Quarterlytics / Consumer Cyclical / Gambling, Resorts & Casinos / Century Casinos

Century Casinos

cnty · NASDAQ Consumer Cyclical
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Ticker cnty
Exchange NASDAQ
Sector Consumer Cyclical
Industry Gambling, Resorts & Casinos
Employees 1-10
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FY2020 Annual Report · Century Casinos
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UNITED STATES  
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 
FORM 10-K 

 

 

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the fiscal year ended  
December 31, 2020 
OR 

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the transition period from ___________ to ___________ 
Commission file number  0-22900 
CENTURY CASINOS, INC. 
(Exact name of registrant as specified in its charter) 

DELAWARE  
(State or other jurisdiction of incorporation 
or organization) 

84-1271317  
(I.R.S. Employer 
Identification No.) 

Name of exchange on which registered 
Nasdaq Capital Market, Inc.  

Title of each class 
Common Stock, $0.01 Per Share Par Value  

455 E. Pikes Peak Ave, Suite 210, Colorado Springs, Colorado 80903 
(Address of principal executive offices) (Zip Code) 
(719) 527-8300 
(Registrant’s telephone number, including area code) 
Securities Registered Pursuant to Section 12(b) of the Act: 
Trading Symbol(s) 
CNTY  
Securities Registered Pursuant to Section 12(g) of the Act: 
 None 
Indicate  by  check  mark  if  the  registrant  is  a  well-known  seasoned  issuer,  as  defined  in  Rule  405  of  the  Securities  Act. 
   Yes  No   
Indicate  by  check  mark  if  the  registrant  is  not  required  to  file  reports  pursuant  to  Section  13  or  Section  15(d)  of  the  Act. 
   Yes  No    
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities 
Exchange Act  of 1934  during  the preceding  12  months  (or for  such  shorter period  that  the  registrant  was  required  to  file  such 
reports), and (2) has been subject to such filing requirements for the past 90 days.  
Yes  No  
Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted 
pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that 
the registrant was required to submit such files). 
Yes  No    
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller 
reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller 
reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.  

Large accelerated filer  
Non-accelerated filer  

Accelerated filer  
Smaller reporting company   
Emerging growth company   

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for 
complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  
Indicate  by  check  mark  whether  the  registrant  has  filed  a  report  on  and  attestation  to  its  management’s  assessment  of  the 
effectiveness of its internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) 
by the registered public accounting firm that prepared or issued its audit report.  
Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes  No   
The aggregate market value of the voting and non-voting common equity held by non-affiliates of the registrant as of June 30, 2020, 
based upon the closing price of $4.15 for the Common Stock on the Nasdaq Capital Market on that date, was $106,159,594. For 
purposes of this calculation only, executive officers and directors of the registrant are considered affiliates.  
As of March 3, 2021, the registrant had 29,575,962 shares of Common Stock outstanding. 
DOCUMENTS INCORPORATED BY REFERENCE: Part III incorporates by reference the registrant’s definitive Proxy Statement 
for  its  2021  Annual  Meeting  of  Stockholders  to  be  filed  with  the  Securities  and  Exchange  Commission  within  120  days  after 
December 31, 2020.  

1 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
INDEX 

Page 
3 
12 
21 
22 
24 
24 

Business. 

Selected Financial Data. 

Properties. 
Legal Proceedings. 

Part I 
Item 1. 
Item 1A.  Risk Factors. 
Item 1B.  Unresolved Staff Comments. 
Item 2. 
Item 3. 
Item 4.  Mine Safety Disclosures. 
Part II 
Item 5.  Market For Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities.  24 
25 
Item 6. 
29 
Item 7.  Management’s Discussion and Analysis of Financial Condition and Results of Operations. 
50 
Item 7A.  Quantitative and Qualitative Disclosures About Market Risk. 
51 
Item 8. 
51 
Item 9. 
51 
Item 9A.  Controls and Procedures. 
Item 9B.  Other Information. 
53 
Part III 
Item 10.  Directors, Executive Officers and Corporate Governance. 
Item 11. 
Item 12. 
Item 13.  Certain Relationships and Related Transactions, and Director Independence. 
Item 14. 
Part IV 
Item 15. 
Item 16.  Form 10-K Summary. 
Signatures 

Executive Compensation. 
Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters. 

Financial Statements and Supplementary Data. 
Changes in and Disagreements With Accountants on Accounting and Financial Disclosure. 

Exhibits and Financial Statement Schedules. 

Principal Accounting Fees and Services. 

53 
53 
53 
54 
54 

55 
58 
59 

2 

 
 
 
 
 
  
 
 
CAUTIONARY STATEMENT REGARDING FORWARD-LOOKING INFORMATION 

This Annual Report on Form 10-K and certain information incorporated herein by reference contain forward-looking statements 
within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), Section 27A of the 
Securities Act of 1933, as amended (the “Securities Act”), and the Private Securities Litigation Reform Act of 1995 and, as such, 
may involve risks and uncertainties. All statements included or incorporated by reference in this report, other than statements that 
are purely historical, are forward-looking statements. Forward-looking statements generally can be identified by the use of forward-
looking terminology such as “may,” “will,” “expect,” “intend,” “estimate,” “anticipate,” “believe,” “could,” “potential,” “continue” 
or similar terminology. These statements are based on the beliefs and assumptions of the management of the Company based on 
information  currently  available  to  management.  Forward-looking  statements  are  not  guarantees  of  future  performance  and  are 
subject to risks and uncertainties that could cause actual results to differ materially from the results contemplated by the forward-
looking statements.  

The forward-looking statements included or incorporated by reference in this report are subject to additional risks and uncertainties 
further discussed under Item 1A. “Risk Factors” and are based on information available to us on the filing date of this report. Readers 
are cautioned not to place undue reliance on forward-looking statements, which speak only as of the date of this report. New risks 
and uncertainties arise from time to time, and we cannot predict those events or how they may affect us. We assume no obligation 
to update any forward-looking statements.  

Item 1. Business. 

PART I 

As used in this report, the terms “Company,” “we,” “our,” or “us” refer to Century Casinos, Inc. and its consolidated subsidiaries, 
taken as a whole, unless the context otherwise requires. 

This report includes amounts translated into US dollars from certain foreign currencies. For a description of the currency conversion 
methodology and exchange rates used for certain transactions, see Note 2 to the Consolidated Financial Statements included in Part 
II, Item 8, “Financial Statements and Supplementary Data” of this report. The following information should be read in conjunction 
with the Consolidated Financial Statements and notes thereto included in Part II, Item 8, “Financial Statements and Supplementary 
Data” of this report. 

Overview 
Century  Casinos,  Inc.,  a Delaware  corporation  founded  in  1992,  is  a  casino  entertainment  company  that develops  and operates 
gaming establishments as well as related lodging, restaurant, horse racing (including off-track betting) and entertainment facilities 
primarily in North America. Our main goal is to grow our business by actively pursuing the development or acquisition of new 
gaming opportunities and reinvesting in our existing operations. 

We began operating land-based casinos in 1996 with the acquisition of our casino in Cripple Creek, Colorado. In 2006, we opened 
casinos in Central City, Colorado and Alberta, Canada. Between 2010 and 2019, we acquired two additional casinos and developed 
two Racing and Entertainment Centers (“RECs”) in Alberta, Canada. In 2013, we increased our ownership in Casinos Poland, Ltd., 
the owner and operator of eight casinos throughout Poland, to a majority 66.6% ownership interest. In December 2019, we completed 
our  largest  acquisition  to  date,  adding  three  properties  to  our  United  States  (“US”)  portfolio,  two  in  Missouri  and  one  in  West 
Virginia (the “Acquisition”). 

2020 Business Developments 
In March 2020, we temporarily closed all of our casinos, hotels and other facilities to comply with quarantine orders issued by 
governments to contain the spread of the coronavirus (“COVID-19”) pandemic. Our Polish locations reopened on May 18, 2020 
and our North American operations reopened between June 1, 2020 and June 17, 2020. In December 2020, we again temporarily 
closed  our  Canadian  casinos  and  RECs  and  our  Poland  casinos  to  comply  with  quarantines  issued  by  the  Alberta  and  Polish 
governments to contain the spread of COVID-19. Our Poland casinos reopened February 12, 2021 but our Canadian casinos remain 
closed. 

As discussed further in this report, the temporary closures of all our facilities between March 2020 and June 2020 and additional 
closures in December 2020 due to COVID-19 negatively impacted our 2020 results. The COVID-19 situation continues to evolve, 
and it currently appears that the pandemic will adversely impact us at least through the first half of 2021. 

3 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
In May 2018, we opened Century Casino Bath (“CCB”) in Bath, England. The casino was closed in March 2020 due to COVID-
19. Due to challenging conditions that included historical and forecast losses due to changes in the regulatory environment for 
casinos in England requiring enhanced due diligence of customers, CCB’s board of directors determined that CCB would enter into 
creditors voluntary liquidation, which occurred in May 2020. 

Sports wagering in Colorado became legal on May 1, 2020. We have partnered with sports betting operators that will conduct sports 
wagering under each of the three Colorado master licenses for sports wagering held by our Colorado subsidiaries. One of these 
mobile sports betting apps launched in July 2020. Each agreement with the sports betting operators provides for a share of net 
gaming revenue and a minimum revenue guarantee each year. 

On December 1, 2020, we sold the casino operations of Century Casino Calgary. We continue to own the underlying real estate, 
which we lease to the casino operator, and to operate Century Sports, a sports bar, bowling and entertainment facility located on the 
property. In December 2020, we began to market the sale of the land and building that we continue to own in Calgary. The sale is 
expected to occur by the end of 2021. See Note 1 to the Consolidated Financial Statements included in Part II, Item 8, “Financial 
Statements and Supplementary Data” of this report for additional information about the held for sale assets. 

In December 2020, we entered into an agreement with a gaming partner to utilize our license with the state of West Virginia to 
operate an internet and mobile interactive gaming application. The application is estimated to launch in the second quarter of 2021. 
The agreement provides for a share of net gaming revenue. 

Operations 
We view each jurisdiction in which our casinos are located as separate operating segments and each casino within those jurisdictions 
as reportable units. Except as described below, we aggregate our operating segments into three reportable segments based on the 
geographical locations in which our casinos operate. We have additional business activities, including our concession, management 
and consulting agreements and certain other corporate and management operations that we report as Corporate and Other. The 
following are our reportable segments: 

•  United States 
•  Canada 
•  Poland 
•  Corporate and Other 

The general characteristics of our properties, including machine and table counts at our casinos, are provided in Part I, Item 2. 
Properties. 

United States 
Colorado –  

Century Casino & Hotel – Central City, Colorado (“CTL” or “Central City”). Central City is located approximately 35 miles 
west of Denver. CTL is located at the end of the Central City Parkway, an eight mile four-lane highway that connects I-70, the 
main east/west interstate highway in Colorado, to Central City. In addition to the casino, the facility has 26 hotel rooms, a bar, 
two restaurants and a 500-space on-site covered parking garage.  

Century  Casino  &  Hotel  –  Cripple  Creek,  Colorado  (“CRC”  or  “Cripple  Creek”).  The  town  of  Cripple  Creek  is  located 
approximately 45  miles  southwest  of  Colorado  Springs,  the  second  largest  city  in  the  state  of  Colorado.  In  addition  to  the 
casino, the facility has 21 hotel rooms, two bars, a restaurant and 271 surface parking spaces neighboring the casino.  

West Virginia –  

Mountaineer Casino,  Racetrack  & Resort  –  New  Cumberland, West  Virginia  (“MTR”  or “Mountaineer”). Mountaineer  is 
located on the Ohio River bank at the northern tip of West Virginia’s northwestern panhandle approximately 30 miles from the 
Pittsburgh International Airport and a one hour drive from downtown Pittsburgh. In addition to the casino, Mountaineer has a 
racetrack that holds live thoroughbred races from April to December. The facility also has on-site pari-mutuel wagering, 357 
hotel rooms, five dining venues, a golf course and 5,248 surface parking spaces neighboring the casino. Sports betting also is 
available through the Mountaineer casino. 

4 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Missouri –  

Century  Casino  Cape  Girardeau  –  Cape  Girardeau,  Missouri  (“CCG”  or  “Cape  Girardeau”).  Cape  Girardeau  is  located 
along the Mississippi River three and a half miles from Interstate 55 in southeast Missouri, approximately 120 miles south of 
St. Louis, Missouri. In addition to the casino, the facility has three dining venues, a pavilion and entertainment center and 1,088 
surface parking spaces neighboring the casino.  

Century Casino Caruthersville – Caruthersville, Missouri (“CCV” or “Caruthersville”). Caruthersville is located in southeast 
Missouri on the Mississippi River approximately 95 miles north of Memphis, Tennessee. In addition to the casino, the facility 
has two dining venues, a 40,000 square foot pavilion, a 27 space RV park and 856 surface parking spaces neighboring the 
casino.  

Canada 
Edmonton –   

Century Casino & Hotel – Edmonton, Alberta, Canada (“CRA” or “Edmonton”). CRA is located in Edmonton, the capital of 
the province of Alberta. In addition to the casino, the facility has an off-track betting parlor, 26 hotel rooms, a 10,700 square 
foot showroom that can seat approximately 500 customers, a 3,000 square foot showroom that can seat approximately 200 
customers, where we host Yuk Yuks Comedy Club comedic performances, two restaurants, three bars, 600 surface parking 
spaces and a complimentary underground heated parking garage with 300 additional spaces.  

Century Casino St. Albert – Edmonton, Alberta, Canada (“CSA” or “St. Albert”). St. Albert is located 13 miles from CRA. In 
addition to the casino, the facility has an off-track betting parlor, a restaurant, a bar, a lounge, a banquet facility and 585 surface 
parking spaces.  

Century Mile Racetrack and Casino – Edmonton, Alberta, Canada (“CMR” or “Century Mile”). Century Mile is a one-mile 
horse racetrack and a multi-level REC located on Edmonton International Airport land close to the city of Leduc, south of 
Edmonton. In addition to the casino, the REC has a restaurant, two bars, two delis and an off-track betting parlor. Century Mile 
holds a minimum of 100 racing days per year. CMR operates the northern Alberta pari-mutuel network under which CMR 
provides pari-mutuel content and live video to 20 off-track betting parlors throughout northern Alberta and has agreements 
with  over  90  racetracks  world-wide  to  broadcast  races  through  the  off-track  betting  network.  The  off-track  betting  parlors 
include the parlors at Century Mile, CRA and CSA.  

Calgary –   

Century Downs Racetrack and Casino – Calgary, Alberta, Canada (“CDR” or “Century Downs”). Our subsidiary Century 
Resorts  Management  GmbH  (“CRM”)  owns  75%  of  United  Horsemen  of  Alberta  Inc.  dba  Century  Downs  Racetrack  and 
Casino, which in turn owns and operates a REC. The REC is in Calgary, the largest city in the province of Alberta, 4.5 miles 
from the Calgary International Airport. In addition to the casino and racetrack, the REC has a bar, a lounge, a restaurant facility, 
an off-track betting parlor, an entertainment area and 700 surface parking spaces. CDR holds a minimum of 100 racing days 
per year. CDR is consolidated as a majority-owned subsidiary for which we have a controlling financial interest. 

Century Sports – Calgary, Alberta, Canada (“CAL” or “Calgary”). On December 1, 2020, we sold the casino operations of 
Century Casino Calgary. We continue to own the underlying real estate, which we lease to the casino operator, and to operate 
Century Sports, a sports bar, bowling and entertainment facility located on the property that includes a 30-lane bowling alley 
and 18-hole miniature golf course. In December 2020, we began to market the sale of the land and building that we continue 
to own in Calgary. The sale is expected to occur by the end of 2021. See Note 1 to the Consolidated Financial Statements 
included in Part II, Item 8, “Financial Statements and Supplementary Data” of this report for additional information about the 
held for sale assets. 

Century Bets! Inc. – Calgary, Alberta, Canada (“CBS” or “Century Bets”). CBS operates the southern Alberta pari-mutuel 
network consisting of the sourcing of common pool pari-mutuel wagering content for racetracks throughout North America 
and world-wide. CBS provides pari-mutuel wagering content and live video to 12 off-track betting parlors throughout southern 
Alberta, including the parlor at CDR, and has agreements with over 90 racetracks world-wide to broadcast races through the 
off-track betting network. 

5 

 
 
 
 
 
 
 
 
 
 
 
 
Poland 
Casinos Poland – Poland (“CPL” or “Casinos Poland”). CPL has been in operation since 1989 and currently is the owner and 
operator of eight casinos throughout Poland. We consolidate CPL as a majority-owned subsidiary for which we have a controlling 
financial interest.  

We were in preliminary discussions with Totalizator Sportowy, Poland’s state-run gambling operator, regarding a potential sale of 
our interest in Casinos Poland; however, the discussions have been suspended and may not resume.  

Corporate and Other 
Cruise Ships. We have concession agreements with TUI Cruises to operate four ship-based casinos. The ships are currently not 
operating due to COVID-19. 

Mendoza Central Entretenimientos S.A. (“MCE”). Our subsidiary CRM owns 7.5% of the shares of MCE. MCE has an exclusive 
agreement with the Instituto Provincial de Juegos y Casinos (“IPJC”) to lease slot machines and provide related services to Casino 
de Mendoza, a casino located in Mendoza, Argentina and owned by the Province of Mendoza. MCE may also pursue other gaming 
opportunities. MCE leases slot machines to Casino de Mendoza. In addition, CRM and MCE have entered into a consulting services 
agreement pursuant to which CRM provides advice on casino matters and receives a service fee. See Note 4 to the Consolidated 
Financial Statements included in Item 8, “Financial Statements and Supplementary Data” of this report. 

Terminated Projects 
Century  Casino  Bath.  In  March  2020,  Century  Casino  Bath  was  closed  due  to  COVID-19.  Due  to  challenging  conditions  that 
included historical and forecast losses due to changes in the regulatory environment for casinos in England requiring enhanced due 
diligence of customers, CCB’s board of directors determined that CCB would enter into creditors voluntary liquidation and control 
of CCB was relinquished. CCB entered creditors voluntary liquidation in May 2020 and was deconsolidated as a subsidiary. See 
Note 1 to the Consolidated Financial Statements included in Item 8, “Financial Statements and Supplementary Data” of this report. 

Golden  Hospitality  Limited  (“GHL”)  and  Minh  Chau  Ltd.  (“MCL”).  In  April  2018,  our  subsidiary  CRM  entered  into  a 
Shareholder’s Agreement with GHL and GHL’s shareholders, pursuant to which CRM purchased a 51% ownership interest in GHL. 
The remaining 49% of GHL was owned by unaffiliated shareholders. As of May 2019, GHL owned approximately 9.21% of MCL, 
which  owns  a  small  hotel  and  entertainment  and  gaming  club  in  Vietnam.  We  sold  our  interest  in  GHL  to  the  unaffiliated 
shareholders of GHL in May 2019. The sale of our equity interest in GHL also ended our equity interest in MCL. See Note 4 to the 
Consolidated Financial Statements included in Item 8, “Financial Statements and Supplementary Data” of this report. 

Additional Projects and Other Developments 
We  currently  are  exploring  additional  potential  gaming  projects  and  acquisition  opportunities.  Along  with  the  capital  needs  of 
potential projects, there are various other risks which, if they materialize, could affect our ability to complete a proposed project or 
acquisition or could eliminate its feasibility altogether. For more information on these and other risks related to our business, see 
Item 1A, “Risk Factors” below.  

Capital Needs, Uses and Cash Flow 
As a gaming company, our operating results are highly dependent on the volume of customers at our casinos and customer spending. 
Most of our revenue is essentially cash-based, through customers wagering with cash or paying for non-gaming services with cash 
or credit cards. Our industry is capital intensive, and we rely heavily on the ability of our casinos to generate operating cash flow 
to maintain operations, fund reinvestment in existing properties for both refurbishment and expansion projects, repay third party 
debt,  and  pursue  additional  growth  via  new  development  and  acquisition  opportunities.  When  necessary  and  available,  we 
supplement the cash flows generated by our operations with either cash on hand or funds provided by bank borrowings or other 
debt or equity financing. 

Marketing and Competition 
We face intense competition from other casinos within the jurisdictions in which we operate. Many of our competitors are larger 
and have substantially greater name recognition and financial and marketing resources than we do. We seek to compete through 
promotion of our players’ clubs, enhancement of social networking initiatives and other marketing efforts. In addition to our players’ 
clubs, we also have various cash and prize promotions and market our casinos through a variety of media outlets including internet, 
television, radio, print and billboard advertising. Our marketing focuses on competition and other facts and circumstances of each 
market  area  in  which  we  operate.  Our  primary  marketing  strategy  centers  on  attracting  new  customers  and  rewarding  repeat 
customers through our players’ club programs. All visitors to our properties are offered the opportunity to join our players’ club. 
We maintain a proprietary database that consists primarily of slot machine customers that allows us to create effective targeted 
marketing  and  promotional  programs,  cash  and  merchandise  giveaways,  coupons,  downloadable  promotional  credits,  preferred 
parking, food, lodging, game tournaments and other special events. In the United States, our players’ club cards allow us to update 
our database and track member gaming preferences, including, but not limited to, maximum, minimum, and total amounts wagered 

6 

 
 
 
 
 
 
 
 
 
and  frequency  of  visits.  We  have  designed  reward  programs  based  on  total  amount  wagered  and  frequency  of  visits  to  reward 
customer loyalty and attract new customers to our properties. Those who qualify for VIP status receive additional benefits compared 
to regular club membership, such as invitations to exclusive VIP events.  

United States 
Colorado – Cripple Creek, Central City and Black Hawk are the only three cities in Colorado that allow gaming, exclusive of two 
Native American gaming operations in southwestern Colorado, and are located in historic mining towns dating back to the late 
1800’s that have developed into tourist attractions. The casino operations in Black Hawk constitute a significant portion of the 
overall casino gaming market in Colorado (exclusive of the Native American gaming operations), with 56% of the total gaming 
devices in Colorado and approximately 72% of total gaming revenue in Colorado in 2020. Central City and Black Hawk are located 
approximately one mile apart and compete with one another for market share. As a result, we view the two cities as one combined 
market  servicing  the  Denver  area.  Black  Hawk,  which  we  believe  does  not  maintain  the  same  rigorous  historical  preservation 
standards as Central City, has been able to successfully attract major casino industry leaders with the ability to offer larger hotels, 
upscale  dining  facilities,  performance  centers  and  spa  facilities.  In  November  2020,  Colorado  voters  passed  a  constitutional 
amendment to allow Cripple Creek, Black Hawk and Central City to increase or remove betting limits and approve new casino 
games. Elected officials in all three cities approved no limits on single bets at the casinos and new games to begin in May 2021. 
The changes are expected to encourage gamblers who might otherwise travel to destination casinos to gamble in local Colorado 
casinos.  Sports  wagering  in Colorado  became  legal  on  May 1, 2020.  We  have partnered  with  sports  betting  operators  that  will 
conduct sports wagering under each of the three Colorado master licenses for sports wagering held by our Colorado subsidiaries. 
One of these mobile sports betting apps launched in July 2020. 

Our marketing objective for the casinos in Colorado is to create public awareness by positioning our casinos as the premier provider 
of personal service, convenient parking, the latest gaming products and superior food. In addition to our players’ clubs, we also 
have various cash and prize promotions and market our casinos through a variety of channels including radio, billboard, print and 
social media. Cripple Creek currently has 12 casinos operating, and there are currently six and 15 casinos operating in Central City 
and Black Hawk, respectively. There are competitors in each city that offer covered parking and more hotel rooms, which may 
negatively impact our Colorado casinos, particularly during inclement weather and the peak tourist season. 

West  Virginia – Mountaineer  is  located  on the  Ohio  River  bank  at  the  northern tip of West  Virginia’s  northwestern  panhandle 
approximately 30 miles from the Pittsburgh International Airport and a one hour drive from downtown Pittsburgh. Mountaineer has 
four  competitors  within  50  miles;  two  in  Pennsylvania,  one  in  West  Virginia  and  one  in  Ohio.  Mountaineer  primarily  attracts 
customers  from  neighboring  Ohio  and  from  the  greater  Pittsburgh  area.  We  market  this  casino  as  a  destination  for  year-round 
entertainment. Mountaineer also hosts the annual West Virginia Derby horse racing event. 

Missouri  –  Cape  Girardeau  and  Caruthersville  have  competitors  in  Missouri,  Tennessee,  Arkansas,  Illinois  and  Kentucky.  The 
distance between our Cape Girardeau and Caruthersville properties is 85 miles. We do not believe that our properties compete 
against one another for customers. We market these casinos as the premier providers of personal service. In addition to our players’ 
clubs,  we  also  have  various  cash  and  prize  promotions  and  market  our  casinos  through  a  variety  of  channels  including  radio, 
billboard, print and social media. Cape Girardeau includes an event center and draws customers mostly from within a 50-mile radius 
from the property. The two closest competitors to Cape Girardeau are 60 miles and 85 miles away. A potential casino in southern 
Illinois approximately 56 miles from Cape Girardeau, which we expect to open in 2022, could increase competition at our Cape 
Girardeau casino. Caruthersville includes a 40,000 square foot pavilion and a 27-space RV park. The two closest competitors to 
Caruthersville are 85 and 90 miles away.  

Canada 
Edmonton – CRA, St. Albert and Century Mile have five competitors, all casinos, in the Edmonton market. The distance between 
CRA and CSA is approximately 13 miles, and CMR is approximately 30 miles from each of CRA and CSA. We do not believe that 
our  properties  compete  against  one  another  for  customers.  Our  main  marketing  activities  for  these  properties  focus  on  casino 
branding, promoting the racetrack, the player’s club program and promotions made through various marketing channels such as 
print,  mail  and  social  media.  CRA  is  one  of  two  casinos  in  the  city  of  Edmonton  that  have  both  a  hotel  and  showrooms.  The 
property’s  showrooms  allow  us  to  attract  customers  to  the  casino  through  live  music  concerts,  private  concerts,  comedic 
performances, catering and banquet events. In addition, the property is the only casino in the Edmonton market to offer a heated 
and complimentary parking garage. CRA’s closest competitor is located approximately five miles away. St. Albert includes a small 
concert and event venue. St. Albert’s closest competitor is located approximately five miles away. Century Mile is the only REC in 
the Edmonton area. Unique to this property is an 8.0 furlong (1.0 mile) horse racetrack. Century Mile’s closest competitor is located 
approximately 17 miles away. 

7 

 
 
 
 
 
 
 
Calgary - Century Downs has seven competitors (two of which have a combination of hotel and casino) in the Calgary market. 
Unique to this property is a 5.5 furlong (0.7 mile) horse racetrack. Our casino is one of three casinos in the market with an off-track 
betting parlor. Using numerous forms of media, such as radio, television and billboards, we concentrate our marketing on the casino 
floor,  the  players’  club  and  racetrack.  This  property  is  located  one  mile  north  of  the  city  limits  of  Calgary,  one  mile  from  the 
CrossIron Mills Mall and 4.5 miles from the Calgary International Airport with the closest competition located approximately 13 
miles away. 

Pari-mutuel networks – Century Mile and Century Bets are the exclusive operators of the northern and southern Alberta pari-mutuel 
networks, respectively. In addition to permitting customers to place wagers at off-track betting locations, the networks offer advance 
deposit wagering for online wagering.  

Loyalty program – Our casinos in Alberta participate in the Winner’s Edge, an Alberta-wide casino loyalty program implemented 
by the Alberta Gaming, Liquor and Cannabis Commission (“AGLC”). Players who sign up for the program can earn points that can 
be redeemed for free play, take part in monthly contests and receive discounts on food in casino restaurants. Our casinos offer 
Winner’s Edge in addition to our own loyalty program.  

Online gaming – The AGLC launched an online gaming website, “Play Now”, on October 1, 2020. The website competes primarily 
with  unregulated  online  gaming  websites  that  are  currently  available  to  Alberta  residents.  We  have  not  experienced  a  negative 
impact to our results of operations in Canada from online gaming; however, increased competition from online gaming could occur 
and adversely affect our results of operations in Alberta in the future.   

Poland 
There  are  52  casino  licenses  available  throughout  Poland.  The  Polish  government  generally  forbids  the  marketing  of  gaming 
activities outside of a casino, but the marketing of entertainment is permissible. CPL relies on the locations of its casinos, which are 
primarily in hotels in major cities throughout Poland, to attract customers. The Polish government issues casino licenses in Poland 
by district, and there are additional casinos in each district in which CPL operates. For example, five other casinos in the Warsaw 
district compete with our three casinos operating in Warsaw. The Polish Minister of Finance does not disclose individual casino 
data. Changes to the Polish gaming law that went into effect in April 2017 legalize online gaming and reintroduce slot arcades 
through a state-run company. Slot arcades began operating in June 2018 and online gaming began in December 2018. We have not 
experienced  a  negative  impact  to  our  results  of  operations  in  Poland  from  slot  arcades  or  online  gaming;  however,  increased 
competition from slot arcades that are located in the cities in which our casinos are located as well as online gaming could occur 
and adversely affect our results of operations in the future.  

Seasonality  
United States – Our  casinos in  Colorado attract  more  customers  during the  warmer  months from May through  September. We 
expect to attract fewer customers from October through April because weather conditions during this period are variable and can 
have a significant impact on daily business levels. In West Virginia, we attract more customers from March to August during the 
racing season. Our casinos in Missouri attract customers throughout the year with the highest business volumes in February and 
March.  

Canada – Our Edmonton and Calgary casinos in Alberta, Canada attract more customers from September through April. During 
the remainder of the year, the casinos attract fewer customers because we compete with outdoor activities. Century Downs and 
Century  Mile  also  attract  additional  customers  during  the  racing  season  from  March through  November.  Our  off-track  betting 
parlors attract more customers during the peak racing season from May through August. 

Poland  –  CPL  generally  attracts  more  customers  from  October through  March because  domestic  customers  generally  vacation 
during the summer months.  

Governmental Regulation and Licensing 
The  ownership  and  operation  of  casino  gaming  facilities  are  subject  to  extensive  state,  local,  foreign,  provincial  or  federal 
regulations.  We  are  required  to  obtain  and  maintain  gaming  licenses  in  each  of  the  jurisdictions  in  which  we  conduct  gaming 
operations. The limitation, conditioning, suspension, revocation or non-renewal of gaming licenses, or the failure to reauthorize 
gaming in certain jurisdictions, would materially adversely affect our gaming operations in that jurisdiction. In addition, changes in 
law that restrict or prohibit gaming operations in any jurisdiction could have a material adverse effect on our financial position, 
results of operations and cash flows.  

8 

 
 
 
 
 
 
 
 
 
 
Statutes and regulations can require us to meet various standards relating to, among other matters, business licenses, registration of 
employees, floor plans, background investigations of licensees and employees, historic preservation, building, fire and accessibility 
requirements,  payment  of  gaming  taxes,  and  regulations  concerning  equipment,  machines,  chips,  gaming  participants,  and 
ownership interests. Civil and criminal penalties, including shutdowns or the loss of our ability to operate gaming facilities in a 
particular jurisdiction, can be assessed against us and/or our officers to the extent of their individual participation in, or association 
with, a violation of any of the state or local gaming statutes or regulations. Such laws and regulations apply in all jurisdictions in 
which we may do business. Management believes that we are in compliance with all applicable gaming and non-gaming regulations. 
A detailed description of the regulations to which we are subject is contained in Exhibit 99.1 to this report, which is incorporated 
herein by reference. 

Other Regulations 
We  are  subject  to  certain  foreign,  federal,  state,  provincial  and  local  safety  and  health,  employment  and  environmental  laws, 
regulations and ordinances that apply to our non-gaming operations. We have not made, and do not anticipate making, material 
expenditures with respect to these laws, regulations and ordinances. However, the coverage of, and attendant compliance costs 
associated with, such laws, regulations and ordinances may result in future additional costs to our operations. 

Rules  and  regulations  regarding  the  service  of  alcoholic  beverages  are  strict.  The  loss  or  suspension  of  a  liquor  license  could 
significantly impair our operations. Local building, parking and fire codes and similar regulations also could impact our operations 
and any proposed development of our properties. 

We also deal with significant amounts of cash in our operations and are subject to various reporting and anti-money laundering 
laws and regulations. Any violations of anti-money laundering laws or regulations by any of our properties could have an adverse 
effect on our business. 

Employees and Human Capital 
Employees  –  As  of  December 31,  2020,  we  had  approximately  2,076  full-time  employees  and  178  part-time  employees. 
Approximately 261 full-time employees and 254 part-time employees in Canada are furloughed due to temporary casino closures 
and are not included in the employee count as of December 31, 2020. During busier months, a casino may supplement its permanent 
staff with seasonal  employees. Approximately 229  employees  at  our  CPL  casinos  in Poland  and 48 employees  at Mountaineer 
belong  to  trade  unions.  The  trade  unions  in  Poland  do  not  currently  have  any  collective  bargaining  agreements  with  CPL,  but 
changes  in  pay  of  union  employees  at  CPL  require  approval  of  the  unions.  The  trade  unions  at  Mountaineer  have  collective 
bargaining agreements with Mountaineer. 

Human Capital – Our company is led by two gaming industry professionals with a combined industry experience of more than 75 
years.  Due  to  extensive  industry  experience,  the  team’s  diversity  of  experience  gives  us  the  ability  to  tailor  our  gaming-based 
entertainment developments and operations to the unique needs and circumstances of each specific location. We are aware that 
much  of  our  success  is  based  on  our  employees’  combined  talents,  skills  and  ideas.  As  an  international  casino  entertainment 
company, we cater to very different markets with different customer expectations. In order to meet these expectations, we strive to 
build  a  workforce  that  is  as  diversified  as  our  customers.  Information  regarding  our  workforce  diversity,  including  furloughed 
employees in Canada, can be found below: 

Company-wide 
United States 
Canada 
Poland 
Corporate and Other 

By Region 

Male 

Female 

Management Team 

Male 

Female 

50% 
53% 
46% 
48% 
44% 

50%  
47%  
54%  
52%  
56%  

64% 
65% 
64% 
60% 
62% 

36% 
35% 
36% 
40% 
38% 

Focusing on employee development and creating a positive work environment is one of our main priorities. We have training and 
development programs to provide our employees with the opportunity to succeed and thrive at our company. We seek to provide 
upward and lateral movement to employees at all locations. In Missouri, for example, we have an Upward Mobility Program to 
provide  front-line  employees  with  information  on  how  they  can  develop  their  leadership  skills  and  be  prepared  to  step  into  a 
leadership role. This program makes training and educational opportunities available to enhance qualification and permit progress 
into other career fields through mentorships.   

9 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As a company, we strive to be community leaders and to add value through our products, services, social responsibility and sharing 
of our financial and human resources to achieve a positive impact on our employees, their families and our fellow citizens. We have 
committed to supporting the local communities with their requests and needs in an effort to improve the lives of people in these 
communities. We seek to disburse contributions fairly among several charitable and non-profit organizations. Our management is 
confident that through working with charitable and non-profit organizations we are able to make a positive difference to the lives 
of people living in the communities in which we have operations. Examples of initiatives include: 

• 
• 
• 

• 
• 
• 

donation boxes on the casino floor; 
Jeans Days which raises cash donations for select charities; 
volunteer events for employees including Relay for Life, Race for the Cure, Polar Bear Plunge, Make a Wish and Adopt a 
Highway; 
fundraising drives to local food banks, hospitals and other community partnerships; 
event sponsorships and charity events; 
and, unique to Alberta, Canada, the charitable gaming model in which charitable organizations are licensed to conduct and 
manage casino events at our casinos. 

Information about our Executive Officers 
Name 
Erwin Haitzmann 
Peter Hoetzinger 
Margaret Stapleton 
Timothy Wright 
Andreas Terler 

Position Held 
Age 
Chairman of the Board and Co-Chief Executive Officer 
67 
Vice Chairman of the Board, Co-Chief Executive Officer and President 
58 
Chief Financial Officer and Corporate Secretary 
59 
50 
Chief Accounting Officer and Corporate Controller 
51  Managing Director of Century Resorts Management GmbH, 

Senior Vice President, Operations – Missouri and West Virginia and  
Chief Information Officer 

Nikolaus Strohriegel 

51  Managing Director of Century Resorts Management GmbH and  

Geoff Smith 

Senior Vice President, Operations - Europe 
Senior Vice President, Operations - Alberta 

50 

Erwin Haitzmann holds a Doctorate and a Masters degree in Social and Economic Sciences from the University of Linz, Austria 
(1980),  and  has  extensive  casino  gaming  experience  ranging  from  dealer  through  various  casino  management  positions.  Dr. 
Haitzmann has been employed full-time by us since 1993 and has been employed as either Chief Executive Officer or Co-Chief 
Executive Officer since March 1994.  

Peter Hoetzinger received a Masters degree from the University of Linz, Austria (1986). He thereafter was employed in several 
managerial positions in the gaming industry with Austrian casino companies. Mr. Hoetzinger has been employed full-time by us 
since 1993 and has been Co-Chief Executive Officer since March 2005. 

Margaret Stapleton was appointed Chief Financial Officer, effective October 2019, and Corporate Secretary, effective May 2010. 
She holds a Bachelor of Science degree in Accounting from Regis University, Denver, Colorado (2004) and has over 30 years of 
experience  in  corporate  accounting  and  internal  audit.  Mrs.  Stapleton  previously  served  as  our  Director  of  Internal  Audit  and 
Compliance from 2005 until May 2010 and as our Executive Vice President, Principal Financial/Accounting Officer from May 
2010 to October 2019. 

Timothy Wright was appointed Chief Accounting Officer effective October 2019 and Corporate Controller effective May 2010. 
Mr. Wright holds a Bachelor of Science degree in Accounting from the University of Colorado, Colorado Springs, Colorado (1995) 
and has over 30 years of experience in corporate accounting and finance. Mr. Wright has been employed by us since 2007, including 
previously serving as our Vice President of Accounting from May 2010 to October 2019. 

Andreas Terler is a Graduate Engineer in Applied Mathematics from the University of Graz, Austria (1994). Mr. Terler has been 
employed by us since 2006. He has served as Chief Information Officer since February 2006, Managing Director of CRM since 
February 2007, and Senior Vice President, Operations – Missouri and West Virginia since October 2019. Mr. Terler previously 
served as Vice President of Operations from May 2011 to October 2019. 

Nikolaus Strohriegel received a Masters degree from the University of Vienna, Austria (1996). Mr. Strohriegel has been employed 
by us since 2007. He has served as Managing Director of CRM since January 2009 and Senior Vice President, Operations – Europe 
since October 2019. Mr. Strohriegel previously served as Vice President of Operations from March 2017 to October 2019. 

10 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Geoff Smith holds an Honours Bachelor of Commerce degree from the University of Windsor, Ontario, Canada (1994). Mr. Smith 
has over 25 years of direct casino management experience across a variety of regulated gaming jurisdictions and operating models, 
including commercial casinos, charity casinos and horse racetrack casino establishments. Mr. Smith has been employed by us since 
2006. He was appointed Senior Vice President, Operations – Canada in October 2019 and has served as Managing Director of 
Century Casino & Hotel in Edmonton since 2008. He previously served as the General Manager of Century Casino & Hotel in 
Edmonton from 2006 to 2008. 

Available Information 
Our internet address is www.cnty.com. Our annual reports on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 
8-K and amendments to these reports filed or furnished pursuant to Section 13(a) or 15(d) of the Exchange Act are made available 
free of charge on our website at www.cnty.com/investor/financials/sec-filings as soon as reasonably practicable after such report 
has been filed with, or furnished to, the SEC. None of the information posted to our website is incorporated by reference into this 
report. 

11 

 
 
 
 
 
Item 1A. Risk Factors. 

Our short and long-term success is subject to many factors beyond our control. If any of the following risks, or any risks described 
elsewhere in or incorporated by reference in this report, actually occur, our business, financial condition or results of operations 
could suffer. Additional risks not presently known to us or which we currently consider immaterial may also adversely affect our 
business, financial condition or results of operations.  

COVID-19 Risks 

The COVID-19 pandemic has had and is expected to continue to have an adverse effect on our business, operations, financial 
condition, operating results and liquidity, and the ultimate outcome of the pandemic is uncertain. 

In late 2019, an outbreak of a new strain of coronavirus, COVID-19, was identified in China and has since spread rapidly around 
the world as a pandemic, prompting aggressive actions by local, state, federal and provincial governments in the US, Canada and 
elsewhere to control the spread of the coronavirus. COVID-19 has significantly affected virtually all facets of the United States and 
global  economies  and  continues,  with  new,  potentially  more  virulent  strains  emerging.  This  outbreak  and  the  actions  taken  in 
response  to  this  public  health  epidemic, pose  the  risk  that  we  or  our  employees,  suppliers,  and other  business partners  may be 
prevented from conducting business activities for an unknown period of time. Restrictions on travel, quarantines and other measures 
imposed in response to the COVID-19 pandemic, as well as ongoing concern regarding the virus’ potential impact, have had and 
will likely continue to have a negative effect on economies and financial markets, including supply chain shortages and additional 
business disruptions. We were required to temporarily close our casinos, hotels and other facilities to comply with quarantine orders 
issued by governments to contain the spread of COVID-19 and may be required to temporarily close these facilities in the future. 
Our Canadian and Polish casinos were required to close for a second time in December 2020. Our Poland casinos reopened in 
February 2021, but our Canadian casinos have not yet reopened. In addition, some locations are operating with limited operating 
hours, limited number of gaming positions or continued closures of restaurants and other facilities or amenities, requirements to 
wear face masks, including the potential to require guests to wear face masks, increased frequency of disinfecting surfaces and other 
measures  to  account  for  varying  levels  of  demand.  See  Part  II,  Item  7,  “Management’s  Discussion  and  Analysis  of  Financial 
Condition and Results of Operations” of this report for additional information on the impact of closures on our financial results. 

The COVID-19 pandemic has significantly increased demand uncertainty. Although our properties other than Canada are again 
operating, some customers may choose for a period of time not to visit our properties as a result of continuing concerns related to 
COVID-19, which could lead to lower attendance and further disruptions in our business and results of operations. Governmental 
officials may impose restrictions on travel or introduce additional social distancing measures. If the coronavirus continues to spread 
in the United States or in other jurisdictions in which we operate, or the virus recurs, we may elect on a voluntary basis to again 
close  certain  of  our  properties  or  portions  thereof,  or  governmental  officials  may  order  additional  closures,  impose  further 
restrictions on travel or introduce additional social distancing measures. The current and future impact of the COVID-19 pandemic, 
including its effect on the ability and desire of people to visit our properties, is expected to continue to impact our results, operations, 
outlooks, plans, goals, growth cash flows and liquidity. The extent of the effects of the outbreak on our business and the casino 
industry at large is highly uncertain and will ultimately depend on future developments, including, but not limited to, the duration 
and severity of the outbreak, future recurrences of the outbreak, the availability and effectiveness of COVID-19 vaccines, and the 
length of time it takes for normal economic and operating conditions to resume, if at all.  

Even after the COVID-19 pandemic subsides, we could experience a longer-term impact on our costs, such as, for example, the 
need for enhanced health and hygiene requirements in one or more regions in attempts to counteract future outbreaks. Further, 
COVID-19 may also affect our operating and financial results in ways that are not presently known to us or that we currently do 
not consider present significant risks to our operations. Any of the foregoing could have a material adverse effect on our business, 
financial condition, results of operations and liquidity. 

Business Environment and Competition Risks 

General economic conditions affecting discretionary consumer spending may have an adverse impact on our business, financial 
condition or results of operations. 

Our  success  depends  to  a  large  extent  on  discretionary  consumer  spending,  which  is  heavily  influenced  by  general  economic 
conditions  and  the  availability  of  discretionary  income.  The  current  outbreak  and  continued  spread  of  COVID-19  has  created 
economic uncertainty and could cause a global recession. Adverse changes in the economic climate, including higher unemployment 
rates,  declines  in  income  levels  and  loss  of  personal  wealth  resulting  from  business  shutdowns  and  associated  mass  layoffs  by 
businesses, and the adoption of social distancing and other policies to slow or control the spread of the virus, have had and are likely 
to continue to have a negative impact on demand for casinos, including ours, and these impacts could exist for an extensive period 
of time. Difficult economic conditions and recessionary periods may have an adverse impact on our business and our financial 

12 

 
 
 
 
 
 
 
 
 
 
condition. Negative economic conditions, coupled with high volatility and uncertainty as to the future economic landscape, have at 
times had a negative effect on consumers’ discretionary income and consumer confidence, and similar impacts can be expected 
should such conditions recur. A decrease in discretionary spending due to decreases in consumer confidence in the economy or us, 
or a continued economic slowdown or deterioration in the economy, could adversely affect the frequency with which customers 
choose to visit our properties and the amount that our customers spend when they visit. The actual or perceived weakness in the 
economy could also lead to decreased spending by our customers. Both customer visits and customer spending at our casinos are 
key  drivers  of  our  revenue  and  profitability,  and  reductions  in  either  could  materially  adversely  affect  our  business,  financial 
condition and results of operations. 

We face risks associated with growth and acquisitions. 

As part of our business strategy, we regularly evaluate opportunities for growth and expansion through development of gaming 
operations in existing or new markets, through acquiring other gaming facilities, through redeveloping our existing gaming facilities, 
and through joint ventures in new markets. We cannot be sure that we will be able to identify attractive acquisition opportunities or 
that we will experience the return on investment that we expect. Acquisitions require significant management attention and resources 
to integrate new properties, businesses and operations. There can be no assurance that we will be able to identify, acquire, develop 
or profitably manage additional companies or operations or successfully integrate such companies or operations, into our existing 
operations without substantial costs, delays or other problems. Our acquisitions, including the recent Acquisition of Mountaineer, 
Cape  Girardeau  and  Caruthersville  (the  “Acquired  Casinos”),  and  new  developments  may  not  generate  revenue  that  will  be 
sufficient  to  pay  related  expenses,  or,  even  if  such  revenue  is  sufficient  to  pay  related  expenses,  the  acquisitions  and  new 
developments may not yield an adequate return or any return on our significant investments. In addition, generating returns on 
acquisitions,  including  the Acquisition,  and new  investments may  take  significantly  longer  than we  expect  and may  negatively 
impact our operating results and financial condition.  

We may not be successful in obtaining the rights to develop new casino properties, and as a result, we may incur significant costs 
for which we will receive no return. Even if we are successful in obtaining the rights to develop such casino properties, commencing 
operations  at  new  casino  projects  may  require  substantial  development  capital.  Additional  risks  before  commencing  operations 
include the time and expense incurred and unforeseen difficulties from construction delays and cost overruns, in obtaining liquor 
licenses, building permits, materials, competent and able contractors, supplies, employees, gaming devices and related matters.  

In  addition,  acquisitions  require  significant  management  attention  and  resources  to  integrate  new  properties,  businesses  and 
operations. Potential difficulties we may encounter as part of the integration process include:  

• 

• 

• 
• 
• 
• 

the inability to successfully integrate acquired assets in a manner that permits us to achieve the full revenue and other 
benefits anticipated to result from the acquired operations; 
complexities associated with managing the combined business, including difficulties addressing possible differences in 
cultures and management philosophies and the challenge of integrating complex systems, technology, networks and other 
assets of the company in a seamless manner that minimizes any adverse impact on customers, suppliers, employees and 
other constituencies; 
potential unknown liabilities and unforeseen increased expenses associated with acquired operations; 
diversion of the attention of our management; 
the disruption of, or the loss of momentum in, our ongoing businesses; and 
inconsistencies in standards, controls, procedures and policies;   

any  of  which  could  adversely  affect  our  ability  to  maintain  relationships  with  customers,  suppliers,  employees  and  other 
constituencies or our  ability  to  achieve  the anticipated benefits, or  could  reduce  our  earnings or  otherwise  adversely  affect our 
business and financial results. 

We may pursue gaming opportunities that would require us to obtain a gaming license. While our management believes that we are 
licensable in any jurisdiction that allows gaming operations, each licensing process is unique and requires a significant amount of 
funds and management time. The licensing process in any particular jurisdiction can take significant time and expense through 
licensing fees, background investigation costs, legal fees and other associated preparation costs. Moreover, if we proceed with a 
licensing approval process with industry partners, such industry partners would be subject to regulatory review as well. We seek to 
find industry partners that are licensable, but cannot assure that such partners will, in fact, be licensable. Certain licenses include 
competitive situations where, even if we and our industry partners are licensable, other factors such as the economic impact of 
gaming, financial and operational capabilities of competitors must be analyzed by regulatory authorities. In addition, political factors 
may make the licensing process more difficult. If any of our gaming license applications are denied or we are otherwise unable to 
complete  a  project,  we  may  have  to  write  off  costs  related  to  our  investment  in  such  application  processes,  which  could  be 
significant. In addition, our ability to attract and retain competent management and employees for any new location is critical to 

13 

 
 
 
 
 
  
 
 
our  success.  One  or  more  of  these  risks  may  result  in  any  new  gaming  opportunity  not  being  successful.  If  we  are  not  able  to 
successfully commence operations at these properties, our results of operations may be adversely affected. 

