Quarterlytics / Industrials / Construction Materials / Hardwoods Distribution

Hardwoods Distribution

hdi · TSX Industrials
Claim this profile
Ticker hdi
Exchange TSX
Sector Industrials
Industry Construction Materials
Employees 1001-5000
← All annual reports
FY2010 Annual Report · Hardwoods Distribution
Sign in to download
Loading PDF…
HARDWOODS DISTRIBUTION  
INCOME FUND 

  2010 

Annual Report 

To Unitholders 

 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
About the Fund   

Hardwoods Distribution Income Fund (the “Fund”) is an unincorporated open-ended limited 

purpose trust.  The Fund was launched on March 23, 2004 with the completion of an initial 

public offering (IPO) of 14.4 million trust units (“Class A Units”).  Net proceeds of the IPO were 

used to acquire an 80% interest in a hardwoods lumber and sheet goods distribution business 

(“Hardwoods” or the “Business”) from the previous owners.  The owners of the predecessor 

companies have retained a 20% interest in the Business in the form of Special Voting Units of 

the Fund and Class B Limited Partnership units of the Fund’s operating subsidiaries (“Class B 

Units”), which together are exchangeable into Class A Units provided that the Fund achieves 

certain objectives.  Hardwoods Distribution Income Fund units trade on the Toronto Stock 

Exchange under the symbol HWD.UN.  The Fund’s performance depends on the performance of 

the Business. 

About the Business  

Hardwoods has been in business for over 50 years.  We sell quality lumber, hardwood plywood 

and specialty products to cabinet makers, custom millworkers, furniture makers and other 

industrial customers that manufacture products made from hardwood.  Demand for products 

made from hardwood comes from multiple sectors of the North American economy, including 

new home construction, renovation, non-residential construction, and institutional markets.  

There is warmth to the look and touch of hardwoods that no other material can match, and people 

place a high value on products crafted from real wood.  Hardwood products are a part of our 

daily lives in the homes we live in (cabinets, mouldings, custom finishing, and home furniture) 

and places we visit (furniture, cabinetry, and finishing millwork for office buildings, restaurant 

and bar interiors, hotel lobbies, retail point-of-purchase displays, schools, hospitals, custom 

motor coaches, yacht interiors and other specialty areas). 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
2 

 
 
 
 
Our role in the industry is to provide the critical link between mills that manufacture large 

volumes of hardwood lumber and sheet goods, and industrial customers that require smaller 

quantities of many different hardwood products for their own manufacturing processes.  We 

provide a means for hundreds of hardwood mills to get their product to thousands of small-to-

mid-sized industrial manufacturers.  We add value to our suppliers by buying their product in 

volume and paying them promptly, effectively acting as their third-party sales force.  We add 

value for our customers by providing them with the materials they need on a just-in-time basis, 

in smaller quantities and offering a wider range of product selection than the customer would be 

able to purchase directly from an individual mill.  We also provide an important source of 

financing for our customers by allowing them to buy material from us on approved credit.   

We are one of the largest distributors of hardwood lumber and sheet goods in North America.  

We are larger than most of our suppliers, customers, and direct competitors.  The hardwood 

distribution industry is highly fragmented.  While there are a number of hardwood distributors 

that operate from multiple locations, most are small, privately held companies serving discrete 

local markets.   

As shown in the map above, we operate 26 distribution centres organized into nine regions, 

providing geographic coverage in 14 states and 5 provinces across the US and Canada.  To 

maximize inventory management, we operate utilizing a hub-and-spoke distribution system.  Our 

major hub distribution centres hold the bulk of our inventory, and make regular truck transfers to 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
3 

 
replenish stock in satellite distribution centres that are located in smaller markets.  We operate 

using a low capital expenditure model.  We lease all of our facilities, utilize third-party freight 

providers for all our product shipping needs, and focus strictly on wholesale distribution.     

The North American economy recently experienced a significant economic downturn, 

particularly in housing and construction, which are key markets for the hardwoods products that 

we distribute.  This reduction in hardwood demand reduced our sales and financial performance 

in 2008 and 2009.  A partial recovery in our sales and earnings was achieved in 2010, despite the 

fact that current levels of housing and construction activity in North America are low relative to 

expected longer-term population and housing trends.  We believe that when a sustained 

economic recovery takes hold prospects for our industry are attractive. 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
4 

 
 
 
To Our Unitholders   

2010 brought a return to sales growth, and to positive Distributable Cash and net earnings 

performance for the Fund. Our gains reflect the success of our strategies to grow market share 

and reduce expenses, as well as the positive impact of gradually improving market conditions.  

Improving Markets  

In the US, our sales increased by 13.2%, supported by a 5.8% increase in housing starts in 2010 

compared to 2009.  We also benefited from significant growth in the US recreational vehicle 

(RV) manufacturing sector. With nation-wide deliveries of these vehicles up significantly year-

over-year, demand for the hardwood products used to finish RV interiors increased sharply.  In 

Canada, we capitalized on improved market conditions to increase our Canadian sales by 5.7% 

year-over-year. Our growth was aided by a 27.4% increase in housing starts in 2010, and an 

improvement in the Canadian repair and remodeling market where expenditures were up an 

estimated 5.5%. Higher prices for hardwood lumber also contributed to stronger top-line results 

in both Canada and the US, with average prices up 7.7% at the end of 2010, compared to the end 

of 2009. 

Taking our US and Canadian results together, our overall sales increased by 3.5% in 2010.  This 

performance improvement reflects a 10.2% increase in underlying sales activity, partially offset 

by a 6.7% decrease in sales due to the negative impact of a stronger Canadian dollar.   

Responding to Competitive Pressure  

Although market demand improved, competition remained intense in 2010. Following four years 

of reduced demand for hardwoods products, weakened competitors struggled to stay in business. 

Many competed on price, reducing their selling margins in the process. This put pressure on our 

own margins as we aggressively defended our market share.  The result was a negative impact on 

our gross profit percentage, which fell to 17.4% in 2010, from 18.1% in 2009. We normally 

target a margin range of 18% to 19%, in line with our historical performance. 

I am pleased to report that we succeeded in offsetting all of the negative impact of weaker 

margins with sales growth and a continued focus on expense reduction. Our selling and 

administrative (“S&A”) expenses fell by $5.9 million, or 16.5%, in 2010. This achievement 

reflects reduced bad debt expense, the positive impact of a stronger Canadian dollar on our US 

operating costs, and lower premises expense as a result of more competitive rental rates and the 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
5 

rationalization of our distribution network. As a result of these savings, we generated $4.1 

million in Distributable Cash and attained positive earnings of $1.0 million, despite the decline in 

margins.   

Shifting to a Market-Expansion Strategy  

While expense reduction has played a vital role in seeing us safely through the market downturn, 

we believe we are now at the point in the business cycle where we must strengthen our emphasis 

on market expansion. During 2010, we began to increase investment in our people and service 

capabilities to support growing sales. More recently, we introduced an updated business strategy 

to guide us as we move into this next period of market recovery. 

End-Market Diversification: A key thrust of our strategy is increased end-market diversification. 

While we expect that the residential construction market will continue to provide an important 

source of demand for hardwood products, recovery in this market is expected to be slow and 

uneven. Looking ahead, we believe the commercial and institutional construction sectors present 

attractive opportunities for Hardwoods.  Hardwood products are used in a diverse range of 

commercial and institutional applications, from office buildings, restaurant and bar interiors, 

hotel lobbies, and retail point-of-purchase displays, to educational and health care facilities.  

Although a portion of our current customer base services these end-markets, we believe with 

increased focus we can expand our presence here and tap into additional and more stable sources 

of demand. 

To help us target these sectors, we are assembling customer lists and refining our product 

offering to better support the inventory needs of these customers. We have also strengthened our 

sales team with new expertise, and we are providing existing sales staff with training in the more 

detailed selling process required by these sectors. Our intention is to establish a clear presence in 

the commercial and institutional construction market over the next two years, and to build new 

customer relationships and a following for our line of products.  

Leveraging our Import Program:  Hardwoods is uniquely positioned on the import side of the 

business, with a growing line of high-quality branded products and an established quality 

assurance team on the ground in Asia. The quality of our import products readily competes with 

North American products, and we can deliver that quality at a better price point.  

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
6 

During 2010, our import sales grew 17% and played a key role in our improved revenue results. 

Going forward, we will leverage our ability to provide a superior quality/value ratio as we work 

to expand our customer base in selected sectors and geographic markets. 

Focus on High-Potential Geographic Markets: A third part of our strategy is to focus our 

resources on geographies that we believe hold the highest potential for market share growth. 

Currently we have identified three densely populated regional markets where hardwood demand 

is significant, but where we hold a relatively small market share. While we already have a 

presence in each of these regions, going forward, we will seek to grow market share through 

organic growth initiatives, complemented by attractively priced acquisitions opportunities that 

may become available. 

Tight Management of the Business: While 2011 will see us increase investment in the strategies 

outlined above, I want to emphasize that we will not abandon our careful approach to managing 

our business.  

What We See Ahead 

Market conditions are gradually improving and we see opportunities to expand our business, but 

our outlook remains cautious. Housing starts in the US remain near historical lows and market 

competition continues to be intense. Disciplined expense and cash management will remain a 

priority, and we will continue to keep a close eye on receivables and inventory. We will also 

continue to evaluate our branch network to determine where we can adjust capacity, either 

upward or downward, to better align our business with market opportunities. In line with this, we 

recently closed our Las Vegas, Nevada branch while simultaneously increasing investment in 

other regions. 

Looking ahead, we recognize that current levels of housing and construction activity in North 

America are low relative to expected longer-term population and housing trends. We believe that 

when a sustained economic recovery takes hold, prospects for our industry will become 

increasingly attractive. We intend to participate fully in the recovery with both a strong market 

position and a stable financial position. 

We generated $4.1 million in Distributable Cash in 2010, a significant turnaround from the $0.1 

million of negative Distributable Cash generated in the same period in 2009.  Although this 

improvement is encouraging, cumulative Distributable Cash generated by the Fund since 

distributions were suspended nine fiscal quarters ago is just $2.2 million.  Trustees of the Fund 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
7 

regularly evaluate market conditions, and will consider reinstating a distribution when satisfied 

with the sustainable and predictable cash generation capability of the Fund.   

Regarding the January 2011 implementation of new taxes on Canadian income trusts, the Fund’s 

taxable earnings currently flow through corporate subsidiaries in both Canada and the US, which 

are already subject to corporate taxation.  Accordingly, the new trust tax is not expected to have 

any near-term impact on the Fund’s tax situation.  The tax free roll-over rules for income trusts 

do not expire until the end of 2012 so adequate time remains to convert to an alternate structure 

should the Board of Trustees determine it is advantageous to do so.  We continue to monitor the 

situation closely. 

Overall, the year ahead looks positive for Hardwoods. Our talented team of employees and 

managers are moving the business forward and we continue to be guided by directors and trustees 

who are helping us make the right strategic moves.   

In closing, I thank you, our investors, for your continued confidence in Hardwoods. We believe 

the hardwoods industry is on the path to recovery, and we look forward to rewarding your trust in 

us with improving results. 

Lance R. Blanco 

President and Chief Executive Officer 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
8 

  
Management’s Discussion and Analysis   

March 28, 2011 

This management’s discussion and analysis (“MD&A”) should be read in conjunction with the 

audited consolidated financial statements and accompanying notes (“Audited Financial 

Statements”) of Hardwoods Distribution Income Fund (the “Fund) for the years ended December 

31, 2010 and 2009.  Results are reported in Canadian dollars unless otherwise stated, and have 

been prepared in accordance with Canadian generally accepted accounting principles (“GAAP”).  

For additional information, readers should also refer to our Annual Information Form and other 

information filed on www.sedar.com.   

This MD&A includes the following sections: 

1.0   Background 
    1.1  About the Fund 
    1.2  About Our Business and Industry 
2.0   Overview and Outlook 
3.0 
Results of Operations  
  3.1  Years Ended December 31, 2010 and December 31, 2009 
  3.2  Three Month Periods Ended December 31, 2010 and December 31, 2009 
4.0 
Liquidity and Capital Resources 
  4.1   Distributable Cash and Cash Distributions 
  4.2  Standardized Distributable Cash and Cash Distributions 
  4.3   Working Capital 
  4.4  Capital Expenditures and Productive Capacity 
  4.5  Utilization of Distributable Cash 
  4.6  Revolving Credit Facilities and Debt Management Strategy 
  4.7  Contractual Obligations 
  4.8  Off-Balance Sheet Arrangements 
Related Party Transactions 
5.0 
6.0 
Critical Accounting Estimates and Adoption of Changes in Accounting Policies 
  6.1  Critical Accounting Estimates 
  6.2  Adoption of New Accounting Standards 
Risks and Uncertainties 
7.0 
Disclosure Controls and Procedures and Internal Control Over Financial Reporting 
8.0 
9.0 
Selected Financial Information 
  9.1 Quarterly Financial Information 
  9.2 Annual Financial Information 

Certain statements in this MD&A contain forward-looking information within the meaning of 

applicable securities laws in Canada (“forward-looking information”). The words “anticipates”, 

“believes”, “budgets”, “could”, “estimates”, “expects”, “forecasts”, “intends”, “may”, “might”, 

“plans”, “projects”, “schedule”, “should”, “will”, “would” and similar expressions are often 

intended to identify forward-looking information, although not all forward-looking information 

contains these identifying words.  

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
9 

 
 
 
The forward-looking information in this MD&A includes, but is not limited to:  we do not 

anticipate significant demand-driven growth in 2011;  we do expect to achieve continued 

improvement in our financial performance as a result of our own initiatives;  our intention, 

introduced in the latter part of 2010 to shift our emphasis from cost reduction to market 

expansion and focus our business on areas of improving market opportunity, including 

increasing our emphasis on end-market diversification, leveraging our import products, and 

focusing on high-potential geographic markets; our expectation that our selling and 

administrative costs will increase in 2011as we implement our strategies and support increased 

sales activity;  our expectation that market conditions will remain challenging and we will 

continue to exercise tight control of costs, inventories and working capital, while working to 

minimize customer credit risk;  our anticipation of continued gradual improvement in our results 

in the year ahead;  our belief that the new trust tax is not expected to have any near-term impact 

on the Fund’s tax situation, and that adequate time remains to convert to an alternate structure 

should the Board of Trustees determine it is advantageous to do so, and our intention to continue 

to monitor the situation closely; the intention of our Trustees to look for indications of a 

sustainable and predictable return of the Fund’s cash generation capability before any decision is 

taken to reinstate distributions to unitholders, including consideration of the need to invest in 

additional working capital in order to support sales growth; and our perspective that discussions 

are presently underway with respect renewal or replacement of our US credit facility which 

expires in September of this year, and based upon such discussions we do not anticipate any 

difficulties in renewing or securing replacement financing for this credit facility.    

The  forecasts  and  projections  that  make  up  the  forward-looking  information  are  based  on 

assumptions  which  include,  but  are  not  limited  to:  there  are  no  material  exchange  rate 

fluctuations between the Canadian and US dollar that affect our performance; the general state of 

the economy does not worsen; we do not lose any key personnel; there are no  decreases in the 

supply  of,  demand  for,  or  market  values  of  hardwood  lumber  or  sheet  goods  that  harm  our 

business;  we  do  not  incur  material  losses  related  to  credit  provided  to  our  customers;  our 

products are not subjected to negative trade outcomes; we are able to sustain our level of sales 

and EBITDA margins; we are able to grow our business long term and to manage our growth; 

there is no new competition in our markets that leads to reduced revenues and profitability; we 

do not become subject to more stringent regulations; importation of products manufactured with 

hardwood lumber or sheet goods does not increase and replace products manufactured in North 

America; our management information systems upon which we are dependent are not impaired; 

our insurance is sufficient to cover losses that may occur as a result of our operations; and, the 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
10 

financial condition and results of operations of our business upon which we are dependent is not 

impaired.  

The  forward-looking  information  is  subject  to  risks,  uncertainties  and  other  factors  that  could 

cause  actual  results  to  differ  materially  from  historical  results  or  results  anticipated  by  the 

forward-looking  information.  The  factors  which  could  cause  results  to  differ  from  current 

expectations include, but are not limited to: exchange rate fluctuations between the Canadian and 

US dollar could affect our performance; our results are dependent upon the general state of the 

economy; we depend on key personnel, the loss of which could harm our business; decreases in 

the supply of, demand for, or market values of hardwood lumber or sheet goods could harm our 

business; we may incur losses related to credit provided to our customers; our products may be 

subject to negative trade outcomes; we may not be able to sustain our level of sales or EBITDA 

margins; we may be unable to grow our business long term to manage any growth; competition 

in our markets may lead to reduced revenues and profitability; we may become subject to more 

stringent  regulations;  importation  of  products  manufactured  with  hardwood  lumber  or  sheet 

goods  may  increase,  and  replace  products  manufactured  in  North  America;  we  are  dependent 

upon  our  management  information  systems;  our  insurance  may  be  insufficient  to  cover  losses 

that may occur as a result of our operations; we are dependent upon the financial condition and 

results of operations of our business; our credit facilities affect our liquidity, contain restrictions 

on our ability to borrow funds, and impose restrictions on distributions that can be made by our 

operating limited partnerships; our future growth may be restricted by the payout of substantially 

all of our operating cash flow;  and, other risks described in  our Annual  Information  Form  and 

this MD&A.  

