Quarterlytics / Consumer Cyclical / Furnishings, Fixtures & Appliances / Gowest Gold Ltd. / FY2003 Annual Report

Gowest Gold Ltd.
Annual Report 2003

GWA · ASX Consumer Cyclical
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Ticker GWA
Exchange ASX
Sector Consumer Cyclical
Industry Furnishings, Fixtures & Appliances
Employees 1001-5000
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FY2003 Annual Report · Gowest Gold Ltd.
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G W A  

I N T E R N A T I O N A L   L I M I T E D   A N N U A L   R E P O R T   2 0 0 3

G W A  

I N T E R N A T I O N A L   L I M I T E D

The Annual General Meeting of

GWA International Limited will

be held in The Grand Ballroom,

Stamford Plaza Brisbane, Cnr

Edward and Margaret Streets

Brisbane on Thursday 

30 October 2003 commencing

at 10:30am. A formal notice 

of meeting and proxy form 

is enclosed with this report.

ABN 15 055 964 380

Performance Highlights

Chairman’s Review

Managing Director’s Review 
of Operations

Board of Directors

Corporate Governance

Directors’ Report

Financial Statements

Other Statutory Information

Corporate Directory

Head Office Locations

1

2

4

10

11

17

23

63

66

67

P E R F O R M A N C E   H I G H L I G H T S

Excellent performance which reflects the strong
domestic construction activity

Net operating profit after tax increased 
by 17.9% to $55 million

Operating businesses with strong brand names
and market positions

Earnings per share increased by 17.9% 
to 19.8 cents

Well-positioned for future growth through
operating cash flows and funding capacity 
for acquisitions

Revenues increased by 8.2% to $666.5 million

Fully franked final dividend of 8 cents, 
compared to 7.5 cents in the prior year

Total fully franked dividend for the year of 
18 cents (which includes a special dividend of
2.5 cents paid in April 2003)

Financial Summary 
Year Ended June

1999
$’000

2000
$’000

2001
$’000

2002
$’000

2003
$’000

%
Change

Operating Revenue

524,095

607,897

570,072

615,843

666,525

Earnings before depreciation, 
interest and tax 
(%)

Depreciation and amortisation 
Earnings before interest & tax
(%)
Interest

Operating profit before tax
(%)

Tax expense
(%)

100,624

109,448

103,137

108,527

118,978

19.2

18.0

18.1

17.6

17.9

24,110
76,514
14.6
10,977

65,537
12.5

22,681
34.6

26,450
82,998
13.7
12,042

70,956
11.7

29,555
41.7

26,924
76,213
13.4
13,305

62,908
11.0

21,457
34.1

28,812
79,715
12.9
13,070

66,645
10.8

19,995
30.0

28,034
90,944
13.6
12,368

78,576
11.8

23,569
30.0

Operating profit after tax

42,856

41,401

41,451

46,650

55,007

Net cash flow provided from 
operating activities before 
debt cost and tax

93,195

98,569

78,719

116,807

128,200

Capital expenditure
Research and development
Net debt

29,913
4,608
204,158

30,144
5,558
201,571

24,550
5,228
237,759

32,976
5,064
229,435

24,392
5,770
207,678

Shareholders’ equity

381,524

387,473

386,058

387,849

413,787

Other ratios

Return on average 
shareholders’ equity (%)
Interest cover (times)
Net debt: equity (%)

12.7
7.0
54

10.8
6.9
52

10.7
5.7
62

12.1
6.1
59

13.7
7.4
50

8.2

9.6

-2.7
14.1

-5.4

17.9

17.9

17.9

9.8

-26.0
13.9
-9.5

6.7

13.2

1

C H A I R M A N ’ S   R E V I E W

The Group’s trading results, coupled with
its strong operating cash flow and cash
position, provide the opportunity to continue
GWA International’s growth in paying fully
franked dividends.

Dividends
In April 2003, the Interim Dividend of 7.5
cents per share was paid together with 
a further Special Dividend of 2.5 cents 
per share. The final dividend, payable 
in October 2003, will be increased 
to 8 cents per share fully franked.

Our intentions are to continue to increase
the total dividend with further growth 
in profits and to discontinue the special
dividends.

2002/03 Year Results
I am very pleased to report that GWA
International Limited in the 2002/03 financial
year surpassed the previous year’s record
result with profit after tax rising 17.9% 
to $55.0 million, on the back of a 8.2% 
rise in sales revenue to $660 million.

This excellent result demonstrates the
outstanding performance over many years
of Geoff McGrath and his management
team. Mr McGrath retired from his position
as Managing Director in May 2003,
completing more than 40 years’ service 
with the Group’s businesses. 

Under Mr McGrath’s stewardship, GWA
International has prospered with long term
growth in profits, cash dividends and share
price and we thank him for his great service
to the Group.

In May, your directors appointed the very
experienced manager Peter Crowley as
Managing Director and he will build 
on Mr McGrath’s achievements in creating
significant shareholder value in the 
long term.

I am delighted to advise that the Group 
will continue to have access to the
experience and skills of Mr McGrath, 
who will now act as an advisor to the
Board on a retainer.

Profit after tax

Dividends – 

Interim
Special
Final

Total

2002/03
$000’s

$55,007

20,835
6,945
22,224

50,004

2001/02
$000’s

$46,650

19,435
6,941
20,835

47,211

2000/01
$000’s

$41,451

18,021
6,931
19,407

44,359

2

Corporate Governance
GWA International Limited has the benefit
of a stable Board of Directors, who bring
together complementary skills and strong
experience, as well as a deep knowledge
of the Group’s businesses.

The Board supports the Principles of Good
Corporate Governance and Best Practice
Recommendations of the ASX Corporate
Governance Council which were released
on 31 March 2003. I would like to highlight
to shareholders that these recommendations
already form the basis of the Group’s
corporate governance policies and
procedures which have been in place for
many years, and ensure that the highest
standards of corporate governance 
is achieved by the Group.

The Board is committed to the continual
review and updating of the Group’s corporate
governance practices to ensure that GWA
International continues to comply with best
practice. For more detailed information on
the corporate governance practices of the
Group, I refer you to our Corporate
Governance Statement.

Strategic Direction
GWA International is committed to growing
shareholder value. This objective will be
achieved by continuing to invest in people,
products and technology to maximize the
Group’s performance and create value
building opportunities for our business.

The Group’s priority is to acquire another
major domestic business division 
and to also pursue bolt-on acquisition
opportunities to add value to existing
businesses and support our expansion 
into new markets. 

The Company has access to significant
additional borrowings for acquisitions and
Directors intend to reopen the Dividend
Reinvestment and Share Purchase plans
when a major acquisition is undertaken.

Future
Your Board and management remain
committed to creating shareholder value.
We believe there are significant
opportunities both with the existing
businesses and via acquisition 
to achieve this objective.

B Thornton
Chairman

3

M A N A G I N G   D I R E C T O R ’ S   R E V I E W   O F   O P E R A T I O N S

The primary objective of the Company is to create
and sustain shareholder wealth in the long term
through continuing our investment in, and sound
management of, the Group’s business.

In the pursuit of creating sustainable growth 
in value for shareholders, the Group has built
through investment and acquisition, 
a diversified portfolio of strong businesses
operating principally within Australia.

During the 2002/03 year a high level of activity
was sustained across all of the Group’s
businesses to deliver a net profit after tax 
of $55.0 million up 17.9% on last year and on sales
revenue of $659.6 million up 8.2% on last year.

The strong overall sales performance was
underpinned by $546.6 million worth of sales 
to the building fixtures and fittings segment,
where the Group’s Caroma, Dorf Clark,
Gainsborough and Dux businesses have long
established and strong market positions. 
Our commercial furniture business, Sebel, 
also achieved good revenue and profit growth
for the year.

There were predictions at the beginning 
of the 2002/03 year that domestic housing activity
would decline during the year. However, with
continued low interest rates, housing activity
actually increased over the year as illustrated by
the graph below, titled Work Done on Housing.

Business Segment
$000’s

Building Fixtures 
& Fittings

Commercial 
Furniture

Other

Segment Result

2003

%

2002

Segment Sales Revenue
2003

%

2002

95,801

+10.3%

86,889

546,614

+9.8%

497,736

6,246

+21.8%

5,127

70,146

+11.4%

62,943

(23,471)

(25,371)

42,829

-12.3%

48,856

Profit before tax

78,576

+17.9%

66,645

Income tax expense

(23,569)

(19,995)

Profit after tax

55,007

+17.9%

46,650

Work Done on Housing, Australia

Chain volume measures, base 2000/01, seasonally adjusted

$ billion

12

10

8

6

4

2

0

Jun
2000

Sep

Dec

Mar
2001

Jun

Sep

Dec

Mar
2002

Jun

Sep

Dec

estimates

Mar
2003

Jun

New housing

Renovations

Total

Source: ABS, 5206.0 & 8752.0, HIA estimates

4

Return on Average 
Equity

Earnings per share

2002/03

13.7%

2001/02

12.0%

2000/01

10.7%

19.8 cents

16.8 cents

15.0 cents

In the housing market, the products of the
Group’s businesses are installed near completion
and therefore lag the rest of the sector.
Construction approvals and starts in the 2002/03
year were higher than in 2001/02, while the home
renovation market also rose strongly by an
estimated 15% over the prior year. 
Non-residential construction was also strong
throughout the period.

Growth in domestic demand was the principal
driver for our strong 14.5% increase in profit
before borrowing costs and tax for the year to
$93.4 million.

This profit growth has boosted the Company’s
return on equity and earnings per share for 
the year.

new market opportunities and the introduction of
a wider range of products.

The profitability of the Dux business has
continued to grow through good management,
with improved product quality and a stronger
product range. This business is continuing 
to strengthen and there is further opportunity for
profit growth.

Sebel, the Group’s commercial furniture
business, is also benefiting from strong
domestic demand, particularly in education and
stadia, as well as commercial renovation. Sebel
is also the Group’s largest exporter - relative to
sales. Sebel’s management is continuing to
improve the business’s strong sales and profit
growth.

The Dorf Clark business improved significantly
on last year’s disappointing full year performance,
surpassing our expectations in 2002/03.
Successful new product introductions 
and operational savings raised the underlying
profitability of this business, which have 
flowed through to the current year.

Rover, the Group’s mower business, suffered
from a severe drought year in the domestic
market. Whilst profit was down on the prior
year, Rover’s management achieved growth in
exports, which enabled the business to record 
a sound profit result, excellent cash flow 
and return on investment.

Caroma, incorporating the Starion and Stylus
brands, also achieved profit growth, being
driven by domestic market demand and assisted 
by an excellent manufacturing performance
during the year. However, a poor performance 
in the Stylus operations and the adverse impact
of exchange rates in the North America market,
reduced Caroma’s overall increase in profit 
for the year. The Stylus business has been
restructured to a lower operating cost base,
while the manufacturing and supply performance
has lifted. A significantly improved profit
contribution is expected from Stylus in the 2003/04
year. Caroma has achieved good sales growth 
in North America during the 2002/03 year however
the benefit of this growth has been lost with 
the increasing value of the Australian dollar.

Gainsborough’s management is building a
stronger business with a higher level of
underlying profitability through the targeting of

Overall the Group’s trading performance was an
outstanding result in a strong domestic market,
demonstrating the strength of the Group’s
businesses, brands and management.

This overall result is very pleasing, however our
opportunities were not fully realised. Over the
year, $8.8 million was provided for in additional
stock provisions with the actual write off of
stocks in the year being $3.1 million.

The additional provisioning was across the
Group’s businesses and reflects the increasingly
complex supply chain and more volatile market
change at the product level. These effects have
most impact at Dorf Clark, Gainsborough and
Caroma. Improved management of demand
forecasting and the supply chain is expected to
reduce stock provisioning below this level in the
2003/04 year.

5

Payments for 
Property Plant & 
Equipment $000’s

2002/03

2001/02

2000/01

1999/2000

1998/99

$24,392

$32,976

$24,550

$30,144

$29,913

In overseas operations, the New Zealand market
is cyclical and is expected to maintain demand
in the short term. Wisa is expected to perform
better with market demand similar to the 2002/03
year and North America and other markets allied
to the US dollar exchange rate are expected 
to reduce contribution in the 2003/04 year.

GWA International has further opportunity 
to grow profitability both from its existing
businesses and from future acquisitions.

Longer Term Outlook

GWA International has built a portfolio of strong
businesses in building fixtures and fittings.
Sebel commercial furniture and Rover Mowers
have different demand drivers, providing
diversified earnings.

In the building fixtures and fittings segment, all
businesses have significant market shares and
established brand names such as Caroma,
Fowler, Stylus, Dorf, Clark, Gainsborough, Dux
and Irwell.

The major drivers of the building fixtures and
fittings segment are new dwellings, commercial
construction, renovations and replacement.

The longer term trends influencing construction
activity include a potential fall in the number of
persons per dwelling which has generated a
demand for new dwellings above that required
by population growth. This trend reflects smaller
families and an ageing population.

The real value of work done on new housing has
grown strongly with people building bigger and
better quality homes. The average size of
houses being built today is 240 square metres,
26% larger than the 1994 average.

Investments for Future Performance

Each of the Group’s businesses invests in brands,
new products, business systems, and the
development of our staff.

Expenditures related to brand equity including
advertising, promotion and displays are treated
as incurred expenses.

The level of capital expenditure can vary year to
year with major investment projects, particularly
with respect to new technologies as is reflected
in the above table.

Expenditure in 2003/04 is being focused 
on new systems to improve business
performance across all businesses.

The introduction of systems and measures 
to improve productivity across the group 
will result in heightened staff training, as well 
as marketing and supply chain management.

Outlook for 2003/04 Year

In the domestic market, the Group’s Building
Fixtures and Fittings businesses will benefit 
from continuing high levels of construction
activity and renovations which will reduce the
impact of an expected decline in dwelling
completions. The Caroma, Dorf Clark and Dux
businesses each have internal profit growth
opportunities to build profitability further on the
excellent performance in 2002/03. Gainsborough
will feel the greatest impact from a fall in
demand from new dwellings, however this
business also has opportunities for growth in
other areas.

The longer term outlook for the domestic
construction market is sound with the underlying
demand for new housing now estimated 
at 162,000 dwellings a year. The Sebel business
is expected to grow profit further across its
wide range of products and markets and the
Rover business requires only an average
domestic climatic season to boost profitability in
the 2003/04 year if the currency appreciation is
maintained.

6

New Housing v Housing Renovations, Australia

Value of work done, chain volume measures, base 2000/01

Trend: 3.2% growth pa

Trend: 4.6% growth pa

Source: ABS, 5206.0 & 8752.0

$ billion

28

24

20

16

12

8

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

New housing

Renovations

Over the past 14 years the housing renovations
market has grown at an average rate of about
4.6% a year, which is faster than the growth in
work done in new housing and faster than the
3.5% a year growth in the Australian economy.
The reasons for this growth in renovations
include:

Transaction costs associated with moving
house are high, with better value derived 
for owners through extending or renovating
their existing homes

45% of Australia’s dwellings are over 40 years
old and many are in need of renovation

Many people prefer to stay in the area they
know and like rather than move

Improvements in the style and quality 
of building materials, products and fittings
available, make renovation an attractive
proposition

Renovations are an increasingly important
driver of demand for the Group’s products. 
More bathrooms and kitchens are installed 
each year through renovations than in the
construction of new homes.

The Australian market places in which the
Group’s businesses operate are open and
competitive.

The Group is a significant domestic
manufacturer and is also a major importer 
of components and finished goods. Our cost
competitiveness is impacted by sustained
movements in currency exchange rates. Over
the last two years the Australian dollar has

appreciated against the US dollar from around
50 cents in early 2001 to around 65 cents in July
2003 - returning to the levels of mid-1999.

Financial Condition

The Company’s share capital consists of
ordinary shares of which 277,802,995 were on
issue at balance date. During the year 160,000
additional shares were issued under the
Employee Share Plan at the market price at the
time of issue of $2.31. Shareholder funds
increased over the year to $413.8 million
inclusive of this issue of employee shares and
retained earnings.

The Company’s Dividend Reinvestment and
Share Purchase plans were suspended with
effect from February 2000. Share options have
not been issued by the Company.

The cash flow from the Group’s businesses is
expected to continue to provide the operational
funding requirements of the Company and
further capital funding requirements may arise
with future acquisitions.

The Company’s debt funding and facilities are
provided by major banks under a Master
Financing Agreement as described in Note 17 of
the Financial Statements. At balance date, bank
loans were made up of:

Australian Currency $285.0 million
11.18 million
Euro

The euro loan is a currency hedge with respect
to the Group’s investment in the Wisa business. 

7

The total Australian currency borrowing at balance date $285 million
(of which the following amounts were fixed at balance date)

Amount

$200 million

$100 million 

$50 million

Period

Rate

July 2003 to October 2004 

@ 4.98%

October 2004 to March 2005 

@ 4.84%

March 2005 to March 2006

@ 4.63%

These debt and other facilities are extended
annually under 2 year and 3 year evergreen
arrangements.

