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Gamida Cell Ltd.

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FY2019 Annual Report · Gamida Cell Ltd.
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 20-F

☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934

☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Or

For the fiscal year ended December 31, 2019 

Or

☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
for the transition period from           to            

Or

☐ SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
Date of event requiring this shell company report

Commission File No. 001-38716

GAMIDA CELL LTD.
(Exact name of Registrant as specified in its charter)

N/A
(Translation of Registrant’s name into English)

State of Israel
(Jurisdiction of incorporation or organization)

5 Nahum Heftsadie Street
Givaat Shaul, Jerusalem 91340 Israel
Tel: +972 (2) 659-5666
(Address of principal executive offices)

Julian Adams
Chief Executive Officer
673 Boylston Street
Boston, MA 02116
Telephone: +1 978-494-4632
Email: julian@gamida-cell.com
(Name, Telephone, E-mail and/or Facsimile number and Address of Company Contact Person)

Securities registered or to be registered pursuant to Section 12(b) of the Act:

Title of each class
Ordinary shares, 
Par Value NIS 0.01 per share

Trading Symbol(s)
GMDA

Name of each exchange on which registered 
The Nasdaq Stock Market LLC

Securities registered or to be registered pursuant to Section 12(g) of the Act.
None
(Title of Class)

Securities for which there is a reporting obligation pursuant to Section 15(d) of the Act.
None
(Title of Class)

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Indicate the number of outstanding shares of each of the issuer’s classes of capital or common stock as of the close of the period covered by the annual

report: 33,670,926 ordinary shares, par value NIS 0.01 per share.

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes ☐ No ☒

If this report is an annual or transition report, indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934. Yes ☐  No  ☒

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934
during  the  preceding  12  months  (or  for  such  a  shorter  period  that  the  registrant  was  required  to  file  such  reports),  and  (2)  has  been  subject  to  such  filing
requirements for the past 90 days. Yes ☒  No  ☐

Indicate  by  check  mark  whether  the  registrant  has  submitted  electronically  and  posted  on  its  corporate  Website,  if  any,  every  Interactive  Data  File
required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter
period that the registrant was required to submit and post such files). Yes  ☒ No  ☐

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or an emerging growth company.

See the definitions of “large accelerated filer,” “accelerated filer,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer  ☐

Accelerated filer  ☒

Non-accelerated filer ☐
Emerging growth company  ☒

If an emerging growth company that prepares its financial statements in accordance with U.S. GAAP, indicate by check mark if the registrant has elected
not to use the extended transition period for complying with any new or revised financial accounting standards† provided pursuant to Section 13(a) of the
Exchange Act. ☐

† The term “new or revised financial accounting standard” refers to any update issued by the Financial Accounting Standards Board to its Accounting

Standards Codification after April 5, 2012.

Indicate by check mark which basis of accounting the registrant has used to prepare the financial statements included in this filing:

U.S. GAAP ☐

International Financial Reporting Standards as issued by the International Accounting
Standards Board ☒

Other ☐

If “Other” has been checked in response to the previous question, indicate by check mark which financial statement item the Registrant has elected to

follow: Item 17 ☐ Item 18 ☐

If this is an annual report, indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes  ☐

No  ☒

 
 
 
 
 
 
 
 
 
 
  
  
 
 
 
 
 
 
 
 
 
 
 
 
TABLE OF CONTENTS

PART I

ITEM 1. Identity of Directors, Senior Management and Advisers
ITEM 2. Offer Statistics and Expected Timetable
ITEM 3. Key Information
ITEM 4. Information on the Company
ITEM 4A. Unresolved Staff Comments
ITEM 5. Operating and Financial Review and Prospects
ITEM 6. Directors, Senior Management and Employees
ITEM 7. Major Shareholders and Related Party Transactions
ITEM 8. Financial Information
ITEM 9. The Offer and Listing
ITEM 10. Additional Information
ITEM 11. Quantitative and Qualitative Disclosures About Market Risk
ITEM 12. Description of Securities Other Than Equity Securities

PART II

ITEM 13. Defaults, Dividend Arrearages and Delinquencies
ITEM 14. Material Modifications to the Rights of Security Holders and Use of Proceeds
ITEM 15. Controls and Procedures
ITEM 16. [Reserved]
ITEM 16A. Audit Committee Financial Expert
ITEM 16B. Code of Ethics
ITEM 16C. Principal Accountant Fees and Services
ITEM 16D. Exemptions from the Listing Standards for Audit Committees
ITEM 16E. Purchases of Equity Securities by the Issuer and Affiliated Purchasers
ITEM 16F. Change in Registrant’s Certifying Accountant
ITEM 16G. Corporate Governance
ITEM 16H. Mine Safety Disclosure

PART III

ITEM 17. Financial Statements
ITEM 18. Financial Statements
ITEM 19. Exhibits
Signatures

Index to Consolidated Financial Statements

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46
68
69
79
97
101
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F-1

 
 
 
 
 
 
 
 
 
 
 
 
 
ABOUT THIS ANNUAL REPORT

All references to “we,” “us,” “our,” “Gamida”, “Gamida Cell”, “the Company” and “our Company”, in this annual report on Form 20-F, or our annual
report, are to Gamida Cell Ltd. its U.S. subsidiary, Gamida Cell Inc., unless the context otherwise requires. All references to “ordinary shares” and “share
capital” refer to ordinary shares and share capital of Gamida. All references to “Israel” are to the State of Israel. Unless otherwise indicated, or the context
otherwise  requires,  references  in  this  annual  report  to  financial  and  operational  data  for  a  particular  year  refer  to  the  fiscal  year  of  our  Company  ended
December 31 of that year.

In this annual report on Form 20-F, “NIS” means New Israeli Shekel, the official currency of the State of Israel, and “$,” “US$” and “U.S. dollars” mean

United States dollars.

This annual report on Form 20-F contains estimates, projections and other information concerning our industry, our business, and the markets for our
product  candidates.  Information  that  is  based  on  estimates,  forecasts,  projections,  market  research  or  similar  methodologies  is  inherently  subject  to
uncertainties, and actual events or circumstances may differ materially from events and circumstances that are assumed in this information. Unless otherwise
expressly stated, we obtained this industry, business, market and other data from our own internal estimates and research as well as from reports, research
surveys, studies and similar data prepared by market research firms and other third parties, industry, medical and general publications, government data and
similar sources, and such information that is applicable.

In addition, assumptions and estimates of our and our industry’s future performance are necessarily subject to a high degree of uncertainty and risk due
to a variety of factors, including those described in “Risk Factors.” These and other factors could cause our future performance to differ materially from our
assumptions and estimates. See “Cautionary Note Regarding Forward-Looking Statements.”

ii

 
 
 
 
 
 
 
CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS

This annual report on Form 20-F contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, or
the Securities Act, Section 21E of the Securities Exchange Act of 1934, as amended, or the Exchange Act, and the safe harbor provisions of the U.S. Private
Securities Litigation Reform Act of 1995, that are based on our management’s expectations, beliefs or intentions regarding, among other things, our product
development  efforts,  business,  financial  condition,  results  of  operations,  strategies,  plans  and  prospects.  In  addition,  from  time  to  time,  we  or  our
representatives have made or may make forward-looking statements, orally or in writing. Forward-looking statements can be identified by the use of forward-
looking words such as “believe,” “expect,” “intend,” “plan,” “may,” “should,” “anticipate,” “could,” “might,” “seek,” “target,” “will,” “project,” “forecast,”
“continue” or their negatives or variations of these words or other comparable words or by the fact that these statements do not relate strictly to historical
matters.  These  forward-looking  statements  may  be  included  in,  among  other  things,  various  filings  made  by  us  with  the  Securities  and  Exchange
Commission,  or  the  SEC,  press  releases  or  oral  statements  made  by  or  with  the  approval  of  one  of  our  authorized  executive  officers.  Forward-looking
statements  relate  to  anticipated  or  expected  events,  activities,  trends  or  results  as  of  the  date  they  are  made.  Because  forward-looking  statements  relate  to
matters that have not yet occurred, these statements are inherently subject to risks and uncertainties that could cause our actual results to differ materially
from any future results expressed or implied by the forward-looking statements. Many factors could cause our actual activities or results to differ materially
from the activities and results anticipated in forward-looking statements, including, but not limited to, the factors summarized below:

●

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●

the timing and conduct of our clinical trials of omidubicel (previously referred to as NiCord), GDA-201(previously referred to as NAM-NK) and
our other product candidates, including statements regarding the timing, progress and results of current and future preclinical studies and clinical
trials, and our research and development programs;

the clinical utility, potential advantages and timing or likelihood of regulatory filings and approvals of omidubicel, GDA-201 and our other product
candidates;

our plans regarding utilization of regulatory pathways that would allow for accelerated marketing approval in the United States, the European Union
and other jurisdictions;

our expectations regarding timing for application for and receipt of regulatory approval for any of our product candidates;

our recurring losses from operations, which raised substantial doubt regarding our ability to continue as a going concern absent access to sources of
liquidity;

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our ongoing and planned discovery and development of product candidates;

our expectations regarding future growth, including our ability to develop, and obtain regulatory approval for, new product candidates;

our expectations regarding when certain patents may be issued and the protection and enforcement of our intellectual property rights;

our plans to develop and commercialize our product candidates;

our estimates regarding the market opportunity for our product candidates;

our ability to maintain relationships with certain third parties;

our estimates regarding anticipated capital requirements and our needs for additional financing;

our planned level of capital expenditures;

our expectations regarding licensing, acquisitions and strategic partnering;

our expectations regarding the maintenance of our foreign private issuer status;

our expectations regarding the maintenance of our foreign private issuer status; and

the impact of government laws and regulations.

We  believe  these  forward-looking  statements  are  reasonable;  however,  these  statements  are  only  current  predictions  and  are  subject  to  known  and
unknown  risks,  uncertainties  and  other  factors  that  may  cause  our  or  our  industry’s  actual  results,  levels  of  activity,  performance  or  achievements  to  be
materially different from those anticipated by the forward-looking statements. We discuss many of these risks in this annual report in greater detail under the
heading “Risk Factors” and elsewhere in this annual report. Given these uncertainties, you should not rely upon forward-looking statements as predictions of
future events. 

All forward-looking statements attributable to us or persons acting on our behalf speak only as of the date hereof and are expressly qualified in their
entirety by the cautionary statements included in this annual report. We undertake no obligations to update or revise forward-looking statements to reflect
events  or  circumstances  that  arise  after  the  date  made  or  to  reflect  the  occurrence  of  unanticipated  events.  In  evaluating  forward-looking  statements,  you
should consider these risks and uncertainties.

iv

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 1. Identity of Directors, Senior Management and Advisers.

Not applicable.

ITEM 2. Offer Statistics and Expected Timetable.

PART I

Not applicable.

ITEM 3. Key Information.

A.  Selected Financial Data.

The following tables summarize our financial data. We have derived the selected statements of operations data for the years ended December 31, 2017,
2018 and 2019 and the balance sheet data as of December 31, 2018 and 2019 from our audited consolidated financial statements included elsewhere in this
annual report. The balance sheet data of December 31, 2017 have been derived from other audited financial statements not included in this Form 20-F. Our
consolidated financial statements included in this annual report were prepared in accordance with IFRS, as issued by the IASB.

The following selected financial data for our Company should be read in conjunction with the financial information, “Item 5. Operating and Financial
Review and Prospects” and other information provided elsewhere in this annual report on Form 20-F and our consolidated financial statements and related
notes. The selected financial data in this section is not intended to replace the consolidated financial statements and is qualified in its entirety thereby.

2019

Year ended December 31,
2018
USD in thousands except share and per share
amounts

2017

Statements of Operations Data:
Research and development expenses, net
Commercial activities
General and administrative expenses
Operating loss
Financial expenses
Financial income
Loss before taxes on income
Taxes on income (benefit)
Net loss

Basic net loss per ordinary share
Diluted net loss per ordinary share

  $

31,462    $
4,692     
12,091     
48,245     
3,325     
(17,149)    
34,421     
(70)    
34,351     

22,045    $
-     
11,599     
33,644     
20,259     
(1,042)    
52,861     
70     
52,931     

  $
  $

1.17    $
1.69    $

10.53    $
10.53    $

15,018 
- 
4,472 
19,490 
718 
(1,197)
19,011 
- 
19,011 

27.56 
27.56 

Weighted average number of ordinary shares, for the computation of basic loss
Weighted average number of ordinary shares, for the computation of diluted loss

29,459,395     
29,655,823     

5,025,213     
5,025,213     

689,898 
689,898 

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2019

December 31,
2018
USD in thousands

2017

  $

55,397    $
45,308     
68,775     
34,983     

60,689    $
55,486     
65,164     
24,687     

41,083 
39,046 
44,922 
22,956 

Balance Sheet Data:
Cash and cash equivalents, Marketable securities and short-term deposits
Working Capital
Total Assets
Total Shareholders’ Equity

B. Capitalization and Indebtedness.

Not applicable.

C. Reasons for the Offer and Use of Proceeds.

Not applicable.

D. Risk Factors.

Risks Related to Our Financial Condition and Capital Requirements

Investing in our ordinary shares involves a high degree of risk. You should carefully consider the risks and uncertainties described below, in addition to
the other information set forth in this annual report on Form 20-F, including the consolidated financial statements and the related notes included elsewhere in
this annual report on Form 20-F, before purchasing our ordinary shares. If any of the following risks actually occurs, our business, financial condition, cash
flows and results of operations could be negatively impacted. In that case, the trading price of our ordinary shares would likely decline and you might lose all
or part of your investment. Additional risks and uncertainties not presently known to us or that we currently deem immaterial also may impair our business
operations.

We have incurred significant losses since our inception. We anticipate that we will continue to incur significant losses for the foreseeable future, and we
may never achieve or maintain profitability.

We are a clinical-stage biopharmaceutical company. We have incurred net losses each year since our inception in 1998, including net losses of $34.4
million,  $52.9  million  and  $19.0  million  for  the  years  ended  December  31,  2019,  2018  and  2017,  respectively.  As  of  December  31,  2019,  we  had  an
accumulated deficit of $203,564 million.

We have devoted substantially all our financial resources to designing and developing our product candidates, including conducting preclinical studies
and clinical trials and providing general and administrative support for these operations. We expect to continue to incur significant expenses and increasing
operating losses for the foreseeable future. Our ability to ultimately achieve recurring revenue and profitability, which we do not expect to occur for at least
several years, is dependent upon our ability to successfully complete the development of our product candidates, obtain necessary regulatory approvals for
and successfully manufacture, market and commercialize our products.

We anticipate that our expenses will increase substantially based on a number of factors, including to the extent that we:

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continue our clinical development of omidubicel, GDA-201 and our other product candidates;

seek regulatory and marketing approvals for our product candidates that successfully complete clinical studies;

identify, assess, acquire, license and/or develop other product candidates;

establish and validate our commercial-scale manufacturing facilities in accordance with current good manufacturing practices, or cGMP;

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establish a sales, marketing and distribution infrastructure to commercialize any products for which we may obtain marketing approval;

hire personnel and invest in additional infrastructure to support our operations as a public company and expand our product development;

enter into agreements to license intellectual property from, or to, third parties;

develop, maintain, protect and expand our intellectual property portfolio; and

experience any delays or encounter issues with respect to any of the above, including but not limited to, failed studies, complex results, safety issues
or other regulatory challenges that require longer follow-up of existing studies, additional major studies or additional supportive studies in order to
pursue marketing approval.

To date, we have financed our operations primarily through our public offerings of equity securities, private placements of equity securities and royalty-
bearing  grants  that  we  received  from  the  Israeli  Innovation  Authority,  or  the  IIA,  formerly  known  as  the  Office  of  the  Chief  Scientist  of  the  Ministry  of
Economy  and  Industry.  The  amount  of  our  future  net  losses  will  depend,  in  part,  on  the  rate  of  our  future  expenditures  and  our  ability  to  obtain  funding
through equity or debt financings, strategic collaborations, or grants. Even if we obtain regulatory approval to market one or more product candidates, our
future  revenue  will  depend  upon  the  size  of  any  markets  in  which  such  product  candidates  receive  approval,  and  our  ability  to  achieve  sufficient  market
acceptance, pricing, reimbursement from third-party payers for such product candidates. Further, the net losses that we incur may fluctuate significantly from
quarter  to  quarter  and  year  to  year,  such  that  a  period-to-period  comparison  of  our  results  of  operations  may  not  be  a  good  indication  of  our  future
performance. We may also incur other unanticipated costs from our operations.

We will need to raise substantial additional funding, which may not be available on acceptable terms, or at all. Failure to obtain funding on acceptable
terms and on a timely basis may require us to curtail, delay or discontinue our product development efforts or other operations.

Our  audited  consolidated  financial  statements  for  the  year  ended  December  31,  2019  included  elsewhere  in  this  annual  report,  note  that  there  is
substantial doubt about our ability to continue as a going concern, absent sources of additional liquidity. In order to fund further operations, we will need to
raise  capital.  We  may  seek  these  funds  through  a  combination  of  private  and  public  equity  offerings,  debt  financings,  government  grants,  strategic
collaborations and licensing arrangements. Additional financing may not be available when we need it or may not be available on terms that are favorable to
us. These conditions raise substantial doubt about our ability to continue as a going concern, and we will be required to raise additional funds, seek alternative
means  of  financial  support,  or  both,  in  order  to  continue  operations.  The  accompanying  audited  consolidated  financial  statements  have  been  prepared
assuming that we will continue as a going concern and do not include adjustments that might result from the outcome of this uncertainty. If we are unable to
raise the requisite funds, we will need to curtail or cease operations.

Developing our product candidates is expensive, and we expect our research and development expenses to increase substantially in connection with our
ongoing activities, particularly as we advance our product candidates through preclinical studies and clinical development in an effort to obtain regulatory
approval. We are conducting a Phase 3 clinical trial of our lead product candidate, omidubicel, for the treatment of hematologic malignancies. We expect to
report  top-line  data  in  the  second  quarter  of  2020.  Assuming  positive  results  from  the  Phase  3  clinical  trial,  we  plan  to  seek  regulatory  approval  for
omidubicel  in  the  United  States  and  the  European  Union,  and  we  may  seek  such  approvals  in  other  geographies.  We  also  plan  to  continue  our  Phase  1/2
investigator-sponsored  clinical  trial  of  omidubicel  for  the  treatment  of  severe  aplastic  anemia  and  our  Phase  1  investigator-sponsored  clinical  trial  of  our
GDA-201  product  candidate  for  the  treatment  of  relapsed  or  refractory  non-Hodgkin  lymphoma,  or  NHL,  and  multiple  myeloma,  or  MM.  We  also  incur
additional ongoing costs associated with operating as a public company.

As of December 31, 2019, we had cash and cash equivalents, Marketable securities and short-term deposits of $55.4 million. We currently believe that
our  existing  capital  resources  will  be  sufficient  to  meet  our  projected  operating  requirements  into  the  fourth  quarter  of  2020.  We  will  require  significant
additional financing in the future to fund our operations. Our future funding requirements will depend on many factors, including, but not limited to:

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the progress, results and costs of our current and planned clinical trials of omidubicel and our other future product candidates;

the cost, timing and outcomes of regulatory review of omidubicel and our other future product candidates;

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the costs of establishing and maintaining one or more of our planned commercial-scale cGMP manufacturing facilities, including the new facility in
Kiryat Gat, Israel, and/or engaging third-party manufacturers;

the scope, progress, results and costs of product development, laboratory testing, manufacturing, preclinical development and clinical trials for any
other product candidates that we may develop or otherwise obtain in the future;

the  cost  of  our  future  activities,  including  establishing  sales,  marketing  and  distribution  capabilities  for  any  product  candidates  in  any  particular
geography where we receive marketing approval for such product candidates;

the terms and timing of any collaborative, licensing and other arrangements that we may establish;

the  costs  of  preparing,  filing  and  prosecuting  patent  applications,  maintaining  and  enforcing  our  intellectual  property  rights  and  defending
intellectual property-related claims; and

●

the level of revenue, if any, received from commercial sales of any product candidates for which we receive marketing approval.

Identifying potential product candidates and conducting preclinical testing and clinical trials is a time-consuming, expensive and uncertain process that
takes years to complete, and we may never generate the necessary data or results required to obtain marketing approval and achieve product sales. In addition,
our product candidates, if approved, may not achieve commercial success. Our product revenue, if any, will be derived from or based on sales of product
candidates that may not be commercially available for many years, if at all. Accordingly, we will need to continue to rely on additional financing to achieve
our  business  objectives.  Any  additional  fundraising  efforts  may  divert  our  management  from  their  day-to-day  activities,  which  may  adversely  affect  our
ability to develop and commercialize our product candidates.

We cannot guarantee that future financing will be available in sufficient amounts or on terms acceptable to us, if at all, and the terms of any financing
may adversely affect the interests or rights of our shareholders. Even if we believe that we have sufficient funds for our current or future operating plans, we
may seek additional capital if market conditions are favorable or if we have specific strategic considerations. The issuance of additional securities, whether
equity or debt, by us, or the possibility of such issuance, may cause the market price of our shares to decline.

Raising additional capital may cause dilution to our shareholders and our share price to fall, restrict our operations or require us to relinquish rights to
our technologies or product candidates.

Until such time, if ever, as we can generate substantial product revenue, we expect to obtain additional capital through a combination of equity offerings,
debt  financings  and  collaborations  and  strategic  and  licensing  arrangements.  To  the  extent  that  we  raise  additional  capital  through  the  sale  of  equity  or
convertible debt securities, your ownership interest will be diluted, and the terms of such securities may include liquidation or other preferences that adversely
affect your rights as a shareholder. Debt financing, if available, may involve covenants restricting our operations or our ability to incur additional debt. If we
raise additional funds through collaboration and licensing arrangements with third parties, it may be necessary to relinquish certain rights to our technologies
or our product candidates, or to grant licenses on terms that are not favorable to us.

We have also entered into a Controlled Equity Sales Agreement, or the Sales Agreement under which we may offer and sell our ordinary shares having
an aggregate gross sales price of up to $30 million from time to time through Cantor Fitzgerald & Co. Pursuant to the Sales Agreement and upon delivery of
notice by the Company, Cantor may sell our ordinary shares under an “at the market offering”. The sale of a substantial amount of our ordinary shares in this
manner may depress the market price for our ordinary shares.

If we are unable to obtain funding on acceptable terms and on a timely basis, we may be required to significantly curtail, delay or discontinue one or
more of our research, development or manufacturing programs or the commercialization of any approved product, or be unable to expand our operations or
otherwise capitalize on our business opportunities, as desired, which could materially affect our business, financial condition and results of operations.

4

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
We have never generated any revenue from product sales and may never be profitable.

We have no products approved for marketing in any jurisdiction, and we have never generated any revenue from product sales. Our ability to generate
revenue  and  achieve  profitability  depends  on  our  ability,  alone  or  with  strategic  collaboration  partners,  to  successfully  complete  the  development  of,  and
obtain the regulatory and marketing approvals necessary to commercialize one or more of our product candidates. We do not anticipate generating revenue
from product sales for at least the next several years. Our ability to generate future revenue from product sales will depend heavily on our ability to:

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complete research and preclinical and clinical development of our product candidates in a timely and successful manner;

obtain regulatory approvals and marketing authorizations for those of our product candidates for which we complete clinical studies;

develop and obtain regulatory approval for a sustainable and scalable in-house and/or third-party manufacturing process that meets all applicable
regulatory standards for our approved product candidates;

establish  and  maintain  supply  and,  if  applicable,  manufacturing  relationships  with  third  parties  that  can  provide  adequate,  in  both  amount  and
quality, products to support clinical development and the market demand for our product candidates, if and when approved;

launch  and  commercialize  our  product  candidates  for  which  we  obtain  regulatory  and  marketing  approval,  either  directly  by  establishing  a  sales
force, marketing and distribution infrastructure, and/or with collaborators or distributors;

expose, educate and train physicians and other medical professionals to use our products;

obtain market acceptance, if and when approved, of our product candidates from the medical community and third-party payers;

ensure  procedures  utilizing  our  product  candidates  are  approved  for  coverage  and  adequate  reimbursement  from  governmental  agencies,  private
insurance plans, managed care organizations, and other third-party payers in jurisdictions where they have been approved for marketing;

address  any  competing  technological  and  market  developments  that  impact  our  product  candidates  or  their  prospective  usage  by  medical
professionals;

identify, assess, acquire and/or develop new product candidates;

negotiate favorable terms in any collaboration, licensing or other arrangements into which we may enter and perform our obligations under such
collaborations;

● maintain, protect and expand our portfolio of intellectual property rights, including patents, patent applications, trade secrets and know-how;

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avoid and defend against third-party interference, infringement or other intellectual property related claims;

attract, hire and retain qualified personnel; and

locate and lease or acquire suitable facilities to support our clinical development, manufacturing facilities and commercial expansion.

Even if one or more of our product candidates is approved for marketing and sale, we anticipate incurring significant incremental costs associated with
commercializing such product candidates. Our expenses could increase beyond expectations if we are required by the U.S. Food and Drug Administration, or
the FDA, the European Medicines Agency, or the EMA, or other regulatory agencies or ethical committees in medical centers, to change our manufacturing
processes or assays or to perform clinical, nonclinical, or other types of studies in addition to those that we currently anticipate. Even if we are successful in
obtaining regulatory approvals to market one or more of our product candidates, our revenue earned from such product candidates will be dependent in part
upon the size of the markets in the territories for which we gain regulatory approval for such products, the accepted price for such products, our ability to
obtain reimbursement for such products at any price, whether we own the commercial rights for that territory in which such products have been approved and
the expenses associated with manufacturing and marketing such products for such markets. Therefore, we may not generate significant revenue from the sale
of such products, even if approved. Further, if we are not able to generate significant revenue from the sale of our approved products, we may be forced to
curtail or cease our operations. Due to the numerous risks and uncertainties involved in product development, it is difficult to predict the timing or amount of
increased expenses, or when, or if, we will be able to achieve or maintain profitability.

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Risks Related to the Discovery, Development and Clinical Testing of Our Product Candidates

We  are  heavily  dependent  on  the  success  of  our  product  candidates,  including  obtaining  regulatory  approval  to  market  our  product  candidates  in  the
United States, the European Union and other geographies.

To date, we have deployed all our efforts and financial resources to: (i) research and develop our NAM, or nicotinamide, cell expansion platform, our
lead product candidate, omidubicel, for the treatment of hematologic malignancies, and our other product candidates, including conducting preclinical and
clinical studies and providing general and administrative support for these operations; and (ii) develop and secure our intellectual property portfolio for our
product candidates. Our future success is dependent on our ability to successfully develop, obtain regulatory approval for and commercialize one or more of
our current and future product candidates. Our product candidates’ marketability is subject to significant risks associated with successfully completing current
and future clinical trials and commercializing our product candidates that receive regulatory approval, including:

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completion  of  our  ongoing  international,  multicenter,  randomized,  pivotal  Phase  3  clinical  trial  of  omidubicel  for  the  treatment  of  hematologic
malignancies and the clinical trials of our other product candidates, and for any other product candidates for which we may file an Investigational
New Drug, or IND, application, without which we would be unable to commence such clinical trials;

acceptance by the FDA, EMA or other regulatory agencies of our parameters for regulatory approval relating to omidubicel and our other product
candidates, including our proposed indications, primary and secondary endpoint assessments and measurements, safety evaluations and regulatory
pathways;

the acceptance by the FDA, EMA or other regulatory agencies of the number, design, size, conduct and implementation of our clinical trials, our
trial protocols and the interpretation of data from preclinical studies or clinical trials;

our  ability  to  successfully  complete  the  clinical  trials  of  our  product  candidates,  including  timely  patient  enrollment  and  acceptable  safety  and
efficacy data and our ability to demonstrate the safety and efficacy of the product candidates undergoing such clinical trials;

our  ability  to  complete  our  Phase  3  clinical  trial  of  omidubicel  for  the  treatment  of  hematologic  malignancies  in  the  United  States  in  a  timely
fashion,  and  that  such  single  pivotal  Phase  3  clinical  trial,  even  if  successfully  completed,  will  be  sufficient  to  support  approval  of  a  Biologics
License Application, or BLA;

the acceptance by the FDA of the sufficiency of the data we collect from our preclinical studies and our investigator-sponsored Phase 1/2 clinical
trial of omidubicel for the treatment of severe aplastic anemia and of GDA-201 for the treatment of NHL and MM;

the  willingness  of  the  FDA,  EMA  or  other  regulatory  agencies  to  schedule  an  advisory  committee  meeting  in  a  timely  manner  to  evaluate  and
decide on the approval of our regulatory filings, if such advisory committee meetings are required;

the recommendation of the FDA’s advisory committee to approve our applications to market omidubicel and our other product candidates in the
United  States,  and  the  EMA  in  the  European  Union,  if  such  advisory  committee  reviews  are  scheduled,  without  limiting  the  approved  labeling,
specifications, distribution or use of the products, or imposing other restrictions;

the satisfaction of the FDA, EMA or other regulatory agencies with the safety and efficacy of our product candidates;

the prevalence and severity of adverse events associated with our product candidates;

the timely and satisfactory performance by third-party contractors, trial sites and principal investigators of their obligations in relation to our clinical
trials;

our success in educating medical professionals and patients about the benefits, administration and use of our product candidates, if approved;

the availability, perceived advantages, relative cost, safety and efficacy of alternative and competing treatments for the indications addressed by our
product candidates;

the effectiveness of our marketing, sales and distribution strategy, and operations, as well as that of any current and future licenses;

the extent to which third-party payers provide coverage and adequate reimbursement for procedures utilizing our products;

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our ability to develop, validate and maintain a commercially viable manufacturing process that is compliant with cGMP;

our  ability  to  obtain,  maintain,  protect  and  enforce  our  intellectual  property  rights  with  respect  to  our  product  candidates  and  to  regulatory
guidelines.

Many of these clinical, regulatory and commercial risks are beyond our control. Accordingly, we cannot assure you that we will be able to advance any
of  our  product  candidates  through  clinical  development,  or  to  obtain  regulatory  approval  of  or  commercialize  any  of  our  product  candidates.  If  we  fail  to
achieve these objectives or overcome the challenges presented above, we could experience significant delays or an inability to successfully commercialize our
product candidates. Accordingly, we may not be able to generate sufficient revenue through the sale of our product candidates to enable us to continue our
business.

We may be unable to obtain regulatory approval for our product candidates.

The  research,  development,  testing,  manufacturing,  labeling,  packaging,  approval,  promotion,  advertising,  storage,  recordkeeping,  marketing,
distribution, post-approval monitoring and reporting and export and import of drug products are subject to extensive regulation by the FDA, the EMA and by
regulatory  authorities  in  other  countries.  These  regulations  differ  from  country  to  country.  To  gain  approval  to  market  our  product  candidates,  we  must
provide  data  from  well-controlled  clinical  trials  that  adequately  demonstrate  the  safety  and  efficacy  of  the  product  for  the  intended  indication  to  the
satisfaction of the FDA, EMA or other regulatory authority. We have not yet obtained regulatory approval to market any of our product candidates in the
United States or any other country. The FDA, EMA or other regulatory agencies can delay, limit or deny approval of our product candidates for many reasons,
including:

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regulatory requests for additional analyses, reports, data, non-clinical and preclinical studies and clinical trials;

our inability to demonstrate that the product candidates are safe and effective for the target indication to the satisfaction of the FDA, EMA or other
regulatory agencies;

the FDA’s, EMA’s, or other regulatory agencies’ disagreement with our clinical trial protocol, the interpretation of data from preclinical studies or
clinical trials, or adequacy of the conduct and control of clinical trials;

clinical holds, other regulatory objections to commencing or continuing a clinical trial or the inability to obtain regulatory approval to commence a
clinical trial in countries that require such approvals;

the population studied in the clinical trial may not be sufficiently broad or representative to assess safety in the patient population for which we seek
approval;

unfavorable or inconclusive results of clinical trials and supportive non-clinical studies, including unfavorable results regarding safety or efficacy of
our product candidates observed in clinical trials;

our inability to demonstrate that clinical or other benefits of our product candidates outweigh any safety or other perceived risks;

any determination that a clinical trial presents unacceptable health risks to subjects;

our inability to obtain approval from institutional review boards, or IRBs, to conduct clinical trials at their respective sites;

the non-approval of the formulation, labeling or the specifications of our product candidates;

the  failure  to  accept  the  manufacturing  processes  or  facilities  at  our  manufacturing  site  or  those  of  third-party  manufacturers  with  which  we
contract;

the potential for approval policies or regulations of the FDA, EMA or other regulatory agencies to significantly change in a manner rendering our
clinical data insufficient for approval; or

resistance  to  approval  from  the  advisory  committees  of  the  FDA,  EMA  or  other  regulatory  agencies  for  any  reason  including  safety  or  efficacy
concerns.

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In the United States, we will be required to submit a BLA, to obtain FDA approval before marketing any of our product candidates. A BLA must include
extensive preclinical and clinical data and supporting information to establish the product candidate’s safety, purity and potency, or efficacy, for each desired
indication. The BLA must also include significant information regarding the chemistry, manufacturing and controls for the product. The FDA may further
inspect our manufacturing facilities to ensure that they can manufacture our product candidates and our products, if and when approved, in compliance with
the applicable regulatory requirements, as well as inspect our clinical trial sites to ensure that our studies are properly conducted. Obtaining approval of a
BLA  is  a  lengthy,  expensive  and  uncertain  process,  and  approval  may  not  be  obtained.  Upon  submission  of  a  BLA,  the  FDA  must  make  an  initial
determination that the application is sufficiently complete to accept the submission for filing. We cannot be certain that any submissions will be accepted for
filing and review by the FDA, or ultimately be approved. If the application is not accepted for review or approval, the FDA may require that we conduct
additional clinical or preclinical trials, or take other actions before it will reconsider our application. If the FDA requires additional studies or data, we would
incur increased costs and delays in the marketing approval process, which may require us to expend more resources than we have available. In addition, the
FDA may not consider any additional information to be complete or sufficient to support approval.

Regulatory authorities outside of the United States, such as in the European Union, also have requirements for approval of biologics for commercial sale
with which we must comply prior to marketing in those areas. Regulatory requirements can vary widely from country to country and could delay or prevent
the  introduction  of  our  product  candidates.  Clinical  trials  conducted  in  one  country  may  not  be  accepted  by  regulatory  authorities  in  other  countries,  and
obtaining regulatory approval in one country does not mean that regulatory approval will be obtained in any other country. However, the failure to obtain
regulatory  approval  in  one  jurisdiction  could  have  a  negative  impact  on  our  ability  to  obtain  approval  in  a  different  jurisdiction.  Approval  processes  vary
among  countries  and  can  involve  additional  product  candidate  testing  and  validation  and  additional  administrative  review  periods.  Seeking  additional
regulatory approvals outside the United States and European Union could require additional non-clinical studies or clinical trials, which could be costly and
time consuming. These regulatory approvals may include all of the risks associated with obtaining FDA or EMA approval. For all of these reasons, if we seek
such regulatory approvals for any of our other product candidates, we may not obtain such approvals on a timely basis, if at all.

Even if we eventually complete clinical testing and receive approval of any regulatory filing for our product candidates, the FDA may grant approval
contingent  on  the  performance  of  costly  and  potentially  time-consuming  additional  post-approval  clinical  trials  or  subject  to  contraindications,  black  box
warnings, restrictive surveillance or a Risk Evaluation and Mitigation Strategy, or REMS. Further, the FDA, EMA or other regulatory authorities may also
approve our product candidates for a more limited indication or a narrower patient population than we originally requested, and these regulatory authorities
may not approve the labeling that we believe is necessary or desirable for the successful commercialization of our product candidates. Following any approval
for commercial sale of our product candidates, certain changes to the product, such as changes in manufacturing processes and additional labeling claims, as
well  as  new  safety  information,  will  be  subject  to  additional  FDA  notification,  or  review  and  approval.  Also,  regulatory  approval  for  any  of  our  product
candidates  may  be  withdrawn.  To  the  extent  we  seek  regulatory  approval  in  jurisdictions  outside  of  the  United  States  and  European  Union,  we  may  face
challenges similar to those described above with regulatory authorities in applicable jurisdictions. Any delay in obtaining, or inability to obtain, applicable
regulatory approval for any of our product candidates would delay or prevent commercialization of our product candidates and would thus negatively impact
our business, results of operations and prospects.

Clinical development is difficult to design and implement and involves a lengthy and expensive process with uncertain outcomes.

Clinical  testing  is  expensive  and  can  take  many  years  to  complete,  and  its  outcome  is  inherently  uncertain.  Bone  marrow  transplant  and  cell-based
therapies that appear promising in the early phases of development may fail to reach the market. Further, a failure of one or more of our clinical trials can
occur at any time during the clinical trial process. We do not know whether future clinical trials, if any, will begin on time, need to be redesigned, enroll an
adequate number of patients on time or be completed on schedule, if at all. Clinical trials can be delayed, suspended or terminated for a variety of reasons,
including failure to:

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generate sufficient preclinical, toxicology, or other in vivo or in vitro data to support the initiation or continuation of clinical trials;

obtain regulatory approval, or feedback on trial design, in order to commence a trial;

identify, recruit and train suitable clinical investigators;

reach agreement on acceptable terms with prospective contract research organizations, or CROs, and clinical trial sites, the terms of which can be
subject to extensive negotiation and may vary significantly among CROs and clinical trial sites, and have such CROs and sites effect the proper and
timely conduct of our clinical trials;

obtain and maintain IRB approval at each clinical trial site;

identify, recruit and enroll suitable patients to participate in a trial;

have a sufficient number of patients complete a trial or return for post-treatment follow-up;

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ensure clinical investigators and clinical trial sites observe trial protocol or continue to participate in a trial;

address any patient safety concerns that arise during the course of a trial;

address any conflicts with new or existing laws or regulations;

add a sufficient number of clinical trial sites;

● manufacture sufficient quantities at the required quality of product candidate for use in clinical trials; or

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raise sufficient capital to fund a trial.

We may also experience numerous unforeseen events during, or as a result of, clinical trials that could delay or prevent our ability to receive marketing

approval or commercialize our product candidates, including:

● we may receive feedback from regulatory authorities that requires us to modify the design of our clinical trials;

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clinical trials of our product candidates may produce negative or inconclusive results, and we may decide, or regulators may require us, to conduct
additional clinical trials or abandon development programs;

the number of patients required for clinical trials of our product candidates may be larger than we anticipate, enrollment in these clinical trials may
be slower than we anticipate or participants may drop out of these clinical trials at a higher rate than we anticipate;

our third-party contractors may fail to comply with regulatory requirements or meet their contractual obligations to us in a timely manner, or at all;

regulators  or  IRBs  may  not  authorize  us  or  our  investigators  to  commence  a  clinical  trial  or  conduct  a  clinical  trial  at  a  prospective  trial  site  or
amend a trial protocol;

● we may have delays in reaching or fail to reach agreement on acceptable clinical trial contracts or clinical trial protocols with prospective trial sites

and CROs;

● we or our investigators might have to suspend or terminate clinical trials of our product candidates for various reasons, including non-compliance
with regulatory requirements, a finding that our product candidates have undesirable side effects or other unexpected characteristics, or a finding
that the participants are being exposed to unacceptable health risks;

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the cost of clinical trials of our product candidates may be greater than we anticipate;

the supply or quality of our product candidates or other materials necessary to conduct clinical trials of our product candidates may be insufficient or
inadequate;

there may be changes in government regulations or administrative actions;

our product candidates may have undesirable adverse effects or other unexpected characteristics;

● we may not be able to demonstrate that a produce candidate’s clinical and other benefits outweigh its safety risks;

● we may not be able to demonstrate that a product candidate provides an advantage over current standards of care of future competitive therapies in

development;

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regulators may revise the requirements for approving our product candidates, or such requirements may not be as we anticipate; and

any  future  collaborators  that  conduct  clinical  trials  may  face  any  of  the  above  issues,  and  may  conduct  clinical  trials  in  ways  they  view  as
advantageous to them but that are suboptimal for us.

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We may also encounter delays if a clinical trial is suspended or terminated by us, by the IRBs of the institutions in which such trials are being conducted,
by the trial’s data safety monitoring board, by the FDA, EMA or other regulatory agencies. Such authorities may suspend or terminate one or more of our
clinical  trials  due  to  a  number  of  factors,  including  our  failure  to  conduct  the  clinical  trial  in  accordance  with  relevant  regulatory  requirements  or  clinical
protocols, inspection of the clinical trial operations or trial site by the FDA, EMA or other regulatory agencies resulting in the imposition of a clinical hold,
unforeseen safety issues or adverse side effects, failure to demonstrate a benefit from using a drug, changes in governmental regulations or administrative
actions or lack of adequate funding to continue the clinical trial. In particular, while we currently expect to report topline data in the second quarter of 2020
for our Phase 3 clinical trial evaluating transplantation with omidubicel compared to standard umbilical cord blood, no assurance can be given that we will be
able to maintain that timing.

Further, conducting clinical trials in countries outside of the United States and European Union, as we plan to do for our product candidates, presents
additional risks that may delay completion of our clinical trials. These risks include the failure of enrolled patients in foreign countries to adhere to clinical
protocol as a result of differences in healthcare services or cultural customs, managing additional administrative burdens associated with jurisdiction-specific
regulatory schemes, as well as political and economic risks relevant to such jurisdictions.

If we experience delays in carrying out or completing any clinical trial of our product candidates, the commercial prospects of our product candidates
may be harmed, and our ability to generate product revenue from any of these product candidates will be delayed. In addition, any delays in completing our
clinical trials will increase our costs, slow down our product candidate development and approval process and jeopardize our ability to commence product
sales and generate revenue. Any of these occurrences may significantly harm our business and financial condition. In addition, many of the factors that cause,
or  lead  to,  a  delay  in  the  commencement  or  completion  of  clinical  trials  may  also  ultimately  lead  to  the  denial  of  regulatory  approval  of  our  product
candidates.

The results of earlier studies and trials may not be predictive of future trial results, and our clinical trials may fail to adequately demonstrate the safety
and efficacy of our product candidates.

Results from preclinical studies or early stage clinical trials are not necessarily predictive of future clinical trial results, and interim results of a clinical
trial  are  not  necessarily  indicative  of  final  results.  For  example,  based  on  the  results  of  our  Phase  1/2  clinical  trials  of  omidubicel  for  the  treatment  of
hematologic  malignancies,  we  received  Breakthrough  Therapy  Designation  for  omidubicel  in  the  United  States  from  the  FDA,  and  we  are  conducting  the
Phase 3 clinical trial with the same eligibility criteria and endpoints as our Phase 1/2 clinical study to confirm the superiority of omidubicel over standard
umbilical cord blood. However, our Phase 3 clinical trial may fail to show the desired safety and efficacy in clinical development despite positive results in
preclinical and previous clinical studies. This failure could cause us to abandon further development of omidubicel in this indication, which is currently our
most advanced product candidate.

There  is  a  high  failure  rate  for  product  candidates  proceeding  through  clinical  trials.  Many  companies  in  the  pharmaceutical  industry  have  suffered
significant setbacks in late-stage clinical trials even after achieving promising results in preclinical testing and earlier-stage clinical trials. Data obtained from
preclinical and clinical activities are subject to varying interpretations, including conclusions about relapse rates in connection with use of omidubicel or other
product  candidates  that  are  based  on  small  sample  sizes  of  data,  which  may  delay,  limit  or  prevent  regulatory  approval.  In  addition,  we  may  experience
regulatory  delays  or  rejections  as  a  result  of  many  factors,  including  due  to  changes  in  regulatory  policy  during  the  period  of  our  product  candidate
development. Success in preclinical testing and early clinical trials does not ensure that later clinical trials will generate the same results or otherwise provide
adequate data to demonstrate the efficacy and safety of a product candidate. Frequently, product candidates that have shown promising results in early clinical
trials have subsequently suffered significant setbacks in later clinical trials.

Interim, “topline” and preliminary data from our clinical trials that we announce or publish from time to time may change as more patient data become
available and are subject to audit and verification procedures that could result in material changes in the final data.

From  time  to  time,  we  may  publish  interim,  “top-line”  or  preliminary  data  from  our  clinical  studies.  Interim  data  from  clinical  trials  that  we  may
complete  are  subject  to  the  risk  that  one  or  more  of  the  clinical  outcomes  may  materially  change  as  patient  enrollment  continues  and  more  patient  data
become available. Preliminary or “top-line” data also remain subject to audit and verification procedures that may result in the final data being materially
different from the preliminary data previously published. In addition, successful results in one or a few patients may not be indicative of the final results after
completion  of  treatment  of  all  patients  in  a  clinical  trial.  As  a  result,  interim  and  preliminary  data  should  be  viewed  with  caution  until  the  final  data  are
available. Adverse changes between preliminary or interim data and final data could significantly harm our business prospects.

The  success  of  our  NAM  technology  platform  and  our  product  candidates  is  substantially  dependent  on  developments  within  the  emerging  field  of
cellular therapies, some of which are beyond our control.

Our  NAM  expansion  technology  platform  and  our  product  candidates  are  designed  to  increase  the  therapeutic  functionality  of  cell  therapy  products,
which  represents  a  novel  development  within  the  field  of  cellular  therapeutics.  Stem  cell  therapies  in  turn  represent  a  relatively  new  therapeutic  area  that
presents a number of scientific, clinical, regulatory and ethical challenges. Any adverse developments in the field of stem cell therapies generally, and in the
practice  of  hematopoietic  stem  cell  transplant  in  particular,  will  negatively  impact  our  ability  to  develop  and  commercialize  our  product  candidates.  In
particular,  we  currently  anticipate  that  omidubicel  and  any  additional  product  candidates  that  we  develop  from  our  NAM  technology  platform  would  be
adopted into the current standard of care for hematopoietic stem cell transplant, or HSCT procedures. If the market for HSCT procedures declines or fails to
grow at anticipated levels for any reason, or if the development and commercialization of therapies targeted at the underlying cause of diseases addressed by
omidubicel obviate the need for patients to undergo HSCT procedures, our business prospects will be significantly harmed.

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Because our product candidates are based on novel technologies, it is difficult to predict the time and cost of development and our ability to successfully
complete clinical development of these product candidates and obtain the necessary regulatory approvals for commercialization.

Our product candidates are based on our novel NAM technology platform, and unexpected problems related to this new technology may arise that can
cause us to delay, suspend or terminate our development efforts. Regulatory approval of novel product candidates such as ours can be more expensive and
take  longer  than  for  other  more  well-known  or  extensively  studied  pharmaceutical  or  biopharmaceutical  product  candidates  due  to  our  and  regulatory
agencies’ lack of experience with them. Stem cell therapies represent a relatively new therapeutic area, and the FDA has cautioned consumers about potential
safety risks associated with these therapies. To date, there are relatively few approved stem cell products.

Regulatory  requirements  governing  cell  therapy  products  have  changed  frequently  and  may  continue  to  change  in  the  future.  For  example,  the  FDA
established the Office of Cellular, Tissue and Gene Therapies within its Center for Biologics Evaluation and Research, or CBER, to consolidate the review of
gene  therapy  and  related  products,  and  the  Cellular,  Tissue  and  Gene  Therapies  Advisory  Committee  to  advise  CBER  on  its  review.  In  addition,  adverse
developments in clinical trials of potential stem cell therapies conducted by others may cause the FDA or other regulatory bodies to change the requirements
for approval of any of our product candidates. These regulatory authorities and advisory groups and the new requirements or guidelines they promulgate may
lengthen the regulatory review process, require us to perform additional studies, increase our development costs, lead to changes in regulatory positions and
interpretations, delay or prevent approval and commercialization of our product candidates or lead to significant post-approval limitations or restrictions. As
we advance our product candidates, we will be required to consult with the FDA and other regulatory authorities, and our products will likely be reviewed by
the  FDA’s  advisory  committee.  We  also  must  comply  with  applicable  requirements,  and  if  we  fail  to  do  so,  we  may  be  required  to  delay  or  discontinue
development of our product candidates. Delay or failure to obtain, or unexpected costs in obtaining, the regulatory approval necessary to bring a potential
product to market could impair our ability to generate sufficient product revenue to maintain our business.

As an organization, we have never completed pivotal clinical trials, and we may be unable to do so for any product candidates we may develop, including
completing our pivotal Phase 3 clinical trial for omidubicel.

We will need to successfully complete pivotal clinical trials in order to obtain the approval of the FDA, EMA or other regulatory agencies to market
omidubicel or any of our other product candidates. Carrying out later-stage clinical trials and the submission of a successful BLA is a complicated process. As
an  organization,  we  have  not  previously  completed  any  later  stage  or  pivotal  clinical  trials  and  have  limited  experience  in  preparing,  submitting  and
prosecuting regulatory filings. Consequently, we may be unable to successfully and efficiently execute and complete necessary clinical trials in a way that
leads  to  BLA  submission  and  approval  of  omidubicel.  We  may  require  more  time  and  incur  greater  costs  than  our  competitors  and  may  not  succeed  in
obtaining  regulatory  approvals  of  product  candidates  that  we  develop.  Failure  to  commence  or  complete,  or  delays  in,  our  planned  clinical  trials,  could
prevent us from or delay us in commercializing omidubicel.

We may find it difficult to enroll patients in our clinical studies, which could delay or prevent us from proceeding with clinical trials.

Identifying and qualifying patients to participate in clinical studies of our product candidates is critical to our success. The timing of our clinical trials
depends in part on the speed at which we can recruit patients to participate in testing our product candidates, and we may experience delays in our clinical
trials if we encounter difficulties in enrollment. Patient enrollment and retention in clinical trials depends on many factors, including the size of the patient
population, the nature of the trial protocol, our ability to recruit clinical trial investigators with the appropriate competencies and experience, the existing body
of safety and efficacy data with respect to the study drug, the number and nature of competing treatments and ongoing clinical trials of competing drugs for
the same indication, the proximity of patients to clinical sites, clinicians’ and patients’ perceptions as to the potential advantages of the product candidate
being studied in relation to other available therapies, including any drugs that may be approved for the indications we are investigating, the eligibility criteria
for  the  study,  our  ability  to  obtain  and  maintain  patient  consents  and  the  risk  that  patients  enrolled  in  clinical  trials  will  drop  out  of  the  trials  before
completion. For example, patients may prefer to undergo treatment with stem cell transplantation with cells sourced from matched related donors, matched
unrelated donors or haploidentical donors, as opposed to being treated with omidubicel, which would adversely affect the enrollment of our clinical trials.

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We  may  not  be  able  to  identify,  recruit  and  enroll  a  sufficient  number  of  patients  to  complete  our  clinical  studies  because  of  the  perceived  risks  and
benefits  of  the  product  candidate  under  study,  the  availability  and  efficacy  of  competing  therapies  and  clinical  studies,  the  proximity  and  availability  of
clinical study sites for prospective patients and the patient referral practices of physicians. If patients are unwilling to participate in our studies for any reason,
the timeline for recruiting patients, conducting studies, and obtaining regulatory approval of potential products will be delayed.

Our  product  candidates  and  the  administration  process  may  cause  undesirable  side  effects  or  have  other  properties  that  could  delay  or  prevent  their
regulatory approval, limit the commercial profile of an approved label or result in significant negative consequences following marketing approval, if any,
and result in costly and damaging product liability claims against us.

Undesirable side effects, including toxicology, caused by our product candidates, or the drugs encapsulated by our product candidates, could cause us or
regulatory authorities to interrupt, delay or halt clinical studies and could result in a more restrictive label or the delay or denial of regulatory approval by the
FDA, EMA or other regulatory agencies. Results of our studies could reveal a high and unacceptable severity and prevalence of these or other side effects. In
such  an  event,  our  clinical  studies  could  be  suspended  or  terminated,  and  the  FDA,  EMA  or  other  regulatory  agencies  could  order  us  to  cease  further
development of or deny or withdraw approval of our product candidates for any or all targeted indications. Moreover, during the conduct of clinical trials,
patients report changes in their health, including illnesses, injuries and discomforts, to their study doctor. Often, it is not possible to determine whether or not
the product candidate being studied caused these conditions.

Drug-related,  drug-product  related,  formulation-related  and  administration-related  side  effects  could  affect  patient  recruitment,  the  ability  of  enrolled
patients to complete the clinical study or result in potential product liability claims, which could exceed our clinical trial insurance coverage. We are in the
process of obtaining clinical trial insurance policies with respect to all our clinical studies. The insurance policies are in accordance with the local regulations
applicable in the jurisdictions where the studies are performed outside of clinical trials.

Further, patients with the diseases targeted by our product candidates are often already in severe and advanced stages of disease and have both known
and unknown significant pre-existing and potentially life-threatening health risks. Infusion reactions have also been reported in approximately 3% of patients
treated with omidubicel. Additional serious adverse events reported as related to omidubicel, which each occurred in 3% of patients, included elevated liver
enzymes, hypertension, and low platelets. During the course of treatment, patients may suffer adverse events, including death, for reasons that may be related
to our product candidates. In our Phase 1/2 clinical trial of omidubicel for the treatment of sickle cell disease, or SCD, which is a chronic illness, two of the
patients died: one due to chronic graft versus host disease, or GvHD, and the other due to secondary graft failure. In our Phase 1/2 trial of omidubicel for the
treatment of hematologic malignancies, approximately 10% of patients who received omidubicel experienced serious GvHD. In our Phase 1 clinical trial of
GDA-201, adverse events included one patient who died of E. coli sepsis. There was also a low level of sporadic engraftment failures. Such events could
subject us to costly litigation, require us to pay substantial amounts of money to injured patients, delay, negatively impact or end our opportunity to receive or
maintain regulatory approval to market our products, or require us to suspend or abandon our commercialization efforts.

Even in a circumstance in which we do not believe that an adverse event is related to our products, the investigation into the circumstance may be time-
consuming  or  inconclusive.  For  instance,  allogeneic  bone  marrow  transplant,  the  area  in  which  omidubicel  is  being  used,  is  associated  with  serious
complications, including death. In addition, there are expected toxicities for patients who receive an allogeneic bone marrow transplant, such as infertility.
Thus,  while  not  directly  associated  with  omidubicel,  there  are  attendant  risks  with  the  space  in  which  our  product  candidates  operate,  and  any  related
investigations may interrupt our development and commercialization efforts, delay our regulatory approval process, or impact and limit the type of regulatory
approvals  our  product  candidates  receive  or  maintain.  As  a  result  of  these  factors,  a  product  liability  claim,  even  if  successfully  defended,  could  have  a
material adverse effect on our business, financial condition or results of operations.

Additionally, if one or more of our product candidates receives marketing approval, and we or others later identify undesirable side effects caused by

such products, a number of potentially significant negative consequences could result, including, but not limited to:

●

●

●

regulatory authorities may suspend or withdraw approvals of such product;

regulatory authorities may require additional warnings on the label, such as a “black box” warning or contraindication;

additional restrictions may be imposed on the marketing of the particular product or the manufacturing processes for the product or any component
thereof;

● we may be required to create a REMS, which could include a medication guide outlining the risks of such side effects for distribution to patients, a

communication plan for healthcare providers and/or other elements to assure safe use;

12

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
● we may be required to recall a product, change the way a product candidate is administered or conduct additional clinical trials;

● we could be sued and held liable for harm caused to patients;

●

●

the product may become less competitive; and

our reputation may suffer.

Any  of  these  events  could  prevent  us  from  achieving  or  maintaining  market  acceptance  of  the  particular  product  candidate,  if  approved,  and  could

significantly harm our business, results of operations and prospects.

Risks Related to Government Regulation

Even if we complete the necessary clinical trials, we cannot predict when, or if, we will obtain regulatory approval to commercialize any of our product
candidates, and the approval may be for a more narrow indication than we seek or be subject to other limitations or restrictions that limit its commercial
profile.

We cannot commercialize a product candidate until the appropriate regulatory authorities have reviewed and approved the product candidate. Even if our
current or future product candidates meet safety and efficacy endpoints in clinical trials, the regulatory authorities may not complete their review processes in
a  timely  manner,  or  we  may  not  be  able  to  obtain  regulatory  approval.  Additional  delays  may  result  if  an  FDA  Advisory  Committee  or  other  regulatory
authority  recommends  non-approval  or  restrictions  on  approval.  In  addition,  we  may  experience  delays  or  rejections  based  upon  additional  government
regulation from future legislation or administrative action, or changes in regulatory authority policy during the period of product development, clinical trials
and the review process.

Regulatory authorities also may approve a product candidate for more limited indications than requested or they may impose significant limitations in
the form of warnings or a REMS. These regulatory authorities may require precautions or contra-indications with respect to conditions of use or they may
grant approval subject to the performance of costly post-marketing clinical trials. In addition, regulatory authorities may not approve the labeling claims that
are necessary or desirable for the successful commercialization of any of our product candidates. Any of the foregoing scenarios could materially harm the
commercial prospects for our product candidates and materially and adversely affect our business, financial condition, results of operations and prospects.

Even if we obtain regulatory approval for a product candidate, our products will remain subject to regulatory scrutiny.

If  one  of  our  product  candidates  is  approved,  it  will  be  subject  to  ongoing  regulatory  requirements  for  manufacturing,  labeling,  packaging,  storage,
advertising, promotion, sampling, record-keeping, conduct of post-marketing studies, and submission of safety, efficacy, and other post- market information,
including both federal and state requirements in the United States and European Union and requirements of comparable regulatory authorities.

Manufacturers and manufacturers’ facilities are required to comply with extensive FDA, EMA and the requirements of additional regulatory authorities,
including  ensuring  that  quality  control  and  manufacturing  procedures  conform  to  cGMP  regulations.  As  such,  we  and  our  contract  manufacturers  will  be
subject to continual review and inspections to assess compliance with cGMP and adherence to commitments made in any approved marketing application.
Accordingly,  we  and  others  with  whom  we  work  must  continue  to  expend  time,  money,  and  effort  in  all  areas  of  regulatory  compliance,  including
manufacturing, production, and quality control.

We  will  have  to  comply  with  requirements  concerning  advertising  and  promotion  for  our  products.  Promotional  communications  with  respect  to
prescription  drugs  and  biologics  are  subject  to  a  variety  of  legal  and  regulatory  restrictions  and  must  be  consistent  with  the  information  in  the  product’s
approved label. As such, we may not promote our products “off-label” for indications or uses for which they do not have approval. The holder of an approved
application  must  submit  new  or  supplemental  applications  and  obtain  approval  for  certain  changes  to  the  approved  product,  product  labeling,  or
manufacturing process. We could also be asked to conduct post-marketing clinical studies to verify the safety and efficacy of our products in general or in
specific patient subsets. An unsuccessful post- marketing study or failure to complete such a study could result in the withdrawal of marketing approval.

If  a  regulatory  agency  discovers  previously  unknown  problems  with  a  product,  such  as  adverse  events  of  unanticipated  severity  or  frequency,  or
problems with the facility where the product is manufactured, or disagrees with the promotion, marketing or labeling of a product, such regulatory agency
may impose restrictions on that product or us, including requiring withdrawal of the product from the market. If we fail to comply with applicable regulatory
requirements, a regulatory agency or enforcement authority may, among other things:

●

issue warning letters;

13

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
●

●

●

●

●

●

impose civil or criminal penalties;

suspend or withdraw regulatory approval;

suspend any of our clinical studies;

refuse to approve pending applications or supplements to approved applications submitted by us;

impose restrictions on our operations, including closing our contract manufacturers’ facilities; or

seize or detain products, or require a product recall.

Any  government  investigation  of  alleged  violations  of  law  could  require  us  to  expend  significant  time  and  resources  in  response  and  could  generate
negative  publicity.  Any  failure  to  comply  with  ongoing  regulatory  requirements  may  significantly  and  adversely  affect  our  ability  to  commercialize  and
generate revenue from our products. If regulatory sanctions are applied or if regulatory approval is withdrawn, the value of our company and our operating
results will be adversely affected.

Moreover,  the  policies  of  the  FDA  and  of  other  regulatory  authorities  may  change  and  additional  government  regulations  may  be  enacted  that  could
prevent, limit or delay regulatory approval of our product candidates. We cannot predict the likelihood, nature or extent of government regulation that may
arise  from  future  legislation  or  administrative  or  executive  action,  either  in  the  United  States  or  abroad.  For  example,  certain  policies  of  the  Trump
administration  may  impact  our  business  and  industry.  Namely,  the  Trump  administration  has  taken  several  executive  actions,  including  the  issuance  of  a
number of Executive Orders, that could impose significant burdens on, or otherwise materially delay, FDA’s ability to engage in routine oversight activities
such as implementing statutes through rulemaking, issuance of guidance, and review and approval of marketing applications. It is difficult to predict how
these orders will be implemented, and the extent to which they will impact the FDA’s ability to exercise its regulatory authority. If these executive actions
impose restrictions on FDA’s ability to engage in oversight and implementation activities in the normal course, our business may be negatively impacted. In
addition,  if  we  are  slow  or  unable  to  adapt  to  changes  in  existing  requirements  or  the  adoption  of  new  requirements  or  policies,  or  if  we  are  not  able  to
maintain regulatory compliance, we may lose any marketing approval that we may have obtained and we may not achieve or sustain profitability.

A Breakthrough Therapy Designation by the FDA, even if granted for any of our product candidates, may not lead to a faster development or regulatory
review or approval process and it does not increase the likelihood that our product candidates will receive marketing approval.

We have obtained Breakthrough Therapy Designation for omidubicel for the treatment of hematologic malignancies and may receive it in the future if
the clinical data support such a designation for one or more of our other product candidates. A breakthrough therapy is defined as a drug or biologic that is
intended, alone or in combination with one or more other drugs or biologics, to treat a serious or life-threatening disease or condition and preliminary clinical
evidence  indicates  that  the  drug,  or  biologic,  may  demonstrate  substantial  improvement  over  existing  therapies  on  one  or  more  clinically  significant
endpoints,  such  as  substantial  treatment  effects  observed  early  in  clinical  development.  For  product  candidates  that  have  been  designated  as  breakthrough
therapies, interaction and communication between the FDA and the sponsor of the trial can help to identify the most efficient path for clinical development
while  minimizing  the  number  of  patients  placed  in  ineffective  control  regimens.  Biologics  designated  as  breakthrough  therapies  by  the  FDA  may  also  be
eligible for accelerated approval.

Designation  as  a  breakthrough  therapy  is  within  the  discretion  of  the  FDA.  Accordingly,  even  if  we  believe  one  of  our  current  or  future  product
candidates meets the criteria for designation as a breakthrough therapy, the FDA may disagree and instead determine not to make such designation. In any
event,  the  receipt  of  a  Breakthrough  Therapy  Designation  for  omidubicel  for  the  treatment  of  hematologic  malignancies  may  not  result  in  a  faster
development  process,  review  or  approval  compared  to  drugs  considered  for  approval  under  non-expedited  FDA  review  procedures  and  does  not  assure
ultimate approval by the FDA. In addition, the FDA may later decide that the product no longer meets the conditions for qualification.

We  may  be  unable  to  maintain  the  benefits  associated  with  orphan  drug  designations  that  we  have  obtained,  including  market  exclusivity,  which  may
cause our revenue, if any, to be reduced.

We  have  obtained  orphan  drug  designation  for  omidubicel  from  the  FDA  and  the  EMA  for  the  treatment  of  hematologic  malignancies,  and  we  may
pursue orphan drug designation for certain of our future product candidates. Under the Orphan Drug Act, the FDA may designate a drug or biologic product
as an orphan drug if it is intended to treat a rare disease or condition, defined as a patient population of fewer than 200,000 in the United States, or a patient
population greater than 200,000 in the United States where there is no reasonable expectation that the cost of developing the drug will be recovered from sales
in the United States. In the European Union, the EMA’s Committee for Orphan Medicinal Products, or COMP, grants orphan drug designation to promote the
development of products that are intended for the diagnosis, prevention, or treatment of a life-threatening or chronically debilitating condition affecting not
more than five in 10,000 persons in the European Union. Additionally, designation is granted for products intended for the diagnosis, prevention, or treatment
of  a  life-threatening,  seriously  debilitating  or  serious  and  chronic  condition  when,  without  incentives,  it  is  unlikely  that  sales  of  the  drug  in  the  European
Union  would  be  sufficient  to  justify  the  necessary  investment  in  developing  the  drug  or  biological  product  or  where  there  is  no  satisfactory  method  of
diagnosis, prevention, or treatment, or, if such a method exists, the medicine must be of significant benefit to those affected by the condition.

14

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
In the United States, orphan drug designation entitles a party to financial incentives such as opportunities for grant funding towards clinical trial costs,
tax advantages, and application fee waivers. In addition, if a product receives the first FDA approval for the indication for which it has orphan designation,
the  product  is  entitled  to  orphan  drug  exclusivity,  which  means  the  FDA  may  not  approve  any  other  application  to  market  the  same  drug  for  the  same
indication for a period of seven years, except in limited circumstances, such as a showing of clinical superiority over the product with orphan exclusivity or
where the manufacturer is unable to assure sufficient product quantity the orphan patient population. In the European Union, orphan drug designation entitles
a party to financial incentives such as reduction of fees or fee waivers and ten years of market exclusivity following drug or biological product approval. This
period  may  be  reduced  to  six  years  if  the  orphan  drug  designation  criteria  are  no  longer  met,  including  where  it  is  shown  that  the  product  is  sufficiently
profitable not to justify maintenance of market exclusivity.

Even though we have obtained orphan drug designation for omidubicel from the FDA and the EMA for the treatment of hematologic malignancies, we
may not be the first to obtain marketing approval for such indication due to the uncertainties associated with developing pharmaceutical products. Further,
orphan  drug  exclusivity  may  not  effectively  protect  the  product  candidate  from  competition  because  different  drugs  with  different  active  moieties  can  be
approved for the same condition. Even after an orphan drug is approved, the FDA or EMA can subsequently approve the same drug with the same active
moiety  for  the  same  condition  if  the  FDA  or  EMA  concludes  that  the  later  drug  is  clinically  superior  in  that  it  is  safer,  more  effective,  or  makes  a  major
contribution to patient care. Orphan drug designation neither shortens the development time or regulatory review time of a drug or biologic nor gives the drug
or biologic any advantage in the regulatory review or approval process.

Enacted  and  future  healthcare  legislation  may  increase  the  difficulty  and  cost  for  us  to  obtain  marketing  approval  of  and  commercialize  our  product
candidates and may affect the prices we may set.

In the United States, the European Union and other jurisdictions, there have been, and we expect there will continue to be, a number of legislative and
regulatory changes and proposed changes to the healthcare system that could affect our future results of operations. In particular, there have been and continue
to be a number of initiatives at the U.S. federal and state levels that seek to reduce healthcare costs and improve the quality of healthcare. For example, in
March 2010, the Patient Protection and Affordable Care Act, as amended by the Health Care and Education Reconciliation Act, or collectively the ACA, was
enacted, which substantially changed the way healthcare is financed by both governmental and private payers. Among the provisions of the ACA, those of
greatest importance to the pharmaceutical and biotechnology industries include the following:

●

●

●

●

●

●

an annual, non-deductible fee payable by any entity that manufactures or imports certain branded prescription drugs and biologic agents (other than
those  designated  as  orphan  drugs),  which  is  apportioned  among  these  entities  according  to  their  market  share  in  certain  government  healthcare
programs;

new  requirements  to  report  certain  financial  arrangements  with  physicians  and  teaching  hospital  personnel  including  transplant  teams,  including
reporting “transfers of value” made or distributed to physicians, as defined by such law, and reporting investment interests held by physicians and
their immediate family members;

a new methodology by which rebates owed by manufacturers under the Medicaid Drug Rebate Program are calculated for drugs that are inhaled,
infused, instilled, implanted or injected;

expansion  of  eligibility  criteria  for  Medicaid  programs  by,  among  other  things,  allowing  states  to  offer  Medicaid  coverage  to  certain  individuals
with income at or below 133% of the federal poverty level, thereby potentially increasing a manufacturer’s Medicaid rebate liability;

a licensure framework for follow on biologic products;

a new Patient-Centered Outcomes Research Institute to oversee, identify priorities in, and conduct comparative clinical effectiveness research, along
with funding for such research; and

15

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
●

establishment  of  a  Center  for  Medicare  Innovation  at  the  Centers  for  Medicare  &  Medicaid  Services,  or  CMS,  to  test  innovative  payment  and
service delivery models to lower Medicare and Medicaid spending, potentially including prescription drug spending.

Since  its  enactment,  there  have  been  judicial  and  Congressional  challenges  to  certain  aspects  of  the  ACA,  and  we  expect  there  will  be  additional
challenges and amendments to the ACA in the future. For example, tax legislation enacted on December 22, 2017, titled “an Act to provide for reconciliation
pursuant to titles II and V of the concurrent resolution on the budget for fiscal year 2018,” or the Tax Act, includes a provision repealing, effective January 1,
2019, the tax-based shared responsibility payment imposed by the ACA on certain individuals who fail to maintain qualifying health coverage for all or part
of a year that is commonly referred to as the “individual mandate”. In addition, the 2020 federal spending package permanently eliminated, effective January
1,  2020,  the  ACA-mandated  “Cadillac”  tax  on  high-cost  employer-sponsored  health  coverage  and  medical  devices  and  effective  January  1,  2021,  also
eliminates the health insurer tax. The Bipartisan Budget Act of 2018, or the BBA, among other things, amended the ACA, effective January 1, 2019, to close
the coverage gap in most Medicare drug plans, commonly referred to as the “donut hole.” On December 14, 2018, a Texas U.S. District Court Judge ruled
that the ACA is unconstitutional in its entirety because the “individual mandate” was repealed by Congress as part of the Tax Act. Additionally, on December
18, 2019 the U.S. Court of Appeals for the 5th circuit upheld the District Court ruling that the individual mandate was unconstitutional and remanded the case
back to the District Court to determine whether the remaining provisions of the ACA are invalid as well. It is unclear how this decision, subsequent appeals,
and other efforts to repeal and replace the ACA will impact the ACA or our business or financial condition.

In  addition,  other  legislative  changes  have  been  proposed  and  adopted  in  the  United  States  since  the  ACA  was  enacted.  In  August  2011,  the  Budget
Control Act of 2011, among other things, led to aggregate reductions of Medicare payments to providers of 2% per fiscal year. These reductions went into
effect  in  April  2013  and,  due  to  subsequent  legislative  amendments  to  the  statute,  will  remain  in  effect  through  2029  unless  additional  action  is  taken  by
Congress. In January 2013, the American Taxpayer Relief Act of 2012 was signed into law, which, among other things, further reduced Medicare payments to
several  types  of  providers,  including  hospitals,  imaging  centers  and  cancer  treatment  centers,  and  increased  the  statute  of  limitations  period  for  the
government to recover overpayments to providers from three to five years. These new laws or any other similar laws introduced in the future may result in
additional reductions in Medicare and other health care funding, which could negatively affect our customers and accordingly, our financial operations.

Moreover, payment methodologies are subject to changes in healthcare legislation and regulatory initiatives. For example, CMS has developed value-
based payment models for a variety of care settings, including the inpatient prospective payment system used for reimbursing inpatient hospital services. In
addition, recently there has been heightened governmental scrutiny over the manner in which manufacturers set prices for their marketed products, which has
resulted  in  several  U.S.  Congressional  inquiries  and  proposed  and  enacted  federal  and  state  legislation  designed  to,  among  other  things,  bring  more
transparency  to  drug  pricing,  reduce  the  cost  of  prescription  drugs  under  government  payer  programs,  and  review  the  relationship  between  pricing  and
manufacturer patient programs. The Trump administration’s budget proposal for fiscal year 2020 contains further drug price control measures that could be
enacted during the budget process or in other future legislation, including, for example, measures to permit Medicare Part D plans to negotiate the price of
certain drugs under Medicare Part B, to allow some states to negotiate drug prices under Medicaid, and to eliminate cost sharing for generic drugs for low-
income  patients.  Additionally,  on  May  11,  2018,  President  Trump  laid  out  his  administration’s  “Blueprint”  to  reduce  the  cost  of  prescription  drugs  while
preserving  innovation  and  cures.  The  Department  of  Health  and  Human  Services,  or  HHS,  solicited  feedback  on  some  of  these  measures  and,  has
immediately  implemented  others  under  its  existing  authority.  For  example,  in  May  2019,  CMS  issued  a  final  rule  to  allow  Medicare  Advantage  plans  the
option  to  use  step  therapy  for  Part  B  drugs  beginning  January  1,  2020.  The  final  rule  codified  CMS’s  policy  change  that  was  effective  January  1,  2019.
Although a number of these, and other measures may require additional authorization to become effective, Congress and the Trump administration have each
indicated that it will continue to seek new legislative and/or administrative measures to control drug costs. We expect that additional U.S. federal healthcare
reform measures will be adopted in the future, any of which could limit the amounts that the U.S. federal government will pay for healthcare products and
services, which could result in reduced demand for our product candidates or additional pricing pressures.

Individual  states  in  the  United  States  have  also  increasingly  passed  legislation  and  implemented  regulations  designed  to  control  pharmaceutical  and
biological  product  pricing,  including  price  or  patient  reimbursement  constraints,  discounts,  restrictions  on  certain  product  access  and  marketing  cost
disclosure and transparency measures, and, in some cases, designed to encourage importation from other countries and bulk purchasing. Legally mandated
price  controls  on  payment  amounts  by  third-  party  payers  or  other  restrictions  could  harm  our  business,  results  of  operations,  financial  condition  and
prospects. In addition, regional healthcare authorities and individual hospitals are increasingly using bidding procedures to determine what pharmaceutical
products and which suppliers will be included in their prescription drug and other healthcare programs. This could reduce the ultimate demand for our product
candidates or put pressure on our product pricing.

16

 
 
 
  
 
 
 
 
In  the  European  Union,  similar  political,  economic  and  regulatory  developments  may  affect  our  ability  to  profitably  commercialize  our  product
candidates,  if  approved.  In  addition  to  continuing  pressure  on  prices  and  cost  containment  measures,  legislative  developments  at  the  European  Union  or
member  state  level  may  result  in  significant  additional  requirements  or  obstacles  that  may  increase  our  operating  costs. The  delivery  of  healthcare  in  the
European Union, including the establishment and operation of health services and the pricing and reimbursement of medicines, is almost exclusively a matter
for national, rather than European Union, law and policy. National governments and health service providers have different priorities and approaches to the
delivery  of  health  care  and  the  pricing  and  reimbursement  of  products  in  that  context.  In  general,  however,  the  healthcare  budgetary  constraints  in  most
European Union member states have resulted in restrictions on the pricing and reimbursement of medicines by relevant health service providers. Coupled
with ever-increasing European Union and national regulatory burdens on those wishing to develop and market products, this could prevent or delay marketing
approval of our product candidates, restrict or regulate post- approval activities and affect our ability to commercialize our product candidates, if approved. In
markets outside of the United States and European Union, reimbursement and healthcare payment systems vary significantly by country, and many countries
have instituted price ceilings on specific products and therapies.

We cannot predict the likelihood, nature or extent of government regulation that may arise from future legislation or administrative action in the United
States, the European Union or any other jurisdiction. If we or any third parties we may engage are slow or unable to adapt to changes in existing requirements
or the adoption of new requirements or policies, or if we or such third parties are not able to maintain regulatory compliance, our product candidates may lose
any regulatory approval that may have been obtained and we may not achieve or sustain profitability.

Our  business  operations  and  current  and  future  relationships  with  investigators,  healthcare  professionals,  consultants,  third-party  payers,  patient
organizations and customers will be subject to applicable healthcare regulatory laws, which could expose us to penalties.

Our  business  operations  and  current  and  future  arrangements  with  investigators,  healthcare  professionals,  consultants,  third-party  payers,  patient
organizations and customers, may expose us to broadly applicable fraud and abuse, privacy and security and other healthcare laws and regulations. These
laws may constrain the business or financial arrangements and relationships through which we conduct our operations, including how we research, market,
sell and distribute our product candidates, if approved. Such laws include:

●

●

●

the U.S. federal Anti-Kickback Statute, which prohibits, among other things, persons or entities from knowingly and willfully soliciting, offering,
receiving or providing any remuneration (including any kickback, bribe, or certain rebate), directly or indirectly, overtly or covertly, in cash or in
kind, to induce or reward, or in return for, either the referral of an individual for, or the purchase, lease, order or recommendation of, any good,
facility, item or service, for which payment may be made, in whole or in part, under any U.S. federal healthcare program, such as Medicare and
Medicaid.  A  person  or  entity  does  not  need  to  have  actual  knowledge  of  the  statute  or  specific  intent  to  violate  it  in  order  to  have  committed  a
violation;

the U.S. federal civil and criminal false claims, including the civil False Claims Act, which prohibit, among other things, including through civil
whistleblower or qui tam actions, and civil monetary penalties laws which prohibit individuals or entities from knowingly presenting, or causing to
be presented, to the U.S. federal government, claims for payment or approval that are false or fraudulent, knowingly making, using or causing to be
made or used, a false record or statement material to a false or fraudulent claim, or from knowingly making a false statement to avoid, decrease or
conceal an obligation to pay money to the U.S. federal government. Pharmaceutical manufacturers can cause false claims to be presented to the U.S.
federal government by engaging in impermissible marketing practices, such as the off-label promotion of a product for an indication for which it has
not received FDA approval. In addition, the government may assert that a claim including items and services resulting from a violation of the U.S.
federal Anti-Kickback Statute constitutes a false or fraudulent claim for purposes of the civil False Claims Act;

the Health Insurance Portability and Accountability Act, or HIPAA, which imposes criminal and civil liability for, among other things, knowingly
and  willfully  executing,  or  attempting  to  execute,  a  scheme  to  defraud  any  healthcare  benefit  program,  or  knowingly  and  willfully  falsifying,
concealing or covering up a material fact or making any materially false statement, in connection with the delivery of, or payment for, healthcare
benefits,  items  or  services.  Similar  to  the  U.S.  federal  Anti-Kickback  Statute,  a  person  or  entity  does  not  need  to  have  actual  knowledge  of  the
healthcare fraud statute implemented under HIPAA or specific intent to violate it in order to have committed a violation;

17

 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
● HIPAA, as amended by the Health Information Technology for Economic and Clinical Health Act, or HITECH, and its implementing regulations,
which also imposes certain obligations, including mandatory contractual terms, with respect to safeguarding the privacy and security of individually
identifiable  health  information  of  covered  entities  subject  to  the  rule,  such  as  health  plans,  healthcare  clearinghouses  and  certain  healthcare
providers,  as  well  as  their  business  associates,  independent  contractors  of  a  covered  entity  that  perform  certain  services  involving  the  use  or
disclosure of individually identifiable health information on their behalf;

●

●

●

●

●

●

the  Food  Drug  and  Cosmetic  Act,  or  the  FDCA,  which  prohibits,  among  other  things,  the  adulteration  or  misbranding  of  drugs,  biologics  and
medical devices;

the U.S. Public Health Service Act, which prohibits, among other things, the introduction into interstate commerce of a biological product unless a
biologics license is in effect for that product;

the U.S. Physician Payments Sunshine Act and its implementing regulations, which requires certain manufacturers of drugs, devices, biologics and
medical supplies that are reimbursable under Medicare, Medicaid, or the Children’s Health Insurance Program, with specific exceptions, to report
annually to the government information related to certain payments and other transfers of value to physicians as defined by such law and teaching
hospitals, as well as ownership and investment interests held by physicians and their immediate family members;

analogous U.S. state laws and regulations, including: state anti-kickback and false claims laws, which may apply to our business practices, including
but not limited to, research, distribution, sales and marketing arrangements and claims involving healthcare items or services reimbursed by any
third-party  payer,  including  private  insurers;  state  laws  that  require  pharmaceutical  companies  to  comply  with  the  pharmaceutical  industry’s
voluntary compliance guidelines and the relevant compliance guidance promulgated by the U.S. federal government, or otherwise restrict payments
that  may  be  made  to  healthcare  providers  and  other  potential  referral  sources;  state  laws  and  regulations  that  require  drug  manufacturers  to  file
reports  relating  to  pricing  and  marketing  information,  which  requires  tracking  gifts  and  other  remuneration  and  items  of  value  provided  to
healthcare professionals and entities; state and local laws requiring the registration of pharmaceutical sales representatives; and state laws governing
the privacy and security of health information in certain circumstances, many of which differ from each other in significant ways and often are not
preempted by HIPAA, thus complicating compliance efforts;

the U.S. Foreign Corrupt Practices Act of 1977, as amended, which prohibits, among other things, U.S. companies and their employees and agents
from  authorizing,  promising,  offering,  or  providing,  directly  or  indirectly,  corrupt  or  improper  payments  or  anything  else  of  value  to  non-U.S.
government officials, employees of public international organizations and non-U.S. government owned or affiliated entities, candidates for non-U.S.
political office, and non-U.S. political parties or officials thereof; and

similar healthcare laws and regulations in the European Union and other jurisdictions, including reporting requirements detailing interactions with
and payments to healthcare providers.

