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Harte Hanks

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FY2019 Annual Report · Harte Hanks
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U.S.
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549

(Mark One) 

FORM 10-K

☒ ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2019

or

o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

                     For the transition period from            to          

Commission File Number: 001-07120

HARTE HANKS, INC.
(Exact name of registrant as specified in its charter)

Delaware
(State or other jurisdiction of
incorporation or organization)

74-1677284
(I.R.S. Employer
Identification Number)

2800 Wells Branch Parkway, Austin, Texas 78728
(Address of principal executive offices, including zip code)

(512) 434-1100
(Registrant’s telephone number including area code)

None
(Former name, former address and former fiscal year, if changed since last report)

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class

Common Stock

Trading Symbol(s)

Name of each exchange on which registered

HHS

New York Stock Exchange (“NYSE”)

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes o  No ☒

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes o  No ☒

Indicate  by  check  mark  whether  the  registrant  (1)  has  filed  all  reports  required  to  be  filed  by  Section  13  or  15(d)  of  the  Securities
Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and
(2) has been subject to such filing requirements for the past 90 days. Yes ☒  No o

Indicate  by  check  mark  whether  the  registrant  has  submitted  electronically  every  Interactive  Data  File  required  to  be  submitted
pursuant  to  Rule  405  of  Regulation  S-T  (§  232.405  of  this  chapter)  during  the  preceding  12  months  (or  for  such  shorter  period  that  the
registrant was required to submit and post such files). Yes ☒  No o

Indicate  by  check  mark  whether  the  registrant  is  a  large  accelerated  filer,  an  accelerated  filer,  a  non-accelerated  filer,  a  smaller
reporting company or emerging growth company.  See definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,”
and “emerging growth company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer

Non-accelerated filer

o

☒

Accelerated filer

Smaller reporting company

Emerging growth company

o

☒
o

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for

complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o

 
 
 
 
 
 
 
 
 
 
 
 
 
Indicate by check mark if the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes o  No ☒

The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the closing
price ($2.20) as of the last business day of the registrant’s most recently completed second fiscal quarter (June 30, 2019), was approximately
$12,417,814.

The number of shares outstanding of each of the registrant’s classes of common stock as of January 31, 2020 was 6,307,873 shares

of common stock, all of one class.

Documents incorporated by reference:

Portions of the Proxy Statement to be filed for the company’s 2020 Annual Meeting of Stockholders are incorporated by reference into

Part III of this Form 10-K.

THIS ANNUAL REPORT ON FORM 10-K IS BEING DISTRIBUTED TO STOCKHOLDERS IN LIEU OF A SEPARATE ANNUAL REPORT
PURSUANT  TO  RULE  14a-3(b)  OF  THE  ACT  AND  SECTION  203.01  OF  THE  NEW  YORK  STOCK  EXCHANGE  LISTED  COMPANY
MANUAL.

Harte Hanks, Inc. and Subsidiaries
Table of Contents
Form 10-K Report
December 31, 2019

Page

Part I

Item 1.

Business

Item 1A. Risk Factors

Item 1B. Unresolved Staff Comments

Item 2.

Properties

Item 3.

Legal Proceedings

Item 4.

Mine Safety Disclosures

Part II

Item 5.

Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity
Securities

Item 6.

Selected Financial Data

Item 7.

Management’s Discussion and Analysis of Financial Condition and Results of Operations

Item 7A. Quantitative and Qualitative Disclosures About Market Risk

Item 8.

Financial Statements and Supplementary Data

Item 9.

Changes in and Disagreements with Accountants on Accounting and Financial Disclosure

Item 9A. Controls and Procedures

Item 9B. Other Information

Part III

Item 10. Directors, Executive Officers and Corporate Governance

Item 11.

Executive Compensation

Item 12.

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

Item 13. Certain Relationships and Related Transactions, and Director Independence

Item 14.

Principal Accountant Fees and Services

Part IV

Item 15.

Exhibits and Financial Statement Schedules

Signatures

2

3

8

18

18

18

18

19

20

21

27

28

29

29

30

31

31

31

31

31

32

71

 
 
 
 
 
 
 
 
 
 
 
ITEM 1.     BUSINESS

INTRODUCTION

PART I

Harte Hanks, Inc. (“Harte Hanks,” the “Company,” “we,” “our,” or “us”) is a purveyor of data-driven, omni-channel marketing and customer
relationship  solutions  and  logistics.  The  Company  has  robust  capabilities  that  offer  clients  the  strategic  guidance  they  need  across  the
customer data landscape as well as the executional know-how in database build and management, data analytics, digital media, direct mail,
customer contact, client fulfillment and marketing and product logistics. Harte Hanks solves marketing, commerce and logistical challenges
for some of the world’s leading brands in North America, Asia-Pacific and Europe.

We  are  the  successor  to  a  newspaper  business  started  by  Houston  Harte  and  Bernard  Hanks  in  Texas  in  the  early  1920s.  We  were
incorporated in Delaware on October 1, 1970. In 1972, Harte Hanks went public and was listed on the New York Stock Exchange (“NYSE”). 
We became a private company in a leveraged buyout in 1984, and in 1993 we again went public and listed our common stock on the NYSE.

All  reports  filed  with  the  Securities  and  Exchange  Commission  (“SEC”)  under  the  Securities  Exchange  Act  of  1934,  as  amended  (the
“Exchange  Act”)  are  publicly  available.  These  documents  may  be  accessed  free  of  charge  on  our  website  at  http://www.hartehanks.com. 
These  documents  are  provided  as  soon  as  practical  after  they  are  filed  with  the  SEC  and  may  also  be  found  at  the  SEC’s  website  at
www.sec.gov.  Additionally,  we  have  adopted  and  posted  on  our  website  a  code  of  ethics  that  applies  to  our  principal  executive  officer,
principal financial officer, and principal accounting officer. Our website also includes our corporate governance guidelines and the charters for
each of our audit, compensation, and nominating and corporate governance committees, and we will provide a printed copy of any of these
documents  to  any  requesting  stockholder.  These  website  addresses  are  intended  to  be  for  inactive  textual  references  only.  None  of  the
information on, or accessible through, these websites are part of this Form 10-K or is incorporated by reference herein.

OUR BUSINESS

Harte Hanks partners with clients to deliver relevant, connected, and quality customer interactions. Our approach starts with discovery and
learning,  which  leads  to  customer  journey  mapping,  creative  and  content  development,  analytics,  and  data  management,  and  ends  with
execution  and  support  in  a  variety  of  digital  and  traditional  channels.  We  do  something  powerful:  we  produce  engaging  and  memorable
customer interactions to drive business results for our clients, this is why Harte Hanks is known for developing strong customer relationships
and experiences and defining interaction-led marketing.

We offer a wide variety of integrated, omni-channel, data-driven solutions for top brands around the globe. We help our clients gain insight
into their customers’ behaviors from their data and use that insight to create innovative multi-channel marketing programs that deliver greater
return on their marketing investment. We believe our clients’ success is determined not only by how good their tools are, but how well we
help them use these tools to gain insight and analyze their consumers. This results in a strong and enduring relationship between our clients
and  their  customers  which  is  key  to  being  leaders  in  customer  interaction.  We  offer  a  full  suite  of  capabilities  and  resources  to  provide  a
broad range of marketing services, utilizing various different media from direct mail to email, including:

•

•

Agency: We offer full-service, customer engagement solutions specializing in direct and digital communications for both consumer
and  business-to-business  markets.  With  strategy,  creative,  and  implementation  services,  we  help  marketers  within  targeted
industries understand, identify, and engage prospects and customers in their channel of choice. 

Digital  Solutions:  Our  digital  solutions  integrate  online  services  into  the  marketing  mix,  including  search  engine  management,
display optimization, digital analytics, website development and design, digital strategy, social media, email, e-commerce, interactive
relationship management and a host of other services that support our core businesses.

3

 
 
•

•

Database Marketing Solutions: We have successfully delivered marketing database solutions across various industries to help our
clients understand their customers’ needs and offer communication solutions to allow them to address those needs. Our solutions
are  built  around  centralized  marketing  databases  with  three  core  offerings:  insight  and  analytics;  customer  data  integration;  and
marketing communications tools. Our solutions enable organizations to build and manage customer communication strategies that
drive customer acquisition and retention to maximize the value of existing customer relationships. Through insight and analytics, we
help  clients  identify  the  marketing  models  that  have  proven  successful  with  their  most  profitable  customer  relationships  and  then
apply  those  marketing  strategies  to  increase  the  return  on  investment  for  existing  customers  while  also  winning  profitable  new
customers.  We  also  aggregate  our  clients'  customer  data  from  multiple  sources  to  provide  our  clients  with  a  comprehensive
illustration of their customers and prospective customers. We then help clients apply their data and insights to the entire customer life
cycle, in turn helping clients sustain and grow their business, gain deeper customer insights, and continuously refine their customer
resource management strategies and tactics.

Direct Mail: As a full-service direct marketing provider and a substantial mailing partner of the U.S. Postal Service (“USPS”),
our  operational  mandate  is  to  ensure  creativity  and  quality,  provide  an  understanding  of  the  options  available  in  technologies  and
segmentation strategies and capitalize on economies of scale with our variety of execution options.

• Mail  and  Product  Fulfillment:  We  offer  mail  and  product  fulfillment  solutions,  including  printing  on  demand,  managing  product
recalls,  and  distributing  literature  and  other  products.  Harte  Hanks  has  temperature-controlled,  FDA-approved  and  geographically
convenient  warehouses  to  support  print  and  product,  all  controlled  by  our  proprietary  nexTOUCH  platform.  Our  temperature-
controlled, FDA-approved warehouses allow us to store and ship baby formula, sports drinks and other similar items often marketed
through the distribution of samples of the product

•

•

Logistics:  Harte  Hanks  is  one  of  the  leading  providers  of  third-party  logistics  and  freight  optimization  in  the  United  States.  We
complete millions of shipments of time-sensitive materials annually and have access to a certified fleet of over 15,000 trucks and a
proprietary logistical system called Allink®360 that is designed to ensure customers’ products are delivered on-time and on-budget.

Contact Centers: We offer intelligently responsive contact center solutions, which use real-time data to effectively interact with each
customer. Our on-shore and off-shore customer support representatives handle incoming calls, email, chat, video and social media
requests,  all  in  multiple  languages,  24/7  to  improve  customer  experiences.  At  the  same  time,  our  advanced  analytics  can  alert
customers to trending product or service issues. Our team skillfully configures Oracle CRM or Salesforce to create great customer
interactions by seamlessly linking continually improving content between agent or AI-driven interfaces and web-based self-help tools
or  community  forums.  Our  lead  specialists  engage  qualified  buyers  and  influencers  with  the  right  message  at  the  right  moment.
Additionally, when combined with our Fulfillment and Logistics offerings, we provide a full suite of services for customers’ warranty,
returns and recall issues.

Many of our client relationships start with an offering from the list above on an individual solution basis or a combination of our offerings from
across our services. As our relationship with a new client strengthens, we seek to deepen the relationship by providing additional services.

In 2019 and 2018, Harte Hanks had revenues of $217.6 million and $284.6 million, respectively. 

Management Changes

Effective  November  18,  2019,  Andrew  Benett  was  appointed  as  Executive  Chairman  and  Chief  Executive  Officer.    Andrew  is  a  seasoned
executive with over 20 years of expertise in brand development, digital, direct, and marketing technology, and he was the former global CEO
of Havas Creative Group, a leading marketing communications network with 12,000 employees. Andrew Harrison stepped down from his role
as President, but will remain with the Company, and report to Andrew Benett in an executive advisory role.

Effective November 18, 2019, Brian Linscott was appointed Chief Operating Officer.  Brian has an accomplished track record for improving
financial  and  operational  results.  Mr.  Linscott's  prior  positions  include  CFO  of  Sun  Times  Media,  LLC,  a  media  company  that  included  the
Chicago  Sun-Times,  Managing  Director  of  Huron  Consulting  Group,  and  a  Partner  at  BR  Advisors,  where  he  led  operation  improvement,
developed new partnerships and drove topline growth for media clients and other companies.

Effective  November  18,  2019,  Lauri  Kearnes  was  promoted  to  Chief  Financial  Officer.    Lauri  has  held  a  variety  of  finance  positions  at  the
Company of increasing responsibility over the past sixteen years, and she played a critical role in the restructuring initiatives discussed below
under “Restructuring Activities”. 

4

Restructuring Activities

Our management team, along with members of the Board, have formed a project committee focused on our cost-saving initiatives and other
restructuring  efforts.  This  committee  has  reviewed  each  of  our  business  lines  and  other  operational  areas  to  identify  both  one-time  and
recurring cost-saving opportunities. To date, the committee has identified over $20 million in potential annual savings, some of which we have
already begun to recognize.

In  the  year  ended  December  31,  2019,  we  recorded  restructuring  charges  of  $11.8  million.  This  comprised  charges  mainly  related  to
customer  database  build  write  offs,  termination  fees  related  to  certain  contracts  with  Wipro,  LLC  (“Wipro”),  severance  agreements,  asset
impairment and facility related expenses.

We expect that in connection with our cost-saving and restructuring initiatives, we will incur total restructuring charges of approximately $14.0
million through the end of 2020.

Customers

Our  services  are  marketed  to  specific  industries  or  markets.  We  tailor  our  services  and  software  products  depending  on  the  industry  or
market we are targeting. We believe that we are generally able to provide services to new industries and markets by modifying our existing
services  and  applications.  We  currently  provide  services  primarily  to  the  retail,  B2B,  financial  services,  consumer,  and  healthcare  vertical
markets, in addition to a range of other select markets. Our largest client (measured in revenue) comprised 8% of total revenues in 2019. Our
largest 25 clients in terms of revenue comprised 64% of total revenues in 2019.

Sales and Marketing

We rely on our enterprise and solution sellers to primarily sell our products and services to new clients and task our employees supporting
existing clients to expand our client relationship through additional solutions and products. Our marketing services sales force sells a variety
of solutions and services to address client’s targeted marketing needs. We maintain solution-specific sales forces and sales groups to sell
our individual products and solutions.

Facilities

Our services are provided at the following facilities, all of which are leased:

Domestic Offices

Austin, Texas
Chelmsford, Massachusetts
Deerfield Beach, Florida
East Bridgewater, Massachusetts
Grand Prairie, Texas
Jacksonville, Florida
Langhorne, Pennsylvania

International Offices

Hasselt, Belgium
Iasi, Romania

Competition

Lenexa, Kansas
Maitland, Florida
New York, New York
Raleigh, North Carolina
Shawnee, Kansas
Trevose, Pennsylvania
Texarkana, Texas

Manila, Philippines
Uxbridge, United Kingdom

Our  competition  comes  from  local,  national,  and  international  marketing  and  advertising  companies,  and  internal  client  resources,  against
whom we compete for individual projects, entire client relationships, and marketing expenditures. Competitive factors in our industry include
the  quality  and  scope  of  services,  technical  and  strategic  expertise,  the  perceived  value  of  the  services  provided,  reputation,  and  brand
recognition. We also compete against social, mobile, web-based, email, print, broadcast, and other forms of advertising for marketing and
advertising dollars in general.

Seasonality

Our revenues tend to be higher in the fourth quarter than in other quarters during a given year. This increased revenue is a result of overall
increased marketing activity prior to and during the holiday season, primarily related to our retail vertical.

5

 
 
GOVERNMENT REGULATION

As  a  company  conducting  varied  business  activities  for  clients  across  diverse  industries  around  the  world,  we  are  subject  to  a  variety  of
domestic  and  international  legal  and  regulatory  requirements  that  impact  our  business,  including,  for  example,  regulations  governing
consumer  protection,  and  unfair  business  practices,  contracts,  e-commerce,  intellectual  property,  labor,  and  employment  (especially  wage
and hour laws), securities, tax, and other laws that are generally applicable to commercial activities.

We  are  also  subject  to,  or  affected  by,  numerous  local,  national,  and  international  laws,  regulations,  and  industry  standards  that  regulate
direct marketing activities, including those that address privacy, data security, and unsolicited marketing communications. Examples of some
of these laws and regulations that may be applied to, or affect, our business or the businesses of our clients include the following:

•

•

•

•

•

•

•

•

•

•

The Federal Trade Commission’s positions regarding the processing of personal information and protecting consumers as expressed
through  its  Protecting  Consumer  Privacy  in  an  Era  of  Rapid  Change,  Data  Brokers,  Big  Data  and  Cross-Device  Tracking  reports
(each of which seek to address consumer privacy, data protection, and technological advancements related to the collection or use
of personal information for marketing purposes).

Data  protection  laws  in  the  European  Union  (“EU”),  including  the  General  Data  Protection  Regulation  (EU  Regulation  679/2016)
which  imposes  a  number  of  obligations  with  respect  to  the  processing  of  personal  data  and  prohibitions  related  to  the  transfer  of
personal information from the EU to other countries, including the U.S., that do not provide data subjects with an “adequate” level of
privacy or security, and applies to all of our products in Europe.

The Financial Services Modernization Act of 1999, or Gramm-Leach-Bliley Act (“GLB”), which, among other things, regulates the use
for marketing purposes of non-public personal financial information of consumers that is held by financial institutions. Although Harte
Hanks is not considered a financial institution, many of our clients are subject to the GLB. The GLB also includes rules relating to the
physical, administrative, and technological protection of non-public personal financial information.

The Health Insurance Portability and Accountability Act of 1996 (“HIPAA”), which regulates the use of protected health information for
marketing  purposes  and  requires  reasonable  safeguards  designed  to  prevent  intentional  or  unintentional  use  or  disclosure  of
protected health information.

The Fair and Accurate Credit Transactions Act of 2003 (“FACT Act”), which amended the FCRA and requires, among other things,
consumer  credit  report  notice  requirements  for  creditors  that  use  consumer  credit  report  information  in  connection  with  risk-based
credit pricing actions and also prohibits a business that receives consumer information from an affiliate from using that information for
marketing  purposes  unless  the  consumer  is  first  provided  a  notice  and  an  opportunity  to  direct  the  business  not  to  use  the
information for such marketing purposes, subject to certain exceptions.

The Fair Credit Reporting Act (“FCRA”), which governs, among other things, the sharing of consumer report information, access to
credit scores, and requirements for users of consumer report information.

Federal and state laws governing the use of email for marketing purposes, including the U.S. Controlling the Assault of Non-Solicited
Pornography  and  Marketing  Act  of  2003  (“CAN-SPAM”),  Canada’s  Anti-Spam  Legislation  (“CASL”)  and  similar  e-Privacy  laws  in
Europe (in support of Directive 2002/58/EC). 

Federal  and  state  laws  governing  the  use  of  telephones  for  unsolicited  marketing  purposes,  including  the  Federal  Trade
Commission’s  Telemarketing  Sales  Rule  (“TSR”),  the  Federal  Communications  Commission’s  Telephone  Consumer  Protection  Act
(“TCPA”), various U.S. state do-not-call laws, Canada’s National Do Not Call laws and rules (“Telecommunications Act”) and similar
e-Privacy laws in Europe (in support of Directive 2002/58/EC).

Federal and state laws governing the collection and use of personal data online and via mobile devices, including but not limited to
the Federal Trade Commission Act and the Children’s Online Privacy Protection Act, which seek to address consumer privacy and
protection.

Federal  and  state  laws  in  the  U.S.,  Canada,  and  Europe  specific  to  data  security  and  breach  notification,  which  include  required
standards  for  data  security  and  generally  require  timely  notifications  to  affected  persons  in  the  event  of  data  security  breaches  or
other unauthorized access to certain types of protected personal data. 

There are additional consumer protection, privacy, and data security regulations in locations where we or our clients do business. These laws
regulate the collection, use, disclosure, and retention of personal data and may require consent from consumers and grant consumers other
rights, such as the ability to access their personal data and to correct information in the possession of data controllers.  We and many of our
clients  also  belong  to  trade  associations  that  impose  guidelines  that  regulate  direct  marketing  activities,  such  as  the  Direct  Marketing
Association’s Commitment to Consumer Choice.

6

 
 
 
As a result of increasing public awareness and interest in individual privacy rights, data protection, information security, and environmental
and  other  concerns  regarding  marketing  communications,  federal,  state,  and  foreign  governmental  and  industry  organizations  continue  to
consider  new  legislative  and  regulatory  proposals  that  would  impose  additional  restrictions  on  direct  marketing  services  and
products. Examples include data encryption standards, data breach notification requirements, consumer choice and consent restrictions, and
increased penalties against offending parties, among others.

In addition, our business may be affected by the impact of these restrictions on our clients and their marketing activities. These additional
regulations  could  increase  compliance  requirements  and  restrict  or  prevent  the  collection,  management,  aggregation,  transfer,  use,  or
dissemination  of  information  or  data  that  is  currently  legally  available.  Additional  regulations  may  also  restrict  or  prevent  current  practices
regarding  unsolicited  marketing  communications.  For  example,  many  states  have  considered  implementing  “do-not-mail”  legislation  that
could impact our business and the businesses of our clients and customers. In addition, continued public interest in individual privacy rights
and  data  security  may  result  in  the  adoption  of  further  voluntary  industry  guidelines  that  could  impact  our  direct  marketing  activities  and
business practices.

We cannot predict the scope of any new legislation, regulations, or industry guidelines or how courts may interpret existing and new laws.
Additionally, enforcement priorities by governmental authorities may change and impact our business either directly or through requiring our
customers to alter their practices. Compliance with regulations is costly and time-consuming for us and our clients, and we may encounter
difficulties,  delays,  or  significant  expenses  in  connection  with  our  compliance.  We  may  also  be  exposed  to  significant  penalties,  liabilities,
reputational  harm,  and  loss  of  business  if  we  fail  to  comply  with  applicable  regulations. There  could  be  a  material  adverse  impact  on  our
business due to the enactment or enforcement of legislation or industry regulations, the issuance of judicial or governmental interpretations,
enforcement  priorities  of  governmental  agencies,  or  a  change  in  customs  arising  from  public  concern  over  consumer  privacy  and  data
security issues.

INTELLECTUAL PROPERTY RIGHTS

Our intellectual property assets include trademarks and service marks that identify our company and our services, know-how, software, and
other technology that we develop for our internal use and for license to clients and data and intellectual property licensed from third parties,
such  as  commercial  software  and  data  providers.  We  generally  seek  to  protect  our  intellectual  property  through  a  combination  of  license
agreements  and  trademark,  service  mark,  copyright,  patent  and  trade  secret  laws  as  well  as  through  domain  name  registrations  and
enforcement procedures. We also enter into confidentiality agreements with many of our employees, vendors, and clients and seek to limit
access  to  and  distribution  of  intellectual  property  and  other  proprietary  information.  We  pursue  the  protection  of  our  trademarks  and  other
intellectual property in the U.S. and internationally. Although we from time to time evaluate inventions for patentability, we do not own any
patents, and patents are not core to our intellectual property strategy (other than as may be incidental to commercially available technology
or software we license).

We have developed proprietary software including NexTOUCH and Allink®360, each of which are integral to our business. NexTOUCH is
key to the success of our mail and product fulfillment business while Allink®360 ensures customers' products are delivered on-time and on-
budget.

EMPLOYEES

As of December 31, 2019, Harte Hanks employed 1,943 full-time employees and 487 part-time employees, of which approximately 1,279 are
based outside of the U.S., primarily in the Philippines. A portion of our workforce is provided to us through staffing companies. None of our
workforce is represented by labor unions. We consider our relations with our employees to be good.

7

 
ITEM 1A.     RISK FACTORS

Cautionary Note Regarding Forward-Looking Statements

This  report,  including  the  Management’s  Discussion  and  Analysis  of  Financial  Condition  and  Results  of  Operations  (“MD&A”),  contains
“forward-looking  statements”  within  the  meaning  of  the  federal  securities  laws.  All  such  statements  are  qualified  by  this  cautionary  note,
which is provided pursuant to the safe harbor provisions of Section 27A of the Securities Act of 1933 (the “1933 Act”) and Section 21E of the
Exchange Act. Forward-looking statements may also be included in our other public filings, press releases, our website, and oral and written
presentations  by  management.  Statements  other  than  historical  facts  are  forward-looking  and  may  be  identified  by  words  such  as  “may,”
“will,”  “expects,”  “believes,”  “anticipates,”  “plans,”  “estimates,”  “seeks,”  “could,”  “intends,”  or  words  of  similar  meaning.  Examples  include
statements  regarding  (1)  our  strategies  and  initiatives,  including  our  ability  to  reduce  costs  pursuant  to  the  Restructuring  Activities,
(2)  adjustments  to  our  cost  structure  and  other  actions  designed  to  respond  to  market  conditions  and  improve  our  performance,  and  the
anticipated effectiveness and expenses associated with these actions, (3) our financial outlook for revenues, earnings per share, operating
income,  expense  related  to  equity-based  compensation,  capital  resources  and  other  financial  items,  if  any,  (4)  expectations  for  our
businesses and for the industries in which we operate, including the impact of economic conditions of the markets we serve on the marketing
expenditures  and  activities  of  our  clients  and  prospects,  (5)  competitive  factors,  (6)  acquisition  and  development  plans,  (7)  our  stock
repurchase program, (8) expectations regarding legal proceedings and other contingent liabilities, and (9) other statements regarding future
events, conditions, or outcomes.

These  forward-looking  statements  are  based  on  current  information,  expectations,  and  estimates  and  involve  risks,  uncertainties,
assumptions, and other factors that are difficult to predict and that could cause actual results to vary materially from what is expressed in or
indicated  by  the  forward-looking  statements.  In  that  event,  our  business,  financial  condition,  results  of  operations,  or  liquidity  could  be
materially  adversely  affected,  and  investors  in  our  securities  could  lose  part  or  all  their  investments.  Some  of  these  risks,  uncertainties,
assumptions, and other factors can be found in our filings with the SEC, including the factors discussed below in this Item 1A, “Risk Factors”,
and any updates thereto in our Forms 10-Q and 8-K. The forward-looking statements included in this report and those included in our other
public  filings,  press  releases,  our  website,  and  oral  and  written  presentations  by  management  are  made  only  as  of  the  respective  dates
thereof, and we undertake no obligation to update publicly any forward-looking statement in this report or in other documents, our website, or
oral statements for any reason, even if new information becomes available or other events occur in the future, except as required by law.

In  addition  to  the  information  set  forth  elsewhere  in  this  report,  including  in  the  MD&A  section,  the  factors  described  below  should  be
considered carefully in making any investment decisions with respect to our securities.

Most of our client engagements are cancelable on short notice.

The marketing services we offer, and in particular for direct mail and contact center services, are generally terminable upon short notice by
our  clients,  even  if  the  term  of  the  agreement  (and  the  expected  duration  of  services)  is  several  or  many  years.  Many  of  our  customer
agreements do not have minimum volume or revenue requirements, so clients may (and do) vary their actual orders from us over time based
on  their  own  business  needs,  their  satisfaction  with  the  quality  and  pricing  of  our  services,  and  a  variety  of  other  competitive  factors.  In
addition,  the  timing  of  particular  jobs  or  types  of  jobs  at  particular  times  of  year  (such  as  mail  programs  supporting  the  holiday  shopping
season or contact center programs supporting a specific event) may cause significant fluctuations in the operating results of our operations in
any given quarter. We depend to some extent on sales to certain industries, such as the consumer retail industries, technology, and financial
services.  Some  participants  in  these  industries  have  announced  that  the  global  outbreak  of  COVID-19  has  affected  and  is  expected  to
continue to effect operations and results for at least the near future.
To  the  extent  these  industries  experience  downturns,  our  clients  may  re-evaluate  their  marketing  spend,  which  could  adversely  affect  the
results of our operations.

A large portion of our revenue is generated from a limited number of clients. The loss of a client or significant work from one or
more of our clients could adversely affect our business.

Our ten largest clients collectively represented 44% of our revenues for 2019. Furthermore, traditional consumer retail (which is an industry
experiencing significant business model and financial challenges) represented 19% of our 2019 revenues. While we typically have multiple
projects with our largest customers which would not all terminate at the same time, the loss of one or more of our larger clients or the projects
or  contracts  with  one  of  our  largest  clients  could  adversely  affect  our  business,  results  of  operations,  and  financial  condition  if  the  lost
revenues are not replaced with profitable revenues from that client or other clients.

8

 
Our  indebtedness  may  adversely  impact  our  ability  to  react  to  changes  in  our  business  or  changes  in  general  economic
conditions.

On April 17, 2017, we entered into a credit agreement with Texas Capital Bank, N.A. The agreement consists of a two-year revolving credit
facility  (the  “Texas  Capital  Credit  Facility”),  which  we  amended  on  January  9,  2018  to  increase  the  availability  under  the  revolving  credit
facility to $22 million  and  extended  the  term  of  the  credit  facility  by  one  year  to  April  17,  2020.  On  May  7,  2019,  we  entered  into  another
amendment to the Texas Capital Credit Facility which further extended the maturity of the facility by one year to April 17, 2021. The Texas
Capital Credit Facility is secured by substantially all of our assets and is guaranteed by HHS Guaranty, LLC, an entity affiliated with one of
our equity holders and one of our directors. The agreement limits our ability to incur funded debt while any obligation or letter of credit issued
thereunder is outstanding, subject to customary exceptions. See Note F, Long-Term Debt, in the Notes to Consolidated Financial Statements
for further discussion.

