First Bancorp, a North Carolina-based bank holding company, has been providing a variety of banking products and services since 1934. With its subsidiary, First Bank, the company offers deposit products such as checking, savings, and money market accounts, as well as time deposits like CDs and IRAs. First Bancorp also provides loans for both consumer and commercial purposes including home improvement, real estate, and automobiles, among others. The company additionally offers services such as accounts receivable financing, factoring, inventory financing, and purchase order financing services. It provides credit and debit cards, letter of credits, and safe deposit box rental services, as well as electronic funds transfer services. Furthermore, the company offers investment and insurance products such as mutual funds, annuities, long-term care insurance, life insurance, property and casualty insurance products, and company retirement plans. The bank maintains several forms of technological banking services, such as internet and mobile banking, cash management, bank-by-phone services, and remote deposit capture services. With these diverse options, First Bancorp targets individuals and small to medium-sized businesses whilst maintaining its aim to provide top-notch financial planning services.