Ensuring that our internal operations and future business arrangements with third parties comply with applicable healthcare laws and regulations will
involve substantial costs. It is possible that governmental authorities will conclude that our business practices do not comply with current or future statutes,
regulations, agency guidance or case law involving applicable fraud and abuse or other healthcare laws and regulations. If our operations are found to be in
violation of any of the laws described above or any other governmental laws and regulations that may apply to us, we may be subject to significant penalties,
including  civil,  criminal  and  administrative  penalties,  damages,  fines,  exclusion  from  government-funded  healthcare  programs,  such  as  Medicare  and
Medicaid  or  similar  programs  in  other  countries  or  jurisdictions,  integrity  oversight  and  reporting  obligations  to  resolve  allegations  of  non-compliance,
disgorgement, individual imprisonment, contractual damages, reputational harm, diminished profits and the curtailment or restructuring of our operations. If
any of the physicians or other providers or entities with whom we expect to do business are found to not be in compliance with applicable laws, they may be
subject  to  criminal,  civil  or  administrative  sanctions,  including  exclusions  from  government  funded  healthcare  programs  and  imprisonment,  which  could
affect our ability to operate our business. Further, defending against any such actions can be costly, time-consuming and may require significant personnel
resources. Therefore, even if we are successful in defending against any such actions that may be brought against us, our business may be impaired.

18

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Legislative or regulatory healthcare reforms in the United States may make it more difficult and costly for us to obtain regulatory clearance or approval
of our product candidates and to produce, market and distribute our products after clearance or approval is obtained.

From time to time, legislation is drafted and introduced in Congress that could significantly change the statutory provisions governing the regulatory
clearance or approval, manufacture and marketing of regulated products or the reimbursement thereof. In addition, FDA regulations and guidance are often
revised or reinterpreted by the FDA in ways that may significantly affect our business and our products. Any new regulations or revisions or reinterpretations
of  existing  regulations  may  impose  additional  costs  or  lengthen  review  times  of  our  product  candidates.  We  cannot  determine  what  effect  changes  in
regulations,  statutes,  legal  interpretation  or  policies,  when  and  if  promulgated,  enacted  or  adopted  may  have  on  our  business  in  the  future.  Such  changes
could, among other things, require:

●

●

●

●

●

changes to manufacturing methods;

change in protocol design;

additional treatment arm (control);

recall, replacement, or discontinuance of one or more of our products; and

additional recordkeeping.

We face competition from other biotechnology and pharmaceutical companies, and our operating results will suffer if we fail to compete effectively.

The  biotechnology  and  pharmaceutical  industries  are  intensely  competitive  and  subject  to  rapid  and  significant  technological  change.  We  face
competition from major multinational pharmaceutical companies, established and early-stage biotechnology companies, and universities and other research
institutions.  Many  of  our  competitors  have  greater  financial  and  other  resources,  such  as  larger  research  and  development  staff  and  more  experienced
marketing and manufacturing organizations. Large pharmaceutical companies, in particular, have extensive experience in clinical testing, obtaining regulatory
approvals,  recruiting  patients  and  manufacturing  pharmaceutical  products.  These  companies  also  have  significantly  greater  research,  sales  and  marketing
capabilities  and  collaborative  arrangements  in  our  target  markets  with  leading  companies  and  research  institutions.  Established  pharmaceutical  companies
may  also  invest  heavily  to  accelerate  discovery  and  development  of  novel  therapeutics  or  to  in-license  novel  therapeutics  that  could  make  the  product
candidates  that  we  develop  obsolete.  As  a  result  of  all  of  these  factors,  our  competitors  may  succeed  in  obtaining  patent  protection  or  FDA  approval  or
discovering, developing and commercializing treatments in the rare disease indications that we are targeting before we do. Smaller or early-stage companies
may also prove to be significant competitors, particularly through collaborative arrangements with large, established companies.

Doctors  may  recommend  that  patients  undergo  stem  cell  transplantation  using  cells  from  matched  related  donors,  matched  or  mismatched  unrelated
donors, haploidentical donors or unmodified umbilical cord blood instead of using omidubicel or our other NAM-derived product candidates. In addition,
there  are  several  clinical-stage  development  programs  that  seek  to  improve  umbilical  cord  blood  transplantation  through  the  use  of  ex  vivo  expansion
technologies to increase the quantity of hematopoietic stem cells for use in HSCT or the use of ex vivo differentiation technologies to increase the quantity of
hematopoietic  progenitor  cells  for  use  in  HSCT.  We  are  aware  of  several  other  companies  with  product  candidates  in  various  stages  of  development  for
allogeneic  HSCT  grafts,  including  Magenta  Therapeutics,  Inc.,  Kiadis  Pharma  NV,  ExCellThera  and  Bellicum  Pharmaceuticals  Inc.,  and  for  NK  cells,
including AbbVie Inc., Takeda Pharmaceutical Company Limited, Fate Therapeutics, Inc. and Ziopharm Oncology, Inc. In addition, many universities and
private  and  public  research  institutes  may  develop  technologies  of  interest  to  us  but  license  them  to  our  competitors.  Our  competitors  may  succeed  in
developing, acquiring or licensing on an exclusive basis, technologies and drug products that are more effective or less costly than omidubicel or any other
product candidates that we are currently developing or that we may develop, which could render our products obsolete and noncompetitive.

We believe that our ability to successfully compete will depend on, among other things:

●

●

●

●

●

●

the results of our preclinical studies and clinical trials;

our ability to recruit and enroll patients for our clinical trials;

the efficacy, safety and reliability of our product candidates;

the speed at which we develop our product candidates;

our ability to design and successfully execute appropriate clinical trials;

our ability to protect, develop and maintain intellectual property rights related to our products;

19

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
●

●

●

our ability to maintain a good relationship with regulatory authorities;

the timing and scope of regulatory approvals, if any;

our ability to commercialize and market any of our product candidates that receive regulatory approval;

● market perception and acceptance of stem cell therapeutics;

●

●

●

●

acceptance of our product candidates by physicians and institutions that perform HSCT procedures;

the price of our products;

coverage and adequate levels of reimbursement under private and governmental health insurance plans, including Medicare; and

our ability to manufacture and sell commercial quantities of any approved products to the market.

If our competitors market products that are more effective, safer or less expensive than our future products, if any, or that reach the market sooner than
our future products, if any, we may not achieve commercial success. Any inability to successfully compete effectively will adversely impact our business and
financial prospects.

Even if we obtain and maintain approval for omidubicel or our other product candidates from the FDA, we may never obtain approval outside of the
United States, which would limit our market opportunities and adversely affect our business.

Approval of a product candidate in the United States by the FDA does not ensure approval of such product candidate by regulatory authorities in other
countries or jurisdictions, and approval by non-U.S. regulatory authority does not ensure approval by regulatory authorities in other countries or by the FDA.
However,  the  failure  to  obtain  approval  from  the  FDA  or  other  regulatory  authorities  may  negatively  impact  our  ability  to  obtain  approval  in  non-U.S.
countries. Sales of omidubicel or our other product candidates outside of the United States will be subject to the regulatory requirements of other jurisdictions
governing clinical trials and marketing approval. Even if the FDA grants marketing approval for a product candidate, comparable regulatory authorities in
other countries also must approve the manufacturing and marketing of the product candidate in those countries. Approval procedures vary among jurisdictions
and  can  involve  requirements  and  administrative  review  periods  different  from,  and  more  onerous  than,  those  in  the  United  States,  including  additional
preclinical studies or clinical trials. In many countries outside the United States, a product candidate must be approved for reimbursement before it can be
approved for sale in that country. In some cases, the price that we intend to charge for our product candidates, if approved, is also subject to approval.

We intend to submit a marketing authorization application to the EMA for approval of omidubicel in the European Union, but obtaining such approval
from the European Commission following the opinion of the EMA is a lengthy and expensive process. Even if a product candidate is approved, the applicable
regulatory agency may limit the indications for which the product may be marketed, require extensive warnings on the product labeling or require expensive
and time-consuming additional clinical trials or reporting as conditions of approval. Regulatory authorities in countries outside of the United States and the
European Union also have requirements for approval of product candidates with which we must comply prior to marketing in those countries. Obtaining non-
U.S.  regulatory  approvals  and  compliance  with  non-U.S.  regulatory  requirements  could  result  in  significant  delays,  difficulties  and  costs  for  us  and  could
delay or prevent the introduction of our product candidates in certain countries.

Further, clinical trials conducted in one country may not be accepted by regulatory authorities in other countries. Also, regulatory approval for a product
candidate may be withdrawn. If we fail to comply with the regulatory requirements, our target market will be reduced and our ability to realize the full market
potential  omidubicel  or  our  other  product  candidates  will  be  harmed  and  our  business,  financial  condition,  results  of  operations  and  prospects  will  be
adversely affected.

The misuse or off-label use of our products may harm our reputation in the marketplace, result in injuries that lead to product liability suits or result in
costly investigations, fines or sanctions by regulatory bodies if we are deemed to have engaged in the promotion of these uses, any of which could be
costly to our business.

We  initially  intend  to  seek  marketing  approval  for  omidubicel  for  the  treatment  of  hematologic  malignancies.  We  will  train  our  marketing  and  sales
personnel to not promote our products, if approved, for any other uses outside of any FDA-cleared indications for use, known as “off-label use.” We cannot,
however,  prevent  a  physician  from  using  our  products  off-label,  when  in  the  physician’s  independent  professional  medical  judgment,  he  or  she  deems  it
appropriate.  As  a  result,  there  may  be  increased  risk  of  injury  to  patients  if  physicians  attempt  to  use  our  products  for  these  uses  for  which  they  are  not
approved. Furthermore, the use of our products for indications other than those approved by the FDA or any non-U.S. regulatory body may not effectively
treat such conditions, which could harm our reputation in the marketplace among physicians and patients.

20

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
If the FDA, EMA or any other regulatory body in a jurisdiction in which we operate determines that our promotional materials or training constitute
promotion  of  an  off-label  use,  it  could  request  that  we  modify  our  training  or  promotional  materials  or  subject  us  to  regulatory  or  enforcement  actions,
including the issuance or imposition of an untitled letter, which is used for violators that do not necessitate a warning letter, injunction, seizure, civil fine or
criminal penalties. It is also possible that other federal, state or non-U.S. enforcement authorities might take action under other regulatory authority, such as
false claims laws, if they consider our business activities to constitute promotion of an off-label use, which could result in significant penalties, including, but
not limited to, criminal, civil and administrative penalties, damages, fines, disgorgement, exclusion from participation in government healthcare programs and
the curtailment of our operations.

Collection  and  use  of  data,  including  personal  information,  is  governed  by  restrictive  regulations  that  could  lead  to  government  enforcement  actions,
private litigation, adverse publicity, or other adverse actions that could negatively affect our operating results of business

The collection and use of personal health data in the European Union are governed by the provisions of the General Data Protection Regulation ((EU)
2016/679),  or  GDPR.  This  legislation  imposes  requirements  relating  to  (a)  having  legal  bases  for  processing  personal  information  relating  to  identifiable
individuals and transferring such information outside the European Economic Area including to the United States, (b) providing details to those individuals
regarding the processing of their personal information, (c) keeping personal information secure and confidential, (d) having data processing agreements with
third  parties  who  process  personal  information,  (e)  responding  to  individuals’  requests  to  exercise  their  rights  in  respect  of  their  personal  information,  (f)
reporting security breaches involving personal data to the competent national data protection authority and, possibly, affected individuals, (g) appointing data
protection officers, (h) conducting data protection impact assessments and (i) record-keeping. The GDPR imposes additional responsibilities and liabilities in
relation to personal data that we process and we may be required to put in place additional mechanisms ensuring compliance with the new data protection
rules. Further, the GDPR prohibits the transfer of personal data to countries outside the European Economic Area, such as the United States, which are not
considered  by  the  European  Commission  to  provide  an  adequate  level  of  data  protection.  Switzerland  has  adopted  similar  restrictions.  Although  there  are
legal  mechanisms  to  allow  for  the  transfer  of  personal  data  from  the  EEA  and  Switzerland  to  the  United  States,  they  are  subject  to  legal  challenges  and
uncertainty regarding compliance with the European Union data protections laws. Failure to comply with the requirements of the GDPR and related national
data protection laws of the member states of the European Union may result in substantial fines (up to or the great of €20 million or 4% of annual global
revenue),  other  administrative  penalties  and  civil  claims  being  brought  against  us,  which  could  have  a  material  adverse  effect  on  our  business,  results  of
operations and financial condition. Such civil claims, based on a private right of actions in the GDPR, allow data subjects and consumer associations to lodge
complaints with supervisory authorities, seek judicial remedies, and obtain compensation for damages resulting from violations of the GDPR.

Risks Related to our Reliance on Third Parties

We rely on third parties to conduct certain elements of our preclinical studies and clinical trials and perform other tasks for us. If these third parties do
not  successfully  carry  out  their  contractual  duties,  meet  expected  deadlines  or  comply  with  regulatory  requirements,  we  may  not  be  able  to  obtain
regulatory approval for or commercialize our product candidates.

We have relied upon, and plan to continue to rely upon, third-party vendors, including CROs, to monitor and manage data for our ongoing preclinical
studies  and  clinical  trials.  We  rely  on  these  parties  for  execution  of  our  preclinical  studies  and  clinical  trials,  and  we  control  only  certain  aspects  of  their
activities. Nevertheless, we are responsible for ensuring that each of our studies is conducted in accordance with the applicable protocol, legal, regulatory and
scientific standards, and our reliance on the vendors and CROs does not relieve us of our regulatory responsibilities. We and our CROs and other vendors are
required to comply with good clinical practice, or GCP, cGMP, the Helsinki Declaration, the International Council for Harmonization Guideline for Good
Clinical  Practice,  applicable  European  Commission  Directives  on  Clinical  Trials,  laws  and  regulations  applicable  to  clinical  trials  conducted  in  other
territories, good laboratory practices, or GLP, which are regulations and guidelines enforced by the FDA, the Competent Authorities of the Member States of
the  European  Economic  Area,  or  EEA,  and  comparable  regulatory  authorities  for  all  our  product  candidates  in  clinical  development  as  well  as  rules  and
regulations regarding the collection and use of personal data such as the GDPR. Regulatory authorities enforce these regulations through periodic inspections
of study sponsors, principal investigators, study sites and other contractors. If we or any of our CROs or vendors fail to comply with applicable regulations,
including  GCP  and  cGMP  regulations,  the  clinical  data  generated  in  our  clinical  studies  may  be  deemed  unreliable  and  the  FDA,  EMA  or  comparable
regulatory  authorities  may  require  us  to  perform  additional  clinical  studies  before  approving  our  marketing  applications.  Our  failure  to  comply  with  these
regulations may require us to repeat clinical studies, which would delay the regulatory approval process.

If any of our relationships with these third-party CROs or vendors terminate, we may not be able to enter into arrangements with alternative CROs or
vendors  or  do  so  on  commercially  reasonable  terms.  In  addition,  our  CROs  are  not  our  employees,  and,  except  for  remedies  available  to  us  under  our
agreements with such CROs, we cannot control whether or not they devote sufficient time and resources to our ongoing clinical, nonclinical and preclinical
programs. If CROs do not successfully carry out their contractual duties or obligations or meet expected deadlines, if they need to be replaced or if the quality
or accuracy of the clinical data they obtain is compromised due to the failure to adhere to our clinical protocols, regulatory requirements or for other reasons,
our  clinical  studies  may  be  extended,  delayed  or  terminated,  and  we  may  not  be  able  to  obtain  regulatory  approval  for  or  successfully  commercialize  our
product  candidates.  CROs  may  also  generate  higher  costs  than  anticipated,  which  could  adversely  affect  our  results  of  operations  and  the  commercial
prospects for our product candidates, increase our costs and delay our ability to generate revenue.

21

 
 
 
 
 
 
 
 
 
Replacing or adding additional CROs involves additional cost and requires management time and focus. In addition, there is a natural transition period
when a new CRO commences work. As a result, delays occur, which can materially impact our ability to meet our desired clinical development timelines.
Though  we  carefully  manage  our  relationships  with  our  CROs,  we  may  encounter  similar  challenges  or  delays  in  the  future,  which  could  have  a  material
adverse impact on our business, financial condition and prospects.

Independent clinical investigators and CROs that we engage to conduct our clinical trials may not devote sufficient time or attention to our clinical trials
or be able to repeat their past success.

We expect to continue to depend on third parties, including independent clinical investigators and CROs, to conduct our clinical trials. CROs may also
assist us in the collection and analysis of data. There is a limited number of third-party service providers and vendors that specialize or have the expertise
required  to  achieve  our  business  objectives.  Identifying,  qualifying  and  managing  performance  of  third-party  service  providers  can  be  difficult,  time
consuming and cause delays in our development programs.

These  investigators  and  CROs  will  not  be  our  employees  and  we  will  not  be  able  to  control,  other  than  through  contract,  the  amount  of  resources,
including time, which they devote to our product candidates and clinical trials. If independent investigators or CROs fail to devote sufficient resources to the
development of our product candidates, or if their performance is substandard, it may delay or compromise the prospects for approval and commercialization
of any product candidates that we develop.

Investigators for our clinical trials may serve as scientific advisors or consultants to us from time to time and receive compensation in connection with
such services. Under certain circumstances, we may be required to report some of these relationships to the FDA or other regulatory authorities. The FDA or
other regulatory authorities may conclude that a financial relationship between us and an investigator has created a conflict of interest or otherwise affected
interpretation of the study. The FDA or other regulatory authorities may therefore question the integrity of the data generated at the applicable clinical trial
site and the utility of the clinical trial itself may be jeopardized. This could result in a delay in approval or rejection of our marketing applications by the FDA
or other regulatory authorities, as the case may be, and may ultimately lead to the denial of marketing approval of one or more of our product candidates.

In addition, the use of third-party service providers requires us to disclose our proprietary information to these parties, which could increase the risk that
this information will be misappropriated. Further, the FDA and other regulatory authorities require that we comply with standards, commonly referred to as
GCP, for conducting, recording and reporting clinical trials to assure that data and reported results are credible and accurate and that the rights, integrity and
confidentiality of trial subjects are protected. Failure of clinical investigators or CROs to meet their obligations to us or comply with GCP procedures could
adversely affect the clinical development of our product candidates and harm our business.

We rely on a limited number of suppliers to provide the raw materials other than cord blood (serum and growth factor) needed to produce our product
candidates.  We  have  a  relationship  with  a  single  supplier,  Miltenyi  Biotec  GmbH,  for  certain  equipment  (columns  and  beads)  necessary  to  create  our
product candidates. We do not currently have an agreement with Miltenyi Biotec GmbH and there can be no assurance we will be successful in entering
into an agreement that would provide for a reliable supply of columns and beads necessary to create our product candidates.

We do not have any control over the availability of these raw materials or pieces of equipment. If we or our providers are unable to purchase these raw
materials  or  equipment  on  acceptable  terms,  at  sufficient  quality  levels,  or  in  adequate  quantities,  if  at  all,  the  development  and  commercialization  of  our
product  candidates  or  any  future  product  candidates,  could  be  delayed  or  there  could  be  a  shortage  in  supply,  which  could  impair  our  ability  to  meet  our
development objectives for our product candidates or generate revenue from the sale of any approved products.

Even following our establishment of our own planned cGMP-compliant manufacturing capabilities, we intend to continue to rely on third-party suppliers

for these raw materials and pieces of equipment, which will expose us to risks including:

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●

●

failure of any supplier to become or maintain its status as a cGMP-compliant manufacturer of raw materials, which status is a prerequisite to our
attainment of a BLA for omidubicel and our other product candidate;

termination or nonrenewal of supply or service agreements with third parties in a manner or at a time that is costly or damaging to us; and

disruptions  to  the  operations  of  our  third-party  suppliers  and  service  providers  caused  by  conditions  unrelated  to  our  business  or  operations,
including the bankruptcy of the supplier or service provider.

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We may incur difficulties as a result of unforeseen or catastrophic events, including the recent outbreak of the Wuhan coronavirus 

The  occurrence  of  unforeseen  or  catastrophic  events  such  as  terrorist  attacks,  extreme  terrestrial  or  solar  weather  events  or  other  natural  disasters,
emergence  of  a  pandemic,  or  other  widespread  health  emergencies  (or  concerns  over  the  possibility  of  such  an  emergency),  could  create  economic  and
financial  disruptions,  and  could  lead  to  operational  difficulties  that  could  impair  our  ability  to  manage  our  business.  In  particular,  the  current  outbreak  of
novel coronavirus (2019-nCov) that was first reported from Wuhan, China, on December 31, 2019, presents concerns that may dramatically affect our ability
to conduct our business effectively, including, but not limited to, our inability to attend certain industry-related conferences in the affected region and inability
to carry out studies in the affected region. The trajectory of the coronavirus remains uncertain and it is becoming increasingly plausible, notwithstanding the
travel restrictions and quarantines already imposed by China and other countries, that our business, including the livelihood of our employees and customers
upon both of which our business relies, may be directly afflicted.

We expect to utilize a third party to conduct our product manufacturing, in whole or in part, for the next three to five years. Therefore, we are subject to
the risk that this third party may not perform satisfactorily.

Until such time as we establish a manufacturing facility that has been properly validated to comply with FDA cGMP requirements, we will not be able to
independently manufacture sufficient material for our planned clinical programs or commercialization thereof upon receipt of regulatory approval. Although
we currently produce omidubicel and our other product candidate at our Jerusalem, Israel, facility, we currently rely on only one third-party manufacturer,
Lonza  Walkersville,  Inc.,  or  Lonza  U.S.,  for  a  portion  of  the  production  of  omidubicel  for  our  ongoing  clinical  trials.  In  the  event  that  this  third-party
manufacturer  does  not  successfully  carry  out  its  contractual  duties,  meet  expected  deadlines  or  manufacture  omidubicel  in  accordance  with  regulatory
requirements, or if there are disagreements between us and this third-party manufacturer, we may not be able to complete, or may be delayed in completing,
the clinical trials required for approval of omidubicel. In such instances, we may need to locate an appropriate replacement third-party relationship, which
may not be readily available or available on acceptable terms, which could cause delay or increased expense prior to the approval of omidubicel and could
thereby have a material adverse effect on our business, financial condition and results of operations.

The  manufacture  of  pharmaceutical  products  is  complex  and  requires  significant  expertise  and  capital  investment,  including  the  development  of
advanced  manufacturing  techniques  and  process  controls.  We  and  our  contract  manufacturers  must  comply  with  cGMP  requirements.  Manufacturers  of
pharmaceutical  products  often  encounter  difficulties  in  production,  particularly  in  scaling  up  and  validating  initial  production  and  contamination  controls.
These  problems  include  difficulties  with  production  costs  and  yields,  quality  control,  including  stability  of  the  product,  quality  assurance  testing,  operator
error, shortages of qualified personnel, as well as compliance with strictly enforced federal, state and non-U.S. regulations. Furthermore, if microbial, viral or
other  contaminations  are  discovered  in  our  product  candidates  or  in  the  manufacturing  facilities  in  which  our  product  candidates  are  made,  such
manufacturing facilities may need to be closed for an extended period of time to investigate and remedy the contamination.

Additionally, our third-party manufacturers may experience manufacturing difficulties due to resource constraints or as a result of labor disputes. If our
third-party manufacturers were to encounter any of these difficulties, our ability to provide any product candidates to patients in clinical trials and products to
patients, once approved, would be jeopardized. Any delay or interruption in the supply of product candidates for clinical trials could delay the initiation or
completion  of  clinical  trials,  increase  the  costs  associated  with  maintaining  clinical  trial  programs  and,  depending  upon  the  period  of  delay,  require  us  to
commence new clinical trials at additional expense or terminate clinical trials completely. Any adverse developments affecting commercial manufacturing of
our product candidates may result in shipment delays, inventory shortages, lot failures, product withdrawals or recalls, or other interruptions in the supply of
our  product  candidates.  We  may  also  have  to  take  inventory  write-offs  and  incur  other  charges  and  expenses  for  products  that  fail  to  meet  specifications,
undertake  costly  remediation  efforts  or  seek  more  costly  manufacturing  alternatives.  Accordingly,  failures  or  difficulties  faced  at  any  level  of  our  product
candidate  supply  chain  could  materially  adversely  affect  our  business  and  delay  or  impede  the  development  and  commercialization  of  any  of  our  product
candidates and could have a material adverse effect on our business, prospects, financial condition and results of operations.

Any  of  these  events  could  lead  to  clinical  trial  delays  or  failure  to  obtain  regulatory  approval,  or  impact  our  ability  to  successfully  commercialize
omidubicel or our other product candidates if and when regulatory approval is obtained. Some of these events could be the basis for FDA action, including
injunction, recall, seizure or total or partial suspension of product manufacture.

Our reliance on third parties requires us to share our trade secrets and other intellectual property, which increases the possibility that a competitor will
discover them or that our trade secrets and other intellectual property will be misappropriated or disclosed.

Because we rely on third parties to provide us with the materials that we use to develop and manufacture our product candidates, we may, at times, share
trade  secrets  and  other  intellectual  property  with  such  third  parties.  We  seek  to  protect  our  proprietary  technology  in  part  by  entering  into  confidentiality
agreements and, if applicable, material transfer agreements, collaborative research agreements, consulting agreements, or other similar agreements with our
collaborators,  advisors,  employees  and  consultants  prior  to  beginning  research  or  disclosing  proprietary  information.  These  agreements  typically  limit  the
rights of the third parties to use or disclose our confidential information, such as trade secrets and intellectual property. Despite the contractual provisions
employed when working with third parties, the need to share trade secrets and other confidential information increases the risk that such trade secrets become
known by our competitors, are inadvertently incorporated into the technology of others, or are disclosed or used in violation of these agreements. Given that
our  proprietary  position  is  based,  in  part,  on  our  know-how  and  trade  secrets,  a  competitor’s  discovery  of  our  trade  secrets  or  other  unauthorized  use  or
disclosure would impair our competitive position and may have a material adverse effect on our business.

Despite  our  efforts  to  protect  our  trade  secrets,  our  competitors  or  other  third  parties  may  discover  our  trade  secrets,  either  through  breach  of  these
agreements,  independent  development  or  publication  of  information  including  our  trade  secrets  by  third  parties.  A  competitor’s  or  other  third  party’s
discovery of our trade secrets would impair our competitive position and have an adverse impact on our business, financial condition, results of operations
and prospects.

23

 
 
 
 
 
 
 
 
 
 
 
 
We face a variety of challenges and uncertainties associated with our dependence on the availability of human umbilical cord blood units, or CBUs, at
cord blood banks for the manufacture of omidubicel.

CBUs are one of the raw materials for the manufacture of omidubicel. The CBUs currently used in the manufacture of omidubicel are procured directly
by  the  clinical  cell  processing  facilities  from  cord  blood  banks,  which  hold  more  than  800,000  CBUs  that  were  donated,  processed  and  cryopreserved.
However, the availability of CBUs for the manufacture of omidubicel depends on a number of regulatory, political, economic and technical factors outside of
our control, including:

●

●

●

●

●

●

government policies relating to the regulation of CBUs for clinical use;

the availability of government funding for cord blood banks;

Pregnancy and birth rates and willingness of mother to consent to the donation of CBUs, and the terms of such consent;

individual cord blood bank policies and practices relating to CBU acquisition and banking;

the pricing of CBUs;

the methods used in searching for and matching CBUs to patients, which involve emerging technology related to current and future CBU parameters
that guide the selection of an appropriate CBU for transplantation; and

● methods for the procurement and shipment of CBUs and their handling and storage at clinical sites.

Additionally, we do not have control over the supply, availability, price or types of CBUs that these third parties use in the manufacture of omidubicel.
We rely heavily on these clinical cell processing facilities to procure CBUs from cord blood banks that are compliant with government regulations and within
the current standard of care. In addition, we may identify specific characteristics of CBUs, such as their volume and red blood cell content that may limit their
ability to be used to manufacture omidubicel even though these CBUs may otherwise be suitable for use in allogeneic transplant. As a result, the requirement
for CBUs to meet our specifications may limit the potential inventory of CBUs eligible for use in the manufacture of omidubicel. There is a large variability
in the tests, methods and equipment utilized by the cord blood banks in the testing of the CBUs before storage. This could be resulted in CBUs that would be
found unsuitable for production after their arrival to the manufacturing site.

In the United States, cord blood banks are required to file a BLA and to meet certain continued regulatory requirements, in order to bank and provide
CBUs for transplantation. Despite this requirement, most of the cord blood banks in the United States are not licensed. Additionally, CBUs from a cord blood
bank that maintains a BLA are considered to be licensed and have a product label describing their intended use only from the time the license was provided
by  the  FDA.  While  the  FDA  currently  allows  unlicensed  CBUs  to  be  used  for  transplantation  and  we  have  used  unlicensed  CBUs  in  the  manufacture  of
omidubicel for our clinical trials, the FDA may later prohibit the use of unlicensed CBUs for transplantation. Additionally, although CBUs from non-U.S.
cord blood banks, which are generally unlicensed, are currently available in the United States for use in transplantation and we have used CBUs from non-
U.S. cord blood banks in our clinical trials, changes in U.S. and non-U.S. regulations may prohibit or limit the future use of non-U.S. CBUs in the United
States. Any inability to procure adequate supplies of CBUs will adversely impact our ability to develop and commercialize omidubicel.

Risks Related to Our Intellectual Property

If we are unable to obtain, maintain or protect intellectual property rights related to any of our product candidates or any future product candidates, we
may not be able to compete effectively in our market.

We  rely  upon  a  combination  of  patents,  trade  secret  protection  and  confidentiality  agreements  to  protect  the  intellectual  property  related  to  our
technologies and product candidates. Our success depends in large part on our ability to obtain and maintain patent and other intellectual property protection
in the United States and in other countries with respect to our proprietary technology and product candidates.

We have sought to protect our proprietary position by filing patent applications in the United States and in other countries, with respect to our novel
technologies  and  product  candidates,  which  are  important  to  our  business.  Patent  prosecution  is  expensive  and  time  consuming.  We  may  not  be  able  to
prepare, file and prosecute all necessary or desirable patent applications at a reasonable cost or in a timely manner or in all jurisdictions. It is also possible that
we will fail to identify patentable aspects of our research and development activities before it is too late to obtain patent protection.

24

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Further, the patent position of biopharmaceutical companies generally is highly uncertain and involves complex legal and factual questions for which
legal  principles  remain  unsettled.  This  renders  the  patent  prosecution  process  particularly  expensive  and  time-consuming.  There  is  no  assurance  that  all
potentially relevant prior art relating to our patent applications has been found and that there are no material defects in the form, preparation, or prosecution of
our patent applications, which can invalidate a patent or prevent a patent from issuing from a pending patent application. Even if patents do successfully issue,
and  even  if  such  patents  cover  our  product  candidates,  because  the  issuance  of  a  patent  is  not  conclusive  as  to  its  inventorship,  scope,  validity  or
enforceability, our patents or pending patent applications may be challenged in the courts or patent offices in the United States and abroad, which may result
in such patents being narrowed, found unenforceable or invalidated. For example, we may be subject to a third party pre-issuance submission of prior art to
the United States Patent and Trademark Office, or USPTO, or become involved in post-grant review procedures, oppositions, derivations, reexaminations,
inter  parts  review,  or  IPR,  or  interference  proceedings,  in  the  United  States  or  elsewhere,  challenging  our  patent  rights  or  the  patent  rights  of  others.  An
adverse determination in any such challenges may result in loss of exclusivity or in patent claims being narrowed, invalidated or held unenforceable, in whole
or in part, which could limit our ability to stop others from using or commercializing similar or identical technology and products, or limit the duration of the
patent  protection  of  our  technology  and  products.  Furthermore,  even  if  they  are  unchallenged,  our  patent  applications  and  any  future  patents  may  not
adequately protect our intellectual property, provide exclusivity for our product candidates, or prevent others from designing around our claims. Any of these
outcomes could impair our ability to prevent competition from third parties, which may have an adverse impact on our business.

If we cannot obtain and maintain effective patent rights for our product candidates, we may not be able to compete effectively and our business and

results of operations would be harmed.

In addition to the protection afforded by any patents that have been or may be granted, we rely on trade secret protection and confidentiality agreements
to  protect  proprietary  know-how  that  is  not  patentable  or  that  we  elect  not  to  patent,  processes  for  which  patents  are  difficult  to  enforce  and  any  other
elements of our product candidate discovery and development processes that involve proprietary know-how, information or technology that is not covered by
patents. However, trade secrets can be difficult to protect. We seek to protect our proprietary technology and processes, in part, by entering into confidentiality
agreements with our employees, consultants, scientific advisors and contractors. We also seek to preserve the integrity and confidentiality of our data, trade
secrets  and  intellectual  property  by  maintaining  the  physical  security  of  our  premises  and  physical  and  electronic  security  of  our  information  technology
systems.  Notwithstanding  these  measures,  organizations  and  systems,  agreements  or  security  measures  may  be  breached,  and  we  may  not  have  adequate
remedies for any breach. In addition, our trade secrets and intellectual property may otherwise become known or be independently discovered by competitors.

Although we expect all our employees and consultants and other third parties who may be involved in the development of intellectual property for us to
assign their inventions to us, and all of our employees, consultants, advisors and any third parties who have access to our proprietary know-how, information,
or technology to enter into confidentiality agreements, we cannot provide any assurances that we have entered into such agreements with all applicable third
parties or that all such agreements have been duly executed. Even if we have entered into such agreements, we cannot assure you that our counterparties will
comply with the terms of such agreements or that the assignment of intellectual property rights under such agreements is self-executing. We may be forced to
bring claims against third parties, or defend claims that they may bring against us, to determine the ownership of what we regard as our intellectual property.
If we fail in prosecuting or defending any such claims, in addition to paying monetary damages, we may lose valuable intellectual property rights. Even if we
are successful in prosecuting or defending against such claims, litigation could result in substantial costs and be a distraction to our senior management and
scientific personnel.

We  also  cannot  assure  you  that  our  trade  secrets  and  other  confidential  proprietary  information  will  not  be  disclosed  or  that  competitors  will  not
otherwise gain access to our trade secrets or independently develop substantially equivalent information and techniques. Misappropriation or unauthorized
disclosure  of  our  trade  secrets  and  intellectual  property  could  impair  our  competitive  position  and  may  have  a  material  adverse  effect  on  our  business.
Additionally, if the steps taken to maintain our trade secrets and intellectual property are deemed inadequate, we may have insufficient recourse against third
parties for misappropriating the trade secret. Any of the foregoing could significantly harm our business, results of operations and prospects.

Patent  reform  legislation  and  rule  changes  could  increase  the  uncertainties  and  costs  surrounding  the  prosecution  of  our  patent  applications  and  the
enforcement or defense of any issued patents.

Our ability to obtain patents is highly uncertain because, to date, some legal principles remain unsettled, there has not been a consistent policy regarding
the breadth or interpretation of claims allowed in patents in the United States and the specific content of patents and patent applications that are necessary to
support and interpret patent claims is highly uncertain due to the complex nature of the relevant legal, scientific, and factual issues. Changes in either patent
laws or interpretations of patent laws in the United States and other countries may diminish the value of our intellectual property or narrow the scope of our
patent protection.

25

 
 
 
 
 
 
 
 
 
For  example,  on  September  16,  2011,  the  Leahy-Smith  America  Invents  Act,  or  the  Leahy-Smith  Act,  was  signed  into  law.  The  Leahy-Smith  Act
includes a number of significant changes to United States patent law. These include provisions that affect the way patent applications will be prosecuted and
may also affect patent litigation. The USPTO has developed new and untested regulations and procedures to govern the full implementation of the Leahy-
Smith Act and many of the substantive changes to patent law associated with the Leahy-Smith Act, and in particular, the first to file provisions only became
effective  in  March  2013.  Prior  to  March  2013,  in  the  United  States,  the  first  to  invent  was  entitled  to  the  patent.  As  of  March  2013,  assuming  the  other
requirements  for  patentability  are  met,  the  first  to  file  a  patent  application  is  generally  entitled  to  the  patent.  Publications  of  discoveries  in  the  scientific
literature  often  lag  behind  the  actual  discoveries,  and  patent  applications  in  the  United  States  and  other  jurisdictions  are  typically  not  published  until  18
months after filing, or in some cases not at all. Therefore, we cannot be certain that we were the first to make the inventions claimed in our patents or pending
patent applications, or that we were the first to file for patent protection of such inventions. The Leahy-Smith Act has also introduced procedures making it
easier for third parties to challenge issued patents, as well as to intervene in the prosecution of patent applications. Finally, the Leahy-Smith Act contains new
statutory provisions that require the USPTO to issue new regulations for their implementation, and it may take the courts years to interpret the provisions of
the new statute. It is too early to tell what, if any, impact the Leahy-Smith Act will have on the operation of our business and the protection and enforcement
of our intellectual property. However, the Leahy-Smith Act and its implementation could increase the uncertainties and costs surrounding the prosecution of
our  patent  applications  and  the  enforcement  or  defense  of  our  issued  patents.  Further,  the  U.S.  Supreme  Court  has  ruled  on  several  patent  cases  in  recent
years,  either  narrowing  the  scope  of  patent  protection  available  in  certain  circumstances  or  weakening  the  rights  of  patent  owners  in  certain  situations.  In
addition to increasing uncertainty with regard to our ability to obtain patents in the future, this combination of events has created uncertainty with respect to
the  value  of  patents,  once  obtained.  Depending  on  actions  by  the  U.S.  Congress,  the  federal  courts,  and  the  USPTO,  the  laws  and  regulations  governing
patents could change in unpredictable ways that would weaken our ability to obtain new patents or to enforce patents that we have owned or licensed or that
we might obtain in the future. Any inability to obtain, enforce, and defend patents covering our proprietary technologies would materially and adversely affect
our business prospects and financial condition.

Similarly, changes in patent laws and regulations in other countries or jurisdictions or changes in the governmental bodies that enforce them or changes
in how the relevant governmental authority enforces patent laws or regulations may weaken our ability to obtain new patents or to enforce patents that we
own or that we may obtain in the future. Further, the laws of some countries do not protect proprietary rights to the same extent or in the same manner as the
laws of the United States. As a result, we may encounter significant problems in protecting and defending our intellectual property both in the United States
and abroad. For example, if the issuance to us, in a given country, of a patent covering an invention is not followed by the issuance, in other countries, of
patents  covering  the  same  invention,  or  if  any  judicial  interpretation  of  the  validity,  enforceability,  or  scope  of  the  claims,  or  the  written  description  or
enablement, in a patent issued in one country is not similar to the interpretation given to the corresponding patent issued in another country, our ability to
protect our intellectual property in those countries may be limited. Changes in either patent laws or in interpretations of patent laws in the United States and
other  countries  may  materially  diminish  the  value  of  our  intellectual  property  or  narrow  the  scope  of  our  patent  protection.  Any  of  the  foregoing  could
significantly harm our business, results of operations and prospects.

If our trademarks and trade names are not adequately protected, then we may not be able to build name recognition in our markets of interest and our
business may be adversely affected.

Our registered or unregistered trademarks or trade names may be challenged, infringed, circumvented or declared generic or determined to be infringing
on other marks. We may not be able to protect our rights to these trademarks and trade names, which we need to build name recognition by potential partners
or customers in our markets of interest. Over the long term, if we are unable to establish name recognition based on our trademarks and trade names, then we
may not be able to compete effectively and our business may be adversely affected. If other entities use trademarks similar to ours in different jurisdictions, or
have senior rights to ours, it could interfere with our use of our current trademarks throughout the world.

Intellectual property rights of third parties could adversely affect our ability to commercialize our product candidates, and we might be required to litigate
or obtain licenses from third parties in order to develop or market our product candidate. Such litigation or licenses could be costly or not available on
commercially reasonable terms.

It is inherently difficult to conclusively assess our freedom to operate without infringing on or otherwise violating third-party rights. Our competitive
position may suffer if patents issued to third parties or other third-party intellectual property rights cover our product candidates or elements thereof, or our
manufacturing or uses relevant to our development plans. In such cases, we may not be in a position to develop or commercialize products or our product
candidates  unless  we  successfully  pursue  litigation  to  nullify  or  invalidate  the  third-party  intellectual  property  right  concerned,  or  enter  into  a  license
agreement with the intellectual property right holder, if available on commercially reasonable terms. There may also be pending patent applications that if
they result in issued patents, could be alleged to be infringed by our product candidates. If such an infringement claim should be brought and be successful,
we may be required to pay substantial damages, including treble damages and attorneys’ fees if we are found to have willfully infringed, we may be forced to
cease the development and commercialization of and otherwise abandon our product candidates, or we may need to seek a license from any patent holders.
No assurances can be given that a license will be available on commercially reasonable terms, if at all. Even if we were able to obtain such a license, it could
be granted on non-exclusive terms, thereby providing our competitors and other third parties access to the same technologies licensed to us.

26

 
 
 
 
 
 
 
 
It is also possible that we have failed to identify relevant third-party patents or applications. For example, U.S. applications filed before November 29,
2000 and certain U.S. applications filed after that date that will not be filed outside the U.S. remain confidential until patents issue. Patent applications in the
U.S. and elsewhere are published approximately 18 months after the earliest filing to which priority is claimed, with such earliest filing date being commonly
referred to as the priority date. Therefore, patent applications covering our product candidates or platform technology could have been filed by others without
our knowledge. Additionally, pending patent applications which have been published can, subject to certain limitations, be later amended in a manner that
could cover our platform technologies, our product candidates or the use of our product candidates. Third-party intellectual property right holders may also
actively bring infringement claims against us. We cannot guarantee that we will be able to successfully defend, settle or otherwise resolve such infringement
claims. If we are unable to successfully settle future claims on terms acceptable to us, we may be required to engage in or continue costly, unpredictable and
time-consuming  litigation  and  may  be  prevented  from  or  experience  substantial  delays  in  pursuing  the  development  of  and/or  marketing  of  our  product
candidates.  If  we  fail  in  any  such  dispute,  in  addition  to  being  forced  to  pay  damages,  we  may  be  temporarily  or  permanently  prohibited  from
commercializing our product candidates that are held to be infringing. We might, if possible, also be forced to redesign our product candidates so that we no
longer  infringe  the  third-party  intellectual  property  rights,  which  may  not  be  commercially  feasible.  Any  of  these  events,  even  if  we  were  ultimately  to
prevail, could require us to divert substantial financial and management resources that we would otherwise be able to devote to our business and otherwise
significantly harm our business, results of operations and prospects.

Third-party claims of intellectual property infringement may prevent or delay our development and commercialization efforts.

Our commercial success depends in part on our avoiding infringing or otherwise violating the patents and proprietary rights of third parties. There have
been  many  lawsuits  and  other  proceedings  involving  patent  and  other  intellectual  property  rights  in  the  biotechnology  and  pharmaceutical  industries,
including  patent  infringement  lawsuits,  interferences,  oppositions,  post  grant  review,  IPR,  and  reexamination  proceedings  before  the  USPTO  and
corresponding non-U.S. patent offices. Numerous U.S. and non-U.S. issued patents and pending patent applications, which are owned by third parties, exist in
the fields in which we are developing product candidates. As the pharmaceutical industry expands and more patents are issued, the risk increases that our
product candidates may be subject to claims of infringement of the patent rights of third parties or other intellectual property claims.

Third  parties  may  assert  that  we  are  employing  their  proprietary  technology  without  authorization.  There  may  be  third-party  patents  or  patent
applications  with  claims  to  materials,  formulations,  methods  of  manufacture,  or  methods  for  treatment  related  to  the  use  or  manufacture  of  our  product
candidates. Because patent applications can take many years to issue, there may be currently pending patent applications that may later result in issued patents
that our product candidates may infringe. In addition, third parties may obtain patents in the future and claim that use of our technologies infringes upon these
patents. If any third-party patents were held by a court of competent jurisdiction to cover the manufacturing process of any of our product candidates, any
materials  formed  during  the  manufacturing  process  or  any  final  product  itself,  the  holders  of  any  such  patents  may  be  able  to  block  our  ability  to
commercialize such product candidates unless we obtain a license under the applicable patents, or until such patents expire or are finally determined to be
invalid or unenforceable.

Similarly, if any third-party patents were held by a court of competent jurisdiction to cover aspects of our formulations, processes for manufacture, or
methods of use, the holders of any such patents may be able to block our ability to develop and commercialize the applicable product candidate unless we
obtain a license or until such patent expires or is finally determined to be invalid or unenforceable. In either case, such a license may not be available on
commercially reasonable terms or at all.

Parties  making  claims  against  us  may  obtain  injunctive  or  other  equitable  relief,  which  could  effectively  block  our  ability  to  further  develop  and
commercialize one or more of our product candidates. Defense of these claims, regardless of their merit, would involve substantial litigation expense and
would be a substantial diversion of employee resources from our business. In the event of a successful claim of infringement against us, we may have to pay
substantial damages, including treble damages and attorneys’ fees for willful infringement, pay royalties, redesign our infringing products or obtain one or
more licenses from third parties, which may be impossible or require substantial time and monetary expenditure.

Furthermore, because of the substantial amount of discovery required in connection with intellectual property litigation, there is a risk that some of our
confidential  information  could  be  compromised  by  disclosure  during  this  type  of  litigation.  There  could  also  be  public  announcements  of  the  results  of
hearings,  motions,  or  other  interim  proceedings  or  developments.  If  securities  analysts  or  investors  perceive  these  results  to  be  negative,  it  could  have  a
material adverse effect on the price of our ordinary shares. Any of the foregoing could significantly harm our business, results of operations and prospects.

We may not be successful in obtaining or maintaining necessary rights to our product candidates through acquisitions and in-licenses.

Because  our  programs  may  require  the  use  of  intellectual  property  or  proprietary  rights  held  by  third  parties,  the  growth  of  our  business  will  likely
depend in part on our ability to acquire, in-license, or use these intellectual property and proprietary rights. In addition, our product candidates may require
specific formulations to work effectively and efficiently and the rights to these formulations may be held by others. We may be unable to acquire or in-license
any compositions, methods of use, processes, or other third-party intellectual property rights from third parties that we identify as necessary for our product
candidates. The licensing and acquisition of third-party intellectual property rights is a competitive area, and a number of more established companies are also
pursuing  strategies  to  license  or  acquire  third-party  intellectual  property  rights  that  we  may  consider  attractive.  These  established  companies  may  have  a
competitive advantage over us due to their size, cash resources, and greater clinical development and commercialization capabilities.

27

 
 
 
 
 
 
 
 
 
 
 
For example, we sometimes collaborate with academic institutions to accelerate our preclinical research or development under written agreements with
these  institutions,  some  of  which  provide  that  the  applicable  institution  will  own  certain  rights  in  any  technology  developed  thereunder.  Typically,  these
institutions provide us with an option to negotiate a license to any of the institution’s rights in technology resulting from the collaboration. Regardless of such
option,  we  may  be  unable  to  negotiate  a  license  within  the  specified  timeframe  or  under  terms  that  are  acceptable  to  us.  If  we  are  unable  to  do  so,  the
institution may offer the intellectual property rights to other parties, potentially blocking our ability to pursue our program.

In addition, companies that perceive us to be a competitor may be unwilling to assign or license rights to us. We also may be unable to license or acquire
third-party intellectual property rights on terms that would allow us to make an appropriate return on our investment. If we are unable to successfully obtain
rights  to  required  third-party  intellectual  property  rights,  we  may  have  to  abandon  development  of  that  program  and  our  business  and  financial  condition
could suffer.

We may be involved in lawsuits to protect or enforce our intellectual property, which could be expensive, time consuming and unsuccessful.

Competitors may infringe, misappropriate or otherwise violate our intellectual property or that of our licensors that we may acquire in the future. To
counter infringement or unauthorized use, we may be required to file infringement claims, which can be expensive and time-consuming. If we initiate legal
proceedings against a third party to enforce a patent covering one of our product candidates, the defendant could counterclaim that the patent covering our
product  or  product  candidate  is  invalid  and/or  unenforceable.  In  patent  litigation  in  the  United  States,  defendant  counterclaims  alleging  invalidity  and/or
unenforceability  are  common,  and  there  are  numerous  grounds  upon  which  a  third  party  can  assert  invalidity  or  unenforceability  of  a  patent.  In  an
infringement  proceeding,  a  court  may  decide  that  a  patent  of  ours  is  not  valid  or  is  unenforceable,  or  may  refuse  to  stop  the  other  party  from  using  the
technology at issue on the grounds that our patents do not cover the technology in question. Third parties may also raise similar claims before administrative
bodies in the United States or abroad, even outside the context of litigation. Such mechanisms include re-examination, post grant review, inter parties review,
or IPR, and equivalent proceedings in non-U.S. jurisdictions (e.g., opposition proceedings). Such proceedings could result in revocation of or amendment to
our  patents  in  such  a  way  that  they  no  longer  cover  our  product  candidates.  The  outcome  following  legal  assertions  of  invalidity  and  unenforceability  is
unpredictable. With respect to the validity question, for example, we cannot be certain that there is no invalidating prior art, of which we, our patent counsel,
and the patent examiner were unaware during prosecution. If a defendant were to prevail on a legal assertion of invalidity and/or unenforceability, we would
lose at least part, and perhaps all, of the patent protection on our product candidates. An adverse result in any litigation or defense proceedings could put one
or more of our patents at risk of being invalidated or interpreted narrowly, could put our patent applications at risk of not issuing and could have a material
adverse impact on our business.

Interference proceedings provoked by third parties or brought by us may be necessary to determine the priority of inventions with respect to our patent
applications. An unfavorable outcome could require us to cease using the related technology or to attempt to license rights to it from the prevailing party. Our
business  could  be  harmed  if  the  prevailing  party  does  not  offer  us  a  license  on  commercially  reasonable  terms.  Our  defense  of  litigation  or  interference
proceedings may fail and, even if successful, may result in substantial costs and distract our management and other employees. We may not be able to prevent
misappropriation of our intellectual property rights, particularly in countries where the laws may not protect those rights as fully as in the United States.

Furthermore, because of the substantial amount of discovery required in connection with intellectual property litigation, there is a risk that some of our
confidential  information  could  be  compromised  by  disclosure  during  this  type  of  litigation.  There  could  also  be  public  announcements  of  the  results  of
hearings,  motions,  or  other  interim  proceedings  or  developments.  If  securities  analysts  or  investors  perceive  these  results  to  be  negative,  it  could  have  a
material adverse effect on the price of our ordinary shares. Any of the foregoing could significantly harm our business, results of operations and prospects.

We may be subject to claims that our employees, consultants, or independent contractors have wrongfully used or disclosed confidential information of
third parties or that our employees have wrongfully used or disclosed alleged trade secrets of their former employers.

We employ individuals who were previously employed at universities or other biotechnology or pharmaceutical companies, including our competitors or
potential competitors. Although we try to ensure that our employees, consultants and independent contractors do not use the proprietary information or know-
how  of  others  in  their  work  for  us,  we  may  be  subject  to  claims  that  we  or  our  employees,  consultants,  or  independent  contractors  have  inadvertently  or
otherwise used or disclosed intellectual property, including trade secrets or other proprietary information, of any of our employees’ former employers or other
third parties. Litigation may be necessary to defend against these claims. If we fail in defending any such claims, in addition to paying monetary damages, we
may lose valuable intellectual property rights or personnel, which could adversely impact our business. Even if we are successful in defending against such
claims, litigation could result in substantial costs and be a distraction to management and other employees. Any of the foregoing could significantly harm our
business, results of operations and prospects.

28

 
 
 
 
 
 
 
 
 
 
We may be subject to claims challenging the inventorship of our intellectual property.

We may be subject to claims that former employees, collaborators or other third parties have an interest in or right to compensation with respect to our
current  patent  and  patent  applications,  future  patents  or  other  intellectual  property  as  an  inventor  or  co-inventor.  For  example,  we  may  have  inventorship
disputes arise from conflicting obligations of consultants or others who are involved in developing our product candidates. Litigation may be necessary to
defend against these and other claims challenging inventorship or claiming the right to compensation. If we fail in defending any such claims, in addition to
paying monetary damages, we may lose valuable intellectual property rights, such as exclusive ownership of, or right to use, valuable intellectual property.
Such an outcome could have a material adverse effect on our business. Even if we are successful in defending against such claims, litigation could result in
substantial  costs  and  be  a  distraction  to  management  and  other  employees.  To  the  extent  that  our  employees  have  not  effectively  waived  the  right  to
compensation with respect to inventions that they helped create, they may be able to assert claims for compensation with respect to our future revenue. As a
result, we may receive less revenue from future products if such claims are successful which in turn could impact our future profitability, business, results of
operations and prospects.

We may become subject to claims for remuneration or royalties for assigned service invention rights by our employees, which could result in litigation
and adversely affect our business.

A significant portion of our intellectual property has been developed by our employees in the course of their employment for us. Under the Israeli Patent
Law,  5727-1967,  or  the  Patent  Law,  inventions  conceived  by  an  employee  in  the  course  and  as  a  result  of  or  arising  from  his  or  her  employment  with  a
company are regarded as “service inventions,” which belong to the employer, absent a specific agreement between the employee and employer giving the
employee  service  invention  rights.  The  Patent  Law  also  provides  that  if  there  is  no  such  agreement  between  an  employer  and  an  employee,  the  Israeli
Compensation  and  Royalties  Committee,  or  the  Committee,  a  body  constituted  under  the  Patent  Law,  shall  determine  whether  the  employee  is  entitled  to
remuneration for his inventions. Case law clarifies that the right to receive consideration for “service inventions” can be waived by the employee and that in
certain circumstances, such waiver does not necessarily have to be explicit. The Committee will examine, on a case-by-case basis, the general contractual
framework  between  the  parties,  using  interpretation  rules  of  the  general  Israeli  contract  laws.  Further,  the  Committee  has  not  yet  determined  one  specific
formula for calculating this remuneration (but rather uses the criteria specified in the Patent Law). Although we generally enter into assignment-of-invention
agreements  with  our  employees  pursuant  to  which  such  individuals  assign  to  us  all  rights  to  any  inventions  created  in  the  scope  of  their  employment  or
engagement with us, we may face claims demanding remuneration in consideration for assigned inventions. As a consequence of such claims, we could be
required to pay additional remuneration or royalties to our current and/or former employees, or be forced to litigate such claims, which could negatively affect
our business.

Obtaining  and  maintaining  our  patent  protection  depends  on  compliance  with  various  procedural,  document  submission,  fee  payment  and  other
requirements  imposed  by  government  patent  agencies,  and  our  patent  protection  could  be  reduced  or  eliminated  for  non-compliance  with  these
requirements.

Periodic  maintenance  fees,  renewal  fees,  annuity  fees  and  various  other  government  fees  on  patents  and/or  applications  will  be  due  to  be  paid  to  the
USPTO and various government patent agencies outside of the United States over the lifetime of our patents and/or applications and any patent rights we may
own or license in the future. We rely on our outside counsel or third-party service providers to pay these fees due to the USPTO and non-U.S. patent agencies.
The  USPTO  and  various  non-U.S.  government  patent  agencies  require  compliance  with  several  procedural,  documentary,  fee  payment  and  other  similar
provisions during the patent application process. We employ reputable law firms and other professionals to help us comply. In many cases, an inadvertent
lapse  can  be  cured  by  payment  of  a  late  fee  or  by  other  means  in  accordance  with  the  applicable  rules.  There  are  situations,  however,  in  which  non-
compliance  can  result  in  abandonment  or  lapse  of  the  patents  or  patent  applications,  resulting  in  partial  or  complete  loss  of  patent  rights  in  the  relevant
jurisdiction. In such an event, potential competitors might be able to enter the market and this circumstance could harm our business.

We  may  enjoy  only  limited  geographical  protection  with  respect  to  certain  patents  and  we  may  not  be  able  to  protect  our  intellectual  property  rights
throughout the world.

Filing  and  prosecuting  patent  applications  and  defending  patents  covering  our  product  candidates  in  all  countries  throughout  the  world  would  be
prohibitively expensive. Competitors may use our technologies in jurisdictions where we have not obtained patent protection to develop their own products
and, further, may export otherwise infringing products to territories where we have patent protection, but enforcement rights are not as strong as that in the
United States. These products may compete with our product candidates, and our patents or other intellectual property rights may not be effective or sufficient
to prevent them from competing.

In  addition,  we  may  decide  to  abandon  national  and  regional  patent  applications  before  grant.  The  examination  of  each  national  or  regional  patent
application is an independent proceeding. As a result, patent applications in the same family may issue as patents in some jurisdictions, such as in the United
States, but may issue as patents with claims of different scope or may even be refused in other jurisdictions. It is also quite common that depending on the
country, the scope of patent protection may vary for the same product candidate or technology.

29

 
 
 
 
 
 
 
 
 
 
 
The laws of some jurisdictions do not protect intellectual property rights to the same extent as the laws or rules and regulations in the United States, and
many companies have encountered significant difficulties in protecting and defending such rights in such jurisdictions. The legal systems of certain countries,
particularly certain developing countries, do not favor the enforcement of patents, trade secrets and other intellectual property protection, which could make it
difficult  for  us  to  stop  the  infringement  of  our  patents  or  marketing  of  competing  products  in  violation  of  our  proprietary  rights  generally.  Proceedings  to
enforce  our  patent  rights  in  other  jurisdictions,  whether  or  not  successful,  could  result  in  substantial  costs  and  divert  our  efforts  and  attention  from  other
aspects of our business, could put our patents at risk of being invalidated or interpreted narrowly and our patent applications at risk of not issuing as patents,
and could provoke third parties to assert claims against us. We may not prevail in any lawsuits that we initiate and the damages or other remedies awarded, if
any, may not be commercially meaningful. Accordingly, our efforts to enforce our intellectual property rights around the world may be inadequate to obtain a
significant commercial advantage from the intellectual property that we develop or license. Furthermore, while we intend to protect our intellectual property
rights in our expected significant markets, we cannot ensure that we will be able to initiate or maintain similar efforts in all jurisdictions in which we may
wish to market our product candidates. Accordingly, our efforts to protect our intellectual property rights in such countries may be inadequate, which may
have an adverse effect on our ability to successfully commercialize our product candidates in all our expected significant non-U.S. markets. If we encounter
difficulties  in  protecting,  or  are  otherwise  precluded  from  effectively  protecting,  the  intellectual  property  rights  important  for  our  business  in  such
jurisdictions, the value of these rights may be diminished and we may face additional competition from others in those jurisdictions.

Some countries also have compulsory licensing laws under which a patent owner may be compelled to grant licenses to third parties. In addition, some
countries limit the enforceability of patents against government agencies or government contractors. In those countries, the patent owner may have limited
remedies, which could materially diminish the value of such patents. If we are forced to grant a license to third parties with respect to any patents relevant to
our business, our competitive position may be impaired.

Patent terms may be inadequate to protect our competitive position on our product candidates for an adequate amount of time.

Patents have a limited lifespan. In the United States, if all maintenance fees are timely paid, the natural expiration of a patent is generally 20 years from
its  earliest  U.S.  non-provisional  filing  date.  Various  extensions  may  be  available,  but  the  life  of  a  patent,  and  the  protection  it  affords,  is  limited.  Even  if
patents  covering  our  product  candidates  are  obtained,  once  the  patent  life  has  expired  for  a  product  candidate,  we  may  be  open  to  competition  from
competitive medications, including biosimilar and generic medications. Given the amount of time required for the development, testing and regulatory review
of new product candidates, patents protecting such product candidates might expire before or shortly after such product candidates are commercialized. As a
result, our patent portfolio may not provide us with sufficient rights to exclude others from commercializing product candidates similar or identical to ours.

Depending upon the timing, duration and conditions of any FDA marketing approval of our product candidates, one or more of our U.S. patents may be
eligible  for  limited  patent  term  extension  under  the  Drug  Price  Competition  and  Patent  Term  Restoration  Act  of  1984,  referred  to  as  the  Hatch-Waxman
Amendments, and similar legislation in the European Union. The Hatch-Waxman Amendments permit a patent term extension of up to five years for a patent
covering an approved product as compensation for effective patent term lost during product development and the FDA regulatory review process. However,
we may not receive an extension if we fail to exercise due diligence during the testing phase or regulatory review process, fail to apply within applicable
deadlines, fail to apply prior to expiration of relevant patents or otherwise fail to satisfy applicable requirements. Moreover, the length of the extension could
be  less  than  we  request.  Only  one  patent  per  approved  product  can  be  extended,  the  extension  cannot  extend  the  total  patent  term  beyond  14  years  from
approval and only those claims covering the approved drug, a method for using it or a method for manufacturing it may be extended. If we are unable to
obtain  patent  term  extension  or  the  term  of  any  such  extension  is  less  than  we  request,  the  period  during  which  we  can  enforce  our  patent  rights  for  the
applicable product candidate will be shortened and our competitors may obtain approval to market competing products sooner. As a result, our revenue from
applicable products could be reduced. Further, if this occurs, our competitors may take advantage of our investment in development and trials by referencing
our clinical and preclinical data and launch their product earlier than might otherwise be the case, and our competitive position, business, financial condition,
results of operations, and prospects could be materially harmed.

Intellectual property rights do not necessarily address all potential threats to our competitive advantage.

The degree of future protection afforded by our intellectual property rights is uncertain because intellectual property rights have limitations and may not

adequately protect our business or permit us to maintain our competitive advantage. The following examples are illustrative:

●

others may be able to make products that are similar to our product candidates but that are not covered by the claims of the patents that we own;

● we might not have been the first to invent the inventions covered by our patents or the first to file patent applications covering our inventions;

●

others  may  independently  develop  similar  or  alternative  technologies  or  duplicate  any  of  our  technologies  without  infringing  our  intellectual
property rights;

30

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
●

●

●

●

it is possible that our pending patent applications will not lead to issued patents;

issued patents that we own may be held invalid or unenforceable as a result of legal challenges by our competitors;

issued patents that we own may not provide coverage for all aspects of our product candidates in all countries;

our competitors might conduct research and development activities in countries where we do not have patent rights and then use the information
learned from such activities to develop competitive products for sale in our major commercial markets;

● we may not develop additional proprietary technologies that are patentable; and

●

the patents of others may have an adverse effect on our business.

Should any of these events occur, they could significantly harm our business, results of operations and prospects.

Risks Related to Our Business Operations

Our future success depends in part on our ability to retain our senior management team and to attract, retain and motivate other qualified personnel.

We are highly dependent on the members of our senior management team. The loss of their services without a proper replacement may adversely impact
the achievement of our objectives. Our employees may leave our employment at any time. Recruiting and retaining other qualified employees, consultants
and  advisors  for  our  business,  including  scientific  and  technical  personnel,  will  also  be  critical  to  our  success.  There  is  currently  a  shortage  of  skilled
personnel in our industry, which is likely to continue for the foreseeable future. This is particularly the case in Israel and Boston, Massachusetts, where our
operations are focused. As a result, competition for skilled personnel is intense, and the turnover rate can be high. We may not be able to attract and retain
personnel on acceptable terms given the competition among numerous pharmaceutical companies for individuals with similar skill sets. In addition, failure to
succeed in preclinical or clinical studies may make it more challenging to recruit and retain qualified personnel. The inability to recruit and retain qualified
personnel, or the loss of the services of any members of our senior management team without proper replacement, may impede the progress of our research,
development and commercialization objectives.

We will need to expand our organization, and we may experience difficulties in managing this growth, which could disrupt our operations.

Our  future  financial  performance  and  our  ability  to  commercialize  product  candidates  and  compete  effectively  will  depend,  in  part,  on  our  ability  to
effectively  manage  any  future  growth.  As  our  development  and  commercialization  plans  and  strategies  develop,  we  expect  to  need  additional  managerial,
operational, sales, marketing, financial and legal personnel. Our management may need to divert a disproportionate amount of its attention away from our
day-to-day activities and devote a substantial amount of time to managing these growth activities. We may not be able to effectively manage the expansion of
our  operations,  which  may  result  in  weaknesses  in  our  infrastructure,  operational  mistakes,  loss  of  business  opportunities,  loss  of  employees  and  reduced
productivity among remaining employees. Our expected growth could require significant capital expenditures and may divert financial resources from other
projects, such as the development of additional product candidates. If our management is unable to effectively manage our growth, our expenses may increase
more than expected, our ability to generate and/or grow revenue could be reduced, and we may not be able to implement our business strategy.

Due to our limited resources and access to capital, we must, and have in the past decided to, prioritize development of certain product candidates over
other potential candidates. These decisions may prove to have been wrong and may adversely affect our revenue.

Because we have limited resources and access to capital to fund our operations, we must decide which product candidates to pursue and the amount of
resources  to  allocate  to  each.  Our  decisions  concerning  the  allocation  of  research,  collaboration,  management  and  financial  resources  toward  particular
product candidates may not lead to the development of viable commercial products and may divert resources away from better opportunities. Similarly, our
decisions to delay, terminate or collaborate with third parties in respect of certain product development programs may also prove not to be optimal and could
cause  us  to  miss  valuable  opportunities.  For  instance,  we  made  the  decision  to  prioritize  the  development  of  omidubicel  for  the  treatment  of  hematologic
malignancies  over  SCD  because  omidubicel  is  at  a  more  advanced  stage  of  development,  while  our  sickle  cell  program  remains  exploratory.  If  we  make
incorrect determinations regarding the market potential of our product candidates or misread trends in the pharmaceutical industry, in particular for our lead
product candidate, our business, financial condition and results of operations could be materially adversely affected.

31

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
We may not be successful in our efforts to identify, discover or license additional product candidates.

Although  a  substantial  amount  of  our  effort  will  focus  on  the  continued  clinical  testing,  potential  approval  and  commercialization  of  omidubicel,  the
success of our business also depends upon our ability to identify, discover or license additional product candidates. Our research programs or licensing efforts
may fail to yield additional product candidates for clinical development for a number of reasons, including but not limited to the following:

●

our research or business development methodology or search criteria and process may be unsuccessful in identifying potential product candidates;

● we may not be able or willing to assemble sufficient resources to acquire or discover additional product candidates;

●

●

●

●

●

●

●

our product candidates may not succeed in preclinical or clinical testing;

our product candidates may be shown to have harmful side effects or may have other characteristics that may make the products unmarketable or
unlikely to receive marketing approval;

competitors may develop alternatives that render our product candidates obsolete or less attractive;

product candidates we develop may be covered by third parties’ patents or other exclusive rights;

the  market  for  a  product  candidate  may  change  during  our  development  program  so  that  such  product  may  become  unprofitable  to  continue  to
develop;

a product candidate may not be capable of being produced in commercial quantities at an acceptable cost, or at all; and

a product candidate may not be accepted as safe and effective by patients, the medical community, or third-party payers.

If any of these events occur, we may be forced to abandon our development efforts for a program or programs, or we may not be able to identify, license,
or discover additional product candidates, which would have a material adverse effect on our business and could potentially cause us to cease operations.
Research programs to identify new product candidates require substantial technical, financial and human resources. We may focus our efforts and resources
on potential programs or product candidates that ultimately prove to be unsuccessful.

Our business and operations would suffer in the event of computer system failures, cyber-attacks or a deficiency in our cybersecurity.

Despite the implementation of security measures, our internal computer systems, and those of third parties on which we rely, are vulnerable to damage
from a variety of causes, including computer viruses, malware, intentional or accidental mistakes or errors by users with authorized access to our computer
systems,  natural  disasters,  terrorism,  war,  telecommunication  and  electrical  failures,  cyber-attacks  or  cyber-intrusions  over  the  Internet,  or  attachments  to
emails.  The  risk  of  a  security  breach  or  disruption,  particularly  through  cyber-attacks  or  cyber  intrusions,  including  by  computer  hackers,  non-U.S.
governments, extra-state actors and cyber terrorists, has generally increased as the number, intensity and sophistication of attempted attacks and intrusions
from around the world have increased. If such an event were to occur and cause interruptions in our operations, it could result in a material disruption of our
drug development programs. For example, the loss or compromise of clinical trial data from completed or ongoing or planned clinical trials could result in
delays in our regulatory approval efforts and significantly increase our costs to recover or reproduce the data. To the extent that any disruption or security
breach was to result in a loss of or damage to our data or applications, or inappropriate disclosure of confidential or proprietary information, we could incur
material legal claims and liability, damage to our reputation, and the further development of our drug candidates could be delayed. Further, any breach, loss or
compromise of clinical study participant personal data may also subject us to civil fines and penalties, including under GDPR and relevant member state law
in the European Union, or, potentially, other relevant state and federal privacy laws in the United States.

In the current environment, there are numerous and evolving risks to cybersecurity and privacy, including criminal hackers, hacktivists, state-sponsored
intrusions,  industrial  espionage,  employee  malfeasance  and  human  or  technological  error.  High-profile  security  breaches  at  other  companies  and  in
government agencies have increased in recent years, and security industry experts and government officials have warned about the risks of hackers and cyber-
attacks targeting businesses such as ours. Computer hackers and others routinely attempt to breach the security of technology products, services and systems,
and  to  fraudulently  induce  employees,  customers,  or  others  to  disclose  information  or  unwittingly  provide  access  to  systems  or  data.  We  can  provide  no
assurance  that  our  current  IT  systems,  software,  or  third  party  services,  or  any  updates  or  upgrades  thereto  will  be  fully  protected  against  third-party
intrusions, viruses, hacker attacks, information or data theft or other similar threats. Legislative or regulatory action in these areas is also evolving, and we
may be unable to adapt our IT systems to accommodate these changes. We have experienced and expect to continue to experience attempted cyber-attacks of
our  IT  networks.  Although  none  of  these  attempted  cyber-attacks  has  had  a  material  adverse  impact  on  our  operations  or  financial  condition,  we  cannot
guarantee that any such incidents will not have such an impact in the future.

32

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
We  incur  significant  increased  costs  as  a  result  of  operating  as  a  public  company  in  the  United  States,  and  our  management  is  required  to  devote
substantial time to new compliance initiatives.

As a public company whose ordinary shares are listed in the United States, we are subject to an extensive regulatory regime, requiring us, among other
things,  to  maintain  various  internal  controls  and  facilities  and  to  prepare  and  file  periodic  and  current  reports  and  statements,  including  reports  on  the
effectiveness of our internal control over financial reporting pursuant to Section 404 of the Sarbanes-Oxley Act of 2002. Complying with these requirements
is costly and time consuming. In the event that we are unable to demonstrate compliance with our obligations as a public company in a timely manner, or are
unable to produce timely or accurate financial statements, we may be subject to sanctions or investigations by regulatory authorities, such as the Securities
and  Exchange  Commission,  or  the  SEC,  or  The  Nasdaq  Global  Market,  and  investors  may  lose  confidence  in  our  operating  results  and  the  price  of  our
ordinary shares could decline.

Our independent registered public accounting firm is not engaged to perform an audit of our internal control over financial reporting, and as long as we
remain an emerging growth company, as such term is defined in the Jumpstart Our Business Startups Act of 2012, or the JOBS Act, we will be exempt from
the  requirement  to  have  an  independent  registered  public  accounting  firm  perform  such  audit.  Accordingly,  no  such  opinion  was  expressed  or  will  be
expressed any during any such period. Once we cease to qualify as an emerging growth company our independent registered public accounting firm will be
required to attest to our management’s annual assessment of the effectiveness of our internal controls over financial reporting, which will entail additional
costs and expenses.

In addition, we intend to organize significant management functions in Boston, Massachusetts, where business expenses and salaries may exceed the

level of our business expenses in Israel.

International  expansion  of  our  business  exposes  us  to  business,  regulatory,  political,  operational,  financial  and  economic  risks  associated  with  doing
business outside of the United States or Israel.

Other  than  our  headquarters  and  other  operations  which  are  located  in  Israel  (as  further  described  below),  we  currently  have  limited  international
operations,  but  our  business  strategy  incorporates  potentially  significant  international  expansion,  particularly  in  anticipation  of  approval  of  our  product
candidates. We plan to retain sales representatives and third-party distributors and conduct physician, infectious disease specialist, hospital pharmacist and
patient association outreach activities, as well as clinical trials, outside of the United States, EU and Israel. Doing business internationally involves a number
of risks, including but not limited to:

● multiple,  conflicting  and  changing  laws  and  regulations  such  as  privacy  regulations,  tax  laws,  export  and  import  restrictions,  employment  laws,

regulatory requirements and other governmental approvals, permits, and licenses;

●

●

●

●

●

●

●

●

failure by us to obtain regulatory approvals for the use of our product candidates in various countries;

additional potentially relevant third-party patent or other intellectual property rights;

complexities and difficulties in obtaining protection and enforcing our intellectual property;

difficulties in staffing and managing international operations;

complexities associated with managing multiple payer reimbursement regimes, government payers, prince controls or patient self-pay systems;

limits in our ability to penetrate international markets;

financial risks, such as longer payment cycles, difficulty collecting accounts receivable, the impact of local and regional financial crises on demand
and payment for our products and exposure to foreign currency exchange rate fluctuations;

natural disasters, political and economic instability, including wars, terrorism, and political unrest, outbreak of disease, boycotts, curtailment of
trade, and other business restrictions;

33

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
●

●

certain expenses including, among others, expenses for travel, translation and insurance; and

regulatory and compliance risks that relate to maintaining accurate information and control over sales and activities that may fall within the purview
of the U.S. Foreign Corrupt Practices Act its books and records provisions, or its anti-bribery provisions.

Any of these factors could significantly harm our future international expansion and operations and, consequently, our results of operations.

We may be subject to extensive environmental, health and safety, and other laws and regulations in multiple jurisdictions.

Our business involves the controlled use, directly or indirectly through our service providers, of hazardous materials, various biological compounds and
chemicals; therefore, we, our agents and our service providers may be subject to various environmental, health and safety laws and regulations, including
those governing air emissions, water and wastewater discharges, noise emissions, the use, management and disposal of hazardous, radioactive and biological
materials and wastes and the cleanup of contaminated sites. The risk of accidental contamination or injury from these materials cannot be eliminated. If an
accident,  spill  or  release  of  any  regulated  chemicals  or  substances  occurs,  we  could  be  held  liable  for  resulting  damages,  including  for  investigation,
remediation  and  monitoring  of  the  contamination,  including  natural  resource  damages,  the  costs  of  which  could  be  substantial.  We  are  also  subject  to
numerous  environmental,  health  and  workplace  safety  laws  and  regulations,  including  those  governing  laboratory  procedures,  exposure  to  blood-borne
pathogens and the handling of biohazardous materials and chemicals. Although we maintain workers’ compensation insurance to cover the costs and expenses
that may be incurred because of injuries to our employees resulting from the use of these materials, this insurance may not provide adequate coverage against
potential liabilities. Additional or more stringent federal, state, local or non-U.S. laws and regulations affecting our operations may be adopted in the future.
We may incur substantial capital costs and operating expenses and may be required to obtain consents to comply with any of these or certain other laws or
regulations  and  the  terms  and  conditions  of  any  permits  or  licenses  required  pursuant  to  such  laws  and  regulations.  For  instance,  we  have  undergone
inspections and obtained approvals from various governmental agencies. We hold a general business license from the City of Jerusalem that is valid until
December  31,  2022.  We  also  hold  a  toxic  substances  permit  from  the  Ministry  of  Environmental  Protection  (the  Hazardous  Material  Division)  and  a
Certificate of GMP Compliance of a Manufacturer from the Israeli Ministry of Health – Pharmaceutical Administration. Failure to renew any of the foregoing
licenses and permits may harm our on-going and future operations. In addition, fines and penalties may be imposed for noncompliance with environmental,
health  and  safety  and  other  laws  and  regulations  or  for  the  failure  to  have,  or  comply  with  the  terms  and  conditions  of  our  business  license  or,  required
environmental or other permits or consents.

Our employees and independent contractors may engage in misconduct or other improper activities, including noncompliance with regulatory standards
and requirements.

We  are  exposed  to  the  risk  of  fraud  or  other  misconduct  by  our  employees  and  independent  contractors.  Misconduct  by  these  parties  could  include
intentional  failures  to  comply  with  FDA  regulations,  provide  accurate  information  to  the  FDA,  comply  with  manufacturing  standards  we  may  establish,
comply  with  federal  and  state  healthcare  fraud  and  abuse  laws  and  regulations,  report  financial  information  or  data  accurately  or  disclose  unauthorized
activities to us. In particular, sales, marketing and business arrangements in the healthcare industry are subject to extensive laws and regulations intended to
prevent fraud, misconduct, kickbacks, self-dealing and other abusive practices. These laws and regulations may restrict or prohibit a wide range of pricing,
discounting,  marketing  and  promotion,  sales  commission,  customer  incentive  programs  and  other  business  arrangements.  Employee  and  independent
contractor  misconduct  could  also  involve  the  improper  use  of  information  obtained  in  the  course  of  clinical  trials,  including  individually  identifiable
information, creating fraudulent data in our preclinical studies or clinical trials or illegal misappropriation of product candidates. If our operations are found to
be  in  violation  of  any  of  these  laws,  we  may  be  subject  to  significant  penalties,  including  civil,  criminal  and  administrative  penalties,  damages,  fines,
exclusion  from  government-funded  healthcare  programs,  such  as  Medicare  and  Medicaid  or  similar  programs  in  other  countries  or  jurisdictions,  integrity
oversight  and  reporting  obligations  to  resolve  allegations  of  non-compliance,  disgorgement,  imprisonment,  contractual  damages,  reputational  harm,
diminished profits and the curtailment or restructuring of our operations. It is not always possible to identify and deter misconduct by employees and other
third parties, and the precautions we take to detect and prevent this activity may not be effective in controlling unknown or unmanaged risks or losses or in
protecting  us  from  governmental  investigations  or  other  actions  or  lawsuits  stemming  from  a  failure  to  be  in  compliance  with  such  laws  or  regulations.
Additionally, we are subject to the risk that a person or government could allege such fraud or other misconduct, even if none occurred. If any such actions
are  instituted  against  us,  and  we  are  not  successful  in  defending  ourselves  or  asserting  our  rights,  those  actions  could  have  a  significant  impact  on  our
business, including the imposition of significant fines or other sanctions.

Under current Israeli law, we may not be able to enforce employees’ covenants not to compete and therefore may be unable to prevent our competitors
from benefiting from the expertise of some of our former employees.

We  generally  enter  into  non-competition  agreements  with  our  key  employees,  in  most  cases  within  the  framework  of  their  employment  agreements.
These agreements prohibit our key employees, if they cease working for us, from competing directly with us or working for our competitors for a limited
period. Under applicable Israeli law, we may be unable to enforce these agreements or any part thereof. If we cannot enforce our non-competition agreements
with our employees, then we may be unable to prevent our competitors from benefiting from the expertise of our former employees, which could materially
adversely affect our business, results of operations and ability to capitalize on our proprietary information.

34

 
 
 
 
 
 
 
 
 
 
 
 
 
We are vulnerable to interest rate risk with respect to the grants received from the Israel Innovation Authority

Since our incorporation, we have received grants from the IIA relating to various projects. No royalties have been paid to the IIA in respect of any grant.

Our total outstanding obligation to the IIA, respectively, including the interest accrued through December 31, 2019, amounts to approximately $33.4 million.

The United Kingdom’s Financial Conduct Authority, which regulates the London Interbank Offered Rate (LIBOR), announced in July 2017 that it will
no longer persuade or require banks to submit rates for LIBOR after 2021. The grants received from the IIA bear an annual interest rate based on the 12-
month  LIBOR.  Accordingly,  there  is  considerable  uncertainty  regarding  the  publication  of  LIBOR  beyond  2021.  While  it  is  not  currently  possible  to
determine precisely whether, or to what extent, the withdrawal and replacement of LIBOR would affect us, the implementation of alternative benchmark rates
to LIBOR may increase our financial liabilities to the IIA. Management continues to monitor the status and discussions regarding LIBOR. We are not yet able
to reasonably estimate the expected impact.

Risks Related to Commercialization of Our Product Candidates

We do not have experience producing our product candidates at commercial levels or establishing a cGMP manufacturing facility and may not obtain the
necessary regulatory approvals or produce our product candidates at the quality, quantities, locations and timing needed to support commercialization.

We do not currently have the experience or ability to manufacture our product candidates at commercial levels. We may encounter technical or scientific
issues related to manufacturing or development that we may be unable to resolve in a timely manner or with available funds. We also have not completed all
of the characterization and validation activities necessary for commercialization and regulatory approvals. If we do not conduct all such necessary activities,
our commercialization efforts will be delayed or halted.

We  also  may  encounter  problems  hiring  and  retaining  the  experienced  specialist  scientific,  quality  control  and  manufacturing  personnel  needed  to
operate  our  manufacturing  process,  which  could  result  in  delays  in  our  production  or  difficulties  in  maintaining  compliance  with  applicable  regulatory
requirements.  Any  problems  in  our  manufacturing  process  or  facilities  could  make  us  a  less  attractive  collaborator  for  potential  partners,  including  larger
pharmaceutical companies, which could limit our access to additional attractive development programs. Problems in our manufacturing process or facilities
also could restrict our ability to meet market demand for our product candidates.

If the market opportunities for our product candidates are smaller than we believe they are, our revenue may be adversely affected, and our business may
suffer.