All forward-looking information in this MD&A is qualified in its entirety by this cautionary 

statement and, except as may be required by law, we undertake no obligation to revise or update 

any forward-looking information as a result of new information, future events or otherwise after 

the date hereof. 

In this MD&A, references to “EBITDA” are to earnings before interest, income taxes, 

depreciation and amortization, unrealized foreign currency gains and losses, goodwill and other 

intangible assets impairments, and the non-controlling interest in earnings. In addition to net 

income or loss, EBITDA is a useful supplemental measure of performance and cash available for 

distribution prior to debt service, changes in working capital, capital expenditures and income 

taxes.   

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
11 

References to “Distributable Cash” are to net cash provided by operating activities, before 

changes in non-cash operating working capital, less capital expenditures and contributions to any 

reserves that the Boards of Directors of our operating entities determine to be reasonable and 

necessary for the operation of the businesses owned by these entities.   

We believe that, in addition to net income or loss, our EBITDA and our Distributable Cash are 

each a useful supplemental measure of operating performance that may assist investors in 

assessing their investment in Class A Units.  Neither EBITDA nor Distributable Cash are 

earnings measures recognized by GAAP and they do not have a standardized meaning prescribed 

by GAAP.  Investors are cautioned that EBITDA should not replace net income or loss (as 

determined in accordance with GAAP) as an indicator of our performance, nor should 

Distributable Cash replace cash flows from operating, investing and financing activities or as a 

measure of our liquidity and cash flows.  Our method of calculating EBITDA and Distributable 

Cash may differ from the methods used by other issuers. Therefore, our EBITDA and 

Distributable Cash may not be comparable to similar measures presented by other issuers. For a 

reconciliation between EBITDA and net income or loss as determined in accordance with 

GAAP, please refer to the discussion of Results of Operations described in section 3.0 of this 

report. For a reconciliation between Distributable Cash and net cash provided by operating 

activities as determined in accordance with GAAP, please refer to the discussion of Distributable 

Cash and Cash Distributions described in section 4.1 of this report. 

We believe that this MD&A has been prepared in all material respects in accordance with 

recommendations issued by the Canadian Institute of Chartered Accountants (the “CICA”) with 

respect to “Standardized Distributable Cash in Income Trusts and Other Flow Through Entities” 

and National Policy 41-201 of the Canadian Securities Administrators “Income Trusts and Other 

Indirect Offerings” (collectively, the “Interpretive Guidance”).  The Interpretive Guidance 

provides guidance on standardized preparation and disclosure of distributable cash for income 

trusts (“Standardized Distributable Cash”).  The CICA calculation of Standardized Distributable 

Cash, which is also a non-GAAP measure, is defined, for the purposes of the Fund, as the 

periodic cash provided by operating activities as reported in the GAAP financial statements, 

including the effects of changes in non-cash working capital, less total capital expenditures.  For 

a summary of our Standardized Distributable Cash, please refer to section 4.2 of this report.  For 

a reconciliation between Standardized Distributable Cash and our Distributable Cash, please see 

section 4.2. 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
12 

1.0  Background 

1.1  About the Fund 

The Fund is an unincorporated open-ended limited purpose trust formed under the laws of the 

Province of British Columbia by a declaration of trust dated January 30, 2004.  The Fund was 

launched on March 23, 2004 with the completion of an initial public offering (“IPO”) of 

14,410,000 trust Voting Units (“Class A Units”).  Net IPO proceeds were used to acquire an 80% 

interest in the hardwood lumber and sheet goods distribution business (“Hardwoods” or the 

“Business”) from the previous owners.   

The owners of the predecessor companies have retained a 20% interest in the Business in the 

form of Special Voting Units of the Fund and Class B Limited Partnership units of the Fund’s 

operating subsidiaries (“Class B Units”), which together are exchangeable into Class A Units 

provided that the Fund achieves certain objectives.  Distributions by the Fund’s operating 

subsidiaries to the previous owners are subject to subordination arrangements until certain 

financial tests established at the time of the IPO and described in the Audited Financial 

Statements are met. As at December 31, 2010, the following units of the Fund were issued and 

outstanding: 

Units 

Special Voting Units 

14,523,858 

3,602,500 

Hardwoods Distribution Income Fund units trade on the Toronto Stock Exchange under the 

symbol HWD.UN.  The Fund’s performance depends on the performance of the Business. 

1.2  About our Business and Industry  

Serving customers for over 50 years, Hardwoods is one of North America’s largest distributors 

of high-grade hardwood lumber and specialty sheet goods to the cabinet, moulding, millwork, 

furniture and specialty wood products industries.  At December 31, 2010 we operated 26 

distribution facilities organized into nine geographic regions covering 14 states and 5 provinces 

throughout North America.  To maximize inventory management, we  utilize a hub and spoke 

distribution system, with major hub distribution centres holding the bulk of our inventory and 

making regular truck transfers to replenish stock in satellite distribution centres that are located 

in smaller markets.  We operate using a low capital expenditure model.  We lease all of our 

facilities, utilize third-party freight providers for all our product shipping needs, and focus 

strictly on wholesale distribution.     

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
13 

 
 
 
 
 
 
 
Approximately 40% of our product mix is made up of high-grade hardwood lumber.  The 

balance is made up of sheet goods and other specialty products, including hardwood plywood, 

and including non-structural sheet goods such as medium-density fiberboard, particleboard and 

melamine-coated stock. Our sheet goods are a key complementary product line as they are used 

by many purchasers of hardwood lumber in the manufacture of their end products. 

Our role in the industry is to provide the critical link between mills that manufacture large 

volumes of hardwood lumber and sheet goods, and industrial customers that require smaller 

quantities of many different hardwood products for their own manufacturing processes.  We 

provide a means for hundreds of hardwood mills to get their product to thousands of small-to-

mid-sized industrial manufacturers.  We add value to our suppliers by buying their product in 

volume and paying them promptly, effectively acting as their third-party sales force.  We add 

value for our customers by providing them with the materials they need on a just-in-time basis, 

in smaller quantities and offering a wider range of product selection than the customer would be 

able to purchase directly from an individual mill.  We are also provide and important source of 

financing for our customers by allowing them to buy material from us on approved credit.    

Our customer base manufactures a range of end-use products, such as cabinetry, furniture and 

custom millwork.  These products in turn are sold into multiple sectors of the economy, 

including new home construction, renovation, non-residential construction and institutional 

markets.  As a result of this diversity, it is difficult to determine with certainty what proportion of 

our products ends up in each sector of the economy.  We estimate at least 50% of our products 

are used in new residential construction, in the form of cabinets, mouldings, custom finishing, 

and home furniture.  We believe the balance of our products end up in other sectors of the 

economy not associated with new residential construction, such as home renovations, finishing 

millwork for office buildings, restaurant and bar interiors, hotel lobbies, retail point-of-purchase 

displays, schools, hospitals, custom motor coaches, yacht interiors and other specialty areas.  

Approximately 95% of the hardwood lumber distributed in North America is harvested from 

North American hardwood forests, located principally in the Eastern United States, and is milled 

by hundreds of small mills. Imported hardwood lumber is largely limited to specialty species that 

generally do not compete with domestic hardwood lumber.  Sheet goods are generally produced 

in North America by large manufacturers using domestic hardwoods and other materials, 

although imported hardwood plywood volumes have been increasing.  Both domestic and 

imported hardwood lumber and plywood are distributed principally by third parties such as us.  

Historically, balanced supply and demand conditions have resulted in a stable pricing 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
14 

environment for hardwood lumber and hardwood plywood.  More recently, global economic 

conditions and weaker US housing markets have resulted in supply/demand imbalances and 

greater variability in product pricing.   

The North American economy is currently experiencing a sluggish recovery after a significant 

economic downturn in housing and construction, which are key markets for the hardwoods 

products that we distribute.  However, current levels of housing and construction activity in 

North America are low relative to expected longer-term population and housing trends, and we 

believe that when a sustained economic recovery takes hold, prospects for our industry are 

attractive. 

2.0  Overview and Outlook   

Stronger demand and prices for hardwood products and successful implementation of our 

strategic initiatives contributed to improved financial performance in 2010. We improved 

revenue, EBITDA, and net earnings results, and ended the year having generated Distributable 

Cash of $4.1 million. 

Although the economic recovery remained fragile, housing starts increased by 5.8% in the US, 

and by a more significant 27.4% in Canada when compared to 2009.  We were also able to 

capitalize on opportunities within specific sectors and geographic markets. For example, a 

significant increase in nation-wide deliveries by the US recreational vehicle manufacturing 

industry contributed to significantly higher sales for our Lake States’ operations. In addition, we 

continued to make inroads into the Ontario market, which is Canada’s largest consumer of wood 

products. During 2010, we expanded our sales force in this region and succeeded in capturing 

additional market share. We also leveraged a modest recovery in the California market to grow 

sales there. 

Combined with an increase in average hardwood lumber prices, these factors enabled us to 

increase total revenues by 3.5% in 2010.  This was comprised of a 10.2% increase in underlying 

sales activity (sales growth of 13.2% in the US and 5.7% in Canada), partially offset by a 6.7% 

decrease in reported sales due to the negative impact of a stronger Canadian dollar. 

As we anticipated, our gross profit dollar performance did not keep pace with our revenue gains. 

Market competition based on price remained intense through the year, and resulted in a gross 

profit margin of 17.4%, compared to 18.1% in 2009.  

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
15 

On a full-year basis, we were able to offset the negative impact of the lower margins with 

continued reduction of our sales and administrative (“S&A”) expenses. We achieved a $5.9 

million decrease in S&A for the full year and $2.1 million decrease in the fourth quarter, 

primarily as a result of reduced bad debt expense and the positive impact of a stronger Canadian 

dollar on our US operating costs. We also continued to align our branch network with customer 

demand, closing our Las Vegas location in the fourth quarter and redeploying our sales 

personnel to regions offering higher sales potential. 

Moving forward into 2011, forecasters continue to call for gradually improving market 

conditions, but the Fund’s outlook remains cautious. In the US, unemployment hovers around 

9% and lenders continue to foreclose on delinquent homeowners, creating a market in which 

new homebuilders must compete with an excess of unsold properties. In Canada, housing starts 

are expected to moderate, with industry forecasts calling for a slight dip in Canadian housing 

starts in 2011 compared to 2010. It remains to be seen what impact recent government measures 

to tighten Canadian mortgage lending rules will have on 2011 housing starts. The new measures, 

which came into effect on March 18, 2011, reduced the maximum mortgage loan amortization 

from 35 years to 30, and increased the minimum down payment on government-backed insured 

mortgages. 

Given the market outlook, we do not anticipate significant demand-driven growth in 2011. 

However, we do expect to achieve continued improvement in our financial performance as a 

result of our own initiatives. In the latter part of 2010 we introduced an updated business 

strategy which shifts our emphasis from cost reduction to market expansion, and focuses our 

business on areas of improving market opportunity. 

 End-Market Diversification:  As part of this strategy, we are increasing our emphasis on the 

commercial and institutional construction markets to help offset the slow recovery anticipated 

for the residential construction market. Both the commercial and institutional markets fared 

better than residential construction during the downturn and are currently enjoying a more 

robust recovery. Recent initiatives related to this strategy include identifying potential customers 

and their needs, strengthening our sales team with new expertise, and expanding training for our 

existing sales staff as we work to expand our presence in these markets.   

Leverage Import Products: We believe we have one of the strongest import programs in the 

industry, offering branded products with a high quality-to-price ratio. We plan to continue 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
16 

building on the 17% growth we achieved in import sales in 2010 as we seek out new products 

and introduce our import line to a broader range of customers.  

Focus on High-Potential Geographic Markets:  We will also focus on increasing our market 

share in geographies we have specifically selected that are densely populated, where hardwood 

demand is significant, but where we currently hold a relatively small market share. To achieve 

our objective, we will pursue organic growth initiatives, complemented by possible acquisition 

activity should attractively priced opportunities become available. 

We expect our S&A expenses will increase in 2011 as we implement our strategies and support 

increased sales activity. However, with the expectation that market conditions will remain 

challenging, we will also continue to exercise tight control of costs, inventories and working capital, 

while working to minimize customer credit risk. Overall, we anticipate continued gradual 

improvement in our results in the year ahead.  

We generated $4.1 million in Distributable Cash in 2010, a significant turnaround from the $0.1 

million of negative Distributable Cash generated in the same period in 2009.  Although this 

improvement is encouraging, cumulative Distributable Cash generated by the Fund since 

distributions were suspended nine fiscal quarters ago is just $2.2 million.  Trustees of the Fund 

regularly evaluate market conditions, and will consider reinstating a distribution when satisfied 

with the sustainable and predictable cash generation capability of the Fund.   

Regarding the January 2011 implementation of new taxes on Canadian income trusts, the Fund’s 

taxable earnings currently flow through corporate subsidiaries in both Canada and the US, 

which are already subject to corporate taxation.  Accordingly, the new trust tax is not expected 

to have any near-term impact on the Fund’s tax situation.  The tax free roll-over rules for 

income trusts do not expire until the end of 2012 so adequate time remains to convert to an 

alternate structure should the Board of Trustees determine it is advantageous to do so.  We 

continue to monitor the situation closely. 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
17 

3.0 Results of Operations 

3.1  Years Ended December 31, 2010 and December 31, 2009 

Sales 

For the year ended December 31, 2010, our total sales increased to $197.7 million, up 3.5% from 

$190.9 million in 2009.  This performance improvement reflects a 10.2% increase in underlying 

sales activity, partially offset by a 6.7% decrease in sales upon conversion, due to the negative effect 

of a stronger Canadian dollar.   

Our US business accounted for approximately 60% of our sales in 2010.  Sales in the US, as 

measured in US dollars, increased 13.2% to $114.5 million, from $101.2 million in 2009.  

Substantially all of the $13.3 million in sales growth came from two of our five US operating 

regions: our Lakes States region and our California region.  Our Lake States’ operations 

capitalized on a rebound in demand from the recreational vehicle manufacturing industry, which 

is heavily concentrated in this region. Improved sales from the Lake States’ region also reflect 

continued success in the introduction of our import product lines.  Sales gains at our California 

operations reflect a modest recovery in market demand for hardwoods products following several 

years of significant economic contraction in this region, as well as our efforts to realign our sales 

and branch operations in this market. 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
18 

Selected Unaudited Consolidated Financial Information  (in thousands of Canadian dollars)                                    20102009Total sales$197,655            $190,923            Sales in the US (US$)114,532101,212Sales in Canada79,65375,339Gross profit 34,357              34,482              Gross profit %17.4%18.1%Selling and administrative expenses(29,740)             (35,636)             amortization and non-controlling interest (“EBITDA”)4,617$              (1,154)               Add (deduct):Amortization(532)                  (870)                  Interest(709)                  (586)                  Non-cash foreign currency losses(161)                  (1,553)               Non-controlling interest(643)                  2,347                Income tax expense(1,616)               (8,424)               Net earnings (loss) for the period$956                   $(10,240)             Basic and fully diluted earnings (loss) per Class A Unit$0.07                  $(0.71)                 Average Canadian dollar exchange rate for one US dollar1.0301.142Earnings before interest, taxes, depreciation and For the yearFor the yearEnded December 31,Ended December 31, 
Our Canadian business accounted for approximately 40% of our sales in 2010.  Sales in Canada, 

as measured in Canadian dollars, were up 5.7% to $79.7 million, from $75.3 million in 2009.  

This increase reflects stronger market demand for hardwoods products driven by increased   

housing starts and higher residential renovation expenditures, as well as by improvements in the 

non-residential construction sector.  Average prices for hardwood lumber products were also 

higher year-over-year. Sales in our Ontario region were particularly strong, accounting for over 

two-thirds of our sales growth in Canada for the year. 

Gross Profit 

Gross profit for the year ended December 31, 2010 was $34.4 million, largely unchanged from 

the $34.5 million we achieved in 2009. Although sales increased by 3.5% in 2010, the higher 

sales were offset by a lower gross profit margin for the year. As a percentage of sales, gross 

profit was 17.4% in 2010, compared to 18.1% in 2009.  The decrease in gross profit margin 

reflects highly competitive market conditions. Under normal market conditions, we view 18% to 

19% as a target range for gross profit margin for our business.  However conditions in 

hardwoods markets remain challenging and intensified competition based on price has resulted in 

a gross profit margin below our target range at this point in the business cycle. 

Selling and Administrative Expenses 

We successfully reduced Selling and Administrative (S&A) expenses to $29.7 million in 2010, 

from $35.6 million in 2009.  The lower S&A reflects a $3.1 million decrease in bad debt expense 

due to fewer customer credit failures, a $1.9 million positive impact of a stronger Canadian 

dollar on the conversion of S&A costs at our US operations, a $0.8 million reduction in premises 

expense reflecting lower rental rates and smaller square footage rented on facility lease renewals, 

and $0.4 million in expense recoveries related to proceeds from legal settlements.  In addition, 

$1.5 million in restructuring costs incurred in 2009 were not repeated in 2010. The year-over-

year improvement in S&A expense was partially offset by increased investment in staffing ($1.4 

million) and higher sales and warehouse costs ($0.3 million) as we supported the 10.3% increase 

in underlying sales activity achieved in 2010.  In total, we reduced 2010 S&A by $5.9 million, or 

16.5%, compared to the prior year.  As a percentage of sales, S&A expenses were 15.0% of sales 

in 2010, compared to 18.7% in 2009. 

