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Cloud DX

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FY2021 Annual Report · Cloud DX
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Annual Report
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CARDIEX LIMITED 
AND CONTROLLED ENTITIES 
ABN 81 113 252 234 

CORPORATE DIRECTORY 

DIRECTORS 

Mr. Niall Cairns (Executive Chairman) 
Mr. King Nelson 
Mr. Craig Cooper (Chief Executive Officer) 
Mr Jarrod White  

JOINT COMPANY SECRETARIES 
Mr. Jarrod White 
Mr. Philip Leighfield (resigned 17 June 2021) 
Mr Nicholas Marshall (appointed 17 June 2021) 

CHIEF FINANCIAL OFFICER 
Mr. Jarrod White 

REGISTERED OFFICE AND PRINCIPAL PLACE OF BUSINESS 

Suite 303, Level 3 
15 Lime Street 
Sydney NSW 2000 
Telephone: (02) 9874 8761 
Email: info@CardieX.com 
Website: www.CardieX.com 

SHARE REGISTRY 

Link Market Services 
Level 12, 680 George Street 
Sydney NSW 2000 
Telephone: (02) 8280 6000 
Website: www.linkmarketservices.com 

AUDITOR 

BDO Audit Pty Ltd 
Level 11, 1 Margaret Street 
Sydney NSW 2000  
Telephone: (02) 9251 4100 
Facsimile: (02) 9240 9821 
Website: www.bdo.com.au 

CORPORATE ACCOUNTANT 

Traverse Accountants 
Suite 305, Level 3 
35 Lime Street 
Sydney NSW 2000 
Website: www.traverseaccountants.com.au  

STOCK EXCHANGE LISTING  
CardieX Limited’s shares are listed on the Australian Securities Exchange (ASX code: CDX).

1 

 
 
 
 
 
 
 
 
 
 
 
TABLE OF CONTENTS 

Chairman’s Report 

CEO’s Report and Overview of Operations  

Directors’ Report 

Remuneration Report 

Auditor’s Independence Declaration 

Page 

Page 

Page  

3 

4 

9 

Page 

14 

Page  

19 

Consolidated Statement of Profit or Loss and Other Comprehensive Income 

Page  

20 

Consolidated Statement of Financial Position 

Consolidated Statement of Changes in Equity 

Consolidated Statement of Cash Flows 

Notes to the Consolidated Financial Statements 

Directors’ Declaration 

Independent Auditor’s Report 

Shareholder Information 

Page  

21 

Page  

23 

Page  

24 

Page  

25 

Page  

66 

Page 

67 

Page  

70 

2 

 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES 
ABN 81 113 252 234 

Chairman’s Report 

My Fellow Shareholders, 

It is my pleasure to present the 2021 Annual Report for CardieX Limited.  

The past year has been one of significant development as we continue to execute on our strategic plan for the 
Company.  

Our ATCOR division delivered >30% sales growth, in constant currency and that growth is continuing into the FY22 
year. Our current expectation is that ATCOR will be profitable by the end of FY22. 

Our new CONNEQT division is also on track to launch several new devices and digital solutions in FY22 targeting 
multi-billion-dollar global healthcare markets. More details are provided in the “CEO Overview of Operations” below. 

During the financial year shareholders continued to support the Company with both the August 2020 $2.5m capital 
raising and the December 2020 SPP, which was oversubscribed by 230%, raising an additional $3.2m. At year end 
we had a satisfactory level of cash reserves and, following positive discussions with the Company’s largest option 
holders, we are confident that the upcoming November 2021 options will be strongly supported as the exercise 
date draws closer. In addition, all directors have advised that they will be exercising their options entitlements, to 
the  fullest  extent  possible,  which  includes  CardieX’s  largest  share  and  option  holder  C2  Ventures  Pty  Limited, 
(jointly  owned  by  CEO  Craig  Cooper  and  myself).  On  the  basis  of  a  strong  option  take-up,  CardieX  is  well 
capitalised for its upcoming product launches.  

I have great confidence for the year ahead as we continue to drive value for all our shareholders, and I would like 
to personally thank you for your ongoing support.  

My best regards, 

Niall Cairns 
Executive Chairman 
CardieX Limited 

3 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES 
ABN 81 113 252 234 

Chief Executive Officer’s Report & Overview of Operations 

My Fellow Shareholders, 

This last year has continued our transition from a pure medical device business to a multi-platform developer of 
consumer and medical devices & software/SaaS based healthcare solutions. 

Going into this next year I couldn’t be more excited and energized about our new product development and the 
impact  we  are  poised  to  make  on  global  health  outcomes.  More  detail  is  provided  in  my  “CEO  Overview  of 
Operations” below. 

I would like to thank my fellow Board members and management and staff at CardieX who have worked tirelessly 
to realise our vision as we continue to grow shareholder value.  

My best regards, 

Craig Cooper 
CEO & Managing Director 
CardieX Limited 

CEO Overview of Operations 

During FY21, CardieX operated sales, development, and marketing activities in 6 key market sectors:  

1.  The  sale  and  marketing  of  XCEL  and  Oscar  2  medical  devices  for  the  management  and  diagnosis  of 

cardiovascular disease, hypertension, and other vascular health disorders ($US2.5b mkt size: 2025);  

2.  The provision of clinical trial services to research and pharmaceutical companies and institutions;  
3.  Development of consumer & medical wearable technologies ($US37.6b mkt size: 2025);  
4.  Technology licensing;  
5.  Digital  health  including  telehealth,  SaaS,  and  clinician  and  consumer  digital  solutions  ($US509b  mkt  size: 

2025); and  

6.  The  development  of  home  vital  signs  monitors  incorporating  the  company’s  patented  &  FDA-cleared 

SphygmoCor® technology.  

All of CardieX’s products and product development activity are founded in our core arterial waveform technology - 
known  globally  as  “SphygmoCor®”.  Our  SphygmoCor®  technology  currently  has  more  than  4,500  installations 
worldwide and is used by leading research and pharmaceutical companies, such as Bayer, AstraZeneca, GSK as 
well as other leading healthcare institutions. CardieX is the only company that has FDA clearance for measuring 
central blood pressure, arterial stiffness, and other proprietary cardiovascular and arterial health parameters non-
invasively in all adult subjects.  

Towards the end of FY21, we underwent a significant corporate restructure. CardieX subsidiary ATCOR Medical, 
Inc was renamed simply “ATCOR” and we launched a new consumer focused brand called “CONNEQT”.  

ATCOR  continues  to  focus  on  vital  signs  monitors  and  SaaS  solutions  for  hospital,  research  &  pharma,  and 
specialist clinician markets while our new consumer brand, CONNEQT has been created to focus on home health 
devices, wearables, and consumer and medical health apps.  

Under the CONNEQT brand, the Company is on track to launch multiple new products and devices in FY22. One 
of these products is the CONNEQT “Pulse” – a world-first dual blood pressure monitor, which will also be the first 
consumer vital signs monitor to include central blood pressure and ATCOR’s patented SphygmoCor® technology 
The other major product targeted for release in FY22 is the CONNEQT Band wearable – which will include a full 
suite of patented health parameters as well as a comprehensive ecosystem of unique health and wellness features 
focused  on  heart  health.  We  also  continue  to  target  a  Q2FY2022  release  of  our  smartwatch  developed  in 
partnership with Mobvoi. 

4 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED 
AND CONTROLLED ENTITIES 
ABN 81 113 252 234 

OPERATIONAL UPDATE 

Wearable Sensor Technology Development & Strategic Collaboration with LifeQ  

Towards the end of the financial year, CONNEQT announced a strategic collaboration agreement with LifeQ, a 
leading global provider of biometrics and health information metrics from wearable devices. The agreement allows 
for both companies to leverage their joint Intellectual Property (IP) to be incorporated into our CONNEQT Band, 
delivering  a  unique  combination  of  clinical  and  lifestyle  related  health  metrics  for  consumer,  healthcare,  and 
enterprise customers.  Under the  agreement,  CONNEQT  will  develop  and  own  the  CONNEQT  Band,  which  we 
anticipate being the world’s first AI-powered, FDA-cleared, clinical grade smart health band featuring our patent-
pending dual-PPG sensing technology. 

The CONNEQT Band will feature our patent-pending PPG-based finger sensor technology as well as a second 
PPG sensor on the wrist for continuous monitoring of general health related biometrics. LifeQ will be responsible 
for powering the delivery of biometric information obtained by way of the wrist-based PPG sensor and integrating 
its  on-device  software  for  data  analytics  and  synchronisation  to  CONNEQT,  as  well  as  LifeQ’s  cloud-based 
networking infrastructure. CONNEQT will be responsible for building the device, obtaining 510k clearance from 
FDA, and commercializing and marketing the device.  

ATCOR World-First PPG Sensor Algorithm  

During the last quarter of FY21, our subsidiary, ATCOR, completed a major technological innovation with a world-
first  algorithm  for  a  wearable  optical  sensor  which  is  able  to  provide  a  unique  range  of  cardiovascular  health 
parameters based on ATCOR’s patented SphygmoCor® technology.  

This  major  milestone  sets  the  technology  algorithm  foundation  for  our  CONNEQT  Band  and  other  wearable 
partnerships and signalled the commercial readiness of ATCOR’s wearable health analytics platform, Arty ™, into 
consumer and medical applications. Currently, no commercially available wearable offers the range of individual 
health parameters that are proposed for incorporation into the Company’s Arty™ device and digital ecosystem, 
which will provide unique insights into the heart and surrounding arterial systems for both consumer and medical 
applications.  

Mobvoi Product Launch Update  

In September 2020, CardieX announced a commercial partnership with Mobvoi for a new health smartwatch that 
incorporates a suite of ATCOR’s biometric algorithms and AI powered health analytics. Mobvoi, backed by Google, 
is one of China’s most innovative AI, wearable and tech companies. The commercial partnership agreement for 
the development of the smartwatch will feature ATCOR’s patented SphygmoCor® technology and include our new 
sensor parameters (ATCOR’s world-first PPG sensor algorithm).  

In  anticipation  of  the  smartwatch  launch  in  Q2FY22,  both  companies  have  been  developing  a  PR  and  launch 
marketing plan for the device with our new digital, brand and marketing agency as well as commencing discussions 
with  multiple  tech-exhibitions and  upcoming  conferences  to  showcase  the device  at  launch  in  order to  achieve 
maximum impact. No FDA clearance is required for the Mobvoi health smartwatch as it is not being marketed as a 
medical device.  

Andon Partnership  

In September 2020, CardieX signed a three-year co-development and commercialisation agreement with Andon 
for the development of a new line of medical and consumer health devices based on ATCOR’s patented and gold 
standard SphygmoCor® technology - starting with our new “Pulse” device. Andon, a Shenzhen Stock Exchange 
listed  company,  is  one  of  China’s  largest  manufacturers  of  home-use  medical  electronic  devices.  The  “Pulse” 
device,  which  now  falls  under  the  CONNEQT  product  offering,  is  a  new  home-based  heart  health  vital  signs 
monitoring system that uses ATCOR’s FDA-cleared SphygmoCor® technology. “Pulse” will allow cloud-connected 
remote patient monitoring of a patient’s cardiovascular diagnostics including our patented SphygmoCor® health 
parameters – a process that was previously only available through specialist clinicians.  

The  “Pulse”  device  will  be  the  first  new  medical  device  for  ATCOR  since  2012  and  significantly  expands  the 
commercial market opportunity for CardieX into the multi-billion dollar remote patient monitoring, telehealth and 
digital health markets.  
Importantly, although all our product development is moving rapidly, and all major commercial partnerships are 
now in place to facilitate product development and launch, ultimately, all commercial launch timeframes are subject 

5 

 
 
 
 
CARDIEX LIMITED 
AND CONTROLLED ENTITIES 
ABN 81 113 252 234 

OPERATIONAL UPDATE 
to FDA clearance which is out of the Company’s control and driven primarily by the FDA backlog at the relevant 
time. 

New Patent and Trademark Applications  

In May 2021, CardieX subsidiary ATCOR, was granted an additional patent by the USPTO in relation to intellectual 
property regarding the Company’s patented SphygmoCor® technology. US Patent No 11,006, 842 is titled “Non-
Invasive  Brachial  Blood  Pressure  Measurement”  and  was  granted  to  protect  ATCOR’s  IP  in  relation  to  the 
measurement of central blood pressure waveforms using a brachial blood pressure cuff. The patent is in force until 
2038.  This  new  patent  grant  builds  further  on  ATCOR’s  13  existing  patents  in  relation  to  the  measurement  of 
cardiovascular health parameters using both traditional brachial cuff devices as well as sensor-based wearable 
technologies.  

In May of 2020, ATCOR also lodged a patent application for what is believed to be the world’s first wearable sensor 
technology method and system using a PPG sensor – a technology which ATCOR is actively developing into the 
Mobvoi smartwatch and other upcoming CONNEQT product releases.  

In  September  2020,  ATCOR  was  granted  a  new  blood  pressure  patent  (Patent  EP2566387)  by  the  European 
Patent Office to protect IP surrounding its SphygmoCor® technology used in cuff-based brachial blood pressure 
devices. The new patent is in force until March 2034 and follows similar patents already granted to ATCOR in the 
United States and Japan.  

The CardieX group continues to build an extensive patent portfolio surrounding its intellectual property as we look 
to bring new products to market in multiple geographies around the world.  

Strategic Investment Update: Blumio and inHealth  

CardieX group companies also have several ongoing partnerships, investments, and development efforts, including 
a  Co-Development  Agreement  (CDA)  with  Silicon  Valley-based  company  Blumio,  that  integrates  ATCOR’s 
proprietary technology into the Blumio radar sensor that is in development targeting 24-hour ambulatory monitoring 
of cardiovascular patients. ATCOR also holds a USD$600K convertible note in Blumio which converts into 8% of 
Blumio, with a further 2% on the achievement of certain milestones.  

The Company’s partnership with inHealth Lifestyle Therapeutics (inHealth) remains strong. During FY21, inHealth 
launched a “Lifestyle Therapeutics Coaching Academy,” which is certified by the US National Board of Health and 
Wellness Coaches (NBHWC) to train and develop clinical telehealth coaches. CardieX’s CONNEQT subsidiary is 
discussing integrating inHealth’s telehealth coaching solutions into CONNEQT’s companion app for its upcoming 
PULSE and CONNEQT Band wearable.  

The Company holds ordinary shares and a convertible note in inHealth.  

CONNEQT Digital Health and Remote Patient Monitoring Platforms  

CONNEQT’s  upcoming  digital  platform  consists  of  several  connected  devices  and  digital  solutions  for  remote 
patient monitoring and consumer health. Together, these digital health assets provide clinicians and consumers 
with a proprietary suite of health tools unique to our FDA-cleared SphygmoCor® technology. 

CONNEQT has two digital platforms and solutions in fast-track development which align with CONNEQT’s new 
product roadmap including:  

1)  The CONNEQT app – a consumer companion app for our “Pulse” device and CONNEQT Band, which 
incorporates health coaching, remote patient monitoring, and our patented heart-health parameters. The 
CONNEQT app will have the ability to remotely share your health readings with your physician and have 
both a free and subscription component.  

2)  The CONNEQT Physician Portal – our physician portal and companion SaaS solution that, paired with 
the “Pulse”, provides physicians with the ability to directly monitor and care for patients remotely – and 
directly  integrates  our  devices  within  the  physicians  billing  and  patient  management  systems.  The 
physician portal will be a subscription SaaS solution. 

6 

 
 
 
 
 
 
CARDIEX LIMITED 
AND CONTROLLED ENTITIES 
ABN 81 113 252 234 

OPERATIONAL UPDATE 

ATCOR Pharmaceutical Clinical Trials Update  

Our ATCOR clinical trial business unit remains strong and continues to generate significant revenue for the group. 
ATCOR contracts with pharmaceutical companies for the use of SphygmoCor® XCEL devices and the provision 
of core lab and data management services for clinical trials — providing end-to-end service that ultimately delivers 
clean datasets to study sponsors. We are currently contracted for clinical trials that will enrol over 3,000 patients at 
more than 150 clinical trial sites in 20 countries across the globe.  

ATCOR’s  SphygmoCor®  XCEL  System  was  selected  during  the  year  for  a  Yale  University  clinical  trial  called: 
Aspirin to Prevent Preeclampsia in Women With Elevated Blood Pressure and Stage 1 Hypertension (ASPPIRE). 
This trial will use ATCOR’s SphygmoCor® XCEL device to non-invasively measure central blood pressure, central 
arterial  pressure  waveform,  and  pulse  wave  velocity  to  test  the  effectiveness  of  aspirin  for  the  prevention  of 
preeclampsia  in  women  with  elevated  blood  pressure.  ATCOR’s  technology  will  provide  additional  data  on  the 
cardiovascular health of women enrolled in the study and support the trial’s safety.  

In August 2020, ATCOR also entered into a new contract for the lease of ATCOR devices and the provisions of 
expanded data management services for Bayer’s “AVANTI” trial. The value of the extended contract was US $420k.  

In addition, the Company continues to provide XCEL and Oscar 2 devices in five global trials we are supporting 
with the likes of AstraZeneca and Bayer.  

COVID-19 Update on Operations  

Like all global companies, CardieX has continued to feel the impacts of the COVID-19 pandemic; however, we 
have been able to achieve significant milestones for the business in FY21. The Company’s management and staff 
have seamlessly converted to communicating via digital channels, with some office locations able to migrate back 
to the office while upholding appropriate safety protocols. Travel restrictions to China have impacted new product 
and device launches, creating initial delays in obtaining sample and test units, but the team is on target to release 
industry disruptive devices to market in FY22. 

The CARTESIAN Study has been a particularly proud moment for the Company in light of the pandemic. ATCOR 
is  the  preferred  device  supplier  for  the  world’s  largest  study  on  hypertension  and  COVID-19,  the  CARTESIAN 
Study, which aims to explore the immediate and long-term vascular consequences of COVID-19. Data from this 
study  has  been  used  to  drive  our  product  development  going  forward  as  we  seek  to  refine  our  medical  and 
consumer devices to better identify COVID-19 risk factors.  

Board and Management Appointments  

The Company announced expansion of the senior executive team with two new key hires: 

•  Steven Kesten M.D. was appointed as Chief Medical Officer (CMO)  
•  Mark Gorelick PhD. was appointed as Chief Product Officer (CPO)  

Both  Steven  and  Mark have already proven integral to  the  business as  the  Company  moves  forward  with  new 
product  launches  and  expansion  of  its  two  subsidiaries,  ATCOR  and  consumer  wearable  brand,  CONNEQT, 
through FY21 and as we commence FY22.   

The Company has also commenced a search for a Chief Marketing Officer to oversee the go-to-market strategy 
and global launch of all new products. 

AGM Resolutions 

The Company’s Annual General Meeting was on 11 December 2020, and the following material resolutions were 
carried:  

-  Re-election of Mr. Niall Cairns as a Director 
- 

Election of Mr. Jarrod White as a Director  

7 

 
 
 
 
CARDIEX LIMITED 
AND CONTROLLED ENTITIES 
ABN 81 113 252 234 

OPERATIONAL UPDATE 

Corporate  

In late July 2020, CardieX successfully completed a $2.5 million placement offered to new strategic investors at 
$0.03 per share with a 1 for 5 free attaching listed option, resulting in the issue of approximately 83 million new 
Shares and 16.6 million new Listed Options. 

In December 2020, CardieX announced a Share Purchase Plan (SPP) offering eligible shareholders an opportunity 
to apply for up to $30,000 of new shares in the Company at $0.05 per share. Upon the successful completion of 
the SPP, the Company raised $3.207 million before costs, representing a 230% oversubscription over the target 
raise of $1 million. This is the most that the Company has ever raised under an SPP, with the funds primarily being 
used for working capital purposes and investment into the expansion of product and market development initiatives.  

