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Ford

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FY2017 Annual Report · Ford
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F O RD M OTO R CO MPAN Y

2017 ANNUAL REPORT

On the Cover

From cruising down the highway in 
a 1966 Mustang to taking the entire 
family on a road trip in an all-new 
2018 Expedition, Ford customers 
have passion for their vehicles. It is 
that same emotion that drives Ford 
Motor Company’s commitment to 
become the world’s most trusted 
mobility company, designing smart 
vehicles for a smart world.

Whether building America’s best-
selling truck, expanding Chariot 
shuttle service to New York City, or 
moving forward on the company’s 
vision to re-energize congested cities 
by developing new ways to connect 
and move, Ford will always keep 
the customer at the center of the 
products and services it creates.

FINANCIAL HIGHLIGHTS

(in billions, except for percentages) 

2016  

2017

Automotive Segment

Revenue    

  Operating margin  

  Operating cash flow 

Ford Credit

Pre-tax profit 

Total Company

  $ 141.5 

$  145.7

  6.7% 

 5.0%

  $ 6.4 

 $ 3.9

$ 1.9  

  $ 2.3

  Net income attributable to Ford Motor Company 

  $ 4.6 

  $ 7.6

  Adjusted pre-tax profit (a) 

  $ 10.4   

  $ 8.4

 (a)  See pages 25 and 79 of Ford’s 2017 Form 10-K for definition and reconciliation to GAAP.

Our Annual Report is available 
online at annualreport.ford.com

We are working with Lyft, Domino’s Pizza and Postmates to 
optimize the customer experience and business function these 
vehicles provide. We also are developing a range of mobility 
options that include micro-transit systems and traffic management 
software that helps ease congestion in cities and provides access to 
mobility for more people, including the underserved.

In addition, we are placing an even greater emphasis on our 
electrified vehicle strategy to help reduce CO2 emissions and 
improve fuel economy. To speed up the design and development 
of battery electric vehicles, in 2017 we created “Team Edison,” 
a dedicated electric vehicle team that is bringing together 
technology, product development and advanced manufacturing 
to create leading-edge battery electric vehicles for customers 
around the world. We also recently announced a joint venture with 
Zotye, a pioneer in the Chinese all-electric vehicle segment. Our 
goal with the JV is to develop and manufacture all-electric vehicles 
and create a new sales and service network. These moves will help 
us expand our electric vehicle lineup with a total of 40 vehicles 
globally – including 16 full battery electric vehicles by 2022.

Our new President and CEO, Jim Hackett, is the right person to 
lead us during this transformative period for the auto industry. 
He is a true visionary who brings a unique, human-centered 
leadership approach to our culture, products and services that 
will unlock the potential of our people and our business. 

We have many strengths to leverage as we move forward, 
including our proven ability to integrate hardware and software in 
complex devices and our more than 100 years of experience in the 
mass production of vehicles. But perhaps our greatest strength 
is the trust that people have in our company and our employees, 
who take that responsibility very seriously.

“Our goal is to become the world’s most  
 trusted mobility company.” 

The hard work and community spirit of our employees, a culture 
of caring and a determination to build a better world have 
enabled us to earn this trust over time. In a time of revolution and 
disruption, trust becomes more important than ever, and it is the 
one thing we will not change as we transform our company.

To continue earning your trust, our Board of Directors, leadership 
team and employees are passionately committed to delivering 
business results, creating value for the future and improving 
people’s lives around the world. 

Thank you for your continued support of our efforts.

William Clay Ford, Jr. 
Executive Chairman 
March 15, 2018

LET TER FROM THE   
EXECUTIVE CHAIRMAN

WILLIAM CL AY  F O RD, JR.

2017 was a year of change and transition for Ford Motor Company. 
We took a major step forward in defining our future to become the 
world’s most trusted mobility company. To achieve this vision, we 
are moving from a position of strength to transform our company 
for the future.

In 2017 we achieved our eighth consecutive year of solid earnings 
and positive operating-related cash flow. Our consistent profitability 
has enabled us to distribute more than $15 billion to our shareholders 
since 2012. While we are pleased and proud to deliver these 
substantial profits, we know that business as usual is no longer 
good enough in the rapidly changing business environment.

We are aggressively reducing costs and reallocating capital to the 
products and markets with the highest potential for growth and 
returns. As we improve the efficiency and focus of our business for 
today, we also are accelerating our efforts to be a leader in the smart 
vehicles and mobility services of tomorrow.

Our goal is to become the world’s most trusted mobility company. 
To do that, we are taking an approach to the design and 
development of our products and services that is focused not 
just on new technologies but also on improving people’s lives. 
The human impact of the mobility revolution will transform the 
way we access work, health care, education and much more.

We plan to begin production of fully autonomous vehicles for 
commercial use, such as ride hailing or package delivery, by 2021. 

 
  
   
 
 
 
 
We are working with Lyft, Domino’s Pizza and Postmates to 
optimize the customer experience and business function these 
vehicles provide. We also are developing a range of mobility 
options that include micro-transit systems and traffic management 
software that helps ease congestion in cities and provides access to 
mobility for more people, including the underserved.

In addition, we are placing an even greater emphasis on our 
electrified vehicle strategy to help reduce CO2 emissions and 
improve fuel economy. To speed up the design and development 
of battery electric vehicles, in 2017 we created “Team Edison,” 
a dedicated electric vehicle team that is bringing together 
technology, product development and advanced manufacturing 
to create leading-edge battery electric vehicles for customers 
around the world. We also recently announced a joint venture with 
Zotye, a pioneer in the Chinese all-electric vehicle segment. Our 
goal with the JV is to develop and manufacture all-electric vehicles 
and create a new sales and service network. These moves will help 
us expand our electric vehicle lineup with a total of 40 vehicles 
globally – including 16 full battery electric vehicles by 2022.

Our new President and CEO, Jim Hackett, is the right person to 
lead us during this transformative period for the auto industry. 
He is a true visionary who brings a unique, human-centered 
leadership approach to our culture, products and services that 
will unlock the potential of our people and our business. 

We have many strengths to leverage as we move forward, 
including our proven ability to integrate hardware and software in 
complex devices and our more than 100 years of experience in the 
mass production of vehicles. But perhaps our greatest strength 
is the trust that people have in our company and our employees, 
who take that responsibility very seriously.

“Our goal is to become the world’s most  
 trusted mobility company.” 

The hard work and community spirit of our employees, a culture 
of caring and a determination to build a better world have 
enabled us to earn this trust over time. In a time of revolution and 
disruption, trust becomes more important than ever, and it is the 
one thing we will not change as we transform our company.

To continue earning your trust, our Board of Directors, leadership 
team and employees are passionately committed to delivering 
business results, creating value for the future and improving 
people’s lives around the world. 

Thank you for your continued support of our efforts.

William Clay Ford, Jr. 
Executive Chairman 
March 15, 2018

LET TER FROM  THE   
EXECUTIVE  CHAIRMAN

WILLIAM CL AY F O RD, JR.

2017 was a year of change and transition for Ford Motor Company. 
We took a major step forward in defining our future to become the 
world’s most trusted mobility company. To achieve this vision, we 
are moving from a position of strength to transform our company 
for the future.

In 2017 we achieved our eighth consecutive year of solid earnings 
and positive operating-related cash flow. Our consistent profitability 
has enabled us to distribute more than $15 billion to our shareholders 
since 2012. While we are pleased and proud to deliver these 
substantial profits, we know that business as usual is no longer 
good enough in the rapidly changing business environment.

We are aggressively reducing costs and reallocating capital to the 
products and markets with the highest potential for growth and 
returns. As we improve the efficiency and focus of our business for 
today, we also are accelerating our efforts to be a leader in the smart 
vehicles and mobility services of tomorrow.

Our goal is to become the world’s most trusted mobility company. 
To do that, we are taking an approach to the design and 
development of our products and services that is focused not 
just on new technologies but also on improving people’s lives. 
The human impact of the mobility revolution will transform the 
way we access work, health care, education and much more.

We plan to begin production of fully autonomous vehicles for 
commercial use, such as ride hailing or package delivery, by 2021. 

2018 Ford Expedition

2018 Ford EcoSport

2018 Ford F-150

2018 Ford Mustang

OWNING THE FUTURE
So how does Ford plan to own this future? 

Our strategic decisions will be guided by five high-level principles:

1. Ford will prepare for disruption by becoming fit. 

2.  We will be in the vehicle business – moving both people 

and goods. 

3. Our vehicles will be smart and connected. 

4.  These smart vehicles will thrive in a new transportation 

operating system. 

5.  Ford will capitalize on new business opportunities within this 

transportation operating system. 

“Put simply, we are focused on 
classic Ford virtues: simplicity, 
agility, efficiency, responsiveness 
and accountability.”

It begins with operational fitness. Over time, even the strongest 
companies can lose their competitive edge, allow costs to creep up, or 
fail to adapt quickly to changing times. We will not let this happen.

To ensure that Ford is fit to win, we are orienting the company 
around six fitness redesign initiatives: streamlining product 
development, reducing material costs, improving manufacturing 
efficiency, reducing complexity, implementing new marketing 
techniques and building a world-class IT system. We are making 
significant progress as we seek to increase shareholder value and 
invest in the future. 

Put simply, we are focused on classic Ford virtues: simplicity, agility, 
efficiency, responsiveness and accountability. This commitment 
will allow us to realize our vision for our future: 

“Ford Motor Company was built on the belief that freedom of 
movement drives human progress. It’s a belief that has always 
fueled our passion to create great cars and trucks. And today, 
it drives our commitment to become the world’s most trusted 

Ford Intensifies China Growth Plan

FPO IMAGE

LET TER  FROM OUR   
PRESIDENT AND CEO

JIM  H ACKE T T

A decade ago, Ford Motor Company emerged from the Great Recession 
by restructuring and re-energizing its business. Our success – and the 
rebirth of Detroit – was an inspiration to our country and the world. 
We went on to deliver record profits. Our comeback was a reminder 
of why Ford has endured and thrived for more than a century.

In 2018, we find ourselves at a new crossroads, not only for our 
company but for our entire industry. During the Great Recession, 
the company faced an existential crisis. Happily, that is no longer 
the case. In fact, Ford is thriving and has a strong balance sheet. We 
have enviable strongholds. Our truck, SUV and commercial vehicle 
businesses continue to grow. Our consistent performance has allowed 
us to distribute more than $15 billion to shareholders since 2012.

“Our consistent performance has   
 allowed us to distribute more than 
 $15 billion to shareholders since 2012.” 

We are proud of what we have accomplished. But, as always, we 
are preparing for what’s next, and we are clearly entering a period 
of radical disruption. Our traditional automotive competitors are 
improving. New competitors are entering the sector. Breakthrough 
technologies are transforming nearly every aspect of the vehicles 
we build and how people use them, demanding a rethink of how we 
design transportation systems. 

This is an exciting time. And I want to tell you that we are moving 
confidently into this future. In times of disruption, we see great 
opportunities – and we will not cede this future to anyone.

2018 Lincoln Navigator

mobility company, designing smart vehicles that help people move 
more safely, confidently and freely.”

Over the course of 2018, we will share more about how we are 
improving our day-to-day business and making investments to 
realize our vision of smart vehicles for a smart world. As we 

“At the same time, we advanced our 
autonomous vehicle plan, building out 
a robust business model and rapidly 
growing our capabilities.” 

focus on delivering these new technologies and solutions in a 
human-centered way, our work on autonomous and electric 
vehicles, vehicle connectivity, mobility services and ride sharing 
is gathering momentum. This has great potential to create value 
for shareholders. 

2017 HIGHLIGHTS
2017 was a critical year. There were many highlights, but nothing was 
more important than the pivot we made in our vision for the company.

Significantly, we developed a plan to ensure that all of our new 
vehicles in the U.S. will be connected by 2019. By 2020, 90 percent 
of our vehicles will be connected globally.

Princeton Lightwave

Ford Tests Microsoft HoloLens

Exoskeleton Technology Pilot

2019 Ford Ranger

At the same time, we advanced our autonomous vehicle plan, building 
out a robust business model and rapidly growing our capabilities. 
We expanded our investment in Flat Rock, Michigan — our initial 
manufacturing hub for AVs. And we continued to dramatically 

“Ford was the best-selling brand in the 
U.S. for the eighth straight year, and our 
F-Series franchise marked its 41st year 
as America’s best-selling pickup.” 

accelerate our electric vehicle plans with the formation of Team Edison, 
a dedicated global electric vehicle organization focused on bringing to 
market profitable, exciting electric vehicles and ownership experiences. 

Ford was the best-selling brand in the U.S. for the eighth straight year, 
and our F-Series franchise marked its 41st year as America’s best-selling 

pickup. We launched 11 more vehicles globally, including a new F-150, 
EcoSport, Focus Electric, all-new Fiesta and all-new Expedition, and an 
all-new Lincoln Navigator.  

Most importantly, we are committed to providing value to our shareholders 
with expected distributions totaling about $3.1 billion in 2018. 

I know we can capitalize on this opportunity to transform Ford into the 
company that will lead this new era of mobility. I am excited, and hope 
you all are as well.

Jim Hackett 
President and Chief Executive Officer
March 15, 2018

The Living Street

Ford and Domino’s Autonomous 
Delivery Research

2018 Ford Fusion Energi

Bill Ford and Jim Hackett’s direct reports (as of February 28, 2018, pictured from left to right): Bradley Gayton, Joy Falotico, Bob Shanks, 
Joe Hinrichs, Jim Hackett, Jim Farley, Marcy Klevorn, Ziad Ojakli, Ken Washington and Mark Truby

B OARD  O F  DIREC TO RS

CO MPAN Y O FFICERS

William Clay Ford, Jr.

Executive Chairman and Chairman 
of the Board

Stephen G. Butler

Kimberly A. Casiano

Anthony F. Earley, Jr.

Edsel B. Ford II

James P. Hackett

William W. Helman IV

William E. Kennard

John C. Lechleiter

Ellen R. Marram

John L. Thornton

John B. Veihmeyer

Lynn M. Vojvodich

John S. Weinberg

Steven Armstrong
Group Vice President and President, Europe, 
Middle East & Africa

Joseph Bakaj
Vice President, Product Development, 
Ford of Europe

Paul Ballew
Vice President and Global Chief Data and 
Analytics Officer

Birgit A. Behrendt
Vice President, Joint Ventures, Alliances and 
Commercial Affairs, Ford of Europe

Stephen E. Biegun
Vice President, International 
Governmental Affairs

Moray S. Callum
Vice President, Design

Linda G. Cash
Vice President, Quality and New Model Launch

Roelant de Waard
Vice President, Marketing, Sales and Service, 
Ford of Europe

William P. Dirksen
Vice President, Labor Affairs

Joy Falotico
Group Vice President, Lincoln and Chief 
Marketing Officer

James D. Farley, Jr.
Executive Vice President and President, 
Global Markets

David Filipe
Vice President, Powertrain Engineering

Peter D. Fleet
Group Vice President and President, Asia Pacific

Elena A. Ford
Vice President, Global Dealer and 
Consumer Experience

Kumar A. Galhotra 
Group Vice President and President, 
Ford North America

Bradley M. Gayton 
Group Vice President, Chief Administrative 
Officer and General Counsel

James P. Hackett
President and Chief Executive Officer

Nigel C. Harris
Vice President and President, Changan Ford 
Automobile Corporation, Ltd.

Lisa Drake
Vice President, Global Powertrain Purchasing 
and Global Purchasing Operations

Bruce Hettle
Group Vice President, Manufacturing and 
Labor Affairs

Joseph R. Hinrichs
Executive Vice President and President, 
Global Operations

James P. Holland
Vice President, Vehicle Component and 
Systems Engineering

Gary A. Johnson
Vice President, North America Manufacturing

Burt R. Jordan
Vice President, Global Vehicle and Powertrain 
Purchasing and Supplier Diversity

Kenneth R. Kent
Vice President and Treasurer

Marcy S. Klevorn
Executive Vice President and President, Mobility

Mark LaNeve
Vice President, U.S. Marketing, 
Sales and Service

John Lawler
Vice President and Controller, and CFO, 
Global Markets

Jeff Lemmer
Vice President and Chief Operating Officer, 
Information Technology

Sherif Marakby
Vice President, Autonomous Vehicles 
and Electrification

David McClelland
Vice President, Ford Motor Company, and Chief 
Executive Officer, Ford Motor Credit Company

Cathy O’Callaghan*
Vice President and Corporate Controller, 
and CFO, Global Markets

Ziad S. Ojakli
Group Vice President, Government and 
Community Relations

Mark Ovenden
Vice President, Marketing, Sales and Service, 
Asia Pacific

Kimberly L. Pittel
Group Vice President, Sustainability, 
Environment and Safety Engineering

Stuart J. Rowley
Vice President and Chief Operating Officer, Ford 
North America

William P. Russo
Vice President, Manufacturing, Asia Pacific

Neil M. Schloss
Vice President and Chief Financial 
Officer, Mobility

Bob Shanks
Executive Vice President and 
Chief Financial Officer

Musa Tariq
Vice President and Chief Brand Officer

Hau Thai-Tang
Executive Vice President, Product 
Development and Purchasing

Frederiek Toney
Vice President and President, Global Ford 
Customer Service Division

Mark Truby
Vice President, Communications

Kenneth E. Washington
Vice President, Research and Advanced 
Engineering and Chief Technology Officer

Lyle A. Watters
Vice President and President, 
Ford South America

Dale Wishnousky
Vice President, Manufacturing, 
Ford of Europe

Trevor Worthington
Vice President, Product Development, 
Asia Pacific

*Effective June 1, 2018

City of Tomorrow

CO RP O R ATE G OVERNAN CE

SUS TAINABILIT Y

Ford has a long history of operating under sound corporate 
governance practices. Our corporate officers and board of directors, 
and the entire Ford team, are dedicated to serving the interests of 
our shareholders and creating long-term value. Our creating value 
roadmap is designed to ensure that our business manages risk and 
continues to operate in a transparent and accountable way.

•   Our optimized leadership structure allows the CEO to focus on 

leading the organization while the chairman focuses on leading the 
board. This, combined with a lead independent director, ensures 
management adequately addresses matters identified by the board. 
Our board includes a diverse range of international experience in 
finance, technology, manufacturing, marketing and government. 

•   Our global leadership team meets regularly in business plan 

and special attention review meetings to monitor the business 
environment. This process includes a review of the status of the 
business, risks and opportunities, and specific plans to address them.

•   Our executives’ compensation is tied to performance against 

defined metrics that are aligned with our strategic objectives to 
incentivize and focus executive behavior on strengthening our 
business for the long term. 

•   Our shareholders are asked to approve executive compensation 

with an annual say-on-pay vote; investors supported the 
compensation of named executives with approximately 97 percent 
of votes cast “for” in 2015, 2016 and 2017.

•   We promote a culture of compliance and ethics across our business 

and around the world, formalized in company policies and 
reinforced by management. 

To read our latest proxy statement, visit corporate.ford.com.

We are committed to having a positive impact on the world, while 
remaining a successful business. 

Contributing to a better world has always been a core value at Ford, 
and our commitment to sustainability is a key part of who we are. 
Ford’s dedication to sustainability has never been stronger as we further 
strengthen our automotive business and accelerate a strategic shift to 
capitalize on emerging opportunities.

Each June, we release our Sustainability Report, which details our 
performance and progress toward our sustainability and corporate 
responsibility goals. Since 2000, we have reported on how we are 
working to improve our business, our supply chain and our communities. 
In our 2016-17 report, we highlighted several areas we are focused on to 
help make people’s lives better around the world:

•   We are expanding our electrified portfolio to 40 electrified vehicles 

globally, including 16 full battery electric vehicles, and we have increased 
planned investments in electrification to over $11 billion by 2022.

•   We believe that access to clean water is a human right, and we have 
a long-term goal of using zero drinkable water in any manufacturing 
processes. We received CDP’s highest rating for our corporate water 
management for the third year in a row. 

•    We reduced our manufacturing CO2 emissions by 52 percent per 

vehicle produced between 2010 and 2016, and our average energy 
use by 25 percent.

•   Ford is reducing the environmental footprint of its supply chain with 

an enhanced Partnership for a Cleaner Environment program that has 
grown to more than 40 suppliers in 40 countries.

•   We expanded our true zero-waste-to-landfill program to 82 Ford 

facilities around the world – 49 manufacturing facilities and 33 non-
manufacturing facilities – where absolutely no waste goes to landfill.

•   2017 marked 10 years since we first used soybean-based foam in our 

vehicles. 18.5 million vehicles and half a trillion soybeans later, we have 
saved more than 228 million pounds of carbon dioxide from entering 
the atmosphere. 

To read our latest Sustainability Report, visit sustainability.ford.com.

City of Tomorrow

CO RP O R ATE G OVERNAN CE

SUS TAINABILIT Y

Ford has a long history of operating under sound corporate 
governance practices. Our corporate officers and board of directors, 
and the entire Ford team, are dedicated to serving the interests of 
our shareholders and creating long-term value. Our creating value 
roadmap is designed to ensure that our business manages risk and 
continues to operate in a transparent and accountable way.

•   Our optimized leadership structure allows the CEO to focus on 

leading the organization while the chairman focuses on leading the 
board. This, combined with a lead independent director, ensures 
management adequately addresses matters identified by the board. 
Our board includes a diverse range of international experience in 
finance, technology, manufacturing, marketing and government. 

•   Our global leadership team meets regularly in business plan 

and special attention review meetings to monitor the business 
environment. This process includes a review of the status of the 
business, risks and opportunities, and specific plans to address them.

•   Our executives’ compensation is tied to performance against 

defined metrics that are aligned with our strategic objectives to 
incentivize and focus executive behavior on strengthening our 
business for the long term. 

•   Our shareholders are asked to approve executive compensation 

with an annual say-on-pay vote; investors supported the 
compensation of named executives with approximately 97 percent 
of votes cast “for” in 2015, 2016 and 2017.

•   We promote a culture of compliance and ethics across our business 

and around the world, formalized in company policies and 
reinforced by management. 

To read our latest proxy statement, visit corporate.ford.com.

We are committed to having a positive impact on the world, while 
remaining a successful business. 

Contributing to a better world has always been a core value at Ford, 
and our commitment to sustainability is a key part of who we are. 
Ford’s dedication to sustainability has never been stronger as we further 
strengthen our automotive business and accelerate a strategic shift to 
capitalize on emerging opportunities.

Each June, we release our Sustainability Report, which details our 
performance and progress toward our sustainability and corporate 
responsibility goals. Since 2000, we have reported on how we are 
working to improve our business, our supply chain and our communities. 
In our 2016-17 report, we highlighted several areas we are focused on to 
help make people’s lives better around the world:

•   We are expanding our electrified portfolio to 40 electrified vehicles 

globally, including 16 full battery electric vehicles, and we have increased 
planned investments in electrification to over $11 billion by 2022.

•   We believe that access to clean water is a human right, and we have 
a long-term goal of using zero drinkable water in any manufacturing 
processes. We received CDP’s highest rating for our corporate water 
management for the third year in a row. 

•    We reduced our manufacturing CO2 emissions by 52 percent per 

vehicle produced between 2010 and 2016, and our average energy 
use by 25 percent.

•   Ford is reducing the environmental footprint of its supply chain with 

an enhanced Partnership for a Cleaner Environment program that has 
grown to more than 40 suppliers in 40 countries.

•   We expanded our true zero-waste-to-landfill program to 82 Ford 

facilities around the world – 49 manufacturing facilities and 33 non-
manufacturing facilities – where absolutely no waste goes to landfill.

•   2017 marked 10 years since we first used soybean-based foam in our 

vehicles. 18.5 million vehicles and half a trillion soybeans later, we have 
saved more than 228 million pounds of carbon dioxide from entering 
the atmosphere. 

To read our latest Sustainability Report, visit sustainability.ford.com.

FORD MOTOR COMPANY
ANNUAL REPORT
ON FORM 10-K
F O R  TH E  FIS C AL  Y E AR  END ED
D ECEMBER  31, 2017

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549

FORM 10-K

(Mark One)

Annual report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

For the fiscal year ended December 31, 2017

 or

Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

For the transition period from  __________ to __________

Commission file number 1-3950

Ford Motor Company
(Exact name of Registrant as specified in its charter)

Delaware
(State of incorporation)

38-0549190
(I.R.S. Employer Identification No.)

One American Road, Dearborn, Michigan
(Address of principal executive offices)

48126
(Zip Code)

313-322-3000
(Registrant’s telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Name of each exchange on which registered

Common Stock, par value $.01 per share

New York Stock Exchange

Securities registered pursuant to Section 12(g) of the Act:  None.

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.       

Yes  

  No 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.     

Yes  

  No 

Indicate by check mark if the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the 
Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was 
   No 
required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.  Yes 

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if 
any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§ 232.405 of 
this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and 
post such files).     Yes 

   No 

 
 
 
 
 
 
 
 
 
 
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549

FORM 10-K

(Mark One)

Annual report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

For the fiscal year ended December 31, 2017

 or

Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

For the transition period from  __________ to __________

Commission file number 1-3950

Ford Motor Company
(Exact name of Registrant as specified in its charter)

Delaware
(State of incorporation)

38-0549190
(I.R.S. Employer Identification No.)

One American Road, Dearborn, Michigan
(Address of principal executive offices)

48126
(Zip Code)

313-322-3000
(Registrant’s telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Name of each exchange on which registered

Common Stock, par value $.01 per share

New York Stock Exchange

Securities registered pursuant to Section 12(g) of the Act:  None.

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.       

Yes  

  No 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.     

Yes  

  No 

Indicate by check mark if the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the 
Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was 
   No 
required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.  Yes 

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if 
any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§ 232.405 of 
this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and 
post such files).     Yes 

   No 

 
 
 
 
 
 
 
 
 
 
Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (§ 229.405 of this 
chapter) is not contained herein, and will not be contained, to the best of registrant’s knowledge, in definitive proxy or 
information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, 

a smaller reporting company, or emerging growth company.  See the definitions of “large accelerated filer,” “accelerated 
filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.   
Large accelerated filer 
Emerging growth company 

Smaller reporting company 

    Non-accelerated filer 

    Accelerated filer 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition 

period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the 
Exchange Act. 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).    

Yes  

    No  

As of June 30, 2017, Ford had outstanding 3,900,795,510 shares of Common Stock and 70,852,076 shares of Class 

B Stock.  Based on the New York Stock Exchange Composite Transaction closing price of the Common Stock on that date 
($11.19 per share), the aggregate market value of such Common Stock was $43,649,901,757.  Although there is no 
quoted market for our Class B Stock, shares of Class B Stock may be converted at any time into an equal number of 
shares of Common Stock for the purpose of effecting the sale or other disposition of such shares of Common Stock.  The 
shares of Common Stock and Class B Stock outstanding at June 30, 2017 included shares owned by persons who may 
be deemed to be “affiliates” of Ford.  We do not believe, however, that any such person should be considered to be an 
affiliate.  For information concerning ownership of outstanding Common Stock and Class B Stock, see the Proxy 
Statement for Ford’s Annual Meeting of Stockholders currently scheduled to be held on May 10, 2018 (our “Proxy 
Statement”), which is incorporated by reference under various Items of this Report as indicated below.

As of January 31, 2018, Ford had outstanding 3,902,499,580 shares of Common Stock and 70,852,076 shares of 

Class B Stock.  Based on the New York Stock Exchange Composite Transaction closing price of the Common Stock on 
that date ($10.97 per share), the aggregate market value of such Common Stock was $42,810,420,393.

DOCUMENTS INCORPORATED BY REFERENCE

Document
Proxy Statement*

Where Incorporated
Part III (Items 10, 11, 12, 13, and 14)

__________
* 

As stated under various Items of this Report, only certain specified portions of such document are incorporated by 
reference in this Report.

Exhibit Index begins on page 99

    
 
  
 
 
FORD MOTOR COMPANY
ANNUAL REPORT ON FORM 10-K
For the Year Ended December 31, 2017 

Table of Contents

Page

Item 1

Part I
Business
Overview
Automotive Segment
Financial Services Segment
Governmental Standards
Employment Data
Engineering, Research, and Development

Item 1A Risk Factors
Item 1B Unresolved Staff Comments
Item 2
Item 3
Item 4
Item 4A Executive Officers of Ford

Properties
Legal Proceedings
Mine Safety Disclosures

Item 5

Item 6
Item 7

Part II
Market for Common Equity, Related Stockholder Matters and Issuer Purchases of Equity

Securities

Selected Financial Data
Management’s Discussion and Analysis of Financial Condition and Results of Operations
Overview
Results of Operations - 2017
Automotive Segment
Financial Services Segment
All Other
Special Items
Taxes
Results of Operations - 2016
Automotive Segment
Financial Services Segment
All Other
Special Items
Taxes
Liquidity and Capital Resources
Credit Ratings
2018 Major External Factors Assumptions
Production Volumes
Outlook
Non-GAAP Financial Measure Reconciliations
2017 Supplemental Financial Information
Critical Accounting Estimates
Accounting Standards Issued But Not Yet Adopted
Aggregate Contractual Obligations

Item 7A Quantitative and Qualitative Disclosures About Market Risk
Financial Statements and Supplementary Data
Item 8
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure
Item 9

i

1
2
2
6
7
12
12
12
18
18
20
21
22

23

24
25
25
30
32
45
48
48
48
49
51
62
64
64
64
65
74
75
76
77
79
81
85
91
92
93
96
96

 
 
 
Table of Contents
(continued)

Item 9A Controls and Procedures
Item 9B Other Information
Part III

Item 10 Directors, Executive Officers of Ford, and Corporate Governance

Item 11
Item 12

Executive Compensation

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder

Matters

Item 13 Certain Relationships and Related Transactions, and Director Independence

Item 14

Principal Accounting Fees and Services

Item 15

Part IV
Exhibits and Financial Statement Schedules

Item 16

Form 10-K Summary

Signatures

Ford Motor Company and Subsidiaries Financial Statements
Report of Independent Registered Public Accounting Firm

Consolidated Income Statement

Consolidated Statement of Comprehensive Income

Consolidated Balance Sheet

Consolidated Statement of Cash Flows

Consolidated Statement of Equity

Notes to the Financial Statements

Schedule II — Valuation and Qualifying Accounts

97
97

98

98
98

98

98

99

102

103

FS-1

FS-3

FS-3

FS-4

FS-5

FS-6

FS-7

FSS-1

ii

ITEM 1. Business.

PART I.

Ford Motor Company was incorporated in Delaware in 1919.  We acquired the business of a Michigan company, also 

known as Ford Motor Company, which had been incorporated in 1903 to produce and sell automobiles designed and 
engineered by Henry Ford.  We are a global company based in Dearborn, Michigan.  With about 202,000 employees 
worldwide, the Company designs, manufactures, markets, and services a full line of Ford cars, trucks, sport utility vehicles 
(“SUVs”), electrified vehicles, and Lincoln luxury vehicles, provides financial services through Ford Motor Credit Company 
LLC (“Ford Credit”), and is pursuing leadership positions in electrification, autonomous vehicles, and mobility solutions.

In addition to the information about Ford and our subsidiaries contained in this Annual Report on Form 10-K for the 
year ended December 31, 2017 (“2017 Form 10-K Report” or “Report”), extensive information about our Company can be 
found at http://corporate.ford.com, including information about our management team, our brands and products, and our 
corporate governance principles.

The corporate governance information on our website includes our Corporate Governance Principles, Code of Ethics 

for Senior Financial Personnel, Code of Ethics for the Board of Directors, Code of Corporate Conduct for all employees, 
and the Charters for each of the Committees of our Board of Directors.  In addition, any amendments to our Code of 
Ethics or waivers granted to our directors and executive officers will be posted on our corporate website.  All of these 
documents may be accessed by going to our corporate website, or may be obtained free of charge by writing to our 
Shareholder Relations Department, Ford Motor Company, One American Road, P.O. Box 1899, Dearborn, Michigan 
48126-1899.

Our recent periodic reports filed with the Securities and Exchange Commission (“SEC”) pursuant to Section 13(a) or 

15(d) of the Securities Exchange Act of 1934, as amended, are available free of charge at http://shareholder.ford.com.  
This includes recent Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, and Current Reports on Form 8-K, 
as well as any amendments to those Reports.  Recent Section 16 filings made with the SEC by the Company or any of 
our executive officers or directors with respect to our Common Stock also are made available free of charge through our 
website.  We post each of these documents on our website as soon as reasonably practicable after it is electronically filed 
with the SEC.  Our reports filed with the SEC also may be found on the SEC’s website at www.sec.gov.

The foregoing information regarding our website and its content is for convenience only and not deemed to be 

incorporated by reference into this Report nor filed with the SEC.

1

Item 1.  Business (Continued)      

OVERVIEW

Segments.  We have four operating segments that represent the primary businesses reported in our consolidated 

financial statements:  Automotive, Financial Services, Ford Smart Mobility LLC, and Central Treasury Operations.  

Automotive Segment.  Our Automotive segment primarily includes the sale of Ford and Lincoln vehicles, service parts, 

and accessories worldwide, together with the associated costs to develop, manufacture, distribute, and service the 
vehicles, parts, and accessories.  The segment includes five regional business units:  North America, South America, 
Europe, Middle East & Africa, and Asia Pacific.

Financial Services Segment.  The Financial Services segment primarily includes our vehicle-related financing and 

leasing activities at Ford Credit. 

All Other.  Ford Smart Mobility LLC and Central Treasury Operations are combined in All Other.  See Note 24 of the 

Notes to the Financial Statements for more information regarding All Other. 

In the first quarter of 2018, we will change our reportable segments to better reflect the manner in which we now 

manage our business, including resource allocation and assessment.  We will report our results in three operating 
segments that represent the primary businesses reported in our consolidated financial statements.  These operating 
segments will be Automotive, Mobility, and Ford Credit.  Net income will comprise the financial results of these operating 
segments, Corporate Other (which includes corporate governance costs, interest income on our cash, and portfolio gains 
and losses), Interest on Debt, Special Items, and Taxes.

AUTOMOTIVE SEGMENT

General

Our vehicle brands are Ford and Lincoln.  In 2017, we sold approximately 6,607,000 vehicles at wholesale throughout 

the world.  See “Item 7. Management’s Discussion and Analysis of Financial Condition and Results of 
Operations” (“Item 7”) for a discussion of our calculation of wholesale unit volumes.

Substantially all of our vehicles, parts, and accessories are sold through distributors and dealers (collectively, 
“dealerships”), the substantial majority of which are independently owned.  At December 31, 2017, the approximate 
number of dealerships worldwide distributing our vehicle brands was as follows:

Brand

Ford

Ford-Lincoln (combined)

Lincoln

Total

Number of Dealerships 
at December 31, 2017

10,345

820

263

11,428

We do not depend on any single customer or a few customers to the extent that the loss of such customers would 

have a material adverse effect on our business. 

In addition to the products we sell to our dealerships for retail sale, we also sell vehicles to our dealerships for sale to 
fleet customers, including commercial fleet customers, daily rental car companies, and governments.  We also sell parts 
and accessories, primarily to our dealerships (which in turn sell these products to retail customers) and to authorized parts 
distributors (which in turn primarily sell these products to retailers).  We also offer extended service contracts. 

The worldwide automotive industry is affected significantly by general economic conditions over which we have little 
control.  Vehicles are durable goods, and consumers have latitude in determining whether and when to replace an existing 
vehicle.  The decision whether to purchase a vehicle may be affected significantly by slowing economic growth, 
geopolitical events, and other factors (including the cost of purchasing and operating cars, trucks, and SUVs and the 
availability and cost of financing and fuel).  As we have seen in the United States and Europe, in particular, the number of 
cars, trucks, and SUVs sold may vary substantially from year to year.  Further, the automotive industry is a highly 
competitive business that has a wide and growing variety of product offerings from a growing number of manufacturers.

2

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
                                                                   
Item 1.  Business (Continued)      

Our wholesale unit volumes vary with the level of total industry demand and our share of that industry demand.  Our 
wholesale unit volumes also are influenced by the level of dealer inventory.  Our share is influenced by how our products 
are perceived in comparison to those offered by other manufacturers based on many factors, including price, quality, 
styling, reliability, safety, fuel efficiency, functionality, and reputation.  Our share also is affected by the timing and 
frequency of new model introductions.  Our ability to satisfy changing consumer preferences with respect to type or size of 
vehicle, as well as design and performance characteristics, affects our sales and earnings significantly.

As with other manufacturers, the profitability of our business is affected by many factors, including:

•  Wholesale unit volumes
•  Margin of profit on each vehicle sold - which in turn is affected by many factors, such as:

  Market factors - volume and mix of vehicles and options sold, and net pricing (reflecting, among other factors, 

incentive programs)  

  Costs of components and raw materials necessary for production of vehicles
  Costs for customer warranty claims and additional service actions
  Costs for safety, emissions, and fuel economy technology and equipment

•  A high proportion of relatively fixed structural costs, so that small changes in wholesale unit volumes can 

significantly affect overall profitability

Our industry has a very competitive pricing environment, driven in part by industry excess capacity, which is 
concentrated in Europe and Asia but affects other markets because much of this capacity can be redirected to other 
markets.  Prior to its recent strengthening, the decline in the value of the yen over the last several years also has 
contributed significantly to competitive pressures in many of our markets.  For the past several decades, manufacturers 
typically have given price discounts and other marketing incentives to maintain market share and production levels.  

Competitive Position.  The worldwide automotive industry consists of many producers, with no single dominant 
producer.  Certain manufacturers, however, account for the major percentage of total sales within particular countries, 
especially their countries of origin.  Key competitors with global presence include Fiat Chrysler Automobiles, General 
Motors Company, Groupe PSA, Honda Motor Company, Hyundai-Kia Automotive Group, Renault-Nissan B.V., Suzuki 
Motor Corporation, Toyota Motor Corporation, and Volkswagen AG Group.  

Seasonality.  We manage our vehicle production schedule based on a number of factors, including retail sales (i.e., 
units sold by our dealerships to their customers at retail) and dealer stock levels (i.e., the number of units held in inventory 
by our dealerships for sale to their customers).  Historically, we have experienced some seasonal fluctuation in the 
business, with production in many markets tending to be higher in the first half of the year to meet demand in the spring 
and summer (typically the strongest sales months of the year).  

Backlog Orders.  We generally produce and ship our products on average within approximately 20 days after an order 

is deemed to become firm.  Therefore, no significant amount of backlog orders accumulates during any period.

Raw Materials.  We purchase a wide variety of raw materials from numerous suppliers around the world for use in 

production of our vehicles.  These materials include base metals (e.g., steel, iron castings, and aluminum), precious 
metals (e.g., palladium), energy (e.g., natural gas), and plastics/resins (e.g., polypropylene).  We believe we have 
adequate supplies or sources of availability of raw materials necessary to meet our needs.  There always are risks and 
uncertainties with respect to the supply of raw materials, however, which could impact availability in sufficient quantities to 
meet our needs.  See the “Overview” section of Item 7 for a discussion of commodity and energy price trends, and 
“Item 7A. Quantitative and Qualitative Disclosures about Market Risk” (“Item 7A”) for a discussion of commodity price 
risks.

Intellectual Property.  We own or hold licenses to use numerous patents, copyrights, and trademarks on a global 
basis.  Our policy is to protect our competitive position by, among other methods, filing U.S. and international patent 
applications to protect technology and improvements that we consider important to the development of our business.  We 
have generated a large number of patents, and expect this portfolio to continue to grow as we actively pursue additional 
technological innovation.  We have approximately 57,000 active patents and pending patent applications globally, with an 
average age for patents in our active patent portfolio of just under five years.  In addition to this intellectual property, we 
also rely on our proprietary knowledge and ongoing technological innovation to develop and maintain our competitive 
position.  Although we believe these patents, patent applications, and know-how, in the aggregate, are important to the 
conduct of our business, and we obtain licenses to use certain intellectual property owned by others, none is individually 
considered material to our business.  We also own numerous trademarks and service marks that contribute to the identity 

3

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
                                                                   
Item 1.  Business (Continued)      

and recognition of our Company and its products and services globally.  Certain of these marks are integral to the conduct 
of our business, a loss of any of which could have a material adverse effect on our business.

Warranty Coverage, Field Service Actions, and Customer Satisfaction Actions.  We provide warranties on vehicles we 
sell.  Warranties are offered for specific periods of time and/or mileage, and vary depending upon the type of product and 
the geographic location of its sale.  Pursuant to these warranties, we will repair, replace, or adjust all parts on a vehicle 
that are defective in factory-supplied materials or workmanship during the specified warranty period.  In addition to the 
costs associated with this warranty coverage provided on our vehicles, we also incur costs as a result of field service 
actions (i.e., safety recalls, emission recalls, and other product campaigns), and for customer satisfaction actions.

For additional information regarding warranty and related costs, see “Critical Accounting Estimates” in Item 7 and 

Note 23 of the Notes to the Financial Statements.

Wholesales

 Wholesales consist primarily of vehicles sold to dealerships.  For the majority of such sales, we recognize revenue 
when we ship the vehicles to our customers (i.e., the dealerships) from our manufacturing facilities.  See the “Overview” 
section in Item 7 for additional discussion of revenue recognition practices.  Wholesales in each region and in certain key 
markets within each region during the past three years were as follows:

United States

Canada

Mexico

North America

Brazil

Argentina

South America

United Kingdom

Germany

Russia

Turkey

Europe

Middle East & Africa

China

Australia

India

ASEAN (b)

Asia Pacific (c)

Total Company

Wholesales (a)

(in thousands of units)

2015

2016

2017

2,677

285

93

3,073

250

94

381

447

261

38

128

1,530

187

1,160

71

78

80

1,464

6,635

2,588

313

103

3,019

182

101

325

428

283

45

116

1,539

161

1,267

82

86

106

1,607

6,651

2,566

308

82

2,967

215

115

373

418

277

54

116

1,582

119

1,215

78

88

122

1,566

6,607

_______
(a)   Wholesale unit volume includes sales of medium and heavy trucks.  Wholesale unit volume includes all Ford and Lincoln badged units (whether 
produced by Ford or by an unconsolidated affiliate) that are sold to dealerships, units manufactured by Ford that are sold to other manufacturers, 
units distributed for other manufacturers, and local brand units produced by our unconsolidated Chinese joint venture Jiangling Motors Corporation, 
Ltd. (“JMC”) that are sold to dealerships.  Vehicles sold to daily rental car companies that are subject to a guaranteed repurchase option (i.e., rental 
repurchase), as well as other sales of finished vehicles for which the recognition of revenue is deferred (e.g., consignments), also are included in 
wholesale unit volume.  Revenue from certain vehicles in wholesale unit volume (specifically, Ford badged vehicles produced and distributed by our 
unconsolidated affiliates, as well as JMC brand vehicles) are not included in our revenue. 

(b)  ASEAN includes Philippines, Thailand, and Vietnam.  
(c)  Asia Pacific market share includes Ford brand and JMC brand vehicles produced and sold by our unconsolidated affiliates.

4

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
                                                                   
 
 
Item 1.  Business (Continued)      

Retail Sales, Industry Volume, and Market Share

Retail sales, industry volume, and market share in each region and in certain key markets within each region during 

the past three years were as follows:

United States

Canada

Mexico

North America

Brazil

Argentina

South America

United Kingdom

Germany

Russia

Turkey

Europe

Middle East & Africa

China

Australia

India

ASEAN (d)

Asia Pacific (e)

Global

Total Company

Retail Sales (a)

(in millions of units)

Industry Volume (b)

(in millions of units)

Market Share (c)

(as a percentage)

2015

2016

2017

2015

2016

2017

2015

2016

2017

2.6

0.3

0.1

3.0

0.3

0.1

0.4

0.4

0.3

0.0

0.1

1.5

0.2

1.1

0.1

0.1

0.1

1.4

N/A

6.5

2.6

0.3

0.1

3.0

0.2

0.1

0.3

0.4

0.3

0.0

0.1

1.5

0.2

1.3

0.1

0.1

0.1

1.6

N/A

6.7

2.6

0.3

0.1

3.0

0.2

0.1

0.4

0.4

0.3

0.1

0.1

1.6

0.1

1.2

0.1

0.1

0.1

1.5

N/A

6.6

17.8

1.9

1.4

21.5

2.6

0.6

4.2

3.1

3.5

1.6

1.0

19.2

4.3

23.8

1.2

3.5

1.4

39.5

88.7

N/A

17.9

2.0

1.6

21.8

2.1

0.7

3.7

3.1

3.7

1.5

1.0

20.1

3.7

27.5

1.2

3.7

1.5

43.4

92.7

N/A

17.5

2.1

1.6

21.5

2.2

0.9

4.2

3.0

3.8

1.6

1.0

20.9

3.6

28.2

1.2

4.0

1.6

44.8

94.9

N/A

14.7%

14.6%

14.8%

14.4

6.4

14.0

15.4

6.2

13.9

14.9

5.3

13.9

10.4%

9.2%

9.6%

14.9

9.6

13.6

8.8

12.8

8.9

14.3%

14.0%

13.8%

7.3

2.4

12.6

7.7

4.4%

4.7%

6.1

2.1

6.0

3.6

7.3%

N/A

7.6

2.9

11.4

7.7

4.5%

4.6%

6.9

2.4

7.0

3.7

7.2%

N/A

7.7

3.1

11.9

7.5

3.9%

4.2%

6.6

2.2

7.6

3.4

7.0%

N/A

______________
(a)  Retail sales represents primarily sales by dealers and is based, in part, on estimated vehicle registrations; includes medium and heavy trucks.
(b) 

Industry volume is an internal estimate based on publicly-available data collected from various government, private, and public sources around the 
globe; includes medium and heavy trucks.

(c)  Market share represents reported retail sales of our brands as a percent of total industry volume in the relevant market or region.
(d)   ASEAN includes Philippines, Thailand, and Vietnam.  
(e)  Asia Pacific market share includes Ford brand and JMC brand vehicles produced and sold by our unconsolidated affiliates.

U.S. Sales by Type

The following table shows 2017 U.S. retail sales volume and U.S. wholesales segregated by truck, SUV, and car 

sales. U.S. retail sales volume reflects transactions with (i) retail and fleet customers (as reported by dealers), 
(ii) government, and (iii) Ford management.  U.S. wholesales reflect sales to dealers.

Trucks

SUVs

Cars

Total Vehicles

U.S. Retail
Sales

U.S.
Wholesales

1,123,416

1,114,304

867,909

595,390

869,725

581,754

2,586,715

2,565,783

5

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
                                                                   
 
 
Item 1.  Business (Continued)      

FINANCIAL SERVICES SEGMENT

Ford Motor Credit Company LLC

Our wholly-owned subsidiary Ford Credit offers a wide variety of automotive financing products to and through 
automotive dealers throughout the world.  The predominant share of Ford Credit’s business consists of financing our 
vehicles and supporting our dealers.  Ford Credit earns its revenue primarily from payments made under retail installment 
sale and lease contracts that it originates and purchases; interest rate supplements and other support payments from us 
and our subsidiaries; and payments made under dealer financing programs.

As a result of these financing activities, Ford Credit has a large portfolio of finance receivables and operating leases 
which it classifies into two portfolios—“consumer” and “non-consumer.”  Finance receivables and operating leases in the 
consumer portfolio include products offered to individuals and businesses that finance the acquisition of our vehicles from 
dealers for personal and commercial use.  Retail financing includes retail installment sale contracts for new and used 
vehicles and direct financing leases for new vehicles to retail and commercial customers, including leasing companies, 
government entities, daily rental companies, and fleet customers.  Finance receivables in the non-consumer portfolio 
include products offered to automotive dealers.  Ford Credit makes wholesale loans to dealers to finance the purchase of 
vehicle inventory, also known as floorplan financing, as well as loans to dealers to finance working capital and 
improvements to dealership facilities, finance the purchase of dealership real estate, and finance other dealer vehicle 
programs.  Ford Credit also purchases receivables generated by us and our subsidiaries, primarily related to the sale of 
parts and accessories to dealers and certain used vehicles from daily rental fleet companies.  Ford Credit also provides 
financing to us for vehicles that we lease to our employees.

Ford Credit does business in the United States and Canada through business centers.  Outside of the United States, 

Europe is Ford Credit’s largest operation.  Ford Credit’s European operations are managed primarily through its United 
Kingdom-based subsidiary, FCE Bank plc (“FCE”).  Within Europe, FCE’s largest markets are the United Kingdom and 
Germany, representing 59% of FCE’s finance receivables and operating leases at year-end 2017. 

The following table shows Ford Credit’s financing shares of new Ford and Lincoln vehicle retail sales in the United 
States and new Ford vehicles sold in Europe, as well as its wholesale financing shares of new Ford and Lincoln vehicles 
acquired by dealers in the United States and new Ford vehicles acquired by dealers in Europe:

United States - Financing Share

Retail installment and lease share of Ford retail sales (excl. Fleet)

Wholesale

Europe - Financing Share (incl. Fleet)

Retail installment and lease share of total Ford sales

Wholesale

Years Ended December 31,

2015

2016

2017

65%

76

37%

98

56%

76

37%

98

55%

76

37%

98

See Item 7 and Notes 10, 11, and 13 of the Notes to the Financial Statements for a detailed discussion of Ford 
Credit’s receivables, credit losses, allowance for credit losses, loss-to-receivables ratios, funding sources, and funding 
strategies. See Item 7A for discussion of how Ford Credit manages its financial market risks.

We routinely sponsor special retail and lease incentives to dealers’ customers who choose to finance or lease our 
vehicles from Ford Credit.  In order to compensate Ford Credit for the lower interest or lease payments offered to the retail 
customer, we pay the discounted value of the incentive directly to Ford Credit when it originates the retail finance or lease 
contract with the dealer’s customer.  These programs increase Ford Credit’s financing volume and share.  See Note 2 of 
the Notes to the Financial Statements for information about our accounting for these programs.

We have an Amended and Restated Relationship Agreement with Ford Credit, pursuant to which, if Ford Credit’s 

managed leverage for a calendar quarter were to be higher than 11.5:1 (as reported in its most recent periodic report), 
Ford Credit could require us to make or cause to be made a capital contribution to it in an amount sufficient to have 
caused such managed leverage to have been 11.5:1.  No capital contributions have been made pursuant to this 
agreement.  The agreement also allocates to Ford Credit $3 billion of commitments under our corporate credit facility.  In a 
separate agreement with FCE, Ford Credit has agreed to maintain FCE’s net worth in excess of $500 million.  No 
payments have been made pursuant to that agreement.

6

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
                                                                   
 
 
 
Item 1.  Business (Continued)      

GOVERNMENTAL STANDARDS

Many governmental standards and regulations relating to safety, fuel economy, emissions control, noise control, 
vehicle recycling, substances of concern, vehicle damage, and theft prevention are applicable to new motor vehicles, 
engines, and equipment manufactured for sale.  In addition, manufacturing and other automotive assembly facilities are 
subject to stringent standards regulating air emissions, water discharges, and the handling and disposal of hazardous 
substances.  The most significant of the standards and regulations affecting us are discussed below:

Vehicle Emissions Control

U.S. Requirements – Federal and California Emission Standards.  The federal Clean Air Act imposes stringent limits 
on the amount of regulated pollutants that lawfully may be emitted by new vehicles and engines produced for sale in the 
United States.  Pursuant to the Clean Air Act, California may establish its own vehicle emission standards, which can then 
be adopted by other states.  Both the U.S. Environmental Protection Agency (“EPA”) and the California Air Resources 
Board (“CARB”) have established tailpipe and evaporative emissions standards for light and medium duty vehicles that 
become increasingly stringent through the 2025 model year.  Thirteen states, primarily located in the Northeast and 
Northwest, have adopted the California standards.  Compliance with both the federal and California standards could be 
challenging. 

Both federal and California regulations require motor vehicles to be equipped with on-board diagnostic (“OBD”) 

systems that monitor emission-related systems and components.  As OBD requirements become more complex and 
challenging over time, they could lead to increased vehicle recalls and warranty costs.  Compliance with automobile 
emission standards depends in part on the widespread availability of high-quality and consistent automotive fuels that the 
vehicles were designed to use.  Fuel variables that can affect vehicle emissions include ethanol content, octane ratings, 
and the use of metallic-based fuel additives, among other things.  Legislative, regulatory, and judicial developments 
related to fuel quality at both the national and state levels could affect vehicle manufacturers’ warranty costs as well as 
their ability to comply with vehicle emission standards.  

The California vehicle emissions program also includes requirements for manufacturers to produce and deliver for 

sale zero-emission vehicles (“ZEVs”).  The current ZEV regulations mandate substantial annual increases in the 
production and sale of battery-electric, fuel cell, and plug-in hybrid vehicles through the 2025 model year.  By the 2025 
model year, approximately 15% of a manufacturer’s total California sales volume will need to be made up of such 
vehicles.  Compliance with ZEV rules could have a substantial adverse effect on our sales volumes and profits.  We are 
concerned that the market and infrastructure in California may not support the large volume of advanced-technology 
vehicles that manufacturers will be required to produce, especially if gasoline prices remain relatively low.  We also are 
concerned about enforcement of the ZEV mandate in other states that have adopted California’s ZEV program, where the 
existence of a market for such vehicles is even less certain.  

European Requirements.  European Union (“EU”) directives and related legislation limit the amount of regulated 
pollutants that may be emitted by new motor vehicles and engines sold in the EU.  Stringent new Stage 6 emission 
standards took effect for vehicle registrations starting in September 2014, and a second phase introduced a new 
laboratory test cycle for CO2 and emissions in September 2017.  These standards drive the need for additional diesel 
exhaust after-treatment, which adds cost to, and potentially impacts, the diesel CO2 advantage.  The mandatory Real 
Driving Emission (“RDE”) rules require manufacturers to conduct on-road emission tests using portable emission 
analyzers.  These on-road emission tests complement the laboratory-based tests.  In September 2017, manufacturers 
began to reduce the divergence between the regulatory limit that is tested in laboratory conditions and the values of RDE 
tests (“conformity factors”).  The costs associated with conducting the RDE tests and complying with the conformity 
factors are significant.  A second step for RDEs to further reduce the conformity factors becomes mandatory for new 
vehicle type approvals by authorities starting in January 2020.  Europe is in the process of finalizing the RDE in-use 
surveillance rules with proposals to allow third parties to conduct testing and to define a process to challenge the product 
compliance with authorities.  The WVTA (Whole Vehicle Type Approval) Regulations are being adapted to cover increased 
market surveillance, and the EU Commission announced that in 2018 it will begin to discuss air quality modeling 
scenarios for the next steps of emission standards post Stage 6.

There is an increasing trend of city access restrictions for internal combustion engine powered vehicles, in particular 

in European cities that do not meet air quality limits.  Depending on city and country, the conditions for access will vary 
(e.g., different emission limits or vehicle requirements), which indirectly impact residual values and sales of internal 
combustion powered vehicles prior to restrictions being agreed.  There might also be a need to retrofit emission after-
treatment of vehicles.  There are also discussions in several European countries to ban the registration of internal 
combustion powered vehicles in the future.

7

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
                                                                   
   
Item 1.  Business (Continued)      

Other National Requirements.  Many countries, in an effort to address air quality concerns, are adopting previous 

versions of European or United Nations Economic Commission for Europe (“UN-ECE”) mobile source emission 
regulations.  Some countries have adopted more advanced regulations based on the most recent version of European or 
U.S. regulations; for example, in December 2016, the China Ministry of Environmental Protection (“MEP”) finalized 
emission regulations based on European Stage VI emission standards for light duty vehicles and U.S. evaporative 
emissions and OBD requirements.  The China Stage VI standards incorporate two levels of stringency.  Stage one is 
slated for implementation by July 1, 2020, and the more stringent stage two level is slated for implementation by July 1, 
2023.  In 2018, the MEP will continue to focus on the development of detailed test procedures for RDE and OBD.

Korea and Taiwan have adopted very stringent U.S.-based standards for gasoline vehicles and European-based 
standards for diesel vehicles.  Although these countries have adopted regulations based on UN-ECE or U.S. standards, 
there may be some unique testing provisions that require emission-control systems to be redesigned for these 
markets.  Canadian criteria emissions regulations are largely aligned with U.S. requirements.  

In October 2016, the Canadian Province of Quebec passed legislation enabling regulation of a ZEV mandate. Final 
regulations were published in December 2017, and came into effect in January 2018.  Quebec’s final regulations are more 
stringent than those in place in California and the other U.S. ZEV mandate states. 

Not all countries have adopted appropriate fuel quality standards to accompany the stringent emission standards 

adopted.  This could lead to compliance problems, particularly if OBD or in-use surveillance requirements are 
implemented. 

Brazil and Chile have introduced stringent emission and OBD standards based on the European Stage 5 standards 
for light duty vehicles and Stage V standards for heavy duty vehicles.  In Brazil, all light duty vehicles are required to meet 
U.S.-based PROCONVE L6 standards and more stringent OBD standards for diesel light duty vehicles were introduced in 
2017.  Argentina implemented European Stage 5 standards for all new light duty vehicles in 2017 and European Stage V 
standards for heavy duty vehicles in 2018.

Global Developments.  Beginning in September 2015, EPA and CARB have pursued enforcement actions against a 

major competitor in connection with its use of “defeat devices” in hundreds of thousands of light-duty diesel vehicles.  
These actions have resulted in settlements involving billions of dollars for environmental remediation and civil penalties, 
as well as indictments of and guilty pleas from several employees on charges of committing federal crimes.  The 
competitor continues to face various class action suits, as well as numerous claims and investigations by various U.S. 
states and other nations.  Defeat devices are elements of design (typically embedded in software) that improperly cause 
the emission control system to function less effectively during normal on-road driving than during an official laboratory 
emissions test, without justification.  They are prohibited by law in many jurisdictions, and we do not use defeat devices in 
our vehicles.

The investigations by EPA and CARB of our competitor have led to increased scrutiny of automakers’ emission testing 

by regulators around the world.  EPA began carrying out additional non-standard tests as part of its vehicle certification 
program, following an announcement in September 2015.  The EU accelerated efforts to finalize its RDE testing program 
as described above.  In 2016, several European countries, including France and Germany, conducted non-standard 
emission tests and published the results.  In some cases, this supplemental testing has triggered investigations of other 
manufacturers for possible defeat devices.  Testing is expected to continue on an ongoing basis.  In the United States, 
plaintiffs’ attorneys are pursuing consumer class action lawsuits based on alleged excessive emissions from cars and 
trucks, which could, in turn, prompt further investigations by regulators.

Vehicle Fuel Economy and Greenhouse Gas Standards

U.S. Requirements – Light Duty Vehicles.  Federal law requires that light duty vehicles meet minimum corporate 

average fuel economy (“CAFE”) standards set by the National Highway Traffic Safety Administration (“NHTSA”).  
Manufacturers are subject to substantial civil penalties if they fail to meet the CAFE standard in any model year, after 
taking into account all available credits for the preceding three model years and expected credits for the five succeeding 
model years.  The law requires NHTSA to promulgate and enforce separate CAFE standards applicable to each 
manufacturer’s fleet of domestic passenger cars, imported passenger cars, and light duty trucks.

8

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
                                                                   
Item 1.  Business (Continued)      

EPA also regulates vehicle greenhouse gas (“GHG”) emissions under the Clean Air Act.  Because the vast majority of 

GHGs emitted by a vehicle are the result of fuel combustion, GHG emission standards effectively are fuel economy 
standards.  Thus, it is necessary for NHTSA and EPA to coordinate with each other on their fuel economy and GHG 
standards, respectively, to avoid potential inconsistencies. 

In 2010, EPA and NHTSA jointly promulgated regulations establishing the “One National Program” of CAFE and GHG 

regulations for light duty vehicles for the 2012-2016 model years.  In 2012, EPA and NHTSA jointly promulgated 
regulations extending the One National Program framework through the 2025 model year.  These rules require 
manufacturers to achieve increasingly stringent standards reaching approximately 50 mpg by the 2025 model year.  Each 
manufacturer’s specific task depends on the mix of vehicles it sells.  The rules include the opportunity for manufacturers to 
earn credits for technologies that achieve real-world CO2 reductions and fuel economy improvements that are not 
captured by the EPA fuel economy test procedures.  Manufacturers also can earn credits for GHG reductions not 
specifically tied to fuel economy, such as improvements in air conditioning systems.

The existing One National Program standards will be difficult to meet if fuel prices remain relatively low and market 
conditions do not drive consumers to purchase electric vehicles and other highly fuel-efficient vehicles in large numbers.  
We are concerned about the commercial feasibility of meeting future model year GHG and CAFE standards, particularly 
the 2022-2025 standards, because of the many unknowns regarding technology development, market conditions, and 
other factors so far into the future.  

The One National Program rules provided for a midterm evaluation process under which, by April 2018, EPA and 
NHTSA would re-evaluate their standards for model years 2022-2025 in order to ensure that those standards are feasible 
and optimal in light of intervening events.  In January 2017, EPA announced an accelerated decision to maintain the GHG 
standards originally set for those model years–that decision is currently under reconsideration by EPA.  NHTSA is 
continuing to conduct its evaluation with respect to the model year 2022-2025 standards.  It is expected that by April 2018 
EPA and NHTSA will either announce a decision to maintain the existing GHG and fuel economy standards, or commence 
a rulemaking to set revised standards.

If the agencies seek to impose and enforce fuel economy and GHG standards that are misaligned with market 
conditions, we likely would be forced to take various actions that could have substantial adverse effects on our sales 
volume and profits.  Such actions likely would include restricting offerings of selected engines and popular options; 
increasing market support programs for our most fuel-efficient cars and light trucks; and ultimately curtailing the 
production and sale of certain vehicles such as high-performance cars, utilities, and/or full-size light trucks, in order to 
maintain compliance.

California has asserted the right to regulate motor vehicle GHG emissions, and other states have asserted the right to 

adopt the California standards.  With the adoption of the federal One National Program standards discussed above, 
California and the other states have agreed that compliance with the federal program would satisfy compliance with any 
purported state GHG requirements for the 2012–2025 model years.  This avoids a patchwork of potentially conflicting 
federal and state GHG standards.  Should California and other states ever renew their efforts to enforce state-specific 
motor vehicle GHG rules, this would impose significant costs on automotive manufacturers.  

U.S. Requirements – Heavy Duty Vehicles.  EPA and NHTSA have jointly promulgated GHG and fuel economy 
standards for heavy duty vehicles (generally, vehicles over 8,500 pounds gross vehicle weight rating) through the 2027 
model year.  In our case, the standards primarily affect our heavy duty pickup trucks and vans, plus vocational vehicles 
such as shuttle buses and delivery trucks.  As the heavy duty standards increase in stringency, it may become more 
difficult to comply while continuing to offer a full lineup of heavy duty trucks.   

European Requirements.  In December 2008, the EU approved regulation of passenger car CO2 emissions, with a 

2012-2015 phase-in period, that limits the industry fleet average to a maximum of 130 grams per kilometer (“g/km”), using 
a sliding scale (the EU target slope) based on vehicle weight.  This regulation provides different CO2 targets for each 
manufacturer based on the respective average vehicle weight for its fleet of vehicles initially registered in a calendar year.  
Limited credits are available for CO2 off-cycle technologies (“eco-innovations”), certain alternative fuels, and vehicles with 
CO2 emissions below 50 g/km for a period of time.  A penalty system applies to manufacturers failing to meet the 
individual CO2 targets.  Pooling agreements between manufacturers are possible under certain conditions.  Starting in 
2020, an EU industry target of 95 g/km has been set, for which 95% of a manufacturer’s fleet has to comply; by 2021, 
100% of a manufacturer’s fleet has to comply.  Outside of the EU, Switzerland, for example, has introduced similar rules, 
which began phasing-in in July 2012, although the stringency of the industry average emission target is significantly 
higher in a volatile market.  We face the risk of advance premium payment requirements if, for example, unexpected 
market fluctuation within a quarter negatively impacts our average fleet performance.

9

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
                                                                   
Item 1.  Business (Continued)      

In separate legislation, “complementary measures” have been mandated, including requirements related to fuel 
economy indicators, gear shift indicators, tire pressure monitoring systems, low rolling resistance tires, and more-efficient 
low-CO2 mobile air conditioning systems.  The EU Commission introduced in 2011 a CO2 target for commercial light duty 
vehicles to be at an EU industry average of 175 g/km starting in 2014 and 147 g/km starting in 2020 (with a similar 2020 
ruling in Switzerland).  For “multi-stage vehicles” (e.g., our Transit chassis cabs), the base manufacturer (e.g., Ford) is 
fully responsible for the CO2 performance of the final up-fitted vehicles.  The EU legislation for light commercial vehicles 
also includes a penalty system, super-credits for vehicles below 50 g/km (granted between 2014 and 2017), and limited 
credits for CO2 off-cycle eco-innovations, pooling, etc., similar to the passenger car CO2 regulation.

The EU Commission has proposed revised rules for the years 2021 to 2024 and 2025/2030 that include a further 
tightening of CO2 limits for passenger cars and light commercial vans, including expected shares of zero and low emission 
vehicles.  Heavy duty vehicles will be addressed in a separate regulation.

The United Nations developed a new technical regulation for passenger car emissions and CO2.  This new world light 

duty test procedure (“WLTP”) is focused primarily on better aligning laboratory CO2 and fuel consumption figures with 
customer-reported figures.  The introduction of WLTP in Europe started in September 2017 and is likely to require updates 
to CO2 labeling, thereby impacting taxes in countries with a CO2 tax scheme as well as the above-mentioned CO2 fleet 
regulations for passenger cars and light commercial vehicles.  Costs associated with new or incremental testing for WLTP 
could be significant. 

Some European countries have implemented or are considering other initiatives for reducing CO2 vehicle emissions, 

including fiscal measures and CO2 labeling.  For example, the United Kingdom, France, Germany, Spain, Portugal, and 
the Netherlands, among others, have introduced taxation based on CO2 emissions.  The EU CO2 requirements are likely 
to trigger further measures.  To limit GHG emissions, the EU directive on mobile air conditioning currently requires the 
replacement of the current refrigerant with a lower “global warming potential” refrigerant for new vehicle types, and for all 
newly registered vehicles starting in January 2017.  A refrigerant change adds considerable costs along the whole 
manufacturing chain.

Other National Requirements.  The Canadian federal government has regulated vehicle GHG emissions under the 

Canadian Environmental Protection Act, beginning with the 2011 model year.  In October 2014, the Canadian federal 
government published the final changes to the regulation for light duty vehicles, which maintain alignment with U.S. EPA 
vehicle GHG standards for the 2017–2025 model years.  The final regulation for 2014–2018 heavy duty vehicles was 
published in February 2013.  Part 1 draft regulations for the 2021 model year and beyond were published in March 2017 
and are in line with U.S. requirements.

Mexico adopted fuel economy/CO2 standards, based on the U.S. One National Program framework, that took effect in 

2014.  Recently, the government agreed to carryover 2016 model year standards into the 2017 and 2018 model years.  
Standards for the 2019 model year and later are being developed.

Many Asia Pacific countries (such as Australia, China, India, South Korea, Taiwan, and Vietnam) are developing or 

enforcing fuel efficiency or labeling targets.  For example, South Korea has set fuel efficiency targets for 2020, with 
incentives for early adoption.  In September 2017, China published the Method for Parallel Administration on 
Corporate Average Fuel Consumption of Passenger Car and New Energy Vehicle (“NEV”) Credit, which aims to 
improve fuel efficiency and to set targets for new energy vehicles.  The fuel efficiency targets and NEV mandate will 
impact the cost of vehicle technology in the future.

In South America, Brazil introduced a voluntary vehicle energy-efficiency labeling program, indicating fuel 

consumption rates for all light-duty vehicles.  Brazil has required inclusion of emission classification on fuel economy 
labels since January 2016.  Brazil also published a new automotive regime establishing a minimum absolute CAFE 
value as a function of Fleet Corporate Average Mass for 2017 light duty vehicles with a spark ignition engine in order 
to qualify for industrialized products tax reduction.  Additional tax reductions are available if further fuel efficiency 
improvements are achieved and maintained through 2020.  Penalties are applied if the energy efficiency levels are 
not maintained.  Brazil reduced the import tax on electric and hybrid cars.  The tax rate, which was 35%, will vary from 
zero to 7%, depending on a vehicle’s energy efficiency.  Discussion on new fuel efficiency requirements has started.  
Chile introduced a tax based on urban fuel consumption and NOx emission for light and medium vehicles beginning in 
late 2014.  In general, fuel efficiency targets may impact the cost of technology of our models in the future.

10

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
                                                                   
Item 1.  Business (Continued)      

In the Middle East, the Kingdom of Saudi Arabia introduced new light duty vehicle fuel economy standards, which 

are patterned after the U.S. CAFE standard structure, with fuel economy targets following the design of the U.S. 
2012–2016 fuel economy standards.  The standards became effective on January 1, 2016 and became fully phased 
in at the end of 2017.

Vehicle Safety

U.S. Requirements.  The National Traffic and Motor Vehicle Safety Act of 1966 (the “Safety Act”) regulates vehicles 
and vehicle equipment in two primary ways.  First, the Safety Act prohibits the sale in the United States of any new vehicle 
or equipment that does not conform to applicable vehicle safety standards established by NHTSA.  Meeting or exceeding 
many safety standards is costly, in part because the standards tend to conflict with the need to reduce vehicle weight in 
order to meet emission and fuel economy standards.  Second, the Safety Act requires that defects related to motor vehicle 
safety be remedied through safety recall campaigns.  A manufacturer is obligated to recall vehicles if it determines the 
vehicles do not comply with a safety standard.  Should we or NHTSA determine that either a safety defect or 
noncompliance issue exists with respect to any of our vehicles, the cost of such recall campaigns could be substantial.

Other National Requirements.  The EU and many countries have established vehicle safety standards and 

regulations, and are likely to adopt additional or more stringent requirements in the future.  The European General Safety 
Regulation introduced UN-ECE regulations, which will be required for the European Type Approval process.  EU 
regulators also are focusing on active safety features such as lane departure warning systems, electronic stability control, 
and automatic brake assist.  Globally, governments generally have been adopting UN-ECE based regulations with minor 
variations to address local concerns.  Any difference between North American and UN-ECE based regulations can add 
complexity and costs to the development of global platform vehicles, and we continue to support efforts to harmonize 
regulations to reduce vehicle design complexity while providing a common level of safety performance; several recently 
launched bilateral negotiations on free trade can potentially contribute to this goal.  New safety and recall requirements in 
China, India, and Gulf Cooperation Council countries also may add substantial costs and complexity to our global recall 
practice.  In South America, additional safety requirements are being introduced or proposed in Argentina, Brazil, Chile, 
Colombia, Ecuador, and Uruguay, influenced by The New Car Assessment Program for Latin America and the Caribbean 
(“Latin NCAP”), which may be a driver for similar actions in other countries.  In Canada, regulatory requirements are 
currently aligned with U.S. regulations.  However, under the Canadian Motor Vehicle Safety Act the Minister of Transport 
has broad powers to order manufacturers to submit a notice of defect or non-compliance when the Minister considers it 
would be in the interest of safety.  In China, a new mandatory Event Data Recorder regulation is under development that 
is more complex than U.S. requirements, and in China, Malaysia, and South Korea, mandatory e-Call requirements have 
been drafted.

  New Car Assessment Programs.  Organizations around the globe rate and compare motor vehicles in New Car 
Assessment Programs (“NCAPs”) to provide consumers with additional information about the safety of new vehicles.  
NCAPs use crash tests and other evaluations that are different than what is required by applicable regulations, and use 
stars to rate vehicle safety, with five stars awarded for the highest rating and one for the lowest.  Achieving high NCAP 
ratings can add complexity and cost to vehicles.  China finalized the 2018 NCAP protocol with more stringent Pedestrian 
Protection and Automatic Emergency Braking requirements compared to the United States and Europe.  China will also 
launch a new safety assessment, China Insurance Vehicle Safety Index (“CIVSI”), that is similar to the U.S. IIHS in 2018.  
Taiwan may also draft NCAP requirements in 2018.

11

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
                                                                   
Item 1.  Business (Continued)      

EMPLOYMENT DATA

The approximate number of individuals employed by us and entities that we consolidated as of December 31, 2016 

and 2017 was as follows (in thousands): 

Automotive

North America

South America

Europe

Middle East & Africa

Asia Pacific

Financial Services

Ford Credit

Other

Ford Smart Mobility LLC

Total

2016

2017

101

15

52

3

23

7

-

201

100

14

54

3

23

7

1

202

Substantially all of the hourly employees in our Automotive operations are represented by unions and covered by 
collective bargaining agreements.  In the United States, approximately 99% of these unionized hourly employees in our 
Automotive segment are represented by the International Union, United Automobile, Aerospace and Agricultural 
Implement Workers of America (“UAW” or “United Auto Workers”).  At December 31, 2017, approximately 56,400 hourly 
employees in the United States were represented by the UAW.  Approximately 1.5% of our U.S. salaried employees are 
represented by unions.  Many non-management salaried employees at our operations outside of the United States also 
are represented by unions.

