Quarterlytics / Consumer Cyclical / Furnishings, Fixtures & Appliances / Flexsteel Industries, Inc. / FY2020 Annual Report

Flexsteel Industries, Inc.
Annual Report 2020

FLXS · NASDAQ Consumer Cyclical
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Ticker FLXS
Exchange NASDAQ
Sector Consumer Cyclical
Industry Furnishings, Fixtures & Appliances
Employees 1500
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FY2020 Annual Report · Flexsteel Industries, Inc.
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2020
Annual Report

Fiscal Year Ended
 June 30, 2020

Dear Shareholders, 

All of us are currently living in unprecedented times. The COVID-19 pandemic has devasted the 
lives of millions, continues to adversely impact the global economy, and has disrupted many 
aspects of Flexsteel’s business operations. The past year has been mired with many unforeseen 
challenges for the Company, notably China tariffs, and most recently the COVID-19 pandemic.  
Despite these obstacles, our employees’ dedication to the Company and commitment to caring 
for our customers has not wavered.  I’m proud of our team and how they have responded in 
this difficult and dynamic environment. 

Perspectives on Fiscal Year 2020 

Looking back, at the start of fiscal year 2020 we were keenly focused on advancing our business 
transformation and returning the Company to profitable growth.  Positive momentum was built 
early in the year, but it was quickly disrupted by escalating tensions in US-China trade relations 
which led to significant tariffs on many imports from China, including residential furniture.  The 
sales and profit impact of the tariffs was highly damaging to our business, and we aggressively 
shifted China sourced production to other countries wherever we could and as fast as possible.  
As we adjusted the business to these new realities and started to recover our lost momentum, 
COVID-19 ruthlessly struck people and businesses throughout the globe.   

In response to COVID-19, we accelerated many strategic decisions and took bold actions to 
transform our Company.  While many of these decisions were difficult, they were necessary and 
have made Flexsteel much stronger and better positioned for long-term profitable growth.   We 
exited several non-core product lines to sharpen our focus on competing in residential furniture 
markets where we are advantaged.  We significantly reduced operational complexity by 
rationalizing our product offering to what is most relevant to today’s consumers.  And we 
aggressively reduced structural costs and optimized our network footprint to become nimbler, 
better serve our customers, and expedite our return to profitability.   While we are an 
organization dedicated to continuous improvement, and there is still much work to be done, I 
feel we have achieved a major milestone in our transformational journey. We now have a solid 
foundation for future growth, which is reflected in the strength of our first quarter performance 
in fiscal year 2021, most notably double-digit organic growth and the return to operating 
margins which are near historical peak levels. 

From a macro viewpoint, the industry has seen a surge in demand for household furniture since 
June as consumers spend more time at home and shift discretionary spending from travel and 
entertainment to home goods.  No one, including myself, anticipated the enormity of the 
rebound in consumer spending on furniture when retailers began re-opening their stores in late 
May and early June.  Our restructuring efforts have made us more agile, and we’ve been able to 
capitalize on this positive shift in consumer spending for furniture in both our retail and e-
commerce channels. As a result, our backlog ended the first quarter at a historical record high 
of $89 million.   

 
 
 
 
 
 
Looking Forward 

Our transformation plan is working.  With profitability restored in the first quarter of fiscal 2021 
and plans in place to sustain that profitability, we are now pivoting to the next stage in our 
transformation to aggressively pursue new sources of profitable growth.  We are in the process 
of building out comprehensive plans to achieve our full growth potential.  Delivering growth 
above market will undoubtedly require new investments which we currently intend to fund 
with margin expansion initiatives if possible.   

As we move forward in our reinvention journey, there are several strategies which are core to 
our future success and will guide our future growth plans.  

First, we are committed to being an omni-channel company.  We intend to be wherever our 
customers and consumers want to buy furniture and to provide them a path to purchase 
consistent with how they want to buy.  E-commerce will be a critical growth area, including 
direct-to-consumer capabilities. In August, we launched a new website for our homestyles 
brand, www.homestylesfurniture.com, and began selling a limited assortment of homestyles 
branded furniture online.   

Second, we will expand our product portfolio across large, relevant categories and varied price 
points, and will effectively market those products through powerful brands tailored to targeted 
consumer segments. Third, we will deliver a differentiated and valued customer experience. 
And fourth, we will expand our agile, lean and resilient global supply chain as a competitive 
advantage. 

In Closing 

While the current environment remains very dynamic due to ongoing uncertainty, I am 
optimistic about the long-term future of Flexsteel and our ability to create value for you, our 
shareholders.  Financial results for the past several years have not met our expectations, but 
we’ve turned the corner at the beginning of fiscal year 2021 and have confidence that we can 
build on this momentum.  Our teams are competing well, and we are investing in the talent, 
culture and growth initiatives needed to catapult the Company’s performance to even higher 
levels in the years to come. Thank you for your continued support.     

Sincerely, 

Jerry Dittmer 
President and Chief Executive Officer 

 
 
 
 
 
 
 
 
 
 
 
[This page intentionally left blank] 

UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
WASHINGTON, D. C.  20549 
______________________________________ 
FORM 10-K 
______________________________________ 
 Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 
For the fiscal year ended June 30, 2020 
or 
 Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 

For the transition period from                      to                

Commission file number 0-5151 
______________________________________ 

FLEXSTEEL INDUSTRIES, INC. 

(Exact Name of Registrant as Specified in Its Charter) 

Incorporated in State of Minnesota  
(State or other Jurisdiction of 
Incorporation or Organization) 

42-0442319  
(I.R.S. Identification No.) 

385 BELL STREET 
DUBUQUE, IA 52001-0877 
(Address of Principal Executive Offices)      (Zip Code) 
(563) 556-7730 
(Registrant’s Telephone Number, Including Area Code) 
______________________________________ 

Securities registered pursuant to Section 12(b) of the Act: 

Title of each class 
Common Stock 

Trading Symbol(s) 
FLXS 
Indicate by check mark whether the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  Yes   
No  
Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.  Yes   No  
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities 
Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), 
and (2) has been subject to such filing requirements for the past 90 days.   Yes   No  
Indicate by check mark whether the registrant has submitted electronically, if any, every Interactive Data File required to be submitted 
pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to 
submit and post such files).   Yes   No  

Name of each exchange on which registered 
The Nasdaq Stock Market, LLC 

Indicate by check mark whether the Registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller 
reporting company, or an emerging growth company.  See definitions of “large accelerated filer,” “accelerated filer,”  “smaller 
reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act (check one). 
Large Accelerated Filer    Accelerated Filer    Non-Accelerated Filer    Smaller Reporting Company    Emerging Growth 
Company  
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for 
complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.   
Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness 
of its internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered 
public accounting firm that prepared or issued its audit report. ☑ 
Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes   No  
Common Stock - $1.00 Par Value 
Shares Outstanding as of August 25, 2020 
7,693,100 
The aggregate market value of the voting stock held by non-affiliates, computed by reference to the last sales price on December 31, 
2019 (which was the last business day of the registrant’s most recently completed second quarter) was $155,778,962. 

DOCUMENTS INCORPORATED BY REFERENCE 
In Part III, portions of the registrant’s 2020 Proxy Statement to be filed with the Securities and Exchange Commission within 120 days 
of the Registrant’s fiscal year end. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
TABLE OF CONTENTS 

PART I 

ITEM 1. 

BUSINESS 

ITEM 1A.  RISK FACTORS 

ITEM 1B.  UNRESOLVED STAFF COMMENTS 

ITEM 2. 

PROPERTIES 

ITEM 3. 

LEGAL PROCEEDINGS 

ITEM 4.  MINE SAFETY DISCLOSURES 

ITEM 5.  MARKET FOR THE REGISTRANTS’ COMMON EQUITY, RELATED STOCKHOLDE MATTERS 

AND ISSUER PURCHASES OF EQUITY SECURITIES 

PART II 

ITEM 6. 

SELECTED FINANCIAL DATA 

ITEM 7.  MANAGEMENT’S DISCUSISON AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF 

OPERATIONS 

ITEM 7A.  QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK 

ITEM 8. 

FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA 

ITEM 9. 

CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND 
FINANCIAL DISCLOSURE 

ITEM 9A.  CONTROLS AND PROCEDURES 

ITEM 9B.  OTHER INFORMATION 

ITEM 10.  DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE 

PART III 

ITEM 11.  EXECUTIVE COMPENSATION 

ITEM 12. 

SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND 
RELATED SHAREHOLDER MATTERS 

ITEM 13.  CERTAIN RELATIONSHIPS AND RELATED PARTY TRANSACTIONS AND DIRECTOR 

INDEPENDENCE 

ITEM 14. 

PRINCIPAL ACCOUNTANT FEES AND SERVICES 

ITEM 15.  EXHIBITS, FINANCIAL STATEMENTS AND SCHEDULES 

SIGNATURES 

EXIBIT INDEX 

2 

Page 

3 

5 

9 

9 

9 

10 

11 

12 

13 

18 

19 

39 

39 

40 

40 

40 

40 

40 

40 

41 

42 

43 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
PART I 

Cautionary Statement Relevant to Forward-Looking Information for the Purpose of “Safe Harbor” Provisions of 
the Private Securities Litigation Reform Act of 1995  

The Company and its representatives may from time to time make written or oral forward-looking statements with respect to long-
term goals or anticipated results of the Company, including statements contained in the Company’s filings with the Securities and 
Exchange Commission and in its reports to stockholders. 

Statements,  including  those  in  this  Annual  Report  on  Form  10-K,  which  are  not  historical  or  current  facts,  are  “forward-looking 
statements” made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995.  There are certain 
important factors that could cause the Company’s results to differ materially from those anticipated by some of the statements made 
herein.  Investors are cautioned that all forward-looking statements involve risk and uncertainty.  Some of the factors that could affect 
results are the cyclical nature of the furniture industry, supply chain disruptions, litigation, the effectiveness of new product introductions 
and distribution channels, the product mix of sales, pricing pressures, the cost of raw materials and fuel, retention and recruitment of 
key  employees,  actions  by  governments  including  laws,  regulations,  taxes  and  tariffs,  the  amount  of  sales  generated  and  the  profit 
margins thereon, competition (both U.S. and foreign), credit exposure with customers, participation in multi-employer pension plans, 
timing to implement restructuring, the impact of the COVID-19 pandemic, and general economic conditions.  For further information 
regarding these risks and uncertainties, see the “Risk Factors” section in Item 1A of this Annual Report on Form 10-K. 

The Company specifically declines to undertake any obligation to publicly revise any forward-looking statements that have been made 
to reflect events or circumstances after the date of such statements or to reflect the occurrence of anticipated or unanticipated events. 

Item 1.  Business 

General 

Flexsteel  Industries,  Inc.  and  Subsidiaries  (the  “Company”)  is  one  of  the  largest  manufacturers,  importers  and  online  marketers  of 
residential furniture and products in the United States. Product offerings include a wide variety of upholstered furniture such as sofas, 
loveseats, chairs, reclining and rocker-reclining chairs, swivel rockers, sofa beds, convertible bedding units, occasional tables, desks, 
dining tables and chairs and bedroom furniture. A featured component in most of the upholstered furniture is a unique steel drop-in seat 
spring from which the name “Flexsteel” is derived. The Company distributes its products throughout the United States through its e-
commerce channel and dealer network. 

As of June 30, 2020, the Company has substantially completed its exit from the Commercial Office and custom-designed Hospitality 
product lines. On April 28, 2020, the Company announced it will exit the Vehicle Seating and the remainder of the Hospitality product 
lines, and subsequently closed its Dubuque, Iowa and Starkville, Mississippi manufacturing facilities. The Company expects to complete 
the restructuring activities related to the exit of the Vehicle Seating and the remainder of the Hospitality product lines during fiscal 2021. 

The  Company  operates  in  one  reportable  segment,  furniture  products.    The  Company’s  furniture  products  business  involves  the 
distribution of manufactured and imported products consisting of a broad line of upholstered and wooden furniture for residential and 
contract markets.  Set forth below is information for the past three fiscal years showing the Company’s net sales attributable to each of 
the areas of application: 

(in thousands) 
Residential   
Contract   

Manufacturing and Offshore Sourcing 

2020 

For the years ended June 30, 
2019 

  $ 

  $ 

 331,879   $ 
 35,047  
 366,926   $ 

 374,473   $ 
 69,115  
 443,588   $ 

2018 

 413,664 
 75,516 
 489,180 

During the fiscal year ended June 30, 2020, the Company operated manufacturing facilities located in Georgia, Juarez, Mexico, Iowa 
and Mississippi (both locations in Iowa and Mississippi ceased operations effective June 30, 2020).  These on-going manufacturing 
operations are integral to the Company’s product offerings and distribution strategy by offering smaller and more frequent product runs 
of a wider product selection. The Company identifies and eliminates manufacturing inefficiencies and adjusts manufacturing schedules 
on a daily basis to meet customer requirements.  The Company has established relationships with key suppliers to ensure prompt delivery 
of quality component parts.  The Company’s production includes the use of selected component parts sourced offshore to enhance value 
in the marketplace. 

3 

 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The  Company  integrates  manufactured  products  with  finished  products  acquired  from  offshore  suppliers  who  can  meet  quality 
specifications and scheduling requirements. The Company will continue to pursue and refine this blended strategy, offering customers 
manufactured goods, products manufactured utilizing imported component parts, and ready-to-deliver imported products.  This blended 
focus  on  products  allows  the  Company  to  provide  a  wide  range  of  price  points,  styles  and  product  categories  to  satisfy  customer 
requirements.  

Competition 

The furniture industry is highly competitive and includes a large number of U.S. and foreign manufacturers and distributors, none of 
which dominates the market. The Company competes in markets with a large number of relatively small manufacturers; however, certain 
competitors have substantially greater sales volumes than the Company.  The Company’s products compete based on style, quality, 
price, delivery, service and durability.  The Company believes its patented, guaranteed-for-life Blue Steel Spring, manufacturing and 
sourcing capabilities, facility locations, commitment to customers, product quality, delivery, service, value and experienced production, 
sales, marketing and management teams, are some of its competitive advantages.      

Seasonality 

The Company’s business is not considered seasonal.   

Foreign Operations 

The Company makes minimal export sales.  At June 30, 2020, the Company had approximately 60 employees located in Asia to ensure 
Flexsteel’s  quality  standards  are  met  and  to  coordinate  the  delivery  of  purchased  products.  The  Company  leases  and  operates  two 
manufacturing facilities in Juarez, Mexico utilizing contracted labor. The two Juarez facilities totaled 356,000 square feet. The Company 
also leases a 51,000 square feet bonded warehouse in Binh Duong, Vietnam to facilitate efficient consolidation and shipment to its U.S. 
warehouses and customers. Effective August 2020, the Company exited the bonded warehouse in Binh Duong, Vietnam. 

Customer Backlog 

The approximate backlog of customer orders believed to be firm as of the end of the current fiscal year and the prior two fiscal years 
were as follows (in thousands): 

June 30, 2020 

June 30, 2019 

June 30, 2018 

$ 

 46,900  

$ 

 47,400  

$ 

 53,700 

Raw Materials 

The Company utilizes various types of wood, fabric, leather, filling material, high carbon spring steel, bar and wire stock, polyurethane 
and other raw materials in manufacturing furniture.  While the Company purchases these materials from numerous outside suppliers, 
both U.S. and foreign, it is not dependent upon any single source of supply.  The costs of certain raw materials fluctuate, but all continue 
to be readily available. 

Working Capital Practices 

For a discussion of the Company’s working capital practices, see “Liquidity and Capital Resources” in Item 7 of this Annual Report on 
Form 10-K.   

Industry Factors 

The Company has exposure to actions by governments, including tariffs, see “Risk Factors” in Item 1A of this Annual Report on Form 
10-K.   

Government Regulations 

The Company is subject to various local, state, and federal laws, regulations and agencies that affect businesses generally, see “Risk 
Factors” in Item 1A of this Annual Report on Form 10-K.   

Environmental Matters 

The Company is subject to environmental laws and regulations with respect to product content and industrial waste, see “Risk Factors” 
in Item 1A and “Legal Proceedings” in Item 3 of this Annual Report on Form 10-K.   

4 

 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Trademarks and Patents 

The Company owns the United States improvement patents to its Flexsteel guaranteed-for-life Blue Steel Spring – the all-riveted, high-
carbon, steel-banded seating platform that gives upholstered and leather furniture the strength and comfort to last a lifetime, as well as 
patents on convertible beds.  The Company has patents and owns certain trademarks in connection with its furniture products which are 
due to expire on dates ranging from 2020-2036.   

It is not common in the furniture industry to obtain a patent for a furniture design.  If a particular design of a furniture manufacturer is 
well accepted in the marketplace, it is common for other manufacturers to imitate the same design without recourse by the furniture 
manufacturer who initially introduced the design.  Furniture products are designed by the Company’s own design staff and through the 
services of third-party designers.  New models and designs of furniture, as well as new fabrics, are introduced continuously.   

Employees 

The Company had 636 employees as of June 30, 2020, including 9 employees who are covered by collective bargaining agreements.  
Management believes it has good relations with employees. 

Available Information 

Copies of our Annual Report on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K and amendments to those 
reports filed or furnished pursuant to Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended, are available free of 
charge on our website (www.flexsteel.com) as soon as reasonably practicable after we electronically file the material with or furnish it 
to the U.S. Securities and Exchange Commission (SEC). Additionally, the SEC maintains an internet site (www.sec.gov) that contains 
reports, proxy and information statements, and other information regarding issuers that file electronically with the SEC. Information on 
our website or linked to our website is not incorporated by reference into this Annual Report. 

Item 1A.  Risk Factors 

The Company is subject to a variety of risks.  You should carefully consider the risk factors detailed below in conjunction with the other 
information contained in this Annual Report on Form 10-K.  Should any of these risks materialize, the Company’s business, financial 
condition,  and  future  prospects  could  be  negatively  impacted.    There  may  be  additional  factors  that  are  presently  unknown  to  the 
Company or that the Company currently believes to be immaterial that could affect its business.  

The ongoing global COVID-19 pandemic has caused a significant disruption in non-essential retail commerce and may continue 
to have a material adverse impact on our financial conditions and results of operations. 

On March 11, 2020, the World Health Organization declared the current coronavirus (“COVID-19”) outbreak to be a global pandemic. 
In  response  to  this  declaration  and  the  rapid  spread  of  COVID-19  within  the  United  States,  Federal,  state  and  local  governments 
throughout the country have imposed varying degrees of restriction on social and commercial activity to promote social distancing in 
an effort to slow the spread of the illness. These measures have had a significant adverse impact upon many sectors of the economy, 
including non-essential retail commerce. The COVID-19 pandemic has adversely affected and is expected to continue to adversely affect 
our  operations,  supply  chains,  manufacturing  and  distribution  systems.  We  have  experienced  and  expect  to  continue  to  experience 
unpredictable reductions in the demand for our products primarily due to our customers closing their stores. We temporarily closed our 
manufacturing facilities in the United States and Mexico and many of our Corporate employees are working remotely. As of the date of 
this filing, we have reopened our manufacturing facilities. Whereas most state and local governments have begun to ease restrictions on 
commercial retail activity, it is possible that a resurgence in COVID-19 cases could prompt a return to tighter restrictions in certain areas 
of the county. In addition, there may be a risk that one or more of our employees may contract COVID-19, which may result in the need 
to  shutdown  a manufacturing  or  distribution  location  for  an  extended  period  of  time,  which  could  interrupt  business  service  to  our 
customers. If COVID-19 spikes in the geographic locations we are in, local governments may mandate a shutdown of one or more of 
our operating sites, which could interrupt service to our customers. Furthermore, the economic recession brought on by the pandemic 
may have a continuing adverse impact on consumer demand for our products. We expect the pandemic to have a continuing material 
adverse effect on our business, financial condition and results of operations, however, we are unable to predict the extent or nature of 
these future impacts at this time. 