At 30 June 2021, the Company had a cash balance of AU$3.67 million. CardieX’s listed options (ASX:CDXO - 
$0.05 exercise price, November 2021 expiry) have the potential to raise AU $6.29 million if fully exercised. Unlisted 
options if fully exercised would raise a further AU$1.87 million on the same terms. Together the listed and unlisted 
options have the potential to raise a total of AU $8.16 million if fully exercised.  

Outlook  

Throughout FY21 we continued to achieve a number of significant milestones which has positioned the Company 
for  major  new  product  launches  in  FY22.  These  product  launches  will  significantly  expand  the  commercial 
opportunities  for  the  Company  into  the  consumer  wearable,  telehealth,  digital,  and  remote  patient  monitoring 
markets. 

The CONNEQT division is on track for the launch of several products including “Pulse” and the CONNEQT Band 
and our growth strategy continues to focus on expanding our product portfolio of consumer, home, and physician-
focused devices and digital solutions.  

CardieX’s traditional business, ATCOR, continues to perform extremely well in research, clinical trial, pharma, and 
specialist clinician markets. Based on the strong growth we are seeing in all market segments and with the addition 
of new product launches, our internal sales target for FY22 is for a significant increase over our FY21 results and 
a return to profitability for our ATCOR division. 

We  will  continue  to  prudently  manage  spending  on  new  product  development  recognizing  that  the  multi-billion 
market  opportunities  we  are  targeting  will  require  growth  capital  going  forward.  Based  on  current  forecasts  we 
expect  significant  contributions  from  our  CONNEQT  division  to  commence  during  FY22  and  to  rapidly  scale 
thereafter. 

8 

 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES 
ABN 81 113 252 234 

DIRECTORS’ REPORT 

The Directors of CardieX Limited (the “Company”) submit the financial report of the Company for the year ended 
30 June 2021, which comprises the results of CardieX Limited and the entities it controlled during the period (the 
“Group”). 

Review of Operations 

The loss for the Group after income tax amounted to $5,545,597 (30 June 2020 $3,320,427). 

The Group has generated total revenue of $5,257,624, up from $4,616,664 in the previous year. 

Please refer to the operational update on page 4 for further information.  

Principal Activities 

During the year the principal continuing activities of the Group consisted of designing, manufacturing and marketing 
medical devices for use in cardiovascular health management. 

Dividends 

No dividends were paid or declared by the Group since the end of the previous financial year and the Directors do 
not recommend dividends be paid for the year ended 30 June 2021. 

Significant Changes in the State of Affairs 

There were no significant changes in the state of affairs of the Group not outlined in the Review of Operations. 

Likely Developments and Expected Results of Operations 

Further information on likely developments in the operations of the Group and the expected results of operations 
have not been included in this annual financial report because the directors believe it would be likely to result in 
unreasonable prejudice to the Group. 

Matters Subsequent to Year End 

Subsequent to balance date the Group announced the following material events: 

•  On 24 August 2021, CardieX announced that all Directors who hold CDXO and other options expiring 30 
November  2021  intend  to  exercise  their  options  before  the  expiry  to  the  full  capacity  allowed  within 
compliance with the Corporations Act 2001.  

•  On  25  August  2021,  AtCor  Medical  Inc,  a  CardieX  Limited  subsidiary,  entered  into  a  new  amended 
contract for the lease of ATCOR devices and the provision of expanded data management services for 
Bayer’s “CONCORD” trial. The extension of the contract is valued at US$495k. 

No other significant subsequent event has arisen that significantly affects the operations of the Group. 

9 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES 
ABN 81 113 252 234 

DIRECTORS’ REPORT (CONT.) 

Directors  

The following persons held office as Directors of CardieX Limited at any time during or since the end of the financial 
year: 

Mr. Niall Cairns  
Mr. King Nelson 
Mr. Craig Cooper 
Mr. Jarrod White 

Joint Company Secretaries 
Mr. Jarrod White 
Mr. Philip Leighfield (resigned 17 June 2021) 
Mr Nicholas Marshall (appointed 17 June 2021) 

Chief Financial Officer 
Mr. Jarrod White  

Information on Directors 

Mr. Niall Cairns   
Executive Chairman and Director  

Qualifications: 
Appointed:  

Experience and expertise: 

Other current directorships: 

Former directorships (last 3 years): 
Special responsibilities: 

B.Ec, CA and FAICD 
20 December 2017, appointed Chairman on 27 February 2019 

Mr Cairns is a Sydney based technology growth investor with over 25 
years of track record of value creation, restructuring, and exits in both 
listed  and  unlisted  companies  having  assisted in  driving  the  global 
growth of over 50 companies in sectors as diverse as digital media, 
Agtech, Medtech, consumer Internet, and SaaS based businesses. 
Niall  is  currently  the  Chairman  of  Tambla  Limited,  Kestrel  Capital, 
Kestrel  Growth  Companies  Ltd  and  a  non-executive  director  of 
Consolidated Financial Holdings, DTS Limited, and Harri LLC. 

Consolidated  Financial  Holdings  Limited  (formerly  Chant  West 
Holdings  Limited),  Kestrel  Capital,  Kestrel  Growth  Companies 
Limited, Tambla Limited, DTS Limited, and Harri LLC 
Tru-Test Corporation Limited, Com Ops Limited 
• 
• 
• 

Chairman of the Board. 
Chairman of the audit and risk committee.  
Member of remuneration and nomination committee. 

10 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Mr. King Nelson   
Non-executive Director 

Qualifications: 
Appointed:  

Experience and expertise: 

CARDIEX LIMITED  
AND CONTROLLED ENTITIES 
ABN 81 113 252 234 

DIRECTORS’ REPORT (CONT.) 

BA, MBA 
13 November 2015 

King was elected to the Board in November 2015. He brings more 
than  30  years  of  diverse  experience  and  expertise  with  medical 
devices.  He  is  a  former  President  and  CEO  of  Uptake  Medical 
Corporation, a company focused on treatments for emphysema and 
lung  cancer.  Previously,  he  served  as  president  and  CEO  of 
Kerberos  Proximal  Solutions,  which  was  acquired  by  FoxHollow 
Technologies, and as president and CEO of VenPro, a heart valve 
business acquired by Medtronic. Both these companies specialized 
in devices for the cardiovascular system. Prior to that, he spent 19 
years  with  Baxter  International  and  American  Hospital  Supply 
Corporation in roles of increasing responsibility that included division 
president for Dade Diagnostics, Bentley Labs, and Baxter’s Perfusion 
Services. King is also currently CEO of Q’Apel Medical – a Medical 
device company focused on Neurovascular disease 

Other current directorships: 
Former directorships (last 3 years): 
Special responsibilities: 

None. 
Uptake Medical Corporation 
• 
• 

Chair of remuneration and nomination committee. 
Member of audit and risk committee.  

Mr. Craig Cooper 
Executive Director, Chief Executive Officer 

Qualifications: 
Appointed:  

Experience and expertise: 

B.Ec, LLB (Hons) 
1 December 2017 

Mr  Cooper  was  appointed  as  Chief  Executive  Officer  effective  1 
December 2017. Mr Cooper has founded multiple successful health, 
digital media, technology, and wellness businesses – and was also 
the co-founder of  the  telecommunications company  Boost Mobile  - 
one  of  the  leading  mobile  phone  business  in  the  USA.  He  is 
recognised  as  a  global  expert  and  thought  leader  in  mobile  and 
wireless  technology  as  well  as  digital  health  and  med-tech-related 
businesses. His venture capital funds have raised over A$1 billion in 
capital  and  have  funded some  of  the most  significant  global  digital 
media technology companies including Buzzfeed and The Huffington 
Post. 

Other current directorships: 
Former directorships (last 3 years): 
Special responsibilities: 

None. 
None. 
None. 

11 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Mr. Jarrod White 
Non-executive Director 

Qualifications: 
Appointed:  

Experience and expertise: 

CARDIEX LIMITED  
AND CONTROLLED ENTITIES 
ABN 81 113 252 234 

DIRECTORS’ REPORT (CONT.) 

B.Bus, CA 
21 May 2020 

Mr.  White  is  a  Chartered  Accountant  and  founding  Director  of 
Traverse Accountants Pty Ltd, a Corporate Advisory and Chartered 
Accounting Firm. In conjunction with his Corporate Advisory roles at 
Traverse  Mr.  White  has  been  appointed  Company  Secretary  and 
Chief Financial Officer of several other listed entities that operate on 
the  Australian  Stock  Exchange  and  has  a  sound  knowledge  of 
corporate  governance  and  compliance.  Jarrod  has  also  been  an 
advisor  to  a  wide  range  of  capital  raisings,  IPO’s  and  reverse 
takeover  transactions  and  has  a  focus  on  working  with  growing 
Companies in the exploration, technology and biotech space. 

Other current directorships: 
Former directorships (last 3 years): 
Special responsibilities: 

None. 
High Peak Royalties Limited (ASX.HPR) 
None. 

Meetings of Directors  

The number of meetings of the Group’s Board of Directors and of each Board Committee held during the financial 
year ended 30 June 2021 and the number of meetings attended by each Director were: 

Director 

Niall Cairns 

King Nelson 
Craig Cooper 

Jarrod White 

Directors Meetings 

Held Whilst in Office 

Attended 

5 

5 

5 

5 

5 

5 

5 

5 

Directors’ Interests 

Information on the Directors’ and their associates’ interests in shares and options of the Company at 30 June 2021 
can be found in the Remuneration Report on page 14. 

Shares Issued on the Exercise of Options 

During the financial year ended 30 June 2021, there were no shares issued to Directors on the exercise of options.   

Environmental Regulations 

The  Group’s  operations  are  not  regulated  by  any  significant  environmental  regulation  under  a  law  of  the 
Commonwealth or of a state or territory. 

Indemnity and Insurance of Directors and Officers 

During  the  financial  year  the  Group  paid  premiums  in  respect  of  a  contract  insuring  Directors  and  Executives 
against a liability incurred in the ordinary course of business. 

Proceedings on Behalf of the Company 

No  person  has  applied  for  leave  of  court  to  bring  proceedings  on  behalf  of  the  Company  or  intervene  in  any 
proceedings to which the Company is a party for the purpose of taking responsibility on behalf of the Company for 
all or any part of those proceedings.  

The Company was not a party to any such proceedings during the year. 

12 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES 
ABN 81 113 252 234 

DIRECTORS’ REPORT (CONT.) 

Corporate Governance Statement 

A copy of the Corporate Governance Statement has not been disclosed within the Annual Report but is available 
on the website http://www.CardieX.com in accordance with the ASX Listing Rule 4.10.3. 

Declaration by Directors 

Before it approved the Company’s 2021 financial statements, the Board was satisfied that the financial records 
have been properly maintained and that the financial statements comply with the appropriate accounting standards 
and give a true and fair view of the financial position and performance of the Group, and their opinion has been 
formed on the basis of a sound system of risk management and internal control which is operating effectively.  

Non-audit Services 

The Directors received the Auditor’s Independence Declaration under s.307 of the Corporations Act 2001, which 
is set out on page 19. The external auditor did not provide non-audit services to the Company during the year 
ended 30 June 2021. 

Indemnity and insurance of auditor 

The Company has not, during or since the end of the financial year, indemnified or agreed to indemnify the auditor 
of the Company or any related entity against a liability incurred by the auditor. 

During the financial year, the Company has not paid a premium in respect of a contract to insure the auditor of the 
Company or any related entity. 

Officers of the Company who are former partners of BDO 

There are no officers of the Company who are former partners of BDO. 

Auditor's independence declaration 

A copy of the auditor's independence declaration as required under section 307C of the Corporations Act 2001 is 
set out on page 19. 

13 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES 
ABN 81 113 252 234 

REMUNERATION REPORT 

This report outlines the remuneration arrangements in place for Directors and executives of CardieX Limited. The 
information in this report has been audited as required by 308(3C) of the Corporations Act 2001.  

Principles used to determine the nature and amount of remuneration 

Non-executive directors 

Fees and payments to non-executive directors reflect the demands which are made on, and the responsibilities of, 
the directors. Non-executive directors’ fees and payments are reviewed annually by the Board. The Board also 
refers to external surveys to ensure non-executive directors’ fees and payments are appropriate and in line with 
the market. The Chairman’s fees are determined independently to the fees of non-executive directors based on 
comparative roles in the external market. The Chairman is not present at any discussions relating to determination 
of his own remuneration. Non-executive directors are entitled to receive share options, following approval by the 
shareholders of CardieX Limited. 

Non-executive  directors’  fees  are  determined  within  an  aggregate  directors’  fee  pool  limit,  which  is  periodically 
recommended for approval by shareholders. The pool was increased to $360,000 at the 2015 shareholder meeting, 
excluding share-based payments that are subject to separate shareholder approval. 

Executives 

The objective of the Group’s executive reward framework is to ensure reward for performance is competitive and 
appropriate  for  the  results  delivered.  The  framework  aligns  executive  reward  with  achievement  of  strategic 
objectives and the creation of value for shareholders.  

The Board ensures that executive reward satisfies the following key criteria for good reward governance practices: 
• 
• 
• 
• 
• 

competitiveness and reasonableness; 
acceptability to shareholders; 
performance linkage / alignment of executive compensation; 
transparency; and 
capital management. 

Alignment to shareholders’ interests: 

• 
• 
• 

has Company growth as a core component of plan design; 
focuses on sustained long-term growth in shareholder wealth; and 
attracts and retains high calibre executives. 

Alignment to program participants’ interests: 

• 
• 
• 
• 

rewards capability and experience; 
reflects competitive reward for contribution to growth in Company value; 
provides a clear structure for earning rewards; and 
provides recognition for contribution. 

Details of the nature and amount of each element of the emoluments of each Director of CardieX Limited are set 
out below. 

Directors 

Names and positions held of key management personnel in office at any time during the financial year are: 

Mr. Niall Cairns 
Mr. King Nelson 
Mr. Craig Cooper  
Mr. Jarrod White   

Executive Director and Chairman 
Non-executive Director 
CEO and Executive Director  
Non-executive Director 

14 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES 
ABN 81 113 252 234 

REMUNERATION REPORT (CONT.) 

Key Management Personnel Compensation 

Salary and directors fees 

Share Based 
Payment Benefits 

$ 

$ 

2021 

Niall Cairns 

King Nelson 

Craig Cooper 

Jarrod White 

Total Compensation 

2020 

Niall Cairns 

King Nelson 

Craig Cooper 

Jarrod White1 

Total Compensation 

204,000 

36,697 

528,953 

102,000 

871,650 

179,000 

40,103 

446,828 

8,129 

674,060 

247,611 

15,295 

545,759 

96,507 

905,172 

- 

- 

464,297 

857 

465,154 

Total 

$ 

451,611 

51,992 

1,074,712 

198,507 

1,776,822 

179,000 

40,103 

911,125 

8,986 

1,139,214 

1.  Appointed as key management personnel on 21 May 2020. 

Shares Held by Key Management Personnel and Their Associates 

Niall Cairns 

King Nelson 

Craig Cooper 

Jarrod White 

Total 

Balance 
01 July 2020 

Additions 

Balance 

30 June 2021 

153,960,192 

19,881,8182 

173,842,010 

153,846 

- 

153,846 

158,960,192 

18,281,8182 

177,242,010 

3,257,577 

1,600,000 

4,857,577 

316,331,807 

39,763,636 

356,095,443 

2.  A total of 18,281,818 shares acquired by Mr Cairns and Mr Cooper in the year are indirectly held by C2 Ventures, in 

which Mr Cairns and Mr Cooper are directors. These shares are subject to the Restriction Agreement and Deed of 
Undertaking as approved by members at the Extraordinary General Meeting held on 28 May 2018. 

15 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES 
ABN 81 113 252 234 

REMUNERATION REPORT (CONT.) 

Shares Held by Key Management Personnel and Their Associates (Cont.) 

Niall Cairns 

King Nelson 

Craig Cooper 

Jarrod White 

Total 

Balance 
01 July 2019 

Additions 

Balance 

30 June 2020 

132,616,769 

21,343,4231 

153,960,192 

153,846 

- 

153,846 

137,616,769 

21,343,4231 

158,960,192 

- 

3,257,5772 

3,257,577 

270,387,384 

45,944,423 

316,331,807 

1.  A total of 21,343,423 shares acquired by Mr Cairns and Mr Cooper in the year are indirectly held by C2 Ventures, in 

which Mr Cairns and Mr Cooper are directors. These shares are subject to the Restriction Agreement and Deed of 
Undertaking as approved by members at the Extraordinary General Meeting held on 28 May 2018. 
Shares held at appointment date of 21 May 2020. 

2. 

Options Held by Key Management Personnel and Their Associates 

Niall Cairns 

King Nelson 

Craig Cooper 

Jarrod White 

Total 

Balance 
01 July 2020 

39,000,0001 

1,500,000 

37,500,0001 

1,897,728 

79,897,728 

Expired 

Additions 

Balance 

30 June 2021 

4,420,455 

43,420,4551 

- 

1,500,000 

4,420,455 

41,920,4551 

- 

1,897,728 

8,840,910 

88,738,638 

- 

- 

- 

- 

- 

3.  Directors Mr Cairns and Mr Cooper hold 41,920,455 options indirectly through C2 Ventures Pty Limited, of which 

they are both directors.  

Niall Cairns 

King Nelson 

Craig Cooper 

Jarrod White 

Total 

Balance 
01 July 2019 

39,000,000 

1,950,000 

37,500,000 

- 

Expired 

Additions 

Balance 

- 

(450,000) 

- 

- 

- 

- 

- 

1,897,7283 

30 June 2020 

39,000,0004 

1,500,000 

37,500,0004 

1,897,728 

78,450,000 

(450,000) 

1,897,728 

79,897,728 

4.  Options held at appointment date of 21 May 2020. 
5.  Directors Mr Cairns and Mr Cooper hold 37,500,000 options indirectly through C2 Ventures Pty Limited, of which 

they are both directors.  

16 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES 
ABN 81 113 252 234 

REMUNERATION REPORT (CONT.) 

Performance Rights Held by Key Management Personnel and Their Associates 

Mr Craig Cooper holds 36 million performance rights which vest subject to a set of Milestones as follows: 

Tranche 

Tranche 2 
Tranche 3 
Tranche 4 
Tranche 5 
Tranche 6 

Number of 
performance rights 

Will vest if 30 Day 
VWAP exceeds: 

8,000,000 
8,000,000 
4,000,000 
4,000,000 
12,000,000  

$0.08 
$0.12 
$0.08 
$0.12 
$0.15 

Expiry Date of 
Performance 
Milestone 
30/11/2021 
30/11/2021 
06/03/2022 
06/03/2022 
06/03/2022 

On 11 December 2020 shareholders approved the issue of performance rights to be issued to the Directors under 
the Company’s Performance Rights and Option Plan. These performance rights total 160,500,000 and expire on 
11 December 2023. The terms of the Director rights on issue are as follows: 

Tranche 

Tranche 1 
Tranche 2 
Tranche 3 
Tranche 4 
Tranche 5 

Number of 
performance rights 

Will vest if share price 
trade at or above: 

11,000,000 
11,000,000 
24,500,000 
57,000,000 
57,000,000 

$0.12 
$0.15 
$0.20 
$0.25 
$0.50 

Expiry Date of 
Performance 
Milestone 
11/12/2023 
11/12/2023 
11/12/2023 
11/12/2023 
11/12/2023 

Niall Cairns 

King Nelson 

Craig Cooper 

Jarrod White 

Total 

Craig Cooper 

Total 

Balance 
01 July 2020 

- 

- 

36,000,000 

- 

- 

Balance 
01 July 2019 

36,000,000 

36,000,000 

Expired 

Additions 

Balance 

68,000,000 

3,500,000 

68,000,000 

21,000,000 

30 June 2021 

68,000,000 

3,500,000 

104,000,000 

21,000,000 

160,500,000 

196,500,000 

- 

- 

- 

- 

- 

Expired 

Additions 

Balance 

- 

- 

30 June 2020 

36,000,000 

36,000,000 

- 

- 

Employment Agreements 

Remuneration  and  other  terms  of  employment  for  the  CEO  and  the  other  key  management  personnel  are 
formalised in employment agreements. Each of these agreements provide for the provision of performance related 
cash bonuses, other benefits including health insurance and car allowances, and participation, when eligible, in the 
CardieX Limited Employee Share Option Plan. Other major provisions of the agreements relating to remuneration 
are set out below. 

