Quarterlytics / Industrials / Integrated Freight & Logistics / Forward Air Corporation / FY2018 Annual Report

Forward Air Corporation
Annual Report 2018

FWRD · NASDAQ Industrials
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Ticker FWRD
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Industry Integrated Freight & Logistics
Employees 6319
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FY2018 Annual Report · Forward Air Corporation
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 10-K

þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the Fiscal Year Ended  December 31, 2018
Commission file number: 001-16853

OR

o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from                        to                     
Commission File No. 000-22490

FORWARD AIR CORPORATION
(Exact name of Registrant as specified in its charter)

Tennessee
(State or other jurisdiction of

incorporation or organization)

1915 Snapps Ferry Road, Building N
Greeneville, Tennessee
(Address of principal executive offices)

62-1120025

(I.R.S. Employer

Identification No.)

37745
(Zip Code)

(423) 636-7000
Registrant’s telephone number, including area code

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class
Common Stock, $0.01 par value

Name of Each Exchange on Which Registered
The Nasdaq Stock Market LLC

Securities registered pursuant to Section 12(g) of the Act: None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.  Yes  þ No o

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Exchange Act. Yes  o No þ

Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934
during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports), and (2) has been subject to such filing
requirements for the past 90 days.  Yes þ No o

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of
Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).  Yes þ  No o

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the
best of Registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment
to this Form 10-K.  o

Indicate by check mark whether the Registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or
an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth
company” in Rule 12b-2 of the Exchange Act.

 
 
 
 
 
 
 
 
 
Large accelerated filer þ Accelerated filer o Non-accelerated filer o Smaller reporting Company o Emerging Growth Company  o

If an emerging growth company, indicate by checkmark if the registrant has elected not to use the extended transition period for complying with any
new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ☐

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes  o No þ

The aggregate market value of the voting stock held by non-affiliates of the Registrant was approximately  $1,695,536,388 as of June 30, 2018.

The number of shares outstanding of the Registrant’s common stock (as of  February 14, 2019): 28,788,556

Documents Incorporated By Reference
Portions of the proxy statement for the 2019 Annual Meeting of Shareholders are incorporated by reference into Part III of this report.

Table of Contents

Forward Air Corporation

Page
Number

Part I.
Item 1.

Business

Item 1A.

Risk Factors

Item 1B.

Unresolved Staff Comments

Item 2.

Properties

Item 3.

Legal Proceedings

Item 4.

Mine Safety Disclosures

Part II.

Item 5.

Market for Registrant's Common Equity, Related Shareholder Matters and Issuer Purchases of Equity Securities

Item 6.

Selected Financial Data

Item 7.

Management's Discussion and Analysis of Financial Condition and Results of Operations

Item 7A.

Quantitative and Qualitative Disclosures About Market Risk

Item 8.

Financial Statements and Supplementary Data

Item 9.

Changes in and Disagreements with Accountants on Accounting and Financial Disclosure

Item 9A.

Controls and Procedures

Item 9B.

Other Information

Part III.

Item 10.

Directors, Executive Officers and Corporate Governance

Item 11.

Executive Compensation

Item 12.

Security Ownership of Certain Beneficial Owners and Management and Related Shareholder Matters

Item 13.

Certain Relationships and Related Transactions, and Director Independence

Item 14.

Principal Accounting Fees and Services

Part IV.

Item 15.

Exhibits, Financial Statement Schedules

Signatures

Index to Financial Statements

Financial Statement Schedule

Exhibit Index

2

3

11

19

20

20

20

20

22

22

56

56

56

56

59

59

60

60

60

60

60

61

F-2

S-1

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

Introductory Note

This Annual Report on Form 10-K for the fiscal year ended  December 31, 2018 (this “Form 10-K”) contains “forward-looking
statements,” as defined in Section 27A of the Securities Act of 1933, as amended (the “Securities Act”), and Section 21E of the Securities
Exchange Act of 1934, as amended (the “Exchange Act”). Forward-looking statements are statements other than historical information or
statements  of  current  condition  and  relate  to  future  events  or  our  future  financial  performance.  In  this  Form  10-K,  forward-looking
statements include, but are not limited to, any projections of earnings, revenues, payment of dividends, or other financial items or related
accounting treatment; any statement regarding the availability of cash; any statement of plans, strategies, and objectives of management
for future operations; any statements regarding future insurance, claims and litigation; any statements concerning proposed or intended,
new services or developments; any statements regarding our technology and information systems, including the effectiveness of each; any
statements  regarding  competition,  including  our  specific  advantages,  the  capabilities  of  our  segments  and  our  geographic  location;  any
statements regarding intended expansion through acquisition or greenfield startups; any statements regarding future business, economic
conditions or performance; and any statements of belief and any statements of assumptions underlying any of the foregoing. Some forward-
looking  statements  may  be  identified  by  use  of  such  terms  as  “believes,”  “anticipates,”  “intends,”  “plans,”  “estimates,”  “projects”  or
“expects.” Such forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause our actual
results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied
by  such  forward-looking  statements.  The  following  is  a  list  of  factors,  among  others,  that  could  cause  actual  results  to  differ  materially
from  those  contemplated  by  the  forward-looking  statements:  economic  factors  such  as  recessions,  inflation,  higher  interest  rates  and
downturns in customer business cycles, the creditworthiness of our customers and their ability to pay for services rendered, the availability
and  compensation  of  qualified  independent  owner-operators  and  freight  handlers  as  well  as  contracted,  third-party  carriers  needed  to
serve  our  customers’  transportation  needs,  the  inability  of  our  information  systems  to  handle  an  increased  volume  of  freight  moving
through  our  network,  the  cybersecurity  risks  related  to  our  information  technology  systems,  changes  in  fuel  prices,  our  inability  to
maintain our historical growth rate, including because of a decreased volume of freight or decreased average revenue per pound of freight
moving through our network, loss of a major customer, whether our service offerings gain market acceptance, increasing competition and
pricing pressure, our ability to secure terminal facilities in desirable locations at reasonable rates, labor and employment concerns, our
inability  to  successfully  integrate  acquisitions,  claims  for  property  damage,  personal  injuries  or  workers’  compensation,  changes  in  our
self-insurance and third-party insurance, seasonality, enforcement of and changes in governmental regulations, environmental matters, the
impact of certain accounting and tax matters, and the handling of hazardous materials. As a result of the foregoing, no assurance can be
given as to future financial condition, cash flows or results of operations. Except as required by law, we undertake no obligation to update
or revise any forward-looking statements, whether as a result of new information, future events or otherwise.

Part I

Item 1. Business

Overview

Forward Air is a leading asset-light freight and logistics company. We provide less-than-truckload (“LTL”), truckload, intermodal
and  pool  distribution  services  across  the  United  States  and  in  Canada.  We  utilize  an  asset-light  strategy  to  minimize  our  investments  in
equipment and facilities and to reduce our capital expenditures. Forward Air was formed as a corporation under the laws of the State of
Tennessee on October 23, 1981. Our common stock is listed on the Nasdaq Global Select Market under the symbol “FWRD”.

Services Provided

Our services are classified into four reportable segments: Expedited LTL, Truckload Premium Services (“TLS”), Intermodal and
Pool Distribution. For financial information relating to each of our business segments, see Note 10, “Segment Reporting,” in the Notes to
consolidated Financial Statements included in this Form 10-K.

Expedited LTL.  We  operate  a  comprehensive  national  network  to  provide  expedited  regional,  inter-regional  and  national  LTL
services.  Expedited  LTL  offers  customers  local  pick-up  and  delivery  and  other  services  including  shipment  consolidation  and
deconsolidation, warehousing, final mile solutions, customs brokerage and other handling. Because of our roots in serving the deferred air
freight market, our terminal network is located at or near airports in the United States and Canada. During the year ended December 31,
2018, Expedited LTL accounted for 56.6% of our consolidated revenue.

TLS. We provide expedited truckload brokerage, dedicated fleet services, as well as high security and temperature-

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controlled logistics services in the United States and Canada. During the year ended  December 31, 2018, TLS accounted for 14.6% of our
consolidated revenue.

Intermodal.  We  provide  first-  and  last-mile  high  value  intermodal  container  drayage  services  both  to  and  from  seaports  and
railheads. Intermodal also offers linehaul service within the LTL space as well as dedicated contract and Container Freight Station (“CFS”)
warehouse and handling services. Today, Intermodal operates primarily in the Midwest and Southeast, with a smaller operational presence
in  the  Southwest  United  States.  We  plan  to  grow  Intermodal’s  geographic  footprint  through  acquisitions  as  well  as  greenfield  start-ups
where we do not have an acceptable acquisition target. During the year ended December 31, 2018, Intermodal accounted for 15.2% of our
consolidated revenue.

Pool Distribution. We provide high-frequency handling and distribution of time sensitive product to numerous destinations within
a specific geographic region. We offer this service throughout the Mid-Atlantic, Southeast, Midwest and Southwest United States. During
the year ended December 31, 2018, Pool Distribution accounted for 14.7% of our consolidated revenue.

Strategy

Our strategy is to take advantage of our core competencies to provide asset-light freight and logistics services in order to grow in

the premium or high service level segments of the markets we serve. Principal components of our efforts include:

•

•

•

Expand Service Offerings. We believe we can increase freight volumes and revenues by offering new and enhanced services
that address more of our customers’ premium transportation needs. In the past few years, we have added or enhanced LTL
pickup  and  delivery,  customer  label  integration,  expedited  truckload,  temperature-controlled  shipments,  warehousing,
drayage,  final  mile  solutions,  customs  brokerage  and  shipment  consolidation  and  handling  services.  These  services  benefit
our existing customers and increase our ability to attract new customers.

Enhance Information Systems. We are committed to the development and enhancement of our information systems in order to
provide  us  competitive  service  advantages  and  increased  productivity.  We  believe  our  information  systems  have  and  will
assist us in capitalizing on new business opportunities with existing and new customers.

Pursue  Strategic  Acquisitions.  We  continue  to  evaluate  and  pursue  acquisitions  that  can  increase  our  penetration  of  a
geographic area; add new customers, business verticals and services; and increase freight volume. For example, we acquired
Central States Trucking Co. (“CST”) in 2014, which created the foundation for what is now our Intermodal segment. Since
our acquisition of CST in 2014, we have completed eight additional intermodal acquisitions including Multi-Modal Transport
Inc. ("MMT") and Southwest Freight Distributors (“Southwest”), both acquired in 2018.

Operations

The  following  describes  in  more  detail  the  operations  of  each  of  our  reportable  segments:  Expedited  LTL,  Truckload  Premium

Services, Intermodal and Pool Distribution.

Expedited LTL

Overview

Our Expedited LTL segment provides expedited regional, inter-regional and national LTL and final mile services. We market our
Expedited  LTL  services  primarily  to  freight  and  logistics  intermediaries  (such  as  freight  forwarders  and  third-party  logistics  companies)
and airlines (such as integrated air cargo carriers, and passenger and cargo airlines). We offer our customers a high level of service with a
focus  on  on-time,  damage-free  deliveries. Our  terminals  are  located  on  or  near  airports  in  the  United  States  and  Canada  and  maintain
regularly  scheduled  transportation  service  between  major  cities.  Our  Expedited  LTL  network  encompasses  approximately  92%  of  all
continental U.S. zip codes, with service in Canada.

Shipments

During 2018,  approximately  30.8%  of  the  freight  handled  by  Expedited  LTL  was  for  overnight  delivery,  approximately  55.4%

was for delivery within two to three days and the balance was for delivery in four or more days.

The average weekly volume of freight moving through our Expedited LTL network was approximately 50.2 million

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pounds per week in 2018. During 2018, our average shipment weighed approximately 614 pounds. Although we impose no significant size
or weight restrictions, we focus our marketing and price structure on shipments of 200 pounds or more.

Expedited LTL generally does not market its services directly to shippers (where such services might compete with our freight
and logistics intermediary customers). Also, because Expedited LTL does not place significant size or weight restrictions on shipments, we
generally do not compete directly with integrated air cargo carriers such as United Parcel Service and FedEx Corporation in the overnight
delivery of small parcels.

The table below summarizes the average weekly volume of freight moving through our network for each year since 2004.

Average Weekly
Volume in Pounds
(In millions)
28.7
31.2
32.2
32.8
34.2
28.5
32.6
34.0
34.9
35.4
37.4
47.2
46.5
49.5
50.2

Year
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018

Transportation

Our licensed property broker places our customers’ cargo with qualified motor carriers, including our own, and other third-party
transportation companies. Expedited LTL licensed motor carrier contracts with owner-operators for most of its transportation services. The
owner-operators  own,  operate  and  maintain  their  own  tractors  and  employ  their  own  drivers.  Our  freight  handlers  load  and  unload  our
trailers and vehicles for hauling by owner-operators between our terminals.

We  seek  to  establish  long-term  relationships  with  owner-operators  to  assure  dependable  service  and  availability.  We  believe
Expedited LTL has experienced significantly higher average retention of owner-operators compared to other over-the-road transportation
providers. Expedited LTL has established specific guidelines relating to safety records, driving experience and personal evaluations that we
use  to  select  our  owner-operators.  To  enhance  our  relationship  with  the  owner-operators,  Expedited  LTL  seeks  to  pay  rates  that  are
generally above prevailing market rates and our owner-operators often are able to negotiate a consistent work schedule for their drivers.
Usually, owner-operators negotiate schedules for their drivers that are between the same two cities or along a consistent route, improving
quality of work life for the drivers of our owner-operators and, in turn, increasing the retention rate of owner-operators.

As  a  result  of  efforts  to  expand  our  logistics  and  other  services,  and  in  response  to  seasonal  demands  and  volume  surges  in
particular markets, we also purchase transportation from other surface transportation providers to handle overflow volume (including TLS).
Of  the  $360.7  million  incurred  for  Expedited  LTL's  transportation  during  2018,  we  purchased  46.5%  from  the  owner-operators  of  our
licensed motor carrier, 3.7% from our company fleet and 49.9% from other surface transportation providers.

All  of  our  LTL  Expedited independent contractor tractors are equipped with in-cab communication devices, which enable us to
communicate with our drivers, plan and monitor shipment progress and monitor and record our drivers’ hours of service. We use the real-
time global positioning data obtained from these devices to improve customer and driver service.

Other Services

Expedited LTL customers increasingly demand more than the movement of freight from their transportation providers.

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To meet these demands, we continually seek ways to customize and add new services.

Other Expedited LTL services allow customers to access the following services from a single source:

•

•

•

•

•

mile

customs
brokerage;
final 
solutions;
warehousing,  dock  and  office
space;
hotshot  or  ad-hoc  ultra  expedited  services;
and
shipment  consolidation  and  handling,  such  as  shipment  build-up  and  break-down  and  reconsolidation  of  air  or  ocean
pallets or containers.

Customers

Our wholesale customer base is primarily comprised of freight forwarders, third-party logistics (“3PL”) companies, integrated air
cargo  carriers  and  passenger,  cargo  airlines  and  steamship  lines.  Expedited  LTL’s  freight  forwarder  customers  vary  in  size  from  small,
independent,  single  facility  companies  to  large,  international  logistics  companies.  Our  dependable  service  and  wide-ranging  service
offerings  also  make  Expedited  LTL  an  attractive  option  for  3PL  providers  ,  which  is  one  of  the  fastest  growing  segments  in  the
transportation industry. Because we deliver dependable service, integrated air cargo carriers use our network to provide overflow capacity
and  other  services,  including  shipment  of  bigger  packages  and  pallet-loaded  cargo.  In 2018,  LTL's  ten  largest  customers  accounted  for
approximately 41% of its operating revenue and had one customer with revenue greater than 10% of LTL operating revenue for 2018. No
single customer accounted for more than 10% of our consolidated revenue.

Truckload Premium Services

Overview

Our  TLS  segment  is  an  asset-light  provider  of  transportation  management  services,  including,  but  not  limited  to,  expedited
truckload brokerage, dedicated fleet services, as well as high security and temperature-controlled logistics  services.  We  market  our  TLS
services  to  integrated  air  cargo  carriers,  airlines,  freight  forwarders  and  LTL  carriers,  as  well  as  life-science  companies,  and  their
distributors and other shippers of high value cargo. TLS offers long haul, regional and local services through a dedicated fleet and third-
party transportation providers. TLS also utilizes a wide assortment of equipment to meet our customers’ critical on-time expectations in the
United States and Canada.

Operations

TLS’ primary operations are located in Columbus, Ohio. TLS also has satellite operations in South Bend, Indiana; Greeneville,

Tennessee; Grand Rapids, Michigan; and Sacramento, California.

Operating Statistics

The table below summarizes the average weekly miles driven for each year since 2004.

Year
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018

Average Weekly Miles
(In thousands)
260
248
331
529
676
672
788
876
1,005
1,201
1,185
1,459
1,756
1,902
1,547

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Transportation

TLS  utilizes  a  fleet  of  owner-operators,  company  drivers  and  third-party  transportation  providers  in  its  operations.  The  owner-
operators own, operate and maintain their own tractors and employ their own drivers. We also maintain a fleet of company drivers, which
primarily serve our life science and high value cargo customers. In many instances, our customers request team (driver) service. Through
team service, we are able to provide quicker, more secure, transit service to our TLS customers.

We  seek  to  establish  long-term  relationships  with  owner-operators  and  company  drivers  to  assure  dependable  service  and
availability.  To  enhance  our  relationship  with  the  owner-operators  and  our  company  drivers,  TLS  strives  to  set  its  owner-operator  and
company  driver  pay  rates  above  prevailing  market  rates. TLS  has  established  specific  guidelines  relating  to  safety  records,  driving
experience and personal evaluations that we use to qualify and select our drivers (leased and employed).

In addition to our owner-operators and company fleet, we also purchase transportation from other surface transportation providers
(including Expedited LTL) to serve our customers’ needs. TLS’ brokerage operation has relationships with over 6,008 qualified carriers. Of
the  $155.0  million  incurred  for  TLS  transportation  during  2018,  we  purchased  28.5%  from  the  owner-operators  of  our  licensed  motor
carrier, 6.6% from our company fleet and 64.9% from other surface transportation providers.

We have access to a pool of trailers and we utilize a variety of equipment in our TLS operations including dry van, refrigerated,
and  roller-bed  trailers,  as  well  as  straight  trucks  and  cargo  vans.  We  service  our  life  science  and  high-security  cargo  customers  with
industry-leading  TAPA  (Transported  Asset  Protection  Association)  Level  1  certified  equipment  that  has  layered  security  measures  to
prevent theft, qualified and calibrated refrigerated trailers, and temperature systems that minimize the chance of damage to cargo caused by
temperature  excursions.  All  of  the  TLS  trailers  have  global  positioning  trailer-tracking  technology  that  allows  us  to  more  effectively
manage our trailer pool.

All of our TLS company and independent contractor tractors are equipped with in-cab communication devices, which enable us to
communicate with our drivers, plan and monitor shipment progress and monitor and record our drivers’ hours of service. We use the real-
time global positioning data obtained from these devices to improve customer and driver service.

Customers

Our  customer  base  is  primarily  comprised  of  freight  forwarders,  third-party  logistics  companies,  integrated  air  cargo  carriers,
passenger and cargo airlines, and LTL carriers, including our own LTL Expedited segment, as well as retail, life-science companies, and
their distributors. TLS’ customers include Fortune 500 pharmaceutical manufacturers and distributors, as well as transportation companies.
In 2018,  TLS’  ten  largest  customers  accounted  for  approximately  67%  of  its  operating  revenue  and  had  three  customers  with  revenue
greater than 10% of TLS operating revenue each. No single customer accounted for more than 10% of our consolidated revenue.

Intermodal

Overview

Our Intermodal segment provides high value intermodal container drayage services. We market our Intermodal services primarily
to  import  and  export  customers.  Intermodal  offers  first-  and  last-mile  transportation  of  freight  both  to  and  from  seaports  and  railheads
through a dedicated fleet and third-party transportation providers. Today, Intermodal operates primarily in the Midwest and Southeast, with
a smaller presence in the Southwest United States. We plan to expand beyond our current geographic footprint through acquisitions as well
as greenfield start-ups where no suitable acquisition is available. Intermodal also provides linehaul and local less-than-truckload service in
the Midwest, as well as CFS warehousing services (e.g. devanning, unit load device build-up/tear-down, and security screening) for air and
ocean import/export freight at five (5) of its Midwest terminals (Chicago, Cleveland, Milwaukee, Indianapolis and Detroit). Our Intermodal
service differentiators include:

•

•

•

Immediate proof of delivery ("POD") and Signature Capture capability via

tablets;

All drivers receive dispatch orders on hand-held units and are trackable via GPS;

and

Daily container visibility and per diem management

reports.

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Operations

Intermodal’s  primary  office  is  located  in  Oak  Brook,  Illinois.  Intermodal’s  network  consists  of  20  locations  primarily  in  the

Midwest and Southeast, with a smaller operational presence in the Southwest United States.             

Transportation

Intermodal  utilizes  a  mix  of  Company-employed  drivers,  owner-operators  and  third-party  carriers. During 2018,  approximately
21.0% of Intermodal’s direct transportation expenses were provided by Company-employed drivers, 76.6% by owner-operators and 2.4%
was provided by third-party carriers.

All  of  our  Intermodal  company  and  independent  contractor  tractors  are  equipped  with  computer  tablets,  which  enable  us  to
communicate with our drivers, plan and monitor shipment progress and monitor our drivers’ hours of service. We use the real-time global
positioning data obtained from these devices to improve customer and driver service and provide a high level of shipment visibility to our
customers (including immediate POD signature capture). We believe that our technology is a key differentiator and enables us to provide a
higher level of service than our competitors.

Customers

Intermodal’s  customer  base  is  primarily  comprised  of  international  freight  forwarders,  passenger  and  cargo  airlines,  beneficial
cargo owners and steamship lines. In 2018, Intermodal’s ten largest customers accounted for approximately 33% of its operating revenue
and had no customers with revenue greater than 10% of Intermodal operating revenue for 2018. No single customer accounted for more
than 10% of our consolidated revenue.

Pool Distribution

Overview

Our Pool Distribution (or “Pool”) segment provides pool distribution services through a network of terminals and service locations
throughout  the  Mid-Atlantic,  Southeast,  Midwest  and  Southwest  United  States.  Pool  distribution  involves  managing  high-frequency
handling and distribution of time-sensitive product to numerous destinations in specific geographic regions. We market these services to
national and regional retailers and distributors.

Transportation

Pool Distribution provides transportation services through a mix of Company-employed drivers, owner-operators and third-party
carriers. The mix of sources utilized to provide Pool transportation services is dependent on the individual markets and related customer
routes. During 2018, approximately 32.1% of Pool's direct transportation expenses were provided by Company-employed drivers, 35.0% by
owner-operators and 32.9% was provided by third-party carriers.

Customers

Pool  Distribution’s  customer  base  is  primarily  composed  of  national  and  regional  retailers  and  distributors.  Pool’s  ten  largest
customers accounted for approximately 77% of Pool Distribution’s 2018  operating  revenue  and  had  two  customers  with  revenue  greater
than 10% of Pool Distribution’s 2018 operating revenue. No single customer accounted for more than 10% of our consolidated revenue.

Competition

We compete in the North American transportation and logistics services industry, and the markets in which we operate are highly
competitive,  very  fragmented  and  historically  have  few  barriers  to  entry.  We  compete  with  a  large  number  of  other  asset-light  logistics
companies,  asset-based  carriers,  integrated  logistics  companies,  and  third-party  freight  brokers. To a lesser extent, we also compete with
integrated air cargo carriers and passenger airlines. Our competition ranges from small operators that compete within a limited geographic
area to companies with substantially greater financial and other resources, including greater freight capacity.  

Our Expedited LTL, TLS and Pool Distribution segments primarily compete with other national and regional truckload carriers.

Expedited LTL also competes with less-than-truckload carriers, and to a lesser extent, integrated air cargo carriers and

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passenger  and  cargo  airlines,  while  our  TLS  segment  also  competes  with  property  brokers  and  3PLs. Our  Intermodal  segment  primarily
competes with national and regional drayage providers.

We  believe  competition  in  our  segments  is  based  primarily  on  quality  service,  available  capacity,  on-time  delivery,  flexibility,
reliability, security, transportation rates, location of facilities, and business relationships, and we believe we compete favorably with other
transportation service companies. To that end, we believe our Expedited LTL segment has an advantage over other truckload and less-than-
truckload  carriers  because  Expedited  LTL  delivers  faster,  more  reliable  services  between  cities  at  rates  that  are  generally  significantly
below  the  charge  to  transport  the  same  shipments  to  the  same  destinations  by  air. We  believe  our  TLS  and  Intermodal  segments  have  a
competitive advantage over other truckload carriers and drayage providers because we deliver faster, more reliable service while offering
greater  shipment  visibility  and  security. Additionally, we believe our Intermodal segment is one of the leading providers of drayage and
related services in North America today.  We believe that our presence in several regions across the continental United States enables our
Pool  Distribution  segment  to  provide  consistent,  high-quality  service  to  our  customers  regardless  of  location,  which  is  a  competitive
advantage over other pool distribution providers.

Marketing

We  market  all  of  our  services  through  a  sales  and  marketing  staff  located  in  major  markets  of  the  United  States.  Senior
management also is actively involved in sales and marketing at the national and local account levels. We participate in trade shows and
advertise  our  services  through  direct  mail  programs  and  through  the  Internet  via  www.forwardaircorp.com,  www.forwardair.com,
www.forwardairsolutions.com,  www.shiptqi.com,  and  www.cstruck.com.  We  market  our  services  through  all  of  our  websites.  The
information contained on our websites is not part of this filing and is therefore not incorporated by reference unless such information is
otherwise specifically referenced elsewhere in this report.

Seasonality

Historically, our operating results have been subject to seasonal trends when measured on a quarterly basis. The first quarter has
traditionally been the weakest and the third and fourth quarters have traditionally been the strongest. Typically, this pattern has been the
result of factors such as economic conditions, customer demand, weather, and national holidays. Additionally, a significant portion of our
revenue is derived from customers whose business levels are impacted by the economy. The impact of seasonal trends and the economy is
more pronounced on our Pool Distribution business, whose operating revenues and results tend to improve in the third and fourth quarters
compared to the first and second quarters.

Employees and Equipment

As of December 31, 2018, we had 4,362 full-time employees, 1,553 of whom were freight handlers. Also, as of that date, we had
an additional 1,007 part-time employees, of whom the majority were freight handlers. None of our employees are covered by a collective
bargaining agreement. We recognize that our workforce, including our freight handlers, is one of our most valuable assets. The recruitment,
training  and  retention  of  qualified  employees  are  essential  to  support  our  continued  growth  and  to  meet  the  service  requirements  of  our
customers.

We manage a trailer pool that is utilized by all of our reportable segments to move freight through our networks. Our trailer pool
includes dry van, refrigerated and roller-bed trailers, and substantially all of our trailers are 53 feet long. We own the majority of the trailers
we use, but we supplement at times with leased trailers. As of December 31, 2018, we had 6,182 owned trailers in our fleet with an average
age of approximately 4.3 years. In addition, as of December 31, 2018, we also had 465 leased trailers in our fleet. As of December 31, 2018,
we had 585 owned tractors and straight trucks in our fleet, with an average age of approximately 6.1 years. In addition, as of December 31,
2018, we also had 600 leased tractors and straight trucks in our fleet.

Environmental Protection Efforts

Forward Air is committed to protecting the environment and we have taken a variety of steps to improve the sustainability of our
operations. We are implementing new practices and technologies, improving our training, and incorporating sustainability objectives in our
growth strategies.

As a partner of the U.S. Environmental Protection Agency ("EPA") SmartWay program since 2008, Forward Air has continued to
adopt new environmentally safe policies and innovations to improve fuel efficiency and reduce emissions. For example, we actively seek to
utilize equipment with reduced environmental impact. We utilize trailers with light weight composites and employ trailer skirts to decrease
aerodynamic  drag,  both  of  which  improve  fuel  efficiency.  We  are  also  increasing  our  use  of  electronic  forklifts  and  transitioning  to
automatic transmission tractors, which will decrease our fuel consumption.

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Through  vendor  partnerships,  we  are  implementing  new  solutions  to  manage  waste  and  improve  recycling  across  our  facilities.
Annually,  we  recycle  tons  of  dunnage  and  thousands  of  aluminum  load  bars.  Forward Air  also  participates  in  ReCaps,  providing  and
purchasing  recycled  trailer  tires.  We  recognize  the  value  in  describing  our  sustainability  focus  and  will  continue  to  update  our  future
disclosures accordingly.

Risk Management and Litigation

Under U.S. Department of Transportation (“DOT”) regulations, we are liable for property damage and personal injuries caused by
owner-operators  and  Company-employed  drivers  while  they  are  operating  on  our  behalf. Additionally,  from  time  to  time,  the  drivers
employed  and  engaged  by  the  third-party  transportation  carriers  we  contract  with  are  involved  in  accidents,  which  may  result  in  serious
personal  injuries.  The  resulting  types  and/or  amounts  of  damages  may  be  excluded  by  or  exceed  the  amount  of  insurance  coverage
maintained by the contracted carrier. Although these drivers are not our employees, all of these drivers are employees, owner-operators, or
independent contractors working for carriers and, from time to time, claims may be asserted against us for their actions, or for our actions in
retaining them.

We currently maintain liability insurance coverage that we believe is adequate to cover third-party claims.  We have a self-insured
retention  ("SIR")  of  $3.0  million  per  occurrence  for  vehicle  and  general  liability  claims  and  will  be  responsible  for  any  damages  and
personal injuries below that self-insured amount. We are also responsible for varying annual aggregate deductible amounts of liability for
claims in excess of the SIR/deductible. For the policy year that began April 1, 2018, we have an annual $6.0 million aggregate deductible
for claims between $3.0 million and $5.0 million. We also have a $2.5 million aggregate deductible for claims between $5.0 million and
$10.0 million. As a result, we are responsible for the first $7.5 million per claim, until we meet the $6.0 million aggregate deductible for
claims between $3.0 million and $5.0 million and the $2.5 million aggregate deductible for claims between $5.0 million and $10.0 million.
We  cannot  guarantee  that  our  SIR  levels  will  not  increase  and/or  that  we  have  to  agree  to  more  unfavorable  policy  terms  as  a  result  of
market  conditions,  poor  claims  experience  or  other  factors. This  insurance  covers  claims  for  the  LTL  Expedited  and  Pool  Distribution
segments. TLS maintains separate liability insurance coverage for claims between $0 and $5.0 million, and for the policy year that began
April 1, 2018, TLS had no SIR for claims in this layer. Intermodal maintains separate liability insurance coverage for all liability claims.
For the policy year that began April 1, 2018, Intermodal had an SIR of $50 thousand for each claim.

We may also be subject to claims for workers’ compensation.  We maintain workers’ compensation insurance coverage that we
believe is adequate to cover such claims. We have a SIR of approximately $0.4 million for each such claim, except in Ohio, where we are a
qualified self-insured entity with an approximately $0.5 million SIR. We could incur claims in excess of our policy limits or incur claims
not covered by our insurance. Any claims beyond the limits or scope of our insurance coverage may have a material adverse effect on us.
Because we do not carry “stop loss” insurance, a significant increase in the number of claims that we must cover under our self-insurance
retainage could adversely affect our profitability. In addition, we may be unable to maintain insurance coverage at a reasonable cost or in
sufficient amounts or scope to protect us against losses.

From  time  to  time,  we  are  a  party  to  litigation  arising  in  the  normal  course  of  our  business,  most  of  which  involve  claims  for
personal injury, property damage related to the transportation and handling of freight, or workers’ compensation. We do not believe that
any of these pending actions, individually or in the aggregate, will have a material adverse effect on our business, financial condition or
results of operations.

Regulation

We are regulated by various United States and state agencies, including but not limited to the DOT. These regulatory authorities
have  broad  powers,  generally  governing  matters  such  as  authority  to  engage  in  motor  carrier  operations,  as  well  as  motor  carrier
registration,  driver  hours  of  service,  safety  and  fitness  of  transportation  equipment  and  drivers,  transportation  of  hazardous  materials,
certain mergers and acquisitions and periodic financial reporting. The trucking industry is also subject to regulatory and legislative changes
from a variety of other governmental authorities, which address matters such as: increasingly stringent environmental, occupational safety
and  health  regulations,  limits  on  vehicle  weight  and  size,  ergonomics,  port  security,  and  hours  of  service.  In  addition,  we  are  subject  to
compliance  with  cargo-security  and  transportation  regulations  issued  by  the  Transportation  Security  Administration  and  Customs  and
Border Protection (“CBP”) within the U.S. Department of Homeland Security, and our domestic customs brokerage operations are licensed
by CBP. Additionally, our Canada business activities are subject to similar requirements imposed by the laws and regulations of Canada, as
well as its provincial laws and regulations. Regulatory requirements, and changes in regulatory requirements, may affect our business or the
economics  of  the  industry  by  requiring  changes  in  operating  practices  or  by  influencing  the  demand  for  and  increasing  the  costs  of
providing transportation services.

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Service Marks

Through  one  of  our  subsidiaries,  we  hold  federal  trademark  registrations  or  applications  for  federal  trademark  registration,
associated with the following service marks: Forward Air, Inc.®, North America’s Most Complete Roadfeeder Network®, Keeping Your
Business  Moving  Forward®,  Forward Air®,  Forward Air  Solutions   ®,  Forward Air  Complete®,  PROUD®,  Total  Quality,  Inc.®,  TQI,
Inc.®, TQI®, Central States Trucking Co.® and CSTSM. These marks are of significant value to our business.

Available Information

We  file  reports  with  the  Securities  and  Exchange  Commission  (the  “SEC”),  including  annual  reports  on  Form  10-K,  quarterly
reports on Form 10-Q, current reports on Form 8-K. other reports and amendments to such reports filed or furnished pursuant to Section
13(a) or 15(d) of the Securities and Exchange Act of 1934, as amended from time to time. We are an electronic filer and the SEC maintains
an  Internet  site  at www.sec.gov that  contains  these  reports  and  other  information  filed  electronically.  We  make  available  free  of  charge
through  the  Investor  Relations  portion  of  our  website  such  reports  as  soon  as  reasonably  practicable  after  such  material  is  electronically
filed with or furnished to the SEC. Our website address is www.forwardaircorp.com. Our goal is to maintain our website as a portal through
which investors can easily find or navigate to pertinent information about us. The information provided on the website is not part of this
report, and is therefore not incorporated by reference unless such information is otherwise specifically referenced elsewhere in this report.

Item
1A.

Risk Factors

The  following  are  important  risk  factors  that  could  affect  our  financial  performance  and  could  cause  actual  results  for  future
periods to differ materially from our anticipated results or other expectations, including those expressed in any forward-looking statements
made in this Annual Report on Form 10-K or our other filings with the SEC or in oral presentations such as telephone conferences and
webcasts open to the public. You should carefully consider the following factors and consider these in conjunction with “Management’s
Discussion  and Analysis  of  Financial  Condition  and  Results  of  Operations”  in  Item  7  and  our  Consolidated  Financial  Statements  and
related Notes in Item 8.

Overall economic conditions that reduce freight volumes could have a material adverse impact on our operating results and ability to
achieve growth.

We  are  sensitive  to  changes  in  overall  economic  conditions  that  impact  customer  shipping  volumes,  industry  freight  demand  and
industry truck capacity. The transportation industry historically has experienced cyclical fluctuations in financial results due to economic
recession,  downturns  in  business  cycles  of  our  customers,  interest  rate  fluctuations,  inflation  and  other  economic  factors  beyond  our
control. Changes in U.S. trade policy could lead to ‘trade wars’ impacting the volume of economic activity in the United States, and as a
result,  trucking  freight  volumes  may  be  materially  reduced.  Such  a  reduction  may  materially  and  adversely  affect  our  business.
Deterioration in the economic environment subjects our business to various risks, including the following, that may have a material and
adverse impact on our operating results and cause us not to maintain profitability or achieve growth:

•

•

•

•

A reduction in overall freight volumes reduces our revenues and opportunities for growth. In addition, a decline in the volume of
freight shipped due to a downturn in customers’ business cycles or other factors (including our ability to assess dimensional-based
weight increases) generally results in decreases in freight pricing and decreases in average revenue per pound of freight, as carriers
compete for loads to maintain truck productivity.

Our base transportation rates are determined based on numerous factors such as length of haul, weight per shipment and freight
class.  During  economic  downturns,  we  may  also  have  to  lower  our  base  transportation  rates  based  on  competitive  pricing
pressures and market factors.

