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Cominar REIT

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Industry REIT - Diversified
Employees 201-500
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FY2019 Annual Report · Cominar REIT
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1   

2019
Annual Report

Cominar Real Estate Investment Trust

Fiscal Year Ended December 31, 2019

2   

Table of 
contents

5

8

Message to unitholders

Corporate profile

10

Values

12

Market context

16

Office 

18

Retail

22

Industrial and flex

25

Development and intensification

26

Employee experience and human capital management

30

Social responsibility and environment

32

Governance

36

Environmental management

40

Social engagement

Cominar’s annual report includes a section on corporate social responsibility, 
which is based in part on the guidelines of the Global Reporting Initiative (GRI), 
a recognized benchmark for reporting on sustainable development activities.

Cover page: Alexis Nihon

3   

42
44
46
48
48
49
51
52
53
54
55
56
57
59
60
77
82
82
83
88
90
91
95
98
99
99
103

Management’s Discussion and Analysis
Real Estate Portfolio
Highlights of Fiscal 2019
Subsequent Events
Caution Regarding Forward-Looking Statements
Non-IFRS Financial Measures
Financial and Operational Highlights
Selected Quarterly Information
Selected Annual Information
General Business Overview
Our Objectives, Our Outlook, Our Strategy
Overview of Fiscal 2019
Reconciliations to Cominar’s Proportionate Share
Performance Analysis
Results of Operations
Funds from Operations and Adjusted Funds from Operations
Adjusted Cash Flow from Operations
Distributions
Liquidity and Capital Resources
Financial Instruments
Property Portfolio
Acquisitions, Investments and Dispositions
Real Estate Operations
Issued and Outstanding Units
Disclosure Controls and Procedures and Internal Control over Financial Reporting 
Significant Accounting Policies and Estimates
Risks and Uncertainties 

109
117

Consolidated Financial Statements 
Notes to Consolidated Financial Statements 

139

Corporate Information

140

Unitholders Information

4   

René Tremblay  
Chairman of the Board of Trustees

Sylvain Cossette 
President and Chief Executive Officer

5   

Message  
to unitholders

A pivotal year  
for Cominar

After 2018, which marked the beginning of Cominar’s transformation, 2019 was the year these 
efforts crystallized and started generating the outcomes we hoped to see in our financial and 
organizational performance. The improvement in our results arose from a structured,  
deliberate path forward and a collective effort involving all of our teams and employees. 

It all began with the transformation of our management team and the new expertise and 
experience that came with it, coupled with an ongoing commitment to diversity. We are proud 
to lead the way in terms of female representation among senior executives of publicly traded 
companies in Quebec and nation-wide. 

As part of the refreshment of the management team, we welcomed Bernard Poliquin as  
Executive Vice President, Office and Industrial, and Chief Real Estate Operations Officer. His 
arrival helped round out the team in charge of financial and operational activities, the leadership  
of which is also shared by Heather C. Kirk, Executive Vice President and Chief Financial Officer, 
and Marie-Andrée Boutin, Executive Vice President, Retail, and Chief Development Officer. We 
also enhanced our technological, portfolio management and asset management skill sets to 
put value creation front and centre of everything we do and to build a future where technology 
will be a major differentiator within the real estate industry.

6   

Bernard Poliquin, Executive Vice President, Office and Industrial and Chief Real Estate Operations Officer / Marie-Andrée Boutin, Executive Vice President, Retail 
and Chief Development Officer / Heather C. Kirk, Executive Vice President and Chief Financial Officer / Sylvain Cossette, President and Chief Executive Officer 

Strategic planning and  
organizational alignment  

In 2019, we developed and rolled out a 
new strategic plan, which identified our 
most important value creation levers to 
maximize our financial performance and 
accelerate our transformation. 

$700 million in credit facilities) and repaid  
$997 million in debt, thus affording us 
greater financial flexibility. Thanks to 
these initiatives, combined with gains 
in value within our portfolio, we reduced 
our debt ratio from 55.3% to 51.4%.

We also established a structured plan to 
improve our organic growth by utilizing 
several levers to boost our earnings and 
cut costs, and we were diligent in exe-
cuting on this plan throughout the year. 
Our employees’ dedication to putting 
these principles into practice every day 
was a key driver of our ability to achieve 
a significant improvement in our same 
property net operating income growth. 

One of the pillars of our plan has been  
to strengthen our balance sheet. Accor-
dingly, we re-established our access  
to the fixed-income market, secured  
$1.6 billion in financing (including  

In a bid to strengthen our ties with the 
investment community and shed light 
on the efforts we have undertaken to 
improve our performance, we held our 
first-ever Investor Day in Toronto on 
October 4. Almost every member of the 
management team was on hand to  
present their strategic plan to close to  
100 investors providing an unpreceden- 
ted level of transparency. This provided  
the investment community with a clear 
view of our strategic plan, our company 
and our ambitions, and opened the door 
to a constructive conversation with 
regards to the next steps on our path. 

7   
7   

Improved operational  
performance

During the year, our key financial indica-
tors edged upward, and our performance 
continued to gain momentum in all three 
asset classes. Our same property net 
operating income grew by 3.2% over 
2018, up considerably over last year’s 
1% growth rate.  

Our industrial portfolio delivered 7.2% 
growth in same property net operating 
income. This is due to the proactive 
stance we took in this booming market, 
which translated into 10.1% growth in 
average net rent and an increase in the 
committed occupancy rate from 95% in 
2018 to 97.1% in 2019. 

It was also a strong year for our office 
portfolio, with 4.0% growth in same 
property net operating income and  
a 4.1% increase in average net rent.  
We undertook the development of the  
Palladium complex (100,000 square feet),  
located in the heart of Ottawa’s flouri-
shing tech scene. It is now fully leased 
and will be occupied by the tenant as  
of September 2020. 

Despite ongoing challenges in the retail 
sector, our shopping centre portfolio  
returned to positive growth in the second  
half of 2019. Our same property net 
operating income closed out the year 
with only a slight decline of 0.5% – a 
marked improvement over the decline 
3.4% last year. The arrival of several 
high-profile retailers in our malls will 
undoubtedly help us keep working on 
this key asset class while expanding our 
offering to woo and wow our customers. 
We have identified several development 

and intensification opportunities in our 
retail portfolio to take advantage of the 
positioning of our assets, located close 
to public transit systems in our three 
main markets of Montreal, Québec City 
and Ottawa.

Employee wellbeing and  
our societal impact 

Our employees are the cornerstone of 
our success. The outcome of our trans-
formation is largely contingent on their 
day-to-day efforts and their willingness 
to follow our lead. Keenly aware of the 
fact that healthy teams make for a 
healthy organization, we have adopted 
an employer value proposition focused 
on employee wellbeing. As such, we have 
embraced a major shift in our talent 
management policies and programs to  
promote a culture of excellence and 
deliver an inspiring employee experience.  
Significant efforts have been made 
to align specific behaviours with the 
objectives in our strategic plan. Our 
first engagement survey, conducted in 
early 2019, sent a clear message about 
our pledge to improving our dialogue 
with staff members and to being more 
transparent in our communications. The 
positive repercussions of this decision are  
already being felt in the organizational 
environment and performance.  

We have also reasserted our commitment  
to being a force for change in society. 
We realize that our actions can have an 
impact on everyone we work with. It is 
therefore our goal to make a tangible 
contribution to today’s society and influ-
ence the welfare of future generations. 
To guide our actions in this regard, we 
have created a company-wide committee  

that will focus on environmental, social 
and governance (ESG) issues and set out 
a well-defined three-year plan to tackle 
each of these aspects. 

Our outlook for the future is one of opti-
mism and enthusiasm. We will continue 
to focus on enhancing our financial 
performance and our balance sheet, 
while striving to have a positive impact 
on society as a whole. To do so, we will 
draw on diverse perspectives, a clear, 
cohesive vision, and the collaboration 
of the management team, our workforce 
and our board of trustees working in a 
common direction. 

All of these elements will empower us  
to keep creating value for you, our  
unitholders, and for society as a whole. 

René Tremblay  
Chairman of the Board of Trustees

Sylvain Cossette 
President and Chief Executive Officer

8   

Corporate 
profile

Creating  
long-term value

Cominar is one of the largest diversified  
real estate investment trusts in Canada 
and is the largest commercial property 
owner and manager in Quebec. Our 
portfolio consists of high-quality office, 
industrial and retail properties in three 
key markets, namely Montreal, Québec 
City and Ottawa.

9   

In 2019, our management team rolled out a new strategic 
plan to create long-term value for unitholders, based on 
four main pillars:

›  Grow net operating income, through strategies 

tailored to each property type and concerted efforts 
to reduce cost and increase revenue 

›  Optimize the portfolio by capitalizing on the strength 
of the Montreal real estate market and industrial  
properties, and by setting up a structured plan to 
shift from a property management mindset to one 
centred on asset management 

›  Strengthen the balance sheet by improving financial 
and credit metrics to increase financial flexibility and 
by creating a free cash flow focused culture 

›  Transform how our teams work by leveraging tech-
nology and fostering a culture of excellence through 
organizational alignment.  

Thinking like investors

It is against this backdrop that we have striven to build  
a culture of excellence informed by the following prin-
ciples: never compromise on talent, set clear standards 
to measure our performance, both collectively and 
individually, and fuel empowerment at all levels of the 
organization. Although it is the role of senior management 
to create an inspiring vision and map out a clear way 
forward for the organization, every employee can contri-
bute to the success of our strategic plan, every single 
day, through their ideas and their actions. 

It quickly became apparent to us that we could not move 
forward with our transformation without the proper 
organizational alignment. We therefore welcomed a 
number of new members to the leadership team in 2019, 
to draw on their diverse experience and insights, and to 
bolster our commitment to the strategic plan. Our senior 
executives reviewed the structure of their respective 
teams, focusing on more high-value-added tasks and the  
right fit between individual talents and organizational 
needs. As a team, they examined our services and prio-
rities to ensure that a value creation mindset underlies 
everything we do. 

In an effort to develop strategies aimed at enhancing  
our performance, we formalized our portfolio and asset  
management function during the year in order to  
structure our approach to creating value. This translates 
to three main objectives: improving the quality of our 
portfolio, optimizing work methodologies and monitoring 
real estate markets to capitalize on promising business 
opportunities. The new asset management team provides  
direct support to the various business units in growing 
and stabilizing expected returns and in creating value. 

Finally, this transformation is deeply reliant on technolo-
gical optimization. Accordingly, we have transformed our  
IT Department to create a centralized function focused 
on data and technology. The purpose of this new approach  
is to align our business architecture and technology  
systems with our organizational needs, while maintaining  
data integrity and infrastructure security. The end goal 
for this function is to contribute significantly to driving 
revenues and long-term value. 

The team’s priorities going forward will be to capture 
opportunities in the industrial market, boost the perfor-
mance of the existing portfolio, prepare it for upcoming 
economic shifts and ensure our strategic plan is being 
executed in line with our priorities.  

Our culture of excellence, organizational alignment and 
optimized data and technology strategy has already had 
a tangible impact on the transformation of our company. 
By focusing on these elements, we have reinforced our 
disciplined data-based decision process with a view to 
creating value. 

Transforming the way we work

We firmly believe that every effort, big or small, made  
by each of our employees and service partners is  
what will enable us to create long-term value, both for 
our unitholders and for everyone else with a stake in our 
future. That is why transforming the way we work is one 
of the pillars of our strategic plan. 

10   

Values

While we were developing our strategic  
plan and accelerating our organizatio-
nal transformation, we felt compelled 
to take a long hard look at our corporate  
values. We hoped to be able to strike 
a balance between those that are an 
inextricable part of our DNA and the 
rich legacy that Cominar has built over 
time, and new, inspiring values that 
clearly express what we are aiming  
to become. 

We brought together a group of leaders 
to reflect on these questions during a 
work session. Cominar’s new values are 
the result of their efforts. They guide us 
in our action every day and embody our 
pledge to embrace excellence in all  
our investment practices. 

11   

We act like 
owners

We think big and we hold ourselves accountable  
to deliver value and investment returns.

We communicate  
to connect 

We build partnerships, not silos;  
one team comes first. 

We are  
the change

We act with relentless curiosity and constantly 
evolve to learn and innovate.

We are proactively  
shaping the future 

We are bold in our ambition to constantly  
wow our clients.

12   

A very  
favourable  
market  
environment 

In 2019, Quebec posted some of the 
strongest economic growth figures in 
the country. The province’s real GDP 
grew at a healthy pace throughout 
the year. And year-end unemployment 
figures were among the lowest in the 
country, after dipping down to a record 
4.7% in August.

During the year, substantial investments were made in our three main markets, which will stimulate  
economic vitality over the long term. Montreal leads the pack in this respect, with more than 
$25 billion invested in infrastructure improvement. These projects include the new Samuel De 
Champlain Bridge, which opened to traffic midway through the year; the Turcot interchange, 
which is expected to be completed by the end of 2020; the Réseau express métropolitain (REM), 
the first departures of which are slated for 2021; and new cruise and container terminals at the 
Port of Montreal. 

Québec City will also see nearly $5 billion in infrastructure investments to help build the Réseau 
structurant de transport en commun (tramway/trambus network) between 2022 and 2026. And 
Ottawa’s light rail transit system opened in the fall. The second stage of the project is already 
underway, with a third stage planned to extend the system as far west as Kanata. 

13   

Strong market prospects 

Our three main markets are well poised to flourish 
in the future, both in Canada and internationally. 
Montreal is considered to be one of the world’s 
top cities for deep learning and artificial intel-
ligence research and is the Canadian capital of 
visual effects and animation. Not only that, but it 
is the fifth-largest video game centre in the world. 
Montreal also ranks second in North America with 
respect to the aerospace sector and sixth for life 
sciences and health technologies. This vitality 
has helped drive the average rent per square foot 
upward, which has grown 54% per year since 2016. 

The British-based fDi Magazine, owned by the 
Financial Times Group, put Québec City in second 
place nation-wide in terms of business-friendliness  
and economic potential. Québec City also ranked 
second in Canada in the American Cities of the 
Future category. In addition to its thriving private 
sector, which plays a leading role in its economic 
development, the provincial capital can rely on a 
strong government presence as a source of long-
term stability. 

Similarly, Ottawa reaps the benefits of a strong 
government-driven economy but also boasts a 
vibrant and growing tech sector.  

Strong market performance  
confirming the astuteness of  
our strategic choices 

In recent years, Cominar has opted to focus on the 
three core markets of Montreal, Québec City and 
Ottawa. The economic context in all three cities is 
positive, buoyed in part by infrastructure projects 
designed to enhance roads and highways and build 
new mass transit systems. The strategic location  
of our properties near these systems means that 
we are particularly well positioned to harness this  
momentum in the office, retail and industrial sectors  
within these three markets. 

Finally, Cominar’s industrial portfolio represents a  
tremendous competitive advantage against the 
current backdrop, which is marked by an increa-
sing scarcity of industrial space in Montreal and 
Québec City.

14   

Focused on  
a well-balanced, 
market-leading 
portfolio

15   

1201 Marie-Victorin Street, Saint-Bruno-de-Montarville

16   
16   

Office

With a portfolio refocused on the 
Montreal, Québec City and Ottawa 
markets, 2019 proved to be a banner 
year for Cominar’s office segment. 

All of our markets have fared, and continue to fare, exceptionally well, and this has trickled 
over to spur our own growth. The robust financial and demographic health in these cities is 
reflected not only in our occupancy rates but also in the increase in our net operating income 
throughout the year. And our portfolio in Ottawa surpassed our expectations, posting stellar 
growth rates in net rents. 

Transactions that optimize and balance our portfolio 

Our strategic advantage lies in the sheer size of our office portfolio, which allows us to manage 
risk in an optimal way. As a result, we are well poised to strike an effective balance in terms 
of the exposure of our three respective markets to the various segments, while proactively 
targeting future-facing businesses and trends. 

This is the perspective that shaped several major transactions carried out in 2019 in order to 
optimize and balance our portfolio, which included the following:

›  We pre-leased an entire office building currently under development in Kanata, most of which 
has been earmarked for Ford’s self-driving vehicles division. The transaction, concluded
before construction was complete, speaks to the vigorous demand for high-quality properties 
in the Ottawa area and is fully consistent with our strategy targeting future-facing industries. 

›  An agreement was finalized with the Commission scolaire de Montréal for 180,000 square 
feet at 5100 Sherbrooke Street East, in Montreal and we are in advanced discussions with
Public Services and Procurement Canada to renew their leases for 320,000 square feet
of office space at 550 de la Cité Boulevard in Gatineau.  Both transactions will fulfill our
objective to foster stability within our portfolio. 

The Québec City market also posted enviable results during the year. With an occupancy rate 
just shy of full (98.5%) and average rents 7% above current market rates, our portfolio continues 
to deliver a strong performance.

Total number
of properties

80

Total leasable  
area (sq. ft.)

11.1M

Committed  
occupancy rate

92.9%

17   
17   

Four strategic thrusts

Drawing on the strategic plan presented at our Investor Day in the fall, our strategy 
revolves around four major thrusts that inform our behaviours in a context where 
the competition for the best and brightest talent is fierce. 

1   Amenity offering  

First, in an effort to optimize occupancy in our suburban properties, we aim to 
enhance our amenity offering in order to be both competitive and ahead of the 
curve, and thus completely in sync with tenants’ expectations. 

2   Public transit  

Our focus is also trained on enhancing value in properties in the vicinity of current  
and future public transit systems. A large majority of our properties (74%) are 
within a kilometre of transportation facilities that are already operational or will 
be in the next few years. The strategic alignment of lease expiries and the incor-
poration of redevelopment clauses will help us take full advantage of promising 
opportunities in this regard.

3   Emerging industries  

We are also proactively targeting tenants in emerging industries. We are delibera-
tely positioning ourselves as a partner in the strategic growth of these companies,  
especially those in the tech sector, by offering innovative, flexible solutions to meet  
their short-, medium- and long-term needs for space. 

4   Government leases  

The last pillar of our office strategy is based on the stability of government leases.  
Our objective is to maintain a stable weighting in this portfolio to ensure a steady 
cash flow. The Québec City market is the perfect example of this strategy in action.  
The fact that 98% of our government leases in the market are renewed allows 
us to maintain stability in this area at the desired level. In the Ottawa/Gatineau 
market, buildings occupied by federal government tenants represent 47% of 
our portfolio.

3055 Saint-Martin Boulevard West, Laval

 
18   
18   

Retail

In 2019, the retail market continued to 
undergo profound changes, especially 
from the perspective of consumer  
needs and online shopping. This 
transformation prompted us to step up 
our focus on experience and conve- 
nience in our malls and to seize the 
multitude of opportunities generated 
by these changes. 

Backed by a portfolio of market-dominant 
assets, many of which boast a strategic 
location along the future REM (light rail) 
network in Montreal or the Québec City 
tramway/trambus network, we are well 
positioned to implement various strategies  
to tap into the evolution of the retail mar-
ket. Examples of this include enhancing 
the food offering in our shopping centres, 
redeveloping former Sears stores and 
acting on intensification opportunities. 

Alexis Nihon

Total number
of properties

46

Total leasable  
area (sq. ft.)

9.5M

Committed  
occupancy rate

94.1%

19   
19   

Regional 
malls

60%

Mixed-use

Community

24%

7%

Strips/ 
freestanding

4%

Power  
centre

5%

Urban
38%

Secondary
22%

Breakdown based on 2019 NOI 

New and exciting retail tenants 

The arrival of Quebec’s first Lee Valley at DUO Centre Laval and our portfolio’s 
second Decathlon store at Îlot Mendel in Québec City speaks volumes about our 
commitment to partnering with strong, traffic-driving brands. Building on this 
momentum, several other major openings are slated to happen in 2020, among them 
an Éconofitness Extra (15,000+ square feet) at Alexis Nihon and a Mayrand grocery 
wholesaler (50,000+ square feet) at Mail Champlain. 

Aware of consumers’ growing interest in a broader array of dining options, we are 
looking to position our centres in a way that capitalizes on this forward-looking 
trend. The brand-new food hall concept at Rockland is an excellent example of what 
we are aiming for. In 2020, we will kick off a similar project at Alexis Nihon, where 
the food court will be completely reconfigured. 

Creating memorable shopping experiences 

In 2019, we continued our efforts to create memorable shopping experiences for 
consumers. This has translated to a series of pop-up tours, allowing us to revitalize 
vacant retail space, as well as several partnerships that have brought vibrancy and 
energy to our properties, such as classical music concerts with I Musici de Montréal  
and a host of dynamic marketing activities. Shoppers have greeted all of these initia-
tives with enthusiasm and come out in droves to enjoy them. 

20   
20   

Rockland

21   
21   

3  Operations 

Several initiatives were undertaken in 2019, including 
the renegotiation of service agreements designed to 
drive cost savings and a lease audit to optimize our 
work procedures and audit methodology. We have 
also empowered our property managers to be more 
proactive in their initiatives and to closely monitor 
retail operations to maximize customer satisfaction. 

4 

Intensification 
We are actively analyzing the potential for intensifying 
our shopping malls. Given the link between densi-
fication and value creation, we have targeted 10 of 
our properties where there are opportunities in this 
regard, for a total of roughly 10,000 residential units. 

5  Selective dispositions 

We sold multiple retail properties during the course 
of the year. Our goal in this was to dispose of our 
non-core assets so we can concentrate on those with 
greater potential for creating value.

6  Marketing and digital transformation  

Innovative marketing events and shopping expe-
riences continue to be a priority within our strategy. 
We will also strive to implement new technologies 
and digital channels to generate a more personalized 
lineup of services for our customers. 

7  Social responsibility and environment  

The sustainable operation of our retail properties is 
at the heart of everything we do. This allows us to 
have a real and lasting impact on the environment 
and the communities where our centres are located.  
In 2019, we continued our efforts in this regard and 
worked on new social and environmental responsi-
bility initiatives that will soon be rolled out. 

A seven-pillared strategy 

Our strategy for our retail portfolio is based on seven 
pillars, designed to consolidate our activities and 
ensure their growth. 

1   Leasing 

We wish to boost our food and entertainment offe-
ring, decrease our exposure to the fashion sector  
and attract retailers that generate recurring traffic  
to our centres.

2  Sears redevelopment 

Our efforts have been geared toward maximizing the 
redevelopment potential of the premises formerly 
occupied by Sears. As illustrated in the following 
chart, 64% of these spaces have been leased out or 
are in advanced discussions and will generate 144% 
more in rental income.  

Leased & advanced discussions

144%

64%
leased or  
in advanced  
discussions
47%
leased

s
r
a
e
S
y
b
d
e
s
a
e

l

a
e
r
a

l

a
t
o
T

Former 
Sears area

Rental 
income

s
r
a
e
S
m
o
r
f
e
m
o
c
n

i

l

a
t
n
e
R

 
 
 
 
 
 
 
 
22   

Industrial 
and flex

The popularity of Canadian industrial properties was 
extremely strong during the year, and our markets 
in Montreal and Québec City were no exception.

Given tenants’ growing demand for these types of properties,  
availability became increasingly limited and rents climbed 
upward as a result. 

505 du Parc-Technologique Boulevard, Québec City

23   

The Montreal market surged to historic highs in 2019, and vacancy rates tumbled  
to under the 3% mark. As we own the largest industrial portfolio in Montreal, we 
were determined to take advantage of this favourable context – bearing in mind  
that when vacancy rates fell this low in Vancouver and Toronto, rents inevitably  
ballooned within the following 24 months. In the next three years, close to 50% of 
the leases for our industrial properties – representing 7.3 million square feet – will 
be coming up for renewal, which puts us in an excellent position. We will therefore be 
consolidating our rents to leverage the value of our industrial portfolio and reassert 
our leadership within the industry. 

The market in Québec City is also booming. There is a similar dearth of available 
space, which will enable us to maximise our rents as soon as leases come up for 
renewal. The area’s largest industrial park belongs to us, representing close to 
20% of the properties in this segment. Once again, this is an ideal opportunity for  
us to reinforce our position as a market leader.

In addition, to optimize the potential of our portfolio, we are scaling back incentives 
offered for new rentals and lease renewals. This will allow us to maximize our returns 
and strengthen our future position. 

Total number
of properties

191

Total leasable  
area (sq. ft.)

15.4M

Committed  
occupancy rate

97.1%

Three strategic thrusts  
to optimize growth 

As part of our efforts to drive the value of our investments upward, we are looking at 
opportunities over the next five to ten years. Three strategic pillars are underpinning 
our industrial strategy. 

1 

Insight into future market trends 
The first pillar involves identifying future hubs for our markets so we can strategi-
cally position ourselves over the long term in these forward-looking sectors. 

2  Strategic investments 

Second, considering the shortage of available land and space, we are analyzing pro-
perties and sites where the development or redevelopment potential is significant,  
in addition to opportunities to group properties together to maximize their value.  
We have already identified a number of promising development sites, including a  
1.7 million sq. ft. piece of land in Laval, which is drumming up a great deal of interest  
among potential tenants. 

3  Selective development 

Third, given this outlook and in a market where rents are on a sharp rise, we are  
currently analyzing the possibility of several speculative and custom-built 
construction projects. 

24   

3400 De Maisonneuve Boulevard West, Montreal

 
25   

Development and 
intensification

Development and intensification are an 
integral part of our strategic plan. This 
stems from our commitment to maximizing  
the value of our assets, in particular by 
redeveloping select properties to incorporate 
a variety of uses aligned with market trends. 

In this context, key resources were added to our 
Development and Intensification Department during  
the course of the year. 

As part of our target projects, our teams work closely  
with partners who are elite players in their respec-
tive operating segments, in addition to engaging 
in discussions with municipal administrations to 
amend zoning requirements to add residential 
units, increase density or make other adjustments. 

As it currently stands, nearly a dozen of our retail 
properties are prime candidates for intensification, 
with a total potential of close to 10,000 residential 
units, subject to securing the necessary permits and  
zoning changes from the corresponding municipal 
authorities. Among them are the Mail Champlain/
Place du Commerce hub in Brossard, with a possi-
bility of an additional 2,300 units, Centropolis in 
Laval, where a first phase would add 500 units, and 
the Central Station Complex in downtown Montreal, 
where 1,800 units could be created. 

Our teams are also working to develop a vacant 
industrial site on Curé-Labelle Boulevard in Laval 
and to add a 125,000 square foot office building on 
an existing site in Kanata.

26   

Employee  
experience and 
human capital
management

In 2019, we identified three key ingredients to the success of our transfor-
mation: the development of a culture of excellence, better organizational  
alignment and the optimal use of technology. Our approach to human capital 
consists in adopting programs and tools to help attract, hire and develop 
talent that will contribute to Cominar’s vision and strategic objectives. By 
leveraging our organizational leadership, performance and health, we hope 
to create a work environment conducive to a thriving workforce. 

Organizational leadership

The past year saw a renewal of our leadership team, bringing  
together unprecedented real estate expertise and a wide 
diversity of experience and outlooks. Two new strategic functions  
were also created, namely Data and Technology, and Portfolio 
and Asset Management. 

27   
27   

Maria Gabriela González / Design

In the midst of these changes, we upheld our  
commitment to gender diversity at the management  
level. We were even singled out by La Presse for our  
leadership in this regard in a 2019 report on publicly  
traded companies in Quebec, which identified 
Cominar as having the province’s highest proportion  
of female senior executives.

We are also proud of our track record with respect 
to career mobility. More than 10% of our workforce 
changed roles or received a promotion during the 
course of the year. Organizational leadership is 
something that ripples through the entire company, 
and our goal is to provide fulfilling career opportuni-
ties to employees at all levels. 

Organizational performance

At the beginning of 2019, we floated the idea that 
there was room to enhance our business practices 
and streamline our efficiency and productivity.  
And we were right in this assertion: not only did  

we manage to significantly improve our financial  
performance, but we did so with a workforce 
that was close to 15% leaner. To achieve this, we 
focused on being more effective in prioritizing and 
planning our activities and processes, aligning 
our organizational structure with our strategic 
objectives and client needs, and optimizing the fit 
between roles and talents. This was a challenging 
step to take, but it was necessary in order for us to 
move forward. It was greeted favourably by most 
of our personnel, as is reflected in our employee 
engagement and satisfaction rates, both of which 
went up during the year. 

In addition, our efforts to define our new corporate 
values has helped us fine-tune our performance 
management system to make sure it is conducive 
to our desired behaviours. 

28   

Simon Légaré / Marketing

29   
29   

Organizational health

It would be impossible for us to attain a satisfac-
tory level of organizational performance without 
focusing on the well-being of our company and the 
people who work here. That is why we have placed 
a high priority on fostering an open, flexible work 
environment during the transformation process.  
For example, we introduced a flex-time policy, based 
on the principles of mutual trust, to favour greater  
flexibility and personal accountability around time 
management. We also enhanced the employee 
experience through a wide range of health-related 
activities and challenges – something that was 
appreciated by everyone in the organization. 

After conducting our first engagement survey in 
2019, which 85% of our employees responded to, we 
followed up with a second survey in January 2020. 
The response rate rose to 90% and, as the figures 
below show, positive growth was observed for each 
of the surveyed topics.

We have also maintained our commitment to work-
place health and wellness by holding a number of 
training sessions during the year. As a result, on-the-job  
accidents were down by over 50% compared with 
the previous three years. Lastly, we make it a point to 
impose strict standards in terms of employee health 
and safety, sanitation and hygiene, and environmental 
compliance in all our office and work spaces.

Health challenge

Employee engagement rate:  74% (+6 points)

Engagement rate for our highest-performing employees: 79% (+5 points)

Improvement in our key engagement levers

›  Senior leaders have communicated a  
  motivating and inspiring vision of the  

›  The leaders at Cominar are good  

role models for our company values:  

future: +30 points 

  +19 points 

›  Communication from senior leaders  

›  Cominar is on track to be successful  

is consistent and transparent:  

in the future: +15 points 

  +28 points 

›  Senior leadership is open and responsive  
  to ideas from employees: +21 points 

› 
I am confident I can achieve my  
  career goals at Cominar: +13 points

 
 
 
 
 
 
 
 
 
30   

Social  
responsibility  
and environment 

In a constantly changing world, we 
believe that, in our role as property 
manager, we need to set an example in 
terms of sustainability, while making 
sure we continue to act in the best 
interests of our clients, our customers, 
our employees and society as a whole.

We care about the well-being of the com-
munities where we operate and we are 
committed to building a better future for 
everyone. That is why we place a great deal 
of importance on sustainability, the environ-
ment, energy efficiency, water consumption, 
volunteer engagement, corporate donations 
and sponsorships, and health and safety. 
This environmentally and socially responsible 
approach is the common thread that runs 
through all the projects and activities here  
at Cominar. 

Through concrete action, we can improve the  
status quo and do our part to create a better 
world. Building on this idea, we have put 
various strategies in place and launched a 
number of initiatives in the past few years. 
We have formed a committee to develop and 
implement an action plan targeting the short, 

medium and long term. The committee ‘s 
mission will be to define and achieve a set of 
objectives and incorporate sustainability- 
minded practices into every aspect of the 
business. These initiatives are directly related 
to the policy on social responsibility and the  
environment that the Board of Trustees adop-
ted in 2018. The committee is specifically  
tasked with examining various environmental,  
social and governance (ESG) issues and 
coming up with lasting solutions that will help  
Cominar and our clients face the climate and 
social challenges of today and tomorrow. We 
have our sights set on becoming an industry 
leader in this field. As such, we keep a close 
eye on market trends that we can use to stay 
ahead of the curve. And we are committed  
to taking innovative action to strengthen  
our societal impact and ensure long-term 
stability and growth.

31   

32   32   

Governance

As part of our strategic review, and driven 
by our direct and active dialogue with our 
unitholders, we focused on best-in-class 
governance practices to ensure proper 
stewardship of the REIT. 

We modernized our practices, established policies 
and procedures that both require and encourage our 
trustees and the REIT’s management to thoughtfully 
work together to achieve success. 

The Board is responsible for recruiting and retaining 
trustees who combine deep real estate experience 
with complementary skills and knowledge to ensure 
optimal results. 

Role of the Board  
of Trustees 

The Board of Trustees oversees the REIT’s operations,  
strategy and performance. Its duties and responsi- 
bilities include establishing guidelines and principles  
related to governance, compliance and ethics, appoin- 
ting the CEO, managing the Board’s affairs, ensuring 
strategic planning, overseeing the succession plan, 
monitoring financial and corporate performance and 
overseeing risk management. The Board discharges 
these responsibilities directly and through delegation  
to its various committees.

33   33   

Governance 
structure

Board of 
Trustees

›  Approve strategic decisions and major 

transactions 

› 

Implement a governance framework 
consistent with the organization’s  
core values 

›  Supervise the conduct of business and 

ensure sustainable value for unitholders 

›  Oversee risk management 

Audit 
committee

Investment
committee

Nominating 
and governance 
committee

Human 
resources 
committee

›  Analyze the financial situation 

and results 

›  Review financial statements and 

report to the Board 

›  Oversee financial management 
including reporting, internal 
controls, internal and external 
audit procedures, financial and 
operational risk management, 
and compliance with the Code of 
Ethics and Business Conduct as 
well as legislative and regulatory 
requirements 

›  Oversee capital allocation 

›  Review governance practices 

›  Approve acquisition,  

disposition and financing 
transactions, within the 
scope of its authority

›  Approve expansion, develop-
ment and redevelopment 
projects, within the scope  
of its authority

›  Assist the Board in overseeing 
investment operations and 
reviewing performance

› 

Implement assessment  
criteria for the Board,  
trustees and committees 

›  Review the Code of Ethics 
and Business Conduct and 
its application

›  Oversee the ESG plan 

›  Review human resources- 
related policies, programs 
and practices 

›  Review executive compen-
sation and performance 

Management
team

34   

Ethics and  
integrity

We strive to act with integrity in everything we do. This requires honesty 
and transparency in all interactions with colleagues, clients and business 
partners. Upon joining the organization, all employees are subject to the  
Code of Ethics and Business Conduct and, as such, must avoid any situations 
that would represent a conflict of interest with the REIT.

Our Code of Ethics and Business Conduct sets forth 
the ethical standards incumbent on employees in 
order to achieve and maintain the required level of 
trust as it relates to:

›  Compliance with applicable laws and regulations

›  Competence and diligence 

› 

Integrity of accounting records 

›  Loyalty, honesty and integrity 

›  Confrontations with the law 

›  Obligations of loyalty and integrity including 

following cessation of employment

›  Priority accorded to our duties and activities

›  Use of resources

›  Relationships with co-workers

Policy for the confidential or 
anonymous communication of 
complaints about accounting, 
financial and internal audit 
matters 

Any individual, including employees of the 
REIT and its subsidiaries, may submit a 
complaint about accounting, financial or 
internal audit matters without threat of 
reprisal. We are committed to observing all 
laws and regulations to which the REIT is 
subject, as well as all accounting standards,  
internal controls and audit methods. The 
audit committee is responsible for handling 
any employee concerns in this regard.

For more information on our practices with 
respect to governance, ethics and integrity, 
please see our Management Proxy Circular, 
available on our website. 

35   
35   

585 Charest Boulevard East, Québec City

 
36   

Environmental 
management

Our environmental management program aims  
to safeguard our assets and tenants and to 
ensure our properties comply with applicable 
environmental standards. 

Our teams regularly monitor the situation and perform the 
necessary due diligence prior to acquiring, financing or selling  
a property, or applying for a municipal permit. We work with 
external experts to conduct the required environmental 
assessments.

Accordingly, we carried out approximately 125 site and soil 
assessments in 2019, set up a regulatory groundwater moni-
toring process and performed environmental rehabilitation 
work on certain properties. We also started an environmental 
registry so we can quickly and easily identify environmental  
issues in our portfolio. This registry has allowed us to be 
proactive in detecting properties that may be at risk because 
of their permitted use or where tenants are involved in 
activities considered as high risk under the law, as well as 
those where mechanisms are required to monitor water and 
biogases, those where preventive action is needed and other 
environmental liabilities. 

Adopting good environmental management practices in our 
properties and with our tenants lets us be proactive and step 
in before an incident occurs. As a result, we can be more  
thorough in monitoring our assets and come up with effective,  
innovative environmental solutions for all of our properties. 

37   
37   

Benoit Dupont / Operations

Environmentally responsible  
property management

We are constantly introducing new  
environmentally responsible practices 
to reduce our carbon footprint, achieve  
energy savings, reduce operating expen-
ses and improve the comfort of our 
tenants. The long-term benefits of these 
initiatives are manifold. The improved 
energy efficiency in our properties, for 
one, inevitably has a positive impact on 
our properties’ sustainability and value. 
The modernization and optimization 
of electromechanical systems not only 
increase tenants’ well-being, but they 
also make our properties more appealing  
and increase the useful life of our equip-
ment, all while reducing greenhouse 
gas emissions. 

ment and the centre’s environmental 
management system. Rockland has 
successfully diverted 91% of waste from 
landfill, including 200 tonnes of organic 
waste that is turned into compost every 
year and used to enrich the soil of local 
farms. Additionally, there are no conven-
tional waste bins at Rockland – only a 
central sorting station, which attendants 
use to separate the various materials 
and maximize the compostability of 
uneaten food in the new dining hall (La 
Cuisine Rockland). Efforts at Rockland 
have been ongoing from year to year to  
ensure the management of this Montreal-
based shopping centre continues to be 
respectful of the environment. 