All  contracts  with  executives  may  be  terminated  early  by  either  party  with  variable  notice  periods,  subject  to 
termination payments as detailed below. 

17 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES 
ABN 81 113 252 234 

REMUNERATION REPORT (CONT.) 

Craig Cooper – Chief Executive Officer 

•  Agreement commenced on 1 December 2017. 
•  Base salary of US$300,000 per annum. 
•  Bonuses to be paid at discretion of the Group based on performance reviews. 
•  Reimbursement for reasonable expenses incurred in running the US business, paid on a monthly basis. 

Niall Cairns – Executive Chairman and Director 

•  Current agreement commenced with an effective date of 1 August 2019. 
•  Monthly consulting fee for strategic review and consulting services of US$10,000 per month. 
•  Reimbursement for reasonable expenses incurred. 

King Nelson – Non-Executive Director 

•  Current agreement commenced with an effective date of 13 November 2015. 
•  Base salary of AU$40,000 per annum. 

Jarrod White – Director 

• 

Jarrod White is the principal of Traverse Accountants Pty Ltd, who holds an engagement with the Group 
covering CFO services, Company Secretarial services, and other general accountancy services. 
•  Mr White has received Directors Fees from 1 July 2020 for $30,000 per annum in addition to the arms’ 

length services paid to Traverse Accountants Pty Ltd. 

Loans to Directors and Key Management Personnel 

There were no loans made to directors or key management personnel of the Company and the Group during the 
period commencing at the beginning of the financial year and up to the date of this report.  

Signed  in  accordance  with  a  resolution  of  the  Board  of  Directors,  made  pursuant  to  s298(2)  of  the 
Corporations Act 2001. 

Niall Cairns 
Executive Chairman 
Sydney, 30 September 2021

18 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tel: +61 2 9251 4100 
Fax: +61 2 9240 9821 
www.bdo.com.au 

Level 11, 1 Margaret St  
Sydney NSW 2000 
Australia 

DECLARATION OF INDEPENDENCE BY GRANT SAXON TO THE DIRECTORS OF CARDIEX LIMITED 

As lead auditor of CardieX Limited for the year ended 30 June 2021, I declare that, to the best of my 
knowledge and belief, there have been: 

1.  No contraventions of the auditor independence requirements of the Corporations Act 2001 in 

relation to the audit; and 

2.  No contraventions of any applicable code of professional conduct in relation to the audit. 

This declaration is in respect of CardieX Limited and the entities it controlled during the period. 

Grant Saxon 
Director 

BDO Audit Pty Ltd 

Sydney 

30 September 2021 

BDO Audit Pty Ltd ABN 33 134 022 870 is a member of a national association of independent entities which are all members of BDO 
Australia Ltd ABN 77 050 110 275, an Australian company limited by guarantee. BDO Audit Pty Ltd and BDO Australia Ltd are members 
of BDO International Ltd, a UK company limited by guarantee, and form part of the international BDO network of independent 
member firms. Liability limited by a scheme approved under Professional Standards Legislation. 

  
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 

CONSOLIDATED STATEMENT OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME 

FOR YEAR ENDED 30 JUNE 2021 

Note 

Sales revenue 

Interest revenue 

Other income 

Total income 

Cost of sales 

Bad debts expense 

Marketing and sales expense 

Product development and regulatory expense 

Occupancy expense 

Employee benefits expense 

Administration expense 

Interest expense 

Loss of forgiveness of debt 

Foreign exchange loss 

Loss before income tax expense 

Income tax expense 

2 

2 

3 

8 

5 

2021 

$ 

5,001,134 

256,490 

5,257,624 

839,647 

6,097,271 

(905,282) 

(41,911) 

(182,167) 

(918,112) 

(294,658) 

(6,628,530) 

(1,498,018) 

(268,384) 

(338,373) 

(567,433) 

2020 

$ 

4,292,552 

324,112 

4,616,664 

673,726 

5,290,390 

(698,176) 

 (68,936)  

 (433,731) 

 (626,056)  

 (409,200)  

(4,853,172) 

(1,356,806)  

(164,740) 

- 

- 

(5,545,597) 

(3,320,427) 

- 

- 

Loss attributable to members of the parent entity 

(5,545,597) 

(3,320,427) 

Other comprehensive income 

Items that will be reclassified subsequently to profit or 
loss when specific conditions are met: 

Exchange differences on translating foreign operations 

Total comprehensive loss for the period 

87,036 

97,886 

(5,458,561) 

(3,222,541) 

Basic loss per share (cents) 

Diluted loss per share (cents) 

7 

7 

(0.64) 

(0.62) 

(0.46) 

(0.46) 

These financial statements should be read in conjunction with the accompanying notes. 

20 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 

CONSOLIDATED STATEMENT OF FINANCIAL POSITION AS AT 30 JUNE 2021 

Note 

2021 

$ 

2020 

$ 

ASSETS 

CURRENT ASSETS 

Cash and cash equivalents 

Trade and other receivables 

Inventory 

Financial assets 

Other current assets 

TOTAL CURRENT ASSETS 

NON-CURRENT ASSETS 

Property, plant and equipment 

Intangible assets 

Financial assets 

Other non-current assets 

TOTAL NON-CURRENT ASSETS 

TOTAL ASSETS 

LIABILITIES 

CURRENT LIABILITIES 

Trade and other payables 

Unearned revenue 

Provisions 

Financial liabilities 

Lease liabilities 

Borrowings 

TOTAL CURRENT LIABILITIES 

NON-CURRENT LIABILITIES 

Provisions 

Lease liabilities 

Borrowings 

TOTAL NON-CURRENT LIABILITIES 

TOTAL LIABILITIES 

NET ASSETS  

    3,665,259   

       555,504  

       444,226  

3,530,963  

    1,100,304  

2,061,642 

819,523 

259,679 

728,544 

823,960 

      9,296,256    

4,693,348 

       352,068  

       331,577  

1,252,129  

        32,150  

1,967,924  

565,636 

56,192 

5,299,848 

60,252 

5,981,928 

   11,264,180  

10,675,276 

    1,074,799  

       430,181  

       404,793  

       275,209  

70,616  

       989,723  

      3,245,321  

             218  

108,292 

- 

         108,510  

      3,353,831   

      7,910,349  

711,530 

 1,524,861  

322,547 

249,447 

117,702 

 718,464  

3,644,551 

- 

192,557 

 958,167  

1,150,724 

4,795,275 

5,880,001 

9 

10 

11 

18 

12 

14 

18 

12 

15 

16 

17 

20 

21 

22 

17 

21 

22 

21 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 

CONSOLIDATED STATEMENT OF FINANCIAL POSITION AS AT 30 JUNE 2021 (CONT.) 

EQUITY 

Contributed equity 

Reserves 

Accumulated losses 

TOTAL EQUITY  

Note 

23 

24 

26 

2021 

$ 

2020 

$ 

59,286,666 

3,086,032 

53,127,941 

1,969,548 

(54,462,349) 

(49,217,488) 

7,910,349 

5,880,001 

These financial statements should be read in conjunction with the accompanying notes. 

22 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY FOR YEAR ENDED 30 JUNE 2021 

Shares on 
Issue 

Note 

Reserves  Accumulated 

Total 

$ 

$ 

losses 

$ 

$ 

Balance at 1 July 2019 

Loss for the year 

Other comprehensive income 

Total comprehensive income for the year 

Transactions with equity holders in their 
capacity as owners. 

51,500,876 

1,613,332 

(46,163,273) 

6,950,935 

- 

- 

- 

- 

(3,320,427) 

(3,320,427) 

97,886 

- 

97,886 

97,886 

(3,320,427) 

(3,222,541) 

Capital placement 

Share issue costs 

23 

1,000,000 

(13,238) 

- 

- 

Shares issued on conversion of convertible 
notes 

640,303 

(88,441) 

- 

- 

- 

- 

1,000,000 

(13,238) 

551,862 

612,983 

Share based payments 

Options expired 

- 

- 

612,983 

(266,212) 

266,212 

- 

Balance at 30 June 2020 

53,127,941 

1,969,548 

(49,217,488) 

5,880,001 

Balance at 1 July 2020 

Loss for the year 

Other comprehensive income 

Total comprehensive income for the year 

Transactions with equity holders in their 
capacity as owners. 

53,127,941 

1,969,548 

(49,217,488) 

5,880,001 

- 

- 

- 

- 

(5,545,597) 

(5,545,597) 

87,036 

- 

87,036 

87,036 

(5,545,597) 

(5,458,561) 

Capital placement 

23 

6,385,478 

Shares issued in lieu of payments to 
employees 

Share issue costs 

Share based payments 

Options expired 

106,652 

(333,405) 

- 

- 

- 

- 

- 

1,330,184 

- 

- 

- 

- 

6,385,478 

106,652 

(333,405) 

1,330,184 

(300,736) 

300,736 

- 

Balance at 30 June 2021 

59,286,666 

3,086,032 

(54,462,349) 

7,910,349 

These financial statements should be read in conjunction with the accompanying notes. 

23 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 

CONSOLIDATED STATEMENT OF CASH FLOWS FOR YEAR ENDED 30 JUNE 2021 

CASH FLOWS FROM OPERATING ACTIVITIES 

Receipts from customers 

Payments to suppliers and employees 

Grant income 

Interest received 

Note 

2021 

$ 

2020 

$ 

4,511,959 

(9,024,602) 

(4,512,643) 

522,779 

729 

5,091,611 

(7,240,986) 

(2,149,375) 

449,203 

1,321 

Net cash used in operating activities 

27 

(3,989,135) 

(1,698,851) 

CASH FLOWS FROM INVESTING ACTIVITIES 

Payments to acquire property, plant and equipment 

Payments for intangible assets 

Payments for convertible notes 

Receipts from convertible notes 

Net cash from/(used in) investing activities 

CASH FLOWS FROM FINANCING ACTIVITIES 

Proceeds from shares issued 

Share issue costs 

Loans received 

Loans repaid 

Finance costs 

Repayment of lease payments 

Net cash provided by financing activities 

Net increase/(decrease) in cash held 

Cash and cash equivalents at beginning of financial year  

Effects of foreign currency exchange 

Cash and cash equivalents at end of financial year 

9 

(71,184) 

(287,155) 

(175,203) 

(33,693) 

- 

(3,490,217) 

721,500 

363,161 

- 

(3,699,113) 

6,385,478 

(333,405) 

13,750 

(459,778) 

(175,138) 

(144,977) 

5,285,930 

1,659,956 

2,061,642 

(56,339) 

3,665,259 

1,000,000 

(13,238) 

1,673,770 

- 

(44,375) 

(142,738) 

2,473,419 

(2,924,545) 

4,980,826 

5,361 

2,061,642 

These financial statements should be read in conjunction with the accompanying notes. 

24 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES  

The financial report includes the consolidated financial statements and notes of CardieX Limited and controlled 
entities (‘Consolidated Group’ or ‘Group’). The separate financial statements and notes of CardieX Limited as an 
individual  parent  entity  (‘Company’)  have  not  been  presented  within  the  financial  report  as  permitted  by  the 
Corporations Act 2001. CardieX Limited is a for-profit entity. 

The financial statements were authorised for issue on 30 September 2021 by the directors of the Company.  

Basis of Preparation 
The financial report is a general purpose financial report that has been prepared in accordance with Australian 
Accounting  Standards,  Australian  Accounting  Interpretations,  other  authoritative  pronouncements  of  the 
Australian Accounting Standards Board (“AASB”) and the Corporations Act 2001. 

Australian  Accounting  Standards  set  out  accounting  policies  that  the  AASB  has  concluded  would  result  in  a 
financial report containing relevant and reliable information about transactions, events and conditions to which 
they  apply.  Compliance  with Australian  Accounting  Standards ensures  that  the  financial statements  and notes 
also  comply  with  International  Financial  Reporting  Standards.  Material  accounting  policies  adopted  in  the 
preparation  of  this  financial  report  are  reported  below.  They  have  been  consistently  applied  unless  stated 
otherwise. All applicable new accounting standards have been adopted for the year ended 30 June 2021 unless 
otherwise stated and their adoption did not have a significant impact on the financial performance or position of 
the consolidated entity. 

The financial report has been prepared on an accruals basis and is based on historical costs, modified, where 
applicable,  by  the  measurement  at  fair  value  of  selected  non-current  assets,  financial  assets  and  financial 
liabilities. 

Accounting Policies 

a. 

Going Concern 
The financial statements have been prepared on the going concern basis, which contemplates continuity 
of  normal  business  activities  and  the  realisation  of  assets  and  the  discharge  of  liabilities  in  the  normal 
course of business. 

At the date of signing, the Directors have assessed that there is a material uncertainty related to going 
concern that may cast significant doubt over the ability of the Group to continue as a going concern given 
that the Group incurred a loss after tax of $5,545,597 (2020: $3,320,427) and had net cash outflows from 
operating activities of $3,989,135 for the year ended 30 June 2021 (2020: $1,698,851).  As a result of these 
conditions the Group may be unable to realise its assets and discharge its liabilities in the normal course 
of business. 

The Directors believe that there are reasonable grounds that the Group will be able to continue as a going 
concern, after consideration of the following factors: 

• 

• 

The Group has cash and cash equivalents of $3,665,259 as at 30 June 2021 (2020: $2,061,642). 
As  at  that  date,  the  Group  had  net  assets  of  $7,910,349  (2020:  $5,880,001).  The  Group  has 
performed a cash flow forecast and determined that it has adequate cash resources in place to 
fund its operations for the next 12 months, subject to additional capital raisings taking place. 
There are currently 125,342,537 CDXO options with a 5 cent exercise price on issue that expire 
on 30 November 2021. The Group anticipates a strong shareholder take up of these options, 
however this is contingent on the share price as the expiry date nears.  

•  All Directors who hold CDXO and other options expiring 30 November 2021 intend to exercise 
their options before the expiry to the full capacity allowed within compliance with the Corporations 
Act 2001. All options have an exercise price of 5 cents. This will result in a minimum of $1,500,000 
in additional funding. 

25 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

a. 

Going concern (cont.) 

• 

• 

If required, the Group has the ability to continue to raise additional funds on a timely basis pursuant 
to the Corporations Act 2001. The Group has raised $6,385,478 in equity funding in the previous 
12-month  reporting  period.  The  Directors  have  no  reason  to  believe  that  it  will  not  be  able  to 
continue to source equity or alternative funding if required. 
There is a term loan facility of $989,723 repayable in October 2021, however this will be partially 
offset by R&D tax rebates expected in the same month. The Group are also currently reviewing 
options to extend or refinance the facility. 

Accordingly,  the  Directors  believe  that  the  Group  will  be  able  to  continue  as  a  going  concern,  and  that  it  is 
appropriate to adopt the going concern basis in the preparation of the financial report. 

b. 

Principles of Consolidation 
A controlled entity is any entity CardieX Limited has the power to control the financial and operating policies 
of so as to obtain benefits from its activities. 

A list of controlled entities is contained in Note 13 to the financial statements. All controlled entities have a 
30 June 2021 financial year-end for this current year. 

As at the reporting date, the assets and liabilities of all controlled entities have been incorporated into the 
consolidated financial statements as well as their results for the year ended.  

All inter-company balances and transactions between entities in the Group, including any unrealised profits 
or losses, have been eliminated on consolidation. Accounting policies of subsidiaries have been changed 
where necessary to ensure consistencies with those policies applied by the Company. 

Where controlled entities have entered or left the Group during the year, their operating results have been 
included/excluded from the date control was obtained or until the date control ceased.  

Revenue Recognition 

c. 
To determine whether to recognise revenue and what price, the Group follows a 5-step process: 

1. 
2. 
3. 
4. 
5. 

Identifying the contract with a customer 
Identifying the performance obligations 
Determining the transaction price 
Allocating the transaction price to the performance obligations 
Recognising revenue when/as performance obligation(s) are satisfied. 

Total  transaction  price  for  a  contract  is  allocated  amongst  the  various  performance  obligations  based  on  their 
relative stand-alone selling prices. The transaction price for a contract excludes any amounts collected on behalf 
of third parties.  

Revenue  is  recognised  either  at  a  point  in  time  or  over  time,  when  (or  as)  the  Group  satisfies  performance 
obligations by transferring the promised goods or services to its customers.  

The Group has identified the following revenue streams: 

Sale of goods 
Sale of goods revenue is recognised at the point of sale, which is where the customer has taken delivery of the 
goods, the control is transferred to the customer and there is a valid sales contract. Amounts disclosed as revenue 
are net of sales returns and trade discounts. 

26 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

c. 

Revenue Recognition (Cont.) 
Lease income 
The  Group  earned  lease  income  from  both  finance  and  operating  lease  of  goods  and  continues  to 
recognise related income in line with AASB 16 Leases.  The Group recognises unearned revenue for lease 
income  received  in  advance  where  the  benefit  from  the  use  of  the  underlying  asset  has  not  been 
diminished. The unearned revenue is reported in the statement of financial position. Similarly, if the Group 
provides  benefits  from  the  underlying  asset  before  it  receives  the  consideration,  the  Group  recognises 
either a contract lease asset or a receivable in its statement of financial position, depending on whether 
something other than the passage of time is required before the consideration is due. 

For operating leases the lease income and interest in relation to the goods are recognised over time per 
the terms set in the contract with the customer.  

For goods sold on a finance lease, income is recognised at the point of sale, which is where the customer 
has taken delivery of the goods, the control is transferred to the customer and there is a valid sales contract. 
Any  associated  interest  income  is  recognised  over the life  of  the lease in line  with  the  terms set in the 
contract with the customer.  

Service income 
Service  income  is  recognised  over  time  in  line  with  management’s  assessment  of  the  performance 
obligations under each contract.  

Freight income 
Freight income is recognised when the control is transferred to the customer and there is a valid sales 
contract. 

Royalty income 
Royalty income is recognised when entitled under royalty agreements.  

Other revenue  
Other revenue is recognised when it is received or when the right to receive payment is established.  

d. 

Government Grants 
Government grants relating to costs are deferred and recognised in profit or loss over the period necessary 
to match them with the costs that they are intended to compensate. 

Research and development grant income 
Research and development grant income is recognised when the Group is entitled to the research and 
development  grant.  The  amount  is  treated  as  other  income  in  the  period  in  which  the  research  and 
development costs were incurred. 

Forgivable loans 
Income resulting from the forgiveness of a Government loan is recognised when realised, meaning the final 
forgiveness amount has been determined and forgiveness has been issued by the Government. Until it is 
reasonably certain  that  forgiveness  will  be  issued,  the  loan  amount  is  recognised  as  a financial liability 
under AASB 9. 

e. 

Plant and Equipment  
Each class  of  property,  plant and  equipment is carried at cost or  fair value  less,  where  applicable, any 
accumulated depreciation and impairment losses. 

Depreciation 
The depreciable amount of all fixed assets is depreciated on a straight-line basis over their useful lives to 
the Group commencing from the time the asset is held ready for use. 

27 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

e. 

f. 

g. 

Plant and Equipment (Cont.) 
The useful lives used for depreciable assets are: 
Class of Fixed Asset 
Manufacturing plant and equipment 
Furniture, fixtures and equipment 
Devices leased to customers 
Lease improvements 

Useful lives 
  3 – 10 years 
3 – 5 years 
3 – 4 years 
Life of lease 

The assets’ residual values and useful lives are reviewed, and adjusted if appropriate, at each balance 
sheet date.   

An asset’s carrying amount is written down immediately to its recoverable amount if the asset’s carrying 
amount is greater than its estimated recoverable amount.  
Gains and losses on disposals are determined by comparing proceeds with the carrying amount. These 
gains and losses are included in the Statement of Profit or Loss and Other Comprehensive Income. 

