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Clearfield, Inc.

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FY2023 Annual Report · Clearfield, Inc.
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 10-K

☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

For the fiscal year ended September 30, 2023.

☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

For the transition period from ______________ to _______________.

Commission File Number 0-16106

CLEARFIELD, INC.
(Exact Name of Registrant as Specified in its Charter)

Minnesota
(State of incorporation)

41-1347235
(I.R.S. Employer Identification No.)

7050 Winnetka Avenue North
Suite 100
Brooklyn Park, Minnesota 55428
(Address of principal executive office)

(763) 476-6866
(Registrant’s telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class
Common Stock, $0.01 par value

Trading Symbol
CLFD

Name of each exchange on which registered
The Nasdaq Stock Market

Securities registered pursuant to Section 12(g) of the Act:

NONE

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.

☐ YES          ☒ NO

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Exchange Act.

☐ YES          ☒ NO

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the
preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90
days.

☒ YES          ☐ NO

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation

S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).

☒ YES           ☐ NO

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging
growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the
Exchange Act.

Large accelerated filer  ☒  Accelerated filer ☐ Non-accelerated filer ☐
Smaller Reporting Company ☐ Emerging Growth Company ☐

If  an  emerging  growth  company,  indicate  by  check  mark  if  the  registrant  has  elected  not  to  use  the  extended  transition  period  for  complying  with  any  new  or

revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over

financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report. ☒

If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filing

reflect the correction of an error to previously issued financial statements. ☐

Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received by any

of the registrant’s executive officers during the relevant recovery period pursuant to §240.10D-1(b). ☐

Indicate whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).

☐ YES          ☒ NO

The aggregate market value of the voting and non-voting equity held by non-affiliates of the registrant, as of the last business day of the registrant’s most recently

completed second fiscal quarter computed by reference to the price at which the common equity was last sold was approximately $603,165,864.

As of November 13, 2023, there were 15,254,525 shares of the issuer’s common stock outstanding.

Documents Incorporated by Reference:

Portions of our proxy statement for the 2024 Annual Meeting of Shareholders, to be filed within 120 days after the end of the fiscal year covered by this report, are

incorporated by reference into Part III.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CLEARFIELD, INC.

ANNUAL REPORT ON FORM 10-K
TABLE OF CONTENTS

BUSINESS
RISK FACTORS
UNRESOLVED STAFF COMMENTS
PROPERTIES
LEGAL PROCEEDINGS
MINE SAFETY DISCLOSURES

MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES OF
EQUITY SECURITIES
[RESERVED]
MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS
QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK
FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE
CONTROLS AND PROCEDURES
OTHER INFORMATION

DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE
EXECUTIVE COMPENSATION
SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED STOCKHOLDER
MATTERS
CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE
PRINCIPAL ACCOUNTANT FEES AND SERVICES

EXHIBITS AND FINANCIAL STATEMENT SCHEDULES
FORM 10-K SUMMARY

PART I
ITEM 1.
ITEM 1A.
ITEM 1B.
ITEM 2.
ITEM 3.
ITEM 4.
PART II.

ITEM 5.
ITEM 6.
ITEM 7.
ITEM 7A.
ITEM 8.
ITEM 9.
ITEM 9A.
ITEM 9B.
PART III
ITEM 10.
ITEM 11.

ITEM 12.
ITEM 13.
ITEM 14.
PART IV
ITEM 15.
ITEM 16.
SIGNATURES

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PART I         

Cautionary Note Regarding Forward-Looking Statements

Clearfield, Inc., together with its subsidiaries, is referred to in this report as “we,” “us,” “our,” and the “Company.” We make statements from time to time regarding our
business and prospects, such as projections of future performance, statements of management’s plans and objectives, forecasts of market trends, and other matters that are
forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended (the "Securities Act") and Section 21E of the Securities Exchange
Act  of  1934,  as  amended  (the  "Exchange  Act").  Statements  containing  the  words  or  phrases  “will  likely  result,”  “are  expected  to,”  “will  continue,”  “is  anticipated,”
“estimates,”  “projects,”  “believes,”  “expects,”  “anticipates,”  “intends,”  “target,”  “goal,”  “plans,”  “objective,”  “aims,”  “should,”  “could”  or  similar  expressions  identify
forward-looking statements. Forward-looking statements may appear in documents, reports, filings with the Securities and Exchange Commission (SEC), news releases,
written or oral presentations made by our authorized officers or other representatives. For such statements, we claim the protection of the safe harbor for forward-looking
statements contained in the Private Securities Litigation Reform Act of 1995.

Our future results, including results expressed in or implied by forward-looking statements, involve a number of risks and uncertainties. Forward-looking statements are not
guarantees  of  future  actions,  outcomes,  results,  or  performance. Any  forward-looking  statement  made  by  us  or  on  our  behalf  speaks  only  as  of  the  date  on  which  such
statement is made. We do not undertake any obligation to update or keep current any forward-looking statement to reflect events or circumstances arising after the date of
such statement, except as required by law.

In addition to the factors identified or described by us from time to time in filings with the SEC, there are many important factors that could cause our future results to differ
materially from historical results or trends, results anticipated or planned by us, or the results expressed in or implied by any forward-looking statements. These important
factors are described below under Part I, Item 1A. “Risk Factors.”

ITEM 1.            BUSINESS

Company Overview

We design, manufacture, and distribute fiber protection, fiber management, and fiber delivery solutions to enable rapid and cost-effective fiber-fed deployment throughout
the  broadband  service  provider  space  primarily  across  North  America.  Our  “fiber  to  anywhere”  platform  serves  the  unique  requirements  of  Community  Broadband
customers  (Tier  2  and  3  telco  carriers,  utilities,  municipalities,  and  alternative  carriers),  Multiple  System  Operators  (cable  television),  Large  Regional  Service  Providers
(ILEC  operating  a  multi-state  network  with  more  than  500,000  subscribers),  National  Carriers  (wireline/wireless  national  telco  carriers  (Tier  1)),  and  International
customers (primarily Europe, Canada, Mexico, and Caribbean Markets).

Our mission is to enable the lifestyle that better broadband provides through innovative product design that accelerates fiber-based deployment, making communications
simpler and more affordable for people everywhere. We believe our products offer broadband service providers a competitive advantage at a crucial time when demand for
fiber-based services is increasing to historic levels as providers focus on passing and connecting more homes. We are driven to help broadband service providers reduce the
cost - and increase the speed - of fiber deployment.

Strategy Overview

In 2022, we launched a transformative multi-year strategy plan called LEAP. To leap means jumping higher, further and with greater force. The LEAP plan is our roadmap
to how we intend to scale as a company to seize the opportunity Clearfield was built to achieve. There are four tenets in our LEAP plan, one for each letter.

The L is to leverage our decade-long excellence in community broadband. We are a leader in community broadband fiber connectivity and have been focused on serving
this market since we were founded. We make decisions by listening to our customers and understanding their evolving needs. Building on our decade plus of success in this
market, we’ve demonstrated that we can nimbly adapt to a changing marketplace and grow with our customers as they grow.

The E is to execute capacity enhancement. This tenet is centered around aligning us closer to market demand by building production capacity that facilitates optimal time to
market. We are structured to maintain our market leadership position and to gain market share from competitors and grow the business overall, by matching our capacity to
address the significant market demand for fiber broadband.

1

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The A  is  to  accelerate  infrastructure  investments.  This  tenet  reflects  our  commitment  to  continue  investing  in  our  organizational  infrastructure  to  support  the  growing
business and effectively manage our expanded capacity. This includes attracting and retaining key personnel, optimizing internal processes, and adding information systems
to take advantage of the opportunity to achieve scalable company growth.

Finally,  the  P  in  LEAP  stands  for  position  innovation  at  the  forefront  of  our  value  proposition. Accelerating  our  customers’  time  to  revenue  by  designing  craft-friendly
products that require less skilled labor is the foundation of our value proposition. We intend to achieve this tenet by emphasizing innovation in our product designs and
increasing the cadence of our product expansions with the goal of facilitating our customers’ fiber broadband deployments.

Segments

We are engaged in global operations. Our operations currently comprise of two reportable segments: the Clearfield Operating Segment (referred to herein as “Clearfield”),
and the Nestor Cables Operating Segment (referred to herein as “Nestor Cables” or “Nestor”), which we established following our acquisition of Nestor Cables on July 26,
2022. Prior to July 26, 2022, we had a single reportable segment structure.

Clearfield Operating Segment

Clearfield is focused on providing fiber management, fiber protection, and fiber delivery products that accelerate the turn-up of fiber-based networks in residential homes,
businesses, and network infrastructure in the wireline and wireless access network. We offer a broad portfolio of fiber products that allow service providers to build fiber
networks faster, meet service delivery demands, and align build costs with take rates.

Clearfield’s products allow its customers to connect twice as many homes in their Fiber to the Home (“FTTH”) builds by using fewer resources in less time. Our products
speed up the time to revenue for our service provider customers in Multiple Dwelling Units (“MDUs”) and Multiple Tenant Units (“MTUs”) by reducing the amount of
labor and materials needed to provide gigabit service. Our products help make business services more profitable through faster building access, easier reconfiguration, and
quicker services turn-up. Finally, Clearfield is removing barriers to wireless 4G/5G deployments in backhaul from the tower to the cloud and fiber fronthaul from the tower
to the antenna at the cell site through better fiber management, test access, and fiber protection.

Substantially all of the final build and assembly is completed at Clearfield’s plants in Brooklyn Park, Minnesota and Tijuana, Mexico, with manufacturing support from a
network of domestic and global manufacturing partners. Clearfield specializes in producing these products on both a quick-turn and scheduled delivery basis.

2

 
 
 
 
 
 
 
 
 
 
Nestor Cables Operating Segment

As of July 26, 2022, Clearfield, through its newly created Finnish subsidiary, Clearfield Finland Oy, acquired Nestor Cables. Nestor Cables is based in Oulu, Finland, with
operations in Estonia through its wholly owned subsidiary, Nestor Cables Baltics OÜ. Nestor Cables manufactures fiber optic and copper telecommunication cables and
equipment which it distributes to telecommunication operators, network owners, electric companies, building contractors, and industrial companies. Prior to the acquisition,
Nestor Cables had been a supplier to Clearfield for over a decade and that relationship continued following the closing of the acquisition. Nestor has two types of production
processes, the process of making cable in its Finland facility and the finished assembly portion of its business performed in Estonia. Nestor Cables’ customer base includes
telecom operators, network owners, contractors, industries and wholesalers. Products are sold via distributors and directly to end users. Nestor Cables is subject to Finnish
government regulation and Nestor Cables Baltics is subject to Estonian government regulation.

Products

Our  product  strategy  involves  analyzing  the  broadband  communications  industry  environment  and  technology,  with  a  particular  focus  on  simplifying  our  customers’
business, and developing innovative, high-quality products utilizing modular designs wherever possible.  We are committed to make fiber deployment success easier by
providing craft-friendly, pre-connectorized plug-and-play fiber assemblies, fiber management and pathway products to speed deployments and provide the lowest total cost
of ownership for our customer’s networks. With the innovation of forward-thinking products, a 100 percent plug-and-play platform and creative deployment methods, we
are fulfilling our mission to enable the lifestyle that better broadband provides.  

Throughout the fiber deployment journey from the Inside Plant (ISP) to the Outside Plant (OSP), into the Access Network and all the way to the fiber connection at the
home,  our  labor  lite  solutions  solve  service  provider  fiber  network  design  and  installation  challenges.    Our  methodologies  provide  easy  to  engineer  and  easy  to  install
solutions that take the mystery out of deploying fiber networks.  

Leveraging factory terminated single-fiber and multi-fiber plug-and-play connectors, homes passed, and homes connected metrics can be greatly increased.  The speed to
turn up the entire network is maximized, while helping ensure superior optical performance achieved by using low-loss connectors, terminated in the factory.  

Whether inside a cabinet or at the home, innovative slack storage spools and deploy reels reduce the dependence on making exact cable measurements. This enables the
deployment of double-ended, standard cable lengths rather than relying on highly engineered, built to order cable assemblies or multiple field splicing events.  

Product development for the Company’s product line program has mainly been conducted internally.  We believe that the communication industry environment is constantly
evolving, and our success depends on our ability to anticipate and respond to these changes.  Research and development are reflected in Selling, General, & Administrative
expenses. 

Some of our products currently offered are described below: 

FieldSmart® is a series of panels, cabinets, wall boxes and other enclosures that provide a consistent design from the inside plant of the telco’s “central office” or cable
television’s head-end, all the way through the outside plant to the access network to within the home or business. The Clearview® Cassette is the core building block of
every product within the FieldSmart fiber management system. Clearview configuration options support tool-less installation, in-cassette buffer tube/ribbon slack storage as
well as front access-only designs. The small footprint reduces real estate costs and improves density without compromising critical design elements of access, bend-radius
protection, physical fiber protection and route path diversity. All types of fiber cable construction can be integrated within the cassette to support all patch only, patch and
splice (in-cassette splicing), passive optical component hardware and plug-and-play scenarios.

WaveSmart® optical components are integrated for signal coupling, splitting, termination, multiplexing, demultiplexing and attenuation for a seamless integration within
our  fiber  management  platform.    The  products  are  built  and  tested  for  harsh  environments  to  meet  the  strictest  industry  standards  ensuring  customers  trouble-free
performance in extreme outside plant conditions. 

Active  Cabinets  using  our  FiberFlex  product  lines  feature  either  fully  integrated,  fully  engineered  cabinets  equipped  with  specific  active  electronics  configurations  or
universal cabinets ready for mounting other electronic equipment.  This product line features Clearfield’s fiber management solutions housing the Clearview Cassette. The
FieldSmart® FiberFlex product line of outdoor active cabinets feature multiple sizes for universal configurations of electronic equipment.  

CraftSmart®  FiberFirst™  pedestals  are  designed  to  support  fiber-only  networks.    Purpose-built  to  support  a  wide  variety  of  service  network  designs,  the  pedestal
eliminates  the  need  for  multiple,  specialty  pedestals  and  can  support  a  passive  optical  network  (PON)  option,  a  splice-only  option,  or  an  access  terminal  option.    The
FiberFirst Pedestal Access Terminal options provide a cable management and mounting bracket kit that supports the deployment of all Clearfield access terminals. 

3

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Access Terminals from Clearfield are designed to ensure every service provider has the freedom of choice to match drop cable configuration and technology with the needs
of their environment and first-cost priorities.  The patented SeeChange® terminal and hardened connector system lets the operator push fiber deeper in the neighborhood
using  a  completely  plug-and-play  approach.    The YOURx®  access  terminals  also  offer  flexibility  with  cable  mid-span  and  internal  splicing  options.    Clearfield  access
terminals can be deployed in a variety of locations including pedestal, vault, flowerpot, pole-mount, smart-pole, or strand mounted options. 

FieldShield® platform is a patented fiber pathway and protection method aimed at reducing the cost of broadband deployment. Our FieldShield fiber drop cable assemblies
are designed to connect the fiber access point (hand hole, pedestal or aerial) to the optical network terminal (ONT), on the home, in a fiber to the home (FTTH) network. 
FieldShield starts with a ruggedized microduct designed to support all aerial, direct bury, and inside plant “last mile” needs.  FieldShield microduct is strong enough to be
placed  using  traditional  methods  of  boring  and  plowing,  leveraging  existing  conduit  placement  equipment,  as  well  as  newer,  less  disruptive  technologies  such  as  micro
trenching or saw cutting. 

Fiber  Assemblies  -  Clearfield  manufactures  high  quality  fiber  assemblies  with  an  industry-standard  or  customer-specified  configuration.   In  addition,  Clearfield’s
engineering  services  team  works  alongside  the  engineering  design  departments  of  our  original  equipment  manufacturer  (“OEM”)  customers  to  design  and  manufacture
custom solutions for both in-the-box as well as network connectivity assemblies specific to that customer’s product line.  

Fiber Optic Cables manufactured by Nestor Cables include a comprehensive range of optical fiber cables that offer dependable solutions for various installation conditions
and special requirements, including direct buried cables, duct cables, microduct cables, indoor/outdoor cables, aerial cables and submarine cable. 

Copper  Cables  manufactured  by  Nestor  cables  include  copper  conducted  instrumentation  and  automation  cables  as  well  as  central  and  signaling  cables  Nestor  also
manufactures copper cable for telecommunications networks.  

Nestor  Optimus  product  family  is  a  complete  solution  which  includes all  needed  products  -  cables,  microducts,  microduct  accessories  and  tools  - for  construction  of
microduct networks which are easily expandable, suitable for changing and growing urban and suburban areas, and enables the use of lighter installation techniques, which
reduces construction costs and interference during installation. 

NesCon Connectivity Products is a product family by Nestor Cables that includes essential installation and connection accessories for fiber optic networks, all of which
are compatible with Nestor Cable’s optical fiber cables. 

Markets and Customers 

The  Company’s  products  are  sold  across  broadband  service  providers,  which  we  categorize  as  National  Carrier  (wireline/wireless  national  telco  carriers  (Tier  1)),
Community  Broadband  (Tier  2  and  3  telco  carriers,  utilities,  municipalities,  and  alternative  carriers),  Large  Regional  Service  Providers  (ILEC  operating  a  multi-state
network  with  more  than  500,000  subscribers),  Multiple  System  Operators  (cable  television),  International  (primarily  Europe,  Central/Latin America  and  Canada),  and
Legacy build-to-print copper and fiber assemblies (primarily contract manufacturing). Nestor’s products are sold to telecommunication wholesalers and telecommunication
operators, primarily in Europe.

The  Company’s  products  are  sold  direct  to  customers  through  the  Company’s  sales  force  as  well  as  through  authorized  distributors.  In  addition,  the  Company  uses
manufacturing sales representatives and sales agents for customer and geography specific needs.  

The Company considers the primary markets for its products to be as follows: 

FTTP 
Fiber  to  the  Premise  (also  called  Fiber  to  the  Home)  is  a  means  of  delivering  the  highest  possible  level  of  bandwidth  directly  to  the  user.    The  Company’s  sales  and
marketing efforts have principally been focused on the U.S., with additional efforts in Canada and Central/Latin America. We intend to leverage our Nestor platform to cross
sell connectivity products into Europe. 

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FTTB 
Fiber  to  the  Business  is  principally  for  Multiple  System  Operators  (cable  television)  and  wireline/wireless  national  telco  carriers  (Tier  1)  to  penetrate  the  business
marketplace.  

FTT-Cell site 
Fiber to the Cell site is the trend in which wireless service providers enhance their coverage for bandwidth. Currently, the majority of these cell sites are served by fiber
backhaul and fronthaul.  

Build to Print 
In  addition  to  a  proprietary  product  line  designed  for  the  broadband  service  provider  marketplace,  Clearfield  provides  contract  manufacturing  services  for  original
equipment manufacturers requiring copper and fiber cable assemblies built to their specification.

Competition

The market for the fiber management, fiber protection, and fiber delivery products provided by the Clearfield segment is highly competitive. Competition is largely based
on any one or a combination of the following factors: functionality and features, price, product quality, product availability and lead times, cost and ease of installation,
service and support, long-term returns to customers, scalability, product innovation, and manufacturing capability.

Competitors to the FieldSmart product lines include, but are not limited to, products offered by Corning Cabling Systems, Inc., OFS (Furukawa Electric North America,
Inc.), AFL Telecommunications (a subsidiary of Fujikura Ltd.), Fujikura Ltd., Nokia, Hextronics Group and CommScope, Inc. Competitors to the CraftSmart and FiberFlex
active  cabinet  product  lines  include  products  offered  by  Emerson  Network  Power,  a  subsidiary  of  Vertiv  Co.,  and  Charles  Industries,  Ltd.,  a  subsidiary  of Amphenol.
Competitors to FieldShield product lines include products offered by PPC Broadband, a subsidiary of Belden, Inc and Emtelle UK Limited. In various geographic or vertical
markets, there are also several smaller companies with which we compete.  Clearfield believes that it has a competitive advantage with customers who can leverage the cost
savings  the  Clearview  Cassette  can  provide  and  those  who  require  quick-turn,  high-performance  customized  products,  and  that  it  is  at  a  competitive  disadvantage  with
customers who principally seek large volume commodity products.

The Nestor Cables segment faces competition from numerous competitors within each of the markets it serves. The Nestor Cables segment competes primarily on the basis
of its product performance and its ability to meet its customers’ highly specified design, engineering and delivery needs on a timely basis. The market demand and resulting
build rates of fiber optic networks and capital expenditures by telecommunications wholesalers and telecommunications providers, has a large and direct influence on the
demand for the Nestor Cables segment products.

Many of our competitors have greater resources than we do, including greater sales, product development, marketing, financial, technical, or engineering resources. As a
result, our competitors may be able to procure necessary components and labor at much lower prices than we can or may offer competitive products at below market prices,
which could prevent us from competing effectively.

Sources of Materials and Supply Chain

Numerous purchased materials and components and sources of labor are used in the manufacturing of the Company’s products. Most of these are available from multiple
suppliers. However, some components and third-party contract manufacturing services are purchased from a single or a limited number of suppliers. The loss of access to
some components and third-party contract manufacturing services could have an adverse effect on our ability to deliver products on a timely basis and on our financial
performance.

Clearfield’s Mexico facility operates under a Maquiladora arrangement. Under this arrangement, we contract with a company to provide certain personnel and other services
at the production facilities in Mexico that complete final build and assembly of a significant portion of Clearfield’s products. Maquiladora status also allows us to import
certain items from the United States into Mexico duty-free, provided that such items, after processing, are exported from Mexico within a stipulated time frame.

5

 
 
 
 
 
 
 
 
 
 
 
 
 
Our supply chain management team oversees our suppliers to source and procure materials, manufacture and deliver our products to customers from the site of manufacture,
whether at Clearfield’s facility in Brooklyn Park, Minnesota or the facility in Tijuana, Mexico that operates as Maquiladoras. Our supply chain management team consists of
planning, sourcing, and logistics personnel. We tightly integrate our supply chain management, our product innovation activities, and our manufacturing operations. Our
supply chain team also manages the critical logistics and transport services for our materials, components and finished products in and out of Mexico to ensure sufficient
materials to timely produce products and to ensure timely export of products in order to qualify as duty-free.

Over the last several years, we have taken steps to improve our supply chain operations, enhance resiliency and mitigate risk of disruption.

Major Customers and Financial Information about Geographic Areas

For the fiscal year ended September 30, 2023, the Company had one customer that comprised 16% of net sales. This customer is a distributor. For the fiscal year ended
September 30, 2022, the Company had one customer that comprised 14% of net sales. This customer was a distributor. For the fiscal year ended September 30, 2021, the
Company had two customers that comprised a combined 28% of net sales. Both of these customers were distributors. These major customers, like our other customers,
purchase our products from time to time through purchase orders and we do not have any agreements that obligate these major customers to purchase products in the future
from us.

As of September 30, 2023, three customers accounted for a combined 40% of accounts receivable. These customers are all distributors. As of September 30, 2022, one
customer accounted for 20% of accounts receivable. This customer is a distributor.

The Company allocates sales from external customers to geographic areas based on the location to which the product is transported. Sales outside the United States are
principally to customers in Canada as well as countries in the Caribbean, Europe and Central and South America. Since our acquisition of Nestor Cables in July 2022, we
experienced an increased concentration of customers based in Europe.

Patents and Trademarks

As of September 30, 2023, Clearfield has 47 patents granted and multiple patent applications pending both inside and outside the United States. These patents begin to
expire in 2028. We have also developed and are using multiple trademarks and logos to market and promote our products.         

Seasonality

We are affected by the seasonal trends in the industries we serve. We typically experience sequentially lower sales in our first and second fiscal year quarters, primarily due
to  customer  budget  cycles,  deployment  schedules  of  outdoor  products,  some  customer  geographical  concentrations,  as  well  as  standard  vacation  and  holiday  calendars.
Sales have usually reached a seasonal peak in our third and fourth fiscal quarters.

Human Capital Resources

As of September 30, 2023, the Company had approximately 400 full-time employees, of which 65% were based in the United States (“U.S.”) and 35% were based outside
of the U.S., primarily in Finland and Estonia due to our Nestor Cables operations. We also employ seasonal, part-time employees and independent contractors. Subject to
customarily local collective bargaining arrangements for employees in Finland and Estonia, none of our employees are covered by any collective bargaining agreement.

6

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Our U.S. employees include approximately 165 office personnel and 100 manufacturing personnel as of September 30, 2023. The substantial majority of these employees
work out of our Brooklyn Park, Minnesota headquarters. The Company’s office personnel are comprised of sales, marketing, engineering, and administrative personnel. The
manufacturing  personnel  include  both  individuals  directly  involved  in  the  manufacturing  of  our  products,  as  well  as  warehouse  and  operations  supervisory  personnel.
Certain positions within our organization require industry specific technical knowledge. Our manufacturing personnel currently work in one shift as needed at our Brooklyn
Park facility.

We  invest  significant  management  attention,  time,  and  resources  to  attract,  engage,  develop,  and  retain  our  employees,  particularly  for  positions  that  require  technical
knowledge  or  expertise.  For  this  reason,  we  offer  rigorous  training  programs  for  manufacturing  and  other  technical  employees  to  allow  them  to  develop  the  necessary
skillset for their roles and promote career development. To date, our training programs and overall collaborative working environment have allowed us to be successful in
attracting and retaining qualified technical personnel for these positions.

Nestor Cables has approximately 30 office personnel and 105 manufacturing personnel as of September 30, 2023.

As of September 30, 2023, we had contracted for approximately 600 personnel in the Mexico facility through a Maquiladora agreement.

In our manufacturing operations, we monitor key metrics and goals based on quality, productivity, and ability to meet shipping promise dates. As a measure of quality, we
focus on First Pass Yield (“FPY”), which is calculated as the percentage of product that meets all performance criteria upon first completion from our manufacturing floor
and requires no rework. The Company’s target for FPY ranges from 92-99%, depending on key manufacturing steps and the product line being produced. We also measure
our On-Time Delivery (“OTD”) which is determined by the Company’s ability to ship product on the date necessary, accounting for standard shipping times, in order to
meet the agreed upon delivery date with our customers. The Company’s OTD target is a minimum of 95%. This metric is important as the Company has taken a strategic
approach to be able to offer low industry lead times for our customers. The Company incentivizes certain of its personnel based on these metrics.

Climate Change

Certain government and regulatory bodies have introduced or are contemplating regulatory changes relating to climate change. While we do not believe climate-related risks
are reasonably likely to have a material impact on our business, results of operations, or financial condition at this time, we are continuing to assess the nature and extent of
risk from a changing climate and the potential for increased regulation.

The  majority  of  our  manufacturing  operations  calls  for  compiling  raw  material  and  other  purchased  components  from  suppliers. As  part  of  our  operations,  we  focus  on
minimizing  scrap  and  other  waste  and  look  to  recycle  and  salvage  this  scrap  wherever  possible. Any  new  regulation  of  emissions  may  result  in  additional  costs  to  our
suppliers which may be passed on to us.

In addition, the physical impacts of climate change and other natural events, including adverse weather conditions such as heavy or sustained rainfall, flooding, cold weather
and snow, can impact deployment schedules of outdoor products and potentially affect demand for our products. Additionally, we may need to take into account an increase
in the frequency of extreme weather events in the development of our products.