Business information systems could be impacted by disruptions and security breaches. 

The Company employs information technology systems to support its global business. Security breaches and other disruptions to the 
Company’s information technology infrastructure could interfere with operations, compromise information belonging to the Company 
and  its  customers  and  suppliers  and  expose  the  Company  to  liability  which  could  adversely  impact  the  Company’s  business  and 
reputation. In the ordinary course of business, the Company relies on information technology networks and systems to process, transmit 

5 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
and store electronic information, and to manage or support a variety of business processes and activities. Additionally, the Company 
collects and stores certain data, including proprietary business information, and may have access to confidential or personal information 
in certain areas of its businesses that is subject to privacy and security laws, regulations and customer-imposed controls.  While security 
breaches and other disruptions to the Company’s information technology networks and infrastructure could happen, none have occurred 
to date that have had a material impact to the Company. Any such events could result in legal claims or proceedings, liability or penalties 
under privacy laws, disruption in operations, and damage to the Company’s reputation, which could adversely affect the Company’s 
business. 

In addition, due to the COVID-19 pandemic, we have allowed certain of our employees the option to work from home. Although we 
continue to implement strong physical and cybersecurity measures to ensure that our business operations remain functional and to ensure 
uninterrupted service to our customers, our systems and our operations remain vulnerable to cyberattacks and other disruptions due to 
the fact that a significant portion of our employees work remotely as a result of the ongoing COVID-19 pandemic, and we cannot be 
certain that our mitigation efforts will be effective.   

The implementation of a new business information system could disrupt the business. 

The Company plans to convert certain modules from its legacy ERP system to SAP during the second quarter of fiscal 2021, which 
include the revenue, expenditure, fixed asset, and financial accounting modules. An ineffective implementation of the new ERP 
system may result in the following: 

•  Disruption of the Company’s domestic and international supply chain; 
• 
Inability to fill customer orders accurately and on a timely basis; 
• 
Inability to process payments to suppliers and vendors; 
•  Negative impact on financial results; 
• 
• 

Inability to fulfill federal, state and local tax filing requirements in a timely and accurate matter; and 
Increased demands of management and associates to the detriment of other corporate initiatives.   

The execution of the Company’s comprehensive restructuring plan. 

On  June  18,  2019,  the  Company  announced  it  completed  the  analysis  and  planning  process  and  set  forth  the  comprehensive 
transformation program including previously announced activities, restructuring and related expenses, expected benefits both on-going 
and one-time in nature to be executed over a two year period. As of June 30, 2020, the Company has substantially completed the portion 
of the restructuring activities related to the exit of the Commercial Office and custom-designed Hospitality product lines. On April 28, 
2020, the Company announced it will exit the Vehicle Seating and the remainder of the Hospitality product lines, and subsequently 
closed  its  Dubuque,  Iowa  and  Starkville,  Mississippi  manufacturing  facilities.  The  Company  expects  to  complete  the  restructuring 
activities related to the exit of the Vehicle Seating and the remainder of the Hospitality product lines during fiscal 2021. As a result of 
these planned actions, the Company expects to incur pre-tax restructuring and related expenses of approximately $56 to $58 million 
over this two-year timeframe of which $25 to $26 million will be cash and $31 - $32 million non-cash. The Company has recorded a 
total cumulative cost of $55.2 million in restructuring costs through the year ended June 30, 2020. See Note 5 Restructuring of the Notes 
to Consolidated Financial Statements included in this Annual Report on Form 10-K for more information. 

Delayed or missed execution or implementation of the restructuring plan may result in the following: 

Inability to fill customer orders on a timely basis resulting in lost sales; 
Increased one-time costs to implement; 

• 
• 
•  Sub-optimized business model resulting in higher on-going costs and lower profitability; 
•  Reduced savings opportunity achieved; 
•  Overall negative impact on financial performance including cash flow from operations; and 
•  Reduced liquidity to fund the daily operations of the business. 

Future success depends on the Company’s ability to manage its global supply chain. 

The Company acquires raw materials, component parts and certain finished products from external suppliers, both U.S. and foreign.  
Many of these suppliers are dependent upon other suppliers in countries other than where they are located. This global interdependence 
within the Company’s supply chain is subject to delays in delivery, availability, quality, and pricing. Changes in international trade 
policies including tariffs could disrupt the supply chain, increase cost and reduce competitiveness. The delivery of goods from these 
suppliers may be delayed by customs, labor issues, geo-political pressures associated with the COVID-19 pandemic, changes in political, 
economic and social conditions, weather, laws and regulations. Unfavorable fluctuations in price, international trade policies, quality, 
delivery  and  availability  of  these  products  could  adversely  affect  the  Company’s  ability  to  meet  demands  of  customers  and  cause 
negative impacts to the Company’s cost structure, profitability and its cash flow. 

6 

 
 
 
 
 
 
 
 
 
 
 
 
Recently enacted tariffs and potential future increases in tariffs on manufactured goods imported from China could adversely affect our 
business. Effective September 24, 2018, the current U.S. administration imposed a 10% tariff on goods imported into the United States 
from China, including all furniture and furniture components manufactured in China.  Effective May 10, 2019, the tariff was increased 
to 25% on furniture imported on or after June 1, 2019. As trade negotiations between the United States and China continue, it is unclear 
as to whether or not the U.S. administration will take further tariff action or perhaps grant relief to actions already put in place.  Inability 
to  reduce  acquisition  costs  or  pass  through  price  increases  may  have  an  adverse  impact  on  sales  volume,  earnings  and  liquidity.  
Similarly, increases in pricing may have an adverse impact on the competitiveness of the Company’s products relative to other furniture 
manufacturers with less exposure to the tariff and could also lead to adverse impacts on volume, earnings and liquidity.  

Additionally, a disruption in supply from foreign countries could adversely affect our ability to timely fill customer orders for those 
products and decrease our sales, earnings and liquidity. Our main foreign countries we source from are Vietnam, China, Thailand and 
Mexico.  In  early  2020,  the  COVID-19  outbreak  in  China  resulted  in  the  temporary  shutdown  or  reduced  capacity  of  our  vendors’ 
factories. Consequently, we experienced some out-of-stocks, but in some cases were able to provide substitutions out of inventory on 
hand, in-transit and from our domestic warehouses, but not enough to entirely mitigate the lost sales. Many of our vendors’ factories are 
back online, however, the COVID-19 outbreak has caused travel restrictions due to government regulations. The travel restrictions have 
caused labor shortages for our Vietnam suppliers due to limited access to workers from other surrounding countries. Consequently, we 
may experience shortages of certain products. It is unclear how our supply chain could be further impacted by COVID-19 and there are 
many unknowns including how long we will be impacted, the severity of the impacts and the probability of a recurrence of COVID-19 
or similar regional or global pandemics. If we were to be unsuccessful in obtaining those products from other sources or at comparable 
cost, a disruption in our supply chain could adversely affect our sales, earnings, financial condition and liquidity. 

Competition  from  U.S.  and  foreign  finished  product  manufacturers  may  adversely  affect  the  business,  operating  results  or 
financial condition. 

The  furniture  industry  is  very  competitive  and  fragmented.  The  Company  competes  with  U.S.  and  foreign  manufacturers  and 
distributors. As a result, the Company may not be able to maintain or raise the prices of its products in response to competitive pressures 
or increasing costs. Also, due to the large number of competitors and their wide range of product offerings, the Company may not be 
able to significantly differentiate its products (through styling, finish and other construction techniques) from those of its competitors. 

Additionally, a majority of our sales are to distribution channels that rely on physical stores to merchandise and sell our products and a 
significant shift in consumer preference toward purchasing products online could have a materially adverse impact on our sales and 
operating margin. The COVID-19 pandemic could accelerate or increase the shift to online furniture purchases by changing customer 
shopping patterns and behaviors, including decreased consumer willingness to visit physical retail locations. 

These and other competitive pressures could cause us to lose market share, revenues and customers, increase expenditures or reduce 
prices, any of which could have a material adverse effect on our results of operations or liquidity. 

Future costs of complying with various laws and regulations may adversely impact future operating results. 

The Company’s business is subject to various laws and regulations which could have a significant impact on operations and the cost to 
comply with such laws and regulations could adversely impact the Company’s financial position, results of operations and cash flows. 
In addition, inadvertently failing to comply with such laws and regulations could produce negative consequences which could adversely 
impact the Company’s operations. 

The Company’s participation in multi-employer pension plans may have exposures under those plans that could extend beyond 
what its obligations would be with respect to its employees. 

The Company participates in, and makes periodic contributions to, three multi-employer pension plans that cover union employees. 
Multi-employer pension plans are managed by trustee boards comprised of participating employer and labor union representatives, and 
the employers participating in a multi-employer pension plan are jointly responsible for maintaining the plan’s funding requirements. 
Based on the most recent information available to the Company, the present value of actuarially accrued liabilities in one of the multi-
employer  pension  plans  substantially  exceeds  the  value  of  the  assets  held  in  trust  to  pay  benefits.  As  a  result  of  the  Company’s 
participation,  it  could  experience  greater  volatility  in  the  overall  pension  funding  obligations.  The  Company’s  obligations  may  be 
impacted  by  the  funded  status  of  the  plans,  the  plans’  investment  performance,  changes  in  the  participant  demographics,  financial 
stability  of  contributing  employers  and  changes  in  actuarial  assumptions.  See  Note  12  Benefit  and  Retirement  Plans  of  Notes  to 
Consolidated Financial Statements included in this Annual Report on Form 10-K for more information. 

7 

 
 
 
 
 
 
 
 
 
 
 
Future results may be affected by various legal proceedings and compliance risk, including those involving product liability, 
environmental, or other matters.   

The Company faces the risk of exposure to product liability claims in the event the use of any of its products results in personal injury 
or property damage. In the event any of the Company’s products prove to be defective, it may be required to recall or redesign such 
products. The Company is also subject to various laws and regulations relating to environmental protection and the discharge of materials 
into the environment. The Company could incur substantial costs, including legal expenses, as a result of the noncompliance with, or 
liability for cleanup or other costs or damages under, environmental laws. Given the inherent uncertainty of litigation, these various 
legal proceedings and compliance matters could have a material impact on the business, operating results and financial condition. See 
Note 14 Commitments and Contingencies of Notes to Consolidated Financial Statements included in this Annual Report on Form 10-K 
for more information. 

The Company’s success depends on its ability to recruit and retain key employees and highly skilled workers in a competitive 
labor market. 

If the Company is not successful in recruiting and retaining key employees and highly skilled workers or experiences the unexpected 
loss of those employees, the operations may be negatively impacted. 

Additionally, we are and will continue to be dependent upon our senior management team and other key personnel. Losing the services 
of one or more key members of our management team or other key personnel could adversely affect our operations. In addition, COVID-
19 increases the risk that certain senior executive officers or a member of the board of directors could become ill, causing them to be 
incapacitated or otherwise unable to perform their duties for an extended absence. Furthermore, because of the nature of the disease, 
multiple people working in close proximity could also become ill simultaneously which could result in the same department having 
extended  absences.  This  could  negatively  impact  the  efficiency  and  effectiveness  of  processes  and  internal  controls  throughout  the 
Company. 

We have implemented work-from-home policies for certain employees. The effects of our work-from-home policies may negatively 
impact productivity and disrupt our business, the magnitude of which will depend, in part, on the length and severity of the restrictions 
and other limitations on our ability to conduct our business in the ordinary course. 

Failure to anticipate or respond to changes in consumer or designer tastes and fashions in a timely manner could adversely 
affect the Company’s business and decrease sales and earnings. 

Furniture is a styled product and is subject to rapidly changing consumer and end-user trends and tastes and is highly fashion oriented. 
If the Company is not able to acquire sufficient fabric variety or if the Company is unable to predict or respond to changes in fashion 
trends, it may lose sales and have to sell excess inventory at reduced prices. 

The Company’s products are considered deferrable purchases for consumers during economic downturns. Prolonged negative 
economic conditions could impact the business. 

Economic downturns and prolonged negative economic conditions could affect consumer spending habits by decreasing the overall 
demand for home furnishings and contract products. These events could impact retailers, recreational seating and healthcare businesses 
resulting in an impact on the Company’s business. A recovery in the Company’s sales could lag significantly behind a general economic 
recovery due to the deferrable nature and relatively significant cost of home furnishings and contract products purchases. 

Terms of collective bargaining agreements and labor disruptions could adversely impact results of operations. 

Terms of collective bargaining agreements that prevent the Company from competing effectively could adversely affect its financial 
condition, results of operations and cash flows.  The Company is committed to working with those groups to avert or resolve conflicts 
as they arise.  However, there can be no assurance that these efforts will be successful. 

We may not be able to collect amounts owed to us. 

We grant 30-day payment terms to most customers. As a result of the COVID-19 pandemic, some customers have requested extended 
payment terms or informed us they will not pay amounts within agreed upon terms. Some of our customers have experienced, and may 
in the future experience, cash flow and credit-related issues. If the negative economic effects of COVID-19 were to persist or a similar 
pandemic or another major, unexpected event with negative economic effects were to occur, we may not be able to collect amounts 
owed  to  us  or  such  payment  may  only  occur  after  significant  delay.  While  we  perform  credit  evaluations  of  our  customers,  those 
evaluations may not prevent uncollectible trade accounts receivable. Credit evaluations involve significant management diligence and 
judgment, especially in the current environment. Should more customers than we anticipate experience liquidity issues, if payment is 

8 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
not received on a timely basis, or if a customer declares bankruptcy or closes stores, we may have difficulty collecting amounts owed 
to us by these customers, which could adversely affect our sales, earnings, financial condition and liquidity. 

Item 1B.  Unresolved Staff Comments  

None. 

Item 2.  Properties 

The Company owns the following facilities as of June 30, 2020: 

Location 

Harrison, Arkansas(1) 
Dublin, Georgia 
Huntingburg, Indiana 
Dubuque, Iowa(1) 
Dubuque, Iowa 
Edgerton, Kansas 
Starkville, Mississippi(1) 
Lancaster, Pennsylvania(2) 

Approximate 
Size (square feet) 

221,000  
315,000  
611,000  
250,000  
40,000  
500,000  
349,000  
216,000  

Principal Operations 

  Manufacturing (Held for Sale) 
  Manufacturing 
  Distribution 
  Manufacturing (Held for Sale) 
  Corporate Office 
  Distribution 
  Manufacturing (Held for Sale) 
  Distribution 

(1)  Facilities are classified as held for sale as of June 30, 2020. See Note 6 Assets Held for Sale, included in this Annual Report 
on Form 10-K for disclosure of the assets held for sale. The Company has two facilities in Harrison, Arkansas, one facility 
was sold on August 14, 2020.  

(2)  Subsequent to June 30, 2020, the facility was placed for sale. The total net book value of the Lancaster property was $0.8 

million as of June 30, 2020. The Company expects the sale to be completed during the first quarter of fiscal 2021. 

The Company leases the following facilities as of June 30, 2020: 

Location 
Riverside, California 
Louisville, Kentucky 
Juarez, Mexico 
Juarez, Mexico 
High Point, North Carolina(1) 
Las Vegas, Nevada(1) 
Binh Duong, Vietnam 

Approximate 
Size (square feet) 

211,000 
10,000 
225,000 
131,000 
62,000 
30,000 
51,000 

Principal Operations 

  Distribution 
  Administrative Offices 
  Manufacturing 
  Manufacturing 
  Showroom 
  Showroom 
  Warehouse 

(1) The Company vacated a portion of the High Point showroom space and vacated the entire Las Vegas showroom space as of 
June 30, 2020. The Company is still liable for the lease payments through the end of the lease term. See Note 2 Leases, included 
in this Annual Report on Form 10-K for further discussion of the impairment of the right-of-use lease assets. 

Item 3.  Legal Proceedings  

Environmental Matters – In March 2016, the Company received a General Notice Letter for the Lane Street Groundwater Superfund 
Site (the “Lane Street Site”) located in Elkhart, Indiana from the U.S. Environmental Protection Agency (EPA). In April 2016, the EPA 
issued their proposed clean-up plan for groundwater pollution and request for public comment. The Company responded to the request 
for public comment in May 2016. The EPA issued a Record of Decision selecting a remedy in August 2016 and estimated total costs to 
remediate of $3.6 million. In July 2017, the EPA issued a Special Notice Letter to the Company demanding that the Company perform 
the remedy selected and pay for the remediation cost and past response costs of $5.5 million. On October 12, 2017, the Company, after 
consultation with its insurance carriers, offered an amount, fully reimbursable by insurance coverage, to the EPA to resolve this matter. 
On November 6, 2017, the settlement offer extended on October 12, 2017 was rejected.  

In April 2018, the EPA issued a Unilateral Administrative Order for Remedial Design and Remedial Action (the “Order”) against the 
Company.  The Order was issued under Section 106(a) of the Comprehensive Environmental Response, Compensation and Liability 
Act (CERCLA), 42 U.S.C. §9606(a).  The Order directs the Company to perform remedial design and remedial action for the Lane 

9 

 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Street Site.  The Order was to be effective May 29, 2018.  To ensure completion of the remediation work, the EPA required the Company 
to secure financial assurance in the initial amount a $3.6 million, which as noted above, is the estimated cost of remedial work.  The 
Company believes that financial assurance is not required because it meets the relevant financial test criteria as provided in the Order. 
In May 2018, the EPA agreed to suspend enforcement of the Order so that the Company could conduct environmental testing upgradient 
to its former manufacturing location pursuant to an Administrative Order on Consent (AOC). On April 24, 2019, the Company signed 
an AOC with the EPA to conduct the upgradient investigation.  The Company negotiated site access to the upgradient property over a 
period of months in 2019, followed by completion of sampling activities on that property on September 28-29, 2019.  Following multiple 
exchanges from November 2019 through early 2020, the Company submitted a final and supplemental report to the EPA regarding the 
results of the upgradient investigation on June 17, 2020.  On July 13, 2020, the Company further entered in to a Second Amended 
Tolling Agreement that tolls the statute of limitations for potential claims by the EPA through February 24, 2021. The Company reflected 
a $3.6 million liability in the consolidated balance sheets for the fiscal year ended June 30, 2018. Despite the Company’s position that 
it did not cause nor contribute to the contamination, the Company continues to reflect this liability in the consolidated balance sheets for 
the fiscal year ended June 30, 2020 in accordance with FASB issued Asset Retirement and Environmental Obligations (ASC 410-30). 
The Company continues to evaluate the Order, its legal options and insurance coverages to assert its defense and recovery of current 
and future expenses related to this matter. 