Impairment of Assets 
At each reporting date, the Group reviews the carrying values of its tangible assets to determine whether 
there is any indication that those assets have been impaired. If such an indication exists, the recoverable 
amount  of  the  asset,  being  the  higher  of  the  asset’s  fair  value  less  costs  to  sell  and  value  in  use,  is 
compared  to  the  asset’s  carrying  value.  Any  excess  of  the  asset’s  carrying  value  over  its  recoverable 
amount is expensed to the Statement of Profit or Loss and Other Comprehensive Income. 

Where it is not possible to estimate the recoverable amount of an individual asset, the Group estimates the 
recoverable amount of the cash-generating unit to which the asset belongs.  

Financial Instruments 
Recognition, initial measurement and derecognition  
Financial  assets  and  financial  liabilities  are  recognised  when  the  Company  becomes  a  party  to  the 
contractual  provisions  of  the  financial  instrument  and  are  measured  initially  at  fair  value  adjusted  by 
transactions costs, except for those carried at fair value through profit or loss, which are measured initially 
at fair value. Subsequent measurement of financial assets and financial liabilities are described below.  

Financial assets are derecognised when the contractual rights to the cash flows from the financial asset 
expire, or when the financial asset and substantially all the risks and rewards are transferred. A financial 
liability is derecognised when it is extinguished, discharged, cancelled or expires.  

Classification and subsequent measurement of financial assets 
Except for those trade receivables that do not contain a significant financing component and are 
measured at the transaction price in accordance with AASB 9, all financial assets are initially measured 
at fair value adjusted for transaction costs (where applicable).  

Hybrid contracts 
If a hybrid contract contains a host that is a financial asset, the policies applicable to financial assets are 
applied consistently to the entire contract. 

Subsequent measurement of financial assets  
For the purpose of subsequent measurement, financial assets, other than those designated and effective 
as hedging instruments, are classified into the following categories upon initial recognition:   

• 
• 
• 
• 

financial assets at amortised cost  
financial assets at fair value through profit or loss (FVPL)  
debt instruments at fair value through other comprehensive income (FVOCI)  
equity instruments at fair value through other comprehensive income (FVOCI) 

28 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

g. 

Financial Instruments (Cont.) 
Classifications are determined by both:  

• 
• 

the entity’s business model for managing the financial asset   
the contractual cash flow characteristics of the financial assets  

All income  and expenses  relating  to  financial  assets  that  are  recognised in  profit or loss are  presented 
within finance costs, finance income or other financial items, except for impairment of trade receivables 
which is presented within other expenses.  

Financial assets at amortised cost  
Financial assets are measured at amortised cost if the assets meet the following conditions (and are not 
designated as FVPL):   

• 

• 

they are held within a business model whose objective is to hold the financial assets and collect 
its contractual cash flows  
the contractual terms of the financial assets give rise to cash flows that are solely payments of 
principal and interest on the principal amount outstanding   

After  initial  recognition,  these  are  measured  at  amortised  cost  using  the  effective  interest  method. 
Discounting  is  omitted  where  the  effect  of  discounting  is  immaterial.  The  Company’s  cash  and  cash 
equivalents, trade and most other receivables fall into this category of financial. 

Financial assets at fair value through profit or loss (FVPL) 
Financial assets that are held within a business model other than ‘hold to collect’ or ‘hold to collect and sell’ 
are  categorised  at  fair  value  through  profit  and  loss.  Further,  irrespective  of  business  model,  financial 
assets whose contractual cash flows are not solely payments of principal and interest are accounted for at 
FVPL. All derivative financial instruments fall into this category, except for those designated and effective 
as hedging instruments, for which the hedge accounting requirements apply.   

Debt instruments at fair value through other comprehensive income (Debt FVOCI)  
Financial  assets  with  contractual  cash  flows  representing  solely  payments  of  principal  and  interest and 
held within a business model of collecting the contractual cash flows and selling the assets are accounted 
for at FVOCI. Any gains or losses recognised in OCI will be recycled upon derecognition of the asset.  

Equity instruments at fair value through other comprehensive income (Equity FVOCI)  
Investments in equity instruments that are not held for trading are eligible for an irrevocable election at 
inception  to  be  measured  at  FVOCI.  Under  this  category,  subsequent  movements  in  fair  value  are 
recognised in other comprehensive income and are never reclassified to profit or loss. Dividend income is 
taken to profit or loss unless the dividend clearly represents return of capital.  

Impairment of Financial assets  
The  Group  recognises  a  loss allowance for  expected  credit  losses on  financial  assets  which are  either 
measured at amortised cost or fair value through other comprehensive income. The measurement of the 
loss allowance depends upon the Group's assessment at the end of each reporting period as to whether 
the  financial  instrument's  credit  risk  has  increased  significantly  since  initial  recognition,  based  on 
reasonable and supportable information that is available, without undue cost or effort to obtain. 

Where there has not been a significant increase in exposure to credit risk since initial recognition, a 12-
month  expected  credit  loss  allowance  is  estimated.  This  represents  a  portion  of  the  asset's  lifetime 
expected  credit  losses that  is attributable  to  a default event  that is  possible  within  the  next  12  months. 
Where a financial asset has become credit impaired or where it is determined that credit risk has increased 
significantly,  the  loss  allowance  is based  on  the  asset's  lifetime  expected  credit losses. The  amount of 
expected  credit  loss  recognised  is  measured  on  the  basis  of  the  probability  weighted  present  value  of 
anticipated cash shortfalls over the life of the instrument discounted at the original effective interest rate. 

29 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

g. 

Financial Instruments (Cont.) 
For  financial  assets  mandatorily  measured  at  fair  value  through  other  comprehensive  income,  the  loss 
allowance is recognised in other comprehensive income with a corresponding expense through profit or 
loss. In all other cases, the loss allowance reduces the asset's carrying value with a corresponding expense 
through profit or loss. 

Trade and other receivables and contract assets  
The Group makes use of a simplified approach in accounting for trade and other receivables as well as 
contract assets and records the loss allowance at the amount equal to the expected lifetime credit losses. 
In using this practical expedient, the Group uses its historical experience, external indicators and forward-
looking information to calculate the expected credit losses using a provision matrix.   

The  Group  assess  impairment  of  trade  receivables  on  a  collective  basis  as  they  possess  credit  risk 
characteristics based on the days past due.  

All financial assets, except for those at fair value through profit or loss (FVPL) and equity investments at 
fair value through other comprehensive income (equity FVOCI), are subject to review for impairment at 
least at each reporting date to identify whether there is any objective evidence that a financial asset or a 
group of financial assets is impaired.  

Financial assets at fair value through other comprehensive income   
The Group recognises 12 months expected credit losses for financial assets at FVOCI. As most of these 
instruments have a high credit rating, the likelihood of default is deemed small. However, at each reporting 
date  the  Company  assesses  whether  there  has  been  a  significant  increase  in  the  credit  risk  of  the 
instrument.  

In assessing these risks, the Group relies on readily available information such as the credit ratings issued 
by  the  major  credit  rating  agencies  for  the  respective  asset.  The  Group  only  holds  simple  financial 
instruments for which specific credit ratings are usually available. In the unlikely event that there is no or 
only little information on factors influencing the ratings of the asset available, the Group would aggregate 
similar instruments into a portfolio to assess on this basis whether there has been a significant increase in 
credit risk.  

In  addition,  the  Group  considers  other  indicators  such  as  adverse  changes  in  business,  economic  or 
financial conditions that could affect the borrower’s ability to meet its debt obligation or unexpected changes 
in the borrowers operating results.  

Should  any  of  these  indicators  imply  a  significant  increase  in  the  instrument’s  credit  risk,  the  Group 
recognises for this instrument or class of instruments the lifetime expected credit losses.  

Classification and measurement of financial liabilities  
As the accounting for financial liabilities remains largely unchanged from AASB 139, the Group’s financial 
liabilities were not impacted by the adoption of AASB 9. However, for completeness, the accounting policy 
is  disclosed  below.  The  Group’s  financial  liabilities  include  borrowings,  trade  and  other  payables  and 
derivative financial instruments. 

Financial liabilities are initially measured at fair value, and, where applicable, adjusted for transaction costs 
unless the Group designated a financial liability at fair value through profit or loss.  Subsequently, financial 
liabilities are measured at amortised cost using the effective interest method except for derivatives and 
financial liabilities designated at FVPL, which are carried subsequently at fair value with gains or losses 
recognised in profit or loss (other than derivative financial instruments that are designated and effective as 
hedging instruments). 

30 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

h. 

i. 

j. 

k. 

Employee Benefits 
Provision  is  made  for  the  Group’s  liability  for  employee  benefits  arising  from  services  rendered  by 
employees to balance date. Employee benefits that are expected to be settled within one year have been 
measured at the amounts expected to be paid when the liability is settled. Employee benefits payable later 
than one year have been measured at the present value of the estimated future cash flows to be made for 
those benefits. Those cash flows are discounted using market yields on national government bonds with 
terms to maturity that match the expected timing of the cash flows. 

Leases 
AASB 16 was issued in February 2016 for adoption from January 2019. The Group had decided to early 
adopt the standard from 1 July 2018. It has resulted in almost all the Group’s leases being recognised on 
the statement of financial position as right-of-use assets, as the distinction between operating and finance 
leases is removed. Under the standard, an asset (the right to use the leased item) and a financial liability 
to pay rentals are recognised. The only exceptions are short-term and low-value leases. 

Where a lease is identified at inception, the Group recognises a right-of-use asset and a lease liability at 
the lease commencement date. The right-of-use asset is initially measured at cost, which comprises the 
ignition amount of the lease liability adjusted for any lease payments made at or before the commencement 
date, plus any initial direct costs incurred and an estimate of costs to dismantle and remove the underlying 
asset  or  to  restore  the  underlying  asset  or  the  site  on  which  it  is  location,  less  any  leased  incentives 
received.  

The  Group assesses  whether  a contract  is or contains a lease,  at  inception  of  the contract. The  Group 
recognises a right-of-use asset and a corresponding lease liability with respect to all lease arrangements 
in which it is the lessee, except for short-term leases (defined at leases with a lease term of 12 months or 
less) and leases of low value assets. For these leases, the Group recognises the lease payments as an 
operating expense son a straight-line basis over the term of the lease unless another systematic basis is 
more representative of the time pattern in which economic benefits from the leased assets are consumed. 

The Group used the following practical expedients when applying AASB 16 to leases previously classified 
as operating leases under AASB117.  

•  Applied the exemption not to recognise right-of-use assets and liabilities for leases with less than 

12 months of lease term. 

•  Excluded initial direct costs from measuring the right-of-use asset at the date of initial acquisition.  
•  Used  hindsight  when  determining  the  lease  term  if  the  contract  contains  options  to  extend  or 

terminate the lease.  

Contract liabilities 
Contract  liabilities  represent  the  Group's  obligation  to transfer  goods  or  services  to  a  customer and  are 
recognised when a customer pays consideration, or when the Group recognises a receivable to reflect its 
unconditional right to consideration (whichever is earlier) before the Group has transferred the goods or 
services to the customer. 

Borrowings 
Loans  and  borrowings  are  initially  recognised  at  the  fair  value  of  the  consideration  received,  net  of 
transaction costs. They are subsequently measured at amortised cost using the effective interest method. 

31 

 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

l. 

Equity-Settled Compensation 
There has been no equity based compensation with the exception of that described in Note 25. The capital 
subscribed to as per this note was acquired at fair value at the time of purchase. 

Options issues have their fair value determined with reference to an approved valuation methodology, such 
as  the  Black-Scholes  valuation  method.  On  issue,  the  fair  value  of  an  option  is  taken  to  the  Income 
Statement as equity settled compensation, with a corresponding credit to the options reserve. This is then 
disclosed as other comprehensive income in the Statement of Comprehensive Income to show other net 
profit position of the Group from a third party perspective. 

Shares have their value determined using the direct method of share price at date of issue multiplied by 
the number of shares issued. 

Cash and Cash Equivalents 
Cash and cash equivalents include cash on hand, deposits held at call with banks and other short-term 
highly liquid investments with original maturities of three months or less. 

Trade and Other Receivables 
Trade receivables are recognised when the control of ownership of the underlying sales transactions have 
passed to the customer in the ordinary course of business. Trade receivables are recognised initially at the 
amount of consideration that is unconditional unless they contain significant financing components, when 
they are recognised at fair value. The group holds the trade receivables with the objective to collect the 
contractual cash flows and therefore measures them subsequently at amortised cost using the effective 
interest method. 

The Group has adopted AASB 9 from 1 July 2018. The Group’s trade and other receivables at year end 
and  now  assessed  under  the  new  impairment  requirements  which  use  an  'expected  credit  loss'  ('ECL') 
model to recognise an allowance. Impairment is measured using a 12 month ECL method unless the credit 
risk on a financial asset has increased significantly since initial recognition in which case the lifetime ECL 
method is adopted. 

Inventories 
Inventories  are  stated  at  the  lower  of  cost  and  net  realisable  value.  Cost  includes  all  expenses  directly 
attributable  to  the  manufacturing  process  as  well  as  suitable  portions  of  related  production  overheads, 
based  on  normal  operating  capacity.  Costs  are  assigned  using  the  first  in,  first  out  cost  formula.  Net 
realisable value is the estimated selling price in the ordinary course of business less any applicable selling 
expenses. 

Trade and Other Payables 
Liabilities for creditors and other amounts are carried at amortised cost, which is the present value of the 
consideration to be paid in the future for goods and services received, whether or not billed to the Group. 
The carrying period is dictated by market conditions but is generally less than 30 days. 

Provisions 
The Group’s provisions consist of short-term and long-term employee benefits. 

Short-term employee benefits 
Short-term employee benefits are benefits, other than termination benefits, that are expected to be settled 
wholly  within  12  months  after  the  end  of  the  period  in  which  the  employees  render  the  related  service. 
Examples of such benefits include wages and salaries, non-monetary benefits and accumulating sick leave. 
Short-term employee benefits are measured at the undiscounted amounts expected to be paid when the 
liabilities are settled.  

m. 

n. 

o. 

p. 

q. 

32 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

q. 

r. 

s. 

t. 

Provisions (Cont.) 
Other long-term employee benefits  
The Group’s liabilities for annual leave and long service leave are included in other long term benefits as 
they  are  not  expected  to  be  settled  wholly  within  12  months  after  the  end  of  the  period  in  which  the 
employees  render  the  related  service.  They  are  measured  at  the  present  value  of  the  expected  future 
payments to be made to employees. The expected future payments incorporate anticipated future wage 
and salary levels, experience of employee departures and periods of service, and are discounted at rates 
determined by reference to market yields at the end of the reporting period on high quality corporate bonds 
that  have  maturity  dates  that  approximate  the  timing  of  the  estimated  future  cash  outflows.  Any  re-
measurements arising from experience adjustments and changes in assumptions are recognised in profit 
or loss in the periods in which the changes occur. The Group presents employee benefit obligations as 
current liabilities in the statement of financial position if the Group does not have an unconditional right to 
defer settlement for at least 12 months after the reporting period, irrespective of when the actual settlement 
is expected to take place. 

Income Tax 
The income tax expense or benefit for the period is the tax payable on that period's taxable income based 
on the applicable income tax rate for each jurisdiction, adjusted by the changes in deferred tax assets and 
liabilities attributable to temporary differences, unused tax losses and the adjustment recognised for prior 
periods, where applicable. 

CardieX Limited and its wholly owned Australian controlled entities have implemented the tax consolidation 
legislation as of July 1, 2005. 

The head entity, CardieX Limited, and the controlled entities in the tax consolidated group account for their 
own  current  and  deferred  tax  amounts.  These  amounts  are  measured  as  if  each  entity  in  the  tax 
consolidated group continues to be a standalone taxpayer in its own right. 

Finance Costs 
Finance costs directly attributable to the acquisition, construction or production of assets that necessarily 
take a substantial period of time to prepare for their intended use or sale, are added to the cost of those 
assets, until such time as the assets are substantially ready for their intended use or sale. 

All other finance costs are recognised in the period in which they are incurred. 

Right of Use Asset   
The right-of-use asset is initially measured at cost, which comprised the initial amount of the lease liability 
adjusted for any lease payments made at or before the commencement date, plus any initial direct costs 
incurred and an estimate of costs to dismantle and remove the underlying asset or to restore the underlying 
or the site on which it is located, less any lease incentives received.  

The Group assesses whether a contract is or contains a lease, at inception of the contract. The Group 
recognises a right-of-use asset and a corresponding lease liability with respect to all lease arrangements 
in which it is the lessee, except for short-term leases (defined as leases with a lease term of 12 months or 
less) and leases of low value assets. For these leases, the Group recognises the lease payments as an 
operating expenses on a straight line basis over the term of the lease unless another systematic basis is 
more representative of the time pattern in which economic benefits from the leased assets are consumed. 

The right-of-use asset is subsequently depreciated using the straight-line method from the commencement 
date to the earlier of the end of the useful life of the right-of-use asset or the end of the lease term. The 
estimated useful lives of right-of-use assets are determined on the same basis as those of property and 
equipment.  In  addition,  the  right-of-use  asset  is  periodically  reduced  by  impairment  losses,  if  any,  and 
adjusted for certain remeasurements of the lease liability.  

33 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

u. 

Lease Liabilities 
The lease liability is initially measured at the present value of fixed lease payments that are not yet paid at 
the commencement date, discounted using the interest rate implicit in the lease or, if that rate cannot be 
readily determined, the Group’s incremental borrowing rate.  

Variable lease payments are only included in measuring the lease liability if they depend on a rate. In such 
cases, the initial measurement of the lease liability assumed the variable element will remain unchanged 
throughout the lease term. 

Subsequently, the lease liability is measured at amortised cost using the effective interest method. It is 
remeasured when there is a change in further lease payments arising from a change in the market rate.  

Refer to Note 21 for further details.  

v. 

Goods and Services Tax (GST) 
Revenue, expenses and assets are recognised net of the amount of GST, except where the amount of 
GST  incurred  is  not  recoverable  from  the  Australian  Tax  Office.  In  these  circumstances  the  GST  is 
recognised as part of the cost of acquisition of the asset or as part of an item of the expense. Receivables 
and payables in the Statement of Financial Position are shown inclusive of GST.  

Cash flows are presented in the Statement of Cash Flows on a gross basis, except for the GST components 
of investing and financing activities, which are disclosed as operating cash flows. There is provision made 
in the Statement of Cash Flows to disclose the applicable GST refunds/payments that have been remitted 
to the ATO to accurately show the cash position of CardieX Limited. 

w. 

Foreign Currency Translation 
Functional currency 
Items included in the financial statements of the Group’s operations are measured using the currency of 
the primary economic environment in which it operates (‘the functional currency’).   

The functional currency of the Company and controlled entities registered in Australia is Australian dollars 
(AU$). 

The functional currency of the AtCor Medical Inc is United States dollars (US$). 

Foreign currency transactions are translated into the functional currency using the exchange rates ruling 
at  the  date  of  the  transaction.  Monetary  assets  and  liabilities  denominated  in  foreign  currencies  are 
retranslated at the rate of exchange ruling at the end of the reporting period. Foreign exchange gains and 
losses  resulting  from  settling  foreign  currency  transactions,  as  well  as  from  restating  foreign  currency 
denominated monetary assets and liabilities, are recognised in profit or loss, except when they are deferred 
in  other  comprehensive  income  as  qualifying  cash  flow  hedges  or  where  they  relate  to  differences  on 
foreign currency borrowings that provide a hedge against a net investment in a foreign entity. 

Non-monetary items measured at fair value in a foreign currency are translated using the exchange rates 
at the date when fair value was determined. 

Presentation currency 
The financial statements are presented in Australian dollars, which is the Group’s presentation currency. 

Functional currency balances are translated into the presentation currency using the exchange rates at the 
balance sheet date. Value differences arising from movements in the exchange rate is recognised in the 
statement of comprehensive income. 

34 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

x. 

