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Elanor Investors Group

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FY2024 Annual Report · Elanor Investors Group
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Elanor Funds Management Limited   |  GPO Box 1511, Sydney NSW 2001  |  www.elanorinvestors.com           
1 
 
 
 
 
 
 
 
 
 
 
 
30 September 2024 
 
Company Announcements Office 
ASX Limited 
Exchange Centre 
Level 4, 20 Bridge Street 
Sydney NSW 2000 
 
 
Dear Sir/Madam 
 
Elanor Commercial Property Fund Annual Report for Year ended 30 June 2024 
 
 
Attached is the Elanor Commercial Property Fund (ASX: ECF) Annual Report for the year ended 
30 June 2024. 
 
 
Yours sincerely, 
 
 
 
 
 
Symon Simmons 
Company Secretary 
Elanor Funds Management Limited 
 
 
 
Authority and Contact Details  
 
This announcement has been authorised for release by the Board of Directors of Elanor Funds 
Management Limited 
 
For further information regarding this announcement please contact:  
 
Symon Simmons 
Company Secretary 
Elanor Funds Management Limited  
Phone: (02) 9239 8400 
 

Annual Report
For the year ended 30 June 2024

Acknowledgement of Country
Elanor is proud to work with the communities in which we 
operate, to manage and improve properties on land across 
Australia and New Zealand.
We pay our respects to the traditional owners, their elders past, 
present and emerging and value their care and custodianship of 
these lands.
2
Elanor Commercial Property Fund
Annual Report 2024

SEP
September 2024 
Estimated interim distribution announcement 
and securities trade ex-distribution
NOV
November 2024 
Interim distribution payment
DEC
December 2024
Estimated interim distribution announcement 
and securities trade ex-distribution
FEB
February 2025 
Interim results announcement and interim 
distribution payment
MAR
March 2025
Estimated final distribution announcement 
and securities trade ex-distribution
MAY
May 2025
Interim distribution payment 
JUN
June 2025
Estimated interim distribution announcement 
and securities trade ex-distribution
AUG
August 2025 
Full-year results announcement and final 
distribution payment
SEP
September 2025 
Annual tax statements
04 —
FY24 Results Highlights 
05 —
Environmental, Social and Governance (ESG)
06 —
Message from the Chair
08 —
Financial Report 
75 —
Corporate Governance
76 —
Securityholder Analysis 
78 —
Corporate Directory
3
Responsible Entity
Elanor Funds Management Limited 
ABN 39 125 903 031. AFSL 398196. 
Contents
Financial Calendar
WorkZone West, Perth

FFO    
per Security
Distributions per 
Security          
per Security
Occupancy1
Portfolio WALE3
Like-for-like 
income growth
10.47c
Above market 
guidance
8.50c
Reflecting an 81% 
payout ratio
98.4%
Significantly 
above national 
occupancy of 
84.0%2
4.0 yrs
Increase from 3.1 
years at 30 June 
2023
4.7%
Strong, 
sustainable 
growth in rents
Weighted average 
capitalisation 
rate4
Total portfolio 
value5
NTA  
per Security
Balance sheet 
gearing6
Hedged interest 
rate exposure
7.67%
Up from 6.95%
$512.6m
Decrease of 8.1% 
from 30 June 
2023
$0.83
Decrease from 
$1.00 at 30 June 
2023
40.1%
Up from 35.1% at 
30 June 2023
76.7%
Weighted average 
hedge expiry of 
2.2 years
FY24 Results Highlights
1.
Weighted by area, including Heads of Agreements
2.
JLL REIS June 2024, national CBD occupancy
3.
Weighted by income, including Heads of Agreements
4.
The WACR includes ECF’s investment in Harris Street. On an equity accounted basis, the WACR is 7.78%
5.
On a consolidated basis. Treating 19 Harris Street as an equity-accounted investment results in an investment portfolio of $443.7 million
6.
Debt less cash divided by total assets less cash. Look-through gearing of 45.9%
4
Elanor Commercial Property Fund
Annual Report 2024
Geographic Diversification
WA (22%)
   QLD (47%)
NT
SA (6%)
VIC
200 Adelaide Street Brisbane, QLD
Nexus Centre Mt Gravatt, QLD
Limestone Centre Ipswich, QLD
34 Corporate Drive Cannon Hill, QLD
19 Harris Street
Sydney, NSW
Garema Court 
Canberra, ACT
Campus DXC
Adelaide, SA
50 Cavill Avenue
Gold Coast, QLD
WorkZone West
Perth, WA
NSW (14%) 
ACT (11%)

Impact
•
NABERS Energy rating increased
from 3.5 to 5.5 star
•
Estimated 67.6 tonnes of avoided
CO² emissions per annum – 40% 
reduction
•
Estimated 76 MWh energy
reduction per annum
•
Carbon Neutral asset – Climate
Active certification means net zero
emissions
Environmental, Social and Governance (ESG)
Assets with strong green credentials strengthen the portfolio’s overall ESG position 
Environmental
•
Total Scope 1 and Scope 2 emissions intensity
(location-based) was 41.9 tCO2e/m2 for the year
•
5.2 NABERS Sustainable Portfolios Index 2024 
Energy rating – targeting 5.5
•
4.3 NABERS Sustainable Portfolios Index 2024 
Water rating
•
Desktop Climate Exposure Assessments have 
been carried out for all assets in the portfolio
•
Building Analytics and Optimisation program of 
work commenced to drive down consumption and
emissions, and is expected to reduce operating 
costs
Social
•
Elanor implemented a WHS system (HSI
Donesafe), and established an Employee
Assistance Program (Telus Health)
•
Elanor facilitated an inaugural FSHD Global 
Research Foundation Partnerships Day and
provided sponsorship for the annual FSHD Sydney
Chocolate Ball
•
The Smith Family and Elanor hosted a two-day
work inspiration program for disadvantaged high
school students
Governance 
•
Type I Audit was completed during the year for 
GS007 across the Elanor office portfolio 
•
Elanor’s Modern Slavery Statement was refreshed,
and a tier 1 supplier review commenced
Upgrade over 2 years 
•
Building management system
•
Awnings, signage, LED lighting
•
Solar panel installation
•
Analytics technology provides 
live energy data to improve
efficiency of building operation
19 Harris Street, Pyrmont, NSW
Operational changes
•
Originally constructed 2013 to
5-star NABERS
•
Lighting schedules were 
adjusted
•
Sensor lighting systems installed
•
Control strategy for air 
conditioning implemented. 
•
Lighting was upgraded from
inefficient T8s to LEDs.
WorkZone West, Perth WA
Impact
•
Energy consumption has fallen by
28% and WorkZone West has 
maintained its 6-star NABERS
energy rating
•
First building in WA with 6-star
NABERS energy rating and carbon 
neutral status
•
Carbon Neutral asset – Climate
Active certification means net zero
emissions
5
Case Studies: Two Properties are Carbon Neutral Certified

Message from the Chair
Elanor Commercial Property Fund (ASX: ECF) is an 
externally managed real estate investment trust that 
currently owns nine1 Australian commercial office 
assets with a portfolio valuation of $512.62 million.
ECF’s investment portfolio has continued to perform 
strongly during the financial year, generating
Funds from Operations (FFO) of $33.1 million, or 10.47 
cents per security, above its FY24 Earnings 
Guidance. The Fund distributed $26.9 million or 8.50 
cents per security, reflecting a payout ratio of 81%.
Strategy 
The Fund’s key strategic objective is to provide 
strong risk-adjusted returns by:
•
Investing in commercial office properties with
strong competitive advantages; and
•
Actively managing the Fund’s assets to grow the
income and capital value of the properties.
Key Results
In a challenging market for the office sector, the 
Fund performed strongly during the year, achieving 
above its FY24 Earnings Guidance. 
A range of new leases and lease renewals were 
successfully executed over the period for over 
26,000m2, further enhancing the Fund’s income 
security 
and 
tenant 
quality. 
ECF’s 
portfolio 
occupancy 
was 
98.4%3
at 
30 
June 
2024 
(significantly above the average market occupancy 
of 84.0%4), with a WALE of 4.0 years5 (an increase 
from 3.1 years at 30 June 2023). FY25 lease expiries 
were reduced to 8% of gross income. These leasing 
outcomes strongly position the Fund for FY25 with 
secure income in the prevailing market conditions.
ECF’s office assets performed strongly over the 
period. However, the valuation of the Fund’s portfolio 
decreased by 8.1% since 30 June 2023, largely due 
to softening capitalisation rates (FY24 WACR: 7.67%6; 
FY23 WACR: 6.95%). Capitalisation rate softening has 
been partially offset by 5.8% positive market rental 
growth. 
A consequence of the movement in asset values has 
been the Fund’s increased gearing ratio to 40.1%7 at 
30 June 2024 (up from 35.1% at 30 June 2023). We 
expect this gearing ratio to materially reduce as we 
execute several capital initiatives in the coming 
months.
Strategic Partnership With Lederer Group 
In September 2024, the Lederer Group acquired 
Elanor Investors Group's (ASX: ENN) 12.6% interest in 
ECF and became ECF's largest securityholder, having 
a 
14.76% 
equity 
interest. 
ENN 
retains 
the 
management rights to ECF and remains committed 
to the successful management of the Fund. 
The strategic partnership with the Lederer Group 
brings 
significant 
benefits 
to 
ECF 
and 
its 
securityholders:
•
Enhanced Capital Support: The Lederer Group
has committed to providing an additional $50
million in equity capital to ECF, strengthening our 
market 
position 
and 
providing 
increased 
flexibility for future opportunities.
•
Strategic Expertise: The Lederer Group will have
participation on a new investment committee
(one of four positions alongside representatives
of Elanor Funds Management Limited (EFML), the 
RE (Responsible Entity), and Investment Manager, 
of ECF). The new investment committee will
oversee material ECF investment or divestment 
initiatives, including major capital expenditure
initiatives, 
and 
will 
make 
non-binding 
recommendations to the RE of ECF in relation to 
those matters having regard to the best interests 
of all ECF securityholders.
•
Market Confidence: This partnership with a 
respected real estate investor signals confidence
in ECF's strategy and growth potential.
We believe this strategic alliance positions ECF for 
continued success, providing additional resources 
and expertise to navigate market challenges and 
capitalise on opportunities in the commercial 
property sector.
Elanor Commercial Property Fund  
Annual Report 2024
6
On behalf of the Board, I am pleased to present Elanor 
Commercial Property Fund’s Annual Report, including its 
Financial Statements for the year ended 30 June 2024.
1.
This includes the property 19 Harris Street, which ECF holds a 49.9% equity interest in
2.
On a consolidated basis. Treating 19 Harris Street as an equity-accounted investment results in an investment portfolio of $443.7 million
3.
Weighted by area, including Heads of Agreements
4.
JLL REIS June 2024, national CBD occupancy
5.
Weighted by income, including Heads of Agreements
6.
The WACR includes ECF’s investment in Harris Street. On an equity accounted basis, the WACR is 7.78%
7.
Debt less cash divided by total assets less cash. Look-through gearing of 45.9%

Sustainability
We are pleased to highlight our commitment to 
environmental, 
social, 
and 
governance 
(ESG) 
initiatives, showcasing our accomplishments over 
the past year. This year, we renewed the Climate 
Active carbon neutral certifications at 19 Harris St 
and WorkZone West properties. 
Total Scope 1 and Scope 2 emissions intensity 
(location-based) for the fund was 41.9 tCO2e/m2 for 
FY24. Pleasingly, ECF achieved a 5.2 NABERS 
Sustainable Portfolios Index 2024 Energy rating and 
a 4.3 NABERS Sustainable Portfolios Index 2024 
Water Rating. In addition, desktop Climate Exposure 
Assessments have been carried out for all assets in 
the 
portfolio, 
and 
a 
building 
analytics 
and 
optimisation program of work has commenced to 
drive down consumption and emissions, expected to 
reduce operating costs.
Elanor recently implemented a WHS system and 
launched an Employee Assistance Program. Elanor is 
committed to social impact and over the past year 
has hosted programs for disadvantaged students 
with The Smith Family and supported the FSHD 
Global Research Foundation. For governance, Elanor 
completed a Type I Audit for GS007 over the year 
and is updating its Modern Slavery Statement with a 
tier 1 supplier review. 
We remain dedicated to integrating ESG initiatives 
across ECF as part of our core fund strategy. 
Outlook
The Fund’s portfolio is near full occupancy and 
strong leasing momentum continues for future 
expiries. The execution of asset management 
initiatives and lease renewals is a priority to maintain 
high occupancy and grow rental income. 
The Fund’s strong earnings performance is a direct 
result of our disciplined, risk-first approach to 
investing 
in 
properties 
that 
deliver 
strong, 
sustainable income. With the Fund’s properties 
invested in favourably positioned markets, there are 
significant opportunities to further enhance value for 
Securityholders. 
ECF has provided FY25 distribution guidance of 7.5 
cents per security. This guidance reflects the 
security of the Fund’s income (with approximately 
8% of leases expiring in FY25) and its interest rate 
risk position (76.7% hedged until August 2026).  The 
Fund’s properties have significant potential for 
income growth, with market rents well below 
economic rents.
I wish to thank my fellow Board members, our 
executive leadership team and the Fund team led by 
David Burgess, ECF’s Fund Manager, for their hard 
work and commitment to driving the performance of 
ECF’s portfolio of commercial office properties. 
Finally, I would like to thank all ECF Securityholders 
for their continued support.
Yours sincerely, 
Ian Mackie 
Chair
19 Harris Street, Pyrmont
7

Financial 
Report
For the year ended 
30 June 2024
9 — Director’s Report
27 — Auditor’s Independence Declaration
28 — Consolidated Statements of Profit or Loss
29 — Consolidated Statements of Comprehensive Income
30 — Consolidated Statements of Financial Position
31 — Consolidated Statements of Changes in Equity
33 — Consolidated Statements of Cash Flows
34 — Notes to the Consolidated Financial Statements
69 — Directors’ Declaration to Stapled Securityholders
70 — Independent Auditor’s Report

ELANOR COMMERCIAL PROPERTY FUND 
DIRECTORS' REPORT
The Directors of Elanor Funds Management Limited (Responsible Entity), as responsible entity of the Elanor 
Commercial Property Fund, present their report together with the consolidated financial report of Elanor 
Commercial Property Fund (ECF, Group, Consolidated Group or Fund) and the consolidated financial report 
of the Elanor Commercial Property Fund II (ECPF II) for the year ended 30 June 2024. 
The annual financial report of the Consolidated Group comprises Elanor Commercial Property Fund I (ECPF 
I) and its controlled entities and Elanor Commercial Property Fund II (ECPF II).
The Responsible Entity is a company limited by shares, incorporated and domiciled in Australia. Its registered 
office and principal place of business is Level 38, 259 George Street, Sydney NSW 2000. 
ECPF I and ECPF II were registered as managed investment schemes on 18 October 2019. The units of ECPF 
I and the units of ECPF II are combined and issued as stapled securities in the Group. The Group's securities 
are traded on the Australian Securities Exchange (ASX: ECF). The units of each scheme cannot be traded 
separately and can only be traded as stapled securities. Although there is no ownership interest between 
ECPF I and ECPF II, ECPF I is deemed to be the parent entity of the Group in accordance with the Australian 
Accounting Standards. 
Elanor Asset Services Pty Limited (ABN 83 614 679 622), a wholly owned subsidiary of Elanor Investors 
Group, is the Manager of the Fund, providing services in accordance with the Investment Management 
Agreement. The Trust Company (Australia) Limited is the Custodian of the Fund, pursuant to the Custody 
Deed. 
The Directors' report is a combined Directors' report that covers both schemes. The financial information for 
the Group is taken from the consolidated financial reports and notes. 
1.
Directors
The following persons have held office as Directors of the Responsible Entity during the year and up to the 
date of this report: 
•
Ian Mackie (appointed as Chair on 1 January 2024, appointed as Director on 25 August 2023)
•
Paul Bedbrook (resigned as Chair and Director on 31 December 2023)
•
Anthony (Tony) Fehon (Director, and appointed as Managing Director on 9 September 2024)
•
Glenn Willis (resigned as Managing Director and Chief Executive Officer, on 9 September 2024)
•
Nigel Ampherlaw (resigned on 23 September 2024)
•
Su Kiat Lim
•
Karyn Baylis
•
Victor Rodriguez (appointed on 7 July 2023 and resigned on 3 September 2024)
•
Kathy Ostin (appointed on 1 January 2024)
2.
Principal activities
The principal activity of the Fund is the investment in Australian commercial office properties, located in major 
metropolitan areas or established commercial precincts. 
9

ELANOR COMMERCIAL PROPERTY FUND 
DIRECTORS' REPORT 
3.
Distributions
Distributions in respect of the year ended 30 June 2024 
The following table details the Consolidated Group's distributions that were declared and / or paid in respect 
of the year ended 30 June 2024: 
Distribution 
30 June 
Cents per 
2024 
Consolidated Group 
stapled security 
$'000 
Distribution paid: 1 July - 30 September 2023 
2.125 
6,727 
Distribution paid: 1 October - 31 December 2023 
2.125 
6,727 
Distribution paid: 1 January - 31 March 2024 
2.125 
6,727 
Distribution payable: 1 April - 30 June 2024 
2.125 
6,727 
Total distribution relating to the year ended 30 June 2024 
8.50 
26,908 
4.
Operating and financial review
OVERVIEW AND STRATEGY
The Elanor Commercial Property Fund is an externally managed real estate investment fund that invests in 
high investment quality commercial office properties. 
The Fund's objective is to provide strong, risk-adjusted returns through a combination of regular distributions 
and capital growth. To achieve this objective, the Fund's strategy is to: 
•
Invest in commercial office properties with differentiated competitive market positions that are located
in major metropolitan areas or established commercial precincts;
•
Execute leasing strategies and actively manage the properties to grow the income and capital value of
the assets;
•
Acquire additional high investment quality commercial office properties in line with the Fund's
investment criteria; and
•
Maintain a conservative capital structure with a target Gearing range between 30% and 40%.
During the year ended 30 June 2024, the Fund completed and achieved the following key initiatives and results: 
•
Funds from Operations (FFO) for the period of $33.1 million or 10.47 cents per security
•
Distributions of $26.9 million or 8.50 cents per security, at a payout ratio of 81%, the low end of the
Fund's target payout ratio range (80% – 100%);
•
Successfully executed a range of new leases and renewals for over 26,000 m2, further enhancing the
Fund’s income security and tenant quality;
•
Reduced FY25 lease expiries to 8% of gross income;
•
Maintained strong occupancy levels at 98.4%, significantly above national office occupancy levels.
•
Key leasing initiatives during the period included:
o
Lease renewal executed with DXC Technology for the entire Campus DXC property in
Felixstow, South Australia (6,288m2)
o
Lease renewal executed with Sunshine Loans for 1,053m2 at 50 Cavill Avenue, Surfers
Paradise, Queensland
o
Lease renewal executed with Optus for 665m2 at 34 Corporate Drive, Cannon Hill,
Queensland
Elanor Commercial Property Fund
Annual Report 2024
10