Some  of  our  customers  may  face  economic  difficulties  and  may  not  be  able  to  pay  us,  and  some  may  go  out  of  business.  In
addition, some customers may not pay us as quickly as they have in the past, causing our working capital needs to increase.

A significant number of our transportation providers may go out of business and we may be unable to secure sufficient equipment
or other transportation services to meet our commitments to our customers.

• We may not be able to appropriately adjust our expenses to changing market demands. In order to maintain high variability in our
business  model,  it  is  necessary  to  adjust  staffing  levels  to  changing  market  demands.  In  periods  of  rapid  change,  it  is  more
difficult to match our staffing levels to our business needs.

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If we have difficulty attracting and retaining owner-operators or freight handlers, or are unable to contract with a sufficient number of
third-party carriers to supplement our owner-operator fleet, our profitability and results of operations could be adversely affected.

We depend on owner-operators for most of our transportation needs. In  2018, owner-operators provided 49.2% of our purchased
transportation. Competition for owner-operators is intense, and sometimes there are shortages of available owner-operators. In addition, a
decline in the availability of trucks, tractors and trailers for owner-operator purchase or use may negatively affect our ability to hire, attract
or retain available owner-operators. We also need a large number of freight handlers to operate our business efficiently. During periods of
low unemployment in the areas where our terminals are located, we may have difficulty hiring and retaining a sufficient number of freight
handlers. If we have difficulty attracting and retaining enough qualified freight handlers and owner-operators, we may be forced to increase
wages  and  benefits  or  to  increase  the  cost  at  which  we  contract  with  our  owner-operators,  either  of  which  would  increase  our  operating
costs. This difficulty may also impede our ability to maintain our delivery schedules, which could make our service less competitive and
force us to curtail our planned growth. A capacity deficit may lead to a loss of customers and a decline in the volume of freight we receive
from customers.

To augment our fleet of owner-operators, from time to time we purchase transportation from third-party carriers at a higher cost.
As with owner-operators, competition for third-party carriers is intense, and sometimes there are shortages of available third-party carriers.
If  we  cannot  secure  a  sufficient  number  of  owner-operators  and  have  to  purchase  transportation  from  third-party  carriers,  our  operating
costs will increase. If our labor and operating costs increase, we may be unable to offset the increased costs by increasing rates without
adversely affecting our business. As a result, our profitability and results of operations could be adversely affected.

A determination by regulators that our independent owner-operators are employees rather than independent contractors could expose
us to various liabilities and additional ongoing expenses, and related litigation can subject us to substantial costs, which could have a
material adverse effect on our results of operations and our financial condition.

At  times,  the  Internal  Revenue  Service,  the  Department  of  Labor  and  state  authorities  have  asserted  that  owner-operators  are
“employees,” rather than “independent contractors.” In addition, the topic of the classification of individuals as employees or independent
contractors has gained increased attention among the plaintiffs’ bar. One or more governmental authorities may challenge our position that
the  owner-operators  we  use  are  not  our  employees. A  determination  by  regulators  that  our  independent  owner-operators  are  employees
rather  than  independent  contractors  could  expose  us  to  various  liabilities  and  additional  ongoing  expenses,  including  but  not  limited  to,
employment-related  expenses  such  as  workers’  compensation  insurance  coverage  and  reimbursement  of  work-related  expenses.  Our
exposure could include prior period compensation, as well as potential liability for employee benefits and tax withholdings. In addition,
certain states have recently seen numerous class action lawsuits filed against transportation companies that engage independent contractors,
some of which have resulted in significant damage awards and/or monetary settlements for workers who have been allegedly misclassified
as  independent  contractors.  The  legal  and  other  costs  associated  with  any  of  these  matters  can  be  substantial  and  could  have  a  material
adverse effect on our results of operations and our financial condition.

If we fail to maintain our information technology systems, or if we fail to successfully implement new technology or enhancements, we
may be at a competitive disadvantage and experience a decrease in revenues.

We  rely  heavily  on  our  information  technology  systems  to  efficiently  run  our  business,  and  they  are  a  key  component  of  our
growth  strategy  and  competitive  advantage.  We  expect  our  customers  to  continue  to  demand  more  sophisticated,  fully  integrated
information  systems  from  their  transportation  providers.  To  keep  pace  with  changing  technologies  and  customer  demands,  we  must
correctly interpret and address market trends and enhance the features and functionality of our information technology systems in response
to these trends, which may lead to significant ongoing software development costs. We may be unable to accurately determine the needs of
our customers and the trends in the transportation services industry or to design and implement the appropriate features and functionality of
our information technology systems in a timely and cost-effective manner, which could put us at a competitive disadvantage and result in a
decline  in  our  efficiency,  decreased  demand  for  our  services  and  a  corresponding  decrease  in  our  revenues.  In  addition,  we  could  incur
software development costs for technology that is ultimately not deployed and thus, would require us to write-off these costs, which would
negatively impact our financial results. Furthermore, as technology improves, our customers may be able to find alternatives to our services
for matching shipments with available freight hauling capacity.

Our information technology systems can also play an integral role in managing our internal freight and transportation information
and creating additional revenue opportunities including assessing available backhaul capacity. A failure to capture and utilize our internal
freight and transportation information may impair our ability to service our existing customers or grow

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revenue.

Our information technology systems are dependent upon global communications providers, web browsers, telephone systems and
other  aspects  of  the  Internet  infrastructure  that  have  experienced  significant  system  failures  and  electrical  outages  in  the  past.  While  we
take measures to ensure our major systems have redundant capabilities, our systems are susceptible to outages from fire, floods, power loss,
telecommunications failures, data leakage, human error, break-ins, cyber-attacks and similar events. The occurrence of any of these events
could  disrupt  or  damage  our  information  technology  systems  and  hamper  our  internal  operations,  impede  our  customers’  access  to  our
information technology systems and adversely impact our customer service, volumes, and revenues and result in increased cost. In addition,
we may be required to incur significant costs to protect against damage caused by these disruptions or security breaches in the future.

Our information technology systems are subject to cybersecurity risks, some of which are beyond our control.

We  depend  on  the  proper  functioning  and  availability  of  our  information  systems  in  operating  our  business,  including
communications  and  data  processing  systems.  It  is  important  that  the  data  processed  by  these  systems  remains  confidential,  as  it  often
includes  competitive  customer  information,  confidential  customer  transaction  data,  employee  records,  and  key  financial  and  operational
results  and  statistics.  Some  of  our  software  applications  are  utilized  by  third  parties  who  provide  outsourced  administrative  functions,
which  exposes  us  to  additional  cybersecurity  risks.  Although  our  information  systems  are  protected  through  physical  and  software
safeguards  as  well  as  backup  systems  considered  appropriate  by  management,  it  is  difficult  to  fully  protect  against  the  possibility  of
damage or breach created by cybersecurity attacks or other security attacks in every potential circumstance that may arise. As cybersecurity
attacks are increasing in frequency and sophistication it becomes even more difficult to protect against a breach of our information systems.

Cybersecurity incidents that impact the availability, reliability, speed, accuracy, or other proper functioning of these information
systems could have a significant impact on our operations. Failure to prevent or mitigate data loss or system intrusions from cybersecurity
attacks, including system failure, security breach, disruption by malware, or other damage, could expose us or our vendors or customers to a
risk of loss or misuse of such information, interrupt  or  delay  our  operations,  damage  our  reputation,  cause  a  loss  of  customers,  result  in
litigation or potential liability for us and otherwise harm our business. Likewise, data privacy breaches by employees and others who access
our  systems  may  pose  a  risk  that  sensitive  customer  or  vendor  data  may  be  exposed  to  unauthorized  persons  or  to  the  public,  adversely
impacting our customer service, employee relationships and our reputation.

We may have difficulty effectively managing our growth, which could adversely affect our business, results of operations and financial
condition.

Our  growth  strategy  includes  increasing  freight  volume  from  existing  customers,  expanding  our  service  offerings  and  pursing
strategic transactions. Our growth plans will place significant demands on our management and operating personnel. Our ability to manage
our future growth effectively will require us to, among other things, regularly enhance our operating and management information systems,
evaluate  and  change  our  service  offerings  and  continue  to  attract,  retain,  train,  motivate  and  manage  key  employees,  including  through
training and development programs. If we are unable to manage our growth effectively, our business, results of operations and financial
condition may be adversely affected.

Volatility in fuel prices, shortages of fuel or the ineffectiveness of our fuel surcharge program can have a material adverse effect on our
results of operations and profitability.

We  are  subject  to  risks  associated  with  the  availability  and  price  of  fuel.  Fuel  prices  have  fluctuated  dramatically  over  recent
years. Future fluctuations in the availability and price of fuel could adversely affect our results of operations. Fuel availability and prices
can  be  impacted  by  factors  beyond  our  control,  such  as  natural  or  man-made  disasters,  adverse  weather  conditions,  political  events,
disruption  or  failure  of  technology  or  information  systems,  price  and  supply  decisions  by  oil  producing  countries  and  cartels,  terrorist
activities, armed conflict and world supply and demand imbalance. Over time we have been able to mitigate the impact of the fluctuations
through our fuel surcharge programs. Our fuel surcharge rates are set weekly based on the national average for fuel prices as published by
the U.S. Department of Energy and our fuel surcharge table. Our fuel surcharge revenue is the result of our fuel surcharge rates and the
tonnage transiting our networks. There can be no assurance that our fuel surcharge revenue programs will be effective in the future as the
fuel surcharge may not capture the entire amount of  the  increase  in  fuel  prices. Additionally,  decreases  in  fuel  prices  reduce  the  cost  of
transportation  services  and  accordingly,  could  reduce  our  revenues  and  may  reduce  margins  for  certain  lines  of  business.  In  addition  to
changing  fuel  prices,  fluctuations  in  volumes  and  related  load  factors  may  subject  us  to  volatility  in  our  fuel  surcharge  revenue.  Fuel
shortages, changes in fuel prices and the potential volatility in fuel surcharge revenue may adversely impact our results of operations and
overall profitability.

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Because a portion of our network costs are fixed, any factors that result in a decrease in the volume or revenue per pound of freight
shipped through our networks will adversely affect our results of operations.

Our operations, particularly our networks of hubs and terminals, represent substantial fixed costs. As a result, any decline in the
volume  or  revenue  per  pound  of  freight  we  handle  will  have  an  adverse  effect  on  our  operating  margin  and  our  results  of  operations.
Several factors can result in such declines, including adverse business and economic conditions affecting shippers of freight as discussed
above.  In  addition,  volumes  shipped  through  our  network  may  be  negatively  impacted  by  lack  of  customer  contractual  obligations  or
cancellations of existing customer contracts. Typically, we do not enter into long-term contracts with our customers. Rather, our customer
contracts typically allow for cancellation within 30 to 60 days.  As a result, we cannot guarantee that our current customers will continue to
utilize our services or that they will continue at the same levels.   Any one of the foregoing factors that results in a decrease in the volume
or revenue per pound of freight shipped will adversely affect our results of operations.

We derive a significant portion of our revenue from a few major customers, the loss of one or more of which could have a material
adverse effect on our business.

For the calendar year ended  December 31, 2018, our top 10 customers, based on revenue, accounted for approximately 31% of
our revenue. Our Expedited LTL, TLS and Intermodal segments typically do not have long-term contracts with their customers. While our
Pool  segment  business  may  involve  a  long-term  written  contract,  those  contracts  may  contain  cancellation  clauses,  and  there  is  no
assurance that our current customers will continue to utilize our services or continue at the same levels. A reduction in or termination of our
services by one or more of our major customers could have a material adverse effect on our business and operating results.

We operate in highly competitive and fragmented segments of our industry, and our business will suffer if we are unable to adequately
address  downward  pricing  pressures  and  other  factors  that  may  adversely  affect  our  results  of  operations,  growth  prospects  and
profitability.

The  segments  of  the  freight  transportation  industry  in  which  we  participate  are  highly  competitive,  very  fragmented  and
historically  have  few  barriers  to  entry.  We  compete  with  a  large  number  of  other  asset-light  logistics  companies,  asset-based  carriers,
integrated logistics companies, and third-party freight brokers. To a lesser extent, we also compete with integrated air cargo carriers and
passenger  airlines.  Our  competition  ranges  from  small  operators  that  compete  within  a  limited  geographic  area  to  companies  with
substantially  greater  financial  and  other  resources,  including  greater  freight  capacity.    We  also  face  competition  from  freight  forwarders
who decide to establish their own networks to transport expedited ground freight, as well as from logistics companies, Internet matching
services and Internet and third-party freight brokers, and new entrants to the market. In addition, customers can bring in-house some of the
services we provide to them. We believe competition is based primarily on quality service, available capacity, on-time delivery, flexibility,
reliability  and  security,  transportation  rates  as  well  as  the  ability  to  acquire  and  maintain  terminal  facilities  in  desirable  locations  at
reasonable rates. Many of our competitors periodically reduce their rates to gain business, especially during times of economic decline. In
the past several years, several of our competitors have reduced their rates to unusually low levels that we believe are unsustainable in the
long-term, but that may materially adversely affect our business in the short-term.

In  addition,  competitors  may  pursue  other  strategies  to  gain  a  competitive  advantage  such  as  developing  superior  information
technology  systems  or  establishing  cooperative  relationships  to  increase  their  ability  to  address  customer  needs.  Furthermore,  the
transportation industry continues to consolidate. As a result of consolidation, our competitors may increase their market share and improve
their financial capacity, and may strengthen their competitive positions. Business combinations could also result in competitors providing a
wider variety of services at competitive prices, which could adversely affect our financial performance. These competitive pressures may
cause  a  decrease  in  our  volume  of  freight,  require  us  to  lower  the  prices  we  charge  for  our  services  and  adversely  affect  our  results  of
operations, growth prospects and profitability.

Our results of operations will be materially and adversely affected if our new service offerings do not gain market acceptance or result
in the loss of our current customer base.

One element of our growth strategy is to expand our service offerings to customers. As a result, we have added additional services
in  the  past  few  years.  We  may  not  succeed  in  making  our  customers  sufficiently  aware  of  existing  and  future  services  or  in  creating
customer  acceptance  of  these  services  at  the  prices  we  would  want  to  charge.  In  addition,  we  may  be  required  to  devote  substantial
resources to educate our customers, with no assurance that a sufficient number of customers will use our services for commercial success to
be  achieved.  We  may  not  identify  trends  correctly,  or  may  not  be  able  to  bring  new  services  to  market  as  quickly,  effectively  or  price-
competitively as our competitors. In addition, new services may alienate existing customers or cause

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us to lose business to our competitors. If any of the foregoing occurs, it could have a material adverse effect on our results of operations.

We have grown and may grow, in part, through acquisitions, which involve various risks, and we may not be able to identify or acquire
companies consistent with our growth strategy or successfully integrate acquired businesses into our operations.

We have grown through acquisitions, and we intend to pursue opportunities to expand our business by acquiring other companies

in the future. Acquisitions involve risks, including those relating to:

•

•

•

•

•

•

•

•

•

•

terms  and

of 

of 

and

acquired 

favorable 

acquisition

businesses 

appropriate 

identification 
candidates;
negotiation  of  acquisitions  on 
valuations;
integration 
personnel;
implementation  of  proper  business  and  accounting
controls;
ability  to  obtain  financing,  at  favorable  terms  or  at
all;
diversion 
attention;
retention 
customers;
non-employee 
attrition;
unexpected
liabilities;
detrimental 
diligence.

issues  not  discovered  during  due

management

employees 

driver

and

of 

of 

Acquisitions also may affect our short-term cash flow and net income as we expend funds, potentially increase indebtedness and
incur  additional  expenses.  If  we  are  not  able  to  identify  or  acquire  companies  consistent  with  our  growth  strategy,  or  if  we  fail  to
successfully integrate any acquired companies into our operations, we may not achieve anticipated increases in revenue, cost savings and
economies of scale, our operating results may actually decline and acquired goodwill and intangibles may become impaired.

We could be required to record a material non-cash charge to income if our recorded intangible assets or goodwill are determined to be
impaired.

We  have  $113.7  million  of  recorded  net  definite-lived  intangible  assets  on  our  consolidated  balance  sheet  at  December  31,
2018.  Our definite-lived intangible assets primarily represent the value of customer relationships and non-compete agreements that were
recorded  in  conjunction  with  our  various  acquisitions.    We  review  our  long-lived  assets,  such  as  our  definite-lived  intangible  assets,  for
impairment  whenever  events  or  changes  in  circumstances  indicate  that  the  carrying  amount  may  not  be  recoverable.    Impairment  is
recognized on these assets when the estimated fair value is less than the carrying value.  If such measurement indicates impairment, we
would be required to record a non-cash impairment charge to our consolidated statement of comprehensive income in the amount that the
carrying value of these assets exceed the estimated fair value of the assets.

We also have recorded goodwill of  $199.1 million on our consolidated balance sheet at  December 31, 2018. Goodwill is assessed
for impairment annually (or more frequently if circumstances indicate possible impairment) for each of our reporting units. This assessment
includes comparing the fair value of each reporting unit to the carrying value of the assets assigned to each reporting unit. If the carrying
value of the reporting unit was to exceed our estimated fair value of the reporting unit, we would then be required to estimate the fair value
of  the  individual  assets  and  liabilities  within  the  reporting  unit  to  ascertain  the  amount  of  fair  value  of  goodwill  and  any  potential
impairment. If we determine that our fair value of goodwill is less than the related book value, we could be required to record a non-cash
impairment charge to our consolidated statement of comprehensive income, which could have a material adverse effect on our earnings.

We are dependent on our senior management team and other key employees, and the loss of any such personnel could materially and
adversely affect our business, operating results and financial condition.

Our  future  performance  depends,  in  significant  part,  upon  the  continued  service  of  our  senior  management  team  and  other  key
employees.  We  cannot  be  certain  that  we  can  retain  these  employees.  The  loss  of  the  services  of  one  or  more  of  these  or  other  key
personnel  could  have  a  material  adverse  effect  on  our  business,  operating  results  and  financial  condition  if  we  are  unable  to  secure
replacement personnel internally or through our recruitment programs and initiatives that have sufficient experience in our industry or in the
management of our business. If we fail to develop, compensate, and retain a core group of senior management and other key employees and
address issues of succession planning, it could hinder our ability to execute on our business strategies and maintain our level of service.

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Claims for property damage, personal injuries or workers’ compensation and related expenses could significantly reduce our earnings.

Under  DOT  regulations,  we  are  liable  for  property  damage  and  personal  injuries  caused  by  owner-operators  and  Company-
employed drivers while they are operating on our behalf. Additionally, from time to time, the drivers employed and engaged by the third-
party transportation carriers we contract with are involved in accidents, which may result in serious personal injuries. The resulting types
and/or  amounts  of  damages  may  be  excluded  by  or  exceed  the  amount  of  insurance  coverage  maintained  by  the  contracted  carrier.
Although these drivers are not our employees and all of these drivers are employees, owner-operators, or independent contractors working
for carriers, from time to time, claims may be asserted against us for their actions, or for our actions in retaining them.

We currently maintain liability insurance coverage that we believe is adequate to cover third-party claims. We have a self-insured
retention  ("SIR")  of  $3.0  million  per  occurrence  for  vehicle  and  general  liability  claims  and  will  be  responsible  for  any  damages  and
personal injuries below that self-insured amount. We are also responsible for varying annual aggregate deductible amounts of liability for
claims in excess of the SIR/deductible. For the policy year that began April 1, 2018, we have an annual $6.0 million aggregate deductible
for claims between $3.0 million and $5.0 million. We also have a $2.5 million aggregate deductible for claims between $5.0 million and
$10.0 million. As a result, we are responsible for the first $7.5 million per claim, until we meet the $6.0 million aggregate deductible for
claims between $3.0 million and $5.0 million and the $2.5 million aggregate deductible for claims between $5.0 million and $10.0 million.
This insurance covers claims for the LTL Expedited and Pool Distribution segments. TLS maintains separate liability insurance coverage
for  claims  between  $0  and  $5.0  million,  and  for  the  policy  year  that  began April  1,  2018,  TLS  had  no  SIR  for  claims  in  this  layer.
Intermodal maintains separate liability insurance coverage for all liability claims. For the policy year that began April 1, 2018, Intermodal
had an SIR of $50 thousand for each claim. We cannot guarantee that our SIR levels will not increase and/or that we have to agree to more
unfavorable policy terms as a result of market conditions, poor claims experience or other factors.

We may also be subject to claims for workers’ compensation.  We maintain workers’ compensation insurance coverage that we
believe is adequate to cover such claims. We have a SIR of approximately $0.4 million for each such claim, except in Ohio, where we are a
qualified self-insured entity with an approximately $0.5 million SIR. We could incur claims in excess of our policy limits or incur claims
not covered by our insurance. Any claims beyond the limits or scope of our insurance coverage may have a material adverse effect on us.
Because we do not carry “stop loss” insurance, a significant increase in the number of claims that we must cover under our self-insurance
retainage could adversely affect our profitability. In addition, we may be unable to maintain insurance coverage at a reasonable cost or in
sufficient amounts or scope to protect us against losses.

We face risks related to self-insurance and third-party insurance that can be volatile to our earnings.

We self-insure a significant portion of our claims exposure and related expenses for cargo loss, employee medical expense, bodily
injury, workers’ compensation and property damage, and maintain insurance with insurance companies above our limits of self-insurance.
Self-insurance retention and other limitations are detailed in Part II, Item 7, under “Self-Insurance Loss Reserves.” Our large self-insured
retention limits can make our insurance and claims expense higher or more volatile. Additionally, if our third-party insurance carriers or
underwriters leave the trucking sector, as was the case during 2017, or if they decline to renew us as an insured, it could materially increase
our  insurance  costs  or  collateral  requirements,  or  create  difficulties  in  finding  insurance  in  excess  of  our  self-insured  retention  limits. 
Additionally, we could find it necessary to raise our self-insured retention, pay higher premiums or decrease our aggregate coverage limits
when our policies are renewed or replaced, any of which will negatively impact our earnings.

We  accrue  for  the  costs  of  the  uninsured  portion  of  pending  claims,  based  on  the  nature  and  severity  of  individual  claims  and
historical claims development trends. Estimating the number and severity of claims, as well as related judgment or settlement amounts is
inherently  difficult.  This,  along  with  legal  expenses,  incurred  but  not  reported  claims,  and  other  uncertainties  can  cause  unfavorable
differences between actual self-insurance costs and our reserve estimates.

Our business is subject to seasonal trends.

Historically, our operating results have been subject to seasonal trends when measured on a quarterly basis. Our first and second
quarters  have  traditionally  been  the  weakest  compared  to  our  third  and  fourth  quarters.  This  trend  is  dependent  on  numerous  factors
including  economic  conditions,  customer  demand  and  weather.  Because  revenue  is  directly  related  to  the  available  working  days  of
shippers,  national  holidays  and  the  number  of  business  days  during  a  given  period  may  also  create  seasonal  impact  on  our  results  of
operations. After the winter holiday season and during the remaining winter months, our freight volumes are typically lower because some
customers reduce shipment levels. In addition, a substantial portion of our revenue is derived from customers in industries whose shipping
patterns are tied closely to consumer demand which can sometimes be difficult to predict

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or are based on just-in-time production schedules. Therefore, our revenue is, to a large degree, affected by factors that are outside of our
control. There can be no assurance that our historic operating patterns will continue in future periods as we cannot influence or forecast
many of these factors.

Our results of operations may be affected by harsh weather conditions and disasters.

Certain weather-related conditions such as ice and snow can disrupt our operations. Our operating expenses have historically been
higher  in  the  winter  months  because  of  cold  temperatures  and  other  adverse  winter  weather  conditions,  which  result  in  decreased  fuel
efficiency,  increased  cold  weather-related  maintenance  costs  of  revenue  equipment  and  increased  insurance  and  claims  costs.  Harsh
weather could also reduce our ability to transport freight, which could result in decreased revenues. Disasters, whether natural or man-made
can also adversely affect our performance by reducing demand and reducing our ability to transport freight, which could result in decreased
revenue and increased operating expenses.

We operate in a regulated industry, and increased costs of compliance with, or liability for violation of, existing or future regulations
could have a material adverse effect on our business.

The  DOT  and  various  state  and  federal  agencies  have  been  granted  broad  regulatory  powers  over  our  business  in  the  United
States, and we are licensed by the DOT and U.S. Customs. Additionally, our Canada business activities are subject to the similar laws and
regulations of Canada and its provinces. If we fail to comply with any applicable regulations, our licenses may be revoked or we could be
subject to substantial fines or penalties and to civil and criminal liability. The transportation industry is subject to legislative and regulatory
changes that can affect the economics of our business by requiring changes in operating practices or influencing the demand for, and the
cost of providing, transportation services.

In  December  2010,  the  Federal  Motor  Carrier  Safety  Administration  (“FMCSA”)    established  the  Compliance  Safety
Accountability  (“CSA”)  motor  carrier  oversight  program  under  which  drivers  and  fleets  are  evaluated  based  on  certain  safety-related
standards. Carriers’ safety and fitness ratings under CSA include the on-road safety performance of the carriers’ drivers. The FMCSA has
also implemented changes to the hours of service (“HOS”) regulations which govern the work hours of commercial drivers and adopted a
rule  that  requires  commercial  drivers  who  use  paper  log  books  to  maintain  hours-of-service  records  with  electronic  logging  devices
(“ELDs”) and will require commercial drivers who use automatic on-board recording devices (“AOBRDs”) to record HOS to use ELDs by
December 2019. The vast majority of our companies’ fleets utilize AOBRDs, and we are currently in the process of updating our fleets to
meet the ELD requirement deadline of December 2019. At any given time, there are also other proposals for safety-related standards that
are pending legislative or administrative approval or adoption. If additional or more stringent standards are adopted, such may result in a
reduction  of  the  pool  of  qualified  drivers  available  to  us  and  to  other  motor  carriers  in  our  industry.  If  we  experience  safety  and  fitness
violations, our safety and fitness scores could be adversely impacted and our fleets could be ranked poorly as compared to our peers. A
reduction  in  our  safety  and  fitness  scores  or  those  of  our  contracted  drivers  could  also  reduce  our  competitiveness  in  relation  to  other
companies  that  have  higher  scores. Additionally,  competition  for  qualified  drivers  and  motor  carriers  with  favorable  safety  ratings  may
increase and thus result in increases in driver-related compensation costs.

In addition, there may be changes in applicable federal or state tax or other laws or interpretations of those laws. If this happens,
we may incur additional taxes, as well as higher workers’ compensation and employee benefit costs, and possibly penalties and interest for
prior periods. This could have an adverse effect on our results of operations.

We are subject to various environmental laws and regulations, and costs of compliance with, or liabilities for violations of, existing or
future laws and regulations could significantly increase our costs of doing business.

Our  operations  are  subject  to  environmental  laws  and  regulations  dealing  with,  among  other  things,  the  handling  of  hazardous
materials, discharge and retention of stormwater, and emissions from our vehicles. We operate in industrial areas, where truck terminals and
other  industrial  activities  are  located,  and  where  groundwater  or  other  forms  of  environmental  contamination  may  have  occurred.  Our
operations involve the risks of fuel spillage, environmental damage, and hazardous waste disposal, among others. If we are involved in a
spill or other accident involving hazardous substances, or if we are found to be in violation of applicable environmental laws or regulations,
it could significantly increase our cost of doing business. Under specific environmental laws and regulations, we could be held responsible
for all of the costs relating to any contamination at our past or present terminals and at third-party waste disposal sites. If we fail to comply
with applicable environmental laws and regulations, we could be subject to substantial fines or penalties and to civil and criminal liability.

In addition, as global warming issues become more prevalent, federal and local governments and our customers are beginning to
respond  to  these  issues.  This  increased  focus  on  sustainability  may  result  in  new  regulations  and  customer  requirements  that  could
negatively affect us. This could cause us to incur additional direct costs or to make changes to our operations in order

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to comply with any new regulations and customer requirements, as well as increased indirect costs or loss of revenue resulting from, among
other  things,  our  customers  incurring  additional  compliance  costs  that  affect  our  costs  and  revenues.  We  could  also  lose  revenue  if  our
customers divert business from us because we have not complied with their sustainability requirements. These costs, changes and loss of
revenue  could  have  a  material  adverse  effect  on  our  business,  financial  condition  and  results  of  operations.  Even  without  any  new
legislation or regulation, increased public concern regarding greenhouse gases emitted by transportation carriers could harm the reputations
of companies operating in the transportation logistics industries and shift consumer demand toward more locally sourced products and away
from our services.

The FMCSA’s CSA initiative could adversely impact our ability to hire qualified drivers or contract with qualified owner-operators or
third-party carriers, meet our growth projections and maintain our customer relationships, each of which could adversely impact our
results of operations.

The  FMCSA’s  Compliance,  Safety, Accountability  initiative  (“CSA”)  is  an  enforcement  and  compliance  program  designed  to
monitor  and  improve  commercial  motor  vehicle  safety  by  measuring  the  safety  record  of  both  the  motor  carrier  and  the  driver.  These
measurements  are  scored  and  used  by  the  FMCSA  to  identify  potential  safety  risks  and  to  direct  enforcement  action.  CSA  scores  are
dependent upon safety and compliance experience, which could change at any time. In addition, the safety standards prescribed in CSA
could change and our ability as well as our independent contractors’ ability to maintain an acceptable score could be adversely impacted.
Public disclosure of certain CSA scores was restricted through the enactment of the Fixing America’s Surface Transportation Act of 2015
(the “FAST Act”) on December 4, 2015; however, the FAST Act does not restrict public disclosure of all data collected by the FMCSA. If
we receive unacceptable CSA scores, and this data is made available to the public, our relationships with our customers could be damaged,
which could result in a loss of business.

The  requirements  of  CSA  could  also  shrink  the  industry’s  pool  of  drivers  as  those  with  unfavorable  scores  could  leave  the
industry.  As  a  result,  the  costs  to  attract,  train  and  retain  qualified  drivers,  owner-operators  or  third-party  carriers  could  increase.  In
addition, a shortage of qualified drivers could increase driver turnover, decrease asset utilization, limit growth and adversely impact our
results of operations.

If our employees were to unionize, our operating costs would likely increase.

None of our employees is currently represented by a collective bargaining agreement. However, we have no assurance that our
employees will not unionize in the future, which could increase our operating costs and force us to alter our operating methods. This could
have a material adverse effect on our operating results.

Our charter and bylaws and provisions of Tennessee law could discourage or prevent a takeover that may be considered favorable.

Our  charter  and  bylaws  and  provisions  of  Tennessee  law  may  discourage,  delay  or  prevent  a  merger,  acquisition  or  change  in
control  that  may  be  considered  favorable.  These  provisions  could  also  discourage  proxy  contests  and  make  it  more  difficult  for
shareholders to elect directors and take other corporate actions. Among other things, these provisions:

•

•

authorize us to issue preferred stock, the terms of which may be determined at the sole discretion of our Board of Directors and
may adversely affect the voting or economic rights of our shareholders; and

establish advance notice requirements for nominations for election to the Board of Directors and for proposing matters that can be
acted on by shareholders at a meeting.

Our  charter  and  bylaws  and  provisions  of  Tennessee  law  may  discourage  transactions  that  otherwise  could  provide  for  the
payment of a premium over prevailing market prices for our Common Stock and also could limit the price that investors are willing to pay
in the future for shares of our Common Stock.

Our financing costs may be adversely affected by changes in LIBOR.

LIBOR, the London interbank offered rate, is the basic rate of interest used in lending between banks on the London interbank
market and is widely used as a reference for setting the interest rate on loans globally. We use LIBOR as a reference rate in our revolving
credit facility to calculate interest due to our lender. On July 27, 2017, the United Kingdom’s Financial Conduct Authority, which regulates
LIBOR, announced its intention to phase out LIBOR by the end of 2021. It is unclear if LIBOR will cease to exist at that time or if new
methods  of  calculating  LIBOR  will  be  established  such  that  it  continues  to  exist  after  2021.  If  LIBOR  ceases  to  exist,  we  may  need  to
renegotiate our credit agreement with our lender. This could have an adverse effect on our financing costs.

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Item 1B.    Unresolved Staff Comments

None.

19

Table of Contents

Item 2.        Properties

Properties

We  believe  that  we  have  adequate  facilities  for  conducting  our  business,  including  properties  owned  and  leased.  Management
further believes that in the event replacement property is needed, it will be available on terms and at costs substantially similar to the terms
and costs experienced by competitors within the transportation industry.

We own our Columbus, Ohio central sorting facility which is used by our Expedited LTL and TLS segments. The Columbus, Ohio
facility is 125,000 square feet with 168 trailer doors. This premier facility can unload, sort and load upwards of 3.7 million pounds in five
hours.

We  also  own  facilities  near  Dallas/Fort  Worth,  Texas,  Chicago,  Illinois  and  Atlanta,  Georgia,  all  of  which  are  used  by  the
Expedited  LTL  segment.    The  Dallas/Fort  Worth,  Texas  facility  has  over  216,000  square  feet  with  134  trailer  doors  and  approximately
28,000 square feet of office space.  The Chicago, Illinois facility is over 125,000 square feet with 110 trailer doors and over 10,000 square
feet of office space. The Atlanta, Georgia facility is over 142,000 square feet with 118 trailer doors and approximately 12,000 square feet of
office space. We lease our shared services headquarters in Greeneville, Tennessee. During 2016, we renewed the lease through 2023. We
also lease our executive headquarters in Atlanta, Georgia.

We lease and maintain 143 additional terminals, office spaces and other properties located in major cities throughout the United
States and Canada. Lease terms for these terminals are typically for three to seven years. As a result of the Towne acquisition,  we currently
have 2 idle facilities that we are still leasing. In addition, we have operations in 25 cities operated by independent agents who handle freight
for us on a commission basis.

Item 3.        Legal Proceedings

From time to time, we are a party to ordinary, routine litigation incidental to and arising in the normal course of our business, most
of  which  involve  claims  for  personal  injury,  property  damage  related  to  the  transportation  and  handling  of  freight,  or  workers’
compensation. We do not believe that any of these pending actions, individually or in the aggregate, will have a material adverse effect on
our business, financial condition, results of operations or cash flow.

Item 4.        Mine Safety Disclosures

Not applicable.

Part II

Item 5.        Market for Registrant’s Common Equity, Related Shareholder Matters and Issuer Purchases of Equity Securities    

Our Common Stock trades on The Nasdaq Global Select Stock Market™ under the symbol “FWRD.”

There were approximately 638 shareholders of record of our Common Stock as of January 16, 2019.

Subsequent to December 31, 2018, our Board of Directors declared a cash dividend of $0.18 per share that will be paid in the first
quarter of 2019. The Company expects to continue to pay regular quarterly cash dividends, though each subsequent quarterly dividend is
subject to review and approval by the Board of Directors.

There are no material restrictions on our ability to declare dividends. 

None of our securities were sold during fiscal year 2018 without registration under the Securities Act.

20

 
 
    
 
    
 
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Stock Performance Graph

The  following  graph  compares  the  percentage  change  in  the  cumulative  shareholder  return  on  our  Common  Stock  with  The
Nasdaq Trucking and Transportation Stocks Index and The Nasdaq Global Select Stock Market™ Index commencing on the last trading
day  of  December 2013  and  ending  on  the  last  trading  day  of  December 2018.  The  graph  assumes  a  base  investment  of  $100  made  on
December 31, 2013 and the respective returns assume reinvestment of all dividends. The comparisons in this graph are required by the SEC
and, therefore, are not intended to forecast or necessarily be indicative of any future return on our Common Stock.

The  performance  graph  and  related  information  shall  not  be  deemed  “soliciting  material”  or  be  “filed”  with  the  Securities  and
Exchange  Commission,  nor  shall  such  information  be  incorporated  by  reference  into  any  future  filing  under  the  Securities Act  or  the
Exchange Act, except to the extent that the Company specifically incorporates it by reference into such filing.

Forward Air Corporation
Nasdaq Trucking and Transportation Stocks Index
Nasdaq Global Select Stock Market Index

$

$

100
100
100

$

115
139
114

$

98
117
121

$

108
142
130

$

131
178
167

125
161
161

2013

2014

2015

2016

2017

2018

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Table of Contents

Issuer Purchases of Equity Securities    

Period

October 1-31, 2018
November 1-30, 2018
December 1-31, 2018

Total

Total Number of
Shares Purchased

Average Price Paid per
Share

15,000
285,151
44,502
344,653

$

$

59.1
61.7
59.7
61.3

Total Number of
Shares Purchased as
Part of Publicly
Announced Program
15,000
285,151
44,502
344,653

Maximum Number of
Shares that May Yet Be
Purchased Under the
Program (1) (2)

1,039,048
753,897
709,395
709,395

(1) On July 21, 2016, the Board of Directors approved a stock repurchase program for up to 3.0 million shares of the Company's common
stock.
(2) On February 5, 2019, the Board of Directors canceled the Company’s remaining 2016 share repurchase authorization and approved a
stock repurchase authorization for up to 5.0 million shares of the Company’s common stock.

