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Craven House Capital Plc

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FY2021 Annual Report · Craven House Capital Plc
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Company Number 05123368 

REPORT OF THE DIRECTORS AND 

FINANCIAL STATEMENTS 

FOR THE YEAR ENDED 31 MAY 2021 

FOR 

CRAVEN HOUSE CAPITAL PLC 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

CONTENTS OF THE FINANCIAL INFORMATION 
FOR THE YEAR ENDED 31 MAY 2021 

Company Information 

Chairman’s Statement 

Investment Manager’s Report 

Strategic Report   

Report of the Directors 

Independent Auditor’s Report 

Statement of Comprehensive Income 

Statement of Financial Position 

Statement of Changes in Equity 

Statement of Cash Flows 

Notes to the Financial Statements 

Page 

1 

2 

3 

5 

6 

8 

13 

14 

15 

16 

17 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

COMPANY INFORMATION 
FOR THE YEAR ENDED 31 MAY 2021 

DIRECTORS: 

Mr M J Pajak 
Mr B S Bindra   
Mr C P Morrison 

SECRETARY: 

Ms T Spink 

REGISTERED OFFICE: 

776-778 Barking Road 
London 
E13 9PJ 

REGISTERED NUMBER: 

05123368 (England and Wales) 

AUDITOR: 

BANKERS: 

NOMINATED ADVISER: 

SOLICITORS 

Edwards Veeder (UK) Limited 
Chartered Accountants & Business Advisors   
Ground Floor 
4 Broadgate 
Broadway Business Park 
Chadderton 
Greater Manchester 
OL9 9XA 

Royal Bank of Scotland 
280 Bishopsgate 
London 
EC2M 4RB 

Spark Advisory Partners Ltd 
5 St John’s Lane 
London 
EC1M 48H 

Marriott Harrison LLP 
11 Staple Inn 
London 
WC1V 7QH 

                                                                                                                                                                                          1 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

CHAIRMAN’S STATEMENT 
FOR THE YEAR ENDED 31 MAY 2021 

Dear Shareholder 

I am pleased to provide an introduction to the annual report and financial statements for Craven House Capital 
Plc for the year ending 31 May 2021.   

Activity during the year was subdued as portfolio companies continued to navigate the impact of COVID-19 on 
their respective strategic plans. Despite this, positive progress was demonstrated by four out of the five portfolio 
companies  whose  respective  valuations  remain  unchanged.  The  valuation  of  shares  in  OneBase.com  Ltd, 
which operates in a very competitive market sector, was fully impaired. 

Mark Pajak 
Acting Chairman 

2 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

INVESTMENT MANAGER’S REPORT 
FOR THE YEAR ENDED 31 MAY 2021 

Statement by the Investment Manager 

The Company’s investment portfolio is significantly simplified and comprises minority shareholdings in five 
Swedish-managed eCommerce businesses.   

The  Company’s  investments  are  held  at  fair  value  in  accordance  with  the  IPEVC  guidelines.  The  original 
acquisition price of “Price of Recent Investment” has been applied as the valuation methodology. A summary 
of the Company’s investments is as follows with further information provided in notes 9 and 15 below; 

Investment 

Comprising: 

Shares in Garimon Limited 

Shares in Rosedog Limited 

Value at 31 May 
2021 

Value at 31 May 
2020 

$1,600,000 

$1,600,000 

$1,600,000 

$1,600,000 

Shares in OneBas.com Limited 

- 

$1,600,000 

Shares in Honeydog Limited (formerly IZYRadio 
Limited) 

Shares in Bio Vitos Medical Limited (formerly YRRO 
Limited 

$1,600,000 

$1,600,000 

$1,600,000 

$1,600,000 

IPEVCV guidelines state; “At subsequent Measurement Dates, the Price of a Recent Investment may be an 
appropriate  starting  point  for  estimating  Fair  Value.  However,  adequate  consideration  must  be  given  to  the 
current  facts  and  circumstances,  including,  but  not  limited  to,  changes  in  the  market  or  changes  in  the 
performance of the Investee Company.” 

We have therefore used the prior-year valuation as a starting point for estimation of fair value and have applied 
adequate consideration to ‘current facts and circumstances’ in reviewing the respective valuations. 

Four of the five investee companies demonstrated positive progress during the financial year, however remain 
at  an  early  stage  of  business  development.  Updated  information  on  each  entity  is  below.  As  of  May  2021, 
Craven maintained a c.30% shareholding in each of the following entities: 

Garimon Limited 
Garimon  Limited  is  the  owner  of  the  domain  www.magazinos.com  which  is  a  world  leader  in  content  in  the 
category of digital magazine distribution, with over 10,000 magazines freely available for readers. Magazinos’ 
competitor, “Readly.com” has a current market capitalization of c.$115m.   

The development of Magazinos has progressed during the year to May 2021 with expansion of the range of 
titles  it  offers  and  considerable  ‘back-end’  development.  The  company  remains  pre-revenue  and  is  not  yet 
suitable for floatation however Readly provides an indication of prospective valuations achievable in the public 
market for business operating in this sector. Garimon Limited is planning a round of fundraising in early 2022, 
the proceeds of which will be utilised to market the company in an effort to increase subscriber / user numbers 
ahead of a prospective public listing. 

Bio Vitos Medical Limited   
Bio Vitos Medical Limited has made considerable progress during the course of the year to May 2021. It is now 
the  owner  of  all  Omega-3  brands  previously  owned  by  Rosedog  Limited  in  addition  to  its  range  of  collagen 
products marketed under the “Ocean Skin Lab” brand. 

3 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

INVESTMENT MANAGER’S REPORT - continued 
FOR THE YEAR ENDED 31 MAY 2021 

During the course of 2021, it has expanded its product offering considerably; it now has a portfolio of over 40 
different Omega-3 supplements, a number of which have recently been approved for sale on Amazon. 

Post-year  end,  Bio  Vitos  Medical  Limited  entered  into  an  agreement  with  Double  Bond  Pharmaceuticals  to 
acquire  its  license  to  market  its  patented  drug  ‘Inofer’  which  is  used  in  the  treatment  of  heart  disease  (as 
announced on 26 October 2021) 

Rosedog Limited is now the owner of TV Zinos (www.tvzinos.com), a website which offers a number of free-
to-view television channels. The operating model for this venture is similar to that of Magazinos. The business 
has been successful during the year to May 2021 in developing its ‘back-end’ and product offering. 

IZYRadio Limited has changed its name to Honeydog Limited and, post year-end, became the 25% owner of 
the entity which owns the licence to manufacture and distribute the chemotherapy drug, Temodex, which is 
used in the treatment of brain tumours. 

Despite the significant progress demonstrated by Garimon Limited and Bio Vitos Medical Limited during the 
course of the year, the Investment Manager has chosen not to increase the carrying value of these investments. 
This approach is consistent with the historic conservative approach applied by the Investment Manager 

The performance of Rosedog Limited remains in line with that at the time of investment in March 2020 and its 
valuation has therefore been maintained at prior year level.   

Despite  its  shift  in  strategy,  Honeydog  Limited’s  recent  acquisition  provides  considerable  confidence  in 
maintaining the prior-years’ valuation for this entity. 

As recently announced, we have determined that, whilst there is the prospect of future value in the domain 
www.onebas.com,  the  lack  of  progress  in  delivering  development  and  growth  of  this  domain  and  the  highly 
competitive sector in which it operates (the aggregation of freely available music content), the valuation of this 
investment should be fully impaired. This investment was previously valued at $1.6m. 

Desmond Holdings Ltd 
Investment Manager to Craven House Capital Plc 

CRAVEN HOUSE CAPITAL PLC   

4 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
STRATEGIC REPORT 
FOR THE YEAR ENDED 31 MAY 2021 

The directors present the Strategic Report of Craven House Capital plc for the year ended 31 May 2021.   

Principal activity   
The Investing Policy is primarily to invest in or acquire a portfolio of companies, partnerships, joint ventures, 
businesses or other assets participating in the e-Commerce sector. The investments or acquisitions may be 
funded wholly by cash, the issue of new shares or debt, or a mix thereof, as the Board deems appropriate. 
The  Company’s  equity  interest  in  a  proposed  investment  may  range  from  a  minority  position  to  100% 
ownership; the proposed investments may be either quoted or unquoted, although will likely be unquoted in 
the majority of cases. The Company will specifically target investments which the Board believes offer high 
growth opportunities or steady cash flows and where the exit will be a liquidity event, such as a trade sale or 
IPO. 

Review of the Business in the year   
A comprehensive review of the Company’s performance and business activities is included in the Investment 
Manager’s Report above. The Company’s portfolio comprises minority stakes in five e-commerce businesses 
which were acquired in March 2020. The status of the underlying investments is disclosed in further detail in 
notes 9 and 15 below. The only two material movements in the Company’s balance sheet during the year are 
the reduction in the carrying value of investments as a result in the impairment applied to the valuation of 
OneBas.com  Ltd  and  the  increase  in  amounts  owing  to  Craven  Industrial  Holdings  Plc  in  order  to  satisfy 
working capital requirements and exceptional costs. 

