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Domtar Corporation

ufs · NYSE Basic Materials
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Industry Paper, Lumber & Forest Products
Employees 5001-10,000
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FY2020 Annual Report · Domtar Corporation
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 10-K

☒

☐

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2020

or

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION
PERIOD FROM                      TO                                          

Commission File Number:  001-33164

Domtar Corporation

(Exact name of registrant as specified in its charter)

Delaware
(State or other jurisdiction of
incorporation or organization)
234 Kingsley Park Drive
Fort Mill, SC
(Address of principal executive offices)

20-5901152
(I.R.S. Employer
Identification No.)

29715
(Zip Code)

Registrant’s telephone number, including area code:  (803) 802-7500

Securities registered pursuant to Section 12(b) of the Act: Common Stock, Par Value $0.01 Per Share; Common stock traded on the New York Stock Exchange; trading symbol UFS.

Securities registered pursuant to Section 12(g) of the Act: None

Indicate by check mark if the Registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. YES ☒ NO ☐

Indicate by check mark if the Registrant is not required to file reports pursuant to Section 13 or 15(d) of the Act. YES ☐ NO ☒

Indicate by check mark whether the Registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such
shorter period that the Registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. YES ☒ NO ☐

Indicate by check mark whether the Registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter)
during the preceding 12 months (or for such shorter period that the Registrant was required to submit such files). YES ☒ NO ☐

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (§229.405) is not contained herein, and will not be contained, to the best of Registrant’s knowledge, in
definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. ☐

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or an emerging growth company. See the definitions
of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer

Non-accelerated filer

Emerging growth company

  ☒

  ☐  

  ☐

   Accelerated filer

   Small reporting company

  ☐

  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards
provided pursuant to Section 13(a) of the Exchange Act.  ☐

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over financial reporting under Section
404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report.  ☒

Indicate by check mark whether the Registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). YES ☐ NO ☒

The aggregate market value of the voting and non-voting common equity held by non-affiliates of the Registrant, based on the closing price of the shares of common stock on The New York Stock
Exchange on June 30, 2020, was $1,165,096,948.

The number of shares of Registrant’s Common Stock outstanding as of February 19, 2021 was 55,066,504.

Portions of the Registrant’s Proxy Statement relating to the Annual Meeting of Shareholders, scheduled to be held on May 5, 2021, are incorporated by reference into Part III of this Report.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
DOMTAR CORPORATION
ANNUAL REPORT ON FORM 10-K
FOR THE YEAR ENDED DECEMBER 31, 2020

TABLE OF CONTENTS

PART I

PAGE

ITEM 1

BUSINESS

General
COVID-19
Availability of Information
Our Corporate Structure
Our Business Overview
Our Strategic Initiatives and Financial Priorities
Our Competition
Our Human Capital
Our Approach to Sustainability
Our Environmental Compliance
Our Intellectual Property
Our Executive Officers
Forward-looking Statements

ITEM 1A RISK FACTORS

ITEM 1B UNRESOLVED STAFF COMMENTS

ITEM 2

PROPERTIES

ITEM 3

LEGAL PROCEEDINGS

ITEM 4

MINE SAFETY DISCLOSURES

ITEM 5

MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES
OF EQUITY SECURITIES

PART II

Market Information
Holders
Dividends and Stock Repurchase Program
Performance Graph

ITEM 6

SELECTED FINANCIAL DATA

ITEM 7

MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

Overview
2020 Highlights
Impact of the COVID-19 Pandemic
Outlook
Cost Reduction Program
Review of Operations
Discontinued Operations
Liquidity and Capital Resources
Recent Accounting Pronouncements and Critical Accounting Estimates and Policies

ITEM 7A QUANTITATIVE AND QUALITATIVE DISCLOSURE ABOUT MARKET RISK

ITEM 8

FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

Management’s Reports to Shareholders of Domtar Corporation
Report of PricewaterhouseCoopers LLP, Independent Registered Public Accounting Firm
Consolidated Statements of Earnings (Loss) and Comprehensive Income (Loss)
Consolidated Balance Sheets
Consolidated Statement of Shareholders’ Equity
Consolidated Statements of Cash Flows
Notes to Consolidated Financial Statements

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ITEM 9

CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE

ITEM 9A CONTROLS AND PROCEDURES

ITEM 9B OTHER INFORMATION

ITEM 10 DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE

PART III

ITEM 11

EXECUTIVE COMPENSATION

ITEM 12

SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED STOCKHOLDER
MATTERS

ITEM 13 CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE

ITEM 14

PRINCIPAL ACCOUNTANT FEES AND SERVICES

ITEM 15

EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

Schedule II – Valuation and Qualifying Accounts

ITEM 16

FORM 10-K SUMMARY

SIGNATURES

PART IV

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PART I

ITEM 1.  BUSINESS

GENERAL

We design, manufacture, market and distribute a wide variety of fiber-based products, including communication papers, specialty and packaging papers. The foundation
of our business is a network of wood fiber converting assets that produce paper grade, fluff and specialty pulp. Approximately 40% of our pulp production is consumed
internally to manufacture paper, with the balance sold as market pulp. We are the largest integrated marketer of uncoated freesheet paper in North America serving a
variety of customers, including merchants, retail outlets, stationers, printers, publishers, converters and end-users. To learn more, visit www.domtar.com.

Throughout  this  Annual  Report  on  Form  10-K,  unless  otherwise  specified,  “Domtar  Corporation,”  “the  Company,”  “Domtar,”  “we,”  “us”  and  “our”  refer  to  Domtar
Corporation, its subsidiaries, as well as its investments.

2020 was a year of significant challenges for Domtar. During 2020, we undertook various strategic initiatives, including a cost reduction program, executed on our asset
conversion roadmap, reviewed our strategic alternatives for our Personal Care business and faced unprecedented operating and market challenges due to the COVID-19
pandemic.  

While our strategy will take some time to execute, we made good progress in 2020 that provides us with a strong foundation on which to build. We are executing on a
clear plan to create long-term shareholder value by refocusing our portfolio around Paper, Pulp and Packaging. We also have begun to execute our strategic plan to enter
the containerboard market with highly competitive assets and a differentiated go-to-market strategy.

Sale of Personal Care business

On January 7, 2021, we agreed to sell our Personal Care business to American Industrial Partners (AIP), for a purchase price of $920 million in cash (the “Transaction”).
The Transaction is expected to close in the first quarter of 2021. Based on its magnitude and because we are exiting the Personal Care business, the sale represents a
significant  strategic  shift  that  has  a  material  effect  on  our  operations  and  financial  results.  Accordingly,  all  periods  presented  reflect  the  Personal  Care  business  as  a
discontinued operation. Our Personal Care business was previously disclosed as a separate reportable segment. For more information on our discontinued operations,
refer to Item 8, Financial Statements and Supplementary Data, under Note 3, “Discontinued Operations”.

Execution of our asset conversion roadmap

On  August  7,  2020,  we  announced  our  decision  to  repurpose  assets  at  our  Kingsport,  Tennessee  and  Ashdown,  Arkansas,  facilities,  following  a  review  of  our
manufacturing  footprint.  This  conversion  program  is  consistent  with  the  roadmap  that  we  made  public  in  2018.  The  previously  announced  multi-mill  conversion
roadmap is designed to adjust our paper capacity to align with our customer demand. Through this process, we have identified up to four large scale paper machine/mill
repurposing  projects  that  can  produce  2.5  million  tons  of  containerboard  and/or  570,000 ADMT  of  additional  market  softwood  and  fluff  pulp.  We  plan  to  enter  the
linerboard market with the conversion of our Kingsport paper machine. Once in full operation, the mill will produce and market approximately 600,000 tons annually of
high-quality recycled linerboard and medium, providing us with a strategic footprint in a growing adjacent market. The conversion is expected to be completed by the
fourth quarter of 2022. We expect to complete the conversion of our Ashdown mill to 100% softwood and fluff pulp in early 2021. The Ashdown mill will produce
additional  market  hardwood  pulp  until  it  converts  the  fiberline  to  softwood  pulp.  The  conversion  of  the  fiberline  to  100%  softwood  is  necessary  for  an  eventual
expansion into containerboard. Following the fiberline conversion, Ashdown will have annual production capacity of 775,000 tons of fluff and softwood pulp.

Cost reduction program

On August 7, 2020, we announced the implementation of a cost reduction program, targeting $200 million in annual run-rate cost savings to be realized by the end of
2021. The goal of the program is to build a stronger business operation, enhance our cost efficiency, improve operating margins and maximize productivity and cash
flow. For more information on our cost reduction program, refer to “Cost Reduction Program” section included in Item 7, Management’s Discussion and Analysis of
Financial Condition and Results of Operations.

Purchase of Appvion Point of Sale business

On  April  27,  2020,  we  completed  the  acquisition  of  the  Point  of  Sale  paper  business  from  Appvion  Operations,  Inc.  The  business  includes  the  coater  and  related
equipment located at Appvion’s West Carrollton, Ohio, facility as well as a license for all corresponding intellectual property. The results of this business have been
included in the consolidated financial statements as of April 27, 2020. For more information, refer to Item 8, Financial Statements and Supplementary Data, under Note 4
“Acquisition of Business”.

4

 
 
 
 
COVID-19

First identified in people in late 2019, COVID-19 spread rapidly throughout the world and, in March 2020, the World Health Organization characterized COVID-19 as a
pandemic. With the unprecedented and rapid spread of COVID-19 and social distancing measures implemented throughout the world due to the pandemic, this virus has
had a profound impact on human health, the global economy and society in general. We are actively monitoring the impact of COVID-19 on all aspects of our business,
including  our  employees,  operations,  customers,  suppliers,  liquidity  and  capital  resources.  The  health  and  safety  of  our  employees  and  customers  remains  our  top
priority.

Prior  to  mid-March  2020,  our  results  were  largely  in  line  with  expectations.  We  began  to  experience  a  decline  in  shipment  of  paper  in  March  2020,  when  volume
declined in response to shelter-in-place orders and other market restrictions. Overall, for 2020, our paper shipments were lower by approximately 19% when compared to
2019. COVID-19 is discussed in more detail under the COVID-19 section of the Item 7, Management’s Discussion and Analysis of Financial Condition and Results of
Operations.

AVAILABILITY OF INFORMATION

In this Annual Report on Form 10-K, we incorporate by reference certain information contained in other documents filed with the Securities and Exchange Commission
(“SEC”)  and  we  refer  you  to  such  information.  We  file  annual,  quarterly  and  current  reports  and  other  information  with  the  SEC.  The  SEC  maintains  a  website  at
www.sec.gov that contains these filings. You also may access, free of charge, our reports filed with the SEC through our website. Reports filed with the SEC will be
available through our website as soon as reasonably practicable after they are filed. The information contained on or connected to our website, www.domtar.com, is not
incorporated by reference into this Form 10-K and should in no way be construed as a part of this or any other report that we filed with the SEC.

OUR CORPORATE STRUCTURE

At December 31, 2020, Domtar Corporation had a total of 55,194,538 shares of common stock issued and outstanding.

Our common stock is traded on the New York Stock Exchange and the Toronto Stock Exchange under the symbol “UFS”.

Information regarding our common stock is included in Item 8, Financial Statements and Supplementary Data under Note 21 “Shareholders’ Equity”.

OUR BUSINESS OVERVIEW

Following our agreement to sell our Personal Care business, we now operate as a single reportable segment as described below, which also represents our only operating
segment.

Pulp and Paper: Consists of the design, manufacturing, marketing and distribution of communication, specialty and packaging papers, as well as softwood, hardwood
and fluff pulps and high quality airlaid and ultrathin laminated cores.

Information regarding our reportable segment is included in Item 7, Management’s Discussion and Analysis of Financial Condition and Results of Operations, as well as
Item 8, Financial Statements and Supplementary Data under Note 24 “Segment Disclosures”. Geographic information is also included under Note 24 of the Financial
Statements and Supplementary Data.

5

 
 
 
 
PULP AND PAPER

Our Manufacturing Operations

We  produce  approximately  3.8  million  metric  tons  of  softwood,  fluff  and  hardwood  pulp  at  11  mills.  Approximately  40%  of  our  pulp  is  consumed  internally  to
manufacture  paper,  with  the  balance  being  sold  as  market  pulp.  We  also  purchase  limited  papergrade  pulp  from  third  parties  for  specific  grades  and  to  optimize  the
logistics of our pulp capacity while reducing transportation costs.

We are the largest integrated manufacturer and marketer of uncoated freesheet paper in North America. We have seven integrated pulp and paper mills (five in the United
States and two in Canada), with an annual paper production capacity of approximately 2.2 million tons of uncoated freesheet paper. Our paper manufacturing operations
are  supported  by  11  converting  and  forms  manufacturing  operations  (including  a  network  of  9  plants  located  offsite  from  our  paper  making  operations).
Approximately 68% of our paper production capacity is in the United States and 32% is located in Canada.

We produce market pulp in excess of our internal requirements at our pulp and paper mills in Espanola, Hawesville, Windsor, Marlboro and Nekoosa. We also produce
papergrade, fluff and specialty pulps at our four stand-alone pulp mills in Ashdown, Kamloops, Dryden and Plymouth. We can sell approximately 2.1 million metric tons
of pulp per year depending on market conditions. Approximately 58% of our pulp production capacity is in the U.S. and 42% is in Canada.

The table below lists our operating pulp and paper mills and their annual production capacity:

PRODUCTION FACILITY (1)

Fiberline Pulp Capacity

Saleable

Paper

# lines

  ('000 ADMT) (2)  

# machines

Category (3)

('000 ST) (4)

Uncoated freesheet
Windsor, Quebec
Hawesville, Kentucky
Marlboro, South Carolina
Johnsonburg, Pennsylvania
Nekoosa, Wisconsin
Rothschild, Wisconsin
Espanola, Ontario
Total Uncoated freesheet
Pulp
Ashdown, Arkansas (5)
Kamloops, British Columbia
Dryden, Ontario
Plymouth, North Carolina
Total Pulp
Total
Total Trade Pulp (6)

Communication
Communication
    Specialty & Packaging    
Communication
    Specialty & Packaging    
Communication
    Specialty & Packaging    

1
1
1
1
1
1
1
7

3
1
1
1
6
13

447     
412     
320     
228     
155     
65     
280     

1,907 

775     
408     
327     
390     
1,900     
3,807     
2,149     

2
2
1
2
3
1
2
13

—
—
—
—
13

642 
596 
274 
344 
168 
131 
69 
2,224 

— 
— 
— 
— 
2,224 

(1)

(2)
(3)
(4)
(5)

(6)

On August 7, 2020, we announced the permanent closure of the uncoated freesheet manufacturing at our Kingsport, Tennessee and Port Huron, Michigan mills,
and the remaining paper machine at our Ashdown, Arkansas mill. Our Kingsport and Ashdown paper machines, were idled in April 2020, while our Port Huron
mill is expected to shut down by the end of the first quarter of 2021. These closures are reflected in the table above.
ADMT refers to an air dry metric ton and ST refers to short ton.
Represents the majority of the capacity at each of these facilities.
Paper capacity is based on an operating schedule of 360 days and the production at the winder.
We will complete the conversion of our Ashdown mill to 100% softwood and fluff pulp in early 2021. The mill will produce additional market hardwood pulp until it
converts the fiberline to softwood pulp. This conversion is reflected in the table above.
Estimated third-party shipments dependent upon market conditions.

We plan to enter the containerboard market with the conversion of our Kingsport paper machine. Once in full operation, the mill will produce and market approximately
600,000 tons annually of high-quality recycled linerboard and medium, providing us with a strategic footprint in a growing market. The conversion is expected to be
completed by the end of 2022.

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Our Raw Materials

The manufacturing of pulp and paper requires wood fiber, chemicals and energy. We discuss these three major raw materials used in our manufacturing operations below.

Wood Fiber

United States pulp and paper mills

The fiber used by our pulp and paper mills in the U.S. is softwood and hardwood, both readily available in the market from multiple third-party sources. The mills obtain
fiber  from  a  variety  of  sources,  depending  on  their  location.  These  sources  include  a  combination  of  supply  contracts,  wood  lot  management  arrangements,  advance
stumpage purchases and spot market purchases.

Canadian pulp and paper mills

The fiber used at our Windsor pulp and paper mill is hardwood originating from a variety of sources, including purchases on the open market in Canada and the U.S.,
contracts  with  Quebec  wood  producers’  marketing  boards,  public  land  where  we  have  wood  supply  allocations  and  from  Domtar’s  private  lands.  The  softwood  and
hardwood fiber for our Espanola pulp and paper mill and the softwood fiber for our Dryden pulp mill are obtained from third parties, directly or indirectly from public
lands and through designated wood supply allocations. The fiber used at our Kamloops pulp mill is all softwood, originating mostly from third-party sawmill operations
in the southern-interior part of British Columbia.

Cutting  rights  on  public  lands  related  to  our  pulp  and  paper  mills  in  Canada  represent  about  1.7  million  cubic  meters  of  softwood  and  0.8  million  cubic  meters  of
hardwood per year. Access to harvesting of fiber on public lands in Ontario and Quebec is subject to licenses and review by the respective governmental authorities.

Chemicals

We  use  various  chemical  compounds  in  our  pulp  and  paper  manufacturing  operations  that  we  purchase,  primarily  on  a  centralized  basis,  through  contracts  varying
between one and ten years in length to ensure product availability. Most of the contracts have pricing that fluctuates based on prevailing market conditions. For pulp
manufacturing,  we  use  numerous  chemicals  including  caustic  soda,  sodium  chlorate,  sulfuric  acid,  lime  and  peroxide.  For  paper  manufacturing,  we  also  use  several
chemical products including starch, precipitated calcium carbonate, optical brighteners, dyes and aluminum sulfate.

Energy

Our operations produce and consume substantial amounts of energy. Our primary energy sources include: biomass, natural gas and electricity. Approximately 73% of the
total energy required to manufacture our products comes from renewable fuels such as bark and spent pulping liquor, generated as byproducts from our manufacturing
processes. The remainder of the energy comes from smaller amounts of other fossil fuels and purchased steam procured under supply contracts. Under most of these
contracts, suppliers are committed to provide quantities within predetermined ranges that provide us with our needs for a particular type of fuel at a specific facility. Most
of these contracts have pricing that fluctuate based on prevailing market conditions. Biomass and fossil fuels are consumed primarily to produce steam that is used in the
manufacturing process and, to a lesser extent, to provide direct heat used in the chemical recovery process.

We have cogenerating assets at all of our integrated pulp and paper mills, as well as hydro assets at three locations: Espanola, Nekoosa and Rothschild. These generating
assets produce approximately 71% of the electricity requirements of our manufacturing operations, with the balance supplied from local utilities. Electricity is primarily
used to drive motors, pumps and other equipment, as well as provide lighting.  

Our Transportation

Transportation of raw materials, wood fiber, chemicals and pulp into our mills is mostly done by rail and trucks, although barges are used in certain circumstances. We
rely  on  third  parties  for  the  transportation  of  our  pulp  and  paper  products  between  our  mills,  converting  operations,  distribution  centers  and  customers.  Our  paper
products are shipped mostly by truck, with logistics operations and procurement being managed centrally in collaboration with each location. Our pulp is either shipped
by vessel, rail or truck depending on destination and customer preference. We work with major railroads, ocean carriers, and approximately 300 trucking and third- party
transportation companies in the U.S. and Canada. Service agreements are typically negotiated on an annual basis. We pay diesel fuel surcharges, which vary depending
on the mode of transportation used and the cost of diesel fuel.

7

 
Our Product Offering and Go-to-Market Strategy

Paper

Our uncoated freesheet papers are categorized into both communication papers and specialty and packaging papers. Communication papers are further categorized into
business papers and commercial printing and publishing papers.

Our business papers include copy and electronic imaging papers, which are used with inkjet and laser printers, photocopiers and plain-paper fax machines, as well as
computer papers, preprinted forms and digital papers. These products are primarily for office and home use. Business papers accounted for approximately 41% of our
shipments of paper products in 2020.

Our commercial printing and publishing papers include uncoated freesheet papers, such as offset papers and opaques. These uncoated freesheet grades are used in sheet
and  roll  fed  offset  presses  across  the  spectrum  of  commercial  printing  end-uses,  including  digital  printing.  Our  publishing  papers  include  tradebook  and  lightweight
uncoated papers used primarily in book publishing applications such as textbooks, dictionaries, catalogs, magazines, hard cover novels and financial documents. These
products  also  include  converting  papers,  such  as  envelopes,  tablets,  business  forms  and  data  processing/computer  forms.  Commercial  printing  and  publishing  papers
accounted for approximately 41% of our shipments of paper products in 2020.

Our  specialty  and  packaging  papers  include  papers  used  for  thermal  printing,  flexible  packaging,  food  packaging,  medical  packaging,  medical  gowns  and  drapes,
sandpaper backing, carbonless printing, labels and other papers used for coating and laminating applications. We also manufacture papers for industrial and specialty
applications  including  carrier  papers,  treated  papers,  security  papers  and  specialized  printing  and  converting  applications.  These  specialty  and  packaging  papers
accounted  for  approximately  18%  of  our  shipments  of  paper  products  in  2020.  These  grades  of  papers  require  a  certain  amount  of  innovation  and  agility  in  the
manufacturing system.

The chart below illustrates our main uncoated freesheet paper products and their applications:

Category
Grade

  Copy

Communication Papers

  Specialty and Packaging Papers

Business Papers

Commercial Printing and Publishing Papers

  Premium imaging
  Technology papers

  Offset
  Colors
  Index
  Tag
  Bristol

  Opaques
  Premium opaques
  Lightweight
  Tradebook

Application

  Photocopies
  Office documents
  Presentations

  Presentations
  Reports

  Commercial printing
  Direct mail
  Pamphlets
  Brochures
  Cards
  Posters

  Stationery
  Brochures
  Annual reports
  Books
  Catalogs
  Forms & Envelopes

Our  paper  sales  channels  are  aligned  to  efficiently  bring  a  competitive  and  complete  product  offering  to  our  varied  customers.  Our  customer  service  personnel  work
closely  with  sales,  marketing  and  production  staff  to  provide  service  and  support  to  merchants,  converters,  end-users,  stationers,  printers  and  retailers.  We  sell  our
products directly to end-users and others who influence paper purchasing decisions in order to enhance brand recognition and increase product demand. In addition, our
sales representatives work closely with mill-based product development personnel and undertake joint marketing initiatives with customers in order to better understand
their business needs and to support their future requirements.

We  sell  business  papers  primarily  to  paper  stationers,  merchants,  office  equipment  manufacturers  and  retail  outlets.  We  distribute  uncoated  commercial  printing  and
publishing  papers  to  end-users  and  commercial  printers,  mainly  through  paper  merchants,  as  well  as  selling  directly  to  some  end  users.  We  sell  our  specialty  and
packaging papers mainly to converters, who apply a further production process such as coating, rewinding, folding or waxing to our papers before selling them to a
variety of specialized end-users.

8

  Thermal papers
  Food packaging
  Bag stock
  Security papers
  Imaging papers
  Label papers
  Medical disposables

  Food & candy packaging
  Fast food takeout bag stock
  Check and security papers
  Surgical gowns

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
   
   
 
 
 
 
 
   
   
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
   
 
The chart below illustrates our channels of distribution for our paper products:

Category

Domtar sells to:

Communication Papers

Business Papers

Commercial Printing and Publishing Papers

Specialty and Packaging
Papers

Retailers
↓

Merchants
↓

Office Equipment
Manufacturers /
Stationers
↓

Merchants
↓

Converters
↓

End-Users

Converters
↓

Customer sells to:

Printers /
End-users

Printers /
Retailers /
End-users

Retailers /
Stationers /
End-users

Printers /
Converters /
End-users

  Merchants /

Retailers

End-users

Pulp

Our  pulp  products  are  comprised  of  softwood,  fluff  and  hardwood  kraft  as  well  as  high  quality  airlaid  and  ultrathin  laminated  cores.  Our  pulp  grades  are  sold  to
customers in over 50 countries worldwide and are used in a variety of end products, such as diapers and personal hygiene products, bathroom and facial tissue, specialty
and  packaging  papers,  customers  who  make  printing  and  writing  grades,  building  products  and  electrical  insulating  papers.  Our  laminated  cores  are  used  in  the
manufacturing of baby diapers, adult incontinence and feminine hygiene products.

We sell market pulp to customers in North America mainly through a North American sales force, while sales to most overseas customers are made directly or through
commission agents. We maintain pulp supplies at strategically located warehouses, which allow us to respond to customer orders on short notice.

Our Customers

Our  ten  largest  customers  represented  approximately  41%  of  our  sales  in  2020.  In  2020,  Staples  represented  approximately  12%  of  our  sales.  The  majority  of  our
customers purchase products through individual purchase orders. In 2020, approximately 75% of our sales were in the United States, 9% were in Canada, and 16% were
in other countries.

OUR STRATEGIC INITIATIVES AND FINANCIAL PRIORITIES

As a leading fiber-based technology company, Domtar is focused on driving innovation, enhancing our operating platforms, and delivering high quality products. To
further  bolster  our  position  and  drive  enhanced  value  for  our  stockholders,  Domtar  is  focused  on  four  key  business  objectives:  (1)  driving  value  through  strategic
investment; (2) building on our core competencies in wood fiber to diversify and expand Domtar’s footprint in growth markets and industries; (3) maintaining a balanced
and disciplined approach to capital allocation that allows for investments in growth opportunities and rewards stockholders with capital returns; and (4) operating with a
focus  on  environmental  responsibility  and  sustainability.  We  are  confident  that  the  continued  focus  on  these  objectives  will  bolster  the  competitive  position  of  our
business and drive value for our stakeholders, including stockholders, customers and employees.

Driving value. Fiber-based products remain the primary part of our growth plan, and we have strategies and operating priorities designed to maximize the value of the
business. Our key priorities include: increasing productivity in our pulp business, pursuing new sources of paper consumption, pursuing asset repurposing opportunities
and operating an optimal portfolio of strategic assets. We believe that execution on these priorities will enable Domtar to expand into complementary growth areas and
protect its market position in Pulp and Paper.

Expanding  into  areas  of  growth  and  leveraging  our  fiber  expertise.  We  are  focused  on  optimizing  and  expanding  our  operations  in  markets  with  positive  demand
dynamics through investments for organic growth, the repurposing of assets and strategic acquisitions. Domtar has a history of proactively adapting to changing market
conditions, and today, we are repositioning the Company towards areas of growth. We are well positioned to capitalize on new opportunities in the wood fiber market.
The Company already has the financial resources, infrastructure, raw materials, technologies and expertise necessary to deliver new products. We believe that we have
built a strong foundation for diversification and continue to make important, but disciplined, progress.

Maintaining a balanced and disciplined approach to capital allocation that allows for investments in growth opportunities and rewards stockholders with capital
returns. We believe in a balanced and disciplined approach to capital allocation, and we are committed to deploying capital only to the areas that will achieve the best
possible  return  for  our  stockholders.  Domtar’s  free  cash  flow  allows  us  to  invest  in  growth  opportunities  and  maintain  a  strong  and  flexible  financial  position  for
operating and strategic

9

 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
initiatives, while still returning capital to our stockholders. To continue generating free cash flow, we are focused on allocating our capital expenditures effectively and
minimizing  working  capital  requirements  by  reducing  discretionary  spending,  reviewing  procurement  costs  and  pursuing  the  balance  of  production  and  inventory
control.

Operating responsibly on behalf of all of Domtar’s stakeholders. We try to make a positive difference every day by pursuing sustainable growth, valuing relationships,
and responsibly managing our resources. We aim to care for our customers, end-users and stakeholders in the communities where we operate, all seeking assurances that
resources are managed in a sustainable manner. We strive to provide these assurances by certifying our distribution and manufacturing operations and measuring our
performance against internationally recognized benchmarks. Domtar is committed to the responsible use of forest resources across our operations, and we are enrolled in
programs and initiatives to encourage landowners to pursue certification to improve their market access and increase their revenue opportunities. We believe that each of
these initiatives also creates value for our stockholders and is part of our larger business strategy and commitment to environmental sustainability.

OUR COMPETITION

The markets in which our businesses operate are highly competitive with well-established domestic and foreign manufacturers.

In the paper business, our paper production does not rely on proprietary processes or formulas, except in highly specialized papers or customized products. In uncoated
freesheet,  we  compete  primarily  on  the  basis  of  product  quality,  breadth  of  offering,  service  solutions  and  competitively  priced  paper  products,  which  include  an
extensive  offering  of  high  quality  Forest  Stewardship  Council  (“FSC”)-certified  paper  products.  While  we  have  a  leading  position  in  the  North  American  uncoated
freesheet market, we also compete with other paper grades, including coated freesheet, and with electronic transmission and document storage alternatives. As the use of
these alternative products continues to grow, we continue to see a decrease in the overall demand for paper products. All of our pulp and paper manufacturing facilities
are located in the U.S. or in Canada where we sell approximately 84% of our products. The five largest manufacturers of uncoated freesheet papers in North America
(including Domtar) represent approximately 76% of total production capacity. On a global basis, there are hundreds of manufacturers that produce and sell uncoated
freesheet paper. The level of competitive pressures from foreign producers in the North American market is highly dependent upon exchange rates, particularly the rate
between the U.S. dollar and the Euro as well as the U.S. dollar and the Brazilian real.

The pulp we sell is fluff, softwood or hardwood pulp. The pulp market is highly fragmented with many manufacturers competing worldwide. Competition is primarily on
the basis of access to low-cost wood fiber, product quality and competitively priced pulp products. The fluff pulp we sell is used in absorbent products, incontinence
products, diapers and feminine hygiene products. The softwood and hardwood pulp we sell is primarily slow growth northern bleached softwood and hardwood kraft,
and we produce specialty engineered pulp grades with a predetermined mix of wood species. Our softwood and hardwood pulps are sold to customers that make a variety
of products for specialty paper, packaging, tissue and industrial applications, and customers who make printing and writing grades. Airlaid and ultrathin laminated cores
are highly customized and specialized for customer needs and have a relatively long and technical development, qualification and sales process. We also seek product
differentiation  through  the  certification  of  our  pulp  mills  to  the  FSC  chain-of-custody  standard  and  the  procurement  of  FSC-certified  virgin  fiber.  All  of  our  pulp
production capacity is located in the U.S. or in Canada, and we sell approximately 54% of our pulp to other countries.

OUR HUMAN CAPITAL

We  have  approximately  6,600  employees,  61%  are  employed  in  the  United  States  and  39%  in  Canada.  57%  of  our  employees  are  covered  by  collective  bargaining
agreements, generally on a facility-by-facility basis.    

We are committed to fostering a workplace that attracts and retains talent. Through ongoing employee development, comprehensive compensation and benefits, and a
focus on health, safety, employee well-being and community engagement, we aim to directly influence positive work behavior and on-the-job performance.

Diversity and Inclusion

Although we have a strict non-discrimination and anti-harassment policy, we view diversity and inclusion as more than just policies and practices. It is part of who we
are, how we operate, and essential to our long-term sustainability. We strive to create an inclusive workplace where people can bring their authentic selves to work and
feel valued and included.

Our  commitment  to  diversity  and  inclusion  starts  at  the  top  with  a  highly  skilled  and  diverse  board.  We  are  committed  to  increasing  representation  of  women  and
underrepresented minorities at Domtar overall, but particularly in leadership roles. The Domtar Diversity and Inclusion Council, provides guidance to leadership to help
make Domtar more inclusive and diverse.  

To ensure leadership maintains a commitment to diversity and inclusion, each leader is responsible for focusing on how they can develop and support diversity within the
workplace and within their scope of responsibilities. The Human Resources Committee of the Board also has ongoing oversight of diversity and inclusion programs.

10

 
Compensation and Pay Equity

Our  compensation  program  is  designed  to  attract  and  reward  talented  individuals  who  possess  the  skills  necessary  to  support  our  business  objectives,  assist  in  the
achievement of our strategic goals and create long-term value for our stockholders. We believe people should be paid for what they do and how they do it, regardless of
their gender, race, or other personal characteristics. To deliver on that commitment, we benchmark and set pay ranges based on market data and consider factors such as
an  employee’s  role,  experience  and  their  performance.  We  also  regularly  review  our  compensation  practices,  both  in  terms  of  our  overall  workforce  and  individual
employees, to ensure our pay is fair and equitable.

Learning and Development

Hiring, developing and retaining employees is important to our operations and we are focused on creating experiences and programs that foster growth, performance and
retention. We continually invest in our employees’ career growth and provide a wide range of development opportunities, including face-to-face, virtual, social and on-
site learning, mentoring, coaching, and external development.

Health and Safety

The physical health, life balance and mental health of our employees is vital to Domtar’s success.  That is why we work relentlessly to physically eliminate hazards and
minimize risk of injury, promote a safety culture, and invest in well-being programs to help our employees establish and maintain healthy lifestyles.

Throughout  the  COVID-19  pandemic,  we  have  remained  focused  on  protecting  the  health,  safety,  and  well-being  of  our  employees  while  meeting  the  needs  of  our
customers. Shortly after the outset of COVID-19, we adopted enhanced safety measures and practices across our facilities to protect employee health and safety and
ensured a reliable supply of essential products to our customers. We monitor the impact of the pandemic on our employees and within our operations, and proactively
modify or adopt new practices to promote their health and safety.

Community Involvement

We make donations to charitable organizations in the communities where we live and work and believe that this commitment helps in our efforts to attract and retain
employees.  We  also  offer  employees  the  opportunity  to  volunteer  in  their  communities  through  our  Domtar  EarthChoice  Ambassadors  program.  We  focus  our
philanthropic efforts on three areas that align with our business: literacy, sustainability, and health and wellness.

OUR APPROACH TO SUSTAINABILITY

Domtar aims to deliver value to our customers, employees, shareholders and communities by viewing our business decisions within the larger context of sustainability.
We take a long-term view on managing natural resources for the future. We strive to minimize waste and encourage recycling. We aim to have the highest standards for
ethical conduct, for caring about the health and safety of each other, and for maintaining the environmental quality in the communities where we live and work. We value
the partnerships we have formed with non-governmental organizations and believe they make us a better company. We focus on agility to respond to new opportunities,
and we are committed to turning innovation into value creation. By embracing sustainability as our operating philosophy, we seek to internalize the fact that the choices
we have and the impact of the decisions we make on our stakeholders are all interconnected. We believe that our business and the people and communities who depend
on us are better served as we weave this focus on sustainability into the things we do.

Domtar executes this commitment to sustainability at every level and every location across the Company. With the support of the Board of Directors, our Management
Committee  empowers  senior  managers  from  manufacturing,  technology,  finance,  sales  and  marketing  and  corporate  staff  functions  to  regularly  come  together  and
establish key sustainability performance metrics, and to routinely assess and report on progress. Our sustainability goals, challenges and progress are reported annually
on the Company’s website and other published reports.

OUR ENVIRONMENTAL COMPLIANCE

Our business is subject to a wide range of general and industry-specific laws and regulations in the U.S. and other countries where we have operations, relating to the
protection of the environment, including those governing wood harvesting, air emissions, climate change, waste water discharges, storage, management and disposal of
hazardous  substances  and  wastes,  contaminated  sites,  landfill  operation  and  closure  obligations  and  health  and  safety  matters.  Compliance  with  these  laws  and
regulations is a significant factor in the operation of our business. We may encounter situations in which our operations fail to maintain full compliance with applicable
environmental requirements, possibly leading to civil or criminal fines, penalties or enforcement actions, including those that could result in governmental or judicial
orders that stop or interrupt our operations or require us to take corrective measures at substantial costs, such as the installation of additional pollution control equipment
or other remedial actions.

Compliance with environmental laws and regulations involves capital expenditures as well as additional operating costs. Additional information regarding environmental
matters is included in Item 8, Financial Statements and Supplementary Data, under Note 22 “Commitments and Contingencies” and in Item 7, Management’s Discussion
and Analysis of Financial Condition and Results of Operations, under the section of Critical accounting estimates and policies, under the caption “Environmental Matters
and Asset Retirement Obligations.”

11

 
OUR INTELLECTUAL PROPERTY

Many of our brand name products are protected by registered trademarks. Our key trademarks include Cougar®, Lynx® Opaque Ultra, Husky® Opaque Offset, First
Choice®, EarthChoice®, Ariva®, NovaThin® and NovaZorb®. These brand names and trademarks are important to our business. Our numerous trademarks have been
registered in the U.S. and/or in other countries where our products are sold. The current registrations of these trademarks are effective for various periods of time. These
trademarks  may  be  renewed  periodically,  provided  that  we,  as  the  registered  owner,  and/or  licensee  comply  with  all  applicable  renewal  requirements,  including  the
continued use of the trademarks in connection with similar goods.

We own U.S. and foreign patents and have several pending patent applications. Our management regards these patents and patent applications as important but does not
consider any single patent or group of patents to be materially important to our business as a whole.

OUR EXECUTIVE OFFICERS (“MANAGEMENT COMMITTEE”)

Name

John D. Williams

Age

66

Position and Business Experience
President and Chief Executive Officer of the Company since January 2009. He is also a
member of the Board of Directors.

Daniel Buron

Maria Brennan

James Edwards

57

54

56

Previously,  Mr.  Williams  served  as  President  of  SCA  Packaging  Europe  between  2005
and  2008.  Prior  to  assuming  his  leadership  position  with  SCA  Packaging  Europe,  Mr.
Williams  held  increasingly  senior  management  and  operational  roles  in  the  packaging
business and related industries.

Mr. Williams is Lead Independent Director of the Board of Directors of Owens Corning
and  the  Non-Executive  Chairman  of  Form  Technologies,  Inc.,  a  privately  held  leading
global group of precision component manufacturers based in Charlotte, North Carolina.

Executive Vice President and Chief Financial Officer of the Company since March 2007.
Mr. Buron was previously Senior Vice-President and Chief Financial Officer of Domtar
Inc.  since  May  2004.  He  joined  Domtar  Inc.  in  1999.  Prior  to  May  2004,  he  was  Vice
President,  Finance,  Pulp  and  Paper  sales  division  and,  prior  to  September  2002,  he  was
Vice President and Controller. He has over 30 years of experience in finance. Mr. Buron is
a  Director  of  the  McGill  University  Health  Centre  Foundation  and  also  serves  on  the
Board of Directors of Nouveau Monde Graphite Inc.

Senior  Vice  President,  Procurement.  Ms.  Brennan  has  been  with  Domtar  since  2014.
Previously, she worked for ConAgra, PepsiCo and General Mills where she held various
roles,  including  plant  management,  customer  service,  logistics  and  planning,  and
procurement. She is on the Board of Directors for the Humane Society of Charlotte and is
also on the Board of Directors for the Supply Chain Council at West Virginia University.

Senior  Vice  President,  Pulp  and  Paper  Operations.  Mr.  Edwards  has  been  with  Domtar
since 1996 and has held several mill and corporate positions including Vice President of
Pulp and Paper manufacturing services team, general manager of our pulp and paper mill
in  Marlboro  (Bennettsville),  South  Carolina,  operations  manager,  linerboard  and  fluff
pulp manager, and recycled linerboard superintendent. He is on the National Council for
Air and Stream Improvement Board of Governors and on Western Michigan University’s
Board of Trustees for their Paper Technology Foundation.

12

 
 
 
Steven Henry

Zygmunt Jablonski

Nancy Klembus

Patrick Loulou

Stephen Makris

Robert Melton

Richard McAtee

48

67

60

52

48

49

51

Senior  Vice  President,  Packaging.  Mr.  Henry  has  been  with  Domtar  since  2011.
Previously  at  Domtar  he  held  the  positions  of  Vice  President,  strategy  and  business
analysis,  and  general  manager  at  our  Hawesville,  Kentucky,  pulp  and  paper  mill.
Throughout  his  25-year  career  in  the  forest  products  and  paper  industry  he  has  held  a
variety of mill and corporate positions at Georgia-Pacific, Weyerhaeuser and International
Paper. He currently serves on the Board of Directors of Prisma Renewable Composites,
LLC.

Senior Vice President and Chief Legal and Administrative Officer of the Company. Mr.
Jablonski joined Domtar in 2008, after serving in various in-house counsel positions for
major manufacturing and distribution companies in the paper industry for 13 years. From
1985 to 1994, he practiced law in Washington, DC. Mr. Jablonski will be departing April
2, 2021.

Senior Vice President, General Counsel and Corporate Secretary, effective April 2, 2021.
Ms.  Klembus  has  been  with  Domtar  since  2016.  She  has  over  20  years  of  experience
practicing law in the paper and personal care industry and previously worked in private
practice  and  in-house  at  Kimberly-Clark.  Prior  to  attending  law  school,  she  worked  at
General Motors in engineering, reliability, and manufacturing. She is licensed to practice
law  in  Michigan  and  Georgia,  as  well  before  the  United  States  Patent  and  Trademark
Office. Ms. Klembus is on the Board of Directors of the Soccer Foundation of Charlotte.

Senior  Vice  President,  Business  Development  since  he  joined  the  Company  in  March
2007. Previously, he held a number of positions in the telecommunications sector as well
as in management consulting. His over 20 year career has spanned a number of areas and
functions  such  as  corporate  strategy,  M&A,  operations,  business  transformation  and
business  development.  Mr.  Loulou  is  also  a  trustee  of  the  Montreal  Fine  Arts  Museum
Foundation and sits on the Board of the Montreal Symphony Orchestra.

Senior Vice President, Business Transformation. Mr. Makris has been with Domtar since
2013.  Previously  at  Domtar  he  held  the  positions  of  Vice  President,  Pulp  and  Vice
President, strategy and global innovation for our former Personal Care division. Prior to
joining  Domtar,  Mr.  Makris  worked  for  a  project  and  technology  development  firm
serving  the  forest  products  and  energy  sectors,  where  he  was  responsible  for  business
development. He was also an associate partner at McKinsey & Company and a leader in
the firm’s forest products practice based in Stockholm, Sweden.

Senior  Vice  President,  Pulp  and  Paper  Commercial. Mr.  Melton  has  been  with  Domtar
since  1993.  He  has  held  multiple  roles  in  the  communication  and  specialty  papers  at
Domtar. He serves as Chair of the Printing & Writing Committee of the American Forest
and  Paper  Association,  is  on  the  Board  of  Directors  of  the  Envelope  Manufacturers
Association Foundation and is also on the Board of Directors of the Paper & Packaging
Board.

Senior Vice President, Human Resources, effective April 2, 2021. Mr. McAtee has been
with  Domtar  since  2015  and  has  over  25  years  of  experience  in  labor  relations,
employment  law  and  human  resources.  Prior  to  joining  Domtar,  Mr.  McAtee  was  a
managing partner with Jackson Lewis P. C., one of the largest employment and labor law
firms in the United States. During this time, he opened and managed their Raleigh, North
Carolina office and was elected to their Board of Directors.

13

 
FORWARD-LOOKING STATEMENTS

This Annual Report on Form 10-K contains forward-looking statements relating to trends in, or representing management’s beliefs about, Domtar Corporation’s future
growth,  results  of  operations,  performance,  liquidity  and  business  prospects  and  opportunities.  These  forward-looking  statements  are  generally  denoted  by  the  use  of
words such as “anticipate,” “believe,” “expect,” “intend,” “aim,” “target,” “plan,” “continue,” “estimate,” “project,” “may,” “will,” “should” and similar expressions.
These  statements  reflect  management’s  current  beliefs  and  are  based  on  information  currently  available  to  management.  Forward-looking  statements  are  necessarily
based  upon  a  number  of  estimates  and  assumptions  that,  while  considered  reasonable  by  management,  are  inherently  subject  to  known  and  unknown  risks  and
uncertainties and other factors that could cause actual results to differ materially from historical results or those anticipated. Accordingly, no assurances can be given that
any of the events anticipated by the forward-looking statements will occur, or if any occur, what effect they will have on our results of operations or financial condition.
These factors include, but are not limited to:

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

•

continued decline in usage of fine paper products in our core North American market;

our  ability  to  implement  our  business  diversification  initiatives,  including  repurposing  of  assets  and  strategic  acquisitions  or  divestitures,  including
facility closures;

failure to achieve our cost containment goals, conversion costs in excess of our expectations and demand for linerboard;

product selling prices;

raw material prices, including wood fiber, chemical and energy;

conditions in the global capital and credit markets, and the general economy, particularly in the U.S., and Canada;

performance of our manufacturing operations, including unexpected maintenance requirements;

the level of competition from domestic and foreign producers;

cyberattacks or other security breaches;

the effect of, or change in, forestry, land use, environmental and other governmental regulations and accounting regulations;

the effect of weather and the risk of loss from fires, floods, windstorms, hurricanes and other natural disasters;

transportation costs;

the loss of current customers or the inability to obtain new customers;

legal proceedings;

changes in asset valuations, including impairment of long-lived assets, inventory, accounts receivable or other assets or other reasons;

changes in currency exchange rates, particularly the relative value of the U.S. dollar to the Canadian dollar;

the effect of timing of retirements and changes in the market price of Domtar Corporation’s common stock on charges for stock-based compensation;

performance of pension fund investments and related derivatives, if any;

a material disruption in our supply chain, manufacturing, distribution operations or customer demand such as public health crises that impact trade or the
general economy, including COVID-19 and other viruses, diseases or illnesses; and

the other factors described under “Risk Factors,” Item 1A.

You  are  cautioned  not  to  unduly  rely  on  such  forward-looking  statements,  which  speak  only  as  of  the  date  made,  when  evaluating  the  information  presented  in  this
Annual Report on Form 10-K. Unless specifically required by law, Domtar Corporation disclaims any obligation to update or revise these forward-looking statements to
reflect new events or circumstances.

14

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 1A.  RISK FACTORS

You should carefully consider the risks described below in addition to the other information presented in this Annual Report on Form 10-K.

Risks Related to our Business

Failure to successfully implement the Company’s business diversification initiatives could have a material adverse effect on its business, results of operations and
financial position.

The Company is pursuing strategic initiatives that management considers important to our long-term success. The intent of these initiatives is to help grow and diversify
the business and counteract the secular decline in our North American paper business. These initiatives may involve organic growth, conversion of assets, select joint
ventures and strategic acquisitions. The success of these initiatives will depend on, among other things, our ability to identify potential strategic initiatives, understand
the  key  trends  and  principal  drivers  affecting  those  businesses  and  to  execute  the  initiatives  in  a  cost-effective  manner.  There  are  significant  risks  involved  with  the
execution of such initiatives, including significant business, economic and competitive uncertainties, many of which are outside the Company’s control.

For example, we are currently converting one of our mills to a containerboard production facility and in the past, we have converted paper mills to fluff pulp production
facilities. If circumstances warrant, in the future we may again convert mills to produce pulp or other products. Conversions can be capital intensive and can involve the
shutdown  of  a  facility  for  an  extended  period  of  time,  followed  by  an  extended  ramp-up  and  customer  certification  process.  In  addition,  the  success  of  a  conversion
depends upon demand over time for the new product relative to the previously produced paper products, as well as costs and other factors, and there can be no assurance
that a conversion will be as successful as expected.

Strategic acquisitions may expose the Company to additional risks. The Company may have to compete for acquisition targets and any acquisition it makes may fail to
accomplish our strategic objectives or may not perform as expected. In addition, the costs of integrating an acquired business may exceed our estimates and may require
significant time and attention from senior management. Accordingly, the Company cannot predict whether it will succeed in implementing these strategic initiatives. If it
fails to successfully diversify our business, it may have a material adverse effect on the Company’s competitive position, financial condition and operating results.

The Company’s paper products are vulnerable to long-term declines in demand due to competing technologies or materials.

The  Company’s  paper  business  competes  with  electronic  transmission  and  document  storage  alternatives,  as  well  as  with  paper  grades  it  does  not  produce,  such  as
uncoated groundwood. As a result of such competition, the Company is experiencing ongoing decreasing demand for most of its existing paper products. As the use of
these alternatives grows, demand for paper products is likely to decline further. Declines in demand for our paper products may adversely affect the Company’s business,
results of operations and financial position.

The pulp and paper industry is highly cyclical. Fluctuations in the prices of and the demand for the Company’s pulp and paper products could result in lower sales
and profit.

The pulp and paper industry is highly cyclical. Historically, economic and market shifts, fluctuations in capacity and changes in foreign currency exchange rates have
created cyclical changes in prices, sales volume and margins for the Company’s pulp and paper products. The length and magnitude of industry cycles have varied over
time and by product, but generally reflect changes in macroeconomic conditions and levels of industry capacity. Most of the Company’s paper products are commodities
that are widely available from other producers. Because commodity products have few distinguishing qualities from producer to producer, competition for these products
is based primarily on price, which is determined by supply relative to demand.

The  overall  levels  of  demand  for  the  pulp  and  paper  products  that  the  Company  manufactures  and  distributes,  and  consequently  its  sales  and  profitability,  reflect
fluctuations in levels of end-user demand, which depend in part on general macroeconomic conditions in North America and worldwide, the continuation of the current
level  of  service  and  cost  of  postal  services,  as  well  as  competition  from  electronic  substitution.  See  “Conditions  in  the  global  political  and  economic  environment,
including the global capital and credit markets, can adversely affect the Company’s business, results of operations and financial position” and “The Company’s paper
products are vulnerable to long-term declines in demand due to competing technologies or materials”.

Industry supply of pulp and paper products is also subject to fluctuation, as changing industry conditions can influence producers to idle or permanently close individual
machines or entire mills. Such closures can result in significant cash and/or non-cash charges. In addition, to avoid substantial cash costs in connection with idling or
closing a mill, some producers will choose to continue to operate at a loss, sometimes even a cash loss, which can prolong weak pricing environments due to oversupply.
Oversupply also can result from producers introducing new capacity in response to favorable pricing trends or low-cost imports in response to exchange rates and other
factors.

15

 
Industry supply of pulp and paper products is also influenced by overseas production capacity, which has grown in recent years and is expected to continue to grow.

As a result, prices for all of the Company’s pulp and paper products are driven by many factors outside of its control, and the Company has little influence over the
timing and extent of price changes, which are often volatile. Because market conditions beyond the Company’s control determine the prices for its commodity products,
the price for any one or more of these products may fall below its cash production costs, requiring the Company to either incur cash losses on product sales or cease
production at one or more of its pulp and paper manufacturing facilities. The Company continuously evaluates potential adjustments to its production capacity, which
may include additional closures of machines or entire mills, and the Company could recognize significant cash and/or non-cash charges relating to any such closures in
future periods. Refer to Item 8, Financial Statements and Supplementary Data, under Note 16 “Closure and Restructuring Costs and Impairment of Long-Lived Assets”
for  more  details.  Therefore,  the  Company’s  profitability  with  respect  to  these  products  depends  on  managing  its  cost  structure,  particularly  wood  fiber,  chemical,
transportation and energy costs, which represent the largest components of its operating costs and can fluctuate based upon factors beyond its control. If the prices or
demand for its pulp and paper products decline, or if its wood fiber, chemical, transportation or energy costs increase, or both, this could adversely affect the Company’s
results of operations and financial position.

The Company relies heavily on a small number of significant customers, including one customer that represented approximately 12% of the Company’s sales in
2020. A significant change in customer relationships or in customer demand for our products could materially adversely affect the Company’s business, financial
condition or results of operations.

The Company heavily relies on a small number of significant customers. The Company’s largest customer, Staples, represented approximately 12% of the Company’s
sales in 2020. A significant reduction in sales to any of the Company’s key customers could materially adversely affect the Company’s business, financial condition or
results of operations, which could result from such customers further diversifying their product sourcing, experiencing financial difficulty or consolidating with each
other.

The Company may have difficulty obtaining wood fiber at favorable prices, or at all.

Wood fiber is the principal raw material used by the Company’s Pulp and Paper business, comprising approximately 24% of the cost of sales in 2020. Wood fiber is a
commodity,  and  prices  historically  have  been  impacted  by  a  variety  of  factors.  The  primary  source  for  wood  fiber  is  timber.  Environmental  litigation  and  regulatory
developments,  alternative  use  for  energy  production  and  reduction  in  harvesting  related  to  the  housing  market,  have  caused,  and  may  cause  in  the  future,  significant
reductions in the amount of timber available for commercial harvest in the U.S. and Canada. In addition, future domestic or foreign legislation and litigation concerning
the use of timberlands, the protection of endangered species, the promotion of forest health and the response to and prevention of catastrophic wildfires could also affect
timber supplies. Availability of harvested timber may be further limited by adverse weather, fire, insect infestation, disease, ice storms, windstorms, flooding and other
natural and man-made causes, thereby reducing supply and increasing prices. Wood fiber pricing is subject to regional market influences, and the Company’s cost of
wood fiber may increase in particular regions due to market shifts in those regions. Any sustained increase in wood fiber prices would increase the Company’s operating
costs, and the Company may be unable to increase prices for its products in response to increased wood fiber costs due to additional factors affecting the demand or
supply of these products.

The Company currently meets its wood fiber requirements by purchasing wood fiber from third parties and by harvesting timber pursuant to its forest licenses and forest
management agreements. If the Company’s cutting rights, pursuant to its forest licenses or forest management agreements are reduced, or any third-party supplier of
wood fiber stops selling or is unable to sell wood fiber to the Company, its financial condition or results of operations could be materially and adversely affected.

An increase in the cost of the Company’s purchased energy or other raw materials would lead to higher manufacturing costs, thereby reducing its margins.

The Company’s operations consume substantial amounts of energy such as biomass, natural gas and electricity. Energy prices, particularly for electricity, natural gas and
fuel oil, have been volatile in recent years. As a result, fluctuations in energy prices will impact the Company’s manufacturing costs and contribute to earnings volatility.
While the Company purchases substantial portions of its energy under supply contracts, most of these contracts are based on market pricing.

Other  raw  materials  the  Company  uses  include  various  chemical  compounds,  such  as  precipitated  calcium  carbonate,  sodium  chlorate,  sulfuric  acid,  dyes,  peroxide,
methanol and aluminum sulfate, super absorbent polymers and nonwovens. The costs of these other raw materials have been volatile historically, and they are influenced
by capacity utilization, energy prices and other factors beyond the Company’s control.

Due to the commodity nature of the Company’s products, the relationship between supply and demand for these products, rather than changes in the cost of raw materials
or purchased energy, will determine the Company’s ability to increase prices. Consequently, the Company may be unable to pass on increases in its operating costs to its
customers. Any sustained increase in raw material or energy

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prices without any corresponding increase in product pricing would reduce the Company’s operating margins and may have a material adverse effect on its business and
results of operations.

The Company depends on third parties for transportation services.

The  Company  relies  on  third  parties  for  transportation  of  the  products  it  manufactures  and/or  distributes,  as  well  as  delivery  of  its  raw  materials.  In  particular,  a
significant  portion  of  the  goods  it  manufactures  and  raw  materials  it  uses  are  transported  by  railroad,  trucks  or  ocean  barges.  If  any  of  its  third-party  transportation
providers were to fail to deliver the goods that the Company manufactures or distributes in a timely manner, the Company may be unable to sell those products at full
value, or at all. Similarly, if any of these providers were to fail to deliver raw materials to the Company in a timely manner, it may be unable to manufacture its products
in response to customer demand. In addition, if any of these third parties were to cease operations or cease doing business with the Company, it may be unable to replace
them at reasonable cost. Any failure of a third-party transportation provider to deliver raw materials or finished products in a timely manner could harm the Company’s
reputation, negatively impact its customer relationships and may have a material adverse effect on its financial condition and results of operations.

The Company could experience disruptions in operations and/or increased labor costs due to labor disputes.

Approximately 57% of the Company’s employees are represented by unions through collective bargaining agreements generally negotiated on a facility-by-facility basis.
In the future, the Company may not be able to negotiate acceptable new collective bargaining agreements, which could result in strikes or work stoppages or other labor
disputes  by  affected  workers.  Renewal  of  collective  bargaining  agreements  could  also  result  in  higher  wages  or  benefits  paid  to  union  members.  In  addition,  labor
organizing  activities  could  occur  at  any  of  the  Company’s  facilities.  Therefore,  the  Company  could  experience  a  disruption  of  its  operations  or  higher  ongoing  labor
costs, which could have a material adverse effect on its business and results of operations.

A  material  disruption  in  the  Company  supply  chain,  manufacturing  or  distribution  operations  could  prevent  it  from  meeting  customer  demand,  reduce  its  sales
and/or negatively impact its results of operations.

The Company’s ability to manufacture, distribute and sell products is critical to its operations. These activities are subject to inherent risks such as:

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unscheduled maintenance outages;

prolonged power failures;

equipment failure;

chemical spill or release;

malfunction of a boiler;

the effect of a drought or reduced rainfall on its water supply;

labor disputes;

government regulations;

disruptions in the transportation infrastructure, including roads, bridges, railroad tracks and tunnels;

adverse weather, fires, floods, earthquakes, hurricanes or other catastrophes;

cyberattack or other security breaches;

failure of our IT systems, including any failure of our current systems and/or as a result of transitioning to additional or replacement IT system;

public health crises that impact trade or the general economy, including COVID-19 and other viruses, diseases or illnesses;

terrorism or threats of terrorism; or

other operational problems, including those resulting from the risks described in this section.

Events such as those listed above could disrupt the Company’s supply chain and impair its ability to manufacture or sell its products and have resulted in operating losses
in the past. Any interruption or facility damage could prevent the Company from meeting customer demand for its products as well as require additional resources and/or
require  unplanned  expenditures.  If  one  or  more  of  these  machines  or  facilities  were  to  incur  significant  downtime,  it  may  have  a  material  adverse  effect  on  the
Company’s results of operations and financial position.

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The Company could encounter difficulties restructuring operations or closing or disposing of facilities or business.

The Company is continuously seeking the most cost-effective means and structure to serve our customers and to respond to changes in our markets. Accordingly, from
time  to  time,  the  Company  has,  and  is  likely  to  again  close  facilities,  sell  non-core  assets  and  otherwise  restructure  operations  in  an  effort  to  improve  cost
competitiveness and profitability. As a result, restructuring and divestiture costs have been, and are expected to be, a recurring component of our operating costs, and
may vary significantly from year to year depending on the scope of such activities. Divestitures and restructuring may also result in significant financial charges for the
impairment of assets, including intangible assets. Furthermore, such activities may divert the attention of management, disrupt our ordinary operations, or result in a
reduction  in  the  volume  of  products  produced  and  sold.  There  is  no  guarantee  that  any  such  activities  will  achieve  its  goal,  and  if  the  Company  cannot  successfully
manage the associated risks, its financial condition and results of operations could be adversely affected.

Legal and Regulatory Risks

The Company could incur substantial costs as a result of compliance with, violations of or liabilities under applicable environmental laws and regulations. It could
also incur costs as a result of asbestos-related personal injury litigation.

The Company is subject to a wide range of general and industry-specific laws and regulations in the U.S. and other countries where we have operations, relating to the
protection of the environment and natural resources, including those governing air emissions, greenhouse gases and climate change, wastewater discharges, harvesting,
silvicultural  activities,  storage,  management  and  disposal  of  hazardous  substances  and  wastes,  the  cleanup  of  contaminated  sites,  landfill  operation  and  closure
obligations,  forestry  operations  and  endangered  species  habitat,  and  health  and  safety  matters.  In  particular,  the  pulp  and  paper  industry  in  the  U.S.  is  subject  to  the
United States Environmental Protection Agency’s (“EPA”) Cluster Rules.

The Company has incurred, and expects that it will continue to incur, significant capital, operating and other expenditures complying with applicable environmental laws
and regulations as a result of remedial obligations. The Company incurred $62 million of operating expenses and $4 million of capital expenditures in connection with
environmental compliance and remediation in 2020. As of December 31, 2020, the Company had a provision of $47 million for environmental expenditures, including
certain asset retirement obligations (such as for landfill capping).

The Company could also incur substantial costs, such as civil or criminal fines, sanctions and enforcement actions (including orders limiting its operations or requiring
corrective measures, installation of pollution control equipment or other remedial actions), cleanup and closure costs, and third-party claims for property damage and
personal injury as a result of violations of, or liabilities under, environmental laws and regulations. The Company’s ongoing efforts to identify potential environmental
concerns that may be associated with its past and present properties may lead to future environmental investigations. Those efforts may result in the determination of
additional environmental costs and liabilities which cannot be reasonably estimated at this time.

As the owner and operator of real estate, the Company may be liable under environmental laws for cleanup, closure and other damages resulting from the presence and
release  of  hazardous  substances,  including  asbestos,  on  or  from  its  properties  or  operations,  including  properties  that  it  no  longer  owns.  The  amount  and  timing  of
environmental expenditures is difficult to predict, and, in some cases, the Company’s liability may be imposed without regard to contribution or to whether it knew of, or
caused, the release of hazardous substances and may exceed forecasted amounts or the value of the property itself. The discovery of additional contamination or the
imposition of additional cleanup obligations at the Company’s or third-party sites may result in significant additional costs. Any material liability the Company incurs
could adversely impact its financial condition or preclude it from making capital expenditures that would otherwise benefit its business.

In addition, the Company may be subject to asbestos-related personal injury litigation arising out of exposure to asbestos on or from its properties or operations and may
incur substantial costs as a result of any defense, settlement, or adverse judgment in such litigation. The Company may not have access to insurance proceeds to cover
costs associated with asbestos-related personal injury litigation.

Enactment of new environmental laws or regulations or changes in existing laws or regulations (such as changes in climate change regulation), or interpretation thereof,
might  require  significant  expenditures.  For  additional  information,  refer  to  Item  8,  Financial  Statements  and  Supplementary  Data,  under  Note  22  “Commitments  and
Contingencies”. The Company may be unable to generate funds or other sources of liquidity and capital to fund environmental liabilities or expenditures.

Failure to comply with applicable laws and regulations could have a material adverse effect on our business, financial results or condition.

In addition to environmental laws, the Company’s business and operations are subject to a broad range of other laws and regulations in the U.S. and Canada as well as
other jurisdictions in which the Company operates, including antitrust and competition laws, occupational health and safety laws, and employment laws. Many of these
laws  and  regulations  are  complex  and  subject  to  evolving  and  differing  interpretation.  If  the  Company  is  determined  to  have  violated  any  such  laws  or  regulations,
whether inadvertently or

18

 
willfully, it may be subject to civil and criminal penalties, including substantial fines, loss of authorizations to participate in or exclusion from government programs,
claims for damages by third parties or fines or monetary penalties which may have a material adverse effect on the Company’s financial position, results of operations or
cash flows. For additional information, refer to Item 8, Financial Statements and Supplementary Data, under Note 22 “Commitments and Contingencies.”

Financial Risks

The Company’s operations require substantial capital, and it may not have adequate capital resources to provide for all of its capital requirements.

The Company’s businesses are capital intensive and require ongoing capital expenditures in order to maintain its equipment, increase its operating efficiency and comply
with environmental laws. In 2020, the Company’s total capital expenditures were $175 million.

If the Company’s available cash resources and cash generated from operations are not sufficient to fund its operating needs and capital expenditures, the Company would
have to obtain additional funds from borrowings or other available sources or reduce or delay its capital expenditures. The Company may not be able to obtain additional
funds on favorable terms, or at all. In addition, the Company’s debt service obligations will reduce its available cash flows. If the Company cannot maintain or upgrade
its equipment as it requires or allocate funds to ensure environmental compliance, it could be required to curtail or cease some of its manufacturing operations, or it may
become unable to manufacture products that compete effectively in one or more of its product lines.

The Company and its subsidiaries may incur substantially more debt. This could increase risks associated with its leverage.

The  Company  and  its  subsidiaries  may  incur  substantial  additional  indebtedness  in  the  future.  Although  the  revolving  credit  facility  contains  restrictions  on  the
incurrence  of  additional  indebtedness,  including  secured  indebtedness,  these  restrictions  are  subject  to  a  number  of  qualifications  and  exceptions,  and  additional
indebtedness incurred in compliance with these restrictions could be substantial. Refer to Item 8, Financial Statements and Supplementary Data, under Note 19 “Long-
Term Debt” for more details.

The Company’s ability to generate the significant amount of cash needed to pay interest and principal on the Company’s unsecured long-term notes and service its
other debt and financial obligations and its ability to refinance all or a portion of its indebtedness or obtain additional financing depends on many factors beyond the
Company’s control.

In 2020, the Company paid approximately $59 million in interest and principal payments. The Company’s ability to make payments on and refinance its debt, including
the Company’s unsecured long-term notes and amounts borrowed under its revolving credit facility and term loan, if any, and other financial obligations and to fund its
operations will depend on its ability to generate substantial operating cash flow. The Company’s cash flow generation will depend on its future performance, which will
be subject to prevailing economic conditions and to financial, business and other factors, many of which are beyond its control.

The Company’s business may not generate sufficient cash flow from operations and future borrowings may not be available to the Company under its revolving credit
facility or otherwise in amounts sufficient to enable the Company to service its indebtedness, including the Company’s unsecured long-term notes, and borrowings, if
any,  under  its  revolving  credit  facility  and  securitization  or  to  fund  its  other  liquidity  needs.  If  the  Company  cannot  service  its  debt,  the  Company  will  have  to  take
actions such as reducing or delaying capital investments, selling assets, restructuring or refinancing its debt or seek additional equity capital. Any of these remedies may
not be executed on commercially reasonable terms, or at all, and may impede the implementation of its business strategy. Furthermore, the revolving credit facility may
restrict the Company from adopting any of these alternatives. Because of these and other factors that may be beyond its control, the Company may be unable to service
its indebtedness.

The Company has liabilities with respect to its pension plans and the actual cost of its pension plan obligations could exceed current provisions. As of December 31,
2020, the Company’s defined benefit plans had a surplus of $152 million on certain plans and a deficit of $124 million on others.

Since pension fund obligations are primarily long-term in nature, losses in pension fund investments, if any, would result in increased contributions by the Company, to
be paid over 5 year or 10 year periods, depending upon the applicable legislation for funding pension deficits. Losses, if any, would also impact the Company’s results
over a longer period of time and immediately increase liabilities and reduce equity.

The  Company’s  future  funding  obligations  for  its  defined  benefit  pension  plans  depend  upon  changes  to  the  level  of  benefits  provided  by  the  plans,  the  future
performance of assets set aside in trusts for these plans, the level of interest rates used to determine minimum funding levels, actuarial data and experience, and any
changes in government laws and regulations. As of December 31, 2020, the Company’s defined benefit pension plans held assets with a fair value of $1,594 million.

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Market Risks

The  Company  faces  intense  competition  in  its  markets,  and  the  failure  to  compete  effectively  could  have  a  material  adverse  effect  on  its  business  and  results  of
operations.

The Company competes with U.S., Canadian, European and Asian producers and, for many of its product lines with global producers, some of which may have greater
financial resources and lower production costs than the Company. The principal basis for competition is selling price. The Company’s ability to maintain satisfactory
margins depends largely on its ability to control its costs. Our industries also are particularly sensitive to other factors including innovation, design, quality and service,
with  varying  emphasis  on  these  factors  depending  on  the  product  line.  The  Company  cannot  provide  assurance  that  it  will  compete  effectively  and  maintain  current
levels of sales and profitability. If the Company cannot compete effectively, such failure could have a material adverse effect on its business and results of operations.

Conditions in the global political and economic environment, including the global capital and credit markets, can adversely affect the Company’s business, results of
operations and financial position.

A  significant  or  prolonged  downturn  in  the  general  economic  environment  may  affect  the  Company’s  sales  and  profitability.  The  Company  has  exposure  to
counterparties with which it routinely executes transactions. Such counterparties include commercial banks, insurance companies and other financial institutions, some
of which may be exposed to bankruptcy or liquidity risks. A bankruptcy or illiquidity event by one of its significant counterparties may materially and adversely affect
the  Company’s  access  to  capital,  future  business  and  results  of  operations.  In  addition,  the  Company’s  customers  and  suppliers  may  be  adversely  affected  by  severe
economic conditions. This could result in reduced demand for its products or its inability to obtain necessary supplies at reasonable costs, or at all.

The Company may be negatively impacted by political issues or crisis in individual countries or regions, including sovereign risk related to a default by or deterioration
in the credit worthiness of local governments. Any of these effects, and others the Company cannot anticipate, may have a negative effect and may adversely affect the
Company’s business.

The Company is affected by changes in currency exchange rates.

The Company has manufacturing operations in the U.S. and Canada. As a result, it is exposed to movements in foreign currency exchange rates in Canada. Moreover,
certain  assets  and  liabilities  are  denominated  in  currencies  other  than  the  U.S.  dollar  and  are  exposed  to  foreign  currency  movements.  As  a  result,  the  Company’s
earnings  are  affected  by  increases  or  decreases  in  the  value  of  the  Canadian  dollar  relative  to  the  U.S.  dollar.  Additionally,  there  has  been,  and  may  continue  to  be,
volatility in currency exchange rates. The Company’s risk management policy allows hedging a significant portion of its exposure to fluctuations in foreign currency
exchange rates for periods up to three years. The Company may use foreign exchange derivative instruments to mitigate its exposure to fluctuations in foreign currency
exchange rates. There can be no assurance that the Company will be protected against substantial foreign currency fluctuations. Currency exchange rates could adversely
affect the Company’s results of operations and financial position.

General Risks

A global pandemic (or any disease outbreak, including epidemics, pandemics, or similar widespread public health concerns such as the recent COVID-19 pandemic)
could have a material adverse effect on the Company’s business operations, results of operations, cash flows and financial position.

The Company’s business may be negatively impacted by the fear of exposure to or actual effects of a disease outbreak, epidemic, pandemic, or similar widespread public
health  concern,  resulting  in  travel  restrictions  or  recommendations  or  mandates  from  governmental  authorities  to  avoid  large  gatherings  or  to  self-quarantine.  These
impacts include, but are not limited to:

• Significant reductions in demand or significant volatility in demand for one or more of the Company’s products, which may be caused by, among other things: the
closing of offices and schools where paper is used extensively, the temporary inability of consumers to purchase the Company’s products due to illness, quarantine
or other travel restrictions, financial hardship, shifts in demand away from one or more of our more discretionary or higher priced products to lower priced products
or use of alternatives, stockpiling or similar activity; if prolonged, such impacts can further increase the difficulty of planning for operations and may adversely
impact the Company’s results;

• Inability to meet the Company’s customers’ needs and achieve cost targets due to disruptions in the Company’s manufacturing and supply arrangements caused
by constrained workforce capacity or the loss or disruption of other essential manufacturing and supply elements such as raw materials or other finished product
components, transportation, or other manufacturing and distribution capability;

• Failure of third parties on which the Company relies, including the Company’s suppliers, distributors, contractors or commercial banks, to meet their obligations
to the Company, or significant disruptions in their ability to do so, which may be caused by their own financial or operational difficulties and may adversely impact
the Company’s operations; or

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•  Significant  changes  in  the  political  conditions  in  the  markets  in  which  the  Company  manufactures,  sells  or  distributes  its  products,  including  quarantines,
import/export  restrictions,  price  controls,  or  governmental  or  regulatory  actions,  closures  or  other  restrictions  that  limit  or  close  the  Company’s  operating  and
manufacturing facilities, restrict the Company’s employees’ ability to travel or perform necessary business functions, or otherwise prevent the Company’s suppliers
or customers from sufficiently staffing operations, including operations necessary for the production, distribution and sale of the Company’s products, which could
adversely impact the Company’s results.

Despite the Company’s efforts to manage and mitigate these impacts to the Company, their ultimate impact also depends on factors beyond our knowledge or control,
including the duration and severity of any such outbreak as well as third-party actions taken to contain its spread and mitigate its public health effects.

The Company’s financial results could be affected by changes in U.S. and foreign tax laws or in the mix of our U.S. and foreign earnings, as well as adjustments to
our estimates of uncertain tax issues or results from audits by U.S. or foreign tax authorities.

The  Company  is  subject  to  U.S.  and  foreign  tax  laws  and  regulations.  Tax  laws,  regulations,  and  administrative  practices  in  various  jurisdictions  may  be  subject  to
significant  change,  with  or  without  notice,  due  to  economic,  political  and  other  conditions,  and  significant  judgment  is  required  in  evaluating  and  estimating  our
provision and accruals for these taxes. International tax norms governing each country’s jurisdiction to tax cross-border international trade have evolved partly due to the
Base Erosion and Profit Shifting project led by the Organization for Economic Cooperation and Development and supported by the G20. Changes in these laws and
regulations, or any change in the position of tax authorities regarding their application, administration or interpretation could adversely affect the Company’s financial
results. In addition, a number of countries are actively pursuing changes to their tax laws applicable to multinational corporations, such as the U.S. Tax Cuts and Jobs
Acts (“U.S. Tax Reform”), enacted in 2017. Finally, foreign governments may enact tax laws in response to the U.S. Tax Reform that could result in further changes to
global taxation and materially impact the Company’s financial results.

The  U.S.  Tax  Reform  significantly  changes  how  the  U.S.  taxes  corporations.  The  U.S.  Tax  Reform  requires  complex  computations  to  be  performed  that  were  not
previously  required  under  U.S.  tax  law,  significant  judgments  to  be  made  in  interpretation  of  the  provisions  of  the  U.S  Tax  Reform  and  significant  estimates  in
calculations, and the preparation and analysis of information not previously relevant or regularly produced. The U.S. Treasury Department, the IRS, and other standard-
setting bodies could interpret or issue guidance on how provisions of the U.S. Tax Reform will be applied or otherwise administered that is different from the Company’s
interpretation.

The  Company’s  effective  tax  rates  could  be  affected  by  changes  in  the  mix  of  earnings  in  countries  with  differing  statutory  tax  rates  or  changes  in  the  valuation  of
deferred tax assets and liabilities. The Company is also subject to the examination of its tax returns and other matters by tax authorities and governmental bodies. The
Company  regularly  assesses  the  likelihood  of  an  adverse  outcome  resulting  from  these  examinations  to  determine  the  adequacy  of  its  provision  for  taxes  and  as  of
December 31, 2020, has a reserve for liabilities relating to uncertain tax positions of $23 million. Taxing authorities may disagree with the positions the Company has
taken regarding the tax treatment or characterization of its transactions. If any tax authorities were successful in challenging the tax treatment or characterization of any
of the Company’s transactions, it could also adversely affect its financial results.