We may incur additional indebtedness in the future and the terms of future arrangements may be less favorable to the company than our
previous  or  current  facilities.  Our  ability  to  incur  indebtedness  is  also  impacted  by  the  terms  of  our  Series  A  Convertible  Preferred  Stock,
which  limits  our  ability  to  incur  indebtedness  without  the  holders’  consent  to  the  greater  of  $40 million  or  four  times  our  trailing  12-month
EBITDA (measured at the time such indebtedness is incurred). Any failure or inability to obtain new financing arrangements when needed on
favorable terms could have a material adverse impact on our liquidity position.

The amount of our indebtedness and the terms under which we borrow money under any future credit facilities or other agreements could
have  significant  consequences  for  our  business.  Borrowings  may  include  covenants  requiring  that  we  maintain  certain  financial  measures
and ratios. Covenant and ratio requirements may limit the manner in which we can conduct our business, and we may be unable to engage
in favorable business activities or finance future operations and capital needs. A failure to comply with these restrictions or to maintain the
financial  measures  and  ratios  contained  in  the  debt  agreements  could  lead  to  an  event  of  default  that  could  result  in  an  acceleration  of
indebtedness. In addition, the amount and terms of any future indebtedness could:

•

•

•

limit our flexibility in planning for, or reacting to, changes in our business and the industries in which we operate, including limiting our
ability to invest in our strategic initiatives, and consequently, place us at a competitive disadvantage;
reduce the availability of our cash flows that would otherwise be available to fund working capital, capital expenditures, acquisitions,
and other general corporate purposes; and
result in higher interest expense in the event of increases in interest rates, as discussed below under the Risk Factor “Interest rate
increases could affect our results of operations, cash flows, and financial position.”

Risks related to our pension benefit plans may adversely impact our results of operations and cash flows.

Pension  benefits  represent  significant  financial  obligations.  Because  of  the  uncertainties  involved  in  estimating  the  timing  and  amount  of
future payments and asset returns, significant estimates are required to calculate pension expense and liabilities related to our plans. We
utilize the services of independent actuaries, whose models are used to facilitate these calculations. Several key assumptions are used in
the  actuarial  models  to  calculate  pension  expense  and  liability  amounts  recorded  in  the  consolidated  financial  statements.  In  particular,
significant changes in actual investment returns on pension assets, discount rates, or legislative or regulatory changes could impact future
results  of  operations  and  required  pension  contributions.  Differences  between  actual  pension  expenses  and  liability  amounts  from  these
estimated expense and liabilities may adversely impact our results of operations and cash flows.

We  may  need  to  obtain  additional  funding  to  continue  as  a  going  concern;  if  we  are  unable  to  meet  our  needs  for  additional
funding in the future, we will be required to limit, scale back, or cease operations.

Our consolidated financial statements for the year ended December 31, 2019 have been prepared assuming we will continue to operate as a
going concern. Because we continue to experience net operating losses, our ability to continue as a going concern is subject to our ability to
obtain  profitability  or  successfully  raise  sufficient  additional  capital  as  needed,  through  future  financings,  asset  sales  or  other  strategic
arrangements.  Additional  funds  may  not  be  available  when  needed,  or  if  available,  we  may  not  be  able  to  obtain  such  funds  on  terms
acceptable to us. If adequate funds are unavailable when needed, we may not be able to continue as a going concern. We may be required
to scale down or sell certain businesses or cease operations.

9

We face significant competition for individual projects, entire client relationships and advertising dollars in general.

Our business faces significant competition within each of our vertical markets and for all of our offerings. We offer our marketing services
within  a  dynamic  business  environment  characterized  by  rapid  technological  change,  high  turnover  of  client  personnel  who  make  buying
decisions, client consolidations, changing client needs and preferences, continual development of competing products and services, and an
evolving  competitive  landscape. This  competition  comes  from  numerous  local,  national,  and  international  direct  marketing  and  advertising
companies,  and  client  internal  resources,  against  whom  we  compete  for  individual  projects,  entire  client  relationships,  and  marketing
expenditures by clients and prospective clients. We also compete against internet (social, mobile, web-based, and email), print, broadcast,
and  other  forms  of  advertising  for  marketing  and  advertising  dollars  in  general.  In  addition,  our  ability  to  attract  new  clients  and  to  retain
existing  clients  may,  in  some  cases,  be  limited  by  clients’  policies  on  or  perceptions  of  conflicts  of  interest  which  may  prevent  us  from
performing similar services for competitors. Some of our clients have also sought to reduce the number of marketing vendors or use third-
party procurement organizations, all of which increases pricing pressure, and may disadvantage us relative to our competitors. Our failure to
improve  our  current  processes  or  to  develop  new  products  and  services  could  result  in  the  loss  of  our  clients  to  current  or  future
competitors.  In  addition,  failure  to  gain  market  acceptance  of  new  products  and  services  could  adversely  affect  our  growth  and  financial
condition.

Current  and  future  competitors  may  have  significantly  greater  financial  and  other  resources  than  we  do,  and  they  may  sell
competing services at lower prices or at lower profit margins, resulting in pressures on our prices and margins.

The size of our competitors varies widely across vertical markets and service lines. Some of our competitors may have significantly greater
financial,  technical,  marketing,  or  other  resources  than  we  do  in  any  one  or  more  of  our  market  segments,  or  overall.  As  a  result,  our
competitors  may  be  in  a  position  to  respond  more  quickly  than  we  can  to  new  or  emerging  technologies,  methodologies,  and  changes  in
customer  requirements,  or  may  devote  greater  resources  than  we  can  to  the  development,  promotion,  sale,  and  support  of  innovative
products and services. Moreover, new competitors or alliances among our competitors may emerge and potentially reduce our market share,
revenue,  or  margins.  Some  of  our  competitors  also  may  choose  to  sell  products  or  services  that  compete  with  ours  at  lower  prices  by
accepting lower margins and profitability or may be able to sell products or services that compete with ours at lower prices given proprietary
ownership of data, technical superiority, a broader or deeper product or experience set, or economies of scale. Price reductions or pricing
pressure  by  our  competitors  could  negatively  impact  our  margins  and  results  of  operations  and  could  also  harm  our  ability  to  obtain  new
customers on favorable terms. Competitive pricing pressures tend to increase in difficult or uncertain economic environments, due to reduced
marketing expenditures of many of our clients and prospects, and the resulting impact on the competitive business environment for marketing
service providers such as our company.

We must maintain technological competitiveness, continually improve our processes, and develop and introduce new services in a
timely and cost-effective manner.

We  believe  that  our  success  depends  on,  among  other  things,  maintaining  technological  competitiveness  in  our  products,  processing
functionality,  and  software  systems  and  services.  Technology  changes  rapidly  as  makers  of  computer  hardware,  network  systems,
programming tools, computer and data architectures, operating systems, database technology, and mobile devices continually improve their
offerings. Advances  in  information  technology  may  result  in  changing  client  preferences  for  products  and  product  delivery  channels  in  our
industry. The increasingly sophisticated requirements of our clients require us to continually improve our processes and provide new products
and  services  in  a  timely  and  cost-effective  manner  (whether  through  development,  license,  or  acquisition).  Our  direct  mail  operations  are
increasingly  pressured  by  larger-scale  competitors  who  have  adopted  technologies  allowing  them  to  more  effectively  and  efficiently
customize  mailed  marketing  materials.  We  may  be  unable  to  successfully  identify,  develop,  and  bring  new  and  enhanced  services  and
products  to  market  in  a  timely  and  cost-effective  manner,  such  services  and  products  may  not  be  commercially  successful,  and  services,
products, and technologies developed by others may render our services and products noncompetitive or obsolete.

10

Our success depends on our ability to consistently and effectively deliver our services to our clients.

Our success depends on our ability to effectively and consistently staff and execute client engagements within the agreed upon time frame
and budget. Depending on the needs of our clients, our engagements may require customization, integration, and coordination of a number
of  complex  product  and  service  offerings  and  execution  across  many  facilities.  Moreover,  in  some  of  our  engagements,  we  rely  on
subcontractors and other third parties to provide some of the services to our clients, and we cannot guarantee that these third parties will
effectively deliver their services, that we will be able to easily suspend work with contractors that are not performing adequately, or that we
will  have  adequate  recourse  against  these  third  parties  in  the  event  they  fail  to  effectively  deliver  their  services.  Other  contingencies  and
events  outside  of  our  control  may  also  impact  our  ability  to  provide  our  products  and  services.  Our  failure  to  effectively  and  timely  staff,
coordinate, and execute our client engagements may adversely impact existing client relationships, the amount or timing of payments from
our  clients  and  our  reputation  in  the  marketplace  as  well  as  our  ability  to  secure  additional  business  and  our  resulting  financial
performance. In addition, our contractual arrangements with our clients and other customers may not provide us with sufficient protections
against claims for lost profits or other claims for damages.

We  have  recently  experienced,  and  may  experience  in  the  future,  reduced  demand  for  our  products  and  services  due  to  the
financial condition and marketing budgets of our clients and other factors that may impact the industry verticals that we serve.

Marketing budgets are largely discretionary in nature, and as a consequence are easier to reduce in the short-term than other expenses. Our
customers have in the past, and may in the future, respond to their own financial constraints (whether caused by weak economic conditions,
weak  industry  performance  or  client-specific  issues)  by  reducing  their  marketing  spend.  Customers  may  also  be  slow  to  restore  their
marketing budgets to prior levels during an economic recovery and may respond similarly to adverse economic conditions in the future. Our
revenues are dependent on national, regional, and international economies and business conditions. The global outbreak of COVID-19 has
resulted in a near-term uncertainly for the global economy. A long-lasting economic recession, regardless of the cause, or anemic recovery in
the  markets  in  which  we  operate  could  have  material  adverse  effects  on  our  business,  financial  position,  or  operating  results.  Similarly,
industry or company-specific factors may negatively impact our clients and prospective clients, and in turn result in reduced demand for our
products  and  services,  client  insolvencies,  collection  difficulties  or  bankruptcy  preference  actions  related  to  payments  received  from  our
clients. We may also experience reduced demand as a result of consolidation of clients and prospective clients in the industry verticals that
we serve. 

Outbreaks  of  contagious  diseases,  or  other  public  health  pandemics,  such  as  the  COVID-19  outbreak,  may  adversely  affect  the
Company’s business and operations.

The  outbreak  of  diseases,  such  as  the  COVID-19  coronavirus,  has  curtailed  and  may  curtail  travel  to  and  from  certain  countries,  or
geographic regions.  Restrictions on travel to and from these countries or other regions due to additional incidences for diseases could have
a material adverse effect on the Company’s business, financial position, results of operations, and cash flows. The outbreak of COVID-19
has also caused significant volatility in the global markets and has also caused many companies to slow production or find alternative means
for  employees  to  perform  their  work.  Risks  and  uncertainties  related  to  this  outbreak  include  the  evolving  effect  of  COVID-19  on  our
employees, customers, suppliers, and third-party providers, including the impact of U.S. and foreign government actions taken to curtail the
spread  of  the  virus.    Other  risks  and  uncertainties  include,  but  are  not  limited  to:  the  risk  of  customer  delays,  changes,  cancellations  or
forecast  inaccuracies,  the  lack  of  visibility  of  future  business,  particularly  because  of  changing  economic  conditions.    Although  we  have
developed and continue to develop plans to help mitigate the negative impact of the COVID-19 outbreak to our business, the efforts may not
prevent our business from being adversely affected, and the longer the outbreak impacts supply and demand the more negative the impact it
likely will have on our business, revenues and earnings, and the more limited our ability will be to try and make up for delayed or lost product
development, production and sales.  The extent and nature of the coronavirus outbreak are uncertain, which makes it difficult for us to predict
the complete effect it could have on our future operations.

We must effectively manage our costs to be successful. If we do not achieve our cost management objectives, our financial results
could be adversely affected.

Our business plan and expectations for the future require that we effectively manage our cost structure, including our operating expenses
and capital expenditures across our operations. Our management team, along with members of the Board, have formed a project committee
focused on cost-saving initiatives as well as other restructuring efforts and has been tasked with reviewing each of our business lines and
other operational areas to identify both one-time and recurring cost-saving opportunities. While the committee has identified over $20 million
in  potential  annual  savings,  some  of  which  we  have  already  begun  to  recognize,  we  may  not  be  able  to  recognize  all  identified  potential
savings and even if we are able to recognize the identified savings, such cost savings may be insufficient to achieve our cost management
objectives. To the extent that we do not successfully manage our costs our financial results may be adversely affected.

11

Our financial performance has harmed our commercial reputation and relationship with customers, vendors, and other commercial
parties, and may impair our ability to attract, retain and motivate employees.

Our  declining  financial  performance  has  caused  customers  and  vendors  to  increase  scrutiny  on  payment  and  performance  terms  in  our
agreements, which may impose additional costs (or result in reduced profitability) in our operations. Clients, vendors, and partners, as well as
prospective clients, vendors, and partners) may also decline to do business with us due to their concerns regarding our financial condition.
Additionally,  due  to  our  liquidity  constraints,  we  may  be  unable  to  aggressively  price  our  services  to  win  work  in  competitive  bid
situations.  These  impediments  to  working  with  clients,  vendors  and  partners  may  reduce  both  our  overall  revenues  and  profitability,  and
consequently the value of our common stock.

Likewise, our declining financial performance has negatively affected employee morale and compensation. Due to financial constraints, we
may  have  difficulty  providing  compensation  that  is  sufficient  to  attract,  retain  and  motivate  employees,  especially  skilled  professionals  for
whom sizable bonus payouts are a key element of market-driven cash compensation. Furthermore, the decline in the price of our common
stock has eroded the value of our equity-based incentive programs. If we are unable to attract, retain and motivate employees despite our
financial  performance  and  within  the  resource  constraints,  it  will  impair  our  ability  to  effectively  serve  our  clients,  which  in  turn  is  likely  to
reduce both our overall revenues and profitability, and consequently the value of our common stock.

Our  inability  to  comply  with  the  listing  requirements  of  the  New  York  Stock  Exchange  could  result  in  our  common  stock  being
delisted, which could affect our common stock’s market price and liquidity and reduce our ability to raise capital.

On October 31, 2018, we disclosed that we received a notice from the NYSE that we were not in compliance with the “Market Capitalization
Listing Requirement,” which requires that we maintain an average market capitalization of over $50 million (measured over a consecutive 30
trading-day period) if our stockholders’ equity is less than $50 million, as it has been (the “Market Capitalization Listing Requirement”) since
2018.

Shortly after receipt of this notice, we submitted a plan of definitive action to the NYSE to allow us to remain listed while we attempt to regain
compliance with the Market Capitalization Listing Requirement. The NYSE accepted our plan in January 2019, thereby delaying any decision
to delist us for up to 18 months. In order to regain compliance with the Market Capitalization Listing Requirement, we will have to maintain
the required $50 million global market capitalization over a consecutive 30 trading-day period. The NYSE has been closely monitoring the
implementation of our plan and our failure to achieve the initiatives and goals included in the plan will result in our being subject to a NYSE
trading suspension and the initiation of procedures to delist our common stock. In addition, if our average global market capitalization over a
consecutive 30 trading-day period is less than $15 million, the NYSE will promptly initiate suspension and delisting procedures and, under
the  NYSE’s  continued  listing  standards,  we  will  not  have  any  opportunity  to  regain  compliance  and  our  common  stock  will  be  delisted.  A
delisting  of  our  common  stock  could  negatively  impact  us  by,  among  other  things,  reducing  the  liquidity  and  market  price  of  our  common
stock and reducing the number of investors willing to hold or acquire our common stock. A suspension or delisting could also adversely affect
our relationships with our business partners and suppliers and customers’ and potential customers’ decisions to purchase our products and
services, and would have a material, adverse impact on our business, operating results and financial condition. In addition, a suspension or
delisting  would  impair  our  ability  to  raise  additional  capital  through  equity  or  debt  financing  as  well  as  our  ability  to  attract  and  retain
employees by means of equity compensation.

As  of  March  13,  2020,  we  had  not  regained  compliance  with  the  Market  Capitalization  Listing  Requirement  and  our  global  market
capitalization has ranged between $16 million and $20 million over the last thirty trading days. As a result, the Company has been exploring
options for alternative listing venues for its common stock. However, no assurance can be given that we will be able to meet the initial listing
requirements of any such venue. Should the delisting occur and we are unable to list on another public exchange our common stock could
be traded on the over-the-counter bulletin board, or in the so-called “pink sheets.” In the event of such trading, it is highly likely that there
would be: significantly less liquidity in the trading of our common stock; decreases in institutional and other investor demand for our common
stock,  coverage  by  securities  analysts,  market  making  activity  and  information  available  concerning  trading  prices  and  volume;  and  fewer
broker-dealers willing to execute trades in our common stock. The occurrence of any of these events could result in a further decline in the
market price of our common stock and may impair our ability to retain and attract employees and members of management.

12

Privacy,  information  security  and  other  regulatory  requirements  may  prevent  or  impair  our  ability  to  offer  our  products  and
services.

We  are  subject  to  and  affected  by  numerous  laws,  regulations,  and  industry  standards  that  regulate  direct  marketing  activities,  including
those that address privacy, data protection, information security, and marketing communications. Please refer to the section above entitled
“Item 1. Business - Government Regulation” for additional information regarding some of these regulations.

As  a  result  of  increasing  public  awareness  and  interest  in  privacy  rights,  data  protection  and  access,  information  security,  environmental
protection,  and  other  concerns,  national  and  local  governments  and  industry  organizations  regularly  consider  and  adopt  new  laws,  rules,
regulations,  and  guidelines  that  restrict  or  regulate  marketing  communications,  services,  and  products.  Examples  include  data  encryption
standards, data breach notification requirements, registration/licensing requirements (often with fees), consumer choice, notice, and consent
restrictions  and  penalties  for  infractions,  among  others.  In  addition,  on  May  25,  2018  the  European  General  Data  Protection  Regulation
(“GDPR”)  took  effect.  The  GDPR  applies  to  all  products  and  services  we  provide  in  the  European  Union  (the  “EU”).  GDPR  includes
operational requirements for companies that receive or process personal data of residents of the EU. For example, we may be required to
implement measures to change or limit (by age, use or geography) our service offerings. We may also be required to obtain consent and/or
offer  new  controls  to  existing  and  new  users  in  the  EU  before  processing  data  for  certain  aspects  of  our  services.  In  addition,  the  GDPR
includes  significant  penalties  for  non-compliance  and,  over  the  past  12  months,  the  European  Union  has  levied  some  significant  fines  on
companies for violation of the GDPR. We are also subject to the California Consumer Privacy Act (“CCPA”), which took effect on January 1,
2020.  The  CCPA  requires  businesses  collecting  information  about  California  consumers  to  disclose  what  personal  information  is  collected
about a consumer and the purposes for which that personal information is used, disclose what personal information is sold or shared for a
business purpose, and to whom, and delete information or stop selling such information upon request (subject to exceptions). We anticipate
that  additional  restrictions  and  regulations  will  continue  to  be  proposed  and  adopted  in  the  future.  The  Philippines  has  adopted  the  Data
Privacy  Act  of  2012  (Republic  Act  10173)  which  mirrors  most  important  aspects  of  the  GDPR  and  is  likely  to  have  a  similar  effect  on  our
operations in and involving the Philippines.

Our business may also be affected by the impact of these restrictions and regulations on our clients and their marketing activities. In addition,
as we acquire new capabilities and deploy new technologies to execute our strategy, we may be exposed to additional regulation. Current
and  future  restrictions  and  regulations  could  increase  compliance  requirements  and  costs,  and  restrict  or  prevent  the  collection,
management,  aggregation,  transfer,  use  or  dissemination  of  information  (especially  with  respect  to  personal  information),  or  change  the
requirements so as to require other changes to our business or our clients' businesses. Additional restrictions and regulations may limit or
prohibit  current  practices  regarding  marketing  communications  and  information  quality  solutions.  For  example,  multiple  states  have
implemented  opt  out  legislation  for  telephone  marketing,  requiring  the  creation  of  statewide  do-not  call  registries.  Such  legislation  could
impact  our  business  and  the  businesses  of  our  clients  and  of  their  customers.  In  addition,  continued  public  interest  in  privacy  rights,  data
protection and access, and information security may result in the adoption of further industry guidelines that could impact our direct marketing
activities and business practices.

We  cannot  predict  the  scope  of  any  new  laws,  rules,  regulations,  or  industry  guidelines  or  how  courts  or  agencies  may  interpret  current
ones. Additionally, enforcement priorities by governmental authorities will change over time, which may impact our business. Understanding
the  laws,  rules,  regulations,  and  guidelines  applicable  to  specific  client  multichannel  engagements  and  across  many  jurisdictions  poses  a
significant challenge, as such laws, rules, regulations, and guidelines are often inconsistent or conflicting, and are sometimes at odds with
client objectives. Our failure to properly comply with these regulatory requirements and client needs may materially and adversely affect our
business. General compliance with privacy, data protection, and information security obligations is costly and time-consuming, and we may
encounter difficulties, delays, or significant expenses in connection with our compliance, or because of our clients’ need to comply. We may
be exposed to significant penalties, liabilities, reputational harm, and loss of business in the event that we fail to comply. We could suffer a
material adverse impact on our business due to the enactment or enforcement of legislation or industry regulations affecting us and/or our
clients,  the  issuance  of  judicial  or  governmental  interpretations,  changed  enforcement  priorities  of  governmental  agencies,  or  a  change  in
behavior arising from public concern over privacy, data protection, and information security issues.

Consumer perceptions regarding the privacy and security of their data may prevent or impair our ability to offer our products and
services.

Various  local,  national,  and  international  regulations,  as  well  as  industry  standards,  give  consumers  varying  degrees  of  control  as  to  how
personal data is collected, used, and shared for marketing purposes. If, due to privacy, security, or other concerns, consumers exercise their
ability to prevent or limit such data collection, use, or sharing, it may impair our ability to provide marketing to those consumers and limit our
clients’ demand for our services. Additionally, privacy and security concerns may limit consumers’ willingness to voluntarily provide data to
our clients or marketing companies. Some of our services depend on voluntarily provided data and therefore may be impaired without such
data.

13

If  we  do  not  prevent  security  breaches  and  other  interruptions  to  our  infrastructure,  we  may  be  exposed  to  lawsuits,  lose
customers, suffer harm to our reputation, and incur additional costs.

The  services  we  offer  involve  the  transmission  of  large  amounts  of  sensitive  and  proprietary  information  over  public  communications
networks,  as  well  as  the  processing  and  storage  of  confidential  customer  information.  Unauthorized  access,  remnant  data  exposure,
computer  viruses,  denial  of  service  attacks,  accidents,  employee  error  or  malfeasance,  “social  engineering”  and  “phishing”  attacks,
intentional misconduct by computer “hackers” and other disruptions can occur, and infrastructure gaps, hardware and software vulnerabilities,
inadequate or missing security controls, and exposed or unprotected customer data can exist that (i) interfere with the delivery of services to
our customers, (ii) impede our customers' ability to do business, or (iii) compromise the security of our or our customers' systems and data,
which exposes information to unauthorized third parties. We are a target of cyber-attacks of varying degrees on a regular basis. Although we
maintain  insurance  which  may  cover  some  types  of  damages  incurred  by  damage  to,  breaches  of,  or  problems  with,  our  information  and
telecommunications  systems,  such  insurance  is  limited  and  expensive,  and  may  not  be  sufficient  to  offset  the  costs  of  such  damages  or
cover certain events, and therefore such damages may materially harm our business.

Our  reputation  and  business  results  may  be  adversely  impacted  if  we,  or  subcontractors  upon  whom  we  rely,  do  not  effectively
protect sensitive personal information of our clients and our clients’ customers.

Current  privacy  and  data  security  laws  and  industry  standards  impact  the  manner  in  which  we  capture,  handle,  analyze,  and  disseminate
customer and prospect data as part of our client engagements. In many instances, our client contracts also mandate privacy and security
practices.  If  we  fail  to  effectively  protect  and  control  information,  especially  sensitive  personal  information  (such  as  personal  health
information,  social  security  numbers,  or  credit  card  numbers)  of  our  clients  and  their  customers  or  prospects  in  accordance  with  these
requirements, we may incur significant expense, suffer reputational harm, loss of business, and, in certain cases, be subjected to regulatory
or  governmental  sanctions  or  litigation.  These  risks  may  be  increased  due  to  our  reliance  on  subcontractors  and  other  third  parties  in
providing a portion of our overall services in certain engagements. We cannot guarantee that these third parties will effectively protect and
handle sensitive personal information or other confidential information, or that we will have adequate recourse against these third parties in
the event such third parties fail to adequately protect and handle such sensitive or confidential information.

If  our  facilities  are  damaged,  or  if  we  are  unable  to  access  and  use  our  facilities,  our  business  and  results  of  operations  will  be
adversely affected.

Our operations rely on the ability of our employees to work at specially equipped facilities to perform services for our clients. Although we
have some excess capacity and redundancy, we do not have sufficient excess capacity or redundancy (in equipment, facilities, or personnel)
to  maintain  service  and  operational  levels  for  extended  periods  if  we  are  unable  to  use  one  of  our  major  facilities.  Outsourcing  these
processes to facilities not owned by us is not a viable option. Should we lose access to a facility for any reason, our service levels are likely
to decline or be suspended, clients would go without service or secure replacement services from a competitor. As consequence of such an
event, we would suffer a reduction in revenues and harm to (and loss of) client relationships.

Significant system disruptions, loss of data center capacity or interruption of telecommunication links could adversely affect our
business and results of operations.

Our  business  is  heavily  dependent  upon  data  centers  and  telecommunications  infrastructures,  which  are  essential  to  both  our  call  center
services  and  our  database  services  (which  require  that  we  efficiently  and  effectively  create,  access,  manipulate,  and  maintain  large  and
complex databases). In addition to the third-party data centers we use, we also operate several of our own data centers to support both our
own and our clients' needs in this regard, as well as those of some of our clients. Our ability to protect our operations against damage or
interruption  from  fire,  flood,  tornadoes,  power  loss,  telecommunications  or  equipment  failure,  or  other  disasters  and  events  beyond  our
control is critical to our continued success. Likewise, as we increase our use of third-party data centers, it is critical that the vendors providing
that  service  adequately  protect  their  data  centers  from  the  same  risks.  Our  services  are  very  dependent  on  links  to  telecommunication
providers. We believe we have taken reasonable precautions to protect our data centers and telecommunication links from events that could
interrupt our operations. Any damage to the data centers we use or any failure of our telecommunications links could materially adversely
affect  our  ability  to  continue  services  to  our  clients,  which  could  result  in  loss  of  revenues,  profitability  and  client  confidence,  and  may
adversely impact our ability to attract new clients and force us to expend significant company resources to repair the damage. 

If  our  new  leaders  are  unsuccessful,  or  if  we  continue  to  lose  key  management  and  are  unable  to  attract  and  retain  the  talent
required for our business, our operating results could suffer.

Over the past three years we have replaced many of our leaders (including our Chief Executive Officer, President, Chairman, Chief Marketing
Officer, and Chief Financial Officer) and we have eliminated or consolidated several leadership positions (including Chief

14

Technology Officer, and Executive Vice President of Sales), resulting in a much smaller leadership team. If our new leaders fail in their new
and additional roles and responsibilities (and more generally if we are unable to attract additional leaders with the necessary skills to manage
our business) our business and its operating results may suffer. Further, our prospects depend in large part upon our ability to attract, train,
and retain experienced technical, client services, sales, consulting, marketing, and management personnel. While the demand for personnel
is  also  dependent  on  employment  levels,  competitive  factors,  and  general  economic  conditions,  our  recent  business  performance  may
diminish our attractiveness as an employer. The loss or prolonged absence of the services of these individuals could have a material adverse
effect on our business, financial position, or operating results.

We could fail to adequately protect our intellectual property rights and may face claims for intellectual property infringement.

Our  ability  to  compete  effectively  depends  in  part  on  the  protection  of  our  technology,  products,  services,  and  brands  through  intellectual
property  right  protections,  including  copyrights,  database  rights,  trade  secrets,  trademarks,  as  well  as  through  domain  name  registrations,
and  enforcement  procedures.  The  extent  to  which  such  rights  can  be  protected  and  enforced  varies  by  jurisdiction,  and  capabilities  we
procure through acquisitions may have less protection than would be desirable for the use or scale we intend or need. Litigation involving
patents and other intellectual property rights has become far more common and expensive in recent years, and we face the risk of additional
litigation relating to our use or future use of intellectual property rights of third parties.

Despite our efforts to protect our intellectual property, unauthorized parties may attempt to copy or otherwise obtain and use our proprietary
information  and  technology.  Monitoring  unauthorized  use  of  our  intellectual  property  is  difficult,  and  unauthorized  use  of  our  intellectual
property  may  occur.  We  cannot  be  certain  that  trademark  registrations  will  be  issued,  nor  can  we  be  certain  that  any  issued  trademark
registrations  will  give  us  adequate  protection  from  competing  products.  For  example,  others  may  develop  competing  technologies  or
databases  on  their  own.  Moreover,  there  is  no  assurance  that  our  confidentiality  agreements  with  our  employees  or  third  parties  will  be
sufficient to protect our intellectual property and proprietary information.