Our  projections  of  the  number  of  people  who  have  the  potential  to  benefit  from  treatment  with  our  product  candidates  are  based  on  our  beliefs  and
estimates. These  estimates  have  been  derived  from  a  variety  of  sources,  including  the  scientific  literature,  surveys  of  clinics  or  market  research,  and  may
prove to be incorrect. Our target patient population may be lower than expected, may not be otherwise amenable to treatment with our product candidate or
patients may become increasingly difficult to identify and access, all of which would adversely affect our business, financial condition, results of operations
and prospects. In addition, medical advances may reduce our target markets. For example, new processes and advances in oral antibiotic medications or new
operative procedures may limit the need for localized delivery systems like our product candidates. Further, advances in treatments in the fields in which we
are  conducting  research  programs  that  reduce  side  effects  and  have  better  deliverability  to  target  organs  may  limit  the  market  for  our  future  product
candidates.

We  currently  have  limited  marketing  and  sales  organization.  If  we  are  unable  to  establish  adequate  sales  and  marketing  capabilities  or  enter  into
agreements with third parties to market and sell our product candidates, we may be unable to generate any product revenue.

Although we recently hired a chief commercialization officer to lead our efforts to commercialize omidubicel should it receive regulatory approval, we
currently  have  limited  sales  and  marketing  organization,  and  we  have  limited  experience  selling  and  marketing  our  product  candidates.  To  successfully
commercialize any product candidates that may result from our development programs, we will need to develop these capabilities, either on our own or with
others.  If  our  product  candidates  receive  regulatory  approval,  we  intend  to  establish  a  sales  and  marketing  organization  independently  or  by  utilizing
experienced third parties with technical expertise and supporting distribution capabilities to commercialize our product candidates in major markets, all of
which will be expensive, difficult and time consuming. Any failure or delay in the development of our internal sales, marketing and distribution capabilities
would adversely impact our ability to commercialize our product candidates.

35

 
 
 
 
 
 
 
 
 
 
 
 
 
Further, our initial estimate of the size of the required sales force may be materially more or less than the size of the sales force actually required to
effectively commercialize our product candidates. As such, we may be required to hire sales representatives and third-party distributors to adequately support
the commercialization of our product candidates, or we may incur excess costs if we hire more sales representatives than necessary. With respect to certain
geographical markets, we may enter into collaborations with other entities to utilize their local marketing and distribution capabilities, but we may be unable
to  enter  into  such  agreements  on  favorable  terms,  if  at  all.  We  also  may  enter  into  collaborations  with  large  pharmaceutical  companies  to  develop  and
commercialize product candidates. If our future collaborators do not commit sufficient resources to develop and commercialize our future products, if any,
and  we  are  unable  to  develop  the  necessary  marketing  capabilities  on  our  own,  we  will  be  unable  to  generate  sufficient  product  revenue  to  sustain  our
business. We may compete with companies that currently have extensive and well-funded marketing and sales operations. Without an internal team or the
support of a third party to perform marketing and sales functions, we may be unable to compete successfully against these more established companies.

Our efforts to educate the medical community, including physicians, hospital pharmacists and infectious disease specialists, and third-party payers on the
benefits of our product candidates may require significant resources and may never be successful. If any of our product candidates are approved, but fail to
achieve market acceptance among physicians, patients or third-party payers, we will not be able to generate significant revenue from such product, which
could have a material adverse effect on our business, financial condition, results of operations and prospects.

Delays  in  establishing  and  obtaining  regulatory  approval  of  our  manufacturing  process  and  facility  or  disruptions  in  our  manufacturing  process  may
delay or disrupt our product development and commercialization efforts.

We intend to establish our own cGMP compliant manufacturing facility. Building our own manufacturing facility will require additional investment, will
be time-consuming and may be subject to delays, including because of shortage of labor or compliance with regulatory requirements. In addition, building a
manufacturing facility may cost more than we currently anticipate. Delays or problems in the build out of our manufacturing facility may adversely impact
our ability to provide supply for the development and commercialization of omidubicel as well as our financial condition.

Before we can begin to commercially manufacture omidubicel or any product candidate, whether in a third-party facility or in our own facility, once
established, we must obtain regulatory approval from FDA for our manufacturing process and facility. A manufacturing authorization must also be obtained
from  the  appropriate  regulatory  authorities  in  the  European  Union,  Israel  and  worldwide.  In  addition,  we  must  pass  a  pre-approval  inspection  of  our
manufacturing facility by the FDA before omidubicel or any product candidate can obtain marketing approval. In order to obtain approval, we will need to
ensure that all our processes, methods and equipment are compliant with cGMP, and perform extensive audits of vendors, contract laboratories and suppliers.
If  any  of  our  vendors,  contract  laboratories  or  suppliers  is  found  to  be  out  of  compliance  with  cGMP,  we  may  experience  delays  or  disruptions  in
manufacturing  while  we  work  with  these  third  parties  to  remedy  the  violation  or  while  we  work  to  identify  suitable  replacement  vendors.  For  example,  a
recent cGMP audit by the Israeli Ministry of Health, or MOH, of the manufacturing process in the facility of our contract manufacturer of omidubicel resulted
in  certain  critical  observations,  which  we  have  been  working  with  our  contract  manufacturer  to  address. There  can  be  no  guarantee,  however,  that  future
inspections by regulatory authorities of our manufacturing facilities or those of our contract manufacturers will result in MOH’s agreement that these critical
observations have been resolved or that similar inspectional observations will not be identified. If we do not demonstrate to the satisfaction of the applicable
regulator  that  our  manufacturing  facilities,  or  those  of  our  contract  manufacturers,  are  in  compliance  with  applicable  requirements,  we  may  be  materially
delayed  in  the  development  of  our  product  candidates,  which  would  materially  harm  our  business.  The  cGMP  requirements  govern  quality  control  of  the
manufacturing  process  and  documentation  policies  and  procedures.  In  complying  with  cGMP,  we  will  be  obligated  to  expend  time,  money  and  effort  in
production, record keeping and quality control to assure that the product meets applicable specifications and other requirements. If we fail to comply with
these requirements, we would be subject to possible regulatory action and may not be permitted to sell any product candidate that we may develop.

If we receive marketing approval for our product candidates, sales will be limited unless the product achieves broad market acceptance by physicians,
patients, third-party payers, hospital pharmacists, infectious disease specialists and others in the medical community.

The  commercial  success  of  our  product  candidates  will  depend  upon  the  acceptance  of  the  product  by  the  medical  community,  including  physicians,
patients, healthcare payers, hospital personnel including transplant teams, l pharmacists and infectious disease specialists. The degree of market acceptance of
any approved product will depend on a number of factors, including:

●

the demonstration of clinical safety and efficacy of our product candidates in clinical trials;

36

 
 
 
 
 
 
 
 
 
 
 
●

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●

the efficacy, potential and perceived advantages of our product candidates over alternative treatments;

the prevalence and severity of any adverse side effects;

product  labeling  or  product  insert  requirements  of  the  FDA  or  other  regulatory  authorities,  including  any  limitations  or  warnings  contained  in  a
product’s approved labeling;

distribution and use restrictions imposed by the FDA or agreed to by us as part of a mandatory or voluntary risk management plan;

our ability to obtain third-party payer coverage and adequate reimbursement for our products;

the willingness of patients to pay for drugs out of pocket in the absence of third-party coverage;

the demonstration of the effectiveness of our product candidates in reducing the cost of treatment;

the strength of marketing and distribution support;

the timing of market introduction of competitive products;

the availability of products and their ability to meet market demand; and

publicity concerning our product candidates or competing products and treatments.

There  are  a  number  of  alternatives  to  our  product  candidates,  including  stem  cell  transplantation  using  cells  from  matched  related  donors,  matched
unrelated donors, haploidentical donors or unmodified umbilical cord blood. If our product candidates are approved but do not achieve an adequate level of
acceptance by physicians, patients, healthcare payers, hospital personnel including transplant teams, pharmacists and infectious disease specialists, we may
not generate sufficient revenue from the product, and we may not become or remain profitable. In addition, our efforts to educate the medical community and
third-party payers on the benefits of our product candidates may require significant resources and may never be successful.

It may be difficult for us to profitably sell our product candidates if coverage and reimbursement for these products is limited by government authorities
and/or third-party payer policies.

Significant uncertainty exists as to the coverage and reimbursement status of any product candidates for which we obtain regulatory approval. In the
United States and markets in other countries, sales of any products for which we receive regulatory approval for commercial sale will depend, in part, on the
extent to which third-party payers provide coverage, and establish adequate reimbursement levels for such products. In the United States, third-party payers
include federal and state healthcare programs, private managed care providers, health insurers and other organizations. The process for determining whether a
third-party payer will provide coverage for a product may be separate from the process for setting the price of a product or for establishing the reimbursement
rate that such a payer will pay for the product. Third-party payers may limit coverage to specific products on an approved list, or also known as a formulary,
which might not include all of the FDA-approved products for a particular indication. Third-party payers are increasingly challenging the price, examining the
medical necessity and reviewing the cost-effectiveness of medical products, therapies and services, in addition to questioning their safety and efficacy.

We may need to conduct expensive pharmaco-economic studies in order to demonstrate the medical necessity and cost-effectiveness of our products, in
addition  to  the  costs  required  to  obtain  the  FDA  approvals.  Our  product  candidates  may  not  be  considered  medically  necessary  or  cost-effective.  Payor’s
decision to provide coverage for a product does not imply that an adequate reimbursement rate will be approved. Further, the determination of one payor to
provide coverage for a product does not assure that other payers will also provide such coverage for the product. Adequate third-party reimbursement may not
be available to enable us to maintain price levels sufficient to realize an appropriate return on our investment in product development.

37

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Different pricing and reimbursement schemes exist in other countries. In the EU, governments influence the price of pharmaceutical products through
their pricing and reimbursement rules and control of national health care systems that in some countries subsidize a large part of the cost of those products for
consumers. Some jurisdictions operate positive and negative list systems under which products may only be marketed once a reimbursement price has been
agreed. To obtain reimbursement or pricing approval, some of these countries may require the completion of clinical trials that compare the cost-effectiveness
of a particular product candidate to then available therapies. Other EU member states allow companies to fix their own prices for medicines, but monitor and
control company profits. The downward pressure on health care costs has become very intense. As a result, increasingly high barriers are being erected to the
entry of new products. In addition, in some countries, cross-border imports from low-priced markets exert a commercial pressure on pricing within a country.

The marketability of any of our product candidates for which we receive regulatory approval for commercial sale may suffer if the government and third-
party payers fail to provide adequate coverage and reimbursement. In addition, emphasis on managed care in the United States has increased and we expect
will continue to increase the pressure on healthcare pricing. Coverage policies and third-party reimbursement rates may change at any time. Even if favorable
coverage  and  reimbursement  status  is  attained  for  one  or  more  products  for  which  we  receive  regulatory  approval,  less  favorable  coverage  policies  and
reimbursement rates may be implemented in the future.

In addition to any healthcare reform measures that may affect reimbursement, market acceptance and sales of our product candidates, if approved, will
depend on, in part, the extent to which the procedures utilizing our product candidates, performed by health care providers, will be covered by third-party
payers,  such  as  government  health  care  programs,  commercial  insurance  and  managed  care  organizations.  In  the  event  health  care  providers  and  patients
accept our product candidates as medically useful, cost effective and safe, there is uncertainty on how exactly our products will be reimbursed. Third-party
payers determine the extent to which new products will be covered as a benefit under their plans and the level of reimbursement for any covered product or
procedure that may utilize a covered product. Coverage will be dependent on FDA-approval and other factors; reimbursement may vary across payers which
is a risk for our product candidates. Establishment of reimbursement guidelines for products is difficult to predict at this time what third-party payers will
decide with respect to the coverage and reimbursement for our product candidates.

A  primary  trend  in  the  U.S.  healthcare  industry  and  elsewhere  has  been  cost  containment,  including  price  controls,  restrictions  on  coverage  and
reimbursement and requirements for substitution of less expensive products. Third-party payers decide which products and procedures they will pay for and
establish  reimbursement  and  co-payment  levels.  Government  and  other  third-party  payers  are  increasingly  challenging  the  prices  charged  for  health  care
products and procedures, examining the cost effectiveness of procedures, and the products used in such procedures, in addition to their safety and efficacy,
and payers limit coverage and reimbursement to the appropriate patient per a products label. We cannot be sure that coverage will be available for our product
candidates, if approved, or, if coverage is available, the level of direct or indirect reimbursement.

We expect to experience pricing pressures in connection with the sale of any of our product candidates due to the trend toward managed healthcare, the
increasing  influence  of  health  maintenance  organizations,  and  additional  legislative  changes.  The  downward  pressure  on  healthcare  costs  in  general,
particularly prescription drugs and other treatments, has become increasingly intense. As a result, high barriers exist to the successful commercialization of
new products. Further, the adoption and implementation of any future governmental cost containment or other health reform initiative may result in additional
downward pressure on the price that we may receive for any approved product.

Reimbursement by a third-party payer may depend upon a number of factors including the third-party payer’s determination that use of a product is:

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a covered benefit or part of a covered benefit under its health plan;

safe, effective and medically necessary;

appropriate for the specific patient;

cost-effective; and

neither experimental nor investigational.

There  is  significant  uncertainty  related  to  the  insurance  coverage  and  reimbursement  of  newly  approved  products.  In  the  United  States,  the  principal
decisions  about  reimbursement  are  typically  made  by  The  Centers  for  Medicare  &  Medicaid  Services,  or  CMS,  an  agency  within  the  U.S.  Department  of
Health  and  Human  Services,  as  CMS  decides  whether  and  to  what  extent  products,  and  the  procedures  that  utilize  such  products,  will  be  covered  and
reimbursed under Medicare. Private payers may follow CMS, but have their own methods and approval processes for determining reimbursement for new
products and the procedures that utilize such products. It is difficult to predict what CMS as well as other payers will decide with respect to reimbursement for
fundamentally novel products such as ours, as there is no body of established practices and precedents for these new products.

38

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
In addition, under current Medicare hospital inpatient reimbursement policies CMS offers a process whereby manufacturers may apply for the temporary
New Technology Add-on Payment or NTAP program for a new medical technology when the applicable Diagnosis-Related Group, or DRG, based inpatient
prospective payment rate is inadequate to cover the cost of a new product. As part of our commercialization efforts, we intend to apply for omidubicel to be
eligible  under  the  NTAP  program.  To  obtain  add-on  payment,  a  technology  must  be  considered  “new,”  represent  an  advance  in  medical  technology  that
substantially improves, relative to technologies previously available, the diagnosis or treatment of Medicare beneficiaries, and data reflecting the cost of the
new technology must not yet be available in the data used to recalibrate the DRGs and the sponsor much show that admissions involving the furnishing of the
technology exceed cost thresholds established by CMS for each applicable DRG. If an application is approved, new technology add-on payments are made to
hospitals for no less than two years and no more than three years. We must demonstrate the safety and effectiveness of our technology to the FDA in addition
to meeting CMS’s requirements for the NTAP program before add-on payments can be made, and we cannot assure that CMS will agree to provide such
incremental payments for omidubicel or any of our other product candidates.

Obtaining coverage and reimbursement approval for a product from a government or other third-party payer is a time-consuming and costly process that
could require us to provide supporting scientific, clinical and cost effectiveness data for the use of our products to the payer. We may not be able to provide
data sufficient to gain acceptance with respect to coverage and reimbursement. Further, no uniform policy requirement for coverage and reimbursement exists
among  third-party  payers  in  the  United  States.  Similarly,  health  care  providers  enter  into  participation  agreements  with  third-party  payers  wherein
reimbursement rates are negotiated. Therefore, coverage and reimbursement can differ significantly from payer to payer and health care provider to health
care provider. As a result, we cannot be sure that coverage or adequate reimbursement will be available for our product candidates, if approved or procedures
utilizing  such  products.  Also,  we  cannot  be  sure  that  reimbursement  amounts  will  not  reduce  the  demand  for,  or  the  price  of,  our  future  products.  If
reimbursement is not available, or is available only to limited levels, we may not be able to commercialize our product candidates, or achieve profitably at all,
even if approved.

Our  business  entails  a  significant  risk  of  product  liability  and  our  ability  to  obtain  sufficient  insurance  coverage  could  have  a  material  effect  on  our
business, financial condition, results of operations or prospects.

Our  business  exposes  us  to  significant  product  liability  risks  inherent  in  the  development,  testing,  manufacturing  and  marketing  of  therapeutic
treatments. Product liability claims could delay or prevent completion of our development programs. If we succeed in marketing products, such claims could
result  in  an  FDA  investigation  of  the  safety  and  effectiveness  of  our  products,  our  manufacturing  processes  and  facilities  or  our  marketing  programs  and
potentially a recall of our products or more serious enforcement action, limitations on the approved indications for which they may be used or suspension or
withdrawal of approvals. Regardless of the merits or eventual outcome, liability claims may also result in decreased demand for our products, injury to our
reputation,  costs  to  defend  the  related  litigation,  a  diversion  of  management’s  time  and  our  resources,  substantial  monetary  awards  to  trial  participants  or
patients and a decline in our share price. We do not currently have product liability insurance and do not anticipate obtaining product liability insurance until
such time as we have received FDA or other comparable authority approval for a product and there is a product that is being provided to patients outside of
clinical trials. Any insurance we have or may obtain may not provide sufficient coverage against potential liabilities. Furthermore, product liability insurance
is becoming increasingly expensive. As a result, we may be unable to obtain sufficient insurance at a reasonable cost to protect us against losses caused by
product liability claims that could have a material adverse effect on our business.

Risks Related to Ownership of our Ordinary Shares

Our executive officers, directors and principal shareholders maintain the ability to exert significant control over matters submitted to our shareholders for
approval.

Certain of our executive officers, directors and holders of more than 5% of our voting securities beneficially owned as of December 31, 2019, shares
representing  approximately  70%  of  our  share  capital.  As  a  result,  if  these  shareholders  were  to  act  together,  they  would  be  able  to  control  all  matters
submitted to our shareholders for approval, as well as our management and affairs. For example, these persons, if they act together, would control the election
of directors and approval of any merger, consolidation or sale of all or substantially all our assets. This concentration of voting power could delay or prevent
an acquisition of our company on terms that other shareholders may desire or result in management of our company that our public shareholders disagree
with.

It may be difficult for you to sell your ordinary shares at or above the purchase price therefor or at all.

Although our ordinary shares are listed for trading on the Nasdaq Global Market, an active trading market for our ordinary shares may not be sustained.
The market price of our ordinary shares is highly volatile and could be subject to wide fluctuations in price as a result of various factors, some of which are
beyond our control. It may be difficult for you to sell your ordinary shares without depressing the market price for the ordinary shares or at all. As a result of
these and other factors, you may not be able to sell your ordinary shares at current market price or at all. Further, an inactive market may also impair our
ability to raise capital by selling our ordinary shares and may impair our ability to enter into strategic partnerships or acquire companies or products by using
our ordinary shares as consideration.

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The market price of our ordinary shares may fluctuate significantly, which could result in substantial losses by our investors.

The stock market in general, and the market for pharmaceutical companies in particular, has experienced extreme volatility that has often been unrelated
to the operating performance of particular companies. As a result of this volatility, you may not be able to sell your ordinary shares at or above the initial
public offering price. The following factors, in addition to other risk factors described in this section, may have a significant impact on the market price of our
ordinary shares:

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inability to obtain the approvals necessary to commence further clinical trials;

unsatisfactory results of clinical trials;

announcements of regulatory approvals or the failure to obtain them, or specific label indications or patient populations for their use, or changes or
delays in the regulatory review process;

announcements of therapeutic innovations or new products by us or our competitors;

adverse actions taken by regulatory agencies with respect to our clinical trials, manufacturing supply chain or sales and marketing activities;

changes or developments in laws or regulations applicable to any candidate product in any of our platforms;

any adverse changes to our relationship with manufacturers or suppliers, especially manufacturers of candidate products;

any intellectual property infringement, misappropriation or other actions in which we may become involved;

announcements concerning our competitors or the pharmaceutical industry in general;

achievement of expected product sales and profitability or our failure to meet expectations;

our commencement of, or involvement in, litigation;

any changes in our board of directors or management; and

the other factors described in this “Risk Factors” section.

If  our  quarterly  operating  results  fall  below  the  expectations  of  investors  or  securities  analysts,  the  price  of  our  ordinary  shares  could  decline
substantially. Furthermore, any quarterly fluctuations in our operating results may, in turn, cause the price of our shares to fluctuate substantially. We believe
that quarterly comparisons of our financial results are not necessarily meaningful and should not be relied upon as an indication of our future performance.

Further, the stock market in general, the Nasdaq Global Market and the market for biotechnology companies in particular, have experienced extreme
price  and  volume  fluctuations  that  have  often  been  unrelated  or  disproportionate  to  the  operating  performance  of  companies  like  ours.  Broad  market  and
industry factors may negatively affect the market price of our ordinary shares regardless of our actual operating performance. In addition, a systemic decline
in the financial markets and related factors beyond our control may cause our share price to decline rapidly and unexpectedly. Price volatility of our ordinary
shares might be worse if the trading volume of our ordinary shares is low. In the past, following periods of market volatility, shareholders have often instituted
securities class action litigation. If we were involved in securities litigation, it could have a substantial cost and divert resources and attention of management
from our business, even if we are successful. Future sales of our ordinary shares could also reduce the market price of such shares.

Moreover, the liquidity of our ordinary shares will be limited, not only in terms of the number of ordinary shares that can be bought and sold at a given
price, but by potential delays in the timing of executing transactions in our ordinary shares and a reduction in security analyst and media’s coverage of our
Company, if any. These factors may result in lower prices for our ordinary shares than might otherwise be obtained and could also result in a larger spread
between the bid and ask prices for our ordinary shares. In addition, without a large float, our ordinary shares will be less liquid than the stock of companies
with  broader  public  ownership  and,  as  a  result,  the  trading  prices  of  our  ordinary  shares  may  be  more  volatile.  In  the  absence  of  an  active  public  trading
market, an investor may be unable to liquidate its investment in our ordinary shares. Trading of a relatively small volume of our ordinary shares may have a
greater impact on the trading price of our ordinary shares than would be the case if our public float were larger. We cannot predict the prices at which our
ordinary shares will trade in the future.

40

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Sales of a substantial number of shares of our ordinary shares in the public market by our existing shareholders could cause our share price to fall.

Sales  of  a  substantial  number  of  shares  of  our  ordinary  shares  in  the  public  market,  or  the  perception  that  these  sales  might  occur,  could  depress  the
market price of our ordinary shares and could impair our ability to raise capital through the sale of additional equity securities. We are unable to predict the
effect that sales may have on the prevailing market price of our ordinary shares. Moreover, holders of an aggregate of 3,461,759 ordinary shares have rights,
subject to some conditions, to require us to file registration statements covering their shares or to include their shares in registration statements that we may
file for ourselves or other shareholders. In addition, we have registered all ordinary shares that we may issue under our equity compensation plans, and, as
such, these shares can be freely sold in the public market upon issuance.

If we are or become classified as a passive foreign investment company, our U.S. shareholders may suffer adverse tax consequences as a result.

Generally, for any taxable year, if at least 75% of our gross income is passive income, or at least 50% of the value of our assets is attributable to assets
that  produce  passive  income  or  are  held  for  the  production  of  passive  income,  including  cash,  we  would  be  characterized  as  a  passive  foreign  investment
company, or PFIC, for U.S. federal income tax purposes. For purposes of these tests, passive income includes dividends, interest gains from commodities and
securities transactions, the excess of gains over losses from the disposition of assets which produce passive income (including amounts derived by reason of
the temporary investment of funds raised in offerings of our shares) and rents and royalties other than rents and royalties which are received from unrelated
parties  in  connection  with  the  active  conduct  of  a  trade  or  business.  If  we  are  characterized  as  a  PFIC,  our  U.S.  shareholders  may  suffer  adverse  tax
consequences,  including  having  gains  realized  on  the  sale  of  our  ordinary  shares  treated  as  ordinary  income,  rather  than  capital  gain,  the  loss  of  the
preferential  rate  applicable  to  dividends  received  on  our  ordinary  shares  by  individuals  who  are  U.S.  holders,  and  having  interest  charges  apply  to
distributions by us and gains from the sales of our shares.

Our  status  as  a  PFIC  will  depend  on  the  nature  and  composition  of  our  income  and  the  nature,  composition  and  value  of  our  assets  (which  may  be
determined based on the fair market value of each asset, with the value of goodwill and going concern value determined in large part by reference to the
market value of our common shares, which may be volatile). Based upon the value of our assets, including any goodwill, and the nature and composition of
our income and assets, we do not believe that we were classified as a PFIC for the taxable year ending December 31, 2019. Because the determination of
whether we are a PFIC for any taxable year is a factual determination made annually after the end of each taxable year, there can be no assurance that we will
not be considered a PFIC in any taxable year. Accordingly, our U.S. counsel expresses no opinion with respect to our PFIC status for our taxable year ended
December 31, 2019, and also expresses no opinion with regard to our expectations regarding our PFIC status in the future.

The tax consequences that would apply if we are classified as a PFIC would also be different from those described above if a U.S. shareholder were able
to make a valid qualified electing fund, or QEF, election. At this time, we do not expect to provide U.S. shareholders with the information necessary for a
U.S. shareholder to make a QEF election. Prospective investors should assume that a QEF election will not be available. For further discussion of the PFIC
rules and the adverse U.S. federal income tax consequences in the event that we are classified as a PFIC, see Item 10.E “Taxation – Material U.S. Federal
Income Tax Consequences to U.S. Holders” in this Annual Report.

If a United States person is treated as owning at least 10% of our shares, such holder may be subject to adverse U.S. federal income tax consequences.

If a United States person is treated as owning (directly, indirectly or constructively through the application of attribution rules) at least 10% of the value
or voting power of our shares, such person may be treated as a “United States shareholder” with respect to each “controlled foreign corporation” in our group
(if any). Because our group includes one or more U.S. subsidiaries, certain of our current or future non-U.S. subsidiaries could be treated as controlled foreign
corporations  (regardless  of  whether  we  are  or  are  not  treated  as  a  controlled  foreign  corporation).  A  United  States  shareholder  of  a  controlled  foreign
corporation may be required to annually report and include in its U.S. taxable income its pro rata share of the controlled foreign corporation’s “Subpart F
income”, “global intangible low-taxed income” and investments in U.S. property, whether or not such controlled foreign corporation makes any distributions.
An individual that is a United States shareholder with respect to a controlled foreign corporation generally would not be allowed certain tax deductions or
foreign tax credits that would be allowed to a United States shareholder that is a U.S. corporation. A failure to comply with these reporting obligations may
subject you to significant monetary penalties and may prevent the statute of limitations with respect to your U.S. federal income tax return for the year for
which reporting was due from starting. We cannot provide any assurances that we will assist investors in determining whether any of our current or future
non-U.S. subsidiaries are treated as a controlled foreign corporation or whether such investor is treated as a United States shareholder with respect to any of
such  controlled  foreign  corporations  or  furnish  to  any  United  States  shareholders  information  that  may  be  necessary  to  comply  with  the  aforementioned
reporting  and  tax  paying  obligations.  A  United  States  investor  should  consult  their  own  advisors  regarding  the  potential  application  of  these  rules  to  its
investment in the shares.

41

 
 
 
 
 
 
 
 
 
 
The intended tax effects of our corporate structure and intercompany arrangements depend on the application of the tax laws of various jurisdictions and
on how we operate our business.

Significant judgment is required in evaluating our tax positions and determining our provision for income taxes. During the ordinary course of business,
there are many transactions and calculations for which the ultimate tax determination is uncertain. For example, our effective tax rates could be adversely
affected  by  changes  in  foreign  currency  exchange  rates  or  by  changes  in  the  relevant  tax,  accounting  and  other  laws,  regulations,  principles  and
interpretations. As we intend to operate in numerous countries and taxing jurisdictions, the application of tax laws can be subject to diverging and sometimes
conflicting interpretations by tax authorities of these jurisdictions. It is not uncommon for taxing authorities in different countries to have conflicting views,
for instance, with respect to, among other things, the manner in which the arm’s length standard is applied for transfer pricing purposes, or with respect to the
valuation of intellectual property.

If tax authorities in any of the countries in which we operate were to successfully challenge our transfer prices as not reflecting arms’ length transactions,
they could require us to adjust our transfer prices and thereby reallocate our income to reflect these revised transfer prices, which could result in a higher tax
liability to us. In addition, if the country from which the income is reallocated does not agree with the reallocation, both countries could tax the same income,
potentially resulting in double taxation. If tax authorities were to allocate income to a higher tax jurisdiction, subject our income to double taxation or assess
interest  and  penalties,  it  would  increase  our  consolidated  tax  liability,  which  could  adversely  affect  our  financial  condition,  results  of  operations  and  cash
flows. Similarly, a tax authority could assert that we are subject to tax in a jurisdiction where we believe we have not established a taxable connection, often
referred to as a “permanent establishment” under international tax treaties, and such an assertion, if successful could increase our expected tax liability in one
or more jurisdictions.

Future changes to tax laws could materially adversely affect our company and reduce net return to our shareholders

Tax laws are dynamic and subject to change as new laws are passed and interpretations of the law are issued or applied. Such changes may include (but
are not limited to) the taxation of operating income, investment income, dividends received or (in the specific context of withholding tax) dividends paid. We
are unable to predict what tax reform may be proposed or enacted in the future or what effect such changes would have on our business, but such changes, to
the extent they are brought into tax legislation, regulations, policies or practices, could affect our financial position and overall or effective tax rates in the
future in countries where we have operations, reduce post-tax returns to our shareholder, and increase the complexity, burden and cost of tax compliance.

The tax benefits that are available to us require us to continue to meet various conditions and may be terminated or reduced in the future, which could
increase our costs and taxes.

Some of our operations in Israel may entitle us to certain tax benefits under the Law for the Encouragement of Capital Investments, 5719-1959, or the
Investment Law, once we begin to produce revenue. If we do not meet the requirements for maintaining these benefits, they may be reduced or cancelled and
the relevant operations would be subject to Israeli corporate tax at the standard rate, which is set at 23% in 2019 and thereafter. In addition to being subject to
the standard corporate tax rate, we could be required to refund any tax benefits that we will receive, plus interest and penalties thereon. Even if we continue to
meet the relevant requirements, the tax benefits that our current “Preferred Enterprise” is entitled to may not be continued in the future at their current levels
or at all. If these tax benefits were reduced or eliminated, the amount of taxes that we will pay would likely increase, as all our operations would consequently
be subject to corporate tax at the standard rate, which could adversely affect our results of operations. Additionally, if we increase our activities outside of
Israel, for example, by way of acquisitions, our increased activities may not be eligible for inclusion in Israeli tax benefits programs.

We have never paid cash dividends on our share capital, and we do not anticipate paying any cash dividends in the foreseeable future.

We have never declared or paid cash dividends on our ordinary shares. We currently anticipate that we will retain future earnings for the development,
operation  and  expansion  of  our  business  and  do  not  anticipate  declaring  or  paying  any  cash  dividends  in  the  foreseeable  future.  As  a  result,  capital
appreciation, if any, of our ordinary shares will be investors’ sole source of gain for the foreseeable future. In addition, Israeli law limits our ability to declare
and pay dividends, and may subject our dividends to Israeli withholding taxes.

If securities or industry analysts do not publish or cease publishing research or reports about us, our business or our market, or if they adversely change
their recommendations or publish negative reports regarding our business or our ordinary shares, our share price and trading volume could be negatively
impacted.

The trading market for our ordinary shares is influenced by the research and reports that industry or securities analysts publish about us, our business,
our market or our competitors. We do not have any control over these analysts, and we cannot provide any assurance that analysts will continue to cover us or
provide  favorable  coverage.  If  any  of  the  analysts  who  cover  us  adversely  change  their  recommendation  regarding  our  shares,  or  provide  more  favorable
relative recommendations about our competitors, our share price would likely decline. If any analyst who cover us were to cease coverage of our company or
fail to regularly publish reports on us, we could lose visibility in the financial markets, which in turn could cause our share price or trading volume to decline.

42

 
 
 
 
 
 
 
 
 
 
 
 
 
As a foreign private issuer, we follow certain home country corporate governance practices instead of otherwise applicable Nasdaq requirements, and we
will not be subject to certain U.S. securities laws including, but not limited to, U.S. proxy rules and the filing of certain Exchange Act reports.

As a foreign private issuer, we are permitted to, and do, follow certain home country corporate governance practices instead of those otherwise required
by  the  Nasdaq  Stock  Market  for  domestic  U.S.  issuers.  Following  our  home  country  governance  practices  as  opposed  to  the  requirements  that  would
otherwise  apply  to  a  U.S.  company  listed  on  The  Nasdaq  Global  Market  may  provide  less  protection  to  you  than  what  is  accorded  to  investors  under  the
listing rules of Nasdaq applicable to domestic U.S. issuers.

As a foreign private issuer, we are exempt from the rules and regulations under the Securities Exchange Act of 1934, or the Exchange Act, related to the
furnishing  and  content  of  proxy  statements,  including  the  applicable  compensation  disclosure  requirements.  Nevertheless,  pursuant  to  regulations
promulgated  under  the  Israeli  Companies  Law,  5759-1999,  or  the  Israeli  Companies  Law  or  the  Companies  Law,  we  are  required  to  disclose  the  annual
compensation  of  our  five  most  highly  compensated  office  holders  on  an  individual  basis.  Such  disclosure  is  not  as  extensive  as  that  required  of  a  U.S.
domestic  issuer.  Our  officers,  directors  and  principal  shareholders  are  exempt  from  the  reporting  and  short-swing  profit  recovery  provisions  contained  in
Section 16 of the Exchange Act. In addition, we are not required under the Exchange Act to file reports and financial statements with the SEC as frequently or
as promptly as U.S. domestic companies whose securities are registered under the Exchange Act and we are exempt from filing quarterly reports with the
SEC under the Exchange Act. Moreover, we are not required to comply with Regulation FD, which restricts the selective disclosure of material information,
although  we  have  voluntarily  adopted  a  corporate  disclosure  policy  substantially  similar  to  Regulation  FD.  These  exemptions  and  leniencies  reduce  the
frequency and scope of information and protections to which you may otherwise have been eligible in relation to a U.S. domestic issuer.

We would lose our foreign private issuer status if as of June 30 in any calendar year, a majority of our shares are owned by U.S. residents and a majority
of our directors or executive officers are U.S. citizens or residents or we fail to meet additional requirements necessary to avoid loss of foreign private issuer
status. The regulatory and compliance costs to us under U.S. securities laws as a U.S. domestic issuer may be significantly higher. If we are not a foreign
private issuer, we will be required to file periodic reports and registration statements on U.S. domestic issuer forms with the SEC, which are more detailed
and  extensive  than  the  forms  available  to  a  foreign  private  issuer.  We  may  also  be  required  to  modify  certain  of  our  policies  to  comply  with  accepted
governance practices associated with U.S. domestic issuers. Such conversion and modifications will involve additional costs. In addition, we would lose our
ability to rely upon exemptions from certain corporate governance requirements on U.S. stock exchanges that are available to foreign private issuers.

We are an emerging growth company and the reduced disclosure requirements applicable to emerging growth companies may make our ordinary shares
less attractive to investors.

We are an emerging growth company, as defined in the JOBS Act, and we may take advantage of certain exemptions from various requirements that are

applicable to other public companies that are not emerging growth companies.

For as long as we remain an emerging growth company we are permitted and intend to rely on exemptions from certain disclosure requirements that are

applicable to other public companies that are not “emerging growth companies.” These exemptions include:

●

●

●

●

●

being  permitted  to  provide  only  two  years  of  audited  financial  statements,  in  addition  to  any  required  unaudited  condensed  consolidated  interim
financial statements, with correspondingly;

not being required to comply with the auditor attestation requirements in the assessment of our internal control over financial reporting;

not being required to comply with any requirement that may be adopted by the Public Company Accounting Oversight Board regarding mandatory
audit firm rotation or a supplement to the auditor’s report providing additional information about the audit and the financial statements;

reduced disclosure obligations regarding executive compensation; and

exemptions  from  the  requirements  of  holding  a  nonbinding  advisory  vote  on  executive  compensation  and  shareholder  approval  of  any  golden
parachute payments not previously approved.

We may take advantage of these provisions for up to five years or such earlier time that we are no longer an emerging growth company. We would cease
to be an emerging growth company upon the earlier to occur of: (1) the last day of the fiscal year in which we have total annual gross revenue of $1.07 billion
or more; (2) the date on which we have issued more than $1.0 billion in nonconvertible debt during the previous three years; or (3) the date on which we are
deemed  to  be  a  large  accelerated  filer  under  the  rules  of  the  SEC.  We  may  choose  to  take  advantage  of  some  but  not  all  of  these  reduced  burdens,  and
therefore the information that we provide holders of our ordinary shares may be different than the information you might receive from other public companies
in  which  you  hold  equity.  In  addition,  Section  107  of  the  JOBS  Act  also  provides  that  an  emerging  growth  company  can  take  advantage  of  an  extended
transition period for complying with new or revised accounting standards applicable to public companies. However, given that we currently report and expect
to continue to report under IFRS as issued by the IASB, the extended transition period available to emerging growth companies that report under GAAP is
inapplicable to us.

43

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
When we are no longer deemed to be an emerging growth company, we will not be entitled to the exemptions provided in the JOBS Act discussed above.
We cannot predict if investors will find our ordinary shares less attractive as a result of our reliance on exemptions under the JOBS Act. If some investors find
our ordinary shares less attractive as a result, there may be a less active trading market for our ordinary shares and our share price may be more volatile.

We must meet the Nasdaq Global Market’s continued listing requirements and comply with the other Nasdaq rules, or we may risk delisting. Delisting
could negatively affect the price of our ordinary shares, which could make it more difficult for us to sell securities in a financing and for you to sell your
ordinary shares.

We  are  required  to  meet  the  continued  listing  requirements  of  the  Nasdaq  Global  Market  and  comply  with  the  other  Nasdaq  rules,  including  those
regarding director independence and independent committee requirements, minimum shareholders’ equity, minimum share price and certain other corporate
governance requirements. If we do not meet these continued listing requirements, our ordinary shares could be delisted. Delisting of our ordinary shares from
the  Nasdaq  Global  Market  would  cause  us  to  pursue  eligibility  for  trading  on  other  markets  or  exchanges,  or  on  the  pink  sheets.  In  such  case,  our
shareholders’ ability to trade, or obtain quotations of the market value of, our ordinary shares would be severely limited because of lower trading volumes and
transaction delays. These factors could contribute to lower prices and larger spreads in the bid and ask prices for our securities. There can be no assurance that
our  ordinary  shares,  if  delisted  from  the  Nasdaq  Global  Market  in  the  future,  would  be  listed  on  a  national  securities  exchange  or  quoted  on  a  national
quotation service, the OTCBB or the pink sheets. Delisting from the Nasdaq Global Market, or even the issuance of a notice of potential delisting, would also
result in negative publicity, make it more difficult for us to raise additional capital, adversely affect the market liquidity of our ordinary shares, reduce security
analysts’ coverage of us and diminish investor, supplier and employee confidence. In addition, as a consequence of any such delisting, our share price could
be negatively affected and our shareholders would likely find it more difficult to sell, or to obtain accurate quotations as to the prices of, our ordinary shares.

Risks Related to Israeli Law and Our Operations in Israel

Our headquarters and other significant operations are located in Israel and, therefore, our results may be adversely affected by political, economic and
military conditions in Israel.

Our mainoffices are located in Jerusalem, Israel. Also, it is expected that all our in-house manufacturing operations will be located at Israel. In addition,
a number of our officers and directors are residents of Israel. Accordingly, political, economic and military conditions in Israel and the surrounding region
may directly affect our business and operations. Since the establishment of the State of Israel in 1948, a number of armed conflicts have taken place between
Israel and its neighboring countries, as well as terrorist acts committed within Israel by hostile elements. Any hostilities involving Israel or the interruption or
curtailment of trade between Israel and its trading partners could adversely affect our operations and results of operations. During November 2012 and from
July  through August  2014,  Israel  was  engaged  in  an  armed  conflict  with  a  militia  group  and  political  party  who  controls  the  Gaza  Strip,  and  during  the
summer of 2006, Israel was engaged in an armed conflict with Hezbollah, a Lebanese Islamist Shiite militia group and political party. In December 2008 and
January  2009  there  was  an  escalation  in  violence  among  Israel,  Hamas,  the  Palestinian  Authority  and  other  groups,  as  well  as  extensive  hostilities  along
Israel’s border with the Gaza Strip, which resulted in missiles being fired from the Gaza Strip into Southern Israel. Similar hostilities accompanied by missiles
being fired from the Gaza Strip into Southern Israel, as well at areas more centrally located near Tel Aviv and at areas surrounding Jerusalem, occurred during
November 2012 and July through August 2014. These conflicts involved missile strikes against civilian targets in various parts of Israel, including areas in
which  our  employees  and  some  of  our  consultants  are  located,  and  negatively  affected  business  conditions  in  Israel.  Since  February  2011,  Egypt  has
experienced  political  turbulence  and  an  increase  in  terrorist  activity  in  the  Sinai  Peninsula  following  the  resignation  of  Hosni  Mubarak  as  president.  This
included  protests  throughout  Egypt,  and  the  appointment  of  a  military  regime  in  his  stead,  followed  by  the  elections  to  parliament  which  brought  groups
affiliated  with  the  Muslim  Brotherhood  (which  had  been  previously  outlawed  by  Egypt),  and  the  subsequent  overthrow  of  this  elected  government  by  a
military regime. Such political turbulence and violence may damage peaceful and diplomatic relations between Israel and Egypt and could affect the region as
a whole. Similar civil unrest and political turbulence has occurred in other countries in the region, including Syria, which shares a common border with Israel,
and is affecting the political stability of those countries. Since April 2011, internal conflict in Syria has escalated, and chemical weapons have been used in
the region. Foreign actors have and continue to intervene in Syria. This instability and any intervention may lead to deterioration of the political and economic
relationships that exist between the State of Israel and some of these countries and may have the potential for additional conflicts in the region. In addition,
Iran has threatened to attack Israel and may be developing nuclear weapons. Iran also has a strong influence among extremist groups in the region, including
Hamas in Gaza, Hezbollah in Lebanon and various rebel militia groups in Syria. These situations have escalated at various points in recent years and may
escalate in the future to more violent events, which may affect Israel and us. Any armed conflicts, terrorist activities or political instability in the region could
adversely affect business conditions and could harm our results of operations and could make it more difficult for us to raise capital. Parties with whom we do
business  have  sometimes  declined  to  travel  to  Israel  during  periods  of  heightened  unrest  or  tension,  forcing  us  to  make  alternative  arrangements  when
necessary in order to meet our business partners face to face. In addition, the political and security situation in Israel may result in parties with whom we have
agreements  involving  performance  in  Israel  claiming  that  they  are  not  obligated  to  perform  their  commitments  under  those  agreements  pursuant  to  force
majeure provisions in such agreements.

44

 
 
 
 
 
 
 
 
Our commercial insurance does not cover losses that may occur as a result of events associated with the security situation in the Middle East. Although
the Israeli government currently covers the reinstatement value of direct damages that are caused by terrorist attacks or acts of war, we cannot assure you that
this  government  coverage  will  be  maintained  or  that  it  will  sufficiently  cover  our  potential  damages.  Any  losses  or  damages  incurred  by  us  could  have  a
material adverse effect on our business. Any armed conflicts or political instability in the region would likely negatively affect business conditions and could
harm our results of operations.

Further, in the past, the State of Israel and Israeli companies have been subjected to economic boycotts. Several countries still restrict business with the
State of Israel and with Israeli companies. These restrictive laws and policies may have an adverse impact on our operating results, financial condition or the
expansion  of  our  business.  A  campaign  of  boycotts,  divestment  and  sanctions  has  been  undertaken  against  Israel,  which  could  also  adversely  impact  our
business.

The legislative power of the State resides in the Knesset, a unicameral parliament that consists of 120 members elected by nationwide voting under a
system of proportional representation. Israel’s most recent general elections were held on April 9, 2019 and September 17, 2019. Following the elections, the
President  selected  Benjamin  Netanyahu  of  the  Likud  party  to  form  a  coalition  government. The  Likud  party  was  unable  to  form  a  coalition  in  the  newly
selected Knesset by the stated deadline. At present, the Knesset has passed a dissolution bill declaring that the next general elections will be held in March
2020. This uncertainty surrounding future elections and/or the results of such elections in Israel may continue and the political situation in Israel may further
deteriorate. Actual  or  perceived  political  instability  in  Israel  or  any  negative  changes  in  the  political  environment,  may  individually  or  in  the  aggregate
adversely affect the Israeli economy and, in turn, the Group’s business, financial condition, results of operations and prospects.

Our operations may be disrupted as a result of the obligation of management or key personnel or consultants to perform military service.

Many Israeli citizens are obligated to perform several days, and in some cases more, of annual military reserve duty each year until they reach the age of
40 (or older, for reservists who are military officers or who have certain occupations) and, in the event of a military conflict, may be called to active duty. In
response to increases in terrorist activity, there have been periods of significant call-ups of military reservists. It is possible that there will be military reserve
duty  call-ups  in  the  future.  Our  operations  could  be  disrupted  by  such  call-ups,  which  may  include  the  call-up  of  members  of  our  management.  Such
disruption could materially adversely affect our business, financial condition and results of operations.

Because we incur a portion of our expenses in currencies other than the U.S. dollar, our financial condition and results of operations may be harmed by
currency fluctuations and inflation.

While our reporting and functional currency is the U.S. dollar, we pay a meaningful portion of our expenses in NIS, Euros and other currencies. All of
the  salaries  of  our  employees,  our  general  and  administrative  expenses  (including  rent  for  our  real  property  facility  in  Israel),  and  the  fees  that  we  pay  to
certain  of  our  partners,  are  denominated  in  NIS.  Certain  of  our  suppliers  are  located  in  Europe  and  are  paid  in  Euros.  As  a  result,  we  are  exposed  to  the
currency fluctuation risks relating to the denomination of our future expenses in U.S. dollars. More specifically, if the U.S. dollar becomes devalued against
the NIS or the Euro, our NIS- or Euro- denominated expenses will be greater than anticipated when reported in U.S. dollars. Inflation in Israel compounds the
adverse impact of such devaluation by further increasing the amount of our Israeli expenses. Israeli inflation may also (in the future) outweigh the positive
effect of any appreciation of the U.S. dollar relative to the NIS, if, and to the extent that, it outpaces such appreciation or precedes such appreciation. The
Israeli rate of inflation has not had a material adverse effect on our financial condition during 2016, 2017 or 2018. Given our general lack of currency hedging
arrangements to protect us from fluctuations in the exchange rates of the NIS or the Euro and other non-U.S. currencies in relation to the U.S. dollar (and/or
from inflation of such non-U.S. currencies), we may be exposed to material adverse effects from such movements. We cannot predict any future trends in the
rate of inflation in Israel or in Europe or the rate of devaluation (if any) of the U.S. dollar against the NIS or the Euro.

Provisions  of  Israeli  law  and  our  amended  and  restated  articles  of  association  may  delay,  prevent  or  make  undesirable  an  acquisition  of  all  or  a
significant portion of our shares or assets.

Certain provisions of Israeli law and our amended and restated articles of association could have the effect of delaying or preventing a change in control
and may make it more difficult for a third-party to acquire us or for our shareholders to elect different individuals to our board of directors, even if doing so
would be beneficial to our shareholders, and may limit the price that investors may be willing to pay in the future for our ordinary shares. For example, our
amended and restated articles of association provide that our directors are elected on a staggered basis, such that a potential acquirer cannot readily replace
our entire board of directors at a single annual general shareholder meeting. In addition, Israeli corporate law regulates mergers and requires that a tender
offer  be  affected  when  more  than  a  specified  percentage  of  shares  in  a  company  are  purchased.  Further,  Israeli  tax  considerations  may  make  potential
transactions undesirable to us or to some of our shareholders whose country of residence does not have a tax treaty with Israel granting tax relief to such
shareholders from Israeli tax. With respect to certain mergers, Israeli tax law may impose certain restrictions on future transactions, including with respect to
dispositions of shares received as consideration, for a period of two years from the date of the merger.

45

 
 
 
 
 
 
 
 
 
 
 
Furthermore, under the Encouragement of Research, Development and Technological Innovation in the Industry Law 5744-1984 (formerly known as the
Law  for  the  Encouragement  of  Research  and  Development  in  Industry  5744-1984),  and  the  regulations  and  guidelines  promulgated  thereunder,  or  the
Innovation Law, to which we are subject due to our receipt of grants from the Israel Innovation Authority, or IIA (formerly known as the Office of the Chief
Scientist of the Ministry of Economy and Industry, or the OCS), a recipient of IIA grants such as us must report to IIA regarding any change of control of our
company or regarding any change in the holding of the means of control of our company which results in any non-Israeli citizen or resident becoming an
“interested party”, as defined in the Innovation Law, in our company, and in the latter event, the non-Israeli citizen or resident will be required to execute an
undertaking in favor of IIA, in a form prescribed by IIA, acknowledging the restrictions imposed by such law and agreeing to abide by its terms.

Investors may have difficulties enforcing a U.S. judgment, including judgments based upon the civil liability provisions of the U.S. federal securities laws
against us, or our executive officers and directors or asserting U.S. securities laws claims in Israel.

Not  all  our  directors  or  officers  are  residents  of  the  United  States  and  most  of  their  and  our  assets  are  located  outside  the  United  States.  Service  of
process upon us or our non-U.S. resident directors and officers and enforcement of judgments obtained in the United States against us or our non-U.S. our
directors  and  executive  officers  may  be  difficult  to  obtain  within  the  United  States.  We  have  been  informed  by  our  legal  counsel  in  Israel  that  it  may  be
difficult to assert claims under U.S. securities laws in original actions instituted in Israel or obtain a judgment based on the civil liability provisions of U.S.
federal securities laws. Israeli courts may refuse to hear a claim based on a violation of U.S. securities laws against us or our non-U.S. officers and directors
because Israel may not be the most appropriate forum to bring such a claim. In addition, even if an Israeli court agrees to hear a claim, it may determine that
Israeli law and not U.S. law is applicable to the claim. If U.S. law is found to be applicable, the content of applicable U.S. law must be proved as a fact, which
can  be  a  time-consuming  and  costly  process.  Certain  matters  of  procedure  will  also  be  governed  by  Israeli  law.  There  is  little  binding  case  law  in  Israel
addressing  the  matters  described  above.  Israeli  courts  might  not  enforce  judgments  rendered  outside  Israel,  which  may  make  it  difficult  to  collect  on
judgments rendered against us or our non-U.S. officers and directors.

Moreover, among other reasons, including but not limited to, fraud or absence of due process, or the existence of a judgment which is at variance with
another judgment that was given in the same matter if a suit in the same matter between the same parties was pending before a court or tribunal in Israel, an
Israeli court will not enforce a non-Israeli judgment if it was given in a state whose laws do not provide for the enforcement of judgments of Israeli courts
(subject to exceptional cases) or if its enforcement is likely to prejudice the sovereignty or security of the State of Israel.

Your  liabilities  and  responsibilities  as  a  shareholder  will  be  governed  by  Israeli  law,  which  differs  in  some  material  respects  from  the  U.S.  law  that
governs the liabilities and responsibilities of shareholders of U.S. corporations.

We are incorporated under Israeli law. The rights and responsibilities of holders of our ordinary shares are governed by our amended and restated articles
of association and the Companies Law. These rights and responsibilities differ in some respects from the rights and responsibilities of shareholders in typical
U.S. corporations. In particular, pursuant to the Companies Law each shareholder of an Israeli company has to act in good faith in exercising his or her rights
and fulfilling his or her obligations toward the Company and other shareholders and to refrain from abusing his or her power in the Company, including,
among other things, in voting at the general meeting of shareholders and class meetings, on amendments to a company’s articles of association, increases in a
company’s  authorized  share  capital,  mergers,  and  transactions  requiring  shareholders’  approval  under  the  Companies  Law.  In  addition,  a  controlling
shareholder of an Israeli company or a shareholder who knows that it possesses the power to determine the outcome of a shareholder vote or who has the
power to appoint or prevent the appointment of a director or officer in the Company, or has other powers toward the Company has a duty of fairness toward
the Company. However, Israeli law does not define the substance of this duty of fairness. Because Israeli corporate law has undergone extensive revision in
recent years, there is little case law available to assist in understanding the implications of these provisions that govern shareholder behavior.

ITEM 4. Information on the Company.

A. History and Development of the Company.

Our legal and commercial name is Gamida Cell Ltd. We are a company organized under the laws of State of Israel. The Company was formed in 1998.
We are registered with the Israeli Registrar of Companies. Our principal executive offices are located at 5 Nahum Heftsadie Street, Givaat Shaul, Jerusalem
91340 Israel. Our telephone number is +972 (2) 659-5666. Investors should contact us for any inquiries through the address and telephone number of our
principal executive office. We maintain a web site at http://www.gamida-cell.com. The reference to our website is an inactive textual reference only and the
information contained in, or that can be accessed through, our web site is not a part of this annual report on Form 20-F. Gamida Cell Inc., our wholly-owned
subsidiary, was incorporated on October 2, 2000, under the laws of the State of Delaware. Gamida Cell Inc. has been appointed as our agent in the United
States and is located at 673 Boylston Street, Boston, Massachusetts 02116.

46

 
 
 
 
 
 
 
 
 
 
 
We are an “emerging growth company,” as defined in Section 2(a) of the Securities Act of 1933, or the Securities Act, as modified by the JOBS Act. As
such, we are eligible to, and intend to, take advantage of certain exemptions from various reporting requirements applicable to other public companies that are
not “emerging growth companies” such as not being required to comply with the auditor attestation requirements of Section 404 of the Sarbanes-Oxley Act of
2002. We could remain an “emerging growth company” for up to five years, or until the earliest of (a) the last day of the first fiscal year in which our annual
gross revenue exceeds $1.07 billion, (b) the date that we become a “large accelerated filer” as defined in Rule 12b-2 under the U.S. Securities Exchange Act
of 1934, as amended, or the Exchange Act, which would occur if the market value of our ordinary shares that is held by non-affiliates exceeds $700 million as
of the last business day of our most recently completed second fiscal quarter, or (c) the date on which we have issued more than $1 billion in nonconvertible
debt during the preceding three-year period.

For information regarding our capital expenditures, see “Item 5. Operating and Financial Review and Prospects – B. Liquidity and Capital Resources.”

B. Business Overview.

We  are  an  advanced  cell  therapy  company  committed  to  finding  cures  for  blood  cancers  and  serious  blood  diseases.  We  harness  our  cell  expansion
platform to create therapies with the potential to redefine standards of care in areas of serious medical need. While cell therapies have the potential to address
a  variety  of  diseases,  they  are  limited  by  availability  of  donor  cells,  matching  a  donor  to  the  patient,  and  the  decline  in  donor  cell  functionality  when
expanding the cells to achieve a therapeutic dose. We have leveraged our NAM, or nicotinamide cell expansion technology platform to develop a pipeline of
products designed to address the limitations of cell therapies. Our proprietary technology allows for the proliferation of donor cells while maintaining the
cells’ functional therapeutic characteristics, providing a treatment alternative for patients.

Our  most  advanced  product  candidate,  omidubicel,  is  an  investigational  advanced  cell  therapy  designed  to  expand  the  life-saving  benefits  of
hematopoietic stem cell (bone marrow) transplant, or HSCT. In December 2019, we completed patient enrollment in our pivotal Phase 3 clinical study in 120
patients with various hematologic malignancies. We anticipate reporting top-line data from this trial in the second quarter of 2020. In our Phase 1/2 clinical
study, patients who were transplanted with omidubicel achieved rapid engraftment and immune reconstitution, which are key indicators of clinical benefits.
Data from the Phase 1/2 clinical study were published in the Journal of Clinical Oncology in December 2018. Based on the results of our Phase 1/2 clinical
study,  we  received  Breakthrough  Therapy  Designation  for  omidubicel  in  the  United  States  from  the  U.S.  Food  and  Drug  Administration,  or  the  FDA.
Furthermore, we received orphan drug designation from both the FDA and the European Medicines Agency.

We  are  also  developing  omidubicel  for  the  treatment  of  other  rare,  life-threatening  hematologic  diseases,  including  severe  aplastic  anemia,  a  bone
marrow failure disease, which is currently being investigated in a Phase 1/2 trial sponsored by the National Institutes of Health, or NIH. In addition, we have
applied our NAM cell expansion technology to natural killer, or NK, cells, to develop our product candidate, GDA-201, an investigational, NK cell-based
cancer immunotherapy, now being evaluated in a Phase 1 investigator-sponsored trial for the treatment of relapsed or refractory non-Hodgkin lymphoma, or
NHL, and multiple myeloma, or MM.

Cell therapies involve the delivery of human cells to replace or repair damaged tissue or cells in order to treat a variety of cancers and other diseases.
Hematopoietic  stem  cell  transplantation  with  donor  cells,  or  allogeneic  HSCT,  also  called  bone  marrow  transplantation,  is  the  most  frequently  used  cell
therapy  to  treat  a  variety  of  hematologic  malignancies  and  other  serious  conditions.  HSCT  involves  reconstituting  a  patient’s  bone  marrow  from  a  seed
population  of  stem  cells  obtained  from  a  donor  whose  blood-forming  and  immune-system-forming  cells  are  both  cancer-free  and  effective  at  carrying  out
their functions.

There are multiple sources of donor cells. The best source for donor cells is a sibling who is a matched related donor, or MRD, but the chances of having
a  sibling  match  in  the  United  States  are  only  25%  to  30%.  The  majority  of  patients  rely  on  alternate  sources  of  donor  cells,  including  matched  unrelated
donor, or MUD, haploidentical, or “half-matched” donors, and umbilical cord blood. However, due to disease progression and other complications during the
time needed to find a suitable donor, more than 40% of all patients who need a bone marrow transplant do not receive one.

Notwithstanding the various potential sources of donor cells, HSCT is subject to a number of significant limitations, including: (i) delays in finding a
suitable  match,  during  which  disease  progression  may  make  patients  ineligible  for  transplant;  (ii)  an  insufficient  number  or  delayed  engraftment  of  donor
cells, leaving patients without a functioning immune system and leading to potentially life-threatening immune deficiency following transplant; and (iii) a
lack of long-term compatibility between the donor cells and the patient’s own cells, resulting in potentially fatal graft versus host disease, or GvHD.

Umbilical cord blood is a readily available source of stem cells for patients who need HSCT and do not have a matched related donor. It is easier to find
a match when using stem cells derived from cord blood, since a full match is not required for a successful transplant using cord blood. However, on average, a
typical cord blood graft contains approximately one-tenth the number of stem and progenitor cells compared to stem cell grafts from adult bone marrow or
peripheral  blood  donors.  This  lower  number  of  cells  may  delay  engraftment  of  the  donor  cells  and  reconstitution  of  the  immune  system.  This,  in  turn,
increases both time in the hospital and the likelihood that a patient might contract a life-threatening infection.

47

 
 
 
 
 
 
 
 
 
 
 
 
Omidubicel,  our  lead  product  candidate,  is  designed  to  address  the  limitations  of  HSCT.  Omidubicel  consists  of  NAM-expanded  hematopoietic  stem
cells and differentiated immune cells, including T cells. The final cell therapy product is cryopreserved until the patient is ready to begin the transplant, when
it is thawed and infused.

Omidubicel has the potential to be a universal stem cell graft in two broad patient groups: (i) patients with high-risk leukemias and lymphomas who
require HSCT but who lack access to a matched related donor; and (ii) patients with severe hematologic disorders such as severe aplastic anemia. In the first
patient  population,  we  have  completed  patient  enrollment  in  an  international,  multicenter,  randomized,  pivotal  Phase  3  clinical  study,  and  top  line  data  is
expected in the second quarter of 2020. In our company-sponsored, Phase 1/2 clinical study in hematologic malignancies, patients treated with omidubicel
was observed to help patients achieve rapid neutrophil and platelet engraftment. Neutrophil engraftment is defined as achieving a minimum neutrophil count
of at least 0.5 x 109 per liter on three consecutive measurements on different days. Platelet engraftment is defined as achieving a platelet count of at least 20 x
109 per liter on three consecutive measurements on different days, with no platelet transfusion in the preceding seven days. In the second patient population,
we are currently conducting a Phase 1/2 clinical trial of omidubicel sponsored by the NIH. In February 2019, we reported preliminary data from three patients
at the Transplantation and Cellular Therapy Meeting, or TCT Meeting. All three patients in the first cohort were successfully transplanted and engrafted. The
second cohort is currently open for patient enrollment.

We are also applying our technology to develop GDA-201 for innate immunotherapy of expanded natural killer, or NK, cells for application in additional
cancer indications when combined with standard-of-care antibody therapies. NK cells are highly potent cytotoxic lymphoid cells that can kill tumor cells in
the  absence  of  prior  sensitization  by  other  components  of  the  immune  system.  By  expanding  NK  cells  with  our  NAM  technology  platform,  we  have  the
potential to increase the number and functionality of therapeutic NK cells targeting tumors. When GDA-201 is combined with targeted antibodies, we have
shown  that  there  is  enhanced  antibody-dependent  cellular  toxicity,  or  ADCC.  GDA-201  is  currently  being  evaluated  in  an  ongoing  investigator-sponsored
Phase 1/2 clinical study in approximately 24 patients with NHL and MM in combination with rituximab or elotuzumab, respectively. In December 2019, we
reported  preliminary  data  at  the  Annual  Meeting  of  the  American  Society  of  Hematology,  or  ASH.  The  data  from  the  first  22  patients  demonstrated  that
GDA-201 was clinically active and generally well tolerated. Among the nine patients with NHL, five achieved a complete response and one achieved a partial
response. Among the patients with MM, one patient achieved a complete response, and five patients achieved stable disease.

We are led by an experienced management team with extensive expertise in developing oncology therapies and manufacturing cell therapies and other
complex  biologics.  Our  director  and  chief  executive  officer,  Julian  Adams,  played  a  central  role  in  the  discovery  and  development  of  bortezomib,  or
Velcade®, a widely used therapy for MM and other blood cancers approved by the FDA in 2003. Dr. Adams also led research and development, or R&D,
efforts  at  Infinity  Pharmaceuticals,  Inc.,  which  helped  lead  to  the  2018  FDA  approval  of  duvelisib,  also  known  as  Copiktra®,  for  the  treatment  of  certain
leukemias and lymphomas.

48

 
 
 
 
 
 
Pipeline chart

*

The  Aplastic  Anemia  Investigational  New  Drug  (IND)  application  is  currently  filed  with  the  FDA  under  the  brand  name  CordIn,  which  is  the  same
investigational development candidate as omidubicel.

Strategy

Our goal is to deliver curative cell therapies to patients with serious and life-threatening medical conditions. The key strategies to achieve our goal are

the following:

●

●

●

Complete  Phase  3  clinical  development  and  obtain  regulatory  approval  for  omidubicel  in  hematologic  malignancies.  We  have  completed
enrollment  in  an  international,  multicenter,  randomized,  pivotal  Phase  3  clinical  trial  evaluating  transplantation  with  omidubicel  compared  to
standard umbilical cord blood in approximately 120 patients with various hematological malignancies, including acute lymphocytic leukemia, or
ALL,  acute  myeloid  leukemia,  or  AML,  myelodysplastic  syndrome,  or  MDS,  chronic  myeloid  leukemia,  or  CML,  and  lymphoma.  The  primary
endpoint  is  time  to  neutrophil  engraftment.  We  expect  to  report  top-line  data  in  the  second  quarter  of  2020.  Assuming  positive  results  from  the
Phase 3 clinical trial, we plan to seek regulatory approval for omidubicel in the United States, the European Union and other geographies.

Advance omidubicel for the treatment of severe aplastic anemia in an ongoing Phase 1/2 clinical trial. In addition to hematologic malignancies,
we  are  pursuing  omidubicel  in  severe  aplastic  anemia.  Omidubicel  is  currently  being  evaluated  in  a  NIH-sponsored,  Phase  1/2  clinical  trial  in
patients  with  severe  aplastic  anemia.  In  February  2019,  we  reported  preliminary  data  at  the  TCT  Annual  Meeting.  In  this  initial  cohort  of  three
patients,  all  successfully  underwent  a  stem  cell  transplant  consisting  of  omidubicel  plus  a  haploidentical  stem  cell  graft.  Patient  enrollment  is
currently ongoing in a second cohort designed to evaluate omidubicel as a stand-alone graft.

Investigate  the  potential  of  GDA-201  in  conjunction  with  therapeutic  antibodies  in  additional  cancer  indications.  We  have applied our NAM
technology  platform  to  develop  a  second  product  candidate,  GDA-201,  an  innate  natural  killer  (NK)  cell  immunotherapy  for  the  treatment  of
hematologic and solid tumors in combination with standard of care antibody therapies. GDA-201 is currently being evaluated in an investigator-
sponsored, Phase 1 clinical study in patients with NHL or MM, in combination with rituximab or elotuzumab, respectively. In December 2019, we
reported  preliminary  data  at  the  ASH  Annual  Meeting.  The  data  from  the  first  22  patients  demonstrated  that  GDA-201  was  highly  active  and
generally well tolerated. Among the nine patients with NHL, five achieved a complete response and one achieved a partial response. Among the
patients with MM, one patient achieved a complete response, and five patients achieved stable disease. We are planning to submit an investigational
new drug application to the FDA in the fourth quarter of 2020 and expect to initiate a multicenter Phase 1/2 clinical study of GDA-201 in patients
with NHL in 2021.

49

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
● Maximize commercial value of our product candidates. If omidubicel is approved for bone marrow transplant, we intend to independently pursue
the commercialization of omidubicel in the United States, where we plan to build a sales force focused on the approximately 200 domestic bone
marrow transplant centers. Outside of the United States, we may pursue the approval and commercialization of omidubicel in collaboration with
strategic partners, particularly in Europe, Japan, Taiwan, Korea and other geographies which are more effectively managed by companies with local
expertise.

●

Centralize  manufacturing  capabilities  to  deliver  a  pharmaceutical  grade  product  to  meet  commercial  demand.  We  have  devoted  significant
resources  to  optimizing  and  standardizing  process  development  and  manufacturing,  which  are  key  components  to  successfully  delivering  cell
therapies.  We  have  limited  in-house  GMP  manufacturing  capabilities  and  we  are  working  to  build  additional  manufacturing  infrastructure  at  an
identified site to diversify production of omidubicel and in preparation for commercialization. Our cryopreservation capabilities enable us to deliver
our  cell  therapies  globally,  ready  for  infusion.  We  believe  that  these  efforts  will  lead  to  an  efficient  production  cycle  and  improved  access  for
patients seeking suitable donor solutions. Our goal is to carefully manage our fixed cost structure, maximize efficiency and scale, and reduce the
cost of manufacturing our products.

● Demonstrate the calue of omidubicel through Health Economics Outcomes Research. We believe that a favorable outcome of our ongoing Health
Economics  Outcomes  Research  analysis  will  inform  price,  reimbursement  and  go  to  market  strategy.  Additionally,  we  are  developing  a
reimbursement strategy modeled upon recently approved cell therapies in oncology through the New Technology Add-on Payment program.

●

Expand our pipeline of cell therapy product candidates by leveraging our cell expansion technology. We plan to continue to leverage our platform
technology with a goal of discovering additional product candidates and expanding into new therapeutic areas, to address serious medical needs of
patients. We believe our technology can be applied to other cells with therapeutic potential. To accomplish this, we plan to continue to invest in our
research and development activities.

NAM Cell Expansion Technology

While cell-based therapies have the potential to address a variety of medical conditions, one of the key technical challenges for developing treatments
with this approach is the expansion of therapeutically functional cells. In order for cell therapies to be clinically effective, there must be a sufficient quantity
of therapeutically active cells for treatment, which requires the donor cells to be expanded in cell culture. While this may increase the number of cells, the
functionality of those cells often diverges from the therapeutic functionality of the original donor cells. This shortcoming in the cells used for treatment can
result in suboptimal clinical outcomes.

Our  NAM  cell  expansion  technology  addresses  this  challenge  by  leveraging  the  biochemical  properties  of  the  small  molecule  nicotinamide  in  our
manufacturing  process.  We  expand  the  number  of  donor  cells  while  maintaining  their  functional  therapeutic  characteristics  through  the  proprietary
combination of NAM, intended to maintain silencing of cell differentiation and preservation of gene expression, and particular cytokines which promote cell
growth. Our optimized manufacturing process results in robust and replicable batch production, enabling the generation of standardized donor-derived cell
products, potentially resulting in better clinical outcomes.

In  December  2019,  Gamida  Cell  presented  new  research  at  the  ASH  Annual  Meeting  describing  the  mechanism  of  action  for  the  role  of  NAM  in
expanding  CD34+  stem  cells.  The  research  included  transcriptome,  transcription  factor,  and  pathway  analysis  to  elucidate  the  pathways  leading  to  the
preservation of engraftment after ex vivo expansion of CD34+ hematopoietic stem cells derived from umbilical cord blood (the starting point for omidubicel)
compared  to  CD34+  cells  grown  in  the  absence  of  NAM.  Analyses  showed  that  the  presence  of  NAM  reduced  the  expression  of  genes  involved  in  the
production of reactive oxygen and nitrogen species, suggesting that cell stress was minimized during expansion. In addition, NAM also decreased growth
factor  of  pathways  responsible  for  activation  and  differentiation  of  hematopoietic  stem  cells,  suggesting  NAM  expanded  cells  while  keeping  them  in  an
undifferentiated state. The presence of NAM also led to a decrease in the expression of genes responsible for matrix-metallo proteinase secretion, simulating
the microenvironment of the bone marrow. Additionally, NAM led to an increased expression of telomerase genes, which is believed to enable cells to remain
in a more quiescent, stem-like state. These data provide further scientific rationale for the favorable stem cell engraftment and patient outcomes that were
observed in the Phase 1/2 clinical study of omidubicel.

We have also applied NAM technology platform on our second product candidate, GDA-201, and plan to explore this technology for other cells with

therapeutic potential.

50

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allogeneic HSCT

Overview

Allogeneic hematopoietic stem cell transplantation, or HSCT, is the transplantation of hematopoietic stem cells, derived from a donor’s bone marrow,
peripheral blood or standard umbilical cord blood. HSCT involves reconstituting a person’s entire blood and bone marrow from a seed population of cells. In
some clinical settings, autologous HSCT may be performed, in which cells are derived from the patient and reinfused at a later date. In leukemia and other
hematologic malignancies, it is more appropriate to use allogeneic HSCT obtained from a donor, which ensures that the graft does not contain the patient’s
malignant cells and leverages the ability of donor cells to fight against a patient’s cancer, which is known as the “graft versus leukemia” effect.

In HSCT, a patient is treated with chemotherapy and/or radiation to destroy the residual cancerous or defective cells that reside in the bone marrow. This
procedure, called myeloablation, also destroys the hematopoietic stem cells that are responsible for forming red blood cells, platelets and white blood cells.
Stem  cells  from  a  donor  are  then  infused  into  a  patient  who  is  now  in  remission,  migrate  and  home  to  the  bone  marrow  and  begin  to  proliferate  and
differentiate into various types of blood cells, eventually leading to a full reconstitution of the bone marrow and immune system.

Bone marrow transplant process

The  intent  of  HSCT  is  to  cure  patients  of  their  hematologic  malignancies.  As  of  2016,  more  than  500,000  allogeneic  HSCT  procedures  have  been
performed worldwide over the past 50 years with over 30,000 being performed per year, of which 8,500 are in the United States. Approximately half of such
patients  are  cured  of  their  hematologic  malignancies.  From  2006  to  2016,  the  number  of  patients  receiving  an  allogeneic  HSCT  procedure  increased  by
approximately 5% per year in the United States due to multiple factors, including an aging population and new transplant modalities. Approximately 90% of
HSCT procedures performed in the United States are for patients with various hematologic malignancies.

Although the number of allogeneic HSCT procedures performed is growing and there are new modalities for the procedure, HSCT continues to have a
number  of  limitations.  There  are  two  major  areas  of  unmet  need.  First,  of  those  who  receive  a  transplant,  there  is  concomitant  morbidity  and  mortality
associated with the treatment. Second, a significant number of patients who are candidates for transplant do not receive one in a timely fashion. We believe
that omidubicel can address significant limitations.

Current Sources of Donor Cells for Allogeneic HSCT

There  are  multiple  potential  sources  of  donor  cells  for  transplants.  For  each  donor,  there  are  various  baseline  requirements  including  age  and  overall
health. In general, younger donors produce more and better cells for HSCT than older donors. Donor matching is determined by human leukocyte antigens, or
HLA, which are proteins present on most cells and inherited genetically. HLA are recognized by the immune system, and “foreign” or nonmatching HLA
may be rejected. Therefore, matching of HLA between bone marrow donor and recipient is needed for a successful transplant outcome.

51

 
 
 
 
 
 
 
 
 
 
 
 
 
The optimal source of donor cells is a matched sibling, but the chances of having a sibling match are only 25% to 30%. An alternate source of donor
cells  is  a  MUD,  but  only  30%  of  patients  requiring  a  transplant  have  a  good  to  intermediate  probability  of  finding  a  MUD.  Furthermore,  it  takes
approximately four months on average to identify an appropriate MUD who is medically suitable and willing to donate. During this lengthy time period, there
is  a  risk  of  disease  recurrence.  Over  time,  the  patient  may  also  become  ineligible  due  to  other  health  complications.  Moreover,  prolonged  donor  searches
heighten  anxiety  for  patients  and  their  families.  The  ability  to  find  a  match  through  this  process  is  particularly  challenging  for  individuals  of  ethnic
backgrounds that are not well represented in donor databases.

If a matched donor cell source is not identified, there are two alternatives for transplant candidates: haploidentical donors and umbilical cord donors.
Haploidentical,  or  “half-matched”  donors,  are  only  partially  compatible  with  the  recipient.  Because  of  the  immune  incompatibility  in  a  haploidentical
transplant, there is a high risk of GvHD, infection and other complications.

Alternatively, donor cells can be obtained from umbilical cord blood. In contrast to matched unrelated donor transplants, which require a greater degree
of matching, cord blood transplantation requires a less stringent degree of genetic matching than other graft sources, making it suitable for approximately
95% of all patients. This obviates the need to go through a prolonged search process with uncertain outcomes in order to find a donor and arrange for the
collection of donor cells. Because the donor T cells in cord blood are naïve, meaning that they have not matured, they readily adapt to the recipient and are
associated  with  a  low  risk  of  a  patient  developing  GvHD,  in  particular  chronic  GvHD.  Furthermore,  transplantation  with  cord  blood  reduces  the  risk  of
potential transmission of infections from the donor.

Limitations of Allogeneic HSCT

There are three critical limitations to successful HSCT:

●

●

delays in finding a suitable match, during which disease progression may make patients ineligible for a transplant;

insufficient number or delayed engraftment of donor cells, leaving patients without a functioning immune system and leading to potentially life-
threatening immune deficiency following transplant; and

●

lack of long-term compatibility between the donor cells and the patient’s own cells, resulting in potentially fatal GvHD.

Omidubicel is Designed to Address the Limitations of HSCT

Omidubicel  is  designed  to  address  the  limitations  of  allogeneic  HSCT.  Omidubicel  utilizes  the  NAM  technology  platform,  to  expand  the  number  of

donor cord blood stem cells while maintaining the cells’ functional therapeutic characteristics.

Omidubicel consists of two fractions of a unit of cord blood separated based on the expression of a marker on the surface of individual cells known as
CD133. A cell’s CD133 status reflects its “stem cell” properties. Those cells that express CD133 represent a pool of stem or progenitor cells, cells that are
capable  of  generating  blood  cells  that  can  differentiate  into  a  variety  of  cell  subtypes.  The  CD133-positive  stem  or  progenitor  cells  are  also  capable  of
reproducing themselves. Once the cells bearing this marker, are isolated, they are cultured using the proprietary NAM technology platform to expand their
number  while  maintaining  their  regenerative  properties.  After  approximately  three  weeks,  the  cells  are  harvested  and  cryopreserved.  The  United  States
Adopted Names Council selected omidubicel as the name for these cells.

Those cells that do not express CD133 represent other types of more mature, differentiated cells, including essential components of the immune system
such as T cells. These mature cells cannot engraft but can provide immunological support until T cells derived from the stem cell graft recover. The CD133-
negative cells are also cryopreserved and retained for use as the second component of omidubicel. Gamida Cell refers to the two components collectively as
“omidubicel”.

52

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Manufacturing and treatment process for omidubicel

Omidubicel is shipped cryogenically to transplant centers where both components are thawed and infused to patients on the day of transplantation. The
thawing process occurs in a closed system and can also be performed at the patient’s bedside for ease of administration. The cryopreserved product resulted in
engraftment results similar to those obtained with non-cryopreserved product in the pilot study at Duke University.

● Omidubicel is a universal stem cell graft, intended to reduce problems with donor matching. If approved, this will provide a pharmaceutical grade
option for the patients who have lengthy searches to find a suitable match and the 40% of patients who are candidates for HSCT and never receive
one.

● Omidubicel is designed to deliver a therapeutic dose of stem cells that may lead to rapid engraftment and immune reconstitution.

● Omidubicel provides a compatible graft, observed to reduce morbidities including GvHD and infections.

Given these characteristics, omidubicel may serve as a new alternative to existing graft modalities as as well as expand the transplant market for those

who are unable to find a match.

Omidubicel for HSCT and Hematologic Malignancies

Omidubicel is being evaluated in an international, multicenter, randomized, pivotal Phase 3 clinical trial in approximately 120 patients for the treatment
of hematologic malignancies. We anticipate reporting top line data from this study in the second quarter of 2020. In our completed Phase 1/2 clinical trials,
patients who were transplanted with omidubicel achieved rapid engraftment and immune reconstitution, which are key indicators of clinical benefits. Based
on these results, we received Breakthrough Therapy Designation from the FDA for omidubicel. In addition, we received orphan drug designation from both
the FDA and the EMA.

Overview: Hematologic Malignancies

Hematologic malignancies are characterized by an abnormal and excessive proliferation of malignant blood cells that replace normal blood cells in the
bone  marrow  and  the  circulation.  In  some  patients,  these  cancerous  cells  proliferate  rapidly,  requiring  urgent  treatment.  Patients  are  initially  treated  with
chemotherapy in order to destroy the malignant cells in a rapid manner. However, in most patients, remission is temporary and the disease will return after
initial treatment. One of the most effective treatment options for these patients is HSCT, where the blood forming cells in the patient are destroyed using
chemotherapy, radiation or a combination of both. These patients then receive new bone marrow stem cells from a healthy donor.

Omidubicel: Phase 1/2 Clinical Trial Results

After an initial safety evaluation of omidubicel in a pilot study at Duke University, an international, multi-center open-label study was conducted. The
results  of  this  single-arm  Phase  1/2  trial  of  omidubicel  were  published  in  the  Journal  of  Clinical  Oncology  on  December  4,  2018.  The  study  enrolled  36
adolescent and adult patients with hematologic malignancies who did not have a suitably matched donor. All patients in the trial had been previously treated
for various hematologic malignancies, including ALL, AML, MDS, CML and lymphoma. These patients were deemed to be in remission and at high risk of
subsequent relapse.

The main objective of the study was to evaluate the safety and efficacy of omidubicel treatment in patients with hematologic malignancies following
myeloablative  conditioning  therapy.  Myeloablative  conditioning  therapy  is  a  combination  of  chemotherapy  agents,  and  in  some  cases  radiotherapy,  that  is
expected to produce low blood counts and is administered in order to reduce the tumor burden, suppress the patient’s immune system, and allow engraftment
of donor stem cells. The study compared outcomes against a group of historic controls that were identified from data collected by the Center for International
Blood and Marrow Transplant Research, or CIBMTR, which tracks all allogeneic transplants conducted in the United States. From the CIBMTR database, we
identified 146 age and disease matched patients who received standard cord blood transplants and served as historic controls.

53

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The primary endpoint of the study was time to neutrophil engraftment, and was met based on recovery of neutrophils, a type of white blood cell that
helps  fight  infections.  Patients  treated  with  omidubicel  recovered  their  neutrophils  (500  cells  per  microliter)  with  a  median  recovery  of  11.5  days  after
transplantation, which is significantly shorter than the 21 days observed in the historic controls (p<0.001). Platelet counts recovered within a median time
period of 34 days in the omidubicel treated patients, compared to 46 days in the historic controls (p<0.001). Platelets are required for normal blood clotting.
For both neutrophils and platelets, the percentage of patients who achieved engraftment was higher than in the historic controls. The age-adjusted cumulative
incidence of neutrophil engraftment at 42 days following transplantation was 94% for omidubicel recipients and 85% for the CIBMTR comparator cohort.

Additional endpoints included rates of acute GvHD, chronic GvHD, infections, hospitalization and overall survival. In the Phase 1/2 trial of omidubicel,
rates of high grade acute GvHD were 11% in patients treated with omidubicel and 27% in the CIBMTR cohort (p=0.09 by Fine-Gray analysis). For chronic
GVHD,  the  cumulative  incidence  of  all  grades  (including  mild,  moderate,  and  severe)  was  40%  for  omidubicel  recipients  and  30%  for  the  CIBMTR
comparator cohort (p = 0.1 by Fine-Gray analysis). Rates of the most clinically serious grades of chronic GVHD, moderate and severe, were 10% in both the
omidubicel  and  CIBMTR  groups.  The  two-year  estimates  of  disease-free  survival,  or  DFS,  were  43%  in  the  omidubicel  group  and  45%  in  the  CIBMTR
group, while overall survival rates, or OS, were 48% and 51%, respectively; neither DFS or OS were significantly different between the two groups. Other
serious adverse events attributed to omidubicel were hypertension (3%), infusion reaction (3%), thrombocytopenia, or low platelets (3%), and transaminitis,
or elevated liver enzymes (3%). Of the 16 patients who died, eight deaths (50%) were attributed to relapsed disease, five (31%) to infection, two (13%) to
GvHD, and one (6%) to organ failure.