Employment Matters – The lawsuit entitled Juan Hernandez, et al. v. Flexsteel Industries, Inc. (“Hernandez I”), was filed on February 
21,  2019  in  the  Superior  Court  for  the  County  of  Riverside  by  former  employees  Juan  Hernandez  and  Richard  Diaz  (together, 
“Plaintiffs”). On  April  29,  2019,  Plaintiffs  filed  a  second  similarly  titled  lawsuit  in  the  Superior  Court  for  the  County  of  Riverside 
(“Hernandez II”).  Hernandez II is brought by the same attorneys as Hernandez I and features a single cause of action for civil penalties 
under the Private Attorneys General Act (“PAGA”). Flexsteel agreed to resolve both Hernandez I and Hernandez II in principle and on 
a class-wide basis for $0.5 million.  That settlement will serve to resolve the claims of the two Plaintiffs, as well as the approximately 
270  remaining  members  of  the  class  unless  an  individual  class  member  asks  to  be  excluded.  At  present,  the  material  terms  of  the 
settlement  are  captured  in  a  Long-Form  Settlement  Agreement.  Flexsteel  anticipates  that  obtaining  final  approval  of  the  parties’ 
settlement from the court will take at least six months and potentially longer, such that any settlement payments will not be made until 
the fiscal year ended June 30, 2021. The settlement amount of $0.5 million, has been accrued in other current liabilities during the fiscal 
year ended June 30, 2019 and continues to reflect this liability in the consolidated balance sheets for the fiscal year ended June 30, 2020. 

Other Proceedings – From time to time, the Company is subject to various other legal proceedings, including lawsuits, which arise out 
of, and are incidental to, the conduct of the Company’s business. The Company does not consider any of such other proceedings that 
are  currently  pending,  individually  or  in  the  aggregate,  to  be  material  to  its  business  or  likely  to  result  in  a  material  effect  on  its 
consolidated operating results, financial condition, or cash flows. 

Item 4.  Mine Safety Disclosures 

None. 

10 

 
 
 
 
 
 
PART II 

Item 5.  Market for the Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity 
Securities  

Share Investment Performance 

The  following  graph  shows  changes  over  the  past  five-year  period  in  the  value  of  $100  invested  in:  (1)  Flexsteel’s  common  stock 
(FLXS); (2) The NASDAQ Global Market; (3) an industry peer group of the following: American Woodmark Corp, Bassett Furniture 
Ind.,  Culp  Inc.,  Dixie  Group  Inc.,  Ethan  Allen  Interiors  Inc.,  HNI  Corp.,  Hooker  Furniture  Corp.,  Johnson  Outdoors  Inc.,  Kimball 
International, Knoll Inc., La-Z-Boy Inc., Lifetime Brands Inc., Lovesac Co., Patrick Industries Inc., Sleep Number Corp., and Trex 
Company, Inc. 

Comparison of 5 Year Cumulative Total Return
Assumes Initial Investment of $100
June 2020

200.00

180.00

160.00

140.00

120.00

100.00

80.00

60.00

40.00

20.00

0.00

2015

2016

2017

2018

2019

2020

Flexsteel Industries Inc.

NASDAQ Global Market Composite Index

Peer Group

Flexsteel 
NASDAQ 
Peer Group 

2015 
100.00 
100.00 
100.00 

2016 
93.67 
72.12 
98.72 

2017 
129.87 
92.44 
122.60 

2018 
97.79 
120.56 
133.77 

2019 
43.44 
127.81 
134.21 

2020 
33.79 
146.91 
177.84 

The Company’s common stock is traded on the NASDAQ Global Select Market under the trading symbol FLXS. 

The Company estimates there were approximately 278 holders of common stock of the Company as of June 30, 2020.  The payment of 
future cash dividends is within the discretion of the Company’s Board of Directors and will depend, among other factors, on its earnings, 
capital requirements and operating and financial condition. 

Purchases of Equity Securities 

On  June  1,  2020,  the  Company’s  Board  of  Directors  authorized  a  $6  million  share  repurchase  program  through  June  9,  2021.  The 
following table summarizes the activity of the common stock repurchases under the program for the year ended June 30, 2020. 

Period 
June 1, 2020 through June 30, 2020 

Total Number   
of Shares 
Purchased 

Average 
Price Paid 
per Share 

Total Number 
of Shares Purchased 
as Part of Plan 

Approximate Dollar Value 
 of Shares that May Yet  
Be Purchased 

 132,197   $ 

 11.83  

 132,197   $ 

 4,429,960 

11 

 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Subsequent  to  June  30,  2020,  on  August  21,  2020,  the  Company’s  Board  of  Directors authorized  a  new  share  repurchase  program 
authorizing the Company to purchase up to an aggregate of $8 million of the Company’s common stock. The table above excludes the 
new $8 million share repurchase program.  

Sales of Unregistered Securities  

On April 6, 2020, the Company granted a stock option to its new Chief Financial Officer & Chief Operations Officer to purchase 78,884 
shares of its common stock at an exercise price of $9.97 per share. This option was an inducement grant made outside of the Omnibus 
Stock Plan in accordance with Nasdaq Listing Rule 5635(c)(4) and Section 4(a)(2) of the Securities Act of 1933, as amended. The option 
has a ten-year term and vests on April 6, 2023. Vesting of the option is subject to such employee’s continued service with the Company 
through the applicable vesting date. The Company intends to file a registration statement on a Form S-8 to register the shares of common 
stock underlying this option.  

Item 6.  Selected Financial Data 

The selected financial data presented below should be read in conjunction with the Company’s consolidated financial statements and 
notes thereto included in Item 8 of this Annual Report on Form 10-K and with “Management’s Discussion and Analysis of Financial 
Condition and Results of Operations” included in Item 7 of this Annual Report on Form 10-K.  The selected consolidated statements of 
income data of the Company are derived from the Company’s consolidated financial statements.  

Five-Year Review 

(Amounts in thousands, except certain 
ratios and per share data) 

SUMMARY OF OPERATIONS 
   Net sales 

Gross margin 

   Environmental remediation 
   ERP impairment 
   Restructuring expense 
   Gain on disposal of assets 
   Litigation settlement costs (reimbursement) 
   Operating income (loss) 
   Income (loss) before income taxes 
   Income tax benefit (provision) 
   Net income (loss) 
   Net income (loss), as a percent of sales 
   Weighted average diluted shares outstanding 
Diluted earnings (loss) per common share 
   Cash dividends declared per common share  

SELECTED DATA AS OF JUNE 30 
   Total assets 
   Shareholders’ equity 
   Trade receivables, net 
   Inventories 
   Property, plant and equipment, net 
   Capital expenditures 
Depreciation expense 

   Working capital (current assets less  
      current liabilities) 
   Current ratio 
   Return on ending shareholders’ equity 

  $ 

  $ 
  $ 

  $ 

2020 

2019 

2018 

2017 

2016 

 443,588    $ 
 69,940   
 —  
 21,273   
 10,048   
 —  
 475   
 (43,154)  
 (42,608)  
 10,003   
 (32,605)  
 (7.4)%  
 7,889   
 (4.13)   $ 
 0.88    $ 

 254,287    $ 
 205,427   
 38,157   
 93,659   
 79,238   
 21,346   
 7,440   

 118,203   
3.5 to 1 
 (15.9)%   

 489,180    $ 
 98,219   
 3,600   
 —  
 —  
 —  
 —  
 24,505   
 25,126   
 (7,460)  
 17,666   
 3.6%  
 7,919   
 2.23    $ 
 0.88    $ 

 284,293    $ 
 241,698   
 41,253   
 96,204   
 90,725   
 29,447   
 7,367   

 148,705   
4.6 to 1 
 7.3%   

 468,764    $ 
 108,651   
 —  
 —  
 —  
 —  
 (1,175)  
 37,264   
 37,586   
 (13,800)  
 23,786   
 5.1%  
 7,886   
 3.02    $ 
 0.80    $ 

 270,045    $ 
 230,760   
 42,362   
 99,397   
 70,661   
 13,457   
 7,936   

 158,055   
5.2 to 1 
 10.3%   

 500,106  
 113,699  
 — 
 — 
 — 
 — 
 (2,280) 
 38,068  
 37,927  
 (13,690) 
 24,237  
 4.8% 
 7,765  
 3.12  
 0.72  

 246,896  
 209,650  
 44,618  
 85,904  
 64,124  
 7,382  
 7,556  

 143,086  
5.3 to 1 
 11.6% 

 366,926    $ 
 53,053   
 —  
 —  
 34,222   
 19,216   
 —  
 (34,395)  
 (33,757)  
 6,913   
 (26,844)  
 (7.3)%  
 7,956   
 (3.37)   $ 
 0.71    $ 

 237,259    $ 
 175,505   
 32,217   
 70,565   
 43,312   
 3,688   
 8,370   

 128,381   
3.4 to 1 
 (15.3)%   

12 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
Item 7.    Management’s Discussion and Analysis of Financial Condition and Results of Operations 

General 

The  following  analysis  of  the  results  of  operations  and  financial  condition of  the  Company  should  be  read  in  conjunction  with  the 
consolidated financial statements and related notes included elsewhere in this Annual Report on Form 10-K. 

COVID-19 Pandemic 
The World Health Organization (“WHO”) on March 11, 2020 declared the novel coronavirus 2019 (“COVID-19”) a global pandemic. 
We are monitoring the impact of the COVID-19 pandemic on our business, results of operations and financial results. The impact on 
our business will depend on the length of the pandemic and local government regulations. We have taken precautionary measures to 
protect the health and safety our employees, including having our employees working from home. The COVID-19 pandemic remains 
fluid and the extent of the impact to our business may be significant, however, we are unable to predict the extent or nature of these 
impacts at this time.  

Business Update 
On April 28, 2020, we announced the exit of our Vehicle Seating and the remainder of the Hospitality product lines, and subsequently 
closed our Dubuque, Iowa and Starkville, Mississippi manufacturing facilities. We expect to complete the restructuring activities related 
to the exit of our Vehicle Seating and the remainder of the Hospitality product lines during fiscal 2021. Both of these product lines 
combined represented less than 8% of the Company’s total net sales for the fiscal year ended 2020.  

On  June  1,  2020,  we  announced  our  Board  of  Directors  authorized  a  $6  million  share  repurchase  program  through  June  9,  2021. 
Subsequent  to  June  30,  2020,  on  August  21,  2020,  the  Company’s  Board  of  Directors authorized  a  new  share  repurchase  program 
authorizing the Company to purchase up to an aggregate of $8 million of the Company’s common stock. There is no guarantee as to the 
exact number or value of shares that will be repurchased by the Company, and the Company may discontinue repurchases at any time 
that management determines additional repurchases are not warranted. 

The following table has been prepared as an aid in understanding the Company’s results of operations on a comparative basis for the 
fiscal years ended June 30, 2020, 2019 and 2018.  Amounts presented are percentages of the Company’s net sales. 

Results of Operations 

Net sales  
Cost of goods sold  
Gross margin  
Selling, general and administrative 
Restructuring expense 
Environmental remediation 
ERP impairment 
Gain on disposal of assets 
Litigation settlement costs 
Operating income (loss) 
Other income 
Interest (expense) 
Income (loss) before income taxes 
Income tax benefit (provision) 
Net income (loss) 

2020 

For the years ended June 30, 
2019 

2018 

 100.0 % 
 85.5  
 14.5  
 19.7  
 9.3  
 —  
 —  
 5.2  
 —  
 (9.4)  
 0.2  
 (0.0)  
 (9.2)  
 1.9  
 (7.3) % 

 100.0 % 
 84.2  
 15.8  
 18.3  
 2.3  
 —  
 4.8  
 —  
 0.1  
 (9.7)  
 0.1  
 —  
 (9.6)  
 2.2  
 (7.4) % 

 100.0 
 79.9 
 20.1 
 14.7 
 — 
 0.8 
 — 
 0.4 
 — 
 5.0 
 0.1 
 — 
 5.1 
 (1.5) 
 3.6 

Fiscal 2020 Compared to Fiscal 2019 

Net sales for fiscal year 2020 were $366.9 million compared to $443.6 million in the prior fiscal year, a decrease of 17.3%.  For the 
fiscal year ended June 30, 2020, residential net sales were $331.9 million compared to $374.5 million for the year ended June 30, 2019, 
a decrease of 11.4%. The decline in residential net sales were primarily attributable to volume decreases on furniture imported from 
China as a result of the 25% tariff and the related price increases taken to the market, coupled with the COVID-19 pandemic. The decline 
was partially offset by an increase in our ready to assemble furniture sold through e-commerce, which grew 35.7% year over year, 
primarily driven by increased demand.  

13 

 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Contract net sales were $35.0 million for the year ended June 30, 2020, a decrease of 49.3% from net sales of $69.1 million for the year 
ended June 30, 2019.  The decline in contract net sales was primarily driven by our decision to exit the Commercial Office and custom-
designed Hospitality product lines, coupled with a decline in healthcare and Vehicle Seating products due to demand. In April 2020, we 
announced the exit of our Vehicle Seating and the remainder of the Hospitality product lines. 

Gross margin for the fiscal year ended June 30, 2020 was 14.5% compared to 15.8% for the prior year period, a decline of 130 basis 
points (bps). The 130 bps decline was primarily driven by a decline of 280 bps due to lower volume and product mix, a decline of 60 
bps for increased costs to improve delivery lead times, partially offset by 120 bps from valuation allowance on foreign VAT as a result 
of collections made during the fiscal year and 80 bps from restructuring cost improvements. 

Selling, general and administrative (SG&A) expenses for the twelve months ended June 30, 2020 decreased $8.9 million to $72.4 million 
compared to $81.3 million for the year ended June 30, 2019. As a percentage of net sales, SG&A was 19.7% for the year ended June 
30, 2020 compared to 18.3% of net sales in the prior year period.  The increase in SG&A as a percentage of net sales was primarily 
driven by higher bad debt expense of $5.0 million attributable to a customer bankruptcy and the current economic environment,  right-
of-use lease asset impairments of $2.9 million, partially offset by current year restructuring savings and lower expenses on reduced 
volume. 

During the fiscal year ended June 30, 2020, we incurred $34.2 million of restructuring expenses primarily for write-down of assets due 
to impairment, facility closures, professional fees, pension withdrawal liability and employee termination costs as part of our previously 
announced  comprehensive  transformation  program.  See  Note  5  Restructuring  of  the  Notes  to  Consolidated  Financial  Statements, 
included in this Annual Report on Form 10-K for more information. 

During the fiscal year ended June 30, 2020, we completed the sale of our Riverside, California property for the sale price of $20.5 
million generating net proceeds of $19.6 million after customary closes costs, prorations and commissions. This resulted in a recognized 
pre-tax gain on sale of $18.9 million. 

Subsequent to June 30, 2020, the Company sold one of its facilities in Harrison, Arkansas on August 14, 2020 for a sale price of $0.7 
million. 

For the twelve months ended June 30, 2020, the effective tax rate was 20.5% compared to 23.5% in the prior year period. The difference 
between the 2020 and 2019 rates relate to recording the current year benefit at 35% federal tax rate rather than the current statutory rate 
of 21% due to the carryback benefit discussed below. In addition, we recorded an $8.4 million valuation allowance against the federal 
and state deferred tax assets of $10.6 million. 

On  March 27, 2020,  the  Coronavirus  Aid,  Relief,  and  Economic  Security  Act  (“CARES  Act”)  was  enacted  and  signed  into  law  in 
response to the COVID-19 global pandemic. Certain provisions of the CARES Act impacted the current fiscal year 2020. The CARES 
Act permits net operating losses (“NOLs”) incurred in tax years 2018, 2019, and 2020, (the Company’s fiscal years 2019, 2020 and 
2021) to offset 100% of taxable income and be carried back to each of the five preceding taxable years to generate a refund of previously 
paid income taxes. The Company evaluated the impact of the CARES Act during the year ended June 30, 2020 and recorded an income 
tax receivable of $4.5 million for the benefit of carrying back the fiscal year 2020 NOL and an income tax receivable of $8.2M for the 
benefit of carryback the fiscal year 2019 NOL. As the Company is carrying the losses back to years beginning before January 1, 2018, 
the receivables were recorded at the previous 35% federal tax rate rather than the current statutory rate of 21%. 

The above factors resulted in a net loss of $26.8 million or $3.37 per diluted share for fiscal year 2020 compared to a net loss of $32.6 
million or $4.13 per diluted share in the prior year period.  

Fiscal 2019 Compared to Fiscal 2018 

Net sales for fiscal year 2019 were $443.6 million compared to $489.2 million in the prior fiscal year, a decrease of 9.3%.  For the fiscal 
year ended June 30, 2019, residential net sales were $374.5 million compared to $413.7 million for the year ended June 30, 2018, a 
decrease of 9.5%. The implementation of the tariff on furniture imported from China at 10% followed by an increase to 25% drove 
approximately 45% of the overall contraction in residential net sales.  An additional 38% of decline in residential net sales was driven 
by lost share on products sold through our e-commerce channel due to the significant disruption caused by the implementation of the 
ERP system in the beginning of fourth quarter of fiscal 2018.  Over the 2019 fiscal year, the Company continued work stabilizing the 
ERP  system,  improving  service  levels,  inventory  positions  and  promotions  to  regain  share  positions  through  the  end  of  the  second 
quarter of fiscal 2019.  In addition, the Company has brought in new leadership over the Company’s e-commerce strategy and execution 
as well as a new Chief Information Officer to drive the information technology backbone including the ERP solution to facilitate success 
in the channel. The remaining reduction in residential net sales versus the 2018 fiscal year was attributed to general market softness as 
well as two strong comparative quarters in fiscal 2018. 

14 

 
 
 
 
 
 
 
 
 
 
 
 
Contract net sales were $69.1 million for the year ended June 30, 2019, a decrease of 8.5% from net sales of $75.5 million for the year 
ended June 30, 2018.  Reductions in Commercial Office products followed by Hospitality products drove a majority of the year over 
year decline.  In May 2019, the Company announced the exit of the Commercial Office and custom designed Hospitality product lines.  
The declines in these product lines was partially offset by 14% year on year growth in our Vehicle Seating product line.    

Gross margin for the fiscal year ended June 30, 2019 was 15.8% compared to 20.1% for the prior year period, a decline of 430 basis 
points (bps).  The key drivers in the margin deterioration were one-time in nature, such as charges related to inventory impairment due 
to restructuring activity of $7.7 million (170 bps), a valuation allowance on foreign VAT of $2.6 million (60 bps), and relocation costs 
of the Dubuque manufacturing facility of $1.0 million (20 bps).   

The remaining deterioration to last year was driven primarily by improved pricing (80 bps) offset by higher material and input costs 
(180 bps) and higher inventory valuation allowances for excess and obsolescence as volume declined (50 bps).    

Selling, general and administrative (SG&A) expenses for the twelve months ended June 30, 2019 were 18.3% of net sales compared to 
14.7% of net sales in the prior year period.  The increase in SG&A as a percentage of net sales was primarily driven by lower volume, 
higher IT costs associated with the implementation and stabilization of the new ERP system of $3.8 million, DMI Pension termination 
of $2.5 million, CEO transition costs of $2.0 million, and higher marketing and advertising costs of $1.5 million. 

The twelve months ended June 30, 2018 included $3.6 million related to the April 25, 2018 United States Environmental Protection 
Agency’s (“EPA”) issuance of a Comprehensive Environmental Response, Compensation and Liability Act (“CERCLA”) 106(a) order 
(the “Order”) for the Lane Street Groundwater Superfund Site located in Elkhart, Indiana reported in “Environmental remediation”.    
The after-tax basis reported in “Environmental remediation” is $2.5 million or $0.32 per share.   The Company completed a $6.5 million 
sale of a facility and recognized a pre-tax gain of $1.8 million during fiscal year 2018.  The after-tax basis reported in “Gain on sale of 
facility” is $1.3 million or $0.16 per share. 

