Quarterlytics / Basic Materials / Construction Materials / Fletcher Building Limited / FY2003 Annual Report

Fletcher Building Limited
Annual Report 2003

FBU · ASX Basic Materials
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FY2003 Annual Report · Fletcher Building Limited
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DESCR IPT I ON:

PERFORMING

FLETCHER 
BUILDING

03

highlights

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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report by clicking on a blue bullet

A FURTHER UPLIFT IN PERFORMANCE, 
DRIVEN BY STRONG DEMAND AND INTERNAL 
IMPROVEMENTS…

REALIGNMENT OF THE BUSINESS PORTFOLIO 
PROVIDES GREATER STABILITYIN REVENUE 
AND EARNINGS…

•  Net profit after tax and minority interests up 

91 percent to a record $168 million pre-unusual items

•  Laminex purchase adds a substantial and strongly 
performing Australian component to the business

•  Operating earnings up 61 percent to a record 

•  Integration of Laminex and the existing wood panels 

$331 million

businesses being achieved 

•  Improved earnings in all the New Zealand based 

•  Completion of asset sales in Bolivia, India, Australia 

divisions, for the second successive year

and New Zealand 

•  $44 million of operating earnings from the newly-

acquired Laminex Group

•  Operational cashflow up from $187 million to 

•    The proposed acquisition of Tasman Building Products 
further enhances the Australian position and provides 
growth opportunities

$276 million

•  Economic value added of $65 million

•  Total shareholder return of 43 percent 

PERFORMANCE EXPECTED TO REMAIN STRONG 
IN THE CURRENT YEAR

•  A 24.4 percent return on funds employed

•  Some softening in demand anticipated in New Zealand 

•  Interest cover up from 5.8 times to 7.3 times

•    Successful refinancing initiatives, including the issue 
of new equity at above the prevailing market price

•  A lift in the annual dividend rate from 14 to 19 cents 

per share with full tax credits

and Australia

•  Continued focus on internal performance improvement

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DESCR IPTI ON:

PERFORMING

FLETCHER 
BUILDING

03

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

chairman’s reVIew

HALF YEAR REVIEW

FLETCHER BUILDING HAS BEEN TRANSFORMED... FROM A BUSINESS CAPTIVE TO THE 
NEW ZEALAND BUILDING CYCLE TO ONE THAT IS TRULY AUSTRALASIAN AND 
PERFORMING AT A HIGHER LEVEL.

Fletcher Building has made exceptional progress in the 2003 year. The company achieved a record profit, and that was reflected 
in the 43 percent total shareholder return across the year. Underpinning these results were:

•  a major Australian acquisition, transforming the company from one that was captive to the New Zealand market to a truly 

Australasian business

•  major re-financing, including the issue of new equity at a premium to the then market price
•  a capital notes issue at favourable rates
•  and further refining of the business portfolio, with asset sales in Bolivia, India, Australia and New Zealand.
Since balance date, a further relevant building products acquisition has been announced, funded in part with another equity issue.

RESULTS

In the year to 30 June 2003, Fletcher Building reported a profit after tax of $168 million, up from $93 million in the prior year. There were 
no unusual items. The previous year’s result included a $5 million unusual gain, so the comparable trading profit was up $80 million, or 91 percent.

Further details on operational performance are included in the chief executive’s review and the divisional commentaries that follow.

DIVIDEND

Directors declared a final dividend for the year of 10 cents which, coupled with the interim dividend of 9 cents, provides a total payout 
of 19 cents per share. The prior year dividends were 6 cents and 8 cents per share for the interim and final periods respectively, so the 
2003 total dividend represents a 36 percent increase. The dividends include full tax credits and, based on the 30 June 2003 share 
price, represent a 7.7 percent pre-tax yield.

SHAREHOLDER RETURNS

Earnings before interest and tax of $331 million represent a 24.4 percent return on average funds employed – substantially ahead 
of the company’s pre-tax cost of capital, which is about 14 percent. The after tax return on average equity was 23 percent. 

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FLETCHER 
BUILDING

03

DESCR IPTI ON:

PERFORMING

CHAIRMAN’S 
REVIEW

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

The share price at 30 June 2003 was $3.67, up from $2.75 at 30 June 2002. Total shareholder return (TSR) for the year – that is, the 
appreciation in share price plus gross dividends including tax credits – was 43 percent. This follows a TSR of 24 percent in the prior year. 
Both of these years were generally unfavourable for global equity markets. Since balance date the share price has traded at a new 
milestone of over $4.25. 

BOARD OF DIRECTORS  

ACQUISITIONS

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

As explained in detail in an Information Memorandum and discussed at last year’s annual shareholders’ meeting, The Laminex Group 
was selected from a range of potential opportunities as the most desirable Australian-based expansion opportunity for the company. 
It was acquired on 13 November 2002. Our initial offer of A$645 million for the business was based on our EBITDA expectations for the 
12 months to June 2003 – that is, expectations for earnings before interest, tax, depreciation and amortisation – of A$95 million. The 
vendor projected earnings of A$105 million EBITDA, so an “earn-out” was agreed whereby Fletcher Building would pay a further amount of 
up to A$20 million based on full year EBITDA earnings above A$95 million, with the full amount payable at A$105 million EBITDA. 

The full year earnings were around $103 million, with strong exchange rates impacting on export sales, so subject to some adjustments 
provided for in the acquisition agreement, a further sum will be paid to the vendor. Thus, Laminex has more than achieved the initial 
earnings expectations we had for it when we decided to acquire it.

Since balance date, the acquisition of a further Australian based company Tasman Building Products has been announced. This acquisition 
for A$230 million is expected to be settled on 30 September 2003. It was originally a New Zealand based business and more than 50 
percent of its earnings are from its New Zealand operations. Its operating earnings, that is earnings before interest and taxation was 
around A$30 million in the 2003 year. It will operate as part of our Building Products division.

DIRECTORATE

At the time of the Laminex acquisition, I advised shareholders that a suitably qualified Australian-based director would be added to the 
board. Geoff McGrath, who from 1993 to 2003 was the managing director of GWA International Limited, a very successful publicly listed 
Australian building products manufacturer, was appointed from 1 July 2003.

Directors maintained the busy schedule of site visits that has been the norm since Fletcher Building became a standalone company. Most 
board meetings are complemented by site visits and presentations from the relevant business units.

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FLETCHER 
BUILDING

03

DESCR IPTI ON:

PERFORMING

CHAIRMAN’S 
REVIEW

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

CORPORATE GOVERNANCE

Fletcher Building has always operated with a very formalised and comprehensive set of governance practices. In line with the 
increased business community focus on these matters, the board has revised its procedures and adopted the principles identified 
by the Australian Stock Exchange Corporate Governance Council. The review included constituting a nominations committee, 
formalising the terms on which directors are appointed, and identifying the circumstances in which directors will not be considered 
independent. These initiatives are covered in more detail in the corporate governance section of this report, and will be fully reported on 
our website later in the year.

DIRECTORS’ REMUNERATION

As directors’ fees have not changed since the company’s establishment in March 2001, a market review process has been undertaken. 
Increases of $2,500 per annum in the base fee, and revisions to the fees for work in board committees, have been implemented as part 
of the review. In addition, a $10,000 travelling allowance will be payable to Geoff McGrath in recognition of his extra time commitment. 

STAFF, SUPPLIERS AND CUSTOMERS

That so much was achieved in the year is a tribute to the management and employees of the company. Fletcher Building was also well 
served by its suppliers, subcontractors, bankers, advisors and its loyal customer base. On behalf of the board, I extend our thanks to all of 
these stakeholders for their valued contribution to our success.

FINANCIAL REVIEW  

OUTLOOK

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

The outlook is for some softening in both the New Zealand and Australian housing markets, which are the main economic drivers for this 
company. Despite that, the board expects further improvement and another satisfactory year.

RODERICK DEANE

Chairman

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DESCR IPTI ON:

PERFORMING

FLETCHER 
BUILDING

03

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

chief executive’s review

HALF YEAR REVIEW

OPERATING EARNINGS UP 61 PERCENT, WITH STRONG DEMAND AND A FULL YEAR OF 
BENEFITS FROM PERFORMANCE IMPROVEMENT MEASURES.

DELIVERING RESULTS

The $331 million operating earnings – that is, earnings before interest and taxation – was $126 million or 61 percent ahead of the prior 
year’s pre-unusual earnings. The result was supported by strong demand throughout the entire year, and by a full year of benefits 
from the substantial management changes, asset sales and cost reductions achieved progressively through the prior year.

All divisions lifted their operating earnings for the second successive year. Building Products’ earnings before interest and tax were 
$112 million, up from $85 million in the prior year. Concrete earned $83 million, up from $60 million. Construction earned $34 million, up 
from $30 million, and Distribution earned $55 million, up from $34 million. Laminex, owned from 13 November 2002, had 
earnings of $44 million in the period to the end of the year.

Just prior to the release of the 2002 result, analysts’ forecasts for our 2003 year operating earnings were around $190 million. Excluding 
the Laminex contribution of $44 million, as did those forecasts, Fletcher Building earned $287 million for the year to June 2003. 
Whilst demand exceeded the expectation underlying the earlier forecasts, it is also the case that the unfavourable New Zealand dollar 
exchange rate and the cost implications of electricity shortages in New Zealand were far worse than previously anticipated. Progress 
was thus clearly well ahead of what most sharemarket professionals were expecting at the end of the previous financial year.

What was probably underestimated was the operational improvement that has continued to be achieved across nearly all of our 
businesses over the past two years. The latest year has seen previously lost market share regained in some businesses, and 
improvement of already strong market positions in others. 

These market share gains have been delivered largely by better service levels and customer focus, rather than by sharper commercial 
terms. Margins have been improved through specific margin management programmes (particularly in the distribution businesses of 
PlaceMakers and EasySteel), and through further cost reductions in manufacturing businesses (particularly in Fletcher Aluminium and Dimond). 

Major new capital projects that will lift capacity and lower costs were approved for Golden Bay Cement and Winstone Wallboards. In 

the spirit of self-sufficiency outlined in the 2001 annual report, both of these multi-million dollar projects are being successfully driven 

by internal project managers.

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FLETCHER 
BUILDING

03

DESCR IPTI ON:

PERFORMING

chief executive’s 
review

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

Some of the most pleasing transformations have come from our smallest businesses. CSP Galvanizing and Fletcher Reinforcing are not 

large enterprises; nevertheless, for them to more than double profits from already acceptable levels, while transforming their facilities 

into more productive, safer and environmentally cleaner work places, was an excellent achievement and was indicative of what has 

occurred across many of our factories over the past two years. 

In summary, our profit improvement was across the board, with a capable management team taking advantage of a favourable market 

while continuing to challenge their operational teams to exceed the range of key performance indicators on which their performance is 

measured internally. 

DELIVERING STRATEGIC OUTCOMES

Fletcher Building started to deliver to its true potential in the 2003 year. While there were certainly favourable markets for the entire 

year, the company’s earnings and returns were a quantum level above what was achieved when last at the top of a strong building cycle. 

There are no unusual item write-offs in the latest results.

There remain two important questions. Firstly, what will happen to the “new” Fletcher Building’s earnings in the event of an economic 

downturn? Secondly, given our strong market positions, where will our future growth come from? These are the strategic issues that 

have dominated our planning and decision making over the past year.

From late in the 2001 year, we stated the need and the intention to find a suitable business in Australia to diversify our earnings base, 

making the company less dependent on the lower-growth New Zealand market while providing a new footprint for growth in a much 

larger market. We delivered on that objective with the acquisition of The Laminex Group.

There is a range of opportunities, and carefully constructed acquisition criteria help us differentiate them. To ensure that any major 

acquisition has the greatest chance of long term success, we assessed them against four important principles. These are:

•  The target must be number 1 or 2 in its market
•  It must operate within a good – and sustainably good – industry structure
•  It must have a high-quality management team that is prepared to stay on after acquisition
•  The price should be such that the acquisition can earn its cost of capital within three years.
While these are not rules that would suit all acquirers, it is a fact that many unsuccessful acquisitions – whether by Fletcher Building 
or by others – have failed one or more of these critical tests. In Laminex, now combined with our New Zealand wood panels business, 

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FLETCHER 
BUILDING

03

DESCR IPTI ON:

PERFORMING

chief executive’s 
review

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

Fletcher Building has a $1 billion revenue Australasian panels and laminates business ranked one or two in its key market segments. 
As a consequence, our earnings will in future be less reliant on any one country’s economic cycle.  

Since balance date, the acquisition of Tasman Building Products, a trans Tasman business, has been announced. Tasman has the 
leading Australasian position in metal roofing tiles. It is the leading manufacturer of glasswool insulation across Australasia, being the 
only New Zealand manufacturer and one of three similar sized manufacturers in Australia. Tasman is one of the two stainless steel sink 
manufacturers in Australia and the leader in the small access flooring business.

Tasman has had a record of consistent annual profitability and cashflow generation since it was divested by its former New Zealand 
corporate owner to a private equity fund, which now wishes to realise its investment. Tasman has good growth prospects in its major 
business sectors and will integrate well with the existing Fletcher Building businesses.

Our best defence against earnings declines in the downward part of the cycle is to improve the efficiency of our businesses. Lowering 
fixed costs and improving capital and labour productivity, as we have done, will result in more sustainable profitability in times 
when revenue growth is low or negative. Equally important is our ability to maintain prices should less buoyant times ensue. 

No one can insulate totally against sharp demand downturns, but all Fletcher Building businesses have a much greater degree of “business 
fitness” than they did when demand slowed in the 2001 year. Loss businesses from that year have either been divested or returned to 
healthy performance levels, thus improving our sustainable base profitability. Fletcher Building is now far more able to deal with the 
economic cycle than it was in the past. In any case, we believe there are no short term prospects of a serious contraction in demand and 
there are still good opportunities that could deliver further earnings growth.

Our priority in the year ahead will be smaller acquisitions that will integrate sensibly with existing divisions. To meet our own growth 
aspirations it will be necessary to acquire positions in regions where our market shares are below target, or to add manufacturers of 
complementary building products, especially if the products can be distributed through PlaceMakers. 

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FLETCHER 
BUILDING

03

DESCR IPTI ON:

PERFORMING

chief executive’s 
review

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

DELIVERING VALUE TO SHAREHOLDERS

The returns outlined in the chairman’s review are well above the average for similar companies to Fletcher Building. There are few, if any, 
that exactly replicate the Fletcher Building model – and this rather unique combination of businesses is a large part of the reason for the 
higher returns. Fletcher Building is primarily a building materials and products manufacturer, but with two special channels to market 
– those being the PlaceMakers distribution business and Fletcher Construction. A pleasing aspect of the Laminex acquisition is that, like 
much of the rest of Fletcher Building, it is in control of the distribution of the products it manufactures. Fletcher Building thus retains 
a greater share of margin across the value chain. The returns in excess of our cost of capital are reflected in the share price appreciation over 
the past year and the significant dividend increases.

The senior management team is strongly aligned to shareholder interests through their remuneration arrangements. All executives, from 
business unit general managers upwards, are required to commit 50 percent of any after-tax variable remuneration, or performance 
bonus, to acquiring Fletcher Building shares at market prices. These shares must be retained while employed by the company. This 
re-occurs annually until the executive’s holding is equal to 50 percent in value of his or her annual fixed remuneration. Thus, all senior 
executives have a significant and increasing degree of alignment with shareholders’ interests.

FLETCHER BUILDING’S PROFILE 

DELIVERING TO OUR STAFF

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

The enhanced performance of Fletcher Building has markedly improved the company’s rating as a desirable place to work. This reduces staff 
turnover and broadens our recruitment catchment. We have instigated, with the support of the Fletcher Building Employee Educational 
Fund, a range of new staff development programmes. Our single biggest disappointment has been in our health and safety statistics. 
While these have improved, we fall short of the targets we set ourselves and we have re-doubled our efforts, with the help of 
leading international work safety advisors. 

The management team places a high value on the support received from employees, co-operation of the unions and the counsel of the 
board, and we look forward to continuing to work constructively with all of these parties to further the company’s success.

RALPH WATERS

Chief Executive Officer

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FLETCHER 
BUILDING

03

DESCR IPTI ON:

PERFORMING

board 
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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

RODERICK DEANE

PAUL BAINES

RODERICK SHELDON DEANE

PhD, LLD (Hon), BCom (Hons), FACA, FCIS, FNZIM, Independent Chairman of Directors, Chairman of the Nominations Committee

Dr Deane, 62, has had a career in business and in the executive branch of government. He is currently chairman of several organisations in addition to 
Fletcher Building and Fletcher Building Finance, including Telecom New Zealand (having retired as chief executive in 1999), ANZ Banking Group 
(New Zealand), Te Papa Tongarewa (the Museum of New Zealand), Mayoral Business Advisory Board (Wellington) and the New Zealand Seed Fund.

Dr Deane is a director of the Australia and New Zealand Banking Group and Woolworths, both Australian companies. He also on the Board of 
Governance of IHC Inc.

Dr Deane has previously been chief executive of the Electricity Corporation of New Zealand, chairman of Fletcher Challenge and the State Services 
Commission of New Zealand, deputy governor of the Reserve Bank of New Zealand, and alternate executive director of the International 
Monetary Fund. 

PAUL EDWARD ALEX BAINES

BCA, CA, MPP, Independent Non-Executive Director, Chairman of the Audit Committee, Member of the Nominations Committee

Mr Baines, 53, has an extensive background in financial and strategic management and has wide experience as a director of several organisations in 
New Zealand. He is a director of Fletcher Building Finance, Gough Gough and Hamer, Greenstone Fund, the Reserve Bank of New Zealand, Telecom 
New Zealand and Wrightson. Mr Baines was previously a director of Fletcher Challenge. He was also chief executive of CS First Boston New Zealand 
from 1990 until 1993, and prior to that held a number of senior positions in the sharebroking and investment banking firm Jarden & Co.

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FLETCHER 
BUILDING

03

DESCR IPTI ON:

PERFORMING

board 
of directors

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

HUGH FLETCHER

GEOFFREY MCGRATH

HUGH ALASDAIR FLETCHER

MCom (Hons), MBA (Stanford), BSc, Independent Non-Executive Director, Member of the Audit and Nominations Committees

Mr Fletcher, 55, has had extensive management experience and now holds a number of directorships and advisory positions. He is chairman 
of the Advisory Board for No 8 Ventures. He is a director of IAG New Zealand, VCU Technology, the Reserve Bank of New Zealand, Rubicon, 
Ports of Auckland, Fletcher Building Finance and is a member of the Asia Pacific Advisory Committee of the New York Stock Exchange, the Business 
Advisory Council of the United Nations Office for Project Services and the Council of the University of Auckland. Mr Fletcher was previously a 
director of Fletcher Challenge, and was its chief executive officer from 1987 until his retirement in 1997.

GEOFFREY JAMES MCGRATH

MIIE, Independent Non-Executive Director, Member of the Remuneration and Nominations Committees

Mr McGrath, 61, was until his retirement in 2003, managing director of GWA International, an Australian based manufacturer and marketer 
of consumer and building products. Prior that time he held a number of senior management roles in the Fibreboard and Caroma divisions 
of United Packages. Following the acquisition of United Packages by GWA International, Mr McGrath was appointed general manager of 
GWA Manufacturing Divisions. In 1993 GWA International was floated and Mr McGrath was appointed managing director. He is also a director 
of Campbell Brothers (Brisbane) and Fletcher Building Finance.

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FLETCHER 
BUILDING

03

DESCR IPTI ON:

PERFORMING

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

RALPH NORRIS

SIR DRYDEN SPRING

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

RALPH JAMES NORRIS

FNZCS, FNZIM, Independent Non-Executive Director, Member of the Remuneration and Nominations Committees

Mr Norris, 54, is chief executive officer and managing director of Air New Zealand, having been appointed in February 2002 after the New Zealand 
Government-led reorganisation of that company. 

Before taking up his executive role at Air New Zealand, Mr Norris was head of International Financial Services for the Commonwealth Bank Group, 
responsible for operations in New Zealand, the Pacific and Asia; and managing director and chief executive officer of ASB Group. He was also 
chairman of Sovereign Assurance and the New Zealand Business Roundtable, and chairman of the New Zealand Bankers Association. He is also 

a director of Fletcher Building Finance.

SIR DRYDEN SPRING

DSc (Hon), Independent Non-Executive Director, Chairman of the Remuneration Committee, Member of the Nominations Committee

Sir Dryden, 63, has a long-standing record of success in management and directorship, with involvement in a range of industries. He has also been 
deeply involved in New Zealand and international forums relating to agriculture and trade policy issues.

Sir Dryden is chairman of WEL Energy Group, Fletcher Challenge Forests, the Asia 2000 Foundation and the New Zealand APEC Business Advisory 
Council. He is a director of Nufarm, the National Bank of New Zealand, Fletcher Building Finance and Maersk New Zealand. 

He is a member of the New Zealand Business and Parliament Trust and the Waikato Medical Research Foundation. He is a distinguished fellow of the 
Institute of Directors and a member emeritus of the Washington DC based International Policy Council on Agriculture, Food and Trade. 

Go directly to a section of the 
report by clicking on a blue bullet

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

KERRIN VAUTIER

RALPH WATERS

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

KERRIN MARGARET VAUTIER

CMG, BA, Independent Non-Executive Director, Member of the Audit and Nominations Committees

Mrs Vautier, 58, is a research economist specialising in competition law and economics, and has a varied academic and business background with 
long-standing experience in directorship. She is chair of the Advisory Board of the New Zealand Asia Institute, and a director of Deloitte Touche 
Tohmatsu (NZ), News & Media (NZ) and Fletcher Building Finance. 

Mrs Vautier is a lay member of the High Court under the Commerce Act, an External Monetary Policy Advisor to the Reserve Bank of New Zealand, 
a senior part-time lecturer in the Department of Commercial Law at the University of Auckland, and a member ofthe International Advisory Group 
of PECC’s Trade Forum. She was previously a director of Fletcher Challenge, and Norwich Union Holdings (NZ) and its subsidiary State Insurance. She 
is a former member of the New Zealand Commerce Commission and the Board of Trustees of the Asia 2000 Foundation, and previously held the chair 
of NZPECC and the New Zealand Institute of Economic Research.

RALPH GRAHAM WATERS

CP Eng, FIE Aust, M Bus, Managing Director

Mr Waters, 54, was recruited as chief executive officer in May 2001 and was appointed to the board in July 2001. Prior to joining 
Fletcher Building, Mr Waters was managing director of Email, a major Australian industrial company. In his 18 years with Email, he was general 
manager planning, group manager Industrial Products, group general manager Major Appliances, and finally managing director from 1998. 
Mr Waters is also a director of Fisher and Paykel Appliances Holdings and Fletcher Building Finance. 

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BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

concrete

HALF YEAR REVIEW

OPERATING EARNINGS AT RECORD LEVELS, THE SALE OF NON-CORE ASSETS, IMPROVING 
MARGINS AND BETTER ASSET UTILISATION WERE THE HIGHLIGHTS FOR THE YEAR.

Activity remained strong through the entire year. Demand for cement, readymix concrete and aggregates was at the highest levels on 
record. Higher electricity costs in the second half of the year negated some of the benefits from increased operating efficiencies.

There was record domestic demand for cement for the second successive year. The residential construction markets remained at 
exceptional levels throughout the year, and other markets were also strong. Prices were similar to those obtained in the previous 
year, but margins were improved by increased volumes and ongoing operational improvements, offset in part by higher electricity 
and distribution costs. A major plant upgrade approved in the first half of the year for the cement plant in Whangerei is due to be 
commissioned by the end of the 2004 financial year. Further investment is being considered with a view to increasing capacity and 
ensuring that our cement business remains internationally competitive. 

The company is progressing discussions with the Government regarding a Negotiated Greenhouse Agreement under the Kyoto Protocol. 
It has already committed capital expenditure to allow the burning of wood waste in the cement kiln to reduce coal consumption and is 
also committed to maintaining the high standard of operation in this area.

The aggregates business recorded a significant improvement in earnings for the second successive year. The business experienced stronger 
demand, and also benefited from rationalisation initiatives including the closure of two uneconomic quarries. Revenues rose by 
6 percent, due primarily to increased quarry volumes arising from strong demand across all sectors. Prices were similar to those for the 
previous year, whilst average production costs declined. Overhead costs were also reduced.