EBITDA 

EBITDA increased to $4.6 million in 2010, from a loss of $1.2 million in 2009.  This $5.8 

million improvement reflects the $5.9 million reduction in S&A expenses, less the $0.1 million 

decrease in gross profit. 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
19 

Amortization Expense 

Amortization expense was $0.5 million in 2010, compared to $0.9 million in the prior year.  This 

reduction reflects three factors: a change in estimated useful life of our forklift fleet, resulting in 

lower annual depreciation on this asset class;  the positive impact of a stronger Canadian dollar 

on conversion of amortization at our US operations; and minimal capital expenditures were made 

in 2010 and 2009 to acquire new depreciable assets. 

Non-Cash Foreign Currency Losses 

For the year ended December 31, 2010, we reported non-cash foreign currency losses of $0.2 

million. These losses relate to the foreign currency translation of US dollar-denominated 

balances held by the Fund and its Canadian subsidiaries.  In 2009, our non-cash foreign currency 

losses were $1.6 million, reflecting the translation of US dollar-denominated intercompany debt 

advanced by the Fund to a wholly-owned US subsidiary at that time.   

Non-controlling Interest 

Non-controlling interest (“NCI”) increased by $0.6 million in 2010, representing its 20% share 

of pre-tax earnings for the year.  In 2009, the NCI was reduced by $2.3 million, reflecting  the 

NCI’s interest in pre-tax loss in 2009, less a further adjustment to NCI to reflect the value of 

subordinated distributions that were not made to the Class B Units and that can no longer be 

recovered by the Class B Units under the terms of the Fund’s subordination feature. The Fund’s 

subordination feature is further described in section 4.0 of this report and in the Audited 

Financial Statements.   

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
20 

Income Taxes  

Income tax expense declined to $1.6 million in 2010, from $8.4 million in 2009.  The higher 

income tax expense incurred in 2009 reflects a reduction to net future income tax assets resulting 

from the continued downturn in financial results at our US operations at that time. 

Net Earnings (Loss) 

Net earnings increased to $1.0 million in 2010, from a net loss of $10.2 million in 2009.  This $11.2 

million improvement primarily reflects a $5.8 million increase in EBITDA, a $0.3 million decrease in 

amortization expense, a $1.4 million reduction in non-cash foreign currency losses, and a $6.8 

million decrease in income tax expense.  These gains were partially offset by a $0.1 million increase 

in interest expense and a $2.9 million decrease in recovery from the non-controlling interest. 

3.2 Three Months Ended December 31, 2010 and December 31, 2009 

Sales 

For the three months ended December 31, 2010, sales increased to $46.4 million, from $41.6 

million during the same period in 2009.  This 11.6% improvement reflects a 14.5% increase in 

underlying sales activity, partially offset by a 2.9% decrease in sales due to the negative effect of 

a stronger Canadian dollar.  Fourth quarter sales activity at our US operations (as measured in 

US dollars) was up 18.5%, while sales in Canada increased by 7.6%. As described in section 2.0 

of this MD&A, overall economic conditions remained fragile, but improved over the course of 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
21 

Selected Unaudited Consolidated Financial Information  (in thousands of Canadian dollars)                                    20102009Total sales$46,392              $41,577              Sales in the US (US$)27,23022,987Sales in Canada18,82617,500Gross profit 7,6897,636Gross profit % 16.6%18.4%Selling and administrative expenses(8,006)               (10,057)             amortization and non-controlling interest (“EBITDA”)(317)$                (2,421)               Add (deduct):Amortization(90)                    (198)                  Interest(167)                  (152)                  Non-cash foreign currency losses(117)                  (171)                  Non-controlling interest138                   590                   Income tax (expense) recovery10                     1,808                Net loss for the period$(543)                  $(544)                  Basic and fully diluted loss per Class A Unit$(0.04)                 $(0.04)                 Average Canadian dollar exchange rate for one US dollar1.01311.0571Earnings before interest, taxes, depreciation and For the three monthsFor the three monthsEnded December 31,Ended December 31, 
2010.  This translated into improved demand for hardwood products, which in turn, contributed 

to the year-over-year increase in fourth quarter sales results.  The fourth quarter is historically a 

seasonally slower sales period for our business. 

Gross Profit 

Gross profit for the three months ended December 31, 2010 increased to $7.7 million, a $0.1 

million increase from $7.6 million during the same period in 2009.  The increase in gross profit 

reflects higher sales, partially offset by weaker gross profit margin. As a percentage of sales, 

gross profit declined to 16.6%, from 18.4% in the same period in 2009.  The change in gross 

margin percentage reflects continued competitive pressure, and certain valuation writedowns and 

other adjustments made to year-end inventory.  

Selling and Administrative Expenses 

During the fourth quarter, we reduced S&A expenses by $2.1 million to $8.0 million, from $10.1 

million during the same period in 2009. The most significant area of cost savings was a $1.6 

million year-over-year reduction in bad debt.   The positive impact of the stronger Canadian 

dollar on conversion of S&A expenses at our US operations accounted for $0.3 million of the 

S&A reductions.  As a percentage of sales, fourth quarter 2010 S&A expenses were 17.3% of 

sales, compared to 24.2% in 2009. 

EBITDA 

For the three months ended December 31, 2010, we recorded an EBITDA loss of $0.3 million, 

compared to an EBITDA loss of $2.4 million during the same period in 2009.  The $2.1 million 

increase in EBITDA reflects the $2.1 million decrease in S&A expenses. 

Non-controlling Interest 

The non-controlling interest generated a $0.1 million contribution to earnings in the fourth 

quarter of 2010, comprised of NCI’s interest in the pre-tax loss for the period.  In the comparable 

period in 2009, the non-controlling interest contributed a $0.6 million increase to earnings, 

comprised of NCI’s interest in the pre-tax loss for that period, as well as an adjustment to NCI to 

reflect the value of subordinated distributions that could no longer be recovered by the Class B 

Units under the terms of the Fund’s subordination feature.  

Income Tax Recovery (Expense) 

An income tax expense of $10,000 was recorded in the fourth quarter of 2010, comprised of 

estimated state income taxes payable for the period.  By comparison, an income tax recovery of 

$1.8 million was recorded in the fourth quarter of 2009, primarily related to changes in tax law 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
22 

enacted by the US Congress as part of its economic stimulus plan at that time.  The tax law 

changes enabled us to carry back an additional two years of tax losses from one of our US 

subsidiaries.   

Net Loss 

We recorded a net loss of $0.5 million in the fourth quarter of 2010, compared to a net loss of 

$0.5 million during the same period in 2009.  This reflects the $2.1 million increase in EBITDA 

and the $0.1 million decrease in amortization expense, partially offset by the $0.5 million 

decrease in recovery from NCI and the $1.8 million decrease in income tax recovery.   

4.0  Liquidity and Capital Resources 

4.1  Distributable Cash and Cash Distributions 

1 On January 10, 2006, Hardwoods Specialty Products LP and Hardwoods Specialty Products US LP, limited partnerships in each of which the 
Fund owns an 80% interest, announced that quarterly distributions were suspended on the Class B LP and Class B US LP units.  The Class B LP 
units and Class B US LP units represent a 20% interest in Hardwoods Specialty Products LP and Hardwoods Specialty Products US LP, 
respectively.  No distributions are to be paid on the Class B LP units and Class B US LP units unless distributions in stipulated minimum amounts 
are paid on the units in the limited partnerships held by the Fund, and in certain other circumstances.  Accordingly, no distributions have been 
declared since the third quarter of 2005 to the non-controlling interests.  No liability for distributions payable to the non-controlling interests is 
reflected in the December 31, 2010 balance sheet. 
2 Payout ratio measures the ratio of distributions by the Fund relating to the period to Distributable Cash for the period.   

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
23 

Selected Unaudited Consolidated Financial Information  (in thousands of dollars except per unit amounts)                                    Year endedYear ended3 months ended3 months endedDecember 31,December 31,December 31,December 31,2010200920102009Net cash provided by (used in) operating activities(3,402)$                  10,247$                  4,452$                 1,380$                 Increase (decrease) in non-cash operating working capital7,553                     (10,291)                   (4,614)                  (1,885)                  Cash flow from operations before changes in non-cashoperating working capital4,151                     (44)                          (162)                     (505)                     Capital expenditures(74)                         (95)                          (37)                       -                           Distributable Cash4,077$                   (139)$                      (199)$                   (505)$                   Distributions relating to the period:Class A Units-$                           -$                            -$                         -$                         Class B Units (1)-                             -                              -                           -                           Total Units-$                           -$                            -$                         -$                         Weighted average outstanding units and per unit amounts:Class A Units outstanding14,410,312            14,410,000             14,411,238          14,410,000          Class B Units outstanding3,602,500              3,602,500               3,602,500            3,602,500            Total Units outstanding18,012,812            18,012,500             18,013,738          18,012,500          Distributable Cash per Total Units0.226$                   (0.008)$                   (0.011)$                (0.028)$                Distributions relating to the period:Class A Units-$                       -$                        -$                     -$                     Class B Units(1)-$                       -$                        -$                     -$                     Total Units-$                       -$                        -$                     -$                     Payout ratio (2)0.0%0.0%0.0%0.0%March 23, 2004to December 31,2010Cumulative since inception:Distributable Cash79,555                   Distributions relating to the period66,754                   Payout ratio (2)83.9% 
In 2010, the Fund and its subsidiaries generated total Distributable Cash available to Class A and 

Class B Unitholders of $4.1 million, or $0.226 per unit.  In the fourth quarter of 2010 the Fund 

and its subsidiaries generated negative total Distributable Cash available to Class A and Class B 

Unitholders of $0.2 million, or $0.011 per unit.  No distributions were made related to the years 

ended December 31, 2010 and 2009.   

On November 3, 2008, the Trustees of the Fund suspended monthly cash distributions until such 

time as market conditions strengthened and the Fund’s financial performance stabilized.  

Although the Fund has generated $4.1 million in Distributable Cash in 2010, cumulative 

Distributable Cash since distributions were suspended nine fiscal quarters ago has been much 

weaker at just $2.2 million. Trustees will look for indications of a sustainable and predictable 

return of the Fund’s cash generation capability before any decision is taken to reinstate 

distributions to unitholders. The Trustees will also consider the need to invest in additional 

working capital in order to support sales growth. Since its initial public offering on March 23, 

2004, the Fund has paid $66.8 million in distributions, representing 83.9% of Distributable Cash 

generated since its inception. 

When distributions are declared by Trustees of the Fund, they are paid on Class A Units at the 

end of the month following the month in which the cash is earned.  Distributions may also be 

made quarterly on Class B Units in an amount equivalent on an after-tax per-unit basis to 

distributions made on Class A Units, pursuant to the terms of a subordination agreement as 

outlined in the Fund’s Annual Information Form.  Except as outlined in the terms of the 

subordination agreement with the Class B Units, there are no limitations on distributions from 

the subsidiaries of the Fund arising from the existence of a minority interest in a subsidiary of the 

Fund.  Further description of the subordination arrangement is included in the notes to the 

accompanying Audited Financial Statements. 

The Fund’s subordination feature is designed to stay in place until the EBITDA and certain 

distributable cash tests established at the time of the IPO are met.  The terms of these tests are 

described in the notes to the accompanying Audited Financial Statements. 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
24 

4.2  Standardized Distributable Cash and Cash Distributions 

1 On January 10, 2006, Hardwoods Specialty Products LP and Hardwoods Specialty Products US LP, limited partnerships in each of which the 
Fund owns an 80% interest, announced that quarterly distributions were suspended on the Class B LP and Class B US LP units.  The Class B LP 
units and Class B US LP units represent a 20% interest in Hardwoods Specialty Products LP and Hardwoods Specialty Products US LP, 
respectively.  No distributions are to be paid on the Class B LP units and Class B US LP units unless distributions in stipulated minimum amounts 
are paid on the units in the limited partnerships held by the Fund, and in certain other circumstances.  Accordingly, no distributions have been 
declared since the third quarter of 2005 to the non-controlling interests.  No liability for distributions payable to the non-controlling interests is 
reflected in the December 31, 2010 balance sheet. 
2 Payout ratio measures the ratio of distributions by the Fund relating to the period to Standardized Distributable Cash for the period.   
3Calculation of cumulative Standardized Distributable Cash since inception excludes a $10.3 million increase in non-cash operating working 
capital, which relates to a final working capital adjustment payment made to the former owners to complete the initial purchase of the Business.  

In addition to our Distributable Cash, the Interpretive Guidance also recommends disclosure of 

Standardized Distributable Cash.  This is provided in the table above.  Management believes that 

the calculation of Standardized Distributable Cash distorts the Fund’s quarter-to-quarter 

distributable cash and payout ratios, as our non-cash operating working capital fluctuates 

significantly as a result of the seasonality of our business and significant changes in market 

demand for our products.  The board of directors of our operating entities looks beyond quarter-

to-quarter fluctuations in working capital when making decisions regarding monthly 

distributions.  As a result, management believes that our historical measure of Distributable 

Cash, which excludes the impact of changes in non-cash working capital, is a better measure for 

determining our operating performance.   

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
25 

Selected Unaudited Consolidated Financial Information  (in thousands of dollars except per unit amounts)                                    Year endedYear ended3 months ended3 months endedDecember 31,December 31,December 31,December 31,2010200920102009Net cash provided by (used in) operating activities(3,402)$                   10,247$                4,452$                  1,380$                  Capital expenditures(74)                          (95)                        (37)                        -                            Standardized Distributable Cash(3,476)$                   10,152$                4,415$                  1,380$                  Distributions relating to the period:Class A Units-$                            -$                          -$                          -$                          Class B Units (1)-                              -                            -                            -                            Total Units-$                            -$                          -$                          -$                          Weighted average outstanding units and per unit amounts:Class A Units outstanding14,410,312             14,410,000           14,411,238           14,410,000           Class B Units outstanding3,602,500               3,602,500             3,602,500             3,602,500             Total Units outstanding18,012,812             18,012,500           18,013,738           18,012,500           Standardized Distributable Cash per Total Units(0.193)$                   0.564$                  0.245$                  0.077$                  Distributions per Total Units-$                        -$                      -$                      -$                      Standardized payout ratio (2)0.0%0.0%0.0%0.0%March 23, 2004to December 31,2010Cumulative since inception:Standardized Distributable Cash89,836                    (3)Distributions relating to the period66,754                    Standardized Payout ratio (2)74.3% 
 
 
The table below reconciles Standardized Distributable Cash to our Distributable Cash.  

4.3  Working Capital 

Our business requires an ongoing investment in working capital, comprised of accounts 

receivable, income taxes recoverable, inventory, and prepaid expenses, partly offset by short-

term credit provided by suppliers in the form of accounts payable and accrued liabilities.  Our 

investment in working capital fluctuates from quarter-to-quarter based on factors such as 

seasonal sales demand, strategic purchasing decisions taken by management, and the timing of 

collections from customers and payments made to our suppliers.  Historically the first and fourth 

quarters are seasonally slower periods for construction activity and therefore demand for 

hardwood products decreases. As a result, sales and working capital requirements may be lower 

in these quarters.  A summary of changes in our non-cash operating working capital during the 

years ended December 31, 2010 and 2009 is provided below. 

Continued compliance with financial covenants under our credit facilities is important to ensure 

that we maintain adequate availability of financing to meet our working capital requirements. 

The terms of our revolving credit facilities are addressed in section 4.6 of this report. 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
26 

Selected Unaudited Consolidated Financial Information  (in thousands of dollars)Year endedYear ended3 months ended3 months endedDecember 31,December 31,December 31,December 31,2010200920102009Standardized Distributable Cash(3,476)$                   10,152$                4,415$                  1,380$                  Increase (decrease) in non-cash operating working capital7,553                      (10,291)                 (4,614)                   (1,885)                   Distributable Cash4,077$                    (139)$                    (199)$                    (505)$                    (in thousands of Canadian dollars)Source (use) of funds12 months ended December 31, 201012 months ended December 31, 20093 months ended December 31, 20103 months ended December 31, 2009Accounts receivable $            (2,414) $             3,842  $             3,620  $             5,773 Income taxes recoverable                    355                   (223)                    (22)               (2,125)Inventory               (4,436)                4,355                 2,470                   (866)Prepaid expenses                      85                      74                    126                    174 Accounts payable and accrued liabilities               (1,143)                2,243                (1,580)               (1,071)Decrease (increase) in non-cash operating working capital $            (7,553) $           10,291  $             4,614  $             1,885  
 
 
 
 
4.4  Capital Expenditures and Productive Capacity 

Our capital expenditures are typically low as we lease all of our buildings and contract out all 

freight delivery services.  Capital expenditures are principally for the replacement of forklifts, 

furniture and fixtures, leasehold improvements and computer equipment.  Between 2007 and 

2010 we closed a total of 10 branch locations in response to weak economic conditions.  These 

closures have freed up additional forklift capacity and reduced our need to purchase replacement 

forklift equipment.  We also generally decreased our discretionary cash outlays for capital items 

during this period as we shifted our focus to cost reduction and cash conservation.  As a result, 

our total capital expenditures amounted to just $74,000 in 2010.  Despite the reduced spending 

on capital expenditures, we believe we have made sufficient expenditures to sustain productive 

capacity of our business as it relates to our needs for property, plant and equipment.   