We may engage in construction projects as part of our development of additional properties in the future. Construction projects 
entail significant risks, which can substantially increase costs or delay completion of a project. Most of these factors are beyond our 
control. The occurrence of any of these development and construction risks could increase the total costs of our construction projects 
or delay or prevent the construction or opening or otherwise affect the design and features of our construction projects. This could 
materially adversely affect our plan of operations, financial condition and ability to satisfy our debt obligations. 

We face significant competition, and if we are not able to compete successfully, our results of operations will be harmed.  

We face intense competition from other casinos in jurisdictions in which we operate and from casinos in neighboring jurisdictions. 
Many of our competitors are larger and have substantially greater name recognition and financial and marketing resources than we 
do. We seek to compete through promotion of our players’ clubs and other marketing efforts. For example, for CRA, we emphasize 
the casino’s showroom, complimentary heated parking, players’ club program, and superior service. These marketing efforts may 
not be successful, which could hurt our competitive position.  

The markets in which we operate are generally not destination resort areas and rely on a local customer base as well as tourists 
during peak seasons. The number of casinos in our markets may exceed demand, which could make it difficult for us to sustain 
profitability. We are particularly vulnerable to competition in our markets due to the large number of competitors in those markets. 
New or expanded operations by other entities in any of the markets in which we operate will increase competition for our gaming 
operations  and  could  have  a  material  adverse  impact  on  us.  For  example,  a  potential  casino  in  southern  Illinois  could  increase 
competition at our Cape Girardeau casino, and gaming facilities in Ohio that have commenced operations in recent years present 
significant competition for Mountaineer. 

Changes  to  gaming  laws  in  countries  or  states  in  which  we  have  operations  and  in  states  near  our  operations  could  increase 
competition  and  could  adversely  affect  our  operations.  Any  such  expansion  of  legalized  gaming  could  adversely  impact  our 
properties. Changes to the Colorado gaming law that allows for increased betting limits and expanded table game variety will go 
into effect in May 2021. It is unclear what impact these changes will have on our Colorado casinos or the Colorado market, but they 
could be material.  

Other potential changes in gaming laws in jurisdictions in which we have operations include: 

• 

• 

• 

In Missouri, a sports betting bill would allow Class B gaming licensees and daily fantasy sports licensees to conduct sports 
wagering including on mobile devices so long as such devices are located within the state of Missouri. This bill is in the 
early stages of the law-making process and subject to significant changes in proposed statutory language prior to enactment. 
In Missouri, a video lottery terminal bill would allow the state lottery to operate video gaming terminals, similar to slot 
machines, at various locations distributed across the state including bars, restaurants, veterans and fraternal organizations 
and  convenience  stores  throughout  the  state.  This  bill  is  in  the  early  stages  of  the  law-making  process  and  subject  to 
significant changes in proposed statutory language prior to enactment.  
In Canada, a sports betting bill would remove the national prohibition on single-game sports betting and allow the Canadian 
provinces to regulate the industry. The bill needs to undergo a final review prior to enactment.  

It is unclear what impact these changes will have on our casinos in these markets, but they could be material.  

Capital expenditures, such as those for new gaming equipment, room refurbishments and amenity upgrades may be necessary from 
time to time to preserve the competitiveness of our properties. If we are not successful in making these improvements, our facilities 
may be less attractive to our visitors than those of our competitors, which could have a negative impact on our business.  

14 

 
 
 
 
 
 
 
 
 
 
 
 
 
Credit and Liquidity Risks 

Our obligations under our indebtedness and our Master Lease are significant. We may not be able to generate sufficient cash 
to service all of our indebtedness and pay rent under the Master Lease and may be forced to take other actions to satisfy our 
obligations under our indebtedness and Master Lease, which may not be successful.  

All of our $193.8 million face value debt outstanding as of December 31, 2020 is variable rate debt. Each one percentage point 
change associated with the variable rate debt would result in an estimated $0.7 million change to our annual cash interest expenses. 
In connection with the Acquisition, we entered into a triple net lease agreement (the “Master Lease”) with VICI Properties Inc. 
(“VICI PropCo”) subsidiaries to lease the real estate assets of the Acquired Casinos. Our scheduled 2021 rent payments under the 
Master  Lease  are  approximately  $23.1 million.  Our  rent  payments  are  subject  to  annual  escalation.  See  Notes  7  and  8  to  the 
Consolidated  Financial  Statements  included  in  Item  8,  “Financial  Statements  and  Supplementary  Data”  of  this  report  for  more 
information on our long-term debt and Master Lease. 

These financial obligations could: 

• 
• 

• 

• 
• 
• 

• 

• 
• 

• 

limit our ability to satisfy our obligations;  
limit our ability to obtain additional indebtedness or financing to fund working capital requirements, capital expenditures, 
debt service, acquisitions, general corporate or other obligations; 
limit our ability to use operating cash flow in other areas of our business because we must dedicate a significant portion of 
these funds to make principal and/or interest payments on our outstanding debt;  
expose us to interest rate risk due to the variable interest rate on borrowings under our credit agreements; 
place us at a competitive disadvantage compared to competitors that have less debt; 
subject  us  to  restrictive  covenants  that,  among  other  things,  limit  our  ability  to  pay  dividends  and  distributions,  make 
acquisitions and dispositions, borrow additional funds, and make capital expenditures and other investments; 
cause our failure to comply with financial and restrictive covenants contained in our current or future indebtedness, which 
could cause a default under such indebtedness and which, if not cured or waived, could have a material adverse effect on 
us; 
increase our vulnerability to general adverse economic and industry changes; 
limit our flexibility in planning for, or reacting to, changes in our businesses, changing market conditions, changes in our 
industry and economic downturns; and 
affect our ability to renew gaming and other licenses necessary to conduct our business. 

We have been  required  to  make rent payments under  the  Master Lease  during 2020  even during  the  temporary  closures of  the 
casinos covered by the Master Lease. In addition, the Master Lease requires us to make specific minimum investments in capital 
expenditures and, subject to certain caps, the rent escalations under the Master Lease will continue to apply regardless of the cash 
flows generated by the properties subject to the Master Lease and the obligations guaranteed by us. Further, if our properties subject 
to the Master Lease are impacted by a casualty event, the Master Lease requires us to repair or restore the affected properties even 
if the cost of such repair or restoration exceeds the insurance proceeds that we receive. Under such circumstances, the rent under 
the Master Lease is required to be paid during the period of repair or restoration even if all or a portion of the affected property is 
not operating. We cannot assure that we will maintain a level of cash flows from operating activities sufficient to permit us to pay 
rent under the Master Lease and the principal, premium, if any, and interest on our indebtedness. 

If our cash flows and capital resources are insufficient to fund our debt service and rent obligations, we may be forced to reduce or 
delay investments and capital expenditures, or to sell assets, seek additional capital or restructure or refinance our indebtedness. 
These alternative measures may not be successful and may not permit us to meet our scheduled debt service or rent obligations. If 
we are not able to meet our scheduled obligations, we could face substantial liquidity problems and might be required to dispose of 
material assets or operations to meet our debt service and other obligations. We may not be able to consummate those dispositions 
or  to  obtain  the  proceeds  that  we  could  realize  from  them,  and  these  proceeds  may  not  be  adequate  to  meet  any  debt  service 
obligations then due. Additionally, the agreements governing our existing debt restrict sale of assets and limit the use of the proceeds 
from any disposition and our Master Lease limits our ability to dispose of leased properties; as a result, we may not be allowed, 
under these documents, to dispose of certain of our properties and use proceeds from such dispositions to satisfy all current debt 
service obligations.  

Some of our casinos are located on leased property. If we default on one or more leases or if we are unable to secure renewals 
of those leases, the applicable lessors could terminate the affected leases and we could lose possession of the affected casino. 

Our RECs and racetracks in Calgary and Edmonton are located on leased parcels of land, and our casinos in Poland are located 
within leased building spaces. If we were to default on any one or more of the leases or if we are unable to secure renewal terms for 

15 

 
 
 
 
 
 
 
 
 
these  locations,  the  lessors  could  terminate  the  affected  leases  and  we  could  lose  possession  of  the  land  or  building  and  any 
improvements on the land and buildings, including the RECs that we have built in Canada. This would have a significant adverse 
effect on our business, financial condition and results of operations as we would then be unable to operate the affected facilities. 

We lease the land and buildings for our casinos in Missouri and West Virginia under a “triple-net” Master Lease. Accordingly, in 
addition to rent, we are required to pay, among other things, the following: (1) facility maintenance costs; (2) all insurance premiums 
for insurance with respect to the leased properties and the business conducted on the leased properties; (3) taxes levied on or with 
respect to the leased properties (other than taxes on the income of the lessor); and (4) all utilities and other services necessary or 
appropriate for the leased properties and the business conducted on the leased properties. We are responsible for incurring these 
costs notwithstanding the fact that many of the benefits received in exchange for such costs shall in part accrue to the lessor as the 
owner of the associated facilities. In addition, we remain obligated for lease payments and other obligations under the Master Lease 
even if one or more of such leased facilities is not operating or is unprofitable or if we decide to withdraw from those locations. We 
could incur special charges relating to the closing of such facilities, including lease termination costs, impairment charges and other 
charges that would reduce our net income and could have a material adverse effect on our business, financial condition and results 
of operations.  

We may be unable to obtain the capital necessary to fund our operations or potential acquisitions. 

Our industry is capital intensive, and we rely heavily on the ability of our casinos to generate operating cash flow to repay debt 
financing, fund maintenance capital expenditures and provide excess cash for future development. While we have a significant 
amount of cash currently on hand, we may not be able to obtain funding when we need it on favorable terms or at all. If we are 
unable to finance our current or future expansion projects, we will have to adopt one or more alternatives, such as reducing or 
delaying  planned  expansion,  development  and  renovation  projects  and  capital  expenditures,  selling  assets,  restructuring  debt, 
obtaining additional equity financing or joint venture partners, or modifying our bank credit facility. The amount of capital that we 
are able to raise often depends on variables that are beyond our control, such as the share price of our stock and its trading volume. 
The availability of financing may be impacted by local, regional and global economic, credit and stock market conditions, all of 
which have been volatile. As a result, we may not be able to secure financing on terms attractive to us, in a timely manner or at all. 
If we are able to consummate a financing arrangement, the amount raised may not be sufficient to meet all of our future needs and, 
if it involves equity, may be highly dilutive to our stockholders. If we cannot raise adequate funds to satisfy our capital requirements, 
we may have to reduce, dispose of or eliminate certain operations. 

Legal, Regulatory and Compliance Risks 

We face extensive regulation from gaming and other regulatory authorities, which involve considerable expense and could harm 
our business, and potential changes in the regulatory environment may adversely impact us.  

As owners and operators of gaming facilities, we are subject to extensive state, local, and international provincial regulation. State, 
local and provincial authorities require us and our subsidiaries to demonstrate suitability to obtain and retain various licenses and 
require that we have registrations, permits and approvals to conduct gaming operations. Various regulatory authorities may, for any 
reason set forth in applicable legislation, rules and regulations, limit, condition, suspend or revoke a license or registration to conduct 
gaming operations or prevent us from owning the securities of our gaming subsidiaries. Like all gaming operators in the jurisdictions 
in which we operate or plan to operate, we must periodically apply to renew our gaming licenses or registrations and in North 
America we must have the suitability of certain of our directors, officers and employees approved.  We are scheduled for renewals 
for our casino licenses in Colorado, West Virginia and Missouri in 2021. A detailed description of the regulations to which we are 
subject, including the timing of license renewals for our properties, is contained in Exhibit 99.1 to this report, which is incorporated 
herein by reference. Failure to obtain license renewals would have an adverse effect on us. 

In addition to gaming regulations, we are also subject to various federal, state, provincial, local and foreign laws and regulations 
affecting businesses in general. These laws and regulations include, but are not limited to, restrictions and conditions concerning 
alcoholic beverages, environmental matters, smoking, employees, currency transactions, taxation, zoning and building codes, and 
marketing and advertising. Rules and regulations regarding the service of alcoholic beverages are strict. The loss or suspension of 
a liquor license could significantly impair our operations. 

We also deal with significant amounts of cash in our operations and are subject to various reporting and anti-money laundering 
regulations. Any violations of anti-money laundering laws or regulations by any of our properties could have an adverse effect on 
our financial condition, results of operations or cash flows. Regulations adopted by the Financial Crimes Enforcement Network 
require  us  to  report  currency  transactions  at  our  US  locations  in  excess  of  $10,000  occurring  within  a  gaming  day,  including 
identification of  the  patron by name  and  social  security number. US Treasury  Department  regulations  also require  us  to report 
certain suspicious activity, including any transaction that exceeds $5,000, if we know, suspect or have reason to believe that the 
transaction involves funds from illegal activity or is designed to evade federal regulations or reporting requirements. Substantial 

16 

 
 
 
 
 
 
 
 
 
penalties can be imposed if we fail to comply with these regulations. Such laws and regulations could change or could be interpreted 
differently in the future, or new laws and regulations could be enacted. 

From time to time, legislators and special interest groups have proposed legislation that would expand, restrict or prevent gaming 
operations or that may otherwise adversely impact our operations in the jurisdictions in which we operate. Any new gaming laws 
or  regulations  in  the  jurisdictions  in  which  we  operate  could  have  an  adverse  impact  on  our  financial  position  and  results  of 
operations. Any expansion of the gaming industry that results in increased competition and any restriction on or prohibition of our 
gaming operations could have a material adverse effect on our operating results or cause us to record an impairment of our assets. 

We depend on agreements with our horsemen and pari-mutuel clerks. Failure to renew or modify agreements on satisfactory 
terms could materially affect our financial position and results of operations. 

In the US, the Federal Interstate Horseracing Act of 1978, as amended (“FIHA”), and state law in West Virginia require that, in 
order to simulcast races, we have certain agreements with the horse owners and trainers at our racetrack. In addition, West Virginia 
requires applicants seeking to renew their gaming license to demonstrate they have an agreement regarding the proceeds of the 
gaming machines with a representative of a majority of (i) the horse owners and trainers, (ii) the pari-mutuel clerks, and (iii) the 
horse breeders. If we fail to present evidence of an agreement with horsemen at a track, we may not be permitted to conduct live 
racing and to export and import simulcasting at that track and through off-track wagering, and our video lottery license may not be 
renewed. In addition, our annual simulcast export agreements are subject to horsemen’s approval under the FIHA. Simulcast import 
and export agreements require horsemen approval per West Virginia law.  

In Canada, the Pari-Mutuel Betting Supervision Regulations require that in order to conduct pari-mutuel betting we have certain 
agreements with approved horsepersons addressing the sharing of revenues. If we fail to present evidence of an agreement with 
approved horsepersons, we may not be permitted to conduct live racing, export simulcasting and teletheatre wagering. If we are 
unable to conduct live racing, our license to operate a REC may not be renewed. 

If we fail to renew or modify existing agreements on satisfactory terms, this failure could have a material adverse effect on our 
financial position, results of operations and cash flows. 

The enactment of legislation implementing changes in the US taxation of international business activities or the adoption of 
other tax reform laws or policies could materially affect our financial position and results of operations.  

We are subject to taxation at the federal, state, provincial and local levels in the US and various other countries and jurisdictions. 
Our future effective tax rate could be affected by changes in the composition of earnings in jurisdictions with differing tax rates, 
changes in statutory rates and other legislative changes, changes in the valuation of our deferred tax assets and liabilities, or changes 
in determinations regarding the jurisdictions in which we are subject to tax. From time to time, the US federal, state and local and 
foreign governments make substantive changes to tax rules and their application, which could result in materially higher corporate 
taxes than would be incurred under existing tax law and could adversely affect our financial condition or results of operations. 

We face extensive taxation from gaming and regulatory authorities. Potential changes to the tax laws in the jurisdictions in 
which we operate may adversely affect the results of our operations. 

We  believe  that  the  prospect  of  significant  revenue  to  a  jurisdiction  through  taxation  and  fees  is  one  of  the  primary  reasons 
jurisdictions permit legalized gaming. As a result, gaming companies are typically subject to significant taxes and fees in addition 
to normal federal, state, provincial and local income taxes, and such taxes and fees are subject to increase at any time. We pay 
substantial taxes and fees with respect to our operations. A detailed description of the gaming taxes and fees to which we are subject 
is contained in Exhibit 99.1 to this report, which is incorporated herein by reference. In addition, negative economic conditions 
could intensify the efforts of federal, state, provincial and local governments to raise revenue through increases in gaming taxes or 
introduction of additional gaming opportunities, which could adversely affect our results of operations and cash flows.  

Any violation of the Foreign Corrupt Practices Act or any other similar anti-corruption laws could have a negative impact on 
us.  

A significant portion of our revenue is derived from operations outside the United States, which exposes us to complex foreign and 
US regulations inherent in doing cross-border business and in each of the countries in which we transact business. We are subject 
to compliance with the US Foreign Corrupt Practices Act (“FCPA”) and other similar anti-corruption laws, which generally prohibit 
companies and their intermediaries from making improper payments to foreign government officials for the purpose of obtaining 
or retaining business. While our employees and agents are required to comply with these laws, we cannot be sure that our internal 
policies  and  procedures  will  always  protect  us  from  violations  of  these  laws,  despite  our  commitment  to  legal  compliance  and 
corporate ethics. Violations of these laws may result in severe criminal and civil sanctions as well as other penalties, and the SEC 

17 

 
 
 
 
 
 
 
 
 
 
 
 
and US Department of Justice have increased their enforcement activities with respect to the FCPA. The occurrence or allegation 
of  these  types  of  risks  may  adversely  affect  our  business,  performance,  prospects,  value,  financial  condition,  and  results  of 
operations. 

Any failure to protect our trademarks could have a negative impact on the value of our brand names and adversely affect our 
business. 

The development of intellectual property is part of our overall business strategy. While our business as a whole is not dependent on 
either of our  trademarks or other  intellectual  property, we seek  to  establish  and  maintain our proprietary  rights  in our business 
operation through the use of trademarks. We file applications for, and obtain trademarks in, the United States and in foreign countries 
where we believe filing for such protection is appropriate. Despite our efforts to protect our proprietary rights, parties may infringe 
our trademarks and our rights may be invalidated or unenforceable. The laws of some foreign countries do not protect proprietary 
rights to as great an extent as the laws of the United States. Monitoring the unauthorized use of our intellectual property is difficult. 
Litigation may be necessary to enforce our intellectual property rights or to determine the validity and scope of the proprietary 
rights of others. Litigation of this type could result in substantial costs and diversion of resources. We cannot assure you that all of 
the steps we have taken to protect our trademarks in the United States and foreign countries will be adequate to prevent imitation 
of our trademarks by others. The unauthorized use or reproduction of our trademarks could diminish the value of our brand and its 
market acceptance, competitive advantages or goodwill, which could adversely affect our business. 

Operational Risks 

Our financial condition and results of operations may be adversely affected by the occurrence of severe weather, natural or 
man-made disasters and other catastrophic events, including war, terrorism and other acts of violence, and disease, such as the 
current COVID-19 pandemic.  

The operations of our facilities are subject to disruptions or reductions in the number of customers who visit our properties because 
of severe weather conditions. If weather conditions limit access to our casino properties or otherwise adversely impact our ability 
to operate our casinos at full capacity, our revenue will suffer, which will negatively impact our operating results. High winds, 
flooding, blizzards  and  sub-zero  temperatures,  such  as  those  experienced  in  Colorado  and Alberta  from  time  to  time,  can  limit 
access to our properties.  

Events such as terrorist and war activities in the countries in which we are located and other acts of violence, such as the mass 
shooting in Las Vegas in 2017, could have a negative impact on travel and leisure expenditures, including gaming, lodging and 
tourism, especially if these events occur in a region in which we operate. We cannot predict the extent to which terrorism, security 
alerts or war, or other acts of violence in the countries that we operate will directly or indirectly affect our business and operating 
results, but the impact could be material.  

An outbreak of a contagious disease, such as the current COVID-19 pandemic or any similar illness, could have a negative impact 
on travel and leisure expenditures, including gaming, lodging and tourism, especially if an outbreak were to occur in or near the 
areas  in  which  we  operate.  Negative  impacts  on  the  economy,  travel  restrictions  and  other  restrictions  by  local  or  federal 
governments in the areas in which we operate could result in consumers reducing travel and leisure expenditures, including visits 
to our casinos. Our operating costs may increase due to additional health and safety requirements, we may experience disruptions 
due to employee illness, and we could be forced to close our locations for a period of time. As a result of the actions taken by the 
US government, our management located in Europe may be unable to travel to the US. We cannot predict the extent to which future 
outbreaks  of  a  contagious  disease  will  directly  or  indirectly  affect  our  business  and  operating  results,  but  the  impact  could  be 
material. 

Difficulties in managing our worldwide operations may have an adverse impact on our business. 

We derive our revenue principally from operations located on two continents. Our management is located in North America and 
Europe, and our worldwide operations pose risks to our business, especially for a smaller company such as ours. Risks associated 
with international operations include:  

• 
• 
• 
• 
• 
• 
• 

different time zones;  
culture, management and language differences;  
fluctuations in foreign currency exchange rates;  
changes in laws and policies that govern our foreign operations;  
possible failure to comply with anti-bribery laws such as the US FCPA and similar anti-bribery laws in other jurisdictions;  
difficulty in establishing staffing and managing non-United States operations;  
different labor regulations;  

18 

 
 
 
 
 
 
 
 
 
 
 
• 
• 
• 
• 
• 

changes in environmental, health and safety laws;  
potentially negative consequences from changes in or interpretations of tax laws;  
political instability and actual or anticipated military or political conflicts;  
economic instability and inflation, recession or interest rate fluctuations; and  
uncertainties regarding judicial systems and procedures.  

These factors make it more challenging to manage and administer a globally-dispersed business and, as a result, we must devote 
greater resources to operating under several regulatory and legislative regimes (See “Governmental Regulation and Licensing” in 
Item 1, “Business” of this report). This business model also increases our costs.  

The evolution of the slot machine manufacturing industry could impose additional costs on us. 

The majority of our revenue is generated from slot machines operated at our gaming facilities. In order to remain competitive, we 
seek to offer the most popular and up-to-date slot machine games to our customers. In recent years, slot machine manufacturers 
have  frequently  required  new  slot  machines  to  be  leased  through  participation  arrangements  instead  of  selling  the  machines. 
Participation  arrangements  typically  require  payments  based  on  a  percentage  of  coin-in  or  net  win.  Generally,  a  participation 
arrangement is substantially more expensive over the long term than the cost to purchase a new machine. For competitive reasons, 
we may be forced to purchase new slot machines or enter into participation lease arrangements that are more expensive than costs 
associated with continuing to operate our existing slot machines. If the newer slot machines do not result in sufficient incremental 
revenue to offset the increased investment and costs, it may negatively impact our operating results.  

In addition, a substantial majority of the slot machines sold in the US in recent years were manufactured by a few select companies, 
and  there  has  been  extensive  consolidation  activity  within  the  gaming  equipment  sector  in  recent  years.  A  decrease  in  the 
competition in the slot machine manufacturing industry could lead to increased costs related to the acquisition or rental of slot 
machines and other gaming equipment. 

Our insurance coverage may not be adequate to cover all possible losses that our properties could suffer, our insurance costs 
may increase and we may not be able to obtain the same insurance coverage in the future. 

We may suffer damage to our property caused by a casualty loss (such as fire, natural disasters, acts of war, terrorism or other acts 
of violence) that could severely disrupt our business or subject us to claims by third parties who are injured or harmed. Although 
we maintain insurance customary in our industry, including property, casualty, terrorism, cybersecurity and business interruption 
insurance, that insurance is subject to deductibles and limits on maximum benefits, including limitations on the coverage period for 
business interruption. Due to these variables, we may not be able to fully insure such losses, or fully collect, if at all, on claims 
resulting from severe weather conditions. The lack of sufficient insurance for these types of acts could expose us to heavy losses if 
any damages occur, directly or indirectly, that could have a significant adverse impact on our operations. 

We renew our insurance policies on an annual basis. The cost of coverage may become so high that we may need to further reduce 
our policy limits or agree to certain exclusions from our coverage or self-insure. Among other factors, regional political tensions, 
homeland security concerns, other catastrophic events or any change in government legislation governing insurance coverage for 
acts  of  terrorism  could  materially  adversely  affect  available  insurance  coverage  and  result  in  increased  premiums  on  available 
coverage (which may cause us to elect to reduce our policy limits), additional exclusions from coverage or higher deductibles. 
Among other potential future adverse changes, in the future we may elect to not, or may not be able to, obtain any coverage for 
losses due to acts of terrorism. 

We are dependent upon technology services and electrical power to operate our business, and if we experience damage or service 
interruptions, we may have to cease some or all of our operations, resulting in a decrease in revenue. 

Our gaming operations rely heavily on technology services and an uninterrupted supply of electrical power. Our security system 
and all of our slot machines are controlled by computers and reliant on electrical power to operate. A loss of electrical power or a 
failure of the technology services needed to run the computers would make us unable to run all or parts of our gaming operations. 
Any unscheduled interruption in our technology services or interruption in the supply of electrical power is likely to result in an 
immediate, and possibly substantial, loss of revenue due to a shutdown of our gaming operations. Although we have designed our 
systems around industry-standard architectures to reduce downtime in the event of outages or catastrophic occurrences, they remain 
vulnerable to damage or interruption from floods, fires, power loss, telecommunication failures, terrorist attacks, computer viruses, 
computer denial-of-service attacks and similar events. Additionally, substantial increases in the cost of electricity and natural gas 
could negatively affect our results of operations. 

19 

 
 
 
 
 
   
 
 
 
 
 
Our reputation and business may be harmed by cybersecurity breaches, and we may be subject to legal claims if there is loss, 
disclosure or misappropriation of or access to our customers', our business partners' or our own information or other breaches 
of our information security.  

We  make  use  of  online  services  and  centralized  data  processing,  including  through  third  party  service  providers.  The  secure 
maintenance and transmission of customer information, including credit card numbers and other personally identifiable information 
for marketing and promotional purposes, is a critical element of our operations. Our collection and use of personal data are governed 
by state and federal privacy laws as well as the applicable laws of the countries in which we operate. Various federal, state and 
foreign legislative or regulatory bodies may enact or adopt new or additional laws and regulations concerning privacy, data retention, 
data transfer, and data protection. For example, the European Union adopted the General Data Protection Regulation, which became 
effective in May 2018, that changed companies’ operational and compliance requirements and included significant penalties for 
non-compliance. Compliance with applicable privacy regulations may increase our operating costs or adversely impact our ability 
to market our products, properties and services to our guests.  

Our information technology and other systems that maintain and transmit customer information, or those of service providers, or 
our employee or business information may be compromised by a malicious third party penetration of our network security, or that 
of a third party service provider or business partner, or by actions or inactions by our employees. As a result, information of our 
customers,  third  party  service  providers  or  business  partners  or  our  employee  or  business  information  may  be  lost,  disclosed, 
accessed or taken without their or our consent. Non-compliance with applicable privacy regulations by us (or in some circumstances 
non-compliance by third parties engaged by us) or a breach of security on systems storing our data may result in a loss of customers 
and  subject  us  to  fines,  payment  of  damages,  lawsuits  or  restrictions  on  our  use  or  transfer  of  data.  The  loss,  disclosure  or 
misappropriation of our business information may adversely affect our businesses, operating results and financial condition.  

Human Capital Risks 

The loss of key personnel could have a material adverse effect on us.  

We are highly dependent on the services of Erwin Haitzmann and Peter Hoetzinger, our founders and Co-Chief Executive Officers, 
and other members of our senior management team. The employment agreements with Erwin Haitzmann and Peter Hoetzinger 
provide that, under some circumstances, the departure of one executive could allow the other to leave for cause. Our ability to retain 
key personnel is affected by the competitiveness of our compensation packages and the other terms and conditions of employment, 
our continued ability to compete effectively against other gaming companies and our growth prospects. The loss of the services of 
any of these individuals could have a material adverse effect on our business, financial condition and results of operations.  

Our business, financial condition, and results of operations may be harmed by work stoppages and other labor issues.  

There are 229 employees at our CPL casinos in Poland who belong to trade unions. The trade unions do not currently have any 
collective bargaining agreements with CPL but changes in pay for union employees at CPL require approval from the trade unions. 
In the United States, there are 48 employees at our West Virginia casino who belong to unions. A lengthy strike or other work 
stoppage at our casino properties with unions could have an adverse effect on our business and results of operations. Our other 
employees in the US and Canada and in our Corporate and Other segment are not covered by collective bargaining agreements. 
From time to time, we have experienced attempts to unionize certain of our non-union employees. If a union seeks to organize any 
of our employees, we could experience disruption in our business and incur significant costs, both of which could have a material 
adverse effect on our results of operation and financial condition. If a union were successful in organizing any of our employees, 
we could experience significant increases in our labor costs which could also have a material adverse effect on our business, financial 
condition, and results of operations. In addition, changes to labor laws or prevailing market conditions could lead to increased labor 
costs that could have an adverse impact on our profitability. 

Common Stock and Stockholder Risks 

Certain anti-takeover measures we have adopted may limit our ability to consummate transactions that some of our security 
holders might otherwise support.  

We have a fair price business combination provision in our certificate of incorporation, which requires approval of certain business 
combinations and other transactions by holders of 80% of our outstanding shares of voting stock. In addition, our certificate of 
incorporation  allows  our  board  of  directors  to  issue  shares  of  preferred  stock  without  stockholder  approval.  These  provisions 
generally have the effect of requiring that any party seeking to acquire us negotiate with our board of directors in order to structure 
a business combination with us. This may have the effect of depressing the price of our common stock due to the possibility that 
certain transactions that our stockholders might favor could be precluded by these provisions. 

20 

 
 
 
 
 
 
 
 
 
 
 
 
Stockholders may be required to dispose of their shares of our common stock if they are found unsuitable by gaming authorities.  

Gaming authorities in the US and Canada generally can require that any beneficial owner of our common stock and other securities 
file an application for a finding of suitability. If a gaming authority requires a record or beneficial owner of our securities to file a 
suitability application, the owner must apply for a finding of suitability within 30 days or at an earlier time prescribed by the gaming 
authority.  The  gaming  authority  has  the  power  to  investigate  an  owner's  suitability,  and  the  owner  must  pay  all  costs  of  the 
investigation. If the owner is found unsuitable, then the owner may be required by law to dispose of our securities. Our certificate 
of incorporation also provides us with the right to repurchase shares of our common stock from certain beneficial owners declared 
by gaming regulators to be unsuitable holders of our equity securities, and the price we pay to any such beneficial owner may be 
below the price such beneficial owner would otherwise accept for his or her shares of our common stock. 

General Risk Factors 

We  are  or  may  become  involved  in  legal  proceedings  that,  if  adversely  adjudicated  or  settled,  could  impact  our  financial 
condition. 

From time to time, we are defendants in various lawsuits and gaming regulatory proceedings relating to matters incidental to our 
business. As with all litigation, no assurance can be provided as to the outcome of these matters and, in general, litigation can be 
expensive and time consuming. We may not be successful in the defense or prosecution of our current or future legal proceedings, 
which  could  result  in  settlements  or  damages  that  could  significantly  impact  our  business,  financial  condition  and  results  of 
operations. We have open tax audits currently in litigation with the Polish Internal Revenue Service (“Polish IRS”), as described 
further in Note 17 to the Consolidated Financial Statements included in Item 8, “Financial Statements and Supplementary Data” of 
this report. Additional tax obligations as a result of the tax audits by the Polish IRS could adversely affect our financial position. 

Fluctuations in currency exchange rates and currency controls in foreign countries could adversely affect our business. 

The revenue generated and expenses incurred at our casinos in Canada and Poland are generally denominated in Canadian dollars 
and Polish zloty, respectively. Decreases in the value of these currencies in relation to the value of the US dollar have decreased the 
operating profit from our foreign operations when translated into US dollars, which has adversely affected our consolidated results 
of operations, and such decreases may occur in the future. In addition, we may expand our operations into other countries and, 
accordingly, we could face similar exchange rate risk with respect to the costs of doing business in such countries as a result of any 
increases in the value of the US dollar in relation to the currencies of such countries. We do not currently hedge our exposure to 
fluctuations of these foreign currencies, and there is no guarantee that we will be able to successfully hedge any future foreign 
currency exposure.  

We may be required in the future to record impairment losses related to assets we currently carry on our balance sheet. 

We have $681 million of tangible and intangible assets, including $11 million of goodwill, $32 million in casino licenses, $4 million 
in trademarks and $519 million in property and equipment as of December 31, 2020. Accounting rules require that we make certain 
estimates and assumptions related to our determinations as to the future recoverability of these assets. If we were to determine that 
the values of these assets carried on our balance sheet are impaired due to adverse changes in our business or otherwise, we may be 
required to record an impairment charge to write down the value of these assets, which would adversely affect our results during 
the period in which we recorded the impairment charge. In 2020, we impaired $35.1 million related to goodwill and other intangible 
assets, including our MCE cost investment, due to the impact from COVID-19. See Notes 4 and 6 to the Consolidated Financial 
Statements included in Item 8, “Financial Statements and Supplementary Data” of this report for more information on our goodwill 
and other intangible assets. 

Item 1B. Unresolved Staff Comments. 

None. 

21 

 
 
 
 
 
 
 
 
 
 
 
 
 
Item 2. Properties. 

The following table sets forth the location, applicable reportable segment, size and description of certain types of gaming facilities 
at each of our casinos as of December 31, 2020: 

Summary of Property Information 

Year 
Opened / 
Acquired   

Approximate 
Casino 
Square 
Footage 

  Acreage   

Slot / 
Electronic 
Gaming 
Machines  
(#) (1) 

Video 
Lottery 
Terminals  
(#) (1) 

Tables  
(#) (1) 

Racetrack  
(#) 

Segment/Property 
United States 
Colorado 

Century Casino & Hotel - Central City 
Century Casino & Hotel - Cripple Creek 

2006  
1996  

22,640  
19,610  

1.3  
3.5  

462  
431  

West Virginia 

Mountaineer  Casino,  Racetrack  & 
Resort (2) 

Missouri 

Century Casino Cape Girardeau (2) 
Century Casino Caruthersville (2) 
Subtotal 

Canada 
Edmonton 

Century Casino & Hotel - Edmonton 
Century Casino St. Albert 
Century Mile Racetrack and Casino (3) 

Calgary 

Century Downs Racetrack and Casino (4) 
Century Sports 
Century Bets! Inc. (5) 
Subtotal 

Poland 

Casinos Poland (6) 
Subtotal 

Corporate Other 

Cruise Ships (total of 4) (7) 
Mendoza Central Entretenimientos S.A. 
(8) 
Subtotal 
Total 

2019  

72,380  

214.8  

1,127  

2019  
2019  

2006  
2016  
2019  

2015  
2010  
2015  

2007  

41,530  
21,000  
177,160  

19.1  
38.2  
276.9  

32,960  
12,970  
19,480  

25,500  
—  
—  
90,910  

85,560  
85,560  

6.0  
7.1  
100.0  

57.3  
8.0  
—  
178.4  

—  
—  

—  

N/A   

11,900  

2014  

23,000  
34,900  
388,530  

—  
—  
455.3  

844  
523  
3,387  

813  
408  
590  

661  
—  
—  
2,472  

526  
526  

68  

600  
668  
7,053  

—  
—  

—  

—  
—  
—  

30  
24  
14  

10  
—  
—  
78  

—  
—  

—  

—  
—  
78  

7  
6  

34  

23  
9  
79  

22  
10  
—  

—  
—  
—  
32  

119  
119  

4  

—  
4  
234  

— 
— 

1 

— 
— 
1 

— 
— 
1 

1 
— 
— 
2 

— 
— 

— 

— 
— 
3 

(1)  Machine and table counts are reported as the total number of machines as of December 31, 2020. Active machines and tables may differ 

due to operating restrictions related to COVID-19. 

(2)  The land, buildings and riverboat (as applicable) at these properties are leased under the Master Lease. For more information see “Master 

Lease” below. 

(3)  Century Mile runs the pari-mutuel network in northern Alberta. The off-track betting parlors are located throughout northern Alberta 
and include the parlors at Century Mile, Century Casino & Hotel – Edmonton and Century Casino St. Albert. The land on which the 
REC and racetrack are located is leased.   

(4)  The land on which the REC and racetrack are located was sold by CDR to 1685258 Alberta Ltd. (“Rosebridge”) prior to our acquisition 

of our ownership interest in CDR. CDR leases from Rosebridge the 57.3 acres on which the REC and racetrack are located. 

(5)  Century  Bets!  Inc.  runs  the  pari-mutuel  network  in  southern  Alberta.  The  off-track  betting  parlors  are  located  throughout  southern 

Alberta, including in Century Downs Racetrack and Casino.  

(6)  As of December 31, 2020, Casinos Poland owned eight separate casinos in leased building spaces, including hotels, throughout Poland. 

For the locations of these casinos, see “Additional Property Information” below. 

(7)  Operated under concession agreements. We do not own the ships on which our casinos operate. For additional information about these 

ships, see “Additional Property Information” below. 

(8)  Operated under a consulting services agreement. We do not own the building in which the casino operates. 

22 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
 
   
   
   
   
   
   
 
   
   
   
   
   
   
 
   
   
   
   
   
   
 
 
 
   
   
   
   
   
   
 
   
   
   
   
   
   
 
   
   
   
   
   
   
 
 
 
   
   
   
   
   
   
 
 
 
   
   
   
   
   
   
 
 
 
 
 
 
 
 
Additional Property Information 
As of December 31, 2020, our subsidiaries are pledged as collateral for our obligations under our credit facility (“Macquarie Credit 
Agreement”) with Macquarie Capital (“Macquarie”). As of December 31, 2020, a parcel of land in Kolbaskowo, Poland owned by 
Casinos Poland was used to secure a bank guarantee with mBank. See Note 7 to the Consolidated Financial Statements included in 
Item 8, “Financial Statements and Supplementary Data” of this report.  

Century Sports – In addition to the property described above, we lease approximately 13,049 square feet of land at our property in 
Calgary for additional parking.  

Century Bets – Century Bets leases approximately 250 square feet of office space from Century Casino & Hotel Edmonton and 80 
square feet of office space from Century Mile for administrative purposes. 

Corporate Offices – We lease approximately 11,100 square feet of office space in Colorado Springs, Colorado and approximately 
2,500 square feet of office space in Vienna, Austria for corporate and administrative purposes. 

Poland – The following table summarizes information about CPL’s casinos as of December 31, 2020.  

City 
Warsaw 
Warsaw 
Warsaw 
Bielsko-Biala 
Katowice 
Wroclaw 
Krakow 
Lodz 

Location 
Marriott Hotel 
Hilton Hotel 
LIM Center 
Hotel President 
Park Inn by Radisson 
Double Tree Hilton Hotel 
Dwor Kosciuszko Hotel 
Manufaktura Entertainment Complex 

License Expiration 
July 2024 
September 2022 
June 2025 
October 2023 
October 2023 
November 2023 
May 2024 
June 2024 

Number of Slots Number of Tables 

70 
70 
63 
48 
70 
70 
70 
65 

37 
26 
4 
5 
14 
18 
5 
10 

Cruise Ships – The following table summarizes information about the ship-based casinos for which we had concession agreements 
as of December 31, 2020.  

Cruise Line 
TUI Cruises 
TUI Cruises 
TUI Cruises 
TUI Cruises 

Ship 
Mein Schiff Herz 
Mein Schiff 4 
Mein Schiff 5 
Mein Schiff 6 

Concession  
Agreement End Date 
June 2022 (1) 
May 2021 
May 2021 
May 2021 

Number of 
Slots 
17 
17 
17 
17 

Number of 
Tables 
1 
1 
1 
1 

(1)  Estimated - The ship is scheduled to be sold to a different cruise line no earlier than the second quarter of 2022. 

Master Lease 
Mountaineer, Cape Girardeau and Caruthersville are subject to the Master Lease. The Master Lease provides for the lease of 
land,  buildings,  structures  and  other  improvements  on  the  land  (including  barges  and  riverboats),  easements  and  similar 
appurtenances to the land and improvements relating to the operations of the leased properties. The scheduled 2021 rent payments 
under the Master Lease are approximately $23.1 million. The rent payments are subject to annual escalations during the lease term. 
The Master Lease has an initial term of 15 years with no purchase option. At our option, the Master Lease may be extended for 
up to four five year renewal terms beyond the initial 15 year term. The renewal terms are effective as to all, but not less than all, 
of the properties then subject to the Master Lease. We do not have the ability to terminate our obligations under the Master Lease 
prior to its expiration without the lessor’s consent. 

The Master Lease has a triple-net structure, which requires us to pay substantially all costs associated with the Acquired Casino 
properties, including real estate taxes, insurance, utilities, maintenance and operational costs. The Master Lease contains certain 
covenants,  including  minimum  capital  improvement  expenditures.  Our  parent  company  has  provided  a  guarantee  of  our 
subsidiaries’  obligations  under  the  Master  Lease.    For  additional  information  regarding  the  Master  Lease,  see  Note 8  to  the 
Consolidated Financial Statements included in Item 8, “Financial Statements and Supplementary Data” of this report.  

23 

 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 3. Legal Proceedings. 

We are not a party to any pending litigation that, in management’s opinion, could have a material effect on our financial position 
or results of operations except as disclosed in Note 17 to the Consolidated Financial Statements included in Item 8, “Financial 
Statements and Supplementary Data” of this report.  

Item 4. Mine Safety Disclosures.  

Not applicable. 

PART II 

Item 5. Market For Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases 
of Equity Securities. 

Our common stock is traded in the United States on the Nasdaq Capital Market under the symbol “CNTY”.  

The following graph illustrates the cumulative shareholder return of our common stock during the period beginning December 31, 
2015 through December 31, 2020, and compares it to the cumulative total return on the Nasdaq and the Dow Jones US Gambling 
Index.  The  comparison  assumes  a  $100  investment  on  December 31,  2015,  in  our  common  stock  and  in  each  of  the  foregoing 
indices, and assumes reinvestment of dividends, if any. This table is not intended to forecast future performance of our common 
stock. 

CNTY 
Nasdaq 
Dow Jones US Gambling Index 

12/15 
100.00 
100.00 
100.00 

12/16 
105.78 
107.50 
124.20 

12/17 
117.35 
137.86 
169.03 

12/18 
94.99 
132.51 
113.85 

12/19 
99.87 
179.19 
163.20 

12/20 
82.13 
257.38 
144.51 

No dividends have been declared or paid by us. Declaration and payment of dividends, if any, in the future will be at the discretion 
of the board of directors. At the present time, we intend to use any earnings that may be generated to finance the growth of our 
business.  

At March 3, 2021, we had 143 holders of record of our common stock.  

In March 2000, our board of directors approved and announced a discretionary program to repurchase up to $5.0 million of our 
outstanding  common  stock.  In  November  2009,  our  board  of  directors  approved  an  increase  of  the  amount  available  to  be 
repurchased under the program to $15.0 million. The amount available for repurchase as of December 31, 2020 is $14.7 million. 
The repurchase program has no set expiration or termination date. No repurchases were made during the year ended December 31, 
2020. 

24 

 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 6. Selected Financial Data.  

The selected financial data should be read in conjunction with Part II, Item 7, “Management’s Discussion and Analysis of Financial 
Condition and Results of Operations”, and Part II, Item 8, “Financial Statements and Supplementary Data”, of this Form 10-K.  

Amounts in thousands, except for share information 
Results of Operations: 
Net operating revenue 
Impairment - intangible and tangible assets 
Gain on sale of casino operations 
(Loss) earnings from operations 
Non-operating (expense) income, net 
Net  loss  (earnings)  attributable  to  non-controlling 
interests 
Net (loss) earnings attributable to Century Casinos, Inc. 
shareholders 
Adjusted EBITDA (6) 

2020 (1)   

For the year ended December 31, 
2019 (2)   

2018 (3)   

2017 (4)   

2016 (5) 

 $ 

304,268   $ 
(35,121)  
6,457  
(127)  
(43,161)  

218,227   $ 
(16,486)  
—  
(5,220)  
(6,747)  

168,938   $ 
—  
—  
9,459  
(3,536)  

154,069   $ 
—  
—  
14,615  
(2,164)  

139,234 
— 
— 
16,165 
(565) 

134  

(3,014)  

(612)  

(1,632)  

(4,598) 

(48,002)  

(19,155)  

 $ 

48,398   $ 

30,281   $ 

3,394  
23,377   $ 

6,259  
26,086   $ 

9,215 
25,762 

Basic (loss) earnings per share: 

(Loss) earnings from operations 
Net (loss) earnings attributable to Century Casinos, Inc. 
shareholders 

Diluted (loss) earnings per share: 
(Loss) earnings from operations 
Net (loss) earnings attributable to Century Casinos, Inc. 
shareholders 

 $ 

 $ 

 $ 

 $ 

—   $ 

(0.18)   $ 

0.32   $ 

0.59   $ 

(1.62)   $ 

(0.65)   $ 

0.12   $ 

0.25   $ 

—   $ 

(0.18)   $ 

0.32   $ 

0.57   $ 

0.66 

0.38 

0.66 

(1.62)   $ 

(0.65)   $ 

0.11   $ 

0.24   $ 

0.37 

Balance Sheet: 
Cash and cash equivalents 
Total assets 
Long-term debt 
Financing obligation 
Total liabilities 
Non-controlling interests 
Total Century Casinos, Inc. shareholders' equity 

  $ 

  $ 

63,413   $ 

680,760  
184,550  
278,940  
553,777  
8,829  
118,154   $ 

54,754   $ 

726,900  
178,963  
275,605  
554,825  
8,769  
163,306   $ 

45,575   $ 

278,825  
59,523  
—  
95,442  
7,062  
183,383   $ 

74,677   $ 

274,876  
56,713  
—  
87,558  
7,421  
187,318   $ 

38,837 
217,838 
55,609 
— 
79,254 
6,388 
132,196 

Cash payments on Master Lease 

  $ 

25,021   $ 

3,831   $ 

—   $ 

—   $ 

— 

(1)  Due to temporary closures of our casinos during the first and second quarters of 2020 to comply with quarantines issued by governments to 
contain the spread of COVID-19, we impaired $35.1 million related to goodwill, intangible assets and our cost investment to impairment – 
intangible and tangible assets on our consolidated statement of (loss) earnings. We deconsolidated Century Casino Bath in May 2020 after it 
entered creditor’s voluntary liquidation following our permanent closure of the casino in March 2020. The deconsolidation resulted in a gain 
of $7.4 million recorded to general and administrative expenses on our consolidated statement of (loss) earnings. In December 2020, we sold 
the casino operations of CAL for CAD 10.0 million ($7.5 million based on the exchange rate in effect on August 5, 2020, the date we entered 
into a purchase agreement for the sale). We recorded the sale less working capital adjustments to gain on sale of casino operations on our 
consolidated statement of (loss) earnings.  

(2)  In January 2019, we adopted Accounting Standard Update (“ASU”) No. 2016-02, Leases (Topic 842) (“ASU 2016-02”) and the subsequent 
amendments using the alternative modified retrospective method, which did not require the restatement of prior periods. Upon adoption of 
ASU  2016-02  we  recognized  leased  right-of-use  (“ROU”)  assets  of  $38.3 million  and  operating  lease  liabilities  of  $40.4 million  in  our 
consolidated balance sheet. In April 2019, we began operation of Century Mile Racetrack and Casino. In December 2019, we began operation 
of Mountaineer Casino, Racetrack & Resort, Century Casino Cape Girardeau and Century Casino Caruthersville. In December 2019, we 
impaired  the  assets  related  to  Century  Casino  Bath  and  wrote-down  $16.5 million  to  impairment  – intangible and  tangible assets  on  our 
consolidated statement of (loss) earnings. 

(3)  In May 2018, we began operation of Century Casino Bath. 
(4)  In November 2017, we completed an underwritten public offering in which we sold 4,887,500 shares of our common stock and received net 

proceeds from the offering of $34.4 million. 

(5)  In October 2016, we began operation of Century Casino St. Albert.  
(6)  A reconciliation of Adjusted EBITDA to net (loss) earnings attributable to Century Casinos, Inc. shareholders is presented below. 

We have not declared or paid dividends in any of the years presented above. 

25 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Non-GAAP Measures – Adjusted EBITDA 
We  define  Adjusted  EBITDA  as  net  (loss)  earnings  attributable  to  Century  Casinos,  Inc.  shareholders  before  interest  expense 
(income), net, income taxes (benefit), depreciation and amortization, non-controlling interests net earnings (loss) and transactions, 
pre-opening  expenses,  acquisition  costs,  non-cash  stock-based  compensation  charges,  asset  impairment  costs,  loss  (gain)  on 
disposition of fixed assets, discontinued operations, (gain) loss on foreign currency transactions, cost recovery income and other, 
gain on business combination and certain other one-time transactions. Expense related to the Master Lease is included in the interest 
expense (income), net line item. Intercompany transactions consisting primarily of management and royalty fees and interest, along 
with  their  related  tax  effects,  are  excluded  from  the  presentation  of  net  earnings  (loss)  attributable  to  Century  Casinos,  Inc. 
shareholders and Adjusted EBITDA reported for each segment. Not all of the aforementioned items occur in each reporting period, 
but have been included in the definition based on historical activity. These adjustments have no effect on the consolidated results 
as reported under US generally accepted accounting principles (“US GAAP”). Adjusted EBITDA is not considered a measure of 
performance recognized under US GAAP.  