The Company’s intellectual property rights are valuable, and any inability to protect them could reduce the value of its products and its brands.

The Company relies on patent, trademark and other intellectual property laws of the U.S. and other countries to protect its intellectual property rights. However, the
Company  may  be  unable  to  prevent  third  parties  from  using  its  intellectual  property  without  its  authorization,  which  may  reduce  any  competitive  advantage  it  has
developed. If the Company had to litigate to protect these rights, any proceedings could be costly, and it may not prevail. The Company cannot guarantee that any U.S. or
foreign patents, issued or pending, will provide it with any competitive advantage or will not be challenged by third parties. Additionally, the Company has obtained and
applied  for  U.S.  and  foreign  trademark  registrations  and  will  continue  to  evaluate  the  registration  of  additional  service  marks  and  trademarks,  as  appropriate.  The
Company  cannot  guarantee  that  any  of  its  pending  patent  or  trademark  applications  will  be  approved  by  the  applicable  governmental  authorities  and,  even  if  the
applications are approved, third parties may seek to oppose or otherwise challenge these registrations. The failure to secure any pending patent or trademark applications
may limit the Company’s ability to protect the intellectual property rights that these applications were intended to cover.

If the Company is unable to successfully retain and develop executive leadership and other key personnel, it may be unable to fully realize critical organizational
strategies, goals and objectives.

The  success  of  the  Company  is  substantially  dependent  on  the  efforts  and  abilities  of  its  key  personnel,  including  its  executive  management  team,  to  develop  and
implement its business strategies and manage its operations. The failure to retain key personnel or to develop successors with appropriate skills and experience for key
positions in the Company could adversely affect the development and achievement of critical organizational strategies, goals and objectives. There can be no assurance
that  the  Company  will  be  able  to  retain  or  develop  the  key  personnel  it  needs  and  the  failure  to  do  so  may  adversely  affect  its  financial  condition  and  results  of
operations.

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Our operations could be adversely affected by disruptions to our Information Technology (IT) Services.

The Company’s IT systems, some of which are dependent on services provided by third parties, serve an important role in the efficient operation of its business. The
protection  of  customers,  employees  and  company  data  is  critical  to  the  Company’s  business.  This  role  includes  ordering  and  managing  materials  from  suppliers,
managing its inventory, converting materials to finished products, facilitating order entry and fulfillment and processing of transactions, summarizing and reporting its
financial results, facilitating internal and external communications, administering human resources functions, retaining certain personal information and providing other
processes  necessary  to  manage  its  business.  The  failure  of  the  Company’s  IT  systems,  including  any  failure  of  the  Company’s  current  systems  and/or  as  a  result  of
transitioning to additional or replacement IT systems, as the case may be, to perform as the Company anticipates could disrupt the Company’s business and could result
in, among other things, transactions errors, processing inefficiencies, disruption of production and/or deliveries, loss of data and the loss of sales and customers, which
could have a material adverse effect on the Company’s business, financial position and results of operations and the effectiveness of our internal control over financial
reporting could be negatively impact.

The Company is exposed to the risk of cyber incidents in the normal course of business. Cyber incidents may be deliberate attacks for the theft of intellectual property or
other  sensitive  information  or  may  be  the  result  of  unintentional  events.  Like  most  companies,  the  Company's  information  technology  systems  may  be  vulnerable  to
interruption due to a variety of events beyond the Company's control, including, but not limited to, natural disasters, terrorist attacks, power and/or telecommunications
failures,  computer  viruses,  hackers  and  other  security  issues.  The  Company  has  technology  security  initiatives  and  disaster  recovery  plans  in  place  to  mitigate  the
Company's risk to these vulnerabilities, including protection of confidential or personal information, but these measures may not be adequate or implemented properly to
ensure  that  the  Company's  operations  are  not  disrupted.  The  Company’s  IT  systems  have  been,  and  will  likely  continue  to  be,  subject  to  computer  viruses  or  other
malicious  codes,  unauthorized  access  attempts,  phishing  and  other  cyber-incidents.  The  Company  cannot  guarantee  that  its  security  efforts  will  prevent  breaches  or
breakdowns to its IT systems or those of its third-party providers. Potential consequences of a material cyber incident, which could result in confidential or personal
information being accessed, obtained, damaged or used by unauthorized or improper persons, include damage to the Company’s reputation, litigation, inefficiencies or
production downtimes and increased cyber security protection and remediation costs. Such consequences could have a negative impact on the Company’s ability to meet
customers’ orders, resulting in a delay or decrease to its revenue and a reduction to its operating margins.

ITEM 1B.  UNRESOLVED STAFF COMMENTS

None.

22

 
 
ITEM 2.  PROPERTIES

A description of our mills and related properties is included in Item I, Business.

Production facilities

We own substantially all of our production facilities. We lease substantially all of our sales offices, regional replenishment centers and warehouse facilities. We believe
our properties are in good operating condition and are suitable and adequate for the operations for which they are used. We own substantially all of the equipment used in
our facilities.

Forestlands

We manage approximately 5 million acres of forestlands that are directly licensed or owned by Domtar in Canada, through efficient management and the application of
certified sustainable forest management practices. We also have access to fiber from an additional 25 million acres of public forestlands in Canada that are licensed and
managed by third parties. We believe that these forestlands will provide a continuous supply of wood for future needs.

Listing of facilities and locations (1)

CORPORATE OFFICES
Fort Mill, South Carolina
Montreal, Quebec

PULP & PAPER
DIVISION HEADQUARTERS
Fort Mill, South Carolina

Uncoated Freesheet
Espanola, Ontario
Hawesville, Kentucky
Johnsonburg, Pennsylvania
Marlboro (Bennettsville), South Carolina
Nekoosa, Wisconsin
Port Huron, Michigan (2)
Rothschild, Wisconsin
Windsor, Quebec

Pulp
Ashdown, Arkansas
Dryden, Ontario
Kamloops, British Columbia
Plymouth, North Carolina

Materials
Jesup, Georgia (3)

Packaging
Kingsport, Tennessee (4)

Chip Mills
Hawesville, Kentucky
Johnsonburg, Pennsylvania
Marlboro (Bennettsville), South Carolina

  Converting and Distribution – Onsite

  Regional Replenishment Centers – United States

Charlotte, North Carolina
Chicago, Illinois
Dallas, Texas
Delran, New Jersey
Indianapolis, Indiana
Jacksonville, Florida
Mira Loma, California
Seattle, Washington

Regional Replenishment Centers  – Canada
Richmond, Quebec
Toronto, Ontario
Winnipeg, Manitoba

Representative Office – International
Hong Kong, China

Ariva – Canada
Halifax, Nova Scotia
Montreal, Quebec
Mount Pearl, Newfoundland and Labrador
Ottawa, Ontario
Quebec City, Quebec
Toronto, Ontario

Ashdown, Arkansas
Rothschild, Wisconsin
Windsor, Quebec

Converting and Forms Manufacturing
Addison, Illinois
Brownsville, Tennessee
Dallas, Texas
DuBois, Pennsylvania
Owensboro, Kentucky
Rock Hill, South Carolina
Tatum, South Carolina
Washington Court House, Ohio
West Carrollton, Ohio

Local Distribution Centers
Buffalo, New York
Cincinnati, Ohio
Cleveland, Ohio
Denver, Colorado
Des Moines, Iowa
Omaha, Nebraska
Phoenix, Arizona
Plain City, Ohio
Salt Lake City, Utah
San Antonio, Texas
San Lorenzo, California
St. Louis, Missouri
Vancouver, Washington
Walton, Kentucky
Wisconsin Rapids, Wisconsin

(1) On January 7, 2021, we agreed to sell our Personal Care business to American Industrial Partners (AIP). The Transaction is expected to close in the first
quarter of 2021 and reflected in our list of facilities and locations above. For more information on this Transaction, refer to Item 8, Financial Statements and
Supplementary Data, under Note 3, “Discontinued Operations”.

(2) As part of our cost reduction program, we announced the permanent closure of the uncoated freesheet manufacturing at our Port Huron, Michigan mill, which

is expected to shut down by the end of the first quarter of 2021.

(3) Starting  January  1,  2020,  as  a  result  of  changes  in  our  organizational  structure,  EAM  Corporation,  a  manufacturer  of  high  quality  airlaid  and  ultrathin

laminated cores, previously reported under our former Personal Care segment is now presented under our Pulp and Paper business segment.

(4) We plan to enter the containerboard market with the conversion of our Kingsport paper machine. Once in full operation, the mill will produce and market
approximately  600,000  tons  annually  of  high-quality  recycled  linerboard  and  medium,  providing  us  with  a  strategic  footprint  in  a  growing  market.  The
conversion is expected to be completed by the end of 2022.

23

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 3.  LEGAL PROCEEDINGS

In the normal course of operations, the Company becomes involved in various legal actions mostly related to contract disputes, patent infringements, environmental and
product warranty claims, and labor issues. The Company periodically reviews the status of these proceedings and assesses the likelihood of any adverse judgments or
outcomes of these legal proceedings, as well as analyzes probable losses. Although the final outcome of any legal proceeding is subject to a number of variables and
cannot be predicted with any degree of certainty, management currently believes that the ultimate outcome of current legal proceedings will not have a material adverse
effect  on  the  Company’s  long-term  results  of  operations,  cash  flow  or  financial  position.  However,  an  adverse  outcome  in  one  or  more  of  the  significant  legal
proceedings could have a material adverse effect on the Company’s results, financial condition or cash flow in a given quarter or year.

For  a  discussion  of  commitments,  legal  proceedings  and  related  contingencies,  refer  to  Item  8,  Financial  Statements  and  Supplementary  Data  under,  Note  22
“Commitments and Contingencies”.

ITEM 4.  MINE SAFETY DISCLOSURES

Not applicable.

24

 
 
 
PART II

ITEM  5.    MARKET  FOR  REGISTRANT’S  COMMON  EQUITY,  RELATED  STOCKHOLDER  MATTERS  AND  ISSUER  PURCHASES  OF  EQUITY
SECURITIES

MARKET INFORMATION

Domtar Corporation’s common stock is traded on the New York Stock Exchange and the Toronto Stock Exchange under the symbol “UFS”.

HOLDERS

At February 5, 2021, the number of shareholders of record (registered and non-registered) of Domtar Corporation common stock was approximately 19,015.

DIVIDENDS AND STOCK REPURCHASE PROGRAM

During 2020, the Company declared one quarterly dividend of $0.455 per share, to holders of the Company’s common stock. Dividends aggregating $25 million were
paid on April 15, 2020, to shareholders of record as of April 2, 2020.

On  May  5,  2020,  due  to  the  unprecedented  market  conditions  and  uncertainty  caused  by  COVID-19,  the  Company  suspended  the  payment  of  its  regular  quarterly
dividend  and  stock  repurchase  program  in  order  to  preserve  cash  and  provide  additional  flexibility  in  the  current  environment.  On  February  11,  2021,  the  Company
announced  that  it  will  resume  its  stock  repurchase  program.  The  Board  of  Directors  will  continue  to  evaluate  the  Company’s  capital  return  program  based  upon
customary considerations, including market conditions.

During 2019, the Company declared one quarterly dividend of $0.435 and three quarterly dividends of $0.455 per share, to holders of the Company’s common stock.
Dividends  aggregating  $28  million,  $28  million,  $27  million  and  $26  million  were  paid  on  April  15,  2019,  July  16,  2019,  October  15,  2019  and  January  15,  2020,
respectively, to shareholders of record as of April 2, 2019, July 2, 2019, October 2, 2019 and January 2, 2020, respectively.  

The  Company’s  Board  of  Directors  has  authorized  a  stock  repurchase  program  (“the  Program”)  of  up  to  $1.6  billion.  At  December  31,  2020,  the  Company  had
approximately $344 million of remaining availability under the Program. Under the Program, the Company is authorized to repurchase, from time to time, shares of its
outstanding common stock on the open market or in privately negotiated transactions. The timing and amount of stock repurchases will depend on a variety of factors,
including  the  market  conditions,  as  well  as  corporate  and  regulatory  considerations.  The  Program  may  be  suspended,  modified  or  discontinued  at  any  time,  and  the
Company has no obligation to repurchase any amount of its common stock under the Program. The Program has no set expiration date. The Company repurchases its
common stock in part to reduce the dilutive effects of our stock options, awards, and to improve shareholders’ returns. All shares repurchased are recorded as Treasury
stock on the Consolidated Balance Sheets under the par value method at $0.01 per share.

The Company makes open market purchases of its common stock using general corporate funds. Additionally, the Company may enter into structured stock repurchase
agreements  with  large  financial  institutions  using  general  corporate  funds  in  order  to  lower  the  average  cost  to  acquire  shares.  The  agreements  would  require  the
Company  to  make  up-front  payments  to  the  counterparty  financial  institutions  which  would  result  in  either  the  receipt  of  stock  at  the  beginning  of  the  term  of  the
agreements followed by a share adjustment at the maturity of the agreements, or the receipt of either stock or cash at the maturity of the agreements, depending upon the
price of the stock.

During 2020, the Company repurchased 1,798,306 shares at an average price of $33.05 for a total cost of $59 million.

During 2019, the Company repurchased 6,220,658 shares at an average price of $35.29 for a total cost of $219 million.

25

 
Share repurchase activity under our stock repurchase program was as follows during the year ended December 31, 2020:

Period
January 1 through March 31, 2020
April 1 through June 30, 2020
July 1 through September 30, 2020
October 1 through October 31, 2020
November 1 through November 30, 2020
December 1 through December 31, 2020

PERFORMANCE GRAPH

(a) Total Number
of Shares
Purchased

(b) Average
Price Paid
per Share

1,798,306 
— 
— 
— 
— 
— 
1,798,306 

 $
 $
 $
 $
 $
 $
 $

33.05 
— 
— 
— 
— 
— 
33.05 

(c) Total Number
of Shares
Purchased  as
Part of Publicly
  Announced Plans

or Programs

(d) Approximate
  Dollar Value of
Shares that May
  Yet be Purchased  
under the Plans
or Programs
(in 000s)

1,798,306 
— 
— 
— 
— 
— 
1,798,306 

 $
 $
 $
 $
 $
 $

343,601 
343,601 
343,601 
343,601 
343,601 
343,601 

This graph compares the return on a $100 investment in the Company’s common stock on December 31, 2015 with a $100 investment in an equally-weighted portfolio
of a peer group (1), and a $100 investment in the S&P 400 MidCap Index. This graph assumes that returns are in local currencies and assumes quarterly reinvestment of
dividends. The measurement dates are the last trading day of the period as shown.

 (1) On  May  18,  2007,  the  Human  Resources  Committee  of  the  Board  of  Directors  established  performance  measures  as  part  of  the  Performance  Conditioned

Restricted Stock Units (“PCRSUs”) Agreement including the achievement of a total shareholder return compared to a peer group.

The peer group includes: WestRock Company, Ontex Group NV, Glatfelter Corporation, International Paper Co., Kimberly-Clark Corporation, Neenah Paper, Inc.,
Packaging Corp. of America, Resolute Forest Products Inc., SCA, Sonoco Products Company, Stora Enso Oyj and UPM-Kymmene Corp.

26

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
  
  
 
 
 
 
 
 
ITEM 6.  SELECTED FINANCIAL DATA

The following sets forth selected historical financial data of the Company for the periods and as of the dates indicated. The selected financial data as of and for the fiscal
years  then  ended  have  been  derived  from  the  audited  financial  statements  of  Domtar  Corporation.  All  prior  periods  presented  have  been  restated  and  prior  period
amounts have been adjusted to conform with current year presentation, if applicable.

The following table should be read in conjunction with Item 7, Management’s Discussion and Analysis of Financial Condition and Results of Operations and Item 8,
Financial Statements and Supplementary Data.  

FIVE YEAR FINANCIAL SUMMARY
(In millions of dollars, except per share figures)
Statement of Income Data:

Sales
Closure and restructuring costs and impairment
   of long-lived assets 1,2
Depreciation and amortization
Operating (loss) income 1,2
(Loss) earnings from continuing operations
Earnings (loss) from discontinued operations, net of taxes
Net (loss) earnings 3
Per common share (in dollars)
   (Loss) earnings from continuing operations - Basic

Earnings (loss) from discontinued operations - Basic

Basic net (loss) earnings
(Loss) earnings from continuing operations - Diluted
Earnings (loss) from discontinued operations - Diluted

Diluted net (loss) earnings

Cash dividends paid per common share

Balance Sheet Data:

Cash and cash equivalents
Property, plant and equipment, net
Total assets
Long-term debt due within one year
Long-term debt
Total shareholders' equity

  December 31,      2020 

  December 31,      2019 

  December 31,      2018 

December 31,
2017

December 31,
2016

Year ended

  $

3,652    $

4,369    $

4,565    $

4,258    $

4,291 

235     
223     
(177)    
(145)    
18     
(127)    

(2.62)   $
0.33    $
(2.29)   $
(2.62)   $
0.33    $
(2.29)   $
0.91    $

309    $
2,023     
4,856     
13     
1,084     
2,260     

54     
231     
179     
85     
(1)    
84     

1.39    $
(0.02)   $
1.37    $
1.39    $
(0.02)   $
1.37    $
1.78    $

61    $
2,223     
4,903     
1     
937     
2,376     

—     
241     
395     
281     
2     
283     

4.47    $
0.03    $
4.50    $
4.45    $
0.03    $
4.48    $
1.72    $

111    $
2,229     
4,925     
1     
852     
2,538     

31     
257     
172     
239     
(497)    
(258)    

3.81    $
(7.92)   $
(4.11)   $
3.81    $
(7.92)   $
(4.11)   $
1.66    $

139    $
2,354     
5,212     
1     
1,126     
2,483     

60 
287 
157 
77 
51 
128 

1.23 
0.81 
2.04 
1.23 
0.81 
2.04 
1.63 

125 
2,434 
5,680 
63 
1,216 
2,676

  $
  $
  $
  $
  $
  $
  $

  $

Discontinued operations: On January 7, 2021, we agreed to sell our Personal Care business. As a result, effective on December 31, 2020, we classified our Personal Care
business as a discontinued operations and reclassified the Personal Care assets and liabilities to assets and liabilities held for sale on our balance sheets, for all periods
presented.

1

2

3

In 2020, we recorded $136 million of accelerated depreciation under Impairment of long-lived assets related to our cost reduction program within. In addition,
we recorded $99 million of Closure and restructuring costs in 2020 related to the cost reduction program. For additional information, refer to Item 8, Financial
Statement and Supplementary Data, Note 16 “Closure and Restructuring Costs and Impairment of Long-Lived Assets.”
In  2019,  we  recorded  $32  million  of  accelerated  depreciation  under  Impairment  of  long-lived  assets  related  to  our  decision  to  permanently  close  two  paper
machines. In addition, we recorded $22 million of Closure and restructuring costs in 2019 related to the aforementioned. For additional information, refer to
Item 8, Financial Statement and Supplementary Data, under Note 16 “Closure and Restructuring Costs and Impairment of Long-Lived Assets.”
In 2017 and 2018, our net earnings (loss) and earnings (loss) per common share were impacted by the initial application of the U.S. Tax Reform of 2017.

27

 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
   
      
      
      
      
  
   
   
   
   
   
   
   
      
      
      
      
  
   
      
      
      
      
  
   
   
   
   
   
 
 
 
 
ITEM 7. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

This Management’s Discussion and Analysis of Financial Condition and Results of Operations (“MD&A”) should be read in conjunction with Domtar Corporation’s
audited consolidated financial statements and notes thereto included in Item 8, Financial Statements and Supplementary Data. This discussion contains forward-looking
statements that involve risks and uncertainties. Our actual results may differ materially from those discussed in forward-looking statements. Factors that might cause a
difference include, but are not limited to, those discussed in Item 1, Business, under “Forward-looking statements”, as well as in Item 1A, Risk Factors, in this report.
Except where otherwise indicated, all financial information reflected herein is determined on the basis of accounting principles generally accepted in the United States.

The information contained on our website, www.domtar.com, is not incorporated by reference into this Form 10-K and should in no way be construed as a part of this or
any other report that we file with or furnish to the SEC.

In accordance with industry practice, in this report, the term “ton” or the symbol “ST” refers to a short ton, an imperial unit of measurement equal to 0.9072 metric
tons.  The  term  “metric  ton”  or  the  symbol  “ADMT”  refers  to  an  air  dry  metric  ton.  In  this  report,  unless  otherwise  indicated,  all  dollar  amounts  are  expressed  in
U.S. dollars, and the term “dollars” and the symbol “$” refer to U.S. dollars. In the following discussion, unless otherwise noted, references to increases or decreases in
income and expense items, prices, contribution to net earnings (loss), and shipment volumes are based on the twelve-month periods ended December 31, 2020, 2019 and
2018. The twelve month periods are also referred to as 2020, 2019 and 2018. References to notes refer to footnotes to the consolidated financial statements and notes
thereto included in Item 8, Financial Statements and Supplementary Data.

This MD&A is intended to provide investors with an understanding of our recent performance, financial condition and outlook. Topics discussed and analyzed include:

•

•

•

•

•

•

•

•

Overview

2020 Highlights

Impact of the COVID-19 Pandemic and Outlook

Cost Reduction Program

Review of Continuing Operations

Discontinued Operations of our Personal Care Business

Liquidity and Capital Resources

Recent Accounting Pronouncements and Critical Accounting Estimates and Policies

For a discussion of the year ended December 31, 2019 compared to the year ended December 31, 2018, other than “Results of Operations”, please refer to Part II, Item 7,
Management’s Discussion and Analysis of Financial Condition and Results of Operations, in our Annual Report on Form 10-K for year ended December 31, 2019, filed
with the SEC on February 25, 2020.

Sale of Personal Care Business

On  January  7,  2021,  we  agreed  to  sell  our  Personal  Care  business  to  American  Industrial  Partners  (“AIP”),  for  a  purchase  price  of  $920  million  in  cash  (the
“Transaction”). The Transaction is expected to close in the first quarter of 2021. Based on its magnitude and because we are exiting the Personal Care business, the sale
represents  a  significant  strategic  shift  that  has  a  material  effect  on  our  operations  and  financial  results.  Accordingly,  all  periods  presented  reflect  the  Personal  Care
business as a discontinued operation. Our Personal Care business was previously disclosed as a separate reportable segment. For more information on our discontinued
operations, refer to Item 8, Financial Statements and Supplemental Data, under Note 3, “Discontinued Operations”.

Purchase of Appvion Point of Sale Business

On  April  27,  2020,  we  completed  the  acquisition  of  the  Point  of  Sale  paper  business  from  Appvion  Operations  Inc.  The  business  includes  the  coater  and  related
equipment located at Appvion’s West Carrollton, Ohio, facility as well as a license for all corresponding intellectual property and assumed liabilities related to post-
retirement benefits. The results of this business have been included in the consolidated financial statements as of April 27, 2020 and are presented in the Pulp and Paper
business. For more information, refer to Item 8, Financial Statements and Supplemental Data, under Note 4 “Acquisition of Business”.

28

 
 
 
 
 
 
 
 
 
Change in Reporting for EAM Corporation

Starting January 1, 2020, as a result of changes in our organizational structure, EAM Corporation, a manufacturer of high quality airlaid and ultrathin laminated cores,
previously reported under our former Personal Care segment is now presented under our Pulp and Paper business. Prior period results have been restated to the new
presentation  with  no  significant  impact  on  results.  For  more  information,  refer  to  Item  8,  Financial  Statements  and  Supplemental  Data,  under  Note  24  “Segment
Disclosures”.

OVERVIEW

Following our agreement to sell our Personal Care business, we now operate as a single reportable segment as described below, which also represents our only operating
segment.

Pulp and Paper: Our Pulp and Paper business consists of the design, manufacturing, marketing and distribution of communication, specialty and packaging papers, as
well as softwood, hardwood and fluff pulps and high quality airlaid and ultrathin laminated cores.

Our segment measure of profit (operating income (loss) from continuing operations) is used by management to evaluate performance and make operational decisions.
Management believes that this measure allows for a better understanding of cost trends, operating efficiencies, prices and volume. Business segment operating income
(loss) is defined as earnings (loss) from continuing operations before income taxes and equity losses, excluding corporate items, interest expense, net, and non-service
components  of  net  periodic  benefit  cost.  Corporate  expenses  are  allocated  to  our  segment  with  the  exception  of  certain  discretionary  charges  and  credits,  which  we
present under “Corporate” and do not allocate to the segment.

2020 HIGHLIGHTS

•

•

•

•

•

•

•

We reported an operating loss of $177 million, compared to operating income of $179 million in 2019

We reported a loss from continuing operations of $145 million compared to earnings from continuing operations of $85 million in 2019

Earnings from discontinued operations, net of taxes amounted to $18 million in 2020, including a loss on classification as held for sale, net of tax, of
$45 million

Sales decreased by 16% from 2019. Net average selling prices for pulp and paper were down from 2019. Our manufactured paper volume was down
while our pulp volume was up when compared to 2019

Recognition of closure and restructuring charges and accelerated depreciation under Impairment of long-lived assets, of $99 million and $136 million,
respectively, mostly related to our announced cost reduction program

Recognition of $36 million (CDN $48 million) from the Canada Emergency Wage Subsidy (“CEWS”) and received a $7 million payment from waiving
the non-production clause related to the sale agreement of our Lebel-sur-Quévillon kraft pulp mill in 2012

We repurchased $59 million of our common stock and paid $51 million in dividends. Our capital return program, which includes our regular quarterly
dividend  and  stock  repurchase  program,  was  suspended  in  the  second  quarter  of  2020.  On  February  11,  2021,  we  announced  that  we  will  resume  our
stock repurchase program

29

 
 
 
 
 
 
 
 
FINANCIAL HIGHLIGHTS
(In millions of dollars, unless otherwise noted)
Sales
Operating (loss) income (a)

Pulp and Paper
Corporate

Operating (loss) income
(Loss) Earnings from continuing operations
Earnings (loss) from discontinued operations, net of
taxes
Net (loss) earnings
Basic net (loss) earnings per common share (in
dollars) (b):

(Loss) earnings from continuing operations
Earnings (loss) from discontinued operations
Basic net (loss) earnings

Diluted net (loss) earnings per common share (in
dollars) (b):

(Loss) earnings from continuing operations
Earnings (loss) from discontinued operations
Diluted net (loss) earnings

  $
  $
  $

  $
  $
  $

December 31,
2020

Twelve months ended
December 31,
2019

December 31,
2018

Variance 2020 vs. 2019

Variance 2019 vs. 2018

$

%

$

%

  $

3,652 

 $

4,369 

 $

4,565 

 $

(717)

-16%   $

(196)

-4%

-49%
-%
-55%
-70%

-150%
-70%

(143)
(34)
(177)
(145)

18 
(127)

(2.62)
0.33 
(2.29)

(2.62)
0.33 
(2.29)

 $
 $
 $

 $
 $
 $

226 
(47)
179 
85 

(1)
84 

1.39 
(0.02)
1.37 

1.39 
(0.02)
1.37 

 $
 $
 $

 $
 $
 $

442 
(47)
395 
281 

2 
283 

4.47 
0.03 
4.50 

4.45 
0.03 
4.48 

 $
 $
 $

 $
 $
 $

(369)
13 
(356)
(230)

19 
(211)

(4.01)
0.35 
(3.66)

(4.01)
0.35 
(3.66)

-163%   
28%   
-199%   
-271%   

1900%   
-251%   

 $
 $
 $

 $
 $
 $

(216)
— 
(216)
(196)

(3)
(199)

(3.08)
(0.05)
(3.13)

(3.06)
(0.05)
(3.11)

Total assets
Total long-term debt, including current portion

At December 31,
2020

At December 31,
2019

 $
 $

4,856   $
1,097   $

4,903 
938

  (a)

Includes closure and restructuring charges and accelerated depreciation under Impairment of long-lived assets related to our announced cost reduction program of
$96 million and $136 million, respectively as well as closure and restructuring charges of $3 million under Corporate in 2020. In 2019, we recognized closure and
restructuring charges and accelerated depreciation under Impairment of long-lived assets of $22 million and $32 million, respectively associated with our decision
to  permanently  close  two  paper  machines.  See  Item  8,  Financial  Statements  and  Supplementary  Data,  under  Note  16  “Closure  and  Restructuring  Costs  and
Impairment of Long-Lived Assets” for more information. In 2018, we did not recognize any closure and restructuring charges or impairment of long-lived assets.

  (b) See Item 8, Financial Statements and Supplementary Data, under Note 6 "Earnings (Loss) per Common Share" for more information on the calculation of net

earnings per common share.

IMPACT OF THE COVID-19 PANDEMIC

With the unprecedented and rapid spread of COVID-19 and social distancing measures implemented throughout the world due to the pandemic, this virus has had a
profound  impact  on  human  health,  the  global  economy  and  society  in  general.  We  are  actively  monitoring  the  impact  of  COVID-19  on  all  aspects  of  our  business,
including how it is impacting our employees, operations, customers, suppliers, liquidity and capital resources.

Our operations are considered to be essential services in the jurisdictions where we operate. Certain of our paper products are used in the testing for COVID-19 as well
as for personal protection medical gowns. However, demand for our paper has declined significantly since the beginning of April, largely due to work-from-home rules
and the overall economic slowdown. The length and severity of the reduction in paper demand is uncertain; at the current time, we expect the adverse impact to continue
through the first quarter of 2021. Beyond the first quarter of 2021, paper demand will depend largely on when, and the extent to which, work-from-home subsides and on
the timing of the return to normal global economic activities.

30

 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
 
 
  
  
  
  
  
   
  
  
  
  
  
  
  
  
  
  
  
  
  
   
  
  
  
  
  
   
  
  
  
  
  
   
  
  
  
  
  
   
  
  
  
  
  
   
  
  
  
  
  
   
  
  
  
  
  
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Effects from COVID-19 began for us at the end of the first quarter of 2020 but were not material to the three-month’s results ended March 31, 2020. Shipments of paper
were lower by approximately 19% in 2020 when compared to 2019. As a result of the decrease in demand, on August 7, 2020, we announced the permanent closure of
the uncoated freesheet manufacturing at our Kingsport, Tennessee and Port Huron, Michigan mills, the remaining paper machine at our Ashdown, Arkansas mill and the
converting center in Ridgefields, Tennessee. These actions reduced our annual uncoated freesheet paper capacity by approximately 721,000 short tons, and resulted in a
workforce  reduction  of  approximately  750  employees.  The  Kingsport  and  Ashdown  paper  machines,  which  have  been  idled  since  April  2020,  did  not  recommence
operations. Our Ridgefields converting center ceased operations at the end of the third quarter of 2020, while our Port Huron mill is expected to shut down by the end of
the first quarter of 2021.

Our  pulp  shipments  were  higher  by  approximately  7%  in  2020  when  compared  to  2019.  We  expect  near-term  pulp  markets  to  gradually  improve  driven  by  better
demand, maintenance outages and restocking in China.

Below we further describe specific impacts and the measures we have taken since March 2020.

Health and Safety of our Employees
The  safety  of  our  employees  continues  to  be  our  primary  focus.  As  COVID-19  has  evolved,  we  have  taken  numerous  steps  to  protect  the  health  and  safety  of  our
employees, including: social distancing, providing personnel protection and thermal scanning, health monitoring, contact tracing and enhanced cleaning measures. In
addition, we implemented travel restrictions and work-from-home policies for employees who have the ability to work remotely.

Operations and Supply Chain
We  continue  to  operate  in  compliance  with  the  orders  and  restrictions  imposed  by  government  authorities  in  each  of  our  locations,  and  we  are  working  with  our
customers  to  meet  their  specific  shipment  needs.  We  continue  to  place  a  priority  on  business  continuity  and  contingency  planning,  including  potential  planning  for
extended closures of any key facilities, whether because of government action or workforce disruption, or because of disruptions related to our key suppliers that might
arise related to COVID-19. At this point, we have experienced only minor disruptions. We are actively monitoring our supply chain, and we may experience disruptions
in our supply chain as the pandemic continues. We cannot reasonably estimate the potential impacts or timing of those events, nor can we reasonably estimate our ability
to mitigate such impacts.

Cost Reduction Program
On August 7, 2020 we announced the implementation of a cost reduction program targeting $200 million in annual run-rate cost savings to be realized by the end of
2021. The goal of the program is to build a stronger business operation, enhance our cost efficiency, improve operating margins and maximize productivity and cash
flow.  The  cost  saving  initiatives  includes  capacity  reduction  and  asset  closures (noted  above),  mill-level  cost  savings  and  rightsizing  of  support  functions.  See  Cost
Reduction Program below for more information on this program.

Liquidity and Capital Resources
We have taken actions and may take other actions, intended to increase our cash position and preserve financial flexibility in light of the current uncertainty in the global
markets. On May 5, 2020, we entered into a five-year $300 million term loan. We suspended our regular quarterly dividend and stock repurchase program in 2020 and on
February 11, 2021, we announced that we would resume our stock repurchase program. In addition, we completed a review of all planned capital expenditures for 2020
and  reduced  or  delayed  spending  without  compromising  on  safety  or  regulatory  compliance.  Our  capital  expenditures  for  2020  were  $175  million,  a  decrease  of
approximately $75 million compared to our planned spending.

Government Assistance
The  U.S.  and  Canadian  governments  have  launched  several  support  programs  to  provide  assistance  to  companies  during  the  COVID-19  pandemic.  We  continue  to
review the details of the various programs to determine whether we might qualify.

The Government of Canada created the CEWS to provide financial support for businesses during the COVID-19 pandemic and to prevent large layoffs. CEWS allows
eligible entities to receive a subsidy retroactive to March 15, 2020. We qualified and applied for all periods identified under CEWS, from March 15 through December
31, 2020 and recognized $36 million (CDN $48 million) of income related to this subsidy in 2020.

OUTLOOK

In 2021, paper demand remains uncertain and dependent upon the COVID-19 recovery, in particular quarantine measures impacting the return to office and school. We
expect near-term pulp markets to gradually improve driven by better demand, maintenance outages and restocking in China. Overall raw material costs are expected to
moderately increase and freight costs are also expected to be higher.  

31

 
 
 
 
 
 
 
 
 
 
COST REDUCTION PROGRAM

On August 7, 2020, we announced the implementation of a cost reduction program, targeting $200 million in annual run-rate cost savings to be realized by the end of
2021. The goal of the program is to build a stronger business operation, enhance our cost efficiency, improve operating margins and maximize productivity and cash
flow.  The  costs  saving  initiatives  include  capacity  reduction  and  asset  closures,  mill-level  cost  savings  and  rightsizing  support  functions.  The  leaner  organizational
structure is also expected to improve cross-functional collaboration, leveraging more efficient business processes.

During  2020,  we  recorded  $136  million  of  accelerated  depreciation  under  Impairment  of  long-lived  assets  on  the  Consolidated  Statement  of  Earnings  (Loss)  and
Comprehensive  Income  (Loss).  Additionally,  we  recorded  $34  million  of  severance  and  termination  costs,  $31  million  of  inventory  obsolescence,  $12  million  of
environmental  costs,  $4  million  of  pension  curtailment  and  settlement  charges  and  $18  million  of  licenses  fees,  write-offs  and  other  costs,  under  Closure  and
restructuring costs on the Consolidated Statement of Earnings (Loss) and Comprehensive Income (Loss).

Kingsport, Tennessee mill

We plan to enter the linerboard market with the conversion of our Kingsport paper machine. Once in full operation, the mill will produce and market approximately
600,000 tons annually of high-quality recycled linerboard and medium, providing us with a strategic footprint in a growing adjacent market. The conversion is expected
to be completed by the end of 2022.

We estimate the conversion cost to be between $300 and $350 million. Once fully operational, the mill is expected to be a low-cost, first quartile recycled linerboard mill
in North America. The converted mill is expected to directly employ approximately 160 employees.

Ashdown, Arkansas mill

We will complete the conversion of our Ashdown mill to 100% softwood and fluff pulp, which will require $15 to $20 million of capital investments and is expected to
be completed in early 2021. The mill will produce additional market hardwood pulp until it converts the fiberline to softwood pulp. The conversion of the fiberline to
100% softwood is also necessary for an eventual expansion into containerboard. Following the fiberline conversion, Ashdown will have annual production capacity of
775,000 tons of fluff and softwood pulp. Refer to Item 8, Financial Statements and Supplemental Data, under Note 16 “Closure and Restructuring Costs and Impairment
of Long-Lived Assets” for more information.

REVIEW OF OPERATIONS

This section presents a discussion and analysis of our 2020, 2019 and 2018 sales, operating (loss) income and other information relevant to the understanding of our
results from continuing operations. 

EAM’s results of operations, previously reported under our former Personal Care segment, are now presented under our Pulp and Paper business with no significant
impact on our results. Prior period results have been restated to the new presentation.

ANALYSIS OF SALES

Sales
Shipments
Paper - manufactured (in thousands of ST)

Communication Papers
Specialty and Packaging papers

Paper - sourced from third parties (in thousands
of ST)
Paper - total (in thousands of ST)
Pulp (in thousands of ADMT)

December 31,
2020

Twelve months ended
December 31,
2019

December 31,
2018

  $

3,652 

 $

4,369 

 $

2,230 
1,825 
405 

69 
2,299 
1,787 

2,745 
2,299 
446 

93 
2,838 
1,664 

32

4,565 

2,971 
2,446 
525 

109 
3,080 
1,647 

Variance 2020 vs. 2019

Variance 2019 vs. 2018

$
(717)

%

(515)
(474)
(41)

(24)
(539)
123 

-16%   

-19%   
-21%   
-9%   

-26%   
-19%   
7%   

$
(196)

%

(226)
(147)
(79)

(16)
(242)
17 

-4%

-8%
-6%
-15%

-15%
-8%
1%

 
 
     
       
       
       
       
 
     
       
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
ANALYSIS OF CHANGES IN SALES

2020 vs. 2019
% Change in Sales due to

  Net Price

Volume /
Mix

Currency  

Total

  Net Price

2019 vs. 2018
% Change in Sales due to
Volume /
Mix

  Currency  

Total

Sales

-5%   

-11%   

-%   

-16%    

1%   

-5%   

-%   

-4%

Sales in 2020 decreased by $717 million, or 16% when compared to sales in 2019. This decrease in sales is mostly due to a decrease in our paper sales volumes and a
decrease in net average selling prices for pulp and paper. This decrease was partially offset by an increase in pulp sales volumes.

Sales in 2019 decreased by $196 million, or 4% when compared to sales in 2018. This decrease in sales is mostly due to a decrease in our paper sales volumes and a
decrease in net average selling price for pulp. This decrease was partially offset by an increase in net average selling price for paper as well as an increase in our pulp
sales volumes.

ANALYSIS of CHANGE IN OPERATING INCOME (LOSS)

2020 VS. 2019

Pulp and Paper
Corporate

Operating income (loss)

$ Change in Operating Income (Loss) due to

Volume/

Mix

(125)
— 
(125)

  Net Price  
(208)
— 
(208)

  Input Costs (a)  
77 
— 
77 

  Operating (b)  
Expenses

37 
16 
53 

  Currency  
10 
— 
10 

  Depreciation/  
  Impairment (c)  
(97)
— 
(97)

  Restructuring (d) 
(74)
(3)
(77)

  Other Income/  

  Expense (e)

11 
— 
11 

  Total
   (369)
13 
   (356)

(a)

(b)

(c)

Includes raw materials (such as fiber and chemicals) and energy costs.

Includes maintenance, freight costs, selling, general and administrative (“SG&A”) expenses and other costs.

Depreciation charges were lower by $7 million in 2020, excluding foreign currency impact. In 2020, we recorded $136 million of accelerated depreciation under
Impairment of long-lived assets related to our cost reduction program. In 2019, we recorded $32 million of accelerated depreciation under Impairment of long-
lived assets related to our decision to permanently close two paper machines.

2020 restructuring charges relate to:2019 restructuring charges relate to:

(d)
-Severance and termination costs ($34 million)
-Inventory write-down ($31 million)
-Environmental costs ($12 million)
-Pension curtailment and settlement charges ($4 million)
-License fees, write-offs and other costs ($18 million)

-Severance and termination costs ($16 million)
-Inventory write-down ($4 million)
-Other costs ($2 million)

(e)

2020 other operating expenses/income includes:2019 other operating expenses/income includes:

- Income from waiving a non-compete clause ($7 million)
- Net gain on sale of property, plant & equipment ($1 million)
- Bad debt expense ($4 million)
- Environmental provision ($2 million)
- Other income ($5 million)

-Environmental provision ($4 million)
-Foreign exchange loss ($3 million)
-Bad debt expense ($1 million)
-Other income ($4 million)

2020 vs. 2019

Operating  loss  in  our  Pulp  and  Paper  business  amounted  to  ($143)  million  in  2020,  a  decrease  in  income  of  $369  million,  when  compared  to  operating  income  of
$226 million in 2019. Our results were negatively impacted by:

•
•
•

Lower net average selling prices for pulp and paper ($208 million)
Lower volume/ mix ($125 million) mostly related to lower volume of paper, partially offset by higher volume of pulp
Higher depreciation/impairment charges ($97 million). We recorded $136 million of accelerated depreciation under Impairment of long-lived assets, related
to our cost reduction program in 2020 compared to $32 million of accelerated depreciation under Impairment of long-lived assets, related to our decision to
permanently close two paper machines in 2019. Depreciation charges were lower by $7 million when compared to 2019

33

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
   
  
  
  
  
  
  
  
   
  
  
  
  
  
  
  
  
   
  
  
  
  
  
  
  
 
 
 
 
 
 
•

Higher restructuring charges ($74 million) in 2020 as a result of the cost reduction program ($96 million) compared to the decision to permanently close two
paper machines in 2019 ($22 million)

These decreases were partially offset by:

•
•

•
•

Lower input costs ($77 million) mostly related to lower cost of fiber, due in part to better weather and favorable market conditions compared to 2019
Lower  operating  expenses  ($37  million)  mostly  due  to  lower  maintenance  and  other  costs  due  to  our  cash  conservation  initiatives  (including  our  cost
reduction  program)  in  light  of  the  COVID-19  pandemic  and  amounts  recognized  from  the  CEWS  when  compared  to  2019,  partially  offset  by  lower
production
Higher other income ($11 million)
Positive impact of a weaker Canadian dollar on our Canadian denominated expenses, net of our hedging program ($10 million)

OTHER FACTORS

Corporate

We incurred $34 million of corporate charges in 2020, a decrease of $13 million compared to corporate charges of $47 million in 2019. This decrease was mostly due to
lower SG&A expenses and partially offset by an increase in restructuring expenses, both as a result of the cost reduction program.

Interest Expense, net

We incurred $58 million of net interest expense in 2020, an increase of $6 million compared to net interest expense of $52 million in 2019. The net interest expense was
impacted by the $300 million Term Loan entered into on May 5, 2020 as well as an increase in borrowing under the revolving credit facility.

Income Taxes

We recorded an income tax benefit of $76 million in 2020 compared to an income tax expense of $17 million in 2019, which yielded an effective tax rate of 35% and
16% for 2020 and 2019, respectively.

On January 7, 2021, we agreed to sell our Personal Care business to American Industrial Partners (AIP) for $920 million. As such, for the December 31, 2020 reporting
period, we are no longer indefinitely reinvested in that business and have classified our investment in that business as held for sale. Accordingly, we have recorded a
deferred tax asset of $51 million for the difference between the net book value of the business and the tax basis of that business which impacted the effective tax rate in
2020.

We have assessed the value of the deferred tax asset related to the book/tax basis difference, which is expected to be a capital loss for tax purposes upon the completion
of the sale and determined that we are not likely to realize a full benefit from the asset. As such, we have recorded a valuation allowance of $44 million associated with
this deferred tax asset. During the year, we also analyzed our existing Arkansas research and development credits and determined an additional valuation allowance of
$3 million should be recorded since it is expected these credits will expire un-utilized. These amounts unfavorably impacted the effective tax rate in 2020.

During 2020, we generated a U.S. tax net operating loss which, in accordance with the Coronavirus Aid, Relief, and Economic Security (CARES) Act will be carried
back to 2015. In 2015, the US federal tax rate was 35%, versus the current rate of 21%. Therefore, we recorded an additional tax benefit of $5 million related to the tax
rate benefit of the loss which favorably impacted the effective tax rate in 2020. We also recorded $17 million of tax credits, mainly research and experimentation credits,
which favorably impacted the effective tax rate in 2020. Since we have a tax loss in 2020, the tax credits will be carried forward and are expected to be utilized in future
years.  

As a result of the deemed mandatory repatriation tax requirement of the U.S. Tax Reform, we have taxed our undistributed foreign earnings as of December 31, 2017, at
reduced tax rates. After completing our evaluation of the U.S. Tax Reform’s impact on our business operations, we had determined that we are no longer indefinitely
reinvested in these undistributed foreign earnings as well as foreign earnings after December 31, 2017. As such, as of December 31, 2020, we have recorded a deferred
tax liability of $11 million ($12 million as of December 31, 2019) for foreign withholding tax and various state income taxes associated with future repatriation of these
earnings. This additional $1 million tax benefit impacted the effective tax rate for 2020 ($2 million tax expense for 2019).

We recorded $18 million of tax credits in 2019, mainly research and experimentation credits, which significantly impacted the effective tax rate. Arkansas legislation
changes were passed in 2019 which reduced the state tax rate and changed how the apportionment factor is calculated. This resulted in a deferred state tax benefit of
$4 million. Additionally, a valuation allowance of $5 million was recorded in 2019 on state attributes we do not expect to utilize before they expire. 

34

 
 
 
 
 
 
 
 
Economic conditions and uncertainties

The markets in which our pulp and paper business operate are highly competitive with well-established domestic and foreign manufacturers. Most of our products are
commodities  that  are  widely  available  from  other  producers  as  well.  Because  commodity  products  have  few  distinguishing  qualities  from  producer  to  producer,
competition for these products is based primarily on price, which is determined by supply relative to demand. We also compete on the basis of product quality, breadth of
offering  and  service  solutions.  Further,  we  compete  against  electronic  transmission  and  document  storage  alternatives.  As  a  result  of  such  competition,  we  are
experiencing ongoing decreasing demand for most of our existing paper products. In addition, current global economic conditions are highly volatile due to the COVID-
19 pandemic, resulting in both market size contractions in certain countries due to economic slowdowns and government restrictions on movement.

The pulp market is highly fragmented with many manufacturers competing worldwide. Competition is primarily on the basis of access to low-cost wood fiber, product
quality and competitively priced pulp products.

The  high  degree  of  uncertainty  and  volatility  day-to-day  and  the  longer-term  potential  impacts  of  the  economic  slowdown  remain  unclear.  In  2021,  paper  demand
remains uncertain and dependent upon the COVID-19 recovery, in particular quarantine measures impacting the return to office and school. We expect near-term pulp
markets to gradually improve driven by better demand, maintenance outages and restocking in China. Overall raw material costs are expected to moderately increase and
freight costs are also expected to be higher.  

2019 VS. 2018

Pulp and Paper
Corporate

Operating income (loss)

$ Change in Operating Income (Loss) due to

  Volume/

Mix

(46)
— 
(46)

  Net Price  
52 
— 
52 

  Input Costs (a) 
(46)
— 
(46)

  Operating (b) 
  Expenses

(128)
(6)
(134)

  Currency  
8 
— 
8 

  Depreciation/  
  Impairment (c) 
(23)
— 
(23)

  Restructuring (d) 
(22)
— 
(22)

  Other Income/ 
  Expense (e)  
(11)
6 
(5)

Total

(216)
— 
(216)

(a)

(b)

(c)

Includes raw materials (such as fiber and chemicals) and energy costs.

Includes maintenance, freight costs, selling, general and administrative (“SG&A”) expenses and other costs.

Depreciation  charges  were  lower  by  $9  million  in  2019,  excluding  foreign  currency  impact.  We  recorded  $32  million  of  accelerated  depreciation  under
Impairment of long-lived assets related to our decision to permanently close two paper machines (2018 – nil).

(d)

2019 restructuring charges relates to:2018 restructuring charges relates to:

-Severance and termination costs ($16 million)
-Inventory write-down ($4 million)
-Other costs ($2 million)

-Nil

(e)

2019 other operating expenses/income includes:2018 other operating expenses/income includes:
-Environmental provision ($4 million)
-Foreign exchange loss ($3 million)
-Bad debt expense ($1 million)
-Other income ($4 million)

-Net gain on sale of property, plant and equipment ($4 million)
-Foreign exchange gain ($3 million)
-Environmental provision ($5 million)
-Bad debt expense ($2 million)
-Other income ($1 million)

Operating income in our Pulp and Paper business amounted to $226 million in 2019, a decrease of $216 million, when compared to operating income of $442
million in 2018. Our results were negatively impacted by:

•
•

•
•
•
•

Higher operating expenses ($128 million) mostly due to lower production as well as higher maintenance and fixed costs due to timing of major maintenance
Higher input costs ($46 million) mostly related to higher costs of fiber due mostly to severe weather conditions as well as unfavorable market conditions,
partially offset by lower costs of chemicals and energy
Lower volume and mix ($46 million) mostly related to lower volume of paper, partially offset by higher volume of pulp
Higher depreciation/impairment charges ($23 million) mostly due to our decision to permanently close two paper machines in 2019
Higher restructuring charges ($22 million) due to our decision to permanently close two paper machines in 2019
Higher other income/expense ($11 million)

35

 
 
     
       
     
 
       
       
         
     
 
       
       
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
   
  
  
  
  
    
  
  
  
   
  
  
  
  
    
  
  
  
   
  
  
  
  
    
  
  
  
 
 
 
 
 
 
 
These decreases were partially offset by:

•
•

Higher average selling prices for paper partially offset by lower average selling prices for pulp ($52 million)
Positive impact of a weaker Canadian dollar on our Canadian denominated expenses, net of our hedging program ($8 million)

Our Espanola pulp and specialty paper mill underwent an extensive audit and inspection of major components during its outage in June 2019. Following the inspection
and  given  the  cyclically  low  pulp  prices,  we  made  the  decision  to  fast-track  some  maintenance  work  that  was  originally  planned  for  2020  in  order  to  address  some
reliability risks. This extended shutdown impacted mostly our second half of 2019 by adding approximately $36 million of maintenance costs and lowering our total
production by approximately 60,000 tonnes.

OTHER FACTORS

Corporate

We incurred $47 million of corporate charges in both 2019 and 2018. Corporates charges decreased mostly due to a decrease in environmental provision and was offset
by an increase in SG&A expenses.  

Interest expense, net

We incurred $52 million of net interest expense in 2019, a decrease of $10 million compared to net interest expense of $62 million in 2018. The net interest expense was
impacted by the repayment of the $300 million Term Loan in the fourth quarter of 2018.

Income Taxes

We recorded an income tax expense of $17 million in 2019 compared to an income tax expense of $68 million in 2018, which yielded an effective tax rate of 16% and
19% for 2019 and 2018, respectively.

We recorded $18 million of tax credits in 2019, mainly research and experimentation credits, which significantly impacted the effective tax rate. Arkansas legislation
changes were passed in 2019 which reduced the state tax rate and changed how the apportionment factor is calculated. This resulted in a deferred state tax benefit of $4
million. Additionally, a valuation allowance of $5 million was recorded on state attributes we do not expect to utilize before they expire.

As a result of the deemed mandatory repatriation tax requirement of the U.S. Tax Reform, we have taxed our undistributed foreign earnings as of December 31, 2017, at
reduced  tax  rates.  After  completing  our  evaluation  of  the  U.S.  Tax  Reform’s  impact  on  business  operations,  we  have  determined  that  we  are  no  longer  indefinitely
reinvested in these undistributed foreign earnings as well as foreign earnings after December 31, 2017. Therefore, as of December 31, 2019, we have recorded a deferred
tax liability of $12 million ($10 million as December 31, 2018) for foreign withholding tax and various state income taxes associated with future repatriation of these
earnings. This $2 million tax expense impacted the effective tax rate for 2019 ($10 million expense for 2018).

We recorded $18 million of tax credits in 2018, mainly research and experimentation credits, which significantly impact the effective tax rate.  We also recognized $3
million of tax benefits relating to 2018 law changes in Sweden and various U.S. states which favorably impacted our effective tax rate.

On  December  22,  2017,  the  U.S.  Tax  Reform  was  signed  into  law.  The  U.S.  Tax  Reform  significantly  changed  U.S.  tax  law  for  businesses  by,  among  other  things,
lowering the maximum federal corporate income tax rate from 35% to 21% effective January 1, 2018, implementing a territorial tax system, and imposing a one-time
deemed  repatriation  tax  on  accumulated  foreign  earnings.  Additionally,  Staff  Accounting  Bulletin  No.  118  (“SAB  118”)  was  issued  to  address  the  application  in
situations when a registrant does not have the necessary information available, prepared, or analyzed in reasonable detail to complete the accounting for certain income
tax  effects  of  the  U.S.  Tax  Reform.  December  22,  2018  marked  the  end  of  the  measurement  period  for  purposes  of  SAB  118.  As  such,  we  completed  our  analysis,
including currently available legislative updates, and recorded an additional tax benefit of $13 million for the year ended December 31, 2018. Of this benefit, $7 million
related to adjustments to the deemed mandatory repatriation tax and $6 million related to the revaluation of our net deferred tax liabilities.

36

 
 
 
DISCONTINUED OPERATION

On January 7, 2021, we signed an agreement to sell our Personal Care business. Its results of operations are reported as discontinued operations for all periods presented.
For the year ended December 31, 2020, we reported earnings on discontinued operations, net of taxes, of $18 million (2019 - loss from discontinued operations, net of
taxes  of  $1  million;  2018  -  earnings  from  discontinued  operations,  net  of  taxes,  of  $2  million).  For  more  information,  refer  to  Item  8,  Financial  Statements  and
Supplemental Data, under Note 3, “Discontinued Operations”.

STOCK-BASED COMPENSATION EXPENSE

Under the Omnibus Plan, we may award to key employees and non-employee directors, at the discretion of the Human Resources Committee of the Board of Directors,
non-qualified stock options, incentive stock options, stock appreciation rights, restricted stock units, performance-conditioned restricted stock units, performance share
units, deferred share units (“DSUs”) and other stock-based awards. The non-employee directors only receive DSUs. We generally grant awards annually and use, when
available, treasury stock to fulfill awards settled in common stock and options exercised.

For the year ended December 31, 2020, stock-based compensation expense recognized in our results from continuing and discontinued operations was $7 million (2019 –
 $22 million) for all of the outstanding awards. Compensation costs not yet recognized amounted to $15 million (2019 – $16 million) and will be recognized over the
remaining service period of approximately 14 months. The aggregate value of liability awards settled in 2020 was $6 million (2019 – $12 million). The total fair value of
equity awards settled in 2020 was $6 million (2019 – $11 million), representing the fair value at the time of settlement. The fair value at the grant date for these settled
equity  awards  was  $7  million  (2019  –  $6  million).  Compensation  costs  for  performance  awards  are  based  on  management’s  best  estimate  of  the  final  performance
measurement.

LIQUIDITY AND CAPITAL RESOURCES

Our  principal  cash  requirements  are  for  ongoing  operating  costs,  pension  contributions,  working  capital  and  capital  expenditures,  as  well  as  principal  and  interest
payments on our debt and income tax payments. We expect to fund our liquidity needs primarily with internally generated funds from our operations and, to the extent
necessary, through borrowings under our $700 million credit facility, of which $646 million is currently undrawn and available, or through our $150 million receivables
securitization facility, of which $111 million is currently undrawn and available. Under adverse market conditions, there can be no assurance that these agreements would
be available or sufficient. See “Capital Resources” below.

Our  ability  to  make  payments  on  the  requirements  mentioned  above  will  depend  on  our  ability  to  generate  cash  in  the  future,  which  is  subject  to  general  economic,
financial, competitive, legislative, regulatory and other factors that are beyond our control. Our credit and receivable securitization facilities and debt indentures impose
various restrictions and covenants on us that could limit our ability to respond to market conditions, to provide for unanticipated capital investments or to take advantage
of business opportunities.

A portion of our cash is held outside the U.S. by foreign subsidiaries. The earnings of the foreign subsidiaries reflect full provision for local income taxes. The U.S. Tax
Reform includes a mandatory one-time tax on accumulated earnings of foreign subsidiaries for which we recorded a provisional repatriation tax amount of $46 million in
2017 and adjusted by $7 million in 2018. After completing our evaluation of the U.S. Tax Reform’s impact on the business operations, we have determined that we are
no longer indefinitely reinvested in these undistributed foreign earnings as well as foreign earnings after December 31, 2017. We remain indefinitely reinvested in the
outside basis differences of our foreign subsidiaries, except for our Personal Care business which we are selling.  We do not anticipate any additional cash tax liability
associated with repatriating the proceeds of the sale other than what is already provided.

Operating Activities

Our  operating  cash  flow  requirements  are  primarily  for  salaries  and  benefits,  the  purchase  of  raw  materials,  including  fiber  and  energy,  and  other  expenses  such  as
income tax and property taxes.

Cash flows from operating activities, including discontinued operations, totaled $411 million in 2020, a $31 million decrease compared to cash flows from operating
activities of $442 million in 2019. This decrease in cash flows from operating activities is primarily due to a decrease in profitability partially offset by an improvement
in cash flow from working capital requirements. We received income tax refunds, net of payments, of $22 million in 2020 compared to income tax payments, net of
refunds of $59 million in 2019. We paid $4 million of employer pension and other post-retirement contributions in excess of pension and other post-retirement expense
in 2020 compared to 2019 when we paid $1 million of employer pension and other post-retirement contributions in excess of pension and other post-retirement expense
when excluding our non-cash pension settlement loss of $30 million.

37

 
Investing Activities

Cash flows used for investing activities, including discontinued operations, in 2020 amounted to $202 million, a $52 million decrease compared to cash flows used for
investing activities of $254 million in 2019.

The use of cash in 2020 was attributable to additions to property, plant and equipment of $175 million and the acquisition of the Appvion Point of Sale Business in the
second quarter of 2020 ($30 million).

The use of cash in 2019 was attributable to additions to property, plant and equipment of $255 million.

Our annual capital expenditures for 2021 should increase due mostly to our Kingsport mill conversion and are expected to be between $310 million and $330 million.

Financing Activities

Cash flows provided from financing activities, including discontinued operations, totaled $35 million in 2020 compared to cash flows used for financing activities of
$237 million in 2019.

The primary source of cash flows provided from financing activities was from proceeds of the term loan in 2020 ($300 million). This was partially offset by the decrease
in borrowings under our credit facilities (revolver and receivables securitization) ($135 million), the repurchase of our common stock ($59 million), dividend payments
($51 million) and a decrease in bank indebtedness ($10 million).

The use of cash in 2019 was primarily the result of the repurchase of our common stock ($219 million) and dividend payments ($110 million). This was partially offset
by the net increase of borrowings under our credit facilities (revolver and receivables securitization) ($85 million).

Capital Resources

Net  indebtedness,  consisting  of  bank  indebtedness  and  long-term  debt,  net  of  cash  and  cash  equivalents,  was  $788  million  as  of  December  31,  2020  compared  to
$886 million as of December 31, 2019.

Term Loan

On May 5, 2020, we entered into a $300 million Term Loan Agreement that matures on May 5, 2025. We used borrowings under the Term Loan Agreement to repay
other debt, to pay related fees and expenses. A mandatory repayment of $6 million was made in 2020. For more information, refer to Item 8, Financial Statements and
Supplemental Data, under Note 19 “Long-Term Debt”.

Revolving Credit Facility

We have an unsecured $700 million revolving credit facility (the “Credit Agreement”) with certain domestic and foreign banks that matures on August 22, 2023.

Borrowings by the Company under the Credit Agreement are guaranteed by our significant domestic subsidiaries. Borrowings by certain foreign subsidiaries under the
Credit Agreement are guaranteed by the Company, our significant domestic subsidiaries and certain of our significant foreign subsidiaries.

Borrowings under the Credit Agreement bear interest at LIBOR, EURIBOR, Canadian bankers' acceptance or prime rate, as applicable, plus a margin linked to our credit
rating. In addition, we pay facility fees quarterly at rates dependent on our credit ratings. The Financial Conduct Authority in the United Kingdom plans to phase out
LIBOR by the end of 2021. We do not anticipate a significant impact to our financial position from the planned phase out of LIBOR.

The Credit Agreement contains customary covenants and events of default for transactions of this type, including two financial covenants: (i) an interest coverage ratio,
as defined in the Credit Agreement, that must be maintained at a level of not less than 3 to 1 and (ii) a leverage ratio, as defined in the Credit Agreement, that must be
maintained at a level of not greater than 3.75 to 1 (or 4.00 to 1 upon the occurrence of certain qualifying material acquisitions). At December 31, 2020, we were in
compliance with these financial covenants, and had no borrowings under the Credit Agreement (December 31, 2019– $80 million). At December 31, 2020, our interest
coverage ratio was 8.2 and our leverage ratio was 1.9. At December 31, 2020, we had $54 million of outstanding letters of credit (December 31, 2019 – nil), leaving
$646 million unused and available under this facility (December 31, 2019 – $620 million).

38

 
Receivables Securitization

We have a $150 million receivables securitization facility that matures in November 2021.

At December 31, 2020, we had no borrowings under the receivables securitization facility, and had no outstanding letters of credit under the program (December 31,
2019 – $55 million and $53 million, respectively). The program contains certain termination events, which include, but are not limited to, matters related to receivable
performance, certain defaults occurring under the Credit Agreement or our failure to repay or satisfy material obligations.  At December 31, 2020, we had $111 million
unused and available under this facility.

Common Stock

On May 5, 2020, we suspended the distribution of our regular quarterly dividend and stock repurchase program in light of current uncertainty in the global markets. Our
stock  repurchase  program  resumed  on  February  11,  2021.  Our  Board  of  Directors  will  continue  to  evaluate  our  capital  return  program  based  upon  customary
considerations, including market conditions.

During 2020, we declared one quarterly dividend of $0.455 per share, to holders of our common stock. Total dividends aggregating $25 million were paid on April 15,
2020 to shareholders of record as of April 2, 2020.

During 2019, we declared one quarterly dividend of $0.435 and three quarterly dividends of $0.455 per share, to holders of our common stock. Dividends aggregating
$28 million, $28 million, $27 million and $26 million were paid on April 15, 2019, July 16, 2019, October 15, 2019 and January 15, 2020, respectively, to shareholders
of record as of April 2, 2019, July 2, 2019, October 2, 2019 and January 2, 2020, respectively.  

GUARANTEES

Indemnifications

In the normal course of business, we offer indemnifications relating to the sale of our businesses and real estate. In general, these indemnifications may relate to claims
from  past  business  operations,  the  failure  to  abide  by  covenants  and  the  breach  of  representations  and  warranties  included  in  sales  agreements.  Typically,  such
representations  and  warranties  relate  to  taxation,  environmental,  product  and  employee  matters.  The  terms  of  these  indemnification  agreements  are  generally  for  an
unlimited  period  of  time.  At  December  31,  2020,  we  were  unable  to  estimate  the  potential  maximum  liabilities  for  these  types  of  indemnification  guarantees  as  the
amounts are contingent upon the outcome of future events, the nature and likelihood of which cannot be reasonably estimated at this time. Accordingly, no provision has
been recorded. These indemnifications have not yielded significant expenses in the past.

Pension Plans

We have indemnified and held harmless the trustees of our pension funds, and the respective officers, directors, employees and agents of such trustees, from any and all
costs and expenses arising out of the performance of their obligations under the relevant trust agreements, including in respect of their reliance on authorized instructions
from us or for failing to act in the absence of authorized instructions. These indemnifications survive the termination of such agreements. At December 31, 2020, we
have not recorded a liability associated with these indemnifications, as we do not expect to make any payments pertaining to these indemnifications.

CONTRACTUAL OBLIGATIONS AND COMMERCIAL COMMITMENTS

In  the  normal  course  of  business,  we  enter  into  certain  contractual  obligations  and  commercial  commitments.  The  following  tables  provide  our  obligations  and
commitments at December 31, 2020:

CONTRACT TYPE
(in millions of dollars)
Long-term debt (excluding interest)
Finance leases and other (including interest)
Operating leases
Long-term income taxes payable (1)
Total obligations

2021

2022

2023

2024

2025

 THEREAFTER 

TOTAL

12 
1 
20 
3 
36 

 $

312 
2 
18 
3 
335 

 $

12 
2 
15 
6 
35 

 $

12 
2 
10 
8 
32 

 $

246 
1 
6 
10 
263 

 $

 $

 $

500 
5 
9 
— 
514 

1,094 
13 
78 
30 
1,215

  $

39

 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
  
  
  
  
  
  
  
  
  
  
  
  
  
   
  
  
  
  
   
  
  
  
  
  
  
   
  
  
  
  
  
  
   
  
  
  
  
  
  
  
 
COMMITMENT TYPE
(in millions of dollars)
Other commercial commitments (2)

2021

2022

2023

2024

2025

 THEREAFTER 

TOTAL

  $

155 

 $

10 

 $

6 

6 

— 

2 

 $

179

(1)

(2)

In connection with the U.S. Tax Reform, we have remaining liabilities of $30 million in repatriation tax to pay through 2025. See Note 10 “Income Taxes” for
additional information on the U.S. Tax Reform.
Includes commitments to purchase property, plant and equipment, roundwood, wood chips, gas and certain chemicals. Purchase orders in the normal course of
business are excluded.

In addition, we expect to contribute a minimum total amount of $13 million to the pension plans in 2021 and a minimum total amount of $4 million in 2021 to the other
post-retirement benefits plans.

For 2021 and the foreseeable future, we expect cash flows from operations and from our various sources of financing to be sufficient to meet our contractual obligations
and commercial commitments.

RECENT ACCOUNTING PRONOUNCEMENTS

Refer to Item 8, Financial Statements and Supplementary Data under Note 2 “Recent Accounting Pronouncements”.

CRITICAL ACCOUNTING ESTIMATES AND POLICIES

Our principal accounting policies are described in Item 8, Financial Statements and Supplementary Data, under Note 1 “Summary of Significant Accounting Policies”.
Notes referenced in this section are included in Item 8, Financial Statements and Supplementary Data.

The  preparation  of  financial  statements  in  conformity  with  accounting  principles  generally  accepted  in  the  United  States  of  America  requires  management  to  make
estimates,  assumptions  and  choices  amongst  acceptable  accounting  methods  that  affect  our  reported  results  of  operations  and  financial  position.  Critical  accounting
estimates pertain to matters that contain a significant level of management estimates about future events, encompass the most complex and subjective judgments and are
subject to a fair degree of measurement uncertainty. On an ongoing basis, management reviews its estimates, including those related to environmental matters and asset
retirement obligations, impairment and useful lives of long-lived assets, closure and restructuring costs, intangible assets impairment, pension and other post-retirement
benefit plans, income taxes and contingencies related to legal claims. These critical accounting estimates and policies have been reviewed with the Audit Committee of
our Board of Directors. We believe these accounting policies, and others as set forth in Note 1 “Summary of Significant Accounting Policies”, should be reviewed as
they are essential to understanding our results of operations, cash flows and financial condition. Actual results could differ from those estimates.

Environmental Matters and Asset Retirement Obligations

We maintain provisions for estimated environmental costs when remedial efforts are probable and can be reasonably estimated. Environmental provisions relate mainly
to  air  emissions,  effluent  treatment,  silvicultural  activities  and  site  remediation  (together  referred  to  as  “environmental  matters”).  The  environmental  cost  estimates
reflect assumptions and judgments as to probable nature, magnitude and timing of required investigation, remediation and monitoring activities, as well as contribution
by other responsible parties. Additional information regarding environmental matters is available in Note 22 “Commitments and Contingencies”.

While  we  believe  that  we  have  determined  the  costs  for  environmental  matters  likely  to  be  incurred,  based  on  known  information,  our  ongoing  efforts  to  identify
potential  environmental  concerns  that  may  be  associated  with  the  properties  may  lead  to  future  environmental  investigations.  These  efforts  may  result  in  the
determination of additional environmental costs and liabilities, which cannot be reasonably estimated at this time. In addition, environmental laws and regulations and
interpretation by regulatory authorities could change which could result in significant changes to our estimates. For further details on “Climate change regulation” and
other environmental matters refer to Note 22 “Commitments and Contingencies”.

Asset  retirement  obligations  are  mainly  associated  with  landfill  operation  and  closure,  dredging  of  settling  ponds  and  bark  pile  management.  We  recognize  asset
retirement obligations, at fair value, in the period in which we incur a legal obligation associated with the retirement of an asset. The fair value is based on the expected
cash flow approach, in which multiple cash flow scenarios that reflect a range of possible outcomes are considered. Probabilities are applied to each of the cash flow
scenarios to arrive at an expected cash flow. The estimated cash flows are then discounted using a credit adjusted risk-free interest rate in combination with business-
specific and other relevant risks to discount the cash flow. The rates used vary between 4.7% and 12.0%.

40

 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
Cash  flow  estimates  incorporate  assumptions  that  marketplace  participants  would  use  in  their  estimates  of  fair  value,  whenever  that  information  is  available  without
undue  cost  and  effort.  If  unavailable,  assumptions  are  based  on  internal  experts,  third-party  engineers’  studies  and  historical  experience  in  remediation  work.  As  at
December 31, 2020, we had an asset retirement obligation provision of $14 million for 12 locations (2019 – $13 million).

As  at  December  31,  2020,  we  had  a  total  provision  of  $47  million  for  environmental  matters  and  asset  retirement  obligations  (2019  –  $35  million).  Certain  of  these
amounts have been discounted due to more certainty of the timing of expenditures using the credit adjusted risk-free interest rate for the corresponding period until the
settlement date. The rates used vary, based on the prevailing rate at the moment of recognition of the liability and on its settlement period. Additional costs, not known or
identified,  could  be  incurred  for  remediation  efforts.  Based  on  policies  and  procedures  in  place  to  monitor  environmental  exposure,  management  believes  that  such
additional remediation costs would not have a material adverse effect on our financial position, result of operations or cash flows.

Impairment of Property Plant and Equipment, Operating lease right-of-use assets and Definite-Lived Intangible Assets

Property,  plant  and  equipment,  operating  lease  right-of-use  assets  and  definite-lived  intangible  assets  are  reviewed  for  impairment  upon  the  occurrence  of  events  or
changes in circumstances indicating that, at the lowest level of determinable cash flows, the carrying value of the assets may not be recoverable. Step I of the impairment
test assesses if the carrying value of the assets exceeds their estimated undiscounted future cash flows in order to assess if the property, plant and equipment, operating
lease right-of-use assets and definite-lived intangible assets are impaired. In the event the estimated undiscounted future cash flows are lower than the net book value of
the assets, a Step II impairment test must be carried out to determine the impairment charge. In Step II, the assets are written down to their estimated fair values. Given
that there is generally no readily available quoted value for our property, plant and equipment, operating lease right-of-use assets and definite-lived intangible assets, we
determine fair value of our assets based on the present value of estimated future cash flows expected from their use and eventual disposition, and by using the liquidation
or salvage value in the case of idled assets. The fair value estimate in Step II is based on the undiscounted cash flows used in Step I.

Estimates of undiscounted future cash flows used to test the recoverability of the property, plant and equipment, operating lease right-of use assets and definite-lived
intangible assets includes key assumptions related to selling prices, inflation-adjusted cost projections, forecasted exchange rates (when applicable) and estimated useful
life. Changes in our assumptions and estimates may affect our forecasts and may lead to an outcome where impairment charges would be required. In addition, actual
results may vary from our forecasts, and such variations may be material and unfavorable, thereby triggering the need for future impairment tests where our conclusions
may differ in reflection of prevailing market conditions.

Useful Lives

On a regular basis, we review the estimated useful lives of our property, plant and equipment and our definite-lived intangible assets. Assessing the reasonableness of the
estimated useful lives of property, plant and equipment and definite-lived intangible assets requires judgment and is based on currently available information. Changes in
circumstances  such  as  technological  advances,  changes  to  our  business  strategy,  changes  to  our  capital  strategy  or  changes  in  regulation  can  result  in  useful  lives
differing  from  our  estimates.  Revisions  to  the  estimated  useful  lives  of  property,  plant  and  equipment  and  definite-lived  intangible  assets  constitute  a  change  in
accounting estimate and are dealt with prospectively by amending depreciation and amortization rates.

A  change  in  the  remaining  estimated  useful  life  of  a  group  of  assets,  or  their  estimated  net  salvage  value,  will  affect  the  depreciation  or  amortization  rate  used  to
depreciate or amortize the group of assets and thus affect depreciation or amortization expense as reported in our results of operations. In 2020, we recorded depreciation
and amortization expense of $223 million compared to $231 million in 2019. At December 31, 2020, we had property, plant and equipment with a net book value of
$2,023 million (2019 – $2,223 million) and definite-lived intangible assets, net of amortization, of $19 million (2019 – $20 million).

In  2020,  we  recognized  $136  million  of  accelerated  depreciation,  mostly  related  to  our  announced  permanent  closure  of  our  uncoated  freesheet  manufacturing  at
Kingsport, Tennessee and Port Huron, Michigan mills, the remaining paper machine at the Ashdown, Arkansas mill and the converting center in Ridgefield, Tennessee.  

In the third quarter of 2019, we announced the permanent closure of two paper machines. These closures took place at our Ashdown, Arkansas pulp and paper mill and
our Port Huron, Michigan paper mill. As a result, we recognized $32 million of accelerated depreciation in 2019.

Closure and Restructuring Costs

Closure  and  restructuring  costs  are  recognized  as  liabilities  in  the  period  when  they  are  incurred  and  are  measured  at  their  fair  value.  For  such  recognition  to  occur,
management, with the appropriate level of authority, must have approved and committed to a firm plan

41

 
 
and appropriate communication to those affected must have occurred. These provisions may require an estimation of costs such as severance and termination benefits,
pension and related curtailments, environmental remediation and may also include expenses related to demolition and outplacement. Actions taken may also require an
evaluation  of  any  remaining  assets  to  determine  required  impairments,  if  any,  and  a  review  of  estimated  remaining  useful  lives  which  may  lead  to  accelerated
depreciation expense.