ELANOR COMMERCIAL PROPERTY FUND 
DIRECTORS' REPORT 
4.
Operating and financial review (continued)
o
New lease signed with NIB Thrive for 509m2 at 34 Corporate Drive, Cannon Hill, Queensland.
o
New leases signed with CIP Construction, Bluepost Productions and Born Creators over a
combined 1,203m2 at 19 Harris St, Pyrmont, New South Wales
o
HOA signed with CPB Contractors for renewal of 4,887m2 at WorkZone West, Perth, Western
Australia
o
HOA signed with Vocus for new lease of 3,759m2 at the WorkZone West, Perth, Western
Australia
o
HOA signed with Bunnings for renewal of 1,992m2 at the NEXUS Centre, Mt Gravatt,
Queensland
o
HOA signed with Thomson-Reuters for renewal of 1,941m2 and a lease was executed with
L’Oreal for renewal of 554m2 at 19 Harris Street, Pyrmont, NSW.
The Fund’s portfolio of commercial office assets:
•
Comprises nine high investment quality properties located in established commercial office precincts
in Brisbane, Gold Coast, Perth, Canberra, Adelaide and Sydney, with a combined value of $462.4
million (including 19 Harris Street);
•
Generates approximately 72% of its income from Federal and State Governments (16%), Multinationals
(45%, including ITV, Abacus dx, Accor) and ASX-listed tenants (12%, including CIMIC, NAB, Coles
and Wesfarmers).
•
Had a gearing ratio of 40.1% at balance date (45.9% on a look through basis).
Subsequent to balance date, on 9 September 2024, the Fund announced a strategic partnership with Lederer 
Group. The Lederer Group has acquired Elanor Investors Group’s (ASX: ENN) 12.6% interest in the Fund to 
become the largest securityholder in the Fund.  
As part of the strategic partnership, the Lederer Group has committed $50 million in equity capital to support 
the Fund. The Lederer Group will have participation on a new investment committee (one of four positions 
alongside representatives of the Responsible Entity and the Manager). The new investment committee will 
oversee any material investment or divestment initiatives, including major capital expenditure, and will make 
non-binding recommendations to the Responsible Entity in relation to those matters having regard to the best 
interest of all ECF securityholders.  
The Fund has committed to acquire at least its 49.9% pro-rata share of the Harris Street Fund Capital Notes, 
subject to sourcing suitable funding. Citigroup Global Markets Australia Pty Limited and MA Moelis Australia 
Advisory Pty Ltd are advising on a potential rights issue in ECF to fund both the commitment to the Harris 
Street Fund and to provide further capital for near term capital expenditure and incentives.   
The Lederer Group’s equity commitment of $50 million includes an offer to take up 100% of its entitlement and
sub-underwrite any potential rights issue at an indicative offer price of 60 cents per security. The Responsible 
Entity will actively explore the rights issue, however, any equity raising is subject to market conditions, final 
Responsible Entity Board approval, regulatory approvals and securing suitable underwriting support for the 
rights issue.    
Elanor Investor Group and the Responsible Entity 
On 23 August 2024, Elanor Investors Group (ASX: ENN) requested, and the ASX granted, a voluntary 
suspension of trading of ENN securities on the ASX to enable Elanor to consider a range of options to stabilise 
and maintain its ongoing financial position. Elanor Funds Management Limited (EFML) is a wholly owned 
subsidiary of Elanor Investors Group and is the Responsible Entity of ECF. If Elanor Investors Group is not 
able to stabilise and maintain its ongoing financial position, it may cast uncertainty about EFML’s ability to act
as Responsible Entity of the Fund.   
11

ELANOR COMMERCIAL PROPERTY FUND 
DIRECTORS' REPORT 
4.
Operating and financial review (continued)
INVESTMENT PORTFOLIO
The valuation of the Fund's portfolio of investment properties at 30 June 2024 has decreased by $31.9 million 
(6.71%) since 30 June 2023 (a $18.8 million or 4.06% decrease since 31 December 2023). The valuation of 
the equity accounted investment in the 19 Harris Street property at 30 June 2024 decreased by $14.3 million 
(45.52%) since 30 June 2023. 
This decrease in portfolio valuation is primarily due to rising capitalisation and discount rates driven by the 
prevailing interest rate environment and broader market conditions. These impacts have been partially offset 
by increasing portfolio rents for the Fund. The Fund’s portfolio valuation decrease is consistent with reduced
asset valuations across the Australian commercial office market. The Sydney City commercial office market 
has been more severely impacted by rising capitalisation rates based on recent commercial property 
transactions, and this is reflected in the value of the Fund’s 49.9% interest in the 19 Harris Street property.
The resilience of the Fund's property portfolio is a result of its tenant quality, occupancy of 98.4%, and WALE 
of 4.0 years. Strong tenant demand has driven 9.1% positive leasing spreads and 4.7% like-for-like income 
growth, reflecting the strength of the leasing outcomes achieved during the year. This is a direct result of the 
Fund’s strategy to invest in commercial office properties with differentiated competitive market positions.
The following table shows a summary of ECF’s investment portfolio as at balance date: 
Carrying 
Carrying 
Value 
Value 
30 June 2024 
30 June 2023 
Property 
Location 
$'m 
$'m 
50 Cavill Avenue 
Surfers Paradise QLD 
110.5 
120.0 
WorkZone West 
Perth, WA 
111.0 
118.0 
Garema Court 
Canberra, ACT 
57.7 
66.0 
200 Adelaide St 
Brisbane, QLD 
43.5 
50.0 
NEXUS Centre 
Mount Gravatt, QLD 
33.5 
35.0 
Limestone Centre 
Ipswich, QLD 
30.5 
29.6 
Campus DXC 
Felixstow, SA 
31.0 
28.5 
34 Corporate Drive 
Cannon Hill, QLD 
26.0 
28.5 
Total Investment Properties 
443.7 
475.6 
Equity 
Equity 
Accounted 
Accounted 
Value 
Value 
30 June 2024 
30 June 2023 
Equity Investment 
Location 
Ownership % 
$'m 
$'m 
19 Harris Street 
Pyrmont, NSW 
49.9 
17.2 
31.6 
Total Equity Investment 
17.2 
31.6 
Total Investment Portfolio 
460.9 
507.2 
On 20 August 2024, Harris Property Trust executed a credit approved term sheet with its financier to extend 
and vary the existing debt facility from 23 May 2025 to 30 June 2027. The revised terms include a requirement 
to reduce the debt facility from $101.75 million to $77.0 million prior to 30 November 2024. The Harris Street 
Fund intends to undertake a capital note raise to meet this requirement.   
The ASX announcement made by Elanor Investors Group (which incorporates ECF’s Responsible Entity,
EFML, and the trustee of the Harris Property Trust) on 23 August 2024 may create a material uncertainty as 
to the ability to complete ECF’s and Harris Street Fund capital note raise within the required timeframe.   
Elanor Commercial Property Fund
Annual Report 2024
12

ELANOR COMMERCIAL PROPERTY FUND 
DIRECTORS' REPORT 
4.
Operating and financial review (continued)
To mitigate the risk of not completing the capital raising within the required timeframe, the trustee of the Harris 
Property Trust can undertake alternative options including reducing the size of the raise, seeking further 
accommodation from the financier, undertaking a refinancing of the existing debt or an orderly sale of the 
Harris Street property asset. 
FINANCIAL RESULTS
The Fund recorded a statutory loss after tax of $26.7 million for the year ended 30 June 2024 (2023: loss after 
tax of $32.2 million). 
Funds from Operations (FFO) was $33.1 million (2023: $34.9 million) or 10.47 cents (2023: 11.01 cents) per 
weighted average security. FFO is the Directors' measure of the periodic amount available for distributions 
and has been determined in accordance with the definition outlined in the Property Council of Australia’s white 
paper “Voluntary best practice guidelines for disclosing FFO and AFFO” and adjusted for amortisation amounts 
relating to borrowing costs and the manager contribution. 
The Fund’s balance sheet remains strong at 30 June 2024, with net assets of $264.2 million, and cash on 
hand of $7.7 million. The Fund also has $4.5 million in undrawn debt facilities. 
A summary of the Fund's results for the year is set out below: 
Consolidated 
Group 
ECPF II 
30 June 
30 June 
Key financial results 
2024 
2024 
Net statutory (loss)/profit ($'000) 
(26,704) 
648 
Funds from Operations (FFO) ($'000) 
33,143 
2,060 
Distributions payable to security holders ($'000) 
6,727 
389 
FFO per stapled security (cents) 
10.47 
0.65 
FFO per weighted average stapled security (cents) 
10.47 
0.65 
Distributions (cents per stapled security) 
8.50 
0.52 
Net tangible assets ($ per stapled security) 
0.83 
0.05 
Gearing (net debt / total assets less cash) (%) 
40.1% 
44.5% 
Gearing (look-through)1 (%) 
45.9% 
44.5% 
1 Adjusted for equity accounted investment of 19 Harris Street, Pyrmont, NSW. 
13

ELANOR COMMERCIAL PROPERTY FUND 
DIRECTORS' REPORT 
4.
Operating and financial review (continued)
The table below provides a reconciliation from statutory net loss to Funds from Operations: 
Consolidated 
Group 
ECPF II 
30 June 
30 June 
2024 
2024 
Funds from Operations (FFO)1 
$'000 
$'000 
Statutory net (loss)/profit 
(26,704) 
648 
Adjustments for items included in statutory loss: 
Fair value (gain)/loss included in share of profit from equity accounted investment2 
13,236 
–
Fair value (gain)/loss on investment property 
35,311 
(98) 
Fair value (gain)/loss on derivatives 
2,598 
134 
Straight lining of rental income3 
231 
53 
Amortisation expense4 
6,246 
1,198 
Transaction costs 
755 
125 
Adjustments for non profit / (loss) item: 
Share of FFO from equity accounted investments 
1,470 
–
Funds from Operations (FFO)1 
33,143 
2,060 
Note 1: Funds from Operations (FFO) has been determined in accordance with the Property Council Guidelines and adjusted for amortisation of borrowing cost and manager contribution 
which is excluded from FFO and represents the Directors' view of underlying earnings from ongoing operating activities, being statutory profit / (loss) (under IFRS), adjusted for non-
cash and other items such as property revaluations, derivative mark-to-market impacts, amortisation of tenant incentives, gains/losses on sale of investment properties, straight-line 
rental adjustments, non-FFO tax expenses/benefits and other unrealised one-off items. This includes the group’s proportional ownership of 19 Harris Street’s FFO, which is held as an 
equity accounted investment. 
Note 2: Includes amortisation of the manager contribution of $0.93 million. 
Note 3: Straight lining of rental income is a non-cash accounting adjustment recognised in rental income in the Consolidated Statement of Profit or Loss. 
Note 4: Amortisation expense includes the amortisation of capitalised leasing costs and rental abatements, and debt establishment costs recognised in the Consolidated Statement of 
Profit or Loss 
CLIMATE RELATED DISCLOSURES
Elanor Investors Group (‘Elanor’ or ‘Elanor Group’), as the Manager of a portfolio of commercial office 
properties across Australia, recognises the impact that climate change is having on the environment and the 
importance of its contribution to climate change mitigation initiatives.  
Specifically, Elanor is advancing its understanding of climate-related risks and opportunities in line with leading 
practice frameworks and standards being set by the Australian Accounting Standards Board to ensure it is 
ready for climate-related financial disclosure.  
As part of Elanor’s commitment to sustainability and responsible business practices, the Elanor Group 
continues to progress disclosure on measuring, monitoring, and reporting of climate-related risks and 
opportunities in line with the draft Australian Sustainability Reporting Standards (‘ASRS’).  
The following sections outline the progress Elanor is making on climate change initiatives and climate-related 
financial disclosure in line with the draft ASRS framework covering the areas of governance, strategy, risk 
management, and targets and metrics.  
Elanor Commercial Property Fund
Annual Report 2024
14

ELANOR COMMERCIAL PROPERTY FUND 
DIRECTORS' REPORT 
4.
Operating and financial review (continued)
CLIMATE-RELATED FINANCIAL DISCLOSURES 
Elanor Investors Group (‘Elanor’ or ‘Elanor Group’), as the Manager of a portfolio of commercial office 
properties across Australia, recognises the impact that climate change is having on the environment and the 
importance of its contribution to climate change mitigation initiatives.  
Specifically, Elanor is advancing its understanding of climate-related risks and opportunities in line with leading 
practice frameworks and standards being set by the Australian Accounting Standards Board to ensure it is 
ready for climate-related financial disclosure.  
As part of Elanor’s commitment to sustainability and responsible business practices, the Elanor Group 
continues to progress disclosure on measuring, monitoring, and reporting of climate-related risks and 
opportunities in line with the draft Australian Sustainability Reporting Standards (‘ASRS’).  
The following sections outline the progress Elanor is making on climate change initiatives and climate-related 
financial disclosure in line with the draft ASRS framework covering the areas of governance, strategy, risk 
management, and targets and metrics.  
Governance 
The Elanor Board takes responsibility for overseeing the Elanor’s sustainability strategy and policies, which 
includes managing climate-related financial risks and opportunities. Elanor’s ESG Committee, operating under
a Charter, reports to the Board as a Management Committee. Chaired by the CEO and Managing Director, 
the ESG Committee ensures the Group identifies, assesses, and manages material ESG risks, including 
climate-related risks and opportunities.  
Working closely with Elanor’s Executive Management Committee and key business unit managers, the ESG 
Committee collaborates to achieve the successful formulation and implementation of Elanor's ESG initiatives. 
The ESG Committee plays a pivotal role in developing an understanding of Elanor’s climate-related risks and 
opportunities, and assessing the processes, controls, and procedures it uses to monitor, manage and oversee 
these risks and opportunities. 
Strategy 
Elanor Investors Group’s second ESG Annual report, released last year, sets out the Elanor’s ESG strategy. 
Short, medium and long-term goals have been identified against five material environment topics including 
energy and carbon management, ecological impacts, water management, waste impacts and climate change 
vulnerability. Currently, portfolio-wide identification of decarbonisation opportunities, including net zero 
modelling are priorities.  
Elanor is currently developing its strategy for managing its climate-related risks and opportunities as an integral 
part of Elanor’s strategic considerations. Elanor is working with key internal and external expert stakeholders 
to understand the current and anticipated effects of those climate-related risks and opportunities on the 
business model and value chain and readying itself for climate-related financial disclosure. 
Risk management 
The Elanor Board and ESG Committee are responsible for monitoring and managing climate-related risks and 
opportunities. To ensure that climate-related risks and opportunities are managed in a coordinated manner, a 
process is underway to consider how to integrate climate-related risks and opportunities into Elanor’s Risk
Management Framework and Risk Appetite Statement along with broader ESG, business-related and macro-
economic matters. 
15

ELANOR COMMERCIAL PROPERTY FUND 
DIRECTORS' REPORT 
4.
Operating and financial review (continued)
To ensure the Elanor Group addresses climate-related risks and opportunities more effectively, a climate 
change vulnerability analysis process is being integrated into due diligence procedures for all new asset 
acquisitions.  
In the coming years, this analysis will be extended to cover Elanor’s long-term portfolio, evaluating climate-
related risks and opportunities thoroughly from both a physical risk and transition risk perspective.   
Metrics and targets 
Elanor is committed to reducing its environmental impact on the planet and understanding its climate-related 
financial impact.  
Energy usage data and scope 1 and 2 carbon emissions have been collected for all Elanor-managed assets 
for financial years 2022, 2023 and 2024. This data will help to establish energy consumption and carbon 
emission targets for Elanor’s managed fund real estate portfolio. 
Elanor is currently evaluating the impact of its business operations on the environment and exploring ways to 
minimise its carbon footprint. These efforts include: 
•
Energy efficiency improvements;
•
On-site renewable energy generation; and
•
Long term generation credits procurement.
Elanor's 2024 ESG report, to be released later in 2024, will provide details on the Elanor Group’s energy and 
carbon management initiatives, achievements, and plans across the portfolio to enhance its climate-related 
financial disclosure. 
By drawing on the draft ASRS requirements and enhancing the Elanor Group’s understanding of climate-
related risks and opportunities, Elanor aims to foster sustainable and responsible business practices that 
benefit the Elanor Group’s shareholders, including ECF’s shareholders, key stakeholders and the environment.
RISK MANAGEMENT 
Earnings variability and potential capital value impacts due to the prevailing interest rate environment and 
economic conditions are the primary risk to the Fund in the coming period. Potential capital value movements 
are related to higher return hurdles for real estate investments as interest rates rise, driven by volatility and 
uncertainty in respect of short- and long-term interest rates. 
Further, risks may also relate to increased operating expenses, a softening of rental growth, an increase in 
required incentives or longer letting up periods and possible weather-related events. While general market 
uncertainty may impact the availability of capital for acquisition opportunities, demand for quality assets is 
expected to remain positive.  
These risks to the Fund are mitigated through hedging of interest rates and active management of the Fund’s 
portfolio. Regular and active engagement with tenants across the portfolio and ongoing assessments of tenant 
rental risks contribute strongly to the performance of the Fund. Further risk mitigants include the broadening 
of the Fund's tenant mix and actively managing the Fund's cash position and capital structure. 
Elanor Commercial Property Fund
Annual Report 2024
16

ELANOR COMMERCIAL PROPERTY FUND 
DIRECTORS' REPORT 
4.
Operating and financial review (continued)
SUMMARY AND OUTLOOK 
The Fund's core strategy will remain focused on actively managing and growing earnings from its investment 
portfolio, realising value-add opportunities across the existing portfolio, and acquiring additional high 
investment quality commercial office properties. 
The resilience of the Fund's property portfolio in the current economic environment reflects its tenant quality, 
occupancy of 98.4%, and WALE of 4.0 years. Strong tenant demand has driven positive leasing spreads of 
9.1% and like-for-like income growth of 4.7%, reflecting the strength of the leasing outcomes achieved during 
the year. This is a direct result of the Fund’s strategy to invest in commercial office properties with differentiated 
competitive market positions. 
Looking ahead, in addition to the disclosures included in the Overview and Strategy section above, risks to the 
Fund in the coming year include demand variability associated with uncertain economic market conditions. 
This has been mitigated by management by successfully renewing and extending leasing agreements with 
existing tenants and actively marketing any remaining vacant space to secure the portfolio’s future income.  
The active asset management of the Fund’s portfolio is generating improved operational performance, and 
strategic initiatives to grow and realise the capital value of the Fund are being progressed.
5.
Interests in the Group
The movement in stapled securities of the Group during the year is set out below: 
Consolidated 
Consolidated 
Group 
Group 
ECPF II 
ECPF II 
30 June 
30 June 
30 June 
30 June 
2024 
2023 
2024 
2023 
'000 
'000 
'000 
'000 
Stapled securities on issue at the beginning of the period 
316,556 
316,556 
316,556 
316,556 
Stapled securities issued during the period 
– 
– 
– 
– 
Stapled securities on issue at the end of the period 
316,556 
316,556 
316,556 
316,556 
17

ELANOR COMMERCIAL PROPERTY FUND 
DIRECTORS' REPORT 
6.
Directors
Name 
Particulars 
Ian 
Mackie 
Independent Non-Executive Director (appointed as Chair on 1 January 2024, appointed as 
Director on 25 August 2023) 
Ian was appointed as a Director of Elanor Investors Limited (EIL) and Elanor Funds 
Management Limited (the Responsible Entity of ECF) in August 2023. With more than 40 years 
of experience in real estate investment and funds management in the Asia Pacific region, Ian 
is currently the Lead Independent Director of Keppel REIT Management Limited (KRML), 
manager of the Keppel REIT, listed on the Singapore Stock Exchange. 
Ian served as Chair of the Urban Land Institute (ULI) Australia, and as a member for the Board 
of ULI Asia Pacific, from June 2019 until June 2022. He remains a member of the Australian 
National Council, and a ULI Global Trustee. Ian was previously the International Director and 
Asia Pacific Head of Strategic Partnerships at LaSalle Investment Management Asia from 
January 2000 to April 2018. Ian also served on LaSalle’s Asia Pacific Investment Committee 
from 2006 and its Global Investment Strategy Committee from 2008. Ian holds a Bachelor of 
Arts (Economics & Law) from the University of Canberra and an Associate Diploma in 
Valuation from the University of Technology Sydney. He is a member of the Australian Institute 
of Company Directors, and the Singapore Institute of Directors, and has been a director of 
regulated entities in Singapore and South Korea. 
Former listed directorships in the last three years: Nil 
Interest in stapled securities: Nil 
Qualifications: B. Arts (Econ & Law) 
Paul 
Bedbrook 
Independent Non-Executive Chairman (resigned as Chair and Director on 31 December 
2023) 
Paul was appointed as a Director of both EIL and EFML (the Responsible Entity of ECF) in 
June 2014. Paul has had a career of over 30 years in financial services, originally as an analyst, 
fund manager and then the GM & Chief Investment Officer for Mercantile Mutual Investment 
Management Ltd (ING owned) from 1987 to 1995.  
Paul was an executive for 26 years with the Dutch global banking, insurance and investment 
group, ING, retiring in 2010. Paul's career included the roles of: President and CEO of ING 
Direct Bank, Canada (2000 – 2003), CEO of the ING Australia/ANZ Bank Wealth JV (2003 - 
2008) and Regional CEO, ING Asia Pacific, Hong Kong (2008 – 2010). Paul was previously 
the Chairman of Zurich Financial Services Australia and its Life, General and Investment 
Companies.  
Paul is currently a non-executive director of the National Blood Authority. 
Former listed directorships in the last three years: Elanor Retail Property Fund (ERF) 
Interest in stapled securities: 200,000 
Qualifications: B.Sc, F FIN, FAICD 
Elanor Commercial Property Fund
Annual Report 2024
18