In 2017, we entered into collective bargaining agreements (covering wages, benefits and/or other employment 

provisions) with unions in Argentina, Australia, Brazil, Britain, France, Mexico, Taiwan, and Thailand.

In 2018, we will negotiate collective bargaining agreements (covering wages, benefits and/or other employment 

provisions) with unions in Argentina, Brazil, Germany, India, Mexico, Russia, Spain, and Thailand.

ENGINEERING, RESEARCH, AND DEVELOPMENT

We engage in engineering, research, and development primarily to improve the performance (including fuel 

efficiency), safety, and customer satisfaction of our products, and to develop new products and services.  Engineering, 
research, and development expenses for 2015, 2016, and 2017 were $6.7 billion, $7.3 billion, and $8 billion, respectively. 

ITEM 1A. Risk Factors.

We have listed below (not necessarily in order of importance or probability of occurrence) the most significant risk 

factors applicable to us:

Ford’s long-term competitiveness depends on the successful execution of fitness actions.  We have 
announced fitness redesign plans to transform the operational fitness of our business by becoming more customer 
centric and adopting processes that emphasize simplicity, speed and agility, efficiency, and accountability.  If these 
fitness actions are not successful, we may not be able to materially lower costs in the near term or improve our 
competitiveness in the long term, which could have an adverse effect on our profitability.  

Industry sales volume, particularly in the United States, Europe, or China, could decline if there is a 
financial crisis, recession, or significant geopolitical event.  Because we, like other manufacturers, have a high 
proportion of relatively fixed structural costs, relatively small changes in industry sales volume can have a substantial 
effect on our cash flow and profitability. If industry vehicle sales were to decline to levels significantly below our 
planning assumption, particularly in the United States, Europe, or China, due to a financial crisis, recession, or 
significant geopolitical event, the decline could have a substantial adverse effect on our financial condition, results of 
operations, and cash flow.  For a discussion of economic trends, see the “Overview” section of Item 7.

12

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
                                                                   
 
 
 
 
 
Item 1A. Risk Factors (Continued) 

Ford’s new and existing products and mobility services are subject to market acceptance.  Although we 
conduct extensive market research before launching new or refreshed vehicles and introducing new services, many 
factors both within and outside our control affect the success of new or existing products and services in the 
marketplace.  Offering vehicles and services that customers want and value can mitigate the risks of increasing price 
competition and declining demand, but products and services that are perceived to be less desirable (whether in terms 
of price, quality, styling, safety, overall value, fuel efficiency, or other attributes) can exacerbate these risks.  With 
increased consumer interconnectedness through the internet, social media, and other media, mere allegations relating 
to quality, safety, fuel efficiency, corporate social responsibility, or other key attributes can negatively impact our 
reputation or market acceptance of our products or services, even where such allegations prove to be inaccurate or 
unfounded.  Further, our ability to successfully grow through investments in the area of mobility and electrification 
depends on many factors, including advancements in technology, regulatory changes, and other factors that are 
difficult to predict, that may significantly affect the future of autonomous vehicles and mobility services.  Rapid changes 
to our industry, including the introduction of new types of competitors who may possess technological innovations, 
increase the significance that we are able to anticipate, develop, and deliver products and services that customers 
desire.

Ford’s results are dependent on sales of larger, more profitable vehicles, particularly in the United States.  

A shift in consumer preferences away from larger, more profitable vehicles (including trucks and SUVs) at levels 
beyond our current planning assumption—whether because of spiking fuel prices, a decline in the construction 
industry, government actions or incentives, or other reasons—could result in an immediate and substantial adverse 
effect on our financial condition and results of operations. 

Ford may face increased price competition resulting from industry excess capacity, currency fluctuations, 
or other factors.  The global automotive industry is intensely competitive, with manufacturing capacity far exceeding 
current demand.  According to the December 2017 report issued by IHS Automotive, the global automotive industry is 
estimated to have had excess capacity of about 35 million units in 2017, an increase of about 4 million units from the 
prior year.  Industry overcapacity has resulted in many manufacturers offering marketing incentives on vehicles in an 
attempt to maintain and grow market share; these incentives historically have included a combination of subsidized 
financing or leasing programs, price rebates, and other incentives.  As a result, we are not necessarily able to set our 
prices to offset higher costs of marketing incentives, commodity or other cost increases, or the impact of adverse 
currency fluctuations, including pricing advantages foreign competitors may have because of their weaker home 
market currencies.  Continuation of or increased excess capacity could have a substantial adverse effect on our 
financial condition and results of operations.

Fluctuations in commodity prices, foreign currency exchange rates, and interest rates can have a 

significant effect on results.  As a resource-intensive manufacturing operation, we are exposed to a variety of market 
risks, including the effects of changes in commodity prices, foreign currency exchange rates, and interest rates.  We 
monitor and manage these exposures as an integral part of our overall risk management program, which recognizes 
the unpredictability of markets and seeks to reduce potentially adverse effects on our business.  Changes in 
commodity prices, currency exchange rates, and interest rates cannot always be predicted, hedged, or offset with price 
increases to eliminate earnings volatility.  As a result, significant changes in commodity prices, foreign currency 
exchange rates, or interest rates could have a substantial adverse effect on our financial condition and results of 
operations.  See “Overview” to Item 7 and Item 7A for additional discussion of currency, commodity price, and interest 
rate risks.

With a global footprint, Ford’s results could be adversely affected by economic, geopolitical, protectionist 
trade policies, or other events.  With the increasing interconnectedness of global economic and financial systems, a 
financial crisis, natural disaster, geopolitical crisis, or other significant event in one area of the world can have an 
immediate and material adverse impact on markets around the world.  Concerns persist regarding the overall stability 
of the European Union, given the diverse economic and political circumstances of individual European currency area 
(“euro area”) countries.  These concerns have been exacerbated by Brexit.  We have a sterling revenue exposure and 
a euro cost exposure; a sustained weakening of sterling against euro may have an adverse effect on our profitability. 
 Further, the United Kingdom may be at risk of losing access to free trade agreements for goods and services with the 
European Union and other countries, which may result in increased tariffs on U.K. imports and exports that could have 
an adverse effect on our profitability.

13

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
               
Item 1A. Risk Factors (Continued) 

We have operations in various markets with volatile economic or political environments and are pursuing growth 

opportunities in a number of newly developed and emerging markets.  These investments may expose us to 
heightened risks of economic, geopolitical, or other events, including governmental takeover (i.e., nationalization) of 
our manufacturing facilities or intellectual property, restrictive exchange or import controls, disruption of operations as a 
result of systemic political or economic instability, outbreak of war or expansion of hostilities, and acts of terrorism, 
each of which could have a substantial adverse effect on our financial condition and results of operations.  Further, the 
U.S. government, other governments, and international organizations could impose additional sanctions that could 
restrict us from doing business directly or indirectly in or with certain countries or parties, which could include affiliates.

Ford’s production, as well as Ford’s suppliers’ production, could be disrupted by labor disputes, natural or 

man-made disasters, financial distress, production difficulties, or other factors.  A work stoppage or other 
limitation on production could occur at Ford’s or its suppliers’ facilities for any number of reasons, including as a result 
of disputes under existing collective bargaining agreements with labor unions or in connection with negotiation of new 
collective bargaining agreements, or as a result of supplier financial distress or other production constraints or 
difficulties, or for other reasons.  Many components used in our vehicles are available only from a single supplier and 
therefore cannot be re-sourced quickly or inexpensively to another supplier (due to long lead times, new contractual 
commitments that may be required by another supplier before ramping up to provide the components or materials, 
etc.).  Such single-source suppliers also could threaten to disrupt our production as leverage in negotiations.  A 
significant disruption to our production schedule could have a substantial adverse effect on our financial condition and 
results of operations.    

Ford’s ability to maintain a competitive cost structure could be affected by labor or other constraints.  

Substantially all of the hourly employees in our Automotive operations in the United States and Canada are 
represented by unions and covered by collective bargaining agreements.  These agreements provide guaranteed 
wage and benefit levels throughout the contract term and some degree of income security, subject to certain 
conditions.  As a practical matter, these agreements may restrict our ability to close plants and divest businesses.  A 
substantial number of our employees in other regions are represented by unions or government councils, and 
legislation or custom promoting retention of manufacturing or other employment in the state, country, or region may 
constrain as a practical matter our ability to sell or close manufacturing or other facilities.  

Pension and other postretirement liabilities could adversely affect Ford’s liquidity and financial condition.  
We have defined benefit retirement plans in the United States that cover many of our hourly and salaried employees.  
We also provide pension benefits to non-U.S. employees and retirees, primarily in Europe.  In addition, we and certain 
of our subsidiaries sponsor plans to provide other postretirement benefits (“OPEB”) for retired employees (primarily 
health care and life insurance benefits).  See Note 17 of the Notes to the Financial Statements for more information 
about these plans.  These benefit plans impose significant liabilities on us and could require us to make additional cash 
contributions, which could impair our liquidity.  If our cash flows and capital resources were insufficient to meet any 
pension or OPEB obligations, we could be forced to reduce or delay investments and capital expenditures, suspend 
dividend payments, seek additional capital, or restructure or refinance our indebtedness. 

Economic and demographic experience for pension and other postretirement benefit plans (e.g., discount 
rates or investment returns) could be worse than Ford has assumed.  The measurement of our obligations, costs, 
and liabilities associated with benefits pursuant to our pension and other postretirement benefit plans requires that we 
estimate the present value of projected future payments to all participants.  We use many assumptions in calculating 
these estimates, including assumptions related to discount rates, investment returns on designated plan assets, and 
demographic experience (e.g., mortality and retirement rates).  We generally remeasure these estimates at each year 
end and recognize any gains or losses associated with changes to our plan assets and liabilities in the year incurred. 
To the extent actual results are less favorable than our assumptions, we may recognize a substantial remeasurement 
loss in our results.  For discussion of our assumptions, see “Critical Accounting Estimates” in Item 7 and Note 17 of the 
Notes to the Financial Statements.

14

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 1A. Risk Factors (Continued) 

Ford’s vehicles could be affected by defects that result in delays in new model launches, recall 

campaigns, or increased warranty costs.  Government safety standards require manufacturers to remedy defects 
related to vehicle safety through safety recall campaigns, and a manufacturer is obligated to recall vehicles if it 
determines that the vehicles do not comply with a safety standard.  NHTSA’s enforcement strategy has shifted to a 
significant increase in civil penalties levied and the use of consent orders requiring direct oversight by NHTSA of 
certain manufacturers’ safety processes, a trend that could continue.  Should we or government safety regulators 
determine that a safety or other defect or a noncompliance exists with respect to certain of our vehicles prior to the 
start of production, the launch of such vehicle could be delayed until such defect is remedied.  The costs associated 
with any protracted delay in new model launches necessary to remedy such defects, or the cost of recall campaigns or 
warranty costs to remedy such defects in vehicles that have been sold, could be substantial.  Such recall and customer 
satisfaction actions may relate to defective components we receive from suppliers.  The cost to complete a recall or 
customer satisfaction action could be exacerbated to the extent such action relates to a global platform.  Furthermore, 
launch delays or recall actions could adversely affect our reputation or market acceptance of our products as 
discussed above under “Ford’s new and existing products and mobility services are subject to market acceptance.”

Safety, emissions, fuel economy, and other regulations affecting Ford may become more stringent.  The 
worldwide automotive industry is governed by a substantial amount of government regulation, which often differs by 
state, region, and country.  Government regulation has arisen, and proposals for additional regulation are advanced, 
primarily out of concern for the environment (including concerns about global climate change and its impact), vehicle 
safety, and energy independence. For example, as discussed above under “Item 1. Business - Governmental 
Standards,” in the United States the CAFE standards for light duty vehicles increase sharply to approximately 50 mpg 
by the 2025 model year; EPA’s parallel CO2 emission regulations impose similar standards.  California’s ZEV rules also 
mandate steep increases in the sale of electric vehicles and other advanced technology vehicles through the 2025 
model year; even more burdensome regulations are likely to follow.  In addition, many governments regulate local 
product content and/or impose import requirements as a means of creating jobs, protecting domestic producers, and 
influencing the balance of payments. 

We are continuing to make changes to our product cycle plan to improve the fuel economy of our petroleum-
powered vehicles and to offer more electrified vehicles with lower GHG emissions.  There are limits on our ability to 
achieve fuel economy improvements over a given time frame, however, primarily relating to the cost and effectiveness 
of available technologies, consumer acceptance of new technologies and changes in vehicle mix, willingness of 
consumers to absorb the additional costs of new technologies, the appropriateness (or lack thereof) of certain 
technologies for use in particular vehicles, the widespread availability (or lack thereof) of supporting infrastructure for 
new technologies, and the human, engineering, and financial resources necessary to deploy new technologies across 
a wide range of products and powertrains in a short time.  The current fuel economy, CO2, and ZEV standards will be 
difficult to meet if fuel prices remain relatively low and market conditions do not drive consumers to purchase electric 
vehicles and other highly fuel-efficient vehicles in large numbers.

The U.S. government has pursued an enforcement action against a major competitor in connection with its alleged 

use of “defeat devices” in hundreds of thousands of light duty diesel vehicles, collecting billions of dollars for 
environmental remediation projects and civil penalties.  Several of the competitor’s employees have been indicted on 
charges of committing federal crimes.  The competitor also faces various class action suits, as well as numerous 
claims and investigations by various U.S. states and other nations.  The emergence of this issue has led to increased 
scrutiny of automaker emission testing by regulators around the world, which in turn has triggered investigations of 
other manufacturers.  These events have led to new regulations, more stringent enforcement programs, requests for 
field actions, and/or delays in regulatory approvals.  The cost to comply with existing government regulations is 
substantial and additional regulations or changes in consumer preferences that affect vehicle mix could have a 
substantial adverse impact on our financial condition and results of operations.  In addition, a number of governments, 
as well as non-governmental organizations, publicly assess vehicles to their own protocols.  The protocols could 
change aggressively, and any negative perception regarding the performance of our vehicles subjected to such tests 
could reduce future sales.  For more discussion of the impact of standards on our global business, see the 
“Governmental Standards” discussion in “Item 1. Business” above. 

15

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 1A. Risk Factors (Continued) 

Ford could experience unusual or significant litigation, governmental investigations, or adverse publicity 

arising out of alleged defects in products, perceived environmental impacts, or otherwise.  We spend 
substantial resources ensuring that we comply with governmental safety regulations, mobile and stationary source 
emissions regulations, and other standards.  Compliance with governmental standards, however, does not necessarily 
prevent individual or class actions, which can entail significant cost and risk.  In certain circumstances, courts may 
permit tort claims even where our vehicles comply with federal and/or other applicable law.  Furthermore, simply 
responding to actual or threatened litigation or government investigations of our compliance with regulatory standards, 
whether related to our products or business or commercial relationships, may require significant expenditures of time 
and other resources.  Litigation also is inherently uncertain, and we could experience significant adverse results.  In 
addition, adverse publicity surrounding an allegation may cause significant reputational harm that could have a 
significant adverse effect on our sales.

Ford’s receipt of government incentives could be subject to reduction, termination, or clawback.  We 
receive economic benefits from national, state, and local governments in various regions of the world in the form of 
incentives designed to encourage manufacturers to establish, maintain, or increase investment, workforce, or 
production.  These incentives may take various forms, including grants, loan subsidies, and tax abatements or credits.  
The impact of these incentives can be significant in a particular market during a reporting period.  For example, most of 
our manufacturing facilities in South America are located in Brazil, where the state or federal governments have 
historically offered, and continue to offer, significant incentives to manufacturers to encourage capital investment, 
increase manufacturing production, and create jobs.  As a result, the performance of our South American operations 
has been impacted favorably by government incentives to a substantial extent.  In Brazil, however, the federal 
government has levied assessments against us concerning our calculation of federal incentives we received, and 
certain states have challenged the grant to us of tax incentives by the State of Bahia.  A decrease in, expiration without 
renewal of, or other cessation or clawback of government incentives for any of our business units, as a result of 
administrative decision or otherwise, could have a substantial adverse impact on our financial condition and results of 
operations.  See Note 2 of the Notes to the Financial Statements for discussion of our accounting for government 
incentives, and “Item 3. Legal Proceedings” for a discussion of tax proceedings in Brazil and the potential requirement 
for us to post collateral.

Operational systems, security systems, and vehicles could be affected by cyber incidents. We rely on 
information technology networks and systems, including in-vehicle systems and mobile devices, some of which are 
managed by suppliers, to process, transmit, and store electronic information that is important to the operation of our 
business and our vehicles.  Despite security measures, we are at risk for interruptions, outages, and breaches of: (i) 
operational systems (including business, financial, accounting, product development, consumer receivables, data 
processing, or manufacturing processes); (ii) facility security systems; and/or (iii) in-vehicle systems or mobile devices. 
Such cyber incidents could materially disrupt operational systems; result in loss of trade secrets or other proprietary or 
competitively sensitive information; compromise the privacy of personal information of customers, employees, or 
others; jeopardize the security of our facilities; affect the performance of in-vehicle systems; and/or impact the safety of 
our vehicles.  A cyber incident could be caused by malicious third parties using sophisticated, targeted methods to 
circumvent firewalls, encryption, and other security defenses, including hacking, fraud, trickery, or other forms of 
deception. We have been the target of these types of attacks in the past and such attacks are likely to occur in the 
future.  The techniques used for attacks by third parties change frequently and may become more sophisticated, which 
may cause cyber incidents to be difficult to detect for long periods of time.  Our networks and in-vehicle systems may 
also be affected by computer viruses or breaches due to the negligence or misconduct of employees, contractors, and/
or others who have access to our networks and systems.  A significant cyber incident could impact production 
capability, harm our reputation, and/or subject us to regulatory actions or litigation. 

16

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 1A. Risk Factors (Continued) 

Ford Credit’s access to debt, securitization, or derivative markets around the world at competitive rates or 

in sufficient amounts could be affected by credit rating downgrades, market volatility, market disruption, 
regulatory requirements, or other factors.  Ford Credit’s ability to obtain unsecured funding at a reasonable cost is 
dependent on its credit ratings or its perceived creditworthiness.  Ford Credit’s ability to obtain securitized funding 
under its committed asset-backed liquidity programs and certain other asset-backed securitization transactions is 
subject to having a sufficient amount of assets eligible for these programs, as well as Ford Credit’s ability to obtain 
appropriate credit ratings and, for certain committed programs, derivatives to manage the interest rate risk.  Over time, 
and particularly in the event of any credit rating downgrades, market volatility, market disruption, or other factors, Ford 
Credit may reduce the amount of receivables it purchases or originates because of funding constraints.  In addition, 
Ford Credit may be limited in the amount of receivables it purchases or originates in certain countries or regions if the 
local capital markets, particularly in developing countries, do not exist or are not adequately developed.  Similarly, Ford 
Credit may reduce the amount of receivables it purchases or originates if there is a significant decline in the demand 
for the types of securities it offers or Ford Credit is unable to obtain derivatives to manage the interest rate risk 
associated with its securitization transactions.  A significant reduction in the amount of receivables Ford Credit 
purchases or originates would significantly reduce its ongoing profits and could adversely affect its ability to support the 
sale of Ford vehicles.

Ford Credit could experience higher-than-expected credit losses, lower-than-anticipated residual values, or 
higher-than-expected return volumes for leased vehicles.  Credit risk is the possibility of loss from a customer’s or 
dealer’s failure to make payments according to contract terms.  Credit risk (which is heavily dependent upon economic 
factors including unemployment, consumer debt service burden, personal income growth, dealer profitability, and used 
car prices) has a significant impact on Ford Credit’s business.  The level of credit losses Ford Credit may experience 
could exceed its expectations and adversely affect its financial condition and results of operations.  In addition, Ford 
Credit projects expected residual values (including residual value support payments from Ford) and return volumes for 
the vehicles it leases.  Actual proceeds realized by Ford Credit upon the sale of returned leased vehicles at lease 
termination may be lower than the amount projected, which would reduce the profitability of the lease transaction.  
Among the factors that can affect the value of returned lease vehicles are the volume of vehicles returned, economic 
conditions, marketing programs, and quality or perceived quality, safety, fuel efficiency, or reliability of the vehicles.  
Actual return volumes may be influenced by these factors, as well as by contractual lease-end values relative to 
auction values.  Each of these factors, alone or in combination, has the potential to adversely affect Ford Credit’s 
profitability if actual results were to differ significantly from Ford Credit’s projections.  See “Critical Accounting 
Estimates” in Item 7 for additional discussion. 

Ford Credit could face increased competition from banks, financial institutions, or other third parties 

seeking to increase their share of financing Ford vehicles.  No single company is a dominant force in the 
automotive finance industry.  Most of Ford Credit’s competitors in the United States use credit aggregation systems 
that permit dealers to send, through standardized systems, retail credit applications to multiple finance sources to 
evaluate financing options offered by these sources.  Also, direct on-line or large dealer group financing options 
provide consumers with alternative finance sources and/or increased pricing transparency.  All of these financing 
alternatives drive greater competition based on financing rates and terms.  Competition from such institutions and 
alternative finance sources could adversely affect Ford Credit’s profitability and the volume of its retail business.  In 
addition, Ford Credit may face increased competition on wholesale financing for Ford dealers.

Ford Credit could be subject to new or increased credit regulations, consumer or data protection 

regulations, or other regulations.  As a finance company, Ford Credit is highly regulated by governmental authorities 
in the locations in which it operates, which can impose significant additional costs and/or restrictions on its 
business.  In the United States, for example, Ford Credit’s operations are subject to regulation, supervision, and 
licensing under various federal, state, and local laws and regulations, including the federal Truth-in-Lending Act, 
Consumer Leasing Act, Equal Credit Opportunity Act, and Fair Credit Reporting Act.  

The Dodd-Frank Act directs federal agencies to adopt rules to regulate the consumer finance industry and the 
capital markets and gives the Consumer Financial Protection Bureau (“CFPB”) broad rule-making and enforcement 
authority for a wide range of consumer financial protection laws that regulate consumer finance businesses, such as 
Ford Credit’s retail automotive financing business.  Exercise of these powers by the CFPB may increase the costs of, 
impose additional restrictions on, or otherwise adversely affect companies in the automotive finance business.  The 
CFPB has authority to supervise and examine the largest nonbank automotive finance companies, such as Ford 
Credit, for compliance with consumer financial protection laws.

17

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 1B.  Unresolved Staff Comments.

None.

ITEM 2. Properties.

Our principal properties include manufacturing and assembly facilities, distribution centers, warehouses, sales or 

administrative offices, and engineering centers.

We own substantially all of our U.S. manufacturing and assembly facilities.  Our facilities are situated in various 
sections of the country and include assembly plants, engine plants, casting plants, metal stamping plants, transmission 
plants, and other component plants.  Most of our distribution centers are leased (we own approximately 40% of the total 
square footage, and lease the balance).  The majority of the warehouses that we operate are leased, although many of 
our manufacturing and assembly facilities contain some warehousing space.  Substantially all of our sales offices are 
leased space.  Approximately 98% of the total square footage of our engineering centers and our supplementary research 
and development space is owned by us.  

In addition, we maintain and operate manufacturing plants, assembly facilities, parts distribution centers, and 
engineering centers outside of the United States.  We own substantially all of our non-U.S. manufacturing plants, 
assembly facilities, and engineering centers.  The majority of our parts distribution centers outside of the United States are 
either leased or provided by vendors under service contracts. 

We and the entities that we consolidated as of December 31, 2017 use nine regional engineering, research, and 

development centers, and 61 manufacturing plants as shown in the table below:

Automotive Business Units

North America

South America

Europe

Middle East & Africa

Asia Pacific

Total

Plants

31

8

16

2

4

61

Included in the number of plants shown above are plants that are operated by us or our consolidated joint ventures 
that support our Automotive segment.  The significant consolidated joint ventures and the number of plants each owns are 
as follows:

•  Ford Lio Ho Motor Company Ltd. (“FLH”) — a joint venture in Taiwan among Ford (70% partner), the Lio Ho 

Group (25% partner), and individual shareholders (5% ownership in aggregate) that assembles a variety of Ford 
vehicles sourced from Ford.  In addition to domestic assembly, FLH imports Ford brand built-up vehicles from the 
Asia Pacific region, Europe, and the United States.  The joint venture operates one plant in Taiwan.

•  Ford Sollers Netherlands B.V. (“Ford Sollers”) — a 50/50 joint venture between Ford and Sollers OJSC (“Sollers”), 
in which Ford has control.  The joint venture primarily is engaged in manufacturing a range of Ford passenger 
cars and light commercial vehicles for sale in Russia, and has an exclusive right to manufacture, assemble, and 
distribute certain Ford vehicles in Russia through the licensing of certain trademarks and intellectual property 
rights.  The joint venture has been approved to participate in Russia’s industrial assembly regime, which qualifies 
it for reduced import duties for parts imported into Russia.  The joint venture operates three manufacturing 
facilities and one engine plant in Russia. 

•  Ford Vietnam Limited — a joint venture between Ford (75% partner) and Diesel Song Cong One Member Limited 
Liability Company (a subsidiary of the Vietnam Engine and Agricultural Machinery Corporation, which in turn is 
majority owned (87.43%) by the State of Vietnam represented by the Ministry of Industry and Trade) 
(25% partner).  Ford Vietnam Limited assembles and distributes a variety of Ford passenger and commercial 
vehicle models.  The joint venture operates one plant in Vietnam. 

18

 
 
Item 2.  Properties (Continued)   

In addition to the plants that we operate directly or that are operated by our consolidated joint ventures, additional 

plants that support our Automotive segment are operated by unconsolidated joint ventures of which we are a 
partner.  These plants are not included in the number of plants shown in the table above.  The most significant of the 
automotive unconsolidated joint ventures are as follows:

•  AutoAlliance (Thailand) Co., Ltd. (“AAT”) — a 50/50 joint venture between Ford and Mazda that owns and 

operates a manufacturing plant in Rayong, Thailand.  AAT produces Ford and Mazda products for domestic and 
export sales.

•  Changan Ford Automobile Corporation, Ltd. (“CAF”) — a 50/50 joint venture between Ford and Chongqing 
Changan Automobile Co., Ltd. (“Changan”).  CAF operates five assembly plants, an engine plant, and a 
transmission plant in China where it produces and distributes an expanding variety of Ford passenger vehicle 
models. 

•  Changan Ford Mazda Engine Company, Ltd. (“CFME”) — a joint venture among Ford (25% partner), Mazda 
(25% partner), and Changan (50% partner).  CFME is located in Nanjing, and produces engines for Ford and 
Mazda vehicles manufactured in China.

•  Ford Otomotiv Sanayi Anonim Sirketi (“Ford Otosan”) — a joint venture in Turkey among Ford (41% partner), the 
Koc Group of Turkey (41% partner), and public investors (18%) that is the sole supplier to us of the Transit, 
Transit Custom, and Transit Courier commercial vehicles for Europe and is our sole distributor of Ford vehicles in 
Turkey.  Ford Otosan also manufactures the Cargo truck for the Turkish and certain export markets and certain 
engines and transmissions, as well as certain components mainly for the Transit for supply to other regions.  The 
joint venture owns three plants, a parts distribution depot, and a new research and development center in Turkey. 

•  Getrag Ford Transmissions GmbH (“GFT”) — a 50/50 joint venture with Getrag International GmbH, a German 

company belonging to Magna Powertrain GmbH.  GFT operates plants in Halewood, England; Cologne, 
Germany; Bordeaux, France; and Kechnec, Slovakia to produce, among other things, manual transmissions for 
our Europe business unit.  

• 

JMC — a publicly-traded company in China with Ford (32% shareholder) and Jiangling Holdings, Ltd. 
(41% shareholder) as its controlling shareholders.  Jiangling Holdings, Ltd. is a 50/50 joint venture between 
Changan and Jiangling Motors Company Group.  The public investors in JMC own 27% of its total outstanding 
shares.  JMC assembles Ford Transit, Ford Everest, Ford engines, and non-Ford vehicles and engines for 
distribution in China and in other export markets.  JMC operates two assembly plants and one engine plant in 
Nanchang, and is constructing a new passenger vehicle assembly plant in Nanchang.  JMC also operates a plant 
in Taiyuan that assembles heavy duty trucks and engines. 

The facilities described above are, in the opinion of management, suitable and adequate for the manufacture and 

assembly of our and our joint ventures’ products.

The furniture, equipment, and other physical property owned by our Financial Services operations are not material in 

relation to the operations’ total assets.

19

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 3. Legal Proceedings.

The litigation process is subject to many uncertainties, and the outcome of individual matters is not predictable with 
assurance.  See Note 23 of the Notes to the Financial Statements for a discussion of loss contingencies.  Following is a 
discussion of our significant pending legal proceedings:

PRODUCT LIABILITY MATTERS

We are a defendant in numerous actions in state and federal courts within and outside of the United States alleging 
damages from injuries resulting from (or aggravated by) alleged defects in our vehicles.  In many, no monetary amount of 
damages is specified or the specific amount alleged is the jurisdictional minimum.  Our experience with litigation alleging a 
specific amount of damages suggests that such amounts, on average, bear little relation to the actual amount of 
damages, if any, that we will pay in resolving such matters.

In addition to pending actions, we assess the likelihood of incidents that likely have occurred but not yet been reported 

to us.  We also take into consideration specific matters that have been raised as claims but have not yet proceeded to 
litigation.  Individual product liability matters which, if resolved unfavorably to the Company, likely would involve a 
significant cost would be described herein.  Currently there are no such matters to report.  

ASBESTOS MATTERS 

Asbestos was used in some brakes, clutches, and other automotive components from the early 1900s.  Along with 
other vehicle manufacturers, we have been the target of asbestos litigation and, as a result, are a defendant in various 
actions for injuries claimed to have resulted from alleged exposure to Ford parts and other products containing asbestos.  
Plaintiffs in these personal injury cases allege various health problems as a result of asbestos exposure, either from 
component parts found in older vehicles, insulation or other asbestos products in our facilities, or asbestos aboard our 
former maritime fleet.  We believe that we are targeted more aggressively in asbestos suits because many previously-
targeted companies have filed for bankruptcy, or emerged from bankruptcy relieved of liability for such claims.   

Most of the asbestos litigation we face involves individuals who claim to have worked on the brakes of our vehicles.  
We are prepared to defend these cases and believe that the scientific evidence confirms our long-standing position that 
there is no increased risk of asbestos-related disease as a result of exposure to the type of asbestos formerly used in the 
brakes on our vehicles.  The extent of our financial exposure to asbestos litigation remains very difficult to estimate and 
could include both compensatory and punitive damage awards.  The majority of our asbestos cases do not specify a 
dollar amount for damages; in many of the other cases the dollar amount specified is the jurisdictional minimum, and the 
vast majority of these cases involve multiple defendants, sometimes more than one hundred.  Many of these cases also 
involve multiple plaintiffs, and often we are unable to tell from the pleadings which plaintiffs are making claims against us 
(as opposed to other defendants).  Annual payout and defense costs may become significant in the future.

ENVIRONMENTAL MATTERS 

We have received notices under various federal and state environmental laws that we (along with others) are or may 

be a potentially responsible party for the costs associated with remediating numerous hazardous substance storage, 
recycling, or disposal sites in many states and, in some instances, for natural resource damages.  We also may have 
been a generator of hazardous substances at a number of other sites.  The amount of any such costs or damages for 
which we may be held responsible could be significant. 

We have one environmental legal proceeding to which a governmental authority is a party and in which we believe 

there is the possibility of monetary sanctions in excess of $100,000:

Notice of Violation to Ford Chicago Assembly Plant.  On August 17, 2015, U.S. EPA issued a notice of violation to our 

Chicago Assembly Plant.  EPA alleges that the plant violated several requirements related to its air permit.  Monetary 
sanctions, if any, have not yet been determined.

20

Item 3. Legal Proceedings (Continued) 

CLASS ACTIONS 

In light of the fact that very few of the purported class actions filed against us in the past have ever been certified by 

the courts as class actions, in general we list those actions that (i) have been certified as a class action by a court of 
competent jurisdiction (and any additional purported class actions that raise allegations substantially similar to an existing 
and certified class), and (ii) likely would involve a significant cost if resolved unfavorably to the Company.  At this time, we 
have no such purported class actions filed against us.   

OTHER MATTERS

Brazilian Tax Matters.  Two Brazilian states and the Brazilian federal tax authority currently have outstanding 
substantial tax assessments against Ford Brazil related to state and federal tax incentives Ford Brazil receives for its 
operations in the Brazilian state of Bahia.  All assessments have been appealed to the relevant administrative court of 
each jurisdiction.  Our appeals with the State of São Paulo and the federal tax authority remain at the administrative level.  
In the State of Minas Gerais, where three cases are pending, one remains at the administrative level and two have been 
appealed to the judicial court.  To proceed with an appeal within the judicial court system, an appellant may be required to 
post collateral.  To date we have not been required to post any collateral.

The state assessments are part of a broader conflict among various states in Brazil.  The federal legislature enacted 
laws designed to encourage the states to end that conflict, and in 2017 the states reached an agreement on a framework 
for resolution.  We expect the amount of any remaining assessments by the states to be resolved under that framework.  
The federal assessments are outside the scope of the legislation.

Transit Connect Customs Ruling.  On March 8, 2013, U.S. Customs and Border Protection (“CBP”) ruled that Transit 
Connects imported as passenger wagons and later converted into cargo vans are subject to the 25% duty applicable to 
cargo vehicles, rather than the 2.5% duty applicable to passenger vehicles.  As a result of the ruling, CBP is requiring 
Ford to pay the 25% duty upon importation of Transit Connects that will be converted to cargo vehicles, and is seeking the 
difference in duty rates for prior imports.  Our protest of the ruling within CBP was denied, and we filed a challenge in the 
U.S. Court of International Trade (“CIT”).  On August 9, 2017, the CIT ruled in our favor.  On October 6, 2017, CBP filed a 
notice of appeal to the U.S. Court of Appeals for the Federal Circuit.  If we prevail on appeal, we will receive a refund of 
the contested amounts paid, plus interest. 

ITEM 4.  Mine Safety Disclosures.

Not applicable. 

21

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 4A. Executive Officers of Ford.

Our executive officers are as follows, along with each executive officer’s position and age at February 1, 2018:

Name

Position

Position
Held Since

Age

William Clay Ford, Jr. (a)

Executive Chairman and Chairman of the Board

September 2006

James P. Hackett (b)

President and Chief Executive Officer

James D. Farley, Jr.

Executive Vice President and President, Global Markets

Joseph R. Hinrichs

Executive Vice President and President, Global Operations

Marcy Klevorn

Executive Vice President and President, Mobility

Raj Nair

Executive Vice President and President, North America

Bob Shanks

Executive Vice President and Chief Financial Officer

Hau Thai-Tang

Executive Vice President, Product Development and Purchasing

Steven Armstrong

Group Vice President and President, Europe, Middle East & Africa

May 2017

June 2017

June 2017

June 2017

June 2017

April 2012

June 2017

June 2017

Joy Falotico

Group Vice President – Chairman and Chief Executive Officer, Ford Motor Credit Co.

October 2016

Peter Fleet

Group Vice President and President, Asia Pacific

Kumar Galhotra

Group Vice President, Lincoln and Chief Marketing Officer

July 2017

November 2017

Bradley M. Gayton

Group Vice President, Chief Administrative Officer and General Counsel

June 2017

Bruce Hettle

Group Vice President – Manufacturing and Labor Affairs

Ziad S. Ojakli

Group Vice President – Government and Community Relations

Kimberly Pittel

Group Vice President – Sustainability, Environment & Safety Engineering

January 2016

January 2004

January 2017

John Lawler

Vice President and Controller & Chief Financial Officer, Global Markets

June 2017

____________
(a)  Also a Director, Chair of the Office of the Chairman and Chief Executive, Chair of the Finance Committee, and a member of the Sustainability 

Committee of the Board of Directors.

(b)  Also a Director and member of the Office of the Chairman and Chief Executive and the Finance Committee of the Board of Directors.

60

62

55

51

58

53

65

51

53

50

50

52

54

56

50

58

51

Except as noted below, each of the officers listed above has been employed by Ford or its subsidiaries in one or more 

capacities during the past five years.  Prior to becoming President and Chief Executive Officer of Ford, James P. Hackett 
was the Chief Executive Officer of Steelcase Inc. until March 2014; a member of Ford’s Board of Directors from 2013 to 
2016; and the chairman of Ford Smart Mobility LLC from March 2016 to May 2017.

Under our by-laws, executive officers are elected by the Board of Directors at an annual meeting of the Board held for 

this purpose or by a resolution to fill a vacancy.  Each officer is elected to hold office until a successor is chosen or as 
otherwise provided in the by-laws.

22

 
PART II.

ITEM 5. Market for Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities.

Our Common Stock is listed on the New York Stock Exchange in the United States.

The table below shows the high and low sales prices for our Common Stock, and the dividends we paid per share of 

Common and Class B Stock, for each quarterly period in 2016 and 2017:

2016

2017

Ford Common Stock price 
per share (a)

First
Quarter

Second
Quarter

Third
Quarter

Fourth
Quarter

First
Quarter

Second
Quarter

Third
Quarter

Fourth
Quarter

High

Low

$

14.00

$

14.22

$

14.04

$

13.20

$

13.27

$

11.70

$

12.06

$

11.02

12.00

11.90

11.07

11.41

10.67

10.47

Dividends per share of Ford

Common and Class B Stock

0.40

0.15

0.15

0.15

0.20

0.15

0.15

12.81

11.87

0.15

__________
(a)  New York Stock Exchange composite intraday prices as listed in the price history database available at www.nyse.com.

As of January 31, 2018, stockholders of record of Ford included approximately 120,626 holders of Common Stock 

and 3 holders of Class B Stock.

In the second quarter of 2017, we completed a modest anti-dilutive share repurchase program to offset the dilutive 
effect of share-based compensation granted during 2017.  The plan authorized repurchases of up to 11.8 million shares of 
Ford Common Stock.

23

 
 
 
ITEM 6. Selected Financial Data.

The following table sets forth selected financial data for each of the last five years (dollar amounts in millions, except 

for per share amounts):

SUMMARY OF INCOME

Total revenues

Income before income taxes

Provision for/(Benefit from) income taxes

Net income

Less:  Income/(Loss) attributable to noncontrolling interests

$

$

2013

2014

2015

2016

2017

146,917

$

144,077

$

149,558

$

151,800

$

156,776

14,371

$

1,234

$

10,252

$

6,796

$

8,148

2,425

11,946

(7)

4

1,230

(1)

2,881

7,371

(2)

2,189

4,607

11

520

7,628

26

Net income attributable to Ford Motor Company

$

11,953

$

1,231

$

7,373

$

4,596

$

7,602

Earnings Per Share Attributable to Ford Motor Company Common and Class B Stock

Average number of shares of Ford Common and Class B Stock outstanding

(in millions)

Basic income

Diluted income

Cash dividends declared

Common Stock price range (NYSE Composite Intraday)

High

Low

BALANCE SHEET DATA AT YEAR-END

Total assets

Automotive debt

Financial Services debt

Total equity

3,935

3,912

3,969

3,973

3,975

$

3.04

$

0.31

$

1.86

$

1.16

$

2.94

0.40

0.31

0.50

1.84

0.60

1.15

0.85

1.91

1.90

0.65

18.02

12.10

18.12

13.26

16.74

10.44

14.22

11.02

13.27

10.47

$

$

202,204

$

208,615

$

224,925

$

237,951

$

257,808

15,683

$

13,824

$

12,839

$

15,907

$

15,931

99,005

105,347

120,015

127,063

138,356

$

26,173

$

24,465

$

28,657

$

29,187

$

34,918  

24

 
 
 
 
 
 
 
 
 
 
ITEM 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations.

OVERVIEW 

Non-GAAP Financial Measures That Supplement GAAP Measures

We use both generally accepted accounting principles (“GAAP”) and non-GAAP financial measures for operational 
and financial decision making, and to assess Company and segment business performance.  The non-GAAP measures 
listed below are intended to be considered by users as supplemental information to their equivalent GAAP measures, to 
aid investors in better understanding our financial results.  We believe that these non-GAAP measures provide useful 
perspective on underlying business results and trends, and a means to assess our period-over-period results.  These non-
GAAP measures should not be considered as a substitute for, or superior to, measures of financial performance prepared 
in accordance with GAAP.  These non-GAAP measures may not be the same as similarly titled measures used by other 
companies due to possible differences in method and in items or events being adjusted.

•  Company Adjusted Pre-tax Profit (Most Comparable GAAP Measure:  Net Income Attributable to Ford) – The non-
GAAP measure is useful to management and investors because it allows users to evaluate our pre-tax results 
excluding pre-tax special items.  Pre-tax special items consist of (i) pension and other postretirement employee 
benefits (“OPEB”) remeasurement gains and losses that are not reflective of our underlying business results, 
(ii) significant restructuring actions related to our efforts to match production capacity and cost structure to market 
demand and changing model mix, and (iii) other items that we do not necessarily consider to be indicative of earnings 
from ongoing operating activities.  When we provide guidance for adjusted pre-tax profit, we do not provide guidance 
on a net income basis because the GAAP measure will include potentially significant special items that have not yet 
occurred and are difficult to predict with reasonable certainty prior to year-end, including pension and OPEB 
remeasurement gains and losses. 

•  Adjusted Earnings Per Share (Most Comparable GAAP Measure:  Earnings Per Share) – Measure of Company’s 

diluted net earnings per share adjusted for impact of pre-tax special items (described above) and tax special items.  
The measure provides investors with useful information to evaluate performance of our business excluding items not 
indicative of the underlying run rate of our business.  When we provide guidance for adjusted earnings per share, we 
do not provide guidance on an earnings per share basis because the GAAP measure will include potentially 
significant special items that have not yet occurred and are difficult to predict with reasonable certainty prior to year-
end, including pension and OPEB remeasurement gains and losses. 

•  Adjusted Effective Tax Rate (Most Comparable GAAP Measure:  Effective Tax Rate) – Measure of Company’s tax rate 

excluding pre-tax special items (described above) and tax special items.  The measure provides an ongoing effective 
rate which investors find useful for historical comparisons and for forecasting.  When we provide guidance for 
adjusted effective tax rate, we do not provide guidance on an effective tax rate basis because the GAAP measure will 
include potentially significant special items that have not yet occurred and are difficult to predict with reasonable 
certainty prior to year-end, including pension and OPEB remeasurement gains and losses. 

•  Company Operating Cash Flow (Most Comparable GAAP Measure: Net Cash Provided By / (Used In) Operating 

Activities) - Measure of Company’s operating cash flow excluding Ford Credit’s operating cash flows.  The measure 
contains elements management considers operating activities, including Automotive and Mobility capital spending and 
settlement of derivatives.  The measure excludes cash outflows for Automotive and Mobility funded pension 
contributions, separation payments, and other items that are considered operating cash outflows under U.S. GAAP.  
This measure is useful to management and investors because it is consistent with management’s assessment of the 
Company’s operating cash flow performance.

•  Ford Credit Managed Receivables (Most Comparable GAAP Measure:  Net Finance Receivables plus Net Investment 

in Operating Leases) – Measure of Ford Credit’s total net receivables, excluding unearned interest supplements and 
residual support, allowance for credit losses, and other (primarily accumulated supplemental depreciation).  The 
measure is useful to management and investors as it closely approximates the customer’s outstanding balance on the 
receivables, which is the basis for earning revenue.

25

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

•  Ford Credit Managed Leverage (Most Comparable GAAP Measure:  Financial Statement Leverage) – Ford Credit’s 
debt-to-equity ratio adjusted (i) to exclude cash, cash equivalents, and marketable securities (other than amounts 
related to insurance activities), and (ii) for derivative accounting.  The measure is useful to investors because it 
reflects the way Ford Credit manages its business.  Cash, cash equivalents, and marketable securities are deducted 
because they generally correspond to excess debt beyond the amount required to support operations and on-balance 
sheet securitization transactions.  Derivative accounting adjustments are made to asset, debt, and equity positions to 
reflect the impact of interest rate instruments used with Ford Credit’s term-debt issuances and securitization 
transactions.  Ford Credit generally repays its debt obligations as they mature, so the interim effects of changes in 
market interest rates are excluded in the calculation of managed leverage.

Revenue

Our Automotive segment revenue is generated primarily by sales of vehicles, parts, and accessories.  Revenue is 
recorded when control is transferred to our customers (generally, our dealers and distributors).  For the majority of sales, 
this occurs when products are shipped from our manufacturing facilities.  This is not the case, however, with respect to 
vehicles produced for sale to daily rental car companies with an obligation to repurchase the vehicle for a guaranteed 
amount, exercisable at the option of the customer.  These vehicles are accounted for as operating leases, with lease 
revenue and profits recognized over the term of the lease.  Proceeds from the sale of vehicles at auction are recognized 
in revenue upon transfer of control of the vehicle to the customer.

Most of the vehicles sold by us to our dealers and distributors are financed at wholesale by Ford Credit.  Upon Ford 

Credit originating the wholesale receivable related to a dealer’s purchase of a vehicle, Ford Credit pays cash to the 
relevant Automotive legal entity in payment of the dealer’s obligation for the purchase price of the vehicle.  The dealer 
then pays the wholesale finance receivable to Ford Credit when it sells the vehicle to a retail customer.

Our Financial Services segment revenue is generated primarily from interest on finance receivables, net of certain 
deferred origination costs that are included as a reduction of financing revenue, and such revenue is recognized over the 
term of the receivable using the interest method.  Also, revenue from operating leases is recognized on a straight-line 
basis over the term of the lease.  Income is generated to the extent revenues exceed expenses, most of which are 
interest, depreciation, and operating expenses.

Transactions between our Automotive and Financial Services segments occur in the ordinary course of business.  For 

example, we offer special retail financing and lease incentives to dealers’ customers who choose to finance or lease our 
vehicles from Ford Credit.  The cost for these incentives is included in our estimate of variable consideration at the later of 
the date the related vehicle sales to our dealers are recorded or the date the incentive program is both approved and 
communicated.  In order to compensate Ford Credit for the lower interest or lease payments offered to the retail customer, 
we pay the discounted value of the incentive directly to Ford Credit when it originates the retail finance or lease contract 
with the dealer’s customer.  Ford Credit recognizes the amount over the life of retail finance contracts as an element of 
financing revenue and over the life of lease contracts as a reduction to depreciation.  See Note 1 of the Notes to the 
Financial Statements for a more detailed discussion of transactions between our Automotive and Financial Services 
segments.

Costs and Expenses

Our income statement classifies our Automotive segment total costs and expenses into two categories:  (i) cost of 

sales, and (ii) selling, administrative, and other expenses.  We include within cost of sales those costs related to the 
development, manufacture, and distribution of our vehicles, parts, and accessories.  Specifically, we include in cost of 
sales each of the following:  material costs (including commodity costs); freight costs; warranty, including product recall 
costs; labor and other costs related to the development and manufacture of our products; depreciation and amortization; 
and other associated costs.  We include within selling, administrative, and other expenses labor and other costs not 
directly related to the development and manufacture of our products, including such expenses as advertising and sales 
promotion costs.  

Certain of our costs, such as material costs, generally vary directly with changes in volume and mix of production.  In 

our industry, production volume often varies significantly from quarter to quarter and year to year.  Quarterly production 
volumes experience seasonal shifts throughout the year (including peak retail sales seasons and the impact on production 
of model changeover and new product launches).  As we have seen in recent years, annual production volumes are 
heavily impacted by external economic factors, including the pace of economic growth and factors such as the availability 
of consumer credit and cost of fuel. 

26

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

As a result, we analyze the profit impact of certain cost changes holding constant present-year volume and mix and 
currency exchange, in order to evaluate our cost trends absent the impact of varying production and currency exchange 
levels.  We analyze these cost changes in the following categories:  

Contribution Costs – these costs typically vary with production volume.  These costs include material, commodity, 
warranty, and freight and duty costs.

•  Structural Costs – these costs typically do not have a directly proportionate relationship to production volume.  

These costs include manufacturing, engineering, spending-related, advertising and sales promotion, 
administrative and selling, and pension and OPEB costs.    

While contribution costs generally vary directly in proportion to production volume, elements within our structural costs 
category are impacted to differing degrees by changes in production volume.  We also have varying degrees of discretion 
when it comes to controlling the different elements within our structural costs.  For example, depreciation and amortization 
expense largely is associated with prior capital spending decisions.  On the other hand, while labor costs do not vary 
directly with production volume, manufacturing labor costs may be impacted by changes in volume, for example when we 
increase overtime, add a production shift, or add personnel to support volume increases.  Other structural costs, such as 
advertising or engineering costs, do not necessarily have a directly proportionate relationship to production volume.  Our 
structural costs generally are within our discretion, although to varying degrees, and can be adjusted over time in 
response to external factors.   

We consider certain structural costs to be a direct investment in future growth and revenue.  For example, increases 
in structural costs are necessary to grow our business and improve profitability as we expand around the world, invest in 
new products and technologies, respond to increasing industry sales volume, and grow our market share. 

Cost of sales and Selling, administrative, and other expenses for full-year 2017 were $142.9 billion.  Our Automotive 
segment’s material and commodity costs make up the largest portion of these costs and expenses, representing in 2017 
about two-thirds of the total amount.  Structural costs are the largest piece of the remaining balance.  Although material 
costs are our largest absolute cost, our margins can be affected significantly by changes in any category of costs.

Key Economic Factors and Trends Affecting the Automotive Industry

Currency Exchange Rate Volatility.  The U.S. Federal Reserve raised its policy interest rate three times in 2017, after 
single rate increases in 2015 and 2016.  Central banks in other developed markets have also initiated or signaled the end 
of an extended period of monetary policy easing.  The related shifts in capital flows have contributed to increased volatility 
for both developed and emerging market currencies globally.  Emerging markets also face differing inflation backdrops 
and, in some cases, political instability, contributing to unpredictable movements in the value of their exchange rates.  In 
addition to direct impacts on the financial flows of global automotive companies, currency movements can also impact 
pricing of vehicles exported to overseas markets, most notably in the case of the yen.  In most markets, exchange rates 
are market-determined, and all are impacted by many different macroeconomic and policy factors, and thus likely to 
remain volatile.  However, in some markets, exchange rates are heavily influenced or controlled by governments.

Excess Capacity.  According to IHS Automotive, an automotive research firm, the estimated automotive industry 
global production capacity for light vehicles of about 130 million units exceeded global production by about 35 million units 
in 2017.  In North America and Europe, two regions where a significant share of industry revenue is earned, excess 
capacity as a percent of production was an estimated 17% and 20%, respectively, in 2017.  In China, the auto industry 
also witnessed excess capacity at 57% of production in 2017, as manufacturers compete to capitalize on China’s future 
market potential.  According to production capacity data projected by IHS Automotive, global excess capacity conditions 
could continue for several years at an average of about 40 million units per year during the period from 2018 to 2023.

Pricing Pressure.  Excess capacity, coupled with a proliferation of new products being introduced in key segments, will 

keep pressure on manufacturers’ ability to increase prices.  In North America, the industry restructuring of the past few 
years has allowed manufacturers to better match production with demand, although Japanese and Korean manufacturers 
also have capacity located outside of the region directed to North America.  In the future, Chinese and Indian 
manufacturers are expected to enter U.S. and European markets, further intensifying competition.  Over the long term, 
intense competition and excess capacity will continue to put downward pressure on inflation-adjusted prices for similarly-
contented vehicles in the United States and contribute to a challenging pricing environment for the automotive industry.  In 
Europe, the excess capacity situation was exacerbated by weakening demand and the lack of reductions in existing 
capacity, such that negative pricing pressure is expected to continue for the foreseeable future.

27

 
 
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Commodity and Energy Price Changes.  The price of oil has increased since late 2017, supported by global demand 

growth and an extended agreement among oil-producing nations to maintain modest output reductions.  Still, oil prices 
remain well below prior peaks.  In addition, after several years of low prices, stronger global demand has put upward 
pressure on other commodity prices, including steel, aluminum, and other metals used in the manufacturing of our 
vehicles.  

Vehicle Profitability.  Our financial results depend on the profitability of the vehicles we sell, which may vary 
significantly by vehicle line.  In general, larger vehicles tend to command higher prices and be more profitable than 
smaller vehicles, both across and within vehicle segments.  For example, in North America, our larger, more profitable
vehicles had an average contribution margin that was about 135% of our total average contribution margin across all
vehicles, whereas our smaller vehicles had significantly lower contribution margins.  In addition, government regulations 
aimed at reducing emissions and increasing fuel efficiency may increase the cost of vehicles by more than the perceived 
benefit to the consumer.  Given the backdrop of excess capacity, these regulations could dampen contribution margins.    

Trade Policy.  To the extent governments in various regions erect or intensify barriers to imports, or implement 
currency policy that advantages local exporters selling into the global marketplace, there can be a significant negative 
impact on manufacturers based in markets that promote free trade.  While we believe the long-term trend is toward the 
growth of free trade, we have noted with concern recent developments in a number of regions.  In Asia Pacific, for 
example, a weak yen significantly reduces the cost of exports into the United States, Europe, and other global markets by 
Japanese manufacturers.  Over a period of time, a weak yen can contribute to other countries pursuing weak currency 
policies by intervening in the exchange rate markets.  This is particularly likely in other Asian countries, such as South 
Korea.  We will continue to monitor and address developing issues around trade policy.  

Other Economic Factors.  Although in recent months interest rates have risen, mature market government bond yields 
and inflation have remained lower than expected.  At the same time, government deficits and debt remain at high levels in 
many major markets.  The eventual implications of higher government deficits and debt, with potentially higher long-term 
interest rates, may drive a higher cost of capital over our planning period.  Higher interest rates and/or taxes to address 
the higher deficits also may impede real growth in gross domestic product and, therefore, vehicle sales over our planning 
period.

28

 
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Trends and Strategies

Cities are becoming more congested.  Fortunately, vehicles that move people in city infrastructures are becoming 
smarter.  Our opportunity is to leverage the capability of smart vehicles in smart environments to attack the congestion 
problem through a new transportation operating system.  

We also have an opportunity to improve logistics.  Currently, there is an inefficient operating system for the delivery of 

goods.  The growth of internet sales has resulted in more deliveries, which is compounding the problem of city congestion.  
We can imagine a world where smart vehicles in a smart world improve traffic flow, reduce congestion, and improve 
logistics.

In response to these trends, we refined our strategy in 2017 to focus on resetting revenue and attacking costs in the 
short-term, and redesigning our business to compete and win in the future.  To that end, we have identified five priorities:

1.  Rapidly improving our fitness to lower costs, release capital, and finance growth
2.  Accelerating the introduction of connected, smart vehicles and services
3.  Re-allocating capital to where we can win in the future
4.  Continuously innovating to create the most human-centered mobility solutions
5.  Empowering our team to work together effectively to compete and win

In 2017, we took several actions to help achieve these priorities, including:

•  We launched fitness redesign efforts that are focused on customer centricity, simplicity, speed and agility, 

efficiency, and accountability

•  We announced collaborations with Dominos, Lyft, and Postmates in the United States to support autonomous 

vehicle development and testing.  We also announced collaborations with Mahindra in India and Zotye in China to 
provide access to technology, capabilities, and scale that will enhance our competitive position

•  We invested in Autonomic to accelerate growth in digital services
•  We announced a plan to achieve 100% connectivity for new vehicles in the United States by 2019 and 90% 

globally by 2020

•  We announced that we are shifting toward a lower volume passenger car lineup in North America and Europe, 
and we are playing to our strengths by investing in authentic off-roaders and high performance city crossovers
•  We announced a plan to launch a performance SUV battery electric vehicle that offers at least a 300-mile range 

At the start of 2018, we announced a plan to increase our investment in electrification—expected to be over $11 billion 

by 2022—to substantially increase the number of battery electric vehicles we offer around the world.  And we will have 
more to announce in 2018 as we remain focused on designing smart vehicles for a smart world that help people move 
more safely, confidently, and freely.

29

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

RESULTS OF OPERATIONS - 2017

TOTAL COMPANY

Net income attributable to Ford.  The chart below shows our net income attributable to Ford for full year 2017:

Net income attributable to Ford for full year 2017 was $7.6 billion or $1.90 diluted earnings per share of Common and 

Class B Stock, an increase of $3 billion or $0.75 per share compared with 2016, due to the significantly lower 
remeasurement loss on pension and OPEB plans and favorable tax planning actions.  Full year 2017 pre-tax results of our 
Automotive segment, Financial Services segment, All Other, Special Items, and Taxes are discussed in the following 
sections in “Results of Operations - 2017.”

Revenue.  Company revenue for full year 2017 was $156.8 billion, $5 billion higher than 2016. 

Cost of sales and Selling, administrative, and other expenses for full year 2017 were $142.9 billion, an increase of 

$5.7 billion compared with 2016.  The detail for the change is shown below (in billions):

Volume and mix, exchange, and other

Contribution costs

Material excluding commodities

Commodities

Freight and other

Warranty

Structural costs

Special items

Total

30

Lower/(Higher)

$

$

(3.9)

(0.1)

(1.2)

0.1

—

(0.7)

0.1

(5.7)

 
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Equity.  At December 31, 2017, total equity attributable to Ford was $34.9 billion, an increase of $5.7 billion compared 

with December 31, 2016.  The detail for this change is shown below (in billions):

Net income

Shareholder distributions

Other comprehensive income

Adoption of accounting standards

Common Stock issued (including share-based compensation impacts)

Total

Increase/
(Decrease)

7.6

(2.7)

—

0.6

0.2

5.7

$

$

The chart below shows our full year 2017 total Company adjusted pre-tax results and pre-tax results of our 

Automotive segment by regional business unit, our Financial Services segment, and All Other. 

Our Company adjusted pre-tax profit for full year 2017 was $8.4 billion, a decrease of $1.9 billion from 2016.  Our 
Company adjusted pre-tax profit consisted of Automotive segment profit of $7.3 billion, a strong profit of $2.2 billion in the 
Financial Services segment, and a loss of $1.1 billion in All Other.  

Automotive results were driven by North America.  In total, our Automotive operations outside North America 
generated a loss of $252 million, $673 million lower than in 2016 driven largely by expected Brexit effects in Europe.

Our adjusted earnings per share of Common and Class B Stock was $1.78, an increase of $0.02 per share, due to 

favorable tax planning actions.  

31

 
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

AUTOMOTIVE SEGMENT

In general, we measure year-over-year change in Automotive segment pre-tax results using the causal factors listed 

below, with net pricing and cost variances calculated at present-year volume and mix and exchange:

•  Market Factors:

  Volume and Mix – primarily measures profit variance from changes in wholesale volumes (at prior-year average 
contribution margin per unit) driven by changes in industry volume, market share, and dealer stocks, as well as 
the profit variance resulting from changes in product mix, including mix among vehicle lines and mix of trim levels 
and options within a vehicle line

  Net Pricing – primarily measures profit variance driven by changes in wholesale prices to dealers and marketing 

incentive programs such as rebate programs, low-rate financing offers, special lease offers, and stock 
adjustments on dealer inventory

•  Contribution Costs – primarily measures profit variance driven by per-unit changes in cost categories that typically 

vary with volume, such as material costs (including commodity and component costs), warranty expense, and freight 
and duty costs

•  Structural Costs – primarily measures profit variance driven by absolute change in cost categories that typically do not 
have a directly proportionate relationship to production volume.  Structural costs include the following cost categories: 
  Manufacturing, Including Volume Related – consists primarily of costs for hourly and salaried manufacturing 

personnel, plant overhead (such as utilities and taxes), and new product launch expense.  These costs could be 
affected by volume for operating pattern actions such as overtime, line-speed, and shift schedules 

  Engineering – consists primarily of costs for engineering personnel, prototype materials, testing, and outside 

engineering services

  Spending-Related – consists primarily of depreciation and amortization of our manufacturing and engineering 

assets, but also includes asset retirements and operating leases  

  Advertising and Sales Promotions – includes costs for advertising, marketing programs, brand promotions, 

customer mailings and promotional events, and auto shows 

  Administrative and Selling – includes primarily costs for salaried personnel and purchased services related to our 

staff activities and selling functions, as well as associated information technology costs

  Pension and OPEB – consists primarily of past service pension costs and other postretirement employee benefit 

costs 

•  Exchange – primarily measures profit variance driven by one or more of the following:  (i) transactions denominated in 
currencies other than the functional currencies of the relevant entities, (ii) effects of converting functional currency 
income to U.S. dollars, (iii) effects of remeasuring monetary assets and liabilities of the relevant entities in currencies 
other than their functional currency, or (iv) results of our foreign currency hedging

•  Other – includes a variety of items, such as parts and services profits, royalties, government incentives and 

compensation-related changes

In addition, definitions and calculations used in this report include:

•  Wholesales and Revenue – wholesale unit volumes include all Ford and Lincoln badged units (whether produced by 
Ford or by an unconsolidated affiliate) that are sold to dealerships, units manufactured by Ford that are sold to other 
manufacturers, units distributed by Ford for other manufacturers, and local brand units produced by our China 
joint venture, Jiangling Motors Corporation, Ltd. (“JMC”), that are sold to dealerships.  Vehicles sold to daily rental car 
companies that are subject to a guaranteed repurchase option (i.e., rental repurchase), as well as other sales of 
finished vehicles for which the recognition of revenue is deferred (e.g., consignments), also are included in wholesale 
unit volumes.  Revenue from certain vehicles in wholesale unit volumes (specifically, Ford badged vehicles produced 
and distributed by our unconsolidated affiliates, as well as JMC brand vehicles) are not included in our revenue

•  Automotive Segment Operating Margin – defined as Automotive segment pre-tax profit divided by Automotive 

segment revenue

• 

Industry Volume and Market Share – based, in part, on estimated vehicle registrations; includes medium and heavy 
duty trucks

•  Automotive Cash – includes cash, cash equivalents, and marketable securities

32

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

References to Automotive records for operating cash flow, operating margin, and business units are since at least 

2000.

The charts on the following pages detail full year 2017 key metrics and the change in full year 2017 pre-tax results 
compared with full year 2016 by causal factor for our Automotive segment and its business units — North America, South 
America, Europe, Middle East & Africa, and Asia Pacific. 

Shown above are the key financial metrics for our Automotive segment for full year 2017.  

Wholesale volumes were about flat while Automotive revenue was up 3% due to favorable mix, higher volume from 

consolidated operations, and favorable net pricing.

Global industry volume, estimated at 94.9 million units, was up 2.2 million units or 2% compared to a year ago.  The 

increase was driven by Asia Pacific, Europe, and South America.

Global market share, at 7%, was down two-tenths of a percentage point, reflecting lower share in Asia Pacific, 

Europe, and Middle East & Africa.  Market share was up in South America and flat in North America.

Our Automotive operating margin was 5% and pre-tax profit was $7.3 billion.  Both metrics were lower than a year 

ago.

33

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Shown above are the factors that contributed to the $2.2 billion decline in full year Automotive segment pre-tax profit.  

The lower profit was primarily explained by higher commodities and adverse exchange.  All other factors about offset.

Higher commodities were driven by metals, primarily steel, and adverse exchange was driven by the sterling, 
reflecting Brexit effects of about $600 million, along with the Canadian dollar, Chinese renminbi, and Argentine peso.

Favorable market factors were driven by improved mix in all regions, excluding South America, and higher net pricing 

in all regions, except Asia Pacific, reflecting negative industry pricing in China.

34

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

In 2017, North America generated a full year pre-tax profit of $7.5 billion with an operating margin of 8%.

Wholesale volume was down 2% while revenue was up 1% from a year ago.

North America and U.S. industry volume, at 21.5 million units and 17.5 million units, respectively, were each down 

300,000 units.

Our North America market share was flat, with U.S. share up two-tenths of a point to 14.8%.  The increase was driven 

by F-Series (with share up four-tenths), utilities, and Lincoln.

35

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

North America’s full year 2017 pre-tax profit was $1.5 billion lower than a year ago.  The decrease was driven by 
higher commodities, mainly steel and other metals; Expedition/Navigator launch effects, reflecting lower volume and 
higher costs, both product and structural costs, offset partially by favorable net pricing; and adverse exchange driven 
primarily by the Canadian dollar.

The higher engineering expense primarily reflects utilities, autonomous vehicles, and commercial vehicles.

The favorable mix was driven by the strength of F-Series and utilities.

Within the United States, average retail transaction prices were $1,300 per vehicle higher compared to a year ago, 

more than double the industry average increase.  (Average retail transaction prices are based on J.D. Power and 
Associates PIN data).  Our incentives were up slightly as a percent of revenue, but less than the industry average.

36

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

In 2017, South America generated a pre-tax loss of $784 million, an improvement of $325 million, or 29%, from a year 

ago.

All full year key metrics were improved from a year ago, as macroeconomic conditions continue to show signs of 

improvement.

Wholesale volume increased by 15% and revenue was up 21% from a year ago.

Industry volume for the region, at 4.2 million units, was 13% higher than 2016 due to growth in Brazil and Argentina.

Our market share for the region, at 8.9%, was up one-tenth of a percentage point due to the strong performance of Ka 

in Brazil.

37

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

South America’s full year 2017 pre-tax loss improved $325 million compared to a year ago due to higher industry 
volume and favorable net pricing.  This was partially offset by unfavorable cost performance due to the effects of high 
inflation and higher product costs net of efficiencies, driven by the all-new EcoSport. 

Unfavorable exchange was primarily due to the weaker Argentine peso.

38

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

In 2017, Europe delivered a full year pre-tax profit of $234 million and an operating margin of 0.8%, both down sharply 

from a year ago.

  Wholesale volume increased by 3% and revenue was up 4% from a year ago.

Europe industry volume, at 20.9 million units, was 4% higher than a year ago. 

Europe’s market share, at 7.5%, was down two-tenths of a percentage point reflecting limited product availability, 

primarily due to the all-new Fiesta launch ramp-up.

39

 
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Europe’s full year 2017 pre-tax profit was $971 million lower than a year ago driven by Brexit effects, reflecting the 

weaker sterling and lower U.K. industry, offset partially by favorable net pricing in the United Kingdom; higher 
commodities, mainly steel and other metals; Fiesta launch effects, reflecting lower volume and higher costs, both product 
and structural costs, offset partially by favorable net pricing; and higher warranty costs.

Although not shown, results in Russia continued to improve.

40

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

In 2017, Middle East & Africa generated a pre-tax loss of $263 million, an improvement of $39 million, or 13%, from a 

year ago.

Wholesale volume was lower than a year ago, as the sharp and sustained decline of the Middle East industries 

required the distributors to adjust their stock level in line with the lower industry level.

Industry volume for the region, at 3.6 million units, was down 100,000 units from 2016.  Within this, the markets where 

we participate declined 300,000 units.

Our market share was 3.9%, down six-tenths of a percentage point due to unfavorable market mix and market 

performance in the Middle East.

41

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Middle East & Africa’s full year 2017 pre-tax result improved $39 million from a year ago.  All factors improved other 

than volume.

Favorable cost performance and exchange, reflecting the stronger South African rand and euro, offset lower volume.

42

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

In 2017, Asia Pacific generated a pre-tax profit of $561 million and an operating margin of 4%, both down from a year 

ago.

Wholesale volume was down 3% while revenue from consolidated operations was up 17%.

Asia Pacific industry volume was 44.8 million units, up 1.4 million units from 2016, including a 700,000 unit increase in 

China industry volume, estimated at 28.2 million units, and a 300,000 unit increase in India industry volume, estimated at 
4 million units.  

Our Asia Pacific market share was 3.4%, down three-tenths of a percentage point.  China share decreased four-

tenths of a percentage point to 4.2%, reflecting increased competitive entries, primarily in the SUV segment.

Asia Pacific achieved record full-year Lincoln sales in China, up 55% from a year ago.

Our China joint ventures contributed $916 million to pre-tax profit, reflecting our equity share of the unconsolidated 
JVs’ after-tax earnings.  This was $523 million lower than last year.  Net income margin was 10.9%, down 3.7 percentage 
points.  The decline in margin reflects negative industry pricing in China and a higher mix of vehicles with engine 
displacement of 1.6 liters or lower.  

43

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Asia Pacific’s full year 2017 pre-tax profit was $66 million lower than a year ago due to market performance in China 

and unfavorable exchange. 

Lower net pricing compared to a year ago reflects negative pricing trends in China.

Favorable cost performance reflects our continued focus on material cost reductions.

Unfavorable exchange was driven by the Chinese renminbi and Thai baht.

44

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

FINANCIAL SERVICES SEGMENT

In general, we measure year-over-year changes in Ford Credit’s pre-tax results using the causal factors listed below:

•  Volume and Mix:

  Volume primarily measures changes in net financing margin driven by changes in average managed receivables 
at prior period financing margin yield (defined below in financing margin) at prior period exchange rates.  Volume 
changes are primarily driven by the volume of new and used vehicle sales and leases, the extent to which Ford 
Credit purchases retail installment sale and lease contracts, the extent to which Ford Credit provides wholesale 
financing, the sales price of the vehicles financed, the level of dealer inventories, Ford-sponsored special 
financing programs available exclusively through Ford Credit, and the availability of cost-effective funding for the 
purchase of retail installment sale and lease contracts and to provide wholesale financing

  Mix primarily measures changes in net financing margin driven by period over period changes in the composition 

of Ford Credit’s average managed receivables by product and by country or region

•  Financing Margin: 

  Financing margin variance is the period-to-period change in financing margin yield multiplied by the present 

period average managed receivables at prior period exchange rates.  This calculation is performed at the product 
and country level and then aggregated.  Financing margin yield equals revenue, less interest expense and 
scheduled depreciation for the period, divided by average managed receivables for the same period

  Financing margin changes are driven by changes in revenue and interest expense.  Changes in revenue are 

primarily driven by the level of market interest rates, cost assumptions in pricing, mix of business, and competitive 
environment.  Changes in interest expense are primarily driven by the level of market interest rates, borrowing 
spreads, and asset-liability management

•  Credit Loss: 

  Credit loss is the change in the provision for credit losses at prior period exchange rates.  For analysis purposes, 
management splits the provision for credit losses into net charge-offs and the change in the allowance for credit 
losses

  Net charge-off changes are primarily driven by the number of repossessions, severity per repossession, and 
recoveries.  Changes in the allowance for credit losses are primarily driven by changes in historical trends in 
credit losses and recoveries, changes in the composition and size of Ford Credit’s present portfolio, changes in 
trends in historical used vehicle values, and changes in economic conditions.  For additional information on the 
allowance for credit losses, refer to the “Critical Accounting Estimates - Allowance for Credit Losses” section

• 

Lease Residual: 

Lease residual measures changes to residual performance at prior period exchange rates.  For analysis 
purposes, management splits residual performance primarily into residual gains and losses, and the change in 
accumulated supplemental depreciation

  Residual gain and loss changes are primarily driven by the number of vehicles returned to Ford Credit and sold, 

and the difference between the auction value and the depreciated value (which includes both base and 
accumulated supplemental depreciation) of the vehicles sold.  Changes in accumulated supplemental 
depreciation are primarily driven by changes in Ford Credit’s estimate of the expected auction value at the end of 
the lease term, and changes in the estimate of the number of vehicles that will be returned to it and sold.  For 
additional information on accumulated supplemental depreciation, refer to the “Critical Accounting Estimates - 
Accumulated Depreciation on Vehicles Subject to Operating Leases” section

•  Exchange:

  Reflects changes in pre-tax results driven by the effects of converting functional currency income to U.S. dollars

•  Other: 

  Primarily includes operating expenses, other revenue, and insurance expenses at prior period exchange rates
  Changes in operating expenses are primarily driven by salaried personnel costs, facilities costs, and costs 

associated with the origination and servicing of customer contracts
In general, other revenue changes are primarily driven by changes in earnings related to market valuation 
adjustments to derivatives (primarily related to movements in interest rates) and other miscellaneous items

45

 
 
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

In addition, the following definitions and calculations apply to Ford Credit when used in this report:

•  Cash (as shown on the Funding Structure, Liquidity Sources, and Leverage charts) – Cash, cash equivalents, and 

marketable securities, excluding amounts related to insurance activities

•  Securitizations (as shown on the Public Term Funding Plan chart) – Public securitizations, Rule 144A offerings 

sponsored by Ford Credit, and widely distributed offerings by Ford Credit Canada

•  Term Asset-Backed Securities (as shown on the Funding Structure chart) – Obligations issued in securitization 

transactions that are payable only out of collections on the underlying securitized assets and related enhancements

•  Total Debt (as shown on the Leverage chart) – Debt on Ford Credit’s balance sheet.  Includes debt issued in 

securitizations and payable only out of collections on the underlying securitized assets and related enhancements.  
Ford Credit holds the right to receive the excess cash flows not needed to pay the debt issued by, and other 
obligations of, the securitization entities that are parties to those securitization transactions

•  Total Net Receivables (as shown on the Key Metrics and Receivables Reconciliation charts) – Includes finance 
receivables (retail and wholesale) sold for legal purposes and net investment in operating leases included in 
securitization transactions that do not satisfy the requirements for accounting sale treatment.  These receivables and 
operating leases are reported on Ford Credit’s balance sheet and are available only for payment of the debt issued 
by, and other obligations of, the securitization entities that are parties to those securitization transactions; they are not 
available to pay the other obligations of Ford Credit or the claims of Ford Credit’s other creditors

In 2017, Ford Credit’s full year pre-tax profit was $2.3 billion.  Receivables were higher with growth globally led by 

retail receivables.