Estimates  of  cash  flows  and  fair  value  relating  to  closures  and  restructuring  require  judgment.  Closure  and  restructuring  liabilities  are  based  on  management’s  best
estimates of future events. Although we do not anticipate significant changes, actual costs may differ from these estimates due to subsequent business developments. As
such, additional costs and further impairment charges may be required in future periods.

During  2020,  we  recorded  $136  million  of  accelerated  depreciation  under  Impairment  of  long-lived  assets  on  the  Consolidated  Statement  of  Earnings  (Loss)  and
Comprehensive  Income  (Loss).  Additionally,  we  recorded  $34  million  of  severance  and  termination  costs,  $31  million  of  inventory  obsolescence  and  $34  million  of
other costs, under Closure and restructuring costs.

During 2019, we recorded $32 million of accelerated depreciation under Impairment of long-lived assets and $1 million of accelerated depreciation under Depreciation
and  amortization,  on  the  Consolidated  Statement  of  Earnings  (Loss)  and  Comprehensive  Income  (Loss).  Additionally,  we  recorded  $3  million  of  severance  and
termination costs, $4 million of inventory obsolescence and $2 million of other costs, under Closure and restructuring costs in relation to the paper machine closures.
Concurrently, with the Ashdown paper machine closure and related workforce reduction, management negotiated a voluntary early retirement program to reduce costs
and put the mill in a stronger cost position in the long-term. We additionally recorded $13 million of severance and termination costs under Closure and restructuring
costs.

Additional information can be found under Note 16 “Closure and Restructuring Costs and Impairment of Long-Lived Assets”.

Indefinite-lived intangible assets impairment assessment

Indefinite-lived intangible assets consist of license rights ($6 million) and water rights ($4 million). We test indefinite-lived intangible assets at the asset level. Indefinite-
lived  intangible  assets  are  not  amortized  and  are  evaluated  at  the  beginning  of  the  fourth  quarter  of  every  year  or  more  frequently  whenever  indicators  of  potential
impairment exist. In connection with the Company's annual impairment testing in the fourth quarter of 2020, we performed a qualitative assessment for each indefinite-
lived intangible asset (license rights and water rights). The qualitative assessments performed in the fourth quarter of 2020 indicated that the indefinite-lived intangible
assets had fair values that exceeded their carrying amounts.

Pension Plans and Other Post-Retirement Benefit Plans

We have several defined contribution plans and multiemployer plans. The pension expense under these plans is equal to our contribution. Defined contribution pension
expense was $39 million for the year ended December 31, 2020 (2019 – $39 million).

We sponsor both contributory and non-contributory U.S. and non-U.S. defined benefit pension plans. We also sponsor a number of other post-retirement benefit plans for
eligible U.S. and non-U.S. employees; the plans are unfunded and include life insurance programs and medical and dental benefits. In addition, we provide supplemental
unfunded defined benefit pension plans and supplemental unfunded defined contribution pension plans to certain senior management employees.

We account for pensions and other post-retirement benefits in accordance with Compensation-Retirement Benefits Topic of the Financial Accounting Standards Board-
Accounting Standards Committee which requires employers to recognize the overfunded or underfunded status of defined benefit pension plans as an asset or liability in
its  Consolidated  Balance  Sheets.  Pension  and  other  post-retirement  benefit  charges  require  assumptions  in  order  to  estimate  the  projected  and  accumulated  benefit
obligations. These assumptions require considerable management judgment and include:

-

-

-

-

-

Expected long-term rate of return on plan assets – used to estimate the growth and expected return on assets

Discount rate – used to determine interest costs and the net present value of our obligations

Rate of compensation increase – used to calculate the impact of future increases on our obligations

Health care cost trends – used to calculate the impact of future health care costs on our obligations

Employee related factors, such as mortality rates, turnover, retirement age and disabilities – used to determine the extent of our obligations

Changes in these assumptions result in actuarial gains or losses, which are amortized over the expected average remaining service life of the active employee group
covered by the plans, only to the extent that the unrecognized net actuarial gains and losses are in excess

42

 
of 10% of the greater of the projected benefit obligation and the market value of assets, over the average remaining service period of approximately ten years of the
active employee group covered by the pension plans, and 12 years of the active employee group covered by the other post-retirement benefits plans.

An expected rate of return on plan assets of 4.6% was considered appropriate by management for the determination of pension expense for 2020. Effective January 1,
2021, we will use 4.4% as the expected return on plan assets, which reflects the current view of long-term investment returns. The overall expected long-term rate of
return on plan assets is based on management’s best estimate of the long-term returns of the major asset classes (cash and cash equivalents, equities and bonds) weighted
by  the  target  allocation  of  assets  at  the  measurement  date,  net  of  expenses.  This  rate  includes  an  equity  risk  premium  over  government  bond  returns  for  equity
investments and a value-added premium for the contribution to returns from active management. The sources used to determine management's best estimate of long-term
returns are numerous and include country specific bond yields, which may be derived from the market using local bond indices or by analysis of the local bond market,
and country-specific inflation and investment market expectations derived from market data and analysts' or governments' expectations, as applicable.

We set our discount rate assumption annually to reflect the rates available on high-quality, fixed income debt instruments, with a duration that is expected to match the
timing and amount of expected benefit payments. High-quality debt instruments are corporate bonds with a rating of AA or better. The discount rates at December 31,
2020 for pension plans were estimated at 2.5% for the projected benefit obligation and 3.0% for the net periodic benefit cost for 2020 and for post-retirement benefit
plans were estimated at 2.5% for the projected benefit obligation and 3.0% for the net periodic benefit cost for 2020.

We used a full yield curve approach to estimate the current service and interest cost components of net periodic benefit cost for Canadian pension plans and U.S. funded
pension plans. The estimate of these components is made by applying the specific spot rates along the yield curve used in the determination of the benefit obligation to
the  relevant  projected  cash  flows.  We  used  this  approach  to  provide  a  more  precise  measurement  of  current  service  and  interest  cost  components  by  improving  the
correlation between projected benefit cash flows to the corresponding spot yield curve rates. 

The rate of compensation increase is another significant assumption in the actuarial model for pension (set at 2.7% for the projected benefit obligation and 2.8% for the
net  periodic  benefit  cost)  and  for  post-retirement  benefit  plans  (set  at  2.8%  for  the  projected  benefit  obligation  and  2.7%  for  the  net  periodic  benefit  cost)  and  is
determined based upon our long-term plans for such increases.

For  employee  related  factors,  mortality  rate  tables  tailored  to  our  industry  were  used  and  the  other  factors  reflect  our  historical  experience  and  management’s  best
estimate regarding future expectations.

For measurement purposes, a 3.9% weighted average annual rate of increase in the per capita cost of covered health care benefits was assumed for 2020.

The following table provides a sensitivity analysis of the key weighted average economic assumptions used in measuring the projected pension benefit obligation, the
accrued other post-retirement benefit obligation and related net periodic benefit cost for 2020. The sensitivity analysis should be used with caution as it is hypothetical
and changes in each key assumption may not be linear. The sensitivities in each key variable have been calculated independently of each other.

PENSION AND OTHER POST-RETIREMENT BENEFIT PLANS

Pension

Other Post-Retirement Benefit

Projected Benefit
Obligation

Net Periodic Benefit
Cost

Projected Benefit
Obligation

  Net Periodic Benefit Cost  

(In millions of dollars)
Expected rate of return on assets
Impact of:

1% increase
1% decrease

Discount rate
Impact of:

1% increase
1% decrease

N/A 
N/A   

(189)
235     

43

(14)
14   

(7)
16     

N/A 
N/A   

(8)
10     

N/A 
N/A 

- 
-

 
 
 
   
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
  
 
 
 
 
  
  
  
  
  
  
  
  
 
 
      
      
      
  
  
  
  
  
 
 
 
Our  pension  plan  funding  policy  is  to  contribute  annually  the  amount  required  to  provide  for  benefits  earned  in  the  year  and  to  fund  solvency  deficiencies,  funding
shortfalls and past service obligations over periods not exceeding those permitted by the applicable regulatory authorities. Past service obligations primarily arise from
improvements to plan benefits. The other post-retirement benefit plans are not funded and contributions are made annually to cover benefit payments.

We  expect  to  contribute  a  minimum  total  amount  of  $13  million  in  2021  compared  to  $15  million  in  2020  (2019  –  $17  million)  to  the  pension  plans.  We  expect  to
contribute a minimum total amount of $4 million in 2021 compared to $4 million in 2020 to the other post-retirement benefit plans (2019 – $4 million).

Benefit obligations and fair values of plan assets as of December 31, 2020 for our pension and post-retirement plans were are follows:

Projected benefit obligation at end of year
Fair value of assets at end of year
Funded status

December 31, 2020

December 31, 2019

$

Pension 
plans 

(1,566)
1,594 
28 

Other 
post-retirement 
benefit plans 

$

(67)
— 
(67)

$

Pension 
plans 

(1,425)
1,465 
40 

Other 
post-retirement 
benefit plans 

$

(63)
— 
(63)

For additional details on our pension plans and other post-retirement benefit plans, refer to Note 7 “Pension Plans and Other Post-Retirement Benefit Plans”.

Income Taxes

We  use  the  asset  and  liability  method  of  accounting  for  income  taxes.  Under  this  method,  deferred  tax  assets  and  liabilities  are  determined  according  to  differences
between the carrying amounts and tax bases of the assets and liabilities. The change in the net deferred tax asset or liability is included in earnings. Deferred tax assets
and liabilities are measured using enacted tax rates and laws expected to apply in the years in which assets and liabilities are expected to be recovered or settled. Deferred
tax assets and liabilities are classified as non-current items on the Consolidated Balance Sheets. For these years, a projection of taxable income and an assumption of the
ultimate recovery or settlement period for temporary differences are required. The projection of future taxable income is based on management’s best estimate and may
vary from actual taxable income.

We assess the need to establish a valuation allowance for deferred tax assets and, if it is deemed more likely than not that our deferred tax assets will not be realized
based on these taxable income projections, a valuation allowance is recorded. In general, “realization” refers to the incremental benefit achieved through the reduction in
future taxes payable or an increase in future taxes refundable from the deferred tax assets. Evaluating the need for an amount of a valuation allowance for deferred tax
assets often requires significant judgment. All available evidence, both positive and negative, should be considered to determine whether, based on the weight of that
evidence, a valuation allowance is needed. In our evaluation process, we give the most weight to historical income or losses. After evaluating all available positive and
negative evidence, although realization is not assured, we determined that it is more likely than not that the results of future operations will generate sufficient taxable
income to realize the deferred tax assets, with the exception of certain state credits and losses for which a valuation allowance of $13 million exists at December 31,
2020,  the  tax  basis  difference  in  our  assets  held  of  sale  (U.S.  and  foreign)  for  which  a  valuation  allowance  of  $44  million  exists  at  December  31,  2020,  and  certain
foreign loss carryforwards for which a valuation allowance of $7 million exists at December 31, 2020. Of this amount, $47 million unfavorably impacted tax expense
and the effective tax rate for 2020 (2019 –$5 million).

Our deferred tax assets are mainly composed of temporary differences related to various accruals, accounting provisions, pension and post-retirement benefit liabilities,
net operating loss carryforwards, and available tax credits. Our deferred tax liabilities are mainly composed of temporary differences pertaining to property, plant and
equipment,  intangible  assets,  leases  and  other  items.  Estimating  the  ultimate  settlement  period  requires  judgment.  The  reversal  of  timing  differences  is  expected  at
enacted  tax  rates,  which  could  change  due  to  changes  in  income  tax  laws  or  the  introduction  of  tax  changes  through  the  presentation  of  annual  budgets  by  different
governments. As a result, a change in the timing and the income tax rate at which the components will reverse could materially affect deferred tax expense in our future
results of operations.

In addition, U.S. and foreign tax rules and regulations are subject to interpretation and require judgment that may be challenged by taxation authorities. To the best of our
knowledge, we have adequately provided for our future tax consequences based upon current facts and circumstances and current tax law. In accordance with Income
Taxes Topic of FASB ASC 740, we evaluate new tax positions that result in a tax benefit to us and determine the amount of tax benefits that can be recognized. The
remaining unrecognized tax benefits are evaluated on a quarterly basis to determine if changes in recognition or classification are necessary. Significant changes in the
amount of unrecognized tax benefits expected within the next 12 months are disclosed quarterly. Future

44

 
 
 
 
 
 
 
 
 
 
  
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
 
  
  
  
 
 
  
  
  
 
recognition of unrecognized tax benefits would impact the effective tax rate in the period the benefits are recognized. At December 31, 2020, we had gross unrecognized
tax benefits of approximately $23 million (2019 – $28 million). These amounts represent the gross amount of exposure in individual jurisdictions and do not reflect any
additional benefits expected to be realized if such positions were sustained, such as federal deduction that could be realized if an unrecognized state deduction was not
sustained. As of December 31, 2020, we believe it is reasonably possible that up to $4 million of our unrecognized tax benefits may be recognized in 2021, which could
impact the effective tax rate. However, the amount and timing of the recognition of these benefits is subject to some uncertainty. In addition, a number of countries are
actively pursuing changes to their tax laws applicable to corporation multinationals, such as the U.S. Tax Reform, enacted in 2017. Finally, foreign governments may
enact tax laws in response to the U.S. Tax Reform that could result in further changes to global taxation and materially impact our financial results.

We operate in multiple jurisdictions with complex tax policy and regulatory environments. U.S. and foreign tax rules and regulations are subject to interpretation and
require judgment that may be challenged by taxation authorities.

Tax  audits  by  their  nature  are  often  complex  and  can  require  several  years  to  resolve.  We  have  a  number  of  audits  in  process  in  various  jurisdictions.  Although  the
resolution of these tax positions is uncertain, based on currently available information, we believe that we have adequately provided for our future tax consequences
based  upon  current  facts  and  circumstances  and  current  tax  law,  and  we  believe  that  the  ultimate  outcomes  will  not  have  a  material  adverse  effect  on  our  financial
position, results of operations or cash flows. For further details refer to Note 10 “Income Taxes”.

Contingencies related to legal claims

As  discussed  in  Item  1A  Risk  Factors,  under  the  risk  “Failure  to  comply  with  applicable  laws  and  regulations  could  have  a  material  adverse  effect  on  our  business,
financial results or condition” and in Note 22 “Commitments and Contingencies”, we are subject to various legal proceedings and claims that arise in the ordinary course
of business. We record a liability when it is probable that a loss has been incurred, and the amount is reasonably estimable. The most likely cost to be incurred is accrued
based on an evaluation of the then available facts with respect to each matter. When no amount within a range of estimates is more likely, the minimum is accrued. There
is significant judgment required in both the probability determination and as to whether an exposure can be reasonably estimated. For further details on “Contingencies”
and legal claims refer to Note 22 “Commitments and Contingencies”.

ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURE ABOUT MARKET RISK

Our operating income can be impacted by the following sensitivities:

SENSITIVITY ANALYSIS
(In millions of dollars, unless otherwise noted)
Each $10/unit change in the selling price of the following
   products1:
Papers

Business Papers
Commercial Print & Publishing Papers
Specialty & Packaging Papers

Pulp - net position
Softwood
Fluff
Hardwood
Foreign exchange
(US $0.01 change in relative value to the Canadian dollar before hedging)
Energy 2
Natural gas: $0.25/MMBtu change in price before hedging

  $

  $

10 
8 
4 

13 
8 
- 

11 

6

1

2

Based on estimated 2021 capacity (ST or ADMT).

Based on estimated 2021 consumption levels. The allocation between energy sources may vary during the year in order to take advantage of market conditions.

Note that we may, from time to time, hedge part of our foreign exchange, and energy positions, which may therefore impact the above sensitivities.

45

 
 
 
 
 
 
 
 
  
 
 
  
 
 
  
 
 
 
 
 
 
  
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
In  the  normal  course  of  business,  we  are  exposed  to  certain  financial  risks.  We  do  not  use  derivative  instruments  for  speculative  purposes;  although  all  derivative
instruments purchased to minimize risk may not qualify for hedge accounting.

CREDIT RISK

We are exposed to credit risk on accounts receivables from our customers. In order to reduce this risk, we review new customers’ credit history before granting credit and
conduct regular reviews of existing customers’ credit performance. As of December 31, 2020, two of our customers located in the U.S. represented 15% or $58 million,
and  12%  or  $46  million,  respectively,  of  our  receivables  (December  31,  2019–  two  customers  located  in  the  U.S.  represented  14%  or  $66  million  and  13%  or  $65
million, respectively).

We are exposed to credit risk in the event of non-performance by counterparties to our financial instruments. We attempt to minimize this exposure by entering into
contracts with counterparties that are believed to be of high credit quality. Collateral or other security to support financial instruments subject to credit risk is usually not
obtained. The credit standing of counterparties is regularly monitored.

INTEREST RATE RISK

We are exposed to interest rate risk arising from fluctuations in interest rates on our cash and cash equivalents, bank indebtedness, revolving credit facility, securitization,
term loan and long-term debt. Our objective in managing exposure to interest rate changes is to minimize the impact of interest rate changes on earnings and cash flows
and  to  lower  our  overall  borrowing  costs.  We  may  manage  this  interest  rate  exposure  through  the  use  of  derivative  instruments  such  as  interest  rate  swap  contracts,
whereby we agree to exchange the difference between fixed and variable interest amounts calculated by reference to an agreed upon notional principal amount.  

The  Financial  Conduct  Authority  in  the  United  Kingdom  plans  to  phase  out  LIBOR  by  the  end  of  2021.  We  do  not  anticipate  a  significant  impact  to  our  financial
position from the planned phase out of LIBOR.

COST RISK

Cash flow hedges

We are exposed to price volatility for raw materials and energy used in our manufacturing process. We manage our exposure to cost risk primarily through the use of
supplier contracts. We purchase natural gas at the prevailing market price at the time of delivery. To reduce the impact on cash flow and earnings due to pricing volatility,
we may utilize derivatives to fix the price of forecasted natural gas purchases. The changes in the fair value on qualifying instruments are included in Accumulated other
comprehensive loss to the extent effective, and reclassified into Cost of sales in the period during which the hedged transaction affects earnings. Current contracts are
used to hedge a portion of forecasted purchases over the next 36 months.

FOREIGN CURRENCY RISK

Cash flow hedges

We have manufacturing operations in the U.S. and Canada. As a result, we are exposed to movements in foreign currency exchange rates in Canada. Moreover, certain
assets  and  liabilities  are  denominated  in  Canadian  dollars  and  are  exposed  to  foreign  currency  movements.  Accordingly,  our  earnings  are  affected  by  increases  or
decreases in the value of the Canadian dollar. Our risk management policy allows us to hedge a significant portion of the exposure to fluctuations in foreign currency
exchange rates for periods up to three years.  We may use derivative financial instruments (currency options and foreign exchange forward contracts) to mitigate our
exposure to fluctuations in foreign currency exchange rates.

Derivatives are used to hedge forecasted purchases in Canadian dollars by our Canadian subsidiary over the next 24 months. Such derivatives are designated as cash flow
hedges. The changes in the fair value on qualifying instruments are included in Accumulated other comprehensive loss to the extent effective, and reclassified into Sales
or Cost of sales in the period during which the hedged transaction affects earnings.

46

 
PART II

ITEM 8.  FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

Management’s Reports to Shareholders of Domtar Corporation

Management’s Report on Financial Statements and Practices

The accompanying Consolidated Financial Statements of Domtar Corporation and its subsidiaries (the “Company”) were prepared by management. The statements were
prepared  in  accordance  with  accounting  principles  generally  accepted  in  the  United  States  of  America  and  include  amounts  that  are  based  on  management’s  best
judgments and estimates. Management is responsible for the completeness, accuracy and objectivity of the financial statements. The other financial information included
in the annual report is consistent with that in the financial statements.

Management  has  established  and  maintains  a  system  of  internal  accounting  and  other  controls  for  the  Company  and  its  subsidiaries.  This  system  and  its  established
accounting  procedures  and  related  controls  are  designed  to  provide  reasonable  assurance  that  assets  are  safeguarded,  that  the  books  and  records  properly  reflect  all
transactions, that policies and procedures are implemented by qualified personnel, and that published financial statements are properly prepared and fairly presented. The
Company’s system of internal control is supported by written policies and procedures, contains self-monitoring mechanisms, and is audited by the internal audit function.
Appropriate actions are taken by management to correct deficiencies as they are identified.

Management’s Report on Internal Control over Financial Reporting

Management  is  responsible  for  establishing  and  maintaining  adequate  internal  control  over  financial  reporting  for  the  Company.  Management  has  evaluated  the
effectiveness of internal control over financial reporting, using the criteria established in 2013 Internal Control – Integrated Framework, issued by the Committee of
Sponsoring Organizations of the Treadway Commission (“COSO”). The Company’s internal control over financial reporting is designed to provide reasonable assurance
regarding  the  reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with  generally  accepted  accounting
principles.  The  Company’s  internal  control  over  financial  reporting  includes  those  policies  and  procedures  that  (i)  pertain  to  the  maintenance  of  records  that,  in
reasonable  detail,  accurately  and  fairly  reflect  the  transactions  and  dispositions  of  the  assets  of  the  Company;  (ii)  provide  reasonable  assurance  that  transactions  are
recorded as necessary to permit preparation of financial statements in accordance with accounting principles generally accepted in the United States of America, and that
receipts  and  expenditures  of  the  Company  are  being  made  only  in  accordance  with  authorizations  of  management  and  directors  of  the  Company;  and  (iii)  provide
reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the Company’s assets that could have a material effect
on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness
to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or
procedures may deteriorate.

Based on the assessment, management has concluded that the Company maintained effective internal control over financial reporting as of December 31, 2020, based on
criteria in Internal Control – Integrated Framework issued in 2013 by the COSO.

The effectiveness of the Company’s internal control over financial reporting as of December 31, 2020 has been audited by PricewaterhouseCoopers LLP, an independent
registered public accounting firm, as stated in their report, which is included herein.

47

 
To the Board of Directors and Shareholders of Domtar Corporation:

Opinions on the Financial Statements and Internal Control over Financial Reporting

Report of Independent Registered Public Accounting Firm

We have audited the accompanying consolidated balance sheets of Domtar Corporation and its subsidiaries (the “Company”) as of December 31, 2020 and 2019, and the
related consolidated statements of earnings (loss) and comprehensive income (loss), of shareholders' equity and of cash flows for each of the three years in the period
ended December 31, 2020, including the related notes and schedule of valuation and qualifying accounts for each of the three years in the period ended December 31,
2020 appearing after the list of exhibits under Item 15(a)(3) (collectively referred to as the “consolidated financial statements”). We also have audited the Company's
internal  control  over  financial  reporting  as  of  December  31,  2020,  based  on  criteria  established  in  Internal  Control  -  Integrated  Framework  (2013)  issued  by  the
Committee of Sponsoring Organizations of the Treadway Commission (COSO).

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial position of the Company as of December 31,
2020 and 2019, and the results of its operations and its cash flows for each of the three years in the period ended December 31, 2020 in conformity with accounting
principles  generally  accepted  in  the  United  States  of  America.  Also  in  our  opinion,  the  Company  maintained,  in  all  material  respects,  effective  internal  control  over
financial reporting as of December 31, 2020, based on criteria established in Internal Control - Integrated Framework (2013) issued by the COSO.

Change in Accounting Principle

As discussed in Note 1 to the consolidated financial statements, the Company changed the manner in which it accounts for leases in 2019.

Basis for Opinions

The  Company's  management  is  responsible  for  these  consolidated  financial  statements,  for  maintaining  effective  internal  control  over  financial  reporting,  and  for  its
assessment  of  the  effectiveness  of  internal  control  over  financial  reporting,  included  in  the  accompanying  Management’s  Report  on  Internal  Control  over  Financial
Reporting. Our responsibility is to express opinions on the Company’s consolidated financial statements and on the Company's internal control over financial reporting
based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board (United States) (PCAOB) and are required to be
independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange
Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audits to obtain reasonable assurance
about whether the consolidated financial statements are free of material misstatement, whether due to error or fraud, and whether effective internal control over financial
reporting was maintained in all material respects.

Our audits of the consolidated financial statements included performing procedures to assess the risks of material misstatement of the consolidated financial statements,
whether  due  to  error  or  fraud,  and  performing  procedures  that  respond  to  those  risks.  Such  procedures  included  examining,  on  a  test  basis,  evidence  regarding  the
amounts and disclosures in the consolidated financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by
management,  as  well  as  evaluating  the  overall  presentation  of  the  consolidated  financial  statements.  Our  audit  of  internal  control  over  financial  reporting  included
obtaining  an  understanding  of  internal  control  over  financial  reporting,  assessing  the  risk  that  a  material  weakness  exists,  and  testing  and  evaluating  the  design  and
operating  effectiveness  of  internal  control  based  on  the  assessed  risk.  Our  audits  also  included  performing  such  other  procedures  as  we  considered  necessary  in  the
circumstances. We believe that our audits provide a reasonable basis for our opinions.

Definition and Limitations of Internal Control over Financial Reporting

A  company’s  internal  control  over  financial  reporting  is  a  process  designed  to  provide  reasonable  assurance  regarding  the  reliability  of  financial  reporting  and  the
preparation  of  financial  statements  for  external  purposes  in  accordance  with  generally  accepted  accounting  principles.  A  company’s  internal  control  over  financial
reporting includes those policies and procedures that (i) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and
dispositions of the assets of the company; (ii) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in
accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of
management  and  directors  of  the  company;  and  (iii)  provide  reasonable  assurance  regarding  prevention  or  timely  detection  of  unauthorized  acquisition,  use,  or
disposition of the company’s assets that could have a material effect on the financial statements.

48

 
Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness
to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or
procedures may deteriorate.

Critical Audit Matters

The  critical  audit  matter  communicated  below  is  a  matter  arising  from  the  current  period  audit  of  the  consolidated  financial  statements  that  was  communicated  or
required  to  be  communicated  to  the  audit  committee  and  that  (i)  relates  to  accounts  or  disclosures  that  are  material  to  the  consolidated  financial  statements  and  (ii)
involved  our  especially  challenging,  subjective,  or  complex  judgments.  The  communication  of  critical  audit  matters  does  not  alter  in  any  way  our  opinion  on  the
consolidated financial statements, taken as a whole, and we are not, by communicating the critical audit matter below, providing a separate opinion on the critical audit
matter or on the accounts or disclosures to which it relates.

Indefinite Lived Intangible Assets Impairment Assessment - Personal Care Segment

As described in Notes 1 and 3 to the consolidated financial statements, the Company classified the Personal Care business as a disposal group held for sale in the fourth
quarter of 2020. As of December 31, 2020, net indefinite lived intangible assets in the disposal group held for sale totaled approximately $290 million. Management
measured  the  indefinite  lived  intangible  assets  included  in  the  disposal  group  held  for  sale  at  the  lower  of  the  carrying  value  or  the  fair  value  less  any  costs  to  sell.
Management performed quantitative impairment tests for each Personal Care indefinite-lived intangible asset, which included comparing the fair value of the indefinite-
lived intangible asset to its carrying amount. Fair value of the indefinite lived intangible assets is derived using an income approach that is a relief from royalty model.
Key estimates supporting the cash flow projections used in the estimation of fair value include, but are not limited to, management's assessment of industry and market
conditions, as well as its estimates of revenue growth rates, royalty rates, tax rates and discount rates.

The  principal  considerations  for  our  determination  that  performing  procedures  relating  to  the  indefinite-lived  intangible  assets  impairment  assessment,  specifically
for  the Personal Care segment, is a critical audit matter are (i) the significant judgment by management when developing the fair value measurement of the indefinite
lived intangible assets included in the disposal group held for sale; (ii) a high degree of auditor judgment, subjectivity and effort in performing procedures and evaluating
management’s significant assumptions related to revenue growth rates and royalty rates; and (iii) the audit effort involved the use of  professionals with specialized skill
and knowledge.

Addressing  the  matter  involved  performing  procedures  and  evaluating  audit  evidence  in  connection  with  forming  our  overall  opinion  on  the  consolidated  financial
statements.  These  procedures  included  testing  the  effectiveness  of  controls  relating  to  management’s  impairment  assessment  of  the  Personal  Care  indefinite-lived
intangible assets included in the disposal group held for sale, including controls over the development of assumptions relating to cash flow projections, revenue growth
rates, royalty rates, tax rates, and discount rates utilized in the valuation of the intangible assets. These procedures also included, among others (i) testing management’s
process for determining the fair value measurements of the Personal Care segment indefinite-lived intangible assets included in the disposal group; (ii) evaluating the
appropriateness of the income approach based on a relief from royalty model; (iii) testing the completeness and accuracy of the underlying data used in the model; and
(iv)  evaluating  the  reasonableness  of  significant  assumptions  used  by  management  related  to  revenue  growth  rates  and  royalty  rates.    Evaluating  management’s
assumptions related to revenue growth rates and royalty rates involved evaluating whether the assumptions used were reasonable considering (i) the current and past
performance of the segment; and (ii) whether these assumptions were consistent with evidence obtained in other areas of the audit. Professionals with specialized skill
and  knowledge  were  used  to  assist  in  evaluating  the  appropriateness  of  the  Company’s  income  approach  based  on  the  relief  from  royalty  model,  and  evaluating  the
appropriateness of the royalty rates assumption.

/s/ PricewaterhouseCoopers LLP

Charlotte, North Carolina
March 1, 2021

We have served as the Company’s auditor since 2007.

49

 
 
 
DOMTAR CORPORATION
CONSOLIDATED STATEMENTS OF EARNINGS (LOSS) AND COMPREHENSIVE INCOME (LOSS)
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

Sales
Operating expenses

Cost of sales, excluding depreciation and amortization
Depreciation and amortization
Selling, general and administrative
Impairment of long-lived assets (NOTE 16)
Closure and restructuring costs (NOTE 16)
Other operating (income) loss, net (NOTE 8)

Operating (loss) income
Interest expense, net (NOTE 9)
Non-service components of net periodic benefit cost (NOTE 7)
(Loss) earnings before income taxes and equity loss
Income tax (benefit) expense (NOTE 10)
Equity loss, net of taxes
(Loss) earnings from continuing operations
Earnings (loss) from discontinued operations, net of taxes (NOTE 3)
Net (loss) earnings
Per common share (in dollars) (NOTE 6)

Basic net (loss) earnings

(Loss) earnings from continuing operations
Earnings (loss) from discontinued operations
Basic net (loss) earnings

Diluted net (loss) earnings

(Loss) earnings from continuing operations
Earnings (loss) from discontinued operations
Diluted net (loss) earnings

Weighted average number of common shares outstanding (millions)

Basic
Diluted

Cash dividends per common share
Net (loss) earnings
Other comprehensive income (loss):
Net derivative gains (losses) on cash flow hedges:
Net gains (losses) arising during the period, net
   of tax $(9) (2019 – $(3); 2018 – $10)
Less: Reclassification adjustment for losses (gains) included in net
   (loss) earnings, net of tax of $(4) (2019 – $(3); 2018 – $1)

Foreign currency translation adjustments
Change in unrecognized (losses) gains and prior service cost
   related to pension and post-retirement benefit plans, net of tax of $4
   (2019 – $(13); 2018 – $3)
Other comprehensive income (loss)
Comprehensive (loss) income

The accompanying notes are an integral part of the consolidated financial statements.

50

Year ended
December 31, 
2020 
$ 
3,652 

Year ended
December 31,
2019 
$ 
4,369 

Year ended
December 31,
2018 
$ 
4,565 

3,125 
223 
253 
136 
99 
(7)
3,829 
(177)
58 
(17)
(218)
(76)
3 
(145)
18 
(127)

(2.62)
0.33 
(2.29)

(2.62)
0.33 
(2.29)

55.4 
55.4 
0.91 
(127)

27 

12 
63 

(13)
89 
(38)

3,610 
231 
291 
32 
22 
4 
4,190 
179 
52 
23 
104 
17 
2 
85 
(1)
84 

1.39 
(0.02)
1.37 

1.39 
(0.02)
1.37 

61.2 
61.4 
1.78 
84 

11 

8 
21 

34 
74 
158 

3,638 
241 
292 
— 
— 
(1)
4,170 
395 
62 
(18)
351 
68 
2 
281 
2 
283 

4.47 
0.03 
4.50 

4.45 
0.03 
4.48 

62.9 
63.1 
1.72 
283 

(30)

(2)
(91)

(8)
(131)
152

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
  
  
  
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
  
  
  
 
 
  
  
  
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
  
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
  
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
  
  
  
 
 
  
  
  
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
 
 
DOMTAR CORPORATION
CONSOLIDATED BALANCE SHEETS
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

At

December 31, 
2020 
$ 

December 31, 
2019 
$ 

Assets
Current assets

Cash and cash equivalents
Receivables, less allowances of $6 and $4
Inventories (NOTE 11)
Prepaid expenses
Income and other taxes receivable
Assets held for sale (NOTE 3)

Total current assets

Property, plant and equipment, net (NOTE 12)
Operating lease right-of-use assets (NOTE 13)
Intangible assets, net (NOTE 14)
Other assets (NOTE 15)
Non-current assets held for sale (NOTE 3)

Total assets

Liabilities and shareholders' equity
Current liabilities

Bank indebtedness
Trade and other payables (NOTE 17)
Income and other taxes payable
Operating lease liabilities due within one year (NOTE 13)
Long-term debt due within one year (NOTE 19)
Liabilities held for sale (NOTE 3)

Total current liabilities

Long-term debt (NOTE 19)
Operating lease liabilities (NOTE 13)
Deferred income taxes and other (NOTE 10)
Other liabilities and deferred credits (NOTE 20)
Long-term liabilities held for sale (NOTE 3)

Commitments and contingencies (NOTE 22)

Shareholders' equity (NOTE 21)

Common stock $0.01 par value; authorized 2,000,000,000 shares;
   issued 65,001,104 and 65,001,104 shares
Treasury stock $0.01 par value; 9,806,566 and 8,120,194 shares
Additional paid-in capital
Retained earnings
Accumulated other comprehensive loss

Total shareholders' equity

Total liabilities and shareholders' equity

The accompanying notes are an integral part of the consolidated financial statements.

51

309   
380   
630   
50   
54   
1,133   
2,556   
2,023   
59   
29   
189   
—   
4,856   

—   
484   
15   
20   
13   
295   
827   
1,084   
50   
321   
314   
—   

1   
—   
1,717   
846   
(304)  
2,260   
4,856   

61 
482 
663 
29 
56 
227 
1,518 
2,223 
58 
30 
163 
911 
4,903 

9 
580 
15 
18 
1 
143 
766 
937 
40 
360 
269 
155 

1 
— 
1,770 
998 
(393)
2,376 
4,903

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
   
   
   
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
   
   
   
 
 
 
   
   
   
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
DOMTAR CORPORATION
CONSOLIDATED STATEMENT OF SHAREHOLDERS’ EQUITY
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

Balance at December 31, 2017
Stock-based compensation, net of tax
Net earnings
Net derivative losses on cash flow hedges:
Net losses arising during the period,
   net of tax of $10
Less: Reclassification adjustment
   for gains included in net earnings,
   net of tax of $1

Foreign currency translation adjustments
Change in unrecognized losses and
   prior service cost related to pension
   and post-retirement benefit plans,
   net of tax of $3
Cash dividends declared
Balance at December 31, 2018
Stock-based compensation, net of tax
Net earnings
Net derivative gains on cash flow hedges:
Net gains arising during the period,
   net of tax of $(3)
Less: Reclassification adjustment for
   losses included in net earnings,
   net of tax of $(3)

Foreign currency translation adjustments
Change in unrecognized gains and prior
   service cost related to pension
   and post-retirement benefit plans,
   net of tax of $(13)
Stock repurchase
Cash dividends declared
Balance at December 31, 2019
Stock-based compensation, net of tax
Net loss
Net derivative gains on cash flow hedges:
Net gains arising during the period,
   net of tax of $(9)
Less: Reclassification adjustment for
   losses included in net loss,
   net of tax of $(4)

Foreign currency translation adjustments
Change in unrecognized losses and prior
   service cost related to pension
   and post-retirement benefit plans,
   net of tax of $4
Stock repurchase
Cash dividends declared
Balance at December 31, 2020

Issued and
outstanding
common
shares
(millions of
shares) 

62.7 
0.2 
— 

— 

— 
— 

— 
— 
62.9 
0.2 
— 

— 

— 
— 

— 
(6.2)    
— 
56.9 
0.1 
— 

— 

— 
— 

— 
(1.8)    
— 
55.2 

The accompanying notes are an integral part of the consolidated financial statements

52

— 

— 
— 

— 
— 
1 
— 
— 

— 

— 
— 

— 
— 
— 
1 
— 
— 

— 

— 
— 

— 
— 
— 
1 

Common
stock, at par 
$ 
1 
— 
— 

Additional
paid-in
capital 
$ 
1,969 
12 
— 

Accumulated
other
comprehensive
loss 
$  
(336)    
— 
— 

Total
shareholders’
equity 
$  
2,483 
12 
283 

Retained
earnings 
$ 
849 
— 
283 

— 

— 
— 

— 
(109)    
1,023 
— 
84 

— 

— 
— 

— 
— 
(109)    
998 
— 
(127)    

— 

— 
— 

— 

— 
— 

— 
— 
1,981 
8 
— 

— 

— 
— 

— 
(219)    
— 
1,770 
6 
— 

— 

— 
— 

(30)    

(2)    
(91)    

(8)    
— 
(467)    
— 
— 

11 

8 
21 

34 
— 
— 
(393)    
— 
— 

27 

12 
63 

(30)

(2)
(91)

(8)
(109)
2,538 
8 
84 

11 

8 
21 

34 
(219)
(109)
2,376 
6 
(127)

27 

12 
63 

(13)
(59)
(25)
2,260  

— 
(59)    
— 
1,717 

— 
— 
(25)    
846 

(13)    
— 
— 
(304)    

 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
  
   
  
   
  
   
  
   
  
   
  
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
  
   
  
   
  
   
  
   
  
   
  
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
  
   
  
   
  
   
  
   
  
   
  
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
DOMTAR CORPORATION
CONSOLIDATED STATEMENTS OF CASH FLOWS
(IN MILLIONS OF DOLLARS)

Year ended
December 31,
2020 
$ 

Year ended
December 31,
2019 
$ 

Year ended
December 31,
2018 
$ 

Operating activities
Net (loss) earnings
Adjustments to reconcile net (loss) earnings to cash flows from operating activities

Depreciation and amortization
Deferred income taxes and tax uncertainties (NOTE 10)
Impairment of long-lived assets (NOTE 16)
Impairment of inventory (NOTE 16)
Net gains on disposals of property, plant and equipment
Loss on classification as held for sale (NOTE 3)
Stock-based compensation expense
Equity loss, net
Other

Changes in assets and liabilities, excluding the effect of acquisition
   of business

Receivables
Inventories
Prepaid expenses
Trade and other payables
Income and other taxes
Difference between employer pension and other post-retirement
   contributions and pension and other post-retirement expense
Other assets and other liabilities
Cash flows from operating activities

Investing activities
Additions to property, plant and equipment
Proceeds from disposals of property, plant and equipment
Acquisition of business, net of cash acquired (NOTE 4)
Other

Cash flows used for investing activities

Financing activities
Dividend payments
Stock repurchase
Net change in bank indebtedness
Change in revolving credit facility
Proceeds from receivables securitization facility
Repayments of receivables securitization facility
Issuance of long-term debt
Repayments of long-term debt
Other

Cash flows provided from (used for) financing activities

Net increase (decrease) in cash and cash equivalents
Impact of foreign exchange on cash
Cash and cash equivalents at beginning of year
Cash and cash equivalents at end of year

Supplemental cash flow information
Net cash payments (refund) for:

Interest
Income taxes

The accompanying notes are an integral part of the consolidated financial statements.

53

(127)  

283   
(45)  
137   
31   
(1)  
45   
8   
3   
4   

99   
7   
11   
(57)  
13   

(4)  
4   
411   

(175)  
3   

(30)
—   
(202)  

(51)  
(59)  
(10)  
(80)  
25   
(80)  
300   
(7)  
(3)  
35   
244   
4   
61   
309   

52   
(22)  

84 

293 
(16)  
58 
6 
— 
— 
9 
2 
— 

96 
(22)  
2 
(67)  
(43)  

29 
11 
442 

(255)  
1 
— 
— 
(254)  

(110)  
(219)  
9 
80 

205 
(200)  
— 
(1)  
(1)  
(237)  
(49)  
(1)  

111 
61 

46 
59 

283 

308 
13 
7 
4 
(4)
— 
8 
2 
(1)

18 
(28)
2 

24 
(32)

(46)
(4)
554 

(195)
5 
— 
(6)
(196)

(108)
— 
— 
— 

85 
(60)
— 
(301)
2 
(382)
(24)
(4)
139 
111 

57 
71

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

INDEX FOR NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

NOTE 1
NOTE 2

NOTE 3
NOTE 4
NOTE 5
NOTE 6
NOTE 7
NOTE 8
NOTE 9
NOTE 10
NOTE 11
NOTE 12
NOTE 13
NOTE 14
NOTE 15
NOTE 16
NOTE 17
NOTE 18

NOTE 19
NOTE 20
NOTE 21
NOTE 22
NOTE 23

NOTE 24
NOTE 25

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
RECENT ACCOUNTING PRONOUNCEMENTS

DISCONTINUED OPERATIONS
ACQUISITION OF BUSINESS
STOCK-BASED COMPENSATION
EARNINGS (LOSS) PER COMMON SHARE
PENSION PLANS AND OTHER POST-RETIREMENT BENEFIT PLANS
OTHER OPERATING (INCOME) LOSS, NET
INTEREST EXPENSE, NET
INCOME TAXES
INVENTORIES
PROPERTY, PLANT AND EQUIPMENT
LEASES
INTANGIBLE ASSETS
OTHER ASSETS
CLOSURE AND RESTRUCTURING COSTS AND IMPAIRMENT OF LONG-LIVED ASSETS
TRADE AND OTHER PAYABLES
CHANGES IN ACCUMULATED OTHER COMPREHENSIVE LOSS BY COMPONENT

LONG-TERM DEBT
OTHER LIABILITIES AND DEFERRED CREDITS
SHAREHOLDERS’ EQUITY
COMMITMENTS AND CONTINGENCIES
DERIVATIVES AND HEDGING ACTIVITIES AND FAIR VALUE MEASUREMENT

SEGMENT DISCLOSURES
SUPPLEMENTAL GUARANTOR FINANCIAL INFORMATION

54

55
62

63
66
67
71
72
81
82
83
88
89
90
92
93
94
96
97
99
101
102
104
107

112
115

 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 1.

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

NATURE OF OPERATIONS

Domtar  designs,  manufactures,  markets  and  distributes  a  wide  variety  of  fiber-based  products  including  communication  papers,  specialty  and  packaging  papers  and
components of absorbent hygiene products. The foundation of its business is a network of wood fiber converting assets that produce paper grade, fluff and specialty pulp.
The majority of this pulp production is consumed internally to manufacture paper with the balance sold as market pulp. Domtar is the largest integrated marketer of
uncoated freesheet paper in North America serving a variety of customers, including merchants, retail outlets, stationers, printers, publishers, converters and end-users.

BASIS OF PRESENTATION

The Company’s consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America which
requires management to make estimates and assumptions that affect the reported amounts of revenues and expenses during the year, the reported amounts of assets and
liabilities,  and  the  disclosure  of  contingent  assets  and  liabilities  at  the  date  of  the  consolidated  financial  statements.  On  an  ongoing  basis,  management  reviews  the
estimates and assumptions, including but not limited to those related to environmental matters and asset retirement obligations, impairment and useful lives of long-lived
assets,  closure  and  restructuring  costs,  pension  and  other  post-retirement  benefit  plans,  income  taxes,  business  combinations  and  contingencies,  based  on  currently
available information. Actual results could differ from those estimates.

PRINCIPLES OF CONSOLIDATION

The consolidated financial statements include the accounts of Domtar and its controlled subsidiaries. Intercompany transactions have been eliminated on consolidation.
The equity method of accounting is used for investments in affiliates over which the Company has significant influence but does not have effective control.

DISCONTINUED OPERATIONS

The  results  of  operations  for  the  Personal  Care  business  unit  (disposal  group)  have  been  classified  as  discontinued  operations  for  all  periods  presented  in  the
Consolidated Statements of Earnings (Loss) and Comprehensive Income (Loss) as the disposal group met the criteria to be classified as held for sale in the fourth quarter
and the disposal of the business unit represents a strategic shift that will have a major effect on the Company's operations and financial results. The after-tax results of
operations  of  the  discontinued  operations  (including  the  loss  recognized  on  classification  as  held  for  sale  are  reported  as  a  separate  component  in  the  Consolidated
Statements of Earnings (Loss) and Comprehensive Income (Loss) for current and all prior periods presented. In addition, the related assets and liabilities of the disposal
group have been classified as held for sale in the Consolidated Balance Sheets at December 31, 2020 and 2019.

TRANSLATION OF FOREIGN CURRENCIES

The  Company  determines  its  international  subsidiaries’  functional  currency  by  reviewing  the  currencies  in  which  their  respective  operating  activities  occur.  The
Company translates assets and liabilities of its non-U.S. dollar functional currency subsidiaries into U.S. dollars using the rate in effect at the balance sheet date and
revenues and expenses are translated at the average exchange rates during the year. Foreign currency translation gains and losses are included in Shareholders’ equity as
a component of Accumulated other comprehensive loss in the accompanying Consolidated Balance Sheets.

Monetary  assets  and  liabilities  denominated  in  a  currency  that  is  different  from  a  reporting  entity’s  functional  currency  must  first  be  remeasured  from  the  applicable
currency  to  the  legal  entity’s  functional  currency.  The  effect  of  this  remeasurement  process  is  recognized  in  the  Consolidated  Statements  of  Earnings  (Loss)  and
Comprehensive  Income  (Loss)  and  is  partially  offset  by  the  Company’s  hedging  program  (refer  to  Note  23  “Derivatives  and  hedging  activities  and  fair  value
measurement”).

55

 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)

REVENUE RECOGNITION

The Company’s revenue is generated from the sale of finished goods to customers. Revenue is recognized at a single point in time when the performance obligation is
satisfied which occurs when the control over the goods is transferred to customers. For shipping and handling activities performed after customers obtain control of the
goods, the Company elected to account for these activities as fulfillment activities rather than assessing such activities as separate performance obligations. Accordingly,
the sale of goods to customers represents a single performance obligation to which the entire transaction price is allocated.

The point in time when the control of goods is transferred to customers is largely dependent on delivery terms. Revenue is recorded at the time of shipment for delivery
terms designated free on board (“f.o.b.”) shipping point. For sales transactions designated f.o.b. destination, revenue is recorded when the product is delivered to the
customer’s delivery site.

Revenue  is  measured  as  the  amount  of  consideration  the  Company  expects  to  receive  in  exchange  for  goods  transferred  to  customers.  Revenue  is  recognized  net  of
variable  consideration  in  the  form  of  rebates,  discounts  and  other  commercial  incentives  extended  to  customers.  Variable  consideration  is  recognized  using  the  most
likely  amounts  which  are  based  on  an  analysis  of  historical  experience  and  current  period  expectations.  The  Company  includes  estimated  amounts  of  variable
consideration in revenue to the extent that it is probable that there will not be a significant reversal of recognized revenue when the uncertainty related to that variable
consideration is resolved.

For all the Company’s contracts, customer payments are due in less than one year. Accordingly, the Company does not adjust the amount of revenue recognized for the
effects of a significant financing component.

Sales taxes, and other similar taxes, collected from customers are excluded from revenue.

SHIPPING AND HANDLING COSTS

The Company classifies shipping and handling costs as a component of Cost of sales in the Consolidated Statements of Earnings (Loss) and Comprehensive Income
(Loss).

CLOSURE AND RESTRUCTURING COSTS

Closure  and  restructuring  costs  are  recognized  as  liabilities  in  the  period  when  they  are  incurred  and  are  measured  at  their  fair  value.  For  such  recognition  to  occur,
management,  with  the  appropriate  level  of  authority,  must  have  approved  and  committed  to  a  firm  plan  and  appropriate  communication  to  those  affected  must  have
occurred. These provisions may require an estimation of costs such as severance and termination benefits, pension and related curtailments, environmental remediation
and  may  also  include  expenses  related  to  demolition  and  outplacement.  Actions  taken  may  also  require  an  evaluation  of  any  remaining  assets  to  determine  required
impairments, if any, and a review of estimated remaining useful lives which may lead to accelerated depreciation expense.

Estimates  of  cash  flows  and  fair  value  relating  to  closures  and  restructurings  require  judgment.  Closure  and  restructuring  liabilities  are  based  on  management’s  best
estimates  of  future  events.  Although  the  Company  does  not  anticipate  significant  changes,  the  actual  costs  may  differ  from  these  estimates  due  to  subsequent
developments such as the results of environmental studies, the ability to find a buyer for assets set to be dismantled and demolished and other business developments. As
such, additional costs and further working capital adjustments may be required in future periods.

56

 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)

INCOME TAXES

Domtar uses the asset and liability method of accounting for income taxes. Under this method, deferred tax assets and liabilities are determined according to differences
between  the  carrying  amounts  and  tax  bases  of  the  assets  and  liabilities.  The  Company  records  its  worldwide  tax  provision  based  on  the  respective  tax  rules  and
regulations  for  the  jurisdictions  in  which  it  operates.  The  change  in  the  net  deferred  tax  asset  or  liability  is  included  in  Income  tax  expense  (benefit)  or  in  Other
comprehensive  income  (loss)  in  the  Consolidated  Statements  of  Earnings  (Loss)  and  Comprehensive  Income  (Loss).  Deferred  tax  assets  and  liabilities  are  measured
using enacted tax rates and laws expected to apply in the years in which the assets and liabilities are expected to be recovered or settled. Uncertain tax positions are
recorded based upon the Company’s evaluation of whether it is “more likely than not” (a probability level of more than 50%) that, based upon its technical merits, the tax
position will be sustained upon examination by the taxing authorities. The Company establishes a valuation allowance for deferred tax assets when it is more likely than
not that they will not be realized. In general, “realization” refers to the incremental benefit achieved through the reduction in future taxes payable or an increase in future
taxes refundable from the deferred tax assets. Deferred tax assets and liabilities are classified as non-current items on the Consolidated Balance Sheets.

The Company recognizes interest and penalties related to income tax matters as a component of Income tax expense (benefit) in the Consolidated Statements of Earnings
(Loss) and Comprehensive Income (Loss).

If and when incurred, the Company accounts for any taxes associated with Global Intangible Low-Taxed Income (“GILTI”) as a period cost.

CASH AND CASH EQUIVALENTS

Cash and cash equivalents include cash and short-term investments with original maturities of less than three months and are presented at cost which approximates fair
value.

RECEIVABLES AND ALLOWANCES FOR CREDIT LOSSES

We  establish  allowances  for  credit  losses  on  receivables.  The  adequacy  of  these  allowances  is  assessed  quarterly  through  consideration  of  factors  including,  but  not
limited to, customer credit ratings, bankruptcy filings, published or estimated credit default rates, age of the receivable, expected loss rates and collateral exposures. We
assign internal credit ratings for all customers and determine the creditworthiness of each customer based upon publicly available information and information obtained
directly from our customers. Our rating categories are comparable to those used by major credit rating agencies. The securitization of receivables is accounted for as
secured borrowings. Accordingly, financing expenses related to the securitization of receivables are recognized in earnings as a component of Interest expense, net in the
Consolidated Statements of Earnings (Loss) and Comprehensive Income (Loss).

INVENTORIES

Inventories are stated at the lower of cost or net realizable value. Cost includes labor, materials and production overhead. The last-in, first-out (“LIFO”) method is used
to account for certain domestic raw materials, in process and finished goods inventories. LIFO inventories were $220 million and $242 million at December 31, 2020
and 2019, respectively. The balance of domestic raw material inventories, all materials and supplies inventories and all foreign inventories are recorded at either the first-
in,  first-out  (“FIFO”)  or  average  cost  methods.  Had  the  inventories  for  which  the  LIFO  method  is  used  been  valued  under  the  FIFO  method,  the  amounts  at  which
product inventories are stated would have been $52 million and $69 million greater at December 31, 2020 and 2019, respectively.

57

 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)

PROPERTY, PLANT AND EQUIPMENT

Property, plant and equipment are stated at cost less accumulated depreciation including asset impairments. Costs for repair and maintenance activities are expensed as
incurred under the direct expense method of accounting. Interest costs are capitalized for significant capital projects. For timberlands, the amortization is calculated using
the unit of production method. For all other assets, depreciation is calculated using the straight-line method over the estimated useful lives of the assets. Buildings and
improvements are depreciated over periods of 10 to 40 years and machinery and equipment over periods of 3 to 20 years. No depreciation is recorded on assets under
construction.

IMPAIRMENT OF PROPERTY, PLANT AND EQUIPMENT

Property, plant and equipment are reviewed for impairment upon the occurrence of events or changes in circumstances indicating that the carrying value of the assets
may  not  be  recoverable,  by  comparing  the  net  book  value  of  the  asset  group  to  their  estimated  undiscounted  future  cash  flows  expected  from  their  use  and  eventual
disposition. Impaired assets are recorded at estimated fair value, determined principally by using the present value of estimated future cash flows expected from their use
and eventual disposition.

LEASES

At inception of an arrangement, the Company determines whether the arrangement contains a lease. A lease conveys the right to control the use of identified property,
plant, or equipment (asset) for a period of time in exchange for consideration. Control over the use of the identified asset means that the Company has both the right to
obtain substantially all of the economic benefits from the use of the asset and the right to direct the use of the asset.

For each lease arrangement that has an original lease term of more than 12 months, a right-of-use asset and a lease liability are recorded in the Consolidated Balance
Sheets. The right-of-use asset represents the Company’s right to use an underlying asset for the lease term while the lease liability represents the obligation to make lease
payments arising from the lease. The right-of-use asset and the lease liability are initially recorded at the same amount at the lease commencement date based on the
present  value  of  the  remaining  lease  payments  discounted  using  the  Company’s  incremental  borrowing  rate.  The  operating  lease  right-of-use  asset  also  include
previously  recognized  impairments  and  purchase  price  adjustments  relating  to  favorable  and  unfavorable  terms  of  leases  acquired  as  part  of  business  combinations.
Lease terms may include options to extend or terminate the lease when it is reasonably certain that the Company will exercise that option. Any potential impairment for
right-of-use assets will be calculated in the same manner as disclosed under impairment of long-lived assets.

The terms of a lease arrangement determine how a lease is classified (operating or finance), the resulting recognition pattern in the Consolidated Statements of Earnings
(Loss) and Comprehensive Income (Loss) and the classification in the Consolidated Balance Sheets.

Finance lease expense is represented by the interest on the lease liability determined using the effective interest method and the amortization of the finance lease right-of-
use asset calculated using the straight-line method over the estimated useful life of the identified asset. Finance lease related balances are included in the Consolidated
Balance Sheets in Property, plant and equipment, net,  Long-term debt due within one year and Long-term debt.

Operating  lease  expense  is  recorded  on  a  straight-line  basis  over  the  lease  term  by  adding  interest  expense  determined  using  the  effective  interest  method  to  the
amortization of the right-of-use asset. Operating lease related balances are included in the Consolidated Balance Sheets in Operating lease right-of-use assets, Operating
lease liabilities due within one year and Operating lease liabilities.

The Company elected to initially apply the new leases standard as of January 1, 2019 with certain available practical expedients. No cumulative-effect adjustments on
retained earnings were necessary as of January 1, 2019. The most significant impact of adopting the new standard was the recognition of right-of-use assets and lease
liabilities for operating leases. The accounting for finance leases remains substantially unchanged.

58

 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)

INTANGIBLE ASSETS

Indefinite-lived intangible assets are not amortized and are evaluated for impairment individually at the beginning of the fourth quarter of every year, or more frequently
whenever indicators of potential impairment exist. The Company has the option to first assess qualitative factors to determine whether it is more likely than not that the
fair value of indefinite-lived intangible assets is less than their carrying amounts. To carry out the qualitative assessment, the Company considers elements such as the
results  of  recent  fair  value  assessments,  macroeconomic  conditions,  industry  and  market  considerations,  cost  factors,  overall  financial  performance,  specific  events
affecting  the  Company  and  the  business.  The  identification  and  impact  assessment  of  events  and  circumstances  on  the  fair  value  involves  significant  judgment  and
assumptions. If a qualitative assessment is performed and after assessing the qualitative factors, the Company determines that it is more likely than not that the fair value
of  the  indefinite-lived  intangible  assets  is  less  than  their  carrying  amounts,  then  a  quantitative  impairment  test  is  required.  The  Company  can  also  elect  to  proceed
directly to the quantitative test. The quantitative impairment test consists of comparing the fair value of the indefinite-lived intangible assets determined using a variety
of methodologies to their carrying amount. If the carrying amounts of the indefinite-lived intangible assets exceed their fair value, an impairment loss is recognized in an
amount equal to that excess.  

Indefinite-lived intangible assets include license rights and water rights. The Company reviews its indefinite-lived intangible assets each reporting period to determine
whether events and circumstances continue to support indefinite useful lives.

Definite-lived  intangible  assets  are  stated  at  cost  less  amortization  and  are  reviewed  for  impairment  whenever  events  or  changes  in  circumstances  indicate  that  their
carrying amount may not be recoverable. Definite-lived intangible assets include water rights, customer relationships, technology as well as non-compete agreements,
which are being amortized using the straight-line method over their respective estimated useful lives. Any potential impairment for definite-lived intangible assets will be
calculated in the same manner as disclosed under impairment of long-lived assets.

Amortization is based on the following useful lives:

Water rights
Customer relationships
Technology
Non-Compete agreements

DEBT ISSUANCE COSTS

  Useful life
  40 years
  20 to 30 years
  7 to 20 years
  9 years

Debt  issuance  costs  are  presented  in  the  Consolidated  Balance  Sheets  as  a  deduction  from  the  carrying  value  of  long-term  debt.  Debt  issuance  costs  associated  with
revolving credit arrangements are presented in Other assets in the Consolidated Balance Sheets. Debt issuance costs are amortized using the effective rate method over
the term of the related debt and included in Interest expense, net in the Consolidated Statements of Earnings (Loss) and Comprehensive Income (Loss).

59

 
 
 
 
 
 
   
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)

ENVIRONMENTAL COSTS AND ASSET RETIREMENT OBLIGATIONS

Environmental expenditures for effluent treatment, air emission, silvicultural activities and site remediation (together referred to as environmental matters) are expensed
or capitalized depending on their future economic benefit. In the normal course of business, Domtar incurs certain operating costs for environmental matters that are
expensed as incurred. Expenditures for property, plant and equipment that prevent future environmental impacts are capitalized and amortized on a straight-line basis
over  10  to  40  years.  Provisions  for  environmental  matters  are  recorded  when  remediation  efforts  are  probable  and  can  be  reasonably  estimated.  Provisions  for
environmental matters are generally not discounted, due to uncertainty with respect to timing of expenditures.

Asset retirement obligations are mainly associated with landfill operation and closure, dredging of settling ponds and bark pile management and are recognized, at fair
value, in the period in which Domtar incurs a legal obligation associated with the retirement of an asset. Conditional asset retirement obligations are recognized, at fair
value, when the fair value of the liability can be reasonably estimated on a probability-weighted discounted cash flow estimate. The associated costs are capitalized as
part of the carrying value of the related asset and depreciated over its remaining useful life. The liability is accreted using the credit adjusted risk-free interest rate used to
discount the cash flow.

STOCK-BASED COMPENSATION AND OTHER STOCK-BASED PAYMENTS

Domtar recognizes the cost (net of estimated forfeitures) of employee services received in exchange for awards of equity instruments over the requisite service period,
based on their grant date fair value for awards accounted for as equity and based on the quoted market value at the end of each reporting period for awards accounted for
as liability. The Company awards are accounted for as compensation expense in the Consolidated Statements of Earnings (Loss) and Comprehensive Income (Loss) and
presented  in  Additional  paid-in  capital  on  the  Consolidated  Balance  Sheets  for  equity  type  awards  and  presented  in  Other  liabilities  and  deferred  credits  on  the
Consolidated Balance Sheets for liability type awards.

The Company’s awards may be subject to market, performance and/or service conditions. Any consideration paid by plan participants on the exercise of stock options or
the purchase of shares is credited to Additional paid-in capital in the Consolidated Balance Sheets. The par value included in the Additional paid-in capital component of
stock-based compensation is transferred to Common stock upon the issuance of shares of common stock.

Stock options subject to service conditions vest pro rata on the first three anniversaries of the grant and have a seven-year term. Service and performance-based awards
vest on the third anniversary of the grant. The performance-based awards have an additional feature where the ultimate number of units that vest will be determined by
the Company’s performance results or shareholder return in relation to a predetermined target over the vesting period. Deferred Share Units vest immediately at the grant
date and are remeasured at the end of each reporting period, until settlement, using the quoted market value.

Under  the  amended  and  restated  Domtar  Corporation  2007  Omnibus  Incentive  Plan  (“Omnibus  Plan”),  a  maximum  of  872,136  shares  are  reserved  for  issuance  in
connection with awards to be granted.

DERIVATIVE INSTRUMENTS

Derivative instruments may be utilized by Domtar as part of the overall strategy to manage exposure to fluctuations in foreign currency, interest rate and commodity
price on certain purchases. As a matter of policy, derivatives are not used for trading or speculative purposes. All derivatives are recorded at fair value either as assets or
liabilities.  When  derivative  instruments  have  been  designated  within  a  hedge  relationship  and  are  highly  effective  in  offsetting  the  identified  risk  characteristics  of
specific financial assets and liabilities or group of financial assets and liabilities, hedge accounting is applied. In a fair value hedge, changes in fair value of derivatives
are recognized in the Consolidated Statements of Earnings (Loss) and Comprehensive Income (Loss). The change in fair value of the hedged item attributable to the
hedged risk is also recorded in the Consolidated Statements of Earnings (Loss) and Comprehensive Income (Loss) by way of a corresponding adjustment of the carrying
amount of the hedged item recognized in the Consolidated Balance Sheets. In a cash flow hedge, changes in fair value of derivative instruments are recorded in Other
comprehensive income (loss). These amounts are reclassified in the Consolidated Statements of Earnings (Loss) and Comprehensive Income (Loss) in the periods in
which results are affected by the cash flows of the hedged item within the same line item.

60

 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED)

PENSION PLANS

Domtar’s plans include funded and unfunded defined benefit and defined contribution pension plans. Domtar recognizes the overfunded or underfunded status of defined
benefit  and  underfunded  defined  contribution  pension  plans  as  an  asset  or  liability  in  the  Consolidated  Balance  Sheets.  The  net  periodic  benefit  cost  includes  the
following:

-

-

-

-

-

-

The cost of pension benefits provided in exchange for employees’ services rendered during the period,

The interest cost of pension obligations,

The expected long-term return on pension fund assets based on a market value of pension fund assets,

Gains or losses on settlements and curtailments,

The straight-line amortization of past service costs and plan amendments over the average remaining service period of approximately ten years of the
active employee group covered by the plans, and

The amortization of cumulative net actuarial gains and losses in excess of 10% of the greater of the projected benefit obligation and the market value of
assets over the average remaining service period of approximately ten years of the active employee group covered by the plans.

The defined benefit plan obligations are determined in accordance with the projected unit credit actuarial cost method.

OTHER POST-RETIREMENT BENEFIT PLANS

The Company recognizes the unfunded status of other post-retirement benefit plans (other than multiemployer plans) as a liability in the Consolidated Balance Sheets.
These benefits, which are funded by Domtar as they become due, include life insurance programs, medical and dental benefits and short-term and long-term disability
programs. The Company amortizes the cumulative net actuarial gains and losses in excess of 10% of the greater of the projected benefit obligation and the market value
of assets over the average remaining service period of approximately 12 years of the active employee group covered by the plans.

GUARANTEES

A guarantee is a contract or an indemnification agreement that contingently requires Domtar to make payments to the other party of the contract or agreement, based on
changes in an underlying item that is related to an asset, a liability or an equity security of the other party or on a third party’s failure to perform under an obligating
agreement. It could also be an indirect guarantee of the indebtedness of another party, even though the payment to the other party may not be based on changes in an
underlying item that is related to an asset, a liability or an equity security of the other party. Guarantees, when applicable, are accounted for at fair value.

61

 
 
 
 
 
 
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 2.

RECENT ACCOUNTING PRONOUNCEMENTS

ACCOUNTING CHANGES IMPLEMENTED

IMPLEMENTATION COSTS FOR CLOUD COMPUTING ARRANGEMENTS

In August 2018, the FASB issued Accounting Standards Update (“ASU”) 2018-15, “Customer’s Accounting for Implementation Costs Incurred in a Cloud Computing
Arrangement That Is a Service Contract”. Under the guidance, implementation costs for cloud computing arrangements should be evaluated for capitalization using the
same approach as implementation costs associated with internal-use software and expensed over the term of the hosting arrangement. The ASU also provides guidance
on presentation and disclosure.

The Company adopted the new guidance on January 1, 2020 with no significant impact on the consolidated financial statements.

RECEIVABLES

In June 2016, the FASB issued ASU 2016-13, “Financial Instruments - Credit Losses”. This ASU added a new impairment model (known as the current expected credit
loss  (“CECL”)  model)  that  is  based  on  expected  losses  rather  than  incurred  losses.  Under  the  new  guidance,  an  entity  recognizes  an  allowance  for  its  estimate  of
expected credit losses and applies to most debt instruments, trade receivables, lease receivables, financial guarantee contracts, and other loan commitments. The CECL
model does not have a minimum threshold for recognition of impairment losses and entities will need to measure expected credit losses on assets that have a low risk of
loss.

The Company adopted the new guidance on January 1, 2020 with no significant impact on the consolidated financial statements.

INCOME TAXES

In December 2019, the FASB issued ASU 2019-12, “Income Taxes (Topic 740): Simplifying the Accounting for Income Taxes”. The ASU simplifies the accounting for
income taxes by eliminating certain exceptions in ASC 740 related to the methodology for calculating income taxes in an interim period. It also clarifies and simplifies
other aspects of the accounting for income taxes, improving the consistent application and simplification of U.S. GAAP. For public companies, the amendments in this
ASU are effective for fiscal years beginning after December 15, 2020 and interim periods within those fiscal years, with early adoption permitted. The Company elected
to early adopt this standard for its interim period ended September 30, 2020, using the methods directed by the standard. The most significant impact to the Company is
the removal of a limit on the tax benefit recognized on pre-tax losses in interim periods, which allowed the Company to recognize a higher tax benefit in the quarter of
adoption than previously allowable. The adoption of this ASU did not change the total income tax benefit the Company recognized for the full year ended December 31,
2020.

FUTURE ACCOUNTING CHANGES

TRANSITION AWAY FROM INTERBANK OFFERED RATES

On  March  12,  2020,  the  FASB  issued  ASU  2020-04,  “Facilitation  of  the  Effects  of  Reference  Rate  Reform  on  Financial  Reporting”.  The  ASU  provides  optional
expedients and exceptions for applying generally accepted accounting principles to contract modifications and hedging relationships, subject to meeting certain criteria,
that reference LIBOR or another reference rate expected to be discontinued.

The  amendments  in  the  ASU  are  elective  and  apply  to  entities  that  have  contracts,  hedging  relationships,  and  other  transactions  that  reference  LIBOR  or  another
reference rate expected to be discontinued due to reference rate reform. An entity may elect to apply the amendments prospectively through December 31, 2022.

The Company has begun its impact assessment and while its evaluation of this guidance is in the early stages, the Company does not expect the adoption of this guidance
to have a material impact on the consolidated financial statements.

62

 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 3.

DISCONTINUED OPERATIONS

Sale of Personal Care business

On January 7, 2021, Domtar Corporation entered into a definitive agreement with American Industrial Partners (AIP) to sell the Company’s Personal Care business for a
purchase price of $920 million in cash, including elements of working capital estimated at $130 million, subject to customary adjustments. Subject to the satisfaction or
waiver of conditions of the agreement, the transaction is expected to close in the first quarter of 2021.

The  result  of  operations  of  the  Company’s  Personal  Care  business  were  reclassified  to  discontinued  operations  during  2020.  These  results  have  been  summarized  in
Earnings (loss) from discontinued operations, net of taxes on the Company’s Consolidated Statements of Earnings (Loss) and Comprehensive Income (Loss) for each
period  presented.  The  Consolidated  Statements  of  Cash  Flows  were  not  reclassified  to  reflect  discontinued  operations.  Personal  Care  was  previously  disclosed  as  a
separate reportable business segment.

Major components of earnings (loss) from discontinued operations:

Sales
Operating expenses

Cost of sales, excluding depreciation and amortization
Depreciation and amortization
Selling, general and administrative
Impairment of long-lived assets
Closure and restructuring costs
Other operating loss, net

Operating income (loss)
Loss on classification as held for sale
Earnings (loss) from discontinued operations before income taxes
Income tax expense (benefit)
Net earnings (loss) from discontinued operations

63

Year ended
December 31, 
2020 
$ 
995 

Year ended
December 31,
2019 
$ 
920 

Year ended
December 31,
2018 
$ 
959 

721 
60 
141 
1 
— 
2 
925 
70 
45 
25 
7 
18 

684 
62 
143 
26 
20 
1 
936 
(16)
— 
(16)
(15)
(1)

734 
67 
151 
7 
8 
1 
968 
(9)
— 
(9)
(11)
2

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
  
  
  
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
  
  
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 3. DISCONTINUED OPERATIONS (CONTINUED)

Major classes of assets and liabilities classified as held for sale in the accompanying Balance Sheets were as follows:

Assets

Receivables
Inventories
Prepaid expenses
Income and other taxes receivable
Property, plant and equipment, net
Operating lease right-of-use assets
Intangible assets, net (2)(3)
Other assets

Total assets

Loss on classification as held for sale

Total assets of the disposal group classified as held for sale on the
Consolidated Balance Sheets (1)

Liabilities

Trade and other payables
Income and other taxes payable
Operating lease liabilities due within one year
Long-term debt
Operating lease liabilities
Deferred income taxes and other
Other liabilities and deferred credits

Total liabilities of the disposal group classified as held for sale on the
Consolidated Balance Sheets (1)

At

December 31, 
2020 
$ 

December 31, 
2019 
$ 

110   
138   
3   
3   
351   
15   
554   
2   
1,176   
(43)  

1,133   

128   
12   
8   
1   
8   
130   
8   

295   

94 
123 
4 
6 
344 
22 
543 
2 
1,138 
— 

1,138 

125 
7 
10 
1 
29 
119 
7 

298

(1)

(2)

(3)

Total assets and liabilities of discontinued operations are classified in current assets and liabilities, respectively, in the Company’s Consolidated Balance Sheet
at  December  31,  2020,  as  the  discontinued  operations  are  expected  to  be  disposed  in  the  first  quarter  of  2021.  The  assets  and  liabilities  of  discontinued
operations  are  classified  in  their  respective  current  and  long-term  classifications,  in  the  Company’s  Consolidated  Balance  Sheet  at  December  31,  2019  in
accordance with the nature and underlying classification of such assets and liabilities.
Intangible  assets,  net  at  December  31,  2020  are  comprised  of  $290  million  of  indefinite-lived  assets  and  $264  million  of  definite-lived  assets  (2019  –
$272 million and $271 million, respectively).
Indefinite-lived intangible assets of the disposal group held for sale  consists  of  trade  names  ($248  million)  and  catalog  rights  ($42  million)  following  the
business  acquisitions  in  the  Company’s  former  Personal  Care  segment.  Indefinite-lived  intangible  assets  included  in  the  disposal  group  held  for  sales  are
tested at the asset level. In connection with the Company's annual impairment testing in the fourth quarter of 2020, a quantitative assessment was performed
for each indefinite lived intangible asset. If the carrying amounts of the indefinite-lived intangible assets exceed their respective fair value, an impairment loss
is recognized in an amount equal to that excess. In performing the quantitative assessment, fair value of the indefinite-lived intangible assets is derived using
an income approach. Under this approach, the fair value of indefinite-lived intangible assets is estimated based on the present value of estimated future cash
flows  (a  relief  from  royalty  model).  Considerable  management  judgment  is  necessary  to  estimate  future  cash  flows  used  to  measure  the  fair  value.  Key
estimates supporting the cash flow projections include, but are not limited to, management's assessment of industry and market conditions as well as estimates
of revenue growth rates, royalty rate, tax rates and discount rates. Financial forecasts are consistent with the

64

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 3. DISCONTINUED OPERATIONS (CONTINUED)

Company’s  operating  plans  and  are  prepared  for  each  indefinite-lived  intangible  asset  assessment.  The  discount  rate  assumptions  used  are  based  on  the
weighted-average cost of capital adjusted for business-specific and other relevant risks. The quantitative assessment performed in the fourth quarter of 2020
indicated  that  the  indefinite-lived  intangible  assets  had  fair  values  that  exceeded  their  carrying  amounts.  Variations  in  management’s  assumptions  and
estimates, particularly in the expected growth rates and royalty rates embedded in the cash flow projections, and the discount rate could have a significant
impact on fair value. The Company’s former Personal Care business was classified as a disposal group held for sale in the fourth quarter of 2020 and the
Company  performed  an  updated  impairment  assessment  of  the  indefinite-lived  intangible  assets  included  in  the  disposal  group  held  for  sale.  The  updated
impairment assessment did not result in an impairment loss.

Cash Flows from Discontinued Operations:

Cash flows from operating activities
Cash flows used for investing activities

Year ended
December 31, 
2020 
$ 
111 
(34)

Year ended
December 31,
2019 
$ 
90 
(40)

Year ended
December 31,
2018 
$ 
58 
(29)

65

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
  
  
 
 
   
   
   
   
   
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 4.