Item 6.        Selected Financial Data

The  following  table  sets  forth  our  selected  financial  data.  The  selected  financial  data  should  be  read  in  conjunction  with  our
"Management's Discussion and Analysis of Financial Condition and Results of Operations" and our consolidated financial statements and
notes thereto, included elsewhere in this report.

Income Statement Data:
Operating revenue
Income from operations
Operating margin (1)

Net income
Net income per share:
   Basic
   Diluted

$

$
$

December 31,
2018

  December 31,

  December 31,

  December 31,

  December 31,

Year ended

2017
(As Adjusted)

2016
(As Adjusted)
(In thousands, except per share data)

2015
(As Adjusted)

2014
(As Adjusted)

1,320,886
122,031

  $

9.2 %  

1,169,346
108,757

  $

9.3 %  

1,030,210
59,703

  $

5.8 %  

  $

987,894
81,674

8.3 %  

824,654
96,325

11.7%

92,051

87,255

27,505

55,516

61,120

3.14
3.12

  $
  $

2.90
2.89

  $
  $

0.90
0.90

  $
  $

1.79
1.78

  $
  $

1.98
1.95

0.48

Cash dividends declared per common share $

0.63

  $

0.60

  $

0.51

  $

0.48

  $

Balance Sheet Data (at end of period):
Total assets
Long-term obligations, net of current
portion
Shareholders' equity

$

760,215

  $

692,622

  $

644,048

  $

702,327

  $

541,493

47,335
553,244

40,588
532,699

725
498,344

28,856
509,497

1,275
463,064

(1) Income from operations as a percentage of operating revenue
Note: Prior period balances have been adjusted to confirm with revenue guidance issued in 2014 (Accounting Standards Update ("ASU") 2014-09,
Revenue from Contracts with Customers). See additional discussion in Note 1, Accounting Policies to our Consolidated Financial Statements.

Item 7.        Management's Discussion and Analysis of Financial Condition and Results of Operations

Overview and Executive Summary

Our services are classified into four reportable segments: Expedited LTL, TLS, Intermodal and Pool Distribution.

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Through the Expedited LTL segment, we operate a comprehensive national network to provide expedited regional, inter-regional
and national LTL services. Expedited LTL offers customers local pick-up and delivery and other services including shipment consolidation
and deconsolidation, warehousing, final mile solutions, customs brokerage and other handling. Because of our roots in serving the deferred
air freight market, our terminal network is located at or near airports in the United States and Canada.

Through  our  TLS  segment,  we  provide  expedited  truckload  brokerage,  dedicated  fleet  services,  as  well  as  high  security  and

temperature-controlled logistics services in the United States and Canada.

Our Intermodal segment provides first- and last-mile high value intermodal container drayage services both to and from seaports
and  railheads.  Intermodal  also  offers  dedicated  contract  and  CFS  warehouse  and  handling  services.  Intermodal  operates  primarily  in  the
Midwest and Southeast, with a smaller operational presence in the Southwest. We plan to grow Intermodal’s geographic footprint through
acquisitions as well as greenfield start-ups where we do not have an acceptable acquisition target.

In  our  Pool  Distribution  segment,  we  provide  high-frequency  handling  and  distribution  of  time  sensitive  product  to  numerous
destinations  within  a  specific  geographic  region.  We  offer  this  service  throughout  the  Mid-Atlantic,  Southeast,  Midwest  and  Southwest
United States.

Our  operations,  particularly  our  network  of  hubs  and  terminals,  represent  substantial  fixed  costs.  Consequently,  our  ability  to
increase our earnings depends in significant part on our ability to increase the amount of freight and the revenue per pound for the freight
shipped through our networks and to grow other lines of businesses, such as TLS, Intermodal and Pool Distribution, which will allow us to
maintain revenue growth in challenging shipping environments.

Trends and Developments

Appointment of New President and Chief Executive Officer

Effective  September  1,  2018  ("Effective  Date"),  Thomas  Schmitt  was  named  the  Company's  President  and  Chief  Executive
Officer  and  Bruce  A.  Campbell,  our  then  President  and  Chief  Executive  Officer,  assumed  the  position  of  Executive  Chairman. The
Company's  Board  of  Directors  (the  "Board")  appointed  Mr.  Schmitt  to  the  Board  as  of  the  Effective  Date.  On  February  5,  2019,  Mr.
Campbell informed the Board of his intent to retire from his position as Executive Chairman of the Company and decision not to stand for
re-election to the Board immediately preceding the Company’s 2019 annual meeting of shareholders (the “2019 Annual Meeting”) which is
expected to occur on May 7, 2019. The Board and Mr. Campbell agreed that he will continue to serve the Company as a consultant for 24
months following his retirement. Following Mr. Campbell’s retirement, Tom Schmitt is expected to become the Chairman of the Board and
Craig Carlock is expected to become the Company’s Lead Independent Director, subject to their reelection to the Board at the Company’s
2019 Annual Meeting.

Intermodal Acquisitions

As part of our strategy to expand our Intermodal operations, in January 2016, we acquired certain assets of Ace for $1.7 million
and in August 2016, we acquired certain assets of Triumph for $10.1 million and an earnout of $1.3 million paid in September 2017. In
May  2017,  we  acquired  certain  assets  of Atlantic  for  $22.5  million  and  in  October  2017,  we  acquired  certain  assets  of  KCL  for  $0.7
million. In July 2018, we acquired certain assets of MMT for $3.7 million and in October 2018 we acquired certain assets of Southwest for
$16.3 million. These acquisitions provide an opportunity for our Intermodal segment to expand into additional geographic markets or add
volumes to our existing locations. The assets, liabilities, and operating results of these acquisitions have been included in the Company's
consolidated financial statements from the date of acquisition and have been assigned to the Intermodal reportable segment.

Goodwill

In 2013, we acquired TQI Holdings, Inc. for total consideration of $65.4 million and established the Total Quality, Inc. reporting
unit  ("TQI").  In  conjunction  with  our  policy  to  annually  test  goodwill  for  impairment  as  of  June  30,  2016,  we  determined  there  were
indicators  of  potential  impairment  of  the  goodwill  and  other  long  lived  assets  assigned  to  the  acquisition  of  TQI  Holdings,  Inc.  This
determination  was  based  on  TQI's  financial  performance  falling  notably  short  of  previous  projections. As  a  result,  we  reduced  TQI's
projected  cash  flows  and  consequently  the  estimate  of  TQI's  fair  value  no  longer  exceeded  its  respective  carrying  value.    Based  on  the
results of the impairment test, during the second quarter of 2016, we recorded impairment charges for goodwill, intangibles and other assets
of $42.4 million related to the TQI reporting unit, which is part of the TLS reportable segment. 

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Table of Contents

Results from Operations

The following table sets forth our consolidated historical financial data for the years ended  December 31, 2018 and 2017 (in

millions):

2018

Year ended December 31,
2017
Change
(As Adjusted)

  Percent Change

$

Operating revenue:
Expedited LTL
Truckload Premium Services
Intermodal
Pool Distribution
Eliminations and other operations

Operating revenue

Operating expenses:
   Purchased transportation
   Salaries, wages, and employee benefits
   Operating leases
   Depreciation and amortization
   Insurance and claims
   Fuel expense
   Other operating expenses
      Total operating expenses
Income (loss) from operations:

Expedited LTL
Truckload Premium Services
Intermodal
Pool Distribution
Other operations

Income from operations

Other expense:
   Interest expense

      Total other expense
Income before income taxes
Income taxes

Net income and comprehensive income

$

747.6   $
192.6  
201.0  
194.1  
(14.4)  
1,320.9  

613.6  
300.2  
75.7  
42.2  
35.2  
23.1  
108.8  
1,198.8  

96.4  
5.1  
23.3  
5.9  
(8.6)  
122.1  

(1.8)  
(1.8)  

120.3  
28.2  
92.1   $

655.8   $
201.7  
154.7  
168.5  
(11.4)  
1,169.3  

545.1  
265.8  
63.8  
41.1  
29.6  
16.5  
98.6  
1,060.5  

88.0  
3.2  
13.0  
6.4  
(1.8)  
108.8  

(1.2)  
(1.2)  

107.6  
20.3  
87.3   $

91.8  
(9.1)  
46.3  
25.6  
(3.0)  
151.6  

68.5  
34.4  
11.9  
1.1  
5.6  
6.6  
10.2  
138.3  

8.4  
1.9  
10.3  
(0.5)  
(6.8)  
13.3  

(0.6)  
(0.6)  

12.7  
7.9  
4.8  

14.0 %
(4.5)
29.9
15.2
26.3
13.0

12.6
12.9
18.7
2.7
18.9
40.0
10.3
13.0

9.5
59.4
79.2
(7.8)
377.8
12.2

50.0
50.0

11.8
38.9
5.5 %

Note: Prior period balances have been adjusted to conform with revenue guidance issued in 2014 (ASU 2014-09, Revenue from Contracts
with Customers). See additional discussion in Note 1, Accounting Policies to our Consolidated Financial Statements.

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Revenues

During  the  year  ended December  31,  2018,  revenue  increased 13.0%  compared  to  the  year  ended December  31,  2017.  The
revenue  increase  was  primarily  driven  by  increased  revenue  from  our  LTL  Expedited  segment  of $91.8  million  driven  by  increased
network  revenue,  fuel  surcharge  revenue  and  other  terminal  based  revenue  over  the  prior  year. The  Company's  other  segments  also  had
revenue growth over prior year with the exception of the TLS Segment where revenue decreased due to deliberate shedding of lower margin
business.

Our  fuel  surcharge  revenue  is  the  result  of  our  fuel  surcharge  rates,  which  are  set  weekly  using  the  national  average  for  diesel
price  per  gallon,  and  volume  transiting  our  network.    During  the  year  ended December 31, 2018,  total  fuel  surcharge  revenue  increased
49.5%  as  compared  to  the  same  period  in 2017,  mostly  due  to  increased  fuel  prices,  rate  increases  and  increased  volumes  across  the
network.

Operating Expenses

Operating expenses increased $138.3 million primarily driven by purchased transportation increases of  $68.5 million and salaries,
wages and employee benefits increases of $34.4 million. Purchased transportation increased primarily due to increased volumes, increased
utilization  of  third-party  transportation  providers,  which  are  typically  more  costly  than  owner-operators  and  rate  increases  to  owner-
operators. Salaries, wages and employee benefits increased primarily due to increased personnel needs to support the additional volumes.

Operating Income and Segment Operations

As a result of the above, operating income increased $13.3 million, or 12.2%, from 2017 to $122.1 million for the year ended

December 31, 2018. The results for our four reportable segments are discussed in detail in the following sections.

Interest Expense

Interest expense was $1.8 million for the year ended December 31, 2018 compared to $1.2 million  for  the  same  period  in 2017.

The increase in interest expense was attributable to additional borrowings on our revolving credit facility.

Income Taxes

The combined federal and state effective tax rate for the year ended  December 31, 2018 was 23.4% compared to a rate of 18.9%
for the same period in 2017. The effective tax rate for 2018 is primarily the result of the enactment of the Tax Cuts and Jobs Act, which
lowered  the  statutory  federal  income  tax  rate  to  21.0%  from  35.0%.  The  lower  effective  tax  rate  for  2017  is  the  result  of  the  impact  of
lowering the value of our net deferred tax liabilities as of December 31, 2017 following the enactment of the Tax Cuts and Jobs Act.

Net Income

As a result of the foregoing factors, net income increased by $4.8 million, or 5.5%, to $92.1 million for the year ended December

31, 2018 compared to $87.3 million for the same period in 2017.

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Expedited LTL - Year Ended December 31, 2018 compared to Year Ended December 31, 2017

The following table sets forth our historical financial data of the Expedited LTL segment for the years ended  December 31, 2018

and 2017 (in millions):

Expedited LTL Segment Information
(In millions)
(Unaudited)

December 31,
2018

Percent of
Revenue

Operating revenue

$

747.6

100.0 % $

Year ended

December 31,
2017
(As Adjusted)
655.8

Percent of
Revenue

Change

Percent
Change

100.0 % $

91.8

14.0 %

Operating expenses:
Purchased transportation
Salaries, wages and employee benefits
Operating leases
Depreciation and amortization
Insurance and claims
Fuel expense
Other operating expenses
Total operating expenses

Income from operations

$

347.4
163.8
41.4
22.5
14.3
6.2
55.6
651.2
96.4

46.5
21.9
5.5
3.0
1.9
0.8
7.4
87.1
12.9% $

290.1
146.5
36.7
22.1
15.4
3.8
53.2
567.8
88.0

44.2
22.3
5.6
3.4
2.3
0.6
8.1
86.6
13.4% $

57.3
17.3
4.7
0.4
(1.1)
2.4
2.4
83.4
8.4

19.8
11.8
12.8
1.8
(7.1)
63.2
4.5
14.7
9.5  %

Expedited LTL Operating Statistics

December 31,
2018

Year ended
  December 31,

2017
(As Adjusted)

Percent
Change

255  

254  

0.4%

2,562,205  
10,048  

2,478,059  
9,756  

4,173  
16.4  
1,002  

614  

26.06   $
22.01   $

160   $
135   $

4,048  
15.9  
945  

612  

23.91  
21.30  

146  
130  

3.4
3.0

3.1
3.1
6.0

0.3

9.0
3.3

9.6
3.8%

Business days

Tonnage
    Total pounds ¹
    Pounds per day ¹

Shipments
    Total shipments ¹
    Shipments per day ¹

Total shipments with pickup and/or delivery 1

Weight per shipment

Revenue per hundredweight
Revenue per hundredweight, ex fuel

Revenue per shipment
Revenue per shipment, ex fuel

¹ - In thousands

$
$

$
$

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Revenues

Expedited  LTL  operating  revenue  increased  $91.8 million,  or 14.0%, to $747.6 million  for  the  year  ended December  31,  2018
from $655.8 million  for  the  same  period  of 2017. This increase was due to increased network revenue, fuel surcharge revenue and other
terminal based revenue over the prior year. Network revenue increased $37.7 million due to a 3.1% increase in shipments, a 3.4% increase
in tonnage and a 3.3% increase in revenue per hundredweight, ex fuel over prior year. The increase in tonnage was due to an increase in
class-rated shipments and the increase in revenue per hundredweight was due to increased shipment size and revenue per shipment. Fuel
surcharge  revenue  increased  $39.1  million  largely  due  to  rate  increases  to  our  fuel  surcharges  and  increases  in  fuel  prices  and  tonnage
volumes.  Other terminal based revenue, which includes dedicated local pickup and delivery services, warehousing and terminal handling,
increased $15.0 million, or 23.9%, to $77.4 million for the year ended December 31, 2018 from $62.4 million in the same period of 2017.
The  increase  in  other  terminal  revenue  was  mainly  attributable  to  increases  in  certain  final  mile,  dedicated  local  pickup  and  delivery
revenues.

Purchased Transportation

Expedited LTL purchased transportation increased by $57.3 million, or 19.8%, to $347.4 million for the year ended December 31,
2018 from $290.1 million for the year ended December 31, 2017. As a percentage of segment operating revenue, Expedited LTL purchased
transportation  was 46.5%  during  the  year  ended December  31,  2018  compared  to 44.2%  for  the  same  period  of  2017.  The  increase  is
mostly due to an increase in our cost per mile as a result of increased utilization of third-party transportation providers, which are typically
more costly than owner-operators and rate increases to owner-operators.

Salaries, Wages, and Benefits

Salaries,  wages  and  employee  benefits  of  Expedited  LTL  increased  by  $ 17.3 million,  or 11.8%,  to  $163.8 million  for  the  year
ended December  31,  2018  from  $146.5  million  in  the  same  period  of 2017.  Salaries,  wages  and  employee  benefits  were 21.9%  of
Expedited LTL’s operating revenue for the year ended  December 31, 2018 compared to 22.3% for the same period of  2017. The decrease
in salaries, wages and employee benefits as a percentage of revenue was primarily attributable to a 0.5% decrease in health insurance costs
as  a  percentage  of  revenue  and  a  0.2%  decrease  in  Expedited  LTL  terminal  and  management  salaries  as  a  percentage  of  revenue.  The
decrease in salaries as a percentage of revenue is the impact of additional revenue on fixed salaries and improved operating efficiencies.
These decreases were slightly offset by increased use of Company-employed drivers for transportation services.

Operating Leases

Operating leases increased $4.7 million, or 12.8%, to $41.4 million for the year ended December 31, 2018 from $36.7 million for
the year ended December 31, 2017.  Operating leases were 5.5% of Expedited LTL’s operating revenue for the year ended  December 31,
2018 compared to 5.6% for the year ended December 31, 2017.  The increase in cost is due to a $3.8 million increase in tractor rentals and
leases and $2.2 million of additional facility lease expenses partly offset by a $1.4 million decrease in trailer leases and equipment rentals.
Tractor leases increased due to the increased usage of Company-employed drivers mentioned above and facility leases increased due to the
expansion of certain facilities. Trailer leases and equipment rentals decreased due to prior year rentals and leases that were replaced with
purchased units.

Depreciation and Amortization

Expedited LTL depreciation and amortization increased $0.4 million, or 1.8%, to $22.5 million  for  the  year  ended December 31,
2018 from $22.1 million for the year ended December 31, 2017.  Depreciation and amortization expense as a percentage of Expedited LTL
operating revenue was 3.0% in the year ended December 31, 2018 compared to 3.4% for the year ended December 31, 2017.   The decrease
as a percentage of revenue was due to lower amortization expenses partly offset by the purchase of new trailers during 2018. The lower
amortization expense was due to the completion of the useful life for an acquired customer relationship.

Insurance and Claims

Expedited LTL insurance and claims expense decreased $1.1 million, or 7.1%, to $14.3 million for the year ended December 31,
2018  from  $15.4 million  for  the  year  ended  December  31, 2017.    Insurance  and  claims  as  a  percentage  of  Expedited  LTL’s  operating
revenue  was 1.9%  for  the  year  ended December 31, 2018  compared  to 2.3%  for  the  year  ended  December  31, 2017.  The  decrease  as  a
percentage of revenue was attributable to lower vehicle liability claims and insurance premiums. At a consolidated level, vehicle claims
reserves increased; see discussion in the "Other operations" section below.

27

 
Table of Contents

Fuel Expense

Expedited LTL fuel expense increased $ 2.4 million, or 63.2%, to $6.2 million  for  the  year  ended December 31, 2018 from $3.8
million  in  the  year  ended  December  31, 2017.    Fuel  expense  was 0.8%  of  Expedited  LTL’s  operating  revenue  for  the  years  ended
December 31, 2018 compared to 0.6% for the same period in 2017. LTL fuel expenses increased due to higher year-over-year fuel prices
and increased Company-employed driver miles.

Other Operating Expenses

Expedited LTL other operating expenses increased $2.4 million, or 4.5%, to $55.6 million for the year ended December 31, 2018
from $53.2 million for the year ended December 31, 2017.  Expedited LTL other operating expenses were 7.4% of operating revenue for
the year ended December 31, 2018 compared to 8.1% for the year ended December 31, 2017.  Other operating expenses include equipment
maintenance,  terminal  and  office  expenses,  professional  fees  and  other  over-the-road  costs.  The  decrease  as  percentage  of  revenue  was
primarily  the  result  of  lower  owner-operator  costs,  such  as  tolls,  and  lower  maintenance  due  to  the  increased  utilization  of  brokered
transportation mentioned above. Additional decrease as a percentage of revenue was due to the year ended December 31, 2018 including
the recovery of previously reserved receivables, while the same period of 2017 included an increase in receivables allowance.

Income from Operations

Expedited  LTL  income  from  operations  increased  by  $8.4 million,  or 9.5%, to $96.4 million  for  the  year  ended December  31,
2018 compared to $88.0 million for the year ended December 31, 2017.   Expedited LTL’s income from operations was 12.9% of operating
revenue for the year ended December 31, 2018 compared to 13.4% for the year ended December 31, 2017.  The increase in income from
operations was due to increases in revenue due to higher shipments, tonnage and fuel surcharge revenue. These improvements were mostly
offset  by  increased  utilization  of  third-party  transportation  providers,  which  caused  the  deterioration  in  income  from  operations  as  a
percentage of revenue.

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Table of Contents

Truckload Premium Services - Year Ended December 31, 2018 compared to Year Ended December 31, 2017

The  following  table  sets  forth  our  historical  financial  data  for  the  Truckload  Premium  Services  segment  for  the  years  ended

December 31, 2018 and 2017 (in millions):

Truckload Premium Services Segment Information
(In millions)
(Unaudited)

December 31,
2018

  Percent of
  Revenue

Year ended

  December 31,

2017
(As Adjusted)

Percent of
Revenue

  Change

Percent
Change

Operating revenue

$

192.6  

100.0 %   $

201.7  

100.0 %   $

(9.1)  

(4.5)%

Operating expenses:
Purchased transportation
Salaries, wages and employee benefits
Operating leases
Depreciation and amortization
Insurance and claims
Fuel expense
Other operating expenses
Total operating expenses

Income from operations

$

144.8  
19.1  
0.5  
6.4  
4.5  
3.3  
8.9  
187.5  
5.1  

75.2
9.9
0.3
3.3
2.4
1.7
4.6
97.4
2.6 %   $

153.7  
20.4  
0.9  
6.3  
5.4  
3.3  
8.5  
198.5  
3.2  

76.2
10.1
0.5
3.1
2.7
1.6
4.2
98.4
1.6 %   $

(8.9)  
(1.3)  
(0.4)  
0.1  
(0.9)  
—  
0.4  
(11.0 )  
1.9  

(5.8)
(6.4)
(44.4 )
1.6
(16.7 )
—
4.7
(5.5)
59.4 %

Truckload Premium Services Operating Statistics

Total Miles 1
Empty Miles Percentage
Tractors (avg)
Miles per tractor per week 2

Revenue per mile
Cost per mile

December 31,
2018

Year ended

  December 31,

2017
(As Adjusted)

Percent
Change

78,889

9.0%  
315
2,178

96,598

9.6%  
386
2,700

$
$

2.35
1.89

  $
  $

2.02
1.66

(18.3)%
(6.3)
(18.4)
(19.3)

16.3
13.9 %

¹ - In thousands
2 - Calculated using Company driver and owner-operator miles

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Revenues

TLS revenue decreased $9.1 million, or 4.5%, to $192.6 million for the year ended December 31, 2018 from $201.7 million in the
same period of 2017. TLS revenue decreased due to a 18.3% decrease in overall miles mostly offset by a 16.3% increase in average revenue
per mile. The decrease in overall miles was due to deliberate shedding of lower margin business as well as reduced fleet capacity versus the
prior year period. The increased revenue per mile was primarily driven by rate increases to existing customers, higher fuel surcharges and,
to a lesser extent, the aforementioned shedding of lower margin business.

Purchased Transportation

Purchased  transportation  costs  for  our  TLS  revenue  decreased  $8.9  million,  or 5.8%,  to  $144.8  million  for  the  year  ended
December 31, 2018 from $153.7 million for the year ended December 31, 2017.  For  the  year  ended  December 31, 2018, TLS purchased
transportation  costs  represented 75.2%  of  TLS  revenue  compared  to 76.2%  for  the  same  period  in 2017. TLS  purchased  transportation
includes  owner-operators  and  third-party  carriers,  while  company-employed  drivers  are  included  in  salaries,  wages  and  benefits.  The
decrease  in  purchased  transportation  was  attributable  to  an  18.4%  decrease  in  purchased  transportation  miles  mostly  offset  by  a  14.6%
increase in cost per mile during the year ended December 31, 2018 compared to the same period in 2017. The decrease in TLS purchased
transportation miles was attributable to the revenue activity discussed above. The increase in cost per mile was due to increased utilization
of third-party carriers, which are more costly than owner-operators.

Salaries, Wages, and Benefits

Salaries,  wages  and  employee  benefits  of  TLS  decreased  by  $1.3  million,  or 6.4%,  to  $19.1  million  in  the  year  ended
December 31, 2018 from $20.4 million in the same period of 2017. Salaries, wages and employee benefits were 9.9% of TLS’s operating
revenue in the year ended December 31, 2018 compared to 10.1% for the same period of  2017. The slight decrease in salaries, wages and
employee benefits as a percentage of revenue was mostly attributable to a decrease in Company-employed driver miles partly offset by an
increase in employee incentives and share-based compensation.

Operating Leases

Operating leases decreased $0.4 million, or 44.4%, to $0.5 million  for  the  year  ended December 31, 2018 from $0.9 million for
the same period in 2017. Operating leases were 0.3% of TLS operating revenue for the year ended December 31, 2018  compared  to 0.5%
for the same period of 2017. The decrease was due to a decrease in trailer rentals, as TLS utilized purchased trailers during 2018 compared
to rentals in the same period in 2017.

Depreciation and Amortization

Depreciation and amortization increased $0.1 million, or 1.6%, to $6.4 million  for  the  year  ended December 31, 2018 from $6.3
million for the year ended December 31, 2017.  Depreciation and amortization expense as a percentage of TLS operating revenue was 3.3%
for  the  year  ended December  31,  2018  compared  to 3.1%  for  the  same  period  in 2017.  The  increase  was  due  to  increased  trailer
depreciation on trailers purchased during 2018 and a full year of depreciation for new operating software placed in service during the fourth
quarter  of  2017.  These  increases  were  partly  offset  by  lower  amortization  expense  following  the  completion  of  the  useful  life  for  an
acquired customer relationship.

Insurance and Claims

TLS  insurance  and  claims  decreased  $0.9 million,  or 16.7%,  to  $4.5 million  for  the  year  ended December  31,  2018  from  $5.4
million for the year ended December 31, 2017. As a percentage of operating revenue, insurance and claims was 2.4% for the year ended
December 31, 2018 compared to 2.7% for the year ended December 31, 2017. The decrease was due to lower vehicle liability claims. At a
consolidated level, vehicle claims reserves increased; see discussion in the "Other operations" section below.

Fuel Expense

TLS fuel expense was $3.3 million for the year ended December 31, 2018 and 2017.  Fuel expenses were 1.7% of TLS operating
revenue during the year ended December 31, 2018 compared to 1.6% for the year ended December 31, 2017.   The increase as a percentage
of revenue was mostly attributable to higher year-over-year fuel prices partly offset by a decrease in Company-employed driver miles.

30

Table of Contents

Other Operating Expenses

TLS other operating expenses increased $0.4 million, or 4.7%, to $8.9 million for the year ended December 31, 2018 compared to
$8.5 million  for  the  year  ended  December  31, 2017.    TLS  other  operating  expenses  were 4.6%  of  operating  revenue  for  the  year  ended
December 31, 2018 compared to 4.2% for the year ended December 31, 2017. Other operating expenses includes equipment maintenance,
terminal and office expenses, professional fees and other costs of transiting shipments. The increase in other operating expenses was due to
an increase in driver recruiting expenses.

Income from Operations

TLS  income  from  operations  increased  $1.9 million,  or 59.4%,  to  $5.1  million  in  income  from  operations  for  the  year  ended
December 31, 2018 compared to $3.2 million for the same period in 2017. TLS income from operations was 2.6% of operating revenue for
the year ended December 31, 2018 compared to 1.6% for the year ended December 31, 2017. The improvement in income from operations
was  due  to  rate  increases  and  higher  fuel  surcharges  to  existing  customers,  the  deliberate  shedding  of  lower  margin  business  and  lower
vehicle claims reserves.

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Table of Contents

Intermodal - Year Ended December 31, 2018 compared to Year Ended December 31, 2017

The following table sets forth our historical financial data of the Intermodal segment for the years ended December 31, 2018 and

2017 (in millions):

Intermodal Segment Information
(In millions)
(Unaudited)

December 31,
2018

  Percent of
Revenue

  December 31,

2017
(As Adjusted)

  Percent of
Revenue

  Percent
  Change   Change

Year ended

Operating revenue

$

201.0  

100.0%   $

154.7  

100.0%   $

46.3  

29.9%

Operating expenses:
Purchased transportation
Salaries, wages and employee
benefits
Operating leases
Depreciation and amortization
Insurance and claims
Fuel expense
Other operating expenses
Total operating expenses

Income from operations

$

77.1  

38.4

63.6  

41.1

13.5  

21.2

43.9  
15.9  
6.3  
5.8  
6.6  
22.1  
177.7  
23.3  

21.8
7.9
3.1
2.9
3.3
11.0
88.4
11.6%   $

34.0  
13.5  
5.8  
4.2  
3.9  
16.7  
141.7  
13.0  

22.0
8.7
3.8
2.7
2.5
10.8
91.6
8.4%   $

9.9  
2.4  
0.5  
1.6  
2.7  
5.4  
36.0  
10.3  

29.1
17.8
8.6
38.1
69.2
32.3
25.4
79.2%

Intermodal Operating Statistics

December 31,
2018

Year ended
  December 31,

2017
(As Adjusted)

Percent
Change

Drayage shipments
Drayage revenue per shipment
Number of locations

$

305,239  

567   $
20  

233,093  
554  
19  

31.0%
2.3
5.3%

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Revenues

Intermodal  operating  revenue  increased $46.3 million,  or 29.9%,  to $201.0 million  for  the  year  ended December 31, 2018 from
$154.7 million  for  the  same  period  in 2017. The increases in operating revenue was primarily attributable to a full year of revenue from
Atlantic, which was acquired in May 2017, the impact of increased fuel surcharges and increased rental and storage revenues.

Purchased Transportation

Intermodal purchased transportation increased $13.5 million,  or 21.2%, to $77.1 million  for  the  year  ended December 31, 2018
from $63.6 million for the same period in 2017.  Intermodal purchased transportation as a percentage of revenue was  38.4% for the year
ended December 31, 2018 compared to 41.1% for the year ended December 31, 2017.  The decrease in Intermodal purchased transportation
as a percentage of revenue was attributable to a change in revenue mix, as Intermodal had higher increases to revenue lines that did not
require  the  use  of  purchased  transportation.  This  was  partly  offset  by  a  higher  utilization  of  owner-operators  as  opposed  to  Company-
employed drivers during 2018 compared to the same period of 2017, as Atlantic utilized more owner-operators than Company-employed
drivers.

Salaries, Wages, and Benefits

Intermodal  salaries,  wages  and  employee  benefits  increased  $9.9  million,  or 29.1%,  to  $43.9  million  for  the  year  ended
December 31, 2018 compared to $34.0 million for the year ended December 31, 2017.  As a percentage of Intermodal operating revenue,
salaries,  wages  and  benefits  decreased  to 21.8%  for  the  year  ended December  31,  2018  compared  to 22.0%  for  the  same  period  in
2017.  The  improvement  in  salaries,  wages  and  employee  benefits  as  a  percentage  of  revenue  was  attributable  to  lower  workers'
compensation  and  health  insurance  costs  as  a  percentage  of  revenue  partly  offset  by  higher  employee  incentives  and  share-based
compensation.

Operating Leases

Operating leases increased $2.4 million, or 17.8% to $15.9 million for the year ended December 31, 2018 from $13.5 million for
the same period in 2017.  Operating leases were 7.9% of Intermodal operating revenue for the year ended  December 31, 2018 compared to
8.7% in the same period of 2017.  Operating leases decreased as a percentage of revenue since revenue that does not require trailer rentals
increased  at  a  faster  pace  than  those  that  required  trailer  rental  charges. The  decrease  as  a  percentage  of  revenue  is  also  attributable  to
utilization of owned equipment acquired from Atlantic and the increase in revenue out-pacing the increase in facility rents.

Depreciation and Amortization

Depreciation and amortization increased $0.5 million, or 8.6%, to $6.3 million  for  the  year  ended December 31, 2018 from $5.8
million for the same period in 2017. Depreciation and amortization expense as a percentage of Intermodal operating revenue was 3.1% for
the year ended December 31, 2018 compared to 3.8% for the same period of  2017. The increase in depreciation and amortization is due the
amortization of intangible assets acquired during 2017 and 2018. Depreciation and amortization decreased as a percentage of revenue since
revenue that does not require equipment increased at a faster pace than those that required equipment.

Insurance and Claims

Intermodal insurance and claims expense increased $1.6 million, or 38.1%, to $5.8 million for the year ended December 31, 2018
from $4.2 million for the year ended December 31, 2017.   Intermodal insurance and claims were 2.9% of operating revenue for the year
ended December 31, 2018 compared to 2.7% for the same period in 2017. The increase in Intermodal insurance and claims was attributable
to  higher  insurance  premiums  for  the  additional  volumes  and  higher  claims  reserves.  See  additional  discussion  over  the  consolidated
increase in self-insurance reserves related to vehicle claims in the "Other operations" section below.

Fuel Expense

Intermodal  fuel  expense  increased  $2.7  million,  or 69.2%,  to  $6.6  million  for  the  year  ended December  31,  2018  from  $3.9
million  in  the  same  period  of 2017.    Fuel  expenses  were 3.3%  of Intermodal  operating  revenue  for  the  year  ended December  31,  2018
compared to 2.5% in the same period of 2017.  Intermodal fuel expenses increased due to higher year-over-year fuel prices and increased
Company-employed driver activity.

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Table of Contents

Other Operating Expenses

Intermodal  other  operating  expenses  increased  $5.4 million,  or 32.3%, to $22.1 million  for  the  year  ended December  31,  2018
compared to $16.7 million for the same period of 2017.  Intermodal other operating expenses as a percentage of revenue for the year ended
December 31, 2018 were 11.0% compared to 10.8% for the same period of  2017.  The increase in Intermodal other operating expenses was
due  mostly  due  to  a  $4.6  million  increase  in  container  related  rental  and  storage  charges  associated  with  revenue  increases  discussed
previously. The remaining increase was due to increased equipment maintenance, facility costs and professional fees. These increases were
partly offset by a $0.5 million reduction in the earn-out liability for the Atlantic acquisition during 2018.

Income from Operations

Intermodal’s  income  from  operations  increased  by $10.3 million,  or 79.2%,  to $23.3 million  for  the  year  ended December  31,
2018 compared to $13.0 million for the same period in 2017.  Income from operations as a percentage of Intermodal operating revenue was
11.6%  for  the  year  ended December  31,  2018  compared  to 8.4%  in  the  same  period  of 2017.    The  increase  in  operating  income  as  a
percentage of revenue was primarily attributable to the increase in high-margin storage and fuel revenues and a full year of the Atlantic
acquisition.

34

Table of Contents

Pool Distribution - Year Ended December 31, 2018 compared to Year Ended December 31, 2017

The following table sets forth our historical financial data of the Pool Distribution segment for the years ended December 31, 2018

and 2017 (in millions):

Pool Distribution Segment Information
(In millions)
(Unaudited)

Year ended

December 31,
2018

  Percent of
Revenue

  December 31,

2017
(As Adjusted)

  Percent of
Revenue

Percent
  Change   Change

Operating revenue

$

194.1  

100.0%   $

168.5  

100.0%   $

25.6  

15.2 %

Operating expenses:
Purchased transportation
Salaries, wages and employee
benefits
Operating leases
Depreciation and amortization
Insurance and claims
Fuel expense
Other operating expenses
Total operating expenses
Income from operations

57.4  

29.6

47.5  

28.2

9.9  

20.8

71.3  
17.6  
6.9  
4.6  
7.0  
23.4  
188.2  
5.9  

36.7
9.1
3.6
2.4
3.6
12.1
97.0
3.0%   $

62.7  
13.3  
6.8  
4.7  
5.5  
21.6  
162.1  
6.4  

37.2
7.9
4.0
2.8
3.3
12.8
96.2
3.8%   $

8.6  
4.3  
0.1  
(0.1)  
1.5  
1.8  
26.1  
(0.5)  

13.7
32.3
1.5
(2.1)
27.3
8.3
16.1
(7.8)%

$

Pool Distribution Operating Statistics

December 31,
2018

Year ended
  December 31,

2017
(As Adjusted)

Percent
Change

$

92,976  

2.09   $
28  

82,196  
2.05  
28  

13.1%
2.0
—

35

Cartons 1
Revenue per carton
Terminals

1 In thousands

 
 
   
   
   
   
   
 
 
   
 
 
 
 
 
 
 
   
 
   
   
   
 
 
   
   
   
   
   
 
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
 
 
   
   
 
   
   
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Revenues

Pool operating revenue increased $25.6 million, or 15.2%, to $194.1 million  for  the  year  ended December 31, 2018 from $168.5
million for the year ended December 31, 2017.  The revenue increase was due to increased volumes from previously existing customers,
new business and rate increases.