ELANOR COMMERCIAL PROPERTY FUND 
DIRECTORS' REPORT 
6.
Directors (continued)
Name 
Particulars 
Glenn 
Willis 
 
Managing Director and Chief Executive Officer (resigned as Managing Director and Chief 
Executive Officer on 9 September 2024) 
Glenn has over 30 years' experience in the Australian and international capital markets. Glenn 
was the co-founder and Chief Executive Officer of Moss Capital, prior to its ASX listing as 
Elanor Investors Group in July 2014. Prior to Elanor, Glenn co-founded Grange Securities and 
led the team in his role as Managing Director and CEO.  
After 12 years of growth, Grange Securities was acquired by Lehman Brothers International 
in 2007 as the platform for Lehman's Australian investment banking and funds management 
operations. Glenn was appointed Managing Director and Country Head in March 2007. In 
2008, Glenn was appointed executive Vice Chairman of Lehman Brothers Australia.  
Glenn is a Director of FSHD Global Research Foundation.  
Former listed directorships in the last three years: Elanor Retail Property Fund (ERF) 
Interest in stapled securities: Nil 
Qualifications: B.Bus (Econ & Fin) 
Nigel 
Ampherlaw 
 
Independent Non-Executive Director (resigned on 23 September 2024) 
Nigel was appointed as a Director of both EIL and EFML (the Responsible Entity of ECF) in 
June 2014. Nigel was a Partner of PricewaterhouseCoopers for 22 years where he held a 
number of leadership positions, including heading the financial services audit, business 
advisory services and consulting businesses. He also held a number of senior client Lead 
Partner roles. Nigel has extensive experience in risk management, technology, consulting and 
auditing in Australia and the Asia-Pacific region. 
Nigel is the chairman and independent Non-Executive Director of Great Southern Bank. 
Former listed directorships in the last three years: Elanor Retail Property Fund (ERF) 
Interest in stapled securities: Nil 
Qualifications: B.Com, FCA, MAICD 
19

ELANOR COMMERCIAL PROPERTY FUND 
DIRECTORS' REPORT 
6.
Directors (continued)
Name 
Particulars 
Anthony 
(Tony) 
Fehon 
 
Independent Non-Executive Director (appointed as Managing Director on 9 September 
2024) 
Tony was appointed as a Director of both the EIL and EFML (the Responsible Entity of ECF) 
in August 2019. Tony has more than 30 years' experience working in senior roles with some 
of Australia's leading financial services and funds management businesses. He has broad 
experience in operational and leadership roles across many industries. 
Tony is a director of Elanor Hotel Accommodation Limited and Elanor Hotel Accommodation 
II Limited, enlighten Australia Pty Limited, and numerous small companies. He was previously 
an Executive Director of Macquarie Bank Limited where he held responsibilities for several of 
Macquarie's listed property trusts as well as operational leadership for residential real estate 
developments and real estate based operational businesses in the living and leisure sectors. 
Former listed directorships in the last three years: Elanor Retail Property Fund (ERF) 
Interest in stapled securities: 67,500 
Qualifications: B. Com, FCA 
Su Kiat Lim 
Independent Non-Executive Director 
Su Kiat was appointed as a Director of both EIL and EFML (the Responsible Entity of ECF) 
in October 2021. Su Kiat is currently CEO of Firmus Capital Pte Ltd, a Singapore based 
private equity real estate investment management firm founded in 2017.  
Su Kiat has over 20 years’ experience in the real estate funds, investment and asset 
management industry across the Asia Pacific region including Australia.  In 2011 Su Kiat co-
founded Rockworth Capital Partners, a direct real estate investment management firm in 
Singapore, successfully growing its AUM to $1bn by 2017.  Prior to that, Su Kiat held key 
roles in Investment Management at Frasers Property Limited, Frasers Commercial Trust and 
ALLCO REIT.   
Su Kiat was appointed as a non-executive Director of Aspen Group Holdings Limited, a SGX 
main board listed developer since 2016. 
Former listed directorships in the last three years: Elanor Retail Property Fund (ERF) 
Interest in stapled securities: Nil  
Qualifications: B.Bus, PhD (Econ) 
Elanor Commercial Property Fund
Annual Report 2024
20

ELANOR COMMERCIAL PROPERTY FUND 
DIRECTORS' REPORT 
6.
Directors (continued)
Name 
Particulars 
Karyn 
Baylis AM 
Independent Non-Executive Director 
Karyn was appointed as a Director of both the EIL and EFML (the Responsible Entity of ECF) 
in November 2021.  
Karyn has led a distinguished business career in Australia and internationally, having held a 
range of senior management and C-suite executive roles in multinational businesses including 
at Optus, Insurance Australia Group and Senior Vice President The Americas at Qantas 
Airways. In 2009 she was appointed CEO of Jawun and spent 12 years working with some of 
the leading indigenous reform voices in the country along with outstanding organisations. She 
retired from Jawun in January 2022. 
Karyn has received a number of awards, notably a Member in the General Division of the Order 
of Australia (AM) for significant service to the Indigenous community in the 2018 Queen’s 
Birthday Honours and The Australian Financial Review and Westpac 100 Women of Influence 
Award in Diversity in 2015.  
Karyn is a Non-Executive Director of Save the Children Australia. Karyn is also a current 
member of Chief Executive Women (CEW), Australian Institute of Company Directors (AICD) 
and National Leadership Group (NLG). 
Previous Board positions include CARE Australia, Cure Cancer, Grocon Holdings Pty Ltd and 
NRMA Financial Management and Life Nominees. 
Former listed directorships in the last three years: Elanor Retail Property Fund (ERF) 
Interest in stapled securities: 25,000 
Victor 
Rodriguez 
Non-Executive Director (appointed on 7 July 2023 and resigned on 3 September 2024) 
Victor was appointed a Director of both EIL and EFML (the Responsible Entity of ECF )on 7 
July 2023. Victor is currently Chief Executive, Funds Management of Challenger Limited 
(ASX:CFG) (Challenger), having been appointed to that role in August 2022, following five 
years as Head of Fixed Income within the Challenger Investment Management business. 
Victor has over 30 years’ investment management experience. Prior to joining Challenger, 
Victor was head of Asia Pacific Fixed Income at Aberdeen Asset Management based in 
Singapore between 2014 to 2017. There he led a team of more than 30 investment 
professionals across the region. He was also a Regional Director overseeing the wider 
Aberdeen business. 
Prior to relocating to Singapore, Victor led Aberdeen’s Australian Fixed Income business. 
Victor also held various investment roles over 13 years at Credit Suisse Asset Management in 
Australia, including Deputy Head of Fixed Income for three years up to 2009. 
Victor is a Non-Executive Director of Lennox Capital Partners Pty Limited, WaveStone Capital 
Partners Pty Limited and Alphinity Investment Management Pty Limited. 
Former listed directorships in the last three years: None 
Interest in stapled securities: Nil 
21

ELANOR COMMERCIAL PROPERTY FUND 
DIRECTORS' REPORT 
6.
Directors (continued)
Name 
Particulars 
Kathy 
Ostin 
Independent Non-Executive Director (appointed on 1 January 2024) 
Kathy was appointed as a Director of both the EIL and EFML (the Responsible Entity of ECF) 
in January 2024. 
Kathy is an experienced Non-Executive Director and Chair of Audit and Risk Committees. 
Kathy spent 24 years with KPMG in Australia, the United States, Asia and the United Kingdom 
across the audit, risk consulting and advisory divisions providing global perspective. She was 
previously Audit, Assurance & Risk Consulting Partner at KPMG for 12 years and retired from 
the partnership in December 2017. 
Kathy currently serves as a Non-Executive Director and Chair of the Audit and Risk Committee 
of each of 3P Learning Limited (ASX: 3PL), dusk Group Limited (ASX: DSK), Capral Limited 
(ASX: CAA), and Next Science Limited (ASX: NXS). Kathy holds a Bachelor of Commerce 
(Accounting & Finance) from the University of New South Wales. She is a graduate and 
member of the Australian Institute of Company Directors, Chartered Accountants Australia & 
New Zealand and Fellow of the Financial Services Institute of Australasia. 
Former listed directorships in the last three years: Swift Networks Group Ltd (ASX:SW1) 
(resigned 19 November 2021)  
Interest in stapled securities: Nil 
Qualifications: B. Com, GAICD, CA ANZ, FINSIA 
Elanor Commercial Property Fund
Annual Report 2024
22

ELANOR COMMERCIAL PROPERTY FUND 
DIRECTORS' REPORT 
7.
Directors' relevant interests
Stapled securities 
at the date of this 
report 
Ian Mackie (appointed as Chair from 1 January 2024, appointed as Director on 25 August 2023) 
–
Paul Bedbrook (resigned as Chair and Director on 31 December 2023) 
200,000 
Glenn Willis (resigned as Managing Director and Chief Executive Officer on 9 September 2024) 
–
Nigel Ampherlaw (resigned on 23 September 2024)  
–
Anthony (Tony) Fehon (Director, appointed as Managing Director on 9 September 2024) 
67,500 
Su Kiat Lim 
–
Karyn Baylis AM 
25,000 
Victor Rodriguez (appointed on 7 July 2023, resigned on 3 September 2024) 
–
Kathy Ostin (appointed on 1 Jan 2024) 
–
Other than as disclosed in Note 13 of the financial statements, no contracts exist where a director is entitled 
to a benefit. 
8.
Directors' remuneration
The Directors of the Responsible Entity and other management personnel are paid by the Responsible Entity. 
Payments made from the Fund to the Responsible Entity do not include any amounts attributable to the 
compensation of key management personnel. 
9.
Meetings of Directors
Board 
Audit & Risk 
(Responsible Entity) 
Committee 
Eligible to 
attend1 
Attended 
Eligible to 
attend 
Attended 
Ian Mackie (appointed as Chair from 1 January 2024, appointed as Director on 25 
August 2023) 
8 
8 
3 
3 
Paul Bedbrook (resigned as Chair and Director on 31 December 2023) 
6 
6 
3 
2 
Glenn Willis (resigned as Managing Director and Chief Executive Officer on 9 
September 2024) 
11 
11 
- 
- 
Nigel Ampherlaw (resigned on 23 September 2024)  
11 
8 
5 
5 
Anthony (Tony) Fehon (appointed as Managing Director on 9 September 2024) 
11 
11 
5 
5 
Su Kiat Lim 
11 
9 
- 
- 
Karyn Baylis 
11 
11 
- 
- 
Victor Rodriguez (appointed on 7 July 2023 and resigned on 3 September 2024) 
11 
10 
- 
- 
Kathy Ostin (appointed on 1 Jan 2024) 
5 
5 
2 
2 
Note 1: During the year, the Board met 11 times including special purpose meetings for various funds management initiatives 
throughout the year.  
10.
Company Secretary
Symon Simmons held the position of Company Secretary of the Responsible Entity during the year. Symon is 
the Chief Financial Officer of the Group and holds a Bachelor of Economics with majors in Economics and 
Accounting, and has extensive experience as a company secretary, is a Justice of the Peace in NSW and is a 
Responsible Manager on the Australian Financial Services Licence held by the Responsible Entity. 
23

ELANOR COMMERCIAL PROPERTY FUND 
DIRECTORS' REPORT 
11.
Indemnification and insurance of officers and auditors
During the financial year, the Responsible Entity paid a premium in respect of a contract insuring the Directors 
of the Responsible Entity (as named above), the Company Secretary, and all executive officers of the 
Responsible Entity and of any related body corporate against a liability incurred in their capacity as Directors 
and officers of the Responsible Entity to the extent permitted by the Corporations Act 2001 (Cth). The contract 
of insurance prohibits disclosure of the nature of the liability and the amount of the premium. 
The Responsible Entity has not otherwise, during or since the end of the financial year, except to the extent 
permitted by law, indemnified or agreed to indemnify an officer of the Responsible Entity or of any related body 
corporate against a liability incurred in their capacity as an officer. 
The Group indemnifies the auditor (PricewaterhouseCoopers Australia) against any liability (including legal 
costs) for third party claims arising from a breach by the Group of the auditor’s engagement terms, except 
where prohibited by the Corporations Act 2001 (Cth). 
12.
Environmental regulation
To the best of their knowledge and belief after making due enquiry, the Directors have determined that the 
Group has complied with all significant environmental regulations applicable to its operations in the jurisdictions 
in which it operates. 
13.
Significant changes in state of affairs
There was no significant change in the state of affairs of the Fund during the year. 
14.
Auditor's independence declaration
A copy of the auditor's independence declaration, as required under section 307C of the Corporations Act
2001 (Cth), is included on the page following the Directors' Report. 
15.
Non audit services
Details of amounts paid or payable to the auditor for non-audit services provided during the year by the auditor 
are outlined in Note 17 to the consolidated financial statements. 
There were no non-audit services provided by the auditor during the year (2023:nil). 
16.
Likely developments and expected results of operations
The consolidated financial statements have been prepared on the basis of the current known market 
conditions. The extent of any potential deterioration in either the capital or physical property markets on the 
future results of the Fund is unknown. Such results could include property market valuations, the ability of the 
Fund to raise or refinance debt, and the cost of such debt and the ability to raise equity. 
The economic and market uncertainty are difficult to forecast. The Fund will continue to engage regularly with 
all tenants across the Fund's portfolio.  
At the date of this report and to the best of the Directors' knowledge and belief, other than matters disclosed 
under Events occurring after reporting date, there are no other anticipated changes in the operations of the 
Fund which would have a material impact on the future results of the Fund. 
Elanor Commercial Property Fund
Annual Report 2024
24

ELANOR COMMERCIAL PROPERTY FUND 
DIRECTORS' REPORT 
17.
Going concern
As at 30 June 2024, the Fund has a net current asset deficiency of $73.0 million and net assets of $264.2 
million. ECPF II has a net current asset deficiency of $6.8 million and net assets of $16.6 million. 
The net current asset deficiency of the Fund and ECFPII is attributable to a debt facility of $70.0 million (ECPF 
II: $6.7 million) maturing on 28 February 2025 and a current payable of $6.7 million (ECPF II: $0.4 million) for 
the Fund’s June Quarter distribution. On 28 June 2024, the Fund executed a credit approved term sheet for 
the extension of the maturity date of the debt facility to 31 August 2026 with an additional increase of two debt 
facilities by a total of $15.0 million. Subsequent to balance date, on 8 August 2024 the Fund executed an 
Amendment and Restatement Deed for the extension and increase of the debt facilities. 
Accordingly, as of the date of this report, the Directors believe the Fund and ECPFII, as standalone stapled 
entity, will be able to realise its assets and discharge its liabilities in the ordinary course of business. 
These consolidated financial statements have been prepared on a going concern basis. 
18.
Events occurring after reporting date
On 28 June 2024, the Fund executed a credit approved term sheet for the extension of the maturity date of 
the debt facility to 31 August 2026 with an additional increase of two debt facilities by a total of $15.0 million. 
Subsequent to balance date, on 8 August 2024 the Fund executed an Amendment and Restatement Deed for 
the extension and increase of the debt facilities. 
On 9 September 2024, the Fund announced a strategic partnership with Lederer Group. The Lederer Group 
has acquired Elanor Investors Group’s (ASX: ENN) 12.6% interest in the Fund to become the largest 
securityholder in the Fund.  
As part of the strategic partnership, the Lederer Group has committed $50 million in equity capital to support 
the Fund. The Lederer Group will have participation on a new investment committee (one of four positions 
alongside representatives of the Responsible Entity and the Manager). The new investment committee will 
oversee any material investment or divestment initiatives, including major capital expenditure, and will make 
non-binding recommendations to the Responsible Entity in relation to those matters having regard to the best 
interest of all ECF securityholders.  
The Fund has committed to acquire at least its 49.9% pro-rata share of the Harris Street Fund Capital Notes, 
subject to sourcing suitable funding. Citigroup Global Markets Australia Pty Limited and MA Moelis Australia 
Advisory Pty Ltd are advising on the potential rights issue in ECF to fund both the commitment to the Harris 
Street Fund and to provide further capital for near term capital expenditure and incentives.   
The Lederer Group’s equity commitment of $50 million includes an offer to take up 100% of its entitlement and 
sub-underwrite any potential rights issue at an indicative offer price of 60 cents per security. The Responsible 
Entity will actively explore the rights issue, however, any equity raising is subject to market conditions, final 
Responsible Entity Board approval, regulatory approvals and securing suitable underwriting support for the 
rights issue.    
Elanor Investor Group and the Responsible Entity 
On 23 August 2024, Elanor Investors Group (ASX: ENN) requested, and the ASX granted, a voluntary 
suspension of trading of ENN securities on the ASX to enable Elanor to consider a range of options to stabilise 
and maintain its ongoing financial position. Elanor Funds Management Limited (EFML) is a wholly owned 
subsidiary of Elanor Investors Group and is the Responsible Entity of ECF. If Elanor Investors Group is not 
able to stabilise and maintain its ongoing financial position, it may cast uncertainty about EFML’s ability to act
as Responsible Entity of the Fund.   
25

ELANOR COMMERCIAL PROPERTY FUND 
DIRECTORS' REPORT 
18.
Events occurring after reporting date (continued)
The Directors of the Responsible Entity are not aware of any other matter since the end of the period that has 
or may significantly affect the operations of the Fund, the result of those operations, or the state of the Fund's 
affairs in future financial periods that are not otherwise referred to in this Directors' Report.  
19.
Rounding of amounts to the nearest thousand dollars
In accordance with ASIC Corporations (Rounding in Financials/Directors' Reports) Instrument 2016/191, 
amounts in the financial statements have been rounded to the nearest thousand dollar, unless otherwise 
indicated. 
This report is made in accordance with a resolution of the Board of Directors of the Responsible Entity. The 
Financial Statements were authorised for issue by the Directors on 27 September 2024. 
Signed in accordance with a resolution of the Directors pursuant to section 298(2) of the Corporations Act
2001 (Cth). The Directors have the power to amend and re-issue the Financial Statements. 
Ian Mackie 
Chairman 
Tony Fehon 
Managing Director 
Sydney, 27 September 2024 
Elanor Commercial Property Fund
Annual Report 2024
26

PricewaterhouseCoopers, ABN 52 780 433 757 
One International Towers Sydney, Watermans Quay, Barangaroo, GPO BOX 2650, SYDNEY  NSW  2001 
T: +61 2 8266 0000, F: +61 2 8266 9999, www.pwc.com.au 
Liability limited by a scheme approved under Professional Standards Legislation. 
Auditor’s Independence Declaration 
As lead auditor for the audit of Elanor Commercial Property Fund I and Elanor Commercial Property 
Fund II for the year ended 30 June 2024, I declare that to the best of my knowledge and belief, there 
have been:  
(a)
no contraventions of the auditor independence requirements of the Corporations Act 2001 in
relation to the audit; and
(b)
no contraventions of any applicable code of professional conduct in relation to the audit.
This declaration is in respect of Elanor Commercial Property Fund I and Elanor Commercial Property 
Fund II and the entities they controlled during the period. 
CJ Cummins 
Sydney 
Partner 
PricewaterhouseCoopers 
27 September 2024 
27