Properties are leased by the Group’s businesses
principally for distribution and sales offices. The
future commitments for lease payments are set
out in Note 24.

GWA International and specific controlled
entities, incorporating the Group’s Australian
operating businesses, are parties to a Deed of
Cross Guarantee under which the parties to the
Deed guarantee the debts of the other. 
The company has not given any securities over
its assets.

The Group’s businesses undertake hedges with
respect to material foreign currency
transactions and the position at balance date is
set out in Note 33(a) (iv). The principal hedges
are with respect to imported components and
products, and sales revenue in New Zealand.

The company has entered into interest rate
swaps to manage the interest rate risk on
Australian currency borrowings as detailed in
Note 33(a) (iv).

The company’s cash flow from operating
activities for the 2002/03 year of $91.4 million has
funded the Group’s capital expenditures and
dividends for the year and cash at the end of the
year has increased by $22.6 million. The Group’s
cash is held predominantly in Australian dollars.

GWA International is well placed to increase its
borrowings to fund new acquisition
opportunities as they arise, with net debt to
equity ratio of 50.2% and interest cover, as
defined in the Master Financing Agreement of
9 times.

The company has not undertaken a debt rating,
however, an indicative debt rating is near BBB.

All of the Group’s debt funding and facilities are
negotiated and reported centrally. Individual
businesses operate their currency hedging and
other requirements, including bank guarantees
under these central facilities.

Sources of further equity include reinstatement
of the Dividend Reinvestment and Share
Purchase Plan and retained earnings. These
Plans have been well supported by shareholders
in the past and the Group expects a similar level
of support should the Plans be reinstated.

With respect to the Employee Share Plan, at
balance date, there were 3.30 million shares on
issue under this Plan, with the loan of
$4.3 million having been reduced by
$1.067 million during the year through dividends
and payments.

During the 2002/03 year, there has been a
significant appreciation of the Australian dollar
against the US dollar, particularly in the second
half of the year. This movement in currency rate
will lower the cost of the Group’s US dollar
denominated purchases and reduce the
Australian dollar value of US dollar denominated
overseas sales.

8

Exchange Rate Movements
of $US and Euro since June 1999 are set out in the table below:

July 2003

Dec 2002

June 2002

June 2001

June 2000

June 1999

US$

Euro

.6680

.5902

.5598

.5290

.5595

.5599

.5076

.6037

.6022

.6363

.6572

.6418

The net effect on the Group of these two items
is positive. The relative cost of competitiveness
of the Group’s Australian manufacturing
operations has declined relative to competitors
where product cost is tied to the US dollar. 
Any effect of this shift on market pricing will
flow through during the 2003/04 year.

Summary

The GWA International Group performed well 
in the 2002/03 year with record profit and sales
results. All businesses, other than Rover which 
had severely adverse seasonal conditions,
contributed profit results above the prior year.
Long term prospects in the domestic construction
market are sound, with increasing renovations
expected to underpin growth in domestic demand
for the Group’s products.

From our strong financial position, further
growth through acquisition is being sought with
the priority being a large domestic business.
The Group’s earnings, cash flow and current low
gearing will support increased borrowings.

The Company is committed to creating and
sustaining shareholder wealth and a sound
performance in the 2003/04 year is expected
with 2002/03’s level of demand continuing well
into the 2003/04 year. We are confident that the
Group’s businesses have opportunities to further
improve their profitability over time.

P C Crowley
Managing Director

9

B O A R D   O F   D I R E C T O R S

B Thornton KSJ FCA FAICD FAIM

Chairman, Elected to the Board 1992

Expertise: Chartered accountant, corporate 
and financial management

Special Responsibilities: Chairman, Chairman 
of Nomination Committee, member of
Remuneration Committee and member 
of Audit Committee.

Mr Thornton joined the GWA Group in 1974 
as Finance Director and was appointed Chief
Executive in 1981. In 1986, he was appointed
Executive Chairman and, following the
privatisation of the GWA Group in 1989 and the
Public Float of the Manufacturing Division as
GWA International Limited in 1993, he became
non-executive Chairman. He is also Chairman of
the Brisbane Airport Corporation Limited 
and a Director of Stockland Trust Group. 
He is Chairman of the Brisbane Advisory Board
of the Salvation Army and Deputy Chancellor 
of Bond University Limited.

Previous appointments include: Director -
Suncorp-Metway Ltd, Queensland Cement &
Lime Ltd, Power Brewing Ltd, Ports Corporation
of Queensland, Commissioner -Queensland
Commission of Audit

J J Kennedy AO CBE DUniv (QUT) FCA FCPA

Deputy Chairman, Elected to the Board 1992

Expertise: Chairman and Director of a number 
of public and statutory corporations

Special Responsibilities: Deputy Chairman,
Chairman of Audit Committee and member 
of Nomination Committee.

Mr Kennedy is a Director of Qantas Airways
Limited, Macquarie Goodman Funds Management
Limited, Suncorp-Metway Limited, Australian
Stock Exchange Limited and member of Blake
Dawson Waldron National Advisory Board.

P C Crowley BA BEcon FAICD 

Appointed Managing Director on 6 May 2003

Expertise: Broad manufacturing experience 
in Australia and overseas.

2001: Managing Director and Chief Executive,
Austrim Nylex Limited, a diversified industrial
company; 1999: Executive Director, Cement and
Lime, The Rubgy Group PLC UK Public company
with extensive international cement operations.
During this period also served as a director 
of Adelaide Brighton Limited; 1997: Chief
Executive, Cockburn Cement Limited 
(a subsidiary of The Rugby Group PLC). 

Perth based Cockburn Cement Limited was
Western Australia’s largest cement producer
and Australia’s biggest lime producer; 1982:
Various roles with Queensland Cement Limited
and its parent company Holderbank culminating
in General Management responsibilities within
Australia and South East Asia.

D R Barry FAIM 

Non-Executive Director, Elected to the Board 1992

Expertise: Importation, distribution and retailing

Special Responsibilities: Non-Executive Director
and member of Remuneration Committee.

Mr Barry joined the GWA Group as a Director 
in 1979. During his involvement with the
GWA Group, he was responsible for importation,
wholesaling and retailing. In 1992, Mr Barry was
appointed a Non-Executive Director of GWA
International Limited.

R M Anderson 

Non-Executive Director, Elected to the Board 1992

Expertise: Property investment and transport
logistics

Special Responsibilities: Non-Executive Director

Mr Anderson has more than 48 years experience
with the GWA Group, having joined the
organisation in 1955. His expertise covers
management, transport logistics, investment 
and property matters. Mr Anderson was
appointed as a Director of the GWA Group in
1979, and joined the Board of GWA International
Limited as a Non-Executive Director in 1992.

M D E Kriewaldt BA LLB 

Non-Executive Director, Elected to the Board 1992

Expertise: Lawyer and Director of a number 
of public and other corporations

Special Responsibilities: Chairman of
Remuneration Committee, member of Audit
Committee and member of Nomination
Committee.

Mr Kriewaldt is a Consultant to the law firm
Allens Arthur Robinson and to Aon, insurance
brokers. He formerly practised in a wide range
of areas including banking and finance,
insurance, insolvency and receivership and
intellectual property. Mr Kriewaldt is Chairman
of Opera Queensland Ltd and a Director 
of Campbell Brothers Ltd, Oil Search Limited,
Suncorp-Metway Ltd and Australian Major
Performing Arts Group.

1 0

C O R P O R A T E   G O V E R N A N C E

The Board of Directors is responsible for the corporate governance of GWA International
Limited. Corporate governance is a part only of the role of the Board. Corporate governance
is about the Board undertaking an active monitoring of the company’s activities and
ensuring that integrity prevails within the company. The governance principles adopted 
by the Board are designed to achieve this. 

The Board has had its practices and procedures in place prior to listing and constantly
reassesses them in the light of experience (in the company and in other organisations) 
and contemporary views on good governance practices. The Board adopts those it considers 
to be superior and which will lead to better outcomes for this company’s shareholders,
whilst endevouring to avoid those which are based on unsound principles or represent
temporary fads. The Board’s current practices conform with the Principles of Good
Corporate Governance and Best Practice Recommendations (“the Recommendations”)
released by the ASX Corporate Governance Council on 31 March 2003. 

During the year, a detailed review was performed of the current corporate governance
practices of the company to compare them with the Recommendations. The Board has
determined that the current corporate governance practices of the company are in
accordance with the Recommendations, and that there are no departures from the
Recommendations which should be disclosed to shareholders. 

The company’s website address is www.gwail.com.au

1. Role of the Board

The Board is responsible for the long-term
growth and profitability of the company. The
Board charts the direction of the company and
monitors Executive and Senior Management
performance on behalf of shareholders. To
achieve this, the Board is engaged in the
following activities:

Final approval of corporate strategies 
and performance objectives developed 
by Senior Management, with Board input

Approval and monitoring of financial and
other reporting

Monitoring of Executive and Senior
Management performance, including 
the implementation of corporate strategies,
and ensuring appropriate resources 
are available

Appointment and monitoring of performance
of the Managing Director

Liaison with company auditors through the
Audit Committee

Ensuring that the company has appropriate
systems of risk management and internal
control, reporting mechanisms and
delegation authority limits in place

Approval and monitoring of the progress 
of major capital expenditure, capital
management, and acquisitions 
and divestments

Any other matters required to be dealt with
by the Board from time to time depending
upon circumstances of the company

Other matters referred to in the Board
Committee Charters

The Board operates under a charter that details
the functions and responsibilities of the Board.
The charter has been reviewed this year to
ensure that the company is complying with 
the Recommendations of the ASX Corporate
Governance Council. The Board is currently
reviewing its policies and practices in this area,
as it does regularly, and will publish its revised
Board charter on the company’s website when
this review is concluded.

2. Board Meetings

The Board meets at least 11 times each year 
for scheduled meetings and may, on other
occasions, meet to deal with specific matters
that require attention between scheduled
meetings. Visits are regularly made to the
company’s business operations to enhance 
the Board’s understanding of operations and
strategies. Together with the Board Committees,
the directors use the Board meetings 
to challenge and fully understand the business
and operational issues.

1 1

3. Composition of the Board

The Board presently comprises six directors, 
five of whom, including the Chairman and Deputy
Chairman, are non-executive directors and one,
the Managing Director, is an executive director. 

Profiles of the directors are set out on page 10
of the Annual Report. The profiles outline 
the skills, experience and expertise of each
Board member.

Composition of the Board is determined by the
Board and, where appropriate, external advice
is sought. The following principles and guidelines
are adhered to:

The Board should maintain a majority 
of non-executive directors

The Board should maintain a majority 
of independent directors

The Chairperson should be an independent
non-executive director

The role of Chairperson and Managing
Director should not be exercised by the
same individual

Non-executive directors should not be
involved in management of the day 
to day operations of the company

All Board members should have financial
expertise and relevant experience in the
industries in which the company operates

4. Independence of the Board

The company has reviewed the independence
of the Board in light of the Recommendations 
of the ASX Corporate Governance Council. 
In applying the definition of independence 
as outlined in the Recommendations, it has been
determined that the Board members of GWA
International Limited are independent. 

The Board considers that directors must 
be independent from management in order 
to ensure that the judgement of the Board is not
influenced. During the year, a new Managing
Director of the company, Mr Peter Crowley, 
was appointed on the retirement 
of Mr Geoff McGrath. 

The Board is responsible for ensuring that the
actions of individual directors in the Boardroom
is that of independent persons. The Board
distinguishes between the concept of
independence and issues of conflict of interest
or material personal interest which may arise from
time to time - refer Conflicts of Interest below.

The current Board members have been in office
for many years, as disclosed in the Directors
Report (excluding Mr Crowley who was appointed
on 6 May 2003). The Board does not consider
that the independence of a director can be
assessed by reference to an arbitrary and 
set period of time. The Board has overseen 
the growth and development of the company
over the past 10 years and in the Board’s view
derives benefits from having long serving
directors with detailed knowledge of the
company’s operations. The Board considers 
this a significant factor in their effectiveness
and performance in their roles as directors 
of the company. 

In regard to the future retirement plans of
individual directors, the Board will consider 
the maintenance of corporate memory 
and the appropriate balance of skills required 
to maintain an efficient and effective Board.

5. Conflicts of Interest

The directors are required to disclose to the
Board any relationships from which a conflict
might arise. A director who has a material
personal interest in a matter is required to
absent himself from any meeting of the Board 
or Board Committee, whenever the matter 
is considered. In addition, the director does 
not receive any Board papers or other documents
in which there is a reference to the matter.

This process is applied to business or trading
relationships, dealings with the directors,
dealings with companies with common directors
or dealings with any significant shareholders 
of the company.

The materiality thresholds used for the
determination of independence and issues 
of conflict of interest have been considered
from the point of view of the company and
directors. For the company, a relationship 
which accounts for 5% or more of its revenue 
is considered material. For a director, 
a relationship which accounts for 5% or more 
of the total income of a director is considered
material. Directors’ fees are not subject 
to this test.

6. Access to Independent Advice

Directors and the Board Committees have 
the right in connection with their duties and
responsibilities to seek independent advice 
at the company’s expense. Prior written approval
of the Chairman is required, but this will not 
be unreasonably withheld. Where appropriate,
directors share such advice with the 
other directors.

1 2

7. Board Committees

The Board has a number of standing Board
Committees to assist in carrying out its duties.
All members of Board Committees are
independent non-executive directors.

The standing Board Committees are:

Audit Committee

During the year, the Accounts and Audit
Committee was renamed to the Audit Committee.
The Audit Committee consists of the following
independent non-executive directors:

J J Kennedy (Chairman) AO, CBE, DUniv (QUT), FCA, FCPA

M D E Kriewaldt BA LLB FAICD

B Thornton KSJ FCA FAICD FAIM

The Audit Committee meets as required and 
on several occasions throughout the year. 
For attendance details of the Audit Committee,
refer to the Directors’ Report.

The composition of the Audit Committee 
is based on the following principles:

The Audit committee should consist of non-
executive directors only

The Audit Committee should maintain 
a majority of independent directors

The Chairperson must be independent, 
and not Chairperson of the Board

The Audit Committee should consist 
of at least three members

The Audit Committee should include members
who are financially literate with at least 
one member who has financial expertise

The Audit Committee was established in 1993
governed by a charter which outlines the
Committee’s role and responsibilities,
composition, structure and membership
requirements. The charter has been reviewed
this year to ensure that the company is complying
with the Recommendations of the ASX Corporate
Governance Council. The Board is currently
reviewing its policies and practices in this area,
as it does regularly, and will publish its revised
Audit Committee charter on the company’s
website when this review is concluded.

The main responsibilities of the Audit Committee
include:

Assess the management process to support
the external reporting

Assess whether the external reporting 
is adequate to meet the information needs
for shareholders

Recommendations on the appointment 
and removal of the external auditor

Review and monitor the performance 
and independence of the external audit

Review of financial statements and external
financial reporting

Review of tax planning and tax compliance
systems and processes

Review and monitor risk management and
internal compliance and control systems

Assess the performance and objectivity 
of the internal assurance and 
compliance process

Reporting to the Board on the Committee’s
role and responsibilities covering 
all the functions in its charter

Nomination Committee

During the year the Chairman’s Committee 
was renamed to the Nomination Committee. 
The Nomination Committee consists of the
following independent non-executive directors:

B Thornton (Chairman) KSJ FCA FAICD FAIM

J J Kennedy AO, CBE, DUniv (QUT), FCA, FCPA

M D E Kriewaldt BA LLB FAICD

The Nomination Committee meets as required
and on several occasions throughout the year.
For attendance details of the Nomination
Committee, refer to the Directors’ Report.

The composition of the Nomination Committee 
is based on the following principles:

The Nomination Committee should consist 
of non-executive directors only

The Nomination Committee should maintain
a majority of independent directors

The Nomination Committee should consist 
of a minimum of three members

The Chairperson should be the Chairperson
of the Board or another independent director

1 3

The Nomination Committee operates under 
a charter that details the role and responsibilities,
composition, structure and membership
requirements. The charter has been reviewed
this year to ensure that the company is complying
with the Recommendations of the ASX Corporate
Governance Council. The Board is currently
reviewing its policies and practices in this area,
as it does regularly, and will publish its revised
Nomination Committee charter on the company’s
website when this review is concluded.

The main responsibilities of the Committee
include:

Assessment of the necessary and desirable
competencies of Board members

Review of the Board succession plans

Evaluation of the performance 
and contributions of Board members

Recommendations for the appointment 
and removal of directors

Review of the remuneration framework 
for directors

Reporting to the Board on the Committee’s
role and responsibilities covering 
all the functions in its charter

During the year, the Nomination Committee
conducted an evaluation of the performance 
of Board members in accordance with the
responsibilities of the Committee. Each Board
member was required to complete a detailed
performance questionnaire, the results of which
were collated and analysed by the Board. 
There were no issues to report to shareholders
from this process. 

