Quarterlytics / Industrials / Marine Shipping / Diana Shipping Inc. / FY2024 Annual Report

Diana Shipping Inc.
Annual Report 2024

DSX · NYSE Industrials
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Ticker DSX
Exchange NYSE
Sector Industrials
Industry Marine Shipping
Employees 981
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FY2024 Annual Report · Diana Shipping Inc.
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UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
WASHINGTON, D.C. 20549 
 
FORM 20-F 
(Mark One)  
☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934  
OR 
☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934  
For the fiscal year ended December 31, 2024 
OR 
☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 
OR 
☐ SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 
Date of event requiring this shell company report: Not applicable  
For the transition period from ___________________________ to ___________________________  
Commission file number 001-32458 
 
DIANA SHIPPING INC. 
____________________________________________________________________________________________________________________________________________________________________________________________________________   
 (Exact name of Registrant as specified in its charter) 
Diana Shipping Inc. 
____________________________________________________________________________________________________________________________________________________________________________________________________________   
 (Translation of Registrant’s name into English)  
 
Republic of the Marshall Islands 
____________________________________________________________________________________________________________________________________________________________________________________________________________   
 (Jurisdiction of incorporation or organization) 
 
 Pendelis 16, 175 64 Palaio Faliro, Athens, Greece  
____________________________________________________________________________________________________________________________________________________________________________________________________________   
 (Address of principal executive offices) 
 
Ms Maria Dede 
Pendelis 16, 175 64 Palaio Faliro, Athens, Greece  
Tel:  + 30-210-9470-100, Fax: + 30-210-9470-101 
E-mail: mdede@dianashippinginc.com 
____________________________________________________________________________________________________________________________________________________________________________________________________________   
 (Name, Telephone, E-mail and/or Facsimile number and Address of Company Contact Person)  
Securities registered or to be registered pursuant to Section 12(b) of the Act.  

Title of each class 
Trading 
Symbol(s) 
Name of each exchange on which 
registered 
Common Stock, $0.01 par value including the Preferred Stock Purchase Rights 
DSX 
New York Stock Exchange 
8.875% Series B Cumulative Redeemable Perpetual Preferred Shares, $0.01 par value 
DSXPRB 
New York Stock Exchange 
Warrants to Purchase Common Stock, Expiring on or about December 14, 2026 
DSX WS 
New York Stock Exchange  
 
 
 
Securities registered or to be registered pursuant to Section 12(g) of the Act.  
None 
____________________________________________________________________________________________________________________________________________________________________________________________________________   
 (Title of Class) 
Securities for which there is a reporting obligation pursuant to Section 15(d) of the Act.  
None 
____________________________________________________________________________________________________________________________________________________________________________________________________________   
 (Title of Class) 
Indicate the number of outstanding shares of each of the issuer’s classes of capital or common stock as of the close of the period covered by 
the annual report.  
As of December 31, 2024, there were 125,203,405 shares of the registrant’s common stock outstanding 
Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. 
 ☐ Yes ☑ No 
 
If this report is an annual or transition report, indicate by check mark if the registrant is not required to file reports pursuant to Section 13 
or 15(d) of the Securities Exchange Act of 1934. 
 ☐ Yes ☑ No  
Note – Checking the box above will not relieve any registrant required to file reports pursuant to Section 13 or 15(d) of the Securities 
Exchange Act of 1934 from their obligations under those Sections. 
 
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange 
Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has 
been subject to such filing requirements for the past 90 days.  
☑ Yes ☐ No  
Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to 
Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was 
required to submit such files). 
 ☑ Yes ☐ No 
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or an emerging 
growth company. See definition of “large accelerated filer”, “accelerated filer” and "emerging growth company" in Rule 12b-2 of the 
Exchange Act.  
 
Large accelerated filer ☐ 
Accelerated filer ☑ 
Non-accelerated filer ☐  
 
 
Emerging growth company ☐  
 
If an emerging growth company that prepares its financial statements in accordance with U.S. GAAP, indicate by check mark if the 
registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards† 
provided pursuant to Section 13(a) of the Exchange Act. □  
 
† The term “new or revised financial accounting standard” refers to any update issued by the Financial Accounting Standards 
Board to its Accounting Standards Codification after April 5, 2012.  
 
Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the 
effectiveness of its internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the 
registered public accounting firm that prepared or issued its audit report. 
☑  
 
If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the 
registrant included in the filing reflect the correction of an error to previously issued financial statements.                                                     ☐ 
 

Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-
based compensation received by any of the registrant’s executive officers during the relevant recovery period pursuant to §240.10D-
1(b).                                                                                                                                                                                                                                         ☐ 
Indicate by check mark which basis of accounting the registrant has used to prepare the financial statements included in this 
filing:  
U.S. GAAP  ☑ 
International Financial Reporting Standards as issued   
 
Other  ☐ 
 
by the International Accounting Standards Board □  
 
If “Other” has been checked in response to the previous question, indicate by check mark which financial statement item the registrant has 
elected to follow. 
☐ Item 17 ☐ Item 18  
If this is an annual report, indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). 
☐ Yes ☑ No  
(APPLICABLE ONLY TO ISSUERS INVOLVED IN BANKRUPTCY PROCEEDINGS DURING THE PAST FIVE YEARS)  
 
Indicate by check mark whether the registrant has filed all documents and reports required to be filed by Sections 12, 13 or 15(d) of the 
Securities Exchange Act of 1934 subsequent to the distribution of securities under a plan confirmed by a court. 
☐ Yes ☐ No

 
4 
TABLE OF CONTENTS 
 
FORWARD-LOOKING STATEMENTS 
5 
 
 
 
PART I 
 
 
Item 1. 
Identity of Directors, Senior Management and Advisers 
7 
Item 2. 
Offer Statistics and Expected Timetable 
7 
Item 3. 
Key Information 
7 
Item 4. 
Information on the Company 
42 
Item 4A. 
Unresolved Staff Comments 
68 
Item 5. 
Operating and Financial Review and Prospects 
69 
Item 6. 
Directors, Senior Management and Employees 
85 
Item 7. 
Major Shareholders and Related Party Transactions 
93 
Item 8. 
Financial Information 
98 
Item 9. 
The Offer and Listing 
99 
Item 10. 
Additional Information 
100 
Item 11. 
Quantitative and Qualitative Disclosures about Market Risk 
109 
Item 12. 
Description of Securities Other than Equity Securities 
110 
 
 
 
PART II 
 
 
Item 13. 
Defaults, Dividend Arrearages and Delinquencies 
111 
Item 14. 
Material Modifications to the Rights of Security Holders and Use of Proceeds 
111 
Item 15. 
Controls and Procedures 
111 
Item 16A. 
Audit Committee Financial Expert 
112 
Item 16B. 
Code of Ethics 
112 
Item 16C. 
Principal Accountant Fees and Services 
112 
Item 16D. 
Exemptions from the Listing Standards for Audit Committees 
113 
Item 16E. 
Purchases of Equity Securities by the Issuer and Affiliated Purchasers 
113 
Item 16F. 
Change in Registrant’s Certifying Accountant 
113 
Item 16G. 
Corporate Governance 
114 
Item 16H. 
Mine Safety Disclosure 
115 
Item 16I. 
Disclosure Regarding Foreign Jurisdictions that Prevent Inspections 
115 
Item 16J. 
Insider Trading Policies 
115 
Item 16K. 
Cybersecurity 
116 
 
 
 
PART III 
 
 
Item 17. 
Financial Statements 
119 
Item 18. 
Financial Statements 
119 
Item 19. 
Exhibits 
119 

 
 
5 
FORWARD-LOOKING STATEMENTS 
  
Matters discussed in this annual report and the documents incorporated by reference may constitute 
forward-looking statements. The Private Securities Litigation Reform Act of 1995 provides safe harbor 
protections for forward-looking statements in order to encourage companies to provide prospective 
information about their business. Forward-looking statements include, but are not limited to, statements 
concerning plans, objectives, goals, strategies, future events or performance, underlying assumptions and 
other statements, which are other than statements of historical facts. 
 
Diana Shipping Inc., or the Company, desires to take advantage of the safe harbor provisions of the Private 
Securities Litigation Reform Act of 1995 and is including this cautionary statement in connection with this 
safe harbor legislation.  This document and any other written or oral statements made by the Company or 
on its behalf may include forward-looking statements, which reflect its current views with respect to future 
events and financial performance, and are not intended to give any assurance as to future results. When 
used in this document, the words “believe”,  “anticipate,” “intends,” “estimate,” “forecast,” “project,” “plan,” 
“potential,” “will,” “may,” “should,” “expect,” “targets,” “likely,” “would,” “could,” “seeks,” “continue,” 
“possible,” “might,” “pending,” and similar expressions, terms or phrases may identify forward-looking 
statements. 
 
Please note in this annual report, “we”, “us”, “our” and “the Company” all refer to Diana Shipping Inc. and 
its subsidiaries, unless otherwise indicated. 
 
The forward-looking statements in this document are based upon various assumptions, many of which are 
based, in turn, upon further assumptions, including without limitation, management’s examination of 
historical operating trends, data contained in its records and other data available from third 
parties.  Although the Company believes that these assumptions were reasonable when made, because 
these assumptions are inherently subject to significant uncertainties and contingencies which are difficult 
or impossible to predict and are beyond its control, the Company cannot assure you that it will achieve or 
accomplish these expectations, beliefs or projections. 
 
Such statements reflect the Company’s current views with respect to future events and are subject to 
certain risks, uncertainties and assumptions. Should one or more of these risks or uncertainties materialize, 
or should underlying assumptions prove incorrect, actual results may vary materially from those described 
herein as anticipated, believed, estimated, expected or intended. The Company is making investors aware 
that such forward-looking statements, because they relate to future events, are by their very nature subject 
to many important factors that could cause actual results to differ materially from those contemplated. 
 
In addition to these important factors and matters discussed elsewhere herein, including under the heading 
"Item 3. Key Information—D. Risk Factors," and in the documents incorporated by reference herein, 
important factors that, in its view, could cause actual results to differ materially from those discussed in the 
forward-looking statements include, but are not limited to:  
 
• 
the strength of world economies; 
 
• 
fluctuations in currencies, interest rates, and inflationary pressures; 
 
• 
general market conditions, including fluctuations in charter hire rates and vessel values; 
 
• 
changes in demand in the dry-bulk shipping industry; 
 
• 
changes in the supply of vessels, including when caused by new newbuilding vessel orders or 
changes to or terminations of existing orders, and vessel scrapping levels; 
 

 
 
6 
• 
changes in the Company's operating expenses, including bunker prices, crew costs, drydocking 
and insurance costs; 
 
• 
the Company’s future operating or financial results; 
 
• 
availability of financing and refinancing and changes to the Company’s financial condition and 
liquidity, including the Company’s ability to pay amounts that it owes and obtain additional financing 
to fund capital expenditures, acquisitions and other general corporate activities and the Company’s 
ability to obtain financing and comply with the restrictions and other covenants in the Company’s 
financing arrangements; 
 
• 
changes in governmental rules and regulations or actions taken by regulatory authorities; 
 
• 
potential liability from pending or future litigation; 
 
• 
compliance with governmental, tax, environmental and safety regulation, any non-compliance with 
the U.S. Foreign Corrupt Practices Act of 1977 (FCPA) or other applicable regulations relating to 
bribery; 
 
• 
the failure of counter-parties to fully perform their contracts with the Company; 
 
• 
the Company’s dependence on key personnel; 
 
• 
adequacy of insurance coverage; 
 
• 
the volatility of the price of the Company’s common shares; 
 
• 
the Company’s incorporation under the laws of the Marshall Islands and the different rights to relief 
that may be available compared to other countries, including the United States; 
 
• 
general domestic and international political conditions or labor disruptions; 
 
• 
the impact of port or canal congestion or disruptions; 
 
• 
global or regional pandemics and its impact in the dry-bulk shipping industry; 
 
• 
potential physical disruption of shipping routes due to accidents, climate-related reasons (acute and 
chronic), political events, public health threats, international hostilities and instability, piracy or acts 
by terrorists; and 
 
• 
other important factors described from time to time in the reports filed by the Company with the 
Securities and Exchange Commission, or the SEC, including those factors discussed in “Item 3. 
Key Information- D. Risk Factors” in this Annual Report on Form 20-F and the New York Stock 
Exchange, or the NYSE. 
 
This report may contain assumptions, expectations, projections, intentions and beliefs about future events. 
These statements are intended as forward-looking statements. The Company may also from time to time 
make forward- looking statements in other documents and reports that are filed with or submitted to the 
Commission, in other information sent to the Company’s security holders, and in other written materials. 
The Company also cautions that assumptions, expectations, projections, intentions and beliefs about future 
events may and often do vary from actual results and the differences can be material. The Company 
undertakes no obligation to publicly update or revise any forward-looking statement contained in this report, 
whether as a result of new information, future events or otherwise, except as required by law. 

 
 
7 
PART I 
 
Item 1. 
Identity of Directors, Senior Management and Advisers 
  
Not Applicable. 
 
Item 2. 
Offer Statistics and Expected Timetable 
 
Not Applicable. 
 
Item 3. 
Key Information 
 
A. 
 [Reserved]  
 
B. 
 Capitalization and Indebtedness  
 
Not Applicable.  
 
C. 
Reasons for the Offer and Use of Proceeds  
 
Not Applicable. 
 
D. 
Risk Factors 
 
Summary of Risk Factors  
 
The bullets below summarize the principal risk factors related to an investment in our Company.  
 
Industry Specific Risk Factors 
 
• 
Charter hire rates for dry bulk vessels are volatile and have fluctuated significantly in the 
past years, which may adversely affect our earnings, revenues and profitability and our 
ability to comply with our loan covenants. 
 
• 
The current state of the global financial markets and economic conditions may adversely 
impact our ability to obtain additional financing on acceptable terms and otherwise 
negatively impact our business. 
 
• 
Our operating results may be affected by seasonal fluctuations. 
 
• 
An increase in the price of fuel, or bunkers, may adversely affect our profits. 
 
• 
We are subject to complex laws and regulations, including environmental regulations that 
can adversely affect the cost, manner or feasibility of doing business. 
 

 
 
8 
• 
If our vessels call on ports located in countries or territories that are the subject of sanctions 
or embargoes imposed by the U.S. government, the United Kingdom, the European Union, 
the United Nations, or other governmental authorities, or engage in other such transactions 
or dealings that would be violative of applicable sanctions laws, it could lead to monetary 
fines or penalties and may adversely affect our reputation and the market for our securities. 
 
• 
We conduct business in China, where the legal system has inherent uncertainties that could 
limit the legal protections available to us. 
 
Company Specific Risk Factors 
 
• 
We charter some of our vessels on short-term time charters in a volatile shipping industry 
and a decline in charter hire rates could affect our results of operations and our ability to 
pay dividends. 
 
• 
A cyber-attack could materially disrupt our business. 
 
• 
Increasing scrutiny and changing expectations from investors, lenders and other market 
participants with respect to our ESG policies may impose additional costs on us or expose 
us to additional risks. 
 
• 
Our earnings may be adversely affected if we are not able to take advantage of favorable 
charter rates. 
 
• 
We cannot assure you that we will be able to borrow amounts under loan facilities and 
restrictive covenants in our loan facilities impose financial and other restrictions on us. 
 
• 
In the highly competitive international shipping industry, we may not be able to compete for 
charters with new entrants or established companies with greater resources, and as a result, 
we may be unable to employ our vessels profitably. 
 
• 
Technological innovation and quality and efficiency requirements from our customers could 
reduce our charter hire income and affect the demand and the value of our vessels. 
 
• 
We are a holding company, and we depend on the ability of our subsidiaries to distribute 
funds to us in order to satisfy our financial obligations. 
 
• 
Because we are organized under the laws of the Marshall Islands, it may be difficult to serve 
us with legal process or enforce judgments against us, our directors or our management. 
 
Risks Relating to Our Common Stock 
 
• 
We cannot assure you that our board of directors will continue to declare dividends on 
shares of our common stock in the future. 
 
• 
The market prices and trading volume of our shares of common stock may experience rapid 
and substantial price volatility, which could cause purchasers of our common stock to incur 
substantial losses. 
 
• 
Since we are incorporated in the Marshall Islands, which does not have a well-developed 
body of corporate law, you may have more difficulty protecting your interests than 
shareholders of a U.S. corporation. 
 

 
 
9 
• 
As a Marshall Islands corporation and with some of our subsidiaries being Marshall Islands 
entities and also having subsidiaries in other offshore jurisdictions, our operations may be 
subject to economic substance requirements, which could impact our business. 
 
• 
Certain existing shareholders will be able to exert considerable control over matters on 
which our shareholders are entitled to vote.  
 
• 
Our Series B Preferred Shares are senior obligations of ours and rank prior to our common 
shares with respect to dividends, distributions and payments upon liquidation, which could 
have an adverse effect on the value of our common shares. 
 
Risks Relating to Our Series B Preferred Stock 
 
• 
We may not have sufficient cash from our operations to enable us to pay dividends on our 
Series B Preferred Shares following the payment of expenses and the establishment of any 
reserves. 
 
• 
Our Series B Preferred Shares are subordinate to our indebtedness, and your interests could 
be diluted by the issuance of additional preferred shares, including additional Series B 
Preferred Shares, and by other transactions. 
 
• 
We may redeem the Series B Preferred Shares, and you may not be able to reinvest the 
redemption price you receive in a similar security. 
 
Risks Relating to Our Outstanding Warrants  
 
• 
The issuance of our common stock upon the exercise of our Warrants may depress our 
stock price. 
 
Some of the following risks relate principally to the industry in which we operate and our business in 
general. Other risks relate principally to the securities market and ownership of our securities, including our 
common stock, outstanding warrants and our Series B Preferred Shares. The occurrence of any of the 
events described in this section could significantly and negatively affect our business, financial condition, 
operating results, cash available for the payment of dividends on our shares and interest on our loan 
facilities and bond, or the trading price of our securities. 
 
Industry Specific Risk Factors 
 
Charter hire rates for dry bulk vessels are volatile and have fluctuated significantly in the past 
years, which may adversely affect our earnings, revenues and profitability and our ability to comply 
with our loan covenants. 
 
Substantially all of our revenues are derived from a single market, the dry bulk segment, and therefore our 
financial results are subject to cyclicality of the dry bulk shipping industry and any attendant volatility in 
charter hire rates and profitability. The degree of charter hire rate volatility among different types of dry bulk 
vessels has varied widely, and time charter and spot market rates for dry bulk vessels have in the past 
declined below the operating costs of vessels. When we charter our vessels pursuant to short-term time 
charters, we are exposed to changes in short-term charter rates for dry bulk carriers and such changes 
may affect our earnings. Fluctuations in charter rates result from changes in the supply of and demand for 
vessel capacity and changes in the supply of and demand for the major commodities carried by water 
internationally. Because the factors affecting the supply of and demand for vessels are outside of our 
control and are unpredictable, the nature, timing, direction and degree of changes in industry conditions 
are also unpredictable. We cannot assure you that we will be able to successfully charter our vessels in 

 
 
10 
the future or renew existing charters at rates sufficient to allow us to meet our obligations or pay any 
dividends in the future. A significant decrease in charter rates would adversely affect our profitability, cash 
flows and may cause vessel values to decline, and, as a result, we may have to record an impairment 
charge in our consolidated financial statements which could adversely affect our financial results. 
 
In 2024, the dry bulk shipping market experienced significant volatility, especially in the Capesize segment, 
with fluctuating demand and a notable drop in rates during the fourth quarter. Geopolitical tensions, stricter 
environmental regulations, including EU fuel rules, and disruptions in the Panama and Suez Canals 
impacted market dynamics. Infrastructure projects and agricultural exports supported demand, keeping 
freight rates for Panamax and Ultramax segments relatively stable, with an exception towards the end of 
2024. Freight rate volatility stemmed from seasonal demand shifts, with recovery periods driven by key 
commodity demand, such as China’s demand for coal and iron ore which remained crucial, while also 
limited fleet growth provided partial support. The introduction of stricter environmental regulations, including 
IMO 2030 and EU fuel mandates, is expected to raise operational costs, potentially affecting shipping rates. 
The Russia-Ukraine war and tensions in Israel disrupted supply chains and shipping routes, causing 
unpredictable shifts in dry bulk demand. Despite these challenges, the market outlook remains cautiously 
optimistic, though subject to shifts in global trade patterns, economic conditions, and geopolitical 
developments. 
 
Factors that influence demand for dry bulk vessel capacity include: 
 
• 
supply of and demand for energy resources, commodities, and semi-finished and finished 
consumer and industrial products; 
 
• 
changes in the exploration or production of energy resources, commodities, and semi-finished and 
finished consumer and industrial products; 
 
• 
the location of regional and global exploration, production and manufacturing facilities; 
 
• 
the location of consuming regions for energy resources, commodities, and semi-finished and 
finished consumer and industrial products; 
 
• 
the globalization of production and manufacturing; 
 
• 
global and regional economic and political conditions, armed conflicts, including the ongoing 
conflicts between Russia and Ukraine and Israel and Hamas, and fluctuations in industrial and 
agricultural production; 
 
• 
disruptions and developments in international trade; 
 
• 
changes in seaborne and other transportation patterns, including the distance cargo is transported 
by sea for reasons including but not limited to reductions in canal capacities and geopolitical 
conflicts and military responses; 
 
• 
international sanctions, embargoes, import and export restrictions, nationalizations, piracy, and 
terrorist attacks; 
 
• 
legal and regulatory changes including regulations adopted by supranational authorities and/or 
industry bodies, such as safety and environmental regulations and requirements; 
 
• 
weather and acts of God and natural disasters; 

 
 
11 
 
• 
environmental and other regulatory developments; 
 
• 
currency exchange rates, specifically versus USD; and 
 
• 
economic slowdowns caused by public health pandemics. 
 
Demand for our dry bulk oceangoing vessels is dependent upon economic growth in the world’s economies, 
seasonal and regional changes in demand and changes to the capacity of the global dry bulk fleet and the 
sources and supply for dry bulk cargo transported by sea. Continued adverse economic, political or social 
conditions or other developments could negatively impact charter rates and therefore have a material 
adverse effect on our business results, results of operations and ability to pay dividends. 
 
Factors that influence the supply of dry bulk vessel capacity include: 
 
• 
the number of newbuilding orders and deliveries, including slippage in deliveries; 
 
• 
the number of shipyards and ability of shipyards to deliver vessels; 
 
• 
port or canal congestion; 
 
• 
potential disruption, including supply chain disruptions, of shipping routes due to accidents or 
political events; 
 
• 
speed of vessel operation; 
 
• 
vessel casualties; 
 
• 
technological advances in vessel design and capacity; 
 
• 
the degree of scrapping or recycling of older vessels, depending, among other things, on scrapping 
or recycling rates and international scrapping or recycling regulations; 
 
• 
the price of steel and vessel equipment; 
 
• 
product imbalances (affecting level of trading activity) and developments in international trade; 
 
• 
the number of vessels that are out of service, namely those that are laid-up, drydocked, awaiting 
repairs or otherwise not available for hire;  
 
• 
availability of financing for new vessels and shipping activity; 
 
• 
changes in international regulations that may effectively cause reductions in the carrying capacity 
of vessels or early obsolescence of tonnage; and 
 
• 
changes in environmental and other regulations that may limit the useful lives and trading patterns 
of vessels. 
 
In addition to the prevailing and anticipated freight rates, factors that affect the rate of newbuilding, 
scrapping and laying-up include newbuilding prices, secondhand vessel values in relation to scrap prices, 
costs of bunkers and other operating costs, costs associated with classification society surveys, normal 

 
 
12 
maintenance and insurance coverage costs, the efficiency and age profile of the existing dry bulk fleet in 
the market and government and industry regulation of maritime transportation practices, particularly 
environmental protection laws and regulations. These factors influencing the supply of and demand for 
shipping capacity are outside of our control, and we may not be able to correctly assess the nature, timing 
and degree of changes in industry conditions. 
 
We anticipate that the future demand for our dry bulk carriers will be dependent upon economic growth in 
the world’s economies, including China and India, seasonal and regional changes in demand, changes in 
the capacity of the global dry bulk carrier fleet and the sources and supply of dry bulk cargo transported by 
sea. While there has been a general decrease in new dry bulk carrier ordering since 2014, the capacity of 
the global dry bulk carrier fleet could increase, and economic growth may not resume in areas that have 
experienced a recession or continue in other areas. Adverse economic, political, social or other 
developments could have a material adverse effect on our business and operating results. 
 
In addition, the conflict between Israel and Hamas, which began in October 2023, has resulted in an 
increased number of vessel attacks in the Red Sea. Various shipping companies and/or commercial 
managers have indicated that their vessels would avoid crossing the Red Sea and consequently the Suez 
Canal, and for the time being divert vessels around southern Africa’s Cape of Good Hope, which 
occasionally adds substantial time and cost to East-West voyages. While we are unable to ascertain the 
immediate impact of this conflict, any further attacks or piracy attempts, or continued diversion of vessels 
from the Suez Canal, may affect our business, financial condition, and results of operations. 
 
The current state of the global financial markets and economic conditions may adversely impact 
our ability to obtain additional financing on acceptable terms and otherwise negatively impact our 
business. 
 
Global financial markets can be volatile and contraction in available credit may occur as economic 
conditions change. In recent years, operating businesses in the global economy have faced weakening 
demand for goods and services, deteriorating international liquidity conditions, and declining markets which 
lead to a general decline in the willingness of banks and other financial institutions to extend credit, 
particularly in the shipping industry. As the shipping industry is highly dependent on the availability of credit 
to finance and expand operations, it may be negatively affected by such changes and volatility. 
 
We face risks attendant to changes in economic environments, changes in interest rates, and instability in 
the banking and securities markets around the world, among other factors which may have a material 
adverse effect on our results of operations and financial condition and may cause the price of our common 
shares to decline.  
 
Global economic conditions may negatively impact the drybulk shipping industry. 
 
Economic growth is expected to remain resilient in 2025 and 2026, despite significant challenges, as 
inflation is expected to ease further compared to 2024. However, major market disruptions and adverse 
changes in market conditions and regulatory climate in China, the United States, the European Union and 
worldwide may adversely affect our business or impair our ability to borrow amounts under credit facilities 
or any future financial arrangements.  
 
Chinese dry bulk imports have accounted for the majority of global dry bulk transportation growth annually 
over the last decade. Accordingly, our financial condition and results of operations, as well as our future 
prospects, would likely be hindered by an economic downturn in any of these countries or geographic 
regions. In recent years China and India have been among the world’s fastest growing economies in terms 
of gross domestic product. Although China met its official growth target of 5% in 2024, the growth of China’s 
economy is projected to slow in 2025, as there is a continuous threat of a Chinese financial crisis resulting 

 
 
13 
from deteriorating real estate property values, excessive personal and corporate indebtedness and “trade 
wars”. An economic slowdown in China, the Asia-Pacific region, or in India may adversely affect demand 
for seaborne transportation of our products and our results of operations. Moreover, any deterioration in 
the economy of the United States or the European Union, may further adversely affect economic growth in 
Asia. 
 
In recent years, China and the United States have implemented certain increasingly protective trade 
measures with continuing tensions that started as tariffs and now include technology restrictions and 
additional export controls. Moreover, the impact that the new U.S. presidential administration will have on 
these tensions remains in flux. Geopolitical tensions in 2025 may intensify and impact trade flows, military 
conflicts, and dry bulk transportation in the future, and U.S.-China trade tensions, including the introduction 
by the U.S. government of tariffs affecting certain goods imported by China, may provoke further retaliatory 
trade actions. Additionally, new tariffs have recently been imposed by the U.S. on imports from Canada 
and Mexico, among other countries, on goods including steel and aluminum, and the U.S. has also signaled 
that it may impose “reciprocal” tariffs on foreign imports in the coming weeks. It is unknown whether and 
to what extent such tariffs (or other new laws or regulations) will be retained, expanded or otherwise 
modified by the U.S., or the effect that any such actions will have on us or our industry, but such measures 
could have an adverse effect on our business, financial condition, and results of operations. 
 
The dry bulk carrier charter market remains significantly below its high in 2008, which may affect 
our revenues, earnings and profitability, and our ability to comply with our loan covenants. 
 
The abrupt and dramatic downturn in the dry bulk charter market until the beginning of 2021, from which 
we derive substantially all of our revenues, severely affected the dry bulk shipping industry and our 
business. The Baltic Dry Index, or the BDI, a daily average of charter rates for key dry bulk routes published 
by the Baltic Exchange Limited, has long been viewed as the main benchmark to monitor the movements 
of the dry bulk vessel charter market and the performance of the entire dry bulk shipping market. The BDI 
declined 94% in 2008 from a peak of 11,793 in May 2008 to a low of 663 in December 2008 and has 
remained volatile since then, reaching a record low of 290 in February 2016. In 2024, the BDI ranged from 
a low of 976 to a high of 2,419 and closed at 1,635 on March 20, 2025. There can be no assurance that 
the dry bulk charter market will not decline further. The decline and volatility in charter rates is due to 
various factors, including the oversupply of vessels, easing of port congestion, slower demand growth and 
economic and geopolitical factors. The decline and volatility in charter rates in the dry bulk market also 
affects the value of our dry bulk vessels, which follows the trends of dry bulk charter rates. 
 
Any decline in the dry bulk carrier charter market may have additional adverse consequences for our 
industry, including an absence of financing for vessels, no active secondhand market for the sale of 
vessels, charterers seeking to renegotiate the rates for existing time charters, and widespread loan 
covenant defaults in the dry bulk shipping industry. Accordingly, the value of our common shares could be 
substantially reduced or eliminated. 
 
Worldwide inflationary pressures could negatively impact our results of operations and cash flows. 
 
The previous year worldwide economies experienced inflationary pressures, with price increases seen 
across many sectors globally. For example, the U.S. consumer price index, an inflation gauge that 
measures costs across dozens of items rose 3.4% and 2.9% in December 2023 and 2024, respectively, 
compared to the prior year. It remains to be seen whether inflationary pressures will increase again and to 
what degree. In the event that inflation becomes a significant factor in the global economy generally and in 
the shipping industry more specifically, inflationary pressures would result in increased operating, voyage 
and administrative costs. Furthermore, the effects of inflation on the supply and demand of the products 
we transport could alter demand for our services. Interventions in the economy by central banks in 
response to inflationary pressures may slow down economic activity, including by altering consumer 

 
 
14 
purchasing habits and reducing demand for the commodities and products we carry, and cause a reduction 
in trade. As a result, the volumes of goods we deliver and/or charter rates for our vessels may be affected. 
Any of these factors could have an adverse effect on our business, financial condition, cash flows and 
operating results. 
 
Our operations expose us to global risks, such as political instability, terrorist or other attacks, war, 
international hostilities and economic sanctions restrictions which may affect the seaborne 
transportation industry and adversely affect our business. 
 
We are an international shipping company and primarily conduct most of our operations outside the United 
States, and our business, results of operations, cash flows, financial condition and ability to pay dividends, 
if any, may be adversely affected by changing economic, political and government conditions in the 
countries and regions where our vessels are employed or registered. Moreover, we operate in a sector of 
the economy that is likely to be adversely impacted by the effects of political conflicts, including the current 
political instability in the Middle East (including in Israel and Gaza), Ukraine, the South China Sea region 
and other geographic countries and areas, geopolitical events, terrorist or other attacks, war (or threatened 
war) and international hostilities. The response of the United States and others to terrorist attacks, as well 
as the threat of future terrorist attacks around the world, continues to cause uncertainty in the world’s 
financial markets and may affect our business, operating results, and financial condition. Continuing 
conflicts and recent developments in Ukraine and the Middle East, and increased tensions between the 
U.S. and China, Russia, Iran and certain terrorist organizations, as well as the presence of U.S. or other 
armed forces in various other regions, may lead to additional acts of terrorism and armed conflict around 
the world, which may contribute to further economic instability in the global financial markets. As a result 
of the above, insurers have increased premiums and reduced or restricted coverage for losses caused by 
terrorist acts generally. These uncertainties could also adversely affect our ability to obtain additional 
financing on terms acceptable to us or at all. Any of these occurrences could have a material adverse 
impact on our operating results, revenues and costs. Additionally, events in other jurisdictions could impact 
global markets, including foreign exchange and securities markets; any resulting changes in currency 
exchange rates, tariffs, treaties and other regulatory matters could in turn adversely impact our business 
and operations. 
 
Currently, the world economy faces a number of challenges, including trade tensions between the 
United States and China, stabilizing growth in China, continuing threat of terrorist attacks around 
the world, continuing instability and conflicts and other ongoing occurrences in the Middle East, 
Ukraine, and in other geographic areas and countries, economic sanctions restrictions.  
 
In the past, political instability has also resulted in attacks on vessels, mining of waterways and other efforts 
to disrupt international shipping, particularly in the Arabian Gulf region, in the Black Sea in connection with 
the conflict between Russia and Ukraine, and in and around the Red Sea in connection with the conflict 
between Israel and Hamas. Acts of terrorism and piracy have also affected vessels trading in regions such 
as the South China Sea and the Gulf of Aden off the coast of Somalia, among others. Any of these 
occurrences could have a material adverse impact on our future performance, results of operation, cash 
flows and financial position. 
 
Beginning in February of 2022, the United States, the United Kingdom and the European Union, among 
other countries, European leaders announced various economic sanctions against Russia in connection 
with the aforementioned conflicts in the Ukraine region, which may adversely impact our business. The 
ongoing conflict could result in the imposition of further economic sanctions or new categories of export 
restrictions against persons in or connected to Russia. While in general much uncertainty remains 
regarding the global impact of the conflict in Ukraine, it is possible that such tensions could adversely affect 
the Company’s business, financial condition, results of operation and cash flows. 
 

 
 
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The United States has issued several Executive Orders that prohibit certain transactions related to Russia, 
including the importation of certain energy products of Russian Federation origin (including crude oil, 
petroleum, petroleum fuels, oils, liquefied natural gas and coal), and all new investments in Russia by U.S. 
persons, among other prohibitions and export controls, and has issued numerous determinations 
authorizing the imposition of sanctions on persons who operate or have operated in the energy, metals 
and mining, and marine sectors of the Russian Federation economy, among others. Increased restrictions 
on these sectors, or the expansion of sanctions to new sectors, may pose additional risks that could 
adversely affect our business and operations. 
 
Our business could be adversely impacted by trade tariffs, trade embargoes or other economic sanctions 
that limit trading activities between the United States or other countries and countries in the Middle East, 
Asia or elsewhere as a result of terrorist attacks, hostilities or diplomatic or political pressures, including as 
a result of the ongoing tensions involving Russia, Iran, and China and the current conflicts between Russia 
and Ukraine and in the Middle East.  
 
An increase in trade protectionism, the unravelling of multilateral trade agreements and a decrease 
in the level of China’s export of goods and import of raw materials could have a material adverse 
impact on our charterers’ business and, in turn, could cause a material adverse impact on our 
results of operations, financial condition and cash flows. 
  
Our operations expose us to the risk that increased trade protectionism may adversely affect our business. 
Recently, government leaders have declared that their countries may turn to trade barriers to protect or 
revive their domestic industries in the face of foreign imports, thereby depressing the demand for shipping. 
  
The U.S. government has made statements and taken actions that may impact U.S. and international trade 
policies, including tariffs affecting certain Chinese industries. Additionally, new tariffs may be imposed by 
the Trump administration on imports from Canada, Mexico and China as well as on imports of steel and 
aluminum. It is unknown whether and to what extent new tariffs (or other new laws or regulations) will be 
adopted, or the effect that any such actions would have on us or our industry. If any new tariffs, legislation 
and/or regulations are implemented, or if existing trade agreements are renegotiated or, in particular, if the 
U.S. government takes retaliatory trade actions due to the ongoing U.S.-China trade tension, such changes 
could have an adverse effect on our business, results of operations and financial condition. 
 
Additionally, the U.S. trade war with China may escalate beyond tariffs with a proposal by the Trump 
administration to impose significant fees on any vessel entering a U.S. port where that vessel is owned by 
a Chinese shipping company or by a vessel operator whose fleet includes one or more Chinese-built 
vessels or that has newbuilding orders at a Chinese shipyard. The proposal of the U.S. trade representative 
(USTR), if adopted as proposed, would require Chinese shipping company’s-to pay up to $1 million per 
port call and those operating Chinese-built vessels to be charged up to $1.5 million per U.S. port call, 
depending on the percentage of vessels in their fleet built at Chinese shipyard or newbuilding orders with 
Chinese shipyards. It is unknown whether and to what extent these new port fees on Chinese shipping 
companies and vessels will be adopted, or the effect that they would have on us or our industry generally. 
 
Furthermore, the government of China has implemented economic policies aimed at increasing domestic 
consumption of Chinese-made goods. This may have the effect of reducing the supply of goods available 
for export and may, in turn, result in a decrease of demand for container shipping. Many of the reforms, 
particularly some limited price reforms that result in the prices for certain commodities being principally 
determined by market forces, are unprecedented or experimental and may be subject to revision, change 
or abolition. 
  
Restrictions on imports, including in the form of tariffs, could have a major impact on global trade and 
demand for shipping. Specifically, increasing trade protectionism in the markets that our charterers serve 
may cause an increase in (i) the cost of goods exported from exporting countries, (ii) the length of time 

 
 
16 
required to deliver goods from exporting countries, (iii) the costs of such delivery and (iv) the risks 
associated with exporting goods. These factors may result in a decrease in the quantity of goods to be 
shipped, shipping time schedules, voyage costs and other associated costs. Protectionist developments, 
or the perception they may occur, may have a material adverse effect on global economic conditions, and 
may significantly reduce global trade, including trade between the United States and China. These 
developments would also have an adverse impact on our charterers’ business, operating results and 
financial condition which could, in turn, affect our charterers’ ability to make timely charter hire payments 
to us and impair our ability to renew charters and grow our business. Any of these developments could 
have a material adverse effect on our business, results of operations and financial condition, as well as our 
cash flows, including cash available for dividends to our stockholders. 
 
Outbreaks of epidemic and pandemic diseases and governmental responses thereto could 
adversely affect our business. 
 
Our operations are subject to risks related to pandemics, epidemics or other infectious disease outbreaks 
and government responses thereto. 
 
The extent to which our business, the global economy and dry bulk transportation industry may be 
negatively affected by future pandemics, epidemics or other outbreaks of infectious diseases is highly 
uncertain and will depend on numerous evolving factors that we cannot predict, including, but not limited 
to (i) the duration and severity of the infectious disease outbreak; (ii) the imposition of restrictive measures 
to combat the outbreak and slow disease transmission; (iii) the introduction of financial support measures 
to reduce the impact of the outbreak on the economy; (iv) volatility in the demand for and price of oil and 
gas; (v) shortages or reductions in the supply of essential goods, services or labor; (vi) the effect such an 
outbreak would have on the global business environment and the demand for the goods we transport; (vii) 
governmental responses; and (viii) fluctuations in general economic or financial conditions tied to the 
outbreak, such as a sharp increase in interest rates or reduction in the availability of credit. We cannot 
predict the effect that any future infectious disease outbreak, pandemic or epidemic may have on our 
business, results of operations and financial condition, which could be material and adverse. 
 
Our operating results may be affected by seasonal fluctuations. 
 
We operate our vessels in markets that have historically exhibited seasonal variations in demand and, as 
a result, in charter hire rates. This seasonality may result in quarter-to-quarter volatility in our operating 
results. The dry bulk carrier market is typically stronger in the fall and winter months in anticipation of 
increased consumption of coal and other raw materials in the northern hemisphere during the winter 
months. In addition, unpredictable weather patterns in these months tend to disrupt vessel scheduling and 
supplies of certain commodities. As a result, our revenues may be weaker during the fiscal quarters ending 
June 30 and September 30, and, conversely, our revenues may be stronger in fiscal quarters ending 
December 31 and March 31. While this seasonality does not directly affect our operating results, it could 
materially affect our operating results to the extent our vessels are employed in the spot market in the 
future. 
 
An increase in the price of fuel, or bunkers, may adversely affect our profits. 
 
While we generally will not bear the cost of fuel or bunkers for vessels operating on time charters, fuel is a 
significant factor in negotiating charter rates. As a result, an increase in the price of fuel beyond our 
expectations may adversely affect our profitability at the time of charter negotiation. Fuel is also a 
significant, if not the largest, expense in shipping when vessels are under voyage charter. The price and 
supply of fuel is unpredictable and fluctuates based on events outside our control, including geopolitical 
developments, such as the ongoing conflict between Russia and Ukraine and between Israel and Hamas, 
supply and demand for oil and gas, actions by the Organization of Petroleum Exporting Countries (the 

 
 
17 
"OPEC"), and other oil and gas producers, war and unrest in oil producing countries and regions, regional 
production patterns and environmental concerns. Any future increase in the cost of fuel may reduce the 
profitability and competitiveness of our business. 
 
We are subject to complex laws and regulations, including environmental regulations that can 
adversely affect the cost, manner or feasibility of doing business. 
 
Our business and the operations of our vessels are materially affected by environmental regulation in the 
form of international conventions, national, state and local laws and regulations in force in the jurisdictions 
in which our vessels operate, as well as in the country or countries of their registration, including those 
governing the management and disposal of hazardous substances and wastes, the cleanup of oil spills 
and other contamination, air emissions (including greenhouse gases), water discharges and ballast water 
management. These regulations include, but are not limited to, European Union regulations, the U.S. Oil 
Pollution Act of 1990, requirements of the U.S. Coast Guard, or USCG and the U.S. Environmental 
Protection Agency, the U.S. Clean Air Act of 1970 (including its amendments of 1977 and 1990), the U.S. 
Clean Water Act, and the U.S. Maritime Transportation Security Act of 2002, and regulations of the IMO, 
including the International Convention on Civil Liability for Oil Pollution Damage of 1969, the International 
Convention for the Prevention of Pollution from Ships of 1973, as modified by the Protocol of 1978, 
collectively referred to as MARPOL 73/78 or MARPOL, including designations of Emission Control Areas, 
thereunder, SOLAS, the International Convention on Load Lines of 1966, the International Convention of 
Civil Liability for Bunker Oil Pollution Damage, and the ISM Code. Because such conventions, laws, and 
regulations are often revised, we cannot predict the ultimate cost of complying with such requirements or 
the impact thereof on the re-sale price or useful life of any vessel that we own or will acquire. Additional 
conventions, laws and regulations may be adopted that could limit our ability to do business or increase 
the cost of our doing business and which may materially adversely affect our operations. Government 
regulation of vessels, particularly in the areas of safety and environmental requirements, continue to 
change, requiring us to incur significant capital expenditures on our vessels to keep them in compliance, 
or even to scrap or sell certain vessels altogether. In addition, we may incur significant costs in meeting 
new maintenance and inspection requirements, in developing contingency arrangements for potential 
environmental violations and in obtaining insurance coverage. 
 
In addition, we are required by various governmental and quasi-governmental agencies to obtain certain 
permits, licenses, certificates, approvals and financial assurances with respect to our operations. Our 
failure to maintain necessary permits, licenses, certificates, approvals or financial assurances could require 
us to incur substantial costs or temporarily suspend operation of one or more of the vessels in our fleet or 
lead to the invalidation or reduction of our insurance coverage. 
 
Environmental requirements can also affect the resale value or useful lives of our vessels, require a 
reduction in cargo capacity, ship modifications or operational changes or restrictions, lead to decreased 
availability of insurance coverage for environmental matters or result in the denial of access to certain 
jurisdictional waters or ports, or detention in certain ports. Under local, national and foreign laws, as well 
as international treaties and conventions, we could incur material liabilities, including cleanup obligations 
and natural resource damages, in the event that there is a release of petroleum or hazardous substances 
from our vessels or otherwise in connection with our operations. We could also become subject to personal 
injury or property damage claims relating to the release of hazardous substances associated with our 
existing or historic operations. Violations of, or liabilities under, environmental requirements can result in 
substantial penalties, fines and other sanctions, including in certain instances, seizure or detention of our 
vessels. 
 

 
 
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Increased inspection procedures, tighter import and export controls and new security regulations 
could increase costs and disrupt our business. 
 
International shipping is subject to various security and customs inspection and related procedures in 
countries of origin, destination and trans-shipment points. Under the U.S. Maritime Transportation Security 
Act of 2002 (“MTSA”), the U.S. Coast Guard issued regulations requiring the implementation of certain 
security requirements aboard vessels operating in waters subject to the jurisdiction of the United States 
and at certain ports and facilities. These security procedures may result in cargo seizure, delays in the 
loading, offloading, trans-shipment or delivery and the levying of customs duties, fines or other penalties 
against us. It is possible that changes to inspection procedures could impose additional financial and legal 
obligations on us. Changes to inspection procedures could also impose additional costs and obligations on 
our customers and may, in certain cases, render the shipment of certain types of cargo uneconomical or 
impractical. Any such changes or developments may have a material adverse effect on our business, 
customer relations, financial condition and earnings.  
 
In addition, international shipping is subject to various security and customs inspection and related 
procedures in countries of origin and destination and trans-shipment points. Inspection procedures can 
result in the seizure of the cargo and/or our vessels, delays in the loading, offloading or delivery and the 
levying of customs duties, fines or other penalties against us. It is possible that changes to inspection 
procedures could impose additional financial and legal obligations on us. Furthermore, changes to 
inspection procedures could also impose additional costs and obligations on our customers and may, in 
certain cases, render the shipment of certain types of cargo uneconomical or impractical. Any such 
changes or developments may have a material adverse effect on our business, results of operations, cash 
flows, financial condition and available cash. 
 
Operational risks and damage to our vessels could adversely impact our performance.  
 
The operation of an ocean-going vessel carries inherent risks. Our vessels and their cargoes are at risk of 
being damaged or lost because of events such as marine disasters, environmental accidents, bad weather 
and natural disasters or other disasters outside our control and other acts of God, business interruptions 
caused by mechanical failures, grounding, fire, explosions and collisions, human error, war, terrorism, 
piracy, robbery, labor strikes, boycotts and other circumstances or events. Changing economic, regulatory 
and political conditions in some countries, including political and military conflicts, have from time to time 
resulted in attacks on vessels, mining of waterways, piracy, terrorism, labor strikes and boycotts. Damage 
to the environment could also result from our operations, particularly through spillage of fuel, lubricants or 
other chemicals and substances used in operations, or extensive uncontrolled fires. These hazards may 
result in death or injury to persons, loss of revenues or property, the payment of ransoms, environmental 
damage, higher insurance rates, damage to our customer relationships and market disruptions, delay or 
rerouting, any of which may reduce our revenue or increase our expenses and also subject us to litigation. 
As a result, we could be exposed to substantial liabilities not recoverable under our insurances. Further, 
the involvement of our vessels in a serious accident or the loss of any of our vessels could harm our 
reputation as a safe and reliable vessel operator and lead to a loss of business. Epidemics and other public 
health incidents may also lead to crew member illness, which can disrupt the operations of our vessels, or 
to public health measures, which may prevent our vessels from calling on ports or discharging cargo in the 
affected areas or in other locations after having visited the affected areas.  
 
If our vessels suffer damage, they may need to be repaired at a drydocking facility. The costs of drydock 
repairs are unpredictable and may be substantial. We may have to pay drydocking costs that our insurance 
does not cover at all or in full. The loss of revenues while these vessels are being repaired and repositioned, 
as well as the actual cost of these repairs not covered by our insurance, would decrease our earnings and 
available cash and may adversely affect our business and financial condition. In addition, space at 
drydocking facilities is sometimes limited and not all drydocking facilities are conveniently located. We may 

 
 
19 
be unable to find space at a suitable drydocking facility or our vessels may be forced to travel to a 
drydocking facility that is not conveniently located relative to our vessels' positions. The loss of earnings 
while these vessels are forced to wait for space or to travel to more distant drydocking facilities may 
adversely affect our business and financial condition. 
 
The operation of dry bulk vessels has certain unique operational risks. With a dry bulk vessel, the cargo 
itself and its interaction with the ship can be a risk factor. By their nature, dry bulk cargoes are often heavy, 
dense and easily shifted, and react badly to water exposure. In addition, dry bulk vessels are often 
subjected to battering treatment during unloading operations with grabs, jackhammers (to pry encrusted 
cargoes out of the hold), and small bulldozers. This treatment may cause damage to the dry bulk vessel. 
Dry bulk vessels damaged due to treatment during unloading procedures may be more susceptible to a 
breach at sea. Hull breaches in dry bulk vessels may lead to the flooding of their holds. If flooding occurs 
in the forward holds, the bulk cargo may become so waterlogged that the vessel's bulkheads may buckle 
under the resulting pressure leading to the loss of the dry bulk vessel. These risks may also impact the risk 
of loss of life or harm to our crew. 
 
If we are unable to adequately maintain or safeguard our vessels, we may be unable to prevent these 
events. Any of these circumstances or events could negatively impact our business, financial condition or 
results of operations. 
 
If our vessels call on ports located in countries or territories that are the subject of sanctions or 
embargoes imposed by the U.S. government, the United Kingdom, the European Union, the United 
Nations, or other governmental authorities, or engage in other such transactions or dealings that 
would be violative of applicable sanctions laws, it could lead to monetary fines or penalties and 
may adversely affect our reputation and the market for our securities. 
 
Our contracts with our charterers prohibit them from causing our vessels to call on ports located in 
sanctioned countries or territories or carrying cargo for entities or from countries and territories that are the 
subject of sanctions. Although our charterers may, in certain cases, control the operation of our vessels, 
we have monitoring processes in place to ensure our compliance with applicable economic sanctions and 
embargo laws. Nevertheless, it remains possible that our charterers may cause our vessels to trade in 
violation of sanctions provisions without our consent. If such activities result in a violation of applicable 
sanctions or embargo laws, we could be subject to monetary fines, penalties, or other sanctions, and our 
reputation and the market for our common shares could be adversely affected. 
 
The applicable sanctions and embargo laws and regulations vary in their application, and by jurisdiction, 
and do not all apply to the same covered persons or proscribe the same activities. In addition, the sanctions 
and embargo laws and regulations of each jurisdiction may be amended to increase or reduce the 
restrictions they impose over time, and the lists of persons and entities designated under these laws and 
regulations are amended frequently. Moreover, most sanctions regimes provide that entities owned or 
controlled by the persons or entities designated in such lists are also subject to sanctions. The U.S., U.K. 
and EU have enacted new sanctions programs in recent years. Additional countries or territories, as well 
as additional persons or entities within or affiliated with those countries or territories, have, and in the future 
will, become the target of sanctions. These require us to be diligent in ensuring our compliance with 
sanctions laws. Further, the U.S. has increased its focus on sanctions enforcement with respect to the 
shipping sector. Current or future counterparties of ours may be affiliated with persons or entities that are 
or may be in the future the subject of sanctions or embargoes imposed by the United States, U.K., EU, 
and/or other international bodies. If we determine that such sanctions require us to terminate existing or 
future contracts to which we, or our subsidiaries, are party or if we are found to be in violation of such 
applicable sanctions, our results of operations may be adversely affected, or we may suffer reputational 
harm. 
 

 
 
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As a result of Russia’s actions in Ukraine, the U.S., EU and United Kingdom, together with numerous other 
countries, have imposed significant sanctions on persons and entities associated with Russia and Belarus, 
as well as comprehensive sanctions on certain areas within the Donbas region of Ukraine, and such 
sanctions apply to entities owned or controlled by such designated persons or entities. These sanctions 
adversely affect our ability to operate in the region and also restrict parties whose cargo we may carry.  
 
Although we believe that we have been in compliance with all applicable sanctions and embargo laws and 
regulations in 2024 and up to the date of this annual report, and intend to maintain such compliance, there 
can be no assurance that we or our charterers will be in compliance in the future, particularly as the scope 
of certain laws may be unclear and may be subject to changing interpretations. Any such violation could 
result in fines, penalties or other sanctions that could severely impact our ability to access U.S. capital 
markets and conduct our business and could result in our reputation and the markets for our securities to 
be adversely affected and/or in some investors deciding, or being required, to divest their interest, or not 
to invest, in us. In addition, certain institutional investors may have investment policies or restrictions that 
prevent them from holding securities of companies that have contracts with countries or territories identified 
by the U.S. government as state sponsors of terrorism. The determination by these investors not to invest 
in, or to divest from, our shares may adversely affect the price at which our shares trade. Moreover, our 
charterers may violate applicable sanctions and embargo laws and regulations as a result of actions that 
do not involve us or our vessels, and those violations could in turn negatively affect our reputation. Further, 
our reputation and the market for our securities may be adversely affected if, for example, we enter into 
charters with individuals or entities who, pursuant to contracts with third parties, provide services to or 
engage in operations associated with countries or territories that are the subject of certain U.S. sanctions 
or embargo laws. Investor perception of the value of our common stock may also be adversely affected by 
the consequences of war, the effects of terrorism, civil unrest and governmental actions in countries or 
territories that we operate in. 
 
The smuggling of drugs or other contraband onto our vessels may lead to governmental claims 
against us. 
 
We expect that our vessels will call in ports in areas where smugglers attempt to hide drugs and other 
contraband on vessels, with or without the knowledge of crew members. To the extent our vessels are 
found with contraband, or stowaways, whether inside or attached to the hull of our vessel and whether with 
or without the knowledge of any of our crew, we may face governmental or other regulatory claims which 
could have an adverse effect on our business, results of operations, cash flows and financial condition. 
Under some jurisdictions, vessels used for the conveyance of illegal drugs could result in forfeiture of the 
subject vessel to the government of such jurisdiction. 
 
Maritime claimants could arrest or attach one or more of our vessels, which could interrupt our 
business or have a negative effect on our cash flows. 
 
Crew members, suppliers of goods and services to a vessel, shippers of cargo, lenders, and other parties 
may be entitled to a maritime lien against a vessel for unsatisfied debts, claims or damages. In many 
jurisdictions, a maritime lien holder may enforce its lien by “arresting” or “attaching” a vessel through judicial 
or foreclosure proceedings. The arrest or attachment of one or more of our vessels could interrupt the cash 
flow of the charterer and/or require us to pay a significant amount of money to have the arrest or attachment 
lifted, which would have an adverse effect on our cash flows. 
 
In addition, in some jurisdictions, such as South Africa, under the “sister-ship” theory of liability, a claimant 
may arrest both the vessel that is subject to the claimant’s maritime lien and any “associated” vessel, which 
is any vessel owned or controlled by the same owner. Claimants could try to assert “sister-ship” liability 
against one vessel in our fleet for claims relating to another of our ships. Under some of our present 
charters, if the vessel is arrested or detained as a result of a claim against us, we may be in default of our 

 
 
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charter and the charterer may suspend the payment of hire under the charter and charge us with any 
additional expenses incurred during that period, which may negatively impact our revenues and cash flows. 
 
We conduct business in China, where the legal system has inherent uncertainties that could limit 
the legal protections available to us. 
 
Some of our vessels may be chartered to Chinese customers and from time to time on our charterers' 
instructions, our vessels may call on Chinese ports. Such charters and voyages may be subject to 
regulations in China that may require us to incur new or additional compliance or other administrative costs 
and may require that we pay to the Chinese government new taxes or other fees. Applicable laws and 
regulations in China may not be well publicized and may not be known to us or to our charterers in advance 
of us or our charterers becoming subject to them, and the implementation of such laws and regulations 
may be inconsistent. Changes in Chinese laws and regulations, including with regards to tax matters, or 
changes in their implementation by local authorities could affect our vessels if chartered to Chinese 
customers as well as our vessels calling to Chinese ports and could have a material adverse impact on our 
business, financial condition and results of operations. 
 
Governments could requisition our vessels during a period of war or emergency, resulting in a loss 
of earnings. 
 
A government could requisition one or more of our vessels for title or for hire. Requisition for title occurs 
when a government takes control of a vessel and becomes her owner, while requisition for hire occurs 
when a government takes control of a vessel and effectively becomes her charterer at dictated charter 
rates. Generally, requisitions occur during periods of war or emergency, although governments may elect 
to requisition vessels in other circumstances. Although we would be entitled to compensation in the event 
of a requisition of one or more of our vessels, the amount and timing of payment would be uncertain. 
Although none of our vessels have been requisitioned by a government for title or hire, a Government 
requisition of one or more of our vessels may negatively impact our revenues and reduce the amount of 
cash we may have available for distribution as dividends to our shareholders, if any such dividends are 
declared. 
 
Failure to comply with the U.S. Foreign Corrupt Practices Act could result in fines, criminal 
penalties and an adverse effect on our business. 
 
We may operate in a number of countries throughout the world, including countries suspected to have a 
risk of corruption. We are committed to doing business in accordance with applicable anti-corruption laws 
and have adopted measures designed to ensure compliance with the U.S. Foreign Corrupt Practices Act 
of 1977, as amended (the “FCPA”). We are subject, however, to the risk that we, our affiliated entities or 
their respective officers, directors, employees and agents may take actions determined to be in violation of 
such anti-corruption laws, including the FCPA. Any such violation could result in substantial fines, 
sanctions, civil and/or criminal penalties, curtailment of operations in certain jurisdictions, and might 
adversely affect our business, earnings or financial condition. In addition, actual or alleged violations could 
damage our reputation and ability to do business. Furthermore, detecting, investigating, and resolving 
actual or alleged violations is expensive and can consume significant time and attention of our senior 
management. 
 
Changing laws and evolving reporting requirements could have an adverse effect on our business. 
 
Changing laws, regulations and standards relating to reporting requirements, including the European Union 
General Data Protection Regulation, or GDPR, may create additional compliance requirements for us. 
 

 
 
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GDPR broadens the scope of personal privacy laws to protect the rights of European Union citizens and 
requires organizations to report data breaches within 72 hours and be bound by more stringent rules for 
obtaining the consent of individuals on how their data can be used. GDPR applies to all companies 
processing and holding the personal data of data subjects residing in the EU, regardless of the company’s 
location. GDPR became enforceable on May 25, 2018 and non-compliance may expose entities to 
significant fines or other regulatory claims which could have an adverse effect on our business, financial 
condition, and operations. 
 
Company Specific Risk Factors 
 
The market values of our vessels could decline, which could limit the amount of funds that we can 
borrow and could trigger breaches of certain financial covenants contained in our loan facilities, 
which could adversely affect our operating results, and we may incur a loss if we sell vessels 
following a decline in their market values. 
 
While the market values of vessels and the freight charter market have a very close relationship as the 
charter market moves from trough to peak, the time lag between the effect of charter rates on market values 
of ships can vary. 
 
The market values of our vessels have generally experienced high volatility, and you should expect the 
market values of our vessels to fluctuate depending on a number of factors including: 
 
• 
the prevailing level of charter hire rates; 
 
• 
general economic and market conditions affecting the shipping industry; 
 
• 
competition from other shipping companies and other modes of transportation; 
 
• 
the types, sizes and ages of vessels; 
 
• 
the supply of and demand for vessels; 
 
• 
scrap values; 
 
• 
applicable governmental or other regulations; 
 
• 
technological advances;  
 
• 
the need to upgrade vessels as a result of charterer requirements, technological advances in vessel 
design or equipment or otherwise; and 
 
• 
the cost of newbuildings. 
 
 
In addition, as vessels grow older, they generally decline in value. If the market values of our vessels 
decline, we may not be in compliance with certain covenants contained in our loan facilities and we may 
not be able to refinance our debt or obtain additional financing or incur debt on terms that are acceptable 
to us or at all. As of December 31, 2024, we were in compliance with all of the covenants in our loan 
facilities. If we are not able to comply with the covenants in our loan facilities or are unable to obtain waivers 
or amendments or otherwise remedy the relevant breach, our lenders could accelerate our debt and 
foreclose on our vessels.  
 