Average placement FICO scores remained strong, and Ford Credit’s origination, servicing, and collection practices 

continued to be disciplined and consistent.  The loss-to-receivables ratio of 53 basis points was up 6 basis points and 
within expectations.

46

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Ford Credit’s full year 2017 pre-tax profit was $431 million higher than 2016, led primarily by receivables growth, lease 

residual performance, and financing margin.

The improvement in lease residual performance was driven by higher than expected auction values.

47

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

ALL OTHER

All Other is a combination of Central Treasury Operations and Ford Smart Mobility LLC, two operating segments that 

did not meet the quantitative thresholds in this reporting period to qualify as reportable segments. 

The Central Treasury Operations segment is primarily engaged in decision making for investments, risk management 

activities, and providing financing for the Automotive segment.  Interest income (excluding interest earned on our 
extended service contract portfolio that is included in our Automotive segment), interest expense, gains and losses on 
cash equivalents and marketable securities, and foreign exchange derivatives associated with intercompany lending are 
included in the results of Central Treasury Operations.  The underlying assets and liabilities, primarily cash and cash 
equivalents, marketable securities, debt, and derivatives, remain with the Automotive segment.  

Ford Smart Mobility LLC is a subsidiary formed to design, build, grow, and invest in mobility services.  Designed to 

compete like a start-up company, Ford Smart Mobility LLC designs and builds mobility services on its own, and 
collaborates with start-ups and tech companies.

In 2017, pre-tax results for All Other were a loss of $1.1 billion, a $203 million greater loss compared with a year ago.  

This increase is primarily explained by higher net interest expense and Ford Smart Mobility LLC’s results.

SPECIAL ITEMS

Our pre-tax and tax special items were as follows:

TAXES

Our provision for income taxes for full year 2017 was $520 million, resulting in an effective tax rate of 6.4%, both lower 

than 2016, reflecting benefits for foreign tax credits expected to be realized in the foreseeable future, non-U.S. 
restructuring, and the impact of the Tax Cuts and Jobs Act of 2017.    

Our full year 2017 adjusted effective tax rate, which excludes special items, was 15.3%, reflecting the same benefits 

from foreign tax credits mentioned above.

48

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

RESULTS OF OPERATIONS - 2016

TOTAL COMPANY

Net income attributable to Ford.  The chart below shows our net income attributable to Ford for full year 2016:

Net income attributable to Ford for full year 2016 was $4.6 billion or $1.15 diluted earnings per share of Common and 

Class B Stock, a decrease of $2.8 billion or $0.69 per share compared with 2015.  Full year 2016 pre-tax results of our 
Automotive segment, Financial Services segment, All Other, and Special Items, as well as Taxes are discussed in the 
following sections in “Results of Operations - 2016.”

Revenue.  Company revenue for full year 2016 was $151.8 billion, $2.2 billion higher than a year ago. 

Cost of sales and Selling, administrative, and other expenses for the full year 2016 were $137.2 billion, an increase of 

about $1.9 billion compared with 2015.  The detail for the change is shown below (in billions):

Volume and mix, exchange, and other

Contribution costs

Material excluding commodities

Commodities

Warranty and other

Structural costs

Special items

Total

49

Lower/(Higher)

$

$

(0.1)

(0.3)

0.9

(0.4)

(1.5)

(0.5)

(1.9)

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Equity.  At December 31, 2016, total equity attributable to Ford was $29.2 billion, an increase of $0.5 billion compared 

with December 31, 2015.  The detail for this change is shown below (in billions):

Net income

Dividends

Other comprehensive income

Compensation-related equity issuances

Treasury stock share repurchases

Total

Increase/
(Decrease)

4.6

(3.4)

(0.8)

0.2

(0.1)

0.5

$

$

The chart below shows our full year 2016 total Company adjusted pre-tax results and pre-tax results of our 

Automotive segment by regional business unit, our Financial Services segment, and All Other, which is mainly net interest 
expense. 

Our total Company adjusted pre-tax profit for full year 2016 was $10.4 billion, or $1.76 of adjusted earnings per share 

of Common and Class B Stock, a decrease of $425 million or $0.17 per share compared with 2015.  Our total Company 
adjusted pre-tax profit consisted of our second-best Automotive segment profit of $9.4 billion, a solid profit of $1.8 billion in 
the Financial Services segment, and a loss of $867 million in All Other.

Automotive results were driven by North America, a record profit in Europe, and the second-best profit in Asia Pacific.

In total, our Automotive operations outside North America delivered a full year profit of $421 million, $198 million 

higher than in 2015.  

50

 
 
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

AUTOMOTIVE SEGMENT

The charts on the following pages detail full year 2016 key metrics and the change in full year 2016 pre-tax results 
compared with full year 2015 by causal factor for our Automotive segment and its business units — North America, South 
America, Europe, Middle East & Africa, and Asia Pacific. 

Shown above are the key financial metrics for our Automotive segment for full year 2016.  Wholesales and revenue 

were about the same as 2015 with all other metrics down, consistent with our expectations for the year.  

Global industry volume, estimated at 91.4 million units, was up 3.2 million units or 4%.  The increase was driven by 

industry gains in Asia Pacific, Europe, and North America.

Global market share was down one-tenth of a percentage point driven by lower market share in North America and 

South America.  Market share was flat in Europe and higher in Middle East & Africa and Asia Pacific.  

Our Automotive operating margin was 6.7% and pre-tax profit was $9.4 billion.  Both metrics were the second-best for 

a full year and only slightly lower than our record performance in 2015.  

51

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Shown above are the factors that contributed to the $146 million decline in full year 2016 Automotive segment pre-tax 
profit.  The lower profit was more than explained by higher warranty costs, including about $600 million for the door latch 
recall we announced in the third quarter of 2016.  

Market factors were favorable, driven by strong mix in all regions except South America.  This more than offset 

unfavorable dealer stock changes which reflected stock reductions this year compared to increases in 2015 in North 
America, Europe, and Asia Pacific. 

52

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

North America generated a full year 2016 pre-tax profit of $9 billion with an operating margin of 9.7%.  

North America industry, at 21.8 million units, was up 300,000 units, reflecting increases in Mexico, the United States, 

and Canada.  U.S. industry, at 17.9 million units, was up 100,000 units.

Our North America market share was down one-tenth of a percentage point, with U.S. share down by one-tenth of a 

point to 14.6%.  The decrease was driven by lower retail sales, mainly cars.  F-Series retail share was a partial offset, 
improving two-tenths from 2015.  

Included in North America’s profit is about $600 million for the door latch recall we announced in the third quarter of 

2016, which negatively impacted North America’s operating margin by six-tenths of a percentage point.

53

 
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

North America’s full year pre-tax 2016 profit was $344 million lower than 2015 driven by unfavorable stock changes 

and higher recall costs.  

The unfavorable stock changes reflect decreases in dealer stock this year compared to increases in 2015 when we 

were building F-150 stock after the Kansas City plant launch.  It also reflects actions to align production to demand for 
several vehicles.

The higher product costs reflect primarily the impact of our first major refresh of the Super Duty.  

The non-repeat of 2015’s one-time ratification bonus related to the UAW agreement was a partial offset.  

Within the United States, average retail transaction prices were $1,300 per vehicle higher compared to 2015, more 
than double the industry average increase.  (Average retail transaction prices are based on J.D. Power and Associates 
PIN data).  Our incentives were up as a percent of revenue, but less than the industry average.

54

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

All full year 2016 key metrics were lower than 2015, reflecting the difficult external environment.  

Industry volume for the region, at 3.7 million units, was 500,000 units lower than 2015 due to Brazil.

Our market share for the region, at 8.8%, was down eight-tenths of a percentage point, reflecting our continued focus 

on optimizing more profitable share amid higher industry discounting.

55

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

South America’s full year 2016 loss was $277 million greater than in 2015.  This was more than explained by the 
unfavorable effects of high local inflation and weaker local currencies exceeding higher net pricing and favorable cost 
performance.

56

 
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Europe delivered a record full year profit of $1.2 billion and a record operating margin of 4.2% in 2016, both up 

sharply from 2015.  

Europe industry volume, at 20.1 million units, was 5% higher than 2015.  

Europe’s market share, at 7.7%, was unchanged from 2015.

57

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Europe’s full year 2016 pre-tax profit improved $946 million from 2015.  This was driven by favorable mix, reflecting 
increasing demand for our higher trim series across all major vehicle lines, and improved cost performance, reflecting our 
continued focus on material cost reductions.  Improved results in Russia also contributed to Europe’s favorable year-over-
year profit improvement.

58

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Middle East & Africa’s operating margin and pre-tax results in 2016 were down sharply from 2015, reflecting difficult 

external conditions resulting in lower volume and unfavorable exchange, primarily the South African rand.  

Industry volume for the region, at 3.6 million units, was down 700,000 units from 2015.  Lower industry volume was 
the primary driver in the 14% reduction in our wholesale volume.  Our market share for the region was 4.5%, up one-tenth 
of a percentage point. 

59

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

In 2016, Asia Pacific generated its second-best full year pre-tax profit.

Wholesale volume increased by 10% while revenue from consolidated operations was up 12%. 

 Asia Pacific industry was 42.1 million units, up 3.0 million units from 2015, primarily explained by a 2.9 million unit 
increase in China industry volume, estimated at 26.4 million units.  The increase was driven by the government purchase 
tax incentive for vehicles with engine displacements of 1.6 liters or lower.

Our Asia Pacific market share was 3.8%, up two-tenths of a percentage point.  The improvement in share was driven 

by new product introductions, including Taurus, Edge, Lincoln MKX, and Lincoln MKZ.

Our China joint ventures contributed $1.4 billion to Asia Pacific’s pre-tax profit, reflecting our equity share of the 

unconsolidated JVs’ after-tax earnings; this was $75 million lower than in 2015.  Our China joint ventures’ net income 
margin was 14.6%, a reduction of 1 percentage point from 2015.  The decline in margin reflects negative industry pricing 
in China and a higher mix of vehicles with engine displacement of 1.6 liters or lower. 

60

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Asia Pacific’s full year 2016 profit was $627 million, down $138 million from 2015, reflecting lower net pricing, adverse 

exchange effects (mainly a weaker Chinese renminbi), and unfavorable cost performance.

Lower net pricing in 2016 compared to 2015 reflected continued negative pricing trends in China.

Unfavorable cost performance was driven by cost increases to support higher volumes and continued investment for 

future product and regulatory actions.  The investments in structural cost were offset partially by our continued focus on 
material cost efficiencies.

Volume and mix were up reflecting higher industry volume in China and improved mix from new product launches.

61

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

FINANCIAL SERVICES SEGMENT

Ford Credit’s receivables in 2016 were higher than 2015, in line with expectations, and while full year pre-tax profit 

was lower, it remained solid at $1.9 billion.  Portfolio performance remained robust, despite higher LTRs.  Origination, 
servicing, and collection practices remained disciplined and consistent.

62

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Ford Credit’s lower full year 2016 pre-tax profit is primarily explained by unfavorable lease residual performance and 
credit losses.  Favorable volume and mix, driven by growth in consumer and non-consumer finance receivables globally 
and operating leases in North America, was a partial offset.  Lease residual performance primarily reflects higher 
depreciation in North America as we expect lower auction values in the future.  Credit loss performance primarily reflects 
higher charge-offs in North America.

63

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

ALL OTHER

Our full year 2016 All Other pre-tax results were a loss of $867 million, a $71 million higher loss compared with 2015.  

This increase is more than explained by higher net interest expense, offset partially by lower net losses on cash 
equivalents and marketable securities.

SPECIAL ITEMS

Our pre-tax and tax special items were as follows:

TAXES

Our provision for income taxes for full year 2016 was $2.2 billion, resulting in an effective tax rate of 32.2%. 

Our full year 2016 adjusted effective tax rate, which excludes special items, was 31.9%. 

64

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

LIQUIDITY AND CAPITAL RESOURCES

Automotive Segment

Liquidity.  One of our key priorities is to maintain a strong balance sheet, while at the same time having resources 
available to invest in and grow our business.  Based on our planning assumptions, we believe we have sufficient liquidity 
and capital resources to continue to invest in new products and services that customers want and value, transform and 
grow our business, pay our debts and obligations as and when they come due, pay a sustainable regular dividend at the 
current level, and provide protection within an uncertain global economic environment.

Our key balance sheet metrics include total cash, cash equivalents, and marketable securities (collectively 

“Automotive cash”), Automotive liquidity, which includes Automotive cash and total available committed credit lines, and 
cash net of debt.

At December 31, 2017, we had $26.5 billion of Automotive cash, of which about 90% was held by consolidated 

entities domiciled in the United States.  We target to have an average ongoing Automotive cash balance of about 
$20 billion.  We expect to have periods when we will be above or below this amount due to (i) future cash flow 
expectations, such as for investments in future opportunities, capital investments, debt maturities, pension contributions, 
or restructuring requirements, (ii) short-term timing differences, and (iii) changes in the global economic environment. 

Our Automotive cash investments primarily include U.S. Department of Treasury obligations, federal agency 

securities, bank time deposits with investment-grade institutions, corporate investment-grade securities, commercial paper 
rated A-1/P-1 or higher, and debt obligations of a select group of non-U.S. governments, non-U.S. governmental 
agencies, and supranational institutions.  The average maturity of these investments is approximately one year, and is 
adjusted based on market conditions and liquidity needs.  We monitor our Automotive cash levels and average maturity 
on a daily basis.

65

 
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

In addition to our target Automotive cash balance, we also target to maintain a corporate credit facility, discussed 
below, for our Automotive business of about $10 billion to protect against exogenous shocks.  We assess the appropriate 
long-term target for total Automotive liquidity, which includes Automotive cash and the corporate credit facility, to be about 
$30 billion, which is an amount we believe is sufficient to support our business priorities and to protect our business.  At 
December 31, 2017, we had $37.4 billion of Automotive liquidity.  Our Automotive cash and Automotive liquidity targets 
could be reduced over time based on improved operating performance and changes in our risk profile.

Changes in Automotive Cash.  Changes in Automotive cash are summarized below:

In managing our Automotive business, we classify changes in Automotive cash into operating and other items.  
Operating items include: Automotive segment pre-tax profits, capital spending, depreciation and tooling amortization, 
changes in working capital, and all other and timing differences.  Non-operating items include: separation payments, 
transactions with other segments, acquisitions and divestitures, changes in Automotive debt, contributions to funded 
pension plans, and shareholder distributions.

Automotive operating cash flow was $3.9 billion in 2017, more than explained by Automotive segment pre-tax profits.  
Automotive total cash outflow of $1 billion in 2017 includes $1.4 billion of funded pension contributions and $2.7 billion of 
shareholder distributions.

Capital spending was $7 billion in 2017 and is projected to be about $7.5 billion in 2018.  Based on expected cash 
flows and the identification of additional opportunities for profitable growth, the ongoing amount of capital spending to 
support product development, growth, restructuring, and infrastructure is expected to be about $8 billion annually through 
2021.  

66

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

With respect to “Changes in working capital,” in general we carry relatively low Automotive segment trade receivables 

compared with our trade payables because the majority of our Automotive wholesales are financed (primarily by Ford 
Credit) immediately upon sale of vehicles to dealers, which generally occurs shortly after being produced.  In addition, our 
inventories are lean because we build to order, not for inventory.  In contrast, our Automotive trade payables are based 
primarily on industry-standard production supplier payment terms generally ranging between 30 days to 45 days.  As a 
result, our cash flow tends to improve as wholesale volumes increase, but can deteriorate significantly when wholesale 
volumes drop sharply.  These working capital balances generally are subject to seasonal changes that can impact cash 
flow.  For example, we typically experience cash flow timing differences associated with inventories and payables due to 
our annual summer and December shutdown periods, when production, and therefore inventories and wholesale 
volumes, are usually at their lowest levels, while payables continue to come due and be paid.  The net impact of this 
typically results in cash outflows from changes in our working capital balances during these shutdown periods.

Available Credit Lines.  Total committed Automotive credit lines at December 31, 2017 were $12.1 billion, consisting of 

$10.4 billion of our corporate credit facility and $1.7 billion of local credit facilities available to non-U.S. Automotive 
affiliates.  At December 31, 2017, the utilized portion of the corporate credit facility was about $35 million, representing 
amounts utilized for letters of credit.  At December 31, 2017, the utilized portion of the local credit facilities was about 
$1.1 billion.

Lenders under our corporate credit facility have commitments to us totaling $13.4 billion, with 75% of the 
commitments maturing on April 30, 2022 and 25% of the commitments maturing on April 30, 2020.  We have 
allocated $3 billion of commitments to Ford Credit on an irrevocable and exclusive basis to support its liquidity.  Any 
borrowings by Ford Credit under the corporate credit facility would be guaranteed by us.

The corporate credit facility is unsecured and free of material adverse change conditions to borrowing, restrictive 
financial covenants (for example, interest or fixed charge coverage ratio, debt-to-equity ratio, and minimum net worth 
requirements), and credit rating triggers that could limit our ability to obtain funding.  The corporate credit facility contains 
a liquidity covenant that requires us to maintain a minimum of $4 billion in aggregate of domestic cash, cash equivalents, 
and loaned and marketable securities and/or availability under the facility.  If our senior, unsecured, long-term debt does 
not maintain at least two investment grade ratings from Fitch, Moody’s, and S&P (each as defined under “Credit Ratings” 
below), the guarantees of certain subsidiaries will be required.

Debt.  Total Automotive debt at December 31, 2017 was $15.9 billion, unchanged from December 31, 2016. 

U.S. Department of Energy (“DOE”) Advanced Technology Vehicle Manufacturer (“ATVM”) Incentive Program.  See 

Note 18 of the Notes to the Financial Statements for information regarding the ATVM loan.

Leverage.  We manage Automotive debt levels with a leverage framework to maintain strong, investment grade credit 

ratings through a normal business cycle.  The leverage framework includes a ratio of Automotive debt, underfunded 
pension liabilities, operating leases, and other adjustments, divided by Automotive income before income tax, adjusted for 
depreciation, amortization, interest expense on Automotive debt, and other adjustments.  Ford Credit’s leverage is 
described in the Liquidity - Financial Services section of Item 7.  Ford Credit is self-funding and its debt, which is used to 
fund its operations, is separate from our Automotive debt.

67

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Financial Services Segment

Ford Credit

Funding Overview.  Ford Credit’s primary funding and liquidity objective is to be well capitalized with a strong, 

investment grade balance sheet and ample liquidity to support its financing activities and growth under a variety of market 
conditions, including short-term and long-term market disruptions.  Ford Credit’s funding strategy remains focused on 
diversification, and it plans to continue accessing a variety of markets, channels, and investors. 

Ford Credit’s liquidity profile continues to be diverse, robust, and focused on maintaining liquidity levels that meet its 

business and funding requirements.  Ford Credit annually stress tests its balance sheet and liquidity to ensure that it 
continues to meet its financial obligations through economic cycles.

Funding Sources.  Ford Credit’s funding sources include primarily unsecured debt and securitization transactions 

(including other structured financings).  Ford Credit issues both short-term and long-term debt that is held by both 
institutional and retail investors, with long-term debt having an original maturity of more than 12 months.  Ford Credit 
sponsors a number of securitization programs that can be structured to provide both short-term and long-term funding 
through institutional investors in the United States and international capital markets.

Ford Credit obtains short-term unsecured funding from the sale of floating rate demand notes under its Ford Interest 
Advantage program and by issuing unsecured commercial paper in the United States and other international markets.  At 
December 31, 2017, the principal amount outstanding of Ford Interest Advantage notes, which may be redeemed at any 
time at the option of the holders thereof without restriction, was $5.5 billion.  At December 31, 2017, the principal amount 
outstanding of Ford Credit’s unsecured commercial paper was $4.9 billion, which primarily represents issuance under its 
commercial paper program in the United States.  Ford Credit maintains multiple sources of readily available liquidity to 
fund the payment of its unsecured short-term debt obligations.

Funding Portfolio.  The chart below shows the trends in funding for Ford Credit’s managed receivables:

Managed receivables of $151 billion as of December 31, 2017 were funded primarily with term debt and term asset-

backed securities.  Securitized funding as a percent of managed receivables was 35%.

68

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Ford Credit expects the mix of securitized funding to remain around 35%.  The calendarization of the funding plan will 

result in quarterly fluctuations of the securitized funding percentage.

Public Term Funding Plan.  The chart below shows Ford Credit’s issuances for full-year 2015, 2016, and 2017, and its 

planned issuances for full-year 2018, excluding short-term funding programs:

In 2017, Ford Credit completed $32 billion of public term funding.  For 2018, Ford Credit projects full-year public term 
funding in the range of $27 billion to $33 billion.  Ford Credit’s total unsecured public term funding plan is categorized by 
currency of issuance.  Ford Credit plans to issue its euro-denominated debt from the United States.  Through 
February 7, 2018, Ford Credit has completed $4.3 billion of public term issuances.  

69

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Liquidity.  The chart below shows Ford Credit’s liquidity sources and utilization: 

Ford Credit’s liquidity available for use will fluctuate quarterly based on factors including near-term debt maturities, 

receivable growth, and timing of funding transactions.  Ford Credit targets liquidity of at least $25 billion.  At 
December 31, 2017, Ford Credit’s liquidity available for use was $29.5 billion, $2.5 billion higher than year-end 2016.  

Ford Credit’s sources of liquidity include cash, committed asset-backed facilities, unsecured credit facilities, and the 

corporate credit facility allocation.

Ford Credit’s balance sheet is inherently liquid because of the short-term nature of its finance receivables, investment 
in operating leases, and cash.  Ford Credit ensures its cumulative debt maturities have a longer tenor than its cumulative 
asset maturities.  This positive maturity profile is intended to provide Ford Credit with additional liquidity after all of its 
assets have been funded.  

70

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Leverage.  Ford Credit uses leverage, or the debt-to-equity ratio, to make various business decisions, including 

evaluating and establishing pricing for finance receivable and operating lease financing, and assessing its capital 
structure.

The chart below shows the calculation of Ford Credit’s financial statement leverage and managed leverage:

Ford Credit believes that managed leverage is useful to its investors because it reflects the way Ford Credit manages 

its business.  Ford Credit deducts cash, cash equivalents, and marketable securities (excluding amounts related to 
insurance activities) because they generally correspond to excess debt beyond the amount required to support its 
operations and amounts to support on-balance sheet securitization transactions.  Ford Credit makes derivative accounting 
adjustments to its assets, debt, and equity positions to reflect the impact of interest rate instruments Ford Credit uses in 
connection with its term-debt issuances and securitization transactions.  The derivative accounting adjustments related to 
these instruments vary over the term of the underlying debt and securitized funding obligations based on changes in 
market interest rates.  Ford Credit generally repays its debt obligations as they mature.  As a result, Ford Credit excludes 
the impact of these derivative accounting adjustments on both the numerator and denominator in order to exclude the 
interim effects of changes in market interest rates.

Ford Credit plans its managed leverage by considering prevailing market conditions and the risk characteristics of its 
business.  At December 31, 2017, Ford Credit’s financial statement leverage was 8.7:1, and managed leverage was 8.0:1.  
Ford Credit targets managed leverage in the range of 8:1 to 9:1.

71

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Total Company

Pension Plan Contributions and Strategy.  Our strategy is to reduce the risk of our funded defined benefit pension 
plans, including minimizing the volatility of the value of our pension assets relative to pension liabilities and the need for 
unplanned use of capital resources to fund the plans.  The strategy reduces balance sheet, cash flow, and income 
exposures and, in turn, reduces our risk profile.  We have made significant progress in implementing this strategy over the 
last several years.  For example, we have limited liability growth by closing our funded plans to new participants and have 
reduced plan deficits through discretionary contributions.  Going forward, we expect to:

Limit our pension contributions to offset ongoing service cost or meet regulatory requirements, if any;

• 
•  Continue progressively re-balancing assets to more fixed income investments, with a target asset allocation of 

about 80% fixed income investments and 20% growth assets, which will provide a better matching of plan assets 
to the characteristics of the liabilities, thereby reducing our net exposure; and

•  Evaluate strategic actions to reduce pension liabilities, such as plan design changes, curtailments, or settlements

Worldwide, our defined benefit pension plans were underfunded by $6.6 billion at December 31, 2017, an 
improvement of $2.3 billion from December 31, 2016, primarily as a result of asset returns, demographics, and 
contributions offsetting lower discount rates.  Of the $6.6 billion underfunded status at year-end 2017, $6.5 billion, or 
about 98%, is associated with our unfunded plans.  These are “pay as you go,” with benefits paid from general Company 
cash.  These unfunded plans primarily include certain plans in Germany, and U.S. defined benefit plans for senior 
management.

The U.S. weighted-average discount rate decreased 43 basis points to 3.60% at year-end 2017 from 4.03% at year-

end 2016.  The non-U.S. weighted average discount rate decreased 11 basis points to 2.33% at year-end 2017 from 
2.44% at year-end 2016.

Asset returns in 2017 for our U.S. plans were 13.4%, reflecting fixed income gains as long-term interest rates fell.  
The fixed income mix in our U.S. plans at year-end 2017 was 76%, one percentage point higher than year-end 2016.  
Asset returns for our non-U.S. plans were 4.5%, reflecting fixed income gains offset by unfavorable exchange.  The fixed 
income mix in our non-U.S. plans at year-end 2017 was 80%, four percentage points higher than year-end 2016. 

72

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

In 2017, we contributed $1.4 billion (most of which were mandatory contributions) to our global funded pension plans, 
an increase of $200 million compared with 2016.  The contributions in 2017 included a pull-ahead of about $500 million of 
2018 planned funding into the fourth quarter of 2017 to achieve a cash tax benefit.  As a result of this pull-ahead, during 
2018, we expect to contribute about $500 million (most of which are mandatory contributions) from Automotive cash to our 
global funded pension plans.  We also expect to make about $350 million of benefit payments to participants in unfunded 
plans, for a combined total of $850 million.  Based on current assumptions and regulations, we do not expect to have a 
legal requirement to fund our major U.S. plans in 2018.  After 2018, we expect contributions to our global funded plans of 
about $1 billion per year, limited to ongoing service cost.  Our global funded plans are now fully funded in aggregate, 
which is an important milestone demonstrating the effectiveness of our de-risking strategy and our commitment to a 
strong balance sheet.

For a detailed discussion of our pension plans, see Note 17 of the Notes to the Financial Statements.

Return on Invested Capital.  We analyze total company performance using a Return on Invested Capital (“ROIC”) 

financial metric based on an after-tax rolling five-year average, which we believe is appropriate given our industry’s 
product and investment cycles.  The following table contains the calculation of our ROIC for the years shown:  

73

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

CREDIT RATINGS  

Our short-term and long-term debt is rated by four credit rating agencies designated as nationally recognized 

statistical rating organizations (“NRSROs”) by the U.S. Securities and Exchange Commission:

•  DBRS Limited (“DBRS”);
•  Fitch, Inc. (“Fitch”);
•  Moody’s Investors Service, Inc. (“Moody’s”); and
•  Standard & Poor’s Ratings Services, a division of McGraw Hill Financial (“S&P”)

In several markets, locally-recognized rating agencies also rate us.  A credit rating reflects an assessment by the 
rating agency of the credit risk associated with a corporate entity or particular securities issued by that entity.  Rating 
agencies’ ratings of us are based on information provided by us and other sources.  Credit ratings are not 
recommendations to buy, sell, or hold securities, and are subject to revision or withdrawal at any time by the assigning 
rating agency.  Each rating agency may have different criteria for evaluating company risk and, therefore, ratings should 
be evaluated independently for each rating agency.

The following rating actions were taken by these NRSROs since the filing of our Quarterly Report on Form 10-Q for 

the quarter ended September 30, 2017:

•  On January 30, 2018, Moody’s revised the outlook to negative from stable for Ford and Ford Credit and affirmed 

their ratings.

The following chart summarizes certain of the credit ratings and outlook presently assigned by these four NRSROs:

Issuer
Default / 
Corporate / 
Issuer Rating

Ford

Long-Term
Senior
Unsecured

BBB

BBB

N/A

BBB

BBB

BBB

Baa2

BBB

NRSRO RATINGS

Ford Credit

Outlook /
Trend

Stable

Stable

Negative

Stable

Long-Term
Senior
Unsecured

Short-Term
Unsecured

Outlook /
Trend

BBB

BBB

Baa2

BBB

R-2M

F2

P-2

A-2

Stable

Stable

Negative

Stable

NRSROs

Minimum
Long-Term
Investment
Grade Rating

BBB (low)

BBB-

Baa3

BBB-

DBRS

Fitch

Moody’s

S&P

74

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

2018 MAJOR EXTERNAL FACTORS ASSUMPTIONS

Based on the current environment, we have assumed the following for 2018:

We have assumed the following industry volumes:

•  U.S. volume in the low-17 million unit range, including medium-heavy trucks, slightly lower than 2017;
•  Brazil volume in the mid-2 million unit range, up roughly 20 percent from 2017;
•  Total Europe volume in the low-21 million unit range, up slightly from 2017; and
•  China volume in the mid-28 million units range, up slightly from 2017

We expect prices of most key metals to rise in 2018 and remain above the 10-year historical mean.  We also expect 

continued headwinds from currency exchange rates.

75

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

PRODUCTION VOLUMES

Our full year 2017 production volumes and first quarter 2018 forecast production volumes for our Automotive business 

units are as follows:

76

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

OUTLOOK

2018 Company Guidance

Based on the current economic environment, our Company guidance for 2018 includes the following:

We expect Company revenue to be about flat to up modestly as favorable Company-specific drivers more than offset 

slightly lower volumes in the United States.

We expect adjusted EPS in the range of $1.45 to $1.70.  The low end of the range reflects the normal volatility we 
could see from recalls and further pressure from exchange and commodity prices.  It also recognizes potential challenges 
in fully delivering the recovery actions we have developed and deployed to offset the adverse year-over-year impact of 
commodities and exchange.  We also expect:

•  Automotive profit to be flat to lower than in 2017 with continued headwinds from commodities and exchange, and 

higher market factors driven by mix and net pricing;

•  Mobility to have a higher loss due to increased investments in autonomous vehicles and mobility-related 

capabilities and services; and

•  Ford Credit profit to remain strong but lower than 2017 due to adverse financing margin from interest rates and 

derivative revaluation. 

We expect an adjusted effective tax rate in 2018 of about 15%, which is similar to 2017.  

We expect to generate positive Company operating cash flow, though lower than 2017, driven by adverse working 

capital and unfavorable timing and other differences.

77

 
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Cautionary Note on Forward-Looking Statements

Statements included or incorporated by reference herein may constitute “forward-looking statements” within the 
meaning of the Private Securities Litigation Reform Act of 1995.  Forward-looking statements are based on expectations, 
forecasts, and assumptions by our management and involve a number of risks, uncertainties, and other factors that could 
cause actual results to differ materially from those stated, including the following factors:

•  Ford’s long-term competitiveness depends on the successful execution of fitness actions;
• 

Industry sales volume, particularly in the United States, Europe, or China, could decline if there is a financial 
crisis, recession, or significant geopolitical event;

•  Ford’s new and existing products and mobility services are subject to market acceptance;
•  Ford’s results are dependent on sales of larger, more profitable vehicles, particularly in the United States;
•  Ford may face increased price competition resulting from industry excess capacity, currency fluctuations, or other 

factors;

•  Fluctuations in commodity prices, foreign currency exchange rates, and interest rates can have a significant effect 

on results;

•  With a global footprint, Ford’s results could be adversely affected by economic, geopolitical, protectionist trade 

policies, or other events;

•  Ford’s production, as well as Ford’s suppliers’ production, could be disrupted by labor disputes, natural or man-

made disasters, financial distress, production difficulties, or other factors; 

•  Ford’s ability to maintain a competitive cost structure could be affected by labor or other constraints;
•  Pension and other postretirement liabilities could adversely affect Ford’s liquidity and financial condition;
•  Economic and demographic experience for pension and other postretirement benefit plans (e.g., discount rates or 

investment returns) could be worse than Ford has assumed; 

•  Ford’s vehicles could be affected by defects that result in delays in new model launches, recall campaigns, or 

increased warranty costs;

•  Safety, emissions, fuel economy, and other regulations affecting Ford may become more stringent;
•  Ford could experience unusual or significant litigation, governmental investigations, or adverse publicity arising 

out of alleged defects in products, perceived environmental impacts, or otherwise;

•  Ford’s receipt of government incentives could be subject to reduction, termination, or clawback;
•  Operational systems, security systems, and vehicles could be affected by cyber incidents;
•  Ford Credit’s access to debt, securitization, or derivative markets around the world at competitive rates or in 

sufficient amounts could be affected by credit rating downgrades, market volatility, market disruption, regulatory 
requirements, or other factors;

•  Ford Credit could experience higher-than-expected credit losses, lower-than-anticipated residual values, or 

higher-than-expected return volumes for leased vehicles;

•  Ford Credit could face increased competition from banks, financial institutions, or other third parties seeking to 

increase their share of financing Ford vehicles; and

•  Ford Credit could be subject to new or increased credit regulations, consumer or data protection regulations, or 

other regulations.

We cannot be certain that any expectation, forecast, or assumption made in preparing forward-looking statements will 

prove accurate, or that any projection will be realized.  It is to be expected that there may be differences between 
projected and actual results.  Our forward-looking statements speak only as of the date of their initial issuance, and we do 
not undertake any obligation to update or revise publicly any forward-looking statement, whether as a result of new 
information, future events, or otherwise.  For additional discussion, see “Item 1A. Risk Factors” above. 

78

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

NON-GAAP FINANCIAL MEASURE RECONCILIATIONS

The following charts show our Non-GAAP financial measure reconciliations for:  Adjusted Pre-Tax Profit, Adjusted 
Earnings Per Share, Adjusted Effective Tax Rate, and Ford Credit Managed Receivables.  The GAAP reconciliation for 
Ford Credit Managed Leverage can be found in the Financial Services Segment section of “Liquidity and Capital 
Resources.”

79

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

80

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

2017 SUPPLEMENTAL FINANCIAL INFORMATION

The tables below provide supplemental consolidating financial information.  The data is presented by our reportable 
segments, Automotive and Financial Services.  All Other, Special Items, and Adjustments include our operating segments 
that did not meet the quantitative threshold to qualify as a reportable segment, special items (which primarily consists of 
our pension and OPEB remeasurement gains and losses), eliminations of intersegment transactions, and deferred tax 
netting. 

Selected Income Statement Information.  The following table provides supplemental income statement information by 

segment (in millions):

For the year ended December 31, 2017

Automotive

Financial
Services

All Other,
Special Items,
& Adjustments Consolidated

Total revenues

Total costs and expenses

Interest expense on Automotive debt

Other income/(loss), net

Equity in net income of affiliated companies

Income/(loss) before income taxes

Provision for/(Benefit from) income taxes

Net income/(Loss)

Less:  Income/(Loss) attributable to noncontrolling interests

$

145,653

$

11,113

$

10

$

142,268

—

2,705

1,169

7,259

2,365

4,894

26

9,104

—

207

32

2,248

(696)

2,944

—

591

1,133

355

—

(1,359)

(1,149)

(210)

—

Net income/(Loss) attributable to Ford Motor Company

$

4,868

$

2,944

$

(210) $

156,776

151,963

1,133

3,267

1,201

8,148

520

7,628

26

7,602

81

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Selected Balance Sheet Information.  The following tables provide supplemental balance sheet information by 

segment (in millions):

Assets

Cash and cash equivalents

Marketable securities

Financial Services finance receivables, net

Trade and other receivables, less allowances

Inventories

Other assets

Receivable from other segments

   Total current assets

Financial Services finance receivables, net

Net investment in operating leases

Net property

Equity in net assets of affiliated companies

Deferred income taxes

Other assets

Receivable from other segments

   Total assets

Liabilities

Payables

Other liabilities and deferred revenue

Automotive debt payable within one year

Financial Services debt payable within one
year
Payable to other segments

   Total current liabilities

Other liabilities and deferred revenue

Automotive long-term debt

Financial Services long-term debt

Deferred income taxes

Payable to other segments

   Total liabilities

December 31, 2017

Automotive

Financial
Services

All Other &
Adjustments

Consolidated

$

8,930

$

9,558

$

17,554

—

4,049

10,277

2,631

57

43,498

—

1,574

35,133

2,984

13,367

6,329

—

2,881

52,210

6,548

—

1,258

1,948

74,403

56,182

26,661

177

101

247

1,702

865

$

4

—

—

2

—

—

(2,005)

(1,999)

—

—

17

—

(2,641)

73

(865)

18,492

20,435

52,210

10,599

10,277

3,889

—

115,902

56,182

28,235

35,327

3,085

10,973

8,104

—

$

102,885

$

160,338

$

(5,415) $

257,808

$

22,115

$

1,162

$

5

$

18,278

3,356

—

1,945

45,694

23,602

12,575

—

155

853

1,403

—

48,265

—

50,830

1,107

—

90,091

3,301

—

16

—

—

(1,945)

(1,924)

2

—

—

(2,641)

(853)

23,282

19,697

3,356

48,265

—

94,600

24,711

12,575

90,091

815

—

$

82,879

$

145,329

$

(5,416) $

222,792

82

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Selected Cash Flow Information.  The following tables provide supplemental cash flow information by segment (in 

millions):

Cash flows from operating activities

Net income

Depreciation and tooling amortization

Other amortization

Provision for credit and insurance losses

Pension and OPEB expense/(income)

Equity investment (earnings)/losses in excess of dividends 

received

Foreign currency adjustments

Net (gain)/loss on changes in investments in affiliates

Stock compensation

Net change in wholesale and other receivables

Provision for deferred income taxes

Decrease/(Increase) in intersegment receivables/payables

Decrease/(Increase) in accounts receivable and other assets

Decrease/(Increase) in inventory

Increase/(Decrease) in accounts payable and accrued and 

other liabilities

Other

For the year ended December 31, 2017

Automotive

Financial
Services

All Other &
Adjustments

Consolidated

$

4,894

$

2,944

$

(210) $

4,963

134

6

(608)

271

(395)

(7)

233

—

651

7

(1,824)

(959)

5,777

307

4,159

(803)

711

—

(31)

(8)

—

10

(836)

(883)

(28)

(470)

—

301

(346)

—

—

—

—

—

—

—

3

—

—

21

(3)

—

11

104

—

7,628

9,122

(669)

717

(608)

240

(403)

(7)

246

(836)

(232)

—

(2,297)

(959)

6,089

65

—

Interest supplements and residual value support to Financial 

Services

(4,524)

4,524

Net cash provided by/(used in) operating activities

8,926

$

9,244

$

(74) $

18,096

Reconciling Adjustments to Automotive Segment Operating Cash Flows*

Automotive capital spending

Settlements of derivatives

Funded pension contributions

Separation payments

Other

(7,001)

217

1,434

281

51

Automotive Segment Operating Cash Flows

$

3,908

_________
*  We measure and evaluate our Automotive segment operating cash flow on a different basis than Net cash provided by/(used in) operating activities 

in our consolidated statement of cash flows.  Automotive segment operating cash flow includes additional elements management considers to be 
related to our Automotive operating activities, primarily capital spending and non-designated derivatives, and excludes outflows for funded pension 
contributions, separation payments, and other items that are considered operating cash flows under U.S. GAAP.  The table above quantifies the 
reconciling adjustments to Net cash provided by/(used in) operating activities for the period ended December 31, 2017.    

83

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Cash flows from investing activities

Capital spending

Acquisitions of finance receivables and operating leases

Collections of finance receivables and operating leases

Purchases of equity and debt securities

Sales and maturities of equity and debt securities

Settlements of derivatives

Other

Investing activity (to)/from other segments

For the year ended December 31, 2017

Automotive

Financial
Services

All Other &
Adjustments

Consolidated

$

(7,001) $

(45) $

(3) $

—

—

(21,665)

23,582

217

(71)

231

(59,354)

44,641

(5,898)

6,316

(117)

17

—

—

—

(4)

—

—

(7)

(231)

(7,049)

(59,354)

44,641

(27,567)

29,898

100

(61)

—

Net cash provided by/(used in) investing activities

$

(4,707) $

(14,440) $

(245) $

(19,392)

Cash flows from financing activities

Cash dividends

Purchases of common stock

Net changes in short-term debt

Proceeds from issuance of other debt

Principal payments on other debt

Other

Financing activity to/(from) other segments

Net cash provided by/(used in) financing activities

Effect of exchange rate changes on cash and cash equivalents

Financial
Services

All Other &
Adjustments

Consolidated

Automotive

$

(2,584) $

(131)

69

807

— $

—

1,160

44,994

(1,398)

(39,372)

(46)

—

(105)

(315)

(3,283) $

6,362

$

— $

—

—

—

—

—

315

315

$

(2,584)

(131)

1,229

45,801

(40,770)

(151)

—

3,394

174

$

315

$

— $

489

$

$

84

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

CRITICAL ACCOUNTING ESTIMATES

We consider an accounting estimate to be critical if:  1) the accounting estimate requires us to make assumptions 
about matters that were highly uncertain at the time the accounting estimate was made, and 2) changes in the estimate 
that are reasonably likely to occur from period to period, or use of different estimates that we reasonably could have used 
in the current period, would have a material impact on our financial condition or results of operations.

Management has discussed the development and selection of these critical accounting estimates with the Audit 

Committee of our Board of Directors.  In addition, there are other items within our financial statements that require 
estimation, but are not deemed critical as defined above.  Changes in estimates used in these and other items could have 
a material impact on our financial statements.

Warranty and Field Service Actions

Nature of Estimates Required.  We provide warranties on the products we sell.  Separately, we also periodically 
perform field service actions related to safety recalls, emission recalls, and other product campaigns.  Pursuant to these 
warranties and field service actions, we will repair, replace, or adjust all parts on a vehicle that are defective in factory-
supplied materials or workmanship.  We accrue the estimated cost of both basic warranty coverages and field service 
actions at the time of sale. 

Assumptions and Approach Used.  We establish estimates for warranty and field service action obligations using a 
patterned estimation model.  We use historical information regarding the nature, frequency, and average cost of claims for 
each vehicle line by model year.  We reevaluate our estimate of warranty and field service obligations on a regular basis.  
Experience has shown that initial data for any given model year may be volatile; therefore, our process relies on long-term 
historical averages until sufficient data are available.  As actual experience becomes available, we use the data to modify 
the historical averages in order to ensure that the estimate is within the range of likely outcomes.  We then compare the 
resulting accruals with present spending rates to ensure that the balances are adequate to meet expected future 
obligations.  Based on this data, we revise our estimates as necessary.  Warranty coverages vary; therefore, our warranty 
accruals vary depending upon the type of product and the geographic location of its sale for specific periods of time and/or 
mileage.  Field service actions are distinguishable from warranties in that they may occur in periods beyond the basic 
warranty coverage period.  Our best estimate of the obligation related to field service actions includes expected future 
payments.

Due to the uncertainty and potential volatility of these factors, changes in our assumptions could materially affect our 

financial condition and results of operations.  See Note 23 of the Notes to the Financial Statements for information 
regarding warranty and product recall related costs.

Pensions and Other Postretirement Employee Benefits 

Nature of Estimates Required.  The estimation of our defined benefit pension and OPEB plan obligations and expenses 
requires that we make use of estimates of the present value of the projected future payments to all participants, taking into 
consideration the likelihood of potential future events such as demographic experience and health care cost increases.  Plan 
obligations and expenses are based on existing retirement plan provisions.  No assumption is made regarding any potential 
future changes to benefit provisions beyond those to which we are presently committed (e.g., in existing labor contracts).

Assumptions and Approach Used.  The assumptions used in developing the required estimates include the following 

key factors:

•  Discount rates.  Our discount rate assumption is based primarily on the results of a cash flow matching analysis, 
which matches the future cash outflows for each major plan to a yield curve based on high-quality bonds specific 
to the country of the plan.  Benefit payments are discounted at the rates on the curve to determine the year-end 
obligations.  

•  Expected long-term rate of return on plan assets.  Our expected long-term rate of return considers various 

sources, primarily inputs from a range of advisors for capital market returns, inflation, bond yields, and other 
variables, adjusted for specific aspects of our investment strategy by plan.  Historical returns also are considered 
where appropriate.  The assumption is based on consideration of all inputs, with a focus on long-term trends to 
avoid short-term market influences.  

•  Salary growth.  Our salary growth assumption reflects our actual experience, long-term outlook, and assumed 

inflation.

• 

Inflation.  Our inflation assumption is based on an evaluation of external market indicators, including real gross 
domestic product growth and central bank inflation targets.

85

 
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

•  Expected contributions.  Our expected amount and timing of contributions are based on an assessment of 

minimum requirements, cash availability, and other considerations (e.g., funded status, avoidance of regulatory 
premiums and levies, and tax efficiency).

•  Retirement rates.  Retirement rates are developed to reflect actual and projected plan experience.

•  Mortality rates.  Mortality rates are developed to reflect actual and projected plan experience.

•  Health care cost trends.  Our health care cost trend assumptions are developed based on historical cost data, the 

near-term outlook, and an assessment of likely long-term trends. 

Assumptions are set at each year-end and are generally not changed during the year unless there is a major plan 

event such as a significant curtailment or settlement that would trigger a plan remeasurement.

See Note 17 of the Notes to the Financial Statements for more information regarding pension and OPEB costs and 

assumptions.

Pension Plans

Effect of Actual Results.  The year-end 2017 weighted average discount rate was 3.60% for U.S. plans and 2.33% for 
non-U.S. plans, reflecting decreases of 43 and 11 basis points, respectively, compared with year-end 2016.  In 2017, the 
U.S. actual return on assets was 13.4%, which was higher than the expected long-term rate of return of 6.75%.  Non-U.S. 
actual return on assets was 4.5%, which was lower than the expected long-term rate of return of 5.19%.  In total, these 
differences, in addition to demographic and other updates, resulted in a net gain of $131 million which has been 
recognized within net periodic benefit cost and reported as a special item.

For 2018, the expected long-term rate of return on assets is 6.75% for U.S. plans, unchanged from 2017, and 4.51% 
for non-U.S. plans, down about 70 basis points compared with a year ago, primarily reflecting an increased allocation to 
fixed income assets and a lower consensus on capital market return expectations from advisors.

De-risking Strategy.  We employ a broad global de-risking strategy which increases the matching characteristics of 

our assets relative to our obligation as funded status improves.  Changes in interest rates (which directly influence 
changes in discount rates), in addition to other factors, have a significant impact on the value of our pension obligation 
and fixed income asset portfolio.  As we de-risk our plans and increase the allocation to fixed income investments over 
time, we expect the funded status sensitivity to changes in interest rates will be significantly reduced.  Changes in interest 
rates should result in offsetting effects in the value of our pension obligation and the value of the fixed income asset 
portfolio.

Sensitivity Analysis.  The December 31, 2017 pension funded status and 2018 expense are affected by year-end 

2017 assumptions.  Sensitivities to these assumptions may be asymmetric and are specific to the time periods noted.   
The effects of changes in the factors which generally have the largest impact on year-end funded status and pension 
expense are discussed below.

Discount rates and interest rates have the largest impact on our obligations and fixed income assets.  The table below 

estimates the impact on our funded status of an increase/decrease in discount rates and interest rates (in millions):  

Factor
Discount rate - obligation

Interest rate - fixed income assets

Net impact on funded status

Basis

Point

Increase/(Decrease) in

December 31, 2017 Funded Status

Change
+/- 100 bps.

U.S. Plans
$5,000/$(6,200)

Non-U.S. Plans
$5,000/$(6,500)

+/- 100

(4,800)/5,900

(3,400)/4,400

$200/$(300)

$1,600/$(2,100)

The fixed income asset sensitivity shown excludes other fixed income return components (e.g., changes in credit 
spreads, bond coupon and active management excess returns), and growth asset returns.  Other factors that impact net 
funded status (e.g., contributions) are not reflected.

86

  
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Interest rates and the expected long-term rate of return on assets have the largest impact on pension expense.  
These assumptions are generally set at each year-end for expense recorded throughout the following year.  The table 
below estimates the impact on pension expense of a higher/lower assumption for these factors (in millions):

Factor
Interest rate - service cost and interest cost

Expected long-term rate of return on assets

Basis

Point

Change
+/- 25 bps.

+/- 25

Increase/(Decrease) in

2018 Expense

U.S. Plans
$40/$(40)

  (110)/110

Non-U.S. Plans
$10/$(10)

  (70)/70

The impact of changing multiple factors simultaneously cannot be calculated by combining the individual sensitivities.  

The sensitivity of pension expense to an increase in discount rates assumptions may not be linear. 

Other Postretirement Employee Benefits

Effect of Actual Results.  The weighted average discount rate used to determine the benefit obligation for worldwide 
OPEB plans at December 31, 2016 was 4%, compared with 3.61% at December 31, 2017, resulting in a worldwide loss of 
about $293 million which has been recognized within net periodic benefit cost and reported as a special item.

Sensitivity Analysis.  Discount rates and interest rates have the largest impact on our OPEB obligation and expense.  
The table below estimates the impact on 2018 OPEB expense of higher/lower assumptions for these factors (in millions): 

Factor
Discount rate - obligation

Interest rate - service cost and interest cost

Income Taxes

Worldwide OPEB

Basis

Point

Change
+/- 100 bps.

+/- 25

(Increase)/
Decrease 
2017 YE 
Obligation
$700/$(900)

N/A

Increase/
(Decrease) 
2018 Expense

N/A

$5/$(5)

Nature of Estimates Required.  We must make estimates and apply judgment in determining the provision for income 

taxes for financial reporting purposes.  We make these estimates and judgments primarily in the following areas:  (i) the 
calculation of tax credits, (ii) the calculation of differences in the timing of recognition of revenue and expense for tax and 
financial statement purposes that will ultimately be reported in tax returns, as well as (iii) the calculation of interest and 
penalties related to uncertain tax positions.  Changes in these estimates and judgments may result in a material increase 
or decrease to our tax provision, which would be recorded in the period in which the change occurs.

Assumptions and Approach Used.  We are subject to the income tax laws and regulations of the many jurisdictions in 

which we operate.  These tax laws and regulations are complex and involve uncertainties in the application to our facts 
and circumstances that may be open to interpretation.  We recognize benefits for these uncertain tax positions based 
upon a process that requires judgment regarding the technical application of the laws, regulations, and various related 
judicial opinions.  If, in our judgment, it is more likely than not that the uncertain tax position will be settled favorably to us, 
we estimate an amount that ultimately will be realized.  This process is inherently subjective, since it requires our 
assessment of the probability of future outcomes.  We evaluate these uncertain tax positions on a quarterly basis, 
including consideration of changes in facts and circumstances, such as new regulations or recent judicial opinions, as well 
as the status of audit activities by taxing authorities.  Changes to our estimate of the amount to be realized are recorded in 
our provision for income taxes during the period in which the change occurred.

We must also assess the likelihood that we will be able to recover our deferred tax assets against future sources of 

taxable income.  GAAP requires a reduction of the carrying amount of deferred tax assets by recording a valuation 
allowance if, based on all available evidence, it is more likely than not (defined as a likelihood of more than 50%) that all 
or a portion of such assets will not be realized.  

We presently believe that a valuation allowance of $1.5 billion is required, primarily related to deferred tax assets in 
various non-U.S. operations.  We believe that we ultimately will recover the remaining $10.2 billion of deferred tax assets.  
We have assessed recoverability of these assets and concluded that no valuation allowance is required.  

For additional information regarding income taxes, see Note 7 of the Notes to the Financial Statements.

87

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Allowance for Credit Losses

The allowance for credit losses represents Ford Credit’s estimate of the probable credit loss inherent in finance 

receivables and operating leases as of the balance sheet date.  The adequacy of Ford Credit’s allowance for credit losses 
is assessed quarterly and the assumptions and models used in establishing the allowance are evaluated regularly.  
Because credit losses can vary substantially over time, estimating credit losses requires a number of assumptions about 
matters that are uncertain.  See Note 11 of the Notes to the Financial Statements for more information regarding 
allowance for credit losses.

Nature of Estimates Required.  Ford Credit estimates the probable credit losses inherent in finance receivables and 

operating leases based on several factors.

Consumer Portfolio.  Ford Credit estimates the allowance for credit losses on consumer receivables and on operating 

leases using a combination of measurement models and management judgment.  The models consider factors such as 
historical trends in credit losses and recoveries (including key metrics such as delinquencies, repossessions, and 
bankruptcies), the composition of Ford Credit’s present portfolio (including vehicle brand, term, risk evaluation, and new/
used vehicles), trends in historical used vehicle values, and economic conditions.  Estimates from these models rely on 
historical information and may not fully reflect losses inherent in the present portfolio.  Therefore, Ford Credit may adjust 
the estimate to reflect management judgment regarding observable changes in recent economic trends and conditions, 
portfolio composition, and other relevant factors.

Assumptions Used.  Ford Credit’s allowance for credit losses is based on assumptions regarding:

•  Frequency.  The number of finance receivables and operating lease contracts that are expected to default over 
the loss emergence period, measured as repossessions; repossession ratio reflects the number of finance 
receivables and operating lease contracts that we expect will default over a period of time divided by the average 
number of contracts outstanding; and
Loss severity.  The expected difference between the amount a customer owes when the finance contract is 
charged off and the amount received, net of expenses, from selling the repossessed vehicle.

• 

Collective Allowance for Credit Losses.  The collective allowance is evaluated primarily using a collective loss-to- 
receivables (“LTR”) model that, based on historical experience, indicates credit losses have been incurred in the portfolio 
even though the particular accounts that are uncollectible cannot be specifically identified.  The LTR model is based on 
the most recent years of history.  An LTR for each product is calculated by dividing credit losses (i.e., charge-offs net of 
recoveries) by average net finance receivables or average net investment in operating leases, excluding unearned 
interest supplements and residual support, allowance for credit losses, and other (primarily accumulated supplemental 
depreciation).  The average LTR that is calculated for each product is multiplied by the end-of-period balances for that 
given product.

Ford Credit’s largest markets also use a loss projection model to estimate losses inherent in the portfolio.  The loss 
projection model applies recent monthly performance metrics, stratified by contract type (retail or lease), contract term 
(e.g., 60-month), and risk rating to Ford Credit’s active portfolio to estimate the losses that have been incurred.

The loss emergence period (“LEP”) is an assumption within Ford Credit’s models and represents the average amount 

of time between when a loss event first occurs to when it is charged off.  This time period starts when the consumer 
begins to experience financial difficulty.  It is evidenced, typically through delinquency, before eventually resulting in a 
charge-off.  The LEP is a multiplier in the calculation of the collective consumer allowance for credit losses.

For accounts greater than 120 days past due, the uncollectible portion is charged off, such that the remaining 

recorded investment is equal to the estimated fair value of the collateral less costs to sell.

Specific Allowance for Impaired Receivables.  Consumer receivables involved in Troubled Debt Restructurings are 
specifically assessed for impairment.  A specific allowance is estimated based on the present value of the expected future 
cash flows of the receivable discounted at the contract’s original effective interest rate or the fair value of any collateral 
adjusted for estimated costs to sell.

After establishing the collective and specific allowance for credit losses, if Ford Credit management believes the 
allowance does not reflect all losses inherent in the portfolio due to changes in recent economic trends and conditions, or 
other relevant factors, an adjustment is made based on management judgment.

88

 
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Sensitivity Analysis.  Changes in the assumptions used to derive frequency and severity would affect the allowance 
for credit losses.  The effect of the indicated increase/decrease in the assumptions for Ford Credit’s U.S. Ford and Lincoln 
retail financing and operating lease portfolio is as follows (in millions):

Assumption

Frequency - repossession ratio

Loss severity per unit

Basis Point
Change

+/- 10 bps

+/- 100

Increase/
(Decrease)

$41/$(41)

5/(5)

Non-Consumer Portfolio.  Ford Credit estimates the allowance for credit losses for non-consumer receivables based 

on historical LTR ratios, expected future cash flows, and the fair value of collateral.

Collective Allowance for Credit Losses.  Ford Credit estimates an allowance for non-consumer receivables that are 

not specifically identified as impaired using a LTR model for each financing product based on historical experience.  This 
LTR is an average of the most recent historical experience and is calculated consistent with the consumer receivables 
LTR approach.  All accounts that are specifically identified as impaired are excluded from the calculation of the non-
specific or collective allowance.

Specific Allowance for Impaired Receivables.  Dealer financing is evaluated by segmenting individual loans by the risk 

characteristics of the loan (such as the amount of the loan, the nature of the collateral, and the financial status of the 
debtor).  The loans are analyzed to determine whether individual loans are impaired, and a specific allowance is 
estimated based on the present value of the expected future cash flows of the receivable discounted at the loan’s original 
effective interest rate or the fair value of the collateral adjusted for estimated costs to sell.

After establishing the collective and specific allowance for credit losses, if Ford Credit management believes the 
allowance does not reflect all losses inherent in the portfolio due to changes in recent economic trends and conditions, or 
other relevant factors, an adjustment is made based on management judgment.

Changes in Ford Credit’s assumptions affect the Financial Services interest, operating, and other expenses on our 
income statement and the allowance for credit losses contained within Financial Services finance receivables, net and Net 
investment in operating leases on our balance sheet.

Accumulated Depreciation on Vehicles Subject to Operating Leases

Accumulated depreciation on vehicles subject to operating leases reduces the value of the leased vehicles in Ford 

Credit’s operating lease portfolio from their original acquisition value to their expected residual value at the end of the 
lease term.  

Ford Credit monitors residual values each month, and it reviews the adequacy of accumulated depreciation on a 

quarterly basis.  If Ford Credit believes that the expected residual values for its vehicles have changed, it revises 
depreciation to ensure that net investment in operating leases (equal to the acquisition value of the vehicles less 
accumulated depreciation) will be adjusted to reflect Ford Credit’s revised estimate of the expected residual value at the 
end of the lease term.  Such adjustments to depreciation expense would result in a change in the depreciation rates of the 
vehicles subject to operating leases and are recorded prospectively on a straight-line basis.

Each lease customer has the option to buy the leased vehicle at the end of the lease or to return the vehicle to the 

dealer. 

Nature of Estimates Required.  Each operating lease in Ford Credit’s portfolio represents a vehicle it owns that has 
been leased to a customer.  At the time Ford Credit purchases a lease, it establishes an expected residual value for the 
vehicle.  Ford Credit estimates the expected residual value by evaluating recent auction values, return volumes for its 
leased vehicles, industrywide used vehicle prices, marketing incentive plans, and vehicle quality data.

Assumptions Used.  Ford Credit’s accumulated depreciation on vehicles subject to operating leases is based on 

assumptions regarding:

•  Auction value.  Ford Credit’s projection of the market value of the vehicles when sold at the end of the lease; and
•  Return volume.  Ford Credit’s projection of the number of vehicles that will be returned at lease-end.

See Note 13 of the Notes to the Financial Statements for more information regarding accumulated depreciation on 

vehicles subject to operating leases.

89

 
 
 
 
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

Sensitivity Analysis.  For returned vehicles, Ford Credit faces a risk that the amount it obtains from the vehicle sold at 

auction will be less than its estimate of the expected residual value for the vehicle.  The impact of the change in 
assumptions on future auction values and return volumes would increase or decrease accumulated supplemental 
depreciation and depreciation expense over the remaining terms of the operating leases.  The effect of the indicated 
increase/decrease in the assumptions for Ford Credit’s U.S. Ford and Lincoln operating lease portfolio is as follows (in 
millions):

Assumption

Future auction values

Return volumes

Basis Point
Change

Increase/
(Decrease)

+/- 100 bps

$(123)/$123

+/- 100

23/(23)

Adjustments to the amount of accumulated supplemental depreciation on operating leases would be reflected on our 

balance sheet as Net investment in operating leases and on the income statement in Financial Services interest, 
operating, and other expenses. 

90

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

ACCOUNTING STANDARDS ISSUED BUT NOT YET ADOPTED

The Financial Accounting Standards Board (“FASB”) has issued the following standards, which are not expected to 

have a material impact (with the exception of standards 2016-02 and 2016-13) to our financial statements or financial 
statement disclosures:

Standard

2016-18

Statement of Cash Flows - Restricted Cash

2016-16

Income Taxes - Intra-Entity Transfers of Assets Other Than Inventory

2016-15

Statement of Cash Flows - Classification of Certain Cash Receipts and Cash Payments

2016-01

Financial Instruments - Recognition and Measurement of Financial Assets and Financial Liabilities

2017-12

Derivatives and Hedging

Effective Date (a)

January 1, 2018

January 1, 2018

January 1, 2018

January 1, 2018 (b)

January 1, 2019 (b)

2017-08

Nonrefundable Fees and Other Costs - Premium Amortization on Purchased Callable Debt Securities

January 1, 2019

2016-02

Leases

2016-13

Credit Losses - Measurement of Credit Losses on Financial Instruments

January 1, 2019 (b) (c)

January 1, 2020 (b)

__________
(a)  Early adoption for each of the standards, except standard 2016-01, is permitted.
(b)  For additional information, see Note 3 of the Notes to the Financial Statements.
(c)  The FASB has issued the following update to the Leases standard: Accounting Standard Update (“ASU”) 2018-01 (Land Easement Practical 

Expedient for Transition to Topic 842).  We will adopt the new leases guidance effective January 1, 2019.

91

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Continued)  

AGGREGATE CONTRACTUAL OBLIGATIONS

We are party to many contractual obligations involving commitments to make payments to third parties.  Most of these 

are debt obligations incurred by our Financial Services segment.  Long-term debt may have fixed or variable interest 
rates.  For long-term debt with variable-rate interest, we estimate the future interest payments based on projected market 
interest rates for various floating-rate benchmarks received from third parties.  In addition, as part of our normal business 
practices, we enter into contracts with suppliers for purchases of certain raw materials, components, and services to 
facilitate adequate supply of these materials and services.  These arrangements may contain fixed or minimum quantity 
purchase requirements.  “Purchase obligations” are defined as off-balance sheet agreements to purchase goods or 
services that are enforceable and legally binding on the Company and that specify all significant terms.  

The table below summarizes our contractual obligations as of December 31, 2017 (in millions):

Non-Financial Services

On-balance sheet

Long-term debt (a)

Interest payments relating to long-term debt

Capital leases (b)

Pension funding (c)

Off-balance sheet

Purchase obligations

Operating leases

Total Non-Financial Services

Financial Services

On-balance sheet

Long-term debt (a) 

Interest payments relating to long-term debt 

Off-balance sheet

Purchase obligations

Operating leases

Total Financial Services

     Total Company

Payments Due by Period

2018

2019 - 2020

2021 - 2022

Thereafter

Total

$

1,946

$

2,216

$

1,383

$

9,208

$

748

48

243

1,538

330

4,853

31,115

2,859

4

7

1,209

109

352

1,595

485

5,966

53,679

3,783

18

11

1,108

7,779

19

349

801

229

12

—

459

331

3,889

17,789

26,259

1,647

—

7

10,405

1,057

—

6

33,985

57,491

27,913

11,468

$

38,838

$

63,457

$

31,802

$

29,257

$

14,753

10,844

188

944

4,393

1,375

32,497

121,458

9,346

22

31

130,857

163,354

__________ 
(a)  Excludes unamortized debt discounts/premiums, debt issuance costs, and fair value adjustments.
(b)  Includes interest payments of $17 million.
(c)  Amounts represent our estimate of contractually obligated deficit contributions to U.K. and Ford-Werke plans.  See Note 17 for further information 

regarding our expected 2018 pension contributions and funded status.

The amount of unrecognized tax benefits for 2017 of $2.1 billion (see Note 7 of the Notes to the Financial Statements 

for additional discussion) is excluded from the table above.  Final settlement of a significant portion of these obligations 
will require bilateral tax agreements among us and various countries, the timing of which cannot reasonably be estimated.

For additional information regarding operating lease obligations, pension and OPEB obligations, and long-term debt, 

see Notes 13, 17, and 18, respectively, of the Notes to the Financial Statements.

92

ITEM 7A. Quantitative and Qualitative Disclosures About Market Risk

OVERVIEW

We are exposed to a variety of market and other risks, including the effects of changes in foreign currency exchange 
rates, commodity prices, and interest rates, as well as risks to availability of funding sources, hazard events, and specific 
asset risks.

These risks affect our Automotive and Financial Services segments differently.  We monitor and manage these 

exposures as an integral part of our overall risk management program, which includes regular reports to a central 
management committee, the Global Risk Management Committee (“GRMC”).  The GRMC is chaired by our Chief 
Financial Officer, and the committee includes our Treasurer, our Corporate Controller, and other members of senior 
management.

Our Automotive and Financial Services segments are exposed to liquidity risk, including the possibility of having to 
curtail business or being unable to meet financial obligations as they come due because funding sources may be reduced 
or become unavailable.  Our plan is to maintain funding sources to ensure liquidity through a variety of economic or 
business cycles.  As discussed in greater detail in Item 7, our funding sources include sales of receivables in 
securitizations and other structured financings, unsecured debt issuances, equity and equity-linked issuances, and bank 
borrowings.

We are exposed to a variety of insurable risks, such as loss or damage to property, liability claims, and employee 
injury.  We protect against these risks through the purchase of commercial insurance that is designed to protect us above 
our self-insured retentions against events that could generate significant losses.

Direct responsibility for the execution of our market risk management strategies resides with our Treasurer’s Office 
and is governed by written policies and procedures.  Separation of duties is maintained between the development and 
authorization of derivative trades, the transaction of derivatives, and the settlement of cash flows.  Regular audits are 
conducted to ensure that appropriate controls are in place and that they remain effective.  In addition, our market risk 
exposures and our use of derivatives to manage these exposures are approved by the GRMC, and reviewed by the Audit 
Committee of our Board of Directors.

In accordance with our corporate risk management policies, we use derivative instruments, when available, such as 

forward contracts, swaps, and options that economically hedge certain exposures (foreign currency, commodity, and 
interest rates).  We do not use derivative contracts for trading, market-making, or speculative purposes.  In certain 
instances, we forgo hedge accounting, and in certain other instances, our derivatives do not qualify for hedge accounting.  
Either situation results in unrealized gains and losses that are recognized in income.  For additional information on our 
derivatives, see Note 19 of the Notes to the Financial Statements.

The market and counterparty risks of our Automotive segment and Ford Credit are discussed and quantified below.

AUTOMOTIVE MARKET RISK

Our Automotive segment frequently has expenditures and receipts denominated in foreign currencies, including the 

following:  purchases and sales of finished vehicles and production parts, debt and other payables, subsidiary dividends, 
and investments in foreign operations.  These expenditures and receipts create exposures to changes in exchange rates.  
We also are exposed to changes in prices of commodities used in the production of our vehicles and changes in interest 
rates.  

Foreign currency risk, commodity risk, and interest rate risk are measured and quantified using a model to evaluate 

the sensitivity of market value to instantaneous, parallel shifts in rates and/or prices.  

Foreign Currency Risk.  Foreign currency risk is the possibility that our financial results could be worse than planned 
because of changes in currency exchange rates.  Accordingly, our normal practice is to use derivative instruments, when 
available, to hedge our economic exposure with respect to forecasted revenues and costs, assets, liabilities, and firm 
commitments denominated in foreign currencies.  In our hedging actions, we use derivative instruments commonly used 
by corporations to reduce foreign exchange risk (e.g., forward contracts).

The net fair value of foreign exchange forward contracts (including adjustments for credit risk), as of 

December 31, 2016, was an asset of $528 million compared with a liability of $22 million as of December 31, 2017.  The 
potential decrease in fair value from a 10% adverse change in the underlying exchange rates, in U.S. dollar terms, would 

93

Item 7A. Quantitative and Qualitative Disclosures About Market Risk (Continued)        

have been $2.7 billion at December 31, 2016, compared with $2.8 billion at December 31, 2017.  The sensitivity analysis 
presented is hypothetical and assumes foreign exchange rate changes are instantaneous and adverse across all 
currencies.  In reality, foreign exchange rates move in different magnitudes and at different times, and any changes in fair 
value would generally be offset by changes in the underlying exposure.  See Note 19 of the Notes to the Financial 
Statements for more information regarding our foreign currency exchange contracts.  

Commodity Price Risk.  Commodity price risk is the possibility that our financial results could be worse than planned 

because of changes in the prices of commodities used in the production of motor vehicles, such as base metals (e.g., 
steel, copper, and aluminum), precious metals (e.g., palladium), energy (e.g., natural gas and electricity), and plastics/
resins (e.g., polypropylene).  Accordingly, our normal practice is to use derivative instruments, when available, to hedge 
the price risk with respect to forecasted purchases of those commodities that we can economically hedge (primarily base 
metals and precious metals).  In our hedging actions, we use derivative instruments commonly used by corporations to 
reduce commodity price risk (e.g., financially settled forward contracts).  The extent to which we hedge is also impacted 
by our ability to achieve designated hedge accounting.

The net fair value of commodity forward contracts (including adjustments for credit risk) as of December 31, 2016 was 

an asset of $5 million compared with an asset of $33 million as of December 31, 2017.  The potential decrease in fair 
value from a 10% adverse change in the underlying commodity prices, in U.S. dollar terms, would be $54 million at 
December 31, 2016, compared with $69 million at December 31, 2017. 

In addition, our purchasing organization (with guidance from the GRMC, as appropriate) negotiates contracts to 
ensure continuous supply of raw materials.  In some cases, these contracts stipulate minimum purchase amounts and 
specific prices, and, therefore, play a role in managing price risk.

Interest Rate Risk.  Interest rate risk relates to the loss we could incur in our Automotive segment investment 
portfolios due to a change in interest rates.  Our interest rate sensitivity analysis on the investment portfolios includes 
cash and cash equivalents and net marketable securities.  At December 31, 2016, we had $27.5 billion in our Automotive 
segment investment portfolios, compared to $26.5 billion at December 31, 2017.  We invest the portfolios in securities of 
various types and maturities, the value of which are subject to fluctuations in interest rates.  The investment strategy is 
based on clearly defined risk and liquidity guidelines to maintain liquidity, minimize risk, and earn a reasonable return on 
the short-term investments.  In investing our Automotive cash, safety of principal is the primary objective and risk-adjusted 
return is the secondary objective.

At any time, a rise in interest rates could have a material adverse impact on the fair value of our portfolios.  Assuming 

a hypothetical increase in interest rates of one percentage point, the value of our portfolios would be reduced by about 
$243 million, as calculated as of December 31, 2016.  This compares to $270 million, as calculated as of 
December 31, 2017.  While these are our best estimates of the impact of the specified interest rate scenario, actual 
results could differ from those projected.  The sensitivity analysis presented assumes interest rate changes are 
instantaneous, parallel shifts in the yield curve.  In reality, interest rate changes of this magnitude are rarely instantaneous 
or parallel.

COUNTERPARTY RISK

Counterparty risk relates to the loss we could incur if an obligor or counterparty defaulted on an investment or a 
derivative contract.  We enter into master agreements with counterparties that allow netting of certain exposures in order 
to manage this risk.  Exposures primarily relate to investments in fixed income instruments and derivative contracts used 
for managing interest rate, foreign currency exchange rate, and commodity price risk.  We, together with Ford Credit, 
establish exposure limits for each counterparty to minimize risk and provide counterparty diversification. 

Our approach to managing counterparty risk is forward-looking and proactive, allowing us to take risk mitigation 

actions before risks become losses.  Exposure limits are established based on our overall risk tolerance, which is 
calculated from counterparty credit ratings and market-based credit default (“CDS”) spreads.  The exposure limits are 
lower for smaller and lower-rated counterparties, counterparties that have relatively higher CDS spreads, and for longer 
dated exposures.  Our exposures are monitored on a regular basis and included in periodic reports to our Treasurer.

Substantially all of our counterparty exposures are with counterparties that have an investment grade rating.   

Investment grade is our guideline for minimum counterparty long-term ratings.