Management believes that Adjusted EBITDA is a valuable measure of the relative performance of the Company and its properties. 
The  gaming  industry  commonly  uses  Adjusted  EBITDA  as  a  method  of  arriving  at  the  economic  value  of  a  casino  operation. 
Management uses Adjusted EBITDA to evaluate and forecast the operating performance of the Company and its properties as well 
as  to  compare  results  of  current  periods  to  prior  periods.  Management  believes  that  presenting  Adjusted  EBITDA  to  investors 
provides  them  with  information  used  by  management  for  financial  and  operational  decision  making  in  order  to  understand  the 
Company’s operating performance and evaluate the methodology used by management to evaluate and measure such performance. 
Management  believes  that  using  Adjusted  EBITDA  is  a  useful  way  to  compare  the  relative  operating  performance  of  separate 
reportable  segments  by  eliminating  the  above-mentioned  items  associated  with  the  varying  levels  of  capital  expenditures  for 
infrastructure required to generate revenue, and the often high cost of acquiring existing operations. Our computation of Adjusted 
EBITDA may be different from, and therefore may not be comparable to, similar measures used by other companies within the 
gaming industry.  

The reconciliation of Adjusted EBITDA to net (loss) earnings attributable to Century Casinos, Inc. shareholders is presented below. 

Amounts in thousands 
Net (loss) earnings attributable to Century 
Casinos, Inc. shareholders 
Interest expense (income), net (1) 
Income taxes (benefit) 
Depreciation and amortization 
Net earnings (loss) attributable to non-
controlling interests 
Non-cash stock-based compensation 
Gain on foreign currency transactions, cost 
recovery income and other (2) 
Impairment - intangible and tangible assets 
Loss (gain) on disposition of fixed assets 
Acquisition costs 
Adjusted EBITDA 

For the year ended December 31, 2020 

United 
States 

  Canada 

  Poland 

Corporate 
and Other  

 $ 

(30,571)   $ 
28,357  
1,023  
17,580  

—  
—  

—  
30,746  
64  
—  
47,199   $ 

  $ 

 $ 

2,551 
2,047  
3,765  
5,264  

553  
—  

(6,015)  
3,375  
(43)  
—  
11,497   $ 

 $ 

(1,373) 
27  
(518)  
3,124  

 $ 

(18,609) 
12,667 
578 
566 

(687)  
—  

(233)  
—  
4  
—  
344   $ 

— 
(214) 

(6,897) 
1,000 
1 
266 
(10,642)   $ 

Total 

(48,002) 
43,098 
4,848 
26,534 

(134) 
(214) 

(13,145) 
35,121 
26 
266 
48,398 

(1)  Expense of $28.4 million related to our Master Lease is included in interest expense (income), net in the United States 
segment. Expense of $1.5 million related to our CDR land lease is included in interest expense (income), net in the Canada 
segment. Cash payments related to our Master Lease and CDR land lease were $25.0 million and $1.3 million, respectively, 
for the period presented.  

(2)  Income of $6.5 million is included in the Canada segment related to the gain on sale of the casino operations of Century 

Casino Calgary.  

26 

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
  
 
 
 
For the year ended December 31, 2019 

United 
States 

  Canada 

  Poland 

Amounts in thousands 
Net earnings (loss) attributable to Century 
Casinos, Inc. shareholders 
Interest expense (income), net (1) 
Income taxes (benefit) 
Depreciation and amortization 
Net earnings (loss) attributable to non-
controlling interests 
Non-cash stock-based compensation 
(Gain) loss on foreign currency transactions 
and cost recovery income 
Impairment - intangible and tangible assets 
Loss on disposition of fixed assets 
Acquisition costs 
Pre-opening expenses 
Adjusted EBITDA 

 $ 

  $ 

5,825   $ 
1,635  
2,018  
2,330  

—  
—  

—  
—  
17  
—  
—  
11,825   $ 

 $ 

6,669 
5,312 
3,278 
4,539 

1,295 
— 

(439) 
— 
20 
— 
538 
21,212   $ 

Corporate 
and Other  

 $ 

 $ 

(35,115) 
1,085 
(2,739) 
910 

(12) 
1,303 

3,466 
197 
1,617 
3,064 

1,731 
— 

(1,096) 
— 
413 
— 
— 
9,392   $ 

223 
16,486 
345 
5,366 
— 
(12,148)   $ 

Total 

(19,155) 
8,229 
4,174 
10,843 

3,014 
1,303 

(1,312) 
16,486 
795 
5,366 
538 
30,281 

(1)  Expense of  $1.6 million related  to our Master  Lease  is  included  in  interest  expense (income), net  in  the United  States 
segment. Expense of $2.2 million related to our CDR land lease is included in interest expense (income), net in the Canada 
segment. Cash payments related to our Master Lease and CDR land lease were $3.8 million and $2.0 million, respectively, 
for the period presented. 

Amounts in thousands 
Net earnings (loss) attributable to Century 
Casinos, Inc. shareholders 
Interest expense (income), net (1) 
Income taxes (benefit) 
Depreciation and amortization 
Net earnings (loss) attributable to non-
controlling interests 
Non-cash stock-based compensation 
(Gain) loss on foreign currency transactions, 
cost recovery income and other 
Loss on disposition of fixed assets 
Pre-opening expenses 
Adjusted EBITDA 

For the year ended December 31, 2018 

  United States  

Canada 

Poland 

Corporate 
and Other   

Total 

  $ 

  $ 

4,373   $ 
1  
1,508  
2,178  

—  
—  

—  
1  
—  
8,061   $ 

7,715   $ 
3,895  
2,536  
3,211  

722  
—  

(235)  
10  
1,668  
19,522   $ 

(153)   $ 
206  
595  
3,065  

(75)  
—  

(428)  
1,054  
626  
4,890   $ 

(8,541)   $ 
12  
(2,722)  
945  

(35)  
868  

2  
25  
350  
(9,096)   $ 

3,394 
4,114 
1,917 
9,399 

612 
868 

(661) 
1,090 
2,644 
23,377 

(1)  Expense of $2.1 million related to our CDR land lease is included in interest expense (income), net in the Canada segment. 

Cash payments related to our CDR land lease were $2.1 million for the period presented.  

27 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Amounts in thousands 
Net earnings (loss) attributable to Century 
Casinos, Inc. shareholders 
Interest expense (income), net (1) 
Income taxes (benefit) 
Depreciation and amortization 
Net earnings attributable to non-controlling 
interests 
Non-cash stock-based compensation 
(Gain) loss on foreign currency transactions, 
cost recovery income and other 
Loss on disposition of fixed assets 
Acquisition costs 
Pre-opening expenses 
Adjusted EBITDA 

For the year ended December 31, 2017 

  United States  

Canada 

Poland 

Corporate 
and Other   

Total 

  $ 

  $ 

3,469   $ 
2  
2,128  
2,405  

—  
—  

—  
1  
—  
—  
8,005   $ 

7,681   $ 
3,487  
3,008  
3,427  

996  
—  

(564)  
83  
28  
25  
18,171   $ 

1,280   $ 
105  
1,388  
2,747  

636  
—  

(822)  
535  
—  
537  
6,406   $ 

(6,171)   $ 
(25)  
(1,964)  
366  

—  
669  

24  
3  
327  
275  
(6,496)   $ 

6,259 
3,569 
4,560 
8,945 

1,632 
669 

(1,362) 
622 
355 
837 
26,086 

(1)  Expense of $2.0 million related to our CDR land lease is included in interest expense (income), net in the Canada segment. 

Cash payments related to our CDR land lease were $1.8 million for the period presented. 

Amounts in thousands 
Net earnings (loss) attributable to Century 
Casinos, Inc. shareholders 
Interest expense (income), net (1) 
Income taxes (benefit) 
Depreciation and amortization 
Net earnings attributable to non-controlling 
interests 
Non-cash stock-based compensation 
(Gain) loss on foreign currency transactions, 
cost recovery income and other 
Loss on disposition of fixed assets 
Acquisition costs 
Adjusted EBITDA 

For the year ended December 31, 2016 

  United States  

Canada 

Poland 

Corporate 
and Other   

Total 

  $ 

2,890   $ 
2  
1,815  
2,488  

—  
—  

8,448   $ 
3,037  
796  
3,049  

3,137  
—  

—  
2  
—  
7,197   $ 

(2,232)  
27  
—  
16,262 

 $ 

  $ 

2,921   $ 
71  
1,265  
2,430  

1,461  
—  

(310)  
301  
—  
8,139   $ 

(5,044)   $ 
(22)  
(2,089)  
382  

—  
759  

19  
—  
159  
(5,836)   $ 

9,215 
3,088 
1,787 
8,349 

4,598 
759 

(2,523) 
330 
159 
25,762 

(1)  Expense of $2.0 million related to our CDR land lease is included in interest expense (income), net in the Canada segment. 

Cash payments related to our CDR land lease were $2.0 million for the period presented. 

28 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
Non-GAAP Measures – Net Debt 
We  define  Net  Debt  as  total  long-term  debt  (including  current  portion)  plus  deferred  financing  costs  minus  cash  and  cash 
equivalents. Net Debt is not considered a liquidity measure recognized under US GAAP. Management believes that Net Debt is a 
valuable measure of our overall financial situation. Net Debt provides investors with an indication of our ability to pay off all of 
our long-term debt if it becomes due simultaneously. The reconciliation of Net Debt is presented below. 

Amounts in thousands 
Total long-term debt, including current portion 
Deferred financing costs 

Total principal 

Less: Cash and cash equivalents 
Net Debt 

December 31, 2020 

December 31, 2019 

  $ 

  $ 
  $ 
  $ 

 184,550   $ 
 9,261  
 193,811   $ 
 63,413   $ 
 130,398   $ 

 178,963 
 9,998 
 188,961 
 54,754 
 134,207 

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations. 

The following discussion should be read in conjunction with Part II, Item 8, “Financial Statements and Supplementary Data” of this 
report. Information contained in the following discussion of our results of operations and financial condition contains forward-
looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, Section 21E of the Exchange Act 
of 1934, as amended, and the Private Securities Litigation Reform Act of 1995, and, as such, is based on current expectations and 
is subject to certain risks and uncertainties. The reader should not place undue reliance on these forward-looking statements for 
many reasons, including those risks discussed under Item 1A, “Risk Factors,” and elsewhere in this document. See “Cautionary 
Statement Regarding Forward-Looking Information” that precedes Part I of this report. We undertake no obligation to publicly 
update or revise any forward-looking statements as a result of new information, future events or otherwise. 

References in this item to “we,” “our,” or “us” are to the Company and its subsidiaries on a consolidated basis unless the context 
otherwise requires. The term “USD” refers to US dollars, the term “CAD” refers to Canadian dollars, the term “PLN” refers to 
Polish zloty and the term “GBP” refers to British pounds. Certain terms used in this Item 7 without definition are defined in Item 
1, “Business” of this report. 

Amounts  presented  in  this  Item  7  are  rounded.  As  such,  there  may  be  rounding  differences  in  period  over  period  changes  and 
percentages reported throughout this Item 7. 

EXECUTIVE OVERVIEW 

Overview 
Since  our  inception  in  1992,  we  have  been  primarily  engaged  in  developing  and  operating  gaming  establishments  and  related 
lodging, restaurant and entertainment facilities. Our primary source of revenue is from the net proceeds of our gaming machines 
and  tables,  with  ancillary  revenue  generated  from  hotel,  restaurant,  horse  racing  (including  off-track  betting),  sports  wagering, 
bowling and entertainment facilities that are in most instances a part of the casinos. 

We view each market in which we operate as a separate operating segment and each casino within those markets as a reporting unit. 
We  aggregate  all  operating  segments  into  three  reportable  segments  based  on  the  geographical  locations  in  which  our  casinos 
operate: United States, Canada and Poland. We have additional business activities including concession agreements, management 
agreements, consulting agreements and certain other corporate and management operations that we report as Corporate and Other.  

29 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
The table below provides information about the aggregation of our operating segments and reporting units into reportable segments. 
The reporting units except for Century Downs Racetrack and Casino and Casinos Poland are owned, operated and managed through 
wholly-owned  subsidiaries.  Our  ownership  and  operation  of  Century  Downs  Racetrack  and  Casino  and  Casinos  Poland  are 
discussed below. The real estate assets at our West Virginia and Missouri operating segments are owned by VICI PropCo. 

Reportable Segment 
United States 

Operating Segment 
Colorado 

West Virginia 
Missouri 

Canada 

Edmonton 

Calgary 

Poland 
Corporate and Other 

Poland 
Corporate and Other 

Reporting Unit 
Century Casino & Hotel - Central City 
Century Casino & Hotel - Cripple Creek 
Mountaineer Casino, Racetrack & Resort 
Century Casino Cape Girardeau 
Century Casino Caruthersville 
Century Casino & Hotel - Edmonton 
Century Casino St. Albert 
Century Mile Racetrack and Casino 
Century Downs Racetrack and Casino 
Century Sports 
Century Bets! Inc. 
Casinos Poland 
Cruise Ships & Other 
Corporate Other 

Century Bets operates the pari-mutuel off-track betting network in southern Alberta, Canada. Prior to August 2019, we had a 75% 
controlling financial interest in CBS through CRM. In August 2019, we purchased the remaining 25% non-controlling financial 
interest from Rocky Mountain Turf Club for CAD 0.2 million ($0.2 million based on the exchange rate in effect on August 5, 2019), 
resulting in CBS becoming a wholly-owned subsidiary. 

On March 17, 2020, we announced that we had permanently closed CCB. CCB voluntarily surrendered its casino gaming license 
on April 28, 2020 and entered into a creditors voluntary liquidation on May 6, 2020. For additional information related to CCB, see 
Note 1, “Description of Business and Basis of Presentation,” to the Consolidated Financial Statements included in Part II, Item 8, 
“Financial Statements and Supplementary Data” of this report. 

We have controlling financial interests through our subsidiary CRM in the following reporting units:  

•  We have a 66.6% ownership interest in CPL and we consolidate CPL as a majority-owned subsidiary for which we have 
a controlling financial interest. Polish Airports owns the remaining 33.3% in CPL. We account for and report the 33.3% 
Polish Airports ownership interest as a non-controlling financial interest. CPL has been in operation since 1989 and, as of 
December 31, 2020, owned eight casinos throughout Poland. 

•  We have a 75% ownership interest in CDR and we consolidate CDR as a majority-owned subsidiary for which we have a 
controlling financial interest. We account for and report the remaining 25% ownership interest in CDR as a non-controlling 
financial interest. CDR operates Century Downs Racetrack and Casino, a REC in Balzac, a north metropolitan area of 
Calgary, Alberta, Canada.  

We also have a concession agreement for ship-based casinos and ownership in and a consulting agreement with MCE, which are 
detailed further under “Corporate and Other” below. 

Acquisition 
On December 6, 2019, we completed the Acquisition of the operations of Cape Girardeau, Caruthersville and Mountaineer from 
Eldorado  Resorts,  Inc.  for  an  aggregate  purchase  price  of  approximately  $111.7 million,  which  consisted  of  $110.6 million  at 
closing and an additional $1.1 million in working capital adjustments. Immediately prior to the Acquisition, the real estate assets 
underlying the Acquired Casinos were sold to VICI PropCo, and we and VICI PropCo subsidiaries entered into a triple net Master 
Lease for the three Acquired Casino properties. See “Master Lease” in Item 2 for more information.  

Additional Projects Under Development 
We  currently  are  exploring  additional  potential  gaming  projects  and  acquisition  opportunities.  Along  with  the  capital  needs  of 
potential projects, there are various other risks which, if they materialize, could affect our ability to complete a proposed project or 
acquisition or could eliminate its feasibility altogether.   

30 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Presentation of Foreign Currency Amounts 
The average exchange rates to the US dollar used to translate balances during each reported period are as follows: 

Average Rates 
Canadian dollar (CAD) 
Euros (EUR) 
Polish zloty (PLN) 
British pound (GBP) 
Source:  Pacific  Exchange  Rate 
Service 

For the year  
ended December 31,  
2019 

2020 

1.3412 
0.8776 
3.8989 
0.7798 

1.3268 
0.8934 
3.8378 
0.7836 

2018 

2020/2019 

2019/2018 

% Change 

1.2960 
0.8473 
3.6103 
0.7497 

(1.1%)  
1.8%  
(1.6%)  
0.5%  

(2.4%) 
(5.4%) 
(6.3%) 
(4.5%) 

We recognize in our statement of (loss) earnings, foreign currency transaction gains or losses resulting from the translation of casino 
operations  and  other transactions  that  are denominated  in a  currency  other  than US  dollars. Our  casinos  in  Canada and  Poland 
represent a significant portion of our business, and the revenue generated and expenses incurred by these operations are generally 
denominated in Canadian dollars and Polish zloty. A decrease in the value of these currencies in relation to the value of the US 
dollar would decrease the earnings from our foreign operations when translated into US dollars. An increase in the value of these 
currencies in relation to the value of the US dollar would increase the earnings from our foreign operations when translated into US 
dollars. See Note 2 to the Consolidated Financial Statements included in Part II, Item 8, “Financial Statements and Supplementary 
Data” of this report. 

Recent Developments Related to COVID-19 
In late 2019, an outbreak of COVID-19 was identified in China and has since spread throughout much of the world. The COVID-
19  pandemic  had  an  adverse  effect  on  our  2020  results  of  operations  and  financial  condition,  and  we  expect  the  situation  will 
continue to have an adverse impact on our results into 2021. The duration and impact of the COVID-19 pandemic otherwise remains 
uncertain. The table below provides a summary of the time periods in 2020 in which we closed our casinos, hotels and other facilities 
to comply with quarantines issued by governments to contain the spread of COVID-19 and the percentage of gaming floors currently 
open unless otherwise indicated.  

Operating Segment 

Colorado 
Missouri 
West Virginia 
Edmonton 

Calgary 

Poland 

Closure Date 
March 17 
March 17 
March 17 
March 17 
December 13 
March 17 
December 13 
March 13 
December 29 

Reopen Date 
June 15 and June 17 
June 1 
June 5 
June 13 
Currently Closed 
June 13 
Currently Closed 
May 18 
February 12, 2021 

Gaming Floor Open 
82% (1) 
94% 
85% 
71% (2) 

71% (2) 

69% (3) 

(1)  CRC’s slot floor is fully open. CTL’s slot floor is 71% open due to a county variance requiring every other machine to be 
powered off. Table games at CRC were closed from June to December 2020. Table games at CTL were closed from June to 
September 2020 and closed again in December 2020. When table games at CTL were open, there were restrictions on the 
number of gaming positions. CRC and CTL reopened table games in February 2021 with restrictions on the number of 
gaming positions. 

(2)  Percentage of the gaming floor open prior to the second closure in December 2020. Prior to the second closure in December 
2020,  slot  floors  were  open  with  restrictions  on  the  number  of  slot  machines  operating.  Table  games  were  open  from 
September 2020 to November 2020 with restrictions on the number of gaming positions.  

(3)  CPL’s slot floors are fully open. Table games are open with restrictions on the number of gaming positions. 

Our casinos have varied their operations based on the governmental health and safety requirements in the jurisdictions in which 
they are located. In Colorado, each city has different gaming floor restrictions, and table games in both Cripple Creek and Central 
City were closed during portions of 2020 but were able to reopen in February 2021. The full slot floor is open in Cripple Creek 
compared to approximately 65% in Central City. For both Colorado cities, there are capacity restrictions within the casinos and 
alcohol sales must stop at 2:00 a.m. but the casinos are able to operate 24 hours a day, seven days per week. In Missouri, the full 
gaming floor is open with restrictions on gaming positions, hours of operation are reduced, and food outlets that have reopened 
have  limited  operating  hours.  In  West  Virginia,  the  majority  of  the  gaming  floor  has  reopened,  the  gaming  floor  is  limited  to 
machines  that  are  six  feet  apart  or  with  barriers,  food  and  beverage  outlets  have  reopened  with  limited  hours  of  operation,  the 
convention space remains closed, hours of operation are limited, there are capacity restrictions within the casino, and the hotel is 
31 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
operating with limited rooms available. In Canada, casinos remain closed. In Poland, the slot floors are fully reopened, table games 
have reopened with capacity restrictions, alcohol sales are currently suspended and there are capacity restrictions within the casinos. 

Temporary  closures  of  all  our  facilities  throughout  2020  due  to  COVID-19  negatively  impacted  results  for  the  year  ended 
December 31, 2020. We estimate that the closures during the first and second quarters of 2020 adversely impacted net operating 
revenue and Adjusted EBITDA by approximately $91.3 million and $34.3 million, respectively, and closures in December 2020 
adversely impacted net operating revenue and Adjusted EBITDA by approximately $9.2 million and $1.7 million, respectively. We 
estimate that the net cash outflows related to operations during the time they were fully suspended were, on average, approximately 
$8.0 million per month. We continue to monitor our liquidity in light of the uncertainty resulting from COVID-19. We plan to 
continue to reduce marketing and operational expenditures where possible and to seek government subsidies in jurisdictions in 
which  they  are  available  and  attainable.  Planned  capital  expenditures  in  2021  include  approximately  $8.0 million  in  gaming 
equipment, renovations to various properties and security system upgrades. Our planned capital expenditure projects in 2021 will 
be evaluated throughout the year and postponed to 2022 if necessary and permitted under our agreements.  

In March 2020, as a proactive measure to increase our cash position and preserve financial flexibility in light of the uncertainty 
resulting  from  the  COVID-19  pandemic,  we  borrowed  $9.95 million  on  our  revolving  credit  facility  with  Macquarie  and 
$7.4 million on our credit facility with UniCredit Bank Austria AG (“UniCredit”). We repaid the revolving credit facility in July 
2020 except for a $50,000 letter of credit that we cash collateralized. See Note 7 to the Consolidated Financial Statements included 
in Part II, Item 8, “Financial Statements and Supplementary Data” of this report for further discussion of the Macquarie credit 
agreement and the UniCredit credit agreement, including discussion of a recent amendment to the Macquarie credit agreement that, 
among other things, waives compliance with a financial covenant under the Macquarie credit agreement.  
We cannot predict the negative impacts that the failure to suppress the spread of COVID-19 will continue to have on our consumer 
demand, workforce, suppliers, contractors and other partners and whether future closures will be required. Such closures have had 
and will continue to have a material impact on us. While the severity and duration of such business impacts cannot currently be 
estimated, the effects of COVID-19 and the requirements of health and safety protocols are expected to continue to have a material 
impact on us. 

32 

 
 
 
 
 
 
DISCUSSION OF RESULTS  
Years ended December 31, 2020, 2019 and 2018 
Century Casinos, Inc. and Subsidiaries 

For the year 
ended December 31, 

Amounts in thousands 
Gaming Revenue  
Hotel Revenue 
Food and Beverage Revenue 
Other Revenue 
Net Operating Revenue 
Gaming Expenses 
Hotel Expenses 
Food and Beverage Expenses 
General and Administrative Expenses 
Depreciation and Amortization 
Impairment - Intangible and Tangible Assets 
Gain on Sale of Casino Operations 
Total Operating Costs and Expenses  
(Loss) Earnings from Equity Investment 
(Loss) Earnings from Operations 

2020 

2018 

5,910    
16,194    
28,883    
304,268    
    (131,563)    
(2,125)    
(15,962)    
(99,547)    
(26,534)    
(35,121)    
6,457    

2019 
  $  253,281   $  176,866   $  140,301   $ 
1,986    
15,742    
10,909    
168,938    
(73,328)    
(727)    
(15,854)    
(60,194)    
(9,399)    
—    
—    
    (304,395)     (223,446)     (159,502)    
23    
9,459    

2,521    
20,022    
18,818    
218,227    
(92,749)    
(906)    
(19,482)    
(82,980)    
(10,843)    
(16,486)    
—    

(1)    
(5,220)    

—    
(127)    

2020/2019 

2019/2018 

$ 
Change   
76,415  
3,389  
(3,828)  
10,065  
86,041  
38,814  
1,219  
(3,520)  
16,567  
15,691  
18,635  
6,457  
80,949  
1  
5,093  

% 
Change 

43.2%   $ 
134.4%    
(19.1%)    
53.5%    
39.4%    
41.8%    
134.5%    
(18.1%)    
20.0%    
144.7%    
113.0%    
100.0%    
36.2%    
100.0%    
97.6%    

$ 
Change   
36,565  
535  
4,280  
7,909  
49,289  
19,421  
179  
3,628  
22,786  
1,444  
16,486  
—  
63,944  
(24)  
(14,679)  

% 
Change 
26.1% 
26.9% 
27.2% 
72.5% 
29.2% 
26.5% 
24.6% 
22.9% 
37.9% 
15.4% 
100.0% 
— 
40.1% 
(104.3%) 
(155.2%) 

Income Tax Expense 
Net  Loss  (Earnings)  Attributable  to  Non-controlling 
Interests 
Net (Loss) Earnings Attributable to Century Casinos, 
Inc. Shareholders 
Adjusted EBITDA (1) 

  $ 

(4,848)    

(4,174)    

(1,917)    

674  

16.1%    

2,257  

117.7% 

134    

(3,014)    

(612)    

(3,148)  

(104.4%)    

2,402  

392.5% 

(48,002)    
48,398   $ 

(19,155)    
30,281   $ 

3,394    
23,377   $ 

(28,847)  
18,117  

(150.6%)    
59.8%   $ 

(22,549)  
6,904  

(664.4%) 
29.5% 

(Loss) Earnings Per Share Attributable to Century Casinos, Inc. Shareholders 
Basic (Loss) Earnings Per Share 
Diluted (Loss) Earnings Per Share 

(1.62)   $ 
(1.62)   $ 

  $ 
  $ 

(0.65)   $ 
(0.65)   $ 

0.12   $ 
0.11   $ 

(0.97)  
(0.97)  

(149.2%)   $ 
(149.2%)   $ 

(0.77)  
(0.76)  

(641.7%) 
(690.9%) 

(1)  For a discussion of Adjusted EBITDA and reconciliation of Adjusted EBITDA to net (loss) earnings attributable to Century 

Casinos, Inc. shareholders, see Item 6, “Selected Financial Data” of this report. 

Factors impacting year-over-year comparability of the results include the following: 

United States 

•  We acquired the operations at MTR, CCG and CCV in the Acquisition in December 2019. MTR is reported in the West 

Virginia operating segment and CCG and CCV are reported in the Missouri operating segment. 

•  West Virginia contributed a total of $90.2 million in net operating revenue and ($5.9) million in net losses for the year 
ended December 31, 2020 and $8.7 million in net operating revenue and $0.4 million in net earnings for the year ended 
December 31, 2019, which consisted of the month of December 2019.  

•  Missouri contributed a total of $79.6 million in net operating revenue and ($31.3) million in net losses for the year ended 
December 31,  2020  and  $7.4 million  in  net  operating  revenue  and  $1.0 million  in  net  earnings  for  the  year  ended 
December 31, 2019, which consisted of the month of December 2019. 

Canada 
• 

In Edmonton, we began operating CMR in April 2019. CMR contributed a total of $14.7 million in net operating revenue 
and  ($3.9) million  in  net  losses  for  the  year  ended  December 31,  2020,  $18.9 million  in  net  operating  revenue  and 
($2.4) million  in  net  losses  for  the  year  ended  December 31,  2019  and  ($1.1) million  in  net  losses  for  the  year  ended 
December 31, 2018.  

33 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
   
    
    
    
  
    
  
 
   
   
   
 
   
    
    
    
  
    
  
 
 
   
    
    
    
  
    
  
 
  
 
 
 
 
 
 
Poland 

•  Casino closures due to license expirations and delays in license tender awards in Poland impacted comparability of results 
for CPL beginning in 2017. We estimate that casino closures throughout 2018 decreased CPL’s net operating revenue by 
PLN 35.2 million ($9.8 million based on the average exchange rate for the year ended December 31, 2018), net income 
attributable to Century Casinos, Inc. shareholders by PLN 7.4 ($2.1 million based on the average exchange rate for the 
year ended December 31, 2018), and Adjusted EBITDA by PLN 12.0 ($3.3 million based on the average exchange rate 
for the year ended December 31, 2018). See the Poland discussion below for additional information. 

Corporate and Other 

•  We began operating CCB in May 2018. CCB was closed in March 2020 due to COVID-19 and CCB’s board of directors 
determined  that  CCB  would  enter  into  creditors  voluntary  liquidation,  which  occurred  in  May  2020.  CCB  was 
deconsolidated as a subsidiary in May 2020. We recorded a $23.7 million gain related to the deconsolidation to general 
and administrative expenses for the year ended December 31, 2020. Due to historical and forecast losses at CCB due to 
changes in the current regulatory environment for casinos in England requiring enhanced due diligence of customers, we 
determined  that  the  long-lived  assets,  ROU  operating  lease  asset  and  intangible  asset  were  impaired  and  wrote-off 
$16.5 million to impairment – intangible and tangible assets in December 2019. CCB contributed a total of $0.5 million in 
net operating revenue and $23.1 million in net earnings for the year ended December 31, 2020, primarily related to the 
gain on deconsolidation. CCB contributed $3.2 million in net operating revenue and ($20.0) million in net losses for the 
year ended December 31, 2019, and $2.7 million in net operating revenue and ($2.1) million in net losses for the year 
ended December 31, 2018.  

•  We incurred $5.4 million in acquisition costs in 2019 related to the Acquisition.  

Net operating revenue increased by $86.0 million, or 39.4%, and by $49.3 million, or 29.2%, for the year ended December 31, 2020 
compared  to  the  year  ended  December 31,  2019  and  for  the  year  ended  December 31,  2019  compared  to  the  year  ended 
December 31, 2018, respectively. Following is a breakout of net operating revenue by segment for the year ended December 31, 
2020  compared  to  the  year  ended  December 31,  2019  and  for  the  year  ended  December 31,  2019  compared  to  the  year  ended 
December 31, 2018.  

•  United States increased by $148.3 million, or 296.7%, and by $16.5 million, or 49.3%. 
•  Canada decreased by ($30.4) million, or (37.7%), and increased by $19.3 million, or 31.4%. 
•  Poland decreased by ($27.6) million, or (33.7%), and increased by $13.7 million, or 20.1%. 
•  Corporate Other decreased by ($4.3) million, or (75.1%), and by ($0.2) million, or (3.4%). 

Operating  costs  and  expenses  increased  by  $80.9 million,  or  36.2%,  and  by  $63.9 million,  or  40.1%,  for  the  year  ended 
December 31, 2020 compared to the year ended December 31, 2019 and for the year ended December 31, 2019 compared to the 
year ended December 31, 2018, respectively. Following is a breakout of operating costs and expenses by segment for the year ended 
December 31, 2020 compared to the year ended December 31, 2019 and for the year ended December 31, 2019 compared to the 
year ended December 31, 2018.  

•  United States increased by $159.0 million, or 392.4%, and by $12.9 million, or 46.8%. 
•  Canada decreased by ($23.6) million, or (36.6%), and increased by $17.8 million, or 38.1%. 
•  Poland decreased by ($18.9) million, or (24.9%), and increased by $7.9 million, or 11.6%. 
•  Corporate Other decreased by ($35.5) million, or (83.7%), and increased by $25.3 million, or 147.9%. 

 (Loss) earnings from operations increased by $5.1 million, or 97.6%, and decreased by ($14.7) million, or (155.2%), for the year 
ended December 31, 2020 compared to the year ended December 31, 2019 and for the year ended December 31, 2019 compared to 
the year ended December 31, 2018, respectively. Following is a breakout of (loss) earnings from operations by segment for the year 
ended December 31, 2020 compared to the year ended December 31, 2019 and for the year ended December 31, 2019 compared to 
the year ended December 31, 2018.  

•  United States decreased by ($10.7) million, or (112.6%), and increased by $3.6 million, or 61.1%. 
•  Canada decreased by ($6.8) million, or (42.0%), and increased by $1.5 million, or 10.1%. 
•  Poland decreased by ($8.7) million, or (147.0%), and increased by $5.8 million, or 3979.3%. 
•  Corporate Other increased by $31.2 million, or 85.0%, and decreased by ($25.5) million, or (227.9%). 

34 

 
 
 
 
 
 
 
 
 
Net  (loss)  earnings  attributable  to  Century  Casinos,  Inc.  shareholders  decreased  by  ($28.8) million,  or  (150.6%),  and  by 
($22.5) million, or (664.4%), for the year ended December 31, 2020 compared to the year ended December 31, 2019 and for the 
year ended December 31, 2019 compared to the year ended December 31, 2018, respectively. Items deducted from or added to 
earnings  from  operations  to  arrive  at  net  earnings  include  interest  income,  interest  expense,  gains  (losses)  on  foreign  currency 
transactions  and  other,  income  tax  expense  and  non-controlling  interests.  For  a  discussion  of  these  items,  see  “Non-Operating 
Income (Expense)” and “Taxes” below in this Item 7.  

REPORTABLE SEGMENTS 
The following discussion provides further detail of consolidated results by reportable segment. 
United States 

Amounts in thousands 
Gaming  
Hotel 
Food and Beverage 
Other Revenue 
Net Operating Revenue 
Gaming Expenses 
Hotel Expenses 
Food and Beverage Expenses 
General and Administrative Expenses 
Depreciation and Amortization 
Impairment - Intangible and Tangible Assets 
Total Operating Costs and Expenses 
(Loss) Earnings from Operations 

For the year 
ended December 31, 

2020/2019 

2019/2018 

2020 
  $  168,904   $ 
5,826    
9,795    
13,819    
198,344    
(90,553)    
(2,056)    
(8,871)    
(49,729)    
(17,580)    
(30,746)    
    (199,535)    
(1,191)    

2019 
42,285   $ 
2,030    
4,804    
879    
49,998    
(21,495)    
(690)    
(4,772)    
(11,233)    
(2,330)    
—    
(40,520)    
9,478    

$ 
2018 
Change   
27,736   $  126,619  
3,796  
1,444    
4,991  
3,931    
12,940  
372    
148,346  
33,483    
69,058  
(12,897)    
1,366  
(522)    
4,099  
(3,935)    
38,496  
(8,069)    
15,250  
(2,178)    
30,746  
—    
159,015  
(27,601)    
(10,669)  
5,882    

% 
Change 

299.4%   $ 
187.0%    
103.9%    
1472.1%    
296.7%    
321.3%    
198.0%    
85.9%    
342.7%    
654.5%    
100.0%    
392.4%    
(112.6%)    

$ 
Change   
14,549  
586  
873  
507  
16,515  
8,598  
168  
837  
3,164  
152  
—  
12,919  
3,596  

% 
Change 
52.5% 
40.6% 
22.2% 
136.3% 
49.3% 
66.7% 
32.2% 
21.3% 
39.2% 
7.0% 
— 
46.8% 
61.1% 

Income Tax Expense 
Net  Earnings  Attributable  to  Century  Casinos,  Inc. 
Shareholders 
Adjusted EBITDA 

  $ 

(1,023)    

(2,018)    

(1,508)    

(995)  

(49.3%)    

510  

33.8% 

(30,571)    
47,199   $ 

5,825    
11,825   $ 

4,373    
8,061   $ 

(36,396)  
35,374  

(624.8%)    
299.1%   $ 

1,452  
3,764  

33.2% 
46.7% 

We acquired MTR in West Virginia and CCG and CCV in Missouri in the Acquisition in December 2019. 

Sports wagering in Colorado became legal on May 1, 2020. We have partnered with sports betting operators that will conduct sports 
wagering under each of the three Colorado master licenses for sports wagering held by our Colorado subsidiaries. One of these 
mobile sports betting apps launched in July 2020. Each agreement with the sports betting operators provides for a share of net 
gaming revenue and a minimum revenue guarantee each year. 

In November 2020, Colorado voters passed a constitutional amendment to allow voters in Cripple Creek, Black Hawk and Central 
City to increase or remove betting limits and approve new casino games. Elected officials in all three cities approved no limits on 
single bets at the casinos and new games to begin May 2021. The changes are expected to encourage gamblers who might otherwise 
travel to destination casinos to gamble in local Colorado casinos. 

In December 2020, we entered into an agreement with a gaming partner to utilize our license with the state of West Virginia to 
operate an internet and mobile interactive gaming application. The application is estimated to launch in the second quarter of 2021. 
The agreement provides for a share of net gaming revenue. 

35 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
     
   
     
   
 
 
   
 
 
 
   
 
 
 
 
 
   
 
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
   
    
    
    
  
    
  
 
   
   
 
     
     
     
     
   
     
   
  
 
 
 
 
 
 
Our US operations closed due to COVID-19 on March 17, 2020 and reopened between June 1, 2020 and June 17, 2020. The results 
below are presented to illustrate the estimated impact of COVID-19 on net operating revenue in the United States segment for the 
year  ended  December 31,  2020  compared  to  the  year  ended  December 31,  2019  as  well  as  the  year  ended  December 31,  2019 
compared to the year ended December 31, 2018. We did not acquire the West Virginia and Missouri properties until December 
2019. 
Amounts in millions 
Colorado 

YTD 

Q2 

Q1 

Q3 

Q4 

2020 
2019 
2018 
2020/2019 

2019/2018 

2020 
2019 

2020 
2019 

 6.7 
 8.1 
 7.7 
 (1.4) 
 (17.3%) 
 0.4 
 4.7% 

 25.1 
 — 

 21.6 
 — 

 2.0 
 8.8 
 8.5 
 (6.8) 
 (77.3%) 
 0.3 
 3.9% 

 12.2 
 — 

 9.6 
 — 

 10.4 
 9.2 
 9.4 
 1.2 
 13.3% 
 (0.2) 
 (1.7%) 

 28.4 
 — 

 23.9 
 — 

 9.5 
 7.8 
 7.9 
 1.7 
 20.5% 
 (0.1) 
 (0.9%) 

 24.5 
 8.7 

 24.5 
 7.4 

 28.6 
 33.9 
 33.5 
 (5.3) 
 (15.7%) 
 0.4 
 1.4% 

 90.2 
 8.7 

 79.6 
 7.4 

West Virginia 

Missouri 

The results below are presented to illustrate the estimated impact of COVID-19 on operating expenses in the United States segment 
for the year ended December 31, 2020 compared to the year ended December 31, 2019 as well as the year ended December 31, 
2019 compared to the year ended December 31, 2018, excluding depreciation and amortization expense and impairment – intangible 
and tangible assets. 
Amounts in millions 
Colorado 

YTD 

Q2 

Q1 

Q4 

Q3 

2020 
2019 
2018 
2020/2019 

2019/2018 

2020 
2019 

2020 
2019 

 5.9 
 6.2 
 6.0 
 (0.3) 
 (4.8%) 
 0.2 
 3.0% 

 23.3 
 — 

 15.5 
 — 

 1.7 
 6.6 
 6.4 
 (4.9) 
 (74.2%) 
 0.3 
 4.0% 

 12.7 
 — 

 7.3 
 — 

 5.7 
 6.9 
 6.7 
 (1.2) 
 (17.4%) 
 0.2 
 3.0% 

 23.6 
 — 

 14.2 
 — 

 6.1 
 6.3 
 6.3 
 (0.2) 
 (3.3%) 
 — 
 0.9% 

 21.2 
 7.4 

 14.1 
 4.8 

 19.4 
 26.0 
 25.3 
 (6.6) 
 (25.5%) 
 0.7 
 2.7% 

 80.8 
 7.4 

 51.1 
 4.8 

West Virginia 

Missouri 

During  the  United  States  closures  we  suspended  marketing  initiatives,  furloughed  employees  and  reduced  operating  costs  and 
expenses as much as possible. Additional savings related to gaming-related expenses. COVID-19 continues to impact results, and 
we are seeking to maintain operating cost efficiencies during 2021. We anticipate increasing our promotional offerings as needed 
to compete in the competitive markets in which we operate our US casinos. We plan to continue to encourage social distancing and 
other measures in compliance with governmental health and safety requirements. 

A reconciliation of net earnings attributable to Century Casinos, Inc. shareholders to Adjusted EBITDA can be found in the “Non-
GAAP Measures – Adjusted EBITDA” discussion in Item 6, “Selected Financial Data” of this report. 

36 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
Canada 

Amounts in thousands 
Gaming  
Hotel 
Food and Beverage  
Other Revenue 
Net Operating Revenue 
Gaming Expenses 
Hotel Expenses 
Food and Beverage Expenses 
General and Administrative Expenses 
Depreciation and Amortization 
Impairment - Intangible and Tangible Assets 
Gain on Sale of Casino Operations 
Total Operating Costs and Expenses 
Earnings from Operations 

  $ 

For the year 
ended December 31, 

2020/2019 

2019/2018 

2020 
30,319   $ 
84    
5,832    
14,005    
50,240    
(5,583)    
(69)    
(4,921)    
(28,135)    
(5,264)    
(3,375)    
6,457    
(40,890)    
9,350    

2019 
49,450   $ 
491    
13,507    
17,202    
80,650    
(13,999)    
(216)    
(11,541)    
(34,240)    
(4,539)    
—    
—    
(64,535)    
16,115    

$ 
2018 
Change   
40,470   $  (19,131)  
(407)  
(7,675)  
(3,197)  
(30,410)  
(8,416)  
(147)  
(6,620)  
(6,105)  
725  
3,375  
6,457  
(23,645)  
(6,765)  

542    
10,528    
9,821    
61,361    
(12,105)    
(205)    
(8,610)    
(22,597)    
(3,211)    
—    
—    
(46,728)    
14,633    

% 
Change 

(38.7%)   $ 
(82.9%)    
(56.8%)    
(18.6%)    
(37.7%)    
(60.1%)    
(68.1%)    
(57.4%)    
(17.8%)    
16.0%    
100.0%    
100.0%    
(36.6%)    
(42.0%)    

$ 
Change   
8,980  
(51)  
2,979  
7,381  
19,289  
1,894  
11  
2,931  
11,643  
1,328  
—  
—  
17,807  
1,482  

% 
Change 
22.2% 
(9.4%) 
28.3% 
75.2% 
31.4% 
15.6% 
5.4% 
34.0% 
51.5% 
41.4% 
— 
— 
38.1% 
10.1% 

Income Tax Expense 
Net Earnings Attributable to Non-controlling Interests    
Net  Earnings  Attributable  to  Century  Casinos,  Inc. 
Shareholders 
Adjusted EBITDA 

  $ 

(3,765)    
(553)    

(3,278)    
(1,295)    

(2,536)    
(722)    

487  
(742)  

14.9%    
(57.3%)    

742  
573  

29.3% 
79.4% 

2,551    
11,497   $ 

6,669    
21,212   $ 

7,715    
19,522   $ 

(4,118)  
(9,715)  

(61.7%)    
(45.8%)   $ 

(1,046)  
1,690  

(13.6%) 
8.7% 

In Edmonton, construction on the Century Mile project began in July 2017. In January 2019, CMR began operating the Northern 
Alberta off-track betting network. The CMR casino in Edmonton opened on April 1, 2019, and the first horse race was held on 
April 28, 2019. 

Results in US dollars were impacted by (1.1%) and (2.4%) exchange rate decreases in the average rates between the US dollar and 
the Canadian dollar for the year ended December 31, 2020 compared to the year ended December 31, 2019 and the year ended 
December 31, 2019 compared to the year ended December 31, 2018, respectively. 

Our Canadian operations closed due to COVID-19 on March 17, 2020 and reopened on June 13, 2020. The Canadian operations 
closed again on December 13, 2020 due to COVID-19. The results below are presented to illustrate the estimated impact of COVID-
19 on net operating revenue in the Canada segment for the year ended December 31, 2020 compared to the year ended December 31, 
2019 and the year ended December 31, 2019 compared to the year ended December 31, 2018, respectively. 

Amounts in millions 
Edmonton - CAD 

Q1 

Q2 

Q3 

Q4 

YTD 

Edmonton - USD 

2020 
2019 
2018 
2020/2019 

2019/2018 

2020 
2019 
2018 
2020/2019 

2019/2018 

 13.1 
 11.8 
 9.5 
 1.3 
 11.0% 
 2.3 
 24.4% 

 9.8 
 8.9 
 7.5 
 0.9 
 10.1% 
 1.4 
 18.5% 

 3.9 
 18.5 
 9.7 
 (14.6) 
 (78.9%) 
 8.8 
 91.3% 

 2.8 
 13.8 
 7.5 
 (11.0) 
 (79.7%) 
 6.3 
 84.7% 

37 

 13.5 
 17.9 
 9.7 
 (4.4) 
 (24.6%) 
 8.2 
 85.4% 

 10.2 
 13.6 
 7.4 
 (3.4) 
 (25.2%) 
 6.2 
 83.5% 

 10.2 
 16.6 
 10.4 
 (6.4) 
 (38.1%) 
 6.2 
 58.3% 

 7.8 
 12.5 
 7.9 
 (4.7) 
 (37.6%) 
 4.6 
 58.6% 

 40.7 
 64.8 
 39.3 
 (24.1) 
 (37.1%) 
 25.5 
 64.9% 

 30.6 
 48.8 
 30.3 
 (18.2) 
 (37.3%) 
 18.5 
 61.2% 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
     
   
     
   
 
 
   
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
   
    
    
    
  
    
  
 
   
   
 
     
     
     
     
   
     
   
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Amounts in millions 
Calgary - CAD 

Q1 

Q2 

Q3 

Q4 

YTD 

Calgary - USD 

2020 
2019 
2018 
2020/2019 

2019/2018 

2020 
2019 
2018 
2020/2019 

2019/2018 

 8.5 
 9.9 
 9.1 
 (1.4) 
 (14.1%) 
 0.8 
 8.7% 

 6.4 
 7.4 
 7.2 
 (1.0) 
 (13.5%) 
 0.2 
 3.4% 

 2.6 
 10.9 
 10.1 
 (8.3) 
 (76.1%) 
 0.8 
 7.7% 

 1.9 
 8.2 
 7.8 
 (6.3) 
 (76.8%) 
 0.3 
 4.0% 

 8.6 
 11.2 
 10.8 
 (2.6) 
 (23.6%) 
 0.4 
 3.7% 

 6.4 
 8.5 
 8.3 
 (2.1) 
 (24.3%) 
 0.2 
 2.5% 

 6.4 
 10.2 
 10.3 
 (3.8) 
 (36.8%) 
 (0.1) 
 (0.4%) 

 4.9 
 7.7 
 7.8 
 (2.8) 
 (36.3%) 
 — 
 (0.3%) 

 26.1 
 42.2 
 40.3 
 (16.1) 
 (38.2%) 
 1.9 
 4.8% 

 19.6 
 31.8 
 31.1 
 (12.2) 
 (38.3%) 
 0.7 
 2.4% 

The results below are presented to illustrate the estimated impact of COVID-19 on operating expenses in the Canada segment for 
the  year  ended  December 31,  2020  compared  to  the  year  ended  December 31,  2019  and  the  year  ended  December 31,  2019 
compared  to  the  year  ended  December 31,  2018,  respectively,  excluding  depreciation  and  amortization  expense,  impairment  – 
intangible and tangible assets and gain on sale of casino operations. 

Amounts in millions 
Edmonton - CAD 

Q1 

Q2 

Q3 

Q4 

YTD 

Edmonton - USD 

2020 
2019 
2018 
2020/2019 

2019/2018 

2020 
2019 
2018 
2020/2019 

2019/2018 

 11.6 
 9.6 
 6.8 
 2.0 
 20.8% 
 2.9 
 42.3% 

 8.7 
 7.3 
 5.4 
 1.4 
 19.2% 
 1.9 
 35.4% 

 4.1 
 14.5 
 7.0 
 (10.4) 
 (71.7%) 
 7.5 
 107.6% 

 2.9 
 10.8 
 5.4 
 (7.9) 
 (73.1%) 
 5.4 
 100.3% 

 10.3 
 14.4 
 7.0 
 (4.1) 
 (28.5%) 
 7.4 
 106.1% 

 7.8 
 10.9 
 5.3 
 (3.1) 
 (28.4%) 
 5.5 
 103.9% 

 7.8 
 12.7 
 7.5 
 (4.9) 
 (38.6%) 
 5.2 
 69.5% 

 6.0 
 9.6 
 5.7 
 (3.7) 
 (38.2%) 
 4.0 
 69.8% 

 33.8 
 51.2 
 28.2 
 (17.4) 
 (33.9%) 
 23.0 
 81.4% 

 25.3 
 38.6 
 21.8 
 (13.3) 
 (34.5%) 
 16.8 
 77.3% 

38 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Amounts in millions 
Calgary - CAD 

Q1 

Q2 

Q3 

Q4 

YTD 

Calgary - USD 

2020 
2019 
2018 
2020/2019 

2019/2018 

2020 
2019 
2018 
2020/2019 

2019/2018 

 6.0 
 6.1 
 6.2 
 (0.1) 
 (1.6%) 
 (0.1) 
 (2.2%) 

 4.5 
 4.6 
 4.9 
 (0.1) 
 (2.2%) 
 (0.3) 
 (7.1%) 

 2.5 
 7.0 
 6.9 
 (4.5) 
 (64.3%) 
 0.1 
 1.3% 

 1.8 
 5.2 
 5.3 
 (3.4) 
 (65.4%) 
 (0.1) 
 (2.3%) 

 5.8 
 8.3 
 7.8 
 (2.5) 
 (30.1%) 
 0.5 
 7.3% 

 4.4 
 6.3 
 6.0 
 (1.9) 
 (30.2%) 
 0.3 
 6.1% 

 3.6 
 7.0 
 7.3 
 (3.4) 
 (47.8%) 
 (0.3) 
 (4.6%) 

 2.7 
 5.3 
 5.5 
 (2.6) 
 (47.7%) 
 (0.3) 
 (4.6%) 

 17.9 
 28.4 
 28.2 
 (10.5) 
 (36.8%) 
 0.2 
 0.6% 

 13.4 
 21.4 
 21.9 
 (8.0) 
 (37.3%) 
 (0.4) 
 (1.6%) 

Net operating revenue during the year ended December 31, 2020 compared to the year ended December 31, 2019 was impacted 
negatively by closures due to COVID-19. Following the March 2020 closures, table games were reopened in mid-September 2020 
and closed again in November 2020. Our casinos in Canada were operating with approximately 71% of the slot floor open prior to 
the  second  closures  in  December  2020.  Attendance  restrictions  for  racing  and  closures  of  our  showroom  in  Edmonton  also 
negatively impacted food and beverage revenue in 2020. We do not expect the Edmonton showroom to reopen until at least the 
third quarter of 2021. In addition, we sold the casino operations of CAL in December 2020, which will impact comparability of the 
Calgary operating segment in 2021. 