ELANOR COMMERCIAL PROPERTY FUND
CONSOLIDATED STATEMENTS OF PROFIT OR LOSS 
FOR THE YEAR ENDED 30 JUNE 2024 
Consolidated Consolidated 
Group 
Group 
ECPF II 
ECPF II 
30 June 
30 June 
30 June 
30 June 
2024 
2023 
2024 
2023 
Note 
$'000 
$'000 
$'000 
$'000 
Income 
Rental income 
2 
42,118 
41,999 
2,615 
2,509 
Outgoings reimbursements 
8,560 
8,245 
460 
161 
Fair value gain on investment properties 
6 
–
–
98 
–
Other income 
142 
70 
37 
61 
Total income 
50,820 
50,314 
3,210 
2,731 
Expenses 
Rates, taxes and other outgoings 
11,274 
10,778 
1,011 
729 
Share of loss from equity accounted investments 
7 
13,236 
10,031 
–
–
Borrowing costs 
8,576 
5,283 
691 
385 
Other expenses 
2,829 
2,949 
398 
342 
Investment management fees 
2,945 
3,405 
203 
233 
Fair value loss on investment properties 
6 
35,311 
48,202 
–
7,993
Fair value loss on derivatives 
2,598 
1,842 
134 
151
Transaction costs 
755 
–
125
–
Total expenses 
77,524 
82,490 
2,562 
9,833 
Net (loss) / profit for the period 
(26,704) 
(32,176) 
648 
(7,102) 
Attributable to security holders of: 
- Elanor Commercial Property Fund I
(27,352) 
(25,074) 
–
–
- Elanor Commercial Property Fund II (Non-controlling interest)
648 
(7,102) 
648 
(7,102) 
Net (loss) / profit attributable to security holders for the period 
(26,704) 
(32,176) 
648 
(7,102) 
Basic (loss) / earnings per stapled security (cents) 
4 
(8.44) 
(10.16) 
0.20 
(2.24) 
Diluted (loss) / earnings per stapled security (cents) 
4 
(8.44) 
(10.16) 
0.20 
(2.24) 
The above Consolidated Statements of Profit or Loss should be read in conjunction with the accompanying notes 
Elanor Commercial Property Fund
Annual Report 2024
28

ELANOR COMMERCIAL PROPERTY FUND 
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME 
FOR THE YEAR ENDED 30 JUNE 2024 
Consolidated Consolidated 
Group 
Group 
ECPF II 
ECPF II 
30 June 
30 June 
30 June 
30 June 
2024 
2023 
2024 
2023 
$'000 
$'000 
$'000 
$'000 
Net (loss) / profit for the period 
(26,704) 
(32,176) 
648 
(7,102) 
Other comprehensive income 
Items that may be reclassified subsequently to profit and loss 
Total comprehensive (loss) / income for the period 
(26,704) 
(32,176) 
648 
(7,102) 
Attributable to security holders of: 
- Elanor Commercial Property Fund I
(27,352) 
(25,074) 
–
–
- Elanor Commercial Property Fund II (Non-controlling interest)
648 
(7,102) 
648 
(7,102) 
Total comprehensive (loss) / income for the period 
(26,704) 
(32,176) 
648 
(7,102) 
The above Consolidated Statements of Comprehensive Income should be read in conjunction with the accompanying notes 
29

ELANOR COMMERCIAL PROPERTY FUND 
CONSOLIDATED STATEMENTS OF FINANCIAL POSITION 
AS AT 30 JUNE 2024 
Consolidated Consolidated 
Group 
Group 
ECPF II 
ECPF II 
30 June 
30 June 
30 June 
30 June 
2024 
2023 
2024 
2023 
Note 
$'000 
$'000 
$'000 
$'000 
Current assets 
Cash and cash equivalents 
7,675 
7,988 
191 
590 
Receivables 
809 
647 
352 
68 
Prepayments 
276 
306 
17 
19 
Other current assets 
6 
39 
6 
5 
Derivative financial instruments 
10 
3,061 
3,984 
154 
257 
Total current assets 
11,827 
12,964 
720 
939 
Non-current assets 
Investment property 
6 
443,700 
475,617 
30,500 
29,595 
Equity accounted investments 
7 
17,222 
31,614 
–
–
Interest bearing cross staple loan receivable 
–
–
106 
1,737 
Derivative financial instruments 
10 
2,887 
4,562 
140 
172 
Total non-current assets 
463,809 
511,793 
30,746 
31,504 
Total assets 
475,636 
524,757 
31,466 
32,443 
Current liabilities 
Trade and other payables 
8 
6,135 
5,000 
234 
164 
Interest bearing liabilities 
9 
70,000 
80,159 
6,727 
7,402 
Manager contribution 
8 
927 
929 
–
–
Rent received in advance 
1,043 
1,468 
133 
102 
Distribution payable 
3 
6,727 
7,439 
389 
453 
Total current liabilities 
84,832 
94,995 
7,483 
8,121 
Non-current liabilities 
Interest bearing liabilities 
9 
124,855 
109,274 
7,395 
6,710 
Manager contribution 
8 
1,762 
2,689 
–
–
Total non-current liabilities 
126,617 
111,963 
7,395 
6,710 
Total liabilities 
211,449 
206,958 
14,878 
14,831 
Net assets 
264,187 
317,799 
16,588 
17,612 
Equity 
Equity Holders of Parent Entity 
Contributed equity 
11 
343,515 
343,515 
25,978 
25,978 
Retained accumulated (losses) / profits 
(95,916) 
(43,328) 
(9,390) 
(8,366) 
Parent entity interest 
247,599 
300,187 
16,588 
17,612 
Equity Holders of Non-Controlling Interest 
Contributed equity 
11 
25,978 
25,978 
–
–
Retained accumulated (losses) / profits 
(9,390) 
(8,366) 
–
–
Non-controlling interest 
16,588 
17,612 
– 
– 
Total equity attributable to stapled security holders: 
- Elanor Commercial Property Fund I
247,599 
300,187 
–
–
- Elanor Commercial Property Fund II
16,588 
17,612 
16,588 
17,612 
Total equity attributable to stapled security holders 
264,187 
317,799 
16,588 
17,612 
The above Consolidated Statements of Financial Position should be read in conjunction with the accompanying notes 
Elanor Commercial Property Fund
Annual Report 2024
30

ELANOR COMMERCIAL PROPERTY FUND 
CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY 
FOR THE YEAR ENDED 30 JUNE 2024 
. 
Contributed 
Retained 
Parent Entity 
Non- 
Total Equity 
. 
equity 
profits/ 
Total Equity 
controlling 
. 
(accumulated 
interest 
. 
losses) 
. 
Note 
$'000 
$'000 
$'000 
$'000 
$'000 
Consolidated Group 
Balance as at 1 July 2023 
343,515 
(43,328) 
300,187 
17,612 
317,799 
Net (loss)/profit for the period 
–
(27,352)
(27,352) 
648 
(26,704) 
Total comprehensive (expense)/income for the period 
–
(27,352)
(27,352) 
648 
(26,704) 
. 
Transactions with securityholders in their capacity as securityholders: 
Distributions paid and payable 
3 
–
(25,236)
(25,236) 
(1,672) 
(26,908) 
Total equity as at 30 June 2024 
343,515 
(95,916) 
247,599 
16,588 
264,187 
. 
Contributed 
Retained 
Parent Entity 
Non- 
Total Equity 
. 
equity 
profits/ 
Total Equity 
controlling 
. 
(accumulated 
interest 
. 
losses) 
. 
Note 
$'000 
$'000 
$'000 
$'000 
$'000 
Consolidated Group 
Balance as at 1 July 2022 
343,518 
10,006 
353,524 
26,210 
379,734 
Net (loss) for the period 
–
(25,074)
(25,074) 
(7,102) 
(32,176) 
Total comprehensive (expense) for the period 
–
(25,074)
(25,074) 
(7,102) 
(32,176) 
. 
Transactions with securityholders in their capacity as securityholders: 
Contributions of equity, net of issue costs 
(3)
–
(3)
– 
(3) 
Distributions paid and payable 
3 
–
(28,260)
(28,260) 
(1,496) 
(29,756) 
Total equity as at 30 June 2023 
343,515 
(43,328) 
300,187 
17,612 
317,799 
The above Consolidated Statements of Changes in Equity should be read in conjunction with the accompanying notes 
31

ELANOR COMMERCIAL PROPERTY FUND 
CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY 
FOR THE YEAR ENDED 30 JUNE 2024 
. 
Contributed 
Retained 
Total Equity 
. 
equity 
profits/ 
. 
(accumulated 
. 
losses) 
. 
Note 
$'000 
$'000 
$'000 
Elanor Commercial Property Fund II 
Balance as at 1 July 2023 
25,978 
(8,366) 
17,612 
Net profit for the period 
–
648 
648 
Total comprehensive income for the period 
–
648 
648 
. 
Transactions with securityholders in their capacity as securityholders: 
Distributions paid and payable 
3 
–
(1,672) 
(1,672) 
Total equity as at 30 June 2024 
25,978 
(9,390) 
16,588 
. 
Contributed 
Retained 
Total Equity 
. 
equity 
profits/ 
. 
(accumulated 
. 
losses) 
. 
Note 
$'000 
$'000 
$'000 
Elanor Commercial Property Fund II 
Balance as at 1 July 2022 
25,978 
232 
26,210 
Net (loss) for the period 
–
(7,102) 
(7,102) 
Total comprehensive (expense) for the period 
–
(7,102) 
(7,102) 
. 
Transactions with securityholders in their capacity as securityholders: 
Distributions paid and payable 
3 
–
(1,496) 
(1,496) 
Total equity as at 30 June 2023 
25,978 
(8,366) 
17,612 
The above Consolidated Statements of Changes in Equity should be read in conjunction with the accompanying notes 
Elanor Commercial Property Fund
Annual Report 2024
32

ELANOR COMMERCIAL PROPERTY FUND 
CONSOLIDATED STATEMENTS OF CASH FLOWS 
FOR THE YEAR ENDED 30 JUNE 2024 
Consolidated Consolidated 
Group 
Group 
ECPF II 
ECPF II 
30 June 
30 June 
30 June 
30 June 
2024 
2023 
2024 
2023 
Note 
$'000 
$'000 
$'000 
$'000 
Cash flows from operating activities 
Rental and other property income received 
55,007 
55,257 
3,077 
3,049 
Interest income received 
114 
–
37
–
Finance costs paid 
(8,184) 
(4,776) 
(672)
(370)
Payments to suppliers and the Responsible Entity 
(18,870) 
(19,412) 
(1,478) 
(1,595)
Net cash flows from operating activities 
5(a) 
28,067 
31,069 
964 
1,084 
Cash flows from investing activities 
Payments for capital expenditure and investment properties 
(5,727) 
(8,072) 
(1,125) 
(835) 
Payments for transaction costs 
(370)
–
(125)
–
Distributions received from equity accounted investments 
228 
1,669 
–
–
Net cash flows from investing activities 
(5,869) 
(6,403) 
(1,250) 
(835) 
Cash flows from financing activities 
Proceeds from interest bearing liabilities 
5(b) 
5,329 
4,891 
–
661
Repayments of interest bearing liabilities and borrowing costs 
5(b) 
(221)
–
(8)
–
Transaction costs related to issue of shares 
–
(3)
–
–
Distributions paid 
(27,619) 
(29,755)
(1,736) 
(1,528) 
Proceeds from interest bearing - cross staple loan 
5(b) 
–
–
1,631 
774 
Net cash flows from financing activities 
(22,511) 
(24,867) 
(113)
(93)
Net (decrease) / increase in cash and cash equivalents 
(313)
(201)
(399)
156
Cash and cash equivalents at the beginning of the period 
7,988 
8,189
590 
434
Cash at the end of the period 
7,675 
7,988 
191 
590 
The above Consolidated Statements of Cash Flows should be read in conjunction with the accompanying notes 
33

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024
About this Report
Elanor Commercial Property Fund (the Fund, Group or Consolidated Group) is a 'stapled' entity comprising 
Elanor Commercial Property Fund I (ECPF I) and its controlled entities, including Elanor Commercial Property 
Fund II (ECPF II). The units in ECPF I are stapled to units in ECPF II. The stapled securities cannot be traded 
or dealt with separately.  
For the purposes of the consolidated financial report, ECPF I has been deemed the parent entity of ECPF II in 
the stapled structure. The Directors applied judgement in the determination of the parent entity of the Fund 
and considered various factors including asset size and capital structure. The financial report of the Fund 
comprises the consolidated financial report of Elanor Commercial Property Fund I and its controlled entities, 
including Elanor Commercial Property Fund II. As permitted by ASIC Corporations (Stapled Group Reports)
instrument 2015/838, this report is a combined report that presents the consolidated financial statements and 
accompanying notes of both the Fund and ECPF II. 
These general purpose financial statements have been prepared in accordance with the Corporations Act
2001, the Scheme Constitutions and Australian Accounting Standards. Compliance with Australian Accounting 
Standards ensures compliance with International Financial Reporting Standards ('IFRS'). 
Comparative figures have been restated where appropriate to ensure consistency of presentation throughout 
the financial report. 
The accounting policies adopted in the preparation of the financial report are consistent with those of the 
previous financial year, and the adoption of new and amended standards as set out below. 
New accounting standards and interpretations 
(a) New and amended standards adopted by the Fund
There are no standards, interpretations or amendments to existing standards that are effective for the first time 
for the financial year beginning 1 July 2023 that have a material impact on the amounts recognised in prior 
periods or will affect the current or future periods. 
(b) New accounting standards and interpretations not yet adopted
A number of new standards, amendments to standards and interpretations are effective for annual periods 
beginning after 1 July 2024 and have not been adopted early in preparing these financial statements. None of 
these are expected to have a material effect on the financial statements to the Fund. 
Basis of Consolidation 
The consolidated financial report of the Fund incorporates the assets and liabilities of ECPF I (the Parent) and 
all of its subsidiaries, including ECPF II as at 30 June 2024. ECPF I is the parent entity in relation to the 
stapling. The results and equity of ECPF II (which is not directly owned by ECPF I) have been treated and 
disclosed as a non-controlling interest. Whilst the results and equity of ECPF II are disclosed as a non-
controlling interest, the stapled securityholders of ECPF II are the same as the stapled securityholders of ECPF 
I. 
This consolidated financial report also includes a separate column representing the financial report of ECPF 
II, incorporating the assets and liabilities of ECPF II as at 30 June 2024. 
For the purpose of preparing the financial statements, the Fund is a for-profit entity. The financial report is 
presented in Australian Dollars. 
Elanor Commercial Property Fund
Annual Report 2024
34

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
About this report (continued) 
Going concern 
As at 30 June 2024, the Fund has a net current asset deficiency of $73.0 million and net assets of $264.2 
million. ECPF II has a net current asset deficiency of $6.8 million. 
The net current asset deficiency of the Fund and ECFPII is attributable to a debt facility of $70.0 million (ECPF 
II: $6.7 million) maturing on 28 February 2025 and a current payable of $6.7 million (ECPF II: $0.4 million) for 
the Fund’s June Quarter distribution. On 28 June 2024, the Fund executed a credit approved term sheet for 
the extension of the maturity date of the debt facility to 31 August 2026 with an additional increase of two debt 
facilities by a total of $15.0 million. Subsequent to balance date, on 8 August 2024 the Fund executed an 
Amendment and Restatement Deed for the extension and increase of the debt facilities. 
Accordingly, as of the date of this report, the Directors believe the Fund will be able to continue to successfully 
meet its covenant obligations and to refinance its facilities to ensure the Fund's ability to realise its assets and 
discharge its liabilities in the ordinary course of business. 
The Consolidated Financial Statements have been prepared on a going concern basis using historical cost 
conventions, except for investment properties, investment properties within the equity accounted investments, 
derivative financial instruments, and other financial assets or liabilities which are stated at their fair value. 
On 23 August 2024, Elanor Investors Group (ASX: ENN) requested, and the ASX granted, a voluntary 
suspension of trading of ENN securities on the ASX to enable Elanor to consider a range of options to stabilise 
and maintain its ongoing financial position. Elanor Funds Management Limited (EFML) is a wholly owned 
subsidiary of Elanor Investors Group and is the Responsible Entity of ECF. If Elanor Investors Group is not 
able to stabilise and maintain its ongoing financial position, it may cast uncertainty about EFML’s ability to act 
as Responsible Entity of the Fund.   
Rounding of amounts to the nearest thousand dollars 
In accordance with ASIC Corporations (Rounding in Financials/Directors' Reports) Instrument 2016/191, 
amounts in the financial statements have been rounded to the nearest thousand dollars, unless otherwise 
indicated. 
Critical accounting judgements and key sources of estimation uncertainty 
The preparation of financial statements requires management to make judgements, estimates and 
assumptions that affect the application of accounting policies and the reported amount of assets, liabilities, 
income and expenses. Actual results may differ from these estimates. Estimates and underlying assumptions 
are reviewed on an ongoing basis. Revisions to accounting estimates are recognised prospectively.  
In preparing the consolidated financial statements for the year ended 30 June 2024, significant areas of 
estimation, uncertainty and critical judgements in applying accounting policies that have the most significant 
effect on the amount recognised in the financial statements are consistent with those disclosed in the financial 
report of the previous financial year.  
The changing market conditions (high inflation pressure and increased cash rate by the Reserve Bank of 
Australia) result in a higher than usual degree of uncertainty associated with the preparation of the financial 
statements.   
35

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
About this report (continued) 
Enhanced disclosures have been incorporated throughout the consolidated financial statements to enable 
users to understand the basis for the estimates and judgments utilised. The estimates or assumptions which 
are material to the financial statements are discussed in the following notes: 
•
Investment properties - assumptions underlying fair value - Note 6
•
Equity Accounted Investments - assumptions underlying carrying value – Note 7
•
Derivative financial instruments - assumptions underlying fair value – Note 10
Elanor Commercial Property Fund
Annual Report 2024
36

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
About this report (continued) 
The notes to the consolidated Financial Statements have been organised into the following sections: 
RESULTS 
38 
1.
Segment information
38 
2.
Revenue
39 
3.
Distributions
40 
4.
Earnings per stapled security
41 
5.
Cash flow information
42
OPERATING ASSETS AND LIABILITIES 
44 
6.
Investment properties
44 
7.
Equity accounted investments
48 
8.
Trade and other payables
52 
FINANCE AND CAPITAL STRUCTURE 
53 
9.
Interest bearing liabilities
53 
10.
Derivative financial instruments
54 
11.
Contributed equity
55 
12.
Financial Risk Management
55 
OTHER ITEMS 
63 
13.
Related parties
63 
14.
Non-cancellable operating lease receivables
65 
15.
Unrecognised items
65 
16.
Parent entity
66 
17.
Auditor's remuneration
67 
18.
Subsequent events
67 
19.
Accounting policies
68 
37

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
1.
Segment information
OVERVIEW 
The Fund only operates in one business segment, being the investment in commercial properties in Australia. 
The table below provides a reconciliation from statutory net loss to Funds from Operations for the Consolidated 
Group and ECPFII. 
Consolidated 
Group 
ECPF II 
30 June 
30 June 
2024 
2024 
Funds from Operations (FFO)1 
$'000 
$'000 
Statutory net (loss)/profit 
(26,704) 
648 
Adjustments for items included in statutory loss: 
Fair value (gain)/loss included in share of profit from equity accounted investment2 
13,236 
–
Fair value (gain)/loss on investment property 
35,311 
(98) 
Fair value (gain)/loss on derivatives 
2,598 
134 
Straight lining of rental income3 
231 
53 
Amortisation expense4 
6,246 
1,198 
Transaction costs5 
755 
125 
Adjustments for non profit / (loss) item: 
Share of FFO from equity accounted investments 
1,470 
–
Funds from Operations (FFO)1 
33,143 
2,060 
Consolidated 
Group 
ECPF II 
30 June 
30 June 
2023 
2023 
Funds from Operations (FFO)1 
$'000 
$'000 
Statutory net loss 
(32,176) 
(7,102) 
Adjustments for items included in statutory profit: 
Fair value (gain)/loss included in share of profit from equity accounted investment 
10,031 
–
Fair value (gain)/loss on investment property 
48,202 
7,993 
Fair value (gain)/loss on derivatives 
1,842 
151 
Straight lining of rental income3 
(245)
31
Amortisation expense4 
5,135 
671 
Share of FFO from equity accounted investments 
2,069 
–
Funds from Operations (FFO)1 
34,858 
1,744 
1 Funds from Operations (FFO) has been determined in accordance with the Property Council Guidelines and adjusted for amortisation of borrowing 
cost and contribution from manager which is excluded from FFO and represents the Directors' view of underlying earnings from ongoing operating 
activities, being statutory profit / (loss) (under IFRS), adjusted for non-cash and other items such as property revaluations, derivative mark-to-
market impacts, amortisation of tenant incentives and contribution from manager, gains/losses on sale of investment properties, straight-line rental 
adjustments, non-FFO tax expenses/benefits and other unrealised one-off items. This includes the group's proportional ownership of 19 Harris 
Street's FFO, which is held as an equity accounted investment. 
2 Fair value (gain)/loss included in share of profit from equity accounted investment includes amortisation of manager contribution of $0.93m. 
3 Straight lining of rental income is a non-cash accounting adjustment recognised in rental income in the Consolidated Statement of Profit or Loss. 
4 Amortisation expense includes the amortisation of capitalised leasing costs and rental abatements, and debt establishment costs recognised in 
the Consolidated Statement of Profit or Loss. 
5 Transaction costs incurred related to the proposed divestment of certain Fund assets.
Results 
This section focuses on the operating results and financial performance of the Fund. It includes disclosures 
of revenue and distributions. 
Elanor Commercial Property Fund
Annual Report 2024
38