94

 
 
      
 
           
 
 
 
 
Item 7A. Quantitative and Qualitative Disclosures About Market Risk (Continued)        

FORD CREDIT MARKET RISK

Market risk for Ford Credit is the possibility that changes in interest and currency exchange rates will adversely affect 

cash flow and economic value.  

Interest Rate Risk.  Generally, Ford Credit’s assets and the related debt have different re-pricing periods, and 

consequently, respond differently to changes in interest rates.

Ford Credit’s assets consist primarily of fixed-rate retail installment sale and operating lease contracts and floating-
rate wholesale receivables.  Fixed-rate retail installment sale and operating lease contracts generally require customers to 
make equal monthly payments over the life of the contract.  Wholesale receivables are originated to finance new and used 
vehicles held in dealers’ inventory and generally require dealers to pay a floating rate.

Debt consists primarily of short- and long-term unsecured debt and securitization debt.  Ford Credit’s unsecured term 
debt instruments are principally fixed-rate and require fixed and equal interest payments over the life of the instrument and 
a single principal payment at maturity.

Ford Credit’s interest rate risk management objective is to reduce volatility in its cash flows and volatility in its 

economic value from changes in interest rates based on an established risk tolerance that may vary by market.

Ford Credit uses economic value sensitivity analysis and re-pricing gap analysis to evaluate potential long-term 
effects of changes in interest rates.  It then enters into interest rate swaps to convert portions of its floating-rate debt to 
fixed or its fixed-rate debt to floating to ensure that Ford Credit’s exposure falls within the established tolerances.  Ford 
Credit also uses pre-tax cash flow sensitivity analysis to monitor the level of near-term cash flow exposure.  The pre-tax 
cash flow sensitivity analysis measures the changes in expected cash flows associated with Ford Credit’s interest-rate-
sensitive assets, liabilities, and derivative financial instruments from hypothetical changes in interest rates over a twelve-
month horizon.  Ford Credit’s Asset-Liability Committee reviews the re-pricing mismatch and exposure every month and 
approves interest rate swaps required to maintain exposure within approved thresholds prior to execution.  

To provide a quantitative measure of the sensitivity of its pre-tax cash flow to changes in interest rates, Ford Credit 
uses interest rate scenarios that assume a hypothetical, instantaneous increase or decrease of one percentage point in all 
interest rates across all maturities (a “parallel shift”), as well as a base case that assumes that all interest rates remain 
constant at existing levels.  In reality, interest rate changes are rarely instantaneous or parallel and rates could move more 
or less than the one percentage point assumed in Ford Credit’s analysis.  As a result, the actual impact to pre-tax cash 
flow could be higher or lower than the results detailed in the table below.  These interest rate scenarios are purely 
hypothetical and do not represent Ford Credit’s view of future interest rate movements.

Under these interest rate scenarios, Ford Credit expects more assets than debt and liabilities to re-price in the next 
twelve months.  Other things being equal, this means that during a period of rising interest rates, the interest earned on 
Ford Credit’s assets will increase more than the interest paid on Ford Credit’s debt, thereby initially increasing Ford 
Credit’s pre-tax cash flow.  During a period of falling interest rates, Ford Credit would expect its pre-tax cash flow to 
initially decrease.  Ford Credit’s pre-tax cash flow sensitivity to interest rate movement is highlighted in the table below.

Pre-tax cash flow sensitivity at December 31 was as follows (in millions):

Pre-Tax Cash Flow Sensitivity

One percentage point instantaneous increase in interest rates
One percentage point instantaneous decrease in interest rates (a)

2016

2017

$

$

21
(21)

14
(14)

_____
(a)  Pre-tax cash flow sensitivity given a one percentage point decrease in interest rates requires an assumption of negative interest rates in markets 

where existing interest rates are below one percent.

While the sensitivity analysis presented is Ford Credit’s best estimate of the impacts of the specified assumed interest 
rate scenarios, its actual results could differ from those projected.  The model Ford Credit uses to conduct this analysis is 
heavily dependent on assumptions.  Embedded in the model are assumptions regarding the reinvestment of maturing 
asset principal, refinancing of maturing debt, replacement of maturing derivatives, exercise of options embedded in debt 
and derivatives, and predicted repayment of retail installment sale and lease contracts ahead of contractual maturity.  
Ford Credit’s repayment projections ahead of contractual maturity are based on historical experience.  If interest rates or 
other factors change, Ford Credit’s actual prepayment experience could be different than projected.

95

 
 
      
 
           
 
 
 
 
 
 
  
 
Item 7A. Quantitative and Qualitative Disclosures About Market Risk (Continued)        

Foreign Currency Risk.  Ford Credit’s policy is to minimize exposure to changes in currency exchange rates.  To meet 

funding objectives, Ford Credit borrows in a variety of currencies, principally U.S. dollars, Canadian dollars, euros, 
sterling, and renminbi.  Ford Credit faces exposure to currency exchange rates if a mismatch exists between the currency 
of receivables and the currency of the debt funding those receivables.  When possible, receivables are funded with debt in 
the same currency, minimizing exposure to exchange rate movements.  When a different currency is used, Ford Credit 
may use foreign currency swaps and foreign currency forwards to convert substantially all of its foreign currency debt 
obligations to the local country currency of the receivables.  As a result of this policy, Ford Credit believes its market risk 
exposure, relating to changes in currency exchange rates at December 31, 2017, is insignificant.

Derivative Fair Values.  The net fair value of Ford Credit’s derivative financial instruments at December 31, 2016 was 

an asset of $743 million, compared to an asset of $625 million at December 31, 2017.  

ITEM 8. Financial Statements and Supplementary Data.

The Report of Independent Registered Public Accounting Firm, our Financial Statements, the accompanying Notes to 

the Financial Statements, and the Financial Statement Schedule that are filed as part of this Report are listed under 
“Item 15. Exhibits and Financial Statement Schedules” and are set forth beginning on page FS-1 immediately following 
the signature pages of this Report.

Selected quarterly financial data for 2016 and 2017 are provided in Note 25 of the Notes to the Financial Statements.

ITEM 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure.

None.

96

 
 
      
 
           
 
 
ITEM 9A. Controls and Procedures.

Evaluation of Disclosure Controls and Procedures.  James P. Hackett, our Chief Executive Officer (“CEO”), and Bob 

Shanks, our Chief Financial Officer (“CFO”), have performed an evaluation of the Company’s disclosure controls and 
procedures, as that term is defined in Rule 13a-15(e) of the Securities Exchange Act of 1934, as amended (“Exchange 
Act”), as of December 31, 2017, and each has concluded that such disclosure controls and procedures are effective to 
ensure that information required to be disclosed in our periodic reports filed under the Exchange Act is recorded, 
processed, summarized, and reported within the time periods specified by SEC rules and forms, and that such information 
is accumulated and communicated to the CEO and CFO to allow timely decisions regarding required disclosures.

Management’s Report on Internal Control Over Financial Reporting.  Our management is responsible for establishing 

and maintaining adequate internal control over financial reporting, as such term is defined in Exchange Act Rule 13a-15(f).  
The Company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding 
the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with 
generally accepted accounting principles.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements.  

Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become 
inadequate because of changes in conditions or because the degree of compliance with policies or procedures may 
deteriorate.

Under the supervision and with the participation of our management, including our CEO and CFO, we conducted an 
assessment of the effectiveness of our internal control over financial reporting as of December 31, 2017.  The assessment 
was based on criteria established in the framework Internal Control - Integrated Framework (2013), issued by the 
Committee of Sponsoring Organizations of the Treadway Commission.  Based on this assessment, management 
concluded that our internal control over financial reporting was effective as of December 31, 2017.

The effectiveness of the Company’s internal control over financial reporting as of December 31, 2017 has been 

audited by PricewaterhouseCoopers LLP, an independent registered public accounting firm, as stated in its report 
included herein.

Changes in Internal Control over Financial Reporting.  There were no changes in internal control over financial 

reporting during the quarter ended December 31, 2017 that have materially affected, or are reasonably likely to materially 
affect, our internal control over financial reporting. 

ITEM 9B.  Other Information.

None.

97

ITEM 10. Directors, Executive Officers of Ford, and Corporate Governance.

PART III.

The information required by Item 10 regarding our directors is incorporated by reference from the information under 
the captions “Election of Directors,” “Section 16(a) Beneficial Ownership Reporting Compliance,” and “Beneficial Stock 
Ownership” in our Proxy Statement.  The information required by Item 10 regarding our executive officers appears as 
Item 4A under Part I of this Report.  The information required by Item 10 regarding an audit committee financial expert is 
incorporated by reference from the information under the caption “Corporate Governance – Audit Committee Financial 
Expert and Auditor Rotation” in our Proxy Statement.  The information required by Item 10 regarding the members of our 
Audit Committee of the Board of Directors is incorporated by reference from the information under the captions “Proxy 
Summary,” “Corporate Governance – Board Committee Functions,” “Corporate Governance – Audit Committee Financial 
Expert and Auditor Rotation,” and “Proposal 1 – Election of Directors” in our Proxy Statement.  The information required 
by Item 10 regarding the Audit Committee’s review and discussion of the audited financial statements is incorporated by 
reference from information under the caption “Audit Committee Report” in our Proxy Statement.  The information required 
by Item 10 regarding our codes of ethics is incorporated by reference from the information under the caption “Corporate 
Governance – Codes of Ethics” in our Proxy Statement.  In addition, we have included in Item 1 instructions for how to 
access our codes of ethics on our website and our Internet address.  Amendments to, and waivers granted under, our 
Code of Ethics for Senior Financial Personnel, if any, will be posted to our website as well.

ITEM 11. Executive Compensation.

The information required by Item 11 is incorporated by reference from the information under the following captions in 

our Proxy Statement:  “Director Compensation in 2017,” “Compensation Discussion and Analysis,” “Compensation 
Committee Report,” “Compensation Committee Interlocks and Insider Participation,” “Compensation of Executive 
Officers,” “Summary Compensation Table,” “Grants of Plan-Based Awards in 2017,” “Outstanding Equity Awards at 2017 
Fiscal Year-End,” “Option Exercises and Stock Vested in 2017,” “Pension Benefits in 2017,” “Nonqualified Deferred 
Compensation in 2017,” and “Potential Payments Upon Termination or Change in Control.”

ITEM 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters.

The information required by Item 12 is incorporated by reference from the information under the captions “Equity 
Compensation Plan Information” and “Corporate Governance – Beneficial Stock Ownership” in our Proxy Statement.

ITEM 13. Certain Relationships and Related Transactions, and Director Independence.

The information required by Item 13 is incorporated by reference from the information under the captions “Certain 
Relationships and Related Party Transactions” and “Corporate Governance – Independence of Directors and Relevant 
Facts and Circumstances” in our Proxy Statement.

ITEM 14. Principal Accounting Fees and Services.

The information required by Item 14 is incorporated by reference from the information under the caption “Ratification 

of Independent Registered Public Accounting Firm” in our Proxy Statement.

98

PART IV.

ITEM 15. Exhibits and Financial Statement Schedules.

(a) 1. Financial Statements – Ford Motor Company and Subsidiaries

The following are contained in this 2017 Form 10-K Report:

•  Report of Independent Registered Public Accounting Firm.

•  Consolidated Income Statement for the years ended December 31, 2015, 2016, and 2017.

•  Consolidated Statement of Comprehensive Income for the years ended December 31, 2015, 2016, and 2017.

•  Consolidated Balance Sheet at December 31, 2016 and 2017.

•  Consolidated Statement of Cash Flows for the years ended December 31, 2015, 2016, and 2017.

•  Consolidated Statement of Equity for the years ended December 31, 2015, 2016, and 2017.

•  Notes to the Financial Statements.

The Report of Independent Registered Public Accounting Firm, the Consolidated Financial Statements, and the Notes 

to the Financial Statements listed above are filed as part of this Report and are set forth beginning on page FS-1 
immediately following the signature pages of this Report.

(a) 2. Financial Statement Schedules

Designation

Schedule II

Description

Valuation and Qualifying Accounts

Schedule II is filed as part of this Report and is set forth on page FSS-1 immediately following the Notes to the 

Financial Statements referred to above.  The other schedules are omitted because they are not applicable, the information 
required to be contained in them is disclosed elsewhere on our Consolidated Financial Statements, or the amounts 
involved are not sufficient to require submission.

(a) 3. Exhibits

Designation

  Description

  Method of Filing

Exhibit 3-A

  Restated Certificate of Incorporation, dated August 2, 2000.

  Filed as Exhibit 3-A to our Annual Report on Form 10-K for the
year ended December 31, 2000.*

Exhibit 3-A-1

Certificate of Designation of Series A Junior Participating
Preferred Stock filed on September 11, 2009.

Filed as Exhibit 3.1 to our Current Report on Form 8-K filed
September 11, 2009.*

Exhibit 3-B

  By-laws.

Exhibit 4-A

Tax Benefit Preservation Plan (“TBPP”) dated
September 11, 2009 between Ford Motor Company and
Computershare Trust Company, N.A.

Exhibit 4-A-1

Amendment No. 1 to TBPP dated September 11, 2012.

Exhibit 4-A-2

Amendment No. 2 to TBPP dated September 9, 2015.

  Filed as Exhibit 3.2 to our Form 8-A/A filed on
September 11, 2015.*

Filed as Exhibit 4.1 to our Current Report on Form 8-K filed 
September 11, 2009.*

Filed as Exhibit 4 to our Current Report on Form 8-K filed 
September 12, 2012.*

Filed as Exhibit 4 to our Current Report on Form 8-K filed
September 11, 2015.*

Exhibit 10-A

Exhibit 10-B

  Executive Separation Allowance Plan, as amended and
restated effective as of January 1, 2018**

  Filed as Exhibit 10.1 to our Current Report on Form 8-K filed
February 7, 2018.*

  Deferred Compensation Plan for Non-Employee Directors,
as amended and restated as of January 1, 2012.**

  Filed as Exhibit 10-B to our Annual Report on Form 10-K for the
year ended December 31, 2011.*

Exhibit 10-C

2014 Stock Plan for Non-Employee Directors**

Filed as Exhibit 10-C to our Annual Report on Form 10-K for the
year ended December 31, 2013.*

Exhibit 10-D

Exhibit 10-E

  Benefit Equalization Plan, as amended and restated
effective as of January 1, 2018.**

  Filed as Exhibit 10.2 to our Current Report on Form 8-K filed
February 7, 2018.*

  Description of financial counseling services provided to
certain executives.**

  Filed as Exhibit 10-F to our Annual Report on Form 10-K for the
year ended December 31, 2002.*

99

Designation

  Description

  Method of Filing

Exhibit 10-F

Exhibit 10-F-1

  Defined Benefit Supplemental Executive Retirement Plan,
as amended and restated effective as of January 1, 2018.**

  Filed as Exhibit 10.3 to our Current Report on Form 8-K filed
February 7, 2018.*

Defined Contribution Supplemental Executive Retirement
Plan, as amended and restated effective as of
January 1, 2017.**

Filed as Exhibit 10.4 to our Quarterly Report on Form 10-Q for
the quarter ended March 31, 2017.*

Exhibit 10-G

  Description of Director Compensation as of July 13, 2006.**

  Filed as Exhibit 10-G-3 to our Quarterly Report on Form 10-Q
for the quarter ended September 30, 2006.*

Exhibit 10-G-1

Exhibit 10-G-2

Exhibit 10-G-3

Amendment to Description of Director Compensation as of
February 8, 2012.**

Filed as Exhibit 10-F-3 to our Annual Report on Form 10-K for
the year ended December 31, 2011.*

Amendment to Description of Director Compensation as of
July 1, 2013.**
Amendment to Description of Director Compensation as of
January 1, 2017.**

Filed as Exhibit 10-G-2 to our Annual Report on Form 10-K for
the year ended December 31, 2013.*

Filed as Exhibit 10-G-3 to our Annual Report on Form 10-K for
the year ended December 31, 2016.*

Exhibit 10-H

  2008 Long-Term Incentive Plan.**

  Filed as Exhibit 10.1 to our Quarterly Report on Form 10-Q for
the quarter ended June 30, 2008.*

Exhibit 10-I

Exhibit 10-J

Exhibit 10-K

Exhibit 10-K-1

Exhibit 10-L

Exhibit 10-L-1

Exhibit 10-M

Exhibit 10-N

Exhibit 10-N-1

Exhibit 10-O

Exhibit 10-O-1

Exhibit 10-O-2

  Description of Matching Gift Program and Vehicle
Evaluation Program for Non-Employee Directors.**

  Filed as Exhibit 10-I to our Annual Report on Form 10-K/A for
the year ended December 31, 2005.*

  Non-Employee Directors Life Insurance and Optional
Retirement Plan as amended and restated as of
December 31, 2010.**

  Description of Non-Employee Directors Accidental Death,
Dismemberment and Permanent Total Disablement
Indemnity.**

  Filed as Exhibit 10-I to our Annual Report on Form 10-K for the
year ended December 31, 2010.*

  Filed as Exhibit 10-S to our Annual Report on Form 10-K for the
year ended December 31, 1992.*

  Description of Amendment to Basic Life Insurance and
Accidental Death & Dismemberment Insurance.**

  Filed as Exhibit 10-K-1 to our Annual Report on Form 10-K for
the year ended December 31, 2013.*

Description of Compensation Arrangements for Mark
Fields.**

Filed as Exhibit 10-L to our Annual Report on Form 10-K for the
year ended December 31, 2014.*

Executive Separation Waiver and Release Agreement
between Ford Motor Company and Mark Fields dated
May 21, 2017.**

Filed as Exhibit 10 to our Quarterly Report on Form 10-Q for the
quarter ended June 30, 2017.*

  Select Retirement Plan, as amended and restated effective
as of January 1, 2018.**

  Filed as Exhibit 10.4 to our Current Report on Form 8-K filed
February 7, 2018.*

  Deferred Compensation Plan, as amended and restated as
of December 31, 2010.**

  Filed as Exhibit 10-M to our Annual Report on Form 10-K for the
year ended December 31, 2010.*

  Suspension of Open Enrollment in Deferred Compensation
Plan.**

  Filed as Exhibit 10-M-1 to our Annual Report on Form 10-K for
the year ended December 31, 2009.*

  Annual Incentive Compensation Plan, as amended and
restated as of March 1, 2008.**

  Filed as Exhibit 10.2 to our Quarterly Report on Form 10-Q for
the quarter ended June 30, 2008.*

  Amendment to the Ford Motor Company Annual Incentive
Compensation Plan (effective as of December 31, 2008).**

  Filed as Exhibit 10-N-1 to our Annual Report on Form 10-K for
the year ended December 31, 2008.*

Annual Incentive Compensation Plan, as amended and
restated effective as of March 1, 2018.**

Filed with this Report.

Exhibit 10-O-3

Annual Incentive Compensation Plan Metrics for 2016.**

Exhibit 10-O-4

Annual Incentive Compensation Plan Metrics for 2017.**

Filed as Exhibit 10-O-4 to our Annual Report on Form 10-K for
the year ended December 31, 2015.*

Filed as Exhibit 10-O-4 to our Annual Report on Form 10-K for
the year ended December 31, 2016.*

Exhibit 10-O-5

Exhibit 10-O-6

Exhibit 10-O-7

Exhibit 10-O-8

Exhibit 10-O-9

Performance-Based Restricted Stock Unit Metrics for
2013.**

Filed as Exhibit 10-N-9 to our Annual Report on Form 10-K for
the year ended December 31, 2012.*

Performance-Based Restricted Stock Unit Metrics for
2014.**

Filed as Exhibit 10-O-9 to our Annual Report on Form 10-K for
the year ended December 31, 2013.*

Performance-Based Restricted Stock Unit Metrics for
2015.**

Filed as Exhibit 10-O-11 to our Annual Report on Form 10-K for
the year ended December 31, 2014.*

Performance-Based Restricted Stock Unit Metrics for
2016.**

Filed as Exhibit 10-O-9 to our Annual Report on Form 10-K for
the year ended December 31, 2015.*

Performance-Based Restricted Stock Unit Metrics for
2017.**

Filed as Exhibit 10-O-10 to our Annual Report on Form 10-K for
the year ended December 31, 2016.*

Exhibit 10-O-10

  Executive Compensation Recoupment Policy.**

Exhibit 10-O-11

  Incremental Bonus Description.**

  Filed as Exhibit 10-N-8 to our Annual Report on  Form 10-K for
the year ended December 31, 2010.*

  Filed as Exhibit 10-N-9 to our Annual Report on  Form 10-K for
the year ended December 31, 2010.*

Exhibit 10-P

Exhibit 10-P-1

Exhibit 10-P-2

  1998 Long-Term Incentive Plan, as amended and restated
effective as of January 1, 2003.**

  Filed as Exhibit 10-R to our Annual Report on Form 10-K for the
year ended December 31, 2002.*

  Amendment to Ford Motor Company 1998 Long-Term
Incentive Plan (effective as of January 1, 2006).**

  Filed as Exhibit 10-P-1 to our Annual Report on  Form 10-K/A
for the year ended December 31, 2005.*

  Form of Stock Option Terms and Conditions for Long-Term
Incentive Plan.**

  Filed with this Report.

100

Exhibit 10-P-3

Exhibit 10-P-4

Exhibit 10-P-5

Exhibit 10-P-6

Exhibit 10-P-11

Exhibit 10-P-12

Exhibit 10-P-13

Exhibit 10-P-14

Exhibit 10-P-15

Exhibit 10-Q

Exhibit 10-Q-1

Exhibit 10-Q-2

Exhibit 10-R

Exhibit 10-S

Exhibit 10-T

Exhibit 10-U

Exhibit 10-V

Exhibit 10-W

Exhibit 10-W-1

Exhibit 10-X

Exhibit 10-X-1

Exhibit 10-X-2

Exhibit 10-X-3

Exhibit 10-X-4

Designation

  Description

  Form of Stock Option Agreement for Long-Term Incentive
Plan.**

  Form of Stock Option Agreement (ISO) for Long-Term
Incentive Plan.**

  Form of Stock Option Agreement (U.K. NQO) for Long-
Term Incentive Plan.**

  Filed with this Report.

  Form of Stock Option (U.K.) Terms and Conditions for
Long-Term Incentive Plan.**

Exhibit 10-P-7

  Form of Restricted Stock Grant Letter.**

Exhibit 10-P-8

  Form of Final Award Notification Letter for Performance-
Based Restricted Stock Units.**

Exhibit 10-P-9

  Form of Annual Equity Grant Letter V.1.**

Exhibit 10-P-10

Form of Annual Equity Grant Letter V.2.**

  Long-Term Incentive Plan Restricted Stock Unit
Agreement.**

  Method of Filing

  Filed with this Report.

  Filed with this Report.

  Filed with this Report.

  Filed with this Report.

  Filed with this Report.

  Filed with this Report.

Filed with this Report.

  Filed with this Report.

  Long-Term Incentive Plan Restricted Stock Unit Terms and
Conditions.**

  Filed with this Report.

  Form of Final Award Agreement for Performance-Based
Restricted Stock Units under Long-Term Incentive Plan.**

  Filed with this Report.

  Form of Final Award Terms and Conditions for
Performance-Based Restricted Stock Units under Long-
Term Incentive Plan.**

  Filed with this Report.

  Form of Notification Letter for Time-Based Restricted Stock
Units.**

  Filed with this Report.

  Agreement dated January 13, 1999 between Ford Motor
Company and Edsel B. Ford II.**

  Filed as Exhibit 10-X to our Annual Report on Form 10-K for the
year ended December 31, 1998.*

  Amendment dated May 5, 2010 to the Consulting
Agreement between Ford Motor Company and
Edsel B. Ford II.**

Amendment dated January 1, 2012 to the Consulting
Agreement between Ford Motor Company and
Edsel B. Ford II.**

  Filed as Exhibit 10.3 to our Quarterly Report on  Form 10-Q for
the quarter ended March 31, 2010.*

Filed as Exhibit 10-P-2 to our Annual Report on Form 10-K for
the year ended December 31, 2011.*

  Amended and Restated Relationship Agreement dated April
30, 2015 between Ford Motor Company and Ford Motor
Credit Company LLC.

  Filed as Exhibit 10.2 to our Current Report on Form 8-K filed
May 1, 2015.*

  Form of Trade Secrets/Non-Compete Statement between
Ford and certain of its Executive Officers.**

  Filed as Exhibit 10-V to our Annual Report on Form 10-K for the
year ended December 31, 2003.*

  Arrangement between Ford Motor Company and
William C. Ford, Jr., dated February 24, 2009.**

  Filed as Exhibit 10-V to our Annual Report on Form 10-K for the
year ended December 31, 2008.*

2015 Incentive Compensation Grants - Exclusion of
Pension & OPEB Accounting Change.**

Filed as Exhibit 10-U to our Annual Report on Form 10-K for the
year ended December 31, 2015.*

  Description of Company Practices regarding Club
Memberships for Executives.**

  Filed as Exhibit 10-BB to our Annual Report on Form 10-K for
the year ended December 31, 2006.*

Accession Agreement between Ford Motor Company and
James D. Farley, Jr. as of October 9, 2007.**

Filed as Exhibit 10-W to our Annual Report on Form 10-K for the
year ended December 31, 2012.*

Form of James D. Farley, Jr. Agreement Amendment,
effective as of October 12, 2008.**

Filed as Exhibit 10-W-1 to our Annual Report on Form 10-K for
the year ended December 31, 2012.*

  Amended and Restated Credit Agreement dated as of
November 24, 2009.

  Filed as Exhibit 99.2 to our Current Report on Form 8-K filed
November 25, 2009.*

Filed as Exhibit 99.2 to our Current Report on Form 8-K filed
March 15, 2012.*

Filed as Exhibit 10 to our Quarterly Report on Form 10-Q for the
quarter ended March 31, 2013.*

Filed as Exhibit 10.1 to our Quarterly Report on Form 10-Q for
the quarter ended March 31, 2014.*

Filed as Exhibit 10.1 to our Current Report on Form 8-K filed
May 1, 2015.*

Seventh Amendment dated as of March 15, 2012 to our
Credit Agreement dated as of December 15, 2006, as
amended and restated as of November 24, 2009, and as
further amended.

Ninth Amendment dated as of April 30, 2013 to our Credit
Agreement dated as of December 15, 2006, as amended
and restated as of November 24, 2009, and as further
amended.

Tenth Amendment dated as of April 30, 2014 to our Credit
Agreement dated as of December 15, 2006, as amended
and restated as of November 24, 2009, and as further
amended.

Eleventh Amendment dated as of April 30, 2015 to our
Credit Agreement dated as of December 15, 2006, as
amended and restated as of November 24, 2009, as
amended and restated as of April 30, 2014, and as further
amended, including the Third Amended and Restated
Credit Agreement.

101

Designation

  Description

  Method of Filing

Exhibit 10-X-5

Exhibit 10-X-6

Exhibit 10-Y

Exhibit 10-Z

Exhibit 12

Exhibit 21

Exhibit 23

Exhibit 24

Exhibit 31.1

Exhibit 31.2

Exhibit 32.1

Exhibit 32.2

Twelfth Amendment dated as of April 29, 2016 to our Credit
Agreement dated as of December 15, 2006, as amended
and restated as of November 24, 2009, as amended and
restated as of April 30, 2014, and as further amended and
restated as of April 30, 2015.

Thirteenth Amendment dated as of April 28, 2017 to our
Credit Agreement dated as of December 15, 2006, as
amended and restated as of November 24, 2009, as
amended and restated as of April 30, 2014, and as further
amended and restated as of April 30, 2015.

  Loan Arrangement and Reimbursement Agreement
between Ford Motor Company and the U.S. Department of
Energy dated as of September 16, 2009.

  Note Purchase Agreement dated as of September 16, 2009
among the Federal Financing Bank, Ford Motor Company,
and the U.S. Secretary of Energy.

Filed as Exhibit 10 to our Current Report on Form 8-K filed
April 29, 2016.*

Filed as Exhibit 10 to our Current Report on Form 8-K filed
April 28, 2017.*

  Filed as Exhibit 10.1 to our Current Report on Form 8-K filed
September 22, 2009.*

  Filed as Exhibit 10.2 to our Current Report on Form 8-K filed
September 22, 2009.*

  Calculation of Ratio of Earnings to Fixed Charges.

  Filed with this Report.

  List of Subsidiaries of Ford as of January 31, 2018.

  Filed with this Report.

  Consent of Independent Registered Public Accounting
Firm.

  Powers of Attorney.

  Rule 15d-14(a) Certification of CEO.

  Rule 15d-14(a) Certification of CFO.

  Section 1350 Certification of CEO.

  Section 1350 Certification of CFO.

  Filed with this Report.

  Filed with this Report.

  Filed with this Report.

  Filed with this Report.

  Furnished with this Report.

  Furnished with this Report.

Exhibit 101.INS

  XBRL Instance Document.

Exhibit 101.SCH

  XBRL Taxonomy Extension Schema Document.

Exhibit 101.CAL

XBRL Taxonomy Extension Calculation Linkbase
Document.

Exhibit 101.LAB

  XBRL Taxonomy Extension Label Linkbase Document.

Exhibit 101.PRE

  XBRL Taxonomy Extension Presentation Linkbase

Document.

  ***

  ***

***

  ***

  ***

Exhibit 101.DEF

  XBRL Taxonomy Extension Definition Linkbase Document.

  ***

Incorporated by reference as an exhibit to this Report (file number reference 1-3950, unless otherwise indicated).

__________
* 
**  Management contract or compensatory plan or arrangement.
***  Submitted electronically with this Report in accordance with the provisions of Regulation S-T.

Instruments defining the rights of holders of certain issues of long-term debt of Ford and of certain consolidated 
subsidiaries and of any unconsolidated subsidiary, for which financial statements are required to be filed with this Report, 
have not been filed as exhibits to this Report because the authorized principal amount of any one of such issues does not 
exceed 10% of the total assets of Ford and our subsidiaries on a consolidated basis.  Ford agrees to furnish a copy of 
each of such instrument to the Securities and Exchange Commission upon request.

ITEM 16.  Form 10-K Summary.

None. 

102

 
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended, Ford has 

duly caused this Report to be signed on its behalf by the undersigned, thereunto duly authorized.

SIGNATURE

FORD MOTOR COMPANY

By:

/s/ John T. Lawler
John T. Lawler, Vice President and Controller
(principal accounting officer)

Date:

February 8, 2018

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, this Report has been signed 

below by the following persons on behalf of Ford and in the capacities on the date indicated:

Signature

Title

  Date

WILLIAM CLAY FORD, JR.*
William Clay Ford, Jr.

  Director, Chairman of the Board, Executive Chairman,
Chair of the Office of the Chairman and Chief Executive,
and Chair of the Finance Committee

  February 8, 2018

JAMES P. HACKETT*
James P. Hackett

  Director, President and Chief Executive Officer
  (principal executive officer)

  February 8, 2018

STEPHEN G. BUTLER*
Stephen G. Butler

  Director and Chair of the Audit Committee

  February 8, 2018

KIMBERLY A. CASIANO*
Kimberly A. Casiano

  Director

  February 8, 2018

ANTHONY F. EARLEY, JR.*
Anthony F. Earley, Jr.

  Director and Chair of the Compensation Committee

  February 8, 2018

EDSEL B. FORD II*
Edsel B. Ford II

  Director

  February 8, 2018

WILLIAM W. HELMAN IV*
William W. Helman IV

Director and Chair of the Sustainability and Innovation
Committee

  February 8, 2018

WILLIAM E. KENNARD*
William E. Kennard

JOHN C. LECHLEITER*
John C. Lechleiter

ELLEN R. MARRAM*
Ellen R. Marram

JOHN L. THORNTON*
John L. Thornton

Director and Chair of the Nominating and Governance
Committee

  February 8, 2018

Director

  Director

  Director

103

  February 8, 2018

  February 8, 2018

February 8, 2018

 
 
 
 
 
 
 
   
   
 
   
 
   
   
   
 
   
   
   
   
 
   
   
   
   
 
   
   
   
   
 
   
   
   
   
 
   
   
   
   
   
   
   
 
   
   
   
 
Signature

Title

  Date

JOHN B. VEIHMEYER*
John B. Veihmeyer

LYNN M. VOJVODICH*
Lynn M. Vojvodich

Director

Director

JOHN S. WEINBERG*
John S. Weinberg

  Director

February 8, 2018

February 8, 2018

February 8, 2018

BOB SHANKS*
Bob Shanks

  Executive Vice President and Chief Financial Officer
  (principal financial officer) 

  February 8, 2018

JOHN T. LAWLER*
John T. Lawler

  Vice President and Controller
  (principal accounting officer)

*By:  /s/ JONATHAN E. OSGOOD    

Jonathan E. Osgood
  Attorney-in-Fact

  February 8, 2018

  February 8, 2018

104

 
   
 
 
   
   
   
 
 
   
   
   
   
 
   
   
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105

Report of Independent Registered Public Accounting Firm

To the Board of Directors and Stockholders of
Ford Motor Company

Opinions on the Financial Statements and Internal Control over Financial Reporting

We have audited the accompanying consolidated balance sheets of Ford Motor Company and its subsidiaries 
(the “Company”) as of December 31, 2017 and 2016, and the related consolidated statements of income, comprehensive 
income, cash flows and equity for each of the three years in the period ended December 31, 2017, including the related 
notes and financial statement schedule listed in the index appearing under Item 15(a)(2) (collectively referred to as the 
“consolidated financial statements”).  We also have audited the Company’s internal control over financial reporting as of 
December 31, 2017, based on criteria established in Internal Control - Integrated Framework (2013) issued by the 
Committee of Sponsoring Organizations of the Treadway Commission (COSO).

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial 
position of the Company as of December 31, 2017 and 2016, and the results of its operations and its cash flows for each 
of the three years in the period ended December 31, 2017 in conformity with accounting principles generally accepted in 
the United States of America.  Also in our opinion, the Company maintained, in all material respects, effective internal 
control over financial reporting as of December 31, 2017, based on criteria established in Internal Control - Integrated 
Framework (2013) issued by the COSO. 

Basis for Opinions

The Company’s management is responsible for these consolidated financial statements, for maintaining effective internal 
control over financial reporting, and for its assessment of the effectiveness of internal control over financial reporting, 
included in Management’s Report on Internal Control over Financial Reporting appearing under Item 9A.  Our 
responsibility is to express opinions on the Company’s consolidated financial statements and on the Company's internal 
control over financial reporting based on our audits.  We are a public accounting firm registered with the Public Company 
Accounting Oversight Board (United States) (“PCAOB”) and are required to be independent with respect to the Company 
in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and 
Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB.  Those standards require that we plan and 
perform the audits to obtain reasonable assurance about whether the consolidated financial statements are free of 
material misstatement, whether due to error or fraud, and whether effective internal control over financial reporting was 
maintained in all material respects.  

Our audits of the consolidated financial statements included performing procedures to assess the risks of material 
misstatement of the consolidated financial statements, whether due to error or fraud, and performing procedures that 
respond to those risks.  Such procedures included examining, on a test basis, evidence regarding the amounts and 
disclosures in the consolidated financial statements.  Our audits also included evaluating the accounting principles used 
and significant estimates made by management, as well as evaluating the overall presentation of the consolidated 
financial statements.  Our audit of internal control over financial reporting included obtaining an understanding of internal 
control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the design 
and operating effectiveness of internal control based on the assessed risk.  Our audits also included performing such 
other procedures as we considered necessary in the circumstances.  We believe that our audits provide a reasonable 
basis for our opinions.

FS-1

Definition and Limitations of Internal Control over Financial Reporting

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the 
reliability of financial reporting and the preparation of financial statements for external purposes in accordance with 
generally accepted accounting principles.  A company’s internal control over financial reporting includes those policies and 
procedures that (i) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the 
transactions and dispositions of the assets of the company; (ii) provide reasonable assurance that transactions are 
recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting 
principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of 
management and directors of the company; and (iii) provide reasonable assurance regarding prevention or timely 
detection of unauthorized acquisition, use, or disposition of the company’s assets that could have a material effect on the 
financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements.  Also, 
projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become 
inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may 
deteriorate.

/s/ PricewaterhouseCoopers LLP

Detroit, Michigan
February 8, 2018 

We have served as the Company’s auditor since 1946.  

FS-2

FORD MOTOR COMPANY AND SUBSIDIARIES
CONSOLIDATED INCOME STATEMENT
(in millions, except per share amounts)

For the years ended December 31,

2015

2016

2017

Revenues

Automotive

Financial Services

Other

Total revenues (Note 4)

Costs and expenses

Cost of sales

Selling, administrative, and other expenses

Financial Services interest, operating, and other expenses

Total costs and expenses

Interest expense on Automotive debt

Non-Financial Services other income/(loss), net (Note 5)

Financial Services other income/(loss), net (Note 5)

Equity in net income of affiliated companies

Income before income taxes

Provision for/(Benefit from) income taxes (Note 7)

Net income

Less:  Income/(Loss) attributable to noncontrolling interests

$

140,566

$

141,546

$

8,992

—

149,558

124,446

10,763

7,368

142,577

773

1,854

372

1,818

10,252

2,881

7,371

(2)

10,253

1

151,800

126,183

10,972

8,904

146,059

894

(269)

438

1,780

6,796

2,189

4,607

11

Net income attributable to Ford Motor Company

$

7,373

$

4,596

$

EARNINGS PER SHARE ATTRIBUTABLE TO FORD MOTOR COMPANY COMMON AND CLASS B STOCK (Note 8)

Basic income

Diluted income

Cash dividends declared

$

$

1.86

1.84

0.60

$

1.16

1.15

0.85

CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME
(in millions)

145,653

11,113

10

156,776

131,332

11,527

9,104

151,963

1,133

3,060

207

1,201

8,148

520

7,628

26

7,602

1.91

1.90

0.65

Net income

Other comprehensive income/(loss), net of tax (Note 21)

Foreign currency translation

Marketable securities

Derivative instruments

Pension and other postretirement benefits

Total other comprehensive income/(loss), net of tax

Comprehensive income

Less:  Comprehensive income/(loss) attributable to noncontrolling interests

For the years ended December 31,

2015

2016

2017

$

7,371

$

4,607

$

7,628

(1,132)

(6)

227

(81)

(992)

6,379

(2)

(1,024)

(8)

219

56

(757)

3,850

10

314

(34)

(265)

37

52

7,680

24

7,656

Comprehensive income attributable to Ford Motor Company

$

6,381

$

3,840

$

The accompanying notes are part of the financial statements.

FS-3

 
 
 
 
 
 
 
FORD MOTOR COMPANY AND SUBSIDIARIES
CONSOLIDATED BALANCE SHEET
(in millions)

ASSETS
Cash and cash equivalents (Note 9)

Marketable securities (Note 9)

Financial Services finance receivables, net (Note 10)

Trade and other receivables, less allowances of $392 and $412

Inventories (Note 12)

Other assets

Total current assets

Financial Services finance receivables, net (Note 10)

Net investment in operating leases (Note 13)

Net property (Note 14)

Equity in net assets of affiliated companies (Note 15)

Deferred income taxes (Note 7)

Other assets

Total assets

LIABILITIES
Payables

Other liabilities and deferred revenue (Note 16)

Automotive debt payable within one year (Note 18)

Financial Services debt payable within one year (Note 18)

Total current liabilities

Other liabilities and deferred revenue (Note 16)

Automotive long-term debt (Note 18)

Financial Services long-term debt (Note 18)

Deferred income taxes (Note 7)

Total liabilities

Redeemable noncontrolling interest (Note 20)

EQUITY
Common Stock, par value $.01 per share (3,987 million shares issued of 6 billion authorized)

Class B Stock, par value $.01 per share (71 million shares issued of 530 million authorized)

Capital in excess of par value of stock

Retained earnings

Accumulated other comprehensive income/(loss) (Note 21)

Treasury stock

Total equity attributable to Ford Motor Company

Equity attributable to noncontrolling interests

Total equity

Total liabilities and equity

December 31,
2016

December 31,
2017

$

15,905

$

22,922

46,266

11,102

8,898

3,368

108,461

49,924

28,829

32,072

3,304

9,705

5,656

$

$

237,951

$

21,296

$

19,316

2,685

46,984

90,281

24,395

13,222

80,079

691

18,492

20,435

52,210

10,599

10,277

3,889
115,902

56,182

28,235

35,327

3,085

10,973

8,104
257,808

23,282

19,697

3,356

48,265

94,600

24,711

12,575

90,091
815

208,668

222,792

96

40
1

21,630

15,634
(7,013)
(1,122)
29,170

17
29,187

$

237,951

$

98

40
1

21,843

21,218
(6,959)
(1,253)
34,890

28

34,918
257,808

The following table includes assets to be used to settle liabilities of the consolidated variable interest entities (“VIEs”).  These assets and liabilities are 
included in the consolidated balance sheet above.  See Note 22 for additional information on our VIEs.

ASSETS
Cash and cash equivalents

Financial Services finance receivables, net

Net investment in operating leases

Other assets

LIABILITIES
Other liabilities and deferred revenue

Debt

The accompanying notes are part of the financial statements.

FS-4

December 31,
2016

December 31,
2017

$

$

3,047

$

50,857
11,761

25

5

$

3,479

56,250

11,503

64

2

43,730

46,437

 
 
 
 
 
 
 
 
 
FORD MOTOR COMPANY AND SUBSIDIARIES
CONSOLIDATED STATEMENT OF CASH FLOWS
(in millions)

For the years ended December 31,

2015

2016

2017

Cash flows from operating activities

Net income

Depreciation and tooling amortization

Other amortization

Provision for credit and insurance losses

Pension and other postretirement employee benefits (“OPEB”) expense/(income)

Equity investment (earnings)/losses in excess of dividends received

Foreign currency adjustments

Net (gain)/loss on changes in investments in affiliates

Stock compensation

Net change in wholesale and other receivables

Provision for deferred income taxes

Decrease/(Increase) in accounts receivable and other assets

Decrease/(Increase) in inventory

Increase/(Decrease) in accounts payable and accrued and other liabilities

Other

Net cash provided by/(used in) operating activities

Cash flows from investing activities

Capital spending

Acquisitions of finance receivables and operating leases

Collections of finance receivables and operating leases

Purchases of equity and debt securities

Sales and maturities of equity and debt securities

Settlements of derivatives

Other

$

7,371

$

4,607

$

7,993

(27)

418

512

(333)

710

(42)

199

(5,090)

2,120

(3,563)

(1,155)

7,758

(645)

16,226

(7,196)

(57,217)

38,130

(41,279)

40,766

134

500

9,023

(306)

672

2,667

(178)

283

(139)

210

(1,449)

1,478

(2,855)

(815)

6,595

57

19,850

(6,992)

(56,007)

38,834

(31,428)

29,354

825

62

7,628

9,122

(669)

717

(608)

240

(403)

(7)

246

(836)

(232)

(2,297)

(959)

6,089

65

18,096

(7,049)

(59,354)

44,641

(27,567)

29,898

100

(61)

Net cash provided by/(used in) investing activities

(26,162)

(25,352)

(19,392)

Cash flows from financing activities

Cash dividends

Purchases of common stock

Net changes in short-term debt

Proceeds from issuance of other debt

Principal payments on other debt

Other

Net cash provided by/(used in) financing activities

Effect of exchange rate changes on cash and cash equivalents

Net increase/(decrease) in cash and cash equivalents

Cash and cash equivalents at January 1

Net increase/(decrease) in cash and cash equivalents

Cash and cash equivalents at December 31

(2,380)

(129)

1,646

48,860

(33,358)

(373)

14,266

(815)

3,515

10,757

3,515

$

$

14,272

$

(3,376)

(145)

3,864

45,961

(38,797)

(107)

7,400

(265)

1,633

14,272

1,633

15,905

$

$

$

(2,584)

(131)

1,229

45,801

(40,770)

(151)

3,394

489

2,587

15,905

2,587

18,492

$

$

$

The accompanying notes are part of the financial statements.

FS-5

 
 
 
 
 
 
 
Balance at December 31, 2014
Net income
Other comprehensive income/(loss), net

of tax

Common stock issued (including share-

based compensation impacts)

Treasury stock/other 
Cash dividends declared
Balance at December 31, 2015

Balance at December 31, 2015
Net income
Other comprehensive income/(loss), net

of tax

Common stock issued (including share-

based compensation impacts)

Treasury stock/other 
Cash dividends declared
Balance at December 31, 2016

Balance at December 31, 2016
Adoption of accounting standards

(Note 3)

Net income

Other comprehensive income/(loss), net

of tax

Common stock issued (including share-

based compensation impacts)

Treasury stock/other 
Cash dividends declared
Balance at December 31, 2017

$

$

$

$

$

$

FORD MOTOR COMPANY AND SUBSIDIARIES
CONSOLIDATED STATEMENT OF EQUITY
(in millions)

Equity Attributable to Ford Motor Company

Capital
Stock

Cap. in
Excess 
of 
Par 
Value 
of 
Stock

$ 21,089
—

—

332

—
—
$ 21,421

$ 21,421
—

—

209

—
—
$ 21,630

Retained
Earnings/
(Accumulated
Deficit)

Accumulated
Other
Comprehensive
Income/(Loss)
(Note 21)

Treasury
Stock

Total

Equity
Attributable
to Non-
controlling 
Interests

Total
Equity

$

$

$

$

$

9,422
7,373

(5,265) $
—

(848) $ 24,438
7,373

—

$

27
(2)

$ 24,465
7,371

—

—

(1)
(2,380)
14,414

14,414
4,596

$

$

—

—

—
(3,376)
15,634

$

(992)

—

—

—

(992)

333

—
—
(6,257) $

(129)
—

(130)
(2,380)
(977) $ 28,642

(6,257) $
—

(977) $ 28,642
4,596

—

(756)

—

—

—

(756)

209

—
—

(145)
(3,376)
(7,013) $ (1,122) $ 29,170

(145)
—

—

—

(4)
(6)
15

15
11

(1)

—

(3)
(5)
17

(992)

333

(134)
(2,386)
$ 28,657

$ 28,657
4,607

(757)

209

(148)
(3,381)
$ 29,187

$

$

$

40
—

—

1

—
—
41

41
—

—

—

—
—
41

41

$ 21,630

$

15,634

$

(7,013) $ (1,122) $ 29,170

$

17

$ 29,187

—

—

—

—

—
—
41

6

—

—

207

—
—
$ 21,843

$

566

7,602

—

—

—
(2,584)
21,218

$

—

—

54

—

—

—

—

—

572

7,602

54

207

—
—

(131)
(2,584)
(6,959) $ (1,253) $ 34,890

(131)
—

—

26

(2)

—

(2)
(11)
28

572

7,628

52

207

(133)
(2,595)
$ 34,918

$

The accompanying notes are part of the financial statements.

FS-6

 
 
 
 
FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

Table of Contents

Footnote
Note 1
Note 2
Note 3
Note 4
Note 5
Note 6
Note 7
Note 8
Note 9
Note 10
Note 11
Note 12
Note 13
Note 14
Note 15
Note 16
Note 17
Note 18
Note 19
Note 20
Note 21
Note 22
Note 23
Note 24
Note 25

Presentation
Summary of Significant Accounting Policies
New Accounting Standards
Revenue
Other Income/(Loss)
Share-Based Employee Compensation
Income Taxes
Capital Stock and Earnings Per Share
Cash, Cash Equivalents, and Marketable Securities
Financial Services Finance Receivables
Financial Services Allowance for Credit Losses
Inventories
Net Investment in Operating Leases
Net Property and Lease Commitments
Equity in Net Assets of Affiliated Companies
Other Liabilities and Deferred Revenue
Retirement Benefits
Debt and Commitments
Derivative Financial Instruments and Hedging Activities
Redeemable Noncontrolling Interest
Accumulated Other Comprehensive Income/(Loss)
Variable Interest Entities
Commitments and Contingencies
Segment Information
Selected Quarterly Financial Data (unaudited)

Page
FS-8
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FS-13
FS-16
FS-18
FS-19
FS-20
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FS-25
FS-28
FS-32
FS-35
FS-35
FS-36
FS-38
FS-40
FS-40
FS-49
FS-54
FS-56
FS-57
FS-58
FS-59
FS-61
FS-63

FS-7

 
NOTE 1.  PRESENTATION 

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

For purposes of this report, “Ford,” the “Company,” “we,” “our,” “us,” or similar references mean Ford Motor Company, 

our consolidated subsidiaries, and our consolidated VIEs of which we are the primary beneficiary, unless the context 
requires otherwise.  We also make reference to Ford Motor Credit Company LLC, herein referenced to as Ford Credit. 
Our financial statements are presented in accordance with U.S. generally accepted accounting principles (“GAAP”).  

Certain Transactions Between Automotive Segment, Financial Services Segment, and All Other

Intersegment transactions occur in the ordinary course of business.  Additional detail regarding certain transactions 

and the effect on each segment at December 31 was as follows (in billions):

2016

Financial
Services

Automotive

All Other

Automotive

2017

Financial
Services

All Other

Trade and other receivables (a)

$

Unearned interest supplements and residual support (b)

Finance receivables and other (c) (d)

Net investment in operating leases (d)

Intersegment receivables/(payables)

$

(1.7)

6.1

(5.3)

0.7

0.9

1.7

$

5.8

(6.1)

1.9

—

$

— $

(2.7)

2.8

$

(0.1)

__________
(a)  Automotive receivables (generated primarily from vehicle and parts sales to third parties) sold to Ford Credit.  
(b)  Automotive segment pays amounts to Ford Credit at the point of retail financing or lease origination which represent interest supplements and 

residual support.

(c)  Primarily receivables with entities that are consolidated subsidiaries of Ford.  
(d)  Sale-leaseback agreement between Automotive and Financial Services relating primarily to vehicles that we lease to our employees.  Effective 

January 1, 2017, the financing Ford Credit provides under this agreement is reflected on our balance sheet in Finance receivables, net.  Previously, 
these amounts were reflected in Net investment in operating leases.  At December 31, 2017, these amounts are reflected in Finance Receivables 
and other described above.

NOTE 2.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

For each accounting topic that is addressed in its own note, the description of the accounting policy may be found in 

the related note.  Other significant accounting policies are described below.

Use of Estimates

The preparation of financial statements requires us to make estimates and assumptions that affect our results.  
Estimates are used to account for certain items such as marketing accruals, warranty costs, employee benefit programs, 
etc.  Estimates are based on assumptions that we believe are reasonable under the circumstances.  Due to the inherent 
uncertainty involved with estimates, actual results may differ.

Foreign Currency

We remeasure monetary assets and liabilities denominated in a currency that is different than a reporting entity’s 

functional currency from the transactional currency to the legal entity’s functional currency.  The effect of this 
remeasurement process and the results of our foreign currency hedging activities are reported in Cost of sales and 
Financial Services other income/(loss), net and were $(524) million, $307 million, and $307 million, for the years ended 
2015, 2016, and 2017, respectively.

Generally, our foreign subsidiaries use the local currency as their functional currency.  We translate the assets and 

liabilities of our foreign subsidiaries from their respective functional currencies to U.S. dollars using end-of-period 
exchange rates.  Changes in the carrying value of these assets and liabilities attributable to fluctuations in exchange rates 
are recognized in Foreign currency translation, a component of Other comprehensive income/(Ioss), net of tax.  Upon sale 
or upon complete or substantially complete liquidation of an investment in a foreign subsidiary, the amount of accumulated 
foreign currency translation related to the entity is reclassified to income and recognized as part of the gain or loss on the 
investment.

FS-8

 
 
 
 
 
 
 
 
 
 
NOTE 2.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

Restricted Cash

Cash and cash equivalents that are restricted as to withdrawal or use under the terms of certain contractual 
agreements are recorded in Other assets in the non-current assets section of our consolidated balance sheet.  Our 
Automotive segment restricted cash balances primarily include various escrow agreements related to legal, insurance, 
customs, and environmental matters.  Our Financial Services segment restricted cash balances primarily include cash 
held to meet certain local governmental and regulatory reserve requirements and cash held under the terms of certain 
contractual agreements.  All Other restricted cash balances primarily include cash held under the terms of certain 
contractual agreements.  Restricted cash does not include required minimum balances or cash securing debt issued 
through securitization transactions.  The balance at December 31, 2016 and 2017 was immaterial.

Trade Receivables

Trade and other receivables consists primarily of Automotive segment receivables from contracts with customers for 

the sale of vehicles, parts, and accessories.  Trade receivables initially are recorded at the transaction amount and are 
typically outstanding for less than 30 days.  Each reporting period, we evaluate the collectability of the receivables and 
record an allowance for doubtful accounts representing our estimate of the probable losses.  Additions to the allowance 
for doubtful accounts are made by recording charges to bad debt expense reported in Selling, administrative, and other 
expenses.

Net Intangible Assets and Goodwill

Indefinite-lived intangible assets and goodwill are not amortized, but are tested for impairment annually or more 
frequently if events or circumstances indicate the assets may be impaired.  Goodwill impairment testing is also performed 
following an allocation of goodwill to a business to be disposed.  We test for impairment by assessing qualitative factors to 
determine whether it is more likely than not that the fair value of the indefinite-lived intangible asset or the reporting unit 
allocated the goodwill is less than its carrying amount.  If the qualitative assessment indicates a possible impairment, the 
carrying value of the asset or reporting unit is compared with its fair value.  Fair value is measured relying primarily on the 
income approach by applying a discounted cash flow method.  For the periods presented, we have not recorded any 
impairments.  We capitalize and amortize our finite-lived intangible assets over their estimated useful lives.  

Intangible assets are comprised primarily of licensing and advertising agreements, land rights, patents, customer 

contracts, and technology.  The net carrying amount of our intangible assets was $198 million and $213 million at 
December 31, 2016 and 2017, respectively.

The net carrying amount of goodwill was $50 million and $75 million at December 31, 2016 and 2017, respectively.

The carrying amount of intangible assets and goodwill is reported in Other assets in the non-current asset section of 

our consolidated balance sheet.

Long-Lived Asset Impairment

We test long-lived asset groups for recoverability when changes in circumstances indicate the carrying value may not 

be recoverable.  Events that trigger a test for recoverability include material adverse changes in projected revenues and 
expenses, significant underperformance relative to historical and projected future operating results, significant negative 
industry or economic trends, and a significant adverse change in the manner in which an asset group is used or in its 
physical condition.  When a triggering event occurs, a test for recoverability is performed, comparing projected 
undiscounted future cash flows to the carrying value of the asset group.  If the test for recoverability identifies a possible 
impairment, the asset group’s fair value is measured relying primarily on a discounted cash flow method.  An impairment 
charge is recognized for the amount by which the carrying value of the asset group exceeds its estimated fair value.  
When an impairment loss is recognized for assets to be held and used, the adjusted carrying amount of those assets is 
depreciated over their remaining useful life.  For the periods presented, we have not recorded any impairments. 

FS-9

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 2.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

Fair Value Measurements

Cash equivalents, marketable securities, and derivative financial instruments are remeasured and presented on our 

financial statements on a recurring basis at fair value, while other assets and liabilities are measured at fair value on a 
nonrecurring basis.

In measuring fair value, we use various valuation methods and prioritize the use of observable inputs.  The use of 
observable and unobservable inputs and their significance in measuring fair value are reflected in our fair value hierarchy.

• 
• 

• 

Level 1 - inputs include quoted prices for identical instruments and are the most observable
Level 2 - inputs include quoted prices for similar instruments and observable inputs such as interest rates, 
currency exchange rates, and yield curves
Level 3 - inputs include data not observable in the market and reflect management judgment about the 
assumptions market participants would use in pricing the instruments

Transfers into and transfers out of the hierarchy levels are recognized as if they had taken place at the end of the 

reporting period.   

Valuation Method

Cash and Cash Equivalents.  Included in Cash and cash equivalents are highly liquid investments that are readily 

convertible to known amounts of cash and are subject to an insignificant risk of change in value due to interest rate, 
quoted price, or penalty on withdrawal.  A debt security is classified as a cash equivalent if it meets these criteria and if it 
has a remaining time to maturity of three months or less from the date of acquisition.  Amounts on deposit and available 
upon demand, or negotiated to provide for daily liquidity without penalty, are classified as Cash and cash equivalents.  
Time deposits, certificates of deposit, and money market accounts that meet the above criteria are reported at par value 
on our balance sheet.

Marketable Securities.  Investments in securities with a maturity date greater than three months at the date of 
purchase and other securities for which there is more than an insignificant risk of change in value due to interest rate, 
quoted price, or penalty on withdrawal are classified as Marketable securities.  We generally measure fair value using 
prices obtained from pricing services.  Pricing methods and inputs to valuation models used by the pricing services 
depend on the security type (i.e., asset class).  Where possible, fair values are generated using market inputs including 
quoted prices (the closing price in an exchange market), bid prices (the price at which a buyer stands ready to purchase), 
and other market information.  For fixed income securities that are not actively traded, the pricing services use alternative 
methods to determine fair value for the securities, including quotes for similar fixed-income securities, matrix pricing, 
discounted cash flow using benchmark curves, or other factors.  In certain cases, when market data are not available, we 
may use broker quotes to determine fair value.

An annual review is performed on the security prices received from our pricing services, which includes discussion 

and analysis of the inputs used by the pricing services to value our securities.  We also compare the price of certain 
securities sold close to the quarter end to the price of the same security at the balance sheet date to ensure the reported 
fair value is reasonable.   

Realized gains and losses and interest income on all of our marketable securities and unrealized gains and losses on 

securities not classified as available for sale are recorded in Non-Financial Services interest income and other income/
(loss), net and Financial Services other income/(loss), net.  Unrealized gains and losses on available for sale securities 
are recognized in Unrealized gains and losses on securities, a component of Other comprehensive income/(loss), net of 
tax.  Realized gains and losses and reclassifications of accumulated other comprehensive income into net income are 
measured using the specific identification method.  

On a quarterly basis, we review our available for sale securities for impairment.  If we conclude that any of these 
investments are impaired, we determine whether such impairment is other-than-temporary.  Factors we consider to make 
such determination include the duration and severity of the impairment, the reason for the decline in value, and the 
potential recovery period and our intent to sell.  If any impairment is considered other-than-temporary, we will write down 
the asset to its fair value and record the corresponding charge in Non-Financial Services interest income and other 
income/(loss), net.

FS-10

NOTE 2.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

Derivative Financial Instruments.  Our derivatives are over-the-counter customized derivative transactions and are not 

exchange traded.  We estimate the fair value of these instruments using industry-standard valuation models such as a 
discounted cash flow.  These models project future cash flows and discount the future amounts to a present value using 
market-based expectations for interest rates, foreign exchange rates, commodity prices, and the contractual terms of the 
derivative instruments.  The discount rate used is the relevant interbank deposit rate (e.g., LIBOR) plus an adjustment for 
non-performance risk.  The adjustment reflects the full credit default swap (“CDS”) spread applied to a net exposure, by 
counterparty, considering the master netting agreements and any posted collateral.  We use our counterparty’s CDS 
spread when we are in a net asset position and our own CDS spread when we are in a net liability position.  In certain 
cases, market data is not available and we use broker quotes and models (e.g., Black-Scholes) to determine fair value.  
This includes situations where there is lack of liquidity for a particular currency or commodity, or when the instrument is 
longer dated.  

Finance Receivables.  We measure finance receivables at fair value for purposes of disclosure (see Note 10) using 

internal valuation models.  These models project future cash flows of financing contracts based on scheduled contract 
payments (including principal and interest).  The projected cash flows are discounted to present value based on 
assumptions regarding credit losses, pre-payment speed, and applicable spreads to approximate current rates.  Our 
assumptions regarding pre-payment speed and credit losses are based on historical performance.  The fair value of 
finance receivables is categorized within Level 3 of the hierarchy.

On a nonrecurring basis, we also measure at fair value retail contracts greater than 120 days past due or deemed to 

be uncollectible, and individual dealer loans probable of foreclosure.  We use the fair value of collateral, adjusted for 
estimated costs to sell, to determine the fair value of our receivables.  The collateral for a retail receivable is the vehicle 
financed, and for dealer loans is real estate or other property.  

The fair value of collateral for retail receivables is calculated by multiplying the outstanding receivable balances by the 

average recovery value percentage.  The fair value of collateral for dealer loans is determined by reviewing various 
appraisals, which include total adjusted appraised value of land and improvements, alternate use appraised value, 
broker’s opinion of value, and purchase offers.  

Debt.  We measure debt at fair value for purposes of disclosure (see Note 18) using quoted prices for our own debt 
with approximately the same remaining maturities.  Where quoted prices are not available, we estimate fair value using 
discounted cash flows and market-based expectations for interest rates, credit risk, and the contractual terms of the debt 
instruments.  For certain short-term debt with an original maturity date of one year or less, we assume that book value is a 
reasonable approximation of the debt’s fair value.  The fair value of debt is categorized within Level 2 of the hierarchy.

Employee Separation Actions and Exit and Disposal Activities

We record costs associated with voluntary separations at the time of employee acceptance, unless the acceptance 

requires explicit approval by the Company.  We record costs associated with involuntary separation programs when 
management has approved the plan for separation, the affected employees are identified, and it is unlikely that actions 
required to complete the separation plan will change significantly.  When a plan of separation requires approval by or 
consultation with the relevant labor organization or government, the costs are recorded after the required approval or 
consultation process is complete.  Costs associated with benefits that are contingent on the employee continuing to 
provide service are accrued over the required service period.

Additionally, under certain labor agreements, we are required to pay transitional benefits to our employees who are 
idled.  For employees who are temporarily idled, we expense the benefits on an as-incurred basis.  For employees who 
are permanently idled, we expense all of the expected future benefit payments in the period when it is probable that the 
employees will be permanently idled.  Our accrual for these future benefit payments to permanently idled employees 
takes into account several factors:  the demographics of the population at each affected facility, redeployment alternatives, 
estimate of benefits to be paid, and recent experience relative to voluntary redeployments.

FS-11

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 2.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

Finance and Lease Incentives

We offer special financing and lease incentives to customers who choose to finance or lease Ford or Lincoln vehicles 

with Ford Credit.  The cost for these incentives is included in our estimate of variable consideration when the vehicle is 
sold to the dealer.  Ford Credit records a reduction to the finance receivable or reduces the cost of the vehicle operating 
lease when it records the underlying finance contract and we transfer to it the amount of the incentive on behalf of the 
dealer’s customer.  See Note 1 for additional information regarding transactions between Automotive and Financial 
Services.  The Financial Services segment recognized interest revenue of $1.3 billion, $1.6 billion, and $2 billion in 2015, 
2016, and 2017, respectively, and lower depreciation of $1.5 billion, $1.9 billion, and $2.1 billion in 2015, 2016, and 2017, 
respectively, associated with these incentives.  

Supplier Price Adjustments

We frequently negotiate price adjustments with our suppliers throughout a production cycle, even after receiving 
production material.  These price adjustments relate to changes in design specification or other commercial terms such as 
economics, productivity, and competitive pricing.  We recognize price adjustments when we reach final agreement with 
our suppliers.  In general, we avoid direct price changes in consideration of future business; however, when these occur, 
our policy is to defer the financial statement impact of any such price change given explicitly in consideration of future 
business where guaranteed volumes are specified.

Government Incentives

We receive incentives from U.S. and non-U.S. governmental entities in the form of tax rebates or credits, grants, and 

loans.  Government incentives are recorded in the financial statements in accordance with their purpose, either as a 
reduction of expense, a reduction of the cost of the capital investment, or other income.  The benefit is recorded when all 
conditions attached to the incentive have been met and there is reasonable assurance of receipt.  

Selected Other Costs

Engineering, research, and development expenses, primarily salaries, materials, and associated costs, are reported in 

Cost of sales; advertising costs are reported in Selling, administrative, and other expenses.  Engineering, research, and 
development costs are expensed as incurred when performed internally or when performed by a supplier if we guarantee 
reimbursement.  Advertising costs are expensed as incurred.  Engineering, research, development, and advertising 
expenses for the years ended December 31 were as follows (in billions):

Engineering, research, and development

Advertising

2015

2016

2017

$

$

6.7

4.3

$

7.3

4.3

8.0

4.1

FS-12

 
FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 3.  NEW ACCOUNTING STANDARDS 

Adoption of New Accounting Standards

Accounting Standards Update (“ASU”) 2016-09, Stock Compensation - Improvements to Employee Share-Based 
Payment Accounting.  On January 1, 2017, we adopted the amendments to accounting standards codification (“ASC”) 718 
which simplify accounting for share-based payment transactions.  Prior to this amendment, excess tax benefits resulting 
from the difference between the deduction for tax purposes and the compensation costs recognized for financial reporting 
were not recognized until the deduction reduced taxes payable.  Under the new method, we will recognize excess tax 
benefits in the current accounting period.  In addition, prior to January 1, 2017, the employee share-based compensation 
expense was recorded net of estimated forfeiture rates and subsequently adjusted at the vesting date, as appropriate.  As 
part of the amendment, we have elected to recognize the actual forfeitures by reducing the employee share-based 
compensation expense in the same period as the forfeitures occur.  We have adopted these changes in accounting 
method using the modified retrospective method by recognizing one-time adjustments to retained earnings for excess tax 
benefits previously unrecognized and the change in accounting for forfeited awards.  

ASU 2014-09, Revenue - Revenue from Contracts with Customers.  On January 1, 2017, we adopted the new 
accounting standard ASC 606, Revenue from Contracts with Customers and all the related amendments (“new revenue 
standard”) to all contracts using the modified retrospective method.  We recognized the cumulative effect of initially 
applying the new revenue standard as an adjustment to the opening balance of retained earnings.  The comparative 
information has not been restated and continues to be reported under the accounting standards in effect for those periods.  
We do not expect the adoption of the new revenue standard to have a material impact to our net income on an ongoing 
basis. 

A majority of our sales revenue continues to be recognized when products are shipped from our manufacturing 
facilities.  For certain vehicle sales where revenue was previously deferred, such as vehicles subject to a guaranteed 
resale value recognized as a lease and transactions in which a Ford-owned entity delivered vehicles, we now recognize 
revenue when vehicles are shipped in accordance with the new revenue standard.

The new revenue standard also provided additional clarity that resulted in reclassifications to or from Revenue, Cost 

of sales, and Financial Services other income/(loss), net.

The cumulative effect of the changes made to our consolidated January 1, 2017 balance sheet for the adoption of 
ASU 2016-09, Stock Compensation - Improvements to Employee Share-Based Payment Accounting and ASU 2014-09, 
Revenue - Revenue from Contracts with Customers were as follows (in millions):  

Balance sheet

Assets

Trade and other receivables

Inventories

Other assets, current

Net investment in operating leases

Deferred income taxes

Liabilities

Payables

Other liabilities and deferred revenue, current

Automotive debt payable within one year

Other liabilities and deferred revenue, non-current

Equity

Capital in excess of par value of stock

Retained earnings

Balance at
December 31, 
2016

Adjustments
Due to
ASU 2016-09

Adjustments 
Due to 
ASU 2014-09

Balance at
January 1, 
2017

$

11,102

$

— $

(17) $

8,898

3,368

28,829

9,705

21,296

19,316

2,685

24,395

21,630

15,634

—

—

—

536

—

—

—

—

6

530

(9)

307

(1,078)

(13)

262

(1,429)

326

(5)

—

36

11,085

8,889

3,675

27,751

10,228

21,558

17,887

3,011

24,390

21,636

16,200

FS-13

 
NOTE 3.  NEW ACCOUNTING STANDARDS (Continued)

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

As part of ASU 2016-09, we retrospectively reclassified cash paid to taxing authorities related to shares withheld for 

tax purposes from operating activities to financing activities on our consolidated statement of cash flows.  Cash paid to 
taxing authorities related to shares withheld for tax purposes was $56 million, $58 million, and $57 million, for the years 
ended 2015, 2016, and 2017, respectively.  This standard did not have a material impact on our 2017 consolidated income 
statement or December 31, 2017 consolidated balance sheet.  

In accordance with the new revenue standard requirements, the disclosure of the impact of adoption on our 

consolidated income statement and balance sheet was as follows (in millions):

Income statement

Revenues

Automotive

Financial Services

Costs and expenses

Cost of sales

Interest expense on Automotive debt

Non-Financial Services other income/(loss), net

Financial Services other income/(loss), net

Provision for/(Benefit from) income taxes

Net income

Balance sheet

Assets

Trade and other receivables

Other assets, current

Net investment in operating leases

Deferred income taxes

Liabilities

Payables

Other liabilities and deferred revenue, current

Automotive debt payable within one year

Other liabilities and deferred revenue, non-current

Deferred income taxes

Equity

Retained earnings

For the Year Ended December 31, 2017

As
Reported

Balances
Without
Adoption of
ASC 606

Effect of 
Change 
Higher/(Lower)

$

145,653

$

145,163

$

11,113

10,736

131,332

130,994

1,133

3,060

207

520

7,628

1,061

3,148

584

527

7,629

490

377

338

72

(88)

(377)

(7)

(1)

December 31, 2017

As
Reported

Balances
Without
Adoption of
ASC 606

Effect of 
Change 
Higher/(Lower)

$

10,599

$

10,642

$

3,889

28,235

10,973

23,282

19,697

3,356

24,711

815

3,538

29,021

10,979

22,999

20,879

2,971

24,716

815

(43)

351

(786)

(6)

283

(1,182)

385

(5)

—

21,218

21,183

35

FS-14

 
 
NOTE 3.  NEW ACCOUNTING STANDARDS (Continued)

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

ASU 2017-07, Retirement Benefits - Improving the Presentation of Net Periodic Pension Cost and Net Periodic 

Postretirement Benefit Cost.  On January 1, 2017, we adopted the amendments to ASC 715 that improve the presentation 
of net periodic pension and postretirement benefit costs.  We retrospectively adopted the presentation of service cost 
separate from the other components of net periodic costs.  The interest cost, expected return on assets, amortization of 
prior service costs, net remeasurement, and other costs have been reclassified from Cost of sales and Selling, 
administrative, and other expenses to Non-Financial Services other income/(loss), net.  We elected to apply the practical 
expedient which allows us to reclassify amounts disclosed previously in the retirement benefits note as the basis for 
applying retrospective presentation for comparative periods as it is impracticable to determine the disaggregation of the 
cost components for amounts capitalized and amortized in those periods.  On a prospective basis, the other components 
of net periodic benefit costs will not be included in amounts capitalized in inventory or property, plant, and equipment.

The effect of the retrospective presentation change related to the net periodic cost of our defined benefit pension and 
other postretirement employee benefits (“OPEB”) plans on our consolidated income statement was as follows (in millions):

For the Year Ended December 31, 2015

For the Year Ended December 31, 2016

As
Revised

Previously
Reported

Effect of 
Change 
Higher/
(Lower)

As
Revised

Previously
Reported

Effect of 
Change 
Higher/
(Lower)

Income statement

Cost of sales

$

124,446

$

124,041

$

Selling, administrative, and other expenses

Non-Financial Services other income/(loss), net

10,763

1,854

10,502

1,188

405

261

666

$

126,183

$

126,584

$

10,972

(269)

12,196

1,356

(401)

(1,224)

(1,625)

We also adopted the following standards during 2017, none of which had a material impact to our financial statements 

or financial statement disclosures:  

Standard

2017-05

Gains and Losses from the Derecognition of Nonfinancial Assets - Clarifying the Scope of Asset

Derecognition Guidance

Goodwill and Other - Simplifying the Test for Goodwill Impairment

Accounting Changes and Error Corrections and Investments - Equity Method and Joint Ventures

Business Combinations - Clarifying the Definition of a Business

Consolidation - Interests Held through Related Parties That Are under Common Control

Equity Method and Joint Ventures - Simplifying the Transition to the Equity Method of Accounting

Derivatives and Hedging - Contingent Put and Call Options in Debt Instruments

Derivatives and Hedging - Effect of Derivative Contract Novations on Existing Hedge Accounting

Relationships

2017-04

2017-03

2017-01

2016-17

2016-07

2016-06

2016-05

2016-04

2017-09

Extinguishments of Liabilities - Recognition of Breakage for Certain Prepaid Stored-Value Products

January 1, 2017

Stock Compensation - Scope of Modification Accounting

April 1, 2017

Effective Date

January 1, 2017

January 1, 2017

January 1, 2017

January 1, 2017

January 1, 2017

January 1, 2017

January 1, 2017

January 1, 2017

Accounting Standards Issued But Not Yet Adopted

The following represent the standards that will, or are expected to, result in a significant change in practice and/or 

have a significant financial impact to Ford.

ASU 2016-13, Credit Losses - Measurement of Credit Losses on Financial Instruments.  In June 2016, the Financial 

Accounting Standards Board (“FASB”) issued a new accounting standard which replaces the current incurred loss 
impairment method with a method that reflects expected credit losses.  The new standard is effective as of 
January 1, 2020, and early adoption is permitted as of January 1, 2019.  We will adopt the new credit loss guidance by 
recognizing the cumulative effect of initially applying the new standard as an adjustment to the opening balance of 
Retained earnings.  We anticipate adoption will increase the amount of expected credit losses reported in Financial 
Services finance receivables, net on our consolidated balance sheet and do not expect a material impact to our income 
statement.