The clinical impact associated with rapid engraftment was assessed in 18 patients treated with omidubicel at Duke University. The patients who received
omidubicel  had  a  decreased  frequency  of  infections  compared  to  86  patients  who  received  a  standard  cord  blood  transplant  at  the  same  institution.  In
particular, serious, Grade 2 and Grade 3 infections were significantly reduced (p<0.01).

Omidubicel treated patients have significantly lower rates of serious infections
than standard cord blood controls.

The speed and robustness of the immune system reconstitution also likely contributed to an observed reduction of 20 days in the number of days, post-
transplant, that patients were hospitalized when compared to the length of hospital stays for similar patients treated with standard cord blood also at Duke
University.

 
 
 
 
 
 
 
 
 
 
 
Patients with hematologic malignancies treated with Omidubicel had significantly fewer days of hospitalization than comparable patients receiving
standard umbilical cord blood.

54

 
 
 
Omidubicel: Ongoing Phase 3 Clinical Trial for Hematologic Malignancies

Based on the results of our Phase 1/2 trials, we received Breakthrough Therapy Designation from the FDA for omidubicel. We have completed patient
enrollment in an international, multicenter, randomized, pivotal Phase 3 clinical study comparing with transplantation of omidubicel to transplantation with
standard cord blood in approximately 120 patients with ALL, AML, MDS, CML or lymphoma. We are conducting the Phase 3 clinical trial with the same
eligibility criteria and endpoints as our Phase 1/2 trials to confirm the superiority of using omidubicel in HSCT over standard cord blood. All patients enrolled
in  this  trial  are  candidates  for  allogeneic  HSCT  who  do  not  have  a  suitable  matched  donor.  The  primary  endpoint  of  this  trial  is  time  to  neutrophil
engraftment.  We  have  completed  enrollment  and  we  anticipate  reporting  top  line  data  from  this  trial  in  the  second  quarter  of  2020.  Additional  endpoints
include platelet engraftment, and rates of acute and chronic GvHD, infections, hospitalization and overall survival.

Ongoing Phase 3 trial of Omidubicel for HSCT in patients with hematologic malignancies.

Omidubicel: Health Economic Implications

The potential clinical advantages of omidubicel could lead to societal benefits such as enabling patients to return to work, spend time with loved ones
and enjoy improved quality of life. Omidubicel may also reduce the costs to the healthcare system versus standard cord HSCT due to potentially shortened
isolation  and  intensive  care  hospital  stays,  reduced  re-admission  rates  and  decreased  severity  and  rates  of  infections  and  GvHD.  In  the  ongoing  Phase  3
clinical  study,  we  are  collecting  data  to  assess  these  endpoints.  In  parallel,  we  are  conducting  a  “real  world”  outcomes  data  study  that  is  a  prospective
observational study designed to capture clinical and economic endpoints for haploidentical, mismatched unrelated, and matched unrelated transplant. The data
we collect from these efforts will inform a Health Economics Outcomes Research study that will be used to inform pricing and reimbursement.

Omidubicel for the Treatment of Other Hematologic Disorders

In addition to hematologic malignancies, we are pursuing the development of omidubicel for the treatment of bone marrow failure disorders. The goal in
treating  these  diseases  is  to  replace  defective  bone  marrow  cells  with  cells  derived  from  cord  blood  donors.  Omidubicel  is  currently  being  evaluated  in  a
Phase 1/2 NIH-sponsored clinical trial. In this trial, omidubicel is administered in combination with a reduced conditioning preparative protocol, which is
designed  to  minimize  toxicity,  in  up  to  62  patients  with  severe  aplastic  anemia  or  hypoplastic  myelodysplastic  syndrome,  another  bone  marrow  failure
disease. This research protocol is designed to evaluate the safety and effectiveness of transplantation with omidubicel to overcome the high incidence of graft
rejection associated with standard cord blood HSCT in severe aplastic anemia patients, where graft rejection occurs in up to 50% of subjects. In February
2019, we reported preliminary data at the TCT Annual Meeting.

Overview of Severe Aplastic Anemia

Severe  aplastic  anemia  is  a  rare  disease,  with  an  estimated  incidence  in  the  United  States  of  600-900  patients  per  year.  Underlying  causes  include
autoimmune disease, certain medications or toxic substances, and inherited conditions. However, the cause is unknown in approximately half of all cases of
severe aplastic anemia. The disease is characterized by stem cells in the bone marrow that are damaged and unable to produce enough new blood cells. This
leads to extremely low blood cell counts and platelet levels, and often requires patients to be immediately hospitalized for treatment.

Allogeneic HSCT is the treatment of choice for patients with severe aplastic anemia who have an available matched sibling donor. Among the 2,471
patients with severe aplastic anemia receiving HSCT with a matched sibling donor between 2005 and 2015, the three-year probability of survival was 91% for
those younger than 18 years, and 78% for patients 18 years of age or older. Among the 1,751 recipients of HSCT with a MUD during the same period, the
probabilities  of  survival  were  78%  and  68%  for  severe  aplastic  anemia  patients  under  18  years  and  greater  than  or  equal  to18  years,  respectively.
Unfortunately,  because  of  the  severity  of  the  disease,  some  patients  cannot  wait  to  find  an  ideal  match  and  use  haploidentical  matches  that  have  a  lower
survival rate. Among those who are able to find a matched donor in a timely manner, the survival rates are very good. We believe omidubicel may be able to
provide a treatment option for those patients who are unable to locate such a donor in time.

GDA-201: Our Immuno-Oncology Product Candidate

GDA-201 is our investigational, natural killer (NK) cell-based cancer immunotherapy. GDA-201 addresses a key limitation in the therapeutic potential
of NK cells by increasing the cytotoxicity and in vivo retention and proliferation in the bone marrow and lymphoid organs of NK cells expanded in culture
conditions. GDA-201 is currently in an investigator-sponsored Phase 1 trial for the treatment of NHL and MM. We believe that GDA-201 may have broad
potential in both hematologic malignancies and in solid tumors.

55

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Limitations of Therapeutic Antibodies in Cancer Treatment

NHL is the most common malignancy of B cells. An estimated 74,680 new cases of NHL were diagnosed in the United States in 2018. The five-year
survival  rate  for  those  with  NHL  is  approximately  70%.  The  combination  of  an  antibody  such  as  rituximab  and  chemotherapy  is  the  standard  of  care  for
patients with NHL. However, many patients develop resistance to rituximab, and when used as monotherapy, only 15% of patients respond. One mechanism
that contributes to this resistance is the inability of patient or autologous NK cells to locate and kill tumor cells that rituximab has bound to. Treatment with
donor-derived NK cells may overcome this resistance.

MM  is  a  hematologic  malignancy  characterized  by  the  proliferation  of  monoclonal  plasma  cells  in  the  bone  marrow.  It  is  more  common  in  elderly
patients,  with  a  median  age  at  diagnosis  of  65  to  74  years.  The  National  Cancer  Institute  estimates  that  there  were  approximately  30,770  new  cases  of
myeloma diagnosed in the United States in 2018. The preferred treatment for myeloma is an autologous stem cell transplant, but due to other pre-existing
conditions,  not  all  patients  are  eligible  for  this.  These,  and  the  majority  of  patients  who  relapse  following  initial  treatment,  are  then  treated  with  various
chemotherapy and antibody-based therapies that have significant anti-cancer activity when used in combination. However, there is still a large unmet clinical
need as the five-year survival rate for patients with myeloma is approximately 50%.

NK Cells: Broad Anti-Cancer Potential

Extensive  research  efforts  are  ongoing  to  generate  cellular  products  for  the  treatment  of  cancer  patients.  There  is  much  interest  in  the  field  in  the
potential of NK cells because they have potent anti-tumor properties. In contrast to other immune cell therapies, NK cells can be used independently from
genetic matching, potentially enabling NK cells to serve as a universal donor-based therapy when combined with certain antibodies.

NK  cells’  tumor  killing  activity  is  greatly  enhanced  by  antibodies  that  recognize  tumor  cells,  which  trigger  antibody-dependent  cellular  toxicity,  or
ADCC. In ADCC, the binding of an antibody to a cell marks it for destruction by NK cells. A number of antibody products have been approved by the FDA
as therapeutics in oncology, each of which has limited efficacy as monotherapy. The effectiveness of these antibodies can potentially be enhanced through co-
administration with NK cells. A key limitation in the application of NK cells in cell therapy has been the traditionally challenging task of generating sufficient
numbers of highly functional NK cells in culture.

Our Solution: GDA-201

We have developed GDA-201, a cell therapy product candidate generated by expansion of NK cells using our NAM technology. We believe that GDA-
201 has potential application in boosting the innate immune response to cancer. Functional studies have shown that our GDA-201 cells expanded in culture
with our NAM technology and the cytokine IL-15 display increased tumor killing activity over NK cells expanded with IL-15 but without NAM.

An investigator-sponsored Phase 1 clinical study of GDA-201 cells in patients with MM or NHL was initiated in 2017 at the University of Minnesota.
These patients have relapsed or refractory NHL or MM, meaning that their disease has come back after standard therapy and/or they are not responding to
standard therapy for their disease. In combination with GDA-201 cells, these patients also receive therapeutic antibodies, which, in the case of NHL, includes
rituximab, and in the case of MM, elotuzumab. In December 2019, we reported data at the Annual Meeting of the American Society of Hematology, or ASH.
The data from the first 22 patients demonstrated that GDA-201 was clinically active and generally well tolerated. Among the nine patients with NHL, five
achieved a complete response and one achieved a partial response. Among the patients with MM, one patient achieved a complete response, and five patients
achieved stable disease. The company is planning to submit an investigational new drug application to the FDA in the fourth quarter of 2020 and expects to
initiate a multicenter Phase 1/2 clinical study of GDA-201 in patients with NHL in 2021.

Omidubicel for the Treatment of Non-Malignant Disorders

Phase 1 trial of GDA-201 in patients with MM or NHL

Omidubicel has also been tested in patients with sickle cell disease, or SCD, for which HSCT is currently the only clinically established cure. In Phase
1/2 clinical trials, 14 patients with SCD were treated with a standard unit of cord blood followed by omidubicel. All patients initially engrafted at a median of
seven days. Twelve patients had long-term engraftment and were disease free after 22 months. Two of the patients died, one due to chronic GvHD and the
other due to secondary graft failure. There were no other serious adverse events attributed to omidubicel in patients with SCD. These results are favorable
when compared to those from a study of 29 patients with SCD who underwent HSCT with cells from a MUD donor. In that study, 27 of the patients had
neutrophil engraftment, and the median time to engraftment was 12 days. There were eight deaths, seven due to GvHD and one due to graft rejection; 19 of
29 were disease-free at two years. While the clinical study in patients with SCD is currently closed, the Company continues to believe that omidubicel has
potential to replace other allogeneic HSCT procedures in other hematologic diseases and some metabolic disorders.

56

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Competition

The  biotechnology  and  pharmaceutical  industries  are  characterized  by  rapidly  advancing  technologies,  intense  competition  and  a  strong  emphasis  on
proprietary  products.  While  we  believe  that  our  technology  platform,  development  experience  and  scientific  knowledge  provide  us  with  competitive
advantages,  we  face  potential  competition  from  many  different  sources,  including  major  pharmaceutical,  specialty  pharmaceutical  and  biotechnology
companies,  academic  institutions  and  governmental  agencies  and  public  and  private  research  institutions.  Any  product  candidates  that  we  successfully
develop and commercialize will compete with existing therapies and new therapies that may become available in the future.

We anticipate intensifying competition in the field of cell therapies as new therapies are approved and advanced technologies become available. Many of
our competitors will have substantially greater financial, technical and human resources. Competitors may also have more experience developing, obtaining
approval for, and marketing novel treatments in the indications we are pursuing. These factors could give our competitors an advantage over us in recruiting
and retaining qualified personnel, completing clinical development, and commercializing their products. Competitors that are able to obtain FDA or other
regulatory approval for their products more rapidly than we can for our products may also establish a stronger market position, diminishing our commercial
opportunity.  Key  considerations  that  would  impact  our  capacity  to  effectively  compete  include  the  efficacy,  safety,  ease  of  use,  as  well  as  pricing  and
reimbursement of our products.

There are several clinical-stage development programs that seek to improve human umbilical cord blood transplantation through the use of an allogeneic
HSCT graft. In addition, there are clinical-stage development programs that focus on natural killer cells. Companies active in these areas include, but are not
limited to:

Allogeneic  HSCT  Graft:  Magenta  Therapeutics,  Inc.,  Fate  Therapeutics,  Inc.,  ExCellThera  Inc.,  Aldagen,  Inc.,  a  wholly-owned  subsidiary  of

Cytomedix, Inc., Angiocrine Bioscience Inc., Medipost Co., Ltd., Kiadis Pharma NV, MolMed S.p.A., Bellicum Pharmaceuticals, Inc.; and

Natural  Killer  Cell  product:  AbbVie  Inc.,  Affimed  N.V.,  Innate  Pharma  SA,  Agilent  Technologies  Inc.,  Altor  Bioscience  Corp.,  Bayer  HealthCare
Pharmaceuticals LLC, Bellicum Pharmaceuticals, Inc., Bristol-Myers Squibb, Celgene Corporation, Celularity Inc., Fortress Biotech, Inc., Fate Therapeutics,
Inc.,  Genexine  Inc.,  Sanofi  Genzyme,  Glycostem  Therapeutics  B.V.,  Green  Cross  Lab  Cell  Corporation,  Incyte  Corporation,  Ivy  Life  Sciences,  Co.,  Ltd.,
Takeda  Pharmaceutical  Company  Limited,  Miltenyi  Biotec  GmbH,  multimmune  GmbH,  NantKwest,  Inc.,  Nkarta  Therapeutics,  Inc.,  NKBio  Co.,  Ltd.,
PersonGen BioTherapeutics Suzhou Co. Ltd., United Therapeutics Corporation, Y-mAbs Therapeutics, Inc., Ziopharm Oncology, Inc.

Manufacturing

Our  product  candidates  are  currently  manufactured  at  our  Jerusalem,  Israel  facility  using  a  scalable  self-assembly  process  with  well-defined  unit
operations. This highly specialized and precisely controlled manufacturing process enables us to manufacture product candidates reproducibly and efficiently
for clinical and commercial applications.

We currently rely on third-party clinical cell processing facilities and contract manufacturers for all our required raw materials, active ingredients and
finished products for our pre-clinical research and clinical trials. We currently rely on a third party, Lonza Walkersville, Inc., or Lonza U.S., to conduct a
material portion of our product manufacturing for omidubicel and intend to do so at Lonza U.S. or a Lonza U.S. affiliate, at least until our manufacturing
facility  is  expected  to  be  completed.  In  February  2016,  and  as  amended,  we  entered  into  a  Manufacturing  Services  Agreement,  or  the  Manufacturing
Agreement,  with  Lonza  U.S.  for  the  production  of  products  containing  human  cells  intended  for  therapeutic  use  in  humans.  Under  the  terms  of  the
Manufacturing  Agreement,  Lonza  U.S.  manufactures,  packages,  ships,  and  handles  quality  assurance  and  control  products,  based  on  statements  of  work,
which we submit with respect to each development of a process or product and as may be further be amended by change orders. Each statement of work
describes the activities to be performed by the parties and is subject to the terms of the Manufacturing Agreement unless the parties have agreed otherwise. In
February 2016, we signed a statement of work, or SOW, for technology transfer and clinical manufacturing of omidubicel for a period ended December 2018.
In  February  2019,  the  SOW  was  extended  and  is  effective  until  November  30,  2019.  An  additional  SOW  was  executed  with  Lonza  Netherlands  B.V.,  or
Lonza, and Lonza U.S., extending the term until December 2020.

57

 
 
 
 
 
 
 
 
 
 
 
The  term  of  the  Manufacturing  Agreement  is  five  years,  unless  terminated  earlier  pursuant  to  its  terms.  The  Manufacturing  Agreement  may  be
terminated in the event of an uncured material breach by one of the parties. In addition, the Manufacturing Agreement or any statement of work thereunder
may  be  terminated  by  us  by  providing  six  months  prior  written  notice  or  by  Lonza  U.S.  by  providing  12  months  prior  written  notice.  In  addition,  the
Manufacturing Agreement may be terminated if omidubicel, which is being produced thereunder, has been or will be suspended or terminated by the FDA
due to the failure of the product candidate, by providing two months prior written notice. Further, the Manufacturing Agreement may be terminated by either
party  upon  notice  in  the  event  of  dissolution,  termination  of  existence,  liquidation  or  business  failure  of  the  other  party,  the  uncured  appointment  of  a
custodian or receiver to the other party or un-dismissed institution of insolvency, reorganization or bankruptcy proceedings.

In June 2019, we entered into a Manufacturing Services Agreement, or the Services Agreement, with Lonza, which provides for the future commercial
production  after  potential  FDA  approval  of  omidubicel.  Under  the  Services  Agreement,  Lonza  will  construct  and  dedicate  production  suites  prior  to
anticipated  commercial  launch.  Additionally,  the  agreement  enables  us  to  increase  the  number  of  Lonza’s  dedicated  production  suites  over  time  to  ensure
commercial supply of omidubicel.

The term of the Services Agreement is the shorter of seven years from the date of execution or five years from the date of the first FDA approval of
omidubicel. The Services Agreement may be terminated in the event of an uncured material breach by one of the parties. If we do not receive FDA approval
of omidubicel by December 31, 2021, we will have the right to terminate the Services Agreement upon 30 days’ written notice. Either party may terminate
without cause after the referenced time periods, but only after the Initial Term, which is the third anniversary of the Effective Date (June 10, 2019). Further,
the  Manufacturing  Agreement  may  be  terminated  by  either  party  upon  notice  in  the  event  of  dissolution,  termination  of  existence,  liquidation  or  business
failure of the other party, the uncured appointment of a custodian or receiver to the other party or un-dismissed institution of insolvency, reorganization or
bankruptcy proceedings.

As of the date of December 31, 2019, we have paid Lonza an aggregate of approximately $12.1 million pursuant to the Manufacturing Agreement and

the Services Agreement.

Marketing, Sales and Distribution

Given our stage of development, we do not currently have any internal sales, marketing or distribution infrastructure or capabilities. We have a wholly-

owned U.S. subsidiary, Gamida Cell Inc., which supports our U.S. development and potential commercialization efforts.

In  the  event  that  we  receive  regulatory  approvals  for  our  products  in  markets  outside  of  the  United  States,  we  intend,  where  appropriate,  to  pursue
commercialization relationships, including strategic alliances and licensing, with pharmaceutical companies and other strategic partners, which are equipped
to market or sell our products through their well-developed sales, marketing and distribution organizations in such countries.

Intellectual Property

We strive to protect and enhance the proprietary technologies, inventions, products and product candidates, methods of manufacture, methods of using
our  products  and  product  candidates,  and  improvements  thereof  that  are  commercially  important  to  our  business.  We  protect  our  proprietary  intellectual
property  by,  among  other  things,  filing  patent  applications  in  the  United  States  and  in  jurisdictions  outside  of  the  United  States  covering  our  proprietary
technologies,  inventions,  products  and  product  candidates,  methods,  and  improvements  that  are  important  to  the  development  and  implementation  of  our
business.

As of February 9, 2020, we own 36 issued patents and 30 pending patent applications worldwide, including eight U.S. issued patents, four pending U.S.
non-provisional patent applications, two pending U.S. provisional patent applications and one pending PCT application. We own two issued patents in the
United  States  and  seventeen  issued  foreign  patents  related  to  our  omidubicel  product  candidate. The  patents  that  we  own  outside  of  the  United  States  are
granted in Australia, Canada, Europe, Hong Kong, Israel, Japan, Singapore, and South Africa. In addition, we own three pending U.S. and 16 pending foreign
non-provisional patent applications related to our omidubicel product candidate. These patents and pending patent applications contain composition-of-matter
claims to our omidubicel product candidate, and claims to methods of producing and methods of treatment using omidubicel. Not accounting for any patent
term adjustment, regulatory extension or terminal disclaimers, and assuming that all annuity and/or maintenance fees are paid timely, these patents, and if
granted, these patent applications, will expire from 2023 to 2038. In particular, U.S. Patent No. 7,955,852, EP Patent No. 1576089, EP Patent No. 2206773,
JP Patent No. 4738738, and IL Patent No. 163180, which relate to methods of expanding a population of hematopoietic stem cells by culturing the cells with
nicotinamide  or  nicotinamide  analogs,  and  transplantable  cell  populations  produced  by  these  methods,  expire  in  2023,  not  accounting  for  any  patent  term
adjustment,  regulatory  extension  or  terminal  disclaimers,  and  assuming  that  all  annuity  and/or  maintenance  fees  are  paid  timely  and  U.S.  Patent  No.
8,846,393, EP Patent No. 1974012, JP Patent No. 5102773 and IL Patent No. 191669, which relate to methods of enhancing cell homing and engraftment
potential of hematopoietic stem cells by expansion in the presence of nicotinamide, expire in 2026, not accounting for any patent term adjustment, regulatory
extension or terminal disclaimers, and assuming that all annuity and/or maintenance fees are paid timely.

58

 
 
 
 
 
 
 
 
 
 
 
 
We own six issued foreign patents related to GDA-201. The patents that we own outside of the United States are granted in Australia, Europe, Hong
Kong,  Israel,  and  Japan.  In  addition,  we  own  one  pending  U.S.  non-provisional  patent  application,  one  pending  U.S.  provisional  patent  applications,  one
pending PCT application and six pending and 1 allowed foreign patent applications related to our GDA-201 product candidate. These patents and pending
patent applications contain composition-of-matter claims to our GDA-201 product candidate, and claims to methods of producing and methods of treatment
using our GDA-201 product candidate. Not accounting for any patent term adjustment, regulatory extension or terminal disclaimers, and assuming that all
annuity  and/or  maintenance  fees  are  paid  timely,  these  patents,  and  if  granted,  these  patent  applications,  will  expire  from  2030  to  2040.  In  particular,  EP
Patent No. 2519239, JP Patent No. 5943843, JP Patent No. 6215394 and IL Patent No. 220660, which relate to methods of expanding a population of natural
killer cells by culturing the cells with nicotinamide or nicotinamide analogs, and transplantable cell populations produced by these methods, expire in 2030,
not accounting for any patent term adjustment, regulatory extension or terminal disclaimers, and assuming that all annuity and/or maintenance fees are paid
timely.

In addition, we filed for and obtained trademark registration in the United States, China, Europe, Hong Kong and Israel for “NiCord”. We also rely upon

trade secrets, know-how and continuing technological innovation to develop, strengthen and maintain our competitive position.

The term of individual patents depends upon the legal term for patents in the countries in which they are obtained. In most countries in which we have
filed,  including  the  United  States,  the  patent  term  is  20  years  from  the  earliest  filing  date  of  a  non-provisional  patent  application.  In  the  United  States,  a
patent’s term may be lengthened by patent term adjustment, which compensates a patentee for administrative delays by the USPTO in examining and granting
a patent or may be shortened if a patent is terminally disclaimed over an earlier filed patent. The term of a patent that covers a drug or biological product may
also be eligible for patent term extension when FDA approval is granted for a portion of the term effectively lost as a result of the FDA regulatory review
period, subject to certain limitations and provided statutory and regulatory requirements are met. Any such patent term extension can be for no more than five
years, only one patent per approved product can be extended, the extension cannot extend the total patent term beyond 14 years from approval, and only those
claims covering the approved drug, a method for using it or a method for manufacturing it may be extended. We may not receive an extension if we fail to
exercise  due  diligence  during  the  testing  phase  or  regulatory  review  process,  fail  to  apply  within  applicable  deadlines,  fail  to  apply  prior  to  expiration  of
relevant patents or otherwise fail to satisfy applicable requirements. Moreover, the length of the extension could be less than we request. In the future, if and
when our product candidates receive approval from the FDA or foreign regulatory authorities, we expect to apply for patent term extensions on issued patents
we  may  obtain  in  the  future  covering  those  products,  depending  upon  the  length  of  the  clinical  trials  for  each  product  and  other  factors.  There  can  be  no
assurance that any of our pending patent applications will issue or that we will benefit from any patent term extension or favorable adjustment to the term of
any of our patents.

Provisional patent applications are not eligible to become issued patents until, among other things, we file a non-provisional patent application within 12
months of filing of one or more of our related provisional patent applications. If we do not timely file any non-provisional patent applications, we may lose
our  priority  date  with  respect  to  our  provisional  patent  applications  and  any  patent  protection  on  the  inventions  disclosed  in  our  provisional  patent
applications.

As with other biotechnology and pharmaceutical companies, our ability to establish and maintain our proprietary and intellectual property position for
our product candidates will depend on our success in obtaining effective patent claims and enforcing those claims if granted. There can be no assurance that
any  of  our  current  or  future  patent  applications  will  result  in  the  issuance  of  patents  or  that  any  of  our  current  or  future  issued  patents  will  provide  any
meaningful protection of our product candidates or technology. For more information regarding the risks related to our intellectual property, see “Item 3. Key
Information—D. Risk Factor—Risks Related to Our Intellectual Property”.

Research Grants

Grants under the Innovation Law

Under the Encouragement of Research, Development and Technological Innovation in the Industry Law 5744-1984, and the provisions of the applicable
regulations, rules, procedures and benefit tracks, (collectively, the “Innovation Law”), research and development programs that meet specified criteria and are
approved by a committee of the IIA are eligible for grants. The grants awarded are typically up to 50% of the project’s expenditures, as determined by the
research committee and subject to the benefit track under which the grant was awarded. A company that receives a grant from the IIA, or a grant recipient, is
typically  required  to  pay  royalties  to  the  IIA  on  income  generated  from  products  incorporating  know-how  developed  using  such  grants  (including  income
derived from services associated with such products), until 100% of the U.S. dollars-linked grant plus annual LIBOR interest is repaid. The rate of royalties to
be paid may vary between different benefits tracks, as shall be determined by the IIA. Under the regular benefits tracks the rate of royalties varies from 3% to
5% of the income generated from the IIA-supported products. The obligation to pay royalties is contingent on actual income generated from such products
and services. In the absence of such income, no payment of such royalties is required.

The terms of the grants under the Innovation Law also generally require that the products developed as part of the programs under which the grants were
given  be  manufactured  in  Israel  and  that  the  know-how  developed  thereunder  may  not  be  transferred  outside  of  Israel,  unless  a  prior  written  approval  is
received from the IIA (such approval is not required for the transfer of a portion of the manufacturing capacity which does not exceed, in the aggregate, 10%
of  the  portion  declared  to  be  manufactured  outside  of  Israel  in  the  applications  for  funding,  in  which  case  only  notification  is  required)  and  additional
payments are required to be made to the IIA. It should be noted, that this does not restrict the export of products that incorporate the funded know-how. See
“Item 3. Key Information—D. Risk Factors—Risks Related to Israeli Law and Our Operations in Israel” for additional information.

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Since our incorporation, we have received grants from the IIA relating to various projects. No royalties have been paid to the IIA in respect of any grant.

Our total outstanding obligation to the IIA, respectively, including the interest accrued through December 31, 2019, amounts to approximately $33.4 million.

The United Kingdom’s Financial Conduct Authority, which regulates the London Interbank Offered Rate (LIBOR), announced in July 2017 that it will
no longer persuade or require banks to submit rates for LIBOR after 2021. The grants received from the IIA bear an annual interest rate based on the 12-
month  LIBOR.  Accordingly,  there  is  considerable  uncertainty  regarding  the  publication  of  LIBOR  beyond  2021.  While  it  is  not  currently  possible  to
determine precisely whether, or to what extent, the withdrawal and replacement of LIBOR would affect us, the implementation of alternative benchmark rates
to LIBOR may increase our financial liabilities to the IIA.

Government Regulation

The FDA and other regulatory authorities at federal, state, and local levels, as well as in non-U.S. countries, extensively regulate, among other things, the
research, development, testing, manufacture, quality control, import, export, safety, effectiveness, labeling, packaging, storage, distribution, record keeping,
approval, advertising, promotion, marketing, post-approval monitoring, and post-approval reporting of biologics such as those we are developing. We, along
with third-party contractors, will be required to navigate the various preclinical, clinical and commercial approval requirements of the governing regulatory
agencies of the countries in which we wish to conduct studies or seek approval or licensure of our product candidates.

The process required by the FDA before biologic product candidates may be marketed in the United States generally involves the following:

●

●

●

●

●

●

●

completion of preclinical laboratory tests and animal studies performed in accordance with the FDA’s current Good Laboratory Practices (“GLP”)
regulation;

submission to the FDA of an IND, which must become effective before clinical trials may begin and must be updated annually or when significant
changes are made;

approval by an independent Institutional Review Board (“IRB”) or ethics committee at each clinical site before the trial is commenced;

performance  of  adequate  and  well-controlled  human  clinical  trials  to  establish  the  safety,  purity  and  potency  of  the  proposed  biologic  product
candidate for its intended purpose;

preparation of and submission to the FDA of a Biologics License Application, or BLA after completion of all pivotal clinical trials;

a determination by the FDA within 60 days of its receipt of a BLA to file the application for review; satisfactory completion of an FDA Advisory
Committee review, if applicable;

satisfactory completion of an FDA pre-approval inspection of the manufacturing facility or facilities at which the proposed product is produced to
assess  compliance  with  cGMP  and  to  assure  that  the  facilities,  methods  and  controls  are  adequate  to  preserve  the  biological  product’s  continued
safety, purity and potency, and of selected clinical investigation sites to assess compliance with Good Clinical Practices, or GCP; and

●

FDA review and approval of the BLA to permit commercial marketing of the product for particular indications for use in the United States.

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Preclinical and Clinical Development

Prior to beginning the first clinical trial with a product candidate, we must submit an IND to the FDA. An IND is a request for authorization from the
FDA to administer an investigational new drug product to humans. The central focus of an IND submission is on the general investigational plan and the
protocol(s) for clinical studies. The IND also includes results of animal and in vitro studies assessing the toxicology, pharmacokinetics, pharmacology, and
pharmacodynamic characteristics of the product; chemistry, manufacturing, and controls information; and any available human data or literature to support
the use of the investigational product. An IND must become effective before human clinical trials may begin. The IND automatically becomes effective 30
days after receipt by the FDA, unless the FDA, within the 30-day time period, raises safety concerns or questions about the proposed clinical trial. In such a
case, the IND may be placed on clinical hold and the IND sponsor and the FDA must resolve any outstanding concerns or questions before the clinical trial
can begin. Submission of an IND therefore may or may not result in FDA authorization to begin a clinical trial.

For purposes of BLA approval, human clinical trials are typically conducted in three sequential phases that may overlap.

●

●

●

Phase 1:The investigational product is initially introduced into healthy human subjects or patients with the target disease or condition. These studies
are designed to test the safety, dosage tolerance, absorption, metabolism and distribution of the investigational product in humans, the side effects
associated with increasing doses, and, if possible, to gain early evidence on effectiveness.

Phase 2:The investigational product is administered to a limited patient population with a specified disease or condition to evaluate the preliminary
efficacy, optimal dosages and dosing schedule and to identify possible adverse side effects and safety risks. Multiple Phase 2 clinical trials may be
conducted to obtain information prior to beginning larger and more expensive Phase 3 clinical trials.

Phase 3:The investigational product is administered to an expanded patient population to further evaluate dosage, to provide statistically significant
evidence of clinical efficacy and to further test for safety, generally at multiple geographically dispersed clinical trial sites. These clinical trials are
intended to establish the overall risk/benefit ratio of the investigational product and to provide an adequate basis for product approval.

In some cases, the FDA may require, or companies may voluntarily pursue, additional clinical trials after a product is approved to gain more information
about the product. These so- called Phase 4 studies may be made a condition to approval of the BLA. Concurrent with clinical trials, companies may complete
additional  animal  studies  and  develop  additional  information  about  the  biological  characteristics  of  the  product  candidate,  and  must  finalize  a  process  for
manufacturing  the  product  in  commercial  quantities  in  accordance  with  cGMP  requirements.  The  manufacturing  process  must  be  capable  of  consistently
producing quality batches of the product candidate and, among other things, must develop methods for testing the identity, strength, quality and purity of the
final  product,  or  for  biologics,  the  safety,  purity  and  potency.  Compliance  with  Good  Tissue  Practices,  or  GTPs,  is  also  required  to  the  extent  applicable.
These are FDA regulations and guidance documents that tovern the methods used in, and the facilities and controls used for, the manufacture of human cells,
tissues, and cellular and tissue based products, or HCT/Ps, which are human cells or tissue intended for implantation, transplant, infusion, or transfer into a
human  recipient.  The  primary  intent  of  the  GTP  requirements  is  to  ensure  that  cell  and  tissue  based  products  are  manufactured  in  a  manner  designed  to
prevent the introduction, transmission and spread of communicable disease. FDA GTP regulations also require tissue establishments to register and list their
GCT/Ps with the FDA and when applicable, to evaluate donors through screening and testing. Additionally, appropriate packaging must be selected and tested
and stability studies must be conducted to demonstrate that the product candidate does not undergo unacceptable deterioration over its shelf life.

BLA Submission and Review

Assuming successful completion of all required testing in accordance with all applicable regulatory requirements, the results of product development,
nonclinical studies and clinical trials are submitted to the FDA as part of a BLA requesting approval to market the product for one or more indications. The
BLA  must  include  all  relevant  data  available  from  pertinent  preclinical  and  clinical  studies,  including  negative  or  ambiguous  results  as  well  as  positive
findings,  together  with  detailed  information  relating  to  the  product’s  chemistry,  manufacturing,  controls,  and  proposed  labeling,  among  other  things.  The
submission of a BLA requires payment of a substantial application user fee to FDA, unless a waiver or exemption applies.

Once a BLA has been submitted, the FDA’s goal is to review standard applications within ten months after it accepts the application for filing, or, if the
application qualifies for priority review, six months after the FDA accepts the application for filing. In both standard and priority reviews, the review process
is  often  significantly  extended  by  FDA  requests  for  additional  information  or  clarification.  The  FDA  reviews  a  BLA  to  determine,  among  other  things,
whether a product is safe, pure and potent and the facility in which it is manufactured, processed, packed, or held meets standards designed to assure the
product’s  continued  safety,  purity  and  potency.  The  FDA  may  convene  an  advisory  committee  to  provide  clinical  insight  on  application  review  questions.
Before approving a BLA, the FDA will typically inspect the facility or facilities where the product is manufactured. The FDA will not approve an application
unless it determines that the manufacturing processes and facilities are in compliance with cGMP requirements and adequate to assure consistent production
of  the  product  within  required  specifications.  Additionally,  before  approving  a  BLA,  the  FDA  will  typically  inspect  one  or  more  clinical  sites  to  assure
compliance with GCP. If the FDA determines that the application, manufacturing process or manufacturing facilities are not acceptable, it will outline the
deficiencies  in  the  submission  and  often  will  request  additional  testing  or  information.  Notwithstanding  the  submission  of  any  requested  additional
information, the FDA ultimately may decide that the application does not satisfy the regulatory criteria for approval.

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After the FDA evaluates a BLA and conducts inspections of manufacturing facilities where the investigational product will be produced, the FDA may
issue  an  approval  letter  or  a  Complete  Response  letter.  An  approval  letter  authorizes  commercial  marketing  of  the  product  with  specific  prescribing
information  for  specific  indications.  A  Complete  Response  letter  will  describe  all  of  the  deficiencies  that  the  FDA  has  identified  in  the  BLA,  except  that
where  the  FDA  determines  that  the  data  supporting  the  application  are  inadequate  to  support  approval,  the  FDA  may  issue  the  Complete  Response  letter
without first conducting required inspections, testing submitted product lots, and/or reviewing proposed labeling. In issuing the Complete Response letter, the
FDA  may  recommend  actions  that  the  applicant  might  take  to  place  the  BLA  in  condition  for  approval,  including  requests  for  additional  information  or
clarification.  The  FDA  may  delay  or  refuse  approval  of  a  BLA  if  applicable  regulatory  criteria  are  not  satisfied,  require  additional  testing  or  information
and/or require post-marketing testing and surveillance to monitor safety or efficacy of a product.

If regulatory approval of a product is granted, such approval will be granted for particular indications and may entail limitations on the indicated uses for
which such product may be marketed. For example, the FDA may approve the BLA with a Risk Evaluation and Mitigation Strategy, or REMS, to ensure the
benefits of the product outweigh its risks. A REMS is a safety strategy to manage a known or potential serious risk associated with a product and to enable
patients to have continued access to such medicines by managing their safe use, and could include medication guides, physician communication plans, or
elements to assure safe use, such as restricted distribution methods, patient registries and other risk minimization tools. The FDA also may condition approval
on, among other things, changes to proposed labeling or the development of adequate controls and specifications. Once approved, the FDA may withdraw the
product approval if compliance with pre- and post-marketing requirements is not maintained or if problems occur after the product reaches the marketplace.
The FDA may require one or more Phase 4 post-market studies and surveillance to further assess and monitor the product’s safety and effectiveness after
commercialization, and may limit further marketing of the product based on the results of these post-marketing studies.

Post-Approval Requirements

Any products manufactured or distributed by us pursuant to FDA approvals are subject to pervasive and continuing regulation by the FDA, including,
among  other  things,  requirements  relating  to  record-keeping,  reporting  of  adverse  experiences,  periodic  reporting,  product  sampling  and  distribution,  and
advertising and promotion of the product. After approval, most changes to the approved product, such as adding new indications or other labeling claims, are
subject  to  prior  FDA  review  and  approval.  There  also  are  continuing  user  fee  requirements,  under  which  FDA  assesses  an  annual  program  fee  for  each
product identified in an approved BLA. Biologic manufacturers and their subcontractors are required to register their establishments with the FDA and certain
state agencies, and are subject to periodic unannounced inspections by the FDA and certain state agencies for compliance with cGMP, which impose certain
procedural  and  documentation  requirements  upon  us  and  our  third-party  manufacturers.  Changes  to  the  manufacturing  process  are  strictly  regulated,  and,
depending  on  the  significance  of  the  change,  may  require  prior  FDA  approval  before  being  implemented.  FDA  regulations  also  require  investigation  and
correction  of  any  deviations  from  cGMP  and  impose  reporting  requirements  upon  us  and  any  third-party  manufacturers  that  we  may  decide  to  use.
Accordingly, manufacturers must continue to expend time, money and effort in the area of production and quality control to maintain compliance with cGMP
and other aspects of regulatory compliance.

The  FDA  may  withdraw  approval  if  compliance  with  regulatory  requirements  and  standards  is  not  maintained  or  if  problems  occur  after  the  product
reaches the market. Later discovery of previously unknown problems with a product, including adverse events of unanticipated severity or frequency, or with
manufacturing processes, or failure to comply with regulatory requirements, may result in revisions to the approved labeling to add new safety information;
imposition of post-market studies or clinical studies to assess new safety risks; or imposition of distribution restrictions or other restrictions under a REMS
program. Other potential consequences include, among other things:

●

●

●

●

●

restrictions on the marketing or manufacturing of a product, complete withdrawal of the product from the market or product recalls;

fines, warning letters or holds on post-approval clinical studies;

refusal  of  the  FDA  to  approve  pending  applications  or  supplements  to  approved  applications,  or  suspension  or  revocation  of  existing  product
approvals;

product seizure or detention, or refusal of the FDA to permit the import or export of products; or

injunctions or the imposition of civil or criminal penalties.

The FDA closely regulates the marketing, labeling, advertising and promotion of biologics. A company can make only those claims relating to safety and
efficacy, purity and potency that are approved by the FDA and in accordance with the provisions of the approved label. The FDA and other agencies actively
enforce the laws and regulations prohibiting the promotion of off-label uses. Failure to comply with these requirements can result in, among other things,
adverse publicity, warning letters, corrective advertising and potential civil and criminal penalties. Physicians may prescribe legally available products for
uses that are not described in the product’s labeling and that differ from those tested by us and approved by the FDA. Such off-label uses are common across
medical  specialties.  Physicians  may  believe  that  such  off-label  uses  are  the  best  treatment  for  many  patients  in  varied  circumstances.  The  FDA  does  not
regulate the behavior of physicians in their choice of treatments. The FDA does, however, restrict manufacturer’s communications on the subject of off-label
use of their products.

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Breakthrough Therapy Designation

A sponsor may seek FDA designation of a product candidate as a “breakthrough therapy” if the product is intended, alone or in combination with one or
more other products, to treat a serious or life-threatening disease or condition and preliminary clinical evidence indicates that the product may demonstrate
substantial improvement over existing therapies on one or more clinically significant endpoints, such as substantial treatment effects observed early in clinical
development.  The  designation  allows  more  intensive  FDA  interaction  and  guidance.  The  breakthrough  therapy  designation  is  a  distinct  status  from  both
accelerated approval and priority review, which can also be granted to the same drug if relevant criteria are met. If a product is designated as breakthrough
therapy, the FDA will work to expedite the development and review of such drug.

Other Healthcare Regulations

Our  business  operations  and  current  and  future  arrangements  with  investigators,  healthcare  professionals,  consultants,  third-party  payers,  patient
organizations and customers, may expose us to broadly applicable fraud and abuse and other healthcare laws and regulations. These laws may constrain the
business or financial arrangements and relationships through which we conduct our operations, including how we research, market, sell and distribute our
product candidates, if approved. Such laws include those described below.

The  federal  Anti-Kickback  Statute  prohibits,  among  other  things,  any  person  or  entity,  from  knowingly  and  willfully  offering,  paying,  soliciting  or
receiving any remuneration, directly or indirectly, overtly or covertly, in cash or in kind, to induce or reward, or in return for, the referral of an individual for,
or purchasing, leasing, ordering, or arranging for the purchase, lease or order of, any good, facility, item or service reimbursable under Medicare, Medicaid or
other federal healthcare programs. The federal Anti-Kickback Statute has been interpreted to apply to arrangements between pharmaceutical manufacturers on
the one hand and prescribers, purchasers, and formulary managers on the other hand. The term remuneration has been interpreted broadly to include anything
of value. There are a number of statutory exceptions and regulatory safe harbors protecting some common activities from prosecution. The exceptions and
safe  harbors  are  drawn  narrowly  and  practices  that  involve  remuneration  that  may  be  alleged  to  be  intended  to  induce  prescribing,  purchasing  or
recommending  may  be  subject  to  scrutiny  if  they  do  not  qualify  for  an  exception  or  safe  harbor.  Failure  to  meet  all  of  the  requirements  of  a  particular
applicable statutory exception or regulatory safe harbor does not make the conduct per se illegal under the federal Anti-Kickback Statute. Instead, the legality
of the arrangement will be evaluated on a case-by-case basis based on a cumulative review of all facts and circumstances. Additionally, the Patient Protection
and Affordable Care Act of 2010, as amended by the Health Care and Education Reconciliation Act of 2010, or collectively the PPACA, amended the intent
requirement  of  the  federal Anti-Kickback  Statute,  and  other  healthcare  criminal  fraud  statutes,  so  that  a  person  or  entity  no  longer  needs  to  have  actual
knowledge of the federal Anti-Kickback Statute, or the specific intent to violate it, to have violated the statute. The PPACA also provided that a violation of
the federal Anti-Kickback Statute is grounds for the government or a whistleblower to assert that a claim for payment of items or services resulting from such
violation constitutes a false or fraudulent claim for purposes of the federal civil False Claims Act.

The federal civil and criminal false claims laws, including the federal civil False Claims Act, or FCA, prohibit, among other things, any person or entity
from knowingly presenting, or causing to be presented, a false claim for payment to, or approval by, the U.S. federal government, including the Medicare and
Medicaid programs, or knowingly making, using, or causing to be made or used a false record or statement material to a false or fraudulent claim or to avoid,
decrease or conceal an obligation to pay money to the federal government. As a result of a modification made by the Fraud Enforcement and Recovery Act of
2009, a claim includes “any request or demand” for money or property presented to the U.S. government. In addition, manufacturers can be held liable under
the FCA even when they do not submit claims directly to government payers if they are deemed to “cause” the submission of false or fraudulent claims. The
FCA also permits a private individual acting as a “whistleblower” to bring actions on behalf of the federal government alleging violations of the FCA and to
share  in  any  monetary  recovery.  FCA  liability  is  potentially  significant  in  the  healthcare  industry  because  the  statute  provides  for  treble  damages  and
mandatory  penalties.  Government  enforcement  agencies  and  private  whistleblowers  have  investigated  pharmaceutical  companies  for  or  asserted  liability
under the FCA for a variety of alleged impermissible promotional and marketing activities, such as providing free product to customers with the expectation
that  the  customers  would  bill  federal  programs  for  the  product;  providing  consulting  fees  and  other  benefits  to  physicians  to  induce  them  to  prescribe
products; engaging in promotion for “off-label” uses; and submitting inflated best price information to the Medicaid Rebate Program.

The federal Health Insurance Portability and Accountability Act of 1996, or HIPAA, created additional federal criminal statutes that prohibits, among
other things, knowingly and willfully executing, or attempting to execute, a scheme to defraud any healthcare benefit program or obtain, by means of false or
fraudulent pretenses, representations or promises, any of the money or property owned by, or under the custody or control of, any healthcare benefit program,
regardless of whether the payer is public or private, knowingly and willfully embezzling or stealing from a health care benefit program, willfully obstructing a
criminal investigation of a health care offense and knowingly and willfully falsifying, concealing or covering up by any trick, scheme or device a material fact
or making any materially false, fictitious or fraudulent statements in connection with the delivery of, or payment for, healthcare benefits, items or services
relating to healthcare matters. Additionally, the PPACA amended the intent requirement of some of these criminal statutes under HIPAA so that a person or
entity no longer needs to have actual knowledge of the statute, or the specific intent to violate it, to have committed a violation.

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Additionally, the federal Open Payments program pursuant to the Physician Payments Sunshine Act, created under Section 6002 of the PPACA and its
implementing regulations, require some manufacturers of drugs, devices, biologicals and medical supplies for which payment is available under Medicare,
Medicaid  or  the  Children’s  Health  Insurance  Program  (with  specified  exceptions)  to  report  annually  information  related  to  specified  payments  or  other
transfers of value provided to physicians, as defined by such law, and teaching hospitals, or to entities or individuals at the request of, or designated on behalf
of, the physicians, and teaching hospitals and to report annually specified ownership and investment interests held by physicians and their immediate family
members.

In addition, we may be subject to data privacy and security regulation of both the federal government and the states in which we conduct our business.
HIPAA, as amended by the Health Information Technology for Economic and Clinical Health Act, or HITECH, and their implementing regulations, impose
requirements relating to the privacy, security and transmission of individually identifiable health information held by covered entities subject to the law, such
as  health  plans,  healthcare  clearinghouses,  and  certain  healthcare  providers,  and  their  business  associates,  defined  as  independent  contractors  or  agents  of
covered entities that create, receive, maintain or transmit protected health information in connection with providing a service for or on behalf of a covered
entity.  Among  other  things,  HITECH  created  new  tiers  of  civil  monetary  penalties,  amended  HIPAA  to  make  civil  and  criminal  penalties  and  HIPAA’s
security standards directly applicable to business associates, and gave state attorneys general new authority to file civil actions for damages or injunctions in
federal courts to enforce the federal HIPAA laws and seek attorneys’ fees and costs associated with pursuing federal civil actions.

Many states have also adopted laws similar to each of the above federal laws, which may be broader in scope and apply to items or services reimbursed
by  any  third-party  payer,  including  commercial  insurers.  We  may  also  be  subject  to  state  laws  that  require  pharmaceutical  companies  to  comply  with  the
pharmaceutical industry’s voluntary compliance guidelines and the relevant compliance guidance promulgated by the federal government, state and local laws
that require the registration of pharmaceutical sales representatives, state laws that require drug manufacturers to report information related to payments and
other  transfers  of  value  to  physicians  and  other  healthcare  providers  or  marketing  expenditures  and  pricing  information,  and/or  state  laws  governing  the
privacy and security of health information in certain circumstances, many of which differ from each other in significant ways and may not have the same
effect, thus complicating compliance efforts.

Ensuring that our internal operations and business arrangements with third parties comply with applicable healthcare laws and regulations will likely be
costly. It is possible that governmental authorities will conclude that our business practices do not comply with current or future statutes, regulations or case
law involving applicable fraud and abuse or other healthcare laws and regulations. If our operations were found to be in violation of any of these laws or any
other  governmental  regulations  that  may  apply  to  us,  we  may  be  subject  to  significant  civil,  criminal  and  administrative  penalties,  damages,  fines,
disgorgement, imprisonment, possible exclusion from government funded healthcare programs, contractual damages, reputational harm, diminished profits
and  future  earnings,  additional  reporting  obligations  and  oversight  if  we  become  subject  to  a  corporate  integrity  agreement  or  other  agreement  to  resolve
allegations of non-compliance with these laws, and curtailment of our operations, any of which could substantially disrupt our operations. If the physicians or
other providers or entities with whom we expect to do business are found not to be in compliance with applicable laws, they may be subject to criminal, civil
or administrative sanctions, including exclusions from government funded healthcare programs.

Coverage and Reimbursement

Significant uncertainty exists as to the coverage and reimbursement status of any product candidates for which we obtain regulatory approval. In the
United States and markets in other countries, sales of any products for which we receive regulatory approval for commercial sale will depend, in part, on the
extent to which third-party payers provide coverage, and establish adequate reimbursement levels for such products. In the United States, third-party payers
include federal and state healthcare programs, private managed care providers, health insurers and other organizations. The process for determining whether a
third-party payer will provide coverage for a product may be separate from the process for setting the price of a product or for establishing the reimbursement
rate that such a payer will pay for the product. Third-party payers may limit coverage to specific products on an approved list, or also known as a formulary,
which might not include all of the FDA-approved products for a particular indication. Third-party payers are increasingly challenging the price, examining the
medical necessity and reviewing the cost-effectiveness of medical products, therapies and services, in addition to questioning their safety and efficacy.

We may need to conduct expensive pharmaco-economic studies in order to demonstrate the medical necessity and cost-effectiveness of our products, in
addition  to  the  costs  required  to  obtain  the  FDA  approvals.  Our  product  candidates  may  not  be  considered  medically  necessary  or  cost-effective.  Payor’s
decision to provide coverage for a product does not imply that an adequate reimbursement rate will be approved. Further, the determination of one payor to
provide coverage for a product does not assure that other payers will also provide such coverage for the product. Adequate third-party reimbursement may not
be available to enable us to maintain price levels sufficient to realize an appropriate return on our investment in product development.

64

 
 
 
 
 
 
 
 
 
Different pricing and reimbursement schemes exist in other countries. In the EU, governments influence the price of pharmaceutical products through
their pricing and reimbursement rules and control of national health care systems that in some countries subsidize a large part of the cost of those products for
consumers. Some jurisdictions operate positive and negative list systems under which products may only be marketed once a reimbursement price has been
agreed. To obtain reimbursement or pricing approval, some of these countries may require the completion of clinical trials that compare the cost-effectiveness
of a particular product candidate to then available therapies. Other EU member states allow companies to fix their own prices for medicines, but monitor and
control company profits. The downward pressure on health care costs has become very intense. As a result, increasingly high barriers are being erected to the
entry of new products. In addition, in some countries, cross-border imports from low-priced markets exert a commercial pressure on pricing within a country.

The marketability of any of product candidates for which we receive regulatory approval for commercial sale may suffer if the government and third-
party payers fail to provide adequate coverage and reimbursement. In addition, emphasis on managed care in the United States has increased and we expect
will continue to increase the pressure on healthcare pricing. Coverage policies and third-party reimbursement rates may change at any time. Even if favorable
coverage  and  reimbursement  status  is  attained  for  one  or  more  products  for  which  we  receive  regulatory  approval,  less  favorable  coverage  policies  and
reimbursement rates may be implemented in the future.

Healthcare Reform Measures

The United States and some non-U.S. jurisdictions are considering or have enacted a number of legislative and regulatory proposals designed to change
the healthcare system. Among policy makers and payers in the United States and elsewhere, there is significant interest in promoting changes in healthcare
systems with the stated goals of containing healthcare costs, improving quality and/or expanding access. In the United States, the pharmaceutical industry has
been a particular focus of these efforts and has been significantly affected by major legislative initiatives.

For example, the pharmaceutical industry in the United States has been affected by the passage of PPACA, which, among other things: imposed new fees
on entities that manufacture or import certain branded prescription drugs; expanded pharmaceutical manufacturer obligations to provide discounts and rebates
to certain government programs; implemented a licensure framework for follow-on biologic products; expanded health care fraud and abuse laws; revised the
methodology  by  which  rebates  owed  by  manufacturers  to  the  state  and  federal  government  under  the  Medicaid  Drug  Rebate  Program  are  calculated  for
certain drugs and biologics, including products that are inhaled, infused, instilled, implanted or injected; imposed an additional rebate similar to an inflation
penalty  on  new  formulations  of  drugs;  extended  the  Medicaid  Drug  Rebate  Program  to  utilization  of  prescriptions  of  individuals  enrolled  in  Medicaid
managed  care  organizations;  expanded  the  340B  program  which  caps  the  price  at  which  manufacturers  can  sell  covered  outpatient  pharmaceuticals  to
specified  hospitals,  clinics  and  community  health  centers;  and  provided  incentives  to  programs  that  increase  the  federal  government’s  comparative
effectiveness research.

There remain judicial and Congressional challenges to certain aspects of the PPACA, as well as recent efforts by the Trump administration to repeal or
replace  certain  aspects  of  the  PPACA.  Since  January  2017,  President  Trump  has  signed  two  Executive  Orders  and  other  directives  designed  to  delay  the
implementation  of  certain  provisions  of  the  PPACA  or  otherwise  circumvent  some  of  the  requirements  for  health  insurance  mandated  by  the  PPACA.
Concurrently,  Congress  has  considered  legislation  that  would  repeal  or  repeal  and  replace  all  or  part  of  the  PPACA.  While  Congress  has  not  passed
comprehensive  repeal  legislation,  several  bills  affecting  the  implementation  of  certain  taxes  under  the  PPACA  have  been  signed  into  law.  The  Tax  Act
includes a provision repealing, effective January 1, 2019, the tax-based shared responsibility payment imposed by the PPACA on certain individuals who fail
to  maintain  qualifying  health  coverage  for  all  or  part  of  a  year  that  is  commonly  referred  to  as  the  “individual  mandate”.  Additionally,  the  2020  federal
spending package permanently eliminated, effective January 1, 2020, the PPACA-mandated “Cadillac” tax on high cost employer-sponsored health coverage
and medical device tax and, effective January 1, 2021, also eliminates the health insurer tax. Further, the Bipartisan Budget Act of 2018, or the BBA, among
other  things,  amended  the  PPACA,  effective  January  1,  2019,  to  increase  from  50  percent  to  70  percent  the  point-of-sale  discount  that  is  owed  by
pharmaceutical manufacturers who participate in Medicare Part D and to close the coverage gap in most Medicare drug plans, commonly referred to as the
“donut  hole”.  On  December  14,  2018,  a  Texas  U.S.  District  Court  Judge  ruled  that  the  PPACA  is  unconstitutional  in  its  entirety  because  the  “individual
mandate” was repealed by Congress as part of the Tax Act. Additionally, on December 18, 2019, the U.S. Court of Appeals for the 5th Circuit upheld the
District Court Ruling that the individual mandate was unconstitutional and remanded the case back to the District Court to determine whether the remaining
provisions  of  the  PPACA  are  invalid  as  well.  It  is  unclear  how  this  decision,  subsequent  appeals,  and  other  efforts  to  repeal  and  replace  the  PPACA  will
impact the PPACA.

Other legislative changes have been proposed and adopted in the United States since the PPACA was enacted. In August 2011, the Budget Control Act of
2011, among other things, included aggregate reductions of Medicare payments to providers of 2.0% per fiscal year, which went into effect in April 2013, and
due to subsequent legislative amendments, including the BBA, will remain in effect through 2029, unless additional U.S. Congressional action is taken. In
addition,  in  January  2013,  President  Obama  signed  into  law  the  American  Taxpayer  Relief  Act  of  2012,  which,  among  other  things,  reduced  Medicare
payments to several categories of healthcare providers and increased the statute of limitations period for the government to recover overpayments to providers
from  three  to  five  years.  Additional  changes  that  may  affect  our  business  include  new  quality  and  payment  programs  such  as  Medicare  payment  for
performance initiatives for physicians under the Medicare Access and CHIP Reauthorization Act of 2015, or MACRA, which ended the use of the statutory
formula for clinician payment and established a quality payment incentive program, also referred to as the Quality Payment Program. In November 2019,
CMS issued a final rule finalizing the changes to the Quality Payment Program.

65

 
 
 
 
 
 
 
 
 
In addition, there has been particular and increasing legislative and enforcement interest in the United States with respect to drug pricing practices in
recent years, particularly with respect to drugs that have been subject to relatively large price increases over relatively short time periods. Specifically, there
have been several recent U.S. Congressional inquiries and proposed and enacted federal and state legislation designed to, among other things, bring more
transparency  to  product  pricing,  review  the  relationship  between  pricing  and  manufacturer  patient  programs,  reduce  the  cost  of  prescription  drugs  under
Medicare and reform government program reimbursement methodologies for pharmaceutical products. The Trump administration’s budget proposal for fiscal
year  2019  contains  further  drug  price  control  measures  that  could  be  enacted  during  the  2019  budget  process  or  in  other  future  legislation,  including,  for
example,  measures  to  permit  Medicare  Part  D  plans  to  negotiate  the  price  of  certain  drugs  under  Medicare  Part  B,  to  allow  some  states  to  negotiate  drug
prices  under  Medicaid,  and  to  eliminate  cost  sharing  for  generic  drugs  for  low-income  patients.  Further,  the  Trump  administration  released  a  blueprint  to
lower  drug  prices  and  reduce  out  of  pocket  costs  of  drugs  that  contains  additional  proposals  to  increase  drug  manufacturer  competition,  increase  the
negotiating power of certain federal healthcare programs, incentivize manufacturers to lower the list price of their products, and reduce the out of pocket costs
of drug products paid by consumers. For example, in May 2019, CMS issued a final rule to allow Medicare Advantage plans the option to use step therapy for
Part B drugs beginning January 1, 2020. The final codified CMS’s policy change that was effective January 1, 2019. Although a number of these, and other
measures may require additional authorization through additional legislation to become effective, Congress and the Trump administration have each indicated
that  it  will  continue  to  seek  new  legislative  and/or  administrative  measures  to  control  drug  costs.  In  addition,  individual  states  in  the  United  States  have
become increasingly active in passing legislation and implementing regulations designed to control pharmaceutical product pricing, including price or patient
reimbursement  constraints,  discounts,  restrictions  on  certain  product  access  and  marketing  cost  disclosure  and  transparency  measures,  and,  in  some  cases,
designed to encourage importation from other countries and bulk purchasing. In the future, there will likely continue to be proposals relating to the reform of
the U.S. healthcare system, some of which could further limit coverage and reimbursement of products.

The Foreign Corrupt Practices Act

The  Foreign  Corrupt  Practices  Act,  or  FCPA,  prohibits  any  U.S.  individual  or  business  from  paying,  offering  or  authorizing  payment  or  offering  of
anything of value, directly or indirectly, to any non-U.S. official, political party or candidate for the purpose of influencing any act or decision of the non-U.S.
entity in order to assist the individual or business in obtaining or retaining business. The FCPA also obligates companies whose securities are listed in the
United States to comply with accounting provisions requiring the companies to maintain books and records that accurately and fairly reflect all transactions of
the  companies,  including  international  subsidiaries,  and  to  devise  and  maintain  an  adequate  system  of  internal  accounting  controls  for  international
operations.

Non-U.S. Government Regulation

To the extent that any of our product candidates, once approved, are sold in a country outside of the United States, we may be subject to similar non-U.S.
laws and regulations, which may include, for instance, applicable post-marketing requirements, including safety surveillance, anti-fraud and abuse laws and
implementation of corporate compliance programs and reporting of payments or other transfers of value to healthcare professionals.

In  order  to  market  our  future  products  in  the  EEA  (which  is  comprised  of  the  28  Member  States  of  the  European  Union  plus  Norway,  Iceland  and
Liechtenstein) and many other jurisdictions, we must obtain regulatory approvals from such jurisdictions. More precisely, in the EEA, medicinal products can
only be commercialized after obtaining a Marketing Authorization, or MA. There are two types of marketing authorizations:

●

the Community MA, which is issued by the European Commission through the Centralized Procedure, based on the opinion of the Committee for
Medicinal Products for Human Use of the European Medicines Agency, or EMA, and which is valid throughout the entire territory of the EEA. The
Centralized  Procedure  is  mandatory  for  certain  types  of  products,  such  as  biotechnology  medicinal  products,  orphan  medicinal  products  and
medicinal  products  indicated  for  the  treatment  of  AIDS,  cancer,  neurodegenerative  disorders,  diabetes,  autoimmune  and  viral  diseases.  The
Centralized Procedure is optional for products containing a new active substance not yet authorized in the EEA, or for products that constitute a
significant therapeutic, scientific or technical innovation or which are in the interest of public health in the European Union; and

● National  MAs,  which  are  issued  by  the  competent  authorities  of  the  Member  States  of  the  EEA  and  only  cover  their  respective  territory,  are
available  for  products  not  falling  within  the  mandatory  scope  of  the  Centralized  Procedure.  Where  a  product  has  already  been  authorized  for
marketing in a Member State of the EEA, this National MA can be recognized in another Member State through the Mutual Recognition Procedure.
If the product has not received a National MA in any Member State at the time of application, it can be approved simultaneously in various Member
States through the Decentralized Procedure.

Under  the  above  described  procedures,  before  granting  the  MA,  the  EMA  or  the  competent  authorities  of  the  Member  States  of  the  EEA  make  an

assessment of the risk-benefit balance of the product on the basis of scientific criteria concerning its quality, safety and efficacy.

66

 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
Data and Marketing Exclusivity

In  the  EEA,  new  products  authorized  for  marketing,  or  reference  products,  qualify  for  eight  years  of  data  exclusivity  and  an  additional  two  years  of
market exclusivity upon marketing authorization. The data exclusivity period prevents generic or biosimilar applicants from relying on the pre-clinical and
clinical trial data contained in the dossier of the reference product when applying for a generic or biosimilar marketing authorization in the European Union
during  a  period  of  eight  years  from  the  date  on  which  the  reference  product  was  first  authorized  in  the  European  Union.  The  market  exclusivity  period
prevents a successful generic or biosimilar applicant from commercializing its product in the European Union until 10 years have elapsed from the initial
authorization of the reference product in the European Union. The 10-year market exclusivity period can be extended to a maximum of eleven years if, during
the first eight years of those 10 years, the marketing authorization holder obtains an authorization for one or more new therapeutic indications which, during
the scientific evaluation prior to their authorization, are held to bring a significant clinical benefit in comparison with existing therapies.

Pediatric Investigation Plan

In  the  EEA,  marketing  authorization  applications  for  new  medicinal  products  not  authorized  have  to  include  the  results  of  studies  conducted  in  the
pediatric population, in compliance with a pediatric investigation plan, or PIP, agreed with the EMA’s Pediatric Committee, or PDCO. The PIP sets out the
timing and measures proposed to generate data to support a pediatric indication of the drug for which marketing authorization is being sought. The PDCO can
grant a deferral of the obligation to implement some or all of the measures of the PIP until there are sufficient data to demonstrate the efficacy and safety of
the product in adults. Further, the obligation to provide pediatric clinical trial data can be waived by the PDCO when these data is not needed or appropriate
because  the  product  is  likely  to  be  ineffective  or  unsafe  in  children,  the  disease  or  condition  for  which  the  product  is  intended  occurs  only  in  adult
populations,  or  when  the  product  does  not  represent  a  significant  therapeutic  benefit  over  existing  treatments  for  pediatric  patients.  Once  the  marketing
authorization  is  obtained  in  all  Member  States  of  the  European  Union  and  study  results  are  included  in  the  product  information,  even  when  negative,  the
product is eligible for six months’ supplementary protection certificate extension.

Orphan Drug Designation

In the EEA, a medicinal product can be designated as an orphan drug if its sponsor can establish that the product is intended for the diagnosis, prevention
or treatment of a life-threatening or chronically debilitating condition affecting not more than five in ten thousand persons in the European Union when the
application is made, or that the product is intended for the diagnosis, prevention or treatment of a life-threatening, seriously debilitating or serious and chronic
condition in the European Community and that without incentives it is unlikely that the marketing of the drug in the EU would generate sufficient return to
justify  the  necessary  investment.  For  either  of  these  conditions,  the  applicant  must  demonstrate  that  there  exists  no  satisfactory  method  of  diagnosis,
prevention or treatment of the condition in question that has been authorized in the EU or, if such method exists, the drug will be of significant benefit to
those affected by that condition.

In the EEA, an application for designation as an orphan product can be made any time prior to the filing of an application for approval to market the
product. Marketing authorization for an orphan drug leads to a ten-year period of market exclusivity. During this market exclusivity period, the EMA or the
member  state  competent  authorities,  cannot  accept  another  application  for  a  marketing  authorization,  or  grant  a  marketing  authorization,  for  a  similar
medicinal product for the same indication. The period of market exclusivity is extended by two years for medicines that have also complied with an agreed
PIP.

This period may, however, be reduced to six years if, at the end of the fifth year, it is established that the product no longer meets the criteria for orphan
drug designation, for example because the product is sufficiently profitable not to justify market exclusivity. Market exclusivity can be revoked only in very
selected  cases,  such  as  consent  from  the  marketing  authorization  holder,  inability  to  supply  sufficient  quantities  of  the  product,  demonstration  of  “clinical
superiority” by a similar medicinal product, or, after a review by the Committee for Orphan Medicinal Products, requested by a member state in the fifth year
of the marketing exclusivity period (if the designation criteria are believed to no longer apply). Medicinal products designated as orphan drugs pursuant are
eligible for incentives made available by the European Union and its Member States to support research into, and the development and availability of, orphan
drugs.

67

 
 
 
 
 
 
 
 
 
 
Employees

As of December 31, 2019, we had 79 full-time employees and four part-time employees, 67 of whom are based in Israel and 16 of whom are based in the
United  States.  Of  these  employees,  65  are  primarily  engaged  in  research  and  development  activities  and  15  are  primarily  engaged  in  general  and
administrative and commercialization matters. A total of 8 employees have an M.D. or Ph.D. degree. None of our employees is represented by a labor union.
We have never experienced any employment-related work stoppages and believe our relationships with our employees are good.

Israeli labor laws govern the length of the workday and workweek, minimum wages for employees, procedures for hiring and dismissing employees,
determination of severance pay, annual leave, sick days, advance notice of termination, payments to the National Insurance Institute, and other conditions of
employment  and  include  equal  opportunity  and  anti-discrimination  laws.  While  none  of  our  employees  is  party  to  any  collective  bargaining  agreements,
certain  provisions  of  the  collective  bargaining  agreements  between  the  Histadrut  (General  Federation  of  Labor  in  Israel)  and  the  Coordination  Bureau  of
Economic Organizations (including the Industrialists’ Associations) are applicable to our employees in Israel by order of the Israeli Ministry of Economy and
Industry.  These  provisions  primarily  concern  pension  fund  benefits  for  all  employees,  insurance  for  work-related  accidents,  recuperation  pay  and  travel
expenses. We generally provide our employees with benefits and working conditions beyond the required minimums.

Environmental, Health and Safety Matters

We are subject to extensive environmental, health and safety laws and regulations in a number of jurisdictions, primarily Israel, governing, among other
things:  the  use,  storage,  registration,  handling,  emission  and  disposal  of  chemicals,  waste  materials  and  sewage;  chemicals,  air,  water  and  ground
contamination; air emissions and the cleanup of contaminated sites, including any contamination that results from spills due to our failure to properly dispose
of  chemicals,  waste  materials  and  sewage.  Our  operations  use  chemicals  and  produce  waste  materials  and  sewage  and  require  permits  from  various
governmental  authorities  including,  local  municipal  authorities,  the  Ministry  of  Environmental  Protection  and  the  Ministry  of  Health.  The  Ministry  of
Environmental Protection and the Ministry of Health, local authorities and the municipal water and sewage company conduct periodic inspections in order to
review  and  ensure  our  compliance  with  the  various  regulations.  These  laws,  regulations  and  permits  could  potentially  require  the  expenditure  by  us  of
significant amounts for compliance or remediation. If we fail to comply with such laws, regulations or permits, we may be subject to fines and other civil,
administrative or criminal sanctions, including the revocation of permits and licenses necessary to continue our business activities. In addition, we may be
required  to  pay  damages  or  civil  judgments  in  respect  of  third-party  claims,  including  those  relating  to  personal  injury  (including  exposure  to  hazardous
substances we use, store, handle, transport, manufacture or dispose of), property damage or contribution claims. Some environmental, health and safety laws
allow for strict, joint and several liability for remediation costs, regardless of comparative fault. We may be identified as a responsible party under such laws.
Such  developments  could  have  a  material  adverse  effect  on  our  business,  financial  condition  and  results  of  operations.  In  addition,  laws  and  regulations
relating to environmental, health and safety matters are often subject to change. In the event of any changes or new laws or regulations, we could be subject to
new compliance measures or to penalties for activities that were previously permitted.

Legal Proceedings

From time to time, we may become party to litigation or other legal proceedings that we consider to be part of the ordinary course of business. We are

not currently party to any material legal proceedings.

C. Organizational Structure.

Gamida Cell Inc., our wholly owned subsidiary, was incorporated under the laws of the State of Delaware in October 2000.

D. Property, Plants and Equipment.

Our principal executive offices are located at 5 Nahum Heftsadie Street, Givaat Shaul, Jerusalem 91340, Israel, where we lease an approximately 1,300
square  foot  facility.  This  facility  houses  our  administrative  headquarters,  research  and  development  laboratories  and  pilot  manufacturing  facility.  We  also
maintain  an  office  at  673  Boylston  Street,  Boston,  Massachusetts  which  serves  as  the  executive  headquarters  for  our  U.S.  subsidiary.  We  believe  that  our
existing facilities are adequate to meet our current needs, and that suitable additional or alternative spaces will be available in the future on commercially
reasonable terms.

We  have  also  entered  into  a  lease  agreement  for  an  approximately  52,000  square  foot  facility  in  Kiryat  Gat,  Israel,  where  we  intend  to  build  a

commercial-grade cGMP manufacturing facility.

ITEM 4A. Unresolved Staff Comments.

Not applicable.

68

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 5. Operating and Financial Review and Prospects.

You  should  read  the  following  discussion  along  with  our  consolidated  financial  statements  and  the  related  notes  included  in  this  annual  report.  The
following  discussion  contains  forward-looking  statements  that  are  subject  to  risks,  uncertainties  and  assumptions,  including  those  discussed  under  “Risk
Factors.” Our actual results, performance and achievements may differ materially from those expressed in, or implied by, these forward-looking statements.
See “Cautionary Note Regarding Forward-Looking Statements.” We have prepared our consolidated financial statements in accordance with IFRS, as issued
by the IASB.

A. Operating Results.

Overview

We  are  an  advanced  cell  therapy  company  committed  to  finding  cures  for  blood  cancers  and  serious  blood  diseases.  We  harness  our  cell  expansion
platform to create therapies with the potential to redefine standards of care in areas of serious medical need. While cell therapies have the potential to address
a  variety  of  diseases,  they  are  limited  by  availability  of  donor  cells,  matching  a  donor  to  the  patient,  and  the  decline  in  donor  cell  functionality  when
expanding the cells to achieve a therapeutic dose. We have leveraged our NAM, or nicotinamide, cell expansion technology platform to develop a pipeline of
products designed to address the limitations of cell therapies. Our proprietary technology allows for the proliferation of donor cells while maintaining the
cells’ functional therapeutic characteristics, providing a treatment alternative for patients.

Our  most  advanced  product  candidate,  omidubicel,  is  an  investigational  advanced  cell  therapy  designed  to  expand  the  life-saving  benefits  of
hematopoietic stem cell (bone marrow) transplant, or HSCT. The Company completed patient enrollment in a pivotal Phase 3 clinical trial in 120 patients
with various hematologic malignancies. We anticipate reporting top-line data from this trial in the second quarter of 2020. In our Phase 1/2 clinical trials,
patients who were transplanted with omidubicel achieved rapid engraftment and immune reconstitution, which are key indicators of clinical benefits. Data
from the Phase 1/2 clinical study were published in the Journal of Clinical Oncology in December 2018. Based on the results of our Phase 1/2 clinical trials,
we received Breakthrough Therapy Designation for omidubicel in the United States from the U.S. Food and Drug Administration, or the FDA. Furthermore,
we received orphan drug designation from both the FDA and the European Medicines Agency.

We  are  also  developing  omidubicel  for  the  treatment  of  other  rare,  life-threatening  hematologic  diseases,  including  severe  aplastic  anemia,  a  bone
marrow failure disease, which is currently being investigated in a Phase 1/2 trial sponsored by the National Institutes of Health, or NIH. In addition, we have
applied our NAM cell expansion technology to natural killer, or NK, cells, to develop our product candidate, GDA-201, an investigational, NK cell-based
cancer immunotherapy, now being evaluated in a Phase 1 investigator-sponsored trial for the treatment of relapsed or refractory non-Hodgkin lymphoma, or
NHL, and multiple myeloma, or MM .

We have incurred significant net losses since our formation in 1998. Our net losses were $34.4 million, $52.9 million and $19.0 million for the years
ended December 31, 2019, 2018, and 2017, respectively. As of December 31, 2019, our accumulated deficit was $203,564 million. We expect to continue to
incur losses for the foreseeable future, and our losses may fluctuate significantly from year to year. We expect that our expenses will increase substantially in
connection with our ongoing activities as we:

●

●

●

●

conduct our international, multicenter, randomized, pivotal Phase 3 clinical trial;

continue the preclinical development of our other product candidates;

file a Biologics License Application seeking regulatory approval for any of our product candidates;

establish  a  sales,  marketing  and  distribution  infrastructure  and  scale  up  manufacturing  capabilities  to  commercialize  any  products  for  which  we
obtain regulatory approval;

● maintain, expand and protect our intellectual property portfolio;

●

●

●

add equipment and physical infrastructure to support our research and development and commercialization efforts;

hire additional clinical development, regulatory, commercial, quality control and manufacturing personnel; and

add  operational,  financial  and  management  information  systems  and  personnel,  including  personnel  to  support  our  product  development  and
planned future commercialization.

We will need substantial additional funding to support our operating activities as we advance our product candidates through clinical development, seek
regulatory approval and prepare for and, if any of our product candidates are approved, proceed to commercialization. Adequate funding may not be available
to us on acceptable terms, or at all.

69

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
To continue to fund our operations, we expect to continue to raise capital. We may obtain additional financing in the future through the issuance of our
ordinary  shares,  through  other  equity  or  debt  financings  or  through  collaborations  or  partnerships  with  other  companies.  We  may  not  be  able  to  raise
additional capital on terms acceptable to us, or at all, and any failure to raise capital as and when needed could compromise our ability to execute on our
business plan. Although it is difficult to predict future liquidity requirements, we believe that our current total existing funds will be sufficient to fund our
operations into the fourth quarter of 2020. However, our ability to successfully transition to profitability will be dependent upon achieving a level of revenue
adequate to support our cost structure. We cannot assure you that we will ever be profitable or generate positive cash flow from operating activities.

Components of Results of Operations

Revenue

We do not currently have any products approved for sale and, to date, we have not recognized any revenue. In the future, we may generate revenue from
a  combination  of  product  sales,  reimbursements,  up-front  payments  and  future  collaborations.  If  we  fail  to  achieve  clinical  success  or  obtain  regulatory
approval of any of our product candidates in a timely manner, our ability to generate future revenue will be impaired.

Research and development expenses, net

The largest component of our total operating expenses has historically been, and we expect will continue to be, research and development. Our research

and development expenses, net of IIA grants, consist primarily of:

●

●

●

●

salaries and related costs, including share-based compensation expense, for our personnel in research and development functions;

expenses incurred under agreements with third parties, including CROs, subcontractors, suppliers and consultants, preclinical studies and clinical
trials;

expenses incurred to acquire, develop and manufacture preclinical study and clinical trial materials; and

facility and equipment costs, including depreciation expense, maintenance and allocated direct and indirect overhead costs.

Research expenditures are recognized in profit or loss when incurred. An intangible asset arising from a development project or from the development
phase of an internal project is recognized if we can demonstrate: the technical feasibility of completing the intangible asset so that it will be available for use
or sale; our intention to complete the intangible asset and use or sell it; our ability to use or sell the intangible asset; how the intangible asset will generate
future  economic  benefits;  the  availability  of  adequate  technical,  financial  and  other  resources  to  complete  the  intangible  asset;  and  our  ability  to  measure
reliably  the  expenditure  attributable  to  the  intangible  asset  during  its  development.  Since  our  development  projects  are  subject  to  regulatory  approval
procedures  and  other  uncertainties,  the  conditions  for  the  capitalization  of  costs  incurred  before  receipt  of  approvals  are  not  satisfied  and,  therefore,
development expenditures are recognized in profit or loss when incurred.

Through December 31, 2019, we have received grants of approximately $30.8 million in the aggregate from the Israeli Innovation Authority, or the IIA,
for research and development funding. Pursuant to the terms of the grants, we are obligated to pay the IIA royalties, at the rate of between 3% to 4% on all
our  revenue,  up  to  a  limit  of  100%  of  the  amounts  of  the  U.S.  dollar-linked  grants  received,  plus  annual  interest  calculated  at  a  rate  based  on  12-month
LIBOR. We have not paid any royalties to the IIA to date.

The United Kingdom’s, Financial Conduct Authority, which regulates the London Interbank Offered Rate (LIBOR), announced in July 2017 that it will
no longer persuade or require banks to submit rates for LIBOR after 2021. The grants received from the IIA bear an annual interest rate based on the 12-
month  LIBOR.  Accordingly,  there  is  considerable  uncertainty  regarding  the  publication  of  LIBOR  beyond  2021.  While  it  is  not  currently  possible  to
determine precisely whether, or to what extent, the withdrawal and replacement of LIBOR would affect us, the implementation of alternative benchmark rates
to LIBOR may increase our financial liabilities to the IIA.

In addition to paying any royalties due, we must abide by other restrictions associated with receiving such grants under the Encouragement of Research,
Development and Technological Innovation in the Industry Law 5744-1984, which will also continue to apply to us following the repayment in full of the
amounts  due  to  the  IIA.  The  Innovation  Law  restricts  our  ability  to  manufacture  products  and  transfer  technologies  outside  of  Israel,  and  may  impair  our
ability  to  enter  into  agreements  that  involve  IIA-funded  products  or  know-how  without  the  approval  of  the  IIA.  Any  approval,  if  given,  will  generally  be
subject to additional financial obligations by us. Failure to comply with the requirements under the Innovation Law may subject us to mandatory repayment
of grants received by us, together with interest and penalties as well as expose us to criminal proceedings.

70

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
In June 2017, new rules, or the Licensing Rules, were published by the IIA allowing a grant recipient to enter into licensing arrangements or grant other
rights  in  know-how  developed  under  IIA  programs  outside  of  Israel,  subject  to  the  prior  consent  of  the  IIA  and  payment  of  license  fees,  calculated  in
accordance  with  the  Licensing  Rules.  The  amount  of  the  license  fees  is  based  on  various  factors,  including  the  consideration  received  by  the  licensor  in
connection with the license, and shall not exceed six times the amount of the grants received by the grants recipient (plus accrued interest) for the applicable
know-how  being  licensed.  In  certain  cases,  such  as  when  the  license  consideration  includes  nonmonetary  compensation  or  when  a  “special  relationship”
exists between the licensor and licensee (e.g.  when  a  party  controls  the  other  party  or  is  the  other  party’s  exclusive  distributor),  or  when  the  agreed  upon
consideration does not reflect, in the IIA’s opinion, the market value of the license, the IIA may base the value of the transaction on an economic assessment
that it obtains for such purpose. See “Item 10 Additional Information—E. Taxation—Material Israeli Tax Considerations” for more information.

Government grants received from the IIA are recognized upon receipt as a liability if future economic benefits are expected from the project that will
result in royalty-bearing revenue. If no such economic benefits are expected, the grants are recognized as a reduction of the related research and development
expenses.

We are currently focused on advancing our product candidates, and our future research and development expenses will depend on their clinical success.
Research and development expenses will continue to be significant and will increase over at least the next several years as we continue to develop our product
candidates and conduct preclinical studies and clinical trials of our product candidates.