Position of the Company’s business at the end of the year   
Sufficient cash remains available to the Company from its subsidiaries and via external loan facilities to ensure 
it is able to meet its liabilities as they fall due. Other than directors, the Company has no employees and the 
majority of overhead expenditure continues to comprise regulatory, accounting and audit costs. 

Principal risks and uncertainties facing the business   
The principal risks to the business include the ability of the Company to successfully execute its Investing 
Policy and the early / pre-revenue stage of the development of the current portfolio of investments. Description 
of these risks are further detailed in note 15 below. 

Corporate governance 
The directors place a high degree of importance on ensuring that high standards of Corporate Governance 
are maintained and have therefore chosen to apply the framework as provided by the Quoted Companies 
Alliance Corporate Governance Code for small and medium size companies (2018) (the ‘QCA Code’).   

Section 172(1) statement 

The directors have acted in the way that they considered, in good faith, would be most likely to promote the 
success  of  the  Company  for  the  benefit  of  its  member  as  a  whole  and  this  section  forms  our  section  172 
disclosure, describing how, in doing so, the directors considered the matters set out in section 172(1)(a) to (I) 
of  the  Companies  Act  2006.  The  directors  also  took  into  account  the  views  and  interests  of  a  wider  set  of 
stakeholders, including the UK Government and non-governmental organisations. 

The directors have acted in a way that they considered, in good faith, to be most likely to promote the success 
of the Company for the benefit of its member as a whole, and in doing so had regard, amongst other matters, 
to: 
•  the  documents  governing  the  Company  is  party  have  been  formulated with  the  aim  of  achieving  the 
Company's  purpose  and  business  objectives,  safeguarding  the  assets  of  the  Company  and  promoting  the 
success of the Company; 
• the Company has no employees; 
• the Company has appointed various third parties to perform certain roles; 
•  as  an  Investment  Company,  the  Company  has  no  physical  presence  or  operations  and  accordingly  has 
minimal impact on the community and the environment. 

Mr M J Pajak – Director of behalf of the Board                         
Date 

5 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  CRAVEN HOUSE CAPITAL PLC   

REPORT OF THE DIRECTORS 
FOR THE YEAR ENDED 31 MAY 2021 

The  directors  present  their  annual  report  with  the  audited  financial  statements  of  the  Company  for  the  year 
ended 31 May 2021.   

DIVIDENDS 
On  22  May  2020  at  a  General  Meeting  of  the  Company,  shareholders  approved  the  payment  of  a  special 
dividend  in  specie  to  Ordinary  Shareholders  comprising  shares  in  the  Company’s  subsidiary  and  principal 
holding company, Craven Industrial Holdings Plc. Payment of this dividend was completed on 29 May 2020. A 
fair review of the business and disclosure of the Company’s activities and principal risks and uncertainties are 
included in the Investment Manager’s Report and the Strategic Report.   

No dividends have been declared for the year ended 31 May 2021. 

EVENTS SINCE THE END OF THE YEAR 
Information relating to events since the end of the year is given in the note 18 to the financial statements.   

DIRECTORS 
The directors who held office during the year were:   

Mr M J Pajak; 
Mr B S Bindra; and 
Mr C P Morrison. 

Directors’ remuneration and details of service contracts are given in note 3 to the financial statements. 

POLITICAL AND CHARITABLE CONTRIBUTIONS 
No charitable or political donations were made during the year. 

FINANCIAL RISK MANAGEMENT POLICIES 
Information  on  the  use  of  financial  instruments  by  the  Company  and  its  management  of  financial  risk  is 
disclosed in note 15 to the financial statements. 

FUTURE DEVELOPMENTS 
In  the  coming  year  the  Company  will  continue  to  execute  its  investment  strategy.  Details  of  post  year  end 
transactions are disclosed in note 18. 

SIGNIFICANT SHAREHOLDERS 
Shareholders with holdings of more than 3% of the Company as of the date of this report are as follows; 

Jim Nominees Ltd – 19.0% 
Vidacos Nominees Ltd – 12.4% 
Interactive Brokers LLC – 10.8% 
Lynchwood Nominees Ltd – 10.2% 
WB Nominees Ltd – 6.5% 
PWB Enterprises Inc – 4.7% 

DIRECTOR SHAREHOLDINGS 
Shareholdings in the Company by directors as of the date of this report are as follows; 

Mr M J Pajak indirect holdings (via Desmond Holdings Ltd) – 272,705 ordinary shares of $1.00 
Mr B S Bindra – 14,440 ordinary shares of $1.00 
Mr C P Morrison – 7,356 ordinary shares of $1.00 

6 

 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

REPORT OF THE DIRECTORS - continued 
FOR THE YEAR ENDED 31 MAY 2021 

STATEMENT OF DIRECTORS' RESPONSIBILITIES 
The directors are responsible for preparing the  Annual Report and the financial statements in accordance 
with applicable law and regulations.   

Company law requires the directors to prepare financial statements for each financial year. Under that law 
the  directors  have  elected  to  prepare  the  financial  statements  in  accordance  with  International  Financial 
Reporting Standards (IFRSs) as adopted by the European Union and applicable law. Under company law the 
directors must not approve the financial statements unless they are satisfied that they give a true and fair 
view of the state of affairs of the Company, and of the profit or loss for that period. In preparing these financial 
statements, the directors are required to:   

-  select suitable accounting policies and then apply them consistently;   
-  make judgements and accounting estimates that are reasonable and prudent;   
-  state whether applicable accounting standards have been followed, subject to any material departures 

disclosed and explained in the financial statements; 

-  prepare the financial statements on the going concern basis unless it is inappropriate to presume that the 

Company will continue in business.   

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain 
the Company's transactions and disclose with reasonable accuracy at any time the financial position of the 
Company  and  enable  them  to  ensure  that  the  financial  statements  comply  with  the  Companies  Act  2006. 
They are also responsible for safeguarding the assets of the Company and hence for taking reasonable steps 
for the prevention and detection of fraud and other irregularities.   

The  directors  are  responsible  for  the  maintenance  and  integrity  of  the  corporate  and  financial  information 
included  on  the  Company’s  website.  Legislation  in  the  United  Kingdom  governing  the  preparation  and 
dissemination of the accounts and the other information included in annual reports may differ from legislation 
in other jurisdictions. 

The Company is compliant with AIM Rule 26 regarding the Company’s website. 

STATEMENT AS TO DISCLOSURE OF INFORMATION TO AUDITORS 
So far as the directors are aware, there is no relevant audit information (as defined by Section 418 of the 
Companies Act 2006) of which the Company's auditors are unaware, and each director has taken all the steps 
that he or she ought to have taken as a director in order to make himself or herself aware of any relevant 
audit information and to establish that the Company's auditors are aware of that information.   

AUDITOR 
A  resolution  for  the  re-appointment  of  Edwards  Veeder  (UK)  Limited,  Chartered  Accountants  &  Business 
Advisors  will  be  proposed  in  accordance  with  Section  489  of  the  Companies  Act  2006  at  the  forthcoming 
Annual General Meeting. 

Mr M J Pajak – Director of behalf of the Board                           

Date 

INDEPENDENT AUDITOR’S REPORT TO THE MEMBERS OF 

7 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC 

Opinion 
We have audited the financial statements of Craven House Capital Plc (the ‘company’) for the year ended 31 
May  2021  which  comprise  the  statement  of  comprehensive  income,  the  statement  of  financial  position,  the 
statement of changes in equity, the statement of cash flows and the related notes to the financial statements, 
including a summary of significant accounting policies. The financial reporting framework that has been applied 
in their preparation is applicable law and International Financial Reporting Standards (IFRSs) as adopted by 
the European Union.   

In our opinion, the financial statements: 
• 

give a true and fair view of the state of the company’s affairs as at 31 May 2021 and of its loss for the           
year then ended; 
have been properly prepared in accordance with IFRSs as adopted by the European Union; and 
have been prepared in accordance with the requirements of the Companies Act 2006. 

• 
• 

Basis for opinion 
We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable 
law.  Our  responsibilities  under  those  standards  are  further  described  in  the  auditor’s  responsibilities  for  the 
audit of the financial statements section of our report. We are independent of the company in accordance with 
the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s 
Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. 
We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our 
opinion. 

Conclusions relating to going concern 
We have nothing to report in respect of the following matters in relation to which the ISAs (UK) require us to 
report to you where: 
• 

the directors’ use of the going concern basis of accounting in the preparation of the financial statements   
is not appropriate; or   
the directors have not disclosed in the financial statements any identified material uncertainties that   
may cast significant doubt about the company’s ability to continue to adopt the going concern basis of 
accounting  for  a  period  of  at  least  twelve  months  from  the  date  when  the  financial  statements  are 
authorised for issue. 

• 

Key audit matters 
Key audit matters are those matters that, in our professional judgment, were of most significance in our audit 
of  the  financial  statements  of  the  current  period  and  include  the  most  significant  assessed  risks  of  material 
misstatement (whether or not due to fraud) we identified, including those which had the greatest effect on: the 
overall audit strategy, the allocation of resources in the audit; and directing the efforts of the engagement team. 
These matters were addressed in the context of our audit of the financial statements as a whole, and in forming 
our opinion thereon, and we do not provide a separate opinion on these matters. 