ACQUISITION OF BUSINESS

Purchase of Appvion Point of Sale business

On April 27, 2020, Domtar Corporation completed the acquisition of the Point of Sale paper business from Appvion Operation Inc. The business includes the coater and
related equipment located at Appvion’s West Carrollton, Ohio, facility as well as a license for all corresponding intellectual property and assumed liabilities related to
post-retirement  benefits.  The  results  of  this  business  have  been  included  in  the  consolidated  financial  statements  as  of  April  27,  2020.  The  purchase  price  was
$20  million  in  cash  plus  the  book  value  of  raw  materials  and  finished  goods  inventory,  subject  to  post-closing  adjustments.  The  acquisition  was  accounted  for  as  a
business  combination  under  the  acquisition  method  of  accounting.  The  total  purchase  price  was  allocated  to  tangible  and  intangible  assets  acquired  and  liabilities
assumed based on the Company’s estimates of their fair value, which are based on information currently available.

The table below illustrates the purchase price allocation:

Fair value of net assets acquired at the date of acquisition

Inventories
Property, plant and equipment
Operating lease right-of-use assets

Total assets

Less: Assumed Liabilities

Fair value of net assets acquired at the date of
   acquisition

66

11 
23 
2 
36 

6 

30

 
 
 
 
 
 
  
 
  
 
  
 
 
  
 
 
  
 
 
 
  
 
 
 
  
  
 
 
  
 
 
  
 
  
 
 
  
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 5.

STOCK-BASED COMPENSATION

OMNIBUS PLAN

Under the Omnibus Plan, the Company may award to key employees and non-employee directors, at the discretion of the Human Resources Committee of the Board of
Directors,  non-qualified  stock  options,  incentive  stock  options,  stock  appreciation  rights,  restricted  stock  units,  performance-conditioned  restricted  stock  units,
performance share units, deferred share units (“DSUs”) and other stock-based awards. The non-employee directors only receive DSUs. The Company generally grants
awards annually and uses, when available, treasury stock to fulfill awards settled in common stock and option exercises.

PERFORMANCE SHARE UNITS (“PSUs”)

PSUs are granted to Management Committee and non-Management Committee members. These awards will be settled in shares for Management Committee members
and in cash for non-Management Committee members, based on market conditions and/or performance and service conditions. These awards have an additional feature
where the ultimate number of units that vest will be determined by the Company’s performance results or shareholder return in relation to a predetermined target over the
vesting period. No awards vest when the minimum thresholds are not achieved. The performance measurement date will vary depending on the specific award. These
awards will cliff vest at various dates up to February 18, 2023.

PSUs

Number of units   

Vested and non-vested at December 31, 2017
Granted
Forfeited
Issued
Vested and settled
Vested and non-vested at December 31, 2018

Granted
Forfeited
Cancelled
Vested and settled
Vested and non-vested at December 31, 2019

Granted
Forfeited
Cancelled
Vested and settled
Vested and non-vested at December 31, 2020

67

622,468   
238,537   
(36,932)  
52,563   
(154,178)  
722,458   

192,261   
(24,980)  
(41,399)  
(222,019)  
626,321   

304,604   
(27,778)  
(150,542)  
(216,701)  
535,904   

Weighted 
average grant 
date fair value 
$ 
37.78 
41.39 
38.09 
41.05 
44.22 
37.82 

61.46 
45.54 
57.09 
32.39 
45.42 

36.70 
45.25 
45.41 
39.04 
43.06

 
 
 
 
 
 
 
    
 
 
 
    
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 5. STOCK-BASED COMPENSATION (CONTINUED)

The fair value of PSUs granted in 2020, 2019 and 2018 was estimated at the grant date using the Monte Carlo simulation methodology. The Monte Carlo simulation
creates  artificial  futures  by  generating  numerous  sample  paths  of  potential  outcomes.  The  following  assumptions  were  used  in  calculating  the  fair  value  of  the  units
granted:

Dividend yield
Expected volatility 1 year
Expected volatility 3 years
Risk-free interest rate December 31, 2018
Risk-free interest rate December 31, 2019
Risk-free interest rate December 31, 2020
Risk-free interest rate December 31, 2021
Risk-free interest rate December 31, 2022

2020 

5.338%    
32%    
29%    
— 
— 
1.42%    
1.26%    
1.21%    

2019 
3.323%    
31%    
28%    
— 
2.85%    
2.65%    
2.56%    
— 

2018 
3.800%
22%
26%
2.23%
2.46%
2.61%
— 
—

At December 31, 2020, of the total vested and non-vested PSUs, 277,653 are expected to be settled in shares and 258,251 will be settled in cash.

RESTRICTED STOCK UNITS (“RSUs”)

RSUs are granted to Management Committee and non-Management Committee members. These awards will be settled in shares for Management Committee members
and in cash for non-Management Committee members, upon completing service conditions. The awards cliff vest after a service period of approximately three years.
Additionally, the RSUs are credited with dividend equivalents in the form of additional RSUs when cash dividends are paid on the Company’s stock. The grant date fair
value of RSUs is equal to the market value of the Company’s stock on the date the awards are granted.

RSUs

Non-vested at December 31, 2017
Granted/issued
Forfeited
Vested and settled
Non-vested at December 31, 2018

Granted/issued
Forfeited
Vested and settled
Non-vested at December 31, 2019

Granted/issued
Forfeited
Vested and settled
Non-vested at December 31, 2020

Number of units   

460,663   
157,502   
(27,251)  
(135,323)  
455,591   

156,417   
(21,203)  
(174,353)  
416,452   

231,012   
(19,521)  
(147,753)  
480,190   

Weighted 
average grant 
date fair value 
$ 
38.56 
44.04 
39.91 
42.54 
39.16 

51.07 
42.86 
34.96 
45.20 

33.26 
41.05 
40.21 
41.16

At December 31, 2020, of the total non-vested RSUs, 229,731 are expected to be settled in shares and 250,459 will be settled in cash.

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DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 5. STOCK-BASED COMPENSATION (CONTINUED)

DEFERRED SHARE UNITS

DSUs are granted to the Company’s Directors. The DSUs granted to the Directors vest immediately on the grant date. The DSUs are credited with dividend equivalents
in the form of additional DSUs when cash dividends are paid on the Company’s stock. For Directors’ DSUs, the Company will deliver at the option of the holder either
one share of common stock or the cash equivalent of the fair market value on settlement of each outstanding DSU (including dividend equivalents accumulated) upon
termination of service. Directors who attained the share ownership requirements may elect to receive the equity component of their annual retainer in DSUs that may be
settled in either cash or stock one year after the grant date. The grant date fair value of DSU awards is equal to the market value of the Company’s stock on the date the
awards are granted.

Management Committee members may elect to defer awards earned under another program into DSUs. In 2020, no vested awards were deferred to DSUs (2019 – nil;
2018 – nil).

DSUs

Vested at December 31, 2017
Granted/issued
Settled
Vested at December 31, 2018

Granted/issued
Settled
Vested at December 31, 2019

Granted/issued
Settled
Vested at December 31, 2020

Number of units   

272,234 
31,691   
(9,752)   

294,173   

35,596   
(12,606)  
317,163   

48,943   
(10,873)  
355,233   

Weighted 
average grant 
date fair value 
$ 
29.55 
44.64 
40.95 
30.79 

41.32 
43.90 
31.45 

25.11 
40.96 
30.29

NON-QUALIFIED STOCK OPTIONS

Stock options are granted to Management Committee and non-Management Committee members. The stock options vest at various dates up to February 20, 2021 subject
to service conditions. The options expire at various dates no later than seven years from the date of grant. In 2020 and 2019, no stock options were granted.

The fair value of the stock options granted in 2018 was estimated at the grant date using a Black-Scholes based option pricing model or an option pricing model that
incorporated the market conditions when applicable. The following assumptions were used in calculating the fair value of the options granted:

Dividend yield
Expected volatility
Risk-free interest rate
Expected life
Strike price

2018 
3.27%  
29%  
2.62%  

  $

4.5 years 
43.66 

The grant date fair value of the non-qualified options granted in 2018 was $8.65.

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DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 5. STOCK-BASED COMPENSATION (CONTINUED)

OPTIONS

Outstanding at December 31, 2017
Granted
Exercised
Forfeited/expired
Outstanding at December 31, 2018

Exercisable at December 31, 2018

Outstanding at December 31, 2018
Exercised
Forfeited/expired
Outstanding at December 31, 2019

Exercisable at December 31, 2019

Outstanding at December 31, 2019
Forfeited/expired
Outstanding at December 31, 2020

Exercisable at December 31, 2020

Number 
of options 

563,065     
104,086     
(147,397)    
(6,102)    
513,652     

  Weighted average 
exercise 
price 
$ 
44.46     
43.66     
39.42     
50.05     
45.68     

303,055     

513,652     
(88,682)    
(3,616)    
421,354     

316,530     

421,354     
(15,030)    
406,324     

371,622     

49.15     

45.68     
39.46     
53.13     
46.92     

48.44     

46.92     
43.09     
47.07     

47.38     

  Weighted average 
remaining life 
(in years) 

Aggregate
intrinsic 
value 
(in millions) 
$ 
3.6 
— 
— 
— 
0.1 

— 

0.1 
— 
— 
0.1 

0.1 

0.1 
— 
— 

—

4.1     
6.2     
—     
—     
3.6     

2.3     

3.6     
—     
—     
2.5     

1.8     

2.5     
—     
1.6     

1.4     

The total intrinsic value of options exercised in 2019 and 2018 was $1 million and $1 million, respectively. Based on the Company’s closing year-end stock price of
$31.65 (2019 – $38.24; 2018 – $35.13), the aggregate intrinsic value of options outstanding and options exercisable is nil.

For  the  year  ended  December  31,  2020,  stock-based  compensation  expense  recognized  in  the  Company’s  results  from  continuing  and  discontinued  operations  was
$7 million (2019 – $22 million; 2018 – $10 million) for all outstanding awards. Compensation costs not yet recognized amounted to $15 million (2019 – $16 million;
2018 – $17 million) and will be recognized over the average remaining service period of approximately 14 months. The aggregate value of liability awards settled in
2020  was  $6  million  (2019  –  $12  million;  2018  –$8  million).  The  total  fair  value  of  equity  awards  settled  in  2020  was  $6  million  (2019  –  $11  million;  2018  –
$6 million), representing the fair value at the time of settlement. The fair value at the grant date for these settled equity awards was $7 million (2019 – $6 million; 2018 –
$7 million). Compensation costs for performance awards are based on management’s best estimate of the final performance measurement.

CLAWBACK FOR FINANCIAL REPORTING MISCONDUCT

If a participant in the Omnibus Plan knowingly or grossly negligently engages in financial reporting misconduct, then all awards and gains from the exercise of options
in the 12 months prior to the date the misleading financial statements were issued as well as any awards that vested based on the misleading financial statements will be
disgorged to the Company. In addition, the Company may cancel or reduce, or require a participant to forfeit and disgorge to the Company or reimburse the Company
for,  any  awards  granted  or  vested,  and  bonus  granted  or  paid,  and  any  gains  earned  or  accrued,  due  to  the  exercise,  vesting  or  settlement  of  awards  or  sale  of  any
common stock, to the extent permitted or required by, or pursuant to any Company policy implemented as required by applicable law, regulation or stock exchange rule
as may from time to time be in effect.

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DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 6.

EARNINGS (LOSS) PER COMMON SHARE

The  calculation  of  basic  (loss)  earnings  per  common  share  is  based  on  the  weighted  average  number  of  Domtar  common  shares  outstanding  during  the  year.  The
calculation for diluted (loss) earnings per common share recognizes the effect of all potential dilutive common securities.

The following table provides the reconciliation between basic and diluted (loss) earnings per common share:

(Loss) earnings from continuing operations
Earnings (loss) from discontinued operations, net of taxes
Net (loss) earnings

Weighted average number of common shares
   outstanding (millions)
Effect of dilutive securities (millions)
Weighted average number of diluted common shares
   outstanding (millions)

Basic net (loss) earnings per common share (in dollars)
   (Loss) earnings from continuing operations
   Earnings (loss) from discontinued operations
   Basic net (loss) earnings per common share

Diluted net (loss) earnings per common share (in dollars)
   (Loss) earnings from continuing operations
   Earnings (loss) from discontinued operations
   Diluted net (loss) earnings per common share

Year ended   
December 31,   
2020   
(145)   $
18    $
(127)   $

  $
  $
  $

Year ended   
December 31,   
2019   

85    $
(1)   $
84    $

Year ended 
December 31, 
2018 
281 
2 
283 

55.4     
—     

61.2     
0.2     

55.4     

61.4     

  $
  $
  $

  $
  $
  $

(2.62)   $
0.33    $
(2.29)   $

(2.62)   $
0.33    $
(2.29)   $

1.39    $
(0.02)   $
1.37    $

1.39    $
(0.02)   $
1.37    $

62.9 
0.2 

63.1 

4.47 
0.03 
4.50 

4.45 
0.03 
4.48

The following table provides the securities that could potentially dilute basic (loss) earnings per common share in the future, but were not included in the computation of
diluted (loss) earnings per common share because to do so would have been anti-dilutive:

Options to purchase common shares

December 31,   
2020   
406,324     

December 31,   
2019   
324,413     

December 31, 
2018 
227,221

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DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 7.

PENSION PLANS AND OTHER POST-RETIREMENT BENEFIT PLANS

DEFINED CONTRIBUTION PLANS

The Company has several defined contribution plans and multiemployer plans. The pension expense under these plans is equal to the Company’s contribution. For the
year ended December 31, 2020, the related pension expense was $39 million (2019 – $39 million; 2018 – $46 million).

DEFINED BENEFIT PLANS AND OTHER POST-RETIREMENT BENEFIT PLANS

The  Company  sponsors  both  contributory  and  non-contributory  U.S.  and  non-U.S.  defined  benefit  pension  plans.  Non-unionized  employees  in  Canada  joining  the
Company after January 1, 1998 participate in a defined contribution pension plan. Salaried employees in the U.S. joining the Company after January 1, 2008 participate
in  a  defined  contribution  pension  plan.  Unionized  and  non-union  hourly  employees  in  the  U.S.  that  are  not  grandfathered  under  the  existing  defined  benefit  pension
plans, participate in a defined contribution pension plan for future service. The Company also sponsors a number of other post-retirement benefit plans for eligible U.S.
and  non-U.S.  employees;  the  plans  are  unfunded  and  include  life  insurance  programs  and  medical  and  dental  benefits.  The  Company  also  provides  supplemental
unfunded defined benefit pension plans and supplemental unfunded defined contribution pension plans to certain senior management employees.

Related pension and other post-retirement plan expenses and the corresponding obligations are actuarially determined using management’s most probable assumptions.

The Company’s pension plan funding policy is to contribute annually the amount required to provide for benefits earned in the year and to fund solvency deficiencies,
funding shortfalls and past service obligations over periods not exceeding those permitted by the applicable regulatory authorities. Past service obligations primarily arise
from improvements to plan benefits. The other post-retirement benefit plans are not funded, and contributions are made annually to cover benefit payments.

The Company expects to contribute a minimum total amount of $13 million in 2021 compared to $15 million in 2020 (2019 – $17 million; 2018 – $57 million) to the
pension plans. The Company expects to contribute a minimum total amount of $4 million in 2021 compared to $4 million in 2020 (2019 – $4 million; 2018 – $4 million)
to the other post-retirement benefit plans.

72

 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 7. PENSION PLANS AND OTHER POST-RETIREMENT BENEFIT PLANS (CONTINUED)

CHANGE IN PROJECTED BENEFIT OBLIGATION

The following table represents the change in the projected benefit obligation as of December 31, 2020 and December 31, 2019, the measurement date for each year:

Projected benefit obligation at beginning of year

Service cost for the year
Interest expense
Plan participants' contributions
Actuarial loss (gain)
Plan amendments
Benefits paid
Direct benefit payments
Acquisition of business
Curtailment (1)
Settlement (2)
Effect of foreign currency exchange rate change

Projected benefit obligation at end of year

December 31, 2020

December 31, 2019

Pension 
plans 
$ 
1,425     
29     
39     
6     
127     
2     
(67)    
(3)    
—     
(1)    
(15)    
24     
1,566     

Other post-
retirement 
benefit plans 
$ 
63     
1     
2     
—     
2     
—     
—     
(4)    
1     
—     
—     
2     
67     

Pension 
plans 
$ 
1,557     
29     
57     
6     
170     
—     
(96)    
(4)    
—     
—     
(348)    
54     
1,425     

Other post-
retirement 
benefit plans 
$ 
62 
1 
2 
— 
(1)
— 
— 
(4)
— 
— 
— 
3 
63

During 2020 and 2019, net actuarial losses increased the projected benefit obligation due to the decrease in discount rates.

The accumulated benefit obligation of the pension plans at December 31, 2020 and 2019 was $1,516 million and $1,379 million, respectively.

CHANGE IN FAIR VALUE OF ASSETS

The following table represents the change in the fair value of assets, as of December 31, 2020 and December 31, 2019, reflecting the actual return on plan assets, the
contributions and the benefits paid for each year:

Fair value of assets at beginning of year

Actual return on plan assets
Employer contributions
Plan participants' contributions
Benefits paid
Settlement (2)
Effect of foreign currency exchange rate change

Fair value of assets at end of year

$ 

Pension plans   

  December 31, 2020    December 31, 2019 
Pension plans 
$ 
1,579 
253 
17 
6 
(100)
(348)
58 
1,465

1,465   
166   
15   
6   
(70)  
(15)  
27   
1,594   

(1) Curtailment accounting was triggered following the restructuring activities that occurred in 2020. The impact was estimated as of July 31, 2020, based on

the information known at that time and was remeasured on December 31, 2020.

(2)

Settlement accounting was triggered as of December 31, 2020, following the restructuring activities that occurred in 2020, to reflect lump sums paid in
2020 in excess of the sum of service cost and interest cost. 

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DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 7. PENSION PLANS AND OTHER POST-RETIREMENT BENEFIT PLANS (CONTINUED)

(2) On November 26, 2019, the Company entered into agreements with Sun Life Assurance Company of Canada to purchase group annuity buy-out contracts
and transfer approximately $272 million (CDN $360 million) of its Ontario, Canada defined benefit plans’ projected benefit obligations. The transactions
closed  on  December  5,  2019  and  were  funded  with  pension  plan  assets.  Additionally,  the  Company  entered  into  agreements  with  existing  insurers  to
convert $76 million (CDN $101 million) of existing buy-in annuity contracts to buy-out annuity contracts to complete the full transfer of these obligations.
These  annuity  buy-out  transactions  transferred  responsibility  for  pension  benefits  for  approximately  1,265  retirees  and  their  beneficiaries.  Settlement
accounting rules required a remeasurement of the plans as of November 26, 2019 and the Company recognized a non-cash pension settlement charge of
$30 million before tax in the fourth quarter of 2019.

INVESTMENT POLICIES AND STRATEGIES OF THE PLAN ASSETS

The assets of the pension plans are held by a number of independent trustees and are accounted for separately in the Company’s pension funds. The investment strategy
for the assets in the pension plans is to maintain a diversified portfolio of assets, invested in a prudent manner to maintain the security of funds while maximizing returns
within the guidelines provided in the investment policy. Diversification of the pension plans’ holdings is maintained in order to reduce the pension plans’ annual return
variability, reduce market and credit exposure to any single asset and to any single component of the capital markets, reduce exposure to unexpected inflation, enhance
the long-term risk-adjusted return potential of the pension plans and reduce funding risk.

Over the long-term, the performance of the pension plans is primarily determined by the long-term asset mix decisions. To manage the long-term risk of not having
sufficient funds to match the obligations of the pension plans, the Company conducts asset/liability studies. These studies lead to the recommendation and adoption of a
long-term asset mix target that sets the expected rate of return and reduces the risk of adverse consequences to the plans from increases in liabilities and decreases in
assets.  In  identifying  the  asset  mix  target  that  would  best  meet  the  investment  objectives,  consideration  is  given  to  various  factors,  including  (a)  each  plan’s
characteristics, (b) the duration of each plan’s liabilities, (c) the solvency and going concern financial position of each plan and their sensitivity to changes in interest
rates and inflation, and (d) the long-term return and risk expectations for key asset classes.

The investments of each plan can be done directly through cash investments in equities or bonds or indirectly through derivatives or pooled funds. The use of derivatives
must be in accordance with an approved mandate and cannot be used for speculative purposes.

The Company’s pension funds are not permitted to directly own any of the Company’s shares or debt instruments.

The following table shows the allocation of the plan assets, based on the fair value of the assets held and the target allocation for 2020:

Fixed income
Cash and cash equivalents
Bonds
Insurance contracts
Equity
Canadian Equity
U.S. Equity
International Equity
Total (1)

  Target allocation  

0% – 10%  
  40% – 50%  
11%

3% – 10%  
9% – 19%  
  18% – 28%  

Percentage of 
plan assets at 
December 31, 
2020 

Percentage of 
plan assets at 
December 31, 
2019 

2%   
42%   
11%   

6%   
15%   
24%   
100%   

2%
53%
— 

6%
15%
24%
100%

(1)

Approximately 72% of the pension plans' assets relate to Canadian plans, 28% relate to U.S. plans.

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DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 7. PENSION PLANS AND OTHER POST-RETIREMENT BENEFIT PLANS (CONTINUED)

RECONCILIATION OF FUNDED STATUS TO AMOUNTS RECOGNIZED IN THE CONSOLIDATED BALANCE SHEETS

The following table presents the difference between the fair value of assets and the actuarially determined projected benefit obligation. This difference is also referred to
as either the deficit or surplus, as the case may be, or the funded status of the plans. The table further reconciles the amount of the surplus or deficit (funded status) to the
net amount recognized in the Consolidated Balance Sheets.

Projected benefit obligation at end of year
Fair value of assets at end of year
Funded status

December 31, 2020

December 31, 2019

Pension 
plans 
$ 
(1,566)   
1,594 
28 

Other post-
retirement 
benefit plans 
$ 
(67)   
— 
(67)   

Pension 
plans 
$ 
(1,425)   
1,465 
40 

Other post-
retirement 
benefit plans 
$ 
(63)
— 
(63)

The funded status includes $61 million of projected benefit obligation ($55 million at December 31, 2019) related to supplemental unfunded defined benefit and defined
contribution plans.

Trade and other payables (Note 17)
Other liabilities and deferred credits (Note 20)
Other assets (Note 15)
Net amount recognized in the Consolidated
   Balance Sheets

December 31, 2020

December 31, 2019

Pension 
plans 
$ 
— 
(124)   
152 

Other post-
retirement 
benefit plans 
$ 
(5)   
(62)   
— 

Pension 
plans 
$ 
— 
(101)   
141 

Other post-
retirement 
benefit plans 
$ 
(5)
(58)
— 

28 

(67)   

40 

(63)

The following table presents the pre-tax amounts included in Other comprehensive income (loss):

Prior service cost
Amortization of prior year service cost (credit)
Net (loss) gain
Amortization of net actuarial loss (gain) (1)
Net amount recognized in other comprehensive
  income (loss) (pre-tax)

Year ended
December 31, 2020

Pension 
plans 
$ 
(2)   
2 
(26)   
12 

Other post- 
retirement 
benefit plans 
$ 
— 
(1)   
(1)   
(1)   

Year ended
December 31, 2019

Year ended
December 31, 2018

Pension 
plans 
$ 
— 
5 
3 
40 

Other post- 
retirement 
benefit plans 
$ 
— 
(1)   
1 
(1)   

Pension 
plans 
$ 
— 
5 
(31)   
8 

Other post- 
retirement 
benefit plans 
$ 
— 
— 
8 
(1)

(14)   

(3)   

48 

(1)   

(18)   

7

(1)

Includes a non-cash settlement charge of $2 million recognized in 2020 (2019 – $30 million; 2018 – nil).

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DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 7. PENSION PLANS AND OTHER POST-RETIREMENT BENEFIT PLANS (CONTINUED)

At December 31, 2020, the projected benefit obligation and the fair value of plan assets with a projected benefit obligation in excess of fair value of plan assets were
$917 million and $793 million, respectively (2019 – $833 million and $732 million, respectively).

Components of net periodic benefit cost for pension plans

Service cost for the year
Interest expense
Expected return on plan assets
Amortization of net actuarial loss
Curtailment loss
Settlement loss
Amortization of prior year service cost

Net periodic benefit cost

Components of net periodic benefit cost for other post-retirement
   benefit plans

Service cost for the year
Interest expense
Amortization of net actuarial gain
Amortization of prior year service credit

Net periodic benefit cost

Year ended 
December 31, 
2020 
$ 
29 
39 
(68)   
10 
2 
2 
2 
16 

Year ended 
December 31, 
2019 
$ 
29 
57 
(79)   
10 
— 
30 
5 
52 

Year ended
December 31, 
2020 
$ 
1 
2 
(1)   
(1)   
1 

Year ended
December 31, 
2019 
$ 
1 
2 
(1)   
(1)   
1 

Year ended 
December 31, 
2018 
$ 
34 
53 
(85)
8 
— 
— 
5 
15

Year ended
December 31, 
2018 
$ 
1 
2 
(1)
— 
2

WEIGHTED-AVERAGE ASSUMPTIONS

The Company used the following key assumptions to measure the projected benefit obligation and the net periodic benefit cost. These assumptions are long-term, which
is consistent with the nature of employee future benefits.

Pension plans
Projected benefit obligation

Discount rate
Rate of compensation increase

Net periodic benefit cost

Discount rate
Rate of compensation increase
Expected long-term rate of return on plan assets

December 31, 
2020 

December 31, 
2019 

December 31, 
2018 

2.5%   
2.7%   

3.0%   
2.8%   
4.6%   

3.1%   
2.7%   

3.8%   
2.6%   
5.2%   

3.8%
2.7%

3.5%
2.8%
5.0%

A weighted-average interest-crediting rate of 3.3% was assumed for 2020, for the Company’s cash balance pension plan.

The Company used a full yield curve approach to estimate the current service and interest cost components of net periodic benefit cost for Canadian pension plans and
U.S. funded pension plans. The estimate of these components is made by applying the specific spot rates along the yield curve used in the determination of the benefit
obligation to the relevant projected cash flows. 

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DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 7. PENSION PLANS AND OTHER POST-RETIREMENT BENEFIT PLANS (CONTINUED)

For the U.S. unfunded pension plan and other post-retirement benefits, given materiality, the current service and interest cost components were estimated using a single
weighted-average discount rate derived from the yield curve for each unfunded pension plan or based on each post-retirement plans’ projected cash flows. The discount
rate of 3.2% for U.S. unfunded plans is obtained by incorporating the plans’ expected cash flows in the Mercer Yield Curve.

For  Canadian  plans,  short-term  yields  to  maturity  are  derived  from  actual  AA  rated  corporate  bond  yield  data.  For  longer  terms,  extrapolated  data  is  used.  The
extrapolated data are created by adding a term-based spread over long provincial bond yields. For U.S. funded plans, the rates are taken from the Mercer Yield Curve
which is based on bonds rated AA by Moody’s or Standard & Poor’s, excluding callable bonds, bonds of less than a minimum issue size, and certain other bonds. The
universe of bonds also includes private placement (traded in reliance on Rule 144A and which are at least two years from issuance), make whole, and foreign corporation
(denominated in U.S. dollars) bonds.

Effective January 1, 2021, the Company will use 4.4% (2020 – 4.8%; 2019 – 5.2%) as the expected return on plan assets, which reflects the current view of long-term
investment  returns.  The  overall  expected  long-term  rate  of  return  on  plan  assets  is  based  on  management's  best  estimate  of  the  long-term  returns  of  the  major  asset
classes (cash and cash equivalents, equities, and bonds) weighted by the target allocation of assets at the measurement date, net of expenses. This rate includes an equity
risk premium over government bond returns for equity investments and a value-added premium for the contribution to returns from active management. The sources
used to determine management's best estimate of long-term returns are numerous and include country specific bond yields, which may be derived from the market using
local bond indices or by analysis of the local bond market, and country-specific inflation and investment market expectations derived from market data and analysts' or
governments' expectations, as applicable.

Other post-retirement benefit plans
Projected benefit obligation

Discount rate
Rate of compensation increase

Net periodic benefit cost

Discount rate
Rate of compensation increase

December 31, 
2020 

December 31, 
2019 

December 31, 
2018 

2.5%   
2.8%   

3.0%   
2.7%   

3.1%   
2.8%   

3.7%   
2.7%   

3.8%
2.8%

3.5%
2.7%

For measurement purposes, a 3.9% weighted average annual rate of increase in the per capita cost of covered health care benefits was assumed for 2020.

FAIR VALUE MEASUREMENT

Fair  Value  Measurements  and  Disclosures  Topic  of  FASB  ASC  820  establishes  a  fair  value  hierarchy,  which  prioritizes  the  inputs  to  valuation  techniques  used  to
measure fair value into three levels. A financial instrument’s categorization within the fair value hierarchy is based upon the lowest level of input that is available and
significant to the fair value measurement.

Level 1

Quoted prices in active markets for identical assets or liabilities.

Level 2

Observable  inputs  other  than  quoted  prices  in  active  markets  for  identical  assets  and  liabilities,  quoted  prices  for  identical  or  similar  assets  or
liabilities in inactive markets, or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the
assets or liabilities.

Level 3

Inputs that are generally unobservable and typically reflect management’s estimates of assumptions that market participants would use in pricing the
assets or liabilities.

77

 
 
 
 
 
 
 
 
 
 
 
   
  
  
  
  
  
   
   
   
  
  
  
  
  
   
   
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 7. PENSION PLANS AND OTHER POST-RETIREMENT BENEFIT PLANS (CONTINUED)

The following table presents the fair value of the plan assets at December 31, 2020, by asset category:

Asset Category

Cash and short-term investments
Canadian provincial government bonds
Canadian corporate debt securities
U.S. corporate debt securities
International corporate debt securities
Bond fund (1 & 2)
Canadian equities (3)
U.S. equities (4)
International equities (5)
U.S. stock index funds (2 & 6)
Insurance contracts (7)
Derivative contracts (8)

Total

Fair Value Measurements at
December 31, 2020

Quoted Prices 
in Active 
Markets for 
Identical Assets 
(Level 1) 
$ 
16 
388 
46 
22 
10 
— 
97 
99 
268 
— 
— 
— 
946 

Total 
$ 
60 
391 
63 
23 
10 
173 
97 
99 
268 
233 
176 
1 
1,594 

Significant 
Observable 
Inputs 
(Level 2) 
$ 
44 
3 
17 
1 
— 
173 
— 
— 
— 
233 
— 
1 
472 

Significant 
Unobservable 
Inputs 
(Level 3) 
$ 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
176 
— 
176

(1)
(2)

(3)

(4)
(5)

(6)
(7)

(8)

This category represents a U.S. actively managed bond fund that is benchmarked to the Barclays Capital Long-term Government/Credit index.
The fair value of these plan assets is classified as Level 2 (inputs that are observable, directly or indirectly) as they are measured based on quoted prices in active
markets and can be redeemed at the measurement date or in the near term.
This category represents an active segregated large capitalization Canadian equity portfolio with the ability to purchase small and medium capitalized companies
and the Canadian equity portion of an active segregated global equity portfolio.
This category represents U.S. equities held within an active segregated global equity portfolio and an active international equity portfolio.
This  category  represents  an  active  segregated  non-North  American  multi-capitalization  equity  portfolio  and  the  non-North  American  portion  of  an  active
segregated global equity portfolio.
This category represents two equity index funds, not actively managed, that track the Russell 3000 index.
This category represents a group annuity contract purchased through an insurance company that is held in the pension plan’s name as an asset within the pension
plan. The insurance contract covers pension entitlements associated with specific groups of retired members of the pension plan.
The fair value of the derivative contracts is classified as Level 2 (inputs that are observable, directly or indirectly) as they are measured using long-term bond
indices.

78

 
 
 
 
 
 
 
 
 
 
 
  
  
 
  
  
  
  
 
  
  
 
 
 
 
  
  
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 7. PENSION PLANS AND OTHER POST-RETIREMENT BENEFIT PLANS (CONTINUED)

The following table presents the fair value of the plan assets at December 31, 2019, by asset category:

Asset Category

Cash and short-term investments
Canadian provincial government bonds
Canadian corporate debt securities
U.S. corporate debt securities
International corporate debt securities
Bond fund (1 & 2)
Canadian equities (3)
U.S. equities (4)
International equities (5)
U.S. stock index funds (2 & 6)
Insurance contracts

Total

Fair Value Measurements at
December 31, 2019

Quoted Prices
in Active
Markets for
Identical Assets 
(Level 1) 
$ 
24 
453 
91 
21 
13 
— 
93 
86 
231 
— 
— 
1,012 

Total 
$ 
66 
454 
119 
21 
13 
166 
93 
86 
231 
215 
1 
1,465 

Significant
Observable Inputs 
(Level 2) 
$ 
42 
1 
28 
— 
— 
166 
— 
— 
— 
215 
— 
452 

Significant
Unobservable
Inputs 
(Level 3) 
$ 
— 
— 
— 
— 
— 
— 
— 
— 
— 
— 
1 
1

(1)
(2)

(3)

(4)
(5)

(6)

This category represents a U.S. actively managed bond fund that is benchmarked to the Barclays Capital Long-term Government/Credit index.
The fair value of these plan assets is classified as Level 2 (inputs that are observable, directly or indirectly) as they are measured based on quoted prices in active
markets and can be redeemed at the measurement date or in the near term.
This category represents an active segregated large capitalization Canadian equity portfolio with the ability to purchase small and medium capitalized companies
and the Canadian equity portion of an active segregated global equity portfolio.
This category represents U.S. equities held within an active segregated global equity portfolio and an active international equity portfolio.
This  category  represents  an  active  segregated  non-North  American  multi-capitalization  equity  portfolio  and  the  non-North  American  portion  of  an  active
segregated global equity portfolio.
This category represents two equity index funds, not actively managed, that track the Russell 3000 index.

79

 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
   
  
  
  
   
  
  
  
   
  
  
  
   
  
  
  
   
  
  
  
   
  
  
  
   
  
  
  
   
  
  
  
   
  
  
  
   
  
  
  
   
  
  
  
   
  
  
  
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 7. PENSION PLANS AND OTHER POST-RETIREMENT BENEFIT PLANS (CONTINUED)

The following table presents changes during the period for Level 3 fair value measurements of plan assets:

Fair Value Measurements Using Significant
Unobservable Inputs (Level 3)

Balance at December 31, 2018

Settlements
Return on plan assets
Effect of foreign currency exchange rate change

Balance at December 31, 2019

Purchases
Return on plan assets
Effect of foreign currency exchange rate change

Balance at December 31, 2020

ESTIMATED FUTURE BENEFIT PAYMENTS FROM THE PLANS

Estimated future benefit payments from the plans for the next 10 years at December 31, 2020 are as follows:

2021
2022
2023
2024
2025
2026 – 2030

.

Pension plans   

$ 
89   
88   
88   
90   
89   
434   

80

Insurance
contracts 
$ 
76   
(84)  
7   
2   
1   
163   
3   
9   

176 

Other post-
retirement
benefit plans 
$ 
4 
4 
4 
4 
4 
20

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 8.

OTHER OPERATING (INCOME) LOSS, NET

Other  operating  (income)  loss,  net  is  an  aggregate  of  both  recurring  and  non-recurring  loss  or  income  items  and,  as  a  result,  can  fluctuate  from  year  to  year.  The
Company’s other operating (income) loss, net includes the following:

Environmental provision
Foreign exchange loss (gain)
Bad debt expense
Net gain on sale of property, plant and
   equipment
Income for waiving a non-compete clause
Other
Other operating (income) loss, net

Year ended
December 31,

Year ended

2020   
$   
2     
—     
4     

December 31, 2019   
$   
4     
3     
1     

Year ended
December 31, 2018 
$ 
5 
(3)
2 

(1)    
(7)    
(5)    
(7)    

—     
—     
(4)    
4     

(4)
— 
(1)
(1)

81

 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 9.

INTEREST EXPENSE, NET

The following table presents the components of interest expense, net:

Interest on long-term debt (1)
Interest on receivables securitization
Interest on withdrawal liabilities for multiemployer plans
Amortization of debt issuance costs and other

Year ended   
December 31,   
2020   
$ 
52     
1     
3     
2     
58     

Year ended   
December 31,   
2019   
$ 
45     
2     
3     
2     
52     

Year ended 
December 31, 
2018 
$ 
56 
1 
2 
3 
62

(1)

The Company capitalized $3 million of interest expense in 2020 (2019 – $3 million; 2018 – $1 million).

82

 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
 
   
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 10.

INCOME TAXES

The Company’s (loss) earnings before income taxes by taxing jurisdiction were:

U.S. (loss) earnings
Foreign (loss) earnings
(Loss) earnings before income taxes

Provisions for income taxes include the following:

U.S. Federal and State:

Current
Deferred

Foreign:

Current
Deferred

Income tax (benefit) expense

Year ended   
December 31,   
2020   
$   
(199)    
(19)    
(218)    

Year ended   
December 31,   
2019   
$   
80     
24     
104     

Year ended 
December 31, 
2018 
$ 
241 
110 
351

Year ended   
December 31,   
2020   
$   

Year ended   
December 31,   
2019   
$   

Year ended 
December 31, 
2018 
$ 

(21)    
(45)    

(7)    
(3)    
(76)    

19     
(6)    

4     
—     
17     

38 
(1)

5 
26 
68

83

 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
   
      
      
  
   
   
   
      
      
  
   
   
   
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 10. INCOME TAXES (CONTINUED)

The Company’s provision for income taxes differs from the amounts computed by applying the statutory income tax rate of 21% to (loss) earnings before income taxes
due to the following:

U.S. federal statutory income tax
Reconciling Items:
State and local income taxes, net of federal
   income tax benefit
Foreign income tax rate differential
Tax credits and special deductions
U.S. tax rate benefit from loss carryback
Tax rate changes
Deemed mandatory repatriation tax
Uncertain tax positions
Deferred taxes on Personal Care Group Investment
Deferred taxes on foreign earnings
Intercompany income with assets held for sale
Net book value adjustment of assets held for sale
Valuation allowance on deferred tax assets
Nondeductible expenses
Other
Income tax (benefit) expense

Year ended   
December 31,   
2020   
$ 
(46)    

Year ended   
December 31,   
2019   
$ 
22     

Year ended 
December 31, 
2018 
$ 
74 

(6)    
(1)    
(17)    
(5)    
—     
—     
(4)    
(51)    
(1)    
3     
5     
47     
1     
(1)    
(76)    

4     
2     
(18)    
—     
(4)    
—     
(3)    
—     
2     
3     
—     
5     
3     
1     
17     

9 
6 
(18)
— 
(9)
(7)
(5)
— 
10 
4 
— 
— 
— 
4 
68

On January 7, 2021, the Company reached an agreement with AIP to sell the Personal Care business for $920 million. As such, for the December 31, 2020 reporting
period, we are no longer indefinitely reinvested in that business and have classified our investment in that business as held for sale. Accordingly, we have recorded a
deferred tax asset of $51 million for the difference between the net book value of the business and the tax basis of that business. The Company is accounting for the tax
impacts related to the sale of the Personal Care business as a stock investment and therefore recognizing the tax benefit for recording the book/tax basis difference and
the net book value adjustment as part of continuing operations. Both of these items impacted the effective tax rate in 2020.

The Company has assessed the value of the deferred tax asset related to the basis difference described above, which is expected to be a capital loss for tax purposes upon
the  completion  of  the  sale,  and  determined  that  the  Company  is  not  likely  to  realize  a  full  benefit  from  the  asset.  As  such,  the  Company  has  recorded  a  valuation
allowance of $44 million associated with this deferred tax asset. During the year, the Company also analyzed its existing Arkansas research and development credits and
determined  an  additional  valuation  allowance  of  $3  million  should  be  recorded  since  it  is  expected  some  of  the  credits  will  expire  un-utilized.  These  amounts
unfavorably impacted the effective tax rate in 2020.

During 2020, the Company generated a U.S. tax net operating loss which, in accordance with the Coronavirus Aid, Relief, and Economic Security (CARES) Act will be
carried back to 2015. In 2015, the US federal tax rate was 35%, versus the current rate of 21%. Therefore, the Company recorded an additional tax benefit of $5 million
related to the tax rate benefit of the loss which favorably impacted the effective tax rate in 2020.

The  Company  recorded  $17  million  of  tax  credits,  mainly  research  and  experimentation  credits,  which  favorably  impacted  the  effective  tax  rate  in  2020.  Since  the
Company has a tax loss in 2020, the tax credits will be carried forward and are expected to be utilized in future years.    

84

 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
      
      
  
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 10. INCOME TAXES (CONTINUED)

As a result of the deemed mandatory repatriation tax requirement of the U.S. Tax Reform, the Company has taxed its undistributed foreign earnings as of December 31,
2017, at reduced tax rates. After completing its evaluation of the U.S. Tax Reform’s impact on its business operations, the Company has determined that it is no longer
indefinitely reinvested in these undistributed foreign earnings as well as foreign earnings after December 31, 2017. As such, as of December 31, 2020, the Company has
recorded a deferred tax liability of $11 million ($12 million as of December 31, 2019) for foreign withholding tax and various state income taxes associated with future
repatriation  of  these  earnings.  This  additional  $1  million  tax  benefit  impacted  the  effective  tax  rate  for  2020  ($2  million  tax  expense  for  2019  and  $10  million  tax
expense for 2018).

The Company recorded $18 million of tax credits in 2019 ($18 million in 2018), mainly research and experimentation credits, which favorably impacted the effective tax
rate.  Arkansas  legislation  changes  were  passed  in  2019  which  reduced  the  state  tax  rate  and  changed  how  the  apportionment  factor  is  calculated.  This  resulted  in  a
deferred state tax benefit of $4 million for the Company.  Additionally, a valuation allowance of $5 million was recorded on state attributes the Company does not expect
to utilize before they expire.

On  December  22,  2017,  the  U.S.  Tax  Reform  was  signed  into  law.  The  U.S.  Tax  Reform  significantly  changed  U.S.  tax  law  for  businesses  by,  among  other  things,
lowering the maximum federal corporate income tax rate from 35% to 21% effective January 1, 2018, implementing a territorial tax system, and imposing a one-time
deemed  repatriation  tax  on  accumulated  foreign  earnings.  Additionally,  Staff  Accounting  Bulletin  No.  118  (“SAB  118”)  was  issued  to  address  the  application  in
situations when a registrant does not have the necessary information available, prepared, or analyzed in reasonable detail to complete the accounting for certain income
tax  effects  of  the  U.S.  Tax  Reform.  December  22,  2018  marked  the  end  of  the  measurement  period  for  purposes  of  SAB  118.  As  such,  the  Company  completed  its
analysis, including currently available legislative updates, and recorded an additional tax benefit of $13 million for the year ended December 31, 2018. Of this benefit, $7
million related to adjustments to the deemed mandatory repatriation tax and $6 million related to the revaluation of the Company’s net deferred tax liabilities. The $6
million benefit for the revaluation of the net deferred tax liabilities is included in the “Tax rate changes” above, along with $3 million of additional tax benefits relating to
2018 law changes in Sweden and various U.S. states.

Deferred tax assets and liabilities are based on tax rates that are expected to be in effect in future periods when deferred items are expected to reverse. Changes in tax
rates or tax laws affect the expected future benefit or expense. The effect of such changes that occurred during each of the last three fiscal years is included in “Tax rate
changes” disclosed under the effective income tax rate reconciliation shown above.

85

 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 10. INCOME TAXES (CONTINUED)

DEFERRED TAX ASSETS AND LIABILITIES

The tax effects of significant temporary differences representing deferred tax assets and liabilities at December 31, 2020 and December 31, 2019 are comprised of the
following:

Accounting provisions
Net operating loss carryforwards and other deductions
Pension and other employee future benefit plans
Inventory
Tax credits
Other
Gross deferred tax assets
Valuation allowance
Net deferred tax assets
Property, plant and equipment
Intangible assets
Other
Total deferred tax liabilities

Net deferred tax liabilities

Included in:

Deferred income taxes and other
Total

December 31,   
2020   
$ 
31   
56   
19   
11   
41   
12   
170   
(64)  
106   
(367)  
(6)  
(31)  
(404)  
(298)  

December 31, 
2019 
$ 
27 
9 
16 
12 
23 
7 
94 
(17)
77 
(386)
(6)
(17)
(409)
(332)

(298)  
(298)  

(332)
(332)

At  December  31,  2020,  the  Company  had  no  federal  net  operating  loss  carryforwards,  however,  the  Company  has  recorded  a  tax  asset  related  to  the  book/tax  basis
difference of the Assets Held for Sale which is expected to be a capital loss once the sale is completed.  The Company also has other foreign net operating losses of
$4 million at December 31, 2020, which may be carried forward indefinitely.

In assessing the realizability of deferred tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax assets will not be
realized. The ultimate realization of deferred tax assets is dependent upon the generation of future taxable income during periods in which temporary differences become
deductible.

The Company evaluates the realization of deferred tax assets on a quarterly basis. Evaluating the need for an amount of a valuation allowance for deferred tax assets
often requires significant judgment. All available evidence, both positive and negative, is considered when determining whether, based on the weight of that evidence, a
valuation allowance is needed. Specifically, the Company evaluated the following items:

•

•

•

•

•

Historical income / (losses) – particularly the most recent three-year period

Reversals of future taxable temporary differences

Projected future income / (losses)

Tax planning strategies

Divestitures

86

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 10. INCOME TAXES (CONTINUED)

Management believes that it is more likely than not that the results of future operations will generate sufficient taxable income to realize the deferred tax assets, with the
following exceptions:

•

•

•

US state tax credits ($13 million valuation allowance)

Tax basis difference on assets held for sale ($44 million valuation allowance)

Foreign loss carryforwards ($7 million valuation allowance)

In 2020, the valuation allowance unfavorably impacted tax expense and the effective tax rate by $47 million (2019 – $5 million).

As of December 31, 2020, the Company has recorded a deferred tax liability of $11 million ($12 million for 2019) for foreign withholding tax and various state income
taxes associated with the repatriation of earnings subject to the repatriation tax as well as future repatriation of its unremitted foreign earnings. With the exception of the
Personal Care business which is being shown as held for sale, the Company has not provided for deferred taxes on the outside basis differences in its investments in its
foreign subsidiaries that are unrelated to unremitted earnings as it estimates that this deferred tax liability in combination with the repatriation tax amount, covers all tax
liabilities with foreign investments to date. The Company is indefinitely reinvested in the outside basis differences of its remaining foreign subsidiaries.

ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES

At December 31, 2020, the Company had gross unrecognized tax benefits of approximately $23 million ($28 million and $28 million for 2019 and 2018, respectively). If
recognized in 2020, these tax benefits would impact the effective tax rate. These amounts represent the gross amount of exposure in individual jurisdictions and do not
reflect any additional benefits expected to be realized if such positions were sustained, such as federal deduction that could be realized if an unrecognized state deduction
was not sustained.  These amounts are included in Deferred income taxes and other on the Consolidated Balance Sheets.

Balance at beginning of year
Additions based on tax positions related to current year
Additions for tax positions of prior years
Expirations of statutes of limitations
Interest
Balance at end of year

December 31,   
2020   
$   
28     
1     
1     
(7)    
—     
23     

December 31,   
2019   
$   
28     
3     
2     
(6)    
1     
28     

December 31, 
2018 
$ 
27 
3 
3 
(6)
1 
28

The Company recorded less than $1 million of accrued interest associated with unrecognized tax benefits for the period ending December 31, 2020 ($1 million for 2019
and  $1  million  for  2018).  The  Company  recognizes  accrued  interest  and  penalties,  if  any,  related  to  unrecognized  tax  benefits  as  a  component  of  tax  expense.    The
Company  believes  it  is  reasonably  possible  that  up  to  $4  million  of  its  unrecognized  benefits  may  be  recognized  by  December  31,  2021.    However,  the  amount  and
timing of the recognition of these benefits is subject to some uncertainty.

The major jurisdictions where the Company and its subsidiaries will file tax returns for 2020 are Canada and the U.S. The Company will file one consolidated U.S.
federal  income  tax  return.  The  Company  and  its  subsidiaries  will  also  file  returns  in  various  other  countries  in  Europe  and  Asia  as  well  as  various  U.S.  states  and
Canadian provinces. At December 31, 2020, the Company’s subsidiaries are subject to foreign federal income tax examinations for the tax years 2013 through 2019, with
federal years prior to 2017 being closed from a cash tax liability standpoint in the U.S. The Company does not anticipate that adjustments stemming from these audits
would result in a significant change to the results of its operations and financial condition.

87

 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

The following table presents the components of inventories:

Work in process and finished goods
Raw materials
Operating and maintenance supplies

NOTE 11.

INVENTORIES

88

December 31,   
2020   
$ 
321   
107   
202   
630   

December 31, 
2019 
$ 
325 
119 
219 
663

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 12.

PROPERTY, PLANT AND EQUIPMENT

The following table presents the components of property, plant and equipment:

Machinery and equipment
Buildings and improvements
Timberlands
Assets under construction

Less: Accumulated depreciation

Range of useful
lives 
(in years) 

3 – 20 
10 – 40 
(1) 
— 

December 31, 
2020 
$ 
7,617 
962 
195 
87 
8,861 
(6,838)   
2,023 

December 31, 
2019 
$ 
7,436 
944 
191 
135 
8,706 
(6,483)
2,223

(1) Amortization is calculated using the unit of production method.

Depreciation expense related to property, plant and equipment for the year ended December 31, 2020 was $222 million (2019 – $230 million; 2018 – $240 million).

89

 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
  
  
 
  
  
 
  
  
   
  
  
 
   
  
  
  
   
  
  
 
   
  
  
  
 
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 13.

LEASES

In the normal course of business, the Company enters into operating and finance leases mainly for manufacturing and warehousing facilities, corporate offices, motor
vehicles, mobile equipment and manufacturing equipment.

While the Company’s lease payments are generally fixed over the lease term, some leases may include price escalation terms that are fixed at the lease commencement
date.  

The Company has remaining lease terms ranging from 1 year to 12 years, some of which may include options to extend the leases for up to 10 years, and some of which
may include options to terminate the leases within 1 year.

The components of lease expense were as follows:

Operating lease expense

Finance lease expense:
   Amortization of right-of-use assets
   Interest on lease liabilities
Total finance lease expense

For the year ended December 31, 2018, total operating lease expense amounted to $19 million.

Supplemental cash flow information related to leases was as follows:

Cash paid for amounts included in the measurement of lease liabilities:

Operating cash flows from operating leases
Operating cash flows from finance leases
Financing cash flows from finance leases

Right-of-use assets obtained in exchange for lease liabilities:

Operating leases
Finance leases

90

Year ended 
December 31, 
2020 
$ 
22 

1 
— 
1 

Year ended 
December 31, 
2019 
$ 
21 

— 
— 
—

Year ended 
December 31, 
2020 
$ 

Year ended 
December 31, 
2019 
$ 

23 
1 
1 

12 
— 

21 
1 
1 

24 
—

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
  
  
 
  
  
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
 
  
 
 
  
 
 
  
 
 
  
  
  
 
  
  
  
 
 
  
 
 
  
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 13. LEASES (CONTINUED)

Supplemental balance sheet information related to leases was as follows:

Operating leases

Operating leases right-of-use assets

Lease liabilities due within one year
Operating lease liabilities

Finance leases

Property, plant and equipment
Accumulated depreciation

Long-term debt due within one year
Long-term debt

Weighted-average remaining lease term
Operating leases
Finance leases

Weighted-average discount rate

Operating leases
Finance leases

Maturities of lease liabilities at December 31, 2020 were as follows:

2021
2022
2023
2024
2025
Thereafter
Total lease payments

Less: Imputed interest

Total lease liabilities

91

December 31, 
2020 
$ 

December 31, 
2019 
$ 

59 

20 
50 
70 

11 
(3)
8 

1 
9 
10 

58 

18 
40 
58 

9 
(2)
7 

1 
8 
9 

4.7 years 
8.8 years 

3.8 years 
10.4 years 

4.4%   
6.1%   

4.4%
7.0%

Operating leases 

$ 
20 
18 
15 
10 
6 
9 
78 

8 

70

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
 
  
 
 
 
  
  
  
 
 
  
 
 
  
 
 
 
  
 
 
 
  
  
  
 
  
  
  
 
 
  
 
 
  
 
 
 
  
 
 
 
  
  
  
 
 
  
 
 
  
 
 
 
  
 
 
 
  
  
  
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
  
  
  
 
 
  
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 14.

INTANGIBLE ASSETS

The following table presents the components of intangible assets:

Definite-lived intangible assets
   subject to amortization
Water rights
Customer relationships
Technology
Non-Compete

Indefinite-lived intangible assets
   not subject to amortization
Water rights
License rights
Total

Estimated useful
lives 
(in years) 

  Gross carrying 
amount 
$ 

December 31,
2020
  Accumulated 
amortization 
$ 

  Gross carrying 
amount 
$ 

Net 
$ 

December 31,
2019

Accumulated 
amortization 
$ 

40     
20 – 30     
7 – 20     
9     

3     
24     
8     
1     
36     

4     
6     
46     

(1)    
(10)    
(5)    
(1)    
(17)    

—     
—     
(17)    

2     
14     
3     
—     
19     

4     
6     
29     

3     
24     
8     
1     
36     

4     
6     
46     

(1)    
(9)    
(5)    
(1)    
(16)    

—     
—     
(16)    

Net 
$ 

2 
15 
3 
— 
20 

4 
6 
30

Amortization expense related to intangible assets for the year ended December 31, 2020 was $1 million ($1 million in 2019 and 2018, respectively).

Amortization expense for the next five years related to intangible assets is expected to be as follows:

Amortization expense related to intangible assets

2021 
$ 
1   

2022 
$ 
1   

2023 
$ 
1   

2024 
$ 
1   

2025 
$ 
1

The Company performed its annual impairment test on its indefinite-lived intangible assets at October 1, 2020, 2019 and 2018, using a quantitative approach, except for
the license rights and water rights, where the Company used a qualitative approach, and determined that the estimated fair values of its indefinite-lived intangible assets
exceeded their carrying amounts. No impairment charge was recorded for indefinite-lived intangible assets during 2020, 2019 or 2018.

92

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
  
  
 
 
 
  
 
 
 
 
 
 
   
    
 
 
 
 
 
   
 
 
   
 
   
      
   
      
      
      
      
      
      
  
   
      
   
      
   
      
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 15.

OTHER ASSETS

The following table presents the components of other assets:

Pension asset - defined benefit pension plans (Note 7)
Investment tax credits receivable
Unamortized debt issuance costs
Derivative financial instruments (Note 23)
Equity swap contracts (Note 23)
Investments and advances
Other

93

December 31, 
2020 
$ 
152   
4   
3   
17   
2   
6   
5   
189   

December 31, 
2019 
$ 
141 
5 
3 
4 
— 
5 
5 
163

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 16.

CLOSURE AND RESTRUCTURING COSTS AND IMPAIRMENT OF LONG-LIVED ASSETS

At December 31, 2020, the Company’s total provision for the withdrawal liabilities of its U.S. multiemployer plans was $42 million.

Cost reduction program

The Company is implementing a cost savings program. As part of this program, on August 7, 2020, the Company announced the permanent closure of the uncoated
freesheet manufacturing at the Kingsport, Tennessee and Port Huron, Michigan mills, the remaining paper machine at the Ashdown, Arkansas mill and the converting
center in Ridgefields, Tennessee. These actions will reduce the Company’s annual uncoated freesheet paper capacity by approximately 721,000 short tons, and will result
in a workforce reduction of approximately 750 employees. The Kingsport and Ashdown paper machines, which have been idled since April 2020, did not recommence
operations. The Ridgefields converting center ceased operations at the end of the third quarter of 2020, while the Port Huron mill is expected to shut down by the end of
the first quarter of 2021.

The Company plans to enter the linerboard market with the conversion of the Kingsport paper machine. Domtar estimates the conversion cost to be between $300 and
$350 million. As a result of the decision to change the nature and use of the Kingsport, Tenessee mill, the carrying amount of the remaining assets of the Kingsport mill
has been tested for impairment in the third quarter and resulted in no additional impairment charge. The carrying amount of these assets was approximately $80 million
at September 30, 2020. The Company is also completing the conversion of the Ashdown mill to 100% softwood and fluff pulp, which is requiring $15 to $20 million of
capital  investments  and  is  expected  to  be  completed  within  six  to  nine  months.  For  the  year  ended  December  31,  2020,  the  Company  recorded  $136  million  of
accelerated depreciation under Impairment of long-lived assets on the Consolidated Statement of Earnings (Loss) and Comprehensive Income (Loss). Additionally, the
Company recorded $33 million of severance and termination costs, $31 million of inventory obsolescence, $12 million of environmental costs, $2 million of pension
curtailment  loss,  $2  million  of  pension  settlement  loss  and  $18  million  of  licenses  fees,  write-offs  and  other  costs,  under  Closure  and  restructuring  costs  on  the
Consolidated Statement of Earnings (Loss) and Comprehensive Income (Loss).

Ashdown, Arkansas mill and Port Huron, Michigan mill

On September 27, 2019, the Company’s Board of Directors approved the decision to permanently shut down two paper machines, which was announced on October 3,
2019. The closures took place at the Ashdown, Arkansas pulp and paper mill and the Port Huron, Michigan paper mill.

For  the  year  ended  December  31,  2019,  the  Company  recorded  $32  million  of  accelerated  depreciation  under  Impairment  of  long-lived  assets  and  $1  million  of
accelerated depreciation under Depreciation and amortization, on the Consolidated Statement of Earnings (Loss) and Comprehensive Income (Loss). Additionally, the
Company recorded $3 million of severance and termination costs, $4 million of inventory obsolescence, and $2 million of other costs, under Closure and restructuring
costs.

Concurrently, with the Ashdown paper machine closure and related workforce reduction, management negotiated a voluntary early retirement program to reduce costs
and  put  the  mill  in  a  stronger  cost  position  in  the  long-term.  The  Company  additionally  recorded  $13  million  of  severance  and  termination  costs  under  Closure  and
restructuring costs.

Other costs

During 2020 other costs related to previous and ongoing closures and restructuring included $1 million of severance and termination costs (2019 and 2018 – nil).

94

 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 16. CLOSURE AND RESTRUCTURING COSTS AND IMPAIRMENT OF LONG-LIVED ASSETS (CONTINUED)

The following tables provide the components of closure and restructuring costs:

Severance and termination costs
Inventory write-down (storeroom, spare parts and other)
Environmental costs
Pension curtailment and settlement charges
Licenses fees, write-offs and other costs
Closure and restructuring costs

Severance and termination costs
Inventory write-down
Other costs
Closure and restructuring costs

The following table provides the activity in the closure and restructuring liability:

Balance at beginning of year
Additions
Payments
Reversal
Balance at end of year (1)

Total 
$ 
34 
31 
12 
4 
18 
99

Total 
$ 
16 
4 
2 
22

Pulp and
Paper 
$ 
33   
31   
12   
4   
16   
96   

Year ended
December 31, 2020

Corporate 
$ 
1   
—   
—   
—   
2   
3   

Year ended
December 31, 2019

Pulp and
Paper 
$ 
16   
4   
2   
22   

December 31,   
2020   
$ 
12   
48   
(32)  
—   
28   

December 31, 
2019 
$ 
2 
12 
(1)
(1)
12

(1) At December 31, 2020 $22 million is shown in Trade and other payables (see Note 17) and $6 million is shown in Other liabilities and deferred credits (see

Note 20).

The $28 million provision is comprised of severance and termination costs, of which $9 million and $6 million relate to the Pulp and Paper business and Corporate,
respectively and licenses fees and other costs of $13 million relate to Corporate.

Closure  and  restructuring  costs  are  based  on  management’s  best  estimates  at  December  31,  2020.  Actual  costs  may  differ  from  these  estimates  due  to  subsequent
developments such as the results of environmental studies, the ability to find a buyer for assets set to be dismantled and demolished and other business developments. As
such, additional costs and further impairment charges may be required in future periods.

95

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 17.

TRADE AND OTHER PAYABLES

The following table presents the components of trade and other payables:

Trade payables
Payroll-related accruals
Accrued interest
Payables on capital projects
Rebate accruals
Liability - pension and other post-retirement benefit
   plans (Note 7)
Liability - multiemployer plan withdrawal
Provision for environment and other asset retirement
   obligations (Note 22)
Closure and restructuring costs liability (Note 16)
Derivative financial instruments (Note 23)
Dividends payable (Note 21)
Stock-based compensation - liability awards (Note 23)

96

December 31,   
2020   
$   
260   
104   
16   
13   
44   

December 31, 
2019 
$ 
310 
99 
16 
27 
58 

5   
2   

10   
22   
3   
—   
5   
484   

5 
2 

8 
12 
11 
26 
6 
580

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 18.

The following table presents the changes in Accumulated other comprehensive loss by component(1) for the periods ended  December 31, 2020 and 2019.

CHANGES IN ACCUMULATED OTHER COMPREHENSIVE LOSS BY COMPONENT

Balance at December 31, 2018
Natural gas swap contracts
Currency options
Foreign exchange forward contracts
Net gain
Foreign currency items

Other comprehensive income before
   reclassifications

Amounts reclassified from Accumulated other
   comprehensive loss

Net current period other comprehensive
  income
Balance at December 31, 2019
Natural gas swap contracts
Currency options
Foreign exchange forward contracts
Net loss
Foreign currency items

Other comprehensive income (loss) before
   reclassifications

Amounts reclassified from Accumulated other
   comprehensive loss

Net current period other comprehensive
   income (loss)
Balance at December 31, 2020

Net derivative 
gains (losses) on 

cash flow hedges 
$ 
(24)    
(10)  
5   
16   
N/A     
N/A   

11     

8     

19     
(5)    
1   
3   
23   
N/A     
N/A   

27     

12     

39     
34     

Pension items(2) 
$ 
(231)    
N/A   
N/A   
N/A   

1     

N/A   

1     

33     

34     
(197)    
N/A   
N/A   
N/A   
(21)    
N/A   

(21)    

11     

(10)    
(207)    

(1)
(2)

All amounts are after tax. Amounts in parentheses indicate losses.
The projected benefit obligation is actuarially determined on an annual basis as of December 31.

97

  Foreign currency 

Post-retirement 
benefit items(2) 
$ 
11     
N/A   
N/A   
N/A   
1   
N/A     

items 
$ 
(223)    
N/A     
N/A     
N/A     
N/A     
21     

21     

—     

21     
(202)    
N/A     
N/A     
N/A     
N/A     
63     

63     

—     

63     
(139)    

Total 
$ 
(467)
(10)
5 
16 
2 
21 

34 

40 

74 
(393)
1 
3 
23 
(22)
63 

68 

21 

89 
(304)

1     

(1)    

—     
11     
N/A   
N/A   
N/A   
(1)  
N/A     

(1)    

(2)    

(3)    
8     

 
 
 
 
 
 
  
  
  
  
  
  
  
  
 
 
  
  
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
 
 
   
   
   
   
   
   
   
 
 
   
   
   
   
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 18. CHANGES IN ACCUMULATED OTHER COMPREHENSIVE LOSS BY COMPONENT (CONTINUED)

The following table presents reclassifications out of Accumulated other comprehensive loss:

Details about Accumulated other comprehensive loss
   components

Net derivative (losses) gains on cash flow hedge

Natural gas swap contracts (1)
Currency options and forwards (1)

Total before tax

Tax benefit (expense)

Net of tax

Amortization of defined benefit pension items
Amortization of net actuarial loss (2)(3)
Amortization of prior year service cost (2)

Total before tax
Tax benefit

Net of tax

Amortization of other post-retirement benefit items

Amortization of net actuarial gain (2)
Amortization of prior year service credit (2)

Total before tax
Tax expense

Net of tax

Amount reclassified from Accumulated other
comprehensive loss
Year ended   

Year ended   

December 31, 

2020   
$ 

December 31, 
2019 
$ 

Year ended 
December 31, 
2018 
$ 

(10)    
(6)    
(16)    
4     
(12)    

(12)    
(2)    
(14)    
3     
(11)    

1     
1     
2     
—     
2     

(4)   
(7)   
(11)   
3    
(8)   

(40)   
(5)   
(45)   
12    
(33)   

1    
1    
2    
(1)   
1    

2 
1 
3 
(1)
2 

(8)
(5)
(13)
3 
(10)

1 
— 
1 
— 
1

(1)
(2)

(3)

These amounts are included in Cost of sales in the Consolidated Statements of Earnings (Loss) and Comprehensive Income (Loss).
These  amounts  are  included  in  the  computation  of  net  periodic  benefit  cost  (see  Note  7  "Pension  Plans  and  Other  Post-Retirement  Benefit  Plans"  for  more
details).
Includes a non-cash pension settlement charge of $2 million in 2020 (2019 – $30 million; 2018 – nil).

98

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
      
     
  
   
   
   
   
   
 
   
      
     
  
   
      
     
  
   
   
   
   
   
 
   
      
     
  
   
      
     
  
   
   
   
   
   
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 19.

LONG-TERM DEBT

Maturity

2022
2042
2044
2025
2023
2021
2021 - 2032

Par 
Amount 
$ 

Currency 

December 31, 
2020 
$ 

December 31, 
2019 
$ 

300   
250   
250   
—   
—   
—   

US   
US   
US   
US   
US   
US   

300     
249     
250     
294     
—     
—     
10     
1,103     

6     

13     
1,084     

300 
249 
250 
— 
80 
55 
9 
943 

5 

1 
937

Unsecured notes
4.4% Notes
6.25% Notes
6.75% Notes

Term Loan
Revolving Credit Facility
Securitization
Finance lease obligations and other

Less: Unamortized debt issuance costs

Less: Due within one year

Principal long-term debt repayments, including finance lease obligations, in each of the next five years will amount to:

2021
2022
2023
2024
2025
Thereafter

Less: Amounts representing interest
Total payments

99

Long-term debt 

$   
12   
312   
12   
12   
246   
500   
1,094   
—   
1,094   

Finance leases
and other 
$ 
1 
2 
2 
2 
1 
5 
13 
3 
10

 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
  
 
 
 
 
 
    
    
    
      
  
 
   
 
   
 
   
 
   
 
   
 
   
 
   
    
    
 
 
    
    
    
 
 
    
    
    
      
  
 
    
    
    
 
 
    
    
    
      
  
 
    
    
    
 
 
    
    
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 19. LONG-TERM DEBT (CONTINUED)

TERM LOAN

On May  5,  2020,  the  Company  entered  into  a  $300  million  Term  Loan  Agreement  (the  “Term  Loan  Agreement”)  that  matures  on  May  5,  2025.  The  Company  used
borrowings  under  the  Term  Loan  Agreement  to  repay  other  debt  and  to  pay  related  fees  and  expenses.  Borrowings  under  the  Term  Loan  Agreement  bear  interest  at
LIBOR  plus  a  margin  of  2.5%  and  require  principal  repayments  of  $3  million  each  quarter.  All  borrowings  under  the  Term  Loan  are  unsecured.  Certain  domestic
subsidiaries of the Company guarantee the obligations arising under the Term Loan Agreement. The Term Loan Agreement contains customary covenants, including two
financial covenants: (i) an interest coverage ratio, as defined in the Term Loan Agreement, that must be maintained at a level of not less than 3 to 1 and (ii) a leverage
ratio, as defined in the Term Loan Agreement that must be maintained at a level of not greater than 3.75 to 1.

At  December  31,  2020,  the  Company  was  in  compliance  with  these  financial  covenants  and  had  $294  million  of  borrowings  outstanding  under  the  Term  Loan
Agreement (December 31, 2019 – nil).

REVOLVING CREDIT FACILITY

The Company has an unsecured $700 million revolving credit facility (the “Credit Agreement”) with certain domestic and foreign banks that matures on August 22,
2023. The maturity date of the facility may be extended by one year and the lender commitments may be increased by up to $400 million, subject to lender approval and
customary requirements. Borrowings by the Company under the Credit Agreement are guaranteed by its significant domestic subsidiaries. Borrowings by certain foreign
subsidiaries  under  the  Credit  Agreement  are  guaranteed  by  the  Company,  the  Company’s  significant  domestic  subsidiaries  and  certain  of  the  Company’s  significant
foreign subsidiaries.

Borrowings  under  the  Credit  Agreement  bear  interest  at  LIBOR,  EURIBOR,  Canadian  bankers'  acceptance  or  prime  rate,  as  applicable,  plus  a  margin  linked  to  the
Company’s credit rating. In addition, the Company pays facility fees quarterly at rates dependent on the Company's credit ratings. The Financial Conduct Authority in
the United Kingdom plans to phase out LIBOR by the end of 2021. The Company does not anticipate a significant impact to its financial position from the planned phase
out of LIBOR.

The Credit Agreement contains customary covenants and events of default for transactions of this type, including two financial covenants: (i) an interest coverage ratio,
as defined in the Credit Agreement, that must be maintained at a level of not less than 3 to 1 and (ii) a leverage ratio, as defined in the Credit Agreement, that must be
maintained at a level of not greater than 3.75 to 1 (or 4.00 to 1 upon the occurrence of certain qualifying material acquisitions). At December 31, 2020, the Company was
in  compliance  with  these  financial  covenants,  and  had  no  borrowings  and  $54  million  of  letters  of  credit  outstanding  under  this  facility  (December  31,  2019  –
$80 million and nil).

RECEIVABLES SECURITIZATION

The Company has a $150 million receivables securitization facility that matures in November 2021. This facility provides additional liquidity to the Company to fund its
operations or issue letters of credit. The costs under the program vary based on changes in interest rates and amounts utilized.

Sales of receivables under this program are accounted for as secured borrowings. The program consists of the ongoing sale of most of the receivables of its domestic
subsidiaries  to  a  bankruptcy  remote  consolidated  subsidiary  which,  in  turn,  transfers  a  senior  beneficial  interest  in  them  to  a  special  purpose  entity  managed  by  a
financial institution for multiple sellers of receivables to support borrowings or the issue of letters of credit by the Company.

The program contains certain termination events, which include, but are not limited to, matters related to receivable performance, certain defaults occurring under the
Credit Agreement, or the failure by Domtar to satisfy material obligations.

At December 31, 2020, there were no borrowings and no letters of credit outstanding under this facility (2019 – $55 million and $53 million, respectively). At December
31, 2020, the Company had $111 million unused and available under this facility.

In 2020, a net charge of $1 million (2019 – $2 million; 2018 – $1 million) resulted from the program described above and was included in Interest expense, net in the
Consolidated Statements of Earnings (Loss) and Comprehensive Income (Loss).

100

 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 20.

OTHER LIABILITIES AND DEFERRED CREDITS

The following table presents the components of other liabilities and deferred credits:

.

Liability - other post-retirement benefit plans (Note 7)
Pension liability - defined benefit pension plans (Note 7)
Pension liability - multiemployer plan withdrawal
Long-term income taxes payable
Closure and restructuring costs liability (Note 16)
Provision for environmental and asset retirement
   obligations (Note 22)
Stock-based compensation - liability awards (Note 23)
Derivative financial instruments (Note 23)
Worker's compensation and other related accruals
Other

December 31, 
2020 
$ 
62 
124 
40 
9 
6 

December 31, 
2019 
$ 
58 
101 
42 
9 
— 

37 
11 
3 
14 
8 
314 

27 
16 
8 
5 
3 
269

ASSET RETIREMENT OBLIGATIONS

The asset retirement obligations are principally linked to landfill capping obligations and demolition of certain abandoned buildings. At December 31, 2020, Domtar
estimated the net present value of its asset retirement obligations to be $14 million (2019 – $13 million); the present value is based on probability weighted undiscounted
cash outflows of $59 million (2019 – $58 million). The majority of the asset retirement obligations are estimated to be settled prior to December 31, 2060. Domtar’s
credit adjusted risk-free rates were used to calculate the net present value of the asset retirement obligations. The rates used vary between 4.7% and 12.0%, based on the
prevailing rate at the moment of recognition of the liability and on its settlement period.

The following table reconciles Domtar’s asset retirement obligations:

Asset retirement obligations, beginning of year
Accretion expense
Asset retirement obligations, end of year

101

December 31,   
2020   
$   
13   
1   
14   

December 31, 
2019 
$ 
12 
1 
13

 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 21.

SHAREHOLDERS’ EQUITY

DIVIDENDS

During  2020,  the  Company  declared  one  quarterly  dividend  of  $0.455  per  share,  to  holders  of  the  Company’s  common  stock.  Total  dividends  of  approximately
$25 million were paid on April 15, 2020 to shareholders of record as of April 2, 2020.

During 2019, the Company declared one quarterly dividend of $0.435 and three quarterly dividends of $0.455 per share, to holders of the Company’s common stock.
Dividends  aggregating  $28  million,  $28  million,  $27  million  and  $26  million  were  paid  on  April  15,  2019,  July  16,  2019,  October  15,  2019  and  January  15,  2020,
respectively, to shareholders of record as of April 2, 2019, July 2, 2019, October 2, 2019 and January 2, 2020, respectively.

STOCK REPURCHASE PROGRAM

The  Company’s  Board  of  Directors  has  authorized  a  stock  repurchase  program  (“the  Program”)  of  up  to  $1.6  billion.  At  December  31,  2020,  the  Company  had
approximately $344 million of remaining availability under the Program. The Company is authorized to repurchase, from time to time, shares of its outstanding common
stock on the open market or in privately negotiated transactions. The timing and amount of stock repurchases will depend on a variety of factors, including the market
conditions as well as corporate and regulatory considerations. The Program may be suspended, modified or discontinued at any time, and the Company has no obligation
to repurchase any amount of its common stock under the Program. The Program has no set expiration date. The Company repurchases its common stock in part to reduce
the dilutive effects of stock options and awards, and to improve shareholders’ returns.

The Company makes open market purchases of its common stock using general corporate funds. Additionally, the Company may enter into structured stock repurchase
agreements  with  large  financial  institutions  using  general  corporate  funds  in  order  to  lower  the  average  cost  to  acquire  shares.  The  agreements  would  require  the
Company  to  make  up-front  payments  to  the  counterparty  financial  institutions,  which  would  result  in  either  the  receipt  of  stock  at  the  beginning  of  the  term  of  the
agreements followed by a share adjustment at the maturity of the agreements, or the receipt of either stock or cash at the maturity of the agreements, depending upon the
price of the stock.

During 2020, the Company repurchased 1,798,306 shares at an average price of $33.05 for a total cost of $59 million.

During 2019, the Company repurchased 6,220,658 shares at an average price of $35.29 for a total cost of $219 million.

