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FY2019 Annual Report · Cloud DX
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CARDIEX LIMITED  
AND CONTROLLED ENTITIES 
ABN 81 113 252 234 

ANNUAL REPORT 
FOR THE YEAR ENDED 30 JUNE 2019 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED 
ABN 81 113 252 234 
AND CONTROLLED ENTITIES 

CORPORATE DIRECTORY 

DIRECTORS 

Mr. Niall Cairns (Executive Chairman) 
Mr. King Nelson 
Mr. Craig Cooper 

COMPANY SECRETARY 

Mr. Jarrod White 

CHIEF FINANCIAL OFFICER 

Mr. Jarrod White 

REGISTERED OFFICE AND PRINCIPAL PLACE OF BUSINESS 

Suite 303, Level 3 
15 Lime Street 
Sydney NSW 2000 
Telephone: (02) 9874 8761 
Email: info@CardieX.com 
Website: www.CardieX.com 

SHARE REGISTRY 

Link Market Services 
Level 12, 680 George Street 
Sydney NSW 2000 
Telephone: (02) 8280 6000 
Website: www.linkmarketservices.com 

AUDITORS 

BDO East Coast Partnership 
Level 11, 1 Margaret Street 
Sydney NSW 2000  
Telephone: (02) 9251 4100 
Facsimile: (02) 9240 9821 
Website: www.bdo.com.au 

CORPORATE ACCOUNTANT 

Traverse Accountants 
Suite 305, Level 3 
35 Lime Street 
Sydney NSW 2000 
Website: www.traverseaccountants.com.au  

STOCK EXCHANGE LISTING  
CardieX Limited’s shares are listed on the Australian Securities Exchange (ASX code: CDX).

1 

 
 
 
 
 
 
 
 
 
 
 
TABLE OF CONTENTS 

Chairman’s Report 

CEO’s Report and Operational Update 

Directors’ Report 

Remuneration Report 

Auditor’s Independence Declaration 

Page

Page

3 

5 

Page 

12 

Page

16 

Page 

21 

Consolidated Statement of Profit or Loss and Other Comprehensive Income 

Page 

22 

Consolidated Statement of Financial Position 

Consolidated Statement of Changes in Equity 

Consolidated Statement of Cash Flows 

Notes to the Consolidated Financial Statements 

Directors’ Declaration 

Independent Auditor’s Report 

Shareholder Information 

Page 

23 

Page 

25 

Page 

26 

Page 

27 

Page 

65 

Page

66 

Page 

69 

2 

 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES 

Chairman’s Report 

Dear Fellow Shareholders, 

It gives me great pleasure to present the 2019 Annual Report for CardieX Limited, my first as Chairman and a 
transformational  year  it  has  been.  We  have  focused  on  instilling  a  new  growth  mindset  within  the  Company, 
securing  key  partnerships  and  taking  the  strides  forward  required  to  create  a  world-class  global  healthcare 
company. We are doing this from the strong technology base that is provided by our world leading FDA approved 
SphygmoCor®, which is enabling us to address the needs of large (multi-billion dollar) global healthcare markets 
and build a CardieX ecosystem for long term value creation. 

The transformation is being led by our CEO and Managing Director, Craig Cooper, with significant progress made 
and clear milestones achieved. This includes instilling a new growth mindset and can-do attitude, which has been 
embraced by the continuing CardieX team. Enhancing the team we have been able to attract a number of highly 
experienced  and  capable  executives  with  great  track  records  and  expertise.  Importantly,  we  now  have  global 
expertise, reach and track records across multiple markets (USA, China, Europe and Australia). This provides us 
with confidence that we have the team and culture to execute on the CardieX strategy. 

Over  the  last  18  months  the  CardieX  team  has  delivered  significant  progress  and  achievement  of  milestones 
throughout the year and post year end. They have included: 

•  Establishing a China operation, which has been instrumental in driving partnerships and positioning for 

growth in our traditional ATCOR business. 

•  China FDA approval for the Oscar 2, in partnership with SunTech, with first revenues expected before 

• 

Christmas 2019. 
inHealth investment  (current interest 7.5%,  with an option  to  move  to  50.5%),  a  leading US  telehealth 
company that is part of a fast growing $25 billion market. Strong year-on-year growth is being generated 
from partnerships with NYSE listed Anthem (one of the largest US healthcare insurers), American Well 
and  GEMDC  (a  leading  global  electronics  and  medical  device  group).  In  addition,  inHealth  has  the 
potential to be a significant distribution channel for CardieX’s medical and consumer devices/solutions. 
•  Blumio  joint  venture  positions  CardieX  in  the  global  multi-billion-dollar  market  for  Ambulatory  Blood 
Pressure Monitoring (“ABPM”) for medical grade applications based on a unique new radar-based sensor 
technology. The Macquarie University trial and the US Deborah study have both produced great results 
further validating the technology and our investment. 
The Mobvoi Joint Development Agreement (JDA). Mobvoi is Google’s official partner in China and one of 
the fastest growing consumer wearable electronic companies. They have a focus on consumer health 
applications using existing sensor technology. We see this JDA as a significant step towards having our 
technology  in  the  wearables  market  globally.  As  announced,  there  are  a  number  of  milestones  to  be 
achieved, which if achieved will lead to significant revenue in FY2020. 

• 

In addition to the above significant achievements we remain focused on growing our exisiting ATCOR business. 
Though the core SphygmoCor® technology remains the focus, we are significantly redefining and enhancing the 
business model, market opportunities, outlook and reach. The new product and software strategy expands ATCOR 
into new high-growth markets, both professional/medical and consumer. Our new growth mindset is targeting a 
minimum 20% increase in sales for FY2020 and it is pleasing to be able to report that the results for the first months 
are on track to achieve this growth and we look forward to updating the market on future business progress. 

The 2019 financial year delivered on its transformational promise and I wish to thank all of our CardieX team, our 
shareholders and my fellow Board members, Craig Cooper and King Nelson, for their efforts and support over the 
last two years. Also, I wish to extend deep appreciation to our retired Chairman, Donal O’Dwyer, who over 14 years 
steered your company through many challenging times and commenced the transformation in 2017.  

3 

 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
(FORMERLY ATCOR MEDICAL HOLDINGS LIMITED) 
ABN 81 113 252 234 
AND CONTROLLED ENTITIES 

Looking forward I am confident that the CardieX team will continue to deliver on key milestones, significant growth 
and value creation as we execute on the CardieX vision in the years ahead. 

Niall Cairns 
Executive Chairman 
CardieX Limited 

4 

 
 
 
 
 
 
 
CARDIEX LIMITED  
(FORMERLY ATCOR MEDICAL HOLDINGS LIMITED) 
ABN 81 113 252 234 
AND CONTROLLED ENTITIES 

Chief Executive Officer’s Report 

My Fellow Shareholders, 

It has been a very rewarding year for us at CardieX and a year of significant progress whereby we transitioned 
from a pure medical device business to a multi-platform provider of consumer and medical device software/SaaS 
based solutions – all based on CardieX’s unique, market leading, and patented software algorithms and technology. 

Our key mission to improve the lives and lifespans of patients globally through better preventative health solutions 
has been at the forefront of our business activities, and we continue to significantly expand our footprint across 
new high-growth global health markets.  

Our  core  medical  business  ATCOR  remains  focused  on  developing,  marketing  and  distributing  medical 
technologies  that  measure  patient  risk  for  hypertension,  cardiovascular  disease  and  other  related  vascular 
disorders. 

Growing sales of the ATCOR division is a key priority for us and our vision is to have an ecosystem of devices and 
solutions all “powered by ATCOR”. To this end, we are focused on establishing multiple partnerships and licensing 
agreements to incorporate  SphygmoCor® into  the  next  generation  of medical  devices,  wearable solutions,  and 
smart devices.  

We’ve also significantly expanded CardieX’s global footprint and are immensely proud of what we have achieved 
since our corporate rebranding. We’ve transitioned from having one business segment in medical devices to now 
having exposure to three high growth healthcare sectors in medical devices, wearable technologies, and digital 
and  consumer  health.  Across  all  three  of  these  business  verticals  our  focus  has  been  on  establishing  major 
strategic partnerships and driving significant value for shareholders.  

Looking ahead, our focus is on growing revenue in our existing markets, new OEM and licensing partnerships, key 
executive recruitment, and new device and digital solutions – further expanding and building on our current market 
position. 

We  expect  the  year  ahead  to  be  another  exciting  one  with  the  Company  looking  to  secure  further  lucrative 
partnerships as we also continue to execute on our aggressive sales plan for 2020 - which we anticipate will see a 
return to profitability for our core ATCOR medical device division. 

I would like to thank my fellow Board members and management and staff at CardieX who have worked tirelessly 
to realise our vision as we continue to grow shareholder value.  

I’m personally very much looking forward to the year ahead. 

Craig Cooper 
CEO & Managing Director 
CardieX Limited 

5 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED 
ABN 81 113 252 234 
AND CONTROLLED ENTITIES 

OPERATIONAL UPDATE 

Execution of Major Strategic Repositioning 

Following  the  announcement of  the  Company’s major strategic  repositioning  in  March  2018, significant internal 
changes were made across the year including key appointments, expansion into new high-growth global health 
markets and the investment in leading US digital and telehealth company inHealth Medical.  

The  Company  has  taken  significant  steps  forward  to  create  a  world-class  health  technology  company  and  has 
aligned itself with top-tier global health companies at the cutting edge of technology and innovation. Across the 
year,  Cardiex  launched  its  operations  in  China,  secured  key  high-profile  partnerships  and  established  a  local 
presence  to  accelerate  its  China  growth strategy  –  rapidly  accelerating  its  vision of implementing central  blood 
pressure and related health technologies in the world’s largest population market.  

With a new sales and marketing strategy driven by new senior appointments, CardieX continues to make major 
progress to execute on its long-term growth strategy and create a leading healthcare company servicing the global 
healthcare markets. 

ATCOR Medical 

Overview:  100%  owned  subsidiary.  FDA  approved  devices  and  software  services  for  measuring  central  blood 
pressure as a key determinant of cardiovascular and hypertension risk. 

Strategic  Value:  ATCOR  is  the  only  FDA  approved  technology  for  measuring  central  waveforms  in  order  to 
measure hypertension and related vascular disorders and risk. Global policy is shifting towards the measurement 
of central blood pressure and arterial stiffness in order to drive better global health outcomes. 

ATCOR  is  the  gold  standard  in  measurement  of  these  indices  and  is  looking  to  expand  its  market  through 
partnerships, licensing, OEM integration, and next generation devices and software solutions. 

Highlights: 

•  Announcement of material and significant increase in sales targets for ATCOR Medical for FY2020 driven 
by  expansion  of  addressable  market  to  general  practitioners,  clinicians,  and  healthcare  providers 
combined with new pricing and lead generation initiatives across digital and offline sales platforms; 

•  National Medical Products Administration (“NMPA”, formerly the Chinese FDA) approval for Oscar 2 with 
ATCOR’s  “SphygmoCor®  Inside”  received by  JV  partner  SunTech  Medical.  Oscar  2 is  an  Ambulatory 
Blood Pressure Monitor for the 24-hour patient monitoring of central and peripheral blood pressure; 

•  Oscar  2  now  approved  for  sale  in  the  USA,  Europe,  and  China,  Oscar  2  is  the  only  available  ABPM 
solution in China currently with “SphygmoCor® inside” and provides a unique market differentiation for 
ABPM devices in this significant market device segment; 

• 

Forecast 3x increase in revenues in FY2020 from device and software sales related to Oscar 2 driven 
mainly by NMPA approval in China and expanded sales effort in that market; 

•  New CardieX corporate website and change of registered office. New ATCOR Medical website forecast 
completion Q1, FY2020 to help drive aggressive new sales targets and lead- generation for FY2020 and 
beyond; 

•  Major steps taken in global business development and corporate partnerships as the Company moves 
towards its software and SaaS strategy to enable medical and consumer wearables “powered by ATCOR”; 

6 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED 
ABN 81 113 252 234 
AND CONTROLLED ENTITIES 

OPERATIONAL UPDATE 

•  New product strategy announced across consumer and home medical devices “powered by ATCOR” 

to rapidly drive sales and expand into new high-growth global health markets; 

•  Unique and proprietary feature and product offerings incorporating ATCOR’s SphygmoCor®  

technology in partnership with global medical and consumer device companies (see: “Product Strategy” 
below); 

•  Expansion  of  pharmaceutical trial  contract  with  Bayer  AG  for  an  additional  ~$AUD500K.  Revenues 

have commenced, and expansion of trial has now increased to ~70 sites globally; 

• 

• 

• 

The  SphygmoCor®  System is  used  in  the  top  20 hospitals as  featured  in  the  prestigious  US  News 
2018-2019 Best Hospitals Honor Roll list. The Best Hospitals Honour Roll list ranks the top 20 hospitals 
in the United States; 

Initiation  of  an  API-based  OEM  strategy  targeting  patient  monitors,  ambulatory  blood  pressure 
monitoring (BPM), home BPM, and smart wearable partnerships; 

Focus  on  expansion  of  the  core  ATCOR  business  into  new  markets  and  expanding  integration  of 
SphygmoCor® technology with OEM partnerships and other joint venture initiatives – vision is to have 
an  end-to-end  integration  of  the  SphygmoCor®  technology  into  multiple  devices  and  markets  all 
“powered by ATCOR”. 

•  Relocation of ATCOR’s Asia-Pacific sales operation to the USA, after 15 years in North Ryde, Sydney’s 
ATCOR Medical’s research and development team have moved to a more tech-focused space in the 
City of Sydney’s Barangaroo district.   

• 

Increased sales targets for ATCOR’s key XCEL cardiovascular management device starting in FY2020. 
Minimum sales target increase of 20% in FY2020 with a return to profitability for the ATCOR Medical 
group company in that year; 

•  New partnerships and chip integrations in an expanding portfolio of devices in medical and consumer 
devices “powered by ATCOR”. Target of (2) new OEM partnerships in FY2020 with an additional home 
consumer device launch before Q2, FY2021. Material revenue impacts from each of these initiatives 
to accrue through FY2021; and 

•  Strong revenue start to FY2020 year with significant YOY increase in July sales over previous years. 

Blumio 

Overview: 50/50 partnership under a Joint Development Agreement (JDA) to develop non-invasive radar-based 
sensor for detecting blood pressure (BP) and central blood pressure (cBP) using CardieX technology. 

7.5%  direct  ownership  by  CardieX  in  Blumio  via  Convertible  Note  increasing  to  10%  on  satisfaction  of  certain 
milestones under the JDA. 

Strategic Value: The development of a non-invasive blood pressure monitoring sensor is considered to be one of 
the holy grails of medical technology which could displace and disrupt a $USD45B industry (CNBC). 

A combined BP and cBP sensor using Blumio and CardieX technology is initially focused on the global market for 
24-hour  ambulatory  blood  pressure  monitoring  (ABPM).  Initial  revenue  model  to  be  based  on  licensing/sale  of 
reference design and technology for the sensor. 

7 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED 
ABN 81 113 252 234 
AND CONTROLLED ENTITIES 

OPERATIONAL UPDATE 

Highlights: 

•  Achievement of successful measurement of central blood pressure using CardieX algorithm and Blumio 
Sensor via Macquarie University study further validating commercial opportunity for the group – and a 
significant milestone under the parties Joint Development Agreement (JDA); 

•  CardieX currently working on desktop app for Blumio/CDX algorithm as next milestone under the JDA – 

scheduled for completion in Q1, FY2020; 

•  Results of validation trials between CardieX and Blumio announced at global IEEE Conference further 

advancing and strengthening CardieX’s wearables and direct-to- consumer health strategy; 

• 

Initiation of 200-person Deborah study by Blumio to further develop Blumio’s continuous, non-invasive 
blood pressure sensor. The Deborah study continues with anticipated completion late Q1 FY2020 - with 
full  data  analysis  to  commence  by  Blumio  at  that  stage.  Forecast  availability  of  commercial  reference 
design still on target for end of Q2/beginning of Q3; and 

•  Potential in Q4 FY2020 for initial revenues from chip and reference design sales related to the Blumio 

sensor and JDA. 

inHealth Medical (inHealth) 

Major step forward in CardieX’s digital and consumer health strategy in agreement to acquire majority interest in 
inHealth Medical Services, Inc in November 2018. With the companies to jointly pursue significant opportunities in 
telehealth, digital and online patient care and health coaching – a US$25 billion industry.  

Overview:  Agreement  allowing  CardieX  to  invest  in  the  telehealth  services  company  in  three  tranches  via  a 
Convertible note to acquire a 50.5% shareholding. 

Strategic Value: inHealth provides digital telehealth solutions and health services that drive better health outcomes 
for its healthcare, private practice, and insurance partners. 

Partnering  with  inHealth  provides  the  opportunity  to  leverage  inHealth’s  channels  for  CardieX’s  cardiovascular 
devices as well as giving ATCOR a digital health solution as part of a full cardiovascular health program. 

Highlights: 

•  Delivering initial revenue and patient growth via multi-year Anthem telehealth services contract.; (NYSE 
listed Anthem Inc (NYSE: ANTM) is a S&P 500 Company with US$65 billion market cap and one of the 
largest health insurers in United States); 

• 

inHealth executes major 5-year co-marketing agreement with Anthem to jointly promote the services of 
inHealth across Anthem’s customer network with a focus on Blue Cross Blue Shield Association of health 
insurance providers;  

•  Signed  multi-year  contract  to  provide  telehealth  services  to  one  of  the  world’s  largest  electronics  and 
medical device companies (GEMDC). Rollout to clinician partnerships is underway. Additional information 
will be provided to the market when appropriate regarding this contract; 

•  CardieX converts Tranche 1 of convertible note for 7.70% of inHealth. Tranche 2 debt of $USD3M still 
remains in place and is due and repayable (with interest) by inHealth to CardieX by 31 July 2020 (Maturity 
Date) unless converted to equity by CardieX (at its option) on or before the Maturity Date; 

8 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED 
ABN 81 113 252 234 
AND CONTROLLED ENTITIES 

OPERATIONAL UPDATE 

• 

If converted, Tranche 2 would increase CardieX’s shareholding in inHealth to 41.33%. CardieX also holds 
a further option to acquire shares or invest further new capital to increase its shareholding to 50.5% of 
inHealth; 

•  CardieX  and  inHealth  announce  landmark  US  study  and  collaboration  on  cardiovascular  disease, 

hypertension, and telehealth utilising ATCOR Medical’s SphygmoCor® technology; 

•  CardieX and inHealth announce collaboration on pilot program with leading Chinese telemedicine platform 
Health160  to  investigate  the  deployment  of  inHealth’s  telehealth  solutions  in  China,  ~140M  patient 
interactions to date through their platform; 

• 

• 

inHealth, Kaiser Permanente, and California State University Long Beach (CSULB) combine for one of 
the largest diabetes lifestyle intervention studies to be undertaken using inHealth’s telehealth services. 
Kaiser Permanente is one of the largest managed healthcare organisations in the USA; and 

Launched hypertension pilot trial in Florida using SphygmoCor technology with collaboration from some 
of the leading research institutes in the USA. This is the first consumer trial of ATCOR technology aimed 
at  showing  a  combined  patient  outcome  with  SphygmoCor  technology  and  health  coaching  –  further 
advancing CardieX’s portfolio of health solutions.  