Furthermore, if we sell any of our owned vessels at a time when prices are depressed, our business, results 
of operations, cash flow and financial condition could be adversely affected. Moreover, if we sell a vessel 

 
 
23 
at a time when vessel prices have fallen, the sale may be at less than the vessel's carrying amount in our 
financial statements, resulting in a loss and a reduction in earnings. In addition, if vessel values decline, 
we may have to record an impairment adjustment in our financial statements which could adversely affect 
our financial results.  Conversely, if vessel values are elevated at a time when we wish to acquire additional 
vessels, the cost of acquisition may increase and this could adversely affect our business, results of 
operations, cash flow and financial condition.   
 
We charter some of our vessels on short-term time charters in a volatile shipping industry and a 
decline in charter hire rates could affect our results of operations and our ability to pay dividends. 
 
Although significant exposure to short-term time charters is not unusual in the dry bulk shipping industry, 
the short-term time charter market is highly competitive and spot market charter hire rates (which affect 
time charter rates) may fluctuate significantly based upon available charters and the supply of, and demand 
for, seaborne shipping capacity. While the short-term time charter market may enable us to benefit in 
periods of increasing charter hire rates, we must consistently renew our charters and this dependence 
makes us vulnerable to declining charter rates. As a result of the volatility in the dry bulk carrier charter 
market, we may not be able to employ our vessels upon the termination of their existing charters at their 
current charter hire rates or at all. The dry bulk carrier charter market is volatile, and since the beginning 
of 2025, short-term time charter and spot market charter rates for some dry bulk carriers have declined at 
or below the operating costs of those vessels. We cannot assure you that future charter hire rates will 
enable us to operate our vessels profitably, or to pay dividends.  
 
Rising crew costs could adversely affect our results of operations.  
 
Due to an increase in the size of the global shipping fleet, the limited supply of and increased demand for 
crew has created upward pressure on crew costs. Additionally, the return of a number of Ukrainian 
seafarers to their homes as a result of the ongoing war in Ukraine has reduced the number of seafarers 
globally and thereby increased the pressure on crew wages. Continued higher crew costs or further 
increases in crew costs could adversely affect our results of operations. 
 
Our investment in Diana Wilhelmsen Management Limited may expose us to additional risks. 
 
During 2015 we invested in a 50/50 joint venture with Wilhelmsen Ship Management which provides 
management services to a limited number of vessels in our fleet and to affiliated companies, but our 
eventual goal is to provide fleet management services to unaffiliated third-party vessel operators. While 
this joint venture may provide us in the future with a potential revenue source, it may also expose us to 
risks such as low customer satisfaction, increased operating costs compared to those we would achieve 
for our vessels, and inability to adequately staff our vessels with crew that meets our expectations or to 
maintain our vessels according to our standards, which would adversely affect our financial condition. 
 
A cyber-attack could materially disrupt our business. 
 
We rely on information technology systems and networks in our operations and administration of our 
business, including navigation, provision of services, propulsion, machinery management, power control, 
communications and cargo management. We have in place safety and security measures on our vessels 
and onshore operations to protect our vessels against cyber-security attacks and any disruption to their 
information systems.  Information systems are vulnerable to security breaches by computer hackers and 
cyber terrorists. We rely on industry accepted security measures and technology to securely maintain 
confidential and proprietary information maintained on our information systems. However, these measures 
and technology may not adequately prevent security breaches. Our business operations could be targeted 
by individuals or groups seeking to sabotage or disrupt our information technology systems and networks, 
or to steal data. A successful cyber-attack could materially disrupt our operations, including the safety of 
our operations, or lead to unauthorized release of information or alteration of information in our systems. 

 
 
24 
Any such attack or other breach of our information technology systems could have a material adverse 
effect on our business and results of operations. In addition, the unavailability of the information systems 
or the failure of these systems to perform as anticipated for any reason could disrupt our business and 
could result in decreased performance and increased operating costs, causing our business and results of 
operations to suffer. We do not maintain cyber-liability insurance at this time to cover such losses. Any 
significant interruption or failure of our information systems or any significant breach of security could 
adversely affect our business and results of operations. We have taken extensive measures to enhance 
our security infrastructure, reform network architecture, and implement rigorous security policies, 
culminating in ISO 27001 certification. Key initiatives include establishing security testing, business 
continuity, disaster recovery, and incident response programs, as well as developing a robust security 
awareness and training program to enhance employee vigilance against cyber threats. Despite these 
improvements we cannot assure you that we will be able to successfully thwart all future attacks with 
causing material and adverse effect on our business. 
 
Moreover, our risk of cyber-attacks and other sources of security breaches and incidents may be elevated 
as a result of the ongoing conflicts between Russia and Ukraine. and the Israel-Hamas conflict. To the 
extent such attacks have collateral effects on global critical infrastructure or financial institutions, such 
developments could adversely affect our business, operating results and financial condition. At this time, it 
is difficult to assess the likelihood of such a threat and any potential impact. 
 
As cyberattacks become increasingly sophisticated, and as tools and resources become more readily 
available to malicious third parties, including the risk associated with the use of emerging technologies, 
such as artificial intelligence and quantum computing for nefarious purposes, there can be no guarantee 
that our actions, security measures and controls designed to prevent, detect or respond to intrusion, to limit 
access to data, to prevent destruction or alteration of data or to limit the negative impact from such attacks, 
can provide absolute security against compromise. Even without actual breaches of information security, 
protection against increasingly sophisticated and prevalent cyberattacks may result in significant future 
prevention, detection, response and management costs, or other costs, including the deployment of 
additional cybersecurity technologies, engaging third-party experts, deploying additional personnel and 
training employees. Further, as cyber threats are continually evolving, our controls and procedures may 
become inadequate, and we may be required to devote additional resources to modify or enhance our 
systems in the future. Such expenses could have a material adverse effect on our future performance, 
results of operations, cash flows and financial position. 
 
Further, in July 2023, the SEC adopted amendments to its rules on cybersecurity risk management, 
strategy, governance, and incident disclosure. The amendments require us to report material cybersecurity 
incidents involving our information systems and periodic reporting regarding our policies and procedures 
to identify and manage cybersecurity risks, amongst other disclosures. A failure to disclosure could result 
in the imposition of injunctions, fines and other penalties by the SEC. Complying with these obligations 
could cause us to incur substantial costs and could increase negative publicity surrounding any 
cybersecurity incident. During the year ended December 31, 2024, we did not identify any cybersecurity 
threats that have materially affected or are reasonably likely to materially affect our business strategy, 
results of operations, or financial condition. 
 
For more information on our cybersecurity policies, please see “Item 16K. Cybersecurity.” 
 
Climate change and greenhouse gas restrictions may adversely impact our operations and 
markets. 
 
Due to concern over the risk of climate change, a number of countries and the IMO have adopted, or are 
considering the adoption of, regulatory frameworks to reduce greenhouse gas emissions. These regulatory 
measures may include, among others, adoption of cap and trade regimes, carbon taxes, increased 
efficiency standards and incentives or mandates for renewable energy. In July 2023, nations at the 

 
 
25 
International Maritime Organization’s Marine Environment Protection Committee (“MEPC”) 80 updated the 
initial strategy to reduce greenhouse gas emissions from ships. The initial strategy identifies ―levels of 
ambition to reducing greenhouse gas emissions, including (1) decreasing the carbon intensity from ships 
through implementation of further phases of the EEDI for new ships; (2) reducing carbon dioxide emissions 
per transport work, as an average across international shipping, by at least 20% by 2030, compared to 
2008 emission levels; and (3) reducing the total annual greenhouse emissions by at least 70% by 2040 
compared to 2008 while pursuing efforts towards phasing them out entirely. 
 
Since January 1, 2020, ships have to either remove sulfur from emissions or buy fuel with low sulfur content, 
which may lead to increased costs and supplementary investments for ship owners. The interpretation of 
"fuel oil used on board" includes use in main engine, auxiliary engines and boilers. We have elected to 
comply with this regulation by using 0.5% sulfur fuels on board, which are available around the world but 
often at a higher cost and may result in higher costs than other companies that elected to install scrubbers 
on their vessels. 
 
In addition, although the emissions of greenhouse gases from international shipping currently are not 
subject to the Kyoto Protocol to the United Nations Framework Convention on Climate Change, which 
required adopting countries to implement national programs to reduce emissions of certain gases, or the 
Paris Agreement (discussed further below), a new treaty may be adopted in the future that includes 
restrictions on shipping emissions. Compliance with changes in laws, regulations and obligations relating 
to climate change could increase our costs related to operating and maintaining our vessels and require 
us to install new emission controls, acquire allowances or pay taxes related to our greenhouse gas 
emissions or administer and manage a greenhouse gas emissions program. Revenue generation and 
strategic growth opportunities may also be adversely affected. 
 
Increasing scrutiny and changing expectations from investors, lenders and other market 
participants with respect to our ESG policies may impose additional costs on us or expose us to 
additional risks. 
 
Companies across all industries are facing increasing scrutiny relating to their ESG policies. Investor 
advocacy groups, certain institutional investors, investment funds, lenders and other market participants 
are increasingly focused on ESG practices and in recent years have placed increasing importance on the 
implications and social cost of their investments. Companies which do not adapt to or comply with investor, 
lender or other industry shareholder expectations and standards, which are evolving, or which are 
perceived to have not responded appropriately to the growing concern for ESG issues, regardless of 
whether there is a legal requirement to do so, may suffer from reputational damage and the business, 
financial condition, and/or stock price of such a company could be materially and adversely affected. 
 
In February 2021, the former Acting Chair of the SEC issued a statement directing the Division of 
Corporation Finance to enhance its focus on climate-related disclosure in public company filings and in 
March 2021 the SEC announced the creation of a Climate and ESG Task Force in the Division of 
Enforcement (the “Task Force”). The Task Force’s goal is to develop initiatives to proactively identify ESG-
related misconduct consistent with increased investor reliance on climate and ESG-related disclosure and 
investment. To implement the Task Force’s purpose, the SEC has taken several enforcement actions, with 
the first enforcement action taking place in May 2022, and promulgated new rules. On March 21, 2022, the 
SEC proposed that all public companies are to include extensive climate-related information in their SEC 
filings. On May 25, 2022, SEC proposed a second set of rules aiming to curb the practice of "greenwashing" 
(i.e., making unfounded claims about one's ESG efforts) and would add proposed amendments to rules 
and reporting forms that apply to registered investment companies and advisers, advisers exempt from 
registration, and business development companies. On March 6, 2024, the SEC adopted final rules to 
require registrants to disclose certain climate-related information in SEC filings of all public companies. The 
final rules require companies to disclose, among other things: material climate-related risks; activities to 
mitigate or adapt to such risks; information about the registrant's board of directors' oversight of climate-

 
 
26 
related risks and management’s role in managing material climate-related risks; and information on any 
climate-related targets or goals that are material to the registrant's business, results of operations, or 
financial condition. Further, to facilitate investors' assessment of certain climate-related risks, the final rules 
require disclosure of Scope 1 and/or Scope 2 greenhouse gas (GHG) emissions on a phased-in basis 
when those emissions are material; the filing of an attestation report covering the required disclosure of 
such registrants’ Scope 1 and/or Scope 2 emissions, also on a phased-in basis; and disclosure of the 
financial statement effects of severe weather events and other natural conditions including, for example, 
costs and losses. The final rules include a phased-in compliance period for all registrants, with the 
compliance date dependent on the registrant’s filer status and the content of the disclosure.  
 
Almost immediately upon release of the rules, multiple lawsuits challenging the rules were filed in federal 
court, and the cases were transferred to the Eighth Circuit Court of Appeals.  On April 4, 2024, the SEC 
voluntarily issued a stay of the climate-related disclosure rules pending the completion of judicial review of 
the consolidated Eighth Circuit petitions, which is still ongoing.  In addition, on June 28, 2024, in its decision 
of the combined cases of Relentless v. Department of Commerce and Loper Bright Enterprises v. 
Raimondo, the Supreme Court of the United States narrowed its view of agency authority by overturning 
Chevron deference, which required judges to defer to an agency’s interpretation of relevant laws when its 
regulations are subject to a legal challenge. This decision will raise the burden for administrative agencies 
to prove they have the authority to create a rule and will likely create a hurdle for SEC’s pending climate-
related disclosure rules. The impact of the ongoing litigation with respect to these rules, as well as the 
change in administration, is uncertain. Costs of compliance with these new rules and any further climate-
related disclosure rules that are adopted in the future may be significant and may have a material adverse 
effect on our future performance, results of operations, cash flows and financial position. 
 
We may face increasing pressures from investors, future lenders and other market participants, who are 
increasingly focused on climate change, to prioritize sustainable energy practices, reduce our carbon 
footprint and promote sustainability. As a result, we may be required to implement more stringent ESG 
procedures or standards so that our existing and future investors and lenders remain invested in us and 
make further investments in us. 
 
Additionally, certain investors and lenders may exclude companies, such as us, from their investing 
portfolios altogether due to environmental, social and governance factors. These limitations in both the 
debt and equity capital markets may affect our ability to grow as our plans for growth may include accessing 
the equity and debt capital markets. If those markets are unavailable, or if we are unable to access 
alternative means of financing on acceptable terms, or at all, we may be unable to implement our business 
strategy, which would have a material adverse effect on our financial condition and results of operations 
and impair our ability to service our indebtedness. Further, it is likely that we will incur additional costs and 
require additional resources to monitor, report and comply with wide ranging ESG requirements. The 
occurrence of any of the foregoing could have a material adverse effect on our business and financial 
condition.  
 
Moreover, from time to time, in alignment with our sustainability priorities, we may establish and publicly 
announce goals and commitments in respect of certain ESG items. While we may create and publish 
voluntary disclosures regarding ESG matters from time to time, many of the statements in those voluntary 
disclosures are based on hypothetical expectations and assumptions that may or may not be representative 
of current or actual risks or events or forecasts of expected risks or events, including the costs associated 
therewith. Such expectations and assumptions are necessarily uncertain and may be prone to error or 
subject to misinterpretation given the long timelines involved and the lack of an established single approach 
to identifying, measuring and reporting on many ESG matters. If we fail to achieve or improperly report on 
our progress toward achieving our environmental goals and commitments, the resulting negative publicity 
could adversely affect our reputation and/or our access to capital. 
 

 
 
27 
Our earnings may be adversely affected if we are not able to take advantage of favorable charter 
rates. 
 
We charter our dry bulk carriers to customers pursuant to short, medium or long-term time charters. 
However, as part of our business strategy, the majority of our vessels are currently fixed on short to 
medium-term time charters. We may extend the charter periods for additional vessels in our fleet, including 
additional dry bulk carriers that we may purchase in the future, to take advantage of the relatively stable 
cash flow and high utilization rates that are associated with long-term time charters. While we believe that 
long-term charters provide us with relatively stable cash flows and higher utilization rates than shorter-term 
charters, our vessels that are committed to long-term charters may not be available for employment on 
short-term charters during periods of increasing short-term charter hire rates when these charters may be 
more profitable than long-term charters. 
 
At the expiration of our charters or if a charter terminates early for any reason or when we acquire vessels 
charter-free, we will need to charter or recharter our vessels. If an excess of vessels is available on the 
spot or short-term market at the time we are seeking to fix new longer-term charters, we may have difficulty 
entering into such charters at all or at profitable rates and for any term other than short term and, as a 
result, our cash flow may be subject to instability in the mid to long-term. In addition, it would be more 
difficult to fix relatively older vessels should there be an oversupply of younger vessels on the market. A 
depressed spot market may require us to enter into short-term spot charters based on prevailing market 
rates, which could result in a decrease in our cash flow. 
 
We cannot assure you that we will be able to borrow amounts under loan facilities and restrictive 
covenants in our loan facilities impose financial and other restrictions on us. 
 
Historically, we have entered into several loan agreements to finance vessel acquisitions, the construction 
of newbuildings and working capital. Our ability to borrow amounts under our facilities is subject to the 
execution of customary documentation relating to the facility, including security documents, satisfaction of 
certain customary conditions precedent and compliance with terms and conditions included in the loan 
documents. Prior to each drawdown, we are required, among other things, to provide the lender with 
acceptable valuations of the vessels in our fleet confirming that the vessels in our fleet have a minimum 
value and that the vessels in our fleet that secure our obligations under the facilities are sufficient to satisfy 
minimum security requirements. To the extent that we are not able to satisfy these requirements, including 
as a result of a decline in the value of our vessels, we may not be able to draw down the full amount under 
the facilities. We will also not be permitted to borrow amounts under the facilities if we experience a change 
of control. 
 
The loan facilities also impose operating and financial restrictions on us. These restrictions may limit our 
ability to, among other things: 
 
• 
pay dividends if there is a default under the loan facilities or if the payment of the dividend would 
result in a default or breach of a loan covenants; 
 
• 
incur additional indebtedness, including through the issuance of guarantees; 
 
• 
change the flag, class or management of our vessels; 
 
• 
create liens on our assets; 
 
• 
sell our vessels; 
 
• 
enter into a time charter or consecutive voyage charters that have a term that exceeds, or which 
by virtue of any optional extensions may exceed a certain period; 

 
 
28 
 
• 
merge or consolidate with, or transfer all or substantially all our assets to, another person; and 
 
• 
enter into a new line of business. 
 
Therefore, we may need to seek permission from our lenders in order to engage in some corporate actions. 
Our lenders’ interests may be different from ours and we cannot guarantee that we will be able to obtain 
our lenders' permission when needed. This may limit our ability to finance our future operations, make 
acquisitions or pursue business opportunities. 
 
We cannot assure you that we will be able to refinance indebtedness incurred under our loan 
facilities and bond. 
 
We cannot assure you that we will be able to refinance our indebtedness with equity offerings or otherwise, 
on terms that are acceptable to us or at all. If we are not able to refinance these amounts with the net 
proceeds of equity offerings or otherwise, on terms acceptable to us or at all, we will have to dedicate a 
greater portion of our cash flow from operations to pay the principal and interest of this indebtedness than 
if we were able to refinance such amounts. If we are not able to satisfy these obligations, we may have to 
undertake alternative financing plans. The actual or perceived credit quality of our charterers, any defaults 
by them, and the market value of our fleet, among other things, may materially affect our ability to obtain 
alternative financing. In addition, debt service payments under our loan facilities or alternative financing 
may limit funds otherwise available for working capital, capital expenditures and other purposes. If we are 
unable to meet our debt obligations, or if we otherwise default under our loan facilities or an alternative 
financing arrangement, our lenders could declare the debt, together with accrued interest and fees, to be 
immediately due and payable and foreclose on our fleet, which could result in the acceleration of other 
indebtedness that we may have at such time and the commencement of similar foreclosure proceedings 
by other lenders. 
 
Purchasing and operating secondhand vessels may result in increased operating costs and 
reduced operating days, which may adversely affect our earnings.  
 
As part of our current business strategy to increase our owned fleet, we may acquire new and secondhand 
vessels. While we rigorously inspect previously owned or secondhand vessels prior to purchase, this does 
not provide us with the same knowledge about their condition and cost of any required (or anticipated) 
repairs that we would have had if these vessels had been built for and operated exclusively by us. 
Accordingly, we may not discover defects or other problems with secondhand vessels prior to purchasing 
or chartering-in. Any such hidden defects or problems may be expensive to repair and may require us to 
put a vessel into drydock, which would reduce our fleet utilization and increase our operating costs. If a 
hidden defect or problem is not detected, it may result in accidents or other incidents for which we may 
become liable to third parties. The market prices of secondhand and newbuilt vessels also tend to fluctuate 
with changes in charter rates and, if we sell the vessels, the sales prices may be less than their carrying 
values at that time. 
 
In general, the costs to maintain a vessel in good operating condition increase with the age of the vessel. 
As of the date of this annual report, our fleet consists of 39 vessels of which 37 vessels, owned and 
chartered-in, are in operation, having a combined carrying capacity of 4.1 million dead weight tons, or dwt, 
and a weighted average age of 11.4 years and two vessels are under construction. As our fleet ages, we 
will incur increased costs. Older vessels are typically less fuel-efficient than more recently constructed 
vessels due to improvements in engine technology. Cargo insurance rates increase with the age of a 
vessel, making older vessels less desirable to charterers. 
 
Furthermore, governmental regulations, safety or other equipment standards related to the age of vessels 
may require expenditures for alterations, or the addition of new equipment and may restrict the type of 

 
 
29 
activities in which the vessel may engage. As our vessels age, market conditions may not justify those 
expenditures or enable us to operate our vessels profitably during the remainder of their useful lives. As a 
result, regulations and standards could have a material adverse effect on our business, financial condition, 
results of operations, cash flows and ability to pay dividends. 
 
We are subject to certain risks with respect to our counterparties on contracts, and failure of such 
counterparties to meet their obligations could cause us to suffer losses or otherwise adversely 
affect our business. 
 
We enter into, among other things, charter parties with our customers. Such agreements subject us to 
counterparty risks. The ability and willingness of each of our counterparties to perform its obligations under 
a contract with us will depend on a number of factors that are beyond our control and may include, among 
other things, general economic conditions, the condition of the maritime and offshore industries, the overall 
financial condition of the counterparty, charter rates received for specific types of vessels, work stoppages 
or other labor disturbances and various expenses. Should a counterparty fail to honor its obligations under 
agreements with us, we could sustain significant losses, which could have a material adverse effect on our 
business, financial condition, results of operations and cash flows. 
 
In addition, in depressed market conditions, our charterers may no longer need a vessel that is currently 
under charter or may be able to obtain a comparable vessel at lower rates. As a result, charterers may 
seek to renegotiate the terms of their existing charter agreements or avoid their obligations under those 
contracts. Furthermore, it is possible that parties with whom we have charter contracts may be impacted 
by events in Russia and Ukraine and in the Middle East, including in the Red Sea area, and any resulting 
sanctions. If our charterers fail to meet their obligations to us or attempt to renegotiate our charter 
agreements, it may be difficult to secure substitute employment for such vessels, and any new charter 
arrangements we secure may be at lower rates. As a result, we could sustain significant losses, which 
could have a material adverse effect on our business, financial condition, results of operations and cash 
flows.  
 
In the highly competitive international shipping industry, we may not be able to compete for 
charters with new entrants or established companies with greater resources, and as a result, we 
may be unable to employ our vessels profitably. 
 
The operation of dry bulk vessels and transportation of dry bulk cargoes is extremely competitive and 
fragmented. Competition for the transportation of dry bulk cargoes by sea is intense and depends on price, 
location, size, age, condition and the acceptability of the vessel and its operators to the charterers. 
Competition arises primarily from other vessel owners, some of whom have substantially greater resources 
than we do. Due in part to the highly fragmented market, competitors with greater resources than us could 
enter the dry bulk shipping industry and operate larger fleets through consolidations or acquisitions and 
may be able to offer lower charter rates and higher quality vessels than we are able to offer. If we are 
unable to successfully compete with other dry bulk shipping companies, our results of operations may be 
adversely impacted. 
 
We may be unable to attract and retain key management personnel and other employees in the 
shipping industry, which may negatively impact the effectiveness of our management and results 
of operations. 
 
Our success depends to a significant extent upon the abilities and efforts of our management team. Our 
success will depend upon our ability to retain key members of our management team and to hire new 
members as may be necessary. The loss of any of these individuals could adversely affect our business 
prospects and financial condition. Difficulty in hiring and retaining replacement personnel could have a 
similar effect. We do not currently, nor do we intend to, maintain “key man” life insurance on any of our 
officers or other members of our management team. 

 
 
30 
 
Technological innovation and quality and efficiency requirements from our customers could 
reduce our charter hire income and affect the demand and the value of our vessels. 
 
Our customers have a high and increasing focus on quality and compliance standards with their suppliers 
across the entire supply chain, including the shipping and transportation segment. Our continued 
compliance with these standards and quality requirements is vital for our operations. The charter hire rates 
and the value and operational life of a vessel are determined by a number of factors including the vessel’s 
efficiency, operational flexibility and physical life. Efficiency includes speed, fuel economy and the ability to 
load and discharge cargo quickly. Flexibility includes the ability to enter harbors, utilize related docking 
facilities and pass through canals and straits. The length of a vessel’s physical life is related to its original 
design and construction, its maintenance and the impact of the stress of operations. We face competition 
from companies with more modern vessels having more fuel efficient designs than our vessels, or eco 
vessels, and if new dry bulk vessels are built that are more efficient or more flexible or have longer physical 
lives than the current vessels, competition from the current eco vessels and any more technologically 
advanced vessels could adversely affect the amount of charter hire payments we receive for our vessels 
and the resale value of our vessels could significantly decrease. In these circumstances, we may also be 
forced to charter our vessels to less creditworthy charterers, either because top tier charters will not charter 
older and less technologically advanced vessels or will only charter such vessels at lower contracted 
charter rates than we are able to obtain from these less creditworthy, second tier charterers. Similarly, 
technologically advanced vessels are needed to comply with environmental laws the investment in which 
along with the foregoing could have a material adverse effect on charter hire payments and resale value 
of vessels. This could have an adverse effect on our results of operations, cash flows, financial condition 
and ability to pay dividends.  
 
Developments in technology could also affect global trade flows and supply chains causing disruptions in 
the demand for our vessels. Decreasing the cost of labor through automation and digitization and 
increasing the consumers power to demand goods, technology is changing the business models and 
production of goods in many industries. Consequently, supply chains are being pulled closer to the end-
customer and are required to be more responsive to changing demand patterns. As a result, fewer 
intermediate and raw inputs are traded, which could lead to a decrease in shipping activity. If automation 
and digitization become more commercially viable and/or production becomes more regional or local, total 
dry-bulk volumes would decrease, which would adversely affect demand for our services. Supply chain 
disruptions caused by geopolitical events, rising tariff barriers and environmental concerns may also 
accelerate these trends. 
 
We may not have adequate insurance to compensate us if we lose our vessels or to compensate 
third parties. 
 
We procure insurance for our fleet against risks commonly insured against by vessel owners and operators. 
Our current insurance includes hull and machinery insurance, war risks insurance and protection and 
indemnity insurance (which includes environmental damage and pollution insurance). We can give no 
assurance that we are adequately insured against all risks or that our insurers will pay a particular claim. 
Even if our insurance coverage is adequate to cover our losses, we may not be able to timely obtain a 
replacement vessel in the event of a loss. Additionally, our insurers may refuse to pay particular claims and 
our insurance may be voidable by the insurers if we take, or fail to take, certain action, such as failing to 
maintain certification of our vessels with applicable maritime regulatory organizations. Furthermore, in the 
future, we may not be able to obtain adequate insurance coverage at reasonable rates for our fleet. We 
may also be subject to calls, or premiums, in amounts based not only on our own claim records but also 
the claim records of all other members of the protection and indemnity associations through which we 
receive indemnity insurance coverage for tort liability. Our insurance policies also contain deductibles, 
limitations and exclusions which, although we believe are standard in the shipping industry, may 
nevertheless increase our costs. In addition, we do not presently carry loss-of-hire insurance, which covers 

 
 
31 
the loss of revenue during extended vessel off-hire periods, such as those that might occur during an 
unscheduled drydocking due to damage to the vessel from a major accident. Accordingly, any vessel that 
is off hire for an extended period of time, due to an accident or otherwise, could have a material adverse 
effect on our business, results of operations and financial condition. 
 
We are exposed to U.S. dollar and foreign currency fluctuations and devaluations that could harm 
results of operations. 
 
We generate all of our revenues in U.S. dollars but incur around half of our operating expenses and our 
general and administrative expenses in currencies other than the U.S. dollar, primarily the Euro. Because 
a significant portion of our expenses is incurred in currencies other than the U.S. dollar, our expenses may 
from time to time increase relative to our revenues as a result of fluctuations in exchange rates, particularly 
between the U.S. dollar and the Euro, which could affect the amount of net income that we report in future 
periods. While we historically have not mitigated the risk associated with exchange rate fluctuations through 
the use of financial derivatives, we may employ such instruments from time to time in the future in order to 
minimize this risk. Our use of financial derivatives would involve certain risks, including the risk that losses 
on a hedged position could exceed the nominal amount invested in the instrument and the risk that the 
counterparty to the derivative transaction may be unable or unwilling to satisfy its contractual obligations, 
which could have an adverse effect on our results. 
 
We depend upon a few significant customers for a large part of our revenues and the loss of one 
or more of these customers could adversely affect our financial performance.  
 
We have historically derived a significant part of our revenues from a small number of charterers. During 
2024, 2023, and 2022, approximately 11%, 13% and 34%, respectively, of our revenues were derived from 
one, one and two charterers, respectively. If one or more of our charterers chooses not to charter our 
vessels or is unable to perform under one or more charters with us and we are not able to find a 
replacement charter, we could suffer a loss of revenues that could adversely affect our financial condition 
and results of operations. 
 
We are a holding company, and we depend on the ability of our subsidiaries to distribute funds to 
us in order to satisfy our financial obligations. 
 
We are a holding company and our subsidiaries conduct all of our operations and own all of our operating 
assets. We have no significant assets other than the equity interests in our subsidiaries. As a result, our 
ability to satisfy our financial obligations depends on our subsidiaries and their ability to distribute funds to 
us. If we are unable to obtain funds from our subsidiaries, we may not be able to satisfy our financial 
obligations. 
 
Certain of our vessels are owned through joint ventures that we have entered into, and our views 
about the operations of those vessels may differ from our joint venture partners and adversely 
affect our interest in the joint ventures. 
 
We have entered into two joint venture arrangements pursuant to which we own minority interests in four 
commissioning service operation vessel newbuilding contracts through Windward Offshore GmbH & Co. 
KG and one dry bulk vessel through Bergen Ultra, and we may enter into additional joint venture 
arrangement in the future. As a minority interest holder in these joint ventures, we share voting and 
operational control of these joint ventures and the operations of these vessels. Our joint venture partners 
may have interests that are different from ours which may result in conflicting views as to the operation of 
the vessels owned by the joint ventures or the conduct of the business of the joint ventures. We may not 
be able to resolve such conflicts in our favor and such conflicts or differing views could have a material 
adverse effect on our interest in these joint ventures.  
 

 
 
32 
Because we are organized under the laws of the Marshall Islands, it may be difficult to serve us 
with legal process or enforce judgments against us, our directors or our management. 
 
We are organized under the laws of the Marshall Islands, and substantially all of our assets are located 
outside of the United States. In addition, the majority of our directors and officers are non-residents of the 
United States, and all or a substantial portion of the assets of these non-residents are located outside the 
United States. As a result, it may be difficult or impossible for someone to bring an action against us or 
against these individuals in the United States if they believe that their rights have been infringed under 
securities laws or otherwise. Even if you are successful in bringing an action of this kind, the laws of the 
Marshall Islands and of other jurisdictions may prevent or restrict them from enforcing a judgment against 
our assets or the assets of our directors or officers. 
 
The international nature of our operations may make the outcome of any bankruptcy proceedings 
difficult to predict. 
 
We are incorporated under the laws of the Republic of the Marshall Islands and we conduct operations in 
countries around the world. Consequently, in the event of any bankruptcy, insolvency, liquidation, 
dissolution, reorganization or similar proceeding involving us or any of our subsidiaries, bankruptcy laws 
other than those of the United States could apply. If we become a debtor under U.S. bankruptcy law, 
bankruptcy courts in the United States may seek to assert jurisdiction over all of our assets, wherever 
located, including property situated in other countries. There can be no assurance, however, that we would 
become a debtor in the United States, or that a U.S. bankruptcy court would be entitled to, or accept, 
jurisdiction over such a bankruptcy case, or that courts in other countries that have jurisdiction over us and 
our operations would recognize a U.S. bankruptcy court’s jurisdiction if any other bankruptcy court would 
determine it had jurisdiction. 
 
If we expand our business further, we may need to improve our operating and financial systems 
and will need to recruit suitable employees and crew for our vessels. 
 
Our current operating and financial systems may not be adequate if we further expand the size of our fleet 
and our attempts to improve those systems may be ineffective. In addition, if we expand our fleet further, 
we will need to recruit suitable additional seafarers and shoreside administrative and management 
personnel. While we have not experienced any difficulty in recruiting to date, we cannot guarantee that we 
will be able to continue to hire suitable employees if we expand our fleet. If we or our crewing agents 
encounter business or financial difficulties, we may not be able to adequately staff our vessels.. 
 
Any future growth will primarily depend on our ability to: 
 
• 
locate and acquire suitable vessels; 
 
• 
identify and consummate acquisitions or joint ventures; 
 
• 
enhance our customer base; 
 
• 
manage our expansion; and 
 
• 
obtain required financing on acceptable terms. 
 
Growing any business by acquisition presents numerous risks, such as undisclosed liabilities and 
obligations, the possibility that indemnification agreements will be unenforceable or insufficient to cover 
potential losses and difficulties associated with imposing common standards, controls, procedures and 
policies, obtaining additional qualified personnel, managing relationships with customers, suppliers and 
integrating newly acquired assets and operations into existing infrastructure. If we are unable to grow our 

 
 
33 
financial and operating systems or to recruit suitable employees, should we decide to expand our fleet, our 
financial performance may be adversely affected, among other things. We cannot give any assurance that 
we will be successful in executing any future growth plans or that we will not incur significant expenses and 
losses in connection with our future growth.  
 
We may have to pay tax on U.S. source income, which would reduce our earnings. 
 
Under the U.S. Internal Revenue Code of 1986, as amended, or the Code, 50% of the gross shipping 
income of a vessel-owning or chartering corporation, such as ourselves and our subsidiaries, that is 
attributable to transportation that begins or ends, but that does not both begin and end, in the United States 
is characterized as U.S. source shipping income and such income is generally subject to a 4% U.S. federal 
income tax without allowance for deductions, unless that corporation qualifies for exemption from tax under 
Section 883 of the Code and the Treasury Regulations promulgated thereunder. 
 
We expect that we and each of our subsidiaries qualify for this statutory tax exemption for the 2024 taxable 
year and we will take this position for U.S. federal income tax return reporting purposes. However, there 
are factual circumstances beyond our control that could cause us to lose the benefit of this tax exemption 
in future years and thereby become subject to U.S. federal income tax on our U.S. source shipping income. 
For example, in certain circumstances we may no longer qualify for exemption under Code Section 883 for 
a particular taxable year if shareholders, other than “qualified shareholders”, with a five percent or greater 
interest in our common shares owned, in the aggregate, 50% or more of our outstanding common shares 
for more than half the days during the taxable year. Due to the factual nature of the issues involved, we 
can give no assurances on our tax-exempt status or that of any of our subsidiaries. 
 
If we or our subsidiaries are not entitled to this exemption under Section 883 of the Code for any taxable 
year, we or our subsidiaries would be subject for those years to a 4% U.S. federal income tax on our gross 
U.S.-source shipping income. The imposition of this taxation could have a negative effect on our business 
and would result in decreased earnings available for distribution to our shareholders, although, for the 2024 
taxable year, we estimate our maximum U.S. federal income tax liability to be immaterial if we were subject 
to this U.S. federal income tax. See “Item 10. Additional Information—E. Taxation" for a more 
comprehensive discussion of U.S. federal income tax considerations. 
 
U.S. federal tax authorities could treat us as a “passive foreign investment company”, which could 
have adverse U.S. federal income tax consequences to U.S. shareholders. 
 
A foreign corporation will be treated as a “passive foreign investment company”, or PFIC, for U.S. federal 
income tax purposes if either (1) at least 75% of its gross income for any taxable year consists of certain 
types of “passive income” or (2) at least 50% of the average value of the corporation's assets produce or 
are held for the production of those types of “passive income.” For purposes of these tests, “passive 
income” includes dividends, interest, gains from the sale or exchange of investment property, and rents 
and royalties other than rents and royalties which are received from unrelated parties in connection with 
the active conduct of a trade or business. For purposes of these tests, income derived from the 
performance of services does not constitute “passive income.” U.S. shareholders of a PFIC are subject to 
a disadvantageous U.S. federal income tax regime with respect to the income derived by the PFIC, the 
distributions they receive from the PFIC and the gain, if any, they derive from the sale or other disposition 
of their shares in the PFIC. 
 
Based on our current and proposed method of operation, we do not believe that we will be a PFIC with 
respect to any taxable year. In this regard, we intend to treat the gross income we derive or are deemed to 
derive from our time chartering activities as services income, rather than rental income. Accordingly, we 
believe that our income from our time chartering activities does not constitute “passive income,” and the 
assets that we own and operate in connection with the production of that income do not constitute assets 
that produce or are held for the production of “passive income”. 

 
 
34 
 
There is substantial legal authority supporting this position consisting of case law and U.S. Internal 
Revenue Service, or “IRS”, pronouncements concerning the characterization of income derived from time 
charters and voyage charters as services income for other tax purposes. However, it should be noted that 
there is also authority which characterizes time charter income as rental income rather than services 
income for other tax purposes. Accordingly, no assurance can be given that the IRS or a court of law will 
accept this position, and there is a risk that the IRS or a court of law could determine that we are a PFIC. 
Moreover, no assurance can be given that we would not constitute a PFIC for any future taxable year if the 
nature and extent of our operations changed. 
 
If the IRS or a court of law were to find that we are or have been a PFIC for any taxable year, our U.S. 
shareholders would face adverse U.S. federal income tax consequences. Under the PFIC rules, unless 
those shareholders make an election available under the Code (which election could itself have adverse 
consequences for such shareholders), such shareholders would be subject to U.S. federal income tax at 
the then prevailing U.S. federal income tax rates on ordinary income plus interest upon excess distributions 
and upon any gain from the disposition of our common stock, as if the excess distribution or gain had been 
recognized ratably over the shareholder's holding period of our common stock. See “Item 10. Additional 
Information—E. Taxation–United States Taxation of U.S. Holders–PFIC Status and Significant Tax 
Consequences" for a more comprehensive discussion of the U.S. federal income tax consequences to U.S. 
holders of our common stock if we are or were to be treated as a PFIC. 
 
Changes in tax laws and unanticipated tax liabilities could materially and adversely affect the taxes 
we pay, results of operations and financial results. 
 
Our results of operations and financial results may be affected by tax and other initiatives around the world. 
For instance, there is a high level of uncertainty in today’s tax environment stemming from global initiatives 
put forth by the Organisation for Economic Co-operation and Development’s (“OECD”) two-pillar base 
erosion and profit shifting project. In October 2021, members of the OECD put forth two proposals: (i) Pillar 
One reallocates profit to the market jurisdictions where sales arise versus physical presence; and (ii) Pillar 
Two compels multinational corporations with €750 million or more in annual revenue to pay a global 
minimum tax of 15% on income received in each country in which they operate. The reforms aim to level 
the playing field between countries by discouraging them from reducing their corporate income taxes to 
attract foreign business investment. Over 140 countries agreed to enact the two-pillar solution to address 
the challenges arising from the digitalization of the economy and, in 2024, these guidelines were declared 
effective and must now be enacted by those OECD member countries. It is possible that these guidelines, 
including the global minimum corporate tax rate measure of 15%, could increase the burden and costs of 
our tax compliance, the amount of taxes we incur in those jurisdictions and our global effective tax rate, 
which could have a material adverse impact on our results of operations and financial results.  
 
Risks Relating to Our Common Stock 
 
We cannot assure you that our board of directors will continue to declare dividends on shares of 
our common stock in the future. 
 
In order to position us to take advantage of market opportunities in a then-deteriorating market, our board 
of directors, beginning with the fourth quarter of 2008, suspended our common stock dividend. As a result 
of improving market conditions in 2021, our board of directors elected to declare quarterly dividends from 
the fourth quarter of 2021 until the fourth quarter of 2024 and two special non-cash dividends. The actual 
declaration of future cash dividends, and the establishment of record and payment dates, is subject to final 
determination by our board of directors each quarter after its review of the company's financial 
performance. We cannot assure you that our board of directors will declare and pay dividends going 
forward. Our dividend policy is assessed by our board of directors from time to time, based on prevailing 
market conditions, available cash, uses of capital, contingent liabilities, the terms of our loan facilities, our 

 
 
35 
growth strategy and other cash needs, the requirements of Marshall Islands law and other factors deemed 
relevant to our board of directors. In addition, other external factors, such as our lenders imposing 
restrictions on our ability to pay dividends. Under the terms of our agreements, we may not be permitted 
to pay dividends that would result in an event of default or if an event of default has occurred and is 
continuing. 
 
Our strategy contemplates that we will finance the acquisition of additional vessels through a combination 
of debt and equity financing on terms acceptable to us. If financing is not available to us on acceptable 
terms, our board of directors may determine to finance or refinance acquisitions with cash from operations, 
which could also reduce or even eliminate the amount of cash available for the payment of dividends. 
 
Marshall Islands law generally prohibits the payment of dividends other than from surplus (retained 
earnings and the excess of consideration received for the sale of shares above the par value of the shares), 
or while a company is insolvent or would be rendered insolvent by the payment of such a dividend. We 
may not have sufficient surplus in the future to pay dividends.  
 
In addition, our ability to pay dividends to holders of our common shares will be subject to the rights of 
holders of our Series B Preferred Shares, which rank senior to our common shares with respect to 
dividends, distributions and payments upon liquidation. No cash dividend may be paid on our common 
stock unless full cumulative dividends have been or contemporaneously are being paid or provided for on 
all outstanding Series B Preferred Shares for all prior and the then-ending dividend periods. Cumulative 
dividends on our Series B Preferred Shares accrue at a rate of 8.875% per annum per $25.00 stated 
liquidation preference per Series B Preferred Share, subject to increase upon the occurrence of certain 
events, and are payable, as and if declared by our board of directors, on January 15, April 15, July 15 and 
October 15 of each year, or, if any such dividend payment date otherwise would fall on a date that is not a 
business day, the immediately succeeding business day. For additional information about our Series B 
Preferred Shares, please see the section entitled "Description of Registrant's Securities to be Registered" 
of our registration statement on Form 8-A filed with the SEC on February 13, 2014 and incorporated by 
reference herein. 
 
The market prices and trading volume of our shares of common stock may experience rapid and 
substantial price volatility, which could cause purchasers of our common stock to incur substantial 
losses. 
 
Our shares of our common stock may experience similar rapid and substantial price volatility unrelated 
to our financial performance, which could cause purchasers of our common stock to incur substantial 
losses, which may be unpredictable and not bear any relationship to our business and financial 
performance. Extreme fluctuations in the market price of our common stock may occur in response to 
strong and atypical retail investor interest, including on social media and online forums, the direct 
access by retail investors to broadly available trading platforms, the amount and status of short interest 
in our common stock and our other securities, access to margin debt, trading in options and other 
derivatives on our shares of common stock and any related hedging and other trading factors: 
 
If there is extreme market volatility and trading patterns in our common stock, it may create several 
risks for purchasers of our shares, including the following: 
 
• 
the market price of our common stock may experience rapid and substantial increases or 
decreases unrelated to our operating performance or prospects, or macro or industry 
fundamentals; 
 
• 
if our future market capitalization reflects trading dynamics unrelated to our financial 
performance or prospects, purchasers of our common stock could incur substantial losses 
as prices decline once the level of market volatility has abated; 

 
 
36 
 
• 
if the future market price of our common stock declines, purchasers of shares of common 
stock in this offering may be unable to resell such shares at or above the price at which they 
acquired them. We cannot assure such purchasers that the market of our common stock 
will not fluctuate or decline significantly in the future, in which case investors in this offering 
could incur substantial losses. 
 
Further, we may incur rapid and substantial increases or decreases in our common stock price in the 
foreseeable future that may not coincide in timing with the disclosure of news or developments by or 
affecting us. Accordingly, the market price of our common stock may fluctuate dramatically, and may 
decline rapidly, regardless of any developments in our business. Overall, there are various factors, 
many of which are beyond our control, that could negatively affect the market price of our common 
stock or result in fluctuations in the price or trading volume of our common stock, including: 
 
• 
actual or anticipated variations in our annual or quarterly results of operations, including our 
earnings estimates and whether we meet market expectations with regard to our earnings; 
 
• 
our ability to pay dividends or other distributions; 
 
• 
publication of research reports by analysts or others about us or the shipping industry in 
which we operate which may be unfavorable, inaccurate, inconsistent or not disseminated 
on a regular basis; 
 
• 
changes in market valuations of similar companies; 
 
• 
market reaction to any additional equity, debt or other securities that we may issue in the 
future, and which may or may not dilute the holdings of our existing stockholders; 
 
• 
additions or departures of key personnel; 
 
• 
actions by institutional or significant stockholders; 
 
• 
short interest in our common stock or our other securities and the market response to such 
short interest; 
 
• 
the dramatic increase in the number of individual holders of our common stock and their 
participation in social media platforms targeted at speculative investing; 
 
• 
speculation in the press or investment community about our company or industries in which 
we operate; 
 
• 
strategic actions by us or our competitors, such as strategic alliances, acquisitions or other 
investments; 
 
• 
legislative, administrative, regulatory or other actions affecting our business, our industry; 
 
• 
investigations, proceedings, or litigation that involve or affect us; 
 
• 
the occurrence of any of the other risk factors included in this annual report; and 
 
• 
general state of the securities markets, and general market and economic conditions. 
 

 
 
37 
Since we are incorporated in the Marshall Islands, which does not have a well-developed body of 
corporate law, you may have more difficulty protecting your interests than shareholders of a U.S. 
corporation. 
 
Our corporate affairs are governed by our amended and restated articles of incorporation and bylaws and 
by the Marshall Islands Business Corporations Act, or the BCA. The provisions of the BCA resemble 
provisions of the corporation laws of a number of states in the United States. However, there have been 
few judicial cases in the Marshall Islands interpreting the BCA. The rights and fiduciary responsibilities of 
directors under the laws of the Marshall Islands are not as clearly established as the rights and fiduciary 
responsibilities of directors under statutes or judicial precedent in existence in the United States. The rights 
of shareholders of the Marshall Islands may differ from the rights of shareholders of companies 
incorporated in the United States. While the BCA provides that it is to be interpreted according to the laws 
of the State of Delaware and other states with substantially similar legislative provisions, there have been 
few, if any, court cases interpreting the BCA in the Marshall Islands and we cannot predict whether Marshall 
Islands courts would reach the same conclusions as U.S. courts. Thus, you may have more difficulty in 
protecting your interests in the face of actions by the management, directors or controlling shareholders 
than would shareholders of a corporation incorporated in a U.S. jurisdiction which has developed a 
relatively more substantial body of case law.  
 
We are a “foreign private issuer” under the NYSE rules, and as such we are entitled to exemption 
from certain NYSE corporate governance standards, and you may not have the same protections 
afforded to shareholders of companies that are subject to all of the NYSE corporate governance 
requirements.  
 
We are a “foreign private issuer” under the securities laws of the United States and the rules of the NYSE. 
Under the securities laws of the United States, “foreign private issuers” are subject to different disclosure 
requirements than U.S. domiciled registrants, as well as different financial reporting requirements. Under 
the NYSE rules, a “foreign private issuer” is subject to less stringent corporate governance requirements. 
Subject to certain exceptions, the rules of the NYSE permit a “foreign private issuer” to follow its home 
country practice in lieu of the listing requirements of the NYSE.  
 
Accordingly, you may not have the same protections afforded to shareholders of companies that are subject 
to all of the NYSE corporate governance requirements. For a list of the practices followed by us in lieu of 
NYSE’s corporate governance rules, we refer you to the section of this annual report entitled "Corporate 
Governance" under Item 16G. 
 
As a Marshall Islands corporation and with some of our subsidiaries being Marshall Islands entities 
and also having subsidiaries in other offshore jurisdictions, our operations may be subject to 
economic substance requirements, which could impact our business. 
 
We are a Marshall Islands corporation and some of our subsidiaries are Marshall Islands entities. The 
Marshall Islands has enacted economic substance laws and regulations with which we may be obligated 
to comply. We believe that we and our subsidiaries are compliant with the Marshall Islands economic 
substance requirements. However, if there were a change in the requirements or interpretation thereof, or 
if there were an unexpected change to our operations, any such change could result in noncompliance with 
the economic substance legislation and related fines or other penalties, increased monitoring and audits, 
and dissolution of the non-compliant entity, which could have an adverse effect on our business, financial 
condition or operating results. 
 
EU Finance ministers rate jurisdictions for tax rates and tax transparency, governance and real economic 
activity. Countries that are viewed by such finance ministers as not adequately cooperating, including by 
not implementing sufficient standards in respect of the foregoing, may be put on a “grey list” or a “blacklist”. 
Effective as of October 17, 2023 the Marshall Islands has been designated as a cooperating jurisdiction 

 
 
38 
for tax purposes. If the Marshall Islands is added to the list of non-cooperative jurisdictions in the future 
and sanctions or other financial, tax or regulatory measures were applied by European Member States to 
countries on the list or further economic substance requirements were imposed by the Marshall Islands, 
our business could be harmed. 
 
Certain existing shareholders will be able to exert considerable influence over matters on which 
our shareholders are entitled to vote.  
 
As of the date of this annual report, Mrs. Semiramis Paliou, our Chief Executive Officer and Director, 
beneficially owns 24,719,462 shares, or approximately 20.3% of our outstanding common stock, which is 
held indirectly through entities over which she exercises sole voting power. Mrs. Paliou controls 10,675 
shares of Series C Preferred Stock, par value $0.01 per share, issued on January 31, 2019, and 400 shares 
of Series D Preferred Stock, issued on June 22, 2021. The Series C Preferred Stock vote with our common 
shares and each share of the Series C Preferred Stock entitles the holder thereof to 1,000 votes on all 
matters submitted to a vote of the common stockholders of the Issuer. The Series D Preferred Stock vote 
with the common shares of the Company, and each share of the Series D Preferred Stock entitles the 
holder thereof to up to 200,000 votes, on all matters submitted to a vote of the stockholders of the Company, 
provided however, that to the extent the total number of votes one or more holders of Series D Preferred 
Stock is entitled to vote (including any voting power of such holders derived from Series D Preferred Stock, 
shares of Common Stock or any other voting security of the Company issued and outstanding as of the 
date hereof or that may be issued in the future) on any matter submitted to a vote of stockholders of the 
Company would exceed 36% of the total number of votes eligible to be cast on such matter, the total 
number of votes that holders of Series D Preferred Stock may exercise derived from the Series D Preferred 
Stock together with Common Shares and any other voting securities of the Company beneficially owned 
by such holder, shall be reduced to 36% of the total number of votes entitled to vote on any matter put to 
stockholders of the Company. Through her beneficial ownership of common shares and shares of Series 
C Preferred Stock and Series D Preferred Stock, Mrs. Paliou controls 36% of the vote of any matter 
submitted to the vote of the common shareholders. Please see "Item 7. Major Shareholders and Related 
Party Transactions—A. Major Shareholders." While Mrs. Paliou and the entities controlled by Mrs. Paliou 
have no agreement, arrangement or understanding relating to the voting of their shares of our common 
stock, they are able to influence the outcome of matters on which our shareholders are entitled to vote, 
including the election of directors and other significant corporate actions. This concentration of ownership 
may have the effect of delaying, deferring or preventing a change in control, merger, consolidation, 
takeover or other business combination. This concentration of ownership could also discourage a potential 
acquirer from making a tender offer or otherwise attempting to obtain control of us, which could in turn have 
an adverse effect on the market price of our shares. So long as our Chief Executive Officer continues to 
own a significant amount of our equity, even though the amount held by her represents less than 50% of 
our voting power, she will continue to be able to exercise considerable influence over our decisions. The 
interests of these shareholders may be different from your interests. 
 
Future sales of our common stock could cause the market price of our common stock to decline. 
 
Our amended and restated articles of incorporation authorize us to issue up to 1,000,000,000 shares of 
common stock, of which, as of December 31, 2024, 125,203,405 shares were outstanding. The number of 
shares of common stock available for sale in the public market is limited by restrictions applicable under 
securities laws and agreements that we and our executive officers, directors and principal shareholders 
have entered into. 
 
Sales of a substantial number of shares of our common stock in the public market, or the perception that 
these sales could occur, may depress the market price for our common stock. These sales could also 
impair our ability to raise additional capital through the sale of our equity securities in the future. 
 

 
 
39 
Anti-takeover provisions in our organizational documents could make it difficult for our 
shareholders to replace or remove our current board of directors or have the effect of discouraging, 
delaying or preventing a merger or acquisition, which could adversely affect the market price of 
our common stock. 
 
Several provisions of our amended and restated articles of incorporation and bylaws could make it difficult 
for our shareholders to change the composition of our board of directors in any one year, preventing them 
from changing the composition of management. In addition, the same provisions may discourage, delay or 
prevent a merger or acquisition that shareholders may consider favorable. 
 
These provisions include: 
 
• 
authorizing our board of directors to issue “blank check” preferred stock without shareholder 
approval; 
 
• 
providing for a classified board of directors with staggered, three-year terms; 
 
• 
prohibiting cumulative voting in the election of directors; 
 
• 
authorizing the removal of directors only for cause and only upon the affirmative vote of the 
holders of a majority of the outstanding shares of our common stock entitled to vote for the 
directors; 
 
• 
prohibiting shareholder action by written consent; 
 
• 
limiting the persons who may call special meetings of shareholders; and 
 
• 
establishing advance notice requirements for nominations for election to our board of directors 
or for proposing matters that can be acted on by shareholders at shareholder meetings. 
 
In addition, we have adopted an Amended and Restated Stockholders Rights Agreement, dated February 
2, 2024, pursuant to which our board of directors may cause the substantial dilution of any person that 
attempts to acquire us without the approval of our board of directors. See “Item 10. Additional Information-
B. Memorandum and Articles of Association-Stockholders Rights Agreement.”  
 
These anti-takeover provisions, including provisions of our Stockholders Rights Agreement, could 
substantially impede the ability of public shareholders to benefit from a change in control and, as a result, 
may adversely affect the market price of our common stock and your ability to realize any potential change 
of control premium. 
 
Our Series B Preferred Shares are senior obligations of ours and rank prior to our common shares 
with respect to dividends, distributions and payments upon liquidation, which could have an 
adverse effect on the value of our common shares. 
 
The rights of the holders of our Series B Preferred Shares rank senior to the obligations to holders of our 
common shares. Upon our liquidation, the holders of Series B Preferred Shares will be entitled to receive 
a liquidation preference of $25.00 per share, plus all accrued but unpaid dividends, prior and in preference 
to any distribution to the holders of any other class of our equity securities, including our common shares. 
The existence of the Series B Preferred Shares could have an adverse effect on the value of our common 
shares. 
 

 
 
40 
Risks Relating to Our Series B Preferred Stock 
 
We may not have sufficient cash from our operations to enable us to pay dividends on our Series 
B Preferred Shares following the payment of expenses and the establishment of any reserves. 
 
We pay quarterly dividends on our Series B Preferred Shares only from funds legally available for such 
purpose when, as and if declared by our board of directors. We may not have sufficient cash available 
each quarter to pay dividends. The amount of dividends we can pay on our Series B Preferred Shares 
depends upon the amount of cash we generate from and use in our operations, which may fluctuate. 
 
The amount of cash we have available for dividends on our Series B Preferred Shares will not depend 
solely on our profitability. The actual amount of cash we have available to pay dividends on our Series B 
Preferred Shares depends on many factors, including the following: 
 
• 
changes in our operating cash flow, capital expenditure requirements, working capital requirements 
and other cash needs; 
 
• 
restrictions under our existing or future credit facilities or any future debt securities on our ability to 
pay dividends if an event of default has occurred and is continuing or if the payment of the dividend 
would result in an event of default, or under certain facilities if it would result in the breach of certain 
financial covenants; 
 
• 
the amount of any cash reserves established by our board of directors; and 
 
• 
restrictions under Marshall Islands law, which generally prohibits the payment of dividends other 
than from surplus (retained earnings and the excess of consideration received for the sale of shares 
above the par value of the shares) or while a company is insolvent or would be rendered insolvent 
by the payment of such a dividend. 
 
The amount of cash we generate from our operations may differ materially from our net income or loss for 
the period, which is affected by non-cash items, and our board of directors in its discretion may elect not 
to declare any dividends. As a result of these and the other factors mentioned above, we may pay dividends 
during periods when we record losses and may not pay dividends during periods when we record net 
income. 
 
The Series B Preferred Shares represent perpetual equity interests. 
 
The Series B Preferred Shares represent perpetual equity interests in us and, unlike our indebtedness, will 
not give rise to a claim for payment of a principal amount at a particular date. As a result, holders of the 
Series B Preferred Shares may be required to bear the financial risks of an investment in the Series B 
Preferred Shares for an indefinite period of time. In addition, the Series B Preferred Shares will rank junior 
to all our indebtedness and other liabilities, and to any other senior securities we may issue in the future 
with respect to assets available to satisfy claims against us. 
 
Our Series B Preferred Shares are subordinate to our indebtedness, and your interests could be 
diluted by the issuance of additional preferred shares, including additional Series B Preferred 
Shares, and by other transactions. 
 
Our Series B Preferred Shares are subordinated to all of our existing and future indebtedness. Therefore, 
our ability to pay dividends on, redeem or pay the liquidation preference on our Series B Preferred Shares 
in liquidation or otherwise may be subject to prior payments due to the holders of our indebtedness. Our 
existing indebtedness restricts, and our future indebtedness may include restrictions on, our ability to pay 
dividends on or redeem preferred shares. Our amended and restated articles of incorporation currently 

 
 
41 
authorize the issuance of up to 50,000,000 preferred shares, par value $0.01 per share. Of these preferred 
shares, 1,000,000 shares have been designated Series A Participating Preferred Stock, 5,000,000 shares 
have been designated Series B Preferred Shares, 10,675 are designated as Series C Preferred Shares 
and 400 are designated as Series D Preferred Shares. The Series B Preferred Shares are senior in rank 
to the Series A Participating Preferred Shares. The issuance of additional Series B Preferred Shares or 
other preferred shares on a parity with or senior to the Series B Preferred Shares would dilute the interests 
of holders of our Series B Preferred Shares, and any issuance of preferred shares senior to our Series B 
Preferred Shares or of additional indebtedness could affect our ability to pay dividends on, redeem or pay 
the liquidation preference on our Series B Preferred Shares. The Series B Preferred Shares do not contain 
any provisions affording the holders of our Series B Preferred Shares protection in the event of a highly 
leveraged or other transaction, including a merger or the sale, lease or conveyance of all or substantially 
all our assets or business, which might adversely affect the holders of our Series B Preferred Shares, so 
long as the rights of our Series B Preferred Shares are not directly materially and adversely affected. 
 
We may redeem the Series B Preferred Shares, and you may not be able to reinvest the redemption 
price you receive in a similar security. 
 
Since February 14, 2019, we may, at our option, redeem Series B Preferred Shares, in whole or in part, at 
any time or from time to time. We may have an incentive to redeem Series B Preferred Shares voluntarily 
if market conditions allow us to issue other preferred shares or debt securities at a rate that is lower than 
the dividend on the Series B Preferred Shares. If we redeem Series B Preferred Shares, then from and 
after the redemption date, your dividends will cease to accrue on your Series B Preferred Shares, your 
Series B Preferred Shares shall no longer be deemed outstanding and all your rights as a holder of those 
shares will terminate, except the right to receive the redemption price plus accumulated and unpaid 
dividends, if any, payable upon redemption. If we redeem the Series B Preferred Shares for any reason, 
you may not be able to reinvest the redemption price you receive in a similar security.  
 
Market interest rates may adversely affect the value of our Series B Preferred Shares. 
 
One of the factors that may influence the price of our Series B Preferred Shares is the dividend yield on 
the Series B Preferred Shares (as a percentage of the price of our Series B Preferred Shares) relative to 
market interest rates. An increase in market interest rates, which are currently at low levels relative to 
historical rates, may lead prospective purchasers of our Series B Preferred Shares to expect a higher 
dividend yield, and higher interest rates would likely increase our borrowing costs and potentially decrease 
funds available for distribution. Accordingly, higher market interest rates could cause the market price of 
our Series B Preferred Shares to decrease. 
 
