First Financial Bancorp, a bank holding company based in Cincinnati, Ohio, offers commercial banking and related services through its subsidiary, First Financial Bank. With a presence in four states - Ohio, Indiana, Kentucky, and Illinois - the company accepts various deposit products, including interest-bearing and noninterest-bearing accounts, time deposits, and cash management services for commercial customers. In addition to these services, First Financial Bancorp also provides real estate loans secured by residential property, commercial and industrial loans, consumer loans, home equity lines of credit, and commercial financing to a range of industries. The company also offers trust and wealth management services, as well as lease and equipment financing services. Founded in 1863, First Financial Bancorp continues to expand and provide a diverse range of financial offerings to individuals and businesses in the Midwest.