These  research  and  development  costs  include  share-based  compensation  and  other  employment  costs,  regulatory,  quality  assurance  and  intellectual
property costs. The costs incurred in research and development expenses are to advance the development of our product candidates and preclinical research
and development programs. A substantial majority of our research and development expenses are related to the development of omidubicel.

We do not believe that it is possible at this time to accurately project total expenses required for us to reach commercialization of our product candidates.
Due to the inherently unpredictable nature of preclinical and clinical development, we are unable to estimate with certainty the costs we will incur and the
timelines  that  will  be  required  in  the  continued  development  and  approval  of  our  product  candidates.  Clinical  and  preclinical  development  timelines,  the
probability  of  success  and  development  costs  can  differ  materially  from  expectations.  In  addition,  we  cannot  forecast  which  product  candidates  may  be
subject  to  future  collaborations,  if  and  when  such  arrangements  will  be  entered  into,  if  at  all,  and  to  what  degree  such  arrangements  would  affect  our
development plans and capital requirements.

Commercial activities 

Commercial  activities  consist  primarily  of  personnel  costs,  including  share-based  compensation,  related  to  executive  and  commercial  functions,  and

external consulting service fees.

We anticipate that our commercial activities will increase in the future following successful BLA for omidubicel as we will increase our commercial

headcount and infrastructure to support commercialization of our product candidates.

General and administrative expenses

General and administrative expenses consist primarily of personnel costs, including share-based compensation, related to directors, executive, finance,

and administrative functions, facility costs and external professional service costs, including legal, accounting and audit services and other consulting fees.

We anticipate that our general and administrative expenses will increase in the future as we increase our administrative headcount and infrastructure to
support our continued research and development programs and the potential approval and commercialization of our product candidates. We also anticipate
that we will incur increased expenses related to audit, legal, regulatory and tax-related services associated with maintaining compliance with the Nasdaq and
SEC requirements, director and officer insurance premiums, executive compensation, and other customary costs associated with being a public company.

Finance income (expenses), net

Finance income (expenses), net, is calculated by subtracting our financing expense from our financing income, and adding or subtracting the gain or loss,
as applicable, that we have realized due to revaluation at fair value of warrants and the IIA royalty-bearing grants liability, offset by interest income from
deposits and marketable securities.

Income taxes

We  have  yet  to  generate  taxable  income  in  Israel,  as  we  have  historically  incurred  operating  losses  resulting  in  carry  forward  tax  losses  totaling
approximately  $135.5  million  (including  capital  losses  of  $0.5  million)  as  of  December  31,  2019,  in  addition,  the  US  subsidiary  has  net  operating  losses
carryforward  of  $4.5  million  for  the  federal  tax  purposes  as  of  December  31,  2019.  We  anticipate  that  we  will  continue  to  generate  tax  losses  for  the
foreseeable future and that we will be able to carry forward these tax losses indefinitely to future taxable years. Accordingly, we do not expect to pay taxes in
Israel until we have taxable income after the full utilization of our carry forward tax losses. Deferred tax assets are recognized to the extent that it is probable
that taxable profit will be available against which the unused tax losses can be utilized. As of December 31, 2019, we did not recognize deferred tax assets for
carryforward losses because their utilization in the foreseeable future is not probable.

71

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Analysis of Results of Operations

Comparison of the years ended December 31, 2019 and 2018

The following table summarizes our results of operations for the years ended December 31, 2019 and 2018:

Operating Expenses
Research and development expenses, net (1)
Commercial activities
General and administrative expenses (1)
Operating loss
Financial expenses (income), net
Loss before taxes on income
Taxes on income (benefit)
Net loss

(1)

Includes share-based compensation expense as follows:

Research and development, net
Commercial activities
General and administrative expenses
Total share-based compensation

72

Year ended December 31,

2019

2018

(in thousands)

31,462     
4,692     
12,091     
48,245     
(13,824)    
34,421     
(70)    
34,351     

22,045 
- 
11,599 
33,644 
19,217 
52,861 
70 
52,931 

Year ended December 31,

2019

2018

(in thousands)

1,600     
879     
2,389     
4,868     

705 
- 
2,870 
3,575 

  $

  $

  $

  $

 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
   
     
 
   
   
  
   
   
   
   
   
   
 
 
 
 
 
 
 
 
   
 
 
 
 
 
   
     
 
   
   
  
Research and development expenses

Research and development expenses increased by approximately $9,400,000 to $31.4 million in the year ended December 31, 2019 from $22.0 million
in the year ended December 31, 2018. The increase was attributable mainly to a $4,900,000 increase in clinical activities relating to advancing both our Phase
3  and  GDA  201  clinical  programs,  an  increase  of  $4,200,000  in  salaries  and  benefits,  consisting  primarily  of  additional  headcount  focused  on  clinical
development and an increase of $300,000 in rent and other expenses.

Commercial activities

Our commercial organization was established in 2019 and its expenses amounted to $4,700,000 for the year ended December 31, 2019 compared to none
for  the  year  ended  December  31,  2018.  These  expenses  were  attributable  mainly  to  $2,400,000  of  salaries  and  benefits  resulting  from  the  new  increased
headcount and $2,300,000 in professional services and other expenses.

General and administrative expenses

General and administrative expenses increased by approximately $500,000 to $12.1 million in the year ended December 31, 2019, up from $11.6 million
in the year ended December 31, 2018. The increase was attributable mainly to a $1,800,000 decrease in cash and non-cash salaries and benefits expenses as a
result  of  allocations  to  commercial  expenses  and  executive  benefits  provided  in  2018,  offset  by  a  $1,000,000  increase  in  professional  services  expenses
associated with being a publicly-traded company and a $1,300,000 increase in rent and other expenses.

Finance income, net

Finance expenses (income), net, increased by approximately $33.0 million to $13.8 million income in the year ended December 31, 2019, compare to
$19.2 million expenses in the year ended December 31, 2018. The increase was primarily due to $33.5 million non-cash income resulting from revaluation of
warrants to shareholders, an increase of $400,000 in cash management and $400,000 non-cash income from foreign currency translation offset by $1,300,000
non-cash  revaluation  expenses  of  the  Israeli  Innovation  Authority  royalty-bearing  grant  liability  and  the  implementation  of  the  new  IFRS  16  accounting
standard.

Critical Accounting Policies and Estimates

Our management’s discussion and analysis of our financial condition and results of operations is based on our consolidated financial statements, which
we have prepared in accordance with International Financial Reporting Standards, or IFRS, as issued by the International Accounting Standards Board. The
preparation of our consolidated financial statements requires us to make estimates and assumptions that affect the reported amounts of assets and liabilities
and the disclosure of contingent assets and liabilities at the date of the consolidated financial statements, as well as the reported revenue and expenses during
the reporting periods. Actual results may differ from these estimates under different assumptions or conditions.

73

 
 
 
 
 
 
 
 
 
 
 
 
While  our  significant  accounting  policies  are  more  fully  described  in  the  notes  to  our  consolidated  financial  statements  appearing  elsewhere  in  this
annual report on Form 20-F, we believe that the accounting policies discussed below are critical to our financial results and to the understanding of our past
and future performance, as these policies relate to the more significant areas involving management’s estimates and assumptions. We consider an accounting
estimate  to  be  critical  if:  (i)  it  requires  us  to  make  assumptions  because  information  was  not  available  at  the  time  or  it  included  matters  that  were  highly
uncertain  at  the  time  we  were  making  our  estimate;  and  (ii)  changes  in  the  estimate  could  have  a  material  impact  on  our  financial  condition  or  results  of
operations.

Government Grants from the Israeli Innovation Authority (formerly the Office of the Chief Scientist)

Research  and  development  grants  received  from  the  IIA  are  recognized  upon  receipt  as  a  liability  if  future  economic  benefits  are  expected  from  the
project that will result in royalty-bearing revenue. The amount of the liability for the loan is first measured at fair value using a discount rate that reflects a
market rate of interest that reflects the appropriate degree of risks inherent in our business. The difference between the amount of the grant received and the
fair  value  of  the  liability  is  accounted  for  as  a  government  grant  and  recognized  as  a  reduction  of  research  and  development  expenses.  After  initial
recognition, the liability is measured at amortized cost using the effective interest method. Royalty payments are treated as a reduction of the liability. If no
economic benefits are expected from the research activity, the grant receipts are recognized as a reduction of the related research and development expenses.
In that event, the royalty obligation is treated as a contingent liability in accordance with IAS 37, “Provisions, Contingent Liabilities and Contingent Assets.”

At  the  end  of  each  reporting  period,  we  evaluate  whether  there  is  reasonable  assurance  that  the  liability  recognized  will  be  repaid  based  on  our  best
estimate of future sales and, if not, the appropriate amount of the liability is derecognized against a corresponding reduction in research and development
expenses. See note 2—“Government Investment Grants” of the accompanying audited consolidated financial statements.

Share-Based Compensation

We account for our equity-based compensation for employees in accordance with the provisions of IFRS 2 “Share-based Payment,” which requires us to

measure the cost of equity-based compensation based on the fair value of the award on the grant date.

For option grants prior to our initial public offering, or IPO, we selected the binominal pricing model as the most appropriate method for determining the
estimated fair value of our equity-based awards. The resulting cost of an equity incentive award is recognized as an expense over the requisite service period
of the award, which is usually the vesting period. We recognize compensation expense over the vesting period using the accelerated method pursuant to which
each  vesting  tranche  is  treated  as  a  separate  amortization  period  from  grant  date  to  vest  date  and  classify  these  amounts  in  our  consolidated  financial
statements based on the department to which the related employee reports.

Our  determinations  of  the  grant  date  fair  value  of  options  using  the  binomial  model  is  affected  by  estimates  and  assumptions  regarding  a  number  of
complex and subjective variables. These variables include the fair value of our share price as of the grant date, the expected volatility of our share price over
the expected term of the options (estimated using historical data of comparable companies), share option exercise and cancellation behaviors, risk-free interest
rates, expected dividend yields (assumed to be zero as we have historically not paid and do not intend to pay dividends on our ordinary shares):

Grant Date
November 12, 2019
July 8, 2019
June 4, 2019
March 14, 2019
January 7, 2019
October 30, 2018
July 23, 2018
July 20, 2018
May 14, 2018
December 28, 2017
November 16, 2017
March 2, 2017
March 2, 2017

Amount
Granted

62,000   
183,500   
138,000   
316,800   
90,000   
65,000   
90,000   
195,056   
401,921   
606,574   
416,574   
134,800   
178,067   

Type of Shares
Ordinary Shares
Ordinary Shares
Ordinary Shares
Ordinary Shares
Ordinary Shares
Ordinary Shares
Ordinary Shares
Ordinary Shares
Ordinary Shares
Ordinary Shares
Ordinary Shares
Ordinary Shares
Ordinary C Shares

74

 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
Prior to our IPO, the fair value of our ordinary shares was determined by our management with the assistance of an appraiser and was determined in
accordance with the guidelines outlined in the American Institute of Certified Public Accountants Practice Aid, Valuation of Privately-Held-Company Equity
Securities Issued as Compensation, or the AICPA Practice Aid. For options granted after our IPO, the fair value of our ordinary shares is determined as the
closing price of our ordinary shares as reported on The Nasdaq Global Market on the grant date. The assumptions used in our valuation model are based on
future  expectations  combined  with  management’s  judgment,  and  considered  a  number  of  objective,  complex  and  subjective  factors  to  determine  the  best
estimate of the fair value of our ordinary shares, including contemporaneous and retrospective valuations of our ordinary shares performed by an unrelated
valuation specialist, valuations of comparable peer companies, operating and financial performance, the lack of liquidity of our share capital, and general and
industry specific economic outlook. Based on the fair value of our ordinary shares as of December 31, 2019 and December 31, 2018, the intrinsic value of the
awards outstanding as of December 31, 2019 and December 31, 2018 was $3.8 million and $22.0 million, respectively.

The dates of our valuations historically did not always coincide with the dates of our share-based compensation grants. In such instances, management’s
estimates were based on the most recent valuation of our ordinary shares. For grants occurring between valuation dates, for financial reporting purposes, we
used the closest valuation date before the grant, as we believed that the ordinary share valuation represented the valuation at the date of grant. The following
table lists the valuation dates of our ordinary shares:

Valuation Date
June 30, 2018
December 31, 2017
March 31, 2017
March 31, 2017

Type of Shares
Ordinary Shares
Ordinary Shares
Ordinary Shares
Ordinary C Shares(1)

Fair Value per
Share
in Dollars

  $
  $
  $
  $

6.90 
4.90 
5.40 
6.20 

We determined our ordinary share value as of June 30, 2018 and December 31, 2017 using the income approach. The income approach estimates the
aggregate enterprise value of our company based on the present value of future estimated cash flows. Cash flows are estimated for future periods based on
projected revenue and costs. These future cash flows are discounted to their present values using an appropriate discount rate. The discounted projected cash
flows are summed together to arrive at an indicated aggregate enterprise value under the income approach. In applying the income approach, we derived the
discount rate from an analysis of the weighted-average cost of capital based on company industry peers as of each valuation date and adjusted it to reflect the
risks inherent in our business cash flows. In estimating our projected revenues, we used data from bone marrow registries such as the European Society for
Blood and Marrow Transplantation and from the Center for International Blood and Marrow Transplant Research.

We then allocated the estimated enterprise value among different classes of our equity by applying the Probability Weighted Expected Return method,
which  was  based  on  potential  exit  events  from  a  strategic  acquirer  or  initial  public  offering.  The  Probability  Weighted  Expected  Return  method  requires
significant assumptions, including, in particular, the probability that such exit scenarios will occur, the time until investors in our company would experience
an exit event, and the volatility of our shares (which we determine based on public companies with business and financial risks comparable to our own).

We applied a discount to the resulting valuation due to the lack of marketability of our ordinary shares. We calculated this using an Asian put option
model. The significant assumptions involved were the same as described above. Since our initial public offering, the fair value of our ordinary shares has been
determined based on the closing price of our ordinary shares on the Nasdaq Global Market.

Liability Related to Certain Warrants

We issued certain warrants to investors in connection with our financings to date. We accounted for these warrants according to the provisions of IAS 32,
“Financial  instruments  –  presentation,”  based  on  the  anti-dilution  protections  provisions  and  cashless  exercise  mechanism  contained  in  the  warrants
agreements. We classified the warrants as non-current liabilities, measured at fair value each reporting period until they will be exercised or expired, with
changes in the fair values being recognized in our statement of comprehensive loss as financial income or expense.

75

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2019, we estimated the fair value of these warrants using a Black-Scholes option pricing model, which is affected by estimates and

assumptions regarding a number of complex and subjective variables. These variables are estimated as follows:

●

●

Risk-free  Interest  Rate.  The  risk-free  interest  rate  is  based  on  the  yield  from  U.S.  Treasury  zero-coupon  bonds  with  a  term  equivalent  to  the
contractual life of the warrants.

Volatility. The expected share price volatility was based on the historical equity volatility of the ordinary shares of comparable companies that are
publicly traded with adjustments to reflect our capital structure.

● Dividend Yield.  We  have  never  declared  or  paid  any  cash  dividends  and  do  not  presently  plan  to  pay  cash  dividends  in  the  foreseeable  future.

Consequently, we used an expected dividend yield of zero.

Recent Accounting Pronouncements

See note 4 of the accompanying audited consolidated financial statements for the year ended December 31, 2019.

Internal Control over Financial Reporting

Failure to achieve and maintain effective internal controls in accordance with Section 404 of the Sarbanes-Oxley Act of 2002, or Section 404, could have
a material adverse effect on our business, results of operation or financial condition. In addition, current and potential shareholders could lose confidence in
our financial reporting, which could have a material adverse effect on the price of our ordinary shares. Pursuant to Section 404 and the related rules adopted
by the SEC and the Public Company Accounting Oversight Board, our management is required to report on the effectiveness of our internal control over
financial  reporting.  In  addition,  once  we  no  longer  qualify  as  an  “emerging  growth  company”  under  the  JOBS  Act  and  lose  the  ability  to  rely  on  the
exemptions  related  thereto  discussed  above,  our  independent  registered  public  accounting  firm  will  also  need  to  attest  to  the  effectiveness  of  our  internal
control  over  financial  reporting  under  Section  404.  We  have  completed  the  process  of  determining  whether  our  existing  internal  controls  over  financial
reporting systems are compliant with Section 404 and whether there are any material weaknesses or significant deficiencies in our existing internal controls.
Based on this process, our management concluded that the Company’s internal controls over financial reporting were effective as of December 31, 2019.

JOBS Act

As  an  “emerging  growth  company,”  as  defined  in  the  JOBS  Act,  we  may  take  advantage  of  certain  temporary  exemptions  from  various  reporting
requirements,  including,  but  not  limited  to,  not  being  required  to  comply  with  the  auditor  attestation  requirements  of  Section  404  (and  the  rules  and
regulations of the SEC thereunder). When these exemptions cease to apply, we expect to incur additional expenses and devote increased management effort
toward ensuring compliance with them. We cannot predict or estimate the amount of additional costs we may incur as a result of becoming a public company
or the timing of such costs.

B. Liquidity and Capital Resources.

Sources of Liquidity

Since  our  inception,  we  have  incurred  losses  and  negative  cash  flows  from  our  operations.  For  the  year  ended  December  31,  2019,  the  year  ended
December 31, 2018 and the year ended December 31, 2017, we incurred a net loss of $34.4 million, $52.9 million, and $ 19.0 million, respectively, and net
cash of $37.9 million, $26.4 million, and $16.5 million respectively, was used in our operating activities. As of December 31, 2019, December 31, 2018, and
December 31, 2017, we had working capital of $45.3 million, $55.5 million and $39.0 million, respectively, and an accumulated deficit of $203.6 million,
$169.2 million and $116.3 million, respectively. Our principal sources of liquidity as of December 31, 2019, December 31, 2018 and December 31, 2017,
consisted of cash and cash equivalents, Marketable securities and short-term deposits of $55.4 million, $60.7 million and $41.1 million, respectively.

Capital Resources

Overview

Through December 31, 2019, we have financed our operations primarily through private placements and public offerings of equity securities and through

the grants received from the IIA.

76

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cash flows

The following table summarizes our statement of cash flows for the years ended December 31, 2019, 2018 and 2017:

Net cash provided by (used in)
Operating activities
Investing activities
Financing activities

Net cash used in operating activities

2019

Year ended December 31,
2018
(in thousands)

2017

  $

(37,930)    
3,666     
35,729     

(26,426)    
(2,751)    
48,093     

(16,549)
(20,222)
40,037 

The cash used in operating activities during the aforementioned periods resulted primarily from our net losses incurred during such periods, as adjusted
for non-cash charges and measurements and changes in components of working capital. Adjustments to net losses for non-cash items mainly consisted of fair
value adjustment of warrants, revaluation of the liability to the IIA and share-based compensation.

Net cash used in operating activities was $37.9 million during the year ended December 31, 2019, compared to $26.4 million used in operating activities

during the year ended December 31, 2018. The $11.5 million increase in cash used was attributable primarily due to an increase in our cash burn rate.

Net cash provided by (used in) investing activities

Net  cash  provided  by  investing  activities  was  $3.7  million  during  the  year  ended  December  31,  2019,  compared  to  $2.8  million  used  in  investing
activities during the year ended December 31, 2018. The $6.5 million increase is primarily related to the purchase and maturity of Marketable securities and
changes in bank deposits, offset, in part, by an increase of $1.4 million from the purchase of property and equipment.

Net cash provided by financing activities

Net cash provided by financing activities was $35.7 million during the year ended December 31, 2019, compared to $48.1 million during the year ended
December  31,  2018.  The  decrease  is  primarily  related  to  net  proceeds  of  $37.1  million  from  the  issuance  of  shares  from  our  2019  follow  on  offering,
compared to $47.5 million from our initial public offering in 2018.

Funding Requirements

We believe that our existing funds will enable us to fund our operating expenses and capital expenditure requirements through March 2021. We have

based this estimate on assumptions that may prove to be wrong, and we could use our capital resources sooner than we currently expect.

Our present and future funding requirements will depend on many factors, including, among other things:

●

●

●

●

●

●

the progress, timing and completion of our pivotal Phase 3 clinical trial for omidubicel;

the progress, timing and completion of preclinical studies and clinical trials for omidubicel or any of our other product candidates;

the costs related to obtaining regulatory approval for omidubicel and any of our other product candidates, and any delays we may encounter as a
result of regulatory requirements or adverse clinical trial results with respect to any of these product candidates;

selling,  marketing  and  patent-related  activities  undertaken  in  connection  with  the  commercialization  of  omidubicel  and  any  of  our  other  product
candidates, and costs involved in the development of an effective sales and marketing organization

the  costs  involved  in  filing  and  prosecuting  patent  applications  and  obtaining,  maintaining  and  enforcing  patents  or  defending  against  claims  or
infringements raised by third parties, and license royalties or other amounts we may be required to pay to obtain rights to third-party intellectual
property rights; and

establishing a sales, marketing and distribution infrastructure and scale up manufacturing capabilities to commercialize any products for which we
obtain regulatory approval.

77

 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
   
     
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Furthermore,  we  expect  to  continue  to  incur  additional  costs  associated  with  operating  as  a  public  company.  Accordingly,  we  will  need  to  obtain
substantial additional funding in connection with our continuing operations. If we are unable to raise capital when needed or on attractive terms, we would be
forced to delay, reduce or eliminate our research and development programs or future commercialization efforts.

Until such time, if ever, as we can generate substantial product revenue, we may finance our cash needs through a combination of equity offerings, debt
financings,  collaborations,  strategic  alliances  and  licensing  arrangements.  To  the  extent  that  we  raise  additional  capital  through  the  sale  of  equity  or
convertible debt securities, your ownership interest will be diluted, and the terms of any additional securities may include liquidation or other preferences that
adversely affect your rights as a shareholder. Debt financing, if available, may involve agreements that include covenants limiting or restricting our ability to
take specific actions, such as incurring additional debt, making capital expenditures or declaring dividends.

If we raise funds through additional collaborations, strategic alliances or licensing arrangements with third parties, we may have to relinquish valuable
rights to our technologies, future revenue streams, research programs or product candidates or to grant licenses on terms that may not be favorable to us. If we
are  unable  to  raise  additional  funds  through  equity  or  debt  financings  when  needed,  we  may  be  required  to  delay,  limit,  reduce  or  terminate  our  product
development  or  future  commercialization  efforts  or  grant  rights  to  develop  and  market  product  candidates  that  we  would  otherwise  prefer  to  develop  and
market ourselves.

For more information as to the risks associated with our future funding needs, see “Item 3. Key Information—D. Risk Factors—Risks Related to Our
Financial Condition and Capital Requirements.” We will need to raise substantial additional funding, which may not be available on acceptable terms, or at
all. Failure to obtain funding on acceptable terms and on a timely basis may require us to curtail, delay or discontinue our product development efforts or
other operations.”

C. Research and development, patents and licenses, etc.

For information regarding our research and development activities, see “Item 4.B—Business Overview” and “Item 5.A—Operating Results.”

D. Trend information.

We are a development stage company and it is not possible for us to predict with any degree of accuracy the outcome of our research and development
efforts. As such, it is not possible for us to predict with any degree of accuracy any significant trends, uncertainties, demands, commitments or events that are
reasonably  likely  to  have  a  material  effect  on  our  net  loss,  liquidity  or  capital  resources,  or  that  would  cause  financial  information  to  not  necessarily  be
indicative of future operating results or financial condition. However, to the extent possible, certain trends, uncertainties, demands, commitments and events
are in this “Item 5. Operating and Financial Review and Prospects.”

E. Off-balance sheet arrangements.

As of December 31, 2019, and as of the date of this annual report on Form 20-F and during the periods presented, we do not and did not, respectively,

have any off-balance sheet arrangements.

F. Tabular disclosure of contractual obligations.

Our known contractual obligations as of December 31, 2019 are summarized in the following table. The obligations detailed below do not include grants
received  from  the  IIA  pursuant  to  which  we  will  owe  royalties  upon  commercialization  of  our  product  candidates.  As  of  December  31,  2019,  the  royalty
amount payable under these funding arrangements is $33.4 million, including interest of $5.8 million.

Less than 1
Year

Payments due by period

2 to 5 Years

Over 5 Years

    Total

(in thousands)

Operating lease obligations (1)

  $

1,969    $

1,378    $

3,197    $

6,544 

(1)

Operating lease obligations consist of our real estate lease agreements, which consist of the office building in Jerusalem, Israel, a planned production
plant in Kiryat Gat, Israel and a production area in Hadassah, Israel and leased cars.

78

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
   
      
      
      
  
 
 
 
G. Safe Harbor.

This annual report contains forward-looking statements within the meaning of Section 27A of the Securities Act and Section 21E of the Exchange Act

and as defined in the Private Securities Litigation Reform Act of 1995. See “Cautionary Note Regarding Forward-Looking Statements.”

ITEM 6. Directors, Senior Management and Employees.

A. Directors and Senior Management.

The  table  below  sets  forth  our  directors  and  executive  officers  as  of  February  20,  2020.  The  business  address  for  each  of  our  executive  officers  and

directors is c/o 5 Nahum Heftsadie Street, Givaat Shaul, Jerusalem 91340, Israel.

Name
Dr. Julian Adams
Shai Lankry
Joshua Hamermesh
Tzvi Palash
Dr. Tracey Lodie
Dr. Ronit Simantov
Thomas Klima
Jas Uppal
Robert I. Blum*
Ofer Gonen*
Shawn C. Tomasello
Kenneth I. Moch*
Dr. Michael S. Perry*
Stephen T. Wills
Nurit Benjamini*

* Non-management director

Executive Officers

Position

Age
65
43
47
63
50
55
48
52
56
46
61
65
60
62
53

  Director and Chief Executive Officer
  Chief Financial Officer
  Chief Business Officer
  Chief Operating Officer
  Chief Scientific Officer
  Chief Medical Officer
  Chief Commercial Officer
  Chief Regulatory and Quality Officer
  Chairman of the Board of Directors
  Director
  Director
  Director
  Director
  Director
  Director

Julian Adams, Ph.D., joined our board of directors in August 2016 and has served as our Chief Executive Officer since November 2017. Dr. Adams has
more  than  35  years  of  experience  in  drug  discovery  and  development.  From  2003  to  2016,  Dr.  Adams  held  roles  of  increasing  responsibility  at  Infinity
Pharmaceuticals, Inc., where he built and led the company’s R&D efforts which ultimately led to the approval of duvelisib, also known as Copiktra®, for the
treatment  of  certain  leukemias  and  lymphomas.  Prior  to  joining  Infinity,  from  1999  to  2003,  Dr.  Adams  served  as  a  Senior  Vice  President  at  Millenium
Pharmaceuticals, where he led the development of bortezomib, also known as Velcade®, for the treatment of multiple myeloma. He has served on the boards
of directors of numerous biotechnology companies, and currently serves as the Chairman of the board of directors of Elicio Therapeutics. Dr. Adams received
a B.S. from McGill University and a Ph.D. from the Massachusetts Institute of Technology in the field of synthetic organic chemistry.

Shai Lankry has served as our Chief Financial Officer since April 2018. Mr. Lankry has more than 15 years of senior management experience in finance.
Prior  to  joining  Gamida  Cell,  from  2016  to  2018,  Mr.  Lankry  served  as  a  Finance  Director  at  West  Pharmaceutical  Services  Inc.,  leading  the  R&D  and
operations financials for the Israeli subsidiary. From 2013 to 2017, Mr. Lankry was the Chief Financial Officer and Israeli Site Manager of Macrocure Ltd.
where he played an integral role in the company’s 2014 U.S. initial public offering and 2017 acquisition by Leap Therapeutics Inc. From 2006 to 2013, Mr.
Lankry held senior finance positions at Ethicon Biosurgery, a Johnson & Johnson company, where in his most recent position, he was the Biologics Cluster
Finance  Director,  managing  the  Biologics  finance  organization  at  multiple  sites  worldwide.  Mr.  Lankry  is  a  licensed  Israeli  CPA  and  holds  an  M.B.A.  in
Finance from Tel-Aviv University.

79

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Joshua Hamermesh has served as our Chief Business Officer since April 2018. Mr. Hamermesh has more than two decades of experience in corporate
strategy and commercialization for pharmaceutical and biotechnology companies. Prior to joining Gamida Cell, from 2014 to 2018, Mr. Hamermesh served as
senior vice president at Locust Walk Partners, Inc., a strategic partnering and financing transaction advisory firm, where he played an instrumental role in
leading numerous transactions across an array of therapeutic areas and technologies. From 2011 to 2014, Mr. Hamermesh served as vice president, business
and corporate development at Infinity Pharmaceuticals, Inc., where he was responsible for the company’s in-licensing, out-licensing and alliance management
activities. From 2009 to 2011, Mr. Hamermesh served as senior vice president, strategy and corporate development at Pervasis Therapeutics, Inc., where he
led strategic partnering initiatives for the company’s product development portfolio. Mr. Hamermesh is currently a director of Neurohealing Pharmaceuticals,
a biopharmaceutical company. He received his undergraduate degree from Amherst College and an M.B.A. from Harvard Business School.

Tzvi Palash has served as our Chief Operating Officer since July 2018. Mr. Palash has more than 30 years of expertise in commercial operations in the
healthcare industry. Prior to joining Gamida Cell, from 2010 to 2018, Mr. Palash served as chief operating officer at Protalix Biotherapeutics, Inc., from 2006
to 2010 as a member of the Global Aesthetic Management Team within the Consumer Group of Johnson & Johnson and from 2000 to 2006 as a general
manager at ColBar LifeScience Ltd. From 1992 to 1993, Mr. Palash held operational roles at Teva Pharmaceutical Industries and from 1981 to 1992, served
as production manager at Interpham Laboratories. Mr. Palash holds a B.Sc. from Tel Aviv University and M.Sc. in biochemistry from Hebrew University of
Jerusalem.

Tracey  Lodie,  Ph.D.  has  served  as  our  Chief  Scientific  Officer  since  June  2019.  Dr.  Lodie  is  an  immunologist  with  over  16  years  of  drug  discovery
experience  in  the  areas  of  autoimmunity,  transplant  biology  and  immuno-oncology.  Prior  to  joining  Gamida  Cell,  from  2017  to  2019  Dr.  Lodie  served  as
Senior Vice President, Translational Immunology at BlueRock Therapeutics, from 2015 to 2017 she also served as Vice President of Immunology at Syros
Pharmaceuticals. Dr. Lodie spent over 14 years at Sanofi-Genzyme from 2001 to 2015, where she held roles of increasing responsibility. While at Sanofi-
Genzyme, Dr. Lodie’s research led to the approval of Mozobil® and her group was responsible for data that supported the approval and post-approval safety
requirements  of  Lemtrada®.  Dr.  Lodie  holds  a  B.S.  degree  in  biology  from  Fairfield  University  and  a  Ph.D.  in  immunology  and  pathology  from  Boston
University School of Medicine.

Ronit Simantov, M.D., has served as our Chief Medical Officer since June 2017. Dr. Simantov has more than 20 years of experience in in hematology and
oncology research, development, registration and product launch. Prior to joining Gamida Cell, from 2011 to 2017, Dr. Simantov served as head of oncology
global  medical  affairs  at  Pfizer,  where  she  was  responsible  for  multiple  programs  including  Sutent® (sunitinib), Inlyta®  (axitinib),  Ibrance®  (palbociclib),
Bosulif® (bosutinib), and Xalkori® (crizotinib). From 2010 to 2011, Dr. Simantov led Phase 1 through Phase 3 studies as Vice President of Clinical Research
at OSI Pharmaceuticals. Dr. Simantov also led development of small molecules and antibody-drug conjugates at CuraGen Corporation (acquired by Celldex)
from  2007-2009,  where  she  served  as  Chief  Medical  Officer.  Prior  to  joining  industry,  Dr.  Simantov  spent  seven  years  on  the  academic  faculty  at  Weill
Medical  College  of  Cornell  University,  where  she  directed  the  fellowship  program  and  conducted  angiogenesis  and  vascular  biology  research.  She  has
authored over 40 peer-reviewed manuscripts. Dr. Simantov earned a B.A. from Johns Hopkins University and an M.D. from New York University School of
Medicine. She completed a residency in internal medicine at New York Presbyterian Hospital and a fellowship in hematology and oncology at Weill Cornell
Medicine.

Thomas Klima, has served as our Chief Commercial Officer since January 2019. Before joining Gamida Cell, from January 2018 to January 2019 Mr.
Klima served as the Head of Global Commercial Planning and Operations at Atara Biotherapeutics Inc. From 2015 to 2018, Mr. Klima was a Senior Vice
President and Chief Commercial Officer at Navidea Biopharmaceuticals Inc. Mr. Klima also served as Head of Sales and Commercial Operations at Algeta
ASA from 2012 to 2015 and led the successful commercial build-out and launch of Xofigo®. Before Algeta, he held various commercial leadership positions
at Dendreon. Mr. Klima began his pharmaceutical career at Eli Lilly where he held several positions of increasing responsibility and participated in the global
launch of Cymbalta®. Mr. Klima holds a B.A. in Business Administration and Marketing from Western State College, Colorado.

Jas Uappal, Ph.D. has served as our Chief Regulatory and Quality Officer since January 2020. Dr. Uppal brings more than 25 years of global experience
in  the  pharmaceutical  industry,  including  expertise  in  hematology,  immunology  and  neurology.  During  her  career,  she  has  played  key  roles  in  building
regulatory organizations and leading multiple successful product launches. In 2019, Dr. Uppal served as a consultant to AgenTus Therapeutics, leading their
clinical  and  regulatory  start-up  activities  for  development  of  two  allogeneic  and  autologous  cell  therapy  products  for  the  treatment  of  hematological
malignancies. From 2017 to 2019 Dr. Uppal served as Vice President, Global Head of Regulatory Affairs of Oncology, Endocrinology and Rare Diseases at
Ipsen Biopharmaceuticals, where she held worldwide responsibility for Ipsen’s oncology, endocrinology and rare diseases portfolio. In this role, she led all
areas of product development and managed a team of regulatory professionals. Prior to Ipsen, from 2015 to 2017 she served as Vice President, Global Head
of Regulatory Affairs at Karyopharm Therapeutics, where she was responsible for developing a global regulatory strategy and approach for multiple Phase 2
and  Phase  3  programs  that  were  being  developed  to  treat  hematological  malignancies  and  solid  tumors.  Earlier  in  her  career,  Dr.  Uppal  held  several
regulatory-related positions over the course of 12 years at Biogen Idec (now Biogen) that culminated in her role as Director of Global Emerging Markets and
Head of Development Sciences. Dr. Uppal has participated in over 30 new drug approvals worldwide and has more than 30 publications in peer reviewed
journals. Dr. Uappal received her BS.c degree in Biochemistry from Queen Mary, University of London and a Ph.D. in biochemistry from Kings College,
University of London.

80

 
  
 
 
 
 
 
  
Non-Employee Directors

Robert  I.  Blum  joined  our  board  of  directors  as  Chairman  in  September  2018.  Mr.  Blum  has  served  since  January  2007,  as  the  President  and  Chief
Executive Officer of Cytokinetics, Inc. Previously, Mr. Blum held other positions of increasing responsibility following his participation in the founding of
Cytokinetics.  Prior  to  Cytokinetics,  Mr.  Blum  served  in  senior  business  development  and  marketing  positions  at  COR  Therapeutics,  Inc.  and  in  various
commercial  and  business  planning  roles  at  Marion  Laboratories,  Inc.  and  Syntex  Corporation.  Mr.  Blum  received  B.A.  degrees  in  Human  Biology  and
Economics from Stanford University and an M.B.A. from Harvard Business School.

Ofer Gonen has served on our board of directors since January 2015. Mr. Gonen serves as the Chief Executive Officer of Clal Biotechnology Industries
Ltd. (TASE:CBI) since 2017, having served previously as a Vice President since 2003. Mr. Gonen serves as a director of MediWound Ltd. (Nasdaq: MDWD)
since 2013 and of Anchiano Therapeutics Ltd. (Nasdaq: ANCN). Previously, Mr. Gonen served as the general manager of Biomedical Investments and as an
Academic  Aide  to  the  Governor  of  the  Bank  of  Israel.  Mr.  Gonen  earned  a  B.Sc.  in  Physics,  Mathematics  and  Chemistry  from  the  Hebrew  University  of
Jerusalem and an M.A. in Economics and Finance from Tel Aviv University.

Shawn Tomasello, has served on our board of directors since June 2019. Ms. Tomasello has served from 2015 to 2018 as the Chief Commercial Officer
of  Kite  Pharma,  Inc.,  a  company  engaged  in  the  development  of  cancer  immunotherapy  products.  Prior  to  joining  Kite  Pharma  (now,  a  part  of  Gilead
Sciences,  Inc.),  from  2014  to  2015  Ms.  Tomasello  served  as  the  Chief  Commercial  Officer  of  Pharmacyclics  Inc.  (Nasdaq:  PCYC),  a  pharmaceutical
manufacturer acquired by Abbvie, Inc. From April 2005 to August 2014, Ms. Tomasello was employed at Celgene Corporation (Nasdaq: CELG), initially as
the Vice President, Sales and Training, and then as President of the Americas, Hematology and Oncology, where she was responsible for all aspects of the
commercial organization encompassing multiple brands spanning 11 indications. Prior to joining Celgene Corporation, Ms. Tomasello was with Genentech,
Inc. (formerly NYSE: DNA) from 1989 through 2005. Her last position at Genentech was National Director, Hematology Franchise (Rituxan®) from early
2003 to April 2005. Ms. Tomasello serves on the board of directors of Urogen Pharma Ltd. (NASDAQ: URGN), Mesoblast Limited (ASX:MSB) Centrexuin
Theraoeutics, Oxford BioTheraoeutics and Principia Biopharma Inc. (PRNB). Ms. Tomasello earned her B.S. in Marketing from the University of Cincinnati
and her M.B.A. from Murray State University, KY.

Kenneth I. Moch has served on our board since July 2016. Mr. Moch serves as the President and Chief Executive Officer of Cognition Therapeutics,
since 2016. From 2015 to 2016, he has served as the Managing Partner of Salutramed Group. From 2014 to 2015, he served as the president of Euclidian Life
Science Advisors. He has served as a director of Zynerba Pharmaceuticals since 2015 and as a director of the Biotechnology Innovation Association since
2017. Mr. Moch has more than 30 years of experience in building private and public life science companies. He holds an A.B. in biochemistry from Princeton
University and an M.B.A. from the Stanford University Graduate School of Business.

Michael S. Perry, Ph.D., has served on our board of directors since May 2017. Dr. Perry is serving as the Chief Executive Officer of Avita Medical Ltd
since June 2017, and as a member of its board of directors since February 2013. He is also serving as a Managing Director of Bioscience Managers Pty Ltd.
since  April  2017.  Prior  to  joining  Avita  Medical,  Dr.  Perry  held  a  variety  of  executive  roles  in  large  pharma  and  biotech  companies  and  venture  capital,
including, from 2012 to 2017, as Chief Scientific Officer of Novartis Pharma A.G.’s Cell and Gene Therapy Unit and Global Head of Cellular Therapy, from
2000 to 2002, Global Head of R&D at Baxter International, and as a venture partner at Bay City Capital LLC from 2004 to 2012. He has also serves as a
director of Arrowhead Pharmaceuticals since December 2011 and as a director of Ampliphi Biosciences Corporation since 2005. Dr. Perry earned a Doctor of
Veterinary  Medicine  (DVM),  a  Ph.D.  in  Biomedical  Science-pharmacology  and  a  B.Sc.  in  physics,  from  the  University  of  Guelph,  Canada  and  is  also  a
graduate of the Harvard Business School International Management Program.

Stephen T. Wills has served on our board of directors since June 2019. Mr. Wills currently serves as the Chief Financial Officer (since 1997), and Chief
Operating  Officer  (since  2011),  of  Palatin  Technologies,  Inc.  (NYSE:  PTN),  a  biopharmaceutical  company  developing  targeted,  receptor-specific  peptide
therapeutics  for  the  treatment  of  diseases  with  significant  unmet  medical  need  and  commercial  potential.  Mr.  Wills  serves  on  the  boards  of  directors  of
MediWound Ltd. (Nasdaq: MDWD), a biopharmaceutical company focused on treatment in the fields of severe burns, chronic and other hard to heal wounds,
since April 2017, and as Chairman since January 2018, and of Amryt Pharma, a biopharmaceutical company focused on developing and delivering treatments
to  help  improve  the  lives  of  patients  with  rare  and  orphan  diseases,  since  September  2019  (chairman  of  audit  committee  and  member  of  the  finance
committee). Mr. Wills also serves on the board of trustees and executive committee of The Hun School of Princeton, a college preparatory day and boarding
school, since 2013, and its Chairman since June 2018. Mr. Wills served on the board of directors of Caliper Corporation, a psychological assessment and
talent development company, since March 2016, and as Chairman from December 2016 to December 2019, when Caliper was acquired by PSI.  Mr. Wills
served as Executive Chairman and Interim Principal Executive Officer of Derma Sciences, Inc., a provider of advanced wound care products, from December
2015 to February 2017, when Derma Sciences was acquired by Integra Lifesciences (Nasdaq: IART). Previously, Mr. Wills served on the board of directors of
Derma Sciences as the lead director and chairman of the audit committee from June 2000 to December 2015. Mr. Wills served as the Chief Financial Officer
of Derma Sciences from 1997 to 2000. Mr. Wills served as the President and Chief Operating Officer of Wills, Owens & Baker, P.C., a public accounting
firm, from 1991 to 2000. Mr. Wills, a certified public accountant, earned his Bachelor of Science in accounting from West Chester University, and a Master of
Science in taxation from Temple University.

81

 
 
 
 
 
 
 
  
 
Nurit Benjamini has served on our board of directors since January 2019. Ms. Benjamini currently serves as Chief Financial Officer of Crazy Labs Ltd.,
a company that creates fresh mobile content since December 2013. From 2011 to 2013, Ms. Benjamini served as the Chief Financial Officer of Wix.com;
from 2007 to 2011, she served as the Chief Financial Officer of CopperGate Communications Ltd., now Sigma Designs Israel Ltd., a subsidiary of Sigma
Designs Inc. and from 2000 to 2007, she served as the Chief Financial Officer of Compugen Ltd. Ms. Benjamini currently serves as the chairperson of the
audit  committee,  and  on  the  board  of  directors  of  RedHill  Biopharma  Ltd.,  as  an  external  director  of  BiolineRx  Ltd.,  and  as  the  chairperson  of  its  audit
committee, and on the board of directors of Allot Communications Ltd. Ms. Benjamini earned a B.A. degree in economics and business and an M.B.A. in
finance, both from Bar Ilan University, Israel.

B. Compensation.

The table below reflects the compensation granted to our five most highly compensated office holders (as defined in the Companies Law) during or with
respect  to  the  year  ended  December  31,  2019.  We  refer  to  the  five  individuals  for  whom  disclosure  is  provided  herein  as  our  “Covered  Executives.”  For
purposes  of  the  table  below,  “compensation”  includes  amounts  accrued  or  paid  in  connection  with  salary  cost,  consultancy  fees,  bonuses,  share-based
compensation,  retirement  or  termination  payments,  benefits  and  perquisites  such  as  car,  phone  and  social  benefits  and  any  undertaking  to  provide  such
compensation. All amounts reported in the table are in terms of cost to the Company, as recognized in our consolidated financial statements for the year ended
December 31, 2019, plus compensation paid to such Covered Executives following the end of the year in respect of services provided during the year. Each of
the Covered Executives was covered by our director and officer liability insurance policy and was entitled to indemnification and exculpation in accordance
with applicable law and our articles of association.

Individual Covered Executive Compensation

Name and Principal Position(1)

Salary(2)

Bonus

Share-based
Compensation (3)   
In thousands USD $

All other
compensation (4)  

Total

Dr. Julian Adams - 

Director and Chief Executive Officer

Dr. Ronit Simantov -

Chief Medical Officer

Joshua Hamermesh - 

Chief Business Officer

Shai Lankry - 

Chief Financial Officer

Tom Klima - 

Chief Commercial Officer

515     

374     

358     

237     

342     

213     

182     

130     

103     

50     

1,492     

325     

379     

490     

375     

12     

31     

20     

13     

-     

2,232 

912 

887 

843 

767 

(1)

(2)

(3)

All Covered Executives were employed on a full time (100%) basis during their term of employment in 2019.

Salary includes the Covered Executive’s gross salary plus payment of social benefits made by us on behalf of such Covered Executive. Such benefits
may  include,  to  the  extent  applicable  to  the  Covered  Executive,  payments,  contributions  and/or  allocations  for  savings  funds  (e.g.,  managers’  life
insurance  policy),  education  funds  (referred  to  in  Hebrew  as  “keren  hishtalmut”),  pension,  severance,  risk  insurances  (e.g.,  life,  or  work  disability
insurance),  payments  for  social  security  and  tax  gross-up  payments,  vacation,  medical  insurance  and  benefits,  convalescence  or  recreation  pay  and
other benefits and perquisites consistent with our policies.

Represents  the  share-based  compensation  expenses  recorded  in  the  Company’s  consolidated  financial  statements  for  the  year  ended  December  31,
2019,  based  on  the  option’s  fair  value,  calculated  in  accordance  with  accounting  guidance  for  share-based  compensation.  For  a  discussion  of  the
assumptions used in reaching this valuation, see Note 11 to our consolidated financial statements.

(4)

Including leased car expenses.

82

 
 
 
 
 
 
 
   
   
 
 
 
 
   
   
   
   
   
 
 
 
 
 
 
 
 
 
Compensation of Executive Officers and Directors as a Group

The aggregate compensation paid by us to our executive officers and directors for the year ended December 31, 2019, was approximately $7.2 million,
including share-based compensation expenses of approximately $3.7 million. This amount includes approximately $0.1 million set aside or accrued to provide
pension, severance, retirement or similar benefits or expenses, but does not include business travel, relocation, professional and business association dues and
expenses reimbursed to officers, and other benefits commonly reimbursed or paid by companies in Israel.

We do not have any written agreements with any director providing for benefits upon the termination of such director’s relationship with our company,

other than our employment agreement with our Chief Executive Officer.

Our board of directors approved the payment of a bonus, or the IPO Bonus, in the aggregate of up to the lesser of (i) 1.0% of the gross proceeds from our
initial public offering and (ii) $0.6 million, payable to certain of our executive officers upon the completion of the initial public offering and subject to the
discretion of our Compensation Committee. The IPO Bonus in the amount of $62,500, was paid during January 2019, to each of our chief executive officer,
chief business officer, chief medical officer and chief financial officer.

Our office holders are also employed under the terms and conditions prescribed in personal contracts. These personal contracts provide for notice periods
of  varying  duration  for  termination  of  the  agreement  by  us  or  by  the  relevant  executive  officer,  during  which  time  the  executive  officer  will  continue  to
receive  base  salary  and  benefits.  These  agreements  also  contain  acceleration  provisions  upon  material  events  such  as  a  change  of  control  or  entry  into  a
material  agreement,  customary  provisions  regarding  non-competition,  confidentiality  of  information  and  assignment  of  inventions.  However,  the
enforceability of the non-competition and assignment of inventions provisions may be limited under applicable law. See “Item 3. Key Information—D. Risk
Factors—Risks Related to Our Business Operations—.” Under current Israeli law, we may not be able to enforce office holders’ covenants not to compete
and therefore may be unable to prevent our competitors from benefiting from the expertise of some of our former officer holders.

Our  employees  are  employed  under  the  terms  prescribed  in  their  respective  personal  contracts,  in  accordance  with  the  decisions  of  our  management.
Under these employment contracts, the employees are entitled to the social benefits prescribed by law and as otherwise provided in their personal contracts.
Each of these employment contracts contains provisions standard for a company in our industry regarding non-competition, confidentiality of information and
assignment of inventions. Under current applicable employment laws, we may not be able to enforce covenants not to compete and therefore may be unable
to  prevent  our  competitors  from  benefiting  from  the  expertise  of  some  of  our  former  employees.  See  “Item  3.  Key  Information—D.  Risk  Factors—Risks
Related to Our Business Operations—” for a further description of the enforceability of non-competition clauses. We also provide certain of our employees
with a company car, which is leased from a leasing company.

Equity Compensation Plans

Employee Share and Option Plan (1998)

In 1998, our board of directors adopted our Employee Share and Option Plan (1998), or the 1998 Plan. There are currently no options outstanding or
options available for issuance under the 1998 Plan. There are currently 152,809 ordinary shares, which resulted from the exercise of certain options granted
under the 1998 Plan, held in trust in favor of the employees who exercised such options. The 1998 Plan remains in effect in order to allow our employees to
enjoy certain tax benefits under Israeli tax law.

Stock Option Plan (1999)

In 1999, our board of directors adopted our Stock Option Plan (1999), or the 1999 Plan. There are currently no options outstanding or options available
for issuance under the 1999 Plan. There are currently 3,300 ordinary shares, which resulted from the exercise of certain options granted under the 1999 Plan,
held in trust in favor of the employees who exercised such options. The 1999 Plan remains in effect in order to allow our employees to enjoy certain tax
benefits under Israeli tax law.

2003 Israeli Share Option Plan

In July 2003, our board of directors adopted our 2003 Israeli Share Option Plan, or the 2003 Plan. There are currently no options outstanding or options
available for issuance under the 2003 Plan. There are currently 73,888 ordinary shares, which resulted from the exercise of certain options granted under the
2003 Plan, held in trust in favor of the employees who exercised such options. The 2003 Plan remains in effect in order to allow our employees to enjoy
certain tax benefits under Israeli tax law.

2014 Israeli Share Incentive Plan

In  November  2014  and  December  2014,  respectively,  our  board  of  directors  adopted  and  our  shareholders  approved  our  2014  Israeli  Share  Incentive
Plan, or the 2014 Plan. The 2014 Plan replaced our 2003 Plan. We are no longer granting options under the 2014 Plan because it was superseded by our 2017
Share Incentive Plan, or the 2017 Plan, although previously granted awards remain outstanding. As of December 31, 2019, following the conversion of the
Ordinary C shares into ordinary shares in connection with our initial public offering, we had options to purchase 1,114,250 Ordinary Shares outstanding under
the 2014 Plan with a weighted-average exercise price of $0.25.

83

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The  2014  Plan  provides  for  the  grant  of  options  to  the  Company’s  and  affiliates’  directors,  employees,  officers,  consultants,  advisors  and  service
providers, and any other person whose services are considered valuable to us or our affiliates, to encourage a sense of proprietorship of such persons, and to
stimulate  the  active  interest  of  such  persons  in  the  development  and  financial  success  of  the  Company  by  providing  them  with  opportunities  to  purchase
shares in the Company.

The 2014 Plan is administered by our board of directors directly or upon recommendation of a committee designated by the board of directors, which
determines, subject to Israeli law, the grantees of awards and the terms of the grant, including, exercise prices, vesting schedules, acceleration of vesting and
the other matters necessary in the administration of the 2014 Plan. The 2014 Plan enables us to issue awards under various tax regimes, including, without
limitation, pursuant to Section 102 of the Israeli Income Tax Ordinance (New Version) 1961, or the Ordinance, and under Section 3(i) of the Ordinance.

Section  102  of  the  Ordinance  allows  employees,  directors  and  officers,  who  are  not  controlling  shareholders,  to  receive  favorable  tax  treatment  for
compensation in the form of shares or options. Section 102 of the Ordinance includes two alternatives for tax treatment involving the issuance of options or
shares to a trustee for the benefit of the grantees and also includes an additional alternative for the issuance of options or shares directly to the grantee. Section
102(b)(2) of the Ordinance, which provides the most favorable tax treatment for grantees, permits the issuance to a trustee under the “capital gain track.” Note
however, that according to Section 102(b)(3) of the Ordinance, if the company granting the shares or options is a publicly traded company or is listed for
trading on any stock exchange within a period of 90 days from the date of grant, any difference between the exercise price of the Awards (if any) and the
average closing price of the company’s shares at the 30 trading days preceding the grant date (when the company is listed on a stock exchange) or 30 trading
days following the listing of the company, as applicable, will be taxed as “ordinary income” at the grantee’s marginal tax rate. In order to comply with the
terms of the capital gain track, all securities granted under a specific plan and subject to the provisions of Section 102 of the Ordinance, as well as the shares
issued upon exercise of such securities and other shares received following any realization of rights with respect to such securities, such as share dividends
and share splits, must be registered in the name of a trustee selected by the board of directors and held in trust for the benefit of the relevant grantee. The
trustee  may  not  release  these  securities  to  the  relevant  grantee  before  24  months  from  the  date  of  grant  and  deposit  of  such  securities  with  the  trustee.
However, under this track, we are not allowed to deduct an expense with respect to the issuance of the options or shares.

The 2014 Plan provides that options granted to our employees, directors and officers who are not controlling shareholders and who are considered Israeli
residents may be intended to qualify for special tax treatment under the “capital gain track” provisions of Section 102(b) of the Ordinance as detailed above.
Our Israeli non-employee service providers and controlling shareholders may only be granted options under Section 3(i) of the Ordinance, which does not
provide for similar tax benefits.

The options granted under the 2014 Plan are currently fully vested.

Options expiry is determined by the specific option agreement or at the end of an extended period following the termination of the grantee’s employment
or service. In the event of the death of a grantee while employed by or performing service for us or a subsidiary, or in the event of termination of a grantee’s
employment or services for reasons of disability, the grantee, or in the case of death, his or her legal successor, may exercise options that have vested prior to
termination  within  the  twelve  (12)  month  period  from  the  date  of  disability  or  death.  If  a  grantee’s  employment  or  service  is  terminated  by  reason  of
retirement in accordance with applicable law, the grantee may exercise his or her vested options within the twelve (12) month period after the date of such
retirement. If we terminate a grantee’s employment or service for cause, all of the grantee’s vested and unvested options will expire on the date of termination.
If a grantee’s employment or service is terminated for any other reason, the grantee may generally exercise his or her vested options within 90 days of the date
of termination.

Options may not be assigned, transferred or given as collateral nor may any right with respect to the options be given to a third party. As long as options
and/or shares are held by the Section 102 trustee, all rights of the grantee over the shares may not be transferred, assigned, pledged or mortgaged, except by
will or the laws of descent and distribution.

In the event of a merger, acquisition or reorganization of our company, or a sale of all, or substantially all, of our shares or assets or other transaction
having a similar effect on us, then without the consent of the option holder, our board of directors or its designated committee, as applicable, may but is not
required  to  (i)  cause  any  outstanding  options  to  be  assumed  or  an  equivalent  award  to  be  substituted  by  such  successor  corporation,  or  (ii)  in  case  the
successor corporation does not assume or substitute the award (a) if provided for in the relevant option agreement – all unvested options of the applicable
grantee shall become vested and such grantee shall have the right to exercise such options in connection with such transaction or (b) cancel the options and
substitute for any other type of asset or property determined by the board of directors or the committee as fair under the circumstances.

2017 Share Incentive Plan

In January 2017 and February 2017, respectively, our board of directors adopted and our shareholders approved our 2017 Plan. The 2017 Plan replaced
our  2014  Plan.  We  are  no  longer  granting  options  under  the  2014  Plan  because  it  was  superseded  by  the  2017  Plan,  although  previously  granted  awards
remain  outstanding.  As  of  December  31,  2019,  we  had  options  to  purchase  2,085,366  ordinary  shares  outstanding  under  the  2017  Plan  with  a  weighted-
average exercise price of $4.57.

84

 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2019, our 2017 Plan, as amended, has up to 417,762 ordinary shares available for issuance under the 2017 Plan. The 2017 Plan, as
amended, also contains an “evergreen” provision, which provides for an automatic allotment of ordinary shares to be added every year to the pool of ordinary
shares available for grant under the 2017 Plan. Under the evergreen provision, on January 1 of each year (beginning January 1, 2019), the number of ordinary
shares available under the 2017 Plan automatically increases by the lesser of the following: (i) one and one-half percent (1.5%) of our outstanding ordinary
shares on the last day of the immediately preceding year; and (ii) an amount determined in advance of January 1 by the board.

The 2017 Plan provides for the grant of awards, including options, restricted shares and RSUs, to the Company’s and affiliates’ directors, employees,
officers, consultants, advisors, and any other person whose services are considered valuable to us or our affiliates, to increase their efforts on our and our
affiliates’  behalf,  and  to  promote  the  success  of  the  Company’s  business  by  providing  them  with  opportunities  to  acquire  a  proprietary  interest  in  the
Company.

The 2017 Plan is administered by a committee designated by the board of directors, which determines, subject to Israeli law, the grantees of awards and
the terms of the grant, including, exercise prices, vesting schedules, acceleration of vesting and conditions and restrictions applicable to an award, as well
other matters necessary in the administration of the 2017 Plan. In the event that the Board does not appoint or establish a committee, the 2017 Plan shall be
administered by the Board. The 2017 Plan enables us to issue awards under various tax regimes, including, without limitation, pursuant to Section 102 of the
Ordinance as discussed under “2014 Israeli Share Option Plan” above, and under Section 3(i) of the Ordinance and Section 422 of the United States Internal
Revenue Code of 1986, as amended, or the Code.

The 2017 Plan provides that awards granted to our employees, directors and officers who are not controlling shareholders and who are considered Israeli
residents are intended to qualify for special tax treatment under the “capital gain track” provisions of Section 102(b) of the Ordinance as detailed above. Our
Israeli non-employee service providers and controlling shareholders may only be granted awards under Section 3(i) of the Ordinance, which does not provide
for similar tax benefits.

Awards granted under the 2017 Plan to U.S. residents may qualify as “incentive stock options” within the meaning of Section 422 of the Code, or may be
non-qualified. The exercise price for “incentive stock options” must not be less than the fair market value on the date on which an option is granted, or 110%
of the fair market value if the option holder holds more than 10% of our share capital.

The vesting schedule of options granted under the 2017 Plan is set forth in each grantee’s grant letter.

Awards terminate upon the date set out in the grantee’s specific award agreement or at the end of an extended period following the termination of the
grantee’s employment or service. In the event of the death of a grantee while employed by or performing service for us or an affiliate, or within the three (3)
month period after the termination, or in the event of termination of a grantee’s employment or services for reasons of disability, the grantee (or his or her
estate  or  legal  successor  (in  the  case  of  death)  or  the  person  who  acquired  legal  rights  to  exercise  such  awards  (in  the  case  of  death  or  disability)),  may
exercise awards that have vested prior to termination within a period of one (1) year from the date of disability or death but in any event no later than the
expiration date of the awards. If a grantee’s employment or service is terminated by reason of retirement in accordance with applicable law, the grantee may
exercise his or her vested awards within the three (3) month period after the date of such retirement. If we terminate a grantee’s employment or service for
cause, all of the grantee’s vested and unvested awards will expire on the date of termination. If a grantee’s employment or service is terminated for any other
reason, all unvested awards shall expire and the grantee may exercise his or her vested awards within three (3) months after the date of termination. Any
expired or unvested awards return to the pool and become available for reissuance.

Options may not be assigned or transferred other than by will or laws of descent, unless otherwise determined by the committee.

In the event of a merger or consolidation of our company, or a sale of all, or substantially all, of our shares or assets or other transaction having a similar
effect on us, or liquidation or dissolution, or such other transaction or circumstances that the Board determines to be a relevant transaction, then without the
consent of the grantee, our board of directors or its designated committee, as applicable, may but is not required to (i) cause any outstanding award to be
assumed  or  substituted  by  such  successor  corporation,  or  (ii)  regardless  of  whether  or  not  the  successor  corporation  assumes  or  substitutes  the  award  (a)
provide the grantee with the option to exercise the award as to all or part of the shares, and may provide for an acceleration of vesting of unvested awards, or
(b)  cancel  the  award  and  pay  in  cash,  shares  of  the  company,  the  acquirer  or  other  corporation  which  is  a  party  to  such  transaction  or  other  property  as
determined by the board of directors or the committee as fair in the circumstances. Notwithstanding the foregoing, our board of directors or its designated
committee may upon such event amend, modify or terminate the terms of any award as the board of directors or the committee shall deem, in good faith,
appropriate.

As of December 31, 2019, outstanding awards under our Equity Incentive Plans totaled 3,405,188 ordinary shares and an additional 417,762 awards were
available  for  grant.  Of  the  3,405,188  outstanding  options,  options  to  purchase  1,865,572  ordinary  shares  were  vested  as  of  December  31,  2019,  with  a
weighted average exercise price of $2.68 per share, and will expire between January 18, 2020 and November 12, 2029.

85

 
 
 
 
 
 
 
 
 
 
 
 
C. Board Practices.

Our amended and restated articles of association provide that we may have between 5 and 11 directors. Our board of directors currently consists of eight
directors. Our directors are divided into three classes with staggered three-year terms. Each class of directors consists, as nearly as possible, of one-third of
the  total  number  of  directors  constituting  the  entire  board  of  directors.  At  each  annual  general  meeting  of  our  shareholders,  the  election  or  re-election  of
directors following the expiration of the term of office of the directors of that class of directors will be for a term of office that expires on the third annual
general meeting following such election or re-election, such that from 2019 and after, at each annual general meeting the term of office of only one class of
directors  will  expire.  Each  director  will  hold  office  until  the  annual  general  meeting  of  our  shareholders  in  which  his  or  her  term  expires,  unless  they  are
removed by a vote of 60% of the total voting power of our shareholders at a general meeting of our shareholders or upon the occurrence of certain events, in
accordance with the Israeli Companies Law and our amended and restated articles of association.

Our directors are divided among the three classes as follows:

(i)

(ii)

the Class I directors are Kenneth I. Moch, Dr. Michael S. Perry and Nurit Benjamini, and their terms will expire at the annual general meeting of
the shareholders to be held in 2020 and when their successors are elected and qualified;

the  Class  II  directors  are  Robert  I.  Blum,  Dr.  Julian  Adams  and  Ofer  Gonen,  and  their  terms  will  expire  at  the  annual  general  meeting  of  the
shareholders to be held in 2021 and when their successors are elected and qualified; and

(iii)

the Class III directors are Shawn C. Tomasello and Stephen T. Willis, and their terms will expire at the annual general meeting of the shareholders
to be held in 2022 and when their successors are elected and qualified.

Because our ordinary shares do not have cumulative voting rights in the election of directors, the holders of a majority of the voting power represented at

a shareholders meeting have the power to elect all our directors up for election or re-election.

In addition, if a director’s office becomes vacant, the remaining serving directors may continue to act in any manner, provided that their number is of the
minimal number specified in our amended and restated articles of association. If the number of serving directors is lower than five, then our board of directors
may only act in an emergency or to fill the office of director which has become vacant up to a number equal to the minimum number provided for pursuant to
our amended and restated articles of association, or in order to call a general meeting of the Company’s shareholders for the purpose of electing directors to
fill any of our vacancies. In addition, the directors may appoint, immediately or of a future date, additional director(s) to serve until the subsequent annual
general meeting of our shareholders, provided that the total number of directors in office shall not exceed directors.

Pursuant to the Companies Law and our amended and restated articles of association, a resolution proposed at any meeting of our board of directors at
which a quorum is present is adopted if approved by a vote of a majority of the directors present and eligible to vote. A quorum of the board of directors
requires at least a majority of the directors then in office who are lawfully entitled to participate in the meeting.

Under  the  Companies  Law,  the  chief  executive  officer  of  a  public  company  may  not  serve  as  the  chairman  of  the  board  of  directors  of  the  company
unless approved by the holders of a majority of the shares of the company represented at the meeting in person or by proxy or written ballot, for a period that
shall not exceed 3 years for each shareholder approval, provided that:

●

●

at least a majority of the shares of non-controlling shareholders or shareholders that do not have a personal interest in the approval voted at the
meeting are voted in favor (disregarding abstentions); or

the total number of shares of non-controlling shareholders or shareholders that do not have a personal interest in the approval voted against the
proposal does not exceed two percent of the aggregate voting rights in the company.

In addition, under the Companies Law, our board of directors must determine the minimum number of directors who are required to have financial and
accounting expertise. Under applicable regulations, a director with financial and accounting expertise is a director who, by reason of his or her education,
professional experience and skill, has a high level of proficiency in and understanding of business accounting matters and financial statements. He or she must
be able to thoroughly comprehend the financial statements of the listed company and initiate debate regarding the manner in which financial information is
presented. In determining the number of directors required to have such expertise, the board of directors must consider, among other things, the type and size
of the company and the scope and complexity of its operations. Our board of directors has determined that we require at least one director with the requisite
financial and accounting expertise. Robert Blum has such financial and accounting expertise.

86

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Observers

Novartis Pharma A.G., or Novartis, has the right to appoint a non-voting observer to our board of directors, or an Observer, subject to them holding at

least four percent (4%) of our issued and outstanding share capital.

Alternate directors

Our  amended  and  restated  articles  of  association  provide,  as  allowed  by  the  Companies  Law,  that  any  director  may,  by  written  notice  to  us,  appoint
another  person  who  is  qualified  to  serve  as  a  director  to  serve  as  an  alternate  director.  The  alternate  director  will  be  regarded  as  a  director.  Under  the
Companies Law, a person who is not qualified to be appointed as a director, a person who is already serving as a director or a person who is already serving as
an alternate director for another director, may not be appointed as an alternate director. Nevertheless, a director who is already serving as a director may be
appointed as an alternate director for a member of a committee of the board of directors as long as he or she is not already serving as a member of such
committee. The term of appointment of an alternate director may be for one meeting of the board of directors or until notice is given of the cancellation of the
appointment.

External directors

Under the Companies Law, companies incorporated under the laws of the State of Israel that are “public companies,” including companies with shares

listed on The Nasdaq Global Market, are required to appoint at least two external directors.

Pursuant to regulations promulgated under the Companies Law, companies with shares traded on a U.S. stock exchange, including The Nasdaq Global
Market, may, subject to certain conditions, “opt out” from the Companies Law requirements to appoint external directors and related Companies Law rules
concerning the composition of the audit committee and compensation committee of the board of directors. In accordance with these regulations, we elected to
“opt  out”  from  the  Companies  Law  requirement  to  appoint  external  directors  and  related  Companies  Law  rules  concerning  the  composition  of  the  audit
committee and compensation committee of the board of directors.

Under these regulations, the exemptions from such Companies Law requirements will continue to be available to us so long as: (i) we do not have a
“controlling  shareholder”  (as  such  term  is  defined  under  the  Companies  Law),  (ii)  our  shares  are  traded  on  a  U.S.  stock  exchange,  including The  Nasdaq
Global  Market,  and  (iii)  we  comply  with  the  director  independence  requirements,  the  audit  committee  and  the  compensation  committee  composition
requirements, under U.S. laws (including applicable Nasdaq Rules) applicable to U.S. domestic issuers.

Audit committee

Under the Companies Law, the board of directors of any public company must appoint an audit committee, comprised of at least three directors.

Nasdaq requirements

Under the Nasdaq Rules, we are required to maintain an audit committee consisting of at least three independent directors, all of whom are financially

literate and one of whom has accounting or related financial management expertise.

Our  audit  committee  consists  of  Nurit  Benjamini,  Stephen  T.  Wills  and  Kenneth  I.  Moch.  Ms.  Benjamini  serves  as  Chairman  of  the  committee.  All
members of our audit committee meet the requirements for financial literacy under the applicable rules and regulations of the SEC and the Nasdaq corporate
governance rules and are independent directors under such rules. Our board of directors has determined that Ms. Benjamini is an “audit committee financial
expert” as defined by the SEC rules and has the requisite financial experience as defined by the Nasdaq Rules. Our board of directors has determined that
each  member  of  our  audit  committee  is  independent  as  such  term  is  defined  in  Rule  10A-3  under  the  Exchange  Act,  and  that  each  member  of  our  audit
committee satisfies the additional requirements applicable under the Nasdaq Rules to members of audit committees.

Approval of transactions with related parties

Under the Companies Law, the approval of the audit committee is required to effect specified actions and transactions with office holders and controlling
shareholders and their relatives, or in which they have a personal interest. See “Item 6.—Directors, Senior Management and Employees—C. Board Practices
—Fiduciary duties and approval of specified related party transactions under Israeli law.” The term “controlling shareholder” means any shareholder with the
ability to direct the activities of the company, other than by virtue of being an office holder. A shareholder is presumed to be a controlling shareholder if the
shareholder  holds  50%  or  more  of  the  voting  rights  in  a  company  or  has  the  right  to  appoint  50%  or  more  of  the  directors  of  the  company  or  its  chief
executive officer. For the purpose of approving transactions with controlling shareholders, the term “controlling shareholder” also includes any shareholder
that holds 25% or more of the voting rights of the company if no other shareholder holds more than 50% of the voting rights in the company. For purposes of
determining the holding percentage stated above, two or more shareholders who have a personal interest in a transaction that is brought for the company’s
approval  are  deemed  as  joint  holders.  As  of  the  date  of  this  annual  report  on  Form  20-F,  we  do  not  have  a  controlling  shareholder  as  defined  under  the
Companies Law.

87

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Audit committee role

Our board of directors has adopted an audit committee charter setting forth the responsibilities of the audit committee consistent with the rules of the

SEC and the Nasdaq Rules, which include, among others:

●

●

●

●

●

●

●

retaining and terminating our independent auditors, subject to the ratification of the board of directors, and in the case of retention, to that of the
shareholders;

pre-approving of audit and non-audit services and related fees and terms, to be provided by the independent auditors; overseeing the accounting and
financial reporting processes of our company and audits of our financial statements, the effectiveness of our internal control over financial reporting
and making such reports as may be required of an audit committee under the rules and regulations promulgated under the Exchange Act;

reviewing with management and our independent auditor our annual and quarterly financial statements prior to publication or filing (or submission,
as the case may be) to the SEC;

recommending to the board of directors the retention and termination of the internal auditor, and the internal auditor’s engagement fees and terms, in
accordance with the Companies Law as well as approving the yearly or periodic work plan proposed by the internal auditor;

reviewing with our general counsel and/or external counsel, as deem necessary, legal and regulatory matters that could have a material impact on the
financial statements;

identifying  irregularities  in  our  business  administration,  inter  alia,  by  consulting  with  the  internal  auditor  or  with  the  independent  auditor,  and
suggesting corrective measures to the board of directors; and

reviewing policies and procedures with respect to transactions (other than transactions related to the compensation or terms of services) between the
Company  and  officers  and  directors,  or  affiliates  of  officers  or  directors,  or  transactions  that  are  not  in  the  ordinary  course  of  the  Company’s
business and deciding whether to approve such acts and transactions if so required under the Companies Law.

Compensation committee

Under the Companies Law, the board of directors of any public company must appoint a compensation committee. Our compensation committee, which
consists of Ofer Gonen, Dr. Michael S. Perry, Kenneth I. Moch and Shawn C. Tomasello, assists our board of directors in determining compensation for our
directors  and  officers.  Mr.  Moch  serves  as  Chairman  of  the  committee.  Our  board  of  directors  has  determined  that  each  member  of  our  compensation
committee  is  independent  under  the  Nasdaq  Rules,  including  the  additional  independence  requirements  applicable  to  the  members  of  a  compensation
committee.

In accordance with the Companies Law, the roles of the compensation committee are, among others, as follows:

● making recommendations to the board of directors with respect to the approval of the compensation policy for office holders and, once every

three years, regarding any extensions to a compensation policy that was adopted for a period of more than three years;

●

●

●

reviewing the implementation of the compensation policy and periodically making recommendations to the board of directors with respect to any
amendments or updates to the compensation policy;

resolving whether or not to approve arrangements with respect to the terms of office and employment of office holders; and

exempting,  under  certain  circumstances,  a  transaction  with  our  chief  executive  officer  from  the  approval  of  the  general  meeting  of  our
shareholders.

88

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Our  board  of  directors  has  adopted  a  compensation  committee  charter  setting  forth  the  responsibilities  of  the  committee  consistent  with  the  Nasdaq

Rules, which include among others:

●

recommending a compensation policy to our board of directors for its approval, in accordance with the requirements of the Companies Law, as well
as making recommendations to the board of directors with respect to other compensation policies, incentive-based compensation plans and share-
based  compensation  plans,  overseeing  the  development  and  implementation  of  such  policies  and  recommending  to  our  board  of  directors  any
amendments or modifications that the committee deems appropriate, including as required under the Companies Law;

  ●

reviewing and approving the granting of options and other incentive awards to the chief executive officer and other executive officers, including
reviewing and approving corporate goals and objectives relevant to the compensation of our chief executive officer and other executive officers, and
evaluating their performance in light of such goals and objectives;

●

●

approving and exempting certain transactions regarding office holders’ compensation pursuant to the Companies Law; and

administering our share-based compensation plans, including without limitation, approving the adoption of such plans, amending and interpreting
such plans and the awards and agreements issued pursuant thereto, and making awards to eligible persons under the plans and determining the terms
of such awards.

In  general,  under  the  Companies  Law,  a  public  company  must  have  a  compensation  policy  approved  by  the  board  of  directors  after  receiving  and
considering the recommendations of the compensation committee. In addition, our compensation policy must be approved at least once every three years,
first, by our board of directors, upon recommendation of our compensation committee, and second, by a simple majority of the ordinary shares present, in
person or by proxy, and voting at a shareholders meeting, provided that either:

●

●

such majority includes at least a majority of the shares held by shareholders who are not controlling shareholders and shareholders who do not have
a personal interest in such compensation arrangement and who are present and voting (excluding abstentions); or

the total number of shares of non-controlling shareholders and shareholders who do not have a personal interest in the compensation arrangement
and who vote against the arrangement, does not exceed 2% of the company’s aggregate voting rights.

We refer to this as the Special Approval for Compensation. Under the Companies Law, subject to certain conditions, the board of directors may ratify the

compensation policy even if it is not ratified by the shareholders.

Pursuant to the Companies Law, under special circumstances, the board of directors may approve the compensation policy despite the objection of the
shareholders on the condition that the compensation committee and then the board of directors decide, on the basis of detailed grounds and after discussing
again the compensation policy, that approval of the compensation policy, despite the objection of the shareholders, is for the benefit of the company.

If a company that initially offers its securities to the public adopts a compensation policy in advance of its initial public offering and describes it in its
prospectus for such offering, as in the case of our company, then such compensation policy shall be deemed a validly adopted policy in accordance with the
Companies Law requirements described above. Furthermore, if the compensation policy is established in accordance with the aforementioned relief, then it
will remain in effect for term of five years from the date such company becomes a public company. We have adopted our compensation policy pursuant to the
foregoing relief.

The compensation policy must serve as the basis for decisions concerning the financial terms of employment or engagement of office holders, including
exculpation,  insurance,  indemnification  or  any  monetary  payment  or  obligation  of  payment  in  respect  of  employment  or  engagement.  The  compensation
policy must be determined and later reevaluated according to certain factors, including: the advancement of the company’s objectives, business plan and long-
term strategy; the creation of appropriate incentives for office holders, while considering, among other things, the company’s size, the nature of its operations
and  risk  management  policy;  and,  with  respect  to  variable  compensation,  the  contribution  of  the  office  holder  towards  the  achievement  of  the  company’s
long-term goals and the maximization of its profits, all with a long-term objective and according to the position of the office holder. The compensation policy
must furthermore consider the following additional factors:

●

●

●

the education, skills, experience, expertise and accomplishments of the relevant office holder;

the office holder’s position, responsibilities and prior compensation agreements with him or her;

the  ratio  between  the  cost  of  the  terms  of  employment  of  an  office  holder  and  the  cost  of  the  employment  of  other  employees  of  the  company,
including employees employed through contractors who provide services to the company, in particular the ratio between such cost to the average
and median salary of such employees of the company, as well as the impact of disparities between them on the work relationships in the company;

89

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
●

●

if the terms of employment include variable components—the possibility of reducing variable components at the discretion of the board of directors
and the possibility of setting a limit on the value of non-cash variable share-based components; and

if  the  terms  of  employment  include  severance  compensation—the  term  of  employment  or  office  of  the  office  holder,  the  terms  of  his  or  her
compensation during such period, the company’s performance during the such period, his or her individual contribution to the achievement of the
company goals and the maximization of its profits and the circumstances under which he or she is leaving the company.

The compensation policy must also include, inter alia, with regards to variable components:

● with  the  exception  of  office  holders  who  report  directly  to  the  chief  executive  officer,  determining  the  variable  components  on  long-term
performance basis and on measurable criteria; however, the company may determine that an immaterial part of the variable components of an office
holder’s  compensation  package  shall  be  awarded  based  on  non-measurable  criteria,  if  such  amount  is  not  higher  than  three  months’  salary  per
annum, while taking into account such office holder’s contribution to the company;

●

●

●

the ratio between variable and fixed components, as well as the limit of the values of variable components at the time of their payment, or in the
case of share-based compensation, at the time of grant;

a  condition  under  which  the  office  holder  will  return  to  the  company,  according  to  conditions  to  be  set  forth  in  the  compensation  policy,  any
amounts paid as part of his or her terms of employment, if such amounts were paid based on information later to be discovered to be wrong, and
such information was restated in the company’s financial statements;

the minimum holding or vesting period of variable  share-based  components  to  be  set  in  the  terms  of  office  or  employment,  as  applicable,  while
taking into consideration long-term incentives; and

●

a limit to retirement grants.

Our  compensation  policy,  which  was  amended  on  June  4,  2019,  is  designed  to  promote  retention  and  motivation  of  directors  and  executive  officers,
incentivize individual excellence, align the interests of our directors and executive officers with our long-term performance and provide a risk management
tool. To that end, a portion of an executive officer compensation package is targeted to reflect our short and long-term goals, as well as the executive officer’s
individual performance. On the other hand, our compensation policy includes measures designed to reduce the executive officer’s incentives to take excessive
risks  that  may  harm  us  in  the  long-term,  such  as  limits  on  the  value  of  cash  bonuses  and  share-based  compensation,  limitations  on  the  ratio  between  the
variable and the total compensation of an executive officer and minimum vesting periods for share-based compensation.

Our  compensation  policy  also  addresses  our  executive  officers’  individual  characteristics  (such  as  their  respective  positions,  education,  scope  of
responsibilities  and  contribution  to  the  attainment  of  our  goals)  as  the  basis  for  compensation  variation  among  our  executive  officers,  and  considers  the
internal ratios between compensation of our executive officers and directors and other employees. Pursuant to our compensation policy, the compensation that
may be granted to an executive officer may include: base salary, annual bonuses and other cash bonuses (such as a signing bonus and special bonuses with
respect  to  any  special  achievements,  such  as  outstanding  personal  achievement,  outstanding  personal  effort  or  outstanding  company  performance),  share-
based compensation, benefits, retirement and termination of service arrangements. All cash bonuses are limited to a maximum amount linked to the executive
officer’s base salary. In addition, the total variable compensation components (cash bonuses and shared-based compensation) may not exceed 90% of each
executive officer’s total compensation package with respect to any given calendar year.

An annual cash bonus may be awarded to executive officers upon the attainment of pre-set periodic objectives and individual targets. The annual cash
bonus  that  may  be  granted  to  our  executive  officers  other  than  our  chief  executive  officer  will  be  based  on  performance  objectives  and  a  discretionary
evaluation of the executive officer’s overall performance by our chief executive officer and subject to minimum thresholds. The annual cash bonus that may
be granted to executive officers other than our chief executive officer may be based entirely on a discretionary evaluation. Furthermore, our chief executive
officer  will  be  entitled  to  recommend  performance  objectives,  and  such  performance  objectives  will  be  approved  by  our  compensation  committee  (and,  if
required by law, by our board of directors).

The  measurable  performance  objectives  of  our  chief  executive  officer  will  be  determined  annually  by  our  compensation  committee  and  board  of
directors, will include the weight to be assigned to each achievement in the overall evaluation. A non-material portion of the chief executive officer’s annual
cash bonus may be based on a discretionary evaluation of the chief executive officer’s overall performance by the compensation committee and the board of
directors based on quantitative and qualitative criteria.

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The share-based compensation under our compensation policy for our executive officers (including members of our board of directors) is designed in a
manner consistent with the underlying objectives in determining the base salary and the annual cash bonus, with its main objectives being to enhance the
alignment  between  the  executive  officers’  interests  with  our  long-term  interests  and  those  of  our  shareholders  and  to  strengthen  the  retention  and  the
motivation of executive officers in the long term. Our compensation policy provides for executive officer compensation in the form of share options or other
share-based awards, such as restricted shares and restricted share units, in accordance with our share incentive plan then in place. All share-based incentives
granted to executive officers shall be subject to vesting periods in order to promote long-term retention of the awarded executive officers. The share-based
compensation shall be granted from time to time and shall be individually determined and awarded according to the performance, educational background,
prior business experience, qualifications, role and personal responsibilities of each executive officer.

In  addition,  our  compensation  policy  contains  compensation  recovery  provisions  which  allow  us  under  certain  conditions  to  recover  bonuses  paid  in
excess, enables our chief executive officer to approve an immaterial change in the terms of employment of an executive officer who reports directly to the
chief executive officer (provided that the changes of the terms of employment are in accordance with our compensation policy) and allows us to exculpate,
indemnify and insure our executive officers and directors to the maximum extent permitted by Israeli law, subject to certain limitations set forth therein.

