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Crowd Media
Annual Report 2019

CM8 · ASX Technology
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FY2019 Annual Report · Crowd Media
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Crowd Media Holdings Limited
(ASX:CM8)

For year ended 30 June 2019

1

“

We are extremely excited in being 
able to secure Invincible 
Investment Consortium (IIC) both 
in terms of funding and human 
resource. The Consortium 
participants are proven 
performers who will greatly assist 
Crowd with both our existing 
operations and, more importantly, 
new opportunities that we are 
able to capitalise on following the 
recent restructure of the 
Company.

Domenic Carosa
Chief Executive Officer

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Contents

Contents

Corporate Directory

Chairman’s letter

Chief Executive Officer’s report

3

4

5

7

Directors’ report

10

Auditor’s independence declaration

26

Statement of profit or loss and other comprehensive income

27

Statement of financial position

28

Statement of changes in equity

29

Statement of cash flows

30

Notes to the financial statements

31

Directors' declaration

65

Independent auditor’s report to the members of Crowd Media Holdings limited

66

Shareholder information

70

We see key opportunities in leveraging the 
technology platforms and reach of our Q&A 
and Subscription divisions and our proven 
ability to continue growing the Crowd Media 
division, as well as the growth prospects that 
come with the investment and partnership of 
the Invincible Investment Consortium

Crowd Media Holdings Limited - Chairman

“ Theo Hnarakis

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Corporate Directory

Directors

Theo Hnarakis - Chairman 

Domenic Carosa

Sophie Karzis

Company Secretary

Laura Newell

Registered Office Australia

Level 4

44 Gwynne Street

Cremorne VIC 3121

Europe (Netherlands)

95B Piet Heinkade

1019 GM Amsterdam

Share Registry Boardroom Pty Limited

Level 12

225 George Street

Sydney NSW 2000

Tel: 1300 737 760 (within Australia) +61 (0) 3 9290 9600 (outside Australia)

Fax: +61 (2) 9279 0664

Auditor RSM Australia Partners

Level 21

55 Collins Street

Melbourne VIC 3000

Stock exchange listing Crowd Media Holdings Limited shares are listed on the Australian Securities 

Exchange (ASX code: CM8)

Crowd Media Holdings Limited shares are also dual listed on the Frankfurt 
Stock Exchange (FWB code: CM3)

Website www.crowdmedia.com

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Chairman’s Letter

“Despite regulatory headwinds and 
multiple challenges on our journey, my 
optimism for growth and delivering 
shareholder value has not dissipated”

Dear Shareholders,

Crowd Media achieved revenue of $23.9m in a challenging 
2019 financial year. Our investment in our Crowd Media 
division continued to gain ground with revenue increasing 
232% over 2018, whilst our Q&A and Subscription divisions 
had mixed results. After conducting a strategic review, we 
have taken aggressive cost-cutting measures to return the 
Company to profitable in FY20, while entering into a new 
phase with the Invincible Investment Consortium who 
recently took a strategic stake in Crowd Media.

The deal leverages the strengths, intellectual property and 
know-how of each party, noting that Crowd’s strengths 
include its proprietary technology (currently only utilised in 
its Q&A and Subscription verticals), social media and digital 
marketing; IIC’s strengths include innovative product 
development, brand-building, international business 
operations, brand positioning and digital media influencer 
marketing.

Given the new strategic investor joining, I have decided to 
step aside and make way for incoming Chairman Steven 
Schapera who comes highly credentialed having exited his 
previous company to Estee Lauder for AUD $300 million. 

Annual report

I am pleased to present Crowd Media’s 2019 Annual 
Report. Although this was again a challenging year, I am 
pleased to say that we have completed our strategic review 
and are moving into FY20 with a renewed focus and vigour. 

Revenue, underlying EBITDA and operating cash flow for 
FY19 were approximately $23.9 million, ($2.6 million) and 
($2.4 million), respectively. The Crowd Media division saw 
significant growth, while the Q&A and Subscription divisions 
suffered a drop in revenue.

During FY19, the Company implemented cost-saving 
measures with the objective of moving the Company back 
to profitability.This included a reduction in 50% of middle 
and senior management, which included the COO and 
other management positions.

On 29 August 2019 the Company executed a binding 
Heads of Agreement with an alliance of strategic investors, 
collectively the Invincible Investment Consortium (IIC), to 
fund existing Company requirements, as well as develop 
new business synergies and joint ventures between Crowd 
Media and businesses that the IIC can introduce and 
facilitate. 

Throughout our history, Crowd Media has always been a 
company that innovates, and we now see significant 
potential to move further into this growing space. We 
believe we have unique skills and expertise in harnessing 
the power of social media and digital influencers to 
promote global brands, hence why the strategic investment 
by Invincible Investment Consortium is so important.

As part of the investment and collaboration under the 
agreement, IIC principals Steven Schapera and Robert 
Quandt will be joining the Crowd Media Board of Directors 
in September 2019.

Crowd Media Agency Division

The Crowd Media division provides brands and digital 
influencers with an influencer marketing agency, 
underpinned by our proprietary technology which we have 
built over the last 5 years.

With millennials quickly becoming the largest population 
segment in the world, seismic shifts in the media landscape 
are taking place. Millennials watch little TV and typically surf 
the web with an adblocker, thus having less exposure to 
traditional means of advertising. Crowd Media is built upon 
the idea of using people with a substantial following on 
social media, or “influencers” to deliver branded content to 
their audiences.

At Crowd Media, we see influencers as the future of 
advertising. Crowd Media continued its strong growth 
trajectory in FY19, with revenues of $1.6 million (FY18: 
$0.49m) and a sales pipeline of $1 million. Looking ahead, 
we will continue to deliver globally competitive social media 
and digital influencer campaigns to clients and generating 
materials revenues with strong year on year growth.

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Chairman’s Letter

Crowd Mobile Division

The Q&A and Subscription divisions experienced material 
headwinds in FY19 caused by regulatory changes and 
material bad debt provisions. Revenues for the divisions 
were $15.9 million and $6.4million, respectively, down 41% 
on combined FY18 revenue of $38.1 million.

Headwinds are receding and green shoots are appearing 
through new social distribution channels and new 
territories. Consumer demand continues for these services 
and with the cost saving measures implemented in FY19, 
these divisions are expecting to be EBITDA positive again in 
FY20.

Fiscal Responsibility

We refinanced our JGB debt in FY19 with BillFront Limited 
at improved terms. The maturity date of the debt is 12 April 
2021.

In FY19 our operating cash flow was lower due to a 
number of one-offs, including redundancy payments as 
part of the strategic review that was performed during the 
year. Furthermore, the Board and CEO agreed to a salary 
reduction program for the period from 1 February 2019 to 
30 June 2019.

As a result of these diligent cost-cutting measures the 
Company implemented in FY19, we believe this will bring 
the Company back to consistent positive EBITDA and 
operating cash flow in FY20.

Furthermore, under the agreement executed with the 
Invincible Investment Consortium (IIC) on 29 August 2019, 
Crowd Media will issue IIC (and/or their nominees) with 
convertible notes with a face value of up to $3.7 million in 
two tranches. Tranche 1 of $1.7 million will be used to pay 
down the convertible notes issued to Obsidian, cover 
redundancy costs resulting from the strategic review 
performed in FY19 and provide additional working capital. 
Tranche 2 of $2.0 million is subject to the parties agreeing 
to a business plan which focuses on strategic collaboration 
objectives.

Underlying EBITDA Results

Crowd Media reported underlying EBITDA result of ($2.6 
million) and ($2.4 million) in operating cashflow for FY19 as 
follows:

Net Profit after tax (NPAT)

Add: tax expense/(benefit)
Add: finance costs
Deduct: interest income
Add: depreciation and amortisation

Earnings before interest, tax, 
depreciation and amortisation 
(‘EBITDA’)

Add: impairment expense
Add: share-based payments expense 
(non-cash)
Add: restructuring and refinancing costs
Add: share issuance costs
Effects of exchange rate changes

Underlying EBITDA

(4,795,984)

(1,581,426)
582,894
(1,991)
209,128

(5,587,379)

1,158,485
24,750

1,459,095
131,525
164,915

(2,648,609)

Board, Governance and Management

The Board is committed to ensuring our business is 
conducted in accordance with the highest standards of 
corporate governance. This, together with strong 
management, creates a positive culture for shareholders, 
employees and customers.

Outlook

FY19 was a true challenge for the Company, but we have 
emerged with a real purpose and drive in FY20. 

We see key opportunities in leveraging the technology 
platforms and reach of our Q&A and Subscription divisions 
and our proven ability to continue growing the Crowd 
Media division, as well as the growth prospects that come 
with the investment and partnership of the Invincible 
Investment Consortium.  

On a personal note, I joined the Crowd Mobile team as 
Chairman 5 years ago with a sense of optimism that our 
company would grow into a leader in our field. Despite 
regulatory headwinds and a multitude of challenges on our 
journey, my optimism for growth and delivering shareholder 
value has not dissipated.

On behalf of the Board, let me close by thanking you, our 
shareholders, for your ongoing support. To the Company’s 
Board of Directors, CEO and Managing Director, Domenic 
Carosa, and his international team, thank you for your 
strong and committed effort during the past 12 months and 
wish you all the best in the future.

Theo Hnarakis
Crowd Media Holdings Limited - Chairman

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Chief Executive Officer’s Report

“As a result of the diligent cost-cutting 
measures the Company implemented in 
FY19, we believe this will bring the 
Company to consistent positive EBITDA 
and operating cash flow in FY20”

Dear Shareholders,

We are extremely excited in being able to secure Invincible 
Investment Consortium (IIC) both in terms of funding and 
human resource.  The Consortium participants are proven 
performers who will greatly assist Crowd with both our 
existing operations and, more importantly, new 
opportunities that we are able to capitalise on following the 
recent restructure of the Company.  

Both our social media and digital marketing capabilities, as 
well as our Artificial Intelligence and Subscription 
technology platforms, have been substantially enhanced 
and refined over the last year and they are now ready to be 
more effectively deployed with the assistance of IIC.  It will 
be a very exciting few months ahead for Crowd as we work 
closely with IIC to expand our business capabilities. 
Under the agreement executed with the Invincible 
Investment Consortium (IIC) on 29 August 2019, Crowd 
Media will issue IIC (and/or their nominees) with convertible 
notes with a face value of up to $3.7 million in two 
tranches. Tranche 1 of $1.7 million will be used to pay 
down the convertible notes issued to Obsidian, cover 
redundancy costs resulting from the strategic review 
performed in FY19 and provide additional working capital. 
Tranche 2 of $2.0 million is subject to the parties agreeing 
to a business plan which focusses on strategic 
collaboration objectives.

Annual review
Crowd Media’s FY19 year was a challenging one for the 
Company, especially within the Q&A and Subscription 
divisions. Similar to FY19, I expect part of FY20 to be a 
year of transition and I ask shareholders for their patience 
as we transform to a platform-centric company focused on 
marketing, predominately to millennials, through 
technology.
We completed our strategic review and identified a number 
of improvements and opportunities. We believe we have 
some key strengths that we can build on as follows:

1.

2.

3.

Pioneers in social media and influencer marketing 

(6+ years)

Millennial and digital in our company DNA

Data-driven culture that leverages Artificial 

Intelligence (AI) and Business Intelligence (BI) 

technology

4.

Strong depth and breadth in digital marketing in 

local markets around the world (30+)

However, we are also committed to growth and evolving 

further into a digital media company and to achieve our 

goals, a number of fundamental changes needed to be 

identified and implemented.

As a result of the diligent cost-cutting measures the 

Company implemented in FY19, we believe this will bring 

the Company back to consistent positive EBITDA and 

operating cashflow in FY20.

Crowd Media
Increasing revenue & sales pipeline

Crowd Media works with brands and digital influencers and 

our strong performance has been achieved by accelerating 

our ability to capture global growth opportunities in the 

digital influencer market space, leveraging the global 

distribution and expertise we have built up in the past 7 

years in social media marketing with the Q&A division.

In FY19 Crowd Media revenues were $1.6m, up 232% 

from $0.49m in FY18, with a current pipeline of $1m+. We 

anticipate continuing the material growth within Crowd 

Media across all key metrics in FY20.

Crowd Media continues to attract blue chip partners 

including Nestle, L’Oréal, Apple Music, Bunq, Coty, Happn, 

Oasis, Moroccan Oil and Mandarine Napoleon.

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Chief Executive Officer’s Report

Crowd Media’s sales have been secured despite 

significantly longer sales cycles and therefore the continued 

sales growth illustrates good and promising momentum. 

The estimated sales cycle is typically around 4-6 months 

depending on the size of the deal.

Key Drivers
Social Media & Millennials

Crowd Media is positioned to continue capitalising on the 

global shift towards mobile devices and increasing 

importance of social media channels. Our target customers 

Why is Crowd Media investing in this space? At Crowd 

continue to be 16-35 years old with disposable income and 

Media, we see social media as the new TV channel and 

limited financial commitments.

digital influencers as the new TV commercial. Millennials are 

no longer consuming media in traditional ways, so brands 

need to be agile and design new methods to reach them. 

This is where digital influencers – people with clout on 

social media – come in. Research shows that millennials 

trust influencers much more than traditional media, making 

These millennials are mobile natives and Crowd Media 

provides valuable mobile services and entertainment aimed 

at them. We have also identified the growing trend of digital 

influencers and see this as a key opportunity going forward. 

Our product strategy is matched to these demands and 

social media an important marketing channel.

trends.

Moving forward, we see opportunities for influencers to 

leverage their popularity to sell both physical and digital 

products, so we want to empower them to monetise 

beyond simply advertising. This is part of the reason why 

we believe the IIC deal is so strategic. 

Crowd Media
Transition and opportunities

Crowd Media is continuing to explore additional ways to 

improve shareholder value. With the significantly reduced 

cost base in FY20, we are expecting positive EBITDA and 

Backing this all up, we have a global distribution network – 

positive operating cashflow.

fifteen years in the making – that is connected to over 220 

telcos worldwide. With this vast network in place, we can 

bill customer’s mobile phones directly. Currently, we are 

executing over 200 influencer campaigns a month, and to 

date, we have worked with over 6,000 influencers. We see 

this as a lucrative growth opportunity and are very excited 

to be in this space.

Crowd Mobile
Strategic review

We are extremely excited in being able to secure IIC both in 

terms of funding and human resource. The new Chairman 

and Board member (and other Consortium participants) are 

proven performers who will greatly assist Crowd with both 

our existing operations and, more importantly, new 

opportunities that we are able to capitalise on following the 

recent restructure of the Company.

I would like to thank our board for their support and our 

staff and executive team for their hard work and application 

The Q&A and Subscription divisions faced major regulatory 

in these trying times.

headwinds and material bad debt expenses in FY19. 

Revenue for Q&A in FY19 of $15.9m was down 36% on 

FY18 and Subscription revenue of $6.4m was down 52% 

on FY18.

I would also like to formally thank our outgoing Chairman, 

Theo Hnarakis, for his leadership since listing the Company 

in January 2015; his advice and mentorship have been 

invaluable.

We proactively took steps to protect the operating margins 

by identifying operational efficiencies through the strategic 

review and aggressive cost-cutting initiatives.

Finally, I would like to thank all of our shareholders for your 

continued support and look forward to sharing our 

developments with you all in FY20 and beyond.

Headwinds are now receding, and green shoots are 

appearing through new social distribution channels and 

new territories.  

Domenic Carosa
Chief Executive Officer

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Directors’ Report

The directors present their report, together with the financial statements, on the consolidated entity (referred to hereafter as 
the 'Group') consisting of Crowd Media Holdings Limited (referred to hereafter as the 'Company' or 'parent entity') and the 
entities it controlled at the end of, or during, the year ended 30 June 2019.

Directors
The following persons were directors of Crowd Media Holdings Limited during the whole of the financial year and up to the 
date of this report, unless otherwise stated:
Theo Hnarakis - Chairman
Domenic Carosa
Sophie Karzis

Principal activities
During the financial year the principal continuing activities of the Group consisted of the sale of information, entertainment 
and content and utility services for mobile phones and tablets.

Dividends
There were no dividends paid, recommended or declared during the current or previous financial year.

Review of operations
The financial results for the year ended 30 June 2019 and for the prior year ended 30 June 2018, (‘pcp’ or ‘prior year’) 
represents those of the Crowd Media operating entities, the Track operating entities, Crowd Media and Crowd Media 
Holdings Limited.

Crowd Media earned revenue and other income for the year ended 30 June 2019 of $23,918,776 versus $38,557,609 in 
the prior year. The net loss after tax for the year was $4,795,984 compared with a pcp net loss after tax of $26,041,272 
The other comprehensive income for the year attributable to the owners of Crowd Media was $511,227 when accounting 
for a foreign currency translation loss on foreign operations.

Crowd Media’s net asset position at 30 June 2019 was $948,113, a decrease of 80% over the 30 June 2018 balance of 
$4,655,431. This largely reflects the impairment of the Subscription CGU in FY-18 and operational transition and 
investment in the Media division.

During the year ended 30 June 2019, Crowd Media performed a strategic review to streamline operations and implement 
cost reduction initiatives. These initiatives included redundancies that will save the Company over $1.4m in annualised 
costs effective 1 July 2019, with total annualised cost savings of $3.5m realised in FY-19. Employee headcount was 
reduced by 34% from 73 in Q1 FY-19 to an expected 48 in Q1 FY-20. As a result of these initiatives and projected growth 
in the Media division, the Company is expecting to be earnings before interest, tax, depreciation and amortisation 
('EBITDA') positive and operationally cashflow positive in FY-20, with a focus on reducing debt.

Comparison of years ended 30 June 2019 to 30 June 2018

2019
$

2018
$

Increase/
(decrease)
$

Percentage 
change 
%

Revenue
Other income
Cost of sales
Selling, general and administration expenses
Impairment expense

23,918,776
-
(7,167,258)
(21,180,412)
(1,158,485)

38,552,347
5,262
(9,219,751)
(26,599,387)
(25,913,717)

(14,633,571)
(5,262)
2,052,493
5,418,975
24,755,232

Earnings before interest, tax, depreciation and 
amortisation ('EBITDA') Profit / (Loss)

(5,587,379)

(23,175,246)

17,587,867

Interest income
Depreciation and amortisation
Finance costs
Income tax benefit

1,991
(209,128)
(582,894)
1,581,426

2,655
(3,648,101)
(1,528,206)
2,307,626

(664)
3,438,973
945,312
(726,200)

(38%)
(100%)
(22%)
(20%)
(96%)

(76%)

(25%)
(94%)
(62%)
(31%)

Net Profit / (Loss) After Tax ('NPAT')

(4,795,984)

(26,041,272)

21,245,288

(82%)

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Directors’ Report

Notably, the Company’s EBITDA and net loss includes impairment expense of $1,158,485, a non-cash share-based 
payment charge of $24,750, refinancing and restructuring costs of $1,459,095 and share issuance costs of $131,525. 
When adjusting only for these effects (consistent with performance measures reported to shareholders during the year), the 
Underlying EBITDA for the financial year is a loss of ($2,648,609) (pcp: $3,579,496), a decrease of 174% versus prior year, 
as follows:

Consolidated

2019
$

2018
$

Net profit/loss after tax (NPAT)

(4,795,984)

(26,041,272)

Add back: tax expense/(benefit)
Add back: finance costs
Deduct: interest income
Add back: depreciation and amortisation

EBITDA
Add back: impairment expense
Add back: share-based payments expense
Add back: restructuring and refinancing costs
Add back: share issuance costs
Effects of exchange rate changes

(1,581,426)
582,894 
(1,991)
209,128 

(5,587,379)
1,158,485 
24,750 
1,459,095 
131,525 
164,915 

(2,307,626)
1,528,206 
(2,655)
3,648,101 

(23,175,246)
25,913,717 
382,380 
70,000 
-  
388,645 

Underlying EBITDA

(2,648,609)

3,579,496 

Revenue

2019
$

2018
$

Increase/ 
(decrease)
$

Percentage 
change
%

Revenue

23,918,776

38,552,347

(14,633,571)

(38%)

For FY-19, revenue was represented by Q&A of $15,923,286 (pcp: $24,736,054), Subscription of $6,361,291, (pcp: 
$13,323,863) and Media of $1,634,199 (pcp: $492,430).

The Q&A business encountered headwinds and produced softer than expected revenues. The Company continues to 
develop its Artificial Intelligence ('AI') and Business Intelligence ('BI') technology to help drive growth.

Billed message volumes slightly decreased from 14.0m to 12.5m year on year. The average revenue per paid message for 
the current year was $1.29 compared to $1.72 for the prior year. This reflects the Company’s strategy of growing more 
strongly in lower unit economic countries, as well as a depreciating Australian dollar versus the Euro, compared to the 
previous corresponding period.