The readymix and concrete products businesses recorded exceptional performances, with operating earnings more than 50 percent 
higher than those for the previous year. Record volumes of readymix concrete were sold for the second successive year, and the 
contribution per cubic metre increased. The incremental contribution from concrete products was significant, and resulted from 
strong trading volumes, some price increases and a number of restructuring initiatives. The pre-cast products business benefited from 
restructuring initiatives, some of which were completed and some ongoing, to record its best ever result.

The concrete pipes business benefited from a number of changes made in the previous year, and from strong demand, to record a 33 percent 
improvement in earnings. Whilst activity levels were higher than those for the previous year, margins deteriorated as competitive 
pressures intensified. Improving margin management and manufacturing performance are key issues for the 2004 year.

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BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

The Peruvian business improved its operating earnings by $3 million, recording positive earnings for the first time since it commenced 
operations in 1995. While the building sector of the economy continues to grow, competition has intensified, and the business is currently 
operating at around break-even levels. The Fijian business has undergone some operational improvements and is no longer trading 
at a loss. The Bolivian business and the investment in India were sold during the year, releasing $19 million in cash.

FOCUS AND OUTLOOK FOR THE 2004 YEAR

Outlook remains positive for at least the first six months of the year. Second half activity levels will depend largely on continued strength in 
the residential construction market which in turn is sensitive to interest rates and net immigration numbers. The Concrete division 
has a large number of ongoing initiatives that should improve operational performance and asset utilisation further in the 2004 year.

RESULTS

$M

JUNE 2003 
12 MONTHS  

JUNE 2002 
12 MONTHS  

Revenue  

Operating earnings (EBIT)  

Margin  

Funds  

Return on funds  

497  

83 

16.7% 

400 

20.8% 

470 

60 

12.8% 

416 

14.4% 

CHANGE

+6%

+38%

+30%

-4%

+44%

Mark Binns 
Chief Executive, Concrete

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BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

operating earnings 
for readymix and 
concrete products 
increased by 50 percent

DESC RIPTIO N:

TOTAL  QUALITY

OUR AGGREGATES, CEMENT, READYMIX AND CONCRETE PRODUCTS ARE INCORPORATED INTO BUILDING AND INFRASTRUCTURE 

PROJECTS THROUGHOUT NEW ZEALAND. FIRTH IS THE LARGEST READYMIX SUPPLIER, AND THE ONLY LEADING MANUFACTURER WITH 

A COMPLETE RANGE OF CONCRETE PRODUCTS, SYSTEMS AND SOLUTIONS.

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BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

distribution
HALF YEAR REVIEW

STRONG GROWTH IN EARNINGS AND FURTHER DEVELOPMENT OF THE PLACEMAKERS NETWORK 
WERE THE FEATURES OF A GOOD YEAR’S TRADING.

PlaceMakers had another excellent year, with gains in both trade and retail sales of 20 percent. Margins improved as the result 
of better management, such that profit was up by 76 percent over the previous year.

The Joint Venture Partnership structure was reviewed and some amendments made providing a sound basis for future years. This 
unique model provides competitive strength at a local level while enabling the business and its customers to benefit from the advantages 
of national scale.

Joint Venture Partnerships were re-established in Kaitaia, Huntly and Levin. The two adjacent Hamilton branches were merged and a 
new Joint Venture Partnership established there at the end of the year. The upgrade of PlaceMakers’ information technology infrastructure 
was concluded, establishing a stable operating platform and an improved point-of-sale system.  

The Building Depot continued to focus on the do-it-yourself retail market. Revenue gains were disappointing, but system changes 
implemented in the latter part of the year helped lift margins to healthy levels. As the business is not a crucial channel to market for 
Fletcher Building products, it was sold in September this year.

Hire A Hubby had a satisfactory year. Growth in this sector is somewhat counter-cyclical to the rest of the building industry, with the 
number of individuals seeking franchise opportunities down in a buoyant building market. This business is also non-core and would 
benefit from private ownership. Thus it was also sold in September this year.

FOCUS AND OUTLOOK FOR THE 2004 YEAR

Although conditions are expected to ease from the extremely buoyant position of the past year, activity over the next 12 months 
should remain high.

PlaceMakers is expected to strengthen its position in the market, with a strong trade focus and an aggressive promotional programme, 
supported by trade-related sponsorship activity.

The store network programme will see new stores established in New Lynn, Riccarton and Mount Wellington, whilst a number of upgrades 
and relocations are planned for other branches over the next two years.

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Growth opportunities for PlaceMakers include the acquisition of suitable businesses to add to the PlaceMakers’ chain. The Christchurch business, 
Builders Hardware was acquired on 1 August 2003 and others are under consideration.

DISTRIBUTION

$M

Revenue  

Operating earnings (EBIT)  

Margin  

Funds  

JUNE 2003 
12 MONTHS  

JUNE 2002 
12 MONTHS  

807  

55 

6.8% 

96 

57.3% 

686 

34 

5.0% 

101 

33.7% 

CHANGE

+18%

+62%

+36%

-5%

+70%

FLETCHER 
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03

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distribution

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

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FLETCHER BUILDING’S PROFILE 

David Worley 
Chief Executive, Distribution

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
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FLETCHER 
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distribution

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CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

control of our 
distribution channels 
has been critical to 
our success

DESC RIPTIO N:

TOTAL  QUALITY

Mark Binns 
Chief Executive, Concrete

THE DISTRIBUTION DIVISION PROVIDES A SPECIALISED, NATIONWIDE CHANNEL TO MARKET FOR THE COMPANY’S BUILDING 

PRODUCTS. PLACEMAKERS HAS MORE THAN 50 STORES OWNED IN PARTNERSHIP WITH LOCAL MANAGERS, SUPPLYING 

BUILDERS IN EVERY LARGE POPULATION CENTRE IN NEW ZEALAND.

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BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

laminates and panels

HALF YEAR REVIEW

THE LAMINEX GROUP PERFORMED AHEAD OF EXPECTATIONS, AND WAS INTEGRATED SUCCESSFULLY WITH THE 
NEW ZEALAND WOOD PANELS MANUFACTURING AND DISTRIBUTION BUSINESSES.

The Laminex Group made a significant earnings contribution since its acquisition on 13 November 2002. It has also strengthened the 
New Zealand based operations of Fletcher Wood Panels and Scott Panel and Hardware through synergies achieved on the integration of the 
three businesses. The results below are for the period since the acquisition of The Laminex Group. They do not include those for Fletcher 
Wood Panels and Scott Panel and Hardware.

In Australia, The Laminex Group is the leading manufacturer and marketer of decorative laminates and decorated wood panels. It is also a 
major supplier of both raw medium density fibreboard (MDF) and particleboard, and other associated products, to the Australian market.

The Laminex Group operates in the residential construction, renovations and commercial construction sectors, all of which have been buoyant 
during 2003. It is also a major supplier of MDF to export markets, mainly in South East Asia. It has large-scale manufacturing facilities 
throughout Australia and in New Zealand, and an extensive Australian distribution network.

The Laminex Group’s full year performance was significantly above that for the year to June 2002. 

Australian domestic sales were up by 1 1 percent for the year. Export sales were down by 24 percent having been curtailed by the strong 
domestic demand and the impact of a significantly stronger Australian dollar. Earnings before interest and tax for the full 12 months 
were up 26 percent on the previous year as a result of the domestic activity, improved margins and synergies from the successful 
integration of the recently acquired Wesfi and Formica businesses. 

The group successfully consolidated several independent warehouses in Melbourne into one new distribution centre, and also began 
construction of large distribution centres in Adelaide and Sydney that will enable similar consolidations early in 2004. Manufacturing 
facilities were also rationalised and upgraded, with completion of the installation of a second paper treater at the particleboard facility 
at Dardanup, Western Australia from a closed plant at Wagga. The Wespine joint venture sawmill, also in Western Australia, further 
increased capacity through the installation of a new state-of-the-art curved gang saw. The group also successfully integrated its various 
Australian computer systems into a uniform platform that will result in benefits for both the company and its customers.

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

The Laminex Group has assumed responsibility for the complementary New Zealand businesses, Fletcher Wood Panels and Scott 
Panel and Hardware, to form the Laminates and Panels division, which has annualised sales of approximately $1 billion. The integration 
strengthens the combined operations in Australia and New Zealand, and will provide a single focus for products sold into export markets. 
This new division will trade under The Laminex Group banner.

FOCUS AND OUTLOOK FOR THE 2004 YEAR

The short-term outlook in both Australia and New Zealand remains positive, although a modest reduction in new housing starts in both 
countries, but particularly in Australia, is likely in the second half of the year. Commercial and renovation markets are expected to 
remain reasonably firm.

Export markets are expected to come under pressure in the early part of 2004 as demand and prices ease. Earnings contribution is also likely 
to be reduced by the strength of the Australian and New Zealand dollars against the United States currency.

The focus in 2004 will be on continued development, together with the achievement of further productivity improvements, cost 
savings and synergy benefits from the integration of the Australian and New Zealand businesses.

RESULTS

$M

Revenue 

Operating earnings (EBIT) 

Margin 

Funds 

Return on funds 

* Acquired on 13 November 2002

Jonathan Ling 
Chief Executive, Laminates and Panels

JUNE 2003*
7 MONTHS

432

44

10.2%

757

9.3%

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BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

innovation plays 
a key role in 
developing our 
product ranges

DESC RIPTION:

TOTAL Q UALITY

IN AUSTRALIA, NEW ZEALAND AND ASIA OUR DECORATIVE LAMINATES AND WOOD PANELS PROVIDE A BROAD AND 

GROWING RANGE OF FASHIONABLE SURFACE SOLUTIONS FOR ARCHITECTS, DESIGNERS AND THE TRADE. FOR CONSUMERS 

WE OFFER A RANGE OF BRANDS THAT ARE RELEVANT AND MEET THEIR LIFESTYLE REQUIREMENTS. 

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construction
HALF YEAR REVIEW

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DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

THE YEAR WAS MARKED BY STRONG TRADING CONDITIONS ACROSS ALL SECTORS OF THE CONSTRUCTION 
BUSINESS, THE SUCCESSFUL COMPLETION OF SOME MAJOR PROJECTS AND 
THE WINNING OF QUALITY WORK.

The New Zealand residential market was buoyed by high net migration levels, reducing interest rates and a growing preference for housing 
as a long term investment. Our residential business recorded an exceptional result, with the benefit of increasing prices and reducing 
landholdings. It ended the year with its stock of houses for sale at the lowest level on record.

The engineering division recorded another strong result. The Manukau Waste Water project was substantially completed. The scope 
of the Grafton Gully motorway contract was extended, with completion now due in mid-2004. Further motorway work continues to 
dominate prospects.

The building division also performed well and made good progress on the Auckland Hospital contract which is expected to be completed 
in September 2003. Other significant projects completed were the PwC Tower in Auckland and the Lambton Tower project in Wellington.

The South Pacific market was subdued during the year but has become more buoyant, and a stronger trading performance is expected 
in the 2004 year.

The last major contract in Australia was completed on behalf of the company and most of the remaining issues associated with the 
withdrawal have been resolved. 

FOCUS AND OUTLOOK FOR THE 2004 YEAR

While the housing business is expected to enjoy another strong year, increasing land prices are likely to put pressure on margins. 
The construction business has $448 million of backlog, which compares favourably with the levels held at the end of the previous year, 
and activity levels are very encouraging. Continuing to deliver good outcomes remains a key focus, along with the replacement of 
the backlog. 

Attracting and retaining appropriate people is an industry-wide issue that the company is addressing actively. Prospects remain good for 
most of our operations for the foreseeable future.

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RESULTS

$M

JUNE 2003 
12 MONTHS  

JUNE 2002* 
12 MONTHS  

Revenue  

Operating earnings (EBIT)  

Funds  

618 

34 

-62 

* Includes full Australian income for 2002

871 

30 

-95 

CHANGE

-29%

+13%

-35%

Mark Binns 
Chief Executive, Construction

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DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

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FLETCHER 
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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

new zealand offers 
us a changing 
and challenging 
construction landscape

DESC RIPTION:

TOTAL Q UALITY

WE CAN CLAIM UNRIVALLED EXPERIENCE IN COMMERCIAL, INDUSTRIAL, CIVIL ENGINEERING, MARINE AND RESIDENTIAL 

CONSTRUCTION IN NEW ZEALAND AND THE SOUTH PACIFIC. THE CONSTRUCTION BUSINESS HAS PLAYED A VITAL ROLE 

IN MANY LANDMARK PROJECTS, INCLUDING AUCKLAND’S GRAFTON GULLY MOTORWAY EXPANSION.

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CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

building products

HALF YEAR REVIEW

EARNINGS INCREASED SIGNIFICANTLY IN ALUMINIUM, DOWNSTREAM STEEL, PLASTERBOARD AND WOOD 
PANELS DISTRIBUTION. THE WOOD PANELS MANUFACTURING AND UPSTREAM STEEL BUSINESSES WERE 
MOST AFFECTED BY THE NEW ZEALAND DOLLAR AND THE ELECTRICITY SHORTAGE, WHICH REDUCED 
THEIR EARNINGS. 

The year’s results were influenced heavily by the strength of the residential housing market, which continued from the last quarter of 
the previous year. The stronger than expected New Zealand dollar, which reduced export revenue, and the electricity shortage in the last 
quarter, took some of the gloss off results for the second half.

The plasterboard market continued to grow, with volumes 15 percent ahead of those for the 2002 year. Although prices were flat, an increase 

in sales of higher value performance board such as Ultraline and Aqualine contributed to a 30 percent increase in operating earnings.

Wood products revenues were 35 percent ahead of those for the previous year, but the strong New Zealand dollar and significantly 
higher than expected electricity charges in the second half reduced operating earnings to a level 10 percent below those for 2002. The 
panel and hardware distribution business had an excellent year, with revenues and earnings 10 percent and 28 percent ahead respectively. 
These operations were integrated with those of The Laminex Group during the second half and will report in future as part of the 
Laminates and Panels division.

Fletcher Aluminium continued to improve its performance despite the unexpected failure of a press cylinder in the third quarter, 
which curtailed production for three weeks. Earnings were still more than a sixfold increase on those for the previous year.

The upstream steel operations, comprising scrap collection, the electric arc furnace, the rolling mill and wire-drawing operations, 
achieved record production and sales volumes for the second successive year.  The trading environment was mixed, however, as record 
scrap metal prices and power costs, the very strong New Zealand dollar and a late start to the fencing season coincided in the second 
half of the year. 

The steel mill changed its operating times to take advantage of cheaper weekend power and the wire mill was reduced from four 
to three shifts. Both achieved significant productivity gains. Nevertheless, overall operating earnings for upstream steel were 
reduced by 47 percent. The outlook for 2004 is much improved, with acceptable electricity hedges in place and a strong order book.

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

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Downstream steel benefited greatly from improvements initiated during the previous year, and earnings were 66 percent higher. The 
continuous coilcoating operation raised operating earnings 33 percent on an already strong result from the previous year, while the 
steel distribution business continued to improve with a 62 percent operating earnings increase. The roofing and cladding business 
recorded a 60 percent operating earnings lift, the reinforcing placement and distribution business a 118 percent operating earnings gain, 
and the galvanising operation an almost fourfold increase as it reaped the rewards of its process improvement plan.

The continuing focus on productivity gains and growth brought several initiatives to fruition. In upstream steel, the company’s electro-magnetic 
wiping technology, used to optimise coating weights when galvanising wire, has been on-sold to other users. This is the first of such 
sales, and significant interest is being received from potential users around the world.

FOCUS AND OUTLOOK FOR THE 2004 YEAR

Whilst still pursuing gains from internal productivity improvements, the focus in Building Products has widened to include growth – both 
organic and through acquisition. This includes the acquisition of the Tasman Building Products business announced in August 2003. 
This acquisition supports the goal of continued earnings growth, even if housing starts decline from their present buoyant level, as is 
widely predicted.

While the strength of the New Zealand dollar will maintain pressure on domestic pricing for products with import competition, this is not 
expected to deteriorate from that experienced in the second half of the 2003 year.

RESULTS

$M

Revenue  

CORPORATE GOVERNANCE 

Operating earnings (EBIT)  

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Margin  

Funds  

Return on funds  

JUNE 2003 
12 MONTHS  

JUNE 2002 
12 MONTHS  

865  

112 

12.9% 

401 

27.9% 

820 

85 

10.4% 

433 

19.6% 

CHANGE

+5%

+32%

+24%

-7%

+42%

Go directly to a section of the 
report by clicking on a blue bullet

Andrew Reding 
Chief Executive, Building Products

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DIRECTORY 

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we’ve continued 
to maintain a focus 
on productivity gains 
and growth 

DESC RIPTION:

TOTAL Q UALITY

NEW ZEALAND’S LARGEST BUILDING PRODUCTS GROUP MANUFACTURES PLASTERBOARD, STRUCTURAL STEEL AND STEEL PRODUCTS 

AND IS ONE OF THE COUNTRY’S LARGEST ALUMINIUM EXTRUDERS. FLETCHER ALUMINIUM PRODUCES A RANGE OF WINDOW AND 

DOOR SYSTEMS AND ASSOCIATED PRODUCTS, DISTRIBUTED THROUGH A NATIONAL FRANCHISE NETWORK.

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fletcher building’s profile

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CONCRETE  

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FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

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FINANCIALS  

AUDIT REPORT 

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REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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LAMINATES AND PANELS 

MAJOR PRODUCTS
•  High pressure laminates

•  Low pressure melamine 

•  Medium density fibreboard

•  Particleboard

•  Associated products (natural timber 

veneer, componentry, edgings, timber 
and hardware)

KEY OPERATING STATISTICS
Australia
• 250,000 m3 particleboard capacity
• 380,000 m3 medium density 

fibreboard capacity

• 3,300,000 m2 high pressure 

laminate capacity

• 19,800,000 m2 low pressure 

laminate capacity

• 94,000,000 m2 treated 

paper capacity

• 200,000 rolled edge door capacity 

• 42 distribution outlets and branches

• Joint venture (50%) softwood 
sawmill 360,000 m3 capacity

• Joint venture (50%) resin plant 

50,000 tonne capacity

New Zealand 
• 3,020,000 m2 high pressure 

laminate capacity

• 34,700,000 m2 treated 

paper capacity

COMPETITIVE STRENGTHS
•  Vertically integrated business  
   with cost efficient and well located 
manufacturing plants capable of 
supplying a large range of products 
in competitive lead times

•  The only nationwide distribution  
   network which is particularly strong 

in regional areas

• The supplier of respected and  
  strong brands particularly Laminex  
  and Formica 

• A large sales force with a strong  
   service focus providing 

merchandising and product support 
as well as a strong customer base 
for export

KEY OBJECTIVES THIS YEAR 
•  Continuous improvement in all 

operations

•  Finalise integration between the 
recently acquired The Laminex 
Group and the existing wood 
panel and distribution business of 
Fletcher Building in New Zealand

•  Continue to improve occupational, 

health and safety across the business

•  Completion of new distribution 

centres in Sydney and Adelaide, and 
commencement of a new site 
in Brisbane

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FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

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REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
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BUILDING PRODUCTS

MAJOR PRODUCTS
• Plasterboard

HALF YEAR REVIEW

• 160,000 m3 medium density 
fibreboard capacity (1 plant)

• Compounds and plasters

• Medium density fibreboard

• Low pressure melamine

• Hardboard/softboard

• Particleboard

• Doors

• Aluminium windows

• Aluminium extruded shapes

• Long and flat steel

• Reinforcing bar

• Merchant bar

• Wire rod

• Pipe

• Painted coil

• Wire

• Long run metal roofing and cladding

• Rollformed structural products

KEY OPERATING STATISTICS
Aluminium
• 9000 tonnes capacity in 

2 extrusion presses

• 6500 tonnes capacity in 

the remelt facility

• 90 franchised fabricators

Wood Panels & Doors
• 130,000 m3 particleboard capacity 

(2 plants)

• 4 million m2 hardboard/softboard 

capacity (1 plant)

• 2 laminating operations

• 1 door manufacturing plant

• 4 prehanging plants

• 13 company-owned distribution outlets

Upstream Steel
• 300,000 tonnes capacity mini-mill 

steel plant

• 340,000 tonnes capacity rolling mill
(200,000 tonnes bar and 140,000 
tonnes rod)

• 1 fully integrated wire mill/wire 

products plant

• 1 ferrous and non-ferrous scrap facility 

(50% owned)

Downstream Steel
• A 13-branch steel merchandising

business nationwide

• 2 metal processing and 5 reinforcing

fabrication facilities

• 1 continuous paint coating plant

• An 1 1-branch roofing business 

nationwide

• 2 galvanising plants

• 2 structural products rollforming 

factories

Plasterboard and Building Papers
• 34 million m2 plasterboard capacity 

(2 plants)

• 1 building papers production facility

COMPETITIVE STRENGTHS
• Low cost position in New Zealand 

board/panel markets

• Respected brands

• Trading skills and customer 

relationships in Asia

• Broad distribution network

• New Zealand’s only producer of long 

steel products and plasterboard

• New Zealand’s only integrated 

producer of wire and wire products

• Ability to supply a large range of 
products within competitive lead 
times

KEY OBJECTIVES THIS YEAR
• Maintain emphasis on improving 

safety and environmental 
performance

• Achieve productivity improvements

• Continue margin enhancing product 

differentiation strategies 

• Develop organic growth opportunities

• Pursue external growth opportunities 

as and when they arise

• Successfully complete the acquisition 

of Tasman Building Products and 
realise planned synergies 

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CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
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CONCRETE

MAJOR PRODUCTS
• Aggregates – building

• Aggregates – roading

• Cement

• Ready mixed concrete and masonry

• Concrete and plastic pipes 

and fittings

• Precast concrete products

KEY OPERATING STATISTICS
Aggregates
• More than 100 million m3 of proven 

plus indicated reserves

• 17 hard rock quarries, 2 shingle plants

• 6 sand plants, 1 scoria pit

• 2 hard rock quarries (Fiji)

• 2 hard rock quarries (Peru)

CONSTRUCTION

MAJOR PRODUCTS
•  Commercial construction

•  Industrial construction

•  Engineering

•  Marine construction

• Interior fitouts

•  Refurbishments

•  New Zealand residential housing

COMPETITIVE STRENGTHS
• Location and size of aggregate 

deposits

• Cement and limestone resource

• World-class dry process cement 

plant

• Nationwide distribution network

KEY OBJECTIVES THIS YEAR
• Continue operational improvement

• Improve return on funds employed

• Continued upgrade of cement plant

Cement
• A 650,000 tonnes dry kiln 

cement plant

• 1 bulk cement vessel serving 
6 customer service centres

• 35 years supply of cement rock 

and limestone resource

• A 120,000 tonnes cement plant 

(Fiji) (25% owned)

Concrete Products
• 47 fixed and 2 mobile concrete plants

• 7 joint venture concrete plants

• 238 concrete trucks and 

18 mobile pumps

• 2 dricon bagging plants

• 6 concrete pipe/castings plants

• 4 masonry plants

KEY OPERATING STATISTICS
Construction
•  Largest contractor in the key markets 
  of New Zealand and the South Pacific

Housing
•   Land bank of:
  256 developed lots
  383 undeveloped potential lots

•  Housing activities in Auckland and 
   Napier

COMPETITIVE STRENGTHS
•  Established track record in 

New Zealand and South Pacific

•   Unrivalled experience at managing 
large-scale projects in New Zealand

KEY OBJECTIVES THIS YEAR
•  Secure further major infrastructure 

projects

• Secure further residential land

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AUDIT REPORT 

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REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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DISTRIBUTION

MAJOR PRODUCTS
• Timber

• Panels

• Bathroom and kitchen

• Roofing

• Concrete and masonry

• Hardware

• Paint

KEY OPERATING STATISTICS
PlaceMakers

COMPETITIVE STRENGTHS
• Strong brands

• 42 outlets owned in joint venture with 

• National coverage

owner/operators 

• 4 company-owned outlets

The Building Depot

• 8 company-owned outlets

Hire A Hubby

• 124 franchises

• Economies of scale

• Franchise structure

KEY OBJECTIVES THIS YEAR
•   Develop PlaceMakers’ trade focus with 
   a number of trade-based initiatives, 
strengthened marketing and  major 
store developments

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AUDIT REPORT 

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people

HALF YEAR REVIEW

WE MADE GOOD PROGRESS ON DEVELOPING AND STRENGTHENING OUR PERFORMANCE CULTURE. 
SAFETY IS OUR NUMBER ONE PRIORITY.

