First BanCorp, a bank holding company for FirstBank Puerto Rico, operates through six segments to provide a variety of financial products and services to both commercial and consumer customers. With its headquarters in San Juan, Puerto Rico, the company's segments include Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations. The Commercial and Corporate Banking segment offers commercial loans, cash management, and business management services, while the Mortgage Banking segment originates, sells, and services residential mortgage loans. The Consumer (Retail) Banking segment provides various loans and interest-bearing and non-interest-bearing checking and savings accounts, as well as insurance agency services. The Treasury and Investments segment offers funding and liquidity management services, and the United States Operations segment provides a full range of banking services such as internet banking and cash management. The Virgin Islands Operations segment handles consumer and commercial lending and deposit-taking activities. With its foundation dating back to 1948, First BanCorp continues to provide essential financial services to its diverse customer base.