The  twelve  months  ended  June  30,  2019  included  $21.3  million  reported  in  “ERP  impairment”  related  to  the  impairment  of  the 
abandoned components and development work associated with unusable elements of the business information system.  The after-tax 
basis reported in “ERP Impairment” is $16.3 million or $2.06 per share for fiscal 2019.  Reported under “Restructuring expense” in 
fiscal 2019 were $10.0 million associated with the restructuring plan the Company first announced on May 15, 2019. The Company has 
been in the process of executing the restructuring plan. In fiscal 2019, the after-tax basis reported in “Restructuring expense” were $7.7 
million or $0.97 per share. In fiscal 2019, reported under “Legal settlement (costs) reimbursements” were $0.5 million associated with 
an employment matter and the after-tax basis reported in “Legal settlement (costs) reimbursements” were $0.4 million or $0.05 per 
share. 

For the twelve months ended June 30, 2019, the effective tax rate was 23.5% compared to 29.7% in the prior year period.  The fiscal 
2019 results were favorably impacted by a full fiscal year impact of the 2018 Tax Cuts and Jobs Act in addition to net operating losses 
within the fiscal year ended June 30, 2019.   

The above factors resulted in a net loss of ($32.6) million or ($4.13) per diluted share for fiscal year 2019 compared to a net income of 
$17.7 million or $2.23 per diluted share in the prior year period.  

COVID-19 update 

Liquidity and Capital Resources 

Due  to  continued  uncertainties  as  a  result  of  COVID-19,  we  implemented  measures  to  enhance  our  liquidity  position  and  improve 
working capital. During the fourth quarter of fiscal year 2020, we reduced our quarterly dividend from $0.22 per share to $0.05 per 
share. We extended a 25% salary reduction for our CEO and CFO/COO and 50% cash compensation reduction for our Board of Directors 
through October 1, 2020. To further bolster liquidity, on August 28, 2020, we entered into an agreement with Dubuque Bank & Trust 
Company, for a secured $25.0 million credit facility with a two-year term. No borrowings have been made on the $25.0 million credit 
facility. 

Working capital (current assets less current liabilities) at June 30, 2020 was $128.4 million compared to $118.2 million at June 30, 2019.  
The $10.2 million increase in working capital was due to an increase in cash of $26.0 million, primarily attributable to proceeds from 
the sale of the Riverside, California facility of $20.5 million, increase in assets held for sale of $12.3 million, increase in other current 
assets of $6.6 million, and a decrease in restructuring liability of $4.2 million, partially offset by $23.1 million in inventory reduction as 
a result of inventory management and SKU rationalization activities, decrease in trade receivables of $5.9 million due to lower sales, 
and an increase in accounts payable of $9.3 million.  

A summary of operating, investing and financing cash flow is show in the following table: 

15 

 
 
 
  
 
 
 
 
 
 
 
 
 
 
(in thousands) 
Net cash provided by operating activities 
Net cash provided by (used in) investing activities 
Net cash used in financing activities 
Increase (decrease) in cash and cash equivalents 

Net cash provided by operating activities 

For the years ended June 30, 

2020 

2019 

  $ 

  $ 

 18,287   $ 
 16,785  
 (9,122)  
 25,950   $ 

 6,714 
 (5,170) 
 (7,047) 
 (5,503) 

For the twelve months ended June 30, 2020, net cash provided by operating activities was $18.3 million, which primarily consisted of 
net loss of $26.8 million, adjusted for non-cash depreciation of $8.4 million, gain from sale of capital assets of $19.0 million, stock 
based compensation of $4.9 million, asset impairment charges of $20.4 million, change in deferred income taxes of $5.5 million and 
change in accounts receivable and VAT allowance of $0.5 million. Net cash provided by operating assets and liabilities was $25.6 
million. The cash provided by operating assets and liabilities of $25.6 million, was primarily due to a decline in inventory and accounts 
receivable of $23.1 million and $4.4 million, respectively, coupled with an increase in accounts payable of $9.3 million, partially offset 
by a decline in accrued liabilities of $6.0 million. 

For the twelve months ended June 30, 2019, net cash provided by operating activities was $6.7 million, which primarily consisted of 
net  loss  of  $32.6  million,  adjusted  for non-cash  depreciation  of  $7.4  million,  stock  based  compensation  of  $1.4  million,  ERP  asset 
impairment charge of $21.3 million, change in deferred income taxes of $6.1 million, VAT allowance of $2.6 million, and defined 
benefit plan termination of $2.5 million. Net cash provided by operating assets and liabilities was $6.7 million. The cash provided by 
operating assets and liabilities of $10.4 million, was primarily due to decline in inventory and accounts receivable of $2.5 million and 
$3.1 million, respectively, couple with an increase in accounts payable and accrued liabilities, partially offset by an increase in other 
assets of $6.1 million. 

Net cash provided by (used in) investing activities 

For the twelve months ended June 30, 2020, net cash provided by investing activities was $16.8 million, due to proceeds of $20.5 million 
for the sale of our Riverside, California facility and other capital assets, partially offset by capital expenditures of $3.7 million. 

For the twelve months ended June 30, 2019, net cash used in investing activities was $5.2 million, due to capital expenditures of $21.3 
million, proceeds from the disposition of capital assets of $0.2 million and net proceeds of investments of $15.9 million. 

Net cash used in financing activities 

For the twelve months ended June 30, 2020, net cash used in financing activities was $9.1 million, primarily due to dividends paid of 
$7.0 million, treasury stock purchases of $1.6 million and $0.6 million for tax payments on employee vested restricted shares. 

For the twelve months ended June 30, 2019, net cash used in financing activities was $7.0 million, primarily due to dividend paid of 
$6.9 million.  

Lines of Credit 

On August 28, 2020, we entered into a secured $25.0 million credit facility with Dubuque Bank & Trust Company, with a two year term 
and interest of 1.50% plus LIBOR, subject to a floor of 3.0%. The credit facility expires on August 28, 2022. The credit facility is 
secured by essentially all of the Company’s assets, excluding real property and requires the Company maintain compliance with certain 
financial and non-financial covenants. No borrowings have been made on the $25.0 million credit facility. 

We had an unsecured credit agreement with Wells Fargo Bank N.A. (“Wells”) that provided short-term capital financing up to $10.0 
million with interest of LIBOR plus 1%. The credit agreement expired on June 30, 2020 and there was no balance outstanding as of 
June 30, 2020. Letters of credit outstanding at Wells as of June 30, 2020, totaled $1.2 million, of which $1.3 million of our cash held at 
Wells is pledged as collateral. 

We had an additional unsecured $10.0 million line of credit with MidwestOne Bank, with interest at prime minus 2%, subject to a floor 
of 3.75%. The credit agreement expired on June 30, 2020 and there was no balance outstanding as of June 30, 2020.  

16 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Contractual Obligations 

The following table summarizes our contractual obligations at June 30, 2020 and the effect these obligations are expected to have on 
our liquidity and cash flow in the future (in thousands):  

Operating lease obligations  

  $ 

 12,795   $ 

 4,804   $ 

 5,404   $ 

 2,587   $ 

 — 

Total 

1 Year 

2-3 
Years 

4-5 
Years 

More than 
5 Years 

At June 30, 2020, we had no capital lease obligations, and no purchase obligations for raw materials or finished goods.  

See Note 9 Credit Arrangements of Notes to Consolidated Financial Statements of this Annual Report on Form 10-K. 

Financing Arrangements 

Outlook  

The COVID-19 global pandemic presents unprecedented challenges during fiscal 2021. Our focus for fiscal 2021 will be to preserve 
cash and liquidity, improve our cost structure, return to profitability at lower sales levels, and improve our capital efficiency. 

During fiscal 2021, the Company anticipates spending $3 million to $4 million for capital expenditures. The Company believes it has 
adequate working capital to meet these requirements. 

Critical Accounting Policies 

The  discussion  and  analysis  of  our  consolidated  financial  statements  and  results  of  operations  are  based  on  consolidated  financial 
statements prepared in accordance with generally accepted accounting principles (GAAP) in the United States of America.  Preparation 
of these consolidated financial statements requires the use of estimates and judgments that affect the reported results.  We use estimates 
based on the best information available in recording transactions and balances resulting from business operations.  Estimates are used 
for such items as collectability of trade accounts receivable and inventory valuation.  Ultimate results may differ from these estimates 
under different assumptions or conditions. 

Accounts Receivable Allowances – we establish accounts receivable allowances to reduce trade accounts receivable to an amount that 
reasonably approximates their net realizable value. Our accounts receivable allowances consist of an allowance for doubtful accounts 
which is established through review of open accounts, historical collection, and historical write-off amounts. The amount ultimately 
realized from trade accounts receivable may differ from the amount estimated in the consolidated financial statements. 

Inventories – we value inventory at the lower of cost or net realizable value.  Our inventory valuation reflects markdowns for the excess 
of the cost over the amount expected to be realized and considers obsolete and excess inventory. Markdowns establish a new cost basis 
for  the  Company’s  inventory.  Subsequent  changes  in  facts  or  circumstances  do  not  result  in  the  reversal  of  previously  recorded 
markdowns or an increase in that newly established cost basis. 

Valuation  of  Long–Lived  Assets  –  we  periodically  review  the  carrying  value  of  long-lived  assets  and  estimated  depreciable  or 
amortizable lives for continued appropriateness.  This review is based upon projections of anticipated future cash flows and is performed 
whenever events or changes in circumstances indicate that asset carrying values may not be recoverable or that the estimated depreciable 
or amortizable lives may have changed. For assets held for sale, if the net book value of the asset is greater than its estimated fair value 
less cost to sell, an impairment is recorded for the excess of net book value over estimated fair value less cost to sell. We recorded 
impairments of $20.4 million and $21.3 million in fiscal 2020 and 2019, respectively. The $20.4 million impairment recorded in fiscal 
2020 include $2.9 million related to our leases of two showroom spaces. No impairment was recorded in fiscal 2018. 

Restructuring Costs – The Company groups exit or disposal cost obligations into three categories: Involuntary employee termination 
benefits, costs to terminate contracts, and other associated costs.  Involuntary employee termination benefits must be a one-time benefit, 
and this element of restructuring cost is recognized as incurred upon communication of the plan to the identified employees.  Costs to 
terminate contracts are recognized upon termination agreement with the provider.  Other associated restructuring costs are expensed as 
incurred.  Any inventory impairment costs as a result of restructuring activities are accounted for as cost of goods sold. 

Recently Issued Accounting Pronouncements 

See Item 8. Note1 to the Company’s consolidated financial statements. 

17 

 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 7A.  Quantitative and Qualitative Disclosures About Market Risk 

General – Market risk represents the risk of changes in the value of a financial instrument, derivative or non-derivative, caused by 
fluctuations  in  interest  rates,  foreign  exchange  rates  and  equity  prices.  As  discussed  below,  management  of  the  Company  does  not 
believe that changes in these factors could cause material fluctuations in the Company’s results of operations or cash flows. The ability 
to  import  furniture  products  can  be  adversely  affected  by  political  issues  in  the  countries  where  suppliers  are  located,  as  well  as, 
disruptions associated with shipping distances and negotiations with port employees. Other risks related to furniture product importation 
include government imposition of regulations and/or quotas; duties, taxes or tariffs on imports; and significant fluctuation in the value 
of the U.S. dollar against foreign currencies. Any of these factors could interrupt supply, increase costs and decrease earnings.  

Foreign  Currency  Risk  –  During  fiscal  years  2020,  2019,  and  2018,  the  Company  did  not  have  sales,  but  has  purchases  and  other 
expenses  denominated  in  foreign  currencies.  The  market  risk  associated  with  currency  exchange  rates  and  prices  is  not  considered 
significant.  

Interest Rate Risk – The Company’s primary market risk exposure with regard to financial instruments is changes in interest rates.  At 
June 30, 2020, the Company did not have any debt outstanding. 

18 

 
 
 
 
 
 
 
Item 8.  Financial Statements and Supplementary Data  

Index to Consolidated Financial Statements 

Report of Independent Registered Public Accounting Firm 
Report of Independent Registered Public Accounting Firm – Internal Control Over Financial Reporting 
Consolidated Balance Sheets at June 30, 2020 and 2019 
Consolidated Statements of Income for the Years Ended June 30, 2020, 2019 and 2018 
Consolidated Statements of Comprehensive Income for the Years Ended June 30, 2020, 2019 and 2018 
Consolidated Statements of Changes in Shareholders’ Equity for the Years Ended June 30, 2020, 2019 and 2018 
Consolidated Statements of Cash Flows for the Years Ended June 30, 2020, 2019 and 2018  
Notes to Consolidated Financial Statements  
Schedule II Valuation and Qualifying Accounts 

Page 
20 
21 
22 
23 
23 
24 
25 
26-39 
41 

19 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

To the shareholders and the Board of Directors of Flexsteel Industries, Inc. 

Opinion on the Financial Statements 

We have audited the accompanying consolidated balance sheets of Flexsteel Industries, Inc. and Subsidiaries (the "Company") as of 
June 30, 2020 and 2019, the related consolidated statements of income, comprehensive income, changes in shareholders’ equity, and 
cash flows for each of the three years in the period ended June 30, 2020, the related notes to consolidated financial statements, and the 
schedule listed in the Index at Item 15 (collectively referred to as the "financial statements"). In our opinion, the financial statements 
present fairly, in all material respects, the financial position of the Company as of June 30, 2020 and 2019, and the results of its operations 
and its cash flows for each of the three years in the period ended June 30, 2020, in conformity with accounting principles generally 
accepted in the United States of America. 

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), 
the Company's internal control over financial reporting as of June 30, 2020, based on criteria established in Internal Control — Integrated 
Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission and our report dated August 28, 
2020, expressed an unqualified opinion on the Company's internal control over financial reporting. 

Basis for Opinion 

These  financial  statements  are  the  responsibility  of  the  Company's  management.  Our  responsibility  is  to  express  an  opinion on  the 
Company's financial statements based on our audits. We are a public accounting firm registered with the PCAOB and are required to be 
independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of 
the Securities and Exchange Commission and the PCAOB. 

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to 
obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. Our 
audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or 
fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the 
amounts and disclosures in the financial statements. Our audits also included evaluating the accounting principles used and significant 
estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that our audits 
provide a reasonable basis for our opinion. 

/s/ Deloitte & Touche LLP 

Minneapolis, MN 
August 28, 2020 

We have served as the Company's auditor since 1965. 

20 

 
 
 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

To the shareholders

and the Board of Directors of Flexsteel Industries, Inc. 

Opinion on Internal Control over Financial Reporting 

We have audited the internal control over financial reporting of Flexsteel Industries, Inc. and subsidiaries (the “Company”) as of June 
30, 2020, based on criteria established in Internal Control — Integrated Framework (2013) issued by the Committee of Sponsoring 
Organizations of the Treadway Commission (COSO). In our opinion, the Company maintained, in all material respects, effective internal 
control over financial reporting as of June 30, 2020, based on criteria established in Internal Control — Integrated Framework (2013) 
issued by COSO. 

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), 
the consolidated financial statements and financial statement schedule as of and for the year ended June 30, 2020, of the Company and 
our report dated August 28, 2020 expressed an unqualified opinion on those financial statements. 

Basis for Opinion 

The Company’s management is responsible for maintaining effective internal control over financial reporting and for its assessment of 
the effectiveness of internal control over financial reporting, included in the accompanying Management’s Annual Report on Internal 
Control Over Financial Reporting. Our responsibility is to express an opinion on the Company’s internal control over financial reporting 
based on our audit. We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the 
Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange 
Commission and the PCAOB. 

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to 
obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all material respects. 
Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness 
exists, testing and evaluating the design and operating effectiveness of internal control based on the assessed risk, and performing such 
other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion. 

Definition and Limitations of Internal Control over Financial Reporting 

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of 
financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting 
principles.  A  company’s  internal  control  over  financial  reporting  includes  those  policies  and  procedures  that  (1)  pertain  to  the 
maintenance  of  records  that,  in  reasonable  detail,  accurately  and  fairly  reflect  the  transactions  and  dispositions  of  the  assets  of  the 
company; 
(2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance 
with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance 
with authorizations of management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely 
detection  of  unauthorized  acquisition,  use,  or  disposition  of  the  company’s  assets  that  could have  a  material  effect  on  the financial 
statements. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections 
of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in 
conditions, or that the degree of compliance with the policies or procedures may deteriorate. 

/s/ Deloitte & Touche LLP 

Minneapolis, MN 
August 28, 2020 

21 

 
 
 
 
 
 
 
 
 
 
 
 
 
FLEXSTEEL INDUSTRIES, INC. AND SUBSIDIARIES 
CONSOLIDATED BALANCE SHEETS 
(Amounts in thousands) 

ASSETS 
CURRENT ASSETS: 

Cash and cash equivalents 
Trade Receivables - less allowances: 2020, $1,770; 2019, $250 
Inventories 
Other  
Assets held for sale 

Total current assets 

NONCURRENT ASSETS: 

Property, plant and equipment, net 
Operating lease right-of-use assets 
Deferred income taxes 
Other assets 

TOTAL   

LIABILITIES AND SHAREHOLDERS' EQUITY 
CURRENT LIABILITIES: 
Accounts payable - trade 
Current portion of operating lease liabilities 
Accrued liabilities: 

Payroll and related items 
Insurance 
Restructuring costs 
Advertising 
Environmental remediation 
Other 

Total current liabilities 

LONG-TERM LIABILITIES: 

Operating lease liabilities, less current maturities 
Other liabilities 

Total liabilities 

COMMITMENTS AND CONTINGENCIES (Note 14) 
SHAREHOLDERS' EQUITY: 

  $ 

  $ 

  $ 

Common stock - $1 par value; authorized 15,000 shares; 8,008 shares issued and 7,876 
shares outstanding as of June 30, 2020 and 7,903 shares issued and outstanding as of June 
30, 2019 
Additional paid-in capital 
Treasury stock, at cost; 132 shares and 0 shares as of June 30, 2020 and 2019, respectively  
Retained earnings 
Accumulated other comprehensive income 

Total shareholders' equity 

TOTAL 

  $ 

See accompanying Notes to Consolidated Financial Statements. 