Issued Capital 
Ordinary shares are classified as equity. Incremental costs directly attributable to the issue of new shares 
or options are shown in equity as a deduction, net of tax, from the proceeds. 

y. 

Foreign Currency Translation Reserve 

Foreign  currency  translation  reserve  comprises  foreign  currency  translation  differences  arising  on  the 
translation of financial statements of the Group’s foreign entities into $AUD. 

z. 

Earnings Per Share 
Basic earnings per share is calculated by dividing the profit or loss attributable to the owners of the Group 
excluding any costs of servicing equity other than ordinary shares, by the weighted average number of 
ordinary shares outstanding during the financial year.  

Diluted earnings per share adjusts the figures used in the determination of basic earnings per share to take 
into account the after income tax effect of interest and other financial costs associated with dilutive potential 
ordinary  shares  and  the  weighted  average  number  of  shares  assumed  to  have  been  issued  for  no 
consideration in relation to the dilutive potential ordinary shares.  

aa. 

ab. 

Comparative Figures 
Comparative  figures  have  been  derived  from  the  financial  statements  for  CardieX  Limited  for  the  year 
ended 30 June 2021, and changes in presentation are made where necessary to comply with accounting 
standards. 

Critical Accounting Judgements. Estimates and Assumptions 
The  preparation  of  the  financial  statements  requires  management  to  make  judgements,  estimates  and 
assumptions  that  affect  the  reported  amounts  in  the  financial  statements.  Management  continually 
evaluates its judgements and estimates in relation to assets, liabilities, contingent liabilities, revenue and 
expenses. Management bases its judgements, estimates and assumptions on historical experience and 
on other various factors, including expectations of future events, management believes to be reasonable 
under the circumstances. The resulting accounting judgements and estimates will seldom equal the related 
actual results. The judgements, estimates and assumptions that have a significant risk of causing a material 
adjustment to the carrying amounts of assets and liabilities (refer to the respective notes) within the next 
financial year are discussed below. 

Share-based payment transactions 
The Group measures the cost of equity-settled transactions with employees by reference to the fair value 
of the equity instruments at the date at which they are granted. The fair value is determined by using either 
the  Binomial  or  Black-Scholes  model  taking  into  account  the  terms  and  conditions  upon  which  the 
instruments  were  granted.  The  accounting  estimates  and  assumptions  relating  to  equity-settled  share-
based payments would have no impact on the carrying amounts of assets and liabilities within the next 
annual reporting period but may impact profit or loss and equity. 

ab. 

Critical Accounting Judgements. Estimates and Assumptions 

Revenue from contracts with customers involving sale of goods 
When recognising revenue in relation to the sale of goods to customers, the key performance obligation of 
the Group is considered to be the point of delivery of the goods to the customer, as this is deemed to be 
the time that the customer obtains control of the promised goods and therefore the benefits of unimpeded 
access. 

35 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

Critical Accounting Judgements. Estimates and Assumptions (Cont.) 
Allowance for expected credit losses 
The allowance for expected credit losses assessment requires a degree of estimation and judgement. It is 
based on the lifetime expected credit loss, grouped based on days overdue, and makes assumptions to 
allocate  an  overall  expected  credit  loss  rate  for  each  group.  These  assumptions  include  recent  sales 
experience, historical collection rates, the impact of the Coronavirus (COVID-19) pandemic and forward-
looking information that is available. 

Provision for impairment of inventories 
The provision for impairment of inventories assessment requires a degree of estimation and judgement. 
The level of the provision is assessed by taking into account the recent sales experience, the ageing of 
inventories and other factors that affect inventory obsolescence. 

Estimation of useful lives of assets 
The Group determines the estimated useful lives and related depreciation and amortisation charges for its 
property, plant and equipment and finite life intangible assets. The useful lives could change significantly 
as a result of technical innovations or some other event. The depreciation and amortisation charge will 
increase where the useful lives are less than previously estimated lives, or technically obsolete or non-
strategic assets that have been abandoned or sold will be written off or written down. 

Employee benefits provision 
As discussed in Note 1, the liability for employee benefits expected to be settled more than 12 months from 
the reporting date are recognised and measured at the present value of the estimated future cash flows to 
be made in respect of all employees at the reporting date. In determining the present value of the liability, 
estimates of attrition rates and pay increases through promotion and inflation have been taken into account. 

Recovery of deferred tax assets 
Deferred  tax  assets  are  recognised  for  deductible  temporary  differences  where  management  considers 
that  it  is  probable  that  future  taxable  profits  will  be  available  to  utilise  those  temporary  differences. 
Significant judgement is required on the part of management and the Board to determine the amount of 
deferred tax assets that can be recognised, based upon the likely timing and the level of future taxable 
profits over the future years together with future tax planning strategies. Management and the Board have 
determined not to raise any deferred tax assets which are estimated at $11,158,840 during the full year 
ended 30 June 2021 so as to enable the Board to determine more reliably the probability of utilising these 
tax assets in the foreseeable future. 

Lease term 
The lease term is a significant component in the measurement of both the right-of-use asset and lease 
liability.  Judgement  is  exercised  in  determining  whether  there  is  reasonable  certainty  that  an  option  to 
extend the lease or purchase the underlying asset will be exercised, or an option to terminate the lease will 
not be exercised, when ascertaining the periods to be included in the lease term. In determining the lease 
term, all facts and circumstances that create an economical incentive to exercise an extension option, or 
not to exercise a termination option, are considered at the lease commencement date. Factors considered 
may include the importance of the asset to the Group’s operations; comparison of terms and conditions to 
prevailing  market  rates; 
leasehold 
improvements;  and  the  costs  and  disruption  to  replace  the  asset.  The  Group  reassesses  whether  it  is 
reasonably  certain  to  exercise  an  extension  option,  or  not  exercise  a  termination  option,  if  there  is  a 
significant event or significant change in circumstances.  

incurrence  of  significant  penalties;  existence  of  significant 

36 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 1: SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONT.) 

ab. 

Critical Accounting Judgements. Estimates and Assumptions (Cont.) 
Incremental borrowing rate 
Where the interest rate implicit in a lease cannot be readily determined, an incremental borrowing rate is 
estimated to discount future lease payments to measure the present value of the lease liability at the lease 
commencement date. Such a rate is based on what the Group estimates it would have to pay a third party 
to borrow the funds necessary to obtain an asset of a similar value to the right-of-use asset, with similar 
terms, security and economic environment.  

Impairment – general 
The Group assesses impairment at the end of each reporting period by evaluating conditions and events 
specific to the Group that may be indicative of impairment triggers. Recoverable amounts of relevant assets 
are reassessed using value

use calculations which incorporate various key assumptions. 

in

‐

‐

Platform and product development costs 
Platform and development costs have been expensed in the year in which incurred. These amounts have 
not  been  capitalised  on  the  basis  that  the  directors  consider  that  the  expenditures  do  not  meet  the 
recognition criteria of development costs as defined by AASB 138 Intangible Assets. 

Functional Currency 
The Group has operations in both the US and Australia, however the functional currency is deemed to be 
Australian dollars as the Group is listed on the Australian stock exchange and the main operations are 
located in Australia. 

Functional currency of AtCor Medical Inc.  
In determining that United States dollar (US$) is the functional currency of AtCor Medical Inc., management 
have applied judgement to assess the currency that most faithfully represents the economic effects of the 
underlying transactions,  events  and conditions  in  AMI. Management  have considered  the  currency that 
mainly influences sales prices for goods and services and labour, material and other costs of providing 
goods or services. 

Fair value measurement hierarchy  
The consolidated entity is required to classify all assets and liabilities, measured at fair value, using a three 
level hierarchy, based on the lowest level of input that is significant to the entire fair value measurement, 
being: Level 1: Quoted prices (unadjusted) in active markets for identical assets or liabilities that the entity 
can access at the measurement date; Level 2: Inputs other than quoted prices included within Level 1 that 
are observable for the asset or liability, either directly or indirectly; and Level 3: Unobservable inputs for 
the asset or liability. Considerable judgement is required to determine what is significant to fair value and 
therefore which category the asset or liability is placed in can be subjective.  

The fair value of assets and liabilities classified as level 3 is determined by the use of valuation models. 
These include discounted cash flow analysis or the use of observable inputs that require significant 
adjustments based on unobservable inputs. 

ac. 

New Accounting Standards and Interpretations Adopted 

The Group has adopted all other new or amended Accounting Standards and Interpretations issued by the 
Australian Accounting Standards Board ('AASB') that are mandatory for the current reporting period. 

As  at  30  June  2021,  the  group  has  adopted  all  new  and  revised  mandatory  accounting  standards 
applicable. Any new or amended Accounting Standards or Interpretations that are not yet mandatory have 
not been early adopted. 

37 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 2: REVENUE  

Sales revenue 

Sale of goods 

Lease income 

Service income 

Freight income 

Royalty income 

Other revenue 

Interest revenue 

Total revenue 

2021 

$ 

2,104,182 

2,165,120 

595,562 

81,674  

                  54,596  

2020 

$ 

1,895,584 

1,495,974 

632,099 

132,231 

136,664 

5,001,134 

4,292,552 

256,490 

5,257,624 

324,112 

4,616,664 

CardieX leases multiple medical devices to customers as part of pharmaceutical trials. The amounts are paid over 
an accelerated term per the signed contract, and then revenue is recognised on a straight line basis based on the 
amount of equipment delivered. The equipment is leased to the customer for approximately 2 years which is not 
considered to be a major part of the economic life of the asset. The equipment is returned to CardieX at the end 
of the lease and the equipment can continue to be used without any major modification.  

LESSOR COMMITMENTS 

Minimum lease commitments receivable but not recognised in 
the financial statements: 

Within one year 

One to five years 

More than five years 

NOTE 3: OTHER INCOME 

Consolidated 
2021  
$  

2020 

$ 

603,316 

3,166 

- 

399,477  

86,783 

- 

606,482  

486,260  

R&D tax concession from the Australian Tax Office 

536,008 

433,886 

Covid-19 Stimulus benefits from the Australian Tax 
Office 

Loan forgiveness1  

Foreign exchange gains 

Other 

63,000 

233,479 

- 

7,160 

839,647 

154,000 

- 

33,876 

51,964 

673,726 

1.  CardieX’s wholly owned US subsidiary, AtCor Medical Inc received a loan from the US Government in April 
2020 as part of its Paycheck Protection Program, which was subsequently forgiven in full in April 2021. 

38 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 4: EXPENSES 

Loss before income tax includes the following specific 
expenses: 

Depreciation on plant and equipment 

Depreciation on right of use assets 

Share based payments 

2021 

$ 

2020 

$ 

                73,805  

                    92,580  

                108,624  

                  112,662  

             1,406,836  

                  612,983  

Rental expense relating to short term leases 

                    62,820  

                  127,845  

NOTE 5: INCOME TAX EXPENSE 

Loss from continuing operations before income tax 
expense 

Prima facie tax benefit on loss from ordinary activities 
before income tax at 26% (2020: 27.5%):  

Add tax effect of: 

—  Other non-allowable items 

Subtotal 

Less tax effect of: 

— 

— 

Items not assessable for taxation 

Items deductible for taxation but not accounting 

Differences in overseas tax rates 

Benefit of tax losses and temporary differences not 
recognised 

Income tax expense 

(5,545,597) 

(3,320,427)  

(1,441,855) 

(913,117)  

747,652 

(694,203) 

(295,248) 

(116,116) 

(4,492) 

1,110,059 

- 

 529,983  

(383,134) 

(144,413)  

(211,546) 

 135,860  

603,233  

- 

The Group has carried forward tax losses, calculated according to Australian income tax legislation of $38,636,618 
(2020: $36,969,985), which will be deductible from future assessable income provided that income is derived, 
and: 

a)  The Company and its controlled entities carry on a business of, or a business that includes software 

development in Australia; and 

b)  No change in tax legislation adversely affects the Group and its controlled entities in realising the benefit 

from the deduction for the losses. 

The benefit of these losses will only be recognised where it is probable that future taxable profit will be available 
against which the benefits of the deferred tax asset can be utilised. Deferred tax assets are estimated but not 
recognised at $10,045,521 at 30 June 2021 (2020: $10,166,746). 

CardieX  Limited and  its  wholly-owned  Australian controlled  entities  are  consolidated  for  income tax  purposes.  
The accounting policy in relation to this legislation is set out in note 1(r). 

As at the date of this report the entities in the tax consolidation group had not entered into a tax sharing agreement. 
No compensation has been received or paid for any current tax payable or deferred tax assets relating to tax 
losses assumed by the parent entity since implementation of the tax consolidation regime. 

39 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 6: AUDITOR REMUNERATION 

Remuneration of the auditor of the Group for: 

Audit services for the financial year – BDO 

NOTE 7: LOSS PER SHARE 

a.  Reconciliation of loss: 

Loss after tax 

2021 

$ 

2020 

$ 

99,000 

86,500 

(5,545,597) 

(3,320,427)  

b.  Weighted average number of ordinary shares 

outstanding during the year used in calculating loss 
per share  

872,789,426 

 726,773,815  

c.  Basic loss per share 

d.  Diluted loss per share  

NOTE 8: LOSS ON FORGIVENESS OF DEBT 

Loss of forgiveness of debt 

Total 

(0.64) 

(0.62) 

2021 

$ 

338,373 

338,373 

(0.46) 

(0.46) 

2020 

$ 

- 

- 

Loss relates to a forgiveness of interest recognised on the InHealth Convertible Note. Refer to Note 18 for more 
information. 

NOTE 9: CASH AND CASH EQUIVALENTS 

Cash at bank and on hand 

Total 

NOTE 10: TRADE AND OTHER RECEIVABLES 

Trade receivables 

Less: Provision for doubtful debts (a) 

2021 

$ 

    3,665,259  

    3,665,259  

2021 

$ 

604,011 

(48,507) 

       555,504 

2020 

$ 

2,061,642 

2,061,642 

2020 

$ 

887,687 

(68,164) 

819,523 

40 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 10: TRADE AND OTHER RECEIVABLES (CONT.) 

a) 
Trade receivables and other receivables are non-interest bearing and are generally on 30 to 60 day terms. 

Impaired trade receivables 

The  Group  has  adopted  AASB  9  from  1  July  2018.  The  Group’s  trade  and  other  receivables  at  year  end  are  
assessed under the impairment requirements which use an 'expected credit loss' ('ECL') model to recognise an 
allowance. Impairment is measured using a 12-month ECL method unless the credit risk on a financial asset has 
increased significantly since initial recognition in which case the lifetime ECL method is adopted. 

As at 30 June 2021 current trade receivables of the Group with a nominal value of $48,507 (2020: $68,164) were 
fully impaired. 

At 1 July 

Provision for impairment recognised during the year 

Reversed of provision upon receipt of payment  

Receivables written off during the year as uncollectible 

At 30 June 

2021 

$ 

68,164 

41,911 

- 

(61,568) 

48,507 

2020 

$ 

138,485 

67,815 

(31,570) 

(106,566) 

68,164 

Fair value, foreign exchange and credit risk 

(b) 
Due  to  the  short-term  nature  of  these  receivables,  their  carrying  amount  is  assumed  to  approximate  their  fair 
value.  The  maximum  exposure  to  credit  risk  at  the  reporting  date  is  the  carrying  amount  of  each  class  of 
receivables mentioned above.  Refer to Note 29 for more information on the risk management policy of the Group, 
the credit quality and foreign currency risk of the Group’s trade receivables. 

Interest rate risk 

(c) 
Detail regarding interest rate risk exposure is disclosed in Note 29. 

NOTE 11: INVENTORY 

Raw materials and stores - at cost 

Finished goods at cost 

Provision for inventory impairment 

2021   

$   

           283,938    

           160,288  

- 

       444,226 

2020 

$ 

267,558 

68,087 

(75,966) 

259,679 

There were no charges to write-off obsolete inventories in the year ended 30 June 2021 (2020: nil). 

41 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 12: OTHER ASSETS 

CURRENT 

Prepayments 

Contract assets 

R&D tax incentive receivable 

Deposits 

Other 

NON CURRENT 

Deposits 

NOTE 13: CONTROLLED ENTITIES 

Controlled Entities Consolidated 

2021 

$ 

           445,627  

             83,935  

           542,923  

             25,195  

               2,624  

    1,100,304 

2020 

$ 

75,614 

185,711 

466,694 

38,358 

57,583 

823,960 

        32,150 

60,252 

PARENT ENTITY: 

CardieX Limited 

SUBSIDIARIES OF CARDIEX LIMITED 

AtCor Medical Pty Limited 

AtCor Medical Inc 

CardieX (Shanghai) Medical Technology Co., Ltd. 

Conneqt Inc (Incorporated on 27 April 2021) 

* Percentage of voting power is in proportion to ownership 

Country of 
Incorporation 

Percentage 

Owned (%)* 

2021 

2020 

Australia 

Australia 

USA 

China 

USA 

100 

100 

100 

100 

100 

100 

100 

- 

42 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 14: PLANT AND EQUIPMENT 

Manufacturing 
plant and 
equipment 

Furniture, 
fixtures and 
equipment 

Devices 
leased to 
customers 

Property 
under lease 
(right-of use 
asset) 

$ 

$ 

$ 

$ 

Total 

$ 

Year ended 30 June 2020 

Opening net book amount 

42,396 

109,213 

91,356 

370,386 

613,351 

Additions 

Exchange differences 

Depreciation charge 

- 

- 

44,553 

124,142 

- 

168,695 

1,030 

(1,612) 

4,324 

3,742 

(25,445) 

(52,438) 

(30,478) 

(111,791) 

(220,152) 

Closing net book amount 

16,951 

102,358 

183,408 

262,919 

565,636 

At 30 June 2020 

Cost 

508,680 

849,061 

228,199 

432,890 

2,018,830 

Accumulated depreciation 

(491,729) 

(746,703) 

(44,791) 

(169,971)  (1,453,194) 

Net book amount 

16,951 

102,358 

183,408 

262,919 

565,636 

Manufacturing 
plant and 
equipment 

Furniture, 
fixtures and 
equipment 

Devices 
leased to 
customers 

Property 
under lease 
(right-of use 
asset) 

$ 

$ 

$ 

$ 

Total 

$ 

16,951 

102,358 

183,408 

262,919 

565,636 

- 

- 

20,621 

(4,915) 

50,563 

(9,720) 

- 

71,184 

(14,201) 

(28,836) 

(13,979) 

(46,506) 

(86,826) 

(108,382) 

(255,693) 

Year ended 30 June 2021 

Opening net book amount 

Additions 

Exchange differences 

Depreciation charge 

Disposal Adjustments to Cost 

(163,813) 

(634,405) 

(37,897) 

Disposal Adjustments to 
Depreciation 

Closing net book amount 

At 30 June 2021 

Cost 

- 

- 

(836,115) 

835,892 

163,787 

634,208 

37,897 

2,946 

71,361 

137,425 

140,336 

352,068 

344,867 

230,362 

231,145 

418,689  1,225,063 

Accumulated depreciation 

(341,921) 

(159,001) 

(93,720) 

(278,353) 

(872,995) 

Net book amount 

2,946 

71,361 

137,425 

140,336 

352,068 

43 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 15: TRADE AND OTHER PAYABLES 

Trade creditors 

Other payables 

NOTE 16: UNEARNED REVENUE 

Unearned Revenue 

2021 

$ 

776,976 

297,823 

2020 

$ 

           537,404  

           174,126  

    1,074,799 

711,530 

2021 

$ 

430,181 

430,181 

2020 

$ 

1,524,861 

1,524,861 

The above unearned revenue relates to contracts where payments have been received, but revenue has not yet 
been recognised.  

NOTE 17: PROVISIONS 

CURRENT 

Employee provisions 

NON-CURRENT 

Employee provisions 

NOTE 18: FINANCIAL ASSETS 

CURRENT 

inHealth convertible note 

NON-CURRENT 

Blumio convertible note 

inHealth investment 

inHealth convertible note 

TOTAL FINANCIAL ASSETS 

       404,793 

322,547 

             218 

405,011  

- 

322,547 

3,530,963 

3,530,963 

908,155 

343,974 

- 

    1,252,129 

4,783,092  

728,544 

728,544 

942,373 

343,974 

4,013,501 

5,299,848 

6,028,392 

44 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 18: FINANCIAL ASSETS (CONT.) 