In addition to maintaining the productive capacity of our property, plant and equipment, we also 

manage the productive capacity of our business in terms of:  (1) available distribution 

infrastructure; and (2) maintenance of a skilled work force.   

Available distribution infrastructure refers to the physical capacity of the distribution network 

maintained by our business, and may be measured in terms of the number and total square 

footage of distribution centres in operation.  Since the Fund’s IPO in March 2004, we have made 

a number of adjustments to our distribution network, including opening, closing, and relocating 

some of our distribution facilities.  In response to the lengthy market downturn, we have 

downsized our distribution infrastructure, closing a total of nine branches in 2008 and 2009.  In 

December of 2010 we closed an additional branch location in Las Vegas, Nevada, as discussed in 

section 2.0 of this report.  We believe these reductions are appropriate to better match our 

productive capacity to current market demand.  

Maintenance of a skilled workforce is also important to managing the productive capacity of our 

business.  Our staffing levels reflect decisions regarding our distribution network and our 

expectations for sales demand, based upon prevalent economic conditions.  Trends in our 

workforce capacity, as measured in terms of number of employees and average annual sales 

dollars per employee, are summarized below.  Although the productive capacity of our human 

capital is difficult to measure directly, we believe the productive capacity of our business in 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
27 

Selected Unaudited Consolidated Financial Information  December 31,December 31,December 31,December 31,December 31,20102009200820072006Number of distribution centres in operation2627293636Total square footage of distribution centres 0.9 million s.f.1.0 million s.f.1.1 million s.f.1.3 million s.f.1.3 million s.f. 
terms of our human capital relative to available market demand, as measured by sales, has been 

largely sustained.  The total number of employees increased by 13 in 2010, primarily reflecting 

the addition of more sales representatives in order to bolster our sales capability in targeted 

markets. 

4.5  Utilization of Distributable Cash  

Our utilization of Distributable Cash and its relation to working capital use and bank line 

financing are summarized above.   

For the year ended December 31, 2010, the Fund generated Distributable Cash of $4.1 million 

and paid no cash distributions.  We increased our investment in non-cash operating working 

capital by $7.6 million, primarily in the form of additional inventory and accounts receivable.  

We generated additional cash by decreasing our investment in long-term receivables by $0.8 

million, and through the disposal of property, plant and equipment for a return of $33,000.  

Combined, these actions increased our bank indebtedness (net of cash) by $2.7 million in 2010.   

For the three months ended December 31, 2010, the Fund generated negative Distributable Cash 

of $0.2 million and paid no cash distributions.  We decreased our investment in non-cash 

operating working capital by $4.6 million during the quarter, reflecting the seasonality of the 

business, and reduced our investment in long-term receivables by $58,000. Taking these factors 

together, the Fund decreased its bank indebtedness (net of cash) by $4.5 million in the fourth 

quarter of 2010. 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
28 

Selected Unaudited Consolidated Financial Information  December 31,December 31,December 31,December 31,December 31,20102009200820072006Number of employees172159190236252Annual sales per employee ($ millions)1.11.21.31.41.4Selected Unaudited Consolidated Financial Information  (in thousands of dollars)                                    Year endedYear ended3 months ended3 months endedDecember 31,December 31,December 31,December 31,2010200920102009Distributable Cash4,077$                 (139)$                   (199)$                   (505)$                   Cash Distributions paid in the period-                       -                       -                       -                       Distributable Cash retained (shortfall)4,077$                 (139)$                   (199)$                   (505)$                   Decrease (increase) in non-cash operating working capital(7,553)                  10,291                 4,614                   1,885                   Decrease (increase) in long-term receivables758                      1,545                   58                        743                      Decrease (increase) in deferred financing fees-                       (345)                     -                       (26)                       Proceeds from disposal of property, plant and equipment33                        57                        (1)                         15                        Decrease (increase) in bank indebtedness, net of cash(2,685)$                11,409$               4,472$                 2,112$                  
 
4.6  Revolving Credit Facilities and Debt Management Strategy 

During the 12 months ended December 31, 2010, the Fund increased its net debt by $2.7 million. 

The impact of a stronger Canadian dollar (as at December 31, 2010 compared to December 31, 

2009) on the conversion of our US dollar bank line reduced our debt by $0.3 million.  Taken 

together, the Fund’s net debt balance increased by $2.4 million to $6.9 million at December 31, 

2010, from $4.5 million at December 31, 2009. Overall net debt compared to total capitalization 

stood at 11.1% as of December 31, 2010, compared to 7.5% at December 31, 2009.   

We have independent credit facilities in both Canada and the U.S.  These facilities may be drawn 

down to meet short-term financing requirements such as fluctuations in non-cash working capital.  

Our Canadian credit facility can also be drawn down to make capital contributions to the Fund’s 

US operating subsidiary.  The amount made available under our Canadian and US revolving 

credit facilities is limited to the extent of the value of certain accounts receivable and inventories 

held by subsidiaries of the Fund.  Credit facilities also require ongoing compliance with certain 

credit ratios.  A summary of our credit facilities as at December 30, 2010 is provided in the 

following table.   

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
29 

Selected Unaudited Consolidated Financial Information  (in thousands of dollars)                                    As atAs atDecember 31, 2010December 31, 2009Cash and cash equivalents(43)$                                             (463)$                                           Bank indebtedness6,959                                           4,960                                           Net Debt6,916                                           4,497                                           Unitholders' Equity55,239                                         55,158                                         Total Capitalization62,155$                                       59,655$                                       Net debt to total capitalization11.1%7.5% 
 
 
1 EBITDA and Interest calculated on a trailing twelve month basis in accordance with the terms of the Canadian credit facility. 

The principal terms of the credit facilities of Hardwoods LP and Hardwoods US LP are available 

at www.sedar.com.   

The terms of the agreements with our lenders provide that distributions cannot be made to our 

unitholders in the event that our subsidiaries are not compliant with their financial covenants.  As 

shown in the preceding table, our operating subsidiaries were compliant with all required credit 

ratios as at December 30, 2010, and accordingly, there were no restrictions on distributions 

arising from non-compliance with financial covenants. 

Our debt management strategy is to roll and renew (as opposed to repay and retire) our revolving 

credit facilities in Canada and the US when they expire in August 2012 and September 2011, 

respectively.  Discussions are presently underway with respect renewal or replacement of our US 

credit facility which expires in September of this year.  Based upon such discussions, we do not 

anticipate any difficulties in renewing or securing replacement financing for this credit facility.  

We do not intend to restrict future distributions in order to fully extinguish our bank debt 

obligations upon their maturity.  The amount of bank debt that will actually be drawn upon our 

available revolving credit facilities will depend upon the seasonal and cyclical needs of the 

business, and the cash generating capacity of the Fund.  When making distribution decisions, we 

will consider the amount of financial leverage, and therefore bank debt, we believe is appropriate 

for the Fund given existing and expected market conditions and available business opportunities.  

Our focus has been on cash conservation and maximizing liquidity until such time as market 

conditions and the Fund’s financial performance and cash generating performance have 

stabilized.  We do not target a specific financial leverage amount.   

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
30 

Selected Unaudited Consolidated Financial Information  (in thousands of dollars)Canadian CreditUS Credit Facility Facility Maximum borrowings under credit facility$15 million$24.9 million (US$25 million)Credit facility expiry dateAugust 7, 2012September 30, 2011Available to borrow$11.7 million$ 15.7 million (US$15.9 million)Credit facility borrowings$  0.5 million$   6.1 million (US$ 6.2 million)Unused credit facility available$11.2 million$  9.6 million (US$ 9.7 million)Financial covenants: a. (EBITDA - Cash Taxes - Capital Expenditures) / Interest (1)Covenant minimum1.1Covenant actual23.0b. Minimum Trailing EBITDA covenantCovenant does not apply when the unused credit facility availableexceeds US$4.0 million, which it did as at December 31, 2010 
4.7  Contractual Obligations 

The table below sets forth our contractual obligations as at December 31, 2010.  These 

obligations relate to operating leases on various premises and automobiles, and become due in 

the fiscal years indicated:   

4.8  Off-Balance Sheet Arrangements 

The Fund has no off-balance sheet arrangements.   

5.0  Related Party Transactions  

Related parties refers to affiliates of the previous owners of the Business who have retained a 

20% interest in Hardwoods through ownership of Class B Hardwoods LP units and Class B 

Hardwoods USLP units, respectively. For the year ended December 31, 2010, sales of $0.4 

million were made to related parties, and the subsidiaries of the Fund purchased $0.1 million 

from related parties. These sales and purchases took place at prevailing market prices.  

6.0  Critical Accounting Estimates and Adoption of Changes in 

Accounting Policies 

6.1  Critical Accounting Estimates 

The preparation of financial statements in accordance with Canadian generally accepted 

accounting principles requires that we make estimates and assumptions that can have a material 

impact on our results of operations as reported on a periodic basis.  We base our estimates and 

assumptions on past experience and other factors that are deemed reasonable under the 

circumstances.  Actual results could differ from these estimates.  The critical estimates used in 

preparing our financial statements are: 

Accounts Receivable Provision:  Due to the nature of our business and the credit terms we 

provide to our customers, we anticipate that a certain portion of required customer payments will 

not be made, and we maintain an allowance for these doubtful accounts.  The allowance is based 

on our estimate of the potential of recovering our accounts receivable, and incorporates current 

and expected collection trends. 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
31 

(in thousands of Canadian dollars)Total201120122013201420152016 and thereafter $       16,342  $      5,195  $      4,136  $      3,199  $      2,540  $      1,221  $             51  
Valuation of Inventories:  We anticipate that the net realizable value of our inventory could be 

affected by market shifts or damage to our products.  Our inventory is valued at the lower of cost 

and net realizable value.   

Future Income Taxes:  We are required to make estimates and assumptions regarding future 

business results, as well as the amount and timing of certain future discretionary tax deductions 

available to the Fund.  These estimates and assumptions can have a material impact upon the 

amount of future income tax assets and liabilities that we recognize. 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
32 

 
6.2  Adoption of New Accounting Standards 

On January 1, 2011, International Financial Reporting Standards (“IFRS”) replaced current 

Canadian standards and interpretations as Canadian generally accepted accounting principles 

(“Canadian GAAP”) for public companies.  Changing from current Canadian GAAP to IFRS will 

be a significant undertaking that will affect the Fund’s reported financial position and results of 

operations.  It may also affect certain business functions.  We have utilized an IFRS changeover 

plan to assist us with this process. Key elements of the changeover plan we used include:   

Year 

Key Activities 

2008 

Completed IFRS education and training with our accounting staff.  Identified an 

IFRS project manager.  Determined the intended use of outside consultants.  

Analyzed differences between our current accounting policies and IFRS.   

2009 

Made preliminary selections of IFRS accounting policies.  Identified one-time 

elective exemptions available on initial IFRS adoption.  Identified the information 

required to deliver the preliminary selections of IFRS accounting policies.  

Identified system changes (accounting, policies, procedures, information 

technology) required to get that information.  Developed a master conversion plan 

for changes identified.  Automated and tested data collection.  Identified and 

addressed the impact of changes IFRS makes to our business drivers, including 

debt covenants, incentive plans, and management reporting, budgeting, and other 

items.   

2010 

Calculated impacts of IFRS adoption on our financial statements at transition date 

and collected information on adjustments related to 2010 comparatives.  

Commenced IFRS accounting to provide comparative figures for 2011 IFRS 

startup date.  Prepared IFRS communication plan for stakeholders.  Linked IFRS 

to CEO/CFO certification processes and updated certification documentation 

relating to internal controls over financial reporting and disclosure controls. 

2011 

Commence IFRS reporting. 

While IFRS uses a conceptual framework similar to Canadian GAAP, there are significant 

differences on recognition, measurement, and disclosures.  While the effects of IFRS have not 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
33 

 
yet been finalized, the Fund has identified a number of key areas that will be impacted, 

including:   

  Under IFRS, the Fund units meet the definition of a liability as they impose an 

obligation on the Fund to distribute taxable income to unitholders.  The liability at 

January 1, 2010 will be recorded at the fair value of the Units at the inception of 

the liability, being $144.1 million.  Direct expenses associated with the initial 

issuance of the Fund Units, totaling $10.6 million, will be expensed retroactively 

as a financing cost at the date of issuance, increasing the deficit;   

  The exchangeable Fund units held by the non-controlling interest are considered a 

liability as the units to be issued by the Fund in an exchange are themselves a 

puttable financial instrument.  The non-controlling interest exchangeable units 

include an embedded derivative, being the ability of the non-controlling interest to 

convert the exchangeable units to full participating Fund units.  The Fund has 

chosen not to separate the embedded derivative and will instead record the non-

controlling interest exchangeable unit liability at its estimated fair value as at each 

reporting date.  Fluctuations in the estimated fair value of the Class B units will be 

recorded in income during each period.  We are currently working on an 

assessment of the fair value of the Class B units and expect the non-controlling 

interest amount recognized in the statement of financial position will be reduced, 

with a corresponding increase to deficit, at January 1, 2010; 

  The Fund is required to classify its Long Term Incentive Plan Units as a liability 

under IFRS.  The amount of compensation cost is remeasured each period end 

based on the current market price of the Fund’s units and the expense is 

recognized each period during the requisite service period based on the estimated 

number of awards that are expected to vest and in the case of Performance Units, 

based on the estimated number of Units to be issued provided that the 

performance conditions are considered probable of achievement; 

  At the IFRS balance sheet transition date, the Fund has elected under IFRS 1 to 

reduce to nil cumulative translation differences that exist related to translation of 

self sustaining foreign subsidiaries.  The effect is to decrease the balance of 

accumulated other comprehensive loss by $18.1 million at January 1, 2010, and 

make a corresponding increase to deficit;  

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
34 

  Subsidiaries of the Fund lease vehicles for employee use.  Under IFRS such leases 

are classified as capital leases, rather than operating leases as accounted for under 

current Canadian GAAP.  The effect at January 1, 2010 is to increase property, 

plant and equipment by $1.3 million, and to record a lease obligation liability of 

$1.4 million with the difference increasing deficit.  Amortization on the property, 

plant and equipment and finance costs associated with the lease obligation will be 

recorded in earnings as compared to an operating lease expense;   

  The deferred gain on sale-leaseback of land and building on the balance sheet will 

be transferred to Unitholders’ deficit at January 1, 2010.  The effect is a $0.4 

million decrease to liabilities and deficit on January 1, 2010; 

  To the extent applicable, corresponding future income tax impacts of the above 

noted adjustments will also be recorded. 

In addition, financial statement presentation changes and additional disclosure requirements are 

anticipated under IFRS.  Such changes will be fully disclosed in our March 31, 2011 interim 

consolidated financial statements.  The adoption of IFRS is not expected to have a material 

impact on the Fund’s reported cash flows or business drivers.  Day-to-day business operations 

are not expected to be impacted by the transition to IFRS, consequently design of most internal 

controls will not change.  For those areas above that have been identified as key areas to be 

impacted, some new procedures have been identified, which will be documented and 

subsequently tested for internal control purposes.  No material changes are anticipated to be 

required to the Fund’s information technology systems as a result of the implementation of 

IFRS. 

The accounting standards under IFRS continue to evolve and future changes or interpretations 

could result in the identification of new financial impacts not previously noted or could require a 

revision to the financial statement impacts noted above.  The impacts of conversion to IFRS is 

still in the process of being finalized and reviewed by our auditors, and thus it is possible that 

further differences may be identified prior to the release of our March 31, 2011 interim 

consolidated financial statements. 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
35 

 
 
7.0  Risks and Uncertainties 

We are exposed to a number of risks and uncertainties in the normal course of business that 

could have a negative effect on our financial condition or results of operations.  We identified 

significant risks that we were aware of in our Annual Information Form dated March 28, 2011, 

which is available to readers at www.sedar.com.   

8.0 Disclosure Controls and Procedures and Internal Control Over 

Financial Reporting 

As required by Multilateral Instrument 52-109 issued by the Canadian Securities Administrators, 

the Fund carried out an evaluation of the effectiveness of the Fund’s disclosure controls and 

procedures as of December 31, 2010. The evaluation was carried out under the supervision of, 

and with the participation of the Chief Executive Officer (“CEO”) and the Chief Financial 

Officer (“CFO”).  Based on this evaluation, the CEO and CFO concluded that the Fund’s 

disclosure controls and procedures were effective as of December 31, 2010. 

As required by Multilateral Instrument 52-109 issued by the Canadian Securities Administrators, 

the Fund carried out an evaluation of the effectiveness of the Fund’s internal controls over 

financial reporting (“ICFR”) as of December 31, 2010. The evaluation was carried out within the 

COSO framework and under the supervision of, and with the participation of the CEO and the 

CFO.  Based on the evaluation, the CEO and CFO concluded that the Fund’s ICFR were 

effective as of December 31, 2010. 

The CEO and CFO acknowledge responsibility for the design of ICFR, and confirm that there 

were no changes in these controls that occurred during the most recent interim period ended 

December 31, 2010 which materially affected, or are reasonably likely to materially affect, the 
Fund’s ICFR.   