Subscription contributed consolidated revenue of $6,361,291 and the business generally continues to be profitable. 
Management has tangible plans to expand the product offering in FY20, adding new and better-quality third-party content 
and diversifying revenue. In addition, management performs a strategic review on an ongoing basis and continues to 
identify cost savings and operational efficiencies for this business.

Group revenue is expected to stabilise in FY20 as a result of further growth of the Media business, continuous leverage of 
existing and new products into existing and new markets in both the Q&A and Subscription businesses and reducing 
operating expenses.

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Directors' Report

Expenses

(i) Cost of sales
For FY-19, the Group’s cost of sales was $7,167,258 or 30% of revenue (pcp: $9,219,751 at 24%) and was represented 
by Q&A at $4,327,093 (pcp: $6,015,865), Subscription at $1,796,815 (pcp: $2,768,174) and Media at $1,043,350 (pcp: 
$435,712). The margin increase was the result of the decline in Subscription revenue, combined with stable fixed portion of 
the cost base and increased compliance cost. An improvement in the Q&A business is derived from the use of AI and BI 
solutions. We expect cost of sales as a percentage of revenue to be relatively flat in FY-20.

(ii) Selling, general and administration expense
For FY-19, the 20% decrease in Crowd Media’s selling, general, and administrative expenses (which include Marketing) to 
$21,180,412 is mostly due to decrease in marketing and cost saving initiatives. We expect selling, general and 
administration expenses to further decrease in line with the additional operational and employee costs savings that will 
materialise in FY-20. The Group will continue to invest into high growth business areas, such as digital influencer 
commerce.

The larger movements in expenses for FY-19 versus FY-18, were as follows: 

2019
$

2018
$

Increase/
(decrease)
$

Percentage 
Change
%

Marketing

6,993,715

11,261,186

(4,267,471)

Employee benefits expenses

8,663,575

9,239,409

143,465

24,750

831,494

382,380

(575,834)

(688,029)

(357,630)

1,158,485

25,913,717

(24,755,232)

(38%)

(6%)

(83%)

(94%)

(96%)

Product development

Share-based payment

Impairment expense

Restructuring and finance costs

1,459,095

70,000

1,389,095

1984% 

● Marketing: The consolidated marketing expense of $6,993,715 or 29% of revenue for FY-19 was down by 

$4,267,471 or 38% versus FY-18: $11,261,186 (29% of revenue). Q&A was $5,250,706 or 33% of revenue for the 
year, compared to pcp of $6,015,865, at 24%. The digital influencer and innovation channels produced stable 
ROI, which offsets continuous saturation of the Facebook channels. The Subscription expense was $1,587,156 or 
25% (pcp: $2,996,103 at 22%). The Media division marketing expense was $155,853 or 10%. Moving forward, 
we expect a broadly consistent marketing cost to income ratio. 

●

●

●

●

●

Employee benefits expense: The consolidated expense decreased by $575,834, or 6%, for FY-19, mostly due 
to a decrease in headcount. Q&A for the period was $6,296,010, almost flat versus the previous corresponding 
period of $6,333,887. The Subscription expense was $1,220,657 for the period, a decline of 29% versus the 
FY-18 expense of $1,714,798, due to restructuring in FY-18. In addition, the Crowd Media division incurred an 
expense of $1,146,908, a decline of 4% versus the previous corresponding period of $1,190,724. At 36% of 
Group revenue, the employee benefits expense ratio trended upwards in FY-19 compared to pcp. This ratio is 
expected to decrease in FY-20 as a result of the restructuring that occurred in FY-19.

Product development: In FY19, the Company incurred a product development expense of $143,465 (pcp: 
$831,494), which related to internal product development costs for our digital influencer CRM and Schumacher 
emoji app. These costs were expensed and not capitalised. The decline in FY-19 is the result of the Company’s 
strategic plan and operational transition.

Share-based payment: The consolidated expense of $24,750 for FY-19 is a Directors’ and staff incentive 
expense and is attributed to the Q&A CGU. The reduction of $357,630, or 94%, reflects the decline in 
performance rights in FY-19.

Impairment expense: In FY-19, impairment expense is related to allowance for expected credit losses of 
$1,158,485 (pcp: $533,673). In FY-18, management conducted a strategic review and trigger-based impairment 
test of the Subscription CGU, resulting in an impairment of $25,380,044, writing the asset down to nil.

Restructuring and refinancing costs: In FY-19, the Company incurred costs for debt refinancing and 
restructuring of $1,459,095. In FY-18, restructuring costs totalled $70,000.

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Directors' Report

(iii) Depreciation and amortisation

2019
$

2018
$

Change
$

Change
%

Depreciation
Amortisation

192,988
16,140

219,474
3,428,627

(26,486)
(3,412,487)

(12%)
(100%)

209,128

3,648,101

(3,438,973)

(94%)

The FY-19 consolidated depreciation and amortisation expense of $209,128 (pcp: $3,648,101) is split between Q&A as 
$71,176 (pcp: $125,663), Subscription as $129,612 (pcp: $3,522,438) and Media as $8,340 (pcp: $0). The decrease in 
the consolidated depreciation and amortisation charges in FY-19 is due to the impairment taken in FY-18, which resulted in 
writing down the Subscription CGU to nil.

(iv) Finance costs
The consolidated finance costs for FY-19 of $582,894 is a decrease of $945,312 or 62% from FY-18. Due to the reduced 
debt holdings and refinancing that occurred in FY-19, we expect finance costs to further decline in FY-20.

(v) Income tax expense/(benefit)
The consolidated tax benefit for FY-19 of ($1,581,426) is represented by a Q&A benefit of ($813,042), a Subscription 
benefit of ($420,346) and Media benefit of ($348,038). The consolidated tax benefit for FY-18 was ($2,307,626), which was 
mainly due to the release of a deferred tax liability of ($2,547,137) related to the impairment of the Subscription division in 
FY-18.

Cash flow
The Company’s net cash used in operating activities for the year was ($2,443,352), which was a decrease of $5,082,567 
versus the prior period (pcp: $2,639,215). The decline reflects a decrease of receipts from customers which were 
$26,868,408 and $41,422,950, respectively. This decline was partially offset by decreased payments to suppliers and 
employees of $6,665,361.

Net trading receipts (excluding interest and tax cash flows) for FY-19 was ($2,632,124), which is a 150% decrease over the 
prior year of $5,256,697. The net cash flow from investing activities for the period was $120,536, versus ($516,755) in the 
prior year, mainly reflecting proceeds from disposal of intangibles and release of security deposits. The net cash flow from 
financing activities for the period was $133,264 versus ($4,662,157) in the prior year, comprised of repayments of 
borrowings to JGB of $3,287,542, offset by proceeds from issue of shares of $428,957 and combined payments for 
borrowings of $2,991,849.

Liquidity and Financial Position
At Crowd Media’s 30 June 2019 reporting date:

Cash and cash equivalents (‘cash’) were $839,462 (30 June 2018: $2,559,776).

●
● Working capital, (defined as current assets less current liabilities) decreased by $1,417,583 to $1,545,624 (30 

June 2018: $2,963,207).
Reporting date total current and non-current borrowings (‘debt’) were $2,991,849 (30 June 2018: $3,287,542).
Net debt (debt less cash), at 30 June 2019 was $2,152,387, an increase of $1,424,621 or 196% from $727,766 
at 30 June 2018.
Net assets at 30 June 2019 were $948,113 (30 June 2018: $4,655,431).

●
●

●

The financial statements have been prepared on a going concern basis. Refer to Note 2 of the financial statements and the 
auditor’s review report attached for further information.

Significant changes in the state of affairs
On 25 July 2018, the Company agreed to issue Performance Rights ('PRs') to employees. The three-year PRs are based 
on share price and earnings per share targets and the maximum number of shares that can be issued on conversion is 
6,000,000.

On 25 July 2018, the Company cancelled the second issue of PRs. The three-year PRs were issued on 14 July 2017 and 
were based on share price and earnings per share targets. The maximum number of shares that could be issued on 
conversion was 6,000,000.

On 21 December 2018, following shareholder approval, the Company changed its name from Crowd Mobile Limited to 
Crowd Media Holdings Limited. The new name more accurately encompasses the current and future operations of the 
Company. The ASX issuer code remained as CM8.

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Directors' Report

On 12 April 2019, the Company completed its debt refinancing with BillFront Limited, a leading finance provider to the 
Media and Technology industries internationally. The debt facility with BillFront was used to redeem the JGB loan in full on 
materially improved terms. The debt facility is structured as a two year revolving credit facility, senior secured against all of 
the Company’s assets including receivables. The outstanding balance at 30 June 2019 was EUR€1,339,835 
(AUD$2,169,032), with an effective annual interest rate of 11.3% and the maturity date is 12 April 2021.

There were no other significant changes in the state of affairs of the Group during the financial year.

Matters subsequent to the end of the financial year
On 31 July 2019, the Company agreed to issue Performance Rights ('PRs') to employees. The PRs are based on share 
price targets and the maximum number of shares that can be issued on conversion is 5,500,000 at two years and 
5,500,000 at three years.

On 31 July 2019, the Company agreed not to proceed with the PRs previously agreed to be issued on 25 July 2018. The 
three year PRs were based on share price and earnings per share targets and the maximum number of shares that could 
be issued on conversion was 6,000,000.

On 29 August 2019, the Company executed a binding Heads of Agreement ('HOA') with an alliance of strategic investors, 
collectively the Invincible Investment Consortium ('IIC'), to fund existing Company requirements, as well as develop new 
business synergies and joint ventures between Crowd Media and businesses that the IIC can introduce and facilitate. 
These would leverage Crowd Media’s well-established technology and digital marketing platforms. Under the agreement, 
Crowd Media will issue IIC (and/or their nominees) with convertible notes with a face value of up to $3,700,000 on the 
following key terms:

●

●

Tranche 1: $1,700,000 20 month facility with a fixed conversion price of 1.8 cents, of which $1,600,000 has been 
received as at 19 September 2019: and
Tranche 2: $2,000,000 24-month facility, to be drawn down in 90 days with a fixed conversion price of 2.0 cents, 
subject to the parties agreeing to a business plan which focusses on strategic collaboration objectives.

As part of the investment and collaboration under the agreement, IIC principals Steven Schapera and Robert Quandt will 
be joining the Crowd Media Board of Directors in September 2019. Crowd Media’s current Chairman, Theo Hnarakis, will 
be retiring from the Board to pursue other opportunities, and Steven Schapera will replace him as new Chairman.

Experience and Expertise of Steven Schapera - Steven is London-based; he co-founded the successful BECCA Cosmetic 
brand and, as global CEO, commercialised it into a range of cosmetic products that are distributed throughout Europe, 
Asia and North America. Steven guided BECCA, from its infancy through to being a global player in the international luxury 
cosmetic space, before exiting the business to Estee Lauder for AUD$300 million. Steven holds a number of Board 
positions, including non-exec director of ASX listed OBJ Limited, and has investments in the health, beauty, wellness and 
tech spaces.

Experience and Expertise of Robert Quandt - Robert worked for 10 years as a consultant for Booz & Company serving 
large corporate clients on strategy, operation and organisation. Subsequently, Robert has worked for Linde AG as the 
strategy lead for their EUR 6bn Americas business. Until recently, he has served as Board Director and COO/CFO of 
Invincible Brands. Invincible Brands is a Berlin-based Influencer led brand builder. Working alongside the co-founders, 
Robert has helped to grow this highly profitable business from EUR 7m revenue in 2016 to around €100m in 2019.

As part of the incoming investment by IIC, current CEO Domenic Carosa has agreed to reduce his remuneration package, 
beginning 1 September 2019 to EUR 240,000 per annum with an agreed 3-month notice period.

No other matter or circumstance has arisen since 30 June 2019 that has significantly affected, or may significantly affect 
the Group's operations, the results of those operations, or the Group's state of affairs in future financial years.

Likely developments and expected results of operations
The Directors and management of the Group will focus on targeting growth in the combined business operations, whilst 
paying down debt in cash, wherever possible.

Environmental regulation
The Group is not subject to any significant environmental regulation under Australian Commonwealth or State law.

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Directors' Report

Information on directors

Name

Theo Hnarakis

Title

Non-Executive Chairman

Experience and expertise

Theo Hnarakis brings a wealth of experience working in the media industry and scaling 
Australian ASX listed technology businesses. He graduated from The University of 
South Australia with a Bachelor of Accounting and has held senior roles with News 
Corporation, Boral Group, the PMP Communications Group and was the Managing 
Director and CEO of Melbourne IT until 2013. He has also held director roles with 
Neulevel, a JV with US based listed company, Neustar and with Advantate, a JV with 
Fairfax Media.

Other current directorships

Chairman of Dropsuite Ltd (ASX: DSE) (since 28 December 2016), Director of 
Farmgate MSU (non-listed)

Former directorships
(last 3 years)

None

Special Responsibilities None

Interests in shares

4,177,650 ordinary shares (held indirectly)

Interests in  options None

Interests in rights None

Name

Domenic Carosa

Title

Chief Executive Officer and Executive Director

Qualifications Masters of Entrepreneurship and Innovation (MEI) from Swinburne University

Experience and expertise

Domenic Carosa is Chief Executive Officer (‘CEO’) and Executive Director of Crowd 
Media. With over 20 years’ experience in business and technology, Domenic has built 
a reputation as a leader in the internet space by building one of Australia’s leading 
digital music service providers in the late 90’s, and building from scratch Australia’s 
second largest virtual web hosting/communications company which he sold for A$25 
million in 2006-07. Domenic was previously the co-founder and Group CEO of 
ASX-listed Destra Corporation Ltd which was the largest independent media and 
entertainment company in Australia with revenues of over A$100 million. Mr Carosa 
was a director of Destra Limited until April 2009. Domenic is past Chairman of the 
Internet Industry Association (IIA). Domenic is Non-Executive Chairman of the Future 
Capital Development Fund and Non-Executive Chairman of Dominet Digital 
Corporation Pty Ltd, an internet investment group.

Other current directorships

None

Former directorships
(last 3 years)

None

Special Responsibilities None

Interests in shares

58,888 ordinary shares (held directly) 24,684,080 ordinary shares (held indirectly)

Interests in  options None

Interests in rights None

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Directors' Report

Information on directors

Name

Sophie Karzis

Title

Non-Executive Director

Qualifications

Bachelor of Laws Degree from Monash University

Experience and expertise

Sophie is a practising lawyer with over 20 years' experience in corporate law. She is 
company secretary and general counsel to a number of listed and unlisted public 
companies and private companies and is the principal of Corporate Counsel Pty Ltd, a 
business which provides corporate and company secretarial services to Australian 
companies.

Other current directorships

Director of Change Up Holdings Limited (non-listed), Director of Collingwood Football 
Club Foundation (non-listed – not-for-profit)

Former directorships
(last 3 years)

None

Special Responsibilities

Company secretary

Interests in shares

504,736 ordinary shares (held indirectly)

Interests in  options None

Interests in rights None

'Other current directorships' quoted above are current directorships for listed entities and excludes directorships of all other 
types of entities, unless otherwise stated.

'Former directorships (last 3 years)' quoted above are directorships held in the last 3 years for listed entities only and 
excludes directorships of all other types of entities, unless otherwise stated.

Company secretary
Ms Sophie Karzis was the Company Secretary for the financial year and is a Non-Executive Director. Refer to 'Information 
on directors' section above for experience and expertise.

Subsequent to 30 June 2019, Sophie resigned as Company Secretary and was replaced with Laura Newell, however, 
Sophie remains on the Board in her existing position as Non-Executive Director.

Laura Newell of Boardroom Pty Limited has worked in multiple Company Secretary roles prior to joining the Group and 
brings a significant degree of experience to Crowd Media Holdings Limited.

Meetings of directors
The number of meetings of the Company's Board of Directors ('the Board') held during the year ended 30 June 2019, and 
the number of meetings attended by each director were:

Theo Hnarakis

Domenic Carosa

Sophie Karzis

‘Held’ represents the number of meetings held during the time the director held office.

Full Board

Attended

Held

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Directors' Report

Remuneration report (audited)
The remuneration report details the key management personnel remuneration arrangements for the Group, in 
accordance with the requirements of the Corporations Act 2001 and its Regulations.

Key management personnel are those persons having authority and responsibility for planning, directing and 
controlling the activities of the entity, directly or indirectly, including all directors.

The remuneration report is set out under the following main headings:

●
●
●
●
●
●

Principles used to determine the nature and amount of remuneration
Details of remuneration
Service agreements
Share-based compensation
Additional information
Additional disclosures relating to key management personnel

Principles used to determine the nature and amount of remuneration
The objective of the Group's executive reward framework is to ensure reward for performance is competitive and 
appropriate for the results delivered. The framework aligns executive reward with the achievement of strategic objectives 
and the creation of value for shareholders. The Board of Directors ('the Board') ensures that executive reward satisfies the 
following key criteria for good reward governance practices

●
●
●
●

competitiveness and reasonableness
acceptability to shareholders
performance linkage / alignment of executive compensation
transparency

The Board is responsible for determining and reviewing remuneration arrangements for its directors and executives. The 
performance of the Group depends on the quality of its directors and executives. The remuneration philosophy is to attract, 
motivate and retain high performance and high quality personnel.

The reward framework is designed to align executive reward to shareholders' interests. The Board have considered that it 
should seek to enhance shareholders' interests by:

●
●

●

having revenue and economic profit as a core component of plan design
focusing on sustained growth in shareholder wealth, and particularly growth in share price, and delivering constant 
or increasing return on assets as well as focusing the executive on key non-financial drivers of value
attracting and retaining high calibre executives

Additionally, the reward framework should seek to enhance executives' interests by:

●
●
●

rewarding capability and experience
reflecting competitive reward for contribution to growth in shareholder wealth
providing a clear structure for earning rewards

In accordance with best practice corporate governance, the structure of non-executive director and executive director 
remuneration is separate.

Non-executive directors' remuneration
Fees  and  payments  to  non-executive  directors  reflect  the  demands  and  responsibilities  of  their  role.  Non-executive 
directors' fees and payments are reviewed annually by the Board. The Board may, from time to time, receive advice from 
independent remuneration consultants to ensure non-executive directors' fees and payments are appropriate and in line 
with the market.  Non-executive directors may receive share options or other incentives.  Fees  are reviewed annually and 
include superannuation contributions, where required. The non-executive directors do not receive any other benefits.

ASX  listing  rules  require  the  aggregate  non-executive  directors'  remuneration  be  determined  periodically  by  a  general 
meeting.  The  most  recent  determination  was  at  the  Annual  General  Meeting  held  on  9  December  2015,  where  the 
shareholders approved an aggregate remuneration of $500,000.

Executive remuneration
The Group aims to reward executives based on their position and responsibility, with a level and mix of remuneration which 
has both fixed and variable components.

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Directors' Report

The executive remuneration and reward framework has four components:

●
●
●
●

base pay and non-monetary benefits
short-term performance incentives
share-based payments
other remuneration such as superannuation and long service leave

The combination of these comprises the executive's total remuneration.

Fixed remuneration, consisting of base salary, superannuation and non-monetary benefits, are reviewed annually by the 
Board, based on individual and business unit performance, the overall performance of the Group and comparable market 
remunerations.

The short-term incentives ('STI') program is designed to align the targets of the business units with the targets of those 
executives in charge of meeting those targets. STI payments are paid as cash bonuses and are discretionary.

The long-term incentives (‘LTI’) may include equity based payments in the form of shares, performance rights or options. 
On 17 December 2014, shareholders approved a Performance Rights Plan ('PR Plan'). Under the PR Plan, selected 
employees and Directors may be granted performance rights which will entitle them to receive ordinary shares in the 
Company, subject to the Company meeting performance objectives.

On 25 July 2018, the Company agreed to issue Performance Rights to employees. The three-year PRs are based on share 
price and earnings per share targets and the maximum number of shares that can be issued on conversion is 6,000,000.

Performance rights may be issued to all employees and Directors of the Company and any Subsidiary. The number of 
performance rights (if any) to be offered from time to time to each person shall be determined by the Board in its discretion. 
The performance rights in respect of an employee will vest no earlier than on meeting the relevant Performance 
Condition(s). Unissued performance rights will be issued pro-rata at the time the relevant Performance Condition is met. 
The employee must still be employed by the Company at the time of vesting, unless otherwise agreed by the Board in 
limited circumstances. Any performance rights that have been earned but remain unvested will vest in the event of a 
takeover or similar event occurring. Should the holder of performance rights resign, all rights not yet vested will be forfeited.

The Company established an employee option plan in 2015 called the Crowd Mobile Limited Executive Option Plan 
(‘Option Plan’), which replaces the former Q Limited Incentive Option Scheme. The Group may, at the discretion of the 
Board, grant options over ordinary shares in the Company to certain key management personnel (and Directors) of the 
Group. The options are issued for nil consideration and are granted in accordance with performance guidelines established 
by the Board.

As a legacy tool, the Company has so far maintained, though not activated, The Q Limited Share Plan (‘Q Plan’) which was 
established in 2011 fiscal year as part of the then remuneration strategy and the Q Plan currently holds a minor 
shareholding in the Company.

