Global Payments Inc., a payment technology and software solutions provider for card, check, and digital-based payments, operates across the Americas, Europe, and the Asia-Pacific. The company is structured into three segments: Merchant Solutions, Issuer Solutions, and Consumer Solutions. Under the Merchant Solutions segment, Global Payments offers various services, which include authorization, settlement and funding, customer support, chargeback resolution, terminal rental, sales and deployment, payment security, and consolidated billing and reporting services. Additionally, the company provides enterprise software solutions that streamline business operations for its customers across various vertical markets, as well as value-added solutions and services, such as point-of-sale software, analytics and customer engagement, human capital management, and payroll services. The Issuer Solutions segment provides solutions that enable financial institutions and retailers to manage their card portfolios through a platform, along with commercial payment and account payables and electronic payment alternatives for businesses and governments. Finally, the Consumer Solutions segment offers solutions to the underbanked and other consumers and businesses, under the Netspend and other brands. These solutions include general-purpose reloadable prepaid debit and payroll cards, demand deposit accounts, and other financial services. Global Payments markets its products and services through various channels, including direct sales, trade associations, agents and enterprise software providers, referral arrangements with value-added resellers, and independent sales organizations. The company was founded in 1967 and is headquartered in Atlanta, Georgia.