Net operating revenue during the year ended December 31, 2019 compared to the year ended December 31, 2018 was impacted in 
the Edmonton operating segment primarily due to opening CMR in April 2019 and in the Calgary operating segment due to a casino 
expansion that added 70 slot machines to CDR’s gaming floor in November 2019.  

Operating expenses during the year ended December 31, 2020 compared to the year ended December 31, 2019 were impacted by 
COVID-19. We received wage subsidies provided by the Canadian government through the Canada Emergency Wage Subsidy that 
was enacted in April 2020 as a result of COVID-19 to help employers offset a portion of their employee wages for a limited period. 
The  qualified  government  wage  subsidies  reduced  operating  expenses  by  CAD  7.4 million  ($5.5 million  based  on  the  average 
exchange rate for the year ended December 31, 2020). In addition, we sold the casino operations of CAL in December 2020. The 
gain on sale of the casino operations reduced operating expenses in the Calgary operating segment by $6.5 million, and the sale of 
the casino operations will reduce operating expenses in the Calgary operating segment going forward. 

Operating expenses in the Edmonton operating segment during the year ended December 31, 2019 compared to the year ended 
December 31, 2018 were impacted by the opening of CMR in April 2019.  

During the Canadian closures we suspended marketing initiatives, furloughed employees and reduced operating costs and expenses 
as much as possible. Because COVID-19 continues to impact results, we are continuing to focus on managing costs. We continue 
to look for synergies between our Canadian properties including prizes that are available to guests at all locations instead of at 
individual casinos only. We expect payroll costs will begin to trend higher as it is expected that table games will reopen when the 
casinos reopen, and government wage subsidies are not forecast to continue once operations resume in 2021. We plan to continue 
to update our properties with enhancements to encourage social distancing and other measures to allow us to reopen additional 
gaming space and other facilities that currently are closed due to COVID-19 restrictions. 

A reconciliation of net earnings attributable to Century Casinos, Inc. shareholders to Adjusted EBITDA can be found in the “Non-
GAAP Measures – Adjusted EBITDA” discussion in Item 6, “Selected Financial Data” of this report. 

39 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
Poland 

Amounts in thousands 
Gaming  
Food and Beverage 
Other Revenue 
Net Operating Revenue 
Gaming Expenses 
Food and Beverage Expenses 
General and Administrative Expenses 
Depreciation and Amortization 
Total Operating Costs and Expenses 
(Loss) Earnings from Operations 

For the year 
ended December 31, 

2020/2019 

2019/2018 

  $ 

2020 
53,228   $ 
462    
581    
54,271    
(34,700)    
(2,037)    
(17,193)    
(3,124)    
(57,054)    
(2,783)    

2019 
80,829   $ 
912    
153    
81,894    
(53,111)    
(2,237)    
(17,567)    
(3,064)    
(75,979)    
5,915    

$ 
2018 
Change   
67,289   $  (27,601)  
(450)  
428  
(27,623)  
(18,411)  
(200)  
(374)  
60  
(18,925)  
(8,698)  

782    
138    
68,209    
(44,632)    
(2,714)    
(17,653)    
(3,065)    
(68,064)    
145    

% 
Change 

(34.1%)   $ 
(49.3%)    
279.7%    
(33.7%)    
(34.7%)    
(8.9%)    
(2.1%)    
2.0%    
(24.9%)    
(147.0%)    

$ 
Change   
13,540  
130  
15  
13,685  
8,479  
(477)  
(86)  
(1)  
7,915  
5,770  

% 
Change 
20.1% 
16.6% 
10.9% 
20.1% 
19.0% 
(17.6%) 
(0.5%) 
— 
11.6% 
3979.3% 

Income Tax Benefit (Expense) 
Net  Loss  (Earnings)  Attributable  to  Non-controlling 
Interests 
Net (Loss) Earnings Attributable to Century Casinos, 
Inc. Shareholders 
Adjusted EBITDA 

  $ 

518    

(1,617)    

(595)    

(2,135)  

(132.0%)    

1,022  

171.8% 

687    

(1,731)    

75    

(2,418)  

(139.7%)    

1,806  

2408.0% 

(1,373)    
344   $ 

3,466    
9,392   $ 

(153)    
4,890   $ 

(4,839)  
(9,048)  

(139.6%)    
(96.3%)   $ 

3,619  
4,502  

2365.4% 
92.1% 

In Poland, casino gaming licenses are granted for a term of six years. These licenses are not renewable. Before a gaming license 
expires, there is a public notification of the available license and any gaming company can apply for a new license for that city. The 
casino at the LIM Center in Warsaw reopened in August 2019. We expanded the gaming floor at the Marriott Hotel and added an 
additional six table games in May 2019.  

Delays by the Polish government in awarding licenses following their expiration resulted in several casinos closing throughout 
Poland, lost gaming tax revenue for the government and additional costs and expenses for the casino operators, including CPL, 
during  the  year  ended  December 31,  2018.  CPL’s  results  were  significantly  impacted  for  the  year  ended  December 31,  2018 
compared to the year ended December 31, 2019 by the additional costs and expenses associated with the closure of several of its 
casinos during 2018. The next license expiration for a CPL casino occurs in September 2022. 

Results in US dollars were impacted by (1.6%) and (6.3%) exchange rate decreases in the average rates between the US dollar and 
the  Polish  zloty  for  the  year  ended  December 31,  2020  compared  to  the  year  ended  December 31,  2019  and  the  year  ended 
December 31, 2019 compared to the year ended December 31, 2018, respectively. 

The casinos in Poland closed due to COVID-19 on March 13, 2020 and reopened on May 18, 2020. The Poland casinos closed 
again  in  December  2020  and  reopened  in  February  2021.  The  results  below  are  presented  to  illustrate  the  estimated  impact  of 
COVID-19 on net operating revenue in the Poland segment for the year ended December 31, 2020 compared to the year ended 
December 31, 2019 and the year ended December 31, 2019 compared to the year ended December 31, 2018, respectively. 

Amounts in millions 
PLN 

Q1 

Q2 

Q3 

Q4 

YTD 

USD 

2020 
2019 
2018 
2020/2019 

2019/2018 

2020 
2019 
2018 
2020/2019 

2019/2018 

 66.6 
 74.8 
 59.1 
 (8.2) 
 (11.0%) 
 15.7 
 26.6% 

 17.1 
 19.8 
 17.4 
 (2.7) 
 (13.6%) 
 2.4 
 13.6% 

 29.6 
 76.6 
 52.2 
 (47.0) 
 (61.4%) 
 24.4 
 46.8% 

 7.4 
 20.1 
 14.6 
 (12.7) 
 (63.2%) 
 5.5 
 38.0% 

40 

 62.1 
 79.0 
 61.9 
 (16.9) 
 (21.4%) 
 17.1 
 27.6% 

 16.3 
 20.3 
 16.7 
 (4.0) 
 (19.7%) 
 3.6 
 21.6% 

 51.0 
 83.9 
 73.5 
 (32.9) 
 (39.1%) 
 10.4 
 14.1% 

 13.5 
 21.7 
 19.5 
 (8.2) 
 (38.1%) 
 2.2 
 11.6% 

 209.3 
 314.3 
 246.7 
 (105.0) 
 (33.4%) 
 67.6 
 27.4% 

 54.3 
 81.9 
 68.2 
 (27.6) 
 (33.7%) 
 13.7 
 20.1% 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
     
   
     
   
 
 
   
 
 
 
   
 
 
 
 
 
   
 
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
   
    
    
    
  
    
  
 
   
   
   
 
     
     
     
     
   
     
   
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
The results below are presented to illustrate the estimated impact of COVID-19 on operating expenses in the Poland segment for 
the  year  ended  December 31,  2020  compared  to  the  year  ended  December 31,  2019  and  the  year  ended  December 31,  2019 
compared to the year ended December 31, 2018, respectively, excluding depreciation and amortization expense and impairment – 
intangible and tangible assets. 

Amounts in millions 
PLN 

Q1 

Q2 

Q3 

Q4 

YTD 

USD 

2020 
2019 
2018 
2020/2019 

2019/2018 

2020 
2019 
2018 
2020/2019 

2019/2018 

 62.5 
 65.5 
 53.4 
 (3.0) 
 (4.6%) 
 12.1 
 22.7% 

 16.0 
 17.3 
 15.7 
 (1.3) 
 (7.5%) 
 1.6 
 10.2% 

 35.9 
 69.0 
 54.6 
 (33.1) 
 (48.0%) 
 14.4 
 26.3% 

 8.9 
 18.1 
 15.2 
 (9.2) 
 (50.8%) 
 2.8 
 18.5% 

 58.3 
 69.8 
 59.2 
 (11.5) 
 (16.5%) 
 10.6 
 17.8% 

 15.3 
 18.0 
 16.0 
 (2.7) 
 (15.0%) 
 2.0 
 12.2% 

 51.9 
 73.3 
 67.9 
 (21.4) 
 (29.2%) 
 5.4 
 8.0% 

 13.8 
 19.6 
 18.0 
 (5.8) 
 (29.4%) 
 1.5 
 8.5% 

 208.6 
 277.6 
 235.1 
 (69.0) 
 (24.8%) 
 42.5 
 18.1% 

 53.9 
 72.9 
 65.0 
 (19.0) 
 (26.0%) 
 7.9 
 12.2% 

The net operating revenue decreases during 2020 relate primarily to temporary casino closures and reduced tourism in Warsaw.  

The net operating revenue increases for the year ended December 31, 2019 compared to the year ended December 31, 2018 were 
impacted by the following changes resulting from delays in issuing licenses. 

•  The casino at the Dwor Kosciuszko Hotel in Krakow operated four additional months during 2019. 
•  The casino at the Manufaktura Entertainment Complex in Lodz operated six additional months during 2019. 
•  The casino at the HP Park Plaza Hotel in Wroclaw operated three additional months during 2019. 
•  The casino at the Park Inn by Radisson in Katowice operated four additional months during 2019.  
•  The casino at the LIM Center in Warsaw reopened in August 2019. The casino did not operate in 2018. 
•  The casinos at the Hotel Andersia in Poznan and the Hotel Plock in Plock were closed in April 2018 and February 2018, 

respectively. 

•  All other casinos were operational for the full year ended December 31, 2019 and 2018. 
•  We expanded the gaming floor at the Marriott Hotel and added an additional six table games in May 2019. 

During  the  closures  of  our  Poland  casinos, we  reduced operating  costs  and  expenses  as  much  as possible.  Operating  costs  and 
expenses  in  the  Poland  segment  continued  to  be  lower  during  the  year  ended  December 31,  2020  compared  to  the  year  ended 
December 31, 2019 because of lower payroll and marketing expenditures as well as lower gaming related expenses corresponding 
to decreased gaming revenue. COVID-19 continues to impact results, and we continue to focus on analyzing staffing needs to match 
customer volumes to continue to manage our costs. 

Operating expenses increases for the year ended December 31, 2019 compared to the year ended December 31, 2018 were impacted 
by increased expenses related to additional months of operations in 2019 compared to 2018 as detailed above. Additional expense 
related to the disposal of assets at the Poznan and Plock casinos for the year ended December 31, 2018. 

We currently operate three casinos in Warsaw. There is proposed legislation to split the Warsaw voivodship (or province), which 
could limit the number of casino licenses available in Warsaw in the future. If the legislation is passed, it is expected that as licenses 
in Warsaw expire a new tender would not be offered until the maximum number of licenses available is reached. Any change to the 
number of licenses available in a city could have a negative impact on results if we are unable to obtain new casino licenses.   

We were in preliminary discussions with Totalizator Sportowy, Poland’s state-run gambling operator, regarding a potential sale of 
our interests in Casinos Poland; however, the discussions have been suspended and may not resume. 

41 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
A reconciliation of net earnings (loss) attributable to Century Casinos, Inc. shareholders to Adjusted EBITDA can be found in the 
“Non-GAAP Measures – Adjusted EBITDA” discussion in Item 6, “Selected Financial Data” of this report. 

Corporate and Other 

Amounts in thousands 
Gaming  
Food and Beverage Revenue 
Other Revenue 
Net Operating Revenue 
Gaming Expenses 
Food and Beverage Expenses 
General and Administrative Expenses 
Depreciation and Amortization 
Impairment - Intangible and Tangible Assets 
Total Operating Costs and Expenses 
(Loss) Earnings from Equity Investment 
Losses from Operations 

  $ 

For the year 
ended December 31, 

2020 

830   $ 
105    
478    
1,413    
(727)    
(133)    
(4,490)    
(566)    
(1,000)    
(6,916)    
—    
(5,503)    

2019 

2018 

4,302   $ 
799    
584    
5,685    
(4,144)    
(932)    
(19,940)    
(910)    
(16,486)    
(42,412)    
(1)    
(36,728)    

4,806   $ 
501    
578    
5,885    
(3,694)    
(595)    
(11,875)    
(945)    
—    
(17,109)    
23    
(11,201)    

2020/2019 

2019/2018 

$ 
Change   
(3,472)  
(694)  
(106)  
(4,272)  
(3,417)  
(799)  
(15,450)  
(344)  
(15,486)  
(35,496)  
1  
31,225  

% 
Change 

(80.7%)   $ 
(86.9%)    
(18.2%)    
(75.1%)    
(82.5%)    
(85.7%)    
(77.5%)    
(37.8%)    
(93.9%)    
(83.7%)    
100.0%    
85.0%    

$ 
Change   
(504)  
298  
6  
(200)  
450  
337  
8,065  
(35)  
16,486  
25,303  
(24)  
(25,527)  

% 
Change 
(10.5%) 
59.5% 
1.0% 
(3.4%) 
12.2% 
56.6% 
67.9% 
(3.7%) 
100.0% 
147.9% 
(104.3%) 
(227.9%) 

Income Tax (Expense) Benefit 
Net Loss Attributable to Non-controlling Interests 
Net Loss Attributable to Century Casinos, Inc. 
Shareholders 
Adjusted EBITDA 

(578)    
—    

2,739    
12    

2,722    
35    

(3,317)  
(12)  

(121.1%)    
(100.0%)    

17  
(23)  

0.6% 
(65.7%) 

(18,609)    

(35,115)    
  $  (10,642)   $  (12,148)   $ 

(8,541)    
(9,096)   $ 

16,506  
1,506  

47.0%    
12.4%   $ 

(26,574)  
(3,052)  

(311.1%) 
(33.6%) 

The following operations and agreements make up the reporting unit Cruise Ships & Other in the Corporate and Other reportable 
segment: 

•  The casino at CCB opened in May 2018. CCB was permanently closed in March 2020 due to COVID-19 and CCB’s board 
of directors determined that CCB would enter into creditors voluntary liquidation, which occurred in May 2020. CCB was 
deconsolidated as a subsidiary in May 2020. We recorded a $23.7 million gain related to the deconsolidation to general 
and administrative expenses for the year ended December 31, 2020. Due to historical and forecast losses at CCB from 
changes in the current regulatory environment for casinos in England requiring enhanced due diligence of customers, we 
determined that the long-lived assets, ROU operating lease asset and intangible asset at CCB were impaired and wrote-off 
$16.5 million to impairment – intangible and tangible assets in December 2019. For additional information related to CCB, 
see Note 1, “Description of Business and Basis of Presentation,” to the Consolidated Financial Statements included in Part 
II, Item 8, “Financial Statements and Supplementary Data” of this report. 

•  As of December 31, 2020, we had a concession agreement with TUI Cruises for four ship-based casinos, none of which 

was operating. The agreement ends in June 2022.  

We have decreased our operation of ship-based casinos on cruise ships over the past few years, and mutually agreed with 
cruise lines with which we had concession agreements not to extend certain agreements at their termination dates. The 
following is a summary of concession agreements that ended between 2018 and 2020.  

Cruise Ship 
Mein Schiff 1 
Marella Discovery 
Wind Star 
Wind Spirit 
Star Pride 
Wind Surf 
Star Breeze 
Star Legend 
Mein Schiff 3 

Month of Contract Expiration 
April 2018 
October 2018 
November 2018 
January 2019 
March 2019 
April 2019 
April 2019 
May 2019 
May 2020 

42 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
     
   
     
   
 
 
   
 
 
 
   
 
 
 
 
 
   
 
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
   
    
    
    
  
    
  
 
   
   
   
 
     
     
     
     
   
     
   
 
 
 
 
  
 
 
 
 
•  Through our subsidiary CRM, we have a 7.5% ownership interest in MCE. In addition, CRM provides advice to MCE on 
casino matters pursuant to a consulting agreement for a service fee consisting of a fixed fee plus a percentage of MCE’s 
EBITDA. In March 2020, due to the impact of COVID-19 on MCE, we impaired the $1.0 million MCE investment and 
wrote-down  a  $0.3 million  receivable  related  to  MCE.  For  additional  information  related  to  MCE,  see  Note  4, 
“Investments,”  to  the  Consolidated  Financial  Statements  included  in  Part  II,  Item  8,  “Financial  Statements  and 
Supplementary Data” of this report. 

•  Through our subsidiary CRM, we had a 51% ownership interest in GHL. We sold our interest in GHL to the unaffiliated 
shareholders of GHL in May 2019 for a $0.7 million non-interest bearing promissory note. We recognized a loss on the 
sale of this investment of less than ($0.1) million in general and administrative expenses on our consolidated statement of 
(loss) earnings for the year ended December 31, 2019. The sale of our equity interest in GHL also ended our equity interest 
in MCL. For additional information related to GHL and MCL, see Note 4, “Investments,” to the Consolidated Financial 
Statements included in Part II, Item 8, “Financial Statements and Supplementary Data” of this report. 

Results at CCB were impacted by a 0.5% exchange rate increase and (4.5%) exchange rate decrease for the year ended December 31, 
2020  compared  to  the  year  ended  December 31,  2019  and  the  year  ended  December 31,  2019  compared  to  the  year  ended 
December 31, 2018, respectively.  

Revenue Highlights 
Years ended December 31, 2020 and 2019 
Non-Corporate Reporting Units 
Net operating revenue decreased due to the closure of CCB as detailed above. In addition, our four ship-based casinos were not 
operating for the majority of the year due to COVID-19 related shutdowns of the cruise ships on which they operate. 

Years ended December 31, 2019 and 2018 
Non-Corporate Reporting Units 
Net operating revenue decreased by ($0.2) million, or (3.4%), due to decreased revenue from Cruise Ships & Other resulting from 
the expiration of certain of our concession agreements for the operation of ship-based casinos as detailed above. This decrease was 
offset by increased net operating revenue at CCB, which operated for a full year in 2019 compared to eight months in 2018. 

Net operating revenue for CCB increased by GBP 0.5 million, or 22.5%, due to increased gaming and food and beverage revenue 
from operating for a full year in 2019 compared to eight months in 2018. Revenue growth was impacted by enforcement of anti-
money laundering and social responsibility regulations that required us to limit customers’ play until the required information is 
provided by the player. In addition, we believe that concerns about the withdrawal of the United Kingdom from the European Union 
(commonly referred to as “Brexit”) reduced discretionary consumer spending in the market. In US dollars, net operating revenue 
increased by $0.5 million, or 20.4%. 

Operating Expense Highlights 
Years ended December 31, 2020 and 2019 
Non-Corporate Reporting Units 
Total operating costs and expenses decreased due to casino closures at CCB and on the ships. In addition, the deconsolidation of 
CCB resulted in a gain of $7.4 million that we recognized in general and administrative expenses on our consolidated statements of 
(loss) earnings for the year ended December 31, 2020. 

Corporate Reporting Units 
Total operating costs and expenses decreased by ($5.8) million, or (35.5%). In March 2020, we impaired the MCE investment due 
to  an  assessment  of  MCE’s  operations  resulting  from  COVID-19.  As  a  result  of  the  impairment,  we  recorded  $1.0 million  to 
impairment – intangible and tangible assets during the year ended December 31, 2020. In addition, we assessed the collectability 
of a receivable from LOT Polish Airlines (“LOT”), which previously owned a 33.3% interest in CPL that we acquired in 2013, 
related to the Poland contingent liability and determined that, due to COVID-19, it was more likely than not that LOT would be 
unable to repay us for LOT’s portions of payments made by CPL to the Polish IRS for tax periods in January 2009 to March 2013. 
Due to COVID-19, LOT grounded flights in March 2020. Based on past efforts to collect on the receivable and analysis of LOT’s 
ability to pay, we wrote-down the $0.7 million receivable to general and administrative expenses for the year ended December 31, 
2020. Offsetting these increases, during the closures certain of our corporate staff voluntarily decreased their salaries. In addition, 
in 2019 there were additional expenses related to the Acquisition that did not reoccur in 2020, as discussed below. 

43 

 
 
 
 
 
 
 
 
 
Years ended December 31, 2019 and 2018 
Non-Corporate Reporting Units 
Total operating costs and expenses increased by $17.4 million, or 214.2%. In December 2019, we impaired certain assets at CCB 
due to historical and forecast operating losses at this casino resulting from the factors discussed above. As a result of the impairment, 
we wrote down $16.5 million to impairment – intangible and tangible assets for the year ended December 31, 2019. In addition, we 
evaluated  our  agreement  with  Diamond  Cruises  related  to  the  operation  of  the  ship-based  casino  onboard  the  Glory  Sea.  We 
determined that it was more likely than not that the agreement was impaired and wrote-down $0.9 million in receivables related to 
the Glory Sea along with increased expense of $0.3 million related to the loss on disposal of fixed assets related to the Glory Sea 
and disposal of assets from storage. These increased expenses were partially offset by decreased operating expenses related to the 
expiration of certain of our concession agreements for the operation of ship-based casinos as detailed above. 

Corporate Reporting Units 
Our  corporate  reporting  units  include  certain  other  corporate  and  management  operations.  Total  operating  costs  and  expenses 
increased by $7.9 million, or 87.9%, due to one-time costs related to the Acquisition including $5.4 million in acquisition costs and 
a $0.6 million in bonuses. In addition, payroll costs and travel-related expenses increased.  

A reconciliation of net loss attributable to Century Casinos, Inc. shareholders to Adjusted EBITDA can be found in the “Non-GAAP 
Measures – Adjusted EBITDA” discussion in Item 6, “Selected Financial Data” of this report. 

Non-Operating Income (Expense) 
Non-operating income (expense) for the years ended December 31, 2020, 2019 and 2018 was as follows: 

Amounts in thousands 
Interest Income 
Interest Expense 
(Loss) Gain on Foreign Currency 
Transactions, Cost Recovery Income 
and Other 
Non-Operating (Expense) 

For the year 
 ended December 31,  

2020 

2019 

2018 

  $ 

6   $ 
(43,104)    

21   $ 
(8,250)    

2020/2019 

2019/2018 

  $ Change  
(15) 
34,854 

103   $ 
(4,217)    

% 

Change    $ Change  
(71.4%)   $ 

  422.5% 

% 
Change 
(82)    (79.6%) 
  95.6% 

4,033 

(63)    
  $  (43,161)   $ 

1,482    
(6,747)   $ 

578    

(1,545) 
(3,536)   $  (36,414)  

  (104.3%)    
(539.7%)   $ 

904 
(3,211)  

  156.4% 
(90.8%) 

Interest income 
Interest income is directly related to interest earned on our cash reserves.  

Interest expense 
Interest  expense  is  directly  related  to  interest  owed  on  our  borrowings  under  our  Macquarie  Credit  Agreement,  our  financing 
obligation  with  VICI  PropCo,  our  credit  agreement  with  the  Bank  of  Montreal  that  was  replaced  by  the  Macquarie  Credit 
Agreement,  the  fair  value  adjustments  for  our  interest  rate  swap  agreements,  our  CPL  and  CRM  borrowings,  our  capital  lease 
agreements and interest expense related to the CDR land lease.  

Gain on foreign currency transactions, cost recovery income and other 
Cost recovery income of $0.2 million and $0.4 million was received by CDR for the years ended December 31, 2020 and 2019, 
respectively, related to infrastructure built during the development of the Century Downs REC project. The distribution to CDR’s 
non-controlling shareholders through non-controlling interest is part of a credit agreement between CRM and CDR. There was no 
cost recovery income received by CDR for the year ended December 31, 2018. 

We adjusted the contingent liability related to the CPL taxes to remove the estimated taxes accrued for the 2015 and 2014 tax years 
due to the expiration of the statute of limitations for each tax year. This adjustment reduced the contingent liability by PLN 2.8 
($0.7 million) and PLN 2.2 million ($0.6 million) in for the years ended December 31, 2020 and 2019, respectively.   

44 

 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
  
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Taxes 
Income tax expense is recorded relative to the jurisdictions that recognize book earnings. During the year ended December 31, 
2020, we recognized income tax expense of $4.8 million on pre-tax loss of ($43.3) million, representing an effective income tax 
rate of 11.2%, compared to income tax expense of $4.2 million on pre-tax loss of ($12.0) million, representing an effective income 
tax rate of 34.9% and income tax expense of $1.9 million on pre-tax income of $5.9 million, representing an effective income tax 
rate of 32.4% for the same periods in 2019 and 2018, respectively. For further discussion on our effective income tax rates and an 
analysis of our effective income tax rate compared to the US federal statutory income tax rate, see Note 14, “Income Taxes,” to the 
Consolidated Financial Statements included in Part II, Item 8, “Financial Statements and Supplementary Data” of this report. 

LIQUIDITY AND CAPITAL RESOURCES 

Our business is capital intensive, and we rely heavily on the ability of our casinos to generate operating cash flow. We use the cash 
flows  that  we  generate  to  maintain  operations,  fund  reinvestment  in  existing  properties  for  both  refurbishment  and  expansion 
projects, repay third party debt, and pursue additional growth via new development and acquisition opportunities. When necessary 
and  available,  we  supplement  the  cash  flows  generated  by  our  operations  with  either  cash  on  hand  or  funds  provided  by  bank 
borrowings or other debt or equity financing activities. In 2020, our liquidity has been adversely affected by temporary closures of 
all of our casinos, hotels and other facilities to comply with quarantines issued by governments to contain the spread of COVID-
19, as discussed below. 

As  of  December 31,  2020,  our  total  debt  under  bank  borrowings  and  other  agreements  net  of  $9.3 million  related  to  deferred 
financing costs was $184.6 million, of which $173.7 million was long-term debt and $10.8 million was the current portion of long-
term  debt.  The  current  portion  relates  to  payments  due  within  one  year  under  our  Macquarie  Credit  Agreement,  CPL  credit 
agreements, UniCredit loan and credit agreement and the CRM credit facility. For a description of our debt agreements, see Note 7 
to the Consolidated Financial Statements included in Part II, Item 8, “Financial Statements and Supplementary Data” of this report. 
Net Debt was $130.4 million as of December 31, 2020 compared to $134.2 million as of December 31, 2019. For the definition and 
reconciliation of Net Debt to the most directly comparable GAAP measure, see “Non-GAAP Measures – Net Debt” in Item 6, 
“Selected Financial Data” of this report. We intend to repay the current portion of our debt obligations with available cash. 

The following table lists the 2021 maturities of our debt: 

Amounts in thousands 

Macquarie Credit 
Agreement 

Casinos Poland  
Credit 
Agreements 

$ 

1,700   $ 

  UniCredit Loan 
546 

1,072   $ 

Century Downs  
Land Lease 

UniCredit Credit 
Agreement 

Total 

 $ 

—   $ 

7,400   $ 

10,718 

There  is  no  set  repayment  schedule  for  the  CPL  credit  facility,  and  we  classify  it  as  short-term  debt  due  to  the  nature  of  the 
agreements. We plan to convert the UniCredit credit agreement to a term loan in 2021. 

The following table lists the amount of 2021 payments due under our lease agreements: 

Amounts in thousands 

Operating Leases 

Finance Leases 

$ 

 5,679  

$ 

 137  

$ 

Total 

 5,816 

In addition to these payment obligations, our scheduled payments for 2021 under the Master Lease are $23.1 million and under the 
CDR land lease financing obligation are $1.6 million, excluding variable rent payments. Cash payments related to the Master Lease 
and CDR land lease were $25.0 million and $1.3 million, respectively, for the year ended December 31, 2020. 

Cash Flows 
Cash, cash equivalents and restricted cash totaled $63.7 million and working capital (current assets minus current liabilities) was 
$34.5 million at December 31, 2020 compared to cash, cash equivalents and restricted cash of $55.6 million and working capital of 
$22.8 million  at  December 31,  2019,  and  cash,  cash  equivalents  and  restricted  cash  of  $46.3 million  and  working  capital  of 
$5.0 million  at  December 31,  2018.  The  increase  in  cash,  cash  equivalents  and  restricted  cash  from  December 31,  2019  to 
December 31, 2020 is due to $9.0 million of cash provided by operating activities; $4.2 million in proceeds from borrowings net of 
repayments; $6.6 million in proceeds from the sale of the casino operations of Century Casino Calgary, net of cash assumed by the 
buyer; and $1.2 million in exchange rate changes; offset by $1.2 million of cash used for payment related to the working capital 
adjustment in the Acquisition; $10.7 million of cash used to purchase property and equipment; $0.9 million in deferred financing 
costs; and $0.2 million of distributions to non-controlling interests.  

45 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Operating Activities 
Net cash provided by operating activities was $9.0 million, $18.8 million and $22.3 million in 2020, 2019 and 2018, respectively. 
Our cash flows from operations have historically been positive and sufficient to fund ordinary operations. Trends in our operating 
cash flows tend to follow trends in earnings from operations, excluding non-cash charges. Please refer also to the consolidated 
statements  of  cash  flows  in  the  Consolidated  Financial  Statements  included  in  Part  II,  Item  8,  “Financial  Statements  and 
Supplementary Data” of this report and to management’s discussion of the results of operations above in this Item 7 for a discussion 
of (loss) earnings from operations.  

Investing Activities 
Net cash used in investing activities of $5.3 million for the year ended December 31, 2020 consisted of a $1.2 million payment 
related to the working capital adjustment in the Acquisition; $0.6 million for slot machine purchases at our Colorado properties; 
$0.1 million for slot chairs at CTL; $1.0 million for slot machine purchases, $0.2 million in rebranding signage, $1.8 million for 
player  tracking  systems  and  upgrades  to  the  slot  accounting  systems,  and  $0.6 million  in  computer  upgrades  at  our  Missouri 
properties;  $0.2 million  for  surveillance  upgrades,  $1.1 million  for  slot  machine  purchases,  $0.2 million  for  racetrack 
reconditioning,  and  $0.3 million  in  computer  upgrades  at  our  West  Virginia  property;  $0.5 million  for  table  game  equipment, 
$0.9 million in building updates, and $0.2 million in racetrack and barn updates at our Edmonton properties; $0.2 million for table 
game equipment at our Calgary properties; $0.3 million in casino improvements in Poland; and $2.5 million in other fixed asset 
additions at our properties; offset by $6.6 million from the sale of Century Casino Calgary, net of cash assumed by the buyer.   

Net cash used in investing activities of $120.7 million for the year ended December 31, 2019 consisted of $96.6 million related to 
the Acquisition, net of cash acquired; $15.0 million for construction costs related to the Century Mile project; $4.3 million related 
to leasehold improvements at the Marriott Hotel in Warsaw, Poland and additional assets for the casinos in Poland; $0.8 million in 
Colorado for slot machines, chairs and security upgrades; $1.2 million in Calgary for the building expansion at CDR and a bar at 
CAL; $0.3 million in Edmonton for new carpet and surveillance equipment at CRA; $2.3 million in other fixed asset additions at 
our properties; and $0.2 million used to acquire the non-controlling interest in CBS. 

Net  cash  used  in  investing  activities  of  $57.7 million  for  the  year  ended  December 31,  2018  consisted  of  $40.0 million  for 
construction costs related to the Century Mile project; $7.8 million for the Century Casino Bath project; $5.1 million in leasehold 
improvements at the new casinos in Poland and additional assets for the casinos in Poland; $0.9 million in Calgary for racetrack 
improvements  and  a  barn  at  CDR  and  surveillance  upgrades  at  CAL;  $0.8 million  in  Colorado  for  slot  machines  and  carpet 
replacement; $2.4 million in other fixed asset additions at our properties; $0.3 million for CRM’s purchase of its ownership interest 
in GHL, net of cash acquired; and $0.6 million for GHL’s purchase of its ownership interest in MCL, offset by less than $0.1 million 
in proceeds from the disposition of assets. 

Financing Activities 
Net cash provided by financing activities of $3.1 million for the year ended December 31, 2020 consisted of $4.2 million in proceeds 
from borrowings net of principal payments, offset by $0.9 million in deferred financing costs and a $0.2 million distribution to non-
controlling interests in CDR. 

Net  cash  provided  by  financing  activities  of  $113.9 million  for  the  year  ended  December 31,  2019  consisted  of  $124.7 million 
received from borrowings net of principal repayments and $0.3 million from the exercise of stock options, offset by $10.1 million 
of deferred financing costs paid and $1.0 million in distributions to non-controlling interests in CBS and CPL. 

Net cash provided by financing activities of $7.2 million for the year ended December 31, 2018 consisted of $8.2 million received 
from borrowings net of principal repayments and $0.3 million from the exercise of stock options, offset by $0.3 million of principal 
repayments  for  capital  leases,  $0.4 million  of  deferred  financing  costs  paid  and  $0.6 million  in  distributions  to  non-controlling 
interests in CBS and CPL. 

Tax Act 
During 2018, the Company completed its accounting of the one-time transition tax on undistributed and previously untaxed post-
1986 foreign earnings and profits imposed by the Tax Cuts and Jobs Act (the “Tax Act”). The Tax Act permits a company to pay 
the one-time transition tax over eight years on an interest free basis. The Company paid $0.6 million of the transition tax in 2018. 
The remaining cash payments due related to the transition tax total $0.9 million as set forth in the Contractual Obligations and 
Contingencies table below.  

Common Stock Repurchase Program 
The total amount remaining under our stock repurchase program was $14.7 million as of December 31, 2020. We did not repurchase 
any common stock in 2020, 2019 or 2018. The repurchase program has no set expiration or termination date. 

46 

 
 
 
 
 
 
 
 
 
 
Potential Sources and Uses of Liquidity, Short-Term Liquidity 
Historically,  our  primary  source  of  liquidity  and  capital  resources  has  been  cash  flow  from  operations.  When  necessary  and 
available, we supplement the cash flows generated by our operations with funds provided by bank borrowings or other debt or 
equity financing activities. In addition, we have generated cash from sales of existing casino operations and proceeds from the 
issuance of equity securities upon the exercise of stock options. 

The COVID-19 pandemic has had an adverse effect on our results of operations, financial condition and liquidity for 2020, and we 
expect the situation will continue to have an adverse effect on our results of operations, financial condition and liquidity into 2021. 
The duration and impact of the COVID-19 pandemic remains uncertain. Between March 13, 2020 and March 17, 2020, we closed 
all of our casinos, hotels and other facilities to comply with quarantines issued by governments to contain the spread of COVID-
19.  Our  Polish  locations  reopened  on  May 18,  2020,  and  our  North  American  operations  reopened  between  June 1,  2020  and 
June 17, 2020. Additional closures of our Canada and Poland casinos were required in December 2020 to comply with quarantines 
issued by governments. Our Poland casinos reopened in February 2021, but our Canada casinos remain closed. Our casinos have 
varied their operations based on the governmental health and safety requirements in the jurisdictions in which they are located. 
These include capacity and gaming floor restrictions and limited hours of operations. We estimate that the net cash outflows related 
to  operations  during  the  time  they  were  fully  suspended  in  the  first  two  quarters  of  2020  were,  on  average,  approximately 
$8.0 million per month. 

We continue to monitor our liquidity in light of the uncertainty resulting from COVID-19. We plan to continue to reduce marketing 
and operating expenditures where possible. Planned capital expenditures in 2021 include approximately $8.0 million in gaming 
equipment, renovations to various properties and security system upgrades. Our 2021 planned capital expenditure projects will be 
evaluated throughout the year and postponed to 2022 if necessary and permitted under our agreements. 

In March 2020, as a proactive measure to increase our cash position and preserve financial flexibility in light of the uncertainty 
resulting  from  the  COVID-19  pandemic,  we  borrowed  $9.95 million  on  our  revolving  credit  facility  with  Macquarie  and 
$7.4 million on our credit agreement with UniCredit. We repaid the Macquarie revolving credit facility in July 2020 except for a 
$50,000 letter of credit that we cash collateralized. See Note 7 to the Consolidated Financial Statements included in Part II, Item 8, 
“Financial Statements and Supplementary Data” of this report for further discussion of the Macquarie credit agreement and the 
UniCredit credit agreement, including discussion of a recent amendment to the Macquarie credit agreement that, among other things, 
waives compliance with a financial covenant under the Macquarie credit agreement.  

We cannot predict the negative impacts that the failure to suppress the spread of COVID-19 will have on our consumer demand, 
workforce, suppliers, contractors and other partners and whether future closures will be required. Such closures have had and will 
continue to have a material impact on our business. While the severity and duration of such business impacts cannot currently be 
estimated, the effects of COVID-19 and the requirements of health and safety protocols are expected to continue to have a material 
impact on our business. 

We may be required to raise additional capital to address our liquidity and capital needs. We have a shelf registration statement 
with the SEC that became effective in July 2020 under which we may issue, from time to time, up to $100 million of common stock, 
preferred stock, debt securities and other securities.  

If necessary, we may seek to obtain further term loans, mortgages or lines of credit with commercial banks or other debt or equity 
financings to supplement our working capital and investing requirements. Our access to and cost of financing will depend on, among 
other things, global economic conditions, conditions in the financing markets, the availability of sufficient amounts of financing, 
our prospects and our credit ratings. A financing transaction may not be available on terms acceptable to us, or at all, and a financing 
transaction may be dilutive to our current stockholders. The failure to raise the funds necessary to fund our debt service and rent 
obligations and finance our operations and other capital requirements could have a material and adverse effect on our business, 
financial condition and liquidity.  

In addition, we expect our US domestic cash resources will be sufficient to fund our US operating activities and cash commitments 
for investing and financing activities. While we currently do not have an intent nor foresee a need to repatriate funds, we could 
require more capital in the US than is generated by our US operations for operations, capital expenditures or significant discretionary 
activities  such  as  acquisitions  of  businesses  and  share  repurchases.  If  so,  we  could  elect  to  repatriate  earnings  from  foreign 
jurisdictions in the form of a cash dividend, which would generally be exempt from taxation with the exception of the adverse 
impact of withholding  taxes. We  also  could  elect  to  raise capital  in  the US  through debt  or  equity  issuances. We  estimate  that 
approximately $27.5 million of our total $63.4 million in cash and cash equivalents at December 31, 2020 is held by our foreign 
subsidiaries and is not available to fund US operations unless repatriated.  

47 

 
 
 
 
 
 
 
 
 
Contractual Obligations and Contingencies 

The following table summarizes our future commitments and contingency payments as of December 31, 2020. 

Total 

Less than 1 
Year 

  1-3 Years 

  3-5 Years 

After 5 
Years 

Payments due by Period 

 $ 

193,811   $ 

10,718   $ 

4,580   $ 

3,400   $ 

175,113 

1,161,675  
224  
49,097  
476  

23,146  
137  
5,679  
—  

51,324  
67  
10,232  
—  

52,484  
20  
6,816  
—  

1,034,721 
— 
26,370 
— 

Amounts in thousands 

Recorded contractual obligations and 
contingencies: 
Long-term debt (1) 
Finance obligations - VICI Properties, Inc. 
subsidiaries (2) 
Finance lease obligations 
Operating lease obligations 
Other contingencies (3) 
Unrecorded contractual obligations and 
contingencies: 
Estimated interest payments - long-term debt 
(4) 
US Tax Act obligations (5) 

Contractual obligations 

  $  1,494,756   $ 

88,525  
948  

13,021  
—  
52,701   $ 

25,677  
233  
92,113   $ 

25,369  
715  

24,458 
— 
88,804   $  1,260,662 

(1)  Represents principal payments only. These amounts do not reflect the impact of future foreign exchange rate changes. The CDR land 
lease is excluded from long-term debt because we are not obligated to purchase the land. The CDR land lease is accounted for using the 
financing method, and no principal payments will be made unless the land is purchased. The first option to purchase the land at fair 
market  value  is  July 1,  2023.  See  Note  7  to  the  Consolidated  Financial  Statements  included  in  Item  8,  “Financial  Statements  and 
Supplementary Data” of this report for further information. 

(2)  Represents minimum payments and estimates based on contingent rental payments due under the Master Lease. Variable payments and 
index rate adjustments over the minimum amount stated in the Master Lease are not included. See Note 8 to the Consolidated Financial 
Statements included in Item 8, “Financial Statements and Supplementary Data” of this report for further information. 

(3)  Estimated contingencies related to the CPL contingent liability are not included in the table above because we are not able to make 
reasonably reliable estimates of the period of cash settlement. See Note 17 to the Consolidated Financial Statements included in Item 8, 
“Financial Statements and Supplementary Data” of this report for further information. 

(4)  Estimated interest payments are based on principal amounts and expected maturities of long-term debt outstanding as of December 31, 
2020 and management’s forecasted rates for our Macquarie Credit Agreement, CDR land lease, CPL credit agreements, UniCredit Loan 
and CRM credit facility. Estimated interest payments do not reflect the impact of future foreign exchange rate changes. Fixed payments 
related to the CDR land lease are presented as if we do not elect the purchase options. The table above excludes the variable payments 
related to the CDR land lease. 

(5)  Amounts  reflect  remaining  cash  payments  due  for  the  transition  tax.  The  next  payment  is  due  April 15,  2023.  See  Note  14  to  the 
Consolidated  Financial  Statements  included  in  Part  II,  Item  8,  “Financial  Statements  and  Supplementary  Data”  of  this  report  for 
additional discussion of the effects of the Tax Act. 

Off-Balance Sheet Arrangements  
The unrecorded contractual obligations above are not expected to have a material effect on our consolidated financial statements. 
We do not have any additional off-balance sheet arrangements, transactions, obligations or other relationships with unconsolidated 
entities that would be expected to have a material current or future effect upon our consolidated financial statements. 

Critical Accounting Estimates 
Management's discussion and analysis of our results of operations and liquidity and capital resources are based on our consolidated 
financial statements. To prepare our consolidated financial statements in accordance with accounting principles generally accepted 
in the United States of America, we must make estimates and assumptions that affect the amounts reported in the consolidated 
financial  statements.  On  an ongoing basis,  we  evaluate  these  estimates.  We base our estimates  on historical  experience  and on 
various other assumptions that we believe to be reasonable under the circumstances, the results of which form the basis for making 
judgments about the carrying values of assets and liabilities that are not readily apparent from other sources. Actual results may 
differ materially from these estimates under different assumptions or conditions. Our significant accounting policies are discussed 
in Note 2 to the Consolidated Financial Statements included in Item 8, “Financial Statements and Supplementary Data” of this 
report. Critical estimates inherent in these accounting policies are discussed in the following paragraphs. 

48 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
Property and Equipment – We have significant capital invested in our property and equipment, which represented approximately 
76% of our total assets as of December 31, 2020. Judgments are made in determining the estimated useful lives of assets, salvage 
values to be assigned to assets and if or when an asset has been impaired. The accuracy of these estimates affects the amount of 
depreciation expense recognized in our financial results and the extent to which we have a gain or loss on the disposal of the asset. 
We assign lives to our assets based on our standard policy, which we believe is representative of the useful life of each category of 
assets. We review the carrying value of our property and equipment whenever events and circumstances indicate that the carrying 
value  of  an  asset  may  not  be  recoverable  from  the  estimated  future  cash  flows  expected  to  result  from  its  use  and  eventual 
disposition. The factors we consider in performing this assessment include current operating results, trends and prospects, as well 
as  the  effect  of obsolescence, demand,  competition  and  other  economic factors.  As of  December 31, 2020,  we believe  that our 
investments in property and equipment are recoverable. For the year ended December 31, 2019, we wrote down the long-lived 
assets at CCB due to historical and forecast losses at the casino and charged $8.0 million to impairment – intangible and tangible 
assets on our consolidated statement of (loss) earnings.  

Goodwill and Intangible Assets – We test goodwill and indefinite-lived intangible assets for impairment as of October 1 each year, 
or more frequently as circumstances indicate it is necessary. Our identifiable intangible assets include trademarks, player’s club 
lists and casino licenses. Testing compares the estimated fair values of our reporting units to the reporting units’ carrying values. 
Assessing  goodwill  and  intangible  assets  for  impairment  requires  significant  judgment  and  involves  detailed  qualitative  and 
quantitative business-specific analysis and many individual assumptions that may fluctuate between assessments. Our properties’ 
estimated  future  cash  flows  are  a  primary  assumption  in  the  respective  impairment  analyses.  Cash  flow  estimates  include 
assumptions  regarding  factors  such  as  recent  and  budgeted  operating  performance,  growth  percentages  as  well  as  competitive 
impacts from current and anticipated competition, operating margins and current regulatory, social and economic climates. The 
most  significant  of  the  assumptions  used  in  our  valuations  include  revenue  growth/decline  percentages,  discount  rates,  future 
terminal values and capital expenditure assumptions. These assumptions are developed for each property based on historical trends, 
the current markets in which they operate and projections of future performance and competition. 

We believe we have used reasonable estimates and assumptions to calculate the fair value of our goodwill and indefinite-lived 
intangible assets; however, these estimates and assumptions could be materially different from actual results. Unforeseen events, 
changes in circumstances and market conditions and material differences in estimates of future cash flows could negatively affect 
the fair value of our assets. If actual market conditions are less favorable than those projected, or if events occur or circumstances 
change  that  could  reduce  the  fair  value  of  our  goodwill  of  intangible  assets  below  the  carrying  value,  we  will  recognize  an 
impairment for the amount by which the carrying value exceeds the reporting unit’s fair value, which may be material. 

Our reporting units with goodwill balances as of December 31, 2020 are included within Canada and Poland reportable segments. 
For the quantitative goodwill impairment test, the current fair value of each reporting unit with goodwill balances is estimated using 
a combination of (i) the income approach using the discounted cash flow method for projected revenue, EBITDA and working 
capital, (ii) the market approach observing the price at which comparable companies or shares of comparable companies are bought 
or  sold,  and  (iii)  fair  value  measurements  using  either  quoted  market  price  or  an  estimate  of  fair  value  using  a  present  value 
technique. The cost approach, estimating the cost of reproduction or replacement of an asset, was considered but not used because 
it does not adequately capture an operating company’s intangible value. We make a variety of estimates and judgments about the 
relevance of these factors to the reporting units in estimating their fair values. During 2020, as a result of the COVID-19 pandemic 
and associated closures of our casinos, we determined that goodwill was impaired related to certain reporting units. For information 
about the 2020 impairments, see Note 6 to the Consolidated Financial Statements included in Part II, Item 8, “Financial Statements 
and Supplementary Data” of this report. As of December 31, 2020, the estimated fair value of our CRA reporting unit exceeded its 
carrying value by 19%. Goodwill related to our CRA reporting unit was $3.9 million as of December 31, 2020. Key assumptions 
in the valuation of the CRA reporting unit relate to future earnings at CRA. A downturn in the Alberta economy could negatively 
affect the key assumptions management used in its analysis.  

Our  Century  Casinos  and  Casinos  Poland  trademarks  and  our  casino  licenses,  with  the  exception  of  CPL,  are  indefinite-lived 
intangible assets and therefore are not amortized. The fair values are determined primarily using the multi-period excess earnings 
methodology (“MPEEM”) and the relief from royalty method under the income approach. For information about impairments in 
2020  and  2019,  see  Note  6  to  the  Consolidated  Financial  Statements  included  in  Part  II,  Item  8,  “Financial  Statements  and 
Supplementary Data” of this report. As of December 31, 2020, the fair value of our indefinite-lived intangible assets at our CSA 
reporting unit was 2% in excess of its related carrying value. Intangible assets related to our CSA reporting unit were $9.6 million 
as of December 31, 2020. Key assumptions in the valuation of intangible assets at the CSA reporting unit relate to future earnings 
at CSA. A downturn in the Alberta economy could negatively affect the key assumptions management used in its analysis. 