Fletcher Building recognises that well-managed, motivated people aligned with a strong high-performance culture are key drivers of 
corporate sustainability, and so are cornerstones of its success.  

The company’s growing reputation as a preferred employer and its focus on high-performing leadership help it to attract and retain an 
excellent workforce, enhancing its ability to serve its customers and generate value for all stakeholders.

At 30 June 2003, Fletcher Building Limited employed over 10,000 people, with about 7,000 in New Zealand, making it the country’s 
second largest commercial employer. A further 1000 people are employed in the Pacific Islands and South America. Through the 
acquisition of The Laminex Group, the company’s workforce grew by 2000 people during the 2002 year. These numbers might be 
reduced as the integration process continues. 

Management recognises that outstanding leadership; a competitive, balanced and safe work environment; a commitment to diversity; 
customer focus; and good corporate citizenship are core characteristics of preferred employers. 

Fostering these characteristics across the company was a key area of focus during the past financial year – through programmes to build staff 
commitment, develop the leadership group and emerging talent, improve employee benefits and strongly promote workplace health and safety.

HEALTH AND SAFETY

Providing employees with a safe and healthy workplace is the company’s greatest responsibility. We did not meet this requirement during 
the latest year – since our last annual report two people lost their lives while working at our sites.  

The company deeply regrets these tragic and unacceptable events. The board and management acknowledge their responsibility 
to do everything possible, in concert with all employees, to ensure that workplaces are safe. 

The company has embarked on a vigorous and urgent campaign to build and entrench a ‘Work Safe’ culture in which there is zero 
tolerance of unsafe behaviours. All managers are accountable for leadership on this issue.

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FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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Fletcher Building’s total lost time injury frequency rate (LTIFR) improved slightly in the past year – from 9.04 to 8.26 – with most progress 
occurring in the Concrete and Construction businesses.

The company is committed to the further rapid reduction of its overall LTIFR through the programme outlined above. 

Fletcher Building continues its participation in the Accident Compensation Corporation Partnership Programme. A pilot programme 
of voluntary health assessments was carried out during the year, providing employees with an assessment of their individual health risk 
factors. The results are being used to develop further health promoting initiatives.  

Professional and confidential counselling is available to all employees through an independent employee assistance programme – reflecting 
the company’s commitment to providing resources to address all aspects of employee health and safety.

COMPANY CULTURE 

Fletcher Building employees work in many different roles and job functions across its 27 business units. All, however, are bound 
by the company’s common values which guide the daily attitudes, interactions and decisions of all its staff and support and maintain 
the culture to which it aspires.

EQUAL OPPORTUNITY AND DIVERSITY

With a workforce richly diverse in ethnicity and age, but which continues to reflect the gender imbalance historically typical of the 
industrial and construction sectors, Fletcher Building aspires to be the employer of choice of all talented people and is committed 
to developing an inclusive working environment that promotes business strength through equal opportunity.

 LEADERSHIP DEVELOPMENT

Leadership skills are the most crucial determinant of workforce performance and long term sustainability. In the past year, 
Fletcher Building conducted a company-wide senior leadership and key talent review and launched two innovative in-house leadership 
training initiatives in partnership with the University of Auckland Business School. 

A SHARE IN THE BUSINESS

A general staff share scheme was launched last year to align staff and shareholder interests and to encourage employees 
to share in the company’s success. 

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DISTRIBUTION  

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CONSTRUCTION  

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FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

LABOUR RELATIONS

Many Fletcher Building employees belong to labour unions. The company has a good record of labour relations and enjoys constructive 
relationships with the labour unions in all its operations, based on partnership and mutual respect.

WORK/LIFE BALANCE

Within operational requirements, the company continues to try to help its employees to balance their work and home lives, and offers 
several options and benefits to this end. 

Auckland-based employees have access to Kimba Corner, Fletcher Building’s award winning early childhood care and education centre, which 
caters for up to 60 children aged from 18 months to five years. They also have access to the company’s fully supervised school holiday 
programme, now in its ninth year of operation.

The Fletcher Building Health and Fitness Centre caters to the many staff based around the company’s Penrose hub. Open to all permanent 
employees, this facility offers a range of health-management programmes and services at affordable rates.

Fletcher Building continues to offer special benefits to support its employees in time of need. The Fletcher Building Employee Welfare 
Fund offers immediate support to employees suffering financial difficulty as a result of unexpected personal hardship, while the 
Fletcher Building Employee Educational Fund encourages and financially supports vocational learning among staff and their families. 
Both trusts are wholly independent of the company.

Peter Merry 
General Manager, Human Resources

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DIRECTORY 

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we’re all responsible 
for creating a safe 
and healthy workplace

DESC RIPTION:

TOTAL Q UALITY

CONSTRUCTION SITES AND MANUFACTURING FACILITIES ARE INHERENTLY HAZARDOUS ENVIRONMENTS, SO ACHIEVEMENT OF 

SAFE AND HEALTHY WORKPLACES REQUIRES FULL COMPLIANCE WITH SAFE WORKING PRACTICES. WE HAVE ZERO TOLERANCE 

FOR THE TAKING OF UNDUE RISKS OR FAILURE TO MEET SAFETY STANDARDS.

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environment
HALF YEAR REVIEW

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ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

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INVESTOR INFORMATION 

DIRECTORY 

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WE STROVE TO MAINTAIN A POSITIVE IMPACT ON THE ENVIRONMENT... UTILISING WASTE AND SCRAP PRODUCTS IN 
MANUFACTURING, BUILDING ENVIRONMENTAL BENEFITS INTO PROJECTS AND FURTHER DEVELOPING OUR MONITORING AND 
COMPLIANCE SYSTEMS.

Fletcher Building recognises that its operations have an impact on the environment. We seek to manage this responsibly, by reviewing 
our performance and taking measures to improve it, and by accommodating environmental needs in the design of processes and projects.

Our businesses make significant contributions to the wellbeing of the environment – particularly through the reduction of solid waste 
streams in each of our major manufacturing operations. Each year, the company:

•  uses 200,000 tonnes of steel scrap
•  uses 325,000 tonnes of wood waste as raw material for wood panels manufacturing
•  uses just on 5,000 tonnes of aluminium scrap
•  uses more than 20,000 tonnes of coal ash
•  generates more than 1 petajoule of biomass energy.
Our operations in Australia illustrate the commitment to reducing dependence on external energy and water sources. The medium density 
fibreboard plant at Gympie, in Queensland, uses all its waste streams, including wastewater treatment plant sludge, as energy sources.

The construction division continues to develop projects that serve as landmarks for environmental management in New Zealand. The 
rehabilitation of the Mangere oxidation ponds, in partnership with Watercare Services Limited, won the Arthur Mead Environmental 
Award from the Institution of Professional Engineers for “...engineering activity that best exemplifies sustainable management of 
resources and care for and consideration of environmental values.” 

The project will result in the return of the Mangere oxidation ponds to the sea, along with the restoration of 13 kilometres of foreshore 
area to natural coastline. The improved quality of effluent discharged from the treatment plant has greatly enhanced the foreshore 
environment and the water quality of the Manukau Harbour.

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CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

Our laminates and panels operations have commenced a programme to achieve ISO 14001 environmental management system 
certification at all plants. Their objectives are to improve environmental management and to provide external verification of their commitment 
to the environment. The environmental management systems are being integrated with systems for quality management that have achieved 
ISO 9001 certification. Plants at Dardenup and Welshpool, in Western Australia, have already achieved the ISO 14001 certification. 
All other sites are programmed to do so in 2004.

The company’s medium density fibreboard plant at Taupo, received an Order of Merit Award in the corporate section of the Bay of Plenty 
Sustainable Business Awards. This recognised the plant’s achievements in its use of wastes, whereby sawdust and shavings from 
Central North Island sawmills are used as a raw material and waste water is used for irrigation on a nearby dairy farm.

Our operations in New Zealand are subject to numerous consents under the Resource Management Act, and all business units have 
systems that monitor compliance. There were no non-compliance incidents resulting in prosecution during the 2003 year. Winstone 
Aggregates, which is dependent on new consents to develop and extend quarries, received comprehensive consents to operate new 
quarries at Pokeno and south of Hamilton. 

The company uses approximately six petajoules of energy per year in New Zealand – which is 2.5 percent of the country’s total energy 
use. It is thus a large emitter of carbon dioxide. During the past year, the New Zealand Government confirmed that carbon dioxide 
emitters would be subject to a tax of up to $25 per tonne from 2007. Energy intensive businesses that manufacture internationally 
traded products will be eligible for exemption from this tax, provided that they commit to achieving “...world’s best practice emissions 
management.” Exemption will be available within Negotiated Greenhouse Agreements. The company’s initiative to negotiate such an 
agreement with the Government is progressing, and an application to enter into negotiations has been submitted to the Government. 
We anticipate a successful conclusion to this process during the current year.

The electricity crisis in New Zealand during the second half of the year, the depletion of the Maui gas field, and Government policies in 
both Australia and New Zealand to reduce carbon dioxide emissions, are all signals of the strategic importance of secure and affordable 
energy sources. The company is developing strategies to manage energy supply issues in the future. 

Ultimately, one of our most significant environmental effects is the long-term contribution of products and solutions to the energy 
efficiency of buildings and other structures. The company is a shareholder in a consortium of organisations that aims to significantly 
improve the energy efficiency of New Zealand’s residential buildings. This consortium believes that appropriate incentives and 
programmes could lead to a 40-50 percent improvement in the energy efficiency of all homes built after 2006.

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

excellent business 
and environmental 
outcomes were achieved

DESC RIPTION:

TOTAL Q UALITY

WITH THE $400 MILLION-PLUS UPGRADE OF THE MANGERE WASTEWATER TREATMENT PLANT CAME A UNIQUE OPPORTUNITY 

TO IMPROVE THE SURROUNDING ENVIRONMENT – THE REMOVAL OF ONE OF THE WORLD’S LARGEST SYSTEMS OF OXIDATION 

PONDS, AND THE RESTORATION OF 13 KILOMETRES OF FORESHORE TO NATURAL COASTLINE.

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

DESCRIPTION :

Mark Binns 
Chief Executive, Concrete

TOTAL QUALITY

a unique mix of building materials businesses 
with two key channels to market

LEADING MARKET POSITIONS IN CEMENT, CONCRETE, PLASTERBOARD, HIGH PRESSURE LAMINATES, DECORATIVE 
PANELS, STEEL BAR AND ROD, AGGREGATES AND CONSTRUCTION… A STRONG AND GROWING BASE IN AUSTRALIA, 
AND IN ASIA AND THE SOUTH PACIFIC.

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

Financial Review

A SERIES OF INITIATIVES WERE UNDERTAKEN TO RESTRUCTURE THE BALANCE SHEET 
CONSEQUENT TO THE ACQUISITION OF THE LAMINEX GROUP. THE COMPANY ENTERED 
THE CURRENT YEAR CONSIDERABLY LARGER AND FINANCIALLY STRONG. 

RESULTS

Trading revenue increased 9 percent to $3,221 million and operating earnings before unusual items rose 61 percent to $331 million. 
Net profit after tax and minority interests increased 81 percent to $168 million. There were no unusual items during the period.

Earnings per share increased to 43.4 cents, representing a return on average equity of 23.0 percent and a return on average 
funds of 24.4 percent. 

Taxation benefited from the lower rate applicable to the Laminex earnings in Australia, together with the utilisation of some 
previously written down tax losses. 

FLETCHER BUILDING’S PROFILE 

The total dividend for the year was increased by 5 cents to 19 cents per share, with full tax credits available.

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

BALANCE SHEET

Net debt was $858 million at 30 June 2003, compared with $398 million at June 2002. The increase reflects net borrowings 
undertaken for the Laminex acquisition. 

Fletcher Building remains in a sound financial position, with strong earnings and operating cashflow, and with gearing (net 
debt / net debt + equity ) at  49.9 percent. This level of gearing, while higher than the June 2002 position of 40.2 percent, is 
comfortably within all relevant debt covenants and below the comparable number in December 2002. Interest cover (EBITDA / 
interest) was 7.3 times compared to 5.8 times at June 2002.

REGULATORY DISCLOSURES 

The purchase of Laminex was completed in November 2002, for NZ$759 million, and was financed by:

INVESTOR INFORMATION 

DIRECTORY 

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•   the issue of 44 million ordinary shares at $2.95 each – a premium of 5 percent on the pre-announcement closing price

•   a further $34 million of equity was raised in November

•   a $150 million capital notes issue was completed in December

•   and the replacement of the existing bank borrowing facilities with a new $800 million multicurrency syndicated facility.

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FINANCIAL REVIEW 

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

BALANCE SHEET CONT.

Since balance date, the company has announced the acquisition of Tasman Building Products for around NZ$260 million. 
As part of the funding of this acquisition, an equity placement of 25 million shares was made at an issue price of $4.10 per share. 
The balance of the acquisition price will be funded by bank debt. The acquisition will increase the company’s gearing ratio from 
the 49.9 percent at 30 June 2003. Assuming the transaction had occurred on 30 June 2003 the gearing ratio would have been 
51.4 percent on a pro forma basis, which leaves the company still in a very sound financial position.

During the year, capital notes of $53 million were reset, with investors subscribing for $26 million and the balance held
as treasury stock. 

CASHFLOW

Cashflow from operations was $276 million. This followed an increase of $40 million in working capital as a result of the timing 
of cashflows on large construction projects, together with the increase in working capital required to maintain the operations 
at the current activity levels.

Capital expenditure excluding acquisitions and divestments was $88 million compared with $51 million in the 2002 year.

RISK MANAGEMENT

The company has an integrated programme to manage risks associated with interest rate, commodity price and exchange rate 
movements. This hedging programme aims to assure a base level of profitability and reduce volatility in earnings.

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FINANCIAL REVIEW 

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
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REVALUATION

The directors have adopted a policy to revalue land, buildings and plant and machinery in accordance with 
accounting standard FRS3. During the year in review, the carrying values of the steel plant were adjusted by NZ$ 17 
million to reflect lower values determined by independent valuation.

PENSION PLAN

The company operates a number of defined benefit pension plans for its employees. The largest of these is the 
New Zealand plan which has been closed to new members for some years. These schemes are accounted for in 
accordance with United States accounting standard FAS-87 which has the effect of smoothing the volatility in 
returns earned by the scheme by amortising the difference between expected returns and actual returns over the 
remaining working life of the members. At balance date some NZ$83 million of net losses are to be expensed in 
future periods. The New Zealand scheme is currently funded to 107 percent of the projected benefit obligations and 
no contributions were made by the company in the current year with respect to these obligations.

Bill Roest 
Chief Financial Officer 

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

KEY RATIOS

RETURN ON AVERAGE FUNDS*

RETURN ON AVERAGE EQUITY*

%

30

25

20

15

10

5

0

-5

-10

JUN 01

DEC 01

JUN 02

DEC 02

JUN 03

%

30

20

10

0

-10

-20

-30

-40

-50

JUN 01

DEC 01

JUN 02

DEC 02

JUN 03

*  EBIT pre-unusuals/(Average net debt+equity+capital notes 

*  Net earnings after capital notes interest/shareholders funds

– deferred tax asset)

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FINANCIAL REVIEW 

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

KEY RATIOS CONT.

INTEREST COVER*

DEBT/DEBT PLUS EQUITY

%

10

8

6

4

2

0

%

60

50

40

30

20

10

0

JUN 01

DEC 01

JUN 02

DEC 02

JUN 03

*  EBITDA pre-unusuals/interest paid including capital note interest

JUN 01

DEC 01

JUN 02

DEC 02

JUN 03

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FINANCIAL REVIEW 

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

KEY RATIOS CONT.

TOTAL SHAREHOLDERS RETURN (TSR)*

%

50

40

30

20

10

0

JUN 01**

JUN 02

JUN 03

*  TSR calculated (Gross Dividend Paid + Movement in Share Price)/

Opening Share Price

**  June 01 is the return for the 3 months from separation date

DIVIDEND

CENTS PER SHARE

12

10

8

6

4

2

0

INTERIM 
01

FINAL 
01

INTERIM 
02

FINAL 
02

INTERIM 
03

FINAL 
03

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Financials

STATEMENT OF FINANCIAL PERFORMANCE
FOR THE YEAR ENDED JUNE 2003

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

NOTE 

3, 5 

4, 5 

6 

7 

Operating revenue 

Operating expenses 

Operating earnings 

Funding costs 

Earnings before taxation 

Taxation expense 

Earnings after taxation 

Minority interest 

Net earnings 

Net earnings per share (cents)   

9 

  Basic 

  Diluted 

Weighted average number of shares 
outstanding (millions of shares) 

9 

  Basic 

  Diluted 

Dividends declared per share (cents) 

FLETCHER BUILDING GROUP 
YEAR ENDED                  YEAR ENDED 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
YEAR ENDED
JUNE 2002
NZ$M

YEAR ENDED 
JUNE 2003 
NZ$M 

57  

57  

(42) 

15  

13  

28  

28 

62 

(2)

60 

(46)

14 

10 

24 

24 

3,221 

(2,890) 

2,966 

(2,756) 

331  

(59) 

272  

(85) 

187  

(19) 

168  

 43.4  

 39.9  

 387  

 469  

 19.00  

210  

(51) 

159 

(54) 

105 

(12) 

93  

 27.0  

 25.1  

 345 

 430 

 14.00 

The accompanying notes form part of and are to be read in conjunction with these financial statements.

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Financials

STATEMENT OF MOVEMENTS IN EQUITY
FOR THE YEAR ENDED JUNE 2003

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

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FLETCHER BUILDING GROUP 
YEAR ENDED                  YEAR ENDED 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
YEAR ENDED                   YEAR ENDED
JUNE 2003                      JUNE 2002
NZ$M                               NZ$M

Total equity  

At the beginning of the year 

Net earnings – parent interest 

Net earnings – minority interest 

Revaluation of investments 

Revaluation of fixed assets 

Taxation on revaluation 
of fixed assets 

Movement in currency 
translation reserve 

Total recognised revenues 
and expenses for the year  

Movement in minority equity 

Movement in reported capital 

Movement in capital notes 

Restatement of capital notes 
as debt 

12 

14 

12 

12 

12 

12 

14 

11 

591  

168 

19 

(17) 

6 

(3) 

173  

(9) 

173  

(68) 

860  

790  

93  

12 

(11) 

(5) 

(19) 

70  

13  

6  

(20) 

(230) 

(38) 

591  

564  

28  

126  

154  

173  

(68) 

823  

 788 

24 

34 

58

6 

(20)

(230)

(38)

564 

INVESTOR INFORMATION 

Dividends and distributions 

10 

DIRECTORY 

Total equity  

Go directly to a section of the 
report by clicking on a blue bullet

The accompanying notes form part of and are to be read in conjunction with these financial statements.

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STATEMENT OF FINANCIAL POSITION
AS AT 30 JUNE 2003

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

NOTE 

FLETCHER BUILDING GROUP 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
JUNE 2003                      JUNE 2002
NZ$M                               NZ$M

Assets

Current assets:

Cash and liquid deposits 

Stocks 

Debtors 

Contracts 

Provision for current taxation 

Total current assets 

Non current assets:

Fixed assets  

Goodwill 

Intangibles 

Investments 

Provision for deferred taxation 

Advances to subsidiaries 

Total non current assets 

Total assets 

15 

16 

17 

18 

25 

19 

20 

21 

22 

25 

34 

36 

448 

537 

(66) 

(1) 

954 

969 

53 

145 

155 

105 

59 

318 

405 

(86) 

12 

708 

666 

3

5

72 

96 

1,427 

2,381 

842 

1,550 

1  

13  

13  

27  

1,338  

1  

313  

1,652  

1,679  

9 

6 

6 

21 

1,019 

1 

290 

1,310

1,331

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Financials

STATEMENT OF FINANCIAL POSITION
AS AT 30 JUNE 2003

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
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Liabilities 

Current liabilities: 

Short-term loans 

Accruals and provisions 

Creditors 

Capital notes 

Term debt 

Total current liabilities 

Non current liabilities: 

Capital notes 

Term debt 

Advances from subsidiaries 

Total non current liabilities 

Total liabilities 

NOTE 

FLETCHER BUILDING GROUP 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
JUNE 2003                      JUNE 2002
NZ$M                               NZ$M

23 

24 

26 

27 

26 

27 

34 

2  

127  

500  

60  

20 

709  

296  

516  

812  

1,521 

3  

101  

401  

53  

25 

583  

177  

199  

376  

959  

1  

3  

6  

60  

10 

80  

146  

160  

470  

776  

856  

2 

3 

8 

53 

66 

177 

190 

334 

701 

767 

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Financials

STATEMENT OF FINANCIAL POSITION
AS AT 30 JUNE 2003

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
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NOTE 

FLETCHER BUILDING GROUP 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
JUNE 2003                      JUNE 2002
NZ$M                               NZ$M

Equity 

Reported capital 

Revenue reserves 

Other reserves 

Shareholders funds 

Minority equity 

Total equity  

11 

13 

13 

14 

628  

166  

29  

823  

37  

860  

455  

66  

43  

564  

27  

591  

Total liabilities and equity 

2,381 

1,550 

628  

(48) 

243  

823  

823  

1,679 

455 

(8)

117 

564 

564 

1,331

The accompanying notes form part of and are to be read in conjunction with these financial statements.

On behalf of the Board 13 August 2003

RODERICK DEANE                                                                 RALPH WATERS
Chairman of Directors                                                          Managing Director

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STATEMENT OF CASHFLOWS
FOR THE YEAR ENDED 30 JUNE 2003

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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report by clicking on a blue bullet

FLETCHER BUILDING GROUP 
YEAR ENDED                  YEAR ENDED 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
YEAR ENDED                   YEAR ENDED
JUNE 2003                      JUNE 2002
NZ$M                               NZ$M

Cashflow from operating activities

Receipts from customers 

3,193  

2,972  

Dividends received 

Interest received 

Total received 

19  

3  

3,215 

Payments to suppliers, employees and other 

2,840 

Interest paid 

Income tax paid 

Total applied 

Net cash from operating activities 

Cashflow from investing activities

Sale of fixed assets 

Sale of investments 

Sale of subsidiaries 

Total received 

Purchase of fixed assets 

Purchase of investments 

Purchase of subsidiaries 

Net debt in subsidiaries acquired 

Total applied 

Net cash from investing activities 

54  

45  

2,939 

276  

8  

4  

15  

27  

85  

3  

759  

2  

849  

(822) 

12  

2  

2,986 

2,723 

53  

23 

2,799 

187  

12  

42  

54  

50  

1  

14  

65 

(11) 

52  

6  

58  

9  

45  

54  

4  

4 

41 

19 

64 

13 

48 

61 

3 

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STATEMENT OF CASHFLOWS
FOR THE YEAR ENDED 30 JUNE 2003

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

Cashflow from financing activities 

Net debt drawdowns/(settlements) 

Issue of shares 

Advances from subsidiaries 

Issue of capital notes 

LAMINATES AND PANELS  

Total received 

FLETCHER BUILDING GROUP 
YEAR ENDED                  YEAR ENDED 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
YEAR ENDED                   YEAR ENDED
JUNE 2003                      JUNE 2002
NZ$M                               NZ$M

309  

154  

 153  

616  

27  

16  

49  

92  

524 

(22) 

59  

(1) 

36  

(179) 

(179) 

20  

14  

32  

66  

(245) 

(69) 

132  

(4) 

59  

(21) 

154 

(72) 

 3

64  

27  

 49  

76  

(12) 

(8) 

9  

1  

(200)

226 

26 

20

 32 

52 

(26)

(23)

32 

9 

Purchase of capital notes 

Distribution to minority shareholders   

Dividends and distributions  

Total applied 

Net cash from financing activities 

Net movement in cash held 

Add opening cash and liquid deposits   

Effect of exchange rate changes on net cash 

Closing cash and liquid deposits 

The accompanying notes form part of and are to be read in conjunction with these financial statements.