An increase in the frequency of extreme weather events, changes in weather patterns, drought, rising ocean and temperature levels, earthquakes and the like may impact our
manufacturing operations or the manufacturing operations of suppliers of our critical raw materials or components. These types of impacts may also result in transportation-
related supply chain challenges and negatively impact the delivery of raw materials, components, or products to or from our facilities. These potential physical effects may
increase costs, cause delays or shortages in components required to produce our products or cause delays in the shipment of our products to customers.

Changes in environmental and climate change laws or regulations, including laws relating to greenhouse gas (“GHG”) emissions, could lead to new or additional investment
in  the  Company’s  products  or  facilities  and  could  increase  environmental  compliance  expenditures.  Changes  in  climate  change  concerns,  or  in  the  regulation  of  such
concerns, including GHG emissions, could subject the Company to additional costs and restrictions, including increased energy and raw material costs and other compliance
requirements which could negatively impact the Company’s reputation, business, capital expenditures, results of operations, and financial position.

7

 
 
 
 
 
 
 
 
 
 
 
 
 
Corporate Information

Clearfield, Inc. was incorporated under the laws of Minnesota in 1979. Our corporate headquarters are located at 7050 Winnetka Avenue North, Suite 100, Brooklyn Park,
Minnesota, 55428, and our corporate website is www.seeclearfield.com. We do not incorporate the information on or accessible through our website into this annual report
on Form 10-K, and you should not consider any information on, or that can be accessed through, our website as part of this annual report on Form 10-K.

Our annual report on Form 10-K, our quarterly reports on Form 10-Q, current reports on Form 8-K and amendments to those reports filed or furnished pursuant to Section
13(a) or 15(d) of the Exchange Act are available free of charge at our website as soon as reasonably practicable after we file such material with, or furnish it to, the SEC.
The SEC maintains an internet site that contains reports, proxy and information statements, and other information regarding issuers, like Clearfield, that file electronically
with the SEC and that internet site is http://www.sec.gov.

We use various trademarks and trade names in our business, including without limitation our corporate name and logo. Solely for convenience, the trademarks and trade
names in this annual report may be referred to without the ® and ™ symbols, but such references should not be construed as any indicator that we will not assert, to the
fullest extent under applicable law, our rights thereto.

ITEM 1A.         RISK FACTORS

Risks Relating to Our Operations

Inflationary  price  pressures  and  uncertain  availability  of  components,  raw  materials,  labor  and  logistics  used  by  us,  and  our  suppliers  could  negatively  impact  our
profitability.

Increases in the price of raw materials, labor and other components utilized in the production of our products, along with logistics and other related costs, may lead to higher
production and shipping costs for our products. Additionally, increasing global demand for, and uncertain supply of, such materials could disrupt our ability to obtain such
materials in a timely manner to meet our supply needs and could lead to increased costs. An increase in the cost of inputs needed to produce our products could lead to
higher  costs  and  could  negatively  impact  our  results  of  operation,  future  profitability,  and  ability  to  meet  customer  demand.  Passing  along  these  increased  prices  to  our
customers to offset the impact of higher costs may cause certain customers to cancel, push out, or refrain from purchasing our products, which could negatively impact
demand for our products, and therefore also negatively impact our results of operations and future profitability.

We rely on single-source suppliers, which could cause delays, increases in costs, or prevent us from completing customer orders, all of which could materially harm our
business.

We assemble our products using materials and components supplied by various subcontractors and suppliers. We purchase critical components for our products, including
injected molded parts, various cabling, optical components, and connectors from third parties, some of whom are single- or limited-source suppliers. If any of our suppliers
are unable to ship critical components, we may be unable to manufacture and ship products to our distributors or customers. If the price of these components increases for
any reason, or if these suppliers are unable or unwilling to deliver, we may have to find another source, which could result in interruptions, increased costs, delays, lost
sales, and quality control problems.

Further, the costs to obtain certain raw materials and supplies, such as fiber and copper cabling, are subject to price fluctuations, which may be substantial, because of global
market demands. Many companies utilize the same raw materials and supplies in the production of their products as we use in our products. Companies with more resources
than  us  may  have  a  competitive  advantage  in  obtaining  raw  materials  and  supplies  due  to  greater  purchasing  power.  Some  raw  materials  or  supplies  may  be  subject  to
regulatory actions, which may affect available supplies. Further, tariffs may be imposed by the U.S. on imports from other countries that are the single- or limited-source of
our materials and components. Tariffs increase the cost of the materials and components that go into making our products, but we are generally unable to pass most of these
increased  costs  on  to  our  customers. Accordingly,  these  increased  costs  adversely  impact  the  gross  margin  that  we  earn  on  our  products.  Furthermore,  due  to  general
economic  conditions  in  the  U.S.  and  globally,  our  suppliers  may  experience  financial  difficulties,  which  could  result  in  increased  delays,  additional  costs,  or  loss  of  a
supplier.

8

 
 
 
 
 
 
 
 
 
 
 
 
 
The termination or interruption of any of these relationships, or the failure of these manufacturers or suppliers to supply components or raw materials to us on a timely basis
or  in  sufficient  quantities,  likely  would  cause  us  to  be  unable  to  meet  orders  for  our  products  and  harm  our  reputation  and  our  business.  Identifying  and  qualifying
alternative  suppliers  would  take  time,  involve  significant  additional  costs,  and  may  delay  the  production  of  our  products.  If  we  fail  to  forecast  our  manufacturing
requirements accurately or fail to properly manage our inventory with our contract manufacturers, we could incur additional costs, experience manufacturing delays, and
lose sales. Further, if we obtain a new supplier or assemble our product using an alternative source of supply, we may need to conduct additional testing of our products to
ensure they meet our quality and performance standards. Any delays in delivery of our product to distributors or customers could be extended, and our costs associated with
the change in product manufacturing could increase.

The failure of our third-party manufacturers to manufacture the products for us or the failure of our suppliers of components and raw materials to supply us these items
consistent with our requirements as to quality, quantity and timeliness could materially harm our business by causing delays, lost sales, increases in costs and lower gross
profit margins.

An increasing number of products manufactured by the Company are produced outside the U.S., including in our Mexico facilities. The Company’s manufacturing facilities
in Mexico are authorized to operate as Maquiladoras by the Ministry of Economy of Mexico. Maquiladora status allows the Company to import certain items from the U.S.
into  Mexico  duty-free,  provided  that  such  items,  after  processing,  are  exported  from  Mexico  within  a  stipulated  time  frame.  Maquiladora  status,  which  is  renewed
periodically,  is  subject  to  various  restrictions  and  requirements,  including  compliance  with  the  terms  of  the  Maquiladora  program  and  other  local  regulations.  Failure  to
comply with these regulations or other disruptions within the program could adversely affect the Company’s financial position, results of operations, and cash flows.

We  depend  on  the  availability  of  sufficient  supply  of  certain  materials.  Global  disruptions  in  the  supply  chain  for  these  materials  could  prevent  us  from  meeting
customer demand for our products.

We purchase critical components for our products, including injected molded parts, various cabling, optical components, components for active cabinets, and connectors
from  third  parties,  some  of  whom  are  single-  or  limited-source  suppliers.  We  depend  on  the  ability  of  these  third-party  suppliers  to  secure  a  sufficient  supply  of  raw
materials and maintain sufficient manufacturing and shipping capacity. The global supply chain for raw materials critical to our products has in the past, and may again in
the future, suffer shortages, shipping delays and shipping shortages. This may lead some manufacturers who depend on these raw materials to experience shortages, delivery
delays and price increases for both the raw materials and shipping, with the corresponding consequence that these manufacturers may be delayed in delivering products to
us or may charge higher prices for these products, or there may be increased shipping costs associated with the products. Some manufacturers may also allocate short supply
of products among Clearfield and their other customers.

Increased demand for the Company’s products from its customers may put pressure on the Company’s supply chain, particularly during periods of disruption in the global
supply chain and may lead to increases in costs or delays in obtaining the materials and components for our products from our suppliers. The Company’s ability to recognize
revenue  in  the  future  for  customer  orders  will  depend  on  our  ability  to  manufacture  and  deliver  products  to  the  customers  and  fulfill  other  contractual  obligations.  Our
ability to meet future customer demand for our products will in turn depend upon our suppliers receiving timely and adequate supplies of raw materials to be able to produce
the critical materials and components they supply to us. Although we place a high value on long-term relationships with our suppliers, generally we do not have long-term
supply contracts but instead conduct business on an order-by-order basis. Therefore, we also compete with other companies for the production capacity of manufacturers of
the materials and components we need for our products. We also are exposed to potentially increasing costs associated with the materials and components we purchase from
suppliers or increased costs associated with shipping generally. We may attempt to mitigate the effect of increases in our cost of goods sold through sourcing or stocking
initiatives and by selectively increasing the prices of our products. However, we may be unable to fully pass on these costs to our customers. Long lead times for certain
components and changes in demand for our products may impact our ability to accurately forecast our production requirements. As a result, certain component inventory
purchases may become excess or obsolete, which could have an adverse effect on our financial condition and results of operations.

9

 
 
 
 
 
 
 
 
The reduction of available production capacity among our suppliers, their failures to meet production deadlines or increases to us in their manufacturing or shipping costs
may impact our ability to deliver quality products to our customers on a timely basis, make our products less competitive due to extended delivery times or increased price,
negatively impact our customer or distributor relationships, and result in lower net sales and profit. Any delays or inabilities in meeting customer required shipping dates
may also expose us to order cancellations in our sales order backlog by customers, which could have an adverse effect on our results of operations.

A  significant  percentage  of  our  sales  in  the  last  three  fiscal  years  have  been  made  to  a  small  number  of  customers,  and  the  loss  of  these  major  customers  could
adversely affect us.

Our customer base includes direct customers, OEMs, and distributors. For fiscal year 2023, the Company had one customer that comprised 16% of net sales. For fiscal year
2022, the Company had one customer that comprised 14% of net sales, and for fiscal year 2021 the Company had two customers that comprised a combined 28%, of net
sales. These customers are all distributors.

These customers, like our other customers, purchase our products from time to time through purchase orders. We do not have any agreements that obligate our customers to
purchase products in the future from us. Our agreements with our distributor customers do not prohibit them from purchasing or offering products or services that compete
with ours.

We  believe  that  the  loss  of  our  major  distributor  customers  would  likely  result  in  purchases  being  re-directed  through  other  sales  channels,  for  example  our  other
distributors,  independent  sales  representatives,  or  through  direct  sales  by  the  Company  to  customers.  However,  there  can  be  no  assurance  that  the  loss  of  a  distributor
customer would not have an adverse effect on our sales or gross margins in this event.

The loss of any one or more of our key customers, the substantial reduction, delay, or cancellation of orders received from any of our customers in our sales backlog or our
inability to collect the accounts receivable from these customers, could have a material adverse effect on our business, financial position and results of operations.

Further consolidation among our customers may result in the loss of some customers and may reduce sales during the pendency of business combinations and related
integration activities.

We believe consolidation among our customers in the future will continue in order for them to increase market share and achieve greater economies of scale. In connection
with this merger and acquisition activity, our customers may postpone or cancel orders for our product based on revised plans for technology or network expansion pending
consolidation activity. Customers integrating large-scale mergers or acquisitions may also reduce their purchases of equipment during the integration period or postpone or
cancel orders.

The impact of significant mergers and acquisitions among our customers on our business is likely to be unclear until sometime after such transactions are completed, which
may take a year or more. After a consolidation occurs, a customer may choose to reduce the number of vendors from which it purchases equipment and may choose one of
our competitors as its preferred vendor. There can be no assurance that we will continue to supply equipment to the surviving company after a business combination is
completed.

We may be subject to risks associated with acquisitions, and the risks could adversely affect future operating results.

We monitor our product portfolio and business and customer trends. In response, we have made and may continue to make acquisitions. The success of our acquisitions will
depend on our ability to successfully identify and properly value suitable acquisition candidates, negotiate appropriate acquisition terms, obtain financing at a reasonable
cost, prevail against competing acquirers, complete the acquisitions, and integrate the acquired businesses into our existing business. We cannot ensure that the expected
benefits of any acquisition will be realized or will be realized within the time frames we expect. Costs could be incurred on pursuits or proposed acquisitions that have not
yet or may not close which could impact our operating results, financial condition, or cash flows. Additionally, after the acquisition, unforeseen issues could arise which
adversely affect the anticipated returns, or which are otherwise not recoverable as an adjustment to the purchase price. The price we pay for a business or product line may
exceed the value we realize, and we cannot provide assurance that we will obtain the expected revenues, anticipated synergies, and strategic benefits of any acquisition
within the time we expect or at all. Acquisitions may result in the recording of goodwill and other intangible assets which are subject to potential impairments in the future
that could negatively impact our financial results.

10

 
 
 
 
 
 
 
 
 
 
 
 
 
If we are unable to complete acquisitions or successfully integrate and develop acquired businesses, our financial results could be materially and adversely affected. The
risks inherent in pursuing or completing an acquisition include:

● diversion of management’s time and attention away from existing business activities;

● difficulties or delays in integrating and assimilating information and financial systems, operations and products of an acquired business or other business venture or

in realizing projected efficiencies, growth prospects, cost savings and synergies;

● potential difficulties in managing our expanded operations and, in the case of international acquisitions, potential difficulties in managing non-U.S. subsidiaries,

including the burden and cost of complying with a variety of international laws;

● potential loss of key employees, customers and suppliers of the acquired businesses or adverse effects on relationships with existing customers and suppliers;

● adverse impact on overall profitability if the acquired business does not achieve the return on investment projected at the time of acquisition;

● currency translations and fluctuations may adversely affect the financial performance of our consolidated operations; and

● with respect to the acquired assets and liabilities, inaccurate assessment of additional post-acquisition capital investments; undisclosed, contingent, or other

liabilities; problems executing backlog of material supply or installation projects; unanticipated costs; and an inability to recover or manage such liabilities and
costs.

These risks associated with acquisition, integration of acquired businesses and management of our expanded operations may have a material adverse effect on our sales,
financial condition, and results of operations.

We have exposure to movements in foreign currency exchange rates.

Nestor Cables’ functional currency is the Euro, which is translated to the Company’s reporting currency of the U.S. dollar. Fluctuations in exchange rates between the Euro
and U.S. dollar may impact our results of operations, financial position and cashflows. The Company expects to continue to experience fluctuations in the value of the U.S.
dollar against the Euro and other currencies if it is not possible, cost-effective or should we not elect to hedge certain currency exposure. These factors, which are variable
and generally outside of our control, could materially impact our results of operations, anticipated future results, financial position, and cash flows.

Adverse global economic conditions and geopolitical issues could have a negative effect on our business, and results of operations and financial condition.

Our business, including global supply chain, is affected by global economic conditions and geopolitical issues. Geopolitical issues, such as the Russian invasion of Ukraine
and related economic sanctions and tensions between Russia and NATO countries, has resulted in increasing global tensions, rising energy costs and creates uncertainty for
our global supply chain. Sustained or worsening global economic conditions and geopolitical issues may disrupt or increase our cost of doing business and otherwise disrupt
and delay our supply chain operations. These factors could negatively affect the cost and supply of components needed for our products, our ability to ship products to
customers and ultimately impact our business, financial condition, and result of operations.

11

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Growth may strain our business infrastructure, which could adversely affect our operations and financial condition.

As  we  grow,  we  will  face  the  risk  that  our  existing  resources  and  systems,  including  management  resources,  enterprise  technology  and  operating  systems,  may  be
inadequate to support our growth. There can be no assurance that we will be able to retain the personnel or make the changes in our systems that may be required to support
our growth. Failure to secure these resources and implement these systems on a timely basis could have a material adverse effect on our operating results. In addition, hiring
additional personnel and implementing changes and enhancements to our systems will require capital expenditures and other increased costs that could also have a material
adverse impact on our operating results.

Product defects or the failure of our products to meet specifications or domestic content requirements could cause us to lose customers and sales or to incur unexpected
expenses.

If our products do not meet our customers’ performance requirements, our customer relationships may suffer. Also, our products may contain defects or fail to meet product
specifications. Any failure or poor performance of our products could result in:

● lack of or delayed market acceptance of our products;

● delayed product shipments;

● unexpected expenses and diversion of resources to replace defective products or identify and correct the source of errors;

● damage to our reputation and our customer relationships;

● delayed recognition of sales or reduced sales; 

● increased product warranty claims; and

● product liability claims or other claims for damages that may be caused by any product defects or performance failures.

In addition, certain of our products will be required to meet Build America, Buy America (BABA) Act domestic content requirements to enable certain customers to qualify
for  grant  funding  under  the  Broadband  Equity, Access,  and  Deployment  (BEAD)  program. Any  failure  of  such  products  to  meet  BABA  domestic  content  requirements
would result in those products being ineligible for purchase and use by certain customers under the BEAD program, and could result in lost sales, lost business opportunity,
breach of warranty claims, and damage to our reputation and customer relationships.

Our  products  are  often  critical  to  the  performance  of  telecommunications  systems.  We  offer  customers  limited  warranty  provisions.  If  the  limitations  on  the  product
warranties are unenforceable in a particular jurisdiction or if we are exposed to product liability claims that are not covered by insurance, a claim could harm our business.

We are dependent on key personnel.

Our failure to attract, develop and retain skilled personnel could hinder the management and growth of our business, our research and development, our sales and marketing
efforts and our manufacturing capabilities. Our future success depends to a significant degree upon the continued services of key senior management personnel, including
Cheryl Beranek, our Chief Executive Officer, and John P. Hill, our Chief Operating Officer. We have employment agreements with Ms. Beranek and Mr. Hill that provide
that if we terminate the employment of either executive without cause or if the executive terminates her or his employment for good reason, we would be required to make
specified  payments  to  them  as  described  in  their  employment  agreements. We  have  key  person  life  insurance  on  Ms.  Beranek  and  Mr.  Hill. We  also  have  employment
agreements  with  other  key  management.  Further,  our  future  success  also  depends  on  our  continuing  ability  to  attract,  develop,  retain,  and  motivate  highly  qualified
managerial, technical and sales personnel. Our inability to attract, develop and retain qualified personnel could have a significant negative effect and thereby materially
harm our business and financial condition.

12

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cyber-security incidents, including ransomware, data breaches or computer viruses, could disrupt our business operations, damage our reputation, result in increased
expense and potentially lead to legal proceedings.

Cybersecurity threats continue to expand and evolve, making it difficult to detect and prevent such threats from impacting the Company. While we monitor our networks
and continue to enhance our network security measures, cyber-attacks have increased in frequency and sophistication, and our efforts may not be adequate to prevent all
cybersecurity incidents. Cybersecurity threats to the Company could lead to unauthorized access to the Company’s information technology systems, customers, suppliers,
and third-party service providers. Cybersecurity incidents could potentially result in the disruption of our business operations and/or the theft, destruction, publication, or
corruption of critical data and confidential or proprietary information. Cybersecurity events could also result in the Company being unable to access critical data in a timely
manner, or at all. Cybersecurity incidents could also result from unauthorized parties gaining access to our systems or information through fraudulent or other means of
deceiving our employees, suppliers, customers, or third-party service providers. Despite the Company’s implementation of preventative security measures and controls to
prevent,  detect,  and  mitigate  these  threats,  our  infrastructure  may  still  be  susceptible  to  disruptions  from  cybersecurity  incidents  including  ransomware  attacks,  security
breaches,  computer  viruses,  outages,  and  systems  failures,  any  of  which  could  include  the  inability  to  access  critical  data,  reputational  damage,  loss  of  our  intellectual
property, release of highly sensitive confidential information, litigation with third parties and/or governmental investigations and fines, which could have a material adverse
effect on our financial condition and results of operations. Additionally, as cybersecurity threats continue to evolve, we may be required to devote additional resources to
continue to enhance our information security measures and controls to mitigate these new and emerging threats.

Our business is dependent on interdependent management information systems.

We rely on effective management information systems, including our enterprise resource planning (“ERP”) software, for critical business operations and to support strategic
business decisions. We rely on our ERP system to support such important business operations as processing sales orders and invoicing, manufacturing, shipping, inventory
control, purchasing and supply chain management, human resources, and financial reporting. Some of these systems are made up of multiple software and system providers.
The interdependence of these solutions and systems is a risk, and the failure of any one system could have a material adverse effect on our overall information technology
infrastructure. We are in the process of consolidating several of these solutions and systems into one integrated ERP system for our North American operations. Failure to
successfully consolidate and integrate these solutions and systems could result in disruptions to our operations and adversely impact our business. Failure or abandonment
of all or any part of the ERP system consolidation and integration project could result in a write-off of all or part of the costs that have been capitalized in connection with
the project, which may negatively impact our financial results. We also rely on management information systems to produce information for business decision-making and
planning.  If  we  are  unable  to  maintain  our  management  information  systems,  including  our  IT  infrastructure,  to  support  critical  business  operations  and  to  produce
information  for  business  decision-making  activities,  we  could  experience  a  material  adverse  impact  on  our  business  or  an  inability  to  timely  and  accurately  report  our
financial results.

Our IT systems may also be vulnerable to disruptions from human error, outdated applications, computer viruses, natural disasters, unauthorized access, cyber-attack, and
other similar disruptions. Any system failure, accident or security breach could result in disruptions to our operations. To the extent that any disruptions, cyber-attack or
other security breach results in a loss or damage to our data, or inappropriate disclosure of confidential information, it could harm our business. In addition, we may be
required to incur significant costs to protect against damage caused by these disruptions or security breaches in the future.

Natural disasters, extreme weather conditions or other catastrophic events could negatively affect our business, financial condition, and operating results.

Natural disasters, extreme weather events and other catastrophic events such as flooding, tornadoes, hurricanes, unusually heavy precipitation, earthquakes, tsunamis, fires,
explosions, acts of war, terrorism, civil unrest, or pandemics could increase the cost of doing business or otherwise harm our operations, our suppliers and our customers.
Such events could reduce demand for our products or make it difficult or impossible for us to receive raw materials from suppliers and deliver products to our customers.

Pandemics and other health crises, including COVID-19, could have a material adverse effect on our business, financial condition, and operating results.

Pandemics and other health crises, including COVID-19, and governmental, business, and societal responses to pandemics or other health crises, have had, and in the future
may have, an adverse effect on our operations, work force, supply chains, distribution channels, and customers. Constraints and limits imposed on our operations due to
pandemics or other health crises may slow or diminish our sales and marketing programs, product development activities and qualification activities with our customers.
Restrictions on our manufacturing, support operations or workforce, or similar limitations for our suppliers, could limit our ability to meet customer demand. Restrictions or
disruptions of transportation, such as reduced availability of air transport, port closures and increased border controls or closures, resulting in higher costs and delays, could
harm our profitability, make our products less competitive, or cause our customers to seek alternative suppliers. Employee health, availability, productivity, and efficiency
may be adversely impacted. The degree to which pandemics and other health crises impact our results will depend on numerous factors and future developments, which are
highly uncertain and cannot be predicted, including, but not limited to, the duration and spread of the outbreak, its severity, the actions to contain the pandemic and address
its impact, and how quickly and to what extent normal economic and operating conditions can resume.

13

 
 
 
 
 
 
 
 
 
 
 
Risks Relating to Our Markets and Industry

To compete effectively, we must continually improve existing products and introduce new products that achieve market acceptance.

The telecommunications equipment industry is characterized by rapid technological changes, evolving industry standards, changing market conditions and frequent new
product and service introductions and enhancements. The introduction of products using new technologies, or the adoption of new industry standards can make our existing
products, or products under development, obsolete or unmarketable. In order to remain competitive and increase sales, we will need to anticipate and adapt to these rapidly
changing technologies, enhance our existing products and introduce new products to address the changing demands of our customers.

Many  of  our  competitors  have  greater  engineering  and  product  development  resources  than  we  have.  Although  we  expect  to  continue  to  invest  resources  in  product
development  activities,  our  efforts  to  achieve  and  maintain  profitability  will  require  us  to  be  selective  and  focused  with  our  research  and  development  expenditures.  In
addition, sales to certain broadband service providers may require third-party independent laboratory testing in order to obtain industry certifications to be able to sell to
those customers. Further, our existing and development-stage products may become obsolete if our competitors introduce newer or more appealing technologies. If these
technologies are patented or proprietary to our competitors, we may not be able to access these technologies.

If we fail to anticipate or respond in a cost-effective and timely manner to technological developments, changes in industry standards or customer requirements, or if we
experience any significant delays in product development or introduction, our business, operating results, and financial condition could be affected adversely.

If the telecommunications market does not continue to expand, our business may not grow as fast as we expect, which could adversely impact our business, financial
condition, and operating results.

Our future success as a provider of fiber management, fiber protection and fiber delivery products depends on the continued growth of demand for fiber broadband and, in
particular, the continued expansion in the United States and in our other markets of information networks, particularly those directly or indirectly dependent upon a fiber
optic  infrastructure. As  part  of  that  growth,  we  anticipate  that  demand  for  voice,  video,  and  other  data  services  delivered  over  high-speed  connections  (both  wired  and
wireless)  will  continue  to  increase.  If  this  demand  does  not  increase,  the  need  for  enhanced  high-speed  bandwidth  using  fiber  connections  may  not  increase.  Currently,
demand for high-speed broadband capabilities and access is increasing, but future growth may be limited by several factors, including, among others: (1) relative strength or
weakness of the global economy or certain countries or regions, (2) an uncertain regulatory environment, (3) uncertainty regarding long-term sustainable business models as
multiple  industries,  such  as  the  cable,  traditional  telecommunications,  wireless  and  satellite  industries,  offer  competing  content  delivery  solutions,  (4)  excess  product
inventory in the marketplace, (5) lack of available skilled labor to install product; and (6) delays in the permitting process for fiber optic network installations. If the factors
described  above  were  to  occur  and  cause  the  demand  for  fiber  broadband  capabilities  or  access  to  slow,  stop  or  reverse,  our  business,  financial  condition  and  operating
results would be negatively affected.

14

 
 
 
 
 
 
 
 
 
Changes in U.S. government funding programs may cause our customers and prospective customers to delay, reduce, or accelerate purchases, leading to unpredictable
and irregular purchase cycles.

The telecommunications and cable television industries are subject to significant and changing U.S. federal and state regulation, some of which subsidizes or encourages
spending on initiatives that utilize our products.

For example, programs like the Connect America Fund (CAF), which provides a capital expenditure subsidy for the build-out of the country’s broadband network, the Rural
Digital Opportunity Fund (RDOF), which will provide a capital expenditure subsidy for the support of high-speed broadband networks in rural America, and the Broadband
Equity, Access and Deployment (BEAD) program, among others, which will provide funding for broadband deployment, mapping and adoption projects in unserved and
underserved areas in the United States, its territories, and the District of Columbia, may subsidize or encourage spending by our customers or prospective customers on
capital spending projects that utilize our products. Customers may seek to time or otherwise adjust their technology or network expansion projects to the availability of
subsidies under these or other programs, which will affect the timing and size of orders for our products. In addition, other universal service and inter-carrier compensation
reforms scheduled to begin in the coming years will eliminate subsidies that carriers have traditionally relied upon to support service in high-cost, rural areas. Changes in
government programs in our industry or uncertainty regarding future changes could adversely impact our customers’ or prospective customers’ decisions regarding timing
and amounts of capital spending, which could decrease demand for our products, delay orders or result in pricing pressure from these customers. Moreover, disruptions at
U.S. government agencies responsible for implementing broadband programs and subsidies, including as a result of government shutdowns or pandemics like COVID-19,
may also delay the availability of subsidies or implementation of programs affecting our customers, which may adversely affect our business.