Our compensation policy also provides for compensation to the members of our board of directors either (i) in accordance with the amounts provided in
the Companies Regulations (Rules Regarding the Compensation and Expenses of an External Director) of 2000, as amended by the Companies Regulations
(Relief  for  Public  Companies  Traded  in  Stock  Exchange  Outside  of  Israel)  of  2000,  as  such  regulations  may  be  amended  from  time  to  time,  or  (ii)  in
accordance with the amounts determined in our compensation policy.

Nominating and corporate governance committee

Our nominating and corporate governance committee consists of Robert Blum, Dr. Julian Adams and Ofer Gonen. The function of the nominating and
corporate  governance  committee  is  described  in  the  approved  charter  of  the  committee,  and  includes  responsibility  for  identifying  individuals  qualified  to
become board members and recommending that the board of directors consider the director nominees for election at the general meeting of shareholders. The
nominating and corporate governance committee is also responsible for developing and recommending to the board of directors a set of corporate governance
guidelines applicable to the company, periodically reviewing such guidelines and recommending any changes thereto.

Internal auditor

Under  the  Companies  Law,  the  board  of  directors  of  a  public  company  must  appoint  an  internal  auditor  based  on  the  recommendation  of  the  audit
committee. The role of the internal auditor is, among other things, to examine whether a company’s actions comply with applicable law and orderly business
procedure. Under the Companies Law, the internal auditor cannot be an interested party or an office holder or a relative of an interested party or an office
holder, nor may the internal auditor be the company’s independent auditor or its representative. An “interested party” is defined in the Companies Law as: (i)
a holder of 5% or more of the issued share capital or voting power in a company, (ii) any person or entity who has the right to designate one or more directors
or to designate the chief executive officer of the company, or (iii) any person who serves as a director or as a chief executive officer of the company. Our
internal auditor is Yisrael Gewirtz, who serves as a partner at Fahn Kanne Control Management Ltd.

Fiduciary duties and approval of specified related party transactions under Israeli law

Fiduciary duties of office holders

The Companies Law imposes a duty of care and a duty of loyalty on all office holders of a company.

The duty of care of an office holder is based on the duty of care set forth in connection with the tort of negligence under the Israeli Torts Ordinance (New
Version),  5728-1968.  The  duty  of  care  requires  an  office  holder  to  act  with  the  degree  of  proficiency  with  which  a  reasonable  office  holder  in  the  same
position  would  have  acted  under  the  same  circumstances.  The  duty  of  care  includes,  among  others,  a  duty  to  use  reasonable  means,  in  light  of  the
circumstances, to obtain:

●

●

information on the advisability of a given action brought for his or her approval or performed by virtue of his or her position; and

all other important information pertaining to these actions.

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The duty of loyalty requires an office holder to act in good faith and for the benefit of the company, and includes, among others, the duty to:

●

●

●

●

refrain  from  any  act  involving  a  conflict  of  interest  between  the  performance  of  his  or  her  duties  in  the  company  and  his  or  her  other  duties  or
personal affairs;

refrain from any activity that is competitive with the business of the company;

refrain from exploiting any business opportunity of the company for the purpose of gaining a personal benefit for himself or herself or for others;
and

disclose to the company any information or documents relating to the company’s affairs which the office holder received as a result of his or her
position as an office holder.

We  may  approve  an  act  specified  above  that  would  otherwise  constitute  a  breach  of  the  duty  of  loyalty  of  an  office  holder,  provided,  that  the  office
holder acted in good faith, the act or its approval does not harm the company, and the office holder discloses his or her personal interest, including any related
material information or document, a sufficient time before the approval of such act. Any such approval is subject to the terms of the Companies Law, setting
forth, among other things, the stakeholders of the company entitled to provide such approval, and the methods of obtaining such approval.

Disclosure of personal interests of an office holder and approval of acts and transactions

The  Companies  Law  requires  that  an  office  holder  promptly  disclose  to  the  company  any  personal  interest  that  he  or  she  may  have  and  all  related
material information or documents relating to any existing or proposed transaction with the company. An interested office holder’s disclosure must be made
promptly and, in any event no later than the first meeting of the board of directors at which the transaction is considered. An office holder is not obliged to
make such disclosure if the personal interest of the office holder derives solely from the personal interest of his or her relative in a transaction that is not
considered as an extraordinary transaction.

Under the Companies Law, once an office holder has complied with the above disclosure requirements, a company may approve a transaction between
the company and the office holder or a third-party in which the office holder has a personal interest, or approve an action by the office holder that would
otherwise be deemed a breach of duty of loyalty; however, a company may not approve a transaction or action that is not performed by the office holder in
good faith or unless it is in the company’s interest.

Under the Companies Law, unless the articles of association of a company provide otherwise, a transaction with an office holder or a transaction with a
third party in which the office holder has a personal interest and an action of an office holder that would otherwise be deemed a breach of duty of loyalty,
which  is  not  an  extraordinary  transaction,  requires  approval  of  the  board  of  directors.  Our  amended  and  restated  articles  of  association  do  not  provide
otherwise.

Under the Companies Law, an extraordinary transaction in which an office holder has a personal interest requires approval first by the company’s audit
committee and subsequently by the board of directors. The compensation of, or an undertaking to indemnify or insure, an office holder who is not a director
requires approval first by the company’s compensation committee, then by the company’s board of directors, and, if such compensation arrangement or an
undertaking to indemnify or insure is inconsistent with the company’s stated compensation policy or if the office holder is the chief executive officer (subject
to  a  number  of  exceptions),  then  such  arrangement  is  subject  to  a  Special  Approval  for  Compensation.  Arrangements  regarding  the  compensation,
indemnification  or  insurance  of  a  director  or  the  chief  executive  officer  of  the  company  require  the  approval  of  the  compensation  committee,  board  of
directors and, subject to certain exceptions, shareholders by an ordinary majority, in that order, and in the case of the chief executive officer or under certain
circumstances, a Special Approval for Compensation.

A director who has a personal interest in a matter that is considered at a meeting of the board of directors or the audit committee may generally not be
present at the meeting or vote on the matter unless a majority of the directors or members of the audit committee have a personal interest in the matter, or
unless the chairman of the audit committee or board of directors (as applicable) determines that he or she should be present to present the transaction that is
subject to approval. If a majority of the directors have a personal interest in the matter, such matter also requires approval of the shareholders of the company.

Under the Companies Law, the definition of a “personal interest” includes the personal interest of a person in an action or a transaction of a company,
including the personal interest of such person’s relative or the interest of any corporation in which the person and/or such person’s relative is a director or
chief  executive  officer,  a  5%  or  more  shareholder  or  holds  5%  or  more  of  the  voting  rights,  or  has  the  right  to  appoint  at  least  one  director  or  the  chief
executive officer, but excluding a personal interest stemming solely from the fact of holding shares in the company. A personal interest also includes (1) a
personal interest of a person who votes according to a proxy of another person, including in the event that the other person has no personal interest, and (2) a
personal interest of a person who gave the proxy to another person to vote on his or her behalf, regardless of whether the proxy holder has discretion how to
vote on the matter.

92

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Under the Companies Law, an “extraordinary transaction” which requires approval is defined as any of the following:

●

●

●

a transaction other than in the ordinary course of business;

a transaction that is not on market terms; or

a transaction that may have a material impact on the company’s profitability, assets or liabilities.

An  extraordinary  transaction  in  which  an  office  holder  has  a  personal  interest  requires  approval  of  the  company’s  audit  committee  followed  by  the

approval of the board of directors.

Disclosure of personal interests of a controlling shareholder and approval of transactions

Under the Companies Law, the disclosure requirements that apply to an office holder also apply to a controlling shareholder of a public company. See
“Item  6.  Directors,  Senior  Management  and  Employees—C.  Board  Practices  —  Audit  committee—Approval  of  transactions  with  related  parties”  for  a
definition  of  controlling  shareholder.  Unless  exempted  under  the  Companies  Law,  extraordinary  transactions  with  a  controlling  shareholder  or  in  which  a
controlling shareholder has a personal interest, which includes transactions for the provision of services by a controlling shareholder or his or her relative,
whether directly or indirectly, including through a company controlled by such controlling shareholder, and if such controlling shareholder or relative thereof
is an office holder in the company, any transactions regarding his or her terms of office, require the approval of the audit committee, the board of directors and
a  majority  of  the  shares  voted  by  the  shareholders  of  the  company  participating  and  voting  on  the  matter  in  a  shareholders’  meeting.  In  addition,  the
shareholder approval must fulfill one of the following requirements, which we refer to as a Special Majority:

●

●

at least a majority of the shares held by shareholders who do not have a personal interest in the transaction and are voting at the meeting must be
voted in favor of approving the transaction, excluding abstentions; or

the shares voted by shareholders who do not have a personal interest in the transaction who vote against the transaction represent no more than two
percent (2%) of the voting rights in the company.

In addition, any extraordinary transaction with a controlling shareholder or in which a controlling shareholder has a personal interest with a term of more
than three years requires approval once every three years, unless, with respect to certain transactions that are not related to provision of services or terms of
office, the audit committee determines that the longer duration of the transaction is reasonable given the circumstances related thereto.

Arrangements regarding the compensation, indemnification or insurance of a controlling shareholder in his or her capacity as an office holder require the
approval of the compensation committee, board of directors and shareholders by a Special Majority and the terms thereof may not be inconsistent with the
company’s stated compensation policy.

Pursuant  to  regulations  promulgated  under  the  Companies  Law,  certain  transactions  and  arrangements  with  a  controlling  shareholder  or  his  or  her
relative, or with directors or office holders, which would otherwise require approval of a company’s shareholders, may be exempt from shareholder approval
under certain conditions.

Compensation of Directors and Executive Officers

Directors. Under the Companies Law, the compensation of our directors requires the approval of our compensation committee, the subsequent approval
of  the  board  of  directors  and,  unless  exempted  under  regulations  promulgated  under  the  Companies  Law,  the  approval  of  the  shareholders  at  a  general
meeting.  If  the  compensation  of  our  directors  is  inconsistent  with  our  stated  compensation  policy,  then,  those  provisions  that  must  be  included  in  the
compensation policy according to the Companies Law must have been considered by the compensation committee and board of directors, and shareholder
approval will also be required, provided that:

●

●

at least a majority of the shares held by all shareholders who are not controlling shareholders and do not have a personal interest in such matter,
present and voting at such meeting, are voted in favor of the compensation package, excluding abstentions; or

the total number of shares of non-controlling shareholders and shareholders who do not have a personal interest in such matter voting against the
compensation package does not exceed two percent (2%) of the aggregate voting rights in the company.

Executive officers other than the chief executive officer. The Companies Law requires the approval of the compensation of a public company’s executive
officers (other than the chief executive officer) in the following order: (i) the compensation committee, (ii) the company’s board of directors, and (iii) if such
compensation  arrangement  is  inconsistent  with  the  company’s  stated  compensation  policy,  the  company’s  shareholders  (by  a  special  majority  vote  as
discussed  above  with  respect  to  the  approval  of  director  compensation).  However,  if  the  shareholders  of  the  company  do  not  approve  a  compensation
arrangement with an executive officer that is inconsistent with the company’s stated compensation policy, the compensation committee and board of directors
may override the shareholders’ decision if each of the compensation committee and the board of directors provide detailed reasons for their decision.

93

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
An amendment to an existing arrangement with an office holder who is not the chief executive officer or a director requires only the approval of the
compensation committee, if the compensation committee determines that the amendment is not material in comparison to the existing arrangement. However,
according to regulations promulgated under the Israeli Companies Law, an amendment to an existing arrangement with an office holder who is subordinate to
the chief executive officer (and who is not a director) shall not require the approval of the compensation committee, if (i) the amendment is approved by the
chief executive officer and the company’s compensation policy determines that a non-material amendment to the terms of service of an office holder (other
than  the  chief  executive  officer)  may  be  approved  by  the  chief  executive  officer  and  (ii)  the  engagement  terms  are  consistent  with  the  company’s
compensation policy.

Chief executive officer. Under the Companies Law, the compensation of a public company’s chief executive officer is required to be approved by: (i) the
company’s  compensation  committee;  (ii)  the  company’s  board  of  directors,  and  (iii)  the  company’s  shareholders  (by  a  special  majority  vote  as  discussed
above with respect to the approval of director compensation). However, if the shareholders of the company do not approve the compensation arrangement
with  the  chief  executive  officer,  the  compensation  committee  and  board  of  directors  may  override  the  shareholders’  decision  if  each  of  the  compensation
committee  and  the  board  of  directors  provide  a  detailed  report  for  their  decision.  The  approval  of  each  of  the  compensation  committee  and  the  board  of
directors should be in accordance with the company’s stated compensation policy; however, in special circumstances, they may approve compensation terms
of  a  chief  executive  officer  that  are  inconsistent  with  such  policy  provided  that  they  have  considered  those  provisions  that  must  be  included  in  the
compensation policy according to the Companies Law and that shareholder approval was obtained (by a special majority vote as discussed above with respect
to  the  approval  of  director  compensation).  In  addition,  the  compensation  committee  may  waive  the  shareholder  approval  requirement  with  regards  to  the
approval of the engagement terms of a candidate for the chief executive officer position, if they determine that the compensation arrangement is consistent
with  the  company’s  stated  compensation  policy,  and  that  the  chief  executive  officer  did  not  have  a  prior  business  relationship  with  the  company  or  a
controlling  shareholder  of  the  company  and  that  subjecting  the  approval  of  the  engagement  to  a  shareholder  vote  would  impede  the  company’s  ability  to
employ the chief executive officer candidate.

Duties of shareholders

Under  the  Companies  Law,  a  shareholder  has  a  duty  to  refrain  from  abusing  its  power  in  the  company  and  to  act  in  good  faith  and  in  an  acceptable
manner in exercising its rights and performing its obligations to the company and other shareholders, including, among other things, when voting at general
meetings of shareholders on the following matters:

●

●

●

●

an amendment to the articles of association;

an increase in the company’s authorized share capital;

a merger; and

the approval of related party transactions and acts of office holders that require shareholder approval.

A shareholder also has a general duty to refrain from discriminating against other shareholders.

The remedies generally available upon a breach of contract will also apply to a breach of the above mentioned shareholder duties, and in the event of

discrimination against other shareholders, additional remedies are available to the injured shareholder.

In addition, any controlling shareholder, any shareholder that knows that its vote can determine the outcome of a shareholder vote and any shareholder
that, under a company’s articles of association, has the power to appoint or prevent the appointment of an office holder, or any other power with respect to the
company,  has  a  duty  to  act  with  fairness  towards  the  company.  The  Companies  Law  does  not  describe  the  substance  of  this  duty,  except  to  state  that  the
remedies  generally  available  upon  a  breach  of  contract  will  also  apply  in  the  event  of  a  breach  of  the  duty  to  act  with  fairness,  taking  the  shareholder’s
position in the company into account.

Approval of private placements

Under the Companies Law and the regulations promulgated thereunder, a private placement of securities does not require approval at a general meeting
of the shareholders of a company; provided however, that in special circumstances, such as a private placement completed in lieu of a special tender offer (see
“Item 10.—Additional Information—B. Memorandum and Articles of Association—Acquisitions under Israeli law”) or a private placement which qualifies
as a related party transaction (see “Item 6.—Directors, Senior Management and Employees—C. Board Practices—Fiduciary duties and approval of specified
related party transactions under Israeli law”), approval at a general meeting of the shareholders of a company is required.

94

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exculpation, Insurance and Indemnification of Office Holders

Under the Companies Law, a company may not exculpate an office holder from liability for a breach of the duty of loyalty. A company may exculpate an
office holder in advance from liability to the company, in whole or in part, for damages caused to the company as a result of a breach of the duty of care but
only  if  a  provision  authorizing  such  exculpation  is  included  in  its  articles  of  association.  Our  amended  and  restated  articles  of  association  include  such  a
provision. An Israeli company may not exculpate a director from liability arising out of a breach of the duty of care with respect to a dividend or distribution
to shareholders.

Under  the  Companies  Law  and  the  Securities  Law,  5738—1968,  or  the  Securities  Law,  a  company  may  indemnify  an  office  holder  in  respect  of  the
following liabilities, payments and expenses incurred for acts performed as an office holder, either pursuant to an undertaking made in advance of an event or
following an event, provided a provision authorizing such indemnification is contained in its articles of association:

●

●

●

●

a monetary liability incurred by or imposed on him or her in favor of another person pursuant to a judgment, including a settlement or arbitrator’s
award approved by a court. However, if an undertaking to indemnify an office holder with respect to such liability is provided in advance, then such
undertaking  must  be  limited  to  certain  events  which,  in  the  opinion  of  the  board  of  directors,  can  be  foreseen  based  on  the  company’s  activities
when the undertaking to indemnify is given, and to an amount or according to criteria determined by the board of directors as reasonable under the
circumstances, and such undertaking shall detail the foreseen events and described above amount or criteria;

reasonable litigation expenses, including reasonable attorneys’ fees, incurred by the office holder as (1) a result of an investigation or proceeding
instituted against him or her by an authority authorized to conduct such investigation or proceeding, provided that (i) no indictment was filed against
such office holder as a result of such investigation or proceeding; and (ii) no financial liability was imposed upon him or her as a substitute for the
criminal proceeding as a result of such investigation or proceeding or, if such financial liability was imposed, it was imposed with respect to an
offense that does not require proof of criminal intent; or (2) in connection with a monetary sanction; a monetary liability imposed on him or her in
favor of an injured party at an Administrative Procedure (as defined below) pursuant to Section 52(54)(a)(1)(a) of the Securities Law;

expenses incurred by an office holder or certain compensation payments made to an injured party that were instituted against an office holder in
connection with an Administrative Procedure under the Securities Law, including reasonable litigation expenses and reasonable attorneys’ fees; and

reasonable litigation expenses, including attorneys’ fees, incurred by the office holder or imposed by a court in proceedings instituted against him or
her by the company, on its behalf or by a third party or in connection with criminal proceedings in which the office holder was acquitted or as a
result of a conviction for an offense that does not require proof of criminal intent.

“Administrative  Procedure”  is  defined  as  a  procedure  pursuant  to  chapters  H3  (Monetary  Sanction  by  the  Israeli  Securities  Authority),  H4
(Administrative  Enforcement  Procedures  of  the  Administrative  Enforcement  Committee)  or  I1  (Arrangement  to  prevent  Procedures  or  Interruption  of
procedures subject to conditions) to the Securities Law.

Under the Companies Law and the Securities Law, a company may insure an office holder against the following liabilities incurred for acts performed by

him or her as an office holder if and to the extent provided in the company’s articles of association:

●

●

●

●

●

a breach of duty of care to the company or to a third party, to the extent such a breach arises out of the negligent conduct of the office holder;

a breach of duty of loyalty to the company, provided that the office holder acted in good faith and had a reasonable basis to believe that the act
would not harm the company;

a monetary liability imposed on the office holder in favor of a third party;

a monetary liability imposed on the office holder in favor of an injured party at an Administrative Procedure pursuant to Section 52(54)(a)(1)(a) of
the Securities Law; and

expenses incurred by an office holder in connection with an Administrative Procedure instituted against him or her, including reasonable litigation
expenses and reasonable attorneys’ fees.

95

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Under the Companies Law, a company may not indemnify, exculpate or insure an office holder against any of the following:

●

●

●

●

a breach of duty of loyalty, except for indemnification and insurance for a breach of the duty of loyalty to the company to the extent that the office
holder acted in good faith and had a reasonable basis to believe that the act would not harm the company;

a breach of the duty of care committed intentionally or recklessly, excluding a breach arising out of the negligent conduct of the office holder;

an act or omission committed with intent to derive illegal personal benefit; or

a fine, monetary sanction or forfeit levied against the office holder.

Under the Companies Law, exculpation, indemnification and insurance of office holders must be approved by the compensation committee and the board
of directors and, with respect to certain office holders or under certain circumstances, also by the shareholders. See “Item 6.—Directors, Senior Management
and Employees—C. Board Practices—Fiduciary duties and approval of specified related party transactions under Israeli law.”

Our amended and restated articles of association permit us to, exculpate, indemnify and insure our office holders as permitted under the Companies Law.
Our  office  holders  are  currently  covered  by  a  directors  and  officers’  liability  insurance  policy.  As  of  the  date  of  this  registration  statement,  no  claims  for
directors’ and officers’ liability insurance have been filed under this policy, we are not aware of any pending or threatened litigation or proceeding involving
any of our directors or officers in which indemnification is sought, nor are we aware of any pending or threatened litigation that may result in claims for
indemnification by any director or officer.

We have entered into agreements with each of our directors and executive officers exculpating them, to the fullest extent permitted by law, from liability
to us for damages caused to us as a result of a breach of duty of care, and undertaking to indemnify them to the fullest extent permitted by law. The insurance
is  subject  to  our  discretion  depending  on  its  availability,  effectiveness  and  cost.  Effective  as  October  30,  2018,  the  maximum  amount  set  forth  in  such
agreements is (1) with respect to indemnification in connection with a public offering of our securities, the gross proceeds raised by us and/or any selling
shareholder  in  such  public  offering,  and  (2)  with  respect  to  all  permitted  indemnification,  the  greater  of  (i)  an  amount  equal  to  25%  of  our  shareholders’
equity  on  a  consolidated  basis,  based  on  our  most  recent  financial  statements  made  publicly  available  before  the  date  on  which  the  indemnity  payment  is
made  and  (ii)  $40  million.  In  the  opinion  of  the  SEC,  indemnification  of  directors  and  executive  officers  for  liabilities  arising  under  the  Securities  Act
however, is against public policy and therefore unenforceable.

D. Employees.

As of December 31, 2019, we had 79 full-time employees and four part-time employees, 67 of whom are based in Israel and 16 of whom are based in the
United  States.  Of  these  employees,  65  are  primarily  engaged  in  research  and  development  activities  and  15  are  primarily  engaged  in  general  and
administrative and commercial matters. A total of eight employees have an M.D. or Ph.D. degree. None of our employees is represented by a labor union. We
have never experienced any employment-related work stoppages and believe our relationships with our employees are good.

Israeli  labor  laws  principally  govern  the  length  of  the  workday,  minimum  wages  for  employees,  procedures  for  hiring  and  dismissing  employees,
determination of severance pay, annual leave, sick days, advance notice of termination of employment, equal opportunity and anti-discrimination laws and
other  conditions  of  employment.  Subject  to  certain  exceptions,  Israeli  law  generally  requires  severance  pay  upon  the  retirement,  death  or  dismissal  of  an
employee,  and  requires  us  and  our  employees  to  make  payments  to  the  National  Insurance  Institute,  which  is  similar  to  the  U.S.  Social  Security
Administration. Our employees have defined benefit pension plans that comply with applicable Israeli legal requirements, which also include the mandatory
pension payments required by applicable law and allocations for severance pay.

While none of our employees are party to any collective bargaining agreements, certain provisions of the collective bargaining agreements between the
Histadrut  (General  Federation  of  Labor  in  Israel)  and  the  Coordination  Bureau  of  Economic  Organizations  (including  the  Industrialists’ Associations)  are
applicable to our employees by extension orders issued by the Israel Ministry of Economy and Industry (previously the Israeli Ministry of Trade, Industry and
Labor). These provisions primarily concern the length of the workweek, pension fund benefits for all employees and for employees in the industry section,
insurance for work-related accidents, travel expenses reimbursement, holiday leave, convalescent payments and entitlement for vacation days. We generally
provide  our  employees  with  benefits  and  working  conditions  beyond  the  required  minimums.  We  have  never  experienced  any  employment-related  work
stoppages and believe our relationship with our employees is good.

96

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
E. Share Ownership.

Share ownership by Directors and Executive Officers

For information regarding ownership of our ordinary shares by our directors and executive officers, see “Item 7. Major Shareholders and Related Party

Transactions—A. Major Shareholders”.

Share Option Plans

For information on our see “Item 6. Directors, Senior Management and Employees—B. Compensation—Equity Compensation Plans.”

ITEM 7. Major Shareholders and Related Party Transactions.

A. Major Shareholders.

The following table sets forth certain information regarding the beneficial ownership of our ordinary shares as of February, 20, 2020 by:

●

●

●

each of our directors and executive officers;

all of executive officers and directors as a group; and

each person (or group of affiliated persons) known by us to be the beneficial owner of more than 5% of the outstanding ordinary shares.

The beneficial ownership of our ordinary shares is determined in accordance with the rules of the SEC. Under these rules, a person is deemed to be a
beneficial owner of a security if that person has or shares voting power, which includes the power to vote or to direct the voting of the security, or investment
power, which includes the power to dispose of or to direct the disposition of the security. For purposes of the table below, we deem ordinary shares issuable
pursuant to options that are currently exercisable or exercisable within 60 days as of February 20, 2020, if any, to be outstanding and to be beneficially owned
by the person holding the options or warrants for the purposes of computing the percentage ownership of that person, but we do not treat them as outstanding
for the purpose of computing the percentage ownership of any other person. The percentage of ordinary shares beneficially owned is based on 33,670,926
ordinary shares outstanding as of February 20, 2020.

Except where otherwise indicated, we believe, based on information furnished to us by such owners and based on public information, that the beneficial
owners of the ordinary shares listed below have sole investment and voting power with respect to such shares. In addition, none of our shareholders have
different voting rights from other shareholders. To the best of our knowledge, we are not owned or controlled, directly or indirectly, by another corporation or
by any foreign government. We are not aware of any arrangement that may, at a subsequent date, result in a change of control of our company.

97

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Unless otherwise noted below, the address of each shareholder, director and executive officer is c/o Gamida Cell Ltd., 5 Nahum Heftsadie St., Givaat

Shaul, Jerusalem 91340, Israel.

Holders of more than 5% of our voting securities:

Access Industries.(2)
Novartis Pharma A.G.(3)
FMR LLC(4)
Smartmix Limited(5)
Elbit Cord Blood Limited Partnership(6)
Shavit Capital Funds(7)
Israel HealthCare Ventures 2 LP Incorporated (IHCV II)(8)

Directors and executive officers who are not 5% holders:

Dr. Julian Adams
Shai Lankry
Josh Hamermesh
Tzvi Palash
Tracey Lodie
Dr. Ronit Simantov
Thomas Klima
Jas Uppal
Robert I. Blum
Ofer Gonen
Shawn Tomasello
Kenneth I. Moch
Michael S. Perry
Stephen Wills
Nurit Benjamini

As of February 20, 2020(1)
Ordinary
Shares

%

8,792,489     
5,194,054     
2,878,270     
2,857,331     
2,685,590     
2,194,289     
1,915,508     

*     
*     
*     
*     
*     
*     
*     
*     
*     
*     
*     
*     
*     
*     
*     

26.0%
15.0%
8.5%
8.5%
8.0%
6.4%
5.7%

-%
-%
-%
-%
-%
-%
-%
-%
-%
-%
-%
-%
-%
-%
-%

All directors and executive officers as a group (15 persons)(9)

827,705     

2.4%

*

Indicates beneficial ownership of less than 1% of the total ordinary shares outstanding.

(1) The percentages shown are based on 33,670,926 ordinary shares issued and outstanding as of February 20, 2020

(2) Consists  of:  (i)  1,507,369  ordinary  shares  and  160,743  ordinary  shares  issuable  upon  exercise  of  outstanding  warrants  held  by  Clal  Biotechnology
Industries Ltd., or CBI; (ii) 1,374,377 ordinary shares held by Bio Medical Investment (1997) Ltd., or Bio Medical, a wholly owned subsidiary of CBI;
(iii) 3,750,000 ordinary shares by AI Gamida Holdings LLC and (iv) 2,000,000 ordinary shares held by AI biotechnology LLC. Clal Industries Ltd. owns
47% of the outstanding shares of, and controls, CBI. Clal Industries Ltd. is wholly owned by Access AI Ltd., which is owned by AI Diversified Holdings
S.à  r.l.,  which  is  owned  by  AI  Diversified  Parent  S.à  r.l.,  which  is  owned  by  AI  Diversified  Holdings  Limited  (“AIDH  Limited”).  AIDH  Limited  is
controlled by AI SMS L.P (“AI SMS”). Access Industries Holdings LLC (“AIH”) owns a majority of the equity of AI SMS, and Access Industries, LLC
(“LLC”), holds a majority of the outstanding voting interests in AIH. Access Industries Management, LLC (“AIM”) controls LLC and AIH, and Len
Blavatnik controls AIM. AIM controls AIH LLC and Len Blavatnik controls AIM. The address of each of Clal Industries Ltd., CBI and Bio Medical is
the Triangular Tower, 3 Azrieli Center, Tel Aviv 67023, Israel and the address of each of foregoing other than Bio Medical, CBI, and Clal Industries Ltd.
is 730 Fifth Avenue, 20th Floor, New York, NY 10019.

(3) Consists of 4,336,759 ordinary shares and 857,295 ordinary shares issuable upon exercise of outstanding warrants. The principal address of Novartis

A.G. is Lichtstrasse 35 4056 Basel, Switzerland.

(4) Consists of 2,878,270 ordinary shares beneficially owned by FMR LLC. The principal address of FMR LLC is 245 Summer Street, Boston,

Massachusetts 02210.

(5) Consists of 1,785,714 ordinary shares and 1,071,617 ordinary shares issuable upon exercise of outstanding warrants held by SMARTMIX LIMITED.
The controlling shareholder of SMARTMIX LIMITED is VMS Investment Fund II, L.P. VMS Investment Fund II, L.P. is managed by VMS Investment
Management GP II Limited in its capacity as the general partner. The controlling shareholder of VMS Investment Management GP II Limited is VMS
Investment  Management  Inc.  The  controlling  shareholder  of  VMS  Investment  Management  Inc.  is  VMS  Financial  Services  Group  Limited.  The
controlling shareholder of VMS Financial Services Group Limited is VMS Holdings Limited. The controlling shareholder of VMS Holdings Limited is
MAK Siu Hang Viola. The address of each of foregoing other than VMS Investment Fund II, L.P., VMS Investment Management GP II Limited and
MAK Siu Hang Viola is Vistra Corporate Services Centre, Wickhams Cay II, Road Town, Tortola, VG1110, British Virgin Islands. The address of each
of  VMS  Investment  Fund  II,  L.P.  and  VMS  Investment  Management  GP  II  Limited  is  4th  Floor,  Harbour  Place,  103  South  Church  Street,  P.O.  Box
10240, Grand Cayman KY1-1002, Cayman Islands. The address of MAK Siu Hang Viola is 4/F, No. 24 Belleview Drive, Repulse Bay Garden, Hong
Kong.

98

 
 
 
 
 
 
 
 
   
 
   
     
 
 
   
     
 
   
   
   
   
   
   
   
 
   
      
  
   
      
  
 
   
      
  
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
   
      
  
   
 
 
 
 
 
 
 
 
 
 
 
(6) Consists of 2,685,590 ordinary shares held by Elbit Cord Blood Limited Partnership (“ECB”). The controlling interest holder of ECB is Elbit Medical
Technologies Ltd. The controlling shareholder of Elbit Medical Technologies Ltd. is Elbit Imaging Ltd. The principal address of each of the foregoing is
3 Shimshon, Olympia A Tower, Petach Tikva, Israel.

(7) Consists  of  (i)  1,765,168  Ordinary  Shares  and  warrants  to  purchase  up  to  392,925  Ordinary  Shares  held  by  a  number  of  affiliated  Shavit  funds,  (ii)
10,000 Ordinary Shares and warrants to purchase up to 26,196 Ordinary Shares held by Mr. Gabriel Liebler. The address of each of Gabriel Leibler is 4a
Gidon Street, Jerusalem 9350604 Israel.

(8) Consists of 1,808,347 ordinary shares and 107,161 ordinary shares issuable upon exercise of outstanding warrants held by Israel HealthCare Ventures 2
L.P. (“IHCV 2”). The general partner of IHCV2 is IHCV2 General Partner Limited, which is controlled by its directors Fort Limited and Elton Limited.
The controlling shareholder of Fort Limited and Elton Limited is Fort Management Services Limited. The controlling shareholder of Fort Management
Services Limited is Mr. Jos Ensink. The address of each of the foregoing is Bordage House, Le Bordage, St Peter Port, Guernsey, GY1 1BU.

(9) Consists  of  options  to  purchase  827,705  ordinary  shares,  which  are  currently  exercisable  or  will  become  exercisable  within  60  days  of  February  20,

2019.

Record Holders

As of February 20, 2020, our ordinary shares were held by 70 registered holders (not including CEDE & Co.). Based on the information provided to us
by our transfer agent, as of February 20, 2020, 6 registered holders were U.S. domiciled holders and held approximately 1.2% of our outstanding ordinary
shares.

Significant Changes in Percentage Ownership by Major Shareholders

To  our  knowledge,  the  significant  changes  in  the  percentage  of  ownership  held  by  our  major  shareholders  during  the  past  three  years  have  been  the

increase in the percentage of ownership held by FMR LLC above 5% in 2019.

B. Related Party Transactions.

Our policy is to enter into transactions with related parties on terms that, on the whole, are no more favorable, or no less favorable than those available
from unaffiliated third parties. Based on our experience in the business sectors in which we operate and the terms of our transactions with unaffiliated third
parties, we believe that all of the transactions described below met this policy standard at the time they occurred. The following is a description of material
transactions, or series of related material transactions since December 31, 2016, to which we were or will be a party and in which the other parties included or
will include our directors, executive officers, holders of more than 5% of our voting securities or any member of the immediate family of any of the foregoing
persons.

Agreements with Shareholders

Amended and Restated Investors’ Rights Agreement

We are party to an investors’ rights agreement, dated July 3, 2017, or the Investors’ Rights Agreement, with certain of our shareholders. See “Item 10.

Additional Information.—C. Material Contracts—Registration Rights Agreement.”

Series F-1 Preferred Share Purchase Agreements

In  June  2017,  pursuant  to  that  certain  Series  F  Preferred  Share  Purchase  Agreement,  we  issued  to  investors  a  total  of  4,274,363  Series  F-1  Preferred
Shares  and  warrants  to  purchase  up  to  2,564,619  Series  F-2  Preferred  Shares  for  an  aggregate  investment  amount  of  $40,350,000.  Under  the  Series  F
Preferred  Share  Purchase  Agreement,  we  issued  (i)  Novartis  a  total  of  847,458  Series  F-1  Preferred  Shares  and  warrants  to  purchase  508,475  Series  F-2
Preferred Shares for an aggregate investment amount of $8,000,000, (ii) Israel HealthCare Ventures 2 LP Incorporated a total of 105,898 Series F-1 Preferred
Shares and warrants to purchase 63,559 Series F-2 Preferred Shares for an aggregate investment amount of $1,000,000, (iii) Smartmix Limited, a total of
1,059,322 Series F-1 Preferred Shares and warrants to purchase 635,593 Series F-2 Preferred Shares for an aggregate investment amount of $10,000,000, (iv)
Shavit  Capital  Funds  a  total  of  1,059,321  Series  F-1  Preferred  Shares  and  warrants  to  purchase  635,593  Series  F-2  Preferred  Shares  for  an  aggregate
investment amount of $10,000,000, and (v) Clal Biotechnology Industries Ltd. a total of 158,898 Series F-1 Preferred Shares and warrants to purchase 95,339
Series F-2 Preferred Shares for an aggregate investment amount of $1,500,000. In connection with the completion of our initial public offering, all Series F
Preferred  shares  were  converted  to  ordinary  shares  and  all  of  the  warrants  to  purchase  Series  F-2  Preferred  Shares  have  been  converted  to  warrants  to
purchase ordinary shares. As part of the Series F Preferred Share Purchase Agreement, each of Shavit Capital Funds and Smartmix Limited had the right to
appoint an non-voting observer to our board of directors. On February 4, 2019, we entered into the Second Amendment to Series F Preferred Share Purchase
Agreement, pursuant to which the board observer rights of each of Shavit Capital Funds and Smartmix Limited were terminated.

99

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Information Rights Agreements

As  part  of  our  initial  public  offering  and  effective  as  of  its  closing,  we  entered  into  information  rights  agreements  with  certain  of  our  principal
shareholders,  Clal  Biotechnology  Industries  Ltd.  and  Elbit  Cord  Blood  Limited  Partnership,  respectively.  The  information  rights  agreements  provide  the
respective  counterparty  with  rights  to  receive  our  annual  and  quarterly  financial  statements,  auditor  consent  letters  and  valuation  reports,  and  other
information reasonably required by such counterparty to enable it to prepare its financial statements. The information rights agreements also require that the
Company provide the respective counterparty with information material to the Company and mandated to be disclosed by the requirements applicable to such
counterparty, as well as certain other material information of the Company. The information rights agreements contain customary confidentiality provisions
and terminate when the respective counterparty, and any company that controls such counterparty, is no longer required to issue public reports pursuant to the
Israeli Securities Law or the Securities Exchange Act of 1934, as amended.

Agreements and Arrangements with Directors and Executive Officers

Chairman Letter Agreement

In  connection  with  our  initial  public  offering,  we  entered  into  a  chairman  letter  agreement  with  Mr.  Robert  I.  Blum,  the  chairman  of  our  board  of
directors, dated September 13, 2018. This agreement sets forth Mr. Blum’s entitlement to receive an annual fixed cash fee of $50,000 plus value-added tax, or
VAT, if applicable, an initial grant of 30,000 options to purchase ordinary shares of the Company upon the closing of our initial public offering or the four-
month anniversary of the agreement and annual grants thereafter of 15,000 options to purchase ordinary shares of the Company. The agreement also contains
customary  provisions  regarding  non-competition,  confidentiality  of  information  and  assignment  of  inventions.  However,  the  enforceability  of  the  non-
competition provisions may be limited under applicable law.

Director Letter Agreements

In connection with our initial public offering or at the later date when each was appointed or elected, we have entered into written board member letter
agreements with each of our directors. These agreements set forth the directors entitlement to receive an annual fixed cash fee equal to $50,000 plus value
added  tax,  if  applicable,  and  annual  grants  of  share-based  compensation.  These  agreements  also  contain  customary  provisions  regarding  noncompetition,
confidentiality of information and assignment of inventions. However, the enforceability of the noncompetition provisions may be limited under applicable
law.

As of October 30, 2018, each of the Company’s non-executive directors shall be entitled to the following payments, which shall be paid in arrears, in
quarterly installments: (i) an annual fee of $40,000 plus VAT, if applicable, (ii) for each committee membership an additional annual fee of $10,000 plus VAT,
if applicable, (iii) for chairmanship of the board of directors an additional annual fee of $10,000 plus VAT, if applicable, and (iv) for each chairmanship of a
committee of the board of directors an additional annual fee of $5,000 plus VAT, if applicable. In addition, each of the Company’s non-executive directors,
other than the chairman of the board of directors, shall be entitled to receive an annual grant of options to purchase 10,000 ordinary shares of the Company,
and the chairman of the board of directors shall be entitled to receive an annual grant of options to purchase 15,000 ordinary shares of the Company.

Executive Officers Employment Agreements

We  have  entered  into  written  employment  agreements  with  each  of  our  executive  officers.  These  agreements  provide  for  notice  periods  of  varying
duration for termination of the agreement by us or by the relevant executive officer, during which time the executive officer will continue to receive base
salary and benefits (except for the accrual of vacation days). These agreements also contain customary provisions regarding non-competition, confidentiality
of information and assignment of inventions. However, the enforceability of the non-competition provisions may be limited under applicable law.

Options

Since our inception, we have granted options to purchase our ordinary shares and Ordinary C shares to our officers and certain of our directors. Such
option  agreements  may  contain  acceleration  provisions  upon  certain  merger,  acquisition,  or  change  of  control  transactions.  We  describe  our  option  plans
under  “Item  6.—Directors,  Senior  Management  and  Employees—B.  Compensation—Equity  Compensation  Plans”.  If  the  relationship  between  us  and  an
executive officer or a director is terminated, except for cause (as defined in the option plans), all options that are vested will generally remain exercisable for
ninety days after such termination.

Indemnification Agreements

Our amended and restated articles of association permit us to exculpate, indemnify and insure each of our directors and office holders to the fullest extent
permitted by Israeli law. In connection with our initial public offering or at the later date when each was appointed or elected, we entered into indemnification
agreements  with  each  of  our  directors  and  executive  officers,  undertaking  to  indemnify  them  to  the  fullest  extent  permitted  by  Israeli  law,  including  with
respect  to  liabilities  resulting  from  a  public  offering  of  our  shares,  to  the  extent  that  these  liabilities  are  not  covered  by  insurance.  We  have  also  obtained
directors and officers insurance for each of our executive officers and directors. For further information, see “Item 6.—Directors, Senior Management and
Employees—C. Board Practices—Exculpation, Insurance and Indemnification of Directors and Officers.”

100

 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
C. Interests of Experts and Counsel.

Not applicable.

ITEM 8. Financial Information.

A. Consolidated Statements and Other Financial Information.

See “Item 18. Financial Statements” for a list of all consolidated financial statements filed as part of this annual report on Form 20-F.

Legal Matters

We are not, nor have we been in the last fiscal year, a party to any legal or arbitration proceedings, including those relating to bankruptcy, receivership or
similar proceedings and those involving any third-party, nor any governmental proceedings pending or known to be contemplated, which may have, or have
had in the recent past, significant effects on the company’s financial position or profitability.

Dividend Policy

We have never declared or paid any cash dividends to our shareholders of our ordinary shares, and we do not anticipate or intend to pay cash dividends
in the foreseeable future. Payment of cash dividends, if any, in the future will be at the discretion of our board of directors in compliance with applicable legal
requirements  and  will  depend  on  a  number  of  factors,  including  future  earnings,  our  financial  condition,  operating  results,  contractual  restrictions,  capital
requirements, business prospects, our strategic goals and plans to expand our business, applicable law and other factors that our board of directors may deem
relevant.

The  Israeli  Companies  Law  imposes  further  restrictions  on  our  ability  to  declare  and  pay  dividends.  See  “Item  10.  Additional  Information—B.
Memorandum  and  Articles  of  Association—Dividend  and  Liquidation  Rights”  for  additional  information.  Payment  of  dividends  may  be  subject  to  Israeli
withholding taxes. See “Taxation—Material Israeli Tax Considerations” for additional information.

B. Significant Changes.

No significant changes with respect to our consolidated financial statements have occurred since December 31, 2019.

ITEM 9. The Offer and Listing.

A. Offer and Listing Details.

Our ordinary shares have been listed on the Nasdaq Global Market under the symbol “GMDA” since October 26, 2018. Prior to that date, there was no

public trading market for our ordinary shares. Our initial public offering was priced at $8.00 per share.

B. Plan of Distribution.

Not applicable.

C. Markets.

Our ordinary shares have been listed on the Nasdaq Global Market since October 26, 2018 under the symbol “GMDA”.

D. Selling Shareholders.

Not applicable.

101

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
E. Dilution.

Not applicable.

F. Expenses of the Issue.

Not applicable.

ITEM 10. Additional Information.

A. Share Capital.

Not applicable.

B. Memorandum and Articles of Association.

The information called for by this item has been reported previously in our Registration Statement on Form F-1 as filed under the Securities Act with the

SEC on October 17, 2018 and has not changed since, and therefore is incorporated by reference to that Registration Statement.

C. Material Contracts.

The following are summary descriptions of certain material agreements to which we are a party. The descriptions provided below do not purport to be

complete and are qualified in their entirety by the complete agreements, which are attached as exhibits to this annual report on Form 20-F.

For a description of our material agreements relating to our strategic collaborations and research arrangements and other material agreements, please

refer to “Item 4. Information on the Company.”

Employment Agreements

See “Item 7. Major Shareholders and Related Party Transactions—B. Related Party Transactions—Agreements and Arrangements with Directors and

Executive Officers.”

2017 Private Placement

See “Item 7. Major Shareholders and Related Party Transactions—B. Related Party Transactions—Agreements with Shareholders.”

At- the- Market Ordinary Shares Offering

On  November  14,  2019,  we  entered  into  a  Controlled  Equity  Sales  Agreement  under  which  we  may  offer  and  sell  our  ordinary  shares  having  an
aggregate gross sales price of up to $30 million from time to time through Cantor Fitzgerald & Co. or Cantor. Pursuant to the Sales Agreement and upon
delivery of notice by the Company, Cantor may sell our ordinary shares under an “at the market offering”. From inception through to December 31, 2019 we
did not sell any shares under this facility.

102

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
Commercial Manufacturing Agreement

In June 2019, we entered into the Services Agreement, with Lonza, which provides for the future commercial production after potential FDA approval of
omidubicel.  Under  the  Services  Agreement,  Lonza  will  construct  and  dedicate  production  suites  prior  to  anticipated  commercial  launch.  Additionally,  the
agreement enables us to increase the number of Lonza’s dedicated production suites over time to ensure commercial supply of omidubicel.

The term of the Services Agreement is the shorter of seven years from the date of execution or five years from the date of the first FDA approval of
omidubicel. The Services Agreement may be terminated in the event of an uncured material breach by one of the parties. If we do not receive FDA approval
of omidubicel by December 31, 2021, we will have the right to terminate the Services Agreement upon 30 days’ written notice. Either party may terminate
without cause after the referenced time periods, but only after the Initial Term, which is the third anniversary of the Effective Date (June 10, 2019). Further,
the  Manufacturing  Agreement  may  be  terminated  by  either  party  upon  notice  in  the  event  of  dissolution,  termination  of  existence,  liquidation  or  business
failure of the other party, the uncured appointment of a custodian or receiver to the other party or un-dismissed institution of insolvency, reorganization or
bankruptcy proceedings.

As of the date of December 31, 2019, we have paid Lonza an aggregate of approximately $12.1 million pursuant to the Services Agreement.

Registration Rights Agreement

We have entered into the Investors’ Rights Agreement with certain of our shareholders. As of February 20, 2020, the holder of a total of 3,461,759 of our
ordinary  shares,  have  the  right  to  require  us  to  register  these  shares  under  the  Securities  Act  under  specified  circumstances  and  will  have  incidental
registration  rights  as  described  below.  After  registration  pursuant  to  these  rights,  these  shares  will  become  freely  tradable  without  restriction  under  the
Securities Act.

Demand Registration Rights

Holders  of  a  majority  of  the  registrable  securities  under  the  Investors’  Rights  Agreement  or  holders  of  registrable  securities  then  outstanding  and
constituting the Special F Majority, as defined under the articles of association in effect immediately prior to the closing of our initial public offering, may
request, subject to certain exceptions, that we file a registration statement on Form F-1. Upon receipt of such registration request, we are obligated to use our
reasonable commercial efforts to file the registration statement as soon as practicable, and in any event within sixty (60) days after the date such request is
given by the initiating shareholders.

We have the right not to effect such filing during the period that is within 180 days after we have filed another such registration statement or completed
certain other registered offerings or if we intend to file a registration statement for our own account within 90 days. We are not obligated to file more than
three  registration  statements  on  Form  F-1  pursuant  to  these  demand  provisions.  Any  other  holder  of  registrable  securities  has  the  right  to  include  its
registrable securities in an underwritten registration pursuant to a demand registration.

Shelf Registration Rights

Holders  of  at  least  25%  of  the  registrable  securities  under  the  Investors’  Rights  Agreement  or  holders  of  registrable  securities  then  outstanding  and
constituting the Special F Majority, as defined under the articles of association that were in effect immediately prior to closing of our initial public offering,
may, subject to certain limitation, request that we file a shelf registration statement for an offering to be made on a delayed or continuous basis pursuant to
Rule 415 under the Securities Act registering the resale from time to time by holders of registrable securities. In such event, we are required to give written
notice of such request to all holders of registrable securities, who may elect to join in such request. Subsequently, upon receipt of such registration request, we
are obligated to use our reasonable commercial efforts to file the registration statement as soon as practicable, and in any event within 45 days after the date
such request is given. We are required to effect only one shelf registration statement. We are not required to effect any underwritten offering within 90 days of
another underwritten offering.

D. Exchange Controls.

There are no Israeli government laws, decrees or regulations that restrict or that affect our export or import of capital or the remittance of dividends,
interest or other payments to non-resident holders of our securities, including the availability of cash and cash equivalents for use by us and our wholly-owned
subsidiaries, except for ownership by nationals of certain countries that are, or have been, declared as enemies of Israel or otherwise as set forth under “Item
10. Additional Information—E. Taxation.”

E. Taxation4.

The following description is not intended to constitute a complete analysis of all tax consequences relating to the acquisition, ownership and disposition
of  our  ordinary  shares.  You  should  consult  your  own  tax  advisor  concerning  the  tax  consequences  in  your  particular  situation,  as  well  as  any  tax
consequences that may arise under the laws of any taxing jurisdiction.

4 Under ongoing review.

103

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Material Israeli Tax Considerations

The following is a summary of the material Israeli tax laws applicable to us, and some Israeli Government programs benefiting us. This section also
contains a discussion of some Israeli tax consequences to persons owning our ordinary shares. This summary does not discuss all the aspects of Israeli tax law
that may be relevant to a particular investor in light of his or her personal investment circumstances or to some types of investors subject to special treatment
under Israeli law. Examples of this kind of investor include traders in securities or persons that own, directly or indirectly, 10% or more of our outstanding
voting capital, all of whom are subject to special tax regimes not covered in this discussion. Some parts of this discussion are based on a new tax legislation
which has not been subject to judicial or administrative interpretation. The discussion should not be construed as legal or professional tax advice and does not
cover all possible tax considerations.

SHAREHOLDERS ARE URGED TO CONSULT THEIR OWN TAX ADVISORS AS TO THE ISRAELI OR OTHER TAX CONSEQUENCES OF THE
PURCHASE, OWNERSHIP AND DISPOSITION OF OUR ORDINARY SHARES, INCLUDING, IN PARTICULAR, THE EFFECT OF ANY NON-U.S.,
STATE OR LOCAL TAXES.

General Corporate Tax Structure in Israel

Israeli resident companies are generally subject to corporate tax on their taxable income at the rate of 23% in 2019 tax year and thereafter. However, the
effective tax rate payable by a company that derives income from a Preferred Enterprise or a Technology Enterprise (as discussed below) may be considerably
less. Capital gains derived by an Israeli resident company are subject to tax at the prevailing corporate tax rate.

Law for the Encouragement of Industry (Taxes), 1969

The  Law  for  the  Encouragement  of  Industry  (Taxes),  1969,  or  the  Industry  Encouragement  Law,  provides  certain  tax  benefits  for  an  “Industrial
Company”. The Industry Encouragement Law defines an “Industrial Company” as an Israeli resident company incorporated in Israel, of which 90% or more
of its income in any tax year, other than income from certain government loans, is derived from an “Industrial Enterprise” owned by it and located in Israel or
in the “Area”, in accordance with the definition in the section 3a of the Israeli Income Tax Ordinance (New Version) 1961, or the Ordinance. An “Industrial
Enterprise” is defined as an enterprise which is held by an Industrial Company whose principal activity in any given tax year is industrial production.

The following tax benefits, among others, are available to Industrial Companies:

●

●

●

amortization over an eight-year period of the cost of patents and rights to use a patent and know-how that were purchased in good faith and are used
for the development or advancement of the Industrial Enterprise, commencing from the tax year where the Industrial Enterprise began to use them;

under certain conditions, the right to elect to file consolidated tax returns with Israeli Industrial Companies controlled by it; and

expenses related to a public offering are deductible in equal amounts over three years commencing on the year of our initial public offering.

We believe that we qualify as an “Industrial Company” within the meaning of the Industry Encouragement Law. There can be no assurance that we will

continue to qualify as an Industrial Company or that the benefits described above will be available to us in the future.

Tax Benefits under the Law for the Encouragement of Capital Investments, 1959

The  Law  for  the  Encouragement  of  Capital  Investments,  1959,  generally  referred  to  as  the  “Investment  Law”,  provides  certain  incentives  for  capital

investments in production facilities (or other eligible assets).

The Investment Law was significantly amended several times over the recent years, with the three most significant changes effective as of April 1, 2005,
referred to in this annual report on Form 20-F as the 2005 Amendment, as of January 1, 2011, referred to in this annual report on Form 20-F as the 2011
Amendment,  and  as  of  January  1,  2017,  referred  to  in  this  annual  report  on  Form  20-F  as  the  2017  Amendment.  Pursuant  to  the  2005  Amendment,  tax
benefits  granted  in  accordance  with  the  provisions  of  the  Investment  Law  prior  to  its  revision  by  the  2005  Amendment  remain  in  force  but  any  benefits
granted subsequently are subject to the provisions of the amended Investment Law. Similarly, the 2011 Amendment introduced new benefits to replace those
granted in accordance with the provisions of the Investment Law in effect prior to the 2011 Amendment. However, companies entitled to benefits under the
Investment Law as in effect prior to January 1, 2011 were entitled to choose to continue to enjoy such benefits, provided that certain conditions are met, or
elect instead, irrevocably, to forego such benefits and have the benefits of the 2011 Amendment apply. The 2017 Amendment introduces new benefits for
Technological Enterprises, alongside the existing tax benefits. We did not utilize any of the benefits for which we were eligible under the Investment Law
prior to the 2011 Amendment, and starting in the 2017 tax year we elected to apply for the new benefits under the 2011 Amendment.

104

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tax benefits under the 2011 Amendment

On December 29, 2010, the Israeli Parliament approved the 2011 Amendment. The 2011 Amendment significantly revised the tax incentive regime in

Israel and commenced on January, 1 2011.

The 2011 Amendment introduced new tax benefits for income generated by a “Preferred Company” through its “Preferred Enterprise” (as such terms are
defined  in  the  Investment  Law)  as  of  January  1,  2011.  The  definition  of  a  Preferred  Company  includes  a  company  incorporated  in  Israel  that  is  not  fully
owned by a governmental entity, and that has, among other things, Preferred Enterprise status and is controlled and managed from Israel.

A Preferred Company is entitled to a reduced corporate tax rate with respect to the income attributed to the Preferred Enterprise, at the following rates:

Tax Year

2011-2012
2013
2014-2016
2017 onwards(1)

Development
Region “A”  

Other Areas
within Israel

10%   
7%   
9%   
7.5%   

15%
12.5%
16%
16%

(1)

In December 2016, the Israeli Parliament (the Knesset) approved an amendment to the Investments Law pursuant to which the tax rate applicable to
Preferred Enterprises in Development Region “A” would be reduced to 7.5% as of January 1, 2017.

The classification of income generated from the provision of usage rights in know-how or software that were developed in the Preferred Enterprise, as
well  as  royalty  income  received  with  respect  to  such  usage,  as  Preferred  Enterprise  income  is  subject  to  the  issuance  if  a  pre-ruling  from  the  Israeli  Tax
Authority stipulates that such income is associated with the productive activity of the Preferred Enterprise in Israel.

Dividends distributed from income which is attributed to a “Preferred Enterprise” will be subject to withholding tax at source at the following rates: (i)
Israeli resident corporations – 0%, (although, if such dividends are subsequently distributed to individuals or a non-Israeli company, withholding tax at a rate
of 20% or such lower rate as may be provided in an applicable tax treaty will apply (subject to the receipt in advance of a valid certificate from the Israel Tax
Authority allowing for a reduced tax rate)) (ii) Israeli resident individuals – 20% (iii) non-Israeli residents (individuals and corporations) - 20%, subject to a
reduced tax rate under the provisions of an applicable double tax treaty (subject to the receipt in advance of a valid certificate from the Israel Tax Authority
allowing for a reduced tax rate).

The 2011 Amendment also revised the grant track to apply only to the approved programs located in Development Region “A” and shall provide not
only  cash  grants  (as  prior  to  the  2011  Amendment)  but  also  the  granting  of  loans.  The  rates  for  grants  and  loans  shall  not  be  fixed  but  up  to  20%  of  the
amount of the approved investment (may be increased with additional 4%). In addition, a company owning a Preferred Enterprise under the grant track may
be entitled also to the tax benefits which are prescribed for a Preferred Enterprise.

New Tax benefits under the 2017 Amendment that became effective on January 1, 2017.

The 2017 Amendment was enacted as part of the Economic Efficiency Law that was published on December 29, 2016, and is effective as of January 1,
2017. The 2017 Amendment provides new tax benefits for two types of “Technology Enterprises”, as described below, and is in addition to the other existing
tax beneficial programs under the Investment Law.

The 2017 Amendment provides that a technology company satisfying certain conditions will qualify as a “Preferred Technology Enterprise” and will
thereby enjoy a reduced corporate tax rate of 12% on income that qualifies as “Preferred Technology Income”, as defined in the Investment Law. The tax rate
is further reduced to 7.5% for a Preferred Technology Enterprise located in Development Region “A”. In addition, a Preferred Technology Company will
enjoy a reduced corporate tax rate of 12% on capital gain derived from the sale of certain “Benefitted Intangible Assets” (as defined in the Investment Law) to
a related foreign company if the Benefitted Intangible Assets were acquired from a foreign company on or after January 1, 2017 for at least NIS 200 million,
and the sale receives prior approval from IIA.

105

 
 
 
 
 
 
 
 
 
 
   
  
   
  
   
   
   
   
 
 
 
 
 
 
 
 
 
The  2017  Amendment  further  provides  that  a  technology  company  satisfying  certain  conditions  will  qualify  as  a  “Special  Preferred  Technology
Enterprise” (an enterprise for which, among others, total consolidated revenues of its parent company and all subsidiaries exceed NIS 10 billion) and will
thereby  enjoy  a  reduced  corporate  tax  rate  of  6%  on  “Preferred  Technology  Income”  regardless  of  the  company’s  geographic  location  within  Israel.  In
addition, a Special Preferred Technology Enterprise will enjoy a reduced corporate tax rate of 6% on capital gain derived from the sale of certain “Benefitted
Intangible Assets” to a related foreign company if the Benefitted Intangible Assets were either developed by an Israeli company or acquired from a foreign
company  on  or  after  January  1,  2017,  and  the  sale  received  prior  approval  from  IIA.  A  Special  Preferred  Technology  Enterprise  that  acquires  Benefitted
Intangible Assets from a foreign company for more than NIS 500 million will be eligible for these benefits for at least ten years, subject to certain approvals
as specified in the Investment Law.

Dividends distributed by a Preferred Technology Enterprise or a Special Preferred Technology Enterprise, paid out of Preferred Technology Income, are
subject to withholding tax at source at the rate of 20%, and if distributed to a foreign company and other conditions are met, the withholding tax rate will be
4%.

We are examining the impact of the 2017 Amendment and the degree to which we will qualify as a Preferred Technology Enterprise or Special Preferred
Technology Enterprise, and the amount of Preferred Technology Income that we may have, or other benefits that we may receive from the 2017 Amendment.

Taxation of the Company Shareholders

Capital Gains

Capital gain tax is imposed on the disposal of capital assets by an Israeli resident, and on the disposal of such assets by a non-Israel resident if those
assets are either (i) located in Israel, (ii) are shares or a right to a share in an Israeli resident corporation, or (iii) represent, directly or indirectly, rights to assets
located  in  Israel,  unless  a  tax  treaty  between  Israel  and  the  seller’s  country  of  residence  provides  otherwise.  The  Ordinance  distinguishes  between  “Real
Capital Gain” and the “Inflationary Surplus”. Real Capital Gain is the excess of the total capital gain over Inflationary Surplus computed generally on the
basis of the increase in the Israeli Consumer Price Index (“CPI”) between the date of purchase and the date of disposal.

The Real Capital Gain accrued by individuals on the sale of our ordinary shares (that were purchased after January 1, 2012, whether listed on a stock
exchange or not) will be taxed at the rate of 25%. However, if such shareholder is a “Controlling Shareholder” (i.e., a person who holds, directly or indirectly,
alone or together with such person’s relative or another person who collaborates with such person on a permanent basis, 10% or more of one of the Israeli
resident company’s means of control) at the time of sale or at any time during the preceding twelve (12) months period and/or claims a deduction for interest
and linkage differences expenses in connection with the purchase and holding of such shares, such gain will be taxed at the rate of 30%.

The Real Capital Gain derived by corporations will be generally subject to the ordinary corporate tax (23% in 2018 and thereafter).

Individual  shareholders  dealing  in  securities,  or  to  whom  such  income  is  otherwise  taxable  as  ordinary  business  income  are  taxed  in  Israel  at  their

marginal tax rates applicable to business income (up to 47% in 2018 and thereafter).

Notwithstanding the foregoing, capital gain derived from the sale of our ordinary shares by a non-Israeli resident (whether an individual or a corporation)
shareholder  may  be  exempt  under  the  Ordinance  from  Israeli  taxation  provided  that  the  following  cumulative  conditions  are  met:  (i)  the  shares  were
purchased upon or after the Company was listed for trading on Nasdaq provided, among other things (this condition will not apply to shares purchased on or
after January 1, 2009), that (ii) such gains were not derived from a permanent business or business activity that the non-Israeli resident maintains in Israel,
and (iii) neither such shareholders nor the particular gain are not subject to the Israeli Income Tax Law (Inflationary Adjustments) 5745-1985 (this condition
will not apply to shares purchased on or after January 1, 2009). These provisions dealing with capital gain are not applicable to a person whose gains from
selling  or  otherwise  disposing  of  the  shares  are  deemed  to  be  business  income.  However,  non-Israeli  corporations  will  not  be  entitled  to  the  foregoing
exemptions if an Israeli resident (i) has a controlling interest of more than 25% in such non-Israeli corporation or (ii) is the beneficiary of or is entitled to 25%
or more of the revenue or profits of such non-Israeli corporation, whether directly or indirectly.

106

 
 
 
 
 
 
 
 
 
 
 
 
In  addition,  the  sale  of  shares  may  be  exempt  from  Israeli  capital  gain  tax  under  the  provisions  of  an  applicable  tax  treaty  (subject  to  the  receipt  in
advance of a valid certificate from the Israel Tax Authority allowing for an exemption). For example, the U.S.-Israel Double Tax Treaty exempts U.S. resident
holding the shares as a capital asset and is entitled to claim the benefits afforded to such a resident by the U.S.-Israel Double Tax Treaty, or a Treaty U.S.
Resident, from Israeli capital gain tax in connection with such sale, provided that (i) the U.S. resident owned, directly or indirectly, less than 10% of an Israeli
resident company’s voting power at any time within the 12 month period preceding such sale, subject to certain conditions; (ii) the seller, being an individual,
is  present  in  Israel  for  a  period  or  periods  of  less  than  183  days  in  the  aggregate  at  the  taxable  year;  and  (iii)  the  capital  gain  from  the  sale,  exchange  or
disposition  was  not  derived  through  a  permanent  establishment  that  the  U.S.  resident  maintains  in  Israel,  (iv)  the  capital  gains  arising  from  such  sale,
exchange or disposition is not attributed to real estate located in Israel; or (v) the capital gains arising from such sale, exchange or disposition is not attributed
to royalties; and (vi) the shareholder is a U.S. resident (for purposes of the U.S.-Israel Treaty) is holding the shares as a capital asset. If any such case occurs,
the sale, exchange or disposition of our ordinary shares would be subject to Israeli tax, to the extent applicable. However, under the U.S.-Israel Tax Treaty,
such Treaty U.S. Resident would be permitted to claim a credit for such taxes against U.S. federal income tax imposed on any gain from such sale, exchange
or disposition, under the circumstances and subject to the limitations specified in the U.S.-Israel Double Tax Treaty.

In  some  instances  where  our  shareholders  may  be  liable  for  Israeli  tax  on  the  sale  of  their  ordinary  shares,  the  payment  of  the  consideration  may  be
subject to withholding of Israeli tax at source. Shareholders may be required to demonstrate that they are exempt from tax on their capital gains in order to
avoid withholding at source at the time of sale. Specifically, in transactions involving a sale of all of the shares of an Israeli resident company, in the form of a
merger or otherwise, the Israel Tax Authority may require from shareholders who are not liable for Israeli tax to sign declarations in forms specified by this
authority or obtain a specific exemption from the Israel Tax Authority to confirm their status as non-Israeli resident, and, in the absence of such declarations
or exemptions, may require the purchaser of the shares to withhold taxes at source.

Either  the  purchaser,  the  Israeli  stockbrokers  or  financial  institution  through  which  the  shares  are  held  is  obliged,  subject  to  the  above  mentioned
exemptions, to withhold tax upon the sale of securities on the amount of the consideration paid upon the sale of the securities at the rate of 25% in respect of
an individual, or at a rate of corporate tax, in respect of a corporation (23% in 2018 and thereafter).

At the sale of securities traded on a stock exchange a detailed return, including a computation of the tax due, must be filed and an advanced payment
must be paid on January 31 and July 31 of every tax year in respect of sales of securities made within the previous six months. However, if all tax due was
withheld at source according to applicable provisions of the Ordinance and regulations promulgated thereunder the aforementioned return need not be filed
and no advance payment must be paid. Capital gain is also reportable on the annual income tax return.

Dividends

A distribution of dividends from income, which is not attributed to a Preferred Enterprise to an Israeli resident individual, will generally be subject to
income tax at a rate of 25%. However, a 30% tax rate will apply if the dividend recipient is a “Controlling Shareholder” (as defined above) at the time of
distribution or at any time during the preceding 12 months period.

Distribution of dividends from income attributed to a Preferred Enterprise is generally subject to a tax at a rate of 20%. However, if such dividends are
distributed  to  an  Israeli  company,  no  tax  is  imposed  (although,  if  such  dividends  are  subsequently  distributed  to  individuals  or  a  non-Israeli  company,
withholding tax at a rate of 20% or such lower rate as may be provided in an applicable tax treaty (subject to the receipt in advance of a valid certificate from
the Israel Tax Authority allowing for an exemption) will apply). If the dividend is attributable partly to income derived from a Preferred Enterprise, and partly
from other sources of income, the income tax rate will be a blended rate reflecting the relative portions of the types of income. We cannot assure you that we
will designate the profits that we may distribute in a way that will reduce shareholders’ tax liability.

If the recipient of the dividend is an Israeli resident corporation, such dividend will be exempt from income tax provided the income from which such

dividend is distributed was derived or accrued within Israel.

The  Ordinance  generally  provides  that  a  non-Israeli  resident  (either  individual  or  corporation)  is  subject  to  an  Israeli  income  tax  on  the  receipt  of
dividends at the rate of 25% (30% if the dividends recipient is a “Controlling Shareholder” (as defined above), at the time of distribution or at any time during
the preceding 12 months period); those rates are subject to a reduced tax rate under the provisions of an applicable double tax treaty (subject to the receipt in
advance of a valid certificate from the Israel Tax Authority allowing for a reduced tax rate).

For example, under the U.S.-Israel Double Tax Treaty the following rates will apply in respect of dividends distributed by an Israeli resident company to
a Treaty U.S. Resident: (i) if the Treaty U.S. Resident is a corporation which holds during that portion of the taxable year which precedes the date of payment
of the dividend and during the whole of its prior taxable year (if any), at least 10% of the outstanding shares of the voting shares of the Israeli resident paying
corporation and not more than 25% of the gross income of the Israeli resident paying corporation for such prior taxable year (if any) consists of certain type of
interest or dividends – the maximum tax rate of withholding is 12.5%, and (ii) in all other cases, the tax rate is 25%, or the domestic rate (if such is lower).
The aforementioned rates under the Israel U.S. Double Tax Treaty will not apply if the dividend income was derived through a permanent establishment that
the Treaty U.S. Resident maintains in Israel. U.S. residents who are subject to Israeli withholding tax on a dividend may be entitled to a credit or deduction
for United States federal income tax purposes in the amount of the taxes withheld, subject to detailed rules contained in U.S. tax legislation.

107

 
 
 
 
 
 
 
 
 
 
 
 
A non-Israeli resident who receives dividend income derived from or accrued from Israel, from which the full amount of tax was withheld at source, is
generally exempt from the obligation to file tax returns in Israel with respect to such income, provided that (i) such income was not generated from business
conducted in Israel by the taxpayer, and (ii) the taxpayer has no other taxable sources of income in Israel with respect to which a tax return is required to be
filed and (iii) the taxpayer is not obliged to pay excess tax (as further explained below).

Payers of dividends on our shares, including the Israeli shareholder effectuating the transaction, or the financial institution through which the securities
are held, are generally required, subject to any of the foregoing exemption, reduced tax rates and the demonstration of a shareholder of his, her or its foreign
residency,  to  withhold  taxes  upon  the  distribution  of  dividends  at  a  rate  of  25%  provided  that  the  shares  are  registered  with  a  Nominee  Company  (for
corporations and individuals).

Excess Tax

Individuals who are subject to tax in Israel are also subject to an additional tax at a rate of 3%, on annual income exceeding a certain threshold (NIS
649,560  for  2019  which  amount  is  linked  to  the  annual  change  in  the  Israeli  consumer  price  index),  including,  but  not  limited  to  income  derived  from
dividends, interest and capital gains.

Foreign Exchange Regulations

Non-residents of Israel who hold our ordinary shares are able to receive any dividends, and any amounts payable upon the dissolution, liquidation and
winding  up  of  our  affairs,  repayable  in  non-Israeli  currency  at  the  rate  of  exchange  prevailing  at  the  time  of  conversion.  However,  Israeli  income  tax  is
generally required to have been paid or withheld on these amounts. In addition, the statutory framework for the potential imposition of currency exchange
control has not been eliminated, and may be restored at any time by administrative action.

Estate and gift tax

Israeli law presently does not impose estate or gift taxes.

Material U.S. Federal Income Tax Consequences to U.S. Holders

The following discussion describes the material U.S. federal income tax consequences relating to the ownership and disposition of our ordinary shares by
U.S. Holders (as defined below). This discussion applies to U.S. Holders that purchase our ordinary shares and hold such ordinary shares as capital assets
within the meaning of Section 1221 of the U.S. Internal Revenue Code of 1986, as amended, or the Code. This discussion is based on the Code, U.S. Treasury
regulations promulgated thereunder and administrative and judicial interpretations thereof, all as in effect on the date hereof and all of which are subject to
change, possibly with retroactive effect. This discussion does not address all of the U.S. federal income tax consequences that may be relevant to specific U.S.
Holders in light of their particular circumstances or to U.S. Holders subject to special treatment under U.S. federal income tax law (such as certain financial
institutions,  insurance  companies,  broker-dealers  and  traders  in  securities  or  other  persons  that  generally  mark  their  securities  to  market  for  U.S.  federal
income tax purposes, tax-exempt entities, retirement plans, regulated investment companies, real estate investment trusts, certain former citizens or residents
of  the  United  States,  persons  who  hold  ordinary  shares  as  part  of  a  “straddle,”  “hedge,”  “conversion  transaction,”  “synthetic  security”  or  integrated
investment, persons who received their ordinary shares pursuant to the exercise of an employee option or otherwise as compensatory payments, persons that
have  a  “functional  currency”  other  than  the  U.S.  dollar,  persons  that  own  directly,  indirectly  or  through  attribution  10%  or  more  of  our  shares  by  vote  or
value, persons who are subject to Section 451(b) of the Code, corporations that accumulate earnings to avoid U.S. federal income tax, partnerships and other
pass-through entities and arrangements that are classified as partnerships for U.S. federal income tax purposes, and investors in such pass-through entities).
This  discussion  does  not  address  any  U.S.  state  or  local  or  non-U.S.  tax  consequences  or  any  U.S.  federal  estate,  gift  or  alternative  minimum  tax
consequences.

As  used  in  this  discussion,  the  term  “U.S.  Holder”  means  a  beneficial  owner  of  ordinary  shares  that  is,  for  U.S.  federal  income  tax  purposes,  (1)  an
individual who is a citizen or resident of the United States, (2) a corporation (or entity treated as a corporation for U.S. federal income tax purposes) created
or organized in or under the laws of the United States, any state thereof, or the District of Columbia, (3) an estate the income of which is subject to U.S.
federal income tax regardless of its source or (4) a trust (x) with respect to which a court within the United States is able to exercise primary supervision over
its administration and one or more United States persons have the authority to control all of its substantial decisions or (y) that has elected under applicable
U.S. Treasury regulations to be treated as a domestic trust for U.S. federal income tax purposes.

If an entity or arrangement treated as a partnership for U.S. federal income tax purposes holds ordinary shares, the U.S. federal income tax consequences
relating to an investment in the ordinary shares will depend in part upon the status and activities of such entity or arrangement and the particular partner. Any
such  entity  or  arrangement  should  consult  its  own  tax  advisor  regarding  the  U.S.  federal  income  tax  consequences  applicable  to  it  and  its  partners  of  the
purchase, ownership and disposition of ordinary shares.

U.S.  Holders  should  consult  their  own  tax  advisors  as  to  the  particular  tax  consequences  applicable  to  them  relating  to  the  purchase,  ownership  and

disposition of ordinary shares, including the applicability of U.S. federal, state and local tax laws and non-U.S. tax laws.

108

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Passive Foreign Investment Company Consequences

In general, a corporation organized outside the United States will be treated as a passive foreign investment company, or PFIC, for any taxable year in
which either (1) at least 75% of its gross income is “passive income”, the PFIC income test, or (2) on average at least 50% of its assets, determined on a
quarterly basis, are assets that produce passive income or are held for the production of passive income, the PFIC asset test. Passive income for this purpose
generally includes, among other things, dividends, interest, royalties, rents, and gains from the sale or exchange of property that gives rise to passive income.
Assets that produce or are held for the production of passive income generally include cash, even if held as working capital or raised in a public offering,
marketable securities, and other assets that may produce passive income. Generally, in determining whether a non-U.S. corporation is a PFIC, a proportionate
share of the income and assets of each corporation in which it owns, directly or indirectly, at least a 25% interest (by value) is taken into account.

Based upon the value of our assets, including any goodwill, and the nature and composition of our income and assets, we do not believe that we were
classified as a PFIC for the taxable year ended December 31, 2019. Because our status as a PFIC is a fact-intensive determination made on an annual basis
after the end of each taxable year, and will depend on the nature and composition of our income and the nature, composition and value of our assets (and
because the calculation of the value of our assets may be determined in part by reference to the market value of our common shares, which may be volatile),
there can be no assurance that we will not be a PFIC for the current taxable year or future taxable years. Even if we determine that we are not a PFIC for a
taxable  year,  there  can  be  no  assurance  that  the  IRS  will  agree  with  our  conclusion  and  that  the  IRS  would  not  successfully  challenge  our  position.
Accordingly, our U.S. counsel expresses no opinion with respect to our PFIC status for our taxable year ended December 31, 2019, and also expresses no
opinion with regard to our expectations regarding our PFIC status in current or future taxable years.

If we are a PFIC in any taxable year during which a U.S. Holder owns ordinary shares, the U.S. Holder could be liable for additional taxes and interest
charges  under  the  “PFIC  excess  distribution  regime”  upon  (1)  a  distribution  paid  during  a  taxable  year  that  is  greater  than  125%  of  the  average  annual
distributions paid in the three preceding taxable years, or, if shorter, the U.S. Holder’s holding period for the ordinary shares, and (2) any gain recognized on a
sale, exchange or other disposition, including a pledge, of the ordinary shares, whether or not we continue to be a PFIC. Under the PFIC excess distribution
regime,  the  tax  on  such  distribution  or  gain  would  be  determined  by  allocating  the  distribution  or  gain  ratably  over  the  U.S.  Holder’s  holding  period  for
ordinary shares. The amount allocated to the current taxable year (i.e., the year in which the distribution occurs or the gain is recognized) and any year prior to
the first taxable year in which we are a PFIC will be taxed as ordinary income earned in the current taxable year. The amount allocated to other taxable years
will  be  taxed  at  the  highest  marginal  rates  in  effect  for  individuals  or  corporations,  as  applicable,  to  ordinary  income  for  each  such  taxable  year,  and  an
interest charge, generally applicable to underpayments of tax, will be added to the tax.

If we are a PFIC for any year during which a U.S. Holder holds ordinary shares, we must generally continue to be treated as a PFIC by that holder for all
succeeding  years  during  which  the  U.S.  Holder  holds  the  ordinary  shares,  unless  we  cease  to  meet  the  requirements  for  PFIC  status  and  the  U.S.  Holder
makes a “deemed sale” election with respect to the ordinary shares. If the election is made, the U.S. Holder will be deemed to sell the ordinary shares it holds
at their fair market value on the last day of the last taxable year in which we qualified as a PFIC, and any gain recognized from such deemed sale would be
taxed under the PFIC excess distribution regime. After the deemed sale election, the U.S. Holder’s ordinary shares would not be treated as shares of a PFIC
unless we subsequently become a PFIC.

If we are a PFIC for any taxable year during which a U.S. Holder holds ordinary shares and one of our non-U.S. corporate subsidiaries is also a PFIC
(i.e., a lower-tier PFIC), such U.S. Holder would be treated as owning a proportionate amount (by value) of the shares of the lower-tier PFIC and would be
taxed under the PFIC excess distribution regime on distributions by the lower-tier PFIC and on gain from the disposition of shares of the lower-tier PFIC even
though  such  U.S.  Holder  would  not  receive  the  proceeds  of  those  distributions  or  dispositions.  Each  U.S.  Holder  is  advised  to  consult  its  tax  advisors
regarding the application of the PFIC rules to our non-U.S. subsidiaries.

If we are a PFIC, a U.S. Holder will not be subject to tax under the PFIC excess distribution regime on distributions or gain recognized on ordinary
shares if such U.S. Holder makes a valid “mark-to-market” election for our ordinary shares. A mark-to-market election is available to a U.S. Holder only for
“marketable stock.” Our ordinary shares will be marketable stock as long as they remain listed on the Nasdaq Global Market and are regularly traded, other
than in de minimis quantities, on at least 15 days during each calendar quarter. If a mark-to-market election is in effect, a U.S. Holder generally would take
into account, as ordinary income for each taxable year of the U.S. holder, the excess of the fair market value of ordinary shares held at the end of such taxable
year  over  the  adjusted  tax  basis  of  such  ordinary  shares.  The  U.S.  Holder  would  also  take  into  account,  as  an  ordinary  loss  each  year,  the  excess  of  the
adjusted tax basis of such ordinary shares over their fair market value at the end of the taxable year, but only to the extent of the excess of amounts previously
included in income over ordinary losses deducted as a result of the mark-to-market election. The U.S. Holder’s tax basis in ordinary shares would be adjusted
to reflect any income or loss recognized as a result of the mark-to-market election. Any gain from a sale, exchange or other disposition of ordinary shares in
any taxable year in which we are a PFIC would be treated as ordinary income and any loss from such sale, exchange or other disposition would be treated first
as ordinary loss (to the extent of any net mark-to-market gains previously included in income) and thereafter as capital loss.

109

 
 
 
 
 
 
 
 
 
A mark-to-market election will not apply to ordinary shares for any taxable year during which we are not a PFIC, but will remain in effect with respect to
any subsequent taxable year in which we become a PFIC. Such election will not apply to any non-U.S. subsidiaries that we may organize or acquire in the
future. Accordingly, a U.S. Holder may continue to be subject to tax under the PFIC excess distribution regime with respect to any lower-tier PFICs that we
may organize or acquire in the future notwithstanding the U.S. Holder’s mark-to-market election for the ordinary shares.

The tax consequences that would apply if we are a PFIC would also be different from those described above if a

U.S. Holder were able to make a valid qualified electing fund, or QEF, election. At this time, we do not expect to provide U.S. Holders with the information
necessary for a U.S. Holder to make a QEF election. Prospective investors should assume that a QEF election will not be available.

Each U.S. person that is an investor of a PFIC is generally required to file an annual information return on IRS Form 8621 containing such information
as the U.S. Treasury Department may require. The failure to file IRS Form 8621 could result in the imposition of penalties and the extension of the statute of
limitations with respect to U.S. federal income tax.

The U.S. federal income tax rules relating to PFICs are very complex. U.S. Holders are strongly urged to consult their own tax advisors with
respect to the impact of PFIC status on the purchase, ownership and disposition of ordinary shares, the consequences to them of an investment in a
PFIC,  any  elections  available  with  respect  to  the  ordinary  shares  and  the  IRS  information  reporting  obligations  with  respect  to  the  purchase,
ownership and disposition of ordinary shares of a PFIC.

Distributions

As described in the section entitled “—Dividend Policy,” we do not anticipate declaring or paying dividends to holders of our ordinary shares in the
foreseeable  future.  However,  if  we  make  a  distribution  contrary  to  the  expectation,  subject  to  the  discussion  above  under  “—Passive  Foreign  Investment
Company Consequences,” a U.S. Holder that receives a distribution with respect to ordinary shares generally will be required to include the gross amount of
such distribution in gross income as a dividend when actually or constructively received to the extent of the U.S. Holder’s pro rata share of our current and/or
accumulated earnings and profits (as determined under U.S. federal income tax principles). To the extent a distribution received by a U.S. Holder is not a
dividend because it exceeds the U.S. Holder’s pro rata share of our current and accumulated earnings and profits, it will be treated first as a tax-free return of
capital and reduce (but not below zero) the adjusted tax basis of the U.S. Holder’s ordinary shares. To the extent the distribution exceeds the adjusted tax basis
of the U.S. Holder’s ordinary shares, the remainder will be taxed as capital gain. Because we may not account for our earnings and profits in accordance with
U.S. federal income tax principles, U.S. Holders should expect all distributions to be reported to them as dividends.