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
36 

 
 
 
 
9.0 Selected Financial Information 

9.1 Quarterly Financial Information 

The table above provides selected quarterly financial information for our eight most recently 

completed fiscal quarters.  This information is unaudited, but reflects all adjustments of a 

normal, recurring nature which are, in our opinion, necessary to present a fair statement of the 

results of operations for the periods presented.  Quarter-to-quarter comparisons of our financial 

results are not necessarily meaningful and should not be relied upon as an indication of future 

performance.  Historically, the first and fourth quarters have been seasonally slower periods for 

our business.  In addition, net earnings reported in each quarter may be impacted by changes to 

the foreign exchange rate of the Canadian and US dollar, write-downs in the carrying value of 

future income tax assets which may not be recoverable due to the continued downturn in results 

at our US operations (which occurred in the three months ended September 30, 2009), and other 
factors.   

9.2 Annual Financial Information 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
37 

(in thousands of dollars)Q4Q3Q2Q1Q4Q3Q2Q120102010201020102009200920092009Total sales46,392$            50,559$            52,206$            48,498$            41,577$            46,435$            49,489$            53,422$            Net earnings(543)$                263$                 822$                 414$                 (544)$                (11,072)$           (491)$                1,867$              Basicandfullydilutedearnings(loss) per Class A Unit(0.04)$               0.02$                0.06$                0.03$                (0.04)$               (0.77)$               (0.03)$               0.13$                EBITDA(317)$                1,391$              2,374$              1,169$              (2,421)$             543$                 (192)$                916$                 Distributable Cash(199)$                1,259$              2,055$              962$                 (505)$                230$                 (569)$                705$                 TotaldistributionstoClassAand Class B Units-$                      -$                      -$                      -$                      -$                      -$                      -$                      -$                      Payout ratio0.0%0.0%0.0%0.0%0.0%0.0%0.0%0.0%(in thousands of dollars except per unit amounts)Year endedYear endedYear endedYear endedYear endedDecember 31,December 31,December 31,December 31,December 31,20102009200820072006Total sales197,655$         190,923$           256,301$         331,765$         362,528$         Net earnings (loss)956                  (10,240)             (36,243)           15,619             3,637               Basic and fully diluted earnings (loss) per Class A Unit0.07                 (0.71)                 (2.52)               1.08                 0.25                 Total assets74,895             74,270               103,350           173,727           198,404           Total long-term financial liabilities9,064               9,164                 13,652             34,187             37,372             EBITDA4,617               (1,154)               5,918               21,260             21,821             Distributable Cash4,077               (139)                  4,968               17,281             16,748             Distributions per Unit relating to the period:    Class A Units-$                 -$                  0.525$             0.857$             0.921$                 Class B Units-$                 -$                  -$                -$                -$                    Total Units-$                 -$                  0.420$             0.686$             0.736$              
 
 
 
 
Management’s Statement of Responsibilities 

The accompanying consolidated financial statements are the responsibility of management and 

have been reviewed and approved by the Boards of Directors and the Trustees.  The consolidated 

financial statements have been prepared by management, in accordance with Canadian generally 

accepted accounting principles and, where appropriate, reflect management’s best estimates and 

judgements.  Management has also prepared financial and all other information in the annual 

report and has ensured that this information is consistent with the consolidated financial 

statements.   

The Fund maintains appropriate systems of internal control, policies and procedure, which 

provide management with reasonable assurance that assets are safeguarded and the financial 

records are reliable and form a proper basis for preparation of financial statements.   

The Boards of Directors and the Trustees ensure that management fulfills its responsibilities for 

financial reporting and internal control through an Audit Committee.  This committee reviews the 

consolidated financial statements and is comprised of independent Trustees.  The auditors have 

full and direct access to the Audit Committee. 

The consolidated financial statements have been independently audited by KPMG LLP, in 

accordance with Canadian generally accepted auditing standards.  Their report herewith expresses 

their opinion on the consolidated financial statements of the Fund.   

Lance R. Blanco 

President and Chief Executive Officer 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
38 

 
 
 
 
 
Independent Auditors’ Report 

To the Unitholders of Hardwoods Distribution Income Fund 

We have audited the accompanying consolidated financial statements of Hardwoods Distribution 

Income Fund, which comprise the consolidated balance sheets as at December 31, 2010 and 2009 

and the consolidated statements of operations and deficit, comprehensive loss, accumulated other 

comprehensive loss, and cash flows for the years then ended, and notes, comprising a summary of 

significant accounting policies and other explanatory information. 

Management's Responsibility for the Consolidated Financial Statements 

Management is responsible for the preparation and fair presentation of these consolidated 

financial statements in accordance with Canadian generally accepted accounting principles, and 

for such internal control as management determines is necessary to enable the preparation of 

consolidated financial statements that are free from material misstatement, whether due to fraud 

or error. 

Auditors’ Responsibility 

Our responsibility is to express an opinion on these consolidated financial statements based on 

our audits. We conducted our audits in accordance with Canadian generally accepted auditing 

standards. Those standards require that we comply with ethical requirements and plan and 

perform an audit to obtain reasonable assurance about whether the consolidated financial 

statements are free from material misstatement. 

An audit involves performing procedures to obtain audit evidence about the amounts and 

disclosures in the consolidated financial statements. The procedures selected depend on our 

judgment, including the assessment of the risks of material misstatement of the consolidated 

financial statements, whether due to fraud or error. In making those risk assessments, we consider 

internal control relevant to the entity's preparation and fair presentation of the consolidated 

financial statements in order to design audit procedures that are appropriate in the circumstances, 

but not for the purpose of expressing an opinion on the effectiveness of the entity's internal 

control. An audit also includes evaluating the appropriateness of accounting policies used and the 

reasonableness of accounting estimates made by management, as well as evaluating the overall 

presentation of the consolidated financial statements. 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
39 

 
We believe that the audit evidence we have obtained in our audits is sufficient and appropriate to 

provide a basis for our audit opinion. 

Opinion 

In our opinion, the consolidated financial statements present fairly, in all material respects, the 

financial position of Hardwoods Distribution Income Fund as at December 31, 2010 and 2009, 

and the consolidated results of operations and its consolidated cash flows for the years then ended 

in accordance with Canadian generally accepted accounting principles. 

Chartered Accountants 

Vancouver, Canada 

March 28, 2011 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
40 

 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Consolidated Balance Sheets 
(Expressed in thousands of Canadian dollars) 

December 31, 2010 and 2009 

Assets 

Current assets: 

Cash and cash equivalents 
Accounts receivable (note 6(b)) 
Income taxes recoverable 
Inventory (note 5) 
Prepaid expenses 

Long-term receivables (note 6(b)) 

Property, plant and equipment (note 7) 

Deferred financing costs 

Future income taxes (note 11) 

Liabilities and Unitholders’ Equity 

Current liabilities: 

Bank indebtedness (note 8) 
Accounts payable and accrued liabilities 

Deferred gain on sale-leaseback of land and building  

Non-controlling interests (note 9) 

Unitholders’ equity: 

Fund Units (note 10) 
Contributed surplus (note 10) 
Deficit 
Accumulated other comprehensive loss 

Commitments (note 13) 
Contingencies (note 17) 

2010 

2009 

$ 

43 
26,656 
1,820 
27,441 
768 
56,728 

1,515 

891 

214 

15,594 

$ 

463 
25,585 
2,286 
23,901 
878 
53,113 

1,883 

1,291 

396 

17,587 

$ 

74,942 

$  74,270 

$ 

6,959 
3,680 
10,639 

320 

8,744 

133,653 
198 
(59,242) 
(19,370) 
55,239 

$ 

4,960 
4,988 
9,948 

416 

8,748 

133,454 
- 
(60,198) 
(18,098) 
55,158 

$ 

74,942 

$  74,270 

See accompanying notes to consolidated financial statements. 

Approved on behalf of the Trustees: 

(Signed) GRAHAM M. WILSON 

  Trustee 

(Signed) TERRY M. HOLLAND 

  Trustee 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
41 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Consolidated Statements of Operations and Deficit 
(Expressed in thousands of Canadian dollars, except per unit amounts) 

Years ended December 31, 2010 and 2009 

Sales 
Cost of sales 

Gross profit 

Expenses (income): 

Selling and administrative 
Amortization: 

Plant and equipment 
Deferred financing costs 

Deferred gain on sale-leaseback of land and building 
Interest 
Foreign exchange losses 

Income (loss) before non-controlling interests and income taxes 

Non-controlling interests (note 9) 

Income (loss) before income taxes 

Income tax expense (recovery) (note 11): 

Current 
Future 

Income (loss) for the year 

Deficit, beginning of year 

Deficit, end of year 

Basic and diluted earnings (loss) per Unit 
Weighted average number of Units outstanding 

See accompanying notes to consolidated financial statements. 

2010 

2009 

$  197,655 
163,298 

$  190,923 
156,441 

34,357 

34,482 

29,740 

431 
177 
(76) 
709 
161 
31,142 

3,215 

(643) 

2,572 

104 
1,512 
1,616 

956 

(60,198) 

35,636 

795 
159 
(84) 
586 
1,553 
38,645 

(4,163) 

2,347 

(1,816) 

(1,896) 
10,320 
8,424 

(10,240) 

(49,958) 

$ 

(59,242) 

$  (60,198) 

$ 
0.07 
14,410,312 

$ 
(0.71) 
14,410,000 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
42 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Consolidated Statements of Comprehensive Loss 
(Expressed in thousands of Canadian dollars) 

Years ended December 31, 2010 and 2009 

Net income (loss) for the year 

$ 

956 

$  (10,240) 

Other comprehensive loss: 

Unrealized losses on translation of  
self-sustaining foreign operations 

(1,272) 

(3,374) 

Comprehensive loss 

$ 

(316) 

$  (13,614) 

2010 

2009 

Consolidated Statements of Accumulated Other Comprehensive Loss 
(Expressed in thousands of Canadian dollars) 

Years ended December 31, 2010 and 2009 

Accumulated other comprehensive loss, beginning of year 

$ 

(18,098) 

$  (14,724) 

Other comprehensive loss 
Accumulated other comprehensive loss, end of year 

(1,272) 
(19,370) 

$ 

(3,374) 
$  (18,098) 

2010 

2009 

See accompanying notes to consolidated financial statements. 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
43 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Consolidated Statements of Cash Flows 
(Expressed in thousands of Canadian dollars) 

Years ended December 31, 2010 and 2009 

Cash flows provided by (used in) operating activities: 

Net income (loss) for the year 
Items not involving cash: 

Amortization 
Imputed interest income on employee loans 
Non-cash employee compensation 
Deferred gain on sale-leaseback of land and building 
Gain on sale of property, plant and equipment 
Unrealized foreign exchange losses 
Non-controlling interests 
Future income taxes 

Change in non-cash operating working capital (note 12) 
Net cash provided by (used in) operating activities 

Cash flows provided by (used in) financing activities: 

Bank indebtedness 
Deferred financing fees 
Net cash provided by (used in) financing activities 

Cash flows provided by (used in) investing activities: 
Additions to property, plant and equipment 
Proceeds on disposal of property, plant and equipment 
Long-term receivables, net 
Net cash provided by investing activities 

Increase (decrease) in cash 

Cash, beginning of year 

Cash, end of year 

Supplemental information: 

Interest paid 
Income taxes paid 
Income tax refunds received 
Transfer of accounts receivable to long-term customer notes 

receivable, being a non-cash transaction 

See accompanying notes to consolidated financial statements. 

2010 

2009 

$ 

956 

$  (10,240) 

608 
(22) 
397 
(76) 
(28) 
161 
643 
1,512 
4,151 
(7,553) 
(3,402) 

2,265 
- 
2,265 

(74) 
33 
758 
717 

(420) 

463 

43 

685 
77 
323 

- 

$ 

$ 

954 
(158) 
- 
(84) 
(42) 
1,553 
(2,347) 
10,320 
(44) 
10,291 
10,247 

(11,031) 
(345) 
(11,376) 

(95) 
57 
1,545 
1,507 

378 

85 

$ 

463 

$ 

586 
207 
- 

685 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
44 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Notes to Consolidated Financial Statements 
(Tabular amounts expressed in thousands of Canadian dollars) 

Years ended December 31, 2010 and 2009 

1.  Nature of operations: 

Hardwoods Distribution Income Fund (the “Fund”) is an unincorporated, open ended, limited purpose trust 

established  under  the  laws  of  the  Province  of  British  Columbia  on  January  30,  2004  by  a  Declaration  of 

Trust.  The Fund commenced operations on March 23, 2004 when it completed an initial public offering of 

Units  and  acquired  an 80%  interest in  a  hardwood  lumber and  sheet  goods  distribution business  in  North 

America (the “Business”) from affiliates of Sauder Industries Limited (“SIL”).  The Fund holds, indirectly, 80% 

of  the  outstanding  limited  partnership  units  of  Hardwoods  Specialty  Products  LP  (“Hardwoods  LP”)  and 

Hardwoods Specialty Products US LP (“Hardwoods USLP”), limited partnerships established under the laws 

of the Province of Manitoba and the state of Delaware, respectively. 

2.  Significant accounting policies: 

These  consolidated  financial  statements  have  been  prepared  in  accordance  with  Canadian  generally 

accepted accounting principles. 

(a)  Basis of presentation: 

These  consolidated  financial  statements  include  the  accounts  of  the  Fund  and  its  80%  owned 

subsidiaries Hardwoods LP and Hardwoods USLP and other wholly owned subsidiaries.  All significant 

intercompany balances and transactions have been eliminated on consolidation. 

(b)  Cash and cash equivalents: 

The Fund considers deposits in banks, certificates of deposit and short-term investments with original 

maturities of three months or less when acquired as cash and cash equivalents. 

(c)  Accounts receivable: 

Accounts receivable includes trade accounts receivable net of allowances for doubtful accounts plus the 

current  portion  of  housing  loans  receivable  from  employees  related  to  their  relocation  and  customer 

notes receivable.  

(d)  Inventory: 

Inventory  is  valued  at  lower  of  cost  and  net  realizable  value.    Cost  is  determined  using  the  weighted 

average  cost method  and  includes invoice  cost,  duties,  freight,  and  other  directly  attributable costs  of 

acquiring the inventory. 

Volume rebates and other supplier discounts are included in income when earned.  Volume rebates and 

supplier trade  discounts  are  accounted  for as  a  reduction  of  the cost  of  the  related  inventory  and  are 

earned when inventory is sold. 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
45 

 
 
 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Notes to Consolidated Financial Statements 
(Tabular amounts expressed in thousands of Canadian dollars) 

Years ended December 31, 2010 and 2009 

2.  Significant accounting policies (continued): 

(e)  Property, plant and equipment (continued): 

Property, plant and equipment is stated at cost less accumulated amortization.  During the year ended 

December 31, 2010 management performed an annual review of amortization policies and as a result 

increased  the  estimated  useful  life  of  certain    mobile  equipment.    The  change  in  estimate  is  being 

applied prospectively.   Amortization is provided at straight-line rates sufficient to amortize the cost of 

the assets over their estimated useful lives as follows: 

Assets 

Machinery and equipment 
Mobile equipment 
Leasehold improvements 

(f)  Deferred financing costs: 

Estimated useful life 

3 to 10 years 
up to 15 years 
Over the term of the lease 

Financing  costs  incurred  to  obtain  credit  facilities  are  deferred  and  amortized  on  a  straight-line  basis 

over the term of the related credit facility.  

(g)  Impairment of long-lived assets: 

Long-lived  assets,  including  property,  plant  and  equipment,  are  reviewed  for  impairment  whenever 

events  or  changes  in  circumstances  indicate  that  the  carrying  amount  of  an  asset  may  not  be 

recoverable.  Recoverability of assets is measured by a comparison of the carrying amount of an asset 

to  estimated  undiscounted  future  cash  flows  expected  to  be  generated  by  the  asset.  If  the  carrying 

amount for the asset exceeds its estimated future cash flows, an impairment charge is recognized by 

the amount that the carrying amount of the asset exceeds its fair value.  

 (h)  Sales-leaseback of land and building: 

During the year ended December 31, 2005, a subsidiary of the Fund sold a building and related land 

and leased back the facilities. The gain on the sale has been deferred and is amortized in proportion to 

the rental payments over the lease term. 

 (i) 

Income taxes: 

Incorporated subsidiaries of the Fund use the asset and liability method of accounting for income taxes.  

Under  the  asset  and  liability  method,  future  income  tax  assets  and  liabilities  are  recognized  for  the 

future tax consequences attributable to differences between the financial statement carrying amounts of 

existing  assets  and  liabilities  and  their  respective  tax  bases.    Future  tax  assets  and  liabilities  are 

measured using enacted or substantively enacted tax rates expected to apply to taxable income in the 

years  in  which  those  temporary  differences  are  expected  to  be  recovered  or  settled.    The  effect  on 

future  tax  assets  and  liabilities  of  a  change  in  tax  rates  is  recognized  in  income  in  the  period  that 

includes the substantive enactment date.  The amount of future income tax assets recognized is limited 

to the amount that is more likely than not to be realized. 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
46 

 
 
 
 
 
 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Notes to Consolidated Financial Statements 
(Tabular amounts expressed in thousands of Canadian dollars) 

Years ended December 31, 2010 and 2009 

2.  Significant accounting policies (continued): 

(i) 

Income taxes (continued): 

As the Fund allocates all of its net earnings to Unitholders and deducts these amounts in computing its 

taxable income, Unitholders, rather than the Fund, will generally be liable for any income tax obligations 

until January 1, 2011.  Accordingly, no provision for current income taxes has been made in respect of 

the Fund itself. 