As a holder of Series B Preferred Shares you have extremely limited voting rights. 
 
Your voting rights as a holder of Series B Preferred Shares are extremely limited. Our common shares are 
the only outstanding class or series of our shares carrying full voting rights. Holders of Series B Preferred 
Shares have no voting rights other than the ability, subject to certain exceptions, to elect one director if 
dividends for six quarterly dividend periods (whether or not consecutive) payable on our Series B Preferred 
Shares are in arrears and certain other limited protective voting rights. 
 
Our ability to pay dividends on and to redeem our Series B Preferred Shares is limited by the 
requirements of Marshall Islands law. 
 
Marshall Islands law provides that we may pay dividends on and redeem the Series B Preferred Shares 
only to the extent that assets are legally available for such purposes. Legally available assets generally are 
limited to our surplus, which essentially represents our retained earnings and the excess of consideration 
received by us for the sale of shares above the par value of the shares. In addition, under Marshall Islands 

 
 
42 
law we may not pay dividends on or redeem Series B Preferred Shares if we are insolvent or would be 
rendered insolvent by the payment of such a dividend or the making of such redemption. 
 
The amount of your liquidation preference is fixed and you will have no right to receive any greater 
payment regardless of the circumstances. 
 
The payment due upon liquidation is fixed at the redemption preference of $25.00 per share plus 
accumulated and unpaid dividends to the date of liquidation. If, in the case of our liquidation, there are 
remaining assets to be distributed after payment of this amount, you will have no right to receive or to 
participate in these amounts. Furthermore, if the market price for your Series B Preferred Shares is greater 
than the liquidation preference, you will have no right to receive the market price from us upon our 
liquidation. 
 
Risks Relating to Our Outstanding Warrants  
 
The issuance of our common stock upon the exercise of the Warrants may depress our stock price. 
 
As of December 31, 2024, we have issued 9.8 million shares of common stock and we could issue up 
to 26.5 million additional shares of common stock in connection with the exercise of the Warrants. The 
issuances of the shares of common stock upon exercise of the Warrants and the resale of such shares 
after their issuance, or the perception that such sales could occur, could result in downward pressure on 
our stock price and could impact our ability to raise capital through the sale of additional shares in the 
future. See “Item 4. Information on the Company— A. History and development of the Company— Warrant 
Distribution" for a more detailed discussion of our Warrants. 
 
Item 4. 
Information on the Company 
 
A. 
History and development of the Company 
 
Diana Shipping Inc. is a holding company incorporated under the laws of Liberia in March 1999 as Diana 
Shipping Investments Corp. In February 2005, the Company’s articles of incorporation were amended. 
Under the amended and restated articles of incorporation, the Company was renamed Diana Shipping Inc. 
and was re-domiciled from the Republic of Liberia to the Republic of the Marshall Islands.  Our executive 
offices are located at Pendelis 16, 175 64 Palaio Faliro, Athens, Greece. Our telephone number at this 
address is +30-210-947-0100. Our agent and authorized representative in the United States is our wholly 
owned subsidiary, Bulk Carriers (USA) LLC, established in September 2006, in the State of Delaware, 
which is located at 2711 Centerville Road, Suite 400, Wilmington, Delaware 19808. The SEC maintains an 
Internet site that contains reports, proxy and information statements, and other information regarding 
issuers that file electronically with the SEC. The address of the SEC's Internet site is http://www.sec.gov. 
The address of the Company's Internet site is http://www.dianashippinginc.com. 
 
Recent Developments  
 
Joint Venture Agreements 
 
In November 2023, we entered into a joint venture agreement, with two unrelated companies to form 
Windward Offshore GmbH & Co. KG, or Windward, for the purpose of establishing and operating an 
offshore wind vessel company. We agreed to contribute Euro 25.0 million, being 45.45% of Windward’s 
capital, to construct two CSOVs. In January 2024, we committed to increase our contribution to the 
partnership to Euro 50.0 million, being 45.87% of Windward’s capital in order for the partnership to place 
orders for two additional CSOVs. 
 

 
 
43 
On March 12, 2025, we entered into a joint venture agreement with Ecogas Holding AS, pursuant to which 
we agreed to contribute $18.5 million, being 80.0% interests of two LPG newbuilding vessels with delivery 
in 2027 and with the option for two more. 
 
Tender offer 
 
In December 2024, we announced the commencement of a tender offer to purchase up to 15,000,000 
shares, or about 12.0%, of our outstanding common stock using funds available from cash and cash 
equivalents at a price of $2.00 per share. The tender offer was settled on January 7, 2025 and we 
purchased a total of 11,442,645 shares of common stock for an aggregate amount of $22.9 million. 
 
Stockholders’ Rights Agreement 
 
On February 2, 2024, we entered into an Amended and Restated Stockholders Rights Agreement (the 
“Rights Agreement”) with Computershare Trust Company, N.A., as Rights Agent, to amend and restate the 
Stockholders Rights Agreement, dated January 15, 2016 which, among other things, amends the original 
rights agreement to extend the expiration date of the Rights Agreement to February 1, 2034. 
 
Equity Distribution Agreement 
 
On September 9, 2024, we entered into Amendment No. 2 to the Equity Distribution Agreement dated April 
23, 2021, and amended July 9, 2021, between Maxim and the Company. 
 
Dividends 
 
On March 12, 2024, we paid a cash dividend of $0.075 per share, or $9.0 million, to all shareholders of 
record as of March 5, 2024. 
 
On June 18, 2024, we paid a cash dividend of $0.075 per share, or $9.4 million, to shareholders of record 
as of June 12, 2024.  
 
On August 30, 2024, we paid a cash dividend of $0.075 per share, or $9.4 million, to shareholders of record 
as of August 15, 2024. 
 
On December 18, 2024, we paid a cash dividend of $0.01 per share, or $1.3 million, to shareholders of 
record as of December 11, 2024. 
 
On February 25, 2025, we declared a cash dividend of $0.01 per share, or $1.1 million, payable on March 
21, 2025 to shareholders of record as of March 12, 2025. 
 
Loans 
 
In July 2024, we completed the pricing of a $150 million private placement of senior unsecured bonds 
maturing in July 2029 and callable beginning three years after issuance. The bond offering was priced with 
a U.S. dollar fixed-rate coupon of 8.75%. Interest is payable semi-annually in arrears in July and January 
of each year. In November 2024, we completed a $25 million tap issue under our senior unsecured bond 
issue priced at 102.00% of par value. The bond is trading on the Oslo Børs. 
 
On July 25, 2024, we refinanced the outstanding balance of two loan facilities with Nordea Bank amounting 
to $167.3 million and originally maturing in October 2027 and June 2028 with a facility of the same amount 
and maturity extended to July 2030. 
 

 
 
44 
On October 18, 2024, we refinanced the outstanding balance of a loan facility with Danish Ship Finance, 
amounting to $80.2 million, originally maturing in April 2028, with a facility of the same amount and maturity 
extended to April 2031.  
 
Warrant Distribution  
 
On December 14, 2023, we issued warrants to purchase common shares (the “Warrants”) to the holders 
of record of Common Stock as of the close of business on December 6, 2023 (the “Record Date”) on the 
terms and conditions described in the Warrant Agreement (as defined below and attached as exhibit 2.10 
to this annual report). Each holder received one Warrant for every five shares of issued and outstanding 
shares of common stock held as of the Record Date (rounded down to the nearest whole number for any 
fractional Warrant). Each Warrant entitles the holder to purchase, at the holder’s sole and exclusive 
election, at the exercise price, one share of common stock, subject to adjustments, plus to the extent 
described below, the Bonus Share Fraction. A Bonus Share Fraction entitles a holder to receive an 
additional 0.5 of a share of common stock for each Warrant exercised (the “Bonus Share Fraction”) without 
payment of any additional exercise price, also subject to adjustments. Since the dividend ex-Date on March 
12, 2025, each Warrant entitles the holder to purchase 1.09653 shares of common stock plus the Bonus 
Share Fraction adjusted to 0.54827 of a share of common stock for each Warrant exercised. 
 
The right to receive the Bonus Share Fraction will expire at 5:00 p.m. New York City time (the “Bonus Share 
Expiration Date”) upon the earlier of (i) the date specified by the Registrant upon not less than 20 business 
days’ notice and (ii) the first business day following the last day of the first 30 consecutive trading day 
period in which the daily VWAP of the shares of common stock has been at least equal to the then 
applicable trigger price for at least 20 trading days (whether or not consecutive) (the “Bonus Price 
Condition”). Any Warrant exercised with an exercise date after the Bonus Share Expiration Date will not be 
entitled to any Bonus Share Fraction. The Company will make a public announcement of the Bonus Share 
Expiration Date (i) at least 20 business days prior to such date, in the case of the Company setting a Bonus 
Share Expiration Date and (ii) prior to market open on the Bonus Share Expiration Date in the case of a 
Bonus Price Condition. 
 
Unless earlier redeemed, the Warrants will expire and cease to be exercisable at 5:00 p.m. New York City 
time on December 14, 2026 (the “Expiration Date”). 
 
In connection with the Warrant distribution, we filed a prospectus supplement, dated December 14, 2023, 
pursuant to a shelf registration statement on Form F-3 declared effective on July 9, 2021, registering up to 
33,919,605 shares of common stock to be issued upon exercise of the Warrants under the Securities Act 
of 1933, as amended. The shelf registration statement on Form F-3 declared effective on July 9, 2021 
expired and the Warrant distribution is now being offered pursuant to our existing shelf registration 
statement on Form F-3 declared effective on September 9, 2024. 
 
The Warrants commenced trading on the New York Stock Exchange under the ticker “DSX WS” on 
December 14, 2023. 
 
As of the date of this annual report, out of the 22,613,070 Warrants distributed in this transaction, 6,397,117 
Warrants have been exercised and 9,844,781 common shares have been issued. 
 
Appointment of new Co-Chief Financial Officer 
 
Effective January 17, 2025, we appointed Ms. Maria Dede as the Company’s Co-Chief Financial Officer 
(Operations Finance). Mr. Ioannis Zafirakis, the Company’s current Chief Financial Officer, will continue to 
serve in the Co-Chief Financial Officer (Strategic Finance) position with Ms. Dede. 
 

 
 
45 
Vessels under construction 
 
In February 2024, we signed an agreement with an unaffiliated third party, for the construction of two 81,200 
dwt methanol dual fuel new-building Kamsarmax dry bulk vessels to be built at Tsuneishi Group (Zhoushan) 
Shipbuilding Inc., China. The vessels are expected to be delivered to the Company by the second half of 
2027 and the first half of 2028. 
 
Vessel acquisitions 
 
In August 2022, we entered into a master agreement with an unaffiliated third party, to acquire nine 
Ultramax vessels for an aggregate purchase price of $330 million, of which $220 million payable in cash 
and $110 million through an aggregate of 18,487,393 newly issued common shares, issuable on the 
delivery of each vessel. In addition to the master agreement, we also entered into nine separate 
memoranda of agreement for the acquisition of each vessel and issued nine warrants to the seller, for the 
issuance of the shares, exercisable on the delivery date of each vessel. We took delivery of eight vessels 
in December 2022 and the ninth vessel in January 2023.  
 
In March 2022, we took delivery of Florida, a Japanese new-building Capesize dry bulk vessel of 
approximately 181,500 dwt, which we agreed to acquire from an unaffiliated third party in December 2020. 
 
In February 2022, we took delivery of Leonidas P.C. (ex Magnolia), a 2011 built Kamsarmax dry bulk vessel 
of 82,165 dwt, which we agreed to acquire from an unaffiliated third party in July 2021.  
 
Vessel disposals 
 
In February 2025, we agreed to sell to an unrelated third party, the vessel Alcmene, for $11.9 million. The 
vessel was delivered to her new owners on March 13, 2025. 
 
In February 2024, we agreed to sell to an unrelated third party, the vessel Houston, for $23.3 million. The 
vessel was delivered to her new owners on September 4, 2024. 
 
In January 2024, we agreed to sell to an unrelated third party, the vessel Artemis, for the purchase price 
of $13.0 million. The vessel was delivered to her new owners on March 5, 2024.  
 
In October 2023, we agreed to sell to an unrelated third party, the vessel Boston, for $18.0 million. The 
vessel was delivered to her new owners on December 6, 2023. 
 
In February 2023, we agreed to sell to OceanPal, a related party, the vessel Melia, for $14.0 million, of 
which $4.0 million was paid in cash and $10.0 million through 13,157 of OceanPal Series D Convertible 
Preferred Shares. The vessel was delivered to her new owners on February 8, 2023. 
 
In January 2023, we agreed to sell to an unrelated third party, the vessel Aliki, for $15.08 million. The 
vessel was delivered to her new owners on February 8, 2023. 
 
In June 2022, we sold to OceanPal Inc., or OceanPal, a related party company, the vessel Baltimore, for 
a sale price of $22.0 million before commissions, of which $4.4 million was paid in cash and $17.6 million 
through 25,000 Series D Convertible Preferred shares. The vessel was delivered to OceanPal on 
September 20, 2022. 
 

 
 
46 
B. 
Business overview 
 
We specialize in the ownership and bareboat charter-in of dry bulk vessels, determined as one business 
segment. Each of our vessels is owned through a separate wholly-owned subsidiary.  
 
As of the date of this report, our fleet consisted of 39 vessels of which 37 in operation, owned and chartered-
in, having a combined carrying capacity of 4.1 million dead weight tons, or dwt, and a weighted average 
age of 11.4 years. We also have two Kamsarmax vessels under construction with expected deliveries in 
2027 and 2028.  
 
As of December 31, 2024, we had a fleet of 38 dry bulk carriers, owned and chartered-in, consisting of nine 
Ultramax, six Panamax, six Kamsarmax, five Post-Panamax, eight Capesize and four Newcastlemax 
vessels, having a combined carrying capacity of approximately 4.2 million dwt and a weighted average age 
of 11.3 years.  
 
As of December 31, 2023, we had a fleet of 40 dry bulk carriers, owned and chartered-in, consisting of nine 
Ultramax, seven Panamax, six Kamsarmax, five Post-Panamax, nine Capesize and four Newcastlemax 
vessels, having a combined carrying capacity of approximately 4.5 million dwt and a weighted average age 
of 10.5 years. 
 
As of December 31, 2022, we had a fleet of 42 dry bulk carriers, consisting of eight Ultramax, eight 
Panamax, six Kamsarmax, five Post-Panamax, eleven Capesize and four Newcastlemax vessels, having 
a combined carrying capacity of approximately 4.9 million dwt and a weighted average age of 10.2 years. 
As of December 31, 2022, the Company had agreed to acquire a 2016 built Ultramax dry bulk vessel of 
60,309 dwt, delivered on January 30, 2023.  
 
During 2024, 2023 and 2022, we had a fleet utilization of 99.7%, 99.7% and 98.9%, respectively, our 
vessels achieved daily time charter equivalent rates of $15,267, $16,713 and $22,735, respectively, and 
we generated revenues of $228.2 million, $262.1 million and $290.0 million, respectively. 
 
We operate our vessels worldwide, in markets that have historically exhibited seasonal variations in 
demand and, as a result, in charter hire rates. The dry bulk carrier market is typically stronger in the fall 
and winter months in anticipation of increased consumption of coal and other raw materials in the northern 
hemisphere during the winter months. In addition, unpredictable weather patterns in these months tend to 
disrupt vessel scheduling and supplies of certain commodities. This seasonality has a limited direct impact 
on our operating results as we charter our vessels to customers pursuant to medium-term and long-term 
time charter agreements. 
 
Management of Our Fleet 
 
The commercial and technical management of our fleet, owned and bareboat chartered-in, as well as the 
provision of administrative services relating to the fleet’s operations, are carried out by our wholly-owned 
subsidiary, Diana Shipping Services S.A., which we refer to as DSS, and Diana Wilhelmsen Management 
Limited, a 50/50 joint venture with Wilhelmsen Ship Management, which we refer to as DWM. In exchange 
for providing us with commercial and technical services, personnel and office space, we pay DSS a 
commission, which is a percentage of the managed vessels’ gross revenues, a fixed monthly fee per 
managed vessel and an additional monthly fee for the administrative services provided to Diana Shipping 
Inc. Such services may include budgeting, reporting, monitoring of bank accounts, compliance with banks, 
payroll services and any other possible service that Diana Shipping Inc. would require to perform its 
operations. Similarly, in exchange for providing us with commercial and technical services, we pay to DWM 
a commission which is a percentage of the managed vessels’ gross revenues and a fixed management 
monthly fee for each managed vessel. The amounts deriving from the agreements with DSS are considered 
inter-company transactions and, therefore, are eliminated from our consolidated financial statements. The 

 
 
47 
management fees and commissions deriving from the agreements with DWM are included in our statement 
of income in “Management fees to a related party” and “Voyage Expenses”. 
 
Steamship Shipbroking Enterprises Inc., or Steamship, a related party controlled by our CEO Mrs. 
Semiramis Paliou, provides brokerage services to us, since June 1, 2010. Brokerage fees are included in 
“General and Administrative expenses” in our statement of income. The terms of this relationship are 
currently governed by a Brokerage Services Agreement dated February 25, 2025. 
 
The following table presents certain information concerning the dry bulk carriers in our fleet, as of the date 
of this annual report. 
 

 
 
48 
Fleet Employment (As of March 19, 2025) 
 
 
 
 
 
 
 
 
 
 
 
VESSEL 
 SISTE
R 
SHIPS* 
GROSS RATE 
(USD PER 
DAY) 
COM** 
CHARTERERS 
DELIVERY DATE 
TO 
CHARTERERS*** 
REDELIVERY DATE TO 
OWNERS**** 
NOTES 
 
BUILT DWT 
 
9 Ultramax Bulk Carriers 
1 
DSI Phoenix 
A 
16,500 
5.00% 
Bulk Trading SA 
6-May-24 
1/Aug/2025 - 30/Sep/2025 
 
2017 60,456 
 
 
 
 
2 
DSI Pollux 
A 
14,000 
4.75% 
Cargill Ocean Transportation 
(Singapore) Pte. Ltd. 
28-Dec-23 
20/Aug/2025 - 20/Oct/2025 
 
2015 60,446 
 
 
 
 
3 
DSI Pyxis 
A 
13,100 
5.00% 
Stone Shipping Ltd 
8-Nov-24 
20/Feb/2026 - 20/Apr/2026 
 
 
2018 60,362 
 
 
 
 
 
4 
DSI Polaris 
A 
15,400 
5.00% 
Stone Shipping Ltd 
20-Jul-24 
1/Jun/2025 - 15/Aug/2025 
 
 
2018 60,404 
 
 
 
 
5 
DSI Pegasus 
A 
15,250 
4.75% 
Cargill Ocean Transportation 
(Singapore) Pte. Ltd 
5-Sep-24 
1/Jun/2025 - 1/Aug/2025 
 
 
2015 60,508 
 
 
 
 
6 
DSI Aquarius 
B 
13,300 
5.00% 
Bunge SA, Geneva 
6-Dec-24 
6/Oct/2025 - 21/Dec/2025 
 
2016 60,309 
 
 
 
 
7 
DSI Aquila 
B 
12,500 
5.00% 
Western Bulk Carriers AS 
11-Nov-23 
21-Jan-25 
 
 
2015 60,309 
12,250 
5.00% 
21-Jan-25 
23/Jun/2025 - 8/Aug/2025 
1 
8 
DSI Altair 
B 
15,750 
5.00% 
Propel Shipping Pte. Ltd. 
28-Sep-24 
1/Nov/2025 - 31/Dec/2025 
 
 
2016 60,309 
 
 
 
 
9 
DSI Andromeda 
B 
13,500 
5.00% 
Bunge SA, Geneva 
27-Nov-23 
28-Mar-25 
2,3 
 
2016 60,309 
 
 
 
 
 
6 Panamax Bulk Carriers 
10 
LETO 
 
16,000 
5.00% 
ASL Bulk Shipping Limited 
3-May-24 
9-Mar-25 
4 
 
2010 81,297 
 
 
 
 
 
11 
SELINA 
C 
10,500 
5.00% 
Raffles Shipping International Pte. 
Ltd. 
17-Oct-24 
10-Apr-25 
3 
 
2010 75,700 
 
 
 
 
 
12 
MAERA 
C 
8,400 
5.00% China Resource Chartering Limited 
15-Dec-24 
20/Sep/2025-20/Nov/2025 
 
 
2013 75,403 
 
 
 
 
 
13 
ISMENE 
 
12,650 
5.00% 
Paralos Shipping Pte., Ltd. 
13-Sep-23 
15/Apr/2025 - 30/Jun/2025 
 
2013 77,901 
 
 
 
 
 
14 
CRYSTALIA 
D 
13,900 
5.00% 
Louis Dreyfus Company Freight 
Asia Pte. Ltd. 
4-May-24 
4/Feb/2026 - 4/Jun/2026 
 
2014 77,525 
 
 
 
 
 
15 
ATALANDI 
D 
14,600 
4.75% 
Cargill International SA, Geveva 
20-Jul-24 
1/Jun/2025 - 31/Jul/2025 
 
 
2014 77,529 
 
 
 
 
 
 
6 Kamsarmax Bulk Carriers 
16 
MAIA 
E 
11,600 
5.00% 
Paralos Shipping Pte. Ltd. 
9-Dec-24 
1/Nov/2025 - 31/Dec/2025 
 
 
2009 82,193 
 
 
 
 
 
17 
MYRSINI 
E 
17,100 
5.00% 
Cobelfret S.A. Luxembourg 
25-Jun-24 
9-Feb-25 
5 
 
2010 82,117 
 
13,000 
4.75% 
Cargill International SA, Geneva 
26-Feb-25 
1/Jan/2026 - 28/Feb/2026 
18 
MEDUSA 
E 
14,250 
5.00% 
ASL Bulk Shipping Limited 
14-May-23 
21-Feb-25 
6 
 
2010 82,194 
 
13,000 
4.75% Cargill International SA, Geneva 
16-Mar-25 
15/May/2026 - 15/Jul/2026 
19 
MYRTO 
E 
12,000 
5.00% 
Nippon Yusen Kabushiki Kaisha, 
Tokyo 
23-Dec-24 
1/Mar/2026 - 15/May/2026 
 
 
2013 82,131 
 
 
 
 
20 
ASTARTE 
 
14,000 
5.00% 
Paralos Shipping Pte. Ltd. 
19-Aug-24 
15/Jul/2025 - 15/Sep/2025 
 
2013 81,513 
 
 
 
 
21 
LEONIDAS P. C. 
 
17,000 
5.00% 
Ming Wah International Shipping 
Company Limited 
22-Feb-24 
20/Aug/2025 - 20/Oct/2025 
 
2011 82,165 
 
 
 
 
 
5 Post-Panamax Bulk Carriers 
22 
ALCMENE 
6,000 
5.00% 
Lestari Shipping Pte Ltd 
28-Dec-24 
16-Jan-25 
 

 
 
49 
 
2010 93,193 
2,000 
5.00% 
Pan Ocean Co., Ltd. 
16-Jan-25 
8-Mar-25 
7 
23 
AMPHITRITE 
F 
15,000 
5.00% 
Cobelfret S.A., Luxembourg 
13-Jan-24 
8-Jan-25 
8 
 
2012 98,697 
 
12,100 
5.00% 
8-Jan-25 
1/Jan/2026 - 15/Mar/2026 
9 
24 
POLYMNIA 
F 
17,500 
5.00% Reachy Shipping (SGP) Pte. Ltd. 
8-Jun-24 
1/Aug/2025 - 30/Sept/2025 
 
 
2012 98,704 
 
 
 
 
25 
ELECTRA 
G 
14,000 
4.75% 
Aquavita International S.A. 
3-Jun-24 
15/Oct/2025 - 31/Dec/2025 
 
 
2013 87,150 
 
 
 
 
26 
PHAIDRA 
G 
12,000 
4.75% 
Aquavita International S.A. 
12-Oct-24 
1/May/2025 - 15/Jul/2025 
 
 
2013 87,146 
 
 
 
8 Capesize Bulk Carriers 
27 
SEMIRIO 
H 
14,150 
5.00% Solebay Shipping Cape Company 
Limited, Hong Kong 
18-Aug-23 
11-Feb-25 
 
2007 174,261 
 
16,650 
5.00% 
11-Feb-25 
15/Feb/2026 - 15/Apr/2026 
 
28 
NEW YORK 
H 
16,000 
5.00% 
STX Green Logis Ltd 
30-Nov-24 
11-Jan-25 
 
 
2010 177,773 
 
17,600 
5.00% SwissMarine Pte. Ltd., Singapore 
11-Jan-25 
15/Jan/2026 - 30/Mar/2026 
10,11 
29 
SEATTLE 
I 
17,500 
5.00% Solebay Shipping Cape Company 
Limited, Hong Kong 
1-Oct-23 
15/Jul/2025 - 30/Sep/2025 
 
2011 179,362 
 
 
 
 
30 
P. S. PALIOS 
I 
27,150 
5.00% 
Bohai Shipping (HEBEI) Co., Ltd 
7-May-24 
1/Nov/2025 - 31/Dec/2025 
 
2013 179,134 
 
 
 
 
31 
G. P. ZAFIRAKIS 
J 
26,800 
5.00% 
Nippon Yusen Kabushiki Kaisha, 
Tokyo 
16-Sep-24 
16/Aug/2026 - 16/Nov/2026 
 
 
2014 179,492 
 
 
 
 
32 
SANTA BARBARA 
J 
22,000 
5.00% 
Mitsui O.S.K. Lines, Ltd. 
27-Dec-24 
20/Oct/2025 - 20/Dec/2025 
12 
 
2015 179,426 
 
 
 
 
 
33 
NEW ORLEANS 
 
20,000 
5.00% 
Kawasaki Kisen Kaisha, Ltd. 
7-Dec-23 
15/Aug/2025 - 31/Oct/2025 
12 
 
2015 180,960 
 
 
 
 
34 
FLORIDA 
25,900 
5.00% 
Bunge S.A., Geneva 
29-Mar-22 
29/Jan/2027 - 29/May/2027 
2 
2022 182,063 
4 Newcastlemax Bulk Carriers 
35 
LOS ANGELES 
K 
28,700 
5.00% 
Nippon Yusen Kabushiki Kaisha, 
Tokyo 
20-Jul-24 
1/Oct/2025 - 15/Dec/2025 
 
2012 206,104 
 
 
 
 
36 
PHILADELPHIA 
K 
22,500 
5.00% 
Nippon Yusen Kabushiki Kaisha, 
Tokyo 
4-Feb-24 
20/Apr/2025 - 20/Jul/2025 
 
2012 206,040 
 
 
 
 
37 
SAN FRANCISCO 
L 
22,000 
5.00% 
SwissMarine Pte. Ltd., Singapore 
18-Feb-23 
1-Mar-25 
 
 
2017 208,006 
 
26,000 
5.00% 
1-Mar-25 
25/Oct/2026 - 25/Dec/2026 
 
38 
NEWPORT NEWS 
L 
20,000 
5.00% 
Nippon Yusen Kabushiki Kaisha, 
Tokyo 
20-Sep-23 
15/Mar/2025 - 10/Jun/2025 
3 
2017 208,021 
 
 
 
* Each dry bulk carrier is a “sister ship”, or closely similar, to other dry bulk carriers that have the same letter. 
** Total commission percentage paid to third parties. 
*** In case of newly acquired vessel with time charter attached, this date refers to the expected/actual date of delivery of the vessel to the Company. 
**** Range of redelivery dates, with the actual date of redelivery being at the Charterers’ option, but subject to the terms, conditions, and exceptions of the 
particular charterparty. 
1Charterers will compensate the Owners at a rate of 115% of the average Baltic Tess 58 Supramax Index as published by the Baltic Exchange on a daily 
basis or double the vessel’s present charter party rate, whichever is higher, for the excess period commencing from January 10, 2025 until the actual 
redelivery date. 
2Bareboat chartered-in for a period of ten years. 
3Based on latest information. 
4Currently without an active charterparty. 
5Vessel on scheduled drydocking from February 9, 2025 until February 26, 2025. 
6Vessel on scheduled drydocking from February 21, 2025 until March 16, 2025. 
7Vessel has been sold and it is delivered to her new Owners on March 13, 2025. 
8The charter rate was US$12,250 per day for the first thirty (30) days of the charter period. 

 
 
50 
9The charter rate will be US$8,750 per day for the first fifty (50) days of the charter period. 
10The charter rate will be US$6,300 per day for the first trip of the charter period. 
11Vessel currently off hire for drydocking. 
12Bareboat chartered-in for a period of eight years. 
 
Our Customers 
 
Our customers include regional and international companies, mainly with concentrations below 10% of our 
gross revenues. During 2024, only one of our charterers accounted for 11% of our revenues. During 2023, 
one of our charterers accounted for 13% of our revenues and during 2022, two of our charterers accounted 
for 34% of our revenues, in aggregate. 
 
 
We charter our dry bulk carriers, owned and bareboat chartered-in, to customers pursuant to time charters. 
Under our time charters, the charterer typically pays us a fixed daily charter hire rate and bears all voyage 
expenses, including the cost of bunkers (fuel oil) and canal and port charges. We remain responsible for 
paying the chartered vessel's operating expenses, including the cost of crewing, insuring, repairing and 
maintaining the vessel. In 2024, we paid commissions that ranged from 4.75% to 5.0% of the total daily 
charter hire rate of each charter to unaffiliated ship brokers and to in-house brokers associated with the 
charterer, depending on the number of brokers involved with arranging the charter. 
 
We strategically monitor developments in the dry bulk shipping industry on a regular basis and, subject to 
market demand, seek to adjust the charter hire periods for our vessels according to prevailing market 
conditions. In order to take advantage of relatively stable cash flow and high utilization rates, we fix some 
of our vessels on long-term time charters. Currently, the majority of our vessels are employed on short to 
medium-term time charters, which provides us with flexibility in responding to market developments. We 
continuously evaluate our balance of short- and long-term charters and extend or reduce the charter hire 
periods of the vessels in our fleet according to the developments in the dry bulk shipping industry. 
 
Charter Hire Rates 
 
Charter hire rates fluctuate by varying degrees among dry bulk carrier size categories. The volume and 
pattern of trade in a small number of commodities (major bulks) affect demand for larger vessels. Therefore, 
charter rates and vessel values of larger vessels often show greater volatility. Conversely, trade in a greater 
number of commodities (minor bulks) drives demand for smaller dry bulk carriers. Accordingly, charter 
rates and vessel values for those vessels are usually subject to less volatility. 
 
Charter hire rates paid for dry bulk carriers are primarily a function of the underlying balance between 
vessel supply and demand, although at times other factors may play a role. Furthermore, the pattern seen 
in charter rates is broadly mirrored across the different charter types and the different dry bulk carrier 
categories. In the time charter market, rates vary depending on the length of the charter period and vessel-
specific factors such as age, speed and fuel consumption. 
 
In the voyage charter market, rates are, among other things, influenced by cargo size, commodity, port 
dues and canal transit fees, as well as commencement and termination regions. In general, a larger cargo 
size is quoted at a lower rate per ton than a smaller cargo size. Routes with costly ports or canals generally 
command higher rates than routes with low port dues and no canals to transit. Voyages with a load port 
within a region that includes ports where vessels usually discharge cargo or a discharge port within a region 
with ports where vessels load cargo also are generally quoted at lower rates, because such voyages 
generally increase vessel utilization by reducing the unloaded portion (or ballast leg) that is included in the 
calculation of the return charter to a loading area. 
 

 
 
51 
Within the dry bulk shipping industry, the charter hire rate references, most likely to be monitored, are the 
freight rate indices issued by the Baltic Exchange. These references are based on actual charter hire rates 
under charters entered into by market participants as well as daily assessments provided to the Baltic 
Exchange by a panel of major shipbrokers. The Baltic Panamax Index is the index with the longest history. 
The Baltic Capesize Index and Baltic Handymax Index are of more recent origin.  
 
The Baltic Dry Index, or BDI, is a daily average of charter rates in 20 shipping routes measured on a time 
charter and voyage basis and covering Capesize, Panamax, Supramax, and Handysize dry bulk carriers. 
In 2024, the BDI ranged from a low of 976 to a high of 2,419 and closed at 1,635 on March 20, 2025. 
 
The Dry Bulk Shipping Industry 
 
The global dry bulk carrier fleet could be divided into seven categories based on a vessel's carrying 
capacity. These categories consist of: 
 
• 
Very Large Ore Carriers.  Very large ore carriers, or VLOCs, have a carrying capacity of more 
than 200,000 dwt and are a comparatively new sector of the dry bulk carrier fleet. VLOCs are built 
to exploit economies of scale on long-haul iron ore routes.   
 
• 
Capesize.  Capesize vessels have a carrying capacity of 110,000-199,999 dwt. Only the largest 
ports around the world possess the infrastructure to accommodate vessels of this size. Capesize 
vessels are primarily used to transport iron ore or coal and, to a much lesser extent, grains, primarily 
on long-haul routes.  
 
• 
Post-Panamax.  Post-Panamax vessels have a carrying capacity of 80,000-109,999 dwt. These 
vessels tend to have a shallower draft and larger beam than a standard Panamax vessel with a 
higher cargo capacity. These vessels have been designed specifically for loading high cubic 
cargoes from draught restricted ports, although they cannot transit the Panama Canal.  
 
• 
Panamax.  Panamax vessels have a carrying capacity of 60,000-79,999 dwt. These vessels carry 
coal, iron ore, grains, and, to a lesser extent, minor bulks, including steel products, cement and 
fertilizers. Panamax vessels are able to pass through the Panama Canal, making them more 
versatile than larger vessels with regard to accessing different trade routes. Most Panamax and 
Post-Panamax vessels are “gearless,” and therefore must be served by shore-based cargo 
handling equipment. However, there are a small number of geared vessels with onboard cranes, a 
feature that enhances trading flexibility and enables operation in ports which have poor 
infrastructure in terms of loading and unloading facilities. 
 
• 
Ultramax Ultramax is the largest class before Panamax and is the newer form of the smaller 
Supramax with a maximum length of 200 meters and capacity that ranges from 60,000 dwt and 
66,000 dwt. This class is considered an upgrade to Supramax class as it offers a better all-around 
investment for Charterers and Shipowners due to its higher cargo carrying capacity and better 
bunker efficiency. Ultramax class bulk carriers have 5 cargo holds. are fitted with 4 cranes and 
usually are equipped with grabs allowing them to call more ports with no such facilities giving them 
more versatility. 
 
• 
Handymax/Supramax.  Handymax vessels have a carrying capacity of 40,000-59,999 dwt. These 
vessels operate in a large number of geographically dispersed global trade routes, carrying 
primarily grains and minor bulks. Within the Handymax category there is also a sub-sector known 
as Supramax. Supramax bulk carriers are ships between 50,000 to 59,999 dwt, normally offering 
cargo loading and unloading flexibility with on-board cranes, or “gear,” while at the same time 
possessing the cargo carrying capability approaching conventional Panamax bulk carriers.  
 

 
 
52 
• 
Handysize.  Handysize vessels have a carrying capacity of up to 39,999 dwt. These vessels are 
primarily involved in carrying minor bulk cargoes. Increasingly, ships of this type operate within 
regional trading routes, and may serve as trans-shipment feeders for larger vessels. Handysize 
vessels are well suited for small ports with length and draft restrictions. Their cargo gear enables 
them to service ports lacking the infrastructure for cargo loading and unloading.  
 
Other size categories occur in regional trade, such as Kamsarmax, with a maximum length of 229 meters, 
the maximum length that can load in the port of Kamsar in the Republic of Guinea. Other terms such as 
Seawaymax, Setouchmax, Dunkirkmax, and Newcastlemax also appear in regional trade. 
 
The supply of dry bulk carriers is dependent on the delivery of new vessels and the removal of vessels 
from the global fleet, either through scrapping or loss. The level of scrapping activity is generally a function 
of scrapping prices in relation to current and prospective charter market conditions, as well as operating, 
repair and survey costs. The age range at which a vessel is scrapped is between 20 and 32 years, 
depending on among others, the vessel type, the freight market conditions and regulatory requirements. 
 
The demand for dry bulk carrier capacity is determined by the underlying demand for commodities 
transported in dry bulk carriers, which in turn is influenced by trends in the global economy. Demand for 
dry bulk carrier capacity is also affected by the operating efficiency of the global fleet, along with port 
congestion, which has been a feature of the market since 2004, absorbing tonnage and therefore leading 
to a tighter balance between supply and demand. In evaluating demand factors for dry bulk carrier capacity, 
the Company believes that dry bulk carriers can be the most versatile element of the global shipping fleets 
in terms of employment alternatives.  
 
Vessel Prices  
 
Dry bulk vessel values in 2024 generally were lower as compared to 2023. Consistent with these trends 
were the market values of our dry bulk carriers. As charter rates and vessel values decreased during 2024, 
and  continued to decrease in early 2025, there can be no assurance as to how long charter rates and 
vessel values will remain at their current levels or whether they will decrease or improve to any significant 
degree in the near future. 
 
Competition   
 
Our business fluctuates in line with the main patterns of trade of the major dry bulk cargoes and varies 
according to changes in the supply and demand for these items. We operate in markets that are highly 
competitive and based primarily on supply and demand. We compete for charters on the basis of price, 
vessel location, size, age and condition of the vessel, as well as on our reputation as an owner and 
operator. We compete with other owners of dry bulk carriers in the Panamax, Post-Panamax and smaller 
class sectors and with owners of Capesize and Newcastlemax dry bulk carriers. Ownership of dry bulk 
carriers is highly fragmented. 
 
We believe that we possess a number of strengths that provide us with a competitive advantage in the dry 
bulk shipping industry: 
• 
We own a modern, high quality fleet of dry bulk carriers.  We believe that owning a modern, high 
quality fleet reduces operating costs, improves safety and provides us with a competitive advantage 
in securing favorable time charters. We maintain the quality of our vessels by carrying out regular 
inspections, both while in port and at sea, and adopting a comprehensive maintenance program for 
each vessel. 

 
 
53 
• 
Our fleet includes groups of sister ships.  We believe that maintaining a fleet that includes sister 
ships enhances the revenue generating potential of our fleet by providing us with operational and 
scheduling flexibility. The uniform nature of sister ships also improves our operating efficiency by 
allowing our fleet managers to apply the technical knowledge of one vessel to all vessels of the 
same series and create economies of scale that enable us to realize cost savings when maintaining, 
supplying and crewing our vessels. 
• 
We have an experienced management team.  Our management team consists of experienced 
executives who have, on average, more than 30 years of operating experience in the shipping 
industry and has demonstrated ability in managing the commercial, technical and financial areas of 
our business. 
• 
We benefit from the experience and reputation of Diana Shipping Services S.A. and the relationship 
with Wilhelmsen Ship Management through the Diana Wilhelmsen Management Limited joint 
venture. 
• 
We benefit from strong relationships with members of the shipping and financial industries.  We 
have developed strong relationships with major international charterers, shipbuilders and financial 
institutions that we believe are the result of the quality of our operations, the strength of our 
management team and our reputation for dependability. 
• 
We have a strong balance sheet and a relatively low level of indebtedness.  We believe that our 
strong balance sheet and relatively low level of indebtedness provide us with the flexibility to 
increase the amount of funds that we may draw under our loan facilities in connection with any 
future acquisitions or otherwise and enable us to use cash flow that would otherwise be dedicated 
to debt service for other purposes.  
 
Permits and Authorizations 
 
We are required by various governmental and quasi-governmental agencies to obtain certain permits, 
licenses and certificates with respect to our vessels. The kinds of permits, licenses and certificates required 
depend upon several factors, including the commodity transported, the waters in which the vessel operates 
the nationality of the vessel's crew and the age of a vessel. We have been able to obtain all permits, 
licenses and certificates currently required to permit our vessels to operate. Additional laws and regulations, 
environmental or otherwise, may be adopted which could limit our ability to do business or increase the 
cost of us doing business. 
 
Disclosure Pursuant to Section 219 of the Iran Threat Reduction and Syrian Human Rights 
Act 
 
Section 219 of the U.S. Iran Threat Reduction and Syria Human Rights Act of 2012, or the ITRA, added 
new Section 13(r) to the U.S. Securities Exchange Act of 1934, as amended, or the Exchange Act, requiring 
each SEC reporting issuer to disclose in its annual and, if applicable, quarterly reports whether it or any of 
its affiliates have knowingly engaged in certain activities, transactions or dealings relating to Iran or with 
the Government of Iran or certain designated natural persons or entities involved in terrorism or the 
proliferation of weapons of mass destruction during the period covered by the report.  
 
Pursuant to Section 13(r) of the Exchange Act, we note that none of our vessels made port calls to Iran in 
2024 and to the date of this annual report.  
 
Environmental and Other Regulations in the Shipping Industry 
 
Government regulation and laws significantly affect the ownership and operation of our fleet. We are 
subject to international conventions and treaties, national, state and local laws and regulations in force in 

 
 
54 
the countries in which our vessels may operate or are registered relating to safety and health and 
environmental protection including the storage, handling, emission, transportation and discharge of 
hazardous and non-hazardous materials, and the remediation of contamination and liability for damage to 
natural resources. Compliance with such laws, regulations and other requirements entails significant 
expense, including vessel modifications and implementation of certain operating procedures. 
 
A variety of government and private entities subject our vessels to both scheduled and unscheduled 
inspections. These entities include the local port authorities (applicable national authorities such as the 
United States Coast Guard (“USCG”), harbor master or equivalent), classification societies, flag state 
administrations (countries of registry) and charterers, particularly terminal operators. Certain of these 
entities require us to obtain permits, licenses, certificates and other authorizations for the operation of our 
vessels. Failure to maintain necessary permits or approvals could require us to incur substantial costs or 
result in the temporary suspension of the operation of one or more of our vessels. 
 
Increasing environmental concerns have created a demand for vessels that conform to stricter 
environmental standards. We are required to maintain operating standards for all of our vessels that 
emphasize operational safety, quality maintenance, continuous training of our officers and crews and 
compliance with United States and international regulations. We believe that the operation of our vessels 
is in substantial compliance with applicable environmental laws and regulations and that our vessels have 
all material permits, licenses, certificates or other authorizations necessary for the conduct of our 
operations. However, because such laws and regulations frequently change and may impose increasingly 
stricter requirements, we cannot predict the ultimate cost of complying with these requirements, or the 
impact of these requirements on the resale value or useful lives of our vessels. In addition, a future serious 
marine incident that causes significant adverse environmental impact could result in additional legislation 
or regulation that could negatively affect our profitability. 
 
International Maritime Organization 
 
The International Maritime Organization, the United Nations agency for maritime safety and the prevention 
of pollution by vessels (the “IMO”), has adopted the International Convention for the Prevention of Pollution 
from Ships, 1973, as modified by the Protocol of 1978 relating thereto, collectively referred to as MARPOL 
73/78 and herein as “MARPOL,” the International Convention for the Safety of Life at Sea of 1974 (“SOLAS 
Convention”), and the International Convention on Load Lines of 1966 (the “LL Convention”). MARPOL 
establishes environmental standards relating to oil leakage or spilling, garbage management, sewage, air 
emissions, handling and disposal of noxious liquids and the handling of harmful substances in packaged 
forms.  MARPOL is applicable to drybulk, tanker and LNG carriers, among other vessels, and is broken 
into six Annexes, each of which regulates a different source of pollution. Annex I relates to oil leakage or 
spilling; Annexes II and III relate to harmful substances carried in bulk in liquid or in packaged form, 
respectively; Annexes IV and V relate to sewage and garbage management, respectively; and Annex VI, 
lastly, relates to air emissions. Annex VI was separately adopted by the IMO in September of 1997; new 
emissions standards, titled IMO-2020, took effect on January 1, 2020. 
 
Air Emissions 
 
In September of 1997, the IMO adopted Annex VI to MARPOL to address air pollution from vessels. 
Effective May 2005, Annex VI sets limits on sulfur oxide and nitrogen oxide emissions from all commercial 
vessel exhausts and prohibits “deliberate emissions” of ozone depleting substances (such as halons and 
chlorofluorocarbons), emissions of volatile compounds from cargo tanks, and the shipboard incineration of 
specific substances. Annex VI also includes a global cap on the sulfur content of fuel oil and allows for 
special areas to be established with more stringent controls on sulfur emissions, as explained 
below.  Emissions of “volatile organic compounds” from certain vessels, and the shipboard incineration 
(from incinerators installed after January 1, 2000) of certain substances (such as polychlorinated biphenyls, 

 
 
55 
or “PCBs”) are also prohibited. We believe that all our vessels are currently compliant in all material 
respects with these regulations. 
 
The Marine Environment Protection Committee, or “MEPC”, adopted amendments to Annex VI regarding 
emissions of sulfur oxide, nitrogen oxide, particulate matter and ozone depleting substances, which entered 
into force on July 1, 2010.  The amended Annex VI seeks to further reduce air pollution by, among other 
things, implementing a progressive reduction of the amount of sulfur contained in any fuel oil used on board 
ships. On October 27, 2016, at its 70th session, the MEPC agreed to implement a global 0.5% m/m sulfur 
oxide emissions limit (reduced from 3.50%) starting from January 1, 2020.  This limitation can be met by 
using low-sulfur compliant fuel oil, alternative fuels, or certain exhaust gas cleaning systems. Ships are 
now required to obtain bunker delivery notes and International Air Pollution Prevention (“IAPP”) Certificates 
from their flag states that specify sulfur content.  Additionally, at MEPC 73, amendments to Annex VI to 
prohibit the carriage of bunkers above 0.5% sulfur on ships were adopted and took effect March 1, 2020, 
with the exception of vessels fitted with exhaust gas cleaning equipment (“scrubbers”) which can carry fuel 
of higher sulfur content.  These regulations subject ocean-going vessels to stringent emissions controls 
and may cause us to incur substantial costs. 
 
Sulfur content standards are even stricter within certain “Emission Control Areas,” or (“ECAs”). As of 
January 1, 2015, ships operating within an ECA were not permitted to use fuel with sulfur content in excess 
of 0.1% m/m. Amended Annex VI establishes procedures for designating new ECAs. Currently, the IMO 
has designated four ECAs, including specified portions of the Baltic Sea area, Mediterranean Sea area, 
North Sea area, North American area and United States Caribbean area. The Mediterranean 
Sea became an ECA on May 1, 2024, and compliance obligations will begin May 1, 2025. Ocean-going 
vessels in these areas will be subject to stringent emission controls and may cause us to incur additional 
costs. Other areas in China are subject to local regulations that impose stricter emission controls. In July 
2023, MEPC 80 announced three new ECA proposals, including the Canadian Arctic waters and the North-
East Atlantic Ocean, which were adopted in draft amendments to Annex IV that will enter into force in 
March 2026. If other ECAs are approved by the IMO, or other new or more stringent requirements relating 
to emissions from marine diesel engines or port operations by vessels are adopted by the U.S. 
Environmental Protection Agency (“EPA”) or the states where we operate, compliance with these 
regulations could entail significant capital expenditures or otherwise increase the costs of our operations. 
 
Amended Annex VI also established new tiers of stringent nitrogen oxide emissions standards for marine 
diesel engines, depending on their date of installation. Tier III NOx standards were designed for the control 
of NOx produced by vessels and apply to ships that operate in the North American and U.S. Caribbean 
Sea ECAs with a marine diesel engine installed and constructed on or after January 1, 2016.  Tier III 
requirements could apply to areas that will be designated for Tier III NOx in the future. At MEPC 70 and 
MEPC 71, the MEPC approved the North Sea and Baltic Sea as ECAs for nitrogen oxide for ships built on 
or after January 1, 2021. For the moment, this regulation relates to new building vessels and has no 
retroactive application to existing fleet. The EPA promulgated equivalent (and in some senses stricter) 
emissions standards in 2010.  As a result of these designations or similar future designations, we may be 
required to incur additional operating or other costs. 
 
As determined at the MEPC 70, Regulation 22A of MARPOL Annex VI became effective as of March 1, 
2018 and requires ships above 5,000 gross tonnage to collect and report annual data on fuel oil 
consumption to an IMO database, with the first year of data collection having commenced on January 1, 
2019.  The IMO used such data as part of its initial roadmap (through 2023) for developing its strategy to 
reduce greenhouse gas emissions from ships, as discussed further below. 
 
As of January 1, 2013, MARPOL made mandatory certain measures relating to energy efficiency for ships. 
All ships are now required to develop and implement a Ship Energy Efficiency Management 
Plans (“SEEMPs”), and new ships must be designed in compliance with minimum energy efficiency levels 
per capacity mile as defined by the Energy Efficiency Design Index (“EEDI”).  Under these measures, by 

 
 
56 
2025, all new ships built will be 30% more energy efficient than those built in 2014. Additionally, MEPC 75 
adopted amendments to MARPOL Annex VI which brings forward the effective date of the EEDI’s “phase 
3” requirements from April 1, 2022 to January 1, 2025 for several ship types, including gas carriers, general 
cargo ships, and LNG carriers. 
 
Additionally, in 2022, MEPC 75 amended to Annex VI to impose new regulations to reduce greenhouse 
gas emissions from ships.  These amendments introduce requirements to assess and measure the energy 
efficiency of all ships and set the required attainment values, with the goal of reducing the carbon intensity 
of international shipping. The requirements include (1) a technical requirement to reduce carbon intensity 
based on a new Energy Efficiency Existing Ship Index (“EEXI”), and (2) operational carbon intensity 
reduction requirements, based on a new operational carbon intensity indicator (“CII”).  The attained EEXI 
is required to be calculated for ships of 400 gross tonnage and above, in accordance with different values 
set for ship types and categories.  With respect to the CII, the draft amendments would require ships of 
5,000 gross tonnage to document and verify their actual annual operational CII achieved against a 
determined required annual operational CII.  All ships above 400 gross tonnage must also have an 
approved SEEMP on board.  For ships above 5,000 gross tonnage, the SEEMP needs to include certain 
mandatory content.  That same year, MEPC amended MARPOL Annex I to prohibit the use and carriage 
for use as fuel of heavy fuel oil (“HFO”) by ships in Arctic waters on and after July 1, 2024. In July 2021, 
MEPC 77 adopted a non-binding resolution which urges Member States and ship operators to voluntarily 
use distillate or other cleaner alternative fuels or methods of propulsion that are safe for ships and could 
contribute to the reduction of Black Carbon emissions from ships when operating in or near the Arctic. 
MEPC 79 adopted amendments to MARPOL Annex VI, Appendix IX to include the attained and required 
CII values, the CII rating and attained EEXI for existing ships in the required information to be submitted to 
the IMO Ship Fuel Oil Consumption Database. The Mediterranean Sea became an ECA on May 1, 2024, 
and compliance obligations will begin May 1, 2025. MEPC 79 also revised the EEDI calculation guidelines 
to include a CO2 conversion factor for ethane, a reference to the updated ITCC guidelines, and a 
clarification that in case of a ship with multiple load line certificates, the maximum certified summer draft 
should be used when determining the deadweight. These amendments entered into force on May 1, 2024. 
In July 2023, MEPC 80 approved the plan for reviewing CII regulations and guidelines, which must be 
completed at the latest by January 1, 2026. This review commenced at MEPC 82 in Fall 2024 and there 
will be no immediate changes to the CII framework, including correction factors and voyage adjustments, 
before the review is completed. 
 
We may incur costs to comply with these revised standards. Additional or new conventions, laws and 
regulations may be adopted that could require the installation of expensive emission control systems and 
could adversely affect our business, results of operations, cash flows and financial condition. 
 
Safety Management System Requirements 
 
The SOLAS Convention was amended to address the safe manning of vessels and emergency training 
drills.  The Convention of Limitation of Liability for Maritime Claims (the “LLMC”) sets limitations of liability 
for a loss of life or personal injury claim or a property claim against ship owners. The ISM 
Certification provides validation that both company and ships are operating using a process-based system 
approach to manage risks and achieve continual improvement. The ISM code is meant to be a preventive 
tool and asks companies to assess all risks and then take measured to safeguard against them. 
Responsibilities and authorities are set out for the various entities includes in the ISM process. All of our 
vessels as well as our shore-based operations are fully certified under the ISM Code. 
 
Under Chapter IX of the SOLAS Convention, or the International Safety Management Code for the Safe 
Operation of Ships and for Pollution Prevention (the “ISM Code”), our operations are also subject to 
environmental standards and requirements. The ISM Code requires the party with operational control of a 
vessel to develop an extensive safety management system that includes, among other things, the adoption 
of a safety and environmental protection policy setting forth instructions and procedures for operating its 

 
 
57 
vessels safely and describing procedures for responding to emergencies. Through strong leadership and 
a disciplined, clearly documented management system, the Company promotes the concept of HSSE 
(Health, Safety, Security and Environmental) excellence at all levels in the organisation. This concept is 
achieved by consistent measurement and feedback of the Company’s Management System in order to 
generate continuous and sustainable improvement in Health, Safety, Security, and Quality and 
Environmental (including Energy Efficiency) (HSSQE) management processes. The failure of a vessel 
owner or bareboat charterer to comply with the ISM Code may subject such party to increased liability, may 
decrease available insurance coverage for the affected vessels and may result in a denial of access to, or 
detention in, certain ports. 
 
The ISM Code requires that vessel operators obtain a safety management certificate for each vessel they 
operate. This certificate evidences compliance by a vessel’s management with the ISM Code requirements 
for a safety management system. No vessel can obtain a safety management certificate unless its manager 
has been awarded a document of compliance, issued by each flag state, under the ISM Code. We have 
obtained applicable documents of compliance for our offices and safety management certificates for all of 
our vessels for which the certificates are required by the IMO. The documents of compliance and safety 
management certificate are renewed as required. 
 
Regulation II-1/3-10 of the SOLAS Convention governs ship construction and stipulates that ships over 
150 meters in length must have adequate strength, integrity and stability to minimize risk of loss or pollution. 
Goal-based standards amendments in SOLAS regulation II-1/3-10 entered into force in 2012, with July 1, 
2016 set for application to new oil tankers and bulk carriers.   The SOLAS Convention regulation II-1/3-10 
on goal-based ship construction standards for bulk carriers and oil tankers, which entered into force on 
January 1, 2012, requires that all oil tankers and bulk carriers of 150 meters in length and above, for which 
the building contract is placed on or after July 1, 2016, satisfy applicable structural requirements conforming 
to the functional requirements of the International Goal-based Ship Construction Standards for Bulk 
Carriers and Oil Tankers (“GBS Standards”). 
 
Amendments to the SOLAS Convention Chapter VII apply to vessels transporting dangerous goods and 
require those vessels be in compliance with the International Maritime Dangerous Goods Code (“IMDG 
Code”). Effective January 1, 2018, the IMDG Code includes (1) updates to the provisions for radioactive 
material, reflecting the latest provisions from the International Atomic Energy Agency, (2) new marking, 
packing and classification requirements for dangerous goods, and (3) new mandatory training 
requirements. Amendments which took effect on January 1, 2020 also reflect the latest material from the 
UN Recommendations on the Transport of Dangerous Goods, including (1) new provisions regarding IMO 
type 9 tank, (2) new abbreviations for segregation groups, and (3) special provisions for carriage of lithium 
batteries and of vehicles powered by flammable liquid or gas. Additional amendments came into force on 
June 1, 2022, include (1) addition of a definition of dosage rate, (2) additions to the list of high consequence 
dangerous goods, (3) new provisions for medical/clinical waste, (4) addition of various ISO standards for 
gas cylinders, (5) a new handling code, and (6) changes to stowage and segregation provisions. The 
newest edition of the IMDG Code took effect on January 1, 2024, although the changes are largely 
incremental. 
 
The IMO has also adopted the International Convention on Standards of Training, Certification and 
Watchkeeping for Seafarers (“STCW”).  As of February 2017, all seafarers are required to meet the STCW 
standards and be in possession of a valid STCW certificate.  Flag states that have ratified SOLAS and 
STCW generally employ the classification societies, which have incorporated SOLAS and STCW 
requirements into their class rules, to undertake surveys to confirm compliance. 
 
The IMO's Maritime Safety Committee and MEPC, respectively, each adopted relevant parts of the 
International Code for Ships Operating in Polar Water (the “Polar Code”). The Polar Code, which entered 
into force on January 1, 2017, covers design, construction, equipment, operational, training, search and 
rescue as well as environmental protection matters relevant to ships operating in the waters surrounding 

 
 
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the two poles. It also includes mandatory measures regarding safety and pollution prevention as well as 
recommendatory provisions. The Polar Code applies to new ships constructed after January 1, 2017, and 
after January 1, 2018, ships constructed before January 1, 2017 are required to meet the relevant 
requirements by the earlier of their first intermediate or renewal survey. 
 
Furthermore, recent action by the IMO’s Maritime Safety Committee and United States agencies indicates 
that cybersecurity regulations for the maritime industry are likely to be further developed in the near future 
in an attempt to combat cybersecurity threats. By IMO resolution, administrations are encouraged to ensure 
that cyber-risk management systems are incorporated by ship-owners and managers by their first annual 
Document of Compliance audit after January 1, 2021. In February 2021, the U.S. Coast Guard published 
guidance on addressing cyber risks in a vessel’s safety management system. This might cause companies 
to create additional procedures for monitoring cybersecurity, which could require additional expenses 
and/or capital expenditures.  The impact of future regulations is hard to predict at this time. 
 
In June 2022, SOLAS also set out new amendments that took effect on January 1, 2024, which include 
new requirements for: (1) the design for safe mooring operations, (2) the Global Maritime Distress and 
Safety System (“GMDSS”), (3) watertight integrity, (4) watertight doors on cargo ships, (5) fault-isolation of 
fire detection systems, (6) life-saving appliances, and (7) safety of ships using LNG as fuel.  These new 
requirements may impact the cost of our operations. 
 
Pollution Control and Liability Requirements 
 
The IMO has negotiated international conventions that impose liability for pollution in international waters 
and the territorial waters of the signatories to such conventions. For example, the IMO adopted an 
International Convention for the Control and Management of Ships’ Ballast Water and Sediments, (the 
“BWM Convention”), in 2004. The BWM Convention entered into force on September 8, 2017.  The BWM 
Convention requires ships to manage their ballast water to remove, render harmless, or avoid the uptake 
or discharge of new or invasive aquatic organisms and pathogens within ballast water and sediments.  The 
BWM Convention’s implementing regulations call for a phased introduction of mandatory ballast water 
exchange requirements, to be replaced in time with mandatory concentration limits, and require all ships 
to carry a ballast water record book and an international ballast water management certificate. 
 
On December 4, 2013, the IMO Assembly passed a resolution revising the application dates of the BWM 
Convention so that the dates are triggered by the entry into force date and not the dates originally in the 
BWM Convention.  This, in effect, makes all vessels delivered before the entry into force date “existing 
vessels” and allows for the installation of ballast water management systems on such vessels at the first 
International Oil Pollution Prevention (“IOPP”) renewal survey following entry into force of the convention. 
 