Third-party infringement claims and any related litigation against us could subject us to liability for damages, significantly increase our costs,
restrict  us  from  using  and  providing  our  technologies,  products  or  services  or  operating  our  business  generally,  or  require  changes  to  be
made to our technologies, products, and services. We may also be subject to such infringement claims against us by third parties and may
incur substantial costs and devote significant management resources in responding to such claims, as we have in the recent past. We have
been, and continue to be, obligated under some agreements to indemnify our clients as a result of claims that we infringe on the proprietary
rights of third parties. These costs and distractions could cause our business to suffer. In addition, if any party asserts an infringement claim,
we may need to obtain licenses to the disputed intellectual property. We cannot assure you, however, that we will be able to obtain these
licenses on commercially reasonable terms or that we will be able to obtain any licenses at all. The failure to obtain necessary licenses or
other rights may have an adverse effect on our ability to provide our products and services.

Breaches of security, or the perception that e-commerce is not secure, could severely harm our business and reputation.

Business-to-business  and  business-to-consumer  electronic  commerce  requires  the  secure  transmission  of  confidential  information  over
public networks. Some of our products and services are accessed through or are otherwise dependent on the internet. Security breaches in
connection with the delivery of our products and services, or well-publicized security breaches that may affect us or our industry (such as
database  intrusion)  could  be  severely  detrimental  to  our  business,  operating  results,  and  financial  condition.  We  cannot  be  certain  that
advances  in  criminal  capabilities,  cryptography,  or  other  fields  will  not  compromise  or  breach  the  technology  protecting  the  information
systems that deliver our products, services, and proprietary database information.

Data suppliers could withdraw data that we rely on for our products and services.

We purchase or license much of the data we use for ourselves and for our clients. There could be a material adverse impact on our business
if owners of the data we use were to curtail access to the data or materially restrict the authorized uses of their data. Data providers could
withdraw their data if there is a competitive reason to do so, if there is pressure from the consumer community or if additional regulations are
adopted restricting the use of the data. We also rely upon data from other external sources to maintain our proprietary and non-proprietary
databases,  including  data  received  from  customers  and  various  government  and  public  record  sources.  If  a  substantial  number  of  data
providers or other key data sources were to withdraw or restrict their data, if we were to lose access to data due to government regulation, or
if the collection of data becomes uneconomical, our ability to provide products and services to our clients could be materially and adversely
affected, which could result in decreased revenues, net income, and earnings per share.

15

 
We may be unable to make dispositions of assets on favorable terms, or at all.

In 2018, we sold our 3Q Digital business (which we purchased in 2015 for $30 million in cash plus an earn-out of up to $35 million) for $5
million in cash and assignment of the earn-out obligation. In the future, we may determine to divest certain assets or businesses consistent
with our corporate strategy. The price we obtain for such assets or businesses will be driven by performance of those businesses and the
current  market  demand  for  such  assets,  and  we  may  not  be  able  to  realize  a  profit  upon  sale.  If  we  are  unable  to  make  dispositions  in  a
timely  manner  or  at  profitable  price  when  required  to  do  so,  our  business,  net  income,  and  earnings  per  share  could  be  materially  and
adversely affected.

We are vulnerable to increases in postal rates and disruptions in postal services.

Our  services  depend  on  the  USPS  and  other  commercial  delivery  services  to  deliver  products.  Standard  postage  rates  have  increased  in
recent years (most recently in January 2020) and may continue to do so at frequent and unpredictable intervals. Postage rates influence the
demand for our services even though the cost of mailings is typically borne by our clients (and is not directly reflected in our revenues or
expenses) because clients tend to reduce other elements of marketing spending to offset increased postage costs. Accordingly, future postal
increases or disruptions in the operations of the USPS may have an adverse impact on us.

In addition, the USPS has had significant financial and operational challenges recently. In reaction, the USPS has proposed many changes in
its  services,  such  as  delivery  frequency  and  facility  access.  These  changes,  together  with  others  that  may  be  adopted,  individually  or  in
combination with other market factors, could materially and negatively affect our costs and ability to meet our clients’ expectations.

We are vulnerable to increases in paper prices.

Price of print materials are subject to fluctuations. Increased paper costs could cause our customers to reduce spending on other marketing
programs, or to shift to formats, sizes, or media which may be less profitable for us, in each case potentially materially affecting our revenues
and profits.

We are unlikely to declare cash dividends or repurchase our shares.

Although our board of directors has in the past authorized the payment of quarterly cash dividends on our common stock, we announced in
2016 that we did not plan to declare any further dividends for the foreseeable future. In addition, although our board has authorized stock
purchase programs (and we repurchased shares as recently as 2015), we are unlikely to make any repurchases in the near term. Decisions
to  pay  dividends  on  our  common  stock  or  to  repurchase  our  common  stock  will  be  based  upon  periodic  determinations  by  our  board  that
such dividends or repurchases are both in compliance with all applicable laws and agreements and in the best interest of our stockholders
after considering our financial condition and results of operations, the price of our common stock, credit conditions, and such other factors as
are  deemed  relevant  by  our  board.  The  failure  to  pay  a  cash  dividend  or  repurchase  stock  could  adversely  affect  the  market  price  of  our
common stock.

Interest rate increases could affect our results of operations, cash flows and financial position.

Interest rate fluctuations in Europe and the U.S. can affect the amount of interest we pay related to our debt and the amount we earn on cash
equivalents. Borrowings under our Texas Capital Bank credit facility bear interest at variable rates based upon the prime rate or the London
Interbank Offered Rate (“LIBOR”). Our results of operations, cash flows, and financial position could be materially or adversely affected by
significant increases in interest rates. We also have exposure to interest rate fluctuations in the U.S., specifically money market, commercial
paper, and overnight time deposit rates, as these affect our earnings on excess cash. Even with the offsetting increase in earnings on excess
cash in the event of an interest rate increase, we cannot be assured that future interest rate increases will not have a material adverse impact
on our business, financial position, or operating results.

In July 2017, the United Kingdom's Financial Conduct Authority, which regulates LIBOR, announced that, after 2021, it will stop compelling
banks to submit rates for the calculation of LIBOR. Though the transition to an alternative rate is not expected to have a material impact on
the Company's earnings, the transition to an alternative rate may cause interest rates, revenue, and expenses on financial instruments tied to
LIBOR, such as our Texas Capital Bank credit facility, to be adversely affected.

16

We are subject to risks associated with operations outside the U.S.

Harte Hanks conducts business outside of the U.S. During 2019, approximately 16.3% of our revenues were derived from operations outside
the U.S., primarily Europe and Asia. We may expand our international operations in the future as part of our growth strategy. Accordingly, our
future operating results could be negatively affected by a variety of factors, some of which are beyond our control, including:

•

•

•

•

•

•

changes  in  local,  national,  and  international  legal  requirements  or  policies  resulting  in  burdensome  government  controls,  tariffs,
restrictions, embargoes, or export license requirements;

higher rates of inflation;

the potential for nationalization of enterprises;

less favorable labor laws that may increase employment costs and decrease workforce flexibility;

potentially adverse tax treatment;

less  favorable  foreign  intellectual  property  laws  that  would  make  it  more  difficult  to  protect  our  intellectual  property  from
misappropriation;

• more onerous or differing data privacy and security requirements or other marketing regulations;

•

•

•

longer payment cycles;

social, economic, and political instability;

the differing costs and difficulties of managing international operations;

• modifications  to  international  trade  policy,  including  changes  to  or  repeal  of  the  North  American  Free  Trade  Agreement  or  the

imposition of increased or new tariffs, quotas or trade barriers on key commodities; and

•

geopolitical  risk  and  adverse  market  conditions  caused  by  changes  in  national  or  regional  economic  or  political  conditions  (which
may impact relative interest rates and the availability, cost, and terms of mortgage funds), including with regard to Brexit.

In addition, exchange rate fluctuations may have an impact on our future costs or on future cash flows from foreign investments. We have not
entered into any foreign currency forward exchange contracts or other derivative instruments to hedge the effects of adverse fluctuations in
foreign  currency  exchange  rates.  The  various  risks  that  are  inherent  in  doing  business  in  the  U.S.  are  also  generally  applicable  to  doing
business anywhere else and may be exacerbated by the difficulty of doing business in numerous sovereign jurisdictions due to differences in
culture, laws, and regulations.

If  we  fail  to  establish  and  maintain  proper  and  effective  internal  control  over  financial  reporting,  our  operating  results  and  our
ability to operate our business could be harmed.

Section 404 of the Sarbanes-Oxley Act of 2002 requires that we establish and maintain internal control over financial reporting and we are
also  required  to  establish  disclosure  controls  and  procedures  under  applicable  SEC  rules.  An  effective  internal  control  environment  is
necessary  to  enable  us  to  produce  reliable  financial  reports  and  is  an  important  component  of  our  efforts  to  prevent  and  detect  financial
reporting  errors  and  fraud.  Management  is  required  to  provide  an  annual  assessment  on  the  effectiveness  of  our  internal  control  over
financial reporting and our independent registered public accounting firm is also required to attest to the effectiveness of our internal control
over financial reporting. Our and our auditor's testing may reveal significant deficiencies in our internal control over financial reporting that are
deemed to be material weaknesses and render our internal control over financial reporting ineffective. In the past these assessments and
similar reviews have led to the discovery of material weaknesses, all of which have been remediated. However, no assurance can be given
that we won't discover material weaknesses in the future. We have incurred and we expect to continue to incur substantial accounting and
auditing expense and expend significant management time in complying with the requirements of Section 404.

While an effective internal control environment is necessary to enable us to produce reliable financial reports and is an important component
of our efforts to prevent and detect financial reporting errors and fraud, disclosure controls and internal control over financial reporting are
generally not capable of preventing or detecting all financial reporting errors and all fraud. A control system, no matter how well-designed and
operated,  is  designed  to  reduce  rather  than  eliminate  the  risk  of  material  misstatements  in  our  financial  statements.  There  are  inherent
limitations  on  the  effectiveness  of  internal  controls,  including  collusion,  management  override  and  failure  in  human  judgment.  A  control
system can provide only reasonable, not absolute, assurance of achieving the desired control objectives and the design of a control system
must reflect the fact that resource constraints exist.
If  we  are  not  able  to  comply  with  the  requirements  of  Section  404,  or  if  we  or  our  independent  registered  public  accounting  firm  identify
deficiencies in our internal control over financial reporting that are deemed to be material weaknesses (i) we could fail to

17

meet  our  financial  reporting  obligations;  (ii)  our  reputation  may  be  adversely  affected  and  our  business  and  operating  results  could  be
harmed;  (iii)  the  market  price  of  our  stock  could  decline;  and  (iv)e  could  be  subject  to  litigation  and/or  investigations  or  sanctions  by  the
Securities and Exchange Commission (the "SEC"), the New York Stock Exchange or other regulatory authorities.

Fluctuation in our revenue and operating results and other factors may impact the volatility of our stock price.

The price at which our common stock has traded in recent years has fluctuated greatly and has declined significantly. Our common stock
price may continue to be volatile due to a number of factors including the following (some of which are beyond our control):

•

•

•

•

•

•

variations in our operating results from period to period and variations between our actual operating results and the expectations of
securities analysts, investors, and the financial community;

unanticipated developments with client engagements or client demand, such as variations in the size, budget, or progress toward the
completion  of  engagements,  variability  in  the  market  demand  for  our  services,  client  consolidations,  and  the  unanticipated
termination of several major client engagements;

announcements of developments affecting our businesses;

competition and the operating results of our competitors;

the overall strength of the economies of the markets we serve and general market volatility; and

other factors discussed elsewhere in this Item 1A, “Risk Factors.”

Because of these and other factors, investors in our common stock may not be able to resell their shares at or above their original purchase
price.

Our  certificate  of  incorporation  and  bylaws  contain  anti-takeover  protections  that  may  discourage  or  prevent  strategic
transactions, including a takeover of our company, even if such a transaction would be beneficial to our stockholders.

Provisions contained in our certificate of incorporation and bylaws, in conjunction with provisions of the Delaware General Corporation Law,
could  delay  or  prevent  a  third  party  from  entering  into  a  strategic  transaction  with  us,  even  if  such  a  transaction  would  benefit  our
stockholders.  For  example,  our  certificate  of  incorporation  and  bylaws  provide  for  a  staggered  board  of  directors,  do  not  allow  written
consents by stockholders, and have strict advance notice and disclosure requirements for nominees and stockholder proposals.

ITEM 1B.     UNRESOLVED STAFF COMMENTS

None.

ITEM 2.     PROPERTIES

Our  business  is  conducted  in  facilities  worldwide  containing  aggregate  space  of  approximately  1.3 million  squares.    All  facilities  are  held
under leases, which expire at dates through 2025. See “Item 1 - Business - Facilities”.

ITEM 3.     LEGAL PROCEEDINGS

Information  regarding  legal  proceedings  is  set  forth  in  Note  L,  Litigation  and  Contingencies,  of  the  “Notes  to  Consolidated  Financial
Statements” and is incorporated herein by reference.

ITEM 4.     MINE SAFETY DISCLOSURES

Not applicable.

PART II

18

 
ITEM 5.     MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES OF
EQUITY SECURITIES

Common Stock

Our  common  stock  is  listed  on  the  NYSE  under  the  symbol  HHS.  As  of  January  31,  2020,  there  are  approximately  1,440  common
stockholders of record. The last reported share price of our common stock on March 18, 2020 was $2.13.

Dividend Policy

The Company currently does not intend on paying any dividends for the foreseeable future. Any payment of future dividends will be at the
discretion  of  Harte  Hanke’s  Board  of  Directors  and  will  depend  upon,  among  other  factors,  the  Company’s  earnings,  financial  condition,
current and anticipated capital requirements, plans for expansion, level of indebtedness and contractual restrictions, including the provisions
of the Company’s other then-existing indebtedness. The payment of future cash dividends, if any, would be made only from assets legally
available.

Issuer Purchases of Equity Securities

The following table contains information about our purchases of equity securities during the fourth quarter of 2019:

Period
October 1 - 31, 2019

November 1 - 30, 2019

December 1 - 31, 2019

Total

Total Number of
Shares
Purchased (1)

Average
Price Paid
per Share

Total Number of
Shares Purchased
as Part of a Publicly
Announced Plan (2)

Maximum Dollar
Amount that May
Yet Be Spent
Under the Plan

—   $
—   $
—   $
—   $

—  
—  
—  
—  

—   $
—   $
—   $
—  

11,437,544

11,437,544

11,437,544

(1)  Total number of shares purchased includes shares, if any, (i) purchased as part of our publicly announced stock repurchase program,
and (ii) pursuant to our 2013 Omnibus Incentive Plan and applicable inducement award agreements with certain executives, withheld to pay
withholding taxes upon the vesting of shares.

(2)  During the fourth quarter of 2019, we did not purchase any shares of our common stock through our stock repurchase program that was
publicly announced in August 2014. Under this program, our Board has authorized us to spend up to $20.0 million to repurchase shares of
our  outstanding  common  stock.  As  of  December  31,  2019,  we  have  repurchased  150,667  shares  and  spent  $8.6  million  under  this
authorization. 

19

 
 
 
 
 
 
 
 
 
 
ITEM 6.     SELECTED FINANCIAL DATA

The following table sets forth our selected historical financial information for the years ended and as of the dates indicated. You should read
the  following  historical  financial  information  along  with  “Management’s  Discussion  and  Analysis  of  Financial  Condition  and  Results  of
Operations” contained in this Form 10-K. 

In thousands, except per share amounts
Statement of Comprehensive (Loss) Income

Revenues

Operating loss

Net (loss) income

(Loss) earnings per common share—diluted

Weighted-average common and common equivalent shares outstanding—diluted

Balance sheet data (at end of year)

Cash and cash equivalents

Total assets

Total debt

Total stockholders’ deficit

  $

  $

  $

  $

2019

2018

217,577  
(21,606)  
(26,264)  

(4.26)  
6,284  

$

$

$

284,628

(26,034)

17,550

2.38

6,270

28,104
110,202  
18,700  
(49,683)  

$

20,882

125,175

14,200

(19,184)

20

 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
ITEM 7.     MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

Cautionary Note About Forward-Looking Statements

This  report,  including  this  Management’s  Discussion  and  Analysis  of  Financial  Condition  and  Results  of  Operations  (“MD&A”),  contains
“forward-looking  statements”  within  the  meaning  of  the  federal  securities  laws.  All  such  statements  are  qualified  by  the  cautionary  note
included under Item 1A above, which is provided pursuant to the safe harbor provisions of Section 27A of the 1933 Act and Section 21E of
the Exchange Act. Actual results may vary materially from what is expressed in or indicated by the
forward-looking statements.

Overview

The following MD&A section is intended to help the reader understand the results of operations and financial condition of Harte Hanks. This
section  is  provided  as  a  supplement  to,  and  should  be  read  in  conjunction  with,  our  Consolidated  Financial  Statements  and  the
accompanying  notes.  The  following  MD&A  of  Financial  Condition  and  Results  of  Operations  gives  retroactive  effect  to  the  Reverse  Stock
Split  for  all  periods  presented,  unless  otherwise  noted.  See  Note  A,  Overview  and  Significant  Accounting  Policies,  in  the  Notes  to
Consolidated Financial Statements for further information.

Harte Hanks partners with clients to deliver relevant, connected, and quality customer interactions. Our approach starts with discovery and
learning,  which  leads  to  customer  journey  mapping,  creative  and  content  development,  analytics,  and  data  management,  and  ends  with
execution  and  support  in  a  variety  of  digital  and  traditional  channels.  We  do  something  powerful:  we  produce  engaging  and  memorable
customer interactions to drive business results for our clients, this is why Harte Hanks is known for developing strong customer relationships
and experiences and defining interaction-led marketing.

Our services include a wide variety of integrated, multi-channel, data-driven solutions for top brands around the globe. We help our clients
gain  insight  into  their  customers’  behaviors  from  their  data  and  use  that  insight  to  create  innovative  multi-channel  marketing  programs  to
deliver a return on marketing investment. We believe our clients’ success is determined not only by how good their tools are, but how well we
help them use the tools to gain insight and analyze their consumers. This results in a strong and enduring relationship between our clients
and their customers which is key to being leaders in customer interaction.  We offer a full suite of capabilities and resources to provide a
broad range of marketing services, utilizing various different in media from direct mail to email, including:

Agency
Digital Solutions
Database Marketing Solutions
Direct Mail

•
•
•
•
• Mail and Product Fulfillment
•
•

Logistics
Contact Centers

We are affected by the general, national, and international economic and business conditions in the markets where we and our customers
operate. Marketing budgets are largely discretionary in nature, and as a consequence are easier for our clients to reduce in the short-term
than other expenses. Our revenues are also affected by the economic fundamentals of each industry that we serve, various market factors,
including  the  demand  for  services  by  our  clients,  and  the  financial  condition  of  and  budgets  available  to  specific  clients,  among  other
factors. We remain committed to making the investments necessary to execute our multichannel strategy while also continuing to adjust our
cost structure to reduce costs in the parts of the business that are not growing as fast.

We continued to face a challenging competitive environment in 2019. The sale of 3Q Digital in 2018, together with our Restructuring Activities
that have and will continue to result in a decrease of recurring expenses, are all part of our efforts to prioritize our investments and focus on
our core business of optimizing our clients' customer journey across an omni-channel delivery platform. We expect these actions will continue
to enhance our liquidity and financial flexibility. For additional information, see “Liquidity and Capital Resources” section.

Results of Operations

Operating results from operations were as follows:

21

 
In thousands, except per share amounts
Revenues

Operating expenses

Operating loss
Operating margin

Other expense (income)

Income tax expense (benefit)
Net (loss) income

Year Ended December 31,

  % Change

2019
217,577

239,183

(21,606)

  $

  $

(9.9)%  

2,905

1,753

  $

(26,264)

-23.6 %   $
-23.0 %  
17.0 %   $
8.8 %  
-111.4 %  
-109.7 %  
-249.7 %   $

2018
284,628

310,662

(26,034)

(9.1)%  

(25,472)

(18,112)

17,550

Diluted EPS from operations

$

(4.26)

-279.0 % $

2.38

Year ended December 31, 2019 vs. Year ended December 31, 2018

Revenues

Revenues were $217.6 million in the year ended December 31, 2019, compared to $284.6 million  in  the  year  ended  December  31,  2018.
These  results  reflected  the  impact  of  declines  in  almost  all  of  our  industry  verticals.  Our  retail,  B2B,  consumer  brand,  transportation  and
financial services verticals declined by $25.0 million, or 37.6%, $16.0 million, or 25.0%, $11.5 million, or 19.7%,
$8.5 million, or 38.9%, $7.9 million, or 14.7%, respectively. These declines were partially due to the sale of 3Q Digital at the end of February
2018,  which  led  to  $6.9  million  of  the  revenue  reduction  from  2018  to  2019  and  primarily  impacted  our  B2B  and  Consumer  verticals.
Additionally, non-renewing clients and lower volumes from existing clients caused the further decrease in revenues. Revenue from healthcare
clients increased slightly by $1.9 million, or 9.7%.

Among other factors, our revenue performance will depend on general economic conditions in the markets we serve and how successful we
are  at  maintaining  and  growing  business  with  existing  clients  and  acquiring  new  clients.  We  believe  that,  in  the  long-term,  an  increasing
portion of overall marketing and advertising expenditures will be shifted from other advertising media to targeted media advertising resulting
in  a  benefit  to  our  business.  Targeted  media  advertising  results  can  be  more  effectively  tracked,  enabling  measurement  of  the  return  on
marketing investment.

Operating Expenses

Operating expenses were $239.2 million in the year ended December 31, 2019, compared to $310.7 million in the year ended December 31,
2018.  This  $71.5  million  year-over-year  decline  was  partially  caused  by  the  sale  of  3Q  Digital  ($5.8  million  of  total  operating  expense
reduction).

Labor costs decreased by $42.0 million, or 25.6%, compared to the year ended December 31, 2018, primarily due to lower payroll expense
as a result of Restructuring Activities and the sale of 3Q Digital ($4.8 million). Production and distribution expenses declined $24.4 million, or
24.3%, compared to the year ended December 31, 2018, primarily due to the lower transportation service expenses, lower broker production
expense and lower production service expense in all cases due to the lower activity driving the lower revenue. The sale of 3Q Digital caused
a  $0.4  million  expense  reduction  to  the  year-over-year  results.  Advertising,  Selling  and  General  expenses  declined  $9.9 million  or  29.0%,
primarily due to a reduction in employee-related expenses and lower professional service expense as well as the sale of 3Q Digital, which
caused a $0.6 million expense reduction to the year-over-year results.

Our largest cost components are labor, outsourced costs, and mail transportation expenses. Each of these costs is somewhat variable and
tends to fluctuate with revenues and the demand for our services. Mail transportation rates have increased over the last few years due to
demand and supply fluctuations within the transportation industry. Future changes in mail transportation expenses will continue to impact our
total production costs and total operating expenses and may have an impact on future demand for our supply chain management services.

Postage costs of mailings are borne by our clients and are not directly reflected in our revenues or expenses.

In the year ended December 31, 2019, we recorded restructuring charges of $11.8 million. In the year ended December 31, 2018,
we recorded an impairment of assets of $4.9 million. Depreciation, software and intangible asset amortization expense declined $2.1 million
compared  to  the  twelve  months  ended  December  31,  2018,  primarily  due  to  the  reduced  capital  expenditure  and  the  elimination  of  the
intangible assets upon the sale of 3Q Digital.

Operating Loss

22

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
Operating loss was $21.6 million in the year ended December 31, 2019, compared to $26.0 million in the year ended December 31, 2018.
The $4.4 million decrease in operating loss reflected the impact of a decrease in revenue of $67.1 million,  offset  by  a  larger  $71.5 million
decrease in operating expenses. The sale of 3Q Digital in late February 2018 resulted in $1.1 million higher operating loss in 2019 because
3Q generated profit for the Company prior to its sale.

Interest Expense

Interest expense, net, in the year ended December 31, 2019, decreased $0.3 million compared to the year ended December 31, 2018. The
decline  was  due  to  the  elimination  of  interest  accretion  expense  related  to  the  3Q  Digital  contingent  consideration  liability  as  of  February
2018 which was partially offset by higher interest expense associated with increased borrowings outstanding under the Texas Capital Facility
as of December 31, 2019.

Gain on sale

The gain on sale for the year ended December 31, 2019 was mainly the result of the receipt of a $5.0 million earn-out or contingent payment,
related to the sale of 3Q Digital. We are not entitled to receive any additional earn-out or contingent payments in connection with the Sale of
3Q Digital.

The  gain  on  sale  for  the  year  ended  December  31,  2018  was  primarily  the  result  of  the  sale  of  3Q  Digital  in  late  February  2018,  which
resulted in a gain on sale of $31.0 million.

Other Expense, net

Total other expense, net was $7.1 million in the year ended December 31, 2019, compared to other expense of $3.9 million in the year ended
December  31,  2018.  This  $3.2  million  increase  in  other  expense  was  primarily  attributable  to  changes  in  pension  expense  and  foreign
currency revaluation.

Income Taxes

Year ended December 31, 2019 vs. Year ended December 31, 2018

Our 2019 income tax expense was $1.8 million. Unfavorably impacting our expense was change in valuation allowance due to realization of
deferred tax assets for current year operations and dividend inclusions from foreign subsidiaries related to current period Global Intangible
Low Tax Income (GILTI) expense, the impact of which were $6.1 million and $1.1 million, respectively. Favorably impacting our expense was
the state tax impact to our operations, impact of which was $0.5 million.

This compares to our 2018 income tax benefit of $18.1 million. Favorably impacting our benefit was deductible basis on the sale of 3Q Digital
($11.9 million), loss from deemed liquidation of foreign subsidiary ($4.2 million), rate benefit from carryback of capital loss to 35% tax rate
year ($6.5 million) and return to provision differences ($1.8 million). Unfavorably impacting our benefit was change in valuation allowance due
to  realization  of  deferred  tax  assets  for  current  year  operations  and  dividend  inclusions  from  foreign  subsidiaries  related  to  current  period
GILTI expense, the impact of which were $3.4 million and $2.8 million, respectively.

Net (Loss) income

Year ended December 31, 2019 vs. Year ended December 31, 2018

We  recorded  net  loss  of  $26.3 million  and  net  income  from  operations  of  $17.6  million  in  2019  and  2018,  respectively.  The  decrease  in
income from operations was mainly due to the $31.0 million pre-tax gain recognized from the sale of 3Q Digital in February 2018, and the
income tax benefit related to the items noted above, which was only partially offset by the $5 million gain from the 3Q sale realized in 2019 as
a result of the receipt of earn-out or contingent consideration.

23

 
Liquidity and Capital Resources

Sources and Uses of Cash

Our cash and cash equivalent and restricted cash balances were $34.1 million and $20.9 million as of December  31,  2019  and  2018. On
June 26, 2019, we received $15.9 million in aggregate federal income tax refunds related to carryback of capital losses. On May 7, 2019, we
received a $5 million earn-out or contingent payment from the sale of 3Q Digital. Our principal sources of liquidity are cash on hand, cash
provided by operating activities, and borrowings. Our cash is primarily used for general corporate purposes, working capital requirements and
capital expenditures.

At  this  time,  we  believe  that  we  will  be  able  to  continue  to  meet  our  liquidity  requirements  and  fund  our  fixed  obligations  (such  as  debt
services, operating leases and unfunded pension plan benefit payments) and other cash needs for our operations for at least the next twelve
months through a combination of cash on hand, cash flow from operations and borrowings under the Texas Capital Credit Facility. Although
the Company believes that it will be able to meet its cash needs for the foreseeable future, if unforeseen circumstances arise the company
may need to seek alternative sources of liquidity.

Operating Activities

Net cash provided by operating activities was $12.1 million for the year ended December 31, 2019. This compared to cash used in operating
activities of $9.2 million for the year ending December 31, 2018. The $21.3 million year-over-year increase was primarily
the  result  of  the  receipt  of  a  $15.9  million  tax  refund  and  a  $5  million  earn-out  payment  from  the  sale  of  3Q  received  in  2019  as  well  as
changes in working capital.

Investing Activities

Net  cash  used  in  investing  activities  was  $2.6  million  for  the  year  ended  December  31,  2019.  This  compared  to  cash  used  in  investing
activities of $0.1 million for the year ending December 31, 2018. The $2.5 million decrease was due to the sale of 3Q Digital in late February
2018 which was partially offset by the reduced capital expenditure in the year ended December 31, 2019.

Financing Activities

Net  cash  provided  by  financing  activities  was  $3.1 million  for  the  year  ended  December  31,  2019,  compared  to  $22.7 million  for  the  year
ended December 31, 2018. The $19.6 million decrease was primarily due to the $14.2 million of net borrowing under the Company’s Texas
Capital Credit Facility and the issuance of the Series A Preferred Stock in the first quarter of 2018. The above decrease of cash inflow was
partially offset by $4.5 million of borrowings under the Company’s Texas Capital Credit Facility in the first quarter of 2019.

Foreign Holdings of Cash

Consolidated foreign holdings of cash as of December 31, 2019 and 2018 were $3.4 million and $2.6 million.

Credit Facility

On January 9, 2018, we entered into an amendment to the Texas Capital Credit Facility that increased our borrowing capacity to $22.0 million
and extended the maturity by one year to April 17, 2020. On May 7, 2019, we entered into an amendment to the Texas Capital Credit Facility
which  further  extended  the  maturity  of  the  facility  by  one  year  to  April  17,  2021.  The  Texas  Capital  Credit  Facility  remains  secured  by
substantially  all  of  our  assets  and  continues  to  be  guaranteed  by  HHS  Guaranty,  LLC,  an  entity  affiliated  with  one  of  our  largest  equity
holders and one of our directors. We pay HHS Guaranty, LLC an annual fee of 0.5% of collateral actually pledged to secure the facility, which
for 2019 amounted to $0.5 million.