Green practices 

Several initiatives rolled out in recent  
years are helping to make our properties 
more environmentally responsible every 
day. For example, in an effort to shrink 
its carbon footprint, Rockland set up a 
comprehensive six-pronged program 
covering energy, water, waste reduction, 
emissions and effluents, indoor environ- 

In Laval, Centropolis is also leading the 
way in sustainable development. Its 
strategy is built around several core 
commitments and a desire to be a local 
pioneer in incorporating sustainability 
into urban planning practices. Its carbon 
footprint reduction initiatives include an  
ornamental vegetable garden in the heart  
of its central plaza, which was set up in 
2009. Not only does this garden need a 

minimal amount of water to operate, but 
the food it produces is put to good use 
by the Centre de bénévolat et moisson 
Laval. Vegetables are harvested two to 
three times a year, for an annual yield 
of approximately 100 kilograms. An 
open-air retention pond, comparable to 
a natural pond, has also been built to 
collect rainwater in large quantities. Its 
innovative design means that some of 
the water is absorbed and filtered by  
herbaceous perennials, while some is  
released into the air through evapo- 
transpiration. Any leftover water is sent 
to a municipal wastewater facility where 
it is filtered and treated. This retention 
pond is a thriving green space that contri- 
butes to local biodiversity by providing 
a habitat for birds and other animals. 
In addition, the more than 1,500 trees 
around the site help to beautify pedes-
trian spaces and counter the heat island 
effect. In addition, 3055 Saint-Martin 
Boulevard West, one of the buildings in 
the complex, is certified LEED-CS Gold 
in recognition of its responsible use of 
energy, materials and water. 

38   
38   

The 59 electric vehicle charging stations 
in our properties were used 34,609 times  
during the year. And the Electrobac bins  
installed in many of our properties 
helped collect metals, plastics and other  
recyclables and use them to make new 
products. Any electronic devices reco-
vered through the Electrobac program 
that can still be used are refurbished 
after undergoing extensive testing and 
having their data wiped. As a result, 
41,039 devices were kept out of landfill 
sites in 2019. All in all, this works out  
to the equivalent of 3,113 mature trees, 
51,700 litres of petroleum and 116,607 
plastic bottles saved. 

Lastly, we make it a point to use 100% 
environmentally friendly and biodegra-
dable cleaning products in most of our 
properties. Many of the food courts in our  
shopping centres now have composting  
programs and facilities in place for 
consumer and restaurateur use. We also 
recycle restaurant grease in several of our  
malls. We hire specialized contractors to  
recover and treat used oil and ensure it 
is recycled properly. Moreover, some of 
our retail properties are now equipped 
with low-flow toilets and urinals, as well  
as sensor-controlled sinks, to help reduce  
the amount of potable water used. 

In Québec City, innovative landscape 
irrigation practices were introduced at  
Complexe Jules-Dallaire to curtail, 
and even eliminate, the need to water 
the grounds. The LEED Gold–certified 
complex has a reservoir to collect runoff 
water from the roof and non-irrigated 
surfaces. This is then used to meet 10% 
to 40% of the watering needs for the 
property’s green spaces, as a complement  
to natural rainfall.

On Montreal’s South Shore, two beehives 
were set up at Place Longueuil in 2018. 
The 50,000 to 80,000 bees that live 
in them help pollinate the trees and 
flowers within a 5 kilometre radius. In 
2019, the honey harvested during the 
summer months produced no fewer 
than 200 jars of honey, 100 beeswax 
candles, 100 bars of soap and 100 tubes 
of lip balm. Proceeds from the sale of 
these items went to the Fondation du 
Centre jeunesse de la Montérégie.

Environmentally friendly  
systems and products

Of the many measures undertaken in our  
properties systems in 2019 to promote 
environmentally responsible manage-
ment, a few stand out from the rest. For 
example, we installed a heat recovery 
chiller at Place de la Cité in Québec City 
and optimized the control sequences of 
the electromechanical systems. These 
two actions alone were responsible for 
cutting energy consumption by more 
than 20%. In Montreal, we replaced a 
chiller at 2001 McGill College with a 
higher-performance model. The result: 
lower energy consumption and mainte-
nance bills and a smaller carbon foot-
print. In the Ottawa area, we upgraded 
the electromechanical and lighting 
system controls at 1 Antares Road, in 
Nepean, which yielded annual energy 
savings of 8%. 

39   

Energy management

We keep a close eye on the energy 
consumption in all our properties in 
order to reduce energy and maintenance  
costs without compromising on occu-
pant comfort. Monitoring energy use 
patterns is also a great way to zero in 
on efficiency problems and introduce 
measures to address them. Our strategy 
in this regard is based on a series of 
low-cost energy savings initiatives. And 
our participation in energy providers’ 
efficiency programs help us optimize the 
ROI of our projects. 

This translated into the following in 2019: 

›  Modernization of LED lighting systems  
in certain properties, thereby reducing  
the energy bill by 11% 

› 

Installation of variable frequency 
drives on fans at 2 Place Laval, gene-
rating more than 5% in yearly energy 
savings 

›  Preparation of a study on energy 

savings potential at 979 De Bourgogne  
Avenue in Québec City

›  Participation in the Hydro-Québec 

demand response (DR) program which  
is designed to reduce spikes in demand  
after a DR notice is issued during the 
winter season.

Overall, 92% of the energy consumed  
in our portfolio comes from a renewable 
source. The remaining 8% is non-renewable  
energy (natural gas). We are equipped to 
monitor and analyze energy consump-
tion in almost all of our properties. This 
allows us to quantify the efficiency of 
our initiatives and propose solutions 
aimed at optimizing our results. In 2019, 
the results of these energy-efficiency 
efforts translated to a reduction of more 
than 30% in energy use compared to the 
2017 reference year. 

40   

Social  
engagement

Social engagement has always been inherent in 
Cominar’s DNA. We encourage employees to give 
back to their community in a variety of ways and 
we are proud to contribute to the causes that are 
near and dear to their hearts. 

Our volunteering program Once a volunteer, always a volunteer! lets staff 
members use some of their paid personal time off to lend a hand to a 
charitable organization. They can also request up to $500 in financial 
assistance on behalf of a cause they actively support. And of course, we 
match employee contributions made during our annual Centraide/United 
Way campaigns, which in turn are used to back a wide range of commu-
nity organizations serving disadvantaged segments of the population. 

We are especially partial to causes dedicated to health and children. 
As part of our ongoing partnership with Opération Enfant Soleil, we ask 
clients and shoppers in our retail properties to support the work they do. 
We are also actively involved in the Grand défi Pierre Lavoie: we have a 
team in place for their 1,000 KM event, one of the members of which is 

41   
41   

Community gardens 
Sandra Lécuyer / Talent and organization

CEO Sylvain Cossette, and several of our 
employees have signed up for an activity 
known as the Loop. A few are also on the 
organization’s School Tour team, helping 
to encourage children and youth to take 
part in regular physical activity. This 
is a particularly rewarding way for our 
volunteers to appreciate the impact of 
their efforts.

Our rooftop gardens, launched by our 
maintenance teams in 2018, expanded in 
2019, with the active participation of the 
management team. Some 60 kilograms 
of produce was donated to community 
organizations as a result.

Also in 2019, some 40 of our employees 
hiked a total of close to 65,000 metres  
on Mont-Sainte-Anne, near Québec City,  
during the Défibrose fundraiser for cystic 
fibrosis. Besides raising a substantial  
amount of money for a cause that is 
important to our people, the event allowed  
them to combine physical activity and 
teamwork – a perfect reflection of our 
social engagement philosophy.

Grand défi Pierre Lavoie / Marc Duval, Patrick Boisvert, 
Isabelle Dumas, Mario Beauregard, Sylvain Cossette 

Défibrose

42   
42   

Management’s
discussion  
and analysis

43

Management's Discussion and Analysis 

The following Management's Discussion and Analysis ("MD&A") is provided to enable the reader to assess the results of operations of
Cominar Real Estate Investment Trust ("Cominar," the "Trust" or the "REIT") for the fiscal year ended December 31, 2019, in comparison
with the fiscal year ended December 31, 2018, as well as its financial position as at that date and its outlook. Dated March 3, 2020, this
MD&A reflects all significant information available as of that date and should be read in conjunction with the consolidated financial
statements and accompanying notes included in this report.

Unless otherwise indicated, all amounts are in thousands of Canadian dollars, except for per unit and per square-foot amounts, and
are based on the consolidated financial statements prepared in accordance with International Financial Reporting Standards ("IFRS"),
as issued by the International Accounting Standards Board ("IASB").

Basis of Presentation 

Certain financial information in this MD&A present the consolidated balance sheets and consolidated statements of comprehensive
income, including Cominar’s proportionate share in the assets, liabilities, revenues and charges of its joint ventures, hereinafter referred
to as "Cominar’s proportionate share," which are non-IFRS measures. Management believes that presenting the operating and financial
results of Cominar, including its proportionate share in the assets, liabilities, revenues and charges of its joint ventures, provides more
useful information to current and prospective investors to assist them in understanding Cominar’s financial performance. Readers are
referred  to  the  section  Reconciliations  to  Cominar’s  Proportionate  Share  for  a  complete  reconciliation  of  Cominar’s  consolidated
financial statements prepared in accordance with IFRS to the financial information including its proportionate share in the assets,
liabilities, revenues and charges of its joint ventures presented in this MD&A.

Additional information on Cominar, including its 2018 Annual Information Form, is available on Cominar’s website at www.cominar.com
and on the Canadian Securities Administrators’ ("CSA") website at www.sedar.com.

The Board of Trustees, under the recommendation of the Audit Committee, has approved the contents of this MD&A.

 
44

Real Estate
Portfolio 

Properties

317

Leasable area (sq. ft.) 35.9 M

Assets

$6.9 B

Same Property Net Operating Income by Property Type

45

39.5%

26.0%

34.5%

Office

80 properties

11.1M sq ft

Retail

46 properties

9.5M sq ft

Industrial
and flex
191 properties

15.4M sq ft

Same Property Net Operating Income by Geographic Market

63.6%

30.5%

5.9%

Montreal

198 properties

23.7M sq ft

Québec City

100 properties

9.8M sq ft

Ottawa

19 properties

2.4M sq ft

46

Highlights

Fiscal Year Ended December 31, 2019

Growth in same property net operating income¹ 3.2%

Growth in the average net rent of renewed leases 2.8%

Increase in the committed occupancy rate

from 93.6% to

Retention rate

Reduction in leverage ¹

from 55.3% to

AFFO¹  payout ratio

1 Refer to section "Non-IFRS Financial Measures".

95.1%

77.3%

51.4%

93.5%

Office

Growth in same property net
operating income ¹

4.0%

47

Growth in average net rent 
of renewed leases

4.1%

Decrease in retention rate

from 76.2% to

Increase in the committed
occupancy rate

from 91.5% to

74.3%

92.9%

Retail

Decline in same property net
operating income ¹

(0.5)%

Decline in average net rent 
of renewed leases

Decrease in retention rate

from 83.3% to

Increase in the committed
occupancy rate

from 93.8% to

(1.7)%

77.7%

94.1%

Industrial 
and flex

Growth in same property net
operating income ¹

7.2%

Growth in average net rent 
of renewed leases

Increase in retention rate

from 70.3% to

Increase in the committed
occupancy rate

from 95.0% to

1 Refer to section "Non-IFRS Financial Measures".

10.1%

79.1%

97.1%

48

Subsequent Events 

On January 6, 2020, Cominar repaid $2.2 million in mortgages payable before maturity using available cash.

On January 7, 2020, Cominar repaid $3.0 million in mortgages payable before maturity using available cash.

On January 8, 2020, Cominar repaid $80.2 million in mortgages payable before maturity using available cash.

On January 16 and February 19, 2020, Cominar declared a monthly distribution of $0.06 per unit for each of these months.

On January 21, 2020, Cominar completed the sale of two retail properties held for sale located in the Montreal area for a total selling
price of $0.9 million.

On January 23, 2020, Cominar completed the sale of an investment property held for sale (retail land) located in the Québec City area
for a total selling price of $1.9 million.

On March 3, 2020, Cominar contracted a new mortgage of $83.4 million with a 5.5 years term and bearing interest at 2.86%.

On March 3, 2020, Cominar refinanced a mortgage having a balance of $5.4 million, maturing in November 2024 and bearing interest
at 3.90% with a new mortgage of $20,0 million maturing in March 2027 and bearing interest at 3.48%.

Caution Regarding Forward-Looking Statements 

From time to time, we make written or oral forward-looking statements within the meaning of applicable Canadian securities legislation.
We may make such statements in this document and in other reports filed with Canadian regulators, in reports to unitholders or in
other communications. By their nature, forward-looking statements involve risks, uncertainties and assumptions. Such forward-looking
statements reflect our intentions, plans, expectations and opinions regarding our future growth, operating results, performance and
business prospects and opportunities. Forward-looking statements are often identified by words and expressions such as "plans,"
"expects,"  "is  expected,"  "budgeted,"  "scheduled,"  "estimated,"  "seeks,"  "aims,"  "forecasts,"  "intends,"  "anticipates,"  "believes,"  or  by
statements that certain actions, events or results "may," "could," "would," "might" or "will" be taken, occur, or be achieved, and other
variants and similar expressions, as well as the negative and conjugated forms, as they relate to Cominar. 

Cominar is subject to risks and uncertainties which may cause actual results of the REIT to be materially different from results expressed
or implied in these forward looking statements. Assumptions that could cause actual results, performance or achievements to differ
materially from those expressed or implied by forward-looking statements, include, but are not limited to, access to capital and debt
financing, the effects of general economic and business conditions, risks associated with the ownership of the immoveable properties,
including climate change, industry competition, inflation, currency and interest rate fluctuations, risks associated with future property
acquisitions, dispositions or developments, the recruitment and retention of employees and executives, legislative and/or regulatory
developments,  compliance  with  environmental  laws  and  regulations,  increases  in  maintenance  and  operating  costs,  limits  on  our
activities, general uninsured losses, potential conflicts of interest, security threats and reliance on technology and related cybersecurity
risk. 

Forward-looking statements are not guarantees of future performance and involve known and unknown risks, uncertainties and other
factors which may cause our actual results or performance to be materially different from the outlook or any future results or performance
implied by such statements. 

We caution readers that the foregoing list of factors that may affect future results is not exhaustive. When relying on our forward-
looking statements to make decisions with respect to Cominar, investors and others should carefully consider the foregoing factors,
as well as other factors and uncertainties. Unless otherwise stated, all forward-looking statements are valid only as at the date of this
MD&A. We do not assume any obligation to update the aforementioned forward-looking statements, except as required by applicable
laws.

Additional information about these factors can be found in the "Risks and Uncertainties" section of this MD&A, as well as in the "Risk
Factors" section of Cominar’s 2018 Annual Information Form.

49

Non-IFRS Financial Measures 

Cominar's Consolidated financial statements are prepared in accordance with IFRS.  However, in this MD&A, we provide guidance and
report on certain non-IFRS measures and other performance indicators which management uses to evaluate Cominar’s performance.
Because non-IFRS measures do not have standardized meanings and may differ from similar measures presented by other entities,
securities regulations require that non-IFRS measures be clearly defined and qualified, reconciled with their closest IFRS measure and
given no more prominence than the latter. These measures, as well as the reasons why management believes these measures are
useful to investors, are described below. Reconciliation can be found in the section dealing with each of these measures. 

Cominar measures the success of its strategy using a number of performance indicators:

Non-IFRS Performance Indicators

•

•

•

•

•

•

•

•

•

Cominar’s  proportionate  share:  Cominar  accounts  for  investments  in  joint  ventures  and  associates  as  equity  accounted
investments  in  accordance  with  IFRS.  Cominar’s  proportionate  share  is  a  non-IFRS  measure  that  adjusts  Cominar’s  financial
statements  to  reflect  Cominar’s  equity  accounted  investments  and  its  share  of  net  income  (loss)  from  equity  accounted
investments  on  a  proportionately  consolidated  basis  at  Cominar’s  ownership  interest  of  the  applicable  investment.  Cominar
believes this measure is important for investors as it is consistent with how Cominar reviews and assesses operating performance
of its entire portfolio. Throughout this MD&A, the balances at Cominar’s proportionate share have been reconciled back to relevant
IFRS measures;

Net operating income ("NOI"): NOI is a measure presented in the statement of comprehensive income in Cominar’s consolidated
financial statements, which is calculated as revenues less property operating expenses such as utilities, repairs and maintenance
and realty taxes. NOI does not include charges for interest or other expenses not specific to the day-to-day operation of Cominar's
properties. Cominar considers NOI to be a valuable measure for evaluating the operating performance of its properties;

Same property NOI: Same property NOI is a non-IFRS measure used by Cominar to provide an indication of the period-over-period
operating profitability of the same property portfolio, that is, Cominar’s ability to increase revenues, manage costs, and generate
organic growth. Same property NOI includes the results of properties owned by Cominar as at December 31 2017, with the exception
of results for properties sold, acquired or under development in 2018 and 2019, as well as the rental income arising from the
recognition of leases on a straight-line basis that is a non-cash item and which, by excluding it, will allow this measure to present
the impact of actual rents collected by Cominar;

Funds from operations ("FFO"):FFO is a non-IFRS measure which represents a standard real estate benchmark used to measure
an entity’s performance, and is calculated by Cominar as defined by REALpac as net income (calculated in accordance with IFRS)
adjusted for, among other things, changes in the fair value of investment properties, deferred taxes and income taxes related to
a disposition of properties, derecognition and impairment of goodwill, initial and re-leasing salary costs, adjustments relating to
the accounting of joint ventures and transaction costs incurred upon a business combination or a disposition of properties. It is
Cominar’s view that net income does not necessarily provide a complete measure of Cominar’s recurring operating performance
since net income includes items such as changes in fair value of investment property which may not be representative of recurring
performance.  Cominar considers FFO as a key measure of operating performance as it adjusts net income for items that are not
recurring including gain (loss) on sale of real estate assets as well as non-cash items such as the fair value adjustments on
investment properties and  Cominar ties employee incentives to this measure;

Adjusted funds from operations ("AFFO"):AFFO is a non-IFRS measure which, by excluding from the calculation of FFO the rental
income arising from the recognition of leases on a straight-line basis, the investments needed to maintain the property portfolio’s
capacity to generate rental income and a provision for leasing costs is calculated as defined by REALpac. Cominar considers
AFFO  to  be  a  useful  measure  of  recurring  economic  earnings  and  considers  AFFO  in  determining  the  appropriate  level  of
distributions;

Adjusted cash flow from operations ("ACFO"):ACFO is a non-IFRS measure that is derived from the operating cash flows provided
by operating activities (in accordance with IFRS) and is calculated by Cominar as defined by REALpac and provides a helpful real
estate benchmark to measure Cominar’s ability to generate stable cash flows;

Debt ratio: Debt ratio is a non-IFRS measure used by Cominar to assess the financial balance essential to the prudent running of
an organization. Debt ratio is calculated by adding mortgages payable, debentures, bank borrowings less cash and cash equivalents
divided by the total assets minus cash and cash equivalent. Cominar’s Declaration of Trust limits the indebtedness of Cominar
to a maximum of 65% of its total assets; 

Debt to earnings before interest, income taxes, depreciation and amortization ("EBITDA") ratio: Debt to EBITDA is a non-IFRS
measure widely used in the real estate industry and is used by Cominar to assess Cominar’s ability to pay down its debts. Cominar
defines EBITDA as net operating income minus adjusted Trust administrative expenses and recognition of lease on a straight-line
basis;

Interest coverage ratio: Interest coverage ratio is a non-IFRS measure used by Cominar to assess Cominar’s ability to pay interest
on its debt from operating revenues and is calculated using net operating income minus adjusted Trust administrative expenses,
divided by adjusted finance charges;

50

Other Performance Indicators 

•

•

•

•

Committed occupancy rate: Committed occupancy is a measure used by Cominar to give an indication of the future economic
health of the geographical regions and sectors in which Cominar owns properties by taking the leasable area occupied by clients
to which is added the leasable area of the leases signed but which have not already started, divided by the leasable area of our
real estate portfolio excluding the areas currently under redevelopment; 

In-place occupancy rate: In-place occupancy is a measure used by Cominar to give an indication of the current economic health
of the geographical regions and sectors in which Cominar owns properties by taking the leasable area occupied by clients, divided
by the leasable area of our real estate portfolio;

Retention rate: Retention rate is a measure used by Cominar to assess client satisfaction and loyalty;

Growth in the average net rent on renewed leases: Growth in the average net rent on renewed leases is a measure used by Cominar
to measure organic growth and gives an indication of Cominar’s capacity to increase its rental income.

Reconciliation with closest IFRS measure and other relevant information regarding these performance indicators are provided in the
appropriate sections of this MD&A.

Financial and Operational Highlights 

Years ended December 31

2019 

$

2018 ¹

$

%Í  Page

51

Financial performance

Operating revenues — Financial statements
Operating revenues — Cominar’s proportionate share 2
NOI — Financial statements
NOI — Cominar’s proportionate share 2
Same property NOI 2
Change in fair value of investment properties — Financial statements

Impairment of goodwill - Financial statements

Net income (net loss)

Adjusted net income
Funds from operations (FFO) 2, 3
Adjusted funds from operations (AFFO) 2, 3
Cash flows provided by operating activities — Financial  statements
Adjusted cash flows from operations (ACFO) 2, 3
Distributions

Total assets

Per unit financial performance

Net income (net loss) (basic and diluted)

Adjusted net income (diluted) ²
Funds from operations (FFO)(FD) 2, 3, 4
Adjusted funds from operations (AFFO)(FD) 2, 3, 4
Adjusted cash flows from operations (ACFO)(FD) 2, 3, 4
Distributions
Payout ratio of adjusted cash flows from operations (ACFO)  2, 3, 4
Payout ratio of adjusted funds from operations (AFFO) 2, 3, 4
Book value per unit 5

Financing
Debt ratio 2, 6
Debt/EBITDA ratio 2
Interest coverage ratio 2, 7
Weighted average interest rate on total debt

Residual weighted average term of total debt (years)
Unsecured debt-to-total-debt ratio 8
Unencumbered income properties
Unencumbered assets to unsecured debt ratio 9

Operational data
Number of investment properties 10
Leasable area (in thousands of sq. ft.)

Committed occupancy rate

In-place occupancy rate

Retention rate

Growth in the average net rent of renewed leases

Development activities
Properties under development — Cominar’s proportionate share 2

704,041

721,235

358,322

368,155

354,882

276,475

734,650

751,095

372,464

381,957

344,032

(4.2)

(4.0)

(3.8)

(3.6)

3.2

(267,098)

(203.5)

—

(120,389)

100.0

(212,282)

(317.9)

462,504

202,273

195,127

140,960

191,868

144,392

131,068

206,797

206,416

160,151

182,939

154,481

143,730

(2.2)

(5.5)

(12.0)

4.9

(6.5)

(8.8)

5.3

6,892,420

6,543,711

2.54

1.11

1.07

0.77

0.79

0.72

91.1%

93.5%

17.30

51.4%

10.6x

2.36:1

4.06%

3.7

36.5%

(1.17)

(317.1)

(1.8)

(5.3)

(12.5)

(9.2)

(8.9)

(1.9)

4.1

11.8

1.13

1.13

0.88

0.87

0.79

92.9%

89.8%

15.47

55.3%

10.3x

2.32:1

4.14%

3.5

51.8%

2,125,836

2,864,637

1.82:1

1.53:1

317

35,895

95.1%

91.7%

77.3%

2.8%

428

38,127

93.6%

89.2%

75.8%

0.6%

47,371

41,685

60

60

63

63

65

60

74

75

76

77

77

82

82

82

57

75

76

77

77

82

82

82

77

56

87

87

88

83

83

88

88

88

90

90

95

95

96

96

57

1 Year ended December 31, 2018 includes results of 95 non-core properties sold for total consideration of $1.14 billion during the first quarter of 2018.
2 Refer to section "Non-IFRS Financial Measures".
3     Year ended December 31, 2019 includes $1.0 million from the settlement approved by the court between Target Canada and its creditors, $5.2 million of penalties paid on mortgages
repayments before maturity, $1.1 million of debenture redemption costs, $4.8 million of restructuring costs and a $1.0 million severance allowance paid in Q1-2019 following the
departure of an executive officer.

4 Fully diluted.
5    Total equity divided by the total number of outstanding units as of the end of the period
6 Total of bank borrowings, mortgages payable and debentures, less cash and cash equivalents, divided by the total assets minus the total of cash and cash equivalents.
7 Net operating income less adjusted Trust administrative expenses divided by finance charges.
8 Unsecured debt divided by total debt.
9 Fair value of unencumbered income properties divided by the unsecured net debt.
10 During the first quarter of 2019, Cominar reassessed its number of properties by grouping individual addresses within the same plot of land or related plots of land as one property.

52

Selected Quarterly Information 

Quarters ended

Financial performance

Dec.

2019 

$

Sept.

2019 

$

Jun.

2019 

$

Mar.

2019 

$

Dec.

Sept.

Jun.

Mar.

2018 

2018 

2018  2018 ¹

$

$

$

$

Operating revenues — Financial statements

173,931

171,539

176,627

181,944

176,073

172,665

177,047

208,865

Operating revenues — Cominar’s proportionate

share 2

178,161

175,884

180,946

186,244

180,116

176,820

181,280

212,879

NOI — Financial statements
NOI — Cominar’s proportionate share 2

91,216

93,695

91,438

93,914

88,983

91,468

86,685

89,078

91,128

90,977

89,813

100,546

93,526

93,548

92,256

102,627

Change in fair value of investment properties —

Financial statements

Impairment of goodwill — Financial Statements

Net income (net loss)

Adjusted net income
FFO 2
AFFO 2

Cash flows provided by operating activities —

Financial  statements

ACFO 2

Distributions

Per unit

Net income (net loss) (basic)

Net income (net loss) (diluted)

Adjusted net income (diluted) ²
FFO (FD) 2, 7
AFFO (FD) 2, 7
ACFO (FD) 2, 7

Distributions

—

—

(4,331)

—

270,964

(2,559)

8,291

(221)

(276,160)

13,393

—

319,265

53,423

—

47,456

51,688

—

51,474

50,250

—

(120,389)

—

44,309

(353,353)

64,649

46,445

29,977

46,912

50,684

51,850

51,401

52,862

49,165 3

51,802 4

47,273 5

46,887 6

50,883

52,733

49,063

53,737

35,622 3

38,370 4

33,441 5

33,527 6

39,047

41,249

37,576

42,279

79,712

29,490

32,773

74,579

36,599

32,769

14,126

40,497

32,768

23,451

37,806

32,758

74,118

88,049

1,437

19,335

38,372

41,453

34,327

40,329

32,749

32,749

32,749

45,483

1.75

1.75

0.29

0.27 3

0.20 3

0.16

0.26

0.26

0.28

0.28 4

0.21 4

0.20

0.28

0.28

0.28

0.26 5

0.18 5

0.22

0.24

0.24

0.26

0.26 6

0.18 6

0.21

(1.94)

(1.94)

0.28

0.28

0.21

0.21

0.36

0.35

0.28

0.29

0.23

0.23

0.26

0.25

0.28

0.27

0.21

0.19

0.16

0.16

0.29

0.29

0.23

0.22

0.1800

0.1800

0.1800

0.1800

0.1800

0.1800

0.1800

0.2500

1 Quarter ended March 31, 2018 includes results of 95 non-core properties sold for a total consideration of $1.14 billion.
2 Refer to "Non-IFRS Financial Measures." 
3 Includes $5.2 million of penalties paid on mortgages repayments before maturity.
4 Includes $1.0 million from the settlement approved by the court between Target Canada and its creditors, $1.1 million of debenture redemption costs and $0.9 million of restructuring

costs.

5 Includes $3.9 million of restructuring costs.
6 Includes a $1.0 million severance allowance paid in 2019 following the departure of an executive officer.
7 Fully diluted.

Selected Annual Information 

Years ended December 31

Financial performance

Operating revenues — Financial statements
Operating revenues — Cominar’s proportionate share 4

NOI — Financial statements
NOI — Cominar’s proportionate share 4

Change in fair value of investment properties — Financial statements

Impairment of goodwill — Financial Statements

Net income (net loss) ᶟ

Adjusted net income
FFO 4
AFFO 4

Cash flows provided by operating activities — Financial  Statements
ACFO 4

Distributions

Total assets

Per unit

Net income (net loss) (basic and diluted)

Adjusted net income (basic) ⁴
FFO (FD) 2, 4
AFFO (FD) 2, 4
ACFO (FD) 2, 4

Distributions

53

2019 

$

2018 ¹

$

704,041

721,235

358,322

368,155

276,475

—

462,504

202,273

195,127

140,960

191,868

144,392

131,068

734,650

751,095

372,464

381,957

(267,098)

(120,389)

(212,282)

206,797

206,416

160,151

182,939

154,481

143,730

2017 ¹

$

835,489

848,840

436,037

443,586

(616,354)

—

(391,725)

255,798

249,689

210,427

233,225

211,296

246,523

6,892,420

6,543,711

7,824,993

2.54

1.11

1.07

0.77

0.79

0.72

(1.17)

(2.13)

1.13

1.13

0.88

0.85

0.79

1.39

1.35

1.14

1.15

1.33

1 Results for fiscal years ended December 31, 2018 and December 31, 2017 include results of 95 non-core properties sold for total consideration of $1.14 billion during the first

quarter of 2018.

2 Fully diluted.
3 Includes the change in fair value of investment properties and the depreciation of goodwill in 2018 and 2017.
4 Non-IFRS financial measure. See relevant section for definition and reconciliation to closest IFRS measure.

54

General Business Overview 

Cominar Real Estate Investment Trust is one of the largest property owners and managers in the Province of Quebec. As at 
December 31, 2019, Cominar owned a diversified portfolio of 3171 properties, composed of office, retail and industrial and flex buildings,
of which 198 were located in the Montreal area, 100 in the Québec City area and 19 in the Ottawa area. Cominar's portfolio consisted
of approximately 11.1 million square feet of office space, 9.5 million square feet of retail space and 15.4 million square feet of industrial
and flex space, representing total leasable area of 35.9 million square feet.

Cominar’s  focus  is  on  growing  NOI  and  net  asset  value  and  exploiting,  when  economically  viable,  expansion  or  redevelopment
opportunities that provide attractive risk adjusted returns. Growth in cash flows from existing properties in the portfolio is expected to
be achieved by: (i) increases in rental rates on existing and new leases; (ii) improved occupancy and retention rates, as well as proactive
leasing strategies; (iii) sound management of operating costs; and (iv) disciplined allocation of capital and rigorous control of capital
expenditures.

Real Estate Portfolio Summary as at December 31, 2019 

Our properties are primarily in urban areas, located along or in proximity of major traffic arteries, in proximity to existing and/or future
transit infrastructure and generally benefit from high visibility while providing ease of access for Cominar's clients and their customers.

Property type

Office

Retail

Industrial and flex

Total

Geographic market

Montreal

Québec City

Ottawa

Total

Number of
properties 1
80

46

191

317

Number of
properties 1
198

100

19

317

Leasable
area 
(sq. ft.)
11,056,000

9,488,000

15,351,000

35,895,000

Leasable
area 
(sq. ft.)
23,690,000

9,763,000

2,442,000

35,895,000

Committed
occupancy
rate

In-place
occupancy
rate

92.9%

94.1%

97.1%

95.1%

89.2%

87.3%

96.2%

91.7%

Committed
occupancy
rate

In-place
occupancy
rate

94.8%

96.0%

93.7%

95.1%

91.5%

93.3%

87.5%

91.7%

1 During the first quarter of 2019, Cominar reassessed its number of properties by grouping individual addresses within the same plot of land or related plots of land as one property.

55

Our Objectives, Our Outlook, Our Strategy 

Objectives

Cominar’s  primary  objective  is  to  maximize  total  return  to  unitholders  through  a  combination  of  sustainable,  tax-effective  cash
distributions and maximizing the Unit value through the proactive management of its portfolio of properties.  

Our Strategy

In 2019, we completed a detailed strategic review of our operations and began the implementation of a clearly defined plan, presented
to investors in October 2019, to solidify Cominar’s financial position, create value for unitholders and position the REIT for growth. 

Our strategic objectives are to deliver over a three year period 1) annual same property NOI growth consistently above 2%, 2) 15% Net
Asset Value growth, 3) 15% FFO per unit growth and  4) a reduction in leverage to less than 50% of asset value and to 9.5x Debt
to / EBITDA. 

Our initiatives in 2019 have allowed us to make significant progress toward these goals, putting us on track to achieve our targets. We
are confident that our transformation plan will deliver operating efficiencies, accelerate NOI growth and crystallize untapped portfolio
value in order to generate short term and long-term value for our unitholders. 

The plan includes:

•

•

•

•

•

•

A series of concrete actions to add additional revenue streams, reduce operating costs and streamline G&A, which are to
have a collective positive impact on FFO and materially accelerate our organic growth. Initiatives include new sources of
revenue,  workforce  optimization,  outsourcing  arrangements,  operating  cost  reductions,  process  automation,  leveraging
technology and lease auditing among others. These initiatives are targeted to increase FFO by approximately $15 million
and in 2019 $10 million was realized on a run rate basis. 

Creation of a dedicated asset management platform to maximize portfolio returns and enhance the investment decision-
making process. Our asset management team is in place and we have completed a thorough review of the majority of our
portfolio.

 A focus on further strengthening and de-risking our balance sheet and a commitment to prudent management of our capital
structure. We are targeting a disciplined reduction in leverage through growing EBITDA, higher retained cash flow, driving
growth  in  our  portfolio  value  and  selective  dispositions.    As  at  December  31,  2019  our  debt  ratio  was  51.4%  (55.3%  at
December 31, 2018) and Debt to EBITDA was 10.6x (10.3x at December 31, 2018). 

Strategic refinancing and multi-year planning, including the repayment of low loan to value and high interest rate mortgages
to improve credit metrics and drive FFO. Our unencumbered asset ratio was 1.82:1 at December 31, 2019 up from 1.53:1 at
December 31, 2018. We expect our credit metrics to continue to improve through 2020 as a result of planned dispositions
and a budgeted increase in same property net operating income.

 A responsible approach to CAPEX aimed at creating value with a targeted run rate of $125 million per year. Capital expenditures
for 2019 totaled $134 million excluding development, down from $221 million in 2018 excluding development.

Targeted dispositions, including the reduction of our exposure to lower-quality non-core assets, include the disposition of
fully valued liquid assets at historically low cap rates to provide price discovery and unlock trapped equity value. In 2019 we
disposed of 46 non-core properties for gross proceeds $260.6 million, 54% of which were retail properties. Our asset strategy
also includes the exploration of joint venture opportunities to capitalize on interest in the strong Quebec market

The plan is being executed, we are building momentum through quick wins and our team of seasoned leaders is committed to our new
strategic direction.

56

Overview of Fiscal 2019 

Net Income: Net income (net loss) for the fiscal year ended December 31, 2019 amounted to $462.5 million compared to $(212.3) million
in the previous year. This reflects positive increase of $543.6 million in change in fair value of investment properties,  decreases of
$120.4 million  in  goodwill  impairment,  of  $16.4 million  in  transaction  costs  and  $6.0 million  in  trust  administrative  expenses  and
increase of $4.8 million in restructuring costs . 

Adjusted Net Income1: For the fiscal year ended December 31, 2019, Cominar generated adjusted net income of $202.3 million compared
to $206.8 million for the fiscal year ended December 31, 2018. 

FFO1: Fully diluted funds from operations ("FFO") for the fiscal year ended December 31, 2019 was $1.07 per unit compared to $1.13
for the previous year due mainly to the sale of $260.6 million of properties year over year and infrequent items, partially offset by growth
in same property NOI. Excluding infrequent items, FFO per unit would have been $1.13.

AFFO1: Fully diluted adjusted funds from operations ("AFFO") for the fiscal year ended December 31, 2019 was $0.77 per unit compared
to $0.88 for the previous year. AFFO decreased due to the decrease in FFO, to a $3.0 million increase in the provision for leasing costs
and a $6.7 million increase in capital expenditures to maintain rental income generating capacity. Excluding infrequent items, AFFO
would have been $0.83 per unit.

Same Property NOI1: Same property NOI ("SPNOI")increased to 3.2% for the fiscal year ended December 31, 2019. The increase reflected
growth of 4.0% in the office portfolio, 7.2% in the industrial and flex portfolio and (0.5)% in the retail portfolio. The increase in SPNOI
was mainly related to an increase in average in-place occupancy for all property types and for all geographic markets. 

Occupancy: As at December 31, 2019, Cominar’s in-place occupancy was 91.7% compared to 89.2% at year-end 2018. The year over
year increase in occupancy was related to increase in all property types. As at December 31, 2019 the committed occupancy rate
was 95.1%, up 150 basis points from 93.6% at year-end 2018.

Leasing activity: The retention rate for the year ended December 31, 2019 was 77.3%,up from 75.8% for the year ended December 31,
2018. Average net rent on 3.8 million sq.ft. of lease renewals increased 2.8% (4.1% for the office portfolio, (1.7)% for the retail portfolio
and 10.1% for the industrial portfolio). New leasing totaled 2.0 million sq.ft. New and renewal leasing for the year ended December 31,
2019 represented 117.8% of 2019 lease maturities.

Disposition activity: For the fiscal year ended December 31, 2019, Cominar completed asset sales totaling $260.6 million at pricing in
line with our IFRS values.

Book value per unit: As at December 31, 2019, Cominar's book value per unit increased 11.8% year over year to $17.30 per unit from
$15.47 per unit at year-end 2018 due to fair value gains in the industrial and office portfolio, partially offset by a fair value loss in the
retail portfolio as well as the repayment of debt with proceeds from dispositions.

Balance sheet: As at December 31, 2019, Cominar’s debt ratio was 51.4%, down from 55.3% at year-end 2018. The year over year
decrease in debt ratio reflects the use of proceeds from the sale of $260.6 million of properties to pay down debt and a $276.5 million
increase in the fair value of investment properties. The debt to EBITDA ratio at the fiscal year ended December 31, 2019 increased
to 10.6x, from 10.3x at fiscal year ended December 31, 2018. As at December 31, 2019 our unencumbered asset pool totaled $2.1 billion
and our unencumbered asset ratio was 1.82x, up from 1.53x at year-end 2018.

Our available liquidity of $552.6 million consisted of $400.0 million of availability under our unsecured credit facility and $152.6 million
of cash and cash equivalents at December 31, 2019.