The MEPC maintains guidelines for approval of ballast water management systems (G8). At MEPC 72 
amendments were adopted to extend the date existing vessels are subject to certain ballast water 
standards. Ships over 400 gross tons generally must comply with a “D-1 standard,” requiring the exchange 
of ballast water only in open seas and away from coastal waters.  The “D-2 standard” specifies the 
maximum amount of viable organisms allowed to be discharged, and compliance dates vary depending on 
the IOPP renewal dates. These standards have been in force since 2019, and for most ships, compliance 
with the D-2 standard involved installing on-board systems to treat ballast water and eliminate unwanted 
organisms.  Ballast water management systems, which include systems that make use of chemical, 
biocides, organisms or biological mechanisms, or which alter the chemical or physical characteristics of 
the ballast water, must be approved in accordance with IMO Guidelines (Regulation D-3). Since September 
8, 2024, all ships have been required to meet the D-2 standard. Additionally, in November 2020, MEPC 75 
adopted amendments to the BWM Convention which would require a commissioning test of the ballast 
water management system for the initial survey or when performing an additional survey for retrofits. This 
analysis will not apply to ships that already have an installed BWM system certified under the BWM 
Convention. These amendments have entered into force on June 1, 2022. In December 2022, MEPC 79 

 
 
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agreed that it should be permitted to use ballast tanks for temporary storage of treated sewage and grey 
water. MEPC 79 also established that ships are expected to return to D-2 compliance after experiencing 
challenging uptake water and bypassing a BWM system should only be used as a last resort.  
 
In July 2023, MEPC 80 approved a plan for a comprehensive review of the BWM Convention. over the next 
three years and the corresponding development of a package of amendments to the Convention. MEPC 
80 also adopted further amendments relating to Appendix II of the BWM Convention concerning the form 
of the Ballast Water Record Book, which are expected to enter into force in February 2025. A protocol for 
ballast water compliance monitoring devices and unified interpretation of the form of the BWM Convention 
certificate were also adopted. In March 2024, MEPC 81 adopted amendments to the BWM Convention 
concerning the use of Ballast Water Record Books in electronic form, which are expected to enter into force 
in October 2025. Pursuant to the ongoing review, in Fall 2024, MEPC 82 approved the 2024 Guidance on 
ballast water record keeping and reporting and the 2024 Guidance for Administrations on the type approval 
process for ballast water management systems to support harmonized evaluation by Administrations. 
 
Once mid-ocean exchange ballast water treatment requirements become mandatory under the BWM 
Convention, the cost of compliance could increase for ocean carriers and may have a material effect on 
our operations. Irrespective of the BWM convention, certain countries such as the U.S. have enforced and 
implemented regional requirement related to the system certification, operation and reporting. 
 
The IMO also adopted the International Convention on Civil Liability for Bunker Oil Pollution Damage (the 
“Bunker Convention”) to impose strict liability on ship owners (including the registered owner, bareboat 
charterer, manager or operator) for pollution damage in jurisdictional waters of ratifying states caused by 
discharges of bunker fuel. The Bunker Convention requires registered owners of ships over 1,000 gross 
tons to maintain insurance for pollution damage in an amount equal to the limits of liability under the 
applicable national or international limitation regime (but not exceeding the amount calculated in 
accordance with the LLMC).  With respect to non-ratifying states, liability for spills or releases of oil carried 
as fuel in ship’s bunkers typically is determined by the national or other domestic laws in the jurisdiction 
where the events or damages occur. 
 
Ships are required to maintain a certificate attesting that they maintain adequate insurance to cover an 
incident. In jurisdictions, such as the United States where the Bunker Convention has not been adopted, 
various legislative schemes or common law govern, and liability is imposed either on the basis of fault or 
on a strict-liability basis. 
 
Anti-Fouling Requirements 
 
In 2001, the IMO adopted the International Convention on the Control of Harmful Anti-fouling Systems on 
Ships, or the “Anti-fouling Convention.” The Anti-fouling Convention, which entered into force on 
September 17, 2008, prohibits the use of organotin compound coatings to prevent the attachment of 
mollusks and other sea life to the hulls of vessels. Vessels of over 400 gross tons engaged in international 
voyages will also be required to undergo an initial survey before the vessel is put into service or before an 
International Anti-fouling System Certificate is issued for the first time; and subsequent surveys when the 
anti-fouling systems are altered or replaced. Vessels of 24 meters in length or more but less than 400 gross 
tonnage engaged in international voyages will have to carry a Declaration on Anti-fouling Systems signed 
by the owner or authorized agent. 
 
In November 2020, MEPC 75 approved draft amendments to the Anti-fouling Convention to prohibit anti-
fouling systems containing cybutryne, which would apply to ships from January 1, 2023, or, for ships 
already bearing such an anti-fouling system, at the next scheduled renewal of the system after that date, 
but no later than 60 months following the last application to the ship of such a system. In addition, the IAFS 
Certificate has been updated to address compliance options for anti-fouling systems to address cybutryne. 
Ships which are affected by this ban on cybutryne must receive an updated IAFS Certificate no later than 

 
 
60 
two years after the entry into force of these amendments. Ships which are not affected (i.e. with anti-fouling 
systems which do not contain cybutryne) must receive an updated IAFS Certificate at the next Anti-fouling 
application to the vessel. These amendments were formally adopted at MEPC 76 in June 2021 and entered 
into force on January 1, 2023. 
 
We have obtained Anti-fouling System Certificates for all of our vessels that are subject to the Anti-fouling 
Convention. 
 
Requirements for the Safe and Environmentally Sound Recycling of Ships 
 
In 2009 the Hong Kong International Convention and MEPC 269(68) adopted the guidelines for the 
preparation of the Inventory of Hazardous Materials. The Convention concerns all vessels over 500 GT 
entitled to fly the flag of a Party or operating under its authority, with some exceptions like warships. 
According to the Convention the shipowner should control Ship’s Hazardous Materials inherent in ship’s 
structure, machinery, equipment and paints, coatings and prohibit the new installations of Hazardous 
Materials, by maintaining an Inventory of Hazardous Materials (IHM). It is the Company’s responsibility to 
maintain the IHM Part I up to date, during the life of the ship, according to MEPC Guidelines.  The ships 
are subject to survey (initial, renewal, additional and final) and certification and should keep a valid 
International Certificate on Inventory of Hazardous Materials or an International Ready for Recycling 
Certificate (in case of recycling), on board. For ships been resulted to contain hazardous materials (like 
asbestos), actions for removal should be taken by the shipowner. The ships should only be recycled 
according to the regulations. If the ship is detected to be in violation of this Convention, the Party carrying 
out an inspection may take steps to warn, detain, dismiss, or exclude the ship from its ports, which might 
have an impact in our commercial image and cause high fines to the company. Our fleet already complies 
with this regulation but the preparation, maintenance and whenever needed removal have resulted in 
substantial costs. 
 
Compliance Enforcement 
 
Noncompliance with the ISM Code or other IMO regulations may subject the ship owner or bareboat 
charterer to increased liability, may lead to decreases in available insurance coverage for affected vessels 
and may result in the denial of access to, or detention in, some ports. The USCG and European Union 
authorities have indicated that vessels not in compliance with the ISM Code by applicable deadlines will 
be prohibited from trading in U.S. and European Union ports, respectively. As of the date of this report, 
each of our vessels is ISM Code certified. The IMO continues to review and introduce new regulations. It 
is impossible to predict what additional regulations, if any, may be passed by the IMO and what effect, if 
any, such regulations might have on our operations. 
 
U.S. Regulations 
 
The U.S. Oil Pollution Act of 1990 and the Comprehensive Environmental Response, Compensation and 
Liability Act 
 
The U.S. Oil Pollution Act of 1990 (“OPA”) established an extensive regulatory and liability regime for the 
protection and cleanup of the environment from oil spills. OPA affects all “owners and operators” whose 
vessels trade or operate within the U.S., its territories and possessions or whose vessels operate in U.S. 
waters, which includes the U.S.’s territorial sea and its 200 nautical mile exclusive economic zone around 
the U.S.  The U.S. has also enacted the Comprehensive Environmental Response, Compensation and 
Liability Act (“CERCLA”), which applies to the discharge of hazardous substances other than oil, except in 
limited circumstances, whether on land or at sea.  OPA and CERCLA both define “owner and operator” in 
the case of a vessel as any person owning, operating or chartering by demise, the vessel.  Both OPA and 
CERCLA impact our operations. 
 

 
 
61 
Under OPA, vessel owners and operators are “responsible parties” and are jointly, severally and strictly 
liable (unless the spill results solely from the act or omission of a third party, an act of God or an act of war) 
for all containment and clean-up costs and other damages arising from discharges or threatened 
discharges of oil from their vessels, including bunkers (fuel).  OPA defines these other damages broadly 
to include: 
 
(i) injury to, destruction or loss of, or loss of use of, natural resources and related assessment costs; 
 
(ii) injury to, or economic losses resulting from, the destruction of real and personal property; 
 
(iii) loss of subsistence use of natural resources that are injured, destroyed or lost; 
 
(iv) net loss of taxes, royalties, rents, fees or net profit revenues resulting from injury, destruction or 
loss of real or personal property, or natural resources; 
 
(v) lost profits or impairment of earning capacity due to injury, destruction or loss of real or personal 
property or natural resources; and 
 
(vi) net cost of increased or additional public services necessitated by removal activities following a 
discharge of oil, such as protection from fire, safety or health hazards, and loss of subsistence use 
of natural resources. 
 
OPA contains statutory caps on liability and damages; such caps do not apply to direct cleanup 
costs.  Effective November 12, 2019, the USCG adjusted the limits of OPA liability for non-tank vessels, 
edible oil tank vessels, and any oil spill response vessels, to the greater of $1,200 per gross ton or $997,100 
(subject to periodic adjustment for inflation). On December 23, 2022, the USCG issued a final rule to adjust 
the limitation of liability under the OPA. Effective March 23, 2022, the new adjusted limits of OPA liability 
for non-tank vessels, edible oil tank vessels, and any oil spill response vessels, to the greater of $1,300 
per gross ton or $1,076,000 (subject to periodic adjustment for inflation).These limits of liability do not apply 
if an incident was proximately caused by the violation of an applicable U.S. federal safety, construction or 
operating regulation by a responsible party (or its agent, employee or a person acting pursuant to a 
contractual relationship), or a responsible party's gross negligence or willful misconduct. The limitation on 
liability similarly does not apply if the responsible party fails or refuses to (i) report the incident as required 
by law where the responsible party knows or has reason to know of the incident; (ii) reasonably cooperate 
and assist as requested in connection with oil removal activities; or (iii) without sufficient cause, comply 
with an order issued under the Federal Water Pollution Act (Section 311 (c), (e)) or the Intervention on the 
High Seas Act. 
 
CERCLA contains a similar liability regime whereby owners and operators of vessels are liable for cleanup, 
removal and remedial costs, as well as damages for injury to, or destruction or loss of, natural resources, 
including the reasonable costs associated with assessing the same, and health assessments or health 
effects studies. There is no liability if the discharge of a hazardous substance results solely from the act or 
omission of a third party, an act of God or an act of war. Liability under CERCLA is limited to the greater of 
$300 per gross ton or $5.0 million for vessels carrying a hazardous substance as cargo and the greater of 
$300 per gross ton or $500,000 for any other vessel. These limits do not apply (rendering the responsible 
person liable for the total cost of response and damages) if the release or threat of release of a hazardous 
substance resulted from willful misconduct or negligence, or the primary cause of the release was a 
violation of applicable safety, construction or operating standards or regulations.  The limitation on liability 
also does not apply if the responsible person fails or refused to provide all reasonable cooperation and 
assistance as requested in connection with response activities where the vessel is subject to OPA. 
 
OPA and CERCLA each preserve the right to recover damages under existing law, including maritime tort 
law.  OPA and CERCLA both require owners and operators of vessels to establish and maintain with the 

 
 
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USCG evidence of financial responsibility sufficient to meet the maximum amount of liability to which the 
particular responsible person may be subject. Vessel owners and operators may satisfy their financial 
responsibility obligations by providing a proof of insurance, a surety bond, qualification as a self-insurer or 
a guarantee. We comply and plan to comply going forward with the USCG’s financial responsibility 
regulations by providing applicable certificates of financial responsibility. 
 
The 2010 Deepwater Horizon oil spill in the Gulf of Mexico resulted in additional regulatory initiatives or 
statutes, including higher liability caps under OPA, new regulations regarding offshore oil and gas drilling, 
and a pilot inspection program for offshore facilities.  However, several of these initiatives and 
regulations have been or may be revised.  For example, the U.S. Bureau of Safety and 
Environmental Enforcement’s (“BSEE”) revised Production Safety Systems Rule (“PSSR”), effective 
December 27, 2018, modified and relaxed certain environmental and safety protections under the 2016 
PSSR.  Additionally, in August 2023, the BSEE released a final Well Control Rule which strengthens testing 
and performance requirements, and may affect offshore drilling operations.  
 
In January 2021, the Biden Administration issued an executive order temporarily blocking new leases for 
oil and gas drilling in federal waters, but ultimately, the order was rendered ineffective by a permanent 
injunction issued by a Louisiana court. After being blocked by the courts, in September 2023, the Biden 
administration announced a scaled back offshore oil drilling plan, including just three oil lease sales in the 
Gulf of Mexico. In December 2024, the Biden Administration also gave approval for the sales of oil and gas 
leases in Alaska. On January 6, 2025, the Biden Administration announced a ban on new offshore oil and 
gas drilling in more than 625 million acres of U.S. waters on the Atlantic and Pacific coasts and in Alaska, 
but Louisiana-led states and fossil fuel groups are challenging the ban. On January 21, 2025, the Trump 
Administration issued an executive order revoking this ban, although this order is being challenged in court.  
Additionally, the Trump Administration has proposed leasing new sections of U.S. waters to oil and gas 
companies for offshore drilling. 
 
With these rapid changes, compliance with any new requirements of OPA and future legislation or 
regulations applicable to the operation of our vessels could impact the cost of our operations and adversely 
affect our business. 
 
OPA specifically permits individual states to impose their own liability regimes with regard to oil pollution 
incidents occurring within their boundaries, provided they accept, at a minimum, the levels of liability 
established under OPA and some states have enacted legislation providing for unlimited liability for oil 
spills.  Many U.S. states that border a navigable waterway have enacted environmental pollution laws that 
impose strict liability on a person for removal costs and damages resulting from a discharge of oil or a 
release of a hazardous substance.  These laws may be more stringent than U.S. federal law.  Moreover, 
some states have enacted legislation providing for unlimited liability for discharge of pollutants within their 
waters, although in some cases, states which have enacted this type of legislation have not yet issued 
implementing regulations defining vessel owners’ responsibilities under these laws. The Company intends 
to comply with all applicable state regulations in the ports where the Company’s vessels call. 
 
We currently maintain pollution liability coverage insurance in the amount of $1 billion per incident for each 
of our vessels. If the damages from a catastrophic spill were to exceed our insurance coverage, it could 
have an adverse effect on our business and results of operation. 
 
Other United States Environmental Initiatives 
 
The U.S. Clean Air Act of 1970 (including its amendments of 1977 and 1990) (“CAA”) requires the EPA to 
promulgate standards applicable to emissions of volatile organic compounds and other air 
contaminants.  The CAA requires states to adopt State Implementation Plans, or SIPs, some of which 
regulate emissions resulting from vessel loading and unloading operations which may affect our vessels. 

 
 
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The U.S. Clean Water Act (“CWA”) prohibits the discharge of oil, hazardous substances and ballast water 
in U.S. navigable waters unless authorized by a duly-issued permit or exemption, and imposes strict liability 
in the form of penalties for any unauthorized discharges.  The CWA also imposes substantial liability for 
the costs of removal, remediation and damages and complements the remedies available under OPA and 
CERCLA.  In 2015, the EPA expanded the definition of “waters of the United States” (“WOTUS”), thereby 
expanding federal authority under the CWA.  Following litigation on the revised WOTUS rule, in December 
2018, the EPA and Department of the Army proposed a revised, limited definition of WOTUS. In 2019 and 
2020, the agencies repealed the prior WOTUS Rule and promulgated the Navigable Waters Protection 
Rule (“NWPR”) which significantly reduced the scope and oversight of EPA and the Department of the 
Army in traditionally non navigable waterways. On August 30, 2021, a federal district court in Arizona 
vacated the NWPR and directed the agencies to replace the rule with the pre-2015 definition. . In January 
2023, the revised WOTUS rule was codified in place of the vacated NWPR. On May 25, 2023, the United 
States Supreme Court ruled in the case Sackett v. EPA that only wetlands and permanent bodies of water 
with a "continuous surface connection" to "traditional interstate navigable waters" are covered by the CWA, 
further narrowing the application of the WOTUS rule. On August 2023, the EPA and the Department of the 
Army issued the final WOTUS rule, effective September 8, 2023, that largely reinstated the pre-2015 
definition and applied the Sackett ruling.  
 
The EPA and the USCG have also enacted rules relating to ballast water discharge, compliance with which 
requires the installation of equipment on our vessels to treat ballast water before it is discharged or the 
implementation of other port facility disposal arrangements or procedures at potentially substantial costs, 
and/or otherwise restrict our vessels from entering U.S. Waters.  The EPA will regulate these ballast water 
discharges and other discharges incidental to the normal operation of certain vessels within United States 
waters pursuant to the Vessel Incidental Discharge Act (“VIDA”), which was signed into law on December 
4, 2018 and replaces the 2013 Vessel General Permit (“VGP”) program (which authorizes discharges 
incidental to operations of commercial vessels and contains numeric ballast water discharge limits for most 
vessels to reduce the risk of invasive species in U.S. waters, stringent requirements for exhaust gas 
scrubbers, and requirements for the use of environmentally acceptable lubricants) and current Coast Guard 
ballast water management regulations adopted under the U.S. National Invasive Species Act (“NISA”), 
such as mid-ocean ballast exchange programs and installation of approved USCG technology for all 
vessels equipped with ballast water tanks bound for U.S. ports or entering U.S. waters.  VIDA establishes 
a new framework for the regulation of vessel incidental discharges under Clean Water Act (CWA), requires 
the EPA to develop performance standards for those discharges within two years of enactment, and 
requires the U.S. Coast Guard to develop implementation, compliance, and enforcement regulations within 
two years of EPA’s promulgation of standards. On September 24, 2024, the EPA finalized its rule on Vessel 
Incidental Discharge Standards of Performance, which means that the USCG must now develop 
corresponding regulations regarding ballast water within two years of that date.   
 
Under VIDA, all provisions of the 2013 VGP and USCG regulations regarding ballast water treatment 
remain in force and effect until the EPA and U.S. Coast Guard regulations are finalized.  Non-military, non-
recreational vessels greater than 79 feet in length must continue to comply with the requirements of the 
VGP, including submission of a Notice of Intent (“NOI”) or retention of a PARI form and submission of 
annual reports. We have submitted NOIs for our vessels where required.  Compliance with the EPA, U.S. 
Coast Guard and state regulations could require the installation of ballast water treatment equipment on 
our vessels or the implementation of other port facility disposal procedures at potentially substantial cost 
or may otherwise restrict our vessels from entering U.S. waters. 
 
European Union Regulations 
 
In October 2009, the European Union amended a directive to impose criminal sanctions for illicit ship-
source discharges of polluting substances, including minor discharges, if committed with intent, recklessly 
or with serious negligence and the discharges individually or in the aggregate result in deterioration of the 
quality of water. Aiding and abetting the discharge of a polluting substance may also lead to criminal 

 
 
64 
penalties. The directive applies to all types of vessels, irrespective of their flag, but certain exceptions apply 
to warships or where human safety or that of the ship is in danger. Criminal liability for pollution may result 
in substantial penalties or fines and increased civil liability claims. Regulation (EU) 2015/757 of the 
European Parliament and of the Council of 29 April 2015 (amending EU Directive 2009/16/EC) governs 
the monitoring, reporting and verification of carbon dioxide emissions from maritime transport, and, subject 
to some exclusions, requires companies with ships over 5,000 gross tonnages to monitor and report carbon 
dioxide emissions annually, which may cause us to incur additional expenses. 
 
The European Union has adopted several regulations and directives requiring, among other things, more 
frequent inspections of high-risk ships, as determined by type, age, and flag as well as the number of times 
the ship has been detained. The European Union also adopted and extended a ban on substandard ships 
and enacted a minimum ban period and a definitive ban for repeated offenses. The regulation also provided 
the European Union with greater authority and control over classification societies, by imposing more 
requirements on classification societies and providing for fines or penalty payments for organizations that 
failed to comply. Furthermore, the EU has implemented regulations requiring vessels to use reduced sulfur 
content fuel for their main and auxiliary engines. The EU Directive 2005/33/EC (amending Directive 
1999/32/EC) introduced requirements parallel to those in Annex VI relating to the sulfur content of marine 
fuels. In addition, the EU imposed a 0.1% maximum sulfur requirement for fuel used by ships at berth in 
the Baltic, the North Sea and the English Channel (the so called “SOx-Emission Control Area”). As of 
January 2020, EU member states must also ensure that ships in all EU waters, except the SOx-Emission 
Control Area, use fuels with a 0.5% maximum sulfur content. 
 
On September 15, 2020, the European Parliament voted to include greenhouse gas emissions from the 
maritime sector in the European Union’s carbon market, the EU Emissions Trading System (“EU ETS”) as 
part of its “Fit-for-55” legislation to reduce net greenhouse gas emissions by at least 55% by 2030. On July 
14, 2021, the European Parliament formally proposed its plan, which would involve gradually including the 
maritime sector from 2023 and phasing the sector in over three-year period. This will require shipowners 
to buy permits to cover these emissions. The Environment Council adopted a general approach on the 
proposal in June 2022. On December 18, 2022, the Environmental Council and European Parliament 
agreed to include maritime shipping emissions within the scope of the EU ETS on a gradual introduction 
of obligations for shipping companies to surrender allowances equivalent to a portion of their carbon 
emissions: 40% for verified emissions from 2024, 70% for 2025 and 100% for 2026. Most large vessels will 
be included in the scope of the EU ETS from the start. Big offshore vessels of 5,000 gross tonnage and 
above will be included in the 'MRV' on the monitoring, reporting and verification of CO2 emissions from 
maritime transport regulation from 2025 and in the EU ETS from 2027. General cargo vessels and off-
shore vessels between 400-5,000 gross tonnage will be included in the MRV regulation from 2025 and 
their inclusion in EU ETS will be reviewed in 2026. Furthermore, starting from January 1, 2026, the ETS 
regulations will expand to include emissions of two additional greenhouse gases: nitrous oxide and 
methane. Compliance with the Maritime EU ETS will result in additional compliance and administration 
costs to properly incorporate the provisions of the Directive into our business routines. Additional EU 
regulations which are part of the EU’s "Fit-for-55," could also affect our financial position in terms of 
compliance and administration costs when they take effect. 
 
EU Ship Recycling Regulation 
 
The Regulation is mostly aligned with the Hong Kong Convention on Ship Recycling, mentioned earlier 
and aims quick ratification of the Convention. However, it sets some additional requirements and has been 
into force since 2015 for new ships and 2020 for existing ships. It concerns vessels over 500 GT flying the 
flag of a member state or vessels flying the flag of a 3rd party calling at port or anchorage of member states. 
Our fleet fully complies with this regulation. Our fleet’s Inventories of Hazardous Materials preparation, 
certification and continuous maintenance have resulted in a significant cost to the Company. 
 

 
 
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International Labour Organization 
 
The International Labour Organization (the “ILO”) is a specialized agency of the UN that has adopted the 
Maritime Labor Convention 2006 (“MLC 2006”). A Maritime Labor Certificate and a Declaration of Maritime 
Labor Compliance is required to ensure compliance with the MLC 2006 for all ships that are 500 gross 
tonnage or over and are either engaged in international voyages or flying the flag of a Member and 
operating from a port, or between ports, in another country. All of our vessels are certified under the 
Maritime Labor Convention 2006 (“MLC 2006”). 
 
Greenhouse Gas Regulation 
 
Currently, the emissions of greenhouse gases from international shipping are not subject to the Kyoto 
Protocol to the United Nations Framework Convention on Climate Change, which entered into force in 2005 
and pursuant to which adopting countries have been required to implement national programs to reduce 
greenhouse gas emissions with targets extended through 2020. International negotiations are continuing 
with respect to a successor to the Kyoto Protocol, and restrictions on shipping emissions may be included 
in any new treaty. In December 2009, more than 27 nations, including the U.S. and China, signed the 
Copenhagen Accord, which includes a non-binding commitment to reduce greenhouse gas emissions.  The 
2015 United Nations Climate Change Conference in Paris resulted in the Paris Agreement, which entered 
into force on November 4, 2016 and does not directly limit greenhouse gas emissions from ships. The U.S. 
initially entered into the agreement, but on June 1, 2017, the former U.S. President Trump announced 
that the United States intends to withdraw from the Paris Agreement, and the withdrawal became effective 
on November 4, 2020. On January 20, 2021, U.S. President Biden signed an executive order to rejoin the 
Paris Agreement, which the U.S. officially rejoined on February 19, 2021. However, in January 2025, 
President Trump signed an executive order to begin the withdrawal of the United States from the Paris 
Agreement. 
 
At MEPC 70 and MEPC 71, a draft outline of the structure of the initial strategy for developing a 
comprehensive IMO strategy on reduction of greenhouse gas emissions from ships was approved. In 
accordance with this roadmap, in April 2018, nations at the MEPC 72 adopted an initial strategy to reduce 
greenhouse gas emissions from ships. The initial strategy identifies “levels of ambition” to reducing 
greenhouse gas emissions, including (1) decreasing the carbon intensity from ships through 
implementation of further phases of the EEDI for new ships; (2) reducing carbon dioxide emissions per 
transport work, as an average across international shipping, by at least 40% by 2030, pursuing efforts 
towards 70% by 2050, compared to 2008 emission levels; and (3) reducing the total annual greenhouse 
emissions by at least 50% by 2050 compared to 2008 while pursuing efforts towards phasing them out 
entirely.  The initial strategy notes that technological innovation, alternative fuels and/or energy sources for 
international shipping will be integral to achieve the overall ambition. These regulations could cause us to 
incur additional substantial expenses. At MEPC 77, the Member States agreed to initiate the revision of 
the Initial IMO Strategy on Reduction of GHG emissions from ships, recognizing the need to strengthen 
the ambition during the revision process. In July 2023, MEPC 80 adopted a revised strategy, which includes 
an enhanced common ambition to reach net-zero greenhouse gas emissions from international shipping 
around or close to 2050, a commitment to ensure an uptake of alternative zero and near-zero greenhouse 
gas fuels by 2030, as well as i). reducing the total annual greenhouse gas emissions from international 
shipping by at least 20%, striving for 30%, by 2030, compared to 2008; and ii). reducing the total annual 
greenhouse gas emissions from international shipping by at least 70%, striving for 80%, by 2040, compared 
to 2008. In March 2024, MEPC 81 further developed the goal based marine fuel standard regulating the 
phased reduction of marine fuel’s GHG intensity as part of its mid-term measures. In Fall 2024, MEPC 82 
made further progress on the development of these mid-term measures, and the Committee is expected 
to approve amendments at MEPC 83 (Spring 2025) for adoption in October 2025. 
 
The EU made a unilateral commitment to reduce overall greenhouse gas emissions from its member states 
from 20% of 1990 levels by 2020. The EU also committed to reduce its emissions by 20% under the Kyoto 

 
 
66 
Protocol’s second period from 2013 to 2020. Starting in January 2018, large ships over 5,000 gross 
tonnage calling at EU ports are required to collect and publish data on carbon dioxide emissions and other 
information. Under the European Climate Law, the EU committed to reduce its net greenhouse gas 
emissions by at least 55% by 2030 through its “Fit-for-55” legislation package. As part of this initiative, the 
European Union’s carbon market, EU ETS, has been extended to cover CO2 emissions from all large ships 
entering EU ports starting January 2024. 
 
Any passage of climate control legislation or other regulatory initiatives by the IMO, the EU, the U.S. or 
other countries where we operate, or any treaty adopted at the international level to succeed the Kyoto 
Protocol or Paris Agreement, that restricts emissions of greenhouse gases could require us to make 
significant financial expenditures which we cannot predict with certainty at this time. Even in the absence 
of climate control legislation, our business may be indirectly affected to the extent that climate change may 
result in sea level changes or certain weather events. 
 
Vessel Security Regulations 
 
Since the terrorist attacks of September 11, 2001 in the United States, there have been a variety of 
initiatives intended to enhance vessel security such as the U.S. Maritime Transportation Security Act of 
2002 (“MTSA”). To implement certain portions of the MTSA, the USCG issued regulations requiring the 
implementation of certain security requirements aboard vessels operating in waters subject to the 
jurisdiction of the United States and at certain ports and facilities, some of which are regulated by the EPA. 
 
Similarly, Chapter XI-2 of the SOLAS Convention imposes detailed security obligations on vessels and port 
authorities and mandates compliance with the International Ship and Port Facility Security Code (“the ISPS 
Code”). The ISPS Code is designed to enhance the security of ports and ships against terrorism. To trade 
internationally, a vessel must attain an International Ship Security Certificate (“ISSC”) from a recognized 
security organization approved by the vessel’s flag state. Ships operating without a valid certificate may be 
detained, expelled from, or refused entry at port until they obtain an ISSC. The various requirements, some 
of which are found in the SOLAS Convention, include, for example, on-board installation of automatic 
identification systems to provide a means for the automatic transmission of safety-related information from 
among similarly equipped ships and shore stations, including information on a ship’s identity, position, 
course, speed and navigational status; on-board installation of ship security alert systems, which do not 
sound on the vessel but only alert the authorities on shore; the development of vessel security plans; ship 
identification number to be permanently marked on a vessel’s hull; a continuous synopsis record kept 
onboard showing a vessel's history including the name of the ship, the state whose flag the ship is entitled 
to fly, the date on which the ship was registered with that state, the ship's identification number, the port at 
which the ship is registered and the name of the registered owner(s) and their registered address; 
and compliance with flag state security certification requirements. 
 
The USCG regulations, intended to align with international maritime security standards, exempt non-U.S. 
vessels from MTSA vessel security measures, provided such vessels have on board a valid ISSC that 
attests to the vessel’s compliance with the SOLAS Convention security requirements and the ISPS Code. 
Future security measures could have a significant financial impact on us.  We intend to comply with the 
various security measures addressed by MTSA, the SOLAS Convention and the ISPS Code. The cost of 
vessel security measures has also been affected by the escalation in the frequency of acts of piracy against 
ships, notably off the coast of Somalia, including the Gulf of Aden and Arabian Sea area. Substantial loss 
of revenue and other costs may be incurred as a result of detention of a vessel or additional security 
measures, and the risk of uninsured losses could significantly affect our business. Costs are incurred in 
taking additional security measures in accordance with Best Management Practices to Deter Piracy, 
notably those contained in the BMP5 industry standard. 
 

 
 
67 
Inspection by Flag administration and Classification Societies 
 
The flag represents the nationality of the ship, showing that it’s under the control of the registered country 
and must comply with international and maritime law of it. The flag is required to take measures to ensure 
safety at sea and should verify that ships under its authority, conform relevant international standards, in 
regard to construction, design, equipment and manning of ships, through on board physical inspections. 
 
The hull and machinery of every commercial vessel must be classed by a classification society authorized 
by its country of registry. The classification society certifies that a vessel is safe and seaworthy in 
accordance with the applicable rules and regulations of the country of registry of the vessel and SOLAS. 
Most insurance underwriters make it a condition for insurance coverage and lending that a vessel be 
certified “in class” by a classification society which is a member of the International Association of 
Classification Societies, the IACS.  The IACS has adopted harmonized Common Structural Rules, or “the 
Rules”, which apply to oil tankers and bulk carriers contracted for construction on or after July 1, 2015.  The 
Rules attempt to create a level of consistency between IACS Societies.  All of our vessels are certified as 
being “in class” by all the applicable Classification Societies (e.g., American Bureau of Shipping, Lloyd's 
Register of Shipping). 
 
A vessel must undergo annual surveys, intermediate surveys, drydockings and special surveys. In lieu of 
a special survey, a vessel’s machinery may be on a continuous survey cycle, under which the machinery 
would be surveyed periodically over a five-year period. Every vessel should have a minimum of two 
examinations of the outside of a vessel's bottom and related items during each five-year special survey 
period. One such examination is to be carried out in conjunction with the Special Periodical Survey. In all 
cases, the interval between any two such examinations is not to exceed 36 months. In all cases, the interval 
between any two such examinations is not to exceed 36 months. If any vessel does not maintain its class 
and/or fails any annual survey, intermediate survey, drydocking or special survey, the vessel will be unable 
to carry cargo between ports and will be unemployable and uninsurable which could cause us to be in 
violation of certain covenants in our loan agreements. Any such inability to carry cargo or be employed, or 
any such violation of covenants, could have a material adverse impact on our financial condition and results 
of operations. 
 
Risk of Loss and Liability Insurance 
 
General 
 
The operation of any cargo vessel includes risks such as mechanical failure, physical damage, collision, 
property loss, cargo loss or damage and business interruption due to political circumstances in foreign 
countries, piracy incidents, hostilities and labor strikes. In addition, there is always an inherent possibility 
of marine disaster, including oil spills and other environmental mishaps, and the liabilities arising from 
owning and operating vessels in international trade. OPA, which imposes virtually unlimited liability 
upon shipowners, operators and bareboat charterers of any vessel trading in the exclusive economic 
zone of the United States for certain oil pollution accidents in the United States, has made liability insurance 
more expensive for shipowners and operators trading in the United States market. We carry insurance 
coverage as customary in the shipping industry. However, not all risks can be insured, specific claims may 
be rejected, and we might not be always able to obtain adequate insurance coverage at reasonable rates. 
 
While we maintain hull and machinery insurance, war risks insurance, protection and indemnity cover and 
freight, demurrage and defense cover for our operating fleet in amounts that we believe to be prudent to 
cover normal risks in our operations, we may not be able to achieve or maintain this level of coverage 
throughout a vessel's useful life. Furthermore, while we believe that our present insurance coverage is 
adequate, not all risks can be insured, and there can be no guarantee that any specific claim will be paid, 
or that we will always be able to obtain adequate insurance coverage at reasonable rates. 
 

 
 
68 
Hull & Machinery and War Risks Insurance 
 
We maintain marine hull and machinery and war risks insurance, which cover, among other marine risks, 
the risk of actual or constructive total loss, for all of our vessels. Our vessels are each covered up to at 
least fair market value with deductibles ranging to a maximum of $100,000 per vessel per incident for 
Panamax, Kamsarmax and Post-Panamax vessels and $150,000 per vessel per incident for Capesize and 
Newcastlemax vessels. 
 
Protection and Indemnity Insurance 
 
Protection and indemnity insurance is provided by mutual protection and indemnity associations, or “P&I 
Associations,” and covers our third-party liabilities in connection with our shipping activities. This includes 
third-party liability and other related expenses of injury or death of crew, passengers and other third parties, 
loss or damage to cargo, claims arising from collisions with other vessels, damage to other third-party 
property, pollution arising from oil or other substances, and salvage, towing and other related costs, 
including wreck removal. Protection and indemnity insurance is a form of mutual indemnity insurance, 
extended by protection and indemnity mutual associations, or “clubs.” 
 
Our current protection and indemnity insurance coverage for pollution is $1 billion per vessel per incident. 
The 13 P&I Associations that comprise the International Group insure approximately 90% of the world’s 
commercial tonnage and have entered into a pooling agreement to reinsure each association’s 
liabilities. The International Group’s website states that the Pool provides a mechanism for sharing all 
claims in excess of US$10 million up to, currently, approximately US$8.2 billion.  As a member of a P&I 
Association, which is a member of the International Group, we are subject to calls payable to the 
associations based on our claim records as well as the claim records of all other members of the individual 
associations and members of the shipping pool of P&I Associations comprising the International 
Group.  Our vessels may be subject to supplemental calls which are based on estimates of premium 
income and anticipated and paid claims. Such estimates are adjusted each year by the Board of Directors 
of the P&I Association until the closing of the relevant policy year, which generally occurs within three years 
from the end of the policy year. Supplemental calls, if any, are expensed when they are announced and 
according to the period they relate to.  
 
C. 
Organizational structure 
 
Diana Shipping Inc. is the sole owner of all of the issued and outstanding shares of the subsidiaries listed 
in Exhibit 8.1 to this annual report. 
 
D. 
Property, plants and equipment 
 
Since October 8, 2010, DSS owns the land and the building where we have our principal corporate offices 
in Athens, Greece. In addition, DSS owns three additional plots, one partly acquired in 2021 and partly in 
2023 from two related parties and two acquired in 2024 from unrelated third parties. All plots of land are in 
the same area as our principal offices and were acquired for corporate use. Other than this interest in real 
property, our only material properties are the vessels in our fleet. 
 
Item 4A.  Unresolved Staff Comments 
 
None. 
 

 
 
69 
Item 5. 
Operating and Financial Review and Prospects 
 
The following management's discussion and analysis should be read in conjunction with our historical 
consolidated financial statements and their notes included elsewhere in this annual report. This discussion 
contains forward-looking statements that reflect our current views with respect to future events and financial 
performance. Our actual results may differ materially from those anticipated in these forward-looking 
statements as a result of certain factors, such as those set forth in the section entitled “Risk Factors” and 
elsewhere in this annual report. 
A. 
Operating results 
 
Factors Affecting Our Results of Operations 
 
We believe that our results of operations are affected by the following factors: 
 
(1) 
Average number of vessels is the number of vessels that constituted our fleet for the relevant 
period, as measured by the sum of the number of days each vessel was a part of our fleet during 
the period divided by the number of calendar days in the period.  
 
(2) 
Ownership days are the aggregate number of days in a period during which each vessel in our 
fleet has been owned by us. Ownership days are an indicator of the size of our fleet over a 
period and affect both the amount of revenues and the amount of expenses that we record 
during a period.  
 
(3) 
Available days are the number of our ownership days less the aggregate number of days that 
our vessels are off-hire due to scheduled repairs or repairs under guarantee, vessel upgrades 
or special surveys and the aggregate amount of time that we spend positioning our vessels for 
such events. The shipping industry uses available days to measure the number of days in a 
period during which vessels should be capable of generating revenues.  
 
(4) 
Operating days are the number of available days in a period less the aggregate number of days 
that our vessels are off-hire due to any reason, including unforeseen circumstances. The 
shipping industry uses operating days to measure the aggregate number of days in a period 
during which vessels actually generate revenues.  
 
(5) 
We calculate fleet utilization by dividing the number of our operating days during a period by 
the number of our available days during the period. The shipping industry uses fleet utilization 
to measure a company's efficiency in finding suitable employment for its vessels and minimizing 
the amount of days that its vessels are off-hire for reasons other than scheduled repairs or 
repairs under guarantee, vessel upgrades, special surveys or vessel positioning for such 
events.  
 
(6) 
Time charter equivalent rates, or TCE rates, are defined as our time charter revenues less 
voyage expenses during a period divided by the number of our available days during the period, 
which is consistent with industry standards. Voyage expenses include port charges, bunker 
(fuel) expenses, canal charges and commissions. TCE rate is a non-GAAP measure, and 
management believes it is useful to investors because it is a standard shipping industry 
performance measure used primarily to compare daily earnings generated by vessels on time 
charters with daily earnings generated by vessels on voyage charters, because charter hire 
rates for vessels on voyage charters are generally not expressed in per day amounts while 
charter hire rates for vessels on time charters are generally expressed in such amounts.  
 

 
 
70 
(7)       Daily vessel operating expenses, which include crew wages and related costs, the cost of 
insurance, expenses relating to repairs and maintenance, the costs of spares and consumable 
stores, tonnage taxes and other miscellaneous expenses, are calculated by dividing vessel 
operating expenses by ownership days for the relevant period. 
 
The following table reflects such factors for the periods indicated: 
 
 
As of and for the 
Year Ended December 31, 
2024 
 
2023 
 
2022 
Fleet Data: 
Average number of vessels (1) 
38.9 
41.1 
35.4 
Number of vessels at year-end 
38.0 
40.0 
42.0 
Weighted average age of vessels at year-end (in years)  
11.3 
10.5 
10.2 
Ownership days (2)  
14,219 
14,986 
12,924 
Available days (3)  
14,057 
14,867 
12,449 
Operating days (4)  
14,009 
14,824 
12,306 
Fleet utilization (5)  
99.7%
99.7%
98.9%
 
Average Daily Results: 
Time charter equivalent (TCE) rate (6)  
$
15,267 $
16,713 $
22,735 
Daily vessel operating expenses (7)  
 
5,808 
5,704 
5,574 
 
The following table reflects the calculation of our TCE rates for the periods presented: 
 
 
Year Ended December 31, 
 
2024 
 
2023 
 
2022 
 
(in thousands of U.S. dollars, except for TCE rates, which 
are expressed in U.S. dollars, and available days) 
Time charter revenues  
$ 
228,209 $
262,098 $
289,972 
Less: voyage expenses  
(13,607)
(13,621)
(6,942)
Time charter equivalent revenues  
$ 
214,602 $
248,477 $
283,030 
Available days  
14,057 
14,867 
12,449 
Time charter equivalent (TCE) rate  
$ 
15,267 $
16,713 $
22,735 
 
Time Charter Revenues 
 
Our revenues are driven primarily by the number of vessels in our fleet, the number of days during which 
our vessels operate and the amount of daily charter hire rates that our vessels earn under charters, which, 
in turn, are affected by a number of factors, including: 
 
• 
the duration of our charters; 
 
• 
our decisions relating to vessel acquisitions and disposals; 
 
• 
the amount of time that we spend positioning our vessels; 
 
• 
the amount of time that our vessels spend in drydock undergoing repairs; 
 

 
 
71 
• 
maintenance and upgrade work; 
 
• 
the age, condition and specifications of our vessels; 
 
• 
levels of supply and demand in the dry bulk shipping industry. 
 
Vessels operating on time charters for a certain period of time provide more predictable cash flows over 
that period of time but can yield lower profit margins than vessels operating in the spot charter market 
during periods characterized by favorable market conditions. Vessels operating in the spot charter market 
generate revenues that are less predictable but may enable their owners to capture increased profit 
margins during periods of improvements in charter rates although their owners would be exposed to the 
risk of declining charter rates, which may have a materially adverse impact on financial performance. As 
we employ vessels on period charters, future spot charter rates may be higher or lower than the rates at 
which we have employed our vessels on period charters. Our time charter agreements subject us to 
counterparty risk. In depressed market conditions, charterers may seek to renegotiate the terms of their 
existing charter parties or avoid their obligations under those contracts. Should a counterparty fail to honor 
their obligations under agreements with us, we could sustain significant losses which could have a material 
adverse effect on our business, financial condition, results of operations and cash flows. Revenues derived 
from time charter agreements in 2024 decreased compared to previous years due to the decrease in 
charter rates during the year and the decrease in the size of our fleet following vessel sales described 
elsewhere in this annual report.  
 
Voyage Expenses 
 
We incur voyage expenses that mainly include commissions because all of our vessels are employed under 
time charters that require the charterer to bear voyage expenses such as bunkers (fuel oil), port and canal 
charges. Although the charterer bears the cost of bunkers, we also have bunker gain or loss deriving from 
the price differences of bunkers. When a vessel is delivered to a charterer, bunkers are purchased by the 
charterer and sold back to us on the redelivery of the vessel. Bunker gain, or loss, results when a vessel 
is redelivered by her charterer and delivered to the next charterer at different bunker prices, or quantities. 
 
We usually pay commissions ranging from 4.75% to 5.00% of the total daily charter hire rate of each charter 
to unaffiliated ship brokers, in-house brokers associated with the charterers, depending on the number of 
brokers involved with arranging the charter. In addition, we pay a commission to DWM and to DSS for 
those vessels for which they provide commercial management services. The commissions paid to DSS are 
eliminated from our consolidated financial statements as intercompany transactions.  
 
Vessel Operating Expenses 
 
Vessel operating expenses include crew wages and related costs, the cost of insurance, expenses relating 
to repairs and maintenance, the cost of spares and consumable stores, tonnage taxes, environmental plan 
costs and HSQ and vetting. Our vessel operating expenses generally represent fixed costs.  
 
Vessel Depreciation  
 
The cost of our vessels is depreciated on a straight-line basis over the estimated useful life of each vessel. 
Depreciation is based on the cost of the vessel less its estimated salvage value. We estimate the useful 
life of our dry bulk vessels to be 25 years from the date of initial delivery from the shipyard, which we believe 
is common in the dry bulk shipping industry. Furthermore, we estimate the salvage values of our vessels 
based on historical average prices of the cost of the light-weight ton of vessels being scrapped. Effective 
July 1, 2023, the Company changed its estimated scrap rate of its vessels from $250 per lightweight ton to 
$400 per lightweight ton, calculated based on the average demolition prices in different markets, during the 
last 15 years.  

 
 
72 
 
General and Administrative Expenses 
 
We incur general and administrative expenses which include our onshore related expenses such as payroll 
expenses of employees, executive officers, directors and consultants, compensation cost of restricted 
stock awarded to senior management and non-executive directors, traveling, promotional and other 
expenses of the public company, such as legal and professional expenses and other general expenses. 
General and administrative expenses are not affected by the size of the fleet. However, they are affected 
by the exchange rate of Euro to US Dollars, as about half of our administrative expenses are in Euro.  
 
Interest and Finance Costs 
 
We incur interest expense and financing costs in connection with vessel-specific debt, senior unsecured 
bond and finance liabilities. As of December 31, 2024 our aggregate debt amounted to $522.6 million and 
our finance liabilities amounted to $123.9 million. During 2023, we replaced LIBOR, being the reference 
rate to calculate interest expense in our loan facilities having a floating rate, with term SOFR. Interest rates, 
which have been increasing since the beginning of 2022, started to decrease from the third quarter of 2024.  
 
We manage our exposure to interest rates by maintaining a mix of floating and fixed interest rate financing 
agreements. Floating rate agreements include secured loan facilities and fixed rate agreements include 
leases and our senior unsecured bond. Also, in 2023, we entered into an interest rate swap for 30% of our 
$100 million loan facility with DNB, dated June 26, 2023, under which we pay fixed interest and receive 
floating.  
 
Lack of Historical Operating Data for Vessels before Their Acquisition 
 
Although vessels are generally acquired free of charter, we have acquired (and may in the future acquire) 
some vessels with time charters. It is rare in the shipping industry for the last charterer of the vessel in the 
hands of the seller to continue as the first charterer of the vessel in the hands of the buyer. In most cases, 
when a vessel is under time charter and the buyer wishes to assume that charter, the vessel cannot be 
acquired without the charterer’s consent and the buyer entering into a separate direct agreement (called a 
“novation agreement”) with the charterer to assume the charter. The purchase of a vessel itself does not 
transfer the charter because it is a separate service agreement between the vessel owner and the 
charterer. 
 
Where we identify any intangible assets or liabilities associated with the acquisition of a vessel, we record 
all identified assets or liabilities at fair value. Fair value is determined by reference to market data. We 
value any asset or liability arising from the market value of the time charters assumed when a vessel is 
acquired. The amount to be recorded as an asset or liability at the date of vessel delivery is based on the 
difference between the current fair market value of the charter and the net present value of future 
contractual cash flows.  When the present value of the time charter assumed is greater than the current 
fair market value of such charter, the difference is recorded as prepaid charter revenue.  When the opposite 
situation occurs, any difference, capped to the vessel’s fair value on a charter-free basis, is recorded as 
deferred revenue.  Such assets and liabilities, respectively, are amortized as a reduction of, or an increase 
in, revenue over the period of the time charter assumed. 
 
When we purchase a vessel and assume or renegotiate a related time charter, among others, we must 
take the following steps before the vessel will be ready to commence operations: 
 
• 
obtain the charterer’s consent to us as the new owner; 
 
• 
obtain the charterer’s consent to a new technical manager; 
 

 
 
73 
• 
in some cases, obtain the charterer’s consent to a new flag for the vessel; 
 
• 
arrange for a new crew for the vessel, and where the vessel is on charter, in some cases, the 
crew must be approved by the charterer; 
 
• 
replace all hired equipment on board, such as gas cylinders and communication equipment; 
 
• 
negotiate and enter into new insurance contracts for the vessel through our own insurance 
brokers; 
 
• 
register the vessel under a flag state and perform the related inspections in order to obtain new 
trading certificates from the flag state; 
 
• 
implement a new planned maintenance program for the vessel; and 
 
• 
ensure that the new technical manager obtains new certificates for compliance with the safety 
and vessel security regulations of the flag state. 
 
When we charter a vessel pursuant to a long-term time charter agreement with varying rates, we recognize 
revenue on a straight-line basis, equal to the average revenue during the term of the charter.  
 
The following discussion is intended to help you understand how acquisitions of vessels affect our business 
and results of operations. 
 
Our business is mainly comprised of the following elements: 
 
• 
employment and operation of our vessels; and 
 
• 
management of the financial, general and administrative elements involved in the conduct of 
our business and ownership of our vessels. 
 
The employment and operation of our vessels mainly require the following components: 
 
• 
vessel maintenance and repair; 
 
• 
crew selection and training; 
 
• 
vessel spares and stores supply; 
 
• 
contingency response planning; 
 
• 
onboard safety procedures auditing; 
 
• 
accounting; 
 
• 
vessel insurance arrangement; 
 
• 
vessel chartering; 
 
• 
vessel security training and security response plans (ISPS); 
 
• 
obtaining of ISM certification and audit for each vessel within the six months of taking over a 
vessel; 

 
 
74 
 
• 
vessel hiring management; 
 
• 
vessel surveying; and 
 
• 
vessel performance monitoring. 
 
The management of financial, general and administrative elements involved in the conduct of our business 
and ownership of our vessels mainly requires the following components: 
 
• 
management of our financial resources, including banking relationships, i.e., administration of 
bank loans and bank accounts; 
 
• 
management of our accounting system and records and financial reporting; 
 
• 
administration of the legal and regulatory requirements affecting our business and assets; and 
 
• 
management of the relationships with our service providers and customers. 
 
The principal factors that affect our profitability, cash flows and shareholders’ return on investment include: 
 
• 
rates and periods of charter hire; 
 
• 
levels of vessel operating expenses; 
 
• 
depreciation expenses; 
 
• 
financing costs; 
  
• 
the war in the Ukraine;  
 
• 
inflation, and  
 
• 
fluctuations in foreign exchange rates. 
 
Results of Operations 
 
Year ended December 31, 2024 compared to the year ended December 31, 2023 
 
Time charter revenues. Time charter revenues decreased by $33.9 million, or 13%, to $228.2 million in 
2024, compared to $262.1 million in 2023. The decrease in time charter revenues was due to decreased 
average time charter rates achieved during the year, reflected in our TCE rate of $15,267 in 2024 compared 
to $16,713 in 2023, representing a 9% decrease. A further decrease was due to the decrease in the size 
of our fleet resulting from the disposal of two vessels during 2024, which decreased operating days during 
2024, as compared to last year. Operating days in 2024 were 14,009 compared to 14,824 in 2023. 
 
Voyage expenses. Voyage expenses amounted to $13.6 million in 2024 and remained unchanged 
compared to 2023. Although commissions, included in voyage expenses, decreased in 2024 to $11.6 
million compared to $13.3 million in 2023, this decrease was offset by increased port expenses and loss in 
bunkers amounting to $0.7 million in 2024 compared to a gain of $0.5 million in 2023. The gain/loss on 
bunkers was mainly due to the difference in the price of bunkers paid by the Company to the charterers on 
the redelivery of the vessels from the charterers under the previous charter party agreement and the price 

 
 
75 
of bunkers paid by charterers to the Company on the delivery of the same vessels to their charterers under 
new charter party agreements. 
 
Vessel operating expenses. Vessel operating expenses decreased by $2.9 million, or 3%, to $82.6 million 
in 2024 compared to $85.5 million in 2023. The decrease in operating expenses is mainly attributable to 
the decrease in ownership days in 2024, due to the sale of vessels discussed above. Daily vessel operating 
expenses were $5,808 in 2024 and increased by 2% compared to $5,704 in 2023. Therefore, the decrease 
in operating expenses due to the decreased number of vessels during the year was offset by increases in 
vessel supplies and taxes.  
 
Depreciation and amortization of deferred charges. Depreciation and amortization of deferred charges 
decreased by $5.1 million, or 10%, to $44.7 million in 2024, compared to $49.8 million in 2023. This decrease 
was due to the sale of two vessels, as noted above. The decrease was partly offset by increased 
amortization of deferred cost as a result of the drydock cost incurred in 2024 as compared to 2023. 
 
General and administrative expenses. General and administrative expenses increased by $0.4 million, or 
1%, to $33.4 million in 2024 compared to $33.0 million in 2023. The increase was mainly due to increased 
payroll and taxes and was partly offset by decreased transfer agent expenses and legal fees.  
 
Management fees to a related party. Management fees to a related party amounted to $1.3 million both in 
2024 and 2023 due to the fact that the number of vessels managed by DWM in 2024 remained the same 
with 2023.  
 
Gain on sale of vessels. Gain on sale of vessels increased by $0.5 million, or 9%, to $5.8 million which 
resulted from the sale of vessels Artemis and Houston in 2024 compared to $5.3 million in 2023 which 
resulted from the sale of vessels Aliki, Melia and Boston in 2023. 
 
Interest expense and finance costs. Interest expense and finance costs decreased by $1.8 million or 4% 
to $47.5 million in 2024 compared to $49.3 million in 2023. The decrease derived from a decreased average 
outstanding balance of debt and finance liabilities in 2024 and was partly offset by increased average 
interest rates compared to 2023.  
 
Interest and other income. Interest and other income increased by $0.2 million, or 2%, to $8.4 million in 
2024 compared to $8.2 million in 2023. The increase is mainly attributable to an increased amount of time 
deposits booked during 2024 and was partly offset by decreased deposit rates achieved in 2024 compared 
to 2023.  
 
Loss on extinguishment of debt. In 2024, loss on extinguishment of debt increased by $2.8 million, or 400% 
to $3.5 million and consisted of the prepayment of the 8.375% Senior Unsecured bond at a price equal to 
103.35% of nominal value, with the proceeds from the new bond. In 2023, loss on extinguishment of debt 
amounted to $0.7 million and consisted of the prepayment in full of six loan agreements refinanced by other 
banks.  
 
Gain/(loss) on derivatives. In 2024, gain on derivates amounted to $0.3 million, as compared to a loss of 
$0.4 million in 2023.  Gain/(loss) on derivative instruments represents the fair value of an interest rate swap 
dated July 6, 2023 we entered into with DNB for a notional amount of $30 million under which we pay a 
fixed rate of 4.268% and receive floating under term SOFR. 
 
Gain/(loss) on related party Investments. Loss on related party investments amounted to $3.9 million in 
2024 and resulted from the measurement of OceanPal’s common shares at fair value on December 31, 
2024, based on the closing price of the shares on that date. This compares to a gain of $1.5 million in 2023, 
which consists of a gain of $1.7 million from the conversion of 9,793 of the 10,000 Series C Preferred 
shares of OceanPal to 3,649,474 common shares of OceanPal, having a fair value of $9.2 million, based 

 
 
76 
on the closing price of OceanPal’s common shares on the date of conversion; a gain of $0.8 million resulting 
from the distribution of 13,157 Series D Preferred Shares of OceanPal to our shareholders as a non cash 
dividend; and an unrealized loss of $1.0 million, resulting from the measurement of OceanPal’s common 
shares at fair value on December 31, 2023, based on the closing price of the shares on that date. 
 
Gain on deconsolidation of subsidiary. Gain on deconsolidation of subsidiary amounted to $0.8 million in 
2023 and represented the gain from the Company’s 25% interest in Bergen Ultra measured at fair value 
on the date of its deconsolidation from the Company’s financial statements. No such gain exists in 2024. 
 
Gain/(loss) on equity securities. Loss on equity securities amounted to $0.4 million in 2024, as compared 
to a gain of $2.8 million in 2023 and resulted from the measurement of equity securities, having a book 
value of $17.9 million, at fair value of $20.7 million on December 31, 2023, determined through Level 1 of 
the fair value hierarchy. The Company sold all securities during the first quarter of 2024 and recorded a 
realized loss of $0.4 million. 
 
Gain on warrants. Gain on warrants amounted to $0.7 million in 2024, compared to $1.6 million in 2023, 
which resulted from the fair value adjustment of the outstanding warrants as of December 31, 2024 and 
2023, respectively.  
 
Loss from equity method investments. Loss from equity method investments, amounted to $0.1 million in 
2024, compared to $0.3 million in 2023. In 2024, the loss was attributable to a loss of $0.5 million from our 
45.87% interest in Windward which was partly offset by a gain of $0.3 million from our 25% interest in 
Bergen and a gain of $0.1 million from our 50% interest in DWM. In 2023, the loss is attributed to a loss of 
$0.7 million from our 45.45% interest in Windward, which was partly offset by a gain of $0.2 million from 
our 50% interest in DWM, and a gain of $0.2 million from our 25% interest in Bergen.  
 
Year ended December 31, 2023 compared to the year ended December 31, 2022 
 
For a discussion of the year ended December 31, 2023 compared to the year ended December 31, 2022, 
please refer to “Item 5. Operating and Financial Review and Prospects” in our Annual Report on Form 20-
F, for the year ended December 31, 2023 filed with the SEC on April 5, 2024. 
 
B. 
Liquidity and Capital Resources 
 
Historically, we finance our short-term and long-term capital requirements with cash from operations, cash 
at banks, equity contributions from shareholders, long-term bank debt, finance liabilities and senior 
unsecured bonds. Our main uses of funds have been capital expenditures for the acquisition and 
construction of new vessels, expenditures incurred in connection with ensuring that our vessels comply 
with international and regulatory standards, repayments of bank loans, repurchase of our common stock 
and payment of dividends.  
 
Our short-term liquidity requirements include capital expenditures in connection with our investment in 
Windward, expenditures relating to drydocking of vessels to comply with international and regulatory 
standards, repayments of bank loans, repurchase of our common stock, payment of dividends and our 
bareboat charters. Our primary sources of short-term liquidity include cash generated from operating 
activities and the sale of a vessel, available cash balances and proceeds from the exercise of warrants, if 
any. 
  
Our long-term liquidity requirements include funding our newbuilding vessel installments, interest and 
principal payments on outstanding debt, payment of dividends, expenditures for vessel efficiency upgrades 
and drydock costs. Sources of funding for our long-term liquidity requirements include cash flows from 
operations, bank borrowings, issuance of debt and equity securities, and vessel sales. 
 

 
 
77 
As of December 31, 2024 and 2023, working capital, which is current assets minus current liabilities, 
including the current portion of long-term debt and finance liabilities, amounted to $126.4 million and $97.1 
million, respectively. The increase in working capital was mainly due to increased cash and cash 
equivalents and time deposits, as a result of the liquidation of our investment in equity securities acquired 
in 2023 amounting to $20.7 million; proceeds from our $175 million bond issued in July 2024 which prepaid 
the then outstanding $119 million bond and proceeds of $24.2 million from the exercise of warrants during 
2024. This increase was partly offset by increased drydock costs incurred during 2024, increased capital 
expenditures for the acquisition of investments and decreased revenues as a result of the significant drop 
of the charter rates during 2024 compared to 2023. The increase in working capital in 2024 was also 
affected by decreased current portion of long-term debt compared to last year, as a result of loan 
refinancings during 2024, under which we extended the relevant repayment schedules and decreased 
annual amortization. We believe that our working capital is sufficient to cover our short-term requirements. 
 
Cash and cash equivalents, including restricted cash, are primarily held in U.S. dollars and amounted to 
$143.7 million as of December 31, 2024 and $121.6 million as of December 31, 2023. Restricted cash 
represents minimum liquidity requirements under our loan facilities and as of December 31, 2024 and 2023, 
amounted to $19 million and $20 million, respectively. Also, as of December 31, 2024 and 2023, time 
deposits with maturities above three months amounted to $63.5 million and $40.0 million, respectively. Our 
cash and cash equivalents, restricted cash and time deposits represent our unused sources of liquidity to 
meet our short- and long-term obligations. 
 