At December 31, 2019 and 2018, we had letters of credit in the amount of $2.8 million outstanding. No amounts were drawn against these
letters  of  credit  at  December  31,  2019  and  2018.  These  letters  of  credit  exist  to  support  insurance  programs  relating  to  workers’
compensation, automobile, and general liability. We had no other off-balance sheet arrangements at December 31, 2019 and 2018.

As of December 31, 2019 and 2018, we had $18.7 million and $14.2 million of borrowings outstanding under the Texas Capital Facility. As of
December 31, 2019, we had the ability to borrow an additional $1.6 million under the facility.

24

 
Contractual Obligations

Contractual obligations at December 31, 2019 are as follows:

In thousands
Debt
Interest on debt (1)
Operating lease obligations

Finance lease obligations
Purchase obligations and others (2)
Other purchase obligations reflected on our
balance sheet (3)
Unfunded pension plan benefit payments (4)
Total contractual cash obligations

  $

Total
18,700   $
1,791   $

24,787  
1,044  
6,283  

2020

—   $
1,343   $
9,090  
431  
2,712  

2021
18,700   $
448
6,994  
238  
2,458  

2022

2023

2024

—   $
—
5,113  
189  
1,111  

—   $
—  
2,193  
151  
2  

—   $
—  
1,274  
35  
—  

1,130  
17,709  
71,444   $

391  
1,715  
15,682   $

328  
1,745  
30,911   $

137  
1,791  
8,341   $ 4,324   $

137  
1,841  

137  
1,842  
3,288   $

  $

Thereafter
—

—

123

—

—

—

8,775

8,898

(1) Assumes $17.7 million and $8.4 million of average debt outstanding for the years ended December 31, 2020 and December 31, 2021 and that the interest rate was equal
to our weighted average borrowing rate of 2019.

(2) Includes purchase obligations related to data center operations, licenses and telecommunication contracts cost that are not reflected on the consolidated balance sheets.
For those agreements with variable terms, we do not estimate the total obligation beyond any minimum quantities and/or pricing as of the reporting date.

(3) Includes purchase obligation primarily related to license agreement recorded on our Consolidated Balance Sheet as of December 31, 2019.

(4) Includes unfunded pension obligations of non-qualified, supplemental Restoration Pension plan.

Dividends

We  did  not  pay  any  dividends  in  either  2019  or  2018.  We  currently  intend  to  retain  any  future  earnings  and  do  not  expect  to  pay  cash
dividends on our common stock in the foreseeable future. Any future dividend declaration can be made only upon, and subject to, approval of
our Board, based on its business judgment.

Share Repurchase

During  2019  and  2018,  we  did  not  repurchase  any  shares  of  our  common  stock  under  our  current  stock  repurchase  program  that  was
publicly announced in August 2014. Under our current program we are authorized to spend up to $20.0 million to repurchase shares of our
outstanding  common  stock.  At  December  31,  2019,  we  had  authorization  of  $11.4  million  under  this  program.  From  1997  through
December 31, 2019, we repurchased 6.8 million shares for an aggregate of $1.2 billion.

Outlook

We consider such factors as total cash and cash equivalents, current assets, current liabilities, total debt, revenues, operating income, cash
flows  from  operations,  investing  activities,  and  financing  activities  when  assessing  our  liquidity.  Our  management  of  cash  is  designed  to
optimize returns on cash balances and to ensure that it is readily available to meet our operating, investing, and financing requirements as
they arise. We believe that there are no conditions or events, considered in the aggregate, that raise substantial doubt about our ability to
continue as a going concern for the twelve months following the issuance of the Consolidated Financial Statements.

Critical Accounting Policies

Critical  accounting  policies  are  defined  as  those  that,  in  our  judgment,  are  most  important  to  the  portrayal  of  our  Company’s  financial
condition and results of operations and which require complex or subjective judgments or estimates. The areas that we believe involve the
most significant management estimates and assumptions are detailed below. Actual results could differ materially from those estimates under
different assumptions and conditions.

Our  Significant  Accounting  policies  are  described  in  Note  A,  Overview  and  Significant  Accounting  Policies,  in  the  Notes  to  Consolidated
Financial Statement.

Revenue Recognition

Application of various accounting principles in U.S. GAAP related to measurement and recognition of revenue requires us to make significant
judgments  and  estimates.  Specifically,  complex  arrangements  with  non-standard  terms  and  conditions  may  require  significant  contract
interpretation to determine appropriate accounting.

We recognize revenue upon transfer of control of promised products or services to customers in an amount that reflects the consideration we
expect to be entitled to receive in exchange for those products or services. We apply the following five-step revenue recognition model:

•
•
•
•
•

Identification of the contract, or contracts, with a customer
Identification of the performance obligations in the contract
Determination of the transaction price
Allocation of the transaction price to the performance obligations in the contract
Recognition of revenue when (or as) we satisfy the performance obligation

Certain  client  programs  provide  for  adjustments  to  billings  based  upon  whether  we  achieve  certain  performance  criteria.  In  these
circumstances, revenue is recognized when the foregoing conditions are met. We record revenue net of any taxes collected from customers
and subsequently remitted to governmental authorities. Any payments received in advance of the performance of services or delivery of the

 
 
 
 
 
 
 
 
 
 
 
 
 
 
product are recorded as deferred revenue until such time as the services are performed or the product is delivered. Costs incurred for search
engine marketing solutions and postage costs of mailings are billed to our clients and are not directly reflected in our revenue.

Income Taxes

25

We are subject to income taxes in the United States and numerous other jurisdictions. Significant judgment is required in determining our
provision for income taxes and income tax assets and liabilities, including evaluating uncertainties in the application of accounting principles
and complex tax laws.

We record a provision for income taxes for the anticipated tax consequences of the reported results of operations using the asset and liability
method.  Under  this  method,  we  recognize  deferred  tax  assets  and  liabilities  for  the  expected  future  tax  consequences  of  temporary
differences between the financial reporting and tax basis of assets and liabilities, as well as for operating loss and tax credit carryforwards.
Deferred tax assets and liabilities are measured using the tax rates that are expected to apply to taxable income for the years in which those
tax assets and liabilities are expected to be realized or settled. We record a valuation allowance to reduce our deferred tax assets to the net
amount that we believe is more likely than not to be realized. For additional information on the valuation allowance see Note I, Income Taxes,
in the Notes to Consolidated Financial Statements.

We recognize tax benefits from uncertain tax positions only if we believe that it is more likely than not that the tax position will be sustained
on examination by the taxing authorities based on the technical merits of the position. Although we believe that we have adequately reserved
for our uncertain tax positions, we can provide no assurance that the final tax outcome of these matters will not be materially different. We
adjust  these  reserves  when  facts  and  circumstances  change,  such  as  the  closing  of  a  tax  audit  or  the  refinement  of  an  estimate.  To  the
extent that the final tax outcome of these matters is different than the amounts recorded, such differences will affect the provision for income
taxes  in  the  period  in  which  such  determination  is  made  and  could  have  a  material  impact  on  our  financial  condition  and  operating
results. The provision for income taxes includes the effects of any reserves that we believe are appropriate, as well as the related net interest
and penalties.

Recent Accounting Pronouncements

See Note A, Overview  and  Significant  Accounting  Policies,  in  the  Notes  to  Consolidated  Financial  Statements  for  a  discussion  of  certain
accounting standards that we have recently adopted and certain accounting standards that we have not yet been required to adopt and may
be applicable to our future financial condition and results of operations.

26

 
ITEM 7A.     QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

Market risk includes the risk of loss arising from adverse changes in market rates and prices. We face market risks related to interest rate
variations and to foreign exchange rate variations. From time to time, we may utilize derivative financial instruments to manage our exposure
to such risks.

The interest rate on the Texas Capital Credit Facility is variable based upon the prime rate or LIBOR and, therefore, is affected by changes in
market interest rates. We estimate that a 100-basis point increase in market interest rates on the actual borrowings in 2019 would have an
immaterial  impact  on  our  interest  expense. At  December  31,  2019,  the  company  had  $18.7  million  of  debt  outstanding  under  the  Texas
Capital Credit Facility. The nature and amount of our borrowings can be expected to fluctuate as a result of business requirements, market
conditions, and other factors. Due to our overall debt level and cash balance at December 31, 2019, anticipated cash flows from operations,
and the various financial alternatives available to us, we do not believe that we currently have significant exposure to market risks associated
with  an  adverse  change  in  interest  rates. At  this  time,  we  have  not  entered  into  any  interest  rate  swap  or  other  derivative  instruments  to
hedge the effects of adverse fluctuations in interest rates.

Our  earnings  are  also  affected  by  fluctuations  in  foreign  currency  exchange  rates  as  a  result  of  our  operations  in  foreign  countries.  Our
primary exchange rate exposure is to the Euro, British Pound Sterling, and Philippine Peso. We monitor these risks throughout the normal
course  of  business.  The  majority  of  the  transactions  of  our  U.S.  and  foreign  operations  are  denominated  in  the  respective  local
currencies. Changes in exchange rates related to these types of transactions are reflected in the applicable line items making up operating
income  in  our  Consolidated  Statements  of  Comprehensive  Income  (Loss).  Due  to  the  current  level  of  operations  conducted  in  foreign
currencies, we do not believe that the impact of fluctuations in foreign currency exchange rates on these types of transactions is significant to
our  overall  annual  earnings.  A  smaller  portion  of  our  transactions  are  denominated  in  currencies  other  than  the  respective  local
currencies. For example, intercompany transactions that are expected to be settled in the near-term are denominated in U.S. Dollars. Since
the accounting records of our foreign operations are kept in the respective local currency, any transactions denominated in other currencies
are accounted for in the respective local currency at the time of the transaction. Any foreign currency gain or loss from these transactions,
whether  realized  or  unrealized,  results  in  an  adjustment  to  income,  which  is  recorded  in  “Other,  net”  in  our  Consolidated  Statements  of
Comprehensive  Income  (Loss).  Transactions  such  as  these  amounted  to  $1.0 million  pre-tax  currency  transaction  gain  in  2019  and  $0.5
million in pre-tax currency transaction loss in 2018. At this time, we are not party to any foreign currency forward exchange contracts or other
derivative instruments to hedge the effects of adverse fluctuations in foreign currency exchange rates.

We do not enter into derivative instruments for any purpose. We do not speculate using derivative instruments.

27

ITEM 8.     FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

The  Financial  Statements  required  to  be  presented  under  Item  8  are  presented  in  the  Consolidated  Financial  Statements  and  the  notes
thereto beginning at page 33 of this Form 10-K (Financial Statements).

28

ITEM 9.     CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE

None.

ITEM 9A.     CONTROLS AND PROCEDURES

Evaluation of Disclosure Controls and Procedures

We maintain disclosure controls and procedures as defined in Rule 13a-15(e) and 15d-15(e) under the Securities Exchange Act of 1934, as
amended (the “Exchange Act”) that are designed to ensure that information required to be disclosed in our reports filed or submitted under
the Exchange Act is recorded, processed, summarized, and reported within the time periods specified in the SEC’s rules and forms, and that
such information is accumulated and communicated to management, including our Chief Executive Officer (“CEO”) and Chief Financial
Officer (“CFO”) as appropriate to allow timely decisions regarding required disclosure.

Our management, including our CEO and CFO evaluated the effectiveness of our disclosure controls and procedures pursuant to Rules 13a-
15(e) and 15d-15(e) under the Exchange Act as of December 31, 2019. Based upon such evaluation, our CEO and CFO concluded that the
design and operation of these disclosure controls and procedures were effective, at the “reasonable assurance” level, to ensure information
required to be disclosed by us in the reports that we file or submit under the Exchange Act is recorded, processed, summarized and reported
within the time periods specified in the SEC rules and forms.

As of the end of the period covered by this report, an evaluation was carried out under the supervision and with the participation of our
management, including our CEO and CFO, for our internal control over financial reporting to determine whether any changes occurred during
the fourth quarter of 2019 that have materially affected or are reasonably likely to materially affect, our internal control over financial
reporting. Based on that evaluation, there were no changes other than what is disclosed below in our internal control over financial reporting
or in other factors that have materially affected or are reasonably likely to materially affect our internal control over financial reporting. We
may make changes in our internal control processes from time to time in the future. It should also be noted that, because of inherent
limitations, internal control over financial reporting may not prevent or detect misstatements, and controls may become inadequate because
of changes in conditions or in the degree of compliance with the policies or procedures.

Management’s Report on Internal Control Over Financial Reporting

Management is responsible for establishing and maintaining adequate internal control over financial reporting (as defined in Exchange Act
Rules 13a-15(f) and 15d-15(f)). Our internal control over financial reporting is a process designed by, or under the supervision of our CEO
and CFO to provide reasonable assurance regarding the reliability of financial reporting and the preparation of the Company’s financial
statements for external purposes in accordance with U.S. GAAP.

Management evaluated, under the supervision of our CEO and CFO, the design and effectiveness of the Company’s internal control over
financial reporting based on the framework in Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring
Organization of the Treadway Commission (“COSO”). Based on this assessment, management concluded that internal control over financial
reporting was effective.

Remediation of Prior Period Material Weakness

As previously disclosed in our Annual Report on Form 10-K for the year ended December 31, 2018, as filed with the SEC on March 18, 2019,
we identified two material weaknesses in our internal control over financial reporting. A material weakness, as defined in the Exchange Act
Rule 12b-2, is a deficiency, or combination of deficiencies, in internal control over financial reporting such that there is a reasonable
possibility that a material misstatement of the Company’s annual or interim financial statements will not be prevented or detected on a timely
basis. During the first two quarters of 2019, we engaged in the implementation of remedial measures designed to address these material
weaknesses. In the third and fourth quarters of 2019, we completed the testing of the design and operating effectiveness of the new
procedures and controls. As a result, our management concluded that, as of December 31, 2019, we had remediated the previously reported
material weaknesses.

We implemented the following changes in our internal control over financial reporting during 2019 that contributed to remediating the
previously disclosed material weaknesses described above:

• We continued to act upon the enhancements to our internal controls that we implemented in 2018 as described in our Annual Report

on Form 10-K for the year ended December 31, 2018;

29

 
 
• We continued to improve our review procedures to address the completeness and accuracy of data used in our reviews as well as

the precision of our reviews; and

• We enhanced the procedures performed to obtain, generate and communicate relevant and accurate information used to support the

function of internal control over financial reporting.

Changes in Internal Control over Financial Reporting

There were no changes in our internal controls over financial reporting, other than those stated above, during our most recent fiscal quarter
that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.

ITEM 9B.     OTHER INFORMATION

None.

30

 
ITEM 10.     DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE

PART III

Information required by this item will be included in an amendment hereto or a definitive proxy statement to be filed with the SEC within 120
days of the fiscal year ended December 31, 2019.

ITEM 11.     EXECUTIVE COMPENSATION

Information required by this item will be included in an amendment hereto or a definitive proxy statement to be filed with the SEC within 120
days of the fiscal year ended December 31, 2019.

ITEM  12. 
MATTERS

  SECURITY  OWNERSHIP  OF  CERTAIN  BENEFICIAL  OWNERS  AND  MANAGEMENT  AND  RELATED  STOCKHOLDER

Information required by this item will be included in an amendment hereto or a definitive proxy statement to be filed with the SEC within 120
days of the fiscal year ended December 31, 2019.

ITEM 13.     CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE

Information required by this item will be included in an amendment hereto or a definitive proxy statement to be filed with the SEC within 120
days of the fiscal year ended December 31, 2019.

ITEM 14.     PRINCIPAL ACCOUNTANT FEES AND SERVICES

Information required by this item will be included in an amendment hereto or a definitive proxy statement to be filed with the SEC within 120
days of the fiscal year ended December 31, 2019.

31

 
 
 
 
ITEM 15.
15(a)(1)

  EXHIBITS AND FINANCIAL STATEMENT SCHEDULES
  Financial Statements

PART IV

The financial statements filed as part of this report and referenced in Item 8 are presented in the Consolidated Financial
Statements and the notes thereto beginning at page 32 of this Form 10-K (Financial Statements).

15(a)(2)

  Financial Statement Schedules

All schedules for which provision is made in the applicable rules and regulations of the SEC have been omitted as the
schedules are not required under the related instructions, are not applicable, or the information required thereby is set
forth in the Consolidated Financial Statements or notes thereto.

15(a)(3)

  Exhibits

The Exhibit Index following the Notes to Consolidated Financial Statements in this Form 10-K lists the exhibits that are
filed or furnished, as applicable, as part of this Form 10-K.

32

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Harte Hanks, Inc. and Subsidiaries
Index to Consolidated Financial Statements

Reports of Independent Registered Public Accounting Firm on the Consolidated Financial Statements

Consolidated Balance Sheets as of December 31, 2019 and 2018

Consolidated Statements of Comprehensive (Loss) Income for the years ended December 31, 2019 and 2018

Consolidated Statements of Changes in Stockholders' Deficit for the years ended December 31, 2019 and 2018

Consolidated Statements of Cash Flows for the years ended December 31, 2019 and 2018

Notes to Consolidated Financial Statements

34

36

38

39

40

41

All  schedules  for  which  provision  is  made  in  the  applicable  rules  and  regulations  of  the  SEC  have  been  omitted  as  the  schedules  are  not
required  under  the  related  instructions,  are  not  applicable,  or  the  information  required  thereby  is  set  forth  in  the  consolidated  financial
statements or notes thereto.

33

 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Board of Directors and Stockholders of Harte Hanks, Inc.

Opinion on the Financial Statements

We  have  audited  the  accompanying  consolidated  balance  sheet  of  Harte  Hanks,  Inc.  (the  Company)  as  of  December  31,  2019,  and  the
related consolidated statements of comprehensive loss (income), changes in stockholders’ deficit, and cash flows for the year then ended,
and the related notes (collectively referred to as the financial statements). In our opinion, the financial statements present fairly, in all material
respects, the financial position of the Company as of December 31, 2019 and the results of its operations and its cash flows for the year then
ended in conformity with accounting principles generally accepted in the United States of America.

Change in Accounting Principle

As discussed in Note B to the consolidated financial statements, the Company changed the manner in which it accounts for leases in 2019.

Basis for Opinion

These  financial  statements  are  the  responsibility  of  the  Company’s  management.  Our  responsibility  is  to  express  an  opinion  on  the
Company’s  financial  statements  based  on  our  audit.  We  are  a  public  accounting  firm  registered  with  the  Public  Company  Accounting
Oversight  Board  (United  States)  (PCAOB)  and  are  required  to  be  independent  with  respect  to  the  Company  in  accordance  with  the  U.S.
federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We  conducted  our  audit  in  accordance  with  the  standards  of  the  PCAOB.  Those  standards  require  that  we  plan  and  perform  the  audit  to
obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. The
Company  is  not  required  to  have,  nor  were  we  engaged  to  perform,  an  audit  of  its  internal  control  over  financial  reporting.  As  part  of  our
audit, we are required to obtain an understanding of internal control over financial reporting, but not for the purpose of expressing an opinion
on the effectiveness of the Company’s internal control over financial reporting. Accordingly, we express no such opinion.

Our audit included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or
fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the
amounts  and  disclosures  in  the  financial  statements.  Our  audit  also  included  evaluating  the  accounting  principles  used  and  significant
estimates  made  by  management,  as  well  as  evaluating  the  overall  presentation  of  the  financial  statements.  We  believe  that  our  audit
provides a reasonable basis for our opinion.

/S/ Moody, Famiglietti & Andronico, LLP

We have served as the Company's auditor since 2019

Tewksbury, Massachusetts

March 19, 2020

34

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the stockholders and the Board of Directors of Harte Hanks, Inc.

Opinion on the Financial Statements

We have audited the accompanying consolidated balance sheet of Harte Hanks, Inc. and subsidiaries (the "Company") as of December 31,
2018, the related consolidated statements of comprehensive income (loss), changes in stockholders' deficit, and cash flows for the year then
ended, and the related notes (collectively referred to as the “financial statements”). In our opinion, the financial statements present fairly, in all
material respects, the financial position of the Company as of December 31, 2018, and the results of its operations and its cash flows for the
year then ended, in conformity with accounting principles generally accepted in the United States of America.

Change in Accounting Principle

As discussed in Note B to the financial statements, the Company changed its method of accounting for revenue from contracts with
customers in 2018 due to adoption of the new revenue standard. The Company adopted the new revenue standard using a modified
retrospective approach.

Basis for Opinion

These financial statements are the responsibility of the Company’s management. Our responsibility is to express an opinion on the
Company’s financial statements based on our audit. We are a public accounting firm registered with the PCAOB and are required to be
independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the
Securities and Exchange Commission and the PCAOB.

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to
obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. Our
audit included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or fraud,
and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the
amounts and disclosures in the financial statements. Our audit also included evaluating the accounting principles used and significant
estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that our audit
provides a reasonable basis for our opinion.

/s/ DELOITTE & TOUCHE LLP

San Antonio, Texas

March 18, 2019

We began serving as the Company’s auditor in 2016. In 2019 we became the predecessor auditor.

35

Harte Hanks, Inc. and Subsidiaries Consolidated Balance Sheets

In thousands, except per share and share amounts
ASSETS

Current assets

Cash and cash equivalents
Restricted cash
Accounts receivable (less allowance for doubtful accounts of $666 at December 31, 2019 and
$430 at December 31, 2018)

Contract assets

Inventory

Prepaid expenses

Prepaid income tax and income tax receivable

Other current assets

Total current assets

Property, plant and equipment

Buildings and improvements

Equipment and furniture

Software

Software development and equipment installations in progress

Gross property, plant and equipment

Less accumulated depreciation and amortization

Net property, plant and equipment

Right-of-use assets

Other assets

Total assets

LIABILITIES AND STOCKHOLDERS’ DEFICIT

Current liabilities

Accounts payable and accrued expenses

Accrued payroll and related expenses

Deferred revenue and customer advances

Customer postage and program deposits

Other current liabilities
Short-term lease liabilities

Total current liabilities

Long-term debt

Pensions

Deferred tax liability, net

Long-term lease liabilities

Other long-term liabilities

Total liabilities

December 31,

2019

2018

$

28,104
6,018

$

38,972  
805  
354  
3,300  
78  
1,670  
79,301  

13,788  
71,457
47,609  
12  
132,866  
(124,543)  
8,323  
18,817  
3,761  
110,202   $

16,917  
4,215  
4,397  
9,767  
2,619  
7,616
45,531  
18,700  
70,000  
244  
13,078  
2,609  
150,162  

$

20,882
—

54,240

2,362

448

4,088

20,436

2,536

104,992

15,737

80,230

50,531

653

147,151

(133,559)

13,592

—

6,591

125,175

31,052

6,783

6,034

6,729

3,564
—

54,162

14,200

62,214

—

—

4,060

134,636

Preferred stock, $1 par value, 1,000,000 shares authorized; 9,926 shares of Series A Convertible
Preferred Stock, issued and outstanding

9,723  

9,723

Stockholders’ deficit

Common stock, $1 par value, 25,000,000 shares authorized,12,121,484 and 12,115,055 shares
issued, 6,302,936 and 6,260,075 shares outstanding at December 31, 2019 and December 31,
2018, respectively

Additional paid-in capital

Retained earnings
Less treasury stock, 5,818,548 shares at cost at December 31, 2019 and 5,854,980 shares at
cost at December 31, 2018

Accumulated other comprehensive loss

Total stockholders’ deficit

36

12,121  
447,022  
797,817  

12,115

453,868

812,704

(1,243,509)  
(63,134)  
(49,683)  

(1,251,388)

(46,483)

(19,184)

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total liabilities, preferred stock and stockholders’ deficit

See Accompanying Notes to Consolidated Financial Statements.

  $

110,202   $

125,175

37

Harte Hanks, Inc. and Subsidiaries Consolidated Statements of Comprehensive (Loss) Income 

In thousands, except per share amounts
Revenues

Operating expenses

Labor

Production and distribution

Advertising, selling, general and administrative
Restructuring expense

Impairment of assets

Depreciation, software and intangible asset amortization

Total operating expenses

Operating loss

Other expense and (income)

Interest expense, net

Gain on sale from 3Q Digital

Other, net

Total other expense and (income)

Loss before income taxes

Income tax expense (benefit)

Net (loss) income

    Less: Earnings attributable to participating securities

    Less: Preferred stock dividends

(Loss) income attributable to common stockholders

(Loss) earnings per common share

    Basic

Diluted

Weighted-average shares used to compute (loss) earnings per share attributable
to common shares

    Basic
      Diluted

Comprehensive (loss) income, net of tax

Net income (loss)

Adjustment to pension liability

Foreign currency translation adjustments
Adoption of ASU 2018-02

Total other comprehensive loss, net of tax

Year Ended December 31,

2019

2018

$

217,577   $

284,628

121,853  
75,900  
24,292  
11,799

—  
5,339  
239,183  
(21,606)  

1,262  
(5,471)  
7,114  
2,905  
(24,511)  
1,753  
(26,264)   $

—  
496  
(26,760)   $

163,857

100,253

34,212
—

4,888

7,452

310,662

(26,034)

1,551

(30,954)

3,931

(25,472)

(562)

(18,112)

17,550

2,202

457

14,891

(4.26)   $
(4.26) $

2.39
2.38

6,284
6,284

6,237
6,270

(26,264)   $

17,550

(5,948)   $
652  

(11,355)
(16,651)  

(1,166)

(1,014)
—

(2,180)

$

$

$
$

$

$

Comprehensive (loss) income
See Accompanying Notes to Consolidated Financial Statements.

$

(42,915)   $

15,370

38

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
   
 
 
   
 
 
 
 
   
 
 
 
 
Preferred
Stock

Common
Stock

Additional
Paid-in
Capital

Retained
Earnings

Treasury
Stock

  $

—   $ 12,075   $ 457,186   $ 794,583   $ (1,254,176)   $

Accumulated
Other
Comprehensive
Income(loss)

(44,303)   $

Total
Stockholders’
Equity (Deficit)
(34,635)

—

—

571

—

—

571

Harte Hanks, Inc. and Subsidiaries Consolidated Statements of Changes in Stockholders’ Deficit

In thousands
Balance at December 31, 2017
Cumulative effect of accounting
change
Preferred stock issued
Exercise of stock options and release
of unvested shares
Rounding from reverse stock split

Stock-based compensation

Treasury stock issued

Net income

Other comprehensive loss

Balance at December 31, 2018
Effect of change in accounting
principle
Exercise of stock options and release
of unvested shares

Stock-based compensation

Treasury stock issued

Net loss

Other comprehensive loss

—
9,723

—  

—  
—  
—  
—  

78  
(38)
—  
—  
—  
—  

(159)  
38
(438)  
(2,759)  
—  
—  

—  
—
—  
—  
17,550  
—  

(34)  
—
—  
2,822  
—  
—  

  $

9,723   $ 12,115   $ 453,868   $ 812,704   $ (1,251,388)   $

—  
—  
—  
—  
—  

6  
—  
—  
—  
—  

(12)  
1,030  
(7,864)  
—  
—  

11,377  

—  
—  
—  
(26,264)  
—  

—  
—  
7,879  
—  
—  

Balance at December 31, 2019
See Accompanying Notes to Consolidated Financial Statements.

  $

9,723   $ 12,121   $ 447,022   $ 797,817   $ (1,243,509)   $

39

—  
—
—  
—  
—  
(2,180)  
(46,483)   $

(11,355)  

—  
—  
—  
—  
(5,296)  
(63,134)   $

(115)
—

(438)

63

17,550

(2,180)

(19,184)

22

(6)

1,030

15

(26,264)

(5,296)

(49,683)

 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
Harte Hanks, Inc. and Subsidiaries Consolidated Statements of Cash Flows

In thousands
Cash Flows from Operating Activities

Net (loss) income
Adjustments to reconcile net (loss) income to net cash provided by (used in)
operating activities

Depreciation and software amortization

Intangible asset amortization
Restructuring

Impairment of assets

Stock-based compensation

Net pension cost

Interest accretion on contingent consideration

Deferred income taxes

Gain on sale from 3Q Digital

Other, net

Changes in assets and liabilities, net of dispositions:

Decrease in accounts receivable, net and contract assets

Decrease in inventory
Decrease (Increase) in prepaid expenses, income tax receivable and other
current assets

(Decrease) increase in accounts payable

Decrease in other accrued expenses and liabilities

Net cash provided by (used in) operating activities

Cash Flows from Investing Activities

Dispositions, net of cash transferred

Purchases of property, plant and equipment

Proceeds from the sale of property, plant and equipment

Net cash used in investing activities

Cash Flows from Financing Activities

Borrowings

Repayment of borrowings

Debt financing costs

Issuance of common stock

Issuance of preferred stock, net of transaction fees

Payment of finance leases

Issuance of treasury stock

Net cash provided by financing activities

Effect of exchange rate changes on cash and cash equivalents
Effect of exchange rate changes on restricted cash

Net increase in cash and cash equivalents and restricted cash

Cash and cash equivalents and restricted cash at beginning of year

Cash and cash equivalents and restricted cash at end of year

Supplemental disclosures

Cash paid for interest

Cash received for income taxes, net of refunds

Non-cash investing and financing activities

Purchases of property, plant and equipment included in accounts payable and
accrued expense

New finance lease obligations

See Accompanying Notes to Consolidated Financial Statements

40

652  
—

13,240  
20,882  
34,122   $

875   $
19,405   $

800   $
—   $

$

  $
  $

  $
  $

Year Ended December 31,

2019

2018

$

(26,264)   $

17,550

5,341  
—  

5,742

—  
1,074  
1,838  
—  
996  
—  
—  

16,825  
94  

20,439  
(13,750)  
(238)  
12,097  

—  
(2,895)  
300  
(2,595)  

4,500  
—  
(616)  
(6)  
—  
(807)  
15  
3,086  

7,339

113
—

4,888

(581)

1,712

742

(1,645)

(32,760)

(207)

7,468

139

(16,930)

9,248

(6,257)

(9,181)

3,929

(4,206)

225

(52)

23,200

(9,000)

(591)

(115)

9,723

(548)

63

22,732

(1,014)
—

12,485

8,397

20,882

199

119

1,108

372

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
Harte Hanks, Inc. and Subsidiaries Notes to Consolidated Financial Statements

Note A — Overview and significant Accounting Policies

Background

Harte Hanks, Inc. (“Harte Hanks,” “Company,” “we,” “our,” or “us”) is a purveyor of data-driven, omni-channel marketing and customer
relationship solutions and logistics. The Company has robust capabilities that offer clients the strategic guidance they need across the
customer data landscape as well as the executional know-how in database build and management, data analytics, digital media, direct mail,
customer contact, client fulfillment and marketing and product logistics. Harte Hanks solves marketing, commerce and logistical challenges
for some of the world’s leading brands in North America, Asia-Pacific and Europe.

