Ford Motor Company, a global manufacturer of an array of vehicles from trucks to luxury models, has a diversified business model, as it operates through its Ford Blue, Ford Model e, and Ford Pro; Ford Next; and Ford Credit segments. Through distributors and dealers, the company sells its Ford and Lincoln vehicles, service parts, and accessories, with commercial fleet customers, daily rental car companies, and governments among their customer base. They partake in vehicle-related financing and leasing activities, with the provision of retail installment sale contracts for new and used vehicles and direct financing leases for new vehicles to retail and commercial customers. Furthermore, the company extends wholesale loans to dealers to finance the purchasing of vehicle inventory, and loans to dealers to enhance their facilities, purchase dealership real estate, and other dealership vehicle programs. Founded in 1903 and headquartered in Dearborn, Michigan, Ford continues to be a prominent player in the automotive industry.