During 2024 and 2023, our sources and uses of cash were as follows: 
 
Net Cash Provided by Operating Activities 
 
Net cash provided by operating activities increased by $13.1 million, or 19%. In 2024, net cash provided 
by operating activities was $83.5 million compared to net cash provided by operating activities of 
$70.4 million in 2023. This increase was mainly attributable to the proceeds from sale of our investment in 
equity securities that we acquired in 2023, and was partly offset by decreased revenues, as a result of 
decreased average time charter rates compared to 2023 and increased dry-docking costs incurred in 
2024.  
 
Net Cash Used in Investing Activities 
 
Net cash used in investing activities was $39.8 million for 2024, which consists of $20.5 million paid for 
vessels under construction and improvements; $35.2 million of proceeds from the sale of two vessels in 
2024; $27.2 million paid to acquire investments in Windward; increased investment by $23.5 million in time 
deposits with maturity above three months; and $3.7 million relating to the acquisition of property and 
equipment. 
 
Net cash provided by investing activities was $24.9 million for 2023, which consists of $29.7 million paid 
for vessel acquisitions and improvements; $36.6 million of proceeds from the sale of three vessels in 2023; 
$10.5 million paid to acquire investments in Windward and Cohen; $1.0 million cash divested from 
deconsolidation of Bergen Ultra; decreased investment by $6.5 million in time deposits with maturity above 
three months;$25.2 million proceeds from convertible loan with limited partnership; $0.2 million paid to 
acquire other assets; and $2.0 million relating to the acquisition of equipment. 
 
Net Cash Provided by Financing Activities 
 
Net cash used in financing activities was $21.7 million for 2024, which consists of $117.2 million proceeds 
from issuance of long term debt; $123.0 million of indebtedness and finance liabilities that we repaid; $24.2 
million proceeds from issuance of common stock; $5.8 million and $29.0 million of cash dividends paid on 

 
 
78 
our preferred and common stock, respectively; and $5.3 million of finance costs paid in relation to new loan 
agreements. 
 
Net cash used in financing activities was $71.1 million for 2023, which consists of $57.7 million proceeds 
from issuance of long term debt and finance liabilities; $79.8 million of indebtedness and finance liabilities 
that we repaid; $5.8 million and $41.4 million of cash dividends paid on our preferred and common stock, 
respectively; and $1.8 million of finance costs paid in relation to new loan agreements. 
 
For a detailed discussion of cash flows for the year ended December 31, 2023 compared to the year ended 
December 31, 2022 please see “Item 5. Operating and Financial Review and Prospects - B. Liquidity and 
Capital Resources” included in our 2023 Annual Report filed on Form 20-F with the SEC on April 5, 2024. 
 
Commitments for Capital Expenditures 
 
In January 2025, we paid $22.9 million for the purchase of 11,442,645 shares of common stock, pursuant 
to a tender offer we commenced on December 2, 2024. As of the date of this annual report, we have 
commitments of $73.6 million for the construction of two 81,200 dwt methanol dual fuel new-building 
Kamsarmax dry bulk vessels, expected to be delivered in the third quarter of 2027 and the first quarter of 
2028. In February and March 2025, we paid €7.6 million, or $8.0 million, under our €50 million commitment 
to Windward for the construction of four CSOVs with deliveries scheduled to occur between the third quarter 
of 2025 and the fourth quarter of 2026, thus reducing our remaining commitment as of the date of this 
report to €7.6 million, expected to be paid in the following months. We also expect to incur capital 
expenditures for vessel efficiency upgrades amounting to $3.0 million, scheduled to take place until 2027. 
We also incur capital expenditures when our vessels undergo surveys. This process of recertification may 
require us to reposition these vessels from a discharging port to shipyard facilities, which will reduce our 
operating days during the period. We may also incur capital expenditures for vessel improvements to meet 
new regulations. In the next twelve months, we will require capital to fund ongoing operations, debt service, 
the payment of our preferred dividends and the payment of our bareboat charters.  
 
We expect to finance part of the construction cost of our methanol vessels on order with new bank debt 
and our remaining capital expenditures from cash from operations and cash at banks. As of the date of this 
annual report, we have contracted revenues covering around 70% of our ownership days in 2025, in time 
charter agreements having an average time charter rate on or around our break-even rate as of December 
31, 2024, and we have fixed around 10% of our ownerships days in 2026. Our revenues for the unfixed 
days in 2025 and 2026 will be affected by the developments in the dry bulk market and we cannot assure 
you that we will be able to successfully renew existing charters at rates sufficient to allow us to meet all of 
our obligations. However, as of the date of this annual report, we believe that contracted and anticipated 
revenues will result in internally generated cash flows and together with available cash and cash 
equivalents and time deposits maturing in 2025, will be sufficient to fund our short term and long-term 
capital requirements. 
 
Debt instruments and guarantees 
 
As of December 31, 2024, we had $522.6 million of long-term debt under the agreements described below. 
 
Secured Term Loans 
 
On January 4, 2017, we drew down $57.24 million, under a secured loan agreement with the Export-Import 
Bank of China, dated January 7, 2016, to finance part of the construction cost of San Francisco and 
Newport News, both delivered on January 4, 2017. The loan is payable in equal quarterly instalments of 
about $1.0 million each, the last of which is payable by January 4, 2032. 
 

 
 
79 
On September 30, 2022, we entered into a $200 million loan agreement to finance the acquisition price of 
9 Ultramax vessels. The Company drew-down $197.2 million in tranches, with each tranche drawn on the 
delivery of each vessel to us. In December 2022, we prepaid $21.9 million due to a vessel sale and 
leaseback transaction. On June 20, 2023, we entered into a $22.5 million loan agreement with Nordea to 
refinance $20.9 million outstanding balance of an existing loan. On July 25, 2024, we refinanced the two 
agreements with Nordea with a new $167.3 loan agreement, drawn on July 25, 2024. The loan is repayable 
in equal quarterly instalments of $4.5 million and a balloon instalment of $64.8 million payable on July 25, 
2030.  
 
On April 12, 2023, we entered into a $100 million term loan facility with Danish Ship Finance A/S to 
refinance an aggregate of $75.2 million outstanding balance under existing loans with BNP Paribas and 
working capital. On October 18, 2024, we refinanced the outstanding balance of the loan with a new loan 
which is repayable in equal quarterly instalments of $2.5 million each and a balloon of $14.3 million payable 
together with the last instalment on April 18, 2031.  
 
On June 26, 2023, we entered into a $100 million loan agreement with DNB Bank ASA, or DNB, to refinance 
an aggregate of $68.7 million outstanding balance under existing loans with ABN AMRO Bank N.V, and 
for working capital purposes. The loan is repayable in equal quarterly instalments of $3.8 million until 
December 27, 2029. Additionally, the loan is subject to a margin reset, according to which the borrowers 
and the lenders will enter into discussions to agree on a new margin. Unless the parties agree on a new 
margin, the loan will be mandatorily repayable on June 27, 2027. As part of the loan agreement, on July 6, 
2023, we entered into an interest rate swap with DNB for a notional amount of $30 million and quarterly 
amortization of $1.2 million. Under the interest rate swap, we pay a fixed rate of 4.268% and receive floating 
under term SOFR. The swap has a termination date on December 27, 2029, and a mandatory break on 
June 27, 2027, which is the margin reset date of the loan, according to which the swap will be terminated 
if the loan is prepaid. As of December 31, 2024, the interest rate swap was a liability having a fair value of 
$0.2 million. 
 
Under the secured term loans outstanding as of December 31, 2024, 27 vessels of our fleet were 
mortgaged with first preferred or priority ship mortgages. Additional securities required by the banks include 
first priority assignment of all earnings, insurances, first assignment of time charter contracts with duration 
that exceeds a certain period, pledge over the shares of the borrowers, manager’s undertaking and 
subordination and requisition compensation and either a corporate guarantee by Diana Shipping Inc. (the 
“Guarantor”) or a guarantee by the ship owning companies (where applicable), financial covenants, as well 
as operating account assignments. The lenders may also require additional security in the future in the 
event the borrowers breach certain covenants under the loan agreements. The secured term loans 
generally include restrictions as to changes in management and ownership of the vessels, additional 
indebtedness, as well as minimum requirements regarding hull cover ratio and minimum liquidity per vessel 
owned by the borrowers, or the Guarantor, maintained in the bank accounts of the borrowers, or the 
Guarantor. Furthermore, the secured term loans contain cross default provisions and additionally we are 
not permitted to pay any dividends following the occurrence of an event of default. All of our secured term 
loans bear interest in Term SOFR plus a margin. 
 
As of December 31, 2023 and 2024, and the date of this annual report, we were in compliance with all of 
our loan covenants. 
 
Senior Unsecured Bond: 
 
On June 22, 2021, we issued a $125 million senior unsecured bond maturing in June 2026. On June 29, 
2023, we repurchased $5.9 million nominal value of the bond and recognized a loss of $0.2 million and on 
July 2, 2024 we prepaid the outstanding balance at a price equal to 103.35% of nominal value, with the 
proceeds from a new bond and recognized a loss of $3.5 million. On July 2, 2024, we issued the new bond 
amounting to $150 million nominal value, issued at par value, and on November 8, 2024, we issued an 

 
 
80 
additional amount of $25 million nominal value, at 102.00% of par value. The new bond has a US Dollar 
fixed-rate coupon of 8.75% payable semi-annually in arrears in January and July of each year. The bond 
is callable in whole or in part in July 2027 at a price equal to 103.50% of nominal value; in January 2028 at 
a price equal to 102.625% of nominal value; in July 2028 at a price equal to 101.75% and after January 
2029 at a price equal to 100.00% of nominal value. The bond ranks ahead of subordinated capital and 
ranks the same with all other senior unsecured obligations of the Company other than obligations which 
are mandatorily preferred by law. The bond includes financial and other covenants and is trading on the 
Oslo Stock Exchange under the ticker symbol “DIASH03”. 
 
Finance Liabilities 
 
On March 29, 2022, we entered into a $50 million sale and leaseback agreement with an unaffiliated third 
party, for a period of ten years, under which we pay hire, monthly in advance and we have the option to 
repurchase the vessel after the end of the third year of the charter period, or each year thereafter, until the 
termination of the lease, at specific prices, subject to irrevocable and written notice to the owner. If not 
repurchased earlier, we have the obligation to repurchase the vessel for $16.4 million, on the expiration of 
the lease on the tenth year.  
 
On August 17, 2022, we entered into two sale and leaseback agreements with two unaffiliated Japanese 
third parties, for an aggregate amount of $66.4 million, for a period of eight years, each, under which we 
pay hire, monthly in advance, and we have the option to purchase the vessels at the end of the third year 
of each vessel's bareboat charter period, or each year thereafter, until the termination of the lease, at 
specific prices, subject to irrevocable and written notice to the owner. If not repurchased earlier, we have 
the obligation to repurchase the vessels for $13.0 million, each, on the expiration of each lease on the 
eighth year. 
 
On December 6, 2022, we entered into a sale and leaseback agreement for $29.9 million with an 
unaffiliated third party, for a period of ten years, under which we pay hire, monthly in advance, and we have 
the option to repurchase the vessel after the end of the third year of the charter period, or each year 
thereafter, until the termination of the lease, at specific prices, subject to irrevocable and written notice to 
the owner. If not repurchased earlier, we have the obligation to repurchase the vessel for $8.1 million, on 
the expiration of the lease on the tenth year. 
 
Guarantees 
 
On March 30, 2023, we entered into a corporate guarantee with Nordea under which we guaranteed the 
performance by Bergen Ultra, an equity method investee owning one dry bulk carrier, of its obligations 
under a loan agreement with the bank maturing on March 30, 2028. We consider the likelihood of having 
to make any payments under the guarantee to be remote, as the loan is also secured by an account pledge 
by Bergen, first preferred mortgage on the vessel, a first priority general assignment of the earnings, 
insurances and requisition compensation of the vessel, a charter party assignment, a partnership interests 
security deed, and a manager’s undertaking. As of December 31, 2024, the loan had an outstanding 
balance of $13.5 million.  
 
C. 
Research and development, patents and licenses 
 
We incur from time to time expenditures relating to inspections for acquiring new vessels that meet our 
standards. Such expenditures are insignificant and they are expensed as they incur. 
 
D. 
Trend information 
 
Demand for dry bulk vessel services is influenced by global financial conditions. Global financial markets 
and economic conditions have been, and continue to be, volatile. Our results of operations depend primarily 

 
 
81 
on charter hire rates available to fix our vessels and the demand for dry bulk vessel services. The Baltic 
Dry Index, or the BDI, has long been viewed as the main benchmark to monitor the movements of the dry 
bulk vessel charter market and the performance of the entire dry bulk shipping market. In 2024, the BDI 
ranged from a low of 976 to a high of 2,419 and closed at 1,635 on March 20, 2025. Although there can be 
no assurance that the dry bulk charter market will not decline further, as of the date of this annual report, 
we have fixed about 70% of our fleet ownership days in 2025 in time charter agreements having an average 
time charter rate on or around our break-even rate. Nevertheless, our revenues and results of operations 
in 2025 will be subject to demand for our services, the level of inflation, market disruptions and interest 
rates. Demand for our dry bulk oceangoing vessels is dependent upon economic growth in the world’s 
economies, seasonal and regional changes in demand and changes to the capacity of the global dry bulk 
fleet and the sources and supply for dry bulk cargo transported by sea. Continued adverse economic, 
political or social conditions or other developments could further negatively impact charter rates and 
therefore have a material adverse effect on our business and results of operations. 
 
E. 
Critical Accounting Estimates 
 
The discussion and analysis of our financial condition and results of operations are based upon our 
consolidated financial statements, which have been prepared in accordance with U.S. GAAP. The 
preparation of those financial statements requires us to make estimates and judgments that affect the 
reported amounts of assets and liabilities, revenues and expenses and related disclosure of contingent 
assets and liabilities at the date of our financial statements. Actual results may differ from these estimates 
under different assumptions and conditions. 
 
Impairment of Vessels 
 
Long-lived assets are reviewed for impairment whenever events or changes in circumstances (such as 
market conditions, obsolesce or damage to the asset, potential sales and other business plans) indicate 
that the carrying amount of an asset may not be recoverable. When impairment indicators are identified 
and the estimate of undiscounted projected net operating cash flows, excluding interest charges, expected 
to be generated by the use of an asset over its remaining useful life and its eventual disposition is less than 
its carrying amount, the Company evaluates the asset for impairment loss. Measurement of the impairment 
loss is based on the fair value of the asset, determined mainly by third party valuations.  
 
For vessels, we calculate undiscounted projected net operating cash flows by considering the historical 
and estimated vessels’ performance and utilization with the significant assumption being future charter 
rates for the unfixed days, using the most recent 10-year average of historical 1 year time charter rates 
available for each type of vessel over the remaining estimated life of each vessel, net of commissions. 
Historical ten-year blended average one-year time charter rates are in line with the Company’s overall 
chartering strategy, they reflect the full operating history of vessels of the same type and particulars with 
the Company’s operating fleet and they cover at least a full business cycle, where applicable. When the 
10-year average of historical 1 year time charter rates is not available for a type of vessels, the Company 
uses the average of historical 1 year time charter rates of the available period. The historical ten-year 
average rate used in 2024 to calculate undiscounted projected net operating cash flow was $13,053 for 
Panamax, Kamsarmax and Post-Panamax vessels, $16,626 for Ultramax vessels and $16,315 for our 
Capesize and Newcastlmax vessels, compared to $12,775, 16,608 and $16,115, respectively in 2023. 
Other assumptions used in developing estimates of future undiscounted cash flow are the charter rates 
calculated for the fixed days using the fixed charter rate of each vessel from existing time charters, the 
expected outflows for scheduled vessels’ maintenance; vessel operating expenses; fleet utilization, and 
the vessels’ residual value if sold for scrap. Assumptions are in line with our historical performance and our 
expectations for future fleet utilization under our current fleet deployment strategy. The difference between 
the carrying amount of a vessel plus unamortized deferred costs and its fair value would be recognized in 
our accounts as impairment loss, if the undiscounted cash flows were lower compared to carrying value of 
that vessel. Although no impairment loss was identified or recorded in 2024, according to our assessment, 

 
 
82 
the carrying value plus unamortized deferred cost of vessels for which impairment indicators existed as of 
December 31, 2024, was $361.4 million. 
 
Historically, the market values of vessels have experienced volatility, which from time to time may be 
substantial.  As a result, the charter-free market value of certain of our vessels may have declined below 
those vessels’ carrying value plus unamortized deferred cost. These vessels would be impaired in 
accordance with the related US GAAP guidance for impairment recognition, if the undiscounted cash flows 
were lower compared to their carrying value. Based on: (i) the carrying value plus unamortized deferred 
cost of each of our vessels as of December 31, 2024 and 2023 and (ii) what we believe the charter-free 
market value of each of our vessels was as of December 31, 2024 and 2023, the aggregate carrying value 
of 12 and 12 of the vessels in our fleet as of December 31, 2024 and 2023, respectively, exceeded their 
aggregate charter-free market value by approximately $22 million and $49 million, respectively, as noted 
in the table below. This represents the approximate amount by which we believe we would have to reduce 
our net income if we sold all of such vessels at December 31, 2024 and 2023, on industry standard terms, 
in cash transactions, and to a willing buyer where we were not under any compulsion to sell, and where 
the buyer was not under any compulsion to buy. For purposes of this calculation, we have assumed that 
these 12 and 12 vessels would be sold at a price that reflects our estimate of their charter-free market 
values as of December 31, 2024 and 2023, respectively. 

 
 
83 
Vessel 
Dwt 
Year Built 
Carrying Value plus unamortized 
deferred cost  
(in millions of US dollars) 
2024 
2023 
1 Alcmene 
93,193 
2010 
 10.1   
 9.6   
2 Amphitrite 
98,697 
2012 
 13.2   
 14.0   
3 Artemis 
76,942 
2006 
 -   
 11.0   
4 Astarte 
81,513 
2013 
 17.0   
 18.0   
5 Atalandi 
77,529 
2014 
 16.0   
 15.7   
6 Crystalia 
77,525 
2014 
 15.7   
 15.4   
7 Electra 
87,150 
2013 
 13.4   
 14.1   
8 G.P. Zafirakis 
179,492 
2014 
 23.8   
 22.1   
9 Houston 
177,729 
2009 
 -   
 18.4   
10 Ismene 
77,901 
2013 
 11.1   
 11.7   
11 Leto 
81,297 
2010 
 12.1   
 12.9   
12 Los Angeles 
206,104 
2012 
 22.4   
 23.5   
13 Maera 
75,403 
2013 
 11.0   
 11.7   
14 Maia 
82,193 
2009 
 12.4   
 12.4   
15 Medusa 
82,194 
2010 
 11.8   
 12.4   
16 Myrsini 
82,117 
2010 
 13.4   
 14.2   
17 Myrto 
82,131 
2013 
 16.8   
 17.8   
18 New Orleans 
180,960 
2015 
 30.4   
 31.6   
19 New York 
177,773 
2010 
 13.7   
 14.0   
20 Newport News 
208,021 
2017 
 38.8   
 40.5   
21 P.S. Palios 
179,134 
2013 
 33.3 * 
 35.3 * 
22 Phaidra 
87,146 
2013 
 12.9   
 13.5   
23 Philadelphia 
206,040 
2012 
 23.1   
 24.2   
24 Polymnia 
98,704 
2012 
 13.5   
 14.2   
25 San Francisco 
208,006 
2017 
 38.9   
 40.6   
26 Santa Barbara 
179,426 
2015 
 35.7 * 
 34.8 * 
27 Seattle 
179,362 
2011 
 20.2   
 21.3   
28 Selina 
75,700 
2010 
 8.6   
 9.1   
29 Semirio 
174,261 
2007 
 14.7   
 16.1   
30 LEONIDAS P.C. 
82,165 
2011 
 19.5 * 
 20.8 * 
31 Florida 
182,063 
2022 
 55.0   
 57.0   
32 DSI Pyxis 
60,362 
2018 
 33.8 * 
 35.6 * 
33 DSI Pollux 
60,446 
2015 
 28.4 * 
 29.9 * 
34 DSI Phoenix 
60,456 
2017 
 31.1 * 
 32.7 * 
35 DSI Polaris 
60,404 
2018 
 34.4 * 
 36.2 * 
36 DSI Andromeda 
60,309 
2016 
 30.2 * 
 31.8 * 
37 DSI Aquila 
60,309 
2015 
 28.5 * 
 29.9 * 
38 DSI Pegasus 
60,508 
2015 
 27.3 * 
 28.8 * 
39 DSI Altair 
60,309 
2016 
 29.7 * 
 31.3 * 
40 DSI Aquarius 
60,309 
2016 
 29.5 * 
 31.0 * 
Total  
4,481,283 
 
 851  
 915  
 
_______________________________ 
*Indicates dry bulk vessels for which we believe, as of December 31, 2024 and 2023, the charter-free market value 
was lower than the vessel’s carrying value plus unamortized deferred cost. We believe that the aggregate carrying 
value plus unamortized deferred cost of these vessels exceeded their aggregate charter-free market value by 
approximately $22 million and $49 million, respectively.  
 

 
 
84 
Our estimates of charter-free market value assume that our vessels were all in good and seaworthy 
condition without need for repair and if inspected would be certified in class without notations of any kind. 
Our estimates are based on information available from various industry sources, including:  
 
• 
reports by industry analysts and data providers that focus on our industry and related dynamics 
affecting vessel values;  
 
• 
news and industry reports of similar vessel sales;  
 
• 
offers that we may have received from potential purchasers of our vessels; and  
 
• 
vessel sale prices and values of which we are aware through both formal and informal 
communications with shipowners, shipbrokers, industry analysts and various other shipping 
industry participants and observers. 
 
As we obtain information from various industry and other sources, our estimates of charter-free market 
value are inherently uncertain. In addition, vessel values are highly volatile; as such, our estimates may 
not be indicative of the current or future charter-free market value of our vessels or prices that we could 
achieve if we were to sell them.  We also refer you to the risk factor in “Item 3. Key Information—D. Risk 
Factors” entitled “The market values of our vessels could decline, which could limit the amount of funds 
that we can borrow and could trigger breaches of certain financial covenants contained in our loan facilities, 
which could adversely affect our operating results, and we may incur a loss if we sell vessels following a 
decline in their market values” and the discussion under the heading "Item 4. Information on the 
Company—B. Business Overview–Vessel Prices.” 
 
Our impairment test exercise is sensitive to variances in the time charter rates. Our current analysis, which 
also involved a sensitivity analysis by assigning possible alternative values to this significant input, 
indicated that time charter rates would need to be reduced by 14% to result in impairment of individual 
long-lived assets with indication of impairment. However, there can be no assurance as to how long charter 
rates and vessel values will remain at their current levels. If charter rates decrease and remain depressed 
for some time, it could adversely affect our revenue and profitability and future assessments of vessel 
impairment. 
 
A comparison of the average estimated daily time charter equivalent rate used in our impairment analysis 
with the average “break-even rate” for each major class of vessels is presented below:  
 
 
Average estimated daily time 
charter equivalent rate used 
Average break-even  
rate 
Ultramax 
$16,626 
$12,513 
Panamax/Kamsarmax/Post-Panamax 
$13,053 
              $9,399 
Capesize/Newcastlemax 
$16,315 
$12,018 
 

 
 
85 
It should be noted that as of December 31, 2024, twelve of our vessels, having indication of impairment, 
would be affected by a reduction in time charter rates below the average break-even rate. Additionally, the 
use of the 1-year, 3-year and 5-year average blended rates would not have any effect on the Company’s 
impairment analysis and as such on the Company’s results of operations: 
 
Vessel type 
1-year 
(period) 
Impairment 
charge 
(in USD 
million) 
3-year 
(period) 
Impairment 
charge 
(in USD 
million) 
5-year 
(period) 
Impairment 
charge 
(in USD 
million) 
Ultramax 
$16,737 
- 
$18,297 
- 
$18,081 
- 
Panamax/Kamsarmax/Post-
Panamax 
$14,813 
- 
$16,245 
- 
$16,239 
- 
Capesize/Newcastlemax 
$23,750 
- 
$19,637 
- 
$19,451 
- 
 
Item 6. 
Directors, Senior Management and Employees 
 
A. 
Directors and Senior Management 
 
Set forth below are the names, ages and positions of our directors and executive officers. Our Board of 
Directors consists of eleven members and is elected annually on a staggered basis, and each director 
elected holds office for a three-year term and until his or her successor is elected and has qualified, except 
in the event of such director’s death, resignation, removal or the earlier termination of his or her term of 
office. Officers are appointed from time to time by our board of directors and hold office until a successor 
is appointed or their employment is terminated. 
 
Name 
  Age   
Position 
Semiramis Paliou 
 
50  
Class III Director and Chief Executive Officer  
Simeon Palios 
 
83  
Class I Director and Chairman 
Anastasios Margaronis 
 
69  
Class I Director and President 
Ioannis Zafirakis 
 
53  
Class I Director, Co-Chief Financial Officer, Chief 
Strategy Officer, Treasurer and Secretary 
Konstantinos Psaltis 
 
86  
Class II Director 
Kyriacos Riris 
 
75  
Class II Director 
Apostolos Kontoyannis 
 
76  
Class III Director 
Konstantinos Fotiadis  
 
74  
Class III Director 
Eleftherios Papatrifon  
54 
Class II Director 
Simon Frank Peter Morecroft 
65 
Class II Director 
Jane Sih Ho Chao 
48 
Class I Director 
Maria Dede 
52 
Co-Chief Financial Officer 
Margarita Veniou 
46 
Chief Corporate Development, Governance & 
Communications Officer 
Maria Christina Tsemani 
46 
Chief People Officer 
 
The term of our Class I directors expires in 2027, the term of our Class II directors expires in 2025, and the 
term of our Class III directors expires in 2026.  
 
The business address of each officer and director is the address of our principal executive offices, which 
are located at Pendelis 16, 175 64 Palaio Faliro, Athens, Greece. 
 

 
 
86 
Biographical information with respect to each of our directors and executive officers is set forth below. 
 
Semiramis Paliou has served as a Director of Diana Shipping Inc. since March 2015, and as the 
Company’s Chief Executive Officer, Chairperson of the Executive Committee and member of the 
Sustainability Committee since March 2021. Ms. Paliou has been the Chief Executive Officer of Diana 
Shipping Services S.A. since March 2021. She also serves as a Director of OceanPal Inc.  (NASDAQ: OP) 
since April 2021 and as the Chairperson of the Board of Directors and of the Executive Committee of 
OceanPal Inc. since November 2021. Ms. Paliou is the Chairperson of the Hellenic Marine Environment 
Protection Association (HELMEPA), a position she has held since June 2020, while she joined its board of 
directors in March 2018. As of July 2023, she serves as Chairperson of INTERMEPA. She is also a member 
of the board of directors of the UK P&I Club since November 2020, member of the Union of Greek 
Shipowners since February 2022 and member of the Global Maritime Forum since April 2022. She is Vice-
Chairperson of the Greek committee of Det Norske Veritas, a member of the Greek committee of Nippon 
Kaiji Kyokai, Bureau Veritas, American Bureau of Shipping and Hellenic War Risks 
 
Ms. Paliou has over 20 years of experience in shipping operations, technical management and crewing. 
She began her career at Lloyd’s Register of Shipping where she worked as a trainee ship surveyor from 
1996 to 1998. She was then employed by Diana Shipping Agencies S.A. From 2007 to 2010 she was 
employed as a Director and President of Alpha Sigma Shipping Corp. From February 2010 to November 
2015, she was the Head of the Operations, Technical and Crew department of Diana Shipping Services 
S.A. From November 2015 to October 2016, she served as Vice-President of the same company. From 
November 2016 to the end of July 2018, she served as Managing Director and Head of the Technical, 
Operations, Crew and Supply department of Unitized Ocean Transport Limited. From November 2018 to 
February 2020, she worked as Chief Operating Officer of Performance Shipping Inc. (ex. Diana 
Containerships Inc.)  (NASDAQ: PSHG). From October 2019 until February 2021, Ms. Paliou served as 
Deputy Chief Executive Officer of Diana Shipping Inc. She also served as member of the Executive 
Committee and the Chief Operating Officer of the Company from August 2018 until February 2021.  
 
Ms. Paliou obtained her BSc in Mechanical Engineering from Imperial College, London and her MSc in 
Naval Architecture from University College, London. She completed courses in “Finance for Senior 
Executives”, in “Authentic Leader Development” and a certificate program on “Sustainable Business 
Strategy” all at Harvard Business School. Ms. Paliou is also the daughter of Simeon Palios, the Company’s 
Chairman. 
 
Simeon P. Palios has served as the Chairman of the Board of Directors of Diana Shipping Inc. since 
February 2005 and a Director of the Company since March 1999. He served as the Company’s Chief 
Executive Officer from February 2005 until February 2021. Mr. Palios also serves as the President of Diana 
Shipping Services S.A. which was formed in 1986.  Mr. Palios has experience in the shipping industry since 
1969 and expertise in technical and operational issues. He has served as an ensign in the Greek Navy for 
the inspection of passenger boats on behalf of Ministry of Merchant Marine and is qualified as a naval 
architect and marine engineer. Mr. Palios was the founder of Diana Shipping Agencies S.A., where he 
served as Managing Director until November 2004, having the overall responsibility for its activities. From 
January 13, 2010 until February 28, 2022, Mr. Palios also served as the Chairman of the Board of Directors 
of Performance Shipping Inc. (ex. Diana Containerships Inc.) (NASDAQ: PSHG) and as Chief Executive 
Officer until October 2020. 
 
 
Mr. Palios is a member of various leading classification societies worldwide and he is a member of the 
board of directors of the United Kingdom Freight Demurrage and Defense Association Limited. Since 
October 7, 2015, Mr. Palios has served as President of the Association “Friends of Biomedical Research 
Foundation, Academy of Athens”. He holds a bachelor's degree in Marine Engineering from Durham 
University. 
 

 
 
87 
Anastasios C. Margaronis has served as President and a Director of Diana Shipping Inc. since February 
2005. He is also member of the Executive Committee of the Company. Mr. Margaronis is the Deputy 
President of Diana Shipping Services S.A., where he also serves as a Director and Secretary. Mr. 
Margaronis has experience in the shipping industry, including in ship finance and insurance, since 1980. 
Prior to February 21, 2005, Mr. Margaronis was employed by Diana Shipping Agencies S.A. in 1979 and 
performed on our behalf the services he now performs as President. He joined Diana Shipping Agencies 
S.A. in 1979 and has been responsible for overseeing our vessels’ insurance matters, including hull and 
machinery, protection and indemnity and war risks insurances. From January 2010 to February 2020, he 
served as Director and President of Performance Shipping Inc. (ex. Diana Containerships Inc.) (NASDAQ: 
PSHG). 
 
In addition, Mr. Margaronis is a member of the Greek National Committee of the American Bureau of 
Shipping. He has also been on the Members’ Committee of the Britannia Steam Ship Insurance Association 
Limited since October 2022. From October 2005 to October 2019, he was a member of the board of 
directors of the United Kingdom Mutual Steam Ship Assurance Association (Europe) Limited.  
 
He holds a bachelor's degree in Economics from the University of Warwick and a master's of science 
degree in Maritime Law from the Wales Institute of Science and Technology. 
 
Ioannis Zafirakis has served as a Director and Secretary of Diana Shipping Inc. since February 2005. He 
has also been the Co-Chief Financial Officer since January 2025, having previously served as the 
Company’s Chief Financial Officer from February 2020 (Interim Chief Financial Officer until February 2021). 
In addition, he has held the role of Treasurer since February 2020 and is also the Company’s Chief Strategy 
Officer. Mr. Zafirakis is also member of the Executive Committee of the Company. Mr. Zafirakis has held 
various executive positions such as Chief Operating Officer, Executive Vice-President and Vice-President. 
In addition, Mr. Zafirakis has served as the Chief Strategy Officer and Co-Chief Financial Officer of Diana 
Shipping Services S.A. since January 2025. Prior to this, he was the company’s Chief Financial Officer 
from March 2020 (Interim Financial Officer until February 2021) and continues to hold the positions of 
Director and Treasurer. Also, he has served as a Director of OceanPal Inc. (NASDAQ: OP) since April 
2021. He has also served as the President, Secretary and Interim Chief Financial Officer of OceanPal Inc. 
from November 2021 to April 2023. He is also member of the Executive Committee of OceanPal Inc.  
 
From June 1997 to February 2005, Mr. Zafirakis was employed by Diana Shipping Agencies S.A., where 
he held a number of positions in finance and accounting. From January 2010 to February 2020, he also 
served as Director and Secretary of Performance Shipping Inc. (ex. Diana Containerships Inc.) (NASDAQ: 
PSHG), where he held various executive positions such as Chief Operating Officer and Chief Strategy 
Officer. Mr. Zafirakis, currently also acts as Director, President, Secretary and Treasurer, for Sea 
Transportation Inc. 
 
Mr. Zafirakis is a member of the Business Advisory Committee of the Shipping Programs of ALBA Graduate 
Business School at The American College of Greece. In 2024, Mr. Zafirakis attended and completed the 
Advanced Management Programme at INSEAD Business School in Singapore. Mr. Zafirakis has also 
obtained a certificate in “Blockchain Economics: An Introduction to Cryptocurrencies” from Panteion 
University of Social and Political Sciences in Greece. He holds a bachelor's degree in Business Studies 
from City University Business School in London and a master's degree in International Transport from the 
University of Wales in Cardiff. 
 
Eleftherios (Lefteris) A. Papatrifon has served as a Director and a member of the Executive Committee 
of Diana Shipping Inc. since February 2023. Prior to this appointment, he served as Chief Operating Officer 
of the Company from March 2021 to February 2023. Mr. Papatrifon also serves as a Director of OceanPal 
Inc. (NASDAQ: OP) and a member of its Executive Committee, positions he has held since November 
2021. From November 2021 to January 2023, he served as Chief Executive Officer of OceanPal Inc.  
 

 
 
88 
Prior to joining Diana Shipping Inc., he was Chief Executive Officer, Co-Founder and Director of Quintana 
Shipping Ltd, a provider of dry bulk shipping services, from 2010 until the company’s successful sale of 
assets and consequent liquidation in 2017. Previously, for a period of approximately six years, he served 
as the Chief Financial Officer and Director of Excel Maritime Carriers Ltd. Prior to that, Mr. Papatrifon 
served for approximately 15 years in a number of corporate finance and asset management positions, both 
in the USA and in Greece.  
 
Mr. Papatrifon holds undergraduate (BBA) and graduate (MBA) degrees from Baruch College (CUNY). He 
is also a member of the CFA Institute and a CFA charterholder. 
 
Konstantinos Psaltis has served as a Director of Diana Shipping Inc. since March 2005, the Chairman of 
its Nominating Committee since May 2015 and a member of its Compensation Committee since May 2017. 
Mr. Psaltis serves also as President of Ormos Compania Naviera S.A., a company that specializes in 
operating and managing multipurpose container vessels, where from 1981 to 2006, he held the position of 
Managing Director. Prior to joining Ormos Compania Naviera S.A., Mr. Psaltis simultaneously served as a 
technical manager in the textile manufacturing industry and as a shareholder of shipping companies 
managed by M.J. Lemos. From 1961 to 1964, he served as ensign in the Royal Hellenic Navy.  
 
He holds a degree in Mechanical Engineering from Technische Hochschule Reutlingen & Wuppertal and 
a bachelor's degree in Business Administration from Tubingen University in Germany. 
 
Kyriacos Riris has served as a Director of Diana Shipping Inc. since March 2015 and a member of its 
Nominating Committee since May 2015. From May 2022, he is also the Chairman of the Audit Committee 
of the Company.  
 
Commencing in 1998, Mr. Riris served in a series of positions in PricewaterhouseCoopers (PwC), Greece, 
including Senior Partner, Managing Partner of the Audit and the Advisory/Consulting Lines of Service. From 
2009 to 2014, Mr. Riris served as Chairman of the Board of Directors of PricewaterhouseCoopers (PwC), 
Greece. Prior to its merger with PwC, Mr. Riris was employed at Grant Thornton, Greece, where in 1984 
he became a Partner. From 1976 to 1982, Mr. Riris was employed at Arthur Young, Greece. Since 
November 2018, Mr. Riris has served as Chairman of Titan Cement International S.A., a Belgian 
corporation, while he is currently the Vice Chairman of the Board and the Chairman of the Audit and the 
Risk Committee of the Group. 
 
Mr. Riris holds a degree from Birmingham Polytechnic (presently Birmingham City University) and 
completed his professional qualifications with the Association of Certified Chartered Accountants (ACCA) 
in the UK in 1975, becoming a Fellow of the Association of Certified Accountants in 1985. 
 
Apostolos Kontoyannis is a Director, the Chairperson of the Compensation Committee and a member of 
the Audit Committee of Diana Shipping Inc., positions he has held since March 2005. Since March 2021, 
Mr. Kontoyannis also serves as the Chairperson of the Sustainability Committee of the Company.  
 
Mr. Kontoyannis has over 40 years of experience in shipping finance and currently serves as financial 
consultant to various shipping companies. He was employed by Chase Manhattan Bank N.A. in Frankfurt 
(Corporate Bank), London (Head of Shipping Finance South Western European Region) and Piraeus 
(Manager, Ship Finance Group) from 1975 to 1987.  
 
Mr. Kontoyannis holds a bachelor's degree in Finance and Marketing and a master's degree in Business 
Administration and Finance from Boston University. 
 
Konstantinos Fotiadis has served as a Director of Diana Shipping Inc. since 2017.  Mr. Fotiadis served 
as an independent Director and as the Chairman of the Audit Committee of Performance Shipping Inc. (ex. 
Diana Containerships Inc.) (NASDAQ: PSHG) from the completion of Performance Shipping Inc. (ex. Diana 

 
 
89 
Containerships Inc.)’s private offering until February 2011. From 1990 until 1994, Mr. Fotiadis served as 
the President and Managing Director of Reckitt & Colman (Greece), part of the British multinational Reckitt 
& Colman plc, manufacturers of household, cosmetics and health care products. From 1981 until its 
acquisition in 1989 by Reckitt & Colman plc, Mr. Fotiadis was a General Manager at Dr. Michalis S.A., a 
Greek company manufacturing and marketing cosmetics and health care products. From 1978 until 1981, 
Mr. Fotiadis held positions with Esso Chemicals Ltd. and Avrassoglou S.A. Mr. Fotiadis has also been 
active as a business consultant and real estate developer. 
 
Mr. Fotiadis holds a degree in Economics from Technische Universitaet Berlin and in Business 
Administration from Freie Universitaet Berlin. 
 
Simon Morecroft has served as a Director of Diana Shipping Inc. since May 2022. He also serves as a 
Director of Enarxis Ltd, a shipping consultancy company. Mr. Morecroft spent his career in the shipbroking 
industry as a Sale and Purchase broker. He joined Braemar Shipbrokers Ltd (now Braemar ACM 
Shipbroking) in 1983 becoming a director in 1986 and remained on the board until his retirement in August 
2021. During this time Braemar grew from a boutique broking operation into one of the world’s most 
successful fully integrated shipbroking companies with a listing on the London Stock Exchange. 
 
Mr. Morecroft graduated from Oxford University in 1980 with a Masters in PPE.  
 
Jane Chao has served as a Director of Diana Shipping Inc. since February 2023. She also serves as a 
director of Wah Kwong Shipping Holdings Limited, a position she has held since 2008. Ms. Chao is the 
managing director of Wah Kwong China Investment which comprises of residential and commercial 
properties in Shanghai. Ms. Chao has founded her own art consultancy company Galerie Huit and lifestyle 
gallery Maison Huit in 2009 and recently, the non-profit Chao-Lee Art Foundation in 2022.  
 
Ms. Chao has also served as a Council Member for Changing Young Lives Foundation helping 
underprivileged children in Hong Kong and China from 2014 to 2020. 
 
Maria Dede is the Co-Chief Financial Officer of Diana Shipping Inc. since January 2025. Prior to this role, 
Ms. Dede served as the Company’s Chief Accounting Officer starting in September 2005. In addition, Ms. 
Dede has served as the Co-Chief Financial Officer of Diana Shipping Services S.A. since January 2025, 
having previously served as the company’s Finance Manager and Chief Accounting Officer. In 2000, Ms. 
Dede joined the Athens branch of Arthur Andersen, which merged with Ernst and Young (Hellas) in 2002, 
where she served as an external auditor of shipping companies until 2005. From 1996 to 2000 Ms. Dede 
was employed by Venus Enterprises S.A., a ship-management company, where she held a number of 
positions primarily in accounting and supplies. 
 
Ms. Dede holds a Bachelor’s degree in Maritime Studies from the University of Piraeus, a Master’s degree 
in Business Administration from the ALBA Graduate Business School and a Master’s degree in Auditing 
and Accounting from the Greek Institute of Chartered Accountants. 
 
Margarita Veniou has served as the Chief Corporate Development, Governance & Communications 
Officer of Diana Shipping Inc. since July 2022. From September 2004 until June 2022, she served in the 
Corporate Planning & Governance Department of Diana Shipping Inc., holding various positions as 
Associate, Officer and Manager.  Ms. Veniou is also the Corporate Development, Governance & 
Communications Manager of Diana Shipping Services S.A., a position she has held since 2022, and from 
2004 to 2022 she held various other positions at Diana Shipping Services S.A. In addition, since November 
2021, Ms. Veniou has served as the Chief Corporate Development & Governance Officer of OceanPal Inc. 
(NASDAQ: OP) and she has also served as the company’s Board Secretary since April 2023. She is the 
General Manager of Steamship Shipbroking Enterprises Inc., a position she has held since April 2014.  
 
From January 2010 to February 2020, Ms. Veniou also held the position of Corporate Planning & 

 
 
90 
Governance Officer of Performance Shipping Inc. (ex. Diana Containerships Inc.) (NASDAQ: PSHG). 
 
Ms. Veniou holds a bachelor's degree in Maritime Studies and a master's degree in Maritime Economics 
& Policy from the University of Piraeus, Greece. In 2024, she completed the "Leadership Communication 
with Impact" program at INSEAD Business School. Additionally, she has completed the “Sustainability 
Leadership and Corporate Responsibility” program at London Business School and has obtained the 
Certification in Shipping Derivatives from Athens University of Economics and Business. Ms. Veniou is also 
a member of WISTA Hellas and ISO 14001 certified by Lloyd’s Register. 
 
Maria-Christina Tsemani has served as the Company’s Chief People Officer since July 2022. Ms. 
Tsemani also serves as HR Manager of Diana Shipping Services S.A., a position she has held since 
October 2020.  
 
Ms. Tsemani has over 20 years of experience in human resources across multinational companies and 
institutional organizations. Before joining Diana Shipping, Ms. Tsemani was People Acquisition and 
Development Manager of Vodafone Greece. During her career in Vodafone from 2008 to 2020, she held 
various other positions, including Senior HR Business Partner and Organizational Effectiveness and 
Reward Manager. From 2004 to 2008, Ms. Tsemani worked as a Senior HR Consultant in 
PricewaterhouseCoopers (PwC). From 2001 to 2004, she served as a Project Manager in the European 
Commission, based in Luxembourg.  
 
Ms. Tsemani holds a bachelor’s degree in Mathematical Sciences and a Master’s of Science in Applied 
Statistics from the University of Oxford, UK. 
 
B. 
Compensation 
 
Aggregate executive compensation (including amounts paid to Steamship) for 2024 was $6.2 million. Since 
June 1, 2010, Steamship, a related party, as described in "Item 7. Major Shareholders and Related Party 
Transactions—B. Related Party Transactions" has provided to us brokerage services. Under the Brokerage 
Services Agreements in effect during 2024, fees for 2024 amounted to $4.1 million and we also paid 
commissions for vessel sales and purchases amounting to $0.5 million. We consider fees under these 
agreements to be part of our executive compensation due to the affiliation with Steamship.  
 
Non-employee directors receive annual compensation in the amount of $52,000 plus reimbursement of 
out-of-pocket expenses. In addition, each director serving as chairman of a committee receives additional 
annual compensation of $26,000, plus reimbursement for out-of-pocket expenses with the exception of the 
chairman of the audit and compensation committee who receive annual compensation of $40,000. Each 
director serving as member of a committee receives additional annual compensation of $13,000, plus 
reimbursement for out-of-pocket expenses with the exception of the member of the audit committee who 
receives annual compensation of $26,000, plus reimbursement for out-of-pocket expenses. In 2024, fees 
and expenses of our non-executive directors amounted to $0.6 million. 
 
We do not have a retirement plan for our officers or directors.  
 
Equity Incentive Plan 
 
In November 2014, our board of directors approved, and the Company adopted the 2014 Equity Incentive 
Plan for 5,000,000 shares of common stock, amended on May 31, 2018 to increase the shares of common 
stock to 13,000,000 and further amended on January 8, 2021, referred to as “the Plan”, to increase the 
number of shares of common stock available for the issuance of equity awards by 20,000,000 shares. 
Currently, 9,144,759 shares remain reserved for issuance under the Plan.  
 

 
 
91 
Under the Plan, the Company’s employees, officers and directors are entitled to receive options to acquire 
the Company’s common stock.  The Plan is administered by the Compensation Committee of the 
Company’s Board of Directors, or such other committee of the Board as may be designated by the Board. 
Under the terms of the Plan, the Company’s Board of Directors is able to grant (a) non-qualified stock 
options, (b) stock appreciation rights, (c) restricted stock, (d) restricted stock units, (e) unrestricted stock, 
(f) other equity-based or equity-related awards, (g) dividend equivalents and (h) cash awards. No options 
or stock appreciation rights can be exercisable subsequent to the tenth anniversary of the date on which 
such Award was granted. Under the Plan, the Administrator may waive or modify the application of 
forfeiture of awards of restricted stock and performance shares in connection with cessation of service with 
the Company. No Awards may be granted under the Plan following the tenth anniversary of the date on 
which the Plan was adopted by the Board (i.e., January 8, 2031). 
 
During 2024 and as of the date of this annual report, our board of directors awarded an aggregate of 
2,300,000 shares and 2,000,000 shares, respectively, of restricted common stock, awarded to executive 
and non-executive directors. All restricted shares vest ratably over three years and are subject to forfeiture 
until they vest. Unless they forfeit, grantees have the right to vote, to receive and retain all dividends paid 
and to exercise all other rights, powers and privileges of a holder of shares.  
 
In 2024, compensation costs relating to the aggregate amount of restricted stock awards amounted to 
$10.0 million. 
 
C. 
Board Practices 
 
We have established an Audit Committee, comprised of two board members, which is responsible for 
reviewing our accounting controls, recommending to the board of directors the engagement of our 
independent auditors, and pre-approving audit and audit-related services and fees. Each member has been 
determined by our board of directors to be “independent” under the rules of the NYSE and the rules and 
regulations of the SEC. As directed by its written charter, the Audit Committee is responsible for appointing, 
and overseeing the work of the independent auditors, including reviewing and approving their engagement 
letter and all fees paid to our auditors, reviewing the adequacy and effectiveness of the Company's 
accounting and internal control procedures and reading and discussing with management and the 
independent auditors the annual audited financial statements. The members of the Audit Committee are 
Mr. Kyriacos Riris (chairman and financial expert) and Mr. Apostolos Kontoyannis (member and financial 
expert). 
 
We have established a Compensation Committee comprised of two members, which, as directed by its 
written charter, is responsible for setting the compensation of executive officers of the Company, reviewing 
the Company’s incentive and equity-based compensation plans, and reviewing and approving employment 
and severance agreements. The members of the Compensation Committee are Mr. Apostolos Kontoyannis 
(chairman) and Mr. Konstantinos Psaltis (member). 
 
We have established a Nominating Committee comprised of two members, which, as directed by its written 
charter, is responsible for identifying, evaluating and making recommendations to the board of directors 
concerning individuals for selections as director nominees for the next annual meeting of stockholders or 
to otherwise fill board of director vacancies. The members of the Nominating Committee are 
Mr. Konstantinos Psaltis (chairman) and Mr. Kyriacos Riris (member). 
 
We have established a Sustainability Committee comprised of Mr. Apostolos Kontoyannis (Chairman) and 
Ms. Semiramis Paliou (member). The Sustainability Committee, as directed by its written charter, is 
responsible for Identifying, evaluating and making recommendations to the Board with respect to significant 
policies and performance on matters relating to sustainability, including environmental risks and 
opportunities, social responsibility and impact and the health and safety of all of our stakeholders. 
 

 
 
92 
We have established an Executive Committee comprised of Ms. Semiramis Paliou (Chairperson), Mr. 
Anastasios Margaronis (member), Mr. Ioannis Zafirakis (member), and Mr. Eleftherios Papatrifon 
(member). The Executive Committee has, to the extent permitted by law, the powers of the Board of 
Directors in the management of the business and affairs of the Company. 
 
We also maintain directors’ and officers’ insurance, pursuant to which we provide insurance coverage 
against certain liabilities to which our directors and officers may be subject, including liability incurred under 
U.S. securities law. Our executive directors have employment agreements, which, if terminated without 
cause, entitle them to continue receiving their basic salary through the date of the agreement’s expiration. 
 
Clawback Policy 
 
In December 2023, our Board of Directors adopted a policy regarding the recovery of erroneously awarded 
compensation (“Clawback Policy”) in accordance with the applicable rules of NYSE and Section 10D and 
Rule 10D-1 of the Securities Exchange Act of 1934, as amended. In the event we are required to prepare 
an accounting restatement due to material noncompliance with any financial reporting requirements under 
U.S. securities laws or otherwise erroneous data or if we determine there has been a significant misconduct 
that causes material financial, operational or reputational harm, we shall be entitled to recover a portion or 
all of any incentive-based compensation, if any, provided to certain executives who, during a three-year 
period preceding the date on which an accounting restatement is required, received incentive 
compensation based on the erroneous financial data that exceeds the amount of incentive-based 
compensation the executive would have received based on the restatement. 
 
Our Clawback Policy shall be administered by our Compensation Committee who has the authority, in 
accordance with the applicable laws, rules and regulations, to interpret and make determinations necessary 
for the administration of the Clawback Policy, and may forego recovery in certain instances, including if it 
determines that recovery would be impracticable.  
 
D. 
Employees 
 
We crew our vessels primarily with Greek officers and Filipino officers and seamen and may also employ 
seamen from Poland, Romania and Ukraine. DSS and DWM are responsible for identifying the appropriate 
officers and seamen mainly through crewing agencies. The crewing agencies handle each seaman's 
training, travel and payroll. The management companies ensure that all our seamen have the qualifications 
and licenses required to comply with international regulations and shipping conventions. Additionally, our 
seafaring employees perform most commissioning work and supervise work at shipyards and drydock 
facilities. We typically man our vessels with more crew members than are required by the country of the 
vessel's flag in order to allow for the performance of routine maintenance duties. 
 
The following table presents the number of shoreside personnel employed by DSS and the number of 
seafaring personnel employed by our vessel-owning subsidiaries as of December 31, 2024, 2023 and 
2022.  
 
 
  
Year Ended December 31, 
 
  
2024 
2023 
2022 
Shoreside 
 
117 
 
112  
113 
Seafaring 
 
864 
 
906  
907 
Total 
 
981 
 
1,018  
1,020 
 

 
 
93 
E. 
Share Ownership 
 
With respect to the total amount of common shares, Series B Preferred Shares, Series C Preferred Shares 
and Series D Preferred Shares owned by our officers and directors, individually and as a group, see “Item 
7. Major Shareholders and Related Party Transactions—A. Major Shareholders.” 
 
F. 
Disclosure of Registrant's Action to Recover Erroneously Awarded 
Compensation 
 
Not applicable. 
 
Item 7. 
Major Shareholders and Related Party Transactions  
 
A. 
Major Shareholders 
 
The following table sets forth information regarding ownership of our common stock of which we are aware 
as of the date of this annual report, for (i) beneficial owners of five percent or more of our common stock 
and (ii) our officers and directors, individually and as a group. All of our shareholders, including the 
shareholders listed in this table, are entitled to one vote for each share of common stock held. 
 
Title of Class 
 
Identity of Person or Group 
  
Number of 
Shares Owned 
  
Percent of 
Class 
*
  
Common Stock,  
  Semiramis Paliou (1) 
  
24,719,462 
  
20.3% 
 
par value $0.01 
 
Anastasios Margaronis (2) 
 
10,505,922 
 
8.8% 
 
 
 
Sea Trade Holdings Inc. (3) 
 
14,682,781 
 
12.7% 
 
 
 
F. Laeisz GmbH (4) 
 
6.305.426 
 
5.4% 
 
  
  All other officers and directors as a group (5) 
  
12,573,796 
  
10.8% 
 
 
* Based on 115,767,861 common shares outstanding as of March 20, 2025.  
 
 
(1) 
Mrs. Semiramis Paliou indirectly may be deemed to beneficially own 20.3% beneficially owned 
through Tuscany Shipping Corp., or Tuscany, and through 4 Sweet Dreams S.A., as the result 
of her ability to control the vote and disposition of such entities. The shares include 5,802,034 
shares of common stock issuable to Semiramis Paliou upon exercise of 3,527,501 warrants 
distributed on December 14, 2023. As of December 31, 2022, 2023 and 2024, Mrs. Semiramis 
Paliou owned indirectly 16.0%, 20.3% and 18.4%, respectively, of our outstanding common 
stock. Additionally, Mrs. Paliou owns, through Tuscany, 10,675 shares of Series C Preferred 
Stock, par value $0.01 per share, and 400 shares of Series D Preferred Stock, par value $0.01 
per share. The Series C Preferred Stock vote with our common shares and each share of the 
Series C Preferred Stock entitle the holder thereof to 1,000 votes on all matters submitted to a 
vote of the common stockholders of the Company. Each share of Series D Preferred Stock shall 
entitle the holder thereof to two hundred thousand (200,000) votes on all matters submitted to 
a vote of the stockholders of the Company, provided however, that, notwithstanding any other 
provision of the Series D Preferred Stock statement of designation, to the extent that the total 
number of votes one or more holders of Series D Preferred Stock is entitled to vote (including 
any voting power of such holders derived from Series D Preferred Stock, shares of Common 
Stock or any other voting security of the Company issued and outstanding as of the date hereof 
or that may be issued in the future) on any matter submitted to a vote of stockholders of the 
Company would exceed 36.0% of the total number of votes eligible to be cast on such matter, 
the total number of votes that holders of Series D Preferred Stock may exercise derived from 
the Series D Preferred Stock together with Common Shares and any other voting securities of 

 
 
94 
the Company beneficially owned by such holder, shall be reduced to 36% of the total number 
of votes that may be cast on such matter submitted to a vote of stockholders. 
 
(2) 
Mr. Anastasios Margaronis, our President and a member of our board of directors may be 
deemed to beneficially own Anamar Investments Inc. and ESX Investments Inc. as the result of 
his ability to control the vote and disposition of such entities. These shares include 2,948,820 
shares of common stock issuable to Anastasios Margaronis upon exercise of 1,792,814 
warrants distributed on December 14, 2023. 
 
 
(3) 
This information is derived from a Schedule 13G/A filed with the SEC on January 29, 2025, 
adjusting the percentage figure based on the common shares issued and outstanding as of the 
date of this report.  
 
(4) 
This information is derived from a Schedule 13G filed with the SEC on October 18, 2024, 
adjusting the percentage figure based on the common shares issued and outstanding as of the 
date of this report.  
 
(5) 
 Ms. Semiramis Paliou and Mr. Anastasios Margaronis are our only directors or officers that 
beneficially own 5% or more of our outstanding common stock. Mr. Simeon Palios may be 
deemed to beneficially own 5,533,206 shares, or 4.7% of our outstanding common stock, 
beneficially owned through Taracan Investments S.A. and Limon Compania Financiera S.A.; 
Mr. Ioannis Zafirakis may be deemed to beneficially own 2,437,232 shares, or 2.1% of our 
outstanding common stock, beneficially owned through Abra Marinvest Inc.; and Mr. Eleftherios 
Papatrifon may be deemed to beneficially own 1,292,717 shares, or 1.1% of our outstanding 
common stock. All other officers and directors each own less than 1% of our outstanding 
common stock.  
 
As of March 20, 2025, we had 78 shareholders of record, 64 of which were located in the United States 
and held an aggregate of 102,793,930 of our common shares, representing 82.1% of our outstanding 
common shares. However, one of the U.S. shareholders of record is CEDE & CO., a nominee of The 
Depository Trust Company, which held 101,729,866 of our common shares as of that date. Accordingly, 
we believe that the shares held by CEDE & CO. include common shares beneficially owned by both holders 
in the United States and non-U.S. beneficial owners. We are not aware of any arrangements, the operation 
of which may at a subsequent date result in our change of control. 
 
Holders of the Series B Preferred Shares generally have no voting rights except (1) in respect of 
amendments to the Articles of Incorporation which would adversely alter the preferences, powers or rights 
of the Series B Preferred Shares or (2) in the event that we propose to issue any parity stock if the 
cumulative dividends payable on outstanding Preferred Stock are in arrears or any senior stock.  However, 
if and whenever dividends payable on the Series B Preferred Shares are in arrears for six or more quarterly 
periods, whether or not consecutive, holders of Series B Preferred Shares (voting together as a class with 
all other classes or series of parity stock upon which like voting rights have been conferred and are 
exercisable) will be entitled to elect one additional director to serve on our board of directors until such time 
as all accumulated and unpaid dividends on the Series B Preferred Shares have been paid in full. 
 
B. 
Related Party Transactions 
 
OceanPal Inc., or OceanPal 
 
We own 500,000 of OceanPal’s Series B Preferred Shares, 207 shares of OceanPal’s Series C Convertible 
Preferred Shares and 3,649,474 common shares, being 49% of OceanPal’s common stock.  
 

 
 
95 
Series B Preferred Shares entitle the holder to 2,000 votes on all matters submitted to vote of the 
stockholders of the Company, provided however, that the total number of votes shall not exceed 34% of 
the total number of votes, provided further, that the total number of votes entitled to vote, including common 
stock or any other voting security, would not exceed 49% of the total number of votes.  
 
Series C Preferred Shares do not have voting rights unless they are related to amendments of the Articles 
of Incorporation that adversely alter the preference, powers or rights of the Series C Preferred Shares or 
to issue Parity Stock or create or issue Senior Stock. Series C Preferred Shares are convertible into 
common stock at the Company’s option, at a conversion price equal to the lesser of $6.5 and the 10-trading 
day trailing VWAP of OceanPal’s common shares, subject to adjustments. Additionally, Series C Preferred 
Shares have a cumulative preferred dividend accruing at the rate of 8% per annum, payable in cash or, at 
OceanPal’s election, in kind and has a liquidation preference equal to the stated value of $10,000. Dividend 
income from the OceanPal preferred shares during 2024 amounted to $16,560. 
 
OceanPal Inc. Non-Competition Agreement 
 
We have entered into a non-competition agreement with OceanPal Inc. ("OceanPal"), dated November 2, 
2021, pursuant to which we granted to OceanPal (i) a right of first refusal over any opportunity available to 
us (or any of our subsidiaries) to acquire or charter-in any dry bulk vessel that is larger than 70,000 
deadweight tons and that was built prior to 2006 and (ii) a right of first refusal over any employment 
opportunity for a dry bulk vessel pursuant to a spot market charter presented or available to us with respect 
to any vessel owned or chartered in, directly or indirectly, by us. The non-competition agreement also 
prohibits us and OceanPal from soliciting each other's employees. The terms of the non-competition 
agreement provide that it will terminate on the date that (i) our ownership of OceanPal’s equity securities 
represents less than 10% of total outstanding voting power and (ii) we and OceanPal share no common 
executive officers. 
 