Remuneration Committee

The Remuneration Committee consists of the
following independent non-executive directors:

M D E Kriewaldt (Chairman) BA LLB FAICD

B Thornton KSJ FCA FAICD FAIM

D R Barry FAIM

The Remuneration Committee meets as required
and on several occasions throughout the year.
For attendance details of the Remuneration
Committee, refer to the Directors Report.

The composition of the Remuneration
Committee is based on the following principles:

The Remuneration Committee should consist
of non-executive directors only

The Remuneration Committee should
maintain a majority of independent directors

The Remuneration Committee should consist
of a minimum of three members

The Chairperson of the Remuneration
Committee should be an independent non-
executive director

The Remuneration Committee operates under a
charter that details the role and responsibilities,
composition, structure and membership
requirements. The charter has been reviewed
this year to ensure that the company is complying
with the Recommendations of the ASX Corporate
Governance Council. The Board is currently
reviewing its policies and practices in this area,
as it does regularly, and will publish its revised
Remuneration Committee charter on the
company’s website when this review 
is concluded.

The main responsibilities of the Committee
include:

Review of the company’s remuneration 
and incentive policies

Review of Executive and Senior Management
remuneration packages

Review of the company’s recruitment,
retention and termination policies 
and procedures for Senior Management

Review of the company superannuation
arrangements 

Reporting to the Board on the Committee’s
role and responsibilities covering 
all the functions in its charter

In performing its responsibilities, 
the Remuneration Committee receives
appropriate advice from external consultants 
and other advisers as required.

8. Code of Conduct

The company conducts its business with 
the highest standards of personal and corporate
integrity. The company has adopted the principles
as set out in the booklet Corporate Practice 
and Conduct published by the Business Council
of Australia.

1 4

If the above proposal is approved by shareholders,
the retirement allowance which is currently
accrued to each director will continue to be
held on behalf of that director. At 30 June 2003,
the total retirement allowance accrued 
to the non-executive directors of the company
was $1,214,700.

11. Share and Option Schemes

The company does not have a Share Option
Scheme and has therefore not issued share
options to employees.

The company has operated an Employee 
Share Plan since listing in 1993 as part 
of the remuneration and incentive arrangements
for Executives and Senior Management.

Full details of the operation of the Employee
Share Plan are described in Note 19 
of the Financial Statements.

12. Audit and Auditor Independence

The Board recognises the importance of a truly
independent audit firm to ensure that the audit
function delivers, for the benefit of the Board
and all other stakeholders, an unbiased
confirmation of both the financial statements
and the state of affairs of the company.

During each year, the Audit Committee examines
the non-audit roles performed by the audit firm
and other potential audit service providers 
to satisfy itself that the auditor’s independence
will not be compromised and that alternate
providers are available if considered desirable.
Whilst the value of the non-audit services could,
in extreme cases, compromise audit
independence, more important is to ensure 
that the auditor is not passing an audit opinion
on the non-audit work of its own firm. 

Both the Audit Committee and the auditor
confirm to the Board the continuing
independence of the audit function.

During the year, the Board also conducted 
a review of the rotation of the audit partner 
and audit firm focusing on the independence
and competency of the audit firm, rather than
automatic rotation of the audit firm. 

A code of conduct is incorporated as part 
of all new employees induction training. 
The code of conduct states the values and
policies of the company and complements 
the company’s risk management practices.
During the year, a review has been performed 
of the code of conduct to ensure compliance
with best practice and to promote the ethical
behaviour of all employees.

9. Risk Management

The Board is responsible for ensuring that
adequate measures are in place to manage risk.
The Board has delegated this responsibility 
to the Audit Committee which reports regularly
to the Board on all risk management matters.

The Board has implemented a risk management
program that is supported by policies and
procedures to enable the businesses to identify
and assess risk and respond appropriately. 
The company regularly reviews and monitors
risks and related management controls 
and techniques.

The Board is responsible for ensuring that
adequate measures are undertaken to manage
compliance. To facilitate compliance, 
an appropriate range of legal and regulatory
requirements are incorporated in corporate
policies. These policies are subject to review 
on an annual basis.

10. Remuneration Policies

The Remuneration Committee is responsible 
for reviewing and determining the remuneration
and incentive arrangements of Executives 
and Senior Management of the company. 
The remuneration and incentive arrangements
have been structured to ensure that performance
is fairly rewarded and to retain a high quality
Executive and Senior Management team.

For details of the company’s remuneration policies
and disclosures, refer to the Directors’ Report.

Subject to shareholders approval at the Annual
General Meeting on 30 October 2003, the current
Board retirement allowance arrangements,
which were approved by shareholders at the
Annual General Meeting on 28 October 1998,
will be terminated. The effect of this proposal 
is that no retirement benefits will be available
for any new non-executive directors of the
company, other than statutory superannuation.
This proposal complies with guidelines for 
non-executive remuneration, as outlined 
in the Recommendations of the ASX Corporate
Governance Council.

1 5

The audit firm of Ernst & Young was appointed
as a result of a comprehensive tender conducted
for the year ended 30 June 1995 for audit 
and other services. Mr Banham has assumed
the role of audit partner from 1 July 2003, 
from Mr Eddy, the audit partner 
for the previous years. 

The Board is not aware of any matter during 
the year which has affected the independence
of Ernst & Young as auditors of the company

13. Communication with Shareholders

The company is committed to ensuring
shareholders and the financial markets 
are provided with full, open and timely
information about its activities. 
This is achieved by the following:

Complying with continuous disclosure
obligations contained in the ASX Listing
Rules and the Corporations Act 2001 in
Australia. The company has for many years
included continuous disclosure as a
permanent item on the agenda for Board
meetings. The company’s continuous
disclosure policy has been reviewed this
year to ensure that the company is
complying with the Recommendation of the
ASX Corporate Governance Council. The
Board is currently reviewing its policies and
practices in this area, as it does regularly,
and will publish its revised continuous
disclosure policy on the company’s website
when this review is concluded.

Ensuring that all stakeholders have the
opportunity to receive externally available
information issued by the company. During
the year, the company has developed 
a website (www.gwail.com.au) to enhance
communication with shareholders. 
All company announcements and information
released to the market are located 
on the website and may be accessed 
by shareholders. There is also a corporate
governance section on the website which
outlines the practices of the company 
and various other company information.

The attendance at the Annual General
Meeting by the external auditor to answer
questions from shareholders about the
conduct of the audit and the preparation
and content of the audit report.

1 6

D I R E C T O R S ’

  R E P O R T   A S   A T   3 0   J U N E   2 0 0 3

Your Directors present their report on the
consolidated entity of GWA International Limited
and the entities it controlled during the year
ended 30 June 2003.

Directors

The following persons were directors of the
company during the whole of the financial year
and up to the date of this report:

B THORNTON, Chairman and Independent 
Non-Executive Director

J J KENNEDY, Deputy Chairman and
Independent Non-Executive Director

D R BARRY, Independent Non-Executive Director

R M ANDERSON, Independent Non-Executive
Director

M D E KRIEWALDT, Independent Non-Executive
Director

G J McGrath was Managing Director from the
beginning of the financial year until 6 May 2003
when he retired. P C Crowley was appointed
Managing Director on 6 May 2003.

Directors’ qualifications, experience and
responsibilities are shown on page 10.

Corporate Structure

Australia. GWA International Limited has
prepared a consolidated financial report
incorporating the entities that it controlled
during the financial year, which are outlined in
Note 27 of the Financial Statements.

Principal Activities

The principal activities during the year 
within the consolidated entity were the
research, design, manufacturing, importing, and
marketing of household consumer products as
well as the distribution of these various
products through a range of distribution
channels in Australia and overseas.

There have been no significant changes in the
nature of these activities during the year.

Employees

The consolidated entity employed 2,646
employees as at 30 June 2003 (last year
2,757 employees).

The Group recognises the productivity benefits
from investing in its employees to improve
motivation and individual skills. The Group
remains committed to ensuring that staff are
provided access to appropriate training and
development programs.

GWA International Limited is a company limited
by shares that is incorporated and domiciled in

All entities in the consolidated entity are active
equal opportunity employers.

Interest in shares of the company and related body corporate
At the date of this report, the interest of Directors in shares of the company were:

Director

B Thornton

J J Kennedy

P C Crowley

D R Barry

R M Anderson

M D E Kriewaldt

Ordinary Shares

Interest (see notes below)

Nil

5,000

Nil

3,126,061

Nil

100,000

Note 1

Note 2

Note 2

Note 1: Beneficially and legally owned.

Note 2: The relevant interest is the power to exercise control over the disposal of the shares 
and the power to control the right to vote.

Note 3: Note 26 to the Financial Statements sets out the number of shares held directly, indirectly or
beneficially by Directors or their related entities at balance date, this being 46,705,306 shares.

1 7

Consolidated Results
Consolidated results of the economic entity for the financial year were as follows:

Consolidated Results ($000’s)

Segment Revenues

Segment Results

2003
$’000

2002
$’000

Building fixtures and fittings

549,716

501,381

Commercial furniture

Unallocated

Eliminations

Total

73,427

45,637

(2,255)

65,577

50,540

(1,655)

666,525

615,843

2003
$’000

95,801

6,246

2002
$’000

86,889

5,127

(23,471)

(25,371)

-

78,576

-

66,645

Consolidated results after tax

55,007

46,650

Review of Operations and State of Affairs

Risk Management

A review of the consolidated entities’ operations
and the results of those operations for the
financial year is provided in the Chairman’s
Review and the Managing Director’s Review of
Operations which are located on pages 2 and 4
of the Annual Report.

In the opinion of the Directors, there were no
significant changes in the State of Affairs of the
consolidated entity during the financial year.

The Group takes a pro-active approach to risk
management. The Board has the responsibility
for ensuring that risks, and also opportunities,
are identified on a timely basis so that the
Group’s objectives and activities are 
aligned with the risks and opportunities
identified by the Board.

The Board has a number of risk management
mechanisms in place, including the following:

Earnings Per Share

Basic earnings per share

2003

19.8

2002

16.8

Dividends

Final dividend recommended
on ordinary shares 8 cents
per fully paid ordinary share
fully franked at 30% corporate
tax rate (last year 7.5 cents 
at 30% corporate tax rate)

2003
$’000

2002
$’000

22,224

20,823

A special dividend of 2.5 cents per share fully
franked at a corporate tax rate of 30% was
paid with the interim dividend on 1 April 2003.

At 30 June 2003, the balance of franking
credits was $19.987M.

Board approval of the Group Strategic Plan
which includes strategy statements,
designed to meet stakeholder needs and
manage risk.

Implementation and monitoring of operating
plans and budgets approved by the Board,
and the establishment and monitoring of key
performance indicators of both a financial
and non-financial nature.

Regular review of corporate policies and
procedures to ensure that legal and regulatory
requirements are effectively addressed.

Consideration of periodic reports on
environmental and occupational health and
safety matters.

Review of the coverage and adequacy of
the Group’s insurance policies.

Management of financial risks is discharged
by the Board at each meeting by considering
such matters as liquidity, interest rate and
currency risks and credit policies.

1 8

Significant Events after Balance Date

On 2 September 2003, the Directors of GWA
International Limited declared a final dividend
on ordinary shares in respect of the 2003
financial year. The total amount of the dividend
is $22.224M, which represents a fully franked
dividend of 8.0 cents per share. The dividend
has not been provided for in the 30 June 2003
financial statements.

To the best of our knowledge, since balance
date, no other matters have arisen which will, or
may, significantly affect the operation or results
of the economic entity in later years.

Likely Developments and Expected Results

Likely developments and expected results of the
operations of the consolidated entity are
provided in the Managing Director’s Review of
Operations (page 4).

In the next financial year, the consolidated entity
will continue to pursue its policies of increasing
profitability and market share of all its
businesses. Strategies have been formulated
which focus on maintaining growth and
ensuring that the consolidated entity generates
the best possible returns from its businesses.

Further information on likely developments and
expected results of the operations of the
consolidated entity have not been included in
this Report because the Directors believe it
would be likely to result in unreasonable
prejudice to the company.

Environmental Regulation 
and Performance

The consolidated entity holds licenses issued by
Environmental Protection Authorities which
specify limits for discharges to the environment
which arise from the operations of entities
which it controls from time to time.

These licenses regulate the management of
discharge to air, storm water run-off, transport
of waste and removal associated with the
manufacturing operations in factories
throughout Australia and the Netherlands.

Where appropriate, an independent review of
compliance with license conditions is made by
external advisors.

Storage and treatment of hazardous materials
within particular operations are monitored by
the company in conjunction with external
consultants. Prior to any discharge to sewers,
effluent is treated and monitored to ensure strict
observance with license conditions.

The directors are not aware of any breaches of
the consolidated entity’s license conditions
during the financial year.

Indemnification and Insurance of Directors 
and Officers

During the financial year, the company has paid
premiums of $96,825 in respect of directors’ and
officers’ liability (including employment
practices) and supplementary legal expense
insurance contracts insuring against certain
liabilities (subject to exclusions) for all officers
of the company and its controlled entities
including the directors named in the report, the
Company Secretary, and all persons concerned
or taking part in the management of the
company and its controlled entities. The amount
is included in the directors and executives
remuneration shown in Notes 21 and 26 of the
consolidated financial statements.

The insurance is for costs and expenses
incurred in defending proceedings brought
against the directors and officers and all
persons acting in their capacity or taking part in
the management of the company and its
controlled entities.

1 9

Directors’ and Other Officers’ Emoluments

Remuneration Policy
The Remuneration Committee of the board of
directors is responsible for determining and
reviewing compensation arrangements for the
Managing Director and the executive team. The
Remuneration Committee assesses the
appropriateness of the nature of amounts of
emoluments of such officers on a periodic basis
by reference to the relevant employment
conditions, with the overall objective of ensuring
maximum stakeholder benefits from the
retention of the high quality executive team.

Such officers receive their emoluments in a
variety of forms including cash and fringe
benefits including motor vehicles.

To assist in achieving these objectives, the
Remuneration Committee links the nature and
amount of the Managing Director and officers
emoluments to the company’s financial and
operating performance. Senior executives have
the opportunity to qualify for participation in the

Executive Performance Plan which specifies
criteria to be met relating to profitability, return
on assets and earnings per share. Under the
plan there are two incentives, one based on
yearly performance and one based on discrete
three year periods. All performance plan
payments are subject to maximum amounts. 

As a further incentive measure, employees of
the company may be invited to participate in the
GWA International Limited Employee Share Plan
(“Share Plan”). Under the Share Plan,
employees are issued shares in the company at
market value, which are repaid through
dividends, or in full upon an employee ceasing
employment with the company. Further details
regarding the Share Plan are provided in Note
19 to the financial statements.

Details of the nature and amount of each
emolument of each Director of the company and
each of the five executive officers of the
company and the consolidated entity receiving
the highest emoluments for the financial year
are as follows :

Emoluments of the Directors of GWA International Limited
Annual Emoluments

Base
Pay

$

172,500

86,250

B Thornton

J J Kennedy

2002/03
1 Year
Plan
$

2002/05
3 Year
Plan
$

Benefits

Other Termination
& Similar
Payments
$

$

Super
annuation

Total

$

$

-

-

-

-

250

250

-

-

15,525

188,275

7,763

94,263

G J McGrath

750,910

297,500

412,500

227,112

1,317,000

79,403

3,084,425

P C Crowley

268,073

200,000

D R Barry

R M Anderson

M D E Kriewaldt

59,450

57,500

69,000

-

-

-

-

-

-

-

23,169

250

250

250

-

-

-

-

14,641

505,883

5,351

5,175

5,675

65,051

62,925

74,925

Notes:
The retirement benefit for Mr McGrath includes an amount of  $850,000 which Directors have
determined in recognition of Mr McGrath’s 43 years’ service to the Group’s businesses.

The bonus paid to Mr McGrath in relation to the 2002/05 three-year plan is on a pro rata basis.
The amount of $200,000 was provided in the 2001/02 year and the balance in 2002/03.

2 0

Emoluments of the Five Most Highly Paid Executives of the Company 
and the Consolidated Entities

Base
Pay

$

208,600

Bonuses

$

-

Other
Benefits

$

Termination
& Similar
Payments
$

Super
annuation

Total

$

$

78,789

331,650

21,100

640,139

302,163

84,600

106,087

269,772

80,400

99,333

354,708

-

75,273

238,977

70,500

111,963

-

-

-

-

-

492,851

27,377

476,882

35,471

465,452

23,898

445,337

K G Schroder
Company Secretary

E J Harrison
Chief Financial Officer

S R Wright
Group Operations Manager

T Doyle
General Manager Caroma

J Pearce
General Manager Dorf Clark

Emoluments to Executives

The bonuses relate to the yearly incentive
payable based on the 2002/03 year results.
Amounts with respect to the 3 year incentive
plan (1 July 2001 to 30 June 2004) have been
provided for in the 2002/03 year and prior year,
but are not included in executive remuneration as
the incentive is not yet determined and therefore
the amounts provided are not due and payable.