Key audit matters 

Investment valuation 

For the financial year ended 31 May 
2021, investments measured at fair 
value amounted to $6,400,000 which 
represents 99% of total assets.   

Description of 
risk 

How the scope of our audit 
addressed the risk 

The company’s 
assessment of the 
valuation of 
investments measured 
at fair value requires 
significant judgement.   

Our audit work included but was not 
restricted to: 

•  We reviewed the high level controls in 
operation in relation to investment 
valuations;   

INDEPENDENT AUDITOR’S REPORT TO THE MEMBERS OF 

8 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC - continued 

Key audit matters 

Description of risk 

How the scope of our audit 
addressed the risk 

Investment valuation 
(continued) 

The valuation of investments is 
considered a key audit matter as 
investments represent significant 
balances on the statement of 
financial position. 

There is a risk that the application 
of an inappropriate valuation 
methodology and/or the use of 
inappropriate assumptions could 
result in the valuation of 
investments being materially 
misstated as at 31 May 2021. 

Investment ownership and 
existence 

The ownership and existence of 
investments are considered a key 
audit matter as investments 
represent 99% of total assets on 
the statement of financial position. 

There is a risk that the company 
does not own the rights to the 
investments or that the 
investments do not exist at the 
year ended 31 May 2021. 

Management override of 
controls 

We are required to consider how 
management biases could affect the 
results of the company. 

There is a risk that management 
may override the controls to suit 
their objectives. 

This is not a complete list of all risks identified by our audit. 

•  We considered if the 

company’s valuation policy is 
in line with The International 
Private Equity and Venture 
Capital Valuation (IPEV) 
guidelines and IFRS; 

•  We reviewed and assessed 

the reasonableness of the 
assumptions applied in the 
investment managers’ 
valuation memo for the 
financial year ended 31 May 
2021; 

Our audit work included but was 
not restricted to: 

•  Shareholder registers were 

reviewed to confirm the shares 
were held by the company; 

•  Shareholder and purchase 

agreements were reviewed to 
establish ownership; 

•  Certificates of incorporation 

were reviewed for investments 
acquired during the financial 
year; 

•  Checked the ownership title of 

investments held in the 
associate companies. 

Our audit work included but was 
not restricted to 

•  We have considered the 

controls in place, remained alert 
for material and unusual items 
and tested a sample of journals 
to assess the risk. 

INDEPENDENT AUDITOR’S REPORT TO THE MEMBERS OF 
CRAVEN HOUSE CAPITAL PLC - continued 

9 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Our application of materiality 
We apply the concept of materiality both in planning and performing our audit and in evaluating the effect of 
misstatements.  We  consider  materiality  to  be  the  magnitude  by  which  misstatements,  including  omissions 
could  influence  the  economic  decisions  of  reasonable  users  that  are  taken  on  the  basis  of  the  financial 
statements. Importantly, misstatements below these levels will not necessarily be evaluated as material, as we 
also  take  into  account  the  nature  of  identified  misstatements,  and  the  particular  circumstances  of  their 
occurrence, when evaluating their effect on the financial statements as a whole. 

Based on our professional judgement, we determined the materiality for the financial statements as a whole to 
be $97,000 which is based on 1.5% of total assets. We considered this as an appropriate benchmark. 

We set performance materiality as 80% of the overall Financial Statement materiality. 

We report to the Audit Committee all identified unadjusted errors in excess of $4,850 which is set at 5% of planning 
materiality. Errors below that threshold would also be reported if, in our opinion as auditor, disclosure was required 
on qualitative grounds. 

An overview of the scope of our audit 
Our audit was scoped by obtaining an understanding of the company and its environment, including controls and 
assessing the risks of material misstatements.   

We carried out a full scope audit of the company’s financial statements. This included specific audit procedures 
where the extent of our audit work was based on our assessment of the risks of material misstatement. 

All audit work to respond to the risks of material misstatement were performed directly by the audit engagement 
team. We set out the key audit matters that had the greatest impact on our audit strategy and scope within the 
key audit matters section. 

Other information   
The other information comprises the information included in the Chairman’s Statement, the Investment Manager’s 
Report,  the  Strategic  Report  and  the  Report  of  the  Directors.  The  directors  are  responsible  for  the  other 
information. Our opinion on the financial statements does not cover the other information and, except to the extent 
otherwise  explicitly  stated  in  our  report,  we  do  not  express  any  form  of  assurance  conclusion  thereon.  In 
connection with our audit of the financial statements, our responsibility is to read the other information and, in 
doing  so,  consider  whether  the  other  information  is  materially  inconsistent  with  the  financial  statements  or  our 
knowledge  obtained  in  the  audit  or  otherwise  appears  to  be  materially  misstated.  If  we  identify  such  material 
inconsistencies  or  apparent  material  misstatements,  we  are  required  to  determine  whether  there  is  a  material 
misstatement in the financial statements or a material misstatement of the other information. If, based on the work 
we have performed, we conclude that there is a material misstatement of this other information, we are required 
to report that fact.   

We have nothing to report in this regard. 

Opinions on other matters prescribed by the Companies Act 2006 
In our opinion, based on the work undertaken in the course of the audit: 

• 

• 

the  information  given  in  the  Strategic  Report  and  the  Report  of  the  Directors  for  the  financial  year  for 
which the financial statements are prepared is consistent with the financial statements; and 
the Strategic Report and the Report of the Directors have been prepared in accordance with applicable 
legal requirements.   

INDEPENDENT AUDITOR’S REPORT TO THE MEMBERS OF 
CRAVEN HOUSE CAPITAL PLC - continued 

10 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Matters on which we are required to report by exception 
In the light of the knowledge and understanding of the company and its environment obtained in the course of the 
audit, we have not identified material misstatements in the Strategic Report or the Report of the Directors. 

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires 
us to report to you if, in our opinion: 

•  adequate  accounting  records  have  not  been  kept,  or  returns  adequate  for  our  audit  have  not  been 

received from branches not visited by us; or 
the financial statements are not in agreement with the accounting records and returns; or 
• 
• 
certain disclosures of directors’ remuneration specified by law are not made; or 
•  we have not received all the information and explanations we require for our audit.   

Responsibilities of directors   
As  explained  more  fully  in  the  Statement  of  Directors’  Responsibilities  set  out  on  page  7  the  directors  are 
responsible for the preparation of the financial statements and for being satisfied that they give a true and fair 
view, and for such internal control as the directors determine is necessary to enable the preparation of financial 
statements that are free from material misstatement, whether due to fraud or error. 

In preparing the financial statements, the directors are responsible for assessing the company’s ability to continue 
as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis 
of accounting unless the directors either intend to liquidate the company or to cease operations, or have no realistic 
alternative but to do so. 

Auditor’s responsibilities for the audit of the financial statements   
Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free 
from  material  misstatement,  whether  due  to  fraud  or  error,  and  to  issue  an  auditor’s  report  that  includes  our 
opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in 
accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise 
from  fraud  or  error  and  are  considered  material  if,  individually  or  in  the  aggregate,  they  could  reasonably  be 
expected to influence the economic decisions of users taken on the basis of these financial statements.   

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures 
in  line  with  our  responsibilities,  outlined  above,  to  detect  material  misstatements  in  respect  of  irregularities, 
including  fraud.  The  extent  to  which  our  procedures  are  capable  of  detecting  irregularities,  including  fraud  is 
detailed below: 

•  Enquiries with management, about any known or suspected instances of non-compliance with laws and 

regulations and fraud. 

•  Auditing the risk of management of override controls, including through testing journal entries and other 

adjustments for appropriateness. 

•  Challenging assumptions and judgments made by management in their significant accounting estimates, 

in particular in relation to provisions and future performance in light of the impact of COVID-19. 

Because  of  the  field  in  which  the  client  operates,  we  identified  that  employment  law,  LSE  listing  rules  and 
compliance with the Companies Act 2006 are most likely to have a material impact on the financial statements. 

The company is subject to many other laws and regulations where consequences of non-compliance could have 
material effect on amounts or disclosures in the financial statements, for instance through the imposition of fines. 
We identified the following areas as most likely to have such an effect: The Listing Rules in certain aspects of 
company legislation recognising the financial and regulated nature of the Company’s activities and its legal form. 
Auditing standards limit required audit procedure to identify non-compliance with these laws and regulations to 
inquiry  of  the  directors  and  other  management  and  inspection  of  regulatory  and  legal  correspondence,  if  any. 
Through these procedures, we did not become aware of actual or suspected non-compliance. 

INDEPENDENT AUDITOR’S REPORT TO THE MEMBERS OF 
CRAVEN HOUSE CAPITAL PLC - continued 

11 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Owing to the inherent limitations of an audit, there's an unavoidable risk that some material misstatements in the 
financial statements may not be detected, even though the audit is properly planned and performed in accordance 
with ISAs (UK). For instance, the further removed non-compliances from the events and transactions reflected in 
the financial statements, the less likely the auditor is to become aware of it or to recognise the non-compliance. 