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CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
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FLETCHER BUILDING GROUP 
YEAR ENDED                  YEAR ENDED 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
YEAR ENDED                 YEAR ENDED
JUNE 2003                    JUNE 2002
NZ$M                              NZ$M

FLETCHER 
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Financials

STATEMENT OF CASHFLOWS
FOR THE YEAR ENDED 30 JUNE 2003

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

Analysis of subsidiaries disposed 1

Proceeds from sale of subsidiaries 

Fixed assets 

Current assets 

Current liabilities 

LAMINATES AND PANELS  

Net assets of subsidiaries disposed 

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

Gain on disposal of subsidiaries 

Analysis of subsidiaries acquired 2

Fixed assets 

Goodwill on acquisition 

Intangibles 

Investments 

Tax assets 

Current assets 

Cash in subsidiary 

CORPORATE GOVERNANCE 

Outstanding consideration 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Current liabilities 

Cash paid to date for subsidiaries acquired 

42 

17 

22 

(3)

36 

6 

15 

17 

4 

(9) 

12  

3  

357

53 

139 

65 

18 

257 

(2)

(26)

(102)

759 

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Financials

STATEMENT OF CASHFLOWS
FOR THE YEAR ENDED 30 JUNE 2003

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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1  During the period the Bolivian operations of Fletcher Challenge Industries S. A. were sold for a profit of $3 million. 

In June 2002 subsidiaries disposed were Varnsdorf Pty Limited, for a profit of $14 million, the rural business of Cyclone, 

a division of Fletcher Steel Limited, at book value, and the construction activities in Australia upon which a loss of 

$8 million was provided.

2  Cash outflow on purchase of subsidiaries is $759 million for The Laminex Group in November 2002.

The accompanying notes form part of and are to be read in conjunction with these financial statements.

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Financials

RECONCILIATION OF NET EARNINGS TO NET CASH FROM OPERATING ACTIVITIES

FOR THE YEAR ENDED 30 JUNE 2003

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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FLETCHER BUILDING GROUP 
YEAR ENDED                  YEAR ENDED 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
YEAR ENDED                   YEAR ENDED
JUNE 2003                      JUNE 2002
NZ$M                               NZ$M

Cash was received from:

Net earnings 

Adjustment for items not involving cash:

Depreciation, depletions, amortisation 
and provisions 

Taxation 

Minority interest in earnings of subsidiaries 

Non cash adjustments 

Cashflow from operations 1 

Less (gain)/loss on disposal of affiliates 
and fixed assets 

Cashflow from operations before net working
capital movements  

Net working capital movements 
Net cash from operating activities 2 

1 Includes loss on disposal of affiliates and fixed assets.

2 As per the statement of cashflows.

168  

93  

28  

93  

40  

19  

152  

320  

(4) 

316  

(40) 

276  

93  

31  

12 

136  

229  

(16)

213  

(26) 

187  

(2) 

(13) 

(15) 

13  

13  

(9) 

4  

24 

(3)

(10)

(13)

11

11

(8)

3 

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Financials

RECONCILIATION OF NET EARNINGS TO NET CASH FROM OPERATING ACTIVITIES

FOR THE YEAR ENDED 30 JUNE 2003

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
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Net working capital movements:

Debtors 

Stocks 

Contracts 

Creditors 

FLETCHER BUILDING GROUP 
YEAR ENDED                  YEAR ENDED 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
YEAR ENDED                   YEAR ENDED
JUNE 2003                      JUNE 2002
NZ$M                               NZ$M

3  

(14) 

(20) 

(9) 

(40) 

54  

19  

7  

(106) 

(26) 

(7) 

(2) 

(9) 

(3)

(5)

(8)

The accompanying notes form part of and are to be read in conjunction with these financial statements.

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Financials

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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STATEMENT OF ACCOUNTING POLICIES
FOR THE YEAR ENDED 30 JUNE 2003

BASIS OF PRESENTATION

The financial statements presented are those of Fletcher Building Limited (the company) and its subsidiaries (the group). 
Fletcher Building Limited is a company domiciled in New Zealand, is registered under the Companies Act 1993, and is an 
issuer in terms of the Securities Act 1978 and the Financial Reporting Act 1993. 

The financial statements comprise statements of financial performance, movements in equity, financial position, 
cashflows, and significant accounting policies, as well as the notes to these financial statements.

ACCOUNTING CONVENTION

The financial statements are based on the general principles of historical cost accounting, with the exception 
of investments and specific fixed assets as noted below. These financial statements have been prepared in accordance 
with generally accepted accounting practice (GAAP) in New Zealand. Where no financial reporting standard 
or statement of standard accounting practice exists in New Zealand in relation to a particular issue, the accounting 
policies adopted have been determined having regard to authoritative support. These policies have been applied on 
a consistent basis except as disclosed in note 1, on changes in accounting policies.

ESTIMATES

The preparation of financial statements in conformity with GAAP requires the directors to make estimates and 
assumptions that affect the reported amounts of assets and liabilities, disclosure of contingent assets and liabilities 
at the date of the financial statements and the reported amounts of revenues and expenses during the reporting 
period. Actual results could differ from those estimates.

BASIS OF CONSOLIDATION

The consolidated financial statements comprise the company and its subsidiaries and the group’s interest in associates, 
partnerships and joint ventures. Inter-company transactions are eliminated in preparing the consolidated financial 
statements.

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FLETCHER 
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Financials

STATEMENT OF ACCOUNTING POLICIES
FOR THE YEAR ENDED 30 JUNE 2003

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BASIS OF CONSOLIDATION CONT.

Subsidiaries

Subsidiaries are included in the consolidated financial statements using the purchase method of consolidation. The company 
has revalued its investment in subsidiaries to net asset backing.

BOARD OF DIRECTORS  

Associates

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

The equity method has been used for associate entities in which the group has a significant but not controlling interest.

Goodwill on Acquisition

Fair values are assigned to the assets and liabilities of subsidiaries and associates of the group at the date they are acquired. 
Goodwill arises to the extent that the fair value is determined to be less than the purchase cost, and this goodwill is amortised 
to earnings on a systematic basis over the period in which it is believed benefits will arise. 

The period of amortisation is generally 20 years, however in individual cases may be less than this. The period of amortisation of 
any goodwill is regularly reviewed and, if it is believed that the amount remaining to be amortised will not be recovered by future 
benefits to be realised, the unrecoverable amount is written off to earnings and the balance amortised over the period in which 
it is believed benefits will be realised. Negative goodwill on acquisition arises to the extent that fair value is determined to exceed 
the purchase cost. This surplus is applied to reduce the book value of non-monetary assets acquired and, to the extent there are 
insufficient non-monetary assets, taken to earnings. 

Joint Ventures

Where the ownership interest in the joint venture is in the net residue of the business and does not give rise to an economic 
or controlling interest in excess of 50 percent, the share of the net assets and liabilities and earnings of the investment is 
included on an equity basis. If the interest does give rise to a controlling interest in excess of 50 percent, the investment is 
consolidated.

Joint ventures in which the ownership interest is directly in the assets and liabilities, rather than the net residue, are included 
on a proportional basis with assets, liabilities and earnings based on the group’s proportional interest.

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Financials

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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STATEMENT OF ACCOUNTING POLICIES
FOR THE YEAR ENDED 30 JUNE 2003

FOREIGN CURRENCY

Translation of the Financial Statements of Foreign Operations

The assets and liabilities of the group’s overseas operations are translated into New Zealand currency at the rates of exchange 
ruling at balance date. The revenue and expenditure of these entities are translated using an average exchange rate reflecting an 
approximation of the appropriate transaction rates. Exchange variations arising on the translation of these entities are recognised 
directly in the currency translation reserve.

Exchange Differences

Monetary assets and liabilities in foreign currencies at balance date, not covered by forward exchange contracts, are translated 
at the rates of exchange ruling at balance date.

Monetary assets and liabilities in foreign currencies at balance date, covered by forward exchange contracts, are translated 
at the exchange rates specified in those contracts.

Non-monetary assets and liabilities in foreign currencies are translated at the exchange rates in effect when the amounts of 
these assets and liabilities were determined. If a foreign currency liability is designated as a hedge of a foreign currency non-
monetary asset (or vice versa), both the asset and the liability are translated at the closing rate and the exchange difference 
taken to the currency translation reserve. 

VALUATION OF ASSETS

Land, Buildings, Plant and Machinery, Fixtures and Equipment

Initial recording

The cost of purchasing land, buildings, plant and machinery, fixtures and equipment is the value of the consideration given 
to acquire the assets and the value of other directly attributable costs which have been incurred in bringing the assets to the 
location and the condition necessary for their intended service. 

The costs of self constructed assets include, where appropriate, the costs of all materials used in construction, direct labour on the 
project, site preparation and installation costs, costs of obtaining resource consents, financing costs that are directly attributable to 
the project, variable and fixed overheads and unrecovered operating costs incurred during planned commissioning. Costs cease 
to be capitalised as soon as the asset is ready for productive use. All feasibility costs are expensed as incurred. 

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FLETCHER 
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Financials

STATEMENT OF ACCOUNTING POLICIES
FOR THE YEAR ENDED 30 JUNE 2003

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

VALUATION OF ASSETS CONT.

Revaluations

Land, buildings, and plant and machinery are revalued by independent registered valuers on the basis of fair value. 
The revaluations are conducted on a systematic basis across the group so that each asset is revalued at least every five years. 
The values are reviewed annually to ensure that no asset is held at a value materially different from fair value. 

Fixtures and equipment are valued at cost. Land, buildings, plant and machinery, fixtures and equipment are stated at cost 
or valuation, less accumulated depreciation.

Investments

Investments are valued at historical cost. Impairments in the value of investments are written off to earnings as they arise. 

Stocks

Trading stock, raw materials and work in progress are valued at the lower of cost or net realisable value, determined principally 
on the first-in-first-out basis. Cost includes direct manufacturing costs and manufacturing overheads at normal operating levels.

Construction Contracts

Earnings on construction contracts (including sub-contracts) are determined using the percentage-of-completion method. 
Earnings on residential contracts are recognised on settlement. Earnings are not recognised until the outcome can be reliably 
estimated. Provision is made for estimated future losses on the entire contract from the date it is first recognised that a 
contract loss may be incurred.

Debtors

Debtors are valued at estimated net realisable value. The valuation is net of a provision maintained for doubtful debts. 
All known losses are written off to earnings in the period in which it becomes apparent that the debts are not collectable.

INVESTOR INFORMATION 

Cash

DIRECTORY 

Cash and liquid deposits comprise cash and demand deposits with banks or other financial institutions and highly liquid 
investments that are readily convertible to cash.

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Financials

STATEMENT OF ACCOUNTING POLICIES
FOR THE YEAR ENDED 30 JUNE 2003

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

VALUATION OF ASSETS CONT.

Impairment

Impairment is deemed to occur when the recoverable amount falls below the book value of the asset. The recoverable amount 
is determined to be the sum of expected future discounted net cashflows arising from the ownership of the asset. Future net 
cashflows take into account remaining useful life and the expected period of continued ownership, including any intended 
disposals, and any costs or proceeds expected to eventuate at the end of the remaining useful life or the end of the expected 
period of continued ownership.

For the purposes of considering whether there has been an impairment, assets are grouped at the lowest level for which there are 
identifiable cashflows that are largely independent of the cashflows of other groups of assets. When an impairment loss arises 
the impairment is measured as the amount by which the book value exceeds the recoverable amount.

Brands

Brands are held at cost and are not amortised, but are subject to an annual impairment test.

FLETCHER BUILDING’S PROFILE 

VALUATION OF LIABILITIES

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Derivative Financial Instruments
Derivative financial instruments including foreign exchange contracts, interest rate swaps, currency swaps, options, forward 
rate agreements and electricity price swaps are utilised to reduce exposure to market risks.

Group policy specifically prohibits the use of derivative financial instruments for trading or speculative purposes. All derivative 
financial instruments are held to hedge risk on underlying assets, liabilities and sales and purchases. For a derivative instrument to 
be classified and accounted for as a hedge, it must be highly correlated with, and effective as a hedge of the underlying risk 
being managed.

Derivative financial instruments are reported in the financial statements on a basis consistent with the underlying hedged item. 
The fair value of derivative financial instruments, as disclosed in the financial instrument note, is estimated based on quoted 
market prices.

The group holds instruments until expiry except where the underlying rationale from a risk management point of view changes, 
such as when the underlying asset or liability which the instrument hedges no longer exists, in which case early termination occurs.

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Financials

STATEMENT OF ACCOUNTING POLICIES
FOR THE YEAR ENDED 30 JUNE 2003

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

VALUATION OF LIABILITIES CONT.

Taxation

The provision for current tax is the estimated amount due for payment in the next 12 months by the group. The group’s 
provision for deferred tax is the liability for taxation that has been deferred because of timing differences, less taxation benefits 
which will offset the deferred liability as it arises. The provision for deferred taxation has been calculated using 
the comprehensive basis under the liability method.

In the group, the future tax benefit of past and current tax losses, to the extent they exceed related deferred taxation 
liabilities, is not recognised unless recovery is considered certain.

LAMINATES AND PANELS  

Finance Leases

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Finance leases are capitalised to reflect the term borrowing incurred and the cost of the asset acquired. Such obligations 
are classified within term debt. The finance cost portion of lease payments is written off to earnings. The leased asset is 
depreciated on a straight line basis over the estimated useful life of the asset with regard to residual values.

INCOME DETERMINATION

Revenue Recognition

Operating revenue is recognised in accordance with the terms of sale when the benefits of ownership and risk of loss passes to 
the customer. 

Investment Revenue

Interest income is taken to earnings when received or accrued in respect of the period for which it was earned. Dividends and 
distributions are taken to earnings when received or accrued where declared prior to balance date. 

Depreciation

Depreciation of fixed assets is calculated on the straight line method. Expected useful lives, which are regularly reviewed, are 
on a weighted average basis:

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Buildings                                       30 years
Plant and machinery                    13 years
Fixtures and equipment                5 years
Leased assets capitalised            10 years

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Financials

STATEMENT OF ACCOUNTING POLICIES
FOR THE YEAR ENDED 30 JUNE 2003

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

INCOME DETERMINATION CONT.

Leasing Commitments

Expenditure arising from operating leasing commitments is written off to earnings in the period in which it is incurred. Purchased 
head leases are valued at cost and amortised over the unexpired period of the lease.

BOARD OF DIRECTORS  

Pension Plan Expense

The actuarial cost of providing pension plan benefits in respect of services provided by pension plan members to the group is 
expensed as it accrues over the service life of the employees, taking account of the income earned by the income generating 
assets owned by the plan. Any over or under accrual of expenses or income from previous periods is amortised to earnings 
over a maximum period of the remaining average service life of plan members employed by the group.

Share Options Granted

Share options have been granted under a senior executive option scheme. The fair value of the option is recognised as an 
expense over the restricted period provided by the executive and a corresponding amount is recognised in shareholders funds.

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

•
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•

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03

Financials

NOTES TO THE FINANCIAL STATEMENTS

•
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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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1  CHANGES IN ACCOUNTING POLICIES

There have been no changes in accounting policy in the year ended 30 June 2003, however certain comparatives were restated 
to conform with the current year’s presentation.

2  ACQUISITION OF LAMINEX

The Laminex Group was acquired on 13 November 2002 for NZ$785 million (A$690 million). If Laminex’s earnings before 
interest, tax, depreciation and amortisation (EBITDA) for the 2003 financial year equals or exceeds A$95 million, Fletcher Building 
has agreed to pay the vendor a further A$6 million. If Laminex’s EBITDA for the 2003 financial year equals or exceeds A$98 
million, Fletcher Building will also pay the vendor A$2.00 for every dollar of EBITDA above the $98 million threshold, but only up 
to a maximum amount of A$14 million. The June 2003 financial statements assume that Fletcher Building will pay an amount 
of A$20 million.  In addition, an estimated final working capital payment of A$3 million is outstanding. A formal fair value 
exercise was undertaken which resulted in the fair value of the assets and liabilities as described in the statement of cashflows.

YEAR ENDED 
JUNE 2003 
NZ$M 

FLETCHER BUILDING GROUP 
YEAR ENDED 
JUNE 2002 
NZ$M 

FLETCHER BUILDING LIMITED
YEAR ENDED
JUNE 2002
NZ$M

YEAR ENDED 
JUNE 2003 
NZ$M 

3  OPERATING REVENUE

Operating revenue includes:

Trading sales to external customers 

Equity earnings 

3,204  

17  

2,955  

11 

Dividends received from subsidiary companies 

Interest received from subsidiary companies 

3,221  

2,966 

2 

41 

19 

62 

52  

5  

57  

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Financials

NOTES TO THE FINANCIAL STATEMENTS

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
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FLETCHER BUILDING GROUP 
YEAR ENDED                  YEAR ENDED 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
YEAR ENDED                 YEAR ENDED
JUNE 2003                    JUNE 2002
NZ$M                              NZ$M

4  OPERATING EARNINGS

Operating earnings includes:

Net gains on disposal of fixed assets 

Amortisation of goodwill  

Amortisation of intangibles 

Depreciation and depletions:

  Buildings 

Plant and machinery 

Fixtures and equipment 

  Resource extraction assets 

Leases assets capitalised 

Total depreciation and depletions 

Net periodic pension cost/(benefit) 

(4) 

5  

2  

6  

63  

19  

1  

2  

91  

(1) 

(2)

4 

3 

5 

54  

20  

1  

2  

82  

(8)

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Financials

NOTES TO THE FINANCIAL STATEMENTS

FLETCHER BUILDING GROUP 
YEAR ENDED                  YEAR ENDED 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
YEAR ENDED                 YEAR ENDED
JUNE 2003                    JUNE 2002
NZ$M                              NZ$M

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

4  OPERATING EARNINGS CONT.

Unusual items: 

Impairment 1 

  Other (gains)/losses 2 

PlaceMakers joint ventures three month  
income to 30 June 2001 3 

Research and development 

FLETCHER BUILDING’S PROFILE 

Bad debts written off 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Directors fees 

Donations 

Maintenance and repairs 

Operating lease expense 

Auditors’ fees and expenses payable for: 

Statutory audit 

  Other services 4 

11

(12)

(4)

2  

7 

1 

1  

54 

38  

1 

1 

2  

6  

1  

1  

73  

35  

1 

1  

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Financials

NOTES TO THE FINANCIAL STATEMENTS

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
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4  OPERATING EARNINGS CONT.

1  The impairment in June 2002 relates to the overseas concrete operations of $11 million.

2  Other gains in June 2002 relate to the $14 million profit on sale of Varnsdorf Pty Limited, a gain on sale of land at Lunn 

Avenue of $6 million, and a loss of $8 million relating to the sale of the construction activities in Australia. 

3  In the year ended June 2002, changes in the ownership percentage for the PlaceMakers joint ventures made it 

appropriate to recognise earnings on a consistent basis with the rest of the group. Previously income was recognised on 

an April to March year, in line with the joint venture companies balance date. The June 2002 earnings include 15 months 

of the joint ventures earnings from 1 April 2001 to 30 June 2002.                    

4  Fees paid to the auditors for other services consist mainly of the half annual review and taxation work in overseas jurisdictions.

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Financials

NOTES TO THE FINANCIAL STATEMENTS

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
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5  DISCONTINUED OPERATIONS

During the year ended June 2003, the group disposed of its Bolivian concrete operations by way of sale. During the 
year ended June 2002, the group disposed of Varnsdorf Pty Limited, an Australian co-generation power business, 
the group’s Australian construction business, and the rural business of Cyclone, a division of Fletcher Steel Limited. 

The impact on the 2003 and 2002 financial years of the discontinued operations is shown below.

Operating revenue

Discontinued operations 

Continuing operations 

Total group 

Operating earnings

Discontinued operations 

Continuing operations 

Total group 

FLETCHER BUILDING GROUP 
YEAR ENDED                  YEAR ENDED 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
YEAR ENDED                   YEAR ENDED
JUNE 2003                      JUNE 2002
NZ$M                               NZ$M

11  

3,210  

3,221  

2  

329  

331  

272  

2,694 

2,966  

5  

205  

210  

57  

57  

57  

57  

62 

62 

60 

60 

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Financials

NOTES TO THE FINANCIAL STATEMENTS 

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
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FLETCHER BUILDING GROUP 
YEAR ENDED                  YEAR ENDED 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
YEAR ENDED                   YEAR ENDED
JUNE 2003                      JUNE 2002
NZ$M                               NZ$M

6  FUNDING COSTS

Interest payable on:

Term debt 

Short term loans and bank overdrafts   

Capital notes  

Interest paid to subsidiary companies   

Income from short term deposits 

Plus share registry and issue expenses 

28  

2  

28  

(2) 

56  

3  

59  

28  

3  

22  

(2) 

51  

51  

12  

1 

20  

8 

 (1)

40  

 2 

42  

24 

22 

46 

46 

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Financials

NOTES TO THE FINANCIAL STATEMENTS 

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
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FLETCHER BUILDING GROUP 
YEAR ENDED                  YEAR ENDED 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
YEAR ENDED                   YEAR ENDED
JUNE 2003                      JUNE 2002
NZ$M                               NZ$M

7  TAXATION EXPENSE

Earnings before taxation:

New Zealand 

Overseas 

Taxation at 33 cents per dollar 

Adjusted for:

230  

42  

272  

90  

Benefit of lower tax rate in overseas jurisdictions 

(1)

Impairment 

Non assessable income 

Non deductible expenses 

Taxation charge from overseas jurisdictions 

Other permanent differences 

Current taxation

  New Zealand 

  Overseas 

Deferred taxation

  New Zealand 

  Overseas 

(5) 

4  

(3) 

85 

82  

6  

(2) 

(1) 

85 

154  

5  

159  

52  

4  

(9) 

4 

2  

1  

54 

44  

5 

3  

2

54 

15  

15  

5  

14 

14 

5 

(17) 

(15)

(1)

(13) 

(13) 

(13) 

(10)

(9)

(1)

(10)

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Financials

NOTES TO THE FINANCIAL STATEMENTS 

FLETCHER BUILDING GROUP 
YEAR ENDED                  YEAR ENDED 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
YEAR ENDED                   YEAR ENDED
JUNE 2002
NZ$M

JUNE 2003 
NZ$M 

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

INVESTOR INFORMATION 

DIRECTORY 

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8  SHAREHOLDER TAX CREDITS

Imputation credit account

Imputation credits at the beginning of the year 

Taxation paid 

Imputation credits received 

Imputation credits in subsidiaries and available 
to shareholders at year end are: 

Dividend withholding payment credit account

Dividend withholding payment credits   
at the beginning of the year 

Taxation paid 

Dividend withholding payment credits received 

Transfer to conduit tax relief account   

1 

16 

17 

17 

(10) 

25  

(33) 

(18) 

1 

1 

1

(7) 

20  

(7) 

(16) 

(10) 

(10) 

25  

(33) 

(18) 

Dividend withholding payment credits 
in the parent and available to shareholders 
at year end are: 

(18) 

(10) 

(18) 

CORPORATE GOVERNANCE 

Dividend withholding payment credits 

REGULATORY DISCLOSURES 

attached to dividends paid 

(7)

20

(7)

(16)

(10)

(10)

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Financials

NOTES TO THE FINANCIAL STATEMENTS 

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
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FLETCHER BUILDING GROUP 
YEAR ENDED                  YEAR ENDED 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
YEAR ENDED                   YEAR ENDED
JUNE 2003                      JUNE 2002
NZ$M                               NZ$M

8  SHAREHOLDER TAX CREDITS CONT.

Conduit tax relief account

Conduit tax relief credits 
at the beginning of the year 

Transfer from dividend withholding 
payment credit account 

Conduit tax relief credits attached 
to dividends paid 

(3) 

7  

(4) 

(3)

7 

(4)

Fletcher Building Limited has until March 2004 to fund any deficiency in its dividend withholding payment credit account.