On  June  12,  2007,  the  Canadian  federal  government’s legislation  to  tax  publicly  traded  income  trusts 

passed  third  reading  in  the  House  of  Commons  and  thus  the  associated  income  tax  became 

substantively  enacted  for  accounting  purposes.    The  legislation  imposes  a  tax  on  distributions  from 

Canadian  public  income  trusts.    The  new  tax  does  not  apply  to  the  Fund  until  January 1,  2011  as  a 

transition period applies to publicly traded trusts that existed prior to November 1, 2006.  As a result of 

the substantive enactment of the new tax legislation, the Fund has recognized future income tax assets 

and liabilities that are expected to reverse subsequent to January 1, 2011.   

(j)  Revenue recognition: 

Revenue from the sale of hardwood lumber and sheet goods is recognized at the time of delivery, which 

is when title and the risks and rewards of ownership transfer to the customer. 

 (k)  Translation of foreign currencies: 

The accounts of the Fund’s self-sustaining foreign operations are translated into Canadian dollars using 

the  current  rate  method.    Assets  and  liabilities  are  translated  at  the  exchange  rate  in  effect  at  the 

balance sheet date and revenue and expenses are translated at average exchange rates for the period 

as a proxy for the exchange rates prevailing at the transaction dates.  Gains or losses arising from the 

translation  of  the  financial  statements  of  the  self-sustaining  foreign  operations  are  deferred  in  the 

accumulated other comprehensive loss account in Unitholders’ equity. 

Foreign monetary assets and liabilities of the Canadian operations have been translated into Canadian 

dollars using the rate of exchange in effect at the balance sheet date.  Revenue and expenses of the 

Canadian  operations  denominated in  foreign currencies are  translated  at  the  average  exchange  rates 

for  the period.    Exchange  gains  or losses  arising  from  translation of  these  foreign monetary  balances 

and transactions are reflected in income for the period. 

(l)  Unit based compensation: 

The  Fund  has  a  unit  based  long-term  incentive  compensation  plan  which  is  described  in  Note  10(b).  

The  Fund  is  accounting  for  the  Restricted  Units  and  Performance  Units  as  employee  equity  settled 

awards whereby the compensation cost is determined at the grant date and recognized over the service 

period using  graded  vesting  amortization.    The  amount  of  compensation  cost  recognized each period 

during  the  requisite  service  period  is  based  on  the  estimated  number  of  awards  that  are  expected  to 

vest  and  in  the  case  of  Performance  Units,  based  on  the  estimated  number  of  Units  to  be  issued 

provided that the performance conditions are considered probable of achievement. 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
47 

 
 
 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Notes to Consolidated Financial Statements 
(Tabular amounts expressed in thousands of Canadian dollars) 

Years ended December 31, 2010 and 2009 

2.  Significant accounting policies (continued): 

(m)  Earnings (loss) per Unit: 

Basic  earnings  (loss)  per  Unit  is  calculated  by  dividing  net  earnings  (loss)  by  the  weighted  average 

number of Units outstanding during the reporting period.  Diluted earnings (loss) per Unit is calculated 

by application of the if-converted method for convertible securities (being exchangeable Units held by 

the  non-controlling  interest),  and  for  Long  Term  Incentive  Units.  The  if-converted  method  assumes 

conversion of convertible securities, taking into account performance contingencies, at the beginning of 

the reporting period (or at the time of issuance, if later). 

 (n)  Use of estimates: 

The preparation of financial statements requires management to make estimates and assumptions that 

affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at 

the  date  of  the  financial  statements  and  the  reported  amounts  of  revenue  and  expenses  during  the 

reporting period.  Areas requiring significant management estimate include the estimate of useful lives 

of  property,  plant  and  equipment,  determination  of  the  allowance  for  doubtful  accounts  for  accounts 

receivable, future income taxes and amounts of accrued liabilities.  Actual amounts may differ from the 

estimates applied in the preparation of these financial statements. 

(o)  Comparative figures: 

Certain  comparative  figures  have  been  reclassified  to  conform  with  the  presentation  adopted  in  the 

current period. 

3.  Adoption of new accounting standards: 

Effective  January  1,  2011,  the  CICA  will  transition  Canadian  generally  accepted  accounting  principles 

(“GAAP”)  for  publicly  accountable  entities  to  International  Financial  Reporting  Standards  (“IFRS”).    The 

Fund’s  consolidated  financial  statements  are  to  be  prepared  in  accordance  with  IFRS  for  the  fiscal  year 

commencing  January  1,  2011  and  the  transition  from  Canadan  GAAP  to  IFRS  will  be  applicable  for  the 

Fund’s  first  quarter  2011  financial  statement  when  the  Fund  will  prepare  both  current  and  comparative 

financial  information  in  accordance  with  IFRS.      While  IFRS  uses  a  conceptual  framework  similar  to 

Canadian GAAP, there are significant differences on recognition, measurement, and disclosures.  The Fund 

has identified key areas which will be impacted, including:   

 

The deferred gain on sale-leaseback of land and building on the balance sheet will be transferred 

to Unitholders’ deficit at January 1, 2010.  The effect will be a decrease to liabilities and a decrease 

to deficit; 

  At  the  IFRS  balance  sheet  transition  date,  January  1,  2010,  the  Fund  will  elect  under  IFRS  1  to 

reduce  to  nil  cumulative  translation  differences  that  exist  related  to  translation  of  self  sustaining 

foreign  subsidiaries.    The  effect  is  to  decrease  to  nil  the  balance  of  accumulated  other 

comprehensive loss with a corresponding increase to deficit;  

  Subsidiaries  of  the  Fund  lease  vehicles  for  employee  use.    Under  IFRS  such  leases  have  been 

determined to be capital leases, rather than operating leases as is currently the case.  The effect is 

to increase property, plant and equipment, and to  record a lease obligation liability.  Amortization 

on the property, plant and equipment and finance costs associated with the lease obligation will be 

recorded in earnings as compared to an operating lease expense;   

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
48 

 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Notes to Consolidated Financial Statements 
(Tabular amounts expressed in thousands of Canadian dollars) 

Years ended December 31, 2010 and 2009 

3.  Adoption of new accounting standards (continued): 

  Under  IFRS,  the  Fund  units meet  the  definition of  a  liability.    The  effect  is  to  reduce  Unitholders’ 

equity, and increase Fund unit liability; 

 

The exchangeable Class B units held by the non-controlling interest are considered a liability as the 

units to be issued by the Fund in an exchange are themselves a puttable financial instrument  The 

Fund will record the non-controlling interest as a liability at its estimated fair value at each reporting 

date.  Fluctuations in the estimated fair value of the Class B units will be recorded in income during 

each period.  The effect will be to decrease the carrying value of the non-controlling interest at the 

January 1, 2010 transition date with a corresponding reduction to the deficit.; 

 

The  Fund  is  required  to  classify  its  Long  Term  Incentive  Plan  Units  (note  10(b))  as  cash  settled 

awards  and  record  the  estimated  compensation  expense  as  a  liability  until  such  date  as  the 

obligation is settled.  The amount of compensation expense is remeasured each period end based 

on the current market price of the Fund’s units and the expense is recognized each period based 

on  the  estimated  number  of  awards  that  are  expected  to  vest.    The  effect  will  be  to  increase 

liabilities and decrease contributed surplus; 

  Corresponding future income tax impacts of the above noted adjustments will also be required. 

In addition, financial statement presentation changes and additional disclosure requirements are anticipated 

under IFRS.  The adoption of IFRS is not expected to have a material impact on the Fund’s reported cash 

flows. 

4.  Capital disclosures: 

The Fund’s policy is to maintain a strong capital base so as to maintain investor, creditor and market 

confidence and to sustain future development of the business.  The Fund considers its capital to be bank 

indebtedness (net of cash) plus Unitholders’ equity.  The Fund’s capitalization is as follows:  

Cash and cash equivalents 
Bank indebtedness 

Net debt 

Unitholders’ equity 

Total capitalization 

2010 

$ 

(43) 
6,959 

$ 

6,916 

55,239 

2009 

(463) 
4,960 

4,497 

55,158 

$ 

62,155 

$  59,655 

The  Fund  monitors  on  a  monthly  basis  the  ratio  of  net  debt  to  earnings  before  interest,  income  taxes, 

depreciation and amortization (“EBITDA”).  Net debt to EBITDA serves as an indicator of the Fund’s financial 

leverage.  The U.S. credit facility is subject to a minimum trailing EBITDA covenant that is only applicable in 

the event the U.S. subsidiary’s unused credit availability falls below US $4.0 million.  The Canadian credit 

facility is subject to a Fixed Charge Coverage Ratio (“FCCR”) calculated as (EBITDA – capital expenditures 

– cash taxes)/(interest expense) which cannot be less than 1.1 for Hardwoods LP. 

The  terms  of  the  agreements  with  the  Fund’s  lenders  provide  that  distributions  cannot  be  made  to  its 

unitholders in the event that its subsidiaries do not meet the above covenant requirements as well as certain 

additional credit ratios.  The Fund’s operating subsidiaries were compliant with all required credit ratios as at 

December  31,  2010  and  2009,  and  accordingly  there  were  no  restrictions  on  distributions  arising  from 

compliance with financial covenants. 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
49 

 
 
 
 
 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Notes to Consolidated Financial Statements 
(Tabular amounts expressed in thousands of Canadian dollars) 

Years ended December 31, 2010 and 2009 

4.  Capital disclosures: 

Distributions are one of the ways the Fund manages its capital.  Distributions of the Fund’s available cash 

are  made  to  the  maximum  extent  possible,  subject  to  reasonable  reserves  established by  the  Trustees  of 

the Fund.  Distributions are made by the Fund having given consideration to a variety of factors including the 

outlook for the business, financial leverage, and the ratio of distributions to available cash of the Fund.   

There were no changes in the Fund’s approach to capital management during the year ended December 31, 

2010.   On  November  3, 2008  the  Trustees of  the  Fund  suspended further  monthly  distributions until  such 

time as market conditions and the Fund’s generation of cash has improved. 

5. 

Inventory: 

Lumber 
Sheet goods 
Specialty 
Goods in-transit 

$ 

2010 

9,868 
13,270 
2,307 
1,996 

$ 

2009 

8,224 
12,171 
2,099 
1,407 

$ 

27,441 

$  23,901 

During the year ended December 31, 2010 inventory write-downs totaling $1.0 million (2009  - $2.7 million) 

were recorded to reduce certain inventory items to their net realizable value.   

Cost  of  sales  for  the  year  ended  December  31,  2010  were  $163.3  million  (2009  -  $156.4  million),  which 

included  $156.7  million  (2009  -  $148.3  million)  of  costs  associated  with  inventory.    The  other  $6.6  million 

(2009 - $8.1 million) related principally to freight and other related expenses. 

6.  Financial instruments: 

Financial assets include cash and cash equivalents, which are designated as held-for-trading and measured 

at  fair  value,  current  and  long-term  receivables,  and  income  taxes  recoverable  which  are  designated  as 

loans and receivables and measured at amortized cost.  Financial liabilities include bank indebtedness and  

accounts  payable  and  accrued  liabilities.    All  financial  liabilities  are  designated  as  other  liabilities  and  are 

measured at amortized cost.  There are no financial instruments classified as available-for-sale or held-to-

maturity.   

(a)  Fair values of financial instruments: 

The  carrying  values  of  cash  and  cash  equivalents,  accounts  receivable,  income  taxes  recoverable, 

accounts payable and accrued liabilities approximate their fair values due to the relatively short period 

to maturity of the instruments.  The fair value of long-term receivables is not expected to differ materially 

from carrying value.  The carrying values of the credit facilities approximate their fair values due to the 

existence of floating market based interest rates.     

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
50 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Notes to Consolidated Financial Statements 
(Tabular amounts expressed in thousands of Canadian dollars) 

Years ended December 31, 2010 and 2009 

6.  Financial instruments (continued): 

(b)  Financial risk management: 

Trustees  of  the  Fund  and  the  Board  of  Directors  of  the  Fund’s  subsidiaries  have  the  overall 

responsibility  for  the  establishment  and  oversight  of  the  Fund’s  risk  management  framework.    The 

Fund’s risk management policies are established to identify and analyze the risks faced by the Fund, to 

set appropriate risk limits and controls, and to monitor risks and adherence to limits.  Risk management 

policies and systems are reviewed regularly to reflect changes in market conditions and in response to 

the Fund’s activities.  Through its standards and procedures management has developed a disciplined 

and  constructive  control  environment  in  which  all  employees  understand  their  roles  and  obligations.  

Management regularly monitors compliance with the Fund’s risk management policies and procedures 

and reviews the adequacy of the risk management framework in relation to the risks faced by the Fund. 

The Fund has exposure to credit, liquidity and market risks from its use of financial instruments. 

 (i)  Credit risk: 

Credit  risk  is  the  risk  of  financial  loss  to  the  Fund  if  a  customer  or  counterparty  to  a  financial 

instrument  fails  to  meet  its  contractual  obligations.    Credit  risk  arises  principally  from  the  Fund’s 

receivables  from  its  customers.    Employee  housing  loans,  customer  notes  and  security  deposits 

also present credit risk to the Fund.   

The following is a breakdown of the Fund’s current and long-term receivables and represents the 

Fund’s exposure to credit risk related to its financial assets:  

Trade accounts receivable - Canada  
Trade accounts receivable - United States 
Sundry receivable 
Current portion of long-term receivables 

Less: allowance for doubtful accounts 

Long-term receivables: 

Employee housing loans 
Customer notes 
Security deposits 

Less: current portion, included in accounts receivable 

$ 

2010 

10,555 
17,726 
200 
413 

28,894 

2,238 

$ 

2009 

9,756 
16,117 
203 
919 

26,995 

1,410 

$ 

26,656 

$  25,585 

$ 

375 
1,088 
465 
1,928 

413 

$ 

450 
1,834 
518 
2,802 

919 

$ 

1,515 

$ 

1,883 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
51 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Notes to Consolidated Financial Statements 
(Tabular amounts expressed in thousands of Canadian dollars) 

Years ended December 31, 2010 and 2009 

6.  Financial instruments (continued): 

(b)  Financial risk management (continued): 

(i)  Credit risk (continued): 

Trade accounts receivable: 

The  Fund’s  exposure  to  credit  risk  is  influenced  mainly  by  the  individual  characteristics  of  each 

customer.    The  Fund  is  exposed  to  credit  risk  in  the  event  it  is  unable  to  collect  in  full  amounts 

receivable  from  its  customers.    The  Fund  employs  established  credit  approval  practices  and 

engages credit attorneys when appropriate to mitigate credit risk.  It is the Fund’s policy to secure 

credit  advanced  to customers  whenever  possible  by  registering security  interests  in  the  assets of 

the  customer  and  by  obtaining  personal  guarantees.    Credit  limits  are  established  for  each 

customer and are regularly reviewed.  In some instances the Fund may choose to transact with a 

customer on a cash-on-delivery basis.  The Fund’s largest individual customer balance amounted 

to 8.1% (2009  – 9.1%) of trade accounts receivable and customer notes receivable at December 

31, 2010. 

The aging of trade receivables was:  

Current 
Past due 31-60 days 
Past due 61-90 days 
Past due 90+ days 

$ 

2010 

16,791 
5,460 
2,059 
3,971 

2009 

$  14,557 
5,283 
2,181 
3,852 

$ 

28,281 

$  25,873 

The  Fund  determines  its  allowance  for  doubtful  accounts  based  on  its  best  estimate  of  the  net 

recoverable amount by customer.  Accounts that are considered uncollectable are written off.  The 

total  allowance at  December 31,  2010  was  $2.2  million  (2009  - $1.4  million).    The  amount  of  the 

allowance  is considered  sufficient  based  on  the  past  experience  of  the  business,  the  security  the 

Fund  has  in  place  for  past  due  accounts  and  management’s  regular  review  and  assessment  of 

customer accounts and credit risk. 

The change in the allowance for doubtful accounts can be reconciled as follows: 

Balance as at January 1 
Additions during the period  
Changes due to currency rate fluctuations 
Use during the period 

$ 

2010 

1,410 
1,788 
(102) 
(858) 

$ 

2009 

2,347 
2,774 
(263) 
(3,448) 

Balance as at December 31 

$ 

2,238 

$ 

1,410 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
52 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Notes to Consolidated Financial Statements 
(Tabular amounts expressed in thousands of Canadian dollars) 

Years ended December 31, 2010 and 2009 

6.  Financial instruments (continued): 

(b)  Financial risk management (continued): 

(i)  Credit risk (continued): 

Bad  debt  expense  comprises  additions  to  the  allowance  for  doubtful  accounts  and  the  value  of 

receivables  directly  written  off  less  recoveries  on  accounts  previously  written  off.    Bad  debt 

expense,  net  of  recoveries,  for  the  year  ended  December  31,  2010  was  $2.0  million  all  of  which 

related  to trade  accounts  receivable.    For the  year  ended December  31,  2009 bad debt  expense 

was $5.2 million which included $3.4 million related to trade accounts receivable and $1.8 million to 

long-term receivables.  For the previous five years, bad debt expense has averaged approximately 

1.3% of sales. 