June 30, 

2020 

2019 

 48,197   $ 
 32,217  
 70,565  
 18,535  
 12,329  
 181,843  

 43,312  
 8,683  
 2,111  
 1,310  
 237,259   $ 

 27,747   $ 
 4,408  

 3,275  
 3,787  
 1,961  
 3,823  
 3,600  
 4,861  
 53,462  

 7,607  
 685  
 61,754  

 8,008  
 31,748  
 (1,563)  
 137,312  
 —  
 175,505  
 237,259   $ 

 22,247 
 38,157 
 93,659 
 11,904 
 — 
 165,967 

 79,238 
 — 
 7,564 
 1,518 
 254,287 

 18,414 
 — 

 4,428 
 4,554 
 6,203 
 3,497 
 3,600 
 7,068 
 47,764 

 — 
 1,096 
 48,860 

 7,903 
 27,512 
 — 
 170,004 
 8 
 205,427 
 254,287 

22 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
FLEXSTEEL INDUSTRIES, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF INCOME 
(Amounts in thousands, except per share data) 

Net Sales 
Cost of goods sold 
Gross margin 
Selling, general and administrative 
Restructuring expense 
Environmental remediation 
ERP impairment 
Gain on disposal of assets 
Litigation settlement costs 
Operating income (loss) 
Other income (expense): 

Other income 
Interest (expense) 
Total other income 

Income (loss) before income taxes 
Income tax benefit (provision) 
Net income (loss) 
Weighted average number of common shares outstanding: 

Basic 
Diluted 

Earnings (loss) per share of common stock 

Basic 
Diluted 

2020 

For the years ended June 30, 
2019 

2018 

 366,926   $ 
 313,873  
 53,053  
 72,442  
 34,222  
 —  
 —  
 19,216  
 —  
 (34,395)  

 720  
 (82)  
 638  
 (33,757)  
 6,913  
 (26,844)   $ 

 443,588   $ 
 373,648  
 69,940  
 81,298  
 10,048  
 —  
 21,273  
 —  
 475  
 (43,154)  

 546  
 —  
 546  
 (42,608)  
 10,003  
 (32,605)   $ 

 7,956  
 7,956  

 7,889  
 7,889  

 (3.37)   $ 
 (3.37)   $ 

 (4.13)   $ 
 (4.13)   $ 

 489,180 
 390,961 
 98,219 
 71,949 
 — 
 3,600 
 — 
 1,835 
 — 
 24,505 

 621 
 — 
 621 
 25,126 
 (7,460) 
 17,666 

 7,848 
 7,919 

 2.25 
 2.23 

$ 

$ 

$ 
$ 

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME  
(Amounts in thousands) 

Net income (loss) 
Other comprehensive income (loss): 

2020 

For the years ended June 30, 
2019 

2018 

$ 

 (26,844)   $ 

 (32,605)   $ 

 17,666 

Unrealized (losses) gains on securities 
Reclassification of realized gains (losses) on securities to other income 
Unrealized (losses) gains on securities before taxes 
Income tax benefit (expense) related to securities gains (losses) 
Net unrealized (losses) gains on securities 
Minimum pension liability 
Income tax expense related to minimum pension liability 
Net minimum pension asset 

Other comprehensive income (loss), net of tax 
Comprehensive income (loss) 

$ 

 (18)  
 7  
 (11)  
 3  
 (8)  
 —  
 —  
 —  
 (8)  
 (26,852)   $ 

 368  
 (321)  
 47  
 (13)  
 34  
 2,727  
 (709)  
 2,018  
 2,052  
 (30,553)   $ 

 (197) 
 142 
 (55) 
 17 
 (38) 
 56 
 (15) 
 41 
 3 
 17,669 

See accompanying Notes to Consolidated Financial Statements. 

23 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
Paid-In 
Capital 

Treasury 
Stock 

 26,186   $ 

 —   $ 

Retained  
Earnings 
 198,465   $ 

 (1,713)   $ 

Total 
 230,760 

  Accumulated 
Other 
  Comprehensive   
  (Loss) Income 

FLEXSTEEL INDUSTRIES, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS’ EQUITY 
(Amounts in thousands) 

Balance at June 30, 2017 

Issuance of common stock: 
Stock options exercised, net 
Unrealized loss on available for sale 
investments, net of tax 
Long-term incentive compensation 
Stock-based compensation 
Minimum pension liability adjustment, 
net of tax 
Cash dividends declared 
Net income 
ASU 2018-02 adoption 
Balance at June 30, 2018 

Issuance of common stock: 
Stock options exercised, net 
Unrealized gain on available for sale 
investments, net of tax 
Long-term incentive compensation 
Stock-based compensation 
Minimum pension liability adjustment, 
net of tax 
Cash dividends declared 
Net loss 

Total Par 
Value of  
Common 
  Shares ($1 Par)   
  $ 

 7,822   $ 

  Additional 

 17    

 216    

 —    
 20    
 9    

 —    
 —    
 —    

 —    
 (858)    
 777    

 —    
 —    
 —    

  $ 

 7,868   $ 

 26,321   $ 

 5    

 76    

 —    
 7    
 23    

 —    
 —    

 —    
 (315)    
 1,430    

 —    
 —    

 —    

 —    
 —    
 —    

 —    

 —    
 —    
 —    

 —    

 233 

 (38)    
 —    
 —    

 (38) 
 (838) 
 786 

 —    
 —    
 —    
 —    
 —   $ 

 —    
 (6,912)    
 17,666    
 334    

 209,553   $ 

 41    
 —    
 —    
 (334)    
 (2,044)   $ 

 41 
 (6,912) 
 17,666 
 — 
 241,698 

 —    

 —    
 —    
 —    

 —    

 —    
 —    
 —    

 —    

 34    
 —    
 —    

 81 

 34 
 (308) 
 1,453 

 —    
 —    
 —    
 —   $ 

 —    
 (6,944)    
 (32,605)    
 170,004   $ 

 2,018    
 —    
 —    
 8   $ 

 2,018 
 (6,944) 
 (32,605) 
 205,427 

Balance at June 30, 2019 

  $ 

 7,903   $ 

 27,512   $ 

Issuance of common stock: 
Stock options exercised, net 
Unrealized gain on available for sale 
investments, net of tax 
Long-term incentive compensation 
Stock-based compensation 
Treasury stock purchases 
Cash dividends declared 
Net loss 
ASU 2016-02 adoption 
Balance at June 30, 2020 

 2    

 19    

 —    

 —    

 —    

 21 

 —    
 —    
 103    
 —    
 —    
 —    
 —    
 8,008   $ 

 —    
 447    
 3,770    
 —    
 —    
 —    
 —    

 —    
 —    
 —    
 (1,563)    
 —    
 —    
 —    

 —    
 —    
 —    
 —    
 (5,782)    
 (26,844)    
 (66)    

 31,748   $ 

 (1,563)   $ 

 137,312   $ 

 (8)    
 —    
 —    
 —    
 —    
 —    
 —    
 —   $ 

 (8) 
 447 
 3,873 
 (1,563) 
 (5,782) 
 (26,844) 
 (66) 
 175,505 

  $ 

Cash dividends declared per common share were $0.71, $0.88 and $0.88 for the fiscal years ended June 30, 2020, 2019 and 2018, respectively. 

See accompanying Notes to Consolidated Financial Statements. 

24 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
     
     
     
   
   
   
   
   
   
   
     
     
   
     
     
     
     
     
     
   
   
   
   
   
   
     
     
   
     
     
     
     
     
     
   
   
   
   
   
   
   
   
 
 
 
 
FLEXSTEEL INDUSTRIES, INC. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF CASH FLOWS 
(Amounts in thousands) 

OPERATING ACTIVITIES: 
Net (loss) income 
Adjustments to reconcile net income to net cash provided by operating 
activities: 

Depreciation 
Deferred income taxes 
Stock-based compensation expense 
Changes in provision for losses on accounts receivable 
Change in reserve for VAT receivable 
Dubuque and Starkville property, plant and equipment impairment 
Right-of-use asset impairment 
ERP impairment 
(Gain) on disposition of capital assets 
Defined benefit plan termination 
Changes in operating assets and liabilities: 

Trade receivables 
Inventories 
Other current assets 
Other assets 
Accounts payable - trade 
Accrued liabilities 
Other long-term liabilities 

Net cash provided by operating activities 
INVESTING ACTIVITIES: 
Purchases of investments 
Proceeds from investments 
Proceeds from sale of capital assets 
Capital expenditures 

Net cash provided by (used in) investing activities 
FINANCING ACTIVITIES: 

Dividends paid 
Treasury stock purchases 
Proceeds from line of credits 
Payments on line of credits 
Proceeds from issuance of common stock 
Shares withheld for tax payments on vested restricted shares 

Net cash used in financing activities 
Increase (decrease) in cash and cash equivalents 
Cash and cash equivalents at beginning of year 
Cash and cash equivalents at end of year 

SUPPLEMENTAL INFORMATION 

Interest 
Income taxes (refunded) paid 
Capital expenditures in Accounts payable 

  $ 

  $ 
  $ 
  $ 

2020 

For the years ended June 30, 
2019 

2018 

  $ 

 (26,844)   $ 

 (32,605)   $ 

 17,666 

 8,370  
 5,453  
 4,877  
 1,520  
 (1,998)  
 17,482  
 2,878  
 —  
 (19,033)  
 —  

 4,419  
 23,093  
 (5,040)  
 208  
 9,334  
 (6,018)  
 (414)  
 18,287  

 (1,689)  
 1,695  
 20,467  
 (3,688)  
 16,785  

 7,440  
 (6,121)  
 1,355  
 (40)  
 2,612  
 —  
 —  
 21,273  
 (71)  
 2,455  

 3,136  
 2,545  
 (3,540)  
 (2,589)  
 5,128  
 5,535  
 201  
 6,714  

 (13,042)  
 28,970  
 248  
 (21,346)  
 (5,170)  

 (7,022)  
 (1,563)  
 15,000  
 (15,000)  
 21  
 (558)  
 (9,122)  
 25,950  
 22,247  
 48,197   $ 

 (6,918)  
 —  
 —  
 —  
 81  
 (210)  
 (7,047)  
 (5,503)  
 27,750  
 22,247   $ 

 7,367 
 286 
 501 
 (100) 
 — 
 — 
 — 
 — 
 (1,792) 
 — 

 1,209 
 3,193 
 (1,299) 
 22 
 (1,874) 
 2,546 
 (431) 
 27,294 

 (42,230) 
 44,172 
 6,152 
 (29,447) 
 (21,353) 

 (6,746) 
 — 
 — 
 — 
 233 
 (552) 
 (7,065) 
 (1,124) 
 28,874 
 27,750 

 82   $ 
 (4,304)   $ 
 75   $ 

 —   $ 
 1,190   $ 
 142   $ 

 — 
 8,460 
 4,084 

See accompanying Notes to Consolidated Financial Statements. 

25 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
FLEXSTEEL INDUSTRIES, INC. AND SUBSIDIARIES 
Notes to Consolidated Financial Statements 

1.   SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

DESCRIPTION  OF  BUSINESS  –  Flexsteel  Industries,  Inc.  and  Subsidiaries  (the  “Company”)  is  one  of  the  largest  manufacturers, 
importers and online marketers of residential furniture and products in the United States. Product offerings include a wide variety of 
upholstered  furniture  such  as  sofas,  loveseats,  chairs,  reclining  and  rocker-reclining  chairs,  swivel  rockers,  sofa  beds,  convertible 
bedding units, occasional tables, desks, dining tables and chairs and bedroom furniture. A featured component in most of the upholstered 
furniture  is  a  unique  steel  drop-in  seat  spring  from  which  the  name  “Flexsteel”  is  derived.  The  Company  distributes  its  products 
throughout the United States through its e-commerce channel and dealer network. 

COVID-19  –  in  March  2020,  a  novel  strain  of  coronavirus  (“COVID-19”)  was  declared  a  global  pandemic  by  the  World  Health 
Organization.  This  pandemic  has  negatively  affected  the  U.S.  and  global  economies,  disrupted  global  supply  chains  and  financial 
markets, led to significant travel and transportation restrictions, including mandatory business closures and orders to shelter in place. 
The Company’s business operations and financial performance for the fiscal year 2020 were impacted by COVID-19.  These impacts 
are discussed within these notes to the condensed consolidated financial statements. The COVID-19 pandemic remains fluid and the 
extent of the impact to our business may be significant, however, we are unable to predict the extent or nature of these impacts at this 
time. 

PRINCIPLES OF CONSOLIDATION – the consolidated financial statements include the accounts of Flexsteel Industries, Inc. and its 
wholly  owned  subsidiaries.  All  intercompany  transactions  and  accounts  have  been  eliminated  in  consolidation.  The  Company’s 
consolidated financial statements and results of operations are based on consolidated financial statements prepared in accordance with 
GAAP in the United States of America. 

USE  OF  ESTIMATES  –  the  preparation  of  consolidated  financial  statements  in  conformity  with  Generally  Accepted  Accounting 
Principles  (GAAP) in the United States of America requires management to make estimates and assumptions that affect the amounts 
reported in the consolidated financial statements and accompanying notes.  Ultimate results could differ from those estimates. 

FAIR VALUE – the Company’s cash and cash equivalents, investments, accounts receivable, other current assets, accounts payable and 
certain accrued liabilities are carried at amounts which reasonably approximate their fair value due to their short-term nature. GAAP on 
fair value measurement for certain financial assets and liabilities require that each asset and liability carried at fair value be classified 
into  one  of  the  following  categories:  Level  1:  Quoted  market  prices  in  active  markets  for  identical  assets  and  liabilities;  Level  2: 
Observable market based inputs or unobservable inputs that are corroborated by market data; or Level 3: Unobservable inputs that are 
not corroborated by market data. The Company has not changed its valuation techniques in measuring the fair value of any financial 
assets and liabilities during the period.  

ACCOUNTS  RECEIVABLE ALLOWANCES –  the Company establishes accounts receivable allowances to reduce trade accounts 
receivable to an amount that reasonably approximates their net realizable value. The Company’s accounts receivable allowances consist 
of an allowance for doubtful accounts which is established through review of open accounts, historical collection, and historical write-
off amounts. The amount ultimately realized from trade accounts receivable may differ from the amount estimated in the consolidated 
financial statements. 

INVENTORIES – are stated at the lower of cost or net realizable value utilizing the first-in - first-out (“FIFO”) method. 

PROPERTY, PLANT AND EQUIPMENT – is stated at cost and depreciated using the straight-line method over the estimated useful 
lives of the assets.   

VALUATION OF LONG–LIVED ASSETS – the Company periodically reviews the carrying value of long-lived assets and estimated 
depreciable or amortizable lives for continued appropriateness.  This review is based upon projections of anticipated future cash flows 
and is performed whenever events or changes in circumstances indicate that asset carrying values may not be recoverable or that the 
estimated depreciable or amortizable lives may have changed. For assets held for sale, if the net book value of the asset is greater than 
its estimated fair value less cost to sell, an impairment is recorded for the excess of net book value over estimated fair value less cost to 
sell. 

ASSETS HELD FOR SALE – Assets held for sale represent land, buildings, machinery and equipment for locations that have met the 
criteria  of  “held  for  sale”  accounting,  as  specified  by  Accounting  Standards  Codification  (“ASC”)  360,  “Property,  Plant,  and 
Equipment.” Once an asset is classified as held for sale, the Company ceases deprecating the asset. The assets held for sale are being 
marketed for sale and it is the Company’s intention to complete the sale of the assets within the upcoming year. 

26 

 
 
 
 
 
 
 
 
 
 
 
 
 
RESTRUCTURING  COSTS  -  The  Company  groups  exit  or  disposal  cost  obligations  into  three  categories:  Involuntary  employee 
termination benefits, costs to terminate contracts, and other associated costs.  Involuntary employee termination benefits must be a one-
time benefit, and this element of restructuring cost is recognized as incurred upon communication of the plan to the identified employees.  
Costs to terminate contracts are recognized upon termination agreement with the provider.  Other associated restructuring costs are 
expensed as incurred.  Any inventory impairment costs as a result of restructuring activities are accounted for as cost of goods sold.  

LEASES – On July 1, 2019, the Company adopted Accounting Standards Update (“ASU”) No. 2016-02, Leases (Topic 842) (“ASC 
842”) and the related amendments. ASC 842 requires lessees to (i) recognize a right of use asset and a lease liability that is measured at 
the present value of the remaining lease payments, on the consolidated balance sheets, (ii) recognize a single lease cost, calculated over 
the lease term on a straight-line basis and (iii) classify lease related cash payments within operating and financing activities. 

The Company adopted ASC 842 utilizing the optional transition method, which allows guidance to be initially applied at the adoption 
date with a cumulative-effect adjustment to the opening balance of retained earnings. The Company elected the package of practical 
expedients, which allows the Company to forgo reassessing prior conclusions on lease definition, classification and initial direct costs 
related to existing leases as of the adoption date. The Company has made an accounting policy election to not recognize short-term 
leases on the consolidated balance sheets and all non-lease components, such as common area maintenance, were excluded. See Note 2, 
Leases, for the Company’s lease disclosures.  

WARRANTY – the Company estimates the amount of warranty claims on  sold product that may be incurred based on current and 
historical data.  The actual warranty expense could differ from the estimates made by the Company based on product performance. 

REVENUE RECOGNITION – Revenue is recognized when control of the promised goods or services is transferred to our customers, 
in an amount that reflects the consideration that we expect to receive in exchange for those goods or services. We generate revenue 
primarily by manufacturing and delivering upholstered and wooden furniture products to independent furniture retailers in the United 
States. Each unit of furniture is a separate performance obligation. We satisfy our performance obligations when control of our product 
is passed to our customer, which is the point in time that are customers are able to direct the use of and obtain substantially all of the 
remaining  economic  benefit  of  the  goods  or  services.  Net  sales  consist  of  product  sales  and  shipping  and  handling  charges,  net  of 
adjustments for returns and allowances. Shipping and handling costs are included in cost of goods sold. 

In  May  2014,  the  Financial Accounting  Standards  Board  (“FASB”)  issued  ASC  2014-09,  Revenue  from  Contracts  with  Customers 
(Topic 606), which provides a framework for the recognition of revenue, with the objective that recognized revenues properly reflect 
amounts  an  entity  is  entitled  to  receive  in  exchange  for  goods  and  services.  The  guidance  is  effective  for  annual  reporting  periods 
beginning after December 15, 2017, the Company’s fiscal year 2019. The guidance permits two methods of adoption: retrospectively to 
each prior reporting period presented (full retrospective method), or retrospectively with the cumulative effect of initially applying the 
guidance recognized at the date of initial application (modified retrospective method). The Company adopted the modified retrospective 
method on July 1, 2018. The adoption of this standard did not have a material impact on the Company’s consolidated financial statements 
as  revenue  is  recognized  when  product  ownership  and  risk  of  loss  is  transferred  to  the  customer,  collectability  is  probable  and  the 
Company has no remaining performance obligations. Thus, the timing of revenue recognition is not impacted by the new standard. 

The  Company’s  revenues  result  from  the  sale  of  goods  and  reflect  the  consideration  to which  the  Company  expects  to  be  entitled. 
Revenue is reduced by appropriate allowances, estimated returns, price concessions, or similar adjustments as applicable. The Company 
records revenue based on a five-step model in accordance with ASC 2014-09, Revenue from Contracts with Customers (Topic 606). For 
its customer contracts, typically purchase orders, the Company identifies the performance obligations (goods), determines the transaction 
price,  allocates  the  contract  transaction  price  to  the  performance  obligations,  and  recognizes  the  revenue  when  the  performance 
obligation is transferred to the customer. A good is transferred when the customer obtains control of that good and risk of loss transfers 
at a point in time.  

Provisions for customer volume rebates, product returns, discounts and allowances are variable consideration and are recorded  as a 
reduction of revenue in the same period the related sales are recorded. Such provisions are calculated based upon historical data and 
discount percentages, set with each customer. Consideration given to customers for cooperative advertising is recognized as a reduction 
of revenue except to the extent there is a distinct good or service and evidence of the fair value of the advertising, in which case the 
expense is classified as selling, general and administrative expense (SG&A). 

The Company has a limited lifetime warranty on all products. The Company does not offer the option to purchase warranties. The 
Company accounts for warranties under ASC 460, Guarantees, and not as variable consideration related to revenue.  

Occasionally the Company receives deposits from customers before it has transferred control of the product to customers, resulting in 
contract liabilities. These contract liabilities are reported within “Accounts payable - trade” in the consolidated balance sheets. As of 
June 30, 2020, the Company had $0.2 million of customer deposits. As of June 30, 2019, the Company had $1.1 million of customer 
deposits. 

27 

 
 
 
 
 
 
 
 
 
 
 
Upon adoption of ASC 606, the Company elected the following practical expedients and policy elections: 

•  The Company did not adjust contract prices for the effects of a significant financing component, as it expects the period when 
the goods or services are transferred to the customer and when the customer pays for those goods and services to be less than a 
year. 