Initial growth generated by inHealth since January 2019 and key achievements include: 

• 

inHealth practitioner sessions have increased 5X from December 2018; 

•  Revenue and margins per session are as forecast; 

•  Sales team being expanded to drive Private Practice growth; and  

•  GEMDC exclusive multi-year agreement signed and planned for implementation.  

Chinese Operations, Business Development and Key Partnerships 

Local operations and initial team established in China, rapidly accelerating CardieX’s vision of implementing central 
blood pressure and related health technologies in the world’s largest population market. CardieX’s senior executive 
team  have  completed  a  successful  product  and  partnership  roadshow  in  China  and  there  are  multiple 
SphygmoCor® OEM partnerships under discussion – with NDAs executed. 

CardieX’s China team reports directly to ZiHan (Zi) LI, VP of Corporate Development at CardieX. Zi previously 
spearheaded the greater China market expansion efforts for Masimo (NASDAQ: MASI USD$8 Billion), where he 
aggressively developed a renewed presence and growth in Masimo’s patient monitoring space, rapidly growing 
their China operations threefold within three years.  

Hypertension is a significant and growing market in China. The Company is focused on boosting growth in China 
by building on existing in-hospital customer base and launching new technology partnerships to integrate ATCOR’s 
cutting-edge central blood  pressure  technology  in  China’s  rapidly  growing  health market and  through  providing 
digital health and wearable solutions in partnership with leading Chinese digital and smart wearable companies.  

Post-year  end  CardieX  entered  into  a  multi-year  Agreement  to  co-develop  consumer  wearable  applications  in 
partnership with Mobvoi Information Technology Co. Ltd (“Mobvoi”), Google’s official operating partner in China for 
the development of smart-wearable solutions for Google’s Wear OS platform.  

Mobvoi  is  one  of  the  fastest  growing  AI  and  consumer  electronic  companies  in  China  in  the  smart  wearables 
segment and CardieX will be the exclusive development partner in respect to the development of applications and 
features related to “smart heart health” and related functions which will be derived from CardieX’s unique  

9 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED 
ABN 81 113 252 234 
AND CONTROLLED ENTITIES 

OPERATIONAL UPDATE 

algorithms.  Development  activities  and  commercial  execution  of  the  agreement  will  be  undertaken  by  ATCOR 
based on SphygmoCor® cardiovascular and hypertension algorithms and patents.  

Business model, revenues, and commercialisation under the Agreement to be driven by a combination of licensing, 
royalty and subscription services and are forecast to be revenue accretive to CardieX in FY2021.  

Oversubscribed $5.5 Million Placement for inHealth Acquisition Completed 

Completion  of  oversubscribed  $5.5  million  placement  for  the  acquisition  of  inHealth,  strong  support  from 
preeminent Australian fund managers SG Hiscock and CVC Limited.  

Cornerstone position from CEO Craig Cooper and Directors Niall Cairn taking $2.5 million of the placement, with 
Chairman Donal O’Dwyer and CFO/Company Secretary Jarrod White also participating.  

New Appointments and Board Restructure 

To position CardieX for long-term growth and expansion into new markets, new appointments and senior executive 
team changes were made. Board restructure and new appointments to support CardieX’s repositioning as a global 
health technology provider with ongoing restructure focused on new growth opportunities. 

• 

Former Senior Vice President of Marketing for Masimo Chris Dax appointed as VP of Operations to drive 
revenue and sales growth for ATCOR Medical. Chris has extensive pharmaceutical, biotech and medical 
device,  commercial  and  general  management  experience  with  a  proven  track  record  of  exceeding 
business and sales objectives; 

•  Doug  Kurschinski  promoted  to  Executive  VP  and  Health  of  Global  Sales  of  ATCOR  Medical  Division. 
Doug was previously Senior Vice President and General Manager of ATCOR Medical where he led the 
US sales team;  

• 

Former Masimo, Inc Executive ZiHan Li joins as Director of Corporate Development to head CardieX’s 
Asian strategy with a focus on the Chinese market. ZiHan is driving the commercialisation of CardieX’s 
cardiovascular  technologies  into  new  devices  and  technologies  and  is  focused  on  expanding  the 
opportunity for CardieX’s products; 

•  Senior  med-tech  executive  Antony  Sloan  appointed  to  the  role  of  Global  Head  of  Marketing  and 
Communications at CardieX. Antony’s previous roles include VP of  Marketing and Communications at 
global  powerhouse  Masimo  (NASDAQ:  MASI:  USD$8  Billion).  Antony  is  responsible  for  developing 
marketing and sales initiatives to support CardieX’s sales and growth plans; 

• 

Former Johnson & Johnson (NASDAQ: JNJ: USD$344 Billion) healthcare executive Rhonda Welch was 
appointed to the new role of Vice President of Global Marketing to manage new product initiatives and 
clinical strategy earlier this year and has recently made an internal move to the role of Vice President of 
Health  Economics.  In  this  role,  Rhonda  is  focused  on  health  insurance  reimbursement  clinical  trial 
management, and overseeing the Company’s initiatives to drive market and healthcare service adoption 
of CardieX’s core technologies and health services;  

•  Sean  Merritt,  PhD  former  Director  of  Research  and  Product  at  Cercacor,  and  Algorithm  Engineer  at 
Masimo was appointed Director of Product Innovation. Sean will support CardieX as the Company rapidly 
moves  forward  with  new  product  development  and  partnerships  in  both  consumer  and  clinical  device 
markets; 

10 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED 
ABN 81 113 252 234 
AND CONTROLLED ENTITIES 

OPERATIONAL UPDATE 

•  Niall  Cairns  appointed  Executive  Chairman,  previously  non-executive  director  and  joined the  Board  of 
inHealth. A Sydney-based growth investor, Niall has a 25-year track record of value creation restructuring 
and has assisted the growth of over 50 companies. Niall is a director and shareholder of C2 Ventures Pty 
Ltd, CardieX’s largest shareholder; and 

•  Search has commenced for new Non-Executive Director to support and assist with the strategic growth 

of the company. 

Trials and Healthcare Policy Initiatives 

•  Clinical  abstract  detailing  extraction  of  central  pressure  waveforms  from  Blumio sensor using  CardieX 

technology accepted for presentation at upcoming 2019 Asia-Pacific Congress on Hypertension; 

• 

First Healthcare & Insurance Economics Report on CardieX ‘s central pressure technology anticipated 
Q2; 

•  Establishment of Hypertension Steering Committee headed by Rhonda Welch and Chis Dax together with 

key opinion leaders and medical advisors; 

•  New USA health guidelines announced which significantly increase CardieX’s addressable market with 
upwards of 45% of US adults now considered to have hypertension and being at risk for cardiovascular 
disease; 

•  ATCOR Medical’s SphygmoCor® technology used for central blood pressure monitoring in a clinical study 
published  by  the  Clinical  and Experimental  Hypertension Journal.  Clinical  study  led  by  the  prestigious 
Shanghai Jiatong School of Medicine in China; and 

•  CardieX  wins  major  contract  to  supply  SphygmoCor®  system  for  international  pharmaceutical  trial  to 
assess heart failure treatment. AstraZeneca AB group are managing the trial which is seen as the first 
phase of a larger commercial opportunity for CardieX group.  

Corporate 

The Company’s corporate website was updated to www.cardiex.com to reflect the change of name of the Company 
to CardieX and its new strategic direction. This follows the Company’s change of listing code in June 2018 from 
ACG to CDX. 

Receipt of Subscription Proceeds from C2 Ventures 

•  Receipt of subscription proceeds of $1,500,000 from C2 Ventures, a related party of CEO Craig Cooper 

and Executive Chairman Niall Cairns; and 

• 
• 

Funds used to further execute against strategic direction of the Company.  

Corporate Conferences and Investor Relations Programme 

CardieX  attended several conferences during  the  year  including  CES2019,  A4M World  Congress,  ASN  Kidney 
Week 2018, American College of Sports Medicine Annual Meeting, ACPM Preventative Medicine 2018, and the 
Renal Physicians 2018 Annual Meeting. 

CardieX also conducted several roadshows across major Australian cities and held several investor presentations 
for investor broker and institutional networks.

11 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES 

DIRECTORS’ REPORT 

The Directors of CardieX Limited (the “Company”) submit the financial report of the Company for the year ended 
30 June 2019, which comprises the results of CardieX Limited and the entities it controlled during the period (the 
“Group”). 

Review of Operations 

The loss for the Group after income tax amounted to $2,979,278 (30 June 2018: $2,961,225). 

The Group has generated total revenue of $4,062,091, up from $4,022,554 in the previous year. 

Principal Activities 

During the year the principal continuing activities of the Group consisted of designing, manufacturing and marketing 
medical devices for use in cardiovascular health management. 

Dividends 

No dividends were paid or declared by the Group since the end of the previous financial year and the Directors do 
not recommend dividends be paid for the year ended 30 June 2019. 

Significant Changes in the State of Affairs 

There were no significant changes in the state of affairs of the Group not outlined in the Review of Operations. 

Likely Developments and Expected Results of Operations 

Further information on likely developments in the operations of the Group and the expected results of operations 
have not been included in this annual financial report because the directors believe it would be likely to result in 
unreasonable prejudice to the Group. 

Matters Subsequent to Year End 

Subsequent to balance date the Group announced the following material events: 

•  Chris Dax was appointed as the President of ATCOR Medical; 
•  Antony Sloan was appointed as the Global Head of Marketing and Communications; 
•  Rhonda Welch was appointed to the newly created position of VP of Health Economics; and 
• 

The  Company  entered  into  a  multi-year  Agreement  to  co-develop  consumer  wearable  applications  in 
partnership with Mobvoi Information Technology Co. Ltd (“Mobvoi”), Google’s official operating partner in 
China for the development of smart-wearable solutions for Google’s Wear OS platform. 

No other significant subsequent event has arisen that significantly affects the operations of the Group. 

12 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES 

DIRECTORS’ REPORT (CONT.) 

Directors  

The following persons held office as Directors of CardieX Limited at any time during or since the end of the financial 
year: 

Mr. Niall Cairns (appointed Executive Chairman 27 February 2019) 
Mr. King Nelson 
Mr. Craig Cooper 
Mr. Donal O’Dwyer (resigned 27 February 2019) 

Company Secretary and Chief Financial Officer 

Mr. Jarrod White  

Information on Directors 

Mr. Niall Cairns   
Non-executive Director and Executive Chairman 

Qualifications: 
Appointed:  

Experience and expertise: 

Other current directorships: 

Former directorships (last 3 years): 
Special responsibilities: 

Mr. King Nelson   
Non-executive Director 

Qualifications: 
Appointed:  

Experience and expertise: 

B.Ec, CA and FAICD 
20 December 2017, appointed Chairman on 27 February 2019 

Mr Cairns is a Sydney based technology growth investor with over 25 
years of track record of value creation, restructuring, and exits in both 
listed  and  unlisted  companies  having  assisted in  driving  the  global 
growth of over 50 companies in sectors as diverse as digital media, 
Agtech, Medtech, consumer Internet, and SaaS based businesses. 
Niall  is  currently  the  Chairman  of  ComOps  Limited  and  a  non-
executive director of Chant West Holdings and Tru-Test Limited.  

Tru-Test  Corporation  Limited,  Kestrel  Growth  Companies  Limited, 
Chant West Holdings Limited and ComOps Limited. 
None. 
• 
• 
• 

Chairman of the Board. 
Chairman of the audit and risk committee.  
Member of remuneration and nomination committee. 

BA, MBA 
13 November 2015 

King was elected to the Board in November 2015. He brings more 
than  30  years  of  diverse  experience  and  expertise  with  medical 
devices.  He  is  a  former  President  and  CEO  of  Uptake  Medical 
Corporation, a company focused on treatments for emphysema and 
lung  cancer.  Previously,  he  served  as  president  and  CEO  of 
Kerberos  Proximal  Solutions,  which  was  acquired  by  FoxHollow 
Technologies, and as president and CEO of VenPro, a heart valve 
business acquired by Medtronic. Both these companies specialized 
in devices for the cardiovascular system. Prior to that, he spent 19 
years  with  Baxter  International  and  American  Hospital  Supply 
Corporation in roles of increasing responsibility that included division 
president for Dade Diagnostics, Bentley Labs, and Baxter’s Perfusion 
Services.  

Other current directorships: 
Former directorships (last 3 years): 
Special responsibilities: 

None. 
Uptake Medical Corporation 
• 
• 

Chair of remuneration and nomination committee. 
Member of audit and risk committee.  

13 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES 

DIRECTORS’ REPORT (CONT.) 

Mr. Craig Cooper 
Executive Director, Chief Executive Officer 

Qualifications: 
Appointed:  

Experience and expertise: 

B.Ec, LLB (Hons) 
1 December 2017 

Mr  Cooper  was  appointed  as  Chief  Executive  Officer  effective  1 
December 2017. Mr Cooper has founded multiple successful health, 
digital media, technology, and wellness businesses – and was also 
the co-founder of  the  telecommunications company  Boost Mobile  - 
one  of  the  leading  mobile  phone  business  in  the  USA.  He  is 
recognised  as  a  global  expert  and  thought  leader  in  mobile  and 
wireless  technology  as  well  as  digital  health  and  med-tech-related 
businesses. His venture capital funds have raised over A$1 billion in 
capital  and  have  funded some  of  the most  significant  global  digital 
media technology companies including Buzzfeed and The Huffington 
Post. 

Other current directorships: 
Former directorships (last 3 years): 
Special responsibilities: 

None. 
None. 
None. 

Meetings of Directors  

The number of meetings of the Group’s Board of Directors and of each Board Committee held during the financial 
year ended 30 June 2019 and the number of meetings attended by each Director were: 

Director 

Niall Cairns 

King Nelson 
Craig Cooper 

Donal O’Dwyer 

Directors Meetings 

Held Whilst in Office 

Attended 

7 

7 

7 

4 

7 

6 

7 

4 

Directors’ Interests 

Information on the Directors’ and their associates’ interests in shares and options of the Company at 30 June 2019 
can be found in the Remuneration Report on page 16. 

Shares Issued on the Exercise of Options 

During the financial year ended 30 June 2019, there were no shares issued to Directors on the exercise of options.   

Environmental Regulations 

The  Group’s  operations  are  not  regulated  by  any  significant  environmental  regulation  under  a  law  of  the 
Commonwealth or of a state or territory. 

Indemnity and Insurance of Directors and Officers 

During  the  financial  year  the  Group  paid  premiums  in  respect  of  a  contract  insuring  Directors  and  Executives 
against a liability incurred in the ordinary course of business. 

14 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES 

DIRECTORS’ REPORT (CONT.) 

Proceedings on Behalf of the Company 

No  person  has  applied  for  leave  of  court  to  bring  proceedings  on  behalf  of  the  Company  or  intervene  in  any 
proceedings to which the Company is a party for the purpose of taking responsibility on behalf of the Company for 
all or any part of those proceedings.  

The Company was not a party to any such proceedings during the year. 

Corporate Governance Statement 

A copy of the Corporate Governance Statement has not been disclosed within the Annual Report but is available 
on the website http://www.CardieX.com in accordance with the ASX Listing Rule 4.10.3. 

Declaration by Directors 

Before it approved the Company’s 2019 financial statements, the Board was satisfied that the financial records 
have been properly maintained and that the financial statements comply with the appropriate accounting standards 
and give a true and fair view of the financial position and performance of the Group, and their opinion has been 
formed on the basis of a sound system of risk management and internal control which is operating effectively.  

Non-audit Services 

The Directors received the Auditor’s Independence Declaration under s.307 of the Corporations Act 2001, which 
is set out on page 21. The external auditor did not provide non-audit services to the Company during the year 
ended 30 June 2019. 

Indemnity and insurance of auditor 

The Company has not, during or since the end of the financial year, indemnified or agreed to indemnify the auditor 
of the Company or any related entity against a liability incurred by the auditor. 

During the financial year, the Company has not paid a premium in respect of a contract to insure the auditor of the 
Company or any related entity. 

Officers of the Company who are former partners of BDO 

There are no officers of the Company who are former partners of BDO. 

Auditor's independence declaration 

A copy of the auditor's independence declaration as required under section 307C of the Corporations Act 2001 is 
set out on page 21. 

15 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES 

REMUNERATION REPORT 

This report outlines the remuneration arrangements in place for Directors and executives of CardieX Limited. The 
information in this report has been audited as required by 308(3C) of the Corporations Act 2001.  

Principles used to determine the nature and amount of remuneration 

Non-executive directors 

Fees and payments to non-executive directors reflect the demands which are made on, and the responsibilities of, 
the directors. Non-executive directors’ fees and payments are reviewed annually by the Board. The Board also 
refers to external surveys to ensure non-executive directors’ fees and payments are appropriate and in line with 
the market. The Chairman’s fees are determined independently to the fees of non-executive directors based on 
comparative roles in the external market. The Chairman is not present at any discussions relating to determination 
of his own remuneration. Non-executive directors are entitled to receive share options, following approval by the 
shareholders of CardieX Limited. 

Non-executive  directors’  fees  are  determined  within  an  aggregate  directors’  fee  pool  limit,  which  is  periodically 
recommended for approval by shareholders. The pool was increased to $360,000 at the 2015 shareholder meeting, 
excluding share-based payments that are subject to separate shareholder approval. 

Executives 

The objective of the Group’s executive reward framework is to ensure reward for performance is competitive and 
appropriate  for  the  results  delivered.  The  framework  aligns  executive  reward  with  achievement  of  strategic 
objectives and the creation of value for shareholders.  

The Board ensures that executive reward satisfies the following key criteria for good reward governance practices: 
• 
• 
• 
• 
• 

competitiveness and reasonableness; 
acceptability to shareholders; 
performance linkage / alignment of executive compensation; 
transparency; and 
capital management. 

Alignment to shareholders’ interests: 
• 
• 
• 

has Company growth as a core component of plan design; 
focuses on sustained long-term growth in shareholder wealth; and 
attracts and retains high calibre executives. 