Purchased Transportation

Pool  purchased  transportation  increased  $9.9 million,  or 20.8%,  to  $57.4 million  for  the  year  ended December  31,  2018  from
$47.5 million for the year ended December 31, 2017.  Pool purchased transportation as a percentage of revenue was 29.6% for the year
ended December 31, 2018 compared to 28.2% for the same period in 2017.  The increase in Pool purchased transportation as a percentage
of revenue was attributable to increased rates charged by, and increased utilization of, third-party carriers to cover the increases in revenue.

Salaries, Wages, and Benefits

Salaries,  wages  and  employee  benefits  of  Pool  increased  by  $8.6  million,  or 13.7%,  to  $71.3  million  for  the  year  ended
December 31, 2018 from $62.7 million for the year ended December 31, 2017.  As a percentage of Pool operating revenue, salaries, wages
and benefits were 36.7% for the year ended December 31, 2018 compared to 37.2% for the same period in 2017. The decrease in salaries,
wages and benefits as a percentage of revenue was the result of decreases in employee incentives, driver pay and group health insurance
costs partly offset by increased dock pay. Dock pay deteriorated as a percentage of revenue as increasing revenue volumes required the use
of more costly contract labor.

Operating Leases

Operating leases increased $4.3 million, or 32.3%, to $17.6 million for the year ended December 31, 2018 from $13.3 million for
the  year  ended  December  31, 2017.    Operating  leases  were 9.1%  of  Pool  operating  revenue  for  the  year  ended December  31,  2018
compared to 7.9% for the year ended December 31, 2017.  Operating leases increased as a percentage of revenue due to increases in facility
lease  expenses  and  tractor  leases  for  the  additional  revenue  discussed  above  and  the  use  of  leased  tractors  to  replace  old  purchased
equipment. The increase in facility lease expenses is mostly due to a $1.0 million charge to vacate a facility.

Depreciation and Amortization

Depreciation and amortization increased $0.1 million, or 1.5%, to $6.9 million for the year ended December 31, 2018 compared to
$6.8 million for the same period in 2017.  Depreciation and amortization expense as a percentage of Pool operating revenue was 3.6% for
the  year  ended December  31,  2018  compared  to 4.0%  for  the  year  ended  December  31, 2017.    The  decrease  in  Pool  depreciation  and
amortization as a percentage of revenue was due to the increase in leased tractors mentioned above instead of purchased equipment, partly
offset by increased trailer depreciation on trailers purchased during 2018.

Insurance and Claims

Pool  insurance  and  claims  decreased  $0.1 million,  or 2.1%,  to  $4.6 million  for  the  year  ended December  31,  2018  from  $4.7
million for the year ended December 31, 2017. As a percentage of operating revenue, insurance and claims was 2.4% for the year ended
December 31, 2018 compared to 2.8% for the year ended December 31, 2017. The decrease as a percentage of revenue was due to a $0.5
million  reimbursement  of  legal  fees  in  the  year  ended  December  31,  2018  for  expenses  incurred  in  prior  periods.  The  decrease  as  a
percentage of revenue was also due to a decrease in vehicle liability claims. At a consolidated level, vehicle claims reserves increased; see
discussion in the "Other operations" section below.

Fuel Expense

Pool fuel expense increased $1.5 million, or 27.3%, to $7.0 million for the year ended December 31, 2018 from $5.5 million for
the  year  ended  December  31, 2017.    Fuel  expenses  were 3.6%  of  Pool  operating  revenue  during  the  year  ended December  31,  2018
compared to 3.3% for the year ended December 31, 2017.  Pool fuel expenses increased due to higher year-over-year fuel prices, higher
revenue volumes and increased Company-employed driver miles.

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Table of Contents

Other Operating Expenses

Pool other operating expenses increased $1.8 million, or 8.3%, to $23.4 million for the year ended December 31, 2018 compared
to $21.6 million for the year ended December 31, 2017.  Pool other operating expenses were 12.1% of operating revenue for the year ended
December 31, 2018 compared to 12.8% for the year ended December 31, 2017. Other operating expenses includes equipment maintenance,
terminal and office expenses, professional fees and other over-the-road costs.  As a percentage of revenue the decrease was attributable to a
0.6% decrease in equipment maintenance costs and a 0.3% decrease in agent terminal handling costs. These decreases were partly offset by
a 0.1% increase as a percentage of revenue in recruiting expenses.

Income from Operations

Pool income from operations decreased by $0.5 million, or 7.8% to $5.9 million for the year ended December 31, 2018 from $6.4
million  for  the  year  ended  December  31, 2017.    Pool  income  from  operations  was 3.0%  of  operating  revenue  for  the  year  ended
December 31, 2018  compared  to 3.8% of operating revenue for the year ended December 31, 2017.  The deterioration in Pool operating
income was primarily the result of increased utilization of and higher rates charged by third-party carriers and increasing revenue volumes
required the use of more costly contract labor. Pool's operating income also decreased due to the one-time charge to vacate a facility during
2018.

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Table of Contents

Other operations - Year Ended December 31, 2018 compared to Year Ended December 31, 2017

Other operating activity declined from a $1.8 million operating loss during the year ended December 31, 2017 to a $8.6 million
operating  loss  during  the  year  ended  December  31,  2018.  The  year  ended  December  31,  2018  included  a  $6.0  million  increase  in  self-
insurance reserves related to existing vehicular claims and $0.8 million in self-insurance reserves resulting from analysis of our workers'
compensation claims. The loss was also attributable to $1.2 million in costs related to the CEO transition, comprised of recruiting fees and
retention share awards.

The $1.8 million operating loss for the year ending December 31, 2017 included a $1.2 million reserve for vehicle and workers'
compensation claims, $0.9 million of executive severance costs and $0.4 million of turn in costs from old Towne equipment. These costs
were partly offset by $0.7 million of indemnification funds received related to the Towne acquisition. These costs and benefits were kept at
the corporate level and not passed through to our operating segments.

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Table of Contents

Results of Operations

The following table sets forth our historical financial data for the years ended  December 31, 2017 and 2016 (in millions):

2017
(As Adjusted)

Year ended December 31,
2016
Change
(As Adjusted)

  Percent Change

$

Operating revenue:
Expedited LTL
Truckload Premium Services
Intermodal
Pool Distribution
Eliminations and other operations

Operating revenue

Operating expenses:
   Purchased transportation
   Salaries, wages, and employee benefits
   Operating leases
   Depreciation and amortization
   Insurance and claims
   Fuel expense
   Other operating expenses
   Impairment of goodwill, intangibles and
other assets
      Total operating expenses
Income (loss) from operations:

Expedited LTL
Truckload Premium Services
Intermodal
Pool Distribution
Other operations

Income from operations

Other expense:

   Interest expense
      Total other expense
Income before income taxes
Income taxes

Net income and comprehensive income

$

655.8   $
201.8  
154.7  
168.5  
(11.4)  
1,169.4  

545.1  
265.8  
63.8  
41.1  
29.6  
16.5  
98.7  

—  
1,060.6  

88.0  
3.2  
13.0  
6.4  
(1.8)  
108.8  

(1.2)  
(1.2)  
107.6  
20.3  
87.3   $

596.5   $
181.0  
105.7  
151.9  
(4.9)  
1,030.2  

460.8  
242.3  
60.5  
38.2  
25.4  
13.2  
87.7  

42.4  
970.5  

83.1  
(35.4)  
11.1  
3.6  
(2.7)  
59.7  

(1.6)  
(1.6)  
58.1  
30.6  
27.5   $

59.3  
20.8  
49.0  
16.6  
(6.5)  
139.2  

84.3  
23.5  
3.3  
2.9  
4.2  
3.3  
11.0  

(42.4)  
90.1  

4.9  
38.6  
1.9  
2.8  
0.9  
49.1  

0.4  
0.4  
49.5  
(10.3)  
59.8  

9.9 %

11.5
46.4
10.9
132.7
13.5

18.3
9.7
5.5
7.6
16.5
25.0
12.5

(100.0)
9.3

5.9
NM
17.1
77.8
(33.3)
82.2

(25.0)
(25.0)
85.2
(33.7)
217.5 %

Note: Prior period balances have been adjusted to confirm with revenue guidance issued in 2014 (ASU 2014-09, Revenue from Contracts
with Customers). See additional discussion in Note 1, Accounting Policies to our Consolidated Financial Statements.

39

 
 
 
 
 
 
   
   
 
   
   
   
 
   
   
   
 
   
   
   
 
   
   
   
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Revenues

During  the  year  ended December  31,  2017,  revenue  increased 13.5%  compared  to  the  year  ended December  31,  2016.  The
revenue  increase  was  primarily  driven  by  increased  revenue  from  our  LTL  Expedited  segment  of $59.3  million  driven  by  increased
network revenue, fuel surcharge revenue and other terminal based revenue over the prior year. Revenue also increased $49.0 million in our
Intermodal segment primarily attributable to the acquisition of Atlantic, Triumph and Ace and the impact of increased fuel surcharges.

Our  fuel  surcharge  revenue  is  the  result  of  our  fuel  surcharge  rates,  which  are  set  weekly  using  the  national  average  for  diesel
price  per  gallon,  and  volume  transiting  our  network.    During  the  year  ended December 31, 2017,  total  fuel  surcharge  revenue  increased
41.9%  as  compared  to  the  same  period  in 2016,  mostly  due  to  increased  fuel  prices  and  increased  volumes  in  the  Expedited  LTL,
Intermodal and Pool Distribution segments.

Operating Expenses

Operating expenses increased $90.1 million primarily driven by purchased transportation increases of  $84.3 million and salaries,
wages and employee benefits increases of $23.5 million, offset by a $42.4 million impairment discussed further in the TLS segment section
below. Purchased  transportation  increased  primarily  due  to  increased  volumes  and  increased  utilization  of  third-party  transportation
providers,  which  are  typically  more  costly  than  owner-operators.  Salaries,  wages  and  employee  benefits  increased  primarily  due  to
increased personnel needs to support the additional volumes.

Operating Income and Segment Operations

As a result of the above, operating income increased $49.1 million, or 82.2%, from 2016 to $108.8 million for the year ended

December 31, 2017. The results for our four reportable segments are discussed in detail in the following sections.

Interest Expense

Interest expense was $1.2 million for the year ended December 31, 2017 compared to $1.6 million  for  the  same  period  in 2016.
The decrease in interest expense was attributable to principal payments made on the term loan partly offset by borrowings on our revolving
credit facility.

Income Taxes

The  combined  federal  and  state  effective  tax  rate  for  the  year  ended  December  31,  2017  was  18.9%  compared  to  a  rate  of
52.7% for the same period in 2016. The lower effective tax rate for 2017 is the result of the enactment of the Tax Cuts and Jobs Act, which
lowered the value of our net deferred tax liabilities. Also, the 2016 effective tax rate reflected the impairment of goodwill in the second
quarter of 2016 that is non-deductible for tax purposes.

Net Income

As  a  result  of  the  foregoing  factors,  net  income  increased  by  $59.8  million,  or 217.5%,  to  $87.3  million  for  the  year  ended

December 31, 2017 compared to $27.5 million for the same period in 2016.

40

 
Table of Contents

Expedited LTL - Year Ended December 31, 2017 compared to Year Ended December 31, 2016

The following table sets forth our historical financial data of the Expedited LTL segment for the years ended  December 31, 2017

and 2016 (in millions):

Expedited LTL Segment Information
(In millions)
(Unaudited)

December 31,
2017
(As Adjusted)

Percent of
Revenue

Year ended

  December 31,

2016
(As Adjusted)

Percent of
Revenue

Percent
  Change   Change

Operating revenue

$

655.8  

100.0 %   $

596.5  

100.0 %   $

59.3  

9.9 %

Operating expenses:
Purchased transportation
Salaries, wages and employee benefits
Operating leases
Depreciation and amortization
Insurance and claims
Fuel expense
Other operating expenses
Total operating expenses

Income from operations

$

290.0  
146.6  
36.7  
22.1  
15.4  
3.8  
53.2  
567.8  
88.0  

44.2
22.4
5.6
3.4
2.3
0.6
8.1
86.6
13.4%   $

250.7  
139.2  
34.5  
21.9  
13.2  
3.3  
50.6  
513.4  
83.1  

42.0
23.3
5.8
3.7
2.2
0.6
8.5
86.1
13.9%   $

39.3  
7.4  
2.2  
0.2  
2.2  
0.5  
2.6  
54.4  
4.9  

15.7
5.3
6.4
0.9
16.7
15.2
5.1
10.6
5.9 %

Expedited LTL Operating Statistics

December 31,
2017
(As Adjusted)

Year ended
  December 31,

2016
(As Adjusted)

Percent
Change

254  

255  

(0.4)%

2,478,059  
9,756  

2,339,632  
9,175  

4,048  
15.9  
945  

612  

23.91   $
21.30   $

146   $
130   $

3,770  
14.8  
782  

621  

23.30  
21.25  

145  
132  

5.9
6.3

7.4
7.4
20.8

(1.4)

2.6
0.2

0.7
(1.5)%

Business days

Tonnage
    Total pounds ¹
    Pounds per day ¹

Shipments
    Total shipments ¹
    Shipments per day ¹

Total shipments with pickup and/or delivery 1

Weight per shipment

Revenue per hundredweight
Revenue per hundredweight, ex fuel

Revenue per shipment
Revenue per shipment, ex fuel

¹ - In thousands

$
$

$
$

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Revenues

Expedited LTL operating revenue increased $59.3 million, or 9.9%, to $655.8 million for the year ended December 31, 2017 from
$596.5 million for the same period of 2016. This increase was due to increased network revenue, fuel surcharge revenue and other terminal
based revenue over the prior year. Network revenue increased $30.9 million due to a 7.4%  increase  in  shipments  and  a 5.9% increase in
tonnage,  partly  offset  by  a 1.5%  decrease  in  revenue  per  shipment,  ex  fuel  over  prior  year. The  increase  in  tonnage  is  due  to  a  growing
percentage of total volume from shipments with higher density attributes and a slightly lower length of haul than our traditional shipments,
driving  the  decrease  in  revenue  per  shipment,  ex  fuel. Additionally,  fuel  surcharge  revenue  increased  $16.6  million  largely  due  to  the
increase in fuel prices and volume increases. Other terminal based revenues, which includes dedicated local pickup and delivery services,
warehousing and terminal handling, increased $11.8 million, or 23.2%, to $62.4 million in 2017 from $50.7 million in the same period of
2016. The increase in other terminal revenue was mainly attributable to increases in dedicated local pickup and delivery.

Purchased Transportation

Expedited  LTL’s  purchased  transportation  increased  by  $ 39.3  million,  or 15.7%,  to  $290.0  million  for  the  year  ended
December 31, 2017 from $250.7 million for the year ended December 31, 2016. As a percentage of segment operating revenue, Expedited
LTL purchased transportation was  44.2% during the year ended December 31, 2017 compared to 42.0% for the same period of  2016. The
increase is mostly due to a 6.0% increase in our cost per mile, ex fuel. The higher cost per mile is due to increased utilization of third-party
transportation providers, which are typically more costly than owner-operators.

Salaries, Wages, and Benefits

Salaries, wages and employee benefits of Expedited LTL increased by $ 7.4 million, or 5.3%, to $146.6 million for the year ended
December  31,  2017  from  $139.2 million  in  the  same  period  of 2016.  Salaries,  wages  and  employee  benefits  were 22.4%  of  Expedited
LTL’s operating revenue for the year ended  December 31, 2017 compared to 23.3% for the same period of  2016. The decrease in salaries,
wages and employee benefits as a percentage of revenue was primarily attributable to a 0.7% decrease in direct Expedited LTL terminal
and management salaries as a percentage of revenue and a 0.2% decrease in health insurance costs as a percentage of revenue. The decrease
in direct pay as a percentage of revenue is the impact of additional revenue on fixed salaries and improved operating efficiencies.

Operating Leases

Operating leases increased $2.2 million, or 6.4%, to $36.7 million for the year ended December 31, 2017 from $34.5 million for
the year ended December 31, 2016.  Operating leases were 5.6% of Expedited LTL’s operating revenue for the year ended  December 31,
2017  compared  to 5.8%  for  the  year  ended  December  31, 2016.    The  increase  in  cost  is  due  to  $1.2  million  of  additional  facility  lease
expenses and a $1.1 million increase in truck, trailer and equipment rentals and leases. Facility leases increased due to the expansion of
certain facilities. Vehicle leases increased due to the replacement of older owned power equipment with leased power equipment.

Depreciation and Amortization

Expedited LTL depreciation and amortization increased $0.2 million, or 0.9%, to $22.1 million  for  the  year  ended December 31,
2017 from $21.9 million for the year ended December 31, 2016.  Depreciation and amortization expense as a percentage of Expedited LTL
operating revenue was 3.4% in the year ended December 31, 2017 compared to 3.7% for the year ended December 31, 2016.   The decrease
as a percentage of revenue was due to the increase in equipment leasing mentioned above instead of purchased equipment.

Insurance and Claims

Expedited LTL insurance and claims expense increased $2.2 million, or 16.7%, to $15.4 million for the year ended December 31,
2017  from  $13.2 million  for  the  year  ended  December  31, 2016.    Insurance  and  claims  as  a  percentage  of  Expedited  LTL’s  operating
revenue  was 2.3%  for  the  year  ended December 31, 2017  compared  to 2.2%  for  the  year  ended  December  31, 2016.  The  increase  was
partly attributable to a $0.7 million increase in insurance premiums associated with our insurance plan renewals and a $2.0 million increase
in vehicle accident claim reserves. These increases were partly offset by decreases in vehicle damage and cargo claims.

42

 
Table of Contents

Fuel Expense

Expedited LTL fuel expense increased $ 0.5 million, or 15.2%, to $3.8 million  for  the  year  ended December 31, 2017 from $3.3
million  in  the  year  ended  December  31, 2016.    Fuel  expense  was 0.6%  of  Expedited  LTL’s  operating  revenue  for  the  years  ended
December 31, 2017 and 2016. LTL fuel expenses increased due to higher year-over-year fuel prices.

Other Operating Expenses

Expedited LTL other operating expenses increased $2.6 million, or 5.1%, to $53.2 million for the year ended December 31, 2017
from $50.6 million for the year ended December 31, 2016.  Expedited LTL other operating expenses were 8.1% of operating revenue for
the  year  ended December  31,  2017  compared  to 8.5%  for  the  year  ended  December  31, 2016.    Other  operating  expenses  includes
equipment  maintenance,  terminal  and  office  expenses,  professional  fees,  and  other  costs  of  transiting  our  network.  The  decrease  as
percentage of revenue was primarily the result of a decrease in legal fees mostly related to indemnification funds received related to the
Towne acquisition and lower costs of transiting our network due to the use of third-party transportation previously mentioned. The prior
period  also  included  a  corporate  event  that  did  not  occur  in  2017.  These  improvements  were  partly  offset  by  an  increase  in  receivables
allowance.

Income from Operations

Expedited  LTL  income  from  operations  increased  by $4.9 million,  or 5.9%,  to $88.0 million  for  the  year  ended December  31,
2017 compared to $83.1 million for the year ended December 31, 2016.   Expedited LTL’s income from operations was 13.4% of operating
revenue for the year ended December 31, 2017 compared to 13.9% for the year ended December 31, 2016.  Deterioration in income from
operations  as  a  percentage  of  revenue  was  due  to  an  increased  utilization  of  third-party  transportation  providers  partly  offset  by  higher
tonnage driving increased revenue. The fuel surcharge revenue increase was also due to increased fuel prices.

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Table of Contents

Truckload Premium Services - Year Ended December 31, 2017 compared to Year Ended December 31, 2016

The  following  table  sets  forth  our  historical  financial  data  of  the  Truckload  Premium  Services  segment  for  the  years  ended

December 31, 2017 and 2016 (in millions):

Truckload Premium Services Segment Information
(In millions)
(Unaudited)

Year ended

December 31,
2017
(As Adjusted)

  Percent of
Revenue

  December 31,

2016
(As Adjusted)

Percent of
Revenue

  Change

  Percent
  Change

Operating revenue

$

201.8  

100.0 %   $

181.0  

100.0  %   $

20.8  

11.5 %

Operating expenses:
Purchased transportation
Salaries, wages and employee benefits
Operating leases
Depreciation and amortization
Insurance and claims
Fuel expense
Other operating expenses
Impairment of goodwill, intangibles and other
assets
Total operating expenses

Income (loss) from operations

$

153.8  
20.4  
0.9  
6.3  
5.4  
3.3  
8.5  

—  
198.6  
3.2  

76.2
10.1
0.4
3.1
2.7
1.6
4.3

—  

98.4
1.6 %   $

132.1  
19.3  
0.3  
6.5  
4.8  
2.6  
8.4  

42.4  
216.4  
(35.4 )  

73.0
10.7
0.2
3.6
2.7
1.4
4.6

21.7  
1.1  
0.6  
(0.2)  
0.6  
0.7  
0.1  

23.4
119.6
(19.6 )%   $

(42.4 )  
(17.8 )  
38.6  

16.4
5.7
200.0
(3.1)
12.5
26.9
1.2

100.0
(8.2)
NM

Truckload Premium Services Operating Statistics

Total Miles 1
Empty Miles Percentage
Tractors (avg)
Miles per tractor per week 2

Revenue per mile
Cost per mile

December 31,
2017
(As Adjusted)

Year ended

  December 31,

2016
(As Adjusted)

Percent
Change

96,598

9.6%  
386
2,700

89,540

11.5%  
437
2,565

$
$

2.02
1.66

  $
  $

1.98
1.56

7.9 %

(16.5)
(11.7)
5.3

2.0
6.4 %

¹ - In thousands
2 - Calculated using Company driver and owner-operator miles

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Revenues

TLS revenue increased $20.8 million, or 11.5%, to $201.8 million for the year ended December 31, 2017  from $181.0 million in
the same period of 2016. The increase in TLS revenue was attributable to new business wins which resulted in a 7.9% increase in miles
driven to support revenue.

Purchased Transportation

Purchased  transportation  costs  for  our  TLS  revenue  increased  $21.7  million,  or 16.4%,  to  $153.8  million  for  the  year  ended
December 31, 2017 from $132.1 million for the year ended December 31, 2016.  For  the  year  ended  December 31, 2017, TLS purchased
transportation  costs  represented 76.2%  of  TLS  revenue  compared  to 73.0%  for  the  same  period  in 2016.  The  increase  in  TLS  purchased
transportation was attributable to a 7.2% increase in non-Company miles driven and a 7.2% increase in non-Company cost per mile during
the  year  ended December  31,  2017  compared  to  the  same  period  in 2016.  The  increase  in  TLS  miles  driven  was  attributable  to  new
business wins previously mentioned. The increase in cost per mile was due to TLS utilizing more costly third-party transportation providers
to  cover  miles.  The  increase  in  TLS  purchased  transportation  as  a  percentage  of  revenue  was  attributable  to  TLS  revenue  per  mile  not
increasing in proportion with the increase in TLS cost per mile.

Salaries, Wages, and Benefits

Salaries,  wages  and  employee  benefits  of  TLS  increased  by  $1.1  million,  or 5.7%,  to  $20.4  million  in  the  year  ended
December 31, 2017 from $19.3 million in the same period of 2016. Salaries, wages and employee benefits were 10.1% of TLS’s operating
revenue  in  the  year  ended December  31,  2017  compared  to 10.7%  for  the  same  period  of  2016.  The  decrease  in  salaries,  wages  and
employee benefits as a percentage of revenue was mostly attributable to the increase in revenue outpacing the increase in pay to Company
drivers and office staff.

Operating Leases

Operating leases increased $0.6 million, or 200.0%, to $0.9 million for the year ended December 31, 2017 from $0.3 million for
the same period in 2016. Operating leases were 0.4% of TLS operating revenue for the year ended December 31, 2017  compared  to 0.2%
for  the  same  period  of 2016.  The  $0.6 million  increase  in  cost  is  due  to  additional  trailer  rentals  for  the  new  business  wins  mentioned
above.

Depreciation and Amortization

Depreciation and amortization decreased $0.2 million, or 3.1%, to $6.3 million for the year ended December 31, 2017 from $6.5
million for the year ended December 31, 2016.  Depreciation and amortization expense as a percentage of TLS operating revenue was 3.1%
for  the  year  ended December 31, 2017  compared  to 3.6%  for  the  same  period  in 2016. The  decrease  was  due  to  the  impairment  of  TQI
intangible  assets  in  the  second  quarter  of  2016  leading  to  lower  on-going  amortization  expense.  This  decrease  was  partially  offset  by
increased trailer depreciation on trailers purchased during 2017.

Insurance and Claims

TLS  insurance  and  claims  increased  $0.6 million,  or 12.5%,  to  $5.4 million  for  the  year  ended December  31,  2017  from  $4.8
million for the year ended December 31, 2016. As a percentage of operating revenue, insurance and claims was 2.7% for the year ended
December 31, 2017 and 2016. The increase was due to higher vehicle accident claim reserves. The increase was also attributable to higher
insurance  premiums  associated  with  our  insurance  plan  renewals  and  higher  cargo  claims  partly  offset  by  a  benefit  from  a  prior  period
insurance premium audit.

Fuel Expense

TLS fuel expense increased $0.7 million, or 26.9%, to $3.3 million for the year ended December 31, 2017 from $2.6 million for
the  year  ended  December  31, 2016.    Fuel  expenses  were 1.6%  of  TLS  operating  revenue  during  the  year  ended December  31,  2017
compared to 1.4% for the year ended December 31, 2016.  The increase as a percentage of revenue was mostly attributable to higher year-
over-year fuel prices and the increase in Company driver miles.

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Table of Contents

Other Operating Expenses

TLS other operating expenses increased $0.1 million, or 1.2%, to $8.5 million for the year ended December 31, 2017 compared to
$8.4 million  for  the  year  ended  December  31, 2016.    TLS  other  operating  expenses  were 4.3%  of  operating  revenue  for  the  year  ended
December 31, 2017 compared to 4.6% for the year ended December 31, 2016. Other operating expenses includes equipment maintenance,
terminal  and  office  expenses,  professional  fees  and  other  costs  of  transiting  shipments.  The  increase  was  attributable  to  a  $0.2  million
increase  in  equipment  maintenance  and  a  $0.1  million  increase  in  transit  costs.  These  increases  were  mostly  offset  by  a  $0.2  million
decrease in losses on destroyed equipment.

Impairment of goodwill, intangibles and other assets

In the second quarter of 2016, we determined there were indicators of potential impairment of goodwill and other long lived assets
acquired in the TQI acquisition. Based on our analysis we recorded $42.4 million in total impairment charges related to TQI’s goodwill and
other long lived assets. During the year ended December 31, 2017, there were no impairment charges recognized.

Income from Operations

TLS results from operations increased by $38.6 million to $3.2 million in income from operations for the year ended December 31,
2017 compared to a $35.4 million loss from operations for the same period in 2016. Excluding the impairment charges, the deterioration in
results from operations was due to increased utilization of third-party transportation providers which led to the increase in cost per mile
outpacing the increase in revenue per mile.

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Table of Contents

Intermodal - Year Ended December 31, 2017 compared to Year Ended December 31, 2016

The following table sets forth our historical financial data of the Intermodal segment for the years ended  December 31, 2017 and

2016 (in millions):

Intermodal Segment Information
(In millions)
(Unaudited)

December 31,
2017
(As Adjusted)

  Percent of
Revenue

  December 31,

2016
(As Adjusted)

  Percent of
Revenue

  Percent
  Change   Change

Year ended

Operating revenue

$

154.7  

100.0%   $

105.7  

100.0%   $

49.0  

46.4%

Operating expenses:
Purchased transportation
Salaries, wages and employee
benefits
Operating leases
Depreciation and amortization
Insurance and claims
Fuel expense
Other operating expenses
Total operating expenses
Income from operations

63.6  

41.1

38.1  

36.0

25.5  

66.9

34.0  
13.5  
5.8  
4.2  
3.9  
16.7  
141.7  
13.0  

22.0
8.7
3.8
2.7
2.5
10.8
91.6
8.4%   $

$

25.2  
12.0  
3.9  
3.0  
2.5  
9.9  
94.6  
11.1  

23.8
11.4
3.7
2.8
2.4
9.4
89.5
10.5%   $

8.8  
1.5  
1.9  
1.2  
1.4  
6.8  
47.1  
1.9  

34.9
12.5
48.7
40.0
56.0
68.7
49.8
17.1%

Intermodal Operating Statistics

December 31,
2017
(As Adjusted)

Year ended
  December 31,

2016
(As Adjusted)

Percent
Change

Drayage shipments
Drayage revenue per Shipment
Number of Locations

$

235,356  

554   $
19  

127,716  
546  
13  

84.3%
1.5
46.2%

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Revenues

Intermodal  operating  revenue  increased $49.0 million,  or 46.4%,  to $154.7 million  for  the  year  ended December 31, 2017 from
$105.7 million for the same period in 2016. The increases in operating revenue were primarily attributable to the acquisition of Atlantic,
Triumph and Ace and the impact of increased fuel surcharges.

Purchased Transportation

Intermodal  purchased  transportation  increased $25.5 million,  or 66.9%,  to $63.6 million  for  the  year  ended December 31, 2017
from $38.1 million for the same period in 2016.  Intermodal purchased transportation as a percentage of revenue was  41.1% for the year
ended December 31, 2017 compared to 36.0% for the year ended December 31, 2016.  The increase in Intermodal purchased transportation
as  a  percentage  of  revenue  was  attributable  to  the Atlantic  acquisition,  which  had  a  higher  utilization  of  owner-operators  as  opposed  to
Company-employed drivers. The increase is also attributable to rate increases to our owner-operators.

Salaries, Wages, and Benefits

Intermodal  salaries,  wages  and  employee  benefits  increased $8.8  million,  or 34.9%, 

to $34.0  million  for  the  year  ended
December 31, 2017 compared to $25.2 million for the year ended December 31, 2016.  As a percentage of Intermodal operating revenue,
salaries,  wages  and  benefits  decreased  to 22.0%  for  the  year  ended December  31,  2017  compared  to 23.8%  for  the  same  period  in
2016. The improvement in salaries, wages and employee benefits as a percentage of revenue was primarily due to leveraging the increase in
revenue on office and administrative salaries leading to a 0.8% decrease as a percentage of revenue. The improvement is also due to a 0.5%
decrease  as  a  percentage  of  revenue  for  lower  workers'  compensation  and health  insurance  costs  and  an  additional  0.5%  decrease  as  a
percentage of revenue due to dock efficiencies.

Operating Leases

Operating leases increased $1.5 million, or 12.5% to $13.5 million for the year ended December 31, 2017 from $12.0 million for
the same period in 2016.  Operating leases were 8.7% of Intermodal operating revenue for the year ended  December 31, 2017 compared
to11.4% in the same period of 2016.  Operating leases decreased as a percentage of revenue due to slightly increasing trailer rental charges
while  other  revenue  that  does  not  require  trailer  rentals  increased  at  a  more  rapid  rate. The  decrease  as  a  percentage  of  revenue  is  also
attributable to utilization of owned equipment acquired as part of Atlantic and the increase in revenue out-pacing the increase in facility
rents.

Depreciation and Amortization

Depreciation and amortization increased $1.9 million, or 48.7%, to $5.8 million for the year ended December 31, 2017  from $3.9
million for the same period in 2016. Depreciation and amortization expense as a percentage of Intermodal operating revenue was 3.8% for
the year ended December 31, 2017 compared to 3.7%  for  the  same  period  of 2016. The higher depreciation and amortization was due to
equipment and intangible assets acquired with Atlantic, Triumph and Ace.

Insurance and Claims

Intermodal insurance and claims expense increased $1.2 million, or 40.0%, to $4.2 million for the year ended December 31, 2017
from $3.0 million for the year ended December 31, 2016.   Intermodal insurance and claims were 2.7% of operating revenue for the year
ended December 31, 2017 compared to 2.8% for the same period in 2016. The increase in Intermodal insurance and claims was primarily
attributable to higher insurance premiums and increased vehicle accident claim reserves due to an increased vehicle fleet as a result of the
acquisitions.

Fuel Expense

Intermodal  fuel  expense  increased $1.4  million,  or 56.0%,  to $3.9  million  for  the  year  ended December  31,  2017  from $2.5
million  in  the  same  period  of 2016.    Fuel  expenses  were 2.5%  of Intermodal  operating  revenue  for  the  year  ended December  31,  2017
compared to 2.4%  in  the  same  period  of 2016.  Intermodal fuel expenses increased due to higher year-over-year fuel prices and revenue
volumes. These increases were partially offset by increased utilization of owner-operators.

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Other Operating Expenses

Intermodal  other  operating  expenses  increased $6.8 million,  or 68.7%,  to $16.7 million  for  the  year  ended December  31,  2017
compared to $9.9 million for the same period of 2016.  Intermodal other operating expenses as a percentage of revenue for the year ended
December 31, 2017 were 10.8% compared to 9.4% for the same period of 2016.  The increase in Intermodal other operating expenses was
due  mostly  due  to  a  $3.8  million  increase  in  container  related  rental  and  storage  charges  associated  with  revenue  increases  discussed
previously.  The  remaining  increase  was  due  to  increased  terminal  expenses  and  other  variable  costs,  such  as  maintenance  and  tolls,
corresponding with the increases in revenue, and legal and professional fees related to the acquisition of Atlantic.

Income from Operations

Intermodal’s income from operations increased by $1.9 million, or 17.1%, to $13.0 million for the year ended December 31, 2017
compared to $11.1 million for the same period in 2016.  Income from operations as a percentage of Intermodal operating revenue was 8.4%
for  the  year  ended December 31, 2017  compared  to 10.5%  in  the  same  period  of 2016.  The increase in operating income was primarily
attributable  to  the  Atlantic,  Triumph  and  Ace  acquisitions.  The  decrease  in  income  from  operations  as  a  percentage  of  revenue  was
attributable to increased amortization associated with Intermodal's acquisitions, lower margins on acquired business and acquisition related
legal and professional fees.

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Table of Contents

Pool Distribution - Year Ended December 31, 2017 compared to Year Ended December 31, 2016

The following table sets forth our historical financial data of the Pool Distribution segment for the years ended  December 31, 2017

and 2016 (in millions):

Pool Distribution Segment Information
(In millions)
(Unaudited)

Year ended

December 31,
2017
(As Adjusted)

  Percent of
Revenue

  December 31,

2016
(As Adjusted)

  Percent of
Revenue

  Percent
  Change   Change

Operating revenue

$

168.5  

100.0%   $

151.9  

100.0%   $

16.6  

10.9%

Operating expenses:
Purchased transportation
Salaries, wages and employee
benefits
Operating leases
Depreciation and amortization
Insurance and claims
Fuel expense
Other operating expenses
Total operating expenses

Income from operations

$

47.5  

28.2

43.2  

28.4

4.3  

10.0

62.7  
13.3  
6.8  
4.7  
5.5  
21.6  
162.1  
6.4  

37.2
7.9
4.0
2.8
3.3
12.8
96.2
3.8%   $

56.8  
12.7  
6.0  
4.4  
4.9  
20.3  
148.3  
3.6  

37.4
8.5
3.9
2.9
3.2
13.4
97.6
2.4%   $

5.9  
0.6  
0.8  
0.3  
0.6  
1.3  
13.8  
2.8  

10.4
4.7
13.3
6.8
12.2
6.4
9.3
77.8%

Pool Distribution Operating Statistics

December 31,
2017
(As Adjusted)

Year ended
  December 31,

2016
(As Adjusted)

Percent
Change

$

82,196  

2.05   $
28  

69,742  
2.18  
29  

17.9 %
(6.0)
(3.4)%

50

Cartons 1
Revenue per Carton
Terminals

1 In thousands

 
 
   
   
   
   
   
 
 
   
 
 
 
 
 
   
 
   
   
   
 
 
   
   
   
   
   
 
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
   
 
 
   
   
 
   
   
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Revenues

Pool operating revenue increased $16.6 million, or 10.9%, to $168.5 million  for  the  year  ended December 31, 2017 from $151.9
million  for  the  year  ended  December  31, 2016.    The  revenue  increase  was  due  to  increased  fuel  surcharge  revenues,  increased  volumes
from previously existing customers, new business and rate increases.