Our casino licenses related to CPL, our Mountaineer trademark and our player’s club lists are finite-lived intangible assets and are 
amortized over their respective useful lives. Finite-lived intangibles are evaluated for impairment annually or more frequently if 
necessary. There were no impairment charges recorded for the finite-lived intangible assets for the periods presented in this report. 

49 

 
 
 
 
 
 
 
Income Taxes – The determination of our provision for income taxes requires management’s judgment in the use of estimates and 
the interpretation and application of complex tax laws. Judgment is also required in assessing the timing and amounts of deductible 
and taxable items. We establish contingency reserves for material, known tax exposures relating to deductions, transactions and 
other matters involving some uncertainty as to the proper tax treatment of the item. Our reserves reflect our judgment as to the 
resolution of the issues involved if subject to judicial review. Several years may elapse before a particular matter, for which we 
have established a reserve, is audited and finally resolved or clarified. While we believe that our reserves are adequate to cover 
reasonably expected tax risks, issues raised by a tax authority may be finally resolved at an amount different from the related reserve. 
Such differences could materially increase or decrease our income tax provision in the current and/or future periods. When facts 
and circumstances change (including a resolution of an issue or statute of limitations expiration), these reserves are adjusted through 
the provision for income taxes in the period of change. To the extent we determine that we will not realize the benefit of some or 
all of the deferred tax assets, then these assets will be adjusted through our provision for income taxes in the period in which this 
determination is made.  The Tax Act created a new requirement that certain income, such as global intangible low-taxed income  
(“GILTI”), earned by a controlled foreign corporation (“CFC”) must be included currently in the gross income of the CFC’s US 
shareholder, effective in 2018. We have elected to account for GILTI in the year the tax is incurred as a current period expense and 
recorded net tax expense of $0.5 million and less than $0.1 million for the years ended December 31, 2019 and 2018, respectively. 
We did not record a net tax expense related to GILTI for the year ended December 31, 2020. 

Our undistributed foreign earnings were subject to the one-time transition tax for the year ended December 31, 2017. We continue 
to consider our foreign earnings indefinitely reinvested. Based on our capital, debt and liquidity position, there is no expected need 
for cash repatriation from foreign subsidiaries, and all cash held in foreign jurisdictions is considered permanently reinvested. These 
foreign earnings could become subject to additional taxes, such as withholding taxes and local country taxes, if they are repatriated 
to the United States. 

See Note 14 to the Consolidated Financial Statements included in Part II, Item 8, “Financial Statements and Supplementary Data” 
of this report for additional discussion of the Tax Act. 

Business Combinations – In accordance with Accounting Standards Codification (“ASC”) 805, “Business Combinations” (“ASC 
805”), the Acquisition was recorded using the acquisition method of accounting. We include the operating results of the Acquired 
Casinos from the date of acquisition. We recognize and measure the identifiable assets acquired, liabilities assumed and any non-
controlling interest acquired at fair value at the acquisition date. The valuation of intangible assets requires management judgment, 
the utilization of independent valuation experts and often involves the use of significant estimates and assumptions with respect to 
timing and amounts of future cash inflows and outflows, discount rates, market prices and asset lives, among other things. If the 
subsequent projections of the underlying business activity change compared with the assumptions and projections used to develop 
these fair values, we could record impairment charges. The valuation of intangible assets was determined using an income approach 
methodology. Our key assumptions used in valuing the intangible assets included projected future revenues, customer attrition rates 
and market recognition. The excess of total consideration transferred over the fair value of identifiable assets acquired and liabilities 
assumed was recognized as goodwill. Costs incurred as the result of the Acquisition other than costs related to the issuance of debt 
were recorded in the period the costs were incurred. 

Item 7A. Quantitative and Qualitative Disclosures about Market Risk.  

Our earnings, cash flows and financial position are exposed to market risks relating to fluctuations in interest rates and foreign 
currency exchange rates. All of the potential changes noted below are based on information available at December 31, 2020. The 
majority of our $184.6 million face value of debt outstanding as of December 31, 2020 is variable-rate debt. Each one percentage 
point change associated with the variable rate debt would result in a $0.7 million change to our annual cash interest expenses. 

Foreign Currency Exchange Risk 
As  a  result  of  our  international  business  presence,  we  are  exposed  to  foreign  currency  exchange  risk.  We  transact  in  foreign 
currencies and have significant assets and liabilities denominated in foreign currencies. Therefore, our earnings experience volatility 
related to movements in foreign currency exchange rates. We have not hedged against foreign currency exchange rate changes 
related to our international operations. Our foreign subsidiaries transact in their local currencies and hold the majority of their assets 
and liabilities in their local currency. 

The majority of our foreign currency exposure is related to the US dollar versus the Canadian dollar and the Polish zloty. The assets 
and liabilities of our foreign subsidiaries that are measured in foreign currencies are translated at the applicable period-end exchange 
rate on our consolidated balance sheets. The resulting translation adjustment is included in accumulated other comprehensive loss 
as a component of shareholders’ equity. During the years ended December 31, 2020 and 2019, the change in the relative value of 
the US dollar against all foreign currencies in which our foreign subsidiaries operate resulted in a $3.4 million and $5.0 million 
decrease in accumulated other comprehensive loss within shareholder’s equity, respectively. 

50 

 
 
 
 
 
 
 
 
We translate revenue and expenses at each period’s average exchange rate on our consolidated statement of (loss) earnings and the 
gains and losses from translation are included in the results of operations as incurred. A depreciation in the value of the US dollar 
in relation to all foreign currencies in which our foreign subsidiaries operate would increase the earnings from our foreign operations 
when translated into US dollars. The timing of the changes in the relative value of the US dollar combined with the operations that 
are impacted by that change can affect the magnitude of the impact that fluctuations in foreign exchange rates have on our earnings 
from operations. In 2020, losses from operations were ($6.6) million. For the year ended December 31, 2020, a 10% depreciation 
in the value of the US dollar relative to the Canadian dollar and the Polish zloty would have resulted in an increase in losses from 
operations of less than ($0.1) million.  

As of December 31, 2020, our debt is primarily held in US dollars. 

Item 8. Financial Statements and Supplementary Data. 

See Index to Financial Statements on page F-1.  

Item 9. Changes in and Disagreements With Accountants on Accounting and Financial Disclosure. 

None.  

Item 9A. Controls and Procedures. 

Evaluation of Disclosure Controls and Procedures – Our management, with the participation of our principal executive officers 
and principal financial officer, has evaluated the effectiveness of our disclosure controls and procedures, as defined in Rules 13a-
15(e) and 15d-15(e) under the Exchange Act, as of December 31, 2020. Based on such evaluation, our principal executive officers 
and principal financial officer have concluded that as of December 31, 2020, our disclosure controls and procedures were effective.  

Management’s Annual Report on Internal Control over Financial Reporting – Our management is responsible for establishing 
and maintaining adequate internal control over financial reporting, as defined in Rules 13a-15(f) and 15d-15(f) under the Exchange 
Act. Our internal control system was designed to provide reasonable assurance to our management and board of directors regarding 
the reliability of financial reporting and the preparation of financial statements.  

Our management has assessed the effectiveness of our internal control over financial reporting as of December 31, 2020. In making 
this  assessment,  our  management  used  the  criteria  set  forth  in  the  Committee  of  Sponsoring  Organizations  of  the  Treadway 
Commission (“COSO”) in Internal Control – Integrated Framework (2013). Based on this assessment, our management believes 
that, as of December 31, 2020, our internal control over financial reporting was effective based on those criteria.  

The effectiveness of our internal control over financial reporting as of December 31, 2020 has been audited by Grant Thornton LLP, 
an independent registered public accounting firm, as stated in their report which is included herein on the following page. 

Changes in Internal Control Over Financial Reporting – There were no changes in our internal control over financial reporting 
during the three months ended December 31, 2020 that have materially affected, or are reasonably likely to materially affect, our 
internal control over financial reporting.  

51 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

Board of Directors and Shareholders 
Century Casinos, Inc. 

Opinion on internal control over financial reporting 

We have audited the internal control over financial reporting of Century Casinos, Inc. (a Delaware corporation) and subsidiaries 
(the  “Company”)  as  of  December 31,  2020,  based  on  criteria  established  in  the  2013  Internal  Control—Integrated  Framework 
issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission  (“COSO”).  In  our  opinion,  the  Company 
maintained, in all material respects, effective internal control over financial reporting as of December 31, 2020, based on criteria 
established in the 2013 Internal Control—Integrated Framework issued by COSO. 

We  also  have  audited,  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board  (United  States) 
(“PCAOB”), the consolidated financial statements of the Company as of and for the year ended December 31, 2020, and our report 
dated March 11, 2021 expressed an unqualified opinion on those financial statements. 

Basis for opinion 

The Company’s management is responsible for maintaining effective internal control over financial reporting and for its assessment 
of the effectiveness of internal control over financial reporting, included in the accompanying Management's Annual Report on 
Internal  Control  over  Financial  Reporting.  Our  responsibility  is  to  express  an  opinion  on  the  Company’s  internal  control  over 
financial  reporting  based  on  our  audit.  We  are  a  public  accounting  firm  registered  with  the  PCAOB  and  are  required  to  be 
independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations 
of the Securities and Exchange Commission and the PCAOB.  

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all material 
respects. Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material 
weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the assessed risk, and 
performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable 
basis for our opinion. 

Definition and limitations of internal control over financial reporting 

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability 
of  financial  reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with  generally  accepted 
accounting principles. A company’s internal control over financial reporting includes those policies and procedures that (1) pertain 
to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets 
of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial 
statements  in accordance with generally  accepted  accounting  principles,  and  that  receipts  and  expenditures of  the company  are 
being  made  only  in  accordance  with  authorizations  of  management  and  directors  of  the  company;  and  (3)  provide  reasonable 
assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s assets that 
could have a material effect on the financial statements. 

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect  misstatements.  Also, 
projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because 
of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate. 

/s/ GRANT THORNTON LLP  

Southfield, Michigan  
March 11, 2021 

52 

 
 
 
 
 
 
 
 
 
 
 
 
 
Item 9B. Other Information. 

None. 

Item 10. Directors, Executive Officers and Corporate Governance. 

PART III 

The  information  required  by  this  item  will  be  included  in  our  definitive  proxy  statement  for  our  2021  Annual  Meeting  of 
Stockholders to be filed with the SEC within 120 days after December 31, 2020 and is incorporated herein by reference. Information 
required by Regulation S-K Item 401 concerning executive officers is included in Part I of this Annual Report on Form 10-K under 
the caption “Information about our Executive Officers.” 

We have adopted a Code of Business Conduct and Ethics that applies to all directors, officers and employees, including our Co-
Chief Executive Officers, our Principal Financial Officer and our Principal Accounting Officer. A complete text of this Code of 
Business  Conduct  and  Ethics  is  available  on  our  web  site  (www.cnty.com/investor/governance/facts-overview).  Any  future 
amendments to or waivers of the Code of Business Conduct and Ethics will be posted to the Corporate Governance section of our 
web site.  

Item 11. Executive Compensation. 

The  information  required  by  this  item  will  be  included  in  our  definitive  proxy  statement  for  our  2021  Annual  Meeting  of 
Stockholders to be filed with the SEC within 120 days after December 31, 2020 and is incorporated herein by reference. 

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder 
Matters. 

The information required by this item relating to securities ownership of certain beneficial owners and management will be included 
in our definitive proxy statement for our 2021 Annual Meeting of Stockholders to be filed with the SEC within 120 days after 
December 31, 2020 and is incorporated herein by reference. Information relating to securities authorized for issuance under equity 
compensation plans as of December 31, 2020 is as follows:  

Plan Category 

Number of securities 
to be issued upon 
exercise of 
outstanding options, 
warrants and rights 
(a) 

Weighted-average 
exercise price of 
outstanding options, 
warrants and rights 
(b) 

Equity compensation plans approved by security holders 
(1) 
Equity  compensation  plans  not  approved  by  security 
holders 
Total 

1,965,271 (2) 

$5.21 (3) 

— 
1,965,271 

— 
$5.21 

Number of securities 
remaining available 
for future issuance 
under equity 
compensation plans 
(excluding securities 
reflected in column 
(a)) 
(c) 

2,737,781 

— 
2,737,781 

(1)  These plans consist of the 2005 Equity Incentive Plan, as amended (the “2005 Plan”), which expired in June 2015, and the 

2016 Equity Incentive Plan (the “2016 Plan”), which was approved by our stockholders on June 9, 2016. 

(2)  As of December 31, 2020, there were (i) 1,203,052 shares of our common stock issuable upon exercise of outstanding options 
issued under the 2005 Plan, (ii) 75,000 shares of our common stock issuable upon exercise of outstanding options issued under 
the 2016 Plan, and (iii) 687,219 performance stock units (the “PSUs”) issued under the 2016 Plan that, if and when vested, will 
be settled in shares of our common stock. The amount reported in the table assumes target level performance for the PSUs. 
Assuming maximum level performance for the PSUs, the number of shares of common stock would increase by 687,219. 

(3)  The weighted-average exercise price relates only to outstanding stock options.  

53 

 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
  
 
 
Item 13. Certain Relationships and Related Transactions, and Director Independence. 

The  information  required  by  this  item  will  be  included  in  our  definitive  proxy  statement  for  our  2021  Annual  Meeting  of 
Stockholders to be filed with the SEC within 120 days after December 31, 2020 and is incorporated herein by reference. 

Item 14. Principal Accounting Fees and Services. 

The  information  required  by  this  item  will  be  included  in  our  definitive  proxy  statement  for  our  2021  Annual  Meeting  of 
Stockholders to be filed with the SEC within 120 days after December 31, 2020 and is incorporated herein by reference. 

54 

 
 
 
 
  
 
Item 15. Exhibits and Financial Statement Schedules. 

PART IV 

(a) 
1. 

2. 

3. 
(b) 

2.1 

3.1P 

3.2 

4.1 

4.2 

4.3 

10.1 

10.2 

10.3 

10.4 

10.5 

10.6A* 

10.6B* 

10.6C* 

List of documents filed with this report 
Financial Statements 
The financial statements and related notes, together with the reports of our independent registered public accounting 
firm, appear in Part II, Item 8, “Financial Statements and Supplementary Data”, of this Form 10-K. 
Financial Statement Schedules 
None. 
List of Exhibits 
Exhibits Filed Herewith or Incorporated by Reference to Previous Filings with the Securities and Exchange 
Commission 
(2) Plan of Acquisition, Reorganization, Arrangement, Liquidation or Succession 
Equity Purchase Agreement, dated as of June 17, 2019, by and among Century Casinos, Inc., MTR Gaming Group, 
Inc., Isle of Capri Casinos LLC, VICI Properties L.P. and Eldorado Resorts, Inc. is hereby incorporated by reference 
to Exhibit 2.1 to the Company’s Current Report on Form 8-K filed on June 17, 2019. 
(3) Articles of Incorporation and Bylaws 
Certificate of Incorporation of Century Casinos, Inc. is hereby incorporated by reference to the Company’s Proxy 
Statement in respect of the 1994 Annual Meeting of Stockholders. 
Amended and Restated Bylaws of Century Casinos, Inc., is hereby incorporated by reference to Exhibit 11.14 to the 
Company’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2002. 
(4) Instruments defining the rights of security holders, including indentures 
Description of Securities, is hereby incorporated by reference to Exhibit 4.1 to the Company's Annual Report on 
Form 10-K filed on March 13, 2020. 
Form of Indenture – Senior Debt Securities is hereby incorporated by reference to Exhibit 4.4 to the Company’s 
Registration Statement on Form S-3 filed with the SEC on July 7, 2020. 
Form  of  Indenture  –  Subordinated  Debt  Securities  is  hereby  incorporated  by  reference  to  Exhibit  4.5  to  the 
Company’s Registration Statement on Form S-3 filed with the SEC on July 7, 2020. 
(10) Material Contracts 
Credit  Agreement  by  and  between  Century  Casinos  Europe  GmbH  and United  Horsemen  of  Alberta  Inc.,  dated 
October 25, 2012, is hereby incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-
K filed on December 3, 2012. 
Management Agreement by and between Century Casinos Europe GmbH and United Horsemen of Alberta Inc., dated 
November 30, 2012, is hereby incorporated by reference to Exhibit 10.2 to the Company’s Current Report on Form 
8-K filed on December 3, 2012. 
Credit  Agreement  dated  as  of  November 29,  2013 by  and  between  Century  Casinos  Europe  GmbH  and  United 
Horsemen of Alberta Inc., is hereby incorporated by reference to Exhibit 10.2B to the Company’s Current Report on 
Form 8-K filed on December 3, 2013.  
Preliminary  Conditional  Share  Sale  Agreement  by  and  between  Polskie  Linie  Lotnicze  LOT  S.A.  and  Century 
Casinos  Europe  GmbH,  dated  September 21,  2012,  is  hereby  incorporated  by  reference  to  Exhibit  10.3  to  the 
Company’s Annual Report on Form 10-K dated December 31, 2012. 
Share Sale Agreement by and between Polskie Linie Lotnicze LOT S.A. and Century Casinos Europe GmbH dated 
April 8, 2013, is hereby incorporated by reference to Exhibit 10.4 to the Company’s Current Report on Form 8-K 
filed on April 9, 2013.  
Employment Agreement by and between Century Casinos, Inc. and Erwin Haitzmann as restated on February 18, 
2003, is hereby incorporated by reference to Exhibit 10.120 to the Company’s Annual Report on Form 10-K for the 
fiscal year ended December 31, 2002. 
Amendment No. 1 to Employment Agreement by and between Century Casinos, Inc. and Erwin Haitzmann, dated 
February 3, 2005, is hereby incorporated by reference to Exhibit 10.143 to the Company’s Current Report on Form 
8-K filed on February 10, 2005. 
Amendment No. 2 to Employment Agreement by and between Century Casinos, Inc. and Erwin Haitzmann, effective 
September 1, 2006, is hereby incorporated by reference to Exhibit 10.178 to the Company’s Current Report on Form 
8-K filed on October 19, 2006. 

55 

 
 
  
 
 
 
 
 
 
 
 
 
 
 
10.6D* 

10.6E* 

10.6F* 

10.7A* 

10.7B*  

10.7C* 

10.7D* 

10.7E* 

10.8A 

10.8B 

10.8C 

10.8D 

10.8E 

10.8F 

10.8G 

10.9* 

10.10* 

10.11* 

Amendment No. 3 to Employment Agreement by and between Century Casinos, Inc. and Erwin Haitzmann, effective 
November 5, 2009, is hereby incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 
8-K filed on November 10, 2009. 
Amendment No. 4 to Employment Agreement by and between Century Casinos, Inc. and Erwin Haitzmann, effective 
November 3, 2014, is hereby incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 
8-K filed on November 12, 2014. 
Amendment to Employment Agreement, by and among Century Casinos, Inc., Century Resorts International Ltd., 
Century  Casinos  Europe  GmbH  and  Erwin  Haitzmann,  effective  September 30,  2015,  is  hereby  incorporated  by 
reference to Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q filed on November 6, 2015. 
Employment Agreement by and between Century Casinos, Inc. and Peter Hoetzinger as restated on February 18, 
2003, is hereby incorporated by reference to Exhibit 10.121 to the Company’s Annual Report on Form 10-K for the 
fiscal year ended December 31, 2002. 
Amendment No. 1 to Employment Agreement by and between Century Casinos, Inc. and Peter Hoetzinger, dated 
February 3, 2005, is hereby incorporated by reference to Exhibit 10.144 to the Company’s Current Report on Form 
8-K filed on February 10, 2005. 
Amendment No. 2 to Employment Agreement by and between Century Casinos, Inc. and Peter Hoetzinger, effective 
September 1, 2006, is hereby incorporated by reference to Exhibit 10.179 to the Company’s Current Report on Form 
8-K filed on October 19, 2006. 
Amendment No. 3 to Employment Agreement by and between Century Casinos, Inc. and Peter Hoetzinger, effective 
November 5, 2009, is hereby incorporated by reference to Exhibit 10.2 to the Company’s Current Report on Form 
8-K filed on November 10, 2009. 
Amendment No. 4 to Employment Agreement by and between Century Casinos, Inc. and Peter Hoetzinger effective 
November 3, 2014, is hereby incorporated by reference to Exhibit 10.2 to the Company’s Current Report on Form 
8-K filed on November 12, 2014. 
Credit Agreement by and between Century Resorts Alberta Inc. and Century Casino Calgary Inc. and the Bank of 
Montreal, dated April 11, 2012, is hereby incorporated by reference to the Company’s Current Report on Form 8-K 
filed on May 29, 2012. 
Amended and Restated Credit Agreement, dated as of August 15, 2014, by and among Century Resorts Alberta Inc., 
Century Casino Calgary Inc. and the Bank of Montreal, is hereby incorporated by reference to Exhibit 10.8A to the 
Company’s Current Report on Form 8-K filed on August 19, 2014. 
First Amending Agreement to Amended and Restated Credit Agreement, by and among Century Resorts Alberta 
Inc., Century Casino Calgary Inc. and Bank of Montreal, effective September 30, 2015, is hereby incorporated by 
reference to Exhibit 10.2 to the Company’s Quarterly Filing on Form 10-Q filed on November 6, 2015. 
Second Amended and Restated Credit Agreement, dated September 30, 2016, by and among Century Resorts Alberta 
Inc., Century Casino Calgary Inc., Century Casino St. Albert Inc. and Bank of Montreal, is hereby incorporated by 
reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K filed on October 6, 2016. 
Third Amended and Restated Credit Agreement, dated June 30, 2018, by and among Century Resorts Alberta, Inc., 
Century Casino St. Albert Inc., Century Mile Inc. and Bank of Montreal, is hereby incorporated by reference to the 
Company's Current Report on Form 8-K filed on August 28, 2018. 
First Amending Agreement, dated August 1, 2019, by and among Century Resorts Alberta Inc., Century Casino St. 
Albert Inc., Century Mile Inc. and Bank of Montreal, is hereby incorporated by reference to the Company’s Current 
Report on Form 8-K filed on August 1, 2019. 
Second Amending Agreement, dated October 31, 2019, by and among Century Resorts Alberta Inc., Century Casino 
St.  Albert Inc.,  Century  Mile  Inc.  and  Bank  of  Montreal,  is  hereby  incorporated by reference  to  the Company’s 
Quarterly Filing on Form 10-Q filed on November 4, 2019. 
Revised  and  Restated  Management  Agreement,  effective  September 30,  2006,  by  and  between  Century  Resorts 
International Ltd, Century Casinos, Inc. and Flyfish Casino Consulting AG, is hereby incorporated by reference to 
Exhibit 10.176 to the Company’s Current Report on Form 8-K filed on October 19, 2006. 
Revised  and  Restated  Management  Agreement,  effective  September 30,  2006,  by  and  between  Century  Resorts 
International Ltd, Century Casinos, Inc. and Focus Casino Consulting AG, is hereby incorporated by reference to 
Exhibit 10.177 to the Company’s Current Report on Form 8-K filed on October 19, 2006. 
Century  Casinos,  Inc.  Amended  and  Restated  2005  Equity  Incentive  Plan,  as  amended  and  restated  as  of 
December 26, 2014, is hereby incorporated by reference to Exhibit 10.13 to the Company’s Annual Report on Form 
10-K for the fiscal year ended December 31, 2014. 

56 

 
 
 
 
 
 
10.12* 

10.13A 

10.13B 

10.13C 

10.13D 

10.14* 

10.15 

10.16 

10.17* 

10.18A 

10.18B 

10.18C 

10.19 

10.20* 

21† 

23† 
23.1† 

Century  Casinos,  Inc.  2016  Equity  Incentive  Plan  is  hereby  incorporated  by  reference  to  Appendix  A  to  the 
Company’s Definitive Proxy Statement on Schedule 14A filed on April 29, 2016. 
Share and Real Property Purchase Agreement, dated as of June 29, 2016, by and among Century Casinos Europe 
GmbH, 851896 Alberta Ltd., Game Plan Developments Ltd., Casino St. Albert Inc., Action ATM Inc., MVP Sports 
Bar Ltd. and Bruce McPherson, is hereby incorporated by reference to Exhibit 10.2 to the Company’s Quarterly 
Report on Form 10-Q filed on August 5, 2016. 
Assignment of Share and Real Property Purchase Agreement, dated July 22, 2016, by and between Century Casinos 
Europe  GmbH  and  Century  Casino  St.  Albert  Inc.,  is  hereby  incorporated  by  reference  to  Exhibit  10.1  to  the 
Company’s Quarterly Report on Form 10-Q filed on November 1, 2016. 
First  Amendment  to Share  and  Real  Property Purchase Agreement, dated  as of  August 24, 2016, by  and  among 
Century  Casino  St.  Albert  Inc.,  Casino  St.  Albert  Inc.,  Action  ATM  Inc.,  MVP  Sports  Bar  Ltd.,  Game  Plan 
Developments Ltd., 851896 Alberta Ltd. and Bruce McPherson, is hereby incorporated by reference to Exhibit 10.2 
to the Company’s Quarterly Report on Form 10-Q filed on November 1, 2016. 
Second Amendment to Share and Real Property Purchase Agreement, dated as of September 19, 2016, by and among 
Century  Casino  St.  Albert  Inc.,  Casino  St.  Albert  Inc.,  Action  ATM  Inc.,  MVP  Sports  Bar  Ltd.,  Game  Plan 
Developments Ltd., 851896 Alberta Ltd. and Bruce McPherson, is hereby incorporated by reference to Exhibit 10.3 
to the Company’s Quarterly Report on Form 10-Q filed on November 1, 2016. 
Form of Century Casinos, Inc. Performance Stock Unit Award Agreement is hereby incorporated by reference to 
Exhibit 10.1 to the Company’s Current Report on Form 8-K filed on March 8, 2017. 
Share Purchase Agreement relating to Saw Close Casino Limited, by and among Century Casinos Europe GmbH, 
Global  Gaming  Ventures  (Group)  Limited,  Saw  Close  Casino  Limited  and  Anthony  Wollenberg,  is  hereby 
incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K filed on June 22, 2017. 
Loan Agreement dated August 13, 2018, by and among Century Resorts Management GmbH, Century Casinos, Inc. 
and  UniCredit  Bank  Austria  AG  is  hereby  incorporated  by  reference  to  Exhibit  10.1  to  the  Company’s  Current 
Report on Form 8-K filed on August 16, 2018. 
Employment Agreement by  and between Century  Casinos,  Inc.  and Margaret  Stapleton,  effective November 18, 
2019 is hereby incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K filed on 
November 20, 2019. 
Credit Agreement, dated as of December 6, 2019, among the Company, as borrower, the Company’s subsidiaries 
party  thereto,  Macquarie  Capital  Funding  LLC,  as  swingline  lender,  administrative  agent  and  collateral  agent, 
Macquarie Capital (USA) Inc., as sole lead arranger and sole bookrunner, and the Lenders and L/C Lenders party 
thereto is hereby incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K filed on 
December 9, 2019. 
Amendment  No.  2  and  Waiver  to  Credit  Agreement,  dated  as  of  September 30,  2020,  among  the  Company,  as 
borrower,  the  Company’s  subsidiaries  party  thereto,  Macquarie  Capital  Funding  LLC,  as  swingline  lender, 
administrative agent and collateral agent, Macquarie Capital (USA) Inc., as sole lead arranger and sole bookrunner, 
and the Lenders and L/C Lenders party thereto, is hereby incorporated by reference to the Company’s Current Report 
on Form 8-K/A filed with the SEC on October 16, 2020. 
Amendment No. 3 to Credit Agreement, dated as of December 15, 2020, among the Company, as borrower, the 
Company’s subsidiaries party thereto, and Macquarie Capital Funding LLC, as administrative agent, collateral agent 
and Lender, is hereby incorporated by reference to the Company’s Current Report on Form 8-K filed with the SEC 
on December 17, 2020. 
Lease, dated as of December 6, 2019, among certain of the Company’s subsidiaries named therein, as tenant, and 
certain  of  VICI  Properties  Inc.’s  subsidiaries  named  therein,  as  landlord  is  hereby  incorporated  by  reference  to 
Exhibit 10.1 to the Company’s Current Report on Form 8-K filed on December 11, 2019. 
Form  of  Century  Casinos,  Inc.  Option  Agreement  is  hereby  incorporated  by  reference  to  Exhibit  10.20  to  the 
Company's Annual Report on Form 10-K filed on March 13, 2020. 
(21) Subsidiaries of the Registrant 
Subsidiaries of the Registrant 
(23) Consents of Experts and Counsel 
Consent of Independent Registered Public Accounting Firm – Grant Thornton LLP 
Consent of Independent Registered Public Accounting Firm – Deloitte & Touche LLP 

57 

 
 
 
 
 
 
 
31.1† 

31.2† 

31.3† 

32.1†† 
32.2†† 
32.3†† 

99.1† 

(31) Rule 13a-14(a)/15d-14(a) Certifications 
Certification of Erwin Haitzmann, Co-Chief Executive Officer, pursuant to Rule 13a-14(a) under the Securities 
Exchange Act of 1934. 
Certification of Peter Hoetzinger, President and Co-Chief Executive Officer, pursuant to Rule 13a-14(a) under the 
Securities Exchange Act of 1934. 
Certification  of  Margaret  Stapleton,  Chief  Financial  Officer,  pursuant  to  Rule  13a-14(a)  under  the  Securities 
Exchange Act of 1934. 
(32) Section 1350 Certifications 
Certification of Erwin Haitzmann, Co-Chief Executive Officer, pursuant to 18 U.S.C. Section 1350. 
Certification of Peter Hoetzinger, President and Co-Chief Executive Officer, pursuant to 18 U.S.C. Section 1350. 
Certification of Margaret Stapleton, Chief Financial Officer, pursuant to 18 U.S.C. Section 1350. 
(99) Additional Exhibits 
Governmental Regulation and Licensing 

XBRL Instance Document 
101.INS 
101.SCH 
XBRL Taxonomy Extension Schema Document 
101.CAL  XBRL Taxonomy Extension Calculation Linkbase Document 
XBRL Taxonomy Extension Definition Linkbase Document 
101.DEF 
101.LAB  XBRL Taxonomy Extension Label Linkbase Document 
101.PRE 
104 

XBRL Taxonomy Extension Presentation Linkbase Document 
Cover Page Interactive Data File, formatted in Inline XBRL and contained in Exhibit 101 

* A management contract or compensatory plan or arrangement required to be filed as an exhibit pursuant to Item 15(a)(3) of Form 
10-K.  

†   Filed herewith.  
††   Furnished herewith.  
P  Filed on Paper 

Item 16. Form 10-K Summary. 

None. 

58 

 
 
 
 
 
 
 
 
 
 
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this 
report to be signed on its behalf by the undersigned, thereunto duly authorized. 

SIGNATURES 

CENTURY CASINOS, INC. 

By:/s/ Erwin Haitzmann 

By:/s/ Peter Hoetzinger  

Erwin Haitzmann, Chairman of the Board and 
Co-Chief Executive Officer 
(Co Principal Executive Officer) 

Peter Hoetzinger, Vice Chairman of the Board,  
Co-Chief Executive Officer and President 
(Co Principal Executive Officer) 

Date: March 11, 2021 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons 
on behalf of the registrant and in the capacities indicated on March 11, 2021. 

Signature 

Title 

Signature 

/s/ Erwin Haitzmann 
Erwin Haitzmann 

Chairman of the Board and 
 Co-Chief Executive Officer 

/s/ Gottfried Schellmann 
Gottfried Schellmann 

/s/ Peter Hoetzinger 
Peter Hoetzinger 

/s/ Margaret Stapleton 
Margaret Stapleton 

/s/ Timothy Wright 
Timothy Wright 

Vice Chairman of the Board, 
 Co-Chief Executive Officer 
 and President 

Chief Financial Officer 

Chief Accounting Officer 

/s/ Dinah Corbaci 
Dinah Corbaci 

/s/ Eduard Berger 
Eduard Berger 

Title 

Director 

Director 

Director 

59 

 
 
   
 
 
  
 
  
 
 
   
 
 
 
  
 
 
 
  
  
  
 
 
  
 
 Item 8. Financial Statements and Supplementary Data. 

Index to Financial Statements 

Financial Statements: 

Report of Independent Registered Public Accounting Firm Grant Thornton LLP 

Report of Independent Registered Public Accounting Firm Deloitte & Touche LLP 

Consolidated Balance Sheets as of December 31, 2020 and 2019 

Consolidated Statements of (Loss) Earnings for the Years Ended December 31, 2020, 2019 and 2018 

Consolidated Statements of Comprehensive Loss for the Years Ended December 31, 2020, 2019 and 2018 

Consolidated Statements of Equity for the Years Ended December 31, 2020, 2019 and 2018 

Consolidated Statements of Cash Flows for the Years Ended December 31, 2020, 2019 and 2018 

Notes to Consolidated Financial Statements 

Financial Statement Schedules: 

F2 

F4 

F5 

F7 

F8 

F9 

F10 

F12  

All schedules are omitted because they are not applicable or are insignificant, or the required information is shown in the 
consolidated financial statements or notes thereto. 

-F1- 

 
 
 
 
 
 
   
  
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

Board of Directors and Shareholders  
Century Casinos, Inc. 

Opinion on the financial statements 

We have audited the accompanying consolidated balance sheet of Century Casinos, Inc. (a Delaware corporation) and subsidiaries 
(the “Company”) as of December 31, 2020, the related consolidated statements of (loss) earnings, comprehensive loss, equity, and 
cash flows for the year ended December 31, 2020, and the related notes (collectively referred to as the “financial statements”). In 
our opinion, the financial statements present fairly, in all material respects, the financial position of the Company as of December 31, 
2020, and the results of its operations and its cash flows for the year ended December 31, 2020, in conformity with accounting 
principles generally accepted in the United States of America. 

We  also  have  audited,  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board  (United  States) 
(“PCAOB”), the Company’s internal control over financial reporting as of December 31, 2020, based on criteria established in the 
2013 Internal Control—Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission 
(“COSO”), and our report dated March 11, 2021 expressed an unqualified opinion. 

Basis for opinion  

These financial statements are the responsibility of the Company’s management. Our responsibility is to express an opinion on the 
Company’s financial statements based on our audit. We are a public accounting firm registered with the PCAOB and are required 
to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and 
regulations of the Securities and Exchange Commission and the PCAOB.  

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error 
or fraud. Our audit included performing procedures to assess the risks of material misstatement of the financial statements, whether 
due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, 
evidence  regarding  the  amounts  and  disclosures  in  the  financial  statements.  Our  audit  also  included  evaluating  the  accounting 
principles  used  and  significant  estimates  made  by  management,  as  well  as  evaluating  the  overall  presentation  of  the  financial 
statements. We believe that our audit provides a reasonable basis for our opinion. 

 Critical audit matter 

The critical audit matter communicated below is a matter arising from the current period audit of the financial statements that was 
communicated or required to be communicated to the audit committee and that: (1) relates to accounts or disclosures that are material 
to the financial statements and (2) involved our especially challenging, subjective, or complex judgments. The communication of 
critical  audit  matters  does  not  alter  in  any  way  our  opinion  on  the  financial  statements,  taken  as  a  whole,  and  we  are  not,  by 
communicating  the  critical  audit  matter  below,  providing  a  separate  opinion  on  the  critical  audit  matter  or  on  the  accounts  or 
disclosures to which it relates.  

Goodwill and Other Indefinite-Lived Intangible Assets Impairment Analysis – Mountaineer Casino, Racetrack & Resort, Century 
Casino Cape Girardeau, Century Casino Caruthersville and Century Casino St. Albert reporting units 

The Company’s consolidated goodwill and other indefinite-lived intangible assets balances were $10.9 million and $31.8 million, 
respectively,  as  of  December 31,  2020.  The  Company’s  evaluation  of  goodwill  and  other  indefinite-lived  intangible  assets  for 
impairment  involves  comparing  the  estimated  fair  value  of  each  reporting  unit  and  other  indefinite-lived  intangible  asset  to  its 
respective carrying value. If the carrying value exceeds the estimated fair value, an impairment loss is recorded for the difference. 
The Company recorded a non-cash impairment loss of $34.1 million related to the aforementioned reporting units during the year 
ended December 31, 2020.  

We identified the goodwill and other indefinite-lived intangible assets impairment analysis, for the aforementioned reporting units, 
as  a  critical  audit  matter  because  management’s  impairment  analysis  involved  a  high  degree  of  auditor  judgment  due  to  the 
significant estimation required to determine the fair value of each reporting unit and indefinite-lived intangible asset. In particular, 
the fair value estimate was sensitive to significant assumptions, such as forecasted revenue, EBITDA, discount rates and the impact 
of the coronavirus pandemic on these assumptions. 

-F2- 

 
 
 
 
  
  
 
 
 
 
 
Our audit procedures related to goodwill and other indefinite-lived intangible assets impairment analysis, of the aforementioned 
reporting units, included the following among others. We tested the design and operating effectiveness of the Company’s internal 
controls  over  goodwill  and  other  indefinite-lived  intangible  assets  impairment  assessment  process,  including  evaluation  of  the 
valuation models and significant assumptions used. We tested the forecasted revenue and EBITDA by assessing the reasonableness 
of  management’s  forecasts  compared  to  current  results  and  forecasted  industry  trends.  With  the  assistance  of  our  valuation 
specialists, we assessed the discount rates.  

/s/ GRANT THORNTON LLP 

We have served as the Company's auditor since 2020. 

Southfield, Michigan 
March 11, 2021 

-F3- 

 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

To the Shareholders and the Board of Directors of  
Century Casinos, Inc. 
Colorado Springs, Colorado 

Opinion on the Financial Statements 

We have audited the accompanying consolidated balance sheet of Century Casinos, Inc. and subsidiaries (the "Company") as of 
December 31, 2019, the related consolidated statements of (loss) earnings, comprehensive (loss) income, equity and cash flows for 
each  of  the  two  years  in  the  period  ended  December 31,  2019,  and  the  related  notes  (collectively  referred  to  as  the  "financial 
statements"). In our opinion, the financial statements present fairly, in all material respects, the financial position of the Company 
as  of  December 31,  2019,  and  the  results  of  its  operations  and  its  cash  flows  for  each  of  the  two  years  in  the  period  ended 
December 31, 2019, in conformity with the accounting principles generally accepted in the United States of America.  

Change in Accounting Principle 

As discussed in Note 2 to the financial statements, effective January 1, 2019, the Company adopted FASB Accounting Standards 
Update 2016-02, Leases. The Company used the modified retrospective transition method upon adoption, which had a material 
impact on the financial statements. 

Basis for Opinion  

These financial statements are the responsibility of the Company's management. Our responsibility is to express an opinion on the 
Company's financial statements based on our audits. We are a public accounting firm registered with the PCAOB and are required 
to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and 
regulations of the Securities and Exchange Commission and the PCAOB. 

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error 
or fraud. Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether 
due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, 
evidence  regarding  the  amounts  and disclosures  in  the  financial  statements.  Our  audits  also  included evaluating  the accounting 
principles  used  and  significant  estimates  made  by  management,  as  well  as  evaluating  the  overall  presentation  of  the  financial 
statements. We believe that our audits provide a reasonable basis for our opinion.  

/s/ Deloitte & Touche LLP 

Denver, Colorado 
March 12, 2020 

We served as the Company's auditor from 2013 to 2020. 

-F4- 

 
 
 
 
 
 
 
 
CENTURY CASINOS, INC. AND SUBSIDIARIES 
CONSOLIDATED BALANCE SHEETS  

Amounts in thousands, except for share and per share information 
ASSETS 
Current Assets: 
  Cash and cash equivalents 
  Receivables, net 
  Prepaid expenses 
  Inventories 
  Other current assets 
  Assets held for sale 
Total Current Assets 

Property and equipment, net 
Leased right-of-use assets, net 
Goodwill 
Intangible assets, net 
Deferred income taxes 
Cost investment 
Note receivable, net of current portion and unamortized discount 
Deposits and other 
Total Assets 

LIABILITIES AND EQUITY 
Current Liabilities: 
  Current portion of long-term debt 
  Current portion of operating lease liabilities 
  Current portion of finance lease liabilities 
  Accounts payable  
  Accrued liabilities 
  Accrued payroll 
  Taxes payable 
  Contingent liability (Note 17) 
Total Current Liabilities 

Long-term debt, net of current portion and deferred financing costs (Note 7) 
Long-term financing obligation to VICI Properties, Inc. subsidiaries (Note 8) 
Operating lease liabilities, net of current portion 
Finance lease liabilities, net of current portion 
Taxes payable and other 
Deferred income taxes  
Total Liabilities 
Commitments and Contingencies (Note 17) 

See notes to consolidated financial statements. 

  $ 

  $ 

  $ 

December 31,  
2020 

    December 31,  

2019 

 $ 

 $ 

 $ 

63,413 
8,237 
12,021 
1,660 
1,020 
8,271 
94,622 

485,248 
34,074 
10,901 
52,758 
861 
— 
381 
1,915 
680,760 

10,718 
4,327 
131 
12,857 
12,486 
8,402 
10,766 
476 
60,163 

173,832 
278,940 
32,277 
83 
5,608 
2,874 
553,777 

54,754 
11,371 
10,379 
2,046 
816 
— 
79,366 

503,933 
37,040 
32,936 
67,061 
2,447 
1,000 
423 
2,694 
726,900 

3,157 
4,235 
161 
5,200 
21,707 
13,201 
8,575 
334 
56,570 

175,806 
275,605 
42,942 
217 
2,672 
1,013 
554,825 

-F5- 

 
 
  
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
   
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
 
  
 
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
 
  
 
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
  
 
 
 
 
CENTURY CASINOS, INC. AND SUBSIDIARIES 
CONSOLIDATED BALANCE SHEETS (continued) 

Amounts in thousands, except for share and per share information 
Equity: 

Preferred stock; $0.01 par value; 20,000,000 shares authorized; no shares issued or outstanding 
Common stock; $0.01 par value; 50,000,000 shares authorized; 29,575,962 and 29,500,327 shares 
issued and outstanding 
Additional paid-in capital 
Retained earnings 
Accumulated other comprehensive loss 
Total Century Casinos, Inc. Shareholders' Equity 

Non-controlling interests 
Total Equity 
Total Liabilities and Equity 

See notes to consolidated financial statements. 

  $ 

December 31,  
2020 

    December 31,  

2019 

— 

296 
115,570 
8,667 
(6,379) 
118,154 
8,829 
126,983 
680,760 

 $ 

— 

295 
115,784 
56,669 
(9,442) 
163,306 
8,769 
172,075 
726,900 

-F6- 

 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
   
 
 
 
   
 
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
 
 
 
  
 
  
CENTURY CASINOS, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF (LOSS) EARNINGS 

Amounts in thousands, except for per share information 
Operating revenue: 

Gaming 
Hotel 
Food and beverage 
Other 

Net operating revenue 
Operating costs and expenses: 

Gaming 
Hotel 
Food and beverage 
General and administrative 
Depreciation and amortization 
Impairment - intangible and tangible assets 
(Gain) on sale of casino operations (Note 1) 

Total operating costs and expenses 
(Loss) earnings from equity investment 
(Loss) earnings from operations 
Non-operating income (expense): 

Interest income 
Interest expense 
(Loss) gain on foreign currency transactions, cost recovery income and other 

Non-operating (expense) income, net 
(Loss) earnings before income taxes  
Income tax expense 
Net (loss) earnings 
Net loss (earnings) attributable to non-controlling interests 
Net (loss) earnings attributable to Century Casinos, Inc. shareholders 

(Loss) earnings per share attributable to Century Casinos, Inc. shareholders: 

Basic 
Diluted 

Weighted average shares outstanding - basic  
Weighted average shares outstanding - diluted 

See notes to consolidated financial statements. 

For the year 
ended December 31,  
2019 

2018 

2020 

  $ 

253,281   $ 
5,910  
16,194  
28,883  
304,268  

176,866   $ 
2,521  
20,022  
18,818  
218,227  

131,563  
2,125  
15,962  
99,547  
26,534  
35,121  
 (6,457)  
304,395  
—  
(127)  

92,749  
906  
19,482  
82,980  
10,843  
16,486  
—  
223,446  
(1)  
(5,220)  

6  
 (43,104)  
 (63)  
 (43,161)  
(43,288)  
(4,848) 
(48,136)  
 134   
(48,002)   $ 

21  
 (8,250)  
 1,482   
 (6,747)  
 (11,967)  
(4,174) 
(16,141)  
 (3,014)  
(19,155)   $ 

(1.62)   $ 
(1.62)   $ 
29,559  
29,559  

(0.65)   $ 
(0.65)   $ 
29,452  
29,452  

  $ 

  $ 
  $ 

140,301 
1,986 
15,742 
10,909 
168,938 

73,328 
727 
15,854 
60,194 
9,399 
— 
— 
159,502 
23 
9,459 

103 
 (4,217) 
 578  
 (3,536) 
 5,923  
(1,917) 
4,006 
(612) 
3,394 

0.12 
0.11 
29,401 
29,962 

-F7- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
  
CENTURY CASINOS, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF COMPREHENSIVE LOSS 

Amounts in thousands 

Net (loss) earnings 

Other comprehensive (loss) income 
Foreign currency translation adjustments 
Other comprehensive income (loss) 
Comprehensive loss 

For the year 
ended December 31,  
2019 

2018 

2020 

  $ 

(48,136)   $ 

(16,141)   $ 

4,006 

3,415  
3,415  
(44,721)   $ 

4,975  
4,975  
(11,166)   $ 

  $ 

(8,960) 
(8,960) 
(4,954) 

(612) 
844 
(4,722) 

Comprehensive (loss) income attributable to non-controlling interests 
Net loss (earnings) attributable to non-controlling interests 
Foreign currency translation adjustments  
Comprehensive loss attributable to Century Casinos, Inc. shareholders    $ 

134  
(352)  
(44,939)   $ 

(3,014)  
(174)  
(14,354)   $ 

See notes to consolidated financial statements. 

-F8- 

 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
CENTURY CASINOS, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF EQUITY 

Amounts in thousands, except for share information 
Common Stock 
Balance, beginning of period 
Exercise of options 
Performance stock unit issuance 

Balance, end of period 

Additional Paid-in Capital 
Balance, beginning of period 
Amortization of stock-based compensation 
Incremental costs of common stock issuance 
Exercise of options 

Balance, end of period 

Accumulated Other Comprehensive Loss 
Balance, beginning of period 
Foreign currency translation adjustment 

Balance, end of period 

Retained Earnings 
Balance, beginning of period 
Net (loss) earnings  
Cumulative effect of accounting change (1) 

Balance, end of period 

Total Century Casinos, Inc. Shareholders' Equity 

Noncontrolling Interests 
Balance, beginning of period 
Net (loss) earnings  
Foreign currency translation adjustment 
Distribution to non-controlling interest 
Cumulative effect of accounting change (1) 
Changes in non-controlling interest (2) 

Balance, end of period 

Total Equity 

Common shares issued  

$ 

$ 

$ 

$ 

$ 

$ 

For the year 
ended December 31,  
2019 

2018 

2020 

$ 

$ 

$ 

$ 

295  
—  
1  
296  

115,784  
(214)  
—  
—  
115,570  

(9,442)  
3,063  
(6,379)  

56,669  
(48,002)  
—  
8,667  

$ 

$ 

$ 

$ 

294  
1  
—  
295  

114,214  
1,303  
—  
267  
115,784  

(14,243)  
4,801  
(9,442)  

76,056  
(19,155)  
(232)  
56,669  

294 
— 
— 
294 

113,068 
868 
(59) 
337 
114,214 

(6,127) 
(8,116) 
(14,243) 

72,662 
3,394 
— 
76,056 

118,154  

$ 

163,306  

$ 

176,321 

$ 

8,769  
(134)  
352  
(158)  
—  
—  
8,829  

$ 

7,062  
3,014  
174  
(989)  
(49)  
(443)  
8,769  

7,421 
612 
(844) 
(572) 
— 
445 
7,062 

$ 

126,983  

$ 

172,075  

$ 

183,383 

75,635  

61,148  

79,359 

(1)  In  January  2019,  the  Company  recognized  the  cumulative  effect  of  the  accounting  change  related  to  the  adoption  of 
Accounting  Standards Update  2016-09. See  Note  11  of  the  consolidated financial statements  for further  details on  the 
adoption of this accounting standard. 

(2)  In May 2019, the Company sold its interest in Golden Hospitality Limited (“GHL”) to the unaffiliated shareholders of 
GHL resulting in a $0.4 million decrease to non-controlling interests on the Company’s consolidated balance sheet as of 
December 31, 2019. In July 2019, the Company purchased the remaining 25% non-controlling interest in Century Bets!, 
Inc. resulting in a less than $0.1 million decrease to non-controlling interest on the Company’s consolidated balance sheet 
as of December 31, 2019. In April 2018, non-controlling shareholders purchased a 49% interest in GHL resulting in a 
$0.4 million increase to non-controlling interest on the Company’s consolidated balance sheet as of December 31, 2018. 