Intense competition in our industry may result in price reductions, lower gross profits, and loss of market share.

Competition  in  the  telecommunications  equipment  and  services  industry  is  intense.  Our  competitors  may  have  or  could  develop  or  acquire  marketing,  financial,
development  and  personnel  resources  that  exceed  ours.  Our  ability  to  compete  successfully  will  depend  on  whether  we  can  continue  to  advance  the  technology  of  our
products and develop new products, the acceptance of our products among our customers and prospective customers, and our ability to anticipate customer needs in product
development, as well as the price, quality and reliability of our products, our delivery and service capabilities and our control of production capacity and operating expenses.

There can be no assurance that we will be able to compete successfully against our current or future competitors. Competition from manufacturers of telecommunications
equipment such as ours may result in price reductions, lower gross profit margins, increased discounts to customers, and loss of market share, which could require increased
spending by us on research and development, sales and marketing, and customer support.

Our success depends upon adequate protection of our patent and other intellectual property rights.

Our future success depends in part upon our proprietary technology. We attempt to protect our proprietary technology through patents, trademarks, copyrights, and trade
secrets. However, these legal means afford us only limited protection and may not adequately protect our rights or remedies to gain or keep any advantages we may have
over our competitors. Accordingly, we cannot predict whether these protections will be adequate, or whether our competitors will develop similar technology independently,
without violating our proprietary rights.

Our competitors, many of which have significant resources, may make substantial investments in competing products and technologies, or may apply for and obtain patents
that will prevent, limit, or interfere with our ability to manufacture or market our products. We may litigate to enforce patents issued to us and to defend against claimed
infringement of the rights of others or to determine the ownership, scope, or validity of our proprietary rights and the rights of others.

Litigation has been necessary in the past and may be necessary in the future to defend or enforce our intellectual property rights, to protect our patents and trade secrets, and
to determine the validity and scope of our proprietary rights. Any litigation also may involve substantial costs and diversion of the attention of Company management away
from operational activities. Any claim of infringement against us could involve significant liabilities to third parties, could require us to seek licenses from third parties, and
could prevent us from manufacturing, selling or using our products. The occurrence of litigation or the effect of any settlement or an adverse determination in litigation
could have a material adverse effect on our business, financial condition, and results of operations.

15

 
 
 
 
 
 
 
 
 
 
 
 
We face risks associated with expanding our sales outside of the United States.

We believe that our future growth depends in part upon our ability to manage our international operations and increase sales in international markets. These sales are subject
to  a  variety  of  risks,  including  fluctuations  in  currency  exchange  rates,  tariffs,  import  restrictions  and  other  trade  barriers,  unexpected  changes  in  legal  and  regulatory
requirements, longer accounts receivable payment cycles, potentially adverse tax consequences, and export license requirements. In addition, we are subject to the risks
inherent  in  conducting  business  internationally,  including  political  and  economic  instability,  unexpected  changes  in  diplomatic  and  trade  relationships,  and  a  complex
system  of  commercial  and  trade  laws,  regulations,  and  policies,  including  those  related  to  data  privacy,  trade  compliance,  anti-corruption,  and  anti-bribery.  Currency
fluctuations may also increase the cost of our international operations and increase the relative price of our product in international markets and thereby cause our products
to  become  less  affordable  or  less  price  competitive  than  those  of  international  manufacturers.  These  risks  associated  with  international  operations  may  have  a  material
adverse effect on our revenue from or costs associated with international operations or sales.

Expectations  relating  to  environmental,  social  and  governance  matters  may  increase  our  cost  of  doing  business  and  expose  us  to  reputational  harm  and  potential
liability.

Many regulators, investors, employees, vendors, customers, community members and other stakeholders are increasingly focused on environmental, social and governance
matters relating to businesses, including climate change, greenhouse gas emissions, human capital, civil rights, and diversity, equity, and inclusion. We may make public
statements  about  various  environmental,  social  and  governance  matters  and  initiatives  from  time  to  time  through  our  website,  press  releases  and  other  communications.
Addressing stakeholder expectations relating to environmental, social and governance matters requires an investment of time, money and other resources, and depends in
part  on  third-party  performance  or  data  that  is  outside  of  our  control,  any,  or  all  of  which  may  increase  our  cost  of  doing  business.  In  addition,  as  investor  and  other
stakeholder expectations relating to environmental, social and governance matters change and evolve over time, any failure or perceived failure by us to adequately address
those expectations may damage our reputation and adversely affect our business and results of operations. Similarly, public statements we make about environmental, social
and  governance  matters  and  initiatives  may  result  in  increased  scrutiny  by  our  stakeholders  and  require  additional  attention  relating  to  these  issues.  Federal,  state  or
international government bodies or agencies have in the past adopted, and may in the future adopt, laws and regulations relating to environmental, social or governance
matters.  These laws or regulations could require us to modify our business practices to comply and could result in increased costs.  Additionally, any failure to comply with
federal, state, or international environmental, social and governance laws and regulations, could adversely affect our business and results of operations.

Risks Relating to Our Common Stock

Our operating results may fluctuate significantly from quarter to quarter, which may make budgeting for expenses difficult and may negatively affect the market price
of our common stock.

Because many purchases by customers of our products relate to a specific customer project and are procured by the customer from time to time through purchase orders, the
short-term  demand  for  our  products  can  fluctuate  significantly. This  fluctuation  can  be  further  affected  by  the  long  sales  cycles  necessary  to  obtain  contracts  to  supply
equipment for these projects, the availability of capital to fund our customers’ projects, changes or delays in customer deployment schedules, and the impact of government
programs to encourage service to unserved or underserved communities, rural areas or other high-cost areas on customer buying patterns. These long sales cycles may result
in  significant  effort  expended  with  no  resulting  sales  or  sales  that  are  not  made  in  the  anticipated  quarter  or  fiscal  year.  Certain  customers  and  prospective  customers,
typically larger broadband service providers, are conducive to these long sales cycles which may be multi-year efforts. Demand for our products will also depend upon the
extent to which our customers and prospective customers initiate these projects and the extent to which we are selected to provide our equipment in these projects, neither of
which can be assured. In addition, a sharp increase in demand could result in actual lead times longer than quoted, and a sharp decrease in demand could result in excess
stock. These factors generally result in fluctuations, sometimes significant, in our operating results. Other factors that may affect our quarterly operating results include:

● the volume and timing of orders from and shipments to our customers, particularly significant customers;

● mergers and acquisitions activity among our customers;

● work stoppages and other developments affecting the operations of our customers;

● the timing of and our ability to obtain required certifications or qualifications to sell products, the timing of and our ability to obtain new customer contracts, and

the timing of revenue recognition;

16

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
● the timing of new product and service announcements;

● the availability of products and services;

● seasonal trends in the industries we serve;

● market acceptance of new and enhanced versions of our products and services, including the impact of government programs on customers purchasing decisions;

● variations in the mix of products and services we sell;

● the utilization of our production capacity and employees, including foreign operations;

● the availability and cost of key components of our products, including the impact of new or increased tariffs; and

● accounting treatment related to stock-based compensation.

Further, we budget our expenses based in part on expectations of future sales. If sales levels in a particular quarter are lower than expected, our operating results will be
affected adversely.

Because of these factors, our quarterly operating results are difficult to predict and are likely to vary in the future. If our operating results are below financial analysts’ or
investors’ expectations, the market price of our common stock may fall abruptly and significantly.

Our stock price has been volatile historically and may continue to be volatile. The price of our common stock may fluctuate significantly.

The trading price of our common stock has been and may continue to be subject to wide fluctuations. Our stock price may fluctuate in response to a number of events and
factors,  such  as  quarterly  variations  in  operating  results,  announcements  of  technological  innovations  or  new  products  by  us  or  our  competitors,  changes  in  financial
estimates and recommendations by securities analysts, the operating and stock price performance of other companies that investors may deem comparable to us, and new
reports relating to trends in our markets or general economic conditions.

In addition, the stock market is subject to price and volume fluctuations that affect the market prices for companies in general, and small-capitalization, high-technology
companies like us in particular. These broad market and industry fluctuations may adversely affect the price of our common stock, regardless of our operating performance.
Further, any failure by us to meet or exceed the expectations of financial analysts or investors is likely to cause a decline in our common stock price. Further, recent industry
and economic conditions have resulted in significant fluctuations in stock prices for many companies, including Clearfield. We cannot predict when the stock markets and
the market for our common stock may stabilize. In addition, although our common stock is listed on the Nasdaq Stock Market, our common stock has at times experienced
low trading volume in the past. Limited trading volume subjects our common stock to greater price volatility and may make it difficult for our shareholders to sell shares at
an attractive price.

Anti-takeover provisions in our organizational documents, Minnesota law and other agreements could prevent or delay a change in control of our Company.

Certain provisions of our articles of incorporation and bylaws, Minnesota law, and other agreements may make it more difficult for a third-party to acquire, or discourage a
third-party from attempting to acquire, control of our Company, including:

● the provisions of our bylaws setting forth the advance notice and information requirements for shareholder proposals, including nominees for directors, to be

considered properly brought before shareholders;

● the right of our board of directors to establish more than one class or series of shares and to fix the relative rights and preferences of any such different classes or

series;

● the provisions of Minnesota law relating to business combinations and control share acquisitions; and

● the provisions of our equity compensation plans allowing for the acceleration of vesting or payments of awards granted under the plans in the event of specified

events that result in a “change in control” and provisions of agreements with certain of our executive officers requiring payments if their employment is terminated
and there is a “change in control.”

17

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
These measures could discourage or prevent a takeover of us or changes in our management, even if an acquisition or such changes would be beneficial to our shareholders.
This may have a negative effect on the price of our common stock.

ITEM 1B.         UNRESOLVED STAFF COMMENTS

Not applicable.

ITEM 2.            PROPERTIES

Clearfield leases an 85,000 square foot facility at 7050 Winnetka Avenue North, Brooklyn Park, Minnesota, consisting of corporate offices, manufacturing, and warehouse
space. The  lease  term  is  ten  years  and  two  months,  ending  on  February  28,  2025,  and  is  renewable. The  renewal  options  have  not  been  included  within  the  lease  term
because it is not reasonably certain that the Company will exercise either option.

In July 2021, Clearfield entered into an indirect lease arrangement for an approximately 318,000 square foot manufacturing facility in Tijuana, Mexico. The lease term is for
7 years of which 5 years are mandatory, commencing March 2022. The lease contains written options to renew for two additional consecutive periods of 5 years each. The
lease calls for monthly rental payments of $162,000, increasing 2% annually. The renewal options have not been included within the lease term because it is not reasonably
certain that the Company will exercise either option.

Clearfield’s Mexico facility operates under a Maquiladora arrangement pursuant to which we contract with a company to provide certain personnel and other services at the
Tijuana, Mexico facility. Maquiladora status allows us to import certain items from the United States into Mexico duty-free, provided that such items, after processing, are
exported from Mexico within a stipulated time frame. Maquiladora status, which is renewed with the Ministry of the Economy of Mexico periodically, is subject to various
restrictions and requirements, including compliance with the terms of the Maquiladora program and other local regulations, which have become stricter in recent years.

On November 19, 2021, Clearfield signed a lease for a 105,000 square foot warehouse in Brooklyn Park, Minnesota. The lease term is five years commencing March 2022
and ending on February 28, 2027, with rent payments increasing annually. The lease includes an option to extend the lease for an additional five years. The renewal option
has not been included within the lease term because it is not reasonably certain that the Company will exercise the option. The lease commenced in the second quarter of
fiscal 2022.

Nestor leases an approximately 25,000 square foot manufacturing facility in Oulu, Finland, which is utilized for the operations of Nestor Cables. The original lease term
ends on October 31, 2022, but auto renews indefinitely until terminated with two years written notice. It is not reasonably certain that the Company will not exercise the
termination option. The lease calls for monthly rental payments of approximately €40,000. Rent is increased each year on January 1st based upon the cost-of-living index
published by the Finnish government.

On May 11, 2023, Nestor Cables signed a lease for an approximately 49,000 square foot manufacturing facility in Tabasalu, Estonia, to be utilized for the operations of
Nestor Cables Baltics. The lease is without a fixed term and requires two years’ written notice to terminate the lease. Additionally, the lease grants to Nestor Cables the
option to lease an expansion facility that is to be constructed no later than August 31, 2024. The expansion facility will be constructed on the same premises as the existing
facility. Once the expansion option is exercised and the expansion facility is made available for use, the lease term of the existing facility will become a minimum of 60
months. The lease calls for monthly rental payments of approximately €20,400 until April 2024 and €25,000 afterwards. Rent is increased each year on May 1st based upon
the cost-of-living index published by the Estonian government and capped at 5%.

18

 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 3.            LEGAL PROCEEDINGS

There are no pending legal proceedings against or involving the Company for which the outcome is likely to have a material adverse effect upon its financial position or
results of operations.

ITEM 4.            MINE SAFETY DISCLOSURES

Not applicable.

PART II.         

ITEM 5.            MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDERMATTERS AND ISSUER PURCHASES OF EQUITY

SECURITIES

Our common stock is traded on the Nasdaq Global Market under the symbol “CLFD.”

Number of Holders of Common Stock

There were 290 holders of record of our common stock as of September 30, 2023.

Dividends

We have never paid cash dividends on our common stock. We currently intend to retain any earnings for use in our operations, continued organic growth, and potential
future  strategic  transactions,  as  well  as  execution  of  the  repurchase  program  described  below,  and  do  not  intend  in  the  foreseeable  future  to  pay  cash  dividends  on  our
common stock.

Stock Performance Graph

The  following  graph  shows  a  comparison  of  the  5-year  cumulative  total  return  on  Clearfield,  Inc.’s  common  stock  relative  to  the  Standard  &  Poor’s  500  Stock  Index
(S&P500  Index),  which  the  Company  has  selected  as  a  broad  market  index,  and  The  Standard  &  Poor’s  1500  Communications  Equipment  Index  (S&P  1500
Communications Equipment Index), which the Company has selected as a published industry index. The graph assumes an investment of $100 (with reinvestment of all
dividends) is made in the Company’s common stock and in each index on September 30, 2018, and its relative performance is tracked through September 30, 2023. The
returns shown are based on historical results and are not intended to suggest future performance.

19

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Company/Index
Clearfield, Inc.
S&P 500 Index
S&P 1500 Communications Equipment Index

September 30,
2018

September 30,
2019

September 30,
2020

September 30,
2021

September 30,
2022

September 30,
2023

  $

100.00    $
100.00     
100.00     

87.13    $
117.95     
138.73     

148.31    $
133.49     
114.40     

324.63    $
170.98     
160.72     

769.41    $
142.32     
130.81     

212.72 
170.20 
171.24 

20

 
 
 
 
 
   
   
   
   
   
 
   
   
 
 
 
Issuer Repurchases

The Company repurchased a total of 7,084 shares of our common stock during the fourth quarter of fiscal year 2023 in connection with payment of taxes upon the vesting of
restricted stock previously issued to employees. These repurchases are unrelated to the stock repurchase program.

Effective January 27, 2022, the Company reinstated its stock repurchase program that had been suspended due to COVID uncertainty in April 2020. In addition, effective
January 27, 2022, the Company’s board of directors increased the share repurchase program by an additional $10 million to an aggregate of $22 million, from the previous
$12 million. As of September 30, 2023, we have repurchased an aggregate of 565,590 shares for approximately $7,019,000, leaving approximately $14,981,000 available
within our $22,000,000 stock repurchase program. The repurchase program does not obligate Clearfield to repurchase any particular amount of common stock during any
period. The repurchase will be funded by cash on hand. During the year ended September 30, 2023, the Company did not repurchase any shares under the stock repurchase
program.

The following table presents the total number of shares repurchased during the fourth quarter of fiscal 2023 by month and the average price paid per share:

ISSUER PURCHASES OF EQUITY SECURITIES

Period

July 1-31, 2023
August 1-31, 2023
September1-30, 2023

Total

Total Number
of
Shares
Purchased as
Part
of Publicly
Announced
Plans

or Programs    

Approximate
Dollar Value
of Shares that
May Yet Be
Purchased
Under the
Program (1)

Total
Number
of Shares
Purchased

Average
Price Paid
per Share

-    $
7,084     
-     
7,084    $

-     
37.50     
-     
37.50     

-    $
-     
-     
-    $

14,980,671 
14,980,671 
14,980,671 
14,980,671 

(1) Amount remaining from the aggregate $22,000,000 repurchase authorizations approved by the Company’s board of directors on January 27, 2022.

On November 7, 2023, the Company’s board of directors increased the share repurchase program to an aggregate of $40 million from the previous $22 million, leaving
approximately $32,980,671 available for repurchase.

Equity  compensation  plans  information  is  incorporated  by  reference  from  Part  III,  Item  12,  “Security  Ownership  of  Certain  Beneficial  Owners  and  Management  and
Related Stockholder Matters,” of this Annual Report, and should be considered an integral part of Item 5.

ITEM 6.         [RESERVED]

Not applicable.

ITEM 7.         MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

Cautionary Statement Regarding Forward-Looking Information

Statements made in this Annual Report on Form 10-K, in the Company’s other SEC filings, in press releases and in oral statements, that are not statements of historical fact
are “forward-looking statements.” Such forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the actual results or
performance of the Company to be materially different from the results or performance expressed or implied by such forward-looking statements. The words “believes,”
“expects,” “anticipates,” “seeks,” “may,” “will,” and similar expressions identify forward-looking statements. Readers are cautioned not to place undue reliance on these
forward-looking statements, which speak only as of the date the statement was made. The risks and uncertainties that could cause actual results to differ materially and
adversely from those expressed or implied by the forward-looking statements include those risks described in Part I, Item 1A “Risk Factors.”

Overview  of  Business:  The  Clearfield  operating  segment  designs,  manufactures,  and  distributes  fiber  optic  management,  protection,  and  delivery  products  for
communications networks. Its “fiber to the anywhere” platform serves the unique requirements of leading broadband service providers in the United States, which include
Community Broadband, Large Regional Service Provider, National Carriers, and Multiple System Operators (“MSOs” or “cable TV”), while also serving the broadband
needs  of  the  International  markets,  primarily  in  the  European,  Caribbean  Markets,  Canada,  and  Mexico.  These  customers  are  collectively  included  in  the  category  of
Broadband  Service  Providers. The  Clearfield  operating  segment  also  provides  contract  manufacturing  services  to  its  Legacy  customers  for  build-to-print  services  which
include  OEM  requiring  copper  and  fiber  cable  assemblies  built  to  their  specifications.  The  Company’s  sales  channels  include  direct  to  customer,  through  distribution
partners, and to original equipment suppliers who private label its products. The Company’s products are sold by its sales employees and independent sales representatives.

21

 
 
 
 
 
 
 
 
   
   
 
   
   
   
   
 
 
 
 
 
 
 
 
 
 
The Nestor Cables operating segment manufactures fiber optic and copper telecommunication cables and equipment which it distributes to telecommunication operators,
network owners, electric companies, building contractors, and industrial companies. Nestor Cables has been a supplier to Clearfield for over a decade. Nestor has two types
of production processes, the process of manufacturing cable in its Finland facility and the finished assembly portion of its business performed in Estonia. Nestor Cables sells
its products predominantly to customers in Europe.

Results of Operations

Year ended September 30, 2023, compared to year ended September 30, 2022

The Company’s net sales for fiscal year 2023 decreased 1%, or $2,163,000 to $268,720,000 from net sales of $270,883,000 in fiscal year 2022. The Company allocates
sales from external customers to geographic areas based on the location to which the product is transported. Accordingly, international sales represented 19% and 6% of net
sales for the years ended September 30, 2023, and 2022, respectively.

The decrease in net sales for fiscal year 2023 of $2,163,000 compared to fiscal year 2022 is attributable to decreased demand across Clearfield’s core markets. Sales to the
Community Broadband market decreased 12% or $15,312,000 from $127,478,000 in fiscal year 2022 to $112,166,000 fiscal year 2023. Sales to Clearfield’s MSO/Cable
TV market decreased 5% or $2,252,000 from $47,921,000 in fiscal year 2022 to $45,669,000 in fiscal year 2023. Sales to National Carriers decreased 17% or $1,817,000
from $10,772,000 in fiscal year 2022 to $8,954,000 in fiscal year 2023. The decrease in sales to these customers was due to a lull in demand for fiber connectivity products
as  customers  digest  their  larger  than  normal  inventory  levels  built  up  during  the  pandemic  which  were  purchased  over  the  previous  several  quarters.  Net  sales  to
International  customers  increased  226%  or  $34,570,000  from  $15,316,000  in  fiscal  year  2022  to  $49,885,000  in  fiscal  year  2023,  primarily  driven  by  the  Company’s
acquisition of Nestor Cables on July 26, 2022.

Revenue from customers is obtained from purchase orders submitted from time to time, with a limited number of customers recently issuing purchase orders for longer time
frames. The Company’s ability to predict orders in future periods or trends affecting orders in future periods is limited. The Company’s ability to predict revenue is further
limited by global supply chain issues, customer deployment schedules and factors affecting customer ordering patterns, which may result in changes in customer ordering
trends  in  a  relatively  short  period  of  time.  The  Company’s  ability  to  recognize  revenue  in  the  future  for  customer  orders  will  depend  on  the  Company’s  ability  to
manufacture and deliver products to the customers and fulfill its other contractual obligations.

22

 
 
 
 
 
 
 
 
Cost  of  sales  for  fiscal  year  2023  was  $183,441,000,  an  increase  of  $25,505,000,  or  16%,  from  the  $157,936,000  in  fiscal  year  2022.  Gross  profit  decreased  25%,  or
$27,669,000 from $112,947,000 for fiscal year 2022 to $85,278,000 for fiscal year 2023. The decrease in gross profit was due to lower net sales and lower gross profit
margin in fiscal year 2023.

Gross profit percent was 31.7% in fiscal year 2023 compared to 41.7% for fiscal year 2022. Gross profit margin was negatively affected by excess overhead and production
capacity  in  the  Company’s  Clearfield  segment  that  was  underutilized.  The  Company  continues  to  realign  capacity  to  current  market  conditions.  Gross  profit  was  also
affected by lower gross profit realized in our Nestor Cables cable manufacturing business which was acquired in July 2022 and was not included in the comparable period
of fiscal 2022. The Company expects to operate at gross profit percentage levels at or below these levels for several quarters until revenue levels increase, which is expected
to bring improved margins.

Selling, general and administrative expense for fiscal year 2023 was $47,992,000, a decrease of $1,155,000, or 2%, compared to $49,130,000 for fiscal year 2022. While
relatively consistent year over year, expense for the year ended September 30, 2023, decreased due to lower performance-based compensation and transaction costs, offset
by additional professional and legal expenses related to the Nestor Cables business acquired in July 2022, as well as increased Clearfield employee compensation costs,
stock-based compensation and travel and entertainment expenses.

Income from operations for fiscal year 2023 was $37,286,000 compared to $63,817,000 for fiscal year 2022. The decrease is attributable to lower gross profit as a result of
higher unabsorbed overhead related to expanded manufacturing capacities in the Clearfield segment, as well as a full year of Nestor Cables, which has a lower gross profit
profile related to its bulk cable and duct product offerings. Nestor Cables was acquired in July 2022.

Net  investment  income  in  fiscal  year  2023  was  $5,206,000  compared  to  $328,000  for  fiscal  year  2022.  The  increase  in  interest  income  is  due  to  a  higher  average
investments balance and higher interest rates earned for the year ended September 30, 2023. The higher investments balance is a result of the Company’s capital raise of
approximately $130,000,000 completed in the first fiscal quarter of 2023. The Company invests its excess cash primarily in Federal Deposit Insurance Company (“FDIC”)
backed bank certificates of deposit, United States (“U.S.”) treasury securities, and money market funds and accounts. We expect interest income to remain at these levels
through fiscal year 2024, subject to changes in market interest rates and changes in the average investments balance.

Interest expense in fiscal year 2023 was $881,000 compared to $311,000 for fiscal year 2022. The increase is primarily due to incurring a full year of interest expense on the
factoring liability held by Nestor Cables which was acquired in July 2022.

Income tax expense for fiscal year 2023 was $9,079,000 compared to $14,472,000 for fiscal year 2022. The decrease in tax expense of $5,393,000 from the year ended
September 30, 2022 is primarily due to the decrease in taxable income for fiscal year 2023. The decrease in the income tax expense rate to 21.8% for fiscal year 2023 from
22.7%  for  fiscal  year  2022  is  due  to  decreased  permanent  addback  items  including  nondeductible  compensation  and  transaction  costs.  Our  provision  for  income  taxes
includes current U.S. federal tax expense and state tax expense, Finland taxes and deferred tax expense.

Net income for fiscal year 2023 was $32,533,000 or $2.17 per basic and diluted share compared to $49,362,000 or $3.58 per basic and $3.55 per diluted share for fiscal year
2022.

Year ended September 30, 2022, compared to year ended September 30, 2021

The Company’s net sales for fiscal year 2022 increased 92%, or $130,128,000, to $270,883,000 from net sales of $140,755,000 in fiscal year 2021. The Company allocates
sales from external customers to geographic areas based on the location to which the product is transported. Accordingly, international sales represented 6% and 7% of net
sales for the years ended September 30, 2022, and 2021, respectively.

The increase in net sales for fiscal year 2022 of $130,128,000 compared to fiscal year 2021 was attributable to increased demand across Clearfield’s core markets. Sales to
the Community Broadband market increased 84% or $82,651,000 from $97,978,000 in fiscal year 2021 to $180,629,000 fiscal year 2022. Sales to Clearfield’s MSO/Cable
TV  market  increased  164%  or  $30,379,000  from  $18,490,000  in  fiscal  year  2021  to  $48,868,000  in  fiscal  year  2022.  Sales  to  National  Carriers  increased  96%  or
$11,499,000 from $11,956,000 in fiscal year 2021 to $23,456,000 in fiscal year 2022. The increase in sales to these customers was due to continuing increased demand for
fiber connectivity products in response to COVID-19 driven by customers accelerating their purchasing decisions and deployment schedules of our fiber optic solutions and
the need for high-speed broadband required in the work from anywhere environment.  Net sales to International customers increased 62% or $5,846,000 from $9,470,000 in
fiscal year 2021 to $15,276,000 in fiscal year 2022, partially driven by the Company’s acquisition of Nestor Cables on July 26, 2022.

23

 
 
 
 
 
 
 
 
 
 
 
 
 
Cost  of  sales  for  fiscal  year  2022  was  $157,936,000,  an  increase  of  $78,358,000,  or  98%,  from  the  $79,578,000  in  fiscal  year  2021.  Gross  profit  increased  85%,  or
$51,770,000 from $61,177,000 for fiscal year 2021 to $112,947,000 for fiscal year 2022.

Gross  profit  percent  was  41.7%  in  fiscal  year  2022  compared  to  43.5%  for  fiscal  year  2021.  The  decrease  in  gross  profit  margin  for  the  period  was  primarily  due  to
component cost increases absorbed by the Company due to the inflationary economic environment, increased facility costs from our expanded Mexico manufacturing and
Minnesota distribution center operations, and increased freight and transportation costs. Despite the decrease in gross profit percentage, gross profit dollars increased due to
the increase net sales.