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BUILDING

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Financials

NOTES TO THE FINANCIAL STATEMENTS 

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING GROUP 
YEAR ENDED                  YEAR ENDED 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
YEAR ENDED                   YEAR ENDED
JUNE 2003                      JUNE 2002
NZ$M                               NZ$M

9  NET EARNINGS PER SHARE

Diluted net earnings per share uses the weighted average number of shares used for basic net earnings per share, 
adjusted for dilutive securities. Capital notes and options are convertible into the company’s shares, and are 
therefore considered dilutive securities for diluted net earnings per share.

Numerator

Net earnings 

Numerator for basic earnings per share 

Dilutive capital notes distribution 

168  

168  

19  

 Numerator for diluted net earnings per share 

187  

FLETCHER BUILDING’S PROFILE 

Denominator (millions of shares)

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Denominator for basic net earnings per share 

387  

Conversion of dilutive capital notes 

82  

Denominator for diluted net earnings per share  469  

10  DIVIDENDS AND DISTRIBUTIONS 

Dividends and distributions paid to holders of:

Shares 1 

Conduit tax relief paid 

Refund of conduit tax relief  

68  

68  

93

93

15 

108 

345 

85 

430 

41  

4  

(7) 

38  

68  

68  

41 

4 

(7)

38 

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1  No final dividend for June 2003 was provided for in the June 2003 financial statements. On 13 August 2003 the directors 

declared a final dividend for the 2003 year of 10 cents per share. This will be paid on 13 November 2003.

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NOTES TO THE FINANCIAL STATEMENTS 

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
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FLETCHER BUILDING GROUP 
YEAR ENDED                  YEAR ENDED 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
YEAR ENDED                   YEAR ENDED
JUNE 2003                      JUNE 2002
NZ$M                               NZ$M

11  CAPITAL

Reported capital:

Reported capital at the beginning of the year 

Issue of shares 

455  

173  

628  

449  

6  

455  

455  

173  

628  

449 

6 

455

All ordinary shares carry equal rights in respect of voting, dividend payments and distribution upon winding up.

FLETCHER BUILDING GROUP 
YEAR ENDED                  YEAR ENDED 
JUNE 2003                     JUNE 2002 

FLETCHER BUILDING LIMITED
YEAR ENDED                   YEAR ENDED
JUNE 2003                      JUNE 2002

Number of ordinary shares:

Number of shares at the beginning

of the year  

Issue of shares 

 346,560,826 

344,540,655  

346,560,826 

344,540,655

  53,466,850 

53,466,850

Shares issued under the dividend 

reinvestment plan 

5,903,137  

2,020,171  

5,903,137  

2,020,171 

  405,930,813 

346,560,826 

405,930,813 

346,560,826

Share options:

On 13 June 2001, the company issued 1,000,000 share options under the executive option scheme. The exercise price 
of the share options is $2.28. The restrictive period is until 16 May 2004 and the final exercise date is 13 June 2007.

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Financials

NOTES TO THE FINANCIAL STATEMENTS 

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

•
•
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•

11  CAPITAL CONT.

On 8 October 2002 the company issued 1,368,500 shares for $3,202,290 pursuant to an employee share purchase 
scheme complying with section DF7 of the Income Tax Act 1994. Each New Zealand based employee was eligible to 
subscribe for a maximum of 1,000 shares for an issue price of $2.34, which represented a 18 percent discount to the 
market price on 19 August 2002, being the date of announcement. As required by the Income Tax Act the consideration 
for the shares was funded by an interest free loan to each employee, which will be repaid over a three year restricted 
period. At 30 June 2003 the total receivable owing from the employees is $2 million. The shares are held on behalf 
of the employees by the Trustee which is Fletcher Building Share Schemes Limited and have been allocated to the 
employees who are entitled to receive the dividends. Voting rights on the shares are exercised by the directors of the 
Trustee company on behalf of the employees. The directors are appointed by the company and are Martin Farrell, 
Peter Merry and Bill Roest. 

12  RESERVE MOVEMENTS

Reserves at the beginning of the year   

Net earnings 

Investment revaluation  

Revaluation of fixed assets  

CORPORATE GOVERNANCE 

Taxation on revaluation of fixed assets  

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Net currency translations 

Dividends and distributions 

FLETCHER BUILDING GROUP 
YEAR ENDED                  YEAR ENDED 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
YEAR ENDED                   YEAR ENDED
JUNE 2003                      JUNE 2002
NZ$M                               NZ$M

109  

168  

 (17) 

 6  

(3) 

(68) 

195  

89  

93  

(11) 

(5) 

(19) 

(38) 

109  

109  

28  

126  

(68) 

195  

89 

24 

34

(38)

109 

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NOTES TO THE FINANCIAL STATEMENTS 

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

13  RESERVE BALANCES

FLETCHER BUILDING GROUP 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
JUNE 2003                      JUNE 2002
NZ$M                               NZ$M

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Reserves comprise:

Revenue reserves 

Asset revaluation – land and buildings   

Asset revaluation – plant and machinery  

Investment revaluation 

Net currency translation 

14  MINORITY EQUITY

Share capital 

Reserves 

166  

13  

33  

(17) 

195  

21  

16  

37  

15  CASH AND LIQUID DEPOSITS                                                      

Cash and bank balances 

Short-term deposits 

36  

36  

66  

13  

44  

(14)

109  

21 

6 

27 

51  

8  

59  

(48) 

(8)

243  

195  

117 

109 

1  

1  

1 

8 

9 

•
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•
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•
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•

Go directly to a section of the 
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$2 million of the cash at 30 June 2003 is held on behalf of former divisions of Fletcher Challenge Limited (June 
2002 $2 million). The liability to these other parties is included within other liabilities in creditors.

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FLETCHER 
BUILDING

DESCR IPTI ON:

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03

Financials

NOTES TO THE FINANCIAL STATEMENTS 

•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

16  STOCKS

Raw materials  

Work in progress 

Finished goods 

Consumable stores and spare parts 

17  DEBTORS

Trade debtors 

Contract debtors 

Less provision for doubtful debts 

Other receivables 

CORPORATE GOVERNANCE 

18  CONTRACTS

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Gross construction work in progress 

Progress billings 

Work in progress 

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FLETCHER BUILDING GROUP 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
JUNE 2003                      JUNE 2002
NZ$M                               NZ$M

89  

29  

319  

11  

448  

412  

77  

(14) 

475  

62  

537  

606 

(672) 

(66) 

45 

20 

247 

6 

318

298 

75 

(14)

359 

46  

405  

793

(879)

(86)

13  

13  

6 

6 

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FLETCHER 
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03

Financials

NOTES TO THE FINANCIAL STATEMENTS

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

19  FIXED ASSETS

FLETCHER BUILDING GROUP 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
JUNE 2003                    JUNE 2002
NZ$M                              NZ$M

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Valuation 

Land 

Buildings 

Plant and machinery 

Cost 

Fixtures and equipment 

Resource extraction assets 

Leased assets capitalised 

Total cost or valuation 

Accumulated depreciation 

Buildings 

Plant and machinery 

Fixtures and equipment 

Resource extraction assets 

Leased assets capitalised 

Total accumulated depreciation 

68  

139  

795  

186 

8  

17  

1,213  

(12) 

(95) 

(126) 

(2) 

(9) 

(244) 

55  

79  

513  

175 

7  

18 

847  

(5) 

(51) 

(116) 

(2) 

(7) 

(181) 

•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
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•
•

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FLETCHER 
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03

Financials

NOTES TO THE FINANCIAL STATEMENTS 

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

19  FIXED ASSETS CONT.

FLETCHER BUILDING GROUP 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
JUNE 2003                    JUNE 2002
NZ$M                              NZ$M

•
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•

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
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Net book value

Land 

Buildings 

Plant and machinery 

Fixtures and equipment 

Resource extraction assets 

Leased assets capitalised 

Total fixed assets 

68  

127  

700  

60  

6  

8  

969  

55  

74  

462  

59  

5  

11  

666  

All land, buildings, plant and machinery were revalued to fair value at 30 June 2001. The values were determined by 
independent registered valuers, Beca Valuations Ltd, who are registered and chartered engineers and a member of 
the New Zealand Institute of Valuers.

Assets held in South America were revalued at 30 June 2002 by independent valuers and $11 million was written off 
to the asset revaluation reserve. The directors then wrote down the value of the assets by a further $8 million to 
recognise the impairment on assets available for sale. These assets have a total net book value of $8 million at 30 
June 2003 (June 2002 $33 million). 

The steel plant and rolling mill in New Zealand were revalued at 30 June 2003 by Beca Valuations Ltd and $17 
million has been written off to the asset revaluation reserve.

During the year $2 million was capitalised to the cost of fixed assets (June 2002 $2 million). This represents 
employment and overhead costs arising from the construction activities undertaken by The Fletcher Construction 
Company Limited for another group subsidiary. No interest costs were capitalised.

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FLETCHER 
BUILDING

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03

Financials

NOTES TO THE FINANCIAL STATEMENTS 

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

20  GOODWILL

FLETCHER BUILDING GROUP 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
JUNE 2003                    JUNE 2002
NZ$M                              NZ$M

Goodwill acquired at cost 

Accumulated amortisation 

Goodwill at the end of the year 

Goodwill at the beginning of the year   

Acquired during the year 

Charged to earnings 

Goodwill at the end of the year 

60 

(7) 

53 

3 

53 

(3) 

53 

8 

(5) 

3 

7 

(4) 

3 

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
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•

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FLETCHER 
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03

Financials

NOTES TO THE FINANCIAL STATEMENTS 

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

21  INTANGIBLES

FLETCHER BUILDING GROUP 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
JUNE 2003                    JUNE 2002
NZ$M                              NZ$M

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

•
•
•
•
•
•
•
•
•
•
•
•
•
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Brands 

Intangible assets 

Brands at the beginning of the year 

Acquired during the year 

140

5 

145 

139 

Foreign currency translation movement to reserves 

1 

Brands at the end of the year 

140 

Intangible assets acquired at cost 

Accumulated amortisation 

Intangible assets at the end of the year 

Intangible assets at the beginning of the year 

15 

(10) 

 5 

5 

2 

(2) 

5 

5 

5 

13 

(8) 

5

6 

2 

(3) 

5

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

Arising during the year 

Charged to earnings 

INVESTOR INFORMATION 

Intangible assets at the end of the year 

DIRECTORY 

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FLETCHER 
BUILDING

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03

Financials

NOTES TO THE FINANCIAL STATEMENTS 

HIGHLIGHTS

CHAIRMAN’S REVIEW  

                                                                                                                  FLETCHER BUILDING GROUP                           FLETCHER BUILDING LIMITED
JUNE 2003                    JUNE 2002
NZ$M

JUNE 2003                     JUNE 2002 
NZ$M 

NZ$M 

NZ$M 

22  INVESTMENTS                      

CHIEF EXECUTIVE’S REVIEW  

Investment in associates 

BOARD OF DIRECTORS  

Investment in other companies 

Pension plan surplus  

Other investments 

Investment in subsidiary companies 1    

76  

2  

75  

2  

155  

17  

1  

53  

1  

72  

1,338  

1,338  

1,019 

1,019 

1  The principal subsidiaries included within net investment in subsidiary companies are disclosed in note 35, principal operations.

Carrying amount of associates 

Carrying amount at the beginning of the year 

Acquisition of associates 

Sale of associate 

Equity accounted earnings of associates 

Amortisation of goodwill in associates  

Impairment of overseas assets 

Dividends from associates 

Carrying amount at the end of the year 

17  

65  

(2) 

17  

(2) 

(19) 

76  

21  

11  

  (3) 

(12) 

17  

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•

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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FLETCHER 
BUILDING

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03

Financials

NOTES TO THE FINANCIAL STATEMENTS 

•
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•
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•

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
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                                                                                                                  FLETCHER BUILDING GROUP                           FLETCHER BUILDING LIMITED

JUNE 2003                     JUNE 2002 
NZ$M 

NZ$M 

JUNE 2003                    JUNE 2002
NZ$M

NZ$M 

22  INVESTMENTS CONT.

Equity accounted earnings comprise 

Surplus before taxation 

Taxation 

Net surplus 

Included within the carrying amount of associates is:

Goodwill acquired at cost 

Accumulated amortisation 

Unamortised balance of goodwill 

20  

(3) 

17  

52  

(2) 

50  

11  

11  

As part of the Laminex acquisition, the group acquired 50 percent of Wespine Industries Pty Limited and Dyno 
Industries W.A. Pty Limited, companies incorporated in Australia. As a result of the fair value exercise (refer note 2), 
the assets have been recorded with a carrying value of $65 million, inclusive of $52 million of goodwill. $2 million of 
the goodwill has been amortised during the year ending 30 June 2003. The principal activity of these companies is 
the operation of a saw mill and the manufacture of building products, respectively.

During the year the group disposed of its interest in Fletcher Pioneer Mauritius Limited, which operated a readymix 
plant in India.

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FLETCHER 
BUILDING

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03

Financials

NOTES TO THE FINANCIAL STATEMENTS 

HIGHLIGHTS

CHAIRMAN’S REVIEW  

FLETCHER BUILDING GROUP 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
JUNE 2003                    JUNE 2002
NZ$M                              NZ$M

CHIEF EXECUTIVE’S REVIEW  

23  ACCRUALS AND PROVISIONS

BOARD OF DIRECTORS  

Employee entitlements 

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

Construction, property and product 
warranty provisions 

Other accruals 

Construction, property and product 
warranty provisions 

67  

37  

23  

127  

FLETCHER BUILDING’S PROFILE 

Carrying amount at the beginning of the year 

47 

Charged to earnings 

Settled or utilised 

Released to earnings 

(7) 

(3) 

37  

3  

3  

 3 

3 

39  

47  

15  

101  

52  

5  

(7) 

(3) 

47  

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PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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The group has provided for various obligations. The provisions are expected to be utilised over the next six years.

24  CREDITORS

Trade creditors 

Accrued interest 

Other liabilities 

424  

10  

66  

500  

359  

6  

36  

401  

5  

1  

6  

6

2 

8

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FLETCHER 
BUILDING

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03

Financials

NOTES TO THE FINANCIAL STATEMENTS 

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•
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•
•
•
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•

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

25  TAXATION ASSETS

Current taxation asset 

Deferred taxation asset 

Provision for current taxation: 

Opening provision for taxation 

Taxation in the statement 
of financial performance 

FLETCHER BUILDING’S PROFILE 

Transfer from deferred taxation 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Intercompany payment 

Consolidation of PlaceMakers 

Acquisition during the year 

Minority share of taxation expense 

Taxation in reserves  

Net taxation payments 

FLETCHER BUILDING GROUP 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
JUNE 2003                     JUNE 2002
NZ$M                              NZ$M

(1) 

105  

104  

12  

(88) 

20  

(1) 

9  

2  

45  

(1) 

12  

96  

108  

1  

(49) 

29  

2  

7  

(1) 

23  

12  

13  

1  

14  

6  

13  

6 

1 

7 

5 

9 

 (6) 

 (6)

(2)

6 

13  

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BUILDING

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03

Financials

NOTES TO THE FINANCIAL STATEMENTS 

•
•
•
•
•
•
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•
•
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•
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•
•
•
•
•
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•

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

25  TAXATION ASSETS CONT.

Provision for deferred taxation:

Opening provision for taxation 

Taxation in the statement 
of financial performance 

Transfer to current taxation 

Acquisition during the year 

Taxation on asset revaluation 

Taxation in reserves  

Provision for deferred taxation 

Provision for deferred taxation comprises:

FINANCIAL REVIEW  

Provisions 

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Provision for doubtful debts 

Depreciation and amortisation 

Other 

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FLETCHER BUILDING GROUP 
JUNE 2003                     JUNE 2002 
NZ$M 

NZ$M 

FLETCHER BUILDING LIMITED
JUNE 2002
NZ$M

JUNE 2003 
NZ$M 

96  

3  

(20) 

 19  

6  

1  

105  

49  

4  

46  

6  

105  

136  

(5) 

(29) 

(5) 

(1) 

96  

31  

5  

58  

2  

96  

 1  

1  

1  

1  

1 

1 

 1 

1 

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FLETCHER 
BUILDING

DESCR IPTI ON:

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03

Financials

NOTES TO THE FINANCIAL STATEMENTS 

•
•
•
•
•
•
•
•
•
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•
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•
•
•
•
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•

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

26  CAPITAL NOTES

Capital notes  Coupon  Election date

Series 2002 

11.75% 

15 December 2002 

Series 2003  8.55% 

15 June 2003 

Series 2003 

10.80%  30 November 2003 

LAMINATES AND PANELS  

Series 2004  8.50% 

15 April 2004 

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Series 2005 

10.50%  30 April 2005 

Series 2006  8.75% 

15 March 2006 

Series 2006 

7.90% 

31 October 2006 

Series 2006 

7.30% 

31 October 2006 

Series 2006  8.30% 

31 October 2006 

Series 2008  8.60% 

15 March 2008 

Series 2010 

8.85% 

15 March 2010 

Capital notes due for election within 12 months 

Capital notes due for election after 12 months 

FLETCHER BUILDING GROUP 
JUNE 2003                     JUNE 2002 
NZ$M 

NZ$M 

FLETCHER BUILDING LIMITED
JUNE 2002
NZ$M

JUNE 2003 
NZ$M 

28  

25  

17 

43 

68 

33 

16 

230 

53 

177 

230 

17 

43 

68 

33 

19 

12 

14 

206  

60 

146 

206 

28

25

17

43

68

33

 16

230

53 

177

230

17 

43 

68 

33 

19 

12 

14 

113  

37 

356 

60 

296 

356 

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FLETCHER 
BUILDING

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03

Financials

NOTES TO THE FINANCIAL STATEMENTS 

•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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26  CAPITAL NOTES CONT.

Capital notes are long-term fixed rate unsecured subordinated notes. On each election date, the coupon rate and term to 
the next election date of that series of the capital notes will be reset. Holders may then choose either to keep their 
capital notes on the new terms or to convert the principal amount and any accrued but unpaid interest into shares, in 
the prescribed ratio at approximately the current market price. Instead of issuing shares to holders who choose 
to convert, Fletcher Building may, at its option purchase or redeem the capital notes for cash at the principal amount 
plus any accrued but unpaid interest.

Under the terms of the capital notes, non-payment of interest is not an act of default although unpaid interest is 
accrued and is interest bearing at the same rate as the principal of the capital notes. Fletcher Building Limited has 
covenanted not to pay dividends to its shareholders while interest that is due and payable on capital notes has not 
been paid.

The capital notes do not carry voting rights and do not participate in any change in value of the issued shares of 
Fletcher Building Limited.

If the principal amount of the capital notes were to be converted to shares, 99 million shares would be issued
at the share price as at 30 June 2003, of $3.67.

27  TERM DEBT

Loans subject to the negative pledge 

The group borrows funds based on covenants and a negative pledge and guarantee arrangement. The principal 
borrowing covenants relate to gearing, interest cover and minimum net tangible assets and at 30 June 2003, the 
group was in compliance with all its covenants. The negative pledge ensures that external senior indebtedness ranks 
equally in all respects and includes the covenant that security can be given only in very limited circumstances.

Loans not subject to the negative pledge

Loans not having the benefit of the negative pledge are secured against the subsidiaries’ own statement of financial 
position or finance leases against specific assets.

Unused committed lines of credit

At 30 June 2003, the group had $817 million of committed bank facilities of which $280 million was undrawn
(30 June 2002 $614 million; $385 million).

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FLETCHER 
BUILDING

DESCR IPTI ON:

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03

Financials

NOTES TO THE FINANCIAL STATEMENTS 

•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
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FLETCHER BUILDING GROUP 
JUNE 2003                     JUNE 2002 
NZ$M 

NZ$M 

FLETCHER BUILDING LIMITED
JUNE 2002
NZ$M

JUNE 2003 
NZ$M 

27  TERM DEBT CONT.

Floating loans subject to the negative pledge  

Fixed loans subject to the negative pledge 

Floating loans not subject to the negative pledge 

Fixed loans not subject to the negative pledge  

378  

142  

8  

8  

536  

84  

106  

22  

12  

224  

28  

142 

84

106

170  

190

Summary of repayment terms and interest rates by repayment period

Due for repayment:

within one year  

within two years  

within three years  

within four years  

within five years  

after five years  

JUNE 2003                     JUNE 2003 
NZ$M                    INT. RATE % 

JUNE 2002                    JUNE 2002
NZ$M                   INT. RATE %

FLETCHER BUILDING GROUP

20 

2 

302 

1 

210 

1 

536  

6.7 

9.0 

5.5 

9.0 

5.5 

9.0 

5.6 

25 

2 

2 

192 

1 

2 

224  

8.1

10.6

10.6

7.0

10.5

10.5

7.2

The amount due for repayment within one year relates to the current portion of the group’s syndicated loan, and to 
the facility for the PlaceMakers joint ventures which is renewed annually.

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NOTES TO THE FINANCIAL STATEMENTS 

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CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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27  TERM DEBT CONT.

Summary of repayment terms and interest rates by repayment period

JUNE 2003                     JUNE 2003 
NZ$M                    INT. RATE % 

JUNE 2002                      JUNE 2002
NZ$M                    INT. RATE %

FLETCHER BUILDING LIMITED

10 

95 

65 

170 

6.1  

6.2  

5.9  

6.1 

190  

190 

7.0

7.0

Due for repayment:

within one year  

within three years  

within four years  

within five years  

Credit rating 

The company has not sought and does not hold a credit rating from an accredited rating agency.

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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28  FINANCIAL INSTRUMENTS

Exposures to currency, interest rate, and commodity risks arise in the normal course of the group’s business. To 
manage and limit the effects of these financial risks the group operates within the following policies and utilises the 
following financial instruments.

Management policies

The group does not enter into derivative financial instruments for trading or speculative purposes.

Currency balance sheet risk

It is group policy to hedge the foreign exchange exposure to balance sheet currency risk by borrowing in the 
currency of the asset in proportion to the group’s debt to equity ratio. Where the underlying debt in any currency 
does not equate to the required proportion of total debt, currency swaps are entered into. The only significant 
unhedged assets are in South America where it is not practical to manage the currency exposures. Net assets in 
South America at 30 June 2003 total $19 million (30 June 2002 
$30 million).

Currency trade risk

It is group policy that no currency exchange risk may be entered into or allowed to remain outstanding should it 
arise on trade transactions. When exposures are incurred by operations in currencies other than their local currency,  
currency forwards, swaps, forward rate agreements and options are entered into to eliminate the exposure.

Interest rate risk

It is group policy to manage the fixed interest rate ratio on its debt and capital notes portfolio within the range of 
40 to 60 percent. The position in this range is managed depending upon underlying interest rate exposures and 
economic conditions. Interest rate swaps, forward rate agreements and options are entered into to manage this position.

Commodity price risk

It is group policy to use commodity price swaps and options to manage the market price risk of a commodity. The 
group manages its commodity price risk depending on the underlying exposures, economic conditions, and access to 
active derivatives markets.

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NOTES TO THE FINANCIAL STATEMENTS 

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

28  FINANCIAL INSTRUMENTS CONT.

Off balance sheet risk

Financial instruments are used as a means of reducing exposure to fluctuations in foreign exchange rates, interest 
rates and commodity prices. While these financial instruments are subject to the risk of market rates changing 
subsequent to acquisition, such changes would generally be offset with an opposite effect on the items being hedged. 
The principal or contract amounts of forward exchange contracts and financial instruments with off balance sheet 
risk for the group are as follows:

FLETCHER BUILDING GROUP 
JUNE 2003                     JUNE 2002 
NZ$M 

NZ$M 

FLETCHER BUILDING LIMITED
JUNE 2002
NZ$M

JUNE 2003 
NZ$M 

Principal or contract amount:

Foreign exchange

FLETCHER BUILDING’S PROFILE 

Currency forward exchange contracts

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

To pay 

To receive 

Currency options purchased 

Interest rate swaps 

Electricity price swaps 

174 

(174) 

5 

144 

12 

106 

(107) 

(1) 

109 

13 

50 

(50) 

144 

109

The cash settlement amounts of these instruments, if they had settled on 30 June 2003, approximates the principal 
or contract amounts, except for interest rate swaps, currency options and commodity price swaps for which the cash 
settlement is limited to the fair value.

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NOTES TO THE FINANCIAL STATEMENTS 

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CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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28  FINANCIAL INSTRUMENTS CONT.