Employee housing loans: 

Employee  loans  are  non-interest  bearing  and  are  granted  to  employees  who  are  relocated.  

Employee  loans  are  secured  by  a  deed  of  trust  or  mortgage  depending  upon  the  jurisdiction.  

Employee loans are repaid in accordance with the loan agreement.  These loans are measured at 

their fair market value upon granting the loan and subsequently measured at amortized cost. 

Customer notes: 

Customer notes are issued to certain customers to provide fixed repayment schedules for amounts 

owing that have been agreed will be repaid over longer periods of time.  The terms of each note are 

negotiated  with  the  customer.    For  notes  issued  the  Fund  requires  a  fixed  payment  amount, 

personal  guarantees,  general  security  agreements,  and  security  over  specific  property  or  assets.  

Customer notes bear market interest rates ranging from 8%-10%. 

Security deposits: 

Security  deposits  are  recoverable  on  leased  premises  at  the  end  of  the  related  lease  term.    The 

Fund does not believe there is any material credit risk associated with its security deposits. 

 (ii)  Liquidity risk: 

Liquidity  risk  is  the  risk that  the  Fund  will not be  able  to meet  its  financial obligations  as  they  fall 

due.    The  Fund’s  approach  to  managing  liquidity  is  to  ensure  that  it  will  have  sufficient  cash 

available  to  meet  its  liabilities  when  due,  under  both  normal  and  stressed  conditions,  without 

incurring unacceptable losses or risking damage to the Fund’s reputation.  At December 31, 2010, 

in Canada, a subsidiary of the Fund had a revolving credit facility of up to $15.0 million.  In the US, 

a  subsidiary  of  the  Fund  had  a  revolving  credit  facility  of  up  to  $24.8  million  (US$25.0  million).  

These  credit  facilities  can  be  drawn  down  to  meet  short-term  financing  requirements,  including 

fluctuations  in  non-cash  working  capital.    The  amount  made  available  under  the  revolving  credit 

facilities  from  time  to  time  is  limited  to  the  extent  of  the  value  of  certain  accounts  receivable  and 

inventories held by subsidiaries of the Fund, as well as by continued compliance with credit ratios 

and certain other terms under the credit facilities.  At December 31, 2010 the Canadian and U.S. 

credit  facilities  had  $11.2  million  and  $9.6  million  (US$9.7  million),  respectively,  of  additional 

borrowing capacity.   

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
53 

 
 
 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Notes to Consolidated Financial Statements 
(Tabular amounts expressed in thousands of Canadian dollars) 

Years ended December 31, 2010 and 2009 

6.  Financial instruments (continued): 

(b)  Financial risk management (continued): 

(iii)  Market risk: 

Market risk is the risk that changes in market prices, such as interest rates, foreign exchange rates, 

and  commodity  prices  will  affect  the  Fund’s  net  earnings  or  value  of  its  holdings  of  financial 

instruments. 

Interest rate risk: 

The Fund is exposed to interest rate risk on its credit facilities which bear interest at floating market 

rates. 

Based  upon  December  31,  2010  bank  indebtedness  balance  of  $6.7  million,  a  1%  increase  or 

decrease in the interest rates charged would result in decrease or increase to annual net earnings 

by approximately $40,000. 

Currency risk: 

As  the  Fund  conducts  business  in  both  Canada  and  the  United  States  it  is  exposed  to  currency 

risk.  Most of the hardwood lumber sold by the Fund in Canada is purchased in U.S. dollars from 

suppliers in the United States.  Although the Fund reports its financial results in Canadian dollars, 

approximately two-thirds of its sales are generated in the United States.  Changes in the currency 

exchange rates of the Canadian dollar against the U.S. dollar will affect the results presented in the 

Fund’s financial statements and cause its earnings to fluctuate.  Changes in the costs of hardwood 

lumber  purchased  by  the  Fund  in  the  United  States  as  a  result  of  the  changing  value  of  the 

Canadian dollar against the U.S. dollar are usually absorbed by the Canadian market.  When the 

hardwood  lumber  is  resold  in  Canada  it  is  generally  sold  at  a  Canadian  dollar  equivalent  selling 

price, and accordingly revenues in Canada are effectively increased by decreases in value of the 

Canadian dollar and vice versa.  Fluctuations in the value of the Canadian dollar against the U.S. 

dollar will affect the amount of cash available to the Fund for distribution to its Unitholders. 

At December 31, 2010 the Fund’s Canadian subsidiaries primary exposure to foreign denominated 

working  capital  financial  instruments  was  in  relation  to  accounts  receivable    from  U.S.  customers 

(US$0.2  million,  (2009  –  US$0.2  million)),  income  taxes  recoverable  (US$1.9  million,  (2009  – 

US$1.9 million)), and accounts payable to U.S. suppliers ($0.2 million, (2009 – US$0.2 million)). 

Based on the Fund's exposure to foreign denominated financial instruments, the Fund estimates a 

$0.05 weakening in the Canadian dollar as compared to the U.S. dollar would have reduced the net 

income for the year ended December 31, 2010 by approximately $0.1 million (2009 - $0.1 million).  

A $0.05 strengthening of the Canadian dollar as compared to the U.S. dollar would have had the 

equal but opposite effect.  

This foreign currency sensitivity is focused solely on the currency risk associated with the Fund’s 

Canadian subsidiaries exposure to foreign denominated financial instruments as at December 31, 

2010  and  does  not  take  into  account  the  effect  of  a  change  in  currency  rates  will  have  on  the 

translation of the balance sheet and operations of the Fund’s U.S. subsidiaries nor is it intended to 

estimate  the  potential  impact  changes  in  currency  rates  would  have  on  the  Fund’s  sales  and 

purchases.  

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
54 

 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Notes to Consolidated Financial Statements 
(Tabular amounts expressed in thousands of Canadian dollars) 

Years ended December 31, 2010 and 2009 

6.  Financial instruments (continued): 

(b)  Financial risk management (continued): 

(iii)  Market risk (continued): 

Commodity price risk: 

The  Fund  does  not  enter  in  to  any  commodity  contracts.    Inventory  purchases  are  transacted  at 

current market rates based on expected usage and sale requirements and increases or decreases 

in prices are reflected in the Fund’s selling prices to customers.  

7.  Property, plant and equipment: 

December 31, 2010 

Cost 

Accumulated 
amortization 

Net book 
value 

Machinery and equipment 

$ 

1,956 

$ 

1,689 

$ 

Mobile equipment 
Leasehold improvements 

2,979 
785 

2,381 
759 

$ 

5,720 

$ 

4,829 

$ 

267

598 
26 

891 

December 31, 2009 

Cost 

Accumulated 
amortization 

Net book 
value 

Machinery and equipment 

$ 

2,095 

$ 

1,685 

$ 

Mobile equipment 
Leasehold improvements 

3,225 
786 

2,394 
736 

410

831 
50 

$ 

6,106 

$ 

4,815 

$ 

1,291 

8.  Bank indebtedness: 

Checks issued in excess of funds on deposit 
Credit facility, Hardwoods LP 
Credit facility, Hardwoods USLP (December 31, 2010 - US$6,162; 

$ 

December 31, 2009 - US$1,844) 

2010 

282 
548 

6,129 

$ 

2009 

1,077 
1,945 

1,938 

Bank indebtedness consists of checks issued in excess of funds on deposit and advances under operating 

lines of credit available to Hardwoods LP and Hardwoods USLP (the “Credit Facilities”).  

$ 

6,959 

$ 

4,960 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
55 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Notes to Consolidated Financial Statements 
(Tabular amounts expressed in thousands of Canadian dollars) 

Years ended December 31, 2010 and 2009 

8.  Bank indebtedness (continued): 

Each of the Credit Facilities is separate, is  not guaranteed by the other partnership, and does not contain 

cross default provisions to the other Credit Facility. The Credit Facility made available to Hardwoods LP is 

secured by a first security interest in all of the present and after acquired property of Hardwoods LP and its 

operating subsidiaries, and by the LP Units held by  a subsidiary of the Fund and SIL.  The Credit Facility 

made  available  to  Hardwoods  USLP  is  secured  by  a  first  security  interest  in  all  of  the  present  and  after 

acquired property of Hardwoods USLP and by the USLP Units held by a subsidiary of the Fund and by SIL. 

The Hardwoods LP Credit Facility  has a three year term, provides financing up to $15.0 million and has a 

maturity  date  of  August  7,  2012.    The  Hardwoods  USLP  Credit  Facility  has  a  three  year  term,  provides 

financing of up to US$ 25.0 million and has a maturity date of September 30, 2011.  Each facility is payable 

in  full  at  maturity.  The  Hardwoods  LP  Credit  Facility  is  repayable  subject  to  prepayment  penalties  of 

$225,000  if  repaid  in  the  first  12  months  of  the  credit  facility  term,  $150,000  if  repaid  in  the  second  12 

months  of  the  credit  facility  term,  and  $75,000  thereafter  if  repaid  prior  to  the  maturity  date  of  the  credit 

facility.    The  Hardwoods  USLP  Credit  Facility  is  repayable  without  prepayment  penalties.    The  Credit 

Facilities  bear  interest  at  a  floating  rate  based  on  the  Canadian  or  US  prime  rate  (as  the  case  may  be), 

LIBOR  or  bankers  acceptance  rates  plus,  in  each  case,  an  applicable  margin.  Letters  of  credit  are  also 

available  under  the  Credit  Facilities  on  customary  terms  for  facilities  of  this  nature.  The  Credit  Facilities’ 

rates  vary  with  the  ratio  of  EBITDA  minus  capital  expenditures  and  cash  taxes,  divided  by  interest. 

Commitment fees and standby charges usual for borrowings of this nature were and are payable. 

The  amount  made  available  under  the  Credit  Facility  to  Hardwoods  LP  from  time  to  time  is  limited  to  the 

extent of 85% of the book value of accounts receivable and the lesser of 60% of the book value or 85% of 

appraised value of inventories with the amount based on inventories not to exceed 60% of the total amount 

to be available. Hardwoods LP is required to maintain a fixed charge coverage ratio (calculated as the ratio 

of  EBITDA  less  cash  taxes  less  capital  expenditures,  divided  by  interest)  of  not  less  than  1.1  to  1.    At 

December 31, 2010 Hardwoods LP has $11.2 million (2009 - $11.3 million) of additional borrowing capacity. 

The amount to be made available under the Credit Facility to Hardwoods USLP from time to time is limited 

to  the  extent  of  85%  of  the  book  value  of  certain  accounts  receivable  and  50%  of  the  book  value  of 

inventories. Certain identified accounts receivable and inventories are excluded from the calculation of the 

amount  available  under  the  Credit  Facility.    Hardwoods  USLP  is  required  to  maintain  a  minimum  trailing 

EBITDA covenant until December 31, 2010, and a fixed charge coverage ratio (calculated as EBITDA less 

cash  taxes  less  capital  expenditures,  divided  by  interest  plus  distributions)  of  1.0  to  1  thereafter.  These 

covenants  of  the  Hardwoods  USLP  Credit  Facility  do  not  need  to  be  met  however  when  the  unused 

availability under the credit facility is in excess of US$4.0 million. At December 31,  2010 Hardwoods USLP 

has $9.6 million (US$9.7 million) of additional borrowing capacity. 

The  average  annual  interest  rates  paid in  respect  of  bank  indebtedness  for  the  year  ended  December 31, 

2010 were 4.79% and 5.88% (2009 – 3.82% and 4.88%) for the Hardwoods LP and Hardwoods USLP credit 

facilities, respectively.  In addition, standby fees of 0.5% and 0.75% (2009 – 0.5% and 0.75%) related to the 

unused  portion  of the credit  facilities  was  charged  by  the  banks  for  Hardwoods  LP and Hardwoods  USLP 

respectively. 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
56 

 
 
 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Notes to Consolidated Financial Statements 
(Tabular amounts expressed in thousands of Canadian dollars) 

Years ended December 31, 2010 and 2009 

9.  Non-controlling interests: 

Balance, beginning of year 

Interest in earnings: 

Interest in earnings (loss) before taxes 
Adjustment to non-controlling interest from subordination 

of Class B Unit Holders 

Increase (decrease)  

Foreign currency translation adjustment of non-controlling 

interest in Hardwoods USLP 

2010 

2009 

$ 

8,748 

$ 

13,080 

643 

- 
643 

(833) 

(1,514) 
(2,347) 

(647) 

(1,985) 

Balance, end of year 

$ 

8,744 

$ 

8,748 

The  previous  owners  of  the  Business  (note  1)  have  retained  a  20%  interest  in  Hardwoods  LP  and 

Hardwoods  USLP  through  ownership  of  Class  B  Hardwoods  LP  units  (“Class  B  LP  Units”)  and  Class  B 

Hardwoods  USLP  units  (“Class  B  USLP  Units”),  respectively.    The  Fund  owns  an  indirect  80%  interest  in 

Hardwoods LP and Hardwoods USLP through ownership of all Class A Hardwoods LP units (“Class A LP 

Units”) and Class A Hardwoods USLP units (“Class A USLP Units”), respectively. 

The  Class  A  LP  Units  and  Class  B  LP  Units  and  the  Class  A  USLP  Units  and  Class  B  USLP  Units, 

respectively, have economic and voting rights that are equivalent in all material respects except distributions 

on the Class B LP Units and Class B USLP Units are subject to the subordination arrangements described 

below until the date (the “Subordination End Date”) on which: 

 

the consolidated Adjusted EBITDA, as defined in the Subordination Agreement dated March 23, 2004, 

of the Fund for the 12 month period ending on the last day of the month immediately preceding such 

date is at least $21,300,000; and 

 

cash distributions of at least $29,540,000 ($2.05 per Unit) have been paid on the Units and a combined 

amount of cash advances or distributions of at least $7,385,000 has been paid on the Class B LP Units 

and Class B USLP Units, being $2.05 per combined Class B LP and Class B USLP Units (as adjusted 

for  issuances,  redemptions  and  repurchases  of  Units,  LP Units and  USLP  Units  subsequently  and  by 

converting  the  cash  distributions  or  advances  by  Hardwoods  USLP  on  the  USLP  Units  at  the  rate  of 

exchange used by the Fund to convert funds received by it in U.S. dollars into Canadian dollars) for the 

24 month period ending on the last day of the month immediately preceding such date. 

The Subordinated End Date had not occurred as at December 31, 2010. 

Prior to the Subordination End Date, advances and distributions on the LP Units and the USLP Units will be 

made in the following order of priority: 

  At  the  end  of  each  month,  cash  advances  or  distributions  will  be  made  to  the  holders  of  Class  A  LP 

Units and Class A USLP Units in a combined amount that is sufficient to provide available cash to the 

Fund  to  enable  the  Fund  to  make  cash  distributions  upon  the  Units  for  such  month  at  least  equal  to 

$0.08542  per  Unit  or,  if  there  is  insufficient  available  cash  to  make  distributions  or  advances  in  such 

amount, such lesser amount as is available and as determined by the board of directors of the general 

partners; 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
57 

 
 
 
 
 
 
 
 
 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Notes to Consolidated Financial Statements 
(Tabular amounts expressed in thousands of Canadian dollars) 

Years ended December 31, 2010 and 2009 

9.  Non-controlling interests (continued): 

  At the end of each fiscal quarter of Hardwoods LP and Hardwoods USLP, including the fiscal quarter 

ending on the fiscal year end, available cash of Hardwoods LP and Hardwoods USLP will be advanced 

or distributed in the following order of priority: 

o  First, in payment of the monthly cash advance or distribution to the holders of Class A LP Units and 

Class A USLP Units as described above, for the month then ended; 

o  Second,  to  the  holders  of  Class  A  LP  Units  and  Class  A  USLP  Units,  to  the  extent  that  the 

combined  monthly  cash  advances  or  distributions  in  respect  of  the  12  month  period  then  ended 

(and not, for greater certainty, in any previous 12 month period) on  Class A LP Units and Class A 

USLP Units were not made or were made in amounts less than a combined amount at least equal 

to $1.025 per Unit, the amount of any such deficiency.  As of December 31, 2010, the amount of 

such deficiency was $14.8 million (2009 - $14.8 million); 

o  Third, to the holders of Class B LP Units and Class B USLP Units in a combined amount for one 

Class B LP Unit and one Class B USLP Unit equal, on a pro-rated basis, to the combined amount 

advanced  or  distributed  on  one  Class  A  LP  Unit  and  one  Class  A  USLP  Unit  during  such  fiscal 

quarter or, if there is insufficient available cash to make advances or distributions in such amount, 

such lesser amount as is available;  

o  Fourth,  to  the  holders  of  Class  B  LP  Units  and  Class  B  USLP  Units,  to  the  extent  only  that 

combined advances or distributions in respect of any fiscal quarter(s) during the 12 month period 

then ended (and not, for greater certainty, in any previous 12 month period) on one Class B LP Unit 

and one Class B USLP Unit were not made, or were made in amounts less, on a pro-rated basis, 

that the combined amount advanced or distributed on one Class A LP Unit and one Class A USLP 

Unit during such 12 month period, the amount of such deficiency.  As of December 31, 2010, the 

amount of such deficiency was nil (2009 - nil); and  

o  Fifth, to the extent of any excess, to the holders of the Class A LP Units and Class B LP Units and 

Class  A  USLP  Units  and  Class  B  USLP  Units,  respectively,  so  that  the  combined  advances  or 

distributions on one Class A LP Unit and one Class A USLP Unit are the same as the combined 

advances or distribution on one Class B LP Unit and one Class B USLP Unit in respect of the 12 

month period then ended (and not, for greater certainty, any previous 12 month period). 