Selling, general and administrative expense for fiscal year 2022 was $49,130,000, an increase of $13,187,000, or 37%, compared to $35,943,000 for fiscal year 2021. This
increase was primarily comprised of an increase of $6,976,000 in Clearfield’s compensation costs due to additional personnel in fiscal year 2022 over fiscal year 2021,
higher performance-based compensation accruals as well as sales commissions due to significantly higher sales volumes, expenses and fees related to the acquisition of
Nestor Cables of $1,647,000, increased travel, entertainment, and tradeshows cost of $1,382,000 due to reduced COVID-19 travel restrictions as compared to fiscal year
2021, and increased stock compensation expenses of $990,000 due to issuances of equity awards in fiscal year 2022.

Income from operations for fiscal year 2022 was $63,817,000 compared to $25,234,000 for fiscal year 2021.  This increase was attributable to increased sales and gross
profit, partially offset by increased selling, general and administrative expenses as described above.

Net  investment  income  in  fiscal  year  2022  was  $328,000  compared  to  $500,000  for  fiscal  year  2021. The  decrease  was  due  to  lower  interest  rates  earned  on  decreased
investment balances in fiscal year 2022.

Interest expense in fiscal year 2022 was $311,000. The increase was due to $141,000 in interest as a result of $16,700,000 borrowed on the Company’s line of credit drawn
on in the fourth quarter of fiscal 2022 to fund the acquisition of Nestor Cables, and $170,000 in interest on debt held with Nestor Cables. The Company did not have any
interest expense for fiscal year 2021.

Income tax expense for fiscal year 2022 was $14,472,000 compared to $5,407,000 for fiscal year 2021.  The increase in tax expense of $9,065,000 from the year ended
September 30, 2021, was primarily due to the increase in taxable income for fiscal year 2022. The increase in the income tax expense rate to 22.7% for fiscal year 2022
from  21.0%  for  fiscal  year  2021  was  due  to  increased  permanent  addback  items  including  nondeductible  compensation  and  transaction  costs.  Our  provision  for  income
taxes included current U.S. federal tax expense and state tax expense, Finland taxes and deferred tax expense.

Net income for fiscal year 2022 was $49,362,000 or $3.58 per basic and $3.55 per diluted share compared to $20,327,000 or $1.48 per basic and $1.47 per diluted share for
the fiscal year 2021.

24

 
 
 
 
 
 
 
 
 
 
Reportable Segments

The Company’s reportable segments are based on the Company’s method of internal reporting. These results are not necessarily indicative of the results of operations that
would have occurred had each segment been an independent, stand-alone entity during the periods presented. The internal reporting of these operating segments is defined
based, in part, on the reporting and review process used by the Company’s Chief Executive Officer.

On July 26, 2022, Clearfield, through its newly created Finnish subsidiary, Clearfield Finland Oy, acquired all of the equity of Nestor Cables Oy, which has a wholly owned
Estonian subsidiary Nestor Cables Baltics OÜ. Following the closing of the acquisition of Nestor Cables on July 26, 2022, the Company reassessed its operating segments
as  defined  under ASC  280,  Segment  Reporting.  Under ASC  280,  operating  segments  are  defined  as  components  of  an  enterprise  where  discrete  financial  information  is
available that is evaluated regularly by the chief operating decision-maker (“CODM”), in deciding how to allocate resources and in assessing performance. Prior to July 26,
2022,  we  were  considered  to  be  a  single  operating  segment  structure.  Based  upon  the  Company’s  assessment  following  the  acquisition  of  Nestor  Cables,  the  Company
determined that the business of Nestor Cables was considered a second reportable segment as of July 26, 2022. Accordingly, beginning with the year ended September 30,
2022, the Company has two reportable segments: (1) Clearfield and (2) Nestor Cables. The entities that comprise the Nestor Cables segment are Clearfield Finland Oy,
Nestor Cables Oy and Nestor Cables Baltics OÜ.

Reportable segments are as follows:

● Clearfield Segment - The Clearfield segment designs, manufactures, and sells fiber management, protection, and delivery solutions. For fiscal year 2023, net

sales from the Clearfiled segment comprised 84% of the Company’s total net sales.

● Nestor Cables Segment - The Nestor Cables segment designs, manufactures, and sells fiber optic and copper telecommunication cables and equipment. For

fiscal year 2023, net sales from the Nestor Cables segment comprised 16% of the Company’s total net sales.

Clearfield Segment

The following table provides net sales and net income for the Clearfield segment for the fiscal years ended:

(In thousands)
Segment net sales
Segment net income

  September 30, 2023     September 30, 2022     September 30, 2021  
140,755 
  $
20,327 
  $

225,722    $
32,834    $

263,822    $
49,771    $

Net  sales  in  the  Clearfield  segment  decreased  14%  or  $38,100,000  for  the  fiscal  year  ended  September  30,  2023,  resulting  from  decreased  sales  to  its  Community
Broadband, MSO/Cable TV, and Large Regional customers as these customers work to digest inventory that was purchased previously.

Net income in the Clearfield segment for the fiscal year ended September 30, 2023, decreased 34% or $16,937,000 from the fiscal year ended September 30, 2022, driven
by the changes in sales outlined above, as well as lower gross profit margin which was negatively affected by the buildup in capacity that was not utilized.

Nestor Cables Segment

The following table provides net sales and net income for the Nestor Cables segment for the fiscal year ended:

(In thousands)
Segment net sales
Segment net loss

  September 30, 2023     September 30, 2022     September 30, 2021  
- 
  $
- 
  $

42,998    $
(301)   $

7,061    $
(409)   $

Net sales in the Nestor Cables segment increased 509% or $35,937,000 for the fiscal year ended September 30, 2023, due to a full year of operations in fiscal 2023 after
being acquired in the fourth quarter of fiscal 2022.

25

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Net loss in the Nestor Cables segment for the fiscal year ended September 30, 2023 decreased 26% or $108,000 from the fiscal year ended September 30, 2022, driven by
non-recurring acquisition related expenses in the prior year.

Sales Backlog

Sales backlog reflects purchase order commitments for our products received from customers that have yet to be fulfilled. The Company had a backlog of $57,285,000 and
$164,914,000 as of September 30, 2023, and 2022, respectively. The decrease in backlog was primarily due to a lull in demand for fiber connectivity products as customers
digest their larger than normal inventory levels built up during the pandemic which were purchased over the previous several quarters. As of September 30, 2023, most of
the Company’s backlog orders are scheduled to ship within the next nine months. We believe that the Nestor Cables segment generally experiences the same seasonality as
the Clearfield segment.

Liquidity and Capital Resources

As of September 30, 2023, the Company had combined consolidated balances of cash, cash equivalents, short-term and long-term investments of $174,456,000 compared to
$45,199,000 as of September 30, 2022. Additionally, we have a line of credit for $40 million that has no outstanding borrowing as of September 30, 2023. Our excess cash
is invested mainly in certificates of deposit backed by the FDIC, U.S. Treasury securities, and money market funds.

On April 27, 2022, Clearfield entered into a loan agreement and a security agreement to provide the Company with a $40 million revolving line of credit that is secured by
certain of the Company’s U.S. assets. The line of credit matures on April 27, 2025, and borrowed amounts will bear interest at a variable rate of the CME Group one-month
term  Secured  Overnight  Financing  Rate  (“SOFR”)  plus  1.85%,  but  not  less  than  1.80%  per  annum. As  of  September  30,  2023,  the  interest  rate  was  7.18%.  The  loan
agreement  and  the  security  agreement  contains  customary  affirmative  and  negative  covenants  and  requirements  relating  to  the  Company  and  its  operations,  including  a
requirement that the Company maintain a debt service coverage ratio of not less than 1.20 to 1 as of the end of each fiscal year for the fiscal year then ended and maintain a
debt to cash flow ratio of not greater than 2 to 1 measured as of the end of each of the Company’s fiscal quarters for the trailing twelve (12) month period. Debt service
coverage ratio is the ratio of Cash Available for Debt Service to Debt Service, each as defined in the loan agreement. Debt and Cash Flow are also as defined in the loan
agreement for the purposes of the debt to cash flow ratio covenant. As of September 30, 2023, the Company had no borrowings against this line of credit. As of September
30, 2023, the Company was in compliance with all covenants. We had no long-term debt obligations as of September 30, 2023, and $18,666,000 as of September 30, 2022.
We  believe  the  combined  balances  of  short-term  cash  and  investments,  along  with  long-term  investments  and  available  bank  lines  of  credit  provide  a  more  accurate
indication of our available liquidity.

We believe our existing cash equivalents and short-term investments, along with cash flow from operations and line of credit, will be sufficient to meet our working capital
and investment requirements beyond the next 12 months. The Company intends on utilizing its available cash and assets primarily for its continued organic growth and
potential future strategic transactions, as well as execution of the share repurchase program adopted by our board of directors. Effective January 27, 2022, the Company
reinstated its stock repurchase program that had been suspended due to COVID uncertainty in April 2020. In addition, effective January 27, 2022, the Company’s board of
directors increased the share repurchase program by an additional $10 million to an aggregate of $22 million, from the previous $12 million. As of September 30, 2023, we
have  repurchased  an  aggregate  of  565,590  shares  for  approximately  $7,019,000,  leaving  approximately  $14,981,000  available  within  our  $22,000,000  stock  repurchase
program. The repurchase program does not obligate Clearfield to repurchase any particular amount of common stock during any period. The repurchase will be funded by
cash on hand. During the year ended September 30, 2023, the Company did not repurchase any shares under the stock repurchase program.

On November 7, 2023, the Company’s board of directors increased the share repurchase program to an aggregate of $40 million from the previous $22 million, leaving
approximately $32,980,671 available for repurchase.

Operating Activities

Net cash provided by operations for the fiscal year ended September 30, 2023, totaled $20,010,000. Cash provided by operations included net income of $32,533,000 for the
fiscal  year  ended  September  30,  2023,  non-cash  expenses  for  depreciation  and  amortization  of  $6,043,000,  stock-based  compensation  of  $3,578,000,  amortization  of
discount on investments of $3,512,000, in addition to changes in operating assets and liabilities using cash. Changes in operating assets and liabilities using cash include an
increase  in  net  inventories  of  $15,083,000  and  a  decrease  in  accounts  payable  and  accrued  expenses  of  $26,257,000. The  increase  in  inventory  is  a  result  of  additional
stocking levels to support the Company’s anticipated customer demand, as well as stocking of long lead time components to limit manufacturing delays due to raw material
component shortages and supply chain delays experienced during the pandemic. The decrease in accounts payable is due to lower purchasing activity of inventory near the
end of the period in response to lower demand from customers, as well as lower performance-based compensation accruals as of September 30, 2023. Also, changes in
operating assets and liabilities providing cash include a decrease in accounts receivable of $26,277,000, due to lower net sales in the Company’s fourth quarter of fiscal
2023 compared to the prior year. Days sales outstanding (“DSO”), which measures how quickly receivables are collected, remained relatively consistent as it increased 1
day from 52 to 53 from September 30, 2022, to September 30, 2023.

26

 
 
 
 
 
 
 
 
 
 
 
 
Net cash provided by operations for the fiscal year ended September 30, 2022, totaled $1,001,000. Cash provided by operations included net income of $49,362,000 for the
fiscal year ended September 30, 2022, non-cash expenses for depreciation and amortization of $3,413,000, stock-based compensation of $2,339,000, in addition to changes
in  operating  assets  and  liabilities  using  cash.  Changes  in  operating  assets  and  liabilities  using  cash  include  an  increase  in  net  inventories  of  $43,744,000  and  accounts
receivables of $24,234,000. The increase in inventory is a result of additional stocking levels to support the Company’s increased sales backlog and higher demand, and
stocking  of  high  turn  and  long  lead  time  components  to  limit  manufacturing  delays  due  to  raw  material  component  shortages  and  supply  chain  delays. The  increase  in
accounts receivable was due to higher net sales as well as increased DSO due to higher sales to certain customers with longer payment terms. DSO increased 13 days from
39 to 52 from September 30, 2021, to September 30, 2022. Also, changes in operating assets and liabilities providing cash include an increase in accounts payable and
accrued expenses of $14,502,000, due to timing of accounts payable and $8,738,000 in fiscal year 2022 incentive compensation accruals to be paid after year end.

Net cash provided by operations for the fiscal year ended September 30, 2021, totaled $10,903,000. Cash provided by operations included net income of $20,327,000 for the
fiscal  year  ended  September  30,  2021,  non-cash  expenses  for  depreciation  and  amortization  of  $2,302,000,  stock-based  compensation  of  $1,280,000,  and  decrease  in
allowance  for  doubtful  accounts  of  $210,000,  in  addition  to  changes  in  operating  assets  and  liabilities  using  cash.  Changes  in  operating  assets  and  liabilities  using  cash
include an increase in net inventories of $13,116,000 and accounts receivables of $9,151,000. The increase in inventory is a result of additional stocking levels to support
the Company’s increased sales backlog and higher demand, and stocking of high turn and long lead time components to limit manufacturing delays due to raw material
component shortages and delays. The increase in accounts receivable was due to higher net sales experienced over the prior year. The Company’s DSO increased 1 day from
38 to 39 from September 30, 2020, to September 30, 2021. Also, changes in operating assets and liabilities providing cash include an increase in accounts payable and
accrued expenses of $9,776,000, due to timing of accounts payable and $6,513,000 in fiscal year 2021 incentive compensation accruals to be paid after year end.

Investing Activities

For the fiscal year ended September 30, 2023, the Company received proceeds from maturities of investments of $107,060,000 and used cash to purchase $210,923,000 of
investments in certificates of deposit below FDIC insured levels and U.S. Treasuries. The Company used $8,384,000 in cash to purchase fixed and intangible assets. The
result is cash used in investing activities of $112,247,000 in fiscal year 2023. In fiscal year 2024, the Company intends to continue investing in the necessary information
technology, manufacturing equipment and facility needs.

For the fiscal year ended September 30, 2022, the Company had $17,386,000 of FDIC-backed certificates of deposit and U.S. Treasuries mature or be sold. The Company
used $9,148,000 in cash to purchase fixed and intangible assets. Additionally, the Company used $16,187,000 in cash to acquire Nestor Cables on July 26, 2022. The result
was cash used in investing activities of $8,197,000 in fiscal year 2022.

For the fiscal year ended September 30, 2021, we purchased $24,809,000 of FDIC-backed certificates of deposit and U.S. Treasuries and had $13,255,000 of FDIC-backed
certificates of deposit and U.S. Treasuries mature or be called. The result was cash used in investing activities of $13,600,000 in fiscal year 2021. The increase in cash used
in investing activities was driven by increased investment of cash in excess of operating needs into long-term investments. During fiscal year 2021, we used $2,046,000 in
cash  for  the  purchase  of  capital  equipment  and  software  and  for  obtaining  patents.  These  purchases  were  mainly  related  to  manufacturing  and  information  technology
equipment.

Financing Activities

For the fiscal year ended September 30, 2023, the Company received $130,262,000 of net proceeds through the issuance of common stock in the first quarter of fiscal 2023.
The Company also received $611,000 from employees’ purchase of stock through our Employee Stock Purchase Plan (“ESPP”) and $954,000 related to issuance of stock as
payment for incentive compensation. The Company used $16,700,000 to pay down in full the then-outstanding principal on our line of credit, which was originally drawn in
the fourth quarter of fiscal 2022 to fund the acquisition of Nestor Cables. The Company also used $491,000 related to share withholding for exercise and taxes associated
with the issuance of common stock upon cashless exercise of stock options and used $1,220,000 to pay for taxes as a result of employees’ vesting of restricted shares using
share withholding. As a result, the net cash provided by financing activities during fiscal year 2023 was $113,416,000.

27

 
 
 
 
 
 
 
 
 
 
For the fiscal year ended September 30, 2022, the Company borrowed $16,700,000 on its line of credit to fund the July acquisition of Nestor Cables. The Company received
$544,000  from  employees’  purchase  of  stock  through  our  ESPP. The  Company  used  $5,183,000  related  to  share  withholding  for  exercise  and  taxes  associated  with  the
issuance of common stock upon cashless exercise of stock options and used $1,406,000 to pay for taxes as a result of employees’ vesting of restricted shares using share
withholding. As a result, the net cash provided by financing activities during fiscal year 2022 was $10,655,000.

For the fiscal year ended September 30, 2021, the Company received $384,000 from employees’ purchase of stock through our ESPP. The Company used $462,000 to pay
for taxes related to employees’ exercises of stock options and $458,000 to pay for taxes related to employees’ vesting of restricted shares using share withholding. As a
result, the net cash used in financing activities during fiscal year 2021 was $536,000.

Operating Leases

We have entered into various non-cancelable operating lease agreements for office equipment and our office and manufacturing spaces in Minnesota, Mexico, Finland, and
Estonia expiring at various dates through August 2034. Certain of these leases have escalating rent payment provisions. We recognize rent expense under such leases on a
straight-line basis over the term of the lease.

Critical Accounting Estimates

In  preparing  our  financial  statements,  we  make  estimates,  assumptions  and  judgments  that  can  have  a  significant  impact  on  our  sales,  income  from  operations  and  net
income, as well as on the value of certain assets and liabilities on our consolidated balance sheets. We believe that there are several accounting policies that are critical to an
understanding of our historical and future performance, as these policies affect the reported amounts of sales, expenses and significant estimates and judgments applied by
management. While there are a number of accounting policies, methods and estimates affecting our financial statements, areas that are particularly significant include:

● Accounting for stock-based compensation
● Income taxes
● Valuation of inventory, long-lived assets, finite lived intangible assets and goodwill
● Valuation in business combinations

Stock-Based Compensation

We measure and recognize compensation expense for all stock-based awards at fair value over the requisite service period. We use the Black-Scholes option pricing model
to determine the fair value of options. For restricted stock grants, fair value is determined as the closing price of the Company’s stock on the date of grant. Equity-based
compensation expense is broken out between cost of sales and selling, general and administrative expenses based on the classification of the employee. The determination
of  fair  value  of  stock-based  awards  on  the  date  of  grant  using  an  option-pricing  model  is  affected  by  our  stock  price  as  well  as  by  assumptions  regarding  a  number  of
subjective variables. These variables include, but are not limited to, the expected stock price volatility over the term of the awards, and actual and projected employee stock
option exercise behaviors.

The expected terms of the options are based on evaluations of historical and expected future employee exercise behavior. The risk-free interest rate is based on the U.S.
Treasury rates at the date of grant with maturity dates approximately equal to the expected life at grant date. Volatility is based on historical and expected future volatility of
the Company’s stock. The Company has not historically issued any dividends and does not expect to in the future. Forfeitures for both option and restricted stock grants are
estimated at the time of the grant and revised in subsequent periods if actual forfeitures differ from estimates.

If factors change and we employ different assumptions in the determination of the fair value of grants in future periods, the related compensation expense that we record
may differ significantly from what we have recorded in the current periods.

28

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Income Taxes

We account for income taxes in accordance with ASC 740, Income Taxes, under which deferred income taxes are recognized based on the estimated future tax effects of
differences between the financial statement and tax bases of assets and liabilities given the provisions of enacted tax laws. Deferred income tax provisions and benefits are
based on changes to the assets or liabilities from year to year. In providing for deferred taxes, we consider tax regulations of the jurisdictions in which we operate, estimates
of future taxable income, and available tax planning strategies. If tax regulations, operating results, or the ability to implement tax-planning strategies vary, adjustments to
the carrying value of deferred tax assets and liabilities may be required. A valuation allowance is recorded when it is more likely than not that a deferred tax asset will not be
realized.  The  recorded  valuation  allowance  is  based  on  significant  estimates  and  judgments  and  if  the  facts  and  circumstances  change,  the  valuation  allowance  could
materially change.

In accounting for uncertainty in income taxes, we recognize the financial statement benefit of a tax position only after determining that the relevant tax authority would
more likely than not sustain the position following an audit. For tax positions meeting the more likely than not threshold, the amount recognized in the financial statements
is the largest benefit that has a greater than 50 percent likelihood of being realized upon ultimate settlement with the relevant tax authority. The Company recognizes interest
and penalties accrued on any unrecognized tax benefits as a component of income tax expense.

As of September 30, 2023, and 2022, the Company had no U.S. federal, state, or Estonia net operating loss (“NOL”) carry-forwards. As of September 30, 2023, and 2022
there is a Finnish NOL of $1,000 and $4,000, respectively.

As part of the process of preparing our financial statements, we are required to estimate our income tax liability in each of the jurisdictions in which we do business. This
process involves estimating our actual current tax expense together with assessing temporary differences resulting from differing treatment of items for tax and accounting
purposes.  These  differences  result  in  deferred  tax  assets  and  liabilities.  We  must  then  assess  the  likelihood  that  these  deferred  tax  assets  will  be  recovered  from  future
taxable income and, to the extent we believe that recovery is not more likely than not or unknown, we must establish a valuation allowance. If the valuation allowance is
reduced, the Company would record an income tax benefit in the period in which that determination is made. If the valuation allowance is increased, the Company would
record additional income tax expense.

The Company files income tax returns in the U.S. Federal jurisdiction and various state and foreign jurisdictions. Based on its evaluation, the Company has concluded that it
has no significant unrecognized tax benefits. The Company is generally subject to U.S. federal examination for all tax years after 2018. The Company is subject to state
examinations for all tax years after 2013 due to unexpired research and development credit carryforwards still open under statute. Nestor is generally subject to Finland
examination for all tax years after 2019 and Estonia examination for all tax years after 2019.

Impairment of Long-Lived Assets, Intangible Assets and Goodwill

The  Company’s  long-lived  assets  as  of  September  30,  2023,  consisted  primarily  of  property,  plant  and  equipment,  right  of  use  lease  assets,  patents,  intangibles,  and
goodwill.  The  Company  reviews  the  carrying  amount  of  its  property,  plant  and  equipment,  right  of  use  lease  assets,  and  intangible  assets  if  events  or  changes  in
circumstances indicate that the carrying amount of the assets may not be recoverable. When this review indicates the carrying amount of an asset or asset group exceeds the
sum of the future undiscounted cash flows expected to be generated by the assets, the Company recognizes an asset impairment charge against operations for the amount by
which the carrying amount of the impaired asset exceeds its fair value.

Determining fair values of property, plant, and equipment, right of use lease assets, and intangible assets using a discounted cash flow method involves significant judgment
and requires the Company to make significant estimates and assumptions, including long-term projections of cash flows, market conditions and appropriate discount rates.
Judgments  are  based  on  historical  experience,  current  market  trends,  consultations  with  external  valuation  specialists  and  other  information.  If  facts  and  circumstances
change, the use of different estimates and assumptions could result in a materially different outcome. The Company generally develops these forecasts based on recent sales
data for existing products, planned timing of new product launches or acquisitions, and estimated future growth of the FTTP market.

29

 
 
 
 
 
 
 
 
 
 
 
Goodwill  represents  the  excess  purchase  price  over  the  fair  value  of  tangible  net  assets  acquired  in  acquisitions  after  amounts  have  been  allocated  to  intangible  assets.
Goodwill  is  tested  for  impairment  annually  at  fiscal  year-end,  or  more  frequently  when  events  or  changes  in  circumstances  indicate  that  the  asset  might  be  impaired.
Examples  of  such  events  or  circumstances  include,  but  are  not  limited  to,  a  significant  adverse  change  in  legal  or  business  climate,  an  adverse  regulatory  action  or
unanticipated competition. The Company assesses qualitative factors to determine whether the existence of events or circumstances would indicate that it is more likely
than not that the fair value of the reporting unit is less than its carrying amount. During the years ended September 30, 2023, 2022, and 2021, there were no triggering
events that indicated goodwill or intangible assets may be impaired.

If after assessing the totality of events or circumstances, the Company were to determine that it is more likely than not that the fair value of the reporting unit is less than its
carrying amount, then the Company would perform a quantitative test that compares the fair value to its carrying value to determine the amount of any impairment.

If the carrying amount of a reporting unit exceeds its fair value, the Company would measure the possible goodwill impairment loss based on an allocation of the estimate
of fair value of the reporting unit to all of the underlying assets and liabilities of the reporting unit, including any previously unrecognized intangible assets. The excess of
the fair value of a reporting unit over the amounts assigned to its assets and liabilities is the implied fair value of goodwill. An impairment loss is recognized to the extent
that a reporting unit's recorded goodwill exceeds the implied fair value of goodwill. An impairment loss would be based on significant estimates and judgments, and if the
facts and circumstances change, a potential impairment could have a material impact on the Company’s financial statements.

No impairment of goodwill or intangible assets has occurred during the years ended September 30, 2023, 2022, and 2021, respectively.

Valuation of Inventory

The Company maintains a material amount of inventory to support its manufacturing operations and customer demand. This inventory is stated average cost, subject to the
lower  of  cost  or  net  realizable  value.  On  a  regular  basis,  the  Company  reviews  its  inventory  and  identifies  inventory  which  is  excess,  slow  moving,  or  obsolete  by
considering  factors  such  as  inventory  levels,  expected  product  life,  and  forecasted  sales  demand. Any  identified  excess,  slow  moving,  and  obsolete  inventory  is  written
down to its market value through a charge to cost of sales. It is possible that additional inventory write-down charges may be required in the future if there is a significant
decline in demand for the Company’s products and the Company does not adjust its inventory procurement accordingly.

Valuation in Business Combinations

We  record  tangible  and  intangible  assets  acquired  and  liabilities  assumed  in  business  combinations  under  the  purchase  method  of  accounting  under ASC  805,  Business
combinations. Amounts paid for each acquisition are allocated to the assets acquired and liabilities assumed based on their fair values at the dates of acquisition. The value
recorded is based on estimates of future financial projections. These cash flow projections are discounted with a risk adjusted rate. The fair value of identifiable intangible
assets  is  based  on  detailed  valuations  that  use  information  and  assumptions  provided  by  management,  which  is  considered  management’s  best  estimate  of  inputs  and
assumptions that a market participant would use. We allocate any excess purchase price over the fair value of the net tangible and intangible assets acquired and liabilities
assumed to goodwill.

30

 
 
 
 
 
 
 
 
 
 
 
New Accounting Pronouncements:

In June 2016, the Financial Accounting Standards Board (“FASB”) issued the Accounting Standards Update (“ASU”) 2016-13, Measurement of Credit Losses on Financial
Instruments.  In  November  2018,  the  FASB  issued  update  ASU  2018-19  that  clarifies  the  scope  of  the  standard  in  the  amendments  in  ASU  2016-13.  This  guidance
introduces a new model for recognizing credit losses on financial instruments based on an estimate of current expected credit losses. Financial instruments impacted include
accounts  receivable,  other  financial  assets  measured  at  amortized  cost  and  other  off-balance  sheet  credit  exposures.  The  new  guidance  is  effective  for  the  Company
beginning in the first quarter of fiscal 2024, with early adoption permitted. The Company has evaluated the impact of the adoption of ASU 2016-13 on its consolidated
financial statements and determined that the adoption of the new standard would not have a material impact on the Company's consolidated financial statements.

