Hallmark Financial Services, Inc. is a Dallas-based insurance underwriter that provides a variety of property/casualty insurance products to businesses and individuals across the United States. The company is divided into three operational segments: Commercial Lines, Personal Lines, and Runoff. The Commercial Lines unit offers various commercial property/casualty insurance products, such as general liability, commercial automobile, commercial property, umbrella, commercial multi-peril, and business owners' insurance products, along with aircraft and aircraft liability insurance products. The Personal Lines division focuses on facilitating personal automobile and renters insurance products and services. The Runoff unit provides senior care facilities liability insurance products and services for its clients. Hallmark markets its diverse range of insurance products to its customer base through independent general agents, retail agents, and specialty brokers. Founded in 1987, the company has since become a key player within the U.S. insurance market.