Kansas City-based H&R Block, Inc. specializes in providing income tax return preparation services and products to the general public in the United States, Canada, and Australia. Through its subsidiaries, the company offers assisted income tax return preparation and DIY tax return preparation services via a system of retail offices operated by the company or its franchisees. Additionally, H&R Block offers a range of other services, including the H&R Block Emerald Prepaid Mastercard and Refund Transfers that enable clients to receive tax refunds; Peace of Mind extended service plans; lines of credit such as H&R Block Emerald Advance; Tax Identity Shield that prevents identity theft and fraud; Refund Advance loans; H&R Block Instant Refund; and H&R Block Pay With Refund. The company also provides small business financial solutions through its company-owned or franchise offices as well as online. H&R Block, Inc. was established in 1955 and currently has its headquarters in Kansas City, Missouri.