Credit risk

To the extent the group has a receivable from another party there is a credit risk in the event of non-performance by 
that counterparty. At balance date there were no significant concentrations of credit risks in respect of trade receivables. 
The group enters into financial instruments with various counterparties in accordance with established limits as to 
credit rating and dollar limits and does not require collateral or other security to support the financial instruments. 
In accordance with the established counterparty restrictions, there are no significant concentrations
of credit risk in respect of financial instruments.

Interest rate repricing
The following table sets out the interest rate repricing profile and weighted average interest rate of the group’s
term debt, capital notes and interest rate hedges:

Interest rate repriced and average interest rate:

within one year 

within two years 

within three years 

within four years 

within five years 

after five years 

                      FLETCHER BUILDING GROUP

JUNE 2003             JUNE 2003                     JUNE 2002         JUNE 2002
NZ$M           INT. RATE %                              NZ$M        INT. RATE %

450                     6.0                            218                   7.9

70                    10.5                             63                  9.2

107                      7.0                             70                 10.5

91                     6.6                             84                   7.5

136                      8.1                              17                  8.0

38                     8.9                               2                 10.0

892                     7.0                          454                  8.4

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

28  FINANCIAL INSTRUMENTS CONT.

CHIEF EXECUTIVE’S REVIEW  

Interest rate repriced and average interest rate:

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

within one year 

within two years 

within three years 

within four years 

within five years 

JUNE 2003                      JUNE 2003                     JUNE 2002                JUNE 2002
INT. RATE %

NZ$M                    INT. RATE %                               NZ$M 

FLETCHER BUILDING LIMITED                                        

90                            8.8                           194 

68                           10.5                              61 

105                             6.9                             68 

90                             6.5                             82 

23                             5.4                              15 

376                             7.8                           420 

8.0

9.2

10.5

7.5

7.9

8.4

FLETCHER BUILDING’S PROFILE 

The net effective interest rate for cash and liquid deposits and bank overdrafts as at 30 June 2003 is 2 percent. 
Debtors and creditors are not interest rate sensitive.

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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Financials

NOTES TO THE FINANCIAL STATEMENTS 

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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28  FINANCIAL INSTRUMENTS CONT.

Fair values
The gain/(loss) of the estimated fair values of the group’s and parent’s financial assets and liabilities compared
to  their carrying values are as follows:

                        FLETCHER BUILDING GROUP  

JUNE 2003 
  CARRYING VALUE 
NZ$M 

Currency forward exchange contracts 

Interest rate swaps 

Electricity price swaps 

JUNE 2003                      JUNE 2002 
FAIR VALUE           CARRYING VALUE 
NZ$M                               NZ$M 

FLETCHER BUILDING LIMITED
JUNE 2002
FAIR VALUE
NZ$M
1

(1)                                  

2                                   

1                               

(1)

The carrying values in the fair value table include interest accruals which are included within current assets 
and current liabilities. Term debt of $536 million (refer note 27) includes cross-currency and interest rate swaps and 
currency forward exchange contracts. The fair value of derivative financial instruments is estimated based on the 
quoted or estimated market prices of those instruments.

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

29  CAPITAL EXPENDITURE COMMITMENTS

                                                   JUNE 2003 
                                                            NZ$M 

JUNE 2002
NZ$M

FLETCHER BUILDING GROUP

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

 Approved by the directors but uncommitted at year end 

                                                       16 

Committed at year end                                                                                                                     32 

                                                                                                                                               48 

30  LEASE COMMITMENTS

The expected future minimum rental payments required under operating leases that have initial or remaining 
non-cancellable lease terms in excess of one year at year end are as follows:

FLETCHER BUILDING’S PROFILE 

within one year                                                                                                                                  53  

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

within two years                                                                                                                                43  

within three years                                                                                                                             38  

within four years                                                                                                                               30  

within five years                                                                                                                                25  

after five years                                                                                                                                  49  

                                                                                                                                             238  

Operating lease commitments relate mainly to occupancy leases of buildings.

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10

11

21

37 

34 

27

24 

22

38

182

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NOTES TO THE FINANCIAL STATEMENTS 

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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                                                   JUNE 2003 
                                                            NZ$M 

FLETCHER BUILDING GROUP
JUNE 2002
NZ$M

31  CONTINGENT LIABILITIES

Provision has been made in the ordinary course of business for all known and probable future claims but not for 
such claims as are considered remote. Contingent liabilities arise in respect of the following categories:

Contingent liabilities with respect to guarantees extended on trading transactions,
performance bonds and other transactions                                                                                 139 

Letters of credit                                                                                                                                  3 

158

5

32  ENVIRONMENT, HEALTH AND SAFETY

It is company policy to monitor environmental, health and safety performance on an ongoing basis and to require 
that all of its operations comply with applicable regulatory requirements. As part of this policy, management 
is required to report regularly to the board of directors on current and future environmental, health and safety 
performance. The group also commissions regular independent reports with respect to environmental, health and 
safety management systems and the implementation of this policy.

The group is subject to numerous national and local environmental, health and safety laws and regulations 
concerning its products, operations and other activities. Failure to comply with these laws and regulations may result 
in orders being issued that could cause certain of the group’s operations to cease or be curtailed or may require 
installation of additional equipment at substantial cost. Violators may be required to compensate those suffering loss 
or damage by reason of violations and may be fined if convicted of an offence under such legislation.

Management believes that the group’s activities are in compliance in all material respects with applicable 
environmental, health and safety laws and regulations.

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33 SELF INSURANCE

The company has completed an analysis of its capacity to retain otherwise insurable loss. The directors believe that 
the group’s risk management programmes are adequate to protect its assets and earnings against losses incurred, 
within the self insurance level of $10 million.

Based on past experience, the company does not anticipate that future losses within these levels would have a significant 
impact on the group’s financial position or performance.

In certain circumstances, where required by law or where management considers it appropriate, insurance may be arranged for 
exposures within the self insurance levels.

In general terms, subject to the self insurance levels, the group remains insured with insurers having a Standard 
& Poor’s A grade rating or better. Of this coverage 80 percent is with insurance companies having an AA grade rating 
or better. The following risks are insured at 30 June 2003. 

Loss or damage to group property including business interruption                       

Marine public liability 

Public and product liability resulting from construction activities                          

Property in the course of construction 

The group has made provision for reported and estimated unreported losses incurred at balance date.

FLETCHER BUILDING GROUP
JUNE 2002
NZ$M
100

JUNE 2003 
NZ$M 
100 

210 

50 

50 

50 

100

50

50

50

FLETCHER BUILDING’S PROFILE 

Public and product liability 

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HIGHLIGHTS

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CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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NOTES TO THE FINANCIAL STATEMENTS 

                         FLETCHER BUILDING GROUP 
JUNE 2003                     JUNE 2002 
NZ$M                              NZ$M 

FLETCHER BUILDING LIMITED
JUNE 2003                      JUNE 2002
NZ$M                               NZ$M

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

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34  RELATED PARTY TRANSACTIONS

Fletcher Building Group
Trading activities with related parties

Purchase of scrap metal from Sims Pacific 

Metals Limited                                                                       50  

46  

Amounts owing relating to the purchase of 

scrap metal from Sims Pacific Metals Limited, 

and included within Creditors                                                 3 

3 

Purchase of raw materials from Wespine 

Industries Pty Limited and Dyno Industries

W.A. Pty Limited                                                                      19  

Amounts owing relating to the purchase of

raw materials from Wespine Industries Pty Limited

and Dyno Industries W.A. Pty Limited, and included

within Creditors                                                                        3  

Fletcher Building Limited
Interest income received from subsidiary companies 

REGULATORY DISCLOSURES 

Dividend received from subsidiary companies 

INVESTOR INFORMATION 

DIRECTORY 

Term receivable owing from subsidiary companies 1 

Term liability owing to subsidiary companies 2 

5 

52 

313 

(470) 

19

41

290

(334)

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1  This unsecured advance represents long term funding even though it is for no fixed term and bears interest at 10.2 percent. 
2 These unsecured advances represents long term funding even though they are for no fixed term and bear interest at either 7.5 percent or 9 percent. 

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NOTES TO THE FINANCIAL STATEMENTS 

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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35  PRINCIPAL OPERATIONS

Fletcher Building Limited is the holding company of the Fletcher Building Group. The principal subsidiaries and 
associates as at 30 June 2003, are outlined below:

COUNTRY OF                                      %                                                             PRINCIPAL 
 DOMICILE                          HOLDING                                                               ACTIVITY

Principal subsidiaries
Fletcher Building Holdings Limited 

NZ                             100                                    Holding company

Fletcher Building Products Limited 

NZ                             100                                   Building products

Fletcher Concrete and Infrastructure Limited 

NZ                             100                                  Concrete products

Fletcher Distribution Limited 

NZ                             100                                        Merchandising

Fletcher Steel Limited 

Fletcher Residential Limited 

NZ                             100                                     Steel production

NZ                             100                                                   Housing

The Fletcher Construction Company Limited 

 NZ                             100                                           Construction

Winstone Wallboards Limited 

NZ                             100                           Gypsum plasterboards

Fletcher Property Limited 

PlaceMakers subsidiaries 

NZ                             100                           Property management

NZ                             50.1                                                        Retail

Fletcher Building Finance Limited 

NZ                             100                                    Finance company

Firth Industries Peru S.A.  

Cemac (Hong Kong) Limited 

Peru                             100                                  Concrete products

Hong Kong                                  100           Wall partitions & ceiling systems

Fletcher Construction Company (Fiji) Limited  

Fiji                             100                                           Construction

Fletcher Challenge Concrete Industries (Fiji) Limited   Fiji                             100                                                Quarrying

Metromix Concrete Company Limited 

Fiji                             100                                  Concrete products

Laminex Group Limited 

Australia                             100                                   Building products

Fletcher Building Australia Pty Limited 

Australia                             100                                    Holding company

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NOTES TO THE FINANCIAL STATEMENTS 

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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COUNTRY OF                                   %                                                 PRINCIPAL 
 DOMICILE                       HOLDING                                                   ACTIVITY

35  PRINCIPAL OPERATIONS CONT.

Fletcher Construction (Solomon Is) Limited 

Solomon Is.                         100                                 Construction

Fletcher Morobe Construction Pty Limited 

PNG                          100                                 Construction

Fletcher Building Netherlands B.V. 

Netherlands                          100                                          Finance

Tasman Investments (Netherlands Antilles) N.V. 

Neth Antilles                          100                                          Finance

Associates
Wespine Industries Pty Limited 

Australia                            50                          Sawmill operator

Dyno Industries W.A. Pty Limited 

Australia                            50                         Building products

Sims Pacific Metals Limited 

NZ                            50                             Metal recycling

36  PENSION PLAN

Fletcher Building Limited is the principal sponsoring company of a defined benefit pension plan covering certain 
employees in New Zealand. Membership of this plan has been closed for a number of years. During the year the 
group acquired the Laminex Group Limited which has two defined benefit schemes in Australia and a number of 
defined contribution plans which the Laminex Group Limited contributes to on behalf of its employees.

These defined benefit plans are accounted for in accordance with Statement of Financial Accounting Standard (FAS) 
87, Employers Accounting for Pensions. This has the effect of smoothing the volatility in the returns earned by the 
plan through amortising gains and losses over the life of the plan. At 30 June 2003 $83 million (June 2002 $32 
million) of net losses are to be expensed in future years. 

If the funding ratio of the New Zealand plan falls below 115 percent at any two consecutive annual actuarial 
valuations, Fletcher Building Limited has an obligation to ensure that the value of the assets is at least 115 percent 
of the plan’s accrued actuarial liability, as calculated by the plan’s actuary. This calculation is done on the plan’s 
funding basis which differs from the calculation under FAS 87. At 31 March 2003 the value of the assets was 104 
percent of the actuarial liability. The company contributed $2 million during the year and at year end recognised
a liability to the Plan for $17 million in respect of the estimated actuarial liability owing at 31 March 2004.

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CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

36  PENSION PLAN CONT.

The benefits are based on years of service and the employees’ compensation during their years of employment. 
Contributions are intended to provide not only for benefits attributed to service to date but also for those expected 
to be earned in the future. 

Plan assets consist primarily of property, equity and fixed income securities.

Assets of the plan

Assets of plan at fair value 

Total projected benefit obligation  

Funded surplus/(obligation) 

Prior service costs 
Net (gain)/loss 1 
Transition asset 2 

Projected unrecognised funded (surplus)/obligation 
Recognised funded surplus 3 

1 The unrecognised net loss is being amortised over ten years.

2 The net transition asset is being amortised over a further year as per the requirements of FAS 87.

3 Recognised funded surplus included within note 22, Investments. 

JUNE 2003                      JUNE 2002

NZ$M                               NZ$M

320 

(328) 

(8) 

1

90  

(7) 

83  

75  

268

(247)

21

50

(19)

32

53

FLETCHER BUILDING’S PROFILE 

Projected unrecognised funded (surplus)/obligation consists of:

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Financials

NOTES TO THE FINANCIAL STATEMENTS 

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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36  PENSION PLAN CONT.

Net periodic pension (cost)/benefit

Service cost earned during the year 

Interest cost on projected benefit obligation 

Actual return on assets 

Net amortisation of:

(i) Transition asset 

(ii) Amortisation of net (gain)/loss 

Difference between expected and actual return on assets 

JUNE 2003                      JUNE 2002

NZ$M                               NZ$M

(6) 

(15) 

12  

(8) 

18  

1  

(3)

(12)

2

9

(4)

16

8

Assumptions used

The following table provides the weighted average assumptions used to develop the net periodic pension cost and 
the actuarial present value of projected benefit obligations for the group’s plans:

Assumed discount rate on benefit obligations 

Expected long term rate of return on plan assets 

Rate of increase in future compensation levels 

2003                                2002
%                                     %
4.75

4.07  

5.61 

3.58 

5.5

3.5

During the year the New Zealand actuary decreased the discount rate on benefit obligations from 4.75 percent to 
3.8 percent to reflect the decrease in risk free interest rates. This had the effect of increasing the projected benefit 
obligation by $26 million, and is part of the closing net loss to be amortised in future periods.

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Financials

NOTES TO THE FINANCIAL STATEMENTS 

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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37  SEGMENTAL INFORMATION

JUNE 2003 
OPERATING 
REVENUE 

JUNE 2002                 JUNE 2003 
OPERATING                OPERATING 
REVENUE                  EARNINGS 
                           (EBIT) 

JUNE 2002 
OPERATING 
EARNINGS 
(EBIT)

JUNE 2003               JUNE 2002
TOTAL                       TOTAL
ASSETS                     ASSETS

NZ$M 

Industry Segments

Building Products 
Distribution 
Concrete 
Construction 
Laminex 
Other  

865 
807 
497 
618 
432 
2 

3,221 

820 
686 
470 
871 

2,847 

1 19 

112 
55 
83 
34 
44 
3 

331 

Adjustment for Distribution 1  
Other unusual items 

Group 

3,221 

2,966 

331 

85 
34 
60 
30 

(4) 

205 

4 
1 

210 

534 
192 
462 
106 
857
230 

2,381 

571
180
479
123

197

1,550

2,381 

1,550

NZ$M 

Geographical segments

Australia 

New Zealand 

Other 

Group 

JUNE 2003 
OPERATING 
REVENUE 
BY ORIGIN 

JUNE 2002                 JUNE 2003 
OPERATING                OPERATING 
REVENUE                  EARNINGS 
BY ORIGIN                           (EBIT) 

JUNE 2002 
OPERATING 
EARNINGS 
(EBIT)

JUNE 2003               JUNE 2002
TOTAL                       TOTAL
ASSETS                     ASSETS

522 

2,588 

1 1 1 

3,221 

315 

2,513 

138 

2,966 

41 

278 

12 

331 

4 

210 

(4) 

210 

857 

1,461 

63 

2,381 

39

1,432

79

1,550

1   In June 2002 the results for Distribution were for a fifteen month period. To ensure comparability the results

for Distribution have been restated for both years on a twelve months consolidated basis in this note.

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AUDIT REPORT

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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TO THE SHAREHOLDERS OF FLETCHER BUILDING LIMITED

We have audited the financial statements on pages 47 to 105. The financial statements provide information about the past 
financial performance and financial position of the company and group as at 30 June 2003. This information is stated in accordance 
with the accounting policies set out on pages 58 to 64.

Directors’ responsibilities
The directors are responsible for the preparation of financial statements which give a true and fair view of the financial 
position of the company and group as at 30 June 2003 and the results of their operations and cashflows for the year ended 
on that date.

Auditors’ responsibilities
It is our responsibility to express an independent opinion on the financial statements presented by the directors and report our 
opinion to you.

Basis of opinion
An audit includes examining, on a test basis, evidence relevant to the amounts and disclosures in the financial statements. 
It also includes assessing:

•  the significant estimates and judgements made by the directors in the preparation of the financial statements;

• 

 whether the accounting policies are appropriate to the company’s and group’s circumstances, consistently applied
and adequately disclosed.

We conducted our audit in accordance with New Zealand Auditing Standards issued by the Institute of Chartered Accountants of 
New Zealand. We planned and performed our audit so as to obtain all the information and explanations which we considered 
necessary in order to provide us with sufficient evidence to obtain reasonable assurance that the financial statements are free 
from material misstatements, whether caused by fraud or error. In forming our opinion we also evaluated the overall adequacy 
of the presentation of information in the financial statements.

Our firm has also provided other services to the company and certain of its subsidiaries in relation to taxation and general 
accounting services.  Partners and employees of our firm may also deal with the company and group on normal terms within 
the ordinary course of trading activities of the business of the company and group. These matters have not impaired our 
independence as auditors of the company and group. The firm has no other relationship with, or interest in, the company 
or any of its subsidiaries.

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audit report

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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Unqualified opinion
We have obtained all the information and explanations we have required.

In our opinion:
• 

 proper accounting records have been kept by the company as far as appears from our examination of those records;

•  the financial statements on pages 47 to 105:

– comply with New Zealand generally accepted accounting practice;
– give a true and fair view of the financial position of the company and group as at 30 June 2003 and the results of their  
  operations and cashflows for the year ended on that date.

Our audit was completed on 13 August 2003 and our unqualified opinion is expressed as at that date.

KPMG
Auckland, New Zealand

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governance 
& regulatory review

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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FLETCHER BUILDING HAS COMPLETED A WIDE-RANGING REVIEW OF CORPORATE 
GOVERNANCE STANDARDS AND PRACTICES, AND ADOPTED A FRAMEWORK 
BASED ON 10 INTERNATIONALLY RECOGNISED PRINCIPLES.

Fletcher Building is a New Zealand based building materials manufacturer whose securities are listed on the New Zealand 
and Australian stock exchanges. In accordance with the requirement by these exchanges for formal adoption by boards of 
directors of approved corporate governance practices, the board of the company confirms that it is committed to the highest 
standards of behaviour and accountability, and has adopted policies and procedures that reflect this.

The company has adopted the 10 principles recognised by the Australian Stock Exchange Corporate Governance Council in its 
report of 31 March 2003. While there is no ‘best’ way to organise for corporate governance, directors believe that this provides 
an appropriate format. In establishing its corporate governance procedures, the company has also considered practices and 
trends in corporate governance in other jurisdictions and has incorporated these where appropriate.

THE 10 ESSENTIAL GOVERNANCE PRINCIPLES ADOPTED BY THE BOARD ARE THAT THE COMPANY SHOULD:

1. LAY SOLID FOUNDATIONS FOR MANAGEMENT AND OVERSIGHT

The company’s procedures are designed to:

•  enable the board to provide strategic guidance for the company and effective oversight of management

•  clarify the respective roles and responsibilities of board members and senior executives in order to facilitate board

and management accountability to both the company and its shareholders

•  ensure a balance of authority so that no single individual has unfettered powers.

The board has an obligation to protect and enhance the value of the company’s assets, and to act in its interests. 
It exercises this obligation through the approval of appropriate corporate strategies and processes, with particular regard to 
portfolio composition and return expectations. These include approval of transactions relating to acquisitions, divestments and 
capital expenditures above delegated authority limits; financial and dividend policy; and the review of performance against 
strategic objectives.

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corporate 
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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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1. LAY SOLID FOUNDATIONS FOR MANAGEMENT AND OVERSIGHT CONT.

As part of its review of the strategic direction of the company, an off-site strategy session is held with senior management. 
At most monthly board meetings, a strategic review is held of a business group or business unit, where focus is on the specific 
strategies being contemplated or applied in that area.

The company achieves board and management accountability through written terms of reference for the chairman, directors and 
management, and a formal delegation of authority to the chief executive. The effect of this framework is that whilst the board 
has statutory responsibility for the activities of the company, this is exercised through delegation to the chief executive 
officer, who is charged with the day-to-day leadership and management of the company. To strengthen its governance processes, 
the board reviewed the delegations to the chief executive, and the operating delegations by the chief executive, during the year. 

The board evaluates annually the performance of the chief executive and the chief executive’s direct reports. The evaluation is 
based on criteria that include the performance of the business and the accomplishment of long term strategic objectives and 
other non-quantitative objectives established at the beginning of each year. 

The governance procedures require the separation of the role of chairman from that of the chief executive officer. The chairman’s 
role is to manage the board effectively, to provide leadership to the board and to interact with the chief executive officer.  

2. STRUCTURE THE BOARD TO ADD VALUE 

Directors believe that for the board to be effective they need to facilitate the efficient discharge of the duties imposed by law 
on the directors and add value to the company. To achieve this, the board is organised in such a way that it:

•  obtains a proper understanding of, and competence to deal with, the current and emerging issues of the business

•  can effectively review and challenge the performance of management and exercise independent judgement

•  can assist in the identification of director candidates for shareholder vote.

Board composition
The constitution provides that the appropriate size for the board is between three and nine members. The board as determined 
that eight is an appropriate number at this time, following the recent appointment of an Australian based director. This recognises the 
increased Australian focus of the company’s operations with the acquisition of The Laminex Group. One-third of all directors 
stand for election every year. The directors who retire in each year are those who have been longest in office since their last 

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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2. STRUCTURE THE BOARD TO ADD VALUE CONT. 

election or, if there are more than one of equal term, by agreement. Subject to continued shareholder support and with effect 
from 1 July 2003, the standard term for a director will be six years from the date that he or she initially stands for election. 
At the end of this term the director will offer his or her resignation. The board may, if it considers it appropriate, offer a further 
three year term.The board has, during the latest year, constituted a nominations committee chaired by the chairman of the 
company and composed of all the non-executive directors. This committee will assist in the identification of appropriate directors 
and, through the committee chair, review the performance of existing directors.

Committees
Committees established by the board review and analyse policies and strategies, usually developed by management, which 
are within their terms of reference. They examine proposals and, where appropriate, make recommendations to the full board. 
Committees do not take action or make decisions on behalf of the board unless specifically mandated by prior board authority 
to do so. A committee or an individual director may engage separate independent counsel at the expense of the company in 
appropriate circumstances, with the approval of the chairman.

The current committees of the board are audit, remuneration and nominations. These meet when necessary and consist entirely 
of non-executive directors. From time to time, the board may create ad hoc committees to examine specific issues on its behalf. 

Board process
Although directors are elected by the shareholders to bring special expertise or perspectives to board deliberations, decisions of 
the board are made as a group, after taking each perspective into account and in the best interests of the company as a whole.

The directors receive comprehensive information on the company’s operations before each meeting and have unrestricted 
access to any other information or records. To assist in ensuring information available is timely, focused and concise, board 
papers are prepared and distributed electronically in PowerPoint format. Where directors cannot participate in a meeting they 
forward their views to another director in advance of the meeting.

In addition, senior management is available at each meeting to address queries, and to assist in developing the board’s understanding 
of the issues facing the company and the performance of its businesses.

All directors attended at least eight of the 10 scheduled meetings throughout the latest year. 12 company site visits were undertaken 
during board meetings as part of the review of operations, including visits to five of the Laminex sites. There were also three 
special purpose meetings of directors, and the strategic retreat session with senior management. 

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corporate 
governance

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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3. PROMOTE ETHICAL AND RESPONSIBLE DECISION-MAKING

The company has written procedures to:

•  clarify the standards of ethical behaviour required of company directors and key executives, and ensure the observance

of those standards through a code of conduct and the terms of reference for directors and management

•  prescribe the circumstances where directors and employees can trade in company securities.