CAPITAL RETURN PROGRAM

On  May  5,  2020,  due  to  the  unprecedented  market  conditions  and  uncertainty  caused  by  COVID-19,  the  Company  suspended  the  payment  of  its  regular  quarterly
dividend and stock repurchase program in order to preserve cash and provide additional flexibility in the current environment.

On February 11, 2021, the Company announced that it will resume its stock repurchase program. The Board of Directors will continue to evaluate the Company’s capital
return program based upon customary considerations, including market conditions.

102

 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 21. SHAREHOLDERS’ EQUITY (CONTINUED)

The authorized stated capital consists of the following:

PREFERRED SHARES

The Company is authorized to issue 20 million preferred shares, par value $0.01 per share. The Board of Directors of the Company will determine the voting powers (if
any) of the shares, and the preferences and relative, participating, optional or other special rights, if any, and any qualifications, limitations or restrictions thereof, of the
shares at the time of issuance. No preferred shares were outstanding at December 31, 2020 or December 31, 2019.

COMMON STOCK

The Company is authorized to issue two billion shares of common stock, par value $0.01 per share. Holders of the Company’s common stock are entitled to one vote per
share.

The changes in the number of outstanding common stock and their aggregate stated value during the years ended December 31, 2020 and December 31, 2019, were as
follows:

Common stock
Balance at beginning of year
Shares issued

Treasury stock (1)
Balance at end of year

December 31,
2020

December 31,
2019

Number
of shares
56,880,910     

$

1     

Number
of shares
62,914,569     

$

(1,686,372)    
55,194,538     

—     
1     

(6,033,659)    
56,880,910     

1 

— 
1

(1) During 2020, the Company repurchased 1,798,306, and issued 111,934 shares out of Treasury stock in conjunction with the exercise of stock-based

compensation awards.

103

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
 
 
 
   
   
      
      
      
  
   
   
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 22.

COMMITMENTS AND CONTINGENCIES

ENVIRONMENTAL MATTERS

The Company is subject to environmental laws and regulations enacted by federal, provincial, state and local authorities. The Company may also incur substantial costs
in relation to enforcement actions (including orders requiring corrective measures, installation of pollution control equipment or other remedial actions) as a result of
violations of, or liabilities under, environmental laws and regulations applicable to its past and present properties. The Company’s ongoing efforts to identify potential
environmental concerns that may be associated with such properties may result in additional environmental costs and liabilities which cannot be reasonably estimated at
this time.

In 2020, the Company’s operating expenses for environmental matters amounted to $62 million (2019 – $71 million; 2018 – $68 million).

The Company made capital expenditures for environmental matters of $4 million in 2020 (2019 – $19 million; 2018 – $8 million).

A former owner of the Company’s Dryden, Ontario manufacturing site (the "Dryden Property") operated a chlor-alkali plant during the 1960s and 1970s, during which
time mercury and other pollutants were used and discharged into the natural environment. In conjunction with the sale and redevelopment of the Dryden Property, the
Province of Ontario (the “Province”) provided a broad indemnity (the "Indemnity") in 1985 to the then purchaser of the Dryden Property and its successors and assigns
with respect to the discharge of any pollutant, including mercury, by the historical operators of the Dryden Property. This Indemnity subsequently was assigned to the
Company in connection with its 2007 purchase of the Dryden Property.

As the current owner of the Dryden Property, the Company is actively engaged with the Province with respect to the management of the historical contamination.

The Province issued a Director's order under environmental laws to certain prior owners of the Dryden Property in connection with a nearby waste disposal site that has
never been owned by the Company. The Director's order required certain work to be conducted by those prior owners. The prior owners asserted that the Indemnity
covered the work required by the Director’s order. Following extensive litigation, the Supreme Court of Canada found, among other things, that the Indemnity covered
third-party claims, but not first-party claims, such as the Director's order.

In the future, the Province may challenge whether the Company has the benefit of the Indemnity. In addition to the Indemnity, the Company has other recourses relating
to the historical contamination.

The  situation  involving  the  historical  contamination  is  continuing  to  develop,  and  the  Company  cannot  predict  its  outcome.  While  the  Company  currently  does  not
believe that it will be required to incur costs that would have a material impact on its results of operations or financial condition, there is no certainty that this is in fact
the case.

104

 
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 22. COMMITMENTS AND CONTINGENCIES (CONTINUED)

The following table reflects changes in the reserve for environmental remediation and asset retirement obligations:

Balance at beginning of year
Additions and other changes
Environmental spending
Effect of foreign currency exchange rate change
Balance at end of year (1)

December 31,   
2020   
$   
35   
15   
(3)  
—   
47   

December 31, 
2019 
$ 
37 
4 
(7)
1 
35

(1) At December 31, 2020, $10 million is shown in Trade and other payables (see Note 17) and $37 million is shown in Other liabilities and deferred credits (see

Note 20).

At December 31, 2020, anticipated undiscounted payments in each of the next five years are as follows:

Environmental provision and asset
   retirement obligations

2021 
$ 

2022 
$ 

2023 
$ 

2024 
$ 

2025 
$ 

Thereafter 
$ 

Total 
$ 

10     

2     

2     

6     

2     

70     

92

The U.S. Environmental Protection Agency (the “EPA”) and/or various state agencies have notified the Company that it may be a potentially responsible party under the
Comprehensive  Environmental  Response  Compensation  and  Liability  Act,  commonly  known  as  “Superfund”,  and  similar  state  laws  with  respect  to  other  hazardous
waste sites as to which no proceedings have been instituted against the Company. The Company continues to take remedial action under its Care and Control Program at
its former wood preserving sites, and at a number of operating sites, due to possible soil, sediment or groundwater contamination.

CONTINGENCIES

In the normal course of operations, the Company becomes involved in various legal actions mostly related to contract disputes, patent infringements, environmental and
product  warranty  claims,  and  labor  issues.  While  the  final  outcome  with  respect  to  actions  outstanding  or  pending  at  December  31,  2020,  cannot  be  predicted  with
certainty, it is management’s opinion that their resolution will not have a material adverse effect on the Company’s financial position, results of operations or cash flows.

OTHER COMMERCIAL COMMITMENTS

The Company has commitments to purchase property, plant and equipment, roundwood, wood chips, gas and certain chemicals. Purchase orders in the normal course of
business are excluded from the table below. Any amounts for which the Company is liable under purchase orders are reflected in the Consolidated Balance Sheets as
Trade and other payables. Minimum future payments under these other commercial commitments, determined at December 31, 2020, were as follows:

Other commercial commitments

2021 

$   
155     

2022 

$   
10     

2023 

2024 

2025 

Thereafter 

$   
6     

$   
6     

$   
—     

$   
2     

Total 
$ 
179

105

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 22. COMMITMENTS AND CONTINGENCIES (CONTINUED)

INDEMNIFICATIONS

In the normal course of business, the Company offers indemnifications relating to the sale of its businesses and real estate. In general, these indemnifications may relate
to claims from past business operations, compliance with laws, the failure to abide by covenants and the breach of representations and warranties included in the sales
agreements.  Typically,  such  representations  and  warranties  relate  to  taxation,  environmental,  product  and  employee  matters.  The  terms  of  these  indemnification
agreements are generally for an unlimited period of time. At December 31, 2020, the Company is unable to estimate the potential maximum liabilities for these types of
indemnification guarantees as the amounts are contingent upon the outcome of future events, the nature and likelihood of which cannot be reasonably estimated at this
time. Accordingly, no provision has been recorded. These indemnifications have not yielded a significant expense in the past.

Pension Plans

The Company has indemnified and held harmless the trustees of its pension funds, and the respective officers, directors, employees and agents of such trustees, from any
and all costs and expenses arising out of the performance of their obligations under the relevant trust agreements, including in respect of their reliance on authorized
instructions  from  the  Company  or  for  failing  to  act  in  the  absence  of  authorized  instructions.  These  indemnifications  survive  the  termination  of  such  agreements. At
December 31, 2020 the Company has not recorded a liability associated with these indemnifications, as it does not expect to make any payments pertaining to these
indemnifications.

GENERAL RISK FACTORS

Climate change and air quality regulation

Various national and local laws and regulations relating to climate change have been established or are emerging in jurisdictions where the Company currently has, or
may have in the future, manufacturing facilities or investments.

The EPA repealed the Clean Power Plan and replaced it with the “Affordable Clean Energy” (“ACE”) rule. The ACE rule was legally challenged in the U.S. Court of
Appeals for the D.C. Circuit. The Court ruled the EPA wrongly understood the Clean Air Act and the ACE rule and its embedded repeal of the Clean Power Plan was
vacated  and  sent  back  to  the  EPA  for  further  consideration.  Regardless  of  the  outcome  of  the  EPA’s  further  consideration,  the  Company  does  not  expect  to  be
disproportionately affected compared with other pulp and paper producers located in the states where the Company operates.

The province of Quebec has a greenhouse gases (“GHG”) cap-and-trade system with reduction targets. British Columbia has a carbon tax that applies to the purchase of
fossil fuels within the province. The Company does not expect its facilities to be disproportionately affected by these measures compared to the other pulp and paper
producers located in these provinces.

The Government of Canada has established a federal carbon pricing system in provinces that do not already impose a cost on carbon emissions. The Government of
Canada  has  imposed  its  carbon  pricing  program  for  regulating  GHG  emissions  in  Ontario,  which  took  effect  on  January  1,  2019.  To  reduce  GHG  emissions  and
recognize  the  unique  circumstances  of  the  province’s  diverse  economy,  Ontario  finalized  its  own  GHG  Emission  Performance  Standards  regulation.  The  Ontario
Government has been in discussions with the Canadian Government to replace the federal program in Ontario with its provincial program. The Canadian Government
has accepted Ontario’s program as an alternative to the federal program and work to transition has begun. The Company does not expect to be disproportionately affected
compared with other pulp and paper producers located in Ontario.

The EPA proposed to revise its Industrial Boiler Maximum Achievable Control Technology Standard (“MACT”), or Boiler MACT, in a notice published on August 24,
2020. The proposed rule is a response to two court decisions that remanded certain issues for further review by the EPA, and it includes revisions to 34 different emission
limitations that could apply to some of the Company’s facilities. Although the EPA has indicated that a small number of facilities may need to reduce emissions further
compared to the current limits, the Company does not expect its facilities to be disproportionately affected compared to other U.S. pulp and paper producers.

106

 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 23.

DERIVATIVES AND HEDGING ACTIVITIES AND FAIR VALUE MEASUREMENT

HEDGING PROGRAMS

The Company is exposed to market risk, such as changes in currency exchange rates, commodity prices, interest rates and prices of the Company’s common stock with
regard to the Company’s stock-based compensation program. To the extent the Company decides to manage the volatility related to these exposures, the Company may
enter into various financial derivatives that are accounted for under the derivatives and hedging guidance. These transactions are governed by the Company's hedging
policies which provide direction on acceptable hedging activities, including instrument type and acceptable counterparty exposure.

Upon inception, the Company formally documents the relationship between hedging instruments and hedged items. At inception and quarterly thereafter, the Company
formally  assesses  whether  the  financial  instruments  used  in  hedging  transactions  are  effective  at  offsetting  changes  in  either  the  cash  flow  or  the  fair  value  of  the
underlying exposures. The Company does not hold derivative financial instruments for trading purposes.

CREDIT RISK

The  Company  is  exposed  to  credit  risk  on  accounts  receivables  from  its  customers.  In  order  to  reduce  this  risk,  the  Company  reviews  new  customers’  credit  history
before granting credit and conducts regular reviews of existing customers’ credit performance. As of December 31, 2020, two customers located in the U.S. represented
15% or $58 million, and 12% or $46 million, respectively, of the Company’s receivables (December 31, 2019 – two customers located in the U.S. represented 14% or
$66 million, and 13% or $65 million, respectively).

The Company is exposed to credit risk in the event of non-performance by counterparties to its financial instruments. The Company attempts to minimize this exposure
by entering into contracts with counterparties that are believed to be of high credit quality. Collateral or other security to support financial instruments subject to credit
risk is usually not obtained. The credit standing of counterparties is regularly monitored.

INTEREST RATE RISK

The Company is exposed to interest rate risk arising from fluctuations in interest rates on its cash and cash equivalents, bank indebtedness, revolving credit facility and
securitization, term loan and long-term debt. The Company’s objective in managing exposure to interest rate changes is to minimize the impact of interest rate changes
on earnings and cash flows and to lower its overall borrowing costs. The Company may manage this interest rate exposure through the use of derivative instruments such
as  interest  rate  swap  contracts,  whereby  it  agrees  to  exchange  the  difference  between  fixed  and  variable  interest  amounts  calculated  by  reference  to  an  agreed  upon
notional principal amount.

EQUITY RISK

The  Company  is  exposed  to  changes  in  share  prices  with  regard  to  its  stock-based  compensation  program.  The  Company  manages  its  exposure  through  the  use  of
derivative  instruments  such  as  equity  swap  contracts.  In  March  2020,  the  Company  entered  into  a  total  return  swap  agreement  covering  500,000  common  shares
maturing on March 4, 2022.

107

 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 23. DERIVATIVES AND HEDGING ACTIVITIES AND FAIR VALUE MEASUREMENT (CONTINUED)

COST RISK

Cash flow hedges:

The Company is exposed to price volatility for raw materials and energy used in its manufacturing process. The Company manages its exposure to cost risk primarily
through the use of supplier contracts. The Company purchases natural gas at the prevailing market price at the time of delivery. To reduce the impact on cash flow and
earnings due to pricing volatility, the Company may utilize derivatives to fix the price of forecasted natural gas purchases. The changes in the fair value on qualifying
instruments  are  included  in  Accumulated  other  comprehensive  loss  to  the  extent  effective,  and  reclassified  into  Cost  of  sales  in  the  period  during  which  the  hedged
transaction affects earnings. Current contracts are used to hedge a portion of forecasted purchases over the next 36 months.

The  following  table  presents  the  volumes  under  derivative  financial  instruments  for  natural  gas  contracts  outstanding  as  of  December  31,  2020  to  hedge  forecasted
purchases:

Notional contractual
quantity under derivative
contracts MMBtu(1)

Notional contractual value
under derivative contracts
(in millions of dollars)

Percentage of forecasted
purchases under
derivative contracts

9,270,000
9,270,000
4,210,000

$ 27 
$ 25 
$ 12 

37%
35%
15%

Commodity
Natural gas
2021
2022
2023

(1)

MMBtu: Millions of British thermal units

The natural gas derivative contracts were effective as of December 31, 2020.

FOREIGN CURRENCY RISK

Cash flow hedges:

The Company has manufacturing operations in the United States and Canada. As a result, it is exposed to movements in the foreign currency exchange rate in Canada.
Moreover, certain assets and liabilities are denominated in Canadian dollars and are exposed to foreign currency movements. Accordingly, the Company’s earnings are
affected by increases or decreases in the value of the Canadian dollar. The Company’s risk management policy allows it to hedge a significant portion of its exposure to
fluctuations  in  foreign  currency  exchange  rates  for  periods  up  to  three  years.  The  Company  may  use  derivative  financial  instruments  (currency  options  and  foreign
exchange forward contracts) to mitigate its exposure to fluctuations in foreign currency exchange rates.

Derivatives are used to hedge forecasted purchases in Canadian dollars by the Company’s Canadian subsidiary over the next 24 months. Such derivatives are designated
as  cash  flow  hedges.  The  changes  in  the  fair  value  on  qualifying  instruments  are  included  in  Accumulated  other  comprehensive  loss  to  the  extent  effective,  and
reclassified into Sales or Cost of sales in the period during which the hedged transaction affects earnings.

108

 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
    
 
 
  
  
 
  
 
 
   
 
  
 
 
 
   
 
  
 
 
 
   
 
  
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 23. DERIVATIVES AND HEDGING ACTIVITIES AND FAIR VALUE MEASUREMENT (CONTINUED)

The following table presents the currency values under significant currency positions pursuant to currency derivatives outstanding as of December 31, 2020 to hedge
forecasted purchases and sales:

Currency exposure hedged

CAD/USD

CAD/USD

Year of
maturity

2021

2022

Notional
contractual
value

Percentage of

forecasted net
exposures under
contracts

Average
Protection rate

Average
Obligation rate

781 CAD 

382 CAD 

82%

40%

1 USD = 1.3359

1 USD = 1.3536

1 USD = 1.3486

1 USD = 1.3486

The foreign exchange derivative contracts were effective as of December 31, 2020.

FAIR VALUE MEASUREMENT

The  accounting  standards  for  fair  value  measurements  and  disclosures  establish  a  fair  value  hierarchy,  which  prioritizes  the  inputs  to  valuation  techniques  used  to
measure fair value into three levels. A financial instrument’s categorization within the fair value hierarchy is based upon the lowest level of input that is available and
significant to the fair value measurement.

Level 1

Level 2

Level 3

Quoted prices in active markets for identical assets or liabilities.

Observable  inputs  other  than  quoted  prices  in  active  markets  for  identical  assets  and  liabilities,  quoted  prices  for  identical  or  similar  assets  or
liabilities in inactive markets, or other inputs that are observable or can be corroborated by observable market data for substantially the full term
of the assets or liabilities.

Inputs that are generally unobservable and typically reflect management’s estimates of assumptions that market participants would use in pricing
the asset or liability.

109

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
    
  
 
 
 
   
 
 
 
 
 
  
 
 
   
 
 
 
 
 
   
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 23. DERIVATIVES AND HEDGING ACTIVITIES AND FAIR VALUE MEASUREMENT (CONTINUED)

The following tables present information about the Company’s financial assets and financial liabilities measured at fair value on a recurring basis (except Long-term
debt,  see  (b)  below)  at  December  31,  2020  and  December  31,  2019,  in  accordance  with  the  accounting  standards  for  fair  value  measurements  and  disclosures  and
indicates the fair value hierarchy of the valuation techniques utilized by the Company to determine such fair value.

Fair Value of financial instruments at:

Derivatives designated as
   hedging instruments:
Asset derivatives
Currency derivatives
Currency derivatives
Natural gas swap contracts
Total Assets

Liabilities derivatives
Currency derivatives
Natural gas swap contracts

Natural gas swap contracts
Total Liabilities

Other Instruments:

Stock-based compensation -
   liability awards
Stock-based compensation -
   liability awards
Equity swap contracts
Long-term debt

  Quoted prices in 
  active markets for 
identical assets 
(Level 1) 
$ 

December 31, 
2020 
$ 

Significant 
observable 
inputs 
(Level 2) 
$ 

Significant 
unobservable 
inputs 
(Level 3) 
$ 

  Balance sheet classification

31   
16   
1   
48   

1   
2   

3   
6   

5   

11   
2   
1,234   

—   
—   
—   
—   

—   
—   

—   
—   

5   

11   
2   
—   

31   
16   
1   
48   

1   
2   

3   
6   

—   

—   
—   
1,234   

(a)Prepaid expenses
(a)Other assets
(a)Other assets

—   
—   
—   
—   

—   
—   

(a)Trade and other payables
(a)Trade and other payables

Other liabilities and deferred
   credits

(a)

—   
—   

—   

—   
—   
—   

 Trade and other payables
Other liabilities and deferred
   credits
 Other assets
(b)Long-term debt

The  net  cumulative  loss  recorded  in  Accumulated  other  comprehensive  loss  relating  to  natural  gas  contracts  is  $4  million  at  December  31,  2020,  of  which  a  loss  of
$2 million will be recognized in Cost of sales upon maturity of the derivatives over the next 12 months at the then prevailing values, which may be different from those
at December 31, 2020.

110

 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
    
 
    
 
    
 
    
  
 
 
    
 
    
 
    
 
    
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
    
 
    
 
    
 
    
  
 
 
    
 
    
 
    
 
    
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
    
 
    
 
    
 
    
  
 
 
    
 
    
 
    
 
    
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 23. DERIVATIVES AND HEDGING ACTIVITIES AND FAIR VALUE MEASUREMENT (CONTINUED)

The net cumulative gain recorded in Accumulated other comprehensive loss relating to currency options and forwards hedging forecasted purchases is $46 million at
December 31, 2020, of which a gain of $30 million will be recognized in Cost of sales or Sales upon maturity of the derivatives over the next 12 months at the then
prevailing values, which may be different from those at December 31, 2020.

Fair Value of financial instruments at:

Derivatives designated as
   hedging instruments:
Asset derivatives
Currency derivatives
Currency derivatives
Total Assets

Liabilities derivatives
Currency derivatives
Natural gas swap contracts

Natural gas swap contracts
Total Liabilities

Other Instruments:

Stock-based compensation -
   liability awards
Stock-based compensation -
   liability awards
Long-term debt

December 31, 
2019 
$ 

  Quoted prices in 
  active markets for 
identical assets 
(Level 1) 
$ 

Significant 
observable 
inputs 
(Level 2) 
$ 

Significant 
unobservable 
inputs 
(Level 3) 
$ 

Balance sheet classification

4   
4   
8   

2   
9   

8 
19   

6   

16   
1,029   

—   
—   
—   

—   
—   

— 
—   

6   

16   
—   

4   
4   
8   

2   
9   

8   
19   

—   

—   
1,029   

(a)Prepaid expenses
(a)Other assets

—   
—   
—   

—   
—   

(a)Trade and other payables
(a)Trade and other payables

Other liabilities and deferred
   credits

(a)

 Trade and other payables
Other liabilities and deferred
   credits

(b)Long-term debt

—   
—   

—   

—   
—   

(a)

Fair value of the Company’s derivatives are classified under Level 2 (inputs that are observable; directly or indirectly) as it is measured as follows:

-

-

For  currency  derivatives:  Foreign  currency  forward  and  option  contracts  are  valued  using  standard  valuation  models.  Interest  rates,  forward
market rates and volatility are used as inputs for such valuation techniques.

For natural gas contracts: Fair value is measured using the discounted difference between contractual rates and quoted market future rates.

(b)

Fair value of the Company’s long-term debt is measured by comparison to market prices of its debt. The Company’s long-term debt is not carried at fair value on
the  Consolidated  Balance  Sheets  at  December  31,  2020  and  December  31,  2019.  The  carrying  value  of  the  Company’s  long-term  debt  is  $1,097  million  and
$938 million at December 31, 2020 and December 31, 2019, respectively.

Due to their short-term maturity, the carrying amounts of cash and cash equivalents, receivables, bank indebtedness, trade and other payables and income and other taxes
approximate their fair values.

111

 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
    
 
    
 
    
 
    
  
 
 
    
 
    
 
    
 
    
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
    
 
    
 
    
 
    
  
 
 
    
 
    
 
    
 
    
  
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
  
 
 
 
    
 
    
 
    
 
    
  
 
 
    
 
    
 
    
 
    
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 24.

SEGMENT DISCLOSURES

Following  the  agreement  on  January  7,  2021  to  sell  the  Company’s  Personal  Care  business,  the  Company  now  operates  as  a  single  reportable  segment  as  described
below, which also represents its only operating segment:

•

Pulp and Paper – consists of the design, manufacturing, marketing and distribution of communication, specialty and packaging papers, as well as softwood,
fluff and hardwood market pulp.

The accounting policies of the reportable segments are the same as those described in Note 1. The Company evaluates segment performance based on operating income.
Certain Corporate general and administrative costs are allocated to the segment. Corporate costs that are not related to segment activities, as well as the mark-to-market
impact on stock-based compensation awards, are presented on the Corporate line. The Company does not allocate interest expense and income taxes to the segment.
Segment assets are those directly used in segment operations.

The Company attributes sales to customers in different geographical areas on the basis of the location of the customer.

Long-lived  assets  consist  of  property,  plant  and  equipment,  operating  lease  right-of-use  assets  and  intangible  assets  used  in  the  generation  of  sales  in  the  different
geographical areas.

Starting  January  1,  2020,  EAM  Corporation,  a  manufacturer  of  high  quality  airlaid  and  ultrathin  laminated  cores,  previously  reported  under  the  Company’s  former
Personal Care segment is now presented under its Pulp and Paper segment. Prior period segment results have been restated to the new segment presentation with no
significant impact on segment results. There were no changes to the Company’s consolidated sales or operating income.

112

 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 24. SEGMENT DISCLOSURES (CONTINUED)

An analysis and reconciliation of the Company’s business segment information to the respective information in the financial statements is as follows: 

SEGMENT DATA

Sales by product group

Communication papers
Specialty and packaging papers
Market pulp
Absorbent hygiene products

Consolidated sales (1)
Operating (loss) income from continuing operations (2)

Pulp and Paper
Corporate

Consolidated operating (loss) income from continuing
   operations
Interest expense, net
Non-service components of net periodic benefit cost
(Loss) earnings before income taxes and equity loss
Income tax (benefit) expense
Equity loss, net of taxes
(Loss) earnings from continuing operations
Earnings (loss) from discontinued operations, net of taxes
Net (loss) earnings

Year ended 
December 31, 
2020 

Year ended 
December 31, 
2019 

$   

$   

Year ended 
December 31, 
2018 
$ 

1,968     
575     
1,064     
45     
3,652     

(143)    
(34)    

(177)    
58     
(17)    
(218)    
(76)    
3     
(145)    
18     
(127)    

2,571     
637     
1,119     
42     
4,369     

226     
(47)    

179     
52     
23     
104     
17     
2     
85     
(1)    
84     

2,548 
710 
1,260 
47 
4,565 

442 
(47)

395 
62 
(18)
351 
68 
2 
281 
2 
283

(1)
(2)

In 2020 and 2019, Staples, one of the Company’s largest customers, represented approximately 12% (2019 – 13%) of the total sales.
The  Government  of  Canada  created  the  Canada  Emergency  Wage  Subsidy  ("CEWS")  to  provide  financial  support  for  businesses  during  the  COVID-19
pandemic and prevent large layoffs. During the year, the Company recognized $36 million as a reduction of costs (CDN $48 million) ($29 million in Cost
of sales (CDN $38 million) and $7 million in Selling, general and administrative (CDN $10 million)) related to this program.

Segment assets

Pulp and Paper
Corporate

Total for reportable segments

Assets held for sale

Consolidated assets

113

December 31, 
2020 
$ 

December 31, 
2019 
$ 

3,209   
514   
3,723   
1,133   
4,856   

3,562 
203 
3,765 
1,138 
4,903

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
      
      
  
   
   
   
   
   
   
      
      
  
   
   
   
   
   
   
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 24. SEGMENT DISCLOSURES (CONTINUED)

Additions to property, plant and equipment

Pulp and Paper
Corporate
Discontinued Operations

Consolidated additions to property, plant and equipment

Add: Change in payables on capital projects

Consolidated additions to property, plant and equipment
   per Consolidated Statements of Cash Flows

Geographic information
Sales

United States
Canada
Europe
Asia
Other foreign countries

Long-lived assets
United States
Canada

114

Year ended   
December 31,   
2020   
$   

Year ended   
December 31,   
2019   
$   

Year ended 
December 31, 
2018 
$ 

124     
3     
33     
160     
15     

225     
3     
36     
264     
(9)    

175     

255     

167 
2 
34 
203 
(8)

195

Year ended   
December 31,   
2020   
$   

Year ended   
December 31,   
2019   
$   

Year ended 
December 31, 
2018 
$ 

2,755     
324     
117     
374     
82     
3,652     

3,306     
419     
150     
369     
125     
4,369     

3,257 
470 
221 
488 
129 
4,565

December 31,   
2020   
$   

December 31, 
2019 
$ 

1,423   
688   
2,111   

1,620 
691 
2,311

 
 
 
 
  
  
 
 
 
 
   
      
      
  
   
   
   
   
   
   
 
 
  
  
 
 
 
 
   
      
      
  
   
      
      
  
   
   
   
   
   
 
   
 
 
  
  
 
 
 
 
    
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE 25.

SUPPLEMENTAL GUARANTOR FINANCIAL INFORMATION

The following information is presented as required under Rule 3-10 of Regulation S-X, in connection with the Company’s issuance of debt securities that are fully and
unconditionally  guaranteed  by  Domtar’s  significant  100%  owned  domestic  subsidiaries,  including  Domtar  Paper  Company,  LLC,  Domtar  Industries  LLC  (and
subsidiaries, excluding Domtar Funding LLC), Domtar A.W. LLC, Attends Healthcare Products Inc., EAM Corporation, Associated Hygienic Products LLC and Home
Delivery Incontinent Supplies Co., (“Guarantor Subsidiaries”), on a joint and several basis. The Guaranteed Debt is not guaranteed by certain of Domtar’s foreign and
non-significant domestic subsidiaries, all 100% owned, (collectively the “Non-Guarantor Subsidiaries”). A subsidiary’s guarantee may be released in certain customary
circumstances,  such  as  if  the  subsidiary  is  sold  or  sells  all  of  its  assets,  if  the  subsidiary’s  guarantee  of  the  Credit  Agreement  is  terminated  or  released  and  if  the
requirements for legal defeasance to discharge the indenture have been satisfied.

Upon the sale of the Personal Care business, anticipated to take place during the first quarter of 2021, Attends Healthcare Products Inc., Associated Hygienic Products
LLC and Home Delivery Incontinent Supplies Co. will cease to be guarantors.

The following supplemental condensed consolidating financial information sets forth, on an unconsolidated basis, the Balance Sheets at December 31, 2020 and 2019
and  the  Statements  of  Earnings  (Loss)  and  Comprehensive  Income  (Loss)  and  Cash  Flows  for  the  years  ended  December  31,  2020,  2019  and  2018  for  Domtar
Corporation  (the  “Parent”),  and  on  a  combined  basis  for  the  Guarantor  Subsidiaries  and,  on  a  combined  basis,  the  Non-Guarantor  Subsidiaries.  The  supplemental
condensed  consolidating  financial  information  reflects  the  investments  of  the  Parent  in  the  Guarantor  Subsidiaries,  as  well  as  the  investments  of  the  Guarantor
Subsidiaries in the Non-Guarantor Subsidiaries, using the equity method.

115

 
 
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE. 25 SUPPLEMENTAL GUARANTOR FINANCIAL INFORMATION (CONTINUED)

CONDENSED CONSOLIDATING STATEMENT OF EARNINGS
    (LOSS) AND COMPREHENSIVE INCOME (LOSS)

Sales
Operating expenses

Cost of sales, excluding depreciation and
   amortization
Depreciation and amortization
Selling, general and administrative
Impairment of long-lived assets
Closure and restructuring costs
Other operating loss (income), net

Operating loss
Interest expense (income), net
Non-service components of net periodic benefit cost
(Loss) earnings before income taxes and equity loss
Income tax (benefit) expense
Equity loss, net of taxes
Share in earnings of equity accounted investees
(Loss) earnings from continuing operations
(Loss) earnings from discontinued operations, net of
   taxes
Net (loss) earnings
Other comprehensive income
Comprehensive (loss) income

Year ended
December 31, 2020
Non- 
Guarantor 
Subsidiaries 
$ 
1,352     

Guarantor 
Subsidiaries 
$ 
3,232     

Consolidating 
Adjustments 
$ 
(932)    

Consolidated 
$ 
3,652 

2,952     
164     
38     
136     
84     
(5)    
3,369     
(137)    
72     
(6)    
(203)    
(73)    
1     
52     
(79)    

7     
(72)    
80     
8     

1,105     
59     
207     
—     
15     
(4)    
1,382     
(30)    
(79)    
(11)    
60     
21     
2     
—     
37     

15     
52     
54     
106     

(932)    
—     
—     
—     
—     
—     
(932)    
—     
—     
—     
—     
—     
—     
20     
20     

—     
20     
(134)    
(114)    

3,125 
223 
253 
136 
99 
(7)
3,829 
(177)
58 
(17)
(218)
(76)
3 
— 
(145)

18 
(127)
89 
(38)

Parent 
$ 
—     

—     
—     
8     
—     
—     
2     
10     
(10)    
65     
—     
(75)    
(24)    
—     
(72)    
(123)    

(4)    
(127)    
89     
(38)    

116

 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
  
  
  
  
 
 
 
  
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
   
   
      
      
      
      
  
   
   
   
   
   
   
 
   
   
   
   
   
   
   
   
   
   
   
   
   
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE. 25 SUPPLEMENTAL GUARANTOR FINANCIAL INFORMATION (CONTINUED)

CONDENSED CONSOLIDATING STATEMENT OF EARNINGS
   AND COMPREHENSIVE INCOME

Sales
Operating expenses

Cost of sales, excluding depreciation and
   amortization
Depreciation and amortization
Selling, general and administrative
Impairment of long-lived assets
Closure and restructuring costs
Other operating (income) loss, net

Operating (loss) income
Interest expense (income), net
Non-service components of net periodic benefit cost
(Loss) earnings before income taxes and equity loss
Income tax (benefit) expense
Equity loss, net of taxes
Share in earnings of equity accounted investees
Earnings from continuing operations
(Loss) earnings from discontinued operations, net of
   taxes
Net earnings
Other comprehensive income
Comprehensive income

Year ended
December 31, 2019
Non- 
Guarantor 
Subsidiaries 
$ 
1,491     

Guarantor 
Subsidiaries 
$ 
3,878     

Parent 
$ 
—     

Consolidating 
Adjustments 
$ 
(1,000)    

Consolidated 
$ 
4,369 

1     
—     
9     
—     
—     
—     
10     
(10)    
69     
—     
(79)    
(17)    
—     
146     
84     

—     
84     
74     
158     

117

3,349     
172     
162     
32     
22     
(3)    
3,734     
144     
80     
2     
62     
2     
1     
121     
180     

(34)    
146     
81     
227     

1,260     
59     
120     
—     
—     
7     
1,446     
45     
(97)    
21     
121     
32     
1     
—     
88     

33     
121     
49     
170     

(1,000)    
—     
—     
—     
—     
—     
(1,000)    
—     
—     
—     
—     
—     
—     
(267)    
(267)    

—     
(267)    
(130)    
(397)    

3,610 
231 
291 
32 
22 
4 
4,190 
179 
52 
23 
104 
17 
2 
— 
85 

(1)
84 
74 
158

 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
  
  
  
  
 
 
 
  
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
   
   
      
      
      
      
  
   
   
   
   
   
   
 
   
   
   
   
   
   
   
   
   
   
   
   
   
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE. 25 SUPPLEMENTAL GUARANTOR FINANCIAL INFORMATION (CONTINUED)

CONDENSED CONSOLIDATING STATEMENT OF EARNINGS
   AND COMPREHENSIVE INCOME

Sales
Operating expenses

Cost of sales, excluding depreciation and
   amortization
Depreciation and amortization
Selling, general and administrative
Other operating (income) loss, net

Operating (loss) income
Interest expense (income), net
Non-service components of net periodic benefit cost
(Loss) earnings before income taxes and equity loss
Income tax (benefit) expense
Equity loss, net of taxes
Share in earnings of equity accounted investees
Earnings from continuing operations
(Loss) earnings from discontinued operations, net of
   taxes
Net earnings
Other comprehensive loss
Comprehensive income

Year ended
December 31, 2018
Non- 
Guarantor 
Subsidiaries 
$ 
1,732     

Guarantor 
Subsidiaries 
$ 
3,961     

Consolidating 
Adjustments 
$ 
(1,128)    

Consolidated 
$ 
4,565 

3,437     
181     
25     
(3)    
3,640     
321     
91     
1     
229     
38     
1     
166     
356     

(20)    
336     
(133)    
203     

1,329     
60     
256     
2     
1,647     
85     
(91)    
(19)    
195     
50     
1     
—     
144     

22     
166     
(110)    
56     

(1,128)    
—     
—     
—     
(1,128)    
—     
—     
—     
—     
—     
—     
(502)    
(502)    

—     
(502)    
243     
(259)    

3,638 
241 
292 
(1)
4,170 
395 
62 
(18)
351 
68 
2 
— 
281 

2 
283 
(131)
152

Parent 
$ 
—     

—     
—     
11     
—     
11     
(11)    
62     
—     
(73)    
(20)    
—     
336     
283     

—     
283     
(131)    
152     

118

 
 
 
 
 
 
 
 
 
 
 
 
  
  
  
 
  
  
  
  
 
 
 
  
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
   
   
      
      
      
      
  
   
   
   
   
 
   
   
   
   
   
   
   
   
   
   
   
   
   
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE. 25 SUPPLEMENTAL GUARANTOR FINANCIAL INFORMATION (CONTINUED)

CONDENSED CONSOLIDATING BALANCE SHEET

Parent 
$ 

Guarantor 
Subsidiaries 
$ 

December 31, 2020
Non- 
Guarantor 
Subsidiaries 
$ 

Consolidating 
Adjustments 
$ 

Consolidated 
$ 

Assets
Current assets

Cash and cash equivalents
Receivables
Inventories
Prepaid expenses
Income and other taxes receivable
Intercompany accounts
Assets held for sale

Total current assets

Property, plant and equipment, net
Operating lease right-of-use assets
Intangible assets, net
Investments in affiliates
Intercompany long-term advances
Other assets

Total assets

Liabilities and shareholders' equity
Current liabilities

Trade and other payables
Intercompany accounts
Income and other taxes payable
Operating lease liabilities due within one year
Long-term debt due within one year
Liabilities held for sale

Total current liabilities

Long-term debt
Operating lease liabilities
Intercompany long-term loans
Deferred income taxes and other
Other liabilities and deferred credits
Shareholders' equity

Total liabilities and shareholders' equity

5     
65     
425     
37     
—     
902     
488     
1,922     
1,348     
48     
24     
2,169     
—     
41     
5,552     

294     
491     
11     
15     
—     
121     
932     
—     
44     
653     
237     
128     
3,558     
5,552     

96     
315     
205     
5     
18     
433     
648     
1,720     
675     
11     
5     
—     
1,157     
143     
3,711     

167     
926     
1     
5     
1     
174     
1,274     
9     
6     
—     
90     
163     
2,169     
3,711     

—     
—     
—     
—     
—     
(2,094)    
(3)    
(2,097)    
—     
—     
—     
(5,727)    
(1,162)    
(6)    
(8,992)    

(3)    
(2,094)    
—     
—     
—     
—     
(2,097)    
—     
—     
(1,162)    
(6)    
—     
(5,727)    
(8,992)    

309 
380 
630 
50 
54 
— 
1,133 
2,556 
2,023 
59 
29 
— 
— 
189 
4,856 

484 
— 
15 
20 
13 
295 
827 
1,084 
50 
— 
321 
314 
2,260 
4,856

208     
—     
—     
8     
36     
759     
—     
1,011     
—     
—     
—     
3,558     
5     
11     
4,585     

26     
677     
3     
—     
12     
—     
718     
1,075     
—     
509     
—     
23     
2,260     
4,585     

119

 
 
 
 
 
 
 
   
  
  
  
 
  
  
  
  
 
   
  
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
   
      
  
   
      
      
  
   
      
      
      
      
  
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
   
      
      
      
      
  
   
      
  
   
      
      
  
   
      
      
      
      
  
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE. 25 SUPPLEMENTAL GUARANTOR FINANCIAL INFORMATION (CONTINUED)

CONDENSED CONSOLIDATING BALANCE SHEET

Parent 
$ 

Guarantor 
Subsidiaries 
$ 

December 31, 2019
Non- 
Guarantor 
Subsidiaries 
$ 

Consolidating 
Adjustments 
$ 

Consolidated 
$ 

Assets
Current assets

Cash and cash equivalents
Receivables
Inventories
Prepaid expenses
Income and other taxes receivable
Intercompany accounts
Assets held for sale

Total current assets

Property, plant and equipment, net
Operating lease right-of-use assets
Intangible assets, net
Investments in affiliates
Intercompany long-term advances
Other assets
Non-current assets held for sale

Total assets

Liabilities and shareholders' equity
Current liabilities

Bank indebtedness
Trade and other payables
Intercompany accounts
Income and other taxes payable
Operating lease liabilities due within one year
Long-term debt due within one year
Liabilities held for sale

Total current liabilities

Long-term debt
Operating lease liabilities
Intercompany long-term loans
Deferred income taxes and other
Other liabilities and deferred credits
Long-term liabilities held for sale
Shareholders' equity

Total liabilities and shareholders' equity

11     
114     
468     
14     
—     
547     
110     
1,264     
1,545     
44     
25     
2,493     
1     
30     
383     
5,785     

9     
338     
299     
12     
13     
—     
60     
731     
1     
31     
946     
277     
96     
76     
3,627     
5,785     

49     
368     
195     
10     
22     
237     
117     
998     
678     
14     
5     
—     
1,482     
130     
528     
3,835     

—     
185     
679     
2     
5     
1     
83     
955     
63     
9     
1     
94     
141     
79     
2,493     
3,835     

—     
—     
—     
—     
—     
(1,322)    
—     
(1,322)    
—     
—     
—     
(6,120)    
(1,488)    
(11)    
—     
(8,941)    

—     
—     
(1,322)    
—     
—     
—     
—     
(1,322)    
—     
—     
(1,488)    
(11)    
—     
—     
(6,120)    
(8,941)    

61 
482 
663 
29 
56 
— 
227 
1,518 
2,223 
58 
30 
— 
— 
163 
911 
4,903 

9 
580 
— 
15 
18 
1 
143 
766 
937 
40 
— 
360 
269 
155 
2,376 
4,903

1     
—     
—     
5     
34     
538     
—     
578     
—     
—     
—     
3,627     
5     
14     
—     
4,224     

—     
57     
344     
1     
—     
—     
—     
402     
873     
—     
541     
—     
32     
—     
2,376     
4,224     

120

 
 
 
 
 
 
 
   
  
  
  
 
  
  
  
  
 
   
  
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
   
      
  
   
      
      
  
   
      
      
      
      
  
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
   
      
      
      
      
  
   
      
      
      
      
  
   
      
      
      
      
  
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE. 25 SUPPLEMENTAL GUARANTOR FINANCIAL INFORMATION (CONTINUED)

CONDENSED CONSOLIDATING STATEMENT OF
   CASH FLOWS

Operating activities
Net (loss) earnings
Changes in operating and intercompany assets and
   liabilities and non-cash items, included in net (loss)
   earnings

Cash flows provided from operating activities

Investing activities
Additions to property, plant and equipment
Proceeds from disposals of property, plant and
   equipment
Acquisition of business, net of cash acquired

Cash flows provided from (used for) investing activities

Financing activities
Dividend payments
Stock repurchase
Net change in bank indebtedness
Change in revolving credit facility
Proceeds from receivables securitization facility
Repayments of receivables securitization facility
Issuance of long-term debt
Repayments of long-term debt
Increase in long-term advances to related parties
Decrease in long-term advances to related parties
Other

Cash flows provided from (used for) financing
   activities

Net increase (decrease) in cash and cash equivalents
Impact of foreign exchange on cash
Cash and cash equivalents at beginning of year
Cash and cash equivalents at end of year

Year ended December 31, 2020

Parent 
$ 

Guarantor 
Subsidiaries 
$ 

Non- 
Guarantor 
Subsidiaries 
$ 

Consolidating 
Adjustments 
$ 

Consolidated 
$ 

(127)    

(72)    

52     

20     

(127)

167     
40     

107     
35     

284     
336     

—     

(104)    

(71)    

—     
—     
—     

(51)    
(59)    
—     
(80)    
—     
—     
300     
(6)    
—     
67     
(4)    

167     
207     
—     
1     
208     

121

3     
—     
(101)    

—     
—     
(10)    
—     
—     
—     
—     
—     
—     
70     
—     

60     
(6)    
—     
11     
5     

—     
(30)    
(101)    

—     
—     
—     
—     
25     
(80)    
—     
(1)    
(137)    
—     
1     

(192)    
43     
4     
49     
96     

(20)    
—     

—     

—     
—     
—     

—     
—     
—     
—     
—     
—     
—     
—     
137     
(137)    
—     

—     
—     
—     
—     
—     

538 
411 

(175)

3 
(30)
(202)

(51)
(59)
(10)
(80)
25 
(80)
300 
(7)
— 
— 
(3)

35 
244 
4 
61 
309

 
 
 
 
 
 
 
 
 
  
  
  
 
  
  
  
  
 
 
 
  
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
   
      
      
      
      
  
   
   
   
   
      
      
      
      
  
   
   
   
   
   
      
      
      
      
  
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE. 25 SUPPLEMENTAL GUARANTOR FINANCIAL INFORMATION (CONTINUED)

CONDENSED CONSOLIDATING STATEMENT OF
   CASH FLOWS

Operating activities
Net earnings
Changes in operating and intercompany assets and
   liabilities and non-cash items, included in net earnings

Cash flows provided from operating activities

Investing activities
Additions to property, plant and equipment
Proceeds from disposals of property, plant and
   equipment

Cash flows used for investing activities

Financing activities
Dividend payments
Stock repurchase
Net change in bank indebtedness
Change in revolving credit facility
Proceeds from receivables securitization facility
Repayments of receivables securitization facility
Repayments of long-term debt
Increase in long-term advances to related parties
Decrease in long-term advances to related parties
Other

Cash flows (used for) provided from financing
   activities

Net increase (decrease) in cash and cash equivalents
Impact of foreign exchange on cash
Cash and cash equivalents at beginning of year
Cash and cash equivalents at end of year

Year ended December 31, 2019

Parent 
$ 

Guarantor 
Subsidiaries 
$ 

Non- 
Guarantor 
Subsidiaries 
$ 

Consolidating 
Adjustments 
$ 

Consolidated 
$ 

84     

146     

121     

(267)    

32     
116     

(93)    
53     

152     
273     

—     

(137)    

(118)    

—     
—     

(110)    
(219)    
—     
80     
—     
—     
—     
—     
135     
(1)    

(115)    
1     
—     
—     
1     

122

1     
(136)    

—     
—     
9     
—     
—     
—     
—     
—     
85     
—     

94     
11     
—     
—     
11     

—     
(118)    

—     
—     
—     
—     
205     
(200)    
(1)    
(220)    
—     
—     

(216)    
(61)    
(1)    
111     
49     

267     
—     

—     

—     
—     

—     
—     
—     
—     
—     
—     
—     
220     
(220)    
—     

—     
—     
—     
—     
—     

84 

358 
442 

(255)

1 
(254)

(110)
(219)
9 
80 
205 
(200)
(1)
— 
— 
(1)

(237)
(49)
(1)
111 
61

 
 
 
 
 
 
 
 
 
  
  
  
 
  
  
  
  
 
 
 
  
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
   
      
      
      
      
  
   
   
   
   
      
      
      
      
  
   
   
   
   
      
      
      
      
  
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
DOMTAR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2020
(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

NOTE. 25 SUPPLEMENTAL GUARANTOR FINANCIAL INFORMATION (CONTINUED)

CONDENSED CONSOLIDATING STATEMENT OF
   CASH FLOWS

Operating activities
Net earnings
Changes in operating and intercompany assets and
   liabilities and non-cash items, included in net
   earnings

Cash flows (used for) provided from operating activities

Investing activities
Additions to property, plant and equipment
Proceeds from disposals of property, plant and
   equipment
Other

Cash flows used for investing activities

Financing activities
Dividend payments
Proceeds from receivables securitization facility
Repayments of receivables securitization facility
Repayments of long-term debt
Increase in long-term advances to related parties
Decrease in long-term advances to related parties
Other

Cash flows provided from (used for) financing
   activities

Net decrease in cash and cash equivalents
Impact of foreign exchange on cash
Cash and cash equivalents at beginning of year
Cash and cash equivalents at end of year

Year ended December 31, 2018

Parent 
$ 

Guarantor 
Subsidiaries 
$ 

Non- 
Guarantor 
Subsidiaries 
$ 

Consolidating 
Adjustments 
$ 

Consolidated 
$ 

283     

336     

166     

(502)    

283 

(557)    
(274)    

434     
770     

(108)    
58     

—     

(142)    

(53)    

—     
—     
—     

(108)    
—     
—     
—     
—     
377     
2     

271     
(3)    
—     
3     
—     

1     
(2)    
(143)    

—     
—     
—     
(300)    
(341)    
—     
—     

(641)    
(14)    
—     
14     
—     

4     
(4)    
(53)    

—     
85     
(60)    
(1)    
(36)    
—     
—     

(12)    
(7)    
(4)    
122     
111     

502     
—     

—     

—     
—     
—     

—     
—     
—     
—     
377     
(377)    
—     

—     
—     
—     
—     
—     

271 
554 

(195)

5 
(6)
(196)

(108)
85 
(60)
(301)
— 
— 
2 

(382)
(24)
(4)
139 
111

123

 
 
 
 
 
 
 
 
 
  
  
  
 
  
  
  
  
 
 
 
  
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
   
      
      
      
      
  
   
   
   
   
      
      
      
      
  
   
   
   
   
   
      
      
      
      
  
   
   
   
   
   
   
   
   
   
   
   
   
 
 
 
 
Domtar Corporation
Interim Financial Results (Unaudited)
(In millions of dollars, unless otherwise noted)

2020
Sales
Operating loss
Loss before income taxes and equity loss
Loss from continuing operations
Earnings (loss) from discontinued operations, net of taxes
Net earnings (loss)
Basic net earnings (loss) per common share
   Loss from continuing operations
   Earnings (loss) from discontinued operations
   Basic net earnings (loss) per common share
Diluted net earnings (loss) per common share
   Loss from continuing operations
   Earnings (loss) from discontinued operations
   Diluted net earnings (loss) per common share

2019
Sales
Operating income (loss)
Earnings (loss) before income taxes and equity loss
Earnings (loss) from continuing operations
(Loss) earnings from discontinued operations, net of taxes
Net earnings (loss)
Basic net earnings (loss) per common share
   Earnings (loss) from continuing operations
   (Loss) earnings from discontinued operations
   Basic net earnings (loss) per common share
Diluted net earnings (loss) per common share
   Earnings (loss) from continuing operations
   (Loss) earnings from discontinued operations
   Diluted net earnings (loss) per common share

  $

  $

1st Quarter

2nd Quarter

3rd Quarter

4th Quarter

Year

1,031    $
(1)    
(11)    
(15)    
20     
5     

(0.27)    
0.36     
0.09     

(0.27)    
0.36     
0.09     

802    $
(4) (a)  
(14)  
(3)  
22   
19   

(0.05)  
0.39   
0.34   

(0.05)  
0.39   
0.34   

899    $
(152) (b)  
(162)  
(111)  
19   
(92)  

(2.01)  
0.34   
(1.67)  

(2.01)  
0.34   
(1.67)  

920    $
(20) (c)  
(31)  
(16)  
(43)  
(59)  

(0.29)  
(0.78)  
(1.07)  

(0.29)  
(0.78)  
(1.07)  

3,652 
(177)
(218)
(145)
18 
(127)

(2.62)
0.33 
(2.29)

(2.62)
0.33 
(2.29)

1st Quarter

2nd Quarter

3rd Quarter

4th Quarter

Year

1,157    $
123     
113     
83     
(3)    
80     

1.32     
(0.05)    
1.27     

1.32     
(0.05)    
1.27     

1,106    $
52     
41     
31     
(13)    
18     

0.50     
(0.21)    
0.29     

0.49     
(0.21)    
0.28     

1,079    $
27  (d)  
17   
15   
5   
20   

0.25   
0.08   
0.33   

0.24   
0.08   
0.32   

1,027    $
(23) (e)  
(67) (f)  
(44)  
10   
(34)  

(0.76)  
0.17   
(0.59)  

(0.76)  
0.17   
(0.59)  

4,369 
179 
104 
85 
(1)
84 

1.39 
(0.02)
1.37 

1.39 
(0.02)
1.37

(a)

The operating loss for the second Quarter of 2020 included closure and restructuring costs of $1 million.

(b)

The operating loss for the third Quarter of 2020 included closure and restructuring costs of $68 million and impairment of long-lived assets of $111 million.

(c)

The operating loss for the fourth Quarter of 2020 included closure and restructuring costs of $30 million and impairment of long-lived assets of $25 million.

(d)

The operating income for the third Quarter of 2019 included closure and restructuring costs of $5 million and impairment of long-lived assets of $32 million.

(e)

(f)

The operating loss for the fourth Quarter of 2019 included closure and restructuring costs of $17 million.

The loss before income taxes and equity loss for the fourth Quarter of 2019 included a pension settlement loss of $30 million.

124

 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
   
 
 
 
   
 
 
 
   
 
 
 
   
      
    
 
    
 
    
 
  
   
 
 
 
   
 
 
 
   
 
 
 
   
      
    
 
    
 
    
 
  
   
 
 
 
   
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
   
 
 
   
 
 
   
 
 
   
      
      
    
 
    
 
  
   
 
 
   
 
 
   
 
 
   
      
      
    
 
    
 
  
   
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 9.  CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE

The Company has nothing to report under this item.

ITEM 9A.  CONTROLS AND PROCEDURES

Evaluation of Disclosure Controls and Procedures

We  maintain  disclosure  controls  and  procedures  that  are  designed  to  provide  reasonable  assurance  that  information  required  to  be  disclosed  in  our  reports  under  the
Securities and Exchange Act of 1934, as amended (“Exchange Act”), is recorded, processed, summarized and reported within the time periods specified in the SEC’s
rules and forms, and that such information is accumulated and communicated to management, including our Chief Executive Officer and Chief Financial Officer, as
appropriate,  to  allow  timely  decisions  regarding  required  disclosure.  As  of  December  31,  2020,  an  evaluation  was  performed  by  members  of  management,  at  the
direction and with the participation of our Chief Executive Officer and Chief Financial Officer, of the effectiveness of the design and operation of our disclosure controls
and procedures (as defined in Rule 13a-15(e) or 15d-15(e) under the Exchange Act). Based upon this evaluation, our Chief Executive Officer and Chief Financial Officer
concluded that, as at December 31, 2020, our disclosure controls and procedures were effective.

Management’s Report on Internal Control over Financial Reporting

The information called for by this item is incorporated herein by reference to “Management’s Report on Internal Control Over Financial Reporting”, and the attestation
regarding internal controls over financial reporting included in the “Report of Independent Registered Public Accounting Firm” included in Item 8 of this Report.

 Change in Internal Control over Financial Reporting

There were no changes in our internal control over financial reporting that have materially affected or are reasonably likely to materially affect our internal control over
financial reporting during the fourth quarter ended December 31, 2020.

ITEM 9B.  OTHER INFORMATION

The Company has nothing to report under this item.

PART III

ITEM 10.  DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE

The  information  included  under  the  captions  “Governance  of  the  Corporation”  and  “Election  of  Directors”  in  our  Proxy  Statement  for  the  2021  Annual  Meeting  of
Stockholders, to be filed on or about March 25, 2021, is incorporated herein by reference.

Information regarding our executive officers is presented in Item 1, Business, under the caption “Our Executive Officers”.

ITEM 11.  EXECUTIVE COMPENSATION

The  information  appearing  under  the  caption  “Compensation  Discussion  and  Analysis”,  “Executive  Compensation”  and  “Director  Compensation”  in  our  Proxy
Statement for the 2021 Annual Meeting of Stockholders, to be filed on or about March 25, 2021, is incorporated herein by reference.

125

 
 
 
ITEM 12.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED STOCKHOLDER MATTERS

The information appearing under the caption “Security Ownership of Certain Beneficial Owners, Directors and Officers” in our Proxy Statement for the 2021 Annual
Meeting of Stockholders, to be filed on or about March 25, 2021, is incorporated herein by reference.

The following table sets forth the number of shares of our stock reserved for issuance under our equity compensation plans as of December 31, 2020:

Plan Category

Equity compensation plans
approved by security holders
Equity compensation plans
not approved by security
holders

Total

Number of securities to
be issued upon exercise
of outstanding options,
warrants and rights (#)
(a)

Weighted average exercise price
of outstanding
options, warrants and rights ($)
(b)

Number of securities remaining
available for future issuance under
equity compensation
plans (excluding securities reflected
in column (a) (#)
(c)

1,622,535

    (1) $

N/A
1,622,535

   $

47.07

N/A
47.07

    (2)  

872,136

N/A
872,136

(1)

(2)
(3)

Represents the total number of shares associated with options, restricted stock units ("RSUs"), performance share units ("PSUs"), deferred share units ("DSUs")
and dividends equivalent units ("DEUs") outstanding as of December 31, 2020 that may or will be settled in equity. This number assumes that PSUs will vest at
the “maximum” performance level, and that any performance requirements applicable to options will be satisfied.
Represents the weighted average exercise price of options disclosed in column (a).
Represents the number of shares remaining available for issuance in settlement of future awards under the Omnibus Incentive Plan.

ITEM 13.  CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE

The information appearing under the captions “Governance of the Corporation – Board Independence and Other Determinations” in our Proxy Statement for the 2021
Annual Meeting of Stockholders is incorporated herein by reference.

ITEM 14.  PRINCIPAL ACCOUNTANT FEES AND SERVICES

The  information  appearing  under  the  caption  “Ratification  of  Appointment  of  Independent  Registered  Public  Accounting  Firm”  and  “Independent  Registered  Public
Accounting Firm Fees” in our Proxy Statement for the 2021 Annual Meeting of Stockholders is incorporated herein by reference.

126

 
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
 
  
 
 
  
 
 
 
 
 
  
 
 
  
 
 
 
 
  
 
 
  
 
 
 
 
 
  
 
 
  
 
   
 
 
   
  
   
  
 
   
   
   
    
 
 
 
 
PART IV

ITEM 15.  EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

(a)

1. Financial Statements – See Item 8, Financial Statements and Supplementary Data. 

2. Schedule II – Valuation and Qualifying Accounts

All other schedules are omitted as the information required is either included elsewhere in the consolidated financial statements in Item 8, Financial Statements
and Supplementary Data – or is not applicable.

3. Exhibits:

Exhibit
Number

Exhibit Description

Securities  Purchase  Agreement  among  Domtar  AI  Inc,  Domtar  Luxembourg  Investments  SARL,
Domtar Corporation and Journey Personal Care Corp. dated as of January 7, 2021

  Amended and Restated Certificate of Incorporation

  Certificate of Amendment of the Amended and Restated Certificate of Incorporation

  Amended and Restated By-Laws

Supplemental  Indenture,  dated  February  15,  2008,  among  Domtar  Corp.,  Domtar  Paper  Company
LLC, The Bank of New York, as Trustee, and the new subsidiary guarantors as parties thereto, relating
to the guarantee by the new subsidiary guarantors of the obligations under the Indenture

Incorporated by reference to:

Form

Exhibit

Filing Date

8-K

2.1

01/08/2021

10-Q

8-K

8-K

8-K

3.1

3.1

3.1

4.1

08/08/2008

06/08/2009

02/24/2016

02/21/2008

Supplemental  Indenture,  dated  as  of  March  16,  2012,  among  Domtar  Corporation,  the  subsidiary
guarantors party thereto, and The Bank of New York Mellon (formerly known as The Bank of New
York), as trustee, providing for Domtar Corporation’s 4.40% Notes due 2022

8-K

4.1

03/16/2012

Supplemental  Indenture,  dated  May  21,  2012,  among  Domtar  Corporation,  EAM  Corporation,  and
The Bank of New York Mellon, as trustee, relating to EAM Corporation’s guarantee of the obligations
under the Indenture

  S-3

4.8

08/20/2012

Supplemental  Indenture,  dated  as  of  August  23,  2012,  among  Domtar  Corporation,  the  subsidiary
guarantors  party  thereto,  and  The  Bank  of  New  York  Mellon  (formerly  the  Bank  of  New  York),  as
trustee, providing for Domtar Corporation’s 6.25% Notes due 2042

8-K

4.1

08/23/2012

Supplemental Indenture, dated as of November 26, 2013, among Domtar Corporation, the subsidiary
guarantors  party  thereto,  and  The  Bank  of  New  York  Mellon  (formerly  the  Bank  of  New  York),  as
trustee, providing for Domtar Corporation’s 6.75% Notes due 2044

8-K

4.1

11/26/2013

Term Loan Agreement dated as of May 5, 2020, among Domtar Corporation, as borrower, the tenders
party thereto and Cobank, ACB, a farm credit bank, as agent

10-Q

10.1

05/08/2020

  Third Amended and Restated Credit Agreement dated as of August 22, 2018

Domtar Corporation Deferred Share Unit Plan for Outside Directors (for former directors of Domtar
Inc.)

10-Q

10-K

10.1

11/08/2018

10.30

02/27/2009

8-K

10.1

05/24/2007

10.2*

  Director Deferred Stock Unit Agreement

127

2.1

3.1

3.2

3.3

4.1

4.2

4.3

4.4

4.5

4.6

4.7

10.1*

 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
Exhibit
Number

Exhibit Description

  Non-Qualified Stock Option Agreement

  Restricted Stock Unit Agreement

  Performance Share Unit Agreement

Incorporated by reference to:

Form

Exhibit

Filing Date

10-K

10.4

02/22/2019

  Amended and Restated Severance Program for Management Committee Members

  Amended and Restated DB SERP for Management Committee Members of Domtar

  Amended and Restated DC SERP for Designated Executives of Domtar

Form  of  Indemnification  Agreement  for  members  of  Pension  Administration  Committee  of  Domtar
Corporation

10-K

10-K

10.8

02/25/2020

10.50

02/27/2009

  Amended and Restated Domtar Corporation 2007 Omnibus Incentive Plan

  Domtar Corporation Annual Incentive Plan for Members of the Management Committee

  Employment agreement of Mr. Michael Fagan

  Amended and Restated Supplementary Pension Plan for Designated Managers of Domtar Inc.

  Amended and Restated Employment Agreement of Mr. John D. Williams

  Retention Bonus Letter Agreement of Mr. Michael Fagan

10-K

10-Q

10-Q

10.48

02/28/2013

10.3

10.1

08/04/2017

08/02/2013

10.3*

10.4*

10.5*

10.6*

10.7*

10.8*

10.9*

10.10*

10.11*

10.12*

10.13*

10.14*

10.15*

10.16*

  Separation Agreement of employment with Domtar of Mr. Michael D. Garcia

21

23

24.1

31.1

31.2

32.1

32.2

  Subsidiaries of Domtar Corporation

  Consent of Independent Registered Public Accounting Firm

  Powers of Attorney (included in signature page)

Certification  of  the  Chief  Executive  Officer  Pursuant  to  Section  302  of  the  Sarbanes-Oxley  Act  of
2002

  Certification of the Chief Financial Officer Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002  

Certification  of  the  Chief  Executive  Officer  Pursuant  to  Section  906  of  the  Sarbanes-Oxley  Act  of
2002

  Certification of the Chief Financial Officer Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002  

101.INS

XBRL  Instance  Document  –  the  instance  document  does  not  appear  in  the  Interactive  Data  File
because its XBRL tags are embedded within the Inline XBRL document.

101.SCH

  Inline XBRL Taxonomy Extension Schema

101.CAL

  Inline XBRL Taxonomy Extension Calculation Linkbase

101.DEF

  Inline XBRL Taxonomy Extension Definition Linkbase

101.LAB

  Inline XBRL Taxonomy Extension Label Linkbase

128

 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
Exhibit
Number

Exhibit Description

Form

Exhibit

Filing Date

Incorporated by reference to:

101.PRE

  Inline XBRL Extension Presentation Linkbase

104

*

  Cover Page Interactive Data File (formatted as inline XBRL and contained in Exhibit 101)

Indicates management contract or compensatory arrangement

129

 
 
 
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
FINANCIAL STATEMENT SCHEDULE

(IN MILLIONS OF DOLLARS, UNLESS OTHERWISE NOTED)

SCHEDULE II – VALUATION AND QUALIFYING ACCOUNTS

For the three years ended:

Allowances deducted from related asset accounts:
Doubtful accounts - Accounts receivable

2020
2019
2018

Valuation Allowance on Deferred Tax Assets

2020
2019
2018

Balance at 
  beginning of year 
$ 

Charged to 
income 
$ 

  Deductions from 
reserve 
$ 

Balance at end 
of year 
$ 

4 
3 
4 

4 
1 
2 

(2)   
— 
(3)   

6 
4 
3

Balance at 
  beginning of year 
$ 

Charged to 
income 
$ 

  Deductions from 
reserve 
$ 

Balance at end 
of year 
$ 

17 
12 
12     

47 
5 
—     

— 
— 
—     

64 
17 
12

130

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
       
       
       
 
     
       
       
       
 
   
  
  
   
  
  
  
   
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
       
       
       
 
   
  
  
  
   
  
  
  
   
 
 
ITEM 16.  FORM 10-K SUMMARY
None.

131

 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized in the City of Fort Mill, South Carolina, United States, on March 1, 2021

SIGNATURES

DOMTAR CORPORATION

by
Name:
Title:

  /s/ John D. Williams
  John D. Williams
  President and Chief Executive Officer

We, the undersigned directors and officers of Domtar Corporation, hereby severally constitute Zygmunt Jablonski and Razvan L. Theodoru, and each of them singly, our
true and lawful attorneys with full power to them and each of them to sign for us, in our names in the capacities indicated below, any and all amendments to this Annual
Report on Form 10-K filed with the Securities and Exchange Commission.

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the
capacities and on the dates indicated.

Signature

/s/ John D. Williams
John D. Williams

/s/ Daniel Buron
Daniel Buron

/s/Giannella Alvarez
Giannella Alvarez

/s/ Robert E. Apple
Robert E. Apple

/s/ David J. Illingworth
David J. Illingworth

/s/ Brian M. Levitt
Brian M. Levitt

/s/ David G. Maffucci
David G. Maffucci

/s/ Pamela B. Strobel
Pamela B. Strobel

/s/ Denis Turcotte
Denis Turcotte

/s/ Mary A. Winston
Mary A. Winston

Title

Date

  President and Chief Executive Officer (Principal Executive

March 1, 2021

Officer) and Director

  Executive Vice President and Chief Financial

March 1, 2021

Officer (Principal Financial Officer and
Principal Accounting Officer)

  Director

  Director

  Director

  Director

  Director

  Director

  Director

  Director

132

March 1, 2021

March 1, 2021

March 1, 2021

March 1, 2021

March 1, 2021

March 1, 2021

March 1, 2021

March 1, 2021

 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RESTRICTED STOCK UNIT AGREEMENT
FOR AWARDS GRANTED IN 2020

Exhibit 10.4

RESTRICTED STOCK UNIT AGREEMENT (the “Agreement”) dated as of the Grant Date set forth in the Notice of Grant (as
defined below), by and between Domtar Corporation, a Delaware corporation (the “Company”), and the participant whose name appears in
the Notice of Grant (the “Participant”).

1.  Grant of Restricted Stock Units.  The Company hereby evidences and confirms its grant to the Participant, effective as of the

Grant Date, of the number of restricted stock units (the “Restricted Stock Units”) specified in the Domtar Corporation 2007 Omnibus
Incentive Plan Restricted Stock Unit Grant Notice delivered by the Company to the Participant (the “Notice of Grant”).  This Agreement is
subordinate to, and the terms and conditions of the Restricted Stock Units granted hereunder are subject to, the terms and conditions of the
Amended and Restated Domtar Corporation 2007 Omnibus Incentive Plan (as amended, the “Plan”), which are incorporated by reference
herein.  If there is any inconsistency between the terms hereof and the terms of the Plan, the terms of the Plan shall govern.  Any capitalized
terms used herein without definition shall have the meanings set forth in the Plan.  The Restricted Stock Units shall be considered Service
Awards under the Plan.

2.  Vesting of Restricted Stock Units.  

(a)  Vesting.  Except as otherwise provided in this Section 2, the Restricted Stock Units shall become vested, if at all, on the

vesting date(s) set forth in the Notice of Grant (each, a “Vesting Date”), subject to the continued employment of the Participant by the
Company or any Subsidiary thereof through such date.

(b)  Termination of Employment.  

(i)  Death or Disability.  If the Participant’s employment is terminated due to death or Disability prior to the Vesting
Date, 100% of the Restricted Stock Units shall become fully vested and non-forfeitable and shall be paid as provided in Section
3.

(ii)  Retirement.  If the Participant’s employment is terminated due to Retirement prior to the Vesting Date, the

Participant shall be deemed vested to the extent of the number of Restricted Stock Units that would have vested had the
Participant’s Service continued until the Vesting Date, multiplied by a fraction, the numerator of which is the number of days
elapsed from the Grant Date through the date of the Participant’s Retirement and the denominator of which is the number of days
from the Grant Date to the Vesting Date, and any remaining Restricted Stock Units shall be forfeited and canceled as of the date
of such Retirement.  Vested Restricted Stock Units shall be settled as set forth in Section 3.  

1

(iii)  Any Other Reason.  If the Participant’s employment is terminated prior to the Vesting Date for any reason other

than death, Disability or Retirement, all Restricted Stock Units shall immediately be forfeited and canceled effective as of the
date of the Participant’s termination.

(c)  Change in Control.  In the event of a Change in Control, then the Restricted Stock Units shall vest or continue as set forth in

the Plan.

(d)  Committee Discretion.  Notwithstanding anything contained in this Agreement to the contrary, the Committee, in its sole

discretion, may accelerate the vesting with respect to any Restricted Stock Units under this Agreement, at such times and upon such terms
and conditions as the Committee shall determine.

3.  Settlement of Restricted Stock Units.  Subject to Section 7(d), the Company shall deliver to the Participant the value of one

share of Stock in settlement of each outstanding Restricted Stock Unit that has vested as provided in Section 2 on the first to occur of (i) the
Vesting Date, (ii) in the event of a Termination of Service due to death, Disability or Retirement, (A) as soon as reasonably practicable after
such Termination of Service or (B) notwithstanding the preceding clause (A), if the Participant is a United States citizen or resident or the
Participant’s Restricted Stock Units are otherwise subject to United States federal income tax, on the later of (1) January 31 of the year
following the Participant’s Termination of Service and (2) if the Participant is a Specified Employee and the Restricted Stock Units are a
Specified Award, to the extent necessary to comply with, and avoid imposition on the Participant of any additional tax or interest imposed
under, Section 409A of the Code, on the first business day following the six-month anniversary of the Participant’s Termination of Service
(or, if earlier, upon the Participant’s death), or as soon thereafter as practicable (but no later than 90 days thereafter) (iii) with respect to
Restricted Stock Units that are not a Specified Award, a Change in Control in which the Restricted Stock Units do not continue, and (iv) with
respect to Restricted Stock Units that are a Specified Award, a Specified Change in Control, in each case (A) by a cash payment equal to the
Fair Market Value of the Stock on the settlement date or (B) if the Participant is a member of the Management Committee, at the Company’s
sole discretion, in Stock, by either (y) issuing one or more certificates evidencing the Stock to the Participant or (z) registering the issuance
of the Stock in the name of the Participant through a book entry credit in the records of the Company’s transfer agent or (C) in the event of
settlement upon a Change in Control or Specified Change in Control, as applicable, a cash payment equal to the Change in Control Price,
multiplied by the number of vested Restricted Stock Units. No fractional shares of Stock shall be issued in settlement of Restricted Stock
Units.  Fractional Restricted Stock Units shall be settled through a cash payment equal to the Fair Market Value of the Stock on the
settlement date.

4.  Securities Law Compliance.  Notwithstanding any other provision of this Agreement, the Participant may not sell the shares

of Stock acquired upon vesting of the

2

Rev. March 4, 2020

 
Restricted Stock Units unless such shares are registered under the Securities Act of 1933, as amended (the “Securities Act”), or, if such
shares are not then so registered, such sale would be exempt from the registration requirements of the Securities Act.  The sale of such shares
must also comply with other applicable laws and regulations governing the shares and Participant may not sell the shares of Stock if the
Company determines that such sale would not be in material compliance with such laws and regulations.

5.  Participant’s Rights with Respect to the Restricted Stock Units.

(a)  Restrictions on Transferability.  The Restricted Stock Units granted hereby are not assignable or transferable, in whole or in
part, and may not, directly or indirectly, be offered, transferred, sold, pledged, assigned, alienated, hypothecated or otherwise disposed of or
encumbered (including without limitation by gift, operation of law or otherwise) other than by will or by the laws of descent and distribution
to the estate of the Participant upon the Participant’s death; provided that the deceased Participant’s beneficiary or representative of the
Participant’s estate shall acknowledge and agree in writing, in a form reasonably acceptable to the Company, to be bound by the provisions
of this Agreement and the Plan as if such beneficiary or the estate were the Participant.

(b)  No Rights as Stockholder.  The Participant shall not have any rights as a stockholder including any voting, dividend or other

rights or privileges as a stockholder of the Company with respect to any Stock corresponding to the Restricted Stock Units granted hereby
unless and until shares of Stock are issued to the Participant in respect thereof.  

(c)  Dividend Equivalents.  The Participant shall be credited with Dividend Equivalents in the form of additional Restricted Stock

Units when cash dividends are paid on the Stock.  Such Dividend Equivalents shall be computed by dividing: (i) the amount obtained by
multiplying the amount of the dividend declared and paid for each share of Stock by the number of Restricted Stock Units held by the
Participant on the record date, by (ii) the Fair Market Value of the Stock on the dividend payment date for such dividend, with fractions
computed to four decimal places.  Such additional Restricted Stock Units shall vest and be settled in the same manner as the Restricted Stock
Units to which they relate.

6.  Adjustment in Capitalization.  The number, class or other terms of any outstanding Restricted Stock Units shall be adjusted by

the Board to reflect any extraordinary dividend, stock dividend, stock split or share combination or any recapitalization, business
combination, merger, consolidation, spin-off, exchange of shares, liquidation or dissolution of the Company or other similar transaction
affecting the Stock in such manner as it determines in its sole discretion.

7.  Miscellaneous.

3

Rev. March 4, 2020

 
(a)  Binding Effect; Benefits.  This Agreement shall be binding upon and inure to the benefit of the parties to this Agreement and
their respective successors and assigns.  Nothing in this Agreement, express or implied, is intended or shall be construed to give any person
other than the parties to this Agreement or their respective successors or assigns any legal or equitable right, remedy or claim under or in
respect of any agreement or any provision contained herein.

(b)  No Right to Continued Employment.  Nothing in the Plan or this Agreement shall interfere with or limit in any way the right

of the Company or any of its Subsidiaries to terminate the Participant’s employment at any time, or confer upon the Participant any right to
continue in the employ of the Company or any of its Subsidiaries.

(c)  Interpretation.  The Committee shall have full power and discretion to construe and interpret the Plan (and any rules and

regulations issued thereunder) and this Award.  Any determination or interpretation by the Committee under or pursuant to the Plan or this
Award shall be final and binding and conclusive on all persons affected hereby.