FS-15

 
NOTE 3.  NEW ACCOUNTING STANDARDS (Continued)

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

ASU 2016-02, Leases.  In February 2016, the FASB issued a new accounting standard which provides guidance on 

the recognition, measurement, presentation, and disclosure of leases.  The new standard supersedes the present 
U.S. GAAP standard on leases and requires substantially all leases to be reported on the balance sheet as right-of-use 
assets and lease obligations.  We plan to adopt the new standard on its effective date of January 1, 2019.  We anticipate 
adoption of the standard will add between $1.5 billion and $2 billion in right-of-use assets and lease obligations to our 
balance sheet and will not significantly impact pre-tax profit.  We plan to elect the practical expedients upon transition that 
will retain the lease classification and initial direct costs for any leases that exist prior to adoption of the standard.  We will 
not reassess whether any contracts entered into prior to adoption are leases.  We are in the process of cataloging our 
existing lease contracts and implementing changes to our systems.

ASU 2017-12, Derivatives and Hedging.  In August 2017, the FASB issued a new accounting standard which aligns 
hedge accounting with risk management activities and simplifies the requirement to qualify for hedge accounting.  We will 
adopt the new standard effective January 1, 2018.  Adoption will require additional financial statement disclosures and 
may enable us to expand our risk management strategies.

ASU 2016-01, Financial Instruments - Recognition and Measurement of Financial Assets and Financial Liabilities.       

In January 2016, the FASB issued a new accounting standard that amends various aspects of the recognition, 
measurement, presentation, and disclosure of financial instruments. The new standard is effective January 1, 2018.  The 
most significant impact to our consolidated financial statements will relate to the recognition of the change in fair value of 
our equity investments without readily determinable values (often referred to as cost method investments).  The fair value 
of these investments will change when there is a change in the observable price for similar investments.

NOTE 4.  REVENUE 

The following table disaggregates our revenue by major source for the period ended December 31, 2017 (in millions):  

Vehicles, parts, and accessories

Used vehicles

Extended service contracts

Other revenue (a)

Revenues from sales and services

Leasing income

Financing income

Insurance income

Total revenues

Automotive

Financial
Services

All
Other

Consolidated

$

140,171

$

— $

— $

140,171

2,956

1,236

815

145,178

475

—

—

—

—

219

219

5,552

5,184

158

$

145,653

$

11,113

$

—

—

10

10

—

—

—

10

2,956

1,236

1,044

145,407

6,027

5,184

158

$

156,776

__________
(a)  Primarily includes commissions and vehicle-related design and testing services.

Revenue is recognized when obligations under the terms of a contract with our customer are satisfied; generally this 

occurs with the transfer of control of our vehicles, parts, accessories, or services.  Revenue is measured as the amount of 
consideration we expect to receive in exchange for transferring goods or providing services.  Sales, value add, and other 
taxes we collect concurrent with revenue-producing activities are excluded from revenue.  Incidental items that are 
immaterial in the context of the contract are recognized as expense.  The expected costs associated with our base 
warranties and field service actions continue to be recognized as expense when the products are sold (see Note 23).  We 
recognize revenue for vehicle service contracts that extend mechanical and maintenance coverages beyond our base 
warranties over the life of the contract.  We do not have any material significant payment terms as payment is received at 
or shortly after the point of sale. 

FS-16

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 4.  REVENUE (Continued)

Automotive Segment

Vehicles, Parts, and Accessories.  For the majority of vehicles, parts, and accessories, we transfer control and 

recognize a sale when we ship the product from our manufacturing facility to our customer (dealers and distributors).  We 
receive cash equal to the invoice price for most vehicle sales at the time of wholesale.  When the vehicle sale is financed 
by our wholly-owned subsidiary Ford Credit, the dealer pays Ford Credit when it sells the vehicle to the retail customer 
(see Note 10).  Payment terms on part sales to dealers, distributors, and retailers range from 30 to 120 days.  The amount 
of consideration we receive and revenue we recognize varies with changes in marketing incentives and returns we offer to 
our customers and their customers.  When we give our dealers the right to return eligible parts and accessories, we 
estimate the expected returns based on an analysis of historical experience.  We adjust our estimate of revenue at the 
earlier of when the most likely amount of consideration we expect to receive changes or when the consideration becomes 
fixed.  During 2017, we recognized a decrease to revenue of $372 million related to sales recognized in 2016.  

Depending on the terms of the arrangement, we may also defer the recognition of a portion of the consideration 
received because we have to satisfy a future obligation (e.g., free extended service contracts).  We use an observable 
price to determine the stand-alone selling price for separate performance obligations or a cost plus margin approach when 
one is not available.  We have elected to recognize the cost for freight and shipping when control over vehicles, parts, or 
accessories have transferred to the customer as an expense in Cost of sales.

We sell vehicles to daily rental companies and guarantee that we will pay them the difference between an agreed 

amount and the value they are able to realize upon resale.  At the time of transfer of vehicles to the daily rental 
companies, we record the probable amount we will pay under the guarantee to Other liabilities and deferred revenue.

Used Vehicles.  We sell used vehicles both at auction and through our consolidated dealerships.  Proceeds from the 
sale of these vehicles are recognized in Automotive revenues upon transfer of control of the vehicle to the customer and 
the related vehicle carrying value is recognized in Cost of sales.  

Extended Service Contracts.  We sell separately-priced service contracts that extend mechanical and maintenance 
coverages beyond our base warranty agreements to vehicle owners.  The separately priced service contracts range from 
12 to 120 months.  We receive payment at the inception of the contract and recognize revenue over the term of the 
agreement in proportion to the costs expected to be incurred in satisfying the obligations under the contract.  At 
January 1, 2017, $3.5 billion of unearned revenue associated with outstanding contracts was reported in Other Liabilities 
and deferred revenue, $1 billion of this was recognized as revenue during the year ended December 31, 2017.  At 
December 31, 2017, the unearned amount was $3.8 billion.  We expect to recognize approximately $1.1 billion of the 
unearned amount in 2018, $1 billion in 2019, and $1.7 billion thereafter.  We record a premium deficiency reserve to the 
extent we estimate the future costs associated with these contracts exceed the unrecognized revenue.  Amounts paid to 
dealers to obtain these contracts are deferred and recorded as Other assets.  These costs are amortized to expense 
consistent with how the related revenue is recognized.  We had a balance of $232 million in deferred costs as of 
December 31, 2017, and recognized $63 million of amortization during the year ended December 31, 2017.

Other Revenue.  Other revenue consists primarily of net commissions received for serving as the agent in facilitating 

the sale of a third party’s products or services to our customers and payments for vehicle-related design and testing 
services we perform for others.  We have applied the practical expedient to recognize Automotive revenues for vehicle-
related design and testing services over the two to three year term of these agreements in proportion to the amount we 
have the right to invoice.

Leasing Income.  We sell vehicles to daily rental companies with an obligation to repurchase the vehicles for a 
guaranteed amount, exercisable at the option of the customer.  The transactions are accounted for as operating leases.  
Upon the transfer of vehicles to the daily rental companies, we record proceeds received in Other liabilities and deferred 
revenue.  The difference between the proceeds received and the guaranteed repurchase amount is recorded in 
Automotive revenues over the term of the lease using a straight-line method.  The cost of the vehicle is recorded in Net 
investment in operating leases on our consolidated balance sheet and the difference between the cost of the vehicle and 
the estimated auction value is depreciated in Cost of sales over the term of the lease.  

FS-17

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 4.  REVENUE (Continued)

Financial Services Segment

Leasing Income.  Ford Credit offers leasing plans to retail consumers through Ford and Lincoln dealers who originate 

the leases.  Upon the purchase of a lease from the dealer, Ford Credit takes ownership of the vehicle and records an 
operating lease.  The retail consumer makes lease payments representing the difference between Ford Credit’s purchase 
price of the vehicle and the contractual residual value of the vehicle, plus lease fees that we recognize on a straight-line 
basis over the term of the lease agreement.  Depreciation and the gain or loss upon disposition of the vehicle is recorded 
in Financial Services interest, operating, and other expenses.

Financing Income.  Ford Credit originates and purchases finance installment contracts.  Financing income represents 

interest earned on the finance receivables (including direct financing leases).  Interest is recognized using the interest 
method, and includes the amortization of certain direct origination costs.  

Insurance Income.  Income from insurance contracts is recognized evenly over the term of the agreement.  Insurance 

commission revenue is recognized on a net basis at the time of sale of the third party’s product or service to our customer.  

NOTE 5.  OTHER INCOME/(LOSS) 

Non-Financial Services

The amounts included in Non-Financial Services other income/(loss), net for the years ended December 31 were as 

follows (in millions):

Net periodic pension and OPEB income/(cost), excluding service cost

$

Investment-related interest income

Interest income/(expense) on income taxes

Realized and unrealized gains/(losses) on cash equivalents and marketable securities

Gains/(Losses) on changes in investments in affiliates

Gains/(Losses) on extinguishment of debt

Royalty income

Other

Total

Financial Services

2015

2016

2017

666

233

—

46

42

1

666

200

$

(1,625) $

1,757

217

(5)

(9)

139

—

714

300

346

(3)

(22)

7

—

678

297

$

1,854

$

(269) $

3,060

The amounts included in Financial Services other income/(loss), net for the years ended December 31 were as 

follows (in millions):

Investment-related interest income

Interest income/(expense) on income taxes

Insurance premiums earned

Other

Total

2015

2016

2017

76

$

74

$

3

133

160

372

$

8

156

200

438

$

113

5

—

89

207

$

$

FS-18

 
 
FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 6.  SHARE-BASED EMPLOYEE COMPENSATION 

We issue to our employees restricted stock units (“RSUs”), which consist of time-based and performance-based 
awards.  RSUs provide the recipients with the right to shares of Common Stock following a specified performance period 
and/or vesting period.  Time-based awards generally have a vesting feature whereby one-third of each grant of RSUs 
vests after the first anniversary of the grant date, one-third after the second anniversary, and one-third after the third 
anniversary.  Performance-based RSUs vest at the end of the specified performance period, generally three years, 
assuming required metrics are met.  Performance-based RSUs have two components:  one based on Ford’s internal 
financial performance metrics, and the other based on Ford’s total shareholder return relative to total shareholder returns 
of an industrial and automotive peer group.  We issue new shares of Common Stock upon vesting of RSUs.  At the time of 
vest, RSU awards are net settled (shares are withheld to cover the employee tax obligation).

The fair value of both the time-based and the portion of the performance-based RSUs pertaining to internal 

performance metrics is determined using the closing price of our Common Stock.  The fair value of time-based RSUs is 
expensed over the shorter of the vesting period, using the graded vesting method, or the time period an employee 
becomes eligible to retain the award at retirement.  The fair value of performance-based RSUs is expensed when it is 
probable and estimable as measured against the performance metrics over the shorter of the performance or required 
service periods.  We have elected to recognize forfeitures as an adjustment to compensation expense for all RSUs in the 
same period as the forfeitures occur.  Expense is recorded in Selling, administrative, and other expenses.

Share-based compensation awards outstanding at December 31, 2017 consist of awards granted to employees under 

two Long-Term Incentive Plans (“LTIP”):  the 1998 LTIP and the 2008 LTIP.  No further grants may be made under the 
1998 LTIP.  Under the 2008 LTIP, the number of shares that may be granted in any year is limited to 2% of our issued and 
outstanding Common Stock as of December 31 of the prior calendar year.  Any unused portion is available for awards in 
later years.  The limit may be increased up to 3% in any year, with a corresponding reduction in shares available for 
grants in future years.  At December 31, 2017, the number of unused shares carried forward was 480 million shares.  

The performance-based RSUs granted in March 2016 and 2017 include a relative Total Shareholder Return (“TSR”) 

metric.  We estimate the fair value of the TSR component of the performance-based RSUs using a Monte Carlo 
simulation.  Inputs and assumptions used to calculate the fair value at grant date were as follows:

Fair value per stock award

Grant date stock price

Assumptions:

Ford’s stock price expected volatility (a)

Expected average volatility of peer companies (a)

Risk-free interest rate

Dividend yield

2016

2017

$

$

15.56

13.54

12.44

12.66

23.1%

26.4%

0.98%

4.43%

23.4%

26.0%

1.57%

4.74%

__________
(a)  Expected volatility based on three years of daily closing share price changes ending on the grant date.

During 2017, activity for RSUs was as follows (in millions, except for weighted average fair value):

Outstanding, beginning of year

Granted

Vested

Forfeited

Outstanding, end of year

RSUs expected to vest

Shares

Weighted-
Average Fair 
Value

$

33.4

23.8

(11.8)

(1.0)

44.4

44.4

14.49

12.37

14.87

13.11

13.32

N/A

The table above also includes shares awarded to non-employee directors.  At December 31, 2017, there were 

455,996 shares vested, but unissued.

FS-19

 
 
NOTE 6.  SHARE-BASED EMPLOYEE COMPENSATION (Continued)

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

Additional information about RSUs for the years ended December 31 was as follows (in millions, except for weighted 

average fair value):

Fair value of vested shares

Weighted average grant fair value (per unit)

Compensation cost (a)

2015

2016

2017

$

126

$

157

$

15.86

125

13.54

135

175

12.37

193

__________
(a)  Net of tax benefit of $65 million, $72 million, and $52 million in 2015, 2016, and 2017, respectively.

As of December 31, 2017, there was approximately $113 million in unrecognized compensation cost related to non-

vested RSUs.  This expense will be recognized over a weighted average period of 1.9 years.

Stock Options

As of December 31, 2017, all of our outstanding stock options are fully vested.  The last of our outstanding stock 
options will expire in July 2024, if not exercised sooner.  We measure the fair value of our stock options using the Black-
Scholes option-pricing model and record expense in Selling, administrative, and other expenses.

For the years ended December 31, 2016 and 2017, stock options outstanding were 35.5 million and 31.7 million, 

respectively, and stock options exercisable were 33.4 million and 31.7 million, respectively.  For the year ended 
December 31, 2017, the intrinsic value for vested stock options was $50.1 million.  The average remaining term for fully 
vested stock options was 3.8 years.  We received approximately $16.9 million in proceeds from the exercise of stock 
options in 2017.  An equivalent of approximately $42.3 million in new issues was used to settle exercised stock options. 

NOTE 7.  INCOME TAXES 

We recognize income tax-related penalties in the Provision for/(Benefit from) income taxes on our consolidated 
income statement.  We recognize income tax-related interest income and interest expense in Non-Financial Services 
interest income and other income/(loss), net and Financial Services other income/(loss), net on our consolidated income 
statement.

Valuation of Deferred Tax Assets and Liabilities

Deferred tax assets and liabilities are recognized based on the future tax consequences attributable to temporary 

differences that exist between the financial statement carrying value of assets and liabilities and their respective tax 
bases, and operating loss and tax credit carryforwards on a taxing jurisdiction basis.  We measure deferred tax assets 
and liabilities using enacted tax rates that will apply in the years in which we expect the temporary differences to be 
recovered or paid.

Our accounting for deferred tax consequences represents our best estimate of the likely future tax consequences of 
events that have been recognized on our financial statements or tax returns and their future probability.  In assessing the 
need for a valuation allowance, we consider both positive and negative evidence related to the likelihood of realization of 
the deferred tax assets.  If, based on the weight of available evidence, it is more likely than not that the deferred tax 
assets will not be realized, we record a valuation allowance.

FS-20

 
FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 7.  INCOME TAXES (Continued)

Components of Income Taxes

Components of income taxes excluding cumulative effects of changes in accounting principles, other comprehensive 

income, and equity in net results of affiliated companies accounted for after-tax, for the years ended December 31 were 
as follows:

2015

2016

2017

Income before income taxes (in millions)

U.S.

Non-U.S.

Total

Provision for/(Benefit from) income taxes (in millions)

Current

Federal

Non-U.S.

State and local

Total current

Deferred

Federal

Non-U.S.

State and local

Total deferred

Total

Reconciliation of effective tax rate

U.S. statutory rate

Non-U.S. tax rates under U.S. rates

State and local income taxes

General business credits

Dispositions and restructurings

U.S. tax on non-U.S. earnings

Prior year settlements and claims

Tax-exempt income

Enacted change in tax laws

Valuation allowances

Other

Effective rate

$

$

$

$

5,374

4,878

10,252

75

572

17

664

1,494

472

251

2,217

2,881

$

$

$

$

5,266

1,530

6,796

$

$

(122)

$

630

12

520

1,323

121

225

1,669

2,189

$

35.0%

35.0%

(2.7)

1.7

(3.0)

0.4

(3.0)

(0.4)

(2.0)

0.1

3.6

(1.6)

28.1%

(1.0)

2.3

(3.1)

7.4

(5.6)

—

(0.9)

(4.2)

2.7

(0.4)

4,850

3,298

8,148

(125)

868

85

828

(1,096)

593

195

(308)

520

35.0%

(4.9)

2.2

(3.6)

(11.7)

(7.0)

(0.2)

—

(6.7)

5.6

(2.3)

32.2%

6.4%

On December 22, 2017, the Tax Cuts and Jobs Act (H.R. 1) was signed into law.  This act includes, among other 
items, a permanent reduction to the U.S. corporate income tax rate from 35% to 21% effective January 1, 2018, and 
requires immediate taxation of accumulated, unremitted non-U.S. earnings.  As a result, at December 31, 2017, we 
recognized a tax benefit of $617 million from revaluing U.S. net deferred tax liabilities and tax expense of $219 million to 
record U.S. tax on unremitted non-U.S. earnings.

Our 2016 tax provision includes a $300 million benefit for the recognition of deferred taxes resulting from a 2016 

change in U.S. tax law related to the taxation of foreign currency gains and losses for our non-U.S. branch operations.

At December 31, 2017, $5.9 billion of non-U.S. earnings are considered indefinitely reinvested in operations outside 

the United States, for which deferred taxes have not been provided.  Repatriation of these earnings in their entirety would 
result in incremental tax liability of about $100 million. 

FS-21

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 7.  INCOME TAXES (Continued)

Components of Deferred Tax Assets and Liabilities

The components of deferred tax assets and liabilities at December 31 were as follows (in millions):

2016

2017

Deferred tax assets

Employee benefit plans

Net operating loss carryforwards

Tax credit carryforwards

Research expenditures

Dealer and dealers’ customer allowances and claims

Other foreign deferred tax assets

All other

Total gross deferred tax assets

Less:  valuation allowances

Total net deferred tax assets

Deferred tax liabilities

Leasing transactions

Deferred income

Depreciation and amortization (excluding leasing transactions)

Finance receivables

Other foreign deferred tax liabilities

All other

Total deferred tax liabilities

Net deferred tax assets/(liabilities)

$

6,870

$

1,764

5,860

1,469

2,500

28

2,289

20,780

(909)

19,871

4,523

807

3,175

593

371

1,388

10,857

$

9,014

$

5,293

2,235

9,122

577

1,442

430

1,591

20,690

(1,492)

19,198

4,049

253

2,646

523

842

727

9,040

10,158

At December 31, 2017, we have a valuation allowance of $1.5 billion primarily related to deferred tax assets in various 

non-U.S. operations.

Deferred tax assets for net operating losses and other temporary differences related to certain non-U.S. operations 
have not been recorded as a result of elections to tax these operations simultaneously in U.S. tax returns.  Reversal of 
these elections would result in the recognition of $8.3 billion of deferred tax assets, subject to valuation allowance testing. 

Operating loss carryforwards for tax purposes were $6.1 billion at December 31, 2017, resulting in a deferred tax 
asset of $2.2 billion.  There is no expiration date for $4.5 billion of these losses.  A substantial portion of the remaining 
losses will expire beyond 2021.  Tax credits available to offset future tax liabilities are $9.1 billion.  A substantial portion of 
these credits have a remaining carryforward period of five years or more.  Tax benefits of operating loss and tax credit 
carryforwards are evaluated on an ongoing basis, including a review of historical and projected future operating results, 
the eligible carryforward period, and available tax planning strategies.

FS-22

 
 
 
 
 
FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 7.  INCOME TAXES (Continued)

Other

A reconciliation of the beginning and ending amount of unrecognized tax benefits for the years ended December 31 

were as follows (in millions):

Beginning balance

Increase – tax positions in prior periods

Increase – tax positions in current period

Decrease – tax positions in prior periods

Settlements

Lapse of statute of limitations

Foreign currency translation adjustment

Ending balance

2016

2017

$

1,601

$

1,586

12

69

(67)

(23)

(3)

(3)

716

44

(22)

(263)

(10)

12

$

1,586

$

2,063

The amount of unrecognized tax benefits that would affect the effective tax rate if recognized were $1.5 billion and 

$2 billion at December 31, 2016 and 2017, respectively. 

Examinations by tax authorities have been completed through 2004 in Germany, 2008 in Canada, 2011 in the United 
States, and 2014 in China and the United Kingdom.  Although examinations have been completed in these jurisdictions, 
limited transfer pricing disputes exist for years dating back to 2005.

Net interest income on income taxes was $3 million, $3 million, and $2 million for the years ended 

December 31, 2015, 2016, and 2017, respectively.  These were reported in Non-Financial Services other income/(loss), 
net and Financial Services other income/(loss), net in our consolidated income statement.  Net payables for tax related 
interest were $67 million and $70 million as of December 31, 2016 and 2017, respectively. 

We paid income taxes of $585 million, $740 million, and $586 million in 2015, 2016, and 2017, respectively. 

NOTE 8.  CAPITAL STOCK AND EARNINGS PER SHARE 

All general voting power is vested in the holders of Common Stock and Class B Stock.  Holders of our Common Stock 
have 60% of the general voting power and holders of our Class B Stock are entitled to such number of votes per share as 
will give them the remaining 40%.  Shares of Common Stock and Class B Stock share equally in dividends when and as 
paid, with stock dividends payable in shares of stock of the class held.  

If liquidated, each share of Common Stock is entitled to the first $0.50 available for distribution to holders of Common 

Stock and Class B Stock, each share of Class B Stock is entitled to the next $1.00 so available, each share of Common 
Stock is entitled to the next $0.50 so available, and each share of Common and Class B Stock is entitled to an equal 
amount thereafter.  

We present both basic and diluted earnings per share (“EPS”) amounts in our financial reporting.  Basic EPS excludes 

dilution and is computed by dividing income available to Common and Class B Stock holders by the weighted-average 
number of Common and Class B Stock outstanding for the period.  Diluted EPS reflects the maximum potential dilution 
that could occur from our share-based compensation, including “in-the-money” stock options and unvested RSUs.  
Potential dilutive shares are excluded from the calculation if they have an anti-dilutive effect in the period.

FS-23

 
FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 8.  CAPITAL STOCK AND EARNINGS PER SHARE (Continued)

Earnings Per Share Attributable to Ford Motor Company Common and Class B Stock

Basic and diluted income per share were calculated using the following (in millions):

Basic and Diluted Income Attributable to Ford Motor Company

Basic income

Diluted income

Basic and Diluted Shares

Basic shares (average shares outstanding)

Net dilutive options and unvested restricted stock units

Diluted shares

2015

2016

2017

$

7,373

$

4,596

$

7,373

4,596

3,969

33

4,002

3,973

26

3,999

7,602

7,602

3,975

23

3,998

FS-24

 
 
 
 
 
NOTE 9.  CASH, CASH EQUIVALENTS, AND MARKETABLE SECURITIES 

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

The fair values of cash, cash equivalents, and marketable securities measured at fair value on a recurring basis on 

our balance sheet were as follows (in millions):

Cash and cash equivalents

U.S. government

U.S. government agencies

Non-U.S. government and agencies

Corporate debt

Total marketable securities classified as cash

equivalents

Cash, time deposits, and money market funds

Total cash and cash equivalents

Marketable securities

U.S. government

U.S. government agencies

Non-U.S. government and agencies

Corporate debt

Equities

Other marketable securities

Total marketable securities

Cash and cash equivalents

U.S. government

U.S. government agencies

Non-U.S. government and agencies

Corporate debt

Total marketable securities classified as cash

equivalents

Cash, time deposits, and money market funds

Total cash and cash equivalents

Marketable securities

U.S. government

U.S. government agencies

Non-U.S. government and agencies

Corporate debt

Equities

Other marketable securities

Total marketable securities

Fair Value
 Level

Automotive

December 31, 2016

Financial
Services

All
Other

Consolidated

1

2

2

2

1

2

2

2

1

2

$

888

$

924

$

— $

1,812

$

$

—

200

100

1,188

6,632

—

142

—

1,066

7,011

7,820

$

8,077

$

—

—

—

—

8

8

$

8,099

$

1,634

$

— $

2,244

4,751

4,329

165

54

505

632

475

—

34

—

—

—

—

—

—

342

100

2,254

13,651

15,905

9,733

2,749

5,383

4,804

165

88

$

19,642

$

3,280

$

— $

22,922

Fair Value
 Level

Automotive

December 31, 2017

Financial
Services

All
Other

Consolidated

$

$

$

1

2

2

2

1

2

2

2

1

2

$

— $

— $

913

433

—

55

1,401

7,529

300

703

25

1,028

8,530

8,930

$

9,558

$

—

—

—

—

4

4

$

5,580

$

2,484

5,270

4,031

138

51

966

384

660

848

—

23

$

— $

—

—

—

—

—

913

733

703

80

2,429

16,063

18,492

6,546

2,868

5,930

4,879

138

74

$

17,554

$

2,881

$

— $

20,435

FS-25

 
 
 
 
 
 
 
NOTE 9.  CASH, CASH EQUIVALENTS, AND MARKETABLE SECURITIES (Continued)

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

The cash equivalents and marketable securities accounted for as available-for-sale (“AFS”) securities on our balance 

sheet were as follows (in millions):

December 31, 2016

Fair Value of Securities with
Contractual Maturities

Amortized
Cost

Gross
Unrealized
Gains

Gross
Unrealized
Losses

Fair Value

Within 1 Year

After 1 Year
through 5
Years

After 5 Years
through 10
Years

Automotive

U.S. government

U.S. government agencies

Non-U.S. government and agencies

Corporate debt

Other marketable securities

$

3,703

$

308
1,443

1,079

—

Total

$

6,533

$

2

—

1

—

—

3

$

(14) $
(2)
(11)
—

—

3,691

$

306

1,433

1,079

—

727

—
148

1,031

—

$

2,776

$

188

306

1,285

48

—

—

—

—

—

$

(27) $

6,509

$

1,906

$

4,415

$

188

December 31, 2017

Fair Value of Securities with
Contractual Maturities

Amortized
Cost

Gross
Unrealized
Gains

Gross
Unrealized
Losses

Fair Value

Within 1 Year

After 1 Year
through 5
Years

After 5 Years
through 10
Years

Automotive

U.S. government

U.S. government agencies

Non-U.S. government and agencies

Corporate debt

Other marketable securities

Total

$

3,669

$

— $

1,915

4,021

1,716

17

$

11,338

$

—

—

1

—

1

$

(18) $
(15)
(28)
(8)

—
(69) $

3,651

$

1,900

3,993

1,709

17
11,270

$

1,377
265

197

194

—

$

2,033

$

2,274

1,620

3,771

1,509

16
9,190

$

$

—

15

25
6

1

47

Sales proceeds and gross realized gains/(losses) from the sale of AFS securities prior to maturity, recorded in the 

income statement for the years ended December 31 were as follows (in millions):

Automotive

Sales proceeds

Gross realized gains

Gross realized losses

2015

2016

2017

$

$

1

—

—

$

69
1

—

3,315
3

(8)

FS-26

 
 
 
NOTE 9.  CASH, CASH EQUIVALENTS, AND MARKETABLE SECURITIES (Continued)

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

The present fair values and gross unrealized losses for cash equivalents and marketable securities accounted for as 

AFS securities that were in an unrealized loss position, aggregated by investment category and the length of time that 
individual securities have been in a continuous loss position were as follows (in millions):

Automotive

U.S. government

U.S. government agencies

Non-U.S. government and agencies

Corporate debt

Total

Automotive

U.S. government

U.S. government agencies

Non-U.S. government and agencies

Corporate debt

Total

$

$

$

$

December 31, 2016

Less than 1 year

1 Year or Greater

Total

Fair Value

Unrealized
Losses

Fair Value

Unrealized
Losses

Fair Value

Unrealized
Losses

1,474

$

261
1,137

—

2,872

$

(14) $
(2)
(11)
—

(27) $

— $

— $

1,474

$

—

—

—

—

—

—

261

1,137

—

— $

— $

2,872

$

(14)

(2)

(11)

—

(27)

Less than 1 year

December 31, 2017

1 Year or Greater

Total

Fair Value

Unrealized
Losses

Fair Value

Unrealized
Losses

Fair Value

Unrealized
Losses

2,382

$

1,625

3,148

1,396

8,551

$

(9) $

(12)
(20)
(8)
(49) $

903

260

510

—

1,673

$

$

(9) $

(3)

(8)

—
(20) $

$

3,285

1,885

3,658

1,396

10,224

$

(18)

(15)

(28)

(8)

(69)

We determine other-than-temporary impairments on cash equivalents and marketable securities using a specific 

identification method.  During the years ended December 31, 2016 and 2017, we did not recognize any other-than-
temporary impairment loss.

Other Securities

Investments in entities that we do not control and over which we do not have the ability to exercise significant 

influence are recorded at cost and reported in Other assets in the non-current assets section of our consolidated balance 
sheet.  These cost method investments were $219 million and $363 million at December 31, 2016 and 2017, respectively.

FS-27

 
 
 
 
 
 
NOTE 10.  FINANCIAL SERVICES FINANCE RECEIVABLES 

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

Our Financial Services segment, primarily Ford Credit, manages finance receivables as “consumer” and “non-

consumer” portfolios.  The receivables are generally secured by the vehicles, inventory, or other property being financed.

Finance receivables are recorded at time of origination or purchase at fair value and are subsequently reported at 

amortized cost, net of any allowance for credit losses. 

Consumer Portfolio.  Receivables in this portfolio include products offered to individuals and businesses that finance 
the acquisition of Ford and Lincoln vehicles from dealers for personal or commercial use.  Retail financing includes retail 
installment contracts for new and used vehicles and direct financing leases with retail customers, government entities, 
daily rental companies, and fleet customers.

Non-Consumer Portfolio.  Receivables in this portfolio include products offered to automotive dealers.  Dealer 
financing includes wholesale loans to dealers to finance the purchase of vehicle inventory, also known as floorplan 
financing, as well as loans to dealers to finance working capital and improvements to dealership facilities, finance the 
purchase of dealership real estate, and finance other dealer programs.  Wholesale financing is approximately 92% of our 
dealer financing.

Finance receivables, net at December 31 were as follows (in millions):

2016

2017

Consumer

Retail financing, gross

Unearned interest supplements

Consumer finance receivables

Non-Consumer

Dealer financing

Non-Consumer finance receivables

Total recorded investment

Recorded investment in finance receivables

Allowance for credit losses

Finance receivables, net

Current portion

Non-current portion

Finance receivables, net

Net finance receivables subject to fair value (a)

Fair value

$

68,121

$

(2,783)

65,338

31,336

31,336

96,674

96,674

(484)

$

$

78,331

(3,280)

75,051

33,938

33,938

108,989

108,989

(597)

96,190

$

108,392

46,266

$

49,924

96,190

$

94,066

$

94,785

52,210

56,182

108,392

105,106

104,521

$

$

$

$

$

$

__________
(a)  At December 31, 2016 and 2017, Finance receivables, net includes $2.1 billion and $3.3 billion, respectively, of direct financing leases that are not 

subject to fair value disclosure requirements.  The fair value of finance receivables is categorized within Level 3 of the fair value hierarchy. 

Excluded from finance receivables at December 31, 2016 and 2017, was $223 million and $240 million, respectively, 

of accrued uncollected interest, which is reported as Other assets in the current assets section of our consolidated 
balance sheet.  

FS-28

 
 
 
 
 
NOTE 10.  FINANCIAL SERVICES FINANCE RECEIVABLES (Continued)

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

Included in the recorded investment in finance receivables at December 31, 2016 and 2017 were consumer 

receivables of $32.5 billion and $38.9 billion, respectively, and non-consumer receivables of $26 billion and $24.5 billion, 
respectively, that have been sold for legal purposes in securitization transactions but continue to be reported in our 
consolidated financial statements.  The receivables are available only for payment of the debt issued by, and other 
obligations of, the securitization entities that are parties to those securitization transactions; they are not available to pay 
the other obligations or the claims of Ford Credit’s other creditors.  Ford Credit holds the right to receive the excess cash 
flows not needed to pay the debt issued by, and other obligations of, the securitization entities that are parties to those 
securitization transactions (see Note 22).

Contractual maturities of total finance receivables outstanding at December 31, 2017 reflect contractual repayments 

due from customers or borrowers as follows (in millions):

Consumer

Retail financing, gross (a)

Non-Consumer

Dealer financing

Total finance receivables

$

$

Due in Year Ending December 31,

2018

2019

2020

Thereafter

Total

22,902

$

20,380

$

16,162

$

18,887

$

78,331

30,498

1,941

185

1,314

53,400

$

22,321

$

16,347

$

20,201

$

33,938

112,269

__________
(a)  Contractual maturities of retail financing, gross include $436 million of estimated unguaranteed residual values related to direct financing leases.

Our finance receivables are generally pre-payable without penalty, so prepayments may cause actual maturities to 
differ from contractual maturities.  For wholesale receivables, which are included in dealer financing, maturities stated 
above are estimated based on historical trends, as maturities on outstanding amounts are scheduled upon the sale of the 
underlying vehicle by the dealer.

Aging 

For all finance receivables, we define “past due” as any payment, including principal and interest, that is at least 
31 days past the contractual due date.  The recorded investment of consumer receivables greater than 90 days past due 
and still accruing interest was $21 million and $24 million at December 31, 2016 and 2017, respectively.  The recorded 
investment of non-consumer receivables greater than 90 days past due and still accruing interest was de minimis and 
$1 million at December 31, 2016 and 2017, respectively. 

The aging analysis of our finance receivables balances at December 31 was as follows (in millions): 

Consumer

31-60 days past due

61-90 days past due

91-120 days past due

Greater than 120 days past due

Total past due

Current

Consumer finance receivables

Non-Consumer

Total past due

Current

Non-Consumer finance receivables

Total recorded investment

FS-29

$

2016

2017

$

760

114

34

39

947

64,391

65,338

107

31,229

31,336

748

113

36

37

934

74,117

75,051

122

33,816

33,938

$

96,674

$

108,989

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 10.  FINANCIAL SERVICES FINANCE RECEIVABLES (Continued)

Credit Quality

Consumer Portfolio.  When originating all classes of consumer receivables (i.e., retail and lease products), we use a 

proprietary scoring system that measures credit quality using information in the credit application, proposed contract 
terms, credit bureau data, and other information.  After a proprietary risk score is generated, we decide whether to 
originate a contract using a decision process based on a judgmental evaluation of the applicant, the credit application, the 
proposed contract terms, credit bureau information (e.g., FICO score), proprietary risk score, and other information.  Our 
evaluation emphasizes the applicant’s ability to pay and creditworthiness focusing on payment, affordability, applicant 
credit history, and stability as key considerations.  

After origination, we review the credit quality of retail financing based on customer payment activity.  As each 

customer develops a payment history, we use an internally developed behavioral scoring model to assist in determining 
the best collection strategies, which allows us to focus collection activity on higher-risk accounts.  These models are used 
to refine our risk-based staffing model to ensure collection resources are aligned with portfolio risk. Based on data from 
this scoring model, contracts are categorized by collection risk.  Our collection models evaluate several factors, including 
origination characteristics, updated credit bureau data, and payment patterns.

Credit quality ratings for consumer receivables are based on aging.  Refer to the aging table above.

Consumer receivables credit quality ratings are as follows:

•  Pass – current to 60 days past due; 
•  Special Mention – 61 to 120 days past due and in intensified collection status; and
•  Substandard – greater than 120 days past due and for which the uncollectible portion of the receivables has 

already been charged off, as measured using the fair value of collateral less costs to sell.

Non-Consumer Portfolio.  We extend credit to dealers primarily in the form of lines of credit to purchase new Ford and 

Lincoln vehicles as well as used vehicles.  Payment is required when the dealer has sold the vehicle.  Each non-
consumer lending request is evaluated by considering the borrower’s financial condition and the underlying collateral 
securing the loan.  We use a proprietary model to assign each dealer a risk rating.  This model uses historical dealer 
performance data to identify key factors about a dealer that we consider most significant in predicting a dealer’s ability to 
meet its financial obligations.  We also consider numerous other financial and qualitative factors of the dealer’s 
operations, including capitalization and leverage, liquidity and cash flow, profitability, and credit history with ourselves and 
other creditors.

Dealers are assigned to one of four groups according to risk ratings as follows:

•  Group I – strong to superior financial metrics;
•  Group II – fair to favorable financial metrics;
•  Group III – marginal to weak financial metrics; and
•  Group IV – poor financial metrics, including dealers classified as uncollectible.

We generally suspend credit lines and extend no further funding to dealers classified in Group IV.

We regularly review our model to confirm the continued business significance and statistical predictability of the 

factors and update the model to incorporate new information that improves its statistical predictability.  In addition, we 
regularly audit dealer inventory and dealer sales records to verify that the dealer is in possession of the financed vehicles 
and is promptly paying each receivable following the sale of the financed vehicle.  The frequency of on-site vehicle 
inventory audits depends on factors such as the dealer’s risk rating and our security position.  Under our policies, on-site 
vehicle inventory audits of low-risk dealers are conducted only as circumstances warrant.  Audits of higher-risk dealers are 
conducted with increased frequency based on risk ratings and our security position.  We perform a credit review of each 
dealer at least annually and adjust the dealer’s risk rating, if necessary.

The credit quality of dealer financing receivables is evaluated based on our internal dealer risk rating analysis.  A 

dealer has the same risk rating for its entire dealer financing regardless of the type of financing.  

FS-30

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 10.  FINANCIAL SERVICES FINANCE RECEIVABLES (Continued)

The credit quality analysis of our dealer financing receivables at December 31 was as follows (in millions):

Dealer Financing

Group I

Group II

Group III

Group IV

Total recorded investment

2016

2017

$

$

24,315

$

26,252

5,552

1,376

93

5,908

1,640

138

31,336

$

33,938

Impaired Receivables.  Impaired consumer receivables include accounts that have been rewritten or modified in 
reorganization proceedings pursuant to the U.S. Bankruptcy Code that are considered to be Troubled Debt Restructurings 
(“TDRs”), as well as all accounts greater than 120 days past due.  Impaired non-consumer receivables represent 
accounts with dealers that have weak or poor financial metrics or dealer financing that has been modified in TDRs.  The 
recorded investment of consumer receivables that were impaired at December 31, 2016 and 2017 was $367 million, or 
0.6% of consumer receivables, and $386 million, or 0.5% of consumer receivables, respectively.  The recorded investment 
of non-consumer receivables that were impaired at December 31, 2016 and 2017 was $107 million, or 0.3% of non-
consumer receivables, and $138 million, or 0.4% of the non-consumer receivables, respectively.  Impaired finance 
receivables are evaluated both collectively and specifically. 

The accrual of revenue is discontinued at the time a receivable is determined to be uncollectible.  Accounts may be 

restored to accrual status only when a customer settles all past-due deficiency balances and future payments are 
reasonably assured.  For receivables in non-accrual status, subsequent financing revenue is recognized only to the extent 
a payment is received.  Payments are generally applied first to outstanding interest and then to the unpaid principal 
balance.  

A restructuring of debt constitutes a TDR if we grant a concession to a debtor for economic or legal reasons related to 

the debtor’s financial difficulties that we otherwise would not consider.  Consumer and non-consumer receivables that 
have a modified interest rate below market rate or that were modified in reorganization proceedings pursuant to the 
U.S. Bankruptcy Code, except non-consumer receivables that are current with minimal risk of loss, are considered to be 
TDRs.  We do not grant concessions on the principal balance of our receivables.  If a receivable is modified in a 
reorganization proceeding, all payment requirements of the reorganization plan need to be met before remaining balances 
are forgiven.  Finance receivables involved in TDRs are specifically assessed for impairment. 

FS-31

NOTE 11.  FINANCIAL SERVICES ALLOWANCE FOR CREDIT LOSSES 

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

The allowance for credit losses represents our estimate of the probable credit loss inherent in finance receivables as 

of the balance sheet date.  The adequacy of the allowance for credit losses is assessed quarterly and the assumptions 
and models used in establishing the allowance are evaluated regularly.  Because credit losses may vary substantially over 
time, estimating credit losses requires a number of assumptions about matters that are uncertain.  The majority of credit 
losses are attributable to Ford Credit’s consumer receivables portfolio.  

Additions to the allowance for credit losses are made by recording charges to Financial Services interest, operating, 

and other expenses on the income statement.  The uncollectible portion of finance receivables are charged to the 
allowance for credit losses at the earlier of when an account is deemed to be uncollectible or when an account 
is 120 days delinquent, taking into consideration the financial condition of the customer, borrower, or lessee, the value of 
the collateral, recourse to guarantors, and other factors.  

In the event we repossess the collateral, the receivable is charged off and we record the collateral at its estimated fair 

value less costs to sell and report it in Other assets on the balance sheet.  Charge-offs on finance receivables include 
uncollected amounts related to principal, interest, late fees, and other allowable charges.  Recoveries on finance 
receivables previously charged off as uncollectible are credited to the allowance for credit losses.

Consumer 

We estimate the allowance for credit losses on our consumer receivables using a combination of measurement 

models and management judgment.  The models consider factors such as historical trends in credit losses and recoveries 
(including key metrics such as delinquencies, repossessions, and bankruptcies), the composition of the present portfolio 
(including vehicle brand, term, risk evaluation, and new/used vehicles), trends in historical used vehicle values, and 
economic conditions.  Estimates from these models rely on historical information and may not fully reflect losses inherent 
in the present portfolio.  Therefore, we may adjust the estimate to reflect management judgment regarding observable 
changes in recent economic trends and conditions, portfolio composition, and other relevant factors.

We make projections of two key assumptions to assist in estimating the consumer allowance for credit losses:

•  Frequency - number of finance receivables contracts that are expected to default over the loss emergence period, 

• 

measured as repossessions; and
Loss severity - expected difference between the amount a customer owes when the finance contract is charged 
off and the amount received, net of expenses, from selling the repossessed vehicle.

Collective Allowance for Credit Losses.  The collective allowance is evaluated primarily using a collective loss-to-
receivables (“LTR”) model that, based on historical experience, indicates credit losses have been incurred in the portfolio 
even though the particular accounts that are uncollectible cannot be specifically identified.  The LTR model is based on 
the most recent years of history.  An LTR for each product is calculated by dividing credit losses (i.e., charge-offs net of 
recoveries) by average net finance receivables, excluding unearned interest supplements and allowance for credit losses.  
The average LTR that is calculated for each product is multiplied by the end-of-period balances for that given product.  

FS-32

NOTE 11.  FINANCIAL SERVICES ALLOWANCE FOR CREDIT LOSSES (Continued)

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

Our largest markets also use a loss projection model to estimate losses inherent in the portfolio.  The loss projection 

model applies recent monthly performance metrics, stratified by contract type (retail or lease), contract term, and risk 
rating to our active portfolio to estimate the losses that have been incurred.

The loss emergence period (“LEP”) is an assumption within our models and represents the average amount of time 
between when a loss event first occurs and when it is charged off.  This time period starts when the consumer begins to 
experience financial difficulty.  It is evidenced, typically through delinquency, before eventually resulting in a charge-off.  
The LEP is a multiplier in the calculation of the collective consumer allowance for credit losses.

For accounts greater than 120 days past due, the uncollectible portion is charged off, such that the remaining 

recorded investment is equal to the estimated fair value of the collateral less costs to sell.

Specific Allowance for Impaired Receivables.  Consumer receivables involved in TDRs are specifically assessed for 

impairment.  A specific allowance is estimated based on the present value of the expected future cash flows of the 
receivable discounted at the contract’s original effective interest rate or the fair value of any collateral adjusted for 
estimated costs to sell.  

After establishing the collective and specific allowance for credit losses, if management believes the allowance does 
not reflect all losses inherent in the portfolio due to changes in recent economic trends and conditions, or other relevant 
factors, an adjustment is made based on management judgment.

Non-Consumer 

We estimate the allowance for credit losses for non-consumer receivables based on historical LTR ratios, expected 

future cash flows, and the fair value of collateral.  

Collective Allowance for Credit Losses.  We estimate an allowance for non-consumer receivables that are not 

specifically identified as impaired using a LTR model for each financing product based on historical experience.  This LTR 
is an average of the most recent historical experience and is calculated consistent with the consumer receivables LTR 
approach.  All accounts that are specifically identified as impaired are excluded from the calculation of the non-specific or 
collective allowance. 

Specific Allowance for Impaired Receivables.  Dealer financing is evaluated by segmenting individual loans by the risk 

characteristics of the loan (such as the amount of the loan, the nature of the collateral, and the financial status of the 
debtor).  The loans are analyzed to determine whether individual loans are impaired, and a specific allowance is 
estimated based on the present value of the expected future cash flows of the receivable discounted at the loan’s original 
effective interest rate or the fair value of the collateral adjusted for estimated costs to sell.

After establishing the collective and the specific allowance for credit losses, if management believes the allowance 

does not reflect all losses inherent in the portfolio due to changes in recent economic trends and conditions, or other 
relevant factors, an adjustment is made based on management judgment.  

FS-33

NOTE 11.  FINANCIAL SERVICES ALLOWANCE FOR CREDIT LOSSES (Continued)

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

An analysis of the allowance for credit losses related to finance receivables for the years ended December 31 were as 

follows (in millions): 

Allowance for credit losses
Beginning balance

Charge-offs
Recoveries
Provision for credit losses
Other (a)

Ending balance (b)

Analysis of ending balance of allowance for credit losses

Collective impairment allowance
Specific impairment allowance

Ending balance (b)

Analysis of ending balance of finance receivables 

Collectively evaluated for impairment
Specifically evaluated for impairment

Recorded investment

Ending balance, net of allowance for credit losses
__________
(a)  Primarily represents amounts related to translation adjustments.
(b)  Total allowance, including reserves for operating leases, was $548 million.

Allowance for credit losses
Beginning balance

Charge-offs
Recoveries
Provision for credit losses
Other (a)

Ending balance (b)

Analysis of ending balance of allowance for credit losses

Collective impairment allowance
Specific impairment allowance

Ending balance (b)

Analysis of ending balance of finance receivables

Collectively evaluated for impairment
Specifically evaluated for impairment

Recorded investment

Ending balance, net of allowance for credit losses
__________
(a)  Primarily represents amounts related to translation adjustments.
(b)  Total allowance, including reserves for operating leases, was $668 million.

Consumer

2016
Non-Consumer

Total

$

$

$

$

$

$

357
(435)
116
436
(5)
469

450
19
469

$

$

$

16
(8)
6
2
(1)
15

13
2
15

373
(443)
122
438
(6)
484

463
21
484

64,971
367
65,338

31,229
107
31,336

96,200
474
96,674

$

64,869

$

31,321

$

96,190

Consumer

Non-Consumer

Total

2017

$

$

$

$

$

$

469
(510)
139
471
13
582

560
22
582

$

$

$

15
(7)
9
(2)
—
15

13
2
15

484
(517)
148
469
13
597

573
24
597

74,665
386
75,051

33,800
138
33,938

108,465
524
108,989

$

74,469

$

33,923

$

108,392

FS-34

 
 
 
 
 
 
 
 
 
FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 12.  INVENTORIES 

All inventories are stated at the lower of cost and net realizable value.  Cost for a substantial portion of 

U.S. inventories is determined on a last-in, first-out (“LIFO”) basis.  LIFO was used for 30% of total inventories at both 
December 31, 2016 and 2017.  Cost of other inventories is determined by costing methods that approximate a first-in, 
first-out (“FIFO”) basis.

Inventories at December 31 were as follows (in millions):

Raw materials, work-in-process, and supplies

Finished products

Total inventories under FIFO

LIFO adjustment

Total inventories

2016

2017

3,843

$

5,943

9,786
(888)
8,898

$

4,397

6,779

11,176

(899)

10,277

$

$

NOTE 13.  NET INVESTMENT IN OPERATING LEASES 

Net investment in operating leases on our balance sheet consists primarily of lease contracts for vehicles with retail 

customers, daily rental companies, government entities, and fleet customers.  Assets subject to operating leases are 
depreciated using the straight-line method over the term of the lease to reduce the asset to its estimated residual value.  
Estimated residual values are based on assumptions for used vehicle prices at lease termination and the number of 
vehicles that are expected to be returned.

The net investment in operating leases at December 31 was as follows (in millions):

Automotive Segment

Vehicles, net of depreciation

Financial Services Segment

Vehicles and other equipment, at cost (a)

Accumulated depreciation

Allowance for credit losses

Total Financial Services Segment

Total

2016

2017

$

1,620

$

1,574

32,823

(5,550)

(64)

27,209

$

28,829

$

32,659

(5,927)

(71)

26,661

28,235

__________
(a) 

Includes Ford Credit’s operating lease assets of $11.8 billion and $11.5 billion at December 31, 2016 and 2017, respectively, which have been 
included in certain lease securitization transactions.  These net investments in operating leases are available only for payment of the debt or other 
obligations issued or arising in the securitization transactions; they are not available to pay other obligations or the claims of other creditors.

Financial Services Segment

Included in Financial Services interest, operating, and other expense is operating lease depreciation expense (which 

includes gains and losses on disposal of assets).  Operating lease depreciation expense for the years ended 
December 31 was as follows (in millions):

Operating lease depreciation expense

2015

2016

2017

$

3,640

$

4,330

$

4,135

Included in Financial Services revenues are rents on operating leases.  The amounts contractually due for minimum 

rentals on operating leases at December 31, 2017 were as follows (in millions):

Minimum rentals on operating leases

$

4,585

$

2,797

$

977

$

74

$

6

$

8,439

2018

2019

2020

2021

Thereafter

Total

FS-35

 
 
 
 
FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 14.  NET PROPERTY AND LEASE COMMITMENTS 

Net Property

Net property is reported at cost, net of accumulated depreciation and impairments.  We capitalize new assets when 
we expect to use the asset for more than one year.  Routine maintenance and repair costs are expensed when incurred.

Property and equipment are depreciated primarily using the straight-line method over the estimated useful life of the 
asset.  Useful lives range from 3 years to 36 years.  The estimated useful lives generally are 14.5 years for machinery and 
equipment, 8 years for software, 30 years for land improvements, and 36 years for buildings.  Tooling generally is 
amortized over the expected life of a product program using a straight-line method.  

Net property at December 31 was as follows (in millions):

Land

Buildings and land improvements

Machinery, equipment, and other

Software

Construction in progress

Total land, plant and equipment, and other

Accumulated depreciation

Net land, plant and equipment, and other

Tooling, net of amortization

Total

2016

2017

$

391

$

10,308

34,149

2,803

2,170

49,821

(27,804)

22,017

10,055

$

32,072

$

411

11,096

37,533

3,118

2,608

54,766

(29,862)

24,904

10,423

35,327

Property-related expenses excluding net investment in operating leases for the years ended December 31 were as 

follows (in millions):

Depreciation and other amortization

Tooling amortization

Total

Maintenance and rearrangement

Conditional Asset Retirement Obligations

2015

2016

2017

2,049

$

2,130

$

2,304

2,563

4,353

$

4,693

$

2,292

2,695

4,987

1,656

$

1,801

$

1,970

$

$

$

Conditional asset retirement obligations relate to legal obligations associated with the retirement, abandonment, or 
disposal of tangible long-lived assets.  Estimates of the fair value liabilities for our conditional asset retirement obligations 
that are recorded in Other liabilities and deferred revenue in the non-current liabilities section of our consolidated balance 
sheet at December 31 were as follows (in millions):

Beginning balance

Liabilities settled

Revisions to estimates

Ending balance

2016

2017

$

$

216

$

(2)

(28)

186

$

186

(2)

(52)

132

FS-36

 
 
FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 14.  NET PROPERTY AND LEASE COMMITMENTS (Continued)

Lease Commitments

We lease land, buildings, and equipment under agreements that expire over various contractual periods.  Minimum 

non-cancellable operating lease commitments at December 31, 2017 were as follows (in millions):

2018

2019

2020

2021

2022

Thereafter

Total

Operating lease expense for the years ended December 31 was as follows (in millions):

2015

2016

2017

Operating
Lease
Commitments

$

337

289

207

136

100

337

$

1,406

Operating 
Lease 
Expense

$

460

474

526

FS-37

 
 
FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 15.  EQUITY IN NET ASSETS OF AFFILIATED COMPANIES 

We use the equity method of accounting for our investments in entities over which we do not have control, but over 

whose operating and financial policies we are able to exercise significant influence.

Our carrying value and ownership percentages of our equity method investments at December 31 were as follows 

(in millions, except percentages):

Changan Ford Automobile Corporation, Limited

$

1,315

$

1,144

50.0%

Investment Balance

Ownership
Percentage

2016

2017

2017

Jiangling Motors Corporation, Limited

AutoAlliance (Thailand) Co., Ltd.

Ford Otomotiv Sanayi Anonim Sirketi

Getrag Ford Transmissions GmbH

Changan Ford Mazda Engine Company, Ltd.

FFS Finance South Africa (Pty) Limited

DealerDirect LLC

RouteOne LLC

Ionity Holding GmbH & Co. KG

Thirdware Solutions Limited

Automotive Fuel Cell Cooperation Corporation

Percepta, LLC

CNF-Administradora de Consorcio Nacional Ltda.

Chongqing ANTE Trading Co., Ltd.

U.S. Council for Automotive Research LLC

Blue Diamond Parts, LLC

Crash Avoidance Metrics Partnership LLC

ZF Transmission Tech, LLC

Forso Nordic AB (a)

Velodyne LiDAR, Inc. (b)

ZoomCar, Inc. (b)

Total

623

476

306

194

80

59

27

20

—

9

9

8

6

4

5

3

2

—

68

75

15

675

439

329

222

84

71

33

24

12

12

10

8

6

5

5

3

3

—

—

—

—

32.0

50.0

41.0

50.0

25.0

50.0

97.7

30.0

25.0

20.0

49.9

45.0

33.3

10.0

33.3

25.0

50.0

49.0

—

—

—

$

3,304

$

3,085

______
(a)    Forso Nordic AB was consolidated in the third quarter of 2017.
(b)    Velodyne LiDAR, Inc. and ZoomCar, Inc. were converted to cost method investments in the third quarter of 2017.

FS-38

 
NOTE 15.  EQUITY IN NET ASSETS OF AFFILIATED COMPANIES (Continued)

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

We received $1.5 billion, $1.6 billion, and $1.4 billion of dividends from these affiliated companies for the years ended 

December 31, 2015, 2016, and 2017, respectively.

A summary of the total financial results, as reported by our equity method investees, in the aggregate at December 31 

was as follows (in millions):

Summarized Balance Sheet

Current assets

Non-current assets

Total assets

Current liabilities

Non-current liabilities

Total liabilities

Equity attributable to noncontrolling interests

Summarized Income Statement

Total revenue

Income before income taxes

Net income

2016

2017

$

$

$

$

$

10,368

9,956

20,324

10,690

2,934

13,624

14

$

$

$

$

$

10,191

9,796

19,987

10,557

3,022

13,579

10

For the years ended December 31,

2015

2016

2017

$

35,623

$

36,992

$

4,525

3,894

4,401

3,747

35,172

2,980

2,584

In the ordinary course of business we buy/sell various products and services including vehicles, parts, and 

components to/from our equity method investees.  In addition, we receive royalty income.

Transactions with equity method investees reported on our consolidated income statement and balance sheet at 

December 31 were as follows (in millions):

Income Statement

Sales

Purchases

Royalty income

Balance Sheet

Receivables

Payables

For the years ended December 31,

2015

2016

2017

$

4,426

$

4,367

$

7,780

610

8,665

649

4,481

9,422

583

2016

2017

$

$

722

603

769

850

FS-39

FORD MOTOR COMPANY AND SUBSIDIARIES 
NOTES TO THE FINANCIAL STATEMENTS

NOTE 16.  OTHER LIABILITIES AND DEFERRED REVENUE 

Other liabilities and deferred revenue at December 31 were as follows (in millions):

Current

Dealer and dealers’ customer allowances and claims

$

9,542

$

10,902

2016

2017

Deferred revenue

Employee benefit plans

Accrued interest

OPEB

Pension

Other

Total current other liabilities and deferred revenue

Non-current

Pension

OPEB

Dealer and dealers’ customer allowances and claims

Deferred revenue

Employee benefit plans

Other

3,866

1,469

974

349

247

2,869

$

$

19,316

$

10,150

$

5,516

2,564

3,687

1,063

1,415

2,107

1,661

1,057

348

229

3,393

19,697

9,932

5,821

2,471

3,829

1,139

1,519

Total non-current other liabilities and deferred revenue

$

24,395

$

24,711

NOTE 17.  RETIREMENT BENEFITS 

Defined benefit pension and OPEB plan obligations are remeasured at least annually as of December 31 based on 
the present value of projected future benefit payments for all participants for services rendered to date.  The measurement 
of projected future benefits is dependent on the provisions of each specific plan, demographics of the group covered by 
the plan, and other key measurement assumptions.  For plans that provide benefits dependent on salary assumptions, we 
include a projection of salary growth in our measurements.  No assumption is made regarding any potential future 
changes to benefit provisions beyond those to which we are presently committed (e.g., in existing labor contracts).

Net periodic benefit costs, including service cost, interest cost, and expected return on assets are determined using 
assumptions regarding the benefit obligation and the fair value of plan assets (where applicable) as of the beginning of 
each year.  We have elected to use a fair value of plan assets to calculate the expected return on assets in net periodic 
benefit cost.  The funded status of the benefit plans, which represents the difference between the benefit obligation and 
fair value of plan assets, is calculated on a plan-by-plan basis.  The benefit obligation and related funded status are 
determined using assumptions as of the end of each year.  Actuarial gains and losses resulting from plan remeasurement 
are recognized in net periodic benefit cost in the period of the remeasurement.  The impact of a retroactive plan 
amendment is recorded in Accumulated other comprehensive income/(loss), and is amortized as a component of net 
periodic cost generally over the remaining service period of the active employees.  The service cost component is 
included in Cost of sales and Selling, administrative and other expenses.  Other components of net periodic benefit cost/
(income) are included in Non-Financial Services other income/(loss), net of our consolidated income statement.

A curtailment results from an event that significantly reduces the expected years of future service or eliminates the 
accrual of defined benefits for the future services of a significant number of employees.  A curtailment gain is recorded 
when the employees who are entitled to a benefit terminate their employment, or when a plan suspension or amendment 
that results in a curtailment gain is adopted.  A curtailment loss is recorded when it becomes probable a curtailment loss 
will occur.  We recognize settlement expense when the costs associated with all settlements during the year exceed the 
interest component of net periodic cost for the affected plan.  Expense from curtailments and settlements is recorded in 
Non-Financial Services other income/(loss), net.

FS-40

 
 
 
 
 
NOTE 17.  RETIREMENT BENEFITS (Continued)

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

Defined Benefit Pension Plans.  We have defined benefit pension plans covering hourly and salaried employees in the 

United States, Canada, United Kingdom, Germany and other locations.  The largest portion of our worldwide obligation is 
associated with our U.S. plans.  The vast majority of our worldwide defined benefit plans are closed to new participants. 

In general, our defined benefit pension plans are funded (i.e., have restricted assets from which benefits are paid).  
Our unfunded defined benefit pension plans are treated on a “pay as you go” basis with benefit payments from general 
Company cash.  These unfunded plans primarily include certain plans in Germany, and the U.S. defined benefit plans for 
senior management.  

OPEB.  We have defined benefit OPEB plans, primarily certain health care and life insurance benefits, covering hourly 
and salaried employees in the United States, Canada, and other locations.  The largest portion of our worldwide obligation 
is associated with our U.S. plans.  Our OPEB plans are unfunded and the benefits are paid from general Company cash. 

Defined Contribution and Savings Plans.  We also have defined contribution and savings plans for hourly and salaried 
employees in the United States and other locations.  Company contributions to these plans, if any, are made from general 
Company cash and are expensed as incurred.  The expense for our worldwide defined contribution and savings plans 
was $291 million, $340 million, and $377 million for the years ended December 31, 2015, 2016, and 2017, 
respectively.  This includes the expense for Company-matching contributions to our primary employee savings plan in the 
United States of $124 million, $132 million, and $142 million for the years ended December 31, 2015, 2016, and 2017, 
respectively.

Defined Benefit Plans – Expense and Status

The assumptions used to determine benefit obligation and net periodic benefit cost/(income) were as follows:

Weighted Average Assumptions at December 31

Discount rate

Average rate of increase in compensation

Weighted Average Assumptions Used to Determine Net 

Benefit Cost for the Year Ended December 31

Pension Benefits

U.S. Plans

Non-U.S. Plans

Worldwide OPEB

2016

2017

2016

2017

2016

2017

4.03%

3.50

3.60%

3.50

2.44%

3.38

2.33%

3.37

4.00%

3.51

3.61%

3.44

Discount rate - Service Cost

4.60%

4.18%

3.36%

2.51%

4.53%

4.15%

Effective interest rate on benefit obligation

Expected long-term rate of return on assets

Average rate of increase in compensation

3.46

6.75

3.80

3.40

6.75

3.50

2.72

5.56

3.40

2.07

5.19

3.38

3.48

—

3.81

3.41

—

3.44

The pre-tax net periodic benefit cost/(income) for our defined benefit pension and OPEB plans for the years ended 

December 31 was as follows (in millions):

Pension Benefits

U.S. Plans

Non-U.S. Plans

Worldwide OPEB

2015

2016

2017

2015

2016

2017

2015

2016

2017

Service cost

Interest cost

$

586

$

510

$

534

$

1,817

1,524

1,525

$

532

936

$

483

782

566

671

Expected return on assets

(2,928)

(2,693)

(2,734)

(1,480)

(1,339)

(1,375)

Amortization of prior service costs/(credits)

Net remeasurement (gain)/loss

Separation programs/other

Settlements and curtailments

155

1,964

17

—

170

900

12

—

143

(538)

74

(354)

47

38

(974)

1,876

39

—

81

2

37

407

18

(3)

$

60

$

49

$

236

—

(204)

(292)

1

—

194

—

(142)

220

—

—

49

197

—

(120)

293

2

—

Net periodic benefit cost/(income)

$ 1,611

$

423

$ (1,350) $

(900) $ 1,923

$

321

$

(199) $

321

$

421

FS-41

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTE 17.  RETIREMENT BENEFITS (Continued)

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

Beginning in 2016, we changed the method used to estimate the service and interest costs for pension and OPEB 
plans that use a yield curve approach.  We now apply the specific spot rates along the yield curve to the relevant cash 
flows instead of using a single effective discount rate.  Service and interest costs in 2016 and 2017 were about 
$580 million lower and about $450 million lower, respectively, under the new method.  This refinement had no effect on 
the measurement of our plan obligations or on full year net periodic benefit cost/(income) as lower service and interest 
costs recorded quarterly are offset in net remeasurement (gain)/loss.

We recognized a curtailment gain of $354 million related to an amendment to our principal salaried defined benefit 
pension plan in the United States.  Effective December 31, 2019, the plan will have a 35-year limit for service and pay for 
purposes of determining the pension benefit.  The curtailment gain reflects the one-time reduction in projected benefit 
obligation. 

FS-42

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 17.  RETIREMENT BENEFITS (Continued)

The year-end status of these plans was as follows (in millions):

Change in Benefit Obligation
Benefit obligation at January 1

Service cost

Interest cost

Amendments

Separation programs/other

Curtailments

Settlements

Plan participant contributions

Benefits paid

Foreign exchange translation

Actuarial (gain)/loss

Benefit obligation at December 31

Change in Plan Assets

Fair value of plan assets at January 1

Actual return on plan assets

Company contributions

Plan participant contributions

Benefits paid

Settlements

Foreign exchange translation

Other

Fair value of plan assets at December 31

Funded status at December 31

Amounts Recognized on the Balance Sheet

Prepaid assets

Other liabilities

Total

Amounts Recognized in Accumulated Other

Comprehensive Loss (pre-tax)

Unamortized prior service costs/(credits)

Pension Plans in which Accumulated Benefit

Obligation Exceeds Plan Assets at December 31

Accumulated benefit obligation

Fair value of plan assets

Accumulated Benefit Obligation at December 31

Pension Plans in which Projected Benefit Obligation

Exceeds Plan Assets at December 31

Projected benefit obligation

Fair value of plan assets

Projected Benefit Obligation at December 31

$

$

$

$

$

$

$

$

Pension Benefits

U.S. Plans

Non-U.S. Plans

Worldwide OPEB

2016

2017

2016

2017

2016

2017

$

44,936

$

45,746

$

29,639

$

30,624

$

5,701

$

5,865

510

1,524

—
(30)
—

—

27
(2,966)
—
1,745

45,746

41,252

3,538

130

27
(2,966)
—

—
(42)
41,939

534

1,525

—

35
(356)
—

24

(3,267)

—
2,099

46,340

41,939

5,371

133

24

(3,267)

—

—
(40)
44,160

483

782

—

71

2
(131)
22

(1,252)

(2,576)
3,584

30,624

566

671

—

17

(3)
(52)
20

(1,316)
3,323

248

34,098

25,141

25,549

3,041

1,346

22

(1,252)
(131)
(2,612)

(6)
25,549

1,216

1,624

20

(1,316)
(52)
2,623

(7)
29,657

49
194

14

—

—

—

20
(382)
49
220

5,865

—

—

—

—

—

—

—

—

—

49
197

—
1

—

—

24

(368)
108

293

6,169

—

—

—

—

—

—

—

—

—

(3,807) $

(2,180) $

(5,075) $

(4,441) $

(5,865) $

(6,169)

— $

386

$

1,515

$

3,154

$

— $

(3,807)
(3,807) $

(2,566)

(6,590)

(7,595)

(2,180) $

(5,075) $

(4,441) $

(5,865)
(5,865) $

—
(6,169)
(6,169)

383

$

238

$

213

$

191

$

(322) $

(209)

26,170

$

2,092

$

10,039

$

11,506

23,204

155

4,700

5,287

44,513

$

45,081

$

27,166

$

30,449

45,746

$

22,378

$

41,939

19,812

$

11,703
5,113

13,385
5,790

45,746

$

46,340

$

30,624

$

34,098

FS-43

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 17.  RETIREMENT BENEFITS (Continued)

Pension Plan Contributions

Our policy for funded pension plans is to contribute annually, at a minimum, amounts required by applicable laws and 

regulations.  We may make contributions beyond those legally required.

In 2017, we contributed $1.4 billion (most of which were mandatory contributions) to our worldwide funded pension 

plans and made about $300 million of benefit payments to participants in unfunded plans.  The contributions in 2017 
included a pull ahead of about $500 million of 2018 planned funding into the fourth quarter of 2017 to achieve a cash tax 
benefit.  During 2018, we expect to contribute about $500 million (most of which are mandatory contributions) from cash 
and cash equivalents to our worldwide funded pension plans and to make about $350 million of benefit payments to 
participants in unfunded plans, for a total of about $850 million.  Based on current assumptions and regulations, we do not 
expect to have a legal requirement to contribute to our major U.S. pension plans in 2018.

Expected Future Benefit Payments and Amortization

The expected future benefit payments at December 31, 2017 were as follows (in millions):

2018

2019

2020

2021

2022

2023-2027

Benefit Payments

Pension

U.S. Plans

Non-U.S.
Plans

Worldwide
OPEB

$

2,960

$

1,360

$

2,860

2,850

2,840

2,820

14,200

1,240

1,260

1,280

1,290

6,850

350

350

340

340

340

1,690

The prior service cost/(credit) amounts in Accumulated other comprehensive income/(loss) that are expected to be 

recognized as components of net periodic benefit cost/(income) during 2018 are $143 million for U.S. pension plans, 
$26 million for non-U.S. pension plans, and $(110) million for worldwide OPEB plans.  

Pension Plan Asset Information

Investment Objective and Strategies.  Our investment objectives for the U.S. plans are to minimize the volatility of the 

value of our U.S. pension assets relative to U.S. pension obligations and to ensure assets are sufficient to pay plan 
benefits.  Our U.S. target asset allocations are 80% fixed income and 20% growth assets (primarily alternative 
investments which include hedge funds, real estate, private equity, and public equity).  Our largest non-U.S. plans (United 
Kingdom and Canada) have similar investment objectives to the U.S. plans and have made progress toward these 
objectives. 

Investment strategies and policies for the U.S. plans and the largest non-U.S. plans reflect a balance of risk-reducing 
and return-seeking considerations.  The objective of minimizing the volatility of assets relative to obligations is addressed 
primarily through asset-liability matching, asset diversification, and hedging.  The fixed income target asset allocation 
matches the bond-like and long-dated nature of the pension obligations.  Assets are broadly diversified within asset 
classes to achieve risk-adjusted returns that in total lower asset volatility relative to the obligations.  Strategies to address 
the goal of ensuring sufficient assets to pay benefits include target allocations to a broad array of asset classes, and 
strategies within asset classes that provide adequate returns, diversification, and liquidity.

Derivatives are permitted for fixed income investment and public equity managers to use as efficient substitutes for 

traditional securities and to manage exposure to interest rate and foreign exchange risks.  Interest rate and foreign 
currency derivative instruments are used for the purpose of hedging changes in the fair value of assets that result from 
interest rate changes and currency fluctuations.  Interest rate derivatives also are used to adjust portfolio duration.  
Derivatives may not be used to leverage or to alter the economic exposure to an asset class outside the scope of the 
mandate an investment manager has been given.  Alternative investment managers are permitted to employ leverage 
(including through the use of derivatives or other tools) that may alter economic exposure.

FS-44

 
 
 
 
NOTE 17.  RETIREMENT BENEFITS (Continued)

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

Alternative investments execute diverse strategies that provide exposure to a broad range of hedge fund strategies, 

equity investments in private companies, and investments in private property funds.

Significant Concentrations of Risk.  Significant concentrations of risk in our plan assets relate to interest rate, equity, 

and operating risk.  In order to minimize asset volatility relative to the obligations, the majority of plan assets are allocated 
to fixed income investments which are exposed to interest rate risk.  Rate increases generally will result in a decline in the 
value of fixed income assets, while reducing the present value of the obligations.  Conversely, rate decreases generally 
will increase the value of fixed income assets, offsetting the related increase in the obligations.

In order to ensure assets are sufficient to pay benefits, a portion of plan assets is allocated to growth assets that are 

expected over time to earn higher returns with more volatility than fixed income investments which more closely match 
pension obligations.  Within equities, risk is mitigated by constructing a portfolio that is broadly diversified by geography, 
market capitalization, manager mandate size, investment style, and process.  Within alternative investments, risk is 
similarly mitigated by constructing a portfolio that is broadly diversified by asset class, investment strategy, manager, style, 
and process.

Operating risks include the risks of inadequate diversification and weak controls.  To mitigate these risks, investments 

are diversified across and within asset classes in support of investment objectives.  Policies and practices to address 
operating risks include ongoing manager oversight (e.g., style adherence, team strength, firm health, and internal risk 
controls), plan and asset class investment guidelines and instructions that are communicated to managers, and periodic 
compliance and audit reviews to ensure adherence.

At year-end 2017, Ford securities comprised less than 1% of our plan assets.

Expected Long-Term Rate of Return on Assets.  The long-term return assumption at year-end 2017 is 6.75% for the 
U.S. plans, 4.75% for the U.K. plans, and 5.06% for the Canadian plans, and averages 4.51% for all non-U.S. plans.  A 
generally consistent approach is used worldwide to develop this assumption.  This approach considers various sources, 
primarily inputs from a range of advisors for long-term capital market returns, inflation, bond yields, and other variables, 
adjusted for specific aspects of our investment strategy by plan.  Historical returns also are considered where appropriate.  
The assumption is based on consideration of all inputs, with a focus on long-term trends to avoid short-term market 
influences.

Fair Value of Plan Assets.  Pension assets are recorded at fair value, and include primarily fixed income and public 

equity securities, derivatives, and alternative investments, which include hedge funds, private equity, and real estate.  
Fixed income and public equity securities may each be combined into commingled fund investments.  Most commingled 
funds are valued to reflect the pension fund’s interest in the fund based on the reported year-end net asset value (“NAV”).  
Alternative investments are valued based on year-end reported NAV, with adjustments as appropriate for lagged reporting 
of up to 6 months.