Purchased Transportation

Pool  purchased  transportation  increased  $4.3 million,  or 10.0%,  to  $47.5 million  for  the  year  ended December  31,  2017  from
$43.2 million for the year ended December 31, 2016.  Pool purchased transportation as a percentage of revenue was 28.2% for the year
ended December  31,  2017  compared  to 28.4%  for  the  same  period  in 2016.    The  improvement  in  Pool  purchased  transportation  as  a
percentage  of  revenue  was  attributable  to  an  increased  utilization  of  owner-operators  over  more  costly  third-party  carriers  and  revenue
increases associated with rate increases.

Salaries, Wages, and Benefits

Salaries,  wages  and  employee  benefits  of  Pool  increased  by  $5.9  million,  or 10.4%,  to  $62.7  million  for  the  year  ended
December 31, 2017 from $56.8 million for the year ended December 31, 2016.  As a percentage of Pool operating revenue, salaries, wages
and  benefits  were 37.2%  for  the  years  ended December 31, 2017  compared  to 37.4%  for  the  same  period  in 2016.   As  a  percentage  of
revenue,  increases  in  dock  pay  and  employee  incentive  were  more  than  offset  by  decreases  in  Company-employed  driver  pay  as  a
percentage  of  revenue. Dock  pay  increased  as  a  percentage  of  revenue  as  increasing  revenue  volumes  required  the  use  of  more  costly
contract labor. While Company-employed driver pay increased in total cost on higher miles, it decreased as a percentage of revenue due to
increases in revenues not requiring Company-employed drivers, such as fuel.

Operating Leases

Operating leases increased $0.6 million, or 4.7%, to $13.3 million for the year ended December 31, 2017 from $12.7 million for
the  year  ended  December  31, 2016.    Operating  leases  were 7.9%  of  Pool  operating  revenue  for  the  year  ended December  31,  2017
compared to 8.5% for the year ended December 31, 2016.  Operating leases increased due to additional truck and trailer leases and rentals
used to provide capacity for additional business wins throughout the network, partially offset by reduced facility rent driven by higher rent
in 2016 attributable to the transition and relocation of certain terminals. The decrease as a percentage of revenue is attributable to increased
revenue.

Depreciation and Amortization

Depreciation and amortization increased $0.8 million, or 13.3%, to $6.8 million for the year ended December 31, 2017 compared
to $6.0 million for the same period in 2016.  Depreciation and amortization expense as a percentage of Pool operating revenue was 4.0%
for the year ended December 31, 2017 compared to 3.9% for the year ended December 31, 2016.  The increase in Pool depreciation and
amortization was due to the allocation of trailer depreciation, which reflects Pool's increased utilization of our trailer fleet. This increase
was partly offset by a decrease in tractor depreciation due to the increased use of rentals and leases mentioned above.

Insurance and Claims

Pool  insurance  and  claims  increased  $0.3 million,  or 6.8%,  to  $4.7  million  for  the  year  ended December  31,  2017  from  $4.4
million for the year ended December 31, 2016. As a percentage of operating revenue, insurance and claims was 2.8% for the year ended
December  31,  2017  compared  to 2.9%  for  the  year  ended  December  31, 2016.  The  decrease  as  a  percentage  of  revenue  was  due  to  a
decrease in cargo claims, partly offset by increases in vehicle accident claim reserves.

Fuel Expense

Pool fuel expense increased $0.6 million, or 12.2%, to $5.5 million for the year ended December 31, 2017 from $4.9 million for
the  year  ended  December  31, 2016.    Fuel  expenses  were 3.3%  of  Pool  operating  revenue  during  the  year  ended December  31,  2017
compared to 3.2% for the year ended December 31, 2016.  Pool fuel expenses increased due to higher year-over-year fuel prices and higher
revenue volumes.

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Other Operating Expenses

Pool other operating expenses increased $1.3 million, or 6.4%, to $21.6 million for the year ended December 31, 2017 compared
to $20.3 million for the year ended December 31, 2016.  Pool other operating expenses were 12.8% of operating revenue for the year ended
December 31, 2017 compared to 13.4% for the year ended December 31, 2016. Other operating expenses includes equipment maintenance,
terminal and office expenses, professional fees and other over-the-road costs.  As a percentage of revenue the decrease was attributable to a
0.3% decrease in dock and facility related costs, a 0.2% decrease in legal and professional fees and 0.2% decrease due to improved agent
station margins. These improvements were partly offset by losses incurred on the sale of old equipment. The dock and facility related cost
improvements were mainly attributable to 2016 including the startup of new business, while similar costs were not incurred in 2017. The
decrease in legal fees is primarily related to costs associated with a 2016 Department of Transportation safety audit that were not incurred in
2017.

Income from Operations

Pool income from operations increased by $2.8 million, or 77.8% to $6.4 million for the year ended December 31, 2017 from $3.6
million  for  the  year  ended  December  31, 2016.    Pool  income  from  operations  was 3.8%  of  operating  revenue  for  the  year  ended
December 31, 2017 compared to 2.4% of operating revenue for the year ended December 31, 2016.  The improvement in Pool income from
operations was primarily the result of higher revenue volumes, current year rate increases, purchased transportation efficiencies and lower
facility costs.

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Other operations - Year Ended December 31, 2017 compared to Year Ended December 31, 2016

Other operating activity improved from a $2.7 million operating loss during the year ended December 31, 2016 to a $1.8 million
operating loss during the year ended December 31, 2017. The year ended December 31, 2017, includes $1.2 million in loss development
reserves for vehicle and workers' compensation claims, $0.9 million of executive severance costs and $0.4 of turn in costs from old Towne
equipment. These costs were partly offset by $0.7 million of indemnification funds received related to the Towne acquisition. These costs
and benefits were kept at the corporate level and not passed through to our operating segments.

The $2.7 million in operating loss included in other operations and corporate activities for the year ended December 31, 2016, was
primarily  for  $1.7  million  in  loss  development  reserves  resulting  from  our  semi-annual  actuarial  analyses  of  our  workers'  compensation
claims.  Other  operations  for  the  year  ended  December  31,  2016  also  included  a  $1.0  million  increase  to  our  reserve  for  remaining  net
payments on duplicate facilities vacated following the Towne acquisition, as several facilities had yet to be sub-leased.

Discussion of Critical Accounting Policies

Our  consolidated  financial  statements  have  been  prepared  in  accordance  with  United  States  generally  accepted  accounting
principles (“GAAP”).  The preparation of financial statements in accordance with GAAP requires our management to make estimates and
assumptions  that  affect  the  amounts  reported  in  the  consolidated  financial  statements  and  accompanying  notes.    Our  estimates  and
assumptions  are  based  on  historical  experience  and  changes  in  the  business  environment.    However,  actual  results  may  differ  from
estimates  under  different  conditions,  sometimes  materially.    Critical  accounting  policies  and  estimates  are  defined  as  those  that  are  both
most important to the portrayal of our financial condition and results and require management’s most subjective judgments. Management
considers our policies on Self-Insurance Loss Reserves, Business Combinations and Goodwill and Other Intangible Assets to be critical. See
Note 1, Accounting Policies to our Consolidated Financial Statements for a discussion over these critical accounting policies and estimates,
as well as a discussion of recent accounting pronouncements.

Liquidity and Capital Resources

     We have historically financed our working capital needs, including capital expenditures, with cash flows from operations and

borrowings under our senior credit facility line of credit.

Year Ended December 31, 2018 Cash Flows compared to December 31, 2017 Cash Flows

Net cash provided by operating activities totaled approximately $152.6 million for the year ended December 31, 2018 compared to
approximately $103.4 million for the year ended December 31, 2017. The $49.2 million increase in cash provided by operating activities is
mainly attributable to a $25.5 million increase in net earnings after consideration of non-cash items and a $21.3 million improvement in the
collection of receivables, primarily related to 2017 receivables increasing for revenues related to the Atlantic acquisition. The remaining
increase was due to a decrease in estimated income tax payments.

Net  cash  used  in  investing  activities  was  approximately  $55.5  million  for  the  year  ended  December  31,  2018  compared  with
approximately  $59.2  million  during  the  year  ended  December  31,  2017.  Investing  activities  during  the  year  ended  December  31,  2018
consisted primarily of net capital expenditures of $35.2 million primarily for new trailers, information technology and sorting equipment
and $20.0 million used to acquire Southwest and MMT.  Investing activities during the year ended December 31, 2017 consisted primarily
of  net  capital  expenditures  of  $35.8  million  primarily  for  new  trailers,  forklifts  and  information  technology  and  $23.1  million  used  to
acquire Atlantic and KCL. The proceeds from disposal of property and equipment during the year ended December 31, 2018 and 2017 were
primarily from sales of older trailers.

Net cash used in financing activities totaled approximately $75.3 million for the year ended December 31, 2018 compared with net
cash used in financing activities of $48.8 million for the year ended December 31, 2017.  The $26.5 million increase was attributable to a
$48.0 million decrease in net borrowings from our revolving credit facility partly offset by a $28.0 million decrease in payments on our
term  loan  and  a  $14.5  million  decrease  in  payments  on  our  line  of  credit. Additionally,  there  was  a  $3.5  million  decrease  in  cash  from
employee stock transactions and related tax benefits. The year ended December 31, 2018 also included $66.1 million used to repurchase
shares of our common stock, which was a $17.1 million increase from the $49.0 million used to repurchase shares of common stock for the
same period of 2017. The remaining change in financing activity is attributable to a $0.4 million increase in payments of cash dividends
due to an increase in fourth quarter dividend per share from $0.15 per share to $0.18 per share partly offset by a decrease in the outstanding
share count during the year ended December 31, 2018 compared to the same period in 2017.

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Year Ended December 31, 2017 Cash Flows compared to December 31, 2016 Cash Flows

Net cash provided by operating activities totaled approximately $103.4 million for the year ended December 31, 2017 compared to
approximately $130.4 million for the year ended December 31, 2016. The $27.0 million decrease in cash provided by operating activities is
mainly attributable to a $23.4 million increase in accounts receivable and a $23.5 million increase in income tax payments. These decreases
were partly offset by a $9.8 million increase in net earnings after consideration of non-cash items and $10.1 million increase in cash used to
fund accounts payable and prepaid assets. The increase in accounts receivables was attributable to higher revenue across all segments and
revenues associated with the Atlantic acquisition.

Net  cash  used  in  investing  activities  was  approximately  $59.2  million  for  the  year  ended  December  31,  2017  compared  to
approximately  $52.4  million  during  the  year  ended  December  31,  2016.  Investing  activities  during  the  year  ended  December  31,  2017
consisted  primarily  of  $23.1  million  used  to  acquire Atlantic  and  a  small  Intermodal  acquisition  and  net  capital  expenditures  of  $35.8
million  primarily  for  new  trailers,  forklifts  and  information  technology. Investing  activities  during  the  year  ended  December  31,  2016
consisted  primarily  of  $11.8  million  used  to  acquire Ace  and  Triumph,  which  is  included  in  the  Intermodal  segment,  and  net  capital
expenditures of $40.3 million for new trailers, forklifts, computer hardware and internally developed software. The proceeds from disposal
of property and equipment during the year ended December 31, 2017 and 2016 were primarily from sales of older trailers and vehicles.

Net cash used in financing activities totaled approximately $48.8 million for the year ended December 31, 2017 compared to net
cash used in financing activities of $102.8 million for the year ended December 31, 2016.  The $54.0 million change in cash from financing
activities was attributable to $55.0 million in borrowings from our revolving credit facility and a $13.0 million decrease in payments on the
term loan and revolver. These increases in cash were partly offset by a $9.0 million increase in share repurchases, a $2.5 million increase in
our quarterly cash dividend and a $2.5 million decrease in cash from employee stock transactions. The year ended December 31, 2017 also
included  $49.0  million  used  to  repurchase  shares  of  our  Common  Stock,  compared  to  $40.0  million  used  to  repurchase  shares  of  our
Common Stock during the year ended December 31, 2016. Dividends increased due to our Board of Directors increasing the quarterly cash
dividend from $0.12 per share for the first three quarters of 2016 to $0.15 per share during the fourth quarter of 2016 and all quarters in
2017.

Credit Facility

On  September  29,  2017,  the  Company  entered  into  a five-year  senior  unsecured  revolving  credit  facility  (the  “Facility”)  with  a
maximum aggregate principal amount of $150.0 million, with a sublimit of $30.0 million for letters of credit and a sublimit of $30.0 million
for swing line loans. The Facility may be increased by up to $100.0 million to a maximum aggregate principal amount of $250.0 million
pursuant  to  the  terms  of  the  credit  agreement,  subject  to  the  lenders’  agreement  to  increase  their  commitments  or  the  addition  of  new
lenders extending such commitments. Such increases to the Facility may be in the form of additional revolving credit loans, term loans or a
combination  thereof,  and  are  contingent  upon  there  being  no  events  of  default  under  the  Facility  and  satisfaction  of  other  conditions
precedent and are subject to the other limitations set forth in the credit agreement.

The  Facility  is  scheduled  to  mature  in  September  2022.  The  proceeds  were  used  to  refinance  existing  indebtedness  of  the
Company and may also be used for working capital, capital expenditures and other general corporate purposes. The Facility refinanced the
Company’s obligations for its unsecured credit facility under the credit agreement dated as of February 4, 2015, as amended, which was
terminated as of the date of the new Facility.

Unless the Company elects otherwise under the credit agreement, interest on borrowings under the Facility is based on the highest
of (a) the federal funds rate (not less than 0%) plus 0.5%, (b) the administrative agent's prime rate and (c) the LIBOR Rate plus 1.0%, in
each case plus a margin that can range from 0.3% to 0.8% with respect to the Facility depending on the Company’s ratio of consolidated
funded  indebtedness  to  earnings  before  interest,  taxes,  depreciation  and  amortization,  as  set  forth  in  the  credit  agreement.  Payments  of
interest for each loan that is based on the LIBOR Rate are due in arrears on the last day of the interest period applicable to such loan (with
interest periods of one, two or three months being available, at the Company’s option). Payments of interest on loans that are not based on
the LIBOR Rate are due on the last day of each quarter ended March 31, June 30, September 30 and December 31 of each year. All unpaid
amounts of principal and interest are due at maturity. As of December 31, 2018, the Company had $47.5 million in borrowings outstanding
under the revolving credit facility, $10.7 million utilized for outstanding letters of credit and $91.8 million of available borrowing capacity
under the revolving credit facility. The interest rate on the outstanding borrowings under the facility was 4.1% at December 31, 2018.

The  Facility  contains  customary  events  of  default  including,  among  other  things,  payment  defaults,  breach  of  covenants,  cross

acceleration to material indebtedness, bankruptcy-related defaults, material judgment defaults, and the occurrence of certain

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change  of  control  events. The  occurrence  of  an  event  of  default  may  result  in,  among  other  things,  the  termination  of  the  Facilities,
acceleration of repayment obligations and the exercise of remedies by the lenders with respect to the Company and its subsidiaries that are
party to the Facility. The Facility also contains financial covenants and other covenants that, among other things, restrict the ability of the
Company  and  its  subsidiaries,  without  the  approval  of  the  required  lenders,  to  engage  in  certain  mergers,  consolidations,  asset  sales,
dividends and stock repurchases, investments, and other transactions or to incur liens or indebtedness in excess of agreed thresholds, as set
forth in the credit agreement. As of December 31, 2018, the Company was in compliance with the aforementioned covenants.

Share Repurchases

          On  July  21,  2016,  our  Board  of  Directors  approved  a  stock  repurchase  authorization  for  up  to  3.0  million  shares  of  the  Company's
Common Stock. In connection with this action, the board canceled the Company's 2014 repurchase plan. Under the 2016 repurchase plan,
during the year ended December 31, 2017, we repurchased 947,819 shares of common stock for $49.0 million, or an average of $51.68 per
share. Under the 2016 repurchase plan, during the year ended December 31, 2018, we repurchased 1,109,270 shares of common stock for
$66.1 million, or an average of $59.61 per share. As of December 31, 2018, 709,395 shares remain that may be repurchased.

On  February  5,  2019,  our  Board  of  Directors  canceled  the  Company’s  remaining  2016  share  repurchase  authorization  and
approved a stock repurchase authorization for up to five million shares of the Company’s common stock. The amount and timing of any
repurchases  under  the  Company’s  new  repurchase  authorization  will  be  at  such  prices  as  determined  by  management  of  the  Company.
Repurchases of common stock may also be made under a Rule 10b5-1 plan, which would permit common stock to be repurchased when the
Company  might  otherwise  be  precluded  from  doing  so  under  insider  trading  laws.  Stock  repurchases  may  be  commenced  or  suspended
from time to time for any reason.

Dividends

During  each  quarter  of  2017  and  the  first  three  quarters  of  2018,  our  Board  of  Directors  declared  a  cash  dividend  of  $0.15  per
share.  During  the  fourth  quarter  of  2018  our  Board  of  Directors  declared  a  quarterly  cash  dividend  of  $0.18  per  share.  We  expect  to
continue to pay regular quarterly cash dividends, though each subsequent quarterly dividend is subject to review and approval by our Board
of Directors.

We  believe  that  our  available  cash,  investments,  expected  cash  generated  from  future  operations  and  borrowings  under  the
available credit facility will be sufficient to satisfy our anticipated cash needs for at least the next twelve months. However, we continue to
evaluate and pursue acquisitions that can increase our penetration into a geographic area, add new customers, add new business verticals,
increase freight volume and add new service offerings. Acquisitions may affect our short-term cash flow, liquidity and net income as we
expend funds, potentially increase indebtedness and incur additional expenses.

Off-Balance Sheet Arrangements

At December 31, 2018, we had letters of credit outstanding from banks totaling $10.7 million required primarily by our workers’

compensation and vehicle liability insurance providers.

Contractual Obligations and Commercial Commitments

Our contractual obligations and other commercial commitments as of December 31, 2018 (in thousands) are summarized below:

Contractual Obligations

Payment Due Period (in millions)

Total

2019

Capital lease obligations
Equipment purchase commitments
Operating leases

Total contractual cash obligations

$

$

0.4
14.3
159.3
174.0

$

$

0.3
14.3
51.4
66.0

2020-2021
0.1
$
—
70.6
70.7

$

$

2022-2023
$

2024 and
Thereafter
—
—
11.5
11.5

— $
—
25.8
25.8

$

Not  included  in  the  above  table  are  $47.5  million  in  borrowings  outstanding  under  the  revolving  credit  facility,  reserves  for

unrecognized tax benefits of $1.2 million and self-insurance claims of $25.8 million. The equipment purchase commitments

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are for various trailers, vehicles and forklifts.  All of the above commitments are expected to be funded by cash on hand and cash flows
from operations.

Item 7A.    Quantitative and Qualitative Disclosures About Market Risk

Our  exposure  to  market  risk  relates  principally  to  changes  in  interest  rates  and  fuel  prices.  Our  interest  rate  exposure  relates
principally  to  changes  in  interest  rates  for  borrowings  under  our  senior  unsecured  credit  facility.  The  revolving  credit  had $47.5  million
outstanding at December 31, 2018 and bear interest at variable rates. However, a hypothetical increase in our credit facility borrowing rate
of  150  basis  points,  or  an  increase  in  the  total  effective  interest  rate  from  3.4%  to  4.9%,  would  increase  our  annual  interest  expense  by
approximately $0.6 million and would have decreased our annual cash flow from operations by approximately $0.6 million.

Our  only  other  debt  is  capital  lease  obligations  totaling $0.4  million.    These  lease  obligations  all  bear  interest  at  a  fixed

rate.  Accordingly, there is no exposure to market risk related to these capital lease obligations.

We are exposed to the effects of changes in the price and availability of fuel, as more fully discussed in Item 1A, “Risk Factors.”

Our cash and cash equivalents are also subject to market risk, primarily interest-rate and credit risk.

Item 8.        Financial Statements and Supplementary Data

The response to this item is submitted as a separate section of this report.

Item 9.        Changes in and Disagreements with Accountants on Accounting and Financial Disclosure

None.

Item 9A.    Controls and Procedures

Disclosure Controls and Procedures

Our  management,  including  our  principal  executive  and  principal  financial  officers,  has  evaluated  the  effectiveness  of  our
disclosure controls and procedures as of December 31, 2018.  Our disclosure controls and procedures are designed to provide reasonable
assurance  that  the  information  required  to  be  disclosed  in  this  annual  report  on  Form  10-K  has  been  appropriately  recorded,  processed,
summarized and reported within the time periods specified in the Securities and Exchange Commission’s rules and forms, and that such
information  is  accumulated  and  communicated  to  our  management,  including  our  principal  executive  and  principal  financial  officers,  to
allow  timely  decisions  regarding  required  disclosure.    Based  on  that  evaluation,  our  principal  executive  and  principal  financial  officers
have concluded that our disclosure controls and procedures are effective at the reasonable assurance level.

Management’s Report on Internal Control over Financial Reporting  

Management is responsible for establishing and maintaining effective internal control over financial reporting as defined in Rules
13a-15(f) under the Exchange Act. Our internal control over financial reporting is designed to provide reasonable assurance to management
and the Board of Directors regarding the preparation and fair presentation of financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect all misstatements. Therefore,
even those systems determined to be effective can provide only reasonable assurance with respect to financial statement preparation and
presentation.

Under the supervision and with the participation of our management, including our Chief Executive Officer and Chief Financial
Officer, we assessed the effectiveness of our internal control over financial reporting as of December 31, 2018. In making this assessment,
management  used  the  framework  set  forth  by  the  Committee  on  Sponsoring  Organizations  of  the  Treadway  Commission  in Internal
Control — Integrated Framework ("2013 Framework"). Based on our assessment, we have concluded, as of December 31, 2018, that our
internal control over financial reporting was effective based on those criteria.

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Ernst  &  Young  LLP,  the  independent  registered  public  accounting  firm  that  audited  the  Company’s  consolidated  financial
statements  for  the  year  ended December  31,  2018,  has  issued  an  attestation  report  on  the  Company’s  internal  control  over  financial
reporting.

Changes in Internal Control over Financial Reporting

There  were  no  changes  in  our  internal  control  over  financial  reporting  during  the  fourth  quarter  of 2018  that  have  materially

affected, or are reasonably likely to materially affect, our internal control over financial reporting.

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Report of Independent Registered Public Accounting Firm

To the Shareholders and the Board of Directors of Forward Air Corporation

Opinion on Internal Control over Financial Reporting

We have audited Forward Air Corporation’s internal control over financial reporting as of  December 31, 2018, based on criteria established
in  Internal  Control-Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission  (2013
framework)  (the  COSO  criteria).  In  our  opinion,  Forward Air  Corporation  (the  Company)  maintained,  in  all  material  respects,  effective
internal control over financial reporting as of December 31, 2018, based on the COSO criteria.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), the
consolidated  balance  sheets  as  of December  31,  2018  and 2017,  the  related  consolidated  statements  of  comprehensive  income,
shareholders' equity, and cash flows for each of the three years in the period ended December 31, 2018, and the related notes and financial
statement schedule listed in the Index at Item 15(a) (collectively referred to as the "financial statements") and our report dated February 20,
2019 expressed an unqualified opinion thereon.

Basis for Opinion

The Company’s management is responsible for maintaining effective internal control over financial reporting and for its assessment of the
effectiveness  of  internal  control  over  financial  reporting  included  in  the  accompanying  Management’s  Report  on  Internal  Control  over
Financial Reporting. Our responsibility is to express an opinion on the Company’s internal control over financial reporting based on our
audit.  We  are  a  public  accounting  firm  registered  with  the  PCAOB  and  are  required  to  be  independent  with  respect  to  the  Company  in
accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and
the PCAOB.

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to
obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all material respects.

Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists,
testing  and  evaluating  the  design  and  operating  effectiveness  of  internal  control  based  on  the  assessed  risk,  and  performing  such  other
procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion.

Definition and Limitations of Internal Control over Financial Reporting

A  company’s  internal  control  over  financial  reporting  is  a  process  designed  to  provide  reasonable  assurance  regarding  the  reliability  of
financial  reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with  generally  accepted  accounting
principles. A company’s internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance
of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide
reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally
accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of
management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized
acquisition, use, or disposition of the company’s assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of
any  evaluation  of  effectiveness  to  future  periods  are  subject  to  the  risk  that  controls  may  become  inadequate  because  of  changes  in
conditions, or that the degree of compliance with the policies or procedures may deteriorate.

/s/ Ernst & Young LLP

Atlanta, Georgia
February 20, 2019

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Item 9B.    Other Information

Not applicable.

Item 10.        Directors, Executive Officers and Corporate Governance

Executive Officers of the Registrant

Part III

Pursuant to Instruction 3 to Item 401(b) of Regulation S-K of the Securities Act and General Instruction G(3) to Form 10-K, the

following information is included in Part III of this report. The ages listed below are as of December 31, 2018.

Name

Bruce A. Campbell
Thomas Schmitt
Michael J. Morris
Michael L. Hance
Chris C. Ruble
Matthew J. Jewell

The following are our executive officers:

Position

  Executive Chairman
  President, Chief Executive Officer and Director
  Chief Financial Officer, Senior Vice President and Treasurer
  Senior Vice President, Chief Legal Officer & Secretary
  Chief Operating Officer - Expedited LTL, TLS and Pool Distribution
  President - Intermodal

Age
67
53
50
47
56
52

There are no family relationships between any of our executive officers. All officers hold office until the earliest to occur of their

resignation or removal by the Board of Directors.

Bruce A. Campbell has served as Executive Chairman since September 2018 and as a director since April 1993.  From  October

2003 to September 2018, Mr. Campbell served as President and Chief Executive Officer and as Chairman of the Board since May 2007.

Thomas Schmitt has served as President, Chief Executive Officer and Director since September 2018. From June 2015 to September
2018, Mr. Schmitt was a member of the senior management of Schenker AG, and most recently held the title of Chief Commercial Officer.
Prior to joining Schenker, from January 2013 to June 2015, he served as Chief Executive Officer and President of AquaTerra Corporation.
Prior to AquaTerra, Mr. Schmitt held various senior executive positions including Chief Executive Officer and President of Purolator, Inc.
and  Chief  Executive  Officer  and  President  of  Fedex  Global  Supply  Chain  Services  from  1998  to  2010.  Mr.  Schmitt  was  a  Senior
Engagement Manager at McKinsey & Company from 1993 to 1998.

Michael J. Morris has served as Chief Financial Officer, Senior Vice President and Treasurer since June 2016. From 2010 to 2015,
Mr.  Morris  was  the  Senior  Vice  President  of  Finance  &  Treasurer  at  Con-way  Inc.  (“Con-way”)  and  in  2016  he  transitioned  to  be  the
Senior Vice President of Finance & Treasurer at XPO Logistics Inc. (“XPO”) following XPO's acquisition of Con-way.

Michael L. Hance has served as Senior Vice President, Chief Legal Officer and Secretary since May 2014. From May 2010 until
May 2014, he served as Senior Vice President of Human Resources and General Counsel. From January 2008 until May 2010, he served as
Senior  Vice  President  and  General  Counsel,  and  from August  2006  until  January  2008,  he  served  as  Vice  President  and  Staff  Counsel.
Before joining us, Mr. Hance practiced law with the law firms of Baker, Donelson, Bearman, Caldwell and Berkowitz, P.C. from October
2003 until August 2006 and with Bass, Berry & Sims, PLC from September 1999 to September 2003.

Chris C. Ruble was appointed to Chief Operating Officer for the Company's Expedited LTL, TLS and Pool Distribution segments,
effective June 2018. Mr. Ruble was President - Expedited Services from  January 2016 to June 2018, Executive Vice President, Operations
from August 2007 to January 2016, and Senior Vice President, Operations from October 2001 until August 2007. He was a Regional Vice
President from September 1997 to October 2001 and a regional manager from February 1997 to September 1997, after starting with the
Company as a terminal manager in January 1996. From June 1986 to August 1995, Mr. Ruble served in various management capacities at
Roadway Package System, Inc.

Matthew  J.  Jewell  was  appointed  to  President  of  the  Intermodal  business,  effective  June  2018.  Mr.  Jewell  was  President  -

Logistics Services from January 2016 to June 2018, Executive Vice President, Intermodal Services & Chief Strategy Officer

59

 
 
 
 
 
 
 
 
    
 
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from May 2014 to January 2016, and Executive Vice President and Chief Legal Officer from January 2008 until May 2014. From July 2002
until January 2008, he served as Senior Vice President and General Counsel.  In October 2002, he was also appointed Secretary. From July
2002 until May 2004, Mr. Jewell was also the Senior Vice President, General Counsel and Secretary of Landair Corporation. From January
2000 until joining us in July 2002, Mr. Jewell was a partner with the law firm of Austin & Sparks, P.C. Mr. Jewell was an associate at
Dennis, Corry & Porter, L.L.P. from July 1991 to December 1998 and a partner from January 1999 to January 2000.    

Other information required by this item is incorporated herein by reference to our proxy statement for the 2019 Annual Meeting of
Shareholders (the “2019  Proxy  Statement”).  The 2019 Proxy Statement will be filed with the SEC not later than 120 days subsequent to
December 31, 2018.

Item 11.        Executive Compensation

The information required by this item is incorporated herein by reference to the  2019 Proxy Statement.

Item 12.        Security Ownership of Certain Beneficial Owners and Management and Related Shareholder Matters

The information required by this item is incorporated herein by reference to the  2019 Proxy Statement.

Item 13.        Certain Relationships and Related Transactions, and Director Independence

The information required by this item is incorporated herein by reference to the  2019 Proxy Statement.

Item 14.        Principle Accounting Fees and Services

The information required by this item is incorporated herein by reference to the  2019 Proxy Statement.

Item 15.        Exhibits, Financial Statement Schedules

(a)(1) and (2)

List of Financial Statements and Financial Statement
Schedules.

Part IV

The response to this portion of Item 15 is submitted as a separate section of this report.

(a)(3)

List of
Exhibits.

(b)

(c)

The response to this portion of Item 15 is submitted as a separate section of this report.

Exhibits.

The response to this portion of Item 15 is submitted as a separate section of this report.

Financial Statement
Schedules.

The response to this portion of Item 15 is submitted as a separate section of this report.

60

    
        
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SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report

to be signed on its behalf by the undersigned, thereunto duly authorized.

Date:

February 20, 2019

Forward Air Corporation

By: 

  /s/ Michael J. Morris
Michael J. Morris
Chief Financial Officer, Senior Vice President
and Treasurer (Principal Financial Officer)

61

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
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Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on

behalf of the registrant and in the capacities and on the dates indicated.

Signature
/s/ Thomas Schmitt
Thomas Schmitt

/s/ Michael J. Morris
Michael J. Morris

/s/ Bruce A. Campbell
Bruce A. Campbell

/s/ C. Robert Campbell
C. Robert Campbell

/s/ Ronald W. Allen
Ronald W. Allen

/s/ Ana B. Amicarella
Ana B. Amicarella

/s/ Valerie A. Bonebrake
Valerie A. Bonebrake

/s/ R. Craig Carlock
R. Craig Carlock

/s/ C. John Langley, Jr.
C. John Langley, Jr.

/s/ G. Michael Lynch
G. Michael Lynch

/s/ W. Gil West
W. Gil West

President, Chief Executive Officer and Director

Title

Date
February 20, 2019

(Principal Executive Officer)

Chief Financial Officer, Senior Vice President
and Treasurer (Principal Financial Officer)

February 20, 2019

Executive Chairman

February 20, 2019

Lead Director

February 20, 2019

Director

Director

Director

Director

Director

Director

Director

62

February 20, 2019

February 20, 2019

February 20, 2019

February 20, 2019

February 20, 2019

February 20, 2019

February 20, 2019

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

Annual Report on Form 10-K

Item 8, Item 15(a)(1) and (2), (a)(3), (b) and (c)

List of Financial Statements and Financial Statement Schedule

Financial Statements and Supplementary Data

Certain Exhibits

Financial Statement Schedule

Year Ended December 31, 2018

Forward Air Corporation

Greeneville, Tennessee

F-1

Table of Contents

Forward Air Corporation

Form 10-K — Item 8 and Item 15(a)(1) and (2)

Index to Financial Statements and Financial Statement Schedule

The following consolidated financial statements of Forward Air Corporation are included as a separate section of this report:

Report of Ernst & Young LLP, Independent Registered Public Accounting Firm
Consolidated Balance Sheets — December 31, 2018 and 2017
Consolidated Statements of Comprehensive Income — Years Ended December 31, 2018, 2017 and 2016
Consolidated Statements of Shareholders’ Equity — Years Ended December 31, 2018, 2017 and 2016
Consolidated Statements of Cash Flows — Years Ended December 31, 2018, 2017 and 2016
Notes to Consolidated Financial Statements — December 31, 2018

Page No.
F-3
F-4
F-6
F-7
F-8
F-9

The following financial statement schedule of Forward Air Corporation is included as a separate section of this report.

Schedule II - Valuation and Qualifying Accounts

S-1

All other schedules for which provision is made in the applicable accounting regulation of the Securities and Exchange Commission

are not required under the related instructions or are inapplicable and, therefore, have been omitted.

F-2

 
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Report of Independent Registered Public Accounting Firm

To the Shareholders and the Board of Directors of Forward Air Corporation

Opinion on the Financial Statements

We have audited the accompanying consolidated balance sheets of Forward Air Corporation (the Company) as of December 31, 2018 and
2017, the related consolidated statements of comprehensive income, shareholders' equity, and cash flows for each of the three years in the
period  ended  December  31,  2018,  and  the  related  notes  and  financial  statement  schedule  listed  in  the  Index  at  Item  15(a)  (collectively
referred to as the "consolidated financial statements").  In our opinion, the consolidated financial statements present fairly, in all material
respects, the financial position of the Company at December 31, 2018 and 2017, and the results of its operations and its cash flows for each
of the three years in the period ended December 31, 2018, in conformity with U.S. generally accepted accounting principles.

We  also  have  audited,  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board  (United  States)
(PCAOB), Forward Air Corporation’s internal control over financial reporting as of December 31, 2018, based on criteria established in
Internal  Control-Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission  (2013
framework) and our report dated February 20, 2019 expressed an unqualified opinion thereon.

Basis for Opinion

These  financial  statements  are  the  responsibility  of  the  Company's  management.    Our  responsibility  is  to  express  an  opinion  on  the
Company’s financial statements based on our audits. We are a public accounting firm registered with the PCAOB and are required to be
independent with respect to the Company in accordance with the U.S federal securities laws and the applicable rules and regulations of the
Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to
obtain  reasonable  assurance  about  whether  the  financial  statements  are  free  of  material  misstatement,  whether  due  to  fraud  or  error.
Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or
fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the
amounts  and  disclosures  in  the  financial  statements.  Our  audits  also  included  evaluating  the  accounting  principles  used  and  significant
estimates  made  by  management,  as  well  as  evaluating  the  overall  presentation  of  the  financial  statements.  We  believe  that  our  audits
provide a reasonable basis for our opinion.

/s/ Ernst & Young LLP

We have served as the Company‘s auditor since 1991.

Atlanta, Georgia
February 20, 2019

F-3

 
 
 
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Forward Air Corporation
Consolidated Balance Sheets
(Dollars in thousands)

Assets
Current assets:

Cash and cash equivalents
Accounts receivable, less allowance of $2,081 in 2018 and $3,006 in 2017
Inventories
Prepaid expenses and other current assets
Income tax receivable

Total current assets
Property and equipment:

Land
Buildings
Equipment
Leasehold improvements
Construction in progress
Total property and equipment

Less accumulated depreciation and amortization

Net property and equipment
Goodwill and other acquired intangibles:

Goodwill
Other acquired intangibles, net of accumulated amortization of $80,666 in 2018 and $71,527
in 2017

Total net goodwill and other acquired intangibles
Other assets
Total assets

December 31, 
2018

December 31, 
2017
(As Adjusted)

$

25,657   $

156,359  
2,240  
11,763  
5,063  
201,082  

16,928  
65,919  
311,573  
14,165  
5,315  
413,900  
204,005  
209,895  

3,893
147,948
1,425
9,954
4,428
167,648

16,928
65,870
291,181
12,604
12,652
399,235
193,123
206,112

199,092  

191,671

113,661  
312,753  
36,485  
760,215   $

111,247
302,918
15,944
692,622

$

The accompanying notes are an integral part of the consolidated financial statements.