OceanPal Inc. Right of First Refusal 
 
On November 2, 2021 we entered into a right of first refusal agreement with OceanPal Inc. pursuant to 
which we granted OceanPal Inc. a right of first refusal over six drybulk carriers owned by us, as of the date 
of the agreement, and identified in the agreement. Pursuant to this right of first refusal, OceanPal Inc. has 
the right, but not the obligation, to purchase one or all of the six identified vessels from us when and if we 
make a determination to sell one or more of the vessels at a price equal to the fair market value of each 
vessel at the time of sale, as determined by the average of two independent shipbroker valuations from 
brokers mutually agreeable to us and OceanPal Inc. If OceanPal Inc. does not exercise its right to purchase 
a vessel, we have the right to sell the vessel to any third party for a period of three months from the date 
notified OceanPal Inc. of our intent to sell the vessel. As of the date of the annual report, only one of the 
six vessels identified in the agreement remains unsold. 
 
Series D Preferred Stock 
 
In June 2021, we issued 400 shares of its newly-designated Series D Preferred Stock, par value $0.01 per 
share, to Tuscany Shipping Corp., an entity controlled by its Chief Executive Officer, Mrs. Semiramis 
Paliou, for an aggregate purchase price of $360,000. The Series D Preferred Stock has no dividend or 
liquidation rights.  Each share of Series D Preferred Stock shall entitle the holder thereof to two hundred 
thousand (200,000) votes on all matters submitted to a vote of the stockholders of the Company, provided 
however, that, notwithstanding any other provision of Series D Preferred Stock statement of designation, 
to the extent that the total number of votes one or more holders of Series D Preferred Stock is entitled to 
vote (including any voting power of such holders derived from Series D Preferred Stock, shares of Common 
Stock or any other voting security of the Company issued and outstanding as of the date hereof or that 
may be issued in the future) on any matter submitted to a vote of stockholders of the Company would 
exceed 36.0% of the total number of votes eligible to be cast on such matter, the total number of votes that 

 
 
96 
holders of Series D Preferred Stock may exercise derived from the Series D Preferred Stock together with 
Common Shares and any other voting securities of the Company beneficially owned by such holder, shall 
be reduced to 36% of the total number of votes that may be cast on such matter submitted to a vote of 
stockholders. The Series D Preferred Stock is transferable only to the holder’s immediate family members 
and to affiliated persons. The issuance of shares of Series D Preferred Stock to Tuscany Shipping Corp. 
was approved by an independent committee of the Board of Directors of the Company, which received a 
fairness opinion from an independent third party that the transaction was fair from a financial point of view 
to the Company. 
 
Series C Preferred Stock 
 
In January 2019, we issued 10,675 shares of newly-designated Series C Preferred Stock, par value $0.01 
per share, to an affiliate of our Chairman, Mr. Simeon Palios. In September 2020, the Series C Preferred 
Shares were transferred from an affiliate of Mr. Simeon Palios to an affiliate of the Company’s Chief 
Executive Officer, Mrs. Semiramis Paliou. The Series C Preferred Stock vote with the common shares of 
the Company, and each share entitles the holder thereof to 1,000 votes on all matters submitted to a vote 
of the stockholders of the Company. The Series C Preferred Stock has no dividend or liquidation rights and 
cannot be transferred without the consent of the Company except to the holder’s affiliates and immediate 
family members. The issuance of shares of Series C Preferred Stock was approved by an independent 
committee of the Board of Directors, which received a fairness opinion from an independent third party that 
the transaction was fair from a financial point of view to the Issuer.  
 
Steamship Shipbroking Enterprises Inc. 
 
Steamship, an affiliated entity controlled by our CEO Ms. Semiramis Paliou, provides to us brokerage 
services for an annual fee pursuant to a Brokerage Services Agreement. In 2024, brokerage fees amounted 
to $4.1 million and we paid an additional amount of $0.5 million for commissions on the sale and purchases 
of vessels. The terms of this relationship are currently governed by a Brokerage Services Agreement dated 
February 25, 2025 due to expire on December 31, 2025. 
 
Altair Travel Agency S.A. 
 
Altair Travel Agency S.A., or Altair, an affiliated entity that is controlled by our CEO Ms. Semiramis Paliou 
provides us with travel related services. Travel related expenses in 2024, amounted to $2.6 million.   
 
Diana Wilhelmsen Management Limited 
 
Diana Wilhelmsen Management Limited, or DWM, is a 50/50 joint venture which provides management 
services to certain vessels in our fleet for a fixed monthly fee and commercial services charged as a 
percentage of the vessels’ gross revenues. Management fees in 2024 amounted to $1.3 million, 
commissions on revenues amounted to $0.4 million. 
 
Bond acquisition 
  
Officers and directors of the Company and/or entities affiliated with them purchased an aggregate of $47.3 
million principal amount of the $150.0 million senior unsecured bond issued on July 2, 2024, on the date 
of issuance.  
 
Bergen Ultra 
 
Bergen Ultra, or Bergen, is a limited partnership which owns a dry bulk carrier. One of our subsidiaries, 
Diana General Partner Inc., owns 3% of the partnership and acts as the General Partner and another 
subsidiary, Komi Shipping Company Inc., owns 22% of the partnership. The remaining partnership interests 

 
 
97 
are owned by unaffiliated parties. On March 30, 2023, we entered into a corporate guarantee with Nordea 
to secure Bergen’s obligations under a $15.4 million loan facility and a commission agreement under which 
the Company is paid a commission of 0.8% per annum, on the outstanding balance of the loan, as 
compensation for the guarantee it provided to Nordea. We have also entered into an administrative service 
agreement under which DSS provides administrative services to Bergen. In 2024, income from 
administrative fees amounted to $15,000 and we received $116,395 as payment for the guarantee 
commission. 
 
Windward Offshore GmbH 
 
Windward Offshore GmbH & Co. KG, or Windward, is a limited partnership operating an offshore wind 
vessel company based in Germany. One of our subsidiaries, Diana Energize Inc., or Diana Energize, 
entered into a novated agreement to contribute capital for Windward’s construction of four CSOVs, 
ultimately contributing 45.87% of Windward’s capital. As of December 31, 2024, the investment in 
Windward amounted to $36.6 million consisting of advances to fund the construction of the vessels, working 
capital and our portion in Windward’s results. 
 
Diana Mariners Inc.  
 
In 2023, we acquired through one of our subsidiaries, Cebu Shipping Company Inc., or Cebu, 24% of 
Cohen Global Maritime Inc., or Cohen, a company organized in the Republic of the Philippines for the 
purpose of providing manning services to our vessels. Cohen was renamed Diana Mariners Inc., or Diana 
Mariners, in August 2024. As of December 31, 2024, our investment in Diana Mariners amounted to $0.4 
million and there was an amount of $0.1 million due from Diana Mariners. As of December 31, 2024, Diana 
Mariners did not have any operations. 
 
C. 
Interests of Experts and Counsel  
 
Not Applicable. 

 
 
98 
Item 8. 
Financial information 
 
A. 
Consolidated statements and other financial information 
 
See “Item 18. Financial Statements.” 
 
Legal Proceedings 
 
We have not been involved in any legal proceedings which may have, or have had, a significant effect on 
our business, financial position, results of operations or liquidity, nor are we aware of any proceedings that 
are pending or threatened which may have a significant effect on our business, financial position, results 
of operations or liquidity. From time to time, we may be subject to legal proceedings and claims in the 
ordinary course of business, principally personal injury and property casualty claims. We expect that these 
claims would be covered by insurance, subject to customary deductibles. Those claims, even if lacking 
merit, could result in the expenditure of significant financial and managerial resources.  
 
Dividend Policy 
 
Our board of directors reviews and amends our dividend policy from time to time in light of our business 
plans and other factors. In order to position us to take advantage of market opportunities in a then-
deteriorating market, our board of directors, beginning with the fourth quarter of 2008, suspended our 
common stock dividend. As a result of improving market conditions in 2021, our board of directors elected 
to declare quarterly dividends with respect to the third quarter of 2021 and for each quarter thereafter, until 
the fourth quarter of 2024 and two special noncash dividends, as described in Item 4A. History and 
development of the Company.  
 
The declaration and payment of dividends will always be subject to the discretion of our board of directors. 
The timing and amount of any dividends declared will depend on, among other things, our earnings, 
financial condition and cash requirements and availability, our ability to obtain debt and equity financing on 
acceptable terms as contemplated by our growth strategy and provisions of Marshall Islands law affecting 
the payment of dividends. In addition, other external factors, such as our lenders imposing restrictions on 
our ability to pay dividends under the terms of our loan facilities, may limit our ability to pay 
dividends.  Further, under the terms of our loan agreements, we may not be permitted to pay dividends 
that would result in an event of default or if an event of default occurs and is continuing. 
 
Marshall Islands law generally prohibits the payment of dividends other than from surplus or when a 
company is insolvent or if the payment of the dividend would render the company insolvent. Also, our loan 
facilities and bond prohibit the payment of dividends should an event of default arise.  
 
We believe that, under current law, any dividends that we have paid and may pay in the future from earnings 
and profits constitute “qualified dividend income” and as such are generally subject to a 20% United States 
federal income tax rate with respect to non-corporate United States shareholders. Distributions in excess 
of our earnings and profits will be treated first as a non-taxable return of capital to the extent of a United 
States shareholder’s tax basis in its common stock on a dollar-for-dollar basis and thereafter as capital 
gain. Please see the section of this annual report entitled “Taxation” under Item 10.E for additional 
information relating to the tax treatment of our dividend payments. 
 
Cumulative dividends on our Series B Preferred Shares are payable on each January 15, April 15, July 15 
and October 15, when, as and if declared by our board of directors or any authorized committee thereof 
out of legally available funds for such purpose. The dividend rate for our Series B Preferred Shares is 
8.875% per annum per $25.00 of liquidation preference per share (equal to $2.21875 per annum per share) 
and is not subject to adjustment. Since February 14, 2019, we may redeem, in whole or from time to time 

 
 
99 
in part, the Series B Preferred Shares at a redemption price of $25.00 per share plus an amount equal to 
all accumulated and unpaid dividends thereon to the date of redemption, whether or not declared. 
 
Marshall Islands law provides that we may pay dividends on and redeem the Series B Preferred Shares 
only to the extent that assets are legally available for such purposes. Legally available assets generally are 
limited to our surplus, which essentially represents our retained earnings and the excess of consideration 
received by us for the sale of shares above the par value of the shares. In addition, under Marshall Islands 
law we may not pay dividends on or redeem Series B Preferred Shares if we are insolvent or would be 
rendered insolvent by the payment of such a dividend or the making of such redemption. 
 
B. 
Significant Changes 
 
There have been no significant changes since the date of the annual consolidated financial statements 
included in this annual report, other than those described in Note 17 “Subsequent events” of our annual 
consolidated financial statements. 
 
Item 9. 
The Offer and Listing 
 
A. 
Offer and Listing Details 
 
The trading market for shares of our common stock is the NYSE, on which our shares trade under the 
symbol “DSX” since March 23, 2005.  
 
Our Series B Preferred Stock has traded on the NYSE under the symbol “DSXPRB” since February 21, 
2014.  
 
Our Warrants to Purchase Common Stock, expiring on or about December 14, 2026, have traded on the 
NYSE under the symbol “DSX WS” since December 14, 2023. 
 
B. 
Plan of distribution 
 
Not Applicable. 
 
C. 
Markets 
 
Our common shares have traded on the NYSE since March 23, 2005 under the symbol “DSX,” our Series 
B Preferred Stock has traded on the NYSE under the symbol "DSXPRB" since February 21, 2014 and our 
Warrants have traded on the NYSE under the symbol “DSX WS” since December 14, 2023. Since July 2, 
2024, our 8.75% Senior Unsecured Bond due 2029 commenced trading on the Oslo Stock Exchange, 
under the symbol "DIASH03." 
 
D. 
Selling Shareholders 
 
Not Applicable. 
 
E. 
Dilution 
 
Not Applicable. 
 
F. 
Expenses of the Issue 
 
Not Applicable. 

 
 
100 
 
Item 10. 
Additional Information 
 
A. 
Share Capital 
 
Not Applicable. 
 
B. 
Memorandum and Articles of Association 
 
Our current amended and restated articles of incorporation are filed as exhibit 1.1 hereto, and our current 
amended and restated bylaws are filed as exhibit 1.2 hereto. The information contained in these exhibits 
is incorporated by reference herein. 
 
Information regarding the rights, preferences and restrictions attaching to each class of our shares is 
described in Exhibit 2.8 to this annual report titled “Description of Securities Registered Pursuant to 
Section 12 of the Securities Exchange Act of 1934.”  
 
Stockholders Rights Agreement 
 
On February 2, 2024, we entered into an Amended and Restated Stockholders Rights Agreement with 
Computershare Trust Company, N.A., as Rights Agent, to amend and restate the Stockholders Rights 
Agreement, dated January 15, 2016. 
 
Under the Amended and Restated Stockholders Rights Agreement, we declared a dividend payable of one 
preferred stock purchase right, or Right, for each share of common stock outstanding at the close of 
business on January 26, 2016. Each Right entitles the registered holder to purchase from us one one-
thousandth of a share of Series A participating preferred stock, par value $0.01 per share, at an exercise 
price of $25.00 per share. The Rights will separate from the common stock and become exercisable only 
if a person or group acquires beneficial ownership of 15% or more of our common stock (including through 
entry into certain derivative positions) in a transaction not approved by our Board of Directors. In that 
situation, each holder of a Right (other than the acquiring person, whose Rights will become void and will 
not be exercisable) will have the right to purchase, upon payment of the exercise price, a number of shares 
of our common stock having a then-current market value equal to twice the exercise price. In addition, if 
the Company is acquired in a merger or other business combination after an acquiring person acquires 
15% or more of our common stock, each holder of the Right will thereafter have the right to purchase, upon 
payment of the exercise price, a number of shares of common stock of the acquiring person having a then-
current market value equal to twice the exercise price. The acquiring person will not be entitled to exercise 
these Rights.  Under the Amended and Restated Stockholders Rights Agreement's terms, it will expire on 
February 1, 2034. A copy of the Amended and Restated Stockholders Rights Agreement and a summary 
of its terms are contained in the Form 8-A12B filed with the SEC on January 15, 2016, with file number 
001-32458, as amended on February 2, 2024. 
 
C. 
Material Contracts 
 
Attached as exhibits to this annual report are the contracts we consider to be both material and not entered 
into in the ordinary course of business, which (i) are to be performed in whole or in part on or after the filing 
date of this annual report or (ii) were entered into not more than two years before the filing date of this 
annual report.  Other than these agreements, we have no material contracts, other than contracts entered 
into in the ordinary course of business, to which the Company or any member of the group is a party. A 
description of these is included in our description of our agreements generally: we refer you to Item 5.B for 
a discussion of our loan facilities. 
 

 
 
101 
D. 
Exchange Controls 
 
Under Marshall Islands, Panamanian, Cypriot and Greek law, there are currently no restrictions on the 
export or import of capital, including foreign exchange controls or restrictions that affect the remittance of 
dividends, interest or other payments to non-resident holders of our securities. 
 
E. 
Taxation 
 
In the opinion of Seward & Kissel LLP, the following is a discussion of the material Marshall Islands and 
U.S. federal income tax considerations of the ownership and disposition by a U.S. Holder and a Non-
U.S. Holder, each as defined below, of the common stock. This discussion does not purport to deal with 
the tax consequences of owning common stock to all categories of investors, some of which, such as 
dealers in securities or commodities, financial institutions, insurance companies, tax-exempt organizations, 
U.S. expatriates, persons liable for the alternative minimum tax, persons who hold common stock as part 
of a straddle, hedge, conversion transaction or integrated investment, U.S. Holders whose functional 
currency is not the United States dollar, persons required to recognize income for U.S. federal income tax 
purposes no later than when such income is reported on an “applicable financial statement,” investors 
subject to the “base erosion and anti-avoidance” tax  and investors that own, actually or under applicable 
constructive ownership rules, 10% or more of the Company’s common stock, may be subject to special 
rules. This discussion deals only with holders who hold the common stock as a capital asset. You are 
encouraged to consult your own tax advisors concerning the overall tax consequences arising in your own 
particular situation under U.S. federal, state, local or foreign law of the ownership of common stock. 
 
Marshall Islands Tax Considerations 
  
The Company is incorporated in the Marshall Islands. Under current Marshall Islands law, the company is 
not subject to tax on income or capital gains, and no Marshall Islands withholding tax will be imposed upon 
payments of dividends by us to our shareholders.  
 
United States Federal Income Taxation 
  
The following discussion is based upon the provisions of the U.S. Internal Revenue Code of 1986, as 
amended (the “Code”), existing and proposed U.S. Treasury Department regulations, (the “Treasury 
Regulations”), administrative rulings, pronouncements and judicial decisions, all as of the date of this 
Annual Report.  This discussion assumes that we do not have an office or other fixed place of business in 
the United States. Unless the context otherwise requires, the reference to Company below shall be meant 
to refer to both the Company and its vessel-owning and operating subsidiaries. 
  
Taxation of the Company’s Shipping Income 
 
In General 
  
The Company anticipates that it will derive substantially all of its gross income from the use and operation 
of vessels in international commerce and that this income will principally consist of freights from the 
transportation of cargoes, hire or lease from time or voyage charters and the performance of services 
directly related thereto, which the Company refers to as “Shipping Income.”  
 
Shipping Income that is attributable to transportation that begins or ends, but that does not both begin and 
end, in the United States will be considered to be 50% derived from sources within the United States. 
Shipping Income attributable to transportation that both begins and ends in the United States will be 
considered to be 100% derived from sources within the United States. The Company is not permitted by 
law to engage in transportation that gives rise to 100% U.S. source Shipping Income. Shipping Income 
attributable to transportation exclusively between non-U.S. ports will be considered to be 100% derived 

 
 
102 
from sources outside the United States. Shipping Income derived from sources outside the United States 
will not be subject to U.S. federal income tax. 
  
Based upon the Company’s anticipated shipping operations, the Company’s vessels will operate in various 
parts of the world, including to or from U.S. ports. Unless exempt from U.S. federal income taxation under 
Section 883 of the Code, the Company will be subject to U.S. federal income taxation, in the manner 
discussed below, to the extent its Shipping Income is considered derived from sources within the United 
States. 
  
In the year ended December 31, 2024, approximately 6.1% of the Company’s shipping income was 
attributable to the transportation of cargoes either to or from a U.S. port. Accordingly, approximately 3.1% 
of the Company’s shipping income would be treated as derived from U.S. sources for the year ended 
December 31, 2024. In the absence of exemption from U.S. federal income tax under Section 883 of the 
Code, the Company would have been subject to a 4% tax on its gross U.S. source Shipping Income, equal 
to $0.3 million for the year ended December 31, 2024. 
  
Application of Exemption under Section 883 of the Code 
  
Under the relevant provisions of Section 883 of the Code and the final Treasury Regulations promulgated 
thereunder, a foreign corporation will be exempt from U.S. federal income taxation on its U.S. source 
Shipping Income if: 
 
(1) 
It is organized in a qualified foreign country which, as defined, is one that grants an equivalent 
exemption from tax to corporations organized in the United States in respect of the Shipping 
Income for which exemption is being claimed under Section 883 of the Code, or the “Country of 
Organization Requirement”; and 
 
(2) 
It can satisfy any one of the following two stock ownership requirements: 
 
• 
more than 50% of its stock, in terms of value, is beneficially owned by qualified 
shareholders which, as defined, includes individuals who are residents of a qualified 
foreign country, or the “50% Ownership Test”; or 
• 
its stock is “primarily and regularly” traded on an established securities market located 
in the United States or a qualified foreign country, or the “Publicly Traded Test”. 
 
The U.S. Treasury Department has recognized the Marshall Islands, Panama and Cyprus the countries of 
incorporation of each of the Company and its subsidiaries that earns Shipping Income, as a qualified foreign 
country. Accordingly, the Company and each of the subsidiaries satisfy the Country of Organization 
Requirement.   
  
For the 2024 taxable year, the Company believes that it is unlikely that the 50% Ownership Test was 
satisfied. Therefore, the eligibility of the Company and each subsidiary to qualify for exemption under 
Section 883 of the Code is wholly dependent upon the Company’s ability to satisfy the Publicly Traded 
Test.   
  
Under the Treasury Regulations, stock of a foreign corporation is considered “primarily traded” on an 
established securities market in a country if the number of shares of each class of stock that is traded 
during the taxable year on all established securities markets in that country exceeds the number of shares 
in each such class that is traded during that year on established securities markets in any other single 
country.  The Company’s common stock  was “primarily traded” on the NYSE during the 2024 taxable year. 
  
Under the Treasury Regulations, the Company’s common stock will be considered to be “regularly traded” 
on the NYSE if: (1) more than 50% of its common stock, by voting power and total value, is listed on the 

 
 
103 
NYSE, referred to as the “Listing Threshold”, (2) its common stock is traded on the NYSE, other than in 
minimal quantities, on at least 60 days during the taxable year (or one-sixth of the days during a short 
taxable year), which is referred to as the “Trading Frequency Test”; and (3) the aggregate number of shares 
of its common stock traded on the NYSE during the taxable year is at least 10% of the average number of 
shares of its common stock outstanding during such taxable year (as appropriately adjusted in the case of 
a short taxable year), which is referred to as the “Trading Volume Test”. The Trading Frequency Test and 
Trading Volume Test are deemed to be satisfied under the Treasury Regulations if the Company’s common 
stock is regularly quoted by dealers making a market in the common stock. 
 
The Company believes that its common stock has satisfied the Listing Threshold, as well as the Trading 
Frequency Test and Trading Volume Tests, during the 2024 taxable year. 
  
Notwithstanding the foregoing, the Treasury Regulations provide, in pertinent part, that stock of a foreign 
corporation will not be considered to be “regularly traded” on an established securities market for any 
taxable year during which 50% or more of such stock is owned, actually or constructively under specified 
stock attribution rules, on more than half the days during the taxable year by persons, or “5% 
Shareholders”, who each own 5% or more of the value of such stock, or the “5% Override Rule.”  For 
purposes of determining the persons who are 5% Shareholders, a foreign corporation may rely on 
Schedules 13D and 13G filings with the SEC. 
 
Based on Schedules 13D and 13G filings, during the 2024 taxable year, less than 50% of the Company’s 
common stock was owned by 5% Shareholders. Therefore, the Company believes that it is not subject to 
the 5% Override Rule and thus has satisfied the Publicly Traded Test for the 2024 taxable year.  However, 
there can be no assurance that the Company will continue to satisfy the Publicly Traded Test in future 
taxable years. For example, the Company could be subject to the 5% Override Rule if another 5% 
Shareholder in combination with the Company’s existing 5% Shareholders were to own 50% or more of 
the Company’s common stock.  In such a case, the Company would be subject to the 5% Override Rule 
unless it could establish that, among the shares of the common stock owned by the 5% Shareholders, 
sufficient shares are owned by qualified shareholders, for purposes of Section 883 of the Code, to preclude 
non-qualified shareholders from owning 50% or more of the Company’s common stock for more than half 
the number of days during the taxable year.  The requirements of establishing this exception to the 5% 
Override Rule are onerous and there is no assurance the Company will be able to satisfy them. 
 
Based on the foregoing, the Company believes that it satisfied the Publicly Traded Test and therefore 
believes that it was exempt from U.S. federal income tax under Section 883 of the Code, during the 2024 
taxable year and intends to take this position on its 2024 U.S. federal income tax returns. 
  
Taxation in Absence of Exemption Under Section 883 of the Code 
  
To the extent the benefits of Section 883 of the Code are unavailable with respect to any item of U.S. 
source Shipping Income, the Company and each of its subsidiaries would be subject to a 4% tax imposed 
on such income by Section 887 of the Code on a gross basis, without the benefit of deductions, which is 
referred to as the “4% Gross Basis Tax Regime”. Since under the sourcing rules described above, no more 
than 50% of the Company’s Shipping Income would be treated as being derived from U.S. sources, the 
maximum effective rate of U.S. federal income tax on the Company’s Shipping Income would never exceed 
2% under the 4% Gross Basis Tax Regime. 
 
Based on its U.S. source Shipping Income for the 2024 taxable year and in the absence of exemption 
under Section 883 of the Code, the Company would be subject to $0.3 of U.S. federal income tax under 
the 4% Gross Basis Tax Regime. 
 
The 4% Gross Basis Tax Regime would not apply to U.S. source Shipping Income to the extent considered 
to be “effectively connected” with the conduct of a U.S. trade or business.  In the absence of exemption 

 
 
104 
under Section 883 of the Code, such “effectively connected” U.S. source Shipping Income, net of applicable 
deductions, would be subject to U.S. federal income tax currently imposed at a rate of 21%.  In addition, 
earnings “effectively connected” with the conduct of such U.S. trade or business, as determined after 
allowance for certain adjustments, and certain interest paid or deemed paid attributable to the conduct of 
the U.S. trade or business may be subject to U.S. federal branch profits tax imposed at a rate of 30%.  The 
Company’s U.S. source Shipping Income would be considered “effectively connected” with the conduct of 
a U.S. trade or business only if: (1) the Company has, or is considered to have, a fixed place or business 
in the United States involved in the earning of Shipping Income; and (2) substantially all of the Company’s 
U.S. source Shipping Income is attributable to regularly scheduled transportation, such as the operation of 
a vessel that followed a published schedule with repeated sailings at regular intervals between the same 
points for voyages that begin or end in the United States, or, in the case of income from the chartering of 
a vessel, is attributable to a fixed place of business in the United States.  We do not intend to have, or 
permit circumstances that would result in having a vessel operating to the United States on a regularly 
scheduled basis.  Based on the foregoing and on the expected mode of our shipping operations and other 
activities, we believe that none of our U.S. source Shipping Income will be effectively connected with the 
conduct of a U.S. trade or business. 
 
Gain on Sale of Vessels 
  
Regardless of whether we qualify for exemption under Section 883 of the Code, we will not be subject to 
U.S. federal income taxation with respect to gain realized on a sale of a vessel, provided the sale is 
considered to occur outside of the United States under U.S. federal income tax principles.  In general, a 
sale of a vessel will be considered to occur outside of the United States for this purpose if title to the vessel, 
and risk of loss with respect to the vessel, pass to the buyer outside of the United States.  It is expected 
that any sale of a vessel by us will be considered to occur outside of the United States. 
  
United States Taxation of U.S. Holders 
  
The following is a discussion of the material U.S. federal income tax considerations relevant to an 
investment decision by a U.S. Holder, as defined below, with respect to our common stock. This discussion 
does not purport to deal with the tax consequences of owning our common stock to all categories of 
investors, some of which may be subject to special rules. You are encouraged to consult your own tax 
advisors concerning the overall tax consequences arising in your own particular situation under U.S. 
federal, state, local or foreign law of the ownership of our common stock. 
  
As used herein, the term “U.S. Holder” means a beneficial owner of our common stock that (i) is a U.S. 
citizen or resident, a U.S. corporation or other U.S. entity taxable as a corporation, an estate, the income 
of which is subject to U.S. federal income taxation regardless of its source, or a trust if (a) a court within 
the United States is able to exercise primary jurisdiction over the administration of the trust and one or 
more U.S. persons have the authority to control all substantial decisions of the trust or (b) it has an election 
in place to be treated as a United States person; and (ii) owns the common stock as a capital asset, 
generally, for investment purposes. 
  
If a partnership holds our common stock, the tax treatment of a partner will generally depend upon the 
status of the partner and upon the activities of the partnership. If you are a partner in a partnership holding 
our common stock, you are encouraged to consult your own tax advisor on this issue. 
  
Distributions 
  
Subject to the discussion of passive foreign investment companies below, any distributions made by the 
Company with respect to its common stock to a U.S. Holder will generally constitute dividends, which may 
be taxable as ordinary income or “qualified dividend income” as described in more detail below, to the 
extent of the Company’s current or accumulated earnings and profits, as determined under U.S. federal 

 
 
105 
income tax principles. Distributions in excess of the Company’s earnings and profits will be treated first as 
a non-taxable return of capital to the extent of the U.S. Holder’s tax basis in his common stock on a dollar-
for-dollar basis and thereafter as capital gain. Because the Company is not a U.S. corporation, U.S. Holders 
that are corporations will generally not be entitled to claim a dividends-received deduction with respect to 
any distributions they receive from the Company. 
 
Dividends paid to a U.S. Holder which is an individual, trust, or estate, referred to herein as a “U.S. Non-
Corporate Holder,” will generally be treated as “qualified dividend income” that is taxable to Holders at 
preferential U.S. federal income tax rates, provided that (1) the common stock is readily tradable on an 
established securities market in the United States (such as the NYSE on which the common stock is listed); 
(2) the Company is not a PFIC for the taxable year during which the dividend is paid or the immediately 
preceding taxable year (which the Company does not believe it is, has been or will be); (3) the U.S. Non-
Corporate Holder has owned the common stock for more than 60 days in the 121-day period beginning 
60 days before the date on which the common stock becomes ex-dividend; and (4) the U.S. Non-Corporate 
Holder is not under an obligation (whether pursuant to a short sale or otherwise) to make payments with 
respect to positions in substantially similar or related property.  There is no assurance that any dividends 
paid on our common stock will be eligible for these preferential rates in the hands of a U.S. Non-Corporate 
Holder. Any dividends paid by the Company which are not eligible for these preferential rates will be taxed 
as ordinary income to a U.S. Non-Corporate Holder. Special rules may apply to any “extraordinary 
dividend,” generally, a dividend paid by us in an amount which is equal to or in excess of ten percent of a 
U.S. Holder’s adjusted tax basis, or fair market value in certain circumstances, in a share of our common 
stock. If we pay an “extraordinary dividend” on our common stock that is treated as “qualified dividend 
income,” then any loss derived by a U.S. Individual Holder from the sale or exchange of such common 
stock will be treated as long-term capital loss to the extent of such dividend. 
 
Sale, Exchange or other Disposition of Common Stock 
  
Subject to the discussion of the PFIC rules below, a U.S. Holder generally will recognize taxable gain or 
loss upon a sale, exchange or other disposition of the Company’s common stock in an amount equal to 
the difference between the amount realized by the U.S. Holder from such sale, exchange or other 
disposition and the U.S. Holder’s tax basis in such stock. Such gain or loss will be treated as long-term 
capital gain or loss if the U.S. Holder’s holding period in the common stock is greater than one year at the 
time of the sale, exchange or other disposition. Long-term capital gain of a U.S. Non-Corporate Holder is 
taxable at preferential U.S. Federal income tax rates. A U.S. Holder’s ability to deduct capital losses is 
subject to certain limitations. 
 
PFIC Status and Significant Tax Consequences 
 
Special U.S. federal income tax rules apply to a U.S. Holder that holds stock in a foreign corporation 
classified as a passive foreign investment company, or a “PFIC”, for U.S. federal income tax purposes. In 
general, the Company will be treated as a PFIC with respect to a U.S. Holder if, for any taxable year in 
which such Holder held the Company’s common stock, either: 
 
• 
at least 75% of the Company’s gross income for such taxable year consists of passive 
income (e.g., dividends, interest, capital gains and rents derived other than in the 
active conduct of a rental business), or 
 
• 
at least 50% of the average value of the assets held by the corporation during such 
taxable year produce, or are held for the production of, such passive income. 
  
For purposes of determining whether the Company is a PFIC, the Company will be treated as earning and 
owning its proportionate share of the income and assets, respectively, of any of its subsidiary corporations 
in which it owns at least 25% of the value of the subsidiary’s stock. Income earned, or deemed earned, by 

 
 
106 
the Company in connection with the performance of services would not constitute passive income. By 
contrast, rental income would generally constitute passive income unless the Company is treated under 
specific rules as deriving its rental income in the active conduct of a trade or business. 
  
Based on the Company’s current operations and future projections, the Company does not believe that it 
is, nor does it expect to become, a PFIC with respect to any taxable year. Although there is no legal 
authority directly on point, the Company’s belief is based principally on the position that, for purposes of 
determining whether the Company is a PFIC, the gross income the Company derives or is deemed to 
derive from the time chartering and voyage chartering activities of its wholly-owned subsidiaries should 
constitute services income, rather than rental income. Correspondingly, the Company believes that such 
income does not constitute passive income, and the assets that the Company or its wholly-owned 
subsidiaries own and operate in connection with the production of such income, in particular, the vessels, 
do not constitute assets that produce or are held for the production of passive income for purposes of 
determining whether the Company is a PFIC.  The Company believes there is substantial legal authority 
supporting its position consisting of case law and Internal Revenue Service, or the “IRS”, pronouncements 
concerning the characterization of income derived from time charters and voyage charters as services 
income for other tax purposes. However, there is also authority which characterizes time charter income 
as rental income rather than services income for other tax purposes.  It should be noted that in the absence 
of any legal authority specifically relating to the statutory provisions governing PFICs, the IRS or a court 
could disagree with this position. In addition, although the Company intends to conduct its affairs in a 
manner to avoid being classified as a PFIC with respect to any taxable year, there can be no assurance 
that the nature of its operations will not change in the future. 
  
As discussed more fully below, if the Company were to be treated as a PFIC for any taxable year, a U.S. 
Holder would be subject to different U.S. federal income taxation rules depending on whether the U.S. 
Holder makes an election to treat the Company as a “Qualified Electing Fund,” which election is referred 
to as a “QEF Election.” As discussed below, as an alternative to making a QEF Election, a U.S. Holder 
should be able to make a “mark-to-market” election with respect to the common stock, which election is 
referred to as a “Mark-to-Market Election”. If the Company were to be treated as a PFIC, a U.S. Holder 
would be required to file with respect to taxable years ending on or after December 31, 2013 IRS Form 
8621 to report certain information regarding the Company. 
  
Taxation of U.S. Holders Making a Timely QEF Election 
  
If a U.S. Holder makes a timely QEF Election, which U.S. Holder is referred to as an “Electing Holder”, the 
Electing Holder must report each year for U.S. federal income tax purposes his pro rata share of the 
Company’s ordinary earnings and net capital gain, if any, for the Company’s taxable year that ends with or 
within the taxable year of the Electing Holder, regardless of whether or not distributions were received by 
the Electing Holder from the Company. The Electing Holder’s adjusted tax basis in the common stock will 
be increased to reflect amounts included in the Electing Holder’s income.  Distributions received by an 
Electing Holder that had been previously taxed will result in a corresponding reduction in the adjusted tax 
basis in the common stock and will not be taxed again once distributed. An Electing Holder would generally 
recognize capital gain or loss on the sale, exchange or other disposition of the common stock. 
 
Taxation of U.S. Holders Making a Mark-to-Market Election 
  
Alternatively, if the Company were to be treated as a PFIC for any taxable year and, as anticipated, the 
common stock is treated as “marketable stock,” a U.S. Holder would be allowed to make a Mark-to-Market 
Election with respect to the Company’s common stock. If that election is made, the U.S. Holder generally 
would include as ordinary income in each taxable year the excess, if any, of the fair market value of the 
common stock at the end of the taxable year over such Holder’s adjusted tax basis in the common 
stock. The U.S. Holder would also be permitted an ordinary loss in respect of the excess, if any, of the U.S. 
Holder’s adjusted tax basis in the common stock over its fair market value at the end of the taxable year, 

 
 
107 
but only to the extent of the net amount previously included in income as a result of the Mark-to-Market 
Election. A U.S. Holder’s tax basis in his common stock would be adjusted to reflect any such income or 
loss amount. Gain realized on the sale, exchange or other disposition of the common stock would be 
treated as ordinary income, and any loss realized on the sale, exchange or other disposition of the common 
stock would be treated as ordinary loss to the extent that such loss does not exceed the net mark-to-market 
gains previously included by the U.S. Holder. 
  
Taxation of U.S. Holders Not Making a Timely QEF Election or Mark-to-Market Election 
  
Finally, if the Company were to be treated as a PFIC for any taxable year, a U.S. Holder who does not 
make either a QEF Election or a Mark-to-Market Election for that year, whom is referred to as a “Non-
Electing Holder”, would be subject to special U.S. federal income tax rules with respect to (1) any excess 
distribution (i.e., the portion of any distributions received by the Non-Electing Holder on the common stock 
in a taxable year in excess of 125% of the average annual distributions received by the Non-Electing Holder 
in the three (3) preceding taxable years, or, if shorter, the Non-Electing Holder’s holding period for the 
common stock), and (2) any gain realized on the sale, exchange or other disposition of the common 
stock. Under these special rules: 
 
• 
the excess distribution or gain would be allocated ratably over the Non-Electing Holder’s 
aggregate holding period for the common stock; 
• 
the amount allocated to the current taxable year and any taxable years before the 
Company became a PFIC would be taxed as ordinary income; and 
• 
the amount allocated to each of the other taxable years would be subject to tax at the 
highest rate of tax in effect for the applicable class of taxpayer for that year, and an 
interest charge for the deemed tax  deferral benefit would be imposed with respect to 
the resulting tax attributable to each such other taxable year. 
  
These penalties would not apply to a pension or profit sharing trust or other tax-exempt organization that 
did not borrow funds or otherwise utilize leverage in connection with its acquisition of the common stock.  If 
a Non-Electing Holder who is an individual dies while owning the common stock, such Holder’s successor 
generally would not receive a step-up in tax basis with respect to such stock. 
  
U.S. Federal Income Taxation of “Non-U.S. Holders” 
  
A beneficial owner of our common stock that is not a U.S. Holder (other than a partnership) is referred to 
herein as a “Non-U.S. Holder.” 
  
Dividends on Common Stock 
  
Non-U.S. Holders generally will not be subject to U.S. federal income or withholding tax on dividends 
received from us with respect to our common stock, unless that income is effectively connected with the 
Non-U.S. Holder’s conduct of a trade or business in the United States. If the Non-U.S. Holder is entitled to 
the benefits of a U.S. income tax treaty with respect to those dividends, that income is taxable in the United 
States only if attributable to a permanent establishment maintained by the Non-U.S. Holder in the United 
States. 
  
Sale, Exchange or Other Disposition of Common Stock 
  
Non-U.S. Holders generally will not be subject to U.S. federal income or withholding tax on any gain 
realized upon the sale, exchange or other disposition of our common stock, unless: 
 
• 
the gain is effectively connected with the Non-U.S. Holder’s conduct of a trade or 
business in the United States. If the Non-U.S. Holder is entitled to the benefits of a U.S. 

 
 
108 
income tax treaty with respect to that gain, the gain is taxable in the United States only 
if attributable to a permanent establishment maintained by the Non-U.S. Holder in the 
United States; or 
 
• 
the Non-U.S. Holder is an individual who is present in the United States for 183 days or 
more during the taxable year of disposition and other conditions are met. 
 
If the Non-U.S. Holder is engaged in a U.S. trade or business for U.S. federal income tax purposes, the 
income from our common stock, including dividends and the gain from the sale, exchange or other 
disposition of the common stock, that is effectively connected with the conduct of that U.S. trade or 
business will generally be subject to U.S. federal income tax in the same manner as discussed in the 
previous section relating to the taxation of U.S. Holders. In addition, in the case of a corporate Non-U.S. 
Holder, such Holder’s earnings and profits that are attributable to the effectively connected income, subject 
to certain adjustments, may be subject to an additional U.S. federal branch profits tax at a rate of 30%, or 
at a lower rate as may be specified by an applicable U.S. income tax treaty. 
 
Backup Withholding and Information Reporting 
 
In general, dividend payments, or other taxable distributions, made within the United States to a holder will 
be subject to U.S. federal information reporting requirements. Such payments will also be subject to U.S. 
federal “backup withholding” if paid to a non-corporate U.S. holder who: 
 
• 
fails to provide an accurate taxpayer identification number; 
• 
is notified by the IRS that he has failed to report all interest or dividends required to be 
shown on his U.S. federal income tax returns; or 
• 
in certain circumstances, fails to comply with applicable certification requirements. 
  
Non-U.S. Holders may be required to establish their exemption from information reporting and backup 
withholding by certifying their status on an applicable IRS Form W-8. 
 
If a holder sells his common stock to or through a U.S. office of a broker, the payment of the proceeds is 
subject to both backup withholding and information reporting unless the holder establishes an exemption. If 
a holder sells his common stock through a non-U.S. office of a non-U.S. broker and the sales proceeds are 
paid to the holder outside the United States, then information reporting and backup withholding generally 
will not apply to that payment. However, information reporting requirements, but not backup withholding, 
will apply to a payment of sales proceeds, including a payment made to a holder outside the United States, 
if the holder sells his common stock through a non-U.S. office of a broker that is a U.S. person or has some 
other contacts with the United States. 
  
Backup withholding is not an additional tax. Rather, a taxpayer generally may obtain a refund of any 
amounts withheld under backup withholding rules that exceed the taxpayer’s U.S. federal income tax 
liability by filing a refund claim with the IRS. 
 
U.S. Holders who are individuals (and to the extent specified in applicable Treasury Regulations, certain 
U.S. entities) who hold “specified foreign financial assets” (as defined in Section 6038D of the Code) are 
required to file IRS Form 8938 with information relating to the asset for each taxable year in which the 
aggregate value of all such assets exceeds $75,000 at any time during the taxable year or $50,000 on the 
last day of the taxable year (or such higher dollar amount as prescribed by applicable Treasury 
Regulations).  Specified foreign financial assets would include, among other assets, our common stock, 
unless the common stock is held through an account maintained with a U.S. financial institution. Substantial 
penalties apply to any failure to timely file IRS Form 8938, unless the failure is shown to be due to 
reasonable cause and not due to willful neglect. Additionally, in the event a U.S. Holder who is an individual 
(and to the extent specified in applicable Treasury regulations, a U.S. entity) that is required to file IRS 

 
 
109 
Form 8938 does not file such form, the statute of limitations on the assessment and collection of U.S. 
federal income taxes of such holder for the related tax year may not close until three (3) years after the 
date that the required information is filed. 
 
Changes in Global Tax Laws  
 
Long-standing international tax initiatives that determine each country’s jurisdiction to tax cross-border 
international trade and profits are evolving as a result of, among other things, initiatives such as the Anti-
Tax Avoidance Directives, as well as the Base Erosion and Profit Shifting reporting requirements, 
mandated and/or recommended by the EU, G8, G20 and Organization for Economic Cooperation and 
Development, including the imposition of a minimum global effective tax rate for multinational businesses 
regardless of the jurisdiction of operation and where profits are generated (Pillar Two). As these and other 
tax laws and related regulations change (including changes in the interpretation, approach and guidance 
of tax authorities), our financial results could be materially impacted. Given the unpredictability of these 
possible changes and their potential interdependency, it is difficult to assess whether the overall effect of 
such potential tax changes would be cumulatively positive or negative for our earnings and cash flow, but 
such changes could adversely affect our financial results. 
 
On December 12, 2022, the European Union member states agreed to implement the OECD’s Pillar Two 
global corporate minimum tax rate of 15% on companies with revenues of at least €750 million effective 
from 2024. Various countries have either adopted implementing legislation or are in the process of drafting 
such legislation. Any new tax law in a jurisdiction where we conduct business or pay tax could have a 
negative effect on our company. 
 
F. 
Dividends and paying agents 
 
Not Applicable. 
 
G. 
Statement by experts 
 
Not Applicable. 
 
H. 
Documents on display 
 
We file reports and other information with the SEC. These materials, including this annual report and the 
accompanying exhibits are available from the SEC’s website http://www.sec.gov.  
 
I. 
Subsidiary information 
 
Not Applicable. 
 
J. 
Annual Report to Security Holders 
 
We intend to submit any annual report provided to security holders in electronic format as an exhibit to a 
current report on Form 6-K.  
 
Item 11. 
Quantitative and Qualitative Disclosures about Market Risk 
 
Interest Rates 
 
We are exposed to market risks associated with changes in interest rates relating to our loan facilities, 
according to which we were paying interest at term SOFR plus a margin. Increases in interest rates could 

 
 
110 
affect our results of operations. An increase of 1% in the interest rates of our loan facilities bearing a 
variable interest rate during 2024, could have increased our interest cost by $3.8 million.  
 
We will continue to have debt outstanding, which could impact our results of operations and financial 
condition. We manage our exposure in interest rates, by maintaining a mix of financing under agreements 
with floating and fixed interest rates. More specifically, during 2022, we refinanced part of our loans having 
a floating interest rate, with sale and leaseback transactions with fixed rates. Also, in 2023, we entered into 
an interest rate swap for $30 million under which we pay fixed interest and receive floating. Through these 
agreements and our bond, also bearing fixed interest rate, we manage part of our exposure in interest rates 
caused by the remaining agreements which bear floating interest rates. 
 
As of December 31, 2024, 2023 and 2022, and as of the date of this annual report, we did not and have 
not designated any financial instruments as accounting hedging instruments.  
 
 
Currency and Exchange Rates 
 
We generate all of our revenues in U.S. dollars but currently incur less than half of our operating expenses 
(around 29% in 2024 and around 29% in 2023) and about half of our general and administrative expenses 
(around 46% in 2024 and around 44% in 2023) in currencies other than the U.S. dollar, primarily the Euro. 
For accounting purposes, including throughout this annual report, expenses incurred in Euros are 
converted into U.S. dollars at the exchange rate prevailing on the date of each transaction. Because a 
significant portion of our expenses are incurred in currencies other than the U.S. dollar, our expenses may 
from time to time increase relative to our revenues as a result of fluctuations in exchange rates, particularly 
between the U.S. dollar and the Euro, which could affect our results of operations in future periods. 
Currently, we do not consider the risk from exchange rate fluctuations to be material for our results of 
operations, as during 2024 and 2023, these non-US dollar expenses represented 17% and 15%, 
respectively of our revenues and therefore, we are not engaged in derivative instruments to hedge a 
considerable part of those expenses.  
 
 
While we historically have not mitigated the risk associated with exchange rate fluctuations through the use 
of financial derivatives, we may determine to employ such instruments from time to time in the future in 
order to minimize this risk. Our use of financial derivatives would involve certain risks, including the risk 
that losses on a hedged position could exceed the nominal amount invested in the instrument and the risk 
that the counterparty to the derivative transaction may be unable or unwilling to satisfy its contractual 
obligations, which could have an adverse effect on our results.  
 
Item 12. 
Description of Securities Other than Equity Securities 
 
Not Applicable. 

 
 
111 
PART II 
 
Item 13. 
Defaults, Dividend Arrearages and Delinquencies 
 
None. 
 
Item 14. 
Material Modifications to the Rights of Security Holders and Use 
of Proceeds 
 
None. 
 
Item 15. 
Controls and Procedures 
 
a) Disclosure Controls and Procedures  
 
Management, including our Chief Executive Officer and Chief Financial Officers, has conducted an 
evaluation of the effectiveness of our disclosure controls and procedures (as defined in Rules 13a-15(e) 
and 15d-15(e) under the Exchange Act) as of the end of the period covered by this annual report. Based 
upon that evaluation, our Chief Executive Officer and Chief Financial Officers have concluded that our 
disclosure controls and procedures are effective to ensure that information required to be disclosed by the 
Company in the reports that it files or submits to the SEC under the Exchange Act is recorded, processed, 
summarized and reported within the time periods specified in SEC rules and forms. 
 
b) Management’s Annual Report on Internal Control over Financial Reporting 
 
Management is responsible for establishing and maintaining adequate internal control over financial 
reporting, as such term is defined in Rule 13a-15(f) of the Exchange Act. The Company’s internal control 
over financial reporting is a process designed under the supervision of the Company’s Chief Executive 
Officer and Chief Financial Officer to provide reasonable assurance regarding the reliability of financial 
reporting and the preparation of the Company’s financial statements for external reporting purposes in 
accordance with U.S. GAAP. A company’s internal control over financial reporting includes those policies 
and procedures that (i) pertain to the maintenance of records that, in reasonable detail, accurately and 
fairly reflect the transactions and dispositions of the assets of the company; (ii) provide reasonable 
assurance that transactions are recorded as necessary to permit the preparation of financial statements in 
accordance with U.S. GAAP, and that receipts and expenditures of the company are being made only in 
accordance with authorizations of management and directors of the company; and (iii) provide reasonable 
assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the 
company’s assets that could have a material effect on the financial statements. 
 
Management has conducted an assessment of the effectiveness of the Company’s internal control over 
financial reporting based on the framework established in Internal Control – Integrated Framework issued 
by the Committee of Sponsoring Organizations of the Treadway Commission (2013 Framework). Based 
on this assessment, management has determined that the Company’s internal control over financial 
reporting as of December 31, 2024 is effective. 
 
The registered public accounting firm that audited the financial statements included in this annual report 
containing the disclosure required by this Item 15 has issued an attestation report on management's 
assessment of our internal control over financial reporting. 
 

 
 
112 
c)  Attestation Report of Independent Registered Public Accounting Firm  
 
The attestation report on the Company’s internal control over financial reporting issued by the registered 
public accounting firm that audited the Company’s consolidated financial statements, Deloitte Certified 
Public Accountants S.A., appears on page F-4 of the financial statements filed as part of this annual report. 
 
d) Changes in Internal Control over Financial Reporting 
 
None. 
 
Inherent Limitations on Effectiveness of Controls 
 
Our management, including our Chief Executive Officer and our Chief Financial Officer, does not expect 
that our disclosure controls or our internal control over financial reporting will prevent or detect all error and 
all fraud. A control system, no matter how well designed and operated, can provide only reasonable, not 
absolute, assurance that the control system’s objectives will be met. Further, because of the inherent 
limitations in all control systems, no evaluation of controls can provide absolute assurance that 
misstatements due to error or fraud will not occur or that all control issues and instances of fraud, if any, 
within the Company have been detected. These inherent limitations include the realities that judgments in 
decision-making can be faulty and that breakdowns can occur because of simple error or mistake. Controls 
can also be circumvented by the individual acts of some persons, by collusion of two or more people, or 
by management override of the controls. The design of any system of controls is based in part on certain 
assumptions about the likelihood of future events, and there can be no assurance that any design will 
succeed in achieving its stated goals under all potential future conditions. Projections of any evaluation of 
controls effectiveness to future periods are subject to risks. Over time, controls may become inadequate 
because of changes in conditions or deterioration in the degree of compliance with policies or procedures. 
 
Item 16A. Audit Committee Financial Expert 
 
Our Board of Directors has determined that both the members of our Audit Committee, Mr. Kyriacos Riris 
and Mr. Apostolos Kontoyannis, qualify as “Audit Committee financial experts” and that they are both 
considered to be “independent” under applicable NYSE and SEC standards. 
 
Item 16B. Code of Ethics 
  
We have adopted a code of ethics that applies to officers, directors, employees and agents. Our code of 
ethics is posted on our website, http://www.dianashippinginc.com, under “About Us—Code of Ethics” and 
is filed as Exhibit 11.1 to this Annual Report. Copies of our code of ethics are available in print, free of 
charge, upon request to Diana Shipping Inc., Pendelis 16, 175 64 Palaio Faliro, Athens, Greece. We intend 
to satisfy any disclosure requirements regarding any amendment to, or waiver from, a provision of this 
code of ethics by posting such information on our website. 
 
Item 16C. Principal Accountant Fees and Services 
 
a) Audit Fees 
 
Our principal accountants, Deloitte Certified Public Accountants S.A., have billed us for audit services 
provided in 2024 and Ernst and Young (Hellas), Certified Auditors Accountants S.A., have billed us for 
audit services provided in 2023. Audit fees in 2024 and 2023 amounted to € 360,000 and € 383,250, or 
approximately $388,000 and $416,000, respectively, and relate to compensation for professional services 
rendered for the audits of our consolidated financial statements and in connection with the review of 
regulatory filings. 

 
 
113 
 
b) Audit-Related Fees 
 
Audit related fees during 2024 amounted to € 51,301, as compared to € 22,050 in 2023 and relate to audit 
services provided in connection with the Company’s filings with the SEC.  
 
c) Tax Fees 
 
During 2023, we paid fees amounting to $11,025, for the calculation of Earnings and Profits of the 
Company. The services were provided by Ernst & Young LLP, an affiliate of our principal accountants for 
2023. 
 
d) All Other Fees 
 
None. 
 
e) Audit Committee’s Pre-Approval Policies and Procedures  
 
Our Audit Committee is responsible for the appointment, replacement, compensation, evaluation and 
oversight of the work of our independent auditors. As part of this responsibility, the Audit Committee pre-
approves the audit and non-audit services performed by the independent auditors in order to assure that 
they do not impair the auditor’s independence from the Company. The Audit Committee has adopted a 
policy which sets forth the procedures and the conditions pursuant to which services proposed to be 
performed by the independent auditors may be pre-approved. 
 
f) Audit Work Performed by Other than Principal Accountant if Greater than 50% 
 
Not applicable. 
 
Item 16D. Exemptions from the Listing Standards for Audit Committees 
 
Our Audit Committee consists of two independent members of our Board of Directors. Otherwise, our Audit 
Committee conforms to each other requirement applicable to audit committees as required by the 
applicable listing standards of the NYSE. 
 
Item 16E. Purchases of Equity Securities by the Issuer and Affiliated 
Purchasers 
 
On May 23, 2014, we announced that our Board of Directors authorized a share repurchase plan for up to 
$100 million of the Company’s common shares. The plan does not have an expiration date. During 2024, 
we did not repurchase any shares of common stock and as of December 31, 2024 and the date of this 
report, there is an outstanding value of about $66.3 million of common shares that can be repurchased 
under the plan. On December 2, 2024, the Company commenced a tender offer to purchase up to 
15,000,000 shares of its outstanding common stock, at $2.00 per share, using funds available from cash 
and cash equivalents. The tender offer was settled on January 7, 2025 and we purchased a total of 
11,442,645 shares of common stock for an aggregate amount of $22.9 million. 
 
Item 16F. Change in Registrant’s Certifying Accountant 
 
On May 21, 2024, the Audit Committee of the Board of Directors approved and signed the engagement 
letter appointing Deloitte Certified Public Accountants S.A. (“Deloitte”) as the Company’s independent 
registered public accounting firm for the year ending December 31, 2024. The Company's annual general 

 
 
114 
meeting of shareholders held on May 21, 2024 approved such appointment. The audit committee approved 
the engagement of Deloitte following the expiration of the engagement letter with the Company's previous 
independent registered public accounting firm, Ernst & Young (Hellas) Certified Auditors Accountants S.A.. 
 
The reports of Ernst & Young (Hellas) Certified Auditors Accountants S.A. on the financial statements of 
the Company as of December 31, 2023 and 2022 did not contain an adverse opinion or disclaimer of 
opinion and were not qualified or modified as to uncertainty, audit scope or accounting principles. In 
connection with the audits of the Company’s financial statements for each of the two fiscal years ended 
December 31, 2023 and 2022 there were no disagreements with Ernst & Young (Hellas) Certified Auditors 
Accountants S.A. on any matters of accounting principles or practices, financial statement disclosure, or 
auditing scope or procedures which, if not resolved to the satisfaction of Ernst & Young (Hellas) Certified 
Auditors Accountants S.A. , would have caused Ernst & Young (Hellas) Certified Auditors Accountants S.A. 
to make reference to the matter of such disagreements in their reports. In connection with the audits of the 
Company's financial statements for each of the two fiscal years ended December 31, 2023 and 2022 none 
of the events described in paragraphs (A) through (D) of Item 16F(a)(1)(v) of Form 20-F occurred. 
 
In connection with the audits of the Company’s financial statements for each of the two fiscal years ended 
December 31, 2023 and 2022 neither the Company nor anyone on its behalf consulted with Deloitte on the 
application of accounting principles to a specified transaction, either completed or proposed; or the type of 
audit opinion that might be rendered on the Company’s financial statements or any matter that would have 
been the subject of a disagreement, as that term is defined in Item 16F(a)(1)(iv) of Form 20-F and the 
related instructions to Item 16F of Form 20-F, or a reportable event, as that term is defined in Item 
16F(a)(1)(v). 
 
The Company has provided Ernst & Young (Hellas) Certified Auditors Accountants S.A. with a copy of 
these disclosures prior to the filing hereof and has requested that Ernst & Young furnish to the Company 
a letter addressed to the Securities and Exchange Commission stating whether Ernst & Young (Hellas) 
Certified Auditors Accountants S.A. agrees with the statements made by the Company in this report. 
 
Ernst & Young (Hellas) Certified Auditors Accountants S.A.’s letter is attached as Exhibit 16.1 to this Annual 
Report on Form 20-F. 
 
Item 16G. Corporate Governance 
 
Overview 
 
Pursuant to an exception for foreign private issuers, we, as a Marshall Islands company, are not required 
to comply with the corporate governance practices followed by U.S. companies under the NYSE listing 
standards.  We believe that our established practices in the area of corporate governance are in line with 
the spirit of the NYSE standards and provide adequate protection to our shareholders.  In fact, we have 
voluntarily adopted NYSE required practices, such as (a) having a majority of independent directors, (b) 
establishing audit, compensation, sustainability and nominating committees and (c) adopting a Code of 
Ethics.  The significant differences between our corporate governance practices and the NYSE standards 
are set forth below.  
 
Executive Sessions 
 
The NYSE requires that non-management directors meet regularly in executive sessions without 
management.  The NYSE also requires that all independent directors meet in an executive session at least 
once a year.  As permitted under Marshall Islands law and our bylaws, our non-management directors do 
not regularly hold executive sessions without management and we do not expect them to do so in the 
future. 
 

 
 
115 
Audit Committee 
 
The NYSE requires, among other things, that a company have an audit committee with a minimum of three 
members.  Our Audit Committee consists of two independent members of our Board of Directors. Our Audit 
Committee conforms to every other requirement applicable to audit committees set forth in the listing 
standards of the NYSE. 
 
Shareholder Approval of Equity Compensation Plans 
 
The NYSE requires listed companies to obtain prior shareholder approval to adopt or materially revise any 
equity compensation plan. As permitted under Marshall Islands law and our amended and restated bylaws, 
we do not need prior shareholder approval to adopt or revise equity compensation plans, including our 
equity incentive plan. 
 
Corporate Governance Guidelines 
  
The NYSE requires companies to adopt and disclose corporate governance guidelines.  The guidelines 
must address, among other things: director qualification standards, director responsibilities, director access 
to management and independent advisers, director compensation, director orientation and continuing 
education, management succession and an annual performance evaluation.  We are not required to adopt 
such guidelines under Marshall Islands law and we have not adopted such guidelines.   
 
Share Issuances 
  
In lieu of obtaining shareholder approval prior to the issuance of designated securities, we will comply with 
provisions of the Marshall Islands Business Corporations Act, which allows the Board of Directors to 
approve share issuances. Additionally, the NYSE restricts the issuance of super voting stock such as our 
Series C Preferred Shares.  However, pursuant to 313.00 of Section 3 of the NYSE Listed Company 
Manual, the NYSE will accept any action or issuance relating to the voting rights structure of a non-U.S. 
company that is in compliance with the NYSE’s requirements for domestic companies or that is not 
prohibited by the company's home country law. We are not subject to such restrictions under our home 
country, Marshall Islands, law. 
 
Item 16H. Mine Safety Disclosure 
 
Not applicable. 
 
Item 16I. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections 
 
Not applicable. 
 
Item 16J. Insider Trading Policies  
 
Pursuant to applicable SEC transition guidance, we have adopted insider trading policies and procedures 
governing the purchase, sale, and other dispositions of the registrant’s securities by directors, senior 
management, and employees that are reasonable designed to promote compliance with applicable insider 
trading laws, rules and regulations, and NYSE listing standards for fiscal year ending December 31, 2024. 
 
Our insider trading policies and procedures are filed as Exhibit 11.2 to this annual report. 
 