Fixed Income.  Fixed income securities are valued based on quotes received from independent pricing services or 
from dealers who make markets in such securities.  Pricing services utilize matrix pricing, which considers prepayment 
speed assumptions, attributes of the collateral, yield or price of bonds of comparable quality, coupon, maturity, and type, 
as well as dealer-supplied prices, and generally are categorized as Level 2 inputs in the fair value hierarchy.  Securities 
categorized as Level 3 typically are priced by dealers and pricing services that use proprietary pricing models which 
incorporate unobservable inputs.  These inputs primarily consist of prepayment curves, discount rates, default 
assumptions, recovery rates, yield assumptions, and credit spread assumptions.

Public Equities.  Public equity securities are valued based on quoted prices and are primarily exchange-traded.  
Securities for which official close or last trade pricing on an active exchange is available are classified as Level 1 in the 
fair value hierarchy.  If closing prices are not available, securities are valued at the last quoted bid price or may be valued 
using the last available price and typically are categorized as Level 2.  Level 3 securities often are thinly traded or 
delisted, with unobservable pricing data.

FS-45

NOTE 17.  RETIREMENT BENEFITS (Continued)

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

Derivatives.  Exchange-traded derivatives for which market quotations are readily available are valued at the last 

reported sale price or official closing price as reported by an independent pricing service on the primary market or 
exchange on which they are traded and are categorized as Level 1.  Over-the-counter derivatives typically are valued by 
independent pricing services and categorized as Level 2.  Level 3 derivatives typically are priced by dealers and pricing 
services that use proprietary pricing models which incorporate unobservable inputs, including extrapolated or 
model derived assumptions such as volatilities and yield and credit spread assumptions.

Alternative Assets.  Hedge funds generally hold liquid and readily-priced securities, such as public equities, exchange-

traded derivatives, and corporate bonds.  Private equity and real estate investments are less liquid.  External investment 
managers typically report valuations reflecting initial cost or updated appraisals, which are adjusted for cash flows, and 
realized and unrealized gains/losses.  All alternative assets are valued using the NAV provided by the investment sponsor 
or third party administrator, as they do not have readily-available market quotations.  Valuations may be lagged up to 
6 months.  The NAV will be adjusted for cash flows (additional investments or contributions, and distributions) through 
year-end.  We may make further adjustments for any known substantive valuation changes not reflected in the NAV.  

The Ford-Werke GmbH (“Ford-Werke”) defined benefit plan is primarily funded through a group insurance contract.  

We measure the fair value of the insurance asset by projecting expected future cash flows from the contract and 
discounting them to present value based on current market rates including an assessment for non-performance risk of the 
insurance company.  The assumptions used to project expected future cash flows are based on actuarial estimates and 
are unobservable; therefore, the contract is Level 3.  

FS-46

NOTE 17.  RETIREMENT BENEFITS (Continued)

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

The fair value of our defined benefit pension plan assets (including dividends and interest receivables of $345 million 
and $93 million for U.S. and non-U.S. plans, respectively) by asset category at December 31 was as follows (in millions):

U.S. Plans

Non-U.S. Plans

Level 1

Level 2

Level 3

Assets
measured
at NAV (a)

Total

Level 1

Level 2

Level 3

Assets
measured
at NAV (a)

Total

2016

Asset Category

Equity

U.S. companies

$

2,353

$

6

$

— $

— $

2,359

$

1,614

$

93

$

— $

— $

1,707

International
companies

Total equity

Fixed Income

U.S. government and

agencies

Non-U.S. government

Corporate bonds

Mortgage/other asset-

backed

Commingled funds

Derivative financial
instruments, net

1,457

3,810

5,157

—

—

—

—

27

19

25

3,030

1,343

20,637

855

—

(213)

Total fixed income

5,184

25,652

Alternatives

Hedge funds

Private equity

Real estate

Total alternatives

Cash and cash
equivalents (b)

Other (c)

Total assets at fair

value

—

—

—

—

1,755

(1,146)

—

—

—

—

—

—

1,484

3,843

1,278

2,892

360

453

7

7

—

—

—

—

153

—

153

2,802

2,548

1,135

6,485

8,187

1,343

20,650

855

153

(186)

31,002

2,802

2,548

1,135

6,485

1

1

—

—

13

—

—

—

13

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

5,252

—

—

—

—

—

—

—

—

—

1,638

3,345

490

11,171

2,352

242

379

33

14,667

1,383

1,383

679

485

679

485

2,547

2,547

—

—

281

4,709

433

—

—

—

—

5

57

11,171

2,352

242

379

28

438

14,229

—

—

—

—

—

—

—

—

—

—

—

—

1,755

(1,146)

281

(543)

$

9,603

$ 25,677

$

14

$

6,645

$ 41,939

$

3,068

$ 14,682

$

5,252

$

2,547

$ 25,549

_______
(a)  Certain assets that are measured at fair value using the NAV per share (or its equivalent) practical expedient have not been classified in the fair 

value hierarchy.

(b)  Primarily short-term investment funds to provide liquidity to plan investment managers and cash held to pay benefits.
(c)  For U.S. plans, amounts related to net pending security (purchases)/sales and net pending foreign currency purchases/(sales).  For non-U.S plans, 

primarily Ford-Werke, plan assets (insurance contract valued at $4.5 billion at year-end 2016) and amounts related to net pending security 
(purchases)/sales and net pending foreign currency purchases/(sales).  

FS-47

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTE 17.  RETIREMENT BENEFITS (Continued)

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

The fair value of our defined benefit pension plan assets (including dividends and interest receivables of $344 million 
and $106 million for U.S. and non-U.S. plans, respectively) by asset category at December 31 was as follows (in millions):

U.S. Plans

Non-U.S.Plans

Level 1

Level 2

Level 3

Assets
measured
at NAV (a)

Total

Level 1

Level 2

Level 3

Assets
measured
at NAV (a)

Total

2017

Asset Category

Equity

U.S. companies

$

2,135

$

25

$

— $

— $

2,160

$

1,593

$

143

$

— $

— $

1,736

International
companies

Total equity

Fixed Income

U.S. government and

agencies

Non-U.S. government

Corporate bonds

Mortgage/other asset-

backed

Commingled funds

Derivative financial
instruments, net

1,669

3,804

6,603

—

—

—

—

11

38

63

2,842

1,575

21,617

590

49

(24)

Total fixed income

6,614

26,649

Alternatives

Hedge funds

Private equity

Real estate

Total alternatives

Cash and cash
equivalents (b)

Other (c)

Total assets at fair

value

—

—

—

—

1,380

(953)

—

—

—

—

—

—

1

1

—

—

4

—

—

—

4

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

3,060

2,322

1,216

6,598

—

—

1,708

3,868

1,333

2,926

428

571

9,445

1,575

21,621

590

49

(13)

33,267

3,060

2,322

1,216

6,598

1,380

(953)

495

—

—

—

—

(2)

493

—

—

—

—

388

(715)

98

14,088

3,217

301

251

44

17,999

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

5,633

—

—

—

—

—

—

—

—

—

1,761

3,497

593

14,088

3,217

301

251

42

18,492

1,179

1,179

722

461

722

461

2,362

2,362

—

—

388

4,918

$ 10,845

$ 26,712

$

5

$

6,598

$ 44,160

$

3,092

$ 18,570

$

5,633

$

2,362

$ 29,657

_______
(a)  Certain assets that are measured at fair value using the NAV per share (or its equivalent) practical expedient have not been classified in the fair 

value hierarchy.

(b)  Primarily short-term investment funds to provide liquidity to plan investment managers and cash held to pay benefits.  
(c)  For U.S. plans, amounts related to net pending security (purchases)/sales and net pending foreign currency purchases/(sales).  For non-U.S plans, 

primarily Ford-Werke, plan assets (insurance contract valued at $4.8 billion at year-end 2017) and amounts related to net pending security 
(purchases)/sales and net pending foreign currency purchases/(sales).

FS-48

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTE 17.  RETIREMENT BENEFITS (Continued)

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

The following table summarizes the changes in Level 3 defined benefit pension plan assets measured at fair value on 

a recurring basis for the years ended December 31 (in millions):

2016

Return on plan assets

Attributable
to Assets
Held
at
December 31

Attributable
to
Assets
Sold

Fair
Value
at
January 1

Net 
Purchases/
(Settlements)

Transfers
Into/ (Out of)
Level 3

Fair
Value
at
December 31

U.S. Plans
Non-U.S. Plans (a)

$

$

22
5,257

$

5
(5)

(13) $
—

— $
—

14
5,252

— $
—

2017

Return on plan assets

Attributable
to Assets
Held
at
December 31

Attributable
to
Assets
Sold

Fair
Value
at
January 1

Net 
Purchases/
(Settlements)

Transfers
Into/ (Out of)
Level 3

Fair
Value
at
December 31

U.S. Plans
Non-U.S. Plans (a)
_______
(a)  Primarily Ford-Werke plan assets (insurance contract valued at $4.5 billion and $4.8 billion at year-end 2016 and 2017, respectively). 

— $
—

(9) $
—

14
5,252

(2) $

2
—

381

$

$

$

5
5,633

NOTE 18.  DEBT AND COMMITMENTS 

Our debt consists of short-term and long-term secured and unsecured debt securities, and secured and unsecured 

borrowings from banks and other lenders.  Debt issuances are placed directly by us or through securities dealers or 
underwriters and are held by institutional and retail investors.  In addition, Ford Credit sponsors securitization programs 
that provide short-term and long-term asset-backed financing through institutional investors in the U.S. and international 
capital markets.

Debt is reported on our balance sheet at par value adjusted for unamortized discount or premium, unamortized 

issuance costs, and adjustments related to designated fair value hedging (see Note 19).  Discounts, premiums, and costs 
directly related to the issuance of debt are capitalized and amortized over the life of the debt or to the put date and are 
recorded in interest expense using the effective interest method.  Gains and losses on the extinguishment of debt are 
recorded in Non-Financial Services interest income and other income/(loss), net and Financial Services other income/
(loss), net.

FS-49

 
 
 
 
 
 
 
FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 18.  DEBT AND COMMITMENTS (Continued)

The carrying value of Automotive and Financial Services debt at December 31 was as follows (in millions):

Automotive Segment

Debt payable within one year
Short-term

Long-term payable within one year

Public unsecured debt securities

U.S. Department of Energy Advanced Technology
Vehicles Manufacturing (“DOE ATVM”) Incentive
Program

Other debt

Unamortized (discount)/premium

Total debt payable within one year

Long-term debt payable after one year
Public unsecured debt securities

DOE ATVM Incentive Program

Other debt

Adjustments

Unamortized (discount)/premium

Unamortized issuance costs

Total long-term debt payable after one year

Total Automotive Segment

Fair value of Automotive Segment debt (c)

Financial Services Segment

Debt payable within one year

Short-term

Long-term payable within one year

Unsecured debt

Asset-backed debt

Adjustments

Unamortized (discount)/premium

Unamortized issuance costs

Fair value adjustments (d)

Total debt payable within one year

Long-term debt payable after one year
Unsecured debt

Asset-backed debt

Adjustments

Unamortized (discount)/premium

Unamortized issuance costs

Fair value adjustments (d)

Total long-term debt payable after one year

Total Financial Services Segment

Fair value of Financial Services Segment debt (c)

Interest Rates

Average Contractual

 Average Effective (a)

2016

2017

2016

2017

2016

2017

$

1,324

$

1,396

10.3%

5.5%

10.3%

5.5%

—

361

591

827

(57)
2,685

9,394

2,651

1,573

(320)
(76)
13,222

15,907

17,433

$

$

$

$

591

1,031
(23)
3,356

9,033

2,060

1,848

(290)
(76)
12,575

15,931

17,976

5.5% (b)

5.1% (b)

6.2% (b)

5.8% (b)

$

15,330

$

17,153

2.3%

3.0%

2.3%

3.0%

12,369

19,286

(2)
(16)
17

46,984

49,912

30,112

(9)
(197)
261
80,079

127,063

128,777

$

$

$

$

13,298

17,817

1
(16)
12
48,265

56,291

34,052

(5)
(214)
(33)
90,091

138,356

140,406

2.4% (b)

2.5% (b)

2.5% (b)

2.6% (b)

__________
(a)  Average effective rates reflect the average contractual interest rate plus amortization of discounts, premiums, and issuance costs.
(b) 
(c)  At December 31, 2016 and 2017, the fair value of debt includes $1.1 billion of Automotive segment short-term debt and $14.3 billion and 

Includes interest on long-term debt payable within one year and after one year.

$16.4 billion of Financial Services segment short-term debt, respectively, carried at cost which approximates fair value.  All debt is categorized 
within Level 2 of the fair value hierarchy.

(d)  Adjustments related to designated fair value hedging of unsecured debt.

FS-50

 
 
 
 
 
 
 
 
 
 
 
 
NOTE 18.  DEBT AND COMMITMENTS (Continued)

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

The fair value of debt reflects interest accrued but not yet paid.  Interest accrued on Automotive debt was $258 million 

and $267 million at December 31, 2016 and 2017, respectively.  Interest accrued on Financial Services debt was 
$676 million and $735 million at December 31, 2016 and 2017, respectively.  Accrued interest is reported in Other 
liabilities and deferred revenue in the current liabilities section of our consolidated balance sheet.  See Note 2 for fair 
value method.

We paid interest of $693 million, $780 million, and $1.1 billion in 2015, 2016, and 2017, respectively, on Automotive 

debt.  We paid interest of $2.4 billion, $2.6 billion, and $2.9 billion in 2015, 2016, and 2017, respectively, on Financial 
Services debt.

Maturities 

Debt maturities at December 31, 2017 were as follows (in millions):

2018

2019

2020

2021

2022

Thereafter Adjustments

Total Debt
Maturities

Automotive Segment

Public unsecured debt securities

$

DOE ATVM Incentive Program

Short-term and other debt (a)

361

591

2,427

Total

Financial Services Segment

Unsecured debt

Asset-backed debt

Total

__________
(a)  Primarily non-U.S. affiliate debt.

$

$

$

$

— $

— $

— $

86

$

8,947

$

(203) $

591

820

591

319

910

$

591

290

881

$

287

147

520

3,379

$

1,411

$

$

9,219

$

(389) $

15,931

—

272

—

(186)

9,191

2,651

4,089

29,665

$

13,424

$

13,953

$

11,308

$

7,952

$

9,655

$

(185) $

85,772

18,603

15,667

10,635

3,391

3,608

750

(70)

52,584

48,268

$

29,091

$

24,588

$

14,699

$

11,560

$

10,405

$

(255) $ 138,356

FS-51

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 18.  DEBT AND COMMITMENTS (Continued)

Automotive Segment

Public Unsecured Debt Securities

Our public, unsecured debt securities outstanding at December 31 were as follows (in millions):

Title of Security

6 1/2% Debentures due August 1, 2018

8 7/8% Debentures due January 15, 2022

7 1/8% Debentures due November 15, 2025

7 1/2% Debentures due August 1, 2026

6 5/8% Debentures due February 15, 2028
6 5/8% Debentures due October 1, 2028 (a) 
6 3/8% Debentures due February 1, 2029 (a) 
7.45% GLOBLS due July 16, 2031 (a) 
8.900% Debentures due January 15, 2032

9.95% Debentures due February 15, 2032

7.75% Debentures due June 15, 2043

7.40% Debentures due November 1, 2046

9.980% Debentures due February 15, 2047

7.70% Debentures due May 15, 2097

4.346% Notes due December 8, 2026

5.291% Notes due December 8, 2046

4.75% Notes due January 15, 2043

Total public unsecured debt securities (b)

Aggregate Principal Amount
Outstanding

2016

2017

$

$

361

86
209

193

104

638

260

1,794

151

4

73
398

181

142

1,500

1,300

2,000

$

9,394

$

361

86
209

193

104

638

260

1,794
151

4

73
398

181

142

1,500

1,300

2,000

9,394

__________
(a)  Listed on the Luxembourg Exchange and on the Singapore Exchange.
(b)  Excludes 9.215% Debentures due September 15, 2021 with an outstanding balance at December 31, 2017 of $180 million.  The proceeds from 
these securities were on-lent by Ford to Ford Holdings to fund Financial Services activity and are reported as Financial Services long-term debt.

DOE ATVM Incentive Program

In September 2009, we entered into a Loan Arrangement and Reimbursement Agreement with the DOE, under which 
we borrowed through multiple draws $5.9 billion to finance certain costs for fuel-efficient, advanced-technology vehicles.  
At December 31, 2017, an aggregate $2.7 billion was outstanding.  The principal amount of the ATVM loan bears interest 
at a blended rate based on the U.S. Treasury yield curve at the time each draw was made (with the weighted-average 
interest rate on all such draws being about 2.3% per annum).  The ATVM loan is repayable in equal quarterly installments 
of $148 million, which began in September 2012 and will end in June 2022.

Automotive Credit Facilities

Total committed Automotive credit lines at December 31, 2017 were $12.1 billion, consisting of $10.4 billion of our 

corporate credit facility and $1.7 billion of local credit facilities available to non-U.S. Automotive affiliates.  At 
December 31, 2017, the utilized portion of the corporate credit facility was about $35 million, representing amounts 
utilized for letters of credit.  At December 31, 2017, the utilized portion of the local credit facilities was about $1.1 billion.

Lenders under our corporate credit facility have commitments to us totaling $13.4 billion, with 75% of the 

commitments maturing on April 30, 2022 and 25% of the commitments maturing on April 30, 2020.  We have allocated 
$3 billion of commitments to Ford Credit on an irrevocable and exclusive basis to support its liquidity.  Any borrowings by 
Ford Credit under the corporate credit facility would be guaranteed by us.  

FS-52

 
NOTE 18.  DEBT AND COMMITMENTS (Continued)

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

The corporate credit facility is unsecured and free of material adverse change conditions to borrowing, restrictive 
financial covenants (for example, interest or fixed charge coverage ratio, debt-to-equity ratio, and minimum net worth 
requirements), and credit rating triggers that could limit our ability to obtain funding.  The corporate credit facility contains 
a liquidity covenant that requires us to maintain a minimum of $4 billion in aggregate of domestic cash, cash equivalents, 
and loaned and marketable securities and/or availability under the facility.  If our senior, unsecured, long-term debt does 
not maintain at least two investment grade ratings from Fitch, Moody’s, and S&P, the guarantees of certain subsidiaries 
will be required.

Financial Services Segment

Asset-Backed Debt

At December 31, 2017, the carrying value of our asset-backed debt was $52.6 billion.  This secured debt is issued by 

Ford Credit and includes asset-backed securities used to fund operations and maintain liquidity.  Assets securing the 
related debt issued as part of all our securitization transactions are included in our consolidated results and are based 
upon the legal transfer of the underlying assets in order to reflect legal ownership and the beneficial ownership of the debt 
holder.  The third-party investors in the securitization transactions have legal recourse only to the assets securing the debt 
and do not have such recourse to us, except for the customary representation and warranty provisions or when we are 
counterparty to certain derivative transactions of the special purpose entities (“SPEs”).  In addition, the cash flows 
generated by the assets are restricted only to pay such liabilities; Ford Credit retains the right to residual cash flows.  See 
Note 22 for additional information.

Although not contractually required, we regularly support our wholesale securitization programs by repurchasing 
receivables of a dealer from a SPE when the dealer’s performance is at risk, which transfers the corresponding risk of loss 
from the SPE to us.  In order to continue to fund the wholesale receivables, we also may contribute additional cash or 
wholesale receivables if the collateral falls below required levels.  The balances of cash related to these contributions 
were $0 at December 31, 2016 and 2017, and ranged from $0 to $12 million during 2016 and $0 to $9 million during 2017.

SPEs that are exposed to interest rate or currency risk may reduce their risks by entering into derivative transactions. 

In certain instances, we have entered into derivative transactions with the counterparty to protect the counterparty from 
risks absorbed through derivative transactions with the SPEs.  Derivative income/(expense) related to the derivative 
transactions that support Ford Credit’s securitization programs were $2 million, $(29) million, and $60 million for the years 
ended December 31, 2015, 2016, and 2017, respectively.  See Note 19 for additional information regarding the 
accounting for derivatives.

Interest expense on securitization debt was $630 million, $773 million, and $955 million in 2015, 2016, and 2017, 

respectively.

The assets and liabilities related to our asset-backed debt arrangements included on our financial statements at 

December 31 were as follows (in billions):

Assets

Cash and cash equivalents

Finance receivables, net

Net investment in operating leases

Liabilities

Debt (a)

__________
(a)  Debt is net of unamortized discount and issuance costs.

2016

2017

$

$

3.4

$

58.3

11.8

3.8

63.2

11.5

50.4

$

52.6

FS-53

 
FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 18.  DEBT AND COMMITMENTS (Continued)

Committed Credit Facilities

At December 31, 2017, Ford Credit’s committed capacity totaled $39.7 billion of which $21.1 billion is available for 

use.  Ford Credit’s committed capacity is primarily comprised of unsecured credit facilities with financial institutions, 
committed asset-backed security lines from bank-sponsored commercial paper conduits and other financial institutions, 
and allocated commitments under the corporate credit facility.  

NOTE 19.  DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES 

In the normal course of business, our operations are exposed to global market risks, including the effect of changes in 

foreign currency exchange rates, certain commodity prices, and interest rates.  To manage these risks, we enter into 
highly effective derivative contracts:

Foreign currency exchange contracts, including forwards, that are used to manage foreign exchange exposure;  

• 
•  Commodity contracts, including forwards, that are used to manage commodity price risk;  
• 
Interest rate contracts, including swaps, that are used to manage the effects of interest rate fluctuations; and  
•  Cross-currency interest rate swap contracts that are used to manage foreign currency and interest rate exposures 

on foreign-denominated debt.  

Our derivatives are over-the-counter customized derivative transactions and are not exchange-traded.  We review our 

hedging program, derivative positions, and overall risk management strategy on a regular basis. 

Derivative Financial Instruments and Hedge Accounting.  Derivatives are recorded on the balance sheet at fair value 

and presented on a gross basis.  Derivative assets are reported in Other assets and derivative liabilities are reported in 
Payables and Other liabilities and deferred revenue.

We have elected to apply hedge accounting to certain derivatives.  Derivatives that are designated in hedging 

relationships are evaluated for effectiveness using regression analysis at the time they are designated and throughout the 
hedge period.  Some derivatives do not qualify for hedge accounting; for others, we elect not to apply hedge accounting. 

Cash Flow Hedges.  Our Automotive segment has designated certain forward contracts as cash flow hedges of 

forecasted transactions with exposure to foreign currency exchange and commodity price risks.

The effective portion of changes in the fair value of cash flow hedges is deferred in Accumulated other comprehensive 

income/(loss) and is recognized in Cost of sales when the hedged item affects earnings.  The ineffective portion is 
reported in Cost of sales in the period of measurement.  Our policy is to de-designate foreign currency exchange cash 
flow hedges prior to the time forecasted transactions are recognized as assets or liabilities on the balance sheet and 
report subsequent changes in fair value through Cost of sales.  If it becomes probable that the originally forecasted 
transaction will not occur, the related amount included in Accumulated other comprehensive income/(loss) is reclassified 
and recognized in earnings.  Our cash flow hedges mature within three years.

Fair Value Hedges.  Our Financial Services segment uses derivatives to reduce the risk of changes in the fair value of 
debt.  We have designated certain receive-fixed, pay-float interest rate swaps as fair value hedges of fixed-rate debt.  The 
risk being hedged is the risk of changes in the fair value of the hedged debt attributable to changes in the benchmark 
interest rate.  If the hedge relationship is deemed to be highly effective, we record the changes in the fair value of the 
hedged debt related to the risk being hedged in Financial Services debt with the offset in Financial Services other income/
(loss), net.  The change in fair value of the related derivative (excluding accrued interest) also is recorded in Financial 
Services other income/(loss), net.  Net interest settlements and accruals on fair value hedges are excluded from the 
assessment of hedge effectiveness and are reported in Financial Services interest, operating, and other expenses.  The 
cash flows associated with fair value hedges are reported in Net cash provided by/(used in) operating activities on our 
statement of cash flows. 

When a fair value hedge is de-designated, or when the derivative is terminated before maturity, the fair value 

adjustment to the hedged debt continues to be reported as part of the carrying value of the debt and is amortized over its 
remaining life.

FS-54

 
FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 19.  DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES (Continued)

Derivatives Not Designated as Hedging Instruments.  Our Automotive segment reports changes in the fair value of 
derivatives not designated as hedging instruments through Cost of sales.  Cash flows associated with non-designated or 
de-designated derivatives are reported in Net cash provided by/(used in) investing activities on our statements of cash 
flows.

Our Financial Services segment reports net interest settlements and accruals and changes in the fair value of interest 

rate swaps not designated as hedging instruments in Financial Services other income/(loss), net.  Foreign currency 
revaluation on accrued interest along with gains and losses on foreign exchange contracts and cross currency interest 
rate swaps are reported in Financial Services other income/(loss), net.  Cash flows associated with non-designated or de 
designated derivatives are reported in Net cash provided by/(used in) investing activities on our statements of cash flows.

Normal Purchases and Normal Sales Classification.  We have elected to apply the normal purchases and normal 
sales classification for physical supply contracts that are entered into for the purpose of procuring commodities to be used 
in production over a reasonable period in the normal course of our business.

Income Effect of Derivative Financial Instruments 

The gains/(losses), by hedge designation, recorded in income for the years ended December 31 were as follows 

(in millions):

Cash flow hedges (a)

Reclassified from AOCI to net income

Fair value hedges

Interest rate contracts

Net interest settlements and accruals excluded from the assessment of hedge

effectiveness

Ineffectiveness (b)

Derivatives not designated as hedging instruments

Foreign currency exchange contracts

Cross-currency interest rate swap contracts

Interest rate contracts

Commodity contracts

Total

2015

2016

2017

$

(239) $

537

$

456

370

3

425

100

(58)

(64)

367

4

257

398

(9)

7

$

537

$

1,561

$

217

(1)

(662)

103

58

74

245

__________
(a)  For 2015, 2016, and 2017, a $123 million gain, a $770 million gain, and a $134 million gain, respectively, were recorded in Other comprehensive 

income/(loss), net of tax.

(b)  For 2015, 2016, and 2017, hedge ineffectiveness reflects the net change in fair value on derivatives of $72 million gain, $120 million loss, and 

$268 million loss, respectively, and a change in value on hedged debt attributable to the change in benchmark interest rates of $69 million loss, 
$124 million gain, and $267 million gain, respectively.

FS-55

 
FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 19.  DERIVATIVE FINANCIAL INSTRUMENTS AND HEDGING ACTIVITIES (Continued)

Balance Sheet Effect of Derivative Financial Instruments 

Derivative assets and liabilities are recorded on the balance sheet at fair value and are presented on a gross basis.  
The notional amounts of the derivative instruments do not necessarily represent amounts exchanged by the parties and 
are not a direct measure of our financial exposure.  We also enter into master agreements with counterparties that may 
allow for netting of exposures in the event of default or breach of the counterparty agreement.  

The fair value of our derivative instruments and the associated notional amounts, presented gross, at December 31 

were as follows (in millions):

2016

2017

Notional

Fair Value of
Assets

Fair Value of
Liabilities

Notional

Fair Value of
Assets

Fair Value of
Liabilities

Cash flow hedges

Foreign currency exchange contracts

$

19,091

$

620

$

257

$

19,595

$

407

$

Fair value hedges

Interest rate contracts

33,175

Derivatives not designated as hedging instruments

Foreign currency exchange contracts

Cross-currency interest rate swap

contracts

Interest rate contracts

Commodity contracts

Total derivative financial instruments,

gross (a) (b)

Current portion

Non-current portion

Total derivative financial instruments,

gross

487

379

242

156

11

80

194

8

74

6

28,008

20,679

4,006

60,504

660

248

172

408

276

37

17,227

3,201

61,689

531

$

134,914

$

1,895

$

619

$

133,452

$

1,548

$

$

$

1,108

$

787

1,895

$

371

248

619

$

$

$

802

746

1,548

$

__________
(a)  At December 31, 2016 and 2017, we held collateral of $15 million, and we posted collateral of $12 million and $38 million, respectively.
(b)  At December 31, 2016 and 2017, the fair value of assets and liabilities available for counterparty netting was $554 million and $618 million, 

respectively.  All derivatives are categorized within Level 2 of the fair value hierarchy. 

NOTE 20.  REDEEMABLE NONCONTROLLING INTEREST 

We formed the Ford Sollers joint venture with Sollers OJSC (“Sollers”) in October 2011 to operate in Russia.  On 

March 31, 2015, we and Sollers agreed to certain changes to the structure of the joint venture and the related 
shareholders’ agreement to support the business in the near term and provide a platform for future growth in this 
important market.  The changes included Ford providing additional funding to the joint venture and gaining a controlling 
interest in the joint venture through the acquisition of preferred shares.  As a result, effective March 31, 2015, we 
consolidated the joint venture for financial reporting purposes.  

The value of the redeemable noncontrolling interest, reflecting the redemption features embedded in the 50% equity 

interest in the joint venture that is held by Sollers, reported in the mezzanine section of our balance sheet at 
December 31, 2016 and 2017 was $96 million and $98 million, respectively.  The redeemable noncontrolling interest is 
exercisable beginning on January 1, 2019.

FS-56

306

135

302

28

137

4

912

568

344

912

 
 
 
 
 
 
 
NOTE 21.  ACCUMULATED OTHER COMPREHENSIVE INCOME/(LOSS) 

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

The changes in the balances for each component of accumulated other comprehensive income/(loss) attributable to 

Ford Motor Company for the years ended December 31 were as follows (in millions):

2015

2016

2017

Foreign currency translation
Beginning balance

Gains/(Losses) on foreign currency translation
Less:  Tax/(Tax benefit) (a)

Net gains/(losses) on foreign currency translation
(Gains)/Losses reclassified from AOCI to net income (b)

Other comprehensive income/(loss), net of tax

Ending balance

Marketable securities
Beginning balance

Gains/(Losses) on available for sale securities
Less:  Tax/(Tax benefit)

Net gains/(losses) on available for sale securities
(Gains)/Losses reclassified from AOCI to net income
Less:  Tax/(Tax benefit)

Net (gains)/losses reclassified from AOCI to net income

Other comprehensive income/(loss), net of tax

Ending balance

Derivative instruments
Beginning balance

Gains/(Losses) on derivative instruments
Less:  Tax/(Tax benefit)

Net gains/(losses) on derivative instruments

(Gains)/Losses reclassified from AOCI to net income
Less:  Tax/(Tax benefit)

Net (gains)/losses reclassified from AOCI to net income (c)

Other comprehensive income/(loss), net of tax

Ending balance

Pension and other postretirement benefits
Beginning balance

Prior service (costs)/credits arising during the period
Less:  Tax/(Tax benefit)

Net prior service (costs)/credits arising during the period

Amortization and recognition of prior service costs/(credits) (d)
Less:  Tax/(Tax benefit)

Net prior service costs/(credits) reclassified from AOCI to net income

Translation impact on non-U.S. plans

Other comprehensive income/(loss), net of tax

Ending balance

Total AOCI ending balance at December 31

$

$

$

$

$

$

$

$

$

(2,438) $
(969)
177
(1,146)
14
(1,132)
(3,570) $

— $
(10)
(4)
(6)
—
—
—
(6)
(6) $

(163) $
123
50
73
239
85
154
227
64

$

(2,664) $
(104)
(41)
(63)
(2)
6
(8)

(10)
(81)
(2,745) $

(3,570) $
(494)
537
(1,031)
8
(1,023)
(4,593) $

(6) $

(13)
(10)
(3)
(1)
4
(5)
(8)
(14) $

64
770
144
626
(537)
(130)
(407)
219
283

$

$

(2,745) $
(16)
(4)
(12)
66
22
44

24
56
(2,689) $

(6,257) $

(7,013) $

(4,593)
38
(294)
332
(16)
316
(4,277)

(14)
(53)
(15)
(38)
5
1
4
(34)
(48)

283
134
80
54
(456)
(137)
(319)
(265)
18

(2,689)
5
—
5
60
20
40

(8)
37
(2,652)

(6,959)

__________
(a)  We do not recognize deferred taxes for a majority of the foreign currency translation gains and losses because we do not anticipate reversal in the 

foreseeable future.  However, we have made elections to tax certain non-U.S. operations simultaneously in U.S. tax returns, and have recorded 
deferred taxes for temporary differences that will reverse, independent of repatriation plans, on U.S. tax returns.  Taxes or tax benefits resulting 
from foreign currency translation of the temporary differences are recorded in Other comprehensive income/(loss), net of tax.

(b)  Reclassified to Non-Financial Services other income/(loss), net.
(c)  Reclassified to Cost of sales.  During the next twelve months we expect to reclassify existing net gains on cash flow hedges of $49 million.  See 

Note 19 for additional information.

(d)  Amortization and recognition of prior service costs/(credits) is included in the computation of net periodic pension cost/(income).  See Note 17 for 

additional information.

FS-57

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 22.  VARIABLE INTEREST ENTITIES 

A VIE is an entity that either (i) has insufficient equity to permit the entity to finance its activities without additional 
subordinated financial support, or (ii) has equity investors who lack the characteristics of a controlling financial interest.  
We consolidate VIEs of which we are the primary beneficiary.  We consider ourselves the primary beneficiary of a VIE 
when we have both the power to direct the activities that most significantly impact the entity’s economic performance 
and the obligation to absorb losses or the right to receive benefits from the entity that could potentially be significant to 
the VIE.  Assets recognized as a result of consolidating these VIEs do not represent additional assets that could be 
used to satisfy claims against our general assets.  Liabilities recognized as a result of consolidating these VIEs do not 
represent additional claims on our general assets; rather, they represent claims against the specific assets of the 
consolidated VIEs.

We have the power to direct the significant activities of an entity when our management has the ability to make key 
operating decisions, such as decisions regarding capital or product investment or manufacturing production schedules.  
For securitization entities, we have the power to direct significant activities when we have the ability to exercise 
discretion in the servicing of financial assets (including general collection activity on current and non-current accounts 
and loss mitigation efforts including repossession and sale of collateral), issue additional debt, exercise a unilateral call 
option, add assets to revolving structures, or control investment decisions.

VIEs of Which We are Not the Primary Beneficiary

Certain of our joint ventures are VIEs, in which the power to direct economically significant activities is shared with 

the joint venture partner.  Our investments in these joint ventures are accounted for as equity method investments.  
Our maximum exposure to any potential losses associated with these joint ventures is limited to our investment, 
including loans, and was $262 million and $222 million at December 31, 2016 and 2017, respectively.

VIEs of Which We are the Primary Beneficiary

Securitization Entities.  Through Ford Credit, we securitize, transfer, and service financial assets associated with 
consumer finance receivables, operating leases, and wholesale loans.  Our securitization transactions typically involve 
the legal transfer of financial assets to bankruptcy remote SPEs.  We generally retain economic interests in the asset-
backed securitization transactions, which are retained in the form of senior or subordinated interests, cash reserve 
accounts, residual interests, and servicing rights.  For accounting purposes, we are precluded from recording the 
transfers of assets in securitization transactions as sales. 

In most cases, the bankruptcy remote SPEs meet the definition of VIEs for which we have determined we have 

both the power to direct the activities of the entity that most significantly impact the entity’s performance and the 
obligation to absorb losses or the right to receive benefits of the entity that could be significant, and would therefore 
also be consolidated.  We account for all securitization transactions as if they were secured financing and therefore the 
assets, liabilities, and related activity of these transactions are consolidated in our financial results and are included in 
amounts presented on the face of our consolidated balance sheet.  See Note 18 for additional information on the 
accounting for asset-backed debt and the assets securing this debt. 

FS-58

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 23.  COMMITMENTS AND CONTINGENCIES 

Commitments and contingencies primarily consist of guarantees and indemnifications, litigation and claims, and 

warranty.

Guarantees and Indemnifications

The maximum potential payments and the carrying value of recorded liabilities related to guarantees and limited 

indemnities at December 31 were as follows (in millions):

Maximum potential payments

Carrying value of recorded liabilities related to guarantees and limited indemnities

2016

2017

$

177

$

23

1,397

408

Guarantees and indemnifications are recorded at fair value at their inception.  We regularly review our performance 
risk under these arrangements, and in the event it becomes probable we will be required to perform under a guarantee or 
indemnity, the amount of probable payment is recorded.

We guarantee the resale value of vehicles sold in certain arrangements to daily rental companies.  The maximum 

potential payment of $1.2 billion as of December 31, 2017 included in the table above represents the total proceeds we 
guarantee the rental company will receive on re-sale.  Reflecting our present estimate of proceeds the rental companies 
will receive on resale from third parties, we have recorded $392 million as our best estimate of the amount we will have to 
pay under the guarantee.  See Note 3 for additional information on the adoption of the new revenue standard. 

We also guarantee debt and lease obligations of certain joint ventures, as well as certain financial obligations of 
outside third parties, including suppliers, to support our business and economic growth.  Expiration dates vary through 
2033, and guarantees will terminate on payment and/or cancellation of the underlying obligation.  A payment by us would 
be triggered by failure of the joint venture or other third party to fulfill its obligation covered by the guarantee.  In some 
circumstances, we are entitled to recover from a third party amounts paid by us under the guarantee.  However, our ability 
to enforce these rights is sometimes stayed until the guaranteed party is paid in full, and may be limited in the event of 
insolvency of the third party or other circumstances.  

In the ordinary course of business, we execute contracts involving indemnifications standard in the industry and 
indemnifications specific to a transaction, such as the sale of a business.  These indemnifications might include and are 
not limited to claims relating to any of the following:  environmental, tax, and shareholder matters; intellectual property 
rights; power generation contracts; governmental regulations and employment-related matters; dealer, supplier, and other 
commercial contractual relationships; and financial matters, such as securitizations.  Performance under these 
indemnities generally would be triggered by a breach of terms of the contract or by a third-party claim.  While some of 
these indemnifications are limited in nature, many of them do not limit potential payment.  Therefore, we are unable to 
estimate a maximum amount of future payments that could result from claims made under these unlimited indemnities.

Litigation and Claims

Various legal actions, proceedings, and claims (generally, “matters”) are pending or may be instituted or asserted 
against us.  These include but are not limited to matters arising out of alleged defects in our products; product warranties; 
governmental regulations relating to safety, emissions, and fuel economy or other matters; government incentives; tax 
matters; alleged illegal acts resulting in fines or penalties; financial services; employment-related matters; dealer, supplier, 
and other contractual relationships; intellectual property rights; environmental matters; shareholder or investor matters; 
and financial reporting matters.  Certain of the pending legal actions are, or purport to be, class actions.  Some of the 
matters involve or may involve claims for compensatory, punitive, or antitrust or other treble damages in very large 
amounts, or demands for field service actions, environmental remediation programs, sanctions, loss of government 
incentives, assessments, or other relief, which, if granted, would require very large expenditures. 

The extent of our financial exposure to these matters is difficult to estimate.  Many matters do not specify a dollar 

amount for damages, and many others specify only a jurisdictional minimum.  To the extent an amount is asserted, our 
historical experience suggests that in most instances the amount asserted is not a reliable indicator of the ultimate 
outcome.  

FS-59

 
NOTE 23.  COMMITMENTS AND CONTINGENCIES (Continued)

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

We accrue for matters when losses are deemed probable and reasonably estimable.  In evaluating matters for accrual 

and disclosure purposes, we take into consideration factors such as our historical experience with matters of a similar 
nature, the specific facts and circumstances asserted, the likelihood that we will prevail, and the severity of any potential 
loss.  We reevaluate and update our accruals as matters progress over time.

For the majority of matters, which generally arise out of alleged defects in our products, we establish an accrual based 

on our extensive historical experience with similar matters.  We do not believe there is a reasonably possible outcome 
materially in excess of our accrual for these matters.  

For the remaining matters, where our historical experience with similar matters is of more limited value (i.e., “non-
pattern matters”), we evaluate the matters primarily based on the individual facts and circumstances.  For non-pattern 
matters, we evaluate whether there is a reasonable possibility of a material loss in excess of any accrual that can be 
estimated.  Our estimate of reasonably possible loss in excess of our accruals for all material matters currently reflects 
indirect tax and customs matters, for which we estimate the aggregate risk to be a range of up to about $600 million. 

As noted, the litigation process is subject to many uncertainties, and the outcome of individual matters is not 

predictable with assurance.  Our assessments are based on our knowledge and experience, but the ultimate outcome of 
any matter could require payment substantially in excess of the amount that we have accrued and/or disclosed.

Warranty and Field Service Actions

We accrue obligations for warranty costs and field service actions (i.e., safety recalls, emission recalls, and other 
product campaigns) at the time of sale using a patterned estimation model that includes historical information regarding 
the nature, frequency, and average cost of claims for each vehicle line by model year.  Warranty and field service action 
obligations are reported in Other liabilities and deferred revenue.  We reevaluate the adequacy of our accruals on a 
regular basis.  

We recognize the benefit from a recovery of the costs associated with our warranty and field service actions when 

specifics of the recovery have been agreed with our supplier and the amount of the recovery is virtually certain.  
Recoveries are reported in Trade and other receivables and Other assets.

The estimate of our future warranty and field service action costs, net of estimated supplier recoveries, for the years 

ended December 31 were as follows (in millions):

Beginning balance

Payments made during the period

Changes in accrual related to warranties issued during the period

Changes in accrual related to pre-existing warranties

Foreign currency translation and other

Ending balance

2016

2017

$

$

4,558

$

(3,286)

2,326

1,360

2

4,960

$

4,960

(3,457)

2,260

1,415

118

5,296

Revisions to our estimated costs are reported as changes in accrual related to pre-existing warranties in the table 

above.  

FS-60

 
NOTE 24.  SEGMENT INFORMATION 

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

In conjunction with our expanded business model to become an automotive, financial services, and mobility company, 

beginning with the second quarter of 2016, we changed our reportable segment disclosures.  Reflecting the manner in 
which our Chief Operating Decision Maker manages our businesses, including resource allocation and performance 
assessment, we have four operating segments that represent the primary businesses reported in our consolidated 
financial statements.  These operating segments are:  Automotive, Financial Services, Ford Smart Mobility LLC, and 
Central Treasury Operations.

Automotive and Financial Services comprise separate reportable segments.  Ford Smart Mobility LLC and Central 
Treasury Operations did not meet the quantitative thresholds in this reporting period to qualify as reportable segments; 
therefore, these operating segments are combined and disclosed below as All Other.  Prior period amounts were adjusted 
retrospectively to reflect the change to our reportable segments.

Below is a description of our reportable segments and the business activities included in All Other. 

Automotive Segment

Our Automotive segment primarily includes the sale of Ford and Lincoln vehicles, service parts, and accessories 

worldwide, together with the associated costs to develop, manufacture, distribute, and service the vehicles, parts, and 
accessories.  The segment includes five regional business units:  North America, South America, Europe, Middle East & 
Africa, and Asia Pacific. 

Financial Services Segment

The Financial Services segment primarily includes our vehicle-related financing and leasing activities at Ford Credit. 

All Other

All Other is a combination of two operating segments that did not meet the quantitative thresholds in this reporting 

period to qualify as reportable segments.  All Other consists of our Central Treasury Operations (formerly Other 
Automotive) and Ford Smart Mobility LLC.  The Central Treasury Operations segment is primarily engaged in decision 
making for investments, risk management activities, and providing financing for the Automotive segment.  Interest income 
(excluding interest earned on our extended service contract portfolio that is included in our Automotive segment), interest 
expense, gains and losses on cash equivalents and marketable securities, and foreign exchange derivatives associated 
with intercompany lending are included in the results of Central Treasury Operations.  The underlying assets and 
liabilities, primarily cash and cash equivalents, marketable securities, debt, and derivatives, remain with the Automotive 
segment.  

Ford Smart Mobility LLC is a subsidiary formed to design, build, grow, and invest in mobility services.  Designed to 

compete like a start-up company, Ford Smart Mobility LLC designs and builds mobility services on its own, and 
collaborates with start-ups and tech companies.

Special Items

Our results include special items that consist of (i) pension and OPEB remeasurement gains and losses, (ii) significant 

personnel and dealer-related costs stemming from our efforts to match production capacity and cost structure to market 
demand and changing model mix, and (iii) certain infrequent significant items that we generally do not consider to be 
indicative of our ongoing operating activities.  Our management excludes these items from its review of the results of the 
operating segments for purposes of measuring segment profitability and allocating resources.  Special items are 
presented as a separate reconciling item.

FS-61

FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 24.  SEGMENT INFORMATION (Continued)

Key operating data for the years ended or at December 31 were as follows (in millions):

Automotive

Financial
Services

All Other

Special
Items

Adjustments

Total

2015
Revenues
Pre-tax results - income/(loss)
Depreciation and tooling amortization
Interest expense
Investment-related interest income
Equity in net income/(loss) of affiliated

companies

Cash outflow for capital spending
Cash, cash equivalents, and marketable

securities
Total assets
Debt
Operating cash flows

2016
Revenues
Pre-tax results - income/(loss)
Depreciation and tooling amortization
Interest expense
Investment-related interest income
Equity in net income/(loss) of affiliated

companies

Cash outflow for capital spending
Cash, cash equivalents, and marketable

securities
Total assets
Debt
Operating cash flows

2017
Revenues
Pre-tax results - income/(loss)
Depreciation and tooling amortization
Interest expense
Investment-related interest income
Equity in net income/(loss) of affiliated

companies

Cash outflow for capital spending
Cash, cash equivalents, and marketable

securities
Total assets

$

$

$

$

$

$

140,566
9,568
4,332
—
42

1,786

7,147

23,567

91,959
12,839
7,285

141,546
9,422
4,667
—
75

1,747

6,947

27,462

96,929
15,907
6,385

145,653
7,259
4,963
—
93

1,169

7,001

26,484

102,885

8,992
2,028
3,661
2,454
76

32

49

11,609

137,026
120,015
3,876

10,253
1,820
4,356
2,808
74

33

45

11,357

146,252
127,063
8,754

11,113
2,248
4,159
3,231
113

32

45

12,439

160,338

$

— $

— $

(796)
—
773
191

—

—

—

—
—
—

1
(867)
—
894
142

—

—

8

69
—
(7)

10
(1,070)
—
1,133
253

—

3

4

96

(548)
—
—
—

—

—

—

—
—
—

$

— $

(3,579)
—
—
—

—

—

—

—
—
—

$

— $

(289)
—
—
—

—

—

—

—

$

$

149,558
10,252
7,993
3,227
309

1,818

7,196

35,176

224,925
132,854
16,226

151,800
6,796
9,023
3,702
291

1,780

6,992

38,827

237,951
142,970
19,850

156,776
8,148
9,122
4,364
459

1,201

7,049

38,927

257,808

$

$

$

—
—
—
—
—

—

—

—

(4,060) (a)
—
5,065 (b)

—
—
—
—
—

—

—

—

(5,299) (a)
—
4,718 (b)

—
—
—
—
—

—

—

—

(5,511) (a)
—
5,018 (b)

Debt
Operating cash flows
__________
(a) 
(b)  We measure and evaluate our Automotive segment operating cash flow on a different basis than Net cash provided by/(used in) operating activities 

Includes deferred tax netting and eliminations of intersegment transactions occurring in the ordinary course of business.

138,356
9,244

154,287
18,096

15,931
3,908

—
(74)

—
—

in our consolidated statement of cash flows.  Automotive segment operating cash flow includes additional elements management considers to be 
related to our Automotive operating activities, primarily capital spending and non-designated derivatives, and excludes outflows for funded pension 
contributions, separation payments, and other items that are considered operating cash flows under U.S. GAAP.  The table below quantifies these 
reconciling adjustments to Net cash provided by/(used in) operating activities for the years ended December 31 (in millions):

Automotive capital spending

Settlements of derivatives

Funded pension contributions

Separation payments

Other

Total operating cash flow adjustments

2015

2016

2017

7,147

$

6,947

$

76

(1,115)

(613)

(430)

(610)

(1,155)

(336)

(128)

5,065

$

4,718

$

7,001

(217)

(1,434)

(281)

(51)

5,018

$

$

FS-62

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FORD MOTOR COMPANY AND SUBSIDIARIES
NOTES TO THE FINANCIAL STATEMENTS

NOTE 24.  SEGMENT INFORMATION (Continued)

Geographic Information

We report revenue on a “where-sold” basis, which reflects the revenue within the country in which the ultimate sale or 

financing is made to our external customer. 

Total Company revenues and long-lived assets, split geographically by our country of domicile (the United States) and 

other countries where our major subsidiaries are domiciled, for the years ended December 31 were as follows 
(in millions):

United States

United Kingdom

Canada

Germany

All Other

Total Company

2015

2016

2017

Revenues

Long-Lived
Assets (a)

Revenues

Long-Lived
Assets (a)

Revenues

Long-Lived
Assets (a)

$

93,142

$

39,853

$

93,433

$

42,946

$

93,844

$

42,504

11,451

8,978

6,950

29,037

1,490

3,814

2,203

9,896

10,041

10,028

7,322

30,976

1,302

4,264

2,254

10,135

9,619

10,580

7,265

35,468

$

149,558

$

57,256

$

151,800

$

60,901

$

156,776

$

1,691

4,771

3,182

11,414

63,562

__________
(a) 

Includes Net property and Net investment in operating leases from our consolidated balance sheet.

NOTE 25.  SELECTED QUARTERLY FINANCIAL DATA (unaudited)

Selected financial data by calendar quarter were as follows (in millions, except per share amounts):

2016

2017

First
Quarter

Second
Quarter

Third
Quarter

Fourth
Quarter

First
Quarter

Second
Quarter

Third
Quarter

Fourth
Quarter

Total revenues

Income/(Loss) before income taxes

$ 37,718
3,651

$

39,485

$

35,943

$

38,654

2,875

1,387

(1,117)

$ 39,146
2,243

$

39,853

$

36,451

$

41,326

2,259

1,757

1,889

Amounts Attributable to Ford Motor Company Common and Class B Shareholders
$

Net income/(loss)

2,452

1,970

957

$

$

$

(783) $

1,587

$

2,042

$

1,564

$

2,409

Common and Class B per share from income from continuing operations

Basic

Diluted

$

$

0.62

0.61

$

0.50

0.49

$

0.24

0.24

(0.20) $
(0.20)

$

0.40

0.40

$

0.51

0.51

$

0.39

0.39

0.61

0.60

Certain of the quarterly results identified in the table above include material unusual or infrequently occurring items as 

follows on a pre-tax basis, except for tax items:

The fourth quarter 2016 results include a pension and OPEB net remeasurement loss of $3 billion.

The fourth quarter 2016 net income includes a tax benefit of $300 million for the recognition of deferred taxes resulting 

from a 2016 change in U.S. tax law related to taxation of foreign currency gains and losses for our non-U.S. branch 
operations.

The fourth quarter 2017 results include a curtailment gain of $354 million relating to a plan amendment to our principal 

salaried defined benefit pension plan in the United States.

The fourth quarter 2017 net income includes tax benefits of $398 million and $484 million related to U.S. tax 

legislation in the Tax Cuts and Jobs Act of 2017 and non-U.S. restructuring, respectively.

FS-63

 
 
FORD MOTOR COMPANY AND SUBSIDIARIES
Schedule II — Valuation and Qualifying Accounts
(in millions)

Balance at
Beginning of
Period

Charged to
Costs and
Expenses

Deductions

Balance at End
of Period

$

$

$

347

(7)

(29) (c)

227 (d)

538

551  

24  

(33) (c)

209 (d)

294 (a)

$

76 (b)

—  

—

370  

$

421 (a)

$

19 (b)

—  

1,131 (e)

437

372

225

1,831

2,865

567

377

192

909

751  

$

1,571  

$

2,045

Description

For the Year Ended December 31, 2015

Allowances deducted from assets

Credit losses

Doubtful receivables

Inventories (primarily service part obsolescence)

Deferred tax assets

Total allowances deducted from assets

For the Year Ended December 31, 2016

Allowances deducted from assets

Credit losses

Doubtful receivables

Inventories (primarily service part obsolescence)

Deferred tax assets

Total allowances deducted from assets

For the Year Ended December 31, 2017

Allowances deducted from assets

Credit losses

Doubtful receivables

Inventories (primarily service part obsolescence)

Deferred tax assets

Total allowances deducted from assets

$

384

455

254

1,604

2,697

$

$

437

372

225

1,831

2,865

$

$

567

377

192

909

$

$

$

$

$

$

595  

24  

14 (c)

583 (d)

$

483 (a)

$

(3) (b)

—  

—

679

404

206

1,492

2,781

2,045

$

1,216  

$

480  

$

_________
(a)  Finance receivables and lease investments deemed to be uncollectible and other changes, principally amounts related to finance receivables sold 

and translation adjustments.

(b)  Accounts and notes receivable deemed to be uncollectible as well as translation adjustments.
(c)  Net change in inventory allowances, including translation adjustments.  
(d) 

Includes $(142) million, $26 million, and $127 million in 2015, 2016, and 2017, respectively, of valuation allowance for deferred tax assets through 
Accumulated other comprehensive income/(loss), including translation adjustments and $369 million, $183 million, and $456 million in 2015, 2016, 
and 2017, respectively, of valuation allowance for deferred tax assets through the income statement.  

(e)  During 2016 we elected to tax a significant portion of our South American operations simultaneously in U.S. tax returns resulting in a $1.1 billion 

reduction in deferred tax assets and related valuation allowance.

FSS-1

 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
   
   
 
 
   
   
 
 
   
   
 
Exhibit 10-O-2

FORD MOTOR COMPANY ANNUAL INCENTIVE COMPENSATION PLAN
(Amended and Restated as of March 1, 2018)

1.  Purpose.  This Plan, which shall be known as the "Ford Motor Company Annual Incentive 

Compensation Plan" and is hereinafter referred to as the "Plan," is intended to provide  annual incentive 
compensation to Plan participants based on the achievement of established performance objectives.

2.  Definitions.  As used in the Plan, the following terms shall have the following meanings, 

respectively:

(a)  The term "Affiliate" shall mean, as applied with respect to any person or legal entity specified, 

a person or legal entity that directly or indirectly, through one or more intermediaries, controls or is 
controlled by, or is under common control with, the person or legal entity specified.

(b)  The term "Annual Incentive Compensation Committee" shall mean the committee comprised 

of two or more officers of the Company designated members of such Committee by the Compensation 
Committee.

(c)  The term "Award" shall mean the cash compensation awarded under the Plan with respect to 

a Performance Period to a participant eligible under Section 5(b).

(d)   The term "Committee" shall mean, unless the context otherwise requires:

(i)  The Compensation Committee for all matters affecting any Section 16 Person.

(ii)  The Annual Incentive Compensation Committee for all matters affecting employees 

other than Section 16 Persons. 

(e)  The term "Company" or "Ford" generally shall mean Ford Motor Company.  When used in the 

Plan with respect to employment, the term "Company" shall include subsidiaries of the Company.

(f)  The term "Compensation Committee" shall mean the Compensation Committee of the Board 

of Directors of the Company.

(g)  The term "DC Plan" shall mean the Company's Deferred Compensation Plan, as amended.

(h)  The term "Employee" shall mean any person who is regularly employed by the Company or 

one of its Subsidiaries at a salary (as distinguished from a pension, retirement allowance, severance pay, 
retainer, commission, fee under a contract or other arrangement, or hourly, piecework or other wage) and 
is enrolled on the active employment rolls of the Company or a Subsidiary, including, but without 
limitation, any employee who also is an officer or director of the Company or one of its Subsidiaries.

(i)  The term "Exceptional Contribution Fund" shall mean, with respect to Awards for a 

Performance Period, the dollar amount designated by the Compensation Committee pursuant to Section 
13 for purposes of increasing the amount of Awards based on exceptional individual, unit, group or 
Company performance.

(j)  The term "Key Employee" shall mean an Employee of the Company determined by the 

Committee to be a Key Employee for purposes of the Plan.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(k)  The term "Maximum Award Pool" shall mean the maximum aggregate amount of all Awards 

which may be made to participants for a Performance Period determined by the Compensation 
Committee pursuant to Section 12.

(l)  The term "Maximum Individual Award" shall mean the maximum amount of an Award for a 

Performance Period, as set forth in Section 10.

(m)  The term "participant" shall mean a Key Employee selected by the Committee to participate 

in the Plan for a Performance Period.

(n)  The term "Performance Criteria" shall  mean, with respect to any Award for a Performance 

Period, one or more of the following objective business criteria established by the Compensation 
Committee with respect to the Company and/or any Subsidiary, division, business unit or component 
thereof upon which the Performance Goals for a Performance Period are based: asset charge, asset 
turnover, automotive return on sales, capacity utilization, capital employed in the business, capital 
spending, cash flow, cost structure improvements, complexity reductions, customer loyalty, diversity, 
earnings growth, earnings per share, economic value added, environmental health and safety, facilities 
and tooling spending, hours per vehicle, increase in customer base, inventory turnover, market price 
appreciation, market share, net cash balance, net income, net income margin, net operating cash flow, 
operating profit margin, order to delivery time, plant capacity, process time, profits before tax, quality/
customer satisfaction, return on assets, return on capital, return on equity, return on net operating assets, 
return on sales, revenue growth, sales margin, sales volume, total shareholder return, vehicles per 
employee, warranty performance to budget, variable margin, working capital, and any other criteria based 
on individual, business unit, group or Company performance selected by the Compensation Committee.

(o)  The term "Performance Goals" shall mean the one or more goals established by the 

Compensation Committee based on one or more Performance Criteria pursuant to Section 7 for the 
purpose of measuring performance in determining the amount, if any, of an Award for a Performance 
Period.

(p)  The term "Performance Formula" shall mean, with respect to a Performance Period, the one 

or more objective formulas established by the Compensation Committee pursuant to Section 7 and 
applied against the Performance Goals in determining whether and the extent to which Awards have been 
earned for the Performance Period.

(q)  The term "Performance Period" or "Period" shall mean, with respect to which a particular 

Award may be made under the Plan, the Company's fiscal year or other twelve consecutive month period 
designated by the Compensation Committee for the purpose of measuring performance against 
Performance Goals.

(r)  The term "Pro Forma Award Amount" shall mean, with respect to an Award to be made for a 

Performance Period, the amount determined by the Committee pursuant to Section 9.

(s)  The term "SC Plan" shall mean the Company's Supplemental Compensation Plan, as 

amended.

(t)  The term "Section 16 Person" shall mean any employee who is subject to the reporting 
requirements of Section 16(a) or the liability provisions of Section 16(b) of the Securities Exchange Act of 
1934, as amended.

(u)  The term "Subsidiary" shall mean (i) any corporation a majority of the voting stock of which is 
owned or controlled, directly or indirectly, by the Company or (ii) any limited liability company a majority of 
the membership interest of which is owned or controlled, directly or indirectly, by the Company.

 
 
 
 
 
 
 
 
 
 
 
 
(v)  The term "Target Award" shall mean, with respect to a Performance Period, the Target Award 

amount established for each applicable Leadership Level, band or other group of participants by the 
Committee pursuant to Section 6 hereof.

(w)  The term "Total Pro Forma Award Pool" shall mean, with respect to Awards for a 

Performance Period, the amount described in Section 11.

3.  Effective Date.  The Plan shall be effective as of January 1, 1998.

4.  Administration.  Except as otherwise expressly provided, the Compensation Committee shall 

have full power and authority to construe, interpret and administer the Plan.  The Compensation 
Committee shall make all decisions relating to matters affecting Section 16 Persons, but may otherwise 
delegate any of its authority under the Plan.  The Compensation Committee and the Annual Incentive 
Compensation Committee each may at any time adopt or terminate, and may from time to time, amend, 
modify or suspend such rules, regulations, policies and practices as they in their sole discretion may 
determine in connection with the administration of, or the performance of their respective responsibilities 
under, the Plan.

5.  Eligibility.   

(a)  Eligibility to Participate.  All Key Employees are eligible to be selected to participate in the 

Plan.  The Committee shall, in its sole discretion, designate which Key Employees will be participants for 
the applicable Performance Period.

(b) Eligibility for Awards.  An Award with respect to a Performance Period may be made pursuant 

to Section 14 of the Plan to (i) participants for such Performance Period who shall have been an 
employee at any time during such Performance Period, or to (ii) the beneficiary or beneficiaries or legal 
representatives, as the Committee in its sole discretion shall determine, of any such person whose 
employment shall have been terminated by reason of his or her death during such Performance Period.        

(c)  Eligibility of Compensation Committee Members.  No person while a member of the 
Compensation Committee shall be eligible to participate under the Plan or receive an Award.    

6. Determination of Target Awards.  Within 90 days of the commencement of a Performance 

Period, the Committee shall establish the Target Award for each applicable Leadership Level, band or 
other group of Key Employees selected to participate in the Plan with respect to a Performance Period, 
subject to any limitations established by the Compensation Committee.  The fact that a Target Award is 
established for a participant's Leadership Level, band or other group for a Performance Period shall not 
entitle such participant to receive an Award.

7.  Selection of Performance Criteria and Establishment of Performance Goals and Performance 
Formula; Minimum Threshold Objective.  Within 90 days of the commencement of a Performance Period, 
the Compensation Committee shall select the Performance Criteria and establish the related 
Performance Goals be used to measure performance for a Performance Period and the Performance 
Formula to be used to determine what portion, if any, of an Award has been earned for the Performance 
Period.  The Performance Criteria may be expressed in absolute terms or relate to the performance of 
other companies or to an index. Within that same 90 day period, the Compensation Committee may 
establish a minimum threshold objective for any Performance Goal for any Performance Period, which if 
not met, would result in no Award being made to any participant with such Performance Goal for such 
Performance Period. 

8. Adjustments to Performance Goals, Performance Formula or Performance Criteria.  For 

purposes of determining Awards for participants who are not Covered Employees, the Compensation 
Committee may adjust or modify any of the Performance Goals, Performance Formula and/or the 

 
 
 
 
 
 
 
 
 
 
 
 
Performance Criteria for any Performance Period in order to prevent the dilution or enlargement of the 
rights of such participants under the Plan (i) in the event of, or in anticipation of, any unusual or 
extraordinary item, transaction, event or development, (ii) in recognition of, or in anticipation of, any other 
unusual or nonrecurring event affecting the Company or the financial statements of the Company or Ford 
Motor Credit Company LLC, or in anticipation of, changes in applicable laws, regulations, accounting 
principles or business conditions, and (iii) for any other reason or circumstance deemed relevant to the 
Compensation Committee in its sole discretion.  For purposes of this Section 8, the term “Covered 
Employee” shall mean a Key Employee who is a “covered employee” within the meaning of Section 
162(m) of the Internal Revenue Code of 1986, as amended.

9.  Determination of Pro Forma Award Amount.  As soon as practicable following, but not later 
than the December 31st immediately following, the end of a Performance Period, the Committee shall 
determine the Pro Forma Award Amount for any Award to be made to a participant for a Performance 
Period by applying the applicable Performance Formula for the participant for the Performance Period 
against the accomplishment of the related Performance Goals for such participant.

10.  Maximum Individual Award.  The Maximum Individual Award for a Performance Period is 

$10,000,000.

11.  Total Pro Forma Award Pool.  The Total Pro Forma Award Pool for all Awards for a 

Performance Period shall equal the sum of the Pro Forma Award Amounts for all participants for the 
Performance Period. 

12.  Determination of Maximum Award Pool.  The Compensation Committee shall determine the 

amount of the Maximum Award Pool for a Performance Period which shall not exceed the sum of the 
Total Pro Forma Award Pool plus the amount of the Exceptional Contribution Fund for such Period.

13.  Determination of Exceptional Contribution Fund.  The Compensation Committee shall 
determine the amount of the Exceptional Contribution Fund, if any, which may be used for increasing the 
size of Awards for a Performance Period above the applicable Pro Forma Award Amount.  Unless 
otherwise determined by the Compensation Committee, the amount of the Exceptional Contribution Fund 
shall not exceed 15% of the Total Pro Forma Award Pool for the applicable Performance Period.  

14.  Determination of Individual Awards.  Subject to achievement of any applicable minimum 

threshold objectives established under Section 7, fulfillment of the conditions set forth in Section 17, and 
compliance with the Maximum Individual Award limitation under Section 10 and the eligibility requirements 
set forth in Section 5(b), the Committee shall, as soon as practicable following, but not later than the 
December 31st immediately following, the end of a Performance Period, determine the amount of each 
Award to be made to a participant under the Plan for the Performance Period, which amount shall, except 
as otherwise provided below, be the Pro Forma Award Amount determined for such participant for such 
Period pursuant to Section 9.  The Committee may, in its sole discretion, reduce the amount of any Award 
that otherwise would be awarded to any participant for any Performance Period.  In addition, the 
Committee may, in its sole discretion, increase the amount of any Award that otherwise would be awarded 
to any participant for a Performance Period to an amount that is higher than the applicable Pro Forma 
Award Amount based on exceptional individual, unit, group or Company performance; provided, however, 
that the total amount of all Awards made for a Performance Period shall not exceed the related Maximum 
Award Pool.   Individual Award amounts may be less than or greater than 100% of the related Target 
Award. The determinations by the Annual Incentive Compensation Committee of individual Award 
amounts for Employees who are not Section 16 Persons shall be subject to a maximum funding amount 
and any other limitations specified by the Compensation Committee.  Notwithstanding anything contained 
in the Plan to the contrary, the Committee may determine in its sole discretion not to make an Award to a 
particular participant or to all participants selected to participate in the Plan for any Performance Period. 

 
 
 
 
 
 
15.  Distribution and Form of Awards.

(a)  General.  Except as otherwise provided in Section 15(b) or in Section 17, distribution 

of Awards for a Performance Period shall be made on, or as soon as practicable after, the distribution 
date for such Awards determined by the Compensation Committee, which date shall be on or before 
March 15 following the end of the applicable Performance Period, but in no event shall such date be later 
than the December 31 immediately following such March 15, and shall be payable in cash.

(b)  Deferral of Awards.  Subject to the terms, conditions and eligibility requirements of 

the DC Plan, Key Employees who receive an Award under the Plan are eligible to defer payment of all or 
part of such Award under the DC Plan under the same terms as if such Award had been an award of 
supplemental compensation made under the SC Plan.  In no event may any deferral election made under 
the DC Plan pursuant to this paragraph be made later than the last day of the sixth month of the 
applicable Performance Period.  Additionally, no deferral election may be made under the DC Plan 
pursuant to this paragraph if, at the time of such election, the amount of any Award subject to such 
deferral election is substantially certain.

(c)  Mandatory Deferral of Awards.  The Compensation Committee shall determine 

whether, and the extent to which, any Awards under the Plan will be mandatorily deferred and the terms 
of any such deferral.  Unless otherwise determined by the Compensation Committee, Awards may be 
mandatorily deferred by such Committee in the same manner as if they had been awards of supplemental 
compensation made under the SC Plan.  In no event may any mandatory deferral pursuant to this 
paragraph be made later than the last day of the sixth month of the applicable Performance Period.  
Additionally, no mandatory deferral may be made pursuant to this paragraph if, at the time of such 
mandatory deferral, the amount of any Award subject to such mandatory deferral is substantially certain.

16.  Designation of Beneficiaries and Effect of Death.

(a)  Designation of Beneficiaries.  A participant may file with the Company a written 

designation of a beneficiary or beneficiaries (subject to such limitations as to the classes and number of 
beneficiaries and contingent beneficiaries and such other limitations as the Compensation Committee 
from time to time may prescribe) to receive, in the event of the death of the participant, undistributed 
amounts of any Award that would have been payable to such participant had he or she been living and 
that was not deferred under any Company deferral arrangement or plan.  A participant shall be deemed to 
have designated as beneficiary or beneficiaries under the Plan the person or persons who receive such 
participant's life insurance proceeds under the basic Company Life Insurance Plan unless such 
participant shall have assigned such life insurance or shall have filed with the Company a written 
designation of a different beneficiary or beneficiaries under the Plan.  A participant may from time to time 
revoke or change any such designation of beneficiary and any designation of beneficiary under the Plan 
shall be controlling over any testamentary or other disposition; provided, however, that if the Committee 
shall be in doubt as to the right of any such beneficiary to receive any such payment, or if applicable law 
requires the Company to do so, the same may be paid to the legal representatives of the participant, in 
which case the Company, the Committee and the members thereof shall not be under any further liability 
to anyone.

(b)  Distribution upon Death.  Subject to the provisions of Section 15, Section 16(a) and, if 

applicable, the DC Plan or any other deferral plan or arrangement, in the event of the death of any 
participant prior to distribution of an Award, the total value of such participant's Award shall be distributed 
in cash in one lump sum in accordance with Section 15(a)  to any beneficiary or beneficiaries designated 
or deemed designated by the participant pursuant to Section 16(a) who shall survive such participant (to 
the extent such designation is effective and enforceable at the time of such participant's death) or, in the 
absence of such designation or such surviving beneficiary, or if applicable law requires the Company to 
do so, to the legal representative of such person, at such time (or as soon thereafter as practicable) and 
otherwise as if such person were living and had fulfilled all applicable conditions as to earning out set 

 
 
 
 
 
 
 
 
 
 
 
forth in, or established pursuant to Section 17 and, if applicable, the DC Plan or any other deferral plan or 
arrangement, provided such conditions shall have been fulfilled by such person until the time of his or her 
death.  

17.  Conditions to Payment of Awards.  

(a)  Effect of Competitive Activity.  Anything in the Plan notwithstanding, and subject to 
paragraph (c) hereof and, if applicable, any conditions under the DC Plan or any other deferral plan or 
arrangement relating to payment of an Award, if the employment of any participant shall terminate, for any 
reason other than death, prior to the distribution date established pursuant to Section 15(a) for payment 
of an Award, such participant shall receive payment of an Award only if, during the entire period from the 
making of an Award until such distribution date, such participant shall have earned out such Award  

(i) by continuing in the employ of the Company or a Subsidiary thereof, or 

(ii) if his or her employment shall have been terminated for any reason other than death, 

by (a) making himself or herself available, upon request, at reasonable times and upon a reasonable 
basis, to consult with, supply information to and otherwise cooperate with the Company or any Subsidiary 
thereof with respect to any matter that shall have been handled by him or her or under his or her 
supervision while he or she was in the employ of the Company or any Subsidiary thereof, and (b) 
refraining from engaging in any activity that is directly or indirectly in competition with any activity of the 
Company or any Subsidiary thereof.

(b)  Nonfulfillment of Competitive Activity Conditions; Waiver of Conditions Under the 

Plan.  In the event of a participant's nonfulfillment of any condition set forth in paragraph (a) above, such 
participant's rights under the Plan to receive or defer payment of  an Award under the Plan shall be 
forfeited and canceled; provided, however, that the nonfulfillment of such condition may at any time 
(whether before, at the time of or subsequent to termination of employment) be waived in the following 
manner: 

(i) with respect to a participant who at any time shall have been a Section 16 Person, 

such waiver may be granted by the Compensation Committee upon its determination that in its sole 
judgment there shall not have been and will not be any substantial adverse effect upon the Company or 
any Subsidiary thereof; and

(ii) with respect to any other participant, such waiver may be granted by the Annual 

Incentive Compensation Committee (or any committee appointed by it) upon its determination that in its 
sole judgment there shall not have been and will not be any such substantial adverse effect.

(c)  Effect of Inimical Conduct.  Anything in the Plan to the contrary, the right of a 

participant, following termination of such participant's employment with the Company, to receive payment 
or to defer payment of an Award under Section 15 shall terminate on and as of the date on which it his 
been determined that such participant at any time (whether before or subsequent to termination of such 
participant's employment) acted in a manner inimical to the best interests of the Company.  Any such 
determination shall be made by (i) the Compensation Committee with respect to any participant who at 
any time shall have been a Section 16 Person, and (ii) the Annual Incentive Compensation Committee (or 
any committee appointed by it for the purpose) with respect to any other participant.  Such Committee (or 
any such other committee) may make such determination at any time prior to payment in full of an Award.  
Conduct which constitutes engaging in any activity that is directly or indirectly in competition with any 
activity of the Company or any Subsidiary thereof shall be governed by Section 17(a)(ii) and shall not be 
subject to any determination under this paragraph (c).   

  
 
 
 
 
 
 
 
 
 
               
 
 
 
 
 
 
18.  Limitations.  A participant shall not have any interest in any Award until it is distributed in 
accordance with the Plan.  The fact that a Key Employee has been selected to be a participant for a 
Performance Period shall not in any manner entitle such participant to receive an Award for such period.  
The determination as to whether or not such participant shall be paid an Award for such Performance 
Period shall be determined solely in accordance with the provisions of Sections 14 and 17 hereof.  All 
payments and distributions to be made thereunder shall be paid from the general assets of the Company.  
Nothing contained in the Plan, and no action taken pursuant to its provisions, shall create or be construed 
to create a trust of any kind, or a fiduciary relationship between the Company and any employee, former 
employee or any other person. The Plan shall not constitute part of any participant's or employee's 
employment contract with the Company or any participating subsidiary.  Participation in the Plan shall not 
create or imply a right to continued employment.   