•  Costs for shipping and handling activities that occur before the customer obtains control of the product are accounted for as 

fulfillment activities. Accordingly, these expenses are recorded at the same time the Company recognizes revenue.  
• 
Incremental costs of obtaining a contract, specifically commissions, are recorded as an SG&A expense when incurred.  
•  All taxes imposed on and concurrent with revenue-producing transactions and collected by the Company from a customer, 

including sales, use, excise, and franchise taxes are excluded from the measurement of the transaction price.  

Adoption of this standard did not result in significant changes to the Company’s accounting policies, business processes, systems or 
controls, or have a material impact on financial position, results from operations and cash flows or related disclosures. 

The following table disaggregates the Company’s net sales by product category:  

(in thousands) 
Residential   
Contract   

2020 

For the years ended June 30, 
2019 

 331,879   $ 
 35,047  
 366,926   $ 

 374,473   $ 
 69,115  
 443,588   $ 

  $ 

  $ 

2018 

 413,664 
 75,516 
 489,180 

ADVERTISING COSTS – are charged to selling, general and administrative expense in the periods incurred.  The Company conducts 
no  direct-response  advertising  programs  and  there  are  no  assets  related  to  advertising  recorded  on  the  consolidated  balance  sheets.  
Advertising  expenditures,  primarily  shared  customer  advertising  in  which  an  identifiable  benefit  is  received  and  national  trade-
advertising programs, were approximately $3.4 million, $4.3 million and $5.1 million in fiscal years 2020, 2019 and 2018, respectively.  

DESIGN, RESEARCH AND DEVELOPMENT COSTS – are charged to selling, general and administrative expense in the periods 
incurred. Expenditures for design, research and development costs were approximately $4.0 million, $4.4 million and $3.9 million in 
fiscal years 2020, 2019 and 2018, respectively. 

INSURANCE – the Company is self-insured for health care and most workers’ compensation up to predetermined amounts above which 
third  party  insurance  applies.    The  Company  purchases  specific  stop-loss  insurance  for  individual  health  care  claims  in  excess  of 
$175,000 per plan year.  For workers’ compensation the Company retains the first $450,000 per claim and purchases excess coverage 
up to the statutory limits for amounts in excess of the retention limit.  Losses are accrued based upon the Company’s estimates of the 
aggregate liability for claims incurred using certain actuarial assumptions followed in the insurance industry and based on Company 
experience. The Company records these insurance accruals within “Accrued liabilities – insurance” on the consolidated balance sheets. 

INCOME TAXES – the Company uses the liability method of accounting for income taxes. Under this method, deferred tax assets and 
liabilities are determined based on differences between the financial reporting and tax bases of assets and liabilities and are measured 
using the enacted tax rates and laws that will be in effect when the differences are expected to reverse. The Company recognizes in its 
financial statements the tax benefit from an uncertain tax position only if it is more likely than not that the tax position will be sustained 
on examination by the taxing authorities, based on the technical merits of the position.  

EARNINGS PER SHARE (EPS) – basic EPS of common stock is based on the weighted-average number of common shares outstanding 
during  each  fiscal  year.  Diluted  EPS  of  common  stock  includes  the  dilutive  effect  of  potential  common  shares  outstanding.  The 
Company’s  potential  common  shares  outstanding  are  stock  options,  shares  associated  with  the  long-term  management  incentive 
compensation plan and non-vested restricted shares. The Company calculates the dilutive effect of outstanding options using the treasury 
stock method; all options are anti-dilutive when there is a loss. Anti-dilutive shares are not included in the computation of diluted EPS 
when their exercise price was greater than the average closing market price of the common shares. The Company calculates the dilutive 
effect of shares related to the long-term management incentive compensation plan and non-vested shares based on the number of shares, 
if any, that would be issuable if the end of the fiscal year were the end of the contingency period. In computing EPS for the fiscal years 
2020, 2019 and 2018, net income as reported for each respective period is divided by the fully diluted weighted average number of 
shares outstanding:  

28 

 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(in thousands) 
Basic shares 

Potential common shares: 
Stock options 
Long-term incentive plan 

Diluted shares 

Anti-dilutive shares 

2020 

June 30, 
2019 

 7,956 

 — 
 — 
 — 

 7,956 

 634 

 7,889 

 — 
 — 
 — 

 7,889 

 112 

2018 

 7,848 

 54 
 17 
 71 

 7,919 

 40 

STOCK–BASED  COMPENSATION  –  the  Company  recognizes  compensation  expense  related  to  the  cost  of  employee  services 
received in exchange for Company equity interests based on the award’s fair value at the date of grant. The Company recognizes long-
term incentive compensation plan expenses during the three-year performance periods; stock awards are issued following the end of the 
performance periods and are subject to verification of results and Compensation Committee of the Board of Directors approval.  See 
Note 11 Stock-Based Compensation. 

SEGMENT REPORTING – the Company operates in one reportable segment, furniture products. The Company’s operations involve 
the distribution of manufactured and imported furniture for residential and contract markets. The Company’s furniture products are sold 
primarily throughout the United States and Canada by the Company’s internal sales force and various independent representatives. The 
Company makes minimal export sales. No single customer accounted for more than 10% of net sales.  

TREASURY STOCK – treasury stock purchases are stated at cost and presented as a reduction of equity on the consolidated balance 
sheets. On June 1, 2020, the Company’s Board of Directors authorized a $6 million share repurchase program through June 9, 2021. As 
of June 30, 2020, the Company purchased a total of 132 thousand shares at a cost of $1.6 million. 

Subsequent  to  June  30,  2020,  on  August  21,  2020,  the  Company’s  Board  of  Directors authorized  a  new  share  repurchase  program 
authorizing the Company to purchase up to an aggregate of $8 million of the Company’s common stock. 

Unadopted Accounting Pronouncements 

In  June  2016,  the  FASB  issued  ASU  2016-13 “Financial  Instruments  -  Credit  Losses  (Topic  326)” and  also  issued  subsequent 
amendments to the initial guidance under ASU 2018-19, ASU 2019-04 and ASU 2019-05 (collectively Topic 326). Topic 326 requires 
the measurement and recognition of expected credit losses for financial assets held at amortized cost. This replaces the existing incurred 
loss model with an expected loss model and requires the use of forward-looking information to calculate credit loss estimates. The 
amendments in this guidance are effective for fiscal years beginning after December 15, 2019, with early adoption permitted for certain 
amendments. Topic 326 must be adopted by applying a cumulative effect adjustment to retained earnings. The Company does not expect 
adoption of the new guidance to have a significant impact on its financial statements. 

In December 2019, the FASB issued ASU 2019-12 “Income Taxes Simplifying the Accounting for Income Taxes (Topic 740)” as part 
of its initiative to reduce complexity in the accounting standards. The amendments in ASU 2019-12 eliminate certain exceptions related 
to the approach for intraperiod tax allocation, the methodology for calculating income taxes in an interim period and the recognition of 
deferred tax liabilities for outside basis differences. ASU 2019-12 also clarifies and simplifies other aspects of the accounting for income 
taxes.  The  amendments  in  this  guidance  are  effective  for  fiscal  years  beginning  after  December  15,  2020,  with  early  adoption 
permitted. The Company does not expect adoption of the new guidance to have a significant impact on its financial statements. 

2.  LEASES 

Effective  July 1,  2019,  the  Company  adopted  ASC  842,  which  resulted  in  a  recognition  of  right-of-use  (“ROU”)  assets  and  lease 
liabilities on the Company’s consolidated balance sheets. ROU assets represent the right to use an underlying asset for the lease term 
and lease liabilities reflect the obligation to make lease payments arising from the lease. At any given time during the lease term, the 
lease liability represents the present value of the remaining lease payments and the ROU asset is measured as the amount of the lease 
liability, adjusted for pre-paid rent, unamortized initial direct costs and the remaining balance of lease incentives received. Both the 
lease ROU asset and liability are reduced to zero at the end of the lease term. 

The Company leases distribution centers and warehouses, manufacturing facilities, showrooms and office space. At the lease inception 
date, the Company determines if an arrangement is, or contains a lease. Some of the Company’s leases include options to renew at 
similar terms. The Company assesses these options to determine if the Company is reasonably certain of exercising these options based 

29 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
on relevant economic and financial factors. Options that meet these criteria are included in the lease term at the lease commencement 
date. The Company does not record leases with a term of 12 months or less on the Company’s consolidated balance sheets. 

For purposes of measuring the Company’s ROU asset and lease liability, the discount rate utilized by the Company was based on the 
average interest rates effective for the Company’s two $10.0 million lines of credit.  Some of the Company’s leases contain variable rent 
payments,  including  common  area  maintenance  and utilities.  Due  to  the  variable  nature of  these  costs,  they  are  not  included  in  the 
measurement of the ROU asset and lease liability. 

During the fourth quarter of fiscal 2020, as part of the Company’s strategic SKU rationalization initiative, the Company exited two 
showroom space leases. In conjunction with the exit, the Company impaired the ROU assets to their fair value as of June 30, 2020. The 
total  amount  of  the  write-off  was  $2.9  million  and  is  included  in  selling,  general  and  administrative  expenses  on  the  Company’s 
consolidated statements of income for the fiscal year ended June 30, 2020. 

The components of the Company’s leases reflected on the Company’s consolidated statements of income were as follows: 

(in thousands) 
Operating lease expense 
Variable lease expense 
Total lease expense 

$ 

$ 

June 30, 2020 

 5,023 
 273 
 5,296 

Other information related to leases and future minimum lease payments under non-cancellable operating leases as were as follows: 

June 30, 2020 

  $ 

 4,060 

  $ 

 3,573 

 1.8 

3.5% 

 4,804 
 3,263 
 2,141 
 2,189 
 398 
 — 
 12,795 
 780 
 12,015 

  $ 

  $ 

  $ 

(in thousands) 
Cash paid for amounts included in the measurement of lease liabilities: 
   Operating cash flows from operating leases 

Right-of-use assets obtained in exchange for lease liabilities: 
   Operating leases 

Weighted-average remaining lease term (in years): 
   Operating leases 

Weighted-average discount rate: 
   Operating leases 

Fiscal year 

(in thousands) 
Within one year 
After one year and within two years 
After two years and within three years 
After three years and within four years 
After four years and within five years 
After five years 
Total future minimum lease payments 
Less – Discount 
Lease liability 

30 

 
 
 
 
  
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Prior to the adoption of ASU 842, future minimum lease payments under non-cancellable operating leases based on accounting standards 
applicable as of June 30, 2019 were as follows: 

Fiscal year 

(in thousands) 
2020 
2021 
2022 
2023 
2024 
Thereafter 
Total future minimum lease payments 

3.  INVENTORIES 

A comparison of inventories is as follows: 

(in thousands) 
Raw materials 
Work in process and finished parts 
Finished goods 

Total 

4.  PROPERTY, PLANT AND EQUIPMENT 

(in thousands) 
Land 
Buildings and improvements 
Machinery and equipment 
Delivery equipment 
Furniture and fixtures 
Computer software and hardware 
Construction in progress 

Total 

Less accumulated depreciation 

Net 

  $ 

  $ 

 4,617 
 3,990 
 2,229 
 1,283 
 1,330 
 — 
 13,449 

June 30, 

2020 

2019 

 11,119   $ 
 3,925  
 55,521  
 70,565   $ 

 14,182 
 6,408 
 73,069 
 93,659 

  $ 

 $ 

Estimated 
Life (Years) 

June 30, 

2020 

2019 

5-39 
3-7 
3-5 
3-7 
3-10 

  $ 

  $ 

 3,498   $ 

 51,237  
 16,781  
 15,701  
 3,676  
 9,633  
 1,478  
 102,004  
 (58,692)  
 43,312   $ 

 5,684 
 86,299 
 32,402 
 20,181 
 4,151 
 11,051 
 — 
 159,768 
 (80,530) 
 79,238 

The Company recognized impairment charges of $17.5 million and $21.3 million in fiscal 2020 and 2019, respectively. No impairment 
charge was recorded in fiscal 2018. The $17.5 million impairment charge in fiscal 2020 primarily resulted from the previously announced 
exit  of  the  Company’s  Vehicle  Seating  and  remaining  Hospitality  product  lines,  which  resulted  in  the  closure  of  the  Company’s 
Dubuque,  Iowa  and  Starkville,  Mississippi  manufacturing  facilities,  and  is  recorded  in  restructuring  expense  on  the  Company’s 
consolidated statements of income. The Company recorded these assets as held for sale as of June 30, 2020, see Note 6 Assets held for 
Sale for more information. The $21.3 million impairment charge in fiscal 2019 was primarily due to reassessment of the Company’s 
future deployment related to its SAP implementation and is reflected in the ERP impairment of the Company’s consolidated statements 
of income. 

5.  RESTRUCTURING 

On May 15, 2019, the Company announced its plans to exit the Commercial Office and custom-designed Hospitality product lines which 
represent approximately 7% of its revenue, and subsequently closed its Riverside, California manufacturing facility. On September 26, 
2019,  the  Company  closed  on  the  sale  of  the  Riverside  property  resulting  in  net  proceeds  to  the  Company  of  $19.6  million  after 
customary closing costs, prorations, and sales commissions and the Company recorded a pre-tax gain of $18.9 million and is reflected 
in the Gain (loss) on disposal assets of the Company’s consolidated statements of income. These changes were initial outcomes driven 
from customer and product line profitability and footprint utilization analyses in the fourth quarter of fiscal 2019. On June 18, 2019, the 
Company announced it completed the analysis and planning process and set forth the comprehensive transformation program to be 
executed over a two-year period, which includes previously announced restructuring activities on May 15, 2019. The transformation 

31 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
program includes activities such as business simplification, process improvement, exiting of non-core businesses, facility closures, and 
reductions in work force. The Company has substantially completed the portion of the restructuring activities related to the exit of the 
Commercial Office and custom-designed Hospitality product lines. 

On April 28, 2020, the Company announced it will exit the Vehicle Seating and the remainder of the Hospitality product lines, and 
subsequently  closed  its  Dubuque,  Iowa  and  Starkville,  Mississippi  manufacturing  facilities.  The  Company  expects  to  complete  the 
restructuring activities related to the exit of the Vehicle Seating and the remainder of the Hospitality product lines during fiscal 2021.  

As a result of these planned actions, the Company expects to incur pre-tax restructuring and related expenses of approximately $56 to 
$58 million over this two-year timeframe of which $25 to $26 million will be cash and $31 - $32 million non-cash. In addition, the 
Company plans to list several properties for sale when the footprint optimization is completed. Total cumulative restructuring and related 
costs incurred as of June 30, 2020 were $55.2 million. 

The following is a summary of restructuring costs: 

(in thousands) 
Inventory impairment 
One-time employee termination benefits 
Contract termination costs 
Fixed asset impairments 
Other associated costs 
Total restructuring and related expenses 
Reported as: 

Cost of goods sold 
Operating expenses 

2020 

For the years ended June 30, 
2019 

2018 

$ 

$ 

$ 
$ 

 3,241  
 2,455  
 (58)  
 17,482  
 14,343  
 37,463  

 3,241  
 34,222  

$ 

$ 

$ 
$ 

 7,653  
 3,775  
 249  
 —  
 6,024  
 17,701  

 7,653  
 10,048  

$ 

$ 

$ 
$ 

 — 
 — 
 — 
 — 
 — 
 — 

 — 
 — 

Other associated costs include legal and professional fees, stock-based compensation expense for retention restricted stock units in 
connection with the Company’s restructuring plan, on-going facilities and transition costs. 

The rollfoward of the accrued restructuring costs is as follows, for the years ended June 30, 2020, 2019, and 2018: 

Inventory 
Impairment 

One-time 
Employee  
Termination    
Benefits 

Contract 
Termination 
Costs 

Fixed Asset 
Impairments 

Other 
Associated 
Costs 

 $ 

 —   $ 

 7,653  
 —  
 (7,653)  

 —   $ 

 3,241  

 $ 

 (3,241)  

 $ 

 —   $ 

 —   $ 

 3,775  
 (2,044)  
 —  
 1,731   $ 
 2,455  
 (2,573)  
 —  
 1,613   $ 

 —   $ 
 249  
 —  
 —  
 249   $ 
 (58)  
 (81)  
 —  
 110   $ 

 —   $ 
 —  
 —  
 —  
 —   $ 

 17,482  
 —  
 (17,482)  

 —   $ 

 —   $ 

 6,024    
 (1,801)    
 —    
 4,223   $ 
 14,343    
 (15,409)    
 (2,919)    

 238   $ 

Total 

 — 
 17,701 
 (3,845) 
 (7,653) 
 6,203 
 37,463 
 (18,063) 
 (23,642) 
 1,961 

(in thousands) 
Accrual balance at June 30, 2018 
Costs incurred 
Expenses paid 
Non-cash 
Accrual balance at June 30, 2019 
Costs incurred 
Expenses paid 
Non-cash 
Accrual balance at June 30, 2020 

6. ASSETS HELD FOR SALE 

During the fiscal year 2020, the Company committed to a plan to sell assets located at the Company’s Harrison, Arkansas, Dubuque, 
Iowa, and Starkville, Mississippi locations as part of the Company’s restructuring plan, see Note 5 Restructuring. The Company had 
previously included assets at its Huntingburg, Indiana location as assets held for sale for the quarter ended March 31, 2020. During the 
quarter ended June 30, 2020, the Company has reclassified the Huntingburg, Indiana assets out of assets held for sale, since the Company 
is currently using the warehouse to store inventory. As of June 30, 2020, the Company reclassified a net book value of $51 thousand for 
the Huntingburg, Indiana assets to property, plant and equipment. A summary of the assets held for sale is included in the table below 
as of June 30, 2020.  

32 

 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
 
 
 
 
  
  
 
 
 
 
  
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Location 
(in thousands) 
Harrison, Arkansas 

Dubuque, Iowa 

Starkville, Mississippi 

Asset Category 

Building & building improvements 
Land & land improvements 
Machinery & equipment 
Building & building improvements 
Land & land improvements 
Machinery & equipment 
Building & building improvements 
Land & land improvements 
Machinery & equipment 

Cost 

  Accumulated    
  Depreciation   

Net Book 
Value 

$ 

$ 

 1,382   $ 
 92  
 1,391  
 24,579  
 1,442  
 8,376  
 4,615  
 694  
 5,487  

 48,058   $ 

 (1,354)   $ 
 (42)  
 (1,391)  
 (16,308)  
 —  
 (6,691)  
 (4,252)  
 (439)  
 (5,252)  

 (35,729)   $ 

 28 
 50 
 — 
 8,271 
 1,442 
 1,685 
 363 
 255 
 235 
 12,329 

The Company has two facilities in Harrison, Arkansas and one of the facility has been sold subsequent to June 30, 2020. See Note 16 
Subsequent Events, for further discussion. 

7.  OTHER NONCURRENT ASSETS 

(in thousands) 
Cash value of life insurance 
Other 

Total 

8.  ACCRUED LIABILITIES – OTHER 

(in thousands) 
Dividends 
Warranty 
Other 

Total 

9.  CREDIT ARRANGEMENTS 

June 30, 

2020 

2019 

 1,033   $ 
 277  
 1,310   $ 

 1,024 
 494 
 1,518 

June 30, 

2020 

2019 

 567   $ 

 1,029  
 3,265  
 4,861   $ 

 1,758 
 1,060 
 4,250 
 7,068 

$ 

$ 

$ 

$ 

The Company had an unsecured credit agreement with Wells Fargo Bank N.A. (“Wells”) that provided short-term capital financing up 
to $10.0 million with interest of LIBOR plus 1%. The credit agreement expired on June 30, 2020 and there were no balance outstanding 
as June 30, 2020. Letters of credit outstanding at Wells as of June 30, 2020, totaled $1.2 million, of which $1.3 million of the Company’s 
cash held at Wells is pledged as collateral. 