Distributions  on  ordinary  shares  that  are  treated  as  dividends  generally  will  constitute  income  from  sources  outside  the  United  States  for  foreign  tax
credit purposes and generally will constitute passive category income. Subject to certain complex conditions and limitations, Israeli taxes withheld on any
distributions on ordinary shares may be eligible for credit against a U.S. Holder’s federal income tax liability. The rules relating to the determination of the
U.S. foreign tax credit are complex, and U.S. Holders should consult their tax advisors regarding the availability of a foreign tax credit in their particular
circumstances and the possibility of claiming an itemized deduction (in lieu of the foreign tax credit) for any foreign taxes paid or withheld.

Each  U.S.  Holder  is  advised  to  consult  its  tax  advisors  regarding  the  availability  of  the  reduced  tax  rate  on  dividends  with  regard  to  its  particular

circumstances.

Distributions on ordinary shares that are treated as dividends generally will not be eligible for the “dividends received” deduction generally allowed to
corporate shareholders with respect to dividends received from U.S. corporations. Dividends paid by a “qualified foreign corporation” are eligible for taxation
to non-corporate U.S. Holders at a reduced capital gains rate rather than the marginal tax rates generally applicable to ordinary income provided that certain
requirements are met. A non-United States corporation (other than a corporation that is classified as a PFIC for the taxable year in which the dividend is paid
or the preceding taxable year) generally will be considered to be a qualified foreign corporation (a) if it is eligible for the benefits of a comprehensive tax
treaty with the United States which the Secretary of Treasury of the United States determines is satisfactory for purposes of this provision and which includes
an exchange of information provision, or (b) with respect to any dividend it pays on shares that are readily tradable on an established securities market in the
United States. Our ordinary shares will generally be considered to be readily tradable on an established securities market in the United States if they are listed
on the Nasdaq Global Market, as we intend our common shares will be. We believe that we qualify as a resident of Israel for purposes of, and are eligible for
the  benefits  of,  the  U.S.  Israel  Double  Tax  Treaty,  although  there  can  be  no  assurance  in  this  regard.  Further,  the  IRS  has  determined  that  the  U.S.-Israel
Double Tax Treaty is satisfactory for purposes of the qualified dividend rules and that it includes an exchange of information provision. Therefore, subject to
the discussion above under “—Passive Foreign Investment Company Consequences,” if the U.S.-Israel Double Tax Treaty is applicable, or if our ordinary
shares are readily tradable on an established securities market in the United States, such dividends will generally be “qualified dividend income” in the hands
of individual U.S. Holders, provided that certain conditions are met, including conditions relating to holding period and the absence of certain risk reduction
transactions. Each U.S. Holder is advised to consult its tax advisors regarding the availability of the reduced tax rate on dividends with regard to its particular
circumstances.

110

 
 
 
 
 
 
 
 
 
 
 
Subject to the discussion above under “—Passive Foreign Investment Company Consequences,” a U.S. Holder generally will recognize capital gain or
loss for U.S. federal income tax purposes upon the sale, exchange or other disposition of ordinary shares in an amount equal to the difference, if any, between
the amount realized (i.e., the amount of cash plus the fair market value of any property received) on the sale, exchange or other disposition and such U.S.
Holder’s adjusted tax basis in the ordinary shares. Such capital gain or loss generally will be long-term capital gain taxable at a reduced rate for non-corporate
U.S. Holders or long-term capital loss if, on the date of sale, exchange or other disposition, the ordinary shares were held by the U.S. Holder for more than
one year. Any capital gain of a non-corporate U.S. Holder that is not long-term capital gain is taxed as ordinary income rates. The deductibility of capital
losses is subject to limitations. Any gain or loss recognized from the sale or other disposition of ordinary shares will generally be gain or loss from sources
within the United States for U.S. foreign tax credit purposes.

Sale, Exchange or Other Disposition of Ordinary Shares

Subject to the discussion above under “—Passive Foreign Investment Company Consequences,” a U.S. Holder generally will recognize capital gain or
loss for U.S. federal income tax purposes upon the sale, exchange or other disposition of ordinary shares in an amount equal to the difference, if any, between
the amount realized (i.e., the amount of cash plus the fair market value of any property received) on the sale, exchange or other disposition and such U.S.
Holder’s adjusted tax basis in the ordinary shares. Such capital gain or loss generally will be long-term capital gain taxable at a reduced rate for non-corporate
U.S. Holders or long-term capital loss if, on the date of sale, exchange or other disposition, the ordinary shares were held by the U.S. Holder for more than
one year. Any capital gain of a non-corporate U.S. Holder that is not long-term capital gain is taxed at ordinary income rates. The deductibility of capital
losses is subject to limitations. Any gain or loss recognized from the sale or other disposition of ordinary shares will generally be gain or loss from sources
within the United States for U.S. foreign tax credit purposes.

Medicare Tax

Certain U.S. Holders that are individuals, estates or trusts and whose income exceeds certain thresholds generally are subject to a 3.8% tax on all or a
portion of their net investment income, which may include their gross dividend income and net gains from the disposition of ordinary shares. If you are a
United States person that is an individual, estate or trust, you are encouraged to consult your tax advisors regarding the applicability of this Medicare tax to
your income and gains in respect of your investment in ordinary shares.

Information Reporting and Backup Withholding

U.S. Holders may be required to file certain U.S. information reporting returns with the IRS with respect to an investment in ordinary shares, including,
among  others,  IRS  Form  8938  (Statement  of  Specified  Foreign  Financial  Assets).  As  described  above  under  “Passive  Foreign  Investment  Company
Consequences”, each U.S. Holder who is a shareholder of a PFIC must file an annual report containing certain information. U.S. Holders paying more than
US$100,000  for  ordinary  shares  may  be  required  to  file  IRS  Form  926  (Return  by  a  U.S.  Transferor  of  Property  to  a  Foreign  Corporation)  reporting  this
payment. Substantial penalties may be imposed upon a U.S. Holder that fails to comply with the required information reporting. Additionally, if a U.S. Holder
does not file the required information, the statute of limitation with respect to tax return of the U.S. Holder to which the information relates may not close
until three years after such information is filed.

Dividends on and proceeds from the sale or other disposition of ordinary shares may be reported to the IRS unless the U.S. Holder establishes a basis for
exemption. Backup withholding may apply to amounts subject to reporting if the holder (1) fails to provide an accurate United States taxpayer identification
number or otherwise establish a basis for exemption (usually on IRS Form W-9), or (2) is described in certain other categories of persons. However, U.S.
Holders  that  are  corporations  generally  are  excluded  from  these  information  reporting  and  backup  withholding  tax  rules.  Backup  withholding  is  not  an
additional  tax.  Any  amounts  withheld  under  the  backup  withholding  rules  generally  will  be  allowed  as  a  refund  or  a  credit  against  a  U.S.  Holder’s  U.S.
federal income tax liability if the required information is furnished by the U.S. Holder on a timely basis to the IRS.

U.S. Holders should consult their own tax advisors regarding the backup withholding tax and information reporting rules.

111

 
 
  
 
 
 
 
 
 
 
 
EACH  U.S.  HOLDER  IS  URGED  TO  CONSULT  ITS  OWN  TAX  ADVISOR  ABOUT  THE  TAX  CONSEQUENCES  TO  IT  OF  AN

INVESTMENT IN ORDINARY SHARES IN LIGHT OF THE U.S. HOLDER’S OWN CIRCUMSTANCES.

F. Dividends and Paying Agents.

Not applicable.

G. Statements by Experts.

Not applicable.

H. Documents on Display.

You may read and copy this annual report on Form 20-F, including the related exhibits and schedules, and any document we file with the SEC through

the SEC’s website at http://www.sec.gov.

As a foreign private issuer, we are exempt from the rules under the Exchange Act related to the furnishing and content of proxy statements, and our
officers,  directors  and  principal  shareholders  are  exempt  from  the  reporting  and  short-swing  profit  recovery  provisions  contained  in  Section  16  of  the
Exchange Act. Furthermore, as a foreign private issuer, we are also not subject to the requirements of Regulation FD (Fair Disclosure) promulgated under the
Exchange Act. In addition, we are not be required under the Exchange Act to file annual or other reports and consolidated financial statements with the SEC
as frequently or as promptly as U.S. companies whose securities are registered under the Exchange Act. Instead, we must file with the SEC, within 120 days
after  the  end  of  each  fiscal  year,  or  such  other  applicable  time  as  required  by  the  SEC,  an  annual  report  on  Form  20-F  containing  consolidated  financial
statements audited by an independent registered public accounting firm. We also intend to furnish certain other material information to the SEC under cover
of Form 6-K.

We maintain a corporate website at www.gamida-cell.com. Information contained on, or that can be accessed through, our website does not constitute a

part of this annual report on Form 20-F. We have included our website address in this annual report on Form 20-F solely as an inactive textual reference.

I. Subsidiary Information.

Not applicable.

ITEM 11. Quantitative and Qualitative Disclosures about Market Risk.

Quantitative and Qualitative Disclosure about Market Risk

Market risk is the risk of loss related to changes in market prices, including interest rates and foreign exchange rates, of financial instruments that may

adversely impact our financial position, results of operations or cash flows.

Foreign currency exchange risk

The U.S. dollar is our functional and reporting currency. However, a material portion of our operating expenses are incurred in NIS. As a result, we are
exposed to the risk that the NIS may appreciate relative to the dollar, or, if the NIS instead devalues relative to the dollar, that the inflation rate in Israel may
exceed such rate of devaluation of the NIS, or that the timing of such devaluation may lag behind inflation in Israel. In any such event, the dollar cost of our
operations in Israel would increase and our dollar-denominated results of operations would be adversely affected. We cannot predict any future trends in the
rate of inflation in Israel or the rate of devaluation, if any, of the NIS against the dollar. If the dollar cost of our operations in Israel increases, our dollar-
measured results of operations will be adversely affected. We have a similar issue to a lesser extent with certain Euro-denominated expenses in connection
with our material costs. Our operations also could be adversely affected if we are unable to effectively hedge against currency fluctuations in the future.

We do not currently engage in currency hedging activities in order to reduce this currency exposure, but we may begin to do so in the future. Instruments
that may be used to hedge future risks may include currency forward and swap contracts. These instruments may be used to selectively manage risks, but
there can be no assurance that we will be fully protected against material currency fluctuations.

Liquidity risk

We monitor forecasts of our liquidity reserve (comprising cash and cash equivalents, Marketable securities and short-term deposits). We generally carry
this out based on our expected cash flows in accordance with practice and limits set by our management. We are in the clinical stage and we are therefore
exposed to liquidity risk. However, we believe that our existing cash and cash equivalents, Marketable securities and short-term deposits will enable us to
fund our operating expenses and capital expenditure requirements for at least the next 12 months.

112

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Inflation risk

We  do  not  believe  that  the  rate  of  inflation  in  Israel  has  had  a  material  impact  on  our  business  to  date,  however,  our  costs  in  Israel  will  increase  if

inflation in Israel exceeds the devaluation of the shekel against the U.S. dollar or if the timing of such devaluation lags behind inflation in Israel.

ITEM 12. Description of Securities Other Than Equity Securities.

A. Debt Securities.

Not applicable.

B. Warrants and Rights.

Not applicable.

C. Other Securities.

Not applicable.

D. American Depositary Shares.

Not applicable.

ITEM 13. Defaults, Dividend Arrearages and Delinquencies.

Not applicable.

ITEM 14. Material Modifications to the Rights of Security Holders and Use of Proceeds.

PART II

A. Not applicable.

B. Not applicable.

C. Not applicable.

D. Not applicable.

E. Use of Proceeds.

In October 2018, we completed our initial public offering of 6,250,000 ordinary shares at a public offering price of $8.00 per ordinary share. We received
aggregate  net  proceeds  from  the  offering  of  approximately  $44.2  million,  after  deducting  approximately  $3.5  million  of  underwriting  discounts  and
commissions and approximately $2.3 million of estimated offering expenses directly payable by us. None of the underwriting discounts and commissions or
other offering expenses were incurred or paid to our directors or officers or their associates or to persons owning 10% or more of our ordinary shares or to any
of our affiliates. The offering commenced on October 26, 2018 and did not terminate before all of the securities registered in the registration statement were
sold. The effective date of the registration statement, File No. 333-227601, for our ordinary shares was October 26, 2018. BMO Capital Markets Corp. and
RBC Capital Markets, LLC acted as joint book-running managers of the offering.

On November 27, 2018, the underwriters’ exercised their underwriters’ option in part to purchase an additional 398,368 ordinary shares, par value NIS
0.01  per  share,  resulting  in  additional  net  proceeds  of  approximately  $3.0  million,  after  deducting  underwriting  discounts  and  commissions.  After  giving
effect to the sale of these additional shares, the total number of ordinary shares sold by the Company in the initial public offering was 6,648,368 shares and
net proceeds from the offering of approximately $47.2 million, after deducting approximately $3.7 million of underwriting discounts and commissions and
approximately $2.3 million of estimated offering expenses directly payable by us.

113

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As  of  December  31,  2019,  $47.5  million  of  the  net  proceeds  from  our  initial  public  offering  were  used  to  fund  further  clinical  development  of  our
product candidates, including the completion of our pivotal Phase 3 clinical trial of our product, Omidubicel, for the treatment of hematologic malignancies;
to fund further development of our GDA-201; and for other general corporate purposes, including general and administrative expenses and working capital.

ITEM 15. Controls and Procedures.

Disclosure Controls and Procedures

We performed an evaluation of the effectiveness of our disclosure controls and procedures that are designed to ensure that information required to be
disclosed  by  us  in  reports  that  we  file  or  submit  under  the  Exchange  Act  is  recorded,  processed,  summarized  and  reported  timely  within  the  time  period
specified  in  the  SEC’s  rules  and  forms.  Disclosure  controls  and  procedures  include,  without  limitation,  controls  and  procedures  designed  to  ensure  that
information  required  to  be  disclosed  by  an  issuer  in  the  reports  that  it  files  or  submits  under  the  Exchange  Act,  is  accumulated  and  communicated  to  the
issuer’s management, including its principal executive and principal financial officers, or persons performing similar functions, as appropriate to allow timely
decisions regarding required disclosure. Our disclosure controls and procedures are designed to provide reasonable assurance of achieving the desired control
objectives. Based on our evaluation, our management, including our Chief Executive Officer and Chief Financial Officer, have concluded that our disclosure
controls and procedures (as defined in Rules 13a-15(e) and 15(d) - 15(e) of the Exchange Act) as of the end of the period covered by this report are effective
at such reasonable assurance level.

Disclosure Channels to Disseminate Information

relations 

The Company announces material information to the public about the Company, its products and services and other matters through a variety of means,
including filings with the Securities and Exchange Commission, press releases, public conference calls, the Company’s website (www.gamida-cell.com), the
investor 
account
(https://twitter.com/gamidacelltx), Facebook page (www.facebook.com/GamidaCellLtd), and/or LinkedIn account (www.linkedin.com/company/gamida-cell-
ltd),  in  order  to  achieve  broad,  non-exclusionary  distribution  of  information  to  the  public.  The  Company  encourages  investors  and  others  to  review  the
information it makes public in these locations, as such information could be deemed to be material information. Please note that this list may be updated from
time to time.

(https://investors.gamida-cell.com), 

social  media, 

its  website 

its  Twitter 

including 

section 

and/or 

of 

Management’s Annual Report on Internal Control over Financial Reporting

Our management, under the supervision of our chief executive officer and chief financial officer, is responsible for establishing and maintaining adequate
internal control over our financial reporting, as defined in Rules 13a-15(f) and 15d-15(f) of the Securities Exchange Act of 1934, as amended. The Company’s
internal control over financial reporting is defined as a process designed to provide reasonable assurance regarding the reliability of financial reporting and
the  preparation  of  financial  statements  for  external  purposes  in  accordance  with  generally  accepted  accounting  principles.  Internal  control  over  financial
reporting includes policies and procedures that:

●

●

●

pertain to the maintenance of records that in reasonable detail accurately and fairly reflect our transactions and asset dispositions;

provide reasonable assurance that transactions are recorded as necessary to permit the preparation of our financial statements in accordance with
generally  accepted  accounting  principles,  and  that  our  receipts  and  expenditures  are  being  made  only  in  accordance  with  authorizations  of  our
management and directors; and

provide reasonable assurance regarding the prevention or timely detection of unauthorized acquisition, use or disposition of assets that could have a
material effect on our financial statements.

Due  to  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect  misstatements.  In  addition,  projections  of  any
evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree
of compliance with the policies or procedures may deteriorate.

Under  the  supervision  and  with  the  participation  of  our  management,  including  our  principal  executive  officer  and  principal  financial  officer,  we
evaluated the effectiveness of our internal control over financial reporting as of December 31, 2019. Based on this evaluation, our management concluded that
the Company’s internal controls over financial reporting were effective as of December 31, 2019. 

114

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Attestation Report of the Registered Public Accounting Firm

This annual report does not include an attestation report of our registered public accounting firm due to the Company’s emerging growth company status

which provides an exemption.

Changes in Internal Control over Financial Reporting

There  were  no  changes  in  our  internal  control  over  financial  reporting  that  occurred  during  the  year  ended  December  31,  2019,  that  have  materially

affected, or are reasonably likely to materially affect, our internal control over financial reporting.

ITEM 16. [Reserved]

ITEM 16A. Audit Committee Financial Expert.

Our board of directors affirmatively determined that Ms. Nurit Benjamini is an audit committee financial expert as defined by the SEC rules and has the
requisite  financial  experience  as  defined  by  the  Nasdaq  Stock  Market  Listing  Rules.  For  information  relating  to  Ms.  Benjamini’s  qualifications  and
experience, see “Item 6. Directors, Senior Management and Employees—A. Directors and Senior Management.”

ITEM 16B. Code of Ethics.

We have adopted a Code of Business Conduct and Ethics applicable to all our directors and employees, including our Chief Executive Officer, Chief
Financial Officer, controller or principal accounting officer or other persons performing similar functions, which is a “code of ethics” as defined in Item 16B
of Form 20-F promulgated by the SEC and as required by the Nasdaq Stock Market Listing Rules, which refers to Section 406(c) of the Sarbanes-Oxley Act.
Section 406(c) of the Sarbanes-Oxley Act provides that a “code of ethics” means such standards as are reasonably necessary to promote (i) honest and ethical
conduct,  including  the  ethical  handling  of  actual  or  apparent  conflicts  of  interest  between  personal  and  professional  relationships;  (ii)  full,  fair,  accurate,
timely and understandable disclosure in the periodic reports required to be filed by the issuer; and (iii) compliance with applicable governmental rules and
regulation.

The full text of the Code of Business Conduct and Ethics is posted on our website at www.gamida-cell.com. Information contained on, or that can be
accessed through, our website does not constitute a part of this annual report and is not incorporated by reference herein. We will provide a copy of such Code
of  Business  Conduct  and  Ethics  without  charge  upon  request  by  mail  or  by  telephone.  If  we  make  any  amendment  to  the  Code  of  Business  Conduct  and
Ethics or grant any waivers, including any implicit waiver, from a provision of the Code of Business Conduct and Ethics, we will disclose the nature of such
amendment or waiver on our website to the extent required by the rules and regulations of the SEC.

ITEM 16C. Principal Accountant Fees and Services.

115

 
 
 
 
 
 
 
 
 
 
 
 
 
We paid the following fees for professional services rendered by Kost Forer Gabbay& Kasierer, a member of Ernst & Young Global, an independent

registered public accounting firm for the years ended December 31, 2019 and 2018:

Audit Fees(1)
Audit-Related Fees (2)
Tax Fees (3)
All Other Fees (4)

Total

2019
(US$ in
thousands)

2018
(US$ in
thousands)

392     
-     
8     
20     

420     

347 
10 
8 
3 

368 

(1) Audit  fees  are  the  aggregate  fees  billed  for  the  audit  of  our  annual  financial  statements,  quarterly  review,  statutory  audits,  issuance  of  consents  and

assistance with and review of documents filed with the SEC. 

(2) Audit-related  fees  would  be  assurance  and  related  services  by  our  independent  registered  public  accounting  firm  that  are  reasonably  related  to  the

performance of the audit or review of our consolidated financial statements and are not reported under item (1). 

(3) Tax fees relate to tax compliance, planning and advice.

(4) All other fees would be fees billed for services provided by our independent registered public accounting firm, with respect to government incentives and

other matters.

Audit Committee Pre-Approval Policies and Procedures

Our audit committee provides assistance to our board of directors in fulfilling its legal and fiduciary obligations in matters involving our accounting,
auditing, financial reporting, internal control and legal compliance functions by pre-approving the services performed by our independent accountants and
reviewing  their  reports  regarding  our  accounting  practices  and  systems  of  internal  control  over  financial  reporting.  Our  audit  committee  also  oversees  the
audit  efforts  of  our  independent  accountants  and  takes  those  actions  that  it  deems  necessary  to  satisfy  itself  that  the  accountants  are  independent  of
management. Our audit committee has authorized all auditing and non-auditing services provided by Kost Forer Gabbay & Kasierer during 2017 and 2018
and the fees paid for such services.

ITEM 16D. Exemptions from the Listing Standards for Audit Committees.

Not applicable.

ITEM 16E. Purchases of Equity Securities by the Issuer and Affiliated Purchasers.

Not applicable.

ITEM 16F. Change in Registrant’s Certifying Accountant.

Not applicable.

ITEM 16G. Corporate Governance.

Companies incorporated under the laws of the State of Israel whose shares are publicly traded, including companies with shares listed on the Nasdaq
Global Market, are considered public companies under Israeli law and are required to comply with various corporate governance requirements under Israeli
law relating to such matters as external directors, the audit committee, the compensation committee and an internal auditor. These requirements are in addition
to the corporate governance requirements imposed by the Listing Rules of the Nasdaq Stock Market and other applicable provisions of U.S. securities laws to
which we became subject (as a foreign private issuer) upon the closing of our initial public offering in the United States and the listing of our ordinary shares
on  the  Nasdaq  Global  Market.  Under  the  Listing  Rules  of  the  Nasdaq  Stock  Market,  a  foreign  private  issuer,  such  as  us,  may  generally  follow  its  home
country rules of corporate governance in lieu of the comparable requirements of the Listing Rules of the Nasdaq Stock Market, except for certain matters
including (among others) the composition and responsibilities of the audit committee and the independence of its members within the meaning of the rules
and regulations of the SEC.

116

 
 
 
 
 
   
 
 
   
     
 
   
   
   
   
 
   
      
  
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Nasdaq Stock Market Listing Rules and Home Country Practices

In accordance with Israeli law and practice, we follow the provisions of the Companies Law, rather than the Listing Rules of the Nasdaq Global Market,

with respect to the following requirements:

● Quorum. While the Nasdaq Stock Market Listing Rules of the Nasdaq require that the quorum for purposes of any meeting of the holders of a listed
company’s  common  voting  stock,  as  specified  in  the  company’s  bylaws,  be  no  less  than  33  1/3%  of  the  company’s  outstanding  common  voting
stock,  under  Israeli  law,  a  company  is  entitled  to  determine  in  its  articles  of  association  the  number  of  shareholders  and  percentage  of  holdings
required for a quorum at a shareholders meeting. Our Articles of Association provide that two or more shareholders, present in person or by proxy
and holding shares conferring in the aggregate at least twenty-five percent (25%) of the voting power of the Company, shall constitute a quorum of
any  general  meetings  of  our  shareholders.  A  proxy  may  be  deemed  to  be  two  (2)  or  more  shareholders  pursuant  to  the  number  of  Shareholders
represented by the proxy holder. However, at such adjourned meeting, if the original meeting was convened upon requisition under Section 63 of the
Companies Law, one or more shareholders, present in person or by proxy, and holding the number of shares required for making such requisition,
shall constitute a quorum, but in any other case any shareholder (not in default as aforesaid) present in person or by proxy, shall constitute a quorum.

●

●

●

●

Equity incentive plans. We adopt and approve material changes to equity incentive plans in accordance with the Companies Law, which does not
impose a requirement of shareholder approval for such actions. In addition, we follow Israeli corporate governance practice in lieu of Nasdaq Stock
Market Listing Rule 5635(c), which requires shareholder approval prior to an issuance of securities in connection with share-based compensation of
officers, directors, employees or consultants;

Election  of  directors.  With  the  exception  of  directors  elected  by  our  board  of  directors,  our  directors  are  elected  by  an  annual  meeting  of  our
shareholders  to  hold  office  until  the  next  annual  meeting  following  one  year  from  his  or  her  election.  The  nominations  for  directors,  which  are
presented to our shareholders by our board of directors, are generally made by the board of directors itself, in accordance with the provisions of our
amended and restated articles of association and the Companies Law. Nominations need not be made by a nominating committee of our board of
directors consisting solely of independent directors, as required under the Nasdaq Stock Market Listing Rules;

Periodic reports.  as  opposed  to  making  periodic  reports  to  shareholders  and  proxy  solicitation  materials  available  to  shareholders  in  the  manner
specified by the Nasdaq Stock Market Listing Rules, the Companies Law does not require us to distribute periodic reports directly to shareholders,
and the generally accepted business practice in Israel is not to distribute such reports to shareholders but to make such reports available through a
public website. We will only mail such reports to shareholders upon request; and

Shareholder’s approval in connection with dilutive events. We follow Israeli corporate governance practice instead of Nasdaq requirements to obtain
shareholder approval for certain dilutive events (such as issuances that will result in a change of control, certain transactions other than a public
offering involving issuances of a 20% or greater interest in us and certain acquisitions of the stock or assets of another company).

Otherwise, we comply with the rules generally applicable to U.S. domestic companies listed on the Nasdaq Global Market. We may in the future decide
to use the foreign private issuer exemption with respect to some or all of the other Nasdaq corporate governance rules. We also comply with Israeli corporate
governance requirements under the Companies Law applicable to public companies.

ITEM 16H. Mine Safety Disclosure.

Not applicable.

117

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 17. Financial Statements.

We have responded to Item 18 in lieu of responding to this item.

ITEM 18. Financial Statements.

PART III

Please refer to the consolidated financial statements beginning on page F-1. The following consolidated financial statements and related notes are filed as

part of this annual report on Form 20-F, together with the report of the independent registered public accounting firm.

ITEM 19. Exhibits.

Incorporated by Reference

  Form  

File No.

  Exhibit   Filing Date  

  Filed/Furnished
Herewith

Exhibit
Number   Exhibit Description
1.1

1.2

2.5
4.1
4.2
4.3
4.4
4.5
4.6
4.7

4.8†

4.9

4.10

4.11

4.12
4.13
4.14†

4.15
8.1
12.1

12.2

13.1

13.2

15.1

  6-K  

  F-1  

  F-1/A  
  F-1  
  F-1  
  F-1  
  F-1  
  F-1/A  

  F-1  

  F-1  

  F-1  

  F-1  

  F-1  
  F-1/A  

  F-1  
  F-3  
  F-1  

Amended and Restated Articles of Association of the Registrant, as currently in
effect
Memorandum of Association of the Registrant (unofficial English translation
from Hebrew original), as amended on September 14, 2006
  Description of Securities
  Form of Indemnification Agreement
  Employee Share and Option Plan (1998)
  Stock Option Plan (1999)
  2003 Israeli Share Option Plan
  2014 Israeli Share Option Plan
  2017 Share Incentive Plan, as amended
Amended and Restated Investors’ Rights Agreement, dated July 3, 2017,
among the Registrant and the shareholders named therein
Manufacturing Services Agreement, dated February 8, 2016, between the
Registrant and Lonza Walkersville, Inc.
Amendment No. 2 to Manufacturing Services Agreement, dated May 23, 2016,
between the Registrant and Lonza Walkersville, Inc.
Lease Agreement, dated December 13, 2017, by and between the Registrant and
Y.D.B. Investments Ltd. (unofficial English translation from Hebrew original)
Lease Agreement, dated March 14, 2000, as amended on June 5, 2000 and May
30, 2010, by and between the Registrant and Traub Group Investments Ltd.
(formerly P.P.D. Diamonds Ltd.) (unofficial English translation from Hebrew
original)
  Form of Letter Agreement re: Information Rights
  Gamida Cell Ltd. Compensation Policy, as amended (filed herewith)
Manufacturing Service Agreement, dated June 10, 2019, between the
Registrant, Lonza Walkersville, Inc. and Lonza Netherlands B.V.
  Controlled Equity Offering Sales Agreement, Dated November 14, 2019
  Subsidiaries of the Registrant
Certification of Principal Executive Officer pursuant to Rule 13a-14(a) and
Rule 15d-14(a), promulgated under the Securities Exchange Act of 1934, as
amended
Certification of Principal Financial Officer pursuant to Rule 13a-14(a) and Rule
15d-14(a), promulgated under the Securities Exchange Act of 1934, as amended  
Certification of Principal Executive Officer pursuant to 18 U.S.C. Section 1350,
as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002
Certification of Principal Financial Officer pursuant to 18 U.S.C. Section 1350,
as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002
Consent of KOST, FORER, GABBAY & KASIERER, a Member of Ernst &
Young Global, Independent Registered Accounting Firm

101.INS   XBRL Instance Document
101.SCH   XBRL Taxonomy Extension Schema Document
101.CAL   XBRL Taxonomy Extension Calculation Linkbase Document
101.DEF   XBRL Taxonomy Extension Definition Linkbase Document
101.LAB   XBRL Taxonomy Extension Labels Linkbase Document
101.PRE   XBRL Taxonomy Extension Presentation Linkbase Document

001-38716

3.1

  11/1/2018

333-227601

3.4

  9/28/2018

333-227601
333-227601
333-227601
333-227601
333-227601
333-232302

  10.1   10/17/2018    
  10.2   9/28/2018    
  10.3   9/28/2018    
  10.4   9/28/2018    
  10.5   9/28/2018    
  10.6   26/6/2019    

333-227601

  10.7   9/28/2018

333-227601

  10.8   9/28/2018

333-227601

  10.9   9/28/2018

333-227601

  10.10   9/28/2018

333-227601
333-227601

  10.11   9/28/2018
  10.12   10/17/2018    

333-232302
333-234701
333-227601

  10.14   24/6/2019

1.2

  14/11/2019    
  21.1   9/28/2018    

*

*

*

*

**

**

*
*
*
*
*
*
*

*

**

+

Filed herewith.

Furnished herewith.

Certain  portions  of  this  agreement  have  been  omitted  under  a  confidential  treatment  order  pursuant  to  Rule  406  of  the  Securities  Act  of  1933,  as
amended, and Rule 24b-2 of the Securities Exchange Act of 1934, as amended, and filed separately with the SEC.

118

 
 
 
 
 
 
 
 
   
 
 
 
   
 
 
   
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
   
 
   
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The registrant hereby certifies that it meets all of the requirements for filing on Form 20-F and that it has duly caused and authorized the undersigned to

sign this annual report on its behalf.

SIGNATURES

Date: February 26, 2020

GAMIDA CELL LTD.

By:

/s/ Julian Adams
Julian Adams, Ph.D.
Chief Executive Officer

119

 
 
 
 
 
 
 
 
 
 
 
 
 
 
GAMIDA CELL LTD. AND ITS SUBSIDIARY

CONSOLIDATED FINANCIAL STATEMENTS

AS OF DECEMBER 31, 2019

U.S. DOLLARS IN THOUSANDS

INDEX

Report of Independent Registered Public Accounting Firm

Consolidated Statements of Financial Position

Consolidated Statements of Comprehensive Loss

Consolidated Statements of Changes in Equity

Consolidated Statements of Cash Flows

Notes to Consolidated Financial Statements

- - - - - - - - - - - - - -

F-1

Page

F-2

F-3 - F-4

F-5

F-6 - F-7

F-8 - F-9

F-10 - F-32

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Shareholders and Board of Directors of

GAMIDA CELL LTD.

Opinion on the Financial Statements

We have audited the accompanying consolidated statements of financial position of Gamida Cell Ltd. and its subsidiary (the “Company”) as of December 31,
2019 and 2018 the related consolidated statements of comprehensive loss, changes in equity, and cash flows, for each of the three years in the period ended
December  31,  2019,  and  the  related  notes  (collectively  referred  to  as  the  “consolidated  financial  statements”).  In  our  opinion,  the  consolidated  financial
statements present fairly, in all material respects, the financial position of the Company and its subsidiary at December 31, 2019 and 2018, and the results of
their operations and their cash flows for each of the three years in the period ended December 31, 2019, in conformity with International Financial Reporting
Standards (“IFRS”) as issued by the International Accounting Standard Board.

The Company’s Ability to Continue as a Going Concern

The accompanying consolidated financial statements have been prepared assuming that the Company will continue as a going concern. As discussed in Note
1d to the consolidated financial statements, the Company has recurring losses from operations, negative cash flows from operating activities, has a net capital
deficiency and has stated that substantial doubt exists about the Company’s ability to continue as a going concern. Management’s evaluation of the events and
conditions  and  management’s  plans  regarding  these  matters  are  also  described  in  Note  1d.  The  consolidated  financial  statements  do  not  include  any
adjustments to reflect the possible future effects on the recoverability and classification of assets or the amounts and classification of liabilities that may result
from the outcome of this uncertainty.

Basis for Opinion

These  financial  statements  are  the  responsibility  of  the  Company’s  management.  Our  responsibility  is  to  express  an  opinion  on  the  Company’s  financial
statements based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board (United States) (PCAOB)
and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of
the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable
assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. The Company is not required to have, nor
were  we  engaged  to  perform,  an  audit  of  its  internal  control  over  financial  reporting.  As  part  of  our  audits  we  are  required  to  obtain  an  understanding  of
internal control over financial reporting but not for the purpose of expressing an opinion on the effectiveness of the Company’s internal control over financial
reporting. Accordingly, we express no opinion.

Our  audits  included  performing  procedures  to  assess  the  risks  of  material  misstatement  of  the  financial  statements,  whether  due  to  error  or  fraud,  and
performing procedures that respond to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the
financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating
the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.  

/s/ KOST FORER GABBAY & KASIERER

KOST FORER GABBAY & KASIERER
A Member of Ernst & Young Global

We have served as the Company’s auditor since 2000.
Tel-Aviv, Israel
February 26, 2020

F-2

 
 
 
  
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
  
CONSOLIDATED STATEMENTS OF FINANCIAL POSITION
U.S. dollars in thousands

GAMIDA CELL LTD. AND ITS SUBSIDIARY

ASSETS

CURRENT ASSETS:

Cash and cash equivalents
Marketable securities
Prepaid expenses and other current assets

Total current assets

NON-CURRENT ASSETS:

Property and equipment, net
Right-of-use assets
Other assets

Total non-current assets

Total assets

The accompanying notes are an integral part of the consolidated financial statements.

F-3

December 31,

2019

2018

  $

41,838    $
13,559     
1,306     

40,272 
20,417 
1,502 

56,703     

62,191 

6,298     
5,133     
641     

12,072     

2,311 
- 
662 

2,973 

  $

68,775    $

65,164 

 
 
 
  
 
 
 
 
 
   
 
 
    
  
 
 
    
  
   
      
  
   
   
 
   
      
  
   
 
   
      
  
   
      
  
   
   
   
 
   
      
  
   
 
   
      
  
  
 
CONSOLIDATED STATEMENTS OF FINANCIAL POSITION
U.S. dollars in thousands

GAMIDA CELL LTD. AND ITS SUBSIDIARY

LIABILITIES AND SHAREHOLDERS’ EQUITY

CURRENT LIABILITIES:

Trade payables
Employees and payroll accruals
Current maturities of lease liabilities
Accrued expenses and other payables

NON-CURRENT LIABILITIES:

Liabilities presented at fair value
Employee benefit liabilities, net
Lease liability
Liability to Israel Innovation Authority (IIA)

CONTINGENT LIABILITIES AND COMMITMENTS

SHAREHOLDERS’ EQUITY:

Share capital -

Ordinary shares of NIS 0.01 par value - Authorized: 100,000,000 shares at December 31, 2019 and 2018; Issued

and outstanding: 33,670,926 and 24,930,736 shares at December 31, 2019 and 2018, respectively

Share premium
Capital reserve due to actuarial loss
Reserve from financial assets measured at FVOCI
Accumulated deficit

Total shareholders’ equity

Total liabilities and shareholders’ equity

The accompanying notes are an integral part of the consolidated financial statements.

F-4

December 31,

2019

2018

  $

1,164    $
3,443     
1,870     
4,918     

11,395     

5,221     
773     
4,101     
12,302     

1,985 
2,888 
- 
1,832 

6,705 

24,049 
183 
- 
9,540 

22,397     

33,772 

92     
238,992     
(541)    
4     
(203,564)    

67 
193,953 
(77)
(43)
(169,213)

34,983     

24,687 

  $

68,775    $

65,164 

 
 
 
 
 
 
 
 
 
 
   
 
 
    
  
 
 
    
  
   
      
  
   
   
   
 
   
      
  
 
   
 
   
      
  
   
      
  
   
   
   
   
 
   
      
  
 
   
 
   
      
  
   
      
  
 
   
      
  
   
      
  
   
      
  
   
   
   
   
   
 
   
      
  
   
 
   
      
  
  
 
CONSOLIDATED STATEMENTS OF COMPREHENSIVE LOSS
U.S. dollars in thousands (except share and per share data)

Operating expenses:

Research and development expenses, net
Commercial activities
General and administrative expenses

Operating loss

Financial expenses
Financial income

Loss before taxes on income
Taxes on income

Net loss

Other comprehensive loss:

Items that will be reclassified subsequently to profit or loss:

Actuarial net loss of defined benefit plans
Changes in the fair value of marketable securities

Total comprehensive loss

Net loss per share:

Basic net loss per share

Diluted net loss per share

The accompanying notes are an integral part of the consolidated financial statements.

F-5

GAMIDA CELL LTD. AND ITS SUBSIDIARY

Year ended December 31,
2018

2019

2017

  $

31,462    $
4,692     
12,091     

22,045    $
-     
11,599     

15,018 
- 
4,472 

48,245     

33,644     

19,490 

3,325     
(17,149)    

34,421     
(70)    

20,259     
(1,042)    

52,861     
70     

718 
(1,197)

19,011 
- 

34,351     

52,931     

19,011 

464     
(47)    

(2)    
9     

35 
34 

  $

34,768    $

52,938    $

19,080 

  $

  $

1.17    $

10.53    $

27.56 

1.69    $

10.53    $

27.56 

 
  
 
 
 
 
 
 
 
 
   
   
 
 
 
    
    
  
 
    
    
  
   
   
 
   
      
      
  
   
 
   
      
      
  
   
   
 
   
      
      
  
   
   
 
   
      
      
  
   
 
   
      
      
  
   
      
      
  
 
   
      
      
  
   
      
      
  
   
   
 
   
      
      
  
 
   
      
      
  
   
      
      
  
 
   
      
      
  
 
   
      
      
  
  
 
CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY
U.S. dollars in thousands (except share and per share data)

GAMIDA CELL LTD. AND ITS SUBSIDIARY

  Ordinary shares
  Number     Amount    Number

Preferred shares

    Share    
    Amount    Premium    FVTOCI    

Reserve
from
financial
assets
measured
at

Capital
reserve
due to

actuarial    Accumulated    Total
deficit

losses    

    equity  

Balance as of January 1, 2017

689,898    $

2     

9,880,380    $

26    $ 108,250    $

-    $

(44)   $

(97,271)     10,963 

Net loss
Other comprehensive loss

Total comprehensive loss
Issuance of series F-1 preferred
shares, net of issuance costs

Share-based compensation

-     
-     

-     

-     
-     

-     
-     

-     

-     
-     

-     
-     

-     

-     
-     

-     

-     
-     

-     

-     
(34)    

-     
(35)    

(19,011)     (19,011)
(69)
-     

(34)    

(35)    

(19,011)     (19,080)

4,274,363     
-     

12     
-     

28,853     
2,208     

-     
-     

-     
-     

-      28,865 
2,208 
-     

Balance as of December 31, 2017

689,898     

2      14,154,743     

38      139,311     

(34)    

(79)    

(116,282)     22,956 

Net loss
Other comprehensive loss

Total comprehensive loss

Issuance of additional preferred
shares following Anti dilution
Protection

Exercise of options
Conversion of Preferred shares
Issuance of Ordinary shares in initial
public offering, net of issuance
expenses in an amount of $5,947

Exercise of warrants
Share-based compensation

-     
-     

-     

-     
-     

-     

-     
-     

-     

-     
-     

-     

-     
-     

-     

-     
9,692     
    17,289,289     

-     
-     

3,134,546     
-     
46      (17,289,289)    

8     
-     
(46)    

(8)    
2     
-     

    6,648,368     
293,489     
-     

18     
1     
-     

-     
-     
-     

47,223     
3,850     
3,575     

-     
-     
-     

-     

The accompanying notes are an integral part of the consolidated financial statements.

F-6

-     
(9)    

(9)    

-     
-     
-     

-     
-     
-     

-     
2     

(52,931)     (52,931)
(7)

-     

2     

(52,931)     (52,938)

-     
-     
-     

-     
-     
-     

-     
-     
-     

- 
2 
- 

-      47,241 
3,851 
-     
3,575 
-     

Balance as of December 31, 2018

    24,930,736     

67     

-      193,953     

(43)    

(77)    

(169,213)     24,687 

 
 
 
 
 
 
   
   
 
 
 
 
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
 
   
 
   
      
      
      
      
      
      
      
      
  
   
   
 
   
      
      
      
      
      
      
      
      
  
   
   
   
 
   
      
      
      
      
      
      
      
      
  
   
 
   
      
      
      
      
      
      
      
      
  
   
   
 
   
      
      
      
      
      
      
      
      
  
   
 
   
      
      
      
      
      
      
      
      
  
   
   
   
   
 
   
      
      
      
      
      
      
      
      
  
 
 
CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY
U.S. dollars in thousands (except share and per share data)

GAMIDA CELL LTD. AND ITS SUBSIDIARY

  Ordinary shares
  Number     Amount    Number    Amount    premium    FVTOCI    

    Preferred shares     Share    

Reserve
from
financial
assets
measured
at

Capital
reserve
due to

actuarial    Accumulated    Total
deficit

losses    

    equity  

Balance as of Janauary 1, 2019

    24,930,736     

67     

Net loss
Other comprehensive loss

Total comprehensive loss

-     
-     

-     

-     
-     

-     

Issuance of ordinary shares in a secondary
offering, net of issuance expenses in an
amount of $694
Exercise of options
Exercise of warrants
Share-based compensation

    8,050,000     
480,878     
209,312     
-     

23     
1     
1     
-     

-     

-     
-     

-     

-     
-     
-     
-     

-      193,953     

(43)    

(77)    

(169,213)     24,687 

-     
-     

-     

-     
-     

-     

-     
47     

-     
(464)    

(34,351)     (34,351)
(417)

-     

47     

(464)    

(34,351)     (34,768)

-     
-     
-     
-     

37,117     
131     
2,923     
4,868     

-     
-     
-     
-     

-     
-     
-     
-     

-      37,140 
132 
-     
2,924 
-     
4,868 
-     

Balance as of December 31, 2019

    33,670,926    $

92     

-    $

-    $ 238,992    $

4    $

(541)   $

(203,564)   $ 34,983 

The accompanying notes are an integral part of the consolidated financial statements.

F-7

 
 
 
 
 
 
   
 
 
 
 
      
   
    
    
    
    
      
   
  
 
   
      
      
      
      
      
      
      
      
  
   
   
 
   
      
      
      
      
      
      
      
      
  
   
 
   
      
      
      
      
      
      
      
      
  
   
   
   
 
   
      
      
      
      
      
      
      
      
  
  
 
CONSOLIDATED STATEMENTS OF CASH FLOWS
U.S. dollars in thousands

Cash flows from operating activities:

Net loss

Adjustments to reconcile net loss to net cash used in operating activities:

Adjustments to the profit or loss items:

Depreciation of property, plant and equipment and right-of-use assets
Financial income, net
Cost of share-based compensation
Change in employee benefit liabilities, net
Amortization of premium on marketable securities
Revaluation of financial derivatives
Revaluation of liability to IIA

Changes in asset and liability items:

Increase (decrease) in other receivables, prepaid expenses and other assets
Increase (decrease) in trade payables
Increase in accrued expenses and other payables

Cash received during the year for:

Interest received
Interest paid

Net cash used in operating activities

Cash flows from investing activities:

Purchase of property and equipment
Purchase of marketable securities
Proceeds from bank deposits
Investment in restricted bank deposits
Proceed from maturity of marketable securities
Proceed from sale of marketable securities

Net cash provided by (used in) investing activities

The accompanying notes are an integral part of the consolidated financial statements.

F-8

GAMIDA CELL LTD. AND ITS SUBSIDIARY

Year ended December 31,
2018

2017

2019

  $

(34,351)   $

(52,931)   $

(19,011)

2,143     
(775)    
4,868     
126     
184     
(15,904)    
2,531     

269     
(858)    
3,575     
(15)    
272     
17,600     
2,037     

162 
(330)
2,208 
26 
28 
(1,061)
631 

(6,827)    

22,880     

1,664 

(150)    
(821)    
2,807     

942     
(405)    
2,296     

1,836     

2,833     

1,546     
(134)    

792     
-     

(2,210)
1,464 
1,214 

468 

330 
- 

(37,930)    

(26,426)    

(16,549)

(3,055)    
(32,021)    
-     
-     
38,742     
-     

(1,645)    
(10,905)    
5,000     
(150)    
-     
4,949     

(402)
(14,820)
(5,000)
- 
- 
- 

3,666     

(2,751)    

(20,222)

 
 
 
 
  
 
 
 
 
 
   
   
 
 
    
    
  
 
 
    
    
  
 
   
      
      
  
   
      
      
  
 
   
      
      
  
   
      
      
  
 
   
      
      
  
   
   
   
   
   
   
   
 
   
      
      
  
 
   
   
      
      
  
 
   
      
      
  
   
   
   
 
   
      
      
  
 
   
   
      
      
  
 
   
      
      
  
   
   
 
   
      
      
  
   
 
   
      
      
  
   
      
      
  
 
   
      
      
  
   
   
   
   
   
   
 
   
      
      
  
   
 
 
CONSOLIDATED STATEMENTS OF CASH FLOWS
U.S. dollars in thousands

Cash flows from financing activities:

Proceeds from secondary offering, net
Proceeds from issuance of financial derivatives
Receipt of grants from the IIA
Proceeds from issuance of shares, initial public offering (payment of issuance expenses), net
Proceeds from issuance of shares, net
Payment of lease liabilities
Exercise of options

Net cash provided by financing activities

GAMIDA CELL LTD. AND ITS SUBSIDIARY 

Year ended December 31,
2018

2017

2019

37,140     
-     
224     
(238)    
-     
(1,529)    
132     

-     
-     
612     
47,479     
-     
-     
2     

- 
10,900 
272 
- 
28,865 
- 
- 

35,729     

48,093     

40,037 

Exchange differences on balances of cash and cash equivalents

101     

31     

- 

Increase in cash and cash equivalents
Cash and cash equivalents at beginning of year

Cash and cash equivalents at end of year

Significant non-cash transactions:

IIA liability for grants to be received

Exercise of warrants liabilities to equity

Issuance expenses on credit

Purchase of property, plant and equipment on credit

The accompanying notes are an integral part of the consolidated financial statements.

F-9

1,566     
40,272     

18,947     
21,325     

3,266 
18,059 

  $

41,838    $

40,272    $

21,325 

  $

  $

  $

  $

7    $

-    $

269 

2,924    $

3,851    $

-    $

238    $

1,255    $

-    $

- 

- 

- 

 
 
 
 
  
 
 
 
 
 
   
   
 
 
 
    
    
  
   
      
      
  
 
   
      
      
  
   
   
   
   
   
   
   
 
   
      
      
  
   
 
   
      
      
  
   
 
   
      
      
  
   
   
 
   
      
      
  
 
   
      
      
  
   
      
      
  
 
   
      
      
  
 
   
      
      
  
 
   
      
      
  
 
   
      
      
  
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
U.S. dollars in thousands (except share and per share data)

NOTE 1:- GENERAL

GAMIDA CELL LTD. AND ITS SUBSIDIARY

a. Gamida Cell Ltd. (the “Company”), founded in 1998, is an advanced cell therapy company committed to finding cures for patients with

blood cancers and serious blood diseases that develops novel curative treatments using stem cells and Natural Killer (NK) cells.

b. The Company has created a novel NAM cell expansion technology platform that is designed to enhance the number and functionality of
allogenic  donor  cells.  This  proprietary  therapeutic  platform  may  enable  the  development  of  therapies  with  the  potential  to  improve
treatment outcomes beyond what is possible with current donor-derived therapies.

The lead product candidate, omidubicel (formally known as NiCord®), is an advanced cell therapy in Phase 3 development as a potential
life-saving  treatment  option  for  patients  in  need  of  a  bone  marrow  transplant  (BMT).  Omidubicel  is  currently  being  evaluated  in  an
international, randomized, multi-center Phase 3 clinical study designed to compare its safety and efficacy to standard umbilical cord blood
for  allogeneic  BMT  in  approximately  120  patients  with  no  available  matched  donor.  BMT  with  a  graft  derived  from  bone  marrow  or
peripheral blood cells of a matched donor is currently the standard of care treatment for many of these patients, but there is a significant
unmet need for patients who cannot find a fully matched donor.

Omidubicel was granted a Breakthrough Therapy designation from the FDA and an orphan drug designation in the US and in Europe.

In December 2017, the Company presented final results from the Phase 1/2 clinical study of omidubicel at the the 59th Annual Meeting of
the  American  Society  of  Hematology  (ASH).  The  study  met  its  primary  endpoint,  demonstrating  rapid  neutrophil  engraftment  with
manageable side effects. These data were published in the Journal of Clinical Oncology in 2019.

On January 2, 2020, the Company announced that in December 2019 the Company completed patient enrollment in its Phase 3 study of the
Company’s lead clinical program, omidubicel.

In addition to hematologic malignancies, the Company pursuing the development of omidubicel for the treatment of bone marrow failure
disorders. Omidubicel is currently being evaluated in a Phase 1/2 clinical trial sponsored by the National Institutes of Health in patients with
severe  aplastic  anemia,  a  rare,  life-threatening  hematological  disorder.  In  February  2019,  data  from  this  study  were  reported  at  the  2019
Transplantation  &  Cellular  Therapy  Meetings  of  American  Society  for  Blood  and  Marrow  Transplantation  and  Center  for  International
Blood and Marrow Transplant Research (2019 TCT Annual Meeting). In the initial cohort of three patients, all successfully underwent a
BMT consisting of omidubicel plus a haploidentical stem cell graft. The rapid cord engraftment, sustained hematopoiesis and accelerated
immune recovery in treatment refractory observed in these patients enable the initiation of a second cohort of patients to be treated with
omidubicel as a stand-alone graft.

F-10

 
 
 
 
  
 
 
 
 
 
 
  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
U.S. dollars in thousands (except share and per share data)

NOTE 1:- GENERAL (Cont.)

GAMIDA CELL LTD. AND ITS SUBSIDIARY

Beyond omidubicel, the Company is developing GDA-201 (formally known as NAM-NK), an investigational natural killer, or NK, cell-
based  cancer  immunotherapy  to  be  used  in  combination  with  standard-of-care  therapeutic  antibodies.  NK  cells  have  potent  anti-tumor
properties and have the advantage over other oncology cell therapies of not requiring genetic matching, potentially enabling NK cells to
serve as a universal donor-based therapy when combined with certain antibodies. GDA-201 is currently in an investigator-sponsored Phase
1/2 study for the treatment of relapsed or refractory non-Hodgkin lymphoma (NHL) and multiple myeloma (MM). Data from the first 22
patients in the study were reported at the 2019 Annual Meeting of theAmerican Society of Hematology, or ASH. The data from the first 22
patients demonstrated that GDA-201 was clinically active and generally well tolerated.

c. On July 1, 2019, the Company closed a follow-on offering (“offering”) of its ordinary shares on the Nasdaq, which resulted in the sale of
7,000,000 ordinary shares at a public offering price of $5 per share, before underwriting discounts. The underwriters had a 30-day option to
purchase  up  to  1,050,000  additional  shares  at  a  public  offering  price  of  $5  per  share,  and  exercised  in  full  their  option  to  purchase  an
additional 1,050,000 ordinary shares at the public offering price of $5 per share. The exercise of the underwriters’ option closed on July 8,
2019. The Company received net proceeds from the offering of $37,140 (net of issuance costs and underwriting discounts of $3,110).

d. The Company  is  devoting  substantially  all  of  its  efforts  toward  research  and  development  activities.  In  the  course  of  such  activities,  the
Company has sustained operating losses and expects such losses to continue in the foreseeable future. The Company’s accumulated deficit
as  of  December  31,  2019  is  $203,564  and  negative  cash  flows  from  operating  activities  during  the  year  ended  December  31,  2019  is
$  37,929.  The  Company  requires  additional  financing  in  order  to  continue  to  fund  its  current  operations  and  pay  existing  and  future
liabilities. (See also note 10c).

These conditions raise substantial doubt about the Company’s ability to continue as a going concern. The consolidated financial statements
do not include any adjustments to the carrying amounts and classifications of assets and liabilities that would result if the Company was
unable to continue as a going concern.

e. Definitions:

In these financial statements:

The Company

- Gamida Cell Ltd. and its subsidiary

Subsidiary

  Gamida  Cell  Inc.  Incorporated  in  2000  and  intended  to  focus  on  sales  and  marketing  upon  product

approval

Related parties

- As defined in IAS 24

Dollar

- U.S. dollar

F-11

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
U.S. dollars in thousands (except share and per share data)

NOTE 2:-

SIGNIFICANT ACCOUNTING POLICIES

GAMIDA CELL LTD. AND ITS SUBSIDIARY

The following accounting policies have been applied consistently in the financial statements for all periods presented, unless otherwise stated.

a. Basis of presentation of the financial statements:

These  consolidated  financial  statements  have  been  prepared  in  accordance  with  International  Financial  Reporting  Standards  (“IFRS”)  as
issued by the International Accounting Standards Board (“IASB”).

The  consolidated  financial  statements  have  been  prepared  on  a  cost  basis,  except  for  available  for  sale  financial  assets  and  financial
liabilities that have been measured at fair value through profit or loss. The Company has elected to present profit or loss items using the
function of expense method.

b. The operating cycle of the Company is one year.

c. Consolidated financial statements:

The consolidated financial statements comprise the financial statements of the Company and its subsidiary.

The  financial  statements  of  the  Company  and  its  subsidiary  are  prepared  as  of  the  same  dates  and  periods.  The  consolidated  financial
statements are prepared using uniform accounting policies by all companies in the group. Significant intra-group balances, transactions and
gains or losses resulting from intra-group are eliminated in full in the consolidated financial statements.

d. Functional currency, presentation currency and foreign currency:

1. Functional currency and presentation currency:

The presentation currency of the financial statements is the U.S. dollars.

The functional currency is the currency that best reflects the economic environment in which the Company and its subsidiary operates
and conducts their transactions. Most of the Company costs are incurred in U.S. dollars. In addition, the Company financing activities
are incurred in U.S. dollars. The Company’s management believes that the functional currency of the Company is the U.S. dollar.

F-12

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
U.S. dollars in thousands (except share and per share data)

NOTE 2:-

SIGNIFICANT ACCOUNTING POLICIES (Cont.)

2. Transactions, assets and liabilities in foreign currency:

GAMIDA CELL LTD. AND ITS SUBSIDIARY

Transactions denominated in foreign currency are recorded upon initial recognition at the exchange rate at the date of the transaction.
After  initial  recognition,  monetary  assets  and  liabilities  denominated  in  foreign  currency  are  translated  at  the  end  of  each  reporting
period into the functional currency at the exchange rate at that date. Exchange rate differences are recognized in profit or loss. Non-
monetary assets and liabilities measured at cost in foreign currency are translated at the exchange rate at the date of the transaction.
Non-monetary  assets  and  liabilities  denominated  in  foreign  currency  and  measured  at  fair  value  are  translated  into  the  functional
currency using the exchange rate prevailing at the date when the fair value was determined.

e. Cash equivalents:

Cash equivalents are considered as highly liquid investments, including unrestricted short-term bank deposits with an original maturity of
three  months  or  less  from  the  date  of  investment  or  with  a  maturity  of  more  than  three  months,  but  which  are  redeemable  on  demand
without penalty and which form part of the Company’s cash management.

f.

Short-term deposits and restricted deposits:

Short-term bank deposits are deposits with an original maturity of more than three months from the date of investment and which do not
meet the definition of cash equivalents. The deposits are presented according to their terms of deposit.

Restricted deposit is primarily invested in highly liquid deposits. Restricted deposit amounted to $150 as of December 31, 2019 and 2018,
and is included in prepaid expenses and other current assets on the statements of financial position.

g. Property and equipment:

Property,  plant  and  equipment  are  measured  at  cost,  including  directly  attributable  costs,  less  accumulated  depreciation,  accumulated
impairment losses and any related investment grants and excluding day-to-day servicing expenses.

Depreciation is calculated on a straight-line basis over the useful life of the assets at annual rates as follows:

Machinery
Office furniture and equipment
Leasehold improvements
Project in process - manufacturing plant

F-13

%

10-15
6 - 33
(*)
(**)

 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
   
 
   
 
   
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
U.S. dollars in thousands (except share and per share data)

NOTE 2:-

SIGNIFICANT ACCOUNTING POLICIES (Cont.)

GAMIDA CELL LTD. AND ITS SUBSIDIARY

(*) Leasehold improvements are depreciated on a straight-line basis over the shorter of the lease term (including the extension option held

by the Company and intended to be exercised) and the expected life of the improvement.

(**) As  of  December  31,  2019,  the  manufacturing  plant  is  under  construction,  depreciation  of  the  manufacturing  plant  will  begin  upon

completion of its construction.

The useful life, depreciation method and residual value of an asset are reviewed at least each year-end and any changes are accounted for
prospectively as a change in accounting estimate.

An  item  of  property  and  equipment  is  derecognized  upon  disposal  or  when  no  future  economic  benefits  are  expected  from  its  use  or
disposal.

h. Research and development costs:

Research expenditures are recognized in profit or loss when incurred. An intangible asset arising from a development project or from the
development  phase  of  an  internal  project  is  recognized  if  the  Company  can  demonstrate:  the  technical  feasibility  of  completing  the
intangible asset so that it will be available for use or sale; the Company’s intention to complete the intangible asset and use or sell it; the
Company’s  ability  to  use  or  sell  the  intangible  asset;  how  the  intangible  asset  will  generate  future  economic  benefits;  the  availability  of
adequate  technical,  financial  and  other  resources  to  complete  the  intangible  asset;  and  the  Company’s  ability  to  measure  reliably  the
expenditure  attributable  to  the  intangible  asset  during  its  development.  Since  the  Company  development  projects  are  often  subject  to
regulatory approval procedures and other uncertainties, the conditions for the capitalization of costs incurred before receipt of approvals are
not normally satisfied and, therefore, development expenditures are recognized in profit or loss when incurred.

i.

Impairment of non-financial assets:

The Company evaluates the need to record an impairment of the carrying amount of non-financial assets whenever events or changes in
circumstances indicate that the carrying amount is not recoverable.

If the carrying amount of non-financial assets exceeds their recoverable amount, the assets are reduced to their recoverable amount. The
recoverable amount is the higher of fair value less costs of sale and value in use. The recoverable amount of an asset that does not generate
independent cash flows is determined for the cash-generating unit to which the asset belongs. Impairment losses are recognized in profit or
loss.

An impairment loss of an asset is reversed only if there have been changes in the estimates used to determine the asset’s recoverable amount
since  the  last  impairment  loss  was  recognized.  Reversal  of  an  impairment  loss,  as  above,  shall  not  be  increased  above  the  lower  of  the
carrying  amount  that  would  have  been  determined  (net  of  depreciation  or  amortization)  had  no  impairment  loss  been  recognized  for  the
asset in prior years, and its recoverable amount.

During the years ended December 31, 2019, 2018 and 2017, the Company did not recognize any impairment of non-financial assets.

F-14

 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
U.S. dollars in thousands (except share and per share data)

NOTE 2:-

SIGNIFICANT ACCOUNTING POLICIES (Cont.)

j. Government investment grants:

GAMIDA CELL LTD. AND ITS SUBSIDIARY

Government grants are recognized when there is reasonable assurance that the grants will be received and the Company will comply with
the related conditions.

Government  grants  received  from  Israel  Innovation  Authority  (“IIA”)  (formerly,  the  Office  of  the  Chief  Scientist  in  Israel  (“OCS”))  are
recognized upon receipt as a liability if future economic benefits are expected from the project that will result in royalty-bearing sales. If no
such  economic  benefits  are  expected,  the  grants  are  recognized  as  a  reduction  of  the  related  research  and  development  expenses.  In  that
event, the royalty obligation is treated as contingent liability in accordance with IAS 37.

At  the  end  of  each  reporting  periods,  the  Company  evaluates,  based  on  its  best  estimate  of  future  sales,  whether  there  is  reasonable
assurance that the liability recognized, in whole or in part, will not be repaid (since the Company will not be required to pay royalties). If
there is such reasonable assurance, the appropriate amount of the liability is derecognized and recorded in profit or loss as a revaluation of
research and development expenses.

If  the  estimate  of  future  sales  indicates  that  there  is  no  such  reasonable  assurance,  the  appropriate  amount  of  the  liability  that  reflects
expected future royalty payments is recognized with a corresponding adjustment to financial expenses or income. As of December 31, 2019
and  2018,  the  Company  concurred  future  economic  benefits  are  expected  from  its  research  and  development  project  and  recorded  a
liability for its entire contingent obligation to IIA.

Grants received from the IIA which are recognized as a liability are accounted for as forgivable loans, in accordance with IAS 20 (Revised),
pursuant to the provisions of IFRS 9, “Financial Instruments “. Accordingly, when the liability for the loan is first recognized, it is measured
at fair value using a discount rate that reflects a market rate of interest which in the Company’s case was determined to be 30%, 28% and
25% for 2019, 2018 and 2017, respectively. The difference between the amount of the grants received and the fair value of the liability is
accounted for upon recognition of the liability as a government grant and recognized as a reduction of research and development expenses.

For the years ended December 31, 2019, 2018 and 2017 no royalties were paid with respect to grants received from the IIA. Payments will
be treated as a reduction of the liability.

Grants in the amount of $871, $2,425 and $2,948 were approved during 2019, 2018 and 2017, respectively. Grant receivable amounted to
$7 and $0 as of December 31, 2019 and 2018, respectively, and is included in prepaid expenses and other current assets on the statements of
financial position.

F-15

 
 
 
 
 
  
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
U.S. dollars in thousands (except share and per share data)

NOTE 2:-

SIGNIFICANT ACCOUNTING POLICIES (Cont.)

k. Provisions:

GAMIDA CELL LTD. AND ITS SUBSIDIARY

A provision in accordance with IAS 37 is recognized when the Company has a present obligation (legal or constructive) as a result of a past
event,  it  is  probable  that  an  outflow  of  resources  embodying  economic  benefits  will  be  required  to  settle  the  obligation  and  a  reliable
estimate can be made of the amount of the obligation.

l. Operating leases:

Until  December  31,  2018,  the  initial  adoption  of  IFRS  16  Leases,  Lease  agreements  were  classified  as  an  operating  lease  if  they  do  not
transfer substantially all the risks and benefits incidental to ownership of the leased asset. Operating lease payments were recognized as an
expense in profit or loss on a straight-line basis over the lease term. (for leases subsequent to the adoptions of IFRS 16, refer to note 2q
below)

m. Share-based payment transactions:

The  Company’s  employees  and  other  service  providers  are  entitled  to  remuneration  in  the  form  of  equity-settled  share-based  payment
transactions.

Equity-settled transactions:

The cost of equity-settled transactions with employees is measured at the fair value of the equity instruments granted at grant date. The fair
value is determined using an acceptable option pricing model.

With  respect  to  other  service  providers,  the  cost  of  the  transactions  is  measured  at  the  fair  value  of  the  goods  or  services  received  as
consideration for equity instruments. In cases where the fair value of the goods or services received as consideration of equity instruments
cannot be measured, it is measured by reference to the fair value of the equity instruments granted.

The cost of equity-settled transactions is recognized in profit or loss, together with a corresponding increase in equity, during the period
which  the  performance  and/or  service  conditions  are  to  be  satisfied,  ending  on  the  date  on  which  the  relevant  employees  become  fully
entitled to the award (the “Vesting Period”).

No expense is recognized for awards that do not ultimately vest, except for awards where vesting is conditional upon a market condition,
which are treated as vested irrespective of whether the market condition is satisfied, provided that all other vesting conditions are satisfied.

F-16

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
U.S. dollars in thousands (except share and per share data)

NOTE 2:-

SIGNIFICANT ACCOUNTING POLICIES (Cont.)

n. Deferred tax:

GAMIDA CELL LTD. AND ITS SUBSIDIARY

Deferred tax is provided using the liability method on temporary differences between the tax bases of assets and liabilities and their carrying
amounts for financial reporting purposes at the reporting date.

Deferred  tax  assets  are  recognized  for  all  deductible  temporary  differences.  Deferred  tax  assets  are  recognized  to  the  extent  that  it  is
probable that taxable profit will be available against which the deductible temporary differences and unused tax losses can be utilized.

Unrecognized deferred tax assets are re-assessed at each reporting date and are recognized to the extent that it has become probable that
future taxable profits will allow the deferred tax asset to be recovered.

o. Employee benefit liabilities:

The Company has several employee benefit plans:

1. Short-term employee benefits:

Short-term  employee  benefits  are  benefits  that  are  expected  to  be  settled  entirely  before  twelve  months  after  the  end  of  the  annual
reporting period in which the employees render the related services. These benefits include salaries, paid annual leave, paid sick leave,
recreation and social security contributions and are recognized as expenses as the services are rendered.

2. Post-employment benefits:

The plans are normally financed by contributions to insurance companies and classified as defined benefit plan.

The  Company  operates  a  defined  benefit  plan  in  respect  of  severance  pay  pursuant  to  the  Severance  Pay  Law,  1963  (the  “Law”).
According  to  the  Law,  employees  are  entitled  to  severance  pay  upon  dismissal  or  retirement.  The  liability  for  termination  of
employment is measured using the projected unit credit method. The amounts are presented based on discounted expected future cash
flows  using  a  discount  rate  determined  by  reference  to  market  yields  at  the  reporting  date  on  high  quality  corporate  bonds  that  are
linked to the Consumer Price Index with a term that is consistent with the estimated term of the severance pay obligation.

In  respect  of  its  severance  pay  obligation  to  certain  of  its  employees,  the  Company  makes  current  deposits  in  pension  funds  and
insurance  companies  (the  “Plan  Assets”).  Plan  Assets  comprise  assets  held  by  a  long-term  employee  benefit  fund  or  qualifying
insurance policies. Plan Assets are not available to the Company’s own creditors and cannot be returned directly to the Company.

Actuarial gains and losses are recognized in other comprehensive income or (loss) retrospectively in the period in which they occur.

F-17

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
U.S. dollars in thousands (except share and per share data)

NOTE 2:-

SIGNIFICANT ACCOUNTING POLICIES (Cont.)

p. Financial instruments:

GAMIDA CELL LTD. AND ITS SUBSIDIARY

On  January  1,  2018,  the  Company  first  adopted  IFRS  9,  “Financial  Instruments”  (“the  Standard”).  The  Company  elected  to  adopt  the
provisions of the Standard retrospectively without restatement of comparative data.

The accounting policy for financial instruments applied commencing from January 1, 2018, is as follows:

1.

Investment in marketable securities:

Financial assets are measured upon initial recognition at fair value plus transaction costs that are directly attributable to the acquisition
of the financial assets, except for financial assets measured at fair value through profit or loss in respect of which transaction costs are
recorded in profit or loss.

The Company classifies and measures debt instruments in the financial statements based on the following criteria:

-

-

The Company’s business model for managing financial assets; and

The contractual cash flow terms of the financial asset.

The Company measured all of its marketable securities at fair value through other comprehensive income (FVTCOI).

Debt instruments are measured at fair value through other comprehensive income when:

The  Company’s  business  model  is  to  hold  the  financial  assets  in  order  to  both  collect  their  contractual  cash  flows  and  to  sell  the
financial assets, and the contractual terms of the financial assets give rise on specified dates to cash flows that are solely payments of
principal and interest on the principal amount outstanding.

After  initial  recognition,  the  instruments  in  this  category  are  measured  at  fair  value.  Gains  or  losses  from  fair  value  adjustments,
excluding interest and exchange rate differences, are recognized in other comprehensive income. The Company evaluates at the end of
each reporting period the loss allowance for financial debt instruments.

Marketable securities as of December 31, 2018 and 2019 includes corporate and government debentures with no significant premium
or  discount.  The  investment  in  marketable  securities,  which  are  measured  at  fair  value  through  other  comprehensive  income  is
considered level 2 measurement.

F-18

 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
U.S. dollars in thousands (except share and per share data)

NOTE 2:-

SIGNIFICANT ACCOUNTING POLICIES (Cont.)

2. Financial liabilities:

GAMIDA CELL LTD. AND ITS SUBSIDIARY

Financial liabilities are recognized initially at fair value and, in the case of loans and borrowings and payables net of directly attribute
transaction costs. The Company’s financial liabilities include trade and other payables and warrants to shareholders.

Warrants to shareholders can be exercised into a variable number of share and therefore such warrants recorded as a financial liability
and are measured at each balance sheet date at their fair value. Gains or losses are recognized in profit or loss.

a) Derecognition:

A financial liability is derecognized when the obligation under the liability is discharged or cancelled, or expires.

b) Offsetting of financial instruments:

Financial assets and financial liabilities are offset and the net amount is reported in the statements of financial position if there is a
currently enforceable legal right to offset the recognized amounts and there is an intention to settle on a net basis, to realize the
assets and settle the liabilities simultaneously.

3. Fair value:

Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market
participants at the measurement date. The fair value of an asset or a liability is measured using the assumptions that market participants
would use when pricing the asset or liability, assuming that market participants act in their economic best interest.

The Company uses valuation techniques that are appropriate in the circumstances and for which sufficient data are available to measure
fair value, maximizing the use of relevant observable inputs and minimizing the use of unobservable inputs.

All assets and liabilities for which fair value is measured or disclosed in the financial statements are categorized within the fair value
hierarchy.

The carrying amounts of cash and cash equivalents, Marketable securities, other receivables, short-term deposits, prepaid expenses and
other current assets, trade payables and accrued expenses and other payables approximate their fair value due to the short-term maturity
of such instruments. Regarding fair value of the liability to IIA, refer to note 2j above.

F-19

 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
U.S. dollars in thousands (except share and per share data)

NOTE 2:-

SIGNIFICANT ACCOUNTING POLICIES (Cont.)

q.

IFRS 16 - Leases:

GAMIDA CELL LTD. AND ITS SUBSIDIARY

The Company adopted IFRS 16, “Leases” (“the Standard”), with the date of initial application of January 1, 2019. The Company elected to
adopt the provisions of the Standard using the modified retrospective method (without restatement of comparative data).

Under this method, the standard is applied retrospectively with the cumulative effect of initially applying the standard recognised at the date
of initial application. The Company elected to use the transition practical expedient allowing the standard to be applied only to contracts
that were previously identified as leases applying IAS 17 and IFRIC 4 at the date of initial application. The Company also elected to use the
recognition exemptions for lease contracts that, at the commencement date, have a lease term of 12 months or less and do not contain a
purchase option (‘short- term leases’), and lease contracts for which the underlying asset is of low value (‘low-value assets’).

The Company has a number of lease contracts, mainly leases of an office building and a production plant. Before the adoption of IFRS 16,
the Company classified each of its leases (as lessee) at the inception date as an operating lease. The leased property was not capitalized and
the  lease  payments  were  recognized  as  rent  expense  in  profit  or  loss  on  a  straight-line  basis  over  the  lease  term.  Any  prepaid  rent  and
accrued rent were recognized under prepaid expenses and other current assets and accrued expenses and other payables, respectively.

Set out below are the new accounting policies of the Company upon adoption of IFRS 16, which have been applied from the date of initial
application:

The  Company  accounts  for  a  contract  as  a  lease  when  the  contract  terms  convey  the  right  to  control  the  use  of  an  identified  asset  for  a
period of time in exchange for consideration.

1. Right-of-use assets:

The Company recognizes right-of-use assets at the commencement date of the lease (i.e., the date the underlying asset is available for
use).  Right-of-use  assets  are  measured  at  cost,  less  any  accumulated  depreciation  and  impairment  losses,  and  adjusted  for  any
remeasurement of lease liabilities.

The cost of right-of-use assets includes the amount of lease liabilities recognized, initial direct costs incurred, and lease payments made
at or before the commencement date less any lease incentives received. Unless the Company is reasonably certain to obtain ownership
of the leased asset at the end of the lease term, the recognized right-of-use assets are depreciated on a straight-line basis over the shorter
of its estimated useful life and the lease term. Right-of-use assets are subject to impairment pursuant to the provision of IAS 36.

F-20

 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
GAMIDA CELL LTD. AND ITS SUBSIDIARY

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
U.S. dollars in thousands (except share and per share data)

NOTE 2:-

SIGNIFICANT ACCOUNTING POLICIES (Cont.)

2. Lease liabilities:

At the commencement date of the lease, the Company recognizes lease liabilities measured at the present value of lease payments to be
made  over  the  lease  term  discounted  at  the  interest  rate  implicit  in  the  lease,  if  that  rate  can  be  determined,  or  otherwise  using  the
Company’s incremental borrowing rate. The lease payments include fixed payments (including in substance fixed payments) less any
lease incentives receivable, variable lease payments that depend on an index or a rate, and amounts expected to be paid under residual
value  guarantees.  The  lease  payments  also  include  the  exercise  price  of  a  purchase  option  reasonably  certain  to  be  exercised  by  the
Company and payments of penalties for terminating a lease, if the lease term reflects the Company exercising the option to terminate.
The variable lease payments that do not depend on an index or a rate are recognized as expense in the period on which the event or
condition that triggers the payment occurs.

After the commencement date, the Company measures the lease liability using the effective interest rate method.

Based on the foregoing, the following are data relating to the initial application of the standard as of January 1, 2019, in respect of leases
existing as of that date:

● Right-of-use assets of $6,869 were recognized and presented separately in the statements of financial position.

● Additional lease liabilities of $6,795 were recognized and presented separately in the statements of financial position .

● Prepaid expenses and other current assets of $256 and accrued expenses and other payables of $183 related to previous operating leases

were derecognized.

The lease liabilities as of January 1, 2019 reconcilliation to the operating lease commitments as of December 31, 2018 are as follows:

Operating lease commitments as of December 31, 2018
Weighted average incremental borrowing rate as of January 1, 2019 (%)
Discounted operating lease commitments of January 1, 2019

Lease liabilities as of January 1, 2019

F-21

  $

7,441 
     1.45-4.01 
6,795 

  $

6,795 

 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
   
   
 
   
  
 
GAMIDA CELL LTD. AND ITS SUBSIDIARY

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
U.S. dollars in thousands (except share and per share data)

NOTE 3:-

SIGNIFICANT  ACCOUNTING  JUDGMENTS,  ESTIMATES  AND  ASSUPMTIONS  USED  IN  THE  PREPARATION  OF  THE
FINANCIAL STATEMENTS

The key assumptions made in the financial statements concerning uncertainties at the end of the reporting period and the critical estimates
computed by the Company that may result in a material adjustment to the carrying amounts of assets and liabilities within the next financial
year are discussed below.

-

Government grants:

Government  grants  received  from  the  IIA  at  the  Ministry  of  Industry,  Trade  and  Labor  are  recognized  as  a  liability  if  future  economic
benefits are expected from the research and development activity that will result in royalty-bearing sales. There is uncertainty regarding the
estimated future cash flows and the estimated discount rate used to measure the amortized cost of the liability.

-

Determining the fair value of an unquoted financial liabilities:

The  fair  value  of  unquoted  financial  liabilities  in  Level  3  of  the  fair  value  hierarchy  is  determined  using  valuation  techniques  including
projected  cash  flows  discounted  at  current  rates  applicable  for  items  with  similar  terms  and  risk  characteristics.  Changes  in  estimated
projected  cash  flows  and  estimated  discount  rates,  after  consideration  of  risk  factors  such  as  liquidity  risk,  credit  risk  and  volatility,  are
liable to affect the fair value of these liabilities.

NOTE 4:- CASH AND CASH EQUIVALENTS

Cash for immediate withdrawal
Cash equivalents - short-term deposits (1)

December 31,

2019

2018

  $

  $

2,307    $
39,531     

3,289 
36,983 

41,838    $

40,272 

(1) The cash equivalents are short-term bank deposits denominated in USD and bear interest at an average annual rate of 1.7% and 2.05% as of December

31, 2019 and 2018, respectively.

F-22

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
      
 
   
 
   
      
  
 
 
 
GAMIDA CELL LTD. AND ITS SUBSIDIARY

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
U.S. dollars in thousands (except share and per share data)

NOTE 5:- PROPERTY AND EQUIPMENT, NET

Composition and movement:

2019:

Cost:

  Machinery    

Office
furniture and
equipment

Leasehold
improvements    

Project in
process

Total

Balance at January 1, 2019
Additions

  $

3,154    $
212     

535    $
45     

1,099    $
92     

468    $
3,961     

Balance at December 31, 2019

3,366     

580     

1,191     

4,429     

Accumulated depreciation:

Balance at January 1, 2019
Depreciation

Balance at December 31, 2019

1,753     
183     

1,936     

345     
76     

421     

847     
64     

911     

-     
-     

-     

Property and equipment, net at December 31, 2019

  $

1,430    $

159    $

280    $

4,429    $

5,256 
4,310 

9,566 

2,945 
323 

3,268 

6,298 

2018:

Cost:

  Machinery    

Office
furniture and
equipment

Leasehold
improvements    

Project in
process

Total

Balance at January 1, 2018
Additions

  $

2,181    $
973     

396    $
139     

992    $
107     

47    $
421     

Balance at December 31, 2018

3,154     

535     

1,099     

468     

Accumulated depreciation:

Balance at January 1, 2018
Depreciation

Balance at December 31, 2018

1,558     
195     

1,753     

308     
37     

345     

810     
37     

847     

-     
-     

-     

Property and equipment, net at December 31, 2018

  $

1,401    $

190    $

252    $

468    $

3,616 
1,640 

5,256 

2,676 
269 

2,945 

2,311 

F-23

 
 
 
 
 
 
 
 
 
   
   
 
 
    
    
    
 
   
  
 
   
      
      
      
      
  
   
 
   
      
      
      
      
  
   
 
   
      
      
      
      
  
   
      
      
      
      
  
 
   
      
      
      
      
  
   
   
 
   
      
      
      
      
  
   
 
   
      
      
      
      
  
 
 
 
   
   
 
   
      
      
      
      
  
 
   
      
      
      
      
  
   
 
   
      
      
      
      
  
   
 
   
      
      
      
      
  
   
      
      
      
      
  
 
   
      
      
      
      
  
   
   
 
   
      
      
      
      
  
   
 
   
      
      
      
      
  
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
U.S. dollars in thousands (except share and per share data)

NOTE 6:- RIGHT-OF-USE ASSETS AND LEASE LIABILITIES

Set out below, are the carrying amounts of the Company’s right-of-use assets and lease liabilities and the movements during the period:

GAMIDA CELL LTD. AND ITS SUBSIDIARY

As of January 1, 2019

Depreciation expenses
Interest expenses
Other
Payments

As of December 31, 2019

Right-of-use assets

Offices
and labs

Vechicles

Production
Plant

Total

Lease
liabilities

  $

2,104    $

240    $

4,525    $

6,869    $

6,795 

(1,170)    
-     
-     
-     

(135)    
-     
70     
-     

(515)    
-     
14     
-     

(1,820)    
-     
84     
-     

- 
758 
81 
(1,663)

  $

934    $

175    $

4,024    $

5,133    $

5,971 

The Company has entered into commercial real estate lease agreements which consist of the office building and production plant. The leases are
under non-cancellable terms and mature over 1-8 years. In December 2017, the Company signed on lease agreement for production plant which
will be effective upon fulfillment of suspending condition as described in the lease agreement.

The Company rents vehicles under an operating lease agreement, for a fixed monthly fee of $15. The leases are under non-cancellable terms and
mature over 1-3 years.

The future minimum lease fees payable as of December 31, 2019 are as follows:

First year
Second through fifth years
After fifth year

Following are the amortization periods of the right-of-use assets by class of underlying asset:

Production Plant
Offices and labs
Vehicles

NOTE 7:- ACCRUED EXPENSES AND OTHER PAYABLES

Subcontractors
Clinical activities
Professional services
Project in process
Other

F-24

  $

  $

1,925 
1,378 
3,197 

6,500 

%

11 
50 
33-100 

December 31,

2019

2018

  $

1,131    $
2,010     
349     
1,255     
173     

  $

4,918    $

75 
1,021 
479 
- 
257 

1,832 

 
 
 
 
 
 
 
 
   
 
 
 
 
   
   
   
   
 
 
   
     
     
     
     
 
 
   
      
      
      
      
  
   
   
   
   
 
   
      
      
      
      
  
  
 
 
 
   
   
 
   
  
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
   
 
 
 
      
 
   
   
   
   
 
   
      
  
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
U.S. dollars in thousands (except share and per share data)

NOTE 8:- LIABILITIES PRESENTED AT FAIR VALUE

a. Warrants to purchase Preferred F-2 shares:

GAMIDA CELL LTD. AND ITS SUBSIDIARY

On June 18, 2017 the Company signed a Series F Preferred Share Purchase Agreement (“SPA”) with existing and new investors. According
to the SPA and upon the closing that occurred on July 9, 2017 the Company issued 4,274,363 Preferred F-1 shares, nominal value NIS 0.01
each, at $9.44 per share, accompanied by the issuance of warrants to purchase 2,564,619 Preferred F-2 shares, nominal value NIS 0.01, with
an  exercise  price  of  $11.33  per  share,  in  exchange  for  an  aggregate  proceeds  of  $40,350.  The  issuance  costs  in  the  amount  of  $585
associated with the equity transaction have been charged directly to the consolidated statements of changes in equity and the issuance costs
associated with the issuance of the warrants in the amount of $216 have been charged directly to the statement of comprehensive loss.