F-4

 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
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Forward Air Corporation
Consolidated Balance Sheets (Continued)
(Dollars in thousands)

Liabilities and Shareholders’ Equity
Current liabilities:

Accounts payable
Accrued payroll and related items
Insurance and claims accruals
Payables to owner-operators
Collections on behalf of customers
Other accrued expenses
Income taxes payable
Current portion of capital lease obligations

Total current liabilities
Capital lease obligations, less current portion
Long-term debt, less current portion
Other long-term liabilities
Deferred income taxes
Commitments and contingencies (Note 7)
Shareholders’ equity:

Preferred stock, $0.01 par value: Authorized shares - 5,000,000; no shares issued
Common stock, $0.01 par value: Authorized shares - 50,000,000; issued and outstanding
shares - 28,534,935 in 2018 and 29,454,062 in 2017
Additional paid-in capital
Retained earnings

Total shareholders’ equity

Total liabilities and shareholders’ equity

December 31, 
2018

December 31, 
2017
(As Adjusted)

$

$

34,630   $
16,959  
12,648  
7,424  
261  
2,492  
—  
309  
74,723  
54  
47,281  
47,739  
37,174  

30,723
13,230
11,999
6,322
329
2,869
320
359
66,151
365
40,223
24,104
29,080

—  

—

285  
210,296  
342,663  
553,244  
760,215   $

295
195,346
337,058
532,699
692,622

The accompanying notes are an integral part of the consolidated financial statements.

F-5

 
 
 
 
 
 
   
 
   
 
 
 
 
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Forward Air Corporation
Consolidated Statements of Comprehensive Income
(In thousands, except per share data)

December 31, 
2018

Year ended
December 31, 
2017
(As Adjusted)

Operating revenue

$

1,320,886   $

1,169,346   $

December 31, 
2016
(As Adjusted)
1,030,210

Operating expenses:
Purchased transportation
Salaries, wages and employee benefits
Operating leases
Depreciation and amortization
Insurance and claims
Fuel expense
Other operating expenses
Impairment of goodwill and other intangible assets
Total operating expenses
Income from operations

Other expense:

Interest expense
Other, net

Total other expense
Income before income taxes
Income taxes
Net income and comprehensive income

Net income per share:
Basic
Diluted

Dividends per share:

613,636  
300,230  
75,677  
42,183  
35,180  
23,121  
108,828  
—  
1,198,855  
122,031  

545,091  
265,842  
63,799  
41,055  
29,578  
16,542  
98,682  
—  
1,060,589  
108,757  

(1,783)  
(2)  
(1,785)  
120,246  
28,195  
92,051   $

(1,209)  
(11)  
(1,220)  
107,537  
20,282  
87,255   $

3.14
3.12

$
$

2.90
2.89

$
$

0.63   $

0.60   $

$

$
$

$

460,796
242,270
60,492
38,210
25,392
13,233
87,672
42,442
970,507
59,703

(1,597)
4
(1,593)
58,110
30,605
27,505

0.90
0.90

0.51

The accompanying notes are an integral part of the consolidated financial statements.

F-6

 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
   
   
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Forward Air Corporation
Consolidated Statements of Shareholders' Equity
(In thousands, except share data)
Common Stock

  Additional 

Balance at December 31, 2015 (As Reported)
Cumulative effect of new accounting standard
Balance at December 31, 2015
Net income and comprehensive income for 2016 (As
Adjusted)
Exercise of stock options
Common stock issued under employee stock purchase
plan
Share-based compensation
Dividends ($0.51 per share)
Cash settlement of share-based awards for minimum
tax withholdings
Share repurchases
Vesting of previously non-vested shares
Income tax benefit from stock options exercised
Balance at December 31, 2016
Net income and comprehensive income for 2017 (As
Adjusted)
Exercise of stock options
Conversion of deferred stock
Common stock issued under employee stock purchase
plan

Share-based compensation
Dividends ($0.60 per share)
Cash settlement of share-based awards for minimum
tax withholdings
Share repurchases
Vesting of previously non-vested shares
Balance at December 31, 2017
Net income and comprehensive income for 2018 (As
Adjusted)
Exercise of stock options
Other
Common stock issued under employee stock purchase
plan
Share-based compensation
Dividends ($0.63 per share)
Cash settlement of share-based awards for minimum
tax withholdings
Share repurchases
Vesting of previously non-vested shares
Income tax benefit from stock options exercised

Balance at December 31, 2018

Shares

  Amount

Paid-in
Capital

Retained
Earnings
(As Adjusted)

30,544   $

—  
30,544  

305   $
—  
305  

160,855   $

—  
160,855  

348,895   $
(558)  
348,337  

—  
346  

11  
—  
—  

(42)  
(910)  
141  
—  
30,090  

—  
206  
10  

10  
—  
—  

(35)  
(948)  
121  
29,454  

—  
95  
—  

9  
—  
—  

—  
3  

—  
—  
—  

—  
(9)  
2  
—  
301  

—  
2  
—  

—  
—  
—  

—  
(9)  
1  
295  

—  
1  
—  

—  
—  
—  

(33)  
(1,109)  
119  
—  
28,535   $

(1)  
(11)  
1  
—  
285   $

—  
8,145  

442  
8,334  
6  

—  
—  
(2)  
1,732  
179,512  

—  
7,270  
—  

458  
8,103  
4  

—  
—  
(1)  
195,346  

—  
3,920  
—  

479  
10,549  
3  

—  
—  
(1)  
—  

27,505  
—  

—  
—  
(15,535)  

(1,800)  
(39,974)  
—  
—  
318,533  

87,255  
—  
—  

—  
—  
(18,056)  

(1,700)  
(48,974)  
—  
337,058  

92,051  
—  
(30)  

—  
—  
(18,430)  

(1,871)  
(66,115)  
—  
—  

210,296   $

342,663   $

Total
Shareholders' 
Equity
(As Adjusted)
510,055
(558)
509,497

27,505
8,148

442
8,334
(15,529)

(1,800)
(39,983)
—
1,732
498,346

87,255
7,272
—

458
8,103
(18,052)

(1,700)
(48,983)
—
532,699

92,051
3,921
(30)

479
10,549
(18,427)

(1,872)
(66,126)
—
—
553,244

The accompanying notes are an integral part of the consolidated financial statements.

F-7

 
 
 
 
 
 
 
 
 
   
   
 
 
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Forward Air Corporation
Consolidated Statements of Cash Flows
(In thousands)

Operating activities:
Net income
Adjustments to reconcile net income to net cash provided by operating
activities

Depreciation and amortization
Impairment of goodwill, intangible and other assets
Change in fair value of earn-out liability
Share-based compensation
(Gain) loss on disposal of property and equipment
Provision for loss on receivables
Provision for revenue adjustments
Deferred income taxes
Tax benefit for stock options exercised
Changes in operating assets and liabilities

Accounts receivable
Prepaid expenses and other assets
Income taxes
Accounts payable and accrued expenses

Net cash provided by operating activities

Investing activities:
Proceeds from disposal of property and equipment
Purchases of property and equipment
Acquisition of business, net of cash acquired
Other
Net cash used in investing activities

Financing activities:
Payments of debt and capital lease obligations
Proceeds from senior credit facility
Proceeds from exercise of stock options
Payments of cash dividends
Repurchase of common stock (repurchase program)
Common stock issued under employee stock purchase plan
Cash settlement of share-based awards for tax withholdings
Tax benefit for stock options exercised
Net cash used in financing activities
Net increase (decrease) in cash
Cash at beginning of year

December 31, 
2018

Year ended
December 31, 
2017
(As Adjusted)

December 31, 
2016
(As Adjusted)

$

92,051   $

87,255   $

27,505

42,183  
—  
(455)  
10,549  
(171)  
139  
3,628  
8,094  
—  

(12,178)  
(2,565)  
(1,256)  
12,535  
152,554  

7,059  
(42,293)  
(19,987)

(242)  
(55,463)  

(302)  
7,000  
3,921  
(18,427)  
(66,126)  
479  
(1,872)  
—  
(75,327)  
21,764  
3,893  
25,657   $

41,055  
—  
—  
8,103  
1,281  
1,814  
3,055  
(12,068)  
—  

(33,457)  
(1,204)  
(3,480)  
11,010  
103,364  

2,440  
(38,265)  
(23,140)

(222)  
(59,187)  

(42,790)  
55,000  
7,272  
(18,052)  
(48,983)  
458  
(1,700)  
—  
(48,795)  
(4,618)  
8,511  
3,893   $

38,210
42,442
—
8,334
291
258
2,020
3,412
(1,732)

(10,077)
283
20,177
(772)
130,351

1,929
(42,186)
(11,800)
(337)
(52,394)

(55,768)
—
8,148
(15,529)
(39,983)
442
(1,800)
1,732
(102,758)
(24,801)
33,312
8,511

Cash at end of year

$

The accompanying notes are an integral part of the consolidated financial statements

F-8

 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
   
   
 
 
 
 
 
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FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
DECEMBER 31, 2018
(In thousands, except share and per share data)

1.        Accounting Policies

Basis of Presentation and Principles of Consolidation

Forward  Air  Corporation's  (“the  Company”,  “We”,  “Our”)  services  are  classified  into  four  principal  reportable  segments:

Expedited LTL, Truckload Premium Services (“TLS”), Intermodal and Pool Distribution ("Pool") (See note 10).

Through the Expedited LTL segment, we operate a comprehensive national network to provide expedited regional, inter-regional
and national less-than-truckload ("LTL") services. Expedited LTL offers customers local pick-up and delivery and other services including
shipment consolidation and deconsolidation, warehousing, final mile solutions, customs brokerage and other handling. Because of our roots
in serving the deferred air freight market, our terminal network is located at or near airports in the United States and Canada.

Through  our  TLS  segment,  we  provide  expedited  truckload  brokerage,  dedicated  fleet  services,  as  well  as  high  security  and

temperature-controlled logistics services in the United States and Canada.

Our Intermodal segment provides first- and last-mile high value intermodal container drayage services both to and from seaports
and railheads. Intermodal also offers dedicated contract and CFS warehouse and handling services. Today, Intermodal operates primarily in
the Midwest and Southeast, with a smaller operational presence in the Southwest.

In  our  Pool  Distribution  segment,  we  provide  high-frequency  handling  and  distribution  of  time  sensitive  product  to  numerous
destinations  within  a  specific  geographic  region.  We  offer  this  service  throughout  the  Mid-Atlantic,  Southeast,  Midwest  and  Southwest
United States.

The  accompanying  consolidated  financial  statements  of  the  Company  include  Forward  Air  Corporation  and  its  subsidiaries.

Intercompany accounts and transactions have been eliminated in consolidation.

Use of Estimates

The preparation of the consolidated financial statements in conformity with accounting principles generally accepted in the United
States requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements
and  accompanying  notes. Actual  results  could  differ  from  those  estimates.  Significant  areas  requiring  management  estimates  include  the
following key financial areas:

Allowance for Doubtful Accounts

The Company evaluates the collectability of its accounts receivable based on a combination of factors. In circumstances in which
the Company is aware of a specific customer’s inability to meet its financial obligations to the Company (for example, bankruptcy filings,
accounts turned over for collection, or litigation), the Company records a specific reserve for these bad debts against amounts due to reduce
the  net  recognized  receivable  to  the  amount  the  Company  reasonably  believes  will  be  collected.  For  all  other  customers,  the  Company
recognizes reserves for these bad debts based on the length of time the receivables are past due. Specifically, amounts that are 90 days or
more past due are reserved at 50.0% for Expedited LTL,  10.0% for Intermodal, 25.0% for Pool and up to 50.0% for TLS. If circumstances
change (i.e., the Company experiences higher than expected defaults or an unexpected material adverse change in a customer’s ability to
meet its financial obligations to the Company), the estimates of the recoverability of amounts due to the Company could be changed by a
material amount. Accounts are written off after all means of collection, including legal action, have been exhausted.

Allowance for Revenue Adjustments

The  Company’s  allowance  for  revenue  adjustments  consists  of  amounts  reserved  for  billing  rate  changes  that  are  not  captured
upon  load  initiation.  These  adjustments  are  recorded  in  revenue  from  operations  and  generally  arise:  (1)  when  the  sales  department
contemporaneously  grants  small  rate  changes  (“spot  quotes”)  to  customers  that  differ  from  the  standard  rates  in  the  system;  (2)  when
freight requires dimensionalization or is reweighed resulting in a different required rate; (3) when billing errors occur; and (4) when data
entry errors occur. When appropriate, permanent rate changes are initiated and reflected in the system.

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FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

The Company monitors the manual revenue adjustments closely through the employment of various controls that are in place to ensure that
revenue  recognition  is  not  compromised.  During  2018,  average  revenue  adjustments  per  month  were  approximately $302  on  average
revenue  per  month  of  approximately $110,074 (0.3%  of  monthly  revenue).  In  order  to  estimate  the  allowance  for  revenue  adjustments
related  to  ending  accounts  receivable,  the  Company  prepares  an  analysis  that  considers  average  monthly  revenue  adjustments  and  the
average  lag  for  identifying  and  quantifying  these  revenue  adjustments.  Based  on  this  analysis,  the  Company  establishes  an  allowance
covering  approximately 35-85  days  (dependent  upon  experience  in  the  last  twelve  months)  of  average  revenue  adjustments,  adjusted  for
rebates  and  billing  errors.  The  lag  is  periodically  adjusted  based  on  actual  historical  experience. Additionally,  the  average  amount  of
revenue adjustments per month can vary in relation to the level of sales or based on other factors (such as personnel issues that could result
in excessive manual errors or in excessive spot quotes being granted). Both of these significant assumptions are continually evaluated for
appropriateness.

Self-Insurance Loss Reserves

Under U.S. Department of Transportation (“DOT”) regulations, the Company is liable for property damage and personal injuries
caused  by  owner-operators  and  Company-employed  drivers  while  they  are  operating  on  our  behalf. Additionally,  from  time  to  time,  the
drivers  employed  and  engaged  by  the  third-party  transportation  carriers  we  contract  with  are  involved  in  accidents,  which  may  result  in
serious personal injuries. The resulting types and/or amounts of damages may be excluded by or exceed the amount of insurance coverage
maintained by the contracted carrier. Although these drivers are not our employees, all of these drivers are employees, owner-operators, or
independent contractors working for carriers and, from time to time, claims may be asserted against us for their actions, or for our actions in
retaining them.

The  Company  currently  maintains  liability  insurance  coverage  that  it  believes  is  adequate  to  cover  third-party  claims.  The
Company has a self-insured retention ("SIR") of $3,000 per occurrence for vehicle and general liability claims and will be responsible for
any  damages  and  personal  injuries  below  that  self-insured  amount.  The  Company  is  also  responsible  for  varying  annual  aggregate
deductible amounts of liability for claims in excess of the SIR/deductible. For the policy year that began April 1, 2018, the Company had
an  annual $6,000  aggregate  deductible  for  claims  between $3,000  and $5,000.  The  Company  also  had  a $2,500  aggregate  deductible  for
claims  between $5,000  and $10,000. As  a  result,  the  Company  is  responsible  for  the  first  $7,500  per  claim,  until  it  meets  the  $6,000
aggregate deductible for claims between $3,000 and $5,000 and the $2,500 aggregate deductible for claims between $5,000 and $10,000.
This insurance covers claims for the LTL Expedited and Pool Distribution segments. TLS maintains separate liability insurance coverage
for claims between $0 and $5,000, and for the policy year that began April 1, 2018, TLS had no SIR for claims in this layer. Intermodal
maintains separate liability insurance coverage for all liability claims. For the policy year that began April 1, 2018, Intermodal had an SIR
of $50 for each claim.

The  Company  may  also  be  subject  to  claims  for  workers’  compensation. The  Company  maintains  workers’  compensation
insurance coverage that it believes is adequate to cover such claims. The Company has a SIR of approximately $350 for each such claim,
except in Ohio, where it is a qualified self-insured entity with an approximately $500 SIR.

The amount of self-insurance loss reserves and loss adjustment expenses is determined based on an estimation process that uses
information obtained from both company-specific and industry data, as well as general economic information. The estimation process for
self-insurance loss exposure requires management to continuously monitor and evaluate the life cycle of claims. Using data obtained from
this monitoring and the Company’s assumptions about the emerging trends, management develops information about the size of ultimate
claims based on its historical experience and other available market information. The most significant assumptions used in the estimation
process include determining the trend in loss costs, the expected consistency in the frequency and severity of claims incurred but not yet
reported,  changes  in  the  timing  of  the  reporting  of  losses  from  the  loss  date  to  the  notification  date,  and  expected  costs  to  settle  unpaid
claims. The Company utilizes a quarterly actuarial analyses to evaluate open claims and estimate the ongoing development exposure.

As of December 31, 2018, we have recognized an insurance proceeds receivable and claims payable of $28,520 for open vehicle
and  workers’  compensation  claims  in  excess  of  our  stop-loss  limits. As  of  December  31,  2017,  we  recognized  an  insurance  proceeds
receivable  and  claims  payable  of $8,133  for  open  vehicle  and  workers’  compensation  claims  in  excess  of  our  stop-loss  limits.  These
balances are recorded in other assets and other long-term liabilities, respectively, in the Company's consolidated balance sheets.

F-10

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FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

Revenue and Expense Recognition

The  Company's  revenue  is  generated  from  providing  transportation  and  related  services  to  customers  in  accordance  with
contractual agreements, bill of lading ("BOL") contracts and general tariff provisions. Related services include accessorial charges such as
terminal  handling,  storage,  equipment  rentals  and  customs  brokerage. These  services  are  distinct  and  are  accounted  for  as  separate
performance  obligations. Generally,  the  Company's  performance  obligations  begin  when  a  customer's  BOL  is  received  and  are  satisfied
when the delivery of a shipment and related services is completed. The Company recognizes revenue for its services over time to coincide
with when its customers simultaneously receive and consume the benefits of these services. Performance obligations are short-term with
transit days less than a week. Upon delivery of a shipment or related service, customers are billed and remit payment according to payment
terms.

Revenue is categorized by line of business as the Company believes this best depicts the nature, timing and amount of revenue and
cash flows. For all lines of business, the Company reports revenue on a gross basis as it is the principal in the transaction. In addition, the
Company has discretion in setting its service pricing and as a result, the amount earned for these services varies. The Company also has the
discretion to select its drivers and other vendors for the services provided to its customers. These factors, discretion in setting prices and
discretion in selecting drivers and other vendors, further support reporting revenue on a gross basis. See additional discussion in the Recent
Accounting Pronouncements section of this Note and in Note 10, Segment Reporting.

All expenses are recognized when incurred. Purchased transportations expenses are typically due to the owner-operator or third-
party  transportation  provider  once  the  delivery  of  a  shipment  and  related  services  is  completed. To  ensure  these  expenses  are  properly
recognized when incurred, these costs are recognized over time to coincide with the service performance.

Cash and Cash Equivalents

The Company considers all highly liquid investments with a maturity of three months or less when purchased to be cash and cash

equivalents.

Inventories

Inventories of tires, replacement parts, supplies, and fuel for equipment are stated at the lower of cost or market utilizing the FIFO
(first-in, first-out) method of determining cost. Inventories of tires and replacement parts are not material in the aggregate. Replacement
parts are expensed when placed in service, while tires are capitalized and amortized over their expected life. Replacement parts and tires
are included as a component of other operating expenses in the consolidated statements of comprehensive income.

Property and Equipment

Property and equipment are stated at cost. Expenditures for normal repair and maintenance are expensed as incurred. Depreciation
of  property  and  equipment  is  calculated  based  upon  the  cost  of  the  asset,  reduced  by  its  estimated  salvage  value,  using  the  straight-line
method over the estimated useful lives as follows:

Buildings
Equipment
Leasehold improvements

  30-40 years
  3-10 years
  Lesser of Useful Life or Initial Lease Term

Depreciation expense for each of the three years ended December 31, 2018, 2017  and 2016  was $33,044, $30,862  and $28,088

respectively.

The Company reviews its long-lived assets for impairment whenever events or changes in circumstances indicate that the carrying
amount may not be recoverable. Impairment is recognized on assets classified as held and used when the sum of undiscounted estimated
cash flows expected to result from the use of the asset is less than the carrying value. If such measurement indicates a possible impairment,
the estimated fair value of the asset is compared to its net book value to measure the impairment charge, if any. When the criteria have been
met for long-lived assets to be classified as held for sale, the assets are recorded at the

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FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

lower of carrying value or fair market value (less selling costs). See additional discussion in Note 2, Acquisition, Goodwill and Other Long-
Lived Assets.

Operating Leases

Certain operating leases include rent increases during the initial lease term. For these leases, the Company recognizes the related
rental  expenses  on  a  straight-line  basis  over  the  term  of  the  lease,  which  includes  any  rent  holiday  period,  and  records  the  difference
between  the  amounts  charged  to  operations  and  amount  paid  as  rent  as  a  rent  liability. Leasehold  improvements  are  amortized  over  the
shorter of the estimated useful life or the initial term of the lease. Reserves for idle facilities are initially measured at the fair value of the
portion  of  the  lease  payments  associated  with  the  vacated  facilities,  reduced  by  estimated  sublease  rentals.  See  Recent  Accounting
Pronouncements for expected changes to lease accounting. In addition, see further discussion in Note 6, Operating Leases.

Business Combinations

Upon  the  acquisition  of  a  business,  the  fair  value  of  the  assets  acquired  and  liabilities  assumed  must  be  estimated.  This  requires
judgments regarding the identification of acquired assets and liabilities assumed, some of which may not have been previously recorded by
the  acquired  business,  as  well  as  judgments  regarding  the  valuation  of  all  identified  acquired  assets  and  assumed  liabilities.  The  assets
acquired  and  liabilities  assumed  are  determined  by  reviewing  the  operations,  interviewing  management  and  reviewing  the  financial  and
contractual  information  of  the  acquired  business.  Consideration  is  typically  paid  in  the  form  of  cash  paid  upon  closing  or  contingent
consideration  paid  upon  satisfaction  of  a  future  obligation.  If  contingent  consideration  is  included  in  the  purchase  price,  the  Company
values that consideration as of the acquisition date and it is recorded to goodwill.

Once the acquired assets and assumed liabilities are identified, the fair values of the assets and liabilities are estimated using a variety
of approaches that require significant judgments. For example, intangible assets are typically valued using a discounted cash flow (“DCF”)
analysis,  which  requires  estimates  of  the  future  cash  flows  that  are  attributable  to  the  intangible  asset. A  DCF  analysis  also  requires
significant judgments regarding the selection of discount rates that are intended to reflect the risks that are inherent in the projected cash
flows, the determination of terminal growth rates, and judgments about the useful life and pattern of use of the underlying intangible asset.
The valuation of acquired property, plant and equipment requires judgments about current market values, replacement costs, the physical
and functional obsolescence of the assets and their remaining useful lives. A failure to appropriately assign fair values to acquired assets
and  assumed  liabilities  could  significantly  impact  the  amount  and  timing  of  future  depreciation  and  amortization  expense,  as  well  as
significantly overstate or understate assets or liabilities.

Goodwill and Other Intangible Assets

Goodwill  is  recorded  at  cost  based  on  the  excess  of  purchase  price  over  the  fair  value  of  net  assets  acquired.  Goodwill  and
intangible assets with indefinite lives are not amortized but the Company conducts an annual (or more frequently if circumstances indicate
possible  impairment)  impairment  test  of  goodwill  for  each  reporting  unit  at  June  30  of  each  year.    Examples  of  such  events  or
circumstances  could  include  a  significant  change  in  business  climate  or  a  loss  of  significant  customers. Other  intangible  assets  are
amortized  over  their  useful  lives.  Results  of  impairment  testing  are  described  in  Note  2, Acquisition,  Goodwill  and  Other  Long-Lived
Assets.

Acquisitions  are  accounted  for  using  the  purchase  method.    The  definite-lived  intangible  assets  of  the  Company  resulting  from

acquisition activity and the related amortization are described in Note 2, Acquisition, Goodwill and Other Long-Lived Assets.

Software Development

Costs  related  to  software  developed  or  acquired  for  internal  use  are  expensed  or  capitalized  based  on  the  applicable  stage  of
software  development  and  any  capitalized  costs  are  amortized  over  their  estimated  useful  life.    The  Company  typically  uses  a five-year
straight line amortization for the capitalized amounts of software development costs.  At December 31, 2018 and 2017 the Company had
$21,492  and $19,567,  respectively,  of  capitalized  software  development  costs  included  in  property  and  equipment.    Accumulated
amortization on these assets was $15,611 and $13,706 at December 31, 2018 and 2017, respectively.  Included in depreciation expense is
amortization of capitalized software development costs.  Amortization of

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FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

capitalized software development for the years ended December 31, 2018, 2017 and 2016 was $1,905, $1,816 and $1,658 respectively.  

As of December 31, 2018 the estimated amortization expense for the next five years of capitalized software development costs is

as follows:

2019
2020
2021
2022
2023
Total

$

$

1,605
1,263
932
653
382
4,835

Income Taxes

The  Company  accounts  for  income  taxes  using  the  liability  method,  whereby  deferred  tax  assets  and  liabilities  are  determined
based  on  differences  between  financial  reporting  and  tax  basis  of  assets  and  liabilities  and  are  measured  using  the  enacted  tax  rates  and
laws that will be in effect when the differences are expected to be recovered or settled.  We report a liability for unrecognized tax benefits
resulting from uncertain tax positions taken or expected to be taken in a tax return.  We recognize interest and penalties, if any, related to
unrecognized tax benefits in interest expense and operating expenses, respectively. See additional discussion in the Note 5, Income Taxes.

Net Income Per Share

The  Company  calculates  net  income  per  share  in  accordance  with  the  Financial  Accounting  Standards  Board  ("FASB")
Accounting  Standards  Codification  and  the  Hierarchy  of  Generally  Accepted  Accounting  Principles,  Earnings  per  Share  (“ASC
260”).  Under ASC 260, basic net income per share is computed by dividing net income available to common shareholders by the weighted-
average number of common shares outstanding for the period. The Company's non-vested shares contain non-forfeitable rights to dividends
and are therefore considered participating securities for purposes of computing net income per share pursuant to the two-class method. Net
income allocated to participating securities was $881 in 2018, $700 in 2017 and $210 in 2016. Net losses are not allocated to participating
securities in periods in which the Company incurs a net loss. Diluted net income per share is computed by dividing net income available to
common shareholders by the weighted-average number of common shares outstanding after considering the additional dilution from any
dilutive non-participating securities. The Company's non-participating securities include options and performance shares.

Share-Based Payments

The  Company’s  general  practice  has  been  to  make  a  single  annual  grant  of  share-based  compensation  to  key  employees  and  to
make  other  grants  only  in  connection  with  new  employment  or  promotions.    In  addition,  the  Company  makes  annual  grants  to  non-
employee directors in conjunction with their annual election to our Board of Directors or at the time of their appointment to the Board of
Directors.    For  employees,  the  Company  has  granted  stock  options,  non-vested  shares  and  performance  shares.    For  non-employee
directors, the Company has generally issued non-vested shares.

     Stock options typically expire seven years from the grant date and vest ratably over a three-year period. The share-based compensation
for stock options is recognized ratably over the requisite service period, or vesting period. The Company uses the Black-Scholes option-
pricing model to estimate the grant-date fair value of options granted.  

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FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

The  following  table  contains  the  weighted-average  assumptions  used  to  estimate  the  fair  value  of  options  granted.    These

assumptions are subjective and changes in these assumptions can materially affect the fair value estimate.

December 31, 
2018

December 31, 
2017

December 31, 
2016

Expected dividend yield
Expected stock price volatility
Weighted average risk-free interest
rate
Expected life of options (years)

1.1%
24.4%

2.7%
6.1

1.3%
28.5%

2.0%
5.9

1.0%
28.9%

1.3%
5.8

The fair value of non-vested shares issued were estimated using the closing market prices for the business day of the grant. The

share-based compensation for the non-vested shares is recognized ratably over the requisite service period or vesting period.

The  fair  value  of  the  performance  shares  was  estimated  using  a  Monte  Carlo  simulation.  The  share-based  compensation  for
performance shares are recognized ratably over the requisite service period, or vesting period. The following table contains the weighted-
average assumptions used to estimate the fair value of performance shares granted.  These assumptions are subjective and changes in these
assumptions can materially affect the fair value estimate.

Expected stock price volatility
Weighted average risk-free interest
rate

December 31, 
2018

24.3%  

2.2%  

Year ended
December 31, 
2017

24.7%

1.4%

December 31, 
2016

22.3%

0.8%

Under  the  2005  Employee  Stock  Purchase  Plan  (the  “ESPP”),  the  Company  is  authorized  to  issue  shares  of  Common  Stock  to
eligible employees. These shares may be issued at a price equal to 90% of the lesser of the market value on the first day or the last day of
each six-month purchase period. Common Stock purchases are paid for through periodic payroll deductions and/or up to  two large lump
sum  contributions.    The  Company  recognizes  share-based  compensation  on  the  date  of  purchase  based  on  the  difference  between  the
purchase  date  fair  market  value  and  the  employee  purchase  price. See  Note  4, Shareholders'  Equity,  Stock  Options  and  Net  Income  per
Share for additional discussion.

Recent Accounting Pronouncements

In January 2017, the FASB issued ASU No. 2017-04, Intangibles - Goodwill and Other (Topic 350): "Simplifying the Accounting
for Goodwill Impairment." Under the new standard, a goodwill impairment loss will be measured at the amount by which a reporting unit's
carrying amount exceeds its fair value, not to exceed the carrying amount of goodwill, thus no longer requiring the two-step method. The
guidance requires prospective adoption and will be effective for annual or interim goodwill impairment tests in fiscal years beginning after
December 15, 2019. Early adoption of this guidance is permitted for interim or annual goodwill impairment tests performed on testing dates
after  January  1,  2017.  We  adopted  this  guidance  as  of  January  1,  2018  and  do  not  expect  any  impact  to  the  consolidated  financial
statements.

In  February  2016,  the  FASB  issued ASU  2016-02,  Leases,  which  will  require  lessees  to  recognize  a  right-of-use  asset  with  a
corresponding lease liability on their balance sheet for most leases classified as operating leases under previous guidance. Lessors will be
required to recognize a net lease investment for most leases. Additional qualitative and quantitative disclosures will also be required. We
adopted  this  standard  as  of  January  1,  2019  and  therefore,  the  full  impact  of  this  new  guidance  will  be  reflected  in  the  Company’s  first
quarter 2019 financial statements and disclosures. As a result, changes to processes and internal controls to meet the standard’s reporting
and disclosure requirements have been implemented.

We  elected  several  of  the  practical  expedients  permitted  under  the  transition  guidance  within  the  new  standard.  The  practical
expedients  we  elected  will  allow  us  to  carryforward  our  conclusions  over  whether  any  expired  or  existing  contracts  contain  a  lease,  to
carryforward historical lease classification, and to carryforward our evaluation of initial direct costs for any existing leases. In addition, we
elected the practical expedients to combine lease and non-lease components and to keep leases

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FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

with an initial term of 12 months or less off the balance sheet. For leases with an initial term of 12 months or less, we will recognize the
corresponding lease expense on a straight-line basis over the lease term.

We applied the transition requirements as of January 1, 2019 and will not present comparative financial statements as allowed per
the guidance. In addition, we will recognize a cumulative-effect adjustment to the opening balance of retained earnings in the first quarter
2019 financial statements as allowed per the guidance. We estimate our adoption of the standard will result in the recognition of right-of-
use  assets  and  corresponding  lease  liabilities  of  approximately $130,000  to $150,000  in  the  first  quarter  2019  financial  statements. This
asset  and  corresponding  liability  could  vary  to  the  extent  the  Company  enters  into  new  leases  during  the  quarter.  This  standard  is  not
expected to materially affect our operating results or liquidity.

In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers, which provided guidance on revenue from
contracts with customers that superseded most current revenue recognition guidance, including industry-specific guidance. The underlying
principle is that an entity will recognize revenue to depict the transfer of goods or services to customers at an amount that the entity expects
to be entitled to in exchange for those goods or services. The guidance provides a five-step analysis of transactions to determine when and
how revenue is recognized. Other major provisions include capitalization of certain contract costs, consideration of time value of money in
the  transaction  price,  and  allowing  estimates  of  variable  consideration  to  be  recognized  before  contingencies  are  resolved  in  certain
circumstances. The guidance also requires enhanced disclosures regarding the nature, amount, timing and uncertainty of revenue and cash
flows arising from an entity’s contracts with customers. The guidance is effective for the interim and annual periods beginning on or after
December  15,  2017  and  we  adopted  this  guidance  as  of  January  1,  2018.  The  guidance  permits  the  use  of  either  a  full  retrospective  or
modified retrospective adoption approach with a cumulative effect adjustment recorded in either scenario as necessary upon transition.

As permitted by the guidance, we implemented the use of full retrospective presentation, which required the Company to adjust
each  prior  reporting  period  presented  to  conform  to  the  current  year  presentation.  While  evaluating  principal  versus  agent  relationships
under the new standard, we determined that we will transition the fuel surcharge revenue stream from an agent to principal relationship.
This caused this revenue stream and associated costs to be recognized on a gross basis that have historically been recognized on a net basis.

In  addition,  based  on  a  review  of  our  customer  shipping  arrangements,  we  have  concluded  that  revenue  recognition  for  our
performance obligations should be over time. This is because the customer will simultaneously receive and consume the benefits of our
services as we perform them over the related service period. A performance obligation is performed over time if an entity determines that
another  entity  would  not  need  to  substantially  reperform  the  work  completed  to  date  if  another  entity  were  to  fulfill  the  remaining
performance obligation to the applicable customer. Applying this guidance to our shipping performance obligations, if we were to move a
customer’s freight partially to its destination but were unable to complete the remaining obligation, a replacement vendor would only have
to  complete  the  transit  as  opposed  to  initiating  at  shipment  origin. Therefore,  we  believe  our  customers  simultaneously  receive  and
consume  the  benefits  we  provide  and  as  a  result  we  will  recognize  the  revenue  for  each  shipment  over  the  course  of  time  based  on
percentage of days in transit. All performance obligations related to the Company's services are completed within twelve months or less.
Therefore, the Company has elected the practical expedient permitted under this guidance to not disclose the portion of revenue related to
the performance obligations that are unsatisfied, or partially unsatisfied, as of the end of the reporting period.

Our revenue from contracts with customers is disclosed within our four reportable segments: Expedited LTL, TLS, Intermodal and
Pool.  This  is  consistent  with  our  disclosures  in  earnings  releases  and  annual  reports  and  with  the  information  regularly  reviewed  by  the
chief operating decision maker for evaluating financial performance.

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FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

The impact of implementing this guidance using the full retrospective approach on the prior period balance sheet and statements

of comprehensive income are shown in the "As Adjusted" columns of the following tables:

Balance Sheet:
Accounts receivable, net
Accounts payable
Deferred income taxes
Retained earnings

  As Previously Reported  

As of December 31, 2017
(In thousands)
Adjustments

As Adjusted

  $

143,041   $
24,704  
29,403  
337,848  

  $

4,907
6,019
(323 )  
(790 )  

147,948
30,723
29,080
337,058

  As Previously Reported  

Year ended December 31, 2017
(In thousands, except per share data)
Adjustments

As Adjusted

Statement of Comprehensive Income:
Operating revenue
Expedited LTL
Truckload Premium Services
Intermodal
Pool Distribution
Eliminations and other operations
Consolidated operating revenue

Operating expenses
Income from operations
Income taxes
Net income
Diluted earnings per share

  $

  $

36,059   $
22,432  
5,777  
4,262  
—  
68,530  

68,445  
85  
151  
(66 )  
—   $

655,838
201,752
154,684
168,483
(11,411 )

1,169,346

1,060,589
108,757
20,282
87,255
2.89

619,779   $
179,320  
148,907  
164,221  
(11,411 )  
1,100,816  

992,144  
108,672  
20,131  
87,321  

2.89   $

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FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

  As Previously Reported  

Year ended December 31, 2016
(In thousands, except per share data)
Adjustments

As Adjusted

Statement of Comprehensive Income:
Operating revenue
Expedited LTL
Truckload Premium Services
Intermodal
Pool Distribution
Eliminations and other operations
Consolidated operating revenue

Operating expenses
Income from operations
Income taxes
Net income
Diluted earnings per share

  $

  $

570,778   $
164,272  
103,671  
148,661  
(4,852 )  
982,530  

922,551  
59,979  
30,716  
27,670  

0.90   $

25,761   $
16,735  
1,993  
3,191  
—  
47,680  

47,956  
(276 )  
(111 )  
(165 )  

—   $

596,539
181,007
105,664
151,852

(4,852 )

1,030,210

970,507
59,703
30,605
27,505
0.90

2.        Acquisitions, Goodwill and Other Long-Lived Assets

Intermodal Acquisitions

As part of the Company's strategy to expand its Intermodal operations, in January 2016, the Company acquired certain assets of
Ace  Cargo,  LLC  ("Ace")  for $1,700, and in August 2016, the Company acquired certain assets of Triumph Transport, Inc. and Triumph
Repair Service, Inc. (together referred to as “Triumph”) for $10,100 and an earnout of $1,250 paid in September 2017. These acquisitions
provided an opportunity for our Intermodal operations to expand into additional Midwest markets.