A  further  description  of  our  responsibilities  for  the  audit  of  the  financial  statements  is  located  on  the  Financial 
Reporting Council’s website at: https://www.frc.org.uk/auditorsresponsibilities. This description forms part of our 
auditor’s report. 

Use of our report 
This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of the 
Companies Act 2006. Our audit work has been undertaken so that we might state to the company’s members 
those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent 
permitted by law, we do not accept or assume responsibility to anyone other than the company and the company’s 
members as a body, for our audit work, for this report, or for the opinions we have formed. 

Lee Lederberg 

Senior Statutory Auditor   
for and on behalf of Edwards Veeder (UK) Limited 
Chartered Accountants & Statutory Audit Firm 
Ground Floor, 4 Broadgate, 
Broadway Business Park, 
Chadderton, 
Greater Manchester, 
United Kiingdom, 
OL9 9XA 

Date: 

12 

 
 
 
 
 
 
               
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

STATEMENT OF COMPREHENSIVE INCOME 
FOR THE YEAR ENDED 31 MAY 2021 

CONTINUING OPERATIONS 

Changes in fair value 

Other income 

Intercompany loans written off 

Management fee accrual waived 

Administrative expenses 

Exceptional costs 

OPERATING LOSS AND LOSS BEFORE 
INCOME TAX 

Income tax 

LOSS FOR THE YEAR AND TOTAL 
COMPREHENSIVE INCOME 

Loss per share expressed 

in cents per share: 

Basic and diluted 

Notes 

4 

5 

7 

8 

2021 

$’000 

(1,600) 

- 

- 

- 

(208) 

(623) 

2020 

$’000 

(6,892) 

144 

(7,158) 

1,446 

(727) 

- 

(2,431) 

(13,187) 

- 

- 

(2,431) 

(13,187) 

(62.92) 

(456.52) 

The notes on pages 17 to 34 form part of the financial statements. 

13 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

        Company Number 05123368 

STATEMENT OF FINANCIAL POSITION 
AS AT 31 MAY 2021 

Notes 

9 

10 
11 

12 

13 

14 

ASSETS 
NON-CURRENT ASSETS 
Investments at fair value through 
profit or loss 

CURRENT ASSETS 
Trade and other receivables 
Cash and cash equivalents 

TOTAL ASSETS 

EQUITY 
SHAREHOLDERS’ EQUITY 
Called up share capital 
Share premium 
Accumulated deficit 

TOTAL EQUITY 

LIABILITIES 
CURRENT LIABILITIES 
Trade and other payables 
NON-CURRENT LIABILITES 
Other payables 

TOTAL LIABILITIES 

TOTAL EQUITY AND 
LIABILITIES 

2021 
$’000 

6,400 

6,400 

38 
5 

43 

6,443 

3,802 
11,153 
(9,588) 

5,367 

87 

989 

1,076 

6,443 

2020 
$’000 

8,000 

8,000 

46 
6 

52 

8,052 

3,802 
11,153 
(7,157) 

7,798 

254 

- 

254 

8,052 

Approved and authorised for issue by the Board on ………………….2021 and signed on its behalf by: 

................................................................. 
Mr M J Pajak - Director 

The notes on pages 17 to 34 form part of the financial statements. 

14 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC 

STATEMENT OF CHANGES IN EQUITY   
FOR THE YEAR ENDED 31 MAY 2021 

Called up 
share 
capital 
$’000 

Share 
premium 
$’000 

Accumulated   

deficit 
$’000 

Total   
$’000 

Balance at 1 June 2019     

12,594 

25,128 

(14,666) 

23,056 

Changes in equity 
Issue of share capital 
Cancellation of deferred shares 
Reduction in share premium 
Dividend in specie 

1,365 
(10,157) 
- 
- 

11,025 
- 
(25,000) 
- 

- 
10,157 
25,000 
(14,461) 

12,390 
- 
- 
(14,461) 

Transactions with owners 

3,802 

11,153 

6,030 

20,985 

Loss for the year 

- 

- 

(13,187) 

(13,187) 

Balance at 31 May 2020 

3,802 

11,153 

(7,157) 

7,798 

Changes in equity 
Issue of share capital 

- 

- 

- 

- 

Transactions with owners 

3,802 

11,153 

        (7,157) 

7,798 

Loss for the year 

- 

- 

(2,431) 

(2,431) 

Balance at 31 May 2021 

3,802 

11,153 

(9,588) 

5,367 

The notes on pages 17 to 34 form part of the financial statements. 

15 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

STATEMENT OF CASH FLOWS 
FOR THE YEAR ENDED 31 MAY 2021 

Cash flows from operating activities 
Loss before income tax 
Adjustments for non-cash items 
Fair value movement arising on investments 
Intercompany loans written off 
Management fee accrual waived 
Costs paid by shares 
Repairs 
Dividend income 
Decrease/(increase) in trade and other receivables 
(Decrease)/increase in trade and other payables 
Net cash outflow from operating activities 

Cash flows from investing activities 
Dividends received from joint ventures   
Net cash inflow from investing activities 
Cash flows from financing activities 
Loans received 
Proceeds from issue of shares 
Repayment of loan 
Net cash inflow from financing activities 

Net decrease in cash and cash equivalents 

Cash and cash equivalents at the beginning   
of the year 

Cash and cash equivalents at the end of the year 

11 

11 

  Notes 

2021 
$’000 

2020 
$’000 

(2,431) 

(13,187) 

1,600 
- 
- 
- 
- 
- 
8 
(167) 
(990) 

- 
- 

989 
- 
- 
989 

(1) 

6 

5 

6,892 
7,158 
(1,657) 
190 
5 
(144) 
(3,394) 
103 
(4,034) 

144 
144 

- 
3,900 
(50) 
3,850 

(40) 

46 

6 

16 

The notes on pages 17 to 34 form part of the financial statements. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

NOTES TO THE FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 31 MAY 2021 

1.        ACCOUNTING POLICIES   

Basis of preparation 
These financial statements have been prepared in accordance with International Financial Reporting Standards 
and IFRIC interpretations and with those parts of the Companies Act 2006 applicable to companies reporting 
under IFRS as adopted by the EU. 

Craven House Capital plc is a public company incorporated in the United Kingdom under the Companies Act 
2006. The address of the registered office is given on the company information page. The Company is listed 
on the AIM Market of the London Stock Exchange (ticker: CRV). 

The  directors  have  considered  the  definition  of  an  investment  entity  in  IFRS  10  as  well  as  the  associated 
application guidance. The directors consider that the Company has met the definition of an investment entity. 
The  significant  judgments  and  assumptions  made  by  the  directors  in  determining  that  the  Company  is  an 
investment  entity  are  that;  it  has  obtained  funds  from  investors  (its  shareholders)  and  is  providing  those 
investors with investment management services; it commits to its investors that its business purpose is to invest 
funds solely for returns from capital appreciation, investment income, or both; and it measures and evaluates 
the performance of substantially all of its investments on a fair value basis. 

The  main  accounting  implications  for  the  preparation  of  the  accounts  as  an  investment  entity  are  that  the 
accounts are not prepared on a consolidated basis. Instead the Company’s investments in its subsidiaries are 
accounted for at fair value through its profit and loss account. 

The financial statements have been prepared under the historical cost convention, except to the extent varied 
below  for  fair  value  adjustments  required  by  accounting  standards,  and  in  accordance  with  applicable 
International Financial Reporting Standards (IFRS) as adopted for use by the European Union. The principal 
accounting policies are set out below.   

The financial statements are presented in US dollars which is the Company’s functional currency. Amounts are 
rounded to the nearest thousand, unless otherwise stated. 

Going concern 
The Company’s business activities, together with the factors likely to affect its future development, performance 
and position are set out in the Investment Manager’s Report. The financial statements include the Company’s 
objectives, policies and processes for managing its capital; its financial risk management objectives; details of 
its  financial  instruments;  and  its  exposures  to  credit  risk  and  liquidity  risk.  The  directors  believe  that  the 
Company is well placed to manage its business risks successfully. The directors have a reasonable expectation 
that the Company has adequate resources to continue in operational existence for the foreseeable future. Thus 
they continue to adopt the going concern basis of accounting in preparing the annual financial statements. 

The Company maintains minimal cash reserves, however in addition to the cash on the Company’s statement 
of financial position, sufficient cash is available to the Company via credit facilities to ensure it is able to meet 
its liabilities as they fall due and there is therefore no risk to the going concern status of the Company. 

There are currently no commitments to provide support to any subsidiary, however the Company may elect to 
provide capital to its subsidiaries at any time to further its stated Investing Policy. 

17 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                CRAVEN HOUSE CAPITAL PLC   

NOTES TO THE FINANCIAL STATEMENTS - continued 
FOR THE YEAR ENDED 31 MAY 2021 

1. 

ACCOUNTING POLICIES – continued 

The Company has applied for the first time certain amendments to the standards 

Amendments  to  References  to  the  Conceptual  Framework  in  IFRS  Standards  (effective  for  annual  periods 
beginning on or after 1 January 2020, endorsed by the European Union on 29 November 2019). 