-F9- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
For the year 
ended December 31,  
2019 

2018 

2020 

(48,136)   $ 

(16,141)   $ 

26,534  
3,661  
24  
51  
—  
(214)  
1,614  
35,121  
(7,848)  
(6,457)  
3,448  
1  

2,502  
(1,250)  
4,640  
(4,201)  
349  
—  
(4,970)  
4,136  
—  
9,005  

10,843  
5,904  
902  
(484)  
169  
1,303  
551  
16,486  
—  
—  
110  
17  

(1,462)  
(4,492)  
(4,319)  
5,417  
(80)  
(1,282)  
2,819  
2,519  
—  
18,780  

4,006 

9,399 
— 
1,299 
125 
87 
868 
122 
— 
— 
— 
(22) 
(23) 

836 
(1,674) 
1,533 
4,189 
(202) 
1,636 
703 
446 
(999) 
22,329 

(10,705)  

(24,038)  

(56,774) 

(1,157)  
—  

(96,629)  
(44)  

— 
— 

(337) 
(640) 
19 

—  
—  
—  

—  
25  
(120,686)  

— 
— 
(57,732) 

—  
—  
—  

6,575  
—  
(5,287)  

CENTURY CASINOS, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF CASH FLOWS  

Amounts in thousands 

  $ 

Cash Flows provided by Operating Activities: 
Net (loss) earnings 
Adjustments to reconcile net (loss) earnings to net cash provided by operating activities:   
Depreciation and amortization 
Lease amortization 
Loss on disposition of fixed assets 
Adjustment of contingent liability (Note 17) 
Unrealized loss on interest rate swaps 
Amortization of stock-based compensation expense 
Amortization of deferred financing costs and discount on note receivable 
Impairment (Note 4, Note 5 and Note 6) 
Gain on deconsolidated subsidiary, excluding cash (Note 1) 
Gain on sale of operations (Note 1) 
Deferred taxes 
Other 
Changes in Operating Assets and Liabilities: 

Receivables, net 
Prepaid expenses and other assets 
Accounts payable  
Other current and long-term liabilities 
Inventories 
Other operating liabilities 
Accrued payroll 
Taxes payable 
Contingent liability payment 

Net cash provided by operating activities 

Cash Flows used in Investing Activities: 
Purchases of property and equipment 
Acquisition of Mountaineer Casino, Racetrack & Resort, Century Casino Cape Girardeau 
and Century Casino Caruthersville (Note 3) 
Acquisition of non-controlling interest of Century Bets!, Inc. (Note 1) 
Acquisition of Golden Hospitality Ltd., net of $0.2 million cash acquired (Note 1 and Note 
4) 
Investment in Minh Chau Ltd. (Note 1 and Note 4) 
Proceeds from disposition of assets 
Proceeds from Century Casino Calgary Sale (net of $0.9 million cash assumed by buyer) 
(Note 1) 
Note receivable proceeds 
Net cash used in investing activities 

-F10- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CENTURY CASINOS, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF CASH FLOWS (continued) 

Amounts in thousands 

Cash Flows provided by Financing Activities: 
Proceeds from borrowings 
Principal payments  
Payment of deferred financing costs 
Distribution to non-controlling interest 
Proceeds from exercise of stock options 
Net cash provided by financing activities 

For the year 
ended December 31,  
2019 

2018 

2020 

17,351  
(13,188)  
(876)  
(158)  
—  
3,129  

186,217  
(61,546)  
(10,080)  
(989)  
267  
113,869  

16,192 
(8,339) 
(395) 
(642) 
337 
7,153 

Effect of Exchange Rate Changes on Cash, Cash Equivalents and Restricted Cash 

  $ 

1,190   $ 

(2,607)   $ 

(1,910) 

Increase (Decrease) in Cash, Cash Equivalents and Restricted Cash 

Cash, Cash Equivalents and Restricted Cash at Beginning of Period 
Cash, Cash Equivalents and Restricted Cash at End of Period 

Supplemental Disclosure of Cash Flow Information: 
Interest paid 
Income taxes paid 
Income tax refunds 

Non-Cash Investing Activities: 
Purchase of property and equipment on account 

See notes to consolidated financial statements. 

  $ 

  $ 
  $ 

  $ 
  $ 
  $ 

8,037   $ 

9,356   $ 

(30,160) 

55,640   $ 
63,677   $ 

46,284   $ 
55,640   $ 

76,444 
46,284 

38,832   $ 
2,607   $ 
1,242   $ 

6,500   $ 
3,019   $ 
—   $ 

4,361 
2,794 
— 

  $ 

867   $ 

1,140   $ 

2,563 

-F11- 

 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
  
 
  
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
CENTURY CASINOS, INC. AND SUBSIDIARIES 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS  
1.   DESCRIPTION OF BUSINESS AND BASIS OF PRESENTATION 

Century  Casinos,  Inc.  (the  “Company”)  is  a  casino  entertainment  company  with  operations  primarily  in  North  America.  The 
Company’s operations as of December 31, 2020 are detailed below.  

The Company owns, operates and manages the following casinos through wholly-owned subsidiaries in North America: 

•  The Century Casino & Hotel in Central City, Colorado (“CTL”) 
•  The Century Casino & Hotel in Cripple Creek, Colorado (“CRC”) 
•  Mountaineer Casino, Racetrack & Resort in New Cumberland, West Virginia (“Mountaineer” or “MTR”) (1) 
•  The Century Casino Cape Girardeau, Missouri (“Cape Girardeau” or “CCG”) (1) 
•  The Century Casino Caruthersville, Missouri (“Caruthersville” or “CCV”) (1) 
•  The Century Casino & Hotel in Edmonton, Alberta, Canada (“Century Resorts Alberta” or “CRA”) 
•  The Century Casino St. Albert in St. Albert, Alberta, Canada (“CSA”); and 
•  Century Mile Racetrack and Casino in Edmonton, Alberta, Canada (“CMR” or “Century Mile”) 

(1)  VICI Properties Inc. (“VICI PropCo”) owns the real estate assets. 

On December 1, 2020, the Company sold the casino operations of Century Casino Calgary (“CAL”). The Company continues to 
operate Century Sports, a sports bar, bowling and entertainment facility located on the property. In addition, the Company leases 
the underlying real estate to the purchaser. See below in Note 1 for additional information about CAL. 

On  March 17,  2020,  the  Company  announced  that  it  had  permanently  closed  Century  Casino  Bath  (“CCB”).  CCB  voluntarily 
surrendered its casino gaming license on April 28, 2020 and entered into a creditors voluntary liquidation on May 6, 2020. See 
below in Note 1 for additional information about CCB. 

Mountaineer, Cape Girardeau  and  Caruthersville  (the  “Acquired  Casinos”) were  acquired  on  December 6, 2019  from Eldorado 
Resorts, Inc. (“Eldorado Resorts”) (the “Acquisition”). See Note 3 for additional information about the Acquired Casinos and the 
Acquisition. 

Century Bets!, Inc. (“CBS” or “Century Bets”) operates the pari-mutuel off-track betting network in southern Alberta, Canada. 
Prior to August 2019, the Company had a 75% controlling financial interest in CBS through its wholly-owned subsidiary Century 
Resorts  Management  GmbH  (“CRM”).  In  August  2019,  the  Company  purchased  the  remaining  25%  non-controlling  financial 
interest from Rocky Mountain Turf Club for CAD 0.2 million ($0.2 million based on the exchange rate in effect on August 5, 2019), 
resulting in CBS becoming a wholly-owned subsidiary. 

The  Company  currently  has  a  controlling  financial  interest  through  its  subsidiary  CRM  in  the  following  majority-owned 
subsidiaries: 

•  The  Company  owns  75%  of  United  Horsemen  of  Alberta  Inc.  dba  Century  Downs  Racetrack  and  Casino  (“CDR”  or 
“Century Downs”). CDR operates Century Downs Racetrack and Casino, a racing and entertainment center (“REC”) in 
Balzac, a north metropolitan area of Calgary, Alberta, Canada. CDR is consolidated as a majority-owned subsidiary for 
which the Company has a controlling financial interest. The remaining 25% is owned by unaffiliated shareholders and is 
reported as a non-controlling financial interest.  

•  The Company owns 66.6% of Casinos Poland Ltd. (“CPL” or “Casinos Poland”). As of December 31, 2020, CPL owned 
eight  casinos  throughout  Poland.  CPL  is  consolidated  as  a  majority-owned  subsidiary  for  which  the  Company  has  a 
controlling financial interest. Polish Airports Company (“Polish Airports”) owns the remaining 33.3% of CPL, which is 
reported as a non-controlling financial interest. The Company was in preliminary discussions with Totalizator Sportowy, 
Poland’s state-run gambling operator, regarding a potential sale of its interests in Casinos Poland; however, discussions 
have been suspended and may not resume. 

-F12- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Company has the following concession, management and consulting service agreements: 

•  As of December 31, 2020, the Company had a concession agreement with TUI Cruises to operate four ship-based casinos. 
The ship-based casinos are not operating due to the coronavirus (“COVID-19”) pandemic. The agreement ends in June 
2022.  

•  The Company, through its subsidiary CRM, has a 7.5% ownership interest in Mendoza Central Entretenimientos S.A, an 
Argentina company (“MCE”). In addition, CRM and MCE have entered into a consulting services agreement pursuant to 
which CRM provides advice on casino matters and receives a service fee consisting of a fixed fee plus a percentage of 
MCE’s earnings before interest, taxes, depreciation and amortization (“EBITDA”). In March 2020, the Company impaired 
the  $1.0 million  MCE  investment  and  wrote-down  a  $0.3 million  receivable  related  to  MCE  due  to  assessments  made 
related to the impact of COVID-19 on MCE. See Note 4 for additional information regarding MCE. 

•  The  Company,  through  its  subsidiary  CRM,  had  a  51%  ownership  interest  in  Golden  Hospitality  Ltd.  (“GHL”).  The 
Company sold its interest in GHL to the unaffiliated shareholders of GHL in May 2019 for a $0.7 million non-interest 
bearing promissory note. The Company recognized a loss on the sale of its investment of less than $0.1 million in general 
and administrative expenses on its consolidated statement of (loss) earnings for the year ended December 31, 2019. The 
sale of the Company’s equity interest in GHL also ended its equity interest in Minh Chau Ltd. (“MCL”). See Note 4 for 
additional information regarding GHL and MCL. 

Recent Developments Related to COVID-19 
In late 2019, an outbreak of COVID-19 was identified in China and has since spread throughout much of the world. The COVID-
19 pandemic had an adverse effect on the Company’s 2020 results of operations and financial condition, and the Company expects 
this situation will continue to have an adverse impact on its results into 2021. The duration and impact of the COVID-19 pandemic 
otherwise remains uncertain. The table below provides a summary of the time periods in which the Company closed its casinos, 
hotels and other facilities to comply with quarantines issued by governments to contain the spread of COVID-19.  

Operating Segment 

Colorado 
Missouri 
West Virginia 
Edmonton 

Calgary 

Poland 

Closure Date 
March 17 
March 17 
March 17 
March 17 
December 13 
March 17 
December 13 
March 13 
December 29 

Reopen Date 
June 15 and June 17 
June 1 
June 5 
June 13 
Currently Closed 
June 13 
Currently Closed 
May 18 
February 12, 2021 

Gaming Floor Open 
82% (1) 
94% 
85% 
71% (2) 

71% (2) 

69% (3) 

(1)  CRC’s slot floor is fully open. CTL’s slot floor is 71% open due to a county variance requiring every other machine to be 
powered off. Table games at CRC were closed from June to December 2020. Table games at CTL were closed from June to 
September 2020 and closed again in December 2020. When table games at CTL were open, there were restrictions on the 
number of gaming positions. CRC and CTL reopened table games in February 2021 with restrictions on the number of 
gaming positions. 

(2)  Percentage of the gaming floor open prior to the closure in December 2020. Prior to the second closure in December 2020, 
slot floors were open with restrictions on the number of slot machines operating. Table games were opened from September 
2020 to November 2020 with restrictions on the number of gaming positions.  

(3)  CPL’s slot floors are fully open. Table games are open with restrictions on the number of gaming positions. 

The Company’s casinos have varied their operations based on the governmental health and safety requirements in the jurisdictions 
in which they are located. These include capacity and gaming floor restrictions and limited hours of operation.  

-F13- 

 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The  Company  continues  to  monitor  its  liquidity  in  light  of  the  uncertainty  resulting  from  COVID-19.  The  Company  plans  to 
continue  to  reduce  marketing  and  operational  expenditures  where  possible.  The  Company’s  2021  planned  capital  expenditure 
projects will be evaluated throughout the year and postponed to 2022 if necessary and permitted under its agreements. In March 
2020, as a proactive measure to increase its cash position and preserve financial flexibility, the Company borrowed an additional 
$9.95 million on its revolving credit facility (the “Revolving Facility”) under its credit facility (“Macquarie Credit Agreement”) 
with Macquarie Capital (“Macquarie”) and $7.4 million on its credit agreement with UniCredit Bank Austria AG (“UniCredit”). 
The Revolving Facility was repaid in July 2020 except for a $50,000 letter of credit that the Company cash collateralized. See Note 
7  for  further  discussion  of  the  Macquarie  Credit  Agreement  and  the  UniCredit  credit  agreement,  including  discussion  of  an 
amendment to the Macquarie Credit Agreement that, among other things, waives compliance with a financial covenant under the 
Macquarie Credit Agreement.  

The Company cannot predict the negative impacts that the failure to suppress the spread of COVID-19 will have on its consumer 
demand, workforce, suppliers, contractors and other partners and whether future closures will be required. Such closures have had 
and will continue to have a material impact on the Company. While the severity and duration of such business impacts cannot 
currently be estimated, the effects of COVID-19 and the requirements of health and safety protocols are expected to continue to 
have a material impact on the Company. 

Other Developments 
Century Casino Calgary 
On August 5, 2020, the Company announced that it had entered into a definitive agreement to sell the casino operations of Century 
Casino Calgary for CAD 10.0 million ($7.5 million based on the exchange rate on August 5, 2020) plus a three year quarterly earn 
out as specified in the agreement. The Company received the CAD 10.0 million at the execution of the definitive agreement. The 
sale  transaction  closed  on  December 1,  2020.  The  Company  recognized  a  gain  on  the  sale  of  the  casino  operations  of  CAD 
8.4 million ($6.5 million based on the exchange rate in effect on December 1, 2020), after giving effect to working capital and 
other adjustments. The Company continues to operate Century Sports, a sports bar, bowling and entertainment facility, and owns 
the underlying real estate. Century Sports is included in the Canada reportable segment. In December 2020, the Company entered 
into a three year lease agreement with the purchaser of the casino operations for annual net rent of CAD 0.5 million ($0.4 million 
based on the exchange rate on December 31, 2020). In December 2020, the Company began to market the sale of the land and 
building that it owns in Calgary. The Company leases a portion of the land and building to the new owner of the casino. The sale 
is  expected  to  occur  by  the  end  of  2021.  As  of  December 31,  2020,  the  held  for  sale  assets  include  $4.7 million  in  land  and 
$3.5 million in buildings and improvements, net of accumulated depreciation.  

Century Casino Bath 
In March 2020, Century Casino Bath was closed due to COVID-19. Due to challenging conditions that included historical and 
forecast losses due to changes in the regulatory environment for casinos in England requiring enhanced due diligence of customers, 
CCB’s board of directors determined that it would enter into creditors voluntary liquidation and control of CCB was relinquished. 
Under Accounting Standards Codification (“ASC”) 810, Consolidation, specifically ASC 810-10-15, consolidation of a majority-
owned subsidiary is precluded where control does not rest with the majority owners. Accordingly, when a subsidiary is in legal 
reorganization or files for bankruptcy, it is appropriate for the parent to deconsolidate the subsidiary. The Company will not regain 
control  of  CCB  and  determined  that  it  was  appropriate  to  deconsolidate  CCB  effective  as  of  May 6,  2020.  As  a  result  of  the 
deconsolidation,  the  Company  recognized  a  gain  of  $7.4 million  in  general  and  administrative  expenses  on  its  consolidated 
statement of (loss) earnings for the year ended December 31, 2020. Prior to the deconsolidation, the Company impaired the assets 
related to CCB and wrote-down $16.5 million during the fourth quarter of 2019. 

2.   SIGNIFICANT ACCOUNTING POLICIES 

Principles of Consolidation – The accompanying consolidated financial statements include the accounts of the Company and its 
wholly-owned subsidiaries. The Company also consolidates CPL and CDR as majority owned subsidiaries for which the Company 
has a controlling interest. The portion of CPL and CDR that are not wholly-owned are reflected as non-controlling interests in the 
accompanying consolidated financial statements. All intercompany transactions and balances have been eliminated.  

Use  of  Estimates  –  The  preparation  of  financial  statements  in  conformity  with  accounting  principles  generally  accepted  in  the 
United States requires management to make estimates and assumptions that affect the reported amount of assets and liabilities, the 
disclosure  of  contingent  assets  and  liabilities  at  the  date  of  the  financial  statements,  and  the  reported  amounts  of  revenue  and 
expenses during the reporting period. Actual results could differ materially from those estimates. Management’s use of estimates 
includes estimates for property and equipment, goodwill, intangible assets and income tax.  

-F14- 

 
 
 
 
 
 
 
 
 
 
 
 
 
Reclassifications  –  Certain  prior  period  amounts  have  been  reclassified  to  conform  to  the  current  year  presentation  in  the 
consolidated financial statements and the accompanying notes thereto.  

Recently Adopted Accounting Pronouncements – The Company has recently adopted the following accounting pronouncements:  

In January 2017, the Financial Accounting Standards Board (“FASB”) issued Accounting Standards Update (“ASU”) 2017-04, 
Simplifying  the  Test  for  Goodwill  Impairment  (“ASU  2017-04”).  The  objective  of  ASU  2017-04  is  to  simplify  the  subsequent 
measurement of goodwill by entities performing their annual goodwill impairment tests by comparing the fair value of a reporting 
unit, including income tax effects from any tax-deductible goodwill, with its carrying amount and recognizing an impairment charge 
for  the  amount  by  which  the  carrying  amount  exceeds  fair  value.  ASU  2017-04  is  effective  for  fiscal  years  beginning  after 
December 15, 2019, and interim periods within those fiscal years. ASU 2017-04 should be applied on a prospective basis. The 
Company adopted ASU 2017-04 on January 1, 2020. The adoption of the standard did not have a material impact on the Company’s 
financial statements. 

In August 2018, the FASB issued ASU 2018-13, Fair Value Measurement (Topic 820) (“ASU 2018-13”). The objective of ASU 
2018-13 is to modify disclosure requirements on fair value measurements. The guidance is effective for fiscal years beginning after 
December 15, 2019, and interim periods within those fiscal years. The amendments should be adopted using the prospective method 
for certain disclosures within the guidance and retrospectively upon the effective date. The Company adopted ASU 2018-13 on 
January 1,  2020.  The  adoption  of  the  standard  did  not  have  a  material  impact  on  the  Company’s  financial  statements  or  its 
disclosures.  

In August 2018, the FASB issued ASU 2018-15, Intangibles – Goodwill and Other – Internal-Use Software (Subtopic 350-40) 
(“ASU 2018-15”). The objective of ASU 2018-15 is to align the requirements for capitalizing implementation costs incurred in a 
hosting  arrangement  that  is  a  service  contract  with  those  incurred  to  develop  or  obtain  internal-use  software.  The  guidance  is 
effective for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years. The amendments can be 
applied  either  retrospectively  or  prospectively.  The  Company  adopted  ASU  2018-15  on  January 1,  2020  using  the  prospective 
method and accounts for new contracts that are service arrangements using this guidance. The adoption of the standard did not have 
a material impact on the Company’s financial statements. 

In October 2018, the FASB issued ASU 2018-17, Targeted Improvements to Related Party Guidance for Variable Interest Entities 
(“ASU 2018-17”). The objective of ASU 2018-17 is to improve (i) the application of variable interest entity guidance to private 
companies under common control and (ii) consideration of indirect interests held through related parties under common control for 
determining whether fees paid to decision makers and service providers are variable interests. The guidance is effective for fiscal 
years beginning after December 15, 2019, and interim periods within those fiscal years. The Company adopted ASU 2018-17 on 
January 1, 2020. The adoption of the standard did not have a material impact on the Company’s financial statements. 

In October 2020, the FASB issued ASU 2020-10, Codification Improvements (“ASU 2020-10”). The objective of ASU 2020-10 is 
to ensure that all guidance that requires or provides for an option to provide information in the notes to financial statements is 
codified in the disclosure section of the codification, reducing the likelihood that a disclosure requirement is missed. ASU 2020-10 
also clarified guidance so that it is applied more consistently. The guidance is effective for fiscal years beginning after December 15, 
2020. The Company adopted ASU 2020-10 on January 1, 2020. The adoption of the standard did not have a material impact on the 
Company’s financial statements. 

Accounting Pronouncements Pending Adoption – The Company has not yet adopted the following accounting pronouncements 
as of December 31, 2020: 

In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform (Topic 848) (“ASU 2020-04”). The objective of ASU 2020-
04 is to provide optional expedients and exceptions for applying US GAAP to contracts, hedging relationships and other transactions 
that  reference  LIBOR  or  another  reference  rate  expected  to  be  discontinued  because  of  reference  rate  reform.  The  guidance  is 
effective from March 12, 2020 through December 31, 2022. The Company is evaluating the expedients and exceptions provided by 
this standard. 

In December 2019, the FASB issued ASU 2019-12, Income Taxes (Topic 740) Simplifying the Accounting for Income Taxes (“ASU 
2019-12”). The objective of ASU 2019-12 is (i) to simplify the accounting for income taxes by removing certain exceptions, (ii) to 
update certain requirements to simplify the accounting for income taxes, and (iii) to make minor codification improvements for 
income taxes. The guidance is effective for fiscal years beginning after December 15, 2020, and interim periods within those fiscal 
years. The adoption of the standard is not expected to have a material impact on the Company’s financial statements. 

-F15- 

 
 
 
 
 
 
 
 
 
 
 
 
The  Company  has  considered  all  other  recently  issued  accounting  pronouncements  and  does  not  believe  the  adoption  of  such 
pronouncements will have a material impact on its audited consolidated financial statements or notes thereto. 

Cash and Cash Equivalents – All highly liquid investments with an original maturity of three months or less are considered cash 
equivalents. 

A reconciliation of cash, cash equivalents and restricted cash as stated in the Company’s statement of cash flows is presented in the 
following table: 

Amounts in thousands 
Cash and cash equivalents 
Restricted cash included in deposits and other 
Total cash, cash equivalents, and restricted cash shown in the statement of cash 
flows 

$ 

$ 

December 31,  
2020 

December 31,  
2019 

63,413  
264  

$ 

63,677  

$ 

54,754 
886 

55,640 

For the year ended December 31, 2020, restricted cash included $0.2 million in deposits related to payments of prizes and giveaways 
for Casinos Poland and less than $0.1 million in deposits related to an insurance policy. For the year ended December 31, 2019, 
restricted cash included $0.6 million in deposits and other related to a cash guarantee for the Company’s CRM credit agreement, 
$0.3 million  in  deposits  related  to payments  of prizes  and  giveaways for  Casinos  Poland  and  less  than $0.1 million  in deposits 
related to an insurance policy. 

Concentrations of Credit Risk – Financial instruments that potentially subject the Company to significant concentrations of credit 
risk consist principally of cash and cash equivalents. Although the amount of credit exposure to any one institution may exceed 
federally insured amounts, the Company limits its cash investments to high quality financial institutions in order to minimize its 
credit risk. 

Accounts Receivable – Accounts receivables are expected to be collected within six months of the maturity date. Receivables not 
collected within that time frame are written down to the allowance for doubtful accounts and further written off after one year if not 
collected.  

Inventories – Inventories, which consist primarily of food, beverage, retail merchandise and operating supplies, are stated at the 
lower of cost or net realizable value. Cost is determined by the first-in, first-out method.  

Property and Equipment – Property and equipment are stated at cost. Costs of major improvements are capitalized, and costs of 
normal  repairs  and  maintenance  are  charged  to  expense  as  incurred.  Depreciation  of  assets  in  service  is  determined  using  the 
straight-line method over the estimated useful lives of the assets. Estimated service lives used are as follows:  

Buildings and improvements 
Gaming equipment 
Furniture and non-gaming equipment 

5 – 39 years 
3 – 7 years 
3 – 7 years 

The  Company  evaluates  long-lived  assets  for  possible  impairment  whenever  events  or  circumstances  indicate  that  the  carrying 
amount of an asset may not be recoverable. If there is an indication of impairment, determined by the excess of the carrying value 
in relation to anticipated undiscounted future cash flows, the carrying amount of the asset is written down to its estimated fair value 
by  a  charge  to  operations.  See  Note  5  for  additional  information  about  the  Company’s  property  and  equipment,  including  the 
impairment recorded in the year ended December 31, 2019.  

Goodwill – Goodwill represents the excess purchase price over the fair value of the net identifiable assets acquired related to third 
party  business  combinations.  See  Note  6  for  additional  information  about  the  Company’s  goodwill,  including  the  impairments 
recorded in the year ended December 31, 2020. 

Intangible Assets – Identifiable intangible assets include trademarks, player’s club lists and casino licenses. The Company has 
determined that the trademarks and casino licenses, with the exception of the trademark related to MTR and the casino licenses 
related to CPL, are indefinite-lived intangible assets and are therefore not amortized. The Company’s casino licenses related to 
CPL,  the  trademark  related  to  MTR  and  the  player’s  club  lists  are  finite-lived  intangible  assets  and  are  amortized  over  their 
respective useful lives. See Note 6 for additional information about the Company’s intangible assets, including the impairments 
recorded in the years ended December 31, 2020 and 2019.  

-F16- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
   
 
 
 
 
 
 
 
Financing Obligation with VICI PropCo – The Company and subsidiaries of VICI PropCo entered into a triple net lease agreement 
(the “Master Lease”) concurrently with the Acquisition. The Master Lease was evaluated as a sale-leaseback of real estate. The 
Company determined that the Master Lease did not qualify for sale-leaseback accounting and accounted for the transaction as a 
financing  obligation  based  on  the  fair  value  of  the  real  estate  assets  subject  to  the  Master  Lease  (see  Note  8).  As  a  financing 
obligation, the Company continues to reflect the real estate assets on its consolidated balance sheets as if the Company were the 
legal owner and continues to recognize depreciation expense over the estimated useful lives. The Company does not recognize rent 
expense related to these leased assets; instead, a portion of the periodic payment under the Master Lease is recognized as interest 
expense with the remainder of the payment reducing the failed sale-leaseback financing obligation using the effective interest 
method. In the initial periods, cash payments are less than the interest expense recognized in the consolidated statements of (loss) 
earnings, which causes the financing obligation to increase during the initial years of the lease term.  

Foreign Currency – The Company’s functional currency is the US dollar (“USD” or “$”). Foreign subsidiaries with a functional 
currency other than the US dollar translate assets and liabilities at current exchange rates at the end of the reporting periods, while 
income and expense accounts are translated at average exchange rates for the respective periods. The Company and its subsidiaries 
enter  into  various  transactions  made  in  currencies  different  from  their  functional  currencies.  These  transactions  are  typically 
denominated in the Canadian dollar (“CAD”), Euro (“EUR”), Polish zloty (“PLN”) and British pound (“GBP”). Gains and losses 
resulting  from  changes  in  foreign  currency  exchange  rates  related  to  these  transactions  are  included  in  non-operating  income 
(expense) as they occur.  

The exchange rates to the US dollar used to translate balances for the reported periods are as follows: 

Ending Rates 
Canadian dollar (CAD) 
Euros (EUR) 
Polish zloty (PLN) 
British pound (GBP) 

Average Rates 
Canadian dollar (CAD) 
Euros (EUR) 
Polish zloty (PLN) 
British pound (GBP) 
Source: Pacific Exchange Rate 
Service 

As of December 31,  
2020 

As of December 31,  
2019 

1.2732  
0.8157  
3.7136 
0.7325 

1.2988 
0.8906 
3.7873 
0.7563 

For the year  
ended December 31,  
2019 

2020 

1.3412 
0.8776 
3.8989 
0.7798 

1.3268 
0.8934 
3.8378 
0.7836 

2018 

2020/2019 

2019/2018 

% Change 

1.2960 
0.8473 
3.6103 
0.7497 

(1.1%)  
1.8%  
(1.6%)  
0.5%  

(2.4%) 
(5.4%) 
(6.3%) 
(4.5%) 

Comprehensive  Loss  –  Comprehensive  loss  includes  the  effect  of  fluctuations  in  foreign  currency  rates  on  the  values  of  the 
Company’s foreign investments. 

Revenue Recognition – The Company’s performance obligations related to contracts with customers consist of the following: 

Gaming 
The  majority  of  the  Company’s  revenue  is  derived  from  gaming  transactions  involving  wagers  wherein,  upon  settlement,  the 
Company either retains the customer’s wager, or returns the wager to the customer. Gaming revenue is reported as the net difference 
between wins and losses. Gaming revenue is reduced by the incremental amount of unpaid progressive jackpots in the period during 
which the jackpot increases and the dollar value of points earned through tracked play. In Canada, gaming revenue is also reduced 
by amounts retained by the Alberta Gaming, Liquor and Cannabis Commission (“AGLC”) and Horse Racing Alberta (“HRA”). 
Performance obligations are satisfied upon completion of the wager with liabilities recognized for points earned through play. The 
Company offers lines of credit to customers at select locations; the lines of credit are short-term in nature. 

-F17- 

 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Hotel accommodations and food and beverage furnished without charge, coupons and downloadable credits provided to customers 
to entice play are considered marketing incentives to induce play and are presented as a reduction to gaming revenue at their retail 
value on the date of redemption. Members of the Company’s casinos’ player clubs earn points based on, among other things, their 
volume of play at the Company’s casinos. Players can accumulate points over time that they may redeem at their discretion under 
the  terms  of  the  program.  The  value  of  the  points  is  offset  against  the  revenue  in  the  period  in  which  the  points  were  earned. 
Marketing  incentives  and  player  club  points  provided  to  gaming  customers  allocated  to  gaming  revenue  were  $30.3 million, 
$15.3 million and  $11.6 million for  the years  ended December 31, 2020,  2019  and 2018,  respectively.  The  Company  records  a 
liability based on the redemption value of the player club points earned with an estimate for breakage, and records a corresponding 
reduction  in  gaming  revenue.  The  value  of  unused  or  unredeemed  points  is  included  in  accrued  liabilities  on  the  Company’s 
consolidated balance sheets. 

Hotel, Food and Beverage, Bowling and Other Sales 
Goods and services provided include hotel room rentals, food and beverage sales, bowling lane rentals and retail sales. Revenue is 
recognized over time as specified in the contract; however, the majority of the contracts are satisfied on the same day and revenue 
is recognized on the date of the sale. Revenue that is collected before the date of sale is recorded as deferred revenue. In the normal 
course of business, the Company does not accept product returns. The Company has elected the practical expedient permitted under 
ASU 2014-09 and excludes taxes assessed by a governmental authority and collected by the Company from the transaction price. 

Pari-Mutuel 
Pari-mutuel revenue involves wagers on horse racing. The Company facilitates wagers on horse racing through live racing at the 
Company’s racetrack, off-track betting parlors at the Company’s casinos, and the operation of the northern and southern Alberta 
off-track  betting  networks.  The  Company  has  determined  that  it  is  the  principal  in  the  performance  obligations  through  which 
amounts  are wagered  on  horse  races run  at the  Company’s  racetrack. For  these performance  obligations,  the  Company records 
revenue as the commission retained on wagers with revenue recognized on the date of the wager. The Company has determined 
that it is acting as the agent for all wagers placed through the Company’s off-track betting parlors and the off-track betting network. 
For these performance obligations, the Company records pari-mutuel revenue as the commission retained on wagers less the expense 
for host fees to the host racetrack with revenue recognized on the date of the wager. Expenses related to licenses and HRA levies 
are  expensed  in  the  same  month  as  revenue  is  recognized.  The  Company  takes  future  bets  for  the  Kentucky  Derby  only  and 
recognizes wagers on the Kentucky Derby as deferred revenue.  

Sports Betting 
Sports betting revenue involves wagers on sporting events. The Company has partnered with sports betting operators at its Colorado 
and West Virginia casinos. The Company receives a share of net gaming revenue and a minimum revenue guarantee each year from 
the sports betting operators. 

Management and Consulting Fees 
Revenue from the Company’s consulting services agreement with MCE is recorded monthly as services are provided. Payments are 
typically due within 30 days of the month to which the services relate. The agreed upon price in the contract does not contain 
variable consideration. The Company did not incur any costs to obtain its current agreements with MCE.  

Promotional Allowances –The Company issues coupons and downloadable promotional credits to customers for the purpose of 
generating future revenue. The value of coupons and downloadable promotional credits redeemed is applied against the revenue 
generated  on  the  day  of  the  redemption.  For  the  years  ended  December 31,  2020,  2019,  and  2018,  the  estimated  direct  cost  of 
providing promotional allowances were as follows: 

Amounts in thousands 
Hotel 
Food and beverage 

For the year  
ended December 31,  
2019 

2020 

 $ 

 $ 

248 
1,775 
2,023 

 $ 

 $ 

77   $ 

1,472  
1,549   $ 

2018 

49 
1,159 
1,208 

-F18- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
Loyalty Programs - Members of the Company’s casinos’ player clubs earn points based on, among other things, their volume of 
play at the Company’s casinos. Players can accumulate points over time that they may redeem at their discretion under the terms of 
the program. The Company records a liability based on the redemption value of the points earned, and records a corresponding 
reduction in casino revenue. Points can be redeemed for cash, downloadable promotional credits and/or various amenities at the 
casino, such as meals, hotel stays and gift shop items. The value of the points is offset against the revenue in the period in which 
the points were earned. The value of unused or unredeemed points is reduced by points not expected to be redeemed (breakage) and 
included  in  accrued  liabilities  on  the  Company’s  consolidated  balance  sheets.  The  outstanding  balance  of  this  liability  on  the 
Company’s consolidated balance sheet was $1.0 million as of December 31, 2020 and $1.4 million as of December 31, 2019.  

Stock-Based Compensation – Stock-based compensation expense is measured at the grant date based on the fair value of the award 
and is recognized as expense over the vesting period. The Company accounts for forfeitures as they occur. The Company uses the 
Black-Scholes  option  pricing  model  for  all  non-performance  option  grants  and  the  Monte  Carlo  option  pricing  model  for  all 
performance stock unit grants related to total shareholder return to determine the fair value of all such grants. See Note 13. 

Advertising  Costs  –  Advertising  costs  are  expensed  when  incurred  by  the  Company.  Advertising  costs  were  $2.6 million, 
$3.4 million  and  $2.2 million  in  the  years ended  December 31, 2020, 2019  and 2018,  respectively, and  are  included  in gaming 
expenses on the Company’s consolidated statement of (loss) earnings.  

Income Taxes – The Company accounts for income taxes using the asset and liability method, which provides that deferred tax 
assets and liabilities are recorded based on the difference between the tax bases of assets and liabilities and their carrying amounts 
for financial reporting purposes, at a rate expected to be in effect when the differences become deductible or payable. Recorded 
deferred tax assets are evaluated for impairment by reviewing internal estimates for future taxable income.  

Earnings Per Share – The calculation of basic earnings per share considers the weighted average outstanding common shares in 
the computation. The calculation of diluted earnings per share also gives effect to all potentially dilutive securities. The calculation 
of diluted earnings per share is based upon the weighted average number of common shares outstanding during the period, plus, if 
dilutive, the assumed exercise of stock options using the treasury stock method. Weighted average shares outstanding for the years 
ended December 31, 2020, 2019 and 2018 were as follows: 

Amounts in thousands 
Weighted average common shares, basic  
Dilutive effect of stock options  
Weighted average common shares, diluted  

For the year  
ended December 31,  
2019 

2020 

29,559  
 —  
29,559  

29,452  
 —  
29,452  

2018 

29,401 
561 
29,962 

The following stock options are anti-dilutive and have not been included in the weighted-average shares outstanding calculation: 

Amounts in thousands 
Stock options  

For the year  
ended December 31,  
2019 

2020 

 1,272  

 1,630  

2018 

 69 

Business Combinations – In accordance with ASC 805, “Business Combinations” (“ASC 805”), acquisitions are recorded using 
the acquisition method of accounting. The Company includes the operating results of acquired entities from their date of acquisition. 
The Company recognizes and measures the identifiable assets acquired, liabilities assumed and any non-controlling interest as of 
the acquisition date fair value. The excess, if any, of total consideration transferred in a business combination over the fair value of 
identifiable assets acquired, liabilities assumed and any non-controlling interest is recognized as goodwill. Determining the fair 
value of assets acquired and liabilities assumed requires management judgement, the utilization of independent valuation experts 
and often involves the use of significant estimates and assumptions with respect to timing and amounts of future cash flows, discount 
rates, market prices and asset lives, among other things. Costs incurred as a result of a business combination other than costs related 
to the issuance of debt or equity securities are recorded in the period the costs are incurred. 

-F19- 

 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Government Wage Subsidies – In April 2020, the Canadian government enacted the Canada Emergency Wage Subsidy as a result 
of  COVID-19  to  help  employers  offset  a  portion  of  their  employee  wages  for  a  limited  period.  The  Company  elected  to  treat 
qualified  government  subsidies  for  the  Canada  segment  as  offsets  to  the  related  operating  expenses.  During  the  year  ended 
December 31, 2020, qualified payroll credits reduced the Canada segment’s operating expenses by CAD 7.4 million ($5.5 million 
based on the exchange rate in effect on December 31, 2020). Wage credits and subsidies were also offered by the US and Polish 
governments but were immaterial. 

3.  ACQUISITIONS 

On December 6, 2019, the Company completed the Acquisition of the operations of the Acquired Casinos from Eldorado Resorts. 
Immediately prior to the Acquisition, the real estate assets underlying the Acquired Casinos were sold to an affiliate of VICI PropCo. 
On the closing date, certain subsidiaries of the Company and subsidiaries of VICI PropCo entered into a triple net lease agreement 
(the “Master Lease”) for the three Acquired Casino properties. The Master Lease has an initial term of 15 years, with four five year 
renewal options. The Master Lease was evaluated as a sale-leaseback of real estate. The Company determined that the Master Lease 
did not qualify for sale-leaseback accounting and accounted for the transaction as a financing obligation. See Note 8 for additional 
information about the Master Lease. 

The Company paid for the Acquisition using a portion of the $180.0 million credit facility from Macquarie (see Note 7). The total 
consideration of $389.6 million (the “Purchase Price”) for the Acquisition was paid through the Macquarie Credit Agreement and 
by VICI PropCo in connection with its purchase of the real estate assets underlying the Acquired Casinos.  

In connection with the Acquisition, the Company made an initial payment to the seller of $110.7 million on December 6, 2019. 
This amount included a base price of $107.2 million plus an adjustment based on the estimated working capital of the acquired 
entities at closing. The Company paid $1.2 million on May 22, 2020 related to the working capital adjustment. 

As of December 6, 2019, the Company began consolidating the Acquired Casinos as wholly-owned subsidiaries. CCG contributed 
$49.5 million  in  net  operating  revenue  and  ($22.8) million  in  net  losses  attributable  to  Century  Casinos,  Inc.  shareholders, 
respectively, for the year ended December 31, 2020 and $4.6 million in net operating revenue and $0.6 million in net earnings 
attributable to Century Casinos, Inc. shareholders for the year ended December 31, 2019. CCV contributed $30.0 million in net 
operating revenue and ($8.5) million in net losses attributable to Century Casinos, Inc. shareholders, respectively, for the year 
ended  December 31,  2020  and  $2.8 million  in  net  operating  revenue  and  $0.4 million  in  net  earnings  attributable  to  Century 
Casinos, Inc. shareholders for the year ended December 31, 2019. MTR contributed $90.2 million in net operating revenue and 
($5.9) million in net losses attributable to Century Casinos, Inc. shareholders, respectively, for the year ended December 31, 2020 
and $8.7 million in net operating revenue and $0.4 million in net earnings attributable to Century Casinos, Inc. shareholders for 
the year ended December 31, 2019. 

The  Company  accounted  for  the Acquisition  as  a  business  combination,  and accordingly,  the  acquired  assets of $379.8 million 
(including $13.9 million in cash and restricted cash) and liabilities of $287.9 million were included in the Company’s consolidated 
balance sheet at December 6, 2019. The Acquisition leverages the Company’s management specialties and expertise in the gaming 
industry,  expands  the  Company’s  casino  offerings  into  each  of  the  three  new  markets  and  creates  operational  synergies.  The 
Acquisition generated $19.8 million of tax deductible goodwill for the Company’s United States segment attributable to the business 
expansion opportunity for the Company (see Note 5). 

The fair value of the assets acquired and liabilities assumed (excluding cash and restricted cash received) was determined to be 
$97.8 million.  The  fair  values  of  the  acquired  tangible  and  intangible  assets  were  determined  using  variations  of  the  income, 
market and cost approaches, including the following methods which the Company considered appropriate: 

•  multi-period excess earnings method; 
• 
• 
• 
• 
• 

cost method; 
capitalized cash flow method; 
relief from royalty method; 
discounted cash flow method; and 
direct market value approach. 

Both the income and market approach valuation methodologies used for the identifiable net assets acquired in the Acquisition used 
Level 3 inputs. 

-F20- 

 
 
 
 
 
 
 
 
 
 
 
 
Trade receivables and payables, inventory and other current and noncurrent assets and liabilities were valued at the existing carrying 
values  as  they  represented  a  reasonable  approximation  of  the  fair  value  of  those  items  at  the  Acquisition  date,  based  on 
management’s judgment and estimates. 

The personal property  components of  the  fixed  assets  were  primarily  valued utilizing  the  market  and  cost  approaches.  Certain 
personal property with an active and identifiable secondary market value was valued using the market approach. This property 
included, but was not limited to, certain gaming/slot equipment, information and technology equipment and vehicles. The cost 
approach was utilized to value all other personal property.   

The cost approach estimates fair value as the current cost of replacing or reproducing the utility of an asset, or group of assets and 
adjusting it for any depreciation resulting from one or more of the following: physical deterioration, functional obsolescence, and/or 
economic obsolescence.  

The real estate assets that were sold to VICI PropCo subsidiaries and leased back by the Company were first adjusted to fair value 
concurrently with the Acquisition. The fair value of the properties was determined utilizing the direct capitalization method of the 
income approach. The fair value of the acquired real estate assets was determined to be $277.8 million. 

The income approach incorporates all tangible and intangible property and served as a ceiling for the fair values of the acquired 
assets of the ongoing business enterprise, while still taking into account the premise of highest and best use.  

The  fair  value  of  the  gaming  licenses  was  determined  using  the  multi-period  excess  earnings  methodology  (“MPEEM”).  The 
MPEEM is a variation of the income approach that allocates projected cash flows of the business to the gaming license intangible, 
including charges for contributory assets that, in addition to the gaming licenses, are required to generate the operating cash flows. 
The contributory assets of each reporting unit included working capital, real estate, fixed assets and other intangible assets. This 
methodology was considered appropriate as the gaming licenses are considered the primary intangible asset of the acquired entities 
and the licenses are linked to each respective facility.  Under the respective state’s gaming legislation, the property-specific licenses 
can only be acquired if a theoretical buyer were to acquire each existing facility. The existing licenses could not be acquired and 
used for a different facility. The properties’ estimated future cash flows were the primary assumption in the respective valuations. 
Cash  flow  estimates  included  net  gaming  revenue,  gaming  operating  expenses,  general  and  administrative  expenses,  and  tax 
expense.  

The fair value of the customer relationships from the player’s club lists was determined using the incremental cash flow method 
under the income approach. The incremental cash flow method is used to estimate the fair value of an intangible asset based on a 
residual cash flow notion. This method measures the benefits (e.g., cash flows) derived from ownership of an acquired intangible 
asset as if it were in place, as compared to the acquirer’s expected cash flows as if the intangible asset were not in place (i.e., with-
and-without).  The present value difference in the two cash flow streams is ascribable to the intangible asset. The Company has 
assigned  a  seven  year  useful  life  to  the  player  loyalty  programs  based  on  estimated  revenue  attrition  among  the  player’s  club 
members, based on each property’s historical operations as estimated by management. 

The fair value of the trade names was determined using the relief from royalty method. The relief from royalty method 
presumes that, without ownership of the asset, the Company would have to make a stream of payments to a brand or franchise 
owner in return for the right to use their name. By virtue of this asset, the Company avoids any such payments and records 
the related intangible value of the trade name. The primary assumptions in the valuation included projected revenue, a pre-
tax royalty rate, the trade name’s useful life, and tax expense. The Company has assigned the Mountaineer trade name a 10 
year useful life after considering, among other things, the expected use of the asset, the expected useful life of other related 
assets  or  asset  groups,  any  legal,  regulatory,  or  contractual  provisions  that  may  limit  the  useful  life,  the  effects  of 
obsolescence, demand and other economic factors, and the maintenance expenditures required to promote and support the 
trade name.   

-F21- 

 
 
 
 
 
 
 
 
 
 
The Company has assigned an indefinite useful life to the gaming licenses, in accordance with its review of the applicable guidance 
of ASC Topic 350, Intangibles-Goodwill and Other (“ASC 350”). The standard requires the Company to consider, among other 
things,  the  expected  use  of  the  asset,  the  expected  useful  life  of  other  related  assets  or  asset  groups,  any  legal,  regulatory,  or 
contractual provisions that may limit the useful life, the Company’s own historical experience in renewing similar arrangements, 
the effects of obsolescence, demand and other economic factors, and the maintenance expenditures required to obtain the expected 
cash flows.  In that analysis, the Company determined that no legal, regulatory, contractual, competitive, economic or other factors 
limit the useful lives of these intangible assets. The Acquired Casinos currently have licenses in Missouri and West Virginia.  The 
renewal of each state’s gaming license depends on a number of factors, including payment of certain fees and taxes, providing 
certain  information  to  the  state’s  gaming  regulator,  and  meeting  certain  inspection  requirements.  However,  the  Company’s 
historical experience has not indicated, nor does the Company expect, any limitations regarding its ability to continue to renew 
each  license.  No  other  competitive,  contractual,  or  economic  factor  limits  the  useful  lives  of  these  assets.  Accordingly,  the 
Company has concluded that the useful lives of these licenses are indefinite. 

Details  of  the Acquisition  in  the  table  below  are  based  on  the fair values of  assets  and  liabilities  as of December 6, 2019.  The 
Acquisition was accounted for using the acquisition method of accounting. The measurement period to make any adjustment to the 
fair value of the assets and liabilities recognized as a result of the Acquisition ended on December 6, 2020, one year after the date 
of the Acquisition. The Company adjusted the goodwill recognized as a result of the Acquisition due to changes in the working 
capital estimates made during the year ended December 31, 2020.  

Amounts in thousands 
Cash 
Receivables 
Prepaid expenses 
Inventories 
Property and equipment 
Property subject to financing obligation 
Leased right-of-use assets 
Casino licenses 
Players club lists 
Trademarks 
Deposits and other 
Accounts payable 
Accrued liabilities 
Accrued payroll 
Operating lease liabilities 
Financing obligation to VICI Properties, Inc. subsidiaries (1) 
Net identifiable assets acquired 
Add: Goodwill 
Net assets acquired 

(1)  See Note 8 for additional information about the Master Lease. 

The following table details the purchase consideration net cash outflow. 

Amounts in thousands 
Outflow of cash to acquire subsidiaries, net of cash acquired 
Cash consideration 
Less: cash and restricted cash balances acquired 
Net cash used in investing activities 

  $ 

  $ 

  $ 

  $ 

 13,688 
 3,400 
 2,949 
 1,047 
 28,824 
 277,800 
 127 
 28,922 
 20,373 
 2,368 
 329 
 (690) 
 (6,299) 
 (2,969) 
 (127) 
 (277,800) 
91,942 
19,786 
111,728 

 111,728 
 (13,942) 
 97,786 

Acquisition-related costs 
The Company incurred acquisition costs of approximately $0.3 million and $5.4 million for the years ended December 31, 2020 
and 2019, respectively, in connection with the Acquisition. These costs include investment banking, legal and accounting fees and 
have been recorded as general and administrative expenses in the Corporate and Other segment. 

-F22- 

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Ancillary Agreements  
In connection with the Acquisition, the Company and the sellers entered into a transition services agreement, under which the sellers 
agreed to provide the Company with certain transitional services following the Acquisition. The agreement compensated the sellers 
for services following the Acquisition as performed by employees at stated hourly rates. Fees incurred under the agreement recorded 
as general and administrative expenses in the Corporate and Other segment amounted to $0.4 million and less than $0.1 million 
during  the  years  ended December 31,  2020  and  2019,  respectively,  and in  the United States  segment  amounted  to $0.2 million 
during the year ended December 31, 2020. The Company does not anticipate any additional transitional services will be provided 
by the sellers. 