The Company had an additional unsecured $10.0 million line of credit with MidwestOne Bank, with interest at prime minus 2%, subject 
to a floor of 3.75%. The credit agreement expired on June 30, 2020 and there were no balance outstanding as of June 30, 2020.  

On August 28, 2020, the Company entered into a secured $25.0 million credit facility with Dubuque Bank & Trust Company, with a 
two year term and interest of 1.50% plus LIBOR, subject to a floor of 3.0%. The credit facility expires on August 28, 2022. The credit 
facility is secured by essentially all of the Company’s assets, excluding real property and requires the Company maintain compliance 
with certain financial and non-financial covenants. No borrowings have been made on the $25.0 million credit facility. 

10.  INCOME TAXES 

On  March 27, 2020,  the  Coronavirus  Aid,  Relief,  and  Economic  Security  Act  (“CARES  Act”)  was  enacted  and  signed  into  law  in 
response to the COVID-19 global pandemic. Certain provisions of the CARES Act impacted the current fiscal year 2020. The CARES 
Act permits net operating losses (“NOLs”) incurred in tax years 2018, 2019, and 2020, (the Company’s fiscal years 2019, 2020 and 
2021) to offset 100% of taxable income and be carried back to each of the five preceding taxable years to generate a refund of previously 
paid income taxes. The Company evaluated the impact of the CARES Act during the year ended June 30, 2020 and recorded an income 
tax receivable of $4.5 million for the benefit of carrying back the fiscal year 2020 NOL and an income tax receivable of $8.2M for the 
benefit of carryback the fiscal year 2019 NOL. As the Company is carrying the losses back to years beginning before January 1, 2018, 
the receivables were recorded at the previous 35% federal tax rate rather than the current statutory rate of 21%. 

33 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Company recognizes deferred tax assets to the extent that they believe the assets are more likely than not to be realized.  In making 
such a determination, the Company considers all available positive and negative evidence, including future reversals of existing taxable 
temporary differences, projected future taxable income, tax planning strategies, and results of recent operations.  As of June 30, 2020, 
it was determined the Company has not reached a more likely than not position that the Company will realize all of its deferred tax 
assets.  Therefore, the Company has recorded a valuation allowance against the federal and state deferred tax assets of $8.5 million.  

Income tax expense was calculated based upon the following components of income (loss) before income taxes for the years ended 
June 30: 

(in thousands) 
United States 
Outside the United States 
Income (loss) before income taxes 

2020 

2019 

2018 

  $ 

  $ 

 (32,395)   $ 

 (1,362)  

 (33,757)   $ 

 (42,457)   $ 
 (151)  
 (42,608)   $ 

 26,023 
 (897) 
 25,126 

The income tax benefit (provision) is as follows for the years ended June 30: 

(in thousands) 
Federal - current 
State and other - current 
Deferred 
Total 

2020 

2019 

2018 

  $ 

  $ 

 12,668   $ 
 (302)  
 (5,453)  
 6,913   $ 

 3,933   $ 
 (71)  
 6,141  

 10,003   $ 

 (6,731) 
 (443) 
 (286) 
 (7,460) 

Reconciliation between the U.S. federal statutory tax rate and the effective tax rate is as follows for the years ended June 30: 

Federal statutory tax rate 
State taxes, net of federal effect 
Valuation allowance 
CARES Act legislation 
Other 

Effective tax rate 

2020 

2019 

2018 

 21.0 %  
 3.3  
 (20.0)  
 17.2  
 (1.0)  
 20.5 %  

 21.0 %  
 4.1  
 0.1  
 —  
 (1.7)  
 23.5 %  

 28.1 % 
 2.7  
 0.2  
 —  
 (1.3)  
 29.7 % 

The components of the gross liabilities related to unrecognized tax benefits and the related deferred tax assets are as follows: 

(in thousands) 
Gross unrecognized tax benefits 
Accrued interest and penalties 
Gross liabilities related to unrecognized tax benefits 

Deferred tax assets 
Valuation allowance 
Net deferred tax assets 

June 30, 

2020 

2019 

  $ 

  $ 

  $ 

 380   $ 
 160  
 540   $ 

 90  
 (90)  
 —   $ 

A reconciliation of the beginning and ending amount of unrecognized tax benefits is as follows: 

(in thousands) 
Balance at July 1 
Additions based on tax positions related to the current year 
Reductions for tax positions of prior years 
Balance at June 30 

2020 

2019 

2018 

  $ 

  $ 

 380   $ 

 —  
 —  

 380   $ 

 500   $ 

 —  
 (120)  
 380   $ 

 350 
 110 
 460 

 80 
 — 
 80 

 320 
 270 
 (90) 
 500 

The Company records interest expense and penalties related to income taxes as income tax expense in the consolidated statements of 
income. The Company does not expect that there will be any positions for which it is reasonably possible that the total amounts of 
unrecognized tax benefits will significantly increase or decrease within the next twelve months. The amount of unrecognized tax benefits 
as of June 30, 2020 and 2019 that if recognized, would affect the effective tax rate was $0.5 million and $0.4 million respectively. 

34 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The primary components of deferred tax assets and (liabilities) are as follows: 

(in thousands) 
Accounts receivable 
Inventory 
Self-insurance 
Payroll and related 
Accrued liabilities 
Property, plant and equipment 
Investment tax credit 
Valuation allowance 
Net operating loss carryover 
Lease assets 
Lease liabilities 
Other 

Total 

June 30, 

2020 

2019 

  $ 

  $ 

 484   $ 
 112  
 118  
 968  
 3,066  
 1,445  
 2,164  
 (8,481)  
 1,085  
 (2,498)  
 3,456  
 192  
 2,111   $ 

 260 
 40 
 200 
 570 
 2,960 
 (3,200) 
 2,340 
 (1,700) 
 5,940 
 — 
 — 
 154 
 7,564 

At June 30, 2020, certain state tax attribute carryforwards of $3.2 million were available, with $0.6 million of credits expiring between 
2021 and 2029, $1.6 million of credits with an indefinite carryforward period, and $1.0 million of state NOL carryforward. Some of the 
state NOL carryforward will have an indefinite carryforward and some will expire in varying amounts between 2025 and 2040. As of 
June 30, 2020, it was determined the Company has not reached a more likely than not position the Company will realize any portion of 
the state attribute carryforwards.  Therefore, the Company has recorded a valuation allowance against the state attribute carryforward. 
As of June 30, 2020, it was determined the Company has not reached a more likely than not position that the Company will realize all 
of its U.S. federal deferred tax assets. As a result of the CARES Act, the Company is able to realize a portion of its U.S. federal deferred 
tax assets, however, it will not realize the remainder. Therefore, the Company has a recorded a valuation allowance against its U.S 
federal deferred tax assets for $4.6 million. 

The Company is subject to U.S. federal income tax as well as income tax of multiple state and foreign jurisdictions.  Generally, tax years 
2016–2019 remain open to examination by the Internal Revenue Service or other taxing jurisdictions to which the Company is subject.  
As of June 30, 2020, there is an ongoing federal income tax audit for tax years 2018-2019.   

11.  STOCK-BASED COMPENSATION 

The Company accounts for its stock-based compensation plans in accordance with ASC 718, Stock Compensation, which requires the 
Company to measure all share-based payments at grant date fair value and recognize the cost over the requisite service period. Restricted 
shares and restricted stock units (“RSUs”) generally vest over 1 to 3 years. Stock options are granted at an exercise price equal to the 
fair value of the Company’s common stock price at the grant date and are exercisable for up to 10 years. Stock-based compensation is 
included in selling, general and administrative, and restructuring expenses on the consolidated statements of income. The stock-based 
compensation expense included in restructuring expense were for retention RSUs in connection with the Company’s restructuring plan. 
Forfeitures are recognized as incurred.  

Total  stock-based  compensation  expense  was  $4.6  million,  $1.4  million  and  $0.5  million  for  fiscal  years  2020,  2019  and  2018, 
respectively.  

The Company has two stock-based compensation plans available for granting awards to employees and directors. 

(1)  Long-Term Incentive Compensation Plan (“LTICP”) 

The  LTICP  provides  for  RSUs  to  be  awarded  to  officers  and  key  employees  based  on  performance  targets  set  by  the 
Compensation Committee of the Board of Directors (the “Committee”). The Company selected fully-diluted earnings per share 
and total shareholder return as the performance goal for the three year performance periods from July 1, 2017 – June 30, 2020 
(“2018-2020”) and July 1, 2018 – June 30, 2021 (“2019-2021”).  As of June 30, 2019, both the performance period 2018-2020 
and 2019-2021 are no longer attainable. For the July 1, 2019 – June 30, 2022 (“2020-2022”) three year performance period, 
the Committee selected Adjusted Earnings Before Interest and Tax with a defined percentage growth in fiscal year 2021 and 
2022. Since the 2018-2020 and 2019-2021 performance periods are no longer attainable, only RSU’s granted for the 2020-
2022 performance period are included in the table below for the Company’s unvested LTICP RSUs during the year ended June 
30, 2020: 

35 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(shares in thousands) 
Unvested as of June 30, 2019 

Granted 
Forfeited 

Unvested as of June 30, 2020 

Time Based Vest 

  Weighted average   
fair value 
per share 

Shares 

Performance Based Vest 

  Weighted average   

Shares 

fair value 
per share 

Total 

  Weighted average 

fair value 
per share 

Shares 

 —   $ 
 49  
 (5)  
 44   $ 

 —  
 16.90  
 16.90  
 16.90  

 —   $ 
 74  
 (30)  
 44   $ 

 —  
 16.77  
 16.79  
 16.76  

 —   $ 

 123  
 (35)  
 88   $ 

 — 
 16.82 
 16.80 
 16.83 

Total unrecognized stock-based compensation related to the unvested LTICP RSUs was $1.0 million as of June 30, 2020, which 
is expected to be recognized over a period of 2.0 years. 

(2) 2013 Omnibus Stock Plan and 2009 Stock Option Plan 

The  2013  Omnibus  Stock  Plan  is  for key  employees, officers  and  directors  and  provides  for  the granting  of  incentive  and 
nonqualified  stock  options,  restricted  stock,  restricted  stock  units,  stock  appreciation  rights  and  performance  units.  No 
additional stock options can be granted under the 2009 stock option plan. 

Restricted shares and RSUs 

A summary of the activity in the Company’s unvested restricted shares and unvested RSUs as June 30, 2020, is presented 
below: 

Unvested as of June 30, 2018 
Granted 
Forfeited 
Unvested as of June 30, 2019 
Granted 
Vested 
Forfeited 
Unvested as of June 20, 2020 

Shares 

(in thousands) 

Weighted average 

fair value 

per share 

 —  
 77  
 (22)  
 55  
 249  
 (83)  
 (32)  
 189  

$ 

$ 

 — 
 31.60 
 39.92 
 28.55 
 14.83 
 19.05 
 22.64 
 15.24 

Total unrecognized stock-based compensation related to unvested restricted shares and unvested RSUs was $0.8 million as of 
June 30, 2020, which is expected to be recognized over a weighted average period of 0.9 years. 

Options 

The weighted average grant date fair value of stock options granted during fiscal years 2020, 2019 and 2018 were $1.77, $5.85, 
and $10.87, respectively. The weighted average assumptions used to estimate these fair values were as follows: 

Dividend yield 
Expected volatility 
Risk-free interest rate 
Expected life (in years) 

2020 

For the years ended June 30, 
2019 

2018 

7.3%  
34.0%  
0.9%  
 5  

3.5%  
32.7%  
2.7%  
 5  

1.8% 
31.1% 
1.7% 
 5 

The expected volatility and expected life are determined based on historical data. The interest rate is based on U.S. Treasury 
risk-free rate in affect at the date of grant for the periods corresponding with the expected term of options.  

A  summary  of  the  activity  of  the  Company’s  stock  option plans  during  the  years  ended June  30,  2020,  2019  and  2018,  is 
presented below: 

36 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Outstanding at June 30, 2018 
Granted 
Exercised 
Cancelled 
Outstanding at June 30, 2019 
Granted 
Exercised 
Cancelled 
Outstanding at June 30, 2020 

Shares 
(in thousands) 

Weighted 
Average 
Exercise Price 

 166   $ 
 100  
 (5)  
 (36)  
 225   $ 
 60  
 (2)  
 (60)  
 223   $ 

 30.65 
 26.89 
 15.50 
 36.59 
 28.37 
 12.56 
 8.55 
 30.74 
 23.70 

The following table summarizes information for options outstanding at June 30, 2020: 

Range of 
Prices 
$   8.55 - 15.14 
  17.23 - 19.77 
  20.50 - 27.57 
  31.06 - 32.80 
  43.09 - 47.45 
$   8.55 - 47.45 

Options 

  Outstanding 
(in thousands) 

Weighted Average 

Remaining 
Life (Years) 

Exercise 
Price 

 70  
 21  
 69  
 37  
 26  
 223  

 8.2   $ 
 1.7  
 5.9  
 5.9  
 6.2  
 6.3   $ 

 12.54 
 18.86 
 23.81 
 32.20 
 45.36 
 23.70 

Total  unrecognized  stock-based  compensation  expense  related  to  options  was  $0.05  million  as  of  June  30,  2020,  which  is 
expected to be recognized over a period of 2.0 years.  

Stock-based compensation granted outside a plan 

During the quarter ended December 31, 2018, the Company awarded its Chief Executive Officer 55,000 options outside of any Company 
stock plans. During the quarter ended June 30, 2020, the Company awarded its Chief Financial Officer/Chief Operating Officer 79,000 
options outside of any Company stock plans. Total unrecognized stock-based compensation expense related to options awarded outside 
a plan was $0.1 million as of June 30, 2020, which is expected to be recognized over a period of 2.0 years. 

12.  BENEFIT AND RETIREMENT PLANS 

Defined Contribution and Retirement Plans 

The Company sponsors a defined contribution retirement plan, which covers substantially all employees. The Company’s total matching 
contribution expense was $2.3 million, $2.6 million and $1.7 million in fiscal years 2020, 2019 and, 2018, respectively. 

Multi-employer Pension Plans 

The Company contributes to three multi-employer defined benefit pension plans under the terms of collective-bargaining agreements 
that cover its union-represented employees.  The risks of participating in these multi-employer plans are different from single-employer 
plans in the following aspects: 

•  Assets contributed to the multi-employer plan by one employer may be used to provide benefits to employees of other 

• 

• 

participating employers. 
If a participating employer stops contributing to the plan, the unfunded obligations of the plan may be shared by the remaining 
participating employers. 
If a participating employer chooses to stop participating in some of its multi-employer plans, the employer may be required to 
pay those plans an amount based on the underfunded status of the plan, referred to as a withdrawal liability. 

The  Company’s  participation  in  these  plans  for  the  annual  period  ended  June  30,  2020,  is  outlined  in  the  following  table.  Unless 
otherwise noted, the most recent Pension Protection Act zone status available in 2020 and 2019 is for the plan’s year-end at December 
31, 2019 and 2018, respectively.  The zone status is based on information that the Company received from the plan and is certified by 
the plan’s actuary.  Among other factors, plans in the red zone are generally less than 65 percent funded, plans in the yellow zone are 
between 65 percent and 80 percent funded, and plans in the green zone are at least 80 percent funded. 

37 

 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Pension Fund 
Central States SE and  
SW Areas Pension Fund 
Steelworkers Pension Trust 
Central Pension Fund 

Pension 
Protection 
  Act Zone Status  
June 30, 

  EIN/Pension   
  Plan Number    2020 

  2019 

  Rehabilitation    
  Plan Status 

Company Contributions 
(in thousands) 
2019 

2018 

2020 

  Expiration Date   Number of 
  Company 
  Employees 

of Collective 
Bargaining 
Agreement 

in Plan 

  Surcharge  
Imposed   

366044243 
236648508 
366052390 

  Red 

  Red 
  Green    Green   
  Green    Green   

Implemented 
No 
No 

 $ 

 $ 

 157    $ 
 279     
 3     
 439    $ 

 154    $ 
 412     
 7     
 573    $ 

 150   
 345   
 6   
 501   

No 
No 
No 

3/31/2022 
  Not applicable   
  Not applicable   

9 
 — 
 — 

With  the  closure  of  the  Company’s  Dubuque,  Iowa  and  Starkville,  Mississippi  manufacturing  facilities,  the  collective  bargaining 
agreements for the Steelworkers Pension Trust and Central Pension Fund was terminated as of June 30, 2020. As of June 30, 2020, the 
Company intends to exit the Steelworkers Pension Trust and has recorded a withdrawal liability of $1.4 million as restructuring and 
related expenses, see Note 5 Restructuring.  

The estimated cumulative cost to exit the Company’s Central States SE and SW Areas Pension Fund and Central Pension Fund multi-
employer plans was approximately $17.1 million on June 30, 2020. No liability has been recorded as of June 30, 2020, as the Company 
intends to continue to contribute to these two plans.  

13.  ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) 

(in thousands) 
Pension and other post-retirement benefit adjustments, net of tax (1) 
Adoption of ASU 2018-02 
Available-for-sale securities, net of tax (2) 
Total accumulated other comprehensive income (loss) 

  $ 

  $ 

2020 

June 30, 
2019 

 —   $ 
 —  
 —  
 —   $ 

 —   $ 
 —  
 8  
 8   $ 

2018 

 (1,684) 
 (334) 
 (26) 
 (2,044) 

(1)  The tax effect on the pension and other post-retirement benefit adjustments is a tax benefit of $0.0 million, $0.0 million and 

$0.7 million at June 30, 2020, 2019 and 2018, respectively. 

(2)  The tax effect on the available-for-sale securities is a tax benefit $0.0 million at June 30, 2020, 2019 and 2018. 

14.  COMMITMENTS AND CONTINGENCIES 

Environmental Matters – In March 2016, the Company received a General Notice Letter for the Lane Street Groundwater Superfund 
Site (the “Lane Street Site”) located in Elkhart, Indiana from the U.S. Environmental Protection Agency (EPA). In April 2016, the EPA 
issued their proposed clean-up plan for groundwater pollution and request for public comment. The Company responded to the request 
for public comment in May 2016. The EPA issued a Record of Decision selecting a remedy in August 2016 and estimated total costs to 
remediate of $3.6 million. In July 2017, the EPA issued a Special Notice Letter to the Company demanding that the Company perform 
the remedy selected and pay for the remediation cost and past response costs of $5.5 million. On October 12, 2017, the Company, after 
consultation with its insurance carriers, offered an amount, fully reimbursable by insurance coverage, to the EPA to resolve this matter. 
On November 6, 2017, the settlement offer extended on October 12, 2017 was rejected.  