The Company operates as one reportable segment. Our Chief Executive Officer is considered to be our chief operating decision maker. He
reviews our operating results on an aggregate basis for purposes of allocating resources and evaluating financial performance.

Securities Purchase Agreement

On January 23, 2018, we entered into a Securities Purchase Agreement with Wipro, pursuant to which on January 30, 2018, we issued 9,926
shares  of  Series  A  Convertible  Preferred  Stock,  par  value  $1  per  share  (“Series  A  Preferred  Stock”),  for  aggregate  consideration  of  $9.9
million. Dividends on the Series A Preferred Stock accrue at a rate of 5.0% per year or the rate that cash dividends were paid in respect to
shares  of  Common  Stock  if  such  rate  is  greater  than  5.0%.  The  Preferred  Stock  issued  under  the  Securities  Purchase  Agreement  are
convertible into 1,001,614 shares of our Common Stock. Dividends  are  payable  solely  upon  a  Liquidation  (as  defined  in  the  Certificate  of
Designation), and only if prior to such Liquidation such shares of Series A Preferred Stock have not been converted to Common Stock.

Along  with  customary  protective  provisions,  Wipro  has  designated  an  observer  to  the  Board  of  Directors.  We  used  the  proceeds  from  the
issuance for general corporate purposes including working capital purposes.

See Note E, Convertible Preferred Stock, for further information.

Reverse Stock Split

On January 31, 2018, we executed a 1-for-10 reverse stock split (the “Reverse Stock Split”). Pursuant to the Reverse Stock Split, every 10
pre-split shares were exchanged for one post-split share of the Company’s Common Stock. No fractional shares were issued in connection
with the Reverse Stock Split. Stockholders who would otherwise have held a fractional share of the Common Stock received a cash payment
in  lieu  thereof.  In  addition,  our  authorized  Common  Stock  was  reduced  from  250  million  to  25  million  shares.  The  number  of  authorized
shares of preferred stock remains unchanged at one million shares.

Geographic Concentrations

Depending on the needs of our clients, our services are provided through an integrated approach through twenty-one facilities worldwide, of
which four are located outside of the U.S.

Information about the operations in different geographic areas:

In thousands
Revenue (1)

United States

Other countries

Total revenue

Year Ended December 31,

2019

2018

  $

  $

182,034   $
35,543  
217,577   $

243,298

41,330

284,628

41

 
 
 
 
 
 
 
 
 
In thousands
Property, plant and equipment (2)

United States

Other countries

Total property, plant and equipment
(1) Geographic revenues are based on the location of the service being performed.
(2) Property, plant and equipment are based on physical location.

Related Party Transactions

December 31,

2019

2018

  $

  $

6,836   $
1,102  
8,323   $

11,647

1,945

13,592

Since 2016, we have conducted (and we continue to conduct) business with Wipro, whereby Wipro provides us with a variety of technology-
related  services,  including  database  and  software  development,  database  support  and  analytics,  IT  infrastructure  support,  and  digital
campaign management. Additionally, we provide Wipro with agency and consulting services.

Effective  January  30,  2018,  Wipro  became  a  related  party  when  it  purchased  9,926  shares  of  our  Series  A  Preferred  Stock  (which  are
convertible at Wipro’s option into 1,001,614 shares, or 16% of our Common Stock as of January 30, 2018), for aggregate consideration of
$9.9 million. For information pertaining to the Company’s preferred stock, See Note E, Convertible Preferred Stock.

Consolidation

The accompanying audited consolidated financial statements include the accounts of Harte Hanks, Inc. and subsidiaries. All intercompany
accounts and transactions have been eliminated in consolidation. As used in this report, the terms “Harte Hanks,” “the Company,” “we,” “us,”
or  “our”  may  refer  to  Harte  Hanks,  Inc.,  one  or  more  of  its  consolidated  subsidiaries,  or  all  of  them  taken  as  a  whole,  as  the  context  may
require.

 Use of Estimates

The  preparation  of  consolidated  financial  statements  requires  management  to  make  estimates  and  assumptions  that  affect  the  reported
amounts of assets, liabilities, revenue, and expenses. Actual results and outcomes could differ from those estimates and assumptions. Such
estimates include, but are not limited to, estimates related to lease accounting; pension accounting; fair value for purposes of assessing long-
lived  assets  for  impairment;  income  taxes;  stock-based  compensation  and  contingencies.  On  an  ongoing  basis,  management  reviews  its
estimates based on currently available information. Changes in facts and circumstances could result in revised estimates and assumptions.

Operating Expense Presentation in Consolidated Statements of Comprehensive (Loss) Income

The  “Labor”  line  in  the  Consolidated  Statements  of  Comprehensive  Income  (Loss)  includes  all  employee  payroll  and  benefits,  including
stock-based  compensation,  along  with  temporary  labor  costs.  The  “Production  and  distribution”  and  “Advertising,  selling,  general  and
administrative” lines do not include labor, depreciation, or amortization.

Revenue Recognition

We recognize revenue upon transfer of control of promised products or services to customers in an amount that reflects the consideration we
expect to be entitled to receive in exchange for those products or services. We apply the following five-step revenue recognition model:

•
•
•
•
•

Identification of the contract, or contracts, with a customer
Identification of the performance obligations in the contract
Determination of the transaction price
Allocation of the transaction price to the performance obligations in the contract
Recognition of revenue when (or as) we satisfy the performance obligation

Certain  client  programs  provide  for  adjustments  to  billings  based  upon  whether  we  achieve  certain  performance  criteria.  In  these
circumstances, revenue is recognized when the foregoing conditions are met. We record revenue net of any taxes collected from customers
and subsequently remitted to governmental authorities. Any payments received in advance of the performance of services or delivery of the
product are recorded as deferred revenue until such time as the services are performed or the product is delivered.

42

 
 
 
 
 
 
 
 
 
 
Costs incurred for search engine marketing solutions and postage costs of mailings are billed to our clients and are not directly reflected in
our revenue.

Revenue from agency and digital services, direct mail, logistics, fulfillment and contact center is recognized as the work is performed. Fees
for  these  services  are  determined  by  the  terms  set  forth  in  the  contract  with  the  client.  These  are  typically  set  at  a  fixed  price  or  rate  by
transaction occurrence, service provided, time spent, or product delivered.

For  arrangements  requiring  design  and  build  of  a  database,  revenue  is  not  recognized  until  client  acceptance  occurs.  Up-front  fees  billed
during the setup phase for these arrangements are deferred and direct build costs are capitalized. Pricing for these types of arrangements
are typically based on a fixed price determined in the contract. Revenue from other database marketing solutions is recognized ratably over
the contractual service period. Pricing for these services are typically based on a fixed price per month or per contract.

Fair Value of Financial Instruments

FASB ASC 820, Fair  Value  Measurements  and  Disclosures,  (“ASC  820”)  defines  fair  value  as  the  price  that  would  be  received  to  sell  an
asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. ASC 820 also establishes
a fair value hierarchy that prioritizes the inputs used in valuation methodologies into three levels:

Level 1   Quoted prices in active markets for identical assets or liabilities.

Level 2

Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that
are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term
of the assets or liabilities.

Level 3

Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or
liabilities.

Because  of  their  maturities  and/or  variable  interest  rates,  certain  financial  instruments  have  fair  values  approximating  their  carrying
values. These instruments include cash and cash equivalents and restricted cash, accounts receivable, and trade payables, and long-term
debt. The fair value of the assets in our funded pension plan is disclosed in Note H, Employee Benefit Plans. 

Cash Equivalents

All highly liquid investments with an original maturity of 90 days or less at the time of purchase are considered to be cash equivalents. Cash
equivalents are carried at cost, which approximates fair value.

Restricted Cash

In  our  normal  business  operation,  we  receive  cash  from  our  customers  for  certain  customer  program  service  funding.  As  these  programs
impose legal restrictions on the commingling of funds, we present this cash as restricted cash.

Allowance for Doubtful Accounts

We maintain our allowance for doubtful accounts adequate to reduce accounts receivable to the amount of cash expected to be collected.
The  methodology  used  to  determine  the  minimum  allowance  is  based  on  our  prior  collection  experience  and  is  generally  related  to  the
accounts  receivable  balance  in  various  aging  categories.  The  balance  is  also  influenced  by  specific  clients’  financial  strength  and
circumstance.  Accounts  that  are  determined  to  be  uncollectible  are  written  off  in  the  period  in  which  they  are  determined  to  be
uncollectible. Periodic changes to the allowance balance are recorded as increases or decreases to bad debt expense, which is included in
the “Advertising, selling, general, and administrative” line of our Consolidated Statements of Comprehensive Income (Loss). The changes in
the allowance for doubtful accounts consisted of the following:

In thousands
Balance at beginning of year

Net charges to expense

Amounts recovered against the allowance

Balance at end of year

Year Ended December 31,

2019

2018

  $

  $

430   $
351  
(115)  
666   $

697

131

(398)

430

43

 
 
 
 
 
 
 
 
Inventory

Inventory,  consisting  primarily  of  print  materials  and  operating  supplies,  is  stated  at  the  lower  of  cost  (first-in,  first-out  method)  or  net
realizable value.

Property, Plant and Equipment

Property, plant and equipment are stated on the basis of cost. Depreciation is computed using the straight-line method over the estimated
useful lives of the assets. The general ranges of estimated useful lives are:

Buildings and improvements
Software
Equipment and furniture

3 to 40 years
2 to 10 years
3 to 20 years

Long-lived assets such as property, plant and equipment are reviewed for impairment whenever events or changes in circumstances indicate
that the carrying amount of an asset may not be recoverable. The carrying amount of a long-lived asset group is not recoverable if it exceeds
the sum of the undiscounted cash flows expected to result from the use and eventual disposition of the asset group. We recorded a $4.7
million  and  $4.9  million  impairment  of  long-lived  assets  in  2019  and  2018,  respectively.  2019  impairment  charges  are  included  in  the
restructuring expense in our Consolidated Statements of Comprehensive (Loss) income.

For 2018, capital lease assets are included in property, plant and equipment. Capital lease assets consisted of:

In thousands
Equipment and furniture
Less accumulated depreciation

Net book value

Leases

$

$

December 31, 2018

2,658
(920)

1,738

We  determine  if  an  arrangement  is  a  lease  at  its  inception.  Operating  and  finance  leases  are  included  in  the  lease  right-of-use  (“ROU”)
assets and the current portion and long-term portion of lease obligations on our consolidated balance sheets. ROU assets represent our right
to use an underlying asset for the lease term and lease liabilities represent our obligation to make lease payments arising from the lease.
Operating lease ROU assets and liabilities are recognized at commencement date based on the present value of lease payments over the
lease term. As most of our leases do not provide an implicit interest rate, we use our incremental borrowing rate based on the information
available  at  commencement  date  in  determining  the  present  value  of  lease  payments.  The  operating  lease  ROU  asset  also  includes  any
lease  payments  made  and  excludes  lease  incentives.  Our  lease  terms  may  include  options  to  extend  or  terminate  the  lease,  which  are
included  in  the  lease  ROU  asset  when  it  is  reasonably  certain  that  we  will  exercise  that  option.  Lease  expense  for  lease  payments  is
recognized  on  a  straight-line  basis  over  the  lease  term.  We  have  lease  agreements  with  lease  and  non-lease  components,  which  are
generally  accounted  for  separately.  For  certain  real  estate  leases,  we  account  for  the  lease  and  non-lease  components  as  a  single  lease
component. See Note B, Recent Accounting Pronouncements - Recently adopted accounting pronouncements.

Income Taxes

Income tax expense includes U.S. and international income taxes accounted for under the asset and liability method. Certain income and
expenses are not reported in tax returns and financial statements in the same year. Such temporary differences are reported as deferred tax.
Deferred tax assets are reported net of valuation allowances where we have assessed that it is more likely than not that a tax benefit will not
be realized.

Earnings (Loss) Per Share

Basic  earnings  (loss)  per  common  share  are  based  upon  the  weighted-average  number  of  common  shares  outstanding  during  the
period. Diluted earnings (loss) per common share are based upon the weighted-average number of common shares and dilutive common
stock equivalents outstanding during the period. Dilutive common stock equivalents are calculated based on the assumed exercise of stock
options and vesting of unvested shares using the treasury stock method.

44

Stock-Based Compensation

All share-based awards are recognized as operating expense in the “Labor” line of the Consolidated Statements of Comprehensive (Loss)
income. Calculated expense is based on the fair values of the awards on the date of grant and is recognized over the requisite service period
or performance period of the awards.

Reserve for Healthcare, Workers’ Compensation, Automobile, and General Liability

We are self-insured for the majority of our healthcare insurance. We pay actual medical claims up to a stop loss limit of $0.3 million. In the
fourth quarter of 2016, we moved to a guaranteed cost program for our workers’ compensation and automobile programs. Our deductible for
general liability is $0.3 million.

The reserve is estimated using current claims activity, historical experience, and claims incurred but not reported. We use loss development
factors that consider both industry norms and company specific information. Our liability is recorded at the estimate of the ultimate cost of
claims at the balance sheet date. At December 31, 2019 and 2018, our reserve for healthcare, workers’ compensation, net, automobile, and
general liability was $2.1 million and $2.7 million, respectively. Periodic changes to the reserve for workers’ compensation, automobile and
general  liability  are  recorded  as  increases  or  decreases  to  insurance  expense,  which  is  included  in  the  “Advertising,  selling,  general  and
administrative” line of our Consolidated Statements of Comprehensive (Loss) Income.  Periodic changes to the reserve for healthcare are
recorded as increases or decreases to employee benefits expense, which is included in the “Labor” line of our Consolidated Statements of
Comprehensive Income (Loss).

Foreign Currencies

In  most  instances  the  functional  currencies  of  our  foreign  operations  are  the  local  currencies.  Assets  and  liabilities  recorded  in  foreign
currencies are translated in U.S. dollars at the exchange rate on the balance sheet date. Revenue and expenses are translated at average
rates  of  exchange  prevailing  during  a  given  month.  Adjustments  resulting  from  this  translation  are  charged  or  credited  to  other
comprehensive loss.

Note B - Recent Accounting Pronouncements

Recently issued accounting pronouncements not yet adopted

In December 2019, the Financial Accounting Standards Board (“FASB”) issued ASU 2019-12, which enhances and simplifies various aspects
of the income tax accounting guidance, including requirements such as tax basis step-up in goodwill obtained in a transaction that is not a
business combination, ownership changes in investments, and interim-period accounting for enacted changes in tax law. The standard will be
effective for us in the fiscal year 2021, although early adoption is permitted. We do not expect that the adoption of this ASU will have a
significant impact on our consolidated financial statements.

In  April  2019,  the  FASB  issued  guidance  to  amend  or  clarify  certain  areas  within  three  previously  issued  standards  related  to  financial
instruments  which  includes  clarification  for  fair  value  using  the  measurement  alternative,  measuring  credit  losses  and  accounting  for
derivatives and hedging. The amendments in this guidance are largely effective for fiscal years beginning after December 15, 2019 with early
adoption  permitted.  We  have  not  elected  early  adoption  and  do  not  anticipate  that  this  guidance  will  have  a  material  impact  on  our
consolidated financial statements.

In  August  2018,  the  FASB  issued  ASU  2018-14,  Compensation—Retirement  Benefits—Defined  Benefit  Plans—General  (Topic  715-20):
Disclosure Framework—Changes to the Disclosure Requirements for Defined Benefit Plans (ASU 2018-14), which modifies the disclosure
requirements  for  defined  benefit  pension  plans  and  other  postretirement  plans.  ASU  2018-14  is  effective  for  fiscal  years  ending  after
December 15, 2020, and earlier adoption is permitted. We are currently evaluating the impact of our pending adoption of ASU 2018-14 on
our consolidated financial statements.

Recently adopted accounting pronouncements

Income taxes

In February 2018, the FASB issued ASU 2018-02, Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income.
This ASU allows for reclassification of stranded tax effects on items resulting from the change in the corporate tax rate as a result of H.R. 1,
originally  known  as  the  Tax  Cuts  and  Jobs  Act  of  2017,  from  accumulated  other  comprehensive  income  to  retained  earnings.  Tax  effects
unrelated  to  H.R.  1  are  permitted  to  be  released  from  accumulated  other  comprehensive  income  using  either  the  specific  identification
approach or the portfolio approach, based on the nature of the underlying item. ASU 2018-02 is effective for interim and annual reporting
periods beginning after December 15, 2018, with early adoption permitted. We adopted ASU 2018-02 in the first quarter of 2019. See Note I,
Income Taxes, for a discussion of the impacts of this ASU.

Stock-based Compensation

In June 2018, the FASB issued ASU 2018-07, Compensation-Stock Compensation (Topic 718): Improvements to nonemployee share-based
payment accounting, which supersedes ASC 505-50, Accounting for Distributions to Shareholders with Components of Stock and Cash, and
expands the scope of ASC 718 to include all share-based payment arrangements related to the acquisition of goods and services from both
non-employees and employees. As a result, most of the guidance in ASC 718 associated with employee share-based payments, including
most of its requirements related to classification and measurement, applies to non-employee share-based payment arrangements. The ASU
is effective for annual periods beginning after December 15, 2018, and

45

the interim periods within those fiscal years with early adoption permitted after the entity has adopted ASC 606. This standard was adopted
as of January 1, 2019 and did not have a material impact on our consolidated financial statements and related disclosures.

Leases

In  February  2016,  the  FASB  issued  ASU  2016-02,  Leases  (Topic  842)  and  subsequent  amendment  ASU  2018-11,  which  requires  all
operating leases to be recorded on the balance sheet unless the practical expedient is elected for short-term operating leases. The lessee
will record a liability for its lease obligations (initially measured at the present value of the future lease payments not yet paid over the lease
term, and an asset for its right to use the underlying asset equal to the lease liability, adjusted for lease payments made at or before lease
commencement).  This  ASU  is  effective  for  interim  and  annual  periods  beginning  after  December  15,  2018,  with  early  adoption  permitted.
This change is required to be applied using a modified retrospective approach for leases that exist or are entered after the beginning of the
earliest  comparative  period  in  the  financial  statements.  Full  retrospective  application  is  prohibited.  In  July  2018,  the  FASB  approved  an
optional transition method to initially account for the impact of the adoption with a cumulative-effect adjustment to the January 1, 2019, rather
than the January 1, 2017, financial statements. This will eliminate the need to restate amounts presented prior to January 1, 2019.

We adopted the standard effective January 1, 2019, and we elected the optional transition method and the practical expedients permitted
under the transition guidance within the standard. Accordingly, we accounted for our existing operating leases as operating leases under the
new guidance, without reassessing (a) whether the contracts contain a lease under ASC Topic 842, (b) whether classification of the operating
leases would be different in accordance with ASC Topic 842, or (c) whether the unamortized initial direct costs before transition adjustments
(as of December 31, 2018) would have met the definition of initial direct costs in ASC Topic 842 at lease commencement.

The  standard  had  a  material  impact  on  our  consolidated  balance  sheets,  but  did  not  have  an  impact  on  our  consolidated  statements  of
comprehensive  (loss)  income  or  cash  flows  from  operations.  The  cumulative  effect  of  the  changes  on  our  retained  earnings  was  $22
thousand associated with capital gain. The most significant impact was the recognition of right-of-use (ROU) assets and lease liabilities for
operating leases. Our accounting for finance leases remained substantially unchanged. See Note D, Leases for further discussion.

Restricted Cash

In the first quarter of 2019. the Company adopted ASU 2016-18, Statement of Cash flows (Topic 230): Restricted Cash, which enhances and
clarifies  the  guidance  on  the  classification  and  presentation  of  restricted  cash  in  the  statement  of  cash  flows  and  requires  additional
disclosures about restricted cash balances.

Revenue Recognition

In  May  2014,  the  FASB  issued  ASU  2014-09,  Revenue  from  Contracts  with  Customers  (Topic  606).  We  adopted  ASC  606  effective  on
January  1,  2018  using  the  modified  retrospective  method.  Please  see  Note  C,  Revenue  from  Contracts  with  Customers,  for  the  required
disclosures  related  to  the  impact  of  adopting  this  standard  and  a  discussion  of  our  updated  policies  related  to  revenue  recognition  and
accounting for costs to obtain and fulfill a customer contract.

Note C - Revenue from Contracts with Customers

In  May  2014,  the  FASB  issued  ASU  2014-09,  Revenue  from  Contracts  with  Customers.  Under  ASC  606,  Revenue  from  Contracts  with
Customers, an  entity  recognizes  revenue  when  its  customer  obtains  control  of  promised  goods  or  services,  in  an  amount  that  reflects  the
consideration the entity expects to receive in exchange for those goods or services. To determine revenue recognition for arrangements that
are within the scope of the new standard, the entity performs the following five steps: (i) identify the contract(s) with a customer; (ii) identify
the  performance  obligations  in  the  contract;  (iii)  determine  the  transaction  price;  (iv)  allocate  the  transaction  price  to  the  performance
obligations in the contract; and (v) recognize revenue when (or as) the entity satisfies a performance obligation. The new standard requires
disclosure of the nature, amount, timing, and uncertainty of revenue and cash flows arising from contracts with customers. The new standard
also includes criteria for the capitalization and amortization of certain contract acquisition and fulfillment costs.

Under  ASC  606,  revenue  is  recognized  when  control  of  the  promised  goods  or  services  is  transferred  to  the  customer,  in  an  amount  that
reflects the consideration we expect to be entitled to in exchange for those goods or services. Our contracts with customers state the terms
of sale, including the description, quantity, and price of the product or service purchased. Payment terms can vary by contract, but the period
between invoicing and when payment is due is not significant. At December 31, 2019 and December 31, 2018, our contracts do not include
any significant financing components.

46

Consistent with legacy GAAP, we present taxes assessed on revenue-producing transactions on a net basis.

Disaggregation of Revenue

We  disaggregate  revenue  by  vertical  market  and  key  revenue  stream.  The  following  table  summarizes  revenue  from  contracts  with
customers for the twelve months ended December 31, 2019 and 2018 by our key vertical markets:

In thousands

B2B

Consumer Brands

Financial Services

Healthcare

Retail

Transportation

    Total Revenues

For the Year Ended December
31, 2019

For the Year Ended December
31, 2018

  $

  $

48,029   $
46,874  
45,978  
21,862  
41,505  
13,329  
217,577   $

64,026

58,382

53,919

19,931

66,545

21,825

284,628

The nature of the services offered by each key revenue stream are different. The following tables summarize revenue from contracts with
customers for the years ended December 31, 2019 and 2018 by our four major revenue streams and the pattern of revenue recognition:

In thousands

For the Year Ended December 31, 2019

Revenue for performance
obligations recognized 
over time

Revenue for performance
obligations recognized at a
point in time

Agency & Digital Services

  $

Contact Centers

Database Marketing Solutions

Direct Mail, Logistics, and Fulfillment

    Total Revenues

24,306 $

61,784

22,414

88,839
$197,343  

827   $
—  
3,277  
16,130  
$20,234  

In thousands

For the Year Ended December 31, 2018

Revenue for performance
obligations recognized 
over time

Revenue for performance
obligations recognized at
a point in time

Agency & Digital Services

  $

Contact Centers

Database Marketing Solutions
Direct Mail, Logistics, and
Fulfillment

    Total Revenues

34,621 $

78,298

31,684

128,372
$272,975  

1,138   $
—  
3,526  

6,989  
$11,653  

135,361

$284,628

Total

25,133

61,784

25,691

104,969

$217,577

Total

35,759

78,298

35,210

Our contracts with customers may consist of multiple performance obligations. If the contract contains a single performance obligation, the
entire transaction price is allocated to the single performance obligation. Contracts that contain multiple performance obligations require an
allocation  of  the  transaction  price  to  each  performance  obligation  based  on  a  relative  standalone  selling  price  (“SSP”)  basis  unless  the
transaction price is variable and meets the criteria to be allocated entirely to a performance obligation or to a distinct good or service that
forms  part  of  a  single  performance  obligation.  For  most  performance  obligations,  we  determine  SSP  based  on  the  price  at  which  the
performance obligation is sold separately.

47

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Although uncommon, if the SSP is not observable through past transactions, we estimate the SSP taking into account available information
such  as  market  conditions  and  internally  approved  pricing  guidelines  related  to  the  performance  obligations.  Further  discussion  of  other
performance obligations in each of our major revenue streams follows:

Agency & Digital Services

Our  agency  services  are  full-service,  customer  engagement  agencies  specializing  in  direct  and  digital  communications  for  both  consumer
and  business-to-business  markets.  Our  digital  solutions  integrate  online  services  within  the  marketing  mix  and  include  search  engine
management, display, digital analytics, website development and design, digital strategy, social media, email, e-commerce, and interactive
relationship management. Our contracts may include a promise to purchase media or acquire search engine marketing solutions on behalf of
our  clients;  in  such  cases,  we  have  determined  we  are  an  agent,  rather  than  principal  and  therefore  recognize  the  net  consideration  as
revenue.

Agency and digital services performance obligations are satisfied over time and often offered on a project basis. We have concluded that the
best approach of measuring the progress toward completion of the project-based performance obligations is the input method based on costs
or labor hours incurred to date dependent upon whether costs or labor hours more accurately depict the transfer of value to the customer.

The  variable  consideration  in  these  contracts  primarily  relates  to  time  and  material-based  services  and  reimbursable  out-of-pocket  travel
costs,  both  of  which  are  estimated  using  the  expected  value  method.  For  time  and  material-based  contracts,  we  use  the  “as  invoiced”
practical expedient.

Contact Centers

We operate tele-service workstations in the U.S., Asia, and Europe to provide advanced contact center solutions such as: speech, voice and
video chat, integrated voice response, analytics, social cloud monitoring, and web self-service.

Performance obligations are stand-ready obligations and satisfied over time. With regard to account management and SaaS, we use a time-
elapsed output method. For performance obligations where we charge customers a transaction-based fee, we use the output method based
on transaction quantities. In most cases, our contracts provide us the right to invoice for services provided, therefore, we generally use the
“as invoiced” practical expedient to recognize revenue associated with these performance obligations unless significant discounts are offered
in a contract and prices for services do not represent their standalone selling prices.

The variable consideration in our contracts results primarily from the transaction-based fee structure of some performance obligations with
their total transaction quantities to be provided unknown at the onset of a contract, which is estimated using the expected value method.

Database Marketing Solutions

Our solutions are built around centralized marketing databases with services rendered to build custom database, database hosting services,
customer or target marketing lists and data processing services.

These performance obligations, including services rendered to build a custom database, database hosting services, professional services,
customer or target marketing lists and data processing services, may be satisfied over time or at a point in time. We provide software as a
service (“SaaS”) solutions to host data for customers and have concluded that they are stand-ready obligations to be recognized over time on
a monthly basis. Our promise to provide certain data related services meets the over-time recognition criteria because our services do not
create an asset with an alternative use, and we have an enforceable right to payment. For performance obligations recognized over time, we
choose  either  the  input  (i.e.  labor  hour)  or  output  method  (i.e.  number  of  customer  records)  to  measure  the  progress  toward  completion
depending  on  the  nature  of  the  services  provided.  Some  of  our  other  data-related  services  do  not  meet  the  over-time  criteria  and  are
therefore, recognized at a point-in-time, typically upon the delivery of a specific deliverable.

We charge our customers for certain data-related services at a fixed transaction-based rate, e.g., per thousand customer records processed.
Because the quantity of transactions is unknown at the onset of a contract, our transaction price is variable, and we use the expected value
method to estimate the transaction price. The uncertainty associated with the variable consideration generally resolves within a short period
of time since the duration of these contracts is generally less than two months.

48

Direct Mail, Logistics, and Fulfillment

Our  services  include  digital  printing,  print  on  demand,  advanced  mail  optimization,  logistics  and  transportation  optimization,  tracking,
commingling, shrink wrapping, and specialized mailings. We also maintain fulfillment centers where we provide custom kitting services, print
on demand, product recalls, and freight optimization allowing our customers to distribute literature and other marketing materials.