ITEM 7A.         QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

The Company currently invests its excess cash in bank certificates of deposit that are fully insured by the Federal Deposit Insurance Corporation and United States Treasury
securities with terms of not more than five years, as well as money market funds. The fair value of these investments fluctuates subject to changes in market interest rates.
As of September 30, 2023, and 2022, the Company had combined consolidated balances of cash, cash equivalents, short term, and long-term investments of $174,456,000
and $45,199,000, respectively.

Foreign Exchange Rates:

The Company uses the U.S. dollar as its reporting currency. The functional currency of Nestor Cables is the Euro. The changing relationships of the U.S. dollar to the Euro
could have a material impact on our financial results. Fluctuations in the Euro to U.S. dollar exchange rate impacts our consolidated balance sheets, as well as sales, cost of
sales, and net income. If the Euro had appreciated or depreciated by 10%, relative to the U.S. Dollar, our operating expenses for fiscal year 2023 would have increased or
decreased by approximately $570,000 or approximately 1%. We do not hedge against foreign currency fluctuations. As such, fluctuations in foreign currency exchange rates
could have a material impact on the Company’s financial statements.

Inflation

Rising costs, including wages, logistics, components, and commodity prices are negatively impacting our profitability. We are subject to market risk from fluctuating market
prices of certain purchased commodities and raw materials which has outpaced our ability to reduce the cost structure and manufacturability. We do not hedge commodity
prices. Accordingly, inflation impacts our profitability, including cost of sales and operating expenses, and may have a material impact on the Company’s financial
statements.

31

 
 
 
 
 
 
 
 
 
 
ITEM 8.         FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

Management’s Report on Internal Control over Financial Reporting

Management is responsible for establishing and maintaining an adequate system of internal control over financial reporting of the Company. This system is designed to
provide  reasonable  assurance  regarding  the  reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with  United
States generally accepted accounting principles.

Our internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and
fairly  reflect  the  transactions  and  dispositions  of  the  assets  of  the  Company;  (2)  provide  reasonable  assurance  that  transactions  are  recorded  as  necessary  to  permit
preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the Company are being made only in
accordance  with  authorizations  of  management  and  directors  of  the  Company;  and  (3)  provide  reasonable  assurance  regarding  prevention  or  timely  detection  of
unauthorized acquisition, use, or disposition of the Company’s assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness to
future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures
may deteriorate.

Management conducted an evaluation of the effectiveness of the system of internal control over financial reporting as of September 30, 2023. In making this evaluation,
management  used  the  criteria  set  forth  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission  (COSO)  in  Internal  Control—2013  Integrated
Framework.  Based  on  management’s  evaluation  and  those  criteria,  management  concluded  that  the  Company’s  system  of  internal  control  over  financial  reporting  was
effective as of September 30, 2023.

Management’s internal control over financial reporting as of September 30, 2023, has been audited by Baker Tilly LLP, an independent registered public accounting firm, as
stated in their report appearing on the following page, in which they expressed an unqualified opinion thereon.

Date:         November 29, 2023

/s/ Cheryl Beranek
Cheryl Beranek
Chief Executive Officer

/s/ Daniel Herzog
Daniel Herzog
Chief Financial Officer

Further discussion of our internal controls and procedures is included in Item 9A of this report, under the caption “Controls and Procedures.”

32

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Clearfield, Inc.
INDEX TO CONSOLIDATED FINANCIAL STATEMENTS

Report of Independent Registered Public Accounting Firm (PCAOB ID 23)
Financial Statements

Consolidated Balance Sheets
Consolidated Statements of Earnings
Consolidated Statement of Comprehensive Income
Consolidated Statements of Shareholders’ Equity
Consolidated Statements of Cash Flows
Notes to the Consolidated Financial Statements

33

Page
34

36
37
38
39
39
40

 
 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the shareholders and the board of directors of Clearfield, Inc.:

Opinions on the Financial Statements and Internal Control over Financial Reporting

We  have  audited  the  accompanying  consolidated  balance  sheets  of  Clearfield,  Inc.  (the  "Company")  as  of  September  30,  2023  and  2022,  the  related  consolidated
statements of earnings, comprehensive income, shareholders' equity, and cash flows, for each of the three years in the period ended September 30, 2023, and the related
notes (collectively referred to as the "consolidated financial statements"). We also have audited the Company’s internal control over financial reporting as of September
30,  2023,  based  on  criteria  established  in  Internal  Control  –  Integrated  Framework:  (2013)  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway
Commission (COSO).

In our opinion, the consolidated financial statements present fairly, in all material respects, the financial position of the Company as of September 30, 2023 and 2022, and
the results of their operations and their cash flows for each of the three years in the period ended September 30, 2023, in conformity with accounting principles generally
accepted in the United States of America. Also in our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as of
September 30, 2023, based on criteria established in Internal Control – Integrated Framework: (2013) issued by COSO.

Basis for Opinions

The  Company’s  management  is  responsible  for  these  consolidated  financial  statements,  for  maintaining  effective  internal  control  over  financial  reporting,  and  for  its
assessment of the effectiveness of internal control over financial reporting, included in the accompanying management report. Our responsibility is to express an opinion
on  the  Company's  consolidated  financial  statements  and  an  opinion  on  the  Company’s  internal  control  over  financial  reporting  based  on  our  audits.  We  are  a  public
accounting  firm  registered  with  the  Public  Company Accounting  Oversight  Board  (United  States)  ("PCAOB")  and  are  required  to  be  independent  with  respect  to  the
Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audits to obtain reasonable assurance
about whether the consolidated financial statements are free of material misstatement, whether due to error or fraud and whether effective internal control over financial
reporting was maintained in all material respects.

Our audits of the financial statements included performing procedures to assess the risks of material misstatement of the consolidated financial statements, whether due to
error  or  fraud,  and  performing  procedures  that  respond  to  those  risks.  Such  procedures  included  examining,  on  a  test  basis,  evidence  regarding  the  amounts  and
disclosures in the consolidated financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as
well  as  evaluating  the  overall  presentation  of  the  consolidated  financial  statements.  Our  audit  of  internal  control  over  financial  reporting  included  obtaining  an
understanding  of  internal  control  over  financial  reporting,  assessing  the  risk  that  a  material  weakness  exists,  and  testing  and  evaluating  the  design  and  operating
effectiveness of internal control based on the assessed risk. Our audits also included performing such other procedures as we considered necessary in the circumstances.
We believe that our audits provide a reasonable basis for our opinions.

34

 
 
 
 
 
 
 
 
 
 
 
Definition and Limitations of Internal Control Over Financial Reporting

A  company's  internal  control  over  financial  reporting  is  a  process  designed  to  provide  reasonable  assurance  regarding  the  reliability  of  financial  reporting  and  the
preparation  of  financial  statements  for  external  purposes  in  accordance  with  generally  accepted  accounting  principles.  A  company's  internal  control  over  financial
reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and
dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in
accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of
management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition
of the company's assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness
to  future  periods  are  subject  to  the  risk  that  controls  may  become  inadequate  because  of  changes  in  conditions,  or  that  the  degree  of  compliance  with  the  policies  or
procedures may deteriorate.

Critical Audit Matters

Critical audit matters are matters arising from the current period audit of the financial statements that were communicated or required to be communicated to the audit
committee and that: (1) relate to accounts or disclosures that are material to the financial statements and (2) involved or are especially challenging, subjective, or complex
judgments. We determined that there are no critical audit matters.

/s/ Baker Tilly, US, LLP

We have served as the Company's auditor since 2013.

Minneapolis, Minnesota

November 29, 2023

35

 
 
 
 
 
 
 
 
 
 
 
CLEARFIELD, INC.
CONSOLIDATED BALANCE SHEETS
(IN THOUSANDS, EXCEPT SHARE DATA)

September 30,
2023

September 30,
2022

Assets
Current Assets

Cash and cash equivalents
Short-term investments
Accounts receivables, net
Inventories, net
Other current assets

Total current assets

Property, plant and equipment, net

Other Assets

Long-term investments
Goodwill
Intangible assets, net
Right-of-use lease assets
Deferred tax asset
Other

Total other assets
Total Assets

Liabilities and Shareholders’ Equity
Current Liabilities

Current portion of lease liability
Current maturities of long-term debt
Accounts payable
Accrued compensation
Accrued expenses
Factoring liability

Total current liabilities

Other Liabilities

Long-term debt, net of current maturities
Long-term portion of lease liability
Deferred tax liability
Total liabilities

Shareholders’ Equity

Preferred stock, $.01 par value; 500,000 shares; no shares issued or outstanding
Common stock, authorized 50,000,000, $.01 par value; 15,254,725 and 13,818,452 shares issued and outstanding as of

September 30, 2023 and 2022, respectively

Additional paid-in capital
Accumulated other comprehensive loss
Retained earnings

Total shareholders’ equity

Total Liabilities and Shareholders’ Equity

  $

  $

  $

  $

37,827    $
130,286     
28,392     
98,055     
1,695     
296,255     

21,527     

6,343     
6,528     
6,092     
13,861     
3,039     
1,872     
37,735     
355,517    $

3,737    $
2,112     
8,891     
5,571     
2,404     
6,289     
29,004     

-     
10,629     
721     
40,354     

-     

153     
188,218     
(544)    
127,336     
315,163     
355,517    $

16,650 
5,802 
53,704 
82,208 
1,758 
160,122 

18,229 

22,747 
6,402 
6,376 
13,256 
1,414 
582 
50,777 
229,128 

3,385 
- 
24,118 
13,619 
6,181 
4,391 
51,694 

18,666 
10,412 
774 
81,546 

- 

138 
54,539 
(1,898)
94,803 
147,582 
229,128 

SEE ACCOMPANYING NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

36

 
 
 
 
 
 
   
 
     
       
 
     
       
 
   
   
   
   
   
 
     
       
 
   
 
     
       
 
     
       
 
   
   
   
   
   
   
   
 
     
       
 
     
       
 
     
       
 
   
   
   
   
   
   
 
     
       
 
     
       
 
   
   
   
   
 
     
       
 
     
       
 
   
   
   
   
   
   
 
 
 
 
CLEARFIELD, INC.
CONSOLIDATED STATEMENTS OF EARNINGS
(IN THOUSANDS, EXCEPT SHARE DATA)

Year Ended
September 30,
2023

Year Ended
September 30,
2022

Year Ended
September 30,
2021

  $

268,720    $

270,883    $

140,755 

183,441     

157,936     

85,279     

112,947     

47,992     
37,287     

5,206     
(881)    

49,130     
63,817     

328     
(311)    

41,612     

63,834     

9,079     
32,533    $

2.17    $
2.17    $

14,472     
49,362    $

3.58    $
3.55    $

79,578 

61,177 

35,943 
25,234 

500 
- 

25,734 

5,407 
20,327 

1.48 
1.47 

14,975,972     
15,012,527     

13,771,665     
13,905,984     

13,720,699 
13,784,294 

  $

  $
  $

Net sales

Cost of sales

Gross profit

Operating expenses

Selling, general and administrative

Income from operations

Net investment income
Interest expense

Income before income taxes

Income tax expense
Net income

Net income per share Basic
Net income per share Diluted

Weighted average shares outstanding:

Basic
Diluted

SEE ACCOMPANYING NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

37

 
 
 
 
 
 
   
   
 
 
 
   
   
 
 
 
   
   
 
 
     
       
       
 
   
 
     
       
       
 
   
 
     
       
       
 
     
       
       
 
   
   
 
     
       
       
 
   
   
 
     
       
       
 
   
 
     
       
       
 
   
 
     
       
       
 
 
     
       
       
 
     
       
       
 
   
   
 
 
 
 
CLEARFIELD, INC.
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME
(IN THOUSANDS)

Comprehensive Income:

Net income
Other comprehensive income (loss), net of tax

Unrealized gain (loss) on available-for-sale investments
Unrealized gain (loss) on foreign currency translation

Total other comprehensive income (loss)

Year Ended
September 30,
2023

Year Ended
September 30,
2022

Year Ended
September 30,
2021

  $

32,533    $

49,362    $

20,327 

542     
812     
1,354     

(1,590)    
(308)    
(1,898)    

- 
- 
- 

Total comprehensive income

  $

33,887    $

47,464    $

20,327 

SEE ACCOMPANYING NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

38

 
 
 
 
 
 
   
   
 
 
 
   
   
 
 
 
   
   
 
     
       
       
 
     
       
       
 
   
   
   
 
     
       
       
 
 
 
 
 
For the year ended September 30, 2023

Balance as of September 30, 2022

Stock-based compensation expense
Issuance of common stock under equity
compensation plans, net
Issuance of common stock under employee stock
purchase plan
Exercise of stock options, net of shares exchanged
for payment
Repurchase of shares for payment of withholding
taxes for vested restricted stock grants

Issuance of common stock, net
Other comprehensive income
Net income

Balance at September 30, 2023

For the year ended September 30, 2022

Balance as of September 30, 2021

Stock-based compensation expense
Issuance of common stock under equity
compensation plans, net
Issuance of common stock under employee stock
purchase plan
Exercise of stock options, net of shares exchanged
for payment
Repurchase of shares for payment of withholding
taxes for vested restricted stock grants
Other comprehensive loss
Net income

Balance at September 30, 2022

For the year ended September 30, 2021

Balance as of September 30, 2020

Stock-based compensation expense
Issuance of common stock under equity
compensation plans, net
Issuance of common stock under employee stock
purchase plan
Exercise of stock options, net of shares exchanged
for payment
Repurchase of shares for payment of withholding
taxes for vested restricted stock grants
Net income

Balance at September 30, 2021

CLEARFIELD, INC.
CONSOLIDATED STATEMENTS OF SHAREHOLDERS’ EQUITY
(IN THOUSANDS)

Common Stock

Shares

Amount

Additional
paid-in capital

  Accumulated other 
comprehensive  

loss

Retained
earnings

  $

13,818 
- 

  $

138 
- 

  $

54,539 
3,578 

(1,898)   $
- 

  $

94,803 
- 

Total share-

holders’ equity  
147,582 
3,578 

49 

13 

11 

(17)  

1,380 
- 
- 
15,254 

  $

- 

- 

- 

- 
15 
- 
- 
153 

  $

954 

611 

(491)  

(1,220)  

130,247 
- 
- 
188,218 

  $

- 

- 

- 

- 

- 

- 

- 
- 
1,354 
- 
(544)   $

- 
- 
- 
32,533 
127,336 

  $

954 

611 

(491)

(1,220)
130,262 
1,354 
32,533 
315,163 

Common Stock

Shares

Amount

Additional
paid-in capital

  Accumulated other 
comprehensive  

loss

Retained
earnings

  $

  $

45,441 
- 

Total share-

holders’ equity  
103,824 
2,339 

  $

13,732 
- 

  $

137 
- 

  $

58,246 
2,339 

26 

13 

60 

(13)  
- 
- 
13,818 

  $

- 

- 

1 

- 
- 
- 
138 

  $

- 

544 

(5,184)  

(1,406)  

- 
- 
54,539 

  $

- 
- 

- 

- 

- 

- 

(1,898)  

- 
(1,898)   $

- 

- 

- 

- 
- 
49,362 
94,803 

  $

- 

544 

(5,183)

(1,406)
(1,898)
49,362 
147,582 

Common Stock

Shares

Amount

Additional
paid-in capital

  Accumulated other  
comprehensive
loss

Retained
earnings

  $

13,650 
- 

  $

137 
- 

  $

57,503 
1,280 

36 

24 

34 

- 

- 

- 

- 

383 

(458)  

(12)  
- 
13,732 

  $

- 
- 
137 

  $

(462)  
- 
58,246 

  $

- 
- 

- 

- 

- 

- 
- 
- 

  $

  $

25,114 
- 

- 

- 

- 

- 
20,327 
45,441 

  $

  $

Total share-

holders’ equity  
82,754 
1,280 

- 

383 

(458)

(462)
20,327 
103,824 

SEE ACCOMPANYING NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

39

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CLEARFIELD, INC.
CONSOLIDATED STATEMENTS OF CASH FLOWS
(IN THOUSANDS)

Cash flows from operating activities
Net income

Adjustments to reconcile net income to net cash provided by (used in) operating activities:

Year Ended
September 30,
2023

Year Ended
September 30,
2022

Year Ended
September 30,
2021

  $

32,533    $

49,362    $

20,327 

Depreciation and amortization
Change in allowance for doubtful accounts
Amortization of discount on investments
Deferred taxes
Stock-based compensation

Changes in operating assets and liabilities, net of acquired amounts:

Accounts receivable
Inventories, net
Other assets
Accounts payable and accrued expenses

Net cash provided by operating activities

Cash flows from investing activities

Purchases of property, plant and equipment and intangible assets
Purchases of investments
Proceeds from sales and maturities of investments
Business acquisition, net of cash acquired

Net cash used in investing activities

Cash flows from financing activities

Issuance (Repayment) of long-term debt
Proceeds from issuance of common stock under employee stock purchase plan
Repurchase of shares for payment of withholding taxes for vested restricted stock grants
Withholding related to exercise of stock options
Issuance of stock under equity compensation plans
Net proceeds from issuance of common stock
Net cash provided by (used in) financing activities

Effect of exchange rates on cash
Increase (decrease) in cash and cash equivalents
Cash and cash equivalents, beginning of year
Cash and cash equivalents, end of year

Supplemental disclosures for cash flow information

Cash paid during the year for income taxes
Cash paid for interest

Non-cash financing activities

Cashless exercise of stock options

  $

  $
  $

  $

6,054     
-     
(3,512)    
(2,114)    
3,578     

26,277     
(15,083)    
(1,466)    
(26,257)    
20,010     

(8,384)    
(210,923)    
107,060     
-     
(112,247)    

(16,700)    
611     
(1,220)    
(491)    
954     
130,262     
113,416     

(2)    
21,177     
16,650     
37,827    $

12,967    $
463    $

3,426     
-     
(42)    
(326)    
2,339     

(24,234)    
(43,744)    
(282)    
14,502     
1,001     

(9,148)    
(248)    
17,386     
(16,187)    
(8,197)    

16,700     
544     
(1,406)    
(5,183)    
-     
-     
10,655     

(24)    
3,434     
13,216     
16,650    $

13,744    $
119    $

566    $

1,624    $

2,302 
210 
(7)
(187)
1,280 

(9,151)
(13,116)
(531)
9,776 
10,903 

(2,046)
(24,809)
13,255 
- 
(13,600)

- 
384 
(462)
(458)
- 
- 
(536)

- 
(3,233)
16,450 
13,216 

5,505 
- 

1,271 

SEE ACCOMPANYING NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

40

 
 
 
 
 
 
 
 
 
   
   
 
 
 
   
   
 
 
 
   
   
 
     
       
       
 
     
       
       
 
   
   
   
   
   
     
       
       
 
   
   
   
   
   
 
     
       
       
 
     
       
       
 
   
   
   
   
   
 
     
       
       
 
     
       
       
 
   
   
   
   
   
   
   
 
     
       
       
 
   
   
   
 
     
       
       
 
     
       
       
 
     
       
       
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

Note 1. Summary of Significant Accounting Policies

Description of Business: Clearfield, Inc. and subsidiaries (the “Company”) manufactures a broad range of fiber connectivity products to customers throughout the United
States and internationally, and since the July 26, 2022, acquisition of Nestor Cables Oy, manufactures fiber optic and copper telecommunication cables and equipment
through its Finnish subsidiaries. Refer to Note 11 for further information regarding the acquisition of Nestor Cables.

We are engaged in global operations. Our operations currently comprise of two reportable segments: the Clearfield segment, (referred to herein as “Clearfield”) and, since
July  26,  2022,  the  Nestor  Cables  segment  (referred  to  herein  as  “Nestor  Cables”  or  “Nestor”).  Prior  to  July  26,  2022,  we  were  considered  to  be  in  a  single  operating
segment structure.

The Company’s products include fiber distribution systems, optical components, Outside Plant (“OSP”) cabinets, and fiber and copper cable assemblies that serve the
communication service provider markets, including Fiber-to-the-Premises (“FTTP”), large enterprise, and original equipment manufacturer (“OEM”) markets.

Principles  of  Consolidation:  The  consolidated  financial  statements  include  the  accounts  of  Clearfield,  Inc.  and  its  wholly  owned  subsidiaries.  All  significant
intercompany accounts and transactions have been eliminated in consolidation.

Revenue  Recognition:  Our  revenue  is  comprised  of  the  sale  of  our  products  to  customers  and  is  recognized  when  the  Company  satisfies  its  performance  obligations
under the applicable sales contract. A performance obligation is a promise in a sales contract to transfer a distinct product or service to a customer. Substantially all our
sales  contracts  have  a  single  performance  obligation  and  are  short  term  in  nature.  We  recognize  revenue  by  transferring  the  promised  products  to  the  customer,  with
substantially all revenue recognized at the point in time when the customer obtains control of the products. Shipping and handling costs charged to our customers are
included in net sales, while the corresponding shipping expenses are included in cost of sales. Sales, value add, and other taxes collected from customers and remitted to
governmental authorities are accounted for on a net (excluded from revenue) basis.

Cash and Cash Equivalents: The Company considers all highly liquid investments with original maturities of three months or less to be cash equivalents. The following
table presents the Company’s cash and cash equivalents balances:

(In thousands)
Cash and cash equivalents:

Cash including money market accounts
Money market funds

Total cash and cash equivalents

September 30,
2023

September 30,
2022

  $

  $

11,360    $
26,467     
37,827    $

16,635 
15 
16,650 

The Company maintains cash balances at multiple financial institutions, and at times, such balances exceeded insured limits. The Company has not experienced any losses
in such accounts.

Investments: The Company currently invests its excess cash in bank certificates of deposit (“CDs”) that are fully insured by the Federal Deposit Insurance Corporation
(“FDIC”) and United States Treasury (“Treasuries”) securities with terms of not more than five years, as well as money market accounts. Historically, the Company’s
investment portfolio had been classified as held-to-maturity and recorded at amortized cost. During the second quarter of fiscal 2022, the Company sold investments and
has  reclassified  its  investment  portfolio  to  available-for-sale,  which  is  reported  at  fair  value. The  unrealized  gain  or  loss  on  investment  securities  is  recorded  in  other
comprehensive income, net of tax. Realized gains and losses on available-for-sale securities are recognized upon sale and are included in net investment income in the
consolidated statement of earnings.

Foreign Currency Translation: Balance sheet and statement of earnings of our international subsidiaries are measured using local currency as their functional currency.
Assets  and  liabilities  of  these  operations  are  translated  at  the  exchange  rates  in  effect  at  each  fiscal  year-end.  Statements  of  operations  accounts  are  translated  at  the
average rates of exchange prevailing during the year. Translation adjustments arising from the use of differing exchange rates from period to period are included as a
cumulative translation adjustment in shareholders’ equity.

41

 
 
 
 
 
 
 
 
 
 
 
 
   
 
     
       
 
   
 
 
 
 
Comprehensive Income (Loss): Total comprehensive income and the components of accumulated other comprehensive loss are presented in the Consolidated Statements
of Comprehensive Income and the Consolidated Statements of Shareholders' Equity. Accumulated other comprehensive loss is composed of foreign currency translation
effects  and  unrealized  gains  and  losses  on  available-for-sale  marketable  debt  securities.  We  use  the  individual  item  approach  for  releasing  income  tax  effects  from
accumulated other comprehensive loss.

Fair Value of Financial Instruments: The financial statements include the following financial instruments: cash and cash equivalents, investments, accounts receivable
and accounts payable. The Company estimates the fair value of investments as of the balance sheet date. All other financial instruments’ carrying values approximate fair
values because of the short-term nature of the instruments.

Accounts  Receivable:  Credit  is  extended  based  on  the  evaluation  of  a  customer’s  financial  condition  and  collateral  is  generally  not  required.  Accounts  that  are
outstanding longer than the contractual payment terms are considered past due. The Company does not charge interest on past due receivables. The Company determines
its allowance for doubtful accounts by considering a number of factors, including the length of time trade receivables are past due, the Company’s previous loss history,
the customer’s current ability to pay its obligation to the Company, and the condition of the general economy and the industry as whole. The Company writes off accounts
receivable when they become uncollectible; payments subsequently received on such receivables are credited to the allowance for doubtful accounts.

The allowance for doubtful accounts activity for the years ended September 30, 2023, and 2022 is as follows:

September 30, 2023
September 30, 2022

Year Ended

Additions
(Recoveries)
Charged to
Costs and
Expenses

Balance at
Beginning of
Year

  $
  $

79,000    $
79,000     

Less
Write-offs

Balance at End of
Year

-    $
     $

-    $
-    $

79,000 
79,000 

Inventories: Inventories consist of finished goods, raw materials, and work-in-process and are stated at average cost, subject to the lower of cost or net realizable value.
Certain components of the Company’s inventory classified as raw materials or finished goods can be used as a component to manufacture products or can be sold directly
to the customer. Inventory is valued using material costs, labor charges, and allocated factory overhead charges and consists of the following:

(In thousands)
Raw materials
Work-in-process
Finished goods
Inventories, gross
Inventory reserve
Inventories, net

September 30,
2023

September 30,
2022

  $

  $

73,657    $
1,462     
29,696     
104,815     
(6,760)    
98,055    $

69,142 
4,592 
10,803 
84,537 
(2,329)
82,208 

On a regular basis, the Company reviews its inventory and identifies that which is excess, slow moving, and obsolete by considering factors such as inventory levels,
expected product life, and forecasted sales demand. A reserve is established for any identified excess, slow moving, and obsolete inventory through a charge to cost of
sales. Inventory write-down charges may be required in the future if there is a significant decline in demand for the Company’s products and the Company does not adjust
its manufacturing production accordingly or if new products are not accepted by the market.

42

 
 
 
 
 
 
 
   
   
   
 
 
 
 
 
   
 
     
       
 
   
   
   
   
 
 
Property, Plant and Equipment: Property, plant and equipment are recorded at cost. Significant additions or improvements extending asset lives are capitalized, while
repairs and maintenance are charged to expense when incurred. Depreciation is provided in amounts sufficient to relate the cost of assets to operations over their estimated
useful lives. Leasehold improvements are amortized over the shorter of the remaining term of the lease or estimated life of the asset.

Estimated useful lives of the assets are as follows:

Equipment
Leasehold improvements
Vehicles

Property, plant and equipment consist of the following:

(In thousands)
Manufacturing equipment
Office equipment
Leasehold improvements
Vehicles
Construction in progress
Property, plant and equipment, gross
Less accumulated depreciation
Property, plant and equipment, net

Years
3 – 15
  7-10 or life of lease  
3

September 30,
2023

September 30,
2022

  $

  $

23,580    $
4,560     
6,107     
446     
2,447     
37,140     
15,613     
21,527    $

18,418 
4,174 
5,000 
340 
1,715 
29,647 
11,418 
18,229 

Depreciation expense for the years ended September 30, 2023, 2022, and 2021 was $4,915,000, $2,647,000, and $1,699,000, respectively.

Goodwill and Intangible Assets: Goodwill represents the excess purchase price over the fair value of tangible net assets acquired in acquisitions after amounts have been
allocated to intangible assets. Goodwill is tested for impairment annually at fiscal year-end, or more frequently when events or changes in circumstances indicate that the
asset might be impaired. Examples of such events or circumstances include, but are not limited to, a significant adverse change in legal or business climate, an adverse
regulatory action or unanticipated competition. The Company assesses qualitative factors to determine whether the existence of events or circumstances would indicate
that it is more likely than not that the fair value of the reporting unit is less than its carrying amount. During the years ended September 30, 2023, 2022, and 2021, there
were no triggering events that indicated goodwill or intangible assets may be impaired.