All LTI incentives are designed and used specifically to align management and shareholder’s interests and to assist the 
Company in the attraction, motivation and retention of appropriately skilled staff. In particular, the plans are designed to 
provide relevant executives with an incentive for future performance and typically include vesting conditions under the 
plans.

Group performance and link to remuneration
Remuneration for key management personnel is not directly linked to performance of the Group.

Use of remuneration consultants
During the financial year ended 30 June 2019, the Company did not engage remuneration consultants to review its existing 
remuneration policies or provide recommendations on how to improve incentive programs.

Voting and comments made at the Company's 2018 Annual General Meeting ('AGM')
At the 28 November 2018 AGM, 80.97% of the votes received supported the adoption of the remuneration report for the 
year ended 30 June 2018. The Company did not receive any specific feedback at the AGM regarding its remuneration 
practices.

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Directors' Report

Details of remuneration
The  key  management  personnel  of  the  Group  consisted  of  the  directors  of  Crowd  Media  Holdings  Limited  and  the 
following persons:

●
●
●
●

Antoaneta Ignatovska - Chief Financial Officer (resigned 1 June 2019, effective 31 July 2019);
Michel de Jong - Chief Operating Officer (made redundant, effective 30 September 2019);
Gregor Cooney - General Manager - Q&A (resigned, effective 31 December 2018); and
Melanie Mouldenhauer – Chief Financial Officer (appointed 1 June 2019).

Amounts of remuneration
Details of the remuneration of key management personnel of the Group are set out in the following tables.

Short-term benefits

Post-
employment 
benefits

Long-term 
benefits

Share-
based 
payments

Cash salary 
and fees

Cash 
bonus 

Non- 
monetary

Termination 
payments

Super- 
annuation

Leave 
benefits

Equity 
settled

$

$

$

$

$

$

$

 2019

Non-Executive 
Directors

T Hnarakis

S Karzis

Executive 
Directors

D Carosa*

Other Key 
Management 
Personnel

144,318

119,449

581,232

A Ignatovska

288,826

M de Jong

339,626

15,787

G Cooney**

127,671

M Mouldenhauer***

16,269

-

-

-

-

-

-

-

-

2,587

1,149

6,733

1,432

-

-

-

-

-

-

-

-

13,710

-

5,700

-

-

-

-

-

-

-

-

-

-

-

Total

$

158,028

119,449

589,519

289,975

362,146

129,103

16,269

-

-

-

-

-

-

-

1,617,391

15,787

11,901

 - 

19,410 

- 

- 

1,664,489

* D Carosa remuneration includes mobility premium for secondment to The Netherlands of $209,350 (effective date 1 July 2016)
** Remuneration is for the period from 1 July to date of resignation or termination as a director or key management personnel
*** Remuneration is for the period from appointment as a director or key management personnel

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Directors' Report

 2018

Non-Executive 
Directors

T Hnarakis

S Karzis

Executive 
Directors

D Carosa*

Other Key 
Management 
Personnel

Short-term benefits

Post-
employment 
benefits

Long-term 
benefits

Share-
based 
payments

Cash salary
and fees

Cash 
bonus (a)

Non- 
monetary

Termination 
payments

Super- 
annuation

Leave 
benefits

Equity 
settled (b)

$

$

$

$

$

$

$

Total

$

150,000

109,307

-

-

-

-

584,816

29,326

3,050

-

-

-

-

14,250

-

5,700

-

-

-

-

-

-

-

-

53,269

217,519

23,557

132,864

145,577

768,469

-

69,398

23,329

588,685

-

78,468

13,858

309,930

A Ignatovska **

53,490

15,720

188

C Shaw ***

344,739

34,633

-

153,765

32,219

M de Jong **

76,806

-

1,662

G Cooney

243,598

45,925

6,549

-

-

-

-

1,562,756

125,604

11,449

153,765

52,169

- 

259,590

2,165,333

* D Carosa remuneration includes mobility premium for secondment to The Netherlands of $210,790 (effective date 1 July 2016)
** Remuneration is for the period from appointment as director or key management personnel
*** Remuneration is for the period from 1 July to date of resignation or termination as director or key management personnel
(a)  Cash bonus relates to prior period targets.
(b)  The Company cancelled all Director options in FY-18, hence there was nil financial benefit to the Directors.

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Directors' Report

The proportion of remuneration linked to performance and the fixed proportion are as follows

Fixed remuneration

At risk - STI

At risk - LTI

2019

2018

2019

2018

2019

2018

Name

Non-Executive Directors

T Hnarakis
S Karzis

100%
100%

76%
82%

Executive Directors

D Carosa

100%

77%

Other Key Management 
Personnel

A Ignatovska
C Shaw
M de Jong
G Cooney
M Mouldenhauer 

100%
-
96%
100%
100%

77%
90%
98%
79%
-

-
-

-

-
-
4%
-
-

-
-

4%

23%
6%
2%
17%
-

-
-

-

-
-
-
-
-

24%
18%

19%

-
4%
-
4%
-

Service agreements
Remuneration  and  other  terms  of  employment  for  key  management  personnel  are  formalised  in  service  agreements. 
Details of these agreements are as follows:

Name

Domenic Carosa

Title

Executive Director and Chief Executive Officer

Agreement commenced

13 January 2015

Term of agreement Ongoing

Details

Base annual package*, performance based, ‘at-risk’ STI and discretionary share based 
LTI remuneration, subject to annual performance review. 12 month termination notice 
by either party. 6 month non-solicitation clause after termination. The Company may 
terminate the agreement with cause in certain circumstances such as gross 
misconduct.
* Base annual package - Netherlands annual package €350,000 per annum (reduced to €315,000 per 
annum for the period from 1 February 2019 to 30 June 2019 and to €240,000 effective 1 September 2019) 
plus statutory social security, plus Australian Director Fees of $60,000 per annum plus statutory 
superannuation

Name

Antoaneta Ignatovska

Title

Chief Financial Officer (resigned 1 June 2019, effective 31 July 2019)

Agreement commenced

27 April 2018

Term of agreement Ongoing

Details

Base annual package, performance based, ‘at-risk’ STI and discretionary share based 
LTI  remuneration,  subject  to  annual  performance  review.  4  months  termination  by 
employer,  2  months  by  executive.  The  Company  may  terminate  the  agreement  with 
cause in certain circumstances such as gross misconduct.
* Base annual package - €180,000 plus statutory social security

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Directors' Report

Name Michel de Jong

Title

Chief Operating Officer (made redundant, effective 30 September 2019)

Agreement commenced

27 April 2018

Term of agreement Ongoing

Details

Base annual package, performance based, ‘at-risk’ STI and discretionary share based 
LTI  remuneration,  subject  to  annual  performance  review.  4  months  termination  by 
employer,  2  months  by  executive.  The  Company  may  terminate  the  agreement  with 
cause in certain circumstances such as gross misconduct.
* Base annual package - €214,256 plus statutory social security

Name Gregor Cooney

Title General Manager – Q&A (resigned, effective 31 December 2018)

Agreement commenced

1 February 2016

Term of agreement Ongoing

Details

Base annual package, performance based, ‘at-risk’ STI and discretionary share based 
LTI  remuneration,  subject  to  annual  performance  review.  4  months  termination  by 
employer,  2  months  by  executive.  The  Company  may  terminate  the  agreement  with 
cause in certain circumstances such as gross misconduct.
* Base annual package - €158,000 plus statutory social security

Name Melanie Mouldenhauer

Title

Chief Financial Officer

Agreement commenced

1 June 2019

Term of agreement Ongoing

Details

Base annual package, performance based, ‘at-risk’ STI and discretionary share based 
LTI  remuneration,  subject  to  annual  performance  review.  2  months  termination  by 
employer,  1  month  by  executive.  The  Company  may  terminate  the  agreement  with 
cause in certain circumstances such as gross misconduct. 
* Base annual package - €115,800 plus statutory social security

Key management personnel have no entitlement to termination payments in the event of removal for misconduct.

Share-based compensation
Issue of shares
There were no shares issued to directors and other key management personnel as part of compensation during the year 
ended 30 June 2019.

Options
There were no options over ordinary shares issued to directors and other key management personnel as part of 
compensation that were outstanding as at 30 June 2019.

There were no other options over ordinary shares granted to or vested in directors and other key management personnel 
as part of compensation during the year ended 30 June 2019.

Performance rights
There were no performance rights over ordinary shares issued to directors and other key management personnel as part of 
compensation that were outstanding as at 30 June 2019.

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Directors' Report

Additional information
The earnings of the Group for the four years to 30 June 2019 are summarised below:

2019
 $

2018 
$

2017 
$

2016 
$

Sales revenue

EBITDA

23,918.776

38,552,347

43,887,388

36,994,826 

(5,587,380)

(23,157,246)

9,407,765

6,315,439

Total comprehensive income for the year 
attributable to the owners of Crowd Media 
Holdings Limited

(4,284,757)

(25,640,051)

(251,234)

379,882

The factors that are considered to affect total shareholders return ('TSR') are summarised below:

Share price at financial year end ($)

Basic earnings per share
(cents per share)

Diluted earnings per share
(cents per share)

2019

2018 

2017 

2016 

0.01

(2.10)

0.04

(11.71)

0.14

(0.05)

(2.10)

(11.71)

(0.05)

0.16

0.56

0.47

Additional disclosures relating to key management personnel

Shareholding
The number of shares in the Company held during the financial year by each director and other members of key 
management personnel of the Group, including their personally related parties, is set out below:

Balance at the 
start of the year

Received as part 
of remuneration

Additions

Disposals / 
other

Balance at the 
end of the year

Ordinary shares

T Hnarakis
D Carosa
S Karzis
G Cooney

2,782,914
22,004,529
110,000
333,334

25,230,777

-
-
-
-

-

1,394,736
2,738,439
394,736
-

4,527,911

-
-
-
-

-

4,177,650
24,742,968
504,736
333,334

29,758,688

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Directors' Report

Option holding
The number of options over ordinary shares in the Company held during the financial year by each director and other 
members of key management personnel of the Group, including their personally related parties, is set out below:

Balance at the 
start of the year

Granted

Exercised

Expired / 
forfeited / other

Balance at the 
end of the year

Options over ordinary 
shares

T Hnarakis
D Carosa
S Karzis

All options lapsed during the year.

211,012
781,250
10,000

1,002,262

-
-
-

-

-
-
-

-

(211,012)
(781,250)
(10,000)

(1,002,262)

-
-
-

-

Performance rights holding
The number of performance rights over ordinary shares in the Company held during the financial year by each director and 
other members of key management personnel of the Group, including their personally related parties, is set out below:

Balance at the 
start of the year

Granted

Vested

Expired / 
forfeited / other

Balance at the 
end of the year

Performance rights 
over ordinary shares

D Carosa
G Cooney

1,250,000
666,666

1,916,666

-
-

-

-
-

-

(1,250,000)
(666,666)

(1,916,666)

-
-

-

All performance rights lapsed during the year.

This concludes the remuneration report, which has been audited.

Shares under option
Unissued ordinary shares of Crowd Media Holdings Limited under option at the date of this report are as follows:

Grant Date

2 April 2019

Expiry Date

Exercise price

Number under option

2 April 2022

$0.050

2,000,000 

No person entitled to exercise the options had or has any right by virtue of the option to participate in any share issue of 
the Company or of any other body corporate.

Shares under performance rights
Unissued ordinary shares of Crowd Media Holdings Limited under performance rights at the date of this report are as 
follows:

Grant Date

31 July 2019

Expiry Date

31 July 2022

Number under rights

11,000,000

No person entitled to exercise the performance rights had or has any right by virtue of the performance right to participate 
in any share issue of the Company or of any other body corporate.

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Directors' Report

Shares issued on the exercise of options
There were no ordinary shares of Crowd Media Holdings Limited issued on the exercise of options during the year ended 
30 June 2019 and up to the date of this report.

Shares issued on the exercise of performance rights
There were no ordinary shares of Crowd Media Holdings Limited issued on the exercise of performance rights during the 
year ended 30 June 2019 and up to the date of this report.

Indemnity and insurance of officers
The Company has indemnified the directors and executives of the Company for costs incurred, in their capacity as a 
director or executive, for which they may be held personally liable, except where there is a lack of good faith.
During the financial year, the Company paid a premium in respect of a contract to insure the directors and executives of the 
Company against a liability to the extent permitted by the Corporations Act 2001. The contract of insurance prohibits 
disclosure of the nature of the liability and the amount of the premium.

Indemnity and insurance of auditor
The Company has not, during or since the end of the financial year, indemnified or agreed to indemnify the auditor of the 
Company or any related entity against a liability incurred by the auditor.

During the financial year, the Company has not paid a premium in respect of a contract to insure the auditor of the 
Company or any related entity.

Proceedings on behalf of the Company
No person has applied to the Court under section 237 of the Corporations Act 2001 for leave to bring proceedings on 
behalf of the Company, or to intervene in any proceedings to which the Company is a party for the purpose of taking 
responsibility on behalf of the Company for all or part of those proceedings.

Non-audit services
There were no non-audit services provided during the financial year by the auditor.

Officers of the Company who are former partners of RSM Australia Partners
There are no officers of the Company who are former partners of RSM Australia Partners.

Auditor's independence declaration
A copy of the auditor's independence declaration as required under section 307C of the Corporations Act 2001 is set out 
immediately after this directors' report.

Auditor
RSM Australia Partners continues in office in accordance with section 327 of the Corporations Act 2001.

This report is made in accordance with a resolution of directors, pursuant to section 298(2)(a) of the Corporations Act 
2001.

On behalf of the directors

Theo Hnarakis
Crowd Media Holdings Limited - Chairman

19 September 2019
Melbourne

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AUDITOR’S INDEPENDENCE DECLARATION 

As lead auditor for the audit of the financial report of Crowd Mobile Limited for the year ended 30 June 2019, I 
declare that, to the best of my knowledge and belief, there have been no contraventions of: 

(i) 

(ii) 

the auditor independence requirements of the Corporations Act 2001 in relation to the audit; and 

any applicable code of professional conduct in relation to the audit. 

RSM AUSTRALIA PARTNERS 

J S CROALL  
Partner 

Dated: 19 September 2019 
Melbourne, Victoria 

26 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Statement of profit or loss and other comprehensive income For the year ended 30 June 2019

Consolidated

2019
$

2018
$

23,918,776
-
23,918,776
(7,167,258)

38,552,347
5,262
38,557,609
(9,219,751)

16,751,518

29,337,858

106,902

1,991

(6,993,715)
(2,774,060)
(2,280,087)
(209,128)
(8,663,575)
(407,662)
(143,465)
(24,750)
(1,158,485)
-
(582,894)

-

2,655

(11,261,186)
(2,538,566)
(1,462,798)
(3,648,101)
(9,239,409)
(883,554)
(831,494)
(382,380)
(533,673)
(25,380,044)
(1,528,206)

(6,377,410)

(23,348,898)

1,581,426

2,307,626

(4,795,984)

(26,041,272)

Notes

5

6

6

13
6

7

23

Revenue

Revenue from continuing operations
Other income

Cost of sales

Gross profit

Net fair value gain on financial assets

Interest revenue calculated using the effective interest method

Expenses

Marketing
Administration and other expenses
Consultants
Depreciation and amortisation expense
Employee benefits expense
Travel and accommodation
Product development
Share-based payment
Allowance for expected credit losses
Impairment of intangibles
Finance costs

Loss before income tax benefit

Income tax benefit

Loss after income tax benefit for the year attributable to 
the owners of Crowd Media Holdings Limited

Other comprehensive income

Items that may be reclassified subsequently to profit or loss

Foreign currency translation

511,227

401,221

Other comprehensive income for the year, net of tax

511,227

401,221

Total comprehensive income for the year attributable to the 
owners of Crowd Media Holdings Limited

(4,284,757)

(25,640,051)

Basic earnings per share
Diluted earnings per share

34
34

Cents

(2.10)
(2.10)

Cents

(11.71)
(11.71)

The above statement of profit or loss and other comprehensive income should be read in conjunction with the 
accompanying notes

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Statement of financial position As at 30 June 2019

Consolidated

Notes

2019
$

2018
$

Assets

Current assets

Cash and cash equivalents
Trade and other receivables
Accrued income
Income tax receivable
Other

Total current assets

Non-current assets

Property, plant and equipment
Intangibles
Deferred tax

Total non-current assets

Total assets

Liabilities

Current liabilities

Trade and other payables
Deferred revenue
Borrowings
Employee benefits
Provisions

Total current liabilities

Non-current liabilities

Borrowings
Derivative financial instruments

Total non-current liabilities

Total liabilities

Net assets

Equity

Issued capital
Reserves
Accumulated losses

Total equity

8
9
10

11

12
13
14

15
16
17
18

19
20

21
22
23

839,462
2,170,127
2,752,300
334,075
316,424

2,559,776
2,392,305
5,427,467
343,949
495,149

6,412,388

11,218,646

352,892
613,994
1,579,919

2,546,805

498,368
713,888
479,968

1,692,224

8,959,193

12,910,870

4,093,412
176,345
-
46,098
550,909

4,866,764

2,991,849
152,467

3,144,316

4,780,392
105,101
3,287,542
82,404
-

8,255,439

-
-

-

8,011,080

8,255,439

948,113

4,655,431

28,720,072
5,062,673
(32,834,632)

28,167,383
4,739,547
(28,251,499)

948,113

4,655,431

The above statement of financial position should be read in conjunction with the accompanying notes

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Statement of changes in equity For the year ended 30 June 2019

Foreign 
currency 
reserve
$

Share-
based 
payments 
reserve
$

Convertible 
note 
optionality 
reserve
$

Issued 
Capital
$

Accumulated 
losses
$

Total equity
$

Consolidated

Balance at 1 July 2017

28,165,539

(663,174)

4,406,269

212,851

(2,210,227)

29,911,258

Loss after income tax benefit 
for the year

Other comprehensive income 
for the year, net of tax

Total comprehensive income 
for the year

Transactions with owners in 
their capacity as owners:

-

-

-

-

401,221

401.221

Contributions of equity, net 
of transaction costs (note 21) 

100,000

Share-based payment (note 
35)

-

Share buy-back (note 21)

(98,156)

-

-

-

-

-

-

-

382,380

-

-

-

-

-

-

-

(26,041,272)

(26,041,272)

-

401,221

(26,041,272)

(25,640,051)

-

-

-

100,000

382,380

(98,156)

Balance at 30 June 2018

28,167,383

(261,953)

4,788,649

212,851

(28,251,499)

4,655,431

Foreign 
currency 
reserve
$

Share-
based 
payments 
reserve
$

Convertible 
note 
optionality 
reserve
$

Issued 
Capital
$

Accumulated 
losses
$

Total equity
$

Consolidated

Balance at 1 July 2018

28,167,383

(261,953)

4,788,649

212,851

(28,251,499)

4,655,431

Loss after income tax benefit 
for the year

Other comprehensive income 
for the year, net of tax

Total comprehensive income 
for the year

Transactions with owners in 
their capacity as owners:

-

-

-

-

511,227

511,227

Contributions of equity, net 
of transaction costs (note 21) 

552,689

Share-based payment (note 
35)

Transfers

-

-

-

-

-

-

-

-

-

24,750

-

-

-

-

-

(4,795,984)

(4,795,984)

-

511,227

(4,795,984)

(4,284,757)

-

-

552,689

24,750

-

(212,851)

212,851

-

Balance at 30 June 2019

28,720,072

249,274

4,813,399

-

(32,834,632)

948,113

The above statement of changes in equity should be read in conjunction with the accompanying notes

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Statement of cash flows For the year ended 30 June 2019

Cash flows from operating activities

Receipts from customers (inclusive of GST)
Payments to suppliers and employees (inclusive of GST)
Interest received
Other revenue
Interest and other finance costs paid
Income taxes refunded
Income taxes paid

Net cash from/(used in) operating activities

Cash flows from investing activities

Payments for property, plant and equipment
Payments for intangibles
Proceeds from disposal of property, plant and equipment
Proceeds from disposal of intangibles
Proceeds from release of security deposits

Net cash from/(used in) investing activities

Cash flows from financing activities

Proceeds from issue of shares
Payments for share buy-backs
Proceeds from borrowings - Obsidian
Proceeds from borrowings - NTH Mobile Limited
Proceeds from borrowings - BillFront
Repayment of borrowings - JGB
Repayment of borrowings - other

Consolidated

Notes

2019
$

2018
$

26,868,408
(29,500,532)
20,948
106,902
(430,427)
491,349
-

41,422,590
(36,165,893)
2,655
-
(1,528,206)
-
(1,091,931)

(2,443,352)

2,639,215

(14,352)
(51,826)
6,505
137,904
42,305

120,536

428,957
-
404,420
418,397
2,169,032
(3,287,542)
-

(342,163)
(175,823)
-
-
1,231

(516,755)

100,000
(98,156)
-
-
-
(4,636,305)
(27,696)

33

12
13

21
21

Net cash from/(used in) financing activities

133,264

(4,662,157)

Net decrease in cash and cash equivalents
Cash and cash equivalents at the beginning of the financial 
year
Effects of exchange rate changes on cash and cash 
equivalents

(2,189,552)
2,559,776

(2,539,697)
5,200,089

469,238

(100,616)

Cash and cash equivalents at the end of the financial year

8

839,462

2,559,776

The above statement of cash flows should be read in conjunction with the accompanying notes

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Notes to the financial statements 30 June 2019

Note 1. General information
The financial statements cover Crowd Media Holdings Limited as a consolidated entity consisting of Crowd Media Holdings 
Limited (referred to as 'Company' or 'parent entity') and the entities it controlled at the end of, or during, the year (referred to 
as the 'Group'). The financial statements are presented in Australian dollars, which is Crowd Media Holdings Limited's 
functional and presentation currency.