Amendments  to  IAS  1  and  IAS  8:  Definition  of  Material  (effective  for  annual  periods  beginning  on  or  after  1 
January 2020, endorsed by the European Union 29 November 2019). 

Amendments  to  IFRS  9,  IAS  39  and  IFRS  7:  Interest  Rate  Benchmark  Reform  (effective  for  annual  periods 
beginning on or after 1 January 2020, endorsed by the European Union on 15 January 2020).   

Amendments to IFRS 3: Business Combinations (effective for annual periods beginning on or after 1 January 
2020, endorsed by the European Union on 21 April 2020). 

Amendment to IFRS 16: Leases Covid 19 Related Rent Concessions (effective for annual periods beginning on 
or after 1 June 2020, endorsed by the European Union on 9 October 2020). 

None of these amendments have had an effect on the Company’s financial position and performance. 

The following new and revised standards and interpretations have not been adopted by the Company, 
whether endorsed by the European Union or not 

Amendments to IFRS 4: Insurance Contracts – deferral of IFRS 9 (effective for annual periods beginning on or 
after 1 January 2021, endorsed by the European Union on 15 December 2020). 

Amendments to IFRS 9, IAS 39, IFRS 7, IFRS 4 and IFRS 16: Interest Rate Benchmark Reform – Phase 2 
(effective  for  annual  periods  beginning  on  or  after  1  January  2021,  endorsed  by  the  European  Union  on  13 
January 2021).   

Amendments to IFRS 3: Business Combinations; IAS 16: Property, Plant and Equipment; IAS 37: Provisions, 
Contingent Liabilities and Contingent Assets; and Annual Improvements 2018-2020 (effective for annual periods 
beginning on or after 1 January 2022, endorsed by the European Union on 28 June 2021). 

The Company has assessed the impact of the adoption of these standards and interpretations on its financial 
statements on initial adoption and do not expect these standards to have a material impact. 

18 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

NOTES TO THE FINANCIAL STATEMENTS - continued 
FOR THE YEAR ENDED 31 MAY 2021 

1. 

    ACCOUNTING POLICIES - continued 

Financial assets 
Purchases or sales of financial assets are recognised at the date of the transaction. Where appropriate criteria 
are met, the Company makes use of the option of measuring non current investments upon initial recognition 
as financial assets at fair value through profit or loss. These criteria include that the fixed asset investment 
should meet the Company's published Investing Policy and form part of the Company's managed portfolio or 
similar investments. Such financial assets are carried at fair value and movements in fair value are recognised 
through profit and loss. For quoted securities, fair value is either the bid price or the last traded price, depending 
on the convention of the exchange on which the investment is quoted. 

Impairment of financial assets 
A  financial  asset  not  classified  at  fair  value  through  profit  or  loss  is  assessed  at  each  reporting  date  to 
determine  whether  there  is  objective  evidence  that  it  is  impaired.  A  financial  asset  is  impaired  if  objective 
evidence indicates that a loss event has occurred after the initial recognition of the asset, and that the loss 
event had a negative effect on the estimated future cash flows of that asset that can be estimated reliably. 

The new impairment model requires forward looking information, which is based on assumptions for the future 
movement  of  different  economic  drivers  and  how  these  drivers  will  affect  each  other. It  also  requires 
management to assign probability to various categories of receivables. Probability of default constitutes a key 
input in measuring an ECL and entails considerable judgment; it is an estimate of the likelihood of default over 
a given time horizon, the calculation of which includes historical data, assumptions and expectation of future 
conditions. 

The  directors  have  determined  that  the  application  of  IFRS  9’s  impairment  requirements  does  not  have  a 
material impact on the financial statements. 

19 

 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

NOTES TO THE FINANCIAL STATEMENTS - continued 
FOR THE YEAR ENDED 31 MAY 2021 

1.        ACCOUNTING POLICIES - continued 

Measurement 
Financial assets at fair value through profit or loss are initially recognised at fair value. Transaction costs are 
expensed through profit and loss. Subsequent to initial recognition, all financial assets at fair value through 
profit or loss are measured at fair value in accordance with International Private Equity and Venture Capital 
Valuation  (“IPEVCV”)  guidelines,  as  the  Company’s  business  is  to  invest  in  financial  assets  with  a  view  to 
profiting from their total return in the form of capital growth and income. Gains and losses arising from changes 
in the fair value of the financial assets at fair value through profit or loss are presented in the year in which 
they arise. 

Valuation of investments 
A number of the Company's assets are measured at fair value for financial reporting purposes. The Investment 
Manager determines the appropriate valuation techniques and inputs for fair value measurements. 

In estimating the fair value of an asset, the Investment Manager uses market-observable data to the extent it 
is  available.  The  Investment  Manager  reports  its  findings  to  the  Board  of  Directors  of  the  Company  every 
quarter to explain the cause of fluctuations in the fair value of the assets. 

Information about the valuation techniques and inputs used in determining the fair value of various assets and 
liabilities are disclosed in notes 9 and 15. 

Financial instruments that are measured subsequent to initial recognition at fair value are grouped into Levels 
1 to 3 based on the degree to which the fair value is observable: 

Level  1  fair  value  measurements  are  those  derived  from  quoted  prices  (unadjusted)  in  active  markets  for 
identical assets or liabilities; 

Level 2 fair value measurements for those derived from inputs other than quoted prices included within Level 
1 that are observable for the assets or liability, either directly or indirectly; and Level 3 fair value measurements 
are those derived from inputs that are not based on observable market data. 

Quoted investments 

a) 
Where investments are quoted on recognised stock markets and an active market in the shares exists, the 
company values those investments at closing mid-market price on the reporting date. Where an active market 
does not exist those quoted investments are valued by the application of an appropriate valuation methodology 
as if the relevant investment was unquoted. 

Unquoted investments 

b) 
In  estimating  the  fair  value  for  an  unquoted  investment,  the  Company  applies  a  methodology  that  is       
appropriate in light of the nature, facts and circumstances of the investment and its materiality in the context 
of  the  total  investment  portfolio  using  reasonable  data,  market  inputs,  assumptions  and  estimates.  Any 
changes in the above data, market inputs, assumptions and estimates will affect the fair value of an investment. 

Financial liabilities and equity 
Financial  liabilities  are  recognised  when  the  Company  becomes  party  to  the  contractual  provisions  of  the 
financial instrument and are measured initially at fair value adjusted for transaction costs. Financial liabilities 
are measured subsequently at amortised cost using the effective interest method. 

An  equity  instrument  is  any  contract  that  evidences  a  residual  interest  in  the  assets  of  the  Company  after 
deducting all its liabilities. 

In  accordance  with  IFRIC  19,  when  a  financial  liability  is  extinguished  by  the  issue  of  equity,  the  equity 
instrument issued is measured at fair value and any difference between the financial liability extinguished and 
the measurement of the equity instrument is recognised in profit and loss. 

20 

 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

NOTES TO THE FINANCIAL STATEMENTS - continued 
FOR THE YEAR ENDED 31 MAY 2021 

1. 

ACCOUNTING POLICIES – continued 

  Current and deferred tax 
  The  tax  currently  payable  is  based  on  taxable  profit  for  the  year.  Taxable  profit  differs  from  net  profit  as 
reported  in  the  income  statement  because  it  excludes  items  of  income  or  expense  that  are  taxable  or 
deductible in other years and it further excludes items that are never taxable or deductible. The Company's 
liability for current tax is calculated using tax rates that have enacted by the statement of financial position 
date. 

Deferred tax is recognised in respect of all timing differences that have  originated but not reversed at the 
statement of financial position date where transactions or events that result in an obligation to pay more tax 
in the future or a right to pay less tax in the future have occurred at the statement of financial position date. 
Timing differences between the Company's taxable profits and its results as stated in the financial information 
that arises from the inclusion of gains and losses in tax assessments in periods different from those in which 
they are recognised in the financial information. 

A deferred tax asset is only recognised for an unused tax loss carried forward if it is considered probable that 
there will be sufficient future taxable profits against which the loss can be utilised. 

Foreign currencies 
In  preparing  the  financial  statements  of  the  Company,  transactions  in  currencies  other  than  the  entity's 
functional currency are recorded at the rates of exchange prevailing at the dates of the transactions. At each 
statement of financial position date, monetary items denominated in foreign currencies are retranslated at 
the rates prevailing at the date when the fair value was determined. Non-monetary items that are measured 
in terms of historical cost in a foreign currency are not retranslated. 

Exchange differences are recognised in profit or loss in the period in which they arise except for exchange 
differences  on  monetary  items  receivable  from  or  payable  to  a  foreign  operation  for  which  settlement  is 
neither planned nor likely to occur; which form part of the net investment in a foreign operation and which 
are recognised in the foreign currency translation reserve. 

For the purposes of presenting US dollar financial statements, the assets and liabilities of the Company's 
foreign operations are expressed using exchange rates prevailing at the statement of financial position date. 
Income  and  expense  items  are  translated  at  the  average  exchange  rate  for  the  period,  unless  exchange 
rates  fluctuated  significantly  during  that  period,  in  which  case  the  exchange  rates  at  the  dates  of  the 
transactions  are  used.  Exchange  differences  arising,  if  any,  are  classified  as  equity  and  recognised  in  a 
foreign currency translation reserve. 