In  May  2017,  the  Company  acquired  certain  assets  of  Atlantic  Trucking  Company,  Inc.,  Heavy  Duty  Equipment  Leasing,
LLC, Atlantic Logistics, LLC and Transportation Holdings, Inc. (together referred to as “Atlantic” in this note) for $22,500 and an earnout
of $135 paid in the fourth quarter of 2018. The acquisition was funded by a combination of cash on hand and funds from our revolving
credit  facility. Atlantic  was  a  privately  held  provider  of  intermodal,  drayage  and  related  services  headquartered  in  Charleston,  South
Carolina. It also has terminal operations in Atlanta, Charlotte, Houston, Jacksonville, Memphis, Nashville, Norfolk and Savannah. These
locations allow Intermodal to significantly expand its footprint in the southeastern region. In October 2017, the Company acquired certain
assets of Kansas City Logistics, LLC ("KCL") for $640 and an earnout of $100 paid in the second quarter of 2018. KCL provides CST with
an expanded footprint in the Kansas and Missouri markets.

In July 2018, the Company acquired certain assets of Multi-Modal Transport Inc. ("MMT") for $3,737 and in October 2018, the
Company  acquired  certain  assets  of  Southwest  Freight  Distributors  (“Southwest”)  for $16,250.  Southwest  is  a  Dallas,  Texas  based
premium drayage provider. The MMT acquisition provides Intermodal with an expanded footprint in the Minnesota, North Dakota, South
Dakota, Iowa and Wisconsin markets, and the Southwest acquisition provides an expanded footprint in Texas. Both MMT and Southwest
also provide access to several strategic customer relationships.

The  assets,  liabilities,  and  operating  results  of  these  collective  acquisitions  have  been  included  in  the  Company's  consolidated

financial statements from their dates of acquisition and have been included in the Intermodal reportable segment.

F-17

 
 
 
 
 
 
   
   
   
   
   
   
 
 
 
 
 
 
   
   
   
 
 
 
 
 
   
   
   
 
Table of Contents

FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

Allocations of Purchase Prices

The  following  table  presents  the  allocations  of  the  previously  discussed  purchase  prices  to  the  assets  acquired  and  liabilities

assumed based on their estimated fair values and resulting residual goodwill (in thousands):

Tangible assets:
Property and equipment
Total tangible assets

Intangible assets:
Non-compete agreements
Customer relationships
Goodwill

Total intangible assets

Total assets acquired

Liabilities assumed:
Current liabilities
Other liabilities

Total liabilities assumed

Net assets acquired

Ace &
Triumph
January &
August 2016 May 7, 2017

Atlantic

KCL
October 22,
2017

MMT

July 25, 2018

Southwest
October 28,
2018

$

$

1,294 $
1,294

1,821 $
1,821

223 $
223

81 $
81

139
5,335
6,282
11,756
13,050

1,150
13,400
6,719
21,269
23,090

—
1,250
1,250
11,800 $

590
—
590
22,500 $

6
234
277
517
740

100
—
100
640 $

43
1,659
1,954
3,656
3,737

—
—
—
3,737 $

933
933

650
9,200
5,467
15,317
16,250

—
—
—
16,250

The acquired definite-lived intangible assets have the following useful lives:

Customer relationships
Non-compete agreements

Ace &
Triumph
15 years
5 years

Atlantic  
15 years  
5 years  

KCL
15 years  
2 years  

MMT  
15 years  
4 years  

Southwest
10 years
3 years

Useful Lives

The  fair  value  of  the  customer  relationships  and  non-compete  agreements  were  estimated  using  an  income  approach  (level  3).
Under this method, an intangible asset's fair value is equal to the present value of the incremental after-tax cash flows (excess earnings)
attributable solely to the intangible asset over its remaining useful life. To estimate fair value, the Company used cash flows discounted at
rates considered appropriate given the inherent risks associated with each type of asset. The Company believed the level and timing of cash
flows appropriately reflected market participant assumptions. Cash flows were assumed to extend through the remaining economic useful
life of each class of intangible asset.

Goodwill

The Company conducted its annual impairment assessments and tests of goodwill for each reporting unit as of June 30, 2018.  The
first step of the goodwill impairment test is the Company's assessment of qualitative factors to determine whether it is more likely than not
that the fair value of a reporting unit is less than the reporting unit's carrying amount, including goodwill. When performing the qualitative
assessment,  the  Company  considers  the  impact  of  factors  including,  but  not  limited  to,  macroeconomic  and  industry  conditions,  overall
financial performance of each reporting unit, litigation and new legislation. If based on the qualitative assessments, the Company believes
it more likely than not that the fair value of a reporting unit is less than the reporting unit's carrying amount, or periodically as deemed
appropriate  by  management,  the  Company  will  prepare  an  estimation  of  the  respective  reporting  unit's  fair  value  utilizing  a  quantitative
approach.  

F-18

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
    
Table of Contents

FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

If a quantitative fair value estimation is required, the Company estimates the fair value of the applicable reporting units based on a
combination of a market approach, which considers comparable companies, and the income approach, using a discounted cash flow model,
as  of  the  valuation  date. Under  the  market  approach,  valuation  multiples  are  derived  based  on  a  selection  of  comparable  companies  and
applied  to  projected  operating  data  for  each  reporting  unit  to  arrive  at  an  indication  of  fair  value.  Under  the  income  approach,  the
discounted cash flow model determines fair value based on the present value of management prepared projected cash flows over a specific
projection period and a residual value related to future cash flows beyond the projection period. Both values are discounted using a rate
which reflects our best estimate of the weighted average cost of capital of a market participant, and is adjusted for appropriate risk factors.
The  Company  believes  the  most  sensitive  estimate  used  in  the  income  approach  is  the  management  prepared  projected  cash  flows.
Consequently, as necessary the Company performs sensitivity tests on select reporting units to ensure reductions of the present value of the
projected cash flows by at least 10% would not adversely impact the results of the goodwill impairment tests. Historically, the Company
has  equally  weighted  the  income  and  market  approaches  as  it  believed  the  quality  and  quantity  of  the  collected  information  were
approximately  equal. The  inputs  used  in  the  fair  value  estimates  for  goodwill  are  classified  within  level  3  of  the  fair  value  hierarchy  as
defined  in  the  FASB Accounting  Standards  Codification  and  the  Hierarchy  of  Generally Accepted Accounting  Principles  (“the  FASB
Codification”).

If  the  estimation  of  fair  value  indicates  the  impairment  potentially  exists,  the  Company  will  then  measure  the  amount  of  the
impairment, if any.  Goodwill impairment exists when the estimated implied fair value of goodwill is less than its carrying value.  Changes
in strategy or market conditions could significantly impact these fair value estimates and require adjustments to recorded asset balances.

Goodwill is allocated to reporting units that are expected to benefit from the business combinations generating the goodwill. As of
June 30, 2018, the Company had five reporting units - Expedited LTL, TLX Forward Air, Intermodal, Pool Distribution and Total Quality,
Inc.  ("TQI").  The  TLX  Forward Air  and  the  TQI  reporting  units  were  assigned  to  the  Truckload  Premium  Services  reportable  segment.
Currently,  there  is  no  goodwill  assigned  to  the  TLX  Forward  Air  reporting  unit.  Our  2018  calculations  for  LTL,  Pool  Distribution,
Intermodal and TQI indicated that, as of June 30, 2018, the fair value of each reporting unit exceeded their carrying value by approximately
349.0%, 182.0%, 73.0% and 36.0%, respectively.

For our June 30, 2018 analysis, the significant assumptions used for the income approach were projected net cash flows and the

following discount and long-term growth rates:

Expedited
LTL

Pool

Intermodal

TQI

Discount rate
Long-term growth rate

12.0%  
4.0%  

15.5%  
4.0%  

14.0%  
4.0%  

16.5%
4.0%

The estimates used to calculate the fair value of each reporting unit change from year to year based on operating results, market
conditions, and other factors. Changes in these estimates and assumptions could materially affect the determination of the reporting unit's
fair value and goodwill impairment for the reporting unit.

As  of  July  1,  2018,  the  TLX  Forward Air  and  TQI  reporting  units  were  fully  integrated  into  the  Truckload  Premium  Services
reporting unit. As a result, as of December 31, 2018 we had four reporting units - Expedited LTL, Truckload Premium Services, Intermodal
and Pool Distribution. The Company conducted a qualitative assessment as of December 31, 2018 and no indicators of impairment were
identified.

In  2016,  due  to  the  financial  performance  of  the  TQI  reporting  unit  falling  notably  short  of  previous  projections  the  Company
reduced  TQI's  projected  cash  flows  and  as  a  result  the  estimate  of  TQI's  fair  value  no  longer  exceeded  the  respective  carrying  value.
Consequently, the Company recorded a goodwill impairment charge of $25,686 for the TQI reporting unit during the year ended December
31, 2016.

F-19

    
 
 
 
 
    
    
Table of Contents

FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

The following is a summary of the changes in goodwill for Intermodal and the Company for the year ended December 31, 2018.
There  were  no  changes  to  Expedited  LTL,  Truckload  Premium  or  Pool  Distribution  during  the  year  ended  December  31,  2018.
Approximately $119,948 of goodwill is deductible for tax purposes.

Expedited LTL

Truckload Premium

Pool Distribution

Intermodal

Total

Accumulated

Accumulated

Goodwill

Impairment

Goodwill

Impairment

Goodwill

Accumulated    
Impairment

  Goodwill

Accumulated

Impairment

Net

Ending balance,
December 31,
2017

MMT acquisition
Southwest
acquisition
Ending balance,
December 31,
2018

$

97,593 $

—

—

—   $
—  

—  

45,164 $

(25,686 )   $

12,359 $

—

—

—  

—  

—

—

(6,953 )   $
—  

69,194 $

1,954

—  

5,467

—   $191,671
—  
1,954

—  

5,467

$

97,593 $

—   $

45,164 $

(25,686 )   $

12,359 $

(6,953 )   $

76,615 $

—   $199,092

Other Acquired Intangibles

Through acquisitions, the Company acquired customer relationships, non-compete agreements and trade names having weighted-
average  useful  lives  of 15.0,  4.5  and 4.0  years,  respectively.   Amortization  expense  on  acquired  customer  relationships,  non-compete
agreements  and  trade  names  for  each  of  the  years  ended  December  31,  2018,  2017  and  2016  was $9,138,  $10,193  and $10,122,
respectively.

As of December 31, 2018, definite-lived intangible assets are comprised of the following:

Acquired
Intangibles

Accumulated
Amortization

Accumulated
Impairment

Net Acquired
Intangibles

Customer relationships
Non-compete agreements
Trade name
Total

$

$

204,226   $
5,102  
1,500  
210,828   $

75,585   $
3,581  
1,500  
80,666   $

16,501   $
—  
—  
16,501   $

112,140
1,521
—
113,661

As of December 31, 2017, definite-lived intangible assets are comprised of the following:

Acquired
Intangibles

Accumulated
Amortization

Accumulated
Impairment

Net Acquired
Intangibles

Customer relationships
Non-compete agreements
Trade name
Total

$

$

193,209   $
4,566  
1,500  
199,275   $

66,986   $
3,074  
1,467  
71,527   $

16,501   $
—  
—  
16,501   $

109,722
1,492
33
111,247

The  estimated  amortization  expense  for  the  next  five  years  on  definite-lived  intangible  assets  as  of  December  31,  2018  is  as

follows:

2019

2020

2021

2022

2023

Customer relationships
Non-compete agreements
Total

$

$

9,350
516
9,866

$

$

9,350
486
9,836

$

$

9,207
438
9,645

$

$

9,007
81
9,088

$

$

8,659
—
8,659

Additionally, the Company reviews its long-lived assets for impairment whenever events or changes in circumstances indicate the
carrying  amount  may  not  be  recoverable.  Impairment  is  recognized  on  assets  classified  as  held  and  used  when  the  sum  of  undiscounted
estimated cash flows expected to result from the use of the asset is less than the carrying value. If such measurement indicates a possible
impairment, the estimated fair value of the asset is compared to its net book value to measure the impairment charge, if any. In conjunction
with the June 30, 2016 TQI goodwill impairment assessment the Company determined

F-20

 
 
 
 
 
    
 
 
 
 
Table of Contents

FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

there  were  indicators  that  TQI's  customer  relationship  and  non-compete  intangible  assets were  impaired,  as  the  undiscounted  cash  flows
associated with the applicable assets no longer exceeded the related assets' net book values. The Company estimated the fair value of the
customer  relationship  and  non-compete  assets  using  an  income  approach  (level  3). Under  this  method,  an  intangible  asset's  fair  value  is
equal  to  the  present  value  of  the  incremental  after-tax  cash  flows  (excess  earnings)  attributable  solely  to  the  intangible  asset  over  its
remaining useful life. To estimate fair value, the Company used cash flows discounted at rates considered appropriate given the inherent
risks  associated  with  each  type  of  asset.  The  Company  believed  the  level  and  timing  of  cash  flows  appropriately  reflected  market
participant  assumptions. As a result of these estimates the Company recorded an impairment charge of $16,501  related  to  TQI  customer
relationships  during  the  year  ended  December  31,  2016. The  Company  incurred  no  such  impairment  charges  during  the  years  ended
December 31, 2017 or 2018.

3.        Debt and Capital Lease Obligations

Credit Facilities

On  September  29,  2017,  the  Company  entered  into  a five-year  senior  unsecured  revolving  credit  facility  (the  “Facility”)  with  a
maximum aggregate principal amount of $150,000, with a sublimit of $30,000 for letters of credit and a sublimit of $30,000 for swing line
loans. The Facility may be increased by up to $100,000 to a maximum aggregate principal amount of $250,000 pursuant to the terms of the
credit  agreement,  subject  to  the  lenders’  agreement  to  increase  their  commitments  or  the  addition  of  new  lenders  extending  such
commitments. Such increases to the Facility may be in the form of additional revolving credit loans, term loans or a combination thereof,
and are contingent upon there being no events of default under the Facility and satisfaction of other conditions precedent and are subject to
the other limitations set forth in the credit agreement.

The  Facility  is  scheduled  to  mature  in  September  2022.  The  proceeds  were  used  to  refinance  existing  indebtedness  of  the
Company and may also be used for working capital, capital expenditures and other general corporate purposes. The Facility refinanced the
Company’s obligations for its unsecured credit facility under the credit agreement dated as of February 4, 2015, as amended, which was
terminated as of the date of the new Facility.

Unless the Company elects otherwise under the credit agreement, interest on borrowings under the Facility is based on the highest
of (a) the federal funds rate (not less than 0%) plus 0.5%, (b) the administrative agent's prime rate and (c) the LIBOR  Rate  plus 1.0%, in
each case plus a margin that can range from 0.3% to 0.8% with respect to the Facility depending on the Company’s ratio of consolidated
funded  indebtedness  to  earnings  before  interest,  taxes,  depreciation  and  amortization,  as  set  forth  in  the  credit  agreement.  Payments  of
interest for each loan that is based on the LIBOR Rate are due in arrears on the last day of the interest period applicable to such loan (with
interest periods of one, two or three months being available, at the Company’s option). Payments of interest on loans that are not based on
the LIBOR Rate are due on the last day of each quarter ended March 31, June 30, September 30 and December 31 of each year. All unpaid
amounts  of  principal  and  interest  are  due  at  maturity. As  of  December  31,  2018,  the  Company  had  $47,500  in  borrowings  outstanding
under the revolving credit facility, $10,650 utilized for outstanding letters of credit and $91,850 of available borrowing capacity under the
revolving credit facility. The interest rate on the outstanding borrowings under the facility was 4.1% at December 31, 2018.

The  Facility  contains  customary  events  of  default  including,  among  other  things,  payment  defaults,  breach  of  covenants,  cross
acceleration  to  material  indebtedness,  bankruptcy-related  defaults,  material  judgment  defaults,  and  the  occurrence  of  certain  change  of
control  events. The occurrence of an event of default may result in, among other things, the termination of the Facilities, acceleration of
repayment obligations and the exercise of remedies by the lenders with respect to the Company and its subsidiaries that are party to the
Facility.  The Facility also contains financial covenants and other covenants that, among other things, restrict the ability of the Company
and its subsidiaries, without the approval of the required lenders, to engage in certain mergers, consolidations, asset sales, dividends and
stock repurchases, investments, and other transactions or to incur liens or indebtedness in excess of agreed thresholds, as set forth in the
credit agreement. As of December 31, 2018, the Company was in compliance with the aforementioned covenants.

Capital Leases

Primarily through acquisitions, the Company assumed several equipment leases that met the criteria for classification as a capital

lease.  The leased equipment is being amortized over the shorter of the lease term or useful life.

F-21

 
    
Table of Contents

FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

Property and equipment include the following amounts for assets under capital leases:

Equipment
Accumulated
amortization

December 31, 
2018

December 31, 
2017

  $

  $

635

  $

(518)
117

  $

635

(413)
222

Amortization of assets under capital leases is included in depreciation and amortization expense.

Future minimum payments, by year and in the aggregate, under non-cancelable capital leases with initial or remaining terms of

one year or more consist of the following at December 31, 2018:

2019
2020
Total
Less amounts representing interest
Present value of net minimum lease payments
(including current portion of $309)

  $

  $

325
60
385
22

363

Interest Payments

Cash  interest  payments  during  2018,  2017  and  2016  were $1,841, $1,193  and $1,770,  respectively.    No  interest  was  capitalized

during the years ended December 31, 2018, 2017 and 2016.

4.        Shareholders' Equity, Stock Options and Net Income per Share

Preferred Stock

There are 5,000,000 shares of preferred stock with a par value of $0.01 authorized, but no shares have been issued to date.    

Cash Dividends

During  the  fourth  quarter  of 2018,  the  Company’s  Board  of  Directors  declared  a  cash  dividend  of $0.18  per  share  of  Common
Stock. During the first, second and third quarters of 2018, each quarter of 2017 and the fourth quarter of 2016, the Company's Board of
Directors declared a cash dividend of $0.15 per share of Common Stock. During the first, second and third quarters of 2016, the Company's
Board of Directors declared a cash dividend of $0.12 per share of Common Stock. On February 5, 2019, the Company’s Board of Directors
declared a $0.18 per share dividend that will be paid in the first quarter of 2019. The Company expects to continue to pay regular quarterly
cash dividends, though each subsequent quarterly dividend is subject to review and approval by the Board of Directors.

Repurchase of Common Stock

On  July  21,  2016,  our  Board  of  Directors  approved  a  stock  repurchase  plan  that  authorized  the  repurchase  of  up  to 3,000,000
shares  of  the  Company's  Common  Stock.  Under  the  2016  repurchase  plan,  during  the  year  ended  December  31,  2018,  we  repurchased
1,109,270  shares  of  Common  Stock  for $66,126,  or $59.61  per  share. As  of December  31,  2018,  709,395  shares  remain  that  may  be
repurchased.

On  February  5,  2019,  our  Board  of  Directors  canceled  the  Company’s  remaining  2016  share  repurchase  authorization  and
approved  a  stock  repurchase  authorization  for  up  to 5,000,000  shares  of  the  Company’s  common  stock.  The  amount  and  timing  of  any
repurchases  under  the  Company’s  new  repurchase  authorization  will  be  at  such  prices  as  determined  by  management  of  the  Company.
Repurchases of common stock may also be made under a Rule 10b5-1 plan, which would permit common stock to be repurchased when the
Company  might  otherwise  be  precluded  from  doing  so  under  insider  trading  laws.  Stock  repurchases  may  be  commenced  or  suspended
from time to time for any reason.

F-22

 
 
 
 
        
 
 
 
 
Table of Contents

Share-Based Compensation

FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

In  May  2016,  with  the  approval  of  shareholders,  the  Company  adopted  the  2016  Omnibus  Incentive  Compensation  Plan  (the
“Omnibus Plan”) to reserve for issuance 2,000,000 common shares. Options issued under these plans have seven year terms and vest over a
two to three-year period. With the adoption of the Omnibus Plan, no further awards will be issued under the 1999 Amended Plan. As of
December 31, 2018, there were approximately 1,266,219 shares remaining available for grant under the Omnibus Plan.

Employee Activity - Options

The following table summarizes the Company’s employee stock options outstanding as of December 31, 2018:

Range of
Exercise
Price

Number
Outstanding
(000)

Weighted-
Average
Remaining
Contractual Life

Outstanding
Weighted-
Average
Exercise
Price

Exercisable
Weighted-
Average
Exercise
Price

Number
Exercisable
(000)

$36.90 -
41.32 -
45.34 -
50.71 -
57.18 -
64.26 -
$36.90 -

37.14
44.90
48.32
53.73
60.42
64.26
64.26

36
135
116
53
98
100
538

1.0
3.5
5.0
3.4
6.1
6.7
4.7

$

$

37.11
43.39
47.76
51.13
58.78
64.26
51.37

36
101
42
49
2
—
230

$

$

37.11
43.33
47.61
50.95
57.18
—
44.89

The  following  tables  summarize  the  Company’s  employee  stock  option  activity  and  related  information  for  the  years  ended

December 31, 2018, 2017 and 2016:

December 31, 2018

  Weighted-
Average
Exercise
Price

Options
(000)

Year ended
December 31, 2017

December 31, 2016

  Weighted-
Average
Exercise
Price

  Options

(000)

  Weighted-
Average
Exercise
Price

  Options

(000)

Outstanding at beginning of year
Granted
Exercised
Forfeited
Outstanding at end of year
Exercisable at end of year
Weighted-average fair value of
options granted during the year
Aggregate intrinsic value for
options exercised
Average aggregate intrinsic value
for options outstanding
Average aggregate intrinsic value
for exercisable options

$

$

$

$

440   $
193  
(95)  
—  
538   $
230   $

16    

1,992    

4,550    

3,439    

45  
62  
41  
—  
51  
45  

  $

  $

F-23

564   $
128  
(206)  
(46)  
440   $
226   $

13    

3,569    

41  
48  
35  
46  
45  
42  

  $

  $

786   $
137  
(346)  
(13)  
564   $
331   $

12    

7,803    

32
44
24
35
41
37

 
 
 
 
 
 
   
   
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
   
    
Table of Contents

FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

December 31, 
2018

Year ended
December 31, 
2017

December 31, 
2016

Shared-based compensation for options
Tax benefit for option compensation
Unrecognized compensation cost for options
Weighted average period over which unrecognized
compensation will be recognized (years)

$
$
$

1,578
398
3,128

$
$

2.2  

Employee Activity – Non-vested shares

1,313
466

$
$

1,473
546

Non-vested  share  grants  to  employees  vest  ratably  over  a three-year  period. The  following  tables  summarize  the  Company's

employee non-vested share activity and related information:

December 31, 2018

Year ended
December 31, 2017

December 31, 2016

Non-vested
Shares
(000)

Weighted-
Average
Grant Date
Fair Value

Non-vested
Shares
(000)

Weighted-
Average
Grant Date
Fair Value

Non-vested
Shares
(000)

Weighted-
Average
Grant Date
Fair Value

Outstanding and non-vested at
beginning of year
Granted
Vested
Forfeited
Outstanding and non-vested at
end of year

Aggregate grant date fair value
Total fair value of shares vested
during the year

$

$

$

$

227
202
(107)
(7)

315
17,295

6,040

47
60
56
52

55

$

$

222
126
(105)
(16)

227
10,618

5,040

$

$

December 31, 
2018

Shared-based compensation for non-vested shares
Tax benefit for non-vested share compensation
Unrecognized compensation cost for non-vested shares
Weighted average period over which unrecognized
compensation will be recognized (years)

$
$
$

6,874
1,732
11,003

$
$

1.8  

Employee Activity – Performance shares

45
48
45
47

47

$

$

191
134
(94)
(9)

222
10,108

4,064

$

$

46
44
44
45

45

Year ended
December 31, 
2017

December 31, 
2016

5,045
1,791

$
$

4,614
1,712

In 2018, 2017 and 2016, the Company granted performance shares to key employees. Under the terms of the performance share
agreements,  on  the third  anniversary  of  the  grant  date,  the  Company  will  issue  to  the  employees  a  calculated  number  of  common  stock
shares  based  on  the three  year  performance  of  the  Company's  total  shareholder  return  as  compared  to  the  total  shareholder  return  of  a
selected peer group. No shares may be issued if the Company total shareholder return outperforms 25% or less of the peer group, but the
number of shares issued may be doubled if the Company total shareholder return performs better than 90% of the peer group.

F-24

 
 
 
 
 
   
    
Table of Contents

FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

The following tables summarize the Company's employee performance share activity, assuming median share awards, and related

information:

December 31, 
2018

Non-vested
Shares
(000)

Weighted-
Average
Grant Date
Fair Value

Year ended
December 31, 
2017

December 31, 
2016

Non-vested
Shares
(000)

Weighted-
Average
Grant Date
Fair Value

Non-vested
Shares
(000)

Weighted-
Average
Grant Date
Fair Value

Outstanding and non-vested at
beginning of year
Granted
Additional shares awarded
based on performance
Vested
Forfeited
Outstanding and non-vested at
end of year
Aggregate grant date fair value

$

69
18

—
—
(22)

$

65
3,795

$

Shared-based compensation for performance shares
Tax benefit for performance share compensation
Unrecognized compensation cost for performance
shares
Weighted average period over which unrecognized
compensation will be recognized (years)

$
$

$

Employee Activity – Employee Stock Purchase Plan

55
56

—
—
51

58

77
29

7
(33)
—

80
4,373

$

$

$

52
49

40
40
—

55

Year ended
December 31, 
2017

December 31, 
2016

1,045
371

$
$

1,447
537

58
72

—
—
67

58

80
27

—
—
(38)

69
3,980

$

$

$

December 31, 
2018

$
$

1,263
318

1,415

1.7  

Under the ESPP, at December 31, 2018, the Company is authorized to issue up to a remaining  362,404 shares of Common Stock
to  employees  of  the  Company.  For  the  years  ended  December  31,  2018,  2017  and  2016,  participants  under  the  ESPP  purchased 9,455,
9,954, and 11,174 shares, respectively, at an average price of $50.63, $46.01, and $39.50 per share, respectively. The weighted-average fair
value of each purchase right under the ESPP granted for the years ended December 31, 2018, 2017 and 2016, which is equal to the discount
from  the  market  value  of  the  Common  Stock  at  the  end  of  each six  month  purchase  period,  was  $6.26,  $9.26,  and $6.46  per  share,
respectively. Share-based compensation expense of  $59, $92, and $72 was recognized in salaries, wages and employee benefits, during the
years ended December 31, 2018, 2017 and 2016, respectively.

Non-employee Directors – Non-vested shares

In  May  2006,  the  Company’s  shareholders  approved  the  Company’s  2006  Non-Employee  Director  Stock  Plan  (the  “2006
Plan”).    The  Company’s  shareholders  then  approved  the  Company’s  Amended  and  Restated  Non-Employee  Director  Stock  Plan  (the
“Amended  Plan”)  on  May  22,  2007.    The Amended  Plan  was  then  further  amended  and  restated  on  December  17,  2008.    Under  the
Amended  Plan,  on  the  first  business  day  after  each Annual  Meeting  of  Shareholders,  each  non-employee  director  will  automatically  be
granted an award (the “Annual Grant”), in such form and size as the Board determines from year to year.  Unless otherwise determined by
the Board, Annual Grants will become vested and nonforfeitable on the earlier of (a) the day immediately prior to the first Annual Meeting
that  occurs  after  the  Grant  Date  or  (b)  the  first  anniversary  of  the  Grant  Date  so  long  as  the  non-employee  director’s  service  with  the
Company does not earlier terminate.  Each director may elect to defer receipt of the shares

F-25

 
 
 
   
 
Table of Contents

FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

under  a  non-vested  share  award  until  the  director  terminates  service  on  the  Board  of  Directors.    If  a  director  elects  to  defer  receipt,  the
Company will issue deferred stock units to the director, which do not represent actual ownership in shares and the director will not have
voting  rights  or  other  incidents  of  ownership  until  the  shares  are  issued.    However,  the  Company  will  credit  the  director  with  dividend
equivalent payments in the form of additional deferred stock units for each cash dividend payment made by the Company.

In  May  2016,  with  the  approval  of  shareholders,  the  Company  further  amended  the Amended  Plan  to  reserve  for  issuance  an
additional 160,000  common  shares,  increasing  the  total  number  of  reserved  common  shares  under  the Amended  Plan  to  360,000. As  of
December 31, 2018, there were approximately 132,313 shares remaining available for grant.

The following tables summarize the Company's non-employee non-vested share activity and related information:

December 31, 
2018

Year ended
December 31, 
2017

December 31, 
2016

Non-vested
Shares and
Deferred
Stock Units
(000)

Weighted-
Average
Grant Date
Fair Value

Non-vested
Shares and
Deferred
Stock Units
(000)

Weighted-
Average
Grant Date
Fair Value

Non-vested
Shares and
Deferred
Stock Units
(000)

Weighted-
Average
Grant Date
Fair Value

Outstanding and non-vested at
beginning of year
Granted
Vested
Forfeited
Outstanding and non-vested at
end of year
Aggregate grant date fair value
Total fair value of shares vested
during the year

$

$

$

$

11
16
(12)
—

15
920

615

52
59
52
—

59

$

$

16
14
(16)
(3)

11
742

809

Shared-based compensation for non-vested shares
Tax benefit for non-vested share compensation
Unrecognized compensation cost for non-vested shares
Weighted average period over which unrecognized
compensation will be recognized (years)

$
$
$

December 31, 
2018

775
195
360

0.4    

F-26

$

$

$
$

44
52
44
49

52

$

$

$

$

15
16
(15)
—

16
688

639

51
44
51
—

44

Year ended
December 31, 
2017

December 31, 
2016

608
216

$
$

728
263

  
 
 
   
Table of Contents

Net Income per Share

FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

The following table sets forth the computation of net income per basic and diluted share:

Numerator:
Net income and comprehensive income
Income allocated to participating securities
Numerator for basic and diluted income per share - net
income

Denominator:
Denominator for basic net income per share - weighted-
average shares (in thousands)
Effect of dilutive stock options (in thousands)
Effect of dilutive performance shares (in thousands)
Denominator for diluted net income per share - adjusted
weighted-average shares (in thousands)
Basic net income per share
Diluted net income per share

$

$
$

2018

2017
(As Adjusted)

2016
(As Adjusted)

92,051   $
(881)  

87,255   $
(700)  

27,505
(210)

91,170  

86,555  

27,295

29,076  
80  
34  

29,867  
64  
33  

29,190  

29,964  

3.14   $
3.12   $

2.90   $
2.89   $

30,283
130
31

30,444
0.90
0.90

The number of instruments that could potentially dilute net income per basic share in the future, but that were not included in the

computation of net income per diluted share because to do so would have been anti-dilutive for the periods presented, are as follows:

Anti-dilutive stock options (in thousands)
Anti-dilutive performance shares (in thousands)
Anti-dilutive non-vested shares and deferred stock units (in
thousands)
Total anti-dilutive shares (in thousands)

2018

2017

2016

126  
16  

9  
151  

172  
—  

—  
172  

310
—

—
310

5.        Income Taxes

Tax Reform

On December 22, 2017, President Trump signed into law H.R. 1, “An Act to provide for reconciliation pursuant to titles II and V
of the concurrent resolution on the budget for fiscal year 2018” (this legislation is referred to herein as the “U.S. Tax Act”). The U.S. Tax
Act provided for significant changes in the U.S. Internal Revenue Code of 1986, as amended. The U.S. Tax Act contains provisions with
separate effective dates but is generally effective for taxable years beginning after December 31, 2017.

Beginning  on  January  1,  2018,  the  U.S.  Tax Act  lowered  the  U.S.  corporate  income  tax  rate  from  35%  to 21%  on  our  U.S.
earnings from that date and beyond. The revaluation of our U.S. deferred tax assets and liabilities to the 21% corporate tax rate reduced our
net U.S. deferred income tax liability by approximately $15,901 which is reflected as a reduction in our income tax expense in our results
for the quarter and year ended December 31, 2017.

On December 22, 2017, the SEC staff issued SAB 118 that allows us to record provisional amounts during a measurement period
not to extend beyond one year of the enactment date.  As of December 22, 2018, the Company has completed its accounting for all of the
enactment-date  income  tax  effects  of  the  U.S.  Tax Act.    The  Company  made  no  adjustments  to  the  provisional  amounts  recorded  at
December 31, 2017.

F-27

 
 
 
 
 
 
 
 
   
   
 
   
   
 
   
   
 
 
 
Table of Contents

Income Taxes

FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

The provision for income taxes consists of the following:

Current:
Federal
State

Deferred:
Federal
State

2018

2017
(As Adjusted)

2016
(As Adjusted)

$

$

16,572   $
3,559  
20,131  

7,194  
870  
8,064  
28,195   $

28,556   $
4,043  
32,599  

(11,860)  
(457)  
(12,317)  
20,282   $

24,139
3,052
27,191

3,145
269
3,414
30,605

The tax benefit associated with the exercise of stock options and the vesting of non-vested shares recorded to additional paid in
capital  during  the  year  ended  December  31,  2016  was $1,732  and  is  reflected  as  an  increase  in  additional  paid-in  capital  in  the
accompanying consolidated statements of shareholders’ equity. For 2018 and 2017, FASB guidance required the recognition of the income
tax effects of awards in the income statement when the awards vest or are settled thus eliminating additional paid in capital ("APIC") pools.

The historical income tax expense differs from the amounts computed by applying the federal statutory rate of 21.0% for 2018 and

35.0% for 2017 and 2016 to income before income taxes as follows:

Tax expense at the statutory rate
State income taxes, net of federal benefit
Share-based compensation
Qualified stock options
Other permanent differences
TQI goodwill impairment
Deferred tax asset valuation allowance
Federal qualified property deductions
Federal income tax credits
Non-taxable acquisitions
Rate impact on deferred tax liabilities
Other

$

$

2018

2017
(As Adjusted)

25,252   $
3,685  
(50)  
12  
163  
—  
35  
—  
(207)  
—  
—  
(695)  
28,195   $

37,637   $
2,339  
(366)  
32  
252  
—  
78  
(2,075)  
(58)  
(568)  
(15,901)  
(1,088)  
20,282   $

2016
(As Adjusted)
20,399
2,229
—
(88)
474
8,990
(2)
(1,311)
—
—
—
(86)
30,605

F-28

 
 
 
 
 
 
 
 
   
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
    
Table of Contents

FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

Deferred income taxes reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities
for  financial  reporting  purposes  and  the  amounts  used  for  income  tax  purposes.  Significant  components  of  the  Company’s  deferred  tax
liabilities and assets are as follows:

December 31,
2018

December 31,
2017
(As Adjusted)

Deferred tax assets:
Accrued expenses
Allowance for doubtful accounts
Share-based compensation
Accruals for income tax contingencies
Net operating loss carryforwards
Total deferred tax assets
Valuation allowance
Total deferred tax assets, net of valuation allowance
Deferred tax liabilities:
Tax over book depreciation
Intangible assets
Prepaid expenses deductible when paid
Goodwill
Total deferred tax liabilities
Net deferred tax liabilities

$

$

10,362   $
535  
3,526  
217  
2,906  
17,546  
(395)  
17,151  

25,606  
10,904  
3,902  
13,913  
54,325  
(37,174)   $

8,228
777
3,002
251
4,733
16,991
(360)
16,631

19,402
11,108
3,460
11,741
45,711
(29,080)

Total  cash  income  tax  payments,  net  of  refunds,  during  fiscal  years 2018, 2017  and 2016  were $21,064, $36,110  and $10,628,

respectively.

The Company has considered the weight of all available evidence in determining the need for a valuation allowance against each
of the Company’s various deferred tax assets and believes the Company’s history of income is a significant weight of evidence supporting
the realization of all of the Company’s federal and most state deferred tax assets. In addition, the Company believes all existing deferred
tax liabilities will reverse in a manner that generates enough taxable income to realize an offsetting amount of deferred tax assets. Given the
historical positive performance of the Company for having more than ten consecutive years of profitability, the Company expects to fully
utilize the vast majority of its deferred tax assets and has concluded that the only valuation allowance needed relates to state net operating
loss carryforwards, as noted below.