19.  Withholding of Taxes, etc.  The Company shall have the right to withhold an amount sufficient 

to satisfy any federal, state or local income taxes, FICA or Medicare taxes or other amounts that the 
Company may be required by law to pay with respect to any Award, including withholding payment from a 
participant's current compensation.  The Company has no duty to design its compensation policies in a 
manner that minimizes an individual’s tax liabilities, including tax liabilities arising as a result of any 
distribution or Awards under the Plan. No claim shall be made against the Plan relating to tax liabilities 
arising from employment with the Company and/or any compensation or benefit arrangements sponsored 
or maintained by the Company, including this Plan.

20.  No Assignment of Benefits.  No rights or benefits under the Plan shall, except as otherwise 

specifically provided by law, be subject to assignment (except for the designation of beneficiaries 
pursuant to Section 16(a)), nor shall such rights or benefits be subject to attachment or legal process for 
or against a participant or his or her beneficiary or beneficiaries, as the case may be.

21.  Administration Expense.  The entire expense of offering and administering the Plan shall be 

borne by the Company and its participating Subsidiaries.

22.  Access of Independent Certified Public Accountants and Committee to Information.  The 

Company's independent certified public accountants shall have full access to the books and records of 
the Company and its Subsidiaries, and the Company shall furnish to such accountants such information 
as to the financial condition and operations of the Company and its Subsidiaries as such accountants 
may from time to time request, in order that such accountants may take any action required or requested 
to be taken by them under the Plan.  The Chief Financial Officer or, in the event of his or her absence or 
disability to act, the principal accounting officer of the Company shall furnish to the Committee such 
information as the Committee may request to assist it in carrying out or interpreting this Plan.  Neither 
such accountants, in reporting amounts required or requested under the Plan, nor the Chief Financial 
Officer, or any other director, officer or employee of the Company, in furnishing information to such 
accountants or to the Committee, shall be liable for any error therein, if such accountants or other person, 
as the case may be, shall have acted in good faith.

23.  Amendment, Modification, Suspension and Termination of the Plan; Rescissions and 
Corrections.  The Compensation Committee, at any time may terminate, and at any time and from time to 
time, and in any respect, may amend or modify the Plan or suspend any of its provisions; provided, 
however, that no such amendment, modification, suspension or termination shall, without the consent of a 
participant, adversely affect any right or obligation with respect to any Award theretofore made.  The 
Committee at any time may rescind or correct any actions made in error or that jeopardize the intended 
tax status or legal compliance of the Plan. 

 
 
 
 
 
 
24.  Indemnification and Exculpation.

(a)  Indemnification.  Each person who is or shall have been a member of the 

Compensation Committee or a member of the Annual Incentive Compensation Committee shall be 
indemnified and held harmless by the Company against and from any and all loss, cost, liability or 
expense that may be imposed upon or reasonably incurred by such person in connection with or resulting 
from any claim, action, suit or proceeding to which such person may be or become a party or in which 
such person may be or become involved by reason of any action taken or failure to act under the Plan 
and against and from any and all amounts paid by such person in settlement thereof (with the Company's 
written approval) or paid by such person in satisfaction of a judgment in any such action, suit or 
proceeding, except a judgment in favor of the Company based upon a finding of such person's lack of 
good faith; subject, however, to the condition that upon the institution of any claim, action, suit or 
proceeding against such person, such person shall in writing give the Company an opportunity, at its own 
expense, to handle and defend the same before such person undertakes to handle and defend it on such 
person's behalf.  The right of indemnification shall not be exclusive of any other right to which such 
person may be entitled as a matter of law or otherwise, or any  power that the Company may have to 
indemnify or hold such person harmless.  

(b)  Exculpation.  Each member of the Compensation Committee and each member of 

the Annual Incentive Compensation Committee shall be fully justified in relying or acting in good faith 
upon any information furnished in connection with the administration of the Plan or any appropriate 
person or persons other than such person.  In no event shall any person who is or shall have been a 
member of the Compensation Committee or a member of the Annual Incentive Compensation Committee 
be held liable for any determination made or other action taken or any omission to act in reliance upon 
any such information, or for any action (including the furnishing of information) taken or any failure to act, 
if in good faith. 

25.  Finality of Determinations.  Each determination, interpretation or other action made or taken 

pursuant to the provisions of the Plan by the Compensation Committee or the Annual Incentive 
Compensation Committee shall be final and shall be binding and conclusive for all purposes and upon all 
persons, including, but without limitation thereto, the Company, its stockholders, the Compensation 
Committee and each of the members thereof, the Annual Incentive Compensation Committee and each of 
the members thereof, and the directors, officers, and employees of the Company, the Plan participants, 
and their respective successors in interest.

26.  Code Section 409A.  All Awards are intended to be exempt from, or in compliance with, 

Section 409A of the Internal Revenue Code of 1986, as amended ("Code"), and the regulations issued 
thereunder, and the Plan is to be construed accordingly.  The Company reserves the right to take such 
action as the Company deems necessary or desirable to ensure Awards are exempt from, or comply with, 
Code Section 409A, and the regulations issued thereunder.  Notwithstanding the foregoing, any employee 
or beneficiary receiving a distribution of cash, Stock, or Other Stock-Based Award shall be responsible for 
any taxes related to such distribution, including any taxes under Code Section 409A.

27.  Governing Law.  The Plan shall be governed by and construed in accordance with the laws of 

the State of Michigan.

 
 
 
 
 
 
 
 
Exhibit 10-P-2

Terms and Conditions of Stock Option Agreement
Ford Motor Company Long Term Incentive Plan

Effective for Options and/or Stock Appreciation Rights granted under the Ford Motor Company Long-Term 
Incentive Plan.

1. 

The Option may not be exercised prior to the date one year from the date of the Stock Option 
Agreement of which these terms and conditions are a part (the Agreement). Thereafter, the 
Option may be exercised in installments as follows:

(a) Beginning on the date one year from the date of the Agreement, the Option may be 
exercised to the extent of 33% of the shares originally covered thereby;

(b) Beginning on the date two years from the date of the Agreement, the Option may be 
exercised to the extent of an additional 33% of the shares originally covered thereby;

(c) Beginning on the date three years from the date of the Agreement, the Option may be 
exercised to the extent of an additional 34% of the shares originally covered thereby; and

(d) To the extent not exercised, installments shall be cumulative and may be exercised in 
whole or in part;

all subject to the Agreement and these terms and conditions and any rules and regulations 
established by the Committee pursuant to the Plan.

Notwithstanding the foregoing, if your stock option grant included an incentive stock option (ISO), 
the ISO portion of the grant would be maximized within permissible regulatory limits. This could 
result in a different number of options vesting on the first three anniversary dates of the grant 
under the nonqualified option (NQO) and/or the ISO portion of the grant than the number 
indicated by the schedule above. In any event, the total number of NQOs and ISOs in the grant, 
will, as a whole, vest according to the schedule above. Your grant information (available online via 
Morgan Stanley’s Benefit Access website - www.benefitaccess.com or through a Morgan Stanley 
phone representative) will reflect the specific number of ISOs and NQOs vesting on the specific 
dates.

The Stock Appreciation Right, if any, granted by the Company to the Optionee under the 
Agreement shall entitle the Optionee to receive, without payment to the Company and as the 
Optionee may elect, either (a) that number of shares of Stock determined by dividing (i) the total 
number of shares of Stock subject to the Option (or the portion or portions thereof which the 
Optionee from time to time elects to use for purposes of this clause (a)), multiplied by the amount 
by which the fair market value of a share of Stock on the day this right is exercised exceeds the 
option price set forth in the Agreement (such amount being hereinafter referred to as the Spread), 
by (ii) the fair market value of a share of Stock on the exercise date; or (b) cash in an amount 
determined by multiplying (i) the total number of shares of Stock subject to the Option (or the 
portion or portions thereof which the Optionee from time to time elects to use for purposes of this 
clause (b)), by (ii) the amount of the Spread; or (c) a combination of shares of Stock and cash, in 
amounts determined as set forth in clauses (a) and (b) above; all subject to the terms and 
conditions set forth herein and any rules and regulations established by the Committee pursuant 
to the Plan.

The right of the Optionee to exercise any Stock Appreciation Right shall be cancelled if and to the 
extent that the Option is exercised. The right of the Optionee to exercise the Option shall be 

2. 

cancelled if and to the extent that shares covered by the Option are used to calculate shares or 
cash received upon exercise of any Stock Appreciation Right.

Fair market value shall mean the closing price at which Stock shall have been reported on the 
New York Stock Exchange on the date as of which such computation is to be made or, if no such 
closing price shall have been reported on such day, on the next preceding day on which such 
closing price of Stock shall have been reported on such Exchange.

If any fractional share of Stock would otherwise be deliverable to the Optionee upon exercise of 
any Stock Appreciation Right, the Optionee shall be paid a cash amount equal to the same 
fraction of the fair market value of the Stock on the date of exercise.

Any Stock Appreciation Right shall become and remain exercisable by the Optionee only to the 
extent that the Option becomes and remains exercisable.

3. 

Except as provided in the immediately following two paragraphs, if, prior to the date one year 
from the date of the Agreement, the Optionee's employment with the Company shall be 
terminated by the Company, with or without cause, or by the act, death, incapacity or retirement 
of the Optionee, the Optionee's right to exercise the Option and any Stock Appreciation Right 
shall terminate on the date of such termination of employment and all rights hereunder and under 
the Agreement shall cease.

Notwithstanding the provisions of the next preceding paragraph, if the Optionee's employment 
with the Company shall be terminated by reason of retirement, release because of disability or 
death, and the Optionee had remained in the employ of the Company for at least six months 
following the date of the Agreement, and subject to the provisions of Article 4 hereof, all the 
Optionee's rights hereunder and under the Agreement shall continue in effect or continue to 
accrue until the date ten years after the date of the Agreement, subject, in the event of the 
Optionee's death during such ten-year period, to the provisions of the sixth paragraph of this 
Article and subject to any other limitation contained herein or in the Agreement on the exercise of 
the Option or any Stock Appreciation Right in effect at the date of exercise.

Notwithstanding anything to the contrary set forth herein or in the Agreement, if the Optionee's 
employment with the Company shall be terminated at any time by reason of a sale or other 
disposition (including, without limitation, a transfer to a Joint Venture (as hereinafter defined)) of 
the division, operation or subsidiary in which the Optionee was employed or to which the 
Optionee was assigned, all the Optionee's rights under the Option and any Stock Appreciation 
Right granted to him or her shall become immediately exercisable and continue in effect until the 
date five years after the date of such termination (but not later than the date ten years from the 
date of grant of the Option), provided the Optionee shall satisfy both of the following conditions:

(a) the Optionee, at the date of such termination, had remained in the employ of the 
Company for at least three months following the grant of the Option and any Stock 
Appreciation Right, and 

(b) the Optionee continues to be or becomes employed in such division, operation or 
subsidiary following such sale or other disposition and remains in such employ until the date 
of exercise of the Option or any Stock Appreciation Right (unless the Committee, or any 
committee appointed by it for the purpose, shall waive this condition (b)).

Upon termination of the Optionee's employment with such (former) division, operation or 
subsidiary following such sale or other disposition, any then existing right of the Optionee to 
exercise the Option or any Stock Appreciation Right shall be subject to the following limitations: (i) 
if the Optionee's employment is terminated by reason of disability, death or retirement with the 
approval of his or her employer, the Optionee's rights shall continue as provided in the preceding 

sentence with the same effect as if his or her employment had not terminated; (ii) if the 
Optionee's employment is terminated by reason of discharge or voluntary quit, the Optionee's 
rights shall terminate on the date of such termination of employment and all rights under the 
Option and any Stock Appreciation Right shall cease; and (iii) if the Optionee's employment is 
terminated for any reason other than a reason set forth in the preceding clauses (i) and (ii), the 
Optionee shall have the right, within three months after such termination, to exercise the Option 
or any Stock Appreciation Right to the extent that it or any installment thereof shall have accrued 
at the date of such termination and shall not have been exercised, subject in the case of any such 
termination to the provisions of Article 4 hereof and any other limitation on the exercise of the 
Option and any Stock Appreciation Right in effect at the date of exercise. For purposes of this 
paragraph, the term Joint Venture shall mean any joint venture corporation or partnership, or 
comparable entity, in which the Company has a substantial equity interest.

If, on or after the date one year from the date of the Agreement, the Optionee's employment with 
the Company shall be terminated for any reason except retirement, release because of disability, 
death, release because of a sale or other disposition of the division, operation or subsidiary in 
which the Optionee was employed or to which the Optionee was assigned, discharge, release in 
the best interest of the Company or voluntary quit, the Optionee shall have the right, within three 
months after such termination, to exercise the Option or any Stock Appreciation Right to the 
extent that it or any installment thereof shall have accrued at the date of such termination of 
employment and shall not have been exercised, subject to the provisions of Article 4 hereof and 
any other limitation contained herein or in the Agreement on the exercise of the Option or any 
Stock Appreciation Right in effect at the date of exercise.

If the Optionee's employment with the Company shall be terminated at any time by reason of 
discharge, release in the best interest of the Company or voluntary quit, the Optionee's right to 
exercise the Option or any Stock Appreciation Right shall terminate on the date of such 
termination of employment and all rights hereunder and under the Agreement shall cease.

If the Optionee shall die within the applicable period specified in the second, third, or fourth 
paragraph of this Article, the beneficiary designated pursuant to Article 7 hereof or, if no such 
designation is in effect, the executor or administrator of the estate of the decedent or the person 
or persons to whom the Option or any Stock Appreciation Right shall have been validly 
transferred by the executor or the administrator pursuant to will or the laws of descent and 
distribution shall have the right, within the same period of time as the period during which the 
Optionee would have been entitled to exercise the Option or any Stock Appreciation Right if the 
Optionee had not died, to exercise the Option or any Stock Appreciation Right (except that, if the 
fourth paragraph of this Article shall apply to the Optionee, the Option or any Stock Appreciation 
Right may be exercised only to the extent that it or any installment thereof shall have accrued at 
the date of death and shall not have been exercised, and except that the period of time within 
which the Option or any Stock Appreciation Right shall be exercisable following the date of the 
Optionee's death shall not be less than one year (unless the Option by its terms expires earlier)), 
subject to the provision that neither the Option nor any Stock Appreciation Right shall be 
exercised under any circumstances beyond ten years from the date of the Agreement and to any 
other limitation on the exercise of the Option or any Stock Appreciation Right in effect at the date 
of exercise.

Notwithstanding anything to the contrary set forth in the Agreement or in these terms and 
conditions, neither the Option nor any Stock Appreciation Right shall be exercised on or after the 
date ten years from the date of the Agreement.

4. 

Anything contained herein or in the Agreement to the contrary notwithstanding, the right of the 
Optionee to exercise the Option or any Stock Appreciation Right following termination of the 
Optionee's employment with the Company shall remain effective only if, during the entire period 
from the date of the Optionee's termination to the date of such exercise, the Optionee shall have 
earned out such right by (i) making himself or herself available, upon request, at reasonable times 
and upon a reasonable basis, to consult with, supply information to and otherwise cooperate with 
the Company or any subsidiary thereof with respect to any matter that shall have been handled 
by him or her or under his or her supervision while he or she was in the employ of the Company 
or of any subsidiary thereof, and (ii) refraining from engaging in any activity that is directly or 
indirectly in competition with any activity of the Company or any subsidiary thereof.

In the event of the Optionee's nonfulfillment of the condition set forth in the immediately preceding 
paragraph, the Optionee's right to exercise the Option or any Stock Appreciation Right shall 
cease; provided, however, that the nonfulfillment of such condition may at any time (whether 
before, at the time of or subsequent to termination of his or her employment) be waived in the 
following manner:

(1) if the Optionee at any time shall have been subject to the reporting requirements of 
Section 16(a) of the Securities Exchange Act of 1934, as amended (the Exchange Act) or the 
liability provisions of Section 16(b) of the Exchange Act (any such Optionee being hereinafter 
called a Section 16 Person), such waiver may be granted by the Committee upon its 
determination that in its sole judgment there shall not have been and will not be 
anysubstantial adverse effect upon the Company or any subsidiary thereof by reason of the 
nonfulfillment of such condition; and

(2) if the Optionee shall not at any time have been a Section 16 Person, such waiver may be 
granted by the Committee (or any committee appointed by it for the purpose) upon its 
determination that in its sole judgment there shall not have been and will not be any such 
substantial adverse effect.

Anything contained herein or in the Agreement to the contrary notwithstanding, the right of the 
Optionee to exercise the Option or any Stock Appreciation Right following termination of the 
Optionee's employment with the Company shall cease on and as of the date on which it has been 
determined by the Committee that the Optionee at any time (whether before or subsequent to 
termination of the Optionee's employment) acted in a manner inimical to the best interests of the 
Company. Conduct which constitutes engaging in an activity that is directly or indirectly in 
competition with any activity of the Company or any subsidiary thereof shall be governed by the 
four immediately preceding paragraphs of this Article and shall not be subject to any 
determination under this paragraph.

5. 

Payment for any shares of Stock purchased upon exercise of the Option shall be made in full at 
the time of exercise. Such payment may be made in cash, by wire, by delivery of shares of Stock 
beneficially owned by the Optionee or by a combination of cash and Stock, at the election of the 
Optionee; provided, however, that any shares of Stock so delivered shall have been beneficially 
owned by the Optionee for a period of not less than six months (or 12 months if the stock being 
surrendered was acquired through the exercise of an ISO) prior to the date of such exercise. Any 
shares of Stock so delivered shall be valued at their fair market value (determined as provided in 
Article 2 hereof) on the date of such exercise.

The Optionee, from time to time during the period when the Option and any Stock Appreciation 
Right may by their terms be exercised (a) may exercise the Option in whole or in part by 
delivering to the Company or its designee (i) a written notice signed by the Optionee stating the 
number of shares that the Optionee has elected to purchase at that time from the Company, and 
(ii) a check in an amount, or (in accordance with the preceding paragraph) shares of Stock having 

6. 

7. 

a value, equal to the purchase price of the shares then to be purchased, or a combination of 
shares of Stock and cash, or (b) may exercise any Stock Appreciation Right in whole or in part by 
delivering to the Company a written notice signed by the Optionee stating (i) the number of 
shares covered by the Option he or she has elected to use to compute the number of shares, 
and/or (ii) the number of shares covered by the Option he or she has elected to use to compute 
the amount of cash, to be received from the Company pursuant to exercise of any Stock 
Appreciation Right. The Committee, if it shall deem it necessary or desirable for any reason 
connected with any law or regulation of any governmental authority relating to the regulation of 
securities, may require the Optionee to execute and file with it such evidence as it may deem 
necessary that the Optionee is acquiring any shares of Stock for investment and not with a view 
to their distribution and, by way of the adoption of rules and regulations or otherwise, impose 
conditions as to the time and manner of exercise of any Stock Appreciation Right by any person 
or class of persons.

As soon as practicable after receipt by the Company or its designee of such notice, check and/or 
shares of Stock (if the Option is exercised in whole or in part) and such evidence of intent to 
acquire for investment as may be required by the Committee, the Company shall issue the 
appropriate number of shares in the name of the Optionee and deliver the certificate therefor to 
the Optionee and/or deliver a check payable to the order of the Optionee for the appropriate 
amount of cash. The number of shares shall be adjusted appropriately, or other appropriate 
arrangements shall be made, for any taxes required to be withheld by federal, state or local law.

As a condition of the granting of the Option and any Stock Appreciation Right, the Optionee and 
the Optionee's successors and assigns agree that any dispute or disagreement which shall arise 
under or as a result of the Agreement or these terms and conditions shall be determined by the 
Committee in its sole discretion and judgment and that any such determination and any 
interpretation by the Committee of the Agreement or of these terms and conditions shall be final 
and shall be binding and conclusive for all purposes.

Unless the Committee determines otherwise, neither the Option nor any Stock Appreciation Right 
is transferable by the Optionee otherwise than by will or the laws of descent and distribution, and, 
during the Optionee's lifetime, each is exercisable only by the Optionee or the Optionee's 
guardian or legal representative. Once transferred by will or by the laws of descent and 
distribution, neither the Option nor any Stock Appreciation Right shall be further transferable. Any 
transferee of the Option and any Stock Appreciation Right shall take the same subject to the 
terms and conditions set forth herein. No such transfer of the Option and any Stock Appreciation 
Right shall be effective to bind the Company unless the Company shall have been furnished with 
written notice thereof and a copy of the will and/or such other evidence as the Committee may 
deem necessary to establish the validity of the transfer and the acceptance by the transferee or 
transferees of the terms and conditions set forth herein. No assignment or transfer of the Option 
and any Stock Appreciation Right, or of the rights represented thereby, other than as provided in 
this Article, shall vest in the purported assignee or transferee any interest or right therein 
whatsoever.

Notwithstanding anything to the contrary set forth herein, the Optionee may file with the Company 
or its designee a written designation of beneficiary or beneficiaries (subject to such limitations as 
to the classes and number of beneficiaries and contingent beneficiaries and such other limitations 
as the Committee from time to time may prescribe) to exercise, in the event of the Optionee's 
death, the Option or any Stock Appreciation Right subject to the terms and conditions set forth 
herein and to receipt by the Company of such evidence as the Committee may deem necessary 
to establish the acceptance by the beneficiary or beneficiaries of the terms and conditions set 
forth herein. The Optionee shall be deemed to have designated as beneficiary or beneficiaries the 
person or persons who receive the Optionee's life insurance proceeds under the basic Company 
Life Insurance Plan unless the Optionee shall have assigned such life insurance or shall have 
filed with the Company a written designation of a different beneficiary or beneficiaries. The 

8. 

9. 

10. 

11. 

12. 

Optionee may from time to time revoke or change any such designation of beneficiary and any 
designation of beneficiary by the Optionee shall be controlling over any other disposition, 
testamentary or otherwise; provided, however, that if the Committee shall be in doubt as to the 
entitlement of any such beneficiary to exercise the Option or any Stock Appreciation Right, the 
Committee may determine to recognize only an exercise by the legal representative of the 
Optionee, in which case the Company, the Committee and the members thereof shall not be 
under any further liability to anyone.

The Optionee, a beneficiary designated pursuant to Article 7 hereof or a transferee of the Option 
and any Stock Appreciation Right shall have no rights as a stockholder with respect to any share 
covered by the Option or any Stock Appreciation Right until such person shall have become the 
holder of record of such share, and, except as provided in Article 10 hereof, no adjustment shall 
be made for dividends (ordinary or extraordinary, whether in cash or securities or other property) 
or distributions or other rights in respect of such share for which the record date is prior to the 
date upon which such person shall become the holder of record thereof.

The existence of the Option or any Stock Appreciation Right shall not affect in any way the right 
or power of the Company or its stockholders to make or authorize any adjustments, 
recapitalizations, reorganizations or other changes in the Company's capital structure or its 
business, or any merger or consolidation of the Company, or any issue of bonds, debentures, 
preferred or prior preference stocks ahead of or affecting the Stock or the rights thereof, or the 
dissolution or liquidation of the Company, or any sale or transfer of all or any part of its assets or 
business, or any other corporate act or proceedings whether of a similar character or otherwise.

The shares covered by the Option and any Stock Appreciation Right are shares of Stock as 
presently constituted, but if, and whenever, prior to the delivery by the Company of all of the 
shares of Stock and/or cash deliverable upon exercise of the Option or any Stock Appreciation 
Right, the Company shall effect the payment of a stock dividend on Stock payable in shares of 
Stock, a subdivision or combination of the shares of Stock, or a reclassification of Stock, the 
number and price of shares remaining under the Option and any Stock Appreciation Right shall 
be appropriately adjusted. Such adjustment shall be made by the Committee, whose 
determination as to what adjustment shall be made, and the extent thereof, shall be final and 
shall be binding and conclusive for all purposes. Any such adjustment may provide for the 
elimination of any fractional share which might otherwise become subject to the Option.

Except as hereinbefore expressly provided, (a) the issue by the Company of shares of Stock of 
any class, or securities convertible into shares of Stock of any class, for cash or property or for 
labor or services, either upon direct sale or upon the exercise of rights or warrants to subscribe 
therefore, or upon conversion of shares or obligations of the Company convertible into such 
shares or other securities, or (b) the payment of a stock dividend on any other class of the 
Company's stock, or (c) any subdivision or combination of the shares of any other class of the 
Company's stock, or (d) any reclassification of any other class of the Company's stock, shall not 
affect, and no adjustment by reason thereof shall be made with respect to, the number or price of 
shares of Stock subject to the Option or any Stock Appreciation Right.

After any merger of one or more corporations into the Company, or after any consolidation of the 
Company and one or more corporations in which the Company shall be the surviving corporation, 
the Optionee shall, at no additional cost, be entitled upon any exercise of the Option or any 
exercise of any Stock Appreciation Right for Stock, to receive (subject to any required action by 
stockholders), in lieu of the number of shares as to which the Option or any Stock Appreciation 
Right shall then be so exercised, the number and class of shares of stock or other securities to 
which the Optionee would have been entitled pursuant to the terms of the agreement of merger or 
consolidation if at the time of such merger or consolidation the Optionee had been a holder of 
record of a number of shares of Stock equal to the number of shares as to which such Option or 
Stock Appreciation Right shall then be so exercised. Comparable rights shall accrue to the 

13. 

Optionee in the event of successive mergers or consolidations of the character described above 
or in the event of any exercise of any Stock Appreciation Right for cash following any such 
merger or consolidation. Anything contained herein or in the Agreement to the contrary 
notwithstanding, upon the dissolution or liquidation of the Company, or upon any merger or 
consolidation in which the Company is not the surviving corporation, the Option and any Stock 
Appreciation Right shall terminate; but if a period of one year from the date of the Agreement 
shall have expired, the Optionee shall have the right, immediately prior to such dissolution, 
liquidation, merger or consolidation, to exercise the Option or any Stock Appreciation Right in 
whole or in part to the extent it shall not have been exercised, without regard to the installment 
provisions of Article 1 hereof but subject to any other limitation contained herein or in the 
Agreement on the exercise of the Option and any Stock Appreciation Right in effect on the date of 
exercise. In the event of any other event affecting Stock, an appropriate adjustment shall be 
made in the number and price of shares remaining under, and other terms and provisions of, the 
Option and any Stock Appreciation Right. The foregoing adjustments and the manner of 
application of the foregoing provisions shall be determined by the Committee in its sole discretion, 
and such determination shall be final and shall be binding and conclusive for all purposes. Any 
such adjustment may provide for the elimination of any fractional share which might otherwise 
become subject to the Option.

Optionee acknowledges and agrees that, in order for the Company to perform its 
requirements under the Plan, the Company may process, for an indefinite period of time, 
personal data about Optionee. Such data includes, but is not limited to, the information 
provided in the Option grant materials and any changes thereto, and other appropriate 
personal data about Optionee, including information about Optionee's participation in the 
Plan and options exercised under the Plan from time to time. Optionee also hereby gives 
for an indefinite period of time Optionee's explicit consent to the Company to collect, use, 
store and transfer any such personal data for use in the United States of America or any 
other required location. The legal persons for whom the personal data is intended include 
Ford and any of its subsidiaries, the outside plan administrator as selected by the 
Company from time to time and any other person that the Company may deem appropriate 
in its administration of the Plan. Optionee has been informed of Optionee's right to access 
and correct Optionee's personal data by contacting Optionee's local Human Resources 
Representative. Optionee has been informed of Optionee's right to withdraw at any time 
Optionee's consent to the processing of personal data. Optionee has been informed that 
the provision of personal data is voluntary. Optionee understands that the transfer of the 
information outlined here is important to the administration of the Plan. Optionee's 
consent is given freely and is valid as long as it is needed for administration of the Plan or 
to comply with applicable legal requirements. Optionee's failure to consent to the 
Company's collection, use, storage and transfer of such personal data may limit 
Optionee's right to participate in the Plan. For purposes of this paragraph, the term 
"Company" shall be deemed to include Ford Motor Company, Optionee's employer, and 
any other affiliate of Ford Motor Company involved in the administration of the Plan.

14. 

Optionee acknowledges that the Company is entitled to terminate the Plan unilaterally, and 
Optionee hereby waives any right to receive Plan benefits in the event that the Plan is terminated 
or Optionee's right to exercise the Option otherwise terminates under the terms of the Agreement. 
Optionee further acknowledges that the Company's grant of the option to Optionee is not an 
element of the Optionee's compensation and that the option is awarded in the Company's 
discretion. Optionee further acknowledges that receipt of the Option does not entitle Optionee to 
any further grants of an Option in the future, and that the Company does not guarantee that 
benefits under the Plan will have a particular value or be granted to Optionee in the future.

15. 

Notwithstanding any of the other provisions of the Agreement or these terms and conditions, the 
Optionee agrees not to exercise the Option or any Stock Appreciation Right, and that the 
Company will not be obligated to issue any shares or deliver any cash pursuant to the 
Agreement, if the exercise of the Option or any Stock Appreciation Right or the issuance of such 
shares or delivery of such cash would constitute a violation by the Optionee or by the Company of 
any provisions of any law or regulation of any governmental authority. Any determination of the 
Committee in this connection shall be final and shall be binding and conclusive for all purposes. 
The Company shall in no event be obligated to take any affirmative action in order to cause the 
exercise of the Option or any Stock Appreciation Right or the issuance of shares or delivery of 
cash pursuant thereto to comply with any law or any regulation of any governmental authority.

16. 

Every notice relating to the Agreement shall be in writing and shall be given by registered mail 
with return receipt requested. All notices to the Company shall be addressed to:

Morgan Stanley
Ford Service Center
1001 Page Mill Road
Bldg. 4, Suite 101
Palo Alto, CA 94304, USA
Phone No.:
877-664-FORD (3673) (U.S.)
212-615-7009 (Non-U.S.)
Fax No.:650-494-2561

All notices by the Company to the Optionee shall be addressed to the current address of the 
Optionee as shown on the records of the Company. Either party by notice to the other may 
designate a different address to which notices shall be addressed. Any notice given by the 
Company to the Optionee at his or her last designated address shall be effective to bind any 
other person who shall acquire rights under the Agreement.

17. 

Whenever the term Optionee is used in any provision of the Agreement or these terms and 
conditions under circumstances such that the provision should logically apply to any other person 
or persons designated as a beneficiary pursuant to the provisions of Article 7 hereof, or to whom 
the Option and any Stock Appreciation Right, in accordance with the provisions of Article 7 
hereof, may be transferred, the term Optionee shall be deemed to include such person or 
persons.

18. 

The Agreement has been made in and it and these terms and conditions shall be construed in 
accordance with the laws of the State of Michigan.

Exhibit 10-P-3

Stock Option Agreement under Ford Motor Company Long-Term Incentive Plan 
Nonqualified Option

This AGREEMENT made as of this ____ day of ___________, 20__, by and between Ford Motor Company, 
a Delaware corporation (the "Company"), and (the "Optionee"), WITNESSETH:

WHEREAS, the Optionee is now employed by the Company, or one of its subsidiaries, in a responsible 
capacity and the Company desires to provide an incentive to the Optionee, to encourage the Optionee to 
remain in the employ of the Company or of one or more of its subsidiaries and to increase the Optionee's 
interest in the Company's long-term success; and as an inducement thereto, the Company has adopted the 
Company’s Long-Term Incentive Plan (the "Plan"), to be administered by the Compensation Committee (the 
"Committee"), and has determined to grant to the Optionee the option herein provided for,

NOW, THEREFORE, IT IS AGREED BETWEEN THE PARTIES as follows:

Subject to the terms and conditions set forth herein, in the Plan, in the "Terms and Conditions of Stock 
Option Agreement" (the "Terms and Conditions") and in any rules and regulations established by the 
Committee pursuant to the Plan (all of which are incorporated by reference into this Agreement as though set 
forth in full herein), the Company hereby grants to the Optionee the right and option to purchase from the 
Company up to, but not exceeding in the aggregate, ____ shares of the Company's Common Stock of the 
par value of $0.01 per share ("Stock"), at a price of $______ per share (the "Option").

The Optionee agrees to remain in the employ of the Company or of one or more of its subsidiaries for a 
period ending on the later of (a) the date one year from the date of this Agreement or (b) one year from the 
latest date to which the Optionee is obligated to remain in such employ under any option granted to the 
Optionee under the Plan or any Stock Option Plan of the Company or under any amendment to any such 
option; provided, however, that, if the second or third paragraph of Article 3 of the Terms and Conditions shall 
apply to the Optionee, such period shall be limited to six months from the date of this Agreement; and 
provided, further, that nothing contained herein or in the Terms and Conditions shall restrict the right of the 
Company or any of its subsidiaries to terminate the employment of the Optionee at any time, with or without 
cause. The term "Company" as used in this Agreement and in the Terms and Conditions with reference to 
employment shall include subsidiaries of the Company. The term "subsidiary" as used in this paragraph shall 
mean (i) any corporation a majority of the voting stock of which is owned directly or indirectly by the 
Company or (ii) any limited liability company a majority or the membership interest of which is owned directly 
or indirectly by the Company.

The grant of the Option to the Optionee is completely discretionary and does not create any rights to receive 
future stock option grants. The Company may amend, modify or terminate the Plan at any time, subject to 
limitations set forth in the Plan.

IN WITNESS THEREOF, the parties hereto have executed this Agreement as of the day and year first above 
written. 

AUTHENTICATED
as of the above date

FORD MOTOR COMPANY 

Optionee 
Optionee ID: 
_______________

Exhibit 10-P-4

Stock Option Agreement under Ford Motor Company Long-Term Incentive Plan 
Incentive Option

This AGREEMENT made as of this ____ day of _____________, 20__, by and between Ford Motor 
Company, a Delaware corporation (the "Company"), and (the "Optionee"), WITNESSETH:

WHEREAS, the Optionee is now employed by the Company, or one of its subsidiaries, in a responsible 
capacity and the Company desires to provide an incentive to the Optionee, to encourage the Optionee to 
remain in the employ of the Company or of one or more of its subsidiaries and to increase the Optionee's 
interest in the Company's long-term success; and as an inducement thereto, the Company has adopted 
the Company’s Long-Term Incentive Plan (the "Plan"), to be administered by the Compensation 
Committee (the "Committee"), and has determined to grant to the Optionee the option herein provided for,

NOW, THEREFORE, IT IS AGREED BETWEEN THE PARTIES as follows:

Subject to the terms and conditions set forth herein, in the Plan, in the "Terms and Conditions of Stock 
Option Agreement" (the "Terms and Conditions") and in any rules and regulations established by the 
Committee pursuant to the Plan (all of which are incorporated by reference into this Agreement as though 
set forth in full herein), the Company hereby grants to the Optionee the right and option to purchase from 
the Company up to, but not exceeding in the aggregate, ___ shares of the Company's Common Stock of 
the par value of $0.01 per share ("Stock"), at a price of $_______ per share (the "Option").

The Optionee agrees to remain in the employ of the Company or of one or more of its subsidiaries for a 
period ending on the later of (a) the date one year from the date of this Agreement or (b) one year from 
the latest date to which the Optionee is obligated to remain in such employ under any option granted to 
the Optionee under the Plan or any Stock Option Plan of the Company or under any amendment to any 
such option; provided, however, that, if the second or third paragraph of Article 2 of the Terms and 
Conditions shall apply to the Optionee, such period shall be limited to six months from the date of this 
Agreement; and provided, further, that nothing contained herein or in the Terms and Conditions shall 
restrict the right of the Company or any of its subsidiaries to terminate the employment of the Optionee at 
any time, with or without cause. The term "Company" as used in this Agreement and in the Terms and 
Conditions with reference to employment shall include subsidiaries of the Company. The term "subsidiary" 
as used in this paragraph shall mean (i) any corporation a majority of the voting stock of which is owned 
directly or indirectly by the Company or (ii) any limited liability company a majority or the membership 
interest of which is owned directly or indirectly by the Company.

The Option is intended to be an incentive stock option. 

The grant of the Option to the Optionee is completely discretionary and does not create any rights to 
receive future stock option grants. The Company may amend, modify or terminate the Plan at any time, 
subject to limitations set forth in the Plan.

IN WITNESS THEREOF, the parties hereto have executed this Agreement as of the day and year first 
above written. 

AUTHENTICATED
as of the above date

FORD MOTOR COMPANY 

Optionee 
Optionee ID: 
_______________

Exhibit 10-P-5

Stock Option Agreement under Ford Motor Company Long-Term Incentive Plan 
Approved United Kingdom Rules 
U.K. Nonqualified Option

This AGREEMENT made as of this ____ day of _________, 20__, by and between Ford Motor Company, a 
Delaware corporation (the "Company"), and (the "Optionee"), WITNESSETH:

WHEREAS, the Optionee is now employed by the Company, or one of its subsidiaries, in a responsible capacity 
and the Company desires to provide an incentive to the Optionee, to encourage the Optionee to remain in the 
employ of the Company or of one or more of its subsidiaries and to increase the Optionee's interest in the 
Company's long-term success; and as an inducement thereto the Company has adopted the Company’s Long-
Term Incentive Plan (the "Plan") and the Approved United Kingdom Rules (the "United Kingdom Rules"), to be 
administered by the Compensation Committee (the "Committee"), and has determined to grant to the Optionee 
the option herein provided for;

NOW, THEREFORE, IT IS AGREED BETWEEN THE PARTIES as follows:
Subject to the terms and conditions set forth herein, in the Plan, in the "Terms and Conditions of Stock Option 
Agreement" (the "Terms and Conditions") and in any rules and regulations established by the Committee 
pursuant to the Plan (all of which are incorporated by reference into this Agreement as though set forth in full 
herein), the Company hereby grants to the Optionee the right and option to purchase from the Company up to, 
but not exceeding in the aggregate, ___ shares of the Company's Common Stock of the par value of $0.01 per 
share ("Stock"), at a price of $______ per share (the "Option").

The Optionee agrees to remain in the employ of the Company or of one or more of its subsidiaries for a period 
ending on the later of (a) the date one year from the date of this Agreement or (b) one year from the latest date 
to which the Optionee is obligated to remain in such employ under any option granted to the Optionee under the 
Plan or any Stock Option Plan of the Company or under any amendment to any such option; provided, however, 
that, if the second or third paragraph of Article 2 of the Terms and Conditions shall apply to the Optionee, such 
period shall be limited to six months from the date of this Agreement; and provided, further, that nothing 
contained herein or in the Terms and Conditions shall restrict the right of the Company or any of its subsidiaries 
to terminate the employment of the Optionee at any time, with or without cause. The term "Company" as used in 
this Agreement and in the Terms and Conditions with reference to employment shall include subsidiaries of the 
Company. The term "subsidiary" as used in this paragraph shall mean (i) any corporation a majority of the voting 
stock of which is owned directly or indirectly by the Company or (ii) any limited liability company a majority of the 
membership interest of which is owned directly or indirectly by the Company.

The grant of the Option to the Optionee is completely discretionary and does not create any rights to receive 
future stock option grants. The Company may amend, modify or terminate the Plan at any time, subject to 
limitations set forth in the Plan and the United Kingdom Rules.

IN WITNESS THEREOF, the parties hereto have executed this Agreement as of the day and year first above 
written.

AUTHENTICATED
as of the above date

FORD MOTOR COMPANY 

Optionee 
Optionee ID: _______________

Exhibit 10-P-6

Terms and Conditions of Stock Option Agreement (U.K. Nonqualified Opinion)
Ford Motor Company Long Term Incentive Plan

Effective for options granted under the Ford Motor Company Long-Term Incentive Plan.

1. 

The Option may not be exercised prior to the date one year from the date of the Stock 
Option Agreement of which these terms and conditions are a part (the "Agreement"). 
Thereafter, the Option may be exercised in installments as follows:

(a) Beginning on the date one year from the date of the Agreement, the Option may 
be exercised to the extent of 33% of the shares originally covered thereby;

(b) Beginning on the date two years from the date of the Agreement, the Option may 
be exercised to the extent of an additional 33% of the shares originally covered 
thereby;

(c) Beginning on the date three years from the date of the Agreement, the Option 
may be exercised to the extent of an additional 34% of the shares originally covered 
thereby;

(d) To the extent not exercised installments shall be cumulative and may be 
exercised in whole or in part; and

all subject to the Agreement and these terms and conditions and any rules and 
regulations established by the Committee pursuant to the Plan or the United Kingdom 
Rules.

Notwithstanding the foregoing, if your stock option grant included an incentive stock 
option (ISO), the ISO portion of the grant would be maximized within permissible 
regulatory limits. This could result in a different number of options vesting on the first 
three anniversary dates of the grant under the nonqualified option (NQO) and/or the ISO 
portion of the grant than the number indicated by the schedule above. In any event, the 
total number of NQOs and ISOs in the grant, will, as a whole, vest according to the 
schedule above. Your grant information (available online via Morgan Stanley’s Benefit 
Access website - www.benefitaccess.com or through a Morgan Stanley phone 
representative) will reflect the specific number of ISOs and NQOs vesting on the specific 
dates.

2. 

Except as provided in the immediately following two paragraphs, if, prior to the date one 
year from the date of the Agreement, the Optionee's employment with the Company shall 
be terminated by the Company, with or without cause, or by the act, death, incapacity or 
retirement of the Optionee, the Optionee's right to exercise the Option shall terminate on 
the date of such termination of employment and all rights hereunder and under the 
Agreement shall cease.

Notwithstanding the provisions of the next preceding paragraph, if the Optionee's 
employment with the Company shall be terminated by reason of retirement, release 
because of disability or death, and the Optionee had remained in the employ of the 
Company for at least six months following the date of the Agreement, and subject to the 
provisions of Article 3 hereof, all the Optionee's rights hereunder and under the 
Agreement shall continue in effect or continue to accrue until the date ten years after the 
date of the Agreement, subject, in the event of the Optionee's death during such ten year 

period, to the provisions of the sixth paragraph of this Article and subject to any other 
limitation contained herein or in the Agreement on the exercise of the Option in effect at 
the date of exercise.

Notwithstanding anything to the contrary set forth herein or in the Agreement, if the 
Optionee's employment with the Company shall be terminated at any time by reason of a 
sale or other disposition (including, without limitation, a transfer to a "Joint Venture" (as 
hereinafter defined)) of the division, operation or subsidiary in which the Optionee was 
employed or to which the Optionee was assigned, all the Optionee's rights under the 
Option shall become immediately exercisable and continue in effect until the date five 
years after the date of such termination (but not later than the date ten years from the 
date of grant of the Option), provided the Optionee shall satisfy both of the following 
conditions:

(a) the Optionee, at the date of such termination, had remained in the employ of the 
Company for at least three months following the grant of the Option, and

(b) the Optionee continues to be or becomes employed in such division, operation or 
subsidiary following such sale or other disposition and remains in such employ until 
the date of exercise of the Option (unless the Committee, or any committee 
appointed by it for the purpose, shall waive this condition (b)).

Upon termination of the Optionee's employment with such (former) division, operation or 
subsidiary following such sale or other disposition, any then existing right of the Optionee 
to exercise the Option shall be subject to the following limitations: (i) if the Optionee's 
employment is terminated by reason of disability, death or retirement with the approval of 
his or her employer, the Optionee's rights shall continue as provided in the preceding 
sentence with the same effect as if his or her employment had not terminated; (ii) if the 
Optionee's employment is terminated by reason of discharge or voluntary quit, the 
Optionee's rights shall terminate on the date of such termination of employment and all 
rights under the Option shall cease; and (iii) if the Optionee's employment is terminated 
for any reason other than a reason set forth in the preceding clauses (i) and (ii), the 
Optionee shall have the right, within three months after such termination, to exercise the 
Option to the extent that it or any installment thereof shall have accrued at the date of 
such termination and shall not have been exercised, subject in the case of any such 
termination to the provisions of Article 3 hereof and any other limitation on the exercise of 
the Option in effect at the date of exercise. For purposes of this paragraph, the term 
"Joint Venture" shall mean any joint venture corporation or partnership, or comparable 
entity, in which the Company has a substantial equity interest.

If, on or after the date one year from the date of the Agreement, the Optionee's 
employment with the Company shall be terminated for any reason except retirement, 
release because of disability, death, release because of a sale or other disposition of the 
division, operation or subsidiary in which the Optionee was employed or to which the 
Optionee was assigned, discharge, release in the best interest of the Company or 
voluntary quit, the Optionee shall have the right, within three months after such 
termination, to exercise the Option to the extent that it or any installment thereof shall 
have accrued at the date of such termination of employment and shall not have been 
exercised, subject to the provisions of Article 3 hereof and any other limitation contained 
herein or in the Agreement on the exercise of the Option in effect at the date of exercise.

If the Optionee's employment with the Company shall be terminated at any time by 
reason of discharge, release in the best interest of the Company or voluntary quit, the 

Optionee's right to exercise the Option shall terminate on the date of such termination of 
employment and all rights hereunder and under the Agreement shall cease.

If the Optionee shall die within the applicable period specified in the second, third, or 
fourth paragraph of this Article, the beneficiary designated pursuant to Article 6 hereof or, 
if no such designation is in effect, the executor or administrator of the estate of the 
decedent or the person or persons to whom the Option shall have been validly 
transferred by the executor or the administrator pursuant to will or the laws of descent 
and distribution shall have the right, within the same period of time as the period during 
which the Optionee would have been entitled to exercise the Option if the Optionee had 
not died, to exercise the Option (except that, if the fourth paragraph of this Article shall 
apply to the Optionee, the Option may be exercised only to the extent that it or any 
installment thereof shall have accrued at the date of death and shall not have been 
exercised, and except that the period of time within which the Option shall be exercisable 
following the date of the Optionee's death shall not be more than one year or less than 
one year (unless the Option by its terms expires earlier)), subject to the provision that the 
Option shall not be exercised under any circumstances beyond ten years from the date of 
the Agreement and to any other limitation on the exercise of the Option in effect at the 
date of exercise.

Notwithstanding anything to the contrary set forth in the Agreement or in these terms and 
conditions, the Option shall not be exercised on or after the date ten years from the date 
of the Agreement.

3. 

Anything contained herein or in the Agreement to the contrary notwithstanding, the right 
of the Optionee to exercise the Option following termination of the Optionee's 
employment with the Company shall remain effective only if, during the entire period from 
the date of the Optionee's termination to the date of such exercise, the Optionee shall 
have earned out such right by (i) making himself or herself available, upon request, at 
reasonable times and upon a reasonable basis, to consult with, supply information to and 
otherwise cooperate with the Company or any subsidiary thereof with respect to any 
matter that shall have been handled by him or her or under his or her supervision while 
he or she was in the employ of the Company or of any subsidiary thereof, and (ii) 
refraining from engaging in any activity that is directly or indirectly in competition with any 
activity of the Company or any subsidiary thereof.

In the event of the Optionee's nonfulfillment of the condition set forth in the immediately 
preceding paragraph, the Optionee's right to exercise the Option shall cease; provided, 
however, that the nonfulfillment of such condition may at any time (whether before, at the 
time of or subsequent to termination of his or her employment) be waived in the following 
manner: 

(1) if the Optionee at any time shall have been subject to the reporting requirements 
of Section 16(a) of the Securities Exchange Act of 1934, as amended (the "Exchange 
Act") or the liability provisions of Section 16(b) of the Exchange Act (any such 
Optionee being hereinafter called a "Section 16 Person"), such waiver may be 
granted by the Committee upon its determination that in its sole judgment there shall 
not have been and will not be any substantial adverse effect upon the Company or 
any subsidiary thereof by reason of the nonfulfillment of such condition; and

(2) if the Optionee shall not at any time have been a Section 16 Person, such waiver 
may be granted by the Committee (or any committee appointed by it for the purpose) 
upon its determination that in its sole judgment there shall not have been and will not 
be any such substantial adverse effect.

Anything contained herein or in the Agreement to the contrary notwithstanding, the right 
of the Optionee to exercise the Option following termination of the Optionee's 
employment with the Company shall cease on and as of the date on which it has been 
determined by the Committee that the Optionee at any time (whether before or 
subsequent to termination of the Optionee's employment) acted in a manner inimical to 
the best interests of the Company. Conduct which constitutes engaging in an activity that 
is directly or indirectly in competition with any activity of the Company or any subsidiary 
thereof shall be governed by the four immediately preceding paragraphs of this Article 
and shall not be subject to any determination under this paragraph.

4. 

Payment for any shares of Stock purchased upon exercise of the Option shall be made in 
full at the time of exercise. Such payment must be made in cash.

The Optionee, from time to time during the period when the Option may by its terms be 
exercised, may exercise the Option in whole or in part by delivering to the Company: (i) a 
written notice signed by the Optionee stating the number of shares that the Optionee has 
elected to purchase at that time from the Company, and (ii) a check in an amount equal 
to the purchase price of the shares then to be purchased. The Committee, if it shall deem 
it necessary or desirable for any reason connected with any law or regulation of any 
governmental authority relating to the regulation of securities, may require the Optionee 
to execute and file with it such evidence as it may deem necessary that the Optionee is 
acquiring any shares of Stock for investment and not with a view to their distribution.

As soon as practicable after receipt by the Company of such notice and check (if the 
Option is exercised in whole or in part) and such evidence of intent to acquire for 
investment as may be required by the Committee, the Company shall issue the 
appropriate number of shares in the name of the Optionee and deliver the certificate 
therefore to the Optionee. The number of shares shall be adjusted appropriately, or other 
appropriate arrangements shall be made, for any taxes required to be withheld by United 
Kingdom or United States federal, state or local law.

5. 

6. 

7. 

As a condition of the granting of the Option, the Optionee and the Optionee's successors 
and assigns agree that any dispute or disagreement which shall arise under or as a result 
of the Agreement or these terms and conditions shall be determined by the Committee in 
its sole discretion and judgment and that any such determination and any interpretation 
by the Committee of the Agreement or of these terms and conditions shall be final and 
shall be binding and conclusive for all purposes.

The option is not transferable by the Optionee and, during the Optionee's lifetime, the 
Option is exercisable only by the Optionee or the Optionee's legal representative.

The Optionee, or the Optionee's legal representative shall have no rights as a 
stockholder with respect to any share covered by the Option until such person shall have 
become the holder of record of such share, and, except as provided in Article 9 hereof, 
no adjustment shall be made for dividends (ordinary or extraordinary, whether in cash or 
securities or other property) or distributions or other rights in respect of such share for 

8. 

9. 

10. 

11. 

which the record date is prior to the date upon which such person shall become the 
holder of record thereof.

The existence of the Option shall not affect in any way the right or power of the Company 
or its stockholders to make or authorize any adjustments, recapitalizations, 
reorganizations or other changes in the Company's capital structure or its business, or 
any merger or consolidation of the Company, or any issue of bonds, debentures, 
preferred or prior preference stocks ahead of or affecting the Stock or the rights thereof, 
or the dissolution or liquidation of the Company, or any sale or transfer of all or any part 
of its assets or business, or any other corporate act or proceedings whether of a similar 
character or otherwise.

The shares covered by the Option are shares of Stock as presently constituted, but if, 
and whenever, prior to the delivery by the Company of all of the shares of Stock 
deliverable upon exercise of the Option, the Company shall effect the payment of a stock 
dividend on Stock payable in shares of Stock, a subdivision or combination of the shares 
of Stock, or a reclassification of Stock, the number and price of shares remaining under 
the Option shall be appropriately adjusted, provided that the adjustment is permitted by 
paragraph 29, Schedule 9 t the Income and Corporation Taxes Act 1988 and also 
provided that the adjustment will not be effective until and unless it is approved by the 
Board of the Inland Revenue. Such adjustment shall be made by the Committee, whose 
determination as to what adjustment shall be made, and the extent thereof, shall be final 
and shall be binding and conclusive for all purposes. Any such adjustment may provide 
for the elimination of any fractional share which might otherwise become subject to the 
Option.

Except as hereinbefore expressly provided, (a) the issue by the Company of shares of 
Stock of any class, or securities convertible into shares of Stock of any class, for cash or 
property or for labor or services, either upon direct sale or upon the exercise of rights or 
warrants to subscribe therefore, or upon conversion of shares or obligations of the 
Company convertible into such shares or other securities, or (b) the payment of a stock 
dividend on any other class of the Company's stock, or (c) any subdivision or combination 
of the shares of any other class of the Company's stock, or (d) any reclassification of any 
other class of the Company's stock, shall not affect, and no adjustment by reason thereof 
shall be made with respect to, the number or price of shares of Stock subject to the 
Option.

Subject to Rule 6 of the United Kingdom Rules, after any merger of one or more 
corporations into the Company, or after any consolidation of the Company and one or 
more corporations in which the Company shall be the surviving corporation, the Optionee 
shall, at no additional cost, be entitled upon any exercise of the Option, to receive 
(subject to any required action by stockholders), in lieu of the number of shares as to 
which the Option shall then be so exercised, the number and class of shares of Stock or 
other securities to which the Optionee would have been entitled pursuant to the terms of 
the agreement of merger or consolidation if at the time of such merger or consolidation 
the Optionee had been a holder of record of a number of shares of Stock equal to the 
number of shares as to which such Option shall then be so exercised. Comparable rights 
shall accrue to the Optionee in the event of successive mergers or consolidations of the 
character described above. Anything contained herein or in the Agreement to the contrary 
notwithstanding, upon the dissolution or liquidation of the Company, or upon any merger 
or consolidation in which the Company is not the surviving corporation, the Option shall 
terminate; but if a period of one year from the date of the Agreement shall have expired, 
the Optionee shall have the right, immediately prior to such dissolution, liquidation, 
merger or consolidation, to exercise the Option in whole or in part to the extent it shall not 
have been exercised, without regard to the installment provisions of Article 1 hereof but 

12. 

13. 

14. 

subject to any other limitation contained herein or in the Agreement on the exercise of the 
Option in effect on the date of exercise. In the event of any other event affecting Stock, 
an appropriate adjustment shall be made in the number and price of shares remaining 
under, and other terms and provisions of, the Option. The foregoing adjustments and the 
manner of application of the foregoing provisions shall be determined by the Committee 
in its sole discretion, and such determination shall be final and shall be binding and 
conclusive for all purposes. Any such adjustment may provide for the elimination of any 
fractional share which might otherwise become subject to the Option.

Optionee acknowledges and agrees that, in order for the Company to perform its 
requirements under the Plan, the Company may process, for an indefinite period of 
time, personal data about Optionee. Such data includes, but is not limited to, the 
information provided in the Option grant materials and any changes thereto, and 
other appropriate personal data about Optionee, including information about 
Optionee's participation in the Plan and options exercised under the Plan from 
time to time. Optionee also hereby gives for an indefinite period of time Optionee's 
explicit consent to the Company to collect, use, store and transfer any such 
personal data for use in the United States of America or any other required 
location. The legal persons for whom the personal data is intended include Ford 
and any of its subsidiaries, the outside plan administrator as selected by the 
Company from time to time and any other person that the Company may deem 
appropriate in its administration of the Plan. Optionee has been informed of 
Optionee's right to access and correct Optionee's personal data by contacting 
Optionee's local Human Resources Representative. Optionee has been informed of 
Optionee's right to withdraw at any time Optionee's consent to the processing of 
personal data. Optionee has been informed that the provision of personal data is 
voluntary. Optionee understands that the transfer of the information outlined here 
is important to the administration of the Plan. Optionee's consent is given freely 
and is valid as long as it is needed for administration of the Plan or to comply with 
applicable legal requirements. Optionee's failure to consent to the Company's 
collection, use, storage and transfer of such personal data may limit Optionee's 
right to participate in the Plan. For purposes of this paragraph, the term 
"Company" shall be deemed to include Ford Motor Company, Optionee's employer, 
and any other affiliate of Ford Motor Company involved in the administration of the 
Plan.

Optionee acknowledges that the Company is entitled to terminate the Plan unilaterally, 
and Optionee hereby waives any right to receive Plan benefits in the event that the Plan 
is terminated or Optionee's right to exercise the Option otherwise terminates under the 
terms of the Agreement. Optionee further acknowledges that the Company's grant of the 
option to Optionee is not an element of the Optionee's compensation and that the option 
is awarded in the Company's discretion. Optionee further acknowledges that receipt of 
the Option does not entitle Optionee to any further grants of an Option in the future, and 
that the Company does not guarantee that benefits under the Plan will have a particular 
value or be granted to Optionee in the future.

Notwithstanding any of the other provisions of the Agreement or these terms and 
conditions, the Optionee agrees not to exercise the Option, and that the Company will not 
be obligated to issue any shares pursuant to the Agreement, if the exercise of the Option 
or the issuance of such shares would constitute a violation by the Optionee or by the 
Company of any provisions of any law or regulation of any governmental authority. Any 
determination of the Committee in this connection shall be final and shall be binding and 
conclusive for all purposes. The Company shall in no event be obligated to take any 
affirmative action in order to cause the exercise of the Option or the issuance of shares 
pursuant thereto to comply with any law or any regulation of any governmental authority.

15. 

Every notice relating to the Agreement shall be in writing and shall be given by registered 
mail with return receipt requested. All notices to the Company shall be addressed to:

Morgan Stanley
Ford Service Center
1001 Page Mill Road
Bldg. 4, Suite 101
Palo Alto, CA 94304, USA
Phone No.:
877-664-FORD (3673) (U.S.)
212-615-7009 (Non-U.S.)
Fax No.:650-494-2561

All notices by the Company to the Optionee shall be addressed to the current address of 
the Optionee as shown on the records of the Company. Either party by notice to the other 
may designate a different address to which notices shall be addressed. Any notice given 
by the Company to the Optionee at his or her last designated address shall be effective 
to bind any other person who shall acquire rights under the Agreement.

16. 

17. 

The Agreement has been made in and it and these terms and conditions shall be 
construed in accordance with the laws of the State of Michigan.

No U.K. income tax will be payable on the grant of the Option. The Company will, 
however, inform the U.K. Inland Revenue of the grant of the Option. No U.K. income tax 
will be payable on the exercise of the Option, provided that the scheme retains its U.K. 
Inland Revenue approved status and:

(a) the Option is exercised more than 3 years and not more than 10 years from the 
date of grant; and

(b) it is not exercised within 3 years of the date when the Optionee last exercised a 
right obtained under any U.K. Inland Revenue approved discretionary share option 
scheme (whether run by the Optionee's present employer or any other company 
whatsoever) and in respect of which the Optionee obtained relief from U.K. income 
tax. All Options exercised on the same day count as one exercise for this purpose.

Exhibit 10-P-7

World Headquarters, Room 538
One American Road
Dearborn, MI 48126-2798

DATE

Mr./Ms. [Name]:

Pursuant to the Ford Motor Company’s (Ford or the Company) Long-Term Incentive Plan (LTIP Plan), 
the Compensation Committee approved a grant of [  ] restricted shares effective [Date].  Accordingly, 
restricted shares of Ford Common Stock* have been credited to a book entry account in your name at 
Computershare.    

These shares are restricted from sale, transfer, or other disposition until [one/two/three/four/five] year/
s from the date of grant on [Date].  At that time, the restrictions will be lifted and, as soon as practicable 
thereafter, an appropriate number of shares will be withheld to cover any tax liability on the value of the 
grant at that time. 

Alternatively, in the U.S., you have the option now to make a "Section 83(b) Election".  This election 
allows you to include the value of the grant in your current earnings and pay taxes now on the value as 
compensation.  However, future appreciation on the grant would be taxed as capital gains.  If you choose 
to make this election, a written confirmation of the election and your tax payment to the Company must 
be provided to the Company by [Date].  You should consult with your tax advisor if you would like to 
make this election.  To obtain a form for this election and arrange for the tax payments, please contact 
[Name] at [Phone Number].

During the restriction period, you are the stockholder of record of the shares and are entitled to vote the 
shares.

If approved by the Board of Directors, quarterly dividend payments will be paid in cash by Computershare.  
Unless you have made a "Section 83(b) Election, the Company will report quarterly dividends paid during 
the restriction period as income on a Form W-2.  In the event you would like to change the election on 
your account, please contact Computershare.  Attached is a document with Computershare's contact 
information.

Your Restricted Stock grant is made under Ford’s Long-Term Incentive Plan and is subject to its terms 
and conditions.  If you have further questions regarding your award, please contact [Name] at [Phone 
Number].   

Your continued leadership is greatly appreciated and is essential to the success of achieving critical 
Company priorities. 

Regards,

[Name]

Attachment

The Fair Market Value of Ford Common Stock on [Date] was $[XX.XX]/share.

 
 
 
 
 
 
 
 
 
 
 
 
RESTRICTED STOCK AWARD

Attachment

What is Restricted Stock?

Shares of Restricted Stock are actual shares of Ford Common Stock that are subject to restrictions on 
the sale and transfer of the stock for a certain period of time as detailed in your award letter.  The stock 
will be registered in your name and held in a book entry account at Computershare Trust Company, 
N.A., the Company's transfer agent.  You will have all rights and privileges of a stockholder during the 
restriction period, including the right to vote the Restricted Stock and the right to receive dividends if 
approved by the Board of Directors.  The Restricted Stock cannot be sold, transferred, assigned, pledged, 
or otherwise encumbered during the restriction period.  

Will I receive dividends on my Restricted Stock?

Under the terms of this program, any dividends will be paid in cash and sent to you by Computershare, 
unless you contact Computershare and request dividend reinvestment.  

What about Taxes?

The shares of Restricted Stock will not be recognized as taxable income at the time the grant is made.  
At the time the stock becomes unrestricted, as detailed in your award letter, the value of the award will 
be taxed by the Company via share withholding.  The value of the award is equal to the fair market value 
of the stock on the date of unrestriction, multiplied by the number of shares awarded.  The fair market 
value of Ford Common Stock is the closing price at which the Company's stock is traded on the New 
York Stock Exchange on the date the restrictions lapse.  

If quarterly dividends are paid during the restriction period, they will be reported as earnings.  Alternatively, 
for U.S. employees, you have the option to make a "Section 83(b) Election" (as detailed in your award 
letter).  This election requires you to include the value of this grant at the time of grant in your current 
earnings and pay taxes now on the value as compensation.  However, future appreciation on the grant 
would be taxed as capital gains.  Consult your tax advisor if you have questions or would like to make 
this election. If you choose to make this election, a written confirmation of the election and your tax 
payment to the Company must be provided to the Company (_____________ at _______________ by 
the deadline specified in your award letter.  

Are there any other conditions related to the Restricted Stock?

There are several other conditions related to the Restricted Stock: 

1)  You must remain an active employee for a period of six months following the date of the grant or 
the  date  specified  in  your  grant  agreement,  whichever  is  later.    If  you  should  terminate  your 
employment before the applicable period expires, your grant will automatically be forfeited.

2)  If your employment should terminate for any reason other than death and under the terms of the 
LTIP you are allowed to keep your grant, you must refrain from engaging in any activity that is directly 
or indirectly in competition with any activity of the Company or any subsidiary thereof.  In the event 
of nonfulfillment of this condition, your right to receive your Restricted Stock Award will be forfeited 
and cancelled.

3)  Your right to receive your Restricted Stock Award will terminate if it is determined that you have 

acted in a manner inimical to the best interests of the Company.

Your Restricted Stock Award is made under Ford’s Long-Term Incentive Plan and is subject to its terms 
and conditions.

Compensation and Executive Personnel

Exhibit 10-P-8

World Headquarters, Room 538
One American Road
Dearborn, MI 48126-2798

[Date]

Dear [Name],

In recognition of Company and individual performance in [Year], and in anticipation of your continued 
leadership and ongoing efforts in [Year], the Compensation Committee of the Board of Directors has 
approved the following incentive compensation for you:

Your Performance-based Restricted Stock Unit grant was a maximum opportunity having a [one/two/
three-year] performance period ending December 31, [Year].   The performance metrics for the [Year] 
grant were: 

•  [Describe applicable metrics]

Based on performance against these metrics, the Compensation Committee has approved the following:

PB-RSU Opportunity:   
PB-RSU Payout: 
Final Award:     

[     ]
[     ] 

[     ] of the original grant

The Final Award will be [Restricted Stock Units (RSUs) restricted for [one/two/three-] years] [unrestricted 
shares of Ford Common Stock].  As soon as practicable [on or after [date]] [after the restriction lapses], 
you will be issued shares of Ford Common Stock, less shares withheld to cover any tax liability on the 
value of the grant.  

All stock-based awards are subject to the terms of Ford’s Long-Term Incentive Plan.  Additional 
information regarding all of your stock-based awards is available on HR ONLINE.  If you have further 
questions regarding your awards, please contact [Name] at [Phone Number].

Thank you for all your efforts and continued leadership.    

 
 
 
 
 
 
 
Exhibit 10-P-9

World Headquarters, Room 538
One American Road
Dearborn, MI 48126-2798

[Date]

Dear [Name],

In recognition of Company and individual performance in [Year], and in anticipation of your continued 
leadership and ongoing efforts in [Year], the Compensation Committee of the Board of Directors has 
approved the following incentive compensation for you:

[Year] Performance-Based Restricted Stock Units (performance-based RSU) and Time-base 
Restricted Stock Units [(RSUs)Stock Options] – Annual Grant
The total value of your [Year] stock-based award is delivered through __% Performance-Based Restricted 
Stock Units (RSUs), __% RSUs, [and __% stock options]:

Total value:     

Performance-Based RSU value:  
Number of Performance-Based RSUs*:   

Time-based RSUs Value: 
Number of Time-based RSUs   

Stock option value:   
Number of stock options:   

[     ] 
[     ]

[     ]
[     ]

[     ] 
[     ]

The number of performance-based RSUs and Time-based RSUs stock options is based on the FMV of 
[    ] and Black-Scholes value of [     ] on [Date of Grant] truncated to the nearest whole share.

The performance-based RSU grant has a maximum opportunity of [200]% of the amount specified above 
and has having a [one/two/three-] year performance period, after which the Compensation Committee will 
determine the final RSU award based on performance-to-objective on the following metrics:

•  [Describe applicable metrics]

[You will be entitled to accrue dividend equivalents equal to the cash that you would have received if, on 
each record date during the performance period beginning with the grant date relating to the 
performance-based RSU, you had been the holder of record of a number of shares of Common Stock 
equal to the number of performance-based RSUs specified above. You will receive the accrued dividend 
equivalents in cash as soon as practicable following the date on which the final award for the 
performance-based RSUs, if any, is paid and the payment will be equal to the amount of the dividend 
equivalents accrued multiplied by the performance factor for the performance-based RSU grant, less any 
applicable taxes, including federal, state or local withholding taxes.]

The final RSU award for the performance-based RSUs will be [unrestricted shares of Ford Common 
Stock] [restricted for [one/two/three- years].  As soon as practicable on or after the final award date 
specified by the Compensation Committee [after the restriction lapses], you will be issued shares of Ford 
Common Stock, less shares withheld to cover any tax liability on the value of the grant.  

All stock-based awards, including dividend equivalents, are subject to the terms of Long-Term Incentive 
Plan.  Additional information regarding all of your stock-based awards is available on HR ONLINE.  If you 
have further questions regarding your awards, please contact [Name] at [Phone Number].

  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Thank you for all your efforts and continued leadership.    

*The Compensation Committee of the Board of Directors adopted a recoupment policy that applies to: (i) awards paid
in the current and future years pursuant to the Annual Incentive Compensation Plan and (ii) Final Awards of Common 
Stock or Time-Based Restricted Stock Units for Performance-Based Restricted Stock Units in the current performance 
period and future performance periods (the “Awards”).  The Awards will be subject to recoupment by the Company from 
an officer under the following circumstances: (i) the Company issues a material restatement of its financial statements and 
such restatement was caused by such officer’s intentional misconduct; (ii) such officer was found to be in violation of 
non-compete provisions of any plan or agreement; (iii) such officer has committed ethical or criminal violations; or (iv) as 
otherwise required by law, rule, or regulation.  The Compensation Committee will consider all relevant factors and exercise 
business judgment in determining any appropriate amounts to recoup up to 100% of any Awards.

In the event of a change-in-control of the Company, any outstanding Performance-Based Restricted Stock Unit whose 
grant date is at least six months prior to the date of the change-in-control, will convert to Time-Based Restricted Stock 
Units in proportion to the performance-to-metrics as of the date of the change-in-control as determined by the 
Compensation Committee of the Board of Directors in its sole discretion.  Such Time-Based Restricted Stock Units will be 
subject to the Terms and Conditions of the Final Award of Performance-Based Restricted Stock Unit Agreements then in 
effect.

Exhibit 10-P-10

World Headquarters, Room 538
One American Road
Dearborn, MI 48126-2798

[Date]

Dear [Name],

In recognition of Company and individual performance in [Year], and in anticipation of your continued 
leadership and ongoing efforts in [Year], the Compensation Committee of the Board of Directors has 
approved the following incentive compensation for you:

[Year] Performance-Based Restricted Stock Units (performance-based-RSU), time-base Restricted 
Stock Units (RSUs), [and Stock Options] – Annual Grant
The total value of your [Year] stock-based award is delivered through __% performance-based RSUs and 
__% time-based RSUs, [and __% stock options]:

Total value:     

Performance-based RSU value:  
Number of Performance-based RSUs*:   

Time-based RSUs Value: 
Number of Time-based RSUs   

Stock option value:   
Number of stock options:   

[     ] 
[     ]

[     ]
[     ]

[     ] 
[     ]

The number of performance-based RSUs and time-based RSUs stock options is based on the FMV of 
[    ] and Black-Scholes value of [     ] on [Date of Grant] truncated to the nearest whole share.

The performance-based RSU grant has a maximum opportunity of 200% of the amount specified above 
and has a [one/two/three-]year performance period, after which the Compensation Committee will 
determine the final award based on performance-to-objective on the following metrics:

•  [Describe applicable metrics]

[You will receive the value of dividends paid on Common Stock as if, on each record date during the 
performance period beginning with the grant date of such performance-based RSU, you had been a 
holder of record of a number of shares of Common Stock equal to the number of performance-based 
RSUs specified above (“dividend equivalents”).  Such dividend equivalents shall accrue as additional 
Restricted Stock Units (“Additional RSUs”), equal in number to (x) divided by (y), where (x) equals the 
number of performance-based RSUs specified above plus any previously accrued Additional Restricted 
Stock Units on such record date multiplied by the cash dividend paid per share of Common Stock, and (y) 
equals the Fair Market Value of a share of Common Stock on the dividend payment date of the related 
Common Stock dividend.  Such Additional RSUs will be paid in shares of Common Stock on the final 
award date of the related performance-based RSU in an amount equal to the number of Additional RSUs 
(any fractional Additional RSU resulting from such dividend equivalent calculations will be disregarded) 
multiplied by the performance factor of the related performance-based RSU, less such number of shares 
of Common Stock required to satisfy payment of applicable taxes, including federal, state or local 
withholding taxes.  Any shares of Stock so paid shall be treated as final awards, subject to the terms and 
conditions of the Plan.]

  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The final award will be [unrestricted shares of Ford Common Stock] [RSUs restricted for [one/two/three- 
years].  As soon as practicable on [or after the final award date specified by the Compensation 
Committee] [after the restriction lapses], you will be issued shares of Ford Common Stock, less shares 
withheld to cover any tax liability on the value of the grant.  

All stock-based awards, including dividend equivalents, are subject to the terms of  Long-Term Incentive 
Plan.  Additional information regarding all of your stock-based awards is available on HR ONLINE.  If you 
have further questions regarding your awards, please contact [Name] at [Phone Number].

Thank you for all your efforts and continued leadership.    

*The Compensation Committee of the Board of Directors adopted a recoupment policy that applies to: (i) awards paid
in the current and future years pursuant to the Annual Incentive Compensation Plan and (ii) Final Awards of Common 
Stock or Time-Based Restricted Stock Units for Performance-Based Restricted Stock Units in the current performance 
period and future performance periods (the “Awards”).  The Awards will be subject to recoupment by the Company from 
an officer under the following circumstances: (i) the Company issues a material restatement of its financial statements and 
such restatement was caused by such officer’s intentional misconduct; (ii) such officer was found to be in violation of 
non-compete provisions of any plan or agreement; (iii) such officer has committed ethical or criminal violations; or (iv) as 
otherwise required by law, rule, or regulation.  The Compensation Committee will consider all relevant factors and exercise 
business judgment in determining any appropriate amounts to recoup up to 100% of any Awards.

In the event of a change-in-control of the Company, any outstanding Performance-Based Restricted Stock Unit whose 
grant date is at least six months prior to the date of the change-in-control, will convert to Time-Based Restricted Stock 
Units in proportion to the performance-to-metrics as of the date of the change-in-control as determined by the 
Compensation Committee of the Board of Directors in its sole discretion.  Such Time-Based Restricted Stock Units will be 
subject to the Terms and Conditions of the Final Award of Performance-Based Restricted Stock Unit Agreements then in 
effect.