If after assessing the totality of events or circumstances, the Company were to determine that it is more likely than not that the fair value of the reporting unit is less than
its carrying amount, then the Company would perform a quantitative test that compares the fair value to its carrying value to determine the amount of any impairment.

If the carrying amount of a reporting unit exceeds its fair value, the Company would measure the possible goodwill impairment loss based on an allocation of the estimate
of fair value of the reporting unit to all the underlying assets and liabilities of the reporting unit, including any previously unrecognized intangible assets. The excess of
the fair value of a reporting unit over the amounts assigned to its assets and liabilities is the implied fair value of goodwill. An impairment loss is recognized to the extent
that a reporting unit's recorded goodwill exceeds the implied fair value of goodwill. An impairment loss would be based on significant estimates and judgments, and if the
facts and circumstances change, a potential impairment could have a material impact on the Company’s financial statements.

No impairment of goodwill or intangible assets has occurred during the years ended September 30, 2023, 2022, and 2021, respectively.

The Company capitalizes legal costs incurred to obtain patents. Once accepted by either the U.S. Patent Office or the equivalent office of a foreign country, these legal
costs are amortized using the straight-line method over the remaining estimated lives, not exceeding 20 years. As of September 30, 2023, the Company has 47 patents
granted and multiple pending applications both inside and outside the United States.

43

 
 
 
 
 
 
 
   
 
 
   
 
 
 
 
   
 
   
   
   
   
   
   
 
 
 
 
 
 
 
In addition, the Company has various finite life intangible assets, most of which were acquired as a result of the acquisition of a portfolio of Telcordia certified outdoor
active  cabinet  products  from  Calix,  Inc.  (“Calix”)  during  fiscal  year  2018  and  the  acquisition  of  Nestor  Cables  as  of  July  26,  2022.  Refer  to  Note  11  for  further
information regarding the acquisition of Nestor Cables. Finite life intangible assets as of September 30, 2023, and 2022 are as follows:

(In thousands)
Customer relationships
Certifications
Trademarks
Patents
Developed Technology
Other
Software
Totals

(In thousands)
Customer relationships
Certifications
Trademarks
Patents
Developed Technology
Other
Software
Totals

Useful
Life
(Years)

Useful
Life
(Years)

September 30, 2023

Gross Carrying
Amount

Accumulated
Amortization    

Net Book Value
Amount

4,894    $
584     
1,333     
1,119     
311     
6     
2,613     
10,860    $

1,582    $
267     
700     
165     
22     
6     
2,026     
4,768    $

3,312 
317 
633 
954 
289 
- 
587 
6,092 

September 30, 2022

Gross Carrying
Amount

Accumulated
Amortization    

Net Book Value
Amount

4,833    $
584     
1,306     
931     
295     
6     
2,452     
10,407    $

1,273    $
133     
586     
118     
5     
6     
1,909     
4,030    $

3,559 
451 
720 
813 
290 
- 
543 
6,376 

15    $
8     
8-10     
20     
10     
5     
1-3     
     $

15    $
8     
8-10     
20     
10     
5     
1-3     
     $

Amortization expense related to these assets for the years ended September 30, 2023, 2022, and 2021 was $1,128,000, $766,000, and $602,000, respectively.

Our future estimated amortization expense for intangibles is as follows as of September 30, 2023:

(In thousands)
FY 2024
FY 2025
FY 2026
FY 2027
FY 2028
Thereafter
Total

Estimated
amortization
expense

1,148 
698 
563 
469 
460 
2,754 
6,092 

  $

  $

Impairment of Long-Lived Assets:  The Company assesses potential impairments to its long-lived assets or asset groups when there is evidence that events occur or
changes in circumstances indicate that the carrying amount of an asset or asset group may not be recovered. An impairment loss is recognized when the carrying amount
of the long-lived asset or asset group is not recoverable and exceeds its fair value. The carrying amount of a long-lived asset or asset group is not recoverable if it exceeds
the sum of the undiscounted cash flows expected to result from the use and eventual disposition of the asset or asset group.

Any required impairment loss is measured as the amount by which the carrying amount of a long-lived asset or asset group exceeds its fair value and is recorded as a
reduction in the carrying value of the related asset or asset group and a charge to operating results. No impairment of long-lived assets occurred during the years ended
September 30, 2023, 2022, or 2021, respectively.

44

 
 
 
 
 
 
 
   
   
 
   
   
   
   
   
   
   
   
 
 
 
 
 
   
   
 
   
   
   
   
   
   
   
   
 
 
 
 
 
   
   
   
   
   
 
 
 
Income  Taxes:  The  Company  records  income  taxes  in  accordance  with  the  liability  method  of  accounting.  Deferred  taxes  are  recognized  for  the  estimated  taxes
ultimately payable or recoverable based on enacted tax law. The Company establishes a valuation allowance to reduce the deferred tax assets when it is more likely than
not that a deferred tax asset will not be realizable. Changes in tax rates are reflected in the tax provision as they occur.

In accounting for uncertainty in income taxes, we recognize the financial statement benefit of a tax position only after determining that the relevant tax authority would
more  likely  than  not  sustain  the  position  following  an  audit.  For  tax  positions  meeting  the  more  likely  than  not  threshold,  the  amount  recognized  in  the  financial
statements is the largest benefit that has a greater than 50 percent likelihood of being realized upon ultimate settlement with the relevant tax authority. As of September 30,
2023, and 2022, the Company did not have any unrecognized tax benefits. The Company recognizes interest and penalties accrued on any unrecognized tax benefits as a
component of income tax expense. We do not expect any material changes in our unrecognized tax benefits over the next 12 months.

Stock-Based  Compensation: We  measure  and  recognize  compensation  expense  for  all  stock-based  awards  at  fair  value  over  the  requisite  service  period. We  use  the
Black-Scholes option pricing model to determine the fair value of options. For restricted stock grants, fair value is determined as the average price of the Company’s stock
on the date of grant. Equity-based compensation expense is broken out between cost of sales and selling, general and administrative expenses based on the classification
of the employee. The determination of fair value of stock-based awards on the date of grant using an option-pricing model is affected by our stock price as well as by
assumptions regarding a number of subjective variables. These variables include, but are not limited to, the expected stock price volatility over the term of the awards, and
actual and projected employee stock option exercise behaviors.

The expected terms of the options are based on evaluations of historical and expected future employee exercise behavior. The risk-free interest rate is based on the U.S.
Treasury rates at the date of grant with maturity dates approximately equal to the expected life at grant date. Volatility is based on historical and expected future volatility
of the Company’s stock. The Company has not historically issued any dividends and does not expect to in the future. Forfeitures for both option and restricted stock grants
are estimated at the time of the grant and revised in subsequent periods if actual forfeitures differ from estimates.

If factors change and we employ different assumptions in the determination of the fair value of grants in future periods, the related compensation expense that we record
may differ significantly from what we have recorded in the current periods.

Share Repurchase Program: Effective January 27, 2022, the Company reinstated its stock repurchase program that had been suspended in April 2020 due to COVID
uncertainty. In addition, effective January 27, 2022, the Company’s board of directors increased the share repurchase program by an additional $10 million to an aggregate
of $22 million, from the previous $12 million. As of September 30, 2023, we have repurchased an aggregate of 565,590 shares for approximately $7,019,000, leaving
approximately  $14,981,000  available  within  our  $22,000,000  stock  repurchase  program.  The  repurchase  program  does  not  obligate  the  Company  to  repurchase  any
particular amount of common stock during any period. The repurchase will be funded by cash on hand. During the year ended September 30, 2023, the Company did not
repurchase any shares under the stock repurchase program. As of September 30, 2022, we had repurchased an aggregate of 565,590 shares for approximately $7,019,000,
leaving approximately $14,981,000 available within our $22,000,000 stock repurchase program.

On November 7, 2023, the Company's board of directors increased the share repurchase program to an aggregate of 40 million from the previous $22 million, leaving
approximately $32,980,671 available for repurchase. 

The Company is authorized to issue 50,000,000 shares of common stock at $.01 par value and 5,000,000 undesignated shares. From the undesignated shares, 500,000
shares have been designated as Series B Junior Participating Preferred Shares and none of such shares have been issued or are outstanding. The Board of Directors may,
by resolution, establish from the remaining undesignated shares different classes or series of shares and may fix the relative rights and preferences of shares in any class or
series.

Research and Development Costs: Research and development costs amounted to $3,115,000, $895,000 and $1,243,000 for the years ended September 30, 2023, 2022,
and 2021, respectively, and are charged to expense when incurred.

45

 
 
 
 
 
 
 
 
 
 
 
Advertising  Costs: Advertising  costs  amounted  to  $609,000,  $537,000,  and  $436,000  for  the  years  ended  September  30,  2023,  2022,  and  2021,  respectively,  and  are
charged to expense when incurred.

Net Income Per Share: Basic and diluted net income per share is computed by dividing net income by the weighted average number of common shares outstanding and
the weighted average number of dilutive shares outstanding, respectively.

Weighted average common shares outstanding for the years ended September 30, 2023, 2022, and 2021 were as follows:

Year ended September 30,
(In thousands except share data)
Net income
Weighted average common shares
Dilutive potential common shares
Weighted average dilutive common shares outstanding
Earnings per share:

Basic
Diluted

2023

2022

2021

  $

  $
  $

32,533    $
14,975,972     
36,555     
15,012,527     

2.17    $
2.17    $

49,362    $
13,771,665     
134,319     
13,905,984     

3.58    $
3.55    $

20,327 
13,720,699 
63,593 
13,784,294 

1.48 
1.47 

There were no antidilutive shares for the years ended September 30, 2023, 2022, or 2021.

Use  of  Estimates:  The  preparation  of  consolidated  financial  statements  in  conformity  with  accounting  principles  generally  accepted  in  the  United  States  of America
requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, related revenues and expenses and disclosure about
contingent assets and liabilities at the date of the financial statements. Significant estimates include the rebates related to revenue recognition, stock-based compensation
and the valuation of inventory, long-lived assets, finite lived intangible assets and goodwill. Actual results may differ materially from these estimates.

Reclassification: For the purposes of comparability, certain prior period amounts have been reclassified to conform to current period classification. There was no impact
to prior period net income or shareholders’ equity.

New Accounting Pronouncements:

In June 2016, the FASB issued ASU 2016-13, Measurement of Credit Losses on Financial Instruments. In November 2018, the FASB issued update ASU 2018-19 that
clarifies the scope of the standard in the amendments in ASU 2016-13. This guidance introduces a new model for recognizing credit losses on financial instruments based
on an estimate of current expected credit losses. Financial instruments impacted include accounts receivable, other financial assets measured at amortized cost and other
off-balance  sheet  credit  exposures.  The  new  guidance  is  effective  for  the  Company  beginning  in  the  first  quarter  of  fiscal  2024,  with  early  adoption  permitted.  The
Company has evaluated the impact of the adoption of ASU 2016-13 on its consolidated financial statements and determined that the adoption of the new standard would
not have a material impact on the Company's consolidated financial statements. 

Note 2. Stock Based Compensation

Stock-Based Compensation: The Company’s stock-based compensation plans are administered by the Compensation Committee of the board of directors, which selects
persons to receive awards and determines the number of shares subject to each award and the terms, conditions, performance measures and other provisions of the award.

On February 23, 2023, the Company’s shareholders approved the Clearfield, Inc. 2022 Stock Compensation Plan (the “2022 Plan”). The 2022 Plan became effective on
the date of shareholder approval, and no further awards may be made under the Clearfield, Inc. Amended and Restated 2007 Stock Compensation Plan (the “Prior Plan”)
following the effective date of the 2022 Plan. The total number of shares of stock reserved and available for distribution under the 2022 Plan upon approval was 1,461,461
shares, which includes the number of shares remaining for grant and delivery under the Prior Plan, plus any shares subject to outstanding awards under the Prior Plan as of
the effective date of the 2022 Plan that were forfeited, cancelled, or settled for cash.

46

 
 
 
 
 
 
   
   
 
   
   
   
     
       
       
 
 
 
 
 
 
 
 
 
 
 
As  of  September  30,  2023,  $4,445,000  of  total  unrecognized  compensation  expense  related  to  non-vested  awards  is  expected  to  be  recognized  over  a  period  of
approximately 2.9 years. The Company recorded related compensation expense for the years ended September 30, 2023, 2022, and 2021 of $3,578,000, $2,339,000, and
$1,280,000, respectively. For the year ended September 30, 2023, $3,407,000 of this expense was included in selling, general and administrative expense and $171,000
was  included  in  cost  of  sales.  For  the  year  ended  September  30,  2022,  $2,213,000  of  this  expense  was  included  in  selling,  general  and  administrative  expense  and
$126,000 was included in cost of sales. For the year ended September 30, 2021, $1,223,000 of this expense was included in selling, general and administrative expense
and $57,000 was included in cost of sales.

Stock Options: The Company uses the Black-Scholes option pricing model to determine the fair value of options granted. During the fiscal year ended September 30,
2023, the Company granted employees non-qualified stock options to purchase an aggregate of 40,266 shares of common stock with a weighted average contractual term
of five years, a weighted average three-year vesting term, and a weighted average exercise price of $64.38. During the fiscal year ended September 30, 2022, the
Company granted employees non-qualified stock options to purchase an aggregate of 62,730 shares of common stock with a weighted average contractual term of five
years, a weighted average three-year vesting term, and a weighted average exercise price of $66.48. During the fiscal year ended September 30, 2021, the Company
granted employees non-qualified stock options to purchase an aggregate of 105,089 shares of common stock with a weighted average contractual term of 5 years, a 3-year
weighted average vesting term, and an exercise price of $23.74.

The fair value of stock option awards during the year ended September 30, 2023, 2022, and 2021 was estimated as of the respective grant dates using the assumptions
listed below:

Dividend yield
Weighted average expected volatility
Weighted average risk-free interest rate
Weighted average expected life
Vesting period

Year ended September
30, 2023

Year ended September
30, 2022

Year ended September
30, 2021

0%   
63.14%   
3.75%   

5 years 
3 years 

0%   
52.02%   
0.97%   

5 years 
3 years 

0%
46.90%
0.24%

5 years 
3 years 

The expected stock price volatility is based on the historical volatility of the Company’s stock for a period approximating the expected life. The expected life represents
the period of time that options are expected to be outstanding after their grant date. The risk-free interest rate reflects the interest rate at grant date on zero-coupon U.S.
governmental bonds having a remaining life similar to the expected option term.

Options are generally granted at fair market values determined on the date of grant and vesting normally occurs over a three to five-year period. The maximum contractual
term is normally six years. Shares issued upon exercise of a stock option are issued from the Company’s authorized but unissued shares. There were 79,911 options vested
during the year ended September 30, 2023, 113,727 options vested during the year ended September 30, 2022, and 79,833 options vested during the year ended September
30, 2021. For the year ended September 30, 2023, there were 21,630 stock options that were exercised using a cashless method of exercise. For the year ended September
30, 2022, there were 125,651 stock options that were exercised using a cashless method of exercise. For the year ended September 30, 2021, there were 101,966 stock
options that were exercised using a cashless method of exercise. The intrinsic value of options exercised during the years ended September 30, 2023, 2022, and 2021 was
$1,603,000, $11,279,000, and $1,315,000 respectively.

47

 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
Option  transactions  under  the  2022  Plan  during  the  year  ended  September  30,  2023,  and  under  the  Prior  Plan  for  the  years  ended  September  30,  2022  and  2021  are
summarized as follows:

Outstanding as of September 30, 2020

Granted
Exercised
Forfeited and expired

Outstanding as of September 30, 2021

Granted
Exercised
Forfeited and expired

Outstanding as of September 30, 2022

Granted
Exercised
Forfeited and expired

Outstanding as of September 30, 2023

Number of shares

Weighted average
exercise price

Weighted average fair
value

337,100    $
105,089     
(101,966)    
(38,709)    
301,514    $
62,730     
(125,651)    
(2,084)    
236,509    $
40,266     
(21,630)    
(1,021)    
254,124    $

12.48     
23.74    $
12.47     
13.68     
16.25     
66.48    $
12.92     
19.94     
31.30     
64.38    $
26.16     
18.18     
37.04     

8.14 

25.54 

30.83 

The following table summarizes information concerning options exercisable under the 2022 Plan and the Prior Plan as of the years ended September 30, 2023, 2022 and
2021:

As of Year Ended
September 30, 2023
September 30, 2022
September 30, 2021

Exercisable

Weighted average remaining
contractual life

Weighted average
exercise price

97,056 
39,276 
51,201 

2.28 years  $
2.78 years  $
2.29 years  $

28.13    $
20.26    $
12.28    $

The following table summarizes information concerning options currently outstanding at:

As of Year Ended
September 30, 2023
September 30, 2022
September 30, 2021

  Number outstanding  
254,124 
236,509 
301,514 

Weighted average remaining
contractual life

Weighted average
exercise price

2.72 years  $
3.30 years  $
3.22 years  $

37.04    $
31.30    $
16.25    $

Aggregate intrinsic
value (in thousands)  
2,731 
3,314 
1,632 

Aggregate intrinsic
value (in thousands)  
9,413 
17,343 
8,412 

Restricted Stock: The 2022 Plan permits, and the Prior Plan permitted, the Compensation Committee of the board of directors to grant stock-based awards, including
stock options and restricted stock, to key employees and non-employee directors. The Company has made restricted stock grants that vest over one to ten years.

Restricted stock transactions during the years ended September 30, 2023, 2022, and 2021 are summarized as follows:

Unvested shares as of September 30, 2020

Granted
Vested
Forfeited

Unvested shares as of September 30, 2021

Granted
Vested
Forfeited

Unvested share, s as of September 30, 2022

Granted
Vested
Forfeited

Unvested shares as of September 30, 2023

Number of shares

109,070    $
39,807     
(35,840)    
(4,198)    
108,839    $
29,512     
(37,094)    
(2,749)    
98,508    $
41,492     
(47,869)    
(1,556)    
90,575    $

Weighted average
grant date fair value  
12.98 
24.20 
12.48 
15.45 
17.14 
65.90 
17.78 
16.84 
31.51 
70.50 
30.98 
15.61 
49.92 

48

 
 
 
 
 
   
   
 
   
  
   
   
  
   
  
   
  
   
   
  
   
  
   
  
   
   
  
   
  
   
  
 
 
 
 
 
   
   
   
   
 
 
 
   
   
   
   
 
 
 
 
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
The  fair  value  of  restricted  shares  vested  during  the  year  end  September  30,  2023,  2022,  and  2021  was  $3,141,000,  $3,744,000,  and  $1,364,000  respectively.  The
Company repurchased a total of 12,862 shares of our common stock at an average price of $62.20 in connection with payment of taxes upon the vesting of restricted stock
previously issued to employees for the year ended September 30, 2023. The Company repurchased a total of 13,292 shares of our common stock at an average price of
$105.78 in connection with payment of taxes upon the vesting of restricted stock previously issued to employees for the year ended September 30, 2022. The Company
repurchased  a  total  of  11,754  shares  of  our  common  stock  at  an  average  price  of  $39.32  in  connection  with  payment  of  taxes  upon  the  vesting  of  restricted  stock
previously issued to employees for the year ended September 30, 2021.

Bonus Stock: During the fiscal year ended September 30, 2023, the Company granted employees an aggregate of 9,144 shares of common stock as a discretionary bonus
for fiscal 2022 performance. The bonus stock consisted of common stock with no vesting period or restrictions. The fair value on the date of issuance was $104.36 per
share. No bonus stock was granted in the fiscal year ended September 30, 2022.

Employee Stock Purchase Plan: The Clearfield, Inc. 2010 Employee Stock Purchase Plan (“ESPP”) allows participating employees to purchase shares of the Company’s
common stock at a discount through payroll deductions. The ESPP is available to all employees subject to certain eligibility requirements. Terms of the ESPP provide that
participating employees may purchase the Company’s common stock on a voluntary after-tax basis. Employees may purchase the Company’s common stock at a price
that is no less than the lower of 85% of the fair market value of one share of common stock at the beginning or end of each stock purchase period or phase. The ESPP is
carried out in six-month phases, with phases beginning on July 1 and January 1 of each calendar year. For the phase that ended on June 30, 2023, employees purchased
7,754 shares at a price of $40.25 per share. For the phase that ended on December 31, 2022, employees purchased 5,585 shares at a price of $53.52 per share. As of
September 30, 2023, the Company has withheld approximately $154,000 from employees participating in the phase that began on July 1, 2023. In February 2020, the
shareholders of Clearfield, Inc. approved an increase of 200,000 in the shares authorized for issuance under the ESPP. After the employee purchase on June 30, 2023,
168,251 shares of common stock were available for future purchase under the ESPP.

Note 3. Investments

The Company invests in CDs in amounts that are fully insured by the FDIC and Treasuries with terms of not more than five years, as well as money market funds. During
the second quarter of fiscal 2022, the Company sold investments and has reclassified its investment portfolio to available-for-sale, which is reported at fair value. The
unrealized gain or loss on investment securities is recorded in other comprehensive income (loss), net of tax. Realized gains and losses on available-for-sale securities are
recognized upon sale and are included in net investment income in the consolidated statement of earnings. The Company did not sell investment securities during the
years ended September 30, 2023.

As of September 30, 2023, available-for-sale investments consist of the following:

(In thousands)
Short-Term

U.S. treasury securities
Certificates of deposit

Investment securities – short-term
Long-Term

U.S treasury securities
Certificates of deposit

Investment securities – long-term

September 30, 2023

Cost

    Unrealized Gains    

Unrealized
Losses

Fair Value

122,534    $
8,014     
130,548    $

6,719    $
248     
6,967    $

  $

  $

  $

  $

49

-    $
-     
-    $

-    $
-     
-    $

143    $
119     
262    $

596    $
28     
624    $

122,391 
7,895 
130,286 

6,123 
220 
6,343 

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
     
     
 
       
       
 
   
     
     
 
       
       
 
   
 
As of September 30, 2022, available-for-sale investments consisted of the following:

(In thousands)
Short-Term

Certificates of deposit

Investment securities – short-term
Long-Term

U.S treasury securities
Certificates of deposit

Investment securities – long-term

September 30, 2022

Cost

    Unrealized Gains    

Unrealized
Losses

Fair Value

  $
  $

  $

  $

5,945    $
5,945    $

16,178    $
8,016     
24,194    $

-    $
-    $

-    $
-     
-    $

143    $
143    $

1,085    $
362     
1,447    $

5,802 
5,802 

15,093 
7,654 
22,747 

The Company did not sell any investments in the year ended September 30, 2023. For the year ended September 30, 2022, proceeds from the sale of investments was
$14,365,000,  upon  which  the  Company  realized  within  earnings  gross  realized  gains  on  the  sale  of  $92,000  partially  offset  by  gross  realized  losses  of  $53,000.  The
specific identification method is used to determine the cost of the securities sold. The Company’s sale of investment securities was associated with its need to respond to
significant unanticipated and unprecedented growth in its sales order backlog coupled with supply chain challenges to obtain the inventory necessary for fulfillment of
these orders, as well as the reevaluation of the Company’s approach to use of available capital.

As of September 30, 2023, investments in debt securities in an unrealized loss position were as follows:

(In thousands)
U.S treasury securities
Certificates of deposit

Investment securities

In Unrealized Loss Position For Less
Than 12 Months

In Unrealized Loss Position For
Greater Than 12 Months

Fair Value

Gross Unrealized
Losses

Fair Value

Gross Unrealized
Losses

  $

  $

112,908    $
245     
113,153    $

131    $
-     
131    $

15,606    $
7,870     
23,476    $

608 
147 
755 

As of September 30, 2022, investments in debt securities in an unrealized loss position were as follows:

(In thousands)
U.S treasury securities
Certificates of deposit

Investment securities

In Unrealized Loss Position For Less
Than 12 Months

In Unrealized Loss Position For
Greater Than 12 Months

Fair Value

Gross Unrealized
Losses

Fair Value

Gross Unrealized
Losses

  $

  $

-    $
6,345     
6,345    $

-    $
176     
176    $

15,093    $
7,111     
22,204    $

1,085 
329 
1,414 

As  of  September  30,  2023,  there  were  42  securities  in  an  unrealized  loss  position  which  is  due  to  the  securities  paying  lower  interest  rates  than  the  market. As  of
September 30, 2023, there are no securities which are other than temporarily impaired as the Company intends to hold these securities until their value recovers and there
is negligible credit risk due to the nature of the securities which are backed by the FDIC and US federal government.

50

 
 
 
 
 
 
 
   
 
     
     
 
       
       
 
     
     
 
       
       
 
   
 
 
 
 
 
   
 
 
   
   
   
 
   
 
 
 
 
   
 
 
   
   
   
 
   
 
 
Note 4. Fair Value Measurements

The Company determines the fair value of its assets and liabilities based on the market price that would be received for an asset or paid to transfer a liability (exit price) in
the  principal  or  most  advantageous  market  for  the  asset  or  liability  in  an  orderly  transaction  between  market  participants  on  the  measurement  date.  The  Company
determines the fair value of Treasuries and CDs based on valuations provided by an external pricing service, which obtains them from a variety of industry standard data
providers.

The Company’s investments are categorized according to the three-level fair value hierarchy which distinguishes between observable and unobservable inputs, in one of
the following levels:

Level 1- Quoted prices in active markets for identical assets or liabilities.

Level 2- Observable inputs other than quoted prices included in Level 1, such as quoted prices for similar assets or liabilities in active markets; quoted prices for
identical or similar assets or liabilities in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.

Level 3- Unobservable inputs to the valuation methodology that are supported by little or no market activity and that are significant to the measurement of the
fair  value  of  the  assets  or  liabilities.  Level  3  assets  and  liabilities  include  those  with  fair  value  measurements  that  are  determined  using  pricing  models,
discounted cash flow valuation or similar techniques, as well as significant management judgment or estimation.

The following provides information regarding fair value measurements for the Company’s investment securities as of September 30, 2023, according to the three-level
fair value hierarchy:

(In thousands)
Cash equivalents:

Money market funds
Total cash equivalents
Investment securities:

Certificates of deposit
U.S. Treasury securities
Total investment securities

Fair Value Measurements as of September 30, 2023

Total

Level 1

Level 2

Level 3

  $
  $

  $

  $

26,467    $
26,467    $

8,115    $
128,514     
136,629    $

26,467    $
26,467    $

-    $
-    $

-    $
-     
-    $

8,115    $
128,514     
136,629    $

- 
- 

- 
- 
- 

During the year ended September 30, 2023, we owned no Level 3 securities and there were no transfers within the fair value level hierarchy.

Non-financial  assets  such  as  equipment  and  leasehold  improvements,  goodwill  and  intangible  assets  and  right-of-use  assets  for  operating  leases  are  subject  to  non-
recurring fair value measurements if they are deemed impaired. We had no re-measurements of non-financial assets to fair value in the years-end September 30, 2023 and
2022.