1 Refer to section "Non-IFRS Financial Measures".

57

Reconciliations to Cominar’s Proportionate Share 

In accordance with IFRS 11, joint ventures are accounted for under the equity method in Cominar’s consolidated financial statements.
Cominar considers that presenting operating and financial results including Cominar’s proportionate share of the assets, liabilities,
revenues and charges of its joint ventures, provides more complete information on Cominar’s financial performance.

The following tables present reconciliations of Cominar’s consolidated financial statements prepared in accordance with IFRS with its
consolidated financial statements including its proportionate share of the assets, liabilities, revenues and charges of its joint ventures.

As at December 31

2019

2018

Consolidated
financial
statements

Joint
ventures

Cominar's
proportionate
share1

Consolidated
financial
statements

Joint
ventures

Cominar's
proportionate
share1

$

$

$

$

$

$

6,412,739

171,573

6,584,312

6,058,191

166,765

6,224,956

Assets

Investment properties

Income properties

Properties under development

Land held for future development

41,471

100,507

5,900

7,631

47,371

108,138

34,293

93,750

7,392

8,400

6,554,717

185,104

6,739,821

6,186,234

182,557

Investment properties held for sale

Investments in joint ventures

Goodwill

Accounts receivable

Prepaid expenses and other assets

Cash and cash equivalents

Total assets

Liabilities

11,730

97,456

15,721

37,930

22,232

152,634

—

(97,456)

—

431

94

639

6,892,420

88,812

11,730

—

15,721

38,361

22,326

153,273

6,981,232

41,685

102,150

6,368,791

188,727

—

15,721

41,586

17,998

1,959

188,727

—

92,468

15,721

41,162

17,901

1,498

(92,468)

—

424

97

461

6,543,711

91,071

6,634,782

Mortgages payable

2,114,021

82,981

2,197,002

1,742,104

85,534

1,827,638

Mortgages payable related to the

investment properties held for sale

Debentures

Bank borrowings

Accounts payable and accrued liabilities

Deferred tax liabilities

Current tax liabilities

Total liabilities

Unitholders' equity

Unitholders' equity

—

1,320,962

180,000

126,543

93

—

—

—

4,100

1,731

—

—

—

1,320,962

184,100

128,274

93

—

123

1,722,586

152,950

103,347

142

6,763

—

—

4,000

1,538

—

—

123

1,722,586

156,950

104,885

142

6,763

3,741,619

88,812

3,830,431

3,728,015

91,072

3,819,087

Total liabilities and unitholders' equity

6,892,420

88,812

1  Refer to section "Non-IFRS Financial Measures".

3,150,801

—

3,150,801

6,981,232

2,815,696

6,543,711

—

91,072

2,815,696

6,634,783

Quarters ended December 31

2019

2018

58

Consolidated
financial
statements

Joint
ventures

Operating revenues

Operating expenses
NOI 

Finance charges

Trust administrative expenses

Change in fair value of investment

properties

Share of joint ventures’ net income

Transaction costs

Impairment of goodwill

Derecognition of goodwill

$

173,931

(82,715)

91,216

(40,416)

(4,145)

270,964

2,822

(1,225)

—

—

Net income (loss) before income taxes

319,216

Income taxes

Current

Deferred

—

49

49

Net income (loss) and comprehensive

income

319,265

1  Refer to section "Non-IFRS Financial Measures".

$

4,230

(1,751)

2,479

(979)

(17)

1,339

(2,822)

—

—

—

—

—

—

—

—

Cominar's
proportionate
share1
$

178,161

(84,466)

93,695

(41,395)

(4,162)

272,303

—

(1,225)

—

—

319,216

—

49

49

319,265

(353,353)

Years ended December 31

2019

2018 ¹

Consolidated
financial
statements

Joint
ventures

$

$

704,041

17,194

Consolidated
financial
statements

Joint
ventures

$

$

734,650

16,445

Operating revenues

Operating expenses

NOI

Finance charges

Trust administrative expenses

Change in fair value of investment

properties

Share of joint ventures’ net income

Transaction costs

Restructuring costs

Impairment of goodwill

Derecognition of goodwill

(345,719)

358,322

(151,051)

(17,254)

276,475

7,200

(6,463)

(4,774)

—

—

Net income (loss) before income taxes

462,455

Income taxes

Current

Deferred

—

49

49

Net income (loss) and comprehensive
income

462,504

Cominar's
proportionate
share 2
$

721,235

(353,080)

368,155

(155,004)

(17,273)

277,814

—

(6,463)

(4,774)

—

—

462,455

—

49

49

(7,361)

9,833

(3,953)

(19)

1,339

(7,200)

—

—

—

—

—

—

—

—

—

1 The year ended December 31, 2018 includes results of 95 non-core properties sold for total consideration of $1.14 billion during the first quarter of 2018.
2  Refer to section "Non-IFRS Financial Measures".

462,504

(212,282)

Consolidated
financial
statements

Joint
ventures

$

176,073

(84,945)

91,128

(36,393)

(6,106)

(276,160)

1,083

(2,866)

(120,389)

(3,278)

(352,981)

(372)

—

(372)

(362,186)

372,464

(152,237)

(23,255)

(267,098)

5,176

(22,847)

—

(120,389)

(3,872)

(212,058)

(6,763)

6,539

(224)

Cominar's
proportionate
share1
$

180,116

(86,590)

93,526

(37,396)

(6,119)

(276,459)

—

(2,866)

(120,389)

(3,278)

(352,981)

(372)

—

(372)

(353,353)

Cominar's
proportionate
share 2
$

751,095

(369,138)

381,957

(156,205)

(23,305)

(267,397)

—

(22,847)

—

(120,389)

(3,872)

(212,058)

(6,763)

6,539

(224)

(212,282)

$

4,043

(1,645)

2,398

(1,003)

(13)

(299)

(1,083)

—

—

—

—

—

—

—

—

(6,952)

9,493

(3,968)

(50)

(299)

(5,176)

—

—

—

—

—

—

—

—

—

Performance Analysis 

Financial Position 

The  following  table  indicates  the  changes  in  assets  and  liabilities  as  well  as  in  unitholders’  equity  as  at  December  31,  2019,  and
December 31, 2018, as shown in our consolidated financial statements:

59

As at December 31

Assets

Investment properties

Income properties

Properties under development

Land held for future development

Investment properties held for sale

Investments in joint ventures

Goodwill

Accounts receivable

Prepaid expenses and other assets

Cash and cash equivalents

Total assets

Liabilities

Mortgages payable

Mortgages payable related to the investment properties held for sale

Debentures

Bank borrowings

Accounts payable and accrued liabilities

Deferred tax liabilities

Current tax liabilities

Total liabilities

Unitholders' equity

Unitholders' equity

Total liabilities and unitholders' equity

2019

$

2018

$

$Í

%Í

6,412,739

41,471

100,507

6,554,717

11,730

97,456

15,721

37,930

22,232

152,634

6,892,420

6,058,191

354,548

34,293

93,750

7,178

6,757

6,186,234

368,483

188,727

(176,997)

92,468

15,721

41,162

17,901

1,498

6,543,711

4,988

—

(3,232)

4,331

151,136

348,709

2,114,021

1,742,104

371,917

—

1,320,962

180,000

126,543

93

—

123

(123)

1,722,586

(401,624)

152,950

103,347

142

6,763

27,050

23,196

(49)

(6,763)

13,604

3,741,619

3,728,015

3,150,801

6,892,420

2,815,696

6,543,711

335,105

348,709

5.9

20.9

7.2

6.0

(93.8)

5.4

—

(7.9)

24.2

10,089.2

5.3

21.3

(100.0)

(23.3)

17.7

22.4

(34.5)

(100.0)

0.4

11.9

5.3

60

Results of Operations 

The  following  table  highlights  our  results  of  operations  for  the  fiscal  years  ended  December  31,  2019  and  2018,  as  shown  in  our
consolidated financial statements:

Periods ended December 31

Operating revenues

Operating expenses

NOI

Finance charges

Trust administrative expenses

Quarter

2019 

2018 

$

$

173,931

176,073

(82,715)

91,216

(40,416)

(4,145)

(84,945)

91,128

(36,393)

Year

2019 

2018 ¹

$

$

704,041

734,650

(345,719)

(362,186)

358,322

372,464

(151,051)

(152,237)

%Í
(4.2)

(4.5)

(3.8)

(0.8)

%Í
(1.2)

(2.6)

0.1

11.1

(6,106)

(32.1)

(17,254)

(23,255)

(25.8)

Change in fair value of investment properties

270,964

(276,160)

(198.1)

276,475

(267,098)

(203.5)

Share of joint ventures’ net income

Transaction costs

Restructuring costs

Impairment of goodwill

Derecognition of goodwill

2,822

(1,225)

—

—

—

1,083

(2,866)

—

(120,389)

(3,278)

160.6

(57.3)

—

100.0

100.0

7,200

(6,463)

(4,774)

5,176

(22,847)

39.1

(71.7)

—

(100.0)

—

—

(120,389)

(3,872)

100.0

100.0

Net income (loss) before income taxes

319,216

(352,981)

(190.4)

462,455

(212,058)

(318.1)

Income taxes

Current

Deferred

—

49

49

(372)

—

(372)

Net income (loss) and comprehensive income

319,265

(353,353)

100.0

100.0

(113.2)

(190.4)

—

49

49

(6,763)

6,539

(224)

462,504

(212,282)

100.0

(99.3)

(121.9)

(317.9)

1 The year ended December 31, 2018 includes results of 95 non-core properties sold to Slate for total consideration of $1.14 billion during the first quarter of 2018.

Operating Revenues

Periods ended December 31

Operating revenues — Financial statements

Operating revenues — Joint ventures
Operating revenues — Cominar's proportionate share 2

Quarter

2019 

2018 

$

$

173,931

176,073

4,230

4,043

178,161

180,116

Year

2019 

2018 ¹

%Í
(1.2)

4.6

(1.1)

$

704,041

17,194

721,235

$

734,650

16,445

751,095

%Í
(4.2)

4.6

(4.0)

1  Operating revenues for the year ended December 31, 2018 include operating revenues of 95 non-core properties sold for total consideration of $1.14 billion during the first quarter

of 2018.

2  Refer to section "Non-IFRS Financial Measures".

The decrease  in  operating  revenues  according  to  the  consolidated  financial  statements  in  fiscal  2019  compared  with  fiscal  2018
resulted mainly from a $46.9 million decrease attributable to properties sold in 2018 and 2019 and $18.3 million of growth in same
property operating revenues.

The chart below presents Cominar's operating revenues based on the consolidated financial statements over the past 10 years.1

61

Operating Revenues

889,175

866,982

835,489 ¹

734,650 ¹

704,041 ¹

739,884

662,053

564,537

317,741

282,385

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

1 Decreases in operating revenues due mainly to dispositions of income properties of $260.6 million in 2019 [$1.151 billion in 2018 and $104.4 million in 2017].

Operating Revenues by Property Type 

Periods ended December 31

2019 

2018 

2019 

2018 ¹

Quarter

Year

Property type

Office

Retail

Industrial and flex

Operating revenues  — 

Cominar's proportionate share2

$

$

%Í

$

$

%Í

75,636

64,361

38,164

76,331

65,757

38,028

178,161

180,116

(0.9)

(2.1)

0.4

(1.1)

301,414

260,424

159,397

319,010

274,232

157,853

721,235

751,095

(5.5)

(5.0)

1.0

(4.0)

1  Operating revenues for the year ended December 31, 2018 include operating revenues of 95 non-core properties sold for total consideration of $1.14 billion during the first quarter

of 2018.

2 Refer to section "Non-IFRS Financial Measures".

62

Operating Expenses

Periods ended December 31

Operating expenses — Financial statements

Operating expenses — Joint ventures
Operating expenses — Cominar's proportionate share 2

Quarter

2019 

$

82,717

1,751

84,468

2018 

$

84,945

1,645

86,590

%Í
(2.6)

6.4

(2.5)

Year

2019 

2018 ¹

$

$

345,721

362,186

7,361

6,952

353,082

369,138

%Í
(4.5)

5.9

(4.3)

1  Operating expenses for the year ended December 31, 2018 include operating expenses of 95 non-core properties sold for total consideration of $1.14 billion during the first quarter

of 2018.

2  Refer to section "Non-IFRS Financial Measures".

The decrease  in  operating  expenses  according  to  the consolidated  financial  statements  in fiscal  2019  compared  with  fiscal  2018
resulted mainly from a $23.7 million decrease attributable to properties sold in 2018 and 2019 and a $7.5 million increase in same
property operating expenses.

The chart below presents Cominar's operating expenses based on the consolidated financial statements over the past 10 years.

Operating Expenses

401,687

398,374

399,452

362,186 ¹

345,719 ¹

328,605

293,843

246,722

133,032

117,627

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

1 Decreases in operating expenses due mainly to dispositions of income properties of $260.6 million in 2019 [$1.151 billion in 2018].

63

Operating Expenses by Property Type 

Periods ended December 31

2019 

2018 

2019 

2018 ¹

Quarter

Year

Property type

Office

Retail

Industrial and flex

Operating Expenses  — 

Cominar's proportionate share2

$

$

%Í

$

$

%Í

38,620

31,785

14,063

39,604

32,033

14,953

84,468

86,590

(2.5)

(0.8)

(6.0)

(2.5)

155,807

131,417

65,858

166,993

135,761

66,384

353,082

369,138

(6.7)

(3.2)

(0.8)

(4.3)

1  Operating expenses for the year ended December 31, 2018 include operating expenses of 95 non-core properties sold for total consideration of $1.14 billion during the first quarter

of 2018.

2 Refer to section "Non-IFRS Financial Measures".

Net Operating Income

NOI  is  a  measure  presented  in  the  statement  of  comprehensive  income  in  Cominar’s  consolidated  financial  statements,  which  is
calculated as operating revenues less property operating expenses such as utilities, repairs and maintenance and realty taxes. NOI
does not include charges for interest or other expenses not specific to the day-to-day operation of Cominar's properties. Cominar
considers NOI to be a valuable measure for evaluating the operating performance of its properties

Cominar analyzes its segmented results of operations taking into account the proportionate share of its joint ventures to assess the
operating performance of its investment properties.

Periods ended December 31

NOI — Financial statements

NOI — Joint ventures
NOI  — Cominar's proportionate share 2

Quarter

2019 

$

91,216

2,479

93,695

2018 

$

91,128

2,398

93,526

%Í
0.1

3.4

0.2

Year

2019 

2018 ¹

$

$

358,322

372,464

9,833

9,493

368,155

381,957

%Í
(3.8)

3.6

(3.6)

1  Net operating income for the year ended December 31, 2018 includes net operating income of 95 non-core properties sold for total consideration of $1.14 billion during the first

quarter of 2018.

2 Refer to section "Non-IFRS Financial Measures".

The increase in NOI on a proportionate basis in fiscal 2019 compared with fiscal 2018 resulted mainly from a $23.2 million decrease
attributable to properties sold in 2018 and 2019 and $10.9 million of growth in same property net operating income.

The chart below presents Cominar's net operating income based on the consolidated financial statements, over the past 10 years.

64

Net Operating Income

487,488

468,608

436,037 ¹

372,464 ¹

358,322 ¹

411,279

368,210

317,815

184,709

164,758

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

1 Decreases in net operating income due mainly to dispositions of income properties of $260.6 million in 2019 [$1.151 billion in 2018 and $104.4 million in 2017].

65

NOI by Property Type 

Periods ended December 31

2019 

2018 

2019 

2018 ¹

Quarter

Year

Property type

Office

Retail

Industrial and flex

NOI  — Cominar's proportionate share 2

$

$

%Í

$

$

%Í

37,018

32,576

24,101

93,695

36,727

33,724

23,075

93,526

0.8

(3.4)

4.4

0.2

145,609

129,007

93,539

368,155

152,017

138,471

91,469

381,957

(4.2)

(6.8)

2.3

(3.6)

1  Net operating income for the year ended December 31, 2018 includes net operating income of 95 non-core properties sold for total consideration of $1.14 billion during the first

quarter of 2018.

2 Refer to section "Non-IFRS Financial Measures".

Results of Operations - Same Property Portfolio 

Cominar analyzes its segmented results of operations taking into account the proportionate share of its joint ventures to assess the
operating performance of its investment properties and pays particular attention to the performance of its same property portfolio.
Same property portfolio includes the results of properties owned by Cominar as at December 31 2017, with the exception of results
from the properties sold, acquired or under development in 2018 and 2019, as well as the rental income arising from the recognition
of leases on a straight-line basis.

Quarter

Year

Periods ended December 31

2019 

2018 

2019 

2018 

Same property operating revenues1 - Cominar's
proportionate share 2 
Same property operating expenses1 - Cominar's
proportionate share 2 
Same property NOI1 - Cominar's proportionate share2 

$

$

%Í

$

$

%Í

174,439

168,924

(82,952)

91,487

(80,977)

87,947

3.3

2.4

4.0

696,609

678,270

(341,727)

(334,238)

354,882

344,032

2.7

2.2

3.2

1  Same property portfolio includes the results of properties owned by Cominar as at December 31 2017, with the exception of results from properties sold, acquired or under

development in 2018 and 2019, as well as the rental income arising from the recognition of leases on a straight-line basis.

2  Refer to section "Non-IFRS Financial Measures".

Operating Revenues - Same Property Portfolio

Periods ended December 31

Operating revenues — Financial statements

Operating revenues — Joint ventures
Operating revenues — Cominar's proportionate share 2

Acquisitions, developments and dispositions —

Cominar's proportionate share 2

Same property Operating Revenues — 
Cominar's proportionate share 2

Quarter

2019 

2018 

$

$

173,931

176,073

4,230

4,043

178,161

180,116

Year

2019 

2018 ¹

%Í
(1.2)

4.6

(1.1)

$

704,041

17,194

721,235

$

734,650

16,445

751,095

%Í
(4.2)

4.6

(4.0)

(3,722)

(11,192)

(66.7)

(24,626)

(72,825)

(66.2)

174,439

168,924

3.3

696,609

678,270

2.7

1  Operating revenues for the year ended December 31, 2018 include operating revenues of 95 non-core properties sold for total consideration of $1.14 billion during the first quarter

of 2018.

2  Refer to section "Non-IFRS Financial Measures".

66

Periods ended December 31

Quarter

2019 

2018 

$

$

Same property portfolio — Financial statements

170,249

164,984

Same property portfolio — Joint ventures
Same property Operating Revenues 1 — 
Cominar's proportionate share 2

4,190

3,940

174,439

168,924

Year

2019 

2018 

$

679,719

16,890

$

661,994

16,276

696,609

678,270

%Í
2.7

3.8

2.7

%Í
3.2

6.3

3.3

1  Same property operating revenues include the operating revenues of properties owned by Cominar as at December 31 2017, with the exception of results from properties sold,

acquired or under development in 2018 and 2019, as well as the rental income arising from the recognition of leases on a straight-line basis.

2  Refer to section "Non-IFRS Financial Measures".

The increase in same property operating revenues according to the consolidated financial statements in fiscal 2019 compared with
fiscal 2018 is mainly due to the increase in average in-place occupancy for all property types and for all geographic markets and to the
increase of the average net rent on lease renewals from fiscal 2019 and fiscal 2018.

Operating Revenues by Property Type and Geographic Market - Same Property Portfolio

Same property operating revenues by property type

Periods ended December 31

2019 

2018 

2019 

2018 

Quarter

Year

Property type

Office

Retail

Industrial and flex

Same property Operating Revenues 1  — 

Cominar's proportionate share 2

$

$

%Í

$

$

%Í

73,470

63,168

37,801

70,715

61,898

36,311

174,439

168,924

3.9

2.1

4.1

3.3

290,361

249,294

156,954

282,724

246,644

148,902

696,609

678,270

2.7

1.1

5.4

2.7

1  Same property operating revenues include the operating revenues of properties owned by Cominar as at December 31 2017, with the exception of results from properties sold,

acquired or under development in 2018 and 2019, as well as the rental income arising from the recognition of leases on a straight-line basis.

2 Refer to section "Non-IFRS Financial Measures".

Same property operating revenues by geographic market

Periods ended December 31

Geographic market

Montreal

Québec City
Ottawa 1

Same property Operating Revenues 2 — 
Cominar's proportionate share 3

Quarter

Year

2019 

2018 

$

$

%Í
%Í

2019 

2018 

$

$

%Í
%Í

110,165

107,827

52,064

12,210

49,513

11,584

174,439

168,924

2.2

5.2

5.4

3.3

441,945

205,777

48,887

433,025

197,279

47,966

696,609

678,270

2.1

4.3

1.9

2.7

1 For presentation purposes, the Gatineau area is included in the Ottawa geographic market.
2  Same property operating revenues include the operating revenues of properties owned by Cominar as at December 31 2017, with the exception of results from properties sold,

acquired or under development in 2018 and 2019, as well as the rental income arising from the recognition of leases on a straight-line basis.

3 Refer to section "Non-IFRS Financial Measures".

67

Operating Expenses - Same Property Portfolio

Periods ended December 31

Operating expenses — Financial statements

Operating expenses — Joint ventures
Operating expenses — Cominar's proportionate share 2

Acquisitions, developments and dispositions —

Cominar's proportionate share 2

Same property Operating Expenses — 
Cominar's proportionate share 2

Quarter

2019 

$

82,715

1,759

84,474

2018 

$

84,945

1,645

86,590

%Í
(2.6)

6.9

(2.4)

Year

2019 

2018 ¹

$

$

345,719

362,186

7,369

6,952

353,088

369,138

%Í
(4.5)

6.0

(4.3)

(1,522)

(5,613)

(72.9)

(11,361)

(34,900)

(67.4)

82,952

80,977

2.4

341,727

334,238

2.2

1  Operating expenses for the year ended December 31, 2018 include operating expenses of 95 non-core properties sold for total consideration of $1.14 billion during the first quarter

of 2018.

2  Refer to section "Non-IFRS Financial Measures".

Periods ended December 31

Same property portfolio — Financial statements

Same property portfolio — Joint ventures
Same property Operating Expenses 1 — 
Cominar's proportionate share 2

Quarter

2019 

$

81,225

1,727

2018 

$

79,369

1,608

82,952

80,977

%Í
2.3

7.4

2.4

Year

2019 

2018 

$

$

334,487

327,354

7,240

6,884

341,727

334,238

%Í
2.2

5.2

2.2

1  Same property operating expenses include the operating expenses of properties owned by Cominar as at December 31 2017, with the exception of results from properties sold,

acquired or under development in 2018 and 2019, as well as the rental income arising from the recognition of leases on a straight-line basis.

2  Refer to section "Non-IFRS Financial Measures".

The increase in same property operating expenses according to the consolidated financial statements in fiscal 2019 compared with
fiscal 2018 is mainly due to space under redevelopment (790 ,000 square feet as at December 31,2018)  that became income producing
in 2019.

Operating Expenses by Property Type and Geographic Market - Same Property Portfolio

Same property operating expenses by property type

Periods ended December 31

2019 

2018 

2019 

2018 

Quarter

Year

Property type

Office

Retail

Industrial and flex

Same property Operating Expenses 1  — 
Cominar's proportionate share 2

$

$

%Í

$

$

%Í

37,587

31,378

13,987

36,708

30,236

14,033

2.4

3.8

(0.3)

150,401

126,686

64,640

148,117

123,371

62,750

82,952

80,977

2.4

341,727

334,238

1.5

2.7

3.0

2.2

1  The same property operating expenses include the operating expenses of properties owned by Cominar as at December 31 2017, with the exception of results from the properties

sold, acquired or under development in 2018 and 2019, as well as the rental income arising from the recognition of leases on a straight-line basis.

2 Refer to section "Non-IFRS Financial Measures".

68

Same property operating expenses by geographic market

Periods ended December 31

Geographic market

Montreal

Québec City
Ottawa 1

Same property Operating Expenses 2 — 
Cominar's proportionate share 3

Quarter

2019 

2018 

$

$

51,587

24,150

7,215

51,594

23,007

6,376

82,952

80,977

%Í
%Í

0.0

5.0

13.2

2.4

Year

2019 

2018 

$

$

%Í
%Í

216,149

212,157

97,658

27,920

95,384

26,697

341,727

334,238

1.9

2.4

4.6

2.2

1 For presentation purposes, the Gatineau area is included in the Ottawa geographic market.
2  The same property operating expenses include the operating expenses of properties owned by Cominar as at December 31 2017, with the exception of results from the properties

sold, acquired or under development in 2018 and 2019, as well as the rental income arising from the recognition of leases on a straight-line basis.

3 Refer to section "Non-IFRS Financial Measures".

Net Operating Income - Same Property Portfolio

Periods ended December 31

NOI — Financial statements

NOI — Joint ventures
NOI  — Cominar's proportionate share 2

Acquisitions, developments and dispositions —

Cominar's proportionate share

Same property NOI — 

Cominar's proportionate share 2

Quarter

2019 

$

91,216

2,479

93,695

2018 

$

91,128

2,398

93,526

%Í
0.1

3.4

0.2

Year

2019 

2018 ¹

$

$

358,322

372,464

9,833

9,493

368,155

381,957

%Í
(3.8)

3.6

(3.6)

(2,208)

(5,579)

(60.4)

(13,273)

(37,925)

(65.0)

91,487

87,947

4.0

354,882

344,032

3.2

1  Net operating income for the year ended December 31, 2018 includes net operating income of 95 non-core properties sold for total consideration of $1.14 billion during the first

quarter of 2018.

2 Refer to section "Non-IFRS Financial Measures".

Periods ended December 31

Same property portfolio — Financial statements

Same property portfolio — Joint ventures
Same property portfolio 1 — 

Cominar's proportionate share 2

Quarter

2019 

$

89,024

2,463

2018 

$

85,615

2,332

91,487

87,947

%Í
4.0

5.6

4.0

Year

2019 

2018 

$

$

345,232

334,640

9,650

9,392

354,882

344,032

%Í
3.2

2.7

3.2

1  The same property NOI includes the NOI of properties owned by Cominar as at December 31 2017, with the exception of results from the properties sold, acquired or under

development in 2018 and 2019, as well as the rental income arising from the recognition of leases on a straight-line basis.

2 Refer to section "Non-IFRS Financial Measures".

Fourth quarter increase of 4.0% in same property NOI according to Cominar’s proportionate share is attributable to the increase, in all
property types and all geographic markets, of the average in-place occupancy rate for the quarter ended December 31, 2019.

NOI by Property Type and Geographic Market - Same Property Portfolio

Same property NOI by property type

Periods ended December 31

2019 

2018 

2019 

2018 

Quarter

Year

Property type

Office

Retail

Industrial and flex

Same property NOI — Cominar's proportionate share 1

1 Refer to section "Non-IFRS Financial Measures".

$

$

%Í

$

$

%Í

35,883

31,790

23,814

91,487

34,007

31,662

22,278

87,947

5.5

0.4

6.9

4.0

139,960

122,608

92,314

354,882

134,607

123,273

86,152

344,032

4.0

(0.5)

7.2

3.2

69

Same property NOI weighting by property type

Periods ended December 31

Property type

Office

Retail

Industrial and flex

Same property NOI — Cominar's proportionate share 1

1 Refer to section "Non-IFRS Financial Measures".

Quarter

2019 

39.3%

34.7%

26.0%

100.0%

2018 

38.7%

36.0%

25.3%

100.0%

Year

2019 

39.5%

34.5%

26.0%

100.0%

2018 

39.2%

35.8%

25.0%

100.0%

Year over year, Cominar’s weighting to retail same property NOI decreased 130 basis points to 34.5% while industrial increased 100 basis
points to 26.0% and office increased 30 basis points to 39.5%.

Same Property NOI by Property type

Industrial and flex
26.0%

Office 39.5%

Retail 34.5%

Same property NOI by geographic market

Periods ended December 31

2019 

2018 

2019 

2018 

Quarter

Year

Geographic market

Montreal

Québec City
Ottawa 1

Same property NOI — Cominar's proportionate share 2

$

$

%Í

$

$

%Í

58,578

27,914

4,995

91,487

56,233

26,506

5,208

87,947

4.2

5.3

(4.1)

4.0

225,796

108,119

20,967

354,882

220,868

101,895

21,269

344,032

2.2

6.1

(1.4)

3.2

1 For presentation purposes, the Gatineau area is included in the Ottawa geographic market.
2 Refer to section "Non-IFRS Financial Measures".

70

Same property NOI weighting by geographic market

Periods ended December 31

Geographic market

Montreal

Québec City
Ottawa 1

Same property NOI — Cominar's proportionate share 2

Quarter

2019 

64.0%

30.5%

5.5%

100.0%

2018 

64.0%

30.1%

5.9%

100.0%

Year

2019 

63.6%

30.5%

5.9%

100.0%

2018 

64.2%

29.6%

6.2%

100.0%

1 For presentation purposes, the Gatineau area is included in the Ottawa geographic market.
2 Refer to section "Non-IFRS Financial Measures".

Same Property NOI by Geographic Market

Montreal 63.6%

Québec City
30.5%

Ottawa 5.9%

Same property average in-place occupancy by property type

Periods ended December 31

2019 

2018 

2019 

2018 

Quarter

Year

Property type

Office

Retail

Industrial and flex

Total

$

$

Í

$

$

Í

89.2%

86.7%

95.5%

91.2%

86.8%

85.6%

92.6%

89.0%

2.4

1.1

2.9

2.2

88.5%

85.7%

94.5%

90.3%

86.7%

84.0%

92.0%

88.3%

1.8

1.7

2.5

2.0

71

Same property average in-place occupancy by geographic market

Periods ended December 31

2019 

2018 

2019 

2018 

Quarter

Year

Geographic market

Montreal

Québec City
Ottawa 1

Total

$

$

Í

$

$

Í

91.2%

93.0%

84.3%

91.2%

89.4%

91.1%

75.7%

89.0%

1.8

1.9

8.6

2.2

90.4%

92.3%

80.5%

90.3%

88.3%

91.1%

75.6%

88.3%

2.1

1.2

4.9

2.0

1 For presentation purposes, the Gatineau area is included in the Ottawa geographic market.

Change in Fair Value of Investment Properties

Cominar opted to present its investment properties in the consolidated financial statements according to the fair value model. Fair
value is determined based on valuations performed during the year using management’s internal estimates and by independent real
estate appraisers, plus capital expenditures made after the valuation and deemed to increase the rental income generating capacity
of the property, or according to definitive agreements to sell investment properties. External valuations were carried out by independent
national firms holding a recognized and relevant professional qualification and having recent experience in the location and category
of the investment properties being valued. 

As per Cominar’s methodology of valuing investment properties, during fiscal 2019, management revalued the entire real estate portfolio
and determined that a net increase of $277.8 million (taking into account an upward adjustment of $1.3 million in the joint ventures)
was necessary to adjust the carrying amount of investment properties to their fair value [decrease of $267.4 million in 2018]. The
change in fair value related to investment properties still being held as at December 31, 2019 amounted to $271.5 million. In 2019, the
fair value of investment properties derived from external valuations or sources represented to 56% [19% in 2018] of the total fair value
of all investment properties.

The following table presents, in summary form, the changes in fair value for the entire Cominar portfolio according to the items in the
financial statements for 2019:

Income properties

Québec 
City
$

Montreal
$

Ottawa
$

(8,906)

39,130

13,842

(47,723)

(66,739)

(12,165)

Property type

Office

Retail

Industrial and flex

9,540

351,600

—

Total

(47,089)

323,991

1,677

1  Non-IFRS financial measure.

Investment
properties
available
for sale
$

Properties
under
development
and land held
for future
development
$

Total
according
to financial
statements
$

Share in
joint
ventures
$

Total -
Cominar's
proportionate
share 1
$

(1,033)

274

(45)

(804)

2,553

(3,344)

(509)

(1,300)

45,586

3,931

(129,697)

(2,592)

360,586

276,475

—

1,339

49,517

(132,289)

360,586

277,814

The $49.5 million increase in fair value in 2019 of the office portfolio is mainly due to the compression of capitalization rates as well
as the expected increase in future net operating income.

For the retail portfolio, the decrease of $132.3 million in fair value results from an increase in capitalization rates.

Finally,  the  $360.6  million  increase  in  the  fair  value  of  the  industrial  and  mixed-use  portfolio  is  mainly  due  to  the  compression  of
capitalization rates as well as the expected increase in future net operating income based on market forecasts.

72

The following table presents, in summary form, the changes in fair value as a percentage for the entire Cominar portfolio according to
the items in the financial statements for 2019:

Income properties

Québec 
City
$

Montreal
$

Ottawa
$

Investment
properties
available
for sale
$

Properties
under
development
and land held
for future
development
$

Total
according
to financial
statements
$

Share in
joint
ventures
$

Total -
Cominar's
proportionate
share 1
$

Property type

Office

Retail

Industrial and flex

Total

1  Non-IFRS financial measure.

(0.1%)

(0.7%)

0.1%

(0.7%)

0.6%

(1.0%)

5.4%

5.0%

0.2%

(0.2%)

—%

—%

—%

—%

—%

—%

—%

(0.1%)

—%

—%

0.7%

(2.0%)

5.5%

4.3%

0.1%

—%

—%

—%

0.8%

(2.0%)

5.5%

4.3%

Internally appraised investment properties have been valued mainly using the capitalized net operating income method. Externally
valued investment properties have been valued either with the capitalized net operating income method and/or the discounted cash
flow method. Here is a description of these methods and the key assumptions used:

Capitalized net operating income method — Under this method, overall capitalization rates are applied to stabilized net operating
income in order to comply with current valuation standards. The stabilized net operating income represents adjusted net operating
income for items such as management expenses, occupancy rates, the recognition of leases on a straight-line basis and other non-
recurring items. The key factor is the overall capitalization rate for each property or property type. Cominar regularly receives publications
from  national  firms  dealing  with  real  estate  activity  and  trends.  Such  market  data  reports  include  different  capitalization  rates  by
property type and geographical area for recent transactions.

Discounted cash flow method — Under this method, the expected future cash flows are discounted using an appropriate rate based
on the risk of the property. Expected future cash flows for each investment property are based upon, but not limited to, rental income
from current leases, budgeted and actual expenses, and assumptions about rental income from future leases. Discount and terminal
capitalization rates are estimated using available appraisals market comparables and market surveys. 

To the extent that the capitalization rate ranges change from one reporting period to the next, or if another rate is more appropriate
than the rate previously used, the fair value of investment properties increases or decreases accordingly. The change in the fair value
of investment properties is reported in the results.

As required under IFRS, Cominar has determined that an increase or decrease in 2019 of 0.1% in the applied capitalization rates for
the entire real estate portfolio, except for the investment properties held for sale, would result in a decrease or increase of approximately
$111.5 million [$101.1 million in 2018] in the fair value of its investment properties.

Capitalization and discount rates used in both the internal and external valuations are consistent.

73

Weighted Average Overall Capitalization Rates, Discount Rates 
and Terminal Capitalization Rates

As at December 31

2019

Québec City

Montreal

Ottawa

Weighted
average
rate

2018

Weighted
average
rate

Office properties

Direct capitalized net operating income method

Overall capitalization rate

Discounted cash flow method

Discount rate

Terminal capitalization rate

Retail properties

Direct capitalized net operating income method

Overall capitalization rate

Discounted cash flow method

Discount rate

Terminal capitalization rate

Industrial and flex properties

Direct capitalized net operating income method

Overall capitalization rate

Discounted cash flow method

Discount rate

Terminal capitalization rate

Total

Direct capitalized net operating income method

Overall capitalization rate

Discounted cash flow method

Discount rate

Terminal capitalization rate

6.8%

6.4%

5.9%

7.3%

7.3%

6.8%

6.6%

7.6%

7.0%

7.0%

6.9%

6.4%

5.3%

6.6%

5.9%

5.8%

6.9%

6.1%

5.6%

6.7%

5.9%

5.5%

6.7%

6.0%

6.2%

7.1%

6.5%

N/A

7.5%

6.8%

N/A

N/A

N/A

6.2%

7.2%

6.6%

5.7%

6.6%

6.0%

6.3%

7.0%

6.4%

6.4%

6.8%

6.1%

6.0%

6.8%

6.2%

6.0%

5.9%

5.2%

6.3%

6.6%

5.8%

6.5%

6.2%

5.7%

6.2%

6.2%

5.5%

In 2019, 63% of investment properties were valued using the discounted cash flow method and 37% were valued using the direct
capitalized net operating income method compared to 15% valued using the discounted cash flow method and 85% using the direct
capitalized net operating income method in 2018. Consequently, the weighted average overall capitalization rates, discount rates and
terminal capitalization rates may not be comparable year over year.

74

Finance Charges

Periods ended December 31

2019 

2018 

2019 

2018 

Quarter

Year

Interest on mortgage payable

Interest on debentures

$

25,646

14,616

$

17,801

18,275

%Í
44.1

(20.0)

Interest on bank borrowings

1,368

1,550

(11.7)

Amortization of deferred financing costs and other

costs

Amortization of fair value adjustments on assumed

indebtedness

Less:  Capitalized interest 1

Total finance charges — Financial statements
Adjusted finance charges 2

950

757

25.5

(66)

(2,098)

40,416

35,180

(68)

(1,922)

36,393

36,393

(2.9)

9.2

11.1

(3.3)

$

80,840

70,669

3,995

3,595

(264)

(7,784)

151,051

144,720

$

77,404

73,084

%Í
4.4

(3.3)

7,929

(49.6)

3,000

19.8

(1,440)

(7,740)

152,237

152,237

(81.7)

0.6

(0.8)

(4.9)

Percentage of operating revenues

23.2%

20.7%

Weighted average interest rate on total debt

21.5%

4.06%

20.7%

4.14%

1 Includes capitalized interest on properties under development and on major revitalization projects for income properties that take place over a substantial period of time.
2  Excludes finance charges related to mortgages repayments before maturity and yield maintenance fees and costs paid in relation to the Series 2 senior unsecured debenture

redemption.