Crowd Media Holdings Limited is a listed public company limited by shares, incorporated and domiciled in Australia. Its 
registered office and principal place of business is:

Level 4
44 Gwynne Street
Cremorne VIC 3121

A description of the nature of the Group's operations and its principal activities are included in the directors' report, which is 
not part of the financial statements.

The financial statements were authorised for issue, in accordance with a resolution of directors, on 19 September 2019. The 
directors have the power to amend and reissue the financial statements.

Note 2. Significant accounting policies
The principal accounting policies adopted in the preparation of the financial statements are set out below. These policies 
have been consistently applied to all the years presented, unless otherwise stated.

New or amended Accounting Standards and Interpretations adopted
The Group has adopted all of the new, revised or amending Accounting Standards and Interpretations issued by the 
Australian Accounting Standards Board ('AASB') that are mandatory for the current reporting period. The adoption of these 
Accounting Standards and Interpretations did not have any significant impact on the financial performance or position of the 
Group.

Any new or amended Accounting Standards or Interpretations that are not yet mandatory have not been early adopted.

The following Accounting Standards and Interpretations are most relevant to the Group:

AASB 9 Financial Instruments
The Group has adopted AASB 9 from 1 July 2018. The standard introduced new classification and measurement models for 
financial assets. A financial asset shall be measured at amortised cost if it is held within a business model whose objective is 
to hold assets in order to collect contractual cash flows which arise on specified dates and that are solely principal and 
interest. A debt investment shall be measured at fair value through other comprehensive income if it is held within a business 
model whose objective is to both hold assets in order to collect contractual cash flows which arise on specified dates that 
are solely principal and interest as well as selling the asset on the basis of its fair value. All other financial assets are classified 
and measured at fair value through profit or loss unless the entity makes an irrevocable election on initial recognition to 
present gains and losses on equity instruments (that are not held-for-trading or contingent consideration recognised in a 
business combination) in other comprehensive income ('OCI'). Despite these requirements, a financial asset may be 
irrevocably designated as measured at fair value through profit or loss to reduce the effect of, or eliminate, an accounting 
mismatch. For financial liabilities designated at fair value through profit or loss, the standard requires the portion of the 
change in fair value that relates to the entity's own credit risk to be presented in OCI (unless it would create an accounting 
mismatch). New simpler hedge accounting requirements are intended to more closely align the accounting treatment with 
the risk management activities of the entity. New impairment requirements use an 'expected credit loss' ('ECL') model to 
recognise an allowance. Impairment is measured using a 12-month ECL method unless the credit risk on a financial 
instrument has increased significantly since initial recognition in which case the lifetime ECL method is adopted. For 
receivables, a simplified approach to measuring expected credit losses using a lifetime expected loss allowance is available.

AASB 15 Revenue from Contracts with Customers
The Group has adopted AASB 15 from 1 July 2018. The standard provides a single comprehensive model for revenue 
recognition. The core principle of the standard is that an entity shall recognise revenue to depict the transfer of promised 
goods or services to customers at an amount that reflects the consideration to which the entity expects to be entitled in 
exchange for those goods or services. The standard introduced a new contract-based revenue recognition model with a 
measurement approach that is based on an allocation of the transaction price. This is described further in the accounting 
policies below. Credit risk is presented separately as an expense rather than adjusted against revenue. Contracts with 
customers are presented in an entity's statement of financial position as a contract liability, a contract asset, or a receivable, 
depending on the relationship between the entity's performance and the customer's payment. Customer acquisition costs 
and costs to fulfil a contract can, subject to certain criteria, be capitalised as an asset and amortised over the contract 
period.

Impact of adoption
AASB 9 and AASB 15 were adopted using the modified retrospective approach and as such comparatives have not been 
restated. There was no impact of the adoption on opening retained earnings as at 1 July 2018.

AASB 15 uses the term 'contract assets' and 'contract liabilities'. To maintain consistency in presentation with prior periods, 
the Group has retained the use of 'accrued revenue' and 'deferred revenue', respectively.

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Notes to the financial statements 30 June 2019

Note 2. Significant accounting policies (continued)

Going concern

The financial statements have been prepared on the going concern basis, which contemplates continuity of normal business 
activities and the realisation of assets and discharge of liabilities in the normal course of business.

As disclosed in the financial statements the Group incurred a loss of $4,795,984 (30 June 2018: loss of $26,041,272) and 
had negative operating cash flows of $2,443,352 (30 June 2018: positive cashflows $2,639,215).

The Directors believe that it is reasonably foreseeable that the Group will continue as a going concern and that it is 
appropriate to adopt the going concern basis in the preparation of the financial report after consideration of the following 
factors:
●

The Group expects to achieve profitability by completing its cost saving measures and utilising growth opportunities 
from its media business in the next year; and
The Group’s proven record of being able to raise funds to support its business plan, which includes receiving an 
additional $1,600,000 of funding through a convertible loan note facility (refer to note 36).

●

Basis of preparation

These general purpose financial statements have been prepared in accordance with Australian Accounting Standards and 
Interpretations issued by the Australian Accounting Standards Board ('AASB') and the Corporations Act 2001, as 
appropriate for for-profit oriented entities. These financial statements also comply with International Financial Reporting 
Standards as issued by the International Accounting Standards Board ('IASB').

Historical cost convention
The financial statements have been prepared under the historical cost convention.

Critical accounting estimates
The preparation of the financial statements requires the use of certain critical accounting estimates. It also requires 
management to exercise its judgement in the process of applying the Group's accounting policies. The areas involving a 
higher degree of judgement or complexity, or areas where assumptions and estimates are significant to the financial 
statements, are disclosed in note 3.

Parent entity information
In accordance with the Corporations Act 2001, these financial statements present the results of the Group only. 
Supplementary information about the parent entity is disclosed in note 31.

Principles of consolidation
The consolidated financial statements incorporate the assets and liabilities of all subsidiaries of Crowd Media Holdings 
Limited as at 30 June 2019 and the results of all subsidiaries for the year then ended.

Subsidiaries are all those entities over which the Group has control. The Group controls an entity when the Group is 
exposed to, or has rights to, variable returns from its involvement with the entity and has the ability to affect those returns 
through its power to direct the activities of the entity. Subsidiaries are fully consolidated from the date on which control is 
transferred to the Group. They are de-consolidated from the date that control ceases.

Intercompany transactions, balances and unrealised gains on transactions between entities in the Group are eliminated. 
Unrealised losses are also eliminated unless the transaction provides evidence of the impairment of the asset transferred. 
Accounting policies of subsidiaries have been changed where necessary to ensure consistency with the policies adopted by 
the Group.

The acquisition of subsidiaries is accounted for using the acquisition method of accounting. A change in ownership interest, 
without the loss of control, is accounted for as an equity transaction, where the difference between the consideration 
transferred and the book value of the share of the non-controlling interest acquired is recognised directly in equity 
attributable to the parent.

Where the Group loses control over a subsidiary, it derecognises the assets including goodwill, liabilities and non-controlling 
interest in the subsidiary together with any cumulative translation differences recognised in equity. The Group recognises the 
fair value of the consideration received and the fair value of any investment retained together with any gain
or loss in profit or loss.

Operating segments
Operating segments are presented using the 'management approach', where the information presented is on the same 
basis as the internal reports provided to the Chief Operating Decision Makers ('CODM'). The CODM is responsible for the 
allocation of resources to operating segments and assessing their performance.

Foreign currency translation
The financial statements are presented in Australian dollars, which is Crowd Media Holdings Limited's functional and 
presentation currency.

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Notes to the financial statements 30 June 2019

Note 2. Significant accounting policies (continued)

Foreign currency transactions
Foreign currency transactions are translated into Australian dollars using the exchange rates prevailing at the dates of the 
transactions. Foreign exchange gains and losses resulting from the settlement of such transactions and from the translation 
at financial year-end exchange rates of monetary assets and liabilities denominated in foreign currencies are recognised in 
profit or loss.

Foreign operations
The assets and liabilities of foreign operations are translated into Australian dollars using the exchange rates at the reporting 
date. The revenues and expenses of foreign operations are translated into Australian dollars using the average exchange 
rates, which approximate the rates at the dates of the transactions, for the period. All resulting foreign exchange differences 
are recognised in other comprehensive income through the foreign currency reserve in equity.
The foreign currency reserve is recognised in profit or loss when the foreign operation or net investment is disposed of.

Revenue recognition
The Group recognises revenue as follows:

Revenue from contracts with customers
Revenue is recognised at an amount that reflects the consideration to which the Group is expected to be entitled in 
exchange for transferring goods or services to a customer. For each contract with a customer, the Group: identifies the 
contract with a customer; identifies the performance obligations in the contract; determines the transaction price which 
takes into account estimates of variable consideration and the time value of money; allocates the transaction price to the 
separate performance obligations on the basis of the relative stand-alone selling price of each distinct good or service to be 
delivered; and recognises revenue when or as each performance obligation is satisfied in a manner that depicts the transfer 
to the customer of the goods or services promised.

Variable consideration within the transaction price, if any, reflects concessions provided to the customer such as discounts, 
rebates and refunds, any potential bonuses receivable from the customer and any other contingent events. Such estimates 
are determined using either the 'expected value' or 'most likely amount' method. The measurement of variable consideration 
is subject to a constraining principle whereby revenue will only be recognised to the extent that it is highly probable that a 
significant reversal in the amount of cumulative revenue recognised will not occur. The measurement constraint continues 
until the uncertainty associated with the variable consideration is subsequently resolved. Amounts received that are subject 
to the constraining principle are recognised as a refund liability.

Rendering of services
Revenue from a contract to provide services is recognised over time as the services are rendered based on either a fixed 
price or an hourly rate.

Grant income
Grant income is recognised when it is received or when the right to receive payment is established.

Interest
Interest revenue is recognised as interest accrues using the effective interest method. This is a method of calculating the 
amortised cost of a financial asset and allocating the interest income over the relevant period using the effective interest rate, 
which is the rate that exactly discounts estimated future cash receipts through the expected life of the financial asset to the 
net carrying amount of the financial asset.

Other revenue
Other revenue is recognised when it is received or when the right to receive payment is established.

Income tax
The income tax expense or benefit for the period is the tax payable on that period's taxable income based on the applicable 
income tax rate for each jurisdiction, adjusted by the changes in deferred tax assets and liabilities attributable to temporary 
differences, unused tax losses and the adjustment recognised for prior periods, where applicable.

Deferred tax assets and liabilities are recognised for temporary differences at the tax rates expected to be applied when the 
assets are recovered or liabilities are settled, based on those tax rates that are enacted or substantively enacted, except for:

● When the deferred income tax asset or liability arises from the initial recognition of goodwill or an asset or liability in a 
transaction that is not a business combination and that, at the time of the transaction, affects neither the accounting 
nor taxable profits; or

● When the taxable temporary difference is associated with interests in subsidiaries, associates or joint ventures, and 

the timing of the reversal can be controlled and it is probable that the temporary difference will not reverse in the 
foreseeable future.

Deferred tax assets are recognised for deductible temporary differences and unused tax losses only if it is probable that 
future taxable amounts will be available to utilise those temporary differences and losses.

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Notes to the financial statements 30 June 2019

Note 2. Significant accounting policies (continued)

The carrying amount of recognised and unrecognised deferred tax assets are reviewed at each reporting date. Deferred tax 
assets recognised are reduced to the extent that it is no longer probable that future taxable profits will be available for the 
carrying amount to be recovered. Previously unrecognised deferred tax assets are recognised to the extent that it is 
probable that there are future taxable profits available to recover the asset.

Deferred tax assets and liabilities are offset only where there is a legally enforceable right to offset current tax assets against 
current tax liabilities and deferred tax assets against deferred tax liabilities; and they relate to the same taxable authority on 
either the same taxable entity or different taxable entities which intend to settle simultaneously.

Current and non-current classification
Assets and liabilities are presented in the statement of financial position based on current and non-current classification.

An asset is classified as current when: it is either expected to be realised or intended to be sold or consumed in the Group's 
normal operating cycle; it is held primarily for the purpose of trading; it is expected to be realised within 12 months after the 
reporting period; or the asset is cash or cash equivalent unless restricted from being exchanged or used to settle a liability 
for at least 12 months after the reporting period. All other assets are classified as non-current.

A liability is classified as current when: it is either expected to be settled in the Group's normal operating cycle; it is held 
primarily for the purpose of trading; it is due to be settled within 12 months after the reporting period; or there is no 
unconditional right to defer the settlement of the liability for at least 12 months after the reporting period. All other liabilities 
are classified as non-current. 

Deferred tax assets and liabilities are always classified as non-current.

Cash and cash equivalents
Cash and cash equivalents includes cash on hand, deposits held at call with financial institutions, other short-term, highly 
liquid investments with original maturities of three months or less that are readily convertible to known amounts of cash and 
which are subject to an insignificant risk of changes in value.

Trade and other receivables
Trade receivables are initially recognised at fair value and subsequently measured at amortised cost using the effective 
interest method, less any allowance for expected credit losses. Trade receivables are generally due for settlement within 30 
days.

The Group has applied the simplified approach to measuring expected credit losses, which uses a lifetime expected loss 
allowance. To measure the expected credit losses, trade receivables have been grouped based on days overdue.

Other receivables are recognised at amortised cost, less any allowance for expected credit losses.

Contract assets
Contract assets are recognised when the Group has transferred goods or services to the customer but where the Group is 
yet to establish an unconditional right to consideration. Contract assets are treated as financial assets for impairment 
purposes. The financial statements include the recognition of accrued revenue which is used to refer to a class of contract 
assets.

Derivative financial instruments
Derivatives are initially recognised at fair value on the date a derivative contract is entered into and are subsequently 
remeasured to their fair value at each reporting date. The accounting for subsequent changes in fair value depends on 
whether the derivative is designated as a hedging instrument, and if so, the nature of the item being hedged.

Derivatives are classified as current or non-current depending on the expected period of realisation.

Investments and other financial assets
Investments and other financial assets are initially measured at fair value. Transaction costs are included as part of the initial 
measurement, except for financial assets at fair value through profit or loss. Such assets are subsequently measured at 
either amortised cost or fair value depending on their classification. Classification is determined based on both the business 
model within which such assets are held and the contractual cash flow characteristics of the financial asset unless, an 
accounting mismatch is being avoided.

Financial assets are derecognised when the rights to receive cash flows have expired or have been transferred and the 
Group has transferred substantially all the risks and rewards of ownership. When there is no reasonable expectation of 
recovering part or all of a financial asset, it's carrying value is written off.

Impairment of financial assets
The Group recognises a loss allowance for expected credit losses on financial assets which are either measured at 
amortised cost or fair value through other comprehensive income. The measurement of the loss allowance depends upon 
the Group's assessment at the end of each reporting period as to whether the financial instrument's credit risk has 
increased significantly since initial recognition, based on reasonable and supportable information that is available, without 
undue cost or effort to obtain.

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Notes to the financial statements 30 June 2019

Note 2. Significant accounting policies (continued)

Where there has not been a significant increase in exposure to credit risk since initial recognition, a 12-month expected 
credit loss allowance is estimated. This represents a portion of the asset's lifetime expected credit losses that is attributable 
to a default event that is possible within the next 12 months. Where a financial asset has become credit impaired or where it 
is determined that credit risk has increased significantly, the loss allowance is based on the asset's lifetime expected credit 
losses. The amount of expected credit loss recognised is measured on the basis of the probability weighted present value of 
anticipated cash shortfalls over the life of the instrument discounted at the original effective interest rate.

For financial assets measured at fair value through other comprehensive income, the loss allowance is recognised within 
other comprehensive income. In all other cases, the loss allowance is recognised in profit or loss.

Property, plant and equipment
Plant and equipment is stated at historical cost less accumulated depreciation and impairment. Historical cost includes 
expenditure that is directly attributable to the acquisition of the items.

Depreciation is calculated on a straight-line basis to write off the net cost of each item of property, plant and equipment 
(excluding land) over their expected useful lives as follows:

Plant and equipment

1.5 - 5 years

The residual values, useful lives and depreciation methods are reviewed, and adjusted if appropriate, at each reporting date.

An item of property, plant and equipment is derecognised upon disposal or when there is no future economic benefit to the 
Group. Gains and losses between the carrying amount and the disposal proceeds are taken to profit or loss. Any revaluation 
surplus reserve relating to the item disposed of is transferred directly to retained profits.

Leases
The determination of whether an arrangement is or contains a lease is based on the substance of the arrangement and 
requires an assessment of whether the fulfilment of the arrangement is dependent on the use of a specific asset or assets 
and the arrangement conveys a right to use the asset.

A distinction is made between finance leases, which effectively transfer from the lessor to the lessee substantially all the risks 
and benefits incidental to the ownership of leased assets, and operating leases, under which the lessor effectively retains 
substantially all such risks and benefits.

Finance leases are capitalised. A lease asset and liability are established at the fair value of the leased assets, or if lower, the 
present value of minimum lease payments. Lease payments are allocated between the principal component of the lease 
liability and the finance costs, so as to achieve a constant rate of interest on the remaining balance of the liability.

Leased assets acquired under a finance lease are depreciated over the asset's useful life or over the shorter of the asset's 
useful life & the lease term if there is no reasonable certainty that the Group will obtain ownership at the end of the lease 
term.

Operating lease payments, net of any incentives received from the lessor, are charged to profit or loss on a straight-line basis 
over the term of the lease.

Intangible assets
Intangible assets acquired as part of a business combination, other than goodwill, are initially measured at their fair value at 
the date of the acquisition. Intangible assets acquired separately are initially recognised at cost. Indefinite life intangible 
assets are not amortised and are subsequently measured at cost less any impairment. Finite life intangible assets are 
subsequently measured at cost less amortisation and any impairment. The gains or losses recognised in profit or loss arising 
from the derecognition of intangible assets are measured as the difference between net disposal proceeds and the carrying 
amount of the intangible asset. The method and useful lives of finite life intangible assets are reviewed annually. Changes in 
the expected pattern of consumption or useful life are accounted for prospectively by changing the amortisation method or 
period.

Goodwill
Goodwill arises on the acquisition of a business. Goodwill is not amortised. Instead, goodwill is tested annually for 
impairment, or more frequently if events or changes in circumstances indicate that it might be impaired, and is carried at 
cost less accumulated impairment losses. Impairment losses on goodwill are taken to profit or loss and are not subsequently 
reversed.

Intellectual property
Significant costs associated with intellectual property are deferred and amortised on a straight-line basis over the period of 
their expected benefit, being their finite life of 5 years.

Distribution network
Significant investments in relation to distribution networks and messaging systems are capitalised as an asset and amortised 
on a straight-line basis over the period of their expected benefit, being their finite useful life of 4.7 years.

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Notes to the financial statements 30 June 2019

Note 2. Significant accounting policies (continued)

Software
Significant costs associated with software are deferred and amortised on a straight-line basis over the period of their 
expected benefit, being their finite life of 5 - 6 years.

Databases
Costs in relation to databases are capitalised as an asset and amortised on a straight-line basis over the period of their 
expected benefit, being their finite life of 5 - 6 years.

Impairment of non-financial assets
Goodwill and other intangible assets that have an indefinite useful life are not subject to amortisation and are tested annually 
for impairment, or more frequently if events or changes in circumstances indicate that they might be impaired. Other 
non-financial assets are reviewed for impairment whenever events or changes in circumstances indicate that the carrying 
amount may not be recoverable. An impairment loss is recognised for the amount by which the asset's carrying amount 
exceeds its recoverable amount.

Recoverable amount is the higher of an asset's fair value less costs of disposal and value-in-use. The value-in-use is the 
present value of the estimated future cash flows relating to the asset using a pre-tax discount rate specific to the asset or 
cash-generating unit to which the asset belongs. Assets that do not have independent cash flows are grouped together to 
form a cash-generating unit.

Trade and other payables
These amounts represent liabilities for goods and services provided to the Group prior to the end of the financial year and 
which are unpaid. Due to their short-term nature they are measured at amortised cost and are not discounted. The amounts 
are unsecured and are usually paid within 30 days of recognition.