Blumio Inc 
• 

In March 2018, the Company entered into a convertible note purchase agreement for the acquisition of a 
Convertible Note (the “Blumio Note”) issued by Blumio Inc, payable in two instalments. The full principal 
balance of US$600,000 payable under the Blumio Note agreement was met on 14 March 2019; 

•  Both the debt and derivative components of the Blumio Note are measured as a single instrument at fair 
value through profit and loss (FVTPL). It is measured at FVTPL as there is an embedded conversion 
feature. The term of the Blumio Convertible Note continues until a fundraising event of more than 
$8,000,000 occurs at which point the investment will convert into shares in the Blumio at a 20% discount 
to the price of the fundraising; 

•  As at 30 June 2021, the total convertible note asset was $908,155 made up of $798,085 of payments 

and $110,070 in interest. 

inHealth Medical Services 

•  On 31 January 2019, the Company exercised in full its option under the agreement to purchase 

US$3,000,000 of inHealth Medical Services “Tranche 2” (T2) Convertible Note (the “inHealth Note”) 
securities; 

•  Both the debt and derivative components of the inHealth Note are measured as a single instrument at 

FVTPL; 

•  By 31 December 2019, the Company had paid the full US$3,000,000 to inHealth under the Agreement 

for the T2 Notes; 

• 

• 

In July 2020, the Company and inHealth had signed an agreement to restructure the partnership. Key 
changes were reducing the outstanding convertible note to US$2,500,000 by repayment of US$500,000, 
extending the maturity date to 1 July 2021, and exchanging the option to move to 50.5% for the 
issuance of 1% of the fully diluted equity of inHealth.  

In July 2021 it was agreed to further extend the maturity date of the convertible note to 31 December 
2021, and further agreed between the parties to forgive accrued interest up until 30 June 2020 totalling 
$338,373 in return for a further 1% of fully diluted equity of inHealth to CardieX. 

•  As at 30 June 2021, the total convertible note asset was $3,530,963 made up of the initial $3,325,352 in 

principal and $205,611 in interest. 

•  As at 30 June 2021, the Company holds 7.7% equity (plus the above 1% fully diluted equity) in inHealth 

Medical Services, Inc, and a further 1% equity was issued to CardieX in July 2021.  

• 

inHealth Medical has continued to deliver significant growth, with the 2021 calendar year to date 
revenue up 240% on the prior year. 

•  Since July 2021, inHealth has raised US$500,000 in ordinary share capital as part of a bridge round of 

financing, based on a $9,000,000 valuation. 

NOTE 19: FAIR VALUE MEASUREMENT 

Fair value measurement hierarchy  
The  following  tables  detail  the  Group’s  assets  and  liabilities,  measured  or  disclosed  at  fair  using  a  three-level 
hierarchy, based on the lowest level of input that is significant to the entire fair value measurement, being:  

• 

• 

• 

Level 1: Quoted prices (unadjusted) in active markets for identical assets or liabilities that the entity can 
access at the measurement date;  
Level 2: Inputs other than quoted prices included within Level 1 that are observable for the asset or 
liability, either directly or indirectly; and  
Level 3: Unobservable inputs for the asset or liability. Considerable judgement is required to determine 
what is significant to fair value and therefore which category the asset or liability is placed in can be 
subjective.  

45 

 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 19: FAIR VALUE MEASUREMENT (CONT.) 

2021 

Assets 

Convertible notes 

Shares at FVTPL 

Total Assets 

Liabilities 

Convertible notes 

Total Liabilities 

2020 

Assets 

Convertible notes 

Shares at FVTPL 

Total Assets 

Liabilities 

Convertible notes 

Total Liabilities 

Level 1 
$ 

Level 2 
$ 

Level 3 
$ 

Total 
$ 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

4,439,118 

4,439,118 

343,974 

343,974 

4,783,092 

4,783,092 

       275,209  

       275,209  

       275,209  

       275,209  

Level 1 
$ 

Level 2 
$ 

Level 3 
$ 

Total 
$ 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

5,684,418 

5,684,418 

343,974 

343,974 

6,028,392 

6,028,392 

249,447 

249,447 

249,447 

249,447 

There were no transfers between levels during the financial year. 

The carrying amounts of trade and other receivables are assumed to approximate their fair value due to their short-
term nature. 

The fair value of financial liabilities is estimated by discounting the remaining contractual maturities are the current 
market interest rate that is available for similar financial liabilities. 

The following valuation techniques are used for instruments categorised in Level 3:  

Convertible notes (Level 3) – The Group’s holding of convertible notes issued by Blumio and inHealth are classified 
as loans held at FVTPL. The Group periodically reviews the fair value of the convertible notes by reviewing the 
credit risk posed by the borrowers and the operations of the underlying business. 

Shares in inHealth (Level 3) – The fair value of this investment was determined based on an appropriate equity 
pricing model that takes into account the investee’s expected future performance and based on an appropriate 
growth factor for a similar listed entity and a risk adjusted discount rate. 

46 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 19: FAIR VALUE MEASUREMENT (CONT.) 

Balance at 30 June 2019 
Interest income 
Forex adjustment 
Balance at 30 June 2020 
Interest income 
Repayments 
Loan forgiveness 
Forex adjustment 
Balance at 30 June 2021 

NOTE 20: FINANCIAL LIABILITIES 

Convertible note liabilities 

Total financial liabilities 

Shares in 
inHealth 
$ 

inHealth 
convertible 
note 
$ 

Blumio 
convertible 
note 
$ 

343,974 
- 
- 
343,974 
- 
- 
- 
- 
343,974 

4,383,249 
270,314 
88,482 
4,742,045 
206,999 
(721,501) 
(338,373) 
(358,207) 
3,530,963 

870,743 
53,798 
17,832 
942,373 
48,763 
- 
- 
(82,981) 
908,155 

2021 

$ 

       275,209 

       275,209  

Total 
$ 

5,597,966 
324,112 
106,314 

6,028,392 
255,762 
(721,501) 
(338,373) 
(441,188) 
4,783,092 

2020 

$ 

249,447 

249,447 

In January 2019, C2 Ventures Pty Ltd applied to the Company for 2,500,000 convertible notes at $1 per note.  

On  6  March  2019,  1,638,503 notes  were  converted to  shares  and  a  further  640,303  notes  were converted  to 
shares on 21 November 2019. The current liability at 30 June 2021 relates to the remaining 221,194 notes to be 
converted in FY2022 at $1 per note, plus $54,015 in interest.  

The convertible notes issued by the Group have been split into the debt liability and a derivative component. The 
debt liability has been valued at amortised cost and the derivative component of convertible notes issued has 
been calculated as the residual value of the notes once the fair value of the debt has been deducted from the face 
value of the notes. 

Key terms of the convertible notes per the Convertible Note Deed (the “Deed”) are as follows: 

Term: 

36 months 

Drawdown date: 

23 January 2019 

Funds received: 

AU$2,500,000 

Interest payable: 

6% per annum, accrued daily, capitalised quarterly 

Conversion: 

Convertible to fully paid ordinary shares at a $0.03 per convertible note 

At 30 June 2021, the convertible note was split as follows: 

Host debt liability 

Derivative reserve 

$ 

214,721 

60,488 

       275,209  

47 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 21: LEASE LIABILITIES 

CURRENT 

Lease liabilities 

NON-CURRENT 

Lease liabilities 

TOTAL LEASE LIABILITIES 

(a) Maturity analysis 

2021 

$ 

2020 

$ 

70,616 

117,702 

108,292 

178,908  

192,557 

310,259 

Less than 6 
months 

6 months to 1 
year 

1 to 5 years 

5+ years 

Lease payments 

Finance charges 

$ 

 64,068  

 (9,316) 

$ 

 23,110  

 (7,246) 

$ 

 120,886  

 (12,594) 

Net present values 

 54,752  

 15,864  

 108,292  

$ 

 -    

 -    

 -    

NOTE 22: BORROWINGS 

CURRENT 

Paycheck Protection Program loan 

Term loan facility 

NON-CURRENT 

Term loan facility 

2021 

$ 

- 

       989,723 

       989,723 

- 

- 

Total 

$ 

 208,064  

 (29,156) 

 178,908  

2020 

$ 

251,770 

466,694 

718,464 

958,167 

958,167 

TOTAL BORROWINGS 

       989,723  

1,676,631 

Paycheck Protection Program 
In April 2020, the Group received a non-dilutive loan under the US Government’s Paycheck Protection Program 
(PPP). The PPP is a disaster relief program in the US providing loans to small businesses for the purposes of 
paying for payroll, rent and utilities. These small business loans have a loan forgiveness feature that may enable 
the foregoing of repayment on a portion of the loan amount. The terms of this loan are: 

• 
• 

1% annual interest rate; 
The loan may be forgivable if more than 60% of the funds are used to cover payroll costs over a period 
of 24 weeks, with the balance required to be used for rent and utilities. The forgivability of the loan will 
be proportionate to the level of staff retained by the employer; 

•  Any outstanding amounts are repayable by April 2022. 

The entire amount was forgiven in the financial year ended 30 June 2021. 

48 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 22: BORROWINGS (CONT.) 

Term Loan Facility 
On 20 March 2020, the Group secured a term loan facility of $1,500,000 with Mitchell Asset Management Pty Ltd 
as a prepayment of the forecast research and development (R&D) tax incentive claim for the years ended 30 
June 2020 and 30 June 2021. The terms of this loan are:  

1.25% fixed monthly interest rate; 

• 
•  On 20 November 2020 $459,779 was repaid using an R&D tax incentive claim; 
•  Any outstanding amounts are repayable by October 2021. 

NOTE 23: ISSUED CAPITAL 

(a) Ordinary shares 

2021 

2020 

No of Shares 

$  No of Shares 

$ 

At the beginning of reporting period 

753,209,290 

53,127,941 

695,502,228 

51,500,876 

Capital placement 

169,670,063 

6,385,478 

36,363,637 

1,000,000 

Shares issued on conversion of options 

Shares issued on conversion of convertible 
notes 

Shares issued in lieu of payments to 
employees 

Cost of raising capital 

- 

- 

21,343,425 

640,303 

3,158,802 

106,652 

- 

(333,405) 

- 

- 

- 

(13,238) 

Closing balance at reporting date 

926,038,155 

59,286,666 

753,209,290 

53,127,941 

Ordinary shares participate in dividends and the proceeds on winding up of the Company in proportion to the 
number of shares held. At the shareholders meetings each ordinary share is entitled to one vote when a poll is 
called, otherwise each shareholder has one vote on a show of hands. 

2021 

2020 

No of Rights 

$  No of Rights 

$ 

(b) Rights on Issue 

At the beginning of reporting period 

36,000,000 

695,272 

36,000,000 

230,975 

Issued under Performance Rights Plan 

160,500,000 

Rights converted during the year 

Rights vesting expense during the year 

- 

- 

- 

- 

898,020 

- 

- 

- 

Closing balance at reporting date 

196,500,000 

1,593,292 

36,000,000 

- 

- 

464,297 

695,272 

Details of performance rights relating to CEO Craig Cooper are as follows (more information in Note 25): 

Number of 
performance rights 
8,000,000 
8,000,000 
4,000,000 
4,000,000 
12,000,000 

Will vest if 30 day 
VWAP exceeds: 
$0.08 
$0.12 
$0.08 
$0.12 
$0.15 

Issue Date 

Expiry Date 

31/05/2018 
31/05/2018 
26/02/2019 
26/02/2019 
26/02/2019 

30/11/2021 
30/11/2021 
06/03/2022 
06/03/2022 
06/03/2022 

Details  of  performance  rights  relating  to  Directors  that  were  issued  with  shareholder  approval  under  the 
Company’s Performance Rights and Options Plan are as follows (more information in Note 25): 

49 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 23: ISSUED CAPITAL (CONT.) 

Number of 
performance rights 

11,000,000 
11,000,000 
24,500,000 
57,000,000 
57,000,000 

Will vest if share 
price trades at or 
above: 
$0.12 
$0.15 
$0.20 
$0.25 
$0.50 

Issue Date 

Expiry Date 

11/12/2020 
11/12/2020 
11/12/2020 
11/12/2020 
11/12/2020 

2021 

11/12/2023 
11/12/2023 
11/12/2023 
11/12/2023 
11/12/2023 

2020 

No of Options 

$  No of Options 

$ 

(c) Options on Issue 

At the beginning of reporting period 

167,423,535 

669,064 

161,307,625 

Options vesting expense 

- 

432,164 

- 

Options issue to employees 

34,500,000 

- 

1,000,000 

786,590 

147,388 

1,298 

Expired and lapsed employee options 

(5,035,000) 

(300,736) 

(3,975,000) 

(266,212) 

Free attaching options (1 for 5) as attaching 
to placement 

16,666,666 

- 

9,090,910 

- 

Closing balance at reporting date 

213,555,201 

800,492 

167,423,535 

669,064 

Fair value of options granted 

The weighted average assessed fair value at grant date of options granted during the year ended 30 June 2021 was 
4¢  cents  per  option  (2020: 0.7¢).  The  fair value at  grant date  is  determined using a  Black-Scholes option pricing 
model that takes into account the exercise price, the term of the option, the impact of dilution, the share price at grant 
date and expected price volatility of the underlying share, the expected dividend yield and the risk free interest rate 
for the term of the option. 

Free attaching options 
These options were provided to investors who participated in the July 2020 capital raising, where they were provided 
1 option for every 5 shares with an exercise price of $0.05. The options have no value as they were not provided for 
any consideration or services in return. 

The model inputs for options granted and accrued during the year ended 30 June 2021 included: 

Grant Date 
30 November 2017 
30 June 2018 
15 January 2019 
26 February 2019 
01 March 2020 
15 February 2021 
15 February 2021 
11 June 2021 

Exercise 
price 
$0.038 

Number 
issued 
2,500,000 
10,000,000  $0.50 
15,300,000  $0.05 
$0.05 
3,000,000 
$0.05 
1,000,000 
29,250,000  $0.08 
$0.05 
4,000,000 
$0.08 
1,250,000 

Term 
4 years 
3.5 years 
5 years 
5 years 
4 years 
5 years 
5 years 
5 years 

Share 
price at 
grant 
date 
$0.03 
$0.02 
$0.04 
$0.06 
$0.02 
$0.07 
$0.07 
$0.09 

Share 
price 
volatility 
60% 
74% 
89% 
88% 
65% 
65% 
65% 
83% 

Expected 
dividend 
yield 
- 
- 
- 
- 
- 
- 
- 
- 

Risk-free 
interest 
rate  
2.16% 
2.30% 
1.91% 
1.74% 
0.44% 
0.44% 
0.44% 
0.70% 

The expected price volatility is based on the historic volatility (based on the remaining life of the options), adjusted 
for any expected changes to future volatility due to publicly available information. 

50 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 23: ISSUED CAPITAL (CONT.) 

Capital Management 
Management  controls  the  capital  of  the  Group  in  order  to  maintain  a  good  debt  to  equity  ratio,  provide  the 
shareholders  with  adequate  returns  and  ensure  that  the  group  can  fund  its  operations  and  continue  as  a  going 
concern. 

The  Group’s capital  includes ordinary share  capital, shares  and  financial  liabilities,  supported  by  financial  assets. 
There are no externally imposed capital requirements. 

Management effectively manages the Group’s capital by assessing the Group’s financial risks and adjusting its capital 
structure in response to changes in these risks and in the market.  These responses include the management of debt 
levels, distribution to shareholders and share issues. 

NOTE 24: RESERVES 

Share-based payments reserve 

Derivative reserve 

Foreign currency translation reserve 

2021 

$ 

2,393,784 

35,719 

656,529 

3,086,032 

2020 

$ 

1,364,336 

35,719 

569,493 

1,969,548 

Share-based payments reserve 
The based-payments reserve records the fair value of options and performance rights on issue. 

Derivative reserve 
The derivative reserve records the issue date value of the derivative financial instruments recognised in equity. 

Foreign currency reserve 
The reserve is used to recognise exchange differences arising from the translation of the financial statements of 
foreign  operations  to  Australian  dollars.  It  is  also  used  to  recognise  gains  and  losses  on  hedges  of  the  net 
investments in foreign operations. 

Share-based 
payments reserve 

Foreign currency 
translation reserve 

Derivative 
reserve 

Total 

Balance at 30 June 2019 

Share based payments 

Rights and options exercised / expired 

Conversion of convertible notes 

Other comprehensive loss 

Balance at 30 June 2020 

Share based payments 

Rights and options exercised / expired 

Other comprehensive loss 

Balance at 30 June 2021 

$ 

1,017,565 

612,983 

(266,212) 

- 

- 

1,364,336 

1,330,184 

(300,736) 

$ 

$ 

$ 

471,607 

124,160 

1,613,332 

- 

- 

- 

- 

- 

612,983 

(266,212) 

(88,441) 

(88,441) 

97,886 

- 

97,886 

569,493 

35,719 

1,969,548 

- 

- 

- 

- 

- 

1,330,184 

(300,736) 

87,036 

- 

87,036 

2,393,784 

656,529 

35,719 

3,086,032 

51 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 25: SHARE BASED PAYMENTS 

(a) 

Employee Share Option Plan (ESOP) 

The  CardieX  Employee  Option  Plan  was  approved  by  shareholders  at  the  2005  annual  general  meeting  and 
amendments were approved at the 2006 & 2008 annual general meetings.  All staff are eligible to participate in 
the  plan  at  the  discretion  of  the  directors  (including  executive  directors)  following  recommendations  from  the 
remuneration committee, a sub-committee of the CardieX Limited Board of Directors. 

Options are granted under the plan for no consideration.  Options are granted for a 5-year period, with vesting 
conditions over 3 years from the date of grant. 

Options granted under the plan carry no dividend or voting rights. 

When exercisable, each option is convertible into 1 ordinary share. 

The  exercise price  of  options is  no less  than  the  weighted average  price  at  which  the  Company’s  shares  are 
traded on the Australian Stock Exchange during the 5 trading days immediately before the options are granted. 

Set out below are summaries of options granted under the plan: 

2021: 

Grant 
Date 

Expiry date 

Exercise 
price 

Balance at 
start of the 
year 
Number 

Granted 
during the 
year 
Number 

Exercised 
during the 
year 
Number 

Expired/ 
Forfeited 
during the 
year 
Number 

Balance at 
end of the 
year 
Number 

Exercisable 
at end of the 
year 
Number 

20-Aug-15 

20-Aug-20 

$0.256 

1,535,000 

13-Nov-15 

13-Nov-20 

$0.250 

1,000,000 

15-Jan-19 

15-Jan-24 

$0.050  14,300,000 

01-Mar-20 

01-Mar-25 

$0.050 

1,000,000 

- 

- 

- 

- 

15-Feb-21 

15-Feb-26 

$0.080 

  29,250,000 

15-Feb-21 

15-Feb-26 

$0.050 

11-Jun-21 

11-Jun-26 

$0.080 

- 

- 

4,000,000 

1,250,000 

Total 

17,835,000  34,500,000 

Weighted average exercise price 

$0.079 

$0.077 

- 

- 

- 

- 

- 

- 

- 

- 

- 

(1,535,000) 

(1,000,000) 

- 

- 

- 

- 

-  14,300,000 

7,683,334 

- 

1,000,000 

333,333 

(2,416,667)  26,833,333 

2,312,500 

- 

- 

4,000,000 

333,333 

1,250,000 

- 

(4,951,667)  47,383,333  10,662,500 

$0.169 

$0.068 

$0.057 

2,416,667 options were forfeited during 2021 due to terminating employment, (2020: 1,000,000) and 2,535,000 
options expired (2020: 2,975,000) in the same period. No options were exercised during 2021 (2020: NIL). 

52 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 25: SHARE BASED PAYMENTS (CONT.) 