Directors’ Meetings

Mr McGrath retired as Managing Director on
6 May 2003. Mr Crowley was appointed
Managing Director on 6 May 2003.

As at the date of this report, the company 
had an Audit Committee, a Remuneration
Committee and Nomination Committee of the
board of directors.

The members of the Audit Committee are
Mr J J Kennedy (Chairman), Mr B Thornton and
Mr M D E Kriewaldt. The members of the
Remuneration Committee are
Mr M D E Kriewaldt (Chairman), Mr B Thornton
and Mr D R Barry The members of the
Nomination Committee are Mr B Thornton
(Chairman), Mr J J Kennedy and
Mr M D E Kriewaldt. 

Directors’ Meetings

The number of meetings of Directors (including meetings of committees of Directors) held
during the year and the number of meetings attended by each Director were as follows:

Directors’
Meetings

Meetings of Committees
Remuneration

Nomination

Audit

Number of Meetings held:
Number of Meetings attended:

B Thornton

J J Kennedy

G J McGrath

P C Crowley

D R Barry

R M Anderson

M D E Kriewaldt

11

11

11

10

3

11

11

11

3

3

3

-

-

-

-

3

2

2

-

-

-

2

-

2

4

4

4

-

-

-

-

4

2 1

Rounding

The company is of a kind referred to in Class
Order 98/0100 issued by Australian Securities
Investment Commission relating to the rounding
of amounts in the Directors’ Report.

Amounts in the Directors’ Report have been
rounded off in accordance with that Class Order
to the nearest thousand dollars or, in certain
cases, to the nearest dollar.

Corporate Governance

In recognising the need for the highest
standards of corporate behaviour and
accountability, the Board’s current practices
conform with the Principles of Good Corporate
Governance and Best Practice
Recommendations released by the ASX
Corporate Governance Council on 31 March
2003. The company’s Corporate Governance
Statement is located on page 11 of the 
Annual Report.

Auditor

Ernst & Young continues in office in accordance
with section 327 of the Australian Corporations
Regulations 2003.

Ernst & Young have confirmed to the Directors
that their independence as auditor has not 
been compromised.

This report is made in accordance with a
resolution of the directors.

Signed in accordance with a resolution of the
Directors

B Thornton
Chairman

P C Crowley
Managing Director

Brisbane 2 September 2003

2 2

F I N A N C I A L   S T A T E M E N T S

Statement of Financial Performance

24

Statement of Financial Position

25

Statement of Cash Flows

26

Notes to the Financial Statements

27

Directors’ Declaration

61

Independent Audit Report

62

Other Statutory Information

63

Corporate Directory

66

Head Office Locations

67

2 3

S T A T E M E N T   O F   F I N A N C I A L   P E R F O R M A N C E

For the year ended 30 June 2003

Revenues from Ordinary Activities

Expenses related to ordinary activities
Borrowing costs related to ordinary activities

Profit from Ordinary Activities before Income Tax 
Expense

Consolidated

Chief Entity

2003
$’000

2002
$’000

2003
$’000

2002
$’000

666,525

615,843

29,974

47,984

(573,093)
(14,856)

(534,258)
(14,940)

(6)
(684)

(8)
(673)

 Notes

2

3(a)
3(b)

78,576

66,645

29,284

47,303

Income Tax Expense Relating to Ordinary Activities

4(a)

(23,569)

(19,995)

(377)

(368)

Net Profit Attributable to Members of GWA 
International Limited

Net exchange difference on translation of financial 
statements of foreign controlled entities

Total Changes in Equity other than those resulting from 
Transactions with Owners as Owners

Basic earnings per share (cents per share)
Franked dividends per share (cents per share)

20

20

31
5

55,007

46,650

28,907

46,935

(1,646)

1,507

-

-

53,361

48,157

28,907

46,935

19.8
18.0

16.8
17.0

Note: The final dividend of 8c per share has not been provided for at 30 June 2003 under the new requirements of AASB 1044.

2 4

 
S T A T E M E N T   O F   F I N A N C I A L   P O S I T I O N

As at 30 June 2003

Consolidated

Chief Entity

Notes

2003
$’000

2002
$’000

2003
$’000

2002
$’000

Current Assets

Cash assets

Receivables

Inventories

Other-Prepayments

Total Current Assets

Non-Current Assets

Receivables

Other Financial Assets

Property, plant and equipment

Brand names and other intellectual property

Goodwill

Deferred tax assets

Total Non-Current Assets

Total Assets

Current Liabilities

Payables 

Interest bearing liabilities

Current tax liabilities

Provisions

Total Current Liabilities

Non-Current Liabilities

Interest bearing liabilities

Non-interest bearing liabilities

Deferred tax liabilities

Provisions

Total Non-Current Liabilities

Total Liabilities

Net Assets

Equity

Contributed equity

Reserves

Retained profits

Total Equity

Contingent liabilities

Commitments for expenditure

88,505

83,977

66,817

81,309

117,638

114,308

2,884

4,570

-

495

-

-

-

564

-

-

293,004

267,004

495

564

4,367

5,773

400,541

371,130

-

-

325,646

325,646

166,152

172,174

356,212

357,327

1,775

2,675

22,105

16,791

-

-

-

-

-

-

-

-

550,611

554,740

726,187

696,776

843,615

821,744

726,682

697,340

67,372

58,756

-

16,127

33,735

-

13,448

49,775

117,234

121,979

-

28

377

-

405

-

12

395

20,823

21,230

296,183

296,252

11,750

11,750

-

-

367,663

318,980

1,179

1,532

15,232

14,132

-

-

-

-

312,594

311,916

379,413

330,730

429,828

433,895

379,818

351,960

413,787

387,849

346,864

345,380

345,493

345,124

345,493

345,124

(114)

1,532

-

68,408

41,193

1,371

-

256

413,787

387,849

346,864

345,380

6

7

8

9

10

11

12

13

4

14

15

4

16

17

17

4

18

19

20

20

23

24

2 5

S T A T E M E N T   O F   C A S H   F L O W S

For the year ended 30 June 2003

Cash flows from operating activities

Receipts from customers

Consolidated

Chief Entity

Notes

2003
$’000

2002
$’000

2003
$’000

2002
$’000

806,110

732,637

1,874

1,835

Payments to suppliers and employees

(677,910)

(615,830)

-

-

Dividends received

Interest received

Borrowing costs

Income tax paid 

-

-

28,100

46,150

2(b)

2,488

1,870

(13,281)

(17,007)

(26,000)

(14,624)

-

(690)

(395)

-

(682)

(376)

Net cash from operating activities

30

91,407

87,046

28,889

46,927

Cash flows from investing activities

Payments for property, plant and equipment

(24,392)

(32,976)

Proceeds from sale of property, plant and equipment

2(b)

1,849

2,296

Payment for acquisition of business

Net cash used in investing activities

Cash flows from financing activities

Repayment of borrowings

Proceeds from borrowings

Proceeds from issue of shares

Employee share plan loans

Repayment of employee share plan loans

-

(1,267)

(22,543)

(31,947)

-

508

370

(370)

1,067

(3,336)

-

861

(861)

662

-

-

-

-

-

-

-

-

-

-

-

-

370

(370)

1,067

861

(861)

662

Dividends paid

(48,615)

(45,811)

(48,615)

(45,811)

Proceeds from loans from related parties

Loan repaid by other parties

Loans to other parties

Loans to related parties

-

778

-

-

-

546

(1,617)

-

18,643

45,883

-

-

-

-

-

(47,649)

Net cash used in financing activities

(46,262)

(49,556)

(28,905)

(46,915)

Net increase/(decrease) in cash held

Cash/(Overdraft) at the beginning of the financial period

Effects of exchange rate changes on cash

22,602

66,817

(914)

5,543

60,770

504

Cash/(Overdraft) at the end of the financial period

6 & 15

88,505

66,817

(16)

(12)

-

(28)

12

(24)

-

(12)

Financing arrangements

17

2 6

N O T E S   T O   T H E   F I N A N C I A L   S T A T E M E N T S  

As at 30 June 2003

Notes

Contents

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

REVENUE FROM ORDINARY ACTIVITIES

EXPENSES FROM ORDINARY ACTIVITIES

INCOME TAX

DIVIDENDS 

CURRENT ASSETS

Cash Assets

Receivables

Inventories

NON-CURRENT ASSETS

Receivables

Investments

Property, Plant and Equipment

Brand Names and Other Intellectual Property

Goodwill

CURRENT LIABILITIES

Payables 

Interest Bearing Liabilities

Provisions

NON-CURRENT LIABILITIES

Interest Bearing Liabilities

Non-interest Bearing Liabilities

Provisions

EQUITY

Contributed Equity

Reserves and Retained Profits

REMUNERATION OF EXECUTIVES

REMUNERATION OF AUDITORS

CONTINGENT LIABILITIES

COMMITMENTS FOR EXPENDITURE

SUPERANNUATION COMMITMENTS

RELATED PARTIES

INVESTMENT IN CONTROLLED ENTITIES

DEED OF CROSS GUARANTEE

SEGMENT REPORTING

RECONCILIATION OF PROFIT FROM ORDINARY ACTIVITIES AFTER INCOME TAX 
TO NET CASH FROM OPERATING ACTIVITIES

EARNINGS PER SHARE

EVENTS OCCURRING AFTER BALANCE DATE

FINANCIAL INSTRUMENTS

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

17

18

19

20

21

22

23

24

25

26

27

28

29

30

31

32

33

2 7

 
 
 
 
 
1.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

The financial report is a general purpose financial report which has been prepared in accordance with the 
requirements of the Corporations Act 2001 which includes applicable Accounting Standards. Other mandatory 
professional reporting requirements (Urgent Issues Group Consensus Views) have also been complied with. 

The financial statements have been prepared in accordance with the historical cost convention.

(a)  Changes in Accounting Policy 

The accounting policies adopted are consistent with those of the previous year except for the accounting policies 
with respect to the provision for dividends.

(i)  Provision for dividends

The consolidated entity has adopted the new Accounting Standard AASB 1044 “Provisions, Contingent Liabilities 
and Contingent Assets” which has resulted in a change in the accounting for the dividends provision. Previously, 
the consolidated entity recognised a provision for dividend based on the amount that was proposed or declared 
after the reporting date. In accordance with the requirements of the new Standard, a provision for dividends 
will only be recognised at the reporting date where the dividends have been declared, determined or publicly 
recommended prior to the reporting date. The effect of the revised policy has been to increase consolidated 
retained profits and decrease provisions at the beginning of the year by $20,823,000 (refer to note 20(b)). 
In accordance with the new Standard, no provision for dividend has been recognised for the year ended 
30 June 2003.

(b)  Principles of Consolidation

The consolidated financial statements incorporate the assets and liabilities of all entities controlled by GWA 
International Limited (“the chief entity”) as at 30 June 2003 and the results of all controlled entities for the year 
then ended. GWA International Limited and its controlled entities together are referred to in this financial report as 
the economic entity. The effects of all transactions between entities in the economic entity are eliminated in full.

Where control of an entity is obtained during a financial year, its results are included in the consolidated 
statement of financial performance from the date on which control commences. Where control of an entity ceases 
during a financial year its results are included for that part of the year during which control existed.

(c)  Income Tax

Tax effect accounting procedures are followed whereby the income tax expense in the net profit is matched with 
the accounting profit after allowing for permanent differences. The future income tax benefit relating to tax losses 
is not carried forward as an asset unless the benefit can be regarded as being virtually certain of realisation. 
Income tax on net cumulative timing differences is set aside to the deferred income tax and future income tax 
benefit accounts at the rates which are expected to apply when those timing differences reverse. No provision is 
made for additional taxes which could become payable if certain reserves of the foreign controlled entities were 
to be distributed as it is not expected that any substantial amount will be distributed from those reserves in the 
foreseeable future.

The income tax expense for the year is calculated using the 30% tax rate (2002:30%). 

(d)  Foreign Currency Translation

Foreign currency transactions are initially translated into Australian currency at the rate of exchange at the 
date of the transaction. At balance date amounts payable and receivable in foreign currencies are translated to 
Australian currency at rates of exchange current at that date. Resulting exchange differences are recognised in 
determining the profit and loss for the year.

Specific Commitment

Forward exchange contracts of generally less than 12 months are entered into to hedge the purchase of 
components, trading stock and major plant and equipment. Gains or costs arising on entry into a hedge 
transaction and subsequent exchange gains and losses resulting from those transactions up to the date of 
purchase are deferred and included in the measurement of the purchase cost.

Foreign Controlled Entities

The foreign controlled entities are self-sustaining and exchange differences arising on translation are taken 
directly to the foreign currency translation reserve.

2 8

(e)  Acquisition of Assets

The cost method of accounting is used for all acquisitions of assets regardless of whether shares or other assets 
are acquired. Cost is determined as the fair value of the assets given up at the date of acquisition plus costs 
incidental to the acquisition.

(f) 

Inventories

Inventories are valued at the lower of cost and net realisable value. Cost comprises direct materials, direct labour 
and an appropriate proportion of variable and fixed manufacturing overhead expenditure for work in progress and 
finished goods. Costs are assigned to individual items of stock, mainly on the basis of weighted average costs.

(g)  Recoverable Amount

Non-current assets are not carried at an amount above their recoverable amount and where carrying values 
exceed this recoverable amount assets are written down. In determining recoverable amount, the expected net 
cash flows have been discounted to their present value using a market determined risk adjusted discount rate.

(h)  Investments

Interests in companies, other than controlled entities and investments in listed companies, are shown as 
investments at cost, and dividend income is recognised in the statement of financial performance when received.

(i)  Leasehold Improvements

The cost of improvements to or on leasehold properties is capitalised and amortised over the unexpired period of 
the lease or the estimated useful life of the improvement, whichever is the shorter.

(j)  Leased Non-Current Assets

A distinction is made between finance leases which effectively transfer from the lessor to the lessee substantially 
all the risks and benefits incidental to the ownership of non-current assets (finance leases), and operating leases 
under which the lessor effectively retains substantially all such risks and benefits of ownership.

Where a non-current asset is acquired by means of a finance lease, the asset is established at its fair value at the 
inception of the lease. The liability is established at the same amount. Lease payments are allocated between the 
principal component and the interest expense.

Operating lease payments are representative of the pattern of benefits derived from the leased assets and 
accordingly are recognised in profit from ordinary activities in equal installments over the lease term.

(k)  Non-Current Assets Constructed by the Economic Entity

The cost of non-current assets constructed by the economic entity includes the cost of all materials used in the 
construction, direct labour on the project and an appropriate proportion of variable and fixed overhead including 
borrowing costs.

(l)  Depreciation

Depreciation is calculated on a straight line basis to write off the cost of each item of property, plant and 
equipment over its expected useful life. Estimates of remaining useful lives are made on a regular basis for all 
assets.

Major depreciation periods are: 
Freehold Buildings 
Plant & Equipment 
Motor Vehicles 

2003 
40 years 
3 - 10 years 
5 years 

2002
40 years
3 - 10 years
5 years

Major spares purchased specifically for particular plant are included in the cost of plant and are depreciated 
accordingly.

(m)  Brand Names and Other Intellectual Property

Brand names and other intellectual property includes brand names and trademarks. Expenditure incurred in 
developing, maintaining or enhancing brand names is written off against profit from ordinary activities in the year 
in which it is incurred.

The brand names are not amortised as the directors believe that their useful lives are of such duration that the 
amortisation charge, if any, would not be material. The carrying value of these brand names and other intellectual 
property is reviewed each year to ensure that it is not in excess of their recoverable amount.

2 9

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(n)  Maintenance and Repairs

Maintenance, repair costs and minor renewals are recognised as expenses as incurred.

(o)  Service Warranties

Provision is made, out of revenue, for the estimated liability on all products still under warranty at balance date. 
This provision is estimated having regard to service warranty experience on each class of products.

(p)  Cash

For the purposes of the statements of cash flows, cash includes cash on hand and in banks and money market 
investments readily convertible to cash, net of outstanding bank overdrafts.

Goods and Services tax received from customers is included in cash flows from customers while Goods and 
Services tax paid on supplies, acquisitions and plant and equipment is included in payments to suppliers and 
employees.

Goods and Services tax is not included in revenue or expenses and is included in receivables and payables.

(q)  Employee Benefits

Provision is made for employee benefits accumulated as a result of employees rendering services up to the 
reporting date. These benefits include wages and salaries, annual leave, sick leave and long service leave.

Liabilities arising in respect of wages and salaries, annual leave, sick leave and any other employee benefits 
expected to be settled within twelve months of the reporting date are measured at their nominal amounts expected 
to be paid in the year following the reporting date. All other employee benefit liabilities are measured at the present 
value of the estimated future cash outflows to be made in respect of services provided by employees up to the 
reporting date. In determining the present value of future outflows, the interest rates attaching to government 
guaranteed securities which have terms to maturity approximating the terms of the related liability are used.

