Bermuda-based Everest Re Group, Ltd., and its subsidiaries offer a suite of insurance and reinsurance products in the United States and globally. The company operates via two segments, Reinsurance Operations and Insurance Operations. The former writes property and casualty reinsurance as well as specialty lines of business. It deals with reinsurance brokers and ceding companies in the UK, Ireland, Canada, Singapore, Switzerland, Bermuda, and the US. On the other hand, the Insurance Operations segment writes property and casualty insurance directly and through several intermediaries across North and South America and Europe. Everest Re Group provides treaty and facultative reinsurance products as well as admitted and non-admitted insurance products, among others. Its commercial property and casualty insurance products are available through program administrators, retail brokers, and surplus lines brokers. The company was established in 1973 and headquartered in Hamilton, Bermuda.