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
2. 
Revenue
OVERVIEW 
The Fund's main source of revenue is rental income from its investment in commercial properties. 
Consolidated 
Consolidated 
Group 
Group 
ECPF II 
ECPF II 
30 June 
30 June 
30 June 
30 June 
2024 
2023 
2024 
2023 
$'000 
$'000 
$'000 
$'000 
WorkZone West 
13,704 
13,734 
– 
– 
50 Cavill Avenue 
7,713 
7,871 
– 
– 
Garema Court 
7,614 
7,187 
– 
– 
Campus DXC 
3,177 
3,161 
– 
– 
NEXUS Centre 
2,443 
2,484 
– 
– 
200 Adelaide St 
3,295 
3,276 
– 
– 
Limestone Centre 
2,615 
2,509 
2,615 
2,509 
34 Corporate Drive 
1,557 
1,777 
– 
– 
Total revenue from operating activities 
42,118 
41,999 
2,615 
2,509 
ACCOUNTING POLICY 
Rental income 
The Fund is the lessor of operating leases. Rental income arising from operating leases is recognised as 
revenue on a straight-line basis over the lease term.  
Initial direct costs incurred in negotiating and arranging an operating lease are added to the carrying amount 
of the leased asset and recognised as an expense over the term of the lease on the same basis as the lease 
income.  
Rental abatements 
Where a rental abatement is granted retrospectively on uncollected past due rent, the abatement is expensed 
as an impairment of trade receivables. Where an agreement on past due receivables has not been reached 
by 30 June 2024, an estimate of the expected abatement on the outstanding balance is made and incorporated 
into the expected credit loss calculation.  
Rental abatements or other lease modification accompanied by extensions of lease terms or other changes in 
lease scope, are accounted for as a lease modification. The abated portion will be capitalised as a lease 
incentive and amortised on a straight-line basis over the remaining life of the lease. 
Lease incentives 
Lease incentives (including rent free periods, fit out and other payments) are accounted for on a straight-line 
basis over the lease term and offset against rental income in the consolidated statement of profit or loss. The 
lease term is the non-cancellable period of the lease together with any further term for which the tenant has 
the option to continue the lease, where, at the commencement date of the lease, it is reasonably certain that 
the tenant will exercise that option. 
39

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 JUNE 2024 
2. 
Revenue (continued)
Outgoings 
Outgoings recoveries are recognised in accordance with AASB 15 and are typically invoiced monthly based 
on an annual estimate. Revenue related to outgoings recoveries is recognised over time as the estimated 
costs are consumed by the tenant. Should any adjustment be required based on actual costs incurred, this is 
accounting for on an monthly basis.
3. 
Distributions
OVERVIEW 
In accordance with the Fund's Constitutions, the Fund determines distributions based on a number of factors, 
including forecast earnings and expected economic conditions.  
The following distributions were declared and paid by the Consolidated Group during the year or post balance 
date: 
Distribution 
Total 
FY24 
FY24 
cents per 
amount 
Consolidated Group 
stapled security 
$'000 
Distribution paid: 1 July - 30 September 2023 
2.125 
6,727 
Distribution paid: 1 October - 31 December 2023 
2.125 
6,727 
Distribution paid: 1 January - 31 March 2024 
2.125 
6,727 
Distribution payable: 1 April - 30 June 20241 
2.125 
6,727 
Total distribution relating to the year ended 30 June 2024 
8.50 
26,908 
1 The distribution of 2.13 cents per stapled security for the quarter ended 30 June 2024 has been paid on 30 August 2024. Please refer to 
the Director's Report for the calculation of FFO and the Distribution. 
Distribution 
Total 
FY23 
FY23 
cents per 
amount 
Consolidated Group 
stapled security 
$'000 
Distribution paid: 1 July - 30 September 2022 
2.35 
7,439 
Distribution paid: 1 October - 31 December 2022 
2.35 
7,439 
Distribution paid: 1 January - 31 March 2023 
2.35 
7,439 
Distribution paid: 1 April - 30 June 2023 
2.35 
7,439 
Total distribution relating to the year ended 30 June 2023 
9.40 
29,756 
ECPF II 
The following distributions were declared and paid by ECPF II during the year or post balance date: 
Distribution 
Total 
FY24 
FY24 
cents per 
amount 
stapled security 
$'000 
Distribution paid: 1 July - 30 September 2023 
0.15 
486 
Distribution paid: 1 October - 31 December 2023 
0.14 
439 
Distribution paid: 1 January - 31 March 2024 
0.11 
358 
Distribution payable: 1 April - 30 June 20241 
0.12 
389 
Total distribution relating to the year ended 30 June 2024 
0.52 
1,672 
1 The distribution of 0.12 cents per stapled security for the quarter ended 30 June 2024 has been paid on 30 August 2024. Please refer to 
the Director's Report for the calculation of FFO and the Distribution. 
Elanor Commercial Property Fund
Annual Report 2024
40

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
3. 
Distributions (continued)
Distribution 
Total 
FY23 
FY23 
cents per 
amount 
stapled security 
$'000 
Distribution paid: 1 July - 30 September 2022 
0.10 
330 
Distribution paid: 1 October - 31 December 2022 
0.12 
386 
Distribution paid: 1 January - 31 March 2023 
0.10 
327 
Distribution paid: 1 April - 30 June 2023 
0.14 
453 
Total distribution relating to the year ended 30 June 2023 
0.46 
1,496 
ACCOUNTING POLICY 
Distributions are recognised as a liability when declared or at the record date (if earlier). Distributions paid and 
payable are recognised as distributions within equity. Distributions paid are included in cash flows from 
financing activities in the consolidated statement of cash flows.
4.
Earnings per stapled security
OVERVIEW 
Basic earnings per stapled security is calculated as net profit or loss attributable to securityholders divided by 
the weighted average number of ordinary stapled securities issued. 
Diluted earnings per stapled security is calculated as profit or loss attributable to securityholders adjusted for 
any profit or loss recognised in the year in relation to dilutive potential stapled securities divided by the weighted 
average number of stapled securities and dilutive stapled securities. 
Earnings used in the calculation of basic and diluted earnings per stapled security reconciles to the net profit 
or loss in the consolidated statements of comprehensive income as follows: 
Consolidated 
Consolidated 
Group 
Group 
ECPF II 
ECPF II 
30 June 
30 June 
30 June 
30 June 
2024 
2023 
2024 
2023 
$'000 
$'000 
$'000 
$'000 
The earnings per stapled security measures shown below is based upon the profit / (loss) attributable 
to securityholders: 
Basic earnings per stapled security (cents) 
(8.44) 
(10.16) 
0.20 
(2.24) 
Diluted earnings per stapled security (cents) 
(8.44) 
(10.16) 
0.20 
(2.24) 
(Loss) / profit attributable to securityholders used in calculating 
basic and diluted earnings per stapled security ($'000) 
(26,704) 
(32,176) 
648 
(7,102) 
Weighted average number of stapled securities used as 
denominator in calculating basic earnings per stapled security 
316,556,353 
316,556,353 
316,556,353 
316,556,353 
Weighted average number of stapled securities used as 
denominator in calculating diluted earnings per stapled security 
316,556,353 
316,556,353 
316,556,353 
316,556,353 
41

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
5. 
Cash flow information
OVERVIEW 
This note provides further information on the consolidated cash flow statements of the Group. It reconciles 
(loss) / profit for the year to cash flows from operating activities, reconciles liabilities arising from financing 
activities and provides information about non-cash transactions. 
(a) 
Reconciliation of (loss) / profit for the year to net cash flows from operating activities
Consolidated 
Consolidated 
Group 
Group 
ECPF II 
ECPF II 
30 June 
30 June 
30 June 
30 June 
2024 
2023 
2024 
2023 
$'000 
$'000 
$'000 
$'000 
(Loss) / Profit for the year 
(26,704) 
(32,176) 
648 
(7,102) 
Fair value adjustment on revaluation of derivatives 
2,598 
1,842 
134 
151 
Fair value adjustment on revaluation of investment property 
35,311 
48,202 
(98)
7,993
Share of loss / (profit) from equity accounted investment 
13,236 
10,031 
–
–
Amortisation 
6,983 
5,722 
1,276 
758 
Lease incentive 
(4,567) 
(4,306) 
(992)
(528)
Transaction costs through profit and loss 
370 
–
125
–
Straight-lining of rental income and rental guarantee 
231 
(245)
53
31 
Net cash provided by operating activities before changes in 
working capital 
27,458 
29,070 
1,146 
1,303 
Movement in working capital: 
Decrease / (increase) in trade and other receivables 
(161)
(220)
(283)
(11)
Decrease / (increase) in other current assets 
33 
21 
(1)
34
Decrease / (increase) in prepayments 
30 
19 
2 
(1) 
Increase / (decrease) in trade and other payables 
1,132 
1,214 
70 
(192) 
Increase / (decrease) in amounts received in advance 
(425)
965
31 
(49) 
Net cash from operating activities 
28,067 
31,069 
965 
1,084 
Elanor Commercial Property Fund
Annual Report 2024
42

Cash flows 
Non-cash items 
ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
5. 
Cash flow information (continued)
(b) 
Reconciliation of liabilities arising from financing activities
Consolidated Group 
. 
. 
Debt 
Amortisation 
. 
30 June 
drawdowns/ 
of borrowing 
30 June 
. 
2023 (borrowing costs paid) 
costs 
2024 
. 
$'000 
$'000 
$'000 
$'000 
Interest bearing loans 
189,433 
5,108 
314 
194,855 
Total liabilities from financing activities 
189,433 
5,108 
314 
194,855 
. 
Cash flows 
Non-cash items 
. 
Debt 
Amortisation 
. 
30 June 
drawdowns/ 
of borrowing 
30 June 
. 
2022 (borrowing costs paid) 
costs 
2023 
. 
$'000 
$'000 
$'000 
$'000 
Interest bearing loans 
184,324 
4,891 
218 
189,433 
Total liabilities from financing activities 
184,324 
4,891 
218 
189,433 
ECPF II 
. 
Cash flows 
Non-cash items 
. 
Debt 
Amortisation 
. 
30 June 
drawdowns/ 
of borrowing 
30 June 
. 
2023 (borrowing costs paid) 
costs 
2024 
. 
$'000 
$'000 
$'000 
$'000 
Interest bearing loans 
14,112 
(8)
19
14,123 
Cross-staple loan / (receivable) 
(1,737) 
1,631 
–
(106)
Total liabilities from financing activities 
12,375 
1,623 
19 
14,017 
. 
Cash flows 
Non-cash items 
. 
Debt 
Amortisation 
. 
30 June 
drawdowns/ 
of borrowing 
30 June 
. 
2022 (borrowing costs paid) 
costs 
2023 
. 
$'000 
$'000 
$'000 
$'000 
Interest bearing loans 
13,436 
661 
15 
14,112 
Cross-staple loan / (receivable) 
(2,511) 
774 
–
(1,737)
Total liabilities from financing activities 
10,925 
1,435 
15 
12,375 
ACCOUNTING POLICY 
For the purpose of presentation in the statement of cash flows, cash and cash equivalents comprise cash 
balances.
43

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
6.
Investment properties
OVERVIEW 
Investment Properties are held solely for the purpose of earning rental income and/or for capital appreciation. 
At balance date, the Fund's investment property portfolio comprised eight commercial properties in Australia. 
A range of independent and internal valuations were performed as at 30 June 2024. 
(a)
Carrying values of investment properties
Consolidated 
Consolidated 
Group 
Group 
ECPFII 
ECPFII 
30 June 
30 June 
30 June 
30 June 
2024 
2023 
2024 
2023 
Property 
Valuation 
$'000 
$'000 
$'000 
$'000 
50 Cavill Avenue 
External 
110,500 
120,000 
– 
– 
WorkZone West 
External 
111,000 
118,000 
– 
– 
Garema Court 
External 
57,700 
66,000 
– 
– 
200 Adelaide St 
Internal 
43,500 
50,000 
– 
– 
NEXUS Centre 
External 
33,500 
35,022 
– 
– 
Limestone Centre 
External 
30,500 
29,595 
30,500 
29,595 
Campus DXC 
External 
31,000 
28,500 
– 
– 
34 Corporate Drive 
Internal 
26,000 
28,500 
– 
– 
Total 
443,700 
475,617 
30,500 
29,595 
All property investments are categorised as level 3 in the fair value hierarchy. There were no transfers between 
the hierarchies during the year. 
(b)
Movement in investment properties
Consolidated 
Consolidated 
Group 
Group 
ECPFII 
ECPFII 
30 June 
30 June 
30 June 
30 June 
2024 
2023 
2024 
2023 
$'000 
$'000 
$'000 
$'000 
Opening Balance 
475,617 
516,700 
29,596 
37,000 
Acquisitions 
–
3
– 
– 
Capital expenditure 
5,727 
8,069
1,125 
835 
Straightlining of rental income 
(231)
245
(53)
(31)
Amortisation 
(6,669) 
(5,504)
(1,258) 
(744)
Movement in lease incentives and rental guarantee 
4,567 
4,306 
992 
528 
Net fair value adjustments 
(35,311) 
(48,202) 
98 
(7,993) 
Total investment properties 
443,700 
475,617 
30,500 
29,595 
Highest and best use 
For all investment properties, the current use equates to the highest and best use. 
Fair value hierarchy and valuation techniques 
The fair value measurement for investment properties has been categorised as Level 3 fair value based on 
the key inputs to the valuation techniques used below: 
Operating Assets and Liabilities 
This section includes information about the assets used by the Fund to generate profits and revenue, 
specifically information relating to its investment properties and liabilities. 
Elanor Commercial Property Fund
Annual Report 2024
44

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
6. 
Investment properties (continued)
Valuation Techniques 
Significant 
unobservable 
inputs 
Range 
FY24 
Range
FY23
Weighted 
average 
FY24 
Weighted 
average 
FY23 
Discounted cash flows – involves the 
projection of a series of inflows and 
outflows to which a market-derived 
discount rate is applied to establish an 
indication of the present value of the 
income stream associated with the 
property. 
Adopted discount 
rate1 
7.50% - 8.25% 
6.25% - 8.25%
7.89% 
7.23% 
Adopted terminal 
yield2 
7.25% - 9.00% 
6.50% - 8.00%
8.00% 
7.22% 
Net property 
income (per sqm)3 
$418 - $936 
$434 - $860
$651 
$629 
Capitalisation method – involves 
determining the net market income of 
the investment property. This net 
market income is then capitalised at the 
adopted capitalisation rate to derive a 
core value. 
Adopted 
capitalisation rate4 
7.25% - 8.75% 
5.75% - 7.75%
7.78% 
6.90% 
1 Adopted discount rate: The rate of return used to convert cash flows, payable or receivable in the future, into present value. It reflects 
the opportunity cost of capital, that is the rate of return the cash can earn if put to other uses having similar risk. The rate is determined 
with regard to market evidence. 
2 Adopted terminal yield: The capitalisation rate used to convert the future net market rental revenue into an indication of the anticipated 
value of the property at the end of the holding period when carrying out a discounted cash flow calculation. The rate is determined with 
regard to market evidence. 
3 Net property income (per sqm): The forecast annual net rental income per sqm reflecting leased occupancy and likely to be leased space 
based on commitments and estimates. Resulting WALE and occupancy rate from existing tenancies will impact the forecast cash flow 
from net property income. The rate is determined with regard to existing lease terms and other market evidence. 
4 Adopted capitalisation rate: The rate at which net market rental revenue is capitalised to determine the value of a property. The rate is 
determined with regard to market evidence. 
ACCOUNTING POLICY 
Recognition and measurement 
Investment properties are measured initially at cost, including transaction costs. Subsequent to initial 
recognition, investment properties are measured at fair value. Gains and losses arising from changes in the 
fair value of investment properties are included in the consolidated statement of profit or loss in the year in 
which they arise. 
Fair value is defined as the price at which an asset or liability could be exchanged in an arm's length transaction 
between knowledgeable, willing parties, other than in a forced or liquidation sale. 
An investment property is derecognised upon disposal or when the investment property is permanently 
withdrawn from use and no future economic benefits are expected from the asset. Any gain or loss arising on 
derecognition of the property (calculated as the difference between the net disposal proceeds and the carrying 
amount of the asset) is included in the consolidated statement of profit or loss in the year in which the property 
is derecognised. 
Valuation process 
In reaching estimates of fair value, management judgment needs to be exercised. The aim of the valuation 
process is to ensure that assets are held at fair value and that the Fund is compliant with applicable Australian 
Accounting Standards, regulations, and the Fund's Constitutions. All properties are required to be internally 
valued every six months with the exception of those independently valued during that six-month period.  
45

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
6.
Investment properties (continued)
The internal valuations are performed by utilising the information from a combination of asset plans and 
forecasting tools prepared by the asset management team. Appropriate capitalisation rate, terminal yield and 
discount rates based on comparable market evidence and recent external valuation parameters are used to 
produce a capitalisation-based valuation and a discounted cash flow valuation. Both valuations are considered 
to determine the final valuation. 
The Fund's valuation policy requires that each property in the portfolio is valued by an independent valuer at 
least every three years. In practice, properties may be valued more frequently than every three years primarily 
where there may have been a material movement in the market and where there is a significant variation 
between the carrying value and the internal valuation. 
Independent valuations are performed by independent and external valuers who hold a recognised relevant 
professional qualification and have specialised expertise and experience in the location and types of 
investment properties valued. 
Valuation technique 
Capitalisation method 
Capitalisation rate is an approximation of the ratio between the net operating income produced by an 
investment property and its fair value. This excludes consideration of costs of acquisition or disposal. The net 
income is capitalised in perpetuity from the valuation date at an appropriate investment yield. The adopted 
percentage rate investment yield reflects the capitalisation rate and includes consideration of the property type, 
location and comparable sales. 
Discounted cash flows (DCF) 
Under the DCF method, a property's fair value is estimated using explicit assumptions regarding the benefits 
and liabilities of ownership over the asset's life including an exit or terminal value. The DCF method involves 
the projection of a series of cash flows on a real property interest. The cash flow projections reflect tenants 
currently in occupation or are contracted to meet lease commitments or are likely to be in occupation based 
on the market's general perception and relevant available market evidence. To this projected cash flow series, 
an appropriate discount rate is applied to establish the present value of the income stream associated with the 
property. The discount rate is the rate of return used to convert a monetary sum, payable or receivable in the 
future, into present value. The rate is determined based on market evidence.  
All property investments are categorized as level 3 in the fair value hierarchy. There were no transfers between 
the hierarchies during the year. 
Sensitivity Information 
The key unobservable inputs to measure the fair value of investment properties are disclosed below along with 
sensitivity to a significant increase or decrease set out in the following table: 
Fair value measurement 
Fair value measurement 
sensitivity to increase 
sensitivity to decrease 
in input 
in input 
Discount rate (%) 
Decrease 
Increase 
Terminal yield (%) 
Decrease 
Increase 
Capitalisation rate (%) 
Decrease 
Increase 
Elanor Commercial Property Fund
Annual Report 2024
46