The  majority  of  performance  obligations  offered  within  this  revenue  stream  are  satisfied  over  time  and  utilize  the  input  or  output  method,
depending  on  the  nature  of  the  service,  to  measure  progress  toward  satisfying  the  performance  obligation.  For  performance  obligations
where we charge customers a transaction-based fee, we utilize the output method based on the quantities fulfilled. Services provided through
our fulfillment centers are typically priced at a per transaction basis and our contracts provide us the right to invoice for services provided and
reflects the value to the customer of the services transferred to date. In most cases, we use the “as invoiced” practical expedient to recognize
revenue associated with these performance obligations unless significant discounts are offered in a contract and prices for services do not
represent their standalone selling prices. For our direct mail revenue stream, our contracts may include a promise to purchase postage on
behalf of our clients; in such cases, we have determined we are an agent, rather than principal and therefore recognize net consideration as
revenue.

The variable consideration in our contracts results primarily from the transaction-based fee structure of some performance obligations with
their total transaction quantities to be provided unknown at the onset of a contract, which is estimated using the expected value method.

Upfront Non-Refundable Fees

We may receive non-refundable upfront fees from customers for implementation of our SaaS database solutions products or for providing
training  in  connection  with  our  contact  center  solutions.  These  activities  are  not  deemed  to  transfer  a  separate  promised  service  and
therefore, represent advanced payments. Where customers have an option to renew a contract, the customer is not required to pay similar
upfront  fees  upon  renewal.  As  a  result,  we  have  determined  that  these  renewal  options  provide  for  the  purchase  of  future  services  at  a
reduced rate and therefore, provide a material right. These upfront non-refundable fees are recognized over the period of benefit which is
generally consistent with estimated customer life (four to five years for database solutions contracts and six months to one year for contact
center contracts). The balance of upfront non-refundable fees collected from customers was immaterial as of December 31, 2019 and 2018.

Transaction Price Allocated to Future Performance Obligations

We have elected to apply certain optional exemptions that limit the disclosure requirements over remaining performance obligations at period
end  to  exclude:  performance  obligations  that  have  an  original  expected  duration  of  one  year  or  less,  transactions  using  the  “as  invoiced”
practical expedient, or when a performance obligation is a series and we have allocated the variable consideration directly to the services
performed.  After  considering  the  above  exemptions,  the  transaction  prices  allocated  to  unsatisfied  or  partially  satisfied  performance
obligations as of December 31, 2019 totaled $0.1 million, which is expected to be recognized in 2020.

Contract Balances

We  record  a  receivable  when  revenue  is  recognized  prior  to  invoicing  when  we  have  an  unconditional  right  to  consideration  (only  the
passage of time is required before payment of that consideration is due) and a contract asset when the right to payment is conditional upon
our  future  performance  such  as  delivery  of  an  additional  good  or  service  (e.g.  customer  contract  requires  customer’s  final  acceptance  of
custom  database  solution  or  delivery  of  final  marketing  strategy  delivery  presentation  before  customer  payment  is  required).  If  invoicing
occurs prior to revenue recognition, the unearned revenue is presented on our Consolidated Balance Sheet as a contract liability, referred to
as deferred revenue. The following table summarizes our contract balances as of December 31, 2019 and 2018:

In thousands

Contract assets

Deferred revenue and customer advances

Deferred revenue included in other long-term liabilities

December 31, 2019

December 31, 2018

805   $

4,397  
886  

2,362

6,034

578

  $

49

 
 
 
 
Revenue recognized during the year ended December 31, 2019 from amounts included in deferred revenue at the beginning of the period
was approximately $4.3 million.

Costs to Obtain and Fulfill a Contract

We recognize an asset for the direct costs incurred to obtain and fulfill our contracts with customers to the extent that we expect to recover
these costs and if the benefit is longer than one year. These costs are amortized to expense over the expected period of benefit in a manner
that  is  consistent  with  the  transfer  of  the  related  goods  or  services  to  which  the  asset  relates.  We  capitalized  a  portion  of  commission
expense, implementation and other costs that represents the cost to obtain and fulfill a contract. The remaining unamortized contract costs
were $1.9 million and $3.8 million as of December 31, 2019 and 2018. For the years presented, $0.1 million impairment was recognized in
Q4 2018.

Note D - Leases

On  January  1,  2019,  the  Company  adopted  Topic  842  using  the  modified  retrospective  approach  with  optional  transition  method.  The
Company  recorded  operating  lease  assets  (right-of-use  assets)  of  $22.8 million  and  operating  lease  liabilities  of  $23.9 million.  There  was
minimal impact to retained earnings upon adoption of Topic 842. 

We have operating and finance leases for corporate and business offices, service facilities, call centers and certain equipment. Leases with
an initial term of 12 months or less are generally not recorded on the balance sheet, unless the arrangement includes an option to purchase
the underlying asset, or an option to renew the arrangement, that we are reasonably certain to exercise (short-term leases). Our leases have
remaining lease terms of 1 year to 6 years, some of which may include options to extend the leases for up to 5 years, and some of which
may include options to terminate the leases within 1 year.

As  of  December  31,  2019,  assets  recorded  under  finance  and  operating  leases  were  approximately  $1.1  million  and  $17.7  million
respectively, and accumulated amortization associated with finance leases was $0.4 million. Operating lease right of use assets and lease
liabilities are recognized at the lease commencement date based on the present value of lease payments over the lease term. The discount
rate used to determine the commencement date present value of lease payment is the interest rate implicit in the lease, or when that is not
readily determinable, we utilized our incremental borrowing rate, which is the rate incurred to borrow on a collateralized basis over a similar
term  at  an  amount  equal  to  the  lease  payments  in  a  similar  economic  environment.  Certain  adjustments  to  the  right-of-use  asset  may  be
required for items such as initial direct costs paid or incentives received.

The following table presents supplemental balance sheet information related to our financing and operating leases:

In thousands

Right-of-use Assets

Liabilities

Short-term lease liabilities

Long-term lease liabilities

Total Lease Liabilities

As of December 31, 2019

Operating Leases  

Finance Leases  

  $

17,679

$

1,138   $

7,226

12,514
19,740   $

  $

390  
564  
954   $

Total

18,817

7,616

13,078

20,694

For the year ended December 31, 2019, the components of lease expense were as follows:

In thousands
Operating lease cost

Finance lease cost

       Amortization of right-of-use assets

       Interest on lease liabilities

Total Finance lease cost

Variable lease cost

Total lease cost

Year Ended December 31, 2019

9,251

298

70

368
2,797

12,416

  $

  $

50

 
   
 
 
 
   
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
Other information related to leases was as follows:

In thousands

Supplemental Cash Flows Information

Cash paid for amounts included in the measurement of lease liabilities:

    Operating cash flows from operating leases

    Operating cash flows from finance leases

    Financing cash flows from finance leases

Weighted Average Remaining Lease term

Operating leases

Finance leases

Weighted Average Discount Rate

Operating leases

Finance leases

  Year Ended December 31, 2019

  $

17,986

66

461

3.29

3.15

4.71%

6.81%

The maturities of the Company’s finance and operating lease liabilities as of December 31, 2019 are as follows: 

In thousands

Year Ending December 31,

2020

2021

2022

2023

2024

2025

   Total future minimum lease payments

Less: Imputed interest

      Total lease liabilities

Operating Leases  

Finance Leases

$

7,934

5,838

3,957

2,193

1,274

123
21,319  
1,579

19,740   $

431

238

189

151

35

—

1,044

90

954

  $

  $

As previously disclosed in our 2018 10-K and under the previous lease accounting standard, ASC 840, Leases, the total commitment for non-
cancelable operating and finance leases was $35.0 million and $1.4 million as of December 31, 2018:

In thousands

Year Ending December 31,

2019

2020

2021

2022

2023

Thereafter

   Total future minimum lease payments

Operating Leases

Finance Leases

  $

  $

9,645   $
8,815  
7,425  
5,456  
2,349  
1,328  
35,018   $

748

307

131

133

104

—

1,423

As of December 31, 2019, we have one additional operating lease that has not yet commenced.

51

   
 
   
   
 
 
 
   
   
 
   
 
 
 
   
   
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
Note E - Convertible Preferred Stock

Our Amended and Restated Certificate of Incorporation authorizes us to issue 1.0 million shares of preferred stock (“Preferred Stock”). On
January 30, 2018, we issued 9,926 shares of our Series A Preferred Stock to Wipro, LLC (as further described in Note A above under the
heading “Securities Purchase Agreement”) at an issue price of $1.00 per share, for gross proceeds of $9.9 million pursuant to a Certificate of
Designation  filed  with  the  State  of  Delaware  on  January  29,  2018.  We  incurred  $0.2  million  of  transaction  fees  in  connection  with  the
issuance  of  the  Series  A  Preferred  Stock  which  are  netted  against  the  gross  proceeds  of  $9.9  million  on  our  Consolidated  Financial
Statements.

Series A Preferred Stock has the following rights and privileges:

Liquidation Rights

In  the  event  of  a  liquidation,  dissolution  or  winding  down  of  the  Company  or  a  Fundamental  Transaction  (defined  in  the  Certificate  of
Designation for the Series A Preferred Stock), whether voluntary or involuntary, the holders of the Series A Preferred Stock are entitled to
receive,  prior  to  and  in  preference  to  the  holders  of  common  stock,  from  the  assets  of  the  Company  available  for  distribution,  an  amount
equal to the greater of (i) the original issue price, plus any dividends accrued but unpaid thereon, and (ii) such amount per share as would
have been payable had all shares of Series A Preferred Stock been converted into Common Stock immediately before such liquidation.

Upon liquidation, after the payment of all preferential amounts required to be paid to the holders of Series A Preferred Stock, the remaining
assets of the Company available for distribution to its stockholders shall be distributed among the holders of Common Stock.

Dividends

Upon liquidation, dissolution or winding down of the Company, or a Fundamental Transaction, shares of Series A Preferred Stock which have
not been otherwise converted to Common Stock, shall be entitled to receive dividends that accrue at a rate of (i) 5% each year, or (ii) the rate
that cash dividends were paid in respect of common stock (with Series A Preferred Stock being paid on an as-converted basis in such case)
for such year if such rate is greater than 5.0%. Dividends on the Series A Preferred Stock are cumulative and accrue to the holders thereof
whether  or  not  declared  by  the  Board  of  Directors.  Dividends  are  payable  solely  upon  a  Liquidation  (as  defined  in  the  Certificate  of
Designation), and only if prior to such Liquidation such shares of Series A Preferred Stock have not been converted to Common Stock. As of
December 31, 2019, cumulative dividends payable to the holders of Series A Preferred Stock upon a Liquidation totaled $1.0 million or $96.0
per share of Series A Preferred Stock.

Conversion

At the option of the holders of Series A Preferred Stock, shares of Series A Preferred Stock may be converted into Common Stock at a rate
of 100.91 shares of Common Stock for one share of Series A Preferred Stock, subject to certain future adjustments.

Voting and Other Rights

The Series A Preferred Stock does not have voting rights, except as otherwise required by law. Other rights afforded the holders of Series A
Preferred  Stock,  under  defined  circumstances,  include  the  election  and  removal  of  one  member  of  the  Board  of  Directors  as  a  separate
voting  class,  the  ability  to  approve  certain  actions  of  the  Company  prior  to  execution,  and  preemptive  rights  to  participate  in  any  future
issuances  of  new  securities.  In  addition,  under  certain  circumstances,  the  holder  of  the  Series  A  Preferred  Stock  is  entitled  to  appoint  an
observer to our Board of Directors. The holder of the Series A Preferred Stock has elected to exercise its observer appointment rights but not
its right to appoint the board member.

We  determined  that  the  Series  A  Preferred  Stock  has  contingent  redemption  provisions  allowing  redemption  by  the  holder  upon  certain
defined events. As the event that may trigger the redemption of the Series A Preferred Stock is not solely within our control, the Series A
Preferred Stock is classified as mezzanine equity (temporary equity) in the Consolidated Balance Sheet as of December 31, 2019.

Note F — Long-Term Debt

As of December 31, 2019 and 2018, we had $18.7 million and $14.2 million  of  borrowing  outstanding  under  the  Texas  Capital  Facility  (as
defined herein). As of December 31, 2019, we had the ability to borrow an additional $1.6 million under the facility,

Credit Facilities

On April 17, 2017, we entered into a secured credit facility with Texas Capital Bank, N.A., that provides a $20 million revolving credit facility
(the “Texas Capital Credit Facility”) and letters of credit issued by Texas Capital Bank up to $5 million. The  Texas  Capital  Credit  Facility  is
being used for general corporate purposes. The Texas Capital Credit Facility is secured by substantially all of the Company’s assets and its
domestic subsidiaries. The Texas Capital Credit Facility is guaranteed by HHS Guaranty, LLC, an entity formed to provide credit support for
Harte Hanks by certain members of the Shelton family (descendants of one of our founders).

Under  the  Texas  Capital  Credit  Facility,  we  can  elect  to  accrue  interest  on  outstanding  principal  balances  at  either  LIBOR  plus  1.95%  or
prime  plus  0.75%.  Unused  commitment  balances  accrue  interest  at  0.50%.  We  are  required  to  pay  a  quarterly  fee  of  $0.1  million  as
consideration for the guarantee provided by HHS Guaranty, LLC.

The Texas Capital Credit Facility is subject to customary covenants requiring insurance, legal compliance, payment of taxes, prohibition of
second  liens,  and  secondary  indebtedness,  as  well  as  the  filing  of  quarterly  and  annual  financial  statements.  The  Company  has  been  in
compliance of all the requirements.

The Texas Capital Credit Facility originally had an expiration date of April 17, 2019, at which point all outstanding amounts would have been
due. On January 9, 2018, we entered into an amendment to the Texas Capital Credit Facility that increased the borrowing capacity to $22
million and extended the maturity by one year to April 17, 2020. On May 7, 2019, we entered into an amendment

52

to the Texas Capital Credit Facility which further extended the maturity of the facility by one year to April 17, 2021. The Texas Capital Credit
Facility remains secured by substantially all of our assets and continues to be guaranteed by HHS Guaranty, LLC.

At December 31, 2019, we had letters of credit outstanding in the amount of $2.8 million. No amounts were drawn against these letters of
credit at December 31, 2019. These letters of credit exist to support insurance programs relating to workers’ compensation, automobile, and
general liability.

Cash payments for interest were $0.9 million and $0.2 million for the years ended December 31, 2019 and 2018, respectively.

Note G — Stock-Based Compensation

Compensation  expense  for  stock-based  awards  is  based  on  the  fair  values  of  the  awards  on  the  date  of  grant  and  is  recognized  on  a
straight-line basis over the vesting period of the entire award in the “Labor” line of the Consolidated Statements of Comprehensive (Loss)
Income. For the years ended December 31, 2019 and 2018, we recorded total stock-based compensation expense (income) from operations
of $1.1 million and $(0.6) million, respectively.

We granted equity awards to our Chief Executive Officer, Chief Financial Officer and Chief Operations Officer in 2019 and 2018, as a material
inducement for acceptance of such positions. These option, restricted stock, and performance unit awards were not submitted for stockholder
approval and were separately listed with the NYSE.

In  May  2013,  our  stockholders  approved  the  2013  Omnibus  Incentive  Plan  (“2013  Plan”),  pursuant  to  which  we  may  issue  up  to  500,000
shares of stock-based awards to directors, employees, and consultants, as adjusted for the reverse stock split. The 2013 Plan replaced the
stockholder-approved 2005 Omnibus Incentive Plan (“2005 Plan”), pursuant to which we issued equity securities to directors, officers, and
key employees. No additional stock-based awards will be granted under the 2005 Plan, but awards previously granted under the 2005 Plan
will remain outstanding in accordance with their respective terms. In August 2018, we filed S-8 to increase the total registered shares under
2013 Plan to 553,673 shares. As of December 31, 2019 and 2018, there were 18.1 thousand and 0.2 million shares available for grant under
the 2013 Plan.

Stock Options

Options granted under the 2013 Plan or as inducement awards have an exercise price equal to the market value of the common stock on the
grant date. These options become exercisable in 25% increments on the first four anniversaries of their date of grant and expire on the tenth
anniversary  of  their  date  of  grant.  Options  to  purchase  70  thousand  shares  granted  under  2013  Plan  awards  were  outstanding  at
December 31, 2019, with exercise prices ranging from $1.57 to $119.00 per share. There is no option outstanding to purchase inducement
awards at December 31, 2019.

Options  under  the  2005  Plan  were  granted  at  exercise  prices  equal  to  the  market  value  of  the  common  stock  on  the  grant  date.  All  such
awards  have  met  their  respective  vesting  dates.  Options  to  purchase  56  thousand  shares  were  outstanding  under  the  2005  Plan  as  of
December 31, 2019, with exercise prices ranging from $9.70 to $123.10 per share.

Options granted to officers after April 2015 vest in full upon a change in control if such options are not assumed or replaced by a publicly
traded successor with an equivalent award (as defined in such officers’ change in control severance agreements). Additionally, 25% of the
inducement  options  granted  to  the  former  Chief  Executive  Officer  will  vest  (if  not  previously  vested)  in  the  event  her  employment  is
terminated without cause, or if she terminates her employment for good reason (as such terms are defined in her employment agreement).
However,  following  the  August  2018  resignation  of  our  former  CEO,  her  unvested  stock  option  was  forfeited  according  to  her  separation
agreement with the Company and resulted in $0.1 million credit to stock compensation expense.

53

The following summarizes all stock option activity during the years ended December 31, 2019 and 2018:

In thousands
Options outstanding at December 31, 2017

Granted in 2018

Exercised in 2018

Unvested options forfeited in 2018

Vested options expired in 2018

Options outstanding at December 31, 2018

Granted in 2019

Exercised in 2019

Unvested options forfeited in 2019

Vested options expired in 2019

Options outstanding at December 31, 2019

Number of
Shares

Weighted-
Average
Exercise Price

308,967   $

60.80  

Weighted-
Average
Remaining
Contractual
Term (Years)

Aggregate
Intrinsic Value
(Thousands)

14,821  
—  
(61,286)  
(91,133)  
171,369   $

31,906  
—  
(25,392)  
(51,187)  
126,696   $

7.40  
—  
37.13  
68.28  
60.66  

1.57  
—  
10.00  
59.84  
57.48  

—

—

—

—

—

5.21  

5.21  

3.08  

Vested and expected to vest at December 31, 2019

126,696   $

57.48  

Exercisable at December 31, 2019

83,674   $

85.45  

The aggregate intrinsic value at year end in the table above represents the total pre-tax intrinsic value that would have been received by the
option holders if all of the in-the-money options were exercised on December 31, 2019. The pre-tax intrinsic value is the difference between
the closing price of our common stock on December 31, 2019 and the exercise price for each in-the-money option. This value fluctuates with
the changes in the price of our common stock.

The following table summarizes information about stock options outstanding at December 31, 2019:

Range of
Exercise Prices
1.57  - 7.40

9.70  - 72.50

76.80  - 119.00

123.10  - 123.10

$

$

$

$

Number
Outstanding

Weighted-Average
Exercise Price

46,727   $
4,000  
73,569  
2,400  

126,696   $

3.42  
72.50  
88.86  
123.10  

57.48  

Weighted-Average
Remaining Life (Years)  
9.32  
2.72  
2.87  
1.10  

5.21  

Number
Exercisable

Weighted-Average
Exercise Price

3,705   $
4,000  
73,569  
2,400  

83,674   $

7.40

72.50

88.86
123.10

85.45

The fair value of each option grant is estimated on the date of grant using the Black-Scholes Option-Pricing Model based on the following
weighted-average assumptions used for grants during 2019 and 2018:

Expected term (in years)

Expected stock price volatility

Risk-free interest rate

Year Ended December 31,

2019

2018

5.50
40.53%  
1.86%  

5.23

55.07%

2.96%

Expected  term  is  estimated  using  the  simplified  method,  which  takes  into  account  vesting  and  contractual  term.  The  simplified  method  is
being  used  to  calculate  expected  term  instead  of  historical  experience  due  to  a  lack  of  relevant  historical  data  resulting  from  changes  in
option  vesting  schedules  and  changes  in  the  pool  of  employees  receiving  option  grants.  Expected  stock  price  volatility  is  based  on  the
historical volatility from traded shares of our stock over the expected term. The risk-free interest rate is based on the rate of a zero-coupon
U.S. Treasury instrument with a remaining term approximately equal to the expected term. 

The  weighted-average  fair  value  of  options  granted  during  2019  and  2018  was  $1.67  and  $3.55,  respectively. As  of  December  31,  2019,
there was $0.1 million  of  total  unrecognized  compensation  cost  related  to  unvested  stock  options. This  cost  is  expected  to  be  recognized
over a weighted average period of approximately 1.74 years.

54

 
 
 
 
 
 
 
 
 
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
 
 
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cash Stock Appreciation Rights

In 2016 and 2017, the Board approved grants of cash settling stock appreciation rights under the 2013 Plan. Cash stock appreciation rights
vest in 25% increments on the first four  anniversaries  of  the  date  of  grant  and  expire  after  10 years. Cash stock appreciation rights settle
solely in cash and are treated as a liability.

The following summarizes all cash stock appreciation rights during the year ended December 31, 2019:

Cash stock appreciation rights outstanding at December 31, 2017

86,618

$

9.70

9.48

Number of
Units

Weighted-
Average 
Grant Price

Weighted-Average
Remaining
Contractual Term
(Years)

Expired in 2018

Granted in 2018  
Exercised in 2018  

Forfeited in 2018  

Cash stock appreciation rights outstanding at December 31, 2018

Granted in 2019

Exercised in 2019

Expired in 2018

Forfeited in 2019

—

—

(11,090)

(62,852)
12,676   $

—  
—  
—  
—  

—    
—    
9.70    
9.70    
9.70  

—    
—    
—    
—    

Cash stock appreciation rights outstanding at December 31, 2019

12,676   $

9.70  

Vested balance at December 31, 2019

6,338

$

9.70

8.48

7.48

7.48

The fair value of each cash stock appreciation right is estimated on the date of grant using the Black-Scholes Option-Pricing Model and is
revalued at the end of each period. Changes in fair value are recorded to the income statement as changes to expense. As of December 31,
2019, there was no unrecognized compensation cost related to unvested cash stock appreciation right grants.

Restricted Stock Units

Restricted stock units granted as inducement awards or under the 2013 Plan vest in three equal increments on the first three anniversaries of
their  date  of  grant.  Restricted  stock  units  settle  in  treasury  stock  and  are  treated  as  equity.  Outstanding  restricted  stock  units  granted  to
officers  as  inducement  awards  or  under  the  2013  Plan  vest  in  full  (to  the  extent  not  previously  vested)  upon  a  change  in  control  if  such
unvested shares are not assumed or replaced by a publicly-traded successor with an equivalent award (as such terms are defined in such
officers’ change-in-control severance agreements).

55

 
 
 
 
 
 
   
   
   
 
 
   
   
   
 
 
 
 
 
   
   
   
 
 
The following summarizes all restricted stock units’ activity during 2019 and 2018:

Unvested shares outstanding at December 31, 2017

Granted in 2018

Vested in 2018

Forfeited in 2018

Unvested shares outstanding at December 31, 2018

Granted in 2019

Vested in 2019

Forfeited in 2019

Unvested shares outstanding at December 31, 2019

Number of
Shares

201,222   $

Weighted-
Average Grant
Date Fair Value
15.23

72,549  
(56,219)  
(110,137)  
107,415   $

383,569  
(39,858)  
(22,835)  
428,291   $

9.51

19.28

14.54

9.98

3.26

9.65

10.07

3.99

The fair value of each restricted stock unit is estimated on the date of grant as the closing market price of our common stock on the date of
grant. As of December 31, 2019, there was $1.1 million of total unrecognized compensation cost related to restricted stock units. This cost is
expected to be recognized over a weighted average period of approximately 1.69 years.

Phantom Stock Units

In 2016 and 2017, the Board approved grants of phantom stock units under the 2013 Plan. Phantom stock units vest in 25% increments on
the first four anniversaries of the date of grant. Phantom stock units settle solely in cash and are treated as a liability. Grants of phantom
stock  units  made  to  officers  under  the  2013  Plan  vest  in  full  (to  the  extent  not  previously  vested)  upon  a  change  in  control  if  they  are  not
assumed or replaced by a publicly-traded successor with an equivalent award (as such terms are defined in such officers’ change-in-control
severance agreements).

The following summarizes all phantom stock unit activity during 2019 and 2018:

Phantom stock units outstanding at December 31, 2017

Granted in 2018

Vested in 2018

Forfeited in 2018

Phantom stock units outstanding at December 31, 2018

Granted in 2019

Vested in 2019

Forfeited in 2019

Phantom stock units outstanding at December 31, 2019

Number of
Units

82,037   $

Weighted-
Average Grant
Date Fair Value
15.92

—  
(19,992)  
(29,234)  
32,811   $

—  
(11,449)  
(6,542)  
14,820   $

—

17.85

16.32

14.39

—

16.01

13.49

13.55

The fair value of each phantom stock unit is estimated on the date of grant as the closing market price of our common stock on the date of
grant.  Changes  in  our  stock  price  will  result  in  adjustments  to  compensation  expense  and  the  corresponding  liability  over  the  applicable
service  period.  As  of  December  31,  2019,  there  was  $48  thousand  of  total  unrecognized  compensation  cost  related  to  phantom  stock
units. This cost is expected to be recognized over a weighted average period of approximately 1.30 years.

56

 
 
 
 
 
   
   
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
   
   
 
 
 
 
Performance Stock Units

Under the 2013 Plan and grants of inducement awards, performance stock units are a form of share-based award similar to unvested shares,
except that the number of shares ultimately issued is based on our performance against specific performance goals over a roughly three-year
period. At  the  end  of  the  performance  period,  the  number  of  shares  of  stock  issued  will  be  determined  in  accordance  with  the  specified
performance target(s) in a range between 0% and 100%. Performance stock units vest solely in common stock and are treated as equity.
Upon a change in control, performance stock units granted to officers vest on a pro-rated basis (based on time elapsed from the grant) to the
extent not previously settled if they are not assumed or replaced by a publicly-traded successor with an equivalent award (as such terms are
defined in such officers’ change-in-control severance agreements).

The following summarizes all performance stock unit activity during 2019 and 2018:

Performance stock units outstanding at December 31, 2017

Granted in 2018

Settled in 2018

Forfeited in 2018

Performance stock units outstanding at December 31, 2018

Granted in 2019

Settled in 2019

Forfeited in 2019

Performance stock units outstanding at December 31, 2019

Number of
Units
163,060

Weighted-
Average Grant-
Date Fair Value
15.59

$

11,904  
—  
(136,435)  

38,529   $

417,035  
—  
(247,635)  
207,929   $

8.40

—

16.40

10.50

2.67

—

3.36

3.27

The fair value of each performance stock unit is estimated on the date of grant as the closing market price of our common stock on the date
of  grant,  minus  the  present  value  of  anticipated  dividend  payments.  Periodic  compensation  expense  is  based  on  the  current  estimate  of
future performance against specific performance goals over a three-year period and is adjusted up or down based on those estimates. As of
December 31, 2019, there was $0.5 million of total unrecognized compensation cost related to performance stock units. This cost is expected
to be recognized over a weighted average period of approximately 6.60 years.

Cash Performance Stock Units

In 2016 and 2017, the Board of Directors approved grants of cash performance stock units under the 2013 Plan. Cash performance stock
units  are  a  form  of  share-based  award  similar  to  phantom  stock  units,  except  that  the  number  of  units  ultimately  issued  is  based  on  our
performance against specific performance goals measured after a three-year period. At the end of the performance period, the number of
units vesting will be determined in accordance with specified performance target(s) in a range between 0% and 100%.  Cash  performance
stock units settle solely in cash and are treated as a liability. Upon a change in control, cash performance stock units granted to officers vest
on a pro-rated basis (based on time elapsed from the grant) to the extent not previously settled if they are not assumed or replaced by a
publicly-traded successor with an equivalent award (as such terms are defined in such officers’ change-in-control severance agreements).

57

 
 
 
 
   
   
 
 
 
 
 
   
   
 
 
 
 
The following summarizes all performance stock unit activity during 2019 and 2018:

Cash performance stock units outstanding at December 31, 2017

Granted in 2018

Settled in 2018

Forfeited in 2018

Cash performance stock units outstanding at December 31, 2018

Granted in 2019

Settled in 2019

Forfeited in 2019

Cash performance stock units outstanding at December 31, 2019

Number of
Shares

150,506   $

Weighted-
Average Grant-
Date Fair Value
14.63

—

—

(146,728)

3,778   $

—  
—  
(3,778)  

—   $

—

—

14.32

26.90

—

—

26.90

—

The fair value of each cash performance stock unit is estimated on the date of grant as the closing market price of our common stock on the
date of grant, minus the present value of anticipated dividend payments. Periodic compensation expense is based on the current estimate of
future performance against specific performance goals over a three-year period and is adjusted up or down based on those estimates. As of
December 31, 2019, there was no unrecognized compensation cost related to cash performance stock units. 

Note H — Employee Benefit Plans

Prior  to  January  1,  1999,  we  provided  a  defined  benefit  pension  plan  for  which  most  of  our  employees  were  eligible  to  participate  (the
“Qualified Pension Plan”). In conjunction with significant enhancements to our 401(k) plan, we elected to freeze benefits under the Qualified
Pension Plan as of December 31, 1998.