The decrease in finance charges during fiscal 2019, compared with fiscal 2018, is mainly due to the use of proceeds from the sale of
$260.6 million of properties during 2019 to pay down debt, partially offset by $1.1 million associated to the yield maintenance fees
and other costs paid in connection with the Series 2 senior unsecured debenture redemption and $5.2 million of penalties paid on
mortgages repayments before maturity.

Trust Administrative Expenses

Periods ended December 31

Salaries and other benefits

Compensation expense related to long-term incentive plan

Professional fees

Costs associated with public companies

Governance and strategic alternatives consulting fees

Other fees

Total Trust administrative expenses — Financial statements
Adjusted Trust administrative expenses 1

Quarter

2018 

$

3,276

684

230

220

310

1,386

6,106

5,061

2019 

$

2,483

831

400

218

—

213

4,145

4,145

%Í
(24.2)

21.5

73.9

(0.9)

(100.0)

(84.6)

(32.1)

(18.1)

Year

2019 

2018 

$

11,259

2,972

879

801

—

1,343

17,254

16,211

$

11,840

2,372

809

711

3,839

3,684

23,255

18,681

%Í
(4.9)

25.3

8.7

12.7

(100.0)

(63.5)

(25.8)

(13.2)

1 Excludes severance allowances and governance and strategic alternatives consulting fees.

During fiscal 2019, Trust administrative expenses decreased compared with fiscal 2018 mainly due to the decrease of $3.8 million in
governance and strategic alternatives consulting fees. Salaries and other benefits for the year ended December 31, 2019 include $1.0
million associated with the departure of an executive ($0.7 million in 2018).

Impairment and Derecognition of Goodwill

At year-end, Cominar tested its industrial and flex portfolio for impairment of goodwill by determining the recoverable value of the net
assets of that CGUs and comparing it to the carrying amount, including goodwill. As at December 31, 2019, the recoverable value of
this CGU was determined based on the value in use and calculated by discounting future net operating income expected to be generated
from continuing use. For fiscal years 2020 to 2030, net operating income projections are based on management’s budget projections
supported by past experience, assuming stable increase in net operating income. The discount and terminal capitalization rates are
estimated based on the segment weighted average overall capitalization rate. As at December 31, 2019, goodwill was not impaired
and was impaired by $120,389 as at December 31, 2018. 

75

Total
$

139,982

(3,872)

(120,389)

15,721

—

15,721

Office
properties
$

Retail
properties
$

Industrial
and flex
properties
$

Balance as at January 1, 2018

Transfer to investment properties held for sale

Impairment of goodwill

Balance as at December 31, 2018

Impairment of goodwill

Balance as at December 31, 2019

79,496

(1,725)

(77,771)

—

—

—

44,648

(2,030)

(42,618)

—

—

—

Transaction Costs 

Periods ended December 31

Brokerage fees

Professional fees

Assumed head leases

Penalties on debt repayment

Closing adjustments

Others

Total

Quarter

2019 

2018 

$

585

281

—

41

286

32

1,225

$

90

538

—

—

2,083

155

2,866

%Í
550.0

(47.8)

—

100.0

(86.3)

(79.4)

(57.3)

15,838

(117)

—

15,721

—

15,721

Year

2019 

$

2,192

544

217

41

3,400

69

6,463

2018 

$

5,790

2,912

4,201

945

8,244

755

22,847

%Í
(62.1)

(81.3)

(94.8)

(95.7)

(58.8)

(90.9)

(71.7)

The above transaction costs relate to the sales of properties. Refer to the section "Acquisitions, Investments and Dispositions" for more
information on property sales.

Restructuring Costs 

During  the  quarter  ended  June  30,  2019,  Cominar  announced  an  organizational  restructuring  to  streamline  and  enhance  the
effectiveness of operations which the outcome, among others, has been the reduction of its workforce. During the quarter ended June
30, 2019, Cominar recorded a provision of $3.9 million related to this organizational restructuring, primarily related to severance benefits.
An additional provision of $0.9 million has been recorded during the quarter ended September 30, 2019 to include the second phase
of the organizational restructuring. Up to December 31, 2019, $2.6 million had been paid since the beginning of the restructuring.  

Net Income

Periods ended December 31

Net income (net loss)

Net income (loss) per unit (basic and diluted)

Quarter

2019 

2018 

$

$

319,265

(353,353)

1.75

(1.94)

%Í
(190.4)

(190.2)

Year

2019 

2018 ¹

$

$

462,504

(212,282)

2.54

(1.17)

%Í
(317.9)

(317.1)

Weighted average number of units outstanding (basic)

182,242,786

182,067,023

182,183,995

182,156,628

Weighted average number of units outstanding (diluted)

182,566,952

182,067,023

182,370,671

182,156,628

1  Net loss for the year ended December 31, 2018 includes results of 95 non-core properties sold to Slate for total consideration of $1.14 billion during the first quarter of 2018.

The increase in net income during fiscal 2019, compared with fiscal 2018 net loss, is mainly due to an increase of  $547.1 million in
the fair value of investment properties, an increase of $4.0 million in finance charges and a decrease of $120.4 million in goodwill
impairment.

Adjusted Net Income

Adjusted net income is a non-IFRS financial measure. The calculation method used by Cominar may differ from those used by other
entities.  Cominar  calculates  adjusted  net  income  to  eliminate  the  change  in  fair  value  of  investment  properties,  impairment  and
derecognition of goodwill, which are non-monetary as well as for severance allowances, transaction costs, penalties on mortgage
repayments before maturity, debenture redemption costs, the Target settlement, restructuring costs and governance and strategic
alternatives consulting fees which are not related to the trend in occupancy levels, rental rates and property operating costs.

76

Periods ended December 31

Net income (net loss)
Change in fair value of investment properties 2

Transaction costs

Severance allowance

Restructuring costs

Target settlement

Penalties on mortgages repayments before maturity

5,236

Debentures redemption costs

Governance and strategic alternatives consulting fees

Impairment of goodwill

Derecognition of goodwill

Adjusted net income ³

Adjusted net income per unit (diluted) ³

—

—

—

—

53,423

0.29

Quarter

2019 

2018 

$

$

319,265

(353,353)

(272,303)

276,459

1,225

—

—

—

2,866

735

—

—

—

—

310

120,389

3,278

50,684

0.28

Year

2019 

2018 ¹

$

$

462,504

(212,282)

(277,814)

267,397

6,463

1,043

4,774

(1,028)

5,236

1,095

—

—

—

22,847

735

—

—

—

—

3,839

120,389

3,872

202,273

206,797

1.11

1.13

%Í
(317.9)

(203.9)

(71.7)

41.9

100.0

(100.0)

100.0

100.0

(100.0)

(100.0)

(100.0)

(2.2)

(1.8)

%Í
(190.4)

(198.5)

(57.3)

(100.0)

—

—

100.0

—

(100.0)

(100.0)

(100.0)

5.4

3.6

Weighted average number of units outstanding (diluted)

182,566,952

182,253,193

182,370,671

182,322,596

1 Adjusted net income for the year ended December 31, 2018 includes results of 95 non-core properties sold to Slate for total consideration of $1.14 billion during the first quarter

of 2018.

2 Includes Cominar’s proportionate share in joint ventures
3 Refer to section "Non-IFRS Financial Measures".

The decrease in adjusted net income for fiscal 2019, compared with fiscal 2018, is mainly due to properties sold in 2018 and 2019,
partially offset by growth in same property net operating income.

77

Funds from Operations and Adjusted Funds from Operations 

Although the concepts of funds from operations ("FFO") and adjusted funds from operations ("AFFO") are not IFRS financial measures,
they are widely used in the real estate investment trust industry as they adjust net income for items that are not related to the trend in
occupancy levels, rental rates and property operating costs. 

REALpac defines FFO as net income (calculated in accordance with IFRS), adjusted for, among other things, change in the fair value
of investment properties, deferred taxes and income taxes related to a disposition of properties, initial and re-leasing salary costs,
adjustments relating to the accounting of joint ventures under the equity method and transaction costs incurred upon a business
combination or a disposition of properties.

REALpac defines AFFO as FFO net of rental revenue derived from the recognition of leases on a straight-line basis, capital expenditures
for maintaining the ability to generate income and leasing costs. 

FFO and AFFO are not a substitute for net income established in accordance with IFRS when measuring Cominar’s performance. While
our methods of calculating FFO and AFFO comply with REALpac recommendations, they may differ from and not be comparable to
those used by other entities.

The fully diluted weighted average number of units outstanding used for the calculation of FFO and AFFO takes into account the potential
issuance of units under the long-term incentive plan, when dilutive.

The following table presents a reconciliation of net income, as determined in accordance with IFRS, and FFO and AFFO:

Funds from Operations and Adjusted Funds from Operations

Periods ended December 31

Net income (net loss)

Taxes on dispositions of properties

Deferred income taxes

Initial and re-leasing salary costs
Change in fair value of investment properties 2

Capitalizable interest on properties under development

— joint ventures

Transaction costs

Impairment of goodwill

Derecognition of goodwill
FFO 2, 3

Provision for leasing costs
Recognition of leases on a straight-line basis 2

Capital expenditures — maintenance of rental income

generating capacity

AFFO 2, 3

Per unit information:
FFO (FD) 3, 4
AFFO (FD) 3, 4
Weighted average number of units outstanding (FD) 4
Payout ratio of AFFO 3, 4

Quarter

2019 

2018 

$

$

319,265

(353,353)

—

(49)

866

372

—

713

%Í
(190.4)

(100.0)

(100.0)

21.5

Year

2019 

2018 ¹

$

$

462,504

(212,282)

—

(49)

3,347

6,763

(6,539)

3,348

%Í
(317.9)

(100.0)

(99.3)

—

(272,303)

276,459

(198.5)

(277,814)

267,397

(203.9)

161

1,225

—

—

49,165

(7,658)

(390)

(5,495)

35,622

0.27

0.20

159

2,866

120,389

3,278

50,883

(7,613)

(1,020)

(3,203)

39,047

0.28

0.21

1.3

(57.3)

(100.0)

(100.0)

(3.4)

0.6

(61.8)

71.6

(8.8)

(3.6)

(4.8)

676

6,463

—

—

195,127

(32,182)

(262)

(21,723)

140,960

621

22,847

120,389

3,872

206,416

(29,225)

(2,036)

(15,004)

160,151

1.07

0.77

1.13

0.88

8.9

(71.7)

(100.0)

(100.0)

(5.5)

10.1

(87.1)

44.8

(12.0)

(5.3)

(12.5)

182,566,952

182,253,193

182,370,671

182,322,596

90.0%

85.7%

93.5%

89.8%

1  FFO and AFFO for the year ended December 31, 2018 include results of 95 non-core properties sold for total consideration of $1.14 billion during the first quarter of 2018.
2 Including Cominar’s proportionate share in joint ventures.
3 Refer to section "Non-IFRS Financial Measures".
4 Fully diluted.

78

FFO and AFFO for the year ended December 31, 2019 include, among others, a severance allowance paid following the departure of
an  executive  officer,  debenture  redemption  costs,  restructuring  costs,  penalties  on  mortgage  repayments  before  maturity  and  a
settlement from Target Canada. Excluding these adjustments, FFO and AFFO would have been as follows:

Penalties on mortgage repayments before maturity

5,236

Periods ended December 31

FFO 2, 3

Severance allowance

Restructuring costs

Target settlement

Debenture redemption costs

Governance and strategic alternatives consulting fees
FFO adjusted 2, 3

AFFO 2, 3

Severance allowance

Restructuring costs

Target settlement

Mortgage repayment before maturity

Debenture redemption costs

Governance and strategic alternatives consulting fees
AFFO adjusted 2, 3

Quarter

2019 

2018 

$

$

49,165

50,883

%Í
(3.4)

Year

2019 

2018 ¹

$

$

195,127

206,416

—

—

—

—

—

735

(100.0)

—

—

—

—

0.0

—

100.0

—

310

(100.0)

1,043

4,774

(1,028)

5,236

1,095

—

54,401

51,928

35,622

39,047

4.8

(8.8)

3,839

(100.0)

206,247

210,990

(2.2)

140,960

160,151

—

—

—

5,236

—

—

735

(100.0)

—

—

—

—

0.0

—

100.0

—

310

(100.0)

1,043

4,774

(1,028)

5,236

1,095

—

40,858

40,092

1.9

152,080

164,725

(7.7)

3,839

(100.0)

%Í
(5.5)

41.9

100.0

(100.0)

100.0

100.0

(12.0)

41.9

100.0

(100.0)

100.0

100.0

735

—

—

—

—

735

—

—

—

—

1  FFO and AFFO for the year ended December 31, 2018 include results of 95 non-core properties sold for total consideration of $1.14 billion during the first quarter of 2018.
2 Including Cominar’s proportionate share in joint ventures.
3 Refer to section "Non-IFRS Financial Measures".

FFO for fiscal 2019 decreased from fiscal 2018 due mainly to the sale of $260.6 million of properties during 2019, several infrequent
items, partially offset by growth in same property NOI. Excluding these infrequent items, FFO per unit would have been $1.13 in 2019
compared to $1.16 in 2018.

AFFO for fiscal 2019 decreased from fiscal 2018 due to the decrease in FFO, to a $3.0 million increase in the provision for leasing costs
and a $6.7 million increase in capital expenditures to maintain rental income generating capacity. Excluding several infrequent items,
AFFO per unit would have been $0.83, $0.07 short of fiscal 2018, mainly due to increases in the provisions for leasing costs and capital
expenditures to maintain rental income generating capacity.

79

Track record of funds from operations per unit

Years ended December 31

2019 

2018 

2017 

2016 

2015 

Funds from operations (FD) 1, 2

1  Fully diluted.
2 Non-IFRS financial measure.

$

1.07

$

1.13

$

1.35

$

1.68

$

1.79

The chart below presents Cominar's funds from operations over the past 10 years.

Funds from Operations

302,240

289,924 ¹

255,150

249,689 ¹

225,855

200,450

206,416 ¹

195,127 ¹

103,073

111,927

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

1 Decreases in funds from operations due mainly to dispositions of income properties of $260.6 million in 2019 [$1.151 billion in 2018 and $104.4 million in 2017].

80

Track record of adjusted funds from operations per unit

Years ended December 31

2019 

2018 

2017 

2016 

2015 

Adjusted funds from operations (FD) 1, 2

1  Fully diluted.
2 Non-IFRS financial measure.

$

0.77

$

0.88

$

1.14

$

1.47

$

1.57

The chart below presents Cominar's adjusted funds from operations over the past 10 years.

Adjusted Funds from Operations

265,430

252,662 ¹

224,398

197,746

210,427 ¹

166,944

99,090

91,685

160,151 ¹

140,960 ¹

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

1 Decreases in adjusted funds from operations due mainly to dispositions of income properties of $260.6 million in 2019 [$1.151 billion in 2018 and $104.4 million in 2017].

Provision for Leasing Costs

The provision for leasing costs which Cominar deducts in computing the AFFO represents the amortization, over the terms of the
leases, of leasehold improvements and initial direct costs, which include brokerage fees incurred when negotiating and preparing
leases. This allows for better reconciliation of the investments made with the operating revenues generated over the terms of the
leases. During fiscal 2019, the actual costs incurred by Cominar were $34.6 million in leasehold improvements and $9.0 million in initial
direct costs, while the provision for leasing costs amounted to $32.2 million.

81

Periods ended December 31

Leasehold improvements

Initial direct costs

Actual leasing costs — Cominar's proportionate share 1, 2

Provision for leasing costs in the calculation of AFFO 3

Quarter

Year

2019 

$

10,498

2,456

12,954

7,658

2018 

$

9,717

2,851

12,568

7,613

2019 

$

34,596

8,974

43,570

32,182

2018 

$

50,308

10,878

61,186

29,225

1 See the reconciliation of capital expenditures as per the financial statements in section "Acquisitions, Investments and Dispositions".
2 Refer to section "Non-IFRS Financial Measures".
3 Including Cominar’s proportionate share in joint ventures.

Capital Expenditures - Maintenance of Rental Income Generating Capacity

The $21.7 million of capital expenditures related to maintenance of rental income generating capacity for the fiscal year ended December
31, 2019 ($15.0 million in 2018) corresponds to management’s estimate of the non-income generating portion of actual expenditures
incurred primarily for major repair and maintenance expenditures, for example, some common areas, roofing, parking, as well as the
replacement of equipment. In order to establish the allocation of capital expenditures between maintenance of rental income generating
capacity and increase of rental income generating capacity, Cominar analyzes the work carried out according to its nature (common
areas, roofing, parking, equipment, etc.), the age and location of the properties, the property type, market conditions as well as historical
data. Capital expenditures related to maintenance of rental income generating capacity do not include current repair and maintenance
costs, as they are already included in determining NOI.

Capital expenditures incurred that are designed to create, improve or increase net operating income of our income properties are
considered  as  a  way  of  increasing  rental  income  generating  capacity  and  constitute  investment  activities  for  Cominar  (see  the
"Investment in income properties" section). The calculations of AFFO and ACFO do not take into account these capital expenditures
aiming to increase rental income generating capacity.

82

Adjusted Cash Flow from Operations 

Adjusted cash flow from operations ("ACFO") is intended to be used as a measure of a company’s ability to generate stable cash flows.
ACFO does not replace cash flow provided by operating activities as per the consolidated financial statements prepared in accordance
with IFRS. Our method of determining the ACFO complies with REALpac recommendations but may differ from and not be comparable
to that used by other entities.

The fully diluted weighted average number of units outstanding for the calculation of ACFO takes into account the potential issuance
of units under the long-term incentive plan, when dilutive.

The  following  table  presents  a  reconciliation  of  the  cash  flows  provided  by  operating  activities  as  per  the  consolidated  financial
statements with ACFO:

Quarter

Year

Periods ended December 31

Cash flows provided by operating activities as per the consolidated

financial statements

Adjustments — investments in joint ventures

Provision for leasing costs

Initial and re-leasing salary costs

2019 

$

79,712

1,566

(7,658)

866

2018 

$

74,118

439

(7,613)

713

Changes in adjusted non-cash working capital items 2

(40,003)

(28,417)

Capital expenditures — maintenance of rental income generating capacity

Amortization of deferred financing costs and other costs

Amortization of fair value adjustments on assumed mortgages payable

Transaction costs

Capitalizable interest on properties under development — joint ventures

(5,495)

(950)

66

1,225

161

(3,203)

(758)

68

2,866

159

2019 

2018 ¹

$

$

191,868

4,838

182,939

4,534

(32,182)

(29,225)

3,347

(5,564)

(21,723)

(3,595)

264

6,463

676

3,348

(14,017)

(15,004)

(3,002)

1,440

22,847

621

ACFO 3, 4 

Per unit information:

ACFO (FD) 4, 5 

29,490

38,372

144,392

154,481

0.16

0.21

0.79

0.85

Weighted average number of units outstanding (FD) 5 

182,566,952

182,253,193

182,370,671

182,322,596

Payout ratio 4, 5 

112.5%

81.8%

91.1%

90.8%

1 Adjusted cash flow from operations for the year ended December 31, 2018 includes results of 95 non-core properties sold for total consideration of $1.14 billion during the first

quarter of 2018.

2 Includes working capital changes that, in management’s view and based on the REALpac February 2017 whitepaper, are not indicative of sustainable cash flow available for
distribution. Examples include, but are not limited to, working capital changes relating to prepaid realty taxes and insurance, interest payable, sales taxes and other indirect taxes
payable to or receivable from applicable governments, income taxes and transaction cost accruals relating to acquisitions and dispositions of investment properties.

3 Including Cominar’s proportionate share in joint ventures.
4 Refer to section "Non-IFRS Financial Measures".
5 Fully diluted.

Distributions 

Cominar is governed by a Contract of Trust whereby the Trustees, under the discretionary power attributed to them, intend to distribute
a portion of Cominar’s distributable income to unitholders. Distributable income generally means net income determined in accordance
with IFRS, before adjustments to fair value, transaction costs, rental revenue derived from the recognition of leases on a straight-line
basis, the provision for leasing costs, gains on the disposition of investment properties, changes to goodwill and certain other items
not affecting cash, if applicable.

Distributions to Unitholders

Periods ended December 31

Distributions to unitholders

Per unit distribution

Quarter

2019 

$

32,773

0.18

2018 

$

32,749

0.18

%Í
0.1

Year

2019 

2018 

$

$

131,068

143,730

0.72

0.79

%Í
(8.8)

83

In accordance with CSA guidelines, Cominar also provides the following table to allow readers to assess sources of cash distributions
and how they reconcile to net income:

Periods ended December 31

2019

(three months)

$

2019

(twelve
months)

$

2018

(twelve
months)

$

2017

(twelve
months)

$

Net income (loss)

319,265

462,504

(212,282)

(391,725)

Cash flows provided by operating activities - Financial

statements

Distributions to unitholders

Surplus (deficit) of cash flows provided by operating

activities compared with distribution to unitholders

79,712

32,773

46,939

191,868

131,068

60,800

182,939

143,730

233,225

246,523

39,209

(13,298)

For  the  three-month  and  twelve-month  periods  ended  December  31,  2019,  cash  flows  provided  by  operating  activities  presented
a $46.9 million surplus, and a $60.8 million surplus, respectively, over distributions to unitholders.  

The chart below presents Cominar's distributions over the past 10 years.

Distributions Paid

251,295

254,456

246,523 ²

203,375

182,977

164,021

87,027

95,567

143,730 ³

131,068

1.440¹

1.440¹

1.440¹

1.440¹

1.453¹

1.470¹

1.470¹

1.333¹

0.790¹

0.720¹

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

1  Amount of the distribution in dollars per unit.
2 On August 3, 2017, Cominar decreased the monthly distribution to $0.095 per unit, or $1.14 per unit on an annualized basis.
3 On March 7, 2018, Cominar decreased the monthly distribution to $0.06 per unit, or $0.72 per unit on an annualized basis.

Liquidity and Capital Resources 

During fiscal 2019, Cominar generated $191.9 million in cash flows provided by operating activities (financial statements). Cominar
foresees no difficulty in meeting its short-term obligations and its commitments, including the monthly payment of distributions and
the repayment of debentures at maturity, using funds from operations, asset sales, proceeds from new mortgages payable, proceeds
from debenture issuance and amounts available on its unsecured credit facility which stood at $552.6 million as at December 31, 2019.

Debt Management 

Cominar spreads the maturities of its debt instruments over a number of years to manage interest rate and refinancing risk, and to
provide flexibility in maintaining the overall debt level of the portfolio, taking into account availability of financing, market conditions,
as well as the financial terms of the leases that produce its cash flows. Cominar finances itself primarily with long-term, fixed-rate debt
and seeks to maintain a conservative debt to gross book value ratio.

84

As at December 31, 2019, Cominar’s debt ratio stood at 51.4% consisting of mortgages, senior unsecured debentures and bank loans
less cash and cash equivalents. Mortgages represented approximately 58.5% of total debt, senior unsecured debentures represented
approximately 36.5%, while bank borrowings represented approximately 5.0%. As at December 31, 2019, the weighted average annual
contractual rate was 4.06% and the residual weighted average remaining term was 3.7 years. 

As at December 31, 2019, 93.8% of Cominar’s total debt was fixed rate and 6.2% was variable rate.

During 2019, Cominar redeemed $300.0 million of Series 2 senior unsecured debentures before maturity using available cash and the
credit facility. During the year, Cominar also repaid $238.2 million of mortgages before maturity at an average loan to value ratio of
37% and an average interest rate of 4.82% using proceeds from  the refinancing of one property for $285.0 million (net increase of
$68.0 million on that mortgage). 

Including the $90.0 million of mortgages repayments before maturity subsequent to year end, Cominar will have repaid a total of $328.2
million at an average loan to value ratio of 34% and an average interest rate of 4.91%. These transactions allowed Cominar to refinance
two mortgages for $388.0 million ($285.0 million in 2019 and $103.4 million in 2020) with maturities ranging from 5 to 10 years, at an
average loan to value ratio of 60% and an average interest rate of 3.78%. These new mortgages are collateralized by only 18 out of the
52 initial properties, unencumbering 34 properties, of which 10 were unencumbered as at December 31, 2019 and 24 subsequent to
year end. Costs associated with this series of transactions amounted to $5.2 million in 2019 and $4.5 million in Q1-2020 and will be
offset by annual interest savings of approximately $4.0 million.

Debt Summary

As at December 31

Mortgages payable

Debentures

Bank borrowings secured

Bank borrowings unsecured

Total debt

Cash and cash equivalents

Net debt

2019

Weighted
average
contractual
rate

$

3.84%

4.41%

4.05%

4.05%

4.06%

2.20%

Residual
weighted
average
term

$

4.8 years

2.3 years

2.3 years

1.6 years

3.7 years

$

2,114,021

1,320,962

180,000

—

3,614,983

(152,634)

3,462,349

2018

Weighted
average
contractual
rate

$

4.03%

4.23%

—%

4.40%

4.14%

1.70%

Residual
weighted
average
term

$

5.0 years

2.2 years

—

0.7 years

3.5 years

$

1,742,227

1,722,586

—

152,950

3,464,813

(1,498)

3,463,315

Long Term Debt Maturities 

As at December 31, 2019
$ million 

85

$481

Nov
$100

July
$300

$81

$484

$508

Dec
$200

June
$300

$329

May
$225

$456

May
$200

$289

$308

$184

$256

$127

$289

$104

$127

$51

$51

$31

$31

$241

$241

$122

$122

2020

2021

2022

2023

2024

2025

2026

2027

2028

2029

2030

15%

16.3%

  15.5%

    10.6%        14.6%           4.1%             9.3%              1.6%            1.0%

 3.9%            7.7% 

86

Mortgages Payable

As  at  December  31,  2019,  the  balance  of  mortgages  payable  was  $2,114.0  million,  up  $371.8  million  from $1,742.2  million as  at
December 31, 2018. This increase is explained by new mortgages payable contracted of $666.2 million  at a weighted average contractual
rate of 3.72%, offset by repayments of $238.2 million at a weighted average contractual rate of 4.82% and by monthly repayments of
capital totalling $54.2 million. As at December 31, 2019, the weighted average contractual rate was 3.84%, down 19 basis points from
4.03% as at December 31, 2018. As at December 31, 2019, the effective weighted average interest rate was 3.95%, down 16 basis
points since December 31, 2018.

Contractual maturities of mortgages payable

Years ending December 31

2020

2021

2022

2023

2024

2025

2026

2027

2028

2029

2030 and thereafter

Total

Repayment
of principal
$

Balances at
maturity
$

51,680

46,186

44,607

42,611

41,111

31,466

18,716

17,319

14,470

11,857

7,928

80,974

307,862

184,248

104,292

255,750

127,490

288,510

50,968

30,836

122,134

240,762

Total
$

132,654

354,048

228,855

146,903

296,861

158,956

307,226

68,287

45,306

133,991

248,690

327,951

1,793,826

2,121,777

Weighted
average
contractual
rate

4.34%

4.16%

3.35%

3.91%

3.47%

3.47%

3.52%

3.85%

4.48%

3.56%

4.01%

3.84%

Cominar’s mortgages payable contractual maturities are staggered over a number of years to reduce risks related to renewal. As at
December 31, 2019, the residual weighted average term of mortgages payable was 4.8 years, compared to 5.0 years as at December
31, 2018.

Senior Unsecured Debentures

Date of
issuance

Contractual
interest
rate

Effective
interest
rate

May 2013

4.00%

4.24%

July 2013 1

4.94%

4.81%

December 2014

4.25%

4.34%

June 2015

4.16%

4.25%

May 2016

4.25%

4.34%

May 2019

4.50%

4.41%

4.82%

4.49%

Dates of
interest
payments

May 2 and
November 2

July 27 and
January 27

June 8 and
December 8

June 1 and
December 1

May 23 and
November 23

May 15 and
November 15

Maturity
date

Nominal value as at 
December 31, 2019 
$

November 2020

July 2020

December 2021

June 2022

May 2023

May 2024

100,000

300,000

200,000

300,000

225,000

200,000

1,325,000

Series 3

Series 4

Series 8

Series 9

Series 10

Series 11

Weighted average interest rate

Total

1 Re-opened in January 2014 ($100.0 million) and March 2014 ($100.0 million).

As at December 31, 2019, the residual weighted average term of senior unsecured debentures was 2.3 years. 

On May 15, 2019, Cominar issued $200.0 million in Series 11 senior unsecured debentures bearing interest at a rate of 4.50% and
maturing in May 2024.

On June 21, 2019, Cominar reimbursed at maturity its Series 7 senior unsecured debentures totaling $300.0 million  and bearing interest
at 3.62% using available cash and its unsecured renewable operating and acquisition credit facility.

87

On September 26, 2019, Cominar early redeemed $300.0 million in aggregate principal of 4.23% Series 2 senior unsecured debentures
using available cash and its unsecured renewable operating and acquisition credit facility. Cominar paid $1.1 million in yield maintenance
fees and other costs in connection with the redemption.

Bank Borrowings

As at December 31, 2019, Cominar had an unsecured renewable credit facility of up to $400.0 million maturing in July 2021. This credit
facility bears interest at the prime rate plus 110 basis points or at the bankers’ acceptance rate plus 210 basis points. This credit facility
contains certain restrictive covenants, with which Cominar was in compliance as at December 31, 2019. As at December 31, 2019, the
credit facility was undrawn and availability was $400.0 million. 

On September 20, 2019, Cominar entered into a 4-year agreement for a new secured credit facility  maturing in September 2023. This
new credit facility bears interest at the prime rate plus 70 basis points or at the bankers’ acceptance rate plus 170 basis points. As at
December 31, 2019, $180.0 million was drawn on the credit facility. This credit facility is secured by immovable hypothecs on investment
properties with a book value of $298.8 million.

Debt Ratio

Debt  ratio  is  a  non-IFRS  measure  used  by  Cominar  to  manage  debt  levels.  Debt  ratio  is  calculated  by  adding  mortgages  payable,
debentures, bank borrowings less cash and cash equivalents divided by the total assets minus cash and cash equivalents. Cominar’s
Declaration of Trust limits the indebtedness of Cominar to a maximum of 65% of its total assets.

As at December 31

Cash and cash equivalents

Mortgages payable

Debentures

Bank borrowings

Total net debt

Total assets less cash and cash equivalents
Debt ratio 1, 2

2019

$

(152,634)

2,114,021

1,320,962

180,000

3,462,349

6,739,786

51.4%

2018

$

(1,498)

1,742,227

1,722,586

152,950

3,616,265

6,542,213

55.3%

1 The debt ratio is equal to the total of bank borrowings, mortgages payable and debentures less cash and cash equivalents, divided by total assets less cash and cash equivalents.
2 Refer to section "Non-IFRS Financial Measures".

The decrease in the debt ratio is due mainly to the use of the $260.6 million proceeds from the sale of properties during fiscal 2019.

Debt/EBITDA Ratio

The debt to earnings before interest, income taxes, depreciation and amortization ("EBITDA") ratio is a non-IFRS measure widely used
in the real estate industry and measures Cominar’s ability to pay down its debts. Cominar defines EBITDA as net operating income
minus adjusted Trust administrative expenses and recognition of leases on a straight-line basis. 

As at December 31

Mortgages payable

Debentures

Bank borrowings

Total debt

NOI

Adjusted Trust administrative expenses ¹

Recognition of leases on a straight-line basis

EBITDA ²

Debt/EBITDA ratio 2

2019

$

2,114,021

1,320,962

180,000

3,614,983

358,322

(16,211)

(288)

341,823

10.6x

2018

$

1,742,227

1,722,586

152,950

3,617,763

372,464

(18,681)

(2,030)

351,753

10.3x

1 Excludes severance allowances paid to executive officers and governance and strategic alternatives consulting fees.
2 Refer to section "Non-IFRS Financial Measures".

88

Interest Coverage Ratio

The interest coverage ratio is a non-IFRS measure used by Cominar to assess Cominar’s ability to pay interest on its debt from operating
revenues and is calculated using net operating income minus adjusted Trust administrative expenses, divided by adjusted finance
charges.

As at December 31

NOI

Adjusted Trust administrative expenses ¹

Adjusted finance charges ²

Interest coverage ratio 3

2019

$

358,322

(16,211)

342,111

144,720

2.36:1

2018

$

372,464

(18,681)

353,783

152,237

2.32:1

1 Excludes severance allowances paid to executive officers and governance and strategic alternatives consulting fees.
2 Excludes finance charges related to mortgages repayments before maturity and yield maintenance fees and costs paid in relation to the Series 2 senior unsecured debenture

redemption.

3 Refer to section "Non-IFRS Financial Measures".

Unencumbered Assets and Unsecured Debt 

As at December 31

2019

2018

Unencumbered income properties 1, 5

140

2,125,836

291

2,864,637

Number of 
properties

Fair value of
properties ($)

Number of 
properties

Fair value of
properties ($)

Unencumbered assets to unsecured net debt ratio 2, 3
Unsecured debt-to-total-debt ratio 3, 4

1.82:1

36.5%

1.53:1

51.8%

1 Includes investment properties held for sale. 
2  Fair value of unencumbered income properties divided by unsecured net debt.
3 Refer to section "Non-IFRS Financial Measures".
4 Unsecured debt divided by total debt.
5 During the first quarter of 2019, Cominar reassessed its number of properties by grouping individual addresses within the same plot of land or related plots of land as one property.

As at December 31, 2019, the unencumbered assets to unsecured net debt ratio stood at 1.82:1, well above the required ratios of 1.30:1
and 1.35:1 contained in the restrictive covenant of the outstanding debentures and the credit facility, respectively.

Off-Balance Sheet Arrangements and Contractual Commitments

Cominar has no off-balance sheet arrangements that have or are likely to have a material impact on its results of operations or its
financial position, including its cash position and sources of financing.

Cominar  has  no  significant  contractual  commitments  other  than  those  arising  from  its  long-term  debt  and  payments  due  under
construction contracts and emphyteutic leases on land held for income properties. 

Financial Instruments 

Classification and Fair Value

Cominar uses a three-level hierarchy to classify its financial instruments. The hierarchy reflects the relative weight of inputs used in
the valuation of financial assets and liabilities at fair value. The levels in the hierarchy are:

•
•

•

Level 1 — Quoted prices (unadjusted) in active markets for identical assets or liabilities
Level 2 — Inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly (i.e.,
as prices) or indirectly (i.e., derived from prices)
Level 3 — Inputs for the asset or liability that are not based on observable market data (i.e., unobservable inputs)

Cominar’s policy is to recognize transfers between hierarchy levels on the date of changes in circumstances that caused the transfer.
There was no transfer between hierarchy levels in fiscal years 2019 and 2018.

 
The  fair  value  of  cash  and  cash  equivalents,  accounts  receivable,  accounts  payable  and  accrued  liabilities  and  bank  borrowings
approximates the carrying amount since they are short-term in nature or bear interest at current market rates.
The fair value of mortgages payable and debentures has been estimated based on current market rates for financial instruments with
similar terms and maturities.

Financial liabilities and their carrying amounts and fair values, when the fair values do not approximate the carrying amounts, are
classified as follows:

89

As at December 31

Financial liabilities

Mortgages payable

Debentures

Risk Management

2019

Carrying
amount
$

2018

Fair
value
$

Carrying
amount
$

Fair
value
$

Level

2

2

2,114,021

1,320,962

2,164,680

1,368,398

1,742,227

1,722,586

1,764,084

1,703,866

The main risks arising from Cominar’s financial instruments are credit risk, interest rate risk and liquidity risk. The strategy for managing
these risks is summarized below.

Credit risk
Credit risk arises from the possibility that tenants may experience financial difficulty and be unable to fulfill their lease commitments.

Cominar mitigates credit risk via segment and geographic portfolio diversification, staggered lease maturities, and diversification of
revenue sources through a varied tenant mix as well as by avoiding dependence on any single tenant by ensuring that no individual
tenant contributes a significant portion of the operating revenues and by conducting credit assessments on all new tenants.

Cominar has a broad, highly diversified client base consisting of about 3,700 clients occupying an average of approximately 9,200 square
feet each. The top three clients, Société québécoise des infrastructures, Public Works Canada and Canadian National Railway Company,
account respectively for approximately 5.8%, 4.1% and 3.4% of operating revenues from several leases with staggered maturities. The
stability and quality of cash flows from operating activities are enhanced by the fact that approximately 14.1% of operating revenues
come from government agencies, representing approximately 100 leases.

Cominar regularly assesses its accounts receivable and records an expected credit loss for accounts when there is a risk of non-
collection.

The maximum credit risk to which Cominar is exposed corresponds to the carrying amount of its accounts receivable and cash and
cash equivalents position.

Interest rate risk
Interest rate risk is the risk that the fair value or future cash flows of a financial instrument will fluctuate due to changes in market
interest rates. Cominar’s objective in managing this risk is to minimize the net impact on future cash flows. Cominar reduces its exposure
to interest rate risk by staggering the maturities of its borrowings over several years and by generally using long-term debt bearing
interest at fixed rates.

Accounts receivable, except for the receivables bearing interest, and accounts payable and accrued liabilities do not bear interest.

Almost all mortgages payable and all debentures bear interest at fixed rates.

Cominar is exposed to interest rate fluctuations mainly due to bank borrowings, which bear interest at variable rates.

As required under IFRS, a 25-basis-point increase or decrease in the average interest rate on variable interest debts during the period,
assuming that all other variables are held constant, would have resulted in a $0.3 million increase or decrease in Cominar’s net loss
for the fiscal year ended December 31, 2019 [$0.5 million in 2018].

Liquidity risk
Liquidity risk is the risk that Cominar will be unable to meet its financial obligations as they come due.

Cominar manages this risk by the management of its capital structure, the continuous monitoring of current and projected cash flows
and adherence to its capital management policy.