Segment reporting 
Operating segments are reported in a manner consistent with the internal reporting provided to the directors. 
The  directors,  who  are  responsible  for  allocating  resources  and  assessing  performance  of  the  operating 
segments, have been identified as the senior management that make strategic decisions. 

Critical accounting estimates and judgements 
Preparation  of  financial  statements  in  conformity  with  IFRS  requires  management  to  make  judgements, 
estimates  and  assumptions  that  affect  the  application  of  accounting  policies  and  the  reported  amounts  of 
assets, liabilities, income and expenses. The estimates and associated assumptions are based on historical 
experience and various other factors that are believed to be reasonable under the circumstances, the results 
of  which  form  the  basis  of  making  judgements  about  carrying  values  of  assets  and  liabilities  that  are  not 
readily apparent from other sources. Further information regarding the assumptions relied upon and sensitivity 
analysis around these assumptions is provided in note 15 below. 

In  particular,  significant  areas  of  estimation,  uncertainty  and  critical  judgements  in  applying  accounting 
policies that have the most significant effect on the amount recognised in the financial statements relate to 
the valuation of investments. 

21 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

NOTES TO THE FINANCIAL STATEMENTS - continued 
FOR THE YEAR ENDED 31 MAY 2021 

1. 

ACCOUNTING POLICIES – continued 

Critical accounting estimates and judgements - continued 
The  Company  has  made  a  number  of  investments  in  the  form  of  equity  instruments  in  private  companies 
operating in emerging markets. The investee companies are generally at a key stage in their development 
and  operating  in  an  environment  of  uncertainty  in  capital  markets.  Should  planned  development  prove 
successful, the value of the Company’s investment is likely to increase, although there can be no guarantee 
that this will be the case. Should planned development prove unsuccessful, there is a material risk that the 
Company’s investments may be impaired. The carrying amounts of investments are therefore highly sensitive 
to the assumption that the strategies of these investee companies will be successfully executed. 

The directors have also determined that the Company meets IFRS 10’s definition of an investment company 
and that the functional currency is appropriate given that underlying transactions, events and conditions that 
are most likely to impact on the Company’s performance are more closely linked to the US dollar than GB 
sterling. 

Share capital and share premium 
Share capital represents the nominal (par) value of shares that have been issued. 

Share premium includes any premium received on issue of share capital. Any transaction costs associated 
with the issuing of shares are deducted from share premium. 

2. 

SEGMENTAL REPORTING 

The operating segment has been determined and reviewed by the directors to be used to make strategic 
decisions. The directors consider there to be a single business segment being that of investing activities, 
therefore there is only one reportable segment. 

3. 

EMPLOYEES AND DIRECTORS 

Wages and salaries – directors’ remuneration 

2021 
$’000 
- 

2020 
$’000 
66 

The average monthly number of employees (including directors) during the year was as follows: 

Directors 

The Company has no employees other than the directors. 

Directors’ remuneration is analysed as follows; 

Fees: 
Mr M J Pajak 

Share based payments: 
Mr B S Bindra 
Mr C P Morrison 

Total 

2021 

3 

2021 
$’000 

- 

- 
- 

- 
- 

2020 

3 

2020 
$’000 

56 

56 

5 
5 

10 
66 

22 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

NOTES TO THE FINANCIAL STATEMENTS - continued 
FOR THE YEAR ENDED 31 MAY 2021 

  3. 

EMPLOYEES AND DIRECTORS – continued 

The service contracts of the directors who served during the year are as follows: 

Mr M J Pajak 
Mr B S Bindra 
Mr C P Morrison 

Basic annual fee 
$nil 
$5,000** 
$5,000** 

** Payable in new ordinary shares of the company at $1.00 per share and issued on a bi-annual basis. 

Desmond Holdings Ltd is the Company’s Investment Manager. The directors are the key management 
of  the  Company.  There  were  no  directors  (2020:  none)  to  whom  retirement  benefits  were  accruing 
under money purchase schemes.   

4. 

OTHER INCOME 

Other income in the previous year includes dividends received of $143,214 from former joint venture, 
Qeton Ltd. 

5. 

EXCEPTIONAL COSTS 

Exceptional costs represent one-off legal expenses incurred during the year of $623,076. 

6. 

LOSS BEFORE INCOME TAX 

                            The loss before income tax is stated after charging: 

Rental charges 
Fees payable to the Company’s auditor for the audit of 
the Company’s annual accounts 

2021 
$’000 
- 

17 

2020 
$’000 
17 

17 

23 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

NOTES TO THE FINANCIAL STATEMENTS - continued 
FOR THE YEAR ENDED 31 MAY 2021 

                7.            INCOME TAX 

                                Analysis of charge in the year 

Current tax: 
Deferred tax 

Tax on loss on ordinary activities 

Loss on ordinary activities before tax 

                                Analysis of charge in the year 

Loss on ordinary activities multiplied by the 
Company’s rate of corporation tax in the UK of 19% 
(2020: 19%) 

Effects of: 
Intercompany balances written off   
Dividends 
Disallowed legal and professional costs 
Investment valuation 
Losses carried forward/(utilised) 
Current tax charge for the year as above 

2021 
$’000 
- 
- 

- 

2021 

$’000 

(2,431) 

2020 
$’000 
- 
- 

- 

2020 

$’000 

(13,187) 

2021 
$’000 

2020 
$’000 

(462) 

(2,505) 

- 

- 

- 
304 
158 
- 

1,360 
(27) 
12 
1,309 
(149) 
- 

At 31 May 2021, the Company had UK tax losses of $5,978,254 (2020: $,4,472,598) available to be 
carried forward and utilised against future taxable profits. A deferred tax asset of $1,135,868 (2020: 
$849,794) has not been recognised due to uncertainties over the timing of when taxable profits will 
arise. 

8. 

EARNINGS PER SHARE 

Basic earnings per share is calculated by dividing the earnings attributable to ordinary shareholders 
by the weighted average number of ordinary shares outstanding during the period. 

Diluted  earnings  per  share  has  not  been  disclosed  as  the  inclusion  of  the  unexercised  warrants 
described in note 12 would be non-dilutive. 

24 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

NOTES TO THE FINANCIAL STATEMENTS - continued 
FOR THE YEAR ENDED 31 MAY 2021 

8. 

EARNINGS PER SHARE - continued 

Reconciliations are set out below. 

Earnings 
$’000 

2021 
Weighted average 
number of shares 

Per-share amount 
cents 

Basic EPS 
Earning attributable to 
ordinary shareholders 

(2,431) 

3,863,590 

(62.92) 

Earnings 
$’000 

2020 
Weighted average 
number of shares 

Per-share amount 
cents 

Basic EPS 
Earning attributable to 
ordinary shareholders 

(13,187) 

2,888,529 

(456.52) 

9. 

INVESTMENTS   

Investments at fair value through profit or loss   

The Company adopted the valuation methodology prescribed in the IPEVCV guidelines to value its 
investments at fair value through profit and loss.   

The Company had the following holdings at 31 May 2021:   

Name 

Holding 

Principal Place of 
Business 

Ownership 
Interest 

Garimon Limited 
Honeydog Limited (formerly 
IZYRadio Limited) 

Rosedog Limited 
Bio Vitos Medical Limited 
(formerly YRRO Limited) 

Direct 

Direct 

Direct 

Direct 

UK / Sweden 

UK / Sweden 

UK / Sweden 

UK / Sweden 

29.9% 

29.9% 

29.9% 

29.9% 

25 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

NOTES TO THE FINANCIAL STATEMENTS - continued 
FOR THE YEAR ENDED 31 MAY 2021 

9. 

INVESTMENTS -continued 

  Investments at fair value through profit or loss 

At 1 June 2019 
Additions 
Fair value movement 
Transfer to Craven House 
Industrial Holdings Plc 

At 31 May 2020 

Fair value movement 

At 31 May 2021 

Quoted 
equity 
investments 
$’000 

Unquoted 
equity 
investments 
$’000 

Total     
$’000 

8,757 
- 
(4,800) 

18,612 
8,000 
(2,092) 

27,369 
8,000 
(6,892) 

(3,957) 

(16,520) 

(20,477) 

- 

- 

- 

8,000 

8,000 

(1,600) 

(1,600) 

6,400 

6,400 

As  part  of  a  group  reconstruction  undertaken  during  the  previous  year,  the  Company’s  beneficial 
ownership of its historic portfolio was transferred to Ordinary Shareholders via a dividend in specie of 
shares in its wholly owned subsidiary, Craven Industrial Holdings Plc. 

The  value  of  Investments  at  31  May  2021  represents  the  Company’s  acquisitions  during  2020  of  a 
29.9%  interest  in  the  above-named  five  UK  entities.  These  are  all  unquoted  investments  and  have 
therefore  been  measured  on  a  Level  3  basis  as  no  observable  market  data  is  available.  Further 
information on each investment holding is as follows; 

Shares in Garimon Limited are valued at $1,600,000 representing a 29.9% holding. This shareholding 
has been valued on a Price of Recent Investment basis which the directors consider represents the 
best indication of the fair value at the year end. Garimon Limited is the owner of "Magazinos.com", the 
world's  largest-by-content  on-line  media  magazine  and  periodical  content  provision  service.  The 
management  of  Magazinos  are  currently  evaluating  options  available  to  broaden  Magazinos' 
shareholder base by means of IPO and/or partnering with a major industry investor. 