The company has a written code of values, and supplements this with various code of conduct practices that are incorporated 
into all employees’ terms of employment. Further details are provided later in this section.

The procedures for trading in the company’s shares supplement the New Zealand legislation containing the Insider Trading 
(Approved Procedure for Company Officers) Notice 1996. That legislation and the company’s securities trading code of conduct 
prevent short-term trading and dealing in the company’s securities whilst directors and senior executives are in possession 
of non public material and relevant information. The company supplements these measures by requiring that anyone designated as 
having the opportunity to access price sensitive information can transact in the company’s securities only with the prior approval 
of the company secretary.

4. SAFEGUARD INTEGRITY IN FINANCIAL REPORTING

While the ultimate responsibility to ensure the integrity of the company’s financial reporting rests with the board, the company 
has in place a structure of review and authorisation designed to ensure the truthful and factual presentation of the company’s 
financial position. This includes:

•  an appropriately resourced audit committee operating under a written charter

•  review and consideration by the audit committee of the accounts and the preliminary releases of results to the market

•  a process to ensure the independence and competence of the company’s external auditors

•  establishment of an internal audit function in the corporate office, with reporting responsibility to the audit committee

•  responsibility for appointment of the auditors residing with the audit committee.

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governance

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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5. MAKE TIMELY AND BALANCED DISCLOSURE

The company has in place procedures designed to ensure compliance with the NZX and ASX Listing Rules such that:

•  all investors have equal and timely access to material information concerning the company, including its financial situation, 

performance, ownership and governance

•  company announcements are factual and presented in a clear and balanced way.

Accountability for compliance with disclosure obligations is with the company secretary. Significant market announcements, 
including the preliminary announcement of the half year and full year results, and the accounts for those periods, require review 
by either the audit committee or the board.

6. RESPECT THE RIGHTS OF SHAREHOLDERS 

The company seeks to ensure that its shareholders empathise with its activities by:

•  communicating effectively with them

•  giving them ready access to balanced and clear information about the company and corporate proposals

•  making it easy for them to participate in general meetings. 

To assist with this, a company website is maintained with relevant information, including copies of presentations, reports and 
media releases. The corporate governance procedures will be included on the website later in the current year. To further 
assist shareholders the company prepared its 2002 half year accounts in electronic format, and distributed it through this 
medium where shareholders have so agreed. This annual report is also available in electronic format.

7. RECOGNISE AND MANAGE RISK

The company has a formalised system for identifying, over-seeing, managing and controlling risk.

The processes involved require the maintenance of a risk register that identifies key risks facing the business, and the status 
of initiatives employed to reduce them. The risk register is reviewed regularly, as part of the internal audit reviews. A formal risk 
review is held with the board at least annually. 

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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report by clicking on a blue bullet

8. ENCOURAGE ENHANCED PERFORMANCE

Directors and key executives need to be equipped with the appropriate knowledge and information to discharge their 
responsibilities effectively, and assured that individual and collective performance is regularly and fairly reviewed. 

The terms of reference for directors and the chairman, the charters for board committees and the delegation to the chief executive 
officer all provide for reviews of the performance of directors and senior management. The nominations committee assesses 
the composition and effectiveness of the board and its committees annually. The chair of the nominations committee undertakes 
one-on-one reviews with all directors on the effectiveness of the board. 

The board evaluates annually the performance of the chief executive officer and his direct reports. The evaluation is based on 
criteria that include the performance of the business and the accomplishment of long term strategic objectives and other non 
quantitative objectives established at the beginning of each year. 

In addition to these annual performance reviews, significant policy issues and capital expenditure or divestment decisions of 
management are required to go through a formal peer group review process, including approval by the executive office or the 
board where necessary. 

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corporate 
governance

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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9. REMUNERATE FAIRLY AND RESPONSIBLY  

The company seeks to ensure that its remuneration policies attract and maintain talented and motivated directors and employees 
as a way of enhancing the performance of the company. 

Non-executive directors’ remuneration
The aggregate amount of fees paid to non-executive directors for services in their capacity as directors during the year ended 
30 June 2003 was:

BASE                                 COMMITTEE 
FEE                                          CHAIR 
NZ$M                                           NZ$M 

OTHER                                  TOTAL
FEES                                             
NZ$M                                    NZ$M

R S Deane                                                                     180,000                                                                                

180,000

P E A Baines                                                                   60,000                                 12,500                                    

H A Fletcher                                                                    60,000                                                                       2,531 

R G Norris                                                                       60,000                                                                                

Sir D Spring                                                                    60,000                                 12,500                                    

K M Vautier 

TOTAL 

60,000 

480,000 

25,000 

3,850 

6,381 

72,500

62,531

60,000

72,500

63,850

511,381

The remuneration policy for directors does not include participation in either a share or share option plan. Directors or their 
associates are nevertheless required to hold at least 20,000 shares in the company.

Directors’ fees are reviewed biennially by the nominations committee. The company’s policy is to align directors’ remuneration 
with that for comparably sized Australian companies. With effect from 1 July 2003, the base fee for directors will be $62,500 per 
annum. In acknowledgement of the varying workloads of the board committees the additional remuneration payable is $8,500 
for membership of the audit committee, $2,500 for membership of the nominations committee and $6,000 for membership of 
the remuneration committee. Committee chairs receive a 50 percent premium to the committee fee. 

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FLETCHER 
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corporate 
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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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9. REMUNERATE FAIRLY AND RESPONSIBLY CONT.  

The board chairman’s fee is determined as three times the base fee paid to directors. In acknowledgement of the additional 
time commitments required of any Australian based director a travelling allowance of $10,000 per annum will be also payable. 
Where an ad hoc committee is convened, such as for due diligence, additional remuneration is payable at $1,000 per half day.

The company believes that this will provide an appropriate remuneration structure given the increased Australasian focus of the 
company’s activities and the increased corporate governance obligations imposed on directors.

Executive director’s remuneration
R G Waters’ remuneration for the year ended 30 June 2003 was $800,000 plus incentive remuneration of $700,000. Incentive 
remuneration was based on achieving a minimum level of profitability and specific goals related to the performance of the 
company. A part of this remuneration has been taken by way of an employer contribution for the provision of a retirement 
benefit from the Fletcher Building Retirement Plan.

R G Waters’ appointment as chief executive is for indefinite duration, subject to the company’s standard criteria for cessation 
of employment. In terms of that contract he has been issued 1,000,000 options over the ordinary shares of the company, at an 
exercise price of $2.28 per option, being the weighted average selling price of the company’s shares in the 10 trading days prior 
to the date of announcement of his appointment on 16 May 2001. The options have a term of six years.

Executive directors do not receive remuneration as directors of Fletcher Building Limited or group subsidiaries. 

Directors’ and officers’ indemnification and insurance
The company has arranged a programme of directors’ and officers’ liability insurance covering directors, executives and employees in 
managerial positions acting on behalf of the company. Cover is for damages, judgements, fines, penalties, legal costs awarded 
and defence costs arising from wrongful acts committed whilst acting for the company. The types of acts that are not covered 
are dishonest, fraudulent, malicious acts or omissions; wilful breach of statutes, regulations or a duty to the company; improper 
use of information to the detriment of the company; and breach of professional duty. This insurance cover is supplemented by 
indemnification by the company, but excluding liability for criminal acts.

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FLETCHER 
BUILDING

03

DESCR IPTI ON:

PERFORMING

corporate 
governance

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

9. REMUNERATE FAIRLY AND RESPONSIBLY CONT.  

Senior management remuneration
The company’s remuneration strategy aims to attract, retain and motivate high calibre employees at all levels of the organisation, 
and so drive performance and sustained growth in shareholder value. Underpinning this philosophy is that all employees should be 
appropriately and competitively rewarded – particularly for delivering superior performance which contributes to improved business results.

To this end, the company’s remuneration committee is kept fully apprised of relevant market information and best practice, 
obtaining advice from external advisors when necessary. Remuneration levels are reviewed annually for market competitiveness.

Total remuneration for executives comprises fixed pay, including the value of any benefits, and short term variable pay in the form of 
an annual performance related bonus which forms a significant portion of the total remuneration package. All executive performance 
bonuses require achievement of a mixture of company financial and personal targets.

Alignment with shareholder interests is achieved through a requirement that all senior executives hold shares in the company, 
or an economic interest in such shares, equal to the value of half of their fixed annual remuneration.

FLETCHER BUILDING’S PROFILE 

Half the after tax value of any annual bonus payment received is required to be invested in this manner until the stipulated 
threshold has been reached. 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

10. RECOGNISE THE LEGITIMATE INTERESTS OF STAKEHOLDERS   

The company recognises that it has a number of legal and other obligations to non shareholder stakeholders such as employees, 
clients, customers and the community as a whole. 

Its commitment to these obligations is captured in the code of values, and in various policies and procedures (for ethical conduct,
the responsibilities of employees, conflicts of interest, and relationships with suppliers and customers) that are incorporated
into the employment terms of all employees.

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FLETCHER 
BUILDING

03

DESCR IPTI ON:

PERFORMING

regulatory 
disclosures

REGULATORY DISCLOSURES 

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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report by clicking on a blue bullet

DIRECTORS’ HOLDINGS OF EQUITY SECURITIES AT 30 JUNE 2003

ORDINARY SHARES 

OPTIONS 

BENEFICIAL 

ASSOCIATED                                 
PERSONS                                 

CAPITAL NOTES
BENEFICIAL                   ASSOCIATED
                         PERSONS

P E A Baines 

R S Deane 

H A Fletcher 

G J McGrath 

R J Norris 

D T Spring 

K M Vautier 

R G Waters* 

22,115 

1,295 

9,028 

20,000

20,000 

20,550 

38,422 

50,000 

526,494 

12,663 

29,000 

88,338 

1,000,000

25,000

300,000

20,000

50,000

20,000

131,410 

677,495 

1,000,000 

29,000 

415,000

*  In addition to these holdings, R G Waters has also acquired an economic interest in the company’s equity securities 
equivalent to a holding of 142,461 shares, by way of a retirement benefit the value of which is determined by reference 
to the value of Fletcher Building shares on the date of withdrawal.

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FLETCHER 
BUILDING

03

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

SHARE DEALINGS BY DIRECTORS

During the year, directors disclosed in respect of section 148(2) of the Companies Act 1993 that they acquired or disposed
of a relevant interest in shares as follows:

DIRECTOR 

G J McGrath 

K M Vautier 

R G Waters 

NUMBER                          NUMBER 
OF SHARES                     OF SHARES 
ACQUIRED                       DISPOSED 

CONSIDERATION                                         DATE
PAID/RECEIVED                                                 
$                                                 

20,000 

1,277* 

977* 

2,762* 

2,829* 

65,909 

4,407 

3,370 

9,531 

9,763 

16/06/03

14/11/02

09/04/03

14/11/02

09/04/03

* Shares acquired through the dividend reinvestment plan.

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DIRECTORS’ INTERESTS REGISTER

Directors’ certificates to cover entries in the interests register in respect of remuneration, dealing in the company’s securities, 
insurance and other interests have been disclosed as required by the Companies Act 1993. 

In accordance with Section 140(2) of the Companies Act 1993, directors have advised changes in their interests during the year of:

FLETCHER 
BUILDING

03

DESCR IPTI ON:

PERFORMING

regulatory 
disclosures

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

AS AT 30 JUNE 2003

P E A Baines
Tower Managed Funds Limited 

Fletcher Building Finance Limited 

Comalco New Zealand Limited 

R S Deane
Institute of Policy Studies at

Victoria University (Wellington) 

FLETCHER BUILDING’S PROFILE 

Centre for Independent Studies Limited 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Board of Advisors for the International Institute 
of Modern Letters 

Fletcher Building Finance Limited 

Mayoral Business Advisory Board (Wellington) 

H A Fletcher
Ports of Auckland Limited 

Fletcher Building Finance Limited 

CGNU Australia Holdings Limited 

G J McGrath
Campbell Brothers Ltd (Brisbane) Limited 

Fletcher Building Finance Limited 

Go directly to a section of the 
report by clicking on a blue bullet

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15/08/02 

23/10/02 

20/11/02 

03/09/02 

03/09/02 

26/09/02 

23/10/02 

09/01/03 

31/08/02 

23/10/02 

31/05/03 

07/07/03 

30/06/03 

Resigned as director

Appointed director

Resigned as director

Resigned as member

Resigned as director

Resigned as member

Appointed chairman

Appointed chairman

Appointed director

Appointed director

Resigned as chairman

Initial notice of appointment as a director

Appointed director

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FLETCHER 
BUILDING

03

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

DIRECTORS’ INTERESTS REGISTER CONT.

R J Norris
Fletcher Building Finance Limited                                                      23/10/02                                                        Appointed director

Sir Dryden Spring
Fletcher Building Finance Limited                                                      23/10/02                                                        Appointed director

Ericsson Synergy Limited                                                                    10/02/03                                                     Resigned as director

Ericsson Communications Limited                                                    28/02/03                                 Resigned as chairman & director

Goodman Fielder Limited                                                                    19/03/03                    Resigned as deputy chairman & director

K M Vautier
Advisory Board of the New Zealand Asia Institute                                  01/07/02                                                             Appointed chair

Fletcher Building Finance Limited                                                      23/10/02                                                        Appointed director

R G Waters
Fletcher Building Finance Limited                                                      23/10/02                                                        Appointed director

Wespine Industries Pty Limited                                                            13/11/02                                                        Appointed director

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20 LARGEST SHAREHOLDERS AS AT 31 AUGUST 2003 

NAME 

NO OF SHARES 

% OF SHARES

FLETCHER 
BUILDING

03

DESCR IPTI ON:

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disclosures

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

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New Zealand Central Securities Depository Limited 

RBC Global Services Australia Nominees Pty Limited  

Citicorp Nominees Pty Limited  

J P Morgan Nominees Australia Limited  

National Nominees Limited  

LAMINATES AND PANELS  

Peter Hanbury Masfen & Joanna Alison Masfen 

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Commonwealth Custodial Services Limited  

Fletcher Building Employee Educational Fund  

Westpac Custodian Nominees Limited  

Cogent Nominees Pty Limited 

Fletcher Building Share Schemes Limited  

NZ Guardian Trust Company Limited 

Leveraged Equities Limited  

ABN Amro Craigs Limited 

Investment Custodial Services Limited  

IOOF Investment Management Limited  

Australian Mutual Provident Society  

First NZ Capital Securities Limited 

Tower Trust (NSW) Limited  

Fletcher Building Nominees Limited 

204,343,472 

51,131,434 

33,654,001 

9,191,070 

7,668,838 

2,638,854 

2,427,718 

2,002,765 

1,914,110 

1,868,813 

1,328,500 

1,214,324 

1,198,393 

889,623 

798,155 

796,417 

750,000 

652,834 

600,000 

576,610 

 47.41

11.86

7.81

2.13

1.77

0.61

0.56

0.46

0.44

0.43

0.30

0.28

0.27

0.20

0.18

0.18

0.17

0.15

0.13

0.13

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FLETCHER 
BUILDING

03

DESCR IPTI ON:

PERFORMING

regulatory 
disclosures

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

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National Nominees New Zealand Limited 

Westpac Banking Corporation 

Citibank Nominees (New Zealand) Limited 

Accident Compensation Corporation 

ANZ Nominees Limited 

Custody and Investment Nominees Limited 

FLETCHER BUILDING’S PROFILE 

AMP Life Limited 

Royal & Sun Alliance Life and Disability (New Zealand) Limited 

HSBC Nominees (NZ) Limited 

Premier Nominees Limited 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

20 LARGEST SHAREHOLDERS AS AT 31 AUGUST 2003 CONT.

New Zealand Central Securities Depository Limited provides a custodial depository service that allows electronic trading of 
securities to its members and does not have a beneficial interest in these shares. Its major holders of Fletcher Building shares are:

NAME 

NO OF SHARES 

% OF SHARES

85,673,766 

28,587,589 

16,438,741 

14,039,321 

13,174,297 

5,301,393 

4,873,597 

4,508,700 

2,929,478 

2,758,104 

19.88

6.63

3.81

3.26

3.06

1.23

1.13

1.05

0.68

0.64

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FLETCHER 
BUILDING

03

DESCR IPTI ON:

PERFORMING

regulatory 
disclosures

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

SUBSTANTIAL SECURITY HOLDERS

According to notices given to the company under the Securities Markets Act 1988, as at 31 August 2003 the following were 
substantial security holders in the company through having relevant interests as below:

The total number of issued voting securities of Fletcher Building Limited as at that date was 430,930,813.

SUBSTANTIAL SECURITY HOLDER 

Commonwealth Bank of Australia 

Perpetual Trustees Australia Limited 

STOCK EXCHANGE LISTINGS

NUMBER OF VOTING 
SECURITIES 

40,029,323 

57,227,227 

DATE OF
NOTICE

19/08/03

28/08/03

FLETCHER BUILDING’S PROFILE 

The company’s shares are listed on the New Zealand (NZX) and Australian (ASX) stock exchanges. With effect from 1 July 2002, 
the company’s shares were accepted for full listing, rather than a foreign exempt listing, by the ASX. 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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FLETCHER 
BUILDING

03

DESCR IPTI ON:

PERFORMING

regulatory 
disclosures

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CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

HIGHLIGHTS

DISTRIBUTION OF SHAREHOLDER AND HOLDINGS AS AT 31 AUGUST 2003

CHAIRMAN’S REVIEW  

SIZE OF HOLDING 

NUMBER OF                                     % 
SHAREHOLDERS                                         

1 - 999 

1,000 - 4,999 

5,000 - 9,999 

10,000 - 99,999 

100,000 and over 

GEOGRAPHIC DISTRIBUTION

New Zealand 

United States of America 

Australia 

Rest of World 

12,391 

13,770 

2,626 

1,744 

90 

28,461 

136 

1,411 

613 

40.47 

44.97 

8.58 

5.70 

0.29 

92.96 

0.44 

4.61 

1.99 

NUMBER OF                                         %

SHARES

6,563,887 

31,284,878 

19,002,346 

37,289,143 

337,198,455 

314,191,590 

340,841 

115,277,233 

1,529,045 

1.52

7.25

4.41

8.64

78. 1 7

72.85

0.08

26. 71

0.36

All shares issued are fully paid and have full voting rights. The number of shareholders holding less than the marketable parcel 
of A$500 under the listing rules of the ASX is 1,414.

The other equity securities on issue are $400 million capital notes, which can convert to ordinary shares of the company on the 
basis of 98 per cent of the then current value of the shares. These equity securities are quoted on the NZX but are unquoted 
on the ASX.

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FLETCHER 
BUILDING

03

DESCR IPTI ON:

PERFORMING

regulatory 
disclosures

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

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DISTRIBUTION OF CAPITAL NOTEHOLDERS AND HOLDINGS AS AT 31 AUGUST 2003

SIZE OF HOLDING 

                                         FLETCHER BUILDING LIMITED
NUMBER OF

NUMBER OF                                    
NOTEHOLDERS                                % 

 CAPITAL NOTES                               %

1 - 999                                                                                        2                      0.02                                      1,000 

1,000 - 4,999                                                                    4,496                    34.08                              13,227,250 

5,000 - 9,999                                                                    3,503                    26.55                            24,245,250 

10,000 - 49,999                                                                4,606                    34.92                            89,742,000 

50,000 - 99,999                                                                   399                      3.02                            26,067,250 

100,000 - 499,999                                                               169                       1.28                           28,002,500 

500,000 and over                                                                   17                       0.13                             68,714,750 

0.00

5.29

9.70

35.90

10.42

11.20

27.49

DISTRIBUTION OF CAPITAL NOTEHOLDERS AND HOLDINGS AS AT 31 AUGUST 2003

SIZE OF HOLDING 

1 - 999                                                   

                       FLETCHER BUILDING FINANCE LIMITED
NUMBER OF

NUMBER OF                                    
NOTEHOLDERS                                % 

CAPITAL NOTES                               %

1,000 - 4,999                                                                            2                      0.04                                     6,000 

5,000 - 9,999                                                                      1,103                    20.24                             6,059,000 

10,000 - 49,999                                                                 3,659                      67.15                            64,621,000 

50,000 - 99,999                                                                   463                      8.50                           25,535,000 

0.00

4.04

43.08

17.02

17.95

17.90

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DIRECTORY 

100,000 - 499,999                                                               199                      3.65                            26,922,000 

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500,000 and over                                                                  23                      0.42                            26,857,000 

 
 
 
 
 
 
 
 
 
 
FLETCHER 
BUILDING

03

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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LIMITATIONS ON THE ACQUISITION OF THE COMPANY’S SECURITIES

The terms of the company’s admission to the ASX require the following disclosure.

The company is incorporated in New Zealand. As such it is not subject to Chapters 6, 6A, 6B and 6C of the Australian 
Corporations Act dealing with the acquisition of shares (such as substantial holdings and takeovers). Limitations on acquisition
of the securities are, however, imposed on the company under New Zealand law:

(i)   Securities in the company are in general freely transferable and the only significant restrictions or limitations in relation 

to the acquisition of securities are those imposed by New Zealand laws relating to takeovers, overseas investment and 
competition.

(ii)   The New Zealand Takeovers Code creates a general rule under which the acquisition of more than 20 percent of the voting 
rights in the company or the increase of an existing holding of 20 percent or more of the voting rights in the company can 
only occur in certain permitted ways. These include a full takeover offer in accordance with the Takeovers Code, a partial 
takeover offer in accordance with the Takeovers Code, an acquisition approved by an ordinary resolution, an allotment 
approved by an ordinary resolution, a creeping acquisition (in certain circumstances) or compulsory acquisition if a 
shareholder holds 90 percent or more of the shares in the company.

(iii)  The New Zealand Overseas Investment Act and Overseas Investment Regulations regulate certain investments in

New Zealand by overseas persons. In general terms, the consent of the New Zealand Overseas Investment Commission
is likely to be required where an “overseas person” acquires shares or an interest in shares in the company that amount
to more than 25 percent of the shares issued by the company or, if the overseas person already holds 25 percent or more, 
the acquisition increases that holding.

(iv)  The New Zealand Commerce Act 1986 is likely to prevent a person from acquiring shares in the company if the acquisition 

would have, or would be likely to have, the effect of substantially lessening competition in a market.

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FLETCHER 
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03

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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NEW ZEALAND EXCHANGE WAIVERS

(i) Capital Notes
On 11 November 2002 and 20 March 2003, the Market Surveillance Panel of the NZX granted the company waivers from Listing 
Rule 7.6.1 (prohibition on acquisition of an equity security of the company) with respect to the repurchase of capital notes made 
pursuant to a roll-over of a further tranche of notes. This waiver was necessary because the capital notes are equity securities 
by virtue of a term of their issue allowing a holder on certain dates to elect to have the capital notes convert to shares of the 
company. If the holder so elects, the company can either redeem or repurchase the capital notes for cash at par. A repurchase 
would be a technical breach of Listing Rule 7.6.1 even though the company’s option to purchase is expressly provided in the 
original terms of issue and those terms were fully disclosed to holders. 

(ii) Related party financing
On 16 December 2002 the Market Surveillance Panel of the NZX granted the company a waiver from Listing Rule 9.2.1 (material 
transactions involving related parties) in relation to a finance facility established with a syndicate of banks and financial institutions 
including the ANZ Banking Group (New Zealand) Limited and the National Bank of New Zealand Limited. Two directors of 
Fletcher Building Limited, Roderick Deane and Sir Dryden Spring are also directors of these banks respectively. This waiver was 
necessary because, at the time the financing facility was arranged, ANZ Banking Group (New Zealand) Limited and The National 
Bank of New Zealand Limited are deemed to be related parties of the company for the purposes of Listing Rule 9.2.1, as a result 
of these common directorships.

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FLETCHER 
BUILDING

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

EMPLOYEE REMUNERATION

Section 211(1)(g) of the New Zealand Companies Act 1993 requires disclosure of remuneration and other benefits, including 
redundancy and other payments made on termination of employment, in excess of $100,000 per year, paid by the company or 
any of its subsidiaries worldwide to any employees who are not directors of the company. To give more appropriate information 
on total employees’ remuneration, where there is a contractual commitment to provide incentive remuneration in respect of the 
year ended 30 June 2003 the amount accrued as at 30 June 2003 and paid before 30 September 2003 has also been included 

in the total remuneration disclosed below. 