Contract liabilities
Contract liabilities represent the Group's obligation to transfer goods or services to a customer and are recognised when a 
customer pays consideration, or when the Group recognises a receivable to reflect its unconditional right to consideration 
(whichever is earlier) before the Group has transferred the goods or services to the customer. These financial statements 
include the recognition of deferred revenue which is a term used to refer to a class of contract liabilities.

Borrowings
Loans and borrowings are initially recognised at the fair value of the consideration received, net of transaction costs. They 
are subsequently measured at amortised cost using the effective interest method.

Where there is an unconditional right to defer settlement of the liability for at least 12 months after the reporting date, the 
loans or borrowings are classified as non-current.

The component of the convertible notes that exhibit characteristics of a liability is recognised as a liability in the statement of 
financial position, net of transaction costs.

On the issue of the convertible notes the fair value of the liability component is determined using a market rate for an 
equivalent non-convertible bond and this amount is carried as a non-current liability using the amortised cost basis until 
extinguished on conversion or redemption. The increase in the liability due to the passage of time is recognised as a finance 
cost. The remainder of the proceeds are allocated to the conversion option that is recognised and included in shareholders 
equity as a convertible note reserve, net of transaction costs. The carrying amount of the conversion option is not 
remeasured in the subsequent years. The corresponding interest on convertible notes is expensed to profit or loss.

Finance costs
Finance costs attributable to qualifying assets are capitalised as part of the asset. All other finance costs are expensed in the 
period in which they are incurred.

Provisions
Provisions are recognised when the Group has a present (legal or constructive) obligation as a result of a past event, it is 
probable the Group will be required to settle the obligation, and a reliable estimate can be made of the amount of the 
obligation. The amount recognised as a provision is the best estimate of the consideration required to settle the present 
obligation at the reporting date, taking into account the risks and uncertainties surrounding the obligation. If the time value of 
money is material, provisions are discounted using a current pre-tax rate specific to the liability. The increase in the provision 
resulting from the passage of time is recognised as a finance cost.

Employee benefits

Short-term employee benefits
Liabilities for wages and salaries and other employee benefits expected to be settled within 12 months of the reporting date 
are measured at the amounts expected to be paid when the liabilities are settled.

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Notes to the financial statements 30 June 2019

Note 2. Significant accounting policies (continued)

Other long-term employee benefits
Employee benefits not expected to be settled within 12 months of the reporting date are measured as the present value of 
expected future payments to be made in respect of services provided by employees up to the reporting date. Consideration 
is given to expected future wage and salary levels, experience of employee departures and periods of service. Expected 
future payments are discounted using market yields at the reporting date on high-quality corporate bonds with terms to 
maturity and currency that match, as closely as possible, the estimated future cash outflows.

Defined contribution superannuation expense
Contributions to defined contribution superannuation plans are expensed in the period in which they are incurred.

Share-based payments
Equity-settled and cash-settled share-based compensation benefits are provided to employees.

Equity-settled transactions are awards of shares, performance rights or options over shares, that are provided to employees 
in exchange for the rendering of services. Cash-settled transactions are awards of cash for the exchange of services, where 
the amount of cash is determined by reference to the share price.

The cost of equity-settled transactions are measured at fair value on grant date. Fair value is independently determined using 
either the Binomial or Black-Scholes option pricing model that takes into account the exercise price, the term of the option, 
the impact of dilution, the share price at grant date and expected price volatility of the underlying share, the expected 
dividend yield and the risk free interest rate for the term of the option, together with non-vesting conditions that do not 
determine whether the Group receives the services that entitle the employees to receive payment. No account is taken of 
any other vesting conditions.

The cost of equity-settled transactions are recognised as an expense with a corresponding increase in equity over the 
vesting period. The cumulative charge to profit or loss is calculated based on the grant date fair value of the award, the best 
estimate of the number of awards that are likely to vest and the expired portion of the vesting period. The amount 
recognised in profit or loss for the period is the cumulative amount calculated at each reporting date less amounts already 
recognised in previous periods.

The cost of cash-settled transactions is initially, and at each reporting date until vested, determined by applying either the 
Binomial or Black-Scholes option pricing model, taking into consideration the terms and conditions on which the award was 
granted. The cumulative charge to profit or loss until settlement of the liability is calculated as follows:

●

●

during the vesting period, the liability at each reporting date is the fair value of the award at that date multiplied by 
the expired portion of the vesting period.
from the end of the vesting period until settlement of the award, the liability is the full fair value of the liability at the 
reporting date.

All changes in the liability are recognised in profit or loss. The ultimate cost of cash-settled transactions is the cash paid to 
settle the liability.

Market conditions are taken into consideration in determining fair value. Therefore, any awards subject to market conditions 
are considered to vest irrespective of whether or not that market condition has been met, provided all other conditions are 
satisfied.

If equity-settled awards are modified, as a minimum an expense is recognised as if the modification has not been made. An 
additional expense is recognised, over the remaining vesting period, for any modification that increases the total fair value of 
the share-based compensation benefit as at the date of modification.

If the non-vesting condition is within the control of the Group or employee, the failure to satisfy the condition is treated as a 
cancellation. If the condition is not within the control of the Group or employee and is not satisfied during the vesting period, 
any remaining expense for the award is recognised over the remaining vesting period, unless the award is forfeited.

If equity-settled awards are cancelled, they are treated as they had vested on the date of cancellation, and any remaining 
expense is recognised immediately. If a new replacement award is substituted for the cancelled award, the cancelled and 
new award is treated as if they were a modification.

Fair value measurement
When an asset or liability, financial or non-financial, is measured at fair value for recognition or disclosure purposes, the fair 
value is based on the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction 
between market participants at the measurement date; and assumes that the transaction will take place either: in the 
principal market; or in the absence of a principal market, in the most advantageous market.

Fair value is measured using the assumptions that market participants would use when pricing the asset or liability, 
assuming they act in their economic best interests. For non-financial assets, the fair value measurement is based on its 
highest and best use. Valuation techniques that are appropriate in the circumstances and for which sufficient data are 
available to measure fair value, are used, maximising the use of relevant observable inputs and minimising the use of 
unobservable inputs.

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Notes to the financial statements 30 June 2019

Note 2. Significant accounting policies (continued)

Assets and liabilities measured at fair value are classified into three levels, using a fair value hierarchy that reflects the 
significance of the inputs used in making the measurements. Classifications are reviewed at each reporting date and 
transfers between levels are determined based on a reassessment of the lowest level of input that is significant to the fair 
value measurement.

For recurring and non-recurring fair value measurements, external valuers may be used when internal expertise is either not 
available or when the valuation is deemed to be significant. External valuers are selected based on market knowledge and 
reputation. Where there is a significant change in fair value of an asset or liability from one period to another, an analysis is 
undertaken, which includes a verification of the major inputs applied in the latest valuation and a comparison, where 
applicable, with external sources of data.

Issued capital
Ordinary shares are classified as equity.

Incremental costs directly attributable to the issue of new shares or options are shown in equity as a deduction, net of tax, 
from the proceeds.

Earnings per share

Basic earnings per share
Basic earnings per share is calculated by dividing the profit attributable to the owners of Crowd Media Holdings Limited, 
excluding any costs of servicing equity other than ordinary shares, by the weighted average number of ordinary shares 
outstanding during the financial year, adjusted for bonus elements in ordinary shares issued during the financial year.

Diluted earnings per share
Diluted earnings per share adjusts the figures used in the determination of basic earnings per share to take into account the 
after income tax effect of interest and other financing costs associated with dilutive potential ordinary shares and the 
weighted average number of shares assumed to have been issued for no consideration in relation to dilutive potential 
ordinary shares.

Goods and Services Tax ('GST') and other similar taxes
Revenues, expenses and assets are recognised net of the amount of associated GST, unless the GST incurred is not 
recoverable from the tax authority. In this case it is recognised as part of the cost of the acquisition of the asset or as part of 
the expense.

Receivables and payables are stated inclusive of the amount of GST receivable or payable. The net amount of GST 
recoverable from, or payable to, the tax authority is included in other receivables or other payables in the statement of 
financial position.

Cash flows are presented on a gross basis. The GST components of cash flows arising from investing or financing activities 
which are recoverable from, or payable to the tax authority, are presented as operating cash flows.

Commitments and contingencies are disclosed net of the amount of GST recoverable from, or payable to, the tax authority.

New Accounting Standards and Interpretations not yet mandatory or early adopted
Australian Accounting Standards and Interpretations that have recently been issued or amended but are not yet mandatory, 
have not been early adopted by the Group for the annual reporting period ended 30 June 2019. The Group's assessment of 
the impact of these new or amended Accounting Standards and Interpretations, most relevant to the Group, are set out 
below.

AASB 16 Leases
This standard is applicable to annual reporting periods beginning on or after 1 January 2019. The standard replaces AASB 
117 'Leases' and for lessees will eliminate the classifications of operating leases and finance leases. Subject to exceptions, a 
'right-of-use' asset and lease liability are recognised at the commencement of the lease. The right-of-use asset is 
recognised at an amount that is equivalent to the initial measurement of the lease liability, adjusted by the amount of any 
prepaid or accrued lease payments previously recognised in the statement of financial position in relation the lease and an 
estimate of any future restoration, removal or dismantling costs. The lease liability is recognised at the present value of future 
lease payments comprising fixed lease payments less incentives, variable lease payments, residual guarantees payable, 
payment of purchase options where exercise is reasonably certain, and any anticipated termination penalties. The lease 
payments are discounted at the entity’s incremental borrowing rate. The exceptions relate to short-term leases of 12 months 
or less and leases of low-value assets (such as personal computers and small office furniture) where an accounting policy 
choice exists whereby either a 'right-of-use' asset is recognised or lease payments are expensed to profit or loss as 
incurred. Under the new standard, the previous straight-line operating lease expense recognition will be replaced with a 
depreciation charge of the right-of-use asset (classified as operating costs) together with an interest expense on the 
recognised lease liability (classified as finance costs). In the earlier periods of the lease, the expenses associated with the 
lease under AASB 16 will be higher when compared to lease expenses under AASB 117. However, EBITDA (Earnings 
Before Interest, Tax, Depreciation and Amortisation) results will improve as the operating expense is replaced by interest and 
depreciation expenses in profit or loss under AASB 16. 

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Notes to the financial statements 30 June 2019

Note 2. Significant accounting policies (continued)

For classification within the statement of cash flows, under AASB 16, the lease payments will be separated and reclassified 
as payment of principal (financing activities) and interest (either operating or financing activities). For lessor accounting, the 
standard does not substantially change how a lessor accounts for leases.

Given the limited number of operating leases the Group has on hand with its properties, there will be no material impact on 
the statement of financial position. A right of use asset and lease liability will be recognised, estimated to be approximately 
$0.65m. There will be no material impact on a net basis. 

New Conceptual Framework for Financial Reporting
A revised Conceptual Framework for Financial Reporting has been issued by the AASB and is applicable for annual reporting 
periods beginning on or after 1 January 2020. This release impacts for-profit private sector entities that have public 
accountability that are required by legislation to comply with Australian Accounting Standards and other for-profit entities 
that voluntarily elect to apply the Conceptual Framework. Phase 2 of the framework is yet to be released which will impact 
for-profit private sector entities. The application of new definition and recognition criteria as well as new guidance on 
measurement will result in amendments to several accounting standards. The issue of AASB 2019-1 Amendments to 
Australian Accounting Standards – References to the Conceptual Framework, also applicable from 1 January 2020, includes 
such amendments. Where the Group has relied on the conceptual framework in determining its accounting policies for 
transactions, events or conditions that are not otherwise dealt with under Australian Accounting Standards, the Group may 
need to revisit such policies. The Group will apply the revised conceptual framework from 1 July 2020 and is yet to assess 
its impact.

Note 3. Critical accounting judgements, estimates and assumptions

The preparation of the financial statements requires management to make judgements, estimates and assumptions that 
affect the reported amounts in the financial statements. Management continually evaluates its judgements and estimates in 
relation to assets, liabilities, contingent liabilities, revenue and expenses. Management bases its judgements, estimates and 
assumptions on historical experience and on other various factors, including expectations of future events, management 
believes to be reasonable under the circumstances. The resulting accounting judgements and estimates will seldom equal 
the related actual results. The judgements, estimates and assumptions that have a significant risk of causing a material 
adjustment to the carrying amounts of assets and liabilities (refer to the respective notes) within the next financial year are 
discussed below.

Share-based payment transactions
The Group measures the cost of equity-settled transactions with employees by reference to the fair value of the equity 
instruments at the date at which they are granted. The fair value is determined by using either the Binomial or Black-Scholes 
model taking into account the terms and conditions upon which the instruments were granted. The accounting estimates 
and assumptions relating to equity-settled share-based payments would have no impact on the carrying amounts of assets 
and liabilities within the next annual reporting period but may impact profit or loss and equity. Refer to note 35 for details of 
inputs utilised in calculating the fair value of the equity instrument.

Allowance for expected credit losses
The allowance for expected credit losses assessment requires a degree of estimation and judgement. It is based on the 
lifetime expected credit loss, grouped based on days overdue, and makes assumptions to allocate an overall expected 
credit loss rate for each group. These assumptions include recent sales experience and historical collection rates.

Estimation of useful lives of assets
The Group determines the estimated useful lives and related depreciation and amortisation charges for its property, plant 
and equipment and finite life intangible assets. The useful lives could change significantly as a result of technical innovations 
or some other event. The depreciation and amortisation charge will increase where the useful lives are less than previously 
estimated lives, or technically obsolete or non-strategic assets that have been abandoned or sold will be written off or written 
down.

Goodwill and other indefinite life intangible assets
The Group tests annually, or more frequently if events or changes in circumstances indicate impairment, whether goodwill 
and other indefinite life intangible assets have suffered any impairment, in accordance with the accounting policy stated in 
note 2. The recoverable amounts of cash-generating units have been determined based on value-in-use calculations. These 
calculations require the use of assumptions, including estimated pre-tax discount rates based on the current cost of capital 
and growth rates of the estimated future cash flows.

Impairment of non-financial assets other than goodwill and other indefinite life intangible assets
The Group assesses impairment of non-financial assets other than goodwill and other indefinite life intangible assets at each 
reporting date by evaluating conditions specific to the Group and to the particular asset that may lead to impairment. If an 
impairment trigger exists, the recoverable amount of the asset is determined. This involves fair value less costs of disposal or 
value-in-use calculations, which incorporate a number of key estimates and assumptions.

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Notes to the financial statements 30 June 2019

Note 3. Critical accounting judgements, estimates and assumptions (continued)

Income tax
The Group is subject to income taxes in the jurisdictions in which it operates. Significant judgement is required in determining 
the provision for income tax. There are many transactions and calculations undertaken during the ordinary course of 
business for which the ultimate tax determination is uncertain. The Group recognises liabilities for anticipated tax audit issues 
based on the Group's current understanding of the tax law. Where the final tax outcome of these matters is different from 
the carrying amounts, such differences will impact the current & deferred tax provisions in the period in which such 
determination is made.

Recovery of deferred tax assets
Deferred tax assets are recognised for deductible temporary differences only if the Group considers it is probable that future 
taxable amounts will be available to utilise those temporary differences and losses.

Note 4. Operating segments

Identification of reportable operating segments
The Group is organised into three operating segments: Mobile Content - Q & A (‘Q&A’), Mobile Content - Subscription 
(‘Subscription’) and Crowd Media ('Crowd Media'). The Company operates mobile content businesses globally but 
predominantly in Europe and Australasia. These operating segments are based on the internal reports that are reviewed and 
used by the Board of Directors (who are identified as the Chief Operating Decision Makers ('CODM')) in assessing 
performance and in determining the allocation of resources. There is no aggregation of operating segments.

The Q&A operating segment recognises all corporate costs including public company costs, acquisition costs, share based 
payments expense and restructure costs.

For operating segment performance, the CODM reviews EBITDA (earnings before interest, tax, depreciation and 
amortisation). The accounting policies adopted for internal reporting to the CODM are consistent with those adopted in the 
financial statements.

The information reported to the CODM is on at least a monthly basis.

Types of products and services
The principal products and services of each of these operating segments are as follows:

Mobile Content
Q&A

Crowd Mobile proprietary Q&A micro job platform technology that facilitates Q&A 
entertainment products via various Direct Carrier Billing, SMS and App product 
offerings.

Mobile Content
Subscription

Crowd Mobile subscription based, broad content offering of products such as mobile 
security, games and video portals via an m-payments network.

Crowd Media

Crowd Media works with brands and digital influencers to provide social media 
marketing, digital influencer advertising and commerce platform and 3rd party affiliate 
revenues.

Intersegment receivables, payables and loans
Intersegment loans are initially recognised at the consideration received. Intersegment loans receivable and loans payable 
that earn or incur non-market interest are not adjusted to fair value based on market interest rates. Intersegment loans are 
eliminated on consolidation.

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Notes to the financial statements 30 June 2019

Note 4. Operating segments (continued)

Operating segment information

Consolidated - 2019

Revenue

Q&A*

$

Subscription

Crowd Media

$

$

Total

$

Sales to external customers

15,923,286

6,361,291

1,634,199

23,918,776

Interest income

Total revenue

1,991

-

-

1,991

15,925,277

6,361,291

1,634,199

23,920,767

EBITDA

Depreciation and amortisation

Allowance for expected credit losses

Interest income

Finance costs

(3,299,165)

(71,176)

(978,258)

1,991

427,500

(129,612)

(147,338)

-

1,799,374

(2,376,698)

Other non-cash expenses

106,903

-

(1,664,132)

(4,535,797)

(8,340)

(32,889)

-

(5,570)

-

(209,128)

(1,158,485)

1,991

(582,894)

106,903

Loss before income tax benefit

(2,440,331)

(2,226,148)

(1,710,931)

(6,377,410)

Income tax benefit

Loss after  income tax benefit

1,581,426

(4,795,984)

Assets

Segment assets

Total assets

Liabilities

Segment liabilities

Total liabilities

5,320,341

3,385,513

253,339

8,959,193

8,959,193

5,605,533

1,994,227

411,320

8,011,080

8,011,080

* Q&A segment includes Group Corporate costs

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Notes to the financial statements 30 June 2019

Note 4. Operating segments (continued)

Consolidated - 2018

Revenue

Q&A*

$

Subscription

Crowd Media

$

$

Total

$

Sales to external customers

24,736,054

13,323,863

492,430

38,552,347

Other revenue

Interest income

Total revenue

EBITDA

Depreciation and amortisation

Impairment of assets

Finance costs

Other non-cash expenses

5,262

2,655

-

-

-

-

5,262

2,655

25,743,971

13,323,863

492,430

38,560,264

3,021,051

(2,558,683)

2,661,138

(125,663)

(3,522,438)

-

(25,913,717)

(1,528,206)

(382,380)

-

-

3,123,506

(3,648,101)

(25,913,717)

(1,528,206)

(382,380)

-

-

-

-

Profit/(Loss) before income tax benefit

624,889

(26,415,104)

(2,558,683)

(28,348,898)

Income tax benefit

Loss after  income tax benefit

Assets

Segment assets

Total assets

Liabilities

Segment liabilities

Total liabilities

* Q&A segment includes Group Corporate costs

Geographical information

6,902,832

6,008,038

(9,070,676)

17,326,115

2,307,626

(26,041,272)

12,910,870

12,910,870

8,255,439

8,255,439

-

-

Australasia

Europe

Latin America

Other

Revenue

Geographical non-current assets

2019
$

2018
$

2019
$

2018
$

776,353

4,574,281

20,692,287

31,458,934

1,773,305

676,831

1,936,733

582,399

597,714

369,173

-

-

681,007

531,250

-

-

23,918,776

38,552,347

966,887

1,212,257

The geographical non-current assets above are exclusive of, where applicable, financial instruments, deferred tax assets, 
post-employment benefits assets and rights under insurance contracts

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Notes to the financial statements 30 June 2019

Note 5. Revenue

Disaggregation of revenue
The disaggregation of revenue from contracts with customers is as follows:

Consolidated - 2019

Major product lines
Information
Entertainment and content
Marketing agency

Geographical regions
Australasia
Europe
Latin America
Other

Q&A*

$

Subscription

Crowd Media

$

$

Total

$

15,923,286
-
-

-
6,361,291
-

-
-
1,634,199

15,923,286
6,361,291
1,634,199

15,923,286

6,361,291

1,634,199

23,918,776

534,639
14,131,857
1,251,064
5,726

241,714
5,372,447
522,241
224,889

-
1,187,983
-
446,216

776,353
20,692,287
1,773,305
676,831

15,923,286

6,361,291

1,634,199

23,918,776

Timing of revenue recognition
Goods transferred at a point in time
Services transferred over time

15,923,286
-

6,361,291
-

-
1,634,199

22,284,577
1,634,199

15,923,286

6,361,291

1,634,199

23,918,776

Disaggregation of revenue disclosure are required by AASB 15. As AASB 15 was adopted using the modified retrospective 
approach, comparatives have not been provided.