Exhibit 10-P-11

Restricted Stock Unit Agreement under Ford Motor Company’s Long-Term Incentive Plan

This AGREEMENT made as of this [  ] day of May 20__ (the "RSU Agreement"), by and between Ford 
Motor Company, a Delaware corporation (the "Company"), and [Name of Grantee] (the "Grantee"), 
WITNESSETH:

WHEREAS, the Grantee is now employed by the Company, or one of its subsidiaries, in a responsible 
capacity and the Company desires to provide an incentive to the Grantee to encourage the Grantee to 
remain in the employ of the Company or of one or more of its subsidiaries and to increase the Grantee's 
interest in the Company's long-term success; and as an inducement thereto, the Company has adopted 
Ford’s Long-Term Incentive Plan (the "Plan"), to be administered by the Compensation Committee (the 
"Committee"), and has determined to grant to the Grantee the restricted stock units herein provided for,

NOW, THEREFORE, IT IS AGREED BETWEEN THE PARTIES as follows:

Subject to the terms and conditions set forth herein, in the Plan, in the "Terms and Conditions of 
Restricted Stock Unit Agreement" (the "RSU Terms and Conditions") and in any rules and regulations 
established by the Committee pursuant to the Plan (all of which are incorporated by reference into this 
Agreement as though set forth in full herein), the Company hereby grants to the Grantee [            ] 
restricted stock units (the "RSU Grant").  The RSU Grant will vest after [one, two, three] year/s from the 
date of grant; [x]% of the RSU Grant will vest after one year from the date of grant; [x]% of the RSU Grant 
will vest after two years from the date of grant; and [x]% of the RSU Grant will vest after three years from 
the date of grant

The Grantee agrees to remain in the employ of the Company or of one or more of its subsidiaries for a 
period ending on the later of (a) the date six months from the date of this Agreement or (b) the latest date 
to which the Grantee is obligated to remain in such employ under any restricted stock unit granted to the 
Grantee under the Plan or any Restricted Stock Unit Plan of the Company or under any amendment to 
any such restricted stock unit; provided, however, that, if the second paragraph of Article 3 of the RSU 
Terms and Conditions shall apply to the Grantee, such period shall be limited to three months from the 
date of this Agreement; and provided, further, that nothing contained herein or in the RSU Terms and 
Conditions shall restrict the right of the Company or any of its subsidiaries to terminate the employment of 
the Grantee at any time, with or without cause.  The term "Company" as used in this Agreement and the 
RSU Terms and Conditions with reference to employment shall include subsidiaries of the Company.  The 
term "subsidiary" as used in this paragraph shall mean (i) any corporation a majority of the voting stock of 
which is owned directly or indirectly by the Company or (ii) any limited liability company a majority of the 
membership interest of which is owned directly or indirectly by the Company.

The grant of the RSU Grant is completely discretionary and does not create any rights to receive future 
restricted stock unit grants.  The Company may amend, modify or terminate the Plan at any time, subject 
to limitations set forth in the Plan.

IN WITNESS THEREOF, the parties hereto have executed this Agreement as of the day and year first 
above written.

AUTHENTICATED 

FORD MOTOR COMPANY
____________________________

Grantee
Grantee ID: _________________

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 10-P-12

Terms and Conditions of Restricted Stock Unit Agreement
Ford Motor Company Long-Term Incentive Plan (the "Plan")

Effective for Time-based Restricted Stock Units ("RSUs") granted under the Ford Motor Company Long-
Term Incentive Plan.

1. 

The rights of Grantees with respect to the RSUs shall remain forfeitable at all times prior to the 
date on which such rights become vested, and the restrictions with respect to the RSUs lapse, in 
accordance with Articles 2, 3, or 4.

2. 

3. 

No shares of Ford Common Stock ("Stock") shall be issued to Grantee prior to the date on which 
the RSUs vest, and the restrictions with respect to the RSUs lapse, in accordance with Articles 2, 
3, or 4.  Neither this Article 1 nor any action taken pursuant to or in accordance with this Article 1 
shall be construed to create a trust of any kind.  After any RSUs vest, and the restrictions with 
respect to the RSUs lapse, in accordance with Articles 2, 3, or 4, the Company shall promptly 
cause to be issued shares of Stock to an account that will be set up in the Grantee's name with 
Morgan Stanley, Inc., or such other administrator as the Company shall appoint, [unless such 
payment of Stock is deferred in accordance with the terms and conditions of the Company's non-
qualified deferred compensation plan].

Subject to the terms and conditions of any applicable RSU Agreement, the Plan and the terms 
and conditions set forth herein, the RSU will vest according to the terms specified in such 
Agreement.

Except as provided in the following two paragraphs, if, prior to the date six months from the date 
of the applicable RSU Agreement, the Grantee's employment with the Company shall be 
terminated by the Company, with or without cause, or by the act, death, incapacity or retirement of 
the Grantee, the RSU shall terminate on the date of such termination of employment and all rights 
hereunder and under the applicable RSU Agreement shall cease.

Notwithstanding anything to the contrary set forth herein or in the applicable RSU Agreement, if 
the Grantee's employment with the Company shall be terminated at any time by reason of a sale 
or other disposition (including, without limitation, a transfer to a Joint Venture (as hereinafter 
defined)) of the division, operation or subsidiary in which the Grantee was employed or to which 
the Grantee was assigned, the RSU shall continue under the vesting schedule provided in Article 
2, provided the Grantee, at the date of such termination, had remained in the employ of the 
Company for at least three months following the RSU.  

If the Grantee's employment with the Company shall be terminated at any time by reason of 
discharge, release in the best interest of the Company, release under mutually satisfactory 
conditions, termination under a voluntary or involuntary Company separation program or career 
transition program, voluntary quit, or retirement without the approval of the Company, prior to the 
vesting of all or any portion of the RSU, the Grantee shall forfeit the unvested portion of such 
RSU.

4. 

Anything herein or in the applicable RSU Agreement to the contrary notwithstanding, the vesting 
of any unvested RSUs shall continue only if the Grantee satisfies each of the following conditions: 
(i) makes himself or herself available, upon request, at reasonable times and upon a reasonable 
basis, to consult with, supply information to, and otherwise cooperate with the Company or any 
subsidiary thereof with respect to any matter that shall have been handled by him or her or under 
his or her supervision while he or she was in the employ of the company or of any subsidiary 

thereof, and (ii) he or she refrains from engaging in any activity that is directly or indirectly in 
competition with any activity of the Company or any subsidiary thereof.

In the event of the Grantee's nonfulfillment of either condition set forth in the immediately 
preceding paragraph, the Grantee shall forfeit any unvested RSUs; provided, however, that the 
nonfulfillment of such condition may at any time (whether before, at the time of, or subsequent to 
termination of his or her employment) be waived in the following manner:

A. 

B. 

if the Grantee at any time shall have been subject to the reporting requirements of 
Section 16(a) of the Securities Exchange Act of 1934, as amended (the "Exchange 
Act") or the liability provisions of Section 16(b) of the Exchange Act (any such 
Grantee being hereinafter called a "Section 16 Person"), such waiver may be granted 
by the Committee upon its determination that in its sole judgment there shall not have 
been and will not be any substantial adverse effect upon the Company or any 
subsidiary thereof by reason of the nonfulfillment of such condition; and
if the Grantee shall not at any time have been a Section 16 Person, such waiver may 
be granted by the Committee (or any committee appointed by it for the purpose) upon 
its determination that in its sole judgment there shall not have been and will not be 
any such substantial adverse effect.

Anything contained herein or in the applicable RSU Agreement to the contrary notwithstanding, 
the vesting of RSUs following termination of the Grantee's employment with the Company shall 
cease on and as of the date on which it has been determined by the Committee that the Grantee 
at any time (whether before or subsequent to termination of the Grantee's employment) acted in a 
manner inimical to the best interests of the Company.  Conduct which constitutes engaging in an 
activity that is directly or indirectly in competition with any activity of the Company or any 
subsidiary thereof shall be governed by the two immediately preceding paragraphs of this Article 
and shall not be subject to any determination under this paragraph.

5. 

6. 

As a condition of the granting of the RSU, the Grantee and the Grantee's successors and 
assignees agree that any dispute or disagreement which shall arise under or as a result of the 
applicable RSU Agreement or these terms and conditions shall be determined by the Committee 
in its sole discretion and judgment and that any such determination and any interpretation by the 
Committee of the applicable RSU Agreement or of these terms and conditions shall be final and 
shall be binding and conclusive for all purposes.

Unless the Committee determines otherwise, unvested RSUs shall not be transferable by the 
Grantee otherwise than by will or the laws of descent and distribution, and, during the Grantee's 
lifetime, unvested RSUs may only vest in the Grantee or the Grantee's guardian or legal 
representative.  Once transferred by will or by the laws of descent and distribution, any unvested 
RSU shall not be further transferable.  Any permitted transferee of an unvested RSU shall take 
the same subject to the terms and conditions set forth herein.  No such transfer of any unvested 
RSU shall be effective to bind the Company unless the Company shall have been furnished with 
written notice thereof and a copy of the will and/or such other evidence as the Committee may 
deem necessary to establish the validity of the transfer and the acceptance by the transferees of 
the terms and conditions set forth herein.  No assignment or transfer of an unvested RSU, or of 
the rights represented thereby, other than as provided in this Article, shall vest in the purported 
assignee or transferee any interest or right therein whatsoever.

Notwithstanding anything to the contrary set forth herein, the Grantee may file with the Company 
or its designee a written designation of beneficiary or beneficiaries acceptable to the Company, in 
its sole discretion (subject to such limitations as to the classes and number of beneficiaries and 
contingent beneficiaries and such other limitations as the Committee from time to time may 
prescribe), to hold, in the event of the Grantee's death, an unvested RSU subject to the terms and 

7. 

conditions set forth herein and to receipt by the Company of such evidence as the Committee 
may deem necessary to establish the acceptance by the beneficiary or beneficiaries of the terms 
and conditions set forth herein.  The Grantee may from time to time revoke or change any such 
designation of beneficiary and any designation of beneficiary by the Grantee shall be controlling 
over any other disposition, testamentary or otherwise; provided, however, that if the Committee 
shall be in doubt as to the entitlement of any such beneficiary to hold an unvested RSU, the 
Committee may determine to recognize only the legal representative of the Grantee, in which 
case the Company, the Committee and the members thereof shall not be under any further 
liability to anyone.

The Grantee, a beneficiary designated pursuant to Article 6 hereof, or a transferee of the 
unvested RSU shall have no rights as a stockholder with respect to any share covered by an 
unvested RSU until such person have become the holder of record of such share, and, except as 
provided in Article 9 hereof and in the immediately following sentences of this Article 7, no 
adjustment shall be made for dividends (ordinary or extraordinary, whether in cash or securities or 
other property) or distributions or other rights in respect of such share for which the record date is 
prior to the date upon which such person shall become the holder of record thereof.  [Grantee 
shall be entitled to receive the value of dividends paid on Stock as if, on each record date during 
the entire restriction period relating to such RSU, such Grantee had been a holder of record of a 
number of shares of Stock equal to the number of RSUs specified in the applicable RSU 
Agreement (“dividend equivalents”).  Such dividend equivalents shall be paid as an award of 
additional Restricted Stock Units and the Company shall credit to Grantee’s account an additional 
number of Restricted Stock Units (“Additional RSUs”), equal to (x) divided by (y), where (x) 
equals the related RSUs granted under the applicable RSU Agreement and previously accrued 
Additional Restricted Stock Units, if any, on the record date of the related dividend declaration on 
Stock multiplied by the dollar amount of the cash dividend paid per share of Stock on the 
payment date of the related Stock dividend, and (y) equals the Fair Market Value of a share of 
Stock on the payment date of the related Stock dividend.  Such Additional RSUs will accrue 
during the restriction period related to such RSUs, but not less frequently than annually, and be 
paid in shares of Stock on, or as soon as practicable following the vesting date of the related 
RSUs (any fractional Additional RSU resulting from such calculation will be disregarded).  Any 
shares of Stock so paid shall be treated as Final Awards, subject to the terms and conditions of 
the Plan, including, without limitation, the provisions of paragraphs (b), (d), and (e) of Article 4 and 
Articles 8, 9, and 11.] [Grantee shall be entitled to receive payment of the same amount of cash 
that such Grantee would have received as cash dividends if, on each record date during the 
entire restriction period relating to such RSU, such Grantee had been the holder of record of a 
number of shares of Stock equal to the number of RSUs specified in the applicable RSU 
Agreement (as adjusted pursuant to Article 11) (“dividend equivalents”). Such cash dividend 
equivalents will accrue on each of the dividend payment dates of the related Stock dividends 
during the restriction period of such RSU, but not less frequently than annually, and be paid in 
cash on, or as soon as practical following, the vesting date of such RSU.]  For purposes of 
designating the time and form of payments under the Plan in accordance with Section 409A of the 
Internal Revenue Code of 1986, as amended (the “Code”), and the regulations thereunder, the 
accrual and payment of any dividend equivalents hereunder shall be treated separately from the 
right to receive any amount of RSUs, shares of Stock or cash under any RSU to which the 
dividend equivalents relate.

8. 

The existence of the RSU shall not affect in any way the right or power of the Company or its 
stockholders to make or authorize any adjustments, recapitalizations, reorganizations or other 
changes in the Company's capital structure or its business, or any merger or consolidation of the 
Company, or any issue of bonds, debentures, preferred or prior preference stocks ahead of or 
affecting the Stock or the rights thereof, or the dissolution or liquidation of the Company, or any 
sale or transfer of all or any part of its assets or business, or any other corporate act or 
proceedings whether of a similar character or otherwise.

9. 

10. 

11. 

The shares covered by an RSU are shares of Stock as presently constituted, but if, and 
whenever, prior to the delivery by the Company of all of the shares of Stock and/or cash 
deliverable upon the vesting of an RSU, the Company shall effect the payment of a stock dividend 
on Stock payable in shares of Stock, a subdivision or combination of the shares of Stock, or a 
reclassification of Stock, the number and price of shares under the RSU shall be appropriately 
adjusted.  Such adjustment shall be made by the Committee, whose determination as to what 
adjustment shall be made, and the extent thereof, shall be final and shall be binding and 
conclusive for all purposes.  Any such adjustment may provide for the elimination of any fractional 
share which might otherwise become subject to the RSU.

Except as hereinbefore expressly provided, (a) the issue by the Company of shares of Stock of 
any class, or securities convertible into shares of Stock of any class, for cash or property or for 
labor or services, either upon direct sale or upon the exercise of rights or warrants to subscribe 
therefore, or upon conversion of shares or obligations of the Company convertible into such 
shares or other securities, or (b) the payment of a stock dividend on any other class of the 
Company's stock, or (c) any subdivision or combination of the shares of any other class of the 
Company's stock, or (d) any reclassification of any other class of the Company's stock, shall not 
affect, and no adjustment by reason thereof shall be made with respect to, the number or price of 
shares of Stock subject to the RSU.

After any merger of one or more corporations into the Company, or after any consolidation of the 
Company and one or more corporations in which the Company shall be the surviving corporation, 
the Grantee shall, at no additional cost, be entitled upon any vesting of a RSU, to receive (subject 
to any required action by stockholders), in lieu of the number of shares as to which the RSU shall 
then be so vested, the number and class of shares of stock or other securities to which the 
Grantee would have been entitled pursuant to the terms of the agreement of merger or 
consolidation if at the time of such merger or consolidation the Grantee had been a holder of 
record of a number of shares of Stock equal to the number of shares as to which such RSU shall 
then be so vested.  Comparable rights shall accrue to the Grantee in the event of successive 
mergers or consolidations of the character described above.  

Anything contained herein or in the applicable RSU Agreement to the contrary notwithstanding, 
upon any merger or consolidation in which the Company is not the surviving corporation, any 
unvested RSU shall terminate; but if a period of six months from the date of the applicable RSU 
Agreement shall have expired and the newly formed entity has not replaced the RSU with a 
comparable award from the acquiring corporation, or if the Grantee has been terminated or there 
is a reduction in the responsibilities of a Grantee who was an LL1 officer, immediately prior to 
such merger or consolidation, the RSU shall convert to shares of Stock, without regard to the 
installment provisions of Article 2 hereof but subject to any other limitation contained herein or in 
the applicable RSU Agreement on the vesting of the RSU in effect on the date of conversion.  

Anything contained herein or in the applicable RSU Agreement to the contrary notwithstanding, 
upon the dissolution or liquidation of the Company, the unvested RSU shall terminate; but if a 
period of six months from the date of the applicable RSU Agreement shall have expired 
immediately prior to such dissolution or liquidation the RSU shall convert to shares of Stock, 
without regard to the installment provisions of Article 2 hereof but subject to any other limitation 
contained herein or in the applicable RSU Agreement on the vesting of the RSU in effect on the 
date of conversion. 

In the event of any other event affecting Stock, an appropriate adjustment shall be made in the 
number and price of shares remaining under, and other terms and provisions of, the RSU.  The 
foregoing adjustments and the manner of application of the foregoing provisions shall be 
determined by the Committee in its sole discretion, and such determination shall be final and shall 

12. 

13. 

14. 

be binding and conclusive for all purposes.  Any such adjustment may provide for the elimination 
of any fractional share which might otherwise become subject to the RSU.

Grantee acknowledges and agrees that, in order for the Company to perform its 
requirements under the Plan, and to calculate any tax liability that Grantee may have 
relating to the RSU, the Company may process, for an indefinite period of time personal 
data about Grantee.  Such data includes, but is not limited to, the information provided in 
the grant materials and any changes thereto, and other appropriate personal data about 
Grantee, including information about Grantee's participation in the Plan, grants under the 
Plan, and Grantee's individual tax rate, income, and/or other information used in 
determining Grantee's applicable tax rate from time to time.  Grantee also hereby gives for 
an indefinite period of time explicit consent to the Company to collect, use, store and 
transfer any such personal data for use in the United States of America or any other 
required location.  The legal persons for whom the personal data is intended include the 
Company and any of its subsidiaries, the outside Plan or program administrator(s) as 
selected by the Company form time to time, the Company's independent registered public 
accounting firm, and any other person that the Company may deem appropriate in its 
administration of the Plan.  Grantee agrees that he or she has been informed that the 
provision of personal data is voluntary.  Grantee understands that the transfer of the 
information outlined here is important to the administration of the Plan.  Grantee's consent 
is given freely and is valid as long as it is needed for the administration of the Plan or to 
comply with applicable legal requirements.  Grantee's failure to consent to the Company's 
collection, use, storage and transfer of such personal data may limit Grantee's right to 
participate in the Plan.  For purposes of this paragraph, the term "Company" shall be 
deemed to include Ford Motor Company, my employer, and any other affiliate of Ford 
Motor Company involved in the administration of the Plan.

Grantee acknowledges that the Company is entitled to terminate the Plan unilaterally, and 
Grantee hereby waives any right to receive Plan benefits in the event that the Plan is terminated 
or Grantee's right to receive shares of Stock from any unvested RSUs otherwise terminates under 
the terms of the applicable RSU Agreement.  Grantee further acknowledges that the Company's 
grant of the RSUs to the Grantee is not an element of the Grantee's compensation and that the 
RSU is awarded in the Company's discretion.  The value of the RSU shall not be included as 
compensation, earnings, salaries, or other similar terms used when calculating the Grantee's 
benefits under any employee benefit plan sponsored by the Company except as such plan 
otherwise expressly provides.  Grantee further acknowledges that receipt of the RSU does not 
entitle Grantee to any further grants of RSUs in the future, and that the Company does not 
guarantee that benefits under the Plan will have a particular value or be granted to Grantee in the 
future.

Notwithstanding any of the other provisions of the applicable Agreement or these terms and 
conditions, the Company will not be obligated to issue any shares or deliver any cash pursuant to 
the applicable RSU Agreement if issuance of such shares or delivery of such cash would 
constitute a violation by the Grantee or by the Company of any provisions of any law or regulation 
of any governmental authority.  Any determination of the Committee in this connection shall be 
final and shall be binding and conclusive for all purposes.  The Company shall in no event be 
obligated to take any affirmative action in order to cause the issuance of shares or delivery of 
cash pursuant to the vesting of any RSU to comply with any law or any regulation of any 
governmental authority.

15. 

Every notice relating to the applicable RSU Agreement shall be in writing and shall be given by 
registered mail with return receipt requested.  All notices to the Company shall be addressed to:

Morgan Stanley, Inc.
Ford Service Center
1001 Page Mill Road
Bldg. 4, Suite 101
Palo Alto, CA 94304, USA

Phone No.:
1-877-664-FORD (3673) (U.S.)
1-212-615-7009 (Non-U.S.)
Fax No.: 1-650-494-2561

All notices by the Company to the Grantee shall be addressed to the current address of the 
Grantee as shown on the records of the Company. Either party by notice to the other may 
designate a different address to which notices shall be addressed.  Any notice given by the 
Company to the Grantee at his or her last designated address shall be effective to bind any other 
person who shall acquire rights under the applicable RSU Agreement.

16.  Whenever the term Grantee is used in any provision of the applicable RSU Agreement or these 
terms and conditions under circumstances such that the provision should logically apply to any 
other person or persons designated as a beneficiary pursuant to the provisions of Article 6 hereof, 
or to whom the RSU, in accordance with the provisions of Article 7 hereof, may be transferred, the 
term Grantee shall be deemed to include such person or persons.

17. 

The applicable RSU Agreement has been made in and it and these terms and conditions shall be 
construed in accordance with the laws of the State of Michigan.

Exhibit 10-P-13

Restricted Stock Unit Final Award Agreement for 20__ Performance-Based Restricted Stock Unit 
("PB-RSU") Grant under the Ford Motor Company Long-Term Incentive Plan 

This AGREEMENT made as of this [   day of ________ 20_-], by and between Ford Motor Company, a 
Delaware corporation (the "Company"), and [Name of Grantee] (the "Grantee"), WITNESSETH:

WHEREAS, the Grantee is now, or was, employed by the Company, or one of its subsidiaries, in a 
responsible capacity during all or part of the performance period related to the grant of 20__ PB-RSUs 
under the Company’s Long-Term Incentive Plan (the "Plan"), which is administered by the Compensation 
Committee (the "Committee"), and the Company has determined that, based on the Company's 
accomplishment of certain objectives relating to the 20— PB-RSU grant, the Grantee has earned a final 
award of restricted stock units herein provided for,

NOW, THEREFORE, IT IS AGREED BETWEEN THE PARTIES as follows:

Subject to the terms and conditions set forth herein, in the Plan, in the "Terms and Conditions of 
Restricted Stock Unit Final Award Agreement" (the "Final Award Terms and Conditions") and in any rules 
and regulations established by the Committee pursuant to the Plan (all of which are incorporated by 
reference into this Agreement as though set forth in full herein), the Company hereby grants to the 
Grantee [            ] restricted stock units (the "RSU Grant").  The RSU Grant will vest after [one, two, three] 
year/s from the date of grant; [x]% of the RSU Grant will vest after one year from the date of grant; [x]% of 
the RSU Grant will vest after two years from the date of grant; and [x]% of the RSU Grant will vest after 
three years from the date of grant.

The Grantee agrees: (i) to refrain from engaging in activity that is directly or indirectly in competition with 
any activity of the Company or any subsidiary thereof; (ii) to refrain engaging in conduct that is inimical to 
the best interests of the Company; and (iii) make himself or herself available, upon request, at reasonable 
times and upon a reasonable basis, to consult with, supply information to, and otherwise cooperate with 
the Company or any subsidiary thereof with respect to any matter that shall have been handled by him or 
her or under his or her supervision while he or she was in the employ of the Company or any subsidiary 
thereof.  In the event of non-fulfillment of condition (i), (ii), or (iii) above, the Grantee's rights in the RSU 
Grant, including the right to have any Final Award converted to shares of Ford Common stock at the end 
of applicable restriction period, shall be forfeited and cancelled.  Furthermore, nothing contained herein or 
in the Final Award Terms and Conditions shall restrict the right of the Company or any of its subsidiaries 
to terminate the employment of the Grantee at any time, with or without cause.  The term "Company" as 
used in this Agreement and the Final Award Terms and Conditions with reference to employment shall 
include subsidiaries of the Company.  The term "subsidiary" as used in this paragraph shall mean (i) any 
corporation a majority of the voting stock of which is owned directly or indirectly by the Company or (ii) 
any limited liability company a majority of the membership interest of which is owned directly or indirectly 
by the Company.

The grant of the RSU Grant is completely discretionary and does not create any rights to receive future 
restricted stock unit grants.  The Company may amend, modify or terminate the Plan at any time, subject 
to limitations set forth in the Plan.

IN WITNESS THEREOF, the parties hereto have executed this Agreement as of the day and year first 
above written.

AUTHENTICATED

FORD MOTOR COMPANY

Grantee
Grantee ID:
__________________________

Exhibit 10-P-14

Terms and Conditions of Restricted Stock Unit Final Award Agreement
Ford Motor Company Long-Term Incentive Plan (the "Plan")

Effective for time-based Restricted Stock Units ("RSUs") granted as final awards relating to Performance-
Based Restricted Stock Units granted pursuant to the Plan.

1. 

The rights of Grantees with respect to the RSUs shall remain forfeitable at all times prior to the 
date on which such rights become vested, and the restrictions with respect to the RSUs lapse, in 
accordance with Articles 2, 3, or 4.

2. 

3. 

4. 

No shares of Ford Common Stock ("Stock") shall be issued to Grantee prior to the date on which 
the RSUs vest, and the restrictions with respect to the RSUs lapse, in accordance with Articles 2, 
3, or 4.  Neither this Article 1, nor any action taken pursuant to, or in accordance with, this Article 
1, shall be construed to create a trust of any kind.  After any RSUs vests, and the restrictions with 
respect to the RSUs lapse, in accordance with Articles 2, 3, or 4, the Company shall promptly 
cause to be issued shares of Stock to an account that will be set up in the Grantee's name with 
Morgan Stanley, Inc., or such other administrator as the Company shall appoint.

Subject to the terms and conditions of an applicable RSU Agreement, the Plan and the terms and 
conditions set forth herein, the final award RSU will vest according to the terms specified in such 
RSU Agreement.

 If the Grantee's employment with the Company shall be terminated at any time by reason of 
discharge, release in the best interest of the Company, release under mutually satisfactory 
conditions, termination under a voluntary or involuntary Company separation program or career 
transition program, voluntary quit, or retirement without the approval of the Company, prior to the 
vesting of all or any portion of the RSU, the Grantee shall forfeit the unvested portion of such 
RSU.

Anything herein or in the RSU Agreement to the contrary notwithstanding, the vesting of any 
unvested RSUs shall continue only if the Grantee satisfies each of the following conditions: (i) 
makes himself or herself available, upon request, at reasonable times and upon a reasonable 
basis, to consult with, supply information to, and otherwise cooperate with the Company or any 
subsidiary thereof with respect to any matter that shall have been handled by him or her or under 
his or her supervision while he or she was in the employ of the company or of any subsidiary 
thereof, and (ii) he or she refrains from engaging in any activity that is directly or indirectly in 
competition with any activity of the Company or any subsidiary thereof.

In the event of the Grantee's nonfulfillment of either condition set forth in the immediately 
preceding paragraph, the Grantee shall forfeit any unvested RSUs; provided, however, that the 
nonfulfillment of such condition may at any time (whether before, at the time of, or subsequent to 
termination of his or her employment) be waived in the following manner:

A. 

if the Grantee at any time shall have been subject to the reporting requirements of 
Section 16(a) of the Securities Exchange Act of 1934, as amended (the "Exchange 
Act") or the liability provisions of Section 16(b) of the Exchange Act (any such 
Grantee being hereinafter called a "Section 16 Person"), such waiver may be granted 
by the Committee upon its determination that in its sole judgment there shall not have 
been and will not be any substantial adverse effect upon the Company or any 
subsidiary thereof by reason of the nonfulfillment of such condition; and

 
B. 

if the Grantee shall not at any time have been a Section 16 Person, such waiver may 
be granted by the Committee (or any committee appointed by it for the purpose) upon 
its determination that in its sole judgment there shall not have been and will not be 
any such substantial adverse effect.

Anything contained herein or in the applicable RSU Agreement to the contrary notwithstanding, 
the vesting of RSUs following termination of the Grantee's employment with the Company shall 
cease on and as of the date on which it has been determined by the Committee that the Grantee 
at any time (whether before or subsequent to termination of the Grantee's employment) acted in a 
manner inimical to the best interests of the Company.  Conduct which constitutes engaging in an 
activity that is directly or indirectly in competition with any activity of the Company or any 
subsidiary thereof shall be governed by the two immediately preceding paragraphs of this Article 
and shall not be subject to any determination under this paragraph.

5. 

6. 

As a condition of the granting of the RSU, the Grantee and the Grantee's successors and 
assignees agree that any dispute or disagreement which shall arise under, or as a result of, the 
applicable RSU Agreement or these terms and conditions shall be determined by the Committee 
in its sole discretion and judgment and that any such determination and any interpretation by the 
Committee of the applicable RSU Agreement or of these terms and conditions shall be final and 
shall be binding and conclusive for all purposes.

Unless the Committee determines otherwise, unvested RSUs shall not be transferable by the 
Grantee otherwise than by will or the laws of descent and distribution, and, during the Grantee's 
lifetime, unvested RSUs may only vest in the Grantee or the Grantee's guardian or legal 
representative.  Once transferred by will or by the laws of descent and distribution, any unvested 
RSU shall not be further transferable.  Any permitted transferee of an unvested RSU shall take 
the same subject to the terms and conditions set forth herein.  No such transfer of any unvested 
RSU shall be effective to bind the Company unless the Company shall have been furnished with 
written notice thereof and a copy of the will and/or such other evidence as the Committee may 
deem necessary to establish the validity of the transfer and the acceptance by the transferees of 
the terms and conditions set forth herein.  No assignment or transfer of an unvested RSU, or of 
the rights represented thereby, other than as provided in this Article, shall vest in the purported 
assignee or transferee any interest or right therein whatsoever.

Notwithstanding anything to the contrary set forth herein, the Grantee may file with the Company 
or its designee a written designation of beneficiary or beneficiaries acceptable to the Company, in 
its sole discretion (subject to such limitations as to the classes and number of beneficiaries and 
contingent beneficiaries and such other limitations as the Committee from time to time may 
prescribe), to hold, in the event of the Grantee's death, an unvested RSU subject to the terms and 
conditions set forth herein and to receipt by the Company of such evidence as the Committee 
may deem necessary to establish the acceptance by the beneficiary or beneficiaries of the terms 
and conditions set forth herein.  The Grantee may from time to time revoke or change any such 
designation of beneficiary and any designation of beneficiary by the Grantee shall be controlling 
over any other disposition, testamentary or otherwise; provided, however, that if the Committee 
shall be in doubt as to the entitlement of any such beneficiary to hold an unvested RSU, the 
Committee may determine to recognize only the legal representative of the Grantee, in which 
case the Company, the Committee and the members thereof shall not be under any further 
liability to anyone.

7. 

The Grantee, a beneficiary designated pursuant to Article 6 hereof, or a transferee of the 
unvested RSU shall have no rights as a stockholder with respect to any share covered by an 
unvested RSU until such person have become the holder of record of such share, and, except as 
provided in Article 9 hereof and in the immediately following sentences of this Article 7, no 
adjustment shall be made for dividends (ordinary or extraordinary, whether in cash or securities or 

other property) or distributions or other rights in respect of such share for which the record date is 
prior to the date upon which such person shall become the holder of record thereof.  [Grantee 
shall be entitled to receive the value of dividends paid on Stock as if, on each record date during 
the entire restriction period relating to such RSU, such Grantee had been a holder of record of a 
number of shares of Stock equal to the number of RSUs specified in the applicable RSU 
Agreement (“dividend equivalents”).  Such dividend equivalents shall be paid as an award of 
additional Restricted Stock Units and the Company shall credit to Grantee’s account an additional 
number of Restricted Stock Units (“Additional RSUs”) equal to (x), divided by (y), where (x) equals 
the related RSUs granted under the applicable RSU Agreement and previously accrued Additional 
Restricted Stock Units, if any, on the record date of the related dividend declaration on Stock, 
multiplied by the dollar amount of the cash dividend paid per share of Stock on the payment date 
of the related Stock dividend, and (y) equals the Fair Market Value of a share of Stock on the 
payment date of the related Stock dividend.  Such Additional RSUs will accrue during the 
restriction period related to such RSUs, but not less frequently than annually, and be paid in 
shares of Stock on, or as soon as practicable following, the vesting date of the related RSUs (any 
fractional Additional RSU resulting from such calculation will be disregarded).  Any shares of 
Stock so paid shall be treated as Final Awards, subject to the terms and conditions of the Plan, 
including, without limitation, the provisions of paragraphs (b), (d), and (e) of Article 4 and Articles 
8, 9, and 11.] [Grantee shall be entitled to receive payment of the same amount of cash that such 
Grantee would have received as cash dividends if, on each record date during the entire 
restriction period relating to such RSU, such Grantee had been the holder of record of a number 
of shares of Stock equal to the number of RSUs specified in the applicable RSU Agreement (as 
adjusted pursuant to Article 11) (“dividend equivalents”). Such cash dividend equivalents will 
accrue on each of the dividend payment dates of the related Stock dividends during the restriction 
period of such RSU, but not less frequently than annually, and be paid in cash on, or as soon as 
practicable following, the vesting date of such RSU.]  For purposes of designating the time and 
form of payments under the Plan in accordance with Section 409A of the Internal Revenue Code 
of 1986, as amended (the “Code”), and the regulations thereunder, the accrual and payment of 
any dividend equivalents hereunder shall be treated separately from the right to receive any 
amount of RSUs, shares of Stock or cash under any RSUs to which the dividend equivalents 
relate.

8. 

9. 

The existence of the RSU shall not affect in any way the right or power of the Company or its 
stockholders to make or authorize any adjustments, recapitalizations, reorganizations or other 
changes in the Company's capital structure or its business, or any merger or consolidation of the 
Company, or any issue of bonds, debentures, preferred or prior preference stocks ahead of or 
affecting the Stock or the rights thereof, or the dissolution or liquidation of the Company, or any 
sale or transfer of all or any part of its assets or business, or any other corporate act or 
proceedings whether of a similar character or otherwise.

The shares covered by an RSU are shares of Stock as presently constituted, but if, and 
whenever, prior to the delivery by the Company of all of the shares of Stock and/or cash 
deliverable upon the vesting of an RSU, the Company shall effect the payment of a stock dividend 
on Stock payable in shares of Stock, a subdivision or combination of the shares of Stock, or a 
reclassification of Stock, the number and price of shares under the RSU shall be appropriately 
adjusted.  Such adjustment shall be made by the Committee, whose determination as to what 
adjustment shall be made, and the extent thereof, shall be final and shall be binding and 
conclusive for all purposes.  Any such adjustment may provide for the elimination of any fractional 
share which might otherwise become subject to the RSU.

10. 

Except as hereinbefore expressly provided, (a) the issue by the Company of shares of Stock of 
any class, or securities convertible into shares of Stock of any class, for cash or property or for 
labor or services, either upon direct sale or upon the exercise of rights or warrants to subscribe 
therefore, or upon conversion of shares or obligations of the Company convertible into such 

shares or other securities, or (b) the payment of a stock dividend on any other class of the 
Company's stock, or (c) any subdivision or combination of the shares of any other class of the 
Company's stock, or (d) any reclassification of any other class of the Company's stock, shall not 
affect, and no adjustment by reason thereof shall be made with respect to, the number or price of 
shares of Stock subject to the RSU.

11. 

After any merger of one or more corporations into the Company, or after any consolidation of the 
Company and one or more corporations in which the Company shall be the surviving corporation, 
the Grantee shall, at no additional cost, be entitled upon any vesting of a RSU, to receive (subject 
to any required action by stockholders), in lieu of the number of shares as to which the RSU shall 
then be so vested, the number and class of shares of stock or other securities to which the 
Grantee would have been entitled pursuant to the terms of the agreement of merger or 
consolidation if at the time of such merger or consolidation the Grantee had been a holder of 
record of a number of shares of Stock equal to the number of shares as to which such RSU shall 
then be so vested.  Comparable rights shall accrue to the Grantee in the event of successive 
mergers or consolidations of the character described above.  

Anything contained herein or in the applicable RSU Agreement to the contrary notwithstanding, 
upon any merger or consolidation in which the Company is not the surviving corporation, any 
unvested RSU shall terminate; but if a period of six months from the date of the applicable RSU 
Agreement shall have expired and the newly formed entity has not replaced the RSU with a 
comparable award from the acquiring corporation, or if the Grantee has been terminated or there 
is a reduction in the responsibilities of a Grantee who was an LL1 officer, immediately prior to 
such merger or consolidation, the RSU shall convert to shares of Stock, without regard to the 
installment provisions of Article 2 hereof but subject to any other limitation contained herein or in 
the applicable RSU Agreement on the vesting of the RSU in effect on the date of conversion.  

Anything contained herein or in the applicable RSU Agreement to the contrary notwithstanding, 
upon the dissolution or liquidation of the Company, the unvested RSU shall terminate; but if a 
period of six months from the date of the applicable RSU Agreement shall have expired 
immediately prior to such dissolution or liquidation the RSU shall convert to shares of Stock, 
without regard to the installment provisions of Article 2 hereof but subject to any other limitation 
contained herein or in the applicable RSU Agreement on the vesting of the RSU in effect on the 
date of conversion. 

In the event of any other event affecting Stock, an appropriate adjustment shall be made in the 
number and price of shares remaining under, and other terms and provisions of, the RSU.  The 
foregoing adjustments and the manner of application of the foregoing provisions shall be 
determined by the Committee in its sole discretion, and such determination shall be final and shall 
be binding and conclusive for all purposes.  Any such adjustment may provide for the elimination 
of any fractional share which might otherwise become subject to the RSU.

12. 

Grantee acknowledges and agrees that, in order for the Company to perform its 
requirements under the Plan, and to calculate any tax liability that Grantee may have 
relating to the RSU, the Company may process, for an indefinite period of time personal 
data about Grantee.  Such data includes, but is not limited to, the information provided in 
the grant materials and any changes thereto, and other appropriate personal data about 
Grantee, including information about Grantee's participation in the Plan, grants under the 
Plan, and Grantee's individual tax rate, income, and/or other information used in 
determining Grantee's applicable tax rate from time to time.  Grantee also hereby gives for 
an indefinite period of time explicit consent to the Company to collect, use, store and 
transfer any such personal data for use in the United States of America or any other 
required location.  The legal persons for whom the personal data is intended include the 
Company and any of its subsidiaries, the outside Plan or program administrator(s) as 

selected by the Company form time to time, the Company's independent registered public 
accounting firm, and any other person that the Company may deem appropriate in its 
administration of the Plan.  Grantee agrees that he or she has been informed that the 
provision of personal data is voluntary.  Grantee understands that the transfer of the 
information outlined here is important to the administration of the Plan.  Grantee's consent 
is given freely and is valid as long as it is needed for the administration of the Plan or to 
comply with applicable legal requirements.  Grantee's failure to consent to the Company's 
collection, use, storage and transfer of such personal data may limit Grantee's right to 
participate in the Plan.  For purposes of this paragraph, the term "Company" shall be 
deemed to include Ford Motor Company, my employer, and any other affiliate of Ford 
Motor Company involved in the administration of the Plan.

Grantee acknowledges that the Company is entitled to terminate the Plan unilaterally, and 
Grantee hereby waives any right to receive Plan benefits in the event that the Plan is terminated 
or Grantee's right to receive shares of Stock from any unvested RSUs otherwise terminates under 
the terms of the applicable RSU Agreement.  Grantee further acknowledges that the Company's 
grant of the RSUs to the Grantee is not an element of the Grantee's compensation and that the 
RSU is awarded in the Company's discretion.  The value of the RSU shall not be included as 
compensation, earnings, salaries, or other similar terms used when calculating the Grantee's 
benefits under any employee benefit plan sponsored by the Company except as such plan 
otherwise expressly provides.  Grantee further acknowledges that receipt of the RSU does not 
entitle Grantee to any further grants of RSUs in the future, and that the Company does not 
guarantee that benefits under the Plan will have a particular value or be granted to Grantee in the 
future.

Notwithstanding any of the other provisions of the applicable RSU Agreement or these terms and 
conditions, the Company will not be obligated to issue any shares or deliver any cash pursuant to 
the applicable RSU Agreement if issuance of such shares or delivery of such cash would 
constitute a violation by the Grantee or by the Company of any provisions of any law or regulation 
of any governmental authority.  Any determination of the Committee in this connection shall be 
final and shall be binding and conclusive for all purposes.  The Company shall in no event be 
obligated to take any affirmative action in order to cause the issuance of shares or delivery of 
cash pursuant to the vesting of any RSU to comply with any law or any regulation of any 
governmental authority.

13. 

14. 

15. 

Every notice relating to the applicable RSU Agreement shall be in writing and shall be given by 
registered mail with return receipt requested.  All notices to the Company shall be addressed to:

Morgan Stanley, Inc.
Ford Service Center
1001 Page Mill Road
Bldg. 4, Suite 101
Palo Alto, CA 94304, USA

Phone No.:
1-877-664-FORD (3673) (U.S.)
1-212-615-7009 (Non-U.S.)
Fax No.: 1-650-494-2561

All notices by the Company to the Grantee shall be addressed to the current address of the 
Grantee as shown on the records of the Company. Either party by notice to the other may 
designate a different address to which notices shall be addressed.  Any notice given by the 
Company to the Grantee at his or her last designated address shall be effective to bind any other 
person who shall acquire rights under the applicable RSU Agreement.

16.  Whenever the term Grantee is used in any provision of the applicable RSU Agreement or these 
terms and conditions under circumstances such that the provision should logically apply to any 
other person or persons designated as a beneficiary pursuant to the provisions of Article 6 hereof, 
or to whom the RSU, in accordance with the provisions of Article 7 hereof, may be transferred, the 
term Grantee shall be deemed to include such person or persons.

17. 

The applicable RSU Agreement has been made in and it and these terms and conditions shall be 
construed in accordance with the laws of the State of Michigan.

Exhibit 10-P-15

World Headquarters, Room 538
One American Road
Dearborn, MI 48126-2798

[Date]

To: 

[Name]

Subject: 

Incentive Grant Opportunity

The Compensation Committee of the Board of Directors approved a new incentive opportunity to be 
delivered as a stock-based award within the framework of the Long-Term Incentive program.  You have 
been selected to participate in this program because of your role in leading efforts toward achieving the 
Company's critical priorities.  

Stock-Based Award Value
The total value of your award opportunity will be delivered in time-based Restricted Stock Units (RSUs):

Total value:     

Time-Based RSU value:  
Number of Time-Based RSUs*:   

[     ] 
[     ]

The RSUs will vest after [one/two/three-] year/s from the date of grant/[x]% of the RSU Grant will vest 
after one year from the date of grant; [x]% of the RSU Grant will vest after two years from the date of 
grant; and [x]% of the RSU Grant will vest after three years from the date of grant.  As soon as feasible 
after the end of the restriction period, the RSUs will be converted to shares of Ford Motor Company 
Common Stock, less shares withheld to cover applicable taxes.   The resulting shares will be placed in an 
account in your name.  

Your RSU award is made under the Company’s Long-Term Incentive Plan and is subject to its terms and 
conditions,  the  RSU Agreement  and  the  RSU Terms  and  Conditions.   These  documents  and  additional 
information regarding all of your stock-based awards is available on HR ONLINE.  If you have further questions 
regarding your award, please contact [Name] at [Phone Number].   

Your continued leadership is greatly appreciated and is essential to the success of achieving critical 
Company priorities. 

*The number of time-based RSUs is based on the FMV of [    ] of Ford Common Stock on [date of grant] truncated to 
the nearest whole share.

 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FORD MOTOR COMPANY AND SUBSIDIARIES
CALCULATION OF RATIO OF EARNINGS TO FIXED CHARGES
(in millions)

Exhibit 12

Earnings

Income before income taxes

Add/(Deduct):

2013

2014

2015

2016

2017

$

14,371

$

1,234

$

10,252

$

6,796

$

8,148

Equity in net income of affiliated companies

(1,069)

(1,275)

(1,818)

(1,780)

(1,201)

Dividends from affiliated companies

Fixed charges excluding capitalized interest

Amortization of capitalized interest

Earnings

Fixed Charges

Interest expense

Interest portion of rental expense (a)

Capitalized interest

Total fixed charges

Ratios

529

3,861

41

1,463

3,671

39

1,485

3,380

38

1,613

3,860

37

1,444

4,539

37

17,733

$

5,132

$

13,337

$

10,526

$

12,967

3,689

$

3,496

$

3,227

$

3,702

$

4,364

172

18

175

21

153

20

158

27

175

35

3,879

$

3,692

$

3,400

$

3,887

$

4,574

$

$

$

Ratio of earnings to fixed charges

4.6

1.4

3.9

2.7

2.8

__________
(a)    One-third of all rental expense is deemed to be interest.

 SUBSIDIARIES OF FORD MOTOR COMPANY AS OF JANUARY 31, 2018*

Exhibit 21

Organization
Blue Oval Holdings
CAB East LLC
CAB West LLC
Canadian Road Leasing Company
FCE Bank plc
FCIF Holdings LP
FCSH GmbH
FMC Automobiles SAS
Ford Argentina S.C.A.
Ford Asia Pacific Automotive Holdings Ltd.
Ford Auto Securitization Trust
Ford Automotive Finance (China) Limited
Ford Credit Auto Owner Trust 2014-REV1
Ford Credit Auto Owner Trust 2014-REV2
Ford Credit Auto Owner Trust 2015-REV1
Ford Credit Auto Owner Trust 2016-REV1
Ford Credit Auto Owner Trust 2016-REV2
Ford Credit Auto Owner Trust 2017-REV1
Ford Credit Auto Owner Trust 2017-REV2
Ford Credit Canada Company
Ford Credit CP Auto Receivables LLC
Ford Credit Floorplan Master Owner Trust A
Ford Credit International LLC
Ford Deutschland Holding GmbH
Ford Espana S.L.
Ford European Holdings LLC
Ford Floorplan Auto Securitization Trust
Ford Global Technologies, LLC
Ford Holdings LLC
Ford India Private Limited
Ford International Capital LLC
Ford Italia S.p.A.
Ford Lease Trust
Ford Mexico Holdings LLC
Ford Motor (China) Ltd.
Ford Motor Company Brasil Ltda.
Ford Motor Company Limited
Ford Motor Company of Australia Limited
Ford Motor Company of Canada, Limited
Ford Motor Company of Southern Africa (Pty) Limited
Ford Motor Company, S.A. de C.V.
Ford Motor Credit Company LLC

Ford Motor Service Company

Jurisdiction
England
Delaware, U.S.A.
Delaware, U.S.A.
Canada
England
Canada
Switzerland
France
Argentina
Mauritius
Canada
China
Delaware, U.S.A.
Delaware, U.S.A.
Delaware, U.S.A.
Delaware, U.S.A.
Delaware, U.S.A.
Delaware, U.S.A.
Delaware, U.S.A.
Canada
Delaware, U.S.A.
Delaware, U.S.A.
Delaware, U.S.A.
Germany
Spain
Delaware, U.S.A.
Canada
Delaware, U.S.A.
Delaware, U.S.A.
India
Delaware, U.S.A.
Italy
Canada
Delaware, U.S.A.
China
Brazil
England
Australia
Canada
South Africa
Mexico
Delaware, U.S.A.

Michigan, U.S.A.

Organization
Ford Retail Group Limited
Ford Sales and Service (Thailand) Co., Ltd.
Ford Sollers Holding LLC
Ford Trading Company, LLC
Ford VH Limited
Ford VHC AB
Ford-Werke GmbH
Global Investments 1 Inc.

Exhibit 21 (Continued)

Jurisdiction
England
Thailand
Russia
Delaware, U.S.A.
England
Sweden
Germany
Delaware, U.S.A.

101                Other U.S. Subsidiaries
142                Other Non-U.S. Subsidiaries

________________
*  Other subsidiaries are not shown by name in the above list because, considered in the aggregate as a 

single subsidiary, they would not constitute a significant subsidiary.

Exhibit 23

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Ford Motor Company Registration Statement Nos. 33-62227, 333-02735, 333-20725, 333-31466, 333-47733, 
333-56660, 333-57596, 333-65703, 333-71380, 333-74313, 333-85138, 333-87619, 333-104063, 333-113584, 
333-123251, 333-138819, 333-138821, 333-149453, 333-149456, 333-153815, 333-153816, 333-156630, 
333-156631, 333-157584, 333-162992, 333-162993, 333-165100, 333-172491, 333-179624, 333-186730, 
333-193999, 333-194000, 333-203697, and 333-210978 on Form S-8 and 333-194060 on Form S-3. 

We hereby consent to the incorporation by reference in the aforementioned Registration Statements of Ford Motor 
Company of our report dated February 8, 2018 relating to the financial statements, financial statement schedule 
and the effectiveness of internal control over financial reporting, which appears in this Form 10-K.

/s/ PricewaterhouseCoopers LLP

PricewaterhouseCoopers LLP
Detroit, Michigan
February 8, 2018 

 
Exhibit 24

Certificate of Secretary

FORD MOTOR COMPANY

The undersigned, Jonathan E. Osgood, Secretary of Ford Motor Company, a Delaware corporation (the 
“Company”), DOES HEREBY CERTIFY that the following resolutions were adopted at a meeting of the Board of 
Directors of the Company duly called and held on February 7, 2018 and that the same are in full force and effect:

WHEREAS, pursuant to Sections 302 and 906 of the Sarbanes-Oxley Act of 2002, James P. Hackett, President 
and Chief Executive Officer of the Company, and Bob Shanks, Executive Vice President and Chief Financial Officer 
of the Company, each will execute certifications with respect to the Company’s Annual Report on Form 10-K for the 
year ended December 31, 2017 (“Form 10-K Report”), which certifications are to be set forth in the Form 10-K 
Report; and

WHEREAS, such certifications are made, in part, on reliance of the assurances given by the Company’s 
Disclosure Committee, co-chaired by Bradley M. Gayton, Group Vice President, Chief Administrative Officer and 
General Counsel of the Company, and John T. Lawler, Vice President and Controller & Chief Financial Officer, 
Global Markets, of the Company, which committee oversees the preparation of the Company’s annual and quarterly 
reports.

NOW, THEREFORE, BE IT:

RESOLVED, That the draft Form 10-K Report presented to this meeting to be filed with the Securities and 
Exchange Commission (the “Commission”) under the Securities Exchange Act of 1934, as amended, be and hereby 
is in all respects authorized and approved; that the directors and appropriate officers of the Company, and each of 
them, be and hereby are authorized to sign and execute in their own behalf, or in the name and on behalf of the 
Company, or both, as the case may be, the Form 10-K Report, and any and all amendments thereto, with such 
changes therein as such directors or officers may deem necessary, appropriate or desirable, as conclusively 
evidenced by their execution thereof; and that the appropriate officers of the Company, and each of them, be and 
hereby are authorized to cause the Form 10-K Report and any such amendments, so executed, to be filed with the 
Commission.

RESOLVED, That each officer and director who may be required to sign and execute the Form 10-K Report or 
any amendment thereto or document in connection therewith (whether in the name and on behalf of the Company, 
or as an officer or director of the Company, or otherwise), be and hereby is authorized to execute a power of 
attorney appointing B. M. Gayton, J. T. Lawler, J. E. Osgood, and C. M. MacGillivray, and each of them, severally, 
his or her true and lawful attorney or attorneys to sign in his or her name, place, and stead in any such capacity the 
Form 10-K Report and any and all amendments thereto and documents in connection therewith, and to file the 
same with the Commission, each of said attorneys to have power to act with or without the other, and to have full 
power and authority to do and perform in the name and on behalf of each of said officers and directors who shall 
have executed such power of attorney, every act whatsoever which such attorneys, or any of them, may deem 
necessary, appropriate or desirable to be done in connection therewith as fully and to all intents and purposes as 
such officers or directors might or could do in person.

WITNESS my hand as of this 8th day of February, 2018.

/s/ Jonathan E. Osgood

Jonathan E. Osgood

Secretary

(SEAL)

POWER OF ATTORNEY WITH RESPECT TO
ANNUAL REPORT OF FORD MOTOR COMPANY ON
FORM 10-K FOR THE YEAR ENDED DECEMBER 31, 2017

Exhibit 24 (Continued)

Each of the undersigned, a director or officer of Ford Motor Company (“Ford”), appoints each of B. M. Gayton, 

J. T. Lawler, J. E. Osgood, and C. M. MacGillivray, his or her true and lawful attorney and agent to do any and all 
acts and things and execute any and all instruments which the attorney and agent may deem necessary or 
advisable in order to enable Ford to comply with the Securities Exchange Act of 1934, and any requirements of the 
Securities and Exchange Commission, in connection with the filing of Ford’s Annual Report on Form 10-K for the 
year ended December 31, 2017 and any and all amendments thereto, as authorized at a meeting of the Board of 
Directors of Ford duly called and held on February 7, 2018 including, but not limited to, power and authority to sign 
his or her name (whether on behalf of Ford, or as a director or officer of Ford, or by attesting the seal of Ford, or 
otherwise) to such instruments and to such Annual Report and any amendments thereto, and to file them with the 
Securities and Exchange Commission.  Each of the undersigned ratifies and confirms all that any of the attorneys 
and agents shall do or cause to be done by virtue hereof.  Any one of the attorneys and agents shall have, and may 
exercise, all the powers conferred by this instrument.  Each of the undersigned has signed his or her name as of the 
7th day of February, 2018:

/s/ William Clay Ford, Jr.
(William Clay Ford, Jr.)

/s/ Stephen G. Butler
(Stephen G. Butler)

/s/ Kimberly A. Casiano
(Kimberly A. Casiano)

/s/ Anthony F. Earley, Jr.
(Anthony F. Earley, Jr.)

/s/ Edsel B. Ford II
(Edsel B. Ford II)

/s/ James P. Hackett
(James P. Hackett)

/s/ William W. Helman IV
(William W. Helman IV)

/s/ William E. Kennard
(William E. Kennard)

/s/ John C. Lechleiter
(John C. Lechleiter)

/s/ Ellen R. Marram
(Ellen R. Marram)

/s/ John L. Thornton
(John L. Thornton)

/s/ John B. Veihmeyer
(John B. Veihmeyer)

/s/ Lynn M. Vojvodich
(Lynn M. Vojvodich)

/s/ John S. Weinberg
(John S. Weinberg)

/s/ Bob Shanks
(Bob Shanks)

/s/ John T. Lawler
(John T. Lawler)

 
Exhibit 31.1

I, James P. Hackett, certify that:

CERTIFICATION

1. 

2. 

3. 

4. 

I have reviewed this Annual Report on Form 10-K for the period ended December 31, 2017 of 
Ford Motor Company;

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to 
state a material fact necessary to make the statements made, in light of the circumstances under which 
such statements were made, not misleading with respect to the period covered by this report;

Based on my knowledge, the financial statements, and other financial information included in this report, 
fairly present in all material respects the financial condition, results of operations and cash flows of the 
registrant as of, and for, the periods presented in this report;

The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure 
controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control 
over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and 
have:

(a)   Designed such disclosure controls and procedures, or caused such disclosure controls and procedures 
to be designed under our supervision, to ensure that material information relating to the registrant, 
including its consolidated subsidiaries, is made known to us by others within those entities, particularly 
during the period in which this report is being prepared;

(b)   Designed such internal control over financial reporting, or caused such internal control over financial 
reporting to be designed under our supervision, to provide reasonable assurance regarding the 
reliability of financial reporting and the preparation of financial statements for external purposes in 
accordance with generally accepted accounting principles;

(c)   Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this 
report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end 
of the period covered by this report based on such evaluation; and

(d)   Disclosed in this report any change in the registrant’s internal control over financial reporting that 

occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the 
case of an annual report) that has materially affected, or is reasonably likely to materially affect, the 
registrant’s internal control over financial reporting; and

5. 

The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of 
internal control over financial reporting, to the registrant’s auditors and the audit committee of the 
registrant’s board of directors (or persons performing the equivalent functions):

(a)  All significant deficiencies and material weaknesses in the design or operation of internal control over 
financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, 
process, summarize and report financial information; and

(b)  Any fraud, whether or not material, that involves management or other employees who have a 

significant role in the registrant’s internal control over financial reporting.

Dated:   February 8, 2018

/s/ James P. Hackett
James P. Hackett
President and Chief Executive Officer

 
Exhibit 31.2

I, Bob Shanks, certify that:

CERTIFICATION

1. 

2. 

3. 

4. 

I have reviewed this Annual Report on Form 10-K for the period ended December 31, 2017 of 
Ford Motor Company;

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to 
state a material fact necessary to make the statements made, in light of the circumstances under which 
such statements were made, not misleading with respect to the period covered by this report;

Based on my knowledge, the financial statements, and other financial information included in this report, 
fairly present in all material respects the financial condition, results of operations and cash flows of the 
registrant as of, and for, the periods presented in this report;

The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure 
controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control 
over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and 
have:

(a)   Designed such disclosure controls and procedures, or caused such disclosure controls and procedures 
to be designed under our supervision, to ensure that material information relating to the registrant, 
including its consolidated subsidiaries, is made known to us by others within those entities, particularly 
during the period in which this report is being prepared;

(b)   Designed such internal control over financial reporting, or caused such internal control over financial 
reporting to be designed under our supervision, to provide reasonable assurance regarding the 
reliability of financial reporting and the preparation of financial statements for external purposes in 
accordance with generally accepted accounting principles;

(c)   Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this 
report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end 
of the period covered by this report based on such evaluation; and

(d)   Disclosed in this report any change in the registrant’s internal control over financial reporting that 

occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the 
case of an annual report) that has materially affected, or is reasonably likely to materially affect, the 
registrant’s internal control over financial reporting; and

5. 

The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of 
internal control over financial reporting, to the registrant’s auditors and the audit committee of the 
registrant’s board of directors (or persons performing the equivalent functions):

(a)  All significant deficiencies and material weaknesses in the design or operation of internal control over 
financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, 
process, summarize and report financial information; and

(b)  Any fraud, whether or not material, that involves management or other employees who have a 

significant role in the registrant’s internal control over financial reporting.

Dated: February 8, 2018

/s/ Bob Shanks
Bob Shanks
Executive Vice President and
Chief Financial Officer

Exhibit 32.1

CERTIFICATION OF CHIEF EXECUTIVE OFFICER

I, James P. Hackett, President and Chief Executive Officer of Ford Motor Company (the “Company”), hereby certify 
pursuant to Rule 13a-14(b) or 15d-14(b) of the Securities Exchange Act of 1934, as amended, and Section 1350 of 
Chapter 63 of Title 18 of the United States Code that to my knowledge:

1.  The Company’s Annual Report on Form 10-K for the period ended December 31, 2017, to which this 

statement is furnished as an exhibit (the “Report”), fully complies with the requirements of Section 13(a) or 
15(d) of the Securities Exchange Act of 1934, as amended; and

2.  The information contained in this Report fairly presents, in all material respects, the financial condition and 

results of operations of the Company.

Dated: February 8, 2018

/s/ James P. Hackett
James P. Hackett
President and Chief Executive Officer

Exhibit 32.2

CERTIFICATION OF CHIEF FINANCIAL OFFICER

I, Bob Shanks, Executive Vice President and Chief Financial Officer of Ford Motor Company (the “Company”), 
hereby certify pursuant to Rule 13a-14(b) or Rule 15d-14(b) of the Securities Exchange Act of 1934, as amended, 
and Section 1350 of Chapter 63 of Title 18 of the United States Code that to my knowledge:

1.  The Company’s Annual Report on Form 10-K for the period ended December 31, 2017, to which this 

statement is furnished as an exhibit (the “Report”), fully complies with the requirements of Section 13(a) or 
15(d) of the Securities Exchange Act of 1934, as amended; and

2.  The information contained in this Report fairly presents, in all material respects, the financial condition and 

results of operations of the Company.

Dated: February 8, 2018

/s/ Bob Shanks
Bob Shanks
Executive Vice President and
Chief Financial Officer

New York Stock Exchange Required Disclosures 

On May 25, 2017, Ford’s Chief Executive Officer certified that he was not aware of any violations by the Company 
of the New York Stock Exchange Corporate Governance listing standards, other than has been notified to the Exchange 
pursuant to Section 303A.12(b), of which there was none.

Stock Performance Graph

The graph below shows over the past five years, the performance of our common stock against the Standard &  

Poor’s 500 Stock Index and the Dow Jones Automobiles & Parts Titans 30 Index.

COMPARISON OF CUMULATIVE FIVE-YEAR TOTAL RETURN

Total Return To Shareholders (Includes reinvestment of dividends)

Base Period 

Years Ending

Company / Index 

2012 

2013 

2014 

2015 

2016 

2017   

Ford Motor Company 
 S&P 500 
Dow Jones Automobiles & 
Parts Titans 30 

100 
100 
100 

122 
132 
133 

127 
151 
127 

120 
153 
126 

110 
171 
123 

120
208 
149 

 
 
 
 
 
 
Shareholder information 

Corporate Headquarters
Ford Motor Company 
One American Road 
Dearborn, MI 48126 
(313) 322-3000

Shareholder Account Assistance
Computershare Trust Company, our transfer agent, 
maintains the records for our registered stockholders and 
can help you with a variety of stockholder-related services. 
Computershare offers the DirectSERVICE Investment and 
Stock Purchase Program. This shareholder-paid program 
provides an alternative to traditional retail brokerage 
methods of purchasing, holding and selling Ford Common 
Stock. You can contact Computershare through the 
following methods:

Overnight Mail Delivery
Computershare Investor Services
211 Quality Circle, Suite 210
College Station, TX 77845 United States

Regular Mail Delivery
Computershare Investor Services
P.O. Box 30170
College Station, TX 77842 United States

Telephone: (800) 279-1237 (U.S. and Canada)

    (781) 575-2732 (International)
    E-mail: fordteam@computershare.com
  Website: computershare.com

Stock Exchanges
Ford Common Stock is listed and traded on  
the New York Stock Exchange in the United States. 

The NYSE trading symbol is:

F   Common Stock

Investor Information
Investor information including this report, quarterly 
financial results, press releases and various other 
reports are available online at shareholder.ford.com. 

Alternatively, individual investors may contact us at:

Ford Motor Company
Shareholder Relations 
P.O. Box 6248 
Dearborn, MI 48126

Telephone: (800) 555-5259 (U.S. and Canada)

    (313) 845-8540 (International) 

  Fax: (313) 845-6073

       E-mail: stockinf@ford.com

Security analysts and institutional investors may contact:

Ford Motor Company 
Investor Relations 
P.O. Box 6248 
Dearborn, MI 48126

Equity Investment

Telephone: (313) 845-2868
    E-mail: fordir@ford.com

Fixed Income

Telephone: (313) 621-0965
       E-mail: fixedinc@ford.com

Annual Meeting
The 2018 Annual Meeting of Shareholders will be held 
as a virtual-only meeting on May 10, 2018. A notice of 
the meeting and instructions for participation and voting 
will be mailed to shareholders in advance.

Company Information

Automotive Brand

Customer Assistance

Automotive Brand

Customer Assistance

800.392.3673  
Ford.com
FordOwner.com

800.521.4140 
Lincoln.com 
LincolnOwner.com 

Financial Services

Operations

Customer Assistance

Ford Motor Credit Company
•  A leading automotive financial services company founded in 1959
•  Provides a wide variety of dealer and customer financing 
products and services globally in support of Ford Motor 
Company vehicle sales

•  As of year-end 2017, Ford Credit was financing about 5,000 Ford 
and Lincoln dealers and more than 5 million customer contracts 
around the world

800.727.7000
FordCredit.com

888.498.8801
LincolnAFS.com

Customer Services

Operations

Service
A total service experience for Ford and Lincoln owners available 
only at Ford and Lincoln stores — designed to deliver customer 
satisfaction and loyalty
•  Ford and Motorcraft-engineered parts and tools designed 

specifically to fit your Ford and Lincoln vehicle

•  Factory-trained and certified technicians specifically on Ford 

and Lincoln vehicles

•  One-stop service for all vehicle maintenance and repair needs

Quick Lane Tire & Auto Center
Ford Motor Company’s all-makes quick maintenance and service 
brand successfully occupies a unique niche in the marketplace 
by offering customers “fast and dependable auto service.” Fast 
comes in the form of all-makes-all-models service capabilities, 
no-appointment-necessary, service while you wait, evening and 
weekend hours, and competitive prices. Dependable comes in the 
form of factory-trained technicians and quality Motorcraft parts

Ford Parts, Motorcraft and Omnicraft
New and remanufactured parts recommended by Ford Motor 
Company and available in Ford and Lincoln stores, Ford 
authorized distributors and thousands of major retail and  
repair locations 

Customer Assistance

Locate Ford and Lincoln  
Dealer Service at:

FordOwner.com 
LincolnOwner.com

Locate Quick Lane Tire & Auto 
Center at: Quicklane.com

Order Motorcraft and  
Ford Parts at: FordParts.com 
Find out more about our 
Motorcraft and Omnicraft 
brands at: Motorcraft.com and 
Omnicraftautoparts.com

Ford and Lincoln Accessories
Wide variety of original and licensed accessories are available,  
all designed to personalize Ford and Lincoln vehicles

Original and licensed accessories at:
accessories.ford.com
accessories.lincoln.com

Ford Protect and Lincoln Protect Extended Service Plans
Provides comprehensive vehicle service contracts and 
maintenance programs to support dealer and direct mail  
sales to Ford, Lincoln and competitive-make owners

Ford Protect and Lincoln Protect
800.521.4144
Fordprotect.ford.com
Lincolnprotect.lincoln.com

Ford Fleet/Commercial Vehicles
Ford Fleet brings together fleet-specific vehicles, offers and 
programs, along with a team of experts. 

See more at: fleet.ford.com

Fleet Service Operations
Trusting Ford and Lincoln Parts and Service to maintain fleet 
vehicles can enhance performance and reliability, help extend the 
life of vehicles and improve resale value. 

See more at: fleet.ford.com

About Ford Motor Company
Ford Motor Company is a global company based in Dearborn, Michigan. The company designs, manufactures, markets and services a full line of Ford 
cars, trucks, SUVs, electrified vehicles and Lincoln luxury vehicles, provides financial services through Ford Motor Credit Company and is pursuing 
leadership positions in electrification, autonomous vehicles and mobility solutions. Ford employs approximately 202,000 people worldwide. For more 
information regarding Ford, its products and Ford Motor Credit Company, please visit www.corporate.ford.com 

 
 
 
 
 
Shareholder information 

Corporate Headquarters
Ford Motor Company 
One American Road 
Dearborn, MI 48126 
(313) 322-3000

Shareholder Account Assistance
Computershare Trust Company, our transfer agent, 
maintains the records for our registered stockholders and 
can help you with a variety of stockholder-related services. 
Computershare offers the DirectSERVICE Investment and 
Stock Purchase Program. This shareholder-paid program 
provides an alternative to traditional retail brokerage 
methods of purchasing, holding and selling Ford Common 
Stock. You can contact Computershare through the 
following methods:

Overnight Mail Delivery
Computershare Investor Services
211 Quality Circle, Suite 210
College Station, TX 77845 United States

Regular Mail Delivery
Computershare Investor Services
P.O. Box 30170
College Station, TX 77842 United States

Telephone: (800) 279-1237 (U.S. and Canada)

    (781) 575-2732 (International)
    E-mail: fordteam@computershare.com
  Website: computershare.com

Stock Exchanges
Ford Common Stock is listed and traded on  
the New York Stock Exchange in the United States. 

The NYSE trading symbol is:

F   Common Stock

Investor Information
Investor information including this report, quarterly 
financial results, press releases and various other 
reports are available online at shareholder.ford.com. 

Alternatively, individual investors may contact us at:

Ford Motor Company
Shareholder Relations 
P.O. Box 6248 
Dearborn, MI 48126

Telephone: (800) 555-5259 (U.S. and Canada)

    (313) 845-8540 (International) 

  Fax: (313) 845-6073

       E-mail: stockinf@ford.com

Security analysts and institutional investors may contact:

Ford Motor Company 
Investor Relations 
P.O. Box 6248 
Dearborn, MI 48126

Equity Investment

Telephone: (313) 845-2868
    E-mail: fordir@ford.com

Fixed Income

Telephone: (313) 621-0965
       E-mail: fixedinc@ford.com

Annual Meeting
The 2018 Annual Meeting of Shareholders will be held 
as a virtual-only meeting on May 10, 2018. A notice of 
the meeting and instructions for participation and voting 
will be mailed to shareholders in advance.

Company Information

Automotive Brand

Customer Assistance

Automotive Brand

Customer Assistance

800.392.3673  
Ford.com
FordOwner.com

800.521.4140 
Lincoln.com 
LincolnOwner.com 

Financial Services

Operations

Customer Assistance

Ford Motor Credit Company
•  A leading automotive financial services company founded in 1959
•  Provides a wide variety of dealer and customer financing 
products and services globally in support of Ford Motor 
Company vehicle sales

•  As of year-end 2017, Ford Credit was financing about 5,000 Ford 
and Lincoln dealers and more than 5 million customer contracts 
around the world

800.727.7000
FordCredit.com

888.498.8801
LincolnAFS.com

Customer Services

Operations

Service
A total service experience for Ford and Lincoln owners available 
only at Ford and Lincoln stores — designed to deliver customer 
satisfaction and loyalty
•  Ford and Motorcraft-engineered parts and tools designed 

specifically to fit your Ford and Lincoln vehicle

•  Factory-trained and certified technicians specifically on Ford 

and Lincoln vehicles

•  One-stop service for all vehicle maintenance and repair needs

Quick Lane Tire & Auto Center
Ford Motor Company’s all-makes quick maintenance and service 
brand successfully occupies a unique niche in the marketplace 
by offering customers “fast and dependable auto service.” Fast 
comes in the form of all-makes-all-models service capabilities, 
no-appointment-necessary, service while you wait, evening and 
weekend hours, and competitive prices. Dependable comes in the 
form of factory-trained technicians and quality Motorcraft parts

Ford Parts, Motorcraft and Omnicraft
New and remanufactured parts recommended by Ford Motor 
Company and available in Ford and Lincoln stores, Ford 
authorized distributors and thousands of major retail and  
repair locations 

Customer Assistance

Locate Ford and Lincoln  
Dealer Service at:

FordOwner.com 
LincolnOwner.com

Locate Quick Lane Tire & Auto 
Center at: Quicklane.com

Order Motorcraft and  
Ford Parts at: FordParts.com 
Find out more about our 
Motorcraft and Omnicraft 
brands at: Motorcraft.com and 
Omnicraftautoparts.com

Ford and Lincoln Accessories
Wide variety of original and licensed accessories are available,  
all designed to personalize Ford and Lincoln vehicles

Original and licensed accessories at:
accessories.ford.com
accessories.lincoln.com

Ford Protect and Lincoln Protect Extended Service Plans
Provides comprehensive vehicle service contracts and 
maintenance programs to support dealer and direct mail  
sales to Ford, Lincoln and competitive-make owners

Ford Protect and Lincoln Protect
800.521.4144
Fordprotect.ford.com
Lincolnprotect.lincoln.com

Ford Fleet/Commercial Vehicles
Ford Fleet brings together fleet-specific vehicles, offers and 
programs, along with a team of experts. 

See more at: fleet.ford.com

Fleet Service Operations
Trusting Ford and Lincoln Parts and Service to maintain fleet 
vehicles can enhance performance and reliability, help extend the 
life of vehicles and improve resale value. 

See more at: fleet.ford.com

About Ford Motor Company
Ford Motor Company is a global company based in Dearborn, Michigan. The company designs, manufactures, markets and services a full line of Ford 
cars, trucks, SUVs, electrified vehicles and Lincoln luxury vehicles, provides financial services through Ford Motor Credit Company and is pursuing 
leadership positions in electrification, autonomous vehicles and mobility solutions. Ford employs approximately 202,000 people worldwide. For more 
information regarding Ford, its products and Ford Motor Credit Company, please visit www.corporate.ford.com 

 
 
 
 
 
F o r d  M o t o r Co m p a n y 
O n e  A m e r i c a n  R o a d
D e a r b o r n , MI  4 8126

w w w. co r p o r a t e .f o r d . co m

Pr in te d in U. S . A . 10% p o s t- co n s u m e r w a s te p ap e r.  
 F o r d e n co u r a ge s yo u to p le a s e r e c ycle th i s d o c u m e n t.