Alignment to program participants’ interests: 
rewards capability and experience; 
• 
reflects competitive reward for contribution to growth in Company value; 
• 
provides a clear structure for earning rewards; and 
• 
provides recognition for contribution. 
• 

The Chief Executive Officer has been issued with 24 million performance rights in the year that will vest across 3 
equal  tranches  subject  to  incremental  improvements  in  the  Company’s  share  price.  All  other  directors  and key 
management personnel are on fixed remuneration as befitting their non-executive status. 

Details of the nature and amount of each element of the emoluments of each Director of CardieX Limited are set 
out below. 

Directors 

Names and positions held of key management personnel in office at any time during the financial year are: 

Mr. Niall Cairns 
Mr. King Nelson 
Mr. Craig Cooper  
Mr. Donal O’Dwyer  

Executive Director and Chairman (appointed as Chairman 27 February 2019) 
Non-executive Director 
CEO and Executive Director  
Non-executive Director and Chairman (resigned 27 February 2019) 

16 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES 

REMUNERATION REPORT (CONT.) 

Key Management Personnel Compensation 

Salary and 
directors fees

Share Based 
Payment Benefits

Post-Employment
Benefits 

2019 

Niall Cairns 

King Nelson 

Craig Cooper 

Donal O’Dwyer2 

Total Compensation 

2018 

Donal O’Dwyer 

Niall Cairns 

King Nelson 

Craig Cooper 

David Brookes1 

Duncan Ross1 

Michael O’Rourke1 

Total Compensation 

$

$

84,000

30,270

419,255

33,486

567,011

50,228

28,000

27,955

225,863

18,949

179,830

9,513

540,338

64,702

64,702

431,769

-

561,173

-

-

-

4,466

-

-

-

4,466

$

-

-

-

3,181

3,181

4,772

-

-

-

3,551

13,439

904

22,666

Total

$

148,702

94,972

851,024

36,667

1,131,365

55,000

28,000

27,955

230,329

22,500

193,269

10,417

567,470

1.  Ceased to be key management personnel in FY2018. 
2.  Ceased to be key management personnel in FY2019. 

Shares Held by Key Management Personnel and Their Associates 

Donal O’Dwyer 

Niall Cairns 

King Nelson 

Craig Cooper 

Total 

Balance
01 July 2018

12,178,627

78,000,000

153,846

75,000,000

165,332,473

Share split

Additions

Balance

30 June 2019

-

 12,178,6274

54,616,7693

132,616,769

-

153,846

62,616,7693

137,616,769

117,233,538

282,566,011

-

-

-

-

-

3.  A total of 54,616,769 shares acquired by Mr Cairns and Mr Cooper in the year are indirectly held by C2 Ventures, in 

which Mr Cairns and Mr Cooper are directors. These shares are subject to the Restriction Agreement and Deed of 
Undertaking as approved by members at the Extraordinary General Meeting held on 28 May 2018. 

4.  Held at date of resignation. 

17 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES 

REMUNERATION REPORT (CONT.) 

Shares Held by Key Management Personnel and Their Associates 

Donal O’Dwyer 

Niall Cairns 

King Nelson 

Craig Cooper 

David Brookes 

Duncan Ross 

Michael O’Rourke 

Total 

Balance
01 July 2017

6,067,517

3,000,0001

153,846

-1

1,469,264

4,603,052

10,641,396

25,935,075

Share split

Additions

Balance

6,111,110

75,000,0002

-

75,000,0002

555,555

-

30 June 2018

12,178,627

78,000,000

153,846

75,000,000

2,024,8193

4,603,0523

925,925

11,567,3213

157,592,590

183,527,665

-

-

-

-

-

-

-

-

1. 
2. 

Shares held at date of appointment. 
Shares acquired by Mr Cairns and Mr Cooper in the year are indirectly held by C2 Ventures, in which Mr Cairns and 
Mr Cooper are directors. These shares are subject to the Restriction Agreement and Deed of Undertaking as 
approved by members at the Extraordinary General Meeting held on 28 May 2018. 
3.  Held at date of resignation and ceased to be key management personnel in FY2018. 

Options Held by Key Management Personnel and Their Associates 

Niall Cairns 

King Nelson 

Craig Cooper 

Donal O’Dwyer 

Total 

Balance
01 July 2018

37,500,000

450,000

37,500,000

3,150,000

78,600,000

Share split

Additions

Balance

1,500,000

1,500,000

-

-

30 June 2019

39,000,0005

1,950,000

37,500,0005

3,150,0004

3,000,000

81,600,000

-

-

-

-

-

4.  Held at date of resignation. 
5.  Directors Mr Cairns and Mr Cooper hold 37,500,000 options indirectly through C2 Ventures Pty Limited, of which 

they are both directors.  

18 

 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES 

REMUNERATION REPORT (CONT.) 

Options Held by Key Management Personnel and Their Associates 

Donal O’Dwyer 

Niall Cairns 

King Nelson 

Craig Cooper 

David Brookes 

Duncan Ross 

Michael O’Rourke 

Total 

Balance
01 July 2017

650,000

-1

450,000

-1

450,000

3,100,000

450,000

5,100,000

Share split

Additions

Balance

2,500,000

37,500,0002

-

37,500,0002

-

-

-

30 June 2018

3,150,000

37,500,000

450,000

37,500,000

450,0003

3,100,0003

450,0003

77,500,000

82,600,000

-

-

-

-

-

-

-

-

1.  Options held at date of appointment. 
2.  Options acquired by Mr Cairns and Mr Cooper in the year are indirectly held by C2 Ventures, in which Mr Cairns 

and Mr Cooper are directors. These options are subject to the Restriction Agreement and Deed of Undertaking as 
approved by members at the Extraordinary General Meeting held on 28 May 2018. 

3.  Held at date of resignation. 
4.  Options acquired by key management personnel and their associates in the year related are free attaching options 

on shares purchased. 

Performance Rights Held by Key Management Personnel and Their Associates 

Mr Craig Cooper holds 36 million performance rights which vest subject to a set of Milestones as follows: 

Number of 
performance rights 

Will vest if 30 Day 
VWAP exceeds: 

Tranche 2 
Tranche 3 
Tranche 4 
Tranche 5 
Tranche 6 

8 million 
8 million 
4 million 
4 million 
12 million 

$0.08 
$0.12 
$0.08 
$0.12 
$0.15 

Expiry Date of 
Performance 
Milestone 
28/05/2021 
28/05/2021 
06/03/2022 
06/03/2022 
06/03/2022 

Employment Agreements 

Remuneration  and  other  terms  of  employment  for  the  CEO  and  the  other  key  management  personnel  are 
formalised in employment agreements. Each of these agreements provide for the provision of performance related 
cash bonuses, other benefits including health insurance and car allowances, and participation, when eligible, in the 
Cardiex Limited Employee Share Option Plan. Other major provisions of the agreements relating to remuneration 
are set out below. 

All  contracts  with  executives  may  be  terminated  early  by  either  party  with  variable  notice  periods,  subject  to 
termination payments as detailed below. 

Craig Cooper – Chief Executive Officer 

•  Agreement commenced on 1 December 2017. 
•  Base salary of US$300,000 per annum. 
•  Reimbursement for reasonable expenses incurred in running the US business, paid on a monthly basis 

up to US$5,000 per month. 

19 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES 

REMUNERATION REPORT (CONT.) 

Niall Cairns – Executive Chairman and Director 

•  Agreement commenced with an effective date of 1 March 2018. 
•  Monthly consulting fee for strategic review and consulting services of AU$7,000 per month. 
•  Reimbursement for reasonable expenses incurred. 

Loans to Directors and Key Management Personnel 

There were no loans made to directors or key management personnel of the Company and the Group during the 
period commencing at the beginning of the financial year and up to the date of this report.  

Signed  in  accordance  with  a  resolution  of  the  Board  of  Directors,  made  pursuant  to  s.298(2)  of  the 
Corporations Act 2001. 

______________ 
Niall Cairns 
Executive Chairman 
Sydney, 27 September 2019

20 

 
 
 
 
 
 
 
 
 
 
 
 
Tel: +61 2 9251 4100 
Fax: +61 2 9240 9821 
www.bdo.com.au 

Level 11, 1 Margaret St  
Sydney NSW 2000 
Australia 

DECLARATION OF INDEPENDENCE BY GRANT SAXON TO THE DIRECTORS OF CARDIEX LIMITED 

As lead auditor of CardieX Limited for the year ended 30 June 2019, I declare that, to the best of my 
knowledge and belief, there have been: 

1.  No contraventions of the auditor independence requirements of the Corporations Act 2001 in 

relation to the audit; and 

2.  No contraventions of any applicable code of professional conduct in relation to the audit. 

This declaration is in respect of CardieX Limited and the entities it controlled during the period. 

Grant Saxon 
Partner 

BDO East Coast Partnership 

Sydney, 27 September 2019 

BDO East Coast Partnership ABN 83 236 985 726 is a member of a national association of independent entities which are all members of BDO Australia Ltd 
ABN 77 050 110 275, an Australian company limited by guarantee. BDO East Coast Partnership and BDO Australia Ltd are members of BDO International Ltd, 
a UK company limited by guarantee, and form part of the international BDO network of independent member firms. Liability limited by a scheme approved 
under Professional Standards Legislation. 

  
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  

CONSOLIDATED STATEMENT OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME 

FOR YEAR ENDED 30 JUNE 2019 

Sales revenue 

Other revenue 

Other income 

Total income 

Cost of sales 

Bad debts expense 

Inventory impairment expense 

Marketing and sales expense 

Product development and regulatory expense 

Occupancy expense 

Administration expense 

Share based payments 

Depreciation 

Interest expense 

Foreign exchange gain/(loss) 

Loss before income tax expense 

Income tax expense 

Loss attributable to members of the parent entity 

Other comprehensive income 

Items that will be reclassified subsequently to profit or 
loss when specific conditions are met: 

Exchange differences on translating foreign operations 

Total comprehensive loss for the period 

Basic loss per share (cents) 

Diluted loss per share (cents) 

Note 

2 

2 

3 

5 

7 

7 

2019 

$ 

3,907,093

154,998

4,062,091

831,957

4,894,048

(804,401)

(32,705)

(55,792)

(2,144,126)

(1,476,796)

(296,087)

(2,135,301)

(864,714)

(116,515)

(99,447)

152,558

(2,979,278)

-

2018 

$ 

4,006,091

16,463

4,022,554

418,368

4,440,922

(881,770)

(133,308)

(58,572)

(2,433,348)

(1,543,420)

(216,528)

(1,712,510)

(4,466)

(61,174)

(15,348)

(341,703)

(2,961,225)

-

(2,979,278)

(2,961,225)

(35,917)

423,940

(3,015,195)

(2,537,285)

(0.5)

(0.5)

(1.0)

(1.0)

These financial statements should be read in conjunction with the accompanying notes. 

22 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  

CONSOLIDATED STATEMENT OF FINANCIAL POSITION AS AT 30 JUNE 2019 

Note 

2019 

$ 

2018 

$ 

ASSETS 

CURRENT ASSETS 

Cash and cash equivalents 

Trade and other receivables 

Inventory 

Other current assets 

TOTAL CURRENT ASSETS 

NON-CURRENT ASSETS 

Property, plant and equipment 

Intangible assets 

Financial assets 

TOTAL NON-CURRENT ASSETS 

TOTAL ASSETS 

LIABILITIES 

CURRENT LIABILITIES 

Trade and other payables 

Contract liabilities 

Provisions 

Financial liabilities 

Contract lease liabilities 

Borrowings 

TOTAL CURRENT LIABILITIES 

NON-CURRENT LIABILITIES 

Provisions 

Financial liabilities 

Contract lease liabilities 

TOTAL NON-CURRENT LIABILITIES 

TOTAL LIABILITIES 

NET ASSETS  

4,980,826 

1,014,967

218,930

741,751

6,956,474  

613,351

44,183

5,597,966

6,255,500

2,736,517

1,113,219

490,362

1,774,152

6,114,250

97,079

-

202,578

299,657

13,211,974

6,413,907

498,448

861,884

346,119

3,350,920

97,498

-

5,154,869

21,741

778,202

306,227

1,106,170

6,261,039

6,950,935

986,724

188,503

409,203

-

-

185,000

1,769,430

48,264

-

-

48,264

1,817,694

4,596,213

8 

9 

10 

11 

13 

17 

14 

15 

16 

18 

19 

16 

18 

19 

23 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  

CONSOLIDATED STATEMENT OF FINANCIAL POSITION AS AT 30 JUNE 2019 (CONT.) 

EQUITY 

Contributed equity 

Reserves 

Accumulated losses 

TOTAL EQUITY  

Note 

20 

21 

23 

2019

$

2018

$

51,500,876 

46,832,833 

1,613,332

1,571,498

(46,163,273)

(43,808,118)

6,950,935

4,596,213

These financial statements should be read in conjunction with the accompanying notes. 

24 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY FOR YEAR ENDED 30 JUNE 2019 

Shares on 
Issue 

Note 

Reserves  Accumulated 

Total 

$ 

$ 

losses 

$ 

$ 

Balance at 1 July 2017 

Loss for the year 

Other comprehensive income 

Total comprehensive income for the year 

Transactions with equity holders in their 
capacity as owners. 

Capital placement 

Share issue costs 

Options issued 

Options expired 

41,126,573 

2,327,448 

(42,125,535) 

1,328,486 

- 

- 

- 

- 

(2,961,225) 

(2,961,225) 

423,940 

- 

423,940 

423,940 

(2,961,225) 

(2,537,285) 

6,237,056 

(530,796) 

- 

- 

- 

- 

98,752 

- 

- 

- 

6,237,056 

(530,796) 

98,752 

(1,278,642) 

1,278,642 

- 

5,706,260 

(1,179,890) 

1,278,642 

5,805,012 

Balance at 30 June 2018 

46,832,833 

1,571,498 

 (43,808,118) 

4,596,213 

Balance at 1 July 2018 

Loss for the year 

Other comprehensive loss 

Total comprehensive income for the year 

Transactions with equity holders in their 
capacity as owners. 

46,832,833 

1,571,498 

(43,808,118) 

4,596,213 

- 

- 

- 

- 

(2,979,278) 

(2,979,278) 

(35,917) 

- 

(35,917) 

(35,917) 

(2,979,278) 

(3,015,195) 

Capital placement 

20 

3,002,200 

Shares issued on conversion of convertible 
notes 

Share issue costs 

Share based payments 

Options issued 

- 

- 

- 

1,630,780 

(251,937) 

63,000 

801,714 

- 

- 

- 

- 

- 

- 

- 

3,002,200 

1,630,780 

(251,937) 

864,714 

- 

- 

Rights and options exercised / expired 

224,000 

(848,123) 

624,123 

Convertible notes issued 

Balance at 30 June 2019 

- 

124,160 

- 

124,160 

51,500,876 

1,613,332 

(46,163,273) 

6,950,935 

These financial statements should be read in conjunction with the accompanying notes. 

25 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  

CONSOLIDATED STATEMENT OF CASH FLOWS FOR YEAR ENDED 30 JUNE 2019 

CASH FLOWS FROM OPERATING ACTIVITIES 

Receipts from customers 

Payments to suppliers and employees 

Other income 

Interest received 

Interest paid 

Note 

2019 

$ 

2018 

$ 

4,646,020 

(7,124,656) 

(2,478,636) 

185,239 

2,624 

- 

4,316,651 

(6,959,455) 

(2,642,804) 

603,369 

16,463 

(15,348) 

Net cash used in operating activities 

24 

(2,290,773) 

(2,038,320) 

CASH FLOWS FROM INVESTING ACTIVITIES 

Payments to acquire property, plant and equipment 

Payments for intangible assets 

Payments for convertible notes 

Net cash used in investing activities 

CASH FLOWS FROM FINANCING ACTIVITIES 

Net proceeds from shares issued 

Share issue costs 

Finance lease payments 

Net proceeds from convertible notes 

Net cash provided by financing activities 

Net increase in cash held 

Cash and cash equivalents at beginning of financial year 

Effects of foreign currency exchange 

(203,849) 

(45,415) 

(1,916,386) 

(2,165,650) 

4,502,199 

(251,937) 

(49,530) 

2,500,000 

6,700,732 

2,244,309 

2,736,517 

- 

(4,916) 

- 

(202,578) 

(207,494) 

4,834,825 

(530,796) 

- 

- 

4,304,029 

2,058,215 

677,917 

385 

Cash and cash equivalents at end of financial year 

8 

4,980,826 

2,736,517 

These financial statements should be read in conjunction with the accompanying notes. 

26 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES  

The financial report includes the consolidated financial statements and notes of CardieX Limited and controlled 
entities (‘Consolidated Group’ or ‘Group’). The separate financial statements and notes of CardieX Limited as an 
individual  parent  entity  (‘Company’)  have  not  been  presented  within  the  financial  report  as  permitted  by  the 
Corporations Act 2001. CardieX Limited is a for-profit entity. 

The financial statements were authorised for issue on 27 September 2019 by the directors of the Company.  

Basis of Preparation 
The financial report is a general purpose financial report that has been prepared in accordance with Australian 
Accounting  Standards,  Australian  Accounting  Interpretations,  other  authoritative  pronouncements  of  the 
Australian Accounting Standards Board (“AASB”) and the Corporations Act 2001. 

Australian  Accounting  Standards  set  out  accounting  policies  that  the  AASB  has  concluded  would  result  in  a 
financial report containing relevant and reliable information about transactions, events and conditions to which 
they  apply.  Compliance  with Australian  Accounting  Standards ensures  that  the  financial statements  and notes 
also  comply  with  International  Financial  Reporting  Standards.  Material  accounting  policies  adopted  in  the 
preparation  of  this  financial  report  are  reported  below.  They  have  been  consistently  applied  unless  stated 
otherwise. All applicable new accounting standards have been adopted for the year ended 30 June 2019 unless 
otherwise stated and their adoption did not have a significant impact on the financial performance or position of 
the consolidated entity. 

The financial report has been prepared on an accruals basis and is based on historical costs, modified, where 
applicable,  by  the  measurement  at  fair  value  of  selected  non-current  assets,  financial  assets  and  financial 
liabilities. 

Accounting Policies 

a. 

Going Concern 
The financial statements have been prepared on the going concern basis, which contemplates continuity 
of  normal  business  activities  and  the  realisation  of  assets  and  the  discharge  of  liabilities  in  the  normal 
course of business. 

At the date of signing, the Directors have assessed that there is a material uncertainty related to going 
concern that may cast significant doubt over the ability of the Group to continue as a going concern given 
that the Group incurred a loss after tax of $2,979,278 (2018: $2,961,225) and had net cash outflows from 
operating activities of $2,433,581 for the year ended 30 June 2019 (2018: $2,038,320).  As a result of these 
conditions the Group may be unable to realise its assets and discharge its liabilities in the normal course 
of business.  