As a result of the Towne acquisition the Company has approximately $10,258, $18,586 and $27,050 of federal net operating losses
as of December 31, 2018, 2017 and 2016 respectively, that will expire between 2020 and 2030. The Company expects to be able to fully
utilize these federal net operating losses before they expire.

At December 31, 2018 and 2017, the Company had state net operating loss carryforwards of $18,148  and $18,126, respectively,
that will expire between 2018 and 2030. Also, the use of these state net operating losses is limited to the future taxable income of separate
legal  entities.  Based  on  expectations  of  future  taxable  income,  management  believes  that  it  is  more  likely  than  not  that  the  results  of
operations  for  certain  separate  legal  entities  will  not  generate  sufficient  taxable  income  to  realize  portions  of  these  net  operating  loss
benefits for state loss carryforwards.  As a result, a valuation allowance has been provided for the state loss carryforwards for these specific
legal entities. The valuation allowance on these state loss carryforwards increased $35 during 2018 and $78 during 2017.

F-29

 
 
 
 
 
   
 
   
Table of Contents

Income Tax Contingencies

FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

The Company, or one of its subsidiaries, files income tax returns in the U.S. federal jurisdiction, various states and Canada. With a
few exceptions, the Company is no longer subject to U.S. federal, state and local, or Canadian examinations by tax authorities for years
before 2012.

A reconciliation of the beginning and ending amount of unrecognized tax benefit is as follows:

Balance at December 31, 2015
Reductions for settlement with state taxing authorities
Additions for tax positions of current year
Balance at December 31, 2016
Reductions for settlement with state taxing authorities
Additions for tax positions of prior years
Additions for tax positions of current year
Balance at December 31, 2017
Reductions for settlement with state taxing authorities
Reductions for tax positions of prior years
Additions for tax positions of current year
Balance at December 31, 2018

$

$

Liability for
Unrecognized Tax
Benefits

773
(247 )
56
582
(14 )
400
366
1,334
(271 )
(40 )
35

1,058

Included in the liability for unrecognized tax benefits at December 31, 2018 and December 31, 2017  are  tax  positions  of $1,058
and $1,334, respectively, which represents tax positions where the realization of the ultimate benefit is uncertain and the disallowance of
which would affect the Company’s annual effective income tax rate.

In addition, at December 31, 2018 and December 31, 2017, the Company had accrued penalties associated with unrecognized tax
benefits of $61 and $105, respectively.  At  December 31, 2018 and December 31, 2017, the Company also had accrued interest associated
with unrecognized tax benefits of $143 and $201, respectively.  

6.        Operating Leases

The  Company  leases  certain  facilities  under  noncancellable  operating  leases  that  expire  in  various  years  through  2026.  Certain
leases may be renewed for periods varying from one to ten years.  The Company has entered into or assumed through acquisition several
operating  leases  for  tractors,  straight  trucks  and  trailers  with  original  lease  terms  between three  and five  years.    These  leases  expire  in
various years through 2023 and may not be renewed beyond the original term. 

Sublease rental income was $1,724, $1,923 and $1,517 in 2018, 2017 and 2016, respectively.  In 2019, the Company expects to
receive  aggregate  future  minimum  rental  payments  under  noncancellable  subleases  of  approximately $1,155.    Noncancellable  subleases
expire between 2019 and 2021.

F-30

     
 
 
 
 
    
Table of Contents

FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

Future  minimum  rental  payments  under  noncancellable  operating  leases  with  initial  or  remaining  terms  in  excess  of  one  year

consisted of the following at December 31, 2018:

2019
2020
2021
2022
2023
Thereafter
Total

$

$

51,380
40,999
29,598
16,612
9,234
11,459
159,282

7.        Commitments and Contingencies

From  time  to  time,  the  Company  is  party  to  ordinary,  routine  litigation  incidental  to  and  arising  in  the  normal  course  of
business.  The Company does not believe that any of these pending actions, individually or in the aggregate, will have a material adverse
effect on its financial condition, results of operations or cash flows.

The primary claims in the Company’s business relate to workers’ compensation, property damage, vehicle liability and employee
medical benefits. Most of the Company’s insurance coverage provides for self-insurance levels with primary and excess coverage which
management  believes  is  sufficient  to  adequately  protect  the  Company  from  catastrophic  claims.  Such  insurance  coverage  above  the
applicable self-insurance levels continues to be an important part of the Company's risk management process.
In the opinion of management, adequate provision has been made for all incurred claims up to the self-insured limits, including provision
for estimated claims incurred but not reported.

The Company estimates its self-insurance loss exposure by evaluating the merits and circumstances surrounding individual known
claims  and  by  performing  hindsight  and  actuarial  analysis  to  determine  an  estimate  of  probable  losses  on  claims  incurred  but  not
reported.  Such losses should be realized immediately as the events underlying the claims have already occurred as of the balance sheet
dates. 

Because of the uncertainty of the ultimate resolution of outstanding claims, as well as uncertainty regarding claims incurred but
not reported, it is possible that management’s provision for these losses could change materially in the near term. However, no estimate can
currently be made of the range of additional loss that is at least reasonably possible.

As  of  December  31,  2018,  the  Company  had  commitments  to  purchase  trailers  and  forklifts  for  approximately $14,305  during

2019. 

8.        Employee Benefit Plan

The  Company  has  a  retirement  savings  plan  (the  “401(k)  Plan”).  The  401(k)  Plan  is  a  defined  contribution  plan  whereby
employees who have completed 90 days of service, a minimum of 1,000 hours of service and are age 21 or older are eligible to participate.
The 401(k) Plan allows eligible employees to make contributions of 2.0% to 80.0% of their annual compensation. For all periods presented,
employer contributions were made at 25.0% of the employee’s contribution up to a maximum of  6.0% of total annual compensation, except
where government limitations prohibit.

Employer  contributions  vest 20.0%  after two  years  of  service  and  continue  vesting 20.0%  per  year  until  fully  vested.  The

Company’s matching contributions expensed in 2018, 2017 and 2016 were approximately $1,713, $1,441 and $1,056, respectively.

F-31

    
 
 
 
    
Table of Contents

FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

9.        Financial Instruments

Off Balance Sheet Risk

At December 31, 2018, the Company had letters of credit outstanding totaling $10,650.

Fair Value of Financial Instruments

The  following  methods  and  assumptions  were  used  by  the  Company  in  estimating  its  fair  value  disclosures  for  financial

instruments:

Accounts  receivable  and  accounts  payable:  The  carrying  amounts  reported  in  the  balance  sheet  for  accounts  receivable  and

accounts payable approximate their fair value based on their short-term nature.

The  Company’s  revolving  credit  facility  and  term  loan  bear  variable  interest  rates  plus  additional  basis  points  based  upon
covenants  related  to  total  indebtedness  to  earnings. As  the  term  loan  bears  a  variable  interest  rate  and  there  have  been  no  significant
changes to our credit rating, the carrying value approximates fair value. Using interest rate quotes and discounted cash flows, the Company
estimated the fair value of its outstanding capital lease obligations as follows:

December 31, 
2018

December 31, 
2017

Capital lease obligations $

363   $

374   $

Carrying
Value

  Fair Value  

Carrying
Value

  Fair Value
744

724   $

The Company's fair value estimates for the above financial instruments are classified within level 3 of the fair value hierarchy as

defined in the FASB Codification.

10.        Segment Reporting

The  Company  has four  reportable  segments  based  on  information  available  to  and  used  by  the  chief  operating  decision
maker.  Expedited LTL operates a comprehensive national network that provides expedited regional, inter-regional and national LTL and
final mile services. The TLS segment provides expedited truckload brokerage, dedicated fleet services and high security and temperature-
controlled  logistics  services. The  Intermodal  segment  primarily  provides  first-  and  last-mile  high  value  intermodal  container  drayage
services  both  to  and  from  seaports  and  railheads. Pool  Distribution  provides  high-frequency  handling  and  distribution  of  time  sensitive
product to numerous destinations.

Except for certain insurance activity, the accounting policies of the segments are the same as those described in the summary of
significant  accounting  policies  disclosed  in  Note  1. For workers compensation and vehicle  claims  each  segment  is  charged  an  insurance
premium and is also charged a deductible that corresponds with our corporate deductibles disclosed in Note 1. However, any losses beyond
our  deductibles  and  any  loss  development  factors  applied  to  our  outstanding  claims  as  a  result  of  actuary  analysis  are  not  passed  to  the
segments, but recorded at the corporate level within Eliminations and Other.

Segment  data  includes  intersegment  revenues.    Costs  of  the  corporate  headquarters  and  shared  services  are  allocated  to  the
segments based on usage. The expense associated with shared operating assets, such as trailers, are allocated between operating segments
based on usage. However, the carrying value of the asset's basis are not allocated. The Company evaluates the performance of its segments
based on income from operations.  The Company’s business is conducted in the U.S. and Canada.

F-32

 
 
 
 
 
    
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FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

The following tables summarize segment information about results from operations and assets used by the chief operating decision
maker of the Company in making decisions regarding allocation of assets and resources as of and for the years ended December 31, 2018,
2017 and 2016.   

Pool

Distribution  

Intermodal

Eliminations &
Other

  $

Year ended December 31, 2018
External revenues
Intersegment revenues
Depreciation and amortization
Share-based compensation expense  
Interest expense
Income (loss) from operations
Total assets
Capital expenditures

Expedited
LTL
740,332   $
7,230  
22,523  
7,761  
1  
96,385  
478,888  
38,520  

Truckload
Premium
Services

186,114   $
6,468  
6,429  
696  
(21 )  
5,055  
71,163  
190  

  $

Year ended December 31, 2017
(As Adjusted)
External revenues
Intersegment revenues
Depreciation and amortization
Share-based compensation expense  
Interest expense
Income (loss) from operations
Total assets
Capital expenditures

Expedited
LTL
652,304   $
3,534  
22,103  
6,776  
3  
87,969  
440,823  
36,650  

Truckload
Premium
Services

194,402   $
7,350  
6,328  
378  
2  
3,215  
65,829  
33  

193,690   $
427  
6,900  
453  
—  
5,870  
64,306  
2,729  

200,750   $
256  
6,329  
984  
58  
23,266  
167,002  
854  

168,194   $
289  
6,773  
387  
—  
6,378  
55,970  
1,068  

154,446   $
238  
5,848  
562  
48  
12,963  
149,150  
514  

—   $

  Consolidated
1,320,886
—
42,183
10,549
1,783
122,031
760,215
42,293

(14,381 )  
2  
655  
1,745  
(8,545)  
(21,144 )  
—  

—   $

  Consolidated
1,169,346
—
41,055
8,103
1,209
108,757
692,622
38,265

(11,411 )  
3  
—  
1,156  
(1,768)  
(19,150 )  
—  

Pool

Distribution  

Intermodal

Eliminations &
Other

  $

Year ended December 31, 2016 (
As Adjusted)
External revenues
Intersegment revenues
Depreciation and amortization
Share-based compensation expense  
Impairment of goodwill and other
intangible assets
Interest expense
Income (loss) from operations
Total assets
Capital expenditures

Expedited
LTL
593,472   $
3,067  
21,919  
7,209  

Truckload
Premium
Services

Pool

Distribution  

Intermodal

Eliminations &
Other

179,989   $
1,018  
6,441  
332  

151,245   $
607  
5,975  
334  

105,504   $
160  
3,876  
459  

  Consolidated
1,030,210
—
38,210
8,334

—   $

(4,852)  
(1)  
—  

—  
1,687  
83,142  
443,077  
37,501  

42,442  
3  
(35,409 )  
53,695  
1,828  

—  
—  
3,633  
50,271  
2,637  

—  
83  
11,060  
130,295  
220  

—  
(176)  
(2,723)  
(33,290 )  
—  

42,442
1,597
59,703
644,048
42,186

F-33

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Table of Contents

FORWARD AIR CORPORATION
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Continued)
December 31, 2018
(In thousands, except share and per share data)

11.        Quarterly Results of Operations (Unaudited)

The following is a summary of the quarterly results of operations for the years ended  December 31, 2018 and 2017: 

2018

Operating revenue
Income from operations
Net income

Net income per share:
   Basic
   Diluted

Operating revenue
Income from operations
Net income

Net income per share:
   Basic
   Diluted

  March 31
  $

302,608   $
24,235  
17,741  

June 30

  September 30   December 31
356,561
35,047
27,684

331,375   $
29,879  
22,329  

330,343   $
32,870  
24,298  

  $
  $

0.60   $
0.60   $

0.83   $
0.82   $

0.76   $
0.76   $

0.95
0.95

2017
(As Adjusted)

  March 31
  $

262,046   $
23,743  
14,581  

  $
  $

0.48   $
0.48   $

F-34

June 30

  September 30   December 31
325,136
27,843
34,681

298,289   $
27,176  
18,328  

283,876   $
29,996  
19,666  

0.65   $
0.65   $

0.61   $
0.61   $

1.17
1.16

 
 
 
 
 
 
 
   
   
   
   
   
   
   
   
 
   
   
   
   
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
   
Table of Contents

Forward Air Corporation
Schedule II — Valuation and Qualifying Accounts
(In thousands)

Col. A

Col. B

Col. C

Col. D

Col. E

Year ended December 31, 2018
   Allowance for doubtful accounts
   Allowance for revenue adjustments (1)
   Income tax valuation

Year ended December 31, 2017
   Allowance for doubtful accounts
   Allowance for revenue adjustments (1)
   Income tax valuation

Year ended December 31, 2016
   Allowance for doubtful accounts
   Allowance for revenue adjustments (1)
   Income tax valuation

Balance at
Beginning
of Period

Charged to
Costs and
Expenses

Charged to
Other
Accounts
Described

Deductions
-Described

Balance at
End of
Period

$

$

$

2,542   $
464  
360  
3,366  

1,309   $
405  
282  
1,996  

1,310   $
1,095  
284  
2,689  

139   $
—  
35  
174  

1,814   $
—  
78  
1,892  

258   $
—  
(2)  
256  

—   $

3,628  
—  
3,628  

—   $

3,055  
—  
3,055  

—   $

2,020  
—  
2,020  

$

$

$

1,372 (2) 
3,320 (3) 
—  
4,692  

581 (2) 
2,996 (3) 
—  
3,577  

259 (2) 
2,710 (3) 
—  
2,969  

1,309
772
395
2,476

2,542
464
360
3,366

1,309
405
282
1,996

(1) Represents an allowance for adjustments to accounts receivable due to disputed rates, accessorial charges and other aspects of
previously billed shipments.
(2) Represents uncollectible accounts written off, net of recoveries
(3) Represents adjustments to billed accounts receivable

S-1

 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
No.
3.1

3.2

4.1

10.1

*

Exhibit
Restated Charter of the registrant (incorporated herein by reference to Exhibit 3 to the registrant’s Current Report on Form
8-K filed with the Securities and Exchange Commission on May 28, 1999 (File No. 0-22490))

  Amended and Restated Bylaws of the registrant (incorporated herein by reference to Exhibit 3.1 to the registrant’s Current

EXHIBIT INDEX

Report on Form 8-K filed with the Securities and Exchange Commission on July 31, 2017 (File No. 0-22490))
Form of Forward Air Corporation Common Stock Certificate (incorporated herein by reference to Exhibit 4.1 to the
registrant’s Quarterly Report on Form 10-Q for the quarterly period ended September 30, 1998 filed with the Securities and
Exchange Commission on November 16, 1998 (File No. 0-22490))
Forward Air Corporation 2005 Employee Stock Purchase Plan (incorporated herein by reference to the registrant's Proxy
Statement filed with the Securities and Exchange Commission on April 20, 2005 (File No. 0-22490))

10.2

  Air Carrier Certificate, effective August 28, 2003 (incorporated herein by reference to Exhibit 10.5 to the registrant's
Annual Report on Form 10-K for the fiscal year ended December 31, 2003 filed with the Securities and Exchange
Commission on March 11, 2004 (File No. 0-22490))

10.3

* Amendment to the Non-Employee Director Stock Plan (incorporated herein by reference to Exhibit 10.7 to the registrant's

10.4

10.5

Annual Report on Form 10-K for the fiscal year ended December 31, 2003 filed with the Securities and Exchange
Commission on March 11, 2004 (File No. 0-22490))
Form of Director Indemnification Agreement (incorporated herein by reference to Exhibit 10.4 to the registrant's Annual
Report on Form 10-K for the fiscal year ended December 31, 2017 filed with the Securities and Exchange Commission on
February 23, 2018 (File No. 0-22490))

* Employment Agreement dated October 30, 2007, between Forward Air Corporation and Bruce A. Campbell, including
Attachment B, Restrictive Covenants Agreement entered into contemporaneously with and as part of the Employment
Agreement (incorporated herein by reference to Exhibit 99.1 to the registrant's Current Report on Form 8-K filed with the
Securities and Exchange Commission on October 31, 2007 (File No. 0-22490))

10.6

* Amendment dated December 30, 2008 to Employment Agreement dated October 30, 2007, between Forward Air

10.7

*

Corporation and Bruce A. Campbell (incorporated herein by reference to Exhibit 10.9 to the registrant’s Annual Report on
Form 10-K for the fiscal year ended December 31, 2008 filed with the Securities and Exchange Commission on February
26, 2009 (File No. 0-22490))
Second Amendment dated February 24, 2009 to Employment Agreement dated October 30, 2007, between Forward Air
Corporation and Bruce A. Campbell (incorporated herein by reference to Exhibit 10.10 to the registrant’s Annual Report on
Form 10-K for the fiscal year ended December 31, 2008 filed with the Securities and Exchange Commission on February
26, 2009 (File No. 0-22490))

10.8

* Third Amendment dated December 15, 2010 to Employment Agreement dated October 30, 2007, between Forward Air

10.9

*

10.10

*

10.11

*

Corporation and Bruce A. Campbell (incorporated herein by reference to Exhibit 10.10 to the registrant's Annual Report on
Form 10-K for the fiscal year ended December 31, 2010 filed with the Securities and Exchange Commission on February
24, 2011 (File No. 0-22490))
Form of Incentive Stock Option Agreement under the registrant's Amended and Restated Stock Option and Incentive Plan,
as amended and 1999 Stock Option and Incentive Plan, as amended, for grants prior to February 12, 2006 (incorporated
herein by reference to Exhibit 10.12 to the registrant's Annual Report on Form 10-K/A for the fiscal year ended December
31, 2005 filed with the Securities and Exchange Commission on March 22, 2006 (File No. 0-22490))
Form of Non-Qualified Stock Option Agreement under the registrant's Non-Employee Director Stock Option Plan, as
amended, for grants prior to February 12, 2006 (incorporated herein by reference to Exhibit 10.13 to the registrant's Annual
Report on Form 10-K/A for the fiscal year ended December 31, 2005 filed with the Securities and Exchange Commission
on March 22, 2006 (File No. 0-22490))
Forward Air Corporation Amended and Restated Stock Option and Incentive Plan (incorporated herein by reference to
Appendix A of the registrant's Proxy Statement on Schedule 14A filed with the Securities and Exchange Commission on
April 3, 2008 (File No. 0-22490))

10.12

10.13

* Form of Incentive Stock Option Agreement under the registrant's Amended and Restated Stock Option and Incentive Plan
(incorporated herein by reference to Exhibit 10.19 to the registrant's Annual Report on Form 10-K for the fiscal year ended
December 31, 2008 filed with the Securities and Exchange Commission on February 26, 2009 (File No. 0-22490))

* Form of Non-Qualified Stock Option Agreement under the registrant's Amended and Restated Stock Option and Incentive
Plan (incorporated herein by reference to Exhibit 10.16 to the registrant's Annual Report on Form 10-K for the fiscal year
ended December 31, 2010 filed with the Securities and Exchange Commission on February 24, 2011 (File No. 0-22490))

 
 
 
 
10.14

10.15

* Forward Air Corporation Executive Severance and Change in Control Plan, effective as of January 1, 2013 (incorporated
herein by reference to Exhibit 10.1 to the registrant's Current Report on Form 8-K filed with the Securities and Exchange
Commission on December 14, 2012 (File No. 0-22490))

* Forward Air Corporation Recoupment Policy, effective as of January 1, 2013 (incorporated herein by reference to Exhibit
10.2 to the registrant's Current Report on Form 8-K filed with the Securities and Exchange Commission on December 14,
2012 (File No. 0-22490))

10.16

* Forward Air Corporation Amended and Restated Stock Option and Incentive Plan, as further amended and restated on

February 7, 2013 (incorporated herein by reference to Exhibit 10.1 to the registrant's Current Report on Form 8-K filed with
the Securities and Exchange Commission on February 13, 2013 (File No. 0-22490))

10.17

* Form of Non-Qualified Stock Option Agreement for an award granted in February 2013, under the registrant's Amended

and Restated Stock Option and Incentive Plan (incorporated herein by reference to Exhibit 10.4 to the registrant's Quarterly
Report on Form 10-Q for the quarterly period ended March 31, 2013, filed with the Securities and Exchange Commission
on April 25, 2013 (File No. 0-22490))

10.18

* Amended and Restated Non-Employee Director Stock Plan, as further amended and restated on February 8, 2013

10.19

(incorporated herein by reference to Exhibit 10.5 to the registrant's Quarterly Report on Form 10-Q for the quarterly period
ended March 31, 2013, filed with the Securities and Exchange Commission on April 25, 2013 (File No. 0-22490))
First Amendment to the Forward Air Corporation Amended and Restated Stock Option and Incentive Plan (incorporated
herein by reference to Exhibit 10.1 to the registrant’s Quarterly Report on Form 10-Q for the quarterly period ended March
31, 2016, filed with the Securities and Exchange Commission on April 27, 2016 (File No. 0-22490))

10.20

* Form of Nonqualified Stock Option Agreement under the registrant’s Amended and Restated Stock Option and Incentive

Plan (incorporated herein by reference to Exhibit 10.1 to the registrant’s Current Report on Form 8-K filed with the
Securities and Exchange Commission on February 12, 2016 (File No. 0-22490))

10.21

* Form of CEO Nonqualified Stock Option Agreement under the registrant’s Amended and Restated Stock Option and

Incentive Plan (incorporated herein by reference to Exhibit 10.2 to the registrant’s Current Report on Form 8-K filed with
the Securities and Exchange Commission on February 12, 2016 (File No. 0-22490))

10.22

* Form of Restricted Stock Agreement under the registrant’s Amended and Restated Stock Option and Incentive Plan

(incorporated herein by reference to Exhibit 10.3 to the registrant’s Current Report on Form 8-K filed with the Securities
and Exchange Commission on February 12, 2016 (File No. 0-22490))

10.23

* Form of CEO Restricted Stock Agreement under the registrant’s Amended and Restated Stock Option and Incentive Plan
(incorporated herein by reference to Exhibit 10.4 to the registrant’s Current Report on Form 8-K filed with the Securities
and Exchange Commission on February 12, 2016 (File No. 0-22490))

10.24

* Form of Performance Share Agreement under the registrant’s Amended and Restated Stock Option and Incentive Plan

(incorporated herein by reference to Exhibit 10.5 to the registrant’s Current Report on Form 8-K filed with the Securities
and Exchange Commission on February 12, 2016 (File No. 0-22490))

10.25

* Form of CEO Performance Share Agreement under the registrant’s Amended and Restated Stock Option and Incentive Plan
(incorporated herein by reference to Exhibit 10.6 to the registrant’s Current Report on Form 8-K filed with the Securities
and Exchange Commission on February 12, 2016 (File No. 0-22490))

10.26

* Form of Non-Employee Director Restricted Stock Units Agreement under the registrant’s Amended and Restated Non-

Employee Director Stock Plan (incorporated herein by reference to Exhibit 10.1 to the registrant’s Current Report on Form
8-K filed with the Securities and Exchange Commission on May 10, 2016 (File No. 0-22490))

10.27

* Form of Non-Employee Director Restricted Stock Agreement under the registrant’s Amended and Restated Non-Employee
Director Stock Plan (incorporated herein by reference to Exhibit 10.2 to the registrant’s Current Report on Form 8-K filed
with the Securities and Exchange Commission on May 10, 2016 (File No. 0-22490))

10.28

* Michael J. Morris Offer Letter dated as of May 24, 2016 (incorporated herein by reference to Exhibit 10.1 to the

registrant’s Current Report on Form 8-K filed with the Securities and Exchange Commission on May 26, 2016 (File No. 0-
22490))

10.29

* Form of Employee Restricted Share Agreement under the registrant’s 2016 Omnibus Incentive Compensation Plan

(incorporated herein by reference to Exhibit 10.2 to the registrant’s Quarterly Report on Form 10-Q for the quarterly period
ended June 30, 2016 filed with the Securities and Exchange Commission on July 27, 2016))

10.30

* Form of CEO Nonqualified Stock Option Agreement under the registrant’s 2016 Omnibus Incentive Compensation Plan

(incorporated herein by reference to Exhibit 10.41 to the registrant’s Annual Report on Form 10-K filed with the Securities
and Exchange Commission on February 22, 2017)

10.31

* Form of CEO Performance Share Agreement under the registrant’s 2016 Omnibus Incentive Compensation Plan

(incorporated herein by reference to Exhibit 10.42 to the registrant’s Annual Report on Form 10-K filed with the Securities
and Exchange Commission on February 22, 2017)

10.32

* Form of CEO Restricted Stock Agreement under the registrant’s 2016 Omnibus Incentive Compensation Plan (incorporated
herein by reference to Exhibit 10.43 to the registrant’s Annual Report on Form 10-K filed with the Securities and Exchange
Commission on February 22, 2017)

 
10.33

* Form of Nonqualified Stock Option Agreement under the registrant’s 2016 Omnibus Incentive Compensation Plan

(incorporated herein by reference to Exhibit 10.44 to the registrant’s Annual Report on Form 10-K filed with the Securities
and Exchange Commission on February 22, 2017)

10.34

* Form of Performance Share Agreement under the registrant’s 2016 Omnibus Compensation Plan (incorporated herein by

reference to Exhibit 10.45 to the registrant’s Annual Report on Form 10-K filed with the Securities and Exchange
Commission on February 22, 2017)

10.35

* Form of Notice of Grant of Performance Shares under the registrant’s 2016 Omnibus Compensation Plan (incorporated
herein by reference to Exhibit 10.1 to the registrant’s Quarterly Report on Form 10-Q filed with the Securities and
Exchange Commission on April 27, 2017)

10.36

* Executive Mortgage Assistance Agreement (incorporated herein by reference to Exhibit 10.2 to the registrant’s Quarterly

Report on Form 10-Q filed with the Securities and Exchange Commission on April 27, 2017)

10.37

* Severance Agreement (incorporated herein by reference to Exhibit 10.3 to the registrant’s Quarterly Report on Form 10-Q

filed with the Securities and Exchange Commission on April 27, 2017)

10.38

* Forward Air Corporation 2016 Omnibus Incentive Compensation Plan (incorporated herein by reference to Exhibit 10.1 to
the registrant’s Quarterly Report on Form 10-Q filed with the Securities and Exchange Commission on July 27, 2017 (File
No. 0-22490))

10.39

* Amended and Restated Non-Employee Director Stock Plan (incorporated herein by reference to Exhibit 10.2 to the

10.40

registrant’s Quarterly Report on Form 10-Q filed with the Securities and Exchange Commission on July 27, 2017 (File No.
02-22490))
Credit Agreement dated September 29, 2017 among Forward Air Corporation and Forward Air, Inc., as the borrowers, the
subsidiaries of the borrowers identified therein as the guarantors, Bank of America, N.A., U.S. Bank National Association
and the other lenders party thereto (incorporated herein by reference to Exhibit 10.1 to the registrant’s Current Report on
Form 8-K filed with the Securities and Exchange Commission on October 3, 2017)

10.41

* Form of CEO Nonqualified Stock Option Agreement under the registrant’s 2016 Omnibus Incentive Compensation Plan

(incorporated herein by reference to Exhibit 10.4 to the registrant’s Quarterly Report on Form 10-Q filed with the Securities
and Exchange Commission on April 26, 2018)

10.42

* Form of CEO Performance Share Agreement under the registrant’s 2016 Omnibus Incentive Compensation Plan

(incorporated herein by reference to Exhibit 10.5 to the registrant’s Quarterly Report on Form 10-Q filed with the Securities
and Exchange Commission on April 26, 2018)

10.43

* Form of CEO Restricted Stock Agreement under the registrant’s 2016 Omnibus Incentive Compensation Plan (incorporated

herein by reference to Exhibit 10.6 to the registrant’s Quarterly Report on Form 10-Q filed with the Securities and
Exchange Commission on April 26, 2018)

10.44

* Employment Agreement, dated June 6, 2018, between Forward Air Corporation and Thomas Schmitt (incorporated herein

by reference to Exhibit 10.1 to the registrant’s Current Report on Form 8-K filed with the Securities and Exchange
Commission on June 12, 2018)

10.45

* Restrictive Covenants Agreement, dated June 6, 2018, between Forward Air Corporation and Thomas Schmitt

(incorporated herein by reference to Exhibit 10.2 to the registrant’s Current Report on Form 8-K filed with the Securities
and Exchange Commission on June 12, 2018)

* Waiver and Acknowledgment, dated June 11, 2018 between Forward Air Corporation and Bruce Campbell (incorporated
herein by reference to Exhibit 10.3 to the registrant’s Current Report on Form 8-K filed with the Securities and Exchange
Commission on June 12, 2018)

  Subsidiaries of the registrant
  Consent of Ernst & Young LLP, Independent Registered Public Accounting Firm
  Certification of Chief Executive Officer Pursuant to Exchange Act Rule 13a-14(a) (17 CFR 240.13a-14(a))
  Certification of Chief Financial Officer Pursuant to Exchange Act Rule 13a-14(a) (17 CFR 240.13a-14(a))
  Certification of Chief Executive Officer Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the

10.46

21.1
23.1
31.1
31.2
32.1

Sarbanes-Oxley Act of 2002

32.2

  Certification of Chief Financial Officer Pursuant to 18 U.S.C. Section 1350, as Adopted Pursuant to Section 906 of the

Sarbanes-Oxley Act of 2002

*Denotes a management contract or compensatory plan or arrangement.

 
Exhibit 21.1

FORWARD AIR CORPORATION

SUBSIDIARIES

FAF, Inc.
Forward Air, Inc.
Forward Air Solutions, Inc.
Forward Air International Airlines, Inc.
Central States Trucking Co.
Central States Logistics, Inc.
TQI Holdings, Inc.

State of Incorporation
Tennessee
Tennessee
Tennessee
Tennessee
Delaware
Illinois
Delaware

FORWARD AIR, INC.

SUBSIDIARIES

Forward Air Royalty, LLC
Forward Air Technology and Logistics Services, Inc.
FACSBI, LLC
Towne Holdings, LLC
Synergy Cargo Logistics, Inc.
TAF, LLC
Towne Air Freight, LLC
Forward Air Services, LLC

State of Incorporation
Delaware
Tennessee
Delaware
Delaware
California
Indiana
Indiana
Delaware

TQI HOLDINGS, INC.

SUBSIDIARIES

Total Quality, Inc.
TQI, Inc.

State of Incorporation
Michigan
Michigan

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consent of Independent Registered Public Accounting Firm

Exhibit 23.1

We consent to the incorporation by reference in the following Registration Statements:

(1) Registration  Statement  (Form  S-8  No.  333-151198)  pertaining  to  the  Forward Air  Corporation Amended  and

Restated Stock Option and Incentive Plan,

(2) Registration Statement (Form S-8 No. 033-77944) pertaining to the Forward Air Corporation Stock Option and

Incentive Plan and the Employee Stock Purchase Plan,

(3) Registration  Statement  (Form  S-8  No.  333-134294)  pertaining  to  the  Forward  Air  Corporation  2006  Non-

Employee Director Stock Plan,

(4) Registration Statement (Form S-8 No. 333-125872) pertaining to the Forward Air Corporation 2005 Employee

Stock Purchase Plan,

(5) Registration  Statement  (Form  S-8  No.  333-120250)  pertaining  to  the  Forward  Air  Corporation  2000  Non-

Employee Director Stock Option Award,

(6) Registration Statement (Form S-8 No. 333-120249) pertaining to the Forward Air Corporation Non-Employee
Director Stock Plan, as amended, and the Forward Air Corporation 1999 Stock Option and Incentive Plan, as
amended,

(7) Registration Statement (Form S-8 No. 333-94249) pertaining to the Forward Air Corporation 1999 Stock Option

and Incentive Plan,

(8) Registration Statement (Form S-8 No. 333-211256) pertaining to the Forward Air Corporation 2016 Omnibus
Incentive Compensation Plan and the Forward Air Corporation Amended and Restated Non-Employee Director
Stock Plan -

of our reports dated February 20, 2019, with respect to the consolidated financial statements and schedule of
Forward  Air  Corporation  and  the  effectiveness  of  internal  control  over  financial  reporting  of  Forward  Air
Corporation included in this Annual Report (Form 10-K) of Forward Air Corporation for the year ended December
31, 2018.

/s/ Ernst & Young LLP

Atlanta, GA                                    
February 20, 2019

CERTIFICATION OF CHIEF EXECUTIVE OFFICER
PURSUANT TO EXCHANGE ACT RULE 13a-14(a) (17 CFR 240.13a-14(a))

Exhibit 31.1

I, Thomas Schmitt, President, Chief Executive Officer and Director of Forward Air Corporation, certify that:

1.    I have reviewed this report on Form 10-K for the year ended  December 31, 2018 of Forward Air Corporation;    

2.

3.

4.

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact
necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with
respect to the period covered by this report;

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all
material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented
in this report;    

The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures
(as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange
Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our

supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to
us by others within those entities, particularly during the period in which this report is being prepared;

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed
under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of
financial statements for external purposes in accordance with generally accepted accounting principles;

(c) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions

about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such
evaluation; and

(d) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s
most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is
reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

5.

The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial
reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the
equivalent functions):

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which

are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s

internal control over financial reporting.

Date:

February 20, 2019

/s/ Thomas Schmitt
Thomas Schmitt
President, Chief Executive Officer and
Director

 
 
 
 
CERTIFICATION OF CHIEF EXECUTIVE OFFICER
PURSUANT TO EXCHANGE ACT RULE 13a-14(a) (17 CFR 240.13a-14(a))

Exhibit 31.2

I, Michael J. Morris, Chief Financial Officer, Senior Vice President and Treasurer of Forward Air Corporation, certify that:

1.    I have reviewed this report on Form 10-K for the year ended  December 31, 2018 of Forward Air Corporation;    

2.

3.

4.

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact
necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with
respect to the period covered by this report;

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all
material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented
in this report;    

The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures
(as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange
Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our

supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to
us by others within those entities, particularly during the period in which this report is being prepared;

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed
under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of
financial statements for external purposes in accordance with generally accepted accounting principles;

(c) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report

our
conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report
based on such evaluation; and

(d) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s
most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is
reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

5.

The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial
reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the
equivalent functions):

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which

are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s

internal control over financial reporting.

Date:

February 20, 2019

/s/ Michael J. Morris
Michael J. Morris
Chief Financial Officer, Senior Vice
President and Treasurer

 
 
 
 
CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.1

In connection with the Annual Report on Form 10-K of Forward Air Corporation (the “Company”) for the period ended
December 31, 2018 as filed with the Securities and Exchange Commission on the date hereof  (the “Report”), Thomas Schmitt, President,
Chief Executive Officer and Director of the Company, certifies, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of
the Sarbanes-Oxley Act of 2002, that:

1.    The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended; and

2.    The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the
Company.

Date: February 20, 2019

/s/ Thomas Schmitt
Thomas Schmitt
President, Chief Executive Officer and
Director

A signed original of this written statement required by Section 906 has been provided to Forward Air Corporation and will be retained by
Forward Air Corporation and furnished to the Securities and Exchange Commission or its staff upon request.

 
 
 
 
 
 
 
 
CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.2

In connection with the Annual Report on Form 10-K of Forward Air Corporation (the “Company”) for the period ended

December 31, 2018 as filed with the Securities and Exchange Commission on the date hereof  (the “Report”), Michael J. Morris, Chief
Financial Officer, Senior Vice President and Treasurer of the Company, certifies, pursuant to 18 U.S.C. Section 1350, as adopted pursuant
to Section 906 of the Sarbanes-Oxley Act of 2002, that:

1.    The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended; and

2.    The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the
Company.

Date: February 20, 2019

/s/ Michael J. Morris
Michael J. Morris
Chief Financial Officer, Senior Vice
President and Treasurer

A signed original of this written statement required by Section 906 has been provided to Forward Air Corporation and will be retained by
Forward Air Corporation and furnished to the Securities and Exchange Commission or its staff upon request.