The following provides information regarding fair value measurements for the Company’s investment securities as of September 30, 2022, according to the three-level
fair value hierarchy:

(In thousands)
Cash equivalents:

Money market funds
Total cash equivalents
Investment securities:

Certificates of deposit
U.S. Treasury securities
Total investment securities

Fair Value Measurements as of September 30, 2022

Total

Level 1

Level 2

Level 3

15    $
15    $

13,456    $
15,093     
28,549    $

  $
  $

  $

  $

51

15    $
15    $

-    $
-     
-    $

-    $
-    $

13,456    $
15,093     
28,549    $

- 
- 

- 
- 
- 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
     
       
       
       
 
     
       
       
       
 
   
 
 
 
 
 
 
 
 
   
   
   
 
     
       
       
       
 
     
       
       
       
 
   
 
Note 5. Other Comprehensive Income (Loss)

Changes in components of other comprehensive income (loss), net of tax, are as follows:

(In thousands)
Balances at September 30, 2021
Other comprehensive loss for the twelve months ended September 30, 2022
Balances at September 30, 2022
Other comprehensive income for the twelve months ended September 30, 2023
Balances at September 30, 2023

  $

  $

  $

Available-for-Sale
Securities

Foreign Currency
Translation

-    $
(1,224)    
(1,224)   $
542     
(682)   $

Accumulated Other
Comprehensive Loss  
- 
(1,898)
(1,898)
1,354 
(544)

-    $
(674)    
(674)   $
812     
138    $

The Company did not have any other comprehensive income or loss for the year ended September 30, 2021.

Note 6. Income Taxes

Components of income tax expense are as follows for the years ended:

(In thousands)
Current:

Federal
State
Foreign

Current income tax expense

Deferred:

Federal
State
Foreign

Deferred income tax expense

Income tax expense

September 30,
2023

September 30,
2022

September 30,
2021

  $

  $

9,449    $
1,435     
144     
11,028     

(1,751)    
(251)    
53     
(1,949)    
9,079    $

13,230    $
1,532     
48     
14,810     

(509)    
6     
165     
(334)    
14,472    $

5,154 
440 
- 
5,594 

(234)
47 
- 
(187)
5,407 

The following is a reconciliation of the federal statutory income tax rate to the effective tax rate as a percent of pre-tax income for the following years ended:

Federal statutory rate
State income taxes
Foreign income taxes
Permanent differences
Research and development credits
Excess tax benefits from stock-based compensation

Effective Tax rate

September 30,
2023

September 30,
2022

September 30,
2021

21.0%    
2.8%    
(0.1%)   
0.8%    
(1.0%)   
(1.7%)   
21.8%    

21.0%    
2.1%    
0.4%    
4.6%    
(0.5%)   
(4.9%)   
22.7%    

21.0%
2.2%
- 
- 
(0.7%)
(1.5%)
21.0%

52

 
 
 
 
 
 
   
   
   
   
 
 
 
 
 
 
 
   
   
 
 
   
   
 
     
       
       
 
   
   
   
     
       
       
 
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
 
As of September 30, 2023, and 2022, the current income tax payable was approximately $84,000, and $1,791,000 respectively. Current income tax payable amounts are
included in accrued expenses in the Company’s consolidated balance sheets.

As  of  September  30,  2023,  and  2022,  the  Company  had  no  U.S.  federal,  state  or  Estonian  net  operating  loss  (“NOL”)  carryforwards. As  of  September  30,  2023,  and
September 30, 2022 there is a Finnish NOL of $1,000 and $4,000, respectively. The Company has not recorded a valuation allowance on these deferred tax assets as the
Company believes it is more likely than not they will be utilized. In addition, as of September 30, 2023, the Company had Minnesota research and development tax credits
of  $255,000. As  of  September  30,  2022,  the  Company  had  Minnesota  research  and  development  tax  credits  of  $292,000. The  Company  has  not  recorded  a  valuation
allowance on these research and development related deferred tax assets as the Company believes it is more likely than not they will be utilized before they begin to
expire in fiscal year 2038.

Significant components of deferred income tax assets and liabilities are as follows at:

(In thousands)

Inventories

R&D expenses
Stock-based compensation
Accrued expenses and reserves

Unrealized loss on investments
Net operating loss carry forwards and credits
Foreign currency translation loss

Total deferred tax asset

Goodwill
Property and equipment depreciation
Prepaid expenses
Intangibles
Foreign currency translation gain

Total deferred tax liability
Net deferred tax asset

  September 30,

    September 30,

2023

2022

  $

2,154    $

832     
600     
515     

204     
201     
-     
4,506    $
(1,123)    
(683)    
(193)    
(153)    
(36)    
(2,188)   $
2,318    $

  $

  $
  $

813 

- 
416 
1,020 

365 
256 
180 
3,050 
(1,077)
(1,068)
(163)
(102)
- 
(2,410)
640 

Realization  of  NOL  carryforwards  and  other  deferred  tax  temporary  differences  are  contingent  upon  future  taxable  earnings. The  deferred  tax  assets  and  deferred  tax
liabilities  are  not  netted  due  to  being  within  different  tax  jurisdictions.  The  Company’s  deferred  tax  assets  were  reviewed  for  expected  utilization  by  assessing  the
available  positive  and  negative  factors  surrounding  their  recoverability. As  of  September  30,  2023,  and  2022,  no  valuation  allowance  was  deemed  necessary  as  the
Company determined it was more likely than not that the Company’s deferred tax assets will be realized.

The Company is required to recognize the financial statement benefit of a tax position only after determining that the relevant tax authority would more likely than not
sustain  the  position  following  an  audit.  For  tax  positions  meeting  the  more  likely  than  not  threshold,  the  amount  recognized  in  the  financial  statements  is  the  largest
benefit that has a greater than 50 percent likelihood of being realized upon ultimate settlement with the relevant tax authority. The Company applies the interpretation to
all tax positions for which the statute of limitations remained open. The Company had no liability for unrecognized tax benefits and did not recognize any interest or
penalties during the years ended September 30, 2023, or 2022.

The Company is subject to income taxes in the U.S. federal and various state and foreign jurisdictions, including Finland. Tax regulations within each jurisdiction are
subject  to  the  interpretation  of  the  related  tax  laws  and  regulations  and  require  significant  judgment  to  apply.  Clearfield,  Inc.  is  generally  subject  to  U.S.  federal
examination for all tax years after 2018 and state examinations for all tax years after 2014 due to unexpired research and development credit carryforwards still open
under statute. Nestor is generally subject to Finland examination for all tax years after 2019.

53

 
 
 
 
 
 
 
 
   
 
 
     
       
 
 
     
       
 
   
   
   
 
     
       
 
   
   
   
   
   
   
   
   
 
 
 
 
Note 7. Concentrations

Suppliers: The Company purchases critical components for our products, including injection molded parts and connectors from third parties, some of whom are single- or
limited-source  suppliers.  If  any  of  our  suppliers  are  unable  to  ship  critical  components,  we  may  be  unable  to  manufacture  and  ship  products  to  our  distributors  or
customers. If the price of these components increases for any reason, or if these suppliers are unable or unwilling to deliver, we may have to find another source, which
could result in interruptions, increased costs, delays, loss of sales and quality control problems.

Customers: For the fiscal year ended September 30, 2023, the Company had one customer that comprised 16% of net sales. This customer is a distributor. For the fiscal
year ended September 30, 2022, the Company had one customer that comprised 14% of net sales. This customer is a distributor. For the fiscal year ended September 30,
2021, the Company had two customers that comprised a combined 28% of net sales. Both of these customers were distributors. These major customers, like our other
customers, purchase our products from time to time through purchase orders, and we do not have any agreements that obligate these major customers to purchase products
in the future from us.

As of September 30, 2023, three customers accounted for 16%, 13% and 11% of accounts receivable, respectively. These customers are all distributors. As of September
30, 2022, one customer accounted for 20% of accounts receivable. This customer is a distributor.

Disaggregation of Revenue: The Company allocates sales from external customers to geographic areas based on the location to which the product is transported. Sales
outside the United States are principally to customers in Europe, the Caribbean, Canada, and in Central and South America.

The following table presents our domestic and international sales for each of the last three fiscal years:

United States
All Other Countries
Total Net Sales

Year Ended September 30,

2023

2022

2021

  $

  $

218,835    $
49,885     
268,720    $

255,607    $
15,276     
270,883    $

131,285 
9,470 
140,755 

The Company sells its products to the Broadband Service Provider marketplace. In addition, the Company provides Legacy services for original equipment manufacturers
requiring copper and fiber cable assemblies built to their specification.

The percentages of our sales by these markets were as follows for each of the last three fiscal years:

Broadband service providers
Other customers
Total Net Sales

Year Ended September 30,

2023

2022

2021

97%   
3%   
100%   

99%   
1%   
100%   

98%
2%
100%

Broadband  Service  Providers  are  made  up  of  Community  Broadband,  which  includes  local  and  regional  telecom  companies,  utilities,  municipalities  and  alternative
carriers, also referred to as Tier 2 and 3 customers, National Carriers, which includes large national and global wireline and wireless providers also referred to as Tier 1’s,
Large Regional Service providers with a national footprint, MSO’s, which include cable television companies, and international customers.

Long-lived  assets:  As  of  September  30,  2023,  and  2022,  the  Company  had  property,  plant,  and  equipment  with  a  net  book  value  of  $7,003,000,  and  $4,213,000,
respectively, located in Mexico. In addition, as of September 30, 2023, and 2022, the Company had property, plant, and equipment with a net book value of $6,703,000,
and $6,916,000, respectively, located in Finland and $660,000, and $280,000, respectively, located in Estonia. All other property, plant, and equipment is located within
the United States.

54

 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
   
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
Note 8. Employee Benefit Plan

Clearfield, Inc. maintains a contributory 401(k) profit sharing benefit plan, whereby eligible employees may contribute a portion of their earnings, not to exceed annual
amounts allowed under the Internal Revenue Code. The Company matched 100% of the first 3% and 50% of the next 3% of the participant’s eligible compensation that
was contributed by the participant. The Company’s contributions under this plan were $1,017,000, $1,129,000, and $915,000 for the years ended September 30, 2023,
2022 and 2021, respectively.

Nestor Cables is mandated by the Finnish government to participate in a pension and social expense plan to which Nestor and its employees make contributions. The plan
is accounted for as defined contribution plan and Nestor Cables is responsible for an average of 18.3% and 17.4% of employees’ wages for plan years ended September
30, 2023, and 2022, respectively. Nestor’s contributions under this plan were $1,112,000 and $204,000 for the years ended September 30, 2023, and 2022, respectively.

Note 9. Leases

Clearfield,  Inc.  leases  an  85,000  square  foot  facility  at  7050  Winnetka Avenue  North,  Brooklyn  Park,  Minnesota  consisting  of  corporate  offices,  manufacturing  and
warehouse space. The lease term is ten years and two months, ending on February 28, 2025, and is renewable. The renewal options have not been included within the
lease term because it is not reasonably certain that the Company will exercise either option.

In July 2021, Clearfield, Inc. entered into an indirect lease arrangement for an approximately 318,000 square foot manufacturing facility in Tijuana, Mexico. The lease
term is for 7 years of which 5 years are mandatory, commencing March 2022. The lease contains written options to renew for two additional consecutive periods of 5
years each. The lease calls for monthly rental payments of $162,000, increasing 2% annually. The renewal options have not been included within the lease term because it
is not reasonably certain that the Company will exercise either option.

On November 19, 2021, Clearfield, Inc. signed a lease for a 105,000 square foot warehouse in Brooklyn Park, Minnesota. The lease term is five years commencing March
2022 and ending on February 28, 2027, with rent payments increasing annually. The lease includes an option to extend the lease for an additional five years. The renewal
option has not been included within the lease term because it is not reasonably certain that the Company will exercise the option. The lease commenced in the second
quarter of fiscal 2022.

Nestor Cables leases an approximately 25,000 square foot manufacturing facility in Oulu, Finland, which is utilized for the operations of Nestor Cables. The original lease
term  ended  on  October  31,  2022,  but  auto  renews  indefinitely  until  terminated  with  two  years  written  notice.  It  is  not  reasonably  certain  that  the  Company  will  not
exercise the termination option. The lease calls for monthly rental payments of approximately $40,000. Rent is increased each year on January 1st based upon the cost-of-
living index published by the Finnish government.

On May 11, 2023, Nestor Cables signed a lease for an approximately 49,000 square foot manufacturing facility in Tabasalu, Estonia, to be utilized for the operations of
Nestor Cables Baltics. The lease is without a fixed term and requires two years’ written notice to terminate the lease. Additionally, the lease grants to Nestor Cables the
option to lease an expansion facility that is to be constructed no later than August 31, 2024. The expansion facility will be constructed on the same premises as the existing
facility. Once the expansion option is exercised and the expansion facility is made available for use, the lease term of the existing facility will become a minimum of 60
months.

The lease calls for monthly rental payments of approximately €20,400 until April 2024 and €25,000 afterwards. Rent is increased each year on May 1st based upon the
cost-of-living index published by the Estonian government and capped at 5%.

Right-of-use lease assets and lease liabilities are recognized as of the commencement date based on the present value of the remaining lease payments over the lease term
which includes renewal periods we are reasonably certain to exercise. Our leases do not contain any material residual value guarantees or material restrictive covenants.

Operating lease expense included within cost of sales and selling, general and administrative expense was as follows:

55

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(In thousands)
Operating lease expense under ASC842, Leases, within:
Cost of sales
Selling, general and administrative
Total lease expense

Year ended September
30, 2023

Year ended September
30, 2022

Year ended September
30, 2021

  $

  $

4,067    $
244     
4,311    $

2,534    $
277     
2,801    $

999 
217 
1,216 

Our future lease obligations for leases that have commenced were as follows as of September 30, 2023:

(In thousands)
FY 2024
FY 2025
FY 2026
FY 2027
FY 2028
Thereafter
Total lease payments
Less: Interest
Present value of lease liabilities

Operating
Leases

4,064 
3,921 
3,242 
1,572 
384 
2,626 
15,809 
(1,443)
14,366 

  $

  $

As of September 30, 2023, the weighted average term and weighted average discount rate for our leases were 5.16 years and 3.59%, respectively. As of September 30,
2022, the weighted average term and weighted average discount rate for our leases were 4.04 years and 3.22%, respectively. As of September 30, 2021, the weighted
average term and weighted average discount rate for our leases were 3.09 years and 3.41%, respectively. For the years ended September 30, 2023, 2022, and 2021 the
operating cash outflows from our leases were $3,954,000, $2,064,000, and $1,290,000, respectively.

Note 10. Debt

On April 27, 2022, the Company entered into a loan agreement and a security agreement with a bank that provides the Company with a $40,000,000 revolving line of
credit that is secured by certain of the Company’s U.S. assets. The line of credit matures on April 27, 2025, and borrowed amounts will bear interest at a variable rate of
the CME Group one-month term Secured Overnight Financing Rate (“SOFR”) plus 1.85%, but not less than 1.80% per annum. As of September 30, 2023, the interest rate
was  7.18%. The  loan  agreement  and  the  security  agreement  contains  customary  affirmative  and  negative  covenants  and  requirements  relating  to  the  Company  and  its
operations, including a requirement that the Company maintain a debt service coverage ratio of not less than 1.20 to 1 as of the end of each fiscal year for the fiscal year
then ended and maintain a debt to cash flow ratio of not greater than 2 to 1 measured as of the end of each of the Company’s fiscal quarters for the trailing twelve (12)
month period. Debt service coverage ratio is the ratio of Cash Available for Debt Service to Debt Service, each as defined in the loan agreement. Debt and Cash Flow are
also as defined in the loan agreement for the purposes of the debt to cash flow ratio covenant. As of September 30, 2023, the Company had no borrowings against this line
of  credit. As  of  September  30,  2022,  the  Company  had  borrowed  $16,700,000  against  the  line  of  credit. As  of  September  30,  2023,  and  2022,  the  Company  was  in
compliance with all covenants. The line of credit is collateralized by Clearfield, Inc’s assets of $335,412,000 as of September 30, 2023.

During March 2021, Nestor Cables entered into a loan agreement, providing €2 million senior loan with a term of three years. The National Emergency Supply Agency of
Finland  (“NESA”)  pays  the  interest,  capped  at  5%  with  the  interest  to  be  paid  by  NESA  when  the  loan  is  used  for  stockpiling  purposes  and  is  repayable  with  a  2%
additional interest penalty if there is a violation of the terms. The loan is due on March 31, 2024. The loan is fully secured by a Finnish Government guarantee. If used for
any purposes other than stockpiling, the lender has the right to terminate the agreement and the entire outstanding balance will become due. As of September 30, 2023,
and 2022, the Company owed €2,000,000 on this loan, which equates to $2,112,000 and $1,966,000, as of September 30, 2023, and 2022, respectively. As of September
30, 2023, and 2022, Nestor Cables was in compliance with all covenants. The interest expense associated with this loan has been presented net of government payments
on the Company’s income statement.

56

 
 
 
   
   
 
   
 
 
 
 
   
   
   
   
   
   
   
 
 
 
 
 
 
Note 11. Acquisition of Nestor Cables

On July 26, 2022, the Company, through its newly formed wholly owned subsidiary, Clearfield Finland Oy, acquired 100% of the share capital of Nestor Cables Oy, a
leading developer and manufacturer of fiber optic cable solutions located in Finland, upon the terms and conditions contained in a Share Sale and Purchase Agreement
entered into on May 17, 2022. The total purchase price and the acquisition date fair value of the consideration transferred for the shares totaled €7.9 million ($8.0 million)
in addition to €7.6 million ($7.8 million) related to the repayment of certain of Nestor Cables' debt. The purchase price was funded from a draw of $16.7 million under the
Company’s revolving line of credit. The purchase of Nestor Cables is expected to provide the Company with the ability to vertically integrate the supply of fiber optic
cables and fulfill customer demand more rapidly. Nestor Cables' technical expertise is expected to extend the supply of the Company’s FieldShield product line into the
North American market, to reduce cost and complexity of transportation. Finally, Nestor Cables enhances the possibility of introducing Clearfield's cassette-based fiber
management solutions into the European market.

The following table summarizes the estimated fair value of the assets and liabilities acquired as of July 26, 2022:

(in thousands)
Cash
Accounts receivables
Inventories
Other current assets
Total current assets
Property and equipment
Intangibles assets
Right of use lease asset
Goodwill
Other

Total assets
Accounts payable
Accrued compensation
Accrued expenses
Deferred tax liability
Lease liability
Factoring liability
Long term debt

Total liabilities

Net assets acquired

  $

  $

  $
  $

72 
10,562 
11,377 
173 
22,184 
7,689 
1,840 
1,297 
1,762 
55 
34,827 
5,839 
1,430 
1,916 
621 
1,297 
5,849 
2,045 
18,997 
15,830 

The  Nestor  Cablesacquisition  resulted  in  approximately  $1,700,000  of  goodwill  due  to  intangible  assets  not  qualifying  for  separate  recognition  as  well  as  expected
synergies. The goodwill created from the acquisition of Nestor Cables is expected to be deductible for tax purposes.

57

 
 
 
 
 
 
     
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
 
Nestor Cables acquired accounts receivable balance is the gross amount which is expected to be collected, which approximates fair value. As of the acquisition date no
allowance for uncollectible amounts is deemed necessary.

The  intangible  assets  acquired  include  customer  relationships,  developed  technology  and  trademarks.  The  remaining  weighted  average  useful  life  of  intangible  assets
acquired is 12.82 years as of the acquisition date. Refer to Note 1 for further detail.

The  Company  incurred  approximately  $1,600,000  in  legal,  professional,  and  other  costs  related  to  the  acquisition  which  were  accounted  for  as  selling,  general  and
administrative expenses when incurred. Refer to Note 12-Segment Reporting for the operating results of Nestor Cables from the date of acquisition through September 30,
2022.

The Company has a fiscal year end of September 30 and reports its financial results in accordance with U.S. GAAP. Nestor Cables has historically had a fiscal year end of
December 31 and reported its results under Finnish Accounting Standards. Accordingly, it is impracticable to disclose the revenue and earnings of the combined entity as
though the business combination occurred as of the beginning of the comparable prior year periods due to the differing basis of accounting and reporting periods of the
entities requiring assumptions about management’s intent that cannot be independently substantiated. In addition, these disclosures would require significant estimates
that are not possible to reliably establish in order to distinguish objective information that provides evidence of circumstances that existed on the dates at which those
amounts would have been recognized, measured and disclosed and would have been available when the financial statements for that prior period were issued.

Note 12. Segment Reporting

The Company’s reportable segments are based on the Company’s method of internal reporting. These results are not necessarily indicative of the results of operations that
would have occurred had each segment been an independent, stand-alone entity during the periods presented. The internal reporting of these operating segments is defined
based, in part, on the reporting and review process used by the Company’s Chief Executive Officer.

Upon  closing  of  the  acquisition  of  Nestor  Cables,  the  Company  reassessed  its  operating  segments  as  defined  under ASC  280,  Segment  Reporting.  Under ASC  280,
operating segments are defined as components of an enterprise where discrete financial information is available that is evaluated regularly by the chief operating decision-
maker (“CODM”), in deciding how to allocate resources and in assessing performance. Based upon the Company’s assessment, the Company determined that the business
of Nestor Cables was considered a second reportable segment as of July 26, 2022.

For the year ended September 30, 2023, the Company has two reportable segments: (1) Clearfield and (2) Nestor Cables. Clearfield’s Finnish holding company Clearfield
Finland Oy purchased Nestor Cables Oy, including its Estonia subsidiary Nestor Cables Baltics on July 26, 2022. These entities comprise the Nestor Cables segment.
Refer to Note 11 - Acquisition of Nestor Cables for additional information on this transaction.

Financial results for the reportable segments are prepared on a basis consistent with the internal disaggregation of financial information to assist the CODM in making
internal operating decisions. For consolidated reporting, the Company eliminates transactions between reportable segments.

The following table summarizes the amounts between the two reportable segments for the year ended September 30, 2023:

(in thousands)
Revenue from external customers
Revenue from internal customers (Clearfield)
Net investment income
Interest Expense
Depreciation and amortization
Stock based compensation
Income taxes
Net Income
Capital Expenditures

Clearfield

Year ended September 30, 2023
Eliminations

    Nestor Cables

225,722    $
-     
5,315     
170     
4.598     
3,528     
8,883     
32,834     
6,759     

  $

58

42,998    $
5,408     
7     
827     
1,456     
50     
196     
719     
925     

-    $
(5,408)    
(116)    
(116)    
-     
-     
-     
(1,020)    
-     

Consolidated  
268,720 
- 
5,206 
881 
6,054 
3,578 
9,079 
32,533 
7,684 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
   
   
   
 
The following table summarizes the amounts between the two reportable segments for the year ended September 30, 2022:

(in thousands)
Revenue from external customers
Revenue from internal customers (Clearfield)
Net investment income
Interest Expense
Depreciation and amortization
Stock based compensation
Income taxes
Net Income (loss)
Capital Expenditures

Clearfield

Year ended September 30, 2022
Eliminations

    Nestor Cables

  $

263,822    $
-     
327     
141     
3,187     
2,339     
14,258     
49,771     
8,487     

7,061    $
182     
1     
170     
239     
-     
214     
(389)    
13     

-    $
(182)    
-     
-     
-     
-     
-     
(20)    
-     

The following table summarizes the amounts between the two reportable segments as of September 30, 2023, and September 30, 2022:

(in thousands)
Goodwill
Total assets

(in thousands)
Goodwill
Total assets

Note 13. Financing Receivables

Clearfield

Year ended September 30, 2023
Eliminations

    Nestor Cables

4,709    $
335,412    $

1,819    $
43,550    $

-    $
(23,445)   $

Clearfield

Year ended September 30, 2022
Eliminations

    Nestor Cables

4,709    $
214,785    $

1,693    $
31,023    $

-    $
(16,680)   $

  $
  $

  $
  $

Consolidated  
270,883 
- 
328 
311 
3,426 
2,339 
14,472 
49,362 
8,500 

Consolidated  
6,528 
355,517 

Consolidated  
6,402 
229,128 

Nestor  Cables  factors  certain  of  its  accounts  receivable,  with  recourse  provisions  that  are  accounted  for  as  a  secured  borrowing.  Nestor  Cables  has  a  total  factoring
liability of $6,289,000and $4,391,000 as of September 30, 2023, and 2022, respectively. Nestor receives cash for 80% of the receivable balance from the bank initially
and the remaining 20% when the invoice is paid up to a limit of €12.5 million ($13.2 million). Due to the conditions mentioned above, these transactions do not qualify as
a sale and are thus accounted for as secured borrowing. The contractual interest rate on Nestor’s factoring arrangements is the 3-month Euribor rate plus a range of .75%
to  1.3%.  The  average  interest  rate  for  the  year  ended  September  30,  2023,  and  2022,  was  3.89%  and  2.14%,  respectively.  These  agreements  are  indefinite  with  a
termination notice period ranging from zero to one month.

ITEM 9.                CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE

None.

59

 
 
 
 
 
 
 
   
   
   
   
   
   
   
   
   
   
 
 
 
 
 
 
   
   
 
 
 
 
 
   
   
 
 
 
 
 
 
 
ITEM 9A.             CONTROLS AND PROCEDURES

Disclosure Controls and Procedures

The Company’s management carried out an evaluation, under the supervision and with the participation of the Company’s Chief Executive Officer and the Company’s
Chief Financial Officer of the effectiveness of the design and operation of the Company’s disclosure controls and procedures (as such term is defined in Rule 13a-15(e)
under  the  Securities  Exchange  Act  of  1934,  as  amended)  as  of  September  30,  2023.  Based  upon  that  evaluation,  the  Company’s  Chief  Executive  Officer  and  the
Company’s Chief Financial Officer concluded that the Company’s disclosure controls and procedures were effective.

Management’s Report on Internal Control over Financial Reporting

Our management is responsible for establishing and maintaining adequate internal control over financial reporting, as such term is defined in Rule 13a-15(f) and 15d-15(f)
of the Exchange Act. Under the supervision and with the participation of our management, including our Chief Executive Officer and our Chief Financial Officer, we
conducted an evaluation of the effectiveness of our internal control over financial reporting as of September 30, 2023 based on the framework in the 2013 Internal Control
– Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO). Based on that evaluation, management concluded
that, as of September 30, 2023, our internal control over financial reporting was effective based on the COSO internal control criteria. The effectiveness of our internal
control over financial reporting as of September 30, 2023 has been audited by Baker Tilly US, LLP, an independent registered public accounting firm, as stated in their
report included in this Annual Report on Form 10-K.

Changes in Internal Control over Financial Reporting

There were no changes in the Company’s internal control over financial reporting that occurred during the fourth quarter of fiscal year 2023 that have materially affected,
or are reasonably likely to materially affect, the Company’s internal control over financial reporting.

ITEM 9B.             OTHER INFORMATION

During  the  quarter  ended  September  30,  2023,  none  of  our  directors  or  officers  informed  us  of  the  adoption,  modification  or  termination  of  a  “Rule  10b5-1  trading
arrangement” or “non-Rule 10b5-1 trading arrangement,” as those terms are defined in Regulation S-K, Item 408(a).