NZ$ 

NEW ZEALAND 
BUSINESS ACTIVITIES 

INTERNATIONAL
BUSINESS ACTIVITIES

NZ$ 

NUMBER OF EMPLOYEES

NUMBER OF EMPLOYEES

NEW ZEALAND 
BUSINESS ACTIVITIES 

INTERNATIONAL
BUSINESS ACTIVITIES

100,000 - 1 10,000 

1 10,000 - 120,000 

120,000 - 130,000 

130,000 - 140,000 

140,000 - 150,000 

150,000 - 160,000 

160,000 - 170,000 

170,000 - 180,000 

180,000 - 190,000 

190,000 - 200,000 

200,000 - 210,000 

210,000 - 220,000 

220,000 - 230,000 

230,000 - 240,000 

240,000 - 250,000 

250,000 - 260,000 

50 

57

25 

22 

29 

9 

17 

6 

6 

4 

4

3

6 

4

6

5

3

3

4

1

3

2

4

1

2

2

260,000 - 270,000 

270,000 - 280,000 

280,000 - 290,000 

290,000 - 300,000 

300,000 - 310,000 

310,000 - 320,000 

340,000 - 350,000 

350,000 - 360,000 

370,000 - 380,000 

400,000 - 410,000 

430,000 - 440,000 

440,000 - 450,000 

560,000 - 570,000 

570,000 - 580,000 

640,000 - 650,000 

660,000 - 670,000 

1 

4 

1 

2 

1

1 

1

1

2

1

1

1

1

1

1

1

1

1

1

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FLETCHER 
BUILDING

03

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regulatory 
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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

SUBSIDIARY COMPANY DIRECTORS

Section 21 1(2) of the New Zealand Companies Act 1993 requires the company to disclose, in relation to its subsidiaries, 
the total remuneration and value of other benefits received by directors and former directors and particulars of entries 
in the interests registers made during the year ended 30 June 2003.

Apart from some overseas subsidiaries which have independent directors or are required to have a specific number of local 
residents as directors, no wholly owned subsidiary has directors who are not full-time employees of the group. The company had 
156 subsidiaries worldwide at 30 June 2003.

No employee of Fletcher Building Limited appointed as a director of Fletcher Building Limited or its subsidiaries receives or 
retains any remuneration or other benefits as a director. The remuneration and other benefits of such employees, received 
as employees, are included in the relevant bandings for remuneration disclosed below under Employee Remuneration. 

Except where shown below, no other director of any subsidiary company within the group receives director’s fees or other 
benefits as a director.

The following persons respectively held office as directors of subsidiary companies at the end of the year or in the case of
those persons with the letter (R) after their name ceased to hold office during the year. Alternate directors are indicated by
the letter (A) after their name.

Aickin Timber Limited
O Lyttleton, R Scott, D Worley, R de Raat

Alan Milne Building Supplies Limited
A Milne, D Worley, R de Raat (A), L Dixon (A)

Amies Building Supplies Limited
J Amies, D Worley, R de Raat (A), Deavoll (A), 
P Flay (AR) 

Anson Building Supplies Limited
A Anson, D Worley, R de Raat (A), A Gray (A), 
L Dixon (AR)

Aramis Investments Limited
M Binns, M Farrell, A Reding, W Roest

Auckland Frame and Truss Supplies Limited
O Lyttleton, D Worley, D Deavoll, N Letica, 
M Waterman, S Blakemore (R)

Bandelle Pty Limited
M Binns, L Box, M Stone (R), C Wickham (R)

Bowen Building Supplies Limited
B Bowen, D Worley, R de Raat (A), P Flay (A)

Bramley Building Supplies Limited
P Bramley, D Worley, R de Raat (A), L Dixon (A)

Building Choices Limited     
D Close, D Worley, R de Raat (A), L Dixon (A)

BVP No.1 Limited
M Binns, M Farrell, A Reding, W Roest

BVP No.3 Limited
M Binns, M Farrell, A Reding, W Roest

Calder Building Supplies Limited
P Calder, D Worley, P Flay (A), R de Raat (A), C Gray (R)

Call An Angel Limited
D Worley

Cemac (Hong Kong) Limited
C Wing Shum, D Thomas

Cleaver Building Supplies Limited
A Gray, M Cleaver, D Worley, R de Raat (A)

Collier Building Supplies Limited
D Worley, R de Raat, (A), A Ellis (A), A Gray (AR), 
C Collier (R), A Ellis (R)

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FLETCHER 
BUILDING

03

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regulatory 
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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

SUBSIDIARY COMPANY DIRECTORS CONT.

Cotter & Thomas Building Supplies
A Ellis, D Worley, R de Raat

Craig Building Supplies Limited
A Ellis, D Worley, R de Raat (A)

Cullen Building Supplies Limited
R Cullen, D Worley, R de Raat (A), A Gray (A), 
A Ellis (AR)  

Cullity Timber Holdings Pty Limited
M Farrell, D Le Quesne, W Roest, J Nolan (R), L Box (A)

Davis & Casey Building Supplies Limited
T Davis, D Worley, R de Raat (A), L Dixon (A)

Delcon Holdings (No. 1)  Limited
M Binns, M Farrell, A Reding, W Roest

Delcon Holdings (No. 2) Limited
M Binns, M Farrell, A Reding, W Roest

Delcon Holdings (No. 3) Limited
D Haslett, M Wood, A Reding, W Roest, M Binns (R), 
M Farrell (R)

Delcon Holdings (No. 5)  Limited
M Binns, M Farrell, A Reding, W Roest

Delcon Holdings (No. 8) Limited
M Binns, M Farrell, A Reding, W Roest

Dial A Hubby Limited
O Lyttleton, R Scott, R de Raat

Duroid Pty Limited
G Kirk, L Box, C Wickham (R)

FDL No. 8 Limited   
D Worley

FDL No. 9 Limited
D Worley

FDL No. 10 Limited
D Worley

Fernhill Reality Limited
S Boroughs, C Loughlin

Fletcher Challenge Concrete Industries (Fiji) Limited
M Binns, R Harper, R Frost (R)

Fletcher Challenge Finance Investments Limited
M Binns, M Farrell, A Reding, W Roest

Fletcher Challenge Forest Industries Limited
M August, J Ollard, D Wood

Fletcher Challenge Industries S.A.
M Binns, K Cowie, H Ritchie

Firth Industries Peru S.A.
M Binns, B Denekamp, R Silva-Rodriguez, K Cowie (R)

Fletcher Challenge Investments UK Limited
D Wood, J Ollard

Fletcher Aluminium Pty Limited
G Kirk, L Box, C Wickham (R), M Eglinton (R)

Fletcher Challenge Investments Overseas Limited
M Binns, M Farrell, A Reding, W Roest

Fletcher Building (Australia) Pty Limited
M Binns, M Hope, D Le Quesne,  L Box, C Wickham (R), 
G Taylor (R)

Fletcher Building (Australia) Finance Pty Limited
M Binns, M Hope, L Box, C Wickham (R), M Stone (R)

Fletcher Building Finance Limited
P Baines, R Deane, H Fletcher, G McGrath, R Norris,
R Waters, Sir D Spring, K Vautier

Fletcher Building Holdings Limited
M Binns, M Farrell, A Reding, W Roest

Fletcher Building Netherlands B.V.
M Farrell, W Roest, P Ruoff, A Van De Werken 

Fletcher Building Products Limited
M Binns, M Farrell, A Reding, W Roest

Fletcher Challenge Materiais De Construcao Limitada
D Kenderdine, J Wisniewski (R)

Fletcher Challenge Overseas Holdings Limited
M Binns, M Farrell, A Reding, W Roest

Fletcher Challenge Steel (Fiji) Limited
D Hargovind, A Pearson, A Reding, W Roest

Fletcher Challenge Steel Products (Australia)
Pty Limited
A Pearson, L Box, C Wickham (R)

Fletcher Concrete & Infrastructure Limited
M Binns, M Farrell, A Reding, W Roest

Fletcher Construction (Malaysia) SDN BHD
C Lum, G Ogilvie

Fletcher Construction (Nouvelle Caledonie) Limited
A Brown

Fletcher Construction (Singapore) PTE Limited
G Davies, A Jones, K Lee

< back    next >

Evans Building Supplies Limited
M Evans, D Worley, R de Raat (A), L Dixon (A)

Fletcher Challenge Building Bolivia S.A.
M Binns, K Cowie, H Ritchie

FDCC Californa Inc
M Binns, K Kupchak, C Munkowits

Fletcher Challenge Building UK Limited
J Ollard, D Wood

FLETCHER 
BUILDING

03

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PERFORMING

regulatory 
disclosures

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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

SUBSIDIARY COMPANY DIRECTORS CONT.

Fletcher Construction (Solomon Islands) Limited
A Brown, R Gibson

Fletcher Resorts Limited
M Binns, M Farrell, A Reding, W Roest

Fletcher Construction Australia Limited
M Binns, C Munkowits, M Stone, C Wickham

Fletcher Steel Limited
M Binns, M Farrell, A Reding, W Roest

Hudson Building Supplies Limited 
L Dixon, A Ellis, D Worley, R de Raat

Inventure Limited
M Binns, M Farrell, A Reding, W Roest

Fletcher Construction Company (Fiji) Limited
A Brown, R Gibson, P Watts

Fletcher Wood Panels (Australia) Pty Limited
J Brendan, H Dolan, R Linton, A Reding

John Cockburn Building Supplies Limited
J Cockburn, D Worley, R de Raat (A), L Dixon (A)

Fletcher Construction Limited
M Binns, C Munkowits, L Box, C Wickham, M Stone (R)

Fletcher Wood Panels Building Technologies Limited
S Broome, R Linton, A Reding, W Roest

Ken Jones Building Supplies Limited
K Jones, D Worley, R de Raat (A), L Dixon (A)

Fletcher Constuction Company North America Inc
M Binns, K Kupchak, C Munkowits

Formex Pty Limited
M Farrell, D Le Quesne, W Roest, J Nolan (R), L Box (A)

Kenna Building Supplies Limited
L Kenna, D Worley, R de Raat (A), L Dixon (A)

Fletcher Distribution Limited
M Binns, M Farrell, A Reding, W Roest, D Worley

Formica (N.Z.) Limited
M Farrell, W Roest, R Waters

Kevin Jarvis Building Supplies Limited
K Jarvis, D Worley, R de Raat (A), A Gray (A), A Ellis (AR)

Fletcher Marketing Pty Limited
M Binns, L Box, M Stone (R), C Wickham (R)

Geoff Brown Building Supplies Limited
L Dixon, G Brown, D Worley, R de Raat (A)

Key Building Supplies Limited
A Ellis, D Worley, R de Raat (A), S Blakemore (AR)

Fletcher Morobe Construction Pty Limited
A Brown, R Gibson, L Gray, L Mathias, K Fletcher

Goldwood Pty Limited
M Farrell, D Le Quesne, W Roest, J Nolan (R), L Box (A)

Kimura Building Supplies Limited
D Worley, P Flay, J Kimura, R de Raat (A)

Fletcher Paynter Profiles Limited
S Broome, R Linton, A Reding, D McLachlan,
W Farmer(R)

Fletcher Projects Pty Limited
M Binns, L Box, M Stone (R), C Wickham (R)

Fletcher Property Developments UK Limited
M August, J Ollard, D Wood

Fletcher Property Investments UK Limited
M August, J Ollard, D Wood

Fletcher Property Limited
M Binns, M Farrell, A Reding, W Roest

Fletcher Residential Limited
M Binns, M Farrell, A Reding, W Roest

Graeme Joy Building Supplies Limited
L Dixon, G Joy, D Worley, R de Raat (A)

Laminex (Australia) Pty. Ltd.
M Farrell, D Le Quesne, W Roest, J Nolan (R), L Box (A)

Grant McLeod Building Supplies Limited
D Worley

Laminex Group (N.Z.) Limited
M Binns, M Farrell, A Reding, W Roest

Hedges Building Supplies Limited
R Hedges, D Worley, A Ellis (A), R de Raat (A)

Laminex Group Limited
M Farrell, D Le Quesne, W Roest, J Nolan (R), L Box (A)

Hilson Building Supplies Limited
D Worley, R de Raat (A), P Flay (A), C Hilson (R)

Langford-Lee Building Supplies Limited
M Langford-Lee, D Worley, R de Raat (A), P Flay (A)

Hire A Hubby (NZ) Limited
O Lyttleton, R Scott, D Worley, R de Raat

Hooper Building Supplies Limited
G Hooper, D Worley, R de Raat (A), L Dixon (A)

Laracy Building Supplies Limited
K Laracy, D Worley, R de Raat (A), A Gray (A), 
S Blakemore (AR)

M Wong Building Supplies Limited
M Wong, D Worley, R de Raat (A), L Dixon (A)

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FLETCHER 
BUILDING

03

DESCR IPTI ON:

PERFORMING

regulatory 
disclosures

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•

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

SUBSIDIARY COMPANY DIRECTORS CONT.

McDonald Building Supplies Limited
L Dixon, I McDonald, D Worley, R de Raat

PlaceMakers Limited
D Worley

McGill Building Supplies Limited
J McGill, P Flay , D Worley, R de Raat

Raoul Holdings Limited
M Binns, M Farrell, A Reding, W Roest

McLaughlan Building Supplies Limited
K McLaughlan, D Worley, R de Raat (A), L Dixon (A)

Residential Advances Limited
M Binns, D Halsey

Mecon Hawaii Limited
J Caldwell, D Hastert, K Kupchak 

Meleccio Enterprises Limited
M Binns, M Farrell, A Reding, W Roest

Metromix Concrete Company Limited
M Binns, R Harper, R Frost (R)

Mike Mattin Building Supplies Limited 
M Martin, D Worley, R de Raat (A), P Flay (A)

Minnell Building Supplies Limited
D Minnell, D Worley, R de Raat (A), S Blakemore (R)

Mount Timber & Hardware Limited
O Lyttleton, R Scott, D Worley, R de Raat

Neil Thomson Building Supplies Limited
D Worley, R de Raat (A), P Flay (A)

Nick Letica Building Supplies Limited
N Letica, D Worley, R de Raat (A), D Deavoll (A), 
P Flay (AR)

Nock Building Supplies Limited
A Ellis, M Nock, D Worley, R de Raat (A)

Oakley Wood Panels Pty Limited
M Farrell, D Le Quesne, W Roest, J Nolan (R), L Box (A)

Pacific Trade & Export Limited
M Binns, M Farrell, A Reding, W Roest

Residential Mortgages Limited
M Binns, D Halsey

Residential Mortgage Investments Limited
M Binns, D Halsey

Rolleston Building Supplies Limited
R Rolleston, D Worley, R de Raat (A), P Flay (A), 
R de Raat (R)

RTI Wood Panels Pty Limited
M Farrell, D Le Quesne, W Roest, J Nolan (R), L Box (A)

Seabar Holdings (No 16) Limited
M Binns, M Farrell, A Reding, W Roest

Servicios Y Administraciones Apoquindo Limitada
C Eyzaguirre

Shunde Cemac Building Material Company Limited
W Keung Leung, J Shum, D Thomas

Southbound Building Supplies Limited
A Rance, D Worley, R de Raat (A), L Dixon (A)

Steven Marshall Building Supplies Limited
S Marshall, D Worley, R de Raat (A), D Deavoll (A), 
P Flay (AR) 

Stichbury Building Supplies Limited
S Stichbury, D Worley, R de Raat (A), A Gray (A), 
S Blakemore (AR)

Stickland Building Supplies Limited
L Stickland, D Worley, R de Raat (A), D Deavoll (A), 
P Flay (AR) 

Sullivan & Armstrong Building Supplies Limited
J Sullivan, D Worley, R de Raat (A), D Deavoll (A), 
P Flay (AR) 

Tasman Investments (Netherlands Antilles) N.V.
E Rakers (US$1,750), M Farrell, T Mol (US$1,750), 
W Roest, A Van De Werken (R)

Ted Harper Building Supplies Limited
E Harper, D Worley, R de Raat (A), P Flay (A)

Terrace Insurances (PCC) Limited
M Eades, J Stuart, J McDonald, J Parkinson, M Farrell

Terrace Insurances Limited
M Eades, J Stuart, J McDonald, J Parkinson, M Farrell

Terry Mellsop Building Supplies Limited
T Mellsop, D Worley, R de Raat (A), A Ellis (A)

The Fletcher Construction Co (PNG) Pty Limited
A Brown, R Gibson, L Gray, L Mathias, K Fletcher

The Fletcher Construction Company Cook Islands 
Limited
A Brown, R Gibson

The Fletcher Construction Company Limited
M Binns, M Farrell, A Reding, W Roest

The Fletcher Organisation (Vanuata) Limited
A Brown, R Gibson

The Fletcher Trust and Investment Company Limited
M Binns, C Munkowits

Trade Mart Limited
A Ellis, O Lyttleton, D Worley, R de Raat, R Scott

< back    next >

FLETCHER 
BUILDING

03

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PERFORMING

regulatory 
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HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

SUBSIDIARY COMPANY DIRECTORS CONT.

Trademates Limited
O Lyttleton, R Scott, D Worley

Trevor Cockburn Building Supplies Limited
L Dixon, T Cockburn, D Worley, R de Raat

Van Der Vossen Building Supplies Limited
A Ellis, D Worley, R de Raat (A)

Varoy Building Supplies Limited
A Ellis, J Varoy, D Worley, D Deavoll, R de Raat (A),
P Flay (AR)

Warren Smith Building Supplies Limited
A Ellis, D Worley, R de Raat (A), W Smith (R)

Waterman Building Supplies Limited
M Waterman, D Worley, R de Raat (A), D Deavoll (A),
P Flay (AR)

Wesfi Constructions Pty Limited
M Farrell, D Le Quesne, W Roest, J Nolan (R), L Box (A)

Wesfi Jandakot Pty Limited
M Farrell, D Le Quesne, W Roest, J Nolan (R), L Box (A)

Wesfi Limited
M Farrell, D Le Quesne, W Roest, J Nolan (R), L Box (A)

Wesfi Lumber Pty Limited
M Farrell, D Le Quesne, W Roest, J Nolan (R), L Box (A)

Wesfi Manufacturing Pty Limited
M Farrell, D Le Quesne, W Roest, J Nolan (R), L Box (A)

Wesfi Woodworks Pty Limited
M Farrell, D Le Quesne

WFI Insurances Pte Limited
M Farrell, W Roest

Winstone Limited
M Binns, M Farrell, A Reding, W Roest

Winstone Wallboards Limited
M Binns, M Farrell, A Reding, W Roest

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DESCR IPTI ON:

PERFORMING

FLETCHER 
BUILDING

03

INVESTOR INFORMATION

•
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•
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•
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•
•
•
•
•
•
•
•
•
•
•
•
•

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

ANNUAL SHAREHOLDERS’ MEETING

The Annual Shareholders’ Meeting of Fletcher Building Limited will be held at the ASB Club Lounge, Eden Park Function Centre, 
Auckland, New Zealand, at 2.00pm on Tuesday 11 November 2003. 

DIVIDEND REINVESTMENT PLAN

Fletcher Building shareholders (excluding those in jurisdictions where the issue of shares is not permitted by law) can participate 
in a Dividend Reinvestment Plan, under which they have the opportunity to reinvest their dividends in additional shares. 
To participate, please contact the share registry.

ON-LINE TRADING AND FINANCIAL INFORMATION

Details on Fletcher Building and its operations for the year ended 30 June 2003 can be viewed at the Fletcher Building website, 
at www.fletcherbuilding.com.

This website contains all news releases to the New Zealand Exchange and other financial presentations made 
by the company.

ELECTRONIC COMMUNICATIONS

The Electronic Transactions Act 2002 was passed late last year but is not yet in force. This Act allows the company to distribute 
all shareholder materials in electronic form, where shareholders so agree. A consent form advising an email address is enclosed 
with the annual report. Shareholders interested in viewing the electronic version of the annual report that would be received if 
they so elected can so do by going to the company’s website, as noted above.

DIRECT CREDITING OF INTEREST AND DIVIDENDS

To minimise the risk of fraud and misplacement of interest and dividend cheques shareholders and noteholders are strongly 
recommended to have all payments made by way of direct credit to their nominated bank account. This can be done by simply 
giving the share registry written notice.

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FLETCHER 
BUILDING

03

DESCR IPTI ON:

PERFORMING

investor 
information

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•

HIGHLIGHTS

CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

FLETCHER BUILDING’S PROFILE 

Gross dividend 

SHARE REGISTRIES

Details of the company’s share registries are given in the Directory on the inside back cover of this report.

Shareholders with enquiries about share transactions, changes of address or dividend payments should contact the share registry 
in the country in which their shares are registered.

FINAL DIVIDEND INFORMATION

NZ CENTS PER SHARE 

Dividend declared 

Tax credits 

Dividend withholding payment refund 

NZ tax (33%) 

Non resident withholding tax (15%) 

Net cash dividend to shareholders 

Record date 

Payment date 

NZ RESIDENTS 

NON RESIDENTS

10.0000 

4.9254 

14.9254 

(4.9254)

10.0000 

10.0000

4.9254

14.9254

(2.2388)

12.6866

24 October 2003 

24 October 2003

13 November 2003 

13 November 2003

As individual shareholders’ circumstances may differ, these New Zealand tax and non resident withholding tax calculations 
are for guidance only.

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

Go directly to a section of the 
report by clicking on a blue bullet

DIRECTORY

EXECUTIVE COMMITTEE

Ralph Waters 

Mark Binns 

Andrew Reding 

David Worley 

Jonathan Ling 

Bill Roest 

Martin Farrell 

Peter Merry 

Chief Executive Officer and Managing Director

Chief Executive, Construction

Chief Executive, Concrete

Chief Executive, Building Products

Chief Executive, Distribution

Chief Executive, Laminates and Panels

Chief Financial Officer

Company Secretary

General Manager, Human Resources

REGISTERED OFFICES

New Zealand 

Fletcher Building Limited 

Private Bag 92 114 

Auckland 

Fletcher House, 810 Great South Road 

Penrose, Auckland, New Zealand 

Telephone: +64 9 525 9000 

Australia

Fletcher Building Limited

P O Box 407

Doncaster, Melbourne

Victoria 3108

Level 2

90-94 Tram Road

Doncaster, Melbourne

Victoria 3108, Australia

Telephone: +61 3 9848 4811

ARBN 096 046 93

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CHAIRMAN’S REVIEW  

CHIEF EXECUTIVE’S REVIEW  

BOARD OF DIRECTORS  

CONCRETE  

DISTRIBUTION  

LAMINATES AND PANELS  

CONSTRUCTION  

BUILDING PRODUCTS  

FLETCHER BUILDING’S PROFILE 

PEOPLE  

ENVIRONMENT 

FINANCIAL REVIEW  

FINANCIALS  

AUDIT REPORT 

CORPORATE GOVERNANCE 

REGULATORY DISCLOSURES 

INVESTOR INFORMATION 

DIRECTORY 

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DIRECTORY  CONT.

SHAREHOLDER ENQUIRIES

Shareholders with enquiries about share transactions or changes of address should contact the share 

registrar in the country in which their shares are registered.

REGISTRIES

New Zealand 

Australia

Computershare Investor Services Limited 

Computershare Investor Services Pty Limited

GPO Box 7045

Sydney, NSW 2001, Australia

Level 3, 60 Carrington St

Sydney, NSW 2000, Australia

Telephone: 1300 855 080 (within Australia)

Telephone: +61 3 9615 5970 (outside Australia)

Facsimile:  +61 2 8234 5050

Private Bag 92 119  

Auckland 1020 

Level 2, 159 Hurstmere Rd 

Takapuna, North Shore City 

New Zealand 

Telephone: +64 9 488 8777 

Facsimile: +64 9 488 8787 

OTHER INVESTOR ENQUIRIES

Fletcher Building Limited

Private Bag 92 114

Auckland, New Zealand

Telephone: +64 9 525 9000

Facsimile: +64 9 525 9032

Email: moreinfo@fb.co.nz

Website: www.fletcherbuilding.com

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