Virginia-Based Genworth Financial, Inc. Provides Insurance Products Internationally and in the U.S. Genworth Financial, Inc. is a leading provider of insurance products worldwide with operations spanning the United States and international borders. The company operates in three major segments: Enact, U.S. Life Insurance, and Runoff. The Enact segment provides mortgage insurance products for both prime-based and individually underwritten residential mortgage loans. Additionally, it offers pool mortgage insurance products. The U.S. Life Insurance segment specializes in long-term care insurance products and traditional life insurance, in addition to providing fixed annuity products in the United States. The Runoff segment comprises variable annuity, variable life insurance, and corporate-owned life insurance in addition to funding agreements. Genworth Financial's products are available through multiple channels that include salesforce, in-house sales representatives, and digital marketing programs. The company was founded in 1871 and is headquartered in Richmond, Virginia.