 
 
116 
Item 16K. Cybersecurity  
 
Risk management and strategy 
 
We have security measures in place to mitigate the risk of cybersecurity threats affecting our technology 
environment and our business. Cybersecurity risk management is integrated into our broader enterprise 
risk management (ERM) framework to protect shareholder value and ensure business continuity. Cyber 
risks are assessed alongside operational, financial, and compliance risks. By integrating cybersecurity into 
our broader risk management strategy, we aim to reduce exposure to cyber incidents, safeguard sensitive 
data, and maintain investor confidence in our long-term resilience and operational stability. Since 2023, the 
Company has maintained ISO 27001 certification, demonstrating ongoing compliance with the rigorous 
requirements of this internationally recognized standard. The Company's Chief Information Security Officer 
(CISO) regularly conducts internal reviews and enhancements to ensure that our cyber risk management 
framework remains aligned with ISO 27001 and integrated into our broader enterprise risk management 
strategy, considering financial, operational, and compliance impacts.  
 
Additionally, we have established structured processes for third-party risk management. During vendor 
onboarding and ongoing monitoring, information security assessments are conducted, including security 
questionnaires, contractual requirements for NDAs and DPAs, and cybersecurity liability clauses to mitigate 
supply chain risks. 
 
Cybersecurity training is carried out on a company-wide basis to all employees and seafarers. To help build 
cultural awareness of these risks within the Company, additional phishing campaigns have been 
implemented within the organization which have motivated the staff to react, helping to enhance awareness 
of these risks and mitigate their occurrence. The security team have further enhanced our processes and 
increased our defenses by implementing a cybersecurity testing program, carried out on a yearly basis by 
external consultants. Penetration testing was also carried out in parallel during 2024. A centralized 
monitoring system, powered by Microsoft's cloud-based Security Information and Event Management 
(SIEM) solution, is in place throughout the year. This system aggregates security data from various 
sources, uses built-in artificial intelligence to detect and investigate threats, and enables our security team 
to respond to incidents rapidly. We have also created a comprehensive Business Continuity and Disaster 
Recovery plan to ensure business resilience and minimize potential disruptions.  
 
For the year 2025, the security team has planned a comprehensive collaboration with a third-party company 
to enhance our cybersecurity awareness and training initiatives. This partnership includes the design and 
implementation of a multi-faceted approach to staff training, encompassing synchronous and 
asynchronous security awareness sessions, custom-tailored phishing campaigns and the creation of 
informative cybersecurity awareness newsletters to keep our staff up to date on the latest best practices 
and emerging risks. Furthermore, the collaboration will focus on the customization and digitalization of our 
vessels' cybersecurity awareness program, ensuring that our seafarers maintain a robust security posture 
while at sea. In addition to awareness initiatives, we will continue to acquire relevant tools to support the 
identification of third-party risks and further strengthen our overall security posture. 
 
As part of our continuous efforts to enhance threat detection and incident response, we will leverage 
Security Operations Center (SOC) services through a trusted external provider. This partnership will enable 
proactive security monitoring, threat intelligence, and rapid incident response, further reinforcing our 
cybersecurity resilience across both shore-based operations. 
 
Additionally, we will implement a disaster recovery site to the cloud for critical applications, ensuring 
business continuity and operational resilience in the event of disruptions. 
 

 
 
117 
In parallel to these security measures, our Company has established a Data Management Platform over 
Microsoft Azure Technologies, to act as a centralized and secure source of truth for our operations, 
strengthening the quality and integrity of company’s informational assets. The Data Management Platform 
was integrated with our core systems and implementation of key reports was initiated within 2024, 
delivering several new Financial Reports that will enable better, faster and more accurate monitoring of 
Company activities and improve decision making and productivity. This transition is further strengthened 
with the digital upskilling of relevant personnel, enabling the proper and secure use of information assets. 
We are committed to enhance and enrich our operational excellence through our external 3rd parties’ 
inspections and audits (PSC-Vetting inspections Audits). We openly share our results and “lessons learnt” 
within the industry and organizations, we compare and benchmark our performance and we continuously 
improve our safety footprint. 
 
Governance 
 
Our board of directors considers cybersecurity risk as part of its risk oversight function and has delegated 
the day-to-day oversight of cybersecurity and other technology risks to the Cyber Security Officer, who has 
11 years of specialized information security experience.  
 
This experience includes serving as Cyber Security Officer at Diana Shipping Services, Information 
Security Officer at Viva Wallet, Senior IT Auditor at First Data Corporation focusing on EMEA region 
security audits, and IT Auditor/Security Consultant at Deloitte's Enterprise Risk Services. The Cyber 
Security Officer holds CISA and CDPSE certifications from ISACA, completed Information Security 
Management Systems (ISMS) Auditor/Lead Auditor Training in accordance with ISO 27001:2013, and 
possesses an MSc in Digital Systems Security from the University of Piraeus. 
 
The Cyber Security Officer is responsible for assessing, managing and mitigating cybersecurity threats and 
for reporting cybersecurity updates, including updates on monitoring strategies and efforts to prevent 
cybersecurity threats, to the board of directors on a quarterly basis or more often as needed.  
 
Our management team plays a vital role in assessing and managing the Company's material risks from 
cybersecurity threats. The Cyber Security Officer leads our cybersecurity program, reporting to the Digital 
Transformation Officer, who in turn reports to the Chief Executive Officer on matters of strategic 
importance. Additionally, the Cyber Security Officer holds biweekly meetings with the CEO to discuss 
emerging threats, ongoing security initiatives, and strategic cybersecurity priorities. 
 
The Cyber Security Officer reports to the management team on a semi-annual basis, presenting major 
cybersecurity incidents and key performance indicators related to the company's cybersecurity posture. 
Additionally, the Cyber Security Officer reports to the audit committee on a semi-annual basis regarding 
progress on critical cybersecurity initiatives, results of the company's cybersecurity maturity level 
assessments, and updates on the implementation of our cybersecurity strategy. 
 
The audit committee receives regular reports from management on our cybersecurity risks. In addition, 
management updates the audit committee, as necessary, regarding any material cybersecurity incidents, 
as well as any incidents with lesser impact potential. The audit committee reviews the Company's 
cybersecurity risks and assess’ the steps that management has taken to protect against threats to the 
Company's information systems and security. 
 
Our board of directors oversees the Company’s cybersecurity risk exposures and the steps taken by 
management to monitor and mitigate cybersecurity risks. The board of directors ensures allocation and 
prioritization of resources and overall strategic direction for cybersecurity and ensures alignment with the 
Company’s overall strategy. 
 

 
 
118 
Cybersecurity Threats 
 
As of the date of this annual report, we have not identifed any cybersecurity threats that have materially 
affected or are reasonably likely to materially affect our business strategy, results of operations, or financial 
condition. For more information about the cybersecurity risks we face, please see Item 3. Key Information 
— D. Risk Factors — “A cyber-attack could materially disrupt our business.” 

 
 
119 
PART III 
 
Item 17. 
Financial Statements 
 
See Item 18. 
 
Item 18. 
Financial Statements 
 
The financial statements required by this Item 18 are filed as a part of this annual report beginning on page 
F-1.  
 
Item 19. 
Exhibits 
 
Exhibit 
Number 
Description 
1.1  Amended and Restated Articles of Incorporation of Diana Shipping Inc. (originally known as Diana 
Shipping Investment Corp.) (1) 
1.2  Amended and Restated By-laws of the Company (2) 
1.3 
Equity Distribution Agreement between Diana Shipping Inc. and Maxim Group LLC. dated April 23, 
2021 (21)  
1.4 
Amendment No.1 to Equity Distribution Agreement between Diana Shipping Inc. and Maxim Group 
LLC. dated July 7, 2021 (23)  
1.5 
Amendment No.2 to Equity Distribution Agreement between Diana Shipping Inc. and Maxim Group 
LLC. Dated September 9, 2024 (10)  
2.1  Form of Common Share Certificate (13) 
2.2  Form of Series B Preferred Stock Certificate (16) 
2.3  Statement of Designation of the 8.875% Series B Cumulative Redeemable Perpetual Preferred 
Shares of the Company (3) 
2.4  Statement of Designations of the Series A Participating Preferred Stock of the Company (4) 
2.5  Base Indenture, dated May 28, 2015, by and between the Company and Deutsche Bank Trust 
Company Americas (5) 
2.6 
First Supplemental Indenture to the Base Indenture, dated May 28, 2015, by and between the 
Company and Deutsche Bank Trust Company Americas, as trustee, relating to the Company's 
8.500% Senior Notes due 2020 (6) 
2.7  Statement of Designation of Rights, Preferences and Privileges of Series C Preferred Stock of the 
Company (18) 
2.8 
Description of Securities** 
2.9 
Amended and Restated Statement of Designation of Rights, Preferences and Privileges of Series D 
Preferred Stock of the Company (22) 
2.10 Warrant Agreement dated December 14, 2023, between Computershare Inc., and its affiliate, 
Computershare Trust Company, N.A. and the Registrant (including the form of the Warrants) (27) 
4.1  Amended and Restated Stockholders Rights Agreement dated January 15, 2016 (7) 
4.2  2014 Equity Incentive Plan (as amended and restated effective January 8, 2021) (24) 
4.3  Form of Technical Manager Purchase Option Agreement (8) 
4.4  Form of Management Agreement (9) 
4.5  Administrative Services Agreement, dated October 1, 2013, by and between Diana Shipping Inc. and 
Diana Shipping Services S.A. (11) 

 
 
120 
4.6  Joint Venture and Subscription Agreement with Wilhelmsen Ship Management, dated January 16, 
2015 (13) 
4.7: Right of First Refusal Agreement with OceanPal Inc.(26) 
4.8: Amended and Restated Contribution and Conveyance Agreement with OceanPal Inc.(26) 
4.9:  Brokerage Services Agreement, dated February 25, 2025** 
4.10:  Loan Agreement dated June 26, 2023 with DNB Bank ASA(26) 
4.11: Amended and Restatement Deed re Secured Loan Agreement, dated July 19, 2023 (26) 
4.12: Loan Agreement dated October 18, 2024 with Danish Ship Finance A/S** 
4.13: Loan Agreement dated July 25, 2025 with Nordea Bank ABP** 
8.1 
Subsidiaries of the Company** 
11.1 Amended Code of Ethics** 
11.2 Insider Trading Policy** 
12.1 Rule 13a-14(a)/15d-14(a) Certification of Principal Executive Officer** 
12.2 Rule 13a-14(a)/15d-14(a) Certification of Principal Financial Officer** 
13.1 Certification of Principal Executive Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant 
to Section 906 of the Sarbanes-Oxley Act of 2002** 
13.2 Certification of Principal Financial Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant 
to Section 906 of the Sarbanes-Oxley Act of 2002** 
15.1 Consent of Independent Registered Public Accounting Firm** 
15.2 Consent of Independent Registered Public Accounting Firm** 
16.1 Letter from Ernst & Young (Hellas) Certified Auditors Accountants S.A. ** 
97.1 Policy Regarding the Recovery of Erroneously Awarded Compensation (25). 
101 The following materials from the Company's Annual Report on Form 20-F for the fiscal year ended 
December 31, 2024, formatted in eXtensible Business Reporting Language (XBRL): (i) Consolidated 
Balance Sheets as of December 31, 2024 and 2023; (ii) Consolidated Statements of Income for the 
years ended December 31, 2024, 2023 and 2022; (iii) Consolidated Statements of Comprehensive 
Income for the years ended December 31, 2024, 2023 and 2022; (iv) Consolidated Statements of 
Stockholders' Equity for the years ended December 31, 2024, 2023 and 2022; (v) Consolidated 
Statements of Cash Flows for the years ended December 31, 2024, 2023 and 2022; and (v) the 
Notes to Consolidated Financial Statements 
104 Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101) 
 
 
 
** 
Filed herewith. 
 
(1) Filed as Exhibit 99.2 to the Company's Form 6-K filed on November 15, 2023, and incorporated by 
reference herein. 
(2) Filed as Exhibit 99.3 to the Company's Form 6-K filed on November 15, 2023, and incorporated by 
reference herein. 
(3) Filed as Exhibit 3.3 to the Company's Form 8-A filed on February 13, 2014, and incorporated by 
reference herein. 
(4) Filed as Exhibit 3.1 to the Company's Form 8-A12B/A filed on January 15, 2016, and incorporated by 
reference herein. 
(5)  Filed as Exhibit 4.1 to the Company's Form 6-K filed on May 28, 2015, and incorporated by reference 
herein. 
(6)  Filed as Exhibit 4.2 to the Company's Form 6-K filed on May 28, 2015, and incorporated by reference 
herein. 
(7)  Filed as Exhibit 4.1 to the Company's Form 8-A12B/A filed on February 2, 2024, and incorporated by 
reference herein. 
(8)  Filed as an Exhibit to the Company's Registration Statement (File No. 123052) on March 1, 2005, and 
incorporated by reference herein. 
(9)  Filed as an Exhibit to the Company's Amended Registration Statement (File No. 123052) on March 
15, 2005, and incorporated by reference herein. 

 
 
121 
(10)  Filed as Exhibit 1.1 to the Company's Form 6-K filed on September 9, 2024, and incorporated by 
reference herein. 
(11)  Filed as an Exhibit to the Company's Annual Report filed on Form 20-F on March 27, 2014, and 
incorporated by reference herein.  
(12)  Reserved.  
(13)  Filed as an Exhibit to the Company's Annual Report filed on Form 20-F on March 28, 2016, and 
incorporated by reference herein.  
(14)  Reserved.  
(15)  Reserved. 
(16)  Filed as Exhibit 4.1 to the Company's Form 8-A12B filed on February 13, 2014, and incorporated by 
reference herein. 
(17)  Reserved. 
(18)  Filed as an Exhibit to the Company’s Form 6-K filed on February 6, 2019, and incorporated by 
reference herein. 
(19)  Reserved. 
(20)  Reserved. 
(21)  Filed as an Exhibit to the Company’s Form 6-K filed on April 23, 2021, and incorporated by reference 
herein. 
(22)  Filed as an Exhibit to the Company’s Form 6-K filed on September 8, 2023, and incorporated by 
reference herein. 
(23)  Filed as an Exhibit to the Company’s Form 6-K filed on July 31, 2021, and incorporated by reference 
herein. 
(24)  Filed as an Exhibit to the Company’s Annual Report filed on Form 20-F on March 12, 2021, and 
incorporated by reference herein. 
(25)  Filed as an Exhibit to the Company’s Annual Report filed on Form 20-F on April 5, 2024, and 
incorporated by reference herein.  
(26)   Filed as an Exhibit to the Company’s Annual Report filed on Form 20-F on March 27, 2023, and 
incorporated by reference herein. 
(27)   Filed as an Exhibit to the Company’s Form 6-K filed on December 14, 2023, and incorporated by 
reference herein. 

 
 
122 
SIGNATURES 
 
The registrant hereby certifies that it meets all of the requirements for filing on Form 20-F and has duly 
caused and authorized the undersigned to sign this annual report on its behalf. 
 
DIANA SHIPPING INC. 
 
/s/ Maria Dede  
Maria Dede 
Co-Chief Financial Officer  
Dated: March 21, 2025

 
F-1 
DIANA SHIPPING INC. 
 
INDEX TO CONSOLIDATED FINANCIAL STATEMENTS 
 
 
 
 
 
Page 
Report of Independent Registered Public Accounting Firm: Deloitte Certified Public 
Accountants S.A. (PCAOB ID No. 1163) ............................................................................ 
 
F-2 
Report of Independent Registered Public Accounting Firm on Internal Controls Over 
Financial Reporting: Deloitte Certified Public Accountants S.A. (PCAOB ID No.1163) ....... 
 
F-4 
Report of Independent Registered Public Accounting Firm: Ernst & Young (Hellas) 
Certified Auditors Accountants S.A. (PCAOB ID No.1457) ...................................................
 
F-6 
Consolidated Balance Sheets as of December 31, 2024 and 2023  ...................................  
F-7 
Consolidated Statements of Income for the years ended December 31, 2024, 2023 and 
2022 .................................................................................................................................. 
 
F-8 
Consolidated Statements of Comprehensive Income for the years ended December 31, 
2024, 2023 and 2022 ......................................................................................................... 
 
F-8 
Consolidated Statements of Stockholders' Equity for the years ended December 31, 
2024, 2023 and 2022 ......................................................................................................... 
 
F-9 
Consolidated Statements of Cash Flows for the years ended December 31, 2024, 2023 
and 2022 ........................................................................................................................... 
 
F-11 
Notes to Consolidated Financial Statements......................................................................  
F-13 
 
 
 

 
F-2 
 
 
Report of Independent Registered Public Accounting Firm 
 
To the Shareholders and the Board of Directors of Diana Shipping Inc.  
   
Opinion on the Financial Statements 
  
We have audited the accompanying consolidated balance sheet of Diana Shipping Inc. and subsidiaries (the “Company”) 
as of December 31, 2024, the related consolidated statement of income, comprehensive income, stockholders’ equity, 
and cash flows, for the year ended December 31, 2024, and the related notes (collectively referred to as the “financial 
statements”).  In our opinion, the financial statements present fairly, in all material respects, the financial position of the 
Company as of December 31, 2024, and the results of its operations and its cash flows for the year ended December 31, 
2024, in conformity with accounting principles generally accepted in the United States of America. 
 
We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 
States) (PCAOB), the Company’s internal control over financial reporting as of December 31, 2024, based on criteria 
established in Internal Control — Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of 
the Treadway Commission and our report dated March 21, 2025, expressed an unqualified opinion on the Company’s 
internal control over financial reporting. 
 
Basis for Opinion 
  
These financial statements are the responsibility of the Company’s management. Our responsibility is to express an 
opinion on the Company’s financial statements based on our audit. We are a public accounting firm registered with the 
PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal securities 
laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB. 
 
We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and 
perform the audit to obtain reasonable assurance about whether the financial statements are free of material 
misstatement, whether due to error or fraud. Our audit included performing procedures to assess the risks of material 
misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to 
those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the 
financial statements. Our audit also included evaluating the accounting principles used and significant estimates made by 
management, as well as evaluating the overall presentation of the financial statements. We believe that our audit 
provide a reasonable basis for our opinion. 
 
Critical Audit Matter 
 
The critical audit matter communicated below is a matter arising from the current-period audit of the financial 
statements that was communicated or required to be communicated to the audit committee and that (1) relates to 
accounts or disclosures that are material to the financial statements and (2) involved our especially challenging, 
subjective, or complex judgments. The communication of critical audit matters does not alter in any way our opinion on 
the financial statements, taken as a whole, and we are not, by communicating the critical audit matter below, providing a 
separate opinion on the critical audit matter or on the accounts or disclosures to which it relates. 
 
 

 
F-3 
Impairment of long-lived assets– Future Charter Rates for vessels with impairment indicators – Refer to Note 2 of the 
consolidated financial statements. 
 
Critical Audit Matter Description 
 
The Company’s evaluation of vessels held for use by the Company for impairment involves an initial assessment of each 
vessel to determine whether events or changes in circumstances indicate that the carrying amount of the vessel may not 
be recoverable. As at December 31, 2024, 12 out of 38 vessels held for use had impairment indicators. 
 
If impairment indicators exist, the Company compares undiscounted projected net operating cash flows to the carrying 
value of the respective vessel with impairment indicators to determine if the vessel is required to be impaired. When the 
Company’s estimate of undiscounted projected net operating cash flows, excluding interest charges, expected to be 
generated by the use and eventual disposition of the vessel is less than its carrying amount, the Company records an 
impairment loss equal to the difference between the vessel’s carrying value and fair market value. 
 
The Company makes various assumptions and judgments to determine the undiscounted projected net operating cash 
flows expected to be generated over the remaining useful life of the vessel, including estimates and assumptions related 
to the future charter rates. Future charter rates are the most significant and subjective assumption that the Company 
uses for its impairment analysis. For periods of time where the vessels are not fixed under time charter contracts, the 
Company estimates the future daily time charter equivalent rate (the “future charter rate”) for the vessels’ unfixed days 
based on the most recent 10-year average of historical 1 year time charter rates available for each type of vessel, as such 
averages take into account the volatility and cyclicality of the market.  
 
We identified future charter rates on vessels with impairment indicators used in the undiscounted projected net 
operating cash flows as a critical audit matter because of the complex judgements made by management to estimate 
them and the significant impact they have on the undiscounted projected net cash flows expected to be generated over 
the remaining useful life of the vessel.   
 
This required a high degree of auditor judgment and an increased extent of effort when performing audit procedures to 
evaluate the reasonableness of management’s future charter rates. 
 
How the Critical Audit Matter Was Addressed in the Audit 
 
Our audit procedures related to the future charter rates on vessels with impairment indicators utilized in the 
undiscounted projected net operating cash flows included the following, among others:  
 
• 
We tested the effectiveness of controls over management’s review of the impairment analysis, including the 
future charter rates used within the undiscounted projected net operating cash flows. 
• 
We evaluated the reasonableness of the Company’s estimate of future charter rates through the performance of 
the following procedures: 
1. 
Evaluating the Company’s methodology for estimating the future charter rates utilized in the 
undiscounted projected net operating cash flows by comparing them to 1) the Company’s historical rates, 
2) historical rate information of similar size vessels published by a third-party broker and 3) other external 
market sources, including reports on prospective market outlook. 
2. 
Evaluating management’s ability to accurately forecast future charter rates by comparing actual results to 
management’s historical forecasts. 
 
 
/s/ Deloite CerƟfied Public Accountants S.A. 
Athens, Greece  
March 21, 2025 
We have served as the Company’s auditor since 2024.

 
F-4 
 
 
 
Report of Independent Registered Public Accounting Firm 
To the Shareholders and the Board of Directors of Diana Shipping Inc. 
Opinion on Internal Control over Financial Reporting 
We have audited the internal control over financial reporting of Diana Shipping Inc. and subsidiaries (the “Company”) as 
of December 31, 2024, based on criteria established in Internal Control - Integrated Framework (2013) issued by the 
Committee of Sponsoring Organizations of the Treadway Commission (COSO).  In our opinion, the Company maintained, 
in all material respects, effective internal control over financial reporting as of December 31, 2024, based on criteria 
established in Internal Control - Integrated Framework (2013) issued by COSO. 
We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United 
States) (PCAOB), the consolidated financial statements as of and for the year ended December 31, 2024, of the Company 
and our report dated March 21, 2025, expressed an unqualified opinion on those financial statements. 
Basis for Opinion  
The Company’s management is responsible for maintaining effective internal control over financial reporting and for its 
assessment of the effectiveness of internal control over financial reporting, included in the accompanying 
“Management’s Annual Report on Internal Control over Financial Reporting”. Our responsibility is to express an opinion 
on the Company’s internal control over financial reporting based on our audit. We are a public accounting firm registered 
with the PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal 
securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB. 
We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and 
perform the audit to obtain reasonable assurance about whether effective internal control over financial reporting was 
maintained in all material respects. Our audit included obtaining an understanding of internal control over financial 
reporting, assessing the risk that a material weakness exists, testing and evaluating the design and operating 
effectiveness of internal control based on the assessed risk, and performing such other procedures as we considered 
necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion.  
Definition and Limitations of Internal Control over Financial Reporting 
A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding 
the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with 
generally accepted accounting principles. A company’s internal control over financial reporting includes those policies 
and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the 
transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are 
recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting 
principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of 
management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely 
detection of unauthorized acquisition, use, or disposition of the company’s assets that could have a material effect on 
the financial statements. 
Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. 
Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become 

 
F-5 
inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may 
deteriorate. 
/s/ Deloitte Certified Public Accountants S.A. 
Athens, Greece 
March 21, 2025 

 
F-6 
Report of Independent Registered Public Accounting Firm 
 
To the Stockholders and the Board of Directors of Diana Shipping Inc. 
 
Opinion on the Financial Statements 
 
We have audited the accompanying consolidated balance sheet of Diana Shipping Inc. (the Company) as of 
December 31, 2023, the related consolidated statements of income, comprehensive income, stockholders' 
equity and cash flows for each of the two years in the period ended December 31, 2023, and the related 
notes (collectively referred to as the “consolidated financial statements”). In our opinion, the consolidated 
financial statements present fairly, in all material respects, the financial position of the Company at December 
31, 2023, and the results of its operations and its cash flows for each of the two years in the period ended 
December 31, 2023, in conformity with U.S. generally accepted accounting principles. 
 
 
Basis for Opinion 
 
These financial statements are the responsibility of the Company's management. Our responsibility is to 
express an opinion on the Company’s financial statements based on our audits. We are a public accounting 
firm registered with the PCAOB and are required to be independent with respect to the Company in 
accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and 
Exchange Commission and the PCAOB. 
 
We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we 
plan and perform the audit to obtain reasonable assurance about whether the financial statements are free 
of material misstatement, whether due to error or fraud. Our audits included performing procedures to assess 
the risks of material misstatement of the financial statements, whether due to error or fraud, and performing 
procedures that respond to those risks. Such procedures included examining, on a test basis, evidence 
regarding the amounts and disclosures in the financial statements. Our audits also included evaluating the 
accounting principles used and significant estimates made by management, as well as evaluating the overall 
presentation of the financial statements. We believe that our audits provide a reasonable basis for our 
opinion. 
 
 
/s/ Ernst & Young (Hellas) Certified Auditors Accountants S.A. 
 
We have served as the Company’s auditor from 2004 to 2023. 
 
Athens, Greece  
April 4, 2024 

 
F-7 
DIANA SHIPPING INC.  
CONSOLIDATED BALANCE SHEETS 
December 31, 2024 and 2023 
(Expressed in thousands of U.S. Dollars – except for share and per share data) 
 
 
 
2024 
 
2023 
ASSETS 
 
 
Current Assets 
 
 
Cash and cash equivalents (Note 2 (e)) 
$ 
124,666 $ 
101,592 
Time deposits (Note 2 (e)) 
 
63,500  
40,000 
Accounts receivable, trade (Note 2 (f)) 
 
6,565  
5,870 
Due from related parties (Note 4) 
 
194  
149 
Inventories (Note 2 (g)) 
 
4,193  
5,056 
Prepaid expenses and other assets 
 
7,490  
8,696 
Investments in equity securities (Note 5(b)) 
 
-  
20,729 
Fair value of derivatives 
 
-  
129 
Total Current Assets 
 
206,608 
182,221 
Fixed Assets: 
 
 
Advances for vessels under construction (Note 6) 
 
19,558  
- 
Vessels, net (Note 6) 
 
833,412  
900,192 
Property and equipment, net (Note 7) 
 
27,175  
24,282 
Total fixed assets 
 
880,145 
924,474 
Other Noncurrent Assets 
 
 
Restricted cash, non-current (Notes 2(e) and 8) 
 
19,000  
20,000 
Due from related parties, non-current (Note 4) 
 
155  
319 
Equity method investments (Note 4) 
 
42,826  
15,769 
Investments in a related party (Notes 2(aa) and 5(a)) 
 
4,415  
8,318 
Other non-current assets 
 
31  
31 
Deferred costs 
 
17,838  
15,278 
Total Non-current Assets 
 
964,410 
984,189 
Total Assets 
$ 
1,171,018 $ 
1,166,410 
LIABILITIES AND STOCKHOLDERS' EQUITY 
 
 
Current Liabilities 
 
 
Long-term debt, current, net of deferred financing costs (Note 8) 
$ 
45,230 $ 
49,512 
Finance liabilities, current (Note 9) 
 
9,608  
9,221 
Accounts payable 
 
8,990  
9,663 
Due to related parties (Note 3) 
 
190  
759 
Accrued liabilities 
 
11,896  
12,416 
Deferred revenue 
 
4,235  
3,563 
Fair value of derivatives 
 
31  
- 
Total Current Liabilities 
 
80,180  
85,134 
Non-current Liabilities 
 
 
Long-term debt, net of current portion and deferred financing costs (Note 8) 
 
469,387  
461,131 
Finance liabilities, net of current portion (Note 9) 
 
113,300  
122,908 
Fair value of derivatives (Note 2 (dd)) 
 
134  
568 
Warrant liability (Note 11(e)) 
 
1,802  
6,332 
Other non-current liabilities 
 
1,158  
1,316 
Total Noncurrent Liabilities 
 
585,781  
592,255 
Commitments and contingencies (Note 10) 
 
-  
- 
Stockholders' Equity 
 
 
Preferred stock (Note 11) 
 
26  
26 
Common stock, $0.01 par value; 1,000,000,000 shares authorized and 125,203,405 and 
113,065,725 issued and outstanding on December 31, 2024 and 2023, respectively (Note 
11) 
 
1,252 
 
1,131 
Additional paid-in capital 
 
1,139,363  
1,101,425 
Accumulated other comprehensive income 
 
312  
308 
Accumulated deficit 
 
(635,896)  
(613,869) 
Total Stockholders' Equity 
 
505,057  
489,021 
 Total Liabilities and Stockholders' Equity 
$ 
1,171,018 $ 
1,166,410 
The accompanying notes are an integral part of these consolidated financial statements. 
 

 
F-8 
DIANA SHIPPING INC. 
CONSOLIDATED STATEMENTS OF INCOME 
For the years ended December 31, 2024, 2023 and 2022 
(Expressed in thousands of U.S. Dollars – except for share and per share data) 
 
2024 
 
2023 
 
2022 
REVENUES: 
Time charter revenues 
$ 
228,209 $ 
262,098 $ 
289,972 
OPERATING EXPENSES 
Voyage expenses 
13,607 
13,621 
6,942 
Vessel operating expenses 
82,587 
85,486 
72,033 
Depreciation and amortization of deferred charges  
44,691 
49,785 
43,326 
General and administrative expenses 
33,435 
32,968 
29,367 
Management fees to a related party (Note 4(a)) 
1,332 
1,313 
511 
Gain on sale of vessels (Note 6) 
(5,799) 
(5,323) 
(2,850) 
Insurance recoveries 
- 
- 
(1,789) 
Other operating income 
(422) 
(1,464) 
(265) 
Operating income, total 
$ 
58,778 $ 
85,712 $ 
142,697 
OTHER INCOME/(EXPENSE) 
Interest expense and finance costs (Note 13) 
(47,468) 
(49,331) 
(27,419) 
Interest and other income 
8,369 
8,170 
2,737 
Gain/(loss) on derivative instruments (Note 8) 
274 
(439) 
- 
Loss on extinguishment of debt (Note 8) 
(3,475) 
(748) 
(435) 
Gain on deconsolidation of subsidiary 
- 
844 
- 
Gain/(loss) on related party investments (Note 5(a)) 
(3,905) 
1,502 
589 
Gain/(loss) on equity securities (Note 5(b)) 
(400) 
2,813 
- 
Gain on warrants (Note 11(e)) 
719 
1,583 
- 
Gain/(loss) from equity method investments (Note 4) 
(146) 
(262) 
894 
Total other expenses, net 
$ 
(46,032) $ 
(35,868) $ 
(23,634) 
Net income 
$ 
12,746 $ 
49,844 $ 
119,063 
Dividends on series B preferred shares (Notes 11(b) and 14) 
(5,769) 
(5,769) 
(5,769) 
Net income attributable to common stockholders 
$ 
6,977 $ 
44,075 $ 
113,294 
Earnings per common share, basic (Note 14) 
$ 
0.06 $ 
0.44 $ 
1.42 
Earnings per common share, diluted (Note 14) 
$ 
0.05 $ 
0.42 $ 
1.36 
Weighted average number of common shares outstanding, 
basic (Note 14) 
115,956,249 
100,166,629 
80,061,040 
Weighted average number of common shares outstanding, 
diluted (Note 14) 
118,655,243 
101,877,142 
83,318,901 
The accompanying notes are an integral part of these consolidated financial statements. 
 
 
DIANA SHIPPING INC. 
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME 
For the years ended December 31, 2024 and 2023 and 2022 
(Expressed in thousands of U.S. Dollars) 
 
2024 
 
2023 
 
2022 
Net income 
$ 
12,746 $ 
49,844 $ 
119,063 
Other comprehensive income - Defined benefit plan 
4 
55 
182 
Comprehensive income 
$ 
12,750 $ 
49,899 $ 
119,245 
The accompanying notes are an integral part of these consolidated financial statements. 

 
F-9 
DIANA SHIPPING INC.  
CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY 
For the years ended December 31, 2024, 2023 and 2022 
(Expressed in thousands of U.S. Dollars – except for share data) 
Preferred Stock 
Series B 
Preferred Stock 
Series C 
Preferred Stock 
Series D 
Common Stock 
Additional 
Paid-in 
Capital 
Other 
Comprehe
nsive 
Income 
Accumulated 
Deficit 
Total  
Equity 
# of Shares  
Par 
Value  
# of 
Shares 
 
Par 
Value  
# of 
Shares 
 
Par 
Value  
# of Shares 
 
Par 
Value  
 
 
 
BALANCE, 
December 
31, 2021 
 
2,600,000 $ 
26 
10,675 $ - 
400 $ - 
84,672,258 $ 
847 $ 
982,537 $ 
71 $ 
(590,286) $ 
393,195 
Net income 
- 
- 
- 
- 
- 
- 
- 
- 
- 
- 
119,063 
119,063 
Issuance of restricted 
stock and 
compensation cost  
(Note 11(i)) 
- 
- 
- 
- 
- 
- 
1,470,000 
15 
9,267 
- 
- 
9,282 
Stock repurchased and 
retired  (Note 11(e)) 
 
- 
- 
- 
- 
- 
- 
(820,000) 
(8) 
(3,791) 
- 
- 
(3,799) 
Issuance of common 
stock   (Note 11(e)) 
 
- 
- 
- 
- 
- 
- 
877,581 
9 
5,313 
- 
- 
5,322 
Issuance of common 
stock for vessel 
acquisitions   (Note 
11(e)) 
 
- 
- 
- 
- 
- 
- 
16,453,780 
164 
67,689 
- 
- 
67,853 
Dividends on series B 
preferred stock 
($2.21875 per share) 
(Note 11(d)) 
- 
- 
- 
- 
- 
- 
- 
- 
- 
- 
(5,769) 
(5,769) 
Dividends on common 
stock ($0.90 per share) 
(Note 11(f)) 
 
- 
- 
- 
- 
- 
- 
- 
- 
- 
- 
(79,812) 
(79,812) 
Dividends in kind   
(Note 11(g)) 
 
- 
- 
- 
- 
- 
- 
- 
- 
- 
- 
(18,189) 
(18,189) 
Other comprehensive 
income 
 
- 
- 
- 
- 
- 
- 
- 
- 
- 
182 
- 
182 
BALANCE, 
December 
31, 2022 
2,600,000 $ 
26 
10,675 $ 
- 
400 $ 
- 
102,653,619 $ 1,027 $ 1,061,015 $ 
253 $ 
(574,993) $ 
487,328 
Net income 
- 
- 
- 
- 
- 
- 
- 
- 
- 
- 
49,844 
49,844 
Issuance of restricted 
stock and 
compensation cost  
(Note 11(i)) 
- 
- 
- 
- 
- 
- 
1,750,000 
18 
9,920 
- 
- 
9,938 
Issuance of common 
stock  (Note 11(f)) 
 
- 
- 
- 
- 
- 
- 
6,628,493 
66 
22,780 
- 
- 
22,846 
Issuance of common 
stock for vessel 
acquisitions  (Note 6, 
11(e)) 
 
- 
- 
- 
- 
- 
- 
2,033,613 
20 
7,710 
- 
- 
7,730 

 
F-10 
Dividends on series B 
preferred stock 
($2.21875 per share) 
(Note 11(b))
- 
- 
- 
- 
- 
- 
- 
- 
- 
- 
(5,769) 
(5,769) 
Dividends on common 
stock ($0.60 per share) 
(Note 11(f)) 
 
- 
- 
- 
- 
- 
- 
- 
- 
- 
- 
(64,276) 
(64,276) 
Dividends in kind  
(Note 11(g)) 
 
- 
- 
- 
- 
- 
- 
- 
- 
- 
- 
(10,761) 
(10,761) 
Warrants  (Note 11(h)) 
 
- 
- 
- 
- 
- 
- 
- 
- 
- 
- 
(7,914) 
(7,914) 
Other comprehensive 
income 
 
- 
- 
- 
- 
- 
- 
- 
- 
- 
55 
- 
55 
BALANCE, 
December 
31, 2023 
 
2,600,000 $ 
26 
10,675 $ 
- 
400 $ 
- 
113,065,725 $ 1,131 $ 1,101,425 $ 
308 $ 
(613,869) $ 
489,021 
Net income 
- 
- 
- 
- 
- 
- 
- 
- 
- 
- 
12,746 
12,746 
Issuance of Restricted 
Stock and 
Compensation Cost 
(Note 11(i)) 
- 
- 
- 
- 
- 
- 
2,300,000 
23 
9,989 
- 
- 
10,012 
Issuance of Common 
Stock (Note 11(e)) 
- 
- 
- 
- 
- 
- 
9,837,680 
98 
27,949 
- 
- 
28,047 
Dividends on series B 
preferred stock 
($2.21875 per share) 
(Note 11(b))
- 
- 
- 
- 
- 
- 
- 
- 
- 
- 
(5,769) 
(5,769) 
Dividends on common 
stock ($0.235 per 
share) (Notes 11(f)) 
 
- 
- 
- 
- 
- 
- 
- 
- 
- 
- 
(29,004) 
(29,004) 
Other Comprehensive 
Income 
- 
- 
- 
- 
- 
- 
- 
- 
- 
4 
- 
4 
BALANCE, 
December 
31, 2024 
 
2,600,000 $ 
26 
10,675 $ 
- 
400 $ 
- 
125,203,405 $ 1,252 $ 1,139,363 $ 
312 $ 
(635,896) $ 
505,057 
The accompanying notes are an integral part of these consolidated financial statements. 

 
F-11 
DIANA SHIPPING INC.  
CONSOLIDATED STATEMENTS OF CASH FLOWS 
For the years ended December 31, 2024, 2023 and 2022 
(Expressed in thousands of U.S. Dollars) 
  
 
2024 
 
2023 
 
2022 
Cash Flows from Operating Activities:  
Net income 
$
12,746 $
49,844 $
119,063 
Adjustments to reconcile net income to cash provided by operating
activities 
Depreciation and amortization of deferred charges 
44,691 
49,785 
43,326 
Amortization of debt issuance costs (Note 13) 
2,372 
2,620 
2,286 
Compensation cost on restricted stock (Note 11(g)) 
10,012 
9,938 
9,282 
Provision for credit loss 
- 
- 
133 
Dividend income (Note 5(a)) 
- 
(3)
(100)
Pension and other postretirement benefits 
4 
55 
182 
(Gain)/loss on derivative instruments (Note 8) 
(274)
439 
-
Gain on sale of vessels (Notes 6) 
(5,799)
(5,323)
(2,850)
(Gain)/loss on related party investments (Note 5) 
3,905 
(1,502)
(589)
Loss on extinguishment of debt 
3,475 
748 
435 
Gain on deconsolidation of subsidiary 
- 
(844)
-
(Gain)/loss from equity method investments (Note 4) 
146 
262 
(894)
(Gain)/loss on equity securities (Note 5(b)) 
400 
(2,813)
-
Gain on warrants (Note 11(e)) 
(719)
(1,583)
-
(Increase) / Decrease 
Accounts receivable, trade 
(695)
256 
(3,427)
Due from related parties 
119 
(252)
736 
Inventories 
863 
(511)
1,768 
Prepaid expenses and other assets 
1,247 
(1,950)
(1,265)
Other non-current assets 
- 
70 
(16)
Investments in equity securities 
20,329 
(17,916)
- 
Increase / (Decrease)  
Accounts payable, trade and other 
(673)
(1,761)
1,465 
Due to related parties 
(569)
(57)
(72)
Accrued liabilities 
(520)
282 
3,956 
Deferred revenue  
672 
(4,195)
2,026 
Other non-current liabilities 
(158)
437 
(218)
Drydock cost 
(8,044)
(5,646)
(16,368)
Net Cash Provided by Operating Activities 
$
83,530 $
70,380 $
158,859 
Cash Flows from Investing Activities:  
Payments for vessels under construction and vessel improvements
(Note 6) 
(20,516)
(29,732)
(230,302)
Proceeds from sale of vessels, net of expenses (Note 6) 
35,154 
36,560 
4,372 
Payments to acquire investments (Note 4) 
(27,203)
(10,595)
- 
Time deposits (Note 2 (e))  
(23,500)
6,500 
(46,500)
Payments to acquire other assets 
- 
(216)
- 
Cash divested from deconsolidation 
- 
(771)
-
Proceeds from convertible loan with limited partnership 
- 
25,189 
- 
Payments to acquire property, furniture and fixtures (Note 7) 
(3,718)
(2,006)
(667)
Net Cash Provided by/(Used) in Investing Activities 
$
(39,783) $
24,929 $
(273,097)
Cash Flows from Financing Activities:  
Proceeds from issuance of long-term debt and finance liabilities 
(Note 8) 
117,150 
57,696 
275,133 
Proceeds from issuance of common stock, net of expenses (Note
11(e)) 
24,195 
- 
5,266 
Payments for issuance of common stock (Note 11(e)) 
- 
(79)
-
Payments of dividends, preferred stock (Note 11(b)) 
(5,769)
(5,769)
(5,769)
Payments of dividends, common stock (Note 11(f)) 
(29,004)
(41,427)
(79,812)
Payments for repurchase of common stock 
- 
- 
(3,799)
Payments of financing costs (Notes 8 and 9) 
(5,238)
(1,724)
(3,302)
Repayments of long-term debt and finance liabilities (Notes 8 and 9)
(123,007)
(79,842)
(102,839)
Net Cash Provided by/(Used) in Financing Activities 
$
(21,673) $
(71,145) $
84,878 
Cash, 
Cash 
Equivalents 
and 
Restricted 
Cash, 
Year
Increase/(Decrease) 
22,074 
24,164 
(29,360)

 
F-12 
Cash, Cash Equivalents and Restricted Cash, Beginning 
Balance 
121,592 
97,428 
126,788 
Cash, Cash Equivalents and Restricted Cash, Ending Balance 
$
143,666 $
121,592 $
97,428 
RECONCILIATION OF CASH, CASH EQUIVALENTS AND RESTRICTED CASH 
Cash and cash equivalents 
$
124,666 $
101,592 
76,428 
Restricted cash, non-current 
19,000 
20,000 
21,000 
Cash, Cash Equivalents and Restricted Cash, Total 
$
143,666 $
121,592 $
97,428 
SUPPLEMENTAL CASH FLOW INFORMATION 
Non-cash acquisition of assets 
$
- $
7,809 
136,038 
Non-cash debt assumed 
- 
-
20,571 
Non-cash finance liability 
- 
-
47,782 
Stock issued in noncash financing activities 
3,852 
7,809 
67,909 
Non-cash investments acquired 
- 
10,000 
-
Noncash dividend 
- 
41,521 
-
Transfer to Investments 
- 
-
1,370 
Interest paid, net of amounts capitalized 
$
46,257 $
46,473 
21,306 
The accompanying notes are an integral part of these consolidated financial statements. 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-13 
1. 
Basis of Presentation and General Information  
 
The accompanying consolidated financial statements include the accounts of Diana Shipping Inc., or DSI, 
and its wholly owned subsidiaries (collectively, the “Company”). DSI was formed on March 8, 1999, as 
Diana Shipping Investment Corp., under the laws of the Republic of Liberia. In February 2005, the 
Company’s articles of incorporation were amended. Under the amended articles of incorporation, the 
Company was renamed Diana Shipping Inc. and was re-domiciled from the Republic of Liberia to the 
Republic of the Marshall Islands. 
 
The Company is engaged in the ocean transportation of dry bulk cargoes worldwide through the ownership 
and bareboat charter in of dry bulk carrier vessels. The Company operates its own fleet through Diana 
Shipping Services S.A. (or “DSS”), a wholly owned subsidiary and through Diana Wilhelmsen Management 
Limited, or DWM, a 50% owned joint venture (Note 4(a)). The fees paid to DSS are eliminated upon 
consolidation.  
 
2. 
Significant Accounting Policies and Recent Accounting Pronouncements 
 
a) 
Principles of Consolidation: The accompanying consolidated financial statements have been 
prepared in accordance with U.S. generally accepted accounting principles and include the accounts 
of Diana Shipping Inc. and its wholly owned subsidiaries. All intercompany balances and transactions 
have been eliminated upon consolidation. Under Accounting Standards Codification (“ASC”) 810 
“Consolidation”, the Company consolidates entities in which it has a controlling financial interest, by 
first considering if an entity meets the definition of a variable interest entity ("VIE") for which the 
Company is deemed to be the primary beneficiary under the VIE model, or if the Company controls 
an entity through a majority of voting interest based on the voting interest model. The Company 
evaluates financial instruments, service contracts, and other arrangements to determine if any 
variable interests relating to an entity exist. For entities in which the Company has a variable interest, 
the Company determines if the entity is a VIE by considering whether the entity’s equity investment 
at risk is sufficient to finance its activities without additional subordinated financial support and 
whether the entity’s at-risk equity holders have the characteristics of a controlling financial interest. 
In performing analysis of whether the Company is the primary beneficiary of a VIE, the Company 
considers whether it individually has the power to direct the activities of the VIE that most significantly 
affect the entity’s performance and also has the obligation to absorb losses or the right to receive 
benefits of the VIE that could potentially be significant to the VIE. If the Company holds a variable 
interest in an entity that previously was not a VIE, it reconsiders whether the entity has become a 
VIE.  
 
b) 
Use of Estimates: The preparation of consolidated financial statements in conformity with U.S. 
generally accepted accounting principles requires management to make estimates and assumptions 
that affect the reported amounts of assets and liabilities and disclosure of contingent assets and 
liabilities at the date of the consolidated financial statements and the reported amounts of revenues 
and expenses during the reporting period.  Actual results could differ from those estimates. 
 
c) 
Other Comprehensive Income / (Loss): The Company separately presents certain transactions, 
which are recorded directly as components of stockholders’ equity. Other Comprehensive Income/ 
(Loss) is presented in a separate statement. 
 
d) 
Foreign Currency Translation: The functional currency of the Company is the U.S. dollar because 
the Company’s vessels operate in international shipping markets, and therefore primarily transact 
business in U.S. dollars. The Company’s accounting records are maintained in U.S. dollars. 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-14 
Transactions involving other currencies during the year are converted into U.S. dollars using the 
exchange rates in effect at the time of the transactions. At the balance sheet dates, monetary assets 
and liabilities which are denominated in other currencies are translated into U.S. dollars at the year-
end exchange rates. Resulting gains or losses are included in other operating income/ (loss) in the 
accompanying consolidated statements of income/(loss).  
 
e) 
Cash, Cash Equivalents, Time Deposits and Restricted Cash: The Company considers highly 
liquid investments such as time deposits, certificates of deposit and their equivalents with an original 
maturity of up to three months to be cash equivalents. Time deposits with maturity above three 
months are separately presented as time deposits. As of December 31, 2024 and 2023, time deposits 
(with maturity above three months) amounted to $63,500 and $40,000, respectively. During 2024 
and 2023, the Company placed new time deposits exceeding three months of $63,500 and $50,000, 
respectively, and during the same periods, deposits of $40,000 and $56,500 matured. Restricted 
cash consists mainly of cash deposits required to be maintained at all times under the Company’s 
loan facilities (Note 8) as compensating cash balances and are not pledged. As of December 31, 
2024 and 2023, accrued interest income amounted to $605 and $1,206, respectively and is included 
in prepaid expenses and other assets in the accompanying consolidated balance sheets. 
 
f) 
Accounts Receivable, Trade: The amount shown as accounts receivable, trade, at each balance 
sheet date, includes receivables from charterers for hire from lease agreements, net of provisions for 
doubtful accounts, if any. At each balance sheet date, all potentially uncollectible accounts are 
assessed individually for purposes of determining the appropriate provision for doubtful accounts. As 
of December 31, 2024 and 2023 there was no provision for doubtful accounts. The Company does 
not recognize interest income on trade receivables as all balances are settled within a year. 
 
g) 
Inventories: Inventories consist of lubricants and victualing which are stated, on a consistent basis, 
at the lower of cost or net realizable value. Net realizable value is the estimated selling prices in the 
ordinary course of business, less reasonably predictable costs of completion, disposal, and 
transportation. When evidence exists that the net realizable value of inventory is lower than its cost, 
the difference is recognized as a loss in earnings in the period in which it occurs. Cost is determined 
by the first in, first out method. Amounts removed from inventory are also determined by the first in 
first out method. Inventories may also consist of bunkers, when on the balance sheet date, a vessel 
is without employment. Bunkers, if any, are also stated at the lower of cost or net realizable value 
and cost is determined by the first in, first out method.  
 
h) 
Vessel Cost: Vessels are stated at cost which consists of the contract price and any capitalizable 
expenditures incurred upon acquisition or during construction. Expenditures for conversions and 
major improvements are also capitalized when they appreciably extend the life, increase the earning 
capacity or improve the efficiency or safety of the vessels; otherwise, these amounts are charged to 
expense as incurred. Interest incurred during the assets' construction period, that theoretically could 
have been avoided if expenditure for the assets had not been made, is also capitalized. The 
capitalization rate, applied on accumulated expenditures for the vessel, is based on interest rates 
applicable to outstanding borrowings of the period. 
 
i) 
Vessels held for sale: A long-lived asset classified as held for sale is measured at the lower of its 
carrying amount or fair value less cost to sell when the respective held for sale criteria are met. The 
asset is not depreciated while it is classified as held for sale. The fair value less cost to sell of an 
asset held for sale is assessed at each reporting period it remains classified as held for sale. If the 
plan to sell the asset changes, the asset is reclassified as held and used, measured at the lower of 
its carrying amount before it was classified as held for sale, adjusted for any depreciation expense 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-15 
that would have been recognized had the asset been continuously classified as held and used and 
its fair value at the date of the subsequent decision not to sell.  
 
j) 
Sale and leaseback: In accordance with ASC 842-40, in a sale and leaseback transaction the 
Company, as seller-lessee, determines whether the transfer of the asset is a sale under ASC 606. 
For a sale to have occurred, the control of the asset would need to be transferred to the buyer and 
the buyer would need to obtain substantially all the benefits from the use of the asset. Sale and 
leaseback transactions, which include an obligation for the Company, as seller-lessee, to repurchase 
the asset, or other situations where the leaseback would be classified as a finance lease, are 
determined to be failed sales under ASC 842-40. In these cases, the Company does not derecognize 
the asset from its balance sheet and accounts for any amounts received as financial liability. 
 
k) 
Property and equipment: The Company owns the land and building where its offices are located. 
The Company also owns other plots acquired for office use (Note 7). Land is stated at cost, and it is 
not subject to depreciation. The building has an estimated useful life of 55 years with no residual 
value. Furniture, office equipment and vehicles have a useful life of 5 years, except for a car owned 
by the Company, which has a useful life of 10 years. Computer software and hardware have a useful 
life of three years. Depreciation is calculated on a straight-line basis. 
 
l) 
Impairment of Long-Lived Assets: Long-lived assets are reviewed for impairment whenever events 
or changes in circumstances (such as market conditions, obsolescence or damage to the asset, 
potential sales and other business plans) indicate that the carrying amount of an asset may not be 
recoverable. When impairment indicators are identified and the estimate of undiscounted projected 
net operating cash flows, excluding interest charges, expected to be generated by the use of an asset 
over its remaining useful life and its eventual disposition is less than its carrying amount, the 
Company evaluates the asset for impairment loss. Measurement of the impairment loss is based on 
the fair value of the asset, determined mainly by third party valuations.  
 
For vessels, the Company calculates undiscounted projected net operating cash flows by considering 
the historical and estimated vessels’ performance and utilization with the significant assumption being 
future charter rates for the unfixed days, using the most recent 10-year average of historical 1 year 
time charter rates available for each type of vessel over the remaining estimated life of each vessel, 
net of commissions. Historical ten-year blended average one-year time charter rates are in line with 
the Company’s overall chartering strategy, they reflect the full operating history of vessels of the 
same type and particulars with the Company’s operating fleet and they cover at least a full business 
cycle, where applicable. When the 10-year average of historical 1 year time charter rates is not 
available for a type of vessel, the Company uses the average of historical 1 year time charter rates 
of the available period. Other assumptions used in developing estimates of future undiscounted cash 
flow are charter rates calculated for the fixed days using the fixed charter rate of each vessel from 
existing time charters, the expected outflows for scheduled vessels’ maintenance; vessel operating 
expenses; fleet utilization, and the vessels’ residual value if sold for scrap.  Assumptions are in line 
with the Company’s historical performance and its expectations for future fleet utilization under its 
current fleet deployment strategy. This calculation is then compared with the vessels’ net book value 
plus unamortized deferred costs. The difference between the carrying amount of the vessel plus 
unamortized deferred costs and their fair value is recognized in the Company's accounts as 
impairment loss. 
 
The Company’s impairment assessment did not result in the recognition of impairment on any vessel 
and therefore no impairment loss was identified or recorded in 2024, 2023 and 2022. 
 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-16 
For the building, the Company determines undiscounted projected net operating cash flows by 
considering the estimated monthly rent the Company would have to pay in order to lease a similar 
building for a period equal to its remaining useful life. No impairment loss was identified or recorded 
for 2024, 2023 and 2022 and the Company has not identified any other facts or circumstances that 
would require the write down of the value of its land or building in the near future. 
 
m) 
Vessel Depreciation: Depreciation is computed using the straight-line method over the estimated 
useful life of the vessels, after considering the estimated salvage (scrap) value. Each vessel’s 
salvage value is equal to the product of its lightweight tonnage and estimated scrap rate. 
Management estimates the useful life of the Company’s vessels to be 25 years from the date of initial 
delivery from the shipyard. Second-hand vessels are depreciated from the date of their acquisition 
through their remaining estimated useful life. When regulations place limitations over the ability of a 
vessel to trade on a worldwide basis, its remaining useful life is adjusted at the date such regulations 
are adopted. Effective July 1, 2023, the Company reassessed the estimated scrap rate used to 
calculate depreciation and, based on the average demolition prices in different markets during the 
last 15 years, adjusted upwards the estimated scrap rate of its vessels. This change in estimate 
resulted in increased salvage values, decreased depreciation expense and increased operating 
income. Additionally, for the period from July 1, 2023 to December 31, 2023, net income and earnings 
per share, basic and diluted, increased by $3,773 and $0.04, respectively. 
 
n) 
Deferred Costs: The Company follows the deferral method of accounting for dry-docking and special 
survey costs whereby actual costs incurred are deferred and amortized on a straight-line basis over 
the period through the date the next survey is scheduled to become due. Unamortized deferred costs 
of vessels that are sold or impaired are written off and included in the calculation of the resulting gain 
or loss in the year of the vessel’s sale (Note 6) or impairment. 
 
o) 
Financing Costs: Fees paid for obtaining finance liabilities, fees paid to lenders for obtaining new 
loans, new bonds, refinancing or amending existing loans, are deferred and recorded as a contra to 
debt. Other fees paid for obtaining loan facilities not used at the balance sheet date are deferred. 
Fees relating to drawn loan facilities are amortized to interest and finance costs over the life of the 
related debt using the effective interest method and fees incurred for loan facilities not used at the 
balance sheet date are amortized using the straight-line method according to their availability terms. 
Unamortized fees relating to loans or bonds repaid or repurchased or refinanced as debt 
extinguishment are written off in the period the repayment, prepayment, repurchase or 
extinguishment is made and included in the determination of gain/loss on debt extinguishment. Loan 
commitment fees are expensed in the period incurred, unless they relate to loans obtained to finance 
vessels under construction, in which case, they are capitalized to the vessels’ cost. 
 
p) 
Concentration of Credit Risk: Financial instruments, which potentially subject the Company to 
significant concentrations of credit risk, consist principally of cash and trade accounts receivable. The 
Company places its temporary cash investments, consisting mostly of deposits, with various qualified 
financial institutions and performs periodic evaluations of the relative credit standing of those financial 
institutions that are considered in the Company’s investment strategy. The Company limits its credit 
risk with accounts receivable by performing ongoing credit evaluations of its customers’ financial 
condition and generally does not require collateral for its accounts receivable and does not have any 
agreements to mitigate credit risk. 
 
q) 
Accounting for Revenues and Expenses: Revenues are generated from time charter agreements 
which contain a lease as they meet the criteria of a lease under ASC 842. The time charter contracts 
are considered operating leases because (i) the vessel is an identifiable asset (ii) the owner of the 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-17 
vessel does not have substantive substitution rights and (iii) the charterer has the right to control the 
use of the vessel during the term of the contract and derives the economic benefits from such use. 
Agreements with the same charterer are accounted for as separate agreements according to their 
specific terms and conditions. All agreements contain a minimum non-cancellable period and an 
extension period at the option of the charterer. Each lease term is assessed at the inception of that 
lease. Under a time charter agreement, the charterer pays a daily hire for the use of the vessel and 
reimburses the owner for hold cleanings, extra insurance premiums for navigating in restricted areas 
and damages caused by the charterers. Revenues from time charter agreements providing for 
varying annual rates are accounted for as operating leases and thus recognized on a straight-line 
basis over the non-cancellable rental periods of such agreements, as service is performed.  
 
The charterer pays to third parties port, canal and bunkers consumed during the term of the time 
charter agreement, unless they are for the account of the owner, in which case, they are included in 
voyage expenses. Voyage expenses also include commissions on time charter revenue (paid to the 
charterers, the brokers and the managers) and gain or loss from bunkers resulting mainly from the 
difference in the value of bunkers paid by the Company when the vessel is redelivered to the 
Company from the charterer under the vessel’s previous time charter agreement and the value of 
bunkers sold by the Company when the vessel is delivered to a new charterer (Note 12). Under a 
time charter agreement, the owner pays for the operation and the maintenance of the vessel, 
including crew, insurance, spares and repairs, which are recognized in operating expenses. The 
Company, as lessor, has elected not to allocate the consideration in the agreement to the separate 
lease and non-lease components (operation and maintenance of the vessel) as their timing and 
pattern of transfer to the charterer, as the lessee, are the same and the lease component, if 
accounted for separately, would be classified as an operating lease. Additionally, the lease 
component is considered the predominant component, as the Company has assessed that more 
value is ascribed to the vessel rather than to the services provided under the time charter contracts. 
In time charter agreements apart from the agreed hire rate, the Company may be entitled to an 
additional income, such as ballast bonus. Ballast bonus is paid by charterers for repositioning the 
vessel. The Company analyzes terms of each contract to assess whether income from ballast bonus 
is accounted together with the lease component over the duration of the charter or as service 
component under ASC 606. Deferred revenue includes cash received prior to the balance sheet date 
for which all criteria to recognize as revenue have not been met. 
 
r) 
Repairs and Maintenance: All repair and maintenance expenses including underwater inspection 
expenses are expensed in the year incurred. Such costs are included in vessel operating expenses 
in the accompanying consolidated statements of income. 
 
s) 
Earnings / (loss) per Common Share: Basic earnings / (loss) per common share are computed by 
dividing net income / (loss) available to common stockholders by the weighted average number of 
common shares outstanding during the year. Shares issuable at little or no cash consideration upon 
satisfaction of certain conditions, are considered outstanding and included in the computation of basic 
earnings/(loss) per share as of the date that all necessary conditions have been satisfied. Diluted 
earnings per common share, reflects the potential dilution that could occur if securities or other 
contracts to issue common stock were exercised.  
 
t) 
Segmental Reporting: The Company reports financial information and evaluates its operations and 
operating results by revenue and operating expenses. As a result, the Company’s management, 
including its Chief Executive Officer, who is the chief operating decision maker, reviews operating 
results solely by revenue and operating results of the fleet, and thus, the Company has determined 
that it operates under one reportable segment, that of operating dry bulk vessels. The chief operating 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-18 
decision maker (“CODM”) does not use discrete financial information to evaluate the operating results 
for each type of charter or vessel but is instead regularly provided with only the consolidated 
expenses as noted on the face of the consolidated statements of income. The CODM assesses 
performance for the vessel operations segment and decides how to allocate resources based on 
consolidated net income. Additionally, the vessels do not operate in specific geographic areas, as 
they trade worldwide; they do not trade in specific trade routes, as their trading (route and cargo) is 
dictated by the charterers; and the Company does not evaluate the operating results for each type of 
dry bulk vessels (i.e. Panamax, Capesize etc.) for the purpose of making decisions about allocating 
resources and assessing performance. 
 