On November 10, 2023, the Compensation Committee of the board of directors added performance stock units (“PSUs”) to the executive compensation program for fiscal
2024  due  to  the  strong  alignment  between  performance-based  equity  awards  and  the  Compensation  Committee’s  philosophy  of  emphasizing  performance-based
compensation. The Compensation Committee determined to keep the overall target value of the equity grants to the named executive officers flat year-over-year, but to
divide the target value of the equity grants evenly between restricted shares and PSUs. Accordingly, for Ms. Beranek and Mr. Hill, the Compensation Committee targeted
$500,000 in restricted stock and $500,000 in PSUs, and for Mr. Herzog, the Compensation Committee targeted $250,000 in restricted stock and $250,000 in PSUs. The
PSUs  will  vest,  and  the  restrictions  on  the  PSUs  will  lapse,  on  the  first  anniversary  of  the  date  of  grant,  subject  to  continued  employment  through  such  date  and  the
Company attaining fiscal 2024 target adjusted EBITDA. The Compensation Committee intends to grant PSUs that vest over a three-year period as part of the fiscal year
2025 executive compensation program.

All  PSUs  awarded  to  the  named  executive  officers  under  the  2022  Stock  Compensation  Plan  (the  “2022  Plan”)  will  be  subject  to  “clawback”  under  the  Company’s
Compensation Recoupment Policy adopted September 23, 2021, as amended through September 28, 2023, and the terms of the 2022 Plan.

The form of Performance Stock Unit Award Agreement for awards of PSUs under the 2022 Plan is filed as Exhibit 10.16 hereto and is incorporated by reference in this
Annual Report on Form 10-K.

ITEM 9C.             DISCLOSURE REGARDING FOREIGN JURISDICTIONS THAT PREVENT INSPECTIONS

Not applicable.

PART III.

ITEM 10.             DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE

Information required by Item 10 to be included in our Proxy Statement for our 2024 Annual Meeting of Shareholders (the “2024 Proxy Statement”), which will be filed
with the Securities and Exchange Commission pursuant to Regulation 14A within 120 days after the end of the fiscal year for which this report is filed, is incorporated
herein by reference into this section.

ITEM 11.             EXECUTIVE COMPENSATION

The information required by Item 11 to be included in the 2024 Proxy Statement, is incorporated herein by reference into this section.

60

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 12.             SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED STOCKHOLDER MATTERS

The information required by Item 12 to be included in the 2024 Proxy Statement, is incorporated herein by reference into this section.

ITEM 13.             CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE

The information required by Item 13 to be included in the 2024 Proxy Statement, is incorporated herein by reference into this section.

ITEM 14.             PRINCIPAL ACCOUNTANT FEES AND SERVICES

The information required by Item 14 to be included in the 2024 Proxy Statement, is incorporated herein by reference into this section.

61

 
 
 
 
 
 
 
 
PART IV.

ITEM 15.             EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

(a)           Documents filed as part of this report.

  (1)           Financial Statements.

  The financial statements of Clearfield, Inc. are filed herewith under Item 8. “Financial Statements and Supplementary Data” of this Annual Report on Form 10-
K.

  (2)           Certain financial statement schedules have been omitted because they are not required, not applicable or the required information is provided in other
financial statements or the note to the financial statements.

  (3)           Exhibits: See Items 15(b) below.

(b)           Exhibits.

62

 
 
 
 
 
 
 
 
 
 
Number
1.1

3.1

3.1 (a)

3.2

4.1

*10.1

*10.2

*10.3

*10.4

*10.5

10.6

10.7

10.8

*10.9

EXHIBIT INDEX

Description

Underwriting Agreement dated December 6, 2022 by and among
Clearfield, Inc. and Cowen and Company, LLC and Needham &
Company, LLC as representatives for the several underwriters named
therein.
Restated Articles of Incorporation, of APA Optics, Inc. (n/k/a Clearfield,
Inc.)  dated  November  3,  1983  and  Articles  of  Amendment  dated
December 9, 1983, July 30, 1987, March 22, 1989, September 14, 1994
and August 17, 2000
Articles  of  Amendment  to  Articles  of  Incorporation  dated  August  25,
2004
Amended and Restated Bylaws of Clearfield, Inc.

Incorporated
by Reference to
Exhibit 1.1 to Registrant’s Current Report on Form 8-K dated December
9, 2022

Exhibit  3.1  to  Registrant’s  Quarterly  Report  on  Form  10-Q  for  the
quarter ended September 30, 2000

Exhibit  3.1  to  Registrant’s  Quarterly  Report  on  Form  10-Q  for  the
quarter ended September 30, 2004
Exhibit 3.1 to Registrant’s Current Report on Form 8-K dated February
25, 2016
Exhibit 4.1 to the Registrant’s Annual Report on Form 10-K for the year
ended September 30, 2019
Exhibit  10.1  to  Registrant’s Annual  Report  on  Form  10-K  for  the  year
ended September 30, 2017

Employment Agreement dated December 16, 2008 by and between
Clearfield, Inc. and Cheryl P. Beranek
Employment Agreement dated December 16, 2008 by and between
Clearfield, Inc. and John P. Hill
Clearfield, Inc. Code 280G Tax Gross Up Payment Plan Adopted
November 18, 2010
Clearfield, Inc. 2010 Employee Stock Purchase Plan, as amended

Description of the Registrant’s Securities Registered Pursuant to Section
12 of the Securities Exchange Act of 1934
Form of Agreement regarding Indemnification of Directors and Officers
with certain current and former directors
2007 Stock Compensation Plan, as amended through December 23, 2016 Appendix A  to  the  Registrant’s  Proxy  Statement  filed  with  the  SEC  on
January 10, 2017 for the 2017 Annual Meeting of Shareholders held on
February 23, 2017
Exhibit  10.26  to  Registrant’s  Current  Report  on  Form  8-K  dated
December 16, 2008
Exhibit  10.27  to  Registrant’s  Current  Report  on  Form  8-K  dated
December 16, 2008
Exhibit  10.1  to  Registrant’s  Current  Report  on  Form  8-K  dated
November 18, 2010
Appendix A  to  the  Registrant’s  Proxy  Statement  filed  with  the  SEC  on
January 14, 2020 for the 2020 Annual Meeting of Shareholders held on
February 27, 2020
Exhibit  10.1  to  Registrant’s  Current  Report  on  Form  8-K  dated
September 10, 2014
Exhibit 10.1 to Registrant’s Current Report on Form 8-K dated May 15,
2019
Exhibit  10.1  to  Registrant’s  Current  Report  on  Form  8-K  dated
November 16, 2017

Standard  Form  Industrial  Building  Lease  dated  September  9,  2014  by
and between Clearfield, Inc. and First Industrial, L.P.
First  Amendment  to  Lease  Agreement  dated  May  9,  2019  by  and
between First Industrial, L.P. and Clearfield, Inc.
Employment  Agreement  dated  November  16,  2017  by  and  between
Clearfield, Inc. and Daniel Herzog

63

 
 
 
 
Number
*10.10

10.11

10.12

10.13

10.14

10.15

10.16

21.1
23.1
31.1

31.2

32

97.1

Description
Amendment  No.  1  to  Employment Agreement  dated  December  3,  2019
by and between Daniel Herzog and Clearfield, Inc.
Loan Agreement  dated April  27,  2022  by  and  between  Clearfield,  Inc.
and Bremer Bank, National Association †
Security Agreement dated April 27, 2022 by Clearfield, Inc. in favor of
Bremer Bank, National Association †
Clearfield,  Inc.  2022  Stock  Compensation  Plan,  as  amended  through
January 23, 2023
Form of Stock Option Agreement under the Clearfield, Inc. 2022 Stock
Compensation Plan
Form of Restricted Stock Award Agreement under the Clearfield, Inc.
2022 Stock Compensation Plan.
Form of Performance Stock Unit Agreement under the Clearfield, Inc.
2022 Stock Compensation Plan.
Subsidiaries of Clearfield, Inc.
Consent of Baker Tilly US, LLP
Certification  of  Chief  Executive  Officer  (principal  executive  officer)
Pursuant to Rules 13a-14(a) and 15d-14(a) of the Exchange Act
Certification  of  Chief  Financial  Officer  (principal  financial  officer)
Pursuant to Rules 13a-14(a) and 15d-14(a) of the Exchange Act
Certification  of  Chief  Executive  Officer  and  Principal  Financial  Officer
Pursuant to 18 U.S.C. § 1350
Compensation Recoupment Policy, as amended September 28, 2023

101.INS
101.SCH
101.CAL
101.LAB
101.PRE
101.DEF
104

Inline XBRL Instance Document
Inline XBRL Taxonomy Extension Schema
Inline XBRL Taxonomy Calculation Linkbase
Inline XBRL Taxonomy Labels Linkbase
Inline XBRL Taxonomy Presentation Linkbase
Inline XBRL Taxonomy Definition Linkbase
Cover Page Interactive Data File (formatted in Inline XBRL and
contained in Exhibit 101).

† Schedules have been omitted pursuant to Item 601(b)(2) of Regulation S-K.

* Indicates a management contract or compensatory plan or arrangement.

** Filed herewith.

(c)           Financial Statement Schedules.

Incorporated
by Reference to
Exhibit  10.1  to  Registrant’s  Current  Report  on  Form  8-K  dated
December 6, 2019
Exhibit 10.1 to Registrant’s Current Report on Form 8-K dated April 27,
2022
Exhibit 10.2 to Registrant’s Current Report on Form 8-K dated April 27,
2022
Exhibit 10.1 to Registrant’s Current Report on Form 8-K dated January
25, 2023
Exhibit 10.2 to Registrant’s Current Report on Form 8-K filed February
24, 2023
Exhibit 10.3 to Registrant’s Current Report on Form 8-K filed February
24, 2023
**

**
**
**

**

**

Exhibit 10.1 to Registrant’s Current Report on Form 8-K filed October 4,
2023
**
**
**
**
**
**
**

All schedules are omitted because they are not applicable or the required information is included in the consolidated financial statements or notes.

ITEM 16.             FORM 10-K SUMMARY

None.

64

 
 
 
 
 
 
 
 
 
SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf

by the undersigned, thereunto duly authorized.

Date: November 29, 2023

Clearfield, Inc.

/s/ Cheryl Beranek   
Cheryl Beranek
President and Chief Executive Officer

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the Registrant and

in the capacities and on the dates indicated.

65

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Each person whose signature appears below hereby constitutes and appoints Cheryl Beranek and Daniel Herzog and each of them, as his true and lawful attorney-in-fact
and agent, with full power of substitution, to sign on his behalf, individually and in each capacity stated below, all amendments to this Form 10-K and to file the same,
with all exhibits thereto and any other documents in connection therewith, with the Securities and Exchange Commission, granting unto said attorneys-in-fact and agents
full  power  and  authority  to  do  and  perform  each  and  every  act  and  thing  requisite  and  necessary  to  be  done  in  and  about  the  premises,  as  fully  and  to  all  intents  and
purposes as each might or could do in person, hereby ratifying and confirming each act that said attorneys-in-fact and agents may lawfully do or cause to be done by
virtue thereof.

Signatures

  Title

  Date

/s/ Cheryl Beranek                          
Cheryl Beranek

/s/ Daniel Herzog                             
Daniel Herzog

/s/ Ronald G. Roth                          
Ronald G. Roth

/s/ Roger G. Harding                       
Roger G. Harding

/s/ Donald R. Hayward                  
Donald R. Hayward

/s/ Charles N. Hayssen                   
Charles N. Hayssen

/s/ Patrick F. Goepel                        
Patrick F. Goepel

/s/ Walter L. Jones, Jr.                    
Walter L. Jones, Jr.

/s/ Carol A. Wirsbinski                    
Carol Wirsbinski

  President,  Chief  Executive  Officer 

(principal

  November 29, 2023

executive officer) and Director

  Chief  Financial  Officer  (principal  financial  and

  November 29, 2023

accounting officer)

  Director

  Director

  Director

  Director

  Director

  Director

  Director

66

  November 29, 2023

  November 29, 2023

  November 29, 2023

  November 29, 2023

  November 29, 2023

  November 29, 2023

  November 29, 2023

 
 
 
 
 
   
   
 
   
   
 
   
   
 
   
   
 
   
   
 
   
   
 
   
   
 
   
   
 
   
   
 
 
 
Exhibit 10.16

CLEARFIELD, INC.

2022 STOCK COMPENSATION PLAN

PERFORMANCE STOCK UNIT AWARD AGREEMENT

PARTICIPANT:

AWARD DATE:

[____________]

[____________], 202_

NUMBER OF PERFORMANCE STOCK UNITS:

[____________]

PERFORMANCE PERIOD:

PERFORMANCE GOALS:

VESTING PERCENTAGE:

Fiscal year 202_ beginning on October 1, 202_ and ending on September 30, 202_.

See Exhibit A.

The percentage achievement (which may be 0% but shall not be more than 100%) of the
Performance Goals for the Performance Period, as determined by the Committee.

THIS PERFORMANCE STOCK UNIT AWARD AGREEMENT (this “Agreement”) is made as of the Award Date set forth above, by and between Clearfield,

Inc., a Minnesota corporation (the “Company”), and the person named above (“Participant”) setting forth the terms and conditions of an award of Performance Stock Units
granted pursuant to the terms of the Clearfield, Inc. 2022 Stock Compensation Plan (the “Plan”).

Capitalized terms used herein and not defined shall have the meaning given such terms in the Plan.

1.       Grant of Performance Stock Units.  In accordance with the terms of the Plan and subject to the further terms, conditions and restrictions contained in this
Agreement, the Company hereby grants to Participant the number of Performance Stock Units set forth above.  Each Performance Stock Unit shall represent a contingent
right to receive one share of Stock (each, a “Share”) to the extent such Performance Stock Unit becomes vested and settled pursuant to the terms of this Agreement. As used
in this Agreement, “Settlement Date” means the date of determination and certification by the Committee of the Vesting Percentage with respect to the Performance Goals
for the Performance Period. Until Shares are issued in settlement of the Performance Stock Units on the Settlement Date, Participant will not be deemed for any purpose to
be, or have rights as, a shareholder of the Company, including no right to vote or receive dividends with respect to the Shares issuable upon settlement of the Performance
Stock Units.

1

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2.       Performance Vesting.  

          (a)     On the Settlement Date, the Performance Stock Units will vest and the Company will issue Participant in settlement of the vested Performance Stock Units such
number of Shares equal to the number of Performance Stock Units covered by this Award multiplied by the Vesting Percentage, rounded down to the nearest whole Share.
The value of any fractional Share shall be paid to Participant in cash equal to the Fair Market Value of such fractional Share on the Settlement Date. No Shares will be
issued to Participant prior to the Settlement Date and only then to the extent the Performance Stock Units are vested in accordance with this Section 2(a).

          (b)     The Company shall, as soon as practicable after the Settlement Date, deliver to Participant a certificate or cause the Company’s transfer agent to make
appropriate credits to Participant’s book entry account for the Shares issuable upon settlement of the vested Performance Stock Units; provided that Participant shall be
deemed to be the record owner of such Shares as of the Settlement Date.

          (c)      If the Vesting Percentage shall be zero, the Performance Stock Units shall be forfeited to the Company without payment of any consideration therefor as of the
Settlement Date and Participant’s rights under this Agreement will terminate effective as of the Settlement Date.

3.       Forfeiture; Change in Control.

          (a)     If Participant shall cease to be an employee of the Company for any reason, all Performance Stock Units shall thereupon be forfeited by Participant to the
Company without payment of any consideration therefor, and neither Participant, nor any successor, heir, assign or personal representative shall have any right or interest in
or to such Performance Stock Units or this Agreement as of the date of such termination.

          (b)     Notwithstanding any other provision of this Agreement, the Performance Stock Units shall vest in full and the Company shall issue the full number of Shares in
settlement of the Performance Stock Units upon (1) a termination of employment by the Company without Cause or by the Participant for Good Reason, within twenty-four
(24) months following a Change in Control where the Plan is assumed by the successor corporation or the Company is the surviving entity and the Plan continues, or (2) the
occurrence of a Change in Control, if the Plan is not assumed by the successor corporation.

4.       Non-Transferability.  Neither the Performance Stock Units nor this Agreement nor any interest therein or in this Award may be alienated, encumbered, sold, pledged,
assigned, transferred or subjected to any charge or legal process, other than by will or the laws of descent and distribution, and any sale, pledge, assignment or other
attempted transfer shall be null and void.

5.       Successors and Heirs.  This Agreement shall be binding upon and inure to the benefit of the Company and its successors and assigns, and upon any person that is an
acquiring person in a Change in Control involving the Company. In the event of Participant’s death, any Shares to which Participant may become entitled pursuant to this
Agreement or the Plan will be delivered to his or her heirs or personal representative in accordance with the terms of the Plan.

2

 
 
 
 
 
 
 
 
 
 
 
6.       Governing Law.  This Agreement and any matter relating to this Award of Performance Stock Units will be construed, administered and governed in all respects
under and by the applicable laws of the State of Minnesota, excluding any conflicts or choice of law rule or principle that might otherwise refer construction or
interpretation of this Agreement, the Plan, or this Award of Performance Stock Units to the substantive law of another jurisdiction.

7.       Tax Withholding.  Participant will be responsible for all tax obligations that arise as a result of the grant, vesting, settlement and forfeiture of the Performance Stock
Units. As a condition precedent for the delivery by the Company of Shares in settlement of the Performance Stock Units, or any other amount or benefit provided under this
Agreement, and as further set forth in Section 14(e) of the Plan, Participant agrees to make adequate provision for federal, state or other tax withholding obligations, if any,
which arise upon the grant, vesting or settlement of the Performance Stock Units or dividend distribution thereon, whether by withholding, direct payment to the Company,
or by surrendering Shares (either directly or by stock attestation) that Participant previously acquired. The Company shall have the power and the right to deduct or
withhold, or require Participant to remit to the Company, as a condition precedent for the delivery by the Company of the Shares on the Settlement Date, an amount
sufficient to satisfy federal, state and local taxes, domestic or foreign, required by law or regulation to be withheld with respect to any taxable event arising as a result of the
grant, vesting, settlement and forfeiture of the Performance Stock Units.  Unless Participant has made arrangements prior to the date the tax withholding obligation arises to
satisfy such tax withholding amount in cash, Participant acknowledges and agrees that such tax withholding amount shall be satisfied by the Company retaining the number
of Shares from those Shares issuable to the Participant as the Company determines to be sufficient to satisfy such tax withholding obligation. Notwithstanding the
foregoing, in no event shall payment of withholding taxes be made by retention of Shares by the Company unless the Company retains only Shares with a Fair Market Value
equal to the minimum amount of taxes required to be withheld.  The Company may also deduct from any award under the Plan payment of any other amounts due by
Participant to the Company.

8.       Plan Controls.  Notwithstanding anything in this Agreement to the contrary, the terms of this Agreement shall be subject to the terms of the Plan. In accordance with
the Plan, all decisions of the Committee shall be final and binding upon Participant and the Company.

9.       Recoupment Policy.  The Participant acknowledges and agrees that this Award and the Performance Stock Units shall constitute “Covered Compensation” under the
Company’s Compensation Recoupment Policy.

10.     Administration and Compliance with 409A of the Code. This Agreement is intended to comply with Section 409A of the Code or an exemption thereunder and will
be construed, administered and interpreted in accordance with Section 409A of the Code. Notwithstanding any other provision of this Agreement, payments and settlements
provided under this Agreement may only be made upon an event and in a manner that complies with Section 409A of the Code or an applicable exemption. Any payments
under this Agreement that may be excluded from Section 409A of the Code either as separation pay provided due to an involuntary separation from service or as a short-
term deferral will be excluded from Section 409A to the maximum extent possible. Any payments to be made under this Agreement upon a termination of employment will
only be made upon a “separation from service” under Section 409A of the Code. Notwithstanding the foregoing, the Company makes no representations that the payments
and benefits provided under this Agreement comply with Section 409A of the Code and in no event will the Company be liable for all or any portion of any taxes, penalties,
interest or other expenses that may be incurred by Participant on account of non-compliance with Section 409A of the Code.  Notwithstanding any other provision of
this Agreement, if any payment or benefit provided to Participant in connection with termination of employment is determined to constitute “non-qualified deferred
compensation” within the meaning of Section 409A of the Code and Participant is determined to be a “specified employee” at that time as defined in Section 409A of the
Code, then such payment or benefit will not be paid until the first payroll date to occur following the six-month anniversary of the date of termination (the “Specified
Employee Payment Date”) or, if earlier, on Participant’s death. The aggregate of any payments that would otherwise have been paid before the Specified Employee Payment
Date (and interest on such amounts calculated based on the applicable federal rate published by the Internal Revenue Service for the month in which Participant’s separation
from service occurs) shall be paid to Participant in lump sum on the Specified Employee Payment Date and thereafter, any remaining payments will be paid without delay in
accordance with their original schedule.

3

 
 
 
 
 
 
 
11.     Black-Out Periods. Participant acknowledges that, to the extent the vesting or settlement of any Performance Stock Units occur during a “blackout” period wherein
certain employees, including Participant, are precluded from selling Shares, the Committee retains the right, in its sole discretion, to defer the delivery of the Shares
pursuant to the Performance Stock Units; provided, however, that the Committee will not exercise its right to defer Participant’s receipt of such Shares if such Shares are
specifically covered by a trading plan of Participant that conforms to the requirements of Rule 10b5-1 of the Exchange Act and the Company’s policies and procedures with
respect to Rule 10b5-1 trading plans and such trading plan causes such Shares to be exempt from any applicable blackout period then in effect. In the event the receipt of
any Shares is deferred hereunder due to the existence of a regularly scheduled blackout period, such Shares will be issued to Participant on the first business day following
the termination of such regularly scheduled blackout period; provided, however, that in no event will the issuance of such Shares be deferred subsequent to March 15th of
the year following the year in which the Performance Stock Units are vested and settled. In the event the receipt of any Shares is deferred hereunder due to the existence of a
special blackout period, such Shares will be issued to Participant on the first business day following the termination of such special blackout period as determined by the
Company’s General Counsel or his or her delegatee; provided, however, that in no event will the issuance of such Shares be deferred subsequent to March 15th of the year
following the year in which such Shares vest. Notwithstanding the foregoing, any deferred Shares will be issued promptly to Participant prior to the termination of the
blackout period in the event Participant ceases to be subject to the blackout period. Participant hereby represents that Participant accepts the effect of any such deferral on
Participant’s liability for taxes or otherwise.

12.     Representations by Participant.  The Participant has read this Agreement and is familiar with its terms and provisions.  The Participant has reviewed with personal
tax advisors the Federal, state, local and foreign tax consequences of this Award and the transactions contemplated by this Agreement.  The Participant is relying solely on
such advisors and not on any statements or representations of the Company or any of its agents.  The Participant understands that he or she (and not the Company) shall be
responsible for any tax liability that may arise as a result of this investment or the transactions contemplated by this Agreement.  The Participant hereby agrees to accept as
binding, conclusive and final all decisions or interpretations of the Board (or committee with delegated authority) upon any questions arising under this Agreement.

4

 
 
 
 
 
 
 
IN WITNESS WHEREOF, the Company and Participant have each executed and delivered this Agreement as of the date first above written.

CLEARFIELD, INC.

By:                                                                 

Its:                                                                  

PARTICIPANT:

Print Name of Participant

Signature of Participant

5

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                                                                 
 
 
                                                                 
 
 
 
 
 
 
 
 
Exhibit A

Performance Goals

The performance goals set forth below (the “Performance Goals”) for the Performance Period shall equal or exceed the following minimum amounts:

Performance Goal for Performance Period

Minimum

__________________________________

______________________________

6

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SUBSIDIARIES OF CLEARFIELD, INC.

As of September 30, 2023

EXHIBIT 21.1

State or Other
Jurisdiction of Incorporation

Finland

Finland

Estonia

Entity Name

Clearfield Finland Oy (1)

Nestor Cables Oy (2)

Nestor Cables Baltics OÜ (3)

(1) 100% owned subsidiary of Clearfield, Inc.

(2) 100% owned subsidiary of Clearfield Finland Oy

(3) 100% owned subsidiary of Nestor Cables Oy

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consent of Independent Registered Public Accounting Firm

Exhibit 23.1

We consent to the incorporation by reference in the Registration Statements on Form S‑8 (File No. 333‑44500, File No. 333‑136828, File No. 333‑151504, File No.
333‑166495, File No. 333‑173793, File No. 333‑217652, File No. 333‑237947 and File No. 333-269963) and Form S‑3 (File No. 333‑264533) of Clearfield, Inc. and
Subsidiaries of our report dated November 29, 2023, relating to the consolidated financial statements, which appears in this annual report on Form 10‑K for the year ended
September 30, 2023.

/s/ Baker Tilly US, LLP

Minneapolis, Minnesota
November 29, 2023

 
 
 
 
 
 
 
 
 
CERTIFICATION

Exhibit 31.1

I, Cheryl Beranek, certify that:

1.

I have reviewed this annual report on Form 10-K of Clearfield, Inc.;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in

light of the circumstances under which such statements were made, not misleading with respect to the period covered by this annual report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition,

results of operations and cash flows of the registrant as of, and for, the periods presented in this annual report;

4.

The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules
13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material
information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in
which this annual report is being prepared;

b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide

reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally
accepted accounting principles;
Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the
disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

c)

d) Disclosed in this report any change in the registrant’s internal control financial reporting that occurred during the registrant’s most recent fiscal quarter (the

registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s control
over financial reporting.

5.

The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s
auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

a) All significant deficiencies and material weaknesses in the design or operation of internal controls over financial reporting which are reasonably likely to

adversely affect the registrant’s ability to record, process, summarize and report financial information; and

b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal controls over financial

reporting.

November 29, 2023   

/s/ Cheryl Beranek                                                             
Cheryl Beranek
Chief Executive Officer
(Principal executive officer)

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CERTIFICATION

Exhibit 31.2

I, Daniel Herzog, certify that:

1.

I have reviewed this annual report on Form 10-K of Clearfield, Inc.;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in

light of the circumstances under which such statements were made, not misleading with respect to the period covered by this annual report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition,

results of operations and cash flows of the registrant as of, and for, the periods presented in this annual report;

4.

The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules
13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material
information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in
which this annual report is being prepared;

b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide

reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally
accepted accounting principles;
Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the
disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

c)

d) Disclosed in this report any change in the registrant’s internal control financial reporting that occurred during the registrant’s most recent fiscal quarter (the

registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s control
over financial reporting.

5.

The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s
auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

a) All significant deficiencies and material weaknesses in the design or operation of internal controls over financial reporting which are reasonably likely to

adversely affect the registrant’s ability to record, process, summarize and report financial information; and

b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal controls over financial

reporting.

November 29, 2023

/s/ Daniel Herzog                                                               
Daniel Herzog
Chief Financial Officer
(Principal financial and accounting officer)

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
            
 
 
 
           
 
The undersigned certifies pursuant to 18 U.S.C. Section 1350 that:

CERTIFICATION

1.             The accompanying Annual Report on Form 10-K for Clearfield, Inc. (the “Company”) for the period ended September 30, 2023 fully complies with the
requirements of Sections 13(a) or 15(d) of the Securities Exchange Act of 1934; and

2.             The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

Date:      November 29, 2023

Exhibit 32

/s/ Cheryl Beranek                                                             
Cheryl Beranek
Chief Executive Officer

/s/ Daniel Herzog                                                               
Daniel Herzog
Chief Financial Officer