After the Subordination End Date, the holders of the Class B LP Units and Class B USLP Units will generally 

be entitled to effectively exchange all or a portion of their Class B LP Units and Class B USLP Units together 

for up to 3,602,500 Units of the Fund, representing 20% of the issued and outstanding Units of the Fund on 

a  fully  diluted  basis  (excluding  Units  issued  or  issuable  pursuant  to  the  Fund’s  Long  Term  Incentive  Plan 

(note 10(b)).  In the event the Fund enters into an agreement in respect of an acquisition or a take-over bid 

of the Fund, the holders of the Class B LP Units and Class B USLP Units will be entitled to exchange such 

units for Units of the Fund. 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
58 

 
 
 
 
 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Notes to Consolidated Financial Statements 
(Tabular amounts expressed in thousands of Canadian dollars) 

Years ended December 31, 2010 and 2009 

10.  Unitholders’ Equity: 

(a)  Fund units 

Balance at January 1, 2009 and December 31, 2009 
Issued pursuant to long-term incentive plan 

  14,410,000 
113,858 

$  133,454 
199 

 Balance at December 31, 2010 

  14,523,858 

$  133,653 

Units 

Amount 

An  unlimited  number  of  Units  and  Special  Voting  Units  may  be  created  and  issued  pursuant  to  the 

Fund’s  Declaration  of  Trust.    Each  Unit  is  transferable  and  represents  an  equal  undivided  beneficial 

interest  in  any  distributions  from  the  Fund,  whether  of  net  income,  net  realized  capital  gains  or  other 

amounts and in the net assets of the Fund in the event of a termination or winding up of the Fund.  Units 

of the Fund are redeemable at the holders’ option for amounts based on the market price of the Units at 

the  time  of  redemption,  subject  to  a  maximum  of  $50,000  in  cash  redemptions  by  the  Fund  in  any 

particular month.  The Special Voting Units are not entitled to any beneficial interest in any distribution 

from the Fund or in the net assets of the Fund in the event of a termination or winding up of the Fund.  

Each  Unit,  or  Special  Voting  Unit,  entitles  the  holder  thereof  to  one  vote  at  all  meetings  of  voting 

Unitholders. 

On  March  23,  2004,  the  Fund  issued  14,410,000  Units  at  a  price  of  $10  per  Unit  pursuant  to  the 

Offering.  Net proceeds from the Offering were $133,454,000 after deducting expenses of the Offering 

of $10,646,000.  The holders of the Class B Units of Hardwoods LP and Hardwoods USLP were issued 

3,602,500 Special Voting Units of the Fund, the value of which is included in non-controlling interests 

(note 9).    Such  Special  Voting  Units  are  to  be  cancelled  on  the  exchange  of  Class  B  Units  of 

Hardwoods LP and Hardwoods USLP for Units of the Fund. 

(b)  Long Term Incentive Plan 

At the Annual General Meeting held on May 20, 2010, the Unitholders approved a long term incentive 

plan  (“LTIP”)  which  authorized  the  issuance  of  a  maximum  of  850,000  Units  to  qualified  trustees, 

directors, officers, employees and consultants to align the interests of such persons with the interests of 

Unitholders.  

The LTIP is comprised of Restricted Units and Performance Units.  Each Restricted Unit will entitle the 

holder to be issued the number of Units of the Fund (“Units”) designated in the grant agreement for that 

Restricted Unit. Units issuable pursuant to Restricted Unit grants will vest and be issued on the date or 

dates determined by the Fund’s Compensation Committee and set out in the grant agreement, provided 
such  date  or  dates  are  not  later  than  December  31st    following  the  third  anniversary  of  the  date  the 
Restricted Unit was granted. Each Performance Unit will entitle the holder to be  issued the number of 

Units  designated  in  the  grant  agreement  for  the  Performance  Unit  multiplied  by  a  payout  multiplier 

which may range from a minimum of zero to a maximum of two depending on the achievement of the 

defined performance criteria.  Units issuable pursuant to Performance Units will be issued on the date 

set out in the grant agreement if the performance criteria are satisfied, provided such date is not later 
than December 31st  following the third anniversary of the date the Performance Unit was granted. 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
59 

 
 
 
 
 
 
 
 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Notes to Consolidated Financial Statements 
(Tabular amounts expressed in thousands of Canadian dollars) 

Years ended December 31, 2010 and 2009 

10.  Unitholders’ Equity (continued): 

(b)  Long Term Incentive Plan (continued) 

The  Units  to  which  a  grantee  is  entitled  under  a  Restricted  Unit  or  Performance  Unit  may,  at  the 

discretion  of  the  Board  of  Directors,  be  settled  by  the  Fund  in  Units  issued  from  treasury,  Units 

purchased by the Fund in the secondary market, in an amount of cash equal to the fair market value of 

such Units, or any combination of the foregoing.  

If any Restricted Units or Performance Units granted under LTIP expire, terminate or are cancelled for 

any  reason  without  the  Units  issuable  under  the  Restricted  Unit  or  Performance  Unit  having  been 

issued in full, those Units will become available for the purposes of granting further Restricted Units or 

Performance  Units  under  the  LTIP.  To  the  extent  any  Units  issuable  pursuant  to  Restricted  Units  or 

Performance Units are settled in cash or with Units purchased in the market, those Units will become 

available for the purposes of granting further Restricted Units or Performance Units.  

The  LTIP  provides  for  cumulative  adjustments  to  the  number  of  Units  to  be  issued  pursuant  to 

Restricted  Units  or  Performance  Units  on  each  date  that  distributions  are  paid  on  the  Units  by  an 

amount equal to a fraction having as its numerator the amount of the distribution per Unit and having as 

its  denominator  the  fair  market  value  of  the  Units  on  the  trading  day  immediately  preceding  the 

distribution payment date. Fair market value is the weighted average price that the Units trade on the 

Toronto Stock Exchange for the five trading days on which the Units traded immediately preceding that 

date. 

The  LTIP  provides  that  the  number  of  Units  issued  to  insiders  pursuant  to  the  plan  and  other  Unit 

compensation arrangements of the Fund within a one year period, or at any one time, may not exceed 

10% of the issued and outstanding Units.  

During the year ended  December 31, 2010, 341,572 Restricted Units and  160,452 Performance Units 

were  granted  under  the  terms  of  the  LTIP  with  an  average  fair  value  of  $1.75  per  Restricted  or 

Performance Unit.  The Restricted and Performance Units vest over a three year period from the grant 

dates. As of December 31, 2010 113,858 of the awards were fully vested and had been settled by the 

issuance of Fund Units.  A non-cash compensation expense and associated contributed surplus amount 

of $397,000 was recorded for the year ended December 31, 2010. 

A continuity of the LTIP Units outstanding is as follows: 

Balance at January 1, 2009 and December 31, 2009 
LTIP Units issued during the period 
LTIP Units settled by exchange for free-trading Fund Units 
Balance at December 31, 2010 

- 
160,452 
- 
160,452 

- 
341,571 
(113,858) 
227,713 

Performance Units 

Restricted Units 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
60 

 
 
 
 
 
 
 
 
 
 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Notes to Consolidated Financial Statements 
(Tabular amounts expressed in thousands of Canadian dollars) 

Years ended December 31, 2010 and 2009 

10.  Unitholders’ Equity (continued): 

(c)  Contributed surplus as at December 31, 2010 is as follows: 

Balance at January 1, 2009 and December 31, 2009 
LTIP Units issued during the period 
LTIP Units settled by exchange for free-trading Fund Units 
Balance at December 31, 2010 

- 
397 
(199) 
198 

11.  Income taxes: 

Current 
Future 

2010 

104 
1,512 

$ 

2009 

$ 

(1,896) 
10,320 

$ 

1,616 

$ 

8,424 

During the year ended December 31, 2009, a subsidiary of the Fund recorded a future tax expense of $10.1 

million  related  to  the  refinancing  of  inter-entity  debt  resulting  from  the  downturn  in  financial  results  in  the 

Fund’s US operating subsidiary.  The future tax expense was comprised of a reduction to the US operating 

loss carry forwards of a subsidiary of the Fund and a reduction in the associated tax basis in the subsidiary’s 

investment in Hardwoods USLP.  

The inter-entity refinancing noted in the preceding paragraph did not have any effect upon the management 

or business activities of the Fund’s operating subsidiaries. 

Under current income tax regulations subsidiaries of the Fund are subject to income taxes in Canada and 

the United States.  The applicable statutory rate in Canada for the year ending December 31, 2010 is 28.5% 

(2009 – 30.4%) and in the United States is 39.4% (2009 – 39.4%).  Historically the majority of the Fund’s tax 

expense  arose  from  its  US  subsidiaries,  and  as  such  the  Fund  reconciles  its  consolidated  income  tax 

expense to the statutory rate applicable in the United States.   

Income tax expense differs from that calculated by applying  the U.S. federal and state income tax rates to 

earnings before income taxes for the following reasons: 

2010 

2009 

Earnings (loss) before income tax 

$ 

2,572 

$ 

(1,816) 

Statutory rate 

Computed tax expense (recovery) at statutory rate 
Effect of lower tax rates in Canada and other rate changes 
Non-deductible expenses 
Internal restructuring and re-financing 
State and branch profits tax 
Adjustment to non-controlling interest not subject to tax 
Other 
Income tax expense 

39.4% 

1,013 
(105) 
191 
301 
71 
- 
145 
1,616 

$ 

$ 

39.4% 

(716) 
(475) 
206 
10,129 
228 
(596) 
(352) 
8,424 

$ 

$ 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
61 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Notes to Consolidated Financial Statements 
(Tabular amounts expressed in thousands of Canadian dollars) 

Years ended December 31, 2010 and 2009 

11.  Income taxes (continued): 

The tax effect of temporary differences that give rise to significant portions of the future income tax assets 

and liabilities at December 31, 2010 is as follows: 

Future income tax assets: 

Accounts receivable 
Accounts payable 
Inventory 
Employee housing loans 
Property, plant and equipment 
Goodwill 
Tax loss carry forwards and future interest deductions 
Deferred gain on sale-leaseback of land and building 
Financing charges and other 

Future income tax liabilities: 
Prepaid expenses 
Property, plant and equipment 
Investment in Hardwoods USLP 

2010 

2009 

$ 

663 
165 
387 
36 
277 
13,684 
4,754 
100 
151 

20,217 

(48) 
(145) 
(4,430) 
(4,623) 

$ 

438 
207 
290 
44 
351 
15,926 
4,427 
131 
200 

22,014 

(45) 
(62) 
(4,320) 
(4,427) 

Net future income tax asset  

$ 

15,594 

$  17,587 

At December 31, 2010, subsidiaries of the Fund have operating loss carry forwards for income tax purposes 

of approximately $13.0 million in Canada and US$2.0 million in the United States that may be utilized to 

offset future taxable income.  These losses, if not utilized expire between 2014 and 2030. 

At December 31, 2010 the Fund and its Canadian subsidiaries have capital losses of approximately $23.4 

million  (2009  -  $23.4  million),  and  suspended  capital  losses  of  approximately  $44.2  million  (2009  -  $44.2 

million) available to offset future Canadian taxable capital gains.  These capital losses arose as a result of 

internal  restructuring  and  inter-entity  transactions  during  the  year  ended  December  31,  2009.    A  full 

valuation allowance has been recorded against the associated future income tax asset of $8.5 million (2009 

- $8.5 million). 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
62 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Notes to Consolidated Financial Statements 
(Tabular amounts expressed in thousands of Canadian dollars) 

Years ended December 31, 2010 and 2009 

12.  Changes in non-cash operating working capital and additional cash flow disclosures: 

Source (use) of funds  

Accounts receivable 
Income taxes recoverable/payable 
Inventory 
Prepaid expenses 
Accounts payable and accrued liabilities 

$ 

2010 

(2,414) 
355 
(4,436) 
85 
(1,143) 

$ 

2009 

3,842 
(223) 
4,355 
74 
2,243 

Change in non-cash operating working capital 

$ 

(7,553) 

$ 

10,291 

CICA  1540,  Cash  Flow  Statements,  requires  entities  to  disclose  total  cash  distributions  on  financial 

instruments  classified  as  equity  in  accordance  with  a  contractual  agreement  and  the  extent  to  which  total 

cash distributions are non-discretionary.  The Fund has no contractual requirement to pay cash distributions 

to  Unitholders’  of  the  Fund.    During  the  years  ended  December  31,  2010  and  December  31,  2009  no 

discretionary cash distributions were paid to Unitholders.   

13.  Commitments: 

The Fund’s subsidiaries are obligated under various building and automobile operating leases that require 

minimum rental payments in each of the next five years as follows: 

2011 
2012 
2013 
2014 
2015 

Thereafter 

14.  Segment disclosure: 

Information about geographic areas is as follows: 

Revenue from external customers: 

Canada 
United States 

Property, plant and equipment: 

Canada 
United States 

$ 

5,195 
4,136 
3,199 
2,540 
1,221 
16,291 
51 

$  16,342 

2010 

2009 

$ 

79,653 
118,002 

$  75,339 
115,584 

$  197,655 

$  190,923 

$ 

$ 

315 
576 

891 

$ 

450 
841 

$ 

1,291 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
63 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
HARDWOODS DISTRIBUTION INCOME FUND 
Notes to Consolidated Financial Statements 
(Tabular amounts expressed in thousands of Canadian dollars) 

Years ended December 31, 2010 and 2009 

15.  Pensions: 

Hardwoods USLP maintains a defined contribution 401 (k) retirement savings plan (the “USLP Plan”).  The 

assets of the USLP Plan are held and related investment transactions are executed by the Plan’s Trustee, 

ING  National  Trust,  and, accordingly,  are  not  reflected in  these  consolidated  financial statements.    During 

the year ended December 31, 2010, Hardwoods USLP contributed and expensed $218,345 (US$211,924) 

(2009 - $239,378 (US$209,378)) in relation to the USLP Plan. 

Hardwoods  LP  does  not  maintain  a  pension  plan.    Hardwoods  LP  does,  however,  administer  a  group 

registered  retirement  savings  plan  (“LP  Plan”)  that  has  a  matching  component  whereby  Hardwoods  LP 

makes contributions to the LP Plan which match contributions made by employees up to a certain level.  The 

assets of the LP Plan are held and related investment transactions are executed by LP Plan’s Trustee, Sun 

Life  Financial  Trust  Inc.,  and,  accordingly,  are  not  reflected  in  these  consolidated  financial  statements.  

During  the  year  ended  December 31,  2010,  Hardwoods  LP  contributed  and  expensed  $204,621  (2009  - 

$196,561) in relation to the LP Plan. 

16.  Related party transactions: 

For the year ended December 31, 2010, sales of $435,792 (2009 - $448,257) were made to affiliates of SIL, 

and the Fund made purchases of $120,107 (2009 - $53,210) from affiliates of SIL.  All sales and purchases 

took place at prevailing market prices. 

17.  Contingencies: 

The  Fund  and  its  subsidiaries  are  subject  to  legal  proceedings  that  arise  in  the  ordinary  course  of  its 

business.  Management is of the opinion, based upon information presently available, that it is unlikely that 

any liability, to the extent not provided for through insurance or otherwise, would be material in relation to the 

Fund’s consolidated financial statements. 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
64 

 
 
 
 
 
 
The Beauty of Hardwood 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
65 

 
 
 
 
Unitholder Information 

Trustees 

Directors 

Officers 

R. Keith Purchase 
Trustee 

R. Keith Purchase 
Director 

Lance R. Blanco 
President & Chief Executive Officer 

Terry M. Holland 
President, Krystal Financial Corp. 

Terry M. Holland 
President, Krystal Financial Corp.  Vice President & CFO 

Robert J. Brown 

Graham M. Wilson 
President, Grawil Consultants Inc. 

Graham M. Wilson 
President, Grawil Consultants Inc.  Vice President, California Region 

Daniel A. Besen 

E. Lawrence Sauder 
Chair and CEO, Sauder Industries  Vice President, Canada 

Garry W. Warner 

William Sauder 
Executive VP, Sauder Industries  

Head Office 

Auditors 

Investor Relations 

#306 – 9440 202nd Street 
Langley, BC Canada V1M 4A6 
Telephone:  604-881-1988 
Facsimile:  604-881-1995 

KPMG LLP 
Vancouver, British Columbia 

Rob Brown 
Chief Financial Officer 
Telephone:604-881-1990 
Email: 
robbrown@hardwoods-inc.com 

Listings 
The Toronto Stock Exchange 
Trading under HWD.UN 

Transfer Agent 
Computershare Trust  
Company of Canada 

Hardwoods Distribution Income Fund  |  2010  |  Annual Report 
66