The Directors believe that there are reasonable grounds that the Group will be able to continue as a going 
concern, after consideration of the following factors: 

• 

• 

• 

The Group has cash and cash equivalents of $4,980,826 as at 30 June 2019 (2018: $2,736,517). 
As at that date, the Group had net current assets of $1801,605 (2018: $4,344,820) and net assets 
of $6,950,935 (2018: $4,596,213). The Group has performed a cash flow forecast and determined 
that it has adequate cash resources in place to fund its operations for the next 12 months, subject 
to additional capital raisings taking place.  
If required, the Group has the ability to continue to raise additional funds on a timely basis 
pursuant to the Corporations Act 2001. The Group has raised in excess of $5.5 million in the 
previous 12-month reporting period and the Directors have no reason to believe that it will not 
be able to continue to source equity or alternative funding if required; and 
The Group has the ability to scale back a significant portion of its development activities if 
required. 

27 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

a. 

b. 

Going Concern (Cont.) 
Accordingly, the Directors believe that the Group will be able to continue as a going concern, and that it is 
appropriate to adopt the going concern basis in the preparation of the financial report. 

Principles of Consolidation 
A controlled entity is any entity CardieX Limited has the power to control the financial and operating policies 
of so as to obtain benefits from its activities. 

A list of controlled entities is contained in Note 12 to the financial statements. All controlled entities have a 
30 June 2019 financial year-end for this current year. 

As at the reporting date, the assets and liabilities of all controlled entities have been incorporated into the 
consolidated financial statements as well as their results for the year ended.  

All inter-company balances and transactions between entities in the Group, including any unrealised profits 
or losses, have been eliminated on consolidation. Accounting policies of subsidiaries have been changed 
where necessary to ensure consistencies with those policies applied by the Company. 

Where controlled entities have entered or left the Group during the year, their operating results have been 
included/excluded from the date control was obtained or until the date control ceased.  

c. 

Revenue Recognition 
To determine whether to recognise revenue and what price, the Company follows a 5-step process: 

1. 
2. 
3. 
4. 
5. 

Identifying the contract with a customer 
Identifying the performance obligations 
Determining the transaction price 
Allocating the transaction price to the performance obligations 
Recognising revenue when/as performance obligation(s) are satisfied. 

Total transaction price for a contract is allocated amongst the various performance obligations based on 
their relative stand-alone selling prices. The transaction price for a contract excludes any amounts collected 
on behalf of third parties.  

Revenue  is  recognised  either  at  a  point  in  time  or  over  time,  when  (or  as)  the  Company  satisfies 
performance obligations by transferring the promised goods or services to its customers.  

The  Company  recognises  contract  liabilities  for  consideration  received  in  respect  of  unsatisfied 
performance obligations and reports these amounts as other liabilities in the statement of financial position. 
Similarly,  if  the  Company  satisfies  a  performance  obligation  before  it  receives  the  consideration,  the 
Company recognises either a contract asset or a receivable in its statement of financial position, depending 
on whether something other than the passage of time is required before the consideration is due. 

The Company has identified the following revenue streams: 

Sale of goods 
Sale of goods revenue is recognised at the point of sale, which is where the customer has taken delivery 
of  the  goods,  the  control  is  transferred  to  the  customer  and  there  is  a  valid  sales  contract.  Amounts 
disclosed as revenue are net of sales returns and trade discounts. 

Lease income 
The  Group  earned  lease  income  from  both  finance  and  operating  lease  of  goods,  and  continues  to 
recognise related income in line with AASB 16 Leases.  

28 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

c. 

Revenue Recognition (Cont.) 
For operating leases the lease income and interest in relation to the goods are recognised over time per 
the terms set in the contract with the customer.  

For goods sold on a finance lease, income is recognised at the point of sale, which is where the customer 
has taken delivery of the goods, the control is transferred to the customer and there is a valid sales contract. 
Any  associated  interest  income  is  recognised  over the life  of  the lease in line  with  the  terms set in the 
contract with the customer.  

Service income 
Service  income  is  recognised  over  time  in  line  with  management’s  assessment  of  the  performance 
obligations under each contract.  

Freight income 
Freight income is recognised when the control is transferred to the customer and there is a valid sales 
contract. 

Royalty income 
Royalty income is recognised when entitled under royalty agreements.  

Other revenue  
Other revenue is recognised when it is received or when the right to receive payment is established.  

d. 

Plant and Equipment  
Each class  of  property,  plant and  equipment is carried at cost or  fair  value  less,  where  applicable, any 
accumulated depreciation and impairment losses. 

Depreciation 
The depreciable amount of all fixed assets is depreciated on a straight-line basis over their useful lives to 
the Group commencing from the time the asset is held ready for use.  

The useful lives used for depreciable assets are: 
Class of Fixed Asset 
Manufacturing plant and equipment 
Furniture, fixtures and equipment 
Devices leased to customers 

Useful lives 
  3 – 10 years 
3 – 5 years 
3 – 4 years 

The assets’ residual values and useful lives are reviewed, and adjusted if appropriate, at each balance 
sheet date.   

An asset’s carrying amount is written down immediately to its recoverable amount if the asset’s carrying 
amount is greater than its estimated recoverable amount.  

Gains and losses on disposals are determined by comparing proceeds with the carrying amount. These 
gains and losses are included in the Statement of Profit or Loss and Other Comprehensive Income. 

e. 

Impairment of Assets 
At each reporting date, the Group reviews the carrying values of its tangible assets to determine whether 
there is any indication that those assets have been impaired. If such an indication exists, the recoverable 
amount  of  the  asset,  being  the  higher  of  the  asset’s  fair  value  less  costs  to  sell  and  value  in  use,  is 
compared  to  the  asset’s  carrying  value.  Any  excess  of  the  asset’s  carrying  value  over  its  recoverable 
amount is expensed to the Statement of Profit or Loss and Other Comprehensive Income. 

Where it is not possible to estimate the recoverable amount of an individual asset, the Group estimates the 
recoverable amount of the cash-generating unit to which the asset belongs.  

29 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

f. 

Financial Instruments 
Recognition, initial measurement and derecognition  
Financial  assets  and  financial  liabilities  are  recognised  when  the  Company  becomes  a  party  to  the 
contractual  provisions  of  the  financial  instrument  and  are  measured  initially  at  fair  value  adjusted  by 
transactions costs, except for those carried at fair value through profit or loss, which are measured initially 
at fair value. Subsequent measurement of financial assets and financial liabilities are described below.  

Financial assets are derecognised when the contractual rights to the cash flows from the financial asset 
expire, or when the financial asset and substantially all the risks and rewards are transferred. A financial 
liability is derecognised when it is extinguished, discharged, cancelled or expires.  

Classification and subsequent measurement of financial assets 

Except for those trade receivables that do not contain a significant financing component and are 
measured at the transaction price in accordance with AASB 9, all financial assets are initially measured 
at fair value adjusted for transaction costs (where applicable).  

Hybrid contracts 

If a hybrid contract contains a host that is a financial asset, the policies applicable to financial assets are 
applied consistently to the entire contract. 

Subsequent measurement of financial assets  
For the purpose of subsequent measurement, financial assets, other than those designated and effective 
as hedging instruments, are classified into the following categories upon initial recognition:   

• 
• 
• 
• 

financial assets at amortised cost  
financial assets at fair value through profit or loss (FVPL)  
debt instruments at fair value through other comprehensive income (FVOCI)  
equity instruments at fair value through other comprehensive income (FVOCI) 

Classifications are determined by both:  

• 
• 

the entity’s business model for managing the financial asset   
the contractual cash flow characteristics of the financial assets  

All income  and expenses  relating  to  financial  assets  that  are  recognised in  profit or loss are  presented 
within finance costs, finance income or other financial items, except for impairment of trade receivables 
which is presented within other expenses.  

Financial assets at amortised cost  
Financial assets are measured at amortised cost if the assets meet the following conditions (and are not 
designated as FVPL):   

• 

• 

they are held within a business model whose objective is to hold the financial assets and collect 
its contractual cash flows  
the contractual terms of the financial assets give rise to cash flows that are solely payments of 
principal and interest on the principal amount outstanding   

After  initial  recognition,  these  are  measured  at  amortised  cost  using  the  effective  interest  method. 
Discounting  is  omitted  where  the  effect  of  discounting  is  immaterial.  The  Company’s  cash  and  cash 
equivalents, trade and most other receivables fall into this category of financial. 

30 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

f. 

Financial Instruments (Cont.) 
Financial assets at fair value through profit or loss (FVPL) 
Financial assets that are held within a business model other than ‘hold to collect’ or ‘hold to collect and sell’ 
are  categorised  at  fair  value  through  profit  and  loss.  Further,  irrespective  of  business  model,  financial 
assets whose contractual cash flows are not solely payments of principal and interest are accounted for at 
FVPL. All derivative financial instruments fall into this category, except for those designated and effective 
as hedging instruments, for which the hedge accounting requirements apply.   

Debt instruments at fair value through other comprehensive income (Debt FVOCI)  
Financial  assets  with  contractual  cash  flows  representing  solely  payments  of  principal  and  interest and 
held within a business model of collecting the contractual cash flows and selling the assets are accounted 
for at FVOCI. Any gains or losses recognised in OCI will be recycled upon derecognition of the asset.  

Equity instruments at fair value through other comprehensive income (Equity FVOCI)  
Investments in equity instruments that are not held for trading are eligible for an irrevocable election at 
inception  to  be  measured  at  FVOCI.  Under  this  category,  subsequent  movements  in  fair  value  are 
recognised in other comprehensive income and are never reclassified to profit or loss. Dividend income is 
taken to profit or loss unless the dividend clearly represents return of capital.  

Impairment of Financial assets  
AASB 9’s new impairment model use more forward looking information to recognize expected credit losses 
-  the  ‘expected  credit  losses  (ECL)  model’.  The  application  of  the  new  impairment  model  depends  on 
whether there has been a significant increase in credit risk.   

The  Company  considers  a  broader  range  of  information  when  assessing  credit  risk  and  measuring 
expected credit losses, including past events, current conditions, reasonable and supportable forecasts 
that affect the expected collectability of the future cash flows of the instrument.  

In applying this forward-looking approach, a distinction is made between:  

• 

• 

financial  instruments  that  have  not  deteriorated  significantly  in  credit  quality  since  initial 
recognition or that have low credit risk (‘Stage 1’) and  
financial instruments that have deteriorated significantly in credit quality since initial recognition 
and whose credit risk is not low (‘Stage 2’). 

‘Stage 3’ would cover financial assets that have objective evidence of impairment at the reporting date. 
‘12-month expected credit losses’ are recognised for the first category while ‘lifetime expected credit losses’ 
are recognised for the second category. Measurement of the expected credit losses is determined by a 
probability-weighted estimate of credit losses over the expected life of the financial instrument.   

Trade and other receivables and contract assets  
The Company makes use of a simplified approach in accounting for trade and other receivables as well as 
contract assets and records the loss allowance at the amount equal to the expected lifetime credit losses. 
In  using  this  practical  expedient,  the  Company  uses  its  historical  experience,  external  indicators  and 
forward-looking information to calculate the expected credit losses using a provision matrix.   

The Company assess impairment of trade receivables on a collective basis as they possess credit risk 
characteristics based on the days past due.  

All financial assets, except for those at fair value through profit or loss (FVPL) and equity investments at 
fair value through other comprehensive income (equity FVOCI), are subject to review for impairment at
least at each reporting date to identify whether there is any objective evidence that a financial asset or a 
group of financial assets is impaired.  

31 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

f. 

Financial Instruments (cont.) 
Financial assets at fair value through other comprehensive income   
The Company recognises 12 months expected credit losses for financial assets at FVOCI. As most of these 
instruments have a high credit rating, the likelihood of default is deemed small. However, at each reporting 
date  the  Company  assesses  whether  there  has  been  a  significant  increase  in  the  credit  risk  of  the 
instrument.  

In assessing these risks, the Company relies on readily available information such as the credit ratings 
issued  by  the  major  credit  rating  agencies  for  the  respective  asset.  The  Company  only  holds  simple 
financial instruments for which specific credit ratings are usually available. In the unlikely event that there 
is no or only little information on factors influencing the ratings of the asset available, the Company would 
aggregate similar instruments into a portfolio to assess on this basis whether there has been a significant 
increase in credit risk.  

In addition, the Company considers other indicators such as adverse changes in business, economic or 
financial conditions that could affect the borrower’s ability to meet its debt obligation or unexpected changes 
in the borrowers operating results.  

Should  any  of  these  indicators  imply  a significant  increase in  the  instrument’s  credit  risk,  the  Company 
recognises for this instrument or class of instruments the lifetime expected credit losses.  

Classification and measurement of financial liabilities  
As  the  accounting  for  financial  liabilities  remains  largely  unchanged  from  AASB  139,  the  Company’s 
financial  liabilities  were  not  impacted  by  the  adoption  of  AASB  9.  However,  for  completeness,  the 
accounting policy is disclosed below.  

The Company’s financial liabilities include borrowings, trade and other payables and derivative financial 
instruments. 

Financial liabilities are initially measured at fair value, and, where applicable, adjusted for transaction costs 
unless  the  Company  designated  a  financial  liability  at  fair  value  through  profit  or  loss.    Subsequently, 
financial liabilities are measured at amortised cost using the effective interest method except for derivatives 
and financial liabilities designated at FVPL, which are carried subsequently at fair value with gains or losses 
recognised in profit or loss (other than derivative financial instruments that are designated and effective as 
hedging instruments). 

Employee Benefits 
Provision  is  made  for  the  Group’s  liability  for  employee  benefits  arising  from  services  rendered  by 
employees to balance date. Employee benefits that are expected to be settled within one year have been 
measured at the amounts expected to be paid when the liability is settled. Employee benefits payable later 
than one year have been measured at the present value of the estimated future cash flows to be made for 
those benefits. Those cash flows are discounted using market yields on national government bonds with 
terms to maturity that match the expected timing of the cash flows. 

Leases 
AASB 16 was issued in February 2016 for adoption from January 2019. The Group has decided to early 
adopt the standard from 1 July 2018. It has resulted in almost all the Group’s leases being recognised on 
the statement of financial position as right-of-use assets, as the distinction between operating and finance 
leases is removed. Under the new standard, an asset (the right to use the leased item) and a financial 
liability to pay rentals are recognised. The only exceptions are short-term and low-value leases. 

g. 

h. 

32 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

h. 

Leases (cont.) 
The Group has applied AASB 16 using the modified retrospective approach and therefore the comparative 
information has not been restated and continues to be reported under the preceding standard, AASB 117 
Leases. 

Where a lease is identified at inception, the Group recognises a right-of-use asset and a lease liability at 
the lease commencement date. The right-of-use asset is initially measured at cost, which comprises the 
ignition amount of the lease liability adjusted for any lease payments made at or before the commencement 
date, plus any initial direct costs incurred and an estimate of costs to dismantle and remove the underlying 
asset  or  to  restore  the  underlying  asset  or  the  site  on  which  it  is  location,  less  any  leased  incentives 
received.  

The  Group assesses  whether  a contract  is or contains a lease,  at  inception  of  the contract.  The  Group 
recognises a right-of-use asset and a corresponding lease liability with respect to all lease arrangements 
in which it is the lessee, except for short-term leases (defined at leases with a lease term of 12 months or 
less) and leases of low value assets. For these leases, the Group recognises the lease payments as an 
operating expense son a straight-line basis over the term of the lease unless another systematic basis is 
more representative of the time pattern in which economic benefits from the leased assets are consumed. 

The Group used the following practical expedients when applying AASB 16 to leases previously classified 
as operating leases under AASB117.  

•  Applied the exemption not to recognise right-of-use assets and liabilities for leases with less than 

12 months of lease term. 

•  Excluded initial direct costs from measuring the right-of-use asset at the date of initial acquisition. 
•  Used  hindsight  when  determining  the  lease  term  if  the  contract  contains  options  to  extend  or 

terminate the lease.  

i. 

Equity-Settled Compensation 
There has been no equity based compensation with the exception of that described in Note 20. The capital 
subscribed to as per this note was acquired at fair value at the time of purchase. 

Options issues have their fair value determined with reference to an approved valuation methodology, such 
as  the  Black-Scholes  valuation  method.  On  issue,  the  fair  value  of  an  option  is  taken  to  the  Income 
Statement as equity settled compensation, with a corresponding credit to the options reserve. This is then 
disclosed as other comprehensive income in the Statement of Comprehensive Income to show other net 
profit position of the Group from a third party perspective. 

Shares have their value determined using the direct method of share price at date of issue multiplied by 
the number of shares issued. 

Cash and Cash Equivalents 
Cash and cash equivalents include cash on hand, deposits held at call with banks and other short-term 
highly liquid investments with original maturities of three months or less. 

Trade and Other Receivables 
Trade receivables are recognised when the control of ownership of the underlying sales transactions have 
passed to the customer in the ordinary course of business. Trade receivables are recognised initially at the 
amount of consideration that is unconditional unless they contain significant financing components, when 
they are recognised at fair value. The group holds the trade receivables with the objective to collect the 
contractual cash flows and therefore measures them subsequently at amortised cost using the effective 
interest method. 

j. 

k. 

33 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

k. 

l. 

m. 

n 

Trade and Other Receivables (Cont.) 
The Group has adopted AASB 9 from 1 July 2018. The Group’s trade and other receivables at year end 
and  now  assessed  under  the  new  impairment  requirements  which  use  an  'expected  credit  loss'  ('ECL') 
model to recognise an allowance. Impairment is measured using a 12 month ECL method unless the credit 
risk on a financial asset has increased significantly since initial recognition in which case the lifetime ECL 
method is adopted. 

Inventories 
Inventories  are  stated  at  the  lower  of  cost  and  net  realisable  value.  Cost  includes  all  expenses  directly 
attributable  to  the  manufacturing  process  as  well  as  suitable  portions  of  related  production  overheads, 
based  on  normal  operating  capacity.  Costs  are  assigned  using  the  first  in,  first  out  cost  formula.  Net 
realisable value is the estimated selling price in the ordinary course of business less any applicable selling 
expenses. 

Trade and Other Payables 
Liabilities for creditors and other amounts are carried at amortised cost, which is the present value of the 
consideration to be paid in the future for goods and services received, whether or not billed to the Group. 
The carrying period is dictated by market conditions but is generally less than 30 days. 

Provisions 
The Group’s provisions consist of short-term and long-term employee benefits. 

Short-term employee benefits 
Short-term employee benefits are benefits, other than termination benefits, that are expected to be settled 
wholly  within  12  months  after  the  end  of  the  period  in  which  the  employees  render  the  related  service. 
Examples of such benefits include wages and salaries, non-monetary benefits and accumulating sick leave. 
Short-term employee benefits are measured at the undiscounted amounts expected to be paid when the 
liabilities are settled.  