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
6. 
Investment properties (continued)
Sensitivity Analysis 
When calculating the income capitalisation approach, the net property income has a strong inter-relationship 
with the adopted capitalisation rate given the methodology involves assessing the total income receivable from 
the property and capitalising this in perpetuity to derive a capital value. In theory, an increase in the income 
and an increase (softening) in the adopted capitalisation rate could potentially offset the impact to the fair 
value. The same can be said for a decrease in the income and a decrease (tightening) in the adopted 
capitalisation rate. A directionally opposite change in the income and the adopted capitalisation rate could 
potentially magnify the impact to the fair value. 
When assessing a discounted cash flow, the adopted discount rate and adopted terminal yield have a strong 
interrelationship in deriving a fair value given the discount rate will determine the rate at which the terminal 
value is discounted to the present value. The impact on the fair value of an increase (softening) in the adopted 
discount rate could potentially offset the impact of a decrease (tightening) in the adopted terminal yield. The 
same can be said for a decrease (tightening) in the adopted discount rate and an increase (softening) in the 
adopted terminal yield. A directionally similar change in the adopted discount rate and adopted terminal yield 
could potentially magnify the impact to the fair value. 
The adopted forecast net property income in the discounted cash flow is reflective of existing lease terms and 
other market data. Assets with higher WALE and occupancy rates improve net property income resulting in 
higher cash flow forecasts. The increased forecasted cash flow increases the fair value of the property. 
Fair value measurement sensitivity 
Increase by 
Decrease by 
Increase by 
Decrease by 
0.25% 
0.25% 
0.25% 
0.25% 
$'000 
$'000 
% 
% 
Discount rate (%) 
(7,960) 
8,135 
(1.8) 
1.8 
Terminal yield (%) 
(7,710) 
8,152 
(1.7) 
1.8 
Capitalisation rate (%) 
(15,326) 
16,402 
(3.5) 
3.7 
47

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
7. 
Equity accounted investments
OVERVIEW 
This note provides an overview and detailed financial information of the Group's investments that are 
accounted for using the equity method of accounting. 
(a) 
Interest in associate
Principal activity 
Percentage 
Consolidated 
Ownership 
Group 
30 June 
2024 
$'000 
Harris Property Trust 
Commercial office building 
49.90% 
17,222 
Total equity accounted investment 
17,222 
Principal activity 
Percentage 
Consolidated 
Ownership 
Group 
30 June 
2023 
$'000 
Harris Property Trust 
Commercial office building 
49.90% 
31,614 
Total equity accounted investment 
31,614 
The carrying amount of equity investments at the beginning and end of the current year is set out below: 
Consolidated 
Consolidated 
Group 
Group 
30 June 
30 June 
2024 
2023 
$'000 
$'000 
Carrying amount at the beginning of the period 
31,614 
44,014 
Share of (loss) / profit from equity accounted investment1 
(14,164) 
(10,958) 
Distribution received 
(228)
(1,442)
Total carrying value at the end of the period 
17,222 
31,614 
1 Share of loss from equity accounted investment of $13.2 million ($10.0 million in 2023) on the face of the Consolidated Statement of 
Profit or Loss includes amortisation from the Manager Contribution of $0.93 million in addition to the figure above.  
Elanor Commercial Property Fund
Annual Report 2024
48

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL 
STATEMENTS FOR THE YEAR ENDED 30 JUNE 2024 
7.
Equity accounted investments (continued)
(b)
Summarised financial information for individually material associate
Harris Property Trust 
30 June 
30 June 
2024 
2023 
Financial position 
$'000 
$'000 
Current assets 
4,170 
6,634 
Non-current assets 
138,000 
165,606 
Total Assets 
142,170 
172,240 
Current liabilities 
107,658 
4,824 
Non-current liabilities 
–
104,060
Total Liabilities 
107,658 
108,884 
Contributed equity 
87,100 
87,100 
(Accumulated losses) / Retained profits 
(52,588) 
(23,744) 
Total Equity 
34,512 
63,356 
Harris Property Trust 
30 June 
30 June 
2024 
2023 
Financial performance 
$'000 
$'000 
Revenue 
10,010 
9,924 
(Loss) / Profit for the period 
(28,388) 
(21,959) 
Other comprehensive income for the period 
– 
– 
Total comprehensive (loss) / income for the period 
(28,388) 
(21,959) 
There are no capital commitments (30 June 2023: nil) at 30 June 2024 for Harris Property Trust. 
There are no contingent liabilities (30 June 2023: nil) at 30 June 2024 for Harris Property Trust. 
Reconciliation of the above summarised financial information to carrying amount of the interest in the material 
associate recognised in the consolidated financial statements: 
Harris Property Trust 
30 June 
30 June 
2024 
2023 
$'000 
$'000 
Net assets of the associate 
34,512 
63,356 
Proportion of the Group's ownership interest 
49.90% 
49.90% 
Group's share of net assets of the associates 
17,222 
31,614 
Carrying amount of the Group's interest 
17,222 
31,614 
The Harris Property Trust asset was independently valued 30 June 2024 at a value of $141.0 million. 
Subsequently, in September 2024, the asset was independently valued again at a value of $138.0 million as 
part of the proposed capital note raise process, which is considered to be an indicator of the carrying value of 
the equity accounted investment. 
The net assets of the Harris Property Trust and ECF’s carrying amount of the net assets as shown above, 
reflects the September 2024 independent valuation.  
At reporting date, if the valuation of Harris Property Trust asset were to be 5% or 10% lower, the impact on the 
carrying amount of the equity accounted investment would be $3.4 million (-20%) lower or $6.9 million (-39%) 
lower respectively.  
49

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
7.
Equity accounted investments (continued)
On 20 August 2024, Harris Property Trust executed a credit approved term sheet with its financier to extend 
and vary the existing debt facility from 23 May 2025 to 30 June 2027. The revised terms include a requirement 
to reduce the debt facility from $101.75 million to $77.0 million prior to 30 November 2024. The Harris Street 
Trust intends to undertake a capital note raise to meet this requirement.   
On 9 September 2024, the Fund announced a strategic partnership with Lederer Group including: 
•
ECF commitment to acquire at least its 49.9% pro-rata share of the Harris Street Fund Capital Notes,
subject to sourcing suitable funding.
•
Citigroup Global Markets Australia Pty Limited and MA Moelis Australia Advisory Pty Ltd are advising
on the potential rights issue in ECF to fund both ECF’s commitment to the Harris Street Fund and to
provide further capital to fund near term capex and incentives.
•
Lederer Group’s equity commitment of $50 million includes an offer to take up 100% of its entitlement
and sub-underwrite any potential rights issue at an indicative offer price of 60 cents per ECF security.
The ASX announcement made by Elanor Investors Group (which incorporates the trustee of the Harris 
Property Trust) on 23 August 2024 may create a material uncertainty as to the ability to complete the Harris 
Street Fund capital note raise within the required timeframe. To mitigate the risk of not completing the capital 
raising within the required timeframe, the trustee of the Harris Property Trust can undertake alternative options 
including reducing the size of the raise, seeking further accommodation from the financier, undertaking a 
refinancing of the existing debt or an orderly sale of the Harris Street property asset. 
ACCOUNTING POLICY 
Investment in associates and joint ventures 
An associate is an entity over which the Group has significant influence. Significant influence is the power to 
participate in the financial and operating policy decisions of the investee but is not control or joint control over 
those policy decisions. 
A joint venture is a joint arrangement whereby the parties that have joint control of the arrangement have rights 
to the net assets of the joint arrangement. Joint control is the contractually agreed sharing of control of an 
arrangement, which exists only when decisions about the relevant activities require unanimous consent of the 
parties sharing control. 
Management of the Group reviewed and assessed the classification of the Group's investment in the 
associated entities in accordance with AASB 128 on the basis that the Group has significant influence over 
the financial and operating policy decisions of the investee. 
The results, and assets and liabilities of associates or joint ventures are incorporated in these financial 
statements using the equity method of accounting, except when the investment, or a portion thereof, is 
classified as held for sale, in which case it is accounted for in accordance with AASB 5. Under the equity 
method, an investment in an associate or a joint venture is initially recognised in the statement of financial 
position at cost and adjusted thereafter to recognise the Group's share of the profit or loss and other 
comprehensive income of the associate or joint venture. When the Group's share of losses of an associate or 
a joint venture exceeds the Group's interest in that associate or joint venture (which includes any long-term 
interests that, in substance, form part of the Group's net investment in the associate or joint venture), the Group 
discontinues recognising its share of further losses. Additional losses are recognised only to the extent that 
the Group has incurred legal or constructive obligations or made payments on behalf of the associate or joint 
venture. 
Elanor Commercial Property Fund
Annual Report 2024
50

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
7.
Equity accounted investments (continued)
Investments in associates and joint ventures are assessed for impairment when indicators of impairment are 
present. When necessary, the entire carrying amount of the investment (including goodwill) is tested for 
impairment in accordance with AASB 136 Impairment of Assets as a single asset by comparing its recoverable 
amount (higher of value in use and fair value less costs to sell) with its carrying amount. Any impairment loss 
recognised forms part of the carrying amount of the investment. Any reversal of that impairment loss is 
recognised in accordance with AASB 136 to the extent that the recoverable amount of the investment 
subsequently increases. 
An assessment has been performed for Harris Property Trust to ensure the underlying property asset has 
been recognised at fair value, in accordance with the Group’s accounting policy and methodology for fair value 
measurement of Investment Properties as described in Note 6 above. 
Furthermore, the forecast cash flows of the underlying asset have been assessed. The recoverability risks 
have been assessed through detailed tenant specific reviews of the financial position of certain tenants in 
addition to maintaining active tenant engagement and observation of relevant market conditions and factored 
into the cash flow forecast of this associate. 
At balance date, no impairment loss has been recognised with respect to the Group’s associate. 
When an entity transacts with an associate or a joint venture of the Group, profits and losses resulting from 
the transactions with the associate or joint venture are recognised in the Group's financial statements only to 
the extent of interests in the associate or joint venture that are not related to the Group.
51

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
8. 
Trade and other payables
OVERVIEW 
This note provides further information about assets and liabilities that are incidental to the Fund’s trading 
activities, being trade and other payables. 
(a) 
Trade and other payables
Consolidated 
Consolidated 
Group 
Group 
ECPF II 
ECPF II 
30 June 
30 June 
30 June 
30 June 
2024 
2023 
2024 
2023 
$'000 
$'000 
$'000 
$'000 
Trade creditors 
744 
601 
5 
67 
Accrued expenses 
4,514 
3,727 
222 
61 
GST payable 
877 
672 
7 
36 
Total payables 
6,135 
5,000 
234 
164 
(b)
Non-current other liabilities
Consolidated 
Consolidated 
Group 
Group 
ECPF II 
ECPF II 
30 June 
30 June 
30 June 
30 June 
2024 
2023 
2024 
2023 
$'000 
$'000 
$'000 
$'000 
Current liabilities 
Contribution from manager1 
927 
929 
– 
– 
Total other current liability 
927 
929 
–
–
Non-current liabilities 
Contribution from manager1 
1,762 
2,689 
– 
– 
Total other non-current liability 
1,762 
2,689 
–
–
1 On 24 May 2022, the Elanor Investors Group made an $8.4m contribution to the Fund as part of the 19 Harris Street acquisition. Under 
the Australian Accounting Standards, this contribution was recognised as a contract liability upon initial recognition and $3.8m of the 
liability was utilised to offset transaction costs. The remaining balance is released to Consolidated Statement of Profit or Loss over a 5-
year period. 
ACCOUNTING POLICY 
Trade and other payables represent liabilities and accrued expenses owing by the Fund at year end which are 
unpaid. The amounts are unsecured and usually paid within 30 days of recognition. Trade and other payables 
are recognised at amortised cost and normal commercial terms and conditions apply to payables.
Elanor Commercial Property Fund
Annual Report 2024
52

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
9.
Interest bearing liabilities
OVERVIEW 
The Fund has access to debt facilities totalling $199.7 million, which comprise of two secured debt facilities 
($80.0 million and $39.7 million), and a $10.0 million capex facility, which will all mature on 31 August 2026.The 
Fund has also a secured debt facility of $70.0 million which will mature on 28 February 2025. 
The total drawn amount at 30 June 2024 is $195.2 million. The weighted average debt facility maturity at year 
end is 2.17 years with an average all-in cost of debt of 4.44% p.a. At 30 June 2024, the interest rate risk of 
drawn facilities is hedged to 76.7%. The fair value of the debt facilities is $196.0 million which is calculated by 
discounted cash flows using each facility's current borrowing rate. 
Consolidated 
Consolidated 
Group 
Group 
ECPF II 
ECPF II 
30 June 
30 June 
30 June 
30 June 
2024 
2023 
2024 
2023 
$'000 
$'000 
$'000 
$'000 
Current 
Bank loan - term debt 
70,000 
80,159 
6,727 
7,402 
Total current 
70,000 
80,159 
6,727 
7,402 
Non-current 
Bank loan - term debt 
125,214 
109,725 
7,403 
6,729 
Bank loan - borrowing costs less amortisation 
(359)
(451)
(8)
(19)
Total non-current 
124,855 
109,274 
7,395 
6,710 
Total interest bearing liabilities 
194,855 
189,433 
14,122 
14,112 
During the year, the Fund has complied with all debt covenants as required by its loan agreements. 
ACCOUNTING POLICY 
Interest bearing liabilities are recognised initially at cost, being the fair value of the consideration received net 
of transaction costs associated with the borrowing. Subsequent to initial recognition, interest bearing liabilities 
are recognised at amortised cost using the effective interest method. Under the effective interest method, any 
transaction fees, costs, discounts and premiums directly related to the borrowings are recognised in the 
consolidated statement of profit or loss over the expected life of the borrowings. 
Interest bearing liabilities are classified as current liabilities where the liability has been drawn under a financing 
facility which expires within one year. Amounts drawn under financial facilities which expire after one year are 
classified as non-current where the Fund has an unconditional right to defer settlement of the liability for at 
least 12 months after the balance sheet date.
Finance and Capital Structure 
This section provides further information on the Fund’s debt structure and financial risk management in 
respect of its exposure to credit, liquidity and market risks. 
53

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
10. 
Derivative financial instruments
OVERVIEW 
The Fund’s derivative financial instruments consist of interest rate swap contracts to hedge its exposure to 
movements in variable interest rates. The interest rate swap agreements allow the Fund to raise long term 
borrowings at a floating rate and effectively swap them into a fixed rate. 
Consolidated 
Consolidated 
Group 
Group 
ECPF II 
ECPF II 
30 June 
30 June 
30 June 
30 June 
2024 
2023 
2024 
2023 
$'000 
$'000 
$'000 
$'000 
Current assets 
Interest rate swaps 
3,061 
3,984 
154 
257 
Non-current assets 
Interest rate swaps 
2,887 
4,562 
140 
172 
Total derivative financial instruments 
5,948 
8,546 
294 
429 
(a)
Valuation
The fair value of interest rate swaps is calculated as the present value of the estimated future cash flows based 
on observable yield curves (level 2). The interest rate swap hedges interest rate risk on the Fund’s debt 
facilities.  
All of the resulting fair value estimates are included in Level 2. The fair value of financial instruments that are 
not traded in an active market is determined using valuation techniques. These valuation techniques maximise 
the use of observable market data where it is available and rely as little as possible on entity specific estimates. 
If all significant inputs required to fair value an instrument are observable, the instrument is included in Level 
2. 
The fair value of derivatives has been determined with reference to market observable inputs for contracts with 
similar maturity profiles. The valuation is a present value calculation which incorporates fixed rate and forward 
interest rate curves. 
(b)
Hedging
Instruments used by the Group 
Interest rate swaps are currently in place to hedge 76.7% of the variable loan principal outstanding. The fixed 
interest rate of the swaps range between 0.76% to 3.04% (2023: 0.76% to 0.87%) and variable rates of the 
loans range between 4.00% to 4.42% (2023: 4.00% to 4.01%) in addition to a fixed line fee of 1.45%. 
The swaps contracts require settlement of net interest receivable or payable every 90 days. The settlement 
dates coincide with the dates on which interest is payable on the underlying debt. 
As result any fair value movement of the interest rate swaps are recognised in the profit and loss. 
ACCOUNTING POLICY 
Derivatives are initially recognised at fair value at the date the derivative contract is entered into and are 
subsequently remeasured to their fair value at the end of each reporting period. The resulting gain or loss is 
recognised in profit or loss immediately.
Elanor Commercial Property Fund
Annual Report 2024
54

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
11. 
Contributed equity
OVERVIEW 
The Fund is a 'stapled' entity comprising of ECPF I and its controlled entities, including ECPF II. The units in 
ECPF II are stapled to units in ECPF I. The stapled securities cannot be traded or dealt with separately. 
(a) 
Parent entity
No. of 
No. of 
Parent 
Parent 
securities 
securities 
Entity 
Entity 
30 June 
30 June 
30 June 
30 June 
2024 
2023 
2024 
2023 
'000 
'000 
$'000 
$'000 
Opening balance 
316,556 
316,556 
343,515 
343,518 
Capital raising cost 
– 
– 
– 
(3) 
Total contributed equity 
316,556 
316,556 
343,515 
343,515 
(b)
ECPF II
No. of 
No. of 
securities 
securities 
ECPF II 
ECPF II 
30 June 
30 June 
30 June 
30 June 
2024 
2023 
2024 
2023 
'000 
'000 
$'000 
$'000 
Opening balance 
316,556 
316,556 
25,978 
25,978 
Total contributed equity 
316,556 
316,556 
25,978 
25,978 
12.
Financial Risk Management
OVERVIEW 
The Fund's principal financial instruments comprise cash, receivables, interest bearing loans, derivatives, 
payables and distribution payables. The Fund's activities are exposed to a variety of financial risks: market risk 
(including interest rate risk); credit risk; and liquidity risk. 
This note presents information about the Fund's exposure to each of the above risks, the Fund's objectives, 
policies and processes for measuring and managing risk and the Fund's management of capital. Further 
quantitative disclosures are included through these consolidated financial statements. 
The Board of Directors (Board) of the Responsible Entity of the Fund has overall responsibility for the 
establishment and oversight of the Fund's risk management framework. The Board is responsible for 
monitoring the identification and management of key risks to the business.  
The Board has established a Risk Management Framework outlining principles for overall risk management 
covering specific areas, such as mitigating foreign exchange, interest rate and liquidity risks. The Risk 
Management Framework provides a framework to identify and manage financial risks with a key philosophy of 
risk mitigation. Derivatives are exclusively used for hedging purposes, not as trading or other speculative 
instruments. The Fund uses derivative financial instruments such as interest rate swaps where possible to 
hedge certain risk exposures. 
55

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
12.
Financial Risk Management (continued)
The Fund uses different methods to measure different types of risk to which it is exposed. These methods 
include sensitivity analysis in the case of interest rate risk, ageing analysis for credit risk and cash flow 
forecasting for liquidity risk. 
There have been no other significant changes in the types of financial risks or the Fund's risk management 
program (including methods used to measure the risks). 
(a)
Market risk
Market risk refers to the potential for changes in the value of the Group’s financial instruments ore revenue 
streams from changes in market prices. There are various types of market risks to which the Group is exposed 
including those associated with interest rates, currency rates and equity market price. 
(b)
Interest rate risk
Interest rate risk refers to the potential fluctuations in the fair value or future cash flows of a financial instrument 
because of changes in market interest rates. 
As at reporting date, the Fund had the following undiscounted (including future interest payable) interest 
bearing assets and liabilities: 
Elanor Commercial Property Fund
Annual Report 2024
56

