First Citizens BancShares, Inc., a Raleigh, North Carolina-based financial holding company, has been providing a wide range of retail and commercial banking services to individuals, businesses, and professionals in its local community since its inception in 1898. The company, which operates as the parent company for First-Citizens Bank & Trust Company, boasts a diverse portfolio of deposit and loan products, including checking, savings, money market, and time deposit accounts, as well as commercial construction and mortgage loans, commercial and industrial leases, and small business administration paycheck protection program loans. Additionally, the company offers consumer loans and wealth management services, which include annuities, discount brokerage services, and third-party mutual funds, as well as investment management and advisory services. These products and services are made available to customers through First Citizens BancShares' extensive branch network.