In  1994,  we  adopted  a  non-qualified,  unfunded,  supplemental  pension  plan  (the  “Restoration  Pension  Plan”)  covering  certain  employees,
which provides for incremental pension payments so that total pension payments equal those amounts that would have been payable from
the principal pension plan were it not for limitations imposed by income tax regulation. The benefits under the Restoration Pension Plan were
intended  to  provide  benefits  equivalent  to  our  Qualified  Pension  Plan  as  if  such  plan  had  not  been  frozen.  We  elected  to  freeze  benefits
under the Restoration Pension Plan as of April 1, 2014.

The  overfunded  or  underfunded  status  of  our  defined  benefit  post-retirement  plans  is  recorded  as  an  asset  or  liability  on  our  balance
sheet. The funded status is measured as the difference between the fair value of plan assets and the projected benefit obligation. Periodic
changes in the funded status are recognized through other comprehensive income. We currently measure the funded status of our defined
benefit plans as of December 31, the date of our year-end consolidated balance sheets.

58

 
 
 
 
 
   
   
 
 
 
 
 
   
   
 
 
 
 
 
The status of the defined benefit pension plans at year-end was as follows:

In thousands
Change in benefit obligation

Benefit obligation at beginning of year

Interest cost

Actuarial (gain) loss

Benefits paid

Benefit obligation at end of year

Change in plan assets

Fair value of plan assets at beginning of year

Actual return on plan assets

Contributions

Benefits paid

Fair value of plan assets at end of year

Funded status at end of year

The following amounts have been recognized in the Consolidated Balance Sheets at December 31:

In thousands
Other current liabilities

Pensions

Total

Year Ended December 31,

2019

2018

171,761   $
7,254  
21,174  
(10,382)  
189,807   $

107,862  
16,742  
3,870  
(10,382)  
118,092   $

187,036

6,740

(12,021)

(9,994)

171,761

126,013

(9,847)

1,690

(9,994)

107,862

(71,715)   $

(63,899)

2019

2018

1,715   $

70,000  
71,715   $

1,685

62,214

63,899

  $

  $

  $

  $

  $

  $

The following amounts have been recognized in accumulated other comprehensive loss, net of tax, at December 31:

In thousands
Net loss

2019

2018

  $

63,887   $

46,584

Based on current estimates, we will be required to make $6.4 million contributions to our Qualified Pension Plan in 2020.

We are not required to make and do not intend to make any contributions to our Restoration Pension Plan in 2020 other than to the extent
needed to cover benefit payments. We expect benefit payments under this supplemental pension plan to total approximately $1.7 million in
2020.

The following information is presented for pension plans with an accumulated benefit obligation in excess of plan assets:

In thousands
Projected benefit obligation

Accumulated benefit obligation

Fair value of plan assets

2019
189,807   $
189,807   $
118,092   $

2018
171,761

171,761

107,862

  $
  $
  $

The  Restoration  Pension  Plan  had  an  accumulated  benefit  obligation  of  $27.6 million  and  $25.3 million  at  December  31,  2019  and  2018,
respectively. 

59

 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
The  following  table  presents  the  components  of  net  periodic  benefit  cost  and  other  amounts  recognized  in  other  comprehensive  income
(loss) for both plans:

In thousands
Net Periodic Benefit Cost (Pre-Tax)
Service cost

Interest cost

Expected return on plan assets

Recognized actuarial loss

Net periodic benefit cost

Year Ended December 31,

2019

2018

$
  $

— $
7,254   $
(4,446)  
2,930  
5,738  

—

6,740

(6,094)

2,754

3,400

Amounts Recognized in Other Comprehensive (Loss) income (Pre-Tax)

Net loss

5,948  

1,166

Net cost recognized in net periodic benefit cost and other comprehensive (Loss) income

  $

11,686   $

4,566

The components of net periodic benefit costs other than the service cost component are included in Other, net in our Consolidated Statement
of Comprehensive (Loss) income. The estimated net loss for the defined benefit pension plans that will be amortized from accumulated other
comprehensive loss into net periodic benefit cost in 2020 is $3.6 million. The period over which the net loss from the Qualified Pension Plan
is amortized into net periodic benefit cost was the average future lifetime of all participants (approximately 19.7 years). The Qualified Pension
Plan is frozen and almost all of the plan’s participants are not active employees.

The weighted-average assumptions used for measurement of the defined pension plans were as follows:

Weighted-average assumptions used to determine net periodic benefit cost

Discount rate

Expected return on plan assets

Weighted-average assumptions used to determine benefit obligations

Discount rate

Year Ended December 31,

2019

2018

4.35%  
4.25%  

3.67%

5.00%

December 31,

2019

2018

3.20%  

4.35%

The discount rate assumptions are based on current yields of investment-grade corporate long-term bonds. The expected long-term return
on  plan  assets  is  based  on  the  expected  future  average  annual  return  for  each  major  asset  class  within  the  plan’s  portfolio  (which  is
principally comprised of equity investments) over a long-term horizon. In determining the expected long-term rate of return on plan assets, we
evaluated input from our investment consultants, actuaries, and investment management firms, including their review of asset class return
expectations, as well as long-term historical asset class returns. Projected returns by such consultants and economists are based on broad
equity and bond indices. Additionally, we considered our historical 15-year compounded returns, which have been in excess of the forward-
looking return expectations.

The funded pension plan assets as of December 31, 2019 and 2018, by asset category, are as follows:

In thousands 
Equity securities

Debt securities

Other

Total plan assets

2019

%

2018

  $

  $

68,563  
43,622  
5,907  
118,092  

58%   $
37%  
5%  
100%   $

71,384  
22,134  
14,344  
107,862  

%

66%

21%

13%

100%

The fair values presented have been prepared using values and information available as of December 31, 2019 and 2018.

60

 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following tables present the fair value measurements of the assets in our funded pension plan:

In thousands
Equity securities

Debt securities

Total investments, excluding investments valued at NAV
Investments valued at NAV (1)

Total plan assets

In thousands
Equity securities

Debt securities

Total investments, excluding investments valued at NAV
Investments valued at NAV (1)

Quoted Prices 
in Active
Markets for
Identical Assets
(Level 1)

Significant
Other
Observable
Inputs
(Level 2)

Significant
Unobservable
Inputs
(Level 3)

December 31,
2019

  $

  $

68,563   $
43,622  
112,185  
5,907  
118,092   $

68,563   $
39,380  
107,943  
—  

107,943   $

—   $

4,242  
4,242  
—  
4,242   $

—

—

—

—

—

December 31,
2018

Quoted Prices 
in Active
Markets for
Identical Assets
(Level 1)

Significant
Other
Observable
Inputs
(Level 2)

Significant
Unobservable
Inputs
(Level 3)

  $

71,384

$

71,384

$

— $

22,134

93,518

14,344

22,134

93,518

—

—

—

—

—

—

—

—

—

Total plan assets

  $

107,862

$

93,518

$

— $

(1) Investment valued at NAV are comprised of cash, cash equivalents, and short-term investments used to provide liquidity for the payment of benefits and
other purposes. The commingled funds are valued at NAV based on the market value of the underlying investments, which are primarily government issued
securities.

The  investment  policy  for  the  Qualified  Pension  Plan  focuses  on  the  preservation  and  enhancement  of  the  corpus  of  the  plan’s  assets
through prudent asset allocation, quarterly monitoring and evaluation of investment results, and periodic meetings with investment managers.

The investment policy’s goals and objectives are to meet or exceed the representative indices over a full market cycle (3-5 years). The policy
establishes the following investment mix, which is intended to subject the principal to an acceptable level of volatility while still meeting the
desired return objectives:

Target

Acceptable Range

Benchmark Index

Equities

U.S. Large Cap

U.S. Mid Cap

U.S. Small Cap

International - Developed

  Emerging Markets

Fixed Income

  Investment Grade

  International Developed Bonds

  High Yield

65.0%  
30.0%  
10.0%  
5.0%  
15.0%  
5.0%  

35.0%  
35.0%  
0%  
0%  

S&P 500 TR

Russell Mid Cap Index TR

Russell 2000 TR

MSCI World ex US Net

  MSCI EMF TR Net EmrgMrkts
BBG BARC US Aggregate Bond
Index

50%  - 70%    
20%  - 40%  
0%  - 15%  
0%  - 10%  
0%  - 25%  
0%   8%

1%  - 40%  
1%  - 40%    
0%   5%
0%   5%

The funded pension plan provides for investment in various investment types. Investments, in general, are exposed to various risks, such as
interest  rate,  credit,  and  overall  market  volatility  risk.  Due  to  the  level  of  risk  associated  with  investments,  it  is  reasonably  possible  that
changes in the value of investments will occur in the near term and may impact the funded status of the plan. To address the issue of risk, the
investment policy places high priority on the preservation of the value of capital (in real terms) over a market cycle. Investments are made in
companies with a minimum five-year operating history and sufficient trading volume to facilitate, under most market conditions, prompt sale
without  severe  market  effect.  Investments  are  diversified  across  numerous  market  sectors  and  individual  companies.  Reasonable
concentration in any one issue, issuer, industry, or geographic area is allowed if the potential reward is worth the risk.

Investment managers are evaluated by the performance of the representative indices over a full market cycle for each class of assets. The
Pension Plan Committee reviews, on a quarterly basis, the investment portfolio of each manager, which includes rates

61

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
   
 
 
   
of return, performance comparisons with the most appropriate indices, and comparisons of each manager’s performance with a universe of
other portfolio managers that employ the same investment style.

The expected future benefit payments for both pension plans over the next ten years as of December 31, 2019 are as follows:

In thousands
2020

2021

2022

2023

2024

2025-2029

Total

  $

10,414

10,628

10,967

11,245

11,378

57,995

  $

112,627

We  also  sponsored  a  401(k)  -  retirement  plan  in  which  we  matched  a  portion  of  employees’  voluntary  before-tax  contributions  prior  to
2018. Under this plan, both employee and matching contributions vest immediately. We stopped this 401(k) match program in 2018. Total
401(k) expense for these matching payments recognized was $0.0 million and $0.4 million for years ending December 31, 2019 and 2018.

Note I — Income Taxes

The components of income tax expense (benefit) are as follows:

In thousands
Current

Federal

State and local

Foreign

Total current

Deferred

Federal

State and local

Foreign

Total deferred

Total income tax expense (benefit)

The U.S. and foreign components of loss before income taxes were as follows:

In thousands
United States

Foreign

Total loss from operations before income taxes

62

Year Ended December 31,

2019

2018

216   $
504  
37  
757   $

623   $
(96)  
469  
996   $

(18,194)

314

1,413

(16,467)

(470)

(181)

(994)

(1,645)

1,753   $

(18,112)

Year Ended December 31,

2019

2018

(29,003)   $
4,492  
(24,511)   $

(4,873)

4,311

(562)

  $

  $

  $

  $

  $

  $

  $

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
   
   
 
 
 
 
 
The differences between total income tax expense (benefit) and the amount computed by applying the statutory federal income tax rate of
21% to (loss) income before income taxes were as follows:

In thousands
Computed expected income tax benefit

Basis difference on sale of 3Q Digital

Net effect of state income taxes

Foreign subsidiary dividend inclusions

Foreign tax rate differential

Change in valuation allowance

Loss from deemed liquidation of foreign subsidiary

Rate Benefit from Carryback of Capital Loss

Stock-based compensation shortfalls

Return to Provision

Other, net

Income tax expense (benefit) for the period

Total income tax expense (benefit) was allocated as follows:

In thousands
(Loss) Income from operations

Stockholders’ equity

Total

Year Ended December 31,

2019

2018

(5,147)   $
—  
(509)  
1,083  
(268)  
6,085  
—  
—  

238
216  
55  
1,753   $

(118)

(11,937)

(388)

2,781

189

3,383

(4,242)

(6,452)

437

(1,835)

70

(18,112)

Year Ended December 31,

2019

2018

1,753   $
—  
1,753   $

(18,112)

—

(18,112)

  $

  $

  $

  $

The U.S. Tax Cuts and Jobs Act (the “Tax Reform Act”) was enacted on December 22, 2017. The legislation significantly changed U.S. tax
law by, among other things, lowering the corporate income tax rate from 35% to 21%, implementing a territorial tax system and imposing a
one-time repatriation tax on deemed repatriated earnings of foreign subsidiaries. We applied the guidance in the SAB 118 when accounting
for the enactment-date effects of the Tax Reform Act in 2017 and throughout 2018. At December 31, 2018, we completed our accounting for
all the enactment-date income tax effects of the Tax Reform Act. We did not record any adjustments to our provisional amounts in the year
ended December 31, 2018.

The Tax Reform Act subjects a U.S. shareholder to tax on Global Intangible Low Tax Income (GILTI) earned by certain foreign subsidiaries.
The FASB Staff Q&A Topic 740, No. 5 “Accounting for Global Intangible Low-Taxed Income”, states that an entity can make an accounting
policy election to either recognize deferred taxes for temporary basis differences expected to reverse as GILTI in future years or to provide
for the tax expense related to GILTI in the year the tax is incurred as a period expense only. We elected to account for GILTI as a current
period expense when incurred.

63

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The tax effects of temporary differences that gave rise to significant portions of the deferred tax assets and deferred tax liabilities were as
follows:

In thousands
Deferred tax assets

Deferred compensation and retirement plan

Accrued expenses not deductible until paid
Lease liability

Employee stock-based compensation

Accrued payroll not deductible until paid

Accounts receivable, net

Investment in foreign subsidiaries, outside basis difference

Goodwill

Other, net

Foreign net operating loss carryforwards

State net operating loss carryforwards

Foreign tax credit carryforwards

Federal net operating loss carryforwards

Total gross deferred tax assets

Less valuation allowances

Net deferred tax assets

Deferred tax liabilities

Property, plant and equipment

Right-of-use asset

Prepaid Expenses

Other, net

Total gross deferred tax liabilities

Net deferred tax (liabilities) assets

Year Ended December 31,

2019

2018

  $

18,067   $
2,331  
4,217

736  
196  
156  
1,336  
649  
156  
2,364  
4,387  
3,653  
5,394  
43,642  
(38,379)  

  $

5,263   $

  $

  $

(1,159)   $
(3,785)  
(279)
(284)  
(5,507)  

(244)   $

16,179

1,584
—

780

428

100

1,322

710

142

3,042

3,776

3,653

2,507

34,223

(31,170)

3,053

(1,689)

—

(331)

(281)

(2,301)

752

A reconciliation of the beginning and ending balance of deferred tax valuation allowance is as follows:

In thousands
Balance at December 31, 2017

Deferred Income Tax Expense
Return to Provision Impact

Other Comprehensive Income

Balance at December 31, 2018

Deferred Income Tax Expense

Return to Provision Impact

  Other Comprehensive Income

Balance at December 31, 2019

  $

  $

  $

28,350

3,383
(854)

291

31,170

6,086

(364)

1,487

38,379

In assessing the realizability of deferred tax assets, we consider whether it is more likely than not that some portion or all of the deferred tax
assets will not be realized. The valuation allowance for deferred tax assets was $38.4 million and $31.2 million at December 31, 2019 and
2018, respectively. The amount of the deferred tax asset considered realizable could be adjusted if estimates of future taxable income during
the carryforward period are increased, or if objective negative evidence in the form of cumulative losses is no longer present, and additional
weight may be given to subjective evidence such as changes in our growth projections.

We or one of our subsidiaries file income tax returns in the U.S. federal, U.S. state, and foreign jurisdictions. For U.S. state returns, we are no
longer subject to tax examinations for years prior to 2014. For U.S. federal and foreign returns, we are no longer subject to tax examinations
for years prior to 2016.

64

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
   
 
 
 
 
 
A reconciliation of the beginning and ending amount of unrecognized tax benefit is as follows:

In thousands
Balance at December 31, 2017

Settlements

Balance at December 31, 2018

Settlements

Balance at December 31, 2019

  $

  $

  $

206

(206)

—

—

There is no balance of unrecognized tax benefits as of December 31, 2019. Any adjustments to this liability as a result of the finalization of
audits or potential settlements would not be material.

Effective  January  1,  2019  we  adopted  ASU  2018-02  which  allows  a  reclassification  from  accumulated  other  comprehensive  income  to
retained earnings for stranded tax effects resulting from the reduction of the U.S. federal statutory income tax rate from 35% to 21% due to
the enactment of the Tax Reform Act. As a result of the adoption, we reclassified $11.4 million of stranded tax effects from accumulated other
comprehensive income to retained earnings.

We have elected to classify any interest and penalties related to income taxes within income tax expense in our Consolidated Statements of
Comprehensive Income (Loss). We did not recognize any tax benefits for the reduction of accrued interest and penalties associated with the
reduction of the liability for unrecognized tax benefits during the years ended December 31, 2019 and 2018.  We did not have any interest
and penalties accrued at December 31, 2019 or 2018.

For U.S. tax return purposes, net operating losses and tax credits are normally available to be carried forward to future years, subject to
limitations as discussed below.  As of December 31, 2019, the Company has federal net operating loss carryforward of $25.7 million, of
which the entire amount is not subject to expiration due to the change in carryforward periods as a result of the U.S. Tax Act.  Federal
Foreign tax carryforward credit of $3.7 million will expire on various dates from 2023 to 2026. 

Deferred income taxes have not been provided on the undistributed earnings of our foreign subsidiaries as these earnings have been, and
under current plans will continue to be, permanently reinvested in these subsidiaries. It is not practicable to estimate the amount of additional
taxes which may be payable upon the distribution of these earnings. However, because of the provisions in the Tax Reform Act, the tax cost
of repatriation is immaterial and limited to foreign withholding taxes, currency translation and state taxes.

Note J — (Loss) Earnings Per Share

In periods in which the company has net income, the company is required to calculate earnings (loss) per share (“EPS”)
using the two-class method. The two-class method is required because the company’s preferred stock is considered a participating security
with  objectively  determinable  and  non-discretionary  dividend  participation  rights.  Preferred  stockholders  have  the  right  to  participate  in
dividends above their five percent dividend rate should the company declare dividends on its Common Stock at a dividend rate higher than
the five percent (on an as-converted basis). Under the two-class method, undistributed and distributed earnings are allocated on a pro-rata
basis to the common and the preferred stockholders. The weighted-average number of common and preferred stock outstanding during the
period is then used to calculate EPS for each class of shares.

In  periods  in  which  the  company  has  a  net  loss,  basic  loss  per  share  is  calculated  using  the  treasury  stock  method.  The  treasury  stock
method is calculated by dividing the net loss by the weighted-average number of common shares outstanding during the period. The two-
class method is not used, because the two-class calculation is anti-dilutive.

65

 
 
 
 
 
Reconciliations of basic and diluted EPS are as follows:

In thousands, except per share amounts
Numerator:

   Net (loss) income

   Less: Preferred stock dividend

   Less: Earnings attributable to participating securities

Numerator for basic EPS: (loss) income attributable to common stockholders

Year Ended December 31,

2019

2018

  $

(26,264) $

496

—

(26,760)  

17,550

457

2,202

14,891

Effect of dilutive securities:

   Add back: Allocation of earnings to participating securities

—  

2,202

   Less: Re-allocation of earnings to participating securities considering potentially dilutive
securities
Numerator for diluted EPS

  $

—
(26,760)   $

(2,191)

14,902

Denominator:

Basic EPS denominator: weighted-average common shares outstanding

6,284

6,237

Effect of dilutive securities:

   Unvested shares

Diluted EPS denominator

Basic earnings (loss) per common share

Diluted earnings (loss) per common share

—
6,284  

  $
  $

(4.26)   $
(4.26)   $

33

6,270

2.39

2.38

For  the  purpose  of  calculating  the  shares  used  in  the  diluted  EPS  calculations,  0.1 million  and  0.2 million  anti-dilutive  options  have  been
excluded  from  the  EPS  calculations  for  the  years  ended  December  31,  2019  and  2018.  0.2  million  and  0.1  million  anti-dilutive  unvested
shares were excluded from the calculation of shares used in the diluted EPS calculation for the years ended December 31, 2019 and 2018,
respectively.

Note K — Comprehensive (Loss) Income

Comprehensive (loss) income for a period encompasses net (loss) income and all other changes in equity other than from transactions with
our stockholders. 
Changes in accumulated other comprehensive income (loss) by component are as follows:

In thousands
Balance at December 31, 2017

Defined Benefit
Pension Items

Foreign
Currency Items

Total

  $

(45,418)   $

Other comprehensive loss, net of tax, before reclassifications
Amounts reclassified from accumulated other comprehensive income, net of
tax

Net current period other comprehensive loss, net of tax

Balance at December 31, 2018

Other comprehensive income, net of tax, before reclassifications
Amounts reclassified from accumulated other comprehensive (loss) income,
net of tax

  Adoption of ASU 2018-2

Net current period other comprehensive (loss) income, net of tax

Balance at December 31, 2019

  $

  $

—  

(1,166)  
(1,166)  
(46,584)   $

—  

(5,948)  

(11,355)
(17,303)  
(63,887)   $

1,115   $
(1,014)  

—  
(1,014)  

101   $
652  

—  
—
652  
753   $

(44,303)

(1,014)

(1,166)

(2,180)

(46,483)

652

(5,948)
(11,355)

(16,651)

(63,134)

Reclassification amounts related to the defined pension plans are included in the computation of net period pension benefit cost (see Note H,
Employee Benefit Plans).

Note L — Litigation and Contingencies

In the normal course of our business, we are obligated under some agreements to indemnify our clients as a result of claims that we infringe
on  the  proprietary  rights  of  third  parties.  The  terms  and  duration  of  these  commitments  vary  and,  in  some  cases,  may  be  indefinite,  and
certain  of  these  commitments  do  not  limit  the  maximum  amount  of  future  payments  we  could  become  obligated  to  make  thereunder;
accordingly,  our  actual  aggregate  maximum  exposure  related  to  these  types  of  commitments  is  not  reasonably  estimable.  Historically,  we
have  not  been  obligated  to  make  significant  payments  for  obligations  of  this  nature,  and  no  liabilities  have  been  recorded  for  these
obligations in our consolidated financial statements.

 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
   
 
 
 
 
 
   
 
 
   
 
 
 
 
   
 
 
   
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
We are also subject to various claims and legal proceedings in the ordinary course of conducting our businesses and, from time to time, we
may become involved in additional claims and lawsuits incidental to our businesses. We routinely assess the likelihood of adverse judgments
or outcomes to these matters, as well as ranges of probable losses; to the extent losses are reasonably estimable. Accruals are recorded for
these matters to the extent that management concludes a loss is probable and the financial impact, should an adverse outcome occur, is
reasonable estimable.

In  the  opinion  of  management,  appropriate  and  adequate  accruals  for  legal  matters  have  been  made,  and  management  believes  that  the
probability  of  a  material  loss  beyond  the  amounts  accrued  is  remote.  Nevertheless,  we  cannot  predict  the  impact  of  future  developments
affecting  our  pending  or  future  claims  and  lawsuits.  We  expense  legal  costs  as  incurred,  and  all  recorded  legal  liabilities  are  adjusted  as
required as better information becomes available to us. The factors we consider when recording an accrual for contingencies include, among
others: (i) the opinions and views of our legal counsel; (ii) our previous experience; and (iii) the decision of our management as to how we
intend to respond to the complaints.

Note M — Disposition

On  February  28,  2018,  we  sold  our  3Q  Digital  Inc.  subsidiary  (“3Q Digital”) to  an  entity  owned  by  certain  former  owners  of  the  3Q  Digital
business. Consideration for the sale included $5.0 million in cash proceeds, subject to certain working capital adjustments, and up to $5.0
million in additional consideration (“Contingent Payment”) if the 3Q Digital business is sold again (provided certain value thresholds are met)
(“Qualified Sale”). The $35 million contingent consideration obligation of the Company that related to our acquisition of 3Q Digital in 2015 was
assigned  to  the  buyer,  thereby  relieving  us  of  the  obligation.  In  addition,  the  identified  intangible  assets  with  definite  lives  for  client
relationships and non-compete agreements were written-off as a component of the gain on sale.

The 3Q Digital business represented less than 10% of our total 2017 revenues. As a result of the sale, the company recognized a pre-tax
gain of $31.0 million in the first quarter of 2018. The assets of 3Q Digital included net intangible assets and the liabilities (including contingent
consideration) were removed from our balance sheet as a result of the disposition.

A reconciliation of accrued balances of the contingent consideration using significant unobservable inputs (Level 3) is as follows:

(in thousands)
Accrued contingent consideration liability as of December 31, 2017

Accretion of interest
Disposition

Accrued earnout liability as of December 31, 2018

Fair Value

33,887
742
(34,629)

—

$

$

On May 7, 2019, we received the $5 million Contingent Payment related to the Qualified Sale of 3Q Digital as defined in the Purchase and
Sale Agreement dated February 28, 2018.

Note N — Certain Relationships and Related Party Transactions

Since 2016, we have conducted (and we continue to conduct) business with Wipro, LLC (“Wipro”), whereby Wipro provides us with a variety
of  technology-related  services,  including  database  and  software  development,  database  support  and  analytics,  IT  infrastructure  support,
leased facilities and digital campaign management. Additionally, we also provide Wipro with agency services and consulting services.

Effective  January  30,  2018,  Wipro  became  a  related  party  when  it  purchased  9,926  shares  of  our  Series  A  Preferred  Stock  (which  are
convertible  at  Wipro’s  option  into  1,001,614  shares,  or  16%  of  our  Common  Stock),  for  aggregate  consideration  of  $9.9  million.  For
information pertaining to the Company’s preferred stock, See Note E, Convertible Preferred Stock.

During the years ended December 31, 2019 and 2018, we recorded an immaterial amount of revenue for services we provided to Wipro.

During the years ended December 31, 2019 and 2018, we recorded $11.7 million and $12.3 million of expense, respectively, in technology-
related services and lease expense for a facility Wipro provided to us.

During the years ended December 31, 2019 and 2018, we capitalized $1.7 million of costs ($1.4 million of which was included in the asset
impairment  charge  for  the  year  ended  December  31,  2019)  and  $2.3 million  ($2.1  million  of  which  was  included  in  the  asset  impairment
charge  for  the  year  ended  December  31,  2018),  respectively,  for  internally  developed  software  services  received  from  Wipro.  These
remaining capitalized costs are included in Other Assets on the Consolidated Balance Sheet as of December 31, 2019.

As of December 31, 2019 and 2018, we had a trade payable due to Wipro of $1.5 million and $5.0 million, respectively. As of December 31,
2019 and 2018, we had an immaterial amount in trade receivables due from Wipro.

In the third quarter of 2019, we entered a business relationship with Snap Kitchen, the founder of which is a 7% owner of Harte Hanks. We
recorded a nominal amount of revenue with them in the year ended December 31, 2019.

As described in Note F, Long-Term Debt, the Company’s Texas Capital Credit Facility is secured by HHS Guaranty, LLC, an entity formed to
provide  credit  support  for  the  Company  by  certain  members  of  the  Shelton  family  (descendants  of  one  of  our  founders).  Pursuant  to  the
Amended  and  Restated  Fee,  Reimbursement  and  Indemnity  Agreement,  dated  January  9,  2018,  between  HHS  Guaranty,  LLC  and  the
Company, HHS Guaranty, LLC has the right to appoint one representative director to the Board of Directors. Currently, David L. Copeland
serves as the HHS Guaranty, LLC representative on the Board of Directors.

66

 
Note O — Restructuring Activities

Our management team along with members of the Board have formed a project committee focused on our cost-saving initiatives and other
restructuring  efforts.  This  committee  has  reviewed  each  of  our  business  lines  and  other  operational  areas  to  identify  both  one-time  and
recurring cost-saving opportunities.

In  the  year  ended  December  31,  2019,  we  recorded  restructuring  charges  of  $11.8  million.  This  comprised  charges  mainly  related  to
customer  database  build  write  offs,  termination  fees  related  to  certain  contracts  with  Wipro,  severance  agreements,  asset  impairment  and
facility related expense. One of the larger initiatives to combine sub-scale production environments received Board approval on August 1,
2019. This resulted in the closing of three production facilities by the end of 2019 and consolidating the work currently performed at these
facilities into other production facilities.

The following table summarizes the restructuring charges which are recorded in “Restructuring Expense” in the Consolidated Statement of
Comprehensive (Loss) Income.

In thousands

Customer database build write off

Contract termination fee

Severance

Facility, asset impairment and other expense

Total

  $

  $

Year Ended December 31, 2019

4,036

3,101

2,098

2,564

11,799

The following table summarizes the changes in liabilities related to restructuring activities:

In thousands

Year Ended December 31, 2019

Beginning balance:

Additions:

Payments

Ending balance:

Contract
Termination Fee

Severance

Facility, asset impairment and
other expense

Total

  $

  $

— $

— $

3,101

(1,610)

2,168

(1,738)

1,491

$

430

$

— $

—

786

(786)

6,055

(4,134)

— $

1,921

We expect that in connection with our cost-saving and restructuring initiatives, we will incur total restructuring charges of approximately $14.0
million through 2020.

67

 
 
 
 
 
 
 
 
 
 
 
 
INDEX TO EXHIBITS

We are incorporating certain exhibits listed below by reference to other Harte Hanks filings with the Securities and Exchange Commission,
which we have identified in parentheses after each applicable exhibit.

Exhibit

No.