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
12. 
Financial Risk Management (continued)
(b) 
Interest rate risk (continued)
Maturity 
Maturity 
Maturity 
Consolidated Group 
< 1 yr 
1 - 5 yrs 
> 5 yrs
Total 
30 June 2024 
$'000 
$'000 
$'000 
$'000 
Assets 
Cash and cash equivalents 
7,675 
– 
– 
7,675 
Derivative financial instruments 
3,061 
2,887 
–
5,948
Total assets 
10,736 
2,887 
–
13,623
Weighted average interest rate 
1.94% 
Liabilities 
Interest bearing loans 
78,745 
135,444 
–
214,189
Derivative financial instruments 
– 
– 
–
–
Total liabilities 
78,745 
135,444 
–
214,189
Weighted average interest rate 
5.93% 
Maturity 
Maturity 
Maturity 
Consolidated Group 
< 1 yr 
1 - 5 yrs 
> 5 yrs
Total 
30 June 2023 
$'000 
$'000 
$'000 
$'000 
Assets 
Cash and cash equivalents 
7,988 
– 
– 
7,988 
Derivative financial instruments 
3,984 
4,562 
–
8,546
Total assets 
11,972 
4,562 
–
16,534
Weighted average interest rate 
3.21% 
Liabilities 
Interest bearing loans 
85,565 
112,748 
–
198,313
Derivative financial instruments 
– 
– 
–
–
Total liabilities 
85,565 
112,748 
–
198,313
Weighted average interest rate 
5.49% 
57

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
12. 
Financial Risk Management (continued)
(b) 
Interest rate risk (continued)
Maturity 
Maturity 
Maturity 
ECPF II 
< 1 yr 
1 - 5 yrs 
> 5 yrs
Total 
30 June 2024 
$'000 
$'000 
$'000 
$'000 
Assets 
Cash and cash equivalents 
191 
– 
– 
191 
Derivative financial instruments 
154 
140 
–
294
Total assets 
345 
140 
–
485
Weighted average interest rate 
1.36% 
Liabilities 
Interest bearing loans 
7,435 
8,230 
–
15,665
Derivative financial instruments 
– 
– 
–
–
Total liabilities 
7,435 
8,230 
–
15,665
Weighted average interest rate 
5.95% 
Maturity 
Maturity 
Maturity 
ECPF II 
< 1 yr 
1 - 5 yrs 
> 5 yrs
Total 
30 June 2023 
$'000 
$'000 
$'000 
$'000 
Assets 
Cash and cash equivalents 
590 
– 
– 
590 
Derivative financial instruments 
257 
172 
–
429
Total assets 
847 
172 
–
1,019
Weighted average interest rate 
3.24% 
Liabilities 
Interest bearing loans 
7,821 
6,826 
–
14,647
Derivative financial instruments 
– 
– 
–
–
Total liabilities 
7,821 
6,826 
–
14,647
Weighted average interest rate 
5.46% 
Elanor Commercial Property Fund
Annual Report 2024
58

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
12. 
Financial Risk Management (continued)
(c) 
Interest rate sensitivity
At reporting date, if Australian interest rates had been 1% higher / lower and all other variables were held 
constant, the impact on the Group in relation to cash and cash equivalents, derivatives, interest bearing loans 
and the Fund's profit and equity would be: 
Increase by 1% 
Decrease by 1% 
Consolidated Group 
Amount 
Profit/ (loss) 
Equity 
Profit/ (loss) 
Equity 
30 June 2024 
$'000 
$'000 
$'000 
$'000 
$'000 
Cash and cash equivalents 
7,675 
77 
–
(77)
– 
Derivative financial instruments 
5,948 
1,497 
–
(1,497)
– 
Interest bearing loans 
194,855 
(1,949) 
–
1,949
– 
Total increase / (decrease) 
(375)
–
375 
–
Increase by 1% 
Decrease by 1% 
Consolidated Group 
Amount 
Profit/ (loss) 
Equity 
Profit/ (loss) 
Equity 
30 June 2023 
$'000 
$'000 
$'000 
$'000 
$'000 
Cash and cash equivalents 
7,988 
80 
–
(80)
– 
Derivative financial instruments 
8,546 
1,097 
–
(1,097)
– 
Interest bearing loans 
189,433 
(1,898) 
–
1,898
– 
Total increase / (decrease) 
(721)
–
721 
–
Of the $195.2 million floating rate interest bearing loans, $149.7 million or 76.7% of this amount was hedged 
using interest rate swap agreements. These agreements are in place to swap the floating interest rate payable 
to a fixed rate to minimise the interest rate risk. 
Increase by 1% 
Decrease by 1% 
ECPF II 
Amount 
Profit/ (loss) 
Equity 
Profit/ (loss) 
Equity 
30 June 2024 
$'000 
$'000 
$'000 
$'000 
$'000 
Cash and cash equivalents 
191 
2 
–
(2)
– 
Derivative financial instruments 
294 
106 
–
(106)
– 
Interest bearing loans 
14,123 
(141)
–
141
– 
Total increase / (decrease) 
(33)
–
33 
–
Increase by 1% 
Decrease by 1% 
ECPF II 
Amount 
Profit/ (loss) 
Equity 
Profit/ (loss) 
Equity 
30 June 2023 
$'000 
$'000 
$'000 
$'000 
$'000 
Cash and cash equivalents 
590 
6 
–
(6)
– 
Derivative financial instruments 
429 
67 
–
(67)
– 
Interest bearing loans 
14,112 
(141)
–
141
– 
Total increase / (decrease) 
(68)
–
68 
–
Of the $14.1 million floating rate interest bearing loans, $10.6 million or 75.0% of this amount was hedged 
using interest rate swap agreements. These agreements are in place to swap the floating interest rate payable 
to a fixed rate to minimise the interest rate risk. 
59

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
12. 
Financial Risk Management (continued)
(d) 
Credit risk
Credit risk represents the loss that would be recognised if counterparties failed to perform as contracted. The 
Fund manages credit risk on receivables by performing credit reviews of prospective debtors, obtaining 
collateral where appropriate and performing detailed reviews on any debtor arrears. Credit risk on derivatives 
is managed through limiting transactions to investment grade counterparties. 
The group applied the AASB9 Financial Instruments simplified approach using the provision matrix for 
measuring the expected credit losses (ECL) which uses a lifetime expected loss allowance. The ECL 
calculation is based on assumptions about risk of default and expected loss rates. The group has considered 
the following in assessing the expected credit loss: ageing of the debtor's balances, tenant payment history, 
assessment of the tenant's financial position, existing market conditions and forward-looking estimates.    
At balance date, the Fund has recognised a provision for expected credit losses of $0.13 million. This provision 
reflects the amount of tenant rental arrears at balance date that is likely to be waived in respect of past 
occupancy and also includes any additional amount relating to arrears at balance date that has been assessed 
to have credit risk in respect of the financial position of the tenant. 
Exposure to credit risk 
The carrying amount of financial assets represents the maximum credit exposure. The maximum exposure to 
credit risk at the reporting date was: 
Consolidated 
Consolidated 
Group 
Group 
ECPF II 
ECPF II 
30 June 
30 June 
30 June 
30 June 
2024 
2023 
2024 
2023 
$'000 
$'000 
$'000 
$'000 
Cash and cash equivalents 
7,675 
7,988 
191 
590 
Receivables 
808 
647 
352 
68 
Total 
8,483 
8,635 
543 
658 
Where entities have a right of set-off and intend to settle on a net basis under netting arrangements, this set-
off has been recognised in the consolidated financial statements on a net basis. Details of the Fund's 
contingent liabilities are disclosed in Note 15. 
Elanor Commercial Property Fund
Annual Report 2024
60

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
12. 
Financial Risk Management (continued)
(d) 
Credit risk (continued)
At balance date there were no other significant concentrations of credit risk. No allowance has been recognised 
for the GST from the taxation authorities. Based on historical experience, there is no evidence of default from 
these counterparties which would indicate that an allowance was necessary. 
Impairment losses 
The ageing profile of the receivables balance as at 30 June 2024 is as follows: 
Consolidated 
Consolidated 
Group 
Group 
ECPF II 
ECPF II 
30 June 
30 June 
30 June 
30 June 
2024 
2023 
2024 
2023 
$'000 
$'000 
$'000 
$'000 
Current 
592 
512 
76 
60 
Past due 31-61 days 
229 
108 
51 
7 
Past due 61+ days 
116 
149 
138 
1 
Total 
937 
769 
265 
68 
Provision for expected credit losses 
(128)
(122)
– 
– 
Net trade and other receivables 
809 
647 
265 
68 
(e)
Capital risk management
The Fund maintains its capital structure with the objective to safeguard its ability to continue as a going 
concern, to increase the returns for securityholders and to maintain an optimal capital structure. The capital 
structure of the Fund consists of equity as listed in Note 11. 
The Fund assesses its capital management approach as a key part of the Fund's overall strategy and it is 
continuously reviewed by management and the Directors of the Responsible Entity. 
To achieve the optimal capital structure, the Board may use the following strategies: amend the distribution 
policy of the Fund; issue new units through a private placement; conduct a buyback of units; acquire debt; or 
dispose of investment properties. 
(f)
Liquidity risk
The Group manages liquidity risk by maintaining sufficient cash including working capital and other reserves, 
as well as through securing appropriate committed credit facilities.  
The following are the undiscounted contractual cash flows of derivatives and non-derivative financial liabilities 
shown at their nominal amount (including future interest payable). 
61

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
12. 
Financial Risk Management (continued)
(f) 
Liquidity risk (continued)
Less than 
1 to 2 
2 to 5 
More than Contractual 
Carrying 
Consolidated Group 
1 year 
years 
years 
5 years 
cash flows 
amount 
30 June 2024 
$'000 
$'000 
$'000 
$'000 
$'000 
$'000 
Non derivative financial liabilities 
Payables 
6,135 
– 
– 
– 
6,135 
6,135 
Distribution payable 
6,727 
– 
– 
– 
6,727 
6,727 
Interest bearing loans 
78,745 
8,745 
126,699 
–
214,189
214,189 
Total 
91,607 
8,745 
126,699 
–
227,051
227,051 
Less than 
1 to 2 
2 to 5 
More than Contractual 
Carrying 
Consolidated Group 
1 year 
years 
years 
5 years 
cash flows 
amount 
30 June 2023 
$'000 
$'000 
$'000 
$'000 
$'000 
$'000 
Non derivative financial liabilities 
Payables 
5,000 
– 
– 
– 
5,000 
5,000 
Distribution payable 
7,439 
– 
– 
– 
7,439 
7,439 
Interest bearing loans 
85,565 
71,947 
40,801 
–
198,313
198,313 
Total 
98,004 
71,947 
40,801 
–
210,752
210,752 
Less than 
1 to 2 
2 to 5 
More than Contractual 
Carrying 
ECPF II 
1 year 
years 
years 
5 years 
cash flows 
amount 
30 June 2024 
$'000 
$'000 
$'000 
$'000 
$'000 
$'000 
Non derivative financial liabilities 
Payables 
234 
– 
– 
– 
234 
234 
Distribution payable 
389 
– 
– 
– 
389 
389 
Interest bearing loans 
7,435 
707 
7,523 
–
15,665
15,665 
Total 
8,058 
707 
7,523 
–
16,288
16,288 
Less than 
1 to 2 
2 to 5 
More than Contractual 
Carrying 
ECPF II 
1 year 
years 
years 
5 years 
cash flows 
amount 
30 June 2023 
$'000 
$'000 
$'000 
$'000 
$'000 
$'000 
Non derivative financial liabilities 
Payables 
164 
– 
– 
– 
164 
164 
Distribution payable 
453 
– 
– 
– 
453 
453 
Interest bearing loans 
7,821 
6,826 
– 
– 
14,647 
14,647 
Total 
8,438 
6,826 
–
–
15,264 
15,264 
Elanor Commercial Property Fund
Annual Report 2024
62

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
13.
Related parties
OVERVIEW 
Related parties are persons or entities that are related to the Fund as defined by AASB 124 Related Party
Disclosures. This note provides information about transactions with related parties during the year. 
(a)
Key management personnel
Responsible Entity 
Elanor Funds Management Limited is the Responsible Entity of the Fund and is the Key Management 
Personnel (KMP) of the Fund. 
Directors of the Responsible Entity 
The Directors of Elanor Funds Management Limited during the year were: 
•
Ian Mackie (appointed as Chair from 1 January 2024, appointed as Director on 25 August 2023)
•
Paul Bedbrook (resigned as Chair and Director on 31 December 2023)
•
Anthony (Tony) Fehon (Director, and appointed as Managing Director on 9 September 2024)
•
Glenn Willis (resigned as Managing Director and Chief Executive Officer of Elanor Investors Group on
9 September 2024)
•
Nigel Ampherlaw (resigned on 23 September 2024)
•
Su Kiat Lim
•
Karyn Baylis
•
Victor Rodriguez (appointed on 7 July 2023 and resigned as 3 September 2024)
•
Kathy Ostin (appointed on 1 January 2024)
Key Management Personnel 
In addition to the Directors, the following persons were Key Management Personnel of the Responsible Entity 
with the authority for the strategic direction of the Fund: 
•
David Burgess – Fund Manager
•
Symon Simmons – Chief Financial Officer
•
Paul Siviour – Chief Operating Officer (resigned 9 September 2024)
Remuneration of Management Personnel 
Compensation is paid to the Responsible Entity in the form of fees and is disclosed below. No other amounts 
are paid by the Fund directly or indirectly to the Management Personnel for services provided to the Fund. 
The Directors of the Responsible Entity and other management personnel are paid by the Responsible Entity. 
Payments made from the Fund to the Responsible Entity do not include any amounts attributable to the 
compensation of key management personnel. 
Other Items 
This section provides information that is not directly related to the specific line items in the consolidated 
financial statements, including information about contingent liabilities, related parties, events after the end 
of the reporting year, remuneration of auditors and changes in accounting policies and disclosures. 
63

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
Consequently, no compensation as defined in AASB 124 Related Party Disclosures, is paid by the Fund to its 
Management Personnel, other than that paid to the Responsible Entity. 
Related party disclosure 
During the year, fees were incurred by the Fund to Elanor Investors Group and its controlled entities, in 
accordance with the Constitution of each Scheme, including management fees and cost recoveries. 
Consolidated 
Consolidated 
Group 
Group 
ECPF II 
ECPF II 
30 June 
30 June 
30 June 
30 June 
2024 
2023 
2024 
2023 
Fees paid to Elanor Investors Group and its controlled entities: 
$ 
$ 
$ 
$ 
Group management fees 
3,344,277 
3,899,203 
202,502 
233,195 
Cost recoveries1 
1,366,974 
977,000 
102,122 
97,125 
Other 
620,789 
472,530 
134,457 
48,464 
Total 
5,332,040 
5,348,733 
439,081 
378,784 
Outstanding balances arising from Fees paid to Elanor Investors Group and its controlled entities: 
Accounts payable 
1,312,124 
303,158 
27,947 
8,936 
Total 
1,312,124 
303,158 
27,947 
8,936 
1 Includes cost recoveries for the management of debt facility renewals and the management of transaction related activities. 
Related party holdings 
Directors and other Key Management Personnel of the Responsible Entity and of its related entities may hold 
investments in the Fund. Such investments were purchased on normal commercial terms and were at arm's 
length. The number of securities held by Directors and other Key Management Personnel are as follows: 
30 June 
2024 
No. of fully paid units 
Investment held by Elanor Investment Trust 
39,755,650 
Investment held by Directors and Other Management Personnel 
405,711 
Total 
40,161,361 
30 June 
2023 
No. of fully paid units 
Investment held by Elanor Investment Trust 
39,755,650 
Investment held by Directors and Other Management Personnel 
605,711 
Total 
40,361,361 
Cross-Staple Loan 
The Fund has applied the ECL model under AASB 9 Financial Instruments to its unsecured intercompany loan 
receivable with ECPF II. An impairment provision as the 12-month ECL has been assessed at balance date. 
Despite the current economic environment, there has been no history of defaults and management has 
determined that there has not been a significant increase in credit risk on the intercompany loan since its 
inception as ECPF I. ECPF I maintains a strong capital position and forecasts sufficient cash flows to repay 
the loan to ECPF II on expiry. There is no impact on the Fund as this loan eliminates on consolidation.  
Elanor Commercial Property Fund
Annual Report 2024
64

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
14. 
Non-cancellable operating lease receivables
OVERVIEW 
This note sets out the non-cancellable operating lease receivables of the Fund and the ECPF II. 
Consolidated 
Consolidated 
Group 
Group 
ECPF II 
ECPF II 
30 June 
30 June 
30 June 
30 June 
2024 
2023 
2024 
2023 
$'000 
$'000 
$'000 
$'000 
Within 1 year 
44,613 
40,152 
2,884 
2,834 
Between 1 and 2 years 
26,788 
36,917 
2,132 
1,764 
Between 2 and 3 years 
13,405 
20,146 
1,947 
1,232 
Between 3 and 4 years 
11,648 
8,766 
1,577 
1,107 
Later than 5 years 
21,684 
26,662 
558 
1,362 
Total 
118,138 
132,643 
9,098 
8,299 
15.
Unrecognised items
OVERVIEW 
Items that have not been recognised on the Fund's balance sheet, including contractual commitments for future 
expenditure and contingent liabilities which are not sufficiently certain to qualify for recognition as a liability on 
the balance sheet, are defined as unrecognised items. This note provides details of any such items. 
(a)
Contingent liabilities
The Directors are not aware of any material contingent liabilities of the Fund as at 30 June 2024 (30 June 
2023: nil). 
(b)
Commitments
The Fund has commitments of $2.24 million as at 30 June 2024 (30 June 2023: nil) in respect of capital 
expenditures contracted as of 30 June 2024. 
65

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
16. 
Parent entity
OVERVIEW 
The financial information below reflects Elanor Commercial Property Fund's parent entity, ECPF I, as a stand-
alone entity. 
(a) 
Summarised financial information
ECPF I 
ECPF I 
30 June 
30 June 
2024 
2023 
Financial position 
$'000 
$'000 
Current assets 
13,139 
43,679 
Non-current assets 
365,234 
367,712 
Total Assets 
378,373 
411,391 
Current liabilities 
74,725 
81,540 
Non-current liabilities 
120,149 
105,253 
Total Liabilities 
194,874 
186,793 
Contributed equity 
344,195 
344,195 
Retained profits / (accumulated losses) 
(160,696) 
(119,597) 
Total Equity 
183,499 
224,598 
ECPF I 
ECPF I 
30 June 
30 June 
2024 
2023 
Financial performance 
$'000 
$'000 
(Loss) / profit for the period 
(15,864) 
(10,217) 
Total comprehensive (loss) / income for the period 
(15,864) 
(10,217) 
(b)
Commitments
ECPF I has commitments of $1.91 million as at 30 June 2024 (2023: nil) in relation to capital expenditure 
contracted for but not recognised as liabilities.  
(c)
Guarantees provided
ECPF I has no outstanding guarantees as at 30 June 2024 (2023: nil).
(d)
Contingent liabilities
ECPF I has no contingent liabilities as at 30 June 2024 (2023: nil).
ACCOUNTING POLICY
With the exception of consolidation, the financial information of the parent entities of Elanor Commercial 
Property Fund has been prepared on the same basis as the consolidated financial statements.
Elanor Commercial Property Fund
Annual Report 2024
66

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
17. 
Auditor's remuneration
OVERVIEW 
PricewaterhouseCoopers are the independent auditors of the Fund and have provided audit and other 
assurance related services as well as other non-assurance related services to the Group and the Trust during 
the year.  
During the year, the following fees were paid or payable for services provided by the auditor of the Fund: 
Consolidated 
Consolidated 
Group 
Group 
30 June 
30 June 
2024 
2023 
$ 
$ 
Audit services 
Audit and review of financial reports 
231,196 
226,800 
Total services provided by PwC 
231,196 
226,800 
18.
Subsequent events
On 28 June 2024, the Fund executed a credit approved term sheet for the extension of the maturity date of 
the debt facility to 31 August 2026 with an additional increase of two debt facilities by a total of $15.0 million. 
Subsequent to balance date, on 8 August 2024 the Fund executed an Amendment and Restatement Deed for 
the extension and increase of the debt facilities. 
On 9 September 2024, the Fund announced a strategic partnership with Lederer Group. The Lederer Group 
has acquired Elanor Investors Group’s (ASX: ENN) 12.6% interest in the Fund to become the largest 
securityholder in the Fund.  
As part of the strategic partnership, the Lederer Group has committed $50 million in equity capital to support 
the Fund. The Lederer Group will have participation on a new investment committee (one of four positions 
alongside representatives of the Responsible Entity and the Manager). The new investment committee will 
oversee any material investment or divestment initiatives, including major capital expenditure, and will make 
non-binding recommendations to the Responsible Entity in relation to those matters having regard to the best 
interest of all ECF securityholders.  
The Fund has committed to acquire at least its 49.9% pro-rata share of the Harris Street Fund Capital Notes, 
subject to sourcing suitable funding. Citigroup Global Markets Australia Pty Limited and MA Moelis Australia 
Advisory Pty Ltd are advising on the potential rights issue in ECF to fund both the commitment to the Harris 
Street Fund and to provide further capital for near term capital expenditure and incentives.   
The Lederer Group’s equity commitment of $50 million includes an offer to take up 100% of its entitlement and 
sub-underwrite any potential rights issue at an indicative offer price of 60 cents per security. The Responsible 
Entity will actively explore the rights issue, however, any equity raising is subject to market conditions, final 
Responsible Entity Board approval, regulatory approvals and securing suitable underwriting support for the 
rights issue.    
67