In November 2023, the FASB issued ASU 2023-07, which requires the disclosure of significant 
segment expenses that are part of an entity’s segment measure of profit or loss and regularly 
provided to the chief operating decision maker. In addition, it adds or makes clarifications to other 
segment-related disclosures, such as clarifying that the disclosure requirements in ASC 280 are 
required for entities with a single reportable segment and that an entity may disclose multiple 
measures of segment profit and loss. ASU 2023-07 is effective for fiscal years beginning after 
December 15, 2023 and interim periods beginning after December 15, 2024. The Company adopted 
ASU 2023-07 as of January 1, 2024 and its adoption has limited impact on the Company’s financial 
disclosures and there was no impact to financial position or results of operations. 
 
u) 
Fair Value Measurements: The Company classifies and discloses its assets and liabilities carried 
at fair value in one of the following categories: Level 1: Quoted market prices in active markets for 
identical assets or liabilities; Level 2: Observable market-based inputs or unobservable inputs that 
are corroborated by market data; Level 3: Unobservable inputs that are not corroborated by market 
data. 
 
v) 
Share Based Payments: The Company issues restricted share awards which are measured at their 
grant date fair value and are not subsequently re-measured. That cost is recognized over the period 
during which an employee is required to provide service in exchange for the award—the requisite 
service period (usually the vesting period). No compensation cost is recognized for equity instruments 
for which employees do not render the requisite service unless the board of directors determines 
otherwise. Forfeitures of awards are accounted for when and if they occur. If an equity award is 
modified after the grant date, incremental compensation cost will be recognized in an amount equal 
to the excess of the fair value of the modified award over the fair value of the original award 
immediately before the modification.  
 
w) 
Equity method investments: Investments in common stock in entities over which the Company 
exercises significant influence but does not exercise control are accounted for by the equity method 
of accounting. Under this method, the Company records such an investment at cost (or fair value if 
a consequence of deconsolidation) and adjusts the carrying amount for its share of the earnings or 
losses of the entity subsequent to the date of investment and reports the recognized earnings or 
losses in income. Dividends received, if any, reduce the carrying amount of the investment and are 
recorded as receivable on dividend declaration. When the carrying value of an equity method 
investment is reduced to zero because of losses, the Company does not provide for additional losses 
unless it is committed to provide further financial support to the investee. The Company also 
evaluates whether a loss in value of an investment that is other than a temporary decline should be 
recognized. Evidence of a loss in value might include absence of an ability to recover the carrying 
amount of the investment or inability of the investee to sustain an earnings capacity that would justify 
the carrying amount of the investment. For equity method investments that the Company has elected 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-19 
to account for using the fair value option, all subsequent changes in fair value are included in gain/loss 
on related party investments. 
 
x) 
Going concern: Management evaluates, at each reporting period, whether there are conditions or 
events that raise substantial doubt about the Company's ability to continue as a going concern within 
one year from the date the financial statements are issued. 
 
y) 
Shares repurchased and retired: The Company’s shares repurchased are immediately cancelled 
and the Company’s share capital is accordingly reduced. Any excess of the cost of the shares over 
their par value is allocated in additional paid-in capital, in accordance with ASC 505-30-30, Treasury 
Stock.  
 
z) 
Financial Instruments, credit losses: At each reporting date, the Company evaluates its financial 
assets individually for credit losses and presents such assets in the net amount expected to be 
collected on such financial asset. When financial assets present similar risk characteristics, these are 
evaluated on a collective basis. When developing an estimate of expected credit losses, the 
Company considers available information relevant to assessing the collectability of cash flows such 
as internal information, past events, current conditions and reasonable and supportable forecasts. 
No credit losses were identified and recorded in 2024 and 2023. 
 
aa) 
Financial Instruments, Investments-Equity Securities, Recognition and Measurement: Equity 
investments with readily determinable fair values are recognized at the transaction price and 
subsequently measured at fair value through net income. According to ASC 321-10-35-2, the 
Company has elected to measure equity securities without a readily determinable fair value, that do 
not qualify for the practical expedient in ASC 820 Fair Value Measurement to estimate fair value 
using the NAV per share (or its equivalent), at its cost minus impairment, if any. If the Company 
identifies observable price changes in orderly transactions for the identical or a similar investment of 
the same issuer, it shall measure equity securities at fair value as of the date that the observable 
transaction occurred. The Company shall continue to apply this measurement until the investment 
does not qualify to be measured in accordance with this paragraph. At each reporting period, the 
Company reassesses whether an equity investment without a readily determinable fair value qualifies 
to be measured in accordance with this paragraph. The Company may subsequently elect to 
measure equity securities at fair value and the election to measure securities at fair value shall be 
irrevocable. Any resulting gains or losses on the securities for which that election is made shall be 
recorded in earnings at the time of the election. At each reporting period, the Company also evaluates 
indicators such as the investee’s performance and its ability to continue as going concern and market 
conditions, to determine whether an investment is impaired in which case, the Company will estimate 
the fair value of the investment to determine the amount of impairment loss. 
 
bb) Contracts in entity’s equity: Under ASC 815-40 contracts that require settlement in shares are 
considered equity instruments, unless an event that is not in the entity’s control will require net cash 
settlement. Additional conditions necessary for equity classification include settlement to be 
permitted in unregistered shares, the entity to have sufficient authorized and unissued shares, the 
contract to contain an explicit share limit, there should be no requirement for net cash settlement in 
the event the entity fails to make timely filings with the Securities and Exchange Commission (SEC) 
and there are no cash settled top-off or make-whole provisions. The Company, when assessing the 
accounting of warrants and pre-funded warrants, takes into consideration ASC 480 to determine 
whether the warrants and pre-funded warrants should be classified as permanent equity instead of 
temporary equity or liability. The Company further analyses the key features of warrants and pre-
funded warrants and examines whether these fall under the definition of a derivative according to 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-20 
ASC 815 applicable guidance or whether certain of these features affect the classification. In cases 
when derivative accounting is deemed inappropriate, no bifurcation of these features is performed. 
 
cc) 
Guarantees: Guarantees issued by the Company, excluding those that guarantee its own 
performance, are recognized at fair value at the time the guarantees are issued, or upon the 
deconsolidation of a subsidiary. A liability for the fair value of the obligation undertaken in issuing the 
guarantee is recognized. If it becomes probable that the Company will have to perform under a 
guarantee (Note 10(c)), the Company will recognize an additional liability if the amount of the loss 
can be reasonably estimated. The recognition of fair value is not required for certain guarantees such 
as the parent's guarantee of a subsidiary's debt to a third party. For those guarantees excluded from 
the above guidance requiring the fair value recognition provision of the liability, financial statement 
disclosures of such items are made. 
 
dd) Derivative instruments:  Derivative instruments are recorded in the balance sheet as either an asset 
or liability measured at its fair value with changes in the instruments' fair value recognized as either 
a component in other comprehensive income if specific hedge accounting criteria are met in 
accordance with guidance relating to “Derivatives and Hedging” or in earnings if hedging criteria 
are not met. 
 
New Accounting Pronouncements 
 
In November 2024, the FASB issued ASU 2024-03, “Income Statement - Reporting Comprehensive 
Income - Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement 
Expenses”. The standard is intended to require more detailed disclosure about specified categories of 
expenses (including employee compensation, depreciation, and amortization) included in certain expense 
captions presented on the face of the income statement. This ASU is effective for fiscal years beginning 
after December 15, 2026, and for interim periods within fiscal years beginning after December 15, 
2027. Early adoption is permitted. The amendments may be applied either prospectively to financial 
statements issued for reporting periods after the effective date of this ASU or retrospectively to all prior 
periods presented in the financial statements. The Company is currently assessing the impact this standard 
will have on its consolidated financial statements. 
 
3. 
Transactions with related parties 
 
a) 
Altair Travel Agency S.A. (“Altair”): The Company uses the services of an affiliated travel agent, 
Altair, which is controlled by the Company’s CEO Mrs. Semiramis Paliou. Travel expenses for 2024, 2023 
and 2022 amounted to $2,569, $2,525 and $2,644, respectively, and are mainly included in vessel 
operating expenses and general and administrative expenses in the accompanying consolidated financial 
statements. As of December 31, 2024 and 2023, an amount of $190 and $62, respectively, was payable 
to Altair and is included in “Due to related parties” in the accompanying consolidated balance sheets.  
 
b) 
Steamship Shipbroking Enterprises Inc. or Steamship: Steamship is a company controlled by 
the Company’s CEO Mrs. Semiramis Paliou and provides brokerage services to DSI for a fixed monthly 
fee plus commission on the sale of vessels, pursuant to a Brokerage Services Agreement. For 2024, 2023 
and 2022 brokerage fees amounted to $4,093, $3,900 and $3,309, respectively, and are included in general 
and administrative expenses in the accompanying consolidated statements of income. For 2024, 2023, 
and 2022, commissions related to Steamship amounted to $544, $906 and $1,219, respectively and are 
included in gain on the sale of vessels, vessel cost and equity method investments. As of December 31, 
2024 and 2023, an amount of $0 and $697, respectively, was due to Steamship included in “Due to related 
parties” in the accompanying consolidated balance sheets. 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-21 
 
c) 
Bond issuance: Officers and directors of the Company and/or entities affiliated with them 
purchased an aggregate of $47,300 principal amount of the $150,000 senior unsecured bond issued on 
July 2, 2024 (Note 8). 
 
4. 
Equity Method Investments 
 
a) 
Diana Wilhelmsen Management Limited, or DWM: DWM is a joint venture between Diana Ship 
Management Inc., a wholly owned subsidiary of DSI, and Wilhelmsen Ship Management Holding AS, an 
unaffiliated third party, each holding 50% of DWM. As of December 31, 2024 and 2023, the investment in 
DWM amounted to $794 and $734 and is included in equity method investments in the accompanying 
consolidated balance sheets. In 2024, 2023 and 2022, the investment in DWM resulted in a gain of $60, 
$228 and $894, respectively, included in gain/(loss) from equity method investments in the accompanying 
consolidated statements of income. 
 
DWM performs the technical and commercial management of six vessels of the Company’s fleet for a fixed 
monthly fee separately presented as management fees to a related party and a percentage of their gross 
revenues included in voyage expenses. Management fees to DWM in 2024, 2023 and 2022 amounted to 
$1,332, $1,313 and $511, respectively. Voyage expenses (commissions) incurred by DWM under the 
management agreements during 2024, 2023 and 2022, amounted to $368, $390 and $162, respectively. 
As of December 31, 2024 and 2023, there was an amount of $3 and $25 due from DWM, included in due 
from related parties in the accompanying consolidated balance sheets.  
 
b) 
Bergen Ultra LP, or Bergen: Bergen is a limited partnership which was established for the purpose 
of acquiring, owning, chartering and/or operating a vessel. Bergen was a wholly owned subsidiary of Diana, 
which on February 14, 2023, signed a Memorandum of Agreement to acquire from an unrelated third-party 
an Ultramax dry bulk vessel, delivered on April 10, 2023. On March 30, 2023, Bergen entered into a loan 
agreement with Nordea for a $15,400 loan to finance part of the purchase price of the vessel. On the same 
date, the Company entered into a corporate guarantee with Nordea to secure Bergen’s obligations under 
the loan. On April 28, 2023, the Company entered into (i) an investment agreement with an unrelated third 
party to acquire 75% of the limited partnership interests; (ii) an amended limited partnership agreement 
under which the Company acts as the General Partner of the partnership through its wholly owned 
subsidiary Diana General Partner Inc.; (iii) an administrative service agreement under which DSS provides 
administrative services to Bergen; (iv) a commission agreement under which the Company is paid a 
commission on the outstanding balance of the loan, as compensation for the guarantee it provided to 
Nordea and (v) a convertible loan with Bergen under which Bergen would have to repay all expenditures 
made by the Company for the acquisition of the vessel. Pursuant to the terms of the convertible loan, on 
April 28, 2023, the Company received from Bergen $25,189 in cash while an amount of $3,675 was 
converted into partnership interests in Bergen, representing 25% of the total partnership interests. 
 
The Company evaluated its variable interests in Bergen under ASC 810 and concluded that Bergen is a 
VIE and that the Company does not individually have the power to direct the activities of the VIE that most 
significantly affect the partnership’s performance. From April 28, 2023 the Company no longer retains the 
power to control the board of directors. On the same date, Bergen was considered an affiliate entity and 
not a controlled subsidiary of the Company. The Company accounted for the deconsolidation of Bergen in 
accordance with ASC 610 and the retained noncontrolling interest was accounted for under the equity 
method due to the Company’s significant influence over Bergen. 
 
On the date of deconsolidation, the fair value of the Company’s interest amounted to $4,519 and was 
calculated through Level 2 inputs of the fair value hierarchy in accordance with ASC 610, by taking into 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-22 
consideration the fair value of the distinct assets and liabilities of Bergen on the date of the deconsolidation. 
This resulted in a gain on deconsolidation amounting to $844, separately presented in the accompanying 
consolidated statement of income, being the difference between the fair value of the retained noncontrolling 
interest plus the carrying value of the liabilities assumed by Bergen and the carrying value of the assets 
derecognized. 
As of December 31, 2024 and 2023, the investment in Bergen amounted to $5,012 and $4,700, 
respectively, and is included in equity method investments in the accompanying consolidated balance 
sheets. In 2024 and 2023, the investment in Bergen resulted in a gain of $312 and $181, respectively and 
is included in gain/(loss) from equity method investments in the accompanying consolidated statements of 
income. Also, in 2024 and 2023, income from management fees from Bergen amounted to $15 and $10, 
respectively, included in time charter revenues and income from the commission paid on the loan 
guarantee amounted to $40 and $28, included in interest and other income in the accompanying 
consolidated statements of income. As of December 31, 2024 and 2023, there was an amount of $246 and 
$443, respectively, due from Bergen included in due from related parties, current and non-current. 
c) 
Windward Offshore GmbH, or Windward: On November 7, 2023, the Company through its wholly 
owned subsidiary Diana Energize Inc., or Diana Energize, entered into a joint venture agreement, with two 
unrelated companies to form Windward Offshore GmbH & Co. KG or Windward, based in Germany, for the 
purpose of establishing and operating an offshore wind vessel company with the aim of becoming a leading 
provider of service vessels to the growing offshore wind industry and acquire certain vessels. Diana 
Energize agreed to contribute 25,000,000 Euro, being 45.45% of the limited partnership’s capital for the 
construction of two CSOVs, and in January 2024 agreed to increase its contribution to 50,000,000 Euro or 
45.87% of the limited partnership’s capital pursuant to a novated agreement in order for the partnership to 
place orders for two additional CSOVs. As of December 31, 2024 and 2023, the investment in Windward 
amounted to $36,631 and $10,063, respectively, consisting of advances to fund the construction of the 
vessels and working capital. In 2024 and 2023, the investment in Windward resulted in a loss of $518 and 
$671, respectively, included in gain/(loss) from equity method investments in the accompanying 
consolidated statements of income. 
 
d) 
Diana Mariners Inc., or Diana Mariners: On September 12, 2023, the Company through its wholly 
owned subsidiary Cebu Shipping Company Inc., or Cebu, acquired 24% of Cohen Global Maritime Inc., or 
Cohen, a company organized in the Republic of the Philippines for the purpose of providing manning 
agency services. In August 2024, Cohen was renamed Diana Mariners and will act as the manning agent 
of the Company’s vessels. As of December 31, 2024 and 2023, the Company’s investment in Diana 
Mariners amounted to $389 and $272, respectively and there was an amount of $100 and $0, respectively, 
due from Diana Mariners included in due from related parties. As of December 31, 2024, Diana Mariners 
did not have any operations.  
 
5. 
Investments in a related party and other 
 
a) 
OceanPal Inc., or OceanPal: As of December 31, 2024 and 2023, the Company was the holder 
of 500,000 Series B Preferred Shares and 207 of Series C Convertible Preferred Shares of OceanPal and 
3,649,474 common shares, being 49% of OceanPal’s common stock. As the Company applied the fair 
value option to its investment in the common shares of OceanPal that would otherwise be accounted for 
under the equity method of accounting, it also applied fair value to all of its financial interests in OceanPal. 
 
Series B preferred shares entitle the holder to 2,000 votes on all matters submitted to vote of the 
stockholders of the Company, provided however, that the total number of votes shall not exceed 34% of 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-23 
the total number of votes, provided further, that the total number of votes entitled to vote, including common 
stock or any other voting security, would not exceed 49% of the total number of votes. Series B Preferred 
Shares have no dividend or distribution rights. 
 
Series C preferred shares do not have voting rights unless related to amendments of the Articles of 
Incorporation that adversely alter the preference, powers or rights of the Series C Preferred Shares or to 
issue Parity Stock or create or issue Senior Stock. Series C preferred shares have a liquidation preference 
equal to the stated value of $1,000 and are convertible into common stock at the Company’s option 
commencing upon the first anniversary of the issue date, at a conversion price equal to the lesser of $6.5 
and the 10-trading day trailing VWAP of OceanPal’s common shares, subject to adjustments. Dividends 
on each share of Series C Preferred Shares are cumulative and accrue at the rate of 8% per annum. 
Dividends are payable in cash or, at OceanPal’s election, in kind. 
 
On October 17, 2023, the Company converted 9,793 of the 10,000 Series C Preferred shares of OceanPal 
to 3,649,474 common shares, having a fair value of $9,160 determined through Level 1 inputs of the fair 
value hierarchy, based on the closing price of OceanPal’s common shares on the date of conversion. Upon 
conversion the Company realized a gain of $1,742, being the difference between the book value of the 
9,793 Series C Preferred shares and the fair value of the common shares acquired and is included in 
gain/(loss) on related party investments, separately presented in the accompanying consolidated 
statements of income. Following the conversion, the Company is the beneficial owner of 49% of the 
outstanding common stock of OceanPal and since the shares are listed at NASDAQ, the Company elected 
to account for its common stock ownership in OceanPal at fair value. 
 
 
As of December 31, 2024 and 2023, the Company’s investment in the common stock of OceanPal 
amounted to $4,235 and $8,138, respectively, being the fair value of OceanPal’s common shares on that 
date, determined through Level 1 inputs of the fair value hierarchy. In 2024 and 2023, unrealized loss on 
investment amounted to $3,905 and $1,022, respectively, resulting from such valuation, included in 
gain/(loss) on related party investments, separately presented in the accompanying consolidated 
statements of income. 
 
As of December 31, 2024 and 2023, the Company’s investment in the Series B preferred shares and Series 
C preferred shares, amounted to $180 and $180, respectively, including $3 and $3, respectively, dividends 
receivable on the Series C preferred shares, and are included in investments in a related party in the 
accompanying consolidated balance sheets. 
 
In 2023 and 2022, the Company distributed 13,157 and 25,000 Series D Preferred Shares, respectively, 
as non-cash dividends to its shareholders (Note 11). The Series D Preferred Shares were offered as non-
cash consideration for the sale of the vessels Melia (in 2023) (Note 6) and Baltimore (in 2022) to OceanPal. 
The Company accounted for the transactions as a nonreciprocal transfer with its owners in accordance 
with ASC 845 and measured the fair value of the preferred shares on the date of declaration at $10,761 
and $18,189, respectively. The fair value of the Series D Preferred Shares was determined by using the 
income approach, taking into account the present value of the future cash flows, the holder of shares would 
expect to receive from holding the equity instrument. In 2023 and 2022, the transactions resulted in a gain 
of $761 and $589, respectively, being the difference between the fair value and the carrying value of the 
investments, separately presented as gain/(loss) on related party investments in the related accompanying 
consolidated statements of income. 
 
In 2024, 2023 and 2022, dividend income from the Series C and Series D OceanPal preferred shares 
amounted to $17, $801 and $917, respectively, included in interest and other income in the accompanying 
consolidated statements of income. 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-24 
 
b) 
Investment in equity securities: In 2023, the Company acquired equity securities of an entity 
listed in the NYSE which as of December 31, 2023 had a fair value of $20,729. The equity securities were 
initially recorded at cost amounting to $17,916 and measured at year-end at fair value, determined through 
Level 1 of the fair value hierarchy. The securities were considered marketable securities that were available 
to be converted into cash to fund current operations and were classified in current assets in the 
accompanying consolidated balance sheet. The Company sold all securities during the first quarter of 2024 
and in 2024 and 2023, recorded a realized loss of $400 and an unrealized gain of $2,813, respectively, 
presented in gain/(loss) on equity securities in the accompanying consolidated statements of income. 
 
6. 
Advances for vessels under construction and Vessels, net 
 
It is in the Company’s normal course of business from time to time to acquire and sell vessels. Accordingly, 
in 2024 and 2023, the Company entered into the below transactions. 
 
Vessels under construction 
 
On February 8, 2024, the Company signed an agreement with an unaffiliated third party, for the 
construction of two 81,200 dwt methanol dual fuel new-building Kamsarmax dry bulk vessels, to be built at 
Tsuneishi Group (Zhoushan) Shipbuilding Inc., China. The vessels are expected to be delivered to the 
Company by the second half of 2027 and the first half of 2028. As of December 31, 2024, advances for 
vessels under construction amounted to $19,558, including $1,146 of capitalized interest. 
 
Vessel Acquisitions 
 
On January 30, 2023, the Company took delivery of the Ultramax dry bulk vessel Aquarius paid partly in 
cash and 2,033,613 newly issued common shares, having a fair value of $7,809. The value of the shares 
issued in 2023, was determined through Level 1 inputs of the fair value hierarchy based on the closing 
price of the Company’s common stock on the date of issuance which was the date of delivery of each 
vessel.  
 
On February 14, 2023, the Company, through a wholly owned subsidiary, acquired from an unaffiliated 
third-party the Ultramax dry bulk vessel DSI Drammen. On April 28, 2023, this subsidiary was 
deconsolidated from the Company’s financial statements due to the Company’s loss of control described 
in note 4(b) and the net book value of the vessel was included in both vessel acquisitions and vessel 
disposals in the related year.  
 
Vessel Disposals 
 
In 2023, the Company sold to unrelated third parties the vessels Aliki and Boston, and to OceanPal, a 
related party company, the vessel Melia (Note 5) and recognized an aggregate gain on sale amounting to 
$5,323.  
 
In 2024, the Company sold to unrelated third parties the vessels Artemis and Houston and recognized an 
aggregate gain of $5,799. 
 
The amount reflected in Vessels, net in the accompanying consolidated balance sheets is analyzed as 
follows: 
  
 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-25 
 
Vessel Cost 
 
Accumulated 
Depreciation  
Net Book 
Value 
Balance, December 31, 2022 
$ 
1,141,128 $ 
(191,512) $ 
949,616 
- Additions for vessel acquisitions and improvements 
 
61,682  
-  
61,682 
- Vessel disposals 
 
(60,655)  
21,688  
(38,967)
- Vessel disposal due to deconsolidation of subsidiary 
 
(27,908)  
-  
(27,908)
- Depreciation for the year 
 
-  
(44,231)  
(44,231)
Balance, December 31, 2023 
$ 
1,114,247 $ 
(214,055) $ 
900,192 
- Additions for vessel improvements 
 
958  
-  
958 
- Vessel disposals 
 
(46,001)  
16,849  
(29,152)
- Depreciation for the year 
 
-  
(38,586)  
(38,586)
Balance, December 31, 2024 
$ 
1,069,204 $ 
(235,792) $ 
833,412 
 
7. 
Property and Equipment, net 
 
The Company owns the land and building of its principal corporate offices in Athens, Greece and three 
plots of which two were acquired in 2024 from unaffiliated third parties and one in 2023 from Alpha Sigma 
Shipping Corp, a related party company, all acquired for corporate purposes. Other assets consist of office 
furniture and equipment, computer software and hardware and vehicles. The amount reflected in “Property 
and equipment, net” is analyzed as follows: 
 
 
Property and 
Equipment 
 
Accumulated 
Depreciation  
Net Book 
Value 
Balance, December 31, 2022 
$ 
28,936 $ 
(5,973) $ 
22,963 
- Additions in property and equipment 
 
2,006  
-  
2,006 
- Depreciation for the year 
 
-  
(687)  
(687)
Balance, December 31, 2023 
$ 
30,942 $ 
(6,660) $ 
24,282 
- Additions in property and equipment 
 
3,718  
-  
3,718 
- Depreciation for the year 
 
-  
(825)  
(825)
Balance, December 31, 2024 
$ 
34,660 $ 
(7,485) $ 
27,175 
 
8. 
Long-term debt 
 
The amount of long-term debt shown in the accompanying consolidated balance sheets is analyzed as 
follows: 
2024 
2023 
Senior unsecured bond 
175,000 
119,100 
Secured long-term debt 
347,590 
397,857 
Total long-term debt 
$ 
522,590 $ 
516,957 
Less: Deferred financing costs   
(7,973) 
(6,314) 
Long-term debt, net of deferred financing costs 
$ 
514,617 $ 
510,643 
Less: Current long-term debt, net of deferred financing costs, 
current 
(45,230) 
(49,512) 
Long-term debt, excluding current maturities 
$ 
469,387 $ 
461,131 
 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-26 
8.375% Senior Unsecured Bond:  
 
On June 22, 2021, the Company issued a $125,000 senior unsecured bond maturing in June 2026. The 
bond ranks ahead of subordinated capital and ranks the same with all other senior unsecured obligations 
of the Company other than obligations which are mandatorily preferred by law. Entities affiliated with 
executive officers and directors of the Company purchased an aggregate of $21,000 principal amount of 
the bond. On June 29, 2023, the Company repurchased $5,900 nominal value of the bond for $5,851 and 
recognized an amount of $159 as loss on debt extinguishment, representing the difference between the 
reacquisition price of $5,851 and the net carrying amount of the debt being extinguished of $5,900 less 
deferred financing fees of $208. In June 2024, the bond became callable, and on July 2, 2024,it was prepaid 
at a price equal to 103.35% of nominal value, with the proceeds from the new bond discussed below. The 
Company applied the debt modification guidance for the part of the transaction refinanced by existing 
investors amounting to $57,850 and the debt extinguishment for the remaining $61,250. An amount of 
$5,336 consisting of the costs paid to investors who participated in the refinancing and unamortized 
deferred fees were deferred over the term of the new bond and an amount of $3,475 was recorded as loss 
on debt extinguishment. The bond included financial and other covenants and was trading on the Oslo 
Stock Exchange under the ticker symbol “DIASH02”.  
 
8.75% Senior Unsecured Bond:  
 
On July 2, 2024, the Company issued $150,000 out of the $175,000 maximum amount of a new issue of a 
senior unsecured bond maturing in July 2029 having a US Dollar fixed-rate coupon of 8.75% payable semi-
annually in arrears in January and July of each year. The bond is callable in whole or in part in July 2027 
at a price equal to 103.50% of nominal value; in January 2028 at a price equal to 102.625% of nominal 
value; in July 2028 at a price equal to 101.75% and after January 2029 at a price equal to 100.00% of 
nominal value. On November 8, 2024, the Company issued the remaining $25,000 nominal value of the 
bond issue, at 102.00% of par value. The bond ranks ahead of subordinated capital and ranks the same 
with all other senior unsecured obligations of the Company other than obligations which are mandatorily 
preferred by law. The bond includes financial and other covenants and is trading on the Oslo Stock 
Exchange under the ticker symbol “DIASH03”. 
 
Secured Term Loans: 
 
Under the secured term loans outstanding as of December 31, 2024, 27 vessels of the Company’s fleet 
are mortgaged with first preferred or priority ship mortgages, having an aggregate carrying value of 
$585,780. Additional securities required by the banks include first priority assignment of all earnings, 
insurances, first assignment of time charter contracts that exceed a certain period, pledge over the shares 
of the borrowers, manager’s undertaking and subordination and requisition compensation and either a 
corporate guarantee by DSI (the “Guarantor”) or a guarantee by the ship owning companies (where 
applicable), financial covenants, as well as operating account assignments. The lenders may also require 
additional security in the future in the event the borrowers breach certain covenants under the loan 
agreements. The secured term loans generally include restrictions as to changes in management and 
ownership of the vessels, additional indebtedness, as well as minimum requirements regarding hull cover 
ratio and minimum liquidity per vessel owned by the borrowers, or the Guarantor, maintained in the bank 
accounts of the borrowers, or the Guarantor.  
 
As of December 31, 2024 and 2023 minimum cash deposits required to be maintained at all times under 
the Company’s loan facilities, amounted to $19,000 and $20,000, respectively and are included in restricted 
cash, non-current in the accompanying consolidated balance sheets. Furthermore, the secured term loans 
contain cross default provisions and additionally the Company is not permitted to pay any dividends 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-27 
following the occurrence of an event of default. All of the Company’s secured term loans bear interest at 
SOFR plus a margin. In 2024 and 2023, the weighted average interest rate of the secured term loans was 
7.3% and 7.3%, respectively. 
 
As of December 31, 2024 and 2023, the Company had the following agreements with banks, either as a 
borrower or as a guarantor, to guarantee the loans of its subsidiaries: 
 
Nordea Bank AB, London Branch (“Nordea”): On September 30, 2022, the Company entered into a 
$200 million loan agreement to finance the acquisition of 9 Ultramax vessels. The Company drew down 
$197,236 under the loan, in tranches for each vessel on their delivery to the Company and in December 
2022 prepaid $21,937 due to a vessel sale and leaseback transaction. The loan was repayable in equal 
quarterly instalments of an aggregate amount of $3,719, and a balloon of $100,912 payable together with 
the last instalment on October 11, 2027.  
 
On June 27, 2023, the Company drew down $22,500 under a secured loan agreement and prepaid in full 
the outstanding balance of an existing loan amounting to $20,934 and recorded a loss on debt 
extinguishment amounting to $220. The loan, maturing on June 27, 2028 was repayable in equal quarterly 
instalments of $1,125. 
 
On July 25, 2024, the Company entered into a $167,263 loan agreement, drawn on July 25, 2024, to 
refinance the outstanding balance of the two loans mentioned above. The loan is repayable in equal 
quarterly instalments of $4,454 and a balloon instalment of $64,827 payable on July 25, 2030.  
 
Export-Import Bank of China: On January 4, 2017, the Company drew down $57,240 under a secured 
loan agreement, which is repayable in equal quarterly instalments of $954, each, until its maturity on 
January 4, 2032. 
 
DNB Bank ASA or DNB: On June 26, 2023, the Company entered into a $100,000 sustainability linked 
loan agreement which was drawn on June 27, 2023, to refinance the outstanding balance of another loan 
and for working capital purposes. The loan is repayable in equal quarterly instalments of $3,846 until 
December 27, 2029. The loan is subject to a margin reset and unless the parties agree on a new margin, 
the loan will be mandatorily repayable on June 27, 2027. On July 6, 2023, the Company entered into an 
interest rate swap with DNB for a notional amount for the 30% of the loan amount. Under the interest rate 
swap, the Company pays a fixed rate and receives floating under term SOFR. The swap has a termination 
date on December 27, 2029, and a mandatory break on June 27, 2027, according to which the swap will 
be terminated if the loan is prepaid. As of December 31, 2024 and 2023, the fair value of the interest rate 
swap amounted to $165 and $439, respectively, and is separately presented in current assets/liabilities 
and non-current liabilities. In 2024 and 2023, the Company recognized a gain of $274 and a loss of $439, 
respectively, from the swap valuation separately presented as gain/(loss) on derivative instruments in the 
accompanying consolidated statements of income. 
 
Danish Ship Finance A/S or Danish: On April 12, 2023, the Company signed a term loan facility with 
Danish, for $100,000 to refinance the outstanding balance of loans with other banks and for working capital. 
On April 18 and 19, 2023, the Company drew down $100,000 which was repayable in equal quarterly 
instalments of $3,301 each and a balloon of $33,972 payable together with the last instalment on April 19, 
2028. On October 18, 2024, the Company refinanced the outstanding balance of this loan with a loan which 
is repayable in equal quarterly instalments of $2,533 each and a balloon of $14,323 payable together with 
the last instalment on April 18, 2031. 
 
As of December 31, 2024 and 2023, the Company was in compliance with all of its loan covenants. 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-28 
 
As of December 31, 2024, the maturities of the Company’s bond and debt facilities throughout their term, 
are shown in the table below and do not include related debt issuance costs. 
 
Period 
Principal Repayment 
Year 1 
 
$ 
47,150 
Year 2 
 
47,150 
Year 3 
 
47,149 
Year 4 
 
47,149 
Year 5 
 
222,149 
Year 6 and thereafter 
111,843 
Total 
$ 
522,590 
 
9. 
Finance Liabilities 
 
On March 29, 2022, the Company sold Florida to an unrelated third party and leased back the vessel from 
the buyer for a period of ten years, under which the Company pays a fixed monthly hire. The Company has 
the option to repurchase the vessel at specific prices, after the end of the third year of the charter period 
and for each year thereafter, and the obligation to purchase the vessel on the expiration of the lease on 
the tenth year.  
 
On August 17, 2022, the Company entered into two sale and leaseback agreements with two unaffiliated 
third parties for New Orleans and Santa Barbara. The vessels were delivered to their buyers on September 
8, 2022 and September 12, 2022, respectively and the Company chartered-in both vessels under bareboat 
charter parties for a period of eight years, each, under which the Company pays fixed monthly hire. Under 
the bareboat charter, the Company has the option to repurchase the vessel at specific prices, after the end 
of the third year of the charter period and for each year thereafter, and the obligation to purchase the vessel 
on the expiration of the lease on the eighth year.  
 
On December 6, 2022, the Company sold DSI Andromeda to an unrelated third party and leased back the 
vessel under a bareboat agreement, for a period of ten years, under which the Company pays fixed monthly 
hire. The Company has the option to repurchase the vessel at specific prices, after the end of the third year 
of the charter period and for each year thereafter, and the obligation to purchase the vessel on the 
expiration of the lease on the tenth year.  
 
The Company determined that, under ACS 842-40 Sale and Leaseback Transactions, the transactions are 
failed sales and consequently the assets were not derecognized from the financial statements and the 
proceeds from the sale of the vessels were accounted for as financial liabilities. As of December 31, 2024 
and 2023, finance liability amounted to $9,608 and $9,221, respectively, included in finance liabilities, 
current and $113,300 and $122,908 respectively included in finance liabilities, net of current portion. As of 
December 31, 2024, the weighted average remaining lease term of the above lease agreements was 6.70 
years, the average interest rate was 4.83% and the sublease income during the years ended December 
31, 2024 was $28,814, included in time charter revenues. 
 
As of December 31, 2024, and throughout the term of the leases, the Company has annual finance liabilities 
as shown in the table below:   
 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-29 
Period 
Principal Repayment 
Year 1 
 
$ 
9,808 
Year 2 
 
10,224 
Year 3 
 
10,661 
Year 4 
 
11,151 
Year 5 
 
11,604 
Year 6 and thereafter 
70,452 
Total 
$ 
123,900 
 
10. 
Commitments and Contingencies 
 
a) Various claims, suits, and complaints, including those involving government regulations and product 
liability, arise in the ordinary course of the shipping business. In addition, losses may arise from disputes 
with charterers, agents, insurance and other claims with suppliers relating to the operations of the 
Company’s vessels. The Company accrues for the cost of environmental and other liabilities when 
management becomes aware that a liability is probable and is able to reasonably estimate the probable 
exposure. The Company’s vessels are covered for pollution in the amount of $1 billion per vessel per 
incident, by the P&I Association in which the Company’s vessels are entered. In 2022, the Company 
recorded a gain of $1,789 from insurance recoveries received from its insurers for claims covered under 
its insurance policies, which is separately presented as insurance recoveries in the accompanying 2022 
consolidated statement of income. 
 
b) Pursuant to the sale and lease back agreements signed between the Company and its counterparties, 
the Company has purchase obligations amounting to $50,400, at the end of the lease agreements 
described in Note 9.  
 
c) On March 30, 2023, the Company entered into a corporate guarantee with Nordea under which the 
Company guarantees the performance by Bergen of all of its obligations under the loan until the maturity 
of the loan on March 30, 2028 (Note 4 (b)). The Company considers the likelihood of having to make 
any payments under the guarantee to be remote, as the loan is also secured by an account pledge by 
Bergen, first preferred mortgage on the vessel, a first priority general assignment of the earnings, 
insurances and requisition compensation of the vessel, a charter party assignment, a partnership 
interests security deed, and a manager’s undertaking. Accordingly, as of December 31, 2024, the 
Company did not record a provision for losses under the guarantee of Bergen’s loan amounting to 
$13,533 on that date. 
 
d) As of December 31, 2024, the Company had total obligations under shipbuilding contracts (Note 6), as 
follows: 
 
Period 
Amount 
Year 1 
 
$ 
- 
Year 2 
 
9,200 
Year 3 
 
36,800 
Year 4 
 
27,600 
Total 
$ 
73,600 
 
 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-30 
e) As of December 31, 2024, the Company’s vessels, owned and chartered-in, were fixed under time 
charter agreements, considered operating leases. The minimum contractual gross charter revenue 
expected to be generated from fixed and non-cancelable time charter contracts existing as of December 
31, 2024 and until their expiration was as follows: 
Period 
Amount 
Year 1 
$ 
124,091 
Year 2 
17,373 
Year 3 
725 
  Total 
$ 
142,189 
 
11. 
Capital Stock and Changes in Capital Accounts 
 
a) 
Preferred stock: As of December 31, 2024, and 2023, the Company’s authorized preferred stock 
consists of 50,000,000 shares, respectively (all in registered form), par value $0.01 per share, of which 
1,000,000 shares are designated as Series A Participating Preferred Shares, 5,000,000 shares are 
designated as Series B Preferred Shares, 10,675 shares are designated as Series C Preferred Shares and 
400 shares are designated as Series D Preferred Shares. As of December 31, 2024 and 2023, the 
Company had zero Series A Participating Preferred Shares issued and outstanding. 
 
b) 
Series B Preferred Stock: As of December 31, 2024, and 2023, the Company had 2,600,000 
Series B Preferred Shares issued and outstanding with par value $0.01 per share, at $25.00 per share and 
with liquidation preference at $25.00 per share. Holders of Series B Preferred Shares have no voting rights 
other than the ability, subject to certain exceptions, to elect one director if dividends for six quarterly 
dividend periods (whether or not consecutive) are in arrears and certain other limited protective voting 
rights. Also, holders of Series B Preferred Shares rank prior to the holders of common shares with respect 
to dividends, distributions and payments upon liquidation and are subordinated to all of the existing and 
future indebtedness. 
 
Dividends on the Series B Preferred Shares are cumulative from the date of original issue and are payable 
on the 15th day of January, April, July and October of each year at the dividend rate of 8.875% per annum, 
or $2.21875 per share per annum. In 2024, 2023, and 2022, dividends on Series B Preferred Shares 
amounted to $5,769, $5,769 and $5,769, respectively. Since February 14, 2019, the Company may 
redeem, in whole or in part, the Series B Preferred Shares at a redemption price of $25.00 per share plus 
an amount equal to all accumulated and unpaid dividends thereon to the date of redemption, whether or 
not declared.   
 
c) 
Series C Preferred Stock: As of December 31, 2024, and 2023, the Company had 10,675 
shares of Series C Preferred Stock, issued and outstanding, with par value $0.01 per share, owned by an 
affiliate of its Chief Executive Officer, Mrs. Semiramis Paliou. The Series C Preferred Stock votes with the 
common shares of the Company, and each share entitles the holder thereof to 1,000 votes on all matters 
submitted to a vote of the shareholders of the Company. The Series C Preferred Stock has no dividend or 
liquidation rights and cannot be transferred without the consent of the Company except to the holder’s 
affiliates and immediate family members. 
 
d) 
Series D Preferred Stock: As of December 31, 2024, and 2023, the Company had 400 shares of 
Series D Preferred Stock, issued and outstanding, with par value $0.01 per share, owned by an affiliate of 
its Chief Executive Officer, Mrs. Semiramis Paliou. The Series D Preferred Stock is not redeemable and 
has no dividend or liquidation rights. The Series D Preferred Stock vote with the common shares of the 
Company, and each share of the Series D Preferred Stock entitles the holder thereof to up to 200,000 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-31 
votes, on all matters submitted to a vote of the stockholders of the Company, provided however, that, 
notwithstanding any other provision of the Series D Preferred Stock statement of designation, to the extent 
that the total number of votes one or more holders of Series D Preferred Stock is entitled to vote (including 
any voting power of such holders derived from Series D Preferred Stock, shares of Common Stock or any 
other voting security of the Company issued and outstanding as of the date hereof or that may be issued 
in the future) on any matter submitted to a vote of stockholders of the Company would exceed 36.0% of 
the total number of votes eligible to be cast on such matter, the total number of votes that holders of Series 
D Preferred Stock may exercise derived from the Series D Preferred Stock together with Common Shares 
and any other voting securities of the Company beneficially owned by such holder, shall be reduced to 
36% of the total number of votes that may be cast on such matter submitted to a vote of stockholders. 
 
e) 
Issuance and Repurchase of Common Shares: In 2022, the Company repurchased under its 
share repurchase program 820,000 shares of common stock, at an average price of $4.56 per share, for 
an aggregate cost of $3,799, including expenses. Also, the Company issued under its ATM program 
877,581 shares of common stock, at an average price of $6.27 per share and received net proceeds of 
$5,322, and 16,453,780 shares of common stock, at an average price of $4.13, for the acquisition of eight 
vessels, upon exercise of warrants issued to the vessels’ sellers.  
 
In 2023, the Company issued 2,033,613 shares of common stock, at $3.84, for the acquisition of one 
vessel, upon exercise of a warrant issued to the vessel’s sellers (Note 6). The Company did not receive 
any proceeds from the exercise of the warrants in 2022 and 2023, and the value of the shares issued was 
included in vessels, net.  
 
On December 2, 2024, the Company commenced a tender offer to purchase up to 15,000,000 shares of 
its outstanding common stock, at $2.00 per share, using funds available from cash and cash equivalents 
(Note 17). 
 
f) 
Dividend on Common Stock: On March 21, 2022, the Company paid a dividend on its common 
stock of $0.20 per share, to its shareholders of record as of March 9, 2022. On June 17, 2022, the Company 
paid a dividend on its common stock of $0.25 per share, to its shareholders of record as of June 6, 2022. 
On August 19, 2022, the Company paid a dividend on its common stock of $0.275 per share, to its 
shareholders of record as of August 8, 2022. On December 15, 2022, the Company paid a dividend on its 
common stock of $0.175 per share, to its shareholders of record as of November 28, 2022. During 2022, 
the Company paid total cash dividends on common stock amounting to $79,812. 
 
On March 20, 2023, the Company paid a dividend of $0.15 per share, or $15,965, to its shareholders of 
record as of March 13, 2023. On July 10, 2023, the Company distributed a dividend of $0.15 per share to 
all shareholders of record as of June 12, 2023, and paid $12,424 in cash to its shareholders who elected 
to receive cash and distributed 965,044 newly issued common shares to its shareholders who elected to 
receive shares. On September 8, 2023, the Company distributed a dividend of $0.15 per share to all 
shareholders of record as of August 14, 2023, and paid $13,041 in cash to its shareholders who elected to 
receive cash and distributed 831,672 newly issued common shares to its shareholders who elected to 
receive shares. On December 4, 2023, the Company distributed a dividend of $0.15 per share to all 
shareholders of record as of November 27, 2023 in the form of common stock and distributed 4,831,777 
newly issued common shares. 
 
On March 12, 2024, the Company paid a cash dividend on its common stock of $0.075 per share, or $8,989 
to shareholders of record as of March 5, 2024. On June 18, 2024, the Company paid a cash dividend on 
its common stock of $0.075 per share, or $9,379, to shareholders of record as of June 12, 2024. On August 
30, 2024, the Company paid a cash dividend on its common stock of $0.075 per share, or $9,384, to 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-32 
shareholders of record as of August 15, 2024. On December 18, 2024, the Company paid a cash dividend 
on its common stock of $0.01 per share, or $1,252, to shareholders of record as of December 11, 2024. 
 
g)     Dividend in Kind: On December 15, 2022, the Company distributed the Company’s investment in 
the Series D Preferred Shares of OceanPal in the form of a stock dividend amounting to $18,189, or $0.18 
per share, to its shareholders of record as of November 28, 2022. On June 9, 2023, the Company 
distributed the Company’s investment in the Series D Preferred Shares of OceanPal in the form of a stock 
dividend amounting to $10,761, or $0.10 per share, to its shareholders of record as of April 24, 2023.  
 
h)    Warrants: On December 14, 2023, the Company distributed 22,613,070 warrants to its shareholders 
of record on December 6, 2023. Holders received one warrant for every five shares of issued and 
outstanding shares of common stock held as of the record date (rounded down to the nearest whole 
number for any fractional warrant. Each Warrant entitles the holder to purchase, at the holder’s sole and 
exclusive election, at the exercise price of $4 per warrant, one share of common stock plus a bonus share 
fraction. A bonus share fraction entitles a holder to receive an additional part of a share of common stock 
for each warrant exercised without payment of any additional exercise price. In 2023, no warrants were 
exercised. 
 
In 2024, the Company issued  9,837,680 shares of common stock, having a value of $28,047, net of 
expenses, or $2.86 per share, upon the exercise of 6,392,765 warrants issued in 2023 and distributed as 
dividend to the Company’s shareholders. The Company received $24,195 in proceeds, net of fees, from 
the exercise of warrants. If all warrants were exercised as of December 31, 2024, the Company would 
have issued 36,369,395 shares of common stock with a fair value of $80,049 and would have received 
$90,452 of gross proceeds. The warrants were measured on the date of distribution at fair value, 
determined through Level 1 account hierarchy, being the opening price of the warrants on the NYSE on 
the date of distribution as they are listed under the ticker DSX_W. As of December 31, 2024 and 2023, the 
warrant liability, measured at fair value, amounted to $1,802 and $6,332, respectively. During the years 
ended December 31, 2024 and 2023, gain from warrants amounted to $719 and $1,583, respectively and 
is separately presented in the consolidated statements of income. 
 
i) 
Incentive Plan: As of December 31, 2024, 11,144,759 shares remained reserved for issuance 
according to the Company’s incentive plan. 
 
Restricted stock in 2024, 2023 and 2022 is analyzed as follows: 
Number of Shares 
Weighted Average 
Grant Date Price 
Outstanding as of December 31, 2021 
9,514,649 $ 
2.83 
Granted 
1,470,000  
4.15
Vested 
(3,118,060)  
2.86
Outstanding as of December 31, 2022 
7,866,589 $ 
3.07 
Granted 
1,750,000  
4.54
Vested 
(2,822,753)  
3.05
Outstanding as of December 31, 2023 
6,793,836 $ 
3.45 
Granted 
2,300,000 
2.96
Vested 
(2,996,334)
3.38
Outstanding as of December 31, 2024 
6,097,502 $ 
3.30 
 
The fair value of the restricted shares has been determined with reference to the closing price of the 
Company’s stock on the date such awards were approved by the Company’s board of directors. The 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-33 
aggregate compensation cost is recognized ratably in the consolidated statement of income over the 
respective vesting periods. In 2024, 2023 and 2022, compensation cost amounted to $10,012, $9,938 and 
$9,282, respectively, and is included in general and administrative expenses in the accompanying 
consolidated statements of income. 
 
As of December 31, 2024 and 2023, the total unrecognized cost relating to restricted share awards was 
$11,674 and $14,880, respectively. As of December 31, 2024, the weighted-average period over which the 
total compensation cost related to non-vested awards not yet recognized is expected to be recognized is 
1.54 years. 
 
12. Voyage expenses 
 
The amounts in the accompanying consolidated statements of income are analyzed as follows: 
 
2024 
2023 
2022 
Commissions 
$ 
11,640 $ 
13,331 $ 
14,412 
Loss/(gain) from bunkers 
725 
(474)
(8,100)
Port expenses and other 
1,242 
764 
630 
Total  
$ 
13,607 $ 
13,621 $ 
6,942 
 
13. Interest and Finance Costs 
 
The amounts in the accompanying consolidated statements of income are analyzed as follows: 
 
 
2024 
2023 
2022 
Interest expense, debt 
$ 
38,385 $ 
39,617 $ 
21,983 
Finance liabilities interest expense 
6,353 
6,786 
2,735 
Amortization of debt and finance liabilities issuance costs 
2,372 
2,620 
2,286 
Loan and other expenses 
358 
308 
415 
Interest expense and finance costs 
$ 
47,468 $ 
49,331 $ 
27,419 
 
14. Earnings per Share 
 
All common shares issued (including the restricted shares issued under the Company’s incentive plans) 
are the Company’s common stock and have equal rights to vote and participate in dividends. The 
calculation of basic earnings per share does not treat the non-vested shares (not considered participating 
securities) as outstanding until the time/service-based vesting restriction has lapsed. The dilutive effect on 
unexercised warrants that are in-the-money, is computed using the treasury stock method which assumes 
that the proceeds upon exercise of these warrants are used to purchase common shares at the average 
market price for the period. Incremental shares are the number of shares assumed issued under the 
treasury stock method weighted for the periods the non-vested shares were outstanding. In 2024, 2023, 
and 2022, there were 2,698,994, 1,710,513 and 3,257,861 incremental shares included in the denominator 
of the diluted earnings per share calculation. Securities that could potentially dilute basic earnings per 
share in the future but were not included in the computation of diluted earnings per share—because their 
inclusion would have been anti-dilutive—consist of any incremental shares from unexercised warrants that 
were out of the money during the reporting period and any incremental shares resulting from the non-
vested restricted share awards. During the years ended December 31, 2024 and 2023, the number of 
common shares that could potentially be issued in connection with unexercised warrants that were out of 
the money for a portion of the respective period was 390,132, and nil, respectively. There were no 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-34 
outstanding securities during the year ended December 31, 2022 that could potentially dilute basic earnings 
per share. During the years ended December 31, 2024, 2023 and 2022, the number of common shares 
that could potentially be issued in connection with non-vested restricted share awards was 469,525, 
109,089 and nil, respectively. 
 
Net income attributable to common stockholders is adjusted by the dividends on Series B Preferred Stock 
and the gain on warrants to calculate the diluted earnings per share. 
  
2024 
2023 
2022 
Net income 
$
12,746 $
49,844 $
119,063 
Dividends on series B preferred shares 
(5,769)
(5,769)
(5,769)
Net income attributable to common stockholders 
$
6,977 $
44,075 $
113,294 
Weighted average number of common shares, basic 
115,956,249 
100,166,629 
80,061,040 
Earnings per share, basic 
$
0.06 $
0.44 $
1.42 
Net income 
$
12,746 $
49,844 $
119,063 
Dividends on series B preferred shares 
(5,769)
(5,769)
(5,769)
Gain on warrants 
(719)
(1,583)
- 
Adjusted net income attributable to common 
$
6,258 $
42,492 $
113,294 
Weighted average number of common shares, basic 
115,956,249 
100,166,629 
80,061,040 
Incremental shares  
2,698,994 
1,710,513 
3,257,861 
Weighted average number of common shares, diluted  
118,655,243 
101,877,142 
83,318,901 
Earnings per share, diluted 
$
0.05 $
0.42 $
1.36 
 
15. 
Income Taxes 
 
Under the laws of the countries of the companies’ incorporation and / or vessels’ registration, the 
companies are not subject to tax on international shipping income; however, they are subject to registration 
and tonnage taxes, which are included in vessel operating expenses in the accompanying consolidated 
statements of income. 
 
The vessel-owning companies with vessels that have called on the United States are obliged to file tax 
returns with the Internal Revenue Service. However, pursuant to the Internal Revenue Code of the United 
States, U.S. source income from the international operations of ships is generally exempt from U.S. tax. 
The applicable tax is 50% of 4% of U.S.-related gross transportation income unless an exemption applies. 
The Company and each of its subsidiaries expects it qualifies for this statutory tax exemption for the 2024, 
2023 and 2022 taxable years, and the Company takes this position for United States federal income tax 
return reporting purposes. 
 
16. Financial Instruments and Fair Value Disclosures 
 
Interest rate risk and concentration of credit risk 
 
Financial instruments, which potentially subject the Company to significant concentrations of credit risk, 
consist principally of cash and trade accounts receivable. The ability and willingness of each of the 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-35 
Company’s counterparties to perform their obligations under a contract depend upon a number of factors 
that are beyond the Company’s control and may include, among other things, general economic conditions, 
the state of the capital markets, the condition of the shipping industry and charter hire rates. The 
Company’s credit risk with financial institutions is limited as it has temporary cash investments, consisting 
mostly of deposits, placed with various qualified financial institutions and performs periodic evaluations of 
the relative credit standing of those financial institutions. The Company limits its credit risk with accounts 
receivable by performing ongoing credit evaluations of its customers’ financial condition and by receiving 
payments of hire in advance. The Company, generally, does not require collateral for its accounts 
receivable and does not have any agreements to mitigate credit risk.  
 
In 2024, 2023 and 2022 charterers that individually accounted for 10% or more of the Company’s time 
charter revenues were as follows: 
 
Charterer 
2024 
2023 
2022 
Cargill International SA 
 
* 
13% 
19% 
Koch Shipping PTE LTD. Singapore 
 
* 
* 
15% 
Nippon Yusen Kaisha 
 
11% 
* 
* 
 
*Less than 10% 
 
 
The Company is exposed to interest rate fluctuations associated with its variable rate of borrowings. On 
July 6, 2023, the company entered into an interest rate swap with DNB (Note 8) to manage part of such 
exposure. Additionally, in 2022 and 2023, the Company refinanced part of its variable rate debt with fixed 
rate financial liabilities (Note 9). 
 
Fair value of assets and liabilities 
 
The carrying values of financial assets reflected in the accompanying consolidated balance sheet 
approximate their respective fair values due to the short-term nature of these financial instruments. Cash 
and cash equivalents and restricted cash are considered Level 1 items as they represent liquid assets with 
short-term maturities. The fair value of long-term bank loans with variable interest rates approximates the 
recorded values, generally due to their variable interest rates.  
 
Fair value measurements disclosed 
 
 
As of December 31, 2024, the Bond having a fixed interest rate and a carrying value of $175,000 (Note 8) 
had a fair value of $178,938 determined through the Level 1 input of the fair value hierarchy as defined in 
FASB guidance for Fair Value Measurements. 
 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-36 
Other Fair value measurements  
 
December 31, 
2023 
 
Quoted Prices 
in Active 
Markets 
(Level 1) 
 
Significant 
Other 
Observable 
Inputs (Level 2)  
Significant 
Other 
Observable 
Inputs (Level 3) 
Assets 
Recurring fair value measurements 
Investments in equity securities 
$ 
20,729 $ 
20,729 $ 
$ 
Investments in related party 
8,315 
8,138 
177 
Interest rate swap, asset 
129 
129 
Total recurring fair value measurements 
$ 
29,173 $ 
28,867 $ 
129 $ 
177 
Non-recurring fair value measurements 
Equity method investments(1) 
$ 
4,519 $ 
$ 
4,519 
Long-lived assets held for use(2) 
7,809 
7,809 
Total non-recurring fair value measurements 
$ 
12,328 $ 
7,809 $ 
4,519 
Liabilities 
Recurring fair value measurements 
Warrant liability 
$ 
6,332 $ 
6,332 $ 
Interest rate swap, liability 
568 
568 
Total recurring fair value measurements 
$ 
6,900 $ 
6,332 $ 
568 
December 31, 
2024 
 
Quoted Prices 
in Active 
Markets 
(Level 1) 
 
Significant 
Other 
Observable 
Inputs (Level 2)  
Significant 
Other 
Observable 
Inputs (Level 3) 
Assets 
Recurring fair value measurements 
Investments in related party 
$ 
4,415 $ 
4,235 $ 
- $ 
180 
Total recurring fair value measurements 
$ 
4,415 $ 
4,235 $ 
- $ 
180 
Liabilities 
Recurring fair value measurements 
Warrant liability 
$ 
1,802 $ 
1,802 $ 
- 
Interest rate swap, liability 
165 
165 
Total recurring fair value measurements 
$ 
1,967 $ 
1,802 $ 
165 
 
(1) On April 28, 2023, the Company estimated that the fair value of its 25% interest in Bergen was 
$4,519, determined through the Level 2 inputs of the fair value hierarchy, as defined in FASB 
guidance for Fair Value Measurements, and recorded a gain of $844, being the difference between 
the fair value of the retained noncontrolling interest plus the carrying value the liabilities assumed 
by Bergen and the carrying value of the assets derecognized (Note 3(e)). 
 
(2) On January 30, 2023. the Company took delivery of one vessel under its master agreement with 
Sea Trade, acquired for $23,955 which was paid in cash and $7,809 which was paid through newly 
issued common stock (Note 6). The fair value of the common shares issued to Sea Trade was 
determined based on the closing price of the Company’s shares on the date of delivery of each 
vessel, which was also the date of issuance of such shares. 
 

DIANA SHIPPING INC. 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
December 31, 2024 
(Expressed in thousands of U.S. Dollars – except share, per share data, unless otherwise stated) 
 
F-37 
17. Subsequent Events 
 
a) Repurchase of common stock: On January 7, 2025, the tender offer which had commenced in 
December 2024 (Note 11) was settled and the Company purchased a total of 11,442,645 shares of 
common stock for an aggregate amount of $22,885. 
 
b) Exercise of warrants: From January 1, 2025 until March 21, 2025, the Company issued 7,101 shares 
of common stock, resulting to $17 of proceeds from the exercise of 4,352 warrants. 
 
c) Series B Preferred Stock Dividends: On January 15, 2025, the Company paid a quarterly dividend 
on its series B preferred stock, amounting to $0.5546875 per share, or $1,442, to its stockholders of 
record as of January 14, 2025. 
 
d) Sale of Vessel Alcmene: On February 10, 2025, the Company, through a wholly owned subsidiary, 
entered into an agreement with an unrelated third party to sell the vessel Alcmene. The vessel was 
delivered to the new owners on March 13, 2025. The Company expects to have a gain from the sale 
of the vessel. 
 
e) Restricted share awards: On February 25, 2025, the Company’s Board of Directors approved the 
award of 2,000,000 shares of restricted common stock to executive management and non-executive 
directors, pursuant to the Company’s amended plan, as annual bonus. The fair value of the restricted 
shares based on the closing price on the date of the Board of Directors’ approval was $3,680. The 
cost of these awards will be recognized ratably over the restricted shares vesting period which will be 
3 years. 
 
f) Common Stock Dividend: On February 25, 2025, the Company declared a cash dividend on its 
common stock of $0.01 per share, based on the Company’s results of operations during the fourth 
quarter ended December 31, 2024. The cash dividend will be paid on March 21, 2025, to all 
shareholders of record as of March 12, 2025.  
 
g) Joint Venture agreement: On March 12, 2025, the Company, through a wholly owned subsidiary 
Diana Gas Inc., entered into a joint venture agreement with Ecogas Holding AS, pursuant to which 
we agreed to contribute $18.5 million, being 80.0% interests of two LPG newbuilding vessels with 
delivery in 2027 and with the option for two more.