Acquisition-Related Contingencies 
Each of the acquired entities is a party to various legal and administrative proceedings, which have arisen in the normal course of 
business and relate to underlying events that occurred on or before December 6, 2019. Estimated losses have been accrued as of the 
Acquisition date for these proceedings in accordance with ASC Topic 450, Contingencies (“ASC 450”), which requires that an 
amount be accrued if the loss is probable and can be estimated. The current liability for the estimated losses associated with these 
proceedings is not material to the Company’s consolidated financial condition, and those estimated losses are not expected to have 
a material impact on its results of operations. However, such proceedings can be costly, time consuming and unpredictable and, 
therefore,  no  assurance  can  be  given  that  the  final  outcome  of  such  proceedings  may  not  materially  impact  the  Company’s 
consolidated  financial  condition  or  results  of  operations.  The  Company  accrued  $0.6 million  related  to  these  contingencies  to 
accrued liabilities on its consolidated balance sheet as of December 31, 2020.  

Pro forma results (Unaudited) 
The following table provides unaudited pro forma information of the Company as if the Acquisition had occurred at the beginning 
of the earliest comparable period presented. The unaudited pro forma financial results include adjustments for transaction-related 
costs that are directly attributable to the Acquisition for the years ended December 31, 2019 and December 31, 2018 including (i) 
removal of acquisition costs reported by the Company, (ii) pro forma adjustments to record the removal of interest expense related 
to the BMO Credit Agreement (as defined below), (iii) pro forma adjustments to record interest expense related to the Macquarie 
Credit Agreement and Master Lease, (iv) pro forma adjustments to record depreciation for assets acquired in the Acquisition, and 
(v) an estimated tax impact. This pro forma information is not necessarily indicative of the combined results of operations that 
actually would have been realized had the Acquisition been consummated during the periods for which the pro forma information 
is presented, or of future results. For the purposes of this table, financial information has been provided through December 31, 2019 
for the Acquired Casinos and the Company. 

Amounts in thousands, except for per share information 
Net operating revenue 
Net  (loss)  earnings  attributable  to  Century  Casinos,  Inc. 
shareholders 
Basic and diluted (loss) earnings per share 

  $ 

  $ 
  $ 

For the year ended 
December 31, 2019 

For the year ended 
December 31, 2018 

 422,716   $ 

 (13,588)   $ 
 (0.46)   $ 

 388,102 

 2,268 
 0.06 

4.    INVESTMENTS 

Cost Investment 
Mendoza Central Entretenimientos S.A. 
In October 2014, CRM entered into an agreement (the “MCE Agreement”) with Gambling and Entertainment LLC and its affiliates, 
pursuant to which CRM purchased 7.5% of the shares of MCE, a company formed in Argentina, for $1.0 million. Pursuant to the 
MCE Agreement, CRM is working with MCE to utilize MCE’s exclusive concession agreement with Instituto Provincial de Juegos 
y Casinos to lease slot machines and provide related services to Casino de Mendoza, a casino located in Mendoza, Argentina that 
is  owned  by  the  Province  of  Mendoza.  MCE  may  also  pursue  other  gaming  opportunities.  Under  the  MCE  Agreement,  CRM 
appointed one director to MCE’s board of directors.  

In March 2020, the Company assessed the MCE investment due to COVID-19. Casino de Mendoza, MCE’s only customer, was 
temporarily closed in March 2020. The investment was valued using the following approaches: (i) income approach utilizing the 
business  enterprise  value  which  resulted  in  no  value,  and  (ii)  a  value  in  exchange  basis  which  resulted  in  no  value  due  to  the 
circumstances of COVID-19. The Company charged $1.0 million to impairment – intangible and tangible assets in the Corporate 
and Other segment on the Company’s consolidated statement of (loss) earnings for the year ended December 31, 2020. Casino de 
Mendoza has not yet reopened.  
Equity Investment 
Minh Chau Ltd. 

-F23- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
In April 2018, CRM acquired a 51% ownership interest in GHL for $0.6 million. GHL entered into an agreement with MCL and 
its owners, pursuant to which GHL agreed to purchase up to a total of 51% of MCL over a three year period for approximately 
$3.6 million. GHL had the option to purchase an additional 19% ownership interest in MCL for a total of 70% of MCL under certain 
conditions. As of May 2019, GHL had paid $0.6 million for a total ownership interest in MCL of 9.21%. GHL and MCL also 
entered into a management agreement, which provided that GHL would manage the operations at MCL’s hotel and international 
entertainment and gaming club in exchange for receiving a portion of MCL’s net profit. The Company accounted for GHL’s interest 
in  MCL  as  an  equity  investment.  The  Company  excluded  the  presentation  of  MCL’s  stand-alone  financial  information  after  it 
determined that it is not significant compared to the Company’s consolidated results.  

In May 2019, the Company sold its ownership interest in GHL to the unaffiliated shareholders of GHL for a $0.7 million non-
interest bearing promissory note. The Company derecognized the equity investment in MCL on its consolidated balance sheets as 
a result of the sale and is no longer a party to the agreements between GHL and MCL.  

5.   PROPERTY AND EQUIPMENT 

Property and equipment at December 31, 2020 and 2019 consisted of the following:  

Amounts in thousands 
Land 
Buildings and improvements 
Gaming equipment 
Furniture and non-gaming equipment 
Property  and  equipment  held  under  finance 
leases (Note 10) 
Capital projects in process 

  $ 

Less: accumulated depreciation 
Less: held for sale assets 
Property and equipment, net 

  $ 

  $ 

December 31, 

2020 

2019 

49,928   $ 

448,574  
40,062  
44,817  

552  
855  
584,788   $ 
(91,269)  
(8,271)  
485,248   $ 

49,369 
450,549 
38,016 
42,162 

731 
2,065 
582,892 
(78,959) 
— 
503,933 

Depreciation expense was $22.9 million, $10.1 million and $9.0 million for the years ended December 31, 2020, 2019 and 2018, 
respectively. 

During the year ended December 31, 2019, the Company wrote down the leasehold improvements and other assets at CCB based 
on the losses incurred by the casino since operations began and future forecasts of continued losses due to the current regulatory 
environment  for  casinos  in England.  The assets  were valued using  the  following  approaches:  (i)  income  approach  utilizing  the 
business enterprise value which resulted in negative value, and (ii) a value in exchange basis which resulted in no value for the 
assets due to the market for gaming in the United Kingdom. As a result of the valuation, the Company charged $8.0 million to 
impairment – intangible and tangible assets in the Corporate and Other segment on the Company’s consolidated statement of (loss) 
earnings  for  the  year  ended  December 31,  2019.  No  long-lived  asset  impairment  charges  were  recorded  for  the  years  ended 
December 31, 2020 and 2018. 

In December 2020, the Company began to market the sale of the land and building that it owns in Calgary, Alberta, Canada. The 
Company currently operates Century Sports from this location and leases a portion of the land and building. The sale is expected to 
occur by the end of 2021. The held for sale assets include $4.7 million in land and $3.5 million in building and improvements, net 
of accumulated depreciation. 

-F24- 

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
6.   GOODWILL AND INTANGIBLE ASSETS 

Goodwill represents the future economic benefits of a business combination to the extent that the purchase price exceeds the fair 
value of the net identified tangible and intangible assets acquired and liabilities assumed. The Company determines the estimated 
fair  value of  the  net  identified  tangible  and  intangible  assets  acquired  and  liabilities  assumed  after review  and  consideration  of 
relevant information including discounted cash flows, quoted market prices, and estimates made by management.  

The  Company  tests  goodwill  for  impairment  as  of  October 1  each  year,  or  more  frequently  as  circumstances  indicate  it  is 
necessary. Testing compares the estimated fair values of the reporting units to the reporting units’ carrying values. The reportable 
segments with goodwill balances as of December 31, 2020 included Canada and Poland. For the quantitative goodwill impairment 
test, the current fair value of each reporting unit with goodwill balances is estimated using a combination of (i) the income approach 
using the discounted cash flow method for projected revenue, EBITDA and working capital, (ii) the market approach observing the 
price at which comparable companies or shares of comparable companies are bought or sold, and (iii) fair value measurements 
using either quoted market price or an estimate of fair value using a present value technique. The cost approach, estimating the cost 
of  reproduction  or  replacement  of  an  asset,  was  considered  but  not  used  because  it  does  not  adequately  capture  an  operating 
company’s intangible value. If the carrying value of a reporting unit exceeds its estimated fair value, the Company will recognize 
an impairment for the amount by which the carrying value exceeds the reporting unit’s fair value. 

The Company tests its indefinite-lived intangible assets as of October 1 each year, or more frequently as circumstances indicate it 
is  necessary.  The  fair  value  is  determined  primarily  using  the  MPEEM  and  the  relief  from  royalty  method  under  the  income 
approach.  

During the first quarter of 2020, as a result of the COVID-19 pandemic and associated closure of its casinos, the Company concluded 
these  triggering  events  could  indicate  possible  impairment  of  its  goodwill  and  indefinite-lived  intangible  assets.  The  Company 
performed a quantitative and qualitative impairment analysis and determined that goodwill and casino licenses related to certain 
reporting  units  were  impaired.  During  the  second  quarter  of  2020,  the  Company  paid  an  additional  $1.2 million  related  to  the 
working capital adjustment for the Acquisition that resulted in additional goodwill. This amount was subsequently impaired in the 
same period. The Company recorded $34.1 million to impairment – intangible and tangible assets on its consolidated statement of 
(loss)  earnings  for  the  year  ended  December 31,  2020  related  to  the  impairment  of  its  goodwill  and  casino  licenses  for  certain 
reporting units. The impairment analysis required management to make estimates about future operating results, valuation multiples 
and  discount  rates  and  assumptions  based  on  historical  data  and  consideration  of  future  market  conditions.  Changes  in  the 
assumptions can materially affect these estimates. Given the uncertainty inherent in any projection, heightened by the possibility of 
additional effects of COVID-19, actual results may differ from the estimates and assumptions used, or conditions may change, 
which could result in additional impairment charges in the future. Such impairments could be material. 

The Company impaired the casino license at Century Casino Bath in December 2019 based on the losses incurred by the casino 
since operations began and future forecasts of continued losses due to the regulatory environment for casinos in England. As a 
result, the Company impaired $1.2 million related to the CCB license and recorded it to impairment – intangible and tangible assets 
in the Corporate and Other segment on the Company’s consolidated statement of (loss) earnings for the year ended December 31, 
2019. 

-F25- 

 
 
 
 
 
 
 
 
 
Goodwill 
Changes in the carrying value of goodwill related to the United States, Canada and Poland segments are as follows: 

United States 

Canada 

Poland 

Total 

  $ 

—   $ 

Amounts in thousands 
Gross carrying value January 1, 2019 
Acquisitions 
Currency translation 
Gross carrying value December 31, 2019 
Acquisitions 
Currency translation 
Gross carrying value December 31, 2020 

Accumulated  impairment  losses  January 1, 
2019 
Impairments 
Accumulated 
December 31, 2019 
Impairments 
Accumulated 
December 31, 2020 

impairment 

impairment 

losses 

losses 

18,629  
—  
18,629  
1,157  
—  
19,786  

—  
—  

—  
(19,786)  

(19,786)  

7,188   $ 
—  
362  
7,550  
—  
(165)  
7,385  

—  
—  

—  
(3,375)  

(3,375)  

6,805   $ 
—  
(48)  
6,757  
—  
134  
6,891  

—  
—  

—  
—  

—  

Net carrying value at December 31, 2019 
Net carrying value at December 31, 2020 

  $ 
  $ 

18,629   $ 
—   $ 

7,550   $ 
4,010   $ 

6,757   $ 
6,891   $ 

Intangible Assets 
Intangible assets at December 31, 2020 and 2019 consisted of the following: 

13,993 
18,629 
314 
32,936 
1,157 
(31) 
34,062 

— 
— 

— 
(23,161) 

(23,161) 

32,936 
10,901 

Amounts in thousands 
Finite-lived  

Casino licenses 
Less: accumulated amortization 

Trademarks 
Less: accumulated amortization 

Players club lists 
Less: accumulated amortization 

Total finite-lived intangible assets, net 

Indefinite-lived 
Casino licenses 
Trademarks 

Total indefinite-lived intangible assets 

Total intangible assets, net 

December 31,  

2020 

December 31,  

2019 

 3,019  
 (1,404)  
 1,615  
 2,368  
 (257)  
 2,111  
 20,373  
 (3,153)  
 17,220  
 20,946  

 30,061  
 1,751  
 31,812  
 52,758  

$ 

$ 

 2,960 
 (882) 
 2,078 
2,368 
(19) 
2,349 
20,373 
(240) 
20,133 
 24,560 

 40,782 
 1,719 
 42,501 
 67,061 

$ 

$ 

Trademarks 
The Company currently owns three trademarks, the Century Casinos trademark, the Mountaineer trademark and the Casinos Poland 
trademark, which are reported as intangible assets on the Company’s consolidated balance sheets.  

-F26- 

 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Trademarks: Finite-Lived 
The Company has determined that the Mountaineer trademark, reported in the United States segment, has a useful life of ten years 
after considering, among other things, the expected use of the asset, the expected useful life of other related assets or asset groups, 
any legal, regulatory, or contractual provisions that may limit the useful life, the effects of obsolescence, demand and other economic 
factors, and the maintenance expenditures required to promote and support the trade name. The trademark will be amortized over 
its useful life. Costs incurred to renew trademarks that are indefinite-lived are expensed over the renewal period to general and 
administrative  expenses  on  the  Company’s  consolidated  statement  of  (loss)  earnings.  Changes  in  the  carrying  amount  of  the 
Mountaineer trademark are as follows: 

Amounts in thousands 
United States 

Amounts in thousands 
United States 

Balance at  
January 1, 2020   

Acquisition 

Amortization 

Balance at  
December 31, 
2020 

  $ 

2,349   $ 

—   $ 

(238)   $ 

2,111 

Balance at 
January 1, 2019   

Acquisition 

Amortization 

Balance at 
December 31, 
2019 

  $ 

—   $ 

2,368   $ 

(19)   $ 

2,349 

As of December 31, 2020, estimated amortization expense for the Mountaineer trademark over the next five years was as follows: 

Amounts in thousands 
2021 
2022 
2023 
2024 
2025 
Thereafter 

$ 

$ 

 237 
 237 
 237 
 237 
 237 
 926 
 2,111 

The weighted-average amortization period of the Mountaineer trademark is 8.9 years. 

Trademarks: Indefinite-Lived 
The Company has determined the Casinos Poland trademark, reported in the Poland segment, and the Century Casinos trademark, 
reported  in  the  Corporate  and  Other  segment,  have  indefinite  useful  lives  and  therefore  the  Company  does  not  amortize  these 
trademarks.  Costs  incurred  to  renew  trademarks  that  are  indefinite-lived  are  expensed  over  the  renewal  period  as  general  and 
administrative  expenses  on  the  Company’s  consolidated  statement  of  (loss)  earnings.  Changes  in  the  carrying  amount  of  the 
indefinite-lived trademarks are as follows:  

Amounts in thousands 
Poland 
Corporate and Other 

Amounts in thousands 
Poland 
Corporate and Other 

Balance at 
January 1, 2020 

  Currency translation  

1,611   $ 
108  
1,719   $ 

32   $ 
—  
32   $ 

Balance at 
January 1, 2019 

  Currency translation  

1,622   $ 
108  
1,730   $ 

(11)   $ 
—  
(11)   $ 

Balance at  
December 31, 2020 
1,643 
108 
1,751 

Balance at  
December 31, 2019 
1,611 
108 
1,719 

  $ 

  $ 

  $ 

  $ 

-F27- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Casino Licenses: Finite-Lived 
As of December 31, 2020, Casinos Poland had eight casino licenses, each with an original term of six years, which are reported as 
finite-lived intangible assets and are amortized over their respective useful lives. Changes in the carrying amount of the Casinos 
Poland licenses are as follows:  

Amounts in thousands 
Poland 

Amounts in thousands 
Poland 

Balance at 
January 1, 
2020 

New Casino 
License 

  $ 

2,078   $ 

    Amortization     
(481)   $ 

—   $ 

Balance at 
January 1, 
2019 

New Casino 
License 

  $ 

2,175   $ 

    Amortization     
(482)   $ 

412   $ 

Currency 
translation 

Balance at  
December 31, 
2020 

18   $ 

1,615 

Currency 
translation 

Balance at 
December 31, 
2019 

(27)   $ 

2,078 

As of December 31, 2020, estimated amortization expense for the Casinos Poland casino licenses over the next five years was as 
follows:  

Amounts in thousands 
2021 
2022 
2023 
2024 
2025 
Thereafter 

$ 

$ 

504 
490 
420 
172 
29 
— 
1,615 

These estimates do not reflect the impact of future foreign exchange rate changes or the continuation of the licenses following their 
expiration.  The  weighted  average  period  before  the  next  license  expiration  is  3.1  years.  In  Poland,  gaming  licenses  are  not 
renewable. Once a gaming license has expired, any gaming company can apply for the license.  

Casino Licenses: Indefinite-Lived 
The Company has determined that the casino licenses held in the United States segment from the Missouri Gaming Commission 
and the West Virginia Lottery Commission and held in the Canada segment from the AGLC and the HRA are indefinite-lived. 
Costs  incurred  to  renew  licenses  that  are  indefinite-lived  are  expensed  over  the  renewal  period  to  general  and  administrative 
expenses on the Company’s consolidated statement of (loss) earnings. Changes in the carrying amount of the licenses are as follows: 

Amounts in thousands 
United States 
Canada 

Amounts in thousands 
United States 
Canada 
Corporate and Other 

Balance at 
January 1, 
2020 

    Acquisition 

28,922   $ 
11,860    
40,782   $ 

—   $ 
—    
—   $ 

Balance at 
January 1, 
2019 

    Acquisition 

—   $ 
11,292    
1,161    
12,453   $ 

28,922   $ 
—    
—    
28,922   $ 

  $ 

  $ 

  $ 

  $ 

Impairment     
(10,960)   $ 
—    
(10,960)   $ 

Currency 
translation 

—   $ 
239    
239   $ 

Impairment     
—   $ 
—    
(1,190)    
(1,190)   $ 

Currency 
translation 

—   $ 
568    
29    
597   $ 

Balance at  
December 31, 
2020 

17,962 
12,099 
30,061 

Balance at 
December 31, 
2019 

28,922 
11,860 
— 
40,782 

-F28- 

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
     
     
     
     
     
   
   
   
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
     
     
     
     
 
 
   
   
 
 
 
 
 
  
 
 
Player’s Club Lists 
The Company has determined that the player’s club lists, reported in the United States segment, have a useful life of seven years 
based on estimated revenue attrition among the player’s club members as estimated by management over each property’s historical 
operations as estimated by management. The player’s club lists will be amortized over their useful lives. Changes in the carrying 
amount of the player’s club lists are as follows: 

Amounts in thousands 
United States 

Amounts in thousands 
United States 

Balance at  
January 1, 2020   

Acquisition 

Amortization 

Balance at  
December 31, 
2020 

  $ 

20,133   $ 

—   $ 

(2,913)   $ 

17,220 

Balance at 
January 1, 2019   

Acquisition 

Amortization 

Balance at 
December 31, 
2019 

  $ 

—   $ 

20,373   $ 

(240)   $ 

20,133 

As of December 31, 2020, estimated amortization expense for the player’s club lists over the next five years was as follows: 

Amounts in thousands 
2021 
2022 
2023 
2024 
2025 
Thereafter 

$ 

$ 

 2,910 
 2,910 
 2,910 
 2,910 
 2,910 
 2,670 
17,220 

The weighted-average amortization period for the player’s club lists is 5.9 years. 

7.   LONG-TERM DEBT 

Long-term debt and the weighted average interest rates at December 31, 2020 and 2019 consisted of the following:  

Amounts in thousands 
Credit agreement - Macquarie 
Credit agreements - CPL 
UniCredit loan (1) 
UniCredit agreement 
Financing obligation - CDR land lease 

Total principal 

Deferred financing costs 
Total long-term debt 

Less current portion  
Long-term portion 

  $ 

  $ 

  $ 

  $ 

December 31, 2020 
168,300 
1,296 
1,502 
7,400 
 15,313 
 193,811 
 (9,261) 
 184,550 
 (10,718) 
 173,832 

6.72%   $ 
2.61%  
2.05%  
2.60%  
13.70%  

7.03%   $ 

  $ 

  $ 

7.22% 
3.13% 
2.47% 
— 
14.88% 
7.06% 

December 31, 2019 
170,000  
 1,966  
1,983  
 —  
 15,012  
 188,961  
(9,998)  
 178,963  
 (3,157)  
 175,806  

(1)  CRM assumed the UniCredit loan to CCB in February 2020. 

-F29- 

 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
  
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
Credit Agreement – Macquarie Capital 
On December 6, 2019,  the  Company  entered  into  a $180.0 million  credit  agreement with  Macquarie  Capital  Funding  LLC,  as 
swingline  lender,  administrative  agent  and  collateral  agent,  Macquarie  Capital  (USA)  Inc.,  as  sole  lead  arranger  and  sole 
bookrunner, and the Lenders and L/C Lenders party thereto. The Macquarie Credit Agreement replaced the Company’s credit 
agreement  with  the  Bank  of  Montreal  (the  “BMO  Credit  Agreement”).  The  Macquarie  Credit  Agreement  provides  for  a 
$170.0 million  term  loan  (the  “Term  Loan”)  and  a  $10.0 million  revolving  credit  facility  (the  “Revolving  Facility”).  The 
Revolving Facility includes up to $5.0 million available for the issuance of letters of credit. The Company used proceeds from 
the Term Loan to fund the Acquisition, for the repayment of approximately $52.0 million outstanding under the BMO Credit 
Agreement and for general working capital and corporate purposes. In March 2020, the Company drew $9.95 million on the 
Revolving Facility. The Revolving Facility was repaid in July 2020 except for a $50,000 letter of credit that the Company cash 
collateralized. As of December 31, 2020,  the outstanding balance of  the Term Loan was $168.3 million  and $9.95 million  is 
available to borrow on the Revolving Facility. 

The  Term  Loan  matures  on  December 6,  2026,  and  the  Revolving  Facility  matures  on  December 6,  2024.  The  Term  Loan 
requires scheduled quarterly payments in amounts equal to 0.25% of the original aggregate principal amount of the Term Loan, 
with the balance due at maturity. The Macquarie Credit Agreement provides that the Term Loan may be prepaid. 

Borrowings under the Macquarie Credit Agreement bear interest at a rate equal to, at the Company’s option, either (a) the London 
Interbank Offered Rate (“LIBOR”) (as defined in the Macquarie Credit Agreement), plus an applicable margin (each loan, being 
a “LIBOR Loan”) or (b) the Alternate Base Rate (as defined in the Macquarie  Credit Agreement) (each loan, being a “ABR 
Loan”).  The applicable margin for borrowings under the Term Loan is currently 6.50% per annum with respect to LIBOR Loans 
and  5.50%  per  annum  with  respect  to  ABR  Loans.  The  applicable  margin  for  borrowings  under  the  Revolving  Facility  is 
determined  as  follows:  (1)  so  long  as  the  Consolidated  First  Lien  Net  Leverage  Ratio  (as  defined  in  the  Macquarie  Credit 
Agreement) of the Company is greater than 2.75 to 1.00, for LIBOR Loans will be 4.25% per annum, and for ABR Loans will 
be 3.25% per annum, and (2) so long as the Consolidated First Lien Net Leverage Ratio of the Company is less than or equal to 
2.75 to 1.00, the applicable margin for LIBOR Loans will be 4.00% per annum, and for ABR Loans will be 3.00% per annum. 

In addition, on a quarterly basis, the Company is required to pay each lender under the Revolving Facility a commitment fee in 
respect of any unused commitments under the Revolving Facility in the amount of 0.50% of the principal amount of unused 
commitments of such lender, subject to a stepdown to 0.375% based upon the Company’s Consolidated First Lien Net Leverage 
Ratio. The Company is also required to pay letter of credit participation fees equal to the applicable margin then in effect for 
LIBOR Loans multiplied by the average aggregate daily maximum amount available to be drawn under all letters of credit, plus 
such letter of credit issuer’s customary documentary and processing fees and charges and a fronting fee in an amount equal to 
0.125% of the face amount of such letter of credit.  The Company is also required to pay customary agency fees. Commitment 
fees of less than $0.1 million were recorded as interest expense in the consolidated statement of (loss) earnings for the year ended 
December 31, 2020. 

The Macquarie Credit Agreement requires the Company to prepay the Term Loan, subject to certain exceptions, with: 

• 

• 

100% of the net cash proceeds of certain non-ordinary course asset sales or certain casualty events, subject to certain 
exceptions; and 
75% of the Company’s annual Excess Cash Flow (as defined in the Macquarie Credit Agreement) if the Consolidated 
First  Lien  Net  Leverage  Ratio  is  greater  than  2.75  to  1.00  (which  percentage  will  be  reduced  to  (i)  50%  if  the 
Consolidated  Net  Leverage  Ratio  is  greater  than  2.50  to  1.00  but  less  than  or  equal  to  2.75  to  1.00,  (ii)  25%  if  the 
Consolidated First Lien Net Leverage Ratio is greater than 2.25 to 1.00 but less than or equal to 2.50 to 1.00, and (iii) 
0% if the Consolidated First Lien Net Leverage Ratio is less than or equal to 2.25 to 1.00). 

The borrowings under the Macquarie Credit Agreement are guaranteed by the material subsidiaries of the Company, subject to 
certain exceptions, and are secured by a pledge (and, with respect to real property, mortgage) of substantially all of the existing 
and future property and assets of the Company and the guarantors, subject to certain exceptions. 

-F30- 

 
 
 
 
 
 
 
 
 
The  Macquarie  Credit  Agreement  contains  customary  representations  and  warranties,  affirmative,  negative  and  financial 
covenants, and events of default. All future borrowings under the Macquarie Credit Agreement are subject to the satisfaction of 
customary  conditions,  including  the  absence  of  a  default  and  the  accuracy  of  representations  and  warranties.  The  Revolving 
Facility includes a financial maintenance covenant (the “Financial Covenant”) tested as of the last day of each fiscal quarter in 
which  borrowings  under  the  Revolving  Facility  as  of  such  day  equal  or  exceed  $3.5 million.  Due  to  the  COVID-19-related 
borrowings under the Revolving Facility, the Company and the lender concluded that the Company had not been in compliance 
with the Financial Covenant. As of September 30, 2020, the Company and Macquarie amended the Macquarie Credit Agreement. 
Among other things, the amendment waived past noncompliance with the Financial Covenant, suspended further testing of the 
Financial Covenant until the fiscal quarter ending September 30, 2021, and suspended certain restricted payment baskets until 
June 30, 2021. As of December 31, 2020, the Company was in compliance with all applicable financial covenants under the 
Macquarie Credit Agreement. 

Deferred financing costs consist of the Company’s costs related to the financing of the Macquarie Credit Agreement. The Company 
recognized  $11.0 million  in  deferred  financing  costs  related  to  the  Macquarie  Credit  Agreement  as  of  December 31,  2020. 
Amortization expenses relating to Macquarie Credit Agreement deferred financing costs were $1.6 and $0.1 million for the years 
ended December 31, 2020 and 2019, respectively. These costs are included in interest expense in the consolidated statements of 
(loss) earnings for the years ended December 31, 2020 and 2019. 

Casinos Poland 
CPL’s short-term line of credit with Alior Bank ended in April 2020. The line of credit bore an interest rate of three-month Warsaw 
Interbank Offered Rate (“WIBOR”) plus 1.55%. 

As of December 31, 2020, CPL had five credit agreements with mBank as detailed below. As of December 31, 2020, CPL was 
in compliance with all applicable financial covenants under these agreements.  

The first credit agreement between CPL and mBank is a PLN 3.0 million term loan that was used to renovate the existing casino 
space at the Marriott Hotel in Warsaw. The credit agreement bears an interest rate of 1-month WIBOR plus 1.70%. The credit 
agreement has a three year term through November 30, 2021. As of December 31, 2020, the credit agreement had an outstanding 
balance of PLN 1.4 million ($0.4 million based on the exchange rate in effect on December 31, 2020). CPL has no further borrowing 
availability under this credit agreement. The credit agreement is secured by a building owned by CPL in Warsaw. In addition, CPL 
is required to maintain cash in an account with mBank and to comply with financial covenants, including covenants that relate to 
profit margins not lower than 0.3% to 0.4%, liquidity ratios no less than 1.3 and a debt ratio not higher than 60%. In May 2020, the 
credit agreement was amended to defer three months of payments to November 30, 2021. 

The second credit agreement between CPL and mBank is a PLN 4.0 million term loan that was used to renovate and enlarge the 
casino space at the Marriott Hotel in Warsaw. The credit agreement bears an interest rate of 1-month WIBOR plus 1.70%. The 
credit  agreement  has  a  three  year  term  through  November 30,  2021.  As  of  December 31,  2020,  the  credit  agreement  had  an 
outstanding balance of PLN 1.9 million ($0.5 million based on the exchange rate in effect on December 31, 2020). CPL has no 
further borrowing availability under this credit agreement. The credit agreement is secured by a building owned by CPL in Warsaw. 
In addition, CPL is required to maintain both cash inflows of PLN 7.0 million to its account held with mBank and to comply with 
financial covenants, including covenants that relate to profit margins not lower than 0.5%, liquidity ratios no less than 0.6 and a 
debt ratio not higher than 70%. In May 2020, the credit agreement was amended to defer three months of payments to November 30, 
2021. 

The third credit agreement between CPL and mBank is a PLN 2.5 million term loan that was used to purchase gaming and other 
equipment for the Marriott Hotel in Warsaw. The credit agreement bears interest at an interest rate of 1-month WIBOR plus 1.90%. 
The credit agreement has a four year term through November 30, 2022. As of December 31, 2020, the credit agreement had an 
outstanding balance of PLN 1.5 million ($0.4 million based on the exchange rate in effect on December 31, 2020). CPL has no 
further borrowing availability under this credit agreement. The credit agreement is secured by a building owned by CPL in Warsaw 
and a pledge of certain slot machines. In addition, CPL is required to maintain both cash inflows of PLN 7.0 million to its account 
held with mBank and to comply with financial covenants, including covenants that relate to profit margins not lower than 0.5%, 
liquidity ratios no less than 0.6 and a debt ratio not higher than 70%. In May 2020, the credit agreement was amended to defer three 
months of payments to November 30, 2022. 

-F31- 

 
 
 
  
 
 
 
 
 
As of December 31, 2020, CPL had a short-term line of credit with mBank used to finance current operations. The line of credit 
bears an interest rate of overnight WIBOR plus 1.80% with a borrowing capacity of PLN 5.0 million. As of December 31, 2020, 
the credit facility had no outstanding balance and approximately PLN 5.0 million ($1.3 million based on the exchange rate in effect 
on December 31, 2020) was available for borrowing. The credit facility is secured by a building owned by CPL in Warsaw. The 
credit facility contains a number of covenants applicable to CPL, including covenants that require CPL to maintain certain liquidity 
and liability to asset ratios. In May 2020, the credit agreement was amended to extend the line of credit through March 29, 2021 
and waive financial covenants through December 31, 2020. The Company intends to seek to extend this line of credit. 

In October 2020, CPL and mBank entered into an additional short-term line of credit to finance CPL’s current operations. The line 
of credit bears an interest rate of 1-month WIBOR plus 2.10% with a borrowing capacity of PLN 10.0 million ($2.7 million based 
on the exchange rate in effect on December 31, 2020), of which PLN 7.5 million ($2.0 million based on the exchange rate in effect 
on December 31, 2020) can be used only to secure bank guarantees. The credit agreement has a two year term through October 14, 
2022. As of December 31, 2020, the credit facility had no outstanding balance and PLN 2.5 million ($0.7 million based on the 
exchange rate in effect on December 31, 2020) was available for borrowing. The credit agreement is secured by a building owned 
by CPL in Warsaw and a liquidity guarantee provided by Bank Gospodarstwa Krajowego for the amount of PLN 8.0 million. In 
addition, CPL is required to maintain both cash inflows of PLN 5.0 million to its account held with mBank and to comply with 
financial covenants, including covenants that relate to profit margins not lower than 0.4%, liquidity ratios not less than 1.3 and a 
debt ratio not higher than 60%. 

Under Polish gaming law, CPL is required to maintain PLN 3.6 million in the form of deposits or bank guarantees for payment of 
casino jackpots and gaming tax obligations. mBank issued guarantees to CPL for this purpose totaling PLN 3.6 million ($1.0 million 
based  on  the  exchange  rate  in  effect  as  of  December 31,  2020).  The  mBank  guarantees  are  secured  by  land  owned  by  CPL  in 
Kolbaskowo, Poland as well as a deposit of PLN 1.2 million ($0.3 million based on the exchange rate in effect as of December 31, 
2020)  with  mBank  and  terminate  in  June  2024  and  January  2026.  CPL  is  also  required  to  maintain  deposits  or  provide  bank 
guarantees for payment of additional prizes and giveaways at the casinos. The amount of these deposits varies depending on the 
value of the prizes. CPL maintained PLN 0.9 million ($0.2 million based on the exchange rate in effect as of December 31, 2020) 
in  deposits  for  this  purpose  as  of  December 31,  2020.  These  deposits  are  included  in  deposits  and  other  on  the  Company’s 
consolidated balance sheet for the year ended December 31, 2020. 

Century Resorts Management 
In August 2017, the Company’s subsidiary CCB entered into a GBP 2.0 million term loan with UniCredit (the “UniCredit Loan”). 
Proceeds from  the  loan  were  used  for  construction  and fitting  out  of  CCB.  In  February 2020,  the  Company’s  subsidiary  CRM 
assumed the UniCredit Loan. The UniCredit Loan matures September 30, 2023 and bears interest at the three-month pound LIBOR 
plus 1.625%. If LIBOR is not available, the interest rate will be determined based on a quoted rate from leading banks in the London 
interbank market. As of December 31, 2020, the amount outstanding on the loan was GBP 1.1 million ($1.5 million based on the 
exchange rate in effect on December 31, 2020). CRM has no further borrowing availability under the loan agreement. The loan is 
unsecured and has no financial covenants.  

In August 2018, CRM, entered into a loan agreement with UniCredit (the “UniCredit Agreement”) for a revolving line of credit to 
be used for acquisitions and capital expenditures at the Company’s existing operations or new operations. The borrowings may be 
denominated in EUR, bearing an interest rate of EURIBOR plus a margin of 1.5%, or USD, bearing an interest rate of LIBOR plus 
a margin of 1.5% of up to EUR 7.0 million, or the US dollar equivalent. If the interest rate indicator is no longer available, the 
indicator that comes closest to the agreed upon indicator will be used. The line of credit is available until terminated by either 
party. Funds can be borrowed with terms of 1, 3, 6, 9 or 12 months. In March 2020, CRM borrowed $7.4 million with a 12 month 
term  under  the  UniCredit  Agreement  and  the  Company  had  no  further  borrowings  available  as  of  December 31,  2020.  The 
UniCredit Agreement is secured by a EUR 7.0 million guarantee by the Company and has no financial covenants. The UniCredit 
Agreement  contains  customary  events  of  default,  including  the  failure  to  make  required  payments.  Upon  a  failure  to  make 
required payments following a grace period, amounts due under the UniCredit Agreement may be accelerated. The Company is 
in negotiations to convert the line of credit to a term loan. 

-F32- 

 
 
 
 
 
 
 
Century Downs Racetrack and Casino 
CDR’s land lease is a financing obligation to the Company. Prior to the Company’s acquisition of its ownership interest in CDR, 
CDR sold a portion of land on which Century Downs is located and then entered into an agreement to lease back a portion of the 
land sold. The Company accounts for the lease using the financing method by accounting for the land subject to lease as an asset 
and the lease payments as interest on the financing obligation. Under the land lease, CDR has four options to purchase the land. 
The first option is on July 1, 2023. Due to the nature of the CDR land lease financing obligation, there are no principal payments 
due until the Company exercises its option to purchase the land. Lease payments are applied to interest only, and any change in the 
outstanding balance of the financing obligation relates to foreign currency translation. As of December 31, 2020, the outstanding 
balance on the financing obligation was CAD 19.5 million ($15.3 million based on the exchange rate in effect on December 31, 
2020).  

As of December 31, 2020, scheduled maturities related to the Company’s debt were as follows: 

Amounts in thousands 
2021 
2022 
2023 
2024 
2025 
Thereafter 
Total 

Macquarie 
Credit 
Agreement   

Casinos 
Poland  
Credit 
Agreements   

UniCredit 
Loan 

  $ 

  $ 

1,700   $ 
1,700    
1,700    
1,700    
1,700    
159,800    
168,300   $ 

1,072   $ 
224    
—    
—    
—    
—    
1,296   $ 

Century 
Downs  
Land Lease 
— 
 $ 
— 
— 
— 
—    

 $ 

15,313 
15,313 

 $ 

546 
546 
410 
— 
—    
— 
1,502 

 $ 

 $ 

UniCredit 
Agreement 
7,400 
— 
— 
— 
—    
— 
7,400 

 $ 

Total 

10,718 
2,470 
2,110 
1,700 
1,700 
175,113 
193,811 

8. LONG-TERM FINANCING OBLIGATION  

On December 6, 2019, certain subsidiaries of the Company (collectively, the “Tenant”) and certain subsidiaries of VICI PropCo 
(collectively, the “Landlord”) entered into the sale and leaseback transaction for the Acquired Casino properties. The Master 
Lease does not transfer control of the Acquired Casino properties to VICI Propco subsidiaries. The Company accounts for the 
transaction as a failed sale-leaseback financing obligation.  

When cash proceeds are exchanged, a failed sale-leaseback financing obligation is equal to the proceeds received for the assets 
that are sold and then leased back. The value of the failed sale-leaseback financing obligations recognized in this transaction was 
determined to be the fair value of the leased real estate assets. In subsequent periods, a portion of the periodic payment under 
the Master Lease will be recognized as interest expense with the remainder of the payment reducing the failed sale-leaseback 
financing obligation using the effective interest method. The failed sale-leaseback obligations will not be reduced to less than 
the net book value of the leased real estate assets as of the end of the lease term, which is estimated to be $28.5 million. 

The fair values of the real estate assets and the related failed sale-leaseback financing obligation were estimated based on the 
present value of the estimated future payments over the term plus renewal options of 35 years, using the imputed discount rate 
of approximately 10.6%. The value of the failed sale-leaseback financing obligation is dependent upon assumptions regarding 
the amount of the payments and the estimated discount rate of the payments required by a market participant. 

The Master Lease provides for the lease of land, buildings, structures and other improvements on the land (including barges and 
riverboats), easements and similar appurtenances to the land and improvements relating to the operations of the leased properties. 
The Master Lease has an initial term of 15 years with no purchase option. At the Company’s option, the Master Lease may be 
extended for up to four five year renewal terms beyond the initial 15 year term. The renewal terms are effective as to all, but not 
less than all, of the property then subject to the Master Lease. The Company does not have the ability to terminate its obligations 
under the Master Lease prior to its expiration without the Landlord’s consent. 

-F33- 

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
  
  
  
   
  
  
  
   
  
  
  
   
   
  
  
  
 
   
    
    
    
    
    
 
  
 
 
 
 
 
The Master Lease has a triple-net structure, which requires the Tenant to pay substantially all costs associated with the Acquired 
Casino properties, including real estate taxes, insurance, utilities, maintenance and operational costs. The Master Lease contains 
certain  covenants,  including  minimum  capital  improvement  expenditures.  The  covenants  under  the  Master  Lease  began  on 
January 1, 2020; however, as a result of the casino closures in connection with the COVID-19 pandemic, the Landlord and the 
Tenant  entered  into  an  amendment  to  the  Master  Lease  in  May  2020  that,  among  other  things,  waived  the  Tenant’s  capital 
improvement  expenditure  requirements  for  2020  and  deferred  to  not  later  than  December 31,  2021  certain  other  expenditures 
contemplated  in  the  underwriting  of  the  Acquired  Casino  properties.  The  Company  has  provided  a  guarantee  of  the  Tenant’s 
obligations under the Master Lease.   

The rent payable under the Master Lease is comprised of “Base Rent” and “Variable Rent”. Base rent is: 

•  An initial annual rent (the “Rent”) of approximately $25.0 million.  
•  The Rent will escalate at a rate of 1.01% for the 2nd and 3rd years and the greater of either 1.0125% (the “Base Rent 
Escalator”) or the increase in the Consumer Price Index (“CPI”) for each year starting in the 4th year and ending the 7th 
year. 

•  The Base Rent Escalator is subject to adjustment from and after the 6th year if the Minimum Rent Coverage Ratio (as 

defined in the Lease) is not satisfied.   

•  Beginning in the 8th year of the lease term, Rent will be calculated as (i) 80% of the Rent for the 7th lease year (“Base 
Rent”), subject to an annual Base Rent Escalator of the greater of 1.0125% or CPI subject to adjustment if the Minimum 
Rent Coverage Ratio is not satisfied, plus (ii) variable rent (“Variable Rent”) equal to 20% of the Rent for the 7th lease 
year, plus or minus 4% of the change in average net revenue of the Acquired Casinos calculated as set forth in the Lease.  
•  For the 11th year and thereafter of the initial lease term, the Base Rent will escalate annually as set forth above and the 

Variable Rent will be recalculated as set forth in the Master Lease.  

The  estimated future  payments  include  the payments  and adjustments  to  reflect  estimated payments  as described  in the Master 
Lease, including an annual escalator of up to 1.0125% and estimates based on contingent rental payments. 

Total payments and interest expense related to the Master Lease for the years ended December 31, 2020 and 2019 were as follows. 

Amounts in thousands 
Payments made 
Interest expense on financing obligation 

For the year ended 
December 31,  

2020 

2019 

$ 
$ 

 25,021  
 28,356  

$ 

 3,831 
 1,635 

The future payments related to the Master Lease financing obligation with VICI PropCo at December 31, 2020 are as follows. 

Amounts in thousands 
2021 
2022 
2023 
2024 
2025 
Thereafter 
Total payments 
Less imputed interest 
Residual Value 
Total 

$ 

$ 

 23,146 
 25,503 
 25,821 
 26,144 
 26,340 
 1,034,721 
 1,161,675 
 (911,227) 
 28,492 
 278,940 

-F34- 

 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
9.   REVENUE RECOGNITION 

The  Company  derives  revenue  and  other  income  from  contracts  with  customers  and  financial  instruments.  A  breakout  of  the 
Company’s derived revenue and other income is presented in the table below. 

Amounts in thousands 
Revenue from contracts with customers 
Interest income 
Cost recovery income 
Dividend income 
Total revenue 

For the year 
ended December 31,  
2019 

2020 

304,268   $ 

6  
158  
—  
304,432   $ 

218,227   $ 
21  
417  
18  
218,683   $ 

  $ 

  $ 

2018 

168,938 
103 
— 
— 
169,041 

The  Company  operates  gaming  establishments  as  well  as related  lodging,  restaurant,  horse racing  (including off-track  betting), 
sports betting, and entertainment facilities around the world. The Company generates revenue at its properties by providing the 
following  types  of  products  and  services:  gaming,  hotel,  food  and  beverage,  and  pari-mutuel  and  other.  Disaggregation  of  the 
Company’s revenue from contracts with customers by type of revenue and geographical location is presented in the tables below. 

For the year ended December 31, 2020 

Amounts in thousands 
Gaming 
Hotel 
Food and beverage 
Pari-mutuel and other 
Net operating revenue 

$ 

  United States     
168,904   $ 
5,826  
9,795  
13,819  

$ 

198,344   $ 

Canada 

Poland  

30,319   $ 
84  
5,832  
14,005  
50,240   $ 

53,228   $ 
—  
462  
581  
54,271   $ 

Corporate 
and Other 

830   $ 
—  
105  
478  
1,413   $ 

Amounts in thousands 
Gaming 
Hotel 
Food and beverage 
Pari-mutuel and other 
Net operating revenue 

Amounts in thousands 
Gaming 
Hotel 
Food and beverage 
Pari-mutuel and other 
Net operating revenue 

  United States     
42,285   $ 
2,030  
4,804  
879  
49,998   $ 

$ 

$ 

  United States     
27,736   $ 
1,444  
3,931  
372  
33,483   $ 

$ 

$ 

For the year ended December 31, 2019 

Canada 

Poland  

49,450   $ 
491  
13,507  
17,202  
80,650   $ 

80,829   $ 
—  
912  
153  
81,894   $ 

Corporate 
and Other 

4,302   $ 
—  
799  
584  
5,685   $ 

For the year ended December 31, 2018 

Canada 

Poland  

40,470   $ 
542  
10,528  
9,821  
61,361   $ 

67,289   $ 
—  
782  
138  
68,209   $ 

Corporate 
and Other 

4,806   $ 
—  
501  
578  
5,885   $ 

Total 
253,281 
5,910 
16,194 
28,883 
304,268 

Total 
176,866 
2,521 
20,022 
18,818 
218,227 

Total 
140,301 
1,986 
15,742 
10,909 
168,938 

For the majority of the Company’s contracts with customers, payment is made in advance of the services and contracts are settled 
on the same day the sale occurs with revenue recognized on the date of the sale. For contracts that are not settled, a contract liability 
is created. The expected duration of the performance obligation is less than one year. 

-F35- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The amount of revenue recognized that was included in the opening contract liability balance was $0.6 and $0.2 million for the 
years  ended  December 31,  2020  and  2019,  respectively.  This  revenue  consisted  primarily  of  the  Company’s  deferred  gaming 
revenue from player points earned through play at the Company’s casinos located in the United States. Activity in the Company’s 
receivables and contract liabilities is presented in the table below. 

For the year  
ended December 31, 2020 

For the year  
ended December 31, 2019 

Amounts in thousands 
Opening 
Closing 
Increase/(decrease) 

Receivables 

  Contract Liabilities  

Receivables 

  $ 

  $ 

326  
1,103  

777   $ 

663   $ 

2,200  
1,537   $ 

305   $ 
326  

  Contract Liabilities 
219 
663 
444 

21   $ 

Receivables  are  included  in  accounts  receivable  and  contract  liabilities  are  included  in  accrued  liabilities  on  the  Company’s 
consolidated balance sheets. In March 2020, the Company wrote-down its receivables related to MCE based on assessments made 
due to COVID-19 and future cash flows of MCE, and as a result, charged $0.3 million to general and administrative expenses during 
the year ended December 31, 2020. The increase in contract receivables for the year ended December 31, 2020 relates to sports 
betting agreements, and the increase in contract liabilities for the year ended December 31, 2020 relates to deferred revenue for a 
sports betting agreement entered into by the Company’s subsidiary that owns CRC. 

Substantially all of the Company’s contracts and contract liabilities have an original duration of one year or less. The Company 
applies the practical expedient for such contracts and does not consider the effects of the time value of money. Further, because of 
the short duration of these contracts, the Company has not disclosed the transaction price for the remaining performance obligations 
as of the end of each reporting period or when the Company expects to recognize this revenue. 

10.   LEASES 

In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) (“ASU 2016-02”). The Company adopted ASU 2016-02 
with a date of initial application of January 1, 2019. The Company used the alternative modified retrospective method, also known 
as  the  transition  relief  method,  which  did  not  require  the  restatement  of  prior  periods  and  instead  recognized  a  $0.3 million 
cumulative-effect adjustment to retained earnings upon transition.  

When adopting the leasing standard, the Company made the following policy elections: 

•  The  Company  elected  the  practical  expedient  to  account  for  the  lease  and  non-lease  components  as  a  single  lease 

component for all asset classes; 

•  The  Company  elected  the  short-term  lease  measurement  and  recognition  exemption  and  did  not  establish  right-of-use 

(“ROU”) assets or lease liabilities for operating leases with terms of 12 months or less; 

•  The Company used its original assumptions for operating leases entered into prior to adoption, electing not to use the 

hindsight practical expedient; 

•  The Company elected to use the package of practical expedients for transition and did not reassess (i) whether expired or 
existing contracts were leases or contained leases, (ii) the classification of its existing leases, or (iii) initial direct costs for 
existing leases; and 

•  The Company elected not to evaluate existing or expired land easements under the leasing standard prior to the date of 

adoption. 

The Company determines if an arrangement is a lease at inception. ROU assets represent the Company’s right to use an underlying 
asset for the lease term, and lease liabilities represent the obligation to make lease payments arising from the lease. Operating lease 
ROU assets and liabilities are recognized at the commencement date based on the present value of lease payments over the lease 
term. The Company uses its incremental borrowing rate in each of the jurisdictions in which its subsidiaries operate to calculate the 
present value of lease payments. Lease terms may include options to extend or terminate the lease. These options are included in 
the lease term when it is reasonably certain that the Company will exercise those options. Operating lease expense is recorded on a 
straight-line basis over the lease term. 

The Company accounts for lease agreements with lease and non-lease components as a single lease component for all asset classes. 
The Company does not establish ROU assets or lease liabilities for operating leases with terms of 12 months or less. 

The Company’s operating and finance leases include land, casino space, corporate offices, and gaming and other equipment. The 
leases have remaining lease terms of one month to 16 years.   

-F36- 

 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Company determined that the ROU asset at CCB was impaired based on the losses incurred by the casino since operations 
began and future forecasts of continued losses due to the current regulatory environment for casinos in England. As a result, the 
Company impaired $7.3 million related to the CCB ROU asset to impairment – intangible and tangible assets on its consolidated 
statement of (loss) earnings for the year ended December 31, 2019. 