90

Undiscounted contractual cash flows (interest and principal) related to financial liabilities as at December 31, 2019 were as follows:

Mortgages payable

Debentures

Bank borrowings
Accounts payable and accrued liabilities 1

Lease liability

1 Excludes sales taxes and other non-financial liabilities

Property Portfolio 

As at December 31

Income properties — Cominar’s proportionate share 1

Properties under development and land held for future
development — Cominar’s proportionate share 1

Investment properties held for sale
Number of income properties 2, 3
Leasable area (sq. ft.) 2

Under
one year
$

222,452

458,371

7

107,786

578

Cash flows

One to
five years
$

1,292,149

1,007,627

200

—

2,440

Over
five years
$

1,080,025

—

—

—

17,288

2019

$

6,584,312

155,509

11,730

317

35,895,000

2018

$

6,224,956

143,835

188,727

428

38,127,000

%Í
5.8

8.1

(93.8)

1  Refer to section "Non-IFRS Financial Measures".
2 Includes investment properties held for sale. 
3 During the first quarter of 2019, Cominar reassessed its number of properties by grouping individual addresses within the same plot of land or related plots of land as one property.

Summary by property type

As at December 31

Office

Retail

Industrial and flex

Total

2019

Number of
properties 1
80

46

191

317

Leasable area
(sq. ft.)

Number of
properties

Leasable area
(sq. ft.)

2018

11,056,000

9,488,000

15,351,000

35,895,000

96

136

196

428

11,707,000

10,714,000

15,706,000

38,127,000

1  During the first quarter of 2019, Cominar reassessed its number of properties by grouping individual addresses within the same plot of land or related plots of land as one property.

Summary by geographic market

As at December 31

2019

2018

Montreal

Québec City
Ontario - Ottawa 1

New Brunswick

Total

Number of
properties 2
198

100

19

—

317

Leasable area
(sq. ft.)

Number of
properties

Leasable area
(sq. ft.)

23,690,000

9,763,000

2,442,000

—

35,895,000

281

126

20

1

428

25,327,000

10,264,000

2,476,000

60,000

38,127,000

1 For presentation purposes, the Gatineau area is included in the Ottawa geographic market.
2 During the first quarter of 2019, Cominar reassessed its number of properties by grouping individual addresses within the same plot of land or related plots of land as one property.

91

Acquisitions, Investments and Dispositions 

Investments in Income Properties and Investment Properties Held for Sale 

Cominar continues to invest in its investment properties in the normal course of business. Investments made include expansions,
modernizations,  modifications  and  upgrades  to  existing  properties  with  a  view  to  increasing  or  maintaining  their  rental  income
generating capacity. 

During fiscal 2019, Cominar incurred $68.7 million [$145.2 million in fiscal 2018] in capital expenditures specifically to increase the
rental income generating capacity of its properties. These capital expenditures include, among others, investments of $25.7 million in
revitalization  and  redevelopment, $1.3  million  in  property  expansion, $40.5  million  in  structural  work  and $1.2  million  in  facade
renovation. Cominar also incurred $21.7 million [$15.0 million in fiscal 2018] in capital expenditures to maintain rental income generating
capacity,  consisting  mainly  of  major  repair  and  maintenance  expenses,  as  well  as  property  equipment  replacements.  Capital
expenditures related to maintenance of rental income generating capacity do not include current repair and maintenance costs, as
these are already deducted from revenues in determining NOI.

Finally, Cominar invested in leasehold improvements that aim to increase the value of its buildings through higher lease rates and higher
occupancy, as well as in other leasing costs, mostly brokerage fees and tenant inducements. The level of investment required may vary
from quarter to quarter since it depends closely on lease renewals and the signing of new leases. The level of investment also depends
on increases in rental space through expanded, upgraded or acquired properties, or rental space transferred from properties under
development. During fiscal 2019, Cominar made investments of $34.6 million in leasehold improvements and $9.0 million in leasing
costs [$49.8 million in leasehold improvements and $10.7 million in leasing costs in fiscal 2018].

The following table shows the details of the capital expenditures and leasing costs reported in the consolidated financial statements
with respect to our income properties, including investment properties held for sale and Cominar’s proportionate share in joint ventures:

Periods ended December 31

2019 

2018 

2019 

2018 

Quarter

Year

$

$

%Í

$

$

%Í

Capital expenditures — increase of rental income

generating capacity

Revitalization and redevelopment

Property expansion

Structural work for common areas, parking,

preparation of base building etc.

Facade renovation

Others

Capital expenditures — maintenance of rental income

generating capacity
Total capital expenditures 1

Leasehold improvements

Leasing costs
Total — Financial statement 1

Capital costs — Properties under development —

Financial statements

Total capital expenditures

9,267

342

10,138

267

—

5,803

25,817

10,498

2,456

38,771

3,595

42,366

19,638

354

9,985

3,921

3,081

3,203

40,182

9,632

2,851

52,665

—

52,665

(52.8)

(3.4)

1.5

(93.2)

(100.0)

81.2

(35.7)

9.0

(13.9)

(26.4)

100.0

(19.6)

25,732

1,297

40,464

1,166

—

21,723

90,382

34,596

8,974

57,776

1,613

63,391

10,398

12,055

15,004

160,237

49,801

10,662

133,952

220,700

24,776

158,728

15,382

236,082

(55.5)

(19.6)

(36.2)

(88.8)

(100.0)

44.8

(43.6)

(30.5)

(15.8)

(39.3)

61.1

(32.8)

1 

Includes income properties, investment properties held for sale and Cominar's proportionate share in joint ventures.

92

Disposition of Income Properties in 2019 

On June 14, 2019, Cominar completed the sale of an industrial and flex property located in Quebec City, for a total selling price of
$1.8 million.

On December 12, 2019, Cominar completed the sale of a retail property located in Montreal, for a total selling price of $0.7 million. 

Transfer to Income Properties in 2019 

At the end of the third quarter of 2019, Cominar transferred a property from properties under development to income properties. The
retail building was valued at $16.2 million at the time of the transfer has a leasable area of 56,000 square feet and is located in Québec
City.  

Investment Properties Held for Sale in 2019 

Cominar has engaged in a process to sell certain income properties and expects to close these transactions within the next few months.

During  the  quarter  ended  March  31,  2019,  Cominar  transferred  3  income  properties  having  a  value  of $18.5  million  to  investment
properties held for sale.

During the quarter ended June 30, 2019, Cominar transferred 4 income properties and 2 land held for future development having a
value of $24.2 million to investment properties held for sale 

During the quarter ended September 30, 2019, Cominar transferred 12 income properties having a value of $40.1 million to investment
properties held for sale 

During the quarter ended December 31, 2019, Cominar transferred 1 land held for future development having a value of $1.9 million to
investment properties held for sale and transferred 2 investment properties held for sale having a value of  $6.8 million to land held for
future development.

During the period of  twelve months ended December 31, 2019, Cominar sold 44 investment properties held for sale for a total selling
price of $258.1 million.

Years ended December 31

2019

Investment properties

Balance, beginning of year

Transfers from income properties

Transfers from properties under development and

land held for future development

Capitalized costs

Change in fair value

Dispositions

Transfer of goodwill

Derecognition of goodwill

Balance, end of year

Office  
properties

Retail 
properties

Industrial 
and flex 
properties

$

$

$

Total

$

50,486

21,280

—

3,708

(1,033)

111,041

37,068

27,200

17,586

188,727

75,934

1,855

321

274

—

45

(45)

1,855

4,074

(804)

(74,441)

(138,829)

(44,786)

(258,056)

—

—

—

—

—

11,730

—

—

—

—

—

11,730

2018

Total

$

1,143,500

191,241

—

7,070

(4,934)

(1,148,150)

3,872

(3,872)

188,727

93

Dispositions of Investment Properties Held for Sale in 2019 

Address

Property
type

Area

Leasable
 area
sq. ft.

Transaction
 date

Selling
 price
$

768-790, boulevard Décarie, Montréal (Qc)

Montreal

Office

35,000

January 11, 2019

4,100

4600, boulevard Sainte-Anne, Québec (Qc)

170, boulevard Curé-Labelle, Rosemère (Qc)

3773, boulevard de la Côte-Vertu, Montréal (Qc)

7405, autoroute Transcanadienne, Montréal (Qc)

3900, boulevard de la Côte-Vertu, Montréal (Qc)

3950, boulevard de la Côte-Vertu, Montréal (Qc)

7355, autoroute Transcanadienne, Montréal (Qc)

5101, rue Buchan, Montréal (Qc)

1059-1095, boulevard Jean-Baptiste-Rolland Ouest, Saint-Jérôme (Qc)

1035-1049, boulevard Jean-Baptiste-Rolland Ouest, Saint-Jérôme (Qc)

1105-1135, boulevard Jean-Baptiste-Rolland Ouest, Saint-Jérôme (Qc)

1051-1055, boulevard Jean-Baptiste-Rolland Ouest, Saint-Jérôme (Qc)

2400, autoroute Transcanadienne, Pointe-Claire (Qc)

1199 St-George Boulevard, Moncton (Nouveau-Brunswick)

1950, rue Léonard-De Vinci, Sainte-Julie (Qc)

933, boulevard Armand Frappier, Sainte-Julie (Qc)

484, 25e Avenue, Saint-Eustache (Qc)

101, boulevard Arthur-Sauvé, Saint-Eustache (Qc)

1200, Place Nobel, Boucherville, Québec (Qc)

324, boulevard Curé-Labelle, Sainte-Thérèse (Qc)

255, boulevard Crémazie Ouest, Montréal (Qc)

2986, boulevard Saint-Charles, Montréal (Qc)

7, Place du Commerce, Montréal (Qc)

4211-4219, rue Wellington, Montréal (Qc)

3005, rue King Ouest, Sherbrooke (Qc)

1479-1481-1483-1485, boulevard Saint-Bruno, Saint-Bruno (Qc)

375, boulevard Sir-Wilfrid-Laurier, Mont-Saint-Hilaire

19701, avenue Clark-Graham, Baie-d'Urfé (Qc)

920, rue Douglas, St-Jean-sur-Richelieu (Qc)

1837, chemin Gascon, Terrebonne (Qc)

325, boulevard Honorius-Charbonneau, Mont-Saint-Hilaire (QC)

1156, boulevard de la Rive-Sud, Lévis (QC)

1400, boulevard de la Rive-Sud, Lévis (QC)

4635, 1re Avenue, Québec (QC)

320, chemin de la Canardière, Québec (QC)

280, rue Racine, Québec (QC)

5, rue d'Orléans, Québec (QC)

100, rue Chabot, Québec (QC)

2195, boulevard Guillaume-Couture, Lévis (QC)

2160, boulevard Guillaume-Couture, Lévis (QC)

329, rue Seigneuriale, Québec (QC)

5150-5200, boulevard de l'Ormière, Québec (QC)

50, boulevard Lionel-Groulx, Sherbrooke (QC)

1333-1363, rue Belvédère Sud, Sherbrooke (QC)

Quebec

Montreal

Montreal

Montreal

Montreal

Montreal

Montreal

Montreal

Montreal

Montreal

Montreal

Montreal

Montreal

Nouveau-
Brunswick

Montreal

Montreal

Montreal

Montreal

Montreal

Montreal

Montreal

Montreal

Montreal

Montreal

Montreal

Montreal

Montreal

Montreal

Montreal

Montreal

Montreal

Quebec

Quebec

Quebec

Quebec

Quebec

Quebec

Quebec

Quebec

Quebec

Quebec

Quebec

Montreal

Montreal

Industrial
and flex

Retail

Office

Office

Office

Office

Office

Office

Retail

Retail

Retail

Retail

39,000

January 14, 2019

3,000

January 16, 2019

53,000

February 15, 2019

82,000

February 15, 2019

29,000

February 15, 2019

24,000

February 15, 2019

23,000

February 15, 2019

1,200

1,841

4,600

8,350

2,000

2,000

1,500

117,000

February 15, 2019

10,200

78,000

February 15, 2019

24,000

February 15, 2019

77,000

February 15, 2019

17,000

February 15, 2019

3,150

3,150

3,150

3,150

Industrial
and flex

121,000

March 26, 2019

26,000

Office

Retail

Retail

Retail

Retail

Retail

Retail

Retail

Retail

Retail

Retail

Retail

Retail

Office

Industrial
and flex

Retail

Retail

Office

Office

Office

Office

Retail

Retail

Retail

Industrial
and flex

Retail

Retail

Retail

Retail

Retail

Retail

60,000

4,000

14,000

4,000

3,000

64,000

4,000

4,000

2,000

17,000

7,000

6,000

516,000

50,000

April 18, 2019

April 29, 2019

May 30, 2019

May 30, 2019

May 30, 2019

8,020

750

4,135

1,725

925

May 30, 2019

10,435

May 30, 2019

May 30, 2019

May 30, 2019

May 30, 2019

May 30, 2019

June 6, 2019

June 20, 2019

June 20, 2019

1,870

1,255

1,175

5,505

975

850

67,358

8,966

145,000

July 19, 2019

14,000

4,000 September 13, 2019

4,000 September 13, 2019

19,000 September 26, 2019

33,000

December 4, 2019

1,450

1,450

3,425

5,100

77,000

December 4, 2019

12,600

41,000

December 19, 2019

13,000

December 19, 2019

16,000

December 19, 2019

6,000

December 19, 2019

60,000

December 19, 2019

6,000

December 19, 2019

73,000

December 19, 2019

4,000

December 19, 2019

159,000

December 19, 2019

5,000

December 19, 2019

16,000

December 19, 2019

3,580

1,545

1,830

930

3,586

825

5,370

1,065

8,955

1,108

2,902

2,158,000

258,056

Property type

Office

Retail

Industrial and flex

Total

94

Number of
properties

Leasable area 
sq. ft

Fair value 
$

12

28

4

44

643,000

1,150,000

365,000

2,158,000

74,441

138,829

44,786

258,056

Properties Under Construction and Development Projects

Palladium (Ford) 
During the third quarter of 2019, Cominar commenced the development of 800 Palladium Drive which is part of the Palladium Campus
in Kanata. This 100,000 square foot office building project is now 100% leased, of which 96% will be occupied by Ford Canada to house
an expansion of its connected city and innovation center. The completion of the building is scheduled for Fall 2020.

Société en commandite Chaudière-Duplessis - Ilot Mendel 
Cominar continues to review its alternatives for the development of Ilot Mendel, a 2.0 million square foot retail development site located
at the intersection of Highways 40 and 540, two of the main arteries of Québec City. Ilot Mendel is located next to Québec city's IKEA
store, which occupies just over 1 million square feet, including the parking areas. In September 2019,  a 57,000 square feet Decathlon
sporting goods store opened to the public. The Decathlon store construction cost was $12.6 million.

As announced by the competent authorities, the site will eventually be served by the new public transit network (Tramway) with a station
directly on site.  A densification study is ongoing to evaluate the possibility of adding other uses at the site, including residential. Further
development of this site will depend on market conditions, tenant demand and zoning changes, if necessary.  Discussions are on-going
with the City of Quebec in that regard.

In addition, Cominar owns land located south of the retail project that is intended, among other things, for industrial purposes, with a
potential developable area of 250,000 square feet, for which a zoning change is necessary.

Société en commandite Bouvier-Bertrand (Québec City) and Société en commandite Marais (Québec City)
Cominar and Groupe Dallaire are limited partners in Société en commandite Bouvier-Bertrand and Société en commandite Marais. 
The limited partnerships were created to carry out the development of land in Québec City.

95

Real Estate Operations 

Occupancy Rate

Occupancy rate track record

Property type

Office

Retail

Industrial and flex

Portfolio total

Committed occupancy rate

Committed

In-place

Dec. 31,
2019

December
31, 2018

December
31, 2019

December
31, 2018

December
31, 2017

December
31, 2016

92.9%

94.1%

97.1%

95.1%

91.5%

93.8%

95.0%

93.6%

89.2%

87.3%

96.2%

91.7%

95.1%

86.5%

85.5%

93.7%

89.2%

93.6%

84.4%

87.3%

91.4%

87.9%

92.6%

85.4%

88.4%

89.5%

87.9%

92.4%

As at

Montreal

Québec City

Ottawa

Total

December 31, 2019

Committed In-Place Committed In-Place Committed In-Place Committed In-Place

Property type

Office

Retail

Industrial and flex

Portfolio total

90.5%

95.3%

96.9%

94.8%

85.4%

88.5%

96.0%

91.5%

98.5%

92.6%

97.9%

96.0%

97.4%

87.7%

96.5%

93.3%

94.2%

90.9%

N/A

91.9%

63.3%

N/A

93.7%

87.5%

As at December 31, 2019

In-place occupancy

Space under redevelopment

Signed leases that will begin in the next few quarters

Committed occupancy

Numerator 
sq.ft
A

32,680,000

—

797,000

33,477,000

Denominator 
sq.ft
B

35,637,000

(439,000)

—

35,198,000

92.9%

94.1%

97.1%

95.1%

89.2%

87.3%

96.2%

91.7%

Occupancy

A/B

91.7%

95.1%

Committed occupancy rate refers to the leasable area occupied by clients to which we add the leasable area of signed leases which
have not started yet divided by the leasable area of the portfolio, excluding space under redevelopment. This metric highlights the area
considered to be leased over the area that is actually available for lease.

The in-place occupancy rate refers to the leasable area occupied by clients, divided by the portfolio’s leasable area. This metric highlights
the leasable area that currently generates rental income.

The spread between the committed occupancy rate and the in-place occupancy rate for the portfolio was 3.4% as at December 31,
2019.  For  the  retail  portfolio,  this  spread  was 6.8%  and  consisted  of  several  signed  leases  with  a  total  area  of  approximately
257,000 square feet, of which 100% will come into force in 2020 and 425,000 square feet of space under redevelopment. For the office
portfolio, this spread was 3.7% and represents signed leases of which approximately 100% will come into force in 2020. As for the
industrial and flex portfolio, the variance was 0.9%, representing 150,000 square feet of signed leases, which will come into force in
2020. 

The following table shows changes in the leasable space of the signed leases that began during the fiscal year or that will begin in the
next few quarters:

Signed leases that will begin in the next few quarters

96

Balance, beginning of year

New signed leases

Leases that began in the year

Balance, end of year

Year ended December 31, 2019
sq. ft.

950,000

1,816,000

(1,969,000)

797,000

The 0.8 million square feet of signed leases will commence during the next 4 quarters and will, in the end, contribute approximately
$14.3 million to net operating income on an annualized basis. Of this amount, $7.5 million comes from the office segment, $4.9 million
from the retail segment and $2.0 million from the industrial and flex segment. This contribution to net operating income will be partially
offset over the coming quarters by expiring leases that will not be renewed as well as by unanticipated departures and rent reductions.

Leasing Activity

Leases that matured in 2019

Number of clients

Leasable area (sq. ft.)

Renewed leases

Number of clients

Leasable area (sq. ft.)

Retention rate

New leases

Number of clients

Leasable area (sq. ft.)

Unexpected departures

Number of clients

Leasable area (sq. ft.)

Office

Retail

Industrial 
and flex

193

525

195

Total

913

1,368,000

1,571,000

1,915,000

4,854,000

130

303

133

566

1,016,000

1,221,000

1,514,000

3,751,000

74.3%

77.7%

79.1%

77.3%

71

606,307

18

113,377

70

471,011

39

88,749

78

891,884

27

232,352

219

1,969,202

84

434,478

During the year ended December 31, 2019, 77.3% [75.8% in 2018] of the leasable area maturing in 2019 was renewed. During the year,
new leases were also signed, representing 2.0 million square feet of leasable area, while tenants whose leases were not expiring that
left before the end of their lease, totaled leasable area of 0.4 million square feet. 

Growth in the average net rent of renewed leases

Years ended December 31

Property type

Office

Retail

Industrial and flex

Growth in the average net rent of renewed leases

2019

4.1%

(1.7%)

10.1%

2.8%

2018

0.3%

(1.8%)

5.6%

0.6%

Growth in the average net rent on renewed leases is measured by comparing the rent at the end of the lease to the rent at the beginning
of the lease’s renewal.

For the office portfolio, the average net rent on renewed leases in the Montreal, Québec City and Ottawa markets increased by 3.3%,
2.1% and 10.7%, respectively.

For the industrial and flex portfolio, the average net rent on renewed leases in the Montreal and Québec City markets increased by 11.5%
and 6.9%, respectively. 

For the retail portfolio, the average net rent of renewed leases in Ottawa market increased by 3.8%, while the Montreal and Québec City
markets decreased by (2.8)% and (0.6)%, respectively.  

97

Sears Update

Location

Quartier Laval, Laval

Carrefour Saint-Georges, Saint-Georges

Galeries de Hull, Gatineau

Mail Champlain, Brossard

Galeries Rive Nord, Repentigny
Les Rivières shopping centre, Trois-Rivières 2

Pierre-Bertrand Boulevard, Québec City

(industrial segment)

Total

Area (square feet)

Leasable
area

Signed
leases

Area in
advanced
discussions

Area in
preliminary
discussions

Available
area

43,147

54,221

128,040

153,600

125,471

144,398

23,947

672,824

43,147

43,859

61,940

48,054

40,517

51,818

23,947

313,282

—

—

18,729

22,354

34,659

37,467

—

—

9,083

31,867

33,107

12,156

—

6,034

9,267

18,680

3,042

10,826

Common
area 1
—

4,328

29,021

32,645

14,146

32,131

—

—

—

—

113,209

86,213

47,849

112,271

1 Common areas have been removed from leasable area as at December 31,2019.
2 Shadow tenant for which Cominar acquired the building during the third quarter of 2018.

100.0%

46.6%

16.8%

12.8%

7.1%

16.7%

As at December 31, 2019, the area previously occupied by Sears for which leases were signed or in advanced discussions was 63.4%.

Lease Maturities

Years ending December 31

2020

2021

2022

2023

2024

Office

Leasable area (sq. ft.)

Average minimum rent ($/sq. ft.)

% of portfolio — Office

Retail

Leasable area (sq. ft.)

Average minimum rent ($/sq. ft.)

% of portfolio — Retail

Industrial and flex

Leasable area (sq. ft.)

Average minimum rent ($/sq. ft.)

% of portfolio — Industrial and flex

Portfolio total

Leasable area (sq. ft.)

Average minimum rent ($/sq. ft.)

% of portfolio

1,420,000

1,414,000

17.37

12.8%

18.55

12.8%

891,000

17.25

8.1%

1,108,000

1,259,000

19.90

10.0%

18.40

11.4%

1,536,000

1,044,000

20.80

16.2%

21.37

11.0%

812,000

23.36

866,000

16.94

913,000

19.79

8.6%

9.1%

9.6%

3,184,000

1,887,000

2,263,000

1,906,000

1,507,000

6.66

20.7%

6.77

12.3%

6.52

14.7%

7.73

12.4%

8.08

9.8%

6,140,000

4,345,000

3,966,000

3,880,000

3,679,000

12.67

17.1%

14.11

12.1%

12.38

11.0%

13.26

10.8%

14.52

10.2%

The following table summarizes information on leases as at December 31, 2019:

Residual weighted
average term
(years)

Weighted average
term of leases
(years)

Average leased
area per client
(sq. ft.)

Average
minimum rent
($/sq. ft.)

Property type

Office

Retail

Industrial and flex

Weighted average of total portfolio

5.3

5.3

7.0

6.0

8.5

8.2

7.6

8.0

11,600

4,600

1,620

9,200

17.74

20.43

6.96

13.52

Cominar has a broad, highly diversified client base consisting of approximately 3,700 tenants occupying an average of 9,200 square feet
each. The top three clients, Société québécoise des infrastructures, Public Works Canada and Canadian National Railway Company,
account respectively for approximately 5.8%, 4.1% and 3.4% of operating revenues from several leases with staggered maturities. The
stability and quality of cash flows provided by operating activities are enhanced by the fact that approximately 14.1% of operating
revenues come from government agencies, representing over 100 leases.
Top 10 clients

The following table presents our top ten clients by percentage of operating revenues:

98

Client

Société québécoise des infrastructures

Public Works Canada

Canadian National Railway Company
Infra MTL Inc. 1

Desjardins Property Management

Winners
Marie-Claire Boutiques Inc. 2

Dollarama

Société des alcools du Québec

Shoppers Drug Mart

Total

% of operating
revenues

5.8%

4.1%

3.4%

2.2%

0.8%

0.7%

0.7%

0.7%

0.7%

0.7%

19.8%

1 Infra MTL inc. is a wholly owned subsidiary of the Caisse de dépòt et placement du Québec.
2 Approximately 40 leases.

Issued and Outstanding Units 

Ownership interests in Cominar are represented by a single class of units, unlimited in number. Units represent a unitholder’s undivided
and proportionate ownership interest in Cominar. Each unit confers the right to one vote at any unitholders’ meeting and to participate
equally and rateably in all Cominar distributions. All issued units are fully paid. 

Year ended December 31,
2019

Year ended December 31,
2018

Units issued and outstanding, beginning of year

Repurchase of units under NCIB

Exercise of options, conversion of restricted units and deferred units

Units issued and outstanding, end of year

Units

181,956,349

—

155,016

182,111,365

Additional information

Issued and outstanding units

Outstanding unit options

Deferred units, restricted units and performance units

Long Term Incentive Plan

Units

184,629,497

(2,709,500)

36,352

181,956,349

March 3, 2020

182,442,197

4,727,250

832,975

The long-term incentive plan is a compensation tool used to attract, motivate and retain key executives who contribute to Cominar's
continued success and to increased value for unitholders. It consists of performance units, deferred units, restricted units and unit
options.

Year ended December 31, 2019

Outstanding, beginning of year

Granted

Converted

Forfeited or cancelled

Expired

Accrued distributions

Outstanding, end of year

Vested units/options, end of year

Performance
units

Deferred
units

Restricted
units

164,425

174,972

—

(9,246)

—

19,615

349,766

—

315,435

107,555

(100,809)

(6,102)

—

18,036

334,115

197,781

2,946

—

(507)

(225)

—

97

2,311

1,039

99

Unit options

Weighted
average
exercise price 

Quantity

8,689,400

—

(53,700)

(2,186,300)

(1,213,500)

—

5,235,900

4,712,800

$

14.86

—

13.63

14.82

18.07

—

14.15

14.22

As at December 31, 2019, the maximum number of units that may be issued under the long-term incentive plan is 16,395,538 units.

Disclosure Controls and Procedures and Internal Control over
Financial Reporting 

The President and Chief Executive Officer and the Executive Vice President and Chief Financial Officer of Cominar are responsible for
establishing and maintaining disclosure controls and procedures ("DC&P") and internal control over financial reporting ("ICFR"), as
defined in Canadian Securities Administrators’ Multilateral Instrument 52-109. 

Evaluations are performed regularly to assess the effectiveness of DC&P, including this MD&A and the consolidated financial statements.
Based on these evaluations, the President and Chief Executive Officer and the Executive Vice President and Chief Financial Officer
concluded that the DC&P were effective as at the end of the fiscal year ended December 31, 2019, and that the current controls and
procedures provide reasonable assurance that material information about Cominar, including its consolidated subsidiaries, is made
known to them during the period in which these reports are being prepared.

Evaluations are also performed to assess the effectiveness of ICFR. Based on those evaluations, the President and Chief Executive
Officer and the Executive Vice President and Chief Financial Officer of Cominar concluded that ICFR was effective as at the end of the
fiscal year ended December 31, 2019, and, more specifically, that the financial reporting is reliable and that the consolidated financial
statements have been prepared for financial reporting purposes in accordance with IFRS.

No changes were made to the Trust’s internal controls over financial reporting during fiscal 2019 that have materially affected, or are
reasonably likely to materially affect, internal controls over financial reporting.

Significant Accounting Policies and Estimates 

a) Basis of presentation

Cominar’s consolidated financial statements have been prepared in accordance with International Financial Reporting Standards
("IFRS"), as issued by the International Accounting Standards Board ("IASB"). The accounting policies and application methods
thereof have been consistently applied throughout each of the fiscal years presented in these consolidated financial statements,
with the exception of IFRS 16 – “Leases,” which came into effect on January 1, 2019 and for which Cominar has recorded a right-
of-use asset in income properties and a corresponding lease liability in accounts payable and accrued liabilities as of that date. 

b) Basis of preparation

Consolidation
These consolidated financial statements include the accounts of Cominar and its wholly owned subsidiaries. 

Use of estimates, assumptions and judgments 
The  preparation  of  financial  statements  in  accordance  with  IFRS  requires  management  to  make  estimates,  judgments  and
assumptions that affect the reported amounts of assets and liabilities in the financial statements. Those estimates, assumptions
and judgments also affect the disclosure of contingencies as at the date of the financial statements and the reported amounts
of revenues and expenses during the year. Actual results that could differ materially from those estimates, assumptions and
judgments, are described below: 

•

Investment properties 
Investment properties are recorded at fair value at the balance sheet date. Fair value is determined using management’s
internal measurements and valuations from independent real estate appraisers, performed in accordance with recognized

100

valuation techniques, as well as definitive agreements to sell investment properties. Techniques used include the direct
capitalized net operating income method that involves stabilized net operating income and overall capitalization rates, and
the discounted cash flow method that involves estimating expected future cash flows, as well as discount and terminal
capitalization rates.  

Management’s fair value internal measurements rely on internal financial information and are corroborated by capitalization
rates obtained from independent experts. However, internal measurements and values obtained from independent appraisers
are both subject to significant judgments, estimates and assumptions about market conditions at the balance sheet date. 

Business combinations 
Business combinations are accounted for using the acquisition method. The cost of a business combination is the value, at
the acquisition date, of the assets transferred, liabilities incurred and Unitholders’ equity instruments issued in exchange for
control of the acquired business. When the cost of a business combination exceeds the fair value of the assets acquired
and  liabilities  assumed,  such  excess  is  recorded  as  goodwill. Transaction-related  costs,  as  well  as  costs  related  to  the
acquisition of real estate assets, are expensed as incurred. 

Cominar accounts for investment property acquisitions in accordance with IFRS 3 - "Business Combinations" ("IFRS 3"), only
when it considers that a business has been acquired. Under IFRS 3, a business is defined as an integrated set of activities
and assets that could be conducted and managed for the purpose of providing a direct return to investors in the form of
lower costs or other economic benefits. If the investment properties acquisition does not correspond to the definition of a
business, a group of assets is deemed to have been acquired. If goodwill is present, the acquisition is presumed to be a
business. Judgment is therefore used by management in determining if the acquisition qualifies as a business combination
in accordance with IFRS 3 or as an acquisition of a group of assets. 

Generally, based on its judgment, when Cominar acquires a property or property portfolio without taking on the management
of personnel or acquiring an operational platform, it categorizes the acquisition as an acquisition of a group of assets. 

Joint arrangements 
Upon the creation of a joint arrangement, Cominar’s management reviews its classification criteria to determine if it is a joint
venture to be accounted for using the equity method or if it is a joint operation for which we must recognize the proportionate
share of assets, liabilities, revenues and expenses. Cominar holds 50% and 75% interests in its joint arrangements. It has
joint  control  over  them  since,  under  the  contractual  agreements,  unanimous  consent  is  required  from  all  parties  to  the
agreements in decisions concerning all relevant activities. The joint arrangements in which Cominar is involved are structured
so that they provide Cominar rights to these entities’ net assets. Therefore, these arrangements are presented as joint ventures
and are accounted for using the equity method. 

Impairment of goodwill 
Goodwill represents the excess of the purchase price of an acquired business over the fair value of the net identifiable assets
acquired. Its useful life is indefinite. It is not amortized but is tested for impairment on an annual basis or more frequently if
events or circumstances indicate that it is more likely than not that goodwill may be impaired. Goodwill resulting from business
combinations is allocated to each group of cash-generating units ("CGU") expected to benefit from the combination. To test
impairment, Cominar must determine the recoverable value of net assets of each group of CGU, making assumptions about
expected future net operating income as well as discount and terminal capitalization rates. These assumptions are based
on Cominar’s past experience as well as on external sources of information. The recoverable value is the higher of the fair
value less costs to sell and the value in use. Should the carrying amount of a group of cash-generating units, including
goodwill, exceed its recoverable value, impairment is recorded and recognized in profit or loss in the period during which the
impairment occurs. 

Financial instruments 
Financial instruments must be initially measured at fair value. Cominar must also estimate and disclose the fair value of
certain financial instruments for information purposes in the financial statements presented for subsequent periods. When
fair value cannot be derived from active markets, it is determined using valuation techniques, namely the discounted cash
flow method. If possible, data used in these models are derived from observable markets, and if not, judgment is required
to determine fair value. Judgments take into account liquidity risk, credit risk and volatility. Any changes in assumptions
related to these factors could modify the fair value of financial instruments.

Unit-based compensation 
The  determination  of  the  unit-based  compensation  expense  resulting  from  Cominar's  granting  of  deferred  units  and
performance units awards depends on valuation models, which by their nature are subject to measurement uncertainty.
Using different valuation methods, Cominar determined that the best estimate of the fair value for both deferred unit and
performance unit was equivalent to the market value of Cominar units on the date of the grant.

Income taxes 
Deferred taxes of Cominar’s subsidiaries are measured at the tax rates expected to apply in the future as temporary differences
between the reported carrying amounts and the tax bases of the assets and liabilities reverse. Changes to deferred taxes
related to changes in tax rates are recognized in income in the period during which the rate change is substantively enacted.
Any changes in future tax rates or in the timing of the reversal of temporary differences could affect the income tax expense.

•

•

•

•

•

•

101

Investment properties 
An investment property is an immovable property held by Cominar to earn rentals or for capital appreciation, or both, rather than
for use in the production or supply of goods and services or for administrative purposes, or for sale in the ordinary course of
business. Investment properties include income properties, properties under development and land held for future development.

Cominar presents its investment properties based on the fair value model. Fair value is the amount for which the property could
be exchanged between knowledgeable, willing parties in an arm’s length transaction. Any change in the fair value is recognized
in profit or loss in the period in which it arises. The fair value of investment properties should reflect market conditions at the end
of the reporting period. Fair value is time-specific as at a given date. As market conditions could change, the amount presented
as fair value could be incorrect or inadequate at another date. The fair value of investment properties is based on measurements
derived from management’s estimates and valuations from independent appraisers, plus capital expenditures made after the
valuation date and deemed to increase the rental income generating capacity of the property, or according to definitive agreements
to sell investment properties. Management regularly reviews appraisals of its investment properties between the appraisal dates
in order to determine whether the related assumptions, such as stabilized net operating income and capitalization rates, still apply.
These assumptions are compared to market data issued by independent experts. When increases or decreases are required,
Cominar adjusts the carrying amount of its investment properties.  

The fair value of Cominar’s investment properties recorded on the balance sheet in accordance with IFRS is the sum of the fair
values of each investment property considered individually and does not necessarily reflect the contribution of the following
elements that characterize Cominar: (i) the composition of the property portfolio diversified through its client base, geographic
markets and business segments; (ii) synergies among different investment properties; and (iii) a fully integrated management
approach. Therefore, the fair value of Cominar’s investment properties taken as a whole could differ from that appearing on the
consolidated balance sheet. 

Properties under development in the construction phase are measured at cost until their fair value can be reliably determined,
usually when development has been completed. The fair value of land held for future development is based on recent prices
derived from comparable market transactions.  

Capitalization of costs 
Cominar capitalizes into investment properties the costs incurred to increase their capacity, replace certain components and
make improvements after the acquisition date. Cominar also capitalizes major maintenance and repair expenses providing benefits
that will last far beyond the end of the reporting period. For construction, expansion or major revitalization projects of income
properties that take place over a substantial period of time, Cominar capitalizes the borrowing costs that are directly attributable
to the investments in question.  

Leasehold improvements, incurred directly by Cominar or through an allowance to tenants, which represent capital investments
that increase the service capacity and value of properties and for which the economic advantage will extend beyond the term of
the lease and will mainly benefit Cominar, as well as initial direct costs, mostly brokerage fees incurred to negotiate or prepare
leases, are added to the carrying amount of investment properties when incurred, and are not amortized subsequently. 

Concerning properties under development and land held for future development, Cominar capitalizes all direct costs incurred for
their acquisition, development and construction. Such capitalized costs also include borrowing costs that are directly attributable
to the property concerned. Cominar begins capitalizing borrowing costs when it incurs expenditures for the properties in question
and when it undertakes activities that are necessary to prepare these properties for their intended use. Cominar ceases capitalizing
borrowing costs when the asset is ready for management’s intended use. 

When Cominar determines that the acquisition of an investment property is an asset acquisition, it capitalizes all costs that are
directly related to the acquisition of the property, as well as all expenses incurred to carry out the transaction. 

Tenant inducements 
Tenant inducements, mostly the payment of a monetary allowance to tenants and the granting of free occupancy periods, are
added to the carrying amount of investment properties as they are incurred and are subsequently amortized against rental revenue
from investment properties on a straight-line basis over the related lease term. 

Investment properties held for sale 
Investment properties held for sale are classified as being held for sale if their carrying amount will be recovered mainly through
a sale transaction rather than through continuing use. Investment properties held for sale continue to be measured using the fair
value model. 

Financial instruments 
Cominar  groups  its  financial  instruments  into  classes  according  to  the  purpose  for  which  they  were  acquired  and  to  their
characteristics. Management determines such classification upon initial measurement, which is usually at the date of acquisition.
Cominar uses the following classifications for its financial instruments: 

•

•

Cash and cash equivalents and accounts receivable are classified as "Financial assets at amortized cost." They are initially
measured at fair value. Subsequently, they are measured at amortized cost using the effective interest method. For Cominar,
this value generally represents cost. 

Mortgages payable, debentures, bank borrowings, and accounts payable and accrued liabilities are classified as "Financial
liabilities at amortized cost." They are initially measured at fair value. Subsequently, they are measured at amortized cost
using the effective interest method.  

102

Cash and cash equivalents 
Cash and cash equivalents consist of cash and investments that are readily convertible into a known amount of cash, that are
not subject to a significant risk of change in value and that have original maturities of three months or less. Bank borrowings are
considered to be financing activities.  

Deferred financing costs 
Issue costs incurred to obtain term loan financing, typically through mortgages payable or debentures, are applied against the
borrowings and are amortized using the effective interest rate method over the term of the related debt. 