Note 6. Expenses

Loss before income tax includes the following specific expenses:

Consolidated

2019
$

2018
$

Depreciation
Property, plant and equipment (note 12)

Amortisation
Intangibles (note 13)

Total depreciation and amortisation

Impairment
Impairment of intangibles (note 13)

Allowance for expected credit losses

Total impairment

Finance costs
Interests and finance charges paid

Rental expense relating to operating leases
Minimum lease payments

Superannuation expense
Defined contribution superannuation expense

Share-based payments expense
Share-based payments expense

192,988

16,140

209,128

-

1,158,485

1,158,485

582,894

407,815

62,263

24,750

219,474

3,428,627

3,648,101

25,380,044

533,673

25,913,717

1,528,206

492,642

110,957

382,380

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Notes to the financial statements 30 June 2019

Note 7. Income tax benefit

Income tax benefit
Current tax
Deferred tax - origination and reversal of temporary differences

Consolidated

2019
$

2018
$

(25,761)
(1,555,665)

(38,775)
(2,268,851)

Aggregate income tax benefit

(1,581,426)

(2,307,626)

Deferred tax included in income tax benefit comprises
Decrease/(increase) in deferred tax assets (note 14)
Decrease in deferred tax liabilities

(1,555,665)
-

278,286
(2,547,137)

Deferred tax - origination and reversal of temporary differences

(1,555,665)

(2,268,851)

Numerical reconciliation of income tax benefit and tax at the 
statutory rate
Loss before income tax benefit

(6,377,410)

(28,348,898)

Tax at the statutory tax rate of 30%

(1,913,223)

(8,504,669)

Tax effect amounts which are not deductible/(taxable) in calculating 
taxable income
Entertainment expenses
Track impairment
Share-based payments
Employee entitlement accruals
Interest expense (JGB Optionality)
Other items (net)

Differences in overseas tax rates

3,331
-
7,425
9,258
9,824
14,621

(1,868,764)

287,338

18,320
7,614,013
114,714
3,620
29,472
(83,530)

(808,060)

(1,499,566)

Income tax benefit

(1,581,426)

(2,307,626)

Amounts charged directly to equity

Deferred tax assets (note 14)

Note 8. Current assets - cash and cash equivalents

Consolidated

2019
$

2018
$

455,714

-

Consolidated

2019
$

2018
$

Cash at Bank

839,462

2,559,776

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Notes to the financial statements 30 June 2019

Note 9. Current assets - trade and other receivables

Trade receivables
Less: Allowance for expected credit losses
(2018: Provision for impairment of receivables)

Aggregate income tax benefit

Other receivables
Interest receivable

Consolidated

2019
$

2018
$

3,903,833

(1,792,223)

2,111,610

811
57,706

2,947,400

(633,742)

2,313,658

1,984
76,663

2,170,127

2,392,305

Allowance for expected credit losses
The Group has recognised a loss of $1,158,485 in profit or loss in respect of the expected credit losses for the year ended 
30 June 2019.

The ageing of the receivables and allowance for expected credit losses provided for above are as follows:

Consolidated - 2019

Not overdue
0 to 3 months overdue
3 to 6 months overdue
6 to 9 months overdue
Over 9 months overdue

Expected credit loss rate

Carrying amount

Allowance for expected 
credit losses

2019
%

2019
$

2019
$

5%
13%
69%
91%
100%

1,606,562
565,988
73,428
727,263
930,592

3,903,833

75,578
73,578
50,665
661,810
930,592

1,792,223

Past due but not impaired
The following table details the Group’s trade and other receivables exposed to credit risk with ageing analysis and 
impairment provided for thereon. Amounts are considered as ‘past due’ when the debt has not been settled, with the terms 
and conditions agreed between the Group and the customer or counter party to the transaction. Receivables that are past 
due are assessed for impairment by ascertaining solvency of the debtors and are provided for where there are specific 
circumstances indicating that the debt may not be fully repaid to the Group. The balances of receivables that remain within 
initial trade terms (as detailed in the table) are considered to be of high credit quality.

Consolidated
2018

Within initial 
trade terms

<30 days 
overdue

30-60 days 
overdue

>60 days 
overdue

Past due and 
impaired

$

$

$

$

$

Total

$

Trade receivables
Accrued income
Other receivables
Interest receivables

1,597,948
5,427,467
1,984
76,663

293,686
-
-
-

114,371
-
-
-

307,653
-
-
-

633,742
-
-
-

2,947,400
5,427,467
1,984
76,663

7,104,062

293,686

114,371

307,653

633,742

8,453,514

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Notes to the financial statements 30 June 2019

Note 10. Current assets - accrued income

Accrued income

2,752,300

5,427,467

AASB 15 uses the term ‘contract assets’ and ‘contract liabilities’ to maintain consistency in presentation with prior periods, 
the Group has retained the use of ‘accrued income’ and ‘deferred revenue’, respectively.

Consolidated

2019
$

2018
$

Note 11. Current assets - other

Prepayments
Security deposits
Other deposits

Note 12. Non-current assets - property, plant and equipment

Plant and equipment - at cost
Less: accumulated depreciation

Consolidated

2019
$

2018
$

241,327
8,098
66,999

316,424

419,336
50,403
25,410

495,149

Consolidated

2019
$

2018
$

983,954
(631,062)

352,892

1,408,846
(910,478)

498,368

Reconciliations
Reconciliations of the written down values at the beginning and end of the current and previous financial year are set out 
below:

Consolidated

Balance at 1 July 2017
Additions
Exchange differences
Depreciation expense

Balance at 30 June 2018
Additions
Disposals
Exchange differences
Depreciation expense

Balance at 30 June 2019

Plant and equipment
$

400,397
342,163
(24,718)
(219,474)

498,368
14,352
(6,505)
39,665
(192,988)

352,892

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Notes to the financial statements 30 June 2019

Note 13. Non-current assets - intangibles

Goodwill after impairment

317,214

317,214

Consolidated

2019
$

2018
$

Intellectual property
Less: Accumulated amortisation

Distribution network - at cost
Less: Accumulated amortisation
Less: Impairment

Software - at cost
Less: Accumulated amortisation
Less: Impairment

Databases - at cost
Less: Accumulated amortisation

Website and other intangibles - at cost
Less: Accumulated amortisation

2,714,980
(2,616,054)

2,714,828
(2,614,786)

98,926

100,042

13,600,006
(8,191,809)
(5,408,197)

13,206,293
(7,948,401)
(5,251,603)

-

6,289

3,085,181
(969,293)
(2,114,833)

3,014,833
(955,515)
(2,053,598)

1,055

5,720

621,900
(456,899)

165,001

36,892
(5,094)

31,798

621,900
(456,899)

165,001

120,864
(1,242)

119,622

613,994

713,888

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Notes to the financial statements 30 June 2019

Note 13. Non-current assets - intangibles (continued)

Reconciliations
Reconciliations of the written down values at the beginning and end of the current and previous financial year are set out 
below:

Consolidated

Goodwill

Intellectual 
property

Distribution 
network

Software

Databases

Website and 
other 
intangibles

$

$

$

$

$

$

Balance: 1/07/2017
Additions
Disposals
Exchange differences
Impairment of assets
Amortisation expense

Balance: 30/06/2018
Additions
Disposals
Exchange differences
Amortisation expense

17,538,217
-
-
853,840
(18,074,843)
-

317,214
-
-
-
-

46,759
55,380
-
(2,097)
-
-

100,042
-
-
99
(1,215)

8,405,717
-
-
259,452
(5,251,603)
(3,407,277)

1,958,467
-
(25,245)
120,901
(2,053,598)
5,195

6,289
-
-
154
(6,443)

5,720
-
-
-
(4,665)

190,304
-
-
-
-
(25,303)

165,001
-
-
-
-

-
120,864
-
-
-
(1,242)

119,622
51,826
(137,904)
2,071
(3,817)

Total

$

28,139,464
176,244
(25,245)
1,232,096
(25,380,044)
(3,428,627)

713,888
51,826
(137,904)
2,324
(16,140)

Balance: 30/06/2019

317,214

98,926

-

1,055

165,001

31,798

613,994

Goodwill acquired through business combinations is allocated to cash generating units, as follows:

Cash generating unit

Q&A

Bongo IP Ltd
Global AQA IP Pty Ltd
Buddy IP Pty Ltd

Consolidated

2019
$

2018
$

230,774
64,393
22,047

317,214

230,774
64,393
22,047

317,214

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Notes to the financial statements 30 June 2019

Note 14. Non-current assets - deferred tax

Deferred tax asset comprises temporary differences attributable to:

Amounts recognised in profit or loss:
Tax losses
Employee benefits
Transaction fees (blackhole expenditure)
Provisions
Other

Amounts recognised in equity:
Foreign exchange revaluation

Deferred tax asset

Movements:
Opening balance
Credited/(charged) to profit or loss (note 7)
Charged to equity (note 7)

Closing balance

Note 15. Current liabilities - trade and other payables

Trade payables
Accrued expenses and other payables

Refer to note 25 for further information on financial instruments.

Note 16. Current liabilities - deferred revenue

Consolidated

2019
$

2018
$

1,326,003
8,979
341,521
352,015
7,115

2,035,633

(455,714)

1,579,919

479,968
1,555,665
(455,714)

1,579,919

-
11,791
455,637
-
12,540

479,968

-

479,968

758,254
(278,286)
-

479,968

Consolidated

2019
$

2018
$

1,921,970
2,171,442

4,093,412

2,568,426
2,211,966

4,780,392

Consolidated

2019
$

2018
$

Deferred revenue

176,345

105,101

AASB 15 uses the term ‘contract assets’ and ‘contract liabilities’. To maintain consistency in presentation with prior periods, 
the Group has retained the use of ‘accrued income’ and ‘deferred revenue’, respectively.

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Notes to the financial statements 30 June 2019

Note 17. Current liabilities - borrowings

Consolidated

2019
$

2018
$

Convertible notes payable - JGB

-

3,287,542

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The JGB convertible note balance was paid in full upon refinancing with BillFront on 12 April 2019
Refer to note 19 for further information on assets pledged as security.
Refer to note 25 for further information on financial instruments

Note 18. Current liabilities - employee benefits

Consolidated

Employee benefits

Note 19. Non-current liabilities - borrowings

Consolidated

Loans payable - NTH Mobile Limited
Loans payable - BillFront
Convertible notes payable - Obsidian

2019
$

2019
$

2018
$

46,098

82,404

2018
$

-
-
-

-

418,397
2,169,032
404,420

2,991,849

Refer to note 25 for further information on financial instruments

Loans payable – NTH Mobile Limited
The NTH Mobile Limited balance date debt is EUR€261,500. The principal balance and interest, payable at a fixed annual 
rate of 3.99%, is due upon maturity at 25 September 2020.

Loans payable – BillFront
The BillFront note balance date debt is EUR€1,339,835. The note is a two-year revolving credit facility with a maximum 
aggregate outstanding amount of EUR€1,750,000. It is senior secured against all of the Company's assets, including 
receivables. The effective annual interest rate is 11.3% and the maturity date is 12 April 2021.

Convertible notes payable – Obsidian
On 6 June 2019, the Company entered into a Convertible Securities Agreement with Obsidian Global Partners, LLC 
('Obsidian'), pursuant to which Obsidian may invest up to AUD$1,500,000 in cash across two tranches in return for 
convertible notes in the Company. The first tranche was executed on 12 June 2019, pursuant to which the Company raised 
AUD$750,000 (less associated fees and costs) and issued 5,259 convertible notes with a face value of USD$120 each. On 
28 June 2019, Obsidian converted 500 notes to shares. As the transaction did not meet the fixed-for-fixed test, the 
conversion option is recorded as a derivative liability and measured at fair value (refer note 20).

The second tranche, in which Obsidian may invest a further AUD$750,000 in the Company, is intended to occur no earlier 
than 90 days after the date of the first tranche (12 June 2019) and is subject to the Company satisfying certain conditions, 
including obtaining approval of its shareholders.

Total secured liabilities
The total secured liabilities (current and non-current) are as follows:

Consolidated

Loans payable - NTH Mobile Limited
Loans payable - BillFront
Convertible notes payable - JGB
Convertible notes payable - Obsidian

2019
$

2018
$

418,397
2,169,032
-
404,420

2,991,849

-
-
3,287,542
-

3,287,542

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Notes to the financial statements 30 June 2019

Note 20. Non-current liabilities - derivative financial instruments

Consolidated

2019
$

2018
$

Convertible notes derivative liability 

152,467

-

●
●

Refer to note 25 for further information on financial instruments.
Refer to note 26 for further information on fair value measurement.

Note 21. Equity - issued capital

Consolidated 

2019

Shares

2018

Shares

2019

$

2018

$

Ordinary shares - fully paid

241,265,666

222,074,251

28,720,072

28,167,383

Movements in ordinary share capital

Details

Date

Shares

Issue price

$

Balance
Issue of shares on exercise of performance rights
Issue of shares
Share buy-back

1 Jul 2017
15 Sep 2017
5 Dec 2017
7 Jun 2018

219,683,699
2,912,844
769,230
(1,291,522)

Balance
Issue of shares
Issue of shares in satisfaction of commitment fees for 
new issue of convertible notes
Issue of shares on conversion of convertible notes

30 Jun 2018
12 Dec 2018

12 Jun 2019

28 Jun 2019

222,074,251
11,288,179

1,681,614

6,221,622

28,165,539
-
100,000
(98,156)

28,167,383
428,957

37,500

86,232

$0.130
$0.076

$0.038

$0.014

Balance

30 Jun 2019

241,265,666

28,720,072

Ordinary shares
Ordinary shares entitle the holder to participate in dividends and the proceeds on the winding up of the Company in 
proportion to the number of and amounts paid on the shares held. The fully paid ordinary shares have no par value and the 
Company does not have a limited amount of authorised capital.
On a show of hands every member present at a meeting in person or by proxy shall have one vote and upon a poll each 
share shall have one vote.

Share buy-back
On 20 Apr 2018, the Company announced a buy-back of ordinary shares for holders of less than marketable parcels of 
shares in the Company. A total of 1,291,522 were sold at a price of 7.6 cent per share, being the Volume Weighted Average 
Price for the 5 days on which shares were traded between 11 Apr 2018 and 19 Apr 2018. The proceeds were distributed to 
the shareholders who participated in the Buy-Back before 20 June 2018. These shares were cancelled once transferred to 
the Company.

Capital risk management
The Group's objectives when managing capital is to safeguard its ability to continue as a going concern, so that it can provide 
returns for shareholders &benefits for other stakeholders & to maintain an optimum capital structure to reduce the cost of 
capital.
Capital is regarded as total equity, as recognised in the statement of financial position, plus net debt. Net debt is calculated as 
total borrowings less cash and cash equivalents.
In order to maintain or adjust the capital structure, the Group may adjust the amount of dividends paid to shareholders, return 
capital to shareholders, issue new shares or sell assets to reduce debt.
The Group would look to raise capital when an opportunity to invest in a business or company was seen as value adding 
relative to the current Company's share price at the time of the investment. The Group will pursue additional investments 
however in the short term the focus is to integrate and grow its existing businesses in order to maximise synergies.
The Group is subject to certain financing arrangement covenants and meeting these is given priority in all capital risk 
management decisions. There have been no events of default on the financing arrangements during the financial year.
The capital risk management policy remains unchanged from the 2018 Annual Report.

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Notes to the financial statements 30 June 2019

Note 22. Equity - reserves

Consolidated

Foreign currency reserve
Share-based payments reserve
Convertible note optionality reserve

2019
$

2018
$

249,274
4,813,399
-

5,062,673

(261,953)
4,788,649
212,851

4,739,547

Foreign currency reserve
The reserve is used to recognise exchange differences arising from the translation of the financial statements of foreign 
operations to Australian dollars. It is also used to recognise gains and losses on hedges of the net investments in foreign 
operations.

Share-based payments reserve
The reserve is used to recognise the value of equity benefits provided to employees and directors as part of their 
remuneration, and other parties as part of their compensation for services.

Convertible note optionality reserve
The reserve is used to recognise the value of the optionality component of the convertible note over the life of the facility.

Note 23. Equity - accumulated losses

Consolidated

Accumulated losses at the beginning of the financial year
Loss after income tax benefit for the year
Transfer from convertible note optionality reserve

2019
$

2018
$

(28,251,499)
(4,795,984)
212,851

(2,210,227)
(26,041,272)
-

Accumulated losses at the end of the financial year

(32,834,632)

(28,251,499)

Note 24. Equity - dividends

There were no dividends paid, recommended or declared during the current or previous financial year.

Note 25. Financial instruments

Financial risk management objectives
The Group's activities expose it to a variety of financial risks: market risk (including foreign currency risk, price risk and interest 
rate risk), credit risk and liquidity risk. The Group's overall risk management program focuses on the unpredictability of 
financial markets and seeks to minimise potential adverse effects on the financial performance of the Group. Due to our 
smaller size and less complex business and including the natural revenue and expense cash flow hedges in the Australian and 
European operations, whilst we maintain an active dialogue with foreign exchange providers, as yet the Group, to date, has 
not required the use of derivative financial instruments such as forward foreign exchange contracts to hedge risk. This may 
change in the future as our operations and related treasury needs develop. The Group uses different methods to measure 
different types of risk to which it is exposed. These methods may include sensitivity analysis in the case of interest rate, foreign 
exchange and other price risks, as well as ageing analysis for credit risk.

Risk management is carried out between the CEO and key management personnel under policies approved by the Board of 
Directors ('the Board'). These policies include identification and analysis of the risk exposure of the Group and appropriate 
procedures, controls and risk limits. The CEO and CFO identify, evaluate and hedge financial risks within the Group's 
operating units (where appropriate) and report to the Board on a monthly basis.

Market risk
Foreign currency risk
The Group undertakes certain transactions denominated in foreign currency and is exposed to foreign currency risk through 
foreign exchange rate fluctuations.

Foreign exchange risk arises from future commercial transactions and recognised financial assets and financial liabilities 
denominated in a currency that is not the entity's functional currency. The risk is measured using sensitivity analysis and cash 
flow forecasting.

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Notes to the financial statements 30 June 2019

Note 25. Financial instruments (continued)

The average exchange rates and reporting date exchange rates applied were as follows:

Consolidated

Australian dollars
United Kingdom Sterling
European Union Euros
United States Dollars
Hungarian Forint

Average exchange rates

Reporting date exchange rates

2019

2018

2019

2018

0.5525
0.6268
0.7151
201.6197

0.5760
0.6500
0.7760
202.6040

0.5522
0.6172
0.7015
199.0528

0.5610
0.6330
0.7400
280.5860

The carrying amount of the Group’s foreign currency denominated financial assets and financial liabilities at the reporting 
date were as follows:

Consolidated

Australian dollars
Euros
Pound Sterling
United States Dollar
Mexican Peso
Turkish Lira
South African Rand
Hungarian Forint
Other

Sensitivity analysis

Assets

2019
$

928,775
3,221,842
452,159
977,641
337,803
393,953
364,892
96,285
722,246

2018
$

2,414,189
5,346,757
833,453
1,091,473
411,624
238,209
553
294,517
303,868

Liabilities

2019
$

1,367,561
5,259,549
97,501
353,877
74,984
33,010
4,777
-
563,287

2018
$

578,070
5,639,503
130,039
631,248
-
-
-
-
4,684

7,495,596

10,934,643

7,754,546

6,983,544

Consolidated - 2019

%
change

Effect on profit

Effect on 
equity

%
change

Effect on profit

Effect on 
equity

AUD strengthened

AUD weakened Effect on profit

United Kingdom Sterling
European Union Euros
Other currencies

5%
5%
5%

114,831
(62,617)
221,565

114,831
(62,617)
221,565

(5%)
(5%)
(5%)

(114,831)
62,617
(221,565)

(114,831)
62,617
(221,565)

273,779

273,779

(273,779)

(273,779)

Consolidated - 2018

%
change

Effect on profit

Effect on 
equity

%
change

Effect on profit

Effect on 
equity

AUD strengthened

AUD weakened Effect on profit

United Kingdom Sterling
European Union Euros
Other currencies

5%
5%
5%

95,027
(1,175,952)
17,521

95,027
(1,175,952)
17,521

(5%)
(5%)
(5%)

(95,027)
1,175,952
(17,521)

(95,027)
1,175,952
(17,521)

(1,063,404)

(1,063,404)

1,063,404

1,063,404

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Notes to the financial statements 30 June 2019

Note 25. Financial instruments (continued)

The analysis above has been carried out on the following basis:

●
●

Management’s estimate of what is reasonably possible for changes in exchange rates (i.e. 5%) for the financial year.
Hedged transactions were not taken into consideration. It is reasonable to expect that fluctuations on the value of 
hedged items are almost fully offset by hedging instruments.