Other long-term employee benefits  
The Group’s liabilities for annual leave and long service leave are included in other long term benefits as 
they  are  not  expected  to  be  settled  wholly  within  12  months  after  the  end  of  the  period  in  which  the 
employees  render  the  related  service.  They  are  measured  at  the  present  value  of  the  expected  future 
payments to be made to employees. The expected future payments incorporate anticipated future wage 
and salary levels, experience of employee departures and periods of service, and are discounted at rates 
determined by reference to market yields at the end of the reporting period on high quality corporate bonds 
that  have  maturity  dates  that  approximate  the  timing  of  the  estimated  future  cash  outflows.  Any  re-
measurements arising from experience adjustments and changes in assumptions are recognised in profit 
or loss in the periods in which the changes occur. The Group presents employee benefit obligations as 
current liabilities in the statement of financial position if the Group does not have an unconditional right to 
defer settlement for at least 12 months after the reporting period, irrespective of when the actual settlement 
is expected to take place. 

o. 

Income Tax 
The income tax expense or benefit for the period is the tax payable on that period's taxable income based 
on the applicable income tax rate for each jurisdiction, adjusted by the changes in deferred tax assets and 
liabilities attributable to temporary differences, unused tax losses and the adjustment recognised for prior 
periods, where applicable. 

CardieX Limited and its wholly owned Australian controlled entities have implemented the tax consolidation 
legislation as of July 1, 2005. 

34 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

o. 

p. 

q. 

Income Tax (Cont.) 
The head entity, CardieX Limited, and the controlled entities in the tax consolidated group account for their 
own  current  and  deferred  tax  amounts.  These  amounts  are  measured  as  if  each  entity  in  the  tax 
consolidated group continues to be a standalone taxpayer in its own right. 

Finance Costs 
Finance costs directly attributable to the acquisition, construction or production of assets that necessarily 
take a substantial period of time to prepare for their intended use or sale, are added to the cost of those 
assets, until such time as the assets are substantially ready for their intended use or sale. 

All other finance costs are recognised in the period in which they are incurred. 

Right of Use Asset   
The right-of-use asset is initially measured at cost, which comprised the initial amount of the lease liability 
adjusted for any lease payments made at or before the commencement date, plus any initial direct costs 
incurred and an estimate of costs to dismantle and remove the underlying asset or to restore the underlying 
or the site on which it is located, less any lease incentives received.  

The Group assesses whether a contract is or contains a lease, at inception of the contract. The Group 
recognises a right-of-use asset and a corresponding lease liability with respect to all lease arrangements 
in which it is the lessee, except for short-term leases (defined as leases with a lease term of 12 months or 
less) and leases of low value assets. For these leases, the Group recognises the lease payments as an 
operating expenses on a straight line basis over the term of the lease unless another systematic basis is 
more representative of the time pattern in which economic benefits from the leased assets are consumed.

The right-of-use asset is subsequently depreciated using the straight-line method from the commencement 
date to the earlier of the end of the useful life of the right-of-use asset or the end of the lease term. The 
estimated useful lives of right-of-use assets are determined on the same basis as those of property and 
equipment.  In  addition,  the  right-of-use  asset  is  periodically  reduced  by  impairment  losses,  if  any,  and 
adjusted for certain remeasurements of the lease liability.  

r. 

Lease Liabilities 
The lease liability is initially measured at the present value of fixed lease payments that are not yet paid at 
the commencement date, discounted using the interest rate implicit in the lease or, if that rate cannot be 
readily determined, the Group’s incremental borrowing rate.  

Variable lease payments are only included in measuring the lease liability if they depend on a rate. In such 
cases, the initial measurement of the lease liability assumed the variable element will remain unchanged 
throughout the lease term. 

Subsequently, the lease liability is measured at amortised cost using the effective interest method. It is 
remeasured when there is a change in further lease payments arising from a change in the market rate.  

Refer to Note 19 for further details.  

s. 

Goods and Services Tax (GST) 
Revenue, expenses and assets are recognised net of the amount of GST, except where the amount of 
GST  incurred  is  not  recoverable  from  the  Australian  Tax  Office.  In  these  circumstances  the  GST  is 
recognised as part of the cost of acquisition of the asset or as part of an item of the expense. Receivables 
and payables in the Statement of Financial Position are shown inclusive of GST.  

35 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

s. 

t. 

Goods and Services Tax (GST) (Cont.) 
Cash flows are presented in the Statement of Cash Flows on a gross basis, except for the GST components 
of investing and financing activities, which are disclosed as operating cash flows. There is provision made 
in the Statement of Cash Flows to disclose the applicable GST refunds/payments that have been remitted 
to the ATO to accurately show the cash position of CardieX Limited. 

Foreign Currency Translation 
Functional currency 
Items included in the financial statements of the Group’s operations are measured using the currency of 
the primary economic environment in which it operates (‘the functional currency’).   

The functional currency of the Company and controlled entities registered in Australia is Australian dollars 
(AU$). 

The functional currency of the AtCor Medical Inc is United States dollars (US$). 

Foreign currency transactions are translated into the functional currency using the exchange rates ruling 
at  the  date  of  the  transaction.  Monetary  assets  and  liabilities  denominated  in  foreign  currencies  are 
retranslated at the rate of exchange ruling at the end of the reporting period. Foreign exchange gains and 
losses  resulting  from  settling  foreign  currency  transactions,  as  well  as  from  restating  foreign  currency 
denominated monetary assets and liabilities, are recognised in profit or loss, except when they are deferred 
in  other  comprehensive  income  as  qualifying  cash  flow  hedges  or  where  they  relate  to  differences  on 
foreign currency borrowings that provide a hedge against a net investment in a foreign entity. 

Non-monetary items measured at fair value in a foreign currency are translated using the exchange rates 
at the date when fair value was determined. 

Presentation currency 
The financial statements are presented in Australian dollars, which is the Group’s presentation currency. 

Functional currency balances are translated into the presentation currency using the exchange rates at the 
balance sheet date. Value differences arising from movements in the exchange rate is recognised in the 
statement of comprehensive income. 

u. 

Issued Capital 
Ordinary shares are classified as equity. Incremental costs directly attributable to the issue of new shares 
or options are shown in equity as a deduction, net of tax, from the proceeds. 

v. 

Foreign Currency Translation Reserve 

Foreign  currency  translation  reserve  comprises  foreign  currency  translation  differences  arising  on  the 
translation of financial statements of the Group’s foreign entities into $AUD. 

w. 

Earnings Per Share 
Basic earnings per share is calculated by dividing the profit or loss attributable to the owners of the Group 
excluding any costs of servicing equity other than ordinary shares, by the weighted average number of 
ordinary shares outstanding during the financial year.  

Diluted earnings per share adjusts the figures used in the determination of basic earnings per share to take 
into account the after income tax effect of interest and other financial costs associated with dilutive potential 
ordinary  shares  and  the  weighted  average  number  of  shares  assumed  to  have  been  issued  for  no 
consideration in relation to the dilutive potential ordinary shares. 

36 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

x. 

y. 

Comparative Figures 
Comparative  figures  have  been  derived  from  the  financial  statements  for  CardieX  Limited  for  the  year 
ended 30 June 2019, and changes in presentation are made where necessary to comply with accounting 
standards. 

Critical Accounting Judgements. Estimates and Assumptions 
The  preparation  of  the  financial  statements  requires  management  to  make  judgements,  estimates  and 
assumptions  that  affect  the  reported  amounts  in  the  financial  statements.  Management  continually 
evaluates its judgements and estimates in relation to assets, liabilities, contingent liabilities, revenue and 
expenses. Management bases its judgements, estimates and assumptions on historical experience and 
on other various factors, including expectations of future events, management believes to be reasonable 
under the circumstances. The resulting accounting judgements and estimates will seldom equal the related 
actual results. The judgements, estimates and assumptions that have a significant risk of causing a material 
adjustment to the carrying amounts of assets and liabilities (refer to the respective notes) within the next 
financial year are discussed below. 

Share-based payment transactions 
The consolidated entity measures the cost of equity-settled transactions with employees by reference to 
the fair value of the equity instruments at the date at which they are granted. The fair value is determined 
by using either the Binomial or Black-Scholes model taking into account the terms and conditions upon 
which the instruments were granted. The accounting estimates and assumptions relating to equity-settled 
share-based payments would have no impact on the carrying amounts of assets and liabilities within the 
next annual reporting period but may impact profit or loss and equity. 

Revenue from contracts with customers involving sale of goods 
When recognising revenue in relation to the sale of goods to customers, the key performance obligation of 
the consolidated entity is considered to be the point of delivery of the goods to the customer, as this is 
deemed to be the time that the customer obtains control of the promised goods and therefore the benefits 
of unimpeded access. 

Allowance for expected credit losses 
The allowance for expected credit losses assessment requires a degree of estimation and judgement. It is 
based on the lifetime expected credit loss, grouped based on days overdue, and makes assumptions to 
allocate  an  overall  expected  credit  loss  rate  for  each  group.  These  assumptions  include  recent  sales 
experience and historical collection rates. 

Provision for impairment of inventories 
The provision for impairment of inventories assessment requires a degree of estimation and judgement. 
The level of the provision is assessed by taking into account the recent sales experience, the ageing of 
inventories and other factors that affect inventory obsolescence. 

Estimation of useful lives of assets 
The consolidated entity determines the estimated useful lives and related depreciation and amortisation 
charges for its property, plant and equipment and finite life intangible assets. The useful lives could change 
significantly as a result of technical innovations or some other event. The depreciation and amortisation 
charge will increase where the useful lives are less than previously estimated lives, or technically obsolete 
or non-strategic assets that have been abandoned or sold will be written off or written down. 

Employee benefits provision 
As discussed in note 1, the liability for employee benefits expected to be settled more than 12 months from 
the reporting date are recognised and measured at the present value of the estimated future cash flows to 
be made in respect of all employees at the reporting date. In determining the present value of the liability, 
estimates of attrition rates and pay increases through promotion and inflation have been taken into account.

37 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

y. 

Critical Accounting Judgements. Estimates and Assumptions (cont.) 
Recovery of deferred tax assets 
Deferred  tax  assets  are  recognised  for  deductible  temporary  differences  where  management  considers 
that  it  is  probable  that  future  taxable  profits  will  be  available  to  utilise  those  temporary  differences. 
Significant judgement is required on the part of management and the Board to determine the amount of 
deferred tax assets that can be recognised, based upon the likely timing and the level of future taxable 
profits over the future years together with future tax planning strategies. Management and the Board have 
determined not  to  raise  any deferred  tax  assets  which  are estimated at $9,765,832  during  the  full  year 
ended 30 June 2018 so as to enable the Board to determine more reliably the probability of utilising these 
tax assets in the foreseeable future. 

Impairment – general 
The Group assesses impairment at the end of each reporting period by evaluating conditions and events 
specific to the Group that may be indicative of impairment triggers. Recoverable amounts of relevant assets 
are reassessed using value‐in‐use calculations which incorporate various key assumptions. 

Platform and product development costs 
Platform and development costs have been expensed in the year in which incurred. These amounts have 
not  been  capitalised  on  the  basis  that  the  directors  consider  that  the  expenditures  do  not  meet  the 
recognition criteria of development costs as defined by AASB 138 Intangible Assets. 

z. 

New Accounting Standards and Interpretations Adopted 
AASB 9: Financial Instruments  
The consolidated entity has adopted AASB 9 from 1 July 2018. The standard introduced new classification 
and measurement models for financial assets.  

A financial asset shall be measured at amortised cost if it is held within a business model whose objective 
is to hold assets in order to collect contractual cash flows which arise on specified dates and that are solely 
principal and interest. 

A debt investment shall be measured at fair value through other comprehensive income if it is held within 
a business model whose objective is to both hold assets in order to collect contractual cash flows which 
arise on specified dates that are solely principal and interest as well as selling the asset on the basis of its 
fair value.  

All other financial assets are classified and measured at fair value through profit or loss unless the entity 
makes an irrevocable election on initial recognition to present gains and losses on equity instruments (that 
are  not  held-for-trading  or  contingent  consideration  recognised  in  a  business  combination)  in  other 
comprehensive income ('OCI').  

Despite these requirements, a financial asset may be irrevocably designated as measured at fair value 
through profit or loss to reduce the effect of, or eliminate, an accounting mismatch.  

For financial liabilities designated at fair value through profit or loss, the standard requires the portion of 
the change in fair value that relates to the entity's own credit risk to be presented in OCI (unless it would 
create an accounting mismatch).  

New  impairment  requirements  use  an  'expected  credit  loss'  ('ECL')  model  to  recognise  an  allowance. 
Impairment is measured using a 12-month ECL method unless the credit risk on a financial instrument has 
increased  significantly  since  initial  recognition  in  which  case  the  lifetime  ECL  method  is  adopted.  For 
receivables,  a  simplified  approach  to  measuring  expected  credit  losses  using  a  lifetime  expected  loss 
allowance is available.  

The adoption of AASB 9 did not have any significant impact on the financial performance or position of the 
Group as at 30 June 2019 or on opening accumulated losses 1 July 2018.    

38 

 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

z. 

New Accounting Standards and Interpretations Adopted (Cont.) 
Refer  to  the  respective  notes  for  further  details  on  the  company’s  accounting  policies  on  financial 
instruments. 

AASB 15: Revenue from Contracts with Customers  
The  consolidated  entity  has  adopted  AASB  15  from  1  July  2018.  The  standard  provides  a  single 
comprehensive model for revenue recognition.  

The core principle of the standard is that an entity shall recognise revenue to depict the transfer of promised 
goods or services to customers at an amount that reflects the consideration to which the entity expects to 
be  entitled  in  exchange  for  those  goods  or  services.  The  standard  introduced  a  new  contract-based 
revenue recognition model with a measurement approach that is based on an allocation of the transaction 
price. Credit risk is presented separately as an expense rather than adjusted against revenue.  

The adoption of AASB 15 did not have any significant impact on the financial performance or position of 
the Group as at 30 June 2019 or on opening accumulated losses 1 July 2018.   

Refer to Note 1.c. for further details on the Group’s revenue recognition policy. 

AASB 16: Leases 
The Group has adopted AASB 16 Leases 1 July 2018. On transition to AASB 16, the Group recognised 
$428,567 of right-of-use assets and $403,725 of lease liabilities. The Group have recognised an additional 
depreciation charge of $57,926 in relation to depreciation of the right-of-use asset, and additional finance 
costs of $24,693 due to interest expense on the lease liability. After amortisation the balance of leased 
assets totalled $370,386 as at balance date. No adjustment was required from comparative information as 
all operating leases commenced in the current financial year. 

When measuring lease liabilities, the Group discounted lease payments using its incremental borrowing 
rate at date of initial application of AASB 16. The rate applied was 12.27%. 

Operating cashflows have increased and financing cashflows decreased by $49,530 as repayment of the 
principal portion of the lease liabilities will be classified as cashflows from financing activities.  

Impact on Earnings Per Share is nil.  

aa. 

New and Revised Accounting Standards not yet mandatory or early adopted 
As  at  30  June  2019,  the  group  has  adopted  all  new  and  revised  mandatory  accounting  standards 
applicable. 

39 

 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 2: REVENUE  

Sales revenue 

Sale of goods 

Other revenue 

Interest received 

Total revenue 

NOTE 3: OTHER INCOME 

R&D tax concession from the Australian Tax Office 

Other 

NOTE 4: EXPENSES 

Loss before income tax includes the following specific 
expenses: 

Depreciation on plant and equipment 

Depreciation on right of use assets 

Employee benefit expense 

Share based payments 

Rental expense relating to operating leases 

Research and development 

NOTE 5: INCOME TAX EXPENSE 

Loss from continuing operations before income tax 
expense 

Prima facie tax benefit on loss from ordinary activities 
before income tax at 27.5% (2018: 27.5%):  

Add tax effect of: 

—  Other non-allowable items 

Subtotal 

Less tax effect of: 

— 

— 

Items not assessable for taxation 

Items deductible for taxation but not accounting 

Differences in overseas tax rates 

Benefit of tax losses and temporary differences not 
recognised 

Income tax expense 

40 

2019

$

3,907,093

3,907,093

154,998

4,062,091

801,771

30,186

831,957

2018

$

4,006,091

4,006,091

16,463

4,022,554

418,368

-

418,368

58,589

57,926

61,174

-

3,868,101

3,723,253

864,714

249,297

674,586

4,466

198,828

790,143

(2,979,278)

(2,961,225)

(819,301)

(814,337)

576,075

(243,226)

(434,416)

(130,004)

119,182

(688,464)

-

291,553

(522,784)

(115,052)

(166,603)

130,597

673,842

-

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 5: INCOME TAX EXPENSE (CONT.) 

The Group has carried forward tax losses, calculated according to Australian income tax legislation of $38,449,011
(2018: $35,512,116), which will be deductible from future assessable income provided that income is derived, 
and: 

a)  The Company and its controlled entities carry on a business of, or a business that includes software 

development in Australia; and 

b)  No change in tax legislation adversely affects the Group and its controlled entities in realising the benefit 

from the deduction for the losses. 

The benefit of these losses will only be recognised where it is probable that future taxable profit will be available 
against which the benefits of the deferred tax asset can be utilised. Deferred tax assets are estimated but not 
recognised at $10,573,478 at 30 June 2019 (2018: $9,765,832). 

CardieX  Limited and  its  wholly-owned  Australian controlled  entities  are  consolidated  for  income tax  purposes.  
The accounting policy in relation to this legislation is set out in note 1(o). 

As at the date of this report the entities in the tax consolidation group had not entered into a tax sharing agreement. 
No compensation has been received or paid for any current tax payable or deferred tax assets relating to tax 
losses assumed by the parent entity since implementation of the tax consolidation regime. 

NOTE 6: AUDITOR REMUNERATION 

Remuneration of the auditor of the Group for: 

Audit services for the financial year - PWC 

Audit services for the financial year - BDO 

Total: 

NOTE 7: LOSS PER SHARE 

a.  Reconciliation of loss: 

Loss after tax 

b.  Weighted average number of ordinary shares 

outstanding during the year used in calculating loss 
per share  

c.  Basic loss per share 

d.  Diluted loss per share  

2019

$

-

94,000

94,000

2018

$

48,307

60,000

108,307

(2,979,278) 

(2,961,225) 

No.

No.

607,756,877

294,429,146

Cents

(0.5)

(0.5)

Cents

(1.0)

(1.0)

41 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 8: CASH AND CASH EQUIVALENTS 

Cash at bank and on hand 

Total 

NOTE 9: TRADE AND OTHER RECEIVABLES 

CURRENT 

Trade receivables 

Less: Provision for doubtful debts (a) 

Other receivables 

Total receivables 

2019

$

4,980,826

4,980,826

1,153,453

(138,485)

1,014,967

-

2018

$

2,736,517

2,736,517

1,222,078

(108,859)

1,113,219

-

1,014,967

1,113,219

Impaired trade receivables 

(a) 
Trade receivables and other receivables are non-interest bearing and are generally on 30 to 60 day terms. 