(d)  Tax Withholding.  The Company and its Subsidiaries shall have the right to deduct from all amounts paid to the Participant
in cash (whether under the Plan or otherwise) any amount of taxes required by law to be withheld in respect of settlement of the Restricted
Stock Units under the Plan as may be necessary in the opinion of the Employer to satisfy tax withholding required under the laws of any
country, state, province, city or other jurisdiction, including but not limited to income taxes, capital gains taxes, transfer taxes, and social
security contributions that are required by law to be withheld.  The Company may require the recipient of the cash or shares of Stock, as
applicable, to remit to the Company an amount in cash sufficient to satisfy the amount of taxes required to be withheld as a condition to the
payment of cash or issuance of shares in settlement of the Restricted Stock Units.  The Committee may, in its discretion, require the
Participant, or permit the Participant to elect, subject to such conditions as the Committee shall impose, to meet such obligations by having
the Company withhold from the cash payment in settlement of the Restricted Stock Units or withhold or sell the least number of whole
shares of Stock having a Fair Market Value sufficient to satisfy all or part of the amount required to be withheld.  The Company may defer
settlement until such requirements are satisfied.

(e)  Forfeiture for Financial Reporting Misconduct.  If the Company is required to prepare an accounting restatement due to

material noncompliance by the Company with any financial reporting requirement under the securities laws, and if the Participant knowingly
or grossly negligently engaged in the misconduct or knowingly or grossly negligently failed to prevent the misconduct as determined by the
Committee, or if the Participant is one of the individuals subject to automatic forfeiture under Section 304 of the Sarbanes-Oxley Act of
2002, then the Participant shall forfeit and disgorge to the Company (i) any Stock and cash received in respect of Restricted Stock Units
granted or

4

Rev. March 4, 2020

 
vested and all gains earned or accrued due to the sale of any Stock received in settlement of the Restricted Stock Units during the 12-month
period following the filing of the financial document embodying such financial reporting requirement and (ii) any Stock and cash received in
respect of Restricted Stock Units that vested based on the materially non- complying financial reporting.  The Company may also cancel or
reduce, or require a Participant to forfeit and disgorge to the Company or reimburse the Company for, any Restricted Stock Units granted or
vested and any gains earned or accrued, due to the vesting or settlement of Restricted Stock Units or sale of any Stock acquired in settlement
of a Restricted Stock Unit, to the extent permitted or required by, or pursuant to any Company policy implemented as required by, applicable
law, regulation or stock exchange rule as from time to time may be in effect (including but not limited to The Dodd–Frank Wall Street
Reform and Consumer Protection Act and regulations and stock exchange rules promulgated pursuant to or as a result of such Act) or
otherwise.

(f)  Applicable Law.  This Agreement shall be governed by and construed in accordance with the law of the State of Delaware

regardless of the application of rules of conflict of law that would apply the laws of any other jurisdiction.

(g)  Limitation on Rights; No Right to Future Grants; Extraordinary Item of Compensation.  By entering into this Agreement and
accepting the Restricted Stock Units evidenced hereby, the Participant acknowledges: (a) that the Plan is discretionary in nature and may be
suspended or terminated by the Company at any time; (b) that the Award does not create any contractual or other right to receive future
grants of Awards; (c) that participation in the Plan is voluntary; (d) that the value of the Restricted Stock Units is not part of normal or
expected compensation for purposes of calculating any severance, resignation, redundancy, end of service payments, bonuses, long-service
awards, pension or retirement benefits or similar payments; and (e) that the future value of the Stock is unknown and cannot be predicted
with certainty.

(h)  Employee Data Privacy.  By entering into this Agreement and accepting the Restricted Stock Units evidenced hereby, the
Participant: (a) authorizes the Company and the Participant’s employer, if different, any agent of the Company administering the Plan or
providing Plan recordkeeping services, to disclose to the Company or any of its affiliates any information and data the Company requests in
order to facilitate the grant of the Award and the administration of the Plan; (b) waives any data privacy rights the Participant may have with
respect to such information; and (c) authorizes the Company and its agents to store and transmit such information in electronic form.

(i)  Consent to Electronic Delivery.  By entering into this Agreement and accepting the Restricted Stock Units evidenced hereby,

Participant hereby consents to the delivery of information (including, without limitation, information required to be delivered to the
Participant pursuant to applicable securities laws) regarding the Company and the Subsidiaries, the Plan, this Agreement and the Restricted
Stock Units via Company web site or other electronic delivery.

5

Rev. March 4, 2020

 
(j)  Headings and Captions.  The section and other headings contained in this Agreement are for reference purposes only and

shall not affect the meaning or interpretation of this Agreement.

(k)  Counterparts.  This Agreement may be executed in any number of counterparts, each of which shall be deemed to be an

original and all of which together shall constitute one and the same instrument.

6

Rev. March 4, 2020

 
 
PERFORMANCE SHARE UNIT AGREEMENT
FOR AWARDS GRANTED IN 2020

Exhibit 10.5

PERFORMANCE SHARE UNIT AGREEMENT (the “Agreement”) dated as of the Grant Date set forth in the Notice of Grant
(as defined below), by and between Domtar Corporation, a Delaware corporation (the “Company”), and the participant whose name appears
in the Notice of Grant (the “Participant”).

1.  Grant of Performance Share Units.  The Company hereby evidences and confirms its grant to the Participant, effective as of

the Grant Date, of the number of performance-based restricted stock units (the “Performance Share Units”) specified in the Domtar
Corporation 2007 Omnibus Incentive Plan Performance Share Unit Grant Notice delivered by the Company to the Participant (the “Notice of
Grant”).  This Agreement is subordinate to, and the terms and conditions of the Performance Share Units granted hereunder are subject to,
the terms and conditions of the Amended and Restated Domtar Corporation 2007 Omnibus Incentive Plan (as amended, the “Plan”), which
are incorporated by reference herein.  If there is any inconsistency between the terms hereof and the terms of the Plan, the terms of the Plan
shall govern.  Any capitalized terms used herein without definition shall have the meanings set forth in the Plan.  The Performance Share
Units shall be considered Performance Awards under the Plan.

2.  Vesting of Performance Share Units.  

(a)  Vesting.  Except as otherwise provided in this Section 2, the Performance Share Units shall become vested, if at all, on the

vesting date(s) set forth in the Notice of Grant (each, a “Vesting Date”), subject to the continued employment of the Participant by the
Company or any Subsidiary thereof through such date, and to the achievement of the Performance Goals (the “Goals”) established by the
Committee pursuant to the Plan for the Performance Share Units for the performance period(s) (each a “Performance Period”) set forth in the
Notice of Grant.  As soon as feasible after the end of each Performance Period, the Committee will determine whether the Goals have been
satisfied, in whole or in part.  Based upon the foregoing determination, the number of Performance Share Units will vest on the Vesting Date
on a percentage basis, as set forth in the Notice of Grant.  Performance Share Units that have not vested by the Vesting Date in accordance
with this Section 2 shall be forfeited.  

(b)  Termination of Employment.  

(i)  Death.  If the Participant’s employment is terminated due to death prior to the end of a Performance Period, 100%

of the Performance Share Units relating to such Performance Period, multiplied by a fraction, the numerator of which is the
number of days elapsed from the commencement of the Performance Period through the date of the Participant’s death and the
denominator of which is the number of days in the Performance Period, shall become fully vested and nonforfeitable and shall be
paid as provided in Section 3.  If the Participant’s

1

employment is terminated due to death after the end of any Performance Period but prior to the settlement date, the Participant
shall be entitled to receive, and such Performance Share Units shall be deemed vested to the extent of, the number of shares of
Stock that would have been payable with respect to the Performance Share Units relating to such Performance Period had the
Participant’s Service continued until the settlement date, subject to achievement of the Goals, and the remainder of such
Performance Share Units shall be forfeited and canceled as of the date of termination.

(ii)  Disability or Retirement.  If the Participant’s employment is terminated due to Disability or Retirement prior to
the Vesting Date, then, on the Vesting Date the Participant shall be deemed vested to the extent of the number of Performance
Share Units that would have vested had the Participant’s Service continued until the Vesting Date, subject to achievement of the
Goals, multiplied by a fraction, the numerator of which is the number of days elapsed from the commencement of the
Performance Period through the date of the Participant’s termination due to Disability or Retirement, as applicable, and the
denominator of which is the number of days in the Performance Period, and the remainder of the Performance Share Units shall
be forfeited and canceled as of the date of such termination due to Disability or Retirement, as applicable.  Vested Performance
Share Units shall be settled as set forth in Section 3.

(iii)  Any Other Reason.  If the Participant’s employment is terminated prior to the Vesting Date for any reason other
than death, Disability or Retirement, all Performance Share Units shall immediately be forfeited and canceled effective as of the
date of the Participant’s termination.

(c)  Change in Control.  In the event of a Change in Control, then the Performance Share Units shall vest or continue as set forth

in the Plan.

(d)  Committee Discretion.  Notwithstanding anything contained in this Agreement to the contrary, the Committee, in its sole

discretion, may accelerate the vesting with respect to any Performance Share Units under this Agreement, at such times and upon such terms
and conditions as the Committee shall determine.

3.  Settlement of Performance Share Units.  Subject to Section 7(d), the Company shall deliver to the Participant the value of one

share of Stock in settlement of each outstanding Performance Share Unit that has vested as provided in Section 2 on the first to occur of (i)
as soon as practicable after the date (the “Committee Determination Date”) that the Committee determines that the Goals for the last
Performance Period(s) have been satisfied, but in no event later than 2½ months after the end of the Performance Period; (ii) in the event of a
Termination of Service due to death, January 31 of the year following the Participant’s Termination of Service, (iii) with respect to
Performance Share Units that are not a Specified Award, a Change in Control in which the Performance Share Units do not continue, and
(iv) with respect to Performance Share

2

rev. March 4, 2020

 
Units that are a Specified Award, a Specified Change in Control, in each case (A) by a cash payment equal to the Fair Market Value of the
Stock on the Committee Determination Date or (B) if the Participant is a member of the Management Committee, at the Company’s sole
discretion, in Stock, by either (1) issuing one or more certificates evidencing the Stock to the Participant or (2) registering the issuance of the
Stock in the name of the Participant through a book entry credit in the records of the Company’s transfer agent or (C) in the event of
settlement upon a Change in Control or a Specified Change in Control, as applicable, a cash payment equal to the Change in Control Price,
in each case, multiplied by the number of vested Performance Share Units.  With respect to Specified Awards, in the event of a Change in
Control that is not a Specified Change in Control, if no Alternative Awards are available, or Alternative Awards may not be issued in a
manner that complies with Section 409A of the Code or without the imposition of any additional taxes or interest under Section 409A of the
Code, the Committee, as constituted immediately prior to the Change in Control, may determine that Specified Awards shall be settled
through a cash payment equal to the Change in Control Price multiplied by the number of vested Specified Awards plus interest from the
later of the Vesting Date and the Change in Control through the date of payment at a rate determined by the Committee as constituted
immediately prior to the Change in Control to the extent that such settlement shall not subject the Participant to any additional taxes or
interest under Section 409A of the Code or in such other manner that shall comply with Section 409A of the Code.  No fractional shares of
Stock shall be issued in settlement of Performance Share Units.  Fractional Performance Share Units shall be settled through a cash payment
equal to the Fair Market Value of the Stock on the  Committee Determination Date.

4.  Securities Law Compliance.  Notwithstanding any other provision of this Agreement, the Participant may not sell the shares

of Stock acquired upon vesting of the Performance Share Units unless such shares are registered under the Securities Act of 1933, as
amended (the “Securities Act”), or, if such shares are not then so registered, such sale would be exempt from the registration requirements of
the Securities Act.  The sale of such shares must also comply with other applicable laws and regulations governing the shares and Participant
may not sell the shares of Stock if the Company determines that such sale would not be in material compliance with such laws and
regulations.

5.  Participant’s Rights with Respect to the Performance Share Units.

(a)  Restrictions on Transferability.  The Performance Share Units granted hereby are not assignable or transferable, in whole or
in part, and may not, directly or indirectly, be offered, transferred, sold, pledged, assigned, alienated, hypothecated or otherwise disposed of
or encumbered (including without limitation by gift, operation of law or otherwise) other than by will or by the laws of descent and
distribution to the estate of the Participant upon the Participant’s death; provided that the deceased Participant’s beneficiary or representative
of the Participant’s estate shall acknowledge and agree in

3

rev. March 4, 2020

 
writing, in a form reasonably acceptable to the Company, to be bound by the provisions of this Agreement and the Plan as if such beneficiary
or the estate were the Participant.

(b)  No Rights as Stockholder.  The Participant shall not have any rights as a stockholder including any voting, dividend or other
rights or privileges as a stockholder of the Company with respect to any Stock corresponding to the Performance Share Units granted hereby
unless and until shares of Stock are issued to the Participant in respect thereof.  

6.  Adjustment in Capitalization.  The number, class, Performance Goals or other terms of any outstanding Performance Share

Units shall be adjusted by the Board to reflect any extraordinary dividend, stock dividend, stock split or share combination or any
recapitalization, business combination, merger, consolidation, spin-off, exchange of shares, liquidation or dissolution of the Company or
other similar transaction affecting the Stock in such manner as it determines in its sole discretion.

7.  Miscellaneous.

(a)  Binding Effect; Benefits.  This Agreement shall be binding upon and inure to the benefit of the parties to this Agreement and
their respective successors and assigns.  Nothing in this Agreement, express or implied, is intended or shall be construed to give any person
other than the parties to this Agreement or their respective successors or assigns any legal or equitable right, remedy or claim under or in
respect of any agreement or any provision contained herein.

(b)  No Right to Continued Employment.  Nothing in the Plan or this Agreement shall interfere with or limit in any way the right

of the Company or any of its Subsidiaries to terminate the Participant’s employment at any time, or confer upon the Participant any right to
continue in the employ of the Company or any of its Subsidiaries.

(c)  Interpretation.  The Committee shall have full power and discretion to construe and interpret the Plan (and any rules and

regulations issued thereunder) and this Award.  Any determination or interpretation by the Committee under or pursuant to the Plan or this
Award shall be final and binding and conclusive on all persons affected hereby.

(d)  Tax Withholding.  The Company and its Subsidiaries shall have the right to deduct from all amounts paid to the Participant

in cash (whether under the Plan or otherwise) any amount of taxes required by law to be withheld in respect of settlement of the Performance
Share Units under the Plan as may be necessary in the opinion of the Employer to satisfy tax withholding required under the laws of any
country, state, province, city or other jurisdiction, including but not limited to income taxes, capital gains taxes, transfer taxes, and social
security contributions that are required by law to be withheld.  The Company may require the recipient of the cash or shares of Stock, as
applicable, to remit to the Company an amount in cash sufficient to satisfy the amount of

4

rev. March 4, 2020

 
taxes required to be withheld as a condition to the payment of cash or issuance of shares in settlement of the Performance Share Units.  The
Committee may, in its discretion, require the Participant, or permit the Participant to elect, subject to such conditions as the Committee shall
impose, to meet such obligations by having the Company withhold from the cash payment in settlement of the Performance Share Units or
withhold or sell the least number of whole shares of Stock having a Fair Market Value sufficient to satisfy all or part of the amount required
to be withheld.  The Company may defer settlement until such requirements are satisfied.

(e)  Forfeiture for Financial Reporting Misconduct.  If the Company is required to prepare an accounting restatement due to

material noncompliance by the Company with any financial reporting requirement under the securities laws, and if the Participant knowingly
or grossly negligently engaged in the misconduct or knowingly or grossly negligently failed to prevent the misconduct as determined by the
Committee, or if the Participant is one of the individuals subject to automatic forfeiture under Section 304 of the Sarbanes-Oxley Act of
2002, then the Participant shall forfeit and disgorge to the Company (i) any Stock and cash received in respect of Performance Share Units
granted or vested and all gains earned or accrued due to the sale of any Stock received in settlement of the Performance Share Units during
the 12-month period following the filing of the financial document embodying such financial reporting requirement and (ii) any Stock and
cash received in respect of Performance Share Units that vested based on the materially non- complying financial reporting.  The Company
may also cancel or reduce, or require a Participant to forfeit and disgorge to the Company or reimburse the Company for, any Performance
Share Units granted or vested and any gains earned or accrued, due to the vesting or settlement of Performance Share Units or sale of any
Stock acquired in settlement of a Performance Share Unit, to the extent permitted or required by, or pursuant to any Company policy
implemented as required by, applicable law, regulation or stock exchange rule as from time to time may be in effect (including but not
limited to The Dodd–Frank Wall Street Reform and Consumer Protection Act and regulations and stock exchange rules promulgated
pursuant to or as a result of such Act) or otherwise.

(f)  Applicable Law.  This Agreement shall be governed by and construed in accordance with the law of the State of Delaware

regardless of the application of rules of conflict of law that would apply the laws of any other jurisdiction.

(g)  Limitation on Rights; No Right to Future Grants; Extraordinary Item of Compensation.  By entering into this Agreement and

accepting the Performance Share Units evidenced hereby, the Participant acknowledges: (a) that the Plan is discretionary in nature and may
be suspended or terminated by the Company at any time; (b) that the Award does not create any contractual or other right to receive future
grants of Awards; (c) that participation in the Plan is voluntary; (d) that the value of the Performance Share Units is not part of normal or
expected compensation for purposes of calculating any severance, resignation, redundancy, end of service payments, bonuses, long-service

5

rev. March 4, 2020

 
awards, pension or retirement benefits or similar payments; and (e) that the future value of the Stock is unknown and cannot be predicted
with certainty.

(h)  Employee Data Privacy.  By entering into this Agreement and accepting the Performance Share Units evidenced hereby, the

Participant: (a) authorizes the Company and the Participant’s employer, if different, any agent of the Company administering the Plan or
providing Plan recordkeeping services, to disclose to the Company or any of its affiliates any information and data the Company requests in
order to facilitate the grant of the Award and the administration of the Plan; (b) waives any data privacy rights the Participant may have with
respect to such information; and (c) authorizes the Company and its agents to store and transmit such information in electronic form.

(i)  Consent to Electronic Delivery.  By entering into this Agreement and accepting the Performance Share Units evidenced

hereby, Participant hereby consents to the delivery of information (including, without limitation, information required to be delivered to the
Participant pursuant to applicable securities laws) regarding the Company and the Subsidiaries, the Plan, this Agreement and the
Performance Share Units via Company web site or other electronic delivery.

(j)  Specified Employee Delay.  Notwithstanding anything to the contrary in this Agreement, if settlement is to occur upon a

Termination of Service other than due to death or Disability and the Participant is a Specified Employee and the Performance Share Units are
a Specified Award, to the extent necessary to comply with, and avoid imposition on the Participant of any additional tax or interest imposed
under, Section 409A of the Code, settlement shall instead occur on the first business day following the six-month anniversary of the
Participant’s Termination of Service (or, if earlier, upon the Participant’s death), or as soon thereafter as practicable (but no later than 90 days
thereafter).

(k)  Headings and Captions.  The section and other headings contained in this Agreement are for reference purposes only and

shall not affect the meaning or interpretation of this Agreement.

(l)  Counterparts.  This Agreement may be executed in any number of counterparts, each of which shall be deemed to be an

original and all of which together shall constitute one and the same instrument.

6

rev. March 4, 2020

 
 
 
 
Exhibit 10.6

AMENDED AND RESTATED SEVERANCE PROGRAM FOR MANAGEMENT
COMMITTEE MEMBERS

Purpose

1.1

This severance program is designed to provide Eligible Executives (as defined below) with guidelines relative to the benefits they would receive upon an involuntary
termination of employment for business reasons whether or not in connection with the occurrence of a Change in Control in order to allow for equitable, objective and
uniform treatment of similar situations.

Key Elements

2.1

This  severance  program  is  composed  of  the  following  key  elements  which  will  be  offered  in  whole  or  in  part  by  Domtar  Corporation  or  its  subsidiaries  (the
“Corporation”), depending on each situation:

•

•

•

Severance allowance;

Maintenance of medical and dental benefits;

Outplacement services.

Any entitlement to payments or benefits other than those specifically addressed in this severance program shall be determined in accordance with the applicable plan
or policy.  

Eligible Executives

3.1

3.2

3.3

An executive is eligible for this severance program if he or she is a member of the Management Committee of the Corporation (as duly appointed by the Board of
Directors of the Corporation (the “Board”) upon recommendation of the Corporation’s Chief Executive Officer, each an “Eligible Executive”), if the Eligible Executive’s
employment (a)  is  involuntarily  terminated  for  business  reasons  by  the  Corporation  or  (b)  in  connection  with  a  Change  in  Control  is  involuntarily  terminated  by  the
Corporation without Cause or is terminated by the Eligible Executive due  to  Good  Reason,  and  in  all  cases  the  Eligible  Executive  executes,  delivers  and  does  not
revoke  within  the  applicable  statutory  time  period,  a  written  release  (a  “Release”) in  a  form  satisfactory  to  the  Administrator;  provided  that,  except  as  provided  in
Section 6.3 below, this severance program does not apply to those Eligible Executives for whom another program, agreement or arrangement is applicable.  Except as
provided otherwise in Section 3.2 below, an Eligible Executive will no longer be eligible for this severance program upon cessation of his or her service as a member of
the Management Committee for reasons other than those listed in this paragraph.

Any individual who is an Eligible Executive at the commencement of the Protection Period or becomes an Eligible Executive during the Protection Period and prior to
the Change in Control will continue to be an Eligible Executive for the duration of the Protection Period.  

This severance program will not be offered if the Eligible Executive:

•

•

•

is dismissed for Cause;

terminates employment voluntarily (other than for Good Reason in connection with a Change in Control as contemplated by Section 7.5); or

is offered continuous employment in a comparable position with comparable terms and conditions of employment by a purchaser of a business from the
Corporation (and provided that the Eligible Executive does not have Good Reason as a result).  

1

 
 
 
 
 
 
 
 
 
 
Effective Date of Program

4.1

This amended and restated severance program will take effect [Date].

Restriction

5.1

If on the date an Eligible Executive’s employment is terminated the Eligible Executive is receiving benefits under the Corporation’s Short-Term or Long-Term Disability
Plans, the Eligible Executive will not be entitled to a severance allowance under this severance program.  However, if the Eligible Executive ceases to be eligible for
those benefits for reasons other than retirement, the Eligible Executive will be entitled to the severance program if he or she regains the ability to carry out his or her
duties prior to the effective date of his or her termination of employment.

Administration

6.1

6.2

6.3

This severance program will be administered by the Administrator, whose actions and decisions will be conclusive and binding on the Eligible Executive and on the
Corporation.

Subject to Section 6.3, the Corporation reserves the right to terminate, delete, amend or add to this severance program or any of its provisions at any time and from
time to time.

Notwithstanding anything in this severance program to the contrary, during the Protection Period, the Corporation may not amend, modify, suspend or terminate this
severance program, in whole or in part, in a manner that is materially adverse to any Eligible Executive (including but not limited to the removal of an individual as an
Eligible Executive or any reduction in the applicable severance allowance) without the written consent of such Eligible Executive or, prior to the consummation of  a
Change in Control, the Administrator. With respect to any program, agreement, or arrangement adopted, established, or entered into during the Protection Period, no
such program, agreement, or arrangement shall replace this severance program and the severance program shall continue to apply to each Eligible Executive, except
to the extent such Eligible Executive expressly agrees in writing that this severance program does not apply to such Eligible Executive or as expressly approved by the
Administrator prior to the consummation of a Change in Control.

Severance Allowance

7.1

7.2

7.3

7.4

7.5

An Eligible Executive shall be entitled to a severance allowance of 12 months of base salary, plus an additional 3 months of base salary for each full year of continuous
service as a member of the Management Committee, up to a maximum of 24 months of base salary (the “Severance Period”), unless otherwise determined by the
Administrator, upon recommendation of the Corporation’s Chief Executive Officer.

The  base  salary  used  to  calculate  an  Eligible  Executive’s  severance  allowance  will  be  the  Eligible  Executive’s  base  salary  on  the  date  his  or  her  employment  is
terminated.  The minimum payments as outlined by the different provincial legislations will be paid within the time limit prescribed by the applicable legislation.  The
remaining  balance  will  be  paid  in  a  lump  sum,  except  if  the  Eligible  Executive’s  severance  allowance  is  subject  to  taxation  in  the  United  States,  the  severance
allowance shall be paid as described below under the heading “Provisions Applicable to U.S. Taxpayers.”

The severance allowance pursuant to this severance program shall not be less than that required by the applicable legislation.  However, this severance program shall
not be interpreted or applied as a minimum severance allowance.

The severance allowance pursuant to this severance program includes any pay in lieu of notice and severance pay required by law.  

Notwithstanding  the  allowance  amounts  described  above,  if,  within  3  months  prior  to  or  24  months  following  the  occurrence  of  a  Change  in  Control,  an  Eligible
Executive’s employment  is  involuntarily  terminated  without  Cause  or  the  Eligible  Executive  voluntarily  terminates  his  or  her  employment  for  Good  Reason,  such
termination shall be deemed to be in connection with a Change in Control, and the severance allowance will be equal to the sum of (A) 24 months of base salary and
(B) two (2) times the Eligible Executive’s target bonus award under the Domtar Corporation Annual Incentive Plan (such plan and any successor or additional annual
incentive plan, “AIP”), regardless of the employee’s actual continuous service as a member of the Management Committee.  For this purpose, the Severance Period
will be equal to 24 months, and base salary and target bonus award shall be as of the date of termination or the occurrence of the Change in Control, whichever is
greater, and, subject to Section 7.2, shall be paid within sixty (60), but in no event later than March 15 of the year after, after the termination date.

2

 
 
The following definitions apply:

(1)

(2)

(3)

(4)

(5)

(6)

“Administrator”  means  the  Human  Resources  Committee  of  the  Board  (the  “HR Committee”),  or  such  other  committee  as  shall  be  designated  by  the
Board to administer this severance program.

“Cause” will have the same definition as in the Domtar Corporation 2007 Omnibus Incentive Plan (“Omnibus Plan”), disregarding any amendments to
such plan effected during the Protection Period.

“Change in Control”  will  have  the  same  definition  as  in  the  Omnibus  Plan,  disregarding  any  amendments  to  such  plan  effected  during  the  Protection
Period.

“Good Reason” means the occurrence of any of the following after a Change in Control:

(a)

(b)

(c)

(d)

a material reduction by the Corporation in the Eligible Executive’s base salary or target annual bonus, as in effect immediately prior to the
Change  in  Control  or  as  increased  from  time  to  time.    Eligible  Executive  shall  not  have  a  basis  to  resign  for  Good  Reason  if  (i)  such
reduction  is  part  of  an  across-the-board  reduction  in  base  salary  rate  or  target  annual  incentive  opportunity  similarly  affecting  other
Management Committee members or (ii) no bonus is paid, or the amount of the bonus is reduced as a result of the failure of the Eligible
Executive or the Corporation to achieve the applicable performance goals;

a material diminution in the Eligible Executive’s position, duties or responsibilities (including due to the assignment to the Eligible Executive
of  duties  materially  inconsistent  with  his  or  her  position,  duties  or  responsibilities  as  in  effect  immediately  prior  to  Change  in  Control),
excluding for this purpose (i) a change in title or reporting relationship alone, and (ii) an isolated, insubstantial and inadvertent action not
taken in bad faith and which is remedied by the Corporation promptly after receipt of notice thereof given by the Eligible Executive;

a requirement that the Eligible Executive move his or her principal place of business to a location that is (i) more than 50 miles from the
location at which the Eligible Executive was stationed immediately prior to a Change in Control, and (ii) farther from the Eligible Executive’s
primary residence than was the location at which the Eligible Executive was stationed immediately prior to the Change in Control; and

a material breach by the Corporation of any agreement under which the Eligible Executive provides services in each case, provided that
the Eligible Executive provides written notice to the Corporation of the condition giving rise to Good Reason  within  90  days  of  the  initial
existence of the condition, such condition is not remedied within 30 days of receipt of such notice, and the Eligible Executive terminates
employment within two years of the occurrence of the Change in Control.

The term “Corporation” as used in this severance program shall mean the Corporation as hereinbefore defined and any successor or assignee to the
business or assets which by reason hereof becomes bound by this severance program.

The term “Protection Period” means period that begins on the earlier of the date the Corporation enters into a definitive written agreement pursuant to
which  it  will  effect  a  transaction  that  will  result  in  a  Change  in  Control  or  the  date  of  a  Change  in  Control  through  the  second  anniversary  of  the
consummation of the Change in Control (as extended as provided below, the “Protection Period”), provided that, with respect to any Eligible Executive
whose employment is terminated in a manner described in Section 3.1 during such Protection Period, the Protection Period with respect to such Eligible
Executive shall extend until the date all benefits under this severance program have been paid or provided to such Eligible Executive.

Annual Incentive Plan

8.1

An Eligible Executive who has been involuntarily terminated by the Corporation for business reasons, whether or not in connection with a Change in Control, or who in
the  three  months  prior  to  or  24  months  following  a  Change  in  Control  has  terminated  his  or  her  employment  for  Good  Reason  or  has  been  terminated  by  the
Corporation without Cause will be eligible for a prorated bonus under the AIP for the year in which the termination of employment occurred.  Payment will be based on
the  pre-established  goals  under  the  AIP  for  the  applicable  plan  year  accrued  on  the  books  and  records  of  the  Company  as  at  the  end  of  the  fiscal  quarter  ended
immediately prior to such termination (or such greater amount as is payable under the AIP) and the Eligible Executive’s performance.  It will be calculated prorated on
base salary earned during the year of termination.  Payment will be made at the same

3

 
 
 
 
 
 
 
 
 
 
 
 
time as the severance allowance is payable and in any event no later than March 15 of the calendar year following the year of termination.  In situations where an
Eligible Executive is terminated prior to the payment of the previous year’s AIP, he or she will also be eligible for payment of the previous year’s AIP, which will also be
paid at the same time payment is made to all other employees under the AIP and in any event no later than March 15 of the year following the year in which the related
services were performed.  

Other Benefits

9.1

9.2

9.3

A  terminated  Eligible  Executive’s  coverage  under  the  Corporation’s  medical  and  dental  insurance  policies  will  remain  in  effect  until  the  last  day  of  the  Severance
Period, except if the Eligible Executive’s benefits  are  subject  to  taxation  in  the  United  States,  as  described  below  under  the  heading  “Provisions  Applicable  to  U.S.
Taxpayers.” In the event that the Eligible Executive obtains equivalent or better coverage elsewhere, this coverage will terminate.

Notwithstanding  Section  9.1  above,  the  group  insurance  coverage  to  which  the  Eligible  Executive  was  subject  immediately  prior  to  his  or  her  termination  will  be
maintained, to the extent provided by applicable law.

A  terminated  Eligible  Executive  will  be  entitled  to  reasonable  outplacement  services.    This  benefit  will  terminate  in  the  event  the  Eligible  Executive  obtains  new
employment.  In no event will this benefit continue beyond December 31 of the second year beginning after the date of termination.

Successors

10.1

Any  successor  of  or  to  the  Corporation,  its  assets  or  its  businesses  (whether  direct  or  indirect,  by  purchase,  merger,  consolidation  or  otherwise),  shall  assume  the
obligations under this severance program in the same manner and to the same extent that the Corporation would be obligated under this severance program if no
succession  had  taken  place.    In  the  case  of  any  transaction  in  which  a  successor  would  not  by  the  foregoing  provision  or  by  operation  of  law  be  bound  by  this
severance program, the Corporation shall require such successor expressly and unconditionally to assume and agree to perform the Corporation’s obligations under
this severance program, in the same manner and to the same extent that the Corporation would be required to perform if no such succession had taken place.

Provisions Applicable to U.S. Taxpayers

11.1

Any  payment  or  benefit  provided  under  this  severance  program  that  is  subject  to  U.S.  taxation  and  section  409A  of  the  U.S.  Internal  Revenue  Code  of  1986,  as
amended (the “Code”) and the applicable rules, regulations and guidance promulgated thereunder (“Section 409A”), will only be paid or provided if the termination of
an  Eligible  Executive’s  employment  for  business  reasons  by  the  Corporation  or  other  termination  entitling  the  Eligible  Executive  to  benefits  under  this  severance
program constitutes a “Separation from Service” within the meaning of Section 409A.  

11.2

Payments or benefits subject to U.S. taxation shall be administered and paid as follows:

Subject  to  the  execution  and  delivery  by  the  Eligible  Executive  of  a  Release  within  45  days  of  the  date  of  his  or  her  Separation  from  Service  and  such  Release
becoming irrevocable (such execution and revocation period, the “Release Period”):

•

•

The Eligible Executive’s severance allowance will be paid in a lump sum within 90 days of the date of the Eligible Executive’s Separation from Service, but in no
event later than March 15 of the calendar year following the calendar year in which the Eligible Executive’s Separation from Service takes place provided that, if
such 90-day period spans more than one calendar year, the payment shall be made in the second calendar year.

If the Eligible Executive would otherwise be eligible to elect continued health coverage under Section 4980B of the Code (“COBRA”) (i) if permitted by the
applicable plan and applicable law, the Eligible Executive’s coverage under the applicable health insurance policies maintained by the Corporation will remain in
effect or (ii) if not so permitted, the Corporation shall pay or reimburse the Eligible Executive for the excess of the cost of COBRA coverage over what would
have been the Eligible Executive’s cost for continued coverage under the applicable health insurance policies had he or she been permitted to continue
coverage, in each case until the earlier to occur of the last day of the Severance Period and the last day on which the Eligible Executive would otherwise be
eligible for COBRA coverage if he or she had elected such coverage and paid the applicable premiums.  In the event that the Eligible Executive obtains
equivalent or better coverage elsewhere, this coverage will terminate.

4

 
 
 
 
•

If the Eligible Executive would not otherwise be eligible to elect COBRA coverage, the Eligible Executive’s coverage under the applicable health insurance
policies maintained by the Corporation will remain in effect until the earlier to occur of the last day of the Severance Period and the 18-month anniversary of the
date of the Eligible Executive’s Separation from Service.  In the event that the Eligible Executive obtains equivalent or better coverage elsewhere, this coverage
will terminate.

11.3

11.4

11.5

The amount of any reimbursement or in-kind benefit provided under this severance program in one taxable year shall not affect the amount of any reimbursement or
in-kind benefit provided in any other taxable year (except that a plan providing medical or health benefits may impose a generally applicable limit on the amount that
may be reimbursed or paid).  Any reimbursement shall be paid to the Eligible Executive on or before the last day of the taxable year following the taxable year in which
the expense was incurred.  No entitlement to any reimbursement or in-kind benefit provided under this severance program shall be subject to liquidation or exchange
for any other benefit.  

Notwithstanding anything to the contrary contained herein, if an Eligible Executive is a “specified employee” within the meaning of any specified employee policy of the
Corporation or, if no such policy is in effect at the time of termination, Section 409A, (i) any portion of an Eligible Executive’s severance allowance under this severance
program that is subject to Section 409A (after taking into account all exclusions applicable to the Eligible Executive’s severance allowance under Section 409A) and
that would otherwise be payable or provided within six months following the date of the Eligible Executive’s Separation from Service will be accumulated and paid on
the first payroll date following the six-month anniversary of the date of the Eligible Executive’s Separation from Service and (ii) the Eligible Executive will pay the full
cost of any non-COBRA health care benefits provided to him or her under Section 9.1 that are subject to Section 409A for the six-month period following the date of his
or  her  Separation  from  Service,  with  the  full  amount  of  such  costs  to  be  reimbursed  to  the  Eligible  Executive  on  the  first  payroll  date  following  the  six-month
anniversary of the date of his or her Separation from Service, in each case to the extent necessary to comply with Section 409A.

Neither the Corporation nor any of its directors, officers or employees shall have any liability to an Eligible Executive in the event Section 409A applies to any benefit
provided pursuant to this severance program in a manner that results in adverse tax consequences for such Eligible Executive or any of his or her beneficiaries or
transferees.  The Administrator may unilaterally amend, modify or terminate any benefit provided under this severance program if it determines, in its sole discretion,
that such amendment, modification or termination is necessary or advisable to comply with applicable U.S. law as a result of changes in law or regulation or to avoid
the imposition of an additional tax, interest or penalty under Section 409A.

Additional Administrative Matters

12.1

12.2

12.3

The  Administrator  shall  have  complete  discretion  to  interpret  where  necessary  all  provisions  of  the  severance  program  (including,  without  limitation,  by  supplying
omissions from, correcting deficiencies in, or resolving inconsistencies or ambiguities in, the language of the severance program), to make factual findings with respect
to any issue arising under the severance program, to determine the rights and status under the severance program of Eligible Executive or other persons, to resolve
questions (including factual questions) or disputes arising under the severance program and to make any determinations with respect to the benefits payable under the
severance program and the persons entitled thereto as may be necessary for the purposes of the severance program.  Without limiting the generality of the foregoing,
the Administrator is hereby granted the authority (i) to determine whether a particular employee is an Eligible Executive, and (ii) to determine if a person is entitled to
benefits hereunder and, if so, the amount and duration of such benefits.  The Administrator may delegate, subject to such terms as the Administrator shall determine,
any of its authority hereunder to such person or persons from time to time as it may designate.  In the event of such delegation, all references to the Administrator in
the  severance  program  shall  be  deemed  references  to  such  delegates  as  it  relates  to  those  aspects  of  the  severance  program  that  have  been  delegated.    The
Administrator’s determination of the rights of any person hereunder shall be final and binding on all persons.

All benefits payable hereunder that are subject to U.S. taxation and Section 409A of the Code shall be unfunded for purposes of section 83 of the Code and Title I of
the Employee Retirement Income Security Act of 1974, as amended (“ERISA”).  The severance program constitutes a mere promise by the Corporation to make such
benefit payments in the future.

Notwithstanding any provision of the severance program to the contrary, in the event that it shall be determined by the Accounting Firm that any Payment to an Eligible
Executive would be subject to the Excise Tax, the Accounting Firm shall determine whether to reduce the aggregate amount of the Payments payable to such Eligible
Executive under this severance program (the “Severance Payments”) to the Reduced Amount.  The Severance Payments shall be reduced to the Reduced Amount
only  if  the  Accounting  Firm  determines  that  the  Eligible  Executive  would  have  a  greater  Net  After-Tax  Benefit  if  the  Eligible  Executive’s  Severance  Payments  were
reduced to the Reduced Amount.  

5

 
 
 
If instead the Accounting Firm determines that the Eligible Executive would have a greater Net After-Tax Benefit if the Eligible Executive’s Severance Payments were
not  reduced  to  the  Reduced  Amount,  the  Eligible  Executive  shall  receive  all  Severance  Payments  to  which  the  Eligible  Executive  is  entitled  under  this  severance
program.  For the avoidance of doubt, nothing in this severance program obligates the Corporation to pay, and the Corporation shall not pay, any Excise Tax imposed
on any Eligible Executive.  

If  the  Accounting  Firm  determines  that  the  aggregate  Severance  Payments  otherwise  payable  to  an  Eligible  Executive  should  be  reduced  to  the  Reduced  Amount
pursuant  to  this  Section  12.3,  the  Corporation  shall  promptly  give  the  Eligible  Executive  notice  to  that  effect  and  a  copy  of  the  detailed  calculation  thereof.    All
determinations made by the Accounting Firm under this Section 12.3 shall be binding upon the Corporation and the Eligible Executive and shall be made within fifteen
(15)  days  after  the  Eligible  Executive’s  termination  date.    The  reduction  of  the  Severance  Payments  to  the  Reduced  Amount,  if  applicable,  shall  be  made  by  first
reducing,  on  a  pro-rata  basis,  the  cash  payments  under  Section  8.1  and  Section  7.5,  then  reducing  the  cash  payments  and  benefits  under  Section  9.1,  and  then
reducing, on a pro-rata basis, any benefits under Sections 9.2 and 9.3.  All fees and expenses of the Accounting Firm shall be borne solely by the Corporation.

The following definitions apply for purposes of this Section 12.3.

(1)

(2)

(3)

(4)

(5)

(6)

“Accounting Firm” shall mean the Corporation’s then current independent outside auditors, or such other nationally recognized certified public accounting
firm as may be designated by the Administrator.

“Excise Tax” shall mean the excise tax imposed by Section 4999 of the Code, together with any interest or penalties imposed with respect to such excise
tax.

“Net After-Tax Benefit” shall mean the aggregate Value of all Payments to an Eligible Executive, net of all taxes imposed on the Eligible Executive with
respect thereto under Sections 1 and 4999 of the Code and under applicable state and local laws, as determined by the Accounting Firm.

“Payment” shall mean any payment, benefit or distribution in the nature of compensation (within the meaning of Section 280G(b)(2) of the Code) to or for
the benefit of the Eligible Executive, whether paid or payable pursuant to the severance program or otherwise.

“Reduced Amount” shall mean the greatest amount of Severance Payments that can be paid that would not result in the imposition of the Excise Tax
upon an Eligible Executive if the Accounting Firm determines to reduce Severance Payments pursuant to this Section 12.3.

“Value” of a Payment shall mean the economic present value of a Payment, as determined by the Accounting Firm for purposes of Section 280G of the
Code.

12.4

Each  person  who  is  or  shall  have  been  a  member  of  the  HR  Committee  or  other  Administrator  and  each  delegate  of  such  Committee  or  Administrator  shall  be
indemnified and held harmless by the Corporation against and from any loss, cost, liability, or expense that may be imposed upon or reasonably incurred by him or her
in connection with or resulting from any claim, action, suit, or proceeding to which he or she may be made a party or in which he or she may be involved in by reason
of any action taken or failure to act under this severance program and against and from any and all amounts paid by him or her in settlement thereof, or paid by him or
her in satisfaction of any judgment in any such action, suit, or proceeding against him or her, provided that the Corporation is given an opportunity, at its own expense,
to handle and defend the same before he or she undertakes to handle and defend it personally.  The foregoing right of indemnification shall not be exclusive and shall
be independent of any other rights of indemnification to which such persons may be entitled under the Corporation’s articles of incorporation or by-laws, by contract, as
a matter of law, or otherwise.

Claims for Benefits

13.1

Each  terminated  Eligible  Executive  or  other  person  who  has  been  determined  to  be  eligible  to  receive  benefits  under  this  severance  program  may  contest  the
administration  of  the  benefits  by  completing  and  filing  a  written  claim  for  reconsideration  with  the  Administrator  (“claimant”).    If  the  Administrator  denies  a  claim  in
whole  or  in  part,  the  Administrator  will  provide  notice  to  the  claimant,  in  writing,  within  90  days  after  the  claim  is  filed,  unless  the  Administrator  determines  that  an
extension of time for processing is required.  In the event that the Administrator determines that such an extension is required, written notice of the extension will be
furnished to the claimant prior to the termination of the initial 90-day period.  The extension will not exceed a period of 90 days from the end of the initial period of time
and the extension notice will indicate the special circumstances requiring an extension of time and the date by which the Administrator expects to render the benefit
decision.

6

 
 
 
 
 
 
 
 
The written notice of a denial of a claim will set forth, in a manner calculated to be understood by the claimant:

•

•

•

•

the specific reason or reasons for the denial;

reference to the specific severance program provisions on which the denial is based;

a description of any additional material or information necessary for the terminated claimant to perfect the claim and an explanation as to why such information
is necessary; and

an explanation of the severance program’s claims procedure and the time limits applicable to such procedures, including a statement of the claimant’s right to
bring a civil action under section 502(a) of ERISA following an adverse benefit determination on appeal.

13.2

The claimant or his or her duly authorized representative will have an opportunity to appeal a claim denial to the Administrator for a full and fair review.  The Eligible
Executive or his or her duly authorized representative may:

•

•

•

request a review upon written notice to the Administrator within 60 days after receipt of a notice of the denial of a claim for benefits;

submit written comments, documents, records, and other information relating to the claim for benefits; and

examine the severance program and obtain, upon request and without charge, copies of all documents, records, and other information relevant to the claimant’s
claim for benefits.

The  Administrator’s  review  will  take  into  account  all  comments,  documents,  records,  and  other  information  submitted  by  the  claimant  relating  to  the  claim,  without
regard  to  whether  such  information  was  submitted  or  considered  by  the  Administrator  in  the  initial  benefit  determination.    A  determination  on  the  review  by  the
Administrator will be made not later than 60 days after receipt of a request for review, unless the Administrator determines that an extension of time for processing is
required.  In the event that the Administrator determines that such an extension is required, written notice of the extension will be furnished to the claimant prior to the
termination of the initial 60-day period.  The extension will not exceed a period of 60 days from the end of the initial period and the extension notice will indicate the
special circumstances requiring an extension of time and the date on which the Administrator expects to render the determination on review.

The written determination of the Administrator will set forth, in a manner calculated to be understood by the claimant:

•

•

•

•

the specific reason or reasons for the decision;

reference to the specific severance program provisions on which the decision is based;

the claimant’s right to receive, upon request and without charge, reasonable access to, and copies of, all documents, records, and other information relevant to
the claim for benefits; and

a statement of the claimant’s right to bring a civil action under section 502(a) of ERISA.

A claim or action (i) to recover benefits allegedly due under the severance program or by reason of any law, (ii) to enforce rights under the severance program, (iii) to
clarify rights to future benefits under the severance program, or (iv) that relates to the severance program and seeks a remedy, ruling or judgment of any kind against
the severance program or a severance program fiduciary or party in interest (collectively, a “Judicial Claim”), may not be commenced in any court or forum until after
the  claimant  has  exhausted  the  severance  program’s  claims  and  appeals  procedures  set  forth  above  (an  “Administrative  Claim”).    A  claimant  must  raise  every
argument  and/or  produce  all  evidence  the  claimant  believes  supports  the  claim  or  action  in  the  Administrative  Claim  and  shall  be  deemed  to  have  waived  any
argument and/or the right to produce any evidence not submitted to the Administrator as part of the Administrative Claim.

13.3

Any Judicial Claim must be commenced in the appropriate court or forum no later than 18 months from the earliest of (i) the date the first benefit payment was made or
allegedly due; (ii) the date the Administrator first denied the claimant’s request or (iii) the first date the claimant knew or should have known the principal facts on which
such claim or action is based; provided, however, that, if the claimant commences an Administrative Claim before the expiration of such 18 month period, the period for
commencing a Judicial Claim shall expire on the later of the end

7

 
 
 
 
 
 
 
 
 
 
 
 
 
of the 18 month period and the date that is three months after the claimant’s appeal of the initial denial of his or her Administrative Claim is finally denied, such that the
claimant has exhausted the severance program’s claims and appeals procedures.  Any claim or action that is commenced, filed or raised, whether a Judicial Claim or
an  Administrative  Claim,  after  expiration  of  such  18-month  period  (or,  if  applicable,  expiration  of  the  three-month  period  following  exhaustion  of  the  severance
program’s  claims  and  appeals  procedures)  shall  be  time-barred.    Filing  or  commencing  a  Judicial  Claim  before  the  claimant  exhausts  the  Administrative  Claim
requirements shall not toll the 18-month limitations period (or, if applicable, the three month limitations period).

December 11, 2019

8

 
 
 
 
Exhibit 10.7

AMENDED AND RESTATED
DB SERP FOR MANAGEMENT
COMMITTEE MEMBERS OF DOMTAR

As in effect on March 7, 2007, amended and restated on October 1, 2012, July 30, 2013, January 1st, 2015, on December 7, 2016 and
further on December 9, 2020

 
 
 
 
 
 
 
 
 
 
Table of Contents

1.

2.

3.

4.

5.

6.

7.

8.

9.

10.

11.

12.

13.

14.

15.

16.

17.

18.

Introduction1

Definitions1

Normal Retirement7

Early Retirement8

Deferral of Early Retirement Pension8

Non-Vested Termination of Employment8

Vested Termination8

Normal Form of Pension9

Optional Forms of Pension9

Death Before Commencement of Pension Payments10

Death After Commencement of Pension Payments10

Disability10

Administration11

Funding11

Non-Alienation of Benefits14

Conflicts or Inconsistencies14

Amendments14

General Provisions15

 
 
 
 
 
 
 
 
 
 
 
1.

1.1

1.2

1.3

Introduction

The  present  document  constitutes  the  DB  SERP  for  Management  Committee  Members  of  Domtar,  hereinafter  called  the  “DB
SERP”.

The purpose of the DB SERP is to provide members of the Management Committee of the Company with additional retirement
benefits in excess of those that may be payable in accordance with the provisions of the Base Plans and of the DC SERP, as
defined below.

Effective  December  9,  2020,  the  DB  SERP  is  closed  to  new  membership.  However,  Management  Committee  Members  of
Domtar participating in the DB SERP on that date will continue to accumulate benefits in accordance with its provisions.

2.

Definitions

2.1

Accrued Pension: at any date, the lesser of (a) and (b) defined below:

a)

b)

two percent (2%) of the Best Average Earnings on such date multiplied by the number of years of Credited Service
on such date;

fifty percent (50%) of the Best Average Earnings on such date.

2.2

Actuarial Equivalent:

a)

b)

c)

For a Member employed in Canada: Actuarial Equivalent Value as defined under the Base Canadian Pension Plan;

For a Member employed in the United States: Actuarial Equivalent as defined under the Base U.S. Pension Plan.

For a Member employed in both Canada and the United States: subject to Section 2.28, with respect to benefits or
deemed  benefits  under  the  Base  Canadian  Pension  Plan,  Actuarial  Equivalent  Value  as  defined  in  the  Base
Canadian Pension Plan and with respect to benefits or deemed benefits under the Base U.S. Pension Plan, Actuarial
Equivalent as defined in the Base U.S. Pension Plan

2.3

Base  Canadian  Pension  Plan:  the  Domtar  Pension  Plan  for  Non-Negotiated  Employees,  as  may  be  amended  from  time  to
time.

2.4

Base Plans: subject to Section 2.28,

a)

b)

For a Member employed in Canada: the Base Canadian Pension Plan;

For a Member employed in the United States: the Base U.S. Pension Plan and the Base U.S. Savings Plan.

1
DB SERP for Management Committee Members of Domtar
As in effect on March 7, 2007, amended and restated on October 1, 2012, July 30, 2013, January 1, 2015, December 7, 2016 and further on December 9, 2020

 
 
 
 
 
 
 
 
 
 
 
 
2.5

2.6

2.7

2.8

2.9

Base U.S. Pension Plan: the Domtar U.S. Salaried Pension Plan, as may be amended from time to time.

Base  U.S.  Savings  Plan:  the  Domtar  U.S.  Salaried  401(k)  Plan  and  the  Domtar  Personal  Care  401(k)  Plan,  as  may  be
amended from time to time.

Best  Average  Earnings:  shall  mean  the  highest  annualized  average  Earnings  of  the  Member  during  any  60  consecutive
months  of  membership  in  the  Base  Plans  during  the  120  months  of  membership  in  the  Base  Plans  prior  to  the  date  of
Separation from Service. In the event that there are less than 60 consecutive months, Best Average Earnings shall be calculated
by dividing the total Earnings of the Member during the period of membership in the Base Plans by the number of months during
such period in respect of any part of which he shall have had Earnings and multiplying the result by 12.

For the purpose of this Section 2.7, for a Member employed both in Canada and in the United States, consecutive periods of
membership  under  the  Base  Canadian  Pension  Plan,  the  Base  U.S.  Pension  Plan  and  the  Base  U.S.  Savings  Plan,  and  any
periods in which a Member is deemed to have Credited Service under Section 2.11, shall be deemed consecutive membership
in  the  Base  Plans.  To  the  extent  necessary,  earnings  shall  be  converted  to  the  currency  to  be  used  for  payment  pursuant  to
Section 18.1 based on the average exchange rate for the year or shorter period earned.

For the purpose of this Section 2.7, bonuses are attributed to the month during which they are actually paid. Notwithstanding,
should the timing of bonus payments differ from year to year, the number of bonus payments recognized shall not exceed the
number of years included in the averaging period, as determined by the HR Committee. In addition, Earnings for a given month
(other than bonuses) are deemed to be equal to the Earnings for the corresponding calendar year (other than bonuses) divided
by the number of months of membership in the Base Plans during the said calendar year.

Board: the Board of Directors of Domtar Corporation.

Code: the U.S. Internal Revenue Code of 1986, as amended.

2.10

Company: means Domtar Corporation and any of its subsidiaries or affiliated companies.

2.11

Credited  Service:  shall  mean  the  period  of  service  with  the  Company,  before  the  executive’s  Separation  from  Service,  that
starts with the date the executive becomes a Member of the DB SERP and ends on the later of October 1, 2012 and the date
the executive ceases to be a member of the DB SERP, as defined in Section 2.18, during which:

a)

2
DB SERP for Management Committee Members of Domtar
As in effect on March 7, 2007, amended and restated on October 1, 2012, July 30, 2013, January 1, 2015, December 7, 2016 and further on December 9, 2020

 
 
 
 
 
 
For  a  Member  employed  in  Canada:  the  Member  is  accruing  credited  service  under  the  DB  Option  of  the  Base
Canadian Pension Plan or the Company is contributing on behalf of the Member under the DC Option of the Base
Canadian Pension Plan, or would be contributing if it were not for the tax limits;

b)

c)

For a Member employed in the United States: the Company is contributing on behalf of the Member under the Base
U.S.  Savings  Plan,  or  would  be  contributing  if  it  were  not  for  applicable  Code  limits  and  assuming  the  Member
elected to contribute to the Base U.S. Savings Plan.

For a Member with periods of employment in both Canada and the United States: subject to Section 2.28, during the
period the Member is employed in Canada, the Member is accruing credited service as provided in paragraph (a) of
this Section 2.11 and, during the period the Member is employed in the United States, the Company is contributing on
behalf of the Member as provided in paragraph (b) of this Section 2.11, provided that, unless Section 2.23(e) of the
DC  SERP  for  Designated  Executives  of  Domtar  applies  to  the  Member  for  a  particular  calendar  year  during  which
such  Member  transitions  from  one  country  to  another,  the  accruals  or  contributions,  as  applicable,  at  the
commencement of the particular calendar year shall be deemed to continue in the same Base Plan for the remainder
of the particular calendar year (or, if earlier, until a Separation from Service) without duplication and without a break in
service other than as a result of a Separation from Service.

2.12

DC SERP: the DC SERP for Designated Executives of Domtar and the DC SERP for Designated Executives of Domtar Personal
Care, as may be amended from time to time.

2.13

Deemed Account Balance:

a)

With respect to a defined contribution provision of the Base Plans, subject to Section 2.28, the account balance, for
the same period as used to determine the Credited Service with reference to the applicable Base Plan, calculated on
the following basis:

i)

ii)

Deemed contributions are determined assuming the Member has elected to contribute at the maximum
rate allowed under the applicable Base Plans, with the matching of Company contributions in accordance
with the respective Base Plans provisions;

Deemed credited interest is calculated on the Deemed Account Balance at the beginning of the calendar
year and on the deemed Company contributions during the calendar year, assuming such deemed
contributions, as applicable, are made in the middle of the year, at the same rate of return as credited
under the DC SERP.

b)

With respect to the DC SERP, the actual notional account balance of the Member.

3
DB SERP for Management Committee Members of Domtar
As in effect on March 7, 2007, amended and restated on October 1, 2012, July 30, 2013, January 1, 2015, December 7, 2016 and further on December 9, 2020

 
 
 
 
 
 
 
 
 
 
 
 
2.14

Default: shall have the meaning given to it in the Trust Agreement.

2.15

Earnings: subject to Section 2.28,

a)

b)

For a Member employed in Canada: Earnings as defined under the Base Canadian Pension Plan;

For a Member employed in the United States: Compensation as defined under the Base U.S. Savings Plan;

With the exception that bonuses recognized in a) or b) above in a given year will not exceed the lesser of:

c)

d)

The actual target bonus, as determined from time to time by the Company for the Member; and

A target bonus of 50% of the previous year’s salary.

For  the  period  of  disability  recognized  pursuant  to  Section  12  of  the  DB  SERP,  Earnings  are  deemed  to  be  equal  to  the
Member’s salary rate on the day his disability begins.

2.16

HR Committee: the Human Resources Committee of the Board.

2.17

Management Committee: the Management Committee of the Company as appointed by the Board upon recommendation of
the Chief Executive Officer of the Company.

2.18

Member:

a)

b)

c)

An executive of the Company from the date he is designated as a member of the Management Committee and who
is entitled to benefits under the DB SERP; or

Any former members of the Management Committee as recommended by the Company’s Chief Executive Officer; or

Any other executive of the Company as recommended by the HR Committee.

Notwithstanding the above, a member of the Management Committee covered under a grandfathered SERP arrangement would
not be a Member of the DB SERP. For convenience, a list of such members of the Management Committee covered under a
grandfathered SERP arrangement as at March 7, 2007 is included in the Appendix.

Notwithstanding  the  above,  after  December  9,  2020,  the  DB  SERP  shall  be  closed  to  new  Members  and  an  executive  of  the
Company shall not become a Member after that date.

4
DB SERP for Management Committee Members of Domtar
As in effect on March 7, 2007, amended and restated on October 1, 2012, July 30, 2013, January 1, 2015, December 7, 2016 and further on December 9, 2020

 
 
 
 
 
 
 
 
 
 
 
 
2.19

Normal  Retirement  Date:  with  respect  to  a  Member,  the  first  day  of  the  month  coinciding  with  or  immediately  following  the
Member’s sixty-fifth (65th) birthday.

2.20

Refundable Tax: shall have the meaning given to it in the Trust Agreement.

2.21

Section 409A: section 409A of the Code and the rules, regulations and guidance promulgated thereunder.

2.22

Separation from Service: occurs (or a Member Separates from Service) when

a)

b)

For  a  U.S.  Taxpayer:  the  Member  ceases  to  be  employed  by  the  Company  and  all  entities  considered  a  single
employer with the Company under Code Sections 414(b) and (c) as a result of the Member’s death, retirement, or
other termination of employment. Whether a Separation from Service takes place is based on all the relevant facts
and circumstances and determined in accordance with Section 409A.

For a Member other than a U.S. Taxpayer: the Member ceases to be employed by the Company as a result of the
Member’s death, retirement, or other termination of employment.

2.23

Trust Agreement: the agreement between the Company or a subsidiary or affiliated company and a Trustee, as may be entered
into in accordance with Section 14.1 or Section 14.2 of the DB SERP, as applicable.

2.24

Trust Fund: shall have the meaning given to it in the Trust Agreement.

2.25

Trustee: the trustee party to the Trust Agreement.

2.26

U.S. Taxpayer: a Member who

a)

b)

c)

d)

e)

Is a U.S. citizen; or

Is a foreign national/U.S. permanent resident (“green card” holder); or

Is a foreign national who meets the “substantial physical presence” test during an applicable calendar year;

Is a “dual status” individual and either

i)

ii)

Who declares that he is a U.S. Taxpayer (under (a), (b), or (c) above); or

Who the Company determines is a U.S. Taxpayer (under (a), (b), or (c) above);

Is subject to U.S. federal income tax under the terms of the Canada-United States Tax Convention (1980) and the
Protocols in effect thereunder; or

5
DB SERP for Management Committee Members of Domtar
As in effect on March 7, 2007, amended and restated on October 1, 2012, July 30, 2013, January 1, 2015, December 7, 2016 and further on December 9, 2020

 
 
 
 
 
 
 
 
 
 
 
 
 
 
f)

Whose benefits under this DB SERP are otherwise subject to taxation in the U.S.

Notwithstanding the foreign Member declaration of U.S. Taxpayer status, and unless proven otherwise, if the Company’s payroll,
human resources, or other records indicate that the Member is a U.S. Taxpayer, then the member shall be deemed to be a U.S.
Taxpayer for the purposes of the DB SERP.

2.27

For the purposes of the present document, the terms and expressions listed below shall have the meaning given to them in the
Base Plans:

a)

b)

Base Canadian Pension Plan:
•
•
•

Balanced Fund
DB Option
DC Option

Base U.S. Savings Plan
•

Balanced Index Fund

2.28

For the purposes of the present document:

If a Member has periods of employment in both Canada and the United States, then, except as expressly provided
otherwise,  the  provisions  of  the  present  document  with  respect  to  Members  employed  in  Canada  shall  apply  with
respect  to  such  periods  as  the  Member  is  employed  in  Canada  and  the  provisions  of  the  present  document  with
respect  to  Members  employed  in  the  United  States  shall  apply  with  respect  to  such  periods  as  the  Member  is
employed in the United States;

A  Member  shall  be  considered  to  be  employed  in  the  country  of  the  Member’s  primary  payroll  location  unless  the
Member and the Company agree otherwise;

In no event shall a Member be deemed to be employed in two locations simultaneously; and

Unless Section 2.23e) of the DC SERP for Designated Executives of Domtar applies to a Member for the applicable
calendar year, deemed Member contributions and deemed Company contributions shall be deemed to be made to
only one country’s Base Plans in a single calendar year, with the deemed contributions based on the Base Plans of
the country of the Member’s primary payroll location at the commencement of the applicable calendar year.

a)

b)

c)

d)

3.

6
DB SERP for Management Committee Members of Domtar
As in effect on March 7, 2007, amended and restated on October 1, 2012, July 30, 2013, January 1, 2015, December 7, 2016 and further on December 9, 2020

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Normal Retirement

A Member who Separates from Service, for a reason other than death, on or beyond his Normal Retirement Date, shall receive from the
Company, in accordance with the DB SERP, a monthly pension of one twelfth of the excess of (a) over (b) below:

a)

b)

His Accrued Pension, determined on his date of Separation from Service;

With respect to the same years of service recognized as Credited Service under the DB SERP, the sum of the annual amount of
the lifetime pension to which the Member is entitled on his date of Separation from Service in accordance with:

i)

ii)

iii)

For a Member employed in Canada: the DB Option and/or the DC Option of the Base Canadian Pension Plan and
the  DC  SERP.  For  the  purposes  of  this  paragraph,  the  annual  amount  of  lifetime  pension  to  which  the  Member  is
entitled under the DC Option of the Base Canadian Pension Plan and under the DC SERP is equal to the Actuarial
Equivalent of the Deemed Account Balance of the Member in each of these plans;

For a Member employed in the United States: the Base U.S. Pension Plan, the Base U.S. Savings Plan and the DC
SERP. For the purposes of this paragraph, the annual amount of pension to which the Member is entitled under the
Base  U.S.  Savings  Plan  and  under  the  DC  SERP  is  equal  to  the  Actuarial  Equivalent  of  the  Deemed  Account
Balance of the Member in each of these plans.

For  a  Member  with  periods  of  employment  in  both  Canada  and  the  United  States,  subject  to  Section  2.28,  with
respect to periods the Member was employed in Canada, the amount determined in accordance with clause (i) of this
paragraph  (b),  plus,  with  respect  to  the  periods  the  Member  was  employed  in  the  United  States,  the  amount
determined in accordance with clause (ii) of this paragraph (b), provided that, unless Section 2.23e) of the DC SERP
for Designated Executives of Domtar applies to such Member in the applicable year, with respect to a calendar year
in which the Member transitioned from one country to another, whichever of clause (i) or (ii) applies at the beginning
of  such  calendar  year  shall  apply  for  the  remainder  of  such  calendar  year.  The  amount  determined  in  accordance
with  either  clause  (i)  or  clause  (ii)  of  this  paragraph  (b)  which  is  in  a  currency  other  than  the  currency  used  for
payment shall be converted to the currency to be used for payment using the exchange rate at the date of Separation
from Service.

For  the  purposes  of  this  paragraph  (b),  any  amount  of  pension  shall  be  determined  disregarding  any  credit  splitting  resulting
from a marriage breakdown.

Notwithstanding anything in this Section 3 to the contrary, any pension provided to a U.S. Taxpayer pursuant to this DB SERP,
except as otherwise provided in Section 10, shall be paid in accordance with Section 9.3.

7
DB SERP for Management Committee Members of Domtar
As in effect on March 7, 2007, amended and restated on October 1, 2012, July 30, 2013, January 1, 2015, December 7, 2016 and further on December 9, 2020

 
 
 
 
 
 
 
 
4.

Early Retirement

A Member who Separates from Service, for a reason other than death after completing two (2) years of service as a Member before his
Normal  Retirement  Date  but  on  or  after  age  55,  shall  receive  from  the  Company,  in  accordance  with  the  DB  SERP,  a  monthly  pension
determined  as  in  Section  3  above,  except  that  the  Accrued  Pension  determined  in  accordance  with  paragraph  (a)  of  Section  3  shall  be
reduced by one half of one percent (0.5%) for each calendar month his early retirement date precedes the date of his sixty second (62nd)
birthday.

Notwithstanding anything in this Section 4 to the contrary, any pension provided to a U.S. Taxpayer pursuant to this DB SERP, except as
otherwise provided in Section 10, shall be paid in accordance with Section 9.3.

5.

Deferral of Early Retirement Pension

A Member, other than a U.S. Taxpayer, who Separates from Service, for a reason other than death, before his Normal Retirement Date but
on or after age 55 and who is entitled to a pension from the DB SERP under Section 4 above, may elect to defer the commencement of this
pension until the first day of any calendar month preceding or coinciding with his Normal Retirement Date.

In such event, the amount of pension to which he is entitled in accordance with the DB SERP shall be calculated as provided in Sections 3
and 4, adjusted to reflect the pension commencement date in the applicable calculations.

For more certainty, this Section 5 does not apply to a U.S. Taxpayer.

6.

Non-Vested Termination of Employment

A  Member  who  Separates  from  Service,  for  a  reason  other  than  death,  before  completing  two  (2)  years  of  service  as  a  Member  is  not
entitled to any benefit under the DB SERP.

Vested Termination

A Member who Separates from Service, for a reason other than death, after completing two (2) years of service as a Member
shall  receive  from  the  Company,  in  accordance  with  the  DB  SERP,  a  monthly  pension  determined  as  in  Section  3  above,
payable from his Normal Retirement Date.

Any  increase  in  pension  under  the  DB  Option  of  the  Base  Canadian  Pension  Plan  after  Separation  from  Service  and  before
payments commence shall have no impact on the pension payable from the DB SERP.

7.

7.1

7.2

8
DB SERP for Management Committee Members of Domtar
As in effect on March 7, 2007, amended and restated on October 1, 2012, July 30, 2013, January 1, 2015, December 7, 2016 and further on December 9, 2020

 
 
 
 
 
If  the  Member  elects  to  receive  the  pension  to  which  he  is  entitled  in  accordance  with  the  Base  Plans  before  his  Normal
Retirement Date, he will be assumed to have elected the same option for the pension due in accordance with Section 7.1 of the
DB  SERP.  In  this  event,  the  pension  due  in  accordance  with  the  DB  SERP  shall  be  the  Actuarial  Equivalent  of  the  pension
payable from his Normal Retirement Date and shall commence on the same date as will the pension due in accordance with the
Base Plans.

7.3

7.4

Upon  his  Separation  from  Service  prior  to  age  55,  instead  of  the  pension  described  in  paragraphs  7.1  and  7.2  above,  the
Member  may  elect  to  receive  a  single  lump  sum  payment  equal  to  the  Actuarial  Equivalent  of  the  pension  described  in
paragraph 7.1 above.

Notwithstanding  anything  to  the  contrary  in  this  Section  7,  a  U.S.  Taxpayer  is  only  entitled  to  the  single  lump  sum  payment
described in paragraph 7.3. For a U.S. Taxpayer, such payment shall be made in accordance with the provisions of Section 9.3.
For more certainty, a U.S. Taxpayer is not entitled to the monthly pension payments described in paragraphs 7.1 and 7.2 and
paragraph 9.1.

8.

Normal Form of Pension

Subject to paragraphs 7.4 and 9.3 for a U.S. Taxpayer, the normal form of pension payable under the DB SERP shall consist of monthly
benefits payable in equal amounts starting on the first day of the month in which the Member commences retirement, and on the first day of
every subsequent month for the life of the Member. If the Member dies before 60 monthly payments have been made, payments under the
DB SERP shall continue to his estate until 60 monthly payments have been made.

For the purposes of Sections 3, 4, 5 and 7 of the DB SERP, the pension amount due in accordance with the Base Plans and the DC SERP
shall  be  that  which  corresponds  to  the  normal  form  of  pension  of  the  DB  SERP  and  shall  exclude  the  additional  pension  resulting  from
excess contributions of the Base Plans, if any.

9.

9.1

Optional Forms of Pension

The same optional forms of payment as under the DB Option of the Base Canadian Pension Plan are offered to a Member, other
than a U.S. Taxpayer, who Separates from Service on or after age 55, in accordance with the DB SERP.

In this event, the payment of the pension due in accordance with the DB SERP shall be the Actuarial Equivalent of the pension
under the normal form of payment described in Section 8. However, if the Member elects a form of pension under the DB Option
of  the  Base  Canadian  Pension  Plan  that  has  an  Actuarial  Equivalent  value  greater  than  the  Actuarial  Equivalent  value  of  the
pension  under  the  normal  form  of  payment  under  the  DB  SERP,  the  DB  SERP  pension  shall  be  reduced  by  the  Actuarial
Equivalent of such additional value under the Base Canadian Pension Plan.

9
DB SERP for Management Committee Members of Domtar
As in effect on March 7, 2007, amended and restated on October 1, 2012, July 30, 2013, January 1, 2015, December 7, 2016 and further on December 9, 2020

 
 
 
 
 
9.2

9.3

Notwithstanding paragraph 9.1 above, with the consent of the HR Committee, instead of the pension described in Section 8 or in
paragraph  9.1  above,  the  Member  may  elect  to  receive  a  single  lump  sum  payment.  For  the  purposes  of  this  paragraph,  the
lump sum payment to which the Member is entitled is equal to the Actuarial Equivalent of the pension payable under the normal
form of payment described in Section 8 above.

Notwithstanding anything to the contrary in Section 8 or in paragraphs 9.1 or 9.2 above, a U.S. Taxpayer is only entitled to the
single lump sum benefit described in paragraphs 7.4 and 9.2 above. For a U.S. Taxpayer, such payment shall be made within 90
days following the six (6) month anniversary of the date of Separation from Service and on the same day that benefits under the
DC SERP are paid to the U.S. Taxpayer. For more certainty, a U.S. Taxpayer is not entitled to the monthly pension payments
described  in  Sections  3,  4  and  5,  paragraphs  7.1,  and  7.2,  Section  8  and  paragraph  9.1  or  elect  any  other  time  or  form  of
payment. The time of payment of benefits to U.S. Taxpayers under the DB SERP shall be the same as under this DC SERP.

10.

Death Before Commencement of Pension Payments

If  a  Member  Separates  from  Service  by  reason  of  death  before  the  commencement  of  his  pension  payments,  his  estate  shall  receive  a
single lump sum payment equal to the Actuarial Equivalent of the benefits to which he would have been entitled under the DB SERP had he
Separated from Service for a reason other than death on the day of his death. Any such payment shall be made within 90 days of the date
of the Member’s death.

11.

Death After Commencement of Pension Payments

If a Member, other than a U.S. Taxpayer, dies after payment of his pension, determined in accordance with Articles 3, 4, 5 or paragraph 7.1
or 7.2, as applicable, has commenced, the death benefits shall be determined in accordance with the normal form of payment as described
in Section 8, or the optional form of payment selected pursuant to paragraph 9.1, as applicable.

12.

Disability

Despite the definition of Credited Service in Section 2.11 of the DB SERP, a Member who is considered disabled under the Base Plans, and
who continues, on that basis, to accrue credited service, pension credits, or company contributions under such Base Plans, as the case
may  be,  shall  continue  to  accrue  Credited  Service  for  the  purposes  of  the  DB  SERP  while  disabled,  but  only  if  the  Member  became  so
disabled while a member of the Management Committee.

Benefits will only be paid from the DB SERP upon the Member’s actual Separation from Service, as described in Sections 3, 4, 5, 6 or 7
and, in the case of a U.S. Taxpayer, 9.3 above, as applicable.

10
DB SERP for Management Committee Members of Domtar
As in effect on March 7, 2007, amended and restated on October 1, 2012, July 30, 2013, January 1, 2015, December 7, 2016 and further on December 9, 2020

 
 
 
 
 
For the purposes of Section 14 of the DB SERP, a disabled Member, other than a U.S. Taxpayer, who became disabled while a member of
the  Management  Committee  is  deemed  to  be  a  member  of  the  Management  Committee  until  the  date  of  his  Separation  from  Service.
Provided he is at least age 55 upon Separation from Service, the DB SERP benefits of such a disabled Member will start to be funded in
accordance with Section 14 from the earlier of his Separation from Service and his attainment of age 60.

13.

Administration

The  HR  Committee  is  responsible  for  the  administration  of  the  DB  SERP,  the  supervision  of  its  application  and  the  interpretation  of  its
provisions.  With  respect  to  Members  who  are  not  U.S.  Taxpayers,  the  HR  Committee  may,  at  its  discretion,  approve  other  settlement
options of benefits payable under this Plan.

14.

Funding

This Section 14 does not apply to U.S. Taxpayers.

14.1

Funding from age 60 onward

This Section 14.1 is subject to Section 14.2.

Within 12 months of the date a Member, other than a U.S. Taxpayer, turns 60, and provided he is a member of the Management
Committee  on  that  date,  the  Company  shall  fund  the  benefits  payable  under  the  DB  SERP  by  means  of  the  Trust  Fund
contemplated in the Trust Agreement.

The Company may, at its discretion, fund a Member’s benefit in a Trust Fund in which the Member is the only beneficiary or in a
Trust Fund that includes multiple Members as beneficiaries.

Funding shall be effected by amortizing, over a five (5) year period, the cost of the benefits of the DB SERP for participation prior
to  age  60  and  by  paying,  annually,  the  current  service  cost.  The  Base  Canadian  Pension  Plan’s  actuary  will  determine  the
payments on account of amortization and current service using the actuarial assumptions and methods described in the Trust
Agreement.

The Member’s interest in the assets held under the Trust Agreement will vest only if:

a)

b)

c)

he dies in active service after age 60;

he  retires  on  or  after  the  Normal  Retirement  Date  and  is  a  member  of  the  Management  Committee  at  the  time  of  his
retirement; or

he  is  terminated  by  the  Company  within  12  months  of  a  change  of  control  of  the  Company  as  defined  in  the  Trust
Agreement.