According to the SPA the warrants to purchase Preferred F-2 Shares are subject to conversion ratio to be adjusted as defined in the SPA and
to  non-standard  anti-dilution  protection  provisions  and  cashless  exercise  mechanism  and  therefore  accounted  for  as  a  financial  liability
which was measured at fair value through profit or loss.

Upon the closing of the IPO as described in note 10b, 2,564,619 warrants to purchase Preferred F-2 shares were automatically converted
into warrants to purchase 4,323,978 ordinary shares, nominal value NIS 0.01, with an exercise price of $6.72 per share with an expiration
until earlier of July 3, 2022 or a Deemed Liquidation event as described in the Company’s article of association.

In December 2018, the Company issued a total of 293,489 ordinary shares pursuant to the cashless exercise of 607,044 warrants. In 2019,
the Company issued a total of 209,312 ordinary shares pursuant to the cashless exercise of 403,422 warrants.

F-25

 
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
U.S. dollars in thousands (except share and per share data)

NOTE 8:- LIABILITIES PRESENTED AT FAIR VALUE (Cont.)

GAMIDA CELL LTD. AND ITS SUBSIDIARY

The Company measured the fair value of the warrants by using Option Pricing Method utilized in a Black and Scholes simulation model. The
option-pricing model requires a number of assumptions, of which the most significant are the expected stock price volatility and the expected
time  until  liquidation.  Expected  volatility  was  calculated  based  upon  historical  volatilities  of  similar  entities  in  the  related  sector  index.  The
expected  time  until  liquidation  is  the  period  in  which  liquidation  event  will  occurred  subject  to  the  Company’s  expectations.  The  risk-free
interest rate is based on the yield from U.S. treasury bonds with an equivalent term. The Company has historically not paid dividends and has no
foreseeable plans to pay dividends.

b. Warrants to purchase Company’s shares:

Risk-free interest rate
Expected volatility
Expected life (in years)
Expected dividend yield

c. Changes in the fair value of warrants classified as Level 3 in the fair value hierarchy:

2019
Ordinary
shares

Year ended December 31,
2018
Ordinary
shares

2017
Preferred F-2
shares

1.7%   
80%   
2.5 
0 

2.5%   
80%   
3.5 
0 

1.5%
90%
4.5 
0 

Balance at December 31, 2017

Exercise of warrants
Revaluation of financial derivatives

Balance at December 31, 2018

Exercise of warrants
Revaluation of financial derivatives

Balance at December 31, 2019

F-26

Fair value of 
warrants to 
purchase 
Ordinary 
shares

10,300 

(3,851)
17,600 

24,049 

(2,924)
(15,904)

  $

5,221 

 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
   
 
 
 
 
   
   
   
   
   
   
   
   
  
 
 
 
 
 
 
  
   
 
   
  
   
   
 
   
  
   
 
   
  
   
   
 
   
  
 
GAMIDA CELL LTD. AND ITS SUBSIDIARY

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
U.S. dollars in thousands (except share and per share data)

NOTE 9:- CONTINGENT LIABILITIES AND COMMITMENTS

The  Company  is  obligated  to  pay  royalties  to  the  Government  of  Israel  through  the  IIA  at  the  rates  of  3%  to  3.5%  on  sales  proceeds  from
products developed through the grants received from the IIA. The maximum amount of royalties payable to the Government of Israel is limited
to 100% of the grants received, linked to the dollar and bearing interest at the LIBOR rate. The obligation to pay these royalties is contingent on
actual  sales  of  the  products  and  in  the  absence  of  such  sales,  no  payment  is  required.  The  Company  expects  to  incur  sales  that  will  trigger
payments of royalties starting 2020. As of December 31, 2019, the Company’s aggregate contingent obligations for payments to IIA, based on
royalty-bearing participation received or accrued amounted to $33,440 (including interest of $5,837).

NOTE 10:- SHAREHOLDERS’ EQUITY

a. Rights attached to the shares:

1. Ordinary shares:

Subject to our current articles of association (the “AOA”) the holders of ordinary shares have the right to receive notices to attend and
vote  in  general  meetings  of  the  Company’s  shareholders,  and  the  right  to  share  in  dividends  and  other  distributions  and  upon
liquidation.

2. Preferred shares:

All issued and outstanding preferred shares were converted to Ordinary shares upon the IPO (refer to b below).

b. On  October  30,  2018,  the  Company  closed  an  Initial  Public  Offering  (“IPO”)  of  its  ordinary  shares  on  the  Nasdaq,  under  the  symbol
“GMDA” which resulted in the sale of 6,250,000 ordinary shares at a public offering price of $8 per share, before underwriting discounts.
The underwriters purchased 398,368 additional shares at a public offering price of $8 per share. The Company received net proceeds from
the IPO of approximately $47,241 (net of issuance costs and underwriting discounts of approximately $5,947). Upon the closing of the IPO,
all of the Company’s outstanding preferred shares automatically converted into 17,289,289 ordinary shares.

c.

In November  2019,  the  Company  entered  into  a  Controlled  Equity  Sales  Agreement  under  which  the  Company  may  offer  and  sell  thier
ordinary shares having an aggregate gross sales price of up to $30,000 from time to time through Cantor Fitzgerald & Co. Pursuant to the
Sales Agreement and upon delivery of notice by the Company, Cantor may sell thier ordinary shares under an “at the market offering”.

NOTE 11:- SHARE-BASED PAYMENT

a. On November 23, 2014, the Company’s Board approved subject to the approval of the shareholders to create a new class of shares of the
Company, Ordinary C shares, nominal value NIS 0.01 each and to classify 1,500,000 Ordinary shares for such class, 1,152,044 out of which
for allocation to the Company’s employees under the new amended 2014 Israel Share Option Plan (“2014 Plan”). The exercise price of the
options granted under the plans may not be less than the nominal value of the shares into which the options are exercised. The options vest
primarily over three years. Any options, which are forfeited or not exercised before expiration, become available for future grants.

F-27

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
U.S. dollars in thousands (except share and per share data)

NOTE 11:- SHARE-BASED PAYMENT (Cont.)

GAMIDA CELL LTD. AND ITS SUBSIDIARY

There are no cash settlement alternatives. On December 29, 2014, the Company’s shareholders meeting ratified and approved the aforesaid
decisions.

On  January  23,  2017  the  Company’s  Board  of  Directors  approved  the  Company’s  2017  Share  incentive  Plan  (the  “2017  Plan”),  and  the
subsequent grant of options to the Company’s employees, officers and directors. Pursuant to the Plan, the Company initially reserved for
issuance  312,867  Ordinary  shares,  nominal  value  NIS  0.01  each.  Contemporaneously,  the  Company’s  Board  of  Directors  approved  the
termination of the Company’s 2014 Plan and the extension of the exercise period of the outstanding options to Ordinary C shares to expire
on January 2020 instead of January 2018. There was no material impact on the financial statements, with respect to the Company’s 2014
plan extension. On February 28, 2017 the Company’s shareholders approved the 2017 Plan.

On  June  26,  2017  and  on  December  28,  2017  the  Company’s  Board  of  Directors  approved  the  reservation  of  additional  463,384  and
559,764  Ordinary  shares,  respectively,  for  issuance  under  the  2017  Plan  (totaling,  including  previous  plans,  an  aggregate  of  1,338,015
Ordinary Shares).

On  May  5,  2019  the  Company’s  Board  of  Directors  approved  to  extend  the  exercise  period  of  all  of  the  2014  Plan  options  to  purchase
ordinary shares of the Company, and held by certain current employees and officers of the Company, such that the Options shall expire on
January 18, 2022 in lieu of January 18, 2020).

The  Company  estimates  the  fair  value  of  stock  options  granted  using  the  Binominal  option-pricing  model.  The  option-pricing  model
requires a number of assumptions, of which the most significant are the expected stock price volatility and the expected option term.

Expected volatility was calculated based upon historical volatilities of similar entities in the related sector index. The expected term of the
options granted is derived from output of the option valuation model and represents the period of time that options granted are expected to
be  outstanding.  The  risk-free  interest  rate  is  based  on  the  yield  from  U.S.  treasury  bonds  with  an  equivalent  term.  The  Company  has
historically not paid dividends and has no foreseeable plans to pay dividends.

The following table lists the inputs to the binomial model used for the fair value measurement of equity-settled share options for the above
plan for years 2019 and 2018:

Dividend yield (%)
Expected volatility of the share prices (%)
Risk-free interest rate (%)

Year ended December 31,
2018

2019

2017

0     
78%-84%     
1.92-2.63     

0     
93%-95%     
2.63-2.88     

0 
89%-94% 
1.76-2.4 

Based on the above inputs, the fair value of the options was determined at $4.97-$5.85 at the grant date.

F-28

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
   
 
   
 
 
   
   
   
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
U.S. dollars in thousands (except share and per share data)

NOTE 11:- SHARE-BASED PAYMENT (Cont.)

b. Movement during the year:

GAMIDA CELL LTD. AND ITS SUBSIDIARY

2019

2018

Number of
options

Weighted
average

exercise price    

USD

Number of
options

Weighted
average
exercise price  
USD

Outstanding at beginning of year
Granted during the year
Expired during the year
Exercised during the year
Forfeited during the year

3,197,616     
790,300     
39,094     
480,878     
62,756     

3.07     
8.82     
5.21     
0.27     
6.16     

2,467,023     
751,977     
2,000     
9,692     
9,692     

Share options outstanding at end of year

3,405,188     

4.76     

3,197,616     

Share options exercisable at end of year

1,865,572     

2.68     

1,705,256     

2.28 
5.60 
6.00 
0.25 
0.25 

3.07 

1.21 

c. As of December 31, 2019, there are $3,653 of total unrecognized company cost related to non-vested share based compensation that are

expected to be recognized over a period of up to 4 years.

NOTE 12:- TAXES ON INCOME

a. Tax rates applicable to the income of the Company:

1. Corporate tax rates:

Taxable income of the Israeli parent is subject to the Israeli corporate tax at the rate of 24% in 2017, 23% in 2018 and 2019.

Non-Israeli subsidiary are taxed according to the tax laws in their respective countries of residence.

2.

Income subject to tax benefits under the Law for the Encouragement of Capital Investments, 1959 (the “Law”):

The Law for Encouragement of Capital Investments, 1959 (the “Investment Law”) provides tax benefits for Israeli companies meeting
certain requirements and criteria. The Investment Law has undergone certain amendments and reforms in recent years.

F-29

 
 
 
 
 
 
 
 
   
 
 
 
   
   
 
 
 
   
   
 
   
 
 
 
    
    
    
  
   
   
   
   
   
 
   
      
      
      
  
   
 
   
      
      
      
  
   
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
U.S. dollars in thousands (except share and per share data)

NOTE 12:- TAXES ON INCOME (Cont.)

GAMIDA CELL LTD. AND ITS SUBSIDIARY

The Israeli parliament enacted a reform to the Investment Law, effective January 2011. According to the reform, a flat rate tax applies
to companies eligible for the “Preferred Enterprise” status. In order to be eligible for Preferred Enterprise status, a company must meet
minimum  requirements  to  establish  that  it  contributes  to  the  country’s  economic  growth  and  is  a  competitive  factor  for  the  gross
domestic product.

The Company’s Israeli operations elected “Preferred Enterprise” status, starting in 2017.

Benefits granted to a Preferred Enterprise include reduced tax rates. In peripheral regions (Development Area A) the reduced tax rate
was 9% in 2016. As part of Economic Efficiency Law (Legislative Amendments for Accomplishment of Budgetary Targets for Budget
Years 2017-2018), 5777-2016, the tax rate for Area A will be 7.5% in 2017 onwards. In other regions the tax rate is 16%. Preferred
Enterprises in peripheral regions will be eligible for Investment Center grants, as well as the applicable reduced tax rates.

b. The Law for the Encouragement of Industry (Taxation), 1969:

The  Company  has  the  status  of  an  “industrial  company”,  under  this  law.  According  to  this  status  and  by  virtue  of  regulations  published
thereunder,  the  Company  is  entitled  to  claim  a  deduction  of  accelerated  depreciation  on  equipment  used  in  industrial  activities,  as
determined in the regulations issued under the Inflationary Law. The Company is also entitled to amortize a patent or a patent or knowhow
usage  right  that  are  used  in  the  enterprise’s  development  or  promotion,  to  deduct  listed  share  issuance  expenses  and  to  file  consolidated
financial statements under certain conditions.

c. Net operating losses carryforward:

The Company has net operating losses and capital loss for tax purposes as of December 31, 2019, in the amount of $135,000 and $500,
respectively, which may be carried forward and offset against taxable income in the future for an indefinite period.

As of December 31, 2019, the U.S. subsidiary has net operating losses carryforwards of $4,500 for the fedral tax purposes.

d. Final tax assessments:

The Company’s tax assessments through the 2013 tax year are considered final.

e. Deferred taxes:

The Company did not recognize deferred tax assets in the Company’s consolidated financial statements for the years ended December 31,
2018 and 2017 for carryforward losses and other temporary differences because their utilization in the foreseeable future is not probable.

F-30

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
U.S. dollars in thousands (except share and per share data)

NOTE 13:- SELECTED STATEMENTS OF COMPREHENSIVE INCOME DATA

a. Research and development expenses, net:

Salaries and social benefits
Share-based payment
Subcontractors
Materials
Depreciation
Other
Less royalty bearing grants

GAMIDA CELL LTD. AND ITS SUBSIDIARY

Year ended December 31,
2018

2017

2019

  $

8,307    $
1,600     
16,752     
3,700     
1,220     
970     
(1,087)    

5,016    $
705     
12,695     
3,610     
195     
1,725     
(1,901)    

3,795 
1,362 
9,617 
1,677 
142 
832 
(2,407)

Total research and development expenses, net

  $

31,462    $

22,045    $

15,018 

b. Commercial activities:

Salaries and social benefits
Share-based payment
Proffesional Services
Other

Total commercial activities, net

The commercial activities were established in 2019

c. General and administrative expenses:

Salaries and social benefits
Share-based payment
Professional services
Rent, maintenance and other expenses
Depreciation

Total general and administrative expenses

Year ended
December 31, 
2019

  $

  $

1,559 
879 
2,075 
179 

4,692 

Year ended December 31,
2018

2019

2017

  $

3,488    $
2,389     
3,833     
1,458     
923     

4,788    $
2,870     
2,802     
1,065     
74     

  $

12,091    $

11,599    $

1,870 
846 
1,467 
269 
20 

4,472 

F-31

 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
      
     
 
   
   
   
   
   
   
 
   
      
      
  
 
 
 
 
 
 
 
 
 
  
   
   
   
 
   
  
 
 
 
 
 
 
 
 
   
   
 
 
 
      
     
 
   
   
   
   
 
   
      
      
  
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
U.S. dollars in thousands (except share and per share data)

NOTE 13:- SELECTED STATEMENTS OF COMPREHENSIVE INCOME DATA (Cont.)

d. Finance expenses:

Revaluation of IIA liability
Revaluation of warrants
Bank charges, interest expense and other fees
Interest expenses related to lease liability
Foreign currency translation adjustments

Total finance expenses

e. Finance income:

Interest income
Revaluation of warrants
Foreign currency translation adjustments

Total finance income

NOTE 14:- RELATED PARTY TRANSACTIONS

Benefits to key executive personnel:

Short-term benefits
Other long-term benefits
Share-based payment

NOTE 15:- LOSS PER SHARE

GAMIDA CELL LTD. AND ITS SUBSIDIARY

Year ended December 31,
2018

2019

2017

  $

2,531    $
-     
32     
758     
4     

2,037    $
17,600     
68     
-     
554     

  $

3,325    $

20,259    $

Year ended December 31,
2018

2019

2017

  $

1,245    $
15,904     
-     

877    $
-     
165     

631 
- 
54 
- 
33 

718 

330 
845 
22 

  $

17,149    $

1,042    $

1,197 

Year ended December 31,
2018

2019

2017

  $

  $

3,550    $
-     
3,714     

2,106    $
63     
2,542     

7,264    $

4,711    $

1,578 
569 
1,689 

3,836 

Details of the number of shares and loss used in the computation of loss per share:

2019

Year ended December 31,
2018

Net loss 
Attributed 
to equity 
holders of 
the 
Company

Net loss 
Attributed 
to equity 
holders of 
the 
Company

Weighted 
Number of 
Shares

Weighted 
Number of 
Shares

2017

Net loss 
Attributed 
to equity 
holders of 
the 
Company

Weighted 
Number of 
Shares

For the computation of basic loss
Effect of potential dilutive ordinary shares

(Warrants)

29,459,395     

34,351     

5,025,213     

52,931     

689,898     

19,011 

196,428     

15,904     

-     

-     

-     

- 

For the computation of diluted loss

29,655,823     

50,255     

5,025,213     

52,931     

689,898     

19,011 

- - - - - - - - - - - - - -

F-32

 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
   
     
     
 
   
   
   
   
 
 
 
  
 
 
  
 
 
  
 
 
 
 
 
 
 
   
   
 
 
   
     
     
 
   
   
 
   
      
      
  
 
 
 
 
 
 
 
 
   
   
 
 
 
  
 
 
 
 
 
 
   
   
 
 
 
  
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
   
   
 
 
 
   
   
   
   
   
 
 
 
    
    
    
    
    
  
   
   
 
   
      
      
      
      
      
  
   
 
 
 
 
DESCRIPTION OF SHARE CAPITAL

Exhibit 2.5

The following descriptions of our share capital and provisions of our amended and restated articles of association are summaries and do not purport to be
complete. Our amended and restated articles of incorporation are filed with the SEC as an exhibit to our registration statement, of which this prospectus forms
a part.

General

Our authorized share capital consists of 100,000,000 ordinary shares, par value NIS 0.01 per share, of which 33,670,926 shares are issued and outstanding as
of February 20, 2020. All of our outstanding ordinary shares are validly issued, fully paid and non-assessable. Our ordinary shares are not redeemable and do
not have any preemptive rights. We have no preferred shares authorized or outstanding.

Reconciliation of the Number of Shares Outstanding through February 20, 2020

Shares outstanding at December 31, 2016
Number of shares issued in connection with July 2017 Preferred F financing transaction
Shares outstanding at December 31, 2017
Number of additional shares issued upon conversion of Preferred Shares in connection with October 2018 initial public offering and

exercise of underwriters’ overallotment option

Number of shares issued in connection with October 2018 initial public offering and exercise of underwriters’ overallotment option
Number of ordinary shares issued in connection with the exercise of employee options, and non-employee warrants
Number of ordinary shares outstanding at December 31, 2018
Number of shares issued in connection with June 2019 public offering and exercise of underwriters’ overallotment option
Number of ordinary shares issued in connection with the exercise of employee options, non-employee warrants
Shares outstanding at December 31, 2019
Shares outstanding at February 20, 2020

10,570,278 
4,274,363 
14,844,641 

3,134,546 
6,648,368 
303,181 
24,930,736 
8,050,000 
690,190 
33,670,926 
33,670,926 

From January 1, 2017 through February 20, 2020, the following events have changed the number and classes of our issued and outstanding shares:

In  June  2017,  our  shareholders  created  the  Series  F-1  Preferred  share  series  and  the  Series  F-2  Preferred  share  series  and  increased  our  authorized  share
capital  to  a  total  of  New  Israeli  Shekel  400,000  consisting  of  40,000,000  shares  of  a  number  of  classes.  In  July  2017,  we  issued  4,274,363  Preferred  F-1
shares, nominal value NIS 0.01 each, at $9.44 per share, accompanied by the issuance of warrants to purchase 2,564,619 Preferred F-2 shares, nominal value
NIS 0.01, with an exercise price of $11.33 per share, in exchange for aggregate proceeds of $40,350,000, or the Preferred F-2 Warrants.

From  January  1,  2018  through  December  31,  2018,  we  issued  8,379  ordinary  C  shares  and  1,313  ordinary  shares  pursuant  to  the  exercise  of  options  by
employees and other service providers. Such options had exercise prices of $0.25 per ordinary share.

From January 1, 2018 through December 31, 2018, we issued 607,044 ordinary shares pursuant to the exercise of warrants to purchase ordinary shares. Such
warrants had exercise price of$6.72 per ordinary share.

In  October  2018,  our  shareholders  increased  our  authorized  share  capital  to  a  total  of  New  Israeli  Shekel  1,000,000  divided  into  100,000,000  shares.  We
issued  6,250,000  ordinary  shares  at  a  public  offering  price  of  $8.00  per  share  in  connection  with  our  initial  public  offering  of  our  ordinary  shares  on  the
Nasdaq Global Market. On the same date, all Preferred A shares, Preferred B shares, Preferred C shares, Preferred D shares, Preferred E-1 shares, Preferred
E-2  shares,  and  Preferred  F-1  shares  were  converted  into  ordinary  shares.  All  warrants  to  purchase  Preferred  F-2  shares  were  converted  into  warrants  to
purchase ordinary shares. Aggregate gross proceeds from the offering were $46,500,000.

In November 2018, we issued 398,368 ordinary shares at a public offering price of $8.00 per share in connection with the underwriters’ partial exercise of
their  overallotment  option  to  purchase  additional  ordinary  shares  in  our  initial  public  offering.  Aggregate  gross  proceeds  from  the  transaction  were
$2,964,000.

1

 
 
 
 
 
 
   
   
   
   
   
   
   
   
   
   
   
 
 
 
 
 
 
 
From January 1, 2019 through September 30, 2019, we issued 477,278 ordinary shares pursuant to the exercise of options by employees and other service
providers. Such options had an exercise price of 0.25 per ordinary share.

From January 1, 2019 through September 30, 2019, we issued 209,312 ordinary shares pursuant to the exercise of warrants to purchase ordinary shares. Such
warrants had an exercise price of $6.72 per ordinary share.

In June 2019, we issued 7,000,000 ordinary shares at a public offering price of $5.00 per share in connection with a public offering of our ordinary shares on
the Nasdaq Global Market. Aggregate gross proceeds from the offering were $32,900,000.

In July 2019, we issued 1,050,000 ordinary shares at a public offering price of $5.00 per share in connection with the underwriters’ exercise in full of their
overallotment option to purchase additional ordinary shares in the June public offering. Aggregate gross proceeds from the transaction were $4,935,000.

Registration Number and Purposes of the Company

We are registered with the Israeli Registrar of Companies. Our registration number is 51-260120-4. Our purpose, as set forth in our amended and restated
articles of association, is to engage in any lawful act or activity 

Voting Rights

All ordinary shares have identical voting and other rights in all respects.

Transfer of Shares

Our fully paid ordinary shares are issued in registered form and may be freely transferred under our amended and restated articles of association, unless the
transfer  is  restricted  or  prohibited  by  another  instrument,  applicable  law  or  the  rules  of  a  stock  exchange  on  which  the  shares  are  listed  for  trade.  The
ownership or voting of our ordinary shares by non-residents of Israel is not restricted in any way by our amended and restated articles of association or the
laws of the State of Israel, except for ownership by nationals of some countries that are, or have been, in a state of war with Israel.

Election of Directors

Under our amended and restated articles of association, our board of directors must consist of not less than 5 but no more than 11 directors. Pursuant to our
amended and restated articles of association, each of our directors will appointed by a simple majority vote of holders of our voting shares, participating and
voting  at  an  annual  general  meeting  of  our  shareholders.  In  addition,  our  directors  are  divided  into  three  classes,  one  class  being  elected  each  year  at  the
annual general meeting of our shareholders, and serve on our board of directors until they are removed by a vote of 60% of the total voting power of our
shareholders  at  a  general  meeting  of  our  shareholders  or  upon  the  occurrence  of  certain  events,  in  accordance  with  the  Israeli  Companies  Law,  and  our
amended and restated articles of association. In addition, our amended and restated articles of association allow our board of directors to fill vacancies on the
board of directors or to appoint new directors up to the maximum number of directors permitted under our amended and restated articles of association. Such
directors serve for a term of office equal to the remaining period of the term of office of the directors(s) whose office(s) have been vacated or in the case of
new directors, for a term of office according to the class to which such director was assigned upon appointment.

Dividend and Liquidation Rights

We may declare a dividend to be paid to the holders of our ordinary shares in proportion to their respective shareholdings. Under the Israeli Companies Law,
dividend distributions are determined by the board of directors and do not require the approval of the shareholders of a company unless the company’s articles
of association provide otherwise. Our amended and restated articles of association do not require shareholder approval of a dividend distribution and provide
that dividend distributions may be determined by our board of directors.

Pursuant  to  the  Israeli  Companies  Law,  the  distribution  amount  is  limited  to  the  greater  of  retained  earnings  or  earnings  generated  over  the  previous  two
years, according to our then last reviewed or audited financial statements, provided that the end of the period to which the financial statements relate is not
more than six months prior to the date of the distribution. If we do not meet such criteria, then we may distribute dividends only with court approval. In each
case, we are only permitted to distribute a dividend if our board of directors and the court, if applicable, determines that there is no reasonable concern that
payment of the dividend will prevent us from satisfying our existing and foreseeable obligations as they become due.

2

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
In the event of our liquidation, after satisfaction of liabilities to creditors, our assets will be distributed to the holders of our ordinary shares in proportion to
their shareholdings. This right, as well as the right to receive dividends, may be affected by the grant of preferential dividend or distribution rights to the
holders of a class of shares with preferential rights that may be authorized in the future.

Exchange Controls

There are currently no Israeli currency control restrictions on remittances of dividends on our ordinary shares, proceeds from the sale of the shares or interest
or other payments to non-residents of Israel, except for shareholders who are subjects of countries that are, or have been, in a state of war with Israel.

Shareholder Meetings

Under Israeli law, we are required to hold an annual general meeting of our shareholders once every calendar year that must be held no later than 15 months
after the date of the previous annual general meeting. All meetings other than the annual general meeting of shareholders are referred to in our amended and
restated articles of association as special general meetings. Our board of directors may call special general meetings whenever it sees fit, at such time and
place, within or outside of Israel, as it may determine. In addition, the Israeli Companies Law provides that our board of directors is required to convene a
special general meeting upon the written request of (i) any two or more of our directors or one-quarter or more of the members of our board of directors or (ii)
one or more shareholders holding, in the aggregate, either (a) 5% or more of our outstanding issued shares and 1% or more of our outstanding voting power or
(b) 5% or more of our outstanding voting power.

Subject to the provisions of the Israeli Companies Law and the regulations promulgated thereunder, shareholders entitled to participate and vote at general
meetings are the shareholders of record on a date to be decided by the board of directors, which may generally be between four and 21 days prior to the date
of the meeting, and in certain circumstances, between four and 40 days prior to the date of the meeting. Furthermore, the Israeli Companies Law requires that
resolutions regarding the following matters must be passed at a general meeting of our shareholders:

● amendments to our articles of association;

● appointment or termination of our auditors;

● appointment of external directors;

● approval of certain related party transactions;

● increases or reductions of our authorized share capital;

● a merger; and

● the exercise of our board of director’s powers by a general meeting, if our board of directors is unable to exercise its powers and the exercise of any

of its powers is required for our proper management.

The Israeli Companies Law requires that a notice of any annual general meeting or special general meeting be provided to shareholders at least 21 days prior
to the meeting and if the agenda of the meeting includes the appointment or removal of directors, the approval of transactions with office holders or interested
or  related  parties,  or  an  approval  of  a  merger,  notice  must  be  provided  at  least  35  days  prior  to  the  meeting.  Under  the  Israeli  Companies  Law  and  our
amended and restated articles of association, shareholders are not permitted to take action by way of written consent in lieu of a meeting.

Voting Rights

Quorum

Pursuant  to  our  amended  and  restated  articles  of  association,  holders  of  our  ordinary  shares  have  one  vote  for  each  ordinary  share  held  on  all  matters
submitted  to  a  vote  before  the  shareholders  at  a  general  meeting.  The  quorum  required  for  our  general  meetings  of  shareholders  consists  of  at  least  two
shareholders present in person, by proxy or written ballot who hold or represent between them at least 25% of the total outstanding voting rights. A meeting
adjourned for lack of a quorum shall be adjourned either to the same day in the next week, at the same time and place, to such day and at such time and place
as indicated in the notice to such meeting, or to such day and at such time and place as the chairperson of the meeting shall determine. At the reconvened
meeting,  any  number  of  shareholders  present  in  person  or  by  proxy  shall  constitute  a  quorum,  unless  a  meeting  was  called  pursuant  to  a  request  by  our
shareholders, in which case the quorum required is one or more shareholders, present in person or by proxy and holding the number of shares required to call
the meeting as described under “– Shareholder Meetings.”

3

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Vote Requirements

Our amended and restated articles of association provide that all resolutions of our shareholders require a simple majority vote, unless otherwise required by
the  Israeli  Companies  Law  or  by  our  amended  and  restated  articles  of  association.  Under  the  Israeli  Companies  Law,  each  of  (i)  the  approval  of  an
extraordinary transaction with a controlling shareholder, (ii) the terms of employment or other engagement of the controlling shareholder of the company or
such controlling shareholder’s relative (even if such terms are not extraordinary) requires the approval under “Management–Fiduciary duties and approval of
specified related party transactions under Israeli law” and (iii) approval of certain compensation-related matters require the approval described in the final
prospectus filed with our Form F-1 Registration Statement (No. 333-232302) on June 28, 2019 under “Management–Compensation Committee.” Under our
amended and restated articles of association, the alteration of the rights, privileges, preferences or obligations of any class of our shares requires a simple
majority of the class so affected (or such other percentage of the relevant class that may be set forth in the governing documents relevant to such class), in
addition to the ordinary majority vote of all classes of shares voting together as a single class at a shareholder meeting. Our amended and restated articles of
association also provide that the removal of any director from office or the amendment of the provisions relating to our staggered board requires the vote of
60% of the total voting power of our shareholders. Another exception to the simple majority vote requirement is a resolution for the voluntary winding up, or
an approval of a scheme of arrangement or reorganization, of the company pursuant to Section 350 of the Israeli Companies Law, which requires the approval
of holders of 75% of the voting rights represented at the meeting and voting on the resolution.

Access to Corporate Records

Under  the  Companies  Law,  all  shareholders  generally  have  the  right  to  review  minutes  of  our  general  meetings,  our  shareholder  register,  including  with
respect to material shareholders, our articles of association, our financial statements, other documents as provided in the Companies Law, and any document
we are required by law to file publicly with the Israeli Companies Registrar or the Israeli Securities Authority. Any shareholder who specifies the purpose of
its request may request to review any document in our possession that relates to any action or transaction with a related party which requires shareholder
approval  under  the  Companies  Law.  We  may  deny  a  request  to  review  a  document  if  we  determine  that  the  request  was  not  made  in  good  faith,  that  the
document contains a commercial secret or a patent or that the document’s disclosure may otherwise impair our interests.

Registration Rights

We have entered into the Investors’ Rights Agreement with certain of our shareholders, pursuant to which as of February 20, 2020, the holders of a total of
3,461,759 shares of our ordinary shares have the right to require us to register these shares under the Securities Act under specified circumstances and have
incidental registration rights as described below. After registration pursuant to these rights, these shares will become freely tradable without restriction under
the Securities Act

Demand Registration Rights

Holders of a majority of the registrable securities under the Investors’ Rights Agreement or holders of registrable securities then outstanding and constituting
the Special F Majority, as defined under the articles of association in effect immediately prior to the consummation of our initial public offering, may request,
subject  to  certain  exceptions,  that  we  file  a  registration  statement  on  Form  F-1.  Upon  receipt  of  such  registration  request,  we  are  obligated  to  use  our
reasonable commercial efforts to file the registration statement as soon as practicable, and in any event within sixty (60) days after the date such request is
given by the initiating shareholders.

We  have  the  right  not  to  effect  such  filing  during  the  period  that  is  within  180  days  after  we  have  filed  another  such  registration  statement  or  completed
certain other registered offerings or if we intend to file a registration statement for our own account within 90 days. We are not obligated to file more than
three  registration  statements  on  Form  F-1  pursuant  to  these  demand  provisions.  Any  other  holder  of  registrable  securities  has  the  right  to  include  its
registrable securities in an underwritten registration pursuant to a demand registration.

4

 
 
 
 
 
 
 
 
 
 
 
Shelf Registration Rights

Holders  of  at  least  25%  of  the  registrable  securities  under  the  Investors’  Rights  Agreement  or  holders  of  registrable  securities  then  outstanding  and
constituting the Special F Majority, as defined under the articles of association in effect immediately prior to the consummation of our IPO may, subject to
certain limitation, request that we file a shelf registration statement for an offering to be made on a delayed or continuous basis pursuant to Rule 415 under the
Securities Act registering the resale from time to time by holders of registrable securities. In such event, we are required to give written notice of such request
to all holders of registrable securities, who may elect to join in such request. Subsequently, upon receipt of such registration request, we are obligated to use
our reasonable commercial efforts to file the registration statement as soon as practicable, and in any event within 45 days after the date such request is given.
We are required to effect only one shelf registration statement. We are not required to effect any underwritten offering within 90 days of another underwritten
offering.

Piggyback Registration Rights

In addition, if we propose to register (including, for this purpose, a registration effected by us for shareholders other than the holders) any of our securities
under the Securities Act in connection with the public offering of such securities solely for cash (other than in an Excluded Registration), we shall, at such
time, promptly give each holder notice of such registration. Upon the request of each holder given within 20 days after such notice is given by us, we shall,
subject  to  underwriter  requirements,  cause  to  be  registered  all  of  the  registrable  securities  that  each  such  holder  has  requested  to  be  included  in  such
registration. We shall have the right to terminate or withdraw any registration initiated by us before the effectiveness of such registration, whether or not any
holder has elected to include registrable securities in such registration. The expenses of such withdrawn registration shall be borne by us.

Other Provisions

We will pay all registration expenses (other than underwriting discounts and selling commissions) and the reasonable fees and expenses of a single counsel
for the selling shareholders, related to any demand or piggyback registration. The demand, Form F-3 and piggyback registration rights described above will
expire with respect to each holder of registrable securities upon such time as Rule 144 or another similar exemption under the Securities Act is available for
the sale of all of such holder’s shares without limitation during a three-month period without registration.

Termination of Registration Rights

No holder shall be entitled to exercise any registration rights after, and all such rights shall terminate upon the earlier to occur of (a) the closing of a Deemed
Liquidation;  (b)  such  time  as  Rule  144  or  another  similar  exemption  under  the  Securities  Act  is  available  for  the  sale  of  all  of  such  shareholder’s  shares
without limitation during a three-month period without registration, and (b) the seventh anniversary of the completion of our initial public offering.

Acquisitions under Israeli Law

Full Tender Offer

A person wishing to acquire shares of a public Israeli company and who would as a result hold over 90% of the target company’s issued and outstanding share
capital or that of a certain class of shares is required by the Companies Law to make a tender offer to all of the company’s shareholders or the shareholders
who hold shares of the same class for the purchase of all of the issued and outstanding shares of the company or of the same class, as applicable.

If the shareholders who do not respond to or accept the offer hold less than 5% of the issued and outstanding share capital of the company or of the applicable
class of the shares, all of the shares that the acquirer offered to purchase will be transferred to the acquirer by operation of law (provided that a majority of the
offerees that do not have a personal interest in such tender offer shall have approved it, which condition shall not apply if offerees holding less than 2% of the
company’s issued and outstanding share capital failed to approve such tender offer).

Upon a successful completion of such a full tender offer, any shareholder that was an offeree in such tender offer, whether the shareholder accepted the tender
offer or not, may, within six months from the date of acceptance of the tender offer, petition the Israeli court to determine whether the tender offer was for less
than fair value and that the fair value should be paid as determined by the court unless the acquirer stipulated that a shareholder that accepts the offer may not
seek appraisal rights. If the shareholders who did not respond or accept the tender offer hold at least 5% of the issued and outstanding share capital of the
company or of the applicable class, or the shareholders who did not accept the tender offer hold 2% or more of the issued and outstanding share capital of the
company (or of the applicable class), the acquirer may not acquire shares of the company that will increase its holdings to more than 90% of the company’s
issued and outstanding share capital or of the applicable class from shareholders who accepted the tender offer.

5

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Special Tender Offer

The Companies Law provides that an acquisition of shares of a public Israeli company must be made by means of a special tender offer if as a result of the
acquisition the purchaser would become a holder of at least 25% of the voting rights in the company. This rule does not apply if there is already another
holder of at least 25% of the voting rights in the company. Similarly, the Companies Law provides that an acquisition of shares in a public company must be
made by means of a tender offer if as a result of the acquisition the purchaser would become a holder of more than 45% of the voting rights in the company, if
there is no other shareholder of the company who holds more than 45% of the voting rights in the company.

These requirements do not apply if the acquisition (i) occurs in the context of a private placement, provided that the general meeting approved the acquisition
as a private offering whose purpose is to give the acquirer at least 25% of the voting rights in the company if there is no person who holds at least 25% of the
voting rights in the company, or as a private offering whose purpose is to give the acquirer 45% of the voting rights in the company, if there is no person who
holds  45%  of  the  voting  rights  in  the  company,  (ii)  was  from  a  shareholder  holding  at  least  25%  of  the  voting  rights  in  the  company  and  resulted  in  the
acquirer  becoming  a  holder  of  at  least  25%  of  the  voting  rights  in  the  company,  or  (iii)  was  from  a  holder  of  more  than  45%  of  the  voting  rights  in  the
company and resulted in the acquirer becoming a holder of more than 45% of the voting rights in the company.

The special tender offer may be consummated only if (i) at least 5% of the voting power attached to the company’s outstanding shares will be acquired by the
offeror  and  (ii)  the  special  tender  offer  is  accepted  by  a  majority  of  the  votes  of  those  offerees  who  gave  notice  of  their  position  in  respect  of  the  offer,
excluding the votes of a holder of control in the offeror, a person who has personal interest in acceptance of the special tender offer, holders of 25% or more
of the voting rights in the company or anyone on their behalf, including their relatives and entities controlled by them.

In  the  event  that  a  special  tender  offer  is  made,  a  company’s  board  of  directors  is  required  to  express  its  opinion  on  the  advisability  of  the  offer,  or  shall
abstain  from  expressing  any  opinion  if  it  is  unable  to  do  so,  provided  that  it  gives  the  reasons  for  its  abstention.  In  addition,  the  board  of  directors  must
disclose any personal interest each member of the board of directors has in the offer or stems therefrom. An office holder in a target company who, in his or
her capacity as an office holder, performs an action the purpose of which is to cause the failure of an existing or foreseeable special tender offer or is to impair
the chances of its acceptance, is liable to the potential purchaser and shareholders for damages resulting from his or her acts, unless such office holder acted in
good faith and had reasonable grounds to believe he or she was acting for the benefit of the company. However, office holders of the target company may
negotiate with the potential purchaser in order to improve the terms of the special tender offer, and may further negotiate with third parties in order to obtain a
competing offer.

If a special tender offer was accepted by a majority of the shareholders who announced their stand on such offer, then shareholders who did not respond to the
special tender offer or had objected to the offer may accept the offer within four days of the last day set for the acceptance of the offer.

In the event that a special tender offer is accepted, then the purchaser or any person or entity controlling it or under common control with the purchaser or
such controlling person or entity shall refrain from making a subsequent tender offer for the purchase of shares of the target company and cannot execute a
merger with the target company for a period of one year from the date of the offer, unless the purchaser or such person or entity undertook to effect such an
offer or merger in the initial special tender offer.

Merger

The  Companies  Law  permits  merger  transactions  if  approved  by  each  party’s  board  of  directors  and,  unless  certain  requirements  described  under  the
Companies Law are met, a majority of each party’s shareholders and, in the case of the target company, a majority vote of each class of its shares, voted on
the  proposed  merger  at  a  shareholders  meeting.  The  board  of  directors  of  a  merging  company  is  required  pursuant  to  the  Companies  Law  to  discuss  and
determine whether in its opinion there exists a reasonable concern that as a result of a proposed merger, the surviving company will not be able to satisfy its
obligations  towards  its  creditors,  such  determination  taking  into  account  the  financial  status  of  the  merging  companies.  If  the  board  of  directors  has
determined  that  such  a  concern  exists,  it  may  not  approve  a  proposed  merger.  Following  the  approval  of  the  board  of  directors  of  each  of  the  merging
companies, the boards of directors must jointly prepare a merger proposal for submission to the Israeli Registrar of Companies.

6

 
 
 
 
 
 
 
 
 
 
  
For purposes of the shareholder vote, unless a court rules otherwise, the merger will not be deemed approved if a majority of the shares represented at the
shareholders meeting that are held by parties other than the other party to the merger, or by any person who holds 25% or more of the outstanding shares or
the right to appoint 25% or more of the directors of the other party, vote against the merger. In addition, if the non-surviving entity of the merger has more
than  one  class  of  shares,  the  merger  must  be  approved  by  each  class  of  shareholders.  If  the  transaction  would  have  been  approved  but  for  the  separate
approval  of  each  class  or  the  exclusion  of  the  votes  of  certain  shareholders  as  provided  above,  a  court  may  still  approve  the  merger  upon  the  request  of
holders of at least 25% of the voting rights of a company, if the court holds that the merger is fair and reasonable, taking into account the value of the parties
to the merger and the consideration offered to the shareholders. Pursuant to the Companies Law, if a merger is with a company’s controlling shareholder or if
the  controlling  shareholder  has  a  personal  interest  in  the  merger,  then  the  merger  is  instead  subject  to  the  same  special  majority  approval  that  governs  all
extraordinary  transactions  with  controlling  shareholders  (as  described  in  our  final  prospectus  filed  with  our  Form  F-1  Registration  Statement  (No.  333-
232302) on June 28, 2019 under “Management–Fiduciary duties and approval of specified related party transactions under Israeli law.”).

Under the Companies Law, each merging company must send a copy of the proposed merger plan to its secured creditors. Unsecured creditors are entitled to
receive notice of the merger pursuant to regulations promulgated under the Companies Law. Upon the request of a creditor of either party to the proposed
merger, the court may delay or prevent the merger if it concludes that there exists a reasonable concern that, as a result of the merger, the surviving company
will be unable to satisfy the obligations the target company. The court may further give instructions to secure the rights of creditors.

In addition, a merger may not be completed unless at least 50 days have passed from the date that a proposal for approval of the merger was filed with the
Israeli Registrar of Companies and 30 days from the date that shareholder approval of both merging companies was obtained.

Anti-Takeover Measures

The Israeli Companies Law allows us to create and issue shares having rights different from those attached to our ordinary shares, including shares providing
certain  preferred  rights  with  respect  to  voting,  distributions  or  other  matters  and  shares  having  preemptive  rights.  We  have  no  preferred  shares  authorized
under our amended and restated articles of association. In the future, if we do authorize, create and issue a specific class of preferred shares, such class of
shares,  depending  on  the  specific  rights  that  may  be  attached  to  it,  may  have  the  ability  to  frustrate  or  prevent  a  takeover  or  otherwise  prevent  our
shareholders  from  realizing  a  potential  premium  over  the  market  value  of  their  ordinary  shares.  The  authorization  and  designation  of  a  class  of  preferred
shares will require an amendment to our amended and restated articles of association, which requires the prior approval of the holders of a majority of the
voting power attaching to our issued and outstanding shares at a general meeting. The convening of the meeting, the shareholders entitled to participate and
the majority vote required to be obtained at such a meeting will be subject to the requirements set forth in the Israeli Companies Law as described above in “–
Voting  Rights.”  In  addition,  as  disclosed  under  “–Election  of  directors”,  we  have  a  classified  board  structure  which  effectively  limits  the  ability  of  any
investor or potential investor or group of investors or potential investors to gain control of our board of directors.

Borrowing Powers

Pursuant  to  the  Israeli  Companies  Law  and  our  amended  and  restated  articles  of  association,  our  board  of  directors  may  exercise  all  powers  and  take  all
actions that are not required under law or under our amended and restated articles of association to be exercised or taken by our shareholders, including the
power to borrow money for company purposes.

Changes in Capital

Our amended and restated articles of association enable us to increase or reduce our share capital. Any such changes are subject to Israeli Companies Law and
must be approved by a resolution duly passed by our shareholders at a general meeting by voting on such change in the capital. In addition, transactions that
have  the  effect  of  reducing  capital,  such  as  the  declaration  and  payment  of  dividends  in  the  absence  of  sufficient  retained  earnings  or  profits,  require  the
approval of both our board of directors and an Israeli court.

Transfer Agent and Registrar

The  transfer  agent  and  registrar  for  our  ordinary  shares  is  Broadridge  Corporate  Issuer  Solutions,  Inc.  Its  address  is  1717  Arch  Street,  Suite  1300,
Philadelphia, Pennsylvania 19103, and its telephone number is (215) 553-5400.

Listing

Our ordinary shares are listed on The Nasdaq Global Market under the symbol “GMDA.”

7

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
COMPENSATION POLICY
GAMIDA CELL LTD.

Compensation Policy for Executive Officers and Directors
(As Amended by the Shareholders on June 4, 2019)

A. Overview and Objectives

B. Base Salary and Benefits

C. Cash Bonuses

D. Equity Based Compensation

E. Retirement and Termination of Service Arrangements

F. Exculpation, Indemnification and Insurance

G. Arrangements upon Change of Control

H. Board of Directors Compensation

I. Miscellaneous

A.

1.

Overview and Objectives

Introduction

Exhibit 4.13

Page

1

3

5

7

8

9

10

11

11

This  document  sets  forth  the  Compensation  Policy  for  Executive  Officers  and  Directors  (this  “Compensation Policy”  or  “Policy”)  of  Gamida  Cell  Ltd.
(“Gamida” or the “Company”), in accordance with the requirements of the Companies Law, 5759-1999 (the “Companies Law”).

Compensation  is  a  key  component  of  Gamida’s  overall  human  capital  strategy  to  attract,  retain,  reward,  and  motivate  highly  skilled  individuals  that  will
enhance  Gamida’s  value  and  otherwise  assist  Gamida  to  reach  its  long-term  goals.  Accordingly,  the  structure  of  this  Policy  is  established  to  tie  the
compensation of each officer to Gamida’s goals and performance.

For purposes of this Policy, “Executive Officers” shall mean “Office Holders” as such term is defined in Section 1 of the Companies Law, excluding, unless
otherwise expressly indicated herein, Gamida’s directors.

This policy is subject to applicable law and is not intended, and should not be interpreted as limiting or derogating from, provisions of applicable law to the
extent not permitted.

This  Policy  shall  apply  to  compensation  agreements  and  arrangements  which  will  be  approved  after  the  date  on  which  this  Policy  is  approved  by  the
shareholders of Gamida and shall serve as Gamida’s Compensation Policy for the maximum period of time permitted by any applicable law, commencing as
of the closing of the initial public offering of Gamida’s shares.

The Compensation Committee and the Board of Directors of Gamida (the “Board”) shall review and reassess the adequacy of this Policy from time to time,
as required by the Companies Law.

-1-

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2.

Objectives

Gamida’s objectives and goals in setting this Policy are to attract, motivate and retain highly experienced leaders who will contribute to Gamida’s success and
enhance  shareholder  value,  while  demonstrating  professionalism  in  a  highly  achievement-oriented  culture  that  is  based  on  merit  and  rewards  excellent
performance in the long term, and embedding Gamida’s core values as part of a motivated behavior. To that end, this Policy is designed, among others:

2.1.

2.2.

2.3.

2.4.

2.5.

2.6.

To closely align the interests of the Executive Officers with those of Gamida’s shareholders in order to enhance shareholder value ;

To align a significant portion of the Executive Officers’ compensation with Gamida’s short and long-term goals and performance ;

To provide the Executive Officers with a structured compensation package, including competitive salaries, performance-motivating cash and equity
incentive programs and benefits, and to be able to present to each Executive Officer an opportunity to advance in a growing organization ;

To strengthen the retention and the motivation of Executive Officers in the long term ;

To provide appropriate awards in order to incentivize superior individual excellency and corporate performance; and

To maintain consistency in the way Executive Officers are compensated.

This Compensation Policy was prepared taking into account the Company’s nature, size and business and financial characteristics.

3.

Compensation Instruments

Compensation instruments under this Policy may include the following:

3.1.

3.2.

3.3.

3.4.

3.5.

4.

4.1.

4.2.

Base salary;

Benefits;

Cash bonuses (short-to-medium term incentive);

Equity based compensation (medium-to-long term incentive); and

Retirement and termination terms.

Overall Compensation - Ratio Between Fixed and Variable Compensation

This Policy aims to balance the mix of “Fixed Compensation” (comprised of base salary and benefits) and “Variable Compensation” (comprised
of  cash  bonuses  and  equity  based  compensation,  which  are  based  on  the  fair  value  on  the  date  of  grant,  calculated  annually,  on  a  linear  basis,
excluding adjustment period/retirement bonuses, granted in accordance with section 16 below) in order to, among others, appropriately incentivize
Executive Officers to meet Gamida’s short and long term goals while taking into consideration the Company’s need to manage a variety of business
risks.

The total Variable Compensation of each Executive Officer shall not exceed 90% of the total compensation package of such Executive Officer on an
annual  basis.  The  Board  believes  that  such  range  expresses  the  appropriate  compensation  mix  in  the  event  that  all  performance  objectives  are
achieved and assumes that all compensation elements are granted with respect to a given year.

-2-

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
4.3.

5.

5.1.

5.2.

B.

6.

6.1.

6.2.

6.3.

It should be clarified, that the Fixed Compensation may constitute 100% of the total compensation package for an Executive Officer in any year
(under circumstances in which a variable component will not be approved for that year and/or in the event of a failure to meet the set goals, if and
when determined).

Inter-Company Compensation Ratio

In  the  process  of  drafting  this  Policy,  Gamida’s  Board  and  Compensation  Committee  have  examined  the  ratio  between  employer  cost  associated
with the engagement of the Executive Officers ((the “Executive Officers Cost”), including directors, and the average and median employer cost
associated  with  the  engagement  of  Gamida’s  other  employees,  including  contractor  employees  as  defined  in  the  Companies  Law  (the  “Other
Employees Cost” and the “Ratio”, respectively).

The Board believes that the current Ratio does not adversely impact the work environment in Gamida.   The possible ramifications of the Ratio on
the daily working environment in Gamida were examined and will continue to be examined by Gamida from time to time in order to ensure that
levels of executive compensation, as compared to the overall workforce will not have a negative impact on work relations in Gamida.

Base Salary Benefits

Base Salary

A Base Salary provides stable compensation to Executive Officers and allows Gamida to attract and retain competent executive talent and maintain
a  stable  management  team.  The  base  salary  varies  among  Executive  Officers,  and  is  individually  determined  according  to  the  educational
background,  prior  vocational  experience,  qualifications,  company’s  role,  business  responsibilities  and  the  past  performance  of  each  Executive
Officer.

Since a competitive base salary is essential to Gamida’s ability to attract and retain highly skilled professionals, Gamida will seek to establish a base
salary that is competitive with base salaries paid to Executive Officers in a peer group of companies relevant to Gamida’s field of business, while
considering,  among  others,  Gamida’s  size  and  field  of  operation  and  the  geographical  location  of  the  employed  Executive  Officer.  To  that  end,
Gamida shall utilize as a reference, comparative market data and practices, which may include among others a compensation survey that compares
and analyses the level of the overall compensation package offered to an Executive Officer of the Company with compensation packages in similar
positions  to  that  of  the  relevant  Executive  Officer  in  other  companies  operating  in  business  sectors  that  are  similar  in  their  characteristics  to
Gamida’s,  as  much  as  possible,  while  considering,  among  others,  such  companies’  size  and  characteristics  including  their  revenues,  profitability
rate, number of employees and operating arena (in Israel or globally). Such compensation survey may be conducted internally or through an external
consultant.

The  Compensation  Committee  and  the  Board  may  periodically  consider  and  approve  base  salary  adjustments  for  Executive  Officers.  The  main
considerations for salary adjustment are similar to those used in initially determining the base salary, but may also include among others, educational
background, prior vocational experience, expertise and qualifications, change of role, business authorities and responsibilities, past performance and
previous  compensation  arrangements  with  such  Executive  Officer,  recognition  for  professional  achievements,  regulatory  or  contractual
requirements,  budgetary  constraints  or  market  trends.  The  Compensation  Committee  and  the  Board  will  also  consider  the  previous  and  existing
compensation arrangements of the Executive Officer whose base salary is being considered for adjustment. When determining the Base Salary, the
Company  may  also  decide  to  consider,  at  the  sole  discretion  of  the  Compensation  Committee  and  the  Board  and  as  required,  the  prevailing  pay
levels in the relevant market, Base Salary and the total compensation package of comparable Executive Officers in the Company, the proportion
between the Executive Officer’s compensation package and the salaries of other employees in the Company and specifically the median and average
salaries and the effect of such proportions on the work relations in the Company.

-3-

 
 
 
 
 
 
 
 
 
 
 
7.

7.1.

7.2.

7.3.

7.4.

Benefits

In addition to the Base Salary , the following benefits may be granted to the Executive Officers (subject to any applicable approval procedures), in
order,  among  other  things,  to  comply  with  legal  requirements.  It  shall  be  clarified,  that  the  list  below  is  an  open  list  and  Gamida  (subject  to  the
applicable required approvals) may grant to its Executive Officers other similar, comparable or customary benefits, subject to the applicable law.

7.1.1.

Vacation days in accordance with market practice and the applicable law up to a cap of 30 days per annum;

7.1.2.

Sick days in accordance with market practice and the   applicable law; However, the Company may decide to cover sick days from the
first day;

7.1.3.

Convalescence pay according to applicable law;

7.1.4.

Medical Insurance in accordance with market practice and the applicable law;

7.1.5.

7.1.6.

7.1.7.

With respect to Executive Officers employed in Israel, Monthly remuneration for a study fund, as allowed by applicable law and with
reference to Gamida’s practice and the common market practice;

Gamida shall contribute on behalf of the Executive Officer to an managers’ insurance policy or a pension fund, as allowed by applicable
law and with reference to Gamida’s policies and procedures and the common market practice; and

Gamida  shall  contribute  on  behalf  of  the  Executive  Officer  towards  work  disability  insurance,  as  allowed  by  applicable  law  and  with
reference to Gamida’s policies and procedures and to the common market practice.

Non-Israeli Executive Officers may receive other similar, comparable or customary benefits as applicable in the relevant jurisdiction in which they
are  employed.  Such  customary  benefits  shall  be  determined  based  on  the  methods  described  in  Section  6.2  of  this  Policy  (with  the  necessary
changes).

In the event of relocation of an Executive Officer to another geography, such Executive Officer may receive other similar, comparable or customary
benefits as applicable in the relevant jurisdiction in which he or she is employed. Such benefits shall include reimbursement for out of pocket one-
time payments and other ongoing expenses, such as housing allowance, car allowance, and home leave visit, etc.

Gamida may offer additional benefits to its Executive Officers, which will be comparable to customary market practices, including but not limited
to: cellular and land line phone benefits, company car and travel benefits, reimbursement of business travel including a daily stipend when traveling
and other business related expenses, insurances, other benefits (such as newspaper subscriptions, academic and professional studies), etc., provided,
however, that such additional benefits shall be determined in accordance with Gamida’s policies and procedures.

-4-

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
7.5.

7.6.

C.

8.

8.1.

8.2.

8.3.

Gamida may reimburse its Executive Officers for reasonable work-related expenses incurred as part of their activities, including without limitations,
meeting participation expenses, reimbursement of business travel, including a daily stipend when traveling and accommodation expenses.

At  the  discretion  of  the  Compensation  Committee  and  the  Board  (and  with  respect  to  the  CEO-  also  the  Company’s  general  meeting  of
shareholders), Gamida may grant a newly recruited Executive Officer a signing bonus. Such bonus may be granted in cash, equity or a combination
of both. The signing bonus will not exceed: (1) 50% of such Executive Officer’s annual Base Salary, if the signing bonus is granted in cash; (2)
100% of such Executive Officer’s annual Base Salary, if the signing bonus is granted by equity; (3) In case the signing bonus is a combination of
cash and equity, its limit shall be proportional to the cash and equity components, calculated in accordance with the ratios mentioned in sections (1)
and (2) above.

Cash Bonuses

Annual Cash Bonuses – The Objective

The Company (subject to the approvals of the Compensation Committee and the Board, and with respect to the CEO- also the Company’s general
meeting of shareholders) may grant cash bonuses to its Executive Officers on a quarterly or annually basis, or on a shorter or longer period basis, in
accordance with the principles detailed below.

Compensation  in  the  form  of  an  annual  cash  bonus  is  an  important  element  in  aligning  the  Executive  Officers’  compensation  with  Gamida’s
objectives and business goals. Therefore, a pay-for-performance element, as payout eligibility and levels are determined based on actual financial
and operational results, as well as individual performance.

An annual cash bonus may be awarded to Executive Officers upon the attainment of pre-set periodical objectives and individual targets determined
by the Compensation Committee (and, if required by law, by the Board) at the beginning of each calendar year, or upon engagement, in case of
newly hired Executive Officers, taking into account Gamida’s short and long-term goals, as well as its compliance and risk management policies.
The Compensation Committee and the Board may also determine any applicable minimum thresholds that must be met for entitlement to the annual
cash bonus (all or any portion thereof) and the formula for calculating any annual cash bonus payout, with respect to each calendar year, for each
Executive  Officer.  In  special  circumstances,  as  determined  by  the  Compensation  Committee  and  the  Board  (e.g.,  regulatory  changes,  significant
changes in Gamida’s business environment, a significant organizational change and a significant merger and acquisition events), the Compensation
Committee and the Board may modify the objectives and/or their relative weights during the calendar year.

8.4.

In the event the employment of an Executive Officer is terminated prior to the end of a fiscal year, the Company may pay such Executive Officer a
full annual cash bonus or a prorated one. Such bonus will become due on the same scheduled date for annual cash bonus payments by the Company.

-5-

 
 
 
 
 
 
 
 
 
 
9.

Annual Cash Bonuses - The Formula

Executive Officers other than the CEO

9.1.

9.2.

9.3.

CEO

9.4.

9.5.

9.6.

The annual cash bonus of Gamida’s Executive Officers, other than the chief executive officer (the “CEO”), will be based on performance objectives
and  a  discretionary  evaluation  of  the  Executive  Officer's  overall  performance  by  the  CEO  and  subject  to  minimum  thresholds.  The  performance
objectives will be recommended by Gamida’s CEO and approved by the Compensation Committee (and, if required by law, by Gamida’s Board) at
the commencement of each calendar year (or upon engagement, in case of newly hired Executive Officers or in special circumstances as indicated in
Section 8.3 above) on the basis of, but not limited to, company and individual objectives. Notwithstanding the above, the Company may determine
that, with respect to any Executive Officer subordinated to the CEO, which does not serve as a director, a portion or all of his or her annual cash
bonus will be based on the evaluation of the CEO.

The target annual cash bonus that an Executive Officer, other than the CEO, will be entitled to receive for any given calendar year, will not exceed
50% of such Executive Officer’s annual base salary.

The  maximum  annual  cash  bonus  including  for  overachievement  performance  that  an  Executive  Officer,  other  than  the  CEO,  will  be  entitled  to
receive for any given calendar year, will not exceed 100% of such Executive Officer’s annual base salary.

The annual cash bonus of Gamida’s CEO will be mainly based on performance measurable objectives and subject to minimum thresholds. Such
performance  measurable  objectives  will  be  determined  annually  by  Gamida’s  Compensation  Committee  (and,  if  required  by  law,  by  Gamida’s
Board) at the commencement of each calendar year (or upon engagement, in case of newly hired CEO or in special circumstances as indicated in
Section 8.3 above) on the basis of, but not limited to, company and personal objectives. These performance measurable objectives, which include
the objectives and the weight to be assigned to each achievement in the overall evaluation, will be categorized as described below :

9.4.1.

Between 40%-60% will be based on overall company performance measurable objectives;

9.4.2.

Between 20%-50% will be based on goals set forth in the Company’s annual operating plan and long-term plan;

9.4.3.

The less significant part of the annual cash bonus granted to Gamida’s CEO, and in any event not more than 25% of the annual cash
bonus, may be based on a discretionary evaluation of the CEO’s overall performance by the Compensation Committee and the Board.

The target annual cash bonus that the CEO will be entitled to receive for any given calendar year, will not exceed 100% of his or her annual base
salary.

The maximum annual cash bonus including for overachievement performance that the CEO will be entitled to receive for any given calendar year,
will not exceed 150% of his or her annual base salary.

-6-

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
10.

Other Bonuses

10.1.

10.2.

10.3.

Special Bonus. Gamida may grant its Executive Officers a special bonus as an award for special achievements (such as in connection with mergers
and acquisitions, offerings, achieving target budget or business plan under exceptional circumstances or special recognition in case of retirement) at
the CEO’s discretion (and in the CEO’s case, at the Board’s discretion), subject to any additional approval as may be required by the Companies
Law (the “Special Bonus”). The Special Bonus will not exceed 30% of the Executive Officer’s total compensation package on an annual basis.

Signing Bonus. Gamida  may  grant  a  newly  recruited  Executive  Officer  a  signing  bonus  at  the  CEO’s  discretion  (and  in  the  CEO’s  case,  at  the
Board’s discretion), subject to any additional approval as may be required by the Companies Law (the “Signing Bonus”). The Signing Bonus will
not exceed three (3) monthly entry base salaries of the Executive Officer.

Relocation Bonus. Gamida may grant its Executive Officers a special bonus in the event of relocation of an Executive Officer to another geography
(the “Relocation Bonus”). The Relocation bonus will include customary benefits associated with such relocation and its monetary value will not
exceed 30% of the Executive Officer’s annual base salary.

11.

Compensation Recovery (“Clawback”)

11.1.

In the event of an accounting restatement, Gamida shall be entitled to recover from its Executive Officers the bonus compensation in the amount in
which such bonus exceeded what would have been paid under the financial statements, as restated   (“Compensation Recovery”), provided that a
claim is made by Gamida prior to the third anniversary of fiscal year end of the restated financial statements.

11.2.

Notwithstanding the aforesaid, the compensation recovery will not be triggered in the following events :

11.2.1.

The financial restatement is required due to changes in the applicable financial reporting standards;

11.3.

D.

12.

12.1.

11.2.2.

The Compensation Committee has determined that Clawback proceedings in the specific case would be impossible, impractical or not
commercially or legally efficient; or

11.2.3.

The amount to be paid under the clawback proceedings is less than 10% of the relevant bonus received by the Executive Officer.

Nothing  in  this  Section  11  derogates  from  any  other  “Clawback”  or  similar  provisions  regarding  disgorging  of  profits  imposed  on  Executive
Officers by virtue of applicable securities laws.

Equity Based Compensation

The Objective

The equity-based compensation for Gamida’s Executive Officers is designed in a manner consistent with the underlying objectives in determining
the base salary and the annual cash bonus, with its main objectives being to enhance the alignment between the Executive Officers’ interests with
the long term interests of Gamida and its shareholders, and to strengthen the retention and the motivation of Executive Officers in the long term. In
addition, since equity-based awards are structured to vest over several years, their incentive value to recipients is aligned with longer-term strategic
plans.

-7-

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
12.2.

12.3.

12.4.

The equity-based compensation offered by Gamida is intended to be in a form of share options and/or other equity based awards, such as RSUs, in
accordance with the Company’s equity incentive plan in place as may be updated from time to time.

All equity-based incentives granted to Executive Officers, other than performance-based incentives, shall be subject to vesting periods in order to
promote  long-term  retention  of  the  awarded  Executive  Officers.  Unless  determined  otherwise  in  a  specific  award  agreement  approved  by  the
Compensation Committee and the Board, grants to Executive Officers, other than directors and performance-based incentives, shall vest gradually
over a period of between three (3) to five (5) years. Performance based incentives shall vest upon the Executive Officer achieving of performance
measurable objectives.

All other terms of the equity awards shall be in accordance with Gamida’s incentive plans and other related practices and policies. Accordingly, the
Board may, following approval by the Compensation Committee, extend the period of time for which an award is to remain exercisable and make
provisions with respect to the acceleration of the vesting period of any Executive Officer’s awards, including, without limitation, in connection with
a corporate transaction involving a change of control, subject to any additional approval as may be required by the Companies Law.

13.

General guidelines for the grant of awards

13.1.

13.2.

E.

14.

14.1.

14.2.

The  equity-based  compensation  shall  be  granted  from  time  to  time  and  be  individually  determined  and  awarded  according  to  the  performance,
educational background, prior business experience, qualifications, role and the personal responsibilities of the Executive Officer.

The fair market value of the equity-based compensation for the Executive Officers will be determined according to acceptable valuation practices at
the time of grant based on a straight line approach.

Retirement and Termination of Service Arrangements

Advanced Notice Period

Gamida may provide an Executive Officer, pursuant to an Executive Officer’s employment agreement and according to the Company’s decision per
each case, a prior notice of termination of up to six (6) months, except for the CEO whose prior notice may be of up to twelve (12) months (the
“Advance Notice Period”),  during  which  the  Executive  Officer  may  be  entitled  to  all  of  the  compensation  elements,  and  to  the  continuation  of
vesting of his/her equity awards.

During the Advance Notice Period, an Executive Officer will be required to keep performing his/her duties pursuant to his/her agreement with the
Company, unless the Company has waived the Executive Officer’s services to the Company during the Advance Notice Period and pay the amount
payable in lieu of notice, plus the value of benefits.

15.

Adjustment Period

Gamida may provide an additional adjustment period to an Executive Officer, other than the CEO, according to his/her seniority in the Company,
his/her  contribution  to  the  Company’s  goals  and  achievements  and  the  circumstances  of  retirement  and  to  the  CEO,  during  which  the  Executive
Officer  may  be  entitled  to  all  of  the  compensation  elements,  and  to  the  continuation  of  vesting  of  his/her  options  (the  “Additional  Adjustment
Period ”). The maximum adjustment period/retirement bonus that may be paid to each Executive Officer shall be up to six (6) month Base Salaries
and may only be granted to Executive Officers who have served in the Company for at least one year.

-8-

 
 
 
 
 
 
 
 
 
 
 
 
 
 
16.

Additional Retirement and Termination Benefits

Gamida may provide additional retirement and terminations benefits and payments as may be required by applicable law (e.g., mandatory severance
pay under Israeli labor laws), or which will be comparable to customary market practices.

17.

Non-Compete Grant

Upon termination of employment and subject to applicable law, Gamida may grant to its Executive Officers a non-compete grant as an incentive to
refrain from competing with Gamida for a defined period of time. The terms and conditions of the Non-Compete grant shall be decided by the Board
and shall not exceed such Executive Officer’s monthly base salary multiplied by twelve (12).

18.

Cap for Retirement and Termination of Service Arrangements

The  maximum  non-statutory  retirement  and  termination  of  service  arrangements  payment  to  be  granted  to  an  Executive  Officer  will  not  exceed
200% of his or her annual base salary.

F.

19.

Exculpation, Indemnification and Insurance

Exculpation

Subject to the provisions of the Companies Law, the Company may releases, in advance, any director or Executive Officer from liability towards the
Company for any damage that arises from the breach of the director or Executive Officer duty of care to the Company (within the meaning of such
terms under Sections 252 and 253 of the Companies Law), other than breach of the duty of care towards the Company in a distribution (as such term
is defined in the Companies Law).

20.

Insurance and Indemnification

20.1.

Gamida may indemnify its directors and Executive Officers to the fullest extent permitted by applicable law, for any liability and expense that may
be imposed on the director or the Executive Officer, as provided in the Indemnity Agreement between such individuals and Gamida, all subject to
applicable law and the Company’s articles of association.

20.2.

Gamida will provide directors’ and officers’ liability insurance (the “Insurance Policy”) for its directors and Executive Officers as follows :

20.2.1.

The annual premium to be paid by the Gamida shall not exceed $500,000 ;

20.2.2.

The limit of liability of the insurer shall not exceed the greater of $50 million or 25% of the Company’s shareholders equity based on the
most recent financial statements of the Company at the time of approval by the Compensation Committee; and

20.2.3.

The  Insurance  Policy,  as  well  as  the  limit  of  liability  and  the  premium  for  each  extension  or  renewal  shall  be  approved  by  the
Compensation  Committee  (and,  if  required  by  law,  by  the  Board)  which  shall  determine  that  the  sums  are  reasonable  considering
Gamida’s  exposures,  the  scope  of  coverage  and  the  market  conditions  and  that  the  Insurance  Policy  reflects  the  current  market
conditions, and it shall not materially affect the Company’s profitability, assets or liabilities.

-9-

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
20.3.

Upon circumstances to be approved by the Compensation Committee (and, if required by law, by the Board), Gamida shall be entitled to enter into a
“run off” Insurance Policy of up to seven (7) years, with the same insurer or any other insurance, as follows :

20.3.1.

The limit of liability of the insurer shall not exceed the greater of $50 million or 25% of the Company’s shareholders equity based on the
most recent financial statements of the Company at the time of approval by the Compensation Committee ;

20.3.2.

The annual premium shall not exceed 400% of the last paid annual premium; and

20.3.3.

The  Insurance  Policy,  as  well  as  the  limit  of  liability  and  the  premium  for  each  extension  or  renewal  shall  be  approved  by  the
Compensation  Committee  (and,  if  required  by  law,  by  the  Board)  which  shall  determine  that  the  sums  are  reasonable  considering  the
Company’s exposures covered under such policy, the scope of cover and the market conditions, and that the Insurance Policy reflects the
current market conditions and that it shall not materially affect the Company’s profitability, assets or liabilities.

20.4.

Gamida may extend the Insurance Policy in place to include cover for liability pursuant to a future public offering of securities as follows :

20.4.1.

The additional premium for such extension of liability coverage shall not exceed 50% of the last paid annual premium; and

20.4.2.

The Insurance Policy, as well as the additional premium shall be approved by the Compensation Committee (and if required by law, by
the Board) which shall determine that the sums are reasonable considering the exposures pursuant to such public offering of securities,
the  scope  of  cover  and  the  market  conditions  and  that  the  Insurance  Policy  reflects  the  current  market  conditions,  and  it  does  not
materially affect the Company’s profitability, assets or liabilities.

G.

21.

Arrangements upon Change of Control

The following benefits may be granted to the Executive Officers in addition to the benefits applicable in the case of any retirement or termination of
service upon a “Change of Control”, following of which the employment of the Executive Officer is terminated or adversely adjusted in a material
way:

21.1.

Vesting acceleration of outstanding options ;

21.2.

21.3.

21.4.

Extension  of  the  exercising  period  of  options,  restricted  shares,  restricted  share  units  (RSUs)  and/or  other  equity  based  awards  for
Gamida’s Executive Officer for a period of up to five (5) years, following the date of employment termination; and

Up to an additional six (6) months to the additional adjustment period. For avoidance of doubt, such Additional Adjustment Period shall
be in addition to the Advance Notice Period and Additional Adjustment Period pursuant to Sections 14 and 15 of this Policy.

A cash bonus not to exceed 100% of the Executive Officer’s annual base salary in case of an Executive Officer other than the CEO and
150% in case of the CEO.

-10-

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
H.

22.

23.

24.

25.

26.

27.

28.

I.

29.

30.

31.

Board of Directors Compensation

All Gamida’s Board members   shall be entitled to an equal annual and per-meeting compensation.   Alternatively, Gamida’s Board members may
receive only an annual payment with respect to their services on the Board and additional annual payments for serving on board committees and as
chairperson of the Board or its committees, without regard to their participation in meetings of the Board or its committees.

The  compensation  of  the  Company’s  external  directors,  if  elected,  shall  be  in  accordance  with  the  Companies  Regulations  (Rules  Regarding  the
Compensation and Expenses of an External Director), 5760-2000, as amended by the Companies Regulations (Relief for Public Companies Traded
in  Stock  Exchange  Outside  of  Israel),  5760-2000,  as  such  regulations  may  be  amended  from  time  to  time  (“Compensation  of  Directors
Regulations”)  and,  in  any  event,  the  annual  payment  and  the  per-meeting  payment  shall  not  be  greater  than  two  (2)  times  the  maximal  annual
payment and per-meeting payment, respectively, allowed under the Compensation of Directors Regulations, in the case of Gamida.

The director’s cash fee per calendar year shall not exceed an annual cash fee in the amount of $120,000 plus VAT.

Notwithstanding  the  provisions  of  Sections  23  and  24  above,  in  special  circumstances,  such  as  in  the  case  of  a  professional  director,  an  expert
director or a director who makes a unique contribution to the Company, such director’s compensation may be different than the compensation of all
other directors and maybe greater than the maximal amount allowed above.

Each member of Gamida’s Board, other than the chairperson, may be granted an annual equity-based compensation of up to half-a-percent (0.5%) of
the fully diluted share capital of the Company. The chairperson of the Board may be granted an annual equity-based compensation of up to one
percent (1%) of the fully diluted share capital of the Company.

In addition, members of Gamida’s Board may be entitled to reimbursement of expenses when traveling abroad on behalf of Gamida.

It is hereby clarified that the compensation stated under Section H will not apply to directors who serve as Executive Officers.

Miscellaneous

It is hereby clarified that nothing in this Policy shall be deemed to grant any of Gamida’s Executive Officers or employees or any third party any
right or privilege in connection with their employment by the Company. Such rights and privileges shall be governed by the respective personal
employment agreements. The Board may determine that none or only part of the payments, benefits and perquisites detailed in this Policy shall be
granted, and is authorized to cancel or suspend a compensation package or part of it.

This Policy is subject to applicable law and is not intended, and should not be interpreted as limiting or derogating from, provisions of applicable
law to the extent not permitted, nor should it be interpreted as limiting or derogating from the Company’s Articles of Association.

This  Policy  is  not  intended  to  affect  current  agreements  nor  affect  obligating  customs  (if  applicable)  between  the  Company  and  its  Executive
Officers as such may exist prior to the approval of this Compensation Policy, subject to any applicable law.

-11-

 
 
 
 
 
 
 
 
 
 
 
 
 
 
32.

33.

34.

An Immaterial Change in the Terms of Employment of an Executive Officer other than the CEO may be approved by the CEO, provided that the
amended terms of employment are in accordance with this Compensation Policy. An “Immaterial Change in the Terms of Employment” means a
change in the terms of employment of an Executive Officer with an annual total cost to the Company not exceeding an amount equal to three (3)
monthly gross salaries of such employee.

In the event that new regulations or law amendment in connection with Executive Officers and directors compensation will be enacted following the
approval  of  this  Compensation  Policy,  Gamida  may  follow  such  new  regulations  or  law  amendments,  even  if  such  new  regulations  are  in
contradiction to the compensation terms set forth herein.

It should be clarified, that the compensation components detailed in this Policy do not relate to various components that the Company may provide
to  all  or  part  of  its  employees  and/or  its  Executive  Officers,  such  as:  parking  spaces,  entry  permits  for  its  assets,  reimbursement  for  meals  and
accommodation expenses, vacations, company events, etc.

This Policy is designed solely for the benefit of Gamida and none of the provisions thereof are intended to provide any rights or remedies to any
person other than Gamida.

***

-12-

 
 
 
 
 
 
 
 
 
 
CERTIFICATION PURSUANT TO
RULES 13a-14(a) AND 15d-14(a) UNDER THE SECURITIES EXCHANGE ACT OF 1934,
AS ADOPTED PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 12.1

I, Julian Adams, certify that:

1.

I have reviewed this annual report on Form 20-F of Gamida Cell Ltd.;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this
report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the

financial condition, results of operations and cash flows of the company as of, and for, the periods presented in this report;

4. The  company’s  other  certifying  officer  and  I  are  responsible  for  establishing  and  maintaining  disclosure  controls  and  procedures  (as  defined  in
Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-
15(f)) for the company and have:

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to
ensure that material information relating to the company, including its consolidated subsidiaries, is made known to us by others within those
entities, particularly during the period in which this report is being prepared;

(b) Designed  such  internal  control  over  financial  reporting,  or  caused  such  internal  control  over  financial  reporting  to  be  designed  under  our
supervision,  to  provide  reasonable  assurance  regarding  the  reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for
external purposes in accordance with generally accepted accounting principles;

(c) Evaluated  the  effectiveness  of  the  company’s  disclosure  controls  and  procedures  and  presented  in  this  report  our  conclusions  about  the

effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

(d) Disclosed in this report any change in the company’s internal control over financial reporting that occurred during the period covered by the
annual report that has materially affected, or is reasonably likely to materially affect, the company’s internal control over financial reporting;

5. The company’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the

company’s auditors and the audit committee of the company’s board of directors (or persons performing the equivalent functions):

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably

likely to adversely affect the company’s ability to record, process, summarize and report financial information; and

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the company’s internal control

over financial reporting.

Date: February 26, 2020

By:

/s/ Julian Adams
Julian Adams, Ph.D.
Chief Executive Officer

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CERTIFICATION PURSUANT TO
RULES 13a-14(a) AND 15d-14(a) UNDER THE SECURITIES EXCHANGE ACT OF 1934,
AS ADOPTED PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 12.2

I, Shai Lankry, certify that:

1.

I have reviewed this annual report on Form 20-F of Gamida Cell Ltd.;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this
report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the

financial condition, results of operations and cash flows of the company as of, and for, the periods presented in this report;

4. The  company’s  other  certifying  officer  and  I  are  responsible  for  establishing  and  maintaining  disclosure  controls  and  procedures  (as  defined  in
Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-
15(f)) for the company and have:

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to
ensure that material information relating to the company, including its consolidated subsidiaries, is made known to us by others within those
entities, particularly during the period in which this report is being prepared;

(b) Designed  such  internal  control  over  financial  reporting,  or  caused  such  internal  control  over  financial  reporting  to  be  designed  under  our
supervision,  to  provide  reasonable  assurance  regarding  the  reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for
external purposes in accordance with generally accepted accounting principles;

(c) Evaluated  the  effectiveness  of  the  company’s  disclosure  controls  and  procedures  and  presented  in  this  report  our  conclusions  about  the

effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

(d) Disclosed in this report any change in the company’s internal control over financial reporting that occurred during the period covered by the
annual report that has materially affected, or is reasonably likely to materially affect, the company’s internal control over financial reporting;

5. The company’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the

company’s auditors and the audit committee of the company’s board of directors (or persons performing the equivalent functions):

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably

likely to adversely affect the company’s ability to record, process, summarize and report financial information; and

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the company’s internal control

over financial reporting.

Date: February 26, 2020

By:

/s/ Shai Lankry
Shai Lankry
Chief Financial Officer

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 13.1

The certification set forth below is being submitted in connection with the Annual Report on Form 20-F for the year ended December 31, 2019 (the “Report”)
for  the  purpose  of  complying  with  Rule  13a-14(b)  or  Rule  15d-14(b)  of  the  Securities  Exchange  Act  of  1934  (the  “Exchange  Act”)  and  Section  1350  of
Chapter 63 of Title 18 of the United States Code.

I, Julian Adams, certify that:

1.

the Report fully complies with the requirements of Section 13(a) or 15(d) of the Exchange Act; and

2. The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

Date: February 26, 2020

By:

/s/ Julian Adams
Julian Adams, Ph.D.
Chief Executive Officer

 
 
 
 
 
 
 
 
 
 
 
CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 13.2

The certification set forth below is being submitted in connection with the Annual Report on Form 20-F for the year ended December 31, 2019 (the “Report”)
for  the  purpose  of  complying  with  Rule  13a-14(b)  or  Rule  15d-14(b)  of  the  Securities  Exchange  Act  of  1934  (the  “Exchange  Act”)  and  Section  1350  of
Chapter 63 of Title 18 of the United States Code.

I, Shai Lankry, certify that:

1.

the Report fully complies with the requirements of Section 13(a) or 15(d) of the Exchange Act; and

2. The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

Date: February 26, 2020

By:

/s/ Shai Lankry
Shai Lankry
Chief Financial Officer

 
 
 
 
 
 
 
 
 
 
 
CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We consent to the incorporation by reference in the Registration Statement on Form S-8 (File No. 333-228301) and the Registration Statement on Form F-3
(File  No.  333-234701)  of  our  report,  dated  February  26,  2020,  with  respect  to  the  consolidated  financial  statements  of  Gamida  Cell  Ltd.  included  in  this
Annual Report on Form 20-F for the year ended December 31, 2019.

Tel-Aviv, Israel
February 26, 2020

/s/ Kost Forer Gabbay & Kasierer
KOST FORER GABBAY & KASIERER
A Member of Ernst & Young Global

Exhibit 15.1