Employee benefit expenses and revenues arising in respect of the following categories:

(cid:127)  wages and salaries, annual leave, long service leave, sick leave and other leave entitlements; and

(cid:127) 

other types of employee benefits, 

are recognised against profits in their respective categories.

(r)  Earnings per Share

Basic earnings per share is determined by dividing the profit from ordinary activities by the weighted average 
number of ordinary shares outstanding during the financial year.

(s)  Financial Instruments

The economic entity has non-current borrowings and operates internationally, giving rise to significant exposure 
to market risks from changes in interest rates and foreign exchange rates. Derivative financial instruments are 
utilised by the economic entity to reduce those risks, as explained in this note.

Interest Rate Related Derivatives

An entity within the economic entity enters into various types of interest rate contracts with the major banks 
in managing its floating interest rate risk on a portion of its non-current borrowings. Gains and losses on these 
contracts are accounted for on the same basis as the underlying borrowing they are hedging.

Exchange Rate Related Derivatives

Entities within the economic entity enter into various types of foreign exchange contracts with the major banks 
in managing its foreign exchange risk with purchases of raw materials and finished goods for resale. Gains or 
costs arising on entry into a hedge transaction are included in the measurement of the purchase cost. Subsequent 
exchange gains and losses resulting from those transactions up to the date of purchase are deferred and included 
in the measurement of the purchase cost, where the hedge is of a specified commitment. Where the hedge 
is general in nature, exchange gains and losses are included in the statement of financial performance 
when they arise.

3 0

(t)  Goodwill

Goodwill represents the excess of the purchase consideration over the fair value of the identifiable net assets 
acquired at the time of acquisition of shares in the controlled entity. Goodwill is amortised on a straight line basis 
over the shorter of 20 years and the minimum period during which the benefits are expected to arise. The goodwill 
purchased with the Gainsborough Hardware Industries Limited acquisition was first amortised in the 1995/96 year 
on a straight line basis over a period of 10 years. The goodwill purchased with the acquisition of the exclusive 
import and distribution rights to Hansa tapware products has been fully amortised on a straight line basis over a 
period of 5 years. Amortisation periods are reviewed at each balance date. No goodwill was acquired during the 
year ended 30 June 2003.

(u)  Revenue Recognition

Revenue is recognised to the extent that it is probable that the economic benefits will flow to the entity and the 
revenue can be reliably measured. The following specific recognition criteria must also be met before revenue 
is recognised:

Sale of Goods

Control of the goods has passed to the buyer.

Rendering of Services

Where the contract outcome can be reliably measured, control of a right to be compensated for the services 
has been attained and the stage of completion can be reliably measured. Stage of completion is measured by 
reference to the labour hours incurred to date as a percentage of total estimated labour hours for each contract.

Where the contract outcome cannot be reliably measured, revenue is recognised only to the extent that costs 
have been incurred.

Interest

Control of a right to receive consideration for the provision of, or investment in, assets has been attained.

Dividends

Control of a right to receive consideration for the investment in assets is attained, dividend income is recognised 
in the statement of financial performance when received.

(v)  Revenue Measurement

The measurement of revenue from the sale of goods is sales revenue net of trade discounts and volume rebates.

3 1

Consolidated

Chief Entity

Notes

2003
$’000

2002
$’000

2003
$’000

2002
$’000

2.  REVENUE FROM ORDINARY ACTIVITIES

(a)  Revenues from Operating Activities

- Sale of goods

1 (v)

659,589

609,535

-

  -

(b)  Revenues from Non-operating Activities

- Dividends received/receivable – controlled entities

- Interest received/receivable – other corporations

- Proceeds from the sale of property, plant and equipment

- Foreign exchange gains 

- Unit Trust Distribution

- Other

Total Revenues from Non-Operating Activities

-

2,488

1,849

1,220

-

1,379

6,936

-

28,100

46,150

1,870

2,296

1,419

-

723

-

-

-

-

-

-

1,874

1,834

-

-

6,308

29,974

47,984

Total Revenues from Ordinary Activities

666,525

615,843

29,974

47,984

3.  EXPENSES FROM ORDINARY ACTIVITIES

(a)  Expenses related to Ordinary Activities

- Cost of Sales

- Selling and distribution

- Administration 

- Other

Total Expenses related to Ordinary Activities

(b)  Borrowing costs

Interest expense

- Controlled entities

- Other Corporations

Total borrowing costs expensed

368,211

338,115

125,408

119,498

72,986

68,431

6,488

8,214

573,093

534,258

-

14,856

14,856

-

14,940

14,940

-

-

6

-

6

684

-

684

-

-

8

-

8

673

-

673

Profit from Ordinary Activities before Income 
Tax Expense

78,576

66,645

29,284

47,303

Income Tax Expense Relating to Ordinary Activities

4(a)

(23,569)

(19,995)

(377)

(368)

Net profit Attributable to Members 
of GWA International Limited

55,007

46,650

28,907

46,935

Retained earnings at beginning of year

20(b)

41,193

41,770

256

548

Adjustment arising from the adoption of revised 
accounting standard AASB 1044 “Provisions, Contingent 
Liabilities and Contingent Assets”

1 (a) (i)

20,823

-

20,823

-

Total available for appropriation

117,023

88,420

49,986

47,483

Dividends provided for or paid 

20(b)

(48,615)

(47,227)

(48,615)

(47,227)

Retained Earnings

  68,408

  41,193

    1,371

       256

3 2

3.  EXPENSES FROM ORDINARY ACTIVITIES (Continued)

(c)  Losses/(Gains)

Net Loss/(Gain) on sale of property, plant and equipment

Net Foreign exchange (Gain)/Loss – other 

– realised

– unrealised

(d)  Other Expenses

Amortisation – Goodwill

Depreciation of Non Current Assets

- Freehold Buildings

- Plant and Equipment

- Motor Vehicles

Total Depreciation and Amortisation Expense

Other charges against assets

- Write down of inventories

- Provision for doubtful debts and bad debts written off

Total other charges/(credits) against assets

Other provisions

- Service warranties

- Employee benefits and on costs

- Insurances (inc Workers Compensation)

- Other 

Total other provisions

Rental expense relating to operating leases

- Properties

- Plant

Research and development

Consolidated

Chief Entity

Notes

2003
$’000

2002
$’000

2003
$’000

2002
$’000

1,059

(355)

221

142

(84)

(136)

900

931

1,137

1,137

23,255

24,021

2,742

2,723

28,034

28,812

8,766

902

9,668

2,584

839

3,423

3,586

2,955

15,547

13,796

2,885

4,926

2,846

6,762

26,944

26,359

7,446

688

6,889

665

5,770

5,064

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

       -

       -

-

-

      -

-

      -

      -

-

      -

      -

-

-

-

      -

      -

-

-

-

3 3

 
 
 
 
Consolidated

Chief Entity

Notes

2003
$’000

2002
$’000

2003
$’000

2002
$’000

4. 

INCOME TAX

(a)  Reconciliation of income tax expense

Profit from ordinary activities before income tax

78,576

66,645

29,284

47,303

Prima facie tax on profit from ordinary activities 
(30%, 2002 - 30%)

Tax effect of permanent differences:

  Non deductible building depreciation and allowances

  Non allowable expenditure

  Goodwill amortisation

  Research and development allowance

  Finalisation tax rate change

  Rebateable dividends

23,573

19,994

8,785

14,191

134

1,246

270

(34)

-

-

170

1,327

270

-

(32)

22

22

-

-

-

-

-

-

-

-

-

(8,430)

(13,845)

Income tax adjusted for permanent differences

25,189

21,729

377

368

Effect of different rates of tax on overseas income

96

324

Under/(over) provision in previous year

(1,716)

(2,058)

-

-

-

-

Income tax expense attributable to ordinary activities

23,569

19,995

377

368

(b)  Deferred tax assets and liabilities

Current tax payable

Provision for deferred income tax – non-current

Future income tax benefit – non-current

(c)  No part of the future income tax benefit shown 

in (b) is attributable to tax losses. 

16,127

13,448

377

395

1,179

1,532

22,105

16,791

-

-

-

-

3 4

5. DIVIDENDS

Ordinary

Franked dividend paid

- 

- 

- 

Final dividend 2002 under provided

Interim (7.5c per share, 2002: 7.0c)

Special (2.5c per share, 2002: 2.5c)

Franked dividend proposed 

- 

Final (2002: 7.5c)

Consolidated

Chief Entity

Notes

2003
$’000

2002
$’000

2003
$’000

2002
$’000

12

-

12

-

20,835

19,435

20,835

19,435

6,945

6,941

6,945

6,941

-

20,823

-

20,823

Total dividends provided or paid

27,792

47,199

27,792

47,199

Dividends proposed and not recognised as a liability

Final dividend (8c per share) – 100% franked

22,224

-

22,224

-

The franked portions of the proposed dividends will 
be franked out of existing franking credits.

The amount of retained profits that could be distributed as 
dividends and be franked out of existing franking credits 
and out of franking credits arising from the payment 
of income tax for the year ending 30 June 2003 after 
deducting franking credits applicable 
to proposed dividends:

- 

- 

- 

Franking account balance as at the end of the 
financial year stated at 30% (2002: 30%)

Franking credits that will arise from the payment 
of the income tax payable after the end of the 
financial year

Franking debits that will arise from the payment 
of dividends after the end of the financial year

The amount of franking credits, at 30% which represent 
dividends able to be franked and available for the 
subsequent financial year (2002: 30%)

The tax rate at which dividends paid have been franked is 
30% (2002: 30%).

The final dividend proposed will be franked at 30% when 
paid in October 2003.

As of 1 July 2002, the new imputation system requires 
a company’s franking credits to be expressed on a tax-
paid basis. The franking account surplus existing at 
30 June 2002 has been restated to a tax paid amount by 
multiplying the class C franking surplus by 30/70.

19,987

15,579

14,550

11,977

-

(8,924)

34,537

18,632

3 5

6.  CASH ASSETS 

Cash at bank and on hand

Deposits at call

7.  RECEIVABLES (CURRENT)

Trade debtors

Provision for doubtful debts

Other debtors

Unsecured other loans

- Employee share plan

Included in unsecured other loans - employee share plan, 
are loans to Directors (refer note 26).

Movement in provision for doubtful debts

Balance at beginning of the year
-   Effect of exchange rate changes 

on opening balance

-   Bad debts previously provided for written-

off during the year

-   Bad and doubtful debts provided 

for during the year

Balance at the end of the year

8. 

INVENTORIES

Raw materials - at cost

Provision for diminution in value

Finished goods - at cost

Provision for diminution in value

Work in progress - at cost

Consolidated

Chief Entity

Notes

2003
$’000

2002
$’000

2003
$’000

2002
$’000

41,889

46,616

88,505

44,406

22,411

66,817

85,851

82,079

(3,908)

(3,420)

81,943

78,659

1,539

2,086

-

-

-

-

-

-

-

-

-

-

-

-

-

-

495

564

83,977

81,309

495

495

564

564

3,420

3,740

(29)

25

(351)

(735)

-

-

-

-

-

-

868

3,908

390

3,420

     -

     -      

     -

     -      

26,793

25,774

(3,832)

(1,736)

22,961

24,038

91,093

82,939

(9,357)

(5,753)

81,736

77,186

12,941

13,084

-

     -

     -

-

     -

     -

-

-

-

-

-

-

-

     -

     -

-

     -

     -

     -

     -      

-

-

-

-

Total inventories at lower of cost and net realisable value

117,638

114,308

Movement in Provisions 

Inventory Provisions

Opening balance

Additional provisions

Stock written off against provision

Closing balance

7,489

8,766

7,841

2,584

(3,066)

(2,936)

13,189

7,489

3 6

Consolidated

Chief Entity

Notes

2003
$’000

2002
$’000

2003
$’000

2002
$’000

9.  RECEIVABLES (NON-CURRENT)

Amount owing by controlled entities

-

-

396,730

366,691

Unsecured other loans

- Employee share plan

- Other

Included in unsecured other loans - employee share plan, 
are loans to Directors of controlled entities (refer note 26).

10.  INVESTMENTS

Unlisted investments

3,811

556

4,367

4,439

1,334

5,773

3,811

4,439

-

-

400,541

371,130

Shares in controlled entities - at cost (refer note 27)

-

-

           -

325,646

325,646

           -

325,646

325,646

11.  PROPERTY, PLANT AND EQUIPMENT

Freehold land at cost

29,119

29,124

      -

      -

Freehold buildings at cost

Less accumulated depreciation

Plant and equipment at cost

Less accumulated depreciation

Motor vehicles at cost

Less accumulated depreciation

Total Written Down Amount

Recent Valuations 

41,471

41,595

(7,675)

(6,675)

33,796

34,920

225,461

222,337

(131,158)

(123,675)

94,303

98,662

13,999

14,247

(5,065)

(4,779)

8,934

9,468

166,152

172,174

-

      -

      -

-

      -

    -

-

      -

      -

      -

-

      -

      -

-

    -

      -

-

      -

      -

      -

Land and buildings are progressively, and independently 
assessed over a three-year period. As at 30 June 2003 the 
Directors have received independent valuations on land 
and buildings which have not been valued within the last 
three years. The most recent valuations for all land and 
buildings are as follows (note valuations have not been 
recognised):

- Freehold Land

- Buildings

47,550

37,220

43,000

37,000

-

-

-

-

3 7

Consolidated

Chief Entity

Notes

2003
$’000

2002
$’000

2003
$’000

2002
$’000

11.  PROPERTY, PLANT AND EQUIPMENT (Continued)

Reconciliations

Freehold land

Carrying amount at beginning

29,124

29,116

Additions

Disposals

Depreciation

Net foreign currency movements arising from self-
sustaining foreign operation

Freehold buildings

Carrying amount at beginning

Additions/Improvements

Disposals

Depreciation

Net foreign currency movements arising from self-
sustaining foreign operation

Plant and Equipment

Carrying amount at beginning

Additions

Disposals

Depreciation

Net foreign currency movements arising from self-
sustaining foreign operation

Motor Vehicles

Carrying amount at beginning

Additions

Disposals

Depreciation

Net foreign currency movements arising from self-
sustaining foreign operation

-

-

-

(5)

-

-

-

8

29,119

29,124

34,920

35,516

75

-

451

-

(1,137)

(1,137)

(62)

90

33,796

34,920

98,662

20,437

(1,304)

95,140

28,157

(885)

(23,255)

(24,021)

(237)

271

94,303

98,662

9,468

3,880

(1,664)

(2,742)

(8)

8,934

9,519

4,368

(1,731)

(2,723)

35

9,468

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Total Written Down Amount

166,152

172,174

-       

-       

3 8

12.  BRAND NAMES AND OTHER INTELLECTUAL PROPERTY 

As at 30 June 2003 Brand Names and Other Intellectual Property of $356.2 million (2002: $357.3 million) are being 
carried at cost (2002: at cost). PricewaterhouseCoopers Securities Limited provided GWA International Limited 
with an opinion dated 26 August 2003, in their opinion, the fair market value of the Brand Names and other 
Intellectual Property was not less than its carrying value of $356.2 million as at 30 June 2003 (2002: $357.3 million) 
and the directors would be justified in continuing to carry it at that amount.

The Directors are of the opinion that no events have occurred that would diminish the above carrying value.

Consolidated

Chief Entity

Notes

2003
$’000

2002
$’000

2003
$’000

2002
$’000

13.  GOODWILL

Goodwill

Accumulated amortisation

14.  PAYABLES

Trade creditors 

Other creditors

8,975

10,587

(7,200)

(7,912)

1,775

2,675

59,516

55,582

7,856

3,174

67,372

58,756

-

-

-

-

-

-

-

-

-

-

-

-

-

28

12

15.  INTEREST BEARING LIABILITIES (CURRENT)

Unsecured bank overdraft

16.  PROVISIONS (CURRENT)

Dividends

Employee benefits and on costs

Warranty

Insurances (including Workers Compensation)

Other 

-

-

18,632

4,633

2,993

7,477

20,823

16,391

4,369

1,848

6,344

33,735

49,775

-

-

-

-

-

-

20,823

-

-

-

-

20,823

3 9

17.  NON-CURRENT LIABILITIES 

Interest bearing liabilities

Unsecured

Bank loans

Loans from controlled entities

Total Interest Bearing Liabilities

Non interest bearing liabilities

Unsecured loans from controlled entities 

Total Non Interest Bearing Liabilities

Consolidated

Chief Entity

Notes

2003
$’000

2002
$’000

2003
$’000

2002
$’000

296,183

296,252

-

-

296,183

296,252

-

11,750

11,750

-

11,750

11,750

-

-

-

-

367,663

318,980

367,663

318,980

Financing Arrangements
GWA International Limited, GWA Finance Pty Limited, a wholly owned controlled entity of GWA International 
Limited and each other controlled entity of GWA International Limited have entered into a Master Financing 
Agreement with a number of banks.