Financing costs related to the operating and acquisition credit facility are recorded as assets under prepaid expenses and other
assets and are amortized on a straight-line basis over the term of the credit facility. 

Revenue recognition 
Management has determined that all leases concluded between Cominar and its tenants are operating leases. Minimum lease
payments are recognized using the straight-line method over the term of the related leases, and the excess of payments recognized
over amounts payable is recorded on Cominar’s consolidated balance sheet under investment properties. Leases generally provide
for the tenants’ payment of maintenance expenses for common elements, realty taxes and other operating costs, such payment
being recognized as operating revenues in the period when the right to payment vests. Percentage leases are recognized when
the minimum sales level has been reached pursuant to the related leases. Lease cancellation fees are recognized when they are
due. Lastly, incidental income is recognized when services are rendered. 

Long-term incentive plan 
Cominar has a long-term incentive plan in order to attract, retain and motivate its employees to attain Cominar’s objectives. This
plan does not provide for any cash settlements. 

Performance units 
Cominar recognizes a compensation expense on performance units, based on their fair value, which corresponds to the market
value of Cominar units on the date of the grant. The compensation expense is amortized on a straight-line basis over the duration
of the vesting period. 

Deferred units 
Cominar recognizes a compensation expense on deferred units granted, based on their fair value, which corresponds to the market
value of Cominar units on the date of the grant. The compensation expense is amortized using the graded vesting method.

Restricted units 
Cominar recognizes a compensation expense on restricted unit options granted, based on their fair value, which corresponds to
the market value of Cominar units on the date of the grant. The compensation expense is amortized on a straight-line basis over
the duration of the vesting period. 

Unit options 
Cominar recognizes a compensation expense on unit options granted, based on their fair value on the date of the grant, which is
calculated using an option valuation model. The compensation expense is amortized using the graded vesting method. 

Income taxes 
Cominar is considered a mutual fund trust for income tax purposes. Pursuant to the Contract of Trust, the trustees intend to
distribute or designate all taxable income directly earned by Cominar to unitholders and to deduct such distributions and allocations
from its income for tax purposes. Therefore, no provision for income taxes is required. 

Cominar’s subsidiaries that are incorporated as business corporations are subject to tax on their taxable income under the Income
Tax  Act  (Canada)  and  the  taxation  acts  of  the  provinces  concerned.  These  subsidiaries  account  for  their  taxes  payable  or
recoverable at the current enacted tax rates and use the asset and liability method to account for deferred taxes. The net deferred
tax liability represents the cumulative amount of taxes applicable to temporary differences between the reported carrying amounts
and tax bases of the assets and liabilities. 

Per unit calculations 
Basic net income (net loss) per unit is calculated based on the weighted average number of units outstanding for the period. The
calculation of net income (net loss) per unit on a diluted basis considers the potential issuance of units under the long-term
incentive plan, if dilutive. 

Segment information 
Segment information is presented in accordance with IFRS 8, "Operating segments," which recommends presenting and disclosing
segment information in accordance with information that is regularly assessed by the chief operating decision makers in order
to determine the performance of each segment. 

103

c) New accounting policy

On January 1, 2019, Cominar adopted the following standard:  

IFRS 16, “Leases” 
Following the adoption of this new accounting standard, Cominar has recorded a right-of-use asset of $9,757 in income properties
and a corresponding lease liability in accounts payable and accrued liabilities for emphyteutic leases on lands held for income-
producing properties using modified retrospective approach. The accounting standard IFRS 16 sets out the principles for the
recognition, measurement, presentation and disclosure of leases for both parties to a contract, i.e. the customer (lessee) and the
supplier (lessor). IFRS 16 cancels and replaces the previous standard, IAS 17 - “Leases,” and related interpretations. 

Risks and Uncertainties 

Like all real estate entities, Cominar is exposed, in the normal course of business, to various risk factors that may have an impact on
its ability to attain strategic objectives, despite all the measures implemented to counter them. Accordingly, unitholders should consider
the following risks and uncertainties when assessing Cominar’s outlook in terms of investment potential: 

Risk Factors Related to the Business of Cominar

Access to Capital and Debt Financing, and Current Global Financial Conditions
The real estate industry is capital intensive. Cominar requires access to capital to maintain its properties, as well as to fund its growth
strategy  and  its  significant  capital  expenditures  from  time  to  time. There  can  be  no  assurances  that  Cominar  will  have  access  to
sufficient capital (including debt financing) on terms favourable to Cominar for future property acquisitions and developments, for the
financing or refinancing of properties, for funding operating expenses or for other purposes. In addition, Cominar may not be able to
borrow funds under its unsecured revolving credit facility or other sources due to limitations on Cominar’s ability to incur debt set forth
in the Contract of Trust or conditions in its debt instruments. Cominar’s access to the unsecured debenture market and the cost of
Cominar’s borrowings under the unsecured revolving credit facility are also dependent on its credit rating. A negative change in its
credit rating could further materially adversely impact Cominar. See "Risks and Uncertainties - Risk Factors Related to the Ownership
of Securities - Credit rating”. 

Market events and conditions, including disruptions that sometimes affect international and regional credit markets and other financial
systems and global economic conditions, could impede Cominar’s access to capital (including debt financing) or increase the cost of
such capital. Failure to raise or access capital in a timely manner or under favourable terms could have a material adverse effect on
Cominar’s financial position and results of operations, including on its development program. 

Debt Financing
Cominar has to have substantial outstanding consolidated borrowings comprised primarily of hypothecs, mortgages, debentures, and
borrowings under its unsecured revolving credit facility. Cominar intends to finance its growth strategy, including developments and
acquisitions, through a combination of asset sales, its working capital and liquidity resources, including cash flows from operations,
additional borrowings and public or private sales of equity or debt securities. Cominar’s activities are therefore partially dependent
upon the interest rates applied to its existing debt. Cominar may not be able to refinance its existing debt or renegotiate the terms of
repayment at favourable rates. In addition, the terms of Cominar’s indebtedness provide that, upon an event of default, such indebtedness
becomes immediately due and payable and distributions that may be made by Cominar may be restricted. Therefore, upon an event
of default under such borrowings, or inability to renew same at maturity, Cominar’s ability to make distributions will be adversely affected.

A portion of Cominar’s cash flows is dedicated to servicing its debt, and there can be no assurance that Cominar will continue to
generate sufficient cash flows from operations to meet required interest or principal payments, such that it could be required to seek
renegotiation of such payments or obtain additional financing, including equity or debt financing. 

The unsecured revolving credit facility in the current stated amount of $400 million is repayable in July 2021. As at December 31, 2019,
it was undrawn. In 2019, Cominar entered into a 4-year agreement for a new secured credit facility maturing in September 2023. As at
December 31, 2019, $180.0 million was drawn on the secured credit facility.

Between July 2020 and May 2024, $1.325 billion of Senior Debentures will come to maturity, with $300.0 million aggregate principal
amount of Series 4 Senior Debentures due first in July 2020 and $100.0 million aggregate principal amount of Series 3 Senior Debentures
due in November 2020. Cominar is exposed to debt financing risks, including the risk that the existing hypothecary borrowings secured
by  its  properties,  the  unsecured  revolving  credit  facility  or  the  Senior  Debentures  cannot  be  refinanced  or  that  the  terms  of  such
refinancing will not be as favourable as the terms of the existing loans. 

A downgrade of the credit rating assigned by DBRS to Cominar and to the unsecured debentures could materially adversely impact
Cominar. See "Risks and Uncertainties - Risk Factors Related to the Business of Cominar - Credit Rating."

Ownership of Immovable Property
All Immovable Property investments are subject to risk exposures. Such investments are affected by general economic conditions,
local real estate markets, demand for leased premises, competition from other vacant premises, municipal valuations and assessments,
and various other factors.

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The value of Immovable Property and improvements thereto may also depend on the solvency and financial stability of tenants, the
economic  environment  in  which  they  operate  and  the  increase  in  interest  rates.  Due  to  difficult  conditions  in  the  Canadian  retail
environment, certain retailers have announced the closure of their stores, including Sears Canada Inc. and other retailers, who were or
are, as the case may be, tenants of Cominar. Other retailers may follow. Cominar has also been impacted by vacancies and by the
downward review of rents in the Montréal Area’s suburban office market (including Laval) and the Ottawa Area office market. Cominar’s
income and Distributable Income would be adversely affected if one or more major tenants or a significant number of tenants were
unable to meet their lease obligations or if a significant portion of vacant space in Cominar’s properties cannot be leased on economically
favourable lease terms, or simply re-leased. In the event of default by a tenant, delays or limitations may be experienced in enforcing
Cominar’s rights as a lessor and substantial costs may be incurred to protect Cominar’s investment. The ability to rent unleased space
in Cominar’s properties will be affected by many factors, including the level of general economic activity and competition for tenants
by other similar properties. The failure to rent unleased space on a timely basis or at all or at rents that are equivalent to or higher than
current rents would likely have an adverse effect on Cominar’s financial position and the value of its properties.

Certain  significant  expenditures,  including  property  taxes,  operating  and  maintenance  costs,  capital  repairs  and  enhancements,
hypothecary payments, insurance costs and related charges must be made throughout the period of ownership of Immovable Property
regardless of whether the property is producing any income. In order to retain desirable rentable space and to generate adequate
revenue over the long term, Cominar must maintain or, in some cases, improve each property's condition to meet market demand.
Maintaining a rental property in accordance with market standards can entail significant costs, which Cominar may not be able to
recover from its tenants. In addition, property tax reassessments based on updated appraised values may occur, which Cominar may
not be able to recover from its tenants. As a result, Cominar could have to bear the economic cost of such operating costs and/or taxes
which may adversely impact Cominar's financial condition and results from operations and decrease the amount of cash available for
distribution to Unitholders. Numerous factors, including the age of the relevant building, the materials used at the time of construction
or currently unknown building code violations could result in substantial unbudgeted costs for refurbishment or modernization. The
timing and amount of capital expenditures may indirectly affect the amount of cash available for distributions to Unitholders. In addition,
if Cominar is unable to meet mortgage payments on a property, a loss could be sustained as a result of the mortgage creditor’s exercise
of its hypothecary remedies. 

Immovable Property investments tend to be relatively illiquid, with the degree of liquidity generally fluctuating in relationship with the
demand for and the perceived desirability of such investments. Such illiquidity may tend to limit Cominar’s ability to make changes to
its  portfolio  promptly  in  response  to  changing  economic  or  investment  conditions.  If  Cominar  were  to  be  required  to  liquidate  its
Immovable Property investments, the proceeds to Cominar might be significantly less than the aggregate carrying value of its properties.

Leases for Cominar’s properties, including those of significant tenants, will mature from time to time over the short and long term.
There can be no assurance that Cominar will be able to renew any or all of the leases upon maturity or that rental rate increases will
occur or be achieved upon any such renewals. The failure to renew leases or achieve rental rate increases may adversely impact
Cominar’s financial position and results of operations.

Environmental Matters
Environmental and ecological legislation and policies have become increasingly important in recent years. As an owner or operator of
real property, Cominar could, under various federal, provincial and municipal laws, become liable for the costs of removal or remediation
of certain hazardous or toxic substances released on or in its properties or disposed of at other locations. The failure to remove or
remediate such substances, or address such matters through alternative measures prescribed by the governing authority, may adversely
affect Cominar’s ability to sell such real estate or to borrow using such real estate as collateral, and could potentially also result in
claims against Cominar by private plaintiffs or governmental agencies. Cominar is not currently aware of any material non-compliance,
liability or other claim in connection with any of its properties, nor is Cominar aware of any environmental condition with respect to any
of its properties that it believes would involve material expenditures by Cominar, other than in respect of remediation expenditures
taken into consideration as part of the acquisition of properties.

Pursuant to Cominar’s operating policies, Cominar shall obtain or review a Phase I environmental audit of each Immovable Property
to be acquired by it. See "Description of the Business - Investment Guidelines and Operating Policies - Operating Policies" on pages 8
to 9 of the 2018 AIF.

Climate Change
Climate change has continued to attract the focus of governments, the scientific community and the general public as an important
threat, given the emission of greenhouse gases and other activities continue to negatively impact the planet. As a real estate property
owner and manager, Cominar faces the risk that its properties will be subject to government initiatives aimed at countering climate
change, such as reduction of greenhouse gas emissions, which could impose constraints on its operational flexibility. To the extent
any such initiative would require Cominar to ensure its tenants compliance and/or constrain their activities in any way, this could have
an undesirable effect on Cominar’s ability to successfully pursue its leasing strategy. Furthermore, Cominar’s properties may be exposed
to the impact of events caused by climate change, such as natural disasters and increasingly frequent and serious weather conditions.
Such events could interrupt Cominar’s operations and activities, damage its properties, diminish traffic and require Cominar to incur
important additional expenses. Cominar’s financial position and results from operations, as well as its ability to secure and maintain
lucrative leases, would be adversely affected by the materialization of any of the risks identified herein related to climate change.

Legal Risks
Cominar’s operations are subject to various laws and regulations across all of its operating jurisdictions and Cominar faces risks
associated with legal and regulatory changes and litigation. 

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Competition
Cominar competes for suitable Immovable Property investments with individuals, corporations, pension funds and other institutions
(both Canadian and foreign) which are presently seeking, or which may seek in the future, Immovable Property investments similar to
those desired by Cominar. Many of those investors have greater financial resources than Cominar, or operate without the investment
or operating restrictions applicable to Cominar or under more flexible conditions. An increase in the availability of investment funds
and heightened interest in Immovable Property investments could increase competition for Immovable Property investments, thereby
increasing the purchase prices of such investments and reducing their yield. 

In addition, numerous property developers, managers and owners compete with Cominar in seeking tenants. The existence of competing
developers, managers and owners and competition for Cominar’s tenants could have an adverse effect on Cominar’s ability to lease
space in its properties and on the rents charged, and could adversely affect Cominar’s revenues and, consequently, its ability to meet
its debt obligations. 

Property Development Program 
Information regarding Cominar’s development projects, development costs, capitalization rates and expected returns are subject to
change, which may be material, as assumptions regarding items such as, but not limited to, tenant rents, building sizes, leasable areas,
project completion timelines and project costs, are updated periodically based on revised site plans, Cominar’s cost tendering process,
continuing tenant negotiations, demand for leasable space in Cominar’s markets, the obtaining of required building permits, ongoing
discussions with municipalities and successful property re-zonings. There can be no assurance that any assumptions in this regard
will materialize as expected and any changes in these assumptions could have a material adverse effect on Cominar’s development
program, asset values and financial performance. 

The feasibility, timing and profitability of certain of Cominar’s intensification and densification opportunities may be affected by the
completion of certain mass transit initiatives such as the REM, the extension of the Metro, tramways and trambuses, and light rail
trains. There can be no assurance that any such initiatives will be completed or as to the timing thereof. Such intensification and
development initiatives may also be impacted by escalating construction costs and required zoning changes. There can be no assurance
that any such zoning changes can be obtained. Special taxes, levies and assessments may be incurred by Cominar in respect of such
developments.

Recruitment and Retention of Employees and Executives 
Management depends on the services of certain key personnel. Competition for qualified employees and executives is intense. If
Cominar is unable to attract and retain qualified and capable employees and executives, the conduct of its activities may be adversely
affected.

Government Regulation 
Cominar and its properties are subject to various government statutes and regulations. Any change in such statutes or regulations that
is adverse to Cominar and its properties could affect Cominar’s operating results and financial performance. See "Risks and Uncertainties
- Risk Factors Related to the Business of Cominar - Environmental matters".

Limit on Activities 
In order to maintain its status as a “mutual fund trust” under the Tax Act, Cominar cannot carry on most active business activities and
is limited in the types of investments it may make. The Contract of Trust contains restrictions to this effect. 

General Uninsured Losses 
Cominar carries a blanket comprehensive general liability and a property policy including insurance against fire, flood, extended coverage
and rental loss insurance, with policy specifications, limits and deductibles customarily carried for similar properties. There are, however,
certain types of risks (generally of a catastrophic nature such as wars or environmental contamination) which are either uninsurable
or not insurable on an economically viable basis. Cominar also carries insurance for earthquake risks, subject to certain policy limits
and deductibles, and will continue to carry such insurance if it is economical to do so. Should an uninsured or underinsured loss occur,
Cominar could lose its investment in, and anticipated profits and cash flows from, one or more of its properties, but Cominar would
continue to be obligated to repay any hypothecary recourse or mortgage indebtedness on such properties. 

Many insurance companies have eliminated coverage for acts of terrorism from their policies, and Cominar may not be able to obtain
coverage for terrorist acts at commercially reasonable rates or at any price. Damage to a property sustained as a result of an uninsured
terrorist or similar act would likely adversely impact Cominar’s financial condition and results of operations and decrease the amount
of cash available for distribution.

Cybersecurity Events
Cominar faces various security threats, including cybersecurity threats to gain unauthorized access to sensitive information, to render
data or systems unusable, or otherwise affect Cominar’s ability to operate. Cominar's operations require it to use and store personally
identifiable and other sensitive information of its tenants and employees. The collection and use of personally identifiable information
is governed by Canadian federal and provincial laws and regulations. Privacy and information security laws continue to evolve and may
be inconsistent from one jurisdiction to another. The security measures put in place by Cominar in that regard cannot provide absolute
security, and Cominar’s information technology infrastructure may be vulnerable to cyberattacks, including without limitation, malicious
software, attempts to gain unauthorized access to data hereinabove mentioned, and other electronic security breaches that could lead
to disruptions in critical systems, corruptions of data and unauthorized release of confidential or otherwise protected information. The
occurrence of one of these events could cause a substantial decrease in revenues, increased costs to respond or other financial loss,
damage  to  reputation,  increased  regulation  or  litigation  or  inaccurate  information  reported  by  Cominar’s  operations.  These

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developments  may  subject  Cominar’s  operations  to  increased  risks,  as  well  as  increased  costs,  and,  depending  on  their  ultimate
magnitude, could have a material adverse effect on Cominar’s financial position and results of operations. 

Cominar has developed an IT security risk management program based on the NIST framework and focuses across a broad spectrum
of preventative and protective measures. These measures include, but are not limited to, security awareness and training programs for
all employees, patch and technological debt management, identity and access control, regular security posture assessment performed
by specialized third parties and various monitoring activities. The overall strategic security plan focuses on identifying Cominar’s risk
profile and prioritizing the appropriate security measures and its threat management initiatives.

Risk Factors Related to the Ownership of Securities

Market Price
A publicly traded real estate investment trust will not necessarily trade at values determined solely by reference to the underlying value
of its real estate assets. Accordingly, the Units may trade at a premium or a discount to values implied by the initial appraisal of the
value of its properties or the value of such properties from time to time.

Although Cominar intends to make distributions of its available cash to Unitholders, these cash distributions are not assured. The
actual amount distributed will depend on numerous factors including, but not limited to, Cominar’s financial performance, debt covenants
and obligations, working capital requirements and future capital requirements. The market price of the Units may deteriorate if Cominar
is unable to meet its cash distribution targets in the future. 

The after-tax return from an investment in Units to Unitholders subject to Canadian income tax will depend, in part, on the composition
for tax purposes of distributions paid by Cominar (portions of which may be fully or partially taxable or may constitute non-taxable
returns of capital). The composition for tax purposes of those distributions may change over time, thus affecting the after-tax return
to Unitholders. 

Factors that may influence the market price of the Units include the annual yield on the Units, the number of Units issued and outstanding
and Cominar’s payout ratio. An increase in market interest rates may lead purchasers of Units to demand a higher annual yield which
could adversely affect the market price of the Units. Unlike fixed-income securities, there is no obligation for Cominar to distribute to
Unitholders any fixed amount and reductions in, or suspensions of, distributions may occur that would reduce yield based on the market
price of the Units. In addition, the market price for the Units may be affected by changes in general market conditions, fluctuations in
the markets for equity securities, changes in the economic environment and numerous other factors beyond the control of Cominar.

Structural Subordination of Securities
In the event of a bankruptcy, liquidation or reorganization of Cominar or any of its subsidiaries, holders of certain of their indebtedness
and certain trade creditors will generally be entitled to payment of their claims from the assets of Cominar and those subsidiaries
before any assets are made available for distribution to the holders of securities. The securities will be effectively subordinated to most
of the other indebtedness and liabilities of Cominar and its subsidiaries. Neither Cominar nor any of its subsidiaries will be limited in
their ability to incur additional secured or unsecured debts.

Availability of Cash Flow
Distributable Income may exceed actual cash available to Cominar from time to time because of items such as principal repayments,
tenant allowances, leasing commissions and capital expenditures. Cominar may be required to use part of its debt capacity or to reduce
distributions in order to accommodate such items. A $400 million Credit Facility was established in 2019 which matures in July 2021.
See "Risks and Uncertainties - Risk Factors Related to the Business of Cominar - Debt financing".

Cominar may need to refinance its debt obligations from time to time, including upon expiration of its debt. There could be a negative
impact on Distributable Income if debt obligations of Cominar are replaced with debt that has less favourable terms or if Cominar is
unable to refinance its debt. In addition, loan and credit agreements with respect to debt obligations of Cominar, include, and may
include in the future, certain covenants with respect to the operations and financial condition of Cominar and Distributable Income
may be restricted if Cominar is unable to maintain any such covenants.

Unitholder Liability
The Contract of Trust provides that no Unitholder or annuitant under a plan of which a Unitholder acts as Trustee or carrier (an “annuitant”)
will be held to have any personal liability as such, and that no resort shall be had to the private property of any Unitholder or annuitant
for satisfaction of any obligation or claim arising out of or in connection with any contract or obligation of Cominar or of the Trustees.
Only assets of Cominar are intended to be subject to levy or execution. 

The Contract of Trust further provides that certain written instruments signed by Cominar (including all Immovable Hypothecs and, to
the extent the Trustees determine to be practicable and consistent with their obligation as Trustees to act in the best interests of the
Unitholders,  other  written  instruments  creating  a  material  obligation  of  Cominar)  shall  contain  a  provision  or  be  subject  to  an
acknowledgment to the effect that such obligation will not be binding upon Unitholders or annuitants personally. Except in case of bad
faith or gross negligence on their part, no personal liability will attach under the laws of the Province of Québec to Unitholders or
annuitants for contract claims under any written instrument disclaiming personal liability as aforesaid.

However,  in  conducting  its  affairs,  Cominar  will  be  acquiring  Immovable  Property  investments,  subject  to  existing  contractual
obligations, including obligations under hypothecs or mortgages and leases. The Trustees will use all reasonable efforts to have any

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such obligations, other than leases, modified so as not to have such obligations binding upon any of the Unitholders or annuitants
personally. However, Cominar may not be able to obtain such modification in all cases. If a claim is not satisfied by Cominar, there is
a risk that a Unitholder or annuitant will be held personally liable for the performance of the obligations of Cominar where the liability
is not disavowed as described above. The possibility of any personal liability attaching to Unitholders or annuitants under the laws of
the Province of Québec for contract claims where the liability is not so disavowed is remote. 

Cominar  uses  all  reasonable  efforts  to  obtain  acknowledgments  from  the  hypothecary  creditors  under  assumed  hypothecs  that
assumed hypothec obligations will not be binding personally upon the Trustees or the Unitholders. 

Claims against Cominar may arise other than under contracts, including claims in delict, claims for taxes and possibly certain other
statutory liabilities. The possibility of any personal liability of Unitholders for such claims is considered remote under the laws of the
Province of Québec and, as well, the nature of Cominar’s activities are such that most of its obligations arise by contract, with non-
contractual risks being largely insurable. In the event that payment of Cominar’s obligation were to be made by a Unitholder, such
Unitholder would be entitled to reimbursement from the available assets of Cominar. 

Article 1322 of the Civil Code of Québec effectively states that the beneficiary of a trust is liable towards third persons for the damage
caused by the fault of the Trustees of such trust in carrying out their duties only up to the amount of the benefit such beneficiary has
derived from the act of such Trustees and that such obligations are to be satisfied from the trust patrimony. Accordingly, although this
provision remains to be interpreted by the courts, it should provide additional protection to Unitholders with respect to such obligations.

The Trustees will cause the activities of Cominar to be conducted, with the advice of counsel, in such a way and in such jurisdictions
as to avoid, to the extent they determine to be practicable and consistent with their duty to act in the best interests of the Unitholders,
any material risk of liability on the Unitholders for claims against Cominar.

Dilution
The number of Units Cominar is authorized to issue is unlimited. The Trustees have the discretion to issue additional Units in other
circumstances. Additional Units may also be issued pursuant to the DRIP (which is currently suspended), the Equity Incentive Plan and
any other incentive plan of Cominar. Any issuance of Units may have a dilutive effect on Unitholders.

Restrictions on Certain Unitholders and Liquidity of Units
The Contract of Trust imposes restrictions on non-resident Unitholders, who are prohibited from beneficially owning more than 49% of
the Units. These restrictions may limit the rights of certain Unitholders, including non-residents of Canada, to acquire Units, to exercise
their rights as Unitholders and to initiate and complete take-over bids in respect of the Units. As a result, these restrictions may limit
the demand for Units from certain Unitholders and thereby adversely affect the liquidity and market value of the Units held by the public.
Unitholders who are non-residents of Canada are required to pay all withholding taxes payable in respect of distributions by Cominar.
Cominar withholds such taxes as required by the Income Tax Act and remits such payment to the tax authorities on behalf of the
Unitholder. The Income Tax Act contains measures to subject to Canadian non-resident withholding tax on certain otherwise non-
taxable distributions of Canadian mutual funds to non-resident Unitholders. This may limit the demand for Units and thereby affect
their liquidity and market value.

Cash Distributions are not Guaranteed
There can be no assurance regarding the amount of income to be generated by Cominar’s properties. The ability of Cominar to make
cash distributions, and the actual amounts distributed, will be entirely dependent on the operations and assets of Cominar and its
subsidiaries, and will be subject to various factors including financial performance and results of operations, obligations under applicable
credit  facilities,  fluctuations  in  working  capital,  the  sustainability  of  income  derived  from  anchor  tenants  and  capital  expenditure
requirements. The market value of the Units will deteriorate if Cominar is unable to meet its distribution targets in the future, and that
deterioration may be significant. In addition, the composition of cash distributions for tax purposes may change over time and may
affect the after-tax return for investors. For details concerning the reduction in the monthly distribution occurred in fiscal 2017 and
concerning the reduction in the monthly distribution occurred in the first quarter of fiscal 2018 see, “PART 3 - General Development of
the Business - 3.3 Three Year History - Financing, Rating and Equity Activities”.

Nature of Investment
A Unitholder does not hold a share of a body corporate. As holders of Units, the Unitholders will not have statutory rights normally
associated with ownership of shares of a corporation including, for example, the right to bring “oppression” or “derivative” actions. The
rights of Unitholders are based primarily on the Contract of Trust. There is no statute governing the affairs of Cominar equivalent to
the CBCA, which sets out the rights, and entitlements of shareholders of a corporation in various circumstances.

Status for Tax Purposes
Cominar is considered a mutual fund trust for income tax purposes. Pursuant to the Contract of Trust, the Trustees intend to distribute
or designate all taxable income directly earned by Cominar to Unitholders and to deduct such distributions and designations for income
tax purposes. In the context of the sale of a significant part of its Investment Properties, Cominar could end up with a substantial
taxable profit that would require it to make a sizeable additional special distribution to avoid having to pay taxes itself.

Certain of Cominar’s subsidiaries are subject to tax on their taxable income under the Income Tax Act and the Taxation Act (Québec).

A special tax regime applies to trusts that are considered SIFT entities as well as those individuals who invest in SIFTs. Under the SIFT
Rules, a SIFT is subject to tax in a manner similar to corporations on income from business carried on in Canada and on income (other

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than taxable dividends) or capital gains from “non-portfolio properties” (as defined in the Tax Act), at a combined federal/provincial
tax rate similar to that of a corporation. 

The SIFT Rules apply unless (among other exceptions not applicable here) the trust qualifies as a “real estate investment trust” for the
year (the “Real Estate Investment Trust Exception”). If Cominar fails to qualify for the Real Estate Investment Trust Exception, Cominar
will be subject to the tax regime introduced by the SIFT Rules. 

Management believes that Cominar currently meets all the criteria required to qualify for the Real Estate Investment Trust Exception,
as per the Real Estate Investment Trust Exception currently in effect. As a result, Management believes that the SIFT Rules do not apply
to Cominar. Management intends to take all the necessary steps to meet these conditions on an on-going basis in the future. Nonetheless,
there is no guarantee that Cominar will continue to meet all the required conditions to be eligible for the Real Estate Investment Trust
Exception for the remainder of fiscal 2018 and any other subsequent year.

Risk Factors Related to the Ownership of Senior Debentures

Credit Ratings
The credit rating assigned by DBRS to Cominar and to the Senior Debentures is not a recommendation to buy, hold or sell securities of
Cominar. A rating is not a comment on the market price of a security nor is it an assessment of ownership given various investment
objectives. Prospective investors should consult with DBRS with respect to the interpretation and implications of the rating. There is
no assurance that any rating will remain in effect for any given period of time and ratings may be upgraded, downgraded, placed under
review, confirmed or withdrawn. Non-credit risks that can meaningfully impact the value of the securities issued include market risk,
trading liquidity risk and covenant risk. DBRS uses rating symbols as a simple and concise method of expressing its opinion to the
market, although DBRS usually provides broader contextual information regarding securities in rating reports, which generally set out
the full rationale for the chosen rating symbol, and in other releases. 

Cominar’s rating has remained BB (high) with a stable trend since August 2017, as provided for in DBRS’ rating report dated October
24, 2018. Any further downgrade of the credit rating assigned by DBRS to Cominar and to the Senior Debentures could have a material
adverse effect on Cominar. 

Trading Market for Senior Debentures 
There is currently no trading market for Senior Debentures. No assurance can be given that an active or liquid trading market for these
securities will develop or be sustained. If an active or liquid market for these securities fails to develop or be sustained, the prices at
which these securities trade may be adversely affected. Whether or not these securities will trade at lower prices depends on many
factors, including the liquidity of these securities, prevailing interest rates and the markets for similar securities, the market price of
the Units, general economic conditions and Cominar’s financial position, historic financial performance and future prospects.

Market Price or Value Fluctuation
If the Senior Debentures are traded after their initial issuance, they may trade at a discount from their initial public offering price. The
market price or value of the Senior Debentures depends on many factors, including liquidity of the Senior Debentures, prevailing interest
rates  and  the  markets  for  similar  securities,  general  economic  conditions  and  Cominar’s  financial  condition,  historic  financial
performance and prospects. Assuming all other factors remain unchanged, the market price or value of the Senior Debentures, which
carry a fixed interest rate, will likely decline as prevailing interest rates for comparable debt instruments rise, and increase as prevailing
interest rates for comparable debt instruments decline. 

Challenging market conditions, the health of the economy as a whole and numerous other factors beyond the control of Cominar may
have a material effect on the business, financial condition, liquidity and results of operations of Cominar. In recent years, financial
markets have experienced significant price and volume fluctuations that have particularly affected the market prices of securities of
issuers and that have often been unrelated to the operating performance, underlying asset values or prospects of such issuers. There
can be no assurance that such fluctuations in price and volume will not occur. Accordingly, the market price of the Senior Debentures
may decline even if Cominar’s operating results, underlying asset values or prospects have not changed. In periods of increased levels
of volatility and market turmoil, Cominar’s operations could be adversely impacted and the market price of the Senior Debentures may
be adversely affected.

Senior Debentures Redemption Right Risk 
Cominar may choose to redeem the Senior Debentures prior to maturity, in whole or in part, at any time or from time to time, especially
when  prevailing  interest  rates  are  lower  than  the  rate  borne  by  the  Senior  Debentures.  If  prevailing  rates  are  lower  at  the  time  of
redemption, a purchaser may not be able to reinvest the redemption proceeds in a comparable security at an effective interest rate as
high as the interest rate on the Senior Debentures being redeemed. 

Inability of Cominar to Purchase Senior Debentures on a Change of Control 
Cominar may be required to purchase all outstanding Senior Debentures upon the occurrence of a change of control. However, it is
possible that following a change of control, Cominar will not have sufficient funds at that time to make any required purchase of
outstanding Senior Debentures or that restrictions contained in other indebtedness will restrict those purchases. 

43   

Consolidated 
financial  
statements

Cominar Real Estate Investment Trust

December 31, 2019

110

Management’s Responsibility for Financial Reporting

The  accompanying  consolidated  financial  statements  of
Cominar  Real  Estate  Investment  Trust  ("Cominar")  were
prepared by management, which is responsible for the integrity
and  fairness  of  the  information  presented,  including  those
amounts  that  must  be  based  on  estimates  and  judgments.
These  consolidated  financial  statements  were  prepared  in
accordance with International Financial Reporting Standards
("IFRS"). The financial information in our MD&A is consistent
with these consolidated financial statements.

In discharging our responsibility for the integrity and fairness
of  the  consolidated  financial  statements  and  for  the
accounting systems from which they are derived, we maintain
the necessary system of internal controls designed to ensure
that transactions are duly authorized, assets are safeguarded
and proper records are maintained.

As at December 31, 2019, the President and Chief Executive
Officer and the Executive Vice President and Chief Financial
Officer of Cominar had an evaluation carried out, under their
direct  supervision,  of  the  effectiveness  of  the  controls  and
procedures  used  for  the  preparation  of  reports  as  well  as
internal  control  over  financial  reporting,  as  defined 
in
Multilateral  Instrument  52 109  of  the  Canadian  Securities
Administrators. Based on that evaluation, they concluded that
the disclosure controls were effective.

The Board of Trustees oversees management’s responsibility
for financial reporting through its Audit Committee, which is
composed  entirely  of  trustees  who  are  not  members  of
Cominar’s management or personnel. This Committee reviews
our consolidated financial statements and recommends them
to the Board for approval. Other key responsibilities of the Audit
Committee include reviewing our internal control procedures
and their updates, the identification and management of risks,

and  advising  the  trustees  on  auditing  matters  and  financial
reporting issues.

PricewaterhouseCoopers  LLP,  a  partnership  of  independent
the
professional  chartered  accountants  appointed  by 
unitholders of Cominar upon the recommendation of the Audit
Committee  and  the  Board  of  Trustees,  have  performed  an
independent audit of the Consolidated Financial Statements
as at December 31, 2019 and their report follows. The auditors
have full and unrestricted access to the Audit Committee to
discuss their audit and related findings.

SYLVAIN COSSETTE
President and Chief Executive Officer

HEATHER C. KIRK, B.Com., CFA
Executive Vice President 
and Chief Financial Officer

Québec, March 3, 2020 

111 

Independent auditor's report 

To the Unitholders of Cominar Real Estate Investment Trust 

Our opinion 

In our opinion, the accompanying consolidated financial statements present fairly, in all material respects, the financial position of Cominar 
Real Estate Investment Trust and its subsidiaries (together, the Trust) as at December 31, 2019 and 2018, and its financial performance and 
its  cash  flows  for  the  years  then  ended  in  accordance  with  International  Financial  Reporting  Standards  as  issued  by  the  International 
Accounting Standards Board (IFRS). 

What we have audited 
The Trust's consolidated financial statements comprise: 







the consolidated balance sheets as at December 31, 2019 and 2018;
the consolidated statements of unitholders' equity for the years then ended;
the consolidated statements of comprehensive income for the years then ended;
the consolidated cash flow statements for the years then ended; and
the notes to consolidated financial statements, which include a summary of significant accounting policies.

Basis for opinion 

We conducted our audit in accordance with Canadian generally accepted auditing standards. Our responsibilities under those standards are 
further described in the Auditor's responsibilities for the audit of the consolidated financial statements section of our report. 

We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion. 

Independence 
We  are  independent  of  the  Trust  in  accordance  with  the  ethical  requirements  that  are  relevant  to  our  audit  of  the  consolidated  financial 
statements in Canada. We have fulfilled our other ethical responsibilities in accordance with these requirements. 

Other information 

Management is responsible for the other information. The other information comprises the Management's Discussion and Analysis and the 
information, other than the consolidated financial statements and our auditor's report thereon, included in the annual report. 

Our  opinion  on  the  consolidated  financial  statements  does  not cover  the  other  information  and  we  do  not  express  any  form  of  assurance 
conclusion thereon. 

In connection with our audit of the consolidated financial statements, our responsibility is to read the other information identified above and, 
in  doing  so, consider  whether  the  other  information  is materially inconsistent  with  the  consolidated financial statements  or  our knowledge 
obtained in the audit, or otherwise appears to be materially misstated. 

If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to 
report that fact. We have nothing to report in this regard. 

Responsibilities of management and those charged with governance for the consolidated financial 
statements 

Management is responsible for the preparation and fair presentation of the consolidated financial statements in accordance with IFRS, and 
for such internal control as management determines is necessary to enable the preparation of consolidated financial statements that are free 
from material misstatement, whether due to fraud or error. 

PricewaterhouseCoopers LLP/s.r.l./s.e.n.c.r.l. 
Place de la Cité, Tour Cominar, 2640 Laurier Boulevard, Suite 1700, Québec, Quebec, Canada G1V 5C2 
T: +1 418 522 7001, F: +1 418 522 5663 

“PwC” refers to PricewaterhouseCoopers LLP/s.r.l./s.e.n.c.r.l., an Ontario limited liability partnership. 

112 

In  preparing  the  consolidated  financial  statements,  management  is  responsible  for  assessing  the  Trust's  ability  to  continue  as  a  going 
concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless management 
either intends to liquidate the Trust or to cease operations, or has no realistic alternative but to do so. 

Those charged with governance are responsible for overseeing the Trust's financial reporting process. 

Auditor's responsibilities for the audit of the consolidated financial statements 

Our objectives are to obtain reasonable assurance about whether the consolidated financial statements as a whole are free from material 
misstatement, whether due to fraud or error, and to issue an independent auditor's report that includes our opinion. Reasonable assurance is 
a  high  level  of  assurance,  but  is  not  a  guarantee  that  an  audit  conducted  in  accordance  with  Canadian  generally  accepted  auditing 
standards will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material 
if,  individually  or  in  the  aggregate, they could  reasonably  be  expected to  influence  the  economic  decisions  of  users taken  on the  basis  of 
these consolidated financial statements. 