The Group has adopted AASB 9 from 1 July 2018. The Group’s trade and other receivables at year end are now 
assessed under the new impairment requirements which use an 'expected credit loss' ('ECL') model to recognise 
an allowance. Impairment is measured using a 12-month ECL method unless the credit risk on a financial asset 
has increased significantly since initial recognition in which case the lifetime ECL method is adopted. 

As at 30 June 2019 current trade receivables of the Group with a nominal value of $108,859 (2018: $53,600) were 
fully impaired.  

At 1 July 

Provision for impairment recognised during the year 

108,859

32,705

Receivables written off during the year as uncollectible 

                    (3,079) 

At 30 June 

138,485

16,842

133,308

(41,291)

108,859

(b) 

Fair value, foreign exchange and credit risk 

Due  to  the  short-term  nature  of  these  receivables,  their  carrying  amount  is  assumed  to  approximate  their  fair 
value.  The  maximum  exposure  to  credit  risk  at  the  reporting  date  is  the  carrying  amount  of  each  class  of 
receivables mentioned above.  Refer to Note 26 for more information on the risk management policy of the Group, 
the credit quality and foreign currency risk of the Group’s trade receivables. 

(c) 

Interest rate risk 

Detail regarding interest rate risk exposure is disclosed in Note 26. 

NOTE 10: INVENTORY 

Raw materials and stores - at cost 

Finished goods at cost 

Provision for inventory impairment 

223,079  

71,818

(75,966)

218,930

334,506

214,428

(58,572)

490,362

A charge of $55,792 was taken to write-off obsolete inventories in the year ended 30 June 2019 (2018: $58,572).

42 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 11: OTHER CURRENT ASSETS 

Prepayments 

Contract assets 

2019

$

114,228

92,879

2018

$

63,232

159,252

Amounts due from related parties 

-

1,500,000

R&D Tax Incentive 

Other 

NOTE 12: CONTROLLED ENTITIES 

Controlled Entities Consolidated 

431,532

103,112

741,751

-

51,668

1,774,152

PARENT ENTITY: 

CardieX Limited 

Australia 

Country of 
Incorporation 

Percentage 

Owned (%)* 

2019 

2018 

SUBSIDIARIES OF CARDIEX LIMITED 

AtCor Medical Pty Limited 

AtCor Medical Inc 

* Percentage of voting power is in proportion to ownership 

NOTE 13: PLANT AND EQUIPMENT 

Australia 

USA 

100 

100 

100 

100 

Manufacturing 
plant and 
equipment

Furniture, 
fixtures and 
equipment

Devices 
leased to 
customers

$

$

$

Year ended 30 June 2018 

Opening net book amount 

Additions 

Exchange differences 

Depreciation charge 

88,528

469

2,437

54,526

878

189

(26,207)

(31,038)

Closing net book amount 

      65,227 

24,555 

6,368

3,569

1,289

(3,929)

7,297

At 30 June 2018 

Cost 

    508,679 

677,143               14,433 

Accumulated depreciation 

(443,452)

(652,588)

(7,136)

Net book amount 

      65,227 

24,555                 7,297 

Property 
under lease
(right-of use 
asset)

$

-

-

-

-

-

-

-

-

Total

$

149,422

4,916

3,915

(61,174)

97,079

1,200,255 

(1,103,176)

97,079 

43 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 13: PROPERTY, PLANT AND EQUIPMENT (CONT.) 

Manufacturing 
plant and 
equipment

Furniture, 
fixtures and 
equipment

Devices 
leased to 
customers

$

$

$

Year ended 30 June 2019 

Opening net book amount 

      65,227 

24,555                 7,297 

Property 
under lease 
(right-of use 
asset)

$

-

Total

$

97,079 

-

-

(22,831)

42,396

110,571

93,279

428,567

632,417

314

(26,227)

109,213

56

(9,276)

91,356

-

371

(58,181)

(116,515)

370,386

613,351

Additions 

Exchange differences 

Depreciation charge 

Closing net book amount 

At 30 June 2019 

Cost 

Accumulated depreciation 

(466,283)

(694,264)

508,679

803,477

105,668

(14,312)

428,567

1,846,391

(58,181)

1,233,041

Net book amount 

42,396

109,213

91,356

370,386

613,351

NOTE 14: TRADE AND OTHER PAYABLES 

Trade creditors 

Other payables 

NOTE 15: CONTRACT LIABILITIES 

Contract liabilities 

2019

$

354,939

143,509

498,448

861,884

861,884

2018

$

728,958

257,766

986,724

188,503

188,503

The above contract liabilities relates to contracts where payments have been received, but revenue has not yet 
been recognised.  

NOTE 16: PROVISIONS 

CURRENT 

Employee provisions 

NON-CURRENT 

Employee provisions 

346,119

409,203

21,741

367,860 

48,264

163,292

44 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 17: FINANCIAL ASSETS 

NON-CURRENT FINANCIAL ASSETS 

Blumio convertible note 

inHealth investment 

inHealth convertible note 

Total 

Blumio Inc 

2019

$

870,743

343,974

4,383,249

5,597,966 

2018

$

202,578

-

202,578

In March 2018, the Company entered into a convertible note purchase agreement for the acquisition of a 
Convertible Note (the “Blumio Note”) issued by Blumio Inc, payable in two instalments. The full principal balance 
of US$600,000 payable under the Blumio Note agreement was met on 14 March 2019.  

Both the debt and derivative components of the Blumio Note are measured as a single instrument at amortised 
cost, accruing interest at 6% per annum. The term of the Blumio Convertible Note continues until a fundraising 
event of more than $8,000,000 occurs at which point the investment will convert into shares in the Blumio at a 
20% discount to the price of the fundraising. 

As at 30 June 2019, the total convertible note asset was $870,743 made up of $855,503 of payments and 
$15,240 in interest. 

At 30 June 2019, review of available information on Blumio did not indicate that the Blumio Convertible Note 
investment was impaired. 

inHealth Medical Services 

On 31 January 2019, the Company exercised in full its option under the agreement to purchase US$3,000,000 of 
inHealth Medical Services “Tranche 2” Convertible Note (the “inHealth Note”) securities. 

Both the debt and derivative components of the inHealth Note are measured as a single instrument at amortised 
cost, accruing interest at 6% per annum.  

By 30 June 2019, the Company has paid US$650,000 to inHealth under the Agreement for the Tranche 2 Notes. 
The Company considers that it has wholly acquired all Tranche 2 Notes available under the Agreement and all 
rights conferred to those Notes under the Agreement. 

As at 30 June 2019, the total convertible loan asset was $4,383,249 made up of the initial $4,265,746 principal 
and $117,503 in interest.  

In addition, at 30 June 2019 the Company had converted $343,974 to shares from “Tranche 1” of the Convertible 
Note.    

At 30 June 2019, management did not consider the inHealth Convertible Note investment or shares in inHealth to 
be impaired based on fair value estimates of inHealth’s enterprise value. 

45 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 17: FINANCIAL ASSETS (CONT.) 

Impairment of Financial Assets 

Value in use was determined by discounting the future cash flows generated from the continuing use of the 
inHealth unit and was based on the following key assumptions: 

Revenue growth in approved forecast for the year ended 30 June 20201 

Revenue growth in approved forecast for the year ended 30 June 2021 

Annual average revenue growth 2020 - 2023 

Average inflation per annum 

Average price growth per annum2 

Average cost growth per annum 

Pre-tax discount rate 

505%

73%

163%

1.95%

-

4.25%

21.1%

1)  Revenue only commenced in January 2019; and 
2)  No price growth was factored into future cash flow estimates as it is too dependent on future 

negotiations that have not yet been contemplated. 

NOTE 18: FINANCIAL LIABILITIES 

CURRENT 

Balance due on convertible note purchased 

2019

$

3,350,920

2018

$

-

On 31 January 2019, the Company exercised in full its option under the inHealth Convertible Note Purchase 
Term Sheet Agreement to purchase US$3,000,000 of InHealth’s “Tranche 2” Convertible Note securities (“T2 
Notes”). At 30 June 2019, US$2,350,000 remains unpaid on the purchase price. The full balance was settled by 
August 2019. 

NON-CURRENT 

Convertible note liabilities 

778,202

4,129,122 

-

-

In January 2019, C2 Ventures Pty Ltd applied to the Company for 2,500,000 convertible notes at $1 per note.  

The convertible notes issued by the Group have been split into the debt liability and a derivative component. 
The debt liability has been valued at amortised cost and the derivative component of convertible notes issued 
has been calculated as the residual value of the notes once the fair value of the debt has been deducted from 
the face value of the notes. 

Key terms of the convertible notes per the Convertible Note Deed (the “Deed”) are as follows: 

Term: 

36 months 

Drawdown date: 

23 January 2019 

Funds received: 

AU$2,500,000 

Interest payable: 

6% per annum, accrued daily, capitalised quarterly 

Conversion: 

Convertible to fully paid ordinary shares at a $0.03 per convertible note 

46 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 18: FINANCIAL LIABILITIES (CONT.) 

At issue date, the convertible note was split as follows: 

Host debt liability 

Derivative reserve 

On 6 March 2019, 1,638,503 notes were converted to shares. 

NOTE 19: CONTRACT LEASE LIABILITIES 

CURRENT 

Contract lease liabilities 

NON-CURRENT 

Contract lease liabilities 

TOTAL LEASE LIABILITIES 

 (a) Maturity analysis 

Lease payments 

Finance charges 

Less than 6 
months

6 months to 1 
year

$

$

71,982

69,662

(23,558)

(20,588)

Net present values 

48,424

49,074

NOTE 20: ISSUED CAPITAL 

$

778,202

124,160

902,362 

2019

$

97,498

306,257

403,725 

2018

$

-

-

-

1 to 5 years

5+ years

$

357,776

(62,044)

295,732

$

10,742

(247)

10,496

Total

$

510,161

(106,436)

403,725

2019 

2018 

No of Shares

$ No of Shares

$

(a) Ordinary shares 

695,502,228

51,500,876

531,018,793

46,832,833

At the beginning of reporting period 

531,018,793

46,832,833

233,630,539

41,126,573

Placements in the year 

100,000,000

3,000,000

220,958,254

4,674,906

Shares issued subject to restriction 
agreements 

Shares issued in lieu of payment to key 
executives 

54,616,769

1,630,780

75,000,000

1,500,000

9,800,000

287,000

1,430,000

62,150

Shares issued on exercise of options 

66,666

2,200

Cost of raising capital 

(251,937)

-

-

-

(530,796)

Closing balance at reporting date 

695,502,228

51,500,876

531,018,793

46,832,833

Ordinary shares participate in dividends and the proceeds on winding up of the Company in proportion to the 
number of shares held. At the shareholders meetings each ordinary share is entitled to one vote when a poll is 
called, otherwise each shareholder has one vote on a show of hands. 

47 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 20: ISSUED CAPITAL (CONT.) 

2019 

2018 

No of Rights

$

No of Rights

(b) Rights on Issue 

At the beginning of reporting period 

24,000,000

4,466

-

$

-

Issued under Performance Rights Plan 

20,000,000

159,859

24,000,000

4,466

Rights converted during the year 

(8,000,000)

(224,000)

Rights vesting expense during the year 

-

290,650

-

-

-

-

Closing balance at reporting date 

36,000,000

230,975

24,000,000

4,466

The terms of the performance rights on issue at 30 June 2019 are as follows (further details at Note 22): 

Tranche 

2 
3 
4 
5 
6 

Number of performance 
rights 
8,000,000 
8,000,000 
4,000,000 
4,000,000 
12,000,000 

Will vest if 30 day 
VWAP exceeds: 
$0.08 
$0.12 
$0.08 
$0.12 
$0.15 

Throughout the period the 8,000,000 Tranche 1 performance rights vested when the 30 day VWAP exceeded $0.05 
in March 2019. 

(c) Options on Issue 

2019 

2018 

No of Options

$ No of Options

$

At the beginning of reporting period 

150,050,958

1,059,508

17,233,333

2,243,864

Options issued to broker in November 2017 
Placement  

Options expired and transferred to 
accumulated losses (Note 22) 

Free attaching options (1 for 2) as part of 
Entitlements Issue 

Free attaching options (1 for 2) as attaching 
to placement 

Free attaching options issued subject to 
restriction agreement* 

Options issued to broker in May 2018 
placement 

Options vesting expense 

Options issue to key management 
personnel 

Options issue to employees 

-

-

-

-

-

-

-

3,000,000

15,300,000

-

-

-

-

-

-

2,500,000

31,517

(4,680,000)

(1,278,642)

28,099,975

59,397,650

37,500,000

-

-

-

10,000,000

62,769

63,475

129,404

92,896

-

-

-

-

-

-

-

-

Expired and lapsed employee options 

(7,043,333)

(558,693)

Closing balance at reporting date 

161,307,625

786,590

150,050,958

1,059,508

48 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 20: ISSUED CAPITAL (CONT.) 

Fair value of options granted 

The weighted average assessed fair value at grant date of options granted during the year ended 2019 was ¢2.97
cents per option as no options were issued during the year (2018: ¢1.28). The fair value at grant date is determined 
using a Black-Scholes option pricing model that takes into account the exercise price, the term of the option, the 
impact of dilution, the share price at grant date and expected price volatility of the underlying share, the expected 
dividend yield and the risk free interest rate for the term of the option. 

The model inputs for options granted and accrued during the year ended 30 June 2019 included: 

(a) 
(b) 
(c) 
(d) 
(e) 
(f) 
(g) 

Number issued 
Exercise price 
Term 
Share price at grant date 
Share price volatility 
Expected dividend yield 
Risk-free interest rate  

Options 
Granted 
30 Nov 2017 
2,500,000 
$0.038 
4 years 
$0.028 
60% 
- 
2.16% 

Options 
Accrued at 30 
Jun 2018 
10,000,000 
$0.050 
3.5 years 
$0.020 
74% 
- 
2.30% 

Options 
Granted 
15 Jan 2019  
15,300,000 
0.050 
5 years 
$0.041 
89% 
- 
1.91% 

Options 
Granted 
26 Feb 2019  
3,000,000 
0.050 
5 years 
$0.060 
88% 
- 
1.74% 

The  expected  price  volatility  is  based  on  the  historic  volatility  (based  on  the  remaining  life  of  the  options), 
adjusted for any expected changes to future volatility due to publicly available information. 

Capital Management 

Management  controls  the  capital  of  the  Group  in  order  to  maintain  a  good  debt  to  equity  ratio,  provide  the 
shareholders with adequate returns and ensure that the group can fund its operations and continue as a going 
concern. 

The Group’s capital includes ordinary share capital, shares and financial liabilities, supported by financial assets. 
There are no externally imposed capital requirements. 

Management effectively manages the Group’s capital by assessing the Group’s financial risks and adjusting its 
capital  structure  in  response  to  changes  in  these  risks  and  in  the  market.    These  responses  include  the 
management of debt levels, distribution to shareholders and share issues. 

NOTE 21: RESERVES 

Share-based payments reserve 

Derivative reserve 

Foreign currency translation reserve 

2019

$

2018

$

1,017,565

1,063,974

124,160

471,607

1,613,332

-

507,524

1,571,498

49 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 21: RESERVES (CONT.) 

Share-based payments reserve 
The based-payments reserve records the fair value of options and performance rights on issue. 

Derivative reserve 
The derivative reserve records the issue date value of the derivative financial instruments recognised in equity. In 
FY19,  the  increase  in  the  derivative  reserve  resulted  from  the  issue  of  convertible  notes.  The  value  of  the 
derivative component of convertible notes issued has been calculated as the residual value of the notes once the 
fair value of the debt has been deducted from the face value of the notes. 

Foreign currency reserve 
The reserve is used to recognise exchange differences arising from the translation of the financial statements of 
foreign  operations  to  Australian  dollars.  It  is  also  used  to  recognise  gains  and  losses  on  hedges  of  the  net 
investments in foreign operations. 

Share-based 
payments reserve

Foreign currency 
translation reserve

Derivative 
reserve

Balance at 1 July 2017 

Additions during the year 

Transfers to accumulated losses 

Balance at 30 June 2018 

Convertible notes issued 

Share based payments 

Rights and options exercised / expired 

Other comprehensive loss 

Balance at 30 June 2019 

$

2,243,864

98,752

(1,278,642)

1,063,974

-

801,714

(848,123)

-

1,017,565

$

83,584

423,940

- 

507,524 

-

-

(35,917)

471,607

NOTE 22: SHARE BASED PAYMENTS 

(a) 

Employee Share Option Plan (ESOP) 

Total

$

2,327,448

522,692

(1,278,642)

1,571,498 

$

-

-

-

-

124,160

124,160

801,714

(848,123)

(35,917)

-

-

124,160

1,613,332

The  CardieX  Employee  Option  Plan  was  approved  by  shareholders  at  the  2005  annual  general  meeting  and 
amendments were approved at the 2006 & 2008 annual general meetings.  All staff are eligible to participate in 
the  plan  at  the  discretion  of  the  directors  (including  executive  directors)  following  recommendations  from  the 
remuneration committee, a sub-committee of the CardieX Limited Board of Directors. 

Options are granted under the plan for no consideration.  Options are granted for a 5-year period, and 33.3% of 
each new tranche vests and is exercisable after each of the first 3 anniversaries of the date of grant. 

Options granted under the plan carry no dividend or voting rights. 

When exercisable, each option is convertible into 1 ordinary share. 

The  exercise price  of  options is  no less  than  the  weighted average  price  at  which  the  Company’s  shares  are 
traded on the Australian Stock Exchange during the 5 trading days immediately before the options are granted. 

50 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 22: SHARE BASED PAYMENTS (CONT.) 

Set out below are summaries of options granted under the plan: 

2019: 

Grant 
Date 

Expiry date 

Exercise 
price 

Balance at 
start of the 
year 
Number 

Granted 
during the 
year 
Number 

Exercised 
during the 
year 
Number 

29-Aug-13

29-Aug-18

$0.139

2,998,333

31-Oct-13

31-Oct-18

$0.181

2,100,000

28-Aug-14

28-Aug-19

$0.112

1,825,000

20-Aug-15

20-Aug-20

$0.256

2,430,000

13-Nov-15

13-Nov-19

$0.261

2,000,000

13-Nov-15

13-Nov-20

$0.250

1,000,000

12-Feb-16

12-Feb-21

$0.199

200,000

-

-

-

-

-

-

-

15-Jan-19

15-Jan-24

$0.050

-

15,300,000

Total 

12,553,333

15,300,000

Weighted average exercise price 

$0.194

$0.050

Expired/ 
Forfeited 
during the 
year 
Number 

(2,998,333)

(2,100,000)

Balance at 
end of the 
year 
Number 

Exercisable 
at end of the 
year 
Number 

- 

- 

-

-

(850,000)

975,000 

975,000

(895,000)

1,535,000 

1,535,000

-

-

2,000,000 

2,000,000

1,000,000 

1,000,000

(200,000)

- 

-

15,300,000 

-

-

(7,043,333)

20,810,000 

5,510,000

$0.092

$0.162 

$0.101

-

-

-

-

-

-

-

-

-

-

1,945,000 options were forfeited during 2019 due to terminating employment, (2018: 500,000) and 5,098,333 
options expired (2018: 4,180,000) in the same period. No options were exercised during 2019 (2018: NIL). 