Shares in IZYRadio Limited are valued at $1,600,000 representing a 29.9% holding. This shareholding 
has been valued on a Price of Recent Investment basis which the directors consider represents the 
best indication of the fair value at the year end. Post year-end this entity changed its name to “Honeydog 
Limited” and became the 25% owner of the entity which owns the licence to manufacture and distribute 
the chemotherapy drug, Temodex, which is used in the treatment of brain tumours.. 

Shares in Rosedog Limited are valued at $1,600,000 representing a 29.9% holding. This shareholding 
has been valued on a Price of Recent Investment basis which the directors consider represents the 
best  indication  of  the  fair  value  at  the  year  end.  Rosedog  Limited  the  owner  of  TV  Zinos 
(www.tvzinos.com), a website which offers a number of free-to-view television channels. 

26 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

NOTES TO THE FINANCIAL STATEMENTS - continued 
FOR THE YEAR ENDED 31 MAY 2021 

9. 

INVESTMENTS – continued 

Shares  in  Bio  Vitos  Medical  Limited  are  valued  at  $1,600,000  representing  a  29.9%  holding.  This 
shareholding  has  been  valued  on  a  Price  of  Recent  Investment  basis  which  the  directors  consider 
represents the best indication of the fair value at the year end. Bio Vitos Medical Limited is the owner of 
all Omega-3 brands previously owned by ‘Rosedog Limited’ in addition to its range of collagen products 
marketed under the “Ocean Skin Lab” brand. During the course of 2021, it has expanded its product 
offering and now has a portfolio of over 40 different Omega-3 supplements. Post-year end, Bio Vitos 
Medical Limited entered into an agreement with Double Bond Pharmaceuticals to acquire its license to 
market its patented drug ‘Inofer’ which is used in the treatment of heart disease. 

The businesses of all of the above portfolio investments are presently loss-making although their cost 
bases are low and there is minimal committed future expenditure, meaning that the extent and timing of 
the  Company's  further  investment  in  the  businesses  are  highly  controllable.  The  Company  and  the 
incumbent management teams of the investee companies will continue to work together with the aim 
that these businesses become financially self-sustaining and generating surpluses within the short- to 
medium-term  and  to  crystallise  additional  capital  value  for  shareholders  through  strategic,  third-party 
partnerships. 

Shares in Onebas.com Ltd are valued at $nil. The Investment Manager is of the opinion that whilst there 
is  the  prospect  of  future  value  in  the  domain  www.onebas.com,  the  lack  of  progress  in  delivering 
development  and  growth  of  this  domain  and  the  highly  competitive  sector  in  which  it  operates  (the 
aggregation of freely available music content), the valuation of this investment should be fully impaired. 

10.  TRADE AND OTHER RECEIVABLES 

Current: 

Prepayments and accrued income 

11.  CASH AND CASH EQUIVALENTS 

Cash at bank 

2021 

$’000 

38 

38 

2021 

$’000 

5 

The  amounts  disclosed  in  the  statement  of  cash  flows  in  respect  of  cash  and  cash 
equivalents are in respect of the following statement of financial position amounts:   

Year ended 31 May 2021 

Cash and cash equivalents 

Year ended 31 May 2020 

Cash and cash equivalents 

31.5.21 
$’000 
5 

31.5.20 
$’000 
6 

2020 

$’000 

46 

46 

2020 

$’000 

6 

1.6.20 
$’000 
6 

1.6.19 
$’000 
46 

27 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

NOTES TO THE FINANCIAL STATEMENTS - continued 
FOR THE YEAR ENDED 31 MAY 2021 

12.          CALLED UP SHARE CAPITAL 

Allotted, called up and fully paid 
Equity shares 
Number: 

Class: 

Nominal 
Value: 

3,863,590 (2020: 3,863,590)  Ordinary 

$1.00 

2021 
$’000 

3,802 

3,802 

2020 
$’000 

3,802 

3,802 

The aggregate nominal values of shares include exchange differences arising from the translation of 
shares at historic rates and the translation at the rate prevailing at the date of the change in functional 
currency. 

13. 

TRADE AND OTHER PAYABLES 

Current: 

Trade payables 

Accruals and deferred income 

14.  OTHER PAYABLES 

Non-current: 

Other payables 

2021 

$’000 

56 

31 

87 

2021 

$’000 

989 

989 

2020 

$’000 

226 

28 

254 

2020 

$’000 

- 

- 

28 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

NOTES TO THE FINANCIAL STATEMENTS - continued 
FOR THE YEAR ENDED 31 MAY 2021 

15. 

FINANCIAL INSTRUMENTS 

Financial risk management objectives and policies 

Management has adopted certain policies on financial risk management with the objective of: 

i. ensuring that appropriate funding strategies are adopted to meet the Company's short-term and long-
term funding requirements taking into consideration the cost of funding, gearing levels and cash flow 
projections; 

ii. ensuring that appropriate strategies are also adopted to manage related interest and currency risk 
funding; and 

iii. ensuring that credit risks on receivables are properly managed. 

Financial instrument by category 

The accounting policies for financial instruments have been applied to the line items below: 

Financial assets at fair value through profit or loss 

Financial instruments that are measured subsequent to initial recognition at fair value are grouped into 
Levels 1 to 3 based on the degree to which the fair value is observable: 

Level 1 fair value measurements are those derived from quoted prices (unadjusted) in active markets 
for identical assets or liabilities; 

Level 2 fair value measurements for those derived from inputs other than quoted prices included within 
Level 1 that are observable for the assets or liability, either directly or indirectly; and 

Level 3 fair value measurements are those derived from inputs that are not based on observable market 
data.   

Unquoted equity investments held at fair value through profit or loss are valued in accordance with the 
IPEVCV guidelines as follows; 

Investment valuation methodology 

Price of Recent Investment (adjusted for 
current facts and circumstances) (level 3) 

2021 
$’000 

6,400 
6,400 

2020 
$’000 

8,000 
8,000 

29 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

NOTES TO THE FINANCIAL STATEMENTS - continued 
FOR THE YEAR ENDED 31 MAY 2021 

15.        FINANCIAL INSTRUMENTS - continued 

IFRS 13 and IFRS 7 requires the directors to consider the impact of changing one or more of the inputs 
used as part of the valuation process to reasonable possible alternative assumptions. 

The Level 3 valuations listed above include inputs based on non-observable market data as outlined 
in note 9 above. The Investment Manager has derived a fair value for these investments based on the 
value of the underlying net assets of the respective investments and / or has considered prospective 
enterprise values for these investments from the perspective of a market participant.   

The directors have considered a number of reasonable possible alternative assumptions regarding the 
value of the Level 3 investments. IFRS 13 requires an entity to disclose quantitative information about 
the significant unobservable inputs used. 

A  summary  of  the  unobservable  inputs,  judgements  and  estimates  made  in  relation  to  the  Level  3 
investments is as follows: 

As of the year end, the valuation the Company’s minority shareholdings in each its investee companies 
has been valued on a Price of Recent Investment basis, adjusted for current facts and circumstances,     
which the directors consider represents the best indication of the fair value at the year end. All five of 
these businesses are presently loss-making although their cost bases are low and there is minimal 
committed future expenditure, meaning that the extent and timing of the Company's further investment 
in the businesses are highly controllable. 

However, each business operates in a competitive market place and there can be no guarantee that 
any of the investee companies will ultimately be successful and that the future carrying value of these 
companies will not need to be impaired. In the worst-case scenario of any one investment having to 
be fully impaired, this would result in a decrease of valuation of the investment of $1,600,000.   

30 

 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

NOTES TO THE FINANCIAL STATEMENTS - continued 
FOR THE YEAR ENDED 31 MAY 2021 

15.        FINANCIAL INSTRUMENTS – continued 

The valuation method applied to each equity investment is that which is considered most appropriate 
with regard to the stage of development of the investee business and the IPEVCV guidelines.   

All other financial instruments, including cash and cash equivalents, trade and other receivables, trade 
and other payables and loans and borrowings, are measured at amortised cost. 

Due  to  their  short-term  nature,  the  carrying  values  of  cash  and  cash  equivalents,  trade  and  other 
receivables, trade and other payables and loans and borrowings approximates their fair value. 

Credit risk 

The Company's credit risk is primarily attributable to other receivables. Management has a credit policy 
in  place  and  the  exposure  to  credit  risks  is  monitored  on  an  ongoing  basis.  In  respect  of  other 
receivables, individual credit evaluations are performed whenever necessary. The Company's maximum 
exposure to credit risk is represented by loans, both those held as unquoted investments and included 
in  other  receivables,  and  cash  balances.  The  Company  monitors  the  financial  position  of  borrowing 
entities  on  an  ongoing  basis  and  is  satisfied  with  the  quality  of  the  debt.  Investment  of  surplus  cash 
balances  are  reviewed  on  an  annual  basis  by  the  Company  and  it  is  satisfied  with  the  choice  of 
institution.  The  directors  have  assessed  the  amounts  owed  to  connected  parties  for  impairment  in 
accordance with IFRS 9 and concluded that there is no material impact. 