Price risk
The Group is not exposed to any significant price risk.

Interest rate risk
The Group's main interest rate risk arises from borrowings. Borrowings issued at variable rates expose the Group to interest 
rate risk. Borrowings issued at fixed rates expose the Group to fair value interest rate risk. The policy is to maintain 
borrowings at fixed rates and to monitor fair value interest rate risk in Australia and Europe to ensure borrowings remain 
competitively priced. If deemed necessary, the Group may seek to utilise interest rate swaps or re-financing to achieve this 
when necessary.

As at the reporting date, the Group had the following borrowings:

Consolidated

Loans payable - BillFront
Loans payable - NTH
Convertible notes payable - Obsidian
Convertible notes payable - JGB

Net exposure to cash flow interest 
rate risk

2019

2018

Weighted average 
interest rate
%

Balance
$

Weighted average 
interest rate
%

11.25%
3.99%
-
-

2,169,032
418,397
404,420
-

2,991,849

-
-
-
15.00%

Balance
$

-
-
-
3,287,542

3,287,542

Credit risk
Credit risk refers to the risk that a counterparty will default on its contractual obligations resulting in financial loss to the 
Group. To date, the significant portion of credit risk relates to the telecommunications aggregator companies from which the 
Group receives its cash flows after 7 to 180 days post month end. The Group tries to ensure that it transacts with the largest 
aggregator companies available in the various countries in which it conducts business and makes regular industry reference 
checks and sets credit limits to mitigate credit risk. If a risk concentration is deemed too great in a particular country then the 
Group seeks to utilise multiple aggregators.

The Group has adopted a lifetime expected loss allowance in estimating expected credit losses to trade receivables through 
the use of a provisions matrix using fixed rates of credit loss provisioning. These provisions are considered representative 
across all customers of the Group based on recent sales experience, historical collection rates and forward-looking 
information that is available.

Generally, trade receivables are written off when there is no reasonable expectation of recovery. Indicators of this include the 
failure of a debtor to engage in a repayment plan, no active enforcement activity and a failure to make contractual payments 
for a period greater than 1 year.

The Group has no significant credit risk at 30 June 2019 or 30 June 2018.

Liquidity risk
Vigilant liquidity risk management requires the Group to maintain sufficient liquid assets (mainly cash and cash equivalents) 
and available borrowing facilities to be able to pay debts as and when they become due and payable.

The Group manages liquidity risk by maintaining adequate cash reserves and available borrowing facilities by continuously 
monitoring actual and forecast cash flows and matching the maturity profiles of financial assets and liabilities.

Remaining contractual maturities
The following tables detail the Group's remaining contractual maturity for its financial instrument liabilities. The tables have 
been drawn up based on the undiscounted cash flows of financial liabilities based on the earliest date on which the financial 
liabilities are required to be paid. The tables include both interest and principal cash flows disclosed as remaining contractual 
maturities and therefore these totals may differ from their carrying amount in the statement of financial position.

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Notes to the financial statements 30 June 2019

Note 25. Financial instruments (continued)

Consolidated
2019

Weighted 
average 
interest rate

1 year or 
less

Between 1 
and 2 years

Between 2 
and 5 years

Over 5 years

Non-derivatives
Non-interest bearing
Trade payables
Accrued expenses and other payables

Interest-bearing - variable

Loans payable - BillFront

Interest-bearing - fixed rate

Convertible notes payable

Loans payable - NTH Mobile Limited

%

-
-

$

1,921,970
2,171,442

$

-
-

11.30%

160,780

2,289,617

-

3.99%

-

-

404,420

443,095

Total non-derivatives

4,254,192

3,137,132

Derivatives
Convertible note derivative liability

Total derivatives

-

-

-

-

152,467

152,467

$

-
-

-

-

-

-

-

-

$

-
-

-

-

-

-

-

-

Consolidated
2018

Weighted 
average 
interest rate

1 year or 
less

Between 1 
and 2 years

Between 2 
and 5 years

Over 5 years

Non-derivatives
Non-interest bearing
Trade payables
Accrued expenses and other payables

Interest-bearing - fixed rate

Convertible notes payable

%

-
-

$

2,568,426
2,317,067

15.00%

3,287,542

Total non-derivatives

8,173,035

$

-
-

-

-

$

-
-

-

-

$

-
-

-

-

Remaining 
contractual 
maturities

$

1,921,970
2,171,442

2,450,397

404,420

443,095

7,391,324

152,467

152,467

Remaining 
contractual 
maturities

$

2,568,426
2,317,067

3,287,542

8,173,035

The cash flows in the maturity analysis above are not expected to occur significantly earlier that contractually disclosed 
above.

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Notes to the financial statements 30 June 2019

Note 26. Fair value measurement

Fair value hierarchy
The following tables detail the Group's assets and liabilities, measured or disclosed at fair value, using a three level hierarchy, 
based on the lowest level of input that is significant to the entire fair value measurement, being:

Level 1: Quoted prices (unadjusted) in active markets for identical assets or liabilities that the entity can access at the 
measurement date

Level 2: Inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or 
indirectly

Level 3: Unobservable inputs for the asset or liability

Consolidated
2019

Liabilities
Loans payable
Convertible notes payable
Convertible notes derivative liability

Total Liabilities

Consolidated
2018

Liabilities
Convertible notes payable

Total Liabilities

Level 1
$

Level 2
$

Level 3
$

Level 4
$

-
-
-

-

-
-
-

-

2,587,429
404,420
152,467

2,587,429
404,420
152,467

3,144,316

3,144,316

Level 1
$

Level 2
$

Level 3
$

Level 4
$

-

-

-

-

3,287,542

3,287,542

3,287,542

3,287,542

There were no transfers between levels during the financial year.

The carrying amounts of trade and other receivables and trade and other payables are assumed to approximate their fair 
values due to their short-term nature.

The fair value of financial liabilities is estimated by discounting the remaining contractual maturities at the current market 
interest rate that is available for similar financial liabilities. The discount rate used is 23%.

Valuation techniques for fair value measurements categorised within level 2 and level 3

Unquoted investments have been valued using a discounted cash flow model.

Level 3 assets and liabilities
Movements in level 3 assets and liabilities during the current and previous financial year are set out below:

Consolidated

Balance at 1 July 2017
Disposals

Balance at 30 June 2018

Additions

Refinanced

Loans payable 
NTH Mobile 
Limited

Loans payable 
BillFront

$

-
-

-

$

-
-

-

Convertible 
notes 
JGB

$

7,923,847
(4,636,305)

3,287,542

Convertible 
notes
Obsidian

$

- 
-

-

418,397

2,169,032

-

404,420

Total

$

7,923,847 
(4,636,305)

3,287,542

2,991,849

-

-

(3,287,542)

-

(3,287,542)

Balance at 30 June 2019

418,397

2,169,032

-

404,420

2,991,849

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Notes to the financial statements 30 June 2019

Note 27. Key management personnel disclosures

Compensation
The aggregate compensation made to directors and other members of key management personnel of the Group is set out 
below:

Consolidated

Short-term employee benefits
Post-employment benefits
Termination benefits
Share-based payments

2019
$

2018
$

1,645,079
19,410
-
-

1,664,489

1,699,809
52,169
153,765
259,590

2,165,333

Detailed remuneration disclosures can be found in the remuneration report and equity interests in the directors’ report.

Note 28. Remuneration of auditors

During the financial year the following fees were paid or payable for services provided by RSM Australia Partners, the auditor 
of the Company, and its network firms:

Consolidated

Audit services - RSM Australia Partners
Audit or review of the financial statements

Audit services - RSM Netherlands
Audit or review of the financial statements

Note 29. Commitments

Consolidated

Lease commitments - operating
Committed at the reporting date but not recognised as liabilities, payable
Within one year
One to five years

2019
$

2018
$

149,600

107,000

-

82,720

2019
$

2018
$

416,977
332,166

749,143

334,720
494,751

829,471

Operating lease commitments includes contracted amounts for various offices and plant and equipment under 
non-cancellable operating leases. The leases have various escalation clauses. On renewal, the terms of the leases are 
renegotiated.

The Group had no finance lease commitments at 30 June 2019 or 30 June 2018.

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Notes to the financial statements 30 June 2019

Note 30. Related party transactions

Parent entity
Crowd Media Holdings Limited is the parent entity.

Subsidiaries
Interests in subsidiaries are set out in note 32.

Key management personnel
Disclosures relating to key management personnel are set out in note 27 and the remuneration report included in the 
directors' report.

Transactions with related parties
The following transactions occurred with related parties:

Consolidated

Payment for services
Boardroom Pty Limited (Director S. Karzis is the General Manager of Corporate Counsel Pty 
Ltd, a subsidiary of Boardroom) provided professional registry and corporate secretarial 
services to Crowd Media Holdings Limited

Mish Guru Limited (Director D. Carosa is a 0.25% shareholder) provided marketing services to 
Crowd Media Holdings Limited subsidiaries

Wholesale Investor Pty Ltd (Director D. Carosa is a 7.77% shareholder) provided investor 
promotions services to Crowd Media Holdings Limited

Other expense transactions
Compensation paid to Sophie Karzis, Company Secretary and legal counsel, via monies paid 
to her company Corporate Counsel Pty Ltd

Other (payment)/receipt transactions
Dominet Digital Corporation Pty Ltd (a Carosa vendor) paid Crowd Media Holdings Ltd for 
office space rented, at cost, which was partially offset by payments made to Dominet for 
virtual PA services and mobile phone reimbursement, at cost.

Global Internet Ventures Pty Ltd (Director D. Carosa is a 25% shareholder) paid Crowd Media 
Holdings Ltd for office space rented, at cost.

Kindy Now Pty Ltd (Director D. Carosa is a 7.78% shareholder) paid Crowd Media Holdings 
Ltd for office space rented, at cost.

2019
$

2018
$

115,571

82,630

35,335

61,986

4,750

9,750

60,949

94,597

20,490`

(5,931)

84,721

30,807

-

-

Receivable from and payable to related parties
The following balances are outstanding at the reporting date in relation to transactions with related parties:

Consolidated

Current receivables
Global Internet Ventures Pty Ltd (Director D. Carosa is a 25% shareholder) paid Crowd Media 
Holdings Ltd for office space rented, at cost.

Kindy Now Pty Ltd (Director D. Carosa is a 7.78% shareholder) paid Crowd Media Holdings 
Ltd for office space rented, at cost.

Current payables
Payable to Sophie Karzis, Company Secretary and legal counsel, for director fees via her 
company Corporate Counsel Pty Ltd

Payable to Boardroom Pty Limited for professional registry and corporate secretarial services 
to Crowd Media Holdings Limited

Mish Guru Limited (Director D. Carosa is a 0.25% shareholder) provided marketing services to 
Crowd Media Holdings Limited subsidiaries

Dominet Digital Corporation Pty Ltd (a Carosa vendor) paid Crowd Media Holdings Ltd for 
office space rented, at cost, which was partially offset by payments made to Dominet for 
virtual PA services and mobile phone reimbursement, at cost.

Loans to/from related parties
There were no loans to or from related parties at the current and previous reporting date.

2019
$

2018
$

24,984

4,550

-

-

31,474

4,950

19,610

23,386

5,759

1,956

-

-

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Notes to the financial statements 30 June 2019

Note 31. Parent entity information

Set out below is the supplementary information about the parent entity.

Statement of profit or loss and other comprehensive income

Parent

Profit/(loss) after income tax

Total comprehensive income

Statement of financial position

Parent

Total current assets

Total assets

Total current liabilities

Total liabilities

Equity
Issue capital
Foreign currency reserve
Share-based payments reserve
Convertible note optionality reserve
Accumulated losses

2019
$

10,066

10,066

2018
$

(25,546,768)

(25,546,768)

2019
$

2018
$

13,832,362

19,925,348

29,814,047

25,358,156

21,026,036

20,946,901

23,751,955

20,946,901

87,956,338
1,063,333
5,069,128
-
(88,026,707)

87,403,650
-
5,044,378
212,851
(88,249,624)

Total equity

6,062,092

4,411,255

Guarantees entered into by the parent entity in relation to the debts of its subsidiaries
The parent entity had no guarantees in relation to the debts of its subsidiaries as at 30 June 2019 and 30 June 2018.

Contingent liabilities
The parent entity has no contingent liabilities at 30 June 2019 or 30 June 2018.

Capital commitments - Property, plant and equipment
The parent entity had no capital commitments for property, plant and equipment as at 30 June 2019 and 30 June 2018.

Significant accounting policies
The accounting policies of the parent entity are consistent with those of the Group, as disclosed in note 2, except for the 
following:

●
●

Investments in subsidiaries are accounted for at cost, less any impairment, in the parent entity.
Dividends received from subsidiaries are recognised as other income by the parent entity and its receipt may be an 
indicator of an impairment of the investment.

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Notes to the financial statements 30 June 2019

Note 32. Interests in subsidiaries

The consolidated financial statements incorporate the assets, liabilities and results of the following subsidiaries in accordance 
with the accounting policy described in note 2:

Principal place of 
business / Country of 
incorporation

Ownership interest

2019
%

2018
%

 Name

Bongo Operations Pty Ltd

Bongo IP Pty Ltd

Global AQA Pty Ltd *

Global AQA IP Pty Ltd

Buddy Operations Pty Ltd

Buddy IP Pty Ltd

Crowd Mobile IP Pty Ltd

Australia

Australia

Australia

Australia

Australia

Australia

Australia

Crowd Media Holdings Pty Ltd (formerly Crowd Mobile Australia Pty Ltd)

Australia

Bongo Europe Pty Ltd

Digital Global Marketing Pty Ltd

Crowd Mobile EU Kft

Crowd Media (Global) UK Ltd (formerly Crowd Butler UK Ltd)

Crowd Mobile Co-Operatif U.A. *

Crowd Mobile QA Services B.V.

Track Holdings B.V.

Track Online B.V.

Track Concepts B.V.

Be Tracked Media B.V.

Vivazz Mobile B.V.

Track Mobile B.V.

Immediato B.V.

Mobilizo B.V.

Yulara B.V.

Crowd Mobile QA Operations B.V.

Crowd Mobile IP B.V.

Crowd Media B.V.

Q Share Plan Pty Limited

Inala QA B.V.

Australia

Australia

Europe

United Kingdom

The Netherlands

The Netherlands

The Netherlands

The Netherlands

The Netherlands

The Netherlands

The Netherlands

The Netherlands

The Netherlands

The Netherlands

The Netherlands

The Netherlands

The Netherlands

The Netherlands

Australia

The Netherlands

* Global AQA Pty Ltd owns 1% of Crowd Mobile Co-Operatif U.A

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

100% 

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Notes to the financial statements 30 June 2019

Note 33. Cash flow information

Reconciliation of loss after income tax to net cash from/(used in) operating activities

Consolidated

Loss after income tax benefit for the year

Adjustments for:
Depreciation and amortisation
Impairment of intangibles
Net loss on disposal of intangibles
Share-based payments
Non-cash interest on loans
Transfers - non-cash
Convertible note share issues - non-cash
Change in operating assets and liabilities:
Decrease in trade and other receivables
Decrease in accrued income
Decrease/(increase) in income tax refund due
Decrease/(increase) in deferred tax assets
Decrease/(increase) in prepayments
Increase in other operating assets
Increase/(decrease) in trade and other payables
Increase in deferred revenue
Increase in derivative liabilities
Decrease in provision for income tax
Decrease in deferred tax liabilities
Decrease in employee benefits
Increase in other provisions

Net cash from/(used in) operating activities

2019
$

2018
$

(4,795,984)

(26,041,272)

209, 128
-
-
24,750
-
-
123,732

222,178
2,675,167
9,874
(1,099,951)
178,009
(41,589)
(686,980)
71,244
152,467
-
-
(36,306)
550,909

(2,443,352)

3,648,101
25,380,044
25,245
382,380
(564,625)
(141,337)
-

3,386,858
-
(343,949)
278,286
(62,007)
(25,410)
63,500
-
-
(786,757)
(2,547,137)
(12,705)
-

2,639,215

Changes in liabilities arising from financing activities

Consolidated

Loans payable 
NTH Mobile 
Limited

Loans payable 
BillFront

Convertible 
notes 
JGB

Convertible 
notes
Obsidian

Balance at 1 July 2017
Net cash used in financing 
activities

Balance at 30 June 2018

Net cash from/(used in) 
financing activities

$

-
-

-

$

-
-

-

$

7,923,847
(4,636,305)

3,287,542

$

- 
-

-

418,397

2,169,032

(3,287,542)

404,420

Balance at 30 June 2019

418,397

2,169,032

-

404,420

Note 34. Earnings per share

Consolidated

Loan
Other

$

Total

$

27,696
(27,696)

7,951,543
(4,664,001)

-

-

-

3,287,542

(295,693)

2,991,849

2019
$

2018
$

Loss after income tax attributable to the owners of Crowd Media Holdings Limited

(4,795,984)

(26,041,272)

Weighted average number of ordinary shares used in calculating basic earnings per share

228,411,790

222,336,199

Weighted average number of ordinary shares used in calculating diluted earnings per share

228,411,790

222,336,199

Number

Basic earnings per share
Diluted earnings per share

Cents

(2.10)
(2.10)

(11.71)
(11.71)

Options and performance rights have been excluded from the above calculation in the current and previous year as their 
inclusion would be anti-dilutive.

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Notes to the financial statements 30 June 2019

Note 35. Share-based payments

As part of the debt refinancing plan in the current year, options were issued to entities associated with JGB (Cayman) Newton 
Ltd ('JGB'). The options are unlisted with an exercise price of $0.05 cents and a 3-year term.

Set out below are summaries of options granted:

2019

 Grant date

Expiry date

Exercise price

02/04/2019

02/04/2022

$0.050 

Balance at the 
start of the 
year

Granted

Exercised

Expired/ 
forfeited/
 other

Balance at 
the end of 
the year

-

-

2,000,000

2,000,000

-

-

-

-

2,000,000

2,000,000

Other options
Set out below are summaries of additional options issued to the vendors of Track Holdings B.V. (‘Track’) as partial 
consideration for the sale of Track to the Company, and to suppliers for capital raising and investor relations services rendered 
during the reporting period, outside of the ESOP:

2019

 Grant date

Expiry date

Exercise price

29/08/2016

01/11/2021

30/06/2017

09/06/2020

$0.300

$0.250

All options lapsed during the year.

2018

 Grant date

Expiry date

Exercise price

29/08/2016

01/11/2021

30/06/2017

09/06/2020

$0.300

$0.250

Balance at the 
start of the 
year

5,000,000

1,000,000

6,000,000

Balance at the 
start of the 
year

5,000,000

1,000,000

6,000,000

Granted

Exercised

-

-

-

Granted

Exercised

-

-

-

-

-

-

-

-

-

Expired/ 
forfeited/
 other

Balance at 
the end of 
the year

(5,000,000)

(1,000,000)

(6,000,000)

-

-

-

Expired/ 
forfeited/
 other

Balance at 
the end of 
the year

-

-

-

5,000,000

1,000,000

6,000,000

Performance rights
On 17 December 2014, shareholders approved a Performance Rights Plan ('PR Plan'). Under the PR Plan, selected 
employees and Directors may be granted performance rights which will entitle them to receive ordinary shares in the 
Company, subject to the Company meeting performance objectives.

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Notes to the financial statements 30 June 2019

Note 35. Share-based payments (continued)

Set out below are summaries of performance rights granted under the plan:

2019

 Grant date

Expiry date

Balance at the 
start of the year

Granted

Exercised

Expired/ 
forfeited/
 other

Balance at 
the end of 
the year

16/01/2015
11/05/2015
10/07/2015
24/07/2015
02/12/2015
13/04/2016
15/08/2016
15/09/2017

30/11/2018
30/11/2018
30/11/2018
30/11/2018
30/11/2018
30/11/2018
30/11/2018
30/11/2018

2,500,000
1,500,000
325,000
500,000
16,667
479,161
500,000
2,912,844

8,733,672

-
-
-
-
-
-
-
-

-

-
-
-
-
-
-
-
-

-

(2,500,000)
(1,500,000)
(325,000)
(500,000)
(16,667)
(479,161)
(500,000)
(2,912,844)

(8,733,672)

-
-
-
-
-
-
-
-

-

2018

 Grant date

Expiry date

Balance at the 
start of the year

Granted

Exercised

Expired/ 
forfeited/
 other

Balance at 
the end of 
the year

16/01/2015
11/05/2015
10/07/2015
24/07/2015
02/12/2015
13/04/2016
05/08/2016
14/07/2017
15/09/2017

30/11/2018
30/11/2018
30/11/2018
30/11/2018
30/11/2018
30/11/2018
30/11/2018
30/11/2018
30/11/2018

2,500,000
1,500,000
325,000
500,000
16,667
479,161
500,000
-
-

-
-
-
-
-
-
-
6,000,000
3,250,000

-
-
-
-
-
-
-
-
(337,156)

-
-
-
-
-
-
-
(6,000,000)
-

2,500,000
1,500,000
325,000
500,000
16,667
479,161
500,000
-
2,912,844

5,820,828

9,250,000

(337,156)

(6,000,000)

8,733,672

Valuation model inputs
For the options granted during the current financial year, the valuation model inputs used to determine the fair value at the 
grant date, are as follows:

 Grant date

Expiry date

Share price at 
grant date

Exercise price

Expected 
volatility

Dividend yield

Risk-free 
interest rate

Fair value at 
grant date

02/04/2019

02/04/2022

$0.012

$0.050

81.30%

-

1.00%

$0.0015

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Notes to the financial statements 30 June 2019

Note 36. Events after the reporting period

On 31 July 2019, the Company agreed to issue Performance Rights ('PRs') to employees. The PRs are based on share price 
targets and the maximum number of shares that can be issued on conversion is 5,500,000 at two years and 5,500,000 at 
three years.