2018: 

Grant Date  Expiry date 

Exercise 
price 

Balance at 
start of the 
year 
Number 

Granted 
during the 
year 
Number 

Exercised 
during the 
year 
Number 

Expired/ 

Forfeited 
during the 
year 
Number 

Balance at 
end of the 
year 
Number 

Exercisable 
at end of the 
year 
Number 

23-Aug-12

23-Aug-17

$0.075

2,455,000 

5-Oct-12

5-Oct-17

$0.075

200,000 

26-Oct-12

26-Oct-17

$0.084

1,400,000 

19-Nov-12

19-Nov-17

$0.085

125,000 

29-Aug-13

29-Aug-18

$0.139

2,998,333 

31-Oct-13

31-Oct-18

$0.181

2,100,000 

28-Aug-14

28-Aug-19

$0.112

1,825,000 

24-Mar-15

24-Mar-20

$0.194

350,000 

20-Aug-15

20-Aug-20

$0.256

2,430,000 

13-Nov-15

13-Nov-19

$0.261

2,000,000 

13-Nov-15

13-Nov-20

$0.250

1,000,000 

12-Feb-16

12-Feb-21

$0.199

350,000 

Total 

17,233,333 

Weighted average exercise price 

$0.17 

-

-

-

-

-

-

-

-

-

-

-

-

-

-

51 

-

-

-

-

-

-

-

-

-

-

-

-

-

-

(2,455,000)

(200,000)

(1,400,000)

(125,000)

- 

- 

- 

- 

-

-

-

-

-

-

-

2,998,333 

2,998,333

2,100,000 

2,100,000

1,825,000 

1,825,000

(350,000)

- 

-

-

-

-

2,430,000 

1,620,000

2,000,000 

2,000,000

1,000,000 

666,667

(150,000)

200,000 

133,333

(4,680,000)

12,553,333  11,343,333

$0.09

$0.19 

$0.19

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 22: SHARE BASED PAYMENTS (CONT.) 

Performance rights 

(b) 
The CardieX Option and Performance Rights Plan (was approved by shareholders at the extraordinary general 
meeting held on 28 May 2018.   

During 2019, 20,000,000 performance rights were issued under the following terms: 

Tranche 

4 
5 
6 

Number of performance 
rights 
4,000,000 
4,000,000 
12,000,000 

Will vest if 30 day 
VWAP exceeds: 
$0.08 
$0.12 
$0.15 

(a) 

(b) 

(c) 

the Performance Rights will be issued for no consideration and if they vest and are exercised, the 
resulting Shares will be fully paid ordinary shares in the capital of the Company issued on the same 
terms and conditions as the Company’s existing ordinary shares. 
no  individual  has  previously  received  securities  under  this  scheme  as  this  is  the  first  time  the 
Company has proposed an issue of securities under the Scheme; and 
no loans or other financial assistance have or will be made by the Company in connection with the 
issue of the relevant Performance Rights. 

(c) 

Expenses arising from share-based payment transactions 

Total  expenses  arising  from  share-based  payment  transactions  recognised  during  the  period  as  part  of 
employee benefit expense were as follows: 

Rights issued under Option and Performance Rights Plan 

Options issued under Employee Share Option Plan 

Shares issued to employee  

Other options issued 

NOTE 23: ACCUMULATED LOSSES 

Opening balance at 1 July 

Losses for the year 

Transfer from share-based payments reserve 

Closing balance at 30 June 

2019

$

431,769

240,541

63,000

129,404

864,714

2018

$

4,466

-

-

-

4,466

(43,808,118)

(42,125,535)

(2,979,278)

624,123

(2,961,225)

1,278,642

(46,163,273)

(43,808,118)

52 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 24: CASH FLOW INFORMATION 

Reconciliation of Cash Flow from Operations with Loss after 
Income Tax 

Loss after income tax 

Non-cash flows in profit: 

Depreciation and amortisation 

Inventory impairment expense 

Share based payments expense 

Bad debts expense 

Interest income on convertible notes 

Unrealised foreign exchange difference 

Other expenses 

Changes in current assets and liabilities: 

Decrease in trade and other receivables 

Increase in inventories 

(Increase) in other operating assets 

Increase in trade and other payables and provisions 

2019

$

2018

$

(2,979,278)

(2,961,225)

116,515

55,792

864,714

32,705

(128,080)

(93,235)

116,007

(402,052)

215,640

-

(89,501)

61,174

58,572

26,482

133,308

-

491,910

-

108,664

(85,301)

-

128,096

Net cash used in operating activities 

(2,290,773)

(2,038,320)

NOTE 25: NON-CASH INVESTING AND FINANCING ACTIVITIES 

Balance at 1 July 2017 
Changes in liabilities from cash financing 
activities 
Net cash from/(used in) financing activities 

Changes in liabilities from non-cash financing 
activities 

Acquisition of property, plant and equipment by 
means of finance leases 

Interest charges 

Allocated to reserve 

Converted to shares 

Balance at 30 June 2018 

Contract lease 
liabilities 

Convertible note 
liabilities 

Total

$

-

-

-

-

-

-

-

$

-

-

-

-

-

-

-

$

-

-

-

-

-

-

-

53 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 25: NON-CASH INVESTING AND FINANCING ACTIVITIES (CONT.) 

Balance at 1 July 2018 

Changes in liabilities from cash financing 
activities 

Contract lease 
liabilities 

Convertible note 
liabilities 

$

-

$

-

Total

$

-

Net cash from/(used in) financing activities 

(49,530)

2,500,000

2,450,470

Changes in liabilities from non-cash financing 
activities 

Acquisition of property, plant and equipment by 
means of finance leases 

Interest charges 

Allocated to reserve 

Converted to shares 

428,562

24,693

-

428,562

33,142

57,835

(388,751)

(388,751)

(1,366,189)

(1366,189)

Balance at 30 June 2019 

403,725

778,202

1,181,927

NOTE 26: CAPITAL AND FINANCIAL RISK MANAGEMENT 

Capital management 
The group’s objectives when managing the Company’s share capital, reserves and accumulated losses, which 
represents the group’s capital, are to: 

• 

• 

safeguard their ability to continue as a going concern, so that they can continue to provide returns for 
shareholders and benefits for other stakeholders; and 
sustain future product development. 

Financial risk management 
The Group's activities expose it to a variety of financial risks: market risk (primarily currency risk), credit risk, and 
liquidity risk.  The Group's overall risk management program focuses on the unpredictability of financial markets 
and  seeks  to  minimise  potential  adverse  effects  on  the  financial  performance  of  the  Group.  The  Group  uses 
different methods to measure different types of risk to which it is exposed.  These methods include sensitivity 
analysis in the case of foreign exchange risk and aging analysis for credit risk. 

Financial risk management is carried out by the Chief Financial Officer (CFO) and overseen by the Audit & Risk 
Committee, a subcommittee of the Board of Directors. 

(a) 

Market risk 

Foreign exchange risk 
Foreign  exchange  risk  arises  when  future  commercial  transactions  and  recognised  assets  and  liabilities  are 
denominated  in  a  currency  that  is  not  the  entity’s  functional  currency.  The  risk  is  measured  using  sensitivity 
analysis and cash flow forecasting. 
The Group operates internationally and is exposed to foreign exchange risk arising from currency exposures to 
the US Dollar and the Euro. 

54 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 26: CAPITAL AND FINANCIAL RISK MANAGEMENT (CONT.) 

The Group’s exposure to foreign currency exchange risk at the reporting date was as follows: 

Cash and Cash Equivalents 
Trade Receivables 
Trade Payables 

30 June 2019 

30 June 2018 

In USD 

172,041 
643,898 
(186,323) 

In EUR 

434,484 
107,881 
(1,208) 

In USD 

83,952  
1,062,768  
(437,188) 

In EUR 

40,865 
226,063 
(14,136) 

Sensitivity 
Based on the financial instruments held at 30 June 2019, had the Australian dollar weakened/strengthened by 
10% against the US dollar with all other variables held constant, the Group’s pre-tax result for the year would 
have varied by $81,617/($89,778) (2018: $47,762/($58,375)). Had the Australian dollar weakened/strengthened 
by 10% against the Euro with all other variables held constant, the Group’s pre-tax result for the year would have 
varied by $79,721/($87,694) (2018: $36,283/($44,346)).  

Credit risk 

(b) 
Credit risk arises from cash and cash equivalents, derivative financial instruments and deposits with banks and 
financial institutions, as well as credit exposures to customers, including outstanding receivables and committed 
transactions. The Group has no significant concentrations of credit risk.  For banks and financial institutions, only 
independently rated and reputable parties are accepted. The Group has policies in place to ensure that sales of 
products  and  services  are  made  to  customers  with  an  appropriate  credit  history.  Terms  of  trade  provided  to 
creditworthy customers are between 30 and 90 days, whilst customers deemed higher risk arrange a letter of 
credit or prepay for goods. The maximum exposure to credit risk at the reporting date is the carrying amount of 
the financial assets. 

Liquidity risk 

 (c) 
Prudent liquidity risk management implies maintaining sufficient cash and marketable securities, the availability 
of funding through an adequate amount of committed credit facilities and the ability to close out market positions.  
The Group manages liquidity risk by continuously monitoring forecast and actual cash flows and matching the 
maturity profiles of financial assets and liabilities.  

Fair value estimation 

(d) 
The fair value of financial assets and financial liabilities must be estimated for recognition and measurement or 
for  disclosure  purposes.  The  carrying  value  less  impairment  provision  of  trade  receivables  and  payables  are 
assumed  to  approximate  their  fair  values  due  to  their  short-term  nature.    The  fair  value  of  financial  liabilities 
approximates their carrying values. 

55 

 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 27: SEGMENT REPORTING 

Description of segments 

(a) 
In the 2019 financial year, the Group operated in one operating segment, being sales of cardiovascular devices 
and services to hospitals, clinics, research institutions and pharmaceutical companies. 

Management has determined the reporting segments based on the reports reviewed by the Board of Directors 
that  are  used  to  make  strategic  decisions.    The  Board  generally  considers  the  business  from  a  geographical 
perspective and has identified three reportable segments by geographic area.  

Geographic areas are: 

- 
- 
- 

Americas (includes global pharmaceutical trials business) 
Europe (includes Middle East and Africa) 
Asia Pacific (includes Asia & Australia/NZ) 

(b) 

Segmental information provided to the Board 

Inter-
segment
eliminations/

2019 

Americas 

Europe

Asia Pacific

unallocated Consolidated

$ 

$

Sales to external customers 

2,933,713 

502,594

Intersegment sales  

Total sales revenue 

- 

-

2,933,713 

502,594

Other revenue/income 

- 

-

Total segment revenue/income 

2,933,713 

502,594

$

470,786

98,923

569,709

154,998

724,707

$

-

$

3,907,093

(98,923)

-

(98,923)

3,907,093

-

154,998

(98,923)

4,062,091

Segment result  

(1,724,691) 

185,368

(2,217,878)

777,923

(2,979,278)

Unallocated revenue less 
unallocated expenses 

Loss before income tax  

Income tax expense 

Loss for the year 

Segment assets 

Segment liabilities 

-

(2,979,278)

-

(2,979,278)

14,255,517 

31,291,658 

-

-

59,989,317

(61,032,860)

13,211,974

53,867,830

(78,898,449)

6,261,039

56 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 27: SEGMENT REPORTING (CONT.) 

Inter-
segment
eliminations/

2018 

Americas 

Europe

Asia Pacific

unallocated Consolidated

Sales to external customers 

2,746,127            706,346           553,618

$ 

$

$

$

-

$

4,006,091 

Intersegment sales  

Total sales revenue 

-  

- 

       1,525,347 

(1,525,347)

-

2,746,127            706,346        2,078,965

(1,525,347)

       4,006,091 

Other revenue/income 

-  

-

434,831 

- 

434,831 

Total segment revenue/income 

2,746,127            706,346

2,513,796

(1,525,347) 

4,420,922

Segment result  

(1,494,774) 

(70,081)

(994,830)

(406,098)

(2,965,783)

Unallocated revenue less 
unallocated expenses 

Loss before income tax  

Income tax expense 

Loss for the year 

4,558 

(2,961,225)

- 

(2,961,225)

Segment assets 

Segment liabilities 

18,492,094 

33,016,707 

-

-

58,751,024

(70,829,211)

6,413,907

55,911,613

(87,110,626)

1,817,694

(c) 

Notes to and forming part of the segment information 

Inter-segment transfers 
Segment revenues, expenses and results include transfers between segments. The group transfer inventory and 
finished  goods  between  its  group  companies.  Such  transfers  are  priced  on  an  ''arm’s-length''  basis  and  are 
eliminated on consolidation. 

Segment revenue 
There was no significant concentration of revenue attributable to one customer in 2019 (2018: $NIL). 

 (d) 

Disaggregation of revenue 

Revenue is disaggregated by the country in which the customer is located as this depicts how the nature, amount, 
timing and uncertainty of our revenue and cash flows are affected by economic factors. 

57 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 27: SEGMENT REPORTING (CONT.) 

2019 

Sale of goods 

Lease income 

Service income 

Freight income 

Royalty income 

Total sales revenue 

Other revenue/income 

Total revenue/income 

2018 

Sale of goods 

Lease income 

Service income 

Freight income 

Royalty income 

Total sales revenue 

Other revenue/income 

Total revenue/income 

Americas

Europe

Asia Pacific Consolidated

$

$

$

$

1,562,355

497,536

359,112

2,419,003

686,805

594,075

90,478

-

-

373

4,685

-

-

25,580

2,104

83,990

686,805

620,028

97,267

83,990

2,933,713

502,594

470,786

3,907,093

-

-

154,998

154,998

2,933,713

502,594

625,784

4,062,091

Americas

Europe

Asia Pacific Consolidated

$

$

$

$

1,634,746

688,688

477,609

2,801,043

578,662

501,182

31,537

-

2,760

12,149

2,749

3,086

4,239

415

-

68,269

584,508

517,570

34,701

68,269

2,746,127

706,346

553,618

4,006,091

-

-

16,463

16,463

2,746,127

706,346

570,081

4,022,554

NOTE 28: RELATED PARTY TRANSACTIONS 

Subsidiaries 
The group’s principal subsidiaries at 30 June 2019 are set out below. Unless otherwise stated, they have share 
capital consisting solely of ordinary shares that are held directly by the group, and the proportion of ownership 
interests held equals the voting rights held by the group. The country of incorporation or registration is also their 
principal place of business. 

Name of entity 

AtCor Medical Pty Ltd 

AtCor Medical, Inc. (Delaware C Corp) 

Country of 
incorporation 

Australia 

USA 

Percentage owned 

2019 

100% 

100% 

2018 

100% 

100% 

58 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 28: RELATED PARTY TRANSACTIONS (CONT.) 

Key Management Personnel Compensation 

Salary and 
directors fees

Share Based 
Payment Benefits

Post-Employment 
Benefits 

2019 

Niall Cairns 

King Nelson 

Craig Cooper 

Donal O’Dwyer2 

Total Compensation 

2018 

Donal O’Dwyer 

Niall Cairns 

King Nelson 

Craig Cooper 

David Brookes1 

Duncan Ross1 

Michael O’Rourke1 

Total Compensation 

$

$

84,000

30,270

419,255

33,486

567,011

50,228

28,000

27,955

225,863

18,949

179,830

9,513

540,338

64,702

64,702

431,769

-

561,173

-

-

-

4,466

-

-

-

4,466

$

-

-

-

3,181

3,181

4,772

-

-

-

3,551

13,439

904

22,666

Total

$

148,702

94,972

851,024

36,667

1,131,365

55,000

28,000

27,955

230,329

22,500

193,269

10,417

567,470

1.  Ceased to be key management personnel in FY2018. 
2.  Ceased to be key management personnel in FY2019. 

Shares Held by Key Management Personnel and Their Associates 

Donal O’Dwyer 

Niall Cairns 

King Nelson 

Craig Cooper 

Total 

Balance
01 July 2018

12,178,627

78,000,000

153,846

75,000,000

165,332,473

Share split

Additions

Balance

30 June 2019

-

 12,178,6274

54,616,7693

132,616,769

-

153,846

62,616,7693

137,616,769

117,233,538

282,566,011

-

-

-

-

-

3.  A total of 54,616,769 shares acquired by Mr Cairns and Mr Cooper in the year are indirectly held by C2 Ventures, in 

which Mr Cairns and Mr Cooper are directors. These shares are subject to the Restriction Agreement and Deed of 
Undertaking as approved by members at the Extraordinary General Meeting held on 28 May 2018. 

4.  Held at date of resignation. 

59 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 28: RELATED PARTY TRANSACTIONS (CONT.) 

Shares Held by Key Management Personnel and Their Associates 

Donal O’Dwyer 

Niall Cairns 

King Nelson 

Craig Cooper 

David Brookes 

Duncan Ross 

Michael O’Rourke 

Total 

Balance
01 July 2017

6,067,517

3,000,0001

153,846

-1

1,469,264

4,603,052

10,641,396

25,935,075

Share split

Additions

Balance

6,111,110

75,000,0002

-

75,000,0002

555,555

-

30 June 2018

12,178,627

78,000,000

153,846

75,000,000

2,024,8193

4,603,0523

925,925

11,567,3213

157,592,590

183,527,665

-

-

-

-

-

-

-

-

1. 
2. 

Shares held at date of appointment. 
Shares acquired by Mr Cairns and Mr Cooper in the year are indirectly held by C2 Ventures, in which Mr Cairns and 
Mr Cooper are directors. These shares are subject to the Restriction Agreement and Deed of Undertaking as 
approved by members at the Extraordinary General Meeting held on 28 May 2018. 
3.  Held at date of resignation and ceased to be key management personnel in FY2018. 

Options Held by Key Management Personnel and Their Associates 

Niall Cairns 

King Nelson 

Craig Cooper 

Donal O’Dwyer 

Total 

Balance
01 July 2018

37,500,0005

450,000

37,500,0005

3,150,000

78,600,000

Share split

Additions

Balance

1,500,000

1,500,000

-

-

3,000,000

30 June 2019

39,000,000

1,950,000

37,500,000

3,150,0004

81,600,000

-

-

-

-

-

4.  Held at date of resignation. 
5.  Directors Mr Cairns and Mr Cooper hold 37,500,000 options indirectly through C2 Ventures Pty Limited, of which 

they are both directors.  