In April 2018, the EPA issued a Unilateral Administrative Order for Remedial Design and Remedial Action (the “Order”) against the 
Company.  The Order was issued under Section 106(a) of the Comprehensive Environmental Response, Compensation and Liability 
Act (CERCLA), 42 U.S.C. §9606(a).  The Order directs the Company to perform remedial design and remedial action for the Lane 
Street Site.  The Order was to be effective May 29, 2018.  To ensure completion of the remediation work, the EPA required the Company 
to secure financial assurance in the initial amount a $3.6 million, which as noted above, is the estimated cost of remedial work.  The 
Company believes that financial assurance is not required because it meets the relevant financial test criteria as provided in the Order. 
In May 2018, the EPA agreed to suspend enforcement of the Order so that the Company could conduct environmental testing upgradient 
to its former manufacturing location pursuant to an Administrative Order on Consent (AOC). On April 24, 2019, the Company signed 
an AOC with the EPA to conduct the upgradient investigation.  The Company negotiated site access to the upgradient property over a 
period of months in 2019, followed by completion of sampling activities on that property on September 28-29, 2019.  Following multiple 
exchanges from November 2019 through early 2020, the Company submitted a final and supplemental report to the EPA regarding the 
results of the upgradient investigation on June 17, 2020.  On July 13, 2020, the Company  further entered in to a Second Amended 

38 

 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
   
 
   
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
Tolling Agreement that tolls the statute of limitations for potential claims by the EPA through February 24, 2021. The Company reflected 
a $3.6 million liability in the consolidated balance sheets for the fiscal year ended June 30, 2018. Despite the Company’s position that 
it did not cause nor contribute to the contamination, the Company continues to reflect this liability in the consolidated balance sheets for 
the fiscal year ended June 30, 2020 in accordance with FASB issued Asset Retirement and Environmental Obligations (ASC 410-30). 
The Company continues to evaluate the Order, its legal options and insurance coverages to assert its defense and recovery of current 
and future expenses related to this matter. 

Employment Matters – The lawsuit entitled Juan Hernandez, et al. v. Flexsteel Industries, Inc. (“Hernandez I”), was filed on February 
21,  2019  in  the  Superior  Court  for  the  County  of  Riverside  by  former  employees  Juan  Hernandez  and  Richard  Diaz  (together, 
“Plaintiffs”). On  April  29,  2019,  Plaintiffs  filed  a  second  similarly  titled  lawsuit  in  the  Superior  Court  for  the  County  of  Riverside 
(“Hernandez II”).  Hernandez II is brought by the same attorneys as Hernandez I and features a single cause of action for civil penalties 
under the Private Attorneys General Act (“PAGA”). The Company agreed to resolve both Hernandez I and Hernandez II in principle 
and  on  a  class-wide  basis  for  $0.5  million.   That  settlement  will  serve  to  resolve  the  claims  of  the  two  Plaintiffs,  as  well  as  the 
approximately 270 remaining members of the class unless an individual class member asks to be excluded. At present, the material 
terms of the settlement are captured in a Long-Form Settlement Agreement. The Company anticipates that obtaining final approval of 
the parties’ settlement from the court will take at least six months and potentially longer, such that any settlement payments will not be 
made until the fiscal year ended June 30, 2021. The settlement amount of $0.5 million, has been accrued in other current liabilities 
during the fiscal year ended June 30, 2019 and continues to reflect this liability in the consolidated balance sheets for the fiscal year 
ended June 30, 2020. 

Other Proceedings – From time to time, the Company is subject to various other legal proceedings, including lawsuits, which arise out 
of, and are incidental to, the conduct of the Company’s business. The Company does not consider any of such other proceedings that 
are  currently  pending,  individually  or  in  the  aggregate,  to  be  material  to  its  business  or  likely  to  result  in  a  material  effect  on  its 
consolidated operating results, financial condition, or cash flows. 

15.  QUARTERLY FINANCIAL INFORMATION – UNAUDITED 

(in thousands, except per share amounts) 

For the Quarter Ended 

September 30 

December 31 

March 31 

June 30 

Fiscal 2020: 
Net sales 
Gross margin 
Operating income (loss) 
Net income (loss) 
Earnings (loss) per share: 

Basic 
Diluted 

Fiscal 2019: 
Net sales 
Gross margin 
Operating income (loss) 
Net income (loss) 
Earnings (loss) per share: 

Basic 
Diluted 

16.  SUBSEQUENT EVENTS 

  $ 

  $ 
  $ 

  $ 

  $ 
  $ 

 100,348   $ 
 17,221  
 12,683  
 9,551  

 102,949   $ 
 16,050  
 (7,079)  
 (5,384)  

 1.20   $ 
 1.17   $ 

 (0.68)   $ 
 (0.68)   $ 

 98,821   $ 
 13,848  
 (8,342)  
 (5,270)  

 (0.66)   $ 
 (0.66)   $ 

 64,808 
 5,934 
 (31,657) 
 (25,741) 

 (3.23) 
 (3.23) 

September 30 

December 31 

March 31 

June 30 

For the Quarter Ended 

 113,487   $ 
 21,791  
 1,595  
 1,296  

 118,352   $ 
 21,474  
 2,103  
 1,566  

 111,542   $ 
 21,328  
 (20,255)  
 (15,552)  

 0.16   $ 
 0.16   $ 

 0.20   $ 
 0.20   $ 

 (1.97)   $ 
 (1.97)   $ 

 100,207 
 5,347 
 (26,597) 
 (19,915) 

 (2.52) 
 (2.52) 

On June 26, 2020, the Company entered into a Purchase and Sale Agreement to sell one of its Harrison, Arkansas facilities for $0.7 
million. The transaction closed on August 14, 2020. The Company has one facility remaining after the sale.  

On  August  28,  2020,  the  Company  entered  into  a  new  credit  facility  with  Dubuque  Bank  &  Trust  Company,  see  Note  9  Credit 
Arrangements for more information. 

Subsequent to June 30, 2020, the Company’s Lancaster, Pennsylvania property was placed for sale. The total net book value of the 
Lancaster property was $0.8 million as of June 30, 2020. The Company expects the sale to be completed during the first quarter of fiscal 
2021. 

39 

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 9.  Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 

None. 

Item 9A  Controls and Procedures 

Evaluation of disclosure controls and procedures – Based on their evaluation as of the end of the period covered by this Annual Report 
on Form 10-K, the Company’s chief executive officer and chief financial officer have concluded that disclosure controls and procedures 
(as defined in Rules 13a-15(e) and 15d-15(e) under the Securities Exchange Act of 1934, as amended) were effective as of June 30, 
2020. 

Management’s  Annual  Report  on  Internal  Control  Over  Financial  Reporting  –  Management  is  responsible  for  establishing  and 
maintaining adequate internal control over financial reporting, as such term is defined in Rules 13a-15(f) or 15d-15(f) of the Securities 
Exchange Act of 1934, as amended.  The Company performed an evaluation under the supervision and with the participation of its 
management,  including  the  CEO  and  CFO,  to  assess  the  effectiveness  of  the  design  and  operation  of  its  disclosure  controls  and 
procedures under the Exchange Act as of June 30, 2020. In making this assessment, the Company used the criteria set forth by the 
Committee of Sponsoring Organizations of the Treadway Commission in Internal Control — Integrated Framework (2013).  Based on 
those criteria, management concluded that the internal control over financial reporting is effective as of June 30, 2020. The effectiveness 
of  the  Company’s  internal  control  over  financial  reporting  as  of  June  30,  2020,  has  been  audited  by  Deloitte  &  Touche  LLP,  the 
Company’s independent registered public accounting firm, as stated in their report in Part II, Item 8 of this Form 10-K. 

Item 9B.  Other Information 

None. 

PART III 

Item 10.  Directors, Executive Officers and Corporate Governance 

In accordance with General Instruction G(3) to Form 10-K, the Company intends to file with the SEC the information required by this 
item not later than 120 days after the end of the fiscal year covered by this Form 10-K. 

Item 11.  Executive Compensation 

In accordance with General Instruction G(3) to Form 10-K, the Company intends to file with the SEC the information required by this 
item not later than 120 days after the end of the fiscal year covered by this Form 10-K. 

Item 12.  Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters 

In accordance with General Instruction G(3) to Form 10-K, the Company intends to file with the SEC the information required by this 
item not later than 120 days after the end of the fiscal year covered by this Form 10-K. 

Item 13.  Certain Relationships and Related Transactions, and Director Independence 

In accordance with General Instruction G(3) to Form 10-K, the Company intends to file with the SEC the information required by this 
item not later than 120 days after the end of the fiscal year covered by this Form 10-K. 

Item 14.  Principal Accountant Fees and Services  

In accordance with General Instruction G(3) to Form 10-K, the Company intends to file with the SEC the information required by this 
item not later than 120 days after the end of the fiscal year covered by this Form 10-K. 

40 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
PART IV 

Item 15.  Exhibits, Financial Statements and Schedules 

Financial Statements and Financial Statement Schedules 

See “Index to Consolidated Financial Statements” in Part II, Item 8 of this Annual Report on Form 10-K. Schedule II is included in Part 
II, Item 8, all other financial statement schedules have been omitted because they are not required or are not applicable or because the 
information required in those schedules either is not material or is included in the consolidated financial statements or the accompanying 
notes. 

Exhibits 

The exhibits listed in the accompanying index to exhibits are filed or incorporated as part of this Annual Report on Form 10-K. 
The following financial statement schedules for the years ended June 30, 2020, 2019 and 2018 are submitted herewith: 

SCHEDULE II 

VALUATION AND QUALIFYING ACCOUNTS 

For the Years Ended June 30, 2020, 2019 and 2018 

(in thousands) 
Description 
Accounts Receivable Allowances: 
2020 
2019(1) 
2018 

VAT Allowances: 
2020 
2019 
2018 

Balance at 
Beginning of 
Year 

(Additions) 
Reductions to 
Income 

Deductions from 
Reserves 

Balance at End 
of Year 

  $ 

  $ 

  $ 

 250 
 290 
 1,200 

  $ 

 2,235 
 — 
 — 

  $ 

 5,214 
 110 
 (80)     

  $ 

 — 
 2,612 
 — 

 (3,694)    $ 
 (150)     
 (20)     

 (1,998)    $ 
(377)     
0 

1,770 
250 
1,100 

237 
2,235 
0 

(1)  The beginning balance was adjusted by $0.8 million for the adoption of Revenue Recognition ASU 2014-9. 

41 

 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
 
 
 
 
SIGNATURES 

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to 
be signed on its behalf by the undersigned, thereunto duly authorized. 

Date: 

August 28, 2020 

FLEXSTEEL INDUSTRIES, INC. 

By: 

/S/ Jerald K. Dittmer 
 Jerald K. Dittmer 
Chief Executive Officer 
(Principal Executive Officer) 

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on 
behalf of the registrant and in the capacities and on the dates indicated. 

Date: 

August 28, 2020 

Date: 

August 28, 2020 

Date: 

Date: 

Date: 

Date: 

Date: 

August 28, 2020 

August 28, 2020 

August 28, 2020 

August 28, 2020 

August 28, 2020 

/S/ Jerald K. Dittmer 
Jerald K. Dittmer 
Chief Executive Officer and Director 
(Principal Executive Officer) 

/S/ Derek P. Schmidt 
Derek P. Schmidt 

  Chief Financial Officer and Chief Operating Officer 

(Principal Financial Accounting Officer) 

/S/ Thomas M. Levine 
Thomas M. Levine 
Chair of the Board of Directors 

/S/ Mary C. Bottie 
Mary C. Bottie 
Director 

/S/ William S. Creekmuir 
William S. Creekmuir 
Director 

/S/ Matthew A. Kaness 
Matthew A. Kaness 
Director 

/S/ Eric S. Rangen 
Eric S. Rangen 
Director 

42 

 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit No. 
3.1 

3.2 

4.1 

10.1 

10.2 

10.3 

10.4 

10.5 

10.6 

10.7 

10.8 

10.9 

10.10 

10.11 

10.12 

10.13 

10.14 

10.15 

10.16 

10.17 

10.18 

10.19 

10.20 

10.21 

 Exhibit Index 

Amended and Restated Articles of Incorporation of the Company (incorporated by reference to Form 8-K, as filed 
with the Securities and Exchange Commission on December 7, 2016). 
Amended  and  Restated  Bylaws  of  the  Company  (incorporated  by  reference  to  Form  8-K,  as  filed  with  the 
Securities and Exchange Commission on December 5, 2017). 
Description of the Company’s common stock (incorporated by reference to Exhibit No. 4.1 to the Annual Report 
on Form 10-K for the fiscal year ended June 30, 2019). 
2009  Stock  Option  Plan  (incorporated  by  reference  to  Appendix  A  from  the  2009  Flexsteel  definitive  proxy 
statement).* 
Letter Agreement between Karel K. Czanderna and Flexsteel Industries, Inc. dated June 29, 2012. (incorporated 
by reference to Form 8-K filed with the Securities and Exchange Commission on July 5, 2012).* 
Form of Notification of Award for the Cash Incentive Compensation Plan (incorporated by reference to Form 8-
K filed with the Securities and Exchange Commission on December 13, 2013).* 
Form of Notification of Award for the Long-Term Incentive Compensation Plan (incorporated by reference to 
Form 8-K filed with the Securities and Exchange Commission on December 13, 2013).* 
Form of Notification of Award for incentive stock options issued under the Omnibus Stock Plan (incorporated by 
reference to Form 8-K filed with the Securities and Exchange Commission on December 13, 2013).* 
Form  of  Notification  of  Award  for  director  non-qualified stock  options  issued  under  the  Omnibus  Stock  Plan 
(incorporated by reference to Form 8-K filed with the Securities and Exchange Commission on December 13, 
2013).* 
Form of Notification of Award for restricted stock units issued under the Omnibus Stock Plan (incorporated by 
reference to Form 8-K filed with the Securities and Exchange Commission on December 13, 2013).* 
Long-Term Incentive Compensation Plan, dated July 1, 2013 (incorporated by reference to Appendix B to the 
Definitive Proxy Statement on Schedule 14A filed with the Securities and Exchange Commission on October 28, 
2013).* 
Omnibus  Stock  Plan,  dated  July  1,  2013  (incorporated  by  reference  to  Appendix  C  to  the  Definitive  Proxy 
Statement on Schedule 14A filed with the Securities and Exchange Commission on October 28, 2013).* 
Credit  Agreement  dated  June  30,  2016  between  Flexsteel  Industries,  Inc.  and  Wells  Fargo  Bank,  N.A. 
(incorporated by reference to Form 8-K filed with the Securities and Exchange Commission on July 1, 2016). 
Development Agreement dated June 5, 2017 between Flexsteel Industries, Inc. and The City of Dubuque, Iowa. 
Redevelopment Project Agreement dated May 15, 2017 between Flexsteel Industries, Inc., The City of Dubuque, 
Iowa and Dubuque Initiatives. (incorporated by reference to Form 8-K filed with the Securities and Exchange 
Commission on June 12, 2017). 
First Amendment to Credit Agreement dated June 30, 2017 between Flexsteel Industries, Inc. and Wells Fargo 
Bank, N.A. (incorporated by reference to Form 8-K filed with the Securities and Exchange Commission on June 
30, 2017). 
Letter Agreement between Marcus Hamilton and Flexsteel Industries, Inc. dated December 23, 2017. 
(incorporated by reference to Form 8-K filed with the Securities and Exchange Commission on January 2, 
2018).* 
Second Amendment to Credit Agreement dated June 5, 2018 between Flexsteel Industries, Inc. and Wells Fargo 
Bank, N.A. (incorporated by reference to Form 8-K filed with the Securities and Exchange Commission on June 
8, 2018). 
Revolving Line of Credit Note dated June 5, 2018 between Flexsteel Industries, Inc. and Wells Fargo Bank, N.A. 
(incorporated by reference to Form 8-K filed with the Securities and Exchange Commission on June 8, 2018). 
Retirement  Agreement  and  Release  with  Karel  K.  Czanderna,  dated  September  13,  2018  (incorporated  by 
reference to Form 8-K filed with the Securities and Exchange Commission on September 21, 2018). * 
Form  of  Retention  Bonus  Agreement  (incorporated  by  reference  to  Form  8-K  filed  with  the  Securities  and 
Exchange Commission on September 21, 2018).* 
Amendment to Retirement Agreement and Release, dated October 25, 2018 (incorporated by reference to Form 
10-Q filed with the Securities and Exchange Commission on October 30, 2018).* 
Severance Plan for Management Employees dated October 25, 2018, including Form of Participation Agreement 
(incorporated  by  reference  to  Form  8-K  filed  with  the  Securities  and  Exchange  Commission  on  November  2, 
2018).* 
Form  of  Confidentiality  and  Noncompetition  Agreement  between  the  Company  and  Jerald  K.  Dittmer 
(incorporated by reference to Form 8-K filed with the Securities and Exchange Commission on December 20, 
2018).* 
Separation  and  Release  Agreement  between  the  Company  and  Richard  J.  Stanley,  dated  January  29,  2019 
(incorporated by reference to Form 8-K filed with the Securities and Exchange Commission on January 29, 2019).* 

43 

 
 
   
 
 
 
 
10.22 

10.23 

10.24 

10.25 

10.26 

10.27 

10.28 

10.29 

10.30 

21.1 
23 
31.1 
31.2 
32 

* 
101.INS 
101.SCH 
101.CAL 
101.LAB 
101.DEF 
101.PRE 
104.Cover Page 
** 

Executive Employment Agreement, dated December 28, 2018 with Jerald K. Dittmer (incorporated by reference 
to Form 10-Q filed with the Securities and Exchange Commission on February 6, 2019).* 
Notification of Non-Statutory Stock Option Award, dated December 28, 2018 for Jerald K. Dittmer (incorporated 
by reference to Form 10-Q filed with the Securities and Exchange Commission on February 6, 2019).* 
Notification of Restricted Stock Award, dated December 28, 2018 for Jerald K. Dittmer (incorporated by reference 
to Form 10-Q filed with the Securities and Exchange Commission on February 6, 2019).* 
Form of Notification of Non-Statutory Stock Option Award (incorporated by reference to Form 10-Q filed with 
the Securities and Exchange Commission on February 6, 2019).* 
Agreement for Purchase and Sale and Joint Escrow Instructions between the Company and Greenlaw Acquisitions, 
LLC  dated  August  26,  2019  (incorporated  by  reference  to  Form  8-K  filed  with  the  Securities  and  Exchange 
Commission on September 5, 2019). 
First Amendment Executive Employment Agreement between the Company and Jerald K. Dittmer, dated August 
30,  2019  (incorporated  by  reference  to  Form  8-K  filed  with  the  Securities  and  Exchange  Commission  on 
September 5, 2019). * 
Promissory  Note  dated  December  31,  2019  between  Flexsteel  Industries,  Inc.  and  MidWestOne  Bank 
(incorporated by reference to Form 8-K filed with the Securities and Exchange Commission on January 3, 2020).    
Letter  Agreement  dated  March  10,  2020  by  and  between  Flexsteel  Industries,  Inc.  and  Derek  P.  Schmidt 
(incorporated  by  reference  to  Form  8-K  filed  with  the  to  Form  8-K  filed  with  the  Securities  and  Exchange 
Commission on March 18, 2020). *   
First Amendment to the Flexsteel Industries, Inc. Severance Plan for Management Employees, dated April 15, 
2020 (incorporated by reference to Form 10-Q filed with the Securities and Exchange Commission on May 1, 
2020). *    
Subsidiaries of the Company.  Filed herewith. 
Consent of Independent Registered Public Accounting Firm.  Filed herewith. 
Certification.  Filed herewith. 
Certification.  Filed herewith. 
Certification  by  Chief  Executive  Officer  and  Chief  Financial  Officer  Pursuant  to  18  U.S.C.  Section  1350  as 
Adopted Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.  Filed herewith. 
Management contracts, compensatory plans and arrangements required to be filed as an exhibit to this report. 
XBRL Instance Document** 
XBRL Taxonomy Extension Schema Document 
XBRL Taxonomy Extension Calculation Linkbase Document 
XBRL Taxonomy Extension Labels Linkbase Document 
XBRL Taxonomy Extension Definition Linkbase Document 
XBRL Taxonomy Extension Presentation Linkbase Document 
Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101) 
In accordance with Regulation S-T, the XBRL-related information in Exhibit 101 to this Annual Report on Form 
10-K shall be deemed to be “furnished” and not “filed.” 

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