2020: 

Grant Date  Expiry date 

Exercise 
price 

Balance at 
start of the 
year 
Number 

Granted 
during the 
year 
Number 

Exercised 
during the 
year 
Number 

Expired/ 

Forfeited 
during the 
year 
Number 

Balance at 
end of the 
year 
Number 

Exercisable 
at end of the 
year 
Number 

28-Aug-14 

28-Aug-19 

$0.112 

975,000 

20-Aug-15 

20-Aug-20 

$0.256 

1,535,000 

13-Nov-15 

13-Nov-19 

$0.261 

2,000,000 

13-Nov-15 

13-Nov-20 

$0.250 

1,000,000 

15-Jan-19 

15-Jan-24 

$0.050  15,300,000 

- 

- 

- 

- 

- 

01-Mar-20 

01-Mar-25 

$0.050 

- 

1,000,000 

Total 

20,810,000 

1,000,000 

Weighted average exercise price 

$0.098 

$0.050 

- 

- 

- 

- 

- 

- 

- 

- 

(975,000) 

- 

- 

- 

1,535,000 

1,535,000 

(2,000,000) 

- 

- 

- 

1,000,000 

1,000,000 

(1,000,000)  14,300,000 

6,100,000 

- 

1,000,000 

- 

(3,975,000)  17,835,000 

8,635,000 

$0.171 

$0.079 

$0.110 

Performance rights 

(b) 
The  CardieX  Option  and  Performance  Rights  Plan  (approved  by  shareholders  at  the  extraordinary  general 
meeting held on 28 May 2018):  

Number of 
performance rights 
8,000,000 
8,000,000 
4,000,000 
4,000,000 
12,000,000 

Will vest if 30 day 
VWAP exceeds: 
$0.08 
$0.12 
$0.08 
$0.12 
$0.15 

Issue Date 

Expiry Date 

31/05/2018 
31/05/2018 
26/02/2019 
26/02/2019 
26/02/2019 

30/11/2021 
30/11/2021 
06/03/2022 
06/03/2022 
06/03/2022 

Details of performance rights relating to Directors that were issued with shareholder approval on 11 December 
2020 under the Company’s Performance Rights and Options Plan are as follows: 

Number of 
performance rights 

11,000,000 
11,000,000 
24,500,000 
57,000,000 
57,000,000 

Will vest if share 
price trades at or 
above: 
$0.12 
$0.15 
$0.20 
$0.25 
$0.50 

Issue Date 

Expiry Date 

11/12/2020 
11/12/2020 
11/12/2020 
11/12/2020 
11/12/2020 

11/12/2023 
11/12/2023 
11/12/2023 
11/12/2023 
11/12/2023 

(a) 

(b) 

(c) 

(d) 

the fair value of the Performance Rights is based upon the price of CDX at issue date and adjusted 
for  the probability of  their  performance milestones  being achieved.  The  value  of  the  Performance 
Rights,  together  with  the  probability  of  milestones  being  achieved  is  assessed  by  the  Directors at 
least annually.  
the Performance Rights will be issued for no consideration if they vest and are exercised, the resulting 
Shares will be fully paid ordinary shares in the capital of the Company issued on the same terms and 
conditions as the Company’s existing ordinary shares. 
no  individual  has  previously  received  securities  under  this  scheme  as  this  is  the  first  time  the 
Company has proposed an issue of securities under the Scheme; and 
no loans or other financial assistance have or will be made by the Company in connection with the 
issue of the relevant Performance Rights. 

53 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 25: SHARE BASED PAYMENTS (CONT.) 

(c) 

Expenses arising from share-based payment transactions 

Total  expenses  arising  from  share-based  payment  transactions  recognised  during  the  period  as  part  of 
employee benefit expense were as follows: 

Rights issued under Option and Performance Rights Plan 

Options issued under Employee Share Option Plan 

Shares issued in lieu of payments to employees 

NOTE 26: ACCUMULATED LOSSES 

Opening balance at 1 July 

Losses for the year 

Transfer from share-based payments reserve 

Closing balance at 30 June 

NOTE 27: CASH FLOW INFORMATION 

Reconciliation of Cash Flow from Operations with Loss after 
Income Tax 

Loss after income tax 

Non-cash flows in profit: 

Depreciation and amortisation 

Share based payments expense 

Bad debts expense 

Interest income on convertible notes 

Loss on forgiveness of debt 

Unrealised foreign exchange difference 

Interest expense 

Changes in current assets and liabilities: 

Decrease / (increase) in trade and other receivables 

(Increase) / decrease in inventories 

Increase / (decrease) in trade and other payables 

Increase / (decrease) in unearned revenue 

Increase / (decrease) in provisions 

2021 

$ 

898,020 

432,164 

76,652 

2020 

$ 

464,297 

148,686 

1,406,836 

612,983 

2021 

$ 

2020 

$ 

(49,217,488) 

(46,163,273) 

(5,545,597) 

(3,320,427) 

300,736 

266,212 

(54,462,349) 

 (49,217,488) 

2021 

$ 

2020 

$ 

(5,545,597) 

(3,320,427) 

255,693 

1,406,836 

41,911 

(255,762) 

338,373 

562,547 

80,244 

(26,135) 

(184,547) 

349,736 

(1,094,680) 

82,246 

220,152 

612,983 

68,936 

(291,128) 

- 

136,486 

100,102 

(15,951) 

(40,749) 

191,341 

662,977 

(23,573) 

Net cash used in operating activities 

(3,989,135) 

(1,698,851) 

54 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 28: NON-CASH INVESTING AND FINANCING ACTIVITIES 

Balance at 1 July 2019 
Changes in liabilities from cash 
financing activities 
Net cash from/(used in) financing activities 

Changes in liabilities from non-cash 
financing activities 

Interest charges 

Foreign exchange 

Converted to shares 

Lease 
liabilities  

Convertible note 
liabilities  

Borrowings 

$ 

$ 

Total 

$ 

403,725 

778,202 

- 

1,181,927 

(142,738) 

- 

1,673,770 

1,531,032 

51,560 

2,861 

44,676 

4,596 

- 

- 

(580,315) 

99,097 

4,596 

(580,315) 

- 

- 

Balance at 30 June 2020 

310,259 

249,447 

1,676,631 

2,236,337 

Lease 
liabilities  

Convertible note 
liabilities  

Borrowings 

$ 

$ 

Total 

$ 

Balance at 1 July 2020 

310,259 

249,447 

1,676,631 

2,236,337 

Changes in liabilities from cash 
financing activities 

Net cash from/(used in) financing activities 

(144,977) 

- 

(459,778) 

(604,755) 

Changes in liabilities from non-cash 
financing activities 

Interest charges 

Foreign exchange 

Loan forgiveness 

29,853 

(16,227) 

- 

25,762 

26,732 

(20,383) 

82,347 

(36,610) 

- 

(233,479) 

(233,479) 

Balance at 30 June 2021 

178,908 

       275,209 

989,723 

1,443,840 

NOTE 29: CAPITAL AND FINANCIAL RISK MANAGEMENT 

Capital management 
The group’s objectives when managing the Company’s share capital, reserves and accumulated losses, which 
represents the group’s capital, are to: 

• 

• 

safeguard their ability to continue as a going concern, so that they can continue to provide returns for 
shareholders and benefits for other stakeholders; and 
sustain future product development. 

55 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 29: CAPITAL AND FINANCIAL RISK MANAGEMENT (CONT.) 

Financial risk management 
The Group's activities expose it to a variety of financial risks: market risk (primarily currency risk), credit risk, and 
liquidity risk.  The Group's overall risk management program focuses on the unpredictability of financial markets 
and  seeks  to  minimise  potential  adverse  effects  on  the  financial  performance  of  the  Group.  The  Group  uses 
different methods to measure different types of risk to which it is exposed.  These methods include sensitivity 
analysis in the case of foreign exchange risk and aging analysis for credit risk. 

Financial risk management is carried out by the Chief Financial Officer (CFO) and overseen by the Audit & Risk 
Committee, a subcommittee of the Board of Directors. 

(a) 

Market risk 

Foreign exchange risk 
Foreign  exchange  risk  arises  when  future  commercial  transactions  and  recognised  assets  and  liabilities  are 
denominated  in  a  currency  that  is  not  the  entity’s  functional  currency.  The  risk  is  measured  using  sensitivity 
analysis and cash flow forecasting. 
The Group operates internationally and is exposed to foreign exchange risk arising from currency exposures to 
the US Dollar and the Euro. 

The Group’s exposure to foreign currency exchange risk at the reporting date was as follows: 

Cash and Cash Equivalents 
Trade Receivables 
Trade Payables 

30 June 2021 

30 June 2020 

In USD 

247,898 
326,133 
(326,477) 

In EUR 

269,639 
80,933 
- 

In USD 

785,161 
541,829 
(244,354) 

In EUR 

101,153 
43,971 
(5,685) 

Sensitivity 
Based on the financial instruments held at 30 June 2021, had the Australian dollar weakened/strengthened by 
10% against the US dollar with all other variables held constant, the Group’s pre-tax result for the year would 
have 
dollar 
weakened/strengthened by 10% against the Euro with all other variables held constant, the Group’s pre-tax result 
for the year would have varied by $52,152/($57,367) (2020: $20,743/($22,818)).  

$143,409/($157,750)).  Had 

$29,935/($32,928) 

the  Australian 

(2020: 

varied 

by 

Credit risk 

(b) 
Credit risk arises from cash and cash equivalents, derivative financial instruments and deposits with banks and 
financial institutions, as well as credit exposures to customers, including outstanding receivables and committed 
transactions. The Group has no significant concentrations of credit risk.  For banks and financial institutions, only 
independently rated and reputable parties are accepted. The Group has policies in place to ensure that sales of 
products  and  services  are  made  to  customers  with  an  appropriate  credit  history.  Terms  of  trade  provided  to 
creditworthy customers are between 30 and 90 days, whilst customers deemed higher risk arrange a letter of 
credit or prepay for goods. The maximum exposure to credit risk at the reporting date is the carrying amount of 
the financial assets. 

Liquidity risk 

 (c) 
Prudent liquidity risk management implies maintaining sufficient cash and marketable securities, the availability 
of funding through an adequate amount of committed credit facilities and the ability to close out market positions.  
The Group manages liquidity risk by continuously monitoring forecast and actual cash flows and matching the 
maturity profiles of financial assets and liabilities.  

Interest rate risk 

(d) 
The consolidated entity's main interest rate risk arises from long-term borrowings. Borrowings obtained at variable 
rates  expose  the  consolidated  entity  to  interest  rate  risk.  Borrowings  obtained  at  fixed  rates  expose  the 
consolidated entity to fair value risk.  

56 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 29: CAPITAL AND FINANCIAL RISK MANAGEMENT (CONT.) 

Fair value estimation 

(e) 
The fair value of financial assets and financial liabilities must be estimated for recognition and measurement or 
for  disclosure  purposes.  The  carrying  value  less  impairment  provision  of  trade  receivables  and  payables  are 
assumed  to  approximate  their  fair  values  due  to  their  short-term  nature.    The  fair  value  of  financial  liabilities 
approximates their carrying values. 

NOTE 30: SEGMENT REPORTING 

Description of segments 

(a) 
In the 2020 financial year, the Group operated in one operating segment, being sales of cardiovascular devices 
and services to hospitals, clinics, research institutions and pharmaceutical companies. 

Management has determined the reporting segments based on the reports reviewed by the Board of Directors 
that  are  used  to  make  strategic  decisions.    The  Board  generally  considers  the  business  from  a  geographical 
perspective and has identified three reportable segments by geographic area.  

Geographic areas are: 

- 
- 
- 

Americas (includes global pharmaceutical trials business) 
Europe (includes Middle East and Africa) 
Asia Pacific (includes Asia & Australia/NZ) 

(b) 

Segmental information provided to the Board 

Inter- 
segment 
eliminations/ 

2021 

Americas 

Europe  Asia Pacific 

unallocated  Consolidated 

Sales to external customers 

4,217,518 

389,153 

394,463 

$ 

$ 

$ 

$ 

- 

$ 

5,001,134 

Intersegment sales  

Total sales revenue 

Interest revenue 

- 

- 

1,298,159 

(1,298,159) 

- 

4,217,518 

389,153 

1,692,622 

(1,298,159) 

5,001,134 

- 

- 

256,490 

- 

256,490 

Total segment revenue/income 

4,217,518 

389,153 

1,949,112 

(1,298,159) 

5,257,624 

Segment result  

77,160 

281,764 

(5,351,440) 

(553,081) 

(5,545,597) 

Unallocated revenue less 
unallocated expenses 

Loss before income tax  

Income tax expense 

Loss for the year 

Segment assets 

Segment liabilities 

- 

(5,545,597) 

- 

(5,545,597) 

12,435,649 

30,010,191 

- 

- 

58,932,622 

(60,104,091) 

11,264,180 

49,451,769 

(76,108,129) 

3,353,831 

57 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 30: SEGMENT REPORTING (CONT.) 

Inter- 
segment 
eliminations/ 

2020 

Americas 

Europe  Asia Pacific 

unallocated  Consolidated 

Sales to external customers 

3,371,835 

426,878 

493,839 

$ 

$ 

$ 

$ 

- 

$ 

4,292,552 

Intersegment sales  

Total sales revenue 

Interest revenue 

202,471 

- 

1,233,785 

(1,436,256) 

- 

3,574,306 

426,878 

1,727,624 

(1,436,256) 

4,292,552 

          -    

        -    

 324,112 

           -    

324,112 

Total segment revenue/income 

      3,574,306  

    426,878  

2,051,736         (1,436,256) 

    4,616,664  

Segment result  

(1,962,035)  

 243,800  

(1,465,254)  

(136,938)  

(3,320,427)  

Unallocated revenue less 
unallocated expenses 

Loss before income tax  

Income tax expense 

Loss for the year 

Segment assets 

Segment liabilities 

- 

(3,320,427) 

- 

(3,320,427) 

 14,816,680  

         -    

 55,328,046  

(59,469,450)  

10,675,276 

 34,152,482  

         -    

 48,266,740  

(77,623,947)  

4,795,275 

(c) 

Notes to and forming part of the segment information 

Inter-segment transfers 
Segment revenues, expenses and results include transfers between segments. The group transfer inventory and 
finished  goods  between  its  group  companies.  Such  transfers  are  priced  on  an  ''arm’s-length''  basis  and  are 
eliminated on consolidation. 

Segment revenue 
There was no significant concentration of revenue attributable to one customer in 2020 (2019: $NIL). 

 (d) 

Disaggregation of revenue 

Revenue is disaggregated by the country in which the customer is located as this depicts how the nature, amount, 
timing and uncertainty of our revenue and cash flows are affected by economic factors. 

2021 

Sale of goods 

Lease income 

Service income 

Freight income 

Royalty income 

Total sales revenue 

Other revenue/income 

Total revenue/income 

Americas 

Europe  Asia Pacific  Consolidated 

$ 

$ 

$ 

$ 

1,384,385 

383,492 

336,305 

2,104,182 

2,165120 

591,408 

76,605 

- 

1,384 

4,277 

- 

2,165,120 

2,770 

792 

595,562 

81,674 

54,596 

- 

- 

54,596 

4,217,518 

389,153 

394,463 

5,001,134 

- 

- 

256,490 

256,490 

4,217,518 

389,153 

650,953 

5,257,624 

58 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 30: SEGMENT REPORTING (CONT.) 

2020 

Sale of goods 

Lease income 

Service income 

Freight income 

Royalty income 

Total sales revenue 

Other revenue/income 

Total revenue/income 

Americas 

Europe  Asia Pacific  Consolidated 

$ 

$ 

$ 

$ 

1,126,516 

417,025 

352,043 

1,895,584 

1,495,974 

622,137 

127,208 

- 

6,574 

3,279 

- 

1,495,974 

3,388 

1,744 

632,099 

132,231 

136,664 

- 

- 

136,664 

3,371,835 

426,878 

493,839 

4,292,552 

- 

- 

324,112 

324,112 

3,371,835 

426,878 

817,951 

4,616,664 

NOTE 31: RELATED PARTY TRANSACTIONS 

Subsidiaries 
The group’s principal subsidiaries at 30 June 2021 are set out below. Unless otherwise stated, they have share 
capital consisting solely of ordinary shares that are held directly by the group, and the proportion of ownership 
interests held equals the voting rights held by the group. The country of incorporation or registration is also their 
principal place of business. 

Name of entity 

AtCor Medical Pty Ltd 

AtCor Medical, Inc. (Delaware C Corp) 

CardieX (Shanghai) Medical Technology Co., Ltd. 

Conneqt Inc (Incorporated on 27 April 2021) 

Key Management Personnel Compensation 

Country of 
incorporation 

Australia 

USA 

China 

USA 

Percentage owned 

2021 

100% 

100% 

100% 

100% 

2021 

Niall Cairns 

King Nelson 

Craig Cooper 

Jarrod White 

Total Compensation 

Salary and directors fees 

Share Based 
Payment Benefits 

$ 

$ 

204,000 

36,697 

528,953 

102,000 

871,650 

247,611 

15,295 

545,759 

96,507 

905,172 

2020 

100% 

100% 

100% 

- 

Total 

$ 

451,611 

51,992 

1,074,712 

198,507 

1,776,822 

59 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 31: RELATED PARTY TRANSACTIONS (CONT.) 

2020 

Niall Cairns 

King Nelson 

Craig Cooper 

Jarrod White1 

Total Compensation 

Salary and directors fees 

Share Based 
Payment Benefits 

$ 

179,000 

40,103 

446,828 

8,129 

674,060 

$ 

- 

- 

464,297 

857 

465,154 

Total 

$ 

179,000 

40,103 

911,125 

8,986 

1,139,214 

1.  Appointed as key management personnel on 21 May 2020. 

Shares Held by Key Management Personnel and Their Associates 

Niall Cairns 

King Nelson 

Craig Cooper 

Jarrod White 

Total 

Balance 
01 July 2020 

Additions 

Balance 

30 June 2021 

153,960,192 

19,881,8182 

173,842,010 

153,846 

- 

153,846 

158,960,192 

18,281,8182 

177,242,010 

3,257,577 

1,600,000 

4,857,577 

316,331,807 

39,763,636 

356,095,443 

2.  A total of 18,281,818 shares acquired by Mr Cairns and Mr Cooper in the year are indirectly held by C2 Ventures, in 

which Mr Cairns and Mr Cooper are directors. These shares are subject to the Restriction Agreement and Deed of 
Undertaking as approved by members at the Extraordinary General Meeting held on 28 May 2018. 

Niall Cairns 

King Nelson 

Craig Cooper 

Jarrod White 

Total 

Niall Cairns 

King Nelson 

Craig Cooper 

Jarrod White 

Total 

153,960,192 

19,881,8182 

173,842,010 

153,846 

- 

153,846 

158,960,192 

18,281,8182 

177,242,010 

3,257,577 

1,600,000 

4,857,577 

316,331,807 

39,763,636 

356,095,443 

132,616,769 

21,343,4231 

153,960,192 

153,846 

137,616,769 

- 

- 

21,343,4231 

3,257,5772 

153,846 

158,960,192 

3,257,577 

270,387,384 

45,944,423 

316,331,807 

3.  A total of 21,343,423 shares acquired by Mr Cairns and Mr Cooper in the year are indirectly held by C2 Ventures, an 

entity in which Mr Cairns and Mr Cooper are directors. These shares are subject to the Restriction Agreement and 
Deed of Undertaking as approved by members at the Extraordinary General Meeting held on 28 May 2018. 
Shares held at appointment date of 21 May 2020. 

4. 

60 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 31: RELATED PARTY TRANSACTIONS (CONT.) 