As  part  of  an  audit  in  accordance  with  Canadian  generally  accepted  auditing standards,  we  exercise  professional  judgment  and maintain 
professional skepticism throughout the audit. We also: 













Identify and assess the risks of material misstatement of the consolidated financial statements, whether due to fraud or error, design
and  perform  audit  procedures  responsive  to  those  risks,  and  obtain  audit  evidence  that  is  sufficient  and  appropriate  to  provide  a
basis  for  our  opinion.  The  risk  of  not  detecting  a  material  misstatement  resulting  from  fraud  is  higher  than  for  one  resulting  from
error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control;
Obtain  an  understanding  of  internal  control  relevant  to  the  audit  in  order  to  design  audit  procedures  that  are  appropriate  in  the
circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Trust's internal control;
Evaluate the appropriateness of accounting policies used and the reasonableness of accounting estimates and related disclosures
made by management;
Conclude on the appropriateness of management's use of the going concern basis of accounting and, based on the audit evidence
obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the Trust's ability to
continue  as  a  going  concern.  If  we  conclude  that  a  material  uncertainty  exists,  we  are  required  to  draw  attention  in  our  auditor's
report  to  the  related  disclosures  in  the  consolidated  financial  statements  or,  if  such  disclosures  are  inadequate,  to  modify  our
opinion. Our conclusions are based on the audit evidence obtained up to the date of our auditor's report. However, future events or
conditions may cause the Trust to cease to continue as a going concern;
Evaluate  the  overall  presentation,  structure  and  content  of  the  consolidated  financial  statements,  including  the  disclosures,  and 
whether  the  consolidated  financial  statements  represent  the  underlying  transactions  and  events  in  a  manner  that  achieves  fair
presentation;
Obtain sufficient appropriate audit evidence regarding the financial information of the entities or business activities within the Trust to
express an opinion on the consolidated financial statements. We are responsible for the direction, supervision and performance of
the group audit. We remain solely responsible for our audit opinion.

We  communicate  with  those  charged  with  governance  regarding,  among  other  matters,  the  planned  scope  and  timing  of  the  audit  and 
significant audit findings, including any significant deficiencies in internal control that we identify during our audit.  

We  also  provide  those  charged  with  governance  with  a  statement  that  we  have  complied  with  relevant  ethical  requirements  regarding 
independence,  and  to  communicate  with  them  all  relationships  and  other  matters  that  may  reasonably  be  thought  to  bear  on  our 
independence, and where applicable, related safeguards. 

The engagement partner on the audit resulting in this independent auditor's report is François Berthiaume. 

Québec, Quebec 
March 3, 2020 

1 CPA auditor, CA, public accountancy permit No. A125971 

113

December 31, 2019

December 31, 2018

Note

$

$

4

5

5

6

7

8

9

10

6, 10

11

12

13

22

22

6,412,739

41,471

100,507

6,554,717

11,730

97,456

15,721

37,930

22,232

152,634

6,892,420

2,114,021

—

1,320,962

180,000

126,543

93

—

3,741,619

3,150,801

6,892,420

6,058,191

34,293

93,750

6,186,234

188,727

92,468

15,721

41,162

17,901

1,498

6,543,711

1,742,104

123

1,722,586

152,950

103,347

142

6,763

3,728,015

2,815,696

6,543,711

Consolidated Balance Sheets 

[in thousands of Canadian dollars] 

As at

Assets

Investment properties

Income properties

Properties under development

Land held for future development

Investment properties held for sale

Investments in joint ventures

Goodwill

Accounts receivable

Prepaid expenses and other assets

Cash and cash equivalents

Total assets

Liabilities

Mortgages payable

Mortgages payable related to investment properties held for sale

Debentures

Bank borrowings

Accounts payable and accrued liabilities

Deferred tax liabilities

Current tax liabilities

Total liabilities

Unitholders' equity

Unitholders' equity

Total liabilities and unitholders' equity

See accompanying notes to the consolidated financial statements.

Approved by the Board of Trustees.

René Tremblay

Chairman of the Board of Trustees

Michel Théroux, FCPA, FCA

President of the Audit Committee

114

Consolidated Statements of Unitholders’ Equity 

For the years ended December 31 
[in thousands of Canadian dollars] 

Unitholders'
contributions 
$

Cumulative
net income 
$

Cumulative
distributions 
$

Contributed
surplus 
$

Note

Total 
$

Balance as at January 1, 2019

3,226,929

Net income and comprehensive income

Distributions to unitholders

Unit issuances

Long-term incentive plan

14

14

14

—

—

1,974

—

1,649,516

462,504

—

—

563

—

(131,068)

—

—

Balance as at December 31, 2019

3,228,903

2,112,583

(2,197,010)

—

—

(1,277)

2,409

6,325

462,504

(131,068)

697

2,972

3,150,801

(2,065,942)

5,193

2,815,696

Unitholders'
contributions 
$

Cumulative
net income 
$

Cumulative
distributions 
$

Contributed
surplus 
$

Note

Total 
$

Balance as at January 1, 2018

3,265,995

1,861,029

(1,922,212)

3,949

3,208,761

Net income and comprehensive income

Distributions to unitholders

Unit issuances

Repurchase of units under NCIB

Long-term incentive plan

14

14

14

14

—

—

464

(39,530)

—

(212,282)

—

—

—

769

—

(143,730)

—

—

—

Balance as at December 31, 2018

3,226,929

1,649,516

(2,065,942)

—

—

(359)

—

1,603

5,193

(212,282)

(143,730)

105

(39,530)

2,372

2,815,696

See accompanying notes to the consolidated financial statements.

Consolidated Statements of Comprehensive Income 

For the years ended December 31 
[in thousands of Canadian dollars, except per unit amounts] 

115

Operating revenues

Rental revenue from investment properties

Operating expenses

Operating costs

Realty taxes and services

Property management expenses

Net operating income

Finance charges

Trust administrative expenses

Note

15

17

17

18

19

Change in fair value of investment properties

4, 5, 6

Share in joint ventures' net income

Transaction costs

Restructuring costs

Impairment of goodwill

Derecognition of goodwill

Net income (loss) before income taxes

Income taxes

Current

Deferred

Net income (loss) and comprehensive income

Net income (loss) per unit (basic and diluted)

See accompanying notes to the consolidated financial statements.

7

20

21

8

6

22

22

23

2019

$

2018

$

704,041

734,650

(160,611)

(169,652)

(15,456)

(345,719)

358,322

(151,051)

(17,254)

276,475

7,200

(6,463)

(4,774)

—

—

462,455

—

49

49

462,504

2.54

(169,630)

(176,958)

(15,598)

(362,186)

372,464

(152,237)

(23,255)

(267,098)

5,176

(22,847)

—

(120,389)

(3,872)

(212,058)

(6,763)

6,539

(224)

(212,282)

(1.17)

116

Consolidated Statements of Cash Flows 

For the years ended December 31 
[in thousands of Canadian dollars] 

Operating activities

Net income (loss)

Adjustments for:

Excess of share of net income over distributions received from the joint ventures

Change in fair value of investment properties

Depreciation and amortization

Compensation expense related to long-term incentive plan

Deferred income taxes

Derecognition of goodwill

Impairment of goodwill

Recognition of leases on a straight-line basis

Changes in non-cash working capital items

Cash flows provided by operating activities

Investing activities

Acquisitions and investments in income properties

Acquisitions and investments in properties under development and land held for

future development

Refund of costs related to properties under development and land held for future

development

Net proceeds from the sale of investment properties

Contributions to the capital of a joint venture

Change in other assets

Cash flows provided by investing activities

Financing activities

Cash distributions to unitholders

Bank borrowings

Mortgages payable

Net proceeds from issuance of debentures

Unit issuance net proceeds

Repurchase of units under NCIB

Repayment of debentures

Repayments of mortgages payable

Monthly repayments of mortgages payable

Cash flows used in financing activities

Net change in cash and cash equivalents

Cash and cash equivalents, beginning of year

Cash and cash equivalents, end of year

Other information

Interest paid

Cash distributed by a joint venture

See accompanying notes to the consolidated financial statements.

Note

7

4, 5, 6

14

22

6

8

4, 6

24

4, 24

5, 24

3, 4, 6

7

14

10

11

14

14

11

10

10

7

2019

$

2018

$

462,504

(212,282)

(4,838)

(276,475)

4,830

2,972

(49)

—

—

(288)

3,212

191,868

(4,238)

267,098

3,066

2,372

(6,539)

3,872

120,389

(2,030)

11,231

182,939

(132,978)

(254,516)

(31,344)

—

260,606

(150)

(1,047)

95,087

(131,068)

27,050

662,773

197,143

697

—

(600,000)

(238,183)

(54,231)

(135,819)

151,136

1,498

152,634

148,823

2,362

(21,129)

7,800

1,037,594

(1,931)

(3,774)

764,044

(143,730)

(467,416)

134,947

—

105

(39,530)

—

(385,984)

(50,805)

(952,413)

(5,430)

6,928

1,498

157,850

938

117

Notes to Consolidated Financial Statements 

For the years ended December 31, 2019 and 2018 
[in thousands of Canadian dollars, except per unit amounts] 

1) Description of the Trust 

Cominar Real Estate Investment Trust ("Cominar" or the "Trust") is an unincorporated closed-end real estate investment Trust created
by a Contract of Trust on March 31, 1998, under the laws of the Province of Quebec. As at December 31, 2019, Cominar owned and
managed a real estate portfolio of 317 high-quality properties that covered a total area of 35.9 million square feet in the Province of
Quebec and in Ottawa.  

Cominar is listed on the Toronto Stock Exchange, and its units trade under the symbol "CUF.UN." The head office is located at Complexe
Jules-Dallaire – T3, 2820 Laurier Boulevard, Suite 850, Québec City, Quebec, Canada, G1V 0C1. Additional information about the Trust
is available on Cominar's website at www.cominar.com.

The Board of Trustees approved Cominar's consolidated financial statements on March 3, 2020.

2) Significant Accounting Policies 

a) Basis of presentation

Cominar’s consolidated financial statements have been prepared in accordance with International Financial Reporting Standards
("IFRS"), as issued by the International Accounting Standards Board ("IASB"). The accounting policies and application methods
thereof have been consistently applied throughout each of the fiscal years presented in these consolidated financial statements,
with the exception of IFRS 16 – “Leases,” which came into effect on January 1, 2019 and for which Cominar has recorded a right-
of-use asset in income properties and a corresponding lease liability in accounts payable and accrued liabilities as of that date. 

b) Basis of preparation

Consolidation
These consolidated financial statements include the accounts of Cominar and its wholly owned subsidiaries. 

Use of estimates, assumptions and judgments 
The  preparation  of  financial  statements  in  accordance  with  IFRS  requires  management  to  make  estimates,  judgments  and
assumptions that affect the reported amounts of assets and liabilities in the financial statements. Those estimates, assumptions
and judgments also affect the disclosure of contingencies as at the date of the financial statements and the reported amounts
of revenues and expenses during the year. Actual results that could differ materially from those estimates, assumptions and
judgments, are described below: 

•

•

Investment properties 
Investment properties are recorded at fair value at the balance sheet date. Fair value is determined using management’s
internal measurements and valuations from independent real estate appraisers, performed in accordance with recognized
valuation techniques, as well as definitive agreements to sell investment properties. Techniques used include the direct
capitalized net operating income method that involves stabilized net operating income and overall capitalization rates, and
the discounted cash flow method that involves estimating expected future cash flows, as well as discount and terminal
capitalization rates.  

Management’s fair value internal measurements rely on internal financial information and are corroborated by capitalization
rates obtained from independent experts. However, internal measurements and values obtained from independent appraisers
are both subject to significant judgments, estimates and assumptions about market conditions at the balance sheet date. 

Business combinations 
Business combinations are accounted for using the acquisition method. The cost of a business combination is the value, at
the acquisition date, of the assets transferred, liabilities incurred and Unitholders’ equity instruments issued in exchange for
control of the acquired business. When the cost of a business combination exceeds the fair value of the assets acquired
and  liabilities  assumed,  such  excess  is  recorded  as  goodwill. Transaction-related  costs,  as  well  as  costs  related  to  the
acquisition of real estate assets, are expensed as incurred. 

Cominar accounts for investment property acquisitions in accordance with IFRS 3 - "Business Combinations" ("IFRS 3"), only
when it considers that a business has been acquired. Under IFRS 3, a business is defined as an integrated set of activities
and assets that could be conducted and managed for the purpose of providing a direct return to investors in the form of
lower costs or other economic benefits. If the investment properties acquisition does not correspond to the definition of a
business, a group of assets is deemed to have been acquired. If goodwill is present, the acquisition is presumed to be a

118

business. Judgment is therefore used by management in determining if the acquisition qualifies as a business combination
in accordance with IFRS 3 or as an acquisition of a group of assets. 

Generally, based on its judgment, when Cominar acquires a property or property portfolio without taking on the management
of personnel or acquiring an operational platform, it categorizes the acquisition as an acquisition of a group of assets. 

Joint arrangements 
Upon the creation of a joint arrangement, Cominar’s management reviews its classification criteria to determine if it is a joint
venture to be accounted for using the equity method or if it is a joint operation for which we must recognize the proportionate
share of assets, liabilities, revenues and expenses. Cominar holds 50% and 75% interests in its joint arrangements. It has
joint  control  over  them  since,  under  the  contractual  agreements,  unanimous  consent  is  required  from  all  parties  to  the
agreements in decisions concerning all relevant activities. The joint arrangements in which Cominar is involved are structured
so that they provide Cominar rights to these entities’ net assets. Therefore, these arrangements are presented as joint ventures
and are accounted for using the equity method. 

Impairment of goodwill 
Goodwill represents the excess of the purchase price of an acquired business over the fair value of the net identifiable assets
acquired. Its useful life is indefinite. It is not amortized but is tested for impairment on an annual basis or more frequently if
events or circumstances indicate that it is more likely than not that goodwill may be impaired. Goodwill resulting from business
combinations is allocated to each group of cash-generating units ("CGU") expected to benefit from the combination. To test
impairment, Cominar must determine the recoverable value of net assets of each group of CGU, making assumptions about
expected future net operating income as well as discount and terminal capitalization rates. These assumptions are based
on Cominar’s past experience as well as on external sources of information. The recoverable value is the higher of the fair
value less costs to sell and the value in use. Should the carrying amount of a group of cash-generating units, including
goodwill, exceed its recoverable value, impairment is recorded and recognized in profit or loss in the period during which the
impairment occurs. 

Financial instruments 
Financial instruments must be initially measured at fair value. Cominar must also estimate and disclose the fair value of
certain financial instruments for information purposes in the financial statements presented for subsequent periods. When
fair value cannot be derived from active markets, it is determined using valuation techniques, namely the discounted cash
flow method. If possible, data used in these models are derived from observable markets, and if not, judgment is required
to determine fair value. Judgments take into account liquidity risk, credit risk and volatility. Any changes in assumptions
related to these factors could modify the fair value of financial instruments. 

Unit-based compensation  
The  determination  of  the  unit-based  compensation  expense  resulting  from  Cominar's  granting  of  deferred  units  and
performance units awards depends on valuation models, which by their nature are subject to measurement uncertainty.
Using different valuation methods, Cominar determined that the best estimate of the fair value for both deferred unit and
performance unit was equivalent to the market value of Cominar units on the date of the grant. 

Income taxes 
Deferred taxes of Cominar’s subsidiaries are measured at the tax rates expected to apply in the future as temporary differences
between the reported carrying amounts and the tax bases of the assets and liabilities reverse. Changes to deferred taxes
related to changes in tax rates are recognized in income in the period during which the rate change is substantively enacted.
Any changes in future tax rates or in the timing of the reversal of temporary differences could affect the income tax expense.

•

•

•

•

•

Investment properties 
An investment property is an immovable property held by Cominar to earn rentals or for capital appreciation, or both, rather than
for use in the production or supply of goods and services or for administrative purposes, or for sale in the ordinary course of
business. Investment properties include income properties, properties under development and land held for future development.

Cominar presents its investment properties based on the fair value model. Fair value is the amount for which the property could
be exchanged between knowledgeable, willing parties in an arm’s length transaction. Any change in the fair value is recognized
in profit or loss in the period in which it arises. The fair value of investment properties should reflect market conditions at the end
of the reporting period. Fair value is time-specific as at a given date. As market conditions could change, the amount presented
as fair value could be incorrect or inadequate at another date. The fair value of investment properties is based on measurements
derived from management’s estimates and valuations from independent appraisers, plus capital expenditures made after the
valuation date and deemed to increase the rental income generating capacity of the property, or according to definitive agreements
to sell investment properties. Management regularly reviews appraisals of its investment properties between the appraisal dates
in order to determine whether the related assumptions, such as stabilized net operating income and capitalization rates, still apply.
These assumptions are compared to market data issued by independent experts. When increases or decreases are required,
Cominar adjusts the carrying amount of its investment properties. 

The fair value of Cominar’s investment properties recorded on the balance sheet in accordance with IFRS is the sum of the fair
values of each investment property considered individually and does not necessarily reflect the contribution of the following
elements that characterize Cominar: (i) the composition of the property portfolio diversified through its client base, geographic
markets and business segments; (ii) synergies among different investment properties; and (iii) a fully integrated management
approach. Therefore, the fair value of Cominar’s investment properties taken as a whole could differ from that appearing on the
consolidated balance sheet. 

119

Properties under development in the construction phase are measured at cost until their fair value can be reliably determined,
usually when development has been completed. The fair value of land held for future development is based on recent prices
derived from comparable market transactions.  

Capitalization of costs 
Cominar capitalizes into investment properties the costs incurred to increase their capacity, replace certain components and
make improvements after the acquisition date. Cominar also capitalizes major maintenance and repair expenses providing benefits
that will last far beyond the end of the reporting period. For construction, expansion or major revitalization projects of income
properties that take place over a substantial period of time, Cominar capitalizes the borrowing costs that are directly attributable
to the investments in question.  

Leasehold improvements, incurred directly by Cominar or through an allowance to tenants, which represent capital investments
that increase the service capacity and value of properties and for which the economic advantage will extend beyond the term of
the lease and will mainly benefit Cominar, as well as initial direct costs, mostly brokerage fees incurred to negotiate or prepare
leases, are added to the carrying amount of investment properties when incurred, and are not amortized subsequently. 

Concerning properties under development and land held for future development, Cominar capitalizes all direct costs incurred for
their acquisition, development and construction. Such capitalized costs also include borrowing costs that are directly attributable
to the property concerned. Cominar begins capitalizing borrowing costs when it incurs expenditures for the properties in question
and when it undertakes activities that are necessary to prepare these properties for their intended use. Cominar ceases capitalizing
borrowing costs when the asset is ready for management’s intended use. 

When Cominar determines that the acquisition of an investment property is an asset acquisition, it capitalizes all costs that are
directly related to the acquisition of the property, as well as all expenses incurred to carry out the transaction. 

Tenant inducements 
Tenant inducements, mostly the payment of a monetary allowance to tenants and the granting of free occupancy periods, are
added to the carrying amount of investment properties as they are incurred and are subsequently amortized against rental revenue
from investment properties on a straight-line basis over the related lease term. 

Investment properties held for sale 
Investment properties held for sale are classified as being held for sale if their carrying amount will be recovered mainly through
a sale transaction rather than through continuing use. Investment properties held for sale continue to be measured using the fair
value model. 

Financial instruments 
Cominar  groups  its  financial  instruments  into  classes  according  to  the  purpose  for  which  they  were  acquired  and  to  their
characteristics. Management determines such classification upon initial measurement, which is usually at the date of acquisition.

Cominar uses the following classifications for its financial instruments: 

•

•

Cash and cash equivalents and accounts receivable are classified as "Financial assets at amortized cost." They are initially
measured at fair value. Subsequently, they are measured at amortized cost using the effective interest method. For Cominar,
this value generally represents cost. 

Mortgages payable, debentures, bank borrowings, and accounts payable and accrued liabilities are classified as "Financial
liabilities at amortized cost." They are initially measured at fair value. Subsequently, they are measured at amortized cost
using the effective interest method.  

Cash and cash equivalents 
Cash and cash equivalents consist of cash and investments that are readily convertible into a known amount of cash, that are
not subject to a significant risk of change in value and that have original maturities of three months or less. Bank borrowings are
considered to be financing activities.  

Deferred financing costs 
Issue costs incurred to obtain term loan financing, typically through mortgages payable or debentures, are applied against the
borrowings and are amortized using the effective interest rate method over the term of the related debt. 

Financing costs related to the operating and acquisition credit facility are recorded as assets under prepaid expenses and other
assets and are amortized on a straight-line basis over the term of the credit facility. 

Revenue recognition 
Management has determined that all leases concluded between Cominar and its tenants are operating leases. Minimum lease
payments are recognized using the straight-line method over the term of the related leases, and the excess of payments recognized
over amounts payable is recorded on Cominar’s consolidated balance sheet under investment properties. Leases generally provide
for the tenants’ payment of maintenance expenses for common elements, realty taxes and other operating costs, such payment
being recognized as operating revenues in the period when the right to payment vests. Percentage leases are recognized when
the minimum sales level has been reached pursuant to the related leases. Lease cancellation fees are recognized when they are
due. Lastly, incidental income is recognized when services are rendered. 

120

Long-term incentive plan 
Cominar has a long-term incentive plan in order to attract, retain and motivate its employees to attain Cominar’s objectives. This
plan does not provide for any cash settlements. 

Performance units 
Cominar recognizes a compensation expense on performance units, based on their fair value, which corresponds to the market
value of Cominar units on the date of the grant. The compensation expense is amortized on a straight-line basis over the duration
of the vesting period. 

Deferred units 
Cominar recognizes a compensation expense on deferred units granted, based on their fair value, which corresponds to the market
value of Cominar units on the date of the grant. The compensation expense is amortized using the graded vesting method.

Restricted units 
Cominar recognizes a compensation expense on restricted unit options granted, based on their fair value, which corresponds to
the market value of Cominar units on the date of the grant. The compensation expense is amortized on a straight-line basis over
the duration of the vesting period. 

Unit options 
Cominar recognizes a compensation expense on unit options granted, based on their fair value on the date of the grant, which is
calculated using an option valuation model. The compensation expense is amortized using the graded vesting method. 

Income taxes 
Cominar is considered a mutual fund trust for income tax purposes. Pursuant to the Contract of Trust, the trustees intend to
distribute or designate all taxable income directly earned by Cominar to unitholders and to deduct such distributions and allocations
from its income for tax purposes. Therefore, no provision for income taxes is required. 

Cominar’s subsidiaries that are incorporated as business corporations are subject to tax on their taxable income under the Income
Tax  Act  (Canada)  and  the  taxation  acts  of  the  provinces  concerned.  These  subsidiaries  account  for  their  taxes  payable  or
recoverable at the current enacted tax rates and use the asset and liability method to account for deferred taxes. The net deferred
tax liability represents the cumulative amount of taxes applicable to temporary differences between the reported carrying amounts
and tax bases of the assets and liabilities. 

Per unit calculations 
Basic net income (net loss) per unit is calculated based on the weighted average number of units outstanding for the period. The
calculation of net income (net loss) per unit on a diluted basis considers the potential issuance of units under the long-term
incentive plan, if dilutive. 

Segment information 
Segment information is presented in accordance with IFRS 8, "Operating segments," which recommends presenting and disclosing
segment information in accordance with information that is regularly assessed by the chief operating decision makers in order
to determine the performance of each segment. 

c) New accounting policy

On January 1, 2019, Cominar adopted the following standard:  

IFRS 16, “Leases” 
Following the adoption of this new accounting standard, Cominar has recorded a right-of-use asset of $9,757 in income properties
and a corresponding lease liability in accounts payable and accrued liabilities for emphyteutic leases on lands held for income-
producing properties using modified retrospective approach. The accounting standard IFRS 16 sets out the principles for the
recognition, measurement, presentation and disclosure of leases for both parties to a contract, i.e. the customer (lessee) and the
supplier (lessor). IFRS 16 cancels and replaces the previous standard, IAS 17 - “Leases,” and related interpretations. 

121

3) Acquisitions and Dispositions 

Dispositions of Income Properties Held for Sale in 2019 

Date

January 11, 2019

January 14, 2019

January 16, 2019

February 15, 2019

March 26, 2019

April 18, 2019

April 29, 2019

May 30, 2019

June 6, 2019

June 20, 2019

July 19, 2019

September 13, 2019

September 26, 2019

December 2, 2019

December 18, 2019

Property type

Number of properties Geographic market

Total selling price ($)

Office

Industrial and flex

Retail

Office and Retail

Industrial and flex

Office

Retail

Retail

Retail

Office and Retail

Industrial and flex

Retail

Office

Office

Office, retail and
industrial and flex

1

1

1

10

1

1

1

9

1

1

1

2

1

2

11

44

Montreal

Québec City

Montreal

Montreal

Montreal

Moncton, Nouveau-Brunswick

Montreal

Montreal

Montreal

Montreal

Montreal

Montreal

Montreal

Québec City

Montreal and Québec City

4,100

1,200

1,841

41,250

26,000

8,020

750

28,000

850

76,324

14,000

2,900

3,425

17,700

31,696

258,056

These properties sold during fiscal 2019 have been subject to an overall increase in their carrying amount to their fair value of $5,004
in 2019. These properties had been subject to an overall decrease in their carrying amount to their fair value of $14,888  in 2018.

Dispositions of Income Properties in 2019

On June 14, 2019, Cominar completed the sale of an industrial and flex property located in Quebec City, for a total selling price of $1,825.

On December 12, 2019, Cominar completed the sale of a retail property located in Montreal, for a total selling price of $725.

These properties sold during fiscal 2019 have been subject to an overall increase in their carrying amount to their fair value of $20 in
2019. These properties had been subject to an overall decrease in their carrying amount to their fair value of $9  in 2018.

Transfer to Income Properties in 2019

At the end of the third quarter of 2019, Cominar transferred a property from properties under development to income properties. The
retail building was valued at $16,249 at the time of the transfer has a leasable area of 56,000 square feet and is located in Québec City. 

Acquisitions in 2018

On June 20, 2018, Cominar completed the acquisition of the property of a shadow tenant located on the land of Les Rivières shopping
centre, in Trois-Rivières, for an amount of $3,500. 

On September 24, 2018, Cominar acquired, for $36,000, the land and superficies rights (the equivalent of air rights in Quebec) related
to a property located in the Québec City area, in which Cominar had been leasing the superficies rights associated with its office building.
The other superficies rights are leased by the operator of a hotel that shares the site. This acquisition was the result of a purchase
option Cominar acquired as part of an earlier transaction.

Dispositions of Investment Properties Held for Sale in 2018 

On March 27, 2018, Cominar completed the sale of 95 properties, comprised of 35 office properties, 23 retail properties and 37 industrial
and flex properties, located in the Greater Toronto Area, Western Canada and the Atlantic Provinces, for an amount of $1,140,000 before
the closing adjustments of $7,578 and $105,992 in mortgages payable that were assumed by the purchaser. 

The following table summarizes this transaction:

Selling price

Closing adjustments

Mortgages payable assumed by the purchaser

Net proceeds

122

$

1,140,000

(7,578)

(105,992)

1,026,430

Following the transaction, the net proceeds of $1,026,430 were used to repay a $75,000 bridge loan, $321,623 in mortgages payable,
to reduce the bank borrowings by $549,700 and the balance was allocated to the Trust’s general needs.

On December 13, 2018, Cominar completed the sale of one office property located in the Montreal area, for a total selling price of
$8,150. 

These properties sold during fiscal 2018 had been subject to an overall decrease in their carrying amount to their fair value of $5,490
in 2018. 

Disposition of an Income Property in 2018

On August 31, 2018, Cominar completed the sale of one industrial and flex property located in Saguenay, for an amount of $2,850. This
property had been subject to a decrease in its carrying amount to its fair value of $1,032 in 2018. 

4) Income Properties 

Years ended December 31

Balance, beginning of year

Acquisitions and related costs

Change in fair value

Right-of-use assets

Capital costs

Dispositions

Transfers to investment properties held for sale

Transfers from properties under development and land held

for future development

Change in initial direct costs

Recognition of leases on a straight-line basis

Balance, end of year

Note

3

3

6

5

Change in Fair Value of Investment Properties

2019

$

6,058,191

538

278,580

9,409

120,284

(2,550)

(75,934)

14,932

8,974

315

6,412,739

2018

$

6,239,383

39,710

(242,307)

—

204,325

(3,014)

(191,241)

—

9,819

1,516

6,058,191

Cominar opted to present its investment properties in the consolidated financial statements according to the fair value model. Fair
value is determined based on valuations performed during the year using management’s internal estimates and by independent real
estate appraisers, plus capital expenditures made after the valuation and deemed to increase the rental income generating capacity
of the property, or according to definitive agreements to sell investment properties. External valuations were carried out by independent
national firms holding a recognized and relevant professional qualification and having recent experience in the location and category
of the investment properties being valued. 

As per Cominar’s methodology on valuing investment properties, during fiscal 2019, management revalued the entire real estate portfolio
and determined that a net increase of $276,475 was necessary to change the carrying amount in fair value of investment properties
[decrease of $267,098 in 2018]. The change in fair value related to investment properties held as at the year-end date amounts to
$271,450 [$260,563 in 2018]. In 2019, the fair value of investment properties from external valuations or source represented 56% [19%
in 2018] of the total fair value of all investment properties.

Internally valued investment properties have been valued mainly using the direct capitalized net operating income method. Externally
valued investment properties have been valued either with the direct capitalized net operating income method or the discounted cash
flow method. Here is a description of these methods and the key assumptions used:

Direct capitalized net operating income method - Under this method, overall capitalization rates are applied to stabilized net operating
income in order to comply with current valuation standards. The stabilized net operating income represents adjusted net operating

123

income for items such as management expenses, occupancy rates, the recognition of leases on a straight-line basis and other non-
recurring items. The key factor is the overall capitalization rate for each property or property type. Cominar regularly receives publications
from  national  firms  dealing  with  real  estate  activity  and  trends.  Such  market  data  reports  include  different  capitalization  rates  by
property type and geographical area for recent transactions. 

Discounted cash flow method - Under this method, the expected future cash flows are discounted using an appropriate rate based on
the risk of the property. Expected future cash flows for each investment property are based upon, but not limited to, rental income from
current  leases,  budgeted  and  actual  expenses,  and  assumptions  about  rental  income  from  future  leases.  Discount  and  terminal
capitalization rates are estimated using available appraisals market comparables and market surveys. 

To the extent that the capitalization rate ranges change from one reporting period to the next, or if another rate is more appropriate
than the rate previously used, the fair value of investment properties increases or decreases accordingly. The change in the fair value
of investment properties is reported in the results. 

Cominar has determined that an increase or decrease in 2019 of 0.1% in the applied capitalization rates for the entire real estate
portfolio,  excluding  for  the  investment  properties  held  for  sale,  would  result  in  a  decrease  or  increase  of  approximately  $111,462
[$101,100 in 2018] in the fair value of its investment properties.

Capitalization and discount rates used in both the internal and external valuations are consistent with each other.

Office properties

Direct capitalized net operating income method

Overall capitalization rate

Discounted cash flow method

Discount rate

Terminal capitalization rate

Retail properties

Direct capitalized net operating income method

Overall capitalization rate

Discounted cash flow method

Discount rate

Terminal capitalization rate

Industrial and flex properties

Direct capitalized net operating income method

Overall capitalization rate

Discounted cash flow method

Discount rate

Terminal capitalization rate

Total

Direct capitalized net operating income method

Overall capitalization rate

Discounted cash flow method

Discount rate

Terminal capitalization rate

2019

2018

Range

Weighted
average

Range

Weighted
average

4.7% - 7.5%

5.7%

4.8% - 8.5%

5.5% - 8.5%

5.0% - 7.8%

6.6%

6.0%

5.0% - 5.8%

5.5% - 7.3%

4.7% - 8.5%

6.3%

4.8% - 8.5%

5.5% - 8.8%

5.0% - 8.3%

7.0%

6.4%

5.0% - 7.5%

5.5% - 8.0%

4.8% - 8.0%

6.4%

4.8% - 8.0%

5.5% - 8.3%

5.0% - 7.5%

5.0% - 7.8%

5.5% - 8.3%

6.8%

6.1%

6.0%

6.8%

6.2%

6.0%

5.9%

5.2%

6.3%

6.6%

5.8%

6.5%

6.2%

5.7%

6.2%

6.2%

5.5%

In 2019, 63% of investment properties were valued using the discounted cash flow method and 37% were valued using the direct
capitalized net operating income method compared to 15% valued using the discounted cash flow method and 85% using the direct
capitalized net operating income method in 2018. Consequently, the weighted average overall capitalization rates, discount rates and
terminal capitalization rates may not be comparable year over year.

124

5) Properties Under Development and Land Held for Future

Development 

Years ended December 31

Balance, beginning of year

Change in fair value

Capital costs

Disposition of a portion of land

Net transfers to Income Properties

Transfer to investment properties held for sale

Capitalized interests

Change in initial direct costs

Balance, end of year

Breakdown:

Properties under development

Land held for future development

Note

3, 4

6

2019

$

128,043

(1,301)

24,776

—

(14,932)

(1,855)

6,634

613

141,978

41,471

100,507

2018

$

129,272

(19,857)

15,382

(2,400)

—

—

5,546

100

128,043

34,293

93,750

6) Investment Properties Held for Sale 

Cominar has engaged in a process to sell certain income properties and expects to close these transactions within the next few months.

During the quarter ended March 31, 2019, Cominar transferred 3 income properties having a value of $18,450 to investment properties
held for sale.  

During the quarter ended June 30, 2019, Cominar transferred 4 income properties and 2 land held for future development having a
value of $24,203 to investment properties held for sale.

During the quarter ended September 30, 2019, Cominar transferred 12 income properties having a value of $40,121 to investment
properties held for sale.  

During the quarter ended December 31, 2019, Cominar transferred 1 land held for future development having a value of $1,855 to
investment properties held for sale  and transferred 2 investment properties held for sale having a value of $6,840 to land held for future
development. 

During the period of  twelve months ended December 31, 2019, Cominar sold 44 investment properties held for sale for a total selling
price of $258,056. 

Years ended December 31

2019

Office  
properties

Retail 
properties

Industrial 
and flex 
properties

Note

$

$

$

Total

$

Investment properties held for sale and

goodwill

Balance, beginning of year

Transfers from income properties

Transfers from properties under development

and land held for future development

Capitalized costs 1

Change in fair value

Dispositions

Transfer of goodwill

Derecognition of goodwill

Balance, end of year

4

5

3

8

50,486

21,280

—

3,708

(1,033)

111,041

37,068

27,200

17,586

188,727

75,934

1,855

321

274

—

45

(45)

1,855

4,074

(804)

(74,441)

(138,829)

(44,786)

(258,056)

—

—

—

—

—

11,730

—

—

—

—

—

11,730

1 Includes $(27) ($514 in 2018) of recognition of leases on a straight-line basis.

2018

Total

$

1,143,500

191,241

—

7,070

(4,934)

(1,148,150)

3,872

(3,872)

188,727

Years ended December 31

2019

Office
properties

Retail
properties

Industrial
and flex
properties

Note

$

Mortgages payable related to investment

properties held for sale

Balance, beginning of year

Monthly repayments of principal

Repayments of balances

Mortgages payable assumed by the purchaser

10

Transfer of mortgages payable related to
investment properties held for sale

Balance, end of year

123

(123)

—

—

—

—

$

—

—

—

—

—

—

$

—

—

—

—

—

—

Total

$

123

(123)

—

—

—

—

125

2018

Total

$

276,350

(2,400)

(167,958)

(105,992)

123

123

7) Joint Ventures 

As at December 31

Joint ventures

Address

City/province

Société en commandite Complexe Jules-Dallaire

2820 Laurier Boulevard

Québec, Quebec

Société en commandite Bouvier-Bertrand

Société en commandite Marais

Espace Bouvier

Du Marais Street

Québec, Quebec

Québec, Quebec

2019

Ownership
interest
75%

50%

75%

2018

Ownership
interest
75%

50%

75%

The business objective of these joint ventures is the ownership, management and development of real estate projects.The following
table summarizes the financial information on the investments in these joint ventures accounted for under the equity method:

Years ended December 31

Investments in joint ventures, beginning of year

Contributions to the capital of the joint ventures

Share of joint ventures’ net income and comprehensive income

Cash distributions by a joint venture

Investments in joint ventures, end of year

2019

$

92,468

150

7,200

(2,362)

97,456

2018

$

86,299

1,931

5,176

(938)

92,468

Contractual rights and obligations
The formation of each joint venture is recognized by limited partnership agreements and unanimous shareholder agreements of the
general partner, in which the rights and obligations of each limited partner or shareholder are provided for. Among these terms and
conditions,  the  important  decisions  with  regard  to  joint  ventures  are  taken  unanimously  by  the  limited  partners  for  the  limited
partnerships, and by the shareholders for the general partners. Capital contributions are made on a pro rata basis between the limited
partners. In addition, each limited partner has the right of first refusal, should the other limited partner transfer its participation in the
joint venture. In the event that one of the limited partners is subject to a change of control, or if its assets are sold, the other limited
partner has a purchase option for the participation at the fair market value. Recourse or purchase option mechanisms benefits each
limited partner in respect of the other limited partner if it is in default under the agreements or if it becomes insolvent.