60 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 28: RELATED PARTY TRANSACTIONS (CONT.) 

Options Held by Key Management Personnel and Their Associates 

Donal O’Dwyer 

Niall Cairns 

King Nelson 

Craig Cooper 

David Brookes 

Duncan Ross 

Michael O’Rourke 

Total 

Balance
01 July 2017

650,000

-1

450,000

-1

450,000

3,100,000

450,000

5,100,000

Share split

Additions

Balance

2,500,000

37,500,0002

-

37,500,0002

-

-

-

30 June 2018

3,150,000

37,500,000

450,000

37,500,000

450,0003

3,100,0003

450,0003

77,500,000

82,600,000

-

-

-

-

-

-

-

-

1.  Options held at date of appointment. 
2.  Options acquired by Mr Cairns and Mr Cooper in the year are indirectly held by C2 Ventures, in which Mr Cairns 

and Mr Cooper are directors. These options are subject to the Restriction Agreement and Deed of Undertaking as 
approved by members at the Extraordinary General Meeting held on 28 May 2018. 

3.  Held at date of resignation. 
4.  Options acquired by key management personnel and their associates in the year related are free attaching options 

on shares purchased. 

Performance Rights Held Key Management Personnel and Their Associates 

Mr Craig Cooper holds 36 million performance rights which vest subject to a set of Milestones as follows: 

Number of 
performance rights 

Will vest if 30 Day 
VWAP exceeds: 

Tranche 2 
Tranche 3 
Tranche 4 
Tranche 5 
Tranche 6 

8 million 
8 million 
4 million 
4 million 
12 million 

$0.08 
$0.12 
$0.08 
$0.12 
$0.15 

Expiry Date of 
Performance 
Milestone 
28/05/2021 
28/05/2021 
06/03/2022 
06/03/2022 
06/03/2022 

Throughout the period the 8,000,000 Tranche 1 performance rights vested when the 30 day VWAP exceeded 
$0.05 in March 2019. 

Employment Agreements 

Remuneration  and  other  terms  of  employment  for  the  CEO  and  the  other  key  management  personnel  are 
formalised in employment agreements. Each of these agreements provide for the provision of performance related 
cash bonuses, other benefits including health insurance and car allowances, and participation, when eligible, in the 
Cardiex Limited Employee Share Option Plan. Other major provisions of the agreements relating to remuneration 
are set out below. All contracts with executives may be terminated early by either party with variable notice periods, 
subject to termination payments as detailed below. 

Craig Cooper – Chief Executive Officer 

•  Agreement commenced on 1 December 2017. 
•  Base salary of US$300,000 per annum. 
•  Reimbursement for reasonable expenses incurred in running the US business, paid on a monthly basis 

up to US$5,000 per month. 

61 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 28: RELATED PARTY TRANSACTIONS (CONT.) 

Niall Cairns – Non-Executive Director 

•  Agreement commenced with an effective date of 1 March 2018. 
•  Monthly consulting fee for strategic review and consulting services of AU$7,000 per month. 
•  Reimbursement for reasonable expenses incurred. 

Convertible Notes Issued to Directors and Their Associates 

In January 2019, C2 Ventures Pty Ltd, a related party Mr Niall Cairns and Mr Craig Cooper, applied to the 
Company for 2,500,000 convertible notes at $1 per note. Key terms of the convertible notes per the Convertible 
Note Deed (the “Deed”) are as follows:  

 Term:  

36 months 

Currency:  

AUD  

Drawdown date:  

23 January 2019  

Funds received:  

$2,500,000 

Interest payable:  

6% per annum, accrued daily, capitalised quarterly 

Conversion:  

Convertible to fully paid ordinary shares at a $0.03 per convertible note 

On 3 March 2019, 1,638,503 convertible notes were converted to ordinary shares at $1 per note.  

Loans to Directors and Key Management Personnel 

At 30 June 2019 there were no loans to Directors or Key Management Personnel.  

NOTE 29: MATTERS SUBSEQUENT TO YEAR END 

Subsequent to balance date the Group announced the following material events: 

•  Chris Dax was appointed as the President of ATCOR Medical; 
•  Antony Sloan was appointed as the Global Head of Marketing and Communications; 
•  Rhonda Welch was appointed to the newly created position of VP of Health Economics; 
• 

The  Company  entered  into  a  multi-year  Agreement  to  co-develop  consumer  wearable  applications  in 
partnership with Mobvoi Information Technology Co. Ltd (“Mobvoi”), Google’s official operating partner in 
China for the development of smart-wearable solutions for Google’s Wear OS platform. 

No other significant subsequent event has arisen that significantly affects the operations of the Group. 

62 

 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 30: PARENT ENTITY DISCLOSURES 

2019 

$ 

2018 

$ 

Financial position 

Assets 

Total current assets 

Total assets 

Liabilities 

Total current liabilities 

Total liabilities 

Equity 

Contributed equity 

Reserves 

Accumulated losses 

Total equity 

Financial performance 

Loss for the year 

Other comprehensive income 

Total comprehensive loss 

857,664

26,889,597

3,505,895

16,343,616

57,958,165

1,141,725

(48,553,910)

10,545,981

(942,754)

-

(942,754)

1,508,603

23,834,293

1,270,305

17,672,116

53,387,892 

1,001,205 

(48,226,920)

6,162,177

(638,021)

-

(638,021)

Explanation of loss in 2019 Financial Year 

(a) 
The increase in loss in the parent entity is primarily due to an increase in share based payments expense.  

(b) 
No guarantees have been entered into by the parent entity during 2019 or 2018. 

Guarantees entered into by the parent entity 

Contingent liabilities of the parent entity 

(c) 
The parent entity did not have any contingent liabilities as at 30 June 2019 or 30 June 2018. 

NOTE 31: CAPITAL COMMITMENTS  

Balance due on convertible note purchased 

(a) 
At 30 June 2019, the parent entity had a contractual commitment to pay the balance of US$2,350,000 under the 
Convertible Note Purchase Agreement with inHealth Medical Services Inc. This obligation was completed on 30 
August 2019.  

(b) 

Operating lease payable commitments 

Total lease expenditure contracted at reporting date but 
not recognised in the financial statements 

Payable no later than one year 

Payable later than one, not later than five years 

Total lease expenditure payable 

63 

2019

$

3,948

13,818

17,776

2018

$

107,506

-

107,506

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES  
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2019 

NOTE 31: CAPITAL COMMITMENTS (CONT.) 

Leases now fall under AASB 16 and are presented in Note 19. Operating leases in the comparative period reflect 
lease disclosures under AABS 117. In the current year the Group has no short-term lease commitments, and one 
low-value lease commitment. Operating lease commitments includes contracted amounts for various offices and 
plant and equipment under non-cancellable operating leases expiring within one to five years with, in some 
cases, options to extend. The leases have various clauses. On renewal, the terms of the leases are renegotiated.  

NOTE 32: COMPANY DETAILS 

The registered office of the Company is: 

CardieX Limited 
Suite 303, Level 3 
15 Lime Street 
Sydney NSW 2000 

The principal place of business is: 

CardieX Limited 
Suite 303, Level 3 
15 Lime Street 
Sydney NSW 2000 

64 

 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
ABN 81 113 252 234 
AND CONTROLLED ENTITIES 

DIRECTORS’ DECLARATION 

The Directors of the Company declare that: 

1. 

the financial statements and notes, as set out on pages 22 to 64, are in accordance with the Corporations 
Act 2001 and: 

a. 

b. 

comply with Accounting Standards and the Corporations Regulations 2001; and 

give a true and fair view of the financial position as at 30 June 2019 and of the performance for the 
year ended on that date of the Company and Consolidated Group. 

2. 

3. 

4. 

5. 

the  Company  has  included  in  note  1  to  the  financial  statements  an  explicit  and  unreserved  statement  of 
compliance with International Financial Reporting Standards; 

the Directors have been given the declaration required by Section 295A of the Corporations Act from the 
Chief Executive Officer for the financial year ended 30 June 2019; 

in the Director’s opinion there are reasonable grounds to believe that the Company will be able to pay its 
debts as and when they become due and payable; and 

the remuneration disclosures included on pages 16 to 20 of the Directors’ Report (as part of the Audited 
Remuneration Report) for the year ended 30 June 2019, comply with section 300A of the Corporations Act 
2001. 

This declaration is made in accordance with a resolution of the Board of Directors. 

_______________________ 
Niall Cairns 
Executive Chairman 
Sydney, 27 September 2019 

65 

 
 
 
 
 
 
 
 
 
 
Tel: +61 2 9251 4100 
Fax: +61 2 9240 9821 
www.bdo.com.au 

Level 11, 1 Margaret St  
Sydney NSW 2000 
Australia 

INDEPENDENT AUDITOR'S REPORT 

To the members of CardieX Limited 

Report on the Audit of the Financial Report 

Opinion  

We have audited the financial report of CardieX Limited (the Company) and its subsidiaries (the 
Group), which comprises the consolidated statement of financial position as at 30 June 2019, the 
consolidated statement of profit or loss and other comprehensive income, the consolidated statement 
of changes in equity and the consolidated statement of cash flows for the year then ended, and notes 
to the financial report, including a summary of significant accounting policies and the directors’ 
declaration. 

In our opinion the accompanying financial report of the Group, is in accordance with the Corporations 
Act 2001, including:  

(i) 

Giving a true and fair view of the Group’s financial position as at 30 June 2019 and of its 
financial performance for the year ended on that date; and  

(ii) 

Complying with Australian Accounting Standards and the Corporations Regulations 2001.  

Basis for opinion  

We conducted our audit in accordance with Australian Auditing Standards. Our responsibilities under 
those standards are further described in the Auditor’s responsibilities for the audit of the Financial 
Report section of our report.  We are independent of the Group in accordance with the Corporations 
Act 2001 and the ethical requirements of the Accounting Professional and Ethical Standards Board’s 
APES 110 Code of Ethics for Professional Accountants (the Code) that are relevant to our audit of the 
financial report in Australia.  We have also fulfilled our other ethical responsibilities in accordance 
with the Code. 

We confirm that the independence declaration required by the Corporations Act 2001, which has been 
given to the directors of the Company, would be in the same terms if given to the directors as at the 
time of this auditor’s report. 

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis 
for our opinion.  

Material uncertainty related to going concern  

We draw attention to Note 1 in the financial report which describes the events and/or conditions which 
give rise to the existence of a material uncertainty that may cast significant doubt about the group’s 
ability to continue as a going concern and therefore the group may be unable to realise its assets and 
discharge its liabilities in the normal course of business. Our opinion is not modified in respect of this 
matter. 
BDO East Coast Partnership ABN 83 236 985 726 is a member of a national association of independent entities which are all members of BDO Australia Ltd 
ABN 77 050 110 275, an Australian company limited by guarantee. BDO East Coast Partnership and BDO Australia Ltd are members of BDO International Ltd, 
a UK company limited by guarantee, and form part of the international BDO network of independent member firms. Liability limited by a scheme approved 
under Professional Standards Legislation. 

 
 
 
 
 
 
 
 
 
Key audit matters 

Key audit matters are those matters that, in our professional judgement, were of most significance in 
our audit of the financial report of the current period.  These matters were addressed in the context of 
our audit of the financial report as a whole, and in forming our opinion thereon, and we do not provide 
a separate opinion on these matters.  

Valuation of Investments - Impairment 

Key audit matter  

How the matter was addressed in our audit 

Included in Financial Assets of the Group, are 

Our procedures included, amongst others: 

investments in Convertible Notes issued by Blumio and 

inHealth Medical Inc.   

The investments are at their initial stage and as such, 

the determination of the recoverable amount involves 

 

Reviewing the discounted cash flow analysis 

and evaluating the Group's assumptions and 

estimates used to determine the recoverable 

amount of its assets; 

significant judgements such as the future profitability 

 

Performing sensitivity analysis to stress test 

and cash flows of the business and the discount and 

the key assumptions used in determining the 

growth rates applied to the future cash flows. 

recoverable amount; 

Consequently, we considered this a key audit matter. 

 

Reviewing the relevant agreements and legal 

Refer to Note 17 of the financial report for key 

disclosures relating to the Financial Assets. 

documentation to determine the nature of 

contractual obligations for the investee to 

repay the funds; and 

 

Assessing the adequacy of the Group’s 

disclosures in Note 17 in relation to the 

impairment testing performed. 

Other information  

The directors are responsible for the other information.  The other information comprises the 
information in the Group’s annual report for the year ended 30 June 2019, but does not include the 
financial report and the auditor’s report thereon.  

Our opinion on the financial report does not cover the other information and we do not express any 
form of assurance conclusion thereon.  

In connection with our audit of the financial report, our responsibility is to read the other information 
and, in doing so, consider whether the other information is materially inconsistent with the financial 
report or our knowledge obtained in the audit or otherwise appears to be materially misstated.  

If, based on the work we have performed, we conclude that there is a material misstatement of this 
other information, we are required to report that fact.  We have nothing to report in this regard.  

Responsibilities of the directors for the Financial Report  

The directors of the Company are responsible for the preparation of the financial report that gives a 
true and fair view in accordance with Australian Accounting Standards and the Corporations Act 2001 
and for such internal control as the directors determine is necessary to enable the preparation of the 

 
 
 
 
 
financial report that gives a true and fair view and is free from material misstatement, whether due to 
fraud or error. 

In preparing the financial report, the directors are responsible for assessing the ability of the group to 
continue as a going concern, disclosing, as applicable, matters related to going concern and using the 
going concern basis of accounting unless the directors either intend to liquidate the Group or to cease 
operations, or has no realistic alternative but to do so.  

Auditor’s responsibilities for the audit of the Financial Report  

Our objectives are to obtain reasonable assurance about whether the financial report as a whole is free 
from material misstatement, whether due to fraud or error, and to issue an auditor’s report that 
includes our opinion.  Reasonable assurance is a high level of assurance, but is not a guarantee that an 
audit conducted in accordance with the Australian Auditing Standards will always detect a material 
misstatement when it exists.  Misstatements can arise from fraud or error and are considered material 
if, individually or in the aggregate, they could reasonably be expected to influence the economic 
decisions of users taken on the basis of this financial report.  

A further description of our responsibilities for the audit of the financial report is located at the 
Auditing and Assurance Standards Board website (http://www.auasb.gov.au/Home.aspx) at:  

http://www.auasb.gov.au/auditors_responsibilities/ar1.pdf 

This description forms part of our auditor’s report. 

Report on the Remuneration Report 

Opinion on the Remuneration Report  

We have audited the Remuneration Report included in the directors’ report for the year ended 30 June 
2019. 

In our opinion, the Remuneration Report of CardieX Limited, for the year ended 30 June 2019, complies 
with section 300A of the Corporations Act 2001.  

Responsibilities 

The directors of the Company are responsible for the preparation and presentation of the 
Remuneration Report in accordance with section 300A of the Corporations Act 2001.  Our responsibility 
is to express an opinion on the Remuneration Report, based on our audit conducted in accordance with 
Australian Auditing Standards.  

BDO East Coast Partnership 

Grant Saxon 
Partner 

Sydney, 27 September 2019 

 
 
 
 
 
 
 
 
CARDIEX LIMITED 
ABN 81 113 252 234 
AND CONTROLLED ENTITIES 

ADDITIONAL INFORMATION FOR PUBLIC LISTED COMPANIES  

Additional information required by the ASX Listing Rules and not disclosed elsewhere in this report is set out 
below. 

Distribution Schedule of Equity Securities as at 24 September 2019  

Spread of Holdings 

100,001 and Over 

10,001 to 100,000 

5,001 to 10,000 

1,001 to 5,000 

1 to 1,000 

Total 

No. of Holders 

573 

823 

147 

107 

73 

1,723 

Shares 

657,940,238 

35,983,085 

1,188,794 

379,770 

10,343 

695,502,230 

Unmarketable parcels  
There were 480 shareholders holding less than a marketable parcel totalling 3,728,663 shares as at 24 September 
2019. 

Top 20 Holdings as at 24 September 2019 

Holder Name 

C2 VENTURES PTY LIMITED  

MR PAUL COZZI  

CITICORP NOMINEES PTY LIMITED  

CB CO PTY LTD  

MR PAUL JOSEPH COZZI  

CAMPBELL KITCHENER HUME & ASSOCIATES PTY LTD  

DRUMNADROCHIT FUTURES PTY LTD  

MRS JANE GREENSLADE  

MR DARRYL PATTERSON & MRS MARGARET STEWART PATTERSON  

CPO SUPERANNUATION FUND PTY LTD   

CALAMA HOLDINGS PTY LTD  

DUNDRUM INVESTMENTS PTY LTD  

PONDEROSA INVESTMENTS (WA) PTY LTD  

ANNLEW INVESTMENTS PTY LTD  

SYMINGTON PTY LTD  

MR DONALD O'DWYER & MRS JUDITH O'DWYER   

PEHILA PTY LTD  

PROF MICHAEL FRANCIS O'ROURKE  

BNP PARIBAS NOMINEES PTY LTD  

AUSTRALIAN EXECUTOR TRUSTEES LIMITED  

TOTAL 

Balance at  
24 Sep 2019 

% 

137,616,769 

19.79 

59,479,957 

17,768,606 

15,470,000 

13,973,617 

11,570,923 

10,068,574 

9,996,504 

8,596,340 

7,330,000 

7,325,353 

7,250,392 

7,250,000 

7,050,000 

6,894,649 

6,594,902 

5,896,951 

5,670,370 

5,127,845 

4,950,000 

8.55 

2.55 

2.22 

2.01 

1.66 

1.45 

1.44 

1.24 

1.05 

1.05 

1.04 

1.04 

1.01 

0.99 

0.95 

0.85 

0.82 

0.74 

0.71 

355,881,752 

51.17 

69 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED 
ABN 81 113 252 234 
AND CONTROLLED ENTITIES 

ADDITIONAL INFORMATION FOR PUBLIC LISTED COMPANIES  

Substantial Shareholders 
The names of substantial shareholders who have notified the Company in accordance with Section 671B of the 
Corporations Act 2001 are: 

Holder Name 

Number of Ordinary Fully Paid 
Shares Held 

% Held of Issued Ordinary 
Capital 

C2 VENTURES PTY LIMITED  

PAUL COZZI  

137,616,769 

73,453,574 

19.79 

10.56 

The name of the Company Secretary is: 

Jarrod Travers White 

Registered Office and Principal Place of Business 

Suite 303, Level 3 

15 Lime Street 

Sydney NSW 2000 

Telephone: (02) 9874 8761 

Email: info@CardieX.com 
Website: www.CardieX.com 

70