Options Held by Key Management Personnel and Their Associates 

Niall Cairns 

King Nelson 

Craig Cooper 

Jarrod White 

Total 

Balance 
01 July 2020 

39,000,0001 

1,500,000 

37,500,0001 

1,897,728 

79,897,728 

Expired 

Additions 

Balance 

30 June 2021 

4,420,455 

43,420,4551 

- 

1,500,000 

4,420,455 

41,920,4551 

- 

1,897,728 

8,840,910 

88,738,638 

- 

- 

- 

- 

- 

1.  Directors Mr Cairns and Mr Cooper hold 41,920,455 options indirectly through C2 Ventures Pty Limited, of which they 

are both directors.  

Niall Cairns 

King Nelson 

Craig Cooper 

Jarrod White 

Total 

Balance 

Expired 

Additions 

Balance 

30 June 2020 

39,000,000 

1,950,000 

37,500,000 

- 

- 

(450,000) 

- 

- 

- 

- 

- 

1,897,7283 

30 June 2021 

39,000,0004 

1,500,000 

37,500,0004 

1,897,728 

78,450,000 

(450,000) 

1,897,728 

79,897,728 

2.  Options held at appointment date of 21 May 2020. 
3.  Directors Mr Cairns and Mr Cooper hold 37,500,000 options indirectly through C2 Ventures Pty Limited, of which 

they are both directors. 

Performance Rights Held Key Management Personnel and Their Associates 

Mr Craig Cooper holds 36 million performance rights which vest subject to a set of Milestones as follows: 

Number of 
performance rights 

Will vest if 30 Day 
VWAP exceeds: 

Tranche 2 
Tranche 3 
Tranche 4 
Tranche 5 
Tranche 6 

8,000,000 
8,000,000 
4,000,000 
4,000,000 
12,000,000 

$0.08 
$0.12 
$0.08 
$0.12 
$0.15 

Expiry Date of 
Performance 
Milestone 
30/11/2021 
30/11/2021 
06/03/2022 
06/03/2022 
06/03/2022 

On 11 December 2020 shareholders approved the issue of performance rights to be issued to the Directors under 
the Company’s Performance Rights and Option Plan. These performance rights total 160,500,000 and expire on 
11 December 2023. The terms of the Director rights on issue are as follows: 

Tranche 

Tranche 1 
Tranche 2 
Tranche 3 
Tranche 4 
Tranche 5 

Number of 
performance rights 

Will vest if share price 
trades at or above: 

11,000,000 
11,000,000 
24,500,000 
57,000,000 
57,000,000 

$0.12 
$0.15 
$0.20 
$0.25 
$0.50 

61 

Expiry Date of 
Performance 
Milestone 
11/12/2023 
11/12/2023 
11/12/2023 
11/12/2023 
11/12/2023 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 31: RELATED PARTY TRANSACTIONS (CONT.) 

Niall Cairns 

King Nelson 

Craig Cooper 

Jarrod White 

Total 

Craig Cooper 

Total 

Balance 
01 July 2020 

- 

- 

36,000,000 

- 

- 

Balance 
01 July 2019 

36,000,000 

36,000,000 

Expired 

Additions 

Balance 

68,000,000 

3,500,000 

68,000,000 

21,000,000 

30 June 2021 

68,000,000 

3,500,000 

104,000,000 

21,000,000 

160,500,000 

196,500,000 

- 

- 

- 

- 

- 

Balance 

Expired 

Additions 

30 June 2020 

- 

- 

- 

- 

36,000,000 

36,000,000 

Employment Agreements 

Remuneration  and  other  terms  of  employment  for  the  CEO  and  the  other  key  management  personnel  are 
formalised in employment agreements. Each of these agreements provide for the provision of performance related 
cash bonuses, other benefits including health insurance and car allowances, and participation, when eligible, in the 
Cardiex Limited Employee Share Option Plan. Other major provisions of the agreements relating to remuneration 
are set out below.  

All  contracts  with  executives  may  be  terminated  early  by  either  party  with  variable  notice  periods,  subject  to 
termination payments as detailed below. 

Craig Cooper – Chief Executive Officer 

•  Agreement commenced on 1 December 2017. 
•  Base salary of US$300,000 per annum. 
•  Bonuses to be paid at discretion of the Group based on performance reviews. 
•  Reimbursement for reasonable expenses incurred in running the US business, paid on a monthly basis. 

Niall Cairns – Non-Executive Director 

•  Current agreement commenced with an effective date of 1 August 2019. 
•  Monthly consulting fee for strategic review and consulting services of US$10,000 per month. 
•  Reimbursement for reasonable expenses incurred. 

King Nelson – Non-Executive Director 

•  Current agreement commenced with an effective date of 13 November 2015. 
•  Base salary of AU$40,000 per annum. 

Jarrod White – Director 

• 

Jarrod White is the principal of Traverse Accountants Pty Ltd, who holds an engagement with the Group 
covering CFO services, Company Secretarial services, and other general accountancy services; 
•  Mr White has received Directors Fees from 1 July 2020 for $30,000 per annum in addition to the arms’ 

length services paid to Traverse Accountants Pty Ltd. 

62 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 31: RELATED PARTY TRANSACTIONS (CONT.) 

Convertible Notes Issued to Directors and Their Associates 

In January 2019, C2 Ventures Pty Ltd, a related party Mr Niall Cairns and Mr Craig Cooper, applied to the 
Company for 2,500,000 convertible notes at $1 per note. Key terms of the convertible notes per the Convertible 
Note Deed (the “Deed”) are as follows:  

Term: 

36 months 

Drawdown date: 

23 January 2019 

Funds received: 

AU$2,500,000 

Interest payable: 

6% per annum, accrued daily, capitalised quarterly 

Conversion: 

Convertible to fully paid ordinary shares at a $0.03 per convertible note 

On 6 March 2019, 1,638,503 convertible notes were converted to ordinary shares, and a further 640,303 notes 
were converted on 21 November 2019, all at $0.03 per share per $1 convertible note.  

The balance of the facility subject to conversion as at balance date was $221,194 representing 221,194 
convertible notes. 

Loans to Directors and Key Management Personnel 

At 30 June 2021 there were no loans to Directors or Key Management Personnel.  

NOTE 32: MATTERS SUBSEQUENT TO YEAR END 

Subsequent to balance date the Group announced the following material events: 

•  On 24 August 2021, CardieX announced that all Directors who hold CDXO and other options expiring 30 
November  2021  intend  to  exercise  their  options  before  the  expiry  to  the  full  capacity  allowed  within 
compliance with the Corporations Act 2001.  

•  On  25  August  2021,  AtCor  Medical  Inc,  a  CardieX  Limited  subsidiary,  entered  into  a  new  amended 
contract for the lease of ATCOR devices and the provision of expanded data management services for 
Bayer’s “CONCORD” trial. The extension of the contract is valued at US$495k. 

No other significant subsequent event has arisen that significantly affects the operations of the Group. 

63 

 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 33: PARENT ENTITY DISCLOSURES 

Financial position 

Assets 

Total current assets 

Total assets 

Liabilities 

Total current liabilities 

Total liabilities 

Equity 

Contributed equity 

Reserves 

Accumulated losses 

Total equity 

Financial performance 

Loss for the year 

Other comprehensive income 

Total comprehensive loss 

2021 

$ 

2020 

$ 

4,993,724 

27,730,131 

1,560,076 

12,173,311 

65,743,956 

2,429,503 

1,189,510 

24,682,605 

1,037,161 

13,480,371 

59,585,230 

1,400,055 

(52,616,639) 

(49,783,051) 

15,556,820 

11,202,234 

(3,134,324) 

(1,495,352) 

- 

- 

(3,134,324) 

(1,495,352) 

Explanation of loss in 2021 Financial Year 

(a) 
The increase in  loss  in  the parent entity  is  primarily due  to an  increase in share based  payments  and  foreign 
exchange loss for the Group. 

(b) 
No guarantees have been entered into by the parent entity during 2021 or 2020. 

Guarantees entered into by the parent entity 

(c) 
The parent entity did not have any contingent liabilities as at 30 June 2021 or 30 June 2020. 

Contingent liabilities of the parent entity 

NOTE 34: CAPITAL COMMITMENTS  

(a) 

Operating lease payable commitments 

Total lease expenditure contracted at reporting date but 
not recognised in the financial statements 

Payable no later than one year 

Payable later than one, not later than five years 

Total lease expenditure payable 

2021 

$ 

3,948 

5,922 

9,870 

2020 

$ 

3,948 

9,870 

13,818 

64 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES  
ABN 81 113 252 234 
NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 30 JUNE 2021 

NOTE 34: CAPITAL COMMITMENTS (CONT.) 

Leases fall under AASB 16 and are presented in Note 21. Operating leases in the comparative period reflect 
lease disclosures under AABS 117. In the current year the Group has no short-term lease commitments, and one 
low-value lease commitment. Operating lease commitments includes contracted amounts for various offices and 
plant and equipment under non-cancellable operating leases expiring within one to five years with, in some 
cases, options to extend. The leases have various clauses. On renewal, the terms of the leases are renegotiated.  

(b) 

Other capital commitments 

There were no other capital commitments as at 30 June 2021.   

NOTE 35: COMPANY DETAILS 

The registered office of the Company is: 

CardieX Limited 
Suite 303, Level 3 
15 Lime Street 
Sydney NSW 2000 

The principal place of business is: 

CardieX Limited 
Suite 303, Level 3 
15 Lime Street 
Sydney NSW 2000 

65 

 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED  
AND CONTROLLED ENTITIES 
ABN 81 113 252 234 

DIRECTORS’ DECLARATION 

The Directors of the Company declare that: 

1. 

the financial statements and notes, as set out on pages 20 to 66, are in accordance with the Corporations 
Act 2001 and: 

a. 

b. 

comply with Accounting Standards and the Corporations Regulations 2001; and 

give a true and fair view of the financial position as at 30 June 2021 and of the performance for the 
year ended on that date of the Company and Consolidated Group. 

2. 

3. 

4. 

5. 

the  Company has  included  in  note  1  to  the  financial  statements  an  explicit  and  unreserved  statement  of 
compliance with International Financial Reporting Standards; 

the Directors have been given the declaration required by Section 295A of the Corporations Act from the 
Chief Executive Officer for the financial year ended 30 June 2021; 

in the Director’s opinion there are reasonable grounds to believe that the Company will be able to pay its 
debts as and when they become due and payable; and 

the remuneration disclosures included on pages 14 to 18 of the Directors’ Report (as part of the Audited 
Remuneration Report) for the year ended 30 June 2021, comply with section 300A of the Corporations Act 
2001. 

This declaration is made in accordance with a resolution of the Board of Directors. 

Niall Cairns 
Executive Chairman 
Sydney, 30 September 2021 

66 

 
 
 
 
 
 
 
 
 
 
 
 
Tel: +61 2 9251 4100 
Fax: +61 2 9240 9821 
www.bdo.com.au 

Level 11, 1 Margaret St  
Sydney NSW 2000 
Australia 

INDEPENDENT AUDITOR'S REPORT 

To the members of CardieX Limited 

Report on the Audit of the Financial Report 

Qualified opinion  

We have audited the financial report of CardieX Limited (the Company) and its subsidiaries (the 
Group), which comprises the consolidated statement of financial position as at 30 June 2021, the 
consolidated statement of profit or loss and other comprehensive income, the consolidated statement 
of changes in equity and the consolidated statement of cash flows for the year then ended, and notes 
to the financial report, including a summary of significant accounting policies and the directors’ 
declaration. 

In our opinion, except for the effects of the matter described in the Basis for qualified opinion section 
of our report, the accompanying financial report of the Group, is in accordance with the Corporations 
Act 2001, including:  

(i) 

Giving a true and fair view of the Group’s financial position as at 30 June 2021 and of its 
financial performance for the year ended on that date; and  

(ii) 

Complying with Australian Accounting Standards and the Corporations Regulations 2001.  

Basis for qualified opinion  

The Group’s financial assets are carried at $4,783,092 on the consolidated statement of financial 
position as at 30 June 2021. As per Note 18 to the financial report, the majority of this balance relates 
to investments in convertible notes. We were unable to obtain sufficient appropriate audit evidence 
about the carrying value of these investments, due to the investees being at the development stage. 
Consequently we were unable to determine whether any adjustments to these amounts were 
necessary. 

We conducted our audit in accordance with Australian Auditing Standards.  Our responsibilities under 
those standards are further described in the Auditor’s responsibilities for the audit of the Financial 
Report section of our report.  We are independent of the Group in accordance with the Corporations 
Act 2001 and the ethical requirements of the Accounting Professional and Ethical Standards Board’s 
APES 110 Code of Ethics for Professional Accountants (including Independence Standards) (the Code) 
that are relevant to our audit of the financial report in Australia.  We have also fulfilled our other 
ethical responsibilities in accordance with the Code. 

We confirm that the independence declaration required by the Corporations Act 2001, which has been 
given to the directors of the Company, would be in the same terms if given to the directors as at the 
time of this auditor’s report. 

BDO Audit Pty Ltd ABN 33 134 022 870 is a member of a national association of independent entities which are all members of BDO 
Australia Ltd ABN 77 050 110 275, an Australian company limited by guarantee. BDO Audit Pty Ltd and BDO Australia Ltd are members of 
BDO International Ltd, a UK company limited by guarantee, and form part of the international BDO network of independent member 
firms. Liability limited by a scheme approved under Professional Standards Legislation. 

 
 
 
 
 
 
 
 
 
 
 
 
 
We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis 
for our qualified opinion.  

Material uncertainty related to going concern  

We draw attention to Note 1 in the financial report which describes the events and/or conditions which 
give rise to the existence of a material uncertainty that may cast significant doubt about the group’s 
ability to continue as a going concern and therefore the group may be unable to realise its assets and 
discharge its liabilities in the normal course of business. Our opinion is not modified in respect of this 
matter.  

Key audit matters 

Except for the matters described in the Basis for Qualified Opinion section and Material uncertainty 
related to going concern section, we have determined that there are no other key audit matters to 
communicate in our report. 

Other information  

The directors are responsible for the other information.  The other information comprises the 
information in the Group’s annual report for the year ended 30 June 2021, but does not include the 
financial report and the auditor’s report thereon.  

Our opinion on the financial report does not cover the other information and we do not express any 
form of assurance conclusion thereon.  

In connection with our audit of the financial report, our responsibility is to read the other information 
and, in doing so, consider whether the other information is materially inconsistent with the financial 
report or our knowledge obtained in the audit or otherwise appears to be materially misstated.  

If, based on the work we have performed, we conclude that there is a material misstatement of this 
other information, we are required to report that fact.  We have nothing to report in this regard.  

Responsibilities of the directors for the Financial Report  

The directors of the Company are responsible for the preparation of the financial report that gives a 
true and fair view in accordance with Australian Accounting Standards and the Corporations Act 2001 
and for such internal control as the directors determine is necessary to enable the preparation of the 
financial report that gives a true and fair view and is free from material misstatement, whether due to 
fraud or error. 

In preparing the financial report, the directors are responsible for assessing the ability of the group to 
continue as a going concern, disclosing, as applicable, matters related to going concern and using the 
going concern basis of accounting unless the directors either intend to liquidate the Group or to cease 
operations, or has no realistic alternative but to do so.  

Auditor’s responsibilities for the audit of the Financial Report  

Our objectives are to obtain reasonable assurance about whether the financial report as a whole is free 
from material misstatement, whether due to fraud or error, and to issue an auditor’s report that 
includes our opinion.  Reasonable assurance is a high level of assurance, but is not a guarantee that an 
audit conducted in accordance with the Australian Auditing Standards will always detect a material 
misstatement when it exists.  Misstatements can arise from fraud or error and are considered material 
if, individually or in the aggregate, they could reasonably be expected to influence the economic 
decisions of users taken on the basis of this financial report.  

2 

 
A further description of our responsibilities for the audit of the financial report is located at the 
Auditing and Assurance Standards Board website at:  

https://www.auasb.gov.au/admin/file/content102/c3/ar1_2020.pdf 

This description forms part of our auditor’s report. 

Report on the Remuneration Report 

Opinion on the Remuneration Report  

We have audited the Remuneration Report included in pages 14 to 18 of the directors’ report for the 
year ended 30 June 2021. 

In our opinion, the Remuneration Report of CardieX Limited, for the year ended 30 June 2021, complies 
with section 300A of the Corporations Act 2001.  

Responsibilities 

The directors of the Company are responsible for the preparation and presentation of the 
Remuneration Report in accordance with section 300A of the Corporations Act 2001.  Our responsibility 
is to express an opinion on the Remuneration Report, based on our audit conducted in accordance with 
Australian Auditing Standards. 

BDO Audit Pty Ltd 

Grant Saxon 
Director 

Sydney, 30 September 2021 

3 

 
 
 
 
 
 
 
 
CARDIEX LIMITED 
AND CONTROLLED ENTITIES 
ABN 81 113 252 234 

ADDITIONAL INFORMATION FOR PUBLIC LISTED COMPANIES  

Additional information required by the ASX Listing Rules and not disclosed elsewhere in this report is set out 
below. 

Distribution Schedule of Equity Securities as at 28 September 2021 

Spread of Holdings 

100,001 and Over 

10,001 to 100,000 

5,001 to 10,000 

1,001 to 5,000 

1 to 1,000 

Total 

No. of Holders 

777 

1,242 

278 

120 

74 

2,491 

Shares 

871,109,989 

52,709,380 

2,232,852 

428,122 

9,354 

926,489,697 

Unmarketable parcels  
There were 334 shareholders holding less than a marketable parcel totalling 1,356,802 shares as at 28 September 
2021. 

Top 20 Holdings as at 28 September 2021 

Holder Name 

C2 VENTURES PTY LIMITED  

MR PAUL COZZI  

MR PAUL JOSEPH COZZI  

MR DARRYL PATTERSON & MRS MARGARET STEWART PATTERSON  

CITICORP NOMINEES PTY LIMITED  

CB CO PTY LTD  

BNP PARIBAS NOMINEES PTY LTD  

MR HENDRIK HARTMANN & MS JIN KI PARK  

MRS GLENIS NITA O'DONNELL  

DRUMNADROCHIT FUTURES PTY LTD  

MR PHILIP WAYNE RIECK  

MR DONALD O'DWYER & MRS JUDITH O'DWYER  

PEHILA PTY LTD  

PROF MICHAEL FRANCIS O'ROURKE  

MR JAMES O'ROURKE & MS ROZLYN GAY SCOTNEY  

MR JON PHILIPPE WEBSTER  

DUNDRUM INVESTMENTS PTY LTD  

MR PETER PLAUCS  

MR PAWEL REJ & MRS MIROSLAWA REJ  

TRAVERSE ACCOUNTANTS PTY LTD  

TOTAL 

Balance at  
28 Sep 2021 

% 

177,242,010 

19.13 

86,736,030 

32,155,435 

21,489,702 

16,494,276 

15,470,000 

14,565,559 

11,524,109 

9,020,100 

8,756,086 

7,075,170 

6,594,902 

5,896,951 

5,670,370 

5,662,711 

5,648,150 

5,550,000 

5,500,000 

5,090,901 

4,857,577 

9.36 

3.47 

2.32 

1.78 

1.67 

1.57 

1.24 

0.97 

0.95 

0.76 

0.71 

0.64 

0.61 

0.61 

0.61 

0.60 

0.59 

0.55 

0.52 

451,000,039 

48.68 

70 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CARDIEX LIMITED 
AND CONTROLLED ENTITIES 
ABN 81 113 252 234 

ADDITIONAL INFORMATION FOR PUBLIC LISTED COMPANIES  

Substantial Shareholders 
The names of substantial shareholders who have notified the Company in accordance with Section 671B of the 
Corporations Act 2001 are: 

Holder Name 

Number of Ordinary Fully Paid 
Shares Held 

% Held of Issued Ordinary 
Capital 

C2 VENTURES PTY LIMITED  

PAUL COZZI  

177,242,010 

118,891,465 

19.13 

12.83 

The name of the Company Secretary is: 
Jarrod Travers White 

Registered Office and Principal Place of Business 

Suite 303, Level 3 

15 Lime Street 

Sydney NSW 2000 

Telephone: (02) 9874 8761 

Email: info@CardieX.com 
Website: www.CardieX.com 

71