On 31 July 2019, the Company agreed not to proceed with the PRs previously agreed to be issued on 25 July 2018. The 
three year PRs were based on share price and earnings per share targets and the maximum number of shares that could be 
issued on conversion was 6,000,000.

On 29 August 2019, the Company executed a binding Heads of Agreement ('HOA') with an alliance of strategic investors, 
collectively the Invincible Investment Consortium ('IIC'), to fund existing Company requirements, as well as develop new 
business synergies and joint ventures between Crowd Media and businesses that the IIC can introduce and facilitate. These 
would leverage Crowd Media’s well-established technology and digital marketing platforms. Under the agreement, Crowd 
Media will issue IIC (and/or their nominees) with convertible notes with a face value of up to $3,700,000 on the following key 
terms:

●

●

Tranche 1: $1,700,000 20 month facility with a fixed conversion price of 1.8 cents, of which $1,600,000 has been 
received as at 19 September 2019: and
Tranche 2: $2,000,000 24-month facility, to be drawn down in 90 days with a fixed conversion price of 2.0 cents, 
subject to the parties agreeing to a business plan which focuses on strategic collaboration objectives.

As part of the investment and collaboration under the agreement, IIC principals Steven Schapera and Robert Quandt will be 
joining the Crowd Media Board of Directors in September 2019. Crowd Media’s current Chairman, Theo Hnarakis, will be 
retiring from the Board to pursue other opportunities, and Steven Schapera will replace him as new Chairman.

Experience and Expertise of Steven Schapera- Steven is London-based; he co-founded the successful BECCA Cosmetic 
brand and, as global CEO, commercialised it into a range of cosmetic products that are distributed throughout Europe, Asia 
and North America. Steven guided BECCA, from its infancy through to being a global player in the international luxury 
cosmetic space, before exiting the business to Estee Lauder for AUD$300 million. Steven holds a number of Board positions, 
including non-exec director of ASX listed OBJ Limited, and has investments in the health, beauty, wellness and tech spaces.

Experience and Expertise of Robert Quandt- Robert worked for 10 years as a consultant for Booz & Company serving large 
corporate clients on strategy, operation and organisation. Subsequently, Robert has worked for Linde AG as the strategy lead 
for their EUR 6bn Americas business. Until recently, he has served as Board Director and COO/CFO of Invincible Brands. 
Invincible Brands is a Berlin-based Influencer led brand builder. Working alongside the co-founders, Robert has helped to 
grow this highly profitable business from EUR 7m revenue in 2016 to around €100m in 2019.

As part of the incoming investment by IIC, current CEO Domenic Carosa has agreed to reduce his remuneration package, 
beginning 1 September 2019 to EUR 240,000 per annum with an agreed 3-month notice period.

No other matter or circumstance has arisen since 30 June 2019 that has significantly affected, or may significantly affect the 
Group's operations, the results of those operations, or the Group's state of affairs in future financial years.

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Directors’ declaration 30 June 2019

In the directors' opinion:

●

●

●

●

the attached financial statements and notes comply with the Corporations Act 2001, the Accounting Standards, the 
Corporations Regulations 2001 and other mandatory professional reporting requirements;

the attached financial statements and notes comply with International Financial Reporting Standards as issued by the 
International Accounting Standards Board as described in note 2 to the financial statements;

the attached financial statements and notes give a true and fair view of the Group's financial position as at 30 June 
2019 and of its performance for the financial year ended on that date; and

there are reasonable grounds to believe that the Company will be able to pay its debts as and when they become 
due and payable.

The directors have been given the declarations required by section 295A of the Corporations Act 2001.

Signed in accordance with a resolution of directors made pursuant to section 295(5)(a) of the Corporations Act 2001.

On behalf of the directors

Theo Hnarakis
Chairman

19 September 2019
Melbourne

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INDEPENDENT AUDITOR’S REPORT  
To the Members of Crowd Media Holdings Limited  

Opinion 

We have audited the financial report of Crowd Media Holdings Limited (the Company) and its subsidiaries (the 
Group), which comprises the statement of financial position as at  30 June 2019, the statement of profit or loss 
and other comprehensive income, the statement of changes in equity and the statement of cash flows for the year 
then ended, and notes to the financial statements, including a summary of significant accounting policies, and the 
directors' declaration.  In our opinion the  accompanying financial report of the Group  is in accordance  with the 
Corporations Act 2001, including:  

(i) 

giving a true and fair view of the Group's financial position as at 30 June 2019 and of its financial 
performance for the year then ended; and  

(ii) 

complying with Australian Accounting Standards and the Corporations Regulations 2001.  

Basis for Opinion 

We  conducted  our  audit  in  accordance  with  Australian  Auditing  Standards.  Our  responsibilities  under  those 
standards are further described in the Auditor's Responsibilities for the Audit of the Financial Report section of 
our report. We are independent of the Group in accordance with the auditor independence requirements of the 
Corporations Act 2001 and the ethical requirements of the Accounting Professional and Ethical Standards Board's 
APES 110 Code of Ethics for Professional Accountants (the Code) that are relevant to our audit of the financial 
report in Australia. We have also fulfilled our other ethical responsibilities in accordance with the Code.  

We confirm that the independence declaration required by the Corporations Act 2001, which has been given to 
the directors of the Company, would be in the same terms if given to the directors as at the time of this auditor's 
report. 

We  believe  that  the  audit  evidence  we  have  obtained  is  sufficient  and  appropriate  to  provide  a  basis  for  our 
opinion. 

66 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Key Audit Matters 

Key audit matters are those matters that, in our professional judgement, were of most significance in our audit of 
the financial report of the current period. These matters were addressed in the context of our audit of the financial 
report as a whole, and in forming our opinion thereon, and we do not provide a separate opinion on these matters. 

Key Audit Matter 

How our audit addressed this matter 

Recognition of Revenue and Accrued Revenue 
Refer to Note 5 in the financial statements 

The  Group’s  revenue  relates 
the  sale  of 
information  and  entertainment  content  services  for 
mobile  phones  and  tablets,  and  marketing  agency 
services. 

to 

Total revenue for the year ended 30 June 2019 was 
$23.9m  and  accrued  revenue  of  $2.7m,  which  is 
material  to  the  financial  statements.    We  have 
considered the recognition of revenue due to its size 
and magnitude in the financial statements. 

The  nature  and  timing  of  recognition  of  accrued 
revenue  at  year-end 
involves  management 
judgement and is complex. 

We have considered the recognition of revenue and 
the  associated  accrued  revenue  as  a  key  audit 
matter because of the reasons above.  

Going Concern 
Refer to Note 2 in the financial statements 

We identified going concern as a Key  Audit Matter 
due to Group’s has negative operating cash flows of 
$2.4m and loss before income tax of $6.4m for the 
year ending 30 June 2019.  

Our key audit procedures in relation to the recognition 
of revenue included: 

•  Obtaining  a  detailed  understanding  of 

the 
processes and internal controls associated  with 
the capture and recording of revenue;   

•  Assessing  whether 

revenue 
recognition  policies  were  in  compliance  with 
AASB  15  Revenue 
from  Contracts  with 
Customers; 

the  Group’s 

•  On  a  sample  basis,  vouching  to  supporting 
contracts and  third-party report  of sales data  to 
revenue recognised; 

•  Comparing accrued revenue to subsequent third-

party reports and funds receipted; and 

•  Checking  the  accuracy  of  valuation  of  foreign 

currency transactions recorded.  

In  assessing  the  appropriateness  of  the  going 
concern  assumption  used  in  preparing  the  financial 
statements, our procedures included: 

Management have performed an assessment of its 
ability to continue as a going concern.  This included 
the  preparation  of  the  cashflow  forecast  for  twelve 
months  which  required  significant  judgement  and 
assumptions. 

•  Reviewing  the  current  financial  position  of  the 
Group and assessing a number of key ratios; 

•  Sighting  bank  statements  from  August  and 
September  2019  showing  the  receipt  of  $1.6 
million of the $1.7 million from Tranche 1 of the 
convertible note facility; 

to  year-end, 

Subsequent 
the  Group  obtained 
additional funding in the form of a  convertible  note 
facility  to  cover  operating  costs  over  the  next  12 
months.  This  amount  was  incorporated  into  the 
forecast prepared. 

•  Reviewing  management’s 

the 
twelve  months  from  the  date  of  signing  of  the 
financial  statements,  including  assessing  and 
challenging the assumptions used. 

forecasts 

for 

67 

 
 
 
 
 
 
 
 
 
 
  
 
 
 
Key Audit Matters (Continued.) 

AASB 9 - Expected Credit Losses 
Refer to Note 9 in the financial statements 

The Group adopted AASB 9 Financial Instruments 
on  1  July  2018.  This  standard  supersedes  the 
requirements of AASB 139 Financial Instruments - 
Recognition and Measurement.  

financial  statements 

Management has determined that there will not be 
a  material  impact  of  the  new  standard  on  the 
Group’s 
the 
calculation  of  the  allowance  for  impairment  of 
accounts receivables using an expected credit loss 
(“ECL”)  model.  We  considered  this  a  key  audit 
matter  due  to  the  judgements  and  estimates 
involved  in  the  application  of  the  expected  credit 
loss model.   

relates 

to 

As at 30 June 2019, the carrying value of accounts 
receivables  amounted  to  $3.9  million  (2018:  $2.9 
million),  and  the  allowance  for  impairment  of 
accounts  receivables  amounted  to  $1.8m  million 
(2018: $0.6 million).  

to  determine 

the  allowance 

The Group's management has applied a simplified 
ECL  model 
for 
impairment  of  trade  receivables.  The  ECL  model 
involves  the  use  of  various  assumptions,  macro-
economic  factors  and  study  of  historical  trends 
relating  to  the  Group's  history  of  a  collection  of 
trade receivables.  

Our audit procedures included the following: 

•  Assessing the valuation methodology used; 

•  Verifying  whether  the  ECL  model  developed  by 
management is consistent with the requirements 
of AASB 9; 

•  Testing 

the  accuracy  and  completeness  of 
underlying  data  used  in  the  model  and  the 
arithmetical accuracy of the computation of ECL; 
and  

•  Testing key assumptions and judgments, such as 
those  used  to  calculate  the  likelihood  of  default 
and  loss  on  default  by  comparing  to  historical 
data, as well as the appropriateness of forward-
looking factors (macroeconomic factors) used to 
determine ECL’s. 

Other Information  

The directors are responsible for the other information. The other information comprises the information included 
in the Group's annual report for the year ended 30 June 2019 but does not include the financial report and the 
auditor's report thereon.  

Our opinion on the financial report does not cover the other information and accordingly we do not express any 
form of assurance conclusion thereon.  

In connection with our audit of the financial report, our responsibility is to read the other information and, in doing 
so, consider whether the other information is materially inconsistent with the financial report or our knowledge 
obtained in the audit or otherwise appears to be materially misstated.  

If,  based  on  the  work  we  have  performed,  we  conclude  that  there  is  a  material  misstatement  of  this  other 
information, we are required to report that fact. We have nothing to report in this regard.  

68 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Responsibilities of the Directors for the Financial Report 

The directors of the Company are responsible for the preparation of the financial report that gives a true and fair 
view in accordance with Australian Accounting Standards and the Corporations Act 2001 and for such internal 
control as the directors determine is necessary to enable the preparation of the financial report that gives a true 
and fair view and is free from material misstatement, whether due to fraud or error.  

In preparing the financial report, the directors are responsible for assessing the ability of the Group to continue as 
a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of 
accounting unless the directors either intend to liquidate the Group or to cease operations, or have no realistic 
alternative but to do so.  

Auditor's Responsibilities for the Audit of the Financial Report 

Our  objectives  are  to  obtain  reasonable  assurance  about  whether  the  financial  report  as  a  whole  is  free  from 
material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. 
Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance 
with the Australian Auditing Standards will always detect a material misstatement when it exists. Misstatements 
can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably 
be expected to influence the economic decisions of users taken on the basis of this financial report.  

A  further  description  of  our  responsibilities  for  the  audit  of  the  financial  report  is  located  at  the  Auditing  and 
Assurance  Standards  Board  website  at:  www.auasb.gov.au/auditors_responsibilities/ar1.pdf.  This  description 
forms part of our auditor's report.  

Report on the Remuneration Report 

Opinion on the Remuneration Report 

We have audited the Remuneration Report included in the directors' report for the year ended 30 June 2019.  

In our opinion, the Remuneration Report of Crowd  Media Holdings Limited, for the  year ended  30 June 2019, 
complies with section 300A of the Corporations Act 2001.  

Responsibilities 

The directors of the Company are responsible for the preparation and presentation of the Remuneration Report 
in accordance with section 300A of the Corporations Act 2001. Our responsibility is to express an opinion on the 
Remuneration Report, based on our audit conducted in accordance with Australian Auditing Standards.  

RSM AUSTRALIA PARTNERS 

J S CROALL 
Partner 

Dated: 19 September 2019 
Melbourne, VIC 

69 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Shareholder information 30 June 2019

In accordance with ASX Listing Rule 4.10, the Company provides the following information to shareholders not elsewhere 
disclosed in this Annual Report. The information provided is current as at 9 August 2019 ('Reporting Date').

Corporate Governance Statement
The Company’s Directors and management are committed to conducting the Group’s business in an ethical manner and in 
accordance with the highest standards of corporate governance. The Company has adopted and substantially complies with 
the ASX Corporate Governance Principles and Recommendations (Third Edition) ('Recommendations') to the extent 
appropriate to the size and nature of the Group’s operations.

The Company has prepared a statement which sets out the corporate governance practices that were in operation 
throughout the financial year for the Company, identifies any Recommendations that have not been followed, and provides 
reasons for not following such Recommendations ('Corporate Governance Statement').

In accordance with ASX Listing Rules 4.10.3 and 4.7.4, the Corporate Governance Statement will be available for review on 
Crowd Media’s website, https://investor.crowdmobile.com/corporate_governance.html#investor (Website), and will be lodged 
together with an Appendix 4G with ASX at the same time that this Annual Report is lodged with ASX.

The Appendix 4G will particularise each Recommendation that needs to be reported against by Crowd Mobile and will provide 
shareholders with information as to where relevant governance disclosures can be found.

The Company’s corporate governance policies and charters are all available on Crowd Media Holdings Limited’s Website.

Substantial shareholders

Number held
No.

Percentage of total shares 
on issue
%

Domenic Carosa
DSAH Holdings Pty Ltd, Daniel Wallis

24,742,968
18,484,045

9.93%
7.42%

Distribution of equity securities
As at the Reporting Date, the number of holders in each class of equity securities:

Fully paid ordinary shares
Options exercisable at $0.05 each on or before 2 April 2022
Convertible Notes

Distribution of ordinary shareholders

Holding ranges
1 to 1,000
1,001 to 5,000
5,001 to 10,000
10,001 to 100,000
100,001 and over

Number of holders
No.

1,552
3
1

Holders
No.

Total units
No.

Total Shares
%

73
71
236
843
329

4,102
248,546
2,122,378
34,646,052
212,226,332

0.002%
0.100%
0.851%
13.900%
85.147%

1,552

249,247,410

100.000%

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Shareholder information 30 June 2019

Distribution of option holders

Holding ranges
1 to 1,000
1,001 to 5,000
5,001 to 10,000
10,001 to 100,000
100,001 and over

Distribution of convertible notes

Holding ranges
1 to 1,000
1,001 to 5,000
5,001 to 10,000
10,001 to 100,000
100,001 and over

Holders of $0.05 options expiring 2 Apr 2022

-
-
-
-
3

3

Holders of convertible notes 
No.

-
1
-
-
-

1

Less than marketable parcels of ordinary shares (‘UMP Shares’)
The number of holders of less than a marketable parcel of ordinary shares based on the closing market price at the Reporting 
Date is as follows:

Total Shares
No.

UMP Shares
No.

UMP Holders
No.

Issued shares held by UMP 
holders %

249,247,410

9,252,394

756

3.71%

Quoted securities

Twenty largest quoted equity security holders
The Company only has one class of quoted securities, being ordinary shares. The names of the 20 largest holders of ordinary 
shares, and the number of ordinary shares and percentage of capital held by each holder is as follows:

Ordinary shares
No.

Total shares issued
%

DSAH Holdings Pty Ltd
Dominet digital Corporation Pty Ltd (The Carosa Family A/C)
Dominet digital investments Pty Ltd (Dominet digital investmt A/C)
Mr Rene Rath
Mr Hendrikus Antonius Johannes Kusters
Mutual Trust Pty Ltd
Australco super investments Pty Ltd (Hnarakis Family S/F A/C)
Perpetual Capital Investments Pty Ltd
Citicorp Nominees Pty Limited
AddingUp Pty Limited (AddingUp S/F A/C)
MFA Capital Pty Ltd (T&J Adams super fund A/C)
Michael Matthew Farrelly
Obsidian Global Partners LLC
Ms Lewei Jiang & Ms Xi Zhang
Yeend Superannuation Pty Ltd (Yeend super fund A/C)
J P Morgan nominees Australia Pty Limited
Mr Rodney Barry Ruttiman & Mrs Jane Lorrie Ruttiman
Mrs Elizabeth Adell Holmes
Stolow Pty Ltd (The Leung investment A/C)
Mr Risto Alberg

Total remaining holders balance

18,484,045
11,792,523
9,923,378
8,792,570
8,792,570
5,807,598
4,177,650
4,000,000
3,271,145
3,000,000
2,700,000
2,700,000
2,636,313
2,185,000
2,106,274
2,017,540
2,010,948
2,000,000
2,000,000
1,950,813

100,348,367

148,899,043

7.416%
4.731%
3.981%
3.528%
3.528%
2.330%
1.676%
1.605%
1.312%
1.204%
1.083%
1.083%
1.058%
0.877%
0.845%
0.809%
0.807%
0.802%
0.802%
0.783%

40.260%

59.740%

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Shareholder information 30 June 2019

Unquoted equity securities
The number of each class of unquoted equity securities on issue, and the number of their holders, are as follows:

Class of equity securities

Number of unquoted equity 
securities

Number
Of Holders

Options exercisable at $0.05 each expiring on 2 April 2022
Convertible notes

2,000,000
4,109

3
1

Except as listed below, no persons hold 20% or more of the equity securities in any unquoted class that were not issued or 
acquired under an employee incentive scheme.

●
●
●

746,162 options exercisable at $0.05 each, expiring 2 April 2022 are held by JGB Capital Offshore Ltd.
1,136,541 options exercisable at $0.05 each, expiring 2 April 2022 are held by JGB Partners LP.
4,109 convertible notes are held by Obsidian Global Partners, LLC.

Voting rights
The only class of equity securities on issue in the Company which carry voting rights is ordinary shares.

At a general meeting of the Company, every holder of ordinary shares is entitled to vote in person or by proxy or attorney; and 
on a show of hands every person present who is a member has one vote, and on a poll every person present in person or by 
proxy or attorney has one vote for each ordinary share he holds.

Voluntary escrow
There are no securities on issue in the Company that are subject to voluntary escrow.

Stock Exchange Listings
The Company’s ordinary shares are quoted on the Australian Securities Exchange ('ASX') (ASX issuer code: CM8) and on the 
Frankfurt Stock Exchange (European stock code: CM3).

Buybacks
No securities were purchased on-market during the reporting period under or for the purposes of an employee incentive 
scheme or to satisfy the entitlements of the holders of options or other rights to acquire securities granted under an employee 
incentive scheme.

The Company is not currently conducting an on-market buy-back.

Item 7 issues of securities
There are no issues of securities approved for the purposes of item 7 of section 611 of the Corporations Act which have not 
yet been completed.

Company secretary
The Company’s secretary is Laura Newell.

Registered office
The address and telephone number of the Company’s registered office are:

Level 4
44 Gwynne Street 
CREMORNE VIC 3121

Telephone: +61 3 9020 1468

Share registry
The address and telephone number of the Company’s share registry, Boardroom Pty Limited, are:

Street Address: 

Level 12 
225 George Street
SYDNEY NSW 2000 

Telephone: +61 2 9290 9600

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