Interest rate risk 

The Company currently operates with positive cash and cash equivalents as a result of issuing share 
capital in anticipation of future funding requirements. As the Company has no borrowings from the bank 
and  the  amount  of  deposits  in  the  bank  are  not  significant,  the  exposure  to  interest  rate  risk  is  not 
significant to the Company.   

Liquidity risk 

The Company manages its liquidity requirements by the use of both short-term and long-term cash flow 
forecasts. The Company's policy to ensure facilities are available as required is to issue equity share 
capital in accordance with agreed settlement terms with vendors or professional firms, and are typically 
due within one year unless otherwise stated. 

The  Company  maintains  minimal  cash  reserves,  however  in  addition  to  the  cash  on  the  Company’s 
statement of financial position, sufficient cash is available to the Company via credit facilities to ensure 
it is able to meet its liabilities as they fall due. 

31 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

NOTES TO THE FINANCIAL STATEMENTS - continued 
FOR THE YEAR ENDED 31 MAY 2021 

15.        FINANCIAL INSTRUMENTS – continued 

The  table  below  summarises  the  maturity  profile  of  the  Company’s  financial  liabilities  based  on 
contractual discounted payments. 

On 
Demand 
$’000 

  Less than 
3 months 
$’000 

3 to 12   
  months 

$’000 

  More than 
12 Months 
$’000 

Total 
$’000 

56 

- 

31 

87 

226 

28 

254 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

- 

989 

56 

989 

- 

31 

989 

1,076 

- 

- 

- 

226 

28 

254 

Year ended 31 May 2021 

Trade payables 

Other payables 
Accruals and deferred 
income 

Year ended 31 May 2020 
Trade payables 
Accruals and deferred 
income 

Price risks 

The Company's securities are susceptible to price risk arising from uncertainties about future value of 
its investments. This price risk is the risk that the fair value of future cash flows will fluctuate because 
of changes in market prices, whether those changes are caused by factors specific to the individual 
investment or financial instrument or its holder or factors affecting all similar financial instruments or 
investments traded in the market. 

During  the  year  under  review,  the  Company  did  not  hedge  against  movements  in  the  value  of  its 
investments.  A  10%  increase/decrease  in  the  fair  value  of  investments  would  result  in  a  $640,000 
(2020: $800,000 increase/decrease in the net asset value). 

While investments in companies whose business operations are based in emerging markets may offer 
the opportunity for significant capital gains, such investments also involve a degree of business and 
financial risk, in particular for unquoted investments. 

Generally, the Company is prepared to hold unquoted investments for a medium to long time frame, in 
particular if an admission to trading on a stock exchange has not yet been planned. Sale of securities 
in unquoted investments may result in a discount to the book value. 

Currency risks 

The  Company  is  exposed  to  foreign  currency  risk  on  its  investments  held  at  fair  value  and  adverse 
movements  in  foreign  exchange  rates  will  reduce  the  values  of  these  investments.  There  is  no 
systematic hedging in foreign currencies against such possible losses on translation/realisation. 

Foreign  exchange  volatility  is  significantly  reduced  following  the  transition  to  US  Dollar  as  the 
Company’s currency exposures are now more closely matched to its functional and reporting currency. 
The  Company’s  exposure  to  other  foreign  currency  changes  is  not  deemed  to  be  material  as  the 
Company’s investments are US Dollar based.   

32 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

NOTES TO THE FINANCIAL STATEMENTS - continued 
FOR THE YEAR ENDED 31 MAY 2021 

15. 

FINANCIAL INSTRUMENTS – continued 

Capital management 

The Company's financial strategy is to utilise its resources to further grow its portfolio. The Company 
keeps  investors  and  the  market  informed  of  its  progress  with  its  portfolio  through  periodic 
announcements  and  raises  additional  equity  finance  at  appropriate  times.  The  Company  regularly 
reviews and manages its capital structure for the portfolio companies to maintain a balance between 
the higher shareholder returns that might be possible with certain levels of borrowing for the portfolio 
and the advantages and security afforded by a sound capital position, and makes adjustments to the 
capital structure of the portfolio in the light of changes in economic conditions. Although the Company 
has utilised loans from shareholders to acquire investments, it is the Company's policy as far as possible 
to finance its investing activities with equity and not to have gearing in its portfolio. 

At the statement of financial position date the capital structure of the Company consisted of cash and 
cash equivalents and equity comprising issued capital and reserves. 

The table below sets out the Company’s classification of each class of financial assets/liabilities, their 
fair values (where appropriate) and under which valuation method they are valued: 

Notes 

Level 1 
$’000 

Level 2 
$’000 

Level 3   
$’000 

Total carrying 

amount and   

Fair 
Value   
$’000 

31 May 2021 
Loans and receivables 
Trade and other receivables 
Cash and cash equivalents 

10 
11 

Liabilities at amortised cost 
Trade and other payables 

13&14   

Fair value through profit and 
loss 
Investments 

31 May 2020 
Loans and receivables 
Trade and other receivables 
Cash and cash equivalents 

Liabilities at amortised cost 
Trade and other payables 
Fair value through profit and 
loss 
Investments 

9 

10 
11 

13 

9 

- 
5 
5 

- 
5 

- 
5 

- 
6 
6 

- 

- 
6 

- 
- 
- 

- 
- 

- 
- 

- 
- 
- 

- 

- 
- 

38 
- 
38 

(1,076) 
(1,038) 

6,400 
5,362 

46 
- 
46 

(254) 

8,000 
7,792 

38 
5 
43 

(1,076) 
(1,033) 

6,400 
5,367 

46 
6 
52 

(254) 

8,000 
7,798 

33 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CRAVEN HOUSE CAPITAL PLC   

NOTES TO THE FINANCIAL STATEMENTS - continued 
FOR THE YEAR ENDED 31 MAY 2021 

16.  RELATED PARTY DISCLOSURES 

Transactions with subsidiaries   

During the prior year, the Company made a number of payments on behalf of, advanced and received 
loans to/from its subsidiary undertakings, Craven Industrial Holdings Plc., DLC Holdings Corp., Craven 
House Capital North America LLC, Craven House Angola LDA and Kwikbuild Corporation Ltd. 

To  facilitate  the  group  reconstruction,  all  amounts  due  to/from  DLC  Holdings  Corp.,  Craven  House 
Capital North America LLC, Craven House Angola LDA and Kwikbuild Corporation Ltd were assigned 
to their immediate parent Craven Industrial Holdings Plc. At the prior year end, the resultant balance of 
$7,158,248 due from Craven Industrial Holdings Plc. to the Company was written off in full. 

During  the  year,  Craven  Industrial  Holdings  Plc  made  loans  to  and  incurred  costs  on  behalf  of  the 
Company. At the year end, a balance of $989,320 (2020: £Nil) was due from the Company to Craven 
Industrial Holdings Plc and is subject to an interest charge of 5%. Despite the common director in Mr 
M  J  Pajak,  the  board  of  Craven  House  Capital  Plc  do  not  believe  that  Craven  House  Capital  Plc 
or Craven Industrial Holdings Plc are able to exert control or influence over each other and neither are 
accustomed to act in accordance with instructions from the other. 

Desmond Holdings Limited 

Desmond  Holdings  Limited  is  the  Investment  Manager  of  the  Company.  Mr  M  J  Pajak  is  the  sole 
shareholder and director of Desmond Holdings Limited. 

During  the  year,  the  Company  incurred  management  fees  of  $nil  (2020:  $211,614)  from  Desmond 
Holdings Limited. At the year end, the balance payable of $nil (2020: $629,529) was assigned to Craven 
Industrial Holdings Plc. 

Also during the year, an accrual for prior year management fees in the sum $nil (2020: $1,445,824) 
was waived in full. At the year end, $Nil (2020: $nil) was due to Desmond Holdings Limited in relation 
to management fees.   

A further $50,000 owed to Desmond Holdings Limited as at 31 May 2019 in relation to a working capital 
loan was repaid in full during the prior year. During the year interest of $nil was charged (2020: £3,530). 

Sales to 7Mobile LDA 

During the year, the Company’s joint venture, Qeton Ltd, made sales totalling €nil (2020: €99,950) to 
7Mobile LDA. Craven House Angola Lda., a subsidiary of the Company, has directors in common with 
7Mobile Lda. As of 31 May 2020, Qeton Ltd and Craven House Angola Lda are no longer owned by 
the Company. 

Directors and key management 
All key management personnel are directors and appropriate disclosure with respect to them is made in 
note 3 of the financial statements. There are no other contracts of significance in which any director has 
or had during the year a material interest. 

17.  ULTIMATE CONTROLLING PARTY 

The directors consider that there is no ultimate controlling party. 

18. 

EVENTS AFTER THE REPORTING PERIOD 

None. 

34