The components of lease expense were as follows: 

Amounts in thousands 
Operating lease expense 

Finance lease expense: 

Amortization of right-of-use assets 
Interest on lease liabilities 
Total finance lease expense 

Short-term lease expense 

Variable lease expense 

$ 

  $ 

  $ 

$ 

$ 

For the year ended 
December 31,  

2020 

2019 

 5,250  

$ 

 165  
 15  
 180  

 244  

 1,476  

$ 

$ 

$ 

$ 

 6,443 

 303 
 44 
 347 

 697 

 3,502 

Variable lease expense relates primarily to rates based on a percentage of gaming revenue, changes in indexes that are excluded 
from the lease liability and fluctuations in foreign currency related to leases in Poland. 

Supplemental cash flow information related to leases was as follows: 

Amounts in thousands 
Cash paid for amounts included in the measurement of lease liabilities: 

Operating cash flows from finance leases 
Operating cash flows from operating leases 
Financing cash flows from finance leases 

For the year ended 
December 31,  

2020 

2019 

  $ 

 5   $ 

 6,355  
 166  

 48 
 7,062 
 364 

-F37- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Supplemental balance sheet information related to leases was as follows: 

Amounts in thousands 
Operating leases 
Leased right-of-use assets, net 

Current portion of operating lease liabilities 
Operating lease liabilities, net of current portion 
Total operating lease liabilities 

Finance leases 
Finance lease right-of-use assets, gross 
Accumulated depreciation 
Property and equipment, net 

Current portion of finance lease liabilities 
Finance lease liabilities, net of current portion 
Total finance lease liabilities 

Weighted-average remaining lease term 
Operating leases 
Finance leases 

Weighted-average discount rate 
Operating leases 
Finance leases 

As of 
December 31, 2020 

As of 
December 31, 2019 

$ 

 34,074  

$ 

 4,327  
 32,277  
 36,604  

 552  
 (338)  
 214  

 131  
 83  
 214  

11.3 years  
2.1 years  

4.5%  
4.7%  

 37,040 

 4,235 
 42,942 
 47,177 

 731 
 (338) 
 393 

 161 
 217 
 378 

14.4 years 
2.7 years 

4.8% 
5.1% 

Maturities of lease liabilities as of December 31, 2020 were as follows: 

Amounts in thousands 
2021 
2022 
2023 
2024 
2025 
Thereafter 
Total lease payments 
Less imputed interest 
Total 

10 

Operating Leases 

Finance Leases 

$ 

$ 

 5,679  
 5,455  
 4,777  
 3,987  
 2,829  
 26,370  
 49,097  
 (12,493)  
 36,604  

$ 

$ 

11.   OTHER BALANCE SHEET AND STATEMENT OF (LOSS) EARNINGS CAPTIONS 

Accrued liabilities include the following as of December 31, 2020 and 2019: 

Amounts in thousands 
Accrued commissions (AGLC) 
Progressive slot, table and on track liability 
Insurance liability 
Player point liability 
Chip liability 
Racing-related liabilities 
Deposit liability 
Other accrued liabilities 
Total 

December 31,  

2020 

2019 

$ 

$ 

—  
3,105  
—  
1,016  
542  
1,046  
309  
6,468  
12,486  

$ 

$ 

-F38- 

 137 
 41 
 26 
 20 
 — 
 — 
 224 
 (10) 
 214 

1,417 
3,921 
4,331 
1,360 
942 
1,370 
376 
7,990 
21,707 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Accrued  commissions  (AGLC)  include  the  portion  of  slot  machine  net  sales  and  table  game  wins  owed  to  the  AGLC  as  of 
December 31, 2020 and 2019.  

Taxes payable include the following as of December 31, 2020 and 2019: 

Amounts in thousands 
Accrued property taxes 
Gaming taxes payable 
Other taxes payable 
Total 

December 31,  

2020 

2019 

$ 

$ 

1,582  
8,430  
754  
10,766  

$ 

$ 

1,800 
6,034 
741 
8,575 

Other operating revenue includes the following for the years ended December 31, 2020, 2019 and 2018: 

Amounts in thousands 
Pari-mutuel revenue 
Bowling revenue 
Other revenue 
Total 

12.   SHAREHOLDERS’ EQUITY 

For the year ended December 31,  
2019 

2018 

2020 

 16,937   $ 
 415  
 11,531  
 28,883   $ 

 10,783   $ 
 885  
 7,150  
 18,818   $ 

 4,572 
 735 
 5,602 
 10,909 

  $ 

  $ 

Since March 2000, the Company has had a discretionary program to repurchase the Company’s outstanding common stock. The 
total remaining authorization under the repurchase program was $14.7 million as of December 31, 2020. The Company did not 
repurchase any shares of its common stock during 2020 and 2019. The repurchase program has no set expiration or termination 
date.  

The Company has not declared or paid any dividends. Declaration and payment of dividends, if any, in the future will be at the 
discretion of the board of directors. At the present time, the Company intends to use any earnings that may be generated to finance 
the growth of its business.  

The Company does not have any minimum capital requirements related to its status as a US corporation in the state of Delaware. 

13.  STOCK-BASED COMPENSATION 

At the 2005 annual meeting of stockholders, stockholders of the Company approved an equity incentive plan (as amended, the 
“2005 Plan”). The 2005 Plan expired in June 2015. There are stock options issued under the 2005 Plan that remain outstanding. The 
2005 Plan provided for the grant of awards to eligible individuals in the form of stock, restricted stock, stock options, performance 
units or other stock-based awards, all as defined in the 2005 Plan. The 2005 Plan provided for the issuance of up to 2,000,000 shares 
of common stock to eligible individuals, including directors, through the various forms of permitted awards. The Company was not 
permitted to issue stock options at an exercise price lower than fair market value at the date of grant. All stock options were required 
to have an exercise period not to exceed ten years. The Company had granted awards of incentive stock options and non-qualified 
stock options under the 2005 Plan, all of which had exercise prices that were not less than the fair market value at the date of grant. 
Options granted had six month, one year, three year or four year vesting periods. All outstanding options were issued at market 
value as of the date of the grant.  

-F39- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
Stockholders  of  the  Company  approved  the  2016  Equity  Incentive  Plan  (the  “2016  Plan”)  at  the  2016  annual  meeting  of 
stockholders. The 2016 Plan will expire in June 2026. The 2016 Plan provides for the grant of awards to eligible individuals in the 
form of stock, restricted stock, stock options, performance units or other stock-based awards, all as defined in the 2016 Plan. The 
2016 Plan provides for the issuance of up to 3,500,000 shares of common stock to eligible individuals, including directors, through 
the various forms of permitted awards. The Company is not permitted to issue stock options at an exercise price lower than fair 
market  value  at  the  date  of  grant.  All  stock  options  are  required  to  have  an  exercise  period  not  to  exceed  ten  years.  As  of 
December 31,  2020,  the  Company  has  granted  774,390  target  performance  stock  units  (“PSUs”)  under  the  2016  Plan.  Any 
committee  as delegated by  the board  of directors has  the  power  and  discretion  to,  among  other  things,  prescribe  the  terms  and 
conditions for the exercise of, or modification of, any outstanding awards in the event of merger, acquisition or any other form of 
acquisition other than a reorganization of the Company under the United States Bankruptcy Code or liquidation of the Company. 
The 2016 Plan also allows limited transferability of any stock options to legal entities that are 100% owned or controlled by the 
optionee or to the optionee’s family trust.  

PSUs 
The PSUs vest subject to market and performance conditions. The conditions are weighted 25% based on market conditions and 
75% based on performance conditions. Market conditions are based on the Company’s total shareholder return (“TSR”) relative to 
a select group of peer companies at the end of a three year performance period. Performance conditions are based on the Company’s 
actual Adjusted EBITDA over the three year performance period compared to forecasted Adjusted EBITDA over the same period. 
Depending on the TSR and Adjusted EBITDA at the end of the performance period, anywhere from 0% to 200% of the target grant 
may vest. Expense is recognized on a straight-line basis over the performance period beginning on the date of grant. Probability is 
assessed  quarterly  on  the  performance  conditions  and  compensation  expense  is  adjusted  accordingly.  Actual  forfeitures  are 
recognized as they occur.  

Activity in the Company’s stock-based compensation plan for the PSUs was as follows: 

Nonvested at January 1, 2018 

Granted 
Vested 
Forfeited 

Nonvested at December 31, 2018 

Granted 
Vested 
Forfeited 

Nonvested at December 31, 2019 

Granted 
Vested 
Forfeited 

Nonvested at December 31, 2020 

Target PSUs 

167,968  
141,002  
—  
—  
308,970  
132,253  
—  
—  
441,223  
413,964  
(87,171)  
(80,797)  
687,219  

$ 

$ 

$ 

$ 

Weighted-Average 
Grant-Date Fair Value 
8.03 
11.97 
— 
— 
9.83 
9.12 
— 
— 
9.62 
3.75 
6.75 
9.41 
6.47 

At December 31, 2020, there was a total of $2.0 million of total unrecognized compensation expense related to the PSUs. The cost 
is expected to be recognized over a weighted-average period of 1.8 years. The PSUs granted during 2018 will vest in 2021.  

-F40- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The fair value of the PSUs granted is estimated on the date of grant using the Monte Carlo model with the following assumptions: 

Assumptions for PSU Awards 

Risk-free interest rate 
Expected life 
Expected volatility 
Expected dividends 
Forfeiture rate 

2020 
0.19% 
2.2 years 
88.4% 
$0 
0% 

2019 
2.32% 
2.8 years 
34.1% 
$0 
0% 

2018 
2.61% 
2.7 years 
34.7% 
$0 
0% 

Stock Options  
Activity related to options in the Company’s stock-based compensation plans for employee stock options was as follows: 

  Option Shares   

1,173,852   $ 

—  
—  
—  
(2,500)  
1,171,352   $ 

Weighted-
Average 
Exercise Price   
5.05  
—  
—  
—  
5.05  
5.05  

Outstanding at January 1, 2020 

Granted 
Exercised 
Cancelled or forfeited 
Expired 

Outstanding at December 31, 2020 

(1) In years 

Weighted-
Average 
Remaining 
Contractual 
Term (1) 

Options 
Exercisable 

4.99  

1,173,852   $ 

Weighted-
Average 
Exercise Price 
5.05 

3.99  

1,171,352   $ 

5.05 

There were no options issued to directors of the Company during 2020. As of December 31, 2020, there were 106,700 options 
outstanding to independent directors of the Company with a weighted-average exercise price of $6.98. At December 31, 2020, there 
was $0.2 million in unrecognized compensation expense.  

The following table summarizes information about employee stock options outstanding and exercisable at December 31, 2020:  

Intrinsic 
Value of 
Options 

Options 

Exercisable     

Outstanding     

Options 
Outstanding   

Weighted-
Average 
Life of 
Options 
Outstanding 
(1) 

Weighted-
Average 
Life of 
Options 
Exercisable  
(1) 

Intrinsic 
Value of 
Options 
Exercisable   

1,171,352  

1,171,352   $ 

1,570   $ 

1,570  

4.0  

4.0 

Dollar amounts in thousands 
Exercise Price: 

$5.05 

(1) In years 

The  aggregate  intrinsic  value  represents  the  difference  between  the  Company’s  closing  stock  price  of  $6.39  per  share  as  of 
December 31, 2020 and the exercise price multiplied by the number of options outstanding or exercisable as of that date. 

The following table includes additional information related to exercises of stock options: 

Amounts in thousands 
Intrinsic value of share-based awards exercised 

For the year ended December 31, 
2019 

2020 

2018 

  $ 

—   $ 

270   $ 

298 

-F41- 

 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
     
     
   
   
 
 
 
 
   
     
     
   
   
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Stock-based  compensation  expense  was  recognized  in  general  and  administrative  expenses  on  the  Company’s  consolidated 
statement of (loss) earnings as follows: 

Amounts in thousands 
Compensation expense: 

2016 Plan 

14.   INCOME TAXES  

For the year ended December 31, 
2019 

2020 

2018 

  $ 

 (214)   $ 

1,303   $ 

868 

The Company’s US and foreign pre-tax income is summarized in the table below: 

Amounts in thousands 
Income before taxes:  
   US  

Foreign  

Total income before taxes 

2020 

2019 

2018 

 $ 

 $ 

 (45,927)   $ 
 2,639  
 (43,288)   $ 

 (3,736)   $ 
 (8,231)  
 (11,967)   $ 

 1,329 
 4,594 
 5,923 

The Company’s provision for income taxes is summarized as follows:  

Amounts in thousands 
US - Current  
US - Deferred 
Provision for US income taxes 

Foreign - Current  
Foreign - Deferred 
Provision for foreign income taxes 
Total provision for income taxes 

2020 

For the year ended December 31,  
2019 

2018 

  $ 

  $ 

  $ 

  $ 
  $ 

270 
973 
1,243 

1,130 
2,475 
3,605 
4,848 

 $ 

 $ 

 $ 

 $ 
 $ 

316 
(199) 
117 

3,748 
309 
4,057 
4,174 

 $ 

 $ 

 $ 

 $ 
 $ 

682 
 12 
694 

1,257 
(34) 
1,223 
1,917 

The Company’s effective income tax rate differs from the statutory federal income tax rate as follows:  

Amounts in thousands 
US federal income tax statutory rate  
Foreign income taxes 
State income tax (net of federal benefit) 
Meals, entertainment, gifts and giveaways 
Statutory to US GAAP adjustments, including foreign currency 
Valuation allowance 
Unrecognized tax benefit 
Stock options 
Tax Act impact 
Permanent and other items 
Total provision for income taxes 

2020 

2019 

2018 

(21.0%) 
(2.2%) 
(3.8%) 
— 
(1.8%) 
41.0% 
 — 
(0.1%) 
— 
(0.9%) 
11.2% 

(21.0%) 
6.8% 
(0.3%) 
2.4% 
3.7% 
32.3% 
— 
1.9% 
5.6% 
3.5% 
34.9% 

21.0% 
8.9% 
0.9% 
3.1% 
(16.0%) 
— 
1.1% 
2.5% 
7.0% 
3.9% 
32.4% 

The Company’s effective income tax rate for the year ended December 31, 2020 was 11.2%. The comparison of pre-tax loss of 
($43.3) million for the year ended December 31, 2020 compared to pre-tax loss of ($12.0) million for the year ended December 31, 
2019 should be considered when comparing tax rates year-over-year. The Company’s overall effective tax rate was significantly 
driven  by  valuation  allowances  of  various  deferred  tax  assets  and  statutory  to  US  GAAP  adjustments,  which  include  foreign 
currency adjustments for foreign subsidiaries. Approximately 60% of the income tax recorded during 2020 relates to a valuation 
allowance on deferred tax assets recorded in Canada, which had a 24.0% income tax rate during 2020. The federal corporate income 
tax rate in the United States for 2020 was 21%; additionally, the Company is subject to Colorado, Missouri and West Virginia state 
jurisdictions that had corporate tax rates ranging from 4.0% to 6.5% in 2020. The Company’s effective tax rate in the United States 
for  2020  was  (2.7%),  primarily  due  to  the  valuation  allowance  of  deferred  tax  assets  recorded  during  2020,  as  well  as  other 

-F42- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
  
 
  
 
 
 
  
  
 
 
  
 
 
 
 
 
permanent items such as nondeductible stock compensation and lobbying costs. The effective tax rate of 15.1% related to 2020 
earnings in Poland, which has a 19.0% income tax rate, was due to nondeductible payments to certain governing authorities as well 
as nondeductible meals, entertainment, gifts and giveaways. The effective tax rate of 0.0% related to 2020 earnings in the UK, 
which has a 19.0% income tax rate, was due primarily to a valuation allowance and the impact of CCB’s liquidation. The effective 
tax rate of 15.2% related to 2020 earnings in Mauritius, which has a 3.0% income tax rate, was due to various permanent addbacks 
and the premeasurement of various deferred tax items using a 15.0% tax rate, which will be effective beginning for the tax year 
2021. The effective tax rate of (7.9%) related to 2020 earnings in Austria, which has a 25.0% income tax rate, was due to various 
permanent addbacks, including the valuation allowance recorded on the Company’s deferred tax assets in Austria. The movement 
of exchange rates for intercompany loans denominated in US dollars further impacts the effective income tax rate because foreign 
currency gains and losses generally are not taxed until realized. Therefore, the overall effective income tax rate was significantly 
impacted in 2020 and can be significantly impacted by foreign currency gains or losses in the future. 

The Tax Cuts and Jobs Act (the “Tax Act”) created requirements that certain income, such as global intangible low-taxed income 
(“GILTI”), earned by a controlled foreign corporation (“CFC”) must be included currently in the gross income of the CFC’s US 
shareholder,  effective  in  2018.  Under  US  GAAP,  the  Company  is  allowed  to  make  an  accounting  policy  election  of  either  (1) 
treating taxes due on future US inclusions in taxable income related to GILTI as a current period expense when incurred (the “period 
cost method”) or (2) factoring such amounts into the Company’s measurement of its deferred taxes (the “deferred method”). The 
Company has elected to account for GILTI as a current period expense and recorded a net tax expense of $0.5 million and less than 
$0.1 million for the years ended December 31, 2019 and 2018, respectively.  There was no net tax expense related to GILTI for the 
year ended December 31, 2020. 

The Company records deferred tax assets and liabilities based on the difference between the financial statement and income tax 
basis of assets and liabilities using the enacted statutory tax rate in effect for the year these differences are expected to be taxable 
or reversed. Deferred income tax expenses or credits are based on the changes in the asset or liability from period to period. The 
recorded deferred tax assets are reviewed for impairment on a quarterly basis by reviewing the Company’s internal estimates for 
future taxable income. The Company assesses the need for a valuation allowance based on its ability to realize the benefits of the 
Company’s deferred tax assets. 

-F43- 

 
 
 
 
 
The Company’s deferred income taxes at December 31, 2020 and 2019 are summarized as follows:  

Amounts in thousands 
Deferred tax assets (liabilities) - US Federal and state:  

Deferred tax assets 

Amortization of goodwill for tax 
Amortization of startup costs 
Financing obligation to VICI Properties, Inc. subsidiaries 
NOL carryforward 
Operating and finance leases 
Accrued liabilities and other 

Valuation allowance 

Deferred tax liabilities 

Property and equipment 
Operating and finance leases 
Prepaid expenses 

Long-term deferred tax asset  

Deferred tax assets (liabilities) - foreign 

Deferred tax assets 

Property and equipment 

   NOL carryforward 

Accrued liabilities and other 
Contingent liability 
Operating and finance leases 
Subsidiary liquidation 
Exchange rate gain  

Valuation allowance 

Deferred tax liabilities 

Property and equipment 
Exchange rate loss 
Intangibles 
Operating and finance leases 
Others 

Long-term deferred tax (liability) asset  

2020 

2019 

 8,416 
 13 
 67,712 
 2,506 
 488 
 590 
 79,725  
 (12,371) 
67,354 

 (66,677) 
 (479) 
 (198) 
 (67,354) 
 — 

 810 
 5,179 
 854 
 90 
 9,583 
 4,283 
 1,236 
 22,035 
 (9,261) 
 12,774 

 $ 

 $ 

 $ 

 $ 
 $ 

 $ 

 $ 

 (4,044)   $ 
 (199)  
 (1,105)  
 (8,944)  
 (495)  
 (14,787)   $ 
 $ 
 (2,013) 

1,243 
39 
 68,759 
62 
 302 
255 
70,660 
 — 
70,660 

 (69,164) 
 (292) 
 (231) 
 (69,687) 
 973 

 2,064 
 3,236 
 734 
 64 
 10,498 

 839 
 17,435 
 (3,870) 
 13,565 

 (2,294) 
 (347) 
 (1,083) 
 (8,953) 
 (428) 
 (13,105) 
 460 

 $ 

  $ 

  $ 

  $ 
  $ 

 $ 

  $ 

  $ 

  $ 
  $ 

In 2019, the Acquired Casinos were treated as asset acquisitions for tax purposes and the assets and liabilities were stepped up to 
fair value. As a result, there were limited deferred tax assets or liabilities recorded in the Acquisition. 

The Company has analyzed filing positions in all of the US federal, state and foreign jurisdictions where it is required to file income 
tax returns, as well as all open tax years in these jurisdictions. The Company has identified its US federal tax return, its state tax 
returns in Colorado, Missouri and West Virginia and its foreign tax returns in Canada and Poland as “major” tax jurisdictions, as 
defined by the Internal Revenue Code. 

The Company is not currently under an income tax audit in any US or foreign jurisdiction. However, any adjustment made by a 
taxing authority in the future could impact the effective tax rate.  

-F44- 

 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
 
 
 
 
   
  
 
 
 
 
  
 
 
 
  
 
 
  
 
 
 
 
 
  
 
 
 
 
  
 
   
 
  
 
   
  
  
  
  
  
  
  
  
  
 
  
  
 
  
  
   
  
 
 
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Company’s income tax returns for the following periods are currently subject to examination: 

Jurisdiction 
US Federal 
US State - Colorado 
US State – Missouri 
US State – West Virginia 
Canada 
Mauritius 
Poland 
Austria 
United Kingdom 

Periods 
2007-2019 
2007-2019 
2019 
2019 
2006-2019 
2017-2019 
2015-2019 
2015-2019 
2017-2019 

The Company had income tax net operating loss carryforwards related to its domestic and international operations of approximately 
$41.6 million as of December 31, 2020. The Company had recorded $7.7 million of deferred tax assets related to the net operating 
loss carryforwards, excluding the impact of the adjustments of valuation allowances and unrecognized tax benefits. The deferred 
tax assets expire as follows: 

Amounts in thousands 
2020 - 2030 
2031 - 2040 
No expiration 
Total deferred tax assets 

$ 

$ 

429 
4,449 
2,807 
7,685 

Certain net operating loss carryforwards in the Company’s filed income tax returns include unrecognized tax benefits. The deferred 
tax assets recognized for those net operating loss carryforwards are presented net of these unrecognized tax benefits. 

As  of  December 31,  2020,  the  Company  has  accumulated  undistributed  earnings  generated  by  its  foreign  subsidiaries  that 
significantly  exceed  the  approximately  $27.5 million  of  cash  and  cash  equivalents  held  by  its  foreign  subsidiaries.  Because 
substantially all of these accumulated undistributed earnings have previously been subject to the one-time transition tax on foreign 
earnings required by the Tax Act or have been subject to tax under the GILTI regime, any additional taxes due with respect to such 
earnings or the excess of the amount for financial reporting over the tax basis of the Company’s foreign investments would generally 
be limited to foreign and state taxes. The determination of the additional deferred taxes that would be provided for undistributed 
earnings  has  not  been  determined  because  the  hypothetical  calculation  is  not  practicable.  The  Company  intends,  however,  to 
indefinitely reinvest these earnings and expects its future US cash generation to be sufficient to meet its future US cash needs. 

As of December 31, 2020, the Company’s unrecognized tax benefit totaled $0.8 million.  The current year unrecognized tax benefit 
increased due to an unfavorable change in foreign exchange rates. A portion of this adjustment has been recorded as a component 
of taxes payable in the accompanying consolidated balance sheet as of December 31, 2020. It is not anticipated that certain tax 
positions will be resolved within the next 12 months, which would decrease the Company’s balance of unrecognized tax benefits. 
The Company may, from time to time, be assessed interest or penalties by major tax jurisdictions, although any such assessments 
historically have been minimal and immaterial to our financial results. The Company’s total amount of unrecognized tax benefit 
and changes to unrecognized tax benefit during the years ended December 31, 2020 and 2019 are summarized in the table below:  

Amounts in thousands 
Unrecognized tax benefit - January 1 
Gross increases - tax positions in prior period 
Gross decreases - tax positions in prior period 
Gross increases - tax positions in current period 
Settlements 
Lapse of statute of limitations 
Unrecognized tax benefit - December 31 

  $ 

  $ 

2020 

2019 

821 
14  
 —  
 —  
 —  
 —  
835 

 $ 

 $ 

820 
1 
 — 
 — 
 — 
 — 
821 

The Company recognizes interest accrued related to unrecognized tax benefits and penalties as income tax expense. Related to the 
unrecognized tax benefits noted above, the Company accrued penalties and interest of less than $0.1 million during 2020 and 2019. 
The $0.8 million balance of unrecognized tax benefits, if recognized, would affect the effective tax rate.  

-F45- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
15.   FAIR VALUE MEASUREMENTS AND DERIVATIVE INSTRUMENTS REPORTING 

Fair Value Measurements 
The Company follows fair value measurement authoritative accounting guidance for all assets and liabilities measured at fair value. 
That authoritative accounting guidance defines fair value as the price that would be received to sell an asset or paid to transfer a 
liability (an exit price) in an orderly transaction between market participants at the measurement date. Market or observable inputs 
are the preferred sources of values, followed by assumptions based on hypothetical transactions in the absence of market inputs. 
The fair value hierarchy for grouping these assets and liabilities is based on the significance level of the following inputs: 

•  Level 1 – quoted prices in active markets for identical assets or liabilities 
•  Level 2 – quoted prices in active markets for similar assets or liabilities, quoted prices for identical or similar instruments 
in markets that are not active, and model-derived valuations whose inputs are observable or whose significant value drivers 
are observable 

•  Level 3 – significant inputs to the valuation model are unobservable 

A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to 
the fair value measurement. The Company’s assessment of the significance of a particular input to the fair value measurement in its 
entirety requires judgment and considers factors specific to the asset or liability. The Company reflects transfers between the three 
levels at the beginning of the reporting period in which the availability of observable inputs no longer justifies classification in the 
original level. There were no transfers between the three levels for the year ended December 31, 2020. 

Recurring Fair Value Measurements 
The Company determined the fair value of its interest rate swap agreements based on the notional amount of the swaps and the 
forward  rate  CAD-CDOR  curve  provided  by  Bloomberg  and  zero-coupon  Canadian  spot  rates  as  of  the  valuation  date.  The 
Company  classified  these  instruments  as  Level  2  because  the  inputs  into  the  valuation  model  could  be  corroborated  utilizing 
observable benchmark market rates at commonly quoted intervals. The interest rate swap agreements ended in December 2019 
when the Company’s BMO Credit Agreement was repaid. 

Nonrecurring Fair Value Measurements  
The Company applies the provisions of the fair value measurement standard to its non-recurring, non-financial assets and liabilities 
measured  at  fair  value.  During  2020,  the  Company  wrote-down  goodwill  and  intangible  assets  at  certain  properties  based  on 
forecasted losses and cash flows at these reporting units resulting from the triggering events caused by COVID-19 and, as a result, 
charged $34.1 million to impairment – intangible and tangible assets on its consolidated statement of (loss) earnings for the year 
ended December 31, 2020. Management’s assessments were designated as Level 3 measurements based on the unobservable nature 
of the inputs used to evaluate the goodwill and intangible assets. In addition, the Company impaired its MCE investment based on 
evaluations of the investment resulting from the triggering events caused by COVID-19. The Company made assessments about 
MCE’s ability to continue as a going concern and future cash flows of MCE. Management’s assessments were designated as Level 
3 measurements based on the unobservable nature of the inputs used to evaluate the investment. The Company used an income 
approach and cost approach and weighted both equally. The resulting fair value was insignificant, and consequently the investment 
was fully impaired resulting in $1.0 million expense recorded as impairment – intangible and tangible assets on the Company’s 
consolidated statement of (loss) earnings for the year ended December 31, 2020. During 2019, the Company wrote down the casino 
license, leasehold improvements and other assets at CCB based on the losses incurred by the casino since operations began and 
future  forecasts  of  continued  losses  due  to  the  current  regulatory  environment  for  casinos  in  England  and,  as  a  result,  charged 
$16.5 million to impairment – intangible and tangible assets on its consolidated statement of (loss) earnings for the year ended 
December 31, 2019. The Company classified these impairments as Level 3 because inputs into the valuation model were based on 
unobservable market information. 

The Company applied the acquisition method of accounting for the Acquisition. Identifiable assets and liabilities assumed were 
recognized and measured at the fair value as of the acquisition date. The valuation of intangible assets was determined using an 
income approach methodology. The Company’s key assumptions included projected future revenues, customer attrition rates and 
discount rates ranging from 11% to 16%. See Note 3 for more information about the Acquisition and accounting for the Acquisition. 

-F46- 

 
 
 
 
 
 
 
 
 
 
Long-Term Debt – The carrying value of the Company’s Macquarie Credit Agreement approximates fair value based on the recently 
renegotiated terms and the variable interest paid on the obligation. The carrying value of the UniCredit Agreement and CPL credit 
agreements approximate fair value based on the variable interest paid on the obligations. The carrying value of the CRM short-term 
line of credit approximates fair value due to the short-term nature of the agreement and recently negotiated terms. The estimated 
fair  values  of  the  outstanding  balances  under  the  Macquarie  Credit  Agreement,  CPL  credit  agreements  and  UniCredit  Loan 
Agreement are designated as Level 2 measurements in the fair value hierarchy based on quoted prices in active markets for similar 
liabilities. The carrying values of the Company’s finance lease obligations approximate fair value based on the similar terms and 
conditions currently available to the Company in the marketplace for similar financings.  

Other  Estimated  Fair  Value  Measurements  –  The  estimated  fair  values  of  other  assets  and  liabilities,  such  as  cash  and  cash 
equivalents, accounts receivable and accounts payable, have been determined to approximate carrying value based on the short-
term nature of those financial instruments. As of December 31, 2020 and 2019, the Company had no cash equivalents. 

Derivative Instruments Reporting 
In April 2016, the Company began using interest rate swaps to mitigate the risk of variable interest rates under its BMO Credit 
Agreement. The interest rate swaps were repaid in December 2019 when the BMO Credit Agreement was repaid. The interest rate 
swaps were not designated as accounting hedges. These interest rate swaps reset monthly, and the difference to be paid or received 
under the terms of the interest rate swap agreements was accrued as interest rates changed and recognized as an adjustment to 
interest expense for the related debt. The Company recognized $0.7 million and $1.0 million in interest expense related to its interest 
rate swaps on its consolidated statement of (loss) earnings for the years ended December 31, 2019 and 2018, respectively. 

16.   SEGMENT AND GEOGRAPHIC INFORMATION 

The Company reports its financial performance in three reportable segments based on the geographical locations in which its casinos 
operate: the United States, Canada and Poland. Operating segments are aggregated within reportable segments based on their similar 
economic characteristics, types of customers, types of services and products provided, the regulatory environments in which they 
operate, and their management and reporting structure. The Company’s operations related to Century Casino Bath, its concession, 
management and consulting agreements and certain other corporate and management operations have not been identified as separate 
reportable  segments;  therefore,  these  operations  are  included  in  Corporate  and  Other  in  the  following  segment  disclosures  to 
reconcile to consolidated results. All intercompany transactions are eliminated in consolidation.  

The  table  below  provides  information  about  the  aggregation  of  the  Company’s  reporting  units  and  operating  segments  into 
reportable segments: 

Reportable Segment 
United States 

Operating Segment 
Colorado 

West Virginia 
Missouri 

Canada 

Edmonton 

Calgary 

Poland 
Corporate and Other 

Poland 
Corporate and Other 

Reporting Unit 
Century Casino & Hotel - Central City 
Century Casino & Hotel - Cripple Creek 
Mountaineer Casino, Racetrack & Resort 
Century Casino Cape Girardeau 
Century Casino Caruthersville 
Century Casino & Hotel - Edmonton 
Century Casino St. Albert 
Century Mile Racetrack and Casino 
Century Downs Racetrack and Casino 
Century Sports 
Century Bets! Inc. 
Casinos Poland 
Cruise Ships & Other 
Corporate Other 

-F47- 

 
 
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Company’s chief operating decision maker is a management function comprised of two individuals. These two individuals are 
the Company’s Co-Chief Executive Officers. The Company’s chief operating decision makers and management utilize Adjusted 
EBITDA as a primary profit measure for its reportable segments. Adjusted EBITDA is a non-US GAAP measure defined as net 
earnings (loss)  attributable  to  Century  Casinos,  Inc.  shareholders before  interest  expense  (income), net,  income  taxes  (benefit), 
depreciation, amortization, non-controlling interest (earnings) losses and transactions, pre-opening expenses, acquisition costs, non-
cash stock-based compensation charges, asset impairment costs, (gain) loss on disposition of fixed assets, discontinued operations, 
(gain)  loss  on  foreign  currency  transactions  and  other,  gain  on  business  combination  and  certain  other  one-time  transactions. 
Expense related to the Master Lease is included in the interest expense (income), net line item. Intercompany transactions consisting 
primarily of management and royalty fees and interest, along with their related tax effects, are excluded from the presentation of 
net earnings (loss) and Adjusted EBITDA reported for each segment. Non-cash stock-based compensation expense is presented 
under  Corporate  and  Other  in  the  tables  below  as  the  expense  is  not  allocated  to  reportable  segments  when  reviewed  by  the 
Company’s chief operating decision makers. 

The following tables provide summary information regarding the Company’s segments for the years ended December 31, 2020, 
2019 and 2018: 

For the year ended December 31, 2020 

Amounts in thousands 
Net operating revenue (1) 

  $ 

United 
States 
198,344   $ 

  Canada 

  Poland 

Corporate 
and Other  

50,240   $ 

54,271   $ 

1,413   $ 

Total 
304,268 

Loss before income taxes 

  $ 

(29,548)   $ 

6,869   $ 

(2,578)   $ 

(18,031)   $ 

(43,288) 

Net (loss) earnings attributable to Century 
Casinos, Inc. shareholders 
Interest expense (income), net (2) 
Income taxes (benefit) 
Depreciation and amortization 
Net earnings (loss) attributable to non-
controlling interests 
Non-cash stock-based compensation 
Gain on foreign currency transactions, cost 
recovery income and other (3) 
Impairment - intangible and tangible assets 
Loss (gain) on disposition of fixed assets 
Acquisition costs 
Adjusted EBITDA 

  $ 

(30,571)   $ 
28,357  
1,023  
17,580  

2,551   $ 
2,047  
3,765  
5,264  

(1,373)   $ 
27  
(518)  
3,124  

(18,609)   $ 
12,667  
578  
566  

—  
—  

553  
—  

—  
30,746  
64  
—  
47,199   $ 

(6,015)  
3,375  
(43)  
—  
11,497   $ 

  $ 

(687)  
—  

(233)  
—  
4  
—  
344   $ 

—  
(214)  

(6,897)  
1,000  
1  
266  
(10,642)   $ 

(48,002) 
43,098 
4,848 
26,534 

(134) 
(214) 

(13,145) 
35,121 
26 
266 
48,398 

Total assets 

  $ 

417,388   $ 

181,477   $ 

49,372   $ 

32,523   $ 

680,760 

Capital expenditures  

  $ 

7,767   $ 

2,057   $ 

719   $ 

162   $ 

10,705 

(1)  Net  operating  revenue  for  the  Corporate  and  Other  segment  primarily  relates  to  CCB  and  the  Company’s  cruise  ship 

operations. 

(2)  Expense of $28.4 million related to the Master Lease is included in interest expense (income), net in the United States 
segment. Expense of $1.5 million related to the CDR land lease is included in interest expense (income), net in the Canada 
segment. Cash payments related to the Master Lease and CDR land lease were $25.0 million and $1.3 million, respectively, 
for the period presented. 

(3)  Income of $6.5 million is included in the Canada segment related to the sale of the casino operations of Century Casino 

Calgary.  

-F48- 

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
   
 
 
 
 
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
  
 
 
 
 
 
  
 
  
 
  
 
  
 
 
 
Amounts in thousands 
Net operating revenue (1) 

For the year ended December 31, 2019 

United 
States 

  Canada 

  Poland 

Corporate 
and Other  

  $ 

49,998   $ 

80,650   $ 

81,894   $ 

5,685   $ 

Total 
218,227 

Earnings (loss) before income taxes 

  $ 

7,843   $ 

11,242   $ 

6,814   $ 

(37,866)   $ 

(11,967) 

Net earnings (loss) attributable to Century 
Casinos, Inc. shareholders 
Interest expense (income), net (2) 
Income taxes (benefit) 
Depreciation and amortization 
Net earnings (loss) attributable to non-
controlling interests 
Non-cash stock-based compensation 
(Gain) loss on foreign currency transactions 
and cost recovery income 
Impairment - intangible and tangible assets 
Loss on disposition of fixed assets 
Acquisition costs 
Pre-opening expenses 
Adjusted EBITDA 

  $ 

  $ 

5,825   $ 
1,635  
2,018  
2,330  

—  
—  

—  
—  
17  
—  
—  
11,825   $ 

6,669   $ 
5,312  
3,278  
4,539  

1,295  
—  

(439)  
—  
20  
—  
538  
21,212   $ 

3,466   $ 
197  
1,617  
3,064  

(35,115)   $ 
1,085  
(2,739)  
910  

(19,155) 
8,229 
4,174 
10,843 

1,731  
—  

(12)  
1,303  

(1,096)  
—  
413  
—  
—  
9,392   $ 

223  
16,486  
345  
5,366  
—  
(12,148)   $ 

3,014 
1,303 

(1,312) 
16,486 
795 
5,366 
538 
30,281 

Total assets (3) 

  $ 

458,351   $ 

191,925   $ 

51,921   $ 

24,703   $ 

726,900 

Capital expenditures (4) 

  $ 

1,148   $ 

17,865   $ 

4,188   $ 

837   $ 

24,038 

(1)  Net  operating  revenue  for  the  Corporate  and  Other  segment  primarily  relates  to  CCB  and  the  Company’s  cruise  ship 

operations. 

(2)  Expense  of  $1.6 million  related  to  the  Master  Lease  is  included  in  interest  expense  (income),  net  in  the  United  States 
segment. Expense of $2.2 million related to the CDR land lease is included in interest expense (income), net in the Canada 
segment. Cash payments related to the Master Lease and CDR land lease were $3.8 million and $2.0 million, respectively, 
for the period presented. 

(3)  Total assets in the United States segment include $404.5 million related to the Acquired Casinos. 
(4)  Capital expenditures in 2019 included construction costs of $15.0 million related to Century Mile in the Canada segment. 

-F49- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
   
 
 
 
 
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Amounts in thousands 
Net operating revenue (1) 

Earnings (loss) before income taxes 

Net earnings (loss) attributable to Century 
Casinos, Inc. shareholders 
Interest expense (income), net (2) 
Income taxes (benefit) 
Depreciation and amortization 
Net earnings (loss) attributable to non-
controlling interests 
Non-cash stock-based compensation 
(Gain) loss on foreign currency transactions, 
cost recovery income and other 
Loss on disposition of fixed assets 
Pre-opening expenses 
Adjusted EBITDA 

Total assets 

Capital expenditures (3) 

  $ 

  $ 

  $ 

  $ 

  $ 

  $ 

For the year ended December 31, 2018 

United 
States 

  Canada 

  Poland 

Corporate 
and Other  

33,483   $ 

61,361   $ 

68,209   $ 

5,885   $ 

Total 
168,938 

5,881   $ 

10,973   $ 

367   $ 

(11,298)   $ 

5,923 

4,373   $ 
1  
1,508  
2,178  

—  
—  

—  
1  
—  
8,061   $ 

7,715   $ 
3,895  
2,536  
3,211  

722  
—  

(235)  
10  
1,668  
19,522   $ 

(153)   $ 
206  
595  
3,065  

(75)  
—  

(428)  
1,054  
626  
4,890   $ 

(8,541)   $ 
12  
(2,722)  
945  

(35)  
868  

2  
25  
350  
(9,096)   $ 

3,394 
4,114 
1,917 
9,399 

612 
868 

(661) 
1,090 
2,644 
23,377 

56,302   $ 

155,666   $ 

29,608   $ 

37,249   $ 

278,825 

1,183   $ 

42,029   $ 

5,134   $ 

8,428   $ 

56,774 

(1)  Net operating revenue for the Corporate and Other segment primarily relates to the Company’s cruise ship operations.  
(2)  Expense of $2.1 million related to the CDR land lease is included in interest expense (income), net in the Canada segment. 

Cash payments related to the CDR land lease were $2.1 million for the period presented. 

(3)  Capital expenditures in 2018 included construction costs of $40.0 million related to Century Mile in the Canada segment. 

17.   COMMITMENTS, CONTINGENCIES AND OTHER MATTERS 

Litigation – From time to time, the Company is subject to various legal proceedings arising from normal business operations. The 
Company does not expect the outcome of such proceedings, either individually or in the aggregate, to have a material effect on its 
financial position, cash flows or results of operations, except for the proceedings involving the Polish Internal Revenue Service 
(“Polish IRS”) described below.  

Since 2011, the Polish IRS has conducted a series of tax audits of CPL to review the calculation and payment of personal income 
tax by CPL employees for periods ranging from 2007 to 2013. The Polish IRS has asserted that CPL should calculate, collect and 
remit to the Polish IRS personal income tax on tips received by CPL employees from casino customers and has prevailed in several 
court challenges by CPL. Through December 31, 2020, CPL has paid PLN 14.3 million ($4.2 million) to the Polish IRS related to 
these audits.  

The Company adjusted its contingent liability related to the CPL taxes to remove the estimated taxes accrued for the 2015 and 2014 
tax  years  due  to  the  statute  of  limitations  expiring.  The  adjustments  reduced  the  contingent  liability  by  PLN  2.7 million 
($0.7 million) and PLN 2.2 million ($0.6 million) in December 2020 and 2019, respectively, and were recorded as gain on foreign 
currency transactions, cost recovery income and other on the Company’s consolidated statement of (loss) earnings for the years 
ended December 31, 2020 and 2019, respectively.   

The balance of the estimated potential contingent liability on the Company’s consolidated balance sheet for all open periods as of 
December 31, 2020 is PLN 1.8 million ($0.5 million based on the exchange rate in effect on December 31, 2020). The Company 
has evaluated the contingent liability recorded on its consolidated balance sheet as of December 31, 2020 and has concluded that it 
is properly accrued in light of the Company’s estimated obligation related to personal income tax on tips as of December 31, 2020. 
Additional  court  decisions  and  other  proceedings  by  the  Polish  IRS  may  expose  the  Company  to  additional  employment  tax 
obligations  in  the  future.  Any  additional  tax  obligations  are  not  probable  or  estimable  and  the  Company  has  not  recorded  any 
additional obligation related to such taxes as of December 31, 2020. Additional tax obligations assessed in the future as a result of 
these matters, if any, may be material to the Company’s financial position, results of operations and cash flows.  

-F50- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
   
 
   
 
 
   
 
   
 
   
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
  
 
 
 
  
 
 
 
 
 
In March 2020, the Company assessed the likelihood of the collectability of a receivable from  LOT Polish Airlines (“LOT”), which 
previously owned a 33.3% interest in CPL that it sold to the Company in 2013. Due to COVID-19, LOT grounded flights in March 
2020. Based on past efforts to collect on LOT’s portions of payments made by CPL to the Polish IRS for tax periods in January 
2009 to March 2013 and analysis of LOT’s ability to pay, the Company wrote-down PLN 3.0 million ($0.7 million based on the 
exchange rate on March 31, 2020) to general and administrative expenses on its consolidated statement of (loss) earnings for the 
year ended December 31, 2020.  

Distribution to Non-Controlling Interest – The Company purchased a portion of its ownership interest in CDR in November 2013. 
Prior to the Company’s acquisition of its ownership interest in CDR, the non-controlling shareholders built infrastructure in the 
land surrounding CDR. When funds for the use of this infrastructure are received by CDR from unrelated parties, they are distributed 
to CDR’s non-controlling shareholders through non-controlling interest. The Company distributed $0.2 million, $0.4 million and 
$0.6 million related to the infrastructure to CDR’s non-controlling shareholders during the years ended December 31, 2020, 2019 
and 2018, respectively.  

Employee Benefit Plans – The Company provides its employees in the United States with a 401(k) Savings and Retirement Plan 
(the  “401K  Plan”).  The  401K  Plan  allows  eligible  employees  to  make  tax-deferred  cash  contributions  that  are  matched  on  a 
discretionary basis by the Company up to a specified level. Participants become fully vested in employer contributions over a six 
year period. The Company contributed $0.3 million for the year ended December 31, 2020 and $0.1 million for each of the years 
ended December 31, 2019 and 2018.  

The Company provides its employees in Canada with two registered retirement plans: the Registered Savings Plan (the “RSP Plan”) 
and Registered Pension Plan (the “RPP Plan”, and collectively the “RSP and RPP Plans”). The RSP and RPP Plans allow eligible 
employees to make tax-deferred cash contributions that are matched on a discretionary basis by the Company up to a specified 
level. Participants in the RPP Plan become fully vested in employer contributions over a two year period, and participants in the 
RSP Plan become fully vested in employer contributions immediately. The Company contributed $0.2 million to the RSP and RPP 
Plans for each of the years ended December 31, 2020, 2019 and 2018. 

18.   TRANSACTIONS WITH RELATED PARTIES 

The  Company  has  entered  into  separate  management  agreements  with  Flyfish  Management  &  Consulting  AG  (“Flyfish”),  a 
management  company  controlled  by  Co  CEO  Erwin  Haitzmann,  and  with  Focus  Lifestyle  and  Entertainment  AG  (“Focus”),  a 
management company controlled by Co CEO Peter Hoetzinger’s family trust/foundation, to secure the services of each officer and 
related management company. Both Co CEOs are responsible for planning, directing, and controlling the activities of the Company. 
Included in the consolidated statements of (loss) earnings are payments to both Flyfish and Focus for a total of $0.7 million for each 
of the years ended December 31, 2020, 2019 and 2018. 

19.   UNAUDITED SUMMARIZED QUARTERLY DATA 

Summarized quarterly financial data for 2020 and 2019 are as follows: 

Amounts in thousands, except for per share 
information: 
Net operating revenue 
(Loss) earnings from operations 
Net (loss) earnings 
Net  (loss)  earnings  attributable  to  Century 
Casinos, Inc. shareholders 
Basic (loss) earnings per share: 

  $ 

(Loss) earnings from operations 
Net  (loss)  earnings  attributable  to  Century 
Casinos, Inc. shareholders 

Diluted (loss) earnings per share: 
(Loss) earnings from operations 
Net  (loss)  earnings  attributable  to  Century 
Casinos, Inc. shareholders 

  $ 

  $ 

  $ 

  $ 

For the year ended December 31, 2020 

  1st Quarter (1) 

  2nd Quarter (2)   

  3rd Quarter 

87,656   $ 

(31,772)  
(45,661)  

36,103   $ 
(2,114)  
(13,197)  

95,706   $ 
15,014  
3,956  

  4th Quarter (3) 
84,801 
18,747 
6,766 

(45,856)  

(12,607)  

3,748  

6,713 

(1.08)   $ 

(0.07)   $ 

(1.55)   $ 

(0.43)   $ 

(1.08)   $ 

(0.07)   $ 

(1.55)   $ 

(0.43)   $ 

0.51   $ 

0.13   $ 

0.51   $ 

0.13   $ 

0.63 

0.23 

0.63 

0.22 

-F51- 

 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
Amounts in thousands, except for per share 
information: 
Net operating revenue 
Earnings (loss) from operations 
Net earnings (loss) 
Net  earnings  (loss)  attributable  to  Century 
Casinos, Inc. shareholders 
Basic earnings per share: 

  $ 

Earnings (loss) from operations 
Net  earnings  (loss)  attributable  to  Century 
Casinos, Inc. shareholders 
Diluted earnings per share: 

  $ 

  $ 

Earnings (loss) from operations 
Net  earnings  (loss)  attributable  to  Century 
Casinos, Inc. shareholders 

  $ 

  $ 

For the year ended December 31, 2019 

1st Quarter 

  2nd Quarter (4)   

  3rd Quarter 

45,613   $ 
3,446  
1,723  

52,445   $ 
2,598  
358  

52,935   $ 
3,480  
1,047  

  4th Quarter (5) 
67,236 
(14,745) 
(19,269) 

1,068  

(565)  

482  

(20,140) 

0.12   $ 

0.09   $ 

0.04   $ 

(0.02)   $ 

0.11   $ 

0.09   $ 

0.04   $ 

(0.02)   $ 

0.12   $ 

0.02   $ 

0.12   $ 

0.02   $ 

(0.50) 

(0.68) 

(0.50) 

(0.68) 

(1)  The Company impaired assets related to goodwill and intangible assets due to triggering events caused by COVID-19. See 

Notes 4 and 6. 

(2)  The  Company’s  casinos  were  temporarily  closed  during  the  quarter  and  the  Company  permanently  closed  CCB  and 

deconsolidated CCB. See Note 1. 

(3)  The Company sold the casino operations of CAL. See Note 1. Casinos in Canada and Poland were temporarily closed in 

December 2020 to comply with quarantines issued by governments to contain the spread of COVID-19. 

(4)  CMR began operating in April 2019. 
(5)  The Company completed the Acquisition in December 2019. See Note 3. In addition, the Company impaired assets related 

to CCB in December 2019. See Notes 5, 6 and 10. 

20.   SUBSEQUENT EVENTS 

The Company evaluated subsequent events and accounting and disclosure requirements related to including material subsequent 
events in its consolidated financial statements and related notes. The Company did not identify any material subsequent events 
impacting its consolidated financial statements in this report. 

-F52-