ELANOR COMMERCIAL PROPERTY FUND 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 
FOR THE YEAR ENDED 30 JUNE 2024 
18. 
Subsequent events (continued)
Elanor Investor Group and the Responsible Entity 
On 23 August 2024, Elanor Investors Group (ASX: ENN) requested, and the ASX granted, a voluntary 
suspension of trading of ENN securities on the ASX to enable Elanor to consider a range of options to stabilise 
and maintain its ongoing financial position. Elanor Funds Management Limited (EFML) is a wholly owned 
subsidiary of Elanor Investors Group and is the Responsible Entity of ECF. If Elanor Investors Group is not 
able to stabilise and maintain its ongoing financial position, it may cast uncertainty about EFML’s ability to act 
as Responsible Entity of the Fund.   
Other than the events disclosed above, the directors are not aware of any other matters or circumstances not 
otherwise dealt with in the financial reports or the Directors’ Report that has significantly affected or may 
significantly affect the operations of the Fund, the results of those operations or the state of affairs of the Fund 
in the financial year subsequent to the year ended 30 June 2024.  
19. 
Accounting policies
OVERVIEW 
This note provides an overview of the Fund's accounting policies that relate to the preparation of the financial 
report as a whole and do not relate to specific items. Accounting policies for specific items in the balance sheet 
or statement of comprehensive income have been included in the respective note. 
(a) 
Interest Income
Interest income is recognised as it accrues using the effective interest rate method. 
(b) 
Expenses
All expenses, including the responsible entity's fees and custodian fees, are recognised in profit or loss on an 
accruals basis. 
(c) 
Income Taxation
Under current legislation, the Fund is not subject to income tax as securityholders are presently entitled to the 
income of the Fund.
Elanor Commercial Property Fund
Annual Report 2024
68

ELANOR COMMERCIAL PROPERTY FUND 
DIRECTORS' DECLARATION TO STAPLED SECURITYHOLDERS 
In accordance with a resolution of the Directors of Elanor Funds Management Limited, the responsible entity 
for Elanor Commercial Property Fund, we declare that in the opinion of the Directors: 
a)
the financial statements and notes set out on pages 28 to 68 are in accordance with the Corporations
Act 2001 (Cth) including:
i.
complying with Australian Accounting Standards, the Corporations Regulations 2001 and
other mandatory professional reporting requirements; and
ii.
giving a true and fair view of the entity's financial position as at 30 June 2024 and of its
performance, for the year ended 30 June 2024; and
b)
there are reasonable grounds to believe that the Consolidated Group and the ECPF II will be able to
pay their debts as and when they become due and payable.
c)
the financial statements also comply with International Financial Reporting Standards as issued by the
International Accounting Standards Board; and
d)
The Directors have been given the declarations by the Chief Executive Officer and Chief Financial
Officer required by Section 295A of the Corporations Act 2001 (Cth).
This declaration is made in accordance with a resolution of the Boards of Directors in accordance with Section 
295(5) of the Corporations Act 2001 (Cth). 
Tony Fehon 
Managing Director 
Sydney 
27 September 2024 
69

PricewaterhouseCoopers, ABN 52 780 433 757 
One International Towers Sydney, Watermans Quay, Barangaroo, GPO BOX 2650, SYDNEY  NSW  2001 
T: +61 2 8266 0000, F: +61 2 8266 9999 
Liability limited by a scheme approved under Professional Standards Legislation. 
Independent auditor’s report 
To the stapled securityholders of Elanor Commercial Property Fund 
Report on the audit of the financial report 
Our opinion 
In our opinion: 
The accompanying financial report of Elanor Commercial Property Fund I and its controlled entities 
(together the Consolidated Group, ECF or the Fund) and Elanor Commercial Property Fund II and its 
controlled entities (together ECPF II) is in accordance with the Corporations Act 2001, including: 
(a)
giving a true and fair view of the Consolidated Group's and ECPF II’s financial position as at 30
June 2024 and of their financial performance for the year then ended
(b)
complying with Australian Accounting Standards and the Corporations Regulations 2001.
What we have audited 
The Consolidated Group’s and ECPF II’s financial report comprises: 
•
the consolidated statement of financial position as at 30 June 2024
•
the consolidated statement of comprehensive income for the year then ended
•
the consolidated statement of profit or loss for the year then ended
•
the consolidated statement of changes in equity for the year then ended
•
the consolidated statement of cash flows for the year then ended
•
the notes to the consolidated financial statements, including material accounting policy
information and other explanatory information
•
the directors’ declaration to stapled securityholders.
Basis for opinion 
We conducted our audit in accordance with Australian Auditing Standards. Our responsibilities under 
those standards are further described in the Auditor’s responsibilities for the audit of the financial 
report section of our report. 
We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis 
for our opinion. 
Independence 
We are independent of the Consolidated Group and ECPF II in accordance with the auditor 
independence requirements of the Corporations Act 2001 and the ethical requirements of the 
Accounting Professional & Ethical Standards Board’s APES 110 Code of Ethics for Professional 
Accountants (including Independence Standards) (the Code) that are relevant to our audit of the 
financial report in Australia. We have also fulfilled our other ethical responsibilities in accordance with 
the Code. 
Elanor Commercial Property Fund
Annual Report 2024
70

Emphasis of matter - subsequent event regarding the Responsible Entity 
We draw attention to Note 18 in the financial report which outlines an event subsequent to balance 
date that may cast uncertainty about the ability of the Responsible Entity of ECF to continue to act as 
the Responsible Entity of the Fund. Our opinion is not modified in respect of this matter. 
Our audit approach 
An audit is designed to provide reasonable assurance about whether the financial report is free from 
material misstatement. Misstatements may arise due to fraud or error. They are considered material if 
individually or in aggregate, they could reasonably be expected to influence the economic decisions of 
users taken on the basis of the financial report. 
We tailored the scope of our audit to ensure that we performed enough work to be able to give an 
opinion on the financial report as a whole, taking into account the geographic and management 
structure of the Consolidated Group, its accounting processes and controls and the industry in which it 
operates. 
Audit scope 
Key audit matters 
•
The principal activity of the Consolidated Group
and ECPF II is the investment in Australian
commercial properties, located in major
metropolitan areas of established commercial
precincts.
•
Our audit focused on where the Consolidated
Group and ECPF II made subjective judgements;
for example, significant accounting estimates
involving assumptions and inherently uncertain
future events.
•
Amongst other relevant topics, we communicated
the following key audit matters to the Audit and
Risk Committee:
−
Valuation of investment properties
−
Carrying value of equity accounted investments
−
Net current asset deficiency
•
These are further described in the Key audit
matters section of our report.
Key audit matters 
Key audit matters are those matters that, in our professional judgement, were of most significance in 
our audit of the financial report for the current period. The key audit matters were addressed in the 
context of our audit of the financial report as a whole, and in forming our opinion thereon, and we do 
not provide a separate opinion on these matters. Further, any commentary on the outcomes of a 
particular audit procedure is made in that context.  
Key audit matter 
How our audit addressed the key audit matter 
Valuation of investment properties 
(Refer to note 6) 
Consolidated Group: $443,700,000 
ECPF II: $30,500,000 
The Consolidated Group’s and ECPF II’s property 
portfolio consisted of commercial office investment 
properties at 30 June 2024. 
We assessed the design and implementation of 
relevant controls over the investment property valuation 
process.  
We evaluated the appropriateness of the valuation 
methodologies used against the requirements of 
Australian Accounting Standards.  
71

Key audit matter 
How our audit addressed the key audit matter 
This was a key audit matter because of the: 
•
relative size of the investment property
portfolio to net assets and related valuation
movements, and
•
inherent subjectivity of the key assumptions
that underpin the valuations.
We agreed the adopted fair values of properties to the 
independent valuation report or internal valuation 
model (together the ‘valuations’) and assessed the 
competency, capability and objectivity of the relevant 
independent or internal valuer.  
We met with management to discuss the specifics of 
the property portfolio including, amongst other things, 
any significant leasing activity, capital expenditure and 
vacancies impacting the portfolio.  
We assessed the appropriateness of significant 
assumptions used in the valuations with reference to 
evidence in independent valuation reports and external 
market data where available.  
For a sample of valuations, we traced the rental income 
used in the valuation to the tenancy schedule and in 
turn agreed the tenancy schedule to the underlying 
lease agreements.  
We considered the reasonableness of the disclosures 
made in relation to the significant assumptions in light 
of the requirements of Australian Accounting 
Standards. 
Carrying value of equity accounted investments 
(Refer to note 7) 
Consolidated Group: $17,222,000 
ECPF II: n/a 
The Consolidated Group accounts for its investment in 
the Harris Property Trust using the equity method of 
accounting. 
The Consolidated Group identified indicators of 
impairment as the Harris Property Trust was in a net 
current asset deficiency as at 30 June 2024. 
Management performed an impairment assessment 
and concluded there was no impairment during the 
period. 
This was a key audit matter because of the uncertainty 
regarding the financial position of the Harris Property 
Trust which could materially impact the recoverable 
amount of the Consolidated Group’s equity accounted 
We evaluated the Consolidated Group’s assessment 
that there were indicators of impairment at 30 June 
2024. 
We evaluated the Consolidated Group’s methodologies 
and the basis for significant assumptions used in its 
impairment assessment, including assumptions 
regarding Harris Property Trust’s plans to meet the 
requirements of the credit approved term sheet 
executed subsequent to balance date as detailed in 
Note 8. 
We examined the credit approved term sheet to obtain 
an understanding of the revised terms and conditions 
associated with the debt facility. 
We inquired with management and management of the 
Harris Property Trust regarding their plans to meet the 
requirements of the credit approved term sheet. 
We evaluated whether the disclosures were consistent 
with the requirements of Australian Accounting 
Elanor Commercial Property Fund
Annual Report 2024
72

Key audit matter 
How our audit addressed the key audit matter 
Standards. 
investment. 
Net current asset deficiency 
(Refer to the ‘Going Concern’ paragraph of the ‘About 
this report’ section in the financial report) 
Consolidated Group: $73,005,000 
ECPF II: $6,763,000 
The Consolidated Group had a net current asset 
deficiency of $73,005,000 (ECPF II: $6,763,000) as at 
30 June 2024. The net current asset deficiency was 
attributable to a debt facility of $70,000,000 (ECPF II: 
$6,727,000) maturing on 28 February 2025 (ECPF II: 
28 February 2025) and a distribution payable of 
$6,727,000 (ECPF II: $389,000). 
Subsequently, the Consolidated Group and ECPF II 
executed an Amendment and Restatement Deed which 
extended the maturity date of the debt facility to 31 
August 2026 and increased the Consolidated Group’s 
and ECPF II’s total debt facilities by $15,000,000. 
The consolidated financial statements have been 
prepared on a going concern basis as the Directors 
believe the Consolidated Group and ECPF II will each 
be able to realise their assets and discharge their 
liabilities in the ordinary course of business. 
This was a key audit matter due to the significant of the 
basis of preparation to the consolidated financial 
statements. 
We inquired with management regarding their plans for 
realising the assets and discharging the liabilities of the 
Consolidated Group and ECPF II in the ordinary course 
of business and the feasibility of these plans, which 
included executing the Amendment and Restatement 
Deed to extend and increase the debt facilities. 
We examined the Amended and Restated Deed to 
obtain an understanding of the revised terms and 
conditions associated with the Consolidated Group’s 
and ECPF II’s debt facilities. 
We evaluated managements going concern 
assessment. 
We evaluated whether the disclosures were consistent 
with the requirements of Australian Accounting 
Standards. 
Other information 
The directors of the Responsible Entity are responsible for the other information. The other information 
comprises the information included in the annual report for the year ended 30 June 2024, but does not 
include the financial report and our auditor’s report thereon. 
Our opinion on the financial report does not cover the other information and accordingly we do not 
express any form of assurance conclusion thereon through our opinion on the financial report. 
In connection with our audit of the financial report, our responsibility is to read the other information 
and, in doing so, consider whether the other information is materially inconsistent with the financial 
report or our knowledge obtained in the audit, or otherwise appears to be materially misstated. 
If, based on the work we have performed on the other information that we obtained prior to the date of 
this auditor’s report, we conclude that there is a material misstatement of this other information, we are 
required to report that fact. We have nothing to report in this regard. 
73

Responsibilities of the directors of the Responsible Entity for the financial report 
The directors of the Responsible Entity are responsible for the preparation of the financial report in 
accordance with Australian Accounting Standards and the Corporations Act 2001, including giving a 
true and fair view, and for such internal control as the directors of the Responsible Entity determine is 
necessary to enable the preparation of the financial report that is free from material misstatement, 
whether due to fraud or error. 
In preparing the financial report, the directors of the Responsible Entity are responsible for assessing 
the ability of the Consolidated Group and ECPF II to continue as going concerns, disclosing, as 
applicable, matters related to going concern and using the going concern basis of accounting unless 
the directors of the Responsible Entity either intend to liquidate the Consolidated Group and ECPF II 
or to cease operations, or have no realistic alternative but to do so. 
Auditor’s responsibilities for the audit of the financial report 
Our objectives are to obtain reasonable assurance about whether the financial report as a whole is 
free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that 
includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that 
an audit conducted in accordance with the Australian Auditing Standards will always detect a material 
misstatement when it exists. Misstatements can arise from fraud or error and are considered material 
if, individually or in the aggregate, they could reasonably be expected to influence the economic 
decisions of users taken on the basis of the financial report. 
A further description of our responsibilities for the audit of the financial report is located at the Auditing 
and Assurance Standards Board website at: 
https://www.auasb.gov.au/admin/file/content102/c3/ar1_2020.pdf. This description forms part of our 
auditor's report. 
PricewaterhouseCoopers 
CJ Cummins 
Sydney
Partner 
27 September 2024
Elanor Commercial Property Fund
Annual Report 2024
74

The Board of Directors of Elanor Funds Management Limited as responsible entity of the Elanor 
Commercial Property Fund I and Elanor Commercial Property Fund II (Fund) have approved the 
Fund’s Corporate Governance Statement as at 30 June 2024. In accordance with ASX Listing 
Rule 4.10.3, the Fund’s Corporate Governance Statement can be found on its website at 
www.elanorinvestors.com/ECF
The Board of Directors is responsible for the overall corporate governance of the Fund, 
including establishing and monitoring key strategy and performance goals. The Board monitors 
the operational and financial position and performance of the Fund, and oversees its business 
strategy, including approving the Fund’s strategic goals.
The Board seeks to ensure that the Fund is properly managed to protect and enhance 
securityholder interests and that the Fund, its Directors, officers and personnel operate in an 
appropriate environment of corporate governance.
Accordingly, the Board has created a framework for managing the Fund, including Board and 
Committee Charters and various corporate governance policies designed to promote the 
responsible management and conduct of the Fund. 
Corporate Governance
WorkZone West, Perth
75

Number
Securityholder
No. of 
Securities
%
1
HSBC Custody Nominees (Australia) Limited
62,109,546
19.62
2
Rockworth Investment Holdings Pte Ltd
19,230,769
6.07
3
Kenxue Pty Ltd 
17,000,000
5.37
4
Perpetual Corporate Trust Ltd 
14,720,000
4.65
5
J P Morgan Nominees Australia Pty Limited
14,356,479
4.54
6
Kenxue Pty Ltd 
11,150,875
3.52
7
Perpetual Corporate Trust Ltd 
10,194,717
3.22
8
Netwealth Investments Limited 
9,345,199
2.95
9
Citicorp Nominees Pty Limited
8,646,318
2.73
10
BNP Paribas Noms Pty Ltd
5,321,797
1.68
11
BNP Paribas Nominees Pty Ltd 
4,042,688
1.28
12
Park Hill Management Limited
2,809,531
0.89
13
Mr Jarrod Dean Marshall + Mrs Joanne Margaret Marshall 
2,552,000
0.81
14
Ms Wenyan Zhuang
1,471,846
0.46
15
Netwealth Investments Limited 
1,318,501
0.42
16
Warbont Nominees Pty Ltd 
1,250,723
0.40
17
Mrs Chunying Xiao
1,124,978
0.36
18
Aloron Pty Ltd 
1,107,196
0.35
19
John Edward Duruz
1,040,000
0.33
20
Billnted Pty Ltd 
1,025,656
0.32
Total
189,818,819
59.96
Balance of register
126,737,534
40.04
Grand Total
316,556,353
100.00
Top 20 Securityholders
Securityholder Analysis
(as at 12 September 2024)
The units of the Trusts are combined and issued as stapled securities in the Fund. The Fund’s securities are traded on 
the Australian Securities Exchange (ASX: ECF), having listed on 6 December 2019. The units of the Trusts cannot be 
traded separately and can only be traded as stapled securities. 
In accordance with the ASX’s requirements for stapled securities, the ASX reserves the right (but without limiting its 
absolute discretion) to remove a Trust from the ASX Official List if any of the units cease to be stapled together or 
any equity securities issued by the Trusts which are not stapled to equivalent securities in the other entity.
Stapled Securities
Elanor Commercial Property Fund
Annual Report 2024
76

Securityholder
No. of Securities
% 
PEJR Investments Pty Ltd (“PEJR”)
46,722,706 
14.76%
Kenxue Pty Ltd  and Aloron Pty Ltd 
 (Ken Campbell) 
28,448,016
8.99%
Rockworth Investment Holdings Holding PTE Ltd
19,230,769 
6.07%
Substantial Securityholders
Voting Rights
On a poll, each Securityholder has, in relation to 
resolutions of the Trusts, one vote for each unit 
held in the Trust. 
On-Market Buy-back
There is no current on-market buy-back program 
in place.
Range
No. of Securities
%
No. of Holders
%
100,001 and over
260,915,761 
82.42
304
10.22
10,001 - 100,000
50,073,016 
15.82
1,472
49.48
5,001 - 10,000
3,741,533 
1.18
498
16.74
1,001 - 5,000
1,782,223 
0.56 
603
20.27 
1 - 1,000
43,820 
0.01 
98
3.29 
Total
316,556,353 
100.00
2,975
100.00
The total number of securityholders with an unmarketable parcel of securities was 69.
Range Report
Securityholder Analysis
(as at 12 September 2024)
77

Elanor Commercial Property Fund (ASX Code: ECF)
Elanor Funds Management Limited (ACN 125 903 031) 
is the Responsible Entity of 
Elanor Commercial Property Fund I (ARSN 636 623 
099) (ECPF I) and Elanor Commercial Property Fund II
(ARSN 636 623 517) (ECPF II) each a Trust and
together, the Elanor Commercial Property Fund
Level 38
259 George Street
Sydney NSW 2000
T: +61 2 9239 8400
Directors of the Responsible Entity
Ian Mackie (Chair)
Tony Fehon (Managing Director)
Lim Su Kiat
Karyn Baylis
Kathy Ostin
Company Secretary of the Responsible Entity
Symon Simmons
Security Registry
Computershare Investor Services Pty Limited
6 Hope Street
Ermington NSW 2115
Auditors
PricewaterhouseCoopers
One International Towers
Watermans Quay
Barangaroo NSW 2000
Custodian
The Trust Company (Australia) Limited 
Level 18
123 Pitt Street
Sydney NSW 2000
Website
www.elanorinvestors.com/ECF
Corporate Directory
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