This document provides for the following:

(1)  GWA Finance Pty Limited and certain other operating controlled entities to borrow and enter into certain risk 

and hedging facilities;

(2)  Individual banks to provide facilities direct to GWA Finance Pty Limited and certain other operating controlled 
entities of GWA International Limited by joining the Master Financing Agreement and being bound by the 
common covenants and conditions contained therein.

Unrestricted access was available at balance date to the 
following lines of credit:

Total facilities

Bank overdrafts

Other bank facilities

Used at balance date

Bank overdrafts

Other bank facilities

Unused at balance date

Bank overdrafts

Other bank facilities

6,000

8,926

-

-

312,542

353,148

           -

           -

318,542

362,074

           -

           -

-

-

-

-

296,183

317,412

           -

           -

296,183

317,412

           -

           -

6,000

16,359

22,359

8,926

-

-

35,736

           -

           -

44,662

           -

           -

4 0

18.  PROVISIONS (NON-CURRENT)

Employee benefits and on costs

Warranty

Other

Total Employee benefits and on costs

Movement in total provisions (Current and Non-current)

(i)  Employee benefits and on costs

Opening Balance

Additional provisions

Provisions utilised

Closing Balance

(ii)  Warranty

Opening Balance

Additional provisions

Provisions utilised

Closing Balance

(iii)  Insurances (including Workers Compensation)

Opening Balance

Additional provisions

Provisions utilised

Closing Balance

(iv)  Other:

Opening Balance

Additional provisions

Provisions utilised

Closing Balance

Consolidated

Chief Entity

Notes

2003
$’000

2002
$’000

2003
$’000

2002
$’000

10,446

2,424

2,362

15,232

29,078

9,322

2,354

2,456

14,132

25,713

25,713

15,547

23,432

13,796

(12,182)

(11,515)

   29,078

  25,713

6,723

3,586

(3,252)

  7,057

1,848

2,885

(1,740)

  2,993

8,800

4,926

(3,887)

  9,839

6,940

2,955

(3,172)

6,723

609

2,846

(1,607)

  1,848

6,129

6,762

(4,091)

  8,800

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

4 1

 
Consolidated

Chief Entity

2003
$’000

2002
$’000

2003
$’000

2002
$’000

19.  CONTRIBUTED EQUITY

(a)  Issued and fully paid up capital

277,802,995 (2002: 277,642,995) ordinary shares fully paid 

345,493

345,124

345,493

345,124

Movements in issued paid up capital

Ordinary shares

Balance at 1 July 2002

Issue of shares to employees at $2.31 per share 
(2002: $2.18)

Balance at 30 June 2003

Terms and Conditions of Contributed Equity

2003
Number

2003
$’000

2002
Number

2002
$’000

277,642,995

345,124 277,247,995

344,263

       160,000

       369       395,000

      861

277,802,995

345,493 277,642,995

345,124

Ordinary shares have the right to receive dividends as declared and, in the event of winding up the company, to 
participate in the proceeds from the sale of all surplus assets in proportion to the number of and amounts paid up 
on shares held.

Ordinary shares entitle their holder to one vote, either in person or by proxy, at a meeting of the company.

(b)  Dividend Reinvestment Plan and Share Purchase Plan

Suspended

On the 8 February 2000 the Directors suspended the Dividend Reinvestment Plan and the Share Purchase Plan.

(c)  Employee Share Plan

The employee share plan was established to assist in the retention and motivation of employees. All permanent 
employees of the Company, who are invited to participate, may participate in the Plan. 

The maximum number of shares subject to the plan at any time may not exceed 5% of the nominal amount of all 
Ordinary Shares on issue. The Plan does not provide for the issue of options and no options have been issued by 
the company. 

The prices of shares issued under the Plan are the market price at the time of issue, which are repaid through 
dividends, or in full upon an employee ceasing employment with the company. During the 2002/03 year, 
160,000 (2002: 395,000) ordinary shares were issued at a price of $2.31 (2002: $2.18), a total market value of $369,600 
(2002: $861,100).

As at 30 June 2003, loans are issued for 3,300,000 (2002: 3,762,500) shares and the remaining balances of these 
loans were $4,305,865 (2002: $5,003,090).

During the 2002/03 year, dividends of $607,187 (2002: $622,212) were paid against the loans and a further $459,637 
(2002: $40,273) were paid by employees against these loans.

There are no entitlements to further issues at balance date.

 (d)  Options

No options have been issued at any time.

4 2

 
20.  RESERVES AND RETAINED PROFITS

(a)  Foreign Currency Translation Reserve

(i)  Nature and purpose of reserve

The foreign currency translation reserve is used to record 
exchange differences arising from the translation of the 
financial statements of self-sustaining foreign operations

(ii)  Movements in reserve

Balance at beginning of year

Net exchange gain/(loss) on translation of foreign 
controlled entities

Balance at end of year   

(b)  Retained Profits

Balance at beginning of year

Net Profit attributable to members 

Adjustment arising from adoption of revised accounting 
standard AASB1044 “Provisions, Contingent Liabilities and 
Contingent Assets”

Total available for appropriation

Dividends provided for or paid

Balance at end of year

Consolidated

Chief Entity

Notes

2003
$’000

2002
$’000

2003
$’000

2002
$’000

1,532

25

(1,646)

(114)

1,507

1,532

-

-

-

-

-

-

41,193

55,007

41,770

46,650

256

548

28,907

46,935

20,823

-

117,023

88,420

20,823

49,986

-

47,483

(48,615)

(47,227)

(48,615)

(47,227)

68,408

41,193

1,371

256

Consolidated

Chief Entity

Notes

2003
$

2002
$

2003
$

2002
$

21.  REMUNERATION OF EXECUTIVES

Remuneration received or due and receivable by Executive 
Officers of the consolidated entity whose remuneration is 
$100,000 or more from entities in the consolidated entity or 
a related party, in connection with the management of the 
affairs of the entities in the consolidated entity whether as an 
Executive Officer or otherwise:

Remuneration received or due and receivable by Executive 
Officers of the Company whose remuneration is $100,000 or 
more, from the Company or any related party, in connection 
with the management of the affairs of the Company or any 
related party, whether as an Executive Officer or otherwise:

17,228,813 12,335,405

7,686,361

5,346,750

4 3

 
21.  REMUNERATION OF EXECUTIVES (Continued)

The number of Executive Officers (including the Executive 
Director of the economic entity and the Company) whose 
remuneration falls within the following bands:

$’000

$’000

Economic Entity

Chief Entity

2003

2002

2003

2002

110

120

130

140

150

160

170

180

190

200

210

220

230

240

250

260

270

290

300

310

320

330

340

350

360

370

390

400

410

430

440

450

460

470

490

500

640

1,160

3,080

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

120

130

140

150

160

170

180

190

200

210

220

230

240

250

260

270

280

300

310

320

330

340

350

360

370

380

400

410

420

440

450

460

470

480

500

510

650

1,170

3,090

2

1

2

2

5

1

4

2

6

3

1

2

3

2

1

1

2

1

-

-

2

1

2

1

-

1

1

1

-

-

1

-

1

1

1

1

1

-

1

- 

5

3

1

1

3

3

8

3

-

1

2

2

-

1

1

-

1

1

3

2

-

-

-

1

2

-

-

1

1

-

1

-

-

-

1

-

1

-

- 

1

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1

1

1

-

-

-

1

-

-

1

-

1

1

1

1

1

-

1

-

-

-

-

-

-

1

1

-

-

-

-

-

-

-

-

-

-

1

2

1

-

-

-

-

2

-

-

1

1

-

1

-

-

-

1

-

1

-

4 4

 
Consolidated

Chief Entity

Notes

2003
$

2002
$

2003
$

2002
$

258,100

199,000

8,400

10,000

68,420

104,310

66,000

12,650

11,500

211,135

28,150 

25,800

-

-

-

- 

-

-

-

-

432,170

552,895

8,400

10,000

90,424 

73,860

- 

-

522,594 

626,755

8,400 

 10,000

Notes

2003
$’000

2002
$’000

2003
$’000

2002
$’000

22.  REMUNERATION OF AUDITORS

Amounts received or due and receivable by the auditors 
of GWA International Limited for:

- 

- 

an audit or review of the financial report of the entity 
and any other entity in the consolidated entity

other services in relation to the entity and any other 
entity in the consolidated entity

Tax advisory and compliance

Acquisition due diligence services

Superannuation advice and assistance

Other

Amounts received or due and receivable by auditors other 
than the auditors of GWA International Limited for:

- 

an audit or review of the financial report of subsidiary 
entities

23.  CONTINGENT LIABILITIES

Details and estimates of maximum amounts of contingent 
liabilities, classified in accordance with the party from 
whom the liability could arise and for which no provisions 
are included in the accounts, are as follows: 

Bank guarantees

618

404

-

-

Cross guarantee by GWA International Limited as 
described in Note 28. All these companies have assets in 
excess of liabilities.

A claim for damages, arising from alleged breach of 
contract and related matters, against Sebel Furniture 
Limited, was litigated in the Federal Court in April/June 
2002. In a decision handed down on 12 March 2003 this 
claim was dismissed. The decision was not appealed and 
Sebel’s recovery of costs of $604,000 has been brought to 
account in the 2002/03 financial statements.

The previous freight carrier for Dux has lodged an action 
in the Industrial Relations Commission of NSW with 
claims totalling $3.6M. Dux is defending the claim. No 
provision has been made in the financial report for the 
claimed compensation.

4 5

 
 
 
 
Consolidated

Chief Entity

Notes

2003
$’000

2002
$’000

2003
$’000

2002
$’000

24.  COMMITMENTS FOR EXPENDITURE

(a)  Capital expenditure commitments

Total capital expenditure contracted for at balance date but 
not provided for in the accounts payable: 

Not later than one year

(b)  Lease expenditure commitments

Operating lease (non-cancelable) expenditure contracted for 
at balance date: 

Not later than one year

Later than one year but not later than 5 years

Later than 5 years

3,886

4,240

6,830

15,382

1,080

6,174

8,751

1,069

Aggregate lease expenditure contracted for at balance date

23,292

15,994

Aggregate expenditure commitments comprise:

Amounts not provided for:

- rental commitments

Total not provided for

Aggregate lease expenditure contracted for at balance date

23,292

15,994

23,292

23,292

15,994

15,994

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

25.  SUPERANNUATION COMMITMENTS

GWA International Limited has been the sponsor, and principal employer, of the members of the two 
superannuation funds, GWAIL Group Retirement Fund and GWAIL Superannuation Fund.

During the previous year GWA International Limited reviewed its superannuation arrangements and resolved to 
terminate its role as sponsor and principal employer of the two Funds.

GWAIL Group Retirement Fund

The Defined Benefits categories of the GWAIL Group Retirement Fund were discontinued effective 30 June 2002. 
Members have transferred their benefits to other superannuation funds including ING Corporate Super Master 
Trust.

As at 30 June 2003 all members had transferred from the fund. The total remaining assets are $121,494.00. 
These assets are held in cash. This is expected to be sufficient to meet the remaining liabilities of contributions 
surcharge and administration costs.

4 6

26.  RELATED PARTIES

Directors

The names of persons who were directors of GWA International Limited at any time during the financial year are 
as follows:

B Thornton
J J Kennedy
G J McGrath (Retired 6th May 2003)
D R Barry
R M Anderson
M D Kriewaldt
P C Crowley (Appointed Managing Director 6th May 2003)

Remuneration of Directors

Income paid or payable, or otherwise made available, in 
respect of the financial year to all Directors of each entity 
in the consolidated entity, directly or indirectly, by entities 
of which they are Directors or any related party:

Income paid or payable, or otherwise made available, 
in respect of the financial year, to all Directors of GWA 
International Limited, directly or indirectly, from the entity 
or any related party:

Directors of Entities in 
the Economic Entity

Directors of the 
Chief Entity

2003
$

2002
$

2003
$

2002
$

4,075,745

1,765,824

-

-

-

-

4,075,745

1,765,824

The number of Directors of GWA International Limited whose income (including superannuation contributions) 
falls within the following bands is:

$’000

$’000

50

60

70

80

90

160

180

500

1,160

3,080

-

-

-

-

-

-

-

-

-

60

70

80

90

100

170

190

510

1,170

3,090

Directors of the Chief Entity

2003

2002

-

2

1

-

1

-

1

1

-

1

2

1

-

1

-

1

1

-

1

-

4 7

 
 
 
26.  RELATED PARTIES (Continued)

Loans to Directors

Loan repayments received:

Employee Share Plan 

G.J. McGrath

K.G. Schroder

Aggregate loans given during year

Loan balances:

Unsecured loans

Directors of chief entity

Directors of controlled entities

Interest revenue on loans

Consolidated

Chief Entity

Notes

2003
$

2002
$

2003
$

2002
$

25,594

32,375

24,131

30,525

-

-

25,594

24,131

-

-

-

-

242,368

267,962

242,368

267,962

107,025

139,400

-

-

349,393

407,362

242,368

267,962

-

-

 -

-

The Employee Share Plan loans are interest free and repayable over 15 years or earlier in certain circumstances. 
Dividends paid on the shares acquired under the Plan are applied against the balance of the loan outstanding. An 
appropriate holding lock applies to the shares issued under the Plan until the loan has been repaid in full.

There are no other unsecured Directors Loans outstanding at balance date. 

Loans to Directors are included in the loans disclosed in Notes 7 and 9.

Transactions of Directors and Director Related Entities concerning Shares

Aggregate numbers of shares of GWA International Limited transacted by Directors of the consolidated entity or 
their Director related entities from the Company were as follows:

Acquired: 

Ordinary shares 

Disposed: 

Ordinary shares

Director retired

Director related entities:

2003

2002

0

0

(45,000)

(500,000)

(754,275)

(10,000)

Ordinary shares – Acquired control or significant influence over the entity

Ordinary shares – Released control or significant influence over the entity

1,108,000

(404,000)

195,000

(51,000)

The Dividend Re-Investment and Share Purchase Plan have been suspended.

Aggregate number of shares of GWA International Limited held directly, indirectly or beneficially by Directors or 
their related entities at balance date:

Ordinary shares

2003

2002

46,705,306

46,800,581

4 8

 
 
26.  RELATED PARTIES (Continued)

Transactions with Directors & Director Related Entities

Mr B Thornton is a director of Great Western Corporation Pty Ltd. Certain entities in the economic entity have 
purchased and sold components and tooling from and to Great Western Corporation Pty Ltd on normal commercial 
terms and conditions during the year for a net purchase consideration of $485,197 (2002: $425,600). At reporting 
date $99,471 (2002: $64,790) formed part of trade creditors.

An entity in the economic entity has sold products to Directors & Director related entities on normal commercial 
terms and conditions during the year, these transactions were domestic in nature.

Transactions Concerning Wholly Owned Group

The wholly owned Group consists of GWA International Limited and its wholly owned controlled entities, such 
ownership interests being set out in Note 27.

Transactions between GWA International Limited and wholly owned controlled entities during the year ended 30 
June 2003 consisted of:

(1)  loans advanced by and to GWA International Limited;
(2)  loans repaid to and by GWA International Limited; 
(3)  the payment of dividends to GWA International Limited; and
(4)  the payment of interest by GWA International Limited.

The above transactions included an interest charge at commercial rates with no fixed repayment terms for certain 
intercompany loans.

Aggregate amounts included in the determination of profit from ordinary activities before income tax that resulted 
from transactions with wholly owned controlled entities were as follows:

Dividend revenue

Trust revenue

Interest expense

Chief Entity

2003
$’000

28,100

1,874

684

2002
$’000

46,150

1,834

673

Aggregate amounts receivable from and payable to wholly owned controlled entities at balance date were 
as follows:

Non-current receivables

Non-current borrowings

Controlling entities

2003
$’000

396,730

379,413

2002
$’000

366,691

330,730

The ultimate controlling entity and the ultimate Australian controlling entity in the wholly owned group is GWA 
International Limited.

Ownership Interests in Related Parties

Interests held in controlled entities are set out in Note 27.