The following tables summarize the joint ventures’ net assets and net income as well as Cominar’s proportionate share:

Joint ventures

Cominar's proportionate share

As at December 31

Income properties

Properties under development

Land held for future development

Other assets

Mortgages payable
Bank borrowings 1

Other liabilities

Net assets of joint ventures

2019

$

243,680

11,800

10,181

1,716

(120,071)

(8,200)

(2,782)

136,324

2018

$

237,400

14,782

11,200

1,481

(123,762)

(8,000)

(2,412)

130,689

2019

$

171,573

5,900

7,631

1,164

(82,981)

(4,100)

(1,731)

97,456

2018

$

166,765

7,392

8,400

983

(85,534)

(4,000)

(1,538)

92,468

1 Société en commandite Bouvier-Bertrand has a $12,500 credit facility, which is secured by the joint venturers.

126

Years ended December 31

Operating revenues

Operating expenses

Net operating income

Finance charges

Administrative expenses

Change in fair value

Net income

8) Goodwill 

Joint Ventures

Cominar's proportionate share

2019

$

24,735

(10,499)

14,236

(5,669)

(39)

58

8,586

2018

$

23,478

(9,811)

13,667

(5,633)

(97)

664

8,601

2019

$

17,194

(7,361)

9,833

(3,953)

(19)

1,339

7,200

2018

$

16,445

(6,952)

9,493

(3,968)

(50)

(299)

5,176

At year-end, Cominar tested its industrial and flex portfolio for impairment of goodwill by determining the recoverable value of the net
assets of that CGUs and comparing it to the carrying amount, including goodwill. As at December 31, 2019, the recoverable value of
this CGU was determined based on the value in use and calculated by discounting future net operating income expected to be generated
from continuing use. For fiscal years 2020 to 2030, net operating income projections are based on management’s budget projections
supported by past experience, assuming stable increase in net operating income. The discount and terminal capitalization rates are
estimated based on the segment weighted average overall capitalization rate. As at December 31, 2019, goodwill was not impaired
and was impaired by $120,389 as at December 31, 2018. 

Goodwill is measured using Level 3 inputs of the fair value hierarchy, which means that the inputs used are not based on observable
market data.

Balance as at January 1, 2018

Transfer to investment properties held for sale

Impairment of goodwill

Balance as at December 31, 2018

Impairment of goodwill

Balance as at December 31, 2019

Note

7

Office
properties

Retail
properties

Industrial
and flex
properties

$

79,496

(1,725)

(77,771)

—

—

—

$

44,648

(2,030)

(42,618)

—

—

—

$

15,838

(117)

—

15,721

—

15,721

Total

$

139,982

(3,872)

(120,389)

15,721

—

15,721

The discount and terminal capitalization rates used to value the recoverable amount as at December 31, 2019 and December 31, 2018
of each group of CGUs are as follows:

As at December 31, 2019

Terminal capitalization rate

Discount rate

As at December 31, 2018

Terminal capitalization rate

Discount rate

Office
properties

Retail
properties

Industrial
and flex
properties

—%

—%

—%

—%

6.0%

6.6%

Office
properties

Retail
properties

Industrial
and flex
properties

6.2%

6.9%

6.2%

7.2%

6.5%

7.1%

9) Accounts Receivable 

As at December 31

Trade receivables

Expected credit losses

Interest-bearing accounts receivable 1

Security deposits

Other receivables and accrued income

Total

1  Average effective interest rate

10) Mortgages Payable 

127

2019

$

26,518

(6,482)

20,036

543

482

16,869

37,930

2018

$

25,408

(6,326)

19,082

872

486

20,722

41,162

7.12%

5.79%

Years ended December 31

2019

2018

Note

6

Balance, beginning of year

Mortgages payable contracted

Monthly repayments of principal

Repayments of balances

Mortgages payable assigned

Plus: Fair value adjustments on assumed mortgages

payable

Less: Deferred financing costs

Balance, end of year ¹

Weighted
average
contractual
rate

4.03%

3.72%

—%

4.82%

—%

3.84%

$

1,747,991

666,200

(54,231)

(238,183)

—

2,121,777

463

(8,219)

2,114,021

Weighted
average
contractual
rate

4.22%

4.02%

—%

4.66%

3.72%

4.03%

$

2,153,896

347,500

(50,805)

(596,608)

(105,992)

1,747,991

727

(6,491)

1,742,227

1 As at December 31, 2018, includes $123 in mortgages payable related to the properties held for sale at that date.

Contractual maturities of mortgages payable are as follows as at December 31, 2019:

Repayment
of principal

Balances at
maturity

For the years ending December 31

2020

2021

2022

2023

2024

2025 and thereafter

Total

$

51,680

46,186

44,607

42,611

41,111

101,756

327,951

$

80,974

307,862

184,248

104,292

255,750

860,700

1,793,826

2,121,777

Total

$

132,654

354,048

228,855

146,903

296,861

962,456

Mortgages payable are secured by immovable hypothecs on investment properties with a book value of $4,009,348 [$3,505,827 as at
December 31, 2018]. They bear annual contractual interest rates ranging from 3.00% to 6.61% as at December 31, 2019 [2.52% to 6.94%
as at December 31, 2018], representing a weighted average contractual rate of 3.84% as at December 31, 2019 [4.03% as at December
31, 2018], and mature at various dates from July 2020 to April 2034. As at December 31, 2019, the weighted average effective interest
rate was 3.95% [4.11% as at December 31, 2018].

As at December 31, 2019, nearly all mortgages payable were bearing interest at fixed rates. Some of the mortgages payable include
restrictive covenants, with which Cominar was in compliance as at both December 31, 2019 and December 31, 2018.

128

11) Debentures 

Years ended December 31

Balance, beginning of year

Issuance

Repayment

Less: Deferred financing costs

Plus: Net premium and discount on issuance

Balance, end of year

2019

2018

Weighted
average
contractual
rate

4.23%

4.50%

3.93%

4.41%

$

1,725,000

200,000

(600,000)

1,325,000

(4,423)

385

1,320,962

Weighted
average
contractual
rate

4.23%

—%

—%

4.23%

$

1,725,000

—

—

1,725,000

(3,350)

936

1,722,586

On May 15, 2019, Cominar issued $200,000 in Series 11 senior unsecured debentures bearing interest at a rate of 4.5% and maturing
in May 2024.

On June 21, 2019, Cominar reimbursed at maturity its Series 7 senior unsecured debentures totaling $300,000 and bearing interest at
3.62% using available cash and its unsecured renewable operating and acquisition credit facility. 

On September 26, 2019, Cominar early redeemed $300,000 in aggregate principal of 4.23% Series 2 senior unsecured debentures using
available cash and its unsecured renewable operating and acquisition credit facility. In addition to paying accrued interest of $3,964,
Cominar paid a yield maintenance fee of $1,008.

The following table presents characteristics of outstanding debentures as at December 31, 2019:

Date of issuance

Contractual
interest rate

Effective 
interest rate

Maturity 
date

Par value as at 
December 31, 2019 ($)

Series 3

Series 4

Series 8

Series 9

Series 10

Series 11

May 2013
July 2013 1

December 2014

June 2015

May 2016

May 2019

4.00%

4.941%

4.25%

4.164%

4.247%

4.50%

4.41%

4.24%

4.81%

4.34%

4.25%

4.34%

4.82%

4.49%

November 2020

July 2020

December 2021

June 2022

May 2023

May 2024

1 Re-opened in January 2014 ($100,000) and March 2014 ($100,000).

100,000

300,000

200,000

300,000

225,000

200,000

1,325,000

The debentures, under the trust indenture, contain restrictive covenants, with which Cominar was in compliance as at December 31,
2019 and 2018.

12) Bank Borrowings 

As at December 31, 2019, Cominar had an unsecured renewable credit facility of up to $400,000  maturing in July 2021. This credit
facility bears interest at the prime rate plus 110 basis points or at the bankers’ acceptance rate plus 210 basis points. This credit facility
contains certain restrictive covenants, with which Cominar was in compliance as at December 31, 2019. As at December 31, 2019, the
credit facility was undrawn and availability was $400,000.

On September 20, 2019, Cominar entered into a 4-year agreement for a new secured credit facility maturing in September 2023. This
new credit facility bears interest at the prime rate plus 70 basis points or at the bankers’ acceptance rate plus 170 basis points. As at
December 31, 2019, $180,000 was drawn on the credit facility. This credit facility is secured by immovable hypothecs on investment
properties with a book value of $298,755.

As at December 31, 2018, Cominar had an unsecured renewable operating and acquisition credit facility of up to $700,000 that matured
in August 2019. This credit facility bore interest at the prime rate plus 110 basis points or at the bankers’ acceptance rate plus 210 basis
points. This credit facility contained certain restrictive covenants, with which Cominar was in compliance as at December 31, 2018.
As at December 31, 2018, bank borrowings totalled $152,950 and availability was $547,050.

 
13) Accounts Payable and Accrued Liabilities 

As at December 31

Trade accounts payable

Accrued interest payable

Prepaid rent and tenants’ deposits

Other accounts payable and accrued expenses

Commodity taxes and other non-financial liabilities

Total

129

2019

$

3,610

18,110

25,620

70,159

9,044

2018

$

3,064

18,061

25,494

47,753

8,975

126,543

103,347

14) Issued and Outstanding Units 

Ownership interests in Cominar are represented by a single class of units, unlimited in number. Units represent a unitholder’s undivided
and proportionate ownership interest in Cominar. Each unit confers the right to one vote at any unitholders’ meeting and to participate
equally and rateably in all Cominar distributions. All issued units are fully paid. 

Years ended December 31

2019

Units

$

2018

Units

$

Units issued and outstanding, beginning of year

181,956,349

3,226,929

184,629,497

3,265,995

Repurchase of units under NCIB

—

Exercise of options, conversion of restricted units and deferred units

155,016

—

1,974

(2,709,500)

36,352

(39,530)

464

Units issued and outstanding, end of year

182,111,365

3,228,903

181,956,349

3,226,929

During the fiscal year ended December 31, 2018, Cominar repurchased 2,709,500 units under its normal course issuer bid of a maximum
of 17,596,591 units expired on November 14 , 2018, at an average price of $14.58, for total consideration of $39,530, including transaction
costs. 

Long Term Incentive Plan

Performance units
Performance units consist of allocations whose values, for the participant, rise or fall according to the value of Cominar units on the
stock market. When the vesting period is over, each unit granted based on performance is multiplied by an adjustment factor according
to the total return for Cominar’s unitholders with respect to the total return of a reference group made up of entities comparable to
Cominar.  Vesting  periods  are  determined  by  the  Board  of Trustees  on  the  date  of  the  grant. These  rights  are  usually  vested  after
three years from the grant date. For each cash distribution on Cominar units, an additional number of performance units is granted to
each participant. The fair value of performance units is represented by the market value of Cominar units on the date of the grant.

Years ended December 31

Outstanding, beginning of year

Granted

Forfeited

Accrued distributions

Outstanding, end of year

Vested units, end of year

2019

Units

164,425

174,972

(9,246)

19,615

349,766

—

2018

Units

—

158,614

(2,148)

7,959

164,425

—

Deferred units
Deferred units consist of allocations whose values, for the participant, rise or fall according to the value of Cominar units on the stock
market. Each vested deferred unit provides the right to receive one Cominar unit when the holder ceases to be a Cominar trustee,
member of management or employee. Vesting periods are determined by the Board of Trustees on the date of the grant. These rights
are usually vested at a rate of 33 1/3% per anniversary year of the grant date. Once a year, the deferred unit holder can convert his or
her vested deferred units into Cominar units. For each cash distribution on Cominar units, an additional number of deferred units is
granted to each participant. The fair value of deferred units is represented by the market value of Cominar units on the date of the grant.

130

Years ended December 31

Outstanding, beginning of year

Granted

Converted

Forfeited

Accrued distributions

Outstanding, end of year

Vested units, end of year

2019
Units

315,435

107,555

(100,809)

(6,102)

18,036

334,115

197,781

2018
Units

175,748

145,432

(23,225)

(1,107)

18,587

315,435

123,504

Restricted units 
Restricted units consist of allocations whose values, for the participant, rise or fall according to the value of Cominar units on the stock
market. When the vesting period is over, each restricted unit provides the right to receive one Cominar unit on the settlement date.
Vesting periods are determined by the Board of Trustees on the date of the grant. These rights are usually vested three years after the
date of the grant. For each cash distribution on Cominar units, an additional number of restricted units is granted to each participant.
The fair value of restricted units is represented by the market value of Cominar units on the date of the grant.

Years ended December 31

Outstanding, beginning of year

Granted

Converted

Forfeited

Accrued distributions

Outstanding, end of year

Vested units, end of year

2019
Units

2,946

—

(507)

(225)

97

2,311

1,039

2018
Units

5,026

1,135

(3,427)

—

212

2,946

225

Unit options
Cominar has granted unit options to management and employees under the long-term incentive plan. As at December 31, 2019, options
to purchase 5,235,900 units were outstanding.

The following table shows characteristics of outstanding options at year-end:

Date of grant

December 15, 2015

December 13, 2016

August 24, 2017

As at December 31, 2019

Graded vesting
method

33 1/3 %

33 1/3 %

33 1/3 %

Expiration date

December 15, 2022

December 13, 2023

August 24, 2024

Exercise
price $

Outstanding
options

Exercisable
options

14.15

14.90

13.46

1,505,300

1,769,400

1,961,200

5,235,900

1,505,300

1,769,400

1,438,100

4,712,800

As at December 31, 2019, the average weighted contractual life of outstanding options was 3.9 years.

The following table presents changes in the number of options for the years indicated:

Years ended December 31

2019

2018

Outstanding, beginning of year

Exercised

Granted

Forfeited or cancelled

Expired

Outstanding, end of year

Exercisable options, end of year

Weighted
average
exercise price
$

14.86

13.63

—

14.82

18.07

14.15

14.22

Options

8,689,400

(53,700)

—

(2,186,300)

(1,213,500)

5,235,900

4,712,800

Weighted
average
exercise price
$

15.28

14.15

—

14.93

17.76

14.86

15.19

Options

12,928,000

(9,700)

—

(2,430,400)

(1,798,500)

8,689,400

6,461,100

As at December 31, 2019, the maximum number of units that may be issued under the long-term incentive plan is 16,395,538 units.

131

Unit-based compensation

The compensation expense related to performance units and deferred units granted in January 2019 was calculated based on the
market price of Cominar units on the grant date, which was $11.20.

The compensation expense related to deferred units granted in November 2019 was calculated based on the market price of Cominar
units on the grant date, which was $13.39.

The compensation expense related to restricted units and deferred units granted in March 2018 was calculated based on the market
price of Cominar units on the grant date, which was $13.84.

The compensation expense related to performance units and deferred units granted in April 2018 was calculated based on the market
price of Cominar units on the grant date, which was $12.78.

The overall compensation expense for the fiscal year ended 2019 was $2,972 [$2,372 in 2018].

Distributions to Unitholders

Cominar is governed by a Contract of Trust whereby the Trustees, under the discretionary power attributed to them, intend to distribute
a portion of its distributable income to unitholders. Distributable income generally means net income determined in accordance with
IFRS, before fair value adjustments, transaction costs, rental revenue derived from the recognition of leases on a straight-line basis,
provision for leasing costs, gains on disposal of investment properties and certain other items not affecting cash, if applicable.

Years ended December 31

Distributions to unitholders

Distributions per unit

2019 

$

131,068

0.72

2018 

$

143,730

0.79

On March 7, 2018, Cominar decreased the monthly distribution from $0.095 per unit to $0.06 per unit, beginning with the distribution
of March 2018 paid in April 2018.

15) Operating Revenues 

Revenues from other services are estimated based on operating costs billable to tenants.

Year ended December 31, 2019

Lease revenues

Parking revenues

Revenues from other services

Total

Year ended December 31, 2018

Lease revenues

Parking revenues

Revenues from other services

Total

Office
properties

Retail
properties

Industrial
and flex
properties

Total of
operating
revenues

$

242,515

21,411

21,794

285,720

$

237,180

470

21,274

258,924

$

152,306

31

7,060

159,397

$

632,001

21,912

50,128

704,041

Office
properties

Retail
properties

Industrial
and flex
properties

Total of
operating
revenues

$

258,741

20,070

25,187

303,998

$

250,511

441

21,848

272,800

$

149,772

17

8,063

157,852

$

659,024

20,528

55,098

734,650

16) Operating Lease Income 

a)

The future minimum lease payments from tenants are as follows:

As at December 31, 2019

 - Less than one year

 - More than one year to five years

 - More than five years

$

393,088

1,116,488

916,949

132

b)

Contingent rents included in revenues for the year are as follows:

Years ended December 31

Contingent rents

2019 

$

6,090

2018 

$

6,726

17) Operating Costs and Property Management Expenses 

The following table presents the main components of operating costs and property management expenses based on their nature:

Years ended December 31

Repairs and maintenance

Energy

Salaries and other benefits

Other expenses

Total

18) Finance Charges 

Years ended December 31

Interest on mortgages payable

Interest on debentures

Interest on bank borrowings

Net amortization of premium and discount on debenture issues

Amortization of deferred financing costs and other costs

Amortization of fair value adjustments on assumed borrowings
Less: Capitalized interest 1

Total

2019 

$

63,739

55,399

33,285

23,644

2018 

$

64,742

60,332

36,391

23,763

176,067

185,228

2019 

$

80,840

70,669

3,995

(555)

4,150

(264)

(7,784)

2018 

$

77,404

73,084

7,929

(520)

3,520

(1,440)

(7,740)

151,051

152,237

1 Includes capitalized interest on properties under development and on major revitalization projects for income properties that take place over a substantial period of time. The weighted

average interest rate used in 2019 was 4.31% [4.05% in 2018].

Interest on debentures for the periods ended December 31, 2019 includes $1,008 associated to the yield maintenance fee paid for the Series
2 senior unsecured debentures redemption. Finance charges also include $87 of costs related to that transaction.

19) Trust Administrative Expenses 

Years ended December 31

Salaries and other benefits

Compensation related to the long-term incentive plan

Professional fees

Public company costs

Governance and strategic alternatives consulting fees

Other expenses

Total

2019 

$

11,259

2,972

879

801

—

1,343

17,254

2018 

$

11,840

2,372

809

711

3,839

3,684

23,255

Salaries and other benefits for the years ended December 31, 2019 and December 31, 2018 include $1,043 and $735, respectively,
associated with the departure of executives.

20) Transaction Costs 

Years ended December 31

Brokerage fees

Professional fees

Assumed head leases

Penalties on debt repayment

Closing adjustments

Other

Total

21) Restructuring Costs 

133

2019 

$

2,192

544

217

41

3,400

69

6,463

2018 

$

5,790

2,912

4,201

945

8,244

755

22,847

During  the  quarter  ended  June  30,  2019,  Cominar  announced  an  organizational  restructuring  to  streamline  and  enhance  the
effectiveness of operations which the outcome, among others, has been the reduction of its workforce. During the quarter ended
June 30,  2019,  Cominar  recorded  a  provision  of  $3,916  related  to  this  organizational  restructuring,  primarily  related  to  severance
benefits. An additional provision of $858 has been recorded during the quarter ended September 30, 2019 to include the second phase
of the organizational restructuring. Up to December 31, 2019, $2,559 had been paid since the beginning of the restructuring.  

22) Income Taxes 

Cominar is considered a mutual fund trust for income tax purposes. Pursuant to the Contract of Trust, the trustees intend to distribute
or designate all taxable income directly earned by Cominar to unitholders and to deduct such distributions and allocations from its
income for tax purposes. Therefore, no provision for income taxes is required.

Taxation of distributions of specified investment flow-through ("SIFT") trusts  and exception for real estate investment trusts ("REITs")
Since 2007, SIFT trusts are subject to income taxes on the distributions they make. In short, a SIFT trust is a trust that resides in Canada,
whose investments are listed on a stock exchange or other public market and that holds one or more non-portfolio properties.

The SIFT trust rules do not apply to SIFT trusts that qualify as REITs for a given taxation year. Cominar has reviewed the conditions to
qualify as a REIT. For the fiscal years ended December 31, 2019 and 2018, Cominar believes that it met all of these conditions and
qualified as a REIT. As a result, the SIFT trust tax rules for 2019 and 2018 did not apply to Cominar and no deferred tax provision, be it
an asset or liability, was recorded in relation to the Trust’s activities. Cominar’s management intends on taking the necessary steps to
meet these conditions on an ongoing basis in the future.

Some of Cominar’s subsidiaries are subject to tax on their taxable income under the Income Tax Act (Canada) and the taxation acts
of the provinces concerned. 

The tax expense (income) differs from the amount calculated by applying the combined federal and provincial tax rate to income before
income taxes. The following table presents the reasons for this difference:

Years ended December 31

Net income (loss) before income taxes

Canadian combined statutory tax rate

Tax income at the statutory tax rate

Loss (income) not subject to income tax

Other

Income taxes

2019 

$

2018 

$

462,455

(212,058)

27.08%

125,233

(125,254)

(28)

(49)

29.38%

(62,303)

59,417

3,110

224

Following the disposition of 95 non-core properties, income taxes of an incorporated subsidiary became due during the fiscal year
ended December 31, 2018.

134

Changes in the current income tax account are shown in the following table:

Years ended December 31

Balance, beginning of year

Deferred taxes that became payable

Taxes paid

Changes in current income taxes

Balance, end of year

2019 

$

(6,763)

—

6,763

—

—

2018 

$

—

(6,539)

—

(224)

(6,763)

Deferred taxes relating to incorporated subsidiaries are shown in the following table:

As at December 31, 2019

2019 

2018 

Deferred tax assets to be recovered after more than 12 months

Mortgages payable

Tax losses

Deferred tax liabilities to be settled after more than 12 months

Investment properties

Deferred taxes (net)

Changes in the deferred income tax account were as follows:

Years ended December 31

Balance, beginning of year

Deferred tax income recorded in the consolidated statements of comprehensive income

Balance, end of year

$

—

—

—

(93)

(93)

2019 

$

142

(49)

93

$

—

21

21

(163)

(142)

2018 

$

6,681

(6,539)

142

Changes in deferred income tax assets and liabilities during the year, excluding the offsetting of balances within the same tax jurisdiction,
were as follows:

Mortgages
payable 
$

Tax losses 
$

Total
$

Deferred tax assets

Balance as at January 1, 2018

Origination and reversal of timing differences included in profit or loss

Balance as at December 31, 2018

Reversal of timing differences included in profit or loss

Balance as at December 31, 2019

7

(7)

—

—

—

353

(332)

21

(21)

—

Deferred tax liabilities

Balance as at January 1, 2018

Reversal of timing differences included in profit or loss

Balance as at December 31, 2018

Reversal of timing differences included in profit or loss

Balance as at December 31, 2019

360

(339)

21

(21)

—

Income
properties
$

(7,042)

6,879

(163)

70

(93)

23) Per Unit Calculation Basis 

Years ended December 31

Weighted average number of units outstanding – basic

Dilutive effect related to the long-term incentive plan

Weighted average number of units outstanding – diluted

135

2019 

Units

2018 

Units

182,183,995

182,156,628

186,676

—

182,370,671

182,156,628

The calculation of the diluted weighted average number of units outstanding does not take into account the effect of the conversion
into units of 2,256,773 options and unvested performance units, deferred units and restricted units outstanding at the end of the year
ended December 31, 2019 [9,038,590 in 2018], due to the fact that their conversion or exercise price, including the unrecognized portion
of the related compensation expense, is higher than the average price of the units or due to the fact they are antidilutive.

24) Supplemental Cash Flow Information 

Years ended December 31

Accounts receivable

Prepaid expenses

Accounts payable and accrued liabilities

Current tax liabilities

Changes in non-cash working capital items

Other information

Accounts payable and accrued liabilities relating to investing activities

Accounts receivable relating to investing activities

2019 

$

3,232

(4,747)

11,490

(6,763)

3,212

14,895

4,014

2018 

$

10,829

(453)

(5,908)

6,763

11,231

13,602

4,014

25) Key Management Personnel Compensation 

Compensation of key management personnel is set out in the following table:

Years ended December 31

2019 

2018 

Short-term benefits

Contribution to the retirement savings plans

Long-term incentive plan

Severance allowances

Total

$

4,795

165

1,079

2,779

8,818

$

5,256

170

1,558

735

7,719

Unit options granted to senior executives and other officers may not be exercised, even if they have vested, until the following three
conditions have been met. The first condition requires that the market price of the security must be at least ten percent (10%) higher
than the exercise price of the option, and this condition will be considered as met if the unit price has remained at such level for a period
of twenty (20) consecutive trading days during the option’s term. The second condition requires that the senior executive or other officer
must undertake to hold a number of units corresponding to the multiple determined for his base salary. The third condition is that when
the options are exercised, if the senior executive or other officer does not hold the required minimum number of units, he must retain
at least five percent (5%) of the units purchased until he has the multiple corresponding to his base salary.

26) Capital Management 

Cominar manages its capital to ensure that capital resources are sufficient for its operations and development, while maximizing
returns for unitholders by adequately maintaining the debt ratio. Cominar’s capital consists of cash and cash equivalents, long-term
debt, bank borrowings and unitholders’ equity. 

Cominar’s capitalization is based on expected business growth and changes in the economic environment. It is not subject to any
capital requirements imposed by regulatory authorities.

136

Cominar’s capitalization is as follows:

As at December 31

Cash and cash equivalents

Mortgages payable

Debentures

Bank borrowings

Unitholders' equity

Total

Debt ratio 1
Interest coverage ratio 2

2019 

$

(152,634)

2,114,021

1,320,962

180,000

3,150,801

6,613,150

2018 

$

(1,498)

1,742,227

1,722,586

152,950

2,815,696

6,431,961

51.4%

2.36:1

55.3%

2.32:1

1 The debt ratio is equal to the total of cash and cash equivalents, bank borrowings, mortgages payable and debentures, divided by total assets less cash and cash equivalents.
2 The interest coverage ratio is equal to net operating income (operating revenues less operating expenses) less Trust administrative expenses (excluding governance and strategic
alternatives consulting fees as well as the severance allowance paid to an executive officer) divided by finance charges (excluding finance charges related to mortgages repayments
before maturity and yield maintenance fees and costs paid in relation to the Series 2 senior unsecured debenture redemption). 

Cominar’s Contract of Trust provides that it may not incur debt if, taking into consideration the debt thus incurred or assumed, its total
debt exceeds 60% of the carrying amount of its assets (65% if convertible debentures are outstanding). As at December 31, 2019,
Cominar had maintained a debt ratio of 51.4% and was complying with the Contract of Trust.

The interest coverage ratio is used to assess Cominar’s ability to pay interest on its debt from operating revenues. As such, for the year
ended December 31, 2019, the interest coverage ratio was 2.36:1, reflecting Cominar’s capacity to meet its debt-related obligations.

Capital management objectives remain unchanged from the previous period.

27) Fair Value 

Cominar uses a three-level hierarchy to classify its financial instruments measured at fair value. The hierarchy reflects the relative
weight of inputs used in the valuation. The levels in the hierarchy are:

•
•

•

Level 1 – Quoted prices (unadjusted) in active markets for identical assets or liabilities
Level 2 – Inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly (i.e., as
prices) or indirectly (i.e., derived from prices)
Level 3 – Inputs for the asset or liability that are not based on observable market data (i.e., unobservable inputs)

Cominar’s policy is to recognize transfers between hierarchy levels on the date of changes in circumstances that caused the transfer.
There were no transfers made between hierarchy levels during the fiscal years 2019 and 2018.

The fair value of cash and cash equivalents, accounts receivable, accounts payable and accrued liabilities, distributions payable to
unitholders and bank borrowings approximates the carrying amount since they are short-term in nature or bear interest at current
market rates.

The fair value of mortgages payable and debentures has been estimated based on current market rates for financial instruments with
similar terms and maturities.

Classification

Non-financial assets and their carrying amount and fair value as well as financial liabilities and their carrying amount and fair value,
when that fair value does not approximate the carrying amount, are classified as follows:

Recurring valuations of non-financial assets

Income properties

Investment properties held for sale

Land held for future development

Financial liabilities

Mortgages payable

Debentures

As at December 31, 2019

As at December 31, 2018

Carrying
amount
$

Fair 
value
$

Carrying
amount
$

Fair 
value
$

Level

3

3

3

2

2

6,412,739

6,412,739

6,058,191

6,058,191

11,730

100,507

11,730

100,507

188,727

93,750

188,727

93,750

2,114,021

1,320,962

2,164,680

1,368,398

1,742,227

1,722,586

1,764,084

1,703,866

137

28) Financial Instruments 

Risk Management

The main risks arising from Cominar’s financial instruments are credit risk, interest rate risk and liquidity risk. The strategy for managing
these risks is summarized below.

Credit risk
Credit risk arises from the possibility that tenants may experience financial difficulty and be unable to fulfill their lease commitments.

Cominar mitigates credit risk via property type and geographic portfolio diversification, staggered lease maturities, and diversification
of revenue sources through a varied tenant mix as well as by avoiding dependence on any single tenant by ensuring that no individual
tenant contributes a significant portion of operating revenues and by conducting credit assessments on all new tenants.

Cominar has a broad, highly diversified client base consisting of about 3,700 clients occupying an average of approximately 9,200
square feet each. The top three clients, Société québécoise des infrastructures, Public Works Canada and Canadian National Railway
Company,  account  respectively  for  approximately  5.8%,  4.1%  and  3.4%  of  operating  revenues  from  several  leases  with  staggered
maturities. The  stability  and  quality  of  cash  flows  from  operating  activities  are  enhanced  by  the  fact  that  approximately  14.1%  of
operating revenues come from government agencies, representing approximately 100 leases.

Cominar regularly assesses its accounts receivable and records an expected credit loss for accounts when there is a risk of non-
collection.

The maximum credit risk to which Cominar is exposed corresponds to the carrying amount of accounts receivable and the cash and
cash equivalents position.

Interest rate risk
Interest rate risk is the risk that the fair value or future cash flows of a financial instrument will fluctuate due to changes in market
interest rates. Cominar’s objective in managing this risk is to minimize the net impact on future cash flows. Cominar reduces its exposure
to interest rate risk by staggering the maturities of its borrowings over several years and by generally using long-term debt bearing
interest at fixed rates.

Accounts receivable, except for the receivables bearing interest, and accounts payable and accrued liabilities do not bear interest.

Almost all mortgages payable and all debentures bear interest at fixed rates.

Cominar is exposed to interest rate fluctuations mainly due to bank borrowings, which bear interest at variable rates.

A 25-basis-point increase or decrease in the average interest rate on variable interest debts during the period, assuming that all other
variables are held constant, would have affected Cominar’s net income by more or less $320 for the year ended December 31, 2019
[$547 in 2018].

Liquidity risk
Liquidity risk is the risk that Cominar will be unable to meet its financial obligations as they come due.

Cominar manages this risk by managing its capitalization, continuously monitoring current and projected cash flows and adhering to
its capital management policy.

Undiscounted contractual cash flows (interest and principal) related to financial liabilities as at December 31, 2019 are as follows:

Mortgages payable

Debentures

Bank borrowings
Accounts payable and accrued liabilities 1

Lease liability

1 Excludes consumption taxes and other non-financial liabilities

Under 
one year
$

222,452

458,371

7

107,786

578

Cash flows

One to five
years

$

1,292,149

1,007,627

200

—

2,440

Over 
five years
$

1,080,025

—

—

—

17,288

Note

10

11

12

13

138

29) Segmented Information 

Cominar’s activities include a diversified portfolio of three property types located in the Province of Quebec and in Ottawa, Ontario.
The accounting policies followed for each property type are the same as those disclosed in the significant accounting policies set out
in note 2. Cominar uses net operating income as its main criterion to measure operating performance, that is, the operating revenues
less the operating expenses of its investment properties. Management of expenses, such as interest and administrative expenses, is
centralized and, consequently, these expenses have not been allocated to Cominar’s segments.

The segments include Cominar’s proportionate share in joint ventures. The Joint ventures column reconciles the segment information
including the proportionate share in assets, liabilities, revenues and charges, to the information presented in these consolidated financial
statements, where the investments in joint ventures are accounted for using the equity method.

Industrial
and flex
properties

Cominar's
proportionate
share

Joint
ventures

Consolidated
financial
statements

Years ended

December 31, 2019

Office
Properties

Retail
Properties

$

$

Rental revenue from investment properties

301,414

260,424

Change in fair value of investment properties

47,797

(130,598)

Net operating income

145,609

129,007

Share of joint ventures’ net income

December 31, 2018

—

$

—

$

$

159,397

360,615

93,539

—

$

Rental revenue from investment properties

319,010

274,232

157,853

Change in fair value of investment properties

(82,791)

(264,991)

Net operating income

Share of joint ventures’ net income

152,017

138,471

—

—

80,385

91,469

—

$

721,235

277,814

368,155

—

$

751,095

(267,397)

381,957

—

$

(17,194)

(1,339)

(9,833)

7,200

$

(16,445)

299

(9,493)

5,176

$

704,041

276,475

358,322

7,200

$

734,650

(267,098)

372,464

5,176

As at December 31, 2019

Income properties

Investment properties held for sale

Investments in joint ventures

As at December 31, 2018
Income properties

Office
Properties

Retail
Properties

Industrial
and flex
properties

Cominar's
proportionate
share

Joint
ventures

Consolidated
financial
statements

$

$

$

$

$

$

2,547,654

2,237,849

1,798,809

6,584,312

(171,573)

6,412,739

—

—

$

11,730

—

$

—

—

$

11,730

—

$

—

97,456

$

11,730

97,456

$

2,452,567

2,340,041

1,432,348

6,224,956

(166,765)

6,058,191

Investment properties held for sale

50,486

111,041

27,200

188,727

—

Investments in joint ventures

—

—

—

—

92,468

188,727

92,468

30) Subsequent Events 

On January 6, 2020, Cominar repaid $2,204 in mortgages payable before maturity using available cash.

On January 7, 2020, Cominar repaid $3,004 in mortgages payable before maturity using available cash.

On January 8, 2020, Cominar repaid $80,205 in mortgages payable before maturity using available cash.

On January 16 and February 19, 2020, Cominar declared a monthly distribution of $0.06 per unit for each of these months.

On January 21, 2020, Cominar completed the sale of two retail properties held for sale located in the Montreal area for a total amount
of $850.

On January 23, 2020, Cominar completed the sale of an investment property held for sale (retail land) located in the Québec city area
for a total amount of $1,855.

On March 3, 2020, Cominar contracted a new mortgage of $83,360 with a 5.5 years term and bearing interest at 2.86%.

On March 3, 2020, Cominar refinanced a mortgage having a balance of $5,352, maturing in November 2024 and bearing interest at
3.90% with a new mortgage of $20,000 maturing in March 2027 and bearing interest at 3.48%.

139

Corporate Information

Board of Trustees

René Tremblay 5
Corporate Director

Luc Bachand 1,4
Corporate Director

Christine Beaubien 1,2
Corporate Director

Paul Campbell 2,4
Corporate Director

Mitchell Cohen 3,4
Corporate Director

Zachary R. George 3,4
Co-Founder, Portfolio Manager
FrontFour Capital Group

Johanne M. Lépine 2,3
Corporate Director

Michel Théroux, FCPA, FCA 1,3
Corporate Director

Sylvain Cossette
President and Chief Executive Officer
Cominar Real Estate Investment Trust

1 Member of the Audit Committee
2 Member of the Human Ressources Committee
3 Member of the Nomination and Governance Committee
4 Member of the Investment Committee
5 Systematically attends all committee meeting

Key Officers

Sylvain Cossette
President and Chief Executive Officer

Heather C. Kirk, B. Com., CFA 
Executive Vice President and
Chief Financial Officer

Marie-Andrée Boutin, MBA
Executive Vice President, 
Retail and Development 

Bernard Poliquin
Executive Vice President, Office and Industrial
and Chief Real Estate Operations Officer

Wally Commisso
Executive Vice President, 
Operations and Property Management

Jean Laramée, Eng.
Executive Vice President, Development

Michael Racine
Executive Vice President, 
Leasing - Office and Industrial

140

Unitholders Information

Cominar Real Estate 
Investment Trust
Complexe Jules-Dallaire - T3
2820 Laurier Boulevard, Suite 850
Québec City (Quebec) Canada  G1V 0C1

Tel.: 418 681-8151
Fax: 418 681-2946
Toll-free: 1-866 COMINAR
Email: info@cominar.com
Website: www.cominar.com

Listing
The units of Cominar Real Estate Investment Trust are listed
on  the  Toronto  Stock  Exchange  under  the  trading  symbol
CUF.UN.

Transfer Agent
Computershare Trust Company of Canada 
1500 Robert-Bourassa Boulevard, Suite 700 
Montreal (Quebec) Canada  H3A 3S8 

Tel.: 514 982-7555 
Fax: 514 982-7580 
Toll-free: 1-800 564-6253 
Email: service@computershare.com

Taxability of Distributions
In  2019,  10.65%  of  the  distributions  made  by  Cominar  to
unitholders were returns of capital, reducing the adjusted cost
base of the units.

Legal Counsel
Davies Ward Phillips & Vineberg LLP 

Auditors 
PricewaterhouseCoopers LLP

Annual Meeting of Unitholders
May 13, 2020
Hotel Plaza Québec
3031 Laurier boulevard
Québec City (Quebec)

Unitholders Distribution Reinvestment Plan 
Cominar Real Estate Investment Trust offers unitholders the
opportunity  to  participate  in  its  Unitholders  Distribution
Reinvestment Plan (the "DRIP"). The DRIP allows participants
to  receive  their  monthly  distributions  as  additional  units  of
Cominar. In addition, participants will be entitled to receive an
additional distribution equal to 3% of each cash distribution
reinvested  pursuant  to  the  DRIP,  which  will  be  reinvested  in
additional units. 

On  August  3, 2017,  Cominar  suspended  the  distribution
reinvestment  plan,  starting  with  the  distribution  of  August
2017,  which  was  payable  in  September  2017.  If  Cominar
decides to resume the plan in the future, the unitholders who
were registered in the plan at the time of its suspension and
who  are  still  registered  at  the  time  of  its  resumption  shall
automatically resume their participation in the plan. 

For further information about the DRIP, please refer to the DRIP
section of our website at www.cominar.com or contact us by
email at info@cominar.com or contact the Transfer Agent.