11
DB SERP for Management Committee Members of Domtar
As in effect on March 7, 2007, amended and restated on October 1, 2012, July 30, 2013, January 1, 2015, December 7, 2016 and further on December 9, 2020

 
 
 
 
 
 
 
 
 
The Trustee shall pay the benefits under the DB SERP to the Member from that point onward unless the Company notifies the
Trustee that it intends to pay the benefits directly. Any amount remaining in the Trust Fund after all benefits required to be paid
by the DB SERP have been paid, including any refundable tax balance, shall be returned to the Company. Any surplus assets in
the Trust Fund, based on the last filed actuarial report, may be returned to the Company while the Trust Fund continues to exist.
If the Member Separates from Service or ceases to be a member of the Management Committee prior to the Normal Retirement
Date  and  the  Trust  Fund  is  intended  to  provide  benefits  in  respect  of  only  the  applicable  Member,  the  Trust  Fund,  including
refundable tax, shall be returned to the Company and the Trust Agreement shall terminate.

14.2

Letters of Credit

a)

The Company shall arrange for the issuance of a new Letter of Credit, or the renewal of an existing Letter of Credit, in
accordance with this Section 14.2, and in accordance with the Trust Agreement, in respect of benefits payable under
the DB SERP on behalf of persons who were Members and were actively employed by the Company on the effective
date of the Trust Agreement or who become Members thereafter, provided such persons or their survivors who are
entitled to benefits under the DB SERP are not U.S. Taxpayers. On the effective date of the Trust Agreement, the DB
SERP shall become a retirement compensation arrangement within the meaning of the Income Tax Act.

Coverage  in  respect  of  benefits  under  the  DB  SERP  by  the  Letter  of  Credit  shall  cease  once  all  benefits  payable
under the DB SERP on behalf of a person have been paid. Coverage in respect of benefits under the DB SERP by
the Letter of Credit shall also cease with respect to all benefits when a Member becomes a U.S. Taxpayer.

The  amount  of  the  Letter  of  Credit  shall  be  determined  in  accordance  with  an  actuarial  valuation  performed  in
accordance with the Trust Agreement.

Coverage  by  the  Letter  of  Credit  for  benefits  payable  under  the  DB  SERP  may  be  combined  with  coverage  for
benefits payable under the DC SERP for Designated Executives of Domtar and the Supplementary Pension Plan for
Designated Managers of Domtar Inc.

If an event of Default occurs, benefits covered by the Letter of Credit shall be settled in a lump sum amount. Subject
to  the  terms  and  assumptions  specified  in  the  Trust  Agreement,  in  the  case  of  Members  covered  by  the  Letter  of
Credit  who  are  age  55  or  over  or  on  behalf  of  whom  a  pension  is  in  payment,  such  lump  sum  amount  shall  be
determined  in  a  manner  allowing  the  purchase  of  a  prescribed  annuity  providing  an  after-tax  pension  amount
reasonably similar to what would have been provided under the DB SERP if retirement had occurred on the date of
Default if it had not already occurred; and such lump sum amount shall be used to purchase an annuity on behalf of
the Member. Also, subject to the terms and assumptions specified in the

12
DB SERP for Management Committee Members of Domtar
As in effect on March 7, 2007, amended and restated on October 1, 2012, July 30, 2013, January 1, 2015, December 7, 2016 and further on December 9, 2020

 
 
 
 
 
 
Trust Agreement, in the case of Members covered by the Letter of Credit who are aged less than 55, such lump sum
amount shall be determined in a manner allowing to accumulate on an after-tax return basis to an amount that could
be used by the Member to purchase a prescribed annuity at Normal Retirement Date that would provide an after-tax
pension  amount  reasonably  similar  to  the  deferred  pension  that  would  have  been  provided  under  the  DB  SERP  if
Separation from Service had occurred on the date of Default. For greater certainty, the lump sum amount shall be nil
if Separation from Service or early retirement was deemed to occur prior to attainment of two years of service as a
Member.

In the event that the conditions listed in Section 14.1 apply to a person, the Company may choose to fund benefits
payable under this DB SERP in accordance with Section 14.1 using a separate Trust Fund or to maintain coverage
under the Letter of Credit on behalf of this person in an amount at least equal to the amount of funding required under
Section  14.1.  Coverage  in  respect  of  benefits  under  the  DB  SERP  by  the  Letter  of  Credit  shall  be  reduced  by  the
amount of any funding provided in a separate Trust Fund for the benefit of the Member in accordance with Section
14.1.

Where a Letter of Credit is issued or renewed in accordance with this Section 14.2, the Company shall arrange with
the issuer thereof to issue or renew, as the case may be, the Letter of Credit in the name of the Trustee, to be held by
the Trustee as part of the Trust Fund.

To secure the issuance or renewal of a Letter of Credit, the Company shall contribute to the Trust Fund the amount
that, after withholding and payment of the Refundable Tax therefrom, is required by the issuer of the Letter of Credit
for the issuance or renewal of the Letter of Credit, as the case may be.

On or before the Renewal Date of a particular Letter of Credit held by the Trustee, the Company shall either:

i)

ii)

iii)

cause the issuer of the particular Letter of Credit to renew it on the same terms and conditions as applied
before the renewal;
substitute for the particular Letter of Credit another Letter of Credit on the same terms and conditions as
the particular Letter of Credit; or
contribute to the Trust Fund the face amount of the Letter of Credit or such other amount required in
accordance with the last actuarial valuation report.

Where  the  Company  does  not  comply  with  paragraph  (e)  of  this  Section  14.2  or  where  there  occurs  a  Default,  the
Trustee shall forthwith demand payment under the Letter of Credit.

b)

c)

d)

e)

f)

13
DB SERP for Management Committee Members of Domtar
As in effect on March 7, 2007, amended and restated on October 1, 2012, July 30, 2013, January 1, 2015, December 7, 2016 and further on December 9, 2020

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
g)

In this Section 14.2,

“Letter  of  Credit”  means,  subject  to  paragraph  b)  of  this  Section  14.2,  an  irrevocable,  standby,  unsecured  letter  of
credit obtained from a Schedule 1 Canadian Bank or other lender with a term of one year which names the Trustee
as beneficiary permitted to draw down (an amount up to the face amount) on the Letter of Credit on the occurrence of
a Default or a failure by the Company to comply with paragraph (e) of this Section 14.2, and which shall require the
issuing  bank  or  lender  to  withhold  and  remit  to  the  Receiver  General  the  appropriate  amount  of  Refundable  Tax
(provided that, notwithstanding the foregoing, the first Letter of Credit issued in connection with this DB SERP may
have a term of less than one year);

“Renewal Date”, in relation to a Letter of Credit, means the date that is thirty (30) days before the Letter of Credit is to
expire.

14.3

Company’s responsibility

For more certainty, in the event that, for whatever reason, the assets of the Trust Fund are insufficient to pay for the benefits
payable  under  the  DB  SERP  as  and  when  they  become  due,  notwithstanding  any  other  provision  of  this  Section  14,  the
Company shall remain responsible for the payment of such benefits.

15.

Non-Alienation of Benefits

No  benefit  payable  under  the  provisions  of  the  DB  SERP  shall  be  in  any  manner  capable  of  anticipation,  surrender,  commutation,
alienation, sale, transfer, assignment, pledge, encumbrance or charge; nor shall any such benefit be in any manner subject to the debts,
contracts, liabilities, engagements or torts of the person entitled to such benefit, except as specifically provided in any applicable legislation.

16.

Conflicts or Inconsistencies

In the event of any conflict or inconsistency between the provisions of the DB SERP and the provisions of the Base Plans, the provisions of
the DB SERP shall prevail.

17.

Amendments

The Company reserves the right to amend or terminate the DB SERP at any time. Subject to Section 18.6, no amendment or termination
shall adversely affect any benefits that have accrued up to the effective date of such change, based on Earnings, Credited Service, Base
Plans  and  DC  SERP  accrued  benefits  up  to  that  date,  which  effective  date  shall  not  precede  the  date  on  which  the  change  is
communicated to the Member. Notwithstanding the foregoing, any amendment to this DB SERP which is the result of a change to the Base
Plans shall take effect as of the same date as applicable in respect of the amendment to the Base Plans.

14
DB SERP for Management Committee Members of Domtar
As in effect on March 7, 2007, amended and restated on October 1, 2012, July 30, 2013, January 1, 2015, December 7, 2016 and further on December 9, 2020

 
 
 
 
 
 
18.

General Provisions

18.1

Currency

Notwithstanding anything to the contrary herein, all payments under the DB SERP shall be in Canadian currency for Members
employed  in  Canada,  and  in  U.S.  currency  for  Members  employed  in  the  United  States,  in  each  case  as  of  the  last  date  of
employment with the Company.

18.2

Withholding and reporting

All  payments  under  the  DB  SERP  are  expressed  on  a  pre-tax  basis  and  shall  be  subject  to  applicable  withholding  tax  and
reporting pursuant to applicable legislation.

18.3

Interpretation

The DB SERP shall be interpreted, with respect to a Member, in accordance with the laws of the same jurisdiction as applicable
for purposes of the Member’s employment agreement with the Company, which is in force at the relevant time, or in the absence
of an employment agreement, with the law of the Province of Québec for a Member employed in Canada, and with the law of the
State of South Carolina for a Member employed in the United States.

 18.4

Entire Agreement

Except  to  the  extent  expressly  contemplated  by  the  HR  Committee  at  the  time  of  adoption  of  the  DB  SERP,  the  DB  SERP
supersedes and replaces any and all prior plans, agreements, arrangements or understandings between the Company and the
Member regarding any retirement benefits to be provided to the Member in excess of those that may be payable in accordance
with the provisions of the Base Plans and of the DC SERP.

18.5

Severability

Should  any  of  the  provisions  of  the  DB  SERP  and/or  conditions  be  illegal  or  not  enforceable,  it  or  they  shall  be  considered
severable and the DB SERP and the remaining conditions shall remain in full force and effect and be binding upon the parties as
though the said provision or provisions had never been included.

18.6

Enurement

The DB SERP shall enure to the benefit of and be binding upon the respective successors of the parties hereto, and the heirs,
administrators and legal representatives of the Member.

15
DB SERP for Management Committee Members of Domtar
As in effect on March 7, 2007, amended and restated on October 1, 2012, July 30, 2013, January 1, 2015, December 7, 2016 and further on December 9, 2020

 
 
 
 
 
18.7

Section 409A

Neither the Company nor any of its directors, officers or employees shall have any liability to a Member in the event Section
409A applies to any benefit paid or provided pursuant to the DB SERP in a manner that results in adverse tax consequences
for  the  Member  or  any  of  his  or  her  beneficiaries  or  transferees.  The  HR  Committee  may  unilaterally  amend,  modify  or
terminate any benefit provided under the DB SERP if it determines, in its sole discretion, that such amendment, modification or
termination is necessary or advisable to comply with applicable U.S. law as a result of changes in law or regulation or to avoid
the imposition of an additional tax, interest or penalty under Section 409A.

18.8

Claims Procedure

The  HR  Committee  shall  adopt  claims  procedures,  with  respect  to  Members  who  are  U.S.  Taxpayers,  in  accordance  with
Department of Labor Regulations Section 2560.503-1.

16
DB SERP for Management Committee Members of Domtar
As in effect on March 7, 2007, amended and restated on October 1, 2012, July 30, 2013, January 1, 2015, December 7, 2016 and further on December 9, 2020

 
 
 
 
 
Members of the Management Committee covered under a grandfathered SERP arrangement as at March 7, 2007

APPENDIX

Steven Barker
Roger Brear
James Lenhoff
Gilles Pharand
Raymond Royer

17
DB SERP for Management Committee Members of Domtar
As in effect on March 7, 2007, amended and restated on October 1, 2012, July 30, 2013, January 1, 2015, December 7, 2016 and further on December 9, 2020

 
 
 
 
 
 
Exhibit 10.10

                   THE AMENDED AND RESTATED DOMTAR CORPORATION

                                           2007 OMNIBUS INCENTIVE PLAN

SECTION 1. PURPOSE

The purposes of The Domtar Corporation 2007 Omnibus Incentive Plan (the “Plan”) are to promote the interests of Domtar Corporation and
its  shareholders  by  (i)  attracting  and  retaining  executive  personnel  and  other  key  employees  and  directors  of  outstanding  ability;
(ii) motivating executive personnel and other key employees and directors by means of performance-related incentives, to achieve longer-
range  performance  goals;  and  (iii)  enabling  such  individuals  to  participate  in  the  long-term  growth  and  financial  success  of  Domtar
Corporation.

SECTION 2. DEFINITIONS

(a) Certain Definitions. Capitalized terms used herein without definition shall have the respective meanings set forth below:

“Act” means the Securities Exchange Act of 1934, as amended.
“Adjustment Event” has the meaning given in Section 4(d).
“Affiliate”  means,  (i)  for  purposes  of  Incentive  Stock  Options,  any  corporation  that  is  a  “parent  corporation”  (as  defined  in
Section 424(e) of the Code) or a “subsidiary corporation” (as defined in Section 424(e) of the Code) of the Company, and (ii)  for  all
other purposes, with respect to any person, any other person that (directly or indirectly) is controlled by, controlling or under common
control with such person.

“Award” means any grant or award made pursuant to Sections 5 through 10 inclusive.
“Award Agreement” means an agreement between the Company and a Participant, setting out the terms and conditions relating to an
Award granted under the Plan.
“Board of Directors” means the Board of Directors of the Company.

“Canadian Taxpayer” means a Participant liable to pay income taxes in Canada pursuant to the receipt of an Award under the Plan.
“Cause”  means  (i)  the  willful  failure  by  the  Participant  to  perform  substantially  his  duties  as  an  Employee  of  the  Company  or  any
Subsidiary (other than due to physical or mental illness), (ii) the Participant’s engaging in willful or serious misconduct that has caused
or could reasonably be expected to be injurious to the Company or any Subsidiary in any way, including, but not limited to, by way of
damage to their respective reputations or standings in their respective industries, (iii) the Participant’s breach of fiduciary duty or fraud
with respect to the Company or any Affiliate of the Company, (iv) the Participant’s having been indicted for or convicted of, or entered
a plea of guilty or nolo contendere to, a crime that constitutes a felony or (v) the breach by the Participant of any written covenant or
agreement with the Company or any Subsidiary not to disclose or misuse any information pertaining to, or misuse any property of, the
Company  or  any  Subsidiary  or  not  to  compete  or  interfere  with  the  company  or  any  Subsidiary;  (vi)  violation  of  any  written  policy,
program  or  code  of  the  Company  or  any  Subsidiary  or  (vii)  the  commission  by  the  Participant  of  an  act  of  fraud  or  embezzlement
against  the  Company  or  any  of  its  Subsidiaries;  provided  that  if  a  Participant  is  a  party  to  an  employment  or  individual  severance
agreement with an Employer that defines the term “Cause” then, with respect to any Award made to such Participant, “Cause” shall
have the meaning set forth in such employment or severance agreement. In addition, a Participant’s service shall be deemed to have
terminated for Cause if, after a Participant’s

1

 
 
service  has  terminated  (for  a  reason  other  than  Cause),  facts  and  circumstances  are  discovered  that  would  have  justified  a
termination for Cause.

“Change in Control” shall be deemed to have occurred if:

(i)  any  person  (within  the  meaning  of  Section  3(a)(9)  of  the  Securities  Exchange  Act  of  1934,  as  amended  (the  “Exchange Act”)),
including  any  group  (within  the  meaning  of  Rule  13d-5(b)  under  the  Exchange  Act),  but  excluding  any  of  the  Company,  any
Subsidiary  or  any  employee  benefit  plan  sponsored  or  maintained  by  the  Company  or  any  Subsidiary,  acquires  “beneficial
ownership”  (within  the  meaning  of  Rule  13d-3  under  the  Exchange  Act),  directly  or  indirectly,  of  securities  of  the  Company
representing 50% or more of the combined Voting Power (as defined below) of the Company’s securities;
(ii)  within  any  12-month  period,  the  persons  who  were  directors  of  the  Company  at  the  beginning  of  such  period  (the  “Incumbent
Directors”)  shall  cease  to  constitute  at  least  a  majority  of  the  Board  or  the  board  of  directors  of  any  successor  to  the  Company;
provided, however, that any director elected to the Board, or nominated for election, by a majority of the Incumbent Directors then
still in office shall be deemed to be an Incumbent Director for purposes of this subclause (ii); or

(iii) upon the consummation of a merger, consolidation, share exchange, division, sale or other disposition of all or substantially all of
the assets of the Company which has been approved by the shareholders of the Company (a “Corporate Event”), and immediately
following  the  consummation  of  which  the  stockholders  of  the  Company  immediately  prior  to  such  Corporate  Event  do  not  hold,
directly  or  indirectly,  a  majority  of  the  Voting  Power  of  (x)  in  the  case  of  a  merger  or  consolidation,  the  surviving  or  resulting
corporation,  (y)  in  the  case  of  a  share  exchange,  the  acquiring  corporation  or  (z)  in  the  case  of  a  division  or  a  sale  or  other
disposition of assets, each surviving, resulting or acquiring corporation which, immediately following the relevant Corporate Event,
holds  more  than  one-half  of  the  gross  fair  market  value  of  the  consolidated  assets  of  the  Company  immediately  prior  to  such
Corporate Event; provided, that if a Participant is a party to an employment or individual severance agreement with an Employer that
defines the term “Change in Control” then, with respect to any Award made to such Participant, “Change in Control” shall have the
meaning set forth in such employment or severance agreement.

“Change in Control Price” means the highest price per share of Stock offered in conjunction with any transaction resulting in a Change
in Control (as determined in good faith by the Committee if any part of the offered price is payable other than in cash) or, in the case of
a  Change  in  Control  occurring  solely  by  reason  of  a  change  in  the  composition  of  the  Board,  the  highest  Fair  Market  Value  of  the
Stock on any of the 30 trading days immediately preceding the date on which a Change in Control occurs.
“Code” means the Internal Revenue Code of 1986, as amended from time to time.

“Committee”  means  the  Human  Resources  Committee  of  the  Board  or  such  other  committee  of  the  Board  as  the  Board  shall
designate from time to time, consisting of two or more members, each of whom is an “independent” director under New York Stock
Exchange Listing requirements, a “Non-Employee Director” within the meaning of Rule 16b-3, as promulgated under the Act, and an
“outside director” within the meaning of section 162(m) of the Code and the Treasury Regulations promulgated thereunder.
“Company” means Domtar Corporation, a Delaware corporation, and any successor thereto.
“Covered Employee” means any “covered employee” as defined in Section 162(m)(3) of the Code.

2

 
 
“Deferred Share Unit” means a unit credited to a participant’s account in the books of the Company under Section 9 that represents
the right to receive cash or Stock equal to the Fair Market Value of one share of Stock on settlement of the account.

“.
“Disability”  means,  unless  another  definition  is  incorporated  into  the  applicable  Award  Agreement,  Disability  as  specified  under  the
Company’s  long-term  disability  insurance  policy  and  any  other  termination  of  a  Participant’s  employment  or  service  under  such
circumstances that the Committee determines to qualify as a Disability for purposes of this Plan; provided,  that  if  a  Participant  is  a
party to an employment or individual severance agreement with an Employer that defines the term “Disability” then, with respect to
any Award made to such Participant, “Disability” shall have the meaning set forth in such agreement; provided, further, that in the case
of any award subject to Section 409A of the Code, Disability shall have the meaning set forth in Section 409A of the Code.
“Dividend Equivalent” means the right, granted under Section 11 of the Plan, to receive payments in cash or in shares of Stock, based
on dividends with respect to shares of Stock.

“Elective Deferred Share Unit” shall have the meaning set forth in Section 9(a).
“Eligible Director” means a member of the Board who is not an Employee.
“Effective Date” means the date, following adoption of this Plan by the Board of Directors, on which this Plan is approved by a majority
of the votes cast at a duly constituted meeting of the shareholders of the Company.

Employee” means any officer or employee of the Company or any Subsidiary (as determined by the Committee in its sole discretion).

“Employer”  means  the  Company  and  any  Subsidiary,  and,  in  the  discretion  of  the  Committee,  may  also  mean  any  business
organization  that  is  an  Affiliate  (i.e.,  an  Affiliate  corporation  at  least  20%  of  whose  outstanding  voting  securities  are  owned  by  the
Company and its Subsidiaries).
“Executive Officer” means any “officer” within the meaning of Rule 16(a)-1(f) promulgated under the Act or any Covered Employee.
“Fair Market Value” means, on any date, the closing price of the Stock as reported on the consolidated tape of the New York Stock
Exchange (or on such other recognized quotation system on which the trading prices of the Stock are quoted at the relevant time) on
such date. In the event that there are no Stock transactions reported on such tape (or such other system) on such date, Fair Market
Value shall mean the closing price on the immediately preceding date on which Stock transactions were so reported.

“Freestanding SAR” means a stock appreciation right granted independently of any Options.
“Incentive Stock Option” means a stock option granted under Section 7 of the Plan that is designated as an Incentive Stock Option
that is intended to meet the requirements of Section 422 of the Code.
“New Employer” means, after a Change in Control, a Participant’s employer, or any direct or indirect parent or any direct or indirect
majority-owned subsidiary of such employer.

“Non-statutory Stock Option” means a stock option granted under Section 7 of the Plan that is not intended to be an Incentive Stock
Option.
“Non-U.S. Award” has the meaning given in Section 3(f).
“Option” means an Incentive Stock Option or a Non-statutory Stock Option.

3

 
 
 
“Participant” means an Employee or Eligible Director who is selected by the Committee to receive an Award under the Plan.

“Performance Award” means Performance Shares, Performance Units and all other Awards that vest (in whole or in part) upon the
achievement of specified Performance Goals.
“Performance Cycle” means the period of time selected by the Committee during which performance is measured for the purpose of
determining the extent to which a Performance Award has been earned or vested.
“Performance Goals”  means  the  objectives  established  by  the  Committee  for  a  Performance  Cycle  pursuant  to  Section  5(c)  for  the
purpose of determining the extent to which a Performance Award has been earned or vested.

“Performance Share” means an Award granted pursuant to Section 5 of the Plan of a contractual right to receive a share of Stock (or
the cash equivalent thereof) upon the achievement, in whole or in part, of the applicable Performance Goals.
“Performance Unit” means a dollar denominated unit (or a unit denominated in the Participant’s local currency) granted pursuant to
Section 5 of the Plan, payable upon the achievement, in whole or in part, of the applicable Performance Goals.
“Restriction Period” means the period of time selected by the Committee during which a grant of Restricted Stock, Restricted Stock
Units and Deferred Share Units, as the case may be, is subject to forfeiture and/or restrictions on transfer pursuant to the terms of the
Plan.

“Restricted Stock” means shares of Stock contingently granted to a Participant under Section 6 of the Plan.
“Restricted Stock Unit” means a stock denominated unit contingently awarded under Section 6 of the Plan.
“Retirement” means, unless another definition is incorporated into the applicable Award Agreement, a termination of the Participant’s
employment or service at or after the Participant reaches age 65 or the Participant reaches age 55 with at least 10 years of service;
provided that if a Participant is a party to an employment or individual severance agreement with an Employer that defines the term
“Retirement”  then,  with  respect  to  any  Award  made  to  such  Participant,  “Retirement”  shall  have  the  meaning  set  forth  in  such
employment or severance agreement.

“Section 409A of the Code” Section 409A of the Code and the applicable rules, regulations and guidance promulgated thereunder.

“Service” means, with respect to Employees, continued employment with the Company and its Subsidiaries or, with respect to Eligible
Directors, service on the Board of Directors.
“Service Award” means an Award that vests solely based on the passage of time or continued Service over a fixed period of time.
“Specified Award” means an Award of non-qualified deferred compensation within the meaning of and that is subject to Section 409A
of the Code.

“Specified  Change  in  Control”  means  (i)  a  Corporate  Event  in  which  the  stockholders  of  the  Company  immediately  prior  to  such
Corporate Event do not hold, directly or indirectly, at least 25% of the Voting Power of (x) in the case of a merger or consolidation, the
surviving or resulting corporation, (y) in the case of a share exchange, the acquiring corporation or (z) in the case of a division or a
sale  or  other  disposition  of  assets,  the  surviving,  resulting  or  acquiring  corporations  which,  immediately  following  the  relevant
Corporate Event, hold more than one-half of the gross fair market value of the consolidated assets of the Company

4

 
 
 
immediately prior to such Corporate Event; or (ii) the direct or indirect acquisition by any person (within the meaning of Section 3(a)(9)
of the Securities Exchange Act of 1934, as amended (the “Exchange Act”)), including any group (within the meaning of Rule 13d-5(b)
under the Exchange Act), but excluding any of the Company, any Subsidiary or any employee benefit plan sponsored or maintained
by the Company or any Subsidiary, of “beneficial ownership” (within the meaning of Rule 13d-3 under the Exchange Act) of securities
of the Company representing 75% or more of the combined Voting Power of the Company’s securities; in each case which is (x) a
Change in Control and (y) a “change in control” within the meaning of Section 409A of the Code.

“Specified Employee” means (i) if the Company has not adopted a specified employee policy, any Participant qualifying, on the date of
such Participant’s Termination of Service, as a “specified employee” as defined in Section 409A of the Code and (ii) if the Company
has in place a specified employee policy, any Participant qualifying as a “specified employee” under such policy as in effect on the
date of such Participant’s Termination of Service.
“Stock” means the common stock of the Company, par value $0.01 per share.
“Stock Appreciation Right” or “SAR” means the right to receive a payment from the Company in cash and/or shares of Stock equal to
the product of (i) the excess, if any, of the Fair Market Value of one share of Stock on the exercise date over a specified price fixed by
the Committee on the grant date, multiplied by (ii) a stated number of shares of Stock.

“Subplan” has the meaning given in Section 3(f).
“Subsidiary”  means  any  business  entity  in  which  the  Company  owns,  directly  or  indirectly,  fifty  percent  (50%)  or  more  of  the  total
combined voting power of all classes of stock entitled to vote, and any other business organization, regardless of form, in which the
Company possesses, directly or indirectly, 50% or more of the total combined equity interests in such organization.
“Termination for Business Reasons” means (i) termination of a Participant’s employment or service by the Participant’s Employer or
New Employer due to the fact that (x) the Employer or New Employer has ceased or intends to cease (A) to carry on the business or
function  for  the  purpose  of  which  the  Participant  was  employed  or  otherwise  provided  services,  or  (B)  to  carry  on  that  business  or
function  in  the  place  the  Participant  was  employed  or  otherwise  provided  services  or  (y)  the  requirements  of  that  business  (A)  for
employees  to  carry  out  work  of  a  particular  kind,  or  (B)  to  carry  out  the  work  in  the  place  where  the  Participant  was  employed  or
otherwise provided services, have ceased or diminished or are expected to cease or diminish, and, in each case, which is beyond the
Participant’s control (other than a termination for Cause or by reason of death, Retirement or Disability); (ii) termination of employment
or service by the Participant as a result of (x) the Employer or New Employer requiring the Participant to work in an office which is
more  than  75  miles  from  the  location  of  the  Employer’s  current  principal  executive  office  or  the  location  where  the  Participant  is
employed or otherwise provides services immediately prior to such termination (subject to such reasonable travel as the performance
of  Participant’s  duties  and  the  business  of  the  Employer  may  require),  or  (y)  a  material  diminution  in  Participant’s  compensation  or
duties; or (iii) in the case of a Participant who is a non-employee director, a termination of such Participant’s service as a director of
the Company or any successor entity thereto by the Company or any successor entity thereto (other than a termination by reason of
death, Retirement or Disability) in connection with a Change in Control.

“Termination of Service” means with respect to an Eligible Director, the date upon which such Eligible Director ceases to be a member
of  the  Board  and,  with  respect  to  an  Employee,  the  date  the  Participant  ceases  to  be  an  Employee,  including,  with  respect  to  the
provisions of

5

 
 
Section  9  applicable  to  a  Canadian  Taxpayer,  due  to  a  Termination  for  Business  Reasons;  provided,  that,  with  respect  to    any
Specified Award, Termination of Service shall mean “separation from service”, as defined in Section 409A of the Code and the rules,
regulations and guidance promulgated thereunder.

“Voting Power” when used in the definition of Change in Control shall mean such specified number of the Voting Securities as shall
enable the holders thereof to cast such percentage of all the votes which could be cast in an annual election of directors and “Voting
Securities” shall mean all securities of a company entitling the holders thereof to vote in an annual election of directors.

(b) Gender and Number. Except when otherwise indicated by the context, words in the masculine gender used in the Plan shall include the
feminine gender, the singular shall include the plural, and the plural shall include the singular.

(a) Eligibility.  Each  Employee  (including  any  officer  of  the  Company)  and  Eligible  Director  who,  in  the  opinion  of  the  Committee,  has  the
capacity to contribute to the successful performance of the Company, is eligible to be a Participant in the Plan.

(b) Power to Grant and Establish Terms of Awards. The Committee shall have the discretionary authority, subject to the terms of the Plan,
to determine the Employees and Eligible Directors, if any, to whom Awards shall be granted, the type or types of Awards to be granted, and
the terms and conditions of any and all Awards including, without limitation, the number of shares of Stock subject to an Award, the time or
times  at  which  Awards  shall  be  granted,  and  the  terms  and  conditions  of  applicable  Award  Agreements.  The  Committee  may  establish
different terms and conditions for different types of Awards, for different Participants receiving the same type of Award, and for the same
Participant for each type of Award such Participant may receive, whether or not granted at the same or different times.

(c) Administration. The Plan shall be administered by the Committee. The Committee shall have sole and complete authority and discretion
to adopt, alter and repeal such administrative rules, guidelines and practices governing the operation of the Plan as it shall from time to time
deem advisable, and to interpret the terms and provisions of the Plan. The Committee’s decisions (including any failure to make decisions)
shall be binding upon all persons, including the Company, shareholders, Employers and each Employee, Director, or Participant (or, in the
event of such Participant’s death, such Participant’s estate), and shall be given deference in any proceeding with respect thereto.

(d) Delegation by the Committee. The Committee may delegate to the Chief Executive Officer of the Company the power and authority to
make Awards to Participants who are not “insiders” subject to Section 16(b) of the Act, pursuant to such conditions and limitations as the
Committee may establish. The Committee may also appoint agents (who may be officers or employees of the Company) to assist in the
administration  of  the  Plan  and  may  grant  authority  to  such  persons  to  execute  agreements,  including  Award  Agreements,  or  other
documents  on  its  behalf.  All  expenses  incurred  in  the  administration  of  the  Plan,  including,  without  limitation,  for  the  engagement  of  any
counsel, consultant or agent, shall be paid by the Company.

(e) Restrictive Covenants and Other Conditions. Without limiting the generality of the foregoing, the Committee may condition the grant of
any Award under the Plan upon the Participant to whom such Award would be granted agreeing in writing to certain conditions (such as
restrictions  on  the  ability  to  transfer  the  underlying  shares  of  Stock)  or  covenants  in  favor  of  the  Company  and/or  one  or  more  Affiliates
thereof  (including,  without  limitation,  covenants  not  to  compete,  not  to  solicit  employees  and  customers  and  not  to  disclose  confidential
information, that may have effect

6

 
 
following  the  Termination  of  Service  and  after  the  Stock  subject  to  the  Award  has  been  transferred  to  the  Participant),  including,  without
limitation, the requirement that the Participant disgorge any profit, gain or other benefit received in respect of the Award prior to any breach
of any such covenant.

(f) Participants Based Outside the United States. To conform with the provisions of local laws and regulations, or with local compensation
practices and policies, in foreign countries in which the Company or any of its Subsidiaries or Affiliates operate, but subject to the limitations
set  forth  herein  regarding  the  maximum  number  of  shares  issuable  hereunder  and  the  maximum  award  to  any  single  Participant,  the
Committee  may  (i)  modify  the  terms  and  conditions  of  Awards  granted  to  Participants  employed  outside  the  United  States  (“Non-US
Awards”), (ii) establish subplans with modified exercise procedures and such other modifications as may be necessary or advisable under
the circumstances (“Subplans”), and (iii) take any action which it deems advisable to obtain, comply with or otherwise reflect any necessary
governmental regulatory procedures, exemptions or approvals with respect to the Plan. The Committee’s decision to grant Non-US Awards
or  to  establish  Subplans  is  entirely  voluntary,  and  at  the  complete  discretion  of  the  Committee.  The  Committee  may  amend,  modify  or
terminate any Subplans at any time, and such amendment, modification or termination may be made without prior notice to the Participants.
The Company, Subsidiaries, Affiliates and members of the Committee shall not incur any liability of any kind to any Participant as a result of
any change, amendment or termination of any Subplan at any time. The benefits and rights provided under any Subplan or by any Non-US
Award  (i)  are  wholly  discretionary  and,  although  provided  by  either  the  Company,  a  Subsidiary  or  Affiliate,  do  not  constitute  regular  or
periodic payments and (ii) are not to be considered part of the Participant’s salary or compensation under the Participant’s employment with
the  Participant’s  local  employer  for  purposes  of  calculating  any  severance,  resignation,  redundancy  or  other  end  of  service  payments,
vacation, bonuses, long-term service awards, indemnification, pension or retirement benefits, or any other payments, benefits or rights of
any kind. If a Subplan is terminated, the Committee may direct the payment of Non-US Awards (or direct the deferral of payments whose
amount shall be determined) prior to the dates on which payments would otherwise have been made, and, in the Committee’s discretion,
such payments may be made in a lump sum or in installments.

(a) Number. Subject in all cases to the provisions of this Section 4, the maximum number of shares of Stock that are available for Awards
shall be 4,000,000 shares of Stock. Notwithstanding the provisions of Section 4(b), the maximum number of shares of Stock that may be
issued in respect of Incentive Stock Options shall not exceed 4,000,000 shares. Shares of Stock may be made available from Stock held in
treasury or authorized but unissued shares of the Company not reserved for any other purpose.

(b) Canceled, Terminated, or Forfeited Awards, etc. Any shares of Stock subject to an Award which for any reason expires without having
been exercised, is canceled or terminated or otherwise is settled without the issuance of any Stock shall again be available for grant under
the  Plan.  If  a  Stock  Appreciation  Right  is  granted  in  tandem  with  an  Option  so  that  only  one  may  be  exercised  with  the  other  being
surrendered in such exercise in accordance with Section 8(b), the number of shares subject to the tandem Option and Stock Appreciation
Right shall only be taken into account once (and not as to both awards). Shares of Stock subject to Awards that are assumed, converted or
substituted pursuant to an Adjustment Event will not further reduce the maximum limitation set forth in Section 4(a).

(c) Individual Award Limitations. Subject to Sections 4(b) and 4(d), the following individual Award limits shall apply:

7

 
 
(i) No Participant may receive the right to more than 400,000 Performance Shares, shares of performance-based Restricted Stock and
Restricted Stock Units and performance-based Deferred Share Units under the Plan in any one year.

(ii) No Participant may receive the right to Performance Units under the Plan in any one year with a value of more than $10 million (or
the equivalent of such amount denominated in the Participant’s local currency).
(iii)  No  Participant  may  receive  Options,  SARs  or  any  other  Award  based  solely  on  the  increase  in  value  of  Stock  on  more  than
800,000 shares of Stock under the Plan in any one year.
(iv) The aggregate Fair Market Value of the shares with respect to which Incentive Stock Options are exercisable for the first time by a
Participant during any calendar year shall not exceed $100,000.

(v) No Eligible Director many receive Deferred Share Units, other than Elective Deferred Share Units, under the Plan in any one year
with a value of more than $500,000 (based upon the Fair Market Value of the underlying shares of Stock on the date of award).

(d) Adjustment  in  Capitalization.  The  number  and  kind  of  shares  of  Stock  available  for  issuance  under  the  Plan  and  the  number,  class,
exercise  price,  Performance  Goals  or  other  terms  of  any  outstanding  Award  shall  be  adjusted  by  the  Board  to  reflect  any  extraordinary
dividend,  stock  dividend,  stock  split  or  share  combination  or  any  recapitalization,  business  combination,  merger,  consolidation,  spin-off,
exchange  of  shares,  liquidation  or  dissolution  of  the  Company  or  other  similar  transaction  affecting  the  Stock  (any  such  transaction  or
event, an “Adjustment Event”) in such manner as it determines in its sole discretion.

(e)  Prohibition  Against  Repricing.  Except  to  the  extent  (i)  approved  in  advance  by  holders  of  a  majority  of  the  shares  of  the  Company
entitled to vote generally in the election of directors or (ii) as a result of any Adjustment Event, the Committee shall not have the power or
authority  to  reduce,  whether  through  amendment  or  otherwise,  the  exercise  price  of  any  outstanding  Option  or  base  price  of  any
outstanding Stock Appreciation Right or to grant any new Award, or make any cash payment, in substitution for or upon the cancellation of
Options or Stock Appreciation Rights previously granted. 
SECTION 5. PERFORMANCE SHARES AND PERFORMANCE UNITS

(a)  Generally.  The  Committee  shall  have  the  authority  to  determine  the  Participants  who  shall  receive  Performance  Shares  and
Performance Units, the number of Performance Shares and the number and value of Performance Units each Participant receives for each
or any Performance Cycle, and the Performance Goals applicable in respect of such Performance Shares and Performance Units for each
Performance Cycle. Any adjustments to such Performance Goals shall be approved by the Committee. The Committee shall determine the
duration  of  each  Performance  Cycle  (the  duration  of  Performance  Cycles  may  differ  from  each  other),  and  there  may  be  more  than  one
Performance Cycle in existence at any one time. Unless otherwise determined by the Committee, the Performance Cycle for Performance
Shares  and  Performance  Units  shall  be  three  years.  Performance  Shares  and  Performance  Units  shall  be  evidenced  by  an  Award
Agreement  that  shall  specify  the  number  of  Performance  Shares  and  the  number  and  value  of  Performance  Units  awarded  to  the
Participant,  the  Performance  Goals  applicable  thereto,  and  such  other  terms  and  conditions  not  inconsistent  with  the  Plan  as  the
Committee shall determine. No shares of Stock will be issued at the time an Award of Performance Shares is made, and the Company shall
not be required to set aside a fund for the payment of Performance Shares or Performance Units. No dividends shall be paid on unearned
Performance Shares.

8

 
 
(b) Earned Performance Shares and Performance Units. Performance Shares and Performance Units shall become earned, in whole or in
part, based upon the attainment of specified Performance Goals or the occurrence of any event or events, including a Change in Control,
as the Committee shall determine, either at or after the grant date. In addition to the achievement of the specified Performance Goals, the
Committee may, at the grant date, condition payment of Performance Shares and Performance Units on such conditions as the Committee
shall  specify.  The  Committee  may  also  require  the  completion  of  a  minimum  period  of  service  (in  addition  to  the  achievement  of  any
applicable Performance Goals) as a condition to the vesting of any Performance Share or Performance Unit Award.

(c)  Performance  Goals.  At  the  discretion  of  the  Committee,  Performance  Goals  may  be  based  on  the  total  return  to  the  Company’s
shareholders, inclusive of dividends paid, during the applicable Performance Cycle (determined either in absolute terms or relative to the
performance  of  one  or  more  similarly  situated  companies  or  a  published  index  covering  the  performance  of  a  number  of  companies),  or
upon the relative or comparative attainment of one or more of the following criteria, whether in absolute terms or relative to the performance
of one or more similarly situated companies or a published index covering the performance of a number of companies: operating earnings,
net  earnings,  income,  earnings  before  interest  and  taxes,  earnings  before  interest,  taxes,  depreciation  and  amortization,  return  on  the
Company’s  assets,  increase  in  the  Company’s  earnings  or  earnings  per  share,  revenue  growth,  share  price  performance,  return  on
invested capital, operating income, pre- or post-tax, income, net income, economic value added, cash flow, improvement in or attainment of
expense  levels,  improvement  in  or  attainment  of  working  capital  levels,  return  on  equity,  debt  reduction,  gross  profit,  market  share,  cost
reductions, workplace safety goals, workforce satisfaction and diversity goals, employee retention, completion of key projects, strategic plan
development and implementation and achievement of synergy targets, and, in the case of persons who are not Executive Officers, such
other criteria as may be determined by the Committee. Performance Goals may be established on a Company-wide basis or with respect to
one  or  more  business  units,  divisions,  Subsidiaries,  or  products.  When  establishing  Performance  Goals  for  a  Performance  Cycle,  the
Committee  may  exclude  any  or  all  “unusual  or  infrequently  occurring  items”  as  determined  under  U.S.  generally  accepted  accounting
principles and as identified in the financial statements, notes to the financial statements or management’s discussion and analysis in the
annual  report,  including,  without  limitation,  the  charges  or  costs  associated  with  closures  and  restructurings  of  the  Company  or  any
Employer,  discontinued  operations,  unusual  or  infrequently  occurring  items,  capital  gains  and  losses,  dividends,  share  repurchase,  other
unusual, infrequently occurring or non-recurring items, and the cumulative effects of accounting changes. Except in the case of Awards to
Executive Officers intended to be “other performance-based compensation” under Section 162(m)(4) of the Code, the Committee may also
adjust  the  Performance  Goals  for  any  Performance  Cycle  as  it  deems  equitable  in  recognition  of  unusual,  infrequently  occurring  or  non-
recurring events affecting the Company, changes in applicable tax laws or accounting principles, or such other factors as the Committee
may determine (including, without limitation, any adjustments that would result in the Company paying non-deductible compensation to a
Participant).

(d) Special Rule for Performance Goals. If, at the time of grant, the Committee intends a Performance Share Award, Performance Unit or
other Performance Award to qualify as “other performance based compensation” within the meaning of Section 162(m)(4) of the Code, the
Committee must establish Performance Goals for the applicable Performance Cycle no later than the 90th day after the Performance Cycle
begins  (or  by  such  other  date  as  may  be  required  under  Section  162(m)  of  the  Code)  but  not  later  than  the  date  on  which  25%  of  the
performance period has lapsed.

9

 
 
(e)  Negative  Discretion.  Notwithstanding  anything  in  this  Section  5  to  the  contrary,  the  Committee  shall  have  the  right,  in  its  absolute
discretion, (i) to reduce or eliminate the amount otherwise payable to any Participant under Section 5(h) based on individual performance or
any other factors that the Committee, in its discretion, shall deem appropriate and (ii) to establish rules or procedures that have the effect of
limiting the amount payable to each Participant to an amount that is less than the maximum amount otherwise authorized.

(f)  Affirmative  Discretion.  Notwithstanding  any  other  provision  in  the  Plan  to  the  contrary,  (including,  without  limitation,  the  maximum
amounts payable under Section 4(c)), but subject to the maximum number of shares available for issuance under Section 4(a) of the Plan,
the Committee shall have the right, in its discretion, to grant a bonus or Award in cash, in shares of Stock or in any combination thereof, to
any Participant who is not a Covered Employee for the year in which the amount paid would ordinarily be deductible by the Company for
federal income tax purposes in an amount up to the maximum bonus payable, based on individual performance or any other criteria that the
Committee deems appropriate.

(g) Certification of Attainment of Performance Goals. As soon as practicable after the end of a Performance Cycle and prior to any payment
or  vesting  in  respect  of  such  Performance  Cycle,  the  Committee  shall  certify  in  writing  the  number  of  Performance  Shares  or  other
Performance Awards and the number and value of Performance Units which have been earned or vested on the basis of performance in
relation to the established Performance Goals.

(h) Payment of Awards. Payment or delivery of Stock with respect to earned Performance Shares and earned Performance Units shall be
distributed  to  the  Participant  or,  if  the  Participant  has  died,  to  the  Participant’s  estate,  as  soon  as  practicable  after  the  expiration  of  the
Performance Cycle and the Committee’s certification under paragraph 5(g) above, provided that payment or delivery of Stock with respect
to earned Performance Shares and earned Performance Units shall not be distributed to a Participant until any other conditions on payment
of such Awards established by the Committee have been satisfied. The Committee shall determine whether earned Performance Shares
and the value of earned Performance Units are to be distributed in the form of cash, shares of Stock or in a combination thereof, with the
value  or  number  of  shares  payable  to  be  determined  based  on  the  Fair  Market  Value  of  the  Stock  on  the  date  of  the  Committee’s
certification  under  paragraph  5(g)  above.  The  Committee  shall  have  the  right  to  impose  whatever  conditions  it  deems  appropriate  with
respect  to  the  award  or  delivery  of  shares  of  Stock,  including  conditioning  the  vesting  of  such  shares  on  the  performance  of  additional
service.

(i) Newly  Eligible  Participants.  Notwithstanding  anything  in  this  Section  5  to  the  contrary,  the  Committee  shall  be  entitled  to  make  such
rules, determinations and adjustments as it deems appropriate with respect to any Participant who becomes eligible to receive Performance
Shares, Performance Units or other Performance Awards after the commencement of a Performance Cycle.

SECTION 6. RESTRICTED STOCK AND RESTRICTED STOCK UNITS

(a) Grant. Restricted Stock and Restricted Stock Units may be granted to Participants at such time or times as shall be determined by the
Committee. The grant date of any Restricted Stock or Restricted Stock Units under the Plan will be the date on which such Restricted Stock
or Restricted Stock Units are awarded by the Committee, or on such other date as the Committee shall determine. Restricted Stock and
Restricted Stock Units shall be evidenced by an Award Agreement that shall specify (i) the number of shares of Restricted Stock and the
number of Restricted Stock Units to be granted to each Participant, (ii) the Restriction Period(s) and (iii) such other terms and conditions,
including rights to dividends or Dividend Equivalents, not inconsistent

10

 
 
with the Plan as the Committee shall determine, including customary representations, warranties and covenants with respect to securities
law matters. Grants of Restricted Stock shall be evidenced by a bookkeeping entry in the Company’s records (or by such other reasonable
method as the Company shall determine from time to time). No shares of Stock will be issued at the time an Award of Restricted Stock
Units is made and the Company shall not be required to set aside a fund for the payment of any such Awards.

(b) Vesting.  Restricted  Stock  and  Restricted  Stock  Units  granted  to  Participants  under  the  Plan  shall  be  subject  to  a  Restriction  Period.
Except as otherwise determined by the Committee at or after grant, and subject to the Participant’s continued employment or service with
his or her Employer on such date, the Restriction Period with respect to Restricted Stock and Restricted Stock Units that vest solely based
on the passage of time shall lapse in four approximately equal installments on the first through fourth anniversaries of the grant date and
the  Restriction  Period  with  respect  to  performance-based  Restricted  Stock  and  Restricted  Stock  Units  shall  lapse,  to  the  extent
performance  goals  have  been  achieved,  three  years  after  the  grant  date,  in  each  case  in  accordance  with  the  schedule  provided  in
Participant’s restricted stock agreement. The Restriction Period may lapse with respect to portions of Restricted Stock and Restricted Stock
Units  on  a  pro  rata  basis,  or  it  may  lapse  at  one  time  with  respect  to  all  Restricted  Stock  and  Restricted  Stock  Units  in  an  Award.  The
Restriction Period shall also lapse, in whole or in part, upon the occurrence of any event or events, including a Change in Control, specified
in the Plan, or specified by the Committee, in its discretion, either at or after the grant date of the applicable Award. In its discretion, the
Committee may also establish performance-based vesting conditions with respect to Awards of Restricted Stock and Restricted Stock Units
(in lieu of, or in addition to, time-based vesting) based on one or more of the Performance Goals listed in Section 5(c); provided that any
Award of Restricted Stock or Restricted Stock Units made to any Executive Officer that is intended to qualify as “other performance based
compensation”  under  Section  162(m)  of  the  Code  shall  be  subject  to  the  same  restrictions  and  limitations  applicable  to  Awards  of
Performance Shares and Performance Units under Sections 5(d) and 5(g), during a Performance Cycle selected by the Committee. In no
case shall the vesting periods applicable to a Participant who is a Canadian Taxpayer exceed the restricted period under the Income Tax
Act (Canada).

(c) Settlement of Restricted Stock and Restricted Stock Units. At the expiration of the Restriction Period for any Restricted Stock Awards,
the  Company  shall  remove  the  restrictions  applicable  to  the  bookkeeping  entry  evidencing  the  Restricted  Stock  Awards,  and  shall,  upon
request, deliver the stock certificates evidencing such Restricted Stock Awards to the Participant or the Participant’s legal representative (or
otherwise evidence the issuance of such shares free of any restrictions imposed under the Plan). At the expiration of the Restriction Period
for any Restricted Stock Units, for each such Restricted Stock Unit, the Participant shall receive, in the Committee’s discretion, (i)  a  cash
payment equal to the Fair Market Value of one share of Stock as of such payment date, (ii) one share of Stock or (iii) any combination of
cash and shares of Stock.

SECTION 7. STOCK OPTIONS

(a) Grant.  Options  may  be  granted  to  Participants  at  such  time  or  times  as  shall  be  determined  by  the  Committee.  Except  as  otherwise
provided herein, the Committee shall have complete discretion in determining the number of Options, if any, to be granted to a Participant.
The grant date of an Option under the Plan will be the date on which the Option is awarded by the Committee, or such other date as the
Committee shall determine in its sole discretion. Each Option shall be evidenced by an Award Agreement that shall specify the exercise
price, the duration of the Option, the number of shares of Stock to which the Option pertains, the conditions upon which the Option or any
portion thereof shall become vested or exercisable and such other

11

 
 
terms and conditions not inconsistent with the Plan as the Committee shall determine, including customary representations, warranties and
covenants with respect to securities law matters.

(b) Exercise Price. The Committee shall establish the exercise price at the time each Option is granted, which price shall not be less than
100% of the Fair Market Value of the Stock on the date of grant. Notwithstanding the foregoing, if an Incentive Stock Option is granted to an
Employee who, at the time of grant, owns stock possessing more than 10% of the total combined voting power of all classes of stock of the
Company or any Affiliate thereof, the exercise price shall be at least 110% of the Fair Market Value of the Stock on the grant date.

(c) Vesting and Exercisability. Except as otherwise determined by the Committee at or after grant, and subject to the Participant’s continued
employment or service with his or her Employer on such date, each Option awarded to a Participant under the Plan shall become vested
and exercisable in accordance with the vesting schedule provided in the Participant’s option agreement, but in no event later than ten years
from the date of grant. Options awarded under the Plan may vest either on a cliff-vesting or a pro rata basis. Unless otherwise determined
by the Committee and specified in the Award Agreement evidencing the grant of Options, each Option shall become vested and exercisable
in four approximately equal installments on the first four anniversaries of the date of grant. Options may also become exercisable, in whole
or in part, upon the occurrence of any event or events, including a Change in Control, specified in the Plan, or specified by the Committee,
in its discretion, either at or after the grant date of the applicable Option. In its discretion, the Committee may also establish performance
conditions (in lieu of, or in addition to, time-based vesting) with respect to the exercisability of any Option. No Option shall be exercisable on
or  after  the  tenth  anniversary  of  its  grant  date.  The  Committee  may  impose  such  conditions  with  respect  to  the  exercise  of  Options,
including without limitation, any relating to the application of federal or state securities laws, as it may deem necessary or advisable.

d) Payment. No Stock shall be delivered pursuant to any exercise of an Option until payment in full of the exercise price therefor is received
by the Company. Such payment may be made (i) in cash or its equivalent, (ii) by exchanging shares of Stock owned by the optionee which
are not the subject of any pledge or other security interest, (iii) by a combination of the foregoing, provided that the combined value of all
cash and cash equivalents and the Fair Market Value of any such Stock so tendered to the Company, valued as of the date of such tender,
is at least equal to such exercise price, (iv) to the extent permitted by the Committee, through an arrangement with a broker approved by
the  Company  (or  through  an  arrangement  directly  with  the  Company)  whereby  payment  of  the  exercise  price  is  accomplished  with  the
proceeds of the sale of Stock or (v) to the extent permitted by the Committee, through net settlement in Stock. The Company may not make
a loan to a Participant to facilitate such Participant’s exercise of any of his or her Options or payment of taxes.

(e) Incentive  Stock  Option  Status.  Notwithstanding  anything  in  this  Plan  to  the  contrary,  no  term  of  this  Plan  relating  to  Incentive  Stock
Options  shall  be  interpreted,  amended  or  altered,  nor  shall  any  discretion  or  authority  granted  under  the  Plan  be  so  exercised,  so  as  to
disqualify the Plan under Section 422 of the Code.

SECTION 8. STOCK APPRECIATION RIGHTS

(a) Grant. Stock Appreciation Rights may be granted to Participants at such time or times as shall be determined by the Committee. Stock
Appreciation  Rights  may  be  granted  in  tandem  with  Options  which,  unless  otherwise  determined  by  the  Committee  at  or  after  the  grant
date, shall have substantially similar terms and conditions to such Options to the extent applicable, or may be granted on a freestanding
basis, not related to any Option. The grant date of any Stock

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Appreciation Right under the Plan will be the date on which the Stock Appreciation Right is awarded by the Committee or such other future
date  as  the  Committee  shall  determine  in  its  sole  discretion.  No  Stock  Appreciation  Right  shall  be  exercisable  on  or  after  the  tenth
anniversary  of  its  grant  date.  Stock  Appreciation  Rights  shall  be  evidenced  by  an  Award  Agreement,  whether  as  part  of  the  Award
Agreement  governing  the  terms  of  the  Options,  if  any,  to  which  such  Stock  Appreciation  Right  relates  or  pursuant  to  a  separate  Award
Agreement with respect to freestanding Stock Appreciation Rights, in each case containing such provisions not inconsistent with the Plan
as the Committee shall determine, including customary representations, warranties and covenants with respect to securities law matters.

(b) Vesting and Exercisability. Except as otherwise determined by the Committee at or after grant, and subject to the Participant’s continued
employment or service with his or her Employer on such date, each Stock Appreciation Right awarded to a Participant under the Plan shall
become vested and exercisable in accordance with the vesting schedule provided in the Participant’s Award Agreement, but in no event
later than ten years from the date of grant. Stock Appreciation Rights awarded under the Plan may vest either on a cliff-vesting or a pro rata
basis. Unless otherwise determined by the Committee and specified in the Award Agreement evidencing the grant of Freestanding SARs,
each Freestanding SAR shall become vested and exercisable in four approximately equal installments on the first four anniversaries of the
date of grant. Stock Appreciation Rights granted in tandem with an Option shall become vested and exercisable on the same date or dates
as  the  Options  with  which  such  Stock  Appreciation  Rights  are  associated  vest  and  become  exercisable.  Stock  Appreciation  Rights  may
also become exercisable, in whole or in part, upon the occurrence of any event or events, including a Change in Control, as specified in the
Plan,  or  specified  by  the  Committee,  in  its  discretion,  either  at  or  after  the  grant  date  of  the  applicable  Stock  Appreciation  Right.  In  its
discretion, the Committee may also establish performance conditions (in lieu of, or in addition to, time-based vesting) with respect to the
exercisability of any Stock Appreciation Rights. No Stock Appreciation Rights shall be exercisable on or after the tenth anniversary of their
grant  date.  The  Committee  may  impose  such  conditions  with  respect  to  the  exercise  of  Stock  Appreciation  Rights,  including  without
limitation,  any  relating  to  the  application  of  federal  or  state  securities  laws,  as  it  may  deem  necessary  or  advisable.  Stock  Appreciation
Rights  that  are  granted  in  tandem  with  an  Option  may  only  be  exercised  upon  the  surrender  of  the  right  to  exercise  such  Option  for  an
equivalent number of shares of Stock, and may be exercised only with respect to the shares of Stock for which the related Option is then
exercisable.

(c) Settlement. Subject to Section 13(a), upon exercise of a Stock Appreciation Right, the Participant shall be entitled to receive payment in
the  form,  determined  by  the  Committee,  of  cash  or  shares  of  Stock  having  a  Fair  Market  Value  equal  to  such  cash  amount,  or  a
combination of shares of Stock and cash having an aggregate value equal to such amount, determined by multiplying:

(i) any increase in the Fair Market Value of one share of Stock on the exercise date over the price fixed by the Committee on the grant
date of such Stock Appreciation Right, which may not be less than the Fair Market Value of a share of Stock on the grant date of such
Stock Appreciation Right, by

(ii) the number of shares of Stock with respect to which the Stock Appreciation Right is exercised;

provided, however, that on the grant date, the Committee may establish, in its sole discretion, a maximum amount per share which will be
payable upon exercise of a Stock Appreciation Right.

SECTION 9. DEFERRED SHARE UNITS

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(a)  Grant.  Freestanding  Deferred  Share  Units  may  be  granted  to  Participants  at  such  time  or  times  as  shall  be  determined  by  the
Committee  without  regard  to  any  election  by  the  Participant  to  defer  receipt  of  any  compensation  or  bonus  amount  payable  to  him.  The
grant  date  of  any  freestanding  Deferred  Share  Unit  under  the  Plan  will  be  the  date  on  which  such  freestanding  Deferred  Share  Unit  is
awarded by the Committee or on such other future date as the Committee shall determine in its sole discretion. In addition, on fixed dates
established by the Committee and subject to such terms and conditions as the Committee shall determine, the Committee may permit a
Participant to elect to defer receipt of all or a portion of his annual compensation and/or annual incentive bonus (“Deferred Annual Amount”)
payable by the Company or a Subsidiary and receive in lieu thereof an Award of elective Deferred Share Units (“Elective Deferred Share
Units”) equal to the greatest whole number which may be obtained by dividing (i) the amount of the Deferred Annual Amount, by (ii) the Fair
Market Value of one share of Stock on the date of payment of such compensation and/or annual bonus. Each Award of Deferred Share
Units shall be evidenced by an Award Agreement that shall specify (x) the number of shares of Stock to which the Deferred Share Units
pertain, (y) the time and form of payment of the Deferred Share Units and (z) such terms and conditions not inconsistent with the Plan as
the Committee shall determine, including customary representations, warranties and covenants with respect to securities law matters. Upon
the grant of Deferred Share Units pursuant to the Plan, the Company shall establish a notional account for the Participant and will record in
such account the number of Deferred Share Units awarded to the Participant. No shares of Stock will be issued to the Participant at the
time  an  award  of  Deferred  Share  Units  is  granted.  Deferred  Share  Units  may  become  payable  on  a  Change  in  Control,  Termination  of
Service or on a specified date or dates set forth in the Award Agreement evidencing such Deferred Share Units. Notwithstanding anything
in this Plan to the contrary, Deferred Share Units granted to a Participant who is a Canadian Taxpayer shall only be redeemable and the
value  thereof  payable  to  such  Participant  (or,  in  the  event  of  such  Participant’s  death,  such  Participant’s  estate)  upon  a  Termination  of
Service of such Participant (including due to death).

(b)  Rights  as  a  Stockholder.  The  Committee  shall  determine  whether  and  to  what  extent  Dividend  Equivalents  will  be  credited  to  the
account of, or paid currently to, a Participant receiving an Award of Deferred Share Units. Unless otherwise provided by the Committee at
or after the grant date, (i) any cash dividends or distributions credited to the Participant’s account shall be deemed to have been invested in
additional Deferred Share Units on the record date established for the related dividend or distribution in an amount equal to the greatest
whole number which may be obtained by dividing (A) the value of such dividend or distribution on the record date by (B) the Fair Market
Value of one share of Stock on such date, and such additional Deferred Share Unit shall be subject to the same terms and conditions as
are applicable in respect of the Deferred Share Unit with respect to which such dividends or distributions were payable, and (ii) if any such
dividends  or  distributions  are  paid  in  shares  of  Stock  or  other  securities,  such  shares  and  other  securities  shall  be  subject  to  the  same
vesting, performance and other restrictions as apply to the Deferred Share Unit with respect to which they were paid. A Participant shall not
have any rights as a stockholder in respect of Deferred Share Units awarded pursuant to the Plan (including, without limitation, the right to
vote on any matter submitted to the Company’s stockholders) until such time as the shares of Stock attributable to such Deferred Share
Units have been issued to such Participant or his estate. A Participant who is a Canadian Taxpayer shall not be considered the owner of the
Common Stock underlying Deferred Share Units granted to such Participant.

(c) Vesting.  Unless  the  Committee  provides  otherwise  at  or  after  the  grant  date,  the  portion  of  each  Award  of  Deferred  Share  Units  that
consists  of  freestanding  Deferred  Share  Units,  together  with  any  Dividend  Equivalents  credited  with  respect  thereto,  will  be  subject  to  a
Restriction Period. Except as otherwise determined by the Committee at the time of grant, and subject to the

14

 
 
Participant’s continued Service with his or her Employer on such date, the Restriction Period with respect to Deferred Share Units that vest
solely  based  on  the  passage  of  time  shall  lapse  in  four  approximately  equal  installments  on  the  first  through  fourth  anniversaries  of  the
grant date and the Restriction Period with respect to performance-based Deferred Share Units shall lapse, to the extent Performance Goals
have  been  achieved,  three  years  after  the  grant  date,  in  each  case  in  accordance  with  the  schedule  provided  in  Participant’s  Award
Agreement. The Restriction Period may lapse with respect to portions of Deferred Share Units on a pro rata basis, or it may lapse at one
time with respect to all Deferred Share Units in an Award. The Restriction Period shall also lapse, in whole or in part, upon the occurrence
of any event or events, including a Change in Control, specified in the Plan, or specified by the Committee, in its discretion, on the grant
date  of  the  applicable  Award.  In  its  discretion,  the  Committee  may  also  establish  performance-based  vesting  conditions  with  respect  to
Awards of Deferred Share Units (in lieu of, or in addition to, time-based vesting) based on one or more of the Performance Goals listed in
Section  5(c);  provided  that  any  Award  of  Deferred  Share  Units  made  to  any  Executive  Officer  that  is  intended  to  qualify  as  “other
performance based compensation” under Section 162(m) of the Code shall be subject to the same restrictions and limitations applicable to
Awards  of  Performance  Shares  and  Performance  Units  under  Sections  5(d)  and  5(g),  during  a  Performance  Cycle  selected  by  the
Committee. The portion of each Award of Deferred Share Units that consists of Elective Deferred Share Units, together with any Dividend
Equivalents  credited  with  respect  thereto,  shall  not  be  subject  to  any  Restriction  Period  and  shall  be  non-forfeitable  at  all  times.
Notwithstanding anything in this Plan to the contrary, Deferred Share Units granted to a Participant who is a Canadian Taxpayer shall only
be redeemable and the value thereof payable to such Participant (or in the event of death, such Participant’s estate) upon a Termination of
Service of such Participant (including due to death).

(d) Further Deferral Elections. A Participant may elect to further defer receipt of shares of Stock issuable in respect of Deferred Share Units
(or an installment of an Award) for a specified period or until a specified event, subject in each case to the Committee’s approval and to
such  terms  as  are  determined  by  the  Committee,  all  in  its  sole  discretion.  Subject  to  any  exceptions  adopted  by  the  Committee,  such
election must generally be made at least 12 months prior to the prior settlement date of such Deferred Share Units (or any such installment
thereof) whether pursuant to this Section 9 or Section 13 and must defer settlement for at least five years. A further deferral opportunity
does  not  have  to  be  made  available  to  all  Participants,  and  different  terms  and  conditions  may  apply  with  respect  to  the  further  deferral
opportunities made available to different Participants. This Section 9(d) shall not apply to Deferred Share Units granted to a Participant who
is a Canadian Taxpayer.

(e) Settlement. Subject to this Section 9 and Section 13, upon the date specified in the Award Agreement evidencing the Deferred Share
Units  (or,  in  the  case  of  a  Participant  who  is  a  Canadian  Taxpayer,  in  accordance  with  the  procedures  set  out  in  the  Award  Agreement
evidencing the Deferred Share Units) for each such Deferred Share Unit the Participant shall receive, in the Committee’s discretion, (i) a
cash payment equal to the Fair Market Value of one share of Stock as of such payment date, (ii) one share of Stock or (iii) any combination
of  cash  and  shares  of  Stock.  In  no  event  shall  any  payment  or  settlement  of  Deferred  Share  Units  granted  to  a  Participant  who  is  a
Canadian  Taxpayer  take  place  later  than  December  31  of  the  first  calendar  year  commencing  after  the  year  in  which  the  Termination  of
Service of such Participant takes place.

(a) Generally. The Committee may grant other stock-based Awards, including, but not limited to, the outright grant of Stock in satisfaction of
obligations of the Company or any Affiliate thereof under another compensatory plan, program or arrangement, modified Awards intended
to comply with or structured in accordance with the provisions of applicable non-U.S. law or practice, or the

15

 
 
sale of Stock, in such amounts and subject to such terms and conditions as the Committee shall determine, including, but not limited to, the
satisfaction of Performance Goals. Each other-stock based Award shall be evidenced by an Award Agreement that shall specify the terms
and  conditions  applicable  thereto.  Any  other  stock-based  Award  may  entail  the  transfer  of  actual  shares  of  Stock  or  the  payment  of  the
value  of  such  Award  in  cash  based  upon  the  value  of  a  specified  number  of  shares  of  Stock,  or  any  combination  of  the  foregoing,  as
determined  by  the  Committee.  The  terms  of  any  other  stock-based  Award  need  not  be  uniform  in  application  to  all  (or  any  class  of)
Participants, and each other stock-based award granted to any Participant (whether or not at the same time) may have different terms.

(b) Termination of Service. In addition to any other terms and conditions that may be specified by the Committee, each other stock-based
award shall specify the impact of a Termination of Service upon the rights of a Participant in respect of such Award. At the discretion of the
Committee, such conditions may be the same as apply with respect to Restricted Stock or Restricted Stock Units, or may contain terms that
are more or less favorable to the Participant.

SECTION 11. DIVIDEND EQUIVALENTS

(a)  Generally.  Dividend  Equivalents  may  be  granted  to  Participants  at  such  time  or  times  as  shall  be  determined  by  the  Committee;
provided  that  no  Dividend  Equivalents  shall  be  paid  with  respect  to  any  unearned  Performance  Shares  or  Performance  Units.  Dividend
Equivalents may be granted in tandem with other Awards, in addition to other Awards, or freestanding and unrelated to other Awards.  The
grant date of any Dividend Equivalents under the Plan will be the date on which the Dividend Equivalent is awarded by the Committee, or
such other date as the Committee shall determine in its sole discretion. Dividend Equivalents shall be evidenced in writing, whether as part
of  the  Award  Agreement  governing  the  terms  of  the  Award,  if  any,  to  which  such  Dividend  Equivalent  relates,  or  pursuant  to  a  separate
Award  Agreement  with  respect  to  freestanding  Dividend  Equivalents,  in  each  case,  containing  such  provisions  not  inconsistent  with  the
Plan  as  the  Committee  shall  determine,  including  customary  representations,  warranties  and  covenants  with  respect  to  securities  law
matters.

SECTION 12. TERMINATION OF EMPLOYMENT OR SERVICE.

(a) Termination Due to Death. Unless otherwise determined by the Committee at or after the time the Award is granted and set forth in the
Award Agreement covering such Award, if a Participant’s employment or service terminates due to the Participant’s death:

(i) With respect to Performance Awards, the Participant’s estate shall be entitled to a distribution of, and such Performance Awards
shall  be  deemed  immediately  vested  to  the  extent  of,  the  same  number  or  value  of  Performance  Awards  (without  pro-ration)  that
would  have  been  payable  for  the  Performance  Cycle  had  his  or  her  Service  continued  until  the  end  of  the  applicable  Performance
Cycle  as  if  target  performance  levels  had  been  achieved.  Any  Stock  issuable  in  respect  of  such  Performance  Awards  or  value  of
Performance Awards payable in cash that become payable in accordance with the preceding sentence shall be paid on the earlier of
(x) the date the Performance Award would have been paid had the Participant remained in Service through the original payment date
and (y) January 31 of the year following the Participant’s death.
(ii) All Service Awards shall immediately vest.

(iii) All Service Awards (other than Options and SARs) shall be paid on the earlier of (x) the date the Award would have been paid had
the Participant remained in Service through the original payment date and (y) January 31 of the year following the Participant’s death.

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(iv)  All  Options  and  SARs  shall  remain  outstanding  until  the  first  anniversary  of  the  date  of  death  or  the  Award’s  normal  expiration
date, whichever is earlier, after which any unexercised Options and SARs shall immediately terminate.

(b) Termination Due to Disability. Unless otherwise determined by the Committee at or after the time the Award is granted and set forth in
the Award Agreement covering such Award, if a Participant’s employment or service terminates due to the Participant’s Disability:

(i) With respect to Performance Awards, the Participant shall be entitled to a distribution of, and such Performance Awards shall be
deemed vested to the extent of, the same number or value of Performance Awards (without pro-ration) that would have been payable
for the Performance Cycle had his or her Service continued until the end of the applicable Performance Cycle, subject to satisfaction
of the applicable Performance Goals. Any Stock issuable in respect of Performance Awards or value of Performance Awards payable
in cash that become payable in accordance with the preceding sentence shall be paid at the same time as the Awards are paid to
other Participants (or at such earlier time as the Committee may permit).
(ii) All Service Awards shall immediately vest.
(iii) All Service Awards (other than Options and SARs) shall be paid on the earlier of (x) the date the Award would have been paid had
the Participant remained in Service through the original payment date and (y) January 31 of the year following the Participant’s date of
termination due to Disability.

(iv)  All  Options  and  SARs  shall  remain  outstanding  until  the  first  anniversary  of  the  date  of  termination  or  the  Award’s  normal
expiration date, whichever is earlier, after which any unexercised Options and SARs shall immediately terminate.

(c) Retirement. Unless otherwise determined by the Committee at or after the grant date and set forth in the Award Agreement covering
such Award, if a Participant’s Service terminates due to the Participant’s Retirement,

(i) With respect to Performance Awards, the Participant shall be entitled to a distribution of, and such Performance Awards shall be
deemed vested to the extent of, the number or value of Performance Awards that would have been payable for the Performance Cycle
had  his  or  her  Service  continued  until  the  end  of  the  applicable  Performance  Cycle,  subject  to  satisfaction  of  the  applicable
Performance Goals, multiplied by a fraction, the numerator of which is the number of days elapsed from the commencement of the
Performance Cycle through the date of his or her Retirement and the denominator of which is the number of days in the Performance
Cycle, and the remainder of each such Performance Award shall be forfeited and canceled as of the date of such Retirement. Any
Stock  issuable  in  respect  of  Performance  Awards  or  value  of  Performance  Awards  payable  in  cash  that  become  payable  in
accordance with the preceding sentence shall be paid at the same time as the Performance Awards are paid to other Participants (or
at such earlier time as the Committee may permit).
(ii) With respect to Service Awards, such Service Awards shall be deemed vested to the extent of, or the Restricted Period shall lapse
with respect to, as applicable, the number of shares of Stock subject to such Service Award multiplied by a fraction, the numerator of
which is the number of days elapsed from the date of grant of the Service Award through the date of his or her Retirement and the
denominator  of  which  is  the  number  of  days  from  the  grant  date  of  the  Service  Award  to  the  date  such  Service  Award  would  have
vested  had  the  Participant’s  Service  continued  through  the  original  service  period,  and  the  remainder  of  each  such  Award  shall  be
forfeited and canceled as of the date of such Retirement.

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(iii) Vested Service Awards (other than Options and SARs) shall be paid on the earlier of (x) the date the Service Award would have
been paid (or the Restricted Period would have lapsed) had the Participant remained in Service through the original payment date and
(y) January 31 of the year following the Participant’s Termination of Service.

Notwithstanding anything to the contrary contained in this Plan, if the Award is a Specified Award and the Participant is a Specified
Employee,  and  a  Vested  Award  would  otherwise  be  paid  to  the  Participant  pursuant  to  and  on  the  date  specified  in  clause  (iii)(y)
above, any such payment required to be made to such Participant under this Plan upon or following the Participant’s Termination of
Service shall be delayed until six months after the Participant’s Termination of Service (or, if earlier, upon the Participant’s death) to
the extent necessary to comply with, and avoid imposition on the Participant of any tax penalty imposed under, Section 409A of the
Code.  Should  payments  be  delayed  in  accordance  with  the  preceding  sentence,  the  accumulated  payment  that  would  have  been
made but for the period of the delay shall be paid in a single lump sum as soon as administratively practicable following the six month
anniversary of the Participant’s Termination of Service, and not later than 90 days after such six month anniversary.
(iv) All vested Options and SARs shall remain outstanding until the fifth anniversary of the date of termination or the Award’s normal
expiration date, whichever is earlier, after which any unexercised Options and SARs shall immediately terminate.
(v)  The  Committee  may  condition  the  vesting,  distribution,  exercise  or  continuation  of  such  Awards  following  Retirement  on  the
Participant’s  refraining  from  engaging  in  conduct  that  is  detrimental  to  the  Company  (such  as  competing  with  the  Company  or
soliciting employees or customers of the Company) following Retirement.

(d) Termination for Cause. Unless otherwise determined by the Committee at or after the grant date and set forth in the Award Agreement
covering such Award, if a Participant’s employment or service terminates for Cause, all Options and SARs, whether vested or unvested,
and all other Awards that are unvested, unexercisable or with respect to which the Restricted Period has not lapsed shall be immediately
forfeited and canceled, effective as of the date of the Participant’s Termination of Service.

(e) Involuntary Termination for any Other Reason. Unless otherwise determined by the Committee at or after the time the Award is granted
and set forth in the Award Agreement covering such Award, if a Participant’s employment or service is terminated by the Company for any
reason other than death, Disability, Retirement or Cause,

(i) all Performance Awards for which the Performance Cycle has been completed and which are earned but unpaid as of the date of
Termination of Service shall be paid at the same times as the Performance Award is paid to other Participants, and all other Awards
that  are  unvested,  unexercisable  or  with  respect  to  which  the  Restricted  Period  has  not  lapsed  shall  be  immediately  forfeited  and
canceled as of the date of Termination of Service.
(ii) All vested Options and SARs shall remain outstanding until the 90th day after of the date of Termination of Service or the Award’s
normal expiration date, whichever is earlier, after which any unexercised Options and SARs shall immediately terminate.