4 9

 
 
27.  INVESTMENT IN CONTROLLED ENTITIES

(a)  Name o f Entity

Chief Entity
GWA International Limited
Controlled Entities
GWA Group Limited                 
  Gainsborough Hardware Industries Limited

  Gainsborough Hardware Limited

  Caroma Holdings Limited            

  GWA (North America) Pty Ltd       

  Sebel Furniture Inc
  Caroma Industries Limited

  G Subs Pty Ltd

  Sebel Furniture (Hong Kong) Ltd
  GWA International (Hong Kong) Limited
  Stylus Pty Ltd 

  Stylus Industries Pty Limited 
  Fowler Manufacturing Pty Ltd    

  Starion Tapware Pty Ltd
  Dorf Clark Industries Ltd 

  Dorf Industries (NZ) Ltd
  McIlwraith Davey Pty Ltd
  Stylus Sales Limited 
  Caroma Industries Europe BV

  Wisa Beheer BV

  Wisa BV

  Wisa Systems BV
  Wisa GmbH
  Stokis Kon Fav. Van Metaalwerken NV
  Wisa France SA

  Caroma International Pty Ltd

  Caroma USA Inc

  Caroma Canada Industries Ltd
  Caroma Industries (UK) Ltd

  Canereb Pty Ltd
  Dux Manufacturing Limited
  GWA Taps Manufacturing Limited
  Lake Nakara Pty Ltd
  Mainrule Pty Ltd
  Warapave Pty Ltd

  Rover Mowers (NZ) Limited 

  Caroma Industries (NZ) Limited 

  GWAIL (NZ) Ltd
  Rover Mowers Limited

Industrial Mowers (Australia) Limited
  Olliveri Pty Ltd
  Sebel Service & Installations Pty Ltd

  Sebel Properties Pty Ltd

  Sebel Furniture Limited (NZ)
  Sebel Furniture Limited
  Sebel Furniture (SEA) Pte Ltd
  Sebel Sales Pty Limited
  Caroma Singapore Pte Limited
  GWA Finance Pty Limited
  Hetset (No. 5) Pty Ltd
Bankstown Unit Trust

Country of 
Incorporation

Class of 
Shares

2003
%

2002
%

Parties 
to Cross 
Guarantee

Aust

Ord

(ii)
(ii)
(iii)
(ii)
(ii)
(iii)
(ii)
(ii)
(i)
(i)
(ii)
(ii)
(ii)
(ii)
(ii)

(ii)

(i)
(i)
(i)
(i)
(i)
(i)
(i)
(ii)
(iii)
(iii)
(i)
(iv)
(ii)
(ii)
(iv)
(iv)
(iv)

(ii)
(ii)
(ii)
(ii)
(ii)

(ii)
(i)
(ii)
(i)
(ii)
(ii)

Aust
Aust
UK
Aust
Aust
USA
Aust
Aust 
HK
HK
Aust
Aust
Aust
Aust
Aust
NZ
Aust
NZ
Netherlands
Netherlands
Netherlands
Netherlands
Germany
Netherlands
France
Aust
USA
Canada
UK
Aust
Aust
Aust
Aust
Aust
Aust
NZ
NZ
NZ
Aust
Aust
Aust
Aust
Aust
NZ
Aust
Sing
Aust
Sing
Aust
Aust
Aust

Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Ord
Units

100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100

100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100

Y

Y
Y
N
Y
Y
N
Y
Y
N
N
Y
Y
Y
Y
Y
N
Y
N
N
N
N
N
N
N
N
Y
N
N
N
N
Y
Y
N
N
N
N
N
N
Y
Y
Y
Y
Y
N
Y
N
Y
N
Y
Y
Y

5 0

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
27.  INVESTMENT IN CONTROLLED ENTITIES (Continued)

All controlled entities are controlled by GWA International Limited. 

(i)  Controlled entities which are audited by other member firms of Ernst & Young International.

(ii)  Pursuant to Class Order 98/1418, relief has been granted to these controlled entities of GWA International 

Limited from the Corporations Act 2001 requirements for preparation, audit and publication of a 
financial report.

(iii)  There is no requirement to prepare a financial report for these overseas companies and accordingly separate 

audits were not performed.

(iv)  In accordance with the Corporations Act 2001 the Directors have elected not to prepare or have audited a 

financial report for the controlled entity as the entity meets the definition of a small proprietary company.

(b) Controlled Entities

GW Nominees Pty Ltd and GWAIL ESF Nominees Pty Ltd which are the trustee companies of the GWA 
International Limited Group Retirement Fund and the GWA International Limited Superannuation Fund respectively, 
are wholly owned by a controlled entity of GWA International Limited. As superannuation trustees, these entities 
are not controlled entities for the purpose of accounting standard AASB 1024 “Consolidated Accounts” and are 
therefore not consolidated with the group of companies comprising GWA International Limited and its 
controlled entities.

28.  DEED OF CROSS GUARANTEE

GWA International Limited, and specific controlled entities (as set out in Note 27) having their place of 
incorporation in Australia, are parties to a deed of cross guarantee which has been lodged with and approved by 
the Australian Securities and Investments Commission. Under the deed of cross guarantee each of the parties to 
the deed guarantees the debts of the other. 

Pursuant to Class Order 98/1418, relief has been granted to the companies in the closed group from the 
Corporations Act 2001 requirements for preparation, audit and lodgement of their financial reports.

The consolidated statement of financial performance and statement of financial position of the entities which are 
parties to the Deed of Cross Guarantee (Closed Group) are as follows:

Consolidated Statement of Financial Performance

Profit from ordinary activities before income tax

Income tax attributable to ordinary activities 

Profit from ordinary activities after income tax

Retained profits at the beginning of the financial year

Adjustment arising from the adoption of revised accounting standard 
AASB 1044 “Provisions, Contingent Liabilities and Contingent Assets”

Total available for appropriation

Dividends provided for or paid

Retained profits at the end of the financial year

2003
$’000

2002
$’000

79,733

(23,070)

56,663

27,180

20,823

104,666

(48,615)

56,051

62,687

(18,456)

44,231

30,176

74,407

(47,227)

27,180

5 1

 
 
28.  DEED OF CROSS GUARANTEE (Continued)

Consolidated Statement of Financial Position

Current assets

Cash assets

Receivables

Inventories

Other

Total current assets

Non-current assets

Receivables

Investments

Property, plant and equipment

Intercompanies

Brand names and other intellectual property

Goodwill

Deferred tax assets

Total non-current assets

Total assets

Current liabilities

Payables

Current tax liabilities

Provisions

Total current liabilities

Non-current liabilities

Interest bearing liabilities

Deferred tax liability

Provisions

Intercompanies

Total non-current liabilities

Total liabilities

Net assets

Equity

Contributed Equity

Reserves

Retained profits

Total equity

2003
$’000

2002
$’000

77,086

75,786

58,434

73,931

109,074

104,180

2,719

4,431

264,665

240,976

4,367

16,280

135,462

47,720

331,685

1,775

20,919

558,208

822,873

64,283

14,321

31,225

5,773

16,280

140,539

46,040

331,685

2,675

16,499

559,491

800,467

55,200

11,438

48,942

109,829

115,580

296,183

296,252

1,028

15,230

-

312,441

422,270

400,603

1,402

14,130

1,723

313,507

429,087

371,380

345,493

345,124

(941)

56,051

(924)

27,180

400,603

371,380

5 2

 
 
 
29.  SEGMENT REPORTING

(a)  Primary Reporting – Business Segments

Revenue

External Sales

Intersegment Sales

Total Sales Revenue

Other Revenue

Total Segment Revenue

Segment Result

Income Tax Expense

Net Profit

Total Assets

Total Liabilities

Building Fixtures 
and Fittings

Commercial 
Furniture

Unallocated Intersegment 
Eliminations

Total 
Consolidated

2003
$’000

2003
$’000

2003
$’000

2003
$’000

2003
$’000

546,614

-

546,614

3,102

549,716

70,146

2,255

72,401

1,026

73,427

42,829

-

42,829

2,808

45,637

-

659,589

(2,255)

(2,255)

-

-

659,589

6,936

(2,255)

666,525

95,801

6,246

(23,471)

645,877

90,037

56,927

7,113

140,811

332,678

Other segment information:

Acquisition of property, plant and equipment, 
intangible assets and other non-current assets

Depreciation and Amortisation Expenses

Non-cash expenses other than depreciation 
and amortisation

Revenue

External Sales

Intersegment Sales

Total Sales Revenue

Other Revenue

19,454

22,962

-

2002
$’000

497,736

-

497,736

3,645

3,942

3,344

-

2002
$’000

62,943

1,655

64,598

979

Total Segment Revenue

501,381

65,577

996

1,728

-

2002
$’000

48,856

-

48,856

1,684

50,540

Segment Result

Income Tax Expense

Net Profit

Total Assets

Total Liabilities

Other segment information:

Acquisition of property, plant and equipment, 
intangible assets and other non-current assets

Depreciation and Amortisation Expense

Non-cash expenses other than depreciation 
and amortisation

86,889

5,127

(25,371)

647,935

72,998

57,864

10,278

115,945

350,619

27,052

23,707

4,249

3,368

1,675

1,737

-

-

-

-

-

-

-

-

-

2002
$’000

78,576

(23,569)

55,007

843,615

429,828

24,392

28,034

-

2002
$’000

-

609,535

(1,655)

(1,655)

-

-

609,535

6,308

(1,655)

615,843

-

-

-

-

-

-

66,645

(19,995)

46,650

821,744

433,895

32,976

28,812

-

5 3

 
 
29.  SEGMENT REPORTING (Contined)

Notes to and forming part of Segment Reporting:

(i)  The above industry segments derive revenue from sales of the following products:

Building Fixtures & Fittings

Sanitaryware
Building Hardware Products
Baths, Shower Screens & Spas
Household Accessories, Sinks & Tapware
Hot Water Products

Commercial Furniture

Education products
Hospitality products
Stadia seating

Unallocated

Domestic & Ride-on Mowers
Corporate Administration & Treasury

(ii)  Intersegment pricing is on an arms length basis

(b)  Secondary Reporting – Geographical Segments

Segment revenue from sales to external customers

Other Revenue

Segment Assets

Australia Unallocated

Total 
Consolidated

2003
$’000

568,560

5,339

782,157

2003
$’000

91,029

1,597

61,458

2003
$’000

659,589

6,936

843,615

Acquisition of Property Plant & Equipment, Intangibles & Other Non 
Current Segment Assets

23,017

1,375

24,392

Segment revenue from sales to external customers

Other Revenue

Segment Assets

Acquisition of Property Plant & Equipment, Intangibles & Other Non 
Current Segment Assets

2002
$’000

519,920

4,216

760,200

2002
$’000

89,615

2,092

61,544

2002
$’000

609,535

6,308

821,744

31,277

1,699

32,976

5 4

 
 
Consolidated

Chief Entity

Notes

2003
$’000

2002
$’000

2003
$’000

2002
$’000

30.  RECONCILIATION OF PROFIT FROM ORDINARY 

ACTIVITIES AFTER INCOME TAX TO NET 
CASH FROM OPERATING ACTIVITIES

Profit from ordinary activities after income tax

Depreciation and amortisation

Net (profit)/loss on sale of non-current assets

Net exchange differences

Provisions

(Increase)/decrease in assets

(Increase)/decrease in inventories

(Increase)/decrease in trade debtors

(Increase)/decrease in future income tax benefit

(Increase)/decrease in other assets

Increase/(decrease) in liabilities

Increase/(decrease) in accounts payable and bills 
payable

Increase/(decrease) in provision for income tax payable 

Increase/(decrease) in provision for deferred tax

55,007

28,034

1,059

177

5,883

(3,330)

(3,284)

(5,314)

2,233

46,650

28,812

142

230

5,911

4,419

(3,663)

(1,863)

(2,428)

8,616

2,679

(353)

1,471

7,694

(329)

28,907

46,935

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

(18)

-

(8)

-

Net cash flow from operating activities

91,407

87,046

28,889

46,927

31.  EARNINGS PER SHARE

Basic earnings per share

Profit used to determine earnings per share

Consolidated

2003

19.8c

2002

16.8c

55,007,000

$46,650,000

Weighted average number of ordinary shares outstanding during the year used in 
the calculation of basic earnings per share

277,778,009

277,637,584

The company has only ordinary shares on issue and there is no other class of 
securities that could dilute earnings per share.

32.  EVENTS OCCURRING AFTER BALANCE DATE

On 2nd September 2003 the Directors of GWA International Limited declared a final dividend on ordinary shares in 
respect of the 2003 financial year. The total amount of the dividend is $22,224,240 which represents a fully franked 
dividend of 8.0 cents per share. The dividend has not been provided for in the 30 June 2003 financial statements.

To the best of our knowledge, since balance date, no other matters have arisen which will, or may, significantly 
affect the operation or results of the economic entity in later years.

5 5

 
33.  FINANCIAL INSTRUMENTS

(a) Terms, Conditions and Accounting Policies

The economic entity’s accounting policies, including the terms and conditions of each class of financial asset, 
financial liability and equity instrument, both recognised and unrecognised at the balance date, are as follows:

Recognised Financial 
Instruments

(i)  Financial assets

Receivables – trade

Short-term deposits

(ii)   Financial liabilities

Bank overdrafts

Bank loans

Trade creditors and 
accruals

Notes

Accounting Policies 

Terms and Conditions

7

6

15

17

14

Trade receivables are carried at 
nominal amounts due less any 
provision for doubtful debts. A 
provision for doubtful debts is 
recognised when collection of the 
full nominal amount is no longer 
probable.

Short-term deposits are stated at 
face value. Interest is recognised in 
the profit and loss when earned.

Credit sales are predominantly on 30 
day terms.

Short-term deposits have an average 
maturity of 24 hours and effective 
interest rates of 4.70% to 4.20% (2002: 
4.15% to 4.95%).

The bank overdrafts are carried 
at the principal amount. Interest 
is recognised as an expense as it 
accrues.

Interest is charged at the bank’s 
benchmark rate plus a margin. No 
security has been given for bank 
overdrafts.

The bank loans are carried at 
the principal amount. Interest is 
recognised as an expense as it 
accrues.

The bank loans have a maximum three 
year rolling maturity. Interest is charged 
at the market rate plus a margin. No 
security has been given for bank loans.

Liabilities are recognised for 
amounts to be paid in the future 
for goods and services received, 
whether or not billed to the 
economic entity.

Trade liabilities are normally settled on 
30 day terms.

Dividends payable

5 & 16 Dividends payable are recognised 

when declared by the Company.

In accordance with the new Accounting 
Standard AASB 1044 “Provisions, 
Contingent Liabilities and Contingent 
Assets” no dividend has been 
recognised at 30 June 2003 (2002: 7.5 
cents per ordinary share). The extent 
to which the dividends are franked, 
details of the franking account balance 
at the balance date and franking credits 
available for the subsequent financial 
year are disclosed in Note 5.

(iii)  Equity

Ordinary shares

19

Ordinary share capital is recognised 
at the fair value of the consideration 
received by the Company. 

5 6

 
33.  FINANCIAL INSTRUMENTS (Continued)

Recognised Financial 
Instruments

(iv)  Derivatives

Forward exchange 
contracts 

Notes

Accounting Policies 

Terms and Conditions

The economic entity enters into 
forward exchange contracts where 
it agrees to buy or sell specified 
amounts of foreign currencies 
in the future at a predetermined 
exchange rate. The objective is to 
match the contract with anticipated 
future cash flows from sales and 
purchases in foreign currencies, 
to protect the company against 
the possibility of loss from future 
exchange rate fluctuations. The 
forward exchange contracts 
are usually for no longer than 12 
months. Exchange gains or losses 
on forward exchange contracts 
are recognised to the profit and 
loss except those relating to 
hedges of specified commitments 
which are deferred and included 
in the measurement of the sale or 
purchase.

At balance date the company had 
entered into the following forward 
exchange contracts relating to specified 
commitments and agreed to:

Buy/Sell

2003
BUY YEN
BUY CHF
BUY EURO
BUY USD

SELL NZD
SELL EURO
SELL USD

2002
BUY CHF
BUY EUR
BUY USD

SELL NZD
SELL USD

Foreign
Currency
Amount

Effective
Rate

YEN 31M
CHF 0.4M
EURO 0.5M
USD 4.03M

NZD 13.7M
EURO 0.03M
USD 1.99M

CHF 0.06M
EUR 0.29M
USD 8.41M

NZD 6.70M
USD 0.75M

77.0
0.795
0.5568
0.6143

1.091
0.577
0.6167

.8710
.5855
.5372

1.210
.5478

Unrecognised Financial Instruments

Interest rate swaps

GWA International Limited enters 
into interest rate swap agreements 
that are used to convert the 
variable interest rate of its short-
term borrowing to medium-term 
fixed interest rates. The swaps are 
entered into with the objective of 
reducing the risk of rising interest 
rates. It is the Company’s policy 
not to recognise interest rate 
swaps in the financial statements. 
Net receipts and payments are 
recognised as an adjustment to 
interest expense.

