Equifax Inc., the American multinational data, analytics and technology company, operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International. The Workforce Solutions division provides services to ascertain employment-related information such as income, education history and criminal records along with the facilitation of employer customers with payroll and human resource management processes. The USIS division provides consumers and commercial clients with credit services, identity verifications, fraud detections and monitoring products. The International segment offers financial, credit and marketing products and services, with additional support for debt collections and recovery management. Equifax serves customers spanning financial services, mortgage, retail, telecommunications, utilities, automotive, brokerage, healthcare and insurance industries and also caters to government agencies across a diverse range of global markets. The company's operations span across 21 countries including the United States, Canada, Australia, New Zealand, India, the United Kingdom, Spain, Portugal, Argentina, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, Mexico, Paraguay, Peru, Uruguay, and the Republic of Ireland. Established in 1899 and headquartered in Atlanta, Georgia, Equifax's functional segments enable the company to leverage its technological capabilities and data-driven insights for customized solutions to a broad range of customers.