(f) Voluntary Termination by the Participant. Unless otherwise determined by the Committee at or after the time the Award is granted and
set forth in the Award Agreement covering such Performance Shares or Performance Units, if a Participant terminates his or her Service
with  the  Company  (other  than  by  reason  of  death,  Disability  or  Retirement),  all  Options  and  SARs,  whether  vested  or  unvested,  and  all
other Awards that are unvested, unexercisable or with respect to

18

 
 
which  the  Restricted  Period  has  not  lapsed  shall  be  immediately  forfeited  and  canceled,  effective  as  of  the  date  of  the  Participant’s
Termination of Service.

(g)  Termination  in  Connection  with  a  Change  in  Control.  Notwithstanding  anything  to  the  contrary  in  this  Section  12,  Section  13  shall
determine the treatment of Awards upon a Change in Control.

SECTION 13. CHANGE IN CONTROL

(a) Change in Control. Unless otherwise determined by the Committee, as otherwise provided in an Award Agreement, or as provided in
Section 13(b) or 13(d), in the event of a Change in Control,

(i) no cancellation, termination, acceleration of exercisability or vesting, lapse of any Restriction Period or settlement or other payment
shall occur with respect to any such outstanding Awards, provided that such outstanding Awards shall be honored or assumed, or new
rights substituted therefor (such honored, assumed or substituted Award, an “Alternative Award”) by the New Employer, provided that
any Alternative Award must:

(A) be based on shares of Stock that are traded on an established U.S. securities market;
(B) provide the Participant (or each Participant in a class of Participants) with rights and entitlements substantially equivalent to or
better  than  the  rights,  terms  and  conditions  applicable  under  such  Award,  including,  but  not  limited  to,  an  identical  or  better
exercise or vesting schedule and identical or better timing and methods of payment;

(C) have substantially equivalent economic value to such Award (determined at the time of the Change in Control); and
(D)  have  terms  and  conditions  which  provide  that  in  the  event  that  the  Participant  suffers  a  Termination  for  Business  Reasons
within 24 months after the occurrence of a Change in Control:

(I) all outstanding Service Awards held by a terminated Participant shall become vested and exercisable and the Restriction
Period on all such outstanding Service Awards shall lapse;

(II) each outstanding Performance Award held by a terminated Participant (a) with a Performance Cycle in progress at the
time  of  the  Termination  for  Business  Reasons,  shall  be  deemed  to  be  earned  and  become  vested  and/or  paid  out  in  an
amount  equal  to  the  product  of  (u)  such  Participant’s  target  award  opportunity  with  respect  to  such  Award  for  the
Performance  Cycle  in  question  and  (v)  the  greater  of  the  level  of  actual  achievement  of  the  Performance  Goals  (which
Performance Goals shall be adjusted, if necessary or appropriate, to reflect the portion of the Performance Cycle that has
been completed) as of the date of the Change in Control and as of the last day of the fiscal quarter ended on or immediately
prior to the date of Termination of Service, (b) with a completed Performance Cycle as of the date of either the Change in
Control or the Termination for Business Reasons shall be deemed to be earned and become vested and/or paid out in an
amount  equal  to  the  product  of  (w)  such  Participant’s  target  award  opportunity  with  respect  to  such  Award  for  the
Performance  Cycle  in  question  and  (x)  the  actual  level  of  achievement  of  the  Performance  Goals,  and  (c)  with  a
Performance Cycle that has not yet commenced at the time of the Termination for Business Reasons, shall be deemed to be
earned  and  become  vested  and/or  paid  out  in  an  amount  equal  to  the  product  of  (y)  such  Participant’s  target  award
opportunity  with  respect  to  such  Award  for  the  Performance  Cycle  in  question  and  (z)    100%  and  (unless  determined
otherwise by the Committee) the portion of any Performance Award that

19

 
 
does not vest in accordance with this paragraph shall be forfeited and canceled without any payment therefor as of the date
of Termination of Service; and

(III)  notwithstanding  anything  in  this  Section  13(a)(i)(D),  with  respect  to  any  Award  granted  during  the  year  in  which  the
Change  in  Control  occurs,  unless  otherwise  determined  by  the  Committee  prior  to  the  Change  in  Control,  the  number  of
outstanding Awards held by a terminated Participant that shall become vested and exercisable, the number of Awards with
respect  to  which  the  Restriction  Period  shall  lapse  and/or  the  number  of  Awards  that  shall  be  earned  and  become  vested
and/or paid out, as applicable, shall be multiplied by a fraction, the numerator of which is the number of days elapsed from
the  first  day  of  the  calendar  year  in  which  the  Change  in  Control  occurs  (or,  if  later,  the  date  the  Participant  commenced
Service) through the date of the Participant’s Termination of Service and the denominator of which is the number of days in
such  calendar  year  and  (unless  determined  otherwise  by  the  Committee)  the  remainder  of  each  such  Award  shall  be
forfeited and canceled without any payment therefor as of the date of Termination of Service.

(IV) Payments. To the extent permitted under Section 15(l), all amounts payable hereunder shall be payable in full, as soon
as reasonably practicable, but in no event later than 10 business days, following termination.

(ii)  with  respect  to  Awards  other  than  Specified  Awards,  if  no  Alternative  Awards  are  available,  then  immediately  prior  to  the
consummation of the transaction constituting the Change in Control, (A) all unvested Service Awards shall vest and the Restriction
Period on all such outstanding Service Awards shall lapse; (B) (1) each outstanding Performance Award with a Performance Cycle in
progress or a completed Performance Cycle at the time of the Change in Control shall be deemed to be earned and become vested
and/or paid out in an amount equal to the product of (w) such Participant’s target award opportunity with respect to such Award for the
Performance  Cycle  in  question  and  (x)  the  level  of  actual  achievement  of  the  Performance  Goals  as  of  the  date  of  the  Change  in
Control (which Performance Goals shall be adjusted, if necessary or appropriate, to reflect the portion of the Performance Cycle that
has been completed), (2) each outstanding Performance Award with a Performance Cycle that has not commenced at the time of the
Change  in  Control  shall  be  deemed  to  be  earned  and  become  vested  and/or  paid  out  in  an  amount  equal  to  product  of  (y)  such
Participant’s  target  award  opportunity  with  respect  to  such  Award  for  the  Performance  Cycle  in  question  and  (z)  100%,  and  (3)  all
other Performance Awards shall lapse and be canceled and forfeited upon consummation of the Change in Control; and (C) shares of
Stock  underlying  all  Restricted  Stock,  Restricted  Stock  Units,  Performance  Shares,  Performance  Units,  Deferred  Share  Units  and
other  stock-based  Awards  that  are  vested  or  for  which  the  Restricted  Period  has  lapsed  (as  provided  in  this  Section  13(a)  or
otherwise)  shall  be  issued  or  released  to  the  Participant  holding  such  Award.    Notwithstanding  the  foregoing,  with  respect  to  any
Award  granted  during  the  year  in  which  the  Change  in  Control  occurs,  unless  otherwise  determined  by  the  Committee  prior  to  the
Change in Control, the number of outstanding Awards that shall become vested and exercisable, with respect to which the Restriction
Period  shall  lapse,  and/or  that  shall  be  earned  and  become  vested  and/or  paid  out,  as  applicable,  as  provided  above  shall  be
multiplied  by  a  fraction,  the  numerator  of  which  is  the  number  of  days  elapsed  from  the  first  day  of  the  calendar  year  in  which  the
Change in Control occurs (or, if later, the date the Participant commenced Service) through the date of the Change in Control and the
denominator  of  which  is  the  number  of  days  in  such  calendar  year,  and  (unless  determined  otherwise  by  the  Committee)  the
remainder of each such Award shall be forfeited and

20

 
 
canceled without any payment therefor as of the date of the Change in Control.
(iii) with respect to Specified Awards, in the event of a Change in Control that is not a Specified Change in Control, if no Alternative
Awards are available, or Alternative Awards may not be issued in a manner that complies with Section 409A of the Code or without
the imposition of any additional taxes or interest under Section 409A of the Code, the Committee, as constituted immediately prior to
the  Change  in  Control,  may  determine  that  Awards  may  be  settled  through  a  cash  payment  equal  to  the  Change  in  Control  Price
multiplied by the number of vested Awards (reduced by any required exercise price) plus interest from the later of the vesting date and
the  Change  in  Control  through  the  date  of  payment  at  a  rate  determined  by  the  Committee  as  constituted  immediately  prior  to  the
Change in Control to the extent to that such settlement shall not subject the Participant holding such Award to any additional taxes or
interest under Section 409A of the Code or in such other manner that shall comply with Section 409A of the Code.

(b) Specified Change in Control. Unless otherwise determined by the Committee at or prior to the time of grant or as otherwise provided in
an Award Agreement entered into after November 3, 2008, notwithstanding anything in this Plan with respect to any Specified Awards, in
the event of a Specified Change in Control then all of the Specified Awards shall be subject to the treatment provided in Section 13(a)(ii) as
if they were Awards other than Specified Awards (it being understood for this purpose that Alternative Awards shall be deemed unavailable
for such Specified Awards). Unless otherwise determined by the Committee at or prior to the time of grant or as otherwise provided in an
Award Agreement entered into after November 3, 2008, in each case in compliance with Section 409A of the Code, no other Change in
Control shall trigger any payment, issuance, release or settlement of a Specified Award.

(c) Termination for Business Reasons Prior to a Change in Control. Unless otherwise determined by the Committee at or after the time of
grant, any Participant whose employment or service is terminated due to a Termination for Business Reasons within 3 months prior to the
occurrence  of  a  Change  in  Control  shall  be  treated,  solely  for  the  purposes  of  this  Plan  (including,  without  limitation,  this  Section  13)  as
continuing  in  the  Company’s  employment  or  service  until  the  occurrence  of  such  Change  in  Control,  and  to  have  been  terminated
immediately thereafter.

(d)  Committee  Discretion.  Notwithstanding  anything  in  this  Section  13  to  the  contrary,  except  as  otherwise  provided  in  an  Award
Agreement, if the Committee as constituted immediately prior to the Change in Control determines in its sole discretion, then all Awards
shall be canceled in exchange for a cash payment equal to (x)(A) in the case of Option and SAR Awards that are vested (as provided in
Section 13(a) or otherwise), the excess, if any, of the Change in Control Price over the exercise price for such Option or SAR and (B) in the
case  of  all  other  Awards  that  are  vested  or  for  which  the  Restricted  Period  has  lapsed  (as  provided  in  Section  13(a)  or  otherwise),  the
Change in Control Price, multiplied by (y) the aggregate number of shares of Common Stock covered by such Award, provided, however,
that no Specified Award shall be cancelled in exchange for a cash payment unless the Change in Control is a Specified Change in Control
or such payment may be made without the imposition of any additional taxes or interest under Section 409A of the Code. The Committee
may, in its sole discretion, accelerate the exercisability or vesting or lapse of any Restriction Period with respect to all or any portion of any
outstanding Award immediately prior to the consummation of the transaction constituting the Change in Control, provided, however, that no
such acceleration or vesting or lapse may be exercised with respect to any Specified Award to the extent that such exercise would result in
the imposition of any additional tax, interest or penalty under Section 409A of the Code.

21

 
 
SECTION 14. EFFECTIVE DATE, AMENDMENT, MODIFICATION, AND TERMINATION OF THE PLAN

The Plan shall be effective on the Effective Date, and shall continue in effect, unless sooner terminated pursuant to this Section 14, until the
tenth  anniversary  of  the  Effective  Date.  The  Board  of  Directors  or  the  Committee  may  at  any  time  in  its  sole  discretion,  for  any  reason
whatsoever,  terminate  or  suspend  the  Plan,  and  from  time  to  time,  subject  to  obtaining  any  regulatory  approval,  including  that  of  the
New  York  Stock  Exchange  and  the  Toronto  Stock  Exchange,  if  applicable,  may  amend  or  modify  the  Plan;  provided  that  without  the
approval by a majority of the votes cast at a duly constituted meeting of shareholders of the Company, no amendment or modification to the
Plan  may  (i)  materially  increase  the  benefits  accruing  to  Participants  under  the  Plan,  (ii)  except  as  otherwise  expressly  provided  in
Section  4(d),  increase  the  number  of  shares  of  Stock  subject  to  the  Plan  or  the  individual  Award  limitations  specified  in  Section  4(c),
(iii) modify the class of persons eligible for participation in the Plan (iv) allow Options to be issued with an exercise price below Fair Market
Value on the date of grant (v) extend the term of any Award granted under the Plan beyond its original expiry date or (vi) materially modify
the Plan in any other way that would require shareholder approval under any regulatory requirement that the Committee determines to be
applicable, including, without limitation, the rules of the New York Stock Exchange and the Toronto Stock Exchange. Notwithstanding any
provisions of the Plan to the contrary, neither the Board of Directors nor the Committee may, without the consent of the affected Participant,
amend, modify or terminate the Plan in any manner that would adversely affect any Award theretofore granted under the Plan or result in
the imposition of an additional tax, interest or penalty under Section 409A of the Code.

SECTION 15. GENERAL PROVISIONS

(a) Withholding.  The  Employer  shall  have  the  right  to  deduct  from  all  amounts  paid  to  a  Participant  in  cash  (whether  under  this  Plan  or
otherwise) any amount of taxes required by law to be withheld in respect of Awards under this Plan as may be necessary in the opinion of
the Employer to satisfy tax withholding required under the laws of any country, state, province, city or other jurisdiction, including but not
limited to income taxes, capital gains taxes, transfer taxes, and social security contributions that are required by law to be withheld. In the
case  of  payments  of  Awards  in  the  form  of  Stock,  at  the  Committee’s  discretion,  the  Participant  shall  be  required  to  either  pay  to  the
Employer the amount of any taxes required to be withheld with respect to such Stock or, in lieu thereof, the Employer shall have the right to
retain (or the Participant may be offered the opportunity to elect to tender) the number of shares of Stock whose Fair Market Value equals
such amount required to be withheld.

(b)  Nontransferability  of  Awards.  Except  as  provided  herein  or  in  an  Award  Agreement,  no  Award  may  be  sold,  assigned,  transferred,
pledged or otherwise encumbered except by will or the laws of descent and distribution; provided that the Committee may permit (on such
terms  and  conditions  as  it  shall  establish)  a  Participant  to  transfer  an  Award  for  no  consideration  to  the  Participant’s  child,  stepchild,
grandchild,  parent,  stepparent,  grandparent,  spouse,  former  spouse,  sibling,  niece,  nephew,  mother-in-law,  father-in-law,  son-in-law,
daughter-in-law, brother-in-law, or sister-in-law, including adoptive relationships, any person sharing the Participant’s household (other than
a tenant or employee), a trust in which these persons have more than fifty percent of the beneficial interest and any other entity in which
these persons (or the Participant) own more than fifty percent of the voting interests (“Permitted Transferees”). No amendment to the Plan
or to any Award shall permit transfers other than in accordance with the preceding sentence. Any attempt by a Participant to sell, assign,
transfer, pledge or encumber an Award without complying with the provisions of the Plan shall be void and of no effect. Except to the extent
required by law, no right or interest of any Participant shall be subject to any lien, obligation or liability of the

22

 
 
Participant. All rights with respect to Awards granted to a Participant under the Plan shall be exercisable during the Participant’s lifetime
only  by  such  Participant  or,  if  applicable,  his  or  her  Permitted  Transferee(s).  The  rights  of  a  Permitted  Transferee  shall  be  limited  to  the
rights conveyed to such Permitted Transferee, who shall be subject to and bound by the terms of the agreement or agreements between
the Participant and the Company.

(c) No Limitation on Compensation. Nothing in the Plan shall be construed to limit the right of the Company to establish other plans or to
pay compensation to its Employees, in cash or property, in a manner which is not expressly authorized under the Plan.

(d) No  Right  to  Employment.  No  person  shall  have  any  claim  or  right  to  be  granted  an  Award,  and  the  grant  of  an  Award  shall  not  be
construed as giving a Participant the right to be retained in the employ of the Employer. The grant of an Award hereunder, and any future
grant of Awards under the Plan is entirely voluntary, and at the complete discretion of the Company. Neither the grant of an Award nor any
future  grant  of  Awards  by  the  Company  shall  be  deemed  to  create  any  obligation  to  grant  any  further  Awards,  whether  or  not  such  a
reservation is explicitly stated at the time of such a grant. The Plan shall not be deemed to constitute, and shall not be construed by the
Participant to constitute, part of the terms and conditions of employment and participation in the Plan shall not be deemed to constitute, and
shall  not  be  deemed  by  the  Participant  to  constitute,  an  employment  or  labor  relationship  of  any  kind  with  the  Company.  The  Employer
expressly  reserves  the  right  at  any  time  to  dismiss  a  Participant  free  from  any  liability,  or  any  claim  under  the  Plan,  except  as  provided
herein and in any agreement entered into with respect to an Award. The Company expressly reserves the right to require, as a condition of
participation in the Plan, that Award recipients agree and acknowledge the above in writing. Further, the Company expressly reserves the
right  to  require  Award  recipients,  as  a  condition  of  participation,  to  consent  in  writing  to  the  collection,  transfer  from  the  Employer  to  the
Company and third parties, storage and use of personal data for purposes of administering the Plan.

(e) No  Rights  as  Shareholder.  Subject  to  the  provisions  of  the  applicable  Award  contained  in  the  Plan  and  in  the  Award  Agreement,  no
Participant,  or  Permitted  Transferee  or,  in  the  event  of  such  Participant’s  death,  such  Participant’s  estate)shall  have  any  rights  as  a
shareholder with respect to any shares of Stock to be distributed under the Plan until he or she has become the holder thereof. 
(f) Forfeiture  for  Financial  Reporting  Misconduct;  Other  Compensation  Clawbacks.  If  the  Company  is  required  to  prepare  an  accounting
restatement  due  to  material  noncompliance  by  the  Company  with  any  financial  reporting  requirement  under  the  securities  laws,  and  if  a
Participant knowingly or grossly negligently engaged in the misconduct or knowingly or grossly negligently failed to prevent the misconduct
as  determined  by  the  Committee,  or  if  the  Participant  is  one  of  the  individuals  subject  to  automatic  forfeiture  under  Section  304  of  the
Sarbanes-Oxley Act of 2002, then the Participant shall forfeit and disgorge to the Company (i) any Awards granted or vested and all gains
earned  or  accrued  due  to  the  exercise  of  Options  or  SARS  or  sale  of  any  Stock  during  the  12-month  period  following  the  filing  of  the
financial  document  embodying  such  financial  reporting  requirement  and  (ii)  any  other  Awards  that  vested  based  on  the  materially  non-
complying financial reporting. The Company may also cancel or reduce, or require a Participant to forfeit and disgorge to the Company or
reimburse the Company for, any Awards granted or vested and any gains earned or accrued, due to the exercise, vesting or settlement of
Awards  or  sale  of  any  Stock  pursuant  to  an  Award  under  the  Plan,  to  the  extent  permitted  or  required  by,  or  pursuant  to  any  Company
policy implemented as required by, applicable law, regulation or stock exchange rule as from time to time may be in effect (including but not
limited  to  The  Dodd–Frank  Wall  Street  Reform  and  Consumer  Protection  Act  and  regulations  and  stock  exchange  rules  promulgated
pursuant to or as a result of such Act) or otherwise.

23

 
 
(g) Construction of the Plan. The validity, construction, interpretation, administration and effect of the Plan and of its rules and regulations,
and rights relating to the Plan, shall be determined solely in accordance with the laws of the State of Delaware (without reference to the
principles of conflicts of law).

(h) Compliance with Legal and Exchange Requirements. The Plan, the granting and exercising of Awards thereunder, and any obligations
of  the  Company  under  the  Plan,  shall  be  subject  to  all  applicable  federal,  state,  and  foreign  country  laws,  rules,  and  regulations,  and  to
such approvals by any regulatory or governmental agency as may be required, and to any rules or regulations of any exchange on which
the Stock is listed. The Company, in its discretion, may postpone the granting and exercising of Awards, the issuance or delivery of Stock
under any Award or any other action permitted under the Plan to permit the Company, with reasonable diligence, to complete such stock
exchange listing or registration or qualification of such Stock or other required action under any federal, state or foreign country law, rule, or
regulation  and  may  require  any  Participant  to  make  such  representations  and  furnish  such  information  as  it  may  consider  appropriate  in
connection  with  the  issuance  or  delivery  of  Stock  in  compliance  with  applicable  laws,  rules,  and  regulations.  The  Company  shall  not  be
obligated by virtue of any provision of the Plan to recognize the exercise of any Award or to otherwise sell or issue Stock in violation of any
such laws, rules, or regulations, and any postponement of the exercise or settlement of any Award under this provision shall not extend the
term of such Awards. Neither the Company nor its directors or officers shall have any obligation or liability to a Participant with respect to
any Award (or Stock issuable thereunder) that shall lapse because of such postponement.

(i) Deferrals. Subject to the requirements of Section 409A of the Code, the Committee may postpone the exercising of Awards, the issuance
or delivery of Stock under, or the payment of cash in respect of, any Award or any action permitted under the Plan, upon such terms and
conditions as the Committee may establish from time to time. Subject to the requirements of Section 409A of the Code, a Participant may
electively defer receipt of the shares of Stock or cash otherwise payable in respect of any Award (including, without limitation, any shares of
Stock issuable upon the exercise of an Option other than an Incentive Stock Option) upon such terms and conditions as the Committee
may establish from time to time.

(j) Indemnification.  Each  person  who  is  or  shall  have  been  a  member  of  the  Committee  and  each  delegate  of  such  Committee  shall  be
indemnified  and  held  harmless  by  the  Company  against  and  from  any  loss,  cost,  liability,  or  expense  that  may  be  imposed  upon  or
reasonably  incurred  by  him  or  her  in  connection  with  or  resulting  from  any  claim,  action,  suit,  or  proceeding  to  which  he  or  she  may  be
made a party or in which he or she may be involved in by reason of any action taken or failure to act under the Plan and against and from
any  and  all  amounts  paid  by  him  or  her  in  settlement  thereof,  with  the  Company’s  approval,  or  paid  by  him  or  her  in  satisfaction  of  any
judgment in any such action, suit, or proceeding against him or her, provided that the Company is given an opportunity, at its own expense,
to handle and defend the same before he or she undertakes to handle and defend it personally. The foregoing right of indemnification shall
not  be  exclusive  and  shall  be  independent  of  any  other  rights  of  indemnification  to  which  such  persons  may  be  entitled  under  the
Company’s Articles of Incorporation or By-laws, by contract, as a matter of law, or otherwise.

(k) Amendment  of  Award.  In  the  event  that  the  Committee  shall  determine  that  such  action  would,  taking  into  account  such  factors  as  it
deems relevant, be beneficial to the Company, the Committee may affirmatively act to amend, modify or terminate any outstanding Award
at any time prior to payment or exercise in any manner not inconsistent with the terms of the Plan, including without limitation, change the
date or dates as of which (A) an Option or SAR becomes exercisable, (B) a Performance Share or Performance Unit is deemed earned, or
(C) Restricted

24

 
 
Stock,  Restricted  Stock  Units,  Deferred  Share  Units  and  other  Stock-based  Awards  becomes  nonforfeitable,  except  that  no  outstanding
Option may be amended or otherwise modified or exchanged (other than in connection with a transaction described in Section 4(d)) in a
manner that would have the effect of reducing its original exercise price or otherwise constitute repricing. Any such action by the Committee
shall  be  subject  to  the  Participant’s  consent  if  the  Committee  determines  that  such  action  would  adversely  affect  the  Participant’s  rights
under such Award, whether in whole or in part. The Committee may, in its sole discretion, accelerate the exercisability or vesting or lapse of
any Restriction Period with respect to all or any portion of any outstanding Award at any time. Notwithstanding any provisions of the Plan to
the contrary, the Committee may not, without the consent of the affected Participant, amend, modify or terminate an outstanding Award or
exercise any discretion in any manner that would result in the imposition of an additional tax, interest or penalty under Section 409A of the
Code.

(l)  409A  Compliance.  The  Plan  is  intended  to  be  administered  in  a  manner  consistent  with  the  requirements,  where  applicable,  of
Section 409A of the Code. Where reasonably possible and practicable, the Plan shall be administered in a manner to avoid the imposition
on Participants of immediate tax recognition and additional taxes pursuant to such Section 409A. Notwithstanding the foregoing, neither the
Company nor the Committee, nor any of the Company’s directors, officers or employees shall have any liability to any person in the event
such  Section  409A  applies  to  any  such  Award  in  a  manner  that  results  in  adverse  tax  consequences  for  the  Participant  or  any  of  his
beneficiaries or transferees. Notwithstanding any provision of this Plan or any Award Agreement to the contrary, the Board of the Directors
or the Committee may unilaterally amend, modify or terminate the Plan or any outstanding Award, including but not limited to changing the
form of Award, if the Board or Committee determines, in its sole discretion, that such amendment, modification or termination is necessary
or advisable to comply with applicable U.S. law as a result of changes in law or regulation or to avoid the imposition of an additional tax,
interest or penalty under Section 409A of the Code.

(m) No Impact on Benefits. Except as may otherwise be specifically stated under any employee benefit plan, policy or program, no amount
payable  in  respect  of  any  Award  shall  be  treated  as  compensation  for  purposes  of  calculating  a  Participant’s  right  under  any  such  plan,
policy or program.

(n) No Constraint on Corporate Action. Nothing in this Plan shall be construed (a) to limit, impair or otherwise affect the Company’s right or
power to make adjustments, reclassifications, reorganizations or changes of its capital or business structure, or to merge or consolidate, or
dissolve,  liquidate,  sell,  or  transfer  all  or  any  part  of  its  business  or  assets  or  (b)  to  limit  the  right  or  power  of  the  Company,  or  any
Subsidiary, to take any action which such entity deems to be necessary or appropriate.

(o) Headings and Captions. The headings and captions herein are provided for reference and convenience only, shall not be considered
part of this Plan, and shall not be employed in the construction of this Plan.

December 11, 2019

25

 
 
       ANNUAL INCENTIVE PLAN FOR MEMBERS OF THE MANAGEMENT COMMITTEE

DOMTAR CORPORATION

SECTION 1. PURPOSE

The purposes of the Plan are to enable the Company and its Subsidiaries to attract, retain, motivate and reward the best qualified executive officers by
providing them with the opportunity to earn competitive compensation directly linked to the Company’s performance.

SECTION 2. DEFINITIONS

Unless the context requires otherwise; the following words as used in the Plan shall have the meanings ascribed to each below, it being understood that
masculine, feminine and neuter pronouns are used interchangeably and that each comprehends the others.

Exhibit 10.11

(a) “Act” means the Securities and Exchange Act of 1934, as amended.

(b) “Board” means the Board of Directors of the Company.

(c) “Change in Control” shall have the meaning set forth in the Omnibus Plan..

(d) “Committee”  means  the  Human  Resources  and  Compensation  Committee  of  the  Board  or  such  other  committee  of  the  Board  as  the  Board  shall
designate  from  time  to  time,  consisting  of  two  or  more  members,  each  of  whom  is  an  “independent”  director  under  New  York  Stock  Exchange  Listing
requirements, a “Non-Employee Director” within the meaning of Rule 16b-3, as promulgated under the Act, and an “outside director” within the meaning
of Section 162(m) of the Internal Revenue Code of 1986, as amended.

(e)

“Company” means Domtar Corporation.

(f)

“Covered Employee” shall have the meaning set forth in Section 162(m).

(g) “Executive Officer”  means  a  member  of  the  Company’s  Management  Committee,  as  appointed  from  time  to  time  by  the  Board  of  Directors  upon
recommendation of the Committee after consultation with the President and Chief Executive Officer.

(h)

“Omnibus Plan” means the Amended and Restated Domtar Corporation 2007 Omnibus Incentive Plan.

(i) “Participant” means each Executive Officer of the Company and Covered Employee, as well as any former member of the Management Committee
who retained Management Committee-level benefits and is still employed by the Company.

(j) “Performance Period” means each fiscal year or another period as designated by the Committee, so long as such period does not exceed one year.

(k) “Plan” means this Domtar Corporation Annual Incentive Plan, as set forth herein and as may hereafter be amended from time to time.

(l) “Section 162(m)” means Section 162(m) of the Internal Revenue Code of 1986, as amended, and the rules and regulations promulgated thereunder.

 
 
 
 
 
 
(m) “Subsidiary” means any business entity in which the Company owns, directly or indirectly, fifty percent (50%) or more of the total combined voting
power  of  all  classes  of  stock  entitled  to  vote,  and  any  other  business  organization,  regardless  of  form,  in  which  the  Company  possesses,  directly  or
indirectly, 50% or more of the total combined equity interests.

SECTION 3. ADMINISTRATION

The Committee shall administer and interpret the Plan, provided that, in no event, shall the Plan be interpreted in a manner which would cause any award
intended to be qualified as performance based compensation under Section 162(m) to fail to so qualify. The Committee shall establish the performance
objectives  for  any  fiscal  year  or  other  Performance  Period  determined  by  the  Committee  in  accordance  with  Section  4  and  certify  whether  such
performance  objectives  have  been  obtained.  Any  determination  made  by  the  Committee  under  the  Plan  shall  be  final  and  conclusive.  The  Committee
may  employ  such  legal  counsel,  consultants  and  agents  (including  counsel  or  agents  who  are  employees  of  the  Company  or  a  Subsidiary)  as  it  may
deem  desirable  for  the  administration  of  the  Plan  and  may  rely  upon  any  opinion  received  from  any  such  counsel  or  consultant  or  agent  and  any
computation  received  from  such  consultant  or  agent.  All  expenses  incurred  in  the  administration  of  the  Plan,  including,  without  limitation,  for  the
engagement of any counsel, consultant or agent, shall be paid by the Company. No member or former member of the Board or the Committee shall be
liable for any act, omission, interpretation, construction or determination made in connection with the Plan other than as a result of such individual’s willful
misconduct.

SECTION 4. BONUSES

(a)  Performance  Criteria.  Within  90  days  after  each  Performance  Period  begins  (or  such  other  date  as  may  be  required  or  permitted  under
Section 162(m)) but not later than the date on which 25% of the performance period has lapsed, the Committee shall establish the performance objective
or objectives that must be satisfied in order for a Participant to receive a bonus award for such Performance Period. Unless the Committee determines at
the time of grant not to qualify the award as performance-based compensation under Section 162(m), any such performance objectives will be based
upon the relative or comparative achievement of one or more of the following criteria, whether in absolute terms or relative to the performance of one or
more similarly situated companies or a published index covering the performance of a number of companies, as determined by the Committee for the
Performance  Period:  operating  earnings,  net  earnings,  income,  earnings  before  interest  and  taxes,  earnings  before  interest,  taxes,  depreciation  and
amortization, total shareholder return, return on the Company’s assets, increase in the Company’s earnings or earnings per share, revenue growth, share
price performance, return on invested capital, operating income, pre- or post-tax, income, net income, economic value added, cash flow, improvement in
or attainment of expense levels, improvement in or attainment of working capital levels, return on equity, debt reduction, gross profit, market share, cost
reductions,  workplace  safety  goals,  workforce  satisfaction  and  diversity  goals,  employee  retention,  completion  of  key  projects,  strategic  plan
development, and implementation and achievement of synergy targets. Performance Goals may be established on a Company-wide basis or with respect
to one or more business units, divisions, Subsidiaries, or products; and in either absolute terms or relative to the performance of one or more comparable
companies or an index covering multiple companies.

When  establishing  Performance  Goals  for  a  Performance  Period,  the  Committee  may  exclude  any  or  all  “unusual  or  infrequently  occurring  items”  as
determined  under  U.S.  generally  accepted  accounting  principles  and  as  identified  in  the  financial  statements,  notes  to  the  financial  statements  or
management’s discussion and analysis in the annual report, including, without limitation, the charges or costs associated with closures and restructurings
of the Company or any Subsidiary,

2

 
discontinued  operations,  unusual  or  infrequently  occurring  items,  capital  gains  and  losses,  dividends,  share  repurchase,  other  unusual,  infrequently
occurring or non-recurring items, and the cumulative effects of accounting changes. Except in the case of Awards to Executive Officers intended to be
“other  performance-based  compensation”  under  Section  162(m)(4)  of  the  Code,  the  Committee  may  also  adjust  the  Performance  Goals  for  any
Performance  Cycle  as  it  deems  equitable  in  recognition  of  unusual,  infrequently  occurring  or  non-recurring  events  affecting  the  Company,  changes  in
applicable tax laws or accounting principles, or such other factors as the Committee may determine (including, without limitation, any adjustments that
would result in the Company paying non-deductible compensation to a Participant).

(b)  Maximum  Amount  Payable.  If  the  Committee  certifies  in  writing  that  any  of  the  performance  objectives  established  for  the  relevant  Performance
Period under Section 4(a) has been satisfied, and subject to Section 4(c) or applicable law, each Participant who is employed by the Company or one of
its Subsidiaries on the last day of the Performance Period for which the bonus is payable shall be entitled to receive an annual bonus in an amount not to
exceed $5,000,000. If a Participant’s employment terminates for any reason other than resignation or for Cause (as such term is defined in the Omnibus
Plan) (including, without limitation, his or her death, disability or retirement as these terms may be defined in the Omnibus Plan) prior to the last day of the
Performance Period for which the bonus is payable, the maximum bonus payable to such Participant under the preceding sentence shall be multiplied by
a fraction, the numerator of which is the number of days that have elapsed during the Performance Period in which the termination occurs prior to and
including the date of the Participant’s termination of employment and the denominator of which is the total number of days in the Performance Period.

(c) Termination of Employment. Unless otherwise determined by the Committee in its sole discretion at the time the performance criteria are selected for
a particular Performance Period in accordance with Section 4(a), if a Participant’s employment terminates for any reason prior to the date on which the
award is paid hereunder, such Participant shall not earn and shall forfeit all rights to any and all awards which have not yet been paid under the Plan;
provided that if a Participant’s employment terminates as a result of death, disability or retirement (as these terms may be defined in the Omnibus Plan)
the Committee shall give consideration at its sole discretion to the payment of a full or partial bonus with regard to, respectively, the entirety or portion of
the Performance Period worked. Notwithstanding the foregoing, if a Participant’s employment terminates for any reason prior to the date on which the
award  is  paid  hereunder,  the  Committee,  in  its  discretion,  may  waive  any  forfeiture  pursuant  to  Section  4  in  whole  or  in  part.  The  Committee  has
exercised such discretion in the Severance Program for Management Committee Members.

(d) Negative Discretion. Notwithstanding anything else contained in Section 4(b) to the contrary (but subject to Section 4(f)), the Committee shall have the
right,  in  its  absolute  discretion,  (i)  to  reduce  or  eliminate  the  amount  otherwise  payable  to  any  Participant  under  Section  4(b)  based  on  individual
performance or any other factors that the Committee, in its discretion, shall deem appropriate and (ii) to establish rules or procedures that have the effect
of limiting the amount payable to each Participant to an amount that is less than the maximum amount otherwise authorized under Section 4(b).

(e) Compensation Clawbacks.  The  Company  may  cancel  or  reduce,  or  require  a  Participant  to  forfeit  and  disgorge  to  the  Company  or  reimburse  the
Company for, any bonus awards granted or paid under the Plan, to the extent permitted or required by, or pursuant to any Company policy implemented
as required by, applicable law, regulation or stock exchange rule as from time to time may be in effect (including but not limited to The Dodd–Frank Wall
Street Reform and Consumer Protection Act and regulations and stock exchange rules promulgated pursuant to or as a result of such Act) or otherwise.

3

 
(f) Change in Control.  Notwithstanding anything to the contrary contained herein, in the event of a Change in Control, the annual bonus payable pursuant
to Section 4(b) with respect to the fiscal year in which the Change in Control occurs shall not be less than the bonus amount accrued on the books and
records of the Company as of the date of the Change in Control.

SECTION 5. PAYMENT

Except  as  otherwise  provided  hereunder,  payment  of  any  bonus  amount  determined  under  Section  4  shall  be  made  to  each  Participant  as  soon  as
practicable  after  the  Committee  certifies  that  one  or  more  of  the  applicable  performance  objectives  have  been  attained  (or,  in  the  case  of  any  bonus
payable  under  the  provisions  of  Section  4(d),  after  the  Committee  determines  the  amount  of  any  such  bonus)  and  in  any  event  within  two  and  a  half
months of the end of the fiscal year in which the Performance Period ends.

SECTION 6. FORM OF PAYMENT

The Committee shall determine whether any bonus payable under the Plan is payable in cash, in shares of Common Stock or in any combination thereof.
Awards of shares under this Plan may be issued under the Omnibus Plan in forms including, without limitation, Restricted Stock and Restricted Stock
Units. The Committee shall have the right to impose whatever conditions it deems appropriate with respect to the award of shares of Common Stock,
including conditioning the vesting of such shares on the performance of additional service.

SECTION 7. GENERAL PROVISIONS

(a) Effectiveness of the Plan.  The  Plan  shall  be  effective  with  respect  to  Performance  Periods  beginning  on  or  after  March  7,  2007  and  ending  on  or
before  December  31,  2012,  unless  the  term  hereof  is  extended  by  action  of  the  Board,  subject  in  the  case  of  years  after  2012  to  approval  by  the
Company’s  shareholders  at  or  before  its  2013  annual  meeting  of  shareholders.  Upon  approval  by  the  Company’s  shareholders  at  or  before  its  2013
annual  meeting  of  shareholders  and  at  each  additional  meeting  of  shareholders  at  which  this  Plan  is  approved  by  the  Company’s  shareholders,  the
Performance Periods and the term hereof shall be extended for an additional five years.

(b) Amendment and Termination. Notwithstanding Section 7(a), the Board or the Committee may at any time amend, suspend, discontinue or terminate
the  Plan;  provided;  however,  that  no  such  action  shall  be  effective  without  approval  by  the  shareholders  of  the  Company  to  the  extent  necessary  to
continue to qualify the amounts payable hereunder to Covered Employees as performance-based compensation under Section 162(m).

(c)

In Case of Death. If the Participant dies during the plan year and is eligible for a bonus payment, the estate of the Participant will receive the payment.

(d)  No  Right  of  Continued  Employment.  Nothing  in  this  Plan  shall  be  construed  as  conferring  upon  any  Participant  any  right  to  continue  in  the
employment of the Company or any of its Subsidiaries.

(e) No  Limitation  on  Corporate  Actions.  Nothing  contained  in  the  Plan  shall  be  construed  to  prevent  the  Company  or  any  Subsidiary  from  taking  any
corporate action which is deemed by it to be appropriate or in its best interest, whether or not such action would have an adverse effect on any

4

 
 
awards made under the Plan. No employee, beneficiary or other person shall have any claim against the Company or any Subsidiary as a result of any
such action.

(f) Non-alienation of Benefits. Except as expressly provided herein, no Participant or beneficiary shall have the power or right to transfer, anticipate, or
otherwise encumber the Participant’s interest under the Plan. The Company’s obligations under this Plan are not assignable or transferable except to (i) a
corporation which acquires all or substantially all of the Company’s assets or (ii) any corporation into which the Company may be merged or consolidated.
The provisions of the Plan shall inure to the benefit of each Participant and the Participant’s beneficiaries; heirs, executors, administrators or successors
in interest.

(g) Withholding. Any amount payable to a Participant or a beneficiary under this Plan shall be subject to any applicable Federal, state and local income
and employment taxes and any other amounts that the Company or a Subsidiary is required at law to deduct and withhold from such payment.

(h) Severability. If any provision of this Plan is held unenforceable, the remainder of the Plan shall continue in full force and effect without regard to such
unenforceable provision and shall be applied as though the unenforceable provision were not contained in the Plan.

(i) Governing Law. The Plan shall be construed in accordance with and governed by the laws of the State of Delaware, without reference to the principles
of conflict of laws.

(j) Headings. Headings are inserted in this Plan for convenience of reference only and are to be ignored in a construction of the provisions of the Plan.

December 11, 2019

5

 
Exhibit 10.15

January 7, 2021

Michael Fagan
6028 Crescent Knoll Drive
Raleigh, NC 27614

Re: Retention Bonus Letter Agreement (“Agreement”)

Dear Mike:

As we are moving forward with the sale of the Personal Care business (“Project Journey”), your continued leadership and cooperative approach during
this time of transition is critical to ensuring a successful closing of the sale. We believe that your personal involvement and strong motivation for success
will help ensure that we execute a transaction that maximizes the shareholder value.    

In exchange for your continued service with Domtar through and until a successful completion of the Personal Care Division sale, we will provide you
with a Retention Bonus in the amount of $816,156, less lawful withholdings and deductions (“Retention Bonus”). The triggering event for the Retention
Bonus is the earlier of (1) a closing of the sale of Personal Care as a result of Project Journey (the “Closing”), and (2) December 31, 2021 (“Retention
Date”).

Should you resign your employment or be terminated for “Cause” prior to the Closing or the Retention Date, you will not be eligible to earn and will not
receive  the  Retention  Bonus.  “Cause”  shall  be  defined  as  (a)  you  are  convicted  of  or  plead  no  contest  to  any  crime  that  would  constitute  a  felony  or
involves dishonesty, fraud or moral turpitude, (b) you engage in any willful misconduct that causes material harm to the business, standing or reputation
of Domtar, (c) you engage in the unauthorized disclosure of trade secret or confidential information, (d) you abandon your job, or (e) you continually fail
to substantially perform job duties provided that you have first been provided written notice of such failure and an opportunity to cure such failure. If the
company terminates your employment for reasons other than Cause prior to the Closing or Retention Date, then you will still be entitled to receive the
Retention Bonus.

If earned, the Retention Bonus will be paid 30 to 45 days following the Retention Date (or, in the case of an earlier Closing, 30 to 45 days following
Closing). It will not be used in calculations for any other benefits or compensation including, but not limited to, any severance calculation.  For greater
clarity, such lump sum amount will not be included in Compensation under the Domtar Personal Care 401(k) Plan, under the DB SERP for Management
Committee Members and under the DC SERP for Designated executives of Domtar Personal Care.

This Agreement does not alter your at-will employment status, and all other terms and conditions associated with your compensation package remain
unchanged.

Thank you for your continued service.

_____________________________________
John D. Williams, President & Chief Executive Officer

 
                                                                                  
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 10.16
Execution Version

PERSONAL AND CONFIDENTIAL

December 16, 2020

Mr. Michael D. Garcia
820 Huntington Park Drive
Charlotte, North Carolina 28211

Dear Mike:

This letter (the “Separation Agreement”) sets forth our mutual understanding and agreement concerning your separation from

employment with Domtar Corporation and its subsidiaries and affiliates (collectively, the “Corporation” or “Domtar”) in connection with an
employment termination program offered to the Sales General and Administration (the “SG&A”) employees of the Corporation.

1.

Separation Date.  Your last day of employment with the Corporation will be January 4, 2021 (the “Separation

Date”).  On the next regular payroll date following the Separation Date, the Corporation will pay you for any earned but unpaid wages, and
any accrued and unused vacation as of the Separation Date, whether or not you execute and deliver this Separation Agreement to the
Corporation.

2.

Severance Pay and Separation Benefits.  In consideration for and subject to your timely execution, delivery and non-

revocation of this Separation Agreement and the general release of claims (the “Release”) attached hereto as Exhibit B within the timeframe
stated below, and compliance with all terms of this Separation Agreement and Sections 12, 13, 14 and 15 of the Employment Agreement (as
defined below), the Corporation will provide you with the payments and benefits set forth below:

a.

Severance Allowance.  The Corporation will pay you a severance allowance in accordance with Section 9 of

your Employment Agreement, dated as of January 27, 2014, by and between you and the Corporation (the “Employment
Agreement”), and Domtar’s Amended & Restated Severance Program for Management Committee Members (the “Severance
Plan”) in a total amount of $1,359,278, less applicable tax and withholding (the “Severance Allowance”), which represents
twenty-four (24) months of your current base salary as pay in lieu of notice of termination.  Such amount shall be payable in a
lump sum within ninety (90) days following the Separation Date, but in no event later than March

15, 2021, subject to the terms and conditions of the Employment Agreement, Severance Plan and this Separation Agreement.

b.

Annual Incentive Plan.  You will receive a bonus under Domtar’s Annual Incentive Plan for 2020 (the “AIP”)

in accordance with the Severance Plan. This bonus will be based on your individual performance and the Pulp and Paper
Division’s performance relative to the performance criteria under the AIP as of the fiscal year ended immediately prior to the
Separation Date (or such greater amount as is payable under the AIP), calculated based on your base salary of $679,639 and
bonus target of 89% (and excluding any payments made in 2020 under this Separation Agreement).  Payment will be made in
accordance with the terms of the AIP at the same time as your Severance Allowance is paid, but in no event later than March 15,
2021.

c.

Treatment of Equity.  You hold unvested equity awards under the Amended and Restated Domtar Corporation

2007 Omnibus Incentive Plan (the “Omnibus Plan”) as set forth on Exhibit A attached hereto.  Notwithstanding anything to the
contrary contained in the Omnibus Plan or your award agreements, and subject to the terms and conditions of this Separation
Agreement, in consideration for your years of service, your promises herein and your timely execution, delivery and non-
revocation of the Release, (i) any unvested stock options granted to you under the Omnibus Plan and as set forth on Exhibit A
attached hereto shall vest immediately as of the Separation Date, and you will have until the earlier of (x) the fifth (5th)
anniversary of the Separation Date and (y) the normal expiration date of each stock option to exercise the vested stock options
granted to you under the Omnibus Plan, subject to the provisions of the Omnibus Plan, award agreement and this Separation
Agreement; (ii) any unvested Restricted Stock Units (“RSUs”) granted to you under the Omnibus Plan and as set forth on Exhibit
A attached hereto shall vest immediately as of the Separation Date, and be settled as soon as practicable after the Corporation’s
receipt of the executed Release (but not later than March 15, 2021), subject to the provisions of the Omnibus Plan, award
agreement and this Separation Agreement; and (iii) a pro-rata portion of any unvested Performance Stock Units (“PSUs”)
granted to you under the Omnibus Plan and as set forth on Exhibit A attached hereto, calculated in accordance with the
provisions of the Omnibus Plan based on your service through the Separation Date, shall vest as of the Separation Date.  Your
PSUs will be paid at the same time as similar awards are paid to other employees under the Omnibus Plan.  The stock options,
RSUs and PSUs granted to you under the Omnibus Plan that do not vest as described above, if any, will be cancelled and
forfeited without payment effective as of the Separation Date.

d.

Group Insurance Coverage.  Your medical, dental and/or vision coverage under the Domtar group insurance

program will be maintained until the end of the month in which your separation from employment occurs.  In addition,

2

 
you are entitled to elect continuation of your health coverage (medical, dental and/or vision) after your separation from
employment in accordance with the provisions of the Consolidated Omnibus Budget Reconciliation Act of 1985 (“COBRA”),
beginning on the first day of the month following the end of your coverage. If you timely elect to continue health coverage
(medical, dental and/or vision) under the Domtar group insurance program pursuant to COBRA, the Corporation will reimburse
you (within thirty (30) days after your payment of the applicable premium), for the eighteen (18)-month period beginning on the
Separation Date, for the amount that the cost to you under COBRA exceeds what would have been the cost to you of medical,
dental and/or vision coverage under the Domtar group insurance program had you remained employed.  If you obtain equivalent
or better coverage through a subsequent employer, your continued coverage under the Domtar group insurance program will
terminate.  Notwithstanding the foregoing, your coverage under the Short Term Disability (STD), Long Term Disability (LTD),
Life and Accident Death & Personal Loss (ADPL) and Business Travel programs will terminate on the Separation Date.  

e.

Outplacement Services.  You will be entitled to reasonable outplacement services through an external

outplacement firm appointed by the Corporation until (i) December 31, 2022 or (ii) you obtain new employment, whichever
occurs first.

f.

Pension and Defined Contribution Plans.  Your participation in the Corporation’s DB SERP for Management

Committee Members of Domtar, DC SERP for Designated Executives of Domtar and the 401(k) Plan will terminate on the
Separation Date.  Payment of your benefits under such plans will be determined in accordance with the terms of the applicable
plan, and is not subject to your execution, delivery and non-revocation of the Release.

g.

Financial Counseling.  You will be entitled to reimbursement for up to $3,500 of financial counseling

received through the Separation Date.  Reimbursement payments will be made to you promptly following submission of receipts
for services, provided that receipts are submitted within ninety (90) days, and are not subject to your execution, delivery and non-
revocation of the Release.  No reimbursement payment will be made later than December 31, 2021.  You understand that this
reimbursement may be a taxable benefit.

3.

Return of Property.  To the extent you have not already done so, no later than the Separation Date, you shall return to
the Corporation all documents (and all copies thereof) and other property belonging to the Corporation that you have in your possession or
control, including, without limitation, all files, correspondence, email, equipment (including, but not limited to, computers, smartphones, and
servers), credit cards, entry cards, identification badges and keys, and any materials of any kind which contain or embody any proprietary or
confidential information of the Corporation (and all

3

 
reproductions thereof in whole or in part).

4.

Re-Affirmation of Restrictive Covenants.  By signing and returning this Separation Agreement, in consideration of the

payments and benefits provided under Section 2(a)-(e) of this Separation Agreement, you hereby acknowledge and agree that you will
continue to be bound by, and adhere to, the restrictive covenants and related agreements set forth in Sections 12, 13, 14 and 15 of the
Employment Agreement following the Separation Date in accordance with their terms, and such provisions in their entirety are incorporated
into this Separation Agreement.

5.

Non-Disparagement. You hereby agree that you will not make any statement, directly or indirectly, oral or written,
which criticizes or is disparaging of or which is intended to or could reasonably be expected to damage the business or reputation of the
Corporation, or any of its directors, officers, employees, agents or business. Notwithstanding anything in this Separation Agreement to the
contrary, this Separation Agreement does not prohibit you from making any truthful statements regarding any unlawful employment
practices or providing truthful testimony or accurate information in connection with any investigation being conducted into the business or
operations of the Corporation by any government agency or other regulator, or otherwise providing information to the appropriate
government regulatory agency or body regarding conduct by the Corporation that you reasonably believe is illegal or in material non-
compliance with any regulatory requirement applicable to the Corporation.

6.

Cooperation. You agree to cooperate with Domtar and each and every affiliate, parent and subsidiary thereof, as the

case may be, and their attorneys, experts and consultants, after the Separation Date, as requested in connection with any litigation, grievance,
investigation or any other proceeding arising out of, or relating to, matters in which you were involved prior to the Separation Date. Your
cooperation shall include, without limitation, meeting with, sharing information, and providing assistance to the Corporation, and their
attorneys, experts and consultants, and providing truthful testimony in pretrial and trial or hearing proceedings. In the event that your
cooperation is requested after the Separation Date, the Corporation and their attorneys, experts and consultants will seek to minimize
interruptions to your schedule to the extent consistent with its interests in the matter, and will reimburse you in connection with such
cooperation upon reasonable substantiation of such expenses.

7.

Defend Trade Secrets Act Notice.  You are hereby notified in accordance with the Defend Trade Secrets Act of 2016
that you will not be held criminally or civilly liable under any federal or state trade secret law for the disclosure of a trade secret that: (i) is
made (x) in confidence to a federal, state, or local government official, either directly or indirectly, or to an attorney; and (y) solely for the
purpose of reporting or investigating a suspected violation of law; or (ii) is made in a complaint or other document that is filed under seal in
a lawsuit or other proceeding.  You are further notified that if you file a lawsuit for retaliation by an employer for reporting a suspected

4

 
violation of law, you may disclose the employer’s trade secrets to your attorney and use the trade secret information in the court proceeding
if you: (i) file any document containing the trade secret under seal and (ii) do not disclose the trade secret, except pursuant to court order.

8.

Section 409A Compliance. This Separation Agreement is intended to comply with Section 409A of the Internal

Revenue Code of 1986, as amended (“Section 409A”) or an exemption thereunder, and shall be construed and administered in accordance
with Section 409A.  Notwithstanding any other provision of this Separation Agreement, payments provided under this Separation Agreement
may only be made upon an event and in a manner that complies with Section 409A or an applicable exemption.  Any payments under this
Separation Agreement that may be excluded from Section 409A either as separation pay due to an involuntary separation from service or as
a short-term deferral shall be excluded from Section 409A to the maximum extent possible.  For purposes of Section 409A, any installment
payments provided under this Separation Agreement shall each be treated as a separate payment.  To the extent required under Section 409A,
any payments to be made under this Separation Agreement upon a termination of employment shall only be made upon a “separation from
service” under Section 409A.  In addition, you recognize that you are a “specified employee” as defined in Section 409A.  Accordingly,
notwithstanding any other provision in this Separation Agreement, to the extent any amount payable under this Separation Agreement (i)
constitutes the payment of nonqualified deferred compensation, within the meaning of Section 409A, (ii) is payable upon your separation
from service and (iii) under the terms of this Separation Agreement, would be payable prior to the six (6)-month anniversary of your
separation from service, such payment shall be delayed until the earlier to occur of (a) the six (6)-month anniversary of the separation from
service or (b) the date of your death.

9.

Governing Law. This Separation Agreement shall be governed by, interpreted under, and construed and enforced in

accordance with the laws of the State of South Carolina without giving effect to the conflicts of law principles that would apply the law of
any other jurisdiction.

10.

Confidential.  You hereby agree not to disclose the terms and conditions of this Separation Agreement and any

communications regarding the negotiation of this Separation Agreement to any person or entity, other than your attorneys, accountants,
financial advisors, members of your immediate family and state or federal taxing authorities, or if disclosure is required by law.

11.

Miscellaneous. This Separation Agreement may be amended only by a written instrument signed by both parties. This

Separation Agreement and the exhibits hereto (including the Release), together with Sections 12, 13, 14 and 15 of the Employment
Agreement, constitute the entire agreement and understanding between the parties with respect to the subject matter hereof, and supersede
and replace all prior

5

 
agreements and understandings (whether oral or written) between the parties with respect to such subject matter (except to the extent the
provisions of the Employment Agreement survive by the terms of this Separation Agreement). This Separation Agreement (including the
Release) shall be binding upon and inure to the benefit of the parties hereto and their respective successors, heirs, executors, administrators
and assigns. In the event that any one or more of the provisions of this Separation Agreement shall be or become invalid, illegal or
unenforceable in any respect, the validity, legality or enforceability of the remaining provisions of this Separation Agreement shall not be
affected thereby and any said invalid, illegal or unenforceable provision shall be deemed not to be a part of this Separation Agreement. This
Separation Agreement may be executed by electronic means and in counterparts (including via facsimile or .pdf file), each of which shall be
deemed an original but all of which together shall constitute one and the same instrument.

[signature page follows]

6

 
 
We urge you to review the terms of this Separation Agreement and the attached Release (which waives claims under the Age

Discrimination in Employment Act), and discuss them with your family, an attorney of your choice or your financial or tax advisors before
accepting the terms and making a decision.  By signing, you acknowledge that you have been provided at least forty-five (45) days following
receipt of this Separation Agreement and the attached Release in which to consider the terms of the Release.  A Release must be signed and
dated no earlier than the close of business on your Separation Date, and the signed Release must be returned to Josée Turgeon at 395 de
Maisonneuve Blvd. West, Montreal, QC H3A 1L6 Canada, if you intend to accept the severance payments and benefits set forth in Section
2(a)-(e) of this Separation Agreement.  If you change your mind after signing the Separation Agreement and Release, you have the right to
revoke your decision within seven (7) days of signing the Release.  Any revocation of the Release must be in writing and received by the
Corporation by the close of business on the seventh (7th) day following your execution of the Release, and must be delivered by hand-
delivery, express courier or certified mail, return receipt requested to: Josée Turgeon, Domtar Corporation, 395 de Maisonneuve Blvd. West,
Montreal, QC H3A 1L6 Canada. You may also submit the signed version via email to Josée Turgeon at Josee.Turgeon@domtar.com.
However, if you revoke your decision, you will not receive any of the severance payments and benefits set forth in Section 2(a)-(e) of this
Separation Agreement.

I extend to you our best wishes for success in your future endeavors.

    Yours truly,

Domtar Corporation (for itself and its subsidiaries and affiliates)

______________________________

By: John D. Williams

Title: President and Chief Executive Officer

Date: _________________

Agreed to and Accepted:

______________________________

Michael D. Garcia

Date: ________________

 
 
Exhibit A
Equity Awards

Grant Year

Grant Type

Unvested Equity Awards as
of Separation Date1

2018

2019

2020

Stock Option
RSU
PSU
RSU
PSU
RSU
PSU

4,461
7,813
14,086
8,613
12,098
13,175
19,349

Unvested Equity Awards Eligible
for Accelerated Vesting as of
Separation Date
4,461
7,813
16,727
8,613
6,602
13,175
6,532

Unvested Equity Awar
Forfeited as of Separati

Date2
–
–
–
–
5,496
–
12,817

1 For unknown PSU performance periods, performance is assumed at target (100%). Final vesting will use actual performance.
2 Estimated number of forfeited equity awards.

 
 
Exhibit B
Release

WHEREAS, Michael D. Garcia’s (“Executive”) employment with Domtar Corporation and its subsidiaries and affiliates

(collectively, the “Corporation” or “Domtar”) will terminate as of January 4, 2021 (the “Separation Date”);

WHEREAS, Domtar has, pursuant to a letter agreement dated as of December 16, 2020, to which Executive and Domtar are

parties (the “Separation Agreement”), agreed to provide Executive with certain post-employment benefits, as set forth in Section 2(a)-(e) of
the Separation Agreement, to which Executive would not have otherwise been entitled (the “Severance Benefits”); and

WHEREAS, Executive acknowledges that Executive has been provided all monies owed through the date Executive signs this

general release of claims (this “Release”), and that Domtar has satisfied all obligations to Executive arising out of or relating to Executive’s
employment with Domtar or separation from such employment through the date Executive signs this Release.

NOW, THEREFORE, in consideration of the promises made by the Executive in the Separation Agreement, and for other good

and valuable consideration, the receipt of which is hereby acknowledged:

1.Executive, on behalf of himself, his family, heirs, executors, administrators and assigns (the “Releasor Parties”) hereby fully and
generally  releases,  discharges  and  covenants  not  to  sue  Domtar,  its  parents,  predecessors,  successors,  assigns  and  each  of  the  foregoing
entities’  respective  officers,  directors,  employees,  representatives  (acting  in  their  capacity  as  employees  or  representatives)  and  direct  or
indirect  equity  holders  (the  “Released  Parties”)  with  respect  to  any  and  all  claims,  demands,  costs,  rights,  causes  of  action,  complaints,
losses, damages and all liability of whatever kind and nature, whether known or unknown, which Executive may have had at the time of
signing this Release or had at any time prior thereto, including, but not limited to, any and all claims which may in any way arise out of or
under, be connected with or relate to Executive’s employment with Domtar, Executive’s activities at Domtar, Executive’s separation from
employment with Domtar or the conduct of any of the foregoing Released Parties.  

Without limiting the generality of the foregoing, the Releasor Parties expressly agree and acknowledge that this Release includes,
but is not limited to, any claim before any court, government agency or in any other forum, (a) based on any federal, state or local statute,
including without limitation any statute relating to employment, retirement or disability, age, sex, pregnancy, race, national origin, sexual
orientation or other form of discrimination (including but not limited to, claims under Title VII of the Civil Rights Act of 1964, as amended,
42 U.S.C. § 2000 et seq.; the Age Discrimination in Employment Act, as amended (including the Older Workers Benefit Protection Act (the
“OWBPA”)), 29 U.S.C. § 621 et seq. (the “ADEA”); the Worker Adjustment and Retraining Notification Act, as amended, 29 U.S.C.  § 2101
et seq. (“WARN”), or equivalent state WARN act; the National Labor Relations Act, as amended, 29 U.S.C. § 141 et seq.; the Equal Pay Act
of 1963, 29 U.S.C. § 201 et seq.; the Americans with Disabilities Act, 42 U.S.C. § 12101; the Rehabilitation Act of 1973, 29 U.S.C. § 701;
the Civil Rights Acts of 1866 and 1871, as amended, 29 U.S.C. § 1981 et seq.;  the  Consolidated  Omnibus  Budget  Reconciliation  Act  of
1985,

 
as amended; the Employee Retirement and Income Security Act, as amended, 29 U.S.C. § 1001 et seq.; the Family Medical Leave Act of
1993,  as  amended,  42  U.S.C.  §  2601  et  seq.;  the  South  Carolina  provisions  regarding  retaliation/discrimination  for  filing  of  a  workers’
compensation  claim,  S.C.  Code  Ann.  §  41-1-80  et  seq.,  as  amended;  and  the  South  Carolina  Wage  Payment  and  Work  Hour  Laws,  as
amended, including S.C. Code Ann. § 41-10-10 et seq.; (b) for wrongful discharge; (c) for fraud or fraud in the inducement; (d) for negligent
misrepresentation;  (e)  relating  to  any  implied  or  express  promise  or  agreement  (whether  oral  or  written);  (f)  for  intentional  or  negligent
infliction of emotional distress or harm, defamation or any other tort; (g) for additional severance pay or benefits; (h) for breach of fiduciary
duty; (i) for promissory estoppel or (j) all  claims  for  violation  of  or  failure  to  comply  with  any  public  policy (collectively,  the  “Released
Claims”).  Notwithstanding the foregoing, any Released Claims shall not include (i) any rights to receive the Severance Benefits under the
Separation  Agreement,  or  to  earned  and  vested  benefits  under  Domtar’s  benefit  plans,  (ii)  any  claim  relating  to  directors’  and  officers’
liability insurance coverage or any right of indemnification under Domtar’s organizational documents or otherwise, (iii) Executive’s rights as
an equity or security holder in Domtar pursuant to such entity’s organizational documents or (iv) any rights or claims that cannot be waived
by law, including but not limited to the right to file a discrimination charge with an administrative agency or participate in any federal, state
or local agency investigation.  Executive does, however, agree to waive any right to recover money in connection with any such charge or
investigations, or in connection with a charge filed by any other individual or agency. Nothing in this Section 1 shall prohibit Executive from
making  any  disclosure  to  the  U.S.  Securities  and  Exchange  Commission  (“SEC”)  pursuant  to  Section  21F-17(b)  of  the  Securities  and
Exchange Act of 1934, as amended, or receiving an award from the SEC in connection therewith.

2.If  any  claim  is  not  subject  to  release,  to  the  extent  permitted  by  law,  Executive  waives  any  right  or  ability  to  be  a  class  or
collective action representative, or to otherwise participate in any putative or certified class, collective or multi-party action or proceeding
based on such a claim in which Domtar or any other Released Party is a party.

3.Executive understands that the Severance Benefits represent, in part, consideration for signing this Release and are not salary,
wages or benefits to which Executive was already entitled.  Executive understands and agrees that Executive will not receive the Severance
Benefits unless Executive executes this Release and does not revoke this Release within the time period permitted hereafter or breaches this
Release or the Separation Agreement.  

4.Executive  hereby  agrees,  acknowledges  and  affirms  each  of  the  following:  (a)  that  Executive  has  received  all  compensation,
wages, and/or benefits to which Executive may be entitled through the date Executive signs this Release; (b) that following the Separation
Date,  Executive  shall  not  be  entitled  to  any  further  compensation,  benefits  or  monies  from  Domtar,  except  for  the  Severance  Benefits
specifically  provided  for  under  the  express  terms  of  the  Separation  Agreement;  (c)  that  Executive  has  been  granted  any  leave  to  which
Executive may have been entitled under the Family and Medical Leave Act or any similar state or local leave or disability accommodation
law; (d) that Executive has no known workplace injuries or occupational diseases and (e) that Executive has not been retaliated against for
reporting any allegations of fraud or other wrongdoing.  

 
5.Domtar and Executive agree that neither this Release, nor the furnishing of the consideration for this Release, shall be deemed

or construed at any time to be an admission by any Released Party or Executive of any improper or unlawful conduct.

6.Executive agrees that Executive will forfeit all amounts that are payable by Domtar pursuant to the Separation Agreement (other
than accrued and vested benefits) if Executive challenges the validity of this Release.  Executive also agrees that, if Executive violates this
Release by suing Domtar or the other Released Parties with respect to any of the Released Claims, Executive will pay all costs and expenses
of defending against the suit incurred by the Released Parties, including all reasonable attorneys’ fees, and return all payments received by
the Executive pursuant to the Separation Agreement.

7.Executive agrees that this Release is confidential and Executive will not disclose any information regarding the terms of this
Release, except to Executive’s immediate family and any tax, legal or other counsel Executive has consulted regarding the meaning or effect
hereof or as required by law, and Executive will instruct each of the foregoing not to disclose the same to anyone.

8.Executive hereby agrees, acknowledges and affirms that as of the date hereof, Executive has returned to return to Domtar all
documents  (and  all  copies  thereof)  and  other  property  belonging  to  Domtar  that  Executive  has  in  his  possession  or  control,  including,
without limitation, all files, correspondence, email, equipment (including, but not limited to, computers, smartphones, and servers), credit
cards, entry cards, identification badges and keys, and any materials of any kind which contain or embody any proprietary or confidential
information of Domtar (and all reproductions thereof in whole or in part).

9.Whenever  possible,  each  provision  of  this  Release  shall  be  interpreted  in  such  manner  as  to  be  effective  and  valid  under
applicable law, but if any provision of this Release is held to be invalid, illegal or unenforceable in any respect under any applicable law or
rule in any jurisdiction, such invalidity, illegality or unenforceability shall not affect any other provision or any other jurisdiction, but this
Release shall be reformed, construed and enforced in such jurisdiction as if such invalid, illegal or unenforceable provision had never been
contained herein.

10.The following information is being provided to Executive in accordance with the ADEA and OWBPA because the Severance
Benefits  are  being  offered  to  Executive  in  connection  with  an  employment  termination  program  offered  to  a  group  of  employees  of
Domtar.  For business reasons related to unforeseeable business conditions caused by the COVID-19 pandemic and decreased paper demand,
Domtar  has  decided  to  reduce  Company  Sales  General  and  Administration  (“SG&A”)  headcount  and  restructure  as  necessary  (the
“Reduction”). The decisional unit considered for separation in connection with the Reduction is all SG&A employees.  Eligible employees
were selected for separation from their employment in connection with the Reduction based on business considerations, including, but not
limited to, business and market needs and reasons, internal and external customer needs, how to restructure to best service Domtar, financial
costs, and individual skills and performance.  Attached as Schedule I is an organized list of the job titles and ages of all eligible salaried
employees who have been selected for separation as part of the Reduction.  Attached as Schedule II is an organized list of the job titles and
ages of

 
all eligible salaried employees who have not been selected for separation as part of the Reduction.  The data contained in Schedule I  and
Schedule II was prepared as of December 14, 2020.

11.Executive hereby agrees and acknowledges each of the following:

a)

b)

c)

d)

e)

f)

g)

Executive has read this Release carefully and voluntarily consents to everything in this Release;

Executive has been encouraged by representatives of Domtar to have this Release reviewed by legal counsel
of Executive’s own choosing and Executive has been given ample time to do so prior to signing it;

Executive had the opportunity to negotiate concerning the terms of this Release;

Executive  has  been  given  the  right  to  take  up  to  forty-five  (45)  days  to  consider  this  Release,  and  to  the
extent Executive signs this Release prior to such forty-fifth (45th) day, Executive knowingly and voluntarily
waives his right to consider the Release for the remainder of such period;

This Release specifically applies to any rights or claims Executive may have against Domtar or any other
Released Party under the ADEA;

Notwithstanding  anything  in  this  Release  to  the  contrary,  this  Release  does  not  purport  to  waive  rights  or
claims arising under ADEA that may arise from acts or events occurring after the date that this Release is
signed by Executive; and

Executive  has  the  right  to  revoke  this  Release  within  seven  (7)  days  following  the  date  it  is  executed  by
Executive.    Any  revocation  of  this  Release  must  be  in  writing  and  received  by  Domtar  by  the  close  of
business on the seventh (7th) day following Executive’s execution of the Release, and must be delivered by
hand-delivery,  express  courier  or  certified  mail,  return  receipt  requested  to:  Josée  Turgeon,  Domtar
Corporation, 395 de Maisonneuve Blvd. West, Montreal, QC H3A 1L6 Canada. Executive may also submit
the signed version via  email  to  Josée  Turgeon  at  Josee.Turgeon@domtar.com. In  the  event  that  Executive
exercises his right to revoke this Release pursuant to this paragraph, any and all obligations of Domtar under
the Agreement shall be null and void.

 
 
 
 
 
 
 
 
 
 
Agreed to and Accepted:

Employee

______________________________

Michael D. Garcia

Date: _____________

 
 
 
 
Exhibit 21

DOMTAR CORPORATION – SUBSIDIARY COMPANIES

As of December 31, 2020

Domtar Corporation

Domtar Industries LLC

Domtar Funding Limited Liability Company
E.B. Eddy Paper, Inc.

Ariva Distribution Inc.
Domtar A.W. LLC

Domtar Wisconsin Dam Corp.

Domtar Europe Sprl
Domtar AI Inc.

PCG Holdings LLC

Attends Healthcare Products, Inc.
Domtar Personal Care Absorbent Hygiene Inc.
Associated Hygienic Products LLC

Home Delivery Incontinent Supplies Co.

Reassure, LLC

EAM Corporation

Palmetto Enterprises LLC

Domtar Paper Company, LLC

Domtar Delaware Holdings, LLC
West Carrollton Paper LLC
Domtar Delaware Holdings Inc.

Domtar Luxembourg Investments Sarl

Zither L Investments Sarl

Zither Personal Care DAC
Zither L Financial Sarl

Domtar Personal Care Europe, S.L.U.
Laboratorios Indas, S.A.U.

Indas Portugal-Produtos de Saude Sociedade Unipessoal, LDA
Indas S.A.R.L. A.U.
Indas EURL

Domtar Acquisition Sweden AB

Attends Healthcare Holdings AB
Attends AB
Attends Healthcare AB

Attends AS

Attends Healthcare Ltd

Attends Healthcare Finance Ltd

Attends Healthcare Investments Ltd

Attends Healthcare Group Ltd

Attends GmbH (Germany)
Attends BVBA
Attends Ltd
Attends OY
Attends BV
Attends GmbH (Switzerland)
Attends GmbH (Austria)
Attends Europe GmbH

Domtar Pacific Papers ULC

Domtar Pulp and Paper General Partnership (held 0.001% by DPP ULC and 99.999% by DInc)
Domtar Inc.

Domtar Asia Limited
Brompton Lands Limited
Domtar Hong Kong Limited (held 34% by DInc. and 66% by DPC, LLC)

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
DOMTAR CORPORATION – SUBSIDIARY COMPANIES

As of December 31, 2020

AFFILIATED COMPANIES   -   (% held)

Celluforce Inc.
Clergue Forest Management Inc.
Dryden Forest Management Company Ltd
Forest Insurance Limited
Red Lake Forest Management Inc.
Red Lake Independent Loggers Co. Ltd.
Northshore Forest Inc.
Ondaadiziwin Forest Management Inc.
Prisma Renewable Composites, LLC
Vermilion Forest Management Co.

-

-
-

(44%)
(24%)
(8.33% voting shares)
(17%)
(50% of class A shares)
(33.3%)
(42%)
(25%)
(55%)
(24.17 class A shares)

Exhibit 21

 
 
 
 
 
 
 
 
 
 
 
CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We hereby consent to the incorporation by reference in the Registration Statements on Form S-3 (No. 333-233935) and Form S-8 (No. 333-181181 and No. 333-141213)
of Domtar Corporation of our report dated March 1, 2021 relating to the financial statements, financial statement schedule and the effectiveness of internal control over
financial reporting, which appears in this Form 10‑K.

Exhibit 23

/s/PricewaterhouseCoopers LLP
PricewaterhouseCoopers LLP
Charlotte, North Carolina
March 1, 2021

1

 
 
 
 
CERTIFICATION BY THE CHIEF EXECUTIVE OFFICER PURSUANT TO
SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 31.1

I, John D. Williams, certify that:

1.

2.

3.

4.

I have reviewed this annual report on Form 10-K of Domtar Corporation;

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements
made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial
condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act
Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and
have:

a)

b)

c)

d)

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that
material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly
during the period in which this report is being prepared;

Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to
provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in
accordance with generally accepted accounting principles;

Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of
the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal
quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the
registrant’s internal control over financial reporting; and

5.

The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's
auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):

a)

b)

All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to
adversely affect the registrant's ability to record, process, summarize and report financial information; and

Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over
financial reporting.

Date: March 1, 2021

/s/ John D. Williams
John D. Williams
President and Chief Executive Officer

 
 
 
 
 
 
 
 
CERTIFICATION BY THE CHIEF FINANCIAL OFFICER PURSUANT TO
SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 31.2

I, Daniel Buron, certify that:

1.

2.

3.

4.

I have reviewed this annual report on Form 10-K of Domtar Corporation;

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements
made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial
condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act
Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and
have:

a)

b)

c)

d)

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that
material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly
during the period in which this report is being prepared; and

Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to
provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in
accordance with generally accepted accounting principles;

Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of
the disclosure controls and procedures, as the end of the period covered by this report based on such evaluation; and

Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal
quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the
registrant’s internal control over financial reporting; and

5.

The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's
auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):

a)

b)

All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to
adversely affect the registrant's ability to record, process, summarize and report financial information; and

Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over
financial reporting.

Date: March 1, 2021

/s/ Daniel Buron
Daniel Buron
Executive Vice-President and Chief Financial Officer

 
 
 
 
 
 
 
 
CERTIFICATION BY THE CHIEF EXECUTIVE OFFICER
PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT
TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.1

The undersigned hereby certifies that to his knowledge, the Company’s Annual Report on Form 10-K for the period ended December 31, 2020 (the “Form 10-K”) fully
complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934 and information contained in the Form 10-K fairly presents, in all
material respects, the financial condition and results of operations of the Company.

Date: March 1, 2021

/s/ John D. Williams
John D. Williams
President and Chief Executive Officer

 
 
CERTIFICATION BY THE CHIEF FINANCIAL OFFICER
PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT
TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.2

The undersigned hereby certifies that to his knowledge, the Company’s Annual Report on Form 10-K for the period ended December 31, 2020 (the “Form 10-K”) fully
complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934 and information contained in the Form 10-K fairly presents, in all
material respects, the financial condition and results of operations of the Company.

Date: March 1, 2021

/s/ Daniel Buron
Daniel Buron
Executive Vice-President and Chief Financial Officer