At balance date, the company had 
the following interest rate swap 
agreements:

Swap Term
Remaining

Notional
Amount

Effective
Rate

2003
Aug 03
Oct 04
Mar05 #
May 06 *

A$ 50M
A$100M
A$ 50M
A$ 50M

5.31%
5.13%
5.04%
4.63%

# Bank has an option for a further 18 months
* Bank has an option for a further 12 months

2002
Aug 03
Oct 04

A$50M
A$100M

5.31%
5.13%

5 7

 
33.  FINANCIAL INSTRUMENTS (Continued)

(b)   Interest Rate Risk

The economic entity’s exposure to interest rate risks and the effective interest rates of financial assets and 
financial liabilities, both recognised and unrecognised at the balance date, are as follows:

e
v
i
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T

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
33.  FINANCIAL INSTRUMENTS (Continued)

(c) Net Fair Values

The aggregate net fair values of financial assets and financial liabilities, both recognised and unrecognised, at the 
balance date, are as follows:

Financial assets

Cash and Deposits at Call

Receivables – trade

Total financial assets

Financial liabilities

Bank loans

Trade creditors 

Dividends payable

Interest rate swaps – (Gain) / Loss

Forward exchange contracts – (Gain) / Loss

Total Financial liabilities

Total carrying amount 
as per the Statement of 
Financial Position

Aggregate net fair 
value (i)

2003
$’000

2002
$’000

2003
$’000

2002
$’000

88,505

85,851

66,817

82,079

88,505

85,851

66,817

82,079

174,356

148,896

174,356

148,896

296,183

296,252

296,183

296,252

59,516

-

-

-

55,582

20,823

N/A

N/A

59,516

-

703

(429)

55,582

20,823

(790)

921

355,699

372,657

355,973

372,788

(i)  The following methods and assumptions are used to determine the net fair values of financial assets and 

liabilities 

Recognised Financial Instruments

Cash and Deposits at Call:  The carrying amount approximates fair value because of their short-term to maturity.

Trade receivables and creditors:  The carrying amount approximates fair value.

Dividends payable:  The carrying amount approximates fair value.

Long-term borrowings:  The carrying amount of long-term borrowings approximate fair value because their 
incremental borrowing rates were rolled over no later than 5th August 2003. The current rate would be the same 
as the current incremental rate applicable to the borrowings.

Forward exchange contracts:  The carrying amount of forward exchange contracts is determined as the 
recognised gain or loss at balance date calculated by reference to current forward exchange rates for contracts 
with similar maturity profiles.

Unrecognised Financial Instruments

Interest rate swap agreements:  The fair values of interest rate swap contracts is determined as the difference in 
present value of the future interest cash flows.

(d) Credit Risk Exposures

The economic entity’s maximum exposure to credit risk at balance date in relation to each class of recognised 
financial assets, other than derivatives, is the carrying amount of those assets as indicated in the Statement of 
Financial Position.

In relation to derivative financial instruments, whether recognised or unrecognised, credit risk arises from the 
potential failure of counterparties to meet their obligations under the contract or arrangement. The economic 
entity’s maximum credit risk exposure in relation to these is as follows:

(i)   forward exchange contracts - the full amount of the foreign currency it will be required to pay or purchase 

when settling the forward exchange contract, should the counterparty not pay the currency it is committed to 
deliver to the Company. At balance date the net gain amount was $429,000 (2002 net loss: $921,000);

(ii)   interest rate swap contract - which is limited to the net fair value of the swap agreement at balance date, 

being a net loss of $703,000 (2002 net gain: $790,000).

5 9

 
 
33.  FINANCIAL INSTRUMENTS (Continued)

Concentrations of Credit Risk  

The entity minimises concentrations of credit risk in relation to trade receivables by undertaking transactions with 
a large number of customers within the specified industries. However, the majority of customers are concentrated 
in Australia. Refer also to Note 29 - Segment Reporting.

Concentrations of credit risk on trade receivables arise in the following industries:

Industry

Buildings, Fixtures & Fittings

Commercial Furniture

Unallocated

Maximum credit risk exposure* for each concentration

Consolidated

Percentage of total trade debtors (%)

2003

83%

9%

8%

2002

81%

12%

7%

100%

100%

$000

2003

70,744

7,951

7,156

85,851

2002

66,368

9,682

6,029

82,079

Credit risk in trade receivables is managed in the following ways:

– 

payment terms are predominantly 30 days;

–   a risk assessment process is used for customers over $50,000; and

–   credit insurance is obtained for major customers.

* The maximum credit risk exposure does not take into account the value of any collateral or other security held, in the event other entities / parties fail 
to perform their obligations under the financial instruments in question.

(e) Hedging Instruments

(i)   Interest rate swaps

GWA International Limited has entered into interest rate swap contracts to hedge against fluctuations in interest 
rates on its borrowing facilities.

6 0

D I R E C T O R S ’

  D E C L A R A T I O N

In accordance with a resolution of the directors of GWA International Limited, we state that:

1. 

In the opinion of the directors:

(a)  the financial statements and notes of the Company and of the consolidated entity are in accordance with 

the Corporations Act 2001, including :

(i)  giving a true and fair view of the Company’s and consolidated entity’s financial position as at 

30 June 2003 and of their performance for the year ended on that date; and

(ii)  complying with Accounting Standards and Corporations Regulations 2001; and

(b)  there are reasonable grounds to believe that the Company will be able to pay its debts as and when they 

become due and payable.

2. 

In the opinion of the Directors, as at the date of this declaration, there are reasonable grounds to believe 
that the members of the Closed Group identified in Note 28 will be able to meet any obligations or liabilities to 
which they are or may become subject to, by virtue of the Deed of Cross Guarantee.

On behalf of the Board

B Thornton
Director

P C Crowley
Director

Brisbane
2 September 2003

6 1

I N D E P E N D E N T   A U D I T   R E P O R T

To the members of GWA International Limited

Scope

The financial report and directors responsibility

The financial report comprises the statement of financial position, statement of financial performance, statement 
of cash flows, accompanying notes to the financial statements, and the directors’ declaration for GWA 
International Limited (the company) and the consolidated entity, for the year ended 30 June 2003. The consolidated 
entity comprises both the company and the entities it controlled during that year.

The directors of the company are responsible for preparing a financial report that gives a true and fair view of the 
financial position and performance of the company and the consolidated entity, and that complies with Accounting 
Standards in Australia, in accordance with the Corporations Act 2001. This includes responsibility for the 
maintenance of adequate accounting records and internal controls that are designed to prevent and detect fraud 
and error, and for the accounting policies and accounting estimates inherent in the financial report.

Audit approach

We conducted an independent audit of the financial report in order to express an opinion on it to the members 
of the company. Our audit was conducted in accordance with Australian Auditing Standards in order to provide 
reasonable assurance as to whether the financial report is free of material misstatement. The nature of an audit 
is influenced by factors such as the use of professional judgment, selective testing, the inherent limitations of 
internal control, and the availability of persuasive rather than conclusive evidence. Therefore, an audit cannot 
guarantee that all material misstatements have been detected.

We performed procedures to assess whether in all material respects the financial report presents fairly, in 
accordance with the Corporations Act 2001, including compliance with Accounting Standards in Australia, and 
other mandatory financial reporting requirements in Australia, a view which is consistent with our understanding 
of the company’s and the consolidated entity’s financial position, and of its performance as represented by the 
results of its operations and cash flows.

We formed our audit opinion on the basis of these procedures, which included:

(cid:127) 

(cid:127) 

examining, on a test basis, information to provide evidence supporting the amounts and disclosures in the 
financial report, and
assessing the appropriateness of the accounting policies and disclosures used and the reasonableness of 
significant accounting estimates made by the directors.

While we considered the effectiveness of management’s internal controls over financial reporting when determining 
the nature and extent of our procedures, our audit was not designed to provide assurance on internal controls.

We performed procedures to assess whether the substance of business transactions was accurately reflected in the 
financial report. These and our other procedures did not include consideration or judgment of the appropriateness or 
reasonableness of the business plans or strategies adopted by the directors and management of the company.

Independence

We are independent of the company, and have met the independence requirements of Australian professional 
ethical pronouncements and the Corporations Act 2001. In addition to our audit of the financial report, we were 
engaged to undertake the services disclosed in the notes to the financial statements. The provision of these 
services has not impaired our independence.

Audit opinion

In our opinion, the financial report of GWA International Limited is in accordance with:

(a)  the Corporations Act 2001, including:

(i)  giving a true and fair view of the financial position of GWA International Limited and the consolidated 

entity at 30 June 2003 and of their performance for the year ended on that date; and

(ii)  complying with Accounting Standards in Australia and the Corporations Regulations 2001; and

(b)  other mandatory financial reporting requirements in Australia.

Ernst & Young

Brisbane
2 September 2003

T C Eddy
Partner

6 2

O T H E R   S T A T U T O R Y  

I N F O R M A T I O N

as at 22 August 2003

Statement of shareholding

In accordance with the Australian Stock Exchange listing rules, the Directors that, as at 22 August 2003,
the share capital in the Company was held as follows:

Range

1 - 1,000 

1,001 - 5,000

5,001 - 10,000

10,001 - 50,000

50,001 – 100,000

100,001 and over

Total

Ordinary
Shareholders

1,472

6,361

3,055

1,658

74

128

12,748

Ordinary
Shares

970,990

19,388,706

22,953,798

30,833,519

5,223,331

198,432,651

277,802,995

%

0.3

7.0

8.3

11.1

1.9

71.4

100.0

The number of shareholders with less than a marketable parcel of shares 170.

Voting Rights

The voting rights attaching to the ordinary shares are on a show of hands of every shareholder who is
present in person, or by proxy, attorney or representative shall have one vote and on a poll every
shareholder who is present in person or by proxy attorney or representative shall have one vote for
each share held by him/her.

Substantial Shareholders

The following information is extracted from the Company’s register of substantial shareholders 
as at 22 August 2003:

Shareholder

Number of shares % of shares on Issue

Commonwealth Bank Group

39,968,736

14.39

Dividends

Dividends are determined by the Board, having
regard to the financial circumstances of the
company.

The final dividend of 8 cents per share will 
be paid on 1 October 2003. The dividend will 
be 100% franked for Australian tax purposes 
at the corporate tax rate of 30%.

Shareholder Information
Annual General Meeting

The Annual General Meeting of GWA International
Limited will be held in The Grand Ballroom,
Stamford Plaza Brisbane, Cnr Edward and
Margaret Streets Brisbane on Thursday 
30 October 2003 commencing at 10:30am. 
A formal notice of meeting and proxy form 
are enclosed with this report.

Shareholder enquiries

Shareholders with enquiries about their
shareholding or dividend payments should
telephone the company’s share registry,
Computershare Investor Services Pty Ltd, 
on (07) 3237 2100 or write to GPO Box 523
Brisbane 4001.

6 3

20 Largest shareholders as at 22 August 2003

Shareholder

HGT Investments Pty Ltd

Citicorp Nominees Pty Limited
(CFS WSLE Imputation Fund A/C)

Erand Pty Ltd

KFA Investments Pty Ltd

CJZ Investments Pty Ltd

Citicorp Nominees Pty Limited 
(CFS WSLE Aust Share Fund A/C)

JMB Investments Pty Ltd

Ashberg Pty Ltd

RBC Global Services Australia 
(Pipooled A/C)

Theme (No 3) Pty Ltd

National Nominees Limited

Australian Foundation Investment Company Ltd
(Investment Portfolio A/C)

Citicorp Nominees Pty Limited 
(CFS Imputation Fund A/C)

Citicorp Nominees Pty Limited
(CFS WSLE Industrial Share A/C)

RBC Global Services Australia Nominees Pty Limited 
(Bkcust A/C)

ITA Investments Pty Ltd

Mr Stanley Gordon Sharp and Mrs Evelyn Vacy Sharp

Commonwealth Custodial Services Limited

Mr Michael John McFadyen 
(Michael McFadyen A/C)

J P Morgan Nominees Australia Limited

Total

Number of fully paid % fully paid ordinary
shares on issue

ordinary shares

13,598,152

11,068,495

9,898,229

9,863,817

9,700,651

8,612,110

8,254,585

8,198,000

7,851,568

7,139,080

6,664,777

6,612,136

6,417,173

6,135,719

5,472,319

5,152,338

4,498,533

4,438,771

3,826,895

4.89

3.98

3.56

3.55

3.49

3.10

2.97

2.95

2.83

2.57

2.40

2.38

2.31

2.21

1.97

1.85

1.62

1.60

1.38

3,580,351

146,983,699

1.29

52.90

6 4

Direct credit of dividends into bank
accounts

Dividends may be paid directly to a bank,
building society or credit union account 
in Australia.

Payments are electronically credited 
on the dividend payment date and confirmed 
by mail payment advice. 

We encourage shareholders to avail themselves
of this service. Direct credit application forms can
be obtained from the company’s share registry.

Tax file number information

The company is obliged to record tax file number
or exemption details provided by shareholders.

Change of address

Shareholders who have changed their address
should immediately notify the company’s share
registry in writing. 

Consolidation of shareholdings

Shareholders who wish to consolidate their
separate shareholdings into one holding should
notify the company’s share registry in writing.

Dividend Reinvestment Plan and Share
Purchase Plan

Both Plans were suspended on 8 February 2000.
Past support from shareholders has provided
sufficient funds to meet the growth needs 
of the company. Directors keep this position
under review.

Stock Exchange listing

The Company’s shares are listed on the
Australian Stock Exchange.

Recent dividends

Date Paid

1 April 2000

1 April 2000

2 October 2000

1 April 2001

1 April 2001

1 October 2001

1 April 2002

1 April 2002

1 October 2002

1 April 2003

1 April 2003

1 October 2003

Type

Interim

Special

Final

Interim

Special

Final

Special

Interim

Final

Interim

Special

Final

Cents per 
share

Franking
%

Corporate Tax
Rate %

6.5

5.0

6.5

6.5

2.5

7.0

2.5

7.0

7.5

7.5

2.5

8.0

100

100

100

100

100

100

100

100

100

100

100

100

36

36

34

34

34

30

30

30

30

30

30

30

6 5

C O R P O R A T E   D I R E C T O R Y

Directors

B Thornton, Chairman

Share registry

Computershare Investor Services Pty Ltd

J J Kennedy, Deputy Chairman

GPO Box 523

P C Crowley, Managing Director

Brisbane  QLD  4000

D R Barry, Non-Executive Director

Telephone 61 7 3237 2100

R M Anderson, Non-Executive Director

Facsimile 61 7 3229 9860

M D E Kriewaldt, Non-Executive Director

Toll Free 1800 684 187

Group bankers

BNP Paribas

Citibank Limited

Commonwealth Bank of Australia

National Australia Bank

Company Secretary

R J Thornton

Chief Financial Officer

E J Harrison

Registered Office

Level 14

10 Market Street

Brisbane  QLD  4000

Telephone 61 7 3109 6000

Facsimile 61 7 3236 0522

Auditors

Ernst & Young

Waterfront Place

1 Eagle Street 

Brisbane  QLD  4000

Telephone 61 7 3011 3333

Facsimile 61 7 3011 3334

Shareholder Timetable 2003

30 June

2 September

18 September

26 September

1 October

28 October

30 October

Financial year end

Year end result and final dividend announcement

Record date for determining final dividend entitlement

Notice of Meeting and Proxy Form and Annual Report 
mailed to shareholders

Final dividend paid

Proxy returns close 5pm Brisbane

Annual General Meeting

6 6

GWA INTERNATIONAL LIMITED

DUX MANUFACTURING LIMITED

H E A D   O F F I C E   L O C A T I O N S

Collins Road

Moss Vale  NSW 2577

Telephone 02 4868 3177

Facsimile 02 4868 2014

Website www.dux.com.au

GAINSBOROUGH HARDWARE
INDUSTRIES LIMITED

190 Whitehorse Road

Blackburn Vic 3130

Telephone 03 9877 1555

Facsimile 03 9894 1599

Website
www.gainsboroughhardware.com.au

ROVER MOWERS LIMITED

155 Fison Avenue West

Eagle Farm Qld 4009

Telephone 07 3213 0222

Facsimile 07 3868 1010

Website www.rovermowers.com.au

SEBEL FURNITURE LIMITED

96 Canterbury Road

Bankstown NSW 2200

Telephone 02 9780 2222

Facsimile 02 9793 3152

Website www.sebelfurniture.com.au

Level 14

10 Market Street

Brisbane Qld 4000

Telephone 07 3109 6000

Facsimile 07 3236 0522

Website www.gwail.com.au

CAROMA INDUSTRIES LIMITED

Level 3, 159 Coronation Drive

Milton Qld 4064

Telephone 07 3109 6000

Facsimile 07 3217 5277

Websites www.caroma.com.au

www.fowler.com.au

www.starion-industries.com

Wisa B.V.

Driepoortenweg 5

6827 BP Arnhem

Netherlands

Telephone 0011 31 26 3629020

Facsimile 0015 31 26 3614550

Website www.wisa-sanitair.com

Stylus Pty Ltd

111 – 121 Warren Road

Smithfield NSW 2164

Telephone 02 8787 0500

Facsimile 02 9892 1884

Website www.stylus.com.au

DORF CLARK INDUSTRIES LIMITED

194 Milperra Road

Revesby NSW 2212

Telephone 02 9792 0100

Facsimile 02 9773 3101

Websites www.dorf.com.au

www.clark.com.au

6 7