Acquisition and Dispositions

Description of Exhibit

2.1

2.2

3Q  Agreement,  dated  May  1,  2017,  by  and  between  Harte  Hanks,  Inc.  and  3Q  Digital,  Inc.  and  Maury  Domengeaux,  as
representative to the former stockholders and option holders of 3Q Digital, Inc. (filed as Exhibit 2.1 to the company's Form 8-K
dated May 4, 2017

Purchase and Sale Agreement, dated February 28, 2018 among Harte Hanks, Inc., 3Q Digital, Inc. and 3Q Digital Holdings,
Inc. (filed as Exhibit 2.1 to the company's Form 8-K dated March 6, 2018)

Charter Documents

3(a)

3(b)

3(c)

3(d)

Amended and Restated Certificate of Incorporation as amended through May 5, 1998 (filed as Exhibit 3(e) to the company’s
Form 10-Q for the six months ended June 30, 1998).

  Fifth Amended and Restated Bylaws (filed as Exhibit 3.1 to the company’s Form 8-K dated December 23, 2015).

Certificate  of  Amendment  of  Incorporation  dated  January  31,  2018  (filed  as  Exhibit  3.2  to  the  company’s  Form  8-A/A  dated
January 31, 2018).

Certificate of Designation of Series A Preferred Stock of Harte Hanks, Inc. (filed as Exhibit 3.1 to the company's form 8-K dated
January 29, 2018).

Credit Agreements

10.1(a)

10.1(b)

10.1(c)

10.1(d)

10.1(e)

10.1(f)

Credit Agreement dated April 17, 2017, with Texas Capital Bank, N.A., as lender (filed as Exhibit 10.1 to the company's form 8-
K dated April 21, 2017).

Waiver  to  Credit  Agreement  dated  August  14,  2017,  with  Texas  Capital  Bank,  N.A.,  as  lender  (filed  as  Exhibit  10.1  to  the
company's form 10-Q dated August 17, 2017).

First  Amendment  to  Credit  Agreement,  dated  January  9,  2018,  between  Harte  Hanks,  Inc.  and  Texas  Capital  Bank,  National
Association (filed as Exhibit 10.1 to the company's form 8-K dated January 10, 2018).

First Amendment to Security Agreement, dated January 9, 2018, between Harte Hanks, Inc. and Texas Capital Bank, National
Association (filed as Exhibit 10.2 to the company's form 8-K dated January 10, 2018).

Revolving Promissory Note, dated January 9, 2018, by Harte Hanks, Inc. in favor of Texas Capital Bank, National Association
(filed as Exhibit 10.3 to the company's form 8-K dated January 10, 2018).

Amended  and  Restated  Fee,  Reimbursement  and  Indemnity  Agreement,  dated  January  9,  2018,  between  Harte  Hanks,  Inc.
and HHS Guaranty, LLC (filed as Exhibit 10.4 to the company's form 8-K dated January 10, 2018).

Management and Director Compensatory Plans and Forms of Award Agreements

10.2(a)

10.2(b)

10.2(c)

10.2(d)

10.2(e)

Harte Hanks, Inc. Restoration Pension Plan (As Amended and Restated Effective January 1, 2008) (filed as Exhibit 10.1 to the
company’s Form 8-K dated June 27, 2008).

Harte Hanks, Inc. 2005 Omnibus Incentive Plan (As Amended and Restated Effective February 13, 2009) (filed as Exhibit 10.1
to the company’s Form 8-K dated February 13, 2009).

Amendment  to  Harte  Hanks,  Inc.  2005  Omnibus  Incentive  Plan,  dated  as  of  May  12,  2009  (incorporated  by  reference  to
Exhibit 4.4 to Harte Hanks Registration Statement on Form S-8, filed on May 12, 2009).

Form  of  2005  Omnibus  Incentive  Plan  Non-Qualified  Stock  Option  Agreement  (filed  as  Exhibit  10.2(i)  to  the  company’s
Form 10-K dated March 7, 2012).

Form  of  2005  Omnibus  Incentive  Plan  Bonus  Stock  Agreement  (filed  as  Exhibit  10.2(j)  to  the  company’s  Form  10-K  dated
March 7, 2012).

68

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
10.2(f)

10.2(g)

10.2(h)

10.2(i)

10.2(j)

10.2(k)

10.2(l)

Form of 2005 Omnibus Incentive Plan Restricted Stock Award Agreement (filed as Exhibit 10.2(k) to the company’s Form 10-K
dated March 7, 2012).

Form of 2005 Omnibus Incentive Plan Performance Unit Award Agreement (filed as Exhibit 10.2(l) to the company’s Form 10-K
dated March 7, 2012).

Summary  of  Non-Employee  Directors’  Compensation  (included  within  the  company’s  Schedule  of  14A  proxy  statement  filed
April 11, 2016).

Harte  Hanks,  Inc.  2013  Omnibus  Incentive  Plan  (filed  as  Annex  A  to  the  company’s  Schedule  14A  proxy  statement  filed
April 15, 2013).

Form  of  2013  Omnibus  Incentive  Plan  Non-Qualified  Stock  Option  Agreement  (filed  as  Exhibit  10.4  to  the  company’s
Registration Statement on Form S-8 dated June 7, 2013).

Form  of  2013  Omnibus  Incentive  Plan  Restricted  Stock  Award  Agreement  (General)  (filed  as  Exhibit  10.1  to  the  company’s
Registration Statement on Form S-8 dated June 7, 2013).

Form  of  2013  Omnibus  Incentive  Plan  Restricted  Stock  Award  Agreement  (Director)  (filed  as  Exhibit  10.2  to  the  company’s
Registration Statement on Form S-8 dated June 7, 2013).

10.2(m)

Form of 2013 Omnibus Incentive Plan Performance Unit Award Agreement (filed as Exhibit 10.3 to the company’s Registration
Statement on Form S-8 dated June 7, 2013).

10.2(n)

  Form of 2013 Omnibus Incentive Plan Performance Restricted Stock Unit Award Agreement 

10.2(o)

10.2(p)

10.2(q)

10.2(r)

10.2(s)

First  Amendment  to  the  Harte  Hanks,  Inc.  Amended  &  Restated  Restoration  Pension  Plan,  dated  October  11,  2016  (filed  as
Exhibit 10.1 to the company's Form 8-K dated October 14, 2016). 

Form of Restricted Stock Agreement between Harte Hanks, Inc. and Jon C. Biro (filed as Exhibit 10.2 to the company's Form 8-
K dated November 17, 2017).

Form  of  Non-Qualified  Stock  Option  Agreement  between  Harte  Hanks,  Inc.  and  Jon  C.  Biro  (filed  as  Exhibit  10.3  to  the
company's Form 8-K dated November 17, 2017).

Form of Performance Unit Award Agreement between Harte Hanks, Inc. and Jon C. Biro (filed as Exhibit 10.4 to the company's
Form 8-K dated November 17, 2017).

Securities Purchase Agreement, dated January 23, 2018, by and between Harte Hanks, Inc. and Wipro, LLC (filed as Exhibit
10.1 to the company's Form 8-K dated January 29, 2018).

10.2(t)

  Form of Registration Rights Agreement (filed as Exhibit 10.2 to the company's Form 8-K dated January 29, 2018). 

Executive Officer Employment-Related and Separation Agreements

69

 
 
 
 
 
 
 
 
 
 
 
 
 
10.3(a)

10.3(b)

Form of Severance Agreement between the company and its Executive Officers (filed as Exhibit 99.3 to the company’s Form 8-
K, dated February 2, 2018).

Form  of  Employment  Restrictions  Agreement  signed  by  the  Corporate  Officers  of  the  company  (filed  as  Exhibit  10.3  to  the
company’s Form 8-K dated March 15, 2011).

10.3 (c)

  Form of Indemnification Agreement for Directors and Officers (filed as Exhibit 10.1 to the company’s 8-K dated August 2, 2012).

10.3 (d)

10.3 (e)

10.3(f)

10.3(g)

10.3(h)

10.3(i)

10.3(j)

Form  of  Severance  Agreement  between  the  company  and  certain  of  its  officers  (filed  as  Exhibit  10.6  to  the  company’s  8-K
dated June 11, 2013).

Executive  Severance  Policy  applicable  to  the  company’s  executive  officers  and  certain  others  (filed  as  Exhibit  10.1  to  the
company’s Form 8-K, dated January 30, 2015).

Retention Bonus Agreement applicable to the company's executive officers (filed as Exhibit 10.1 to the company's Form 8-K,
dated July 9, 2015).

  Separation Agreement dated August 28, 2018 between the company and Karen Puckett (filed as 8-K dated August 28, 2018

Employment  Agreement  between  the  company  and  Andrew  Bennett  dated  November  19,  2019  (filed  as  Form  8-K,  dated
November 19, 2019).

Promotion Agreement between the company and Andrew Harrison dated January 4, 2019 (filed as Form 8-K, dated January 7,
2019).
Employment Agreement between the company and Mark Del Priore dated January 16, 2019 (filed as Form 8-K, dated January
17, 2019).

10.3(k)

  Form of Amendment to Service Agreement (filed as Exhibit 99.2 to the company's Form 8-K, dated February 2, 2018)

Material Agreements

10.4(a)

10.4 (b)

Cooperation  Agreement,  dated  July  18,  2017,  by  and  among  Harte  Hanks,  Inc.,  Sidus  Investment  Management,  LLC,  Sidus
Investment  Partners,  L.P.,  Sidus  Double  Alpha  Fund,  L.P.,  Sidus  Double  Alpha  Fund,  Ltd.,  Sidus  Advisors,  LLC,  Michael  J.
Barone and Alfred V. Tobia, Jr. (filed as Exhibit 10.1 to the company's Form 8-K dated July 19, 2017)

Cooperation Agreement dated as of May 17, 2018, by and between Harte Hanks, Inc. Houston H. Harte, Sarah Harte, Carolyn
Harte, Larry D. Franklin and the Franklin Family Foundation (filed as Exhibit 99.1 to the Company's Current Report on Form 8-K
dated May 17, 2018).

Other Exhibits

*10.1

  Supplier Supply and Services Agreement Between Harte-Hanks Direct, Inc. and Wipro, LLC dated as of July 22, 2016.

*21

  Subsidiaries of Harte Hanks, Inc.

*23.1

  Consent of Deloitte & Touche LLP, Independent Registered Public Accounting Firm.

*31.1

*31.2

*32.1

*32.2

  Certification of Chief Executive Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.

  Certification of Chief Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.

Furnished Certification of Chief Executive Officer pursuant to 18 U.S.C Section 1350, as adopted pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002.

Furnished Certification of Chief Financial Officer pursuant to 18 U.S.C Section 1350, as adopted pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002.

*101

  XBRL Interactive Data Files.

*Filed or furnished herewith, as applicable

70

 
 
 
 
 
 
 
 
 
 
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, Harte Hanks, Inc. has duly caused this

report to be signed on its behalf by the undersigned, thereunto duly authorized.

SIGNATURES

HARTE HANKS, INC.

By:

/s/ Andrew Benett

Andrew Benett
Chief Executive Officer

Date: March 19, 2020

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on

behalf of the registrant and in the capacities and on the dates indicated.

/s/ Andrew Benett

Andrew Benett
Executive Chairman and Chief Executive Officer
Date: March 19, 2020

/s/ Laurilee Kearnes

Laurilee Kearnes
Vice President and Chief Financial Officer
Date: March 19, 2020

/s/ Melvin L. Keating

/s/ Alfred V. Tobia, Jr.

Melvin L. Keating, Director
Date: March 19, 2020

Alfred V. Tobia, Jr., Chairman
Date: March 19, 2020

/s/ David L. Copeland

/s/ Evan Behrens

David L. Copeland, Director

Date: March 19, 2020

Evan Behrens, Director

Date: March 19, 2020

/s/ Maureen O’Connell

/s/ John H. Griffin, Jr.

Maureen O’Connell, Director
Date: March 19, 2020

John H. Griffin Jr., Director
Date: March 19, 2020

71

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Supplier Supply and Services Agreement
Between
Harte-Hanks Direct, Inc.
And
Wipro, LLC

This Supplier Supply and Services Agreement is made as of the 22nd day of July, 2016 (the "Effective Date") by and between Wipro, LLC with
offices  located  at  2  Tower  Center  Boulevard,  Suite  220  East  Brunswick,  NJ  08816  ("Supplier")  and  Harte-Hanks  Direct,  Inc.  including  its
affiliates and subsidiaries, with its principal place of business at 3800 Horizon Blvd. Suite 500 Trevose, PA 19053("Harte Hanks").

I.    SERVICES AND MATERIALS TO BE PROVIDED BY SUPPLIER

A.    Subject to the terms and conditions stated in this Agreement, Supplier agrees to perform the professional services as directed
by Harte Hanks and/or provide the products and materials in accordance with the delivery schedules (including any interim deadlines, if any,
which  may  be  specified  in  the  applicable  Order),  quantities  and  other  requirements  as  more  fully  described  in  each  Order,  (hereinafter
collectively  referred  to  as  “Products/Services”),  and  Harte  Hanks  agrees  to  pay  the  charges  stated  in  each  applicable  Order.  The
Products/Services  available  to  Harte  Hanks  from  Supplier  and  the  associated  pricing  are  listed  in  Attachment  1.  The  pricing  listed  in
Attachment 1 is valid for a period of one (1) year(s). The term “Order” shall mean Harte Hanks’ form of purchase or work order used for the
purpose  of  ordering  Products/Services.  Each  Order  shall  reference  this  Agreement  thereby  incorporating  the  terms  and  conditions  of  this
Agreement in such an Order. It is understood that the Products/Services rendered under this Agreement will be on an “as ordered” basis and
that this Agreement represents no minimum obligation upon Harte Hanks to place Orders with the Supplier. In the event of a conflict between
the terms and conditions of this Agreement and an Order, the provisions of this Agreement shall prevail unless the Parties have obtained the
express written consent of authorized signatories of each Party to deviate from the terms and conditions of the Agreement for a particular
Order.  Products/Services  shall  (a)  be  provided  as  per  specifications  under  the  Order,  and  (b)  be  provided  in  accordance  with  generally
accepted industry standards; and (c) be provided in accordance with any applicable requirements or restrictions as may be lawfully imposed
by  governmental  authority.  Harte  Hanks  will  conduct  acceptance  testing  of  the  Products/Services  within  thirty  (30)  days  of  the  date  of
submission and notify the Supplier about acceptance or rejection of the Products/Services. Excepting latent defects, Products/Services will
be deemed to be accepted by Harte Hanks in the event Harte Hanks does not notify its acceptance or rejection within thirty (30) days from
the date of submission. The parent company affiliates and subsidiaries of Harte Hanks and Supplier may also enter into Order(s) pursuant to
the terms and conditions of this Agreement during the term of this Agreement. Acceptance testing shall be in addition to any warranty right
provided by the Supplier to Harte hanks as stated in this Agreement.

B.        Changes.  Harte  Hanks  may  at  any  time  during  the  term  of  this  Agreement  require  additions,  deletions  or  alterations  (all
hereinafter referred to as a “Change”) to the required Products/Services. Within ten (10) business days after a request for a Change, Supplier
shall submit a proposal to Harte Hanks Representative which includes any changes in Supplier’s costs in the delivery of Products/Services
and/or  schedule  necessitated  by  the  Change.  Harte  Hanks  Representative  shall  within  ten  (10)  days  of  receipt  of  the  proposal,  either  (i)
accept the proposal with a written amendment to the applicable Order directing Supplier to perform the Change or (ii) advise Supplier not to
perform  the  Change  in  which  event  Supplier  shall  provide  the  original  Products/Services.  No  such  Change  shall  be  considered  nor  shall
Supplier  be  entitled  to  any  compensation  for  work  done  pursuant  to  or  in  contemplation  of  a  Change,  unless  made  pursuant  to  a  written
amendment or Change Order issued by Harte Hanks.

C.  Work  Done  By  Others.  If  Supplier’s  performance  is  dependent  on  work  done  by  others,  Supplier  shall  inspect  and
promptly  report  to  Harte  Hanks'  representative  any  defect  that  renders  such  other  work  unsuitable  for  Supplier's  proper  performance.
Supplier's silence shall constitute approval of such work as fit and suitable for Supplier's performance.

Page 1 of 18    

                
Supplier’s failure to perform its contractual responsibilities, to perform the Services, or to meet the agreed service levels contained within an
Order  shall  be  excused  if  and  to  the  extent  the  Supplier’s  non-performance  is  directly  caused  by  Harte  Hanks'  omission  to  act,  delay,
wrongful action, failure to provide any inputs, or failure to perform its obligations under the Agreement.

II.    REPRESENTATIVES

Harte  Hanks'  Representative  is  Robert  Lord  (Robert.lord@hartehanks.com)  and  Harte  Hanks'  Contract  Representative  is  Carolyn  DeLuca
(cdeluca@hartehanks.com)  or  such  other  persons  as  may  be  designated  in  writing  by  Harte  Hanks  from  time  to  time.  Supplier's
Representative is Lalit Kashyap (lalit.kashyap@wipro.com) or such other person as may be designated in writing by Supplier from time to
time.

III.    TERM/TERMINATION

A. Term. Unless otherwise terminated or canceled as provided for herein, this Agreement shall commence on the Effective Date and continue
for an initial term of three (3) year(s). The term of each Order shall be set forth in the appropriate Order. In the event this Agreement
terminates prior to the completion of an Order, such Order shall continue to be valid for its term and the terms and conditions of this
Agreement shall continue to apply to the Order until the Order is complete. Termination or cancellation of an Order shall not terminate this
Master Agreement, and the parties shall remain free to enter into future Order(s) pursuant to this Agreement and during the term of this
Agreement.

B. Termination. Harte Hanks may at any time terminate this Agreement or an Order, in whole or in part, by providing ninety
(90) days prior written notice to Supplier, or as otherwise agreed under the specific Order. In such case, Harte Hanks’ liability shall be limited
to payment of any termination fees (if any, as agreed between the Parties under a specific Order), and the amount due for Products/Services
properly performed and/or delivered up to and including the date of termination, and work in progress (which amount shall be substantiated
with proof satisfactory to Harte Hanks and shall not exceed the original price of the applicable services or product being terminated) which
meet the requirements of this Agreement, and no further Products/Services will be rendered by Supplier. Such payment shall constitute a full
and complete discharge of Harte Hanks’ obligations.

Either party may terminate this entire Agreement, or any specific Order then in force, in the event of material breach by the other Party,
provided that the terminating party has given the other Party thirty (30) days written notice of such breach, identified the nature of the breach,
and within said notice period the breaching party has failed to cure the asserted breach.

IV.    COMPENSATION/ESTIMATES/INVOICING/TAXES

A.     Compensation. Harte Hanks agrees to compensate Supplier the agreed upon fees set forth in the applicable Order following

Harte Hanks' receipt and acceptance of invoices for the Products/Services provided hereunder.

B.     Estimates. Whenever an Order authorizes Supplier to invoice Harte Hanks for time and materials (other than travel and living
expenses), Supplier shall prepare an estimate of the costs associated with program completion. The estimate shall contain the minimum and
maximum estimated costs associated with all phases of project completion and if applicable, shall state labor estimates, including labor of
Supplier personnel, in terms of hours per function. Supplier shall submit the estimate to Harte Hanks' Representative for review and approval
and shall revise the estimate, and the proposal on which it is based, to the satisfaction of Harte Hanks and Supplier. The final estimate if
approved  by  Harte  Hanks  shall  be  executed  by  both  parties  (hereafter  "approved  estimates").  Approved  estimates,  whenever  they  are
required by this Agreement, shall constitute the only authorization for Supplier to take any action or expend any money in connection with
specific promotional works beyond that necessary to complete the estimate itself. Maximum estimated costs may not be exceeded without
the prior written consent of Harte Hanks' Representative.

C.    Invoicing. Supplier agrees to submit invoices referencing the applicable Harte Hanks purchase order number promptly to Harte
Hanks’  Accounts  Payable  organization  as  per  the  terms  of  the  specific  Order.  Invoices  shall  be  deemed  to  have  been  accepted  if  Harte
Hanks approves the invoice, or does not furnish a written objection

Page 2 of 18    

  
    
                
specifying  the  nature  of  the  dispute  within  thirty  (30)  days  from  the  date  of  Harte  Hanks  receipt  of  the  Supplier’s  invoice.  Invoices  shall
contain  such  information  as  Harte  Hanks  may  reasonably  request.  Approval  of  any  invoices  for  payment  shall  be  made  when  the
Products/Services provided have been accepted by Harte Hanks' business managers as being in accordance with the requirements of this
Agreement  and  the  applicable  Order  (in  accordance  with  the  time  limitations  for  acceptance  testing  set  forth  in  Section  I.A.  above).
Acceptance of any part of the Products/Services shall not affect the total and final responsibility of Supplier. Unless this Agreement calls for
payment at a later time, invoices shall be payable thirty (30) days after acceptance of the Product/ Services, and after receipt of an accurate
invoice by Harte Hanks’ Accounts Payable organization. Supplier may charge interest at the rate of 1.5% per month for undisputed payments
delayed  more  than  thirty  (30)  days  past  due  date.  Payment  of  invoices  shall  not  waive  Harte  Hanks’  rights  to  inspect,  test  or  reject  non-
conforming Products/Services. Supplier may assign the benefit of its rights of payment to a third party as part of its debt factoring or other
legitimate business arrangements, and Harte Hanks expressly consents to such assignments.

D.    Taxes. Harte  Hanks  shall  reimburse  Supplier  only  for  the  following  tax  payments  with  respect  to  transactions  under  this
Agreement  unless  Harte  Hanks  advises  Supplier  that  an  exemption  applies:  state  and  local  sales  taxes,  as  applicable.  Taxes  payable  by
Harte Hanks shall be billed as separate items on Supplier’s invoices and shall not be included in Supplier’s prices. Harte Hanks shall have
the right to have Supplier contest any such taxes that Harte Hanks deems improperly levied at Harte Hanks’ expense and subject to Harte
Hanks’ direction and control.

V.    INDEPENDENT CONTRACTOR

The parties’ relationship to each other in the performance of this Agreement is that of independent contractors. Nothing contained in
this Agreement will place the parties in the relationship of partners, joint ventures, principal-agent, or employer-employee, and neither party
will have any right either to obligate or to bind the other in any manner whatsoever or to represent to third parties that it has any right to enter
into  any  binding  obligation  on  the  other  party’s  behalf.  It  is  expressly  understood,  acknowledged  and  agreed  that  Supplier’s  employees
designated  to  perform  Services  under  an  applicable  Order  and  their  supervisors,  and  managers  and  other  employees,  consultants  and
subcontractors  of  Supplier  providing  the  Services  will  remain  under  the  direction  and  control  of  Supplier.  All  compensation  of  such
employees, consultants and subcontractors of Supplier, including payroll taxes and benefits will be the responsibility of Supplier, and such
employees, consultants and subcontractors of Supplier will have no right to any benefits granted to any Harte Hanks employees. Supplier will
defend,  indemnify  and  hold  harmless  Harte  Hanks  from  any  claims  made  against  Harte  Hanks  by  Supplier  employees,  consultants  and
subcontractors.

VI.    COMPANY’S EQUIPMENT

Unless  otherwise  specifically  provided  in  this  Agreement  or  Order,  Supplier  shall  provide  all  labor  and  equipment  for  performance  of  this
Agreement.  Should  Supplier  actually  use  any  equipment  owned,  leased  or  rented  by  Harte  Hanks,  Supplier  acknowledges  that  Supplier
accepts the equipment “as is, where is,” that neither Harte Hanks nor its licensors or lessors have any responsibility for its condition or state
of repair and that Supplier shall have risk of loss and damage to it. Supplier agrees not to remove the equipment from Harte Hanks’ premises
without Harte Hanks’ prior written consent and to return it to Harte Hanks upon completion of use, or at such earlier time as Harte Hanks may
request,  in  the  same  condition  as  when  received  by  Supplier,  reasonable  wear  and  tear  excepted.  Supplier  shall  not  use  Harte  Hanks’
equipment for any purpose other than in the performance of its obligations to Harte Hanks.

VII.    COMPLIANCE WITH LAWS

Supplier and all persons furnished by Supplier shall comply at their own expense with all federal, state, local and foreign laws, ordinances,
regulations  and  codes,  including  the  identification  and  procurement  of  required  permits,  certificates,  licenses,  insurance,  approvals  and
inspections applicable to the Supplier in performance of this Agreement.

VIII.    INDEMNITY

Supplier agrees to indemnify and hold harmless Harte Hanks, its affiliates, and each of their officers, directors, employees, successors and
assigns (all hereinafter referred to in this clause as “Indemnified Parties”) from and

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against  any  proven  or  alleged  third  party  claims,  demands,  suits,  losses,  damages,  liabilities,  fines,  penalties  and  expenses  (including
attorney’s fees) that in any way arise out of, relate to or result from the provision of Products/ Services by the Supplier, its affiliates, and each
of their officers, directors, employees, suppliers, contractors or successors in the performance of this Agreement, including but not limited to
claims arising from: (1) injuries or death to persons or damage to property, including theft; (2) failure by Supplier to conform to any applicable
laws  and  regulations  relating  to  the  Product/  Services,  and/or  its  confidentiality  obligations  under  this  Agreement;  (3)  grossly  negligent  or
intentional acts or omissions of Supplier; and (4) infringement of any patent, copyright, trademark, trade secret or other intellectual property
right resulting from the Supplier’s provision of Products/Services, provided however that Supplier shall not have any indemnity obligation to
Harte Hanks under this Section to the extent that any infringement or claim thereof is attributable to: (1) the combination, operation or use of
Products/Services  with  equipment  or  software  supplied  by  Harte  Hanks  where  the  Products/Services  would  not  itself  be  infringing;  (2)
compliance  with  designs,  specifications,  materials,  inputs,  or  instructions  provided  by  Harte  Hanks;  (3)  use  of  Products/Services  in  an
application or environment for which it was not designed or contemplated under this Agreement; or (4) modifications of a Products/Services
by anyone other than Supplier where the unmodified version of the Products/Services would not have been infringing. Harte Hanks agrees to
immediately notify Supplier of any written claims or demands against Harte Hanks for which Supplier is responsible under this clause. Lack of
immediate notice shall not preclude Supplier’s obligations hereunder unless same materially prejudices Supplier’s legal rights in such action.
Supplier  will  be  entitled  to  have  sole  control  over  the  defense  and  settlement  of  the  claim.  In  addition,  Supplier  will  not  be  required  to
reimburse Harte Hanks for any amount paid or payable by Harte Hanks in settlement of the claim if the settlement was agreed to without the
written consent of the Supplier.

Harte Hanks agrees to indemnify and hold harmless the Supplier and their officers, directors, employees, successors and assigns against all
third  party  actions,  proceedings,  claims,  damages,  liabilities,  settlement  sums,  charges,  losses,  costs  and  expenses  (including  without
limitation, legal costs and expenses and any penalties or other amounts levied, imposed or charged by any regulator or regulatory authority)
arising  out  of  (i)  any  intellectual  property  infringement  associated  with  the  Product/  Service  performed  by  the  Supplier’s  to  the  extent  the
basis for the infringement claim is caused by the Supplier’s use of any materials or software or intellectual property provided by Harte Hanks
to the Supplier for the purpose of performing the Services; (ii) Harte Hanks’ breach of its confidentiality obligations under this Agreement; (iii)
fraud, gross negligence or willful misconduct of Harte Hanks or Harte Hanks’ personnel.

IX.    INSURANCE

Supplier  shall  maintain  during  the  term  of  this  Agreement:  (1)  Workers’  Compensation  insurance  as  prescribed  by  the  law  of  the  state  or
nation in which the work or services is performed; (2) employer’s liability insurance with limits of at least $1,000,000 for each occurrence and
in aggregate ; (3) automobile liability insurance if the use of motor vehicles is required, with limits of at least $1,000,000 combined single limit
for  bodily  injury  and  property  damage  per  occurrence  and  in  aggregate;  (4)  Commercial  General  Liability  (“CGL”)  insurance,  including
Blanket Contractual Liability and Broad Form Property Damage, with limits of at least $1,000,000 combined single limit for bodily injury and
property damage per occurrence and in aggregate; and (5) if the furnishing to Harte Hanks (by sale or otherwise) of products, material or
construction,  installation,  maintenance  or  repair  services  is  involved,  CGL  insurance  endorsed  to  include  products  liability  and  completed
operations  coverage  in  the  amount  of  $5,000,000  per  occurrence  and  in  aggregate,  which  shall  be  maintained  for  at  least  one  (1)  year
following the expiration or termination of this Agreement; and (6) Errors and Omissions insurance in the amount of at least $1,000,000 per
claim with an annual aggregate of at least $3,000,000 inclusive of legal defense costs. . Supplier and Supplier’s subcontractors shall furnish
prior to the start of work certificates or adequate proof of the foregoing insurance including, if specifically requested by Harte Hanks, copies of
the endorsements and policies. Harte Hanks shall be notified in writing at least thirty (30) days prior to cancellation of or any material change
in the policy. Insurance companies providing coverage under this Agreement must be a reputed insurance company in the industry.

X.    LIMITATION OF LIABILITY

NEITHER  PARTY  SHALL  BE  LIABLE  FOR  ANY  INDIRECT,  INCIDENTAL,  SPECIAL,  CONSEQUENTIAL,  PUNITIVE,  OR  EXEMPLARY
DAMAGES,  INCLUDING  BUT  NOT  LIMITED  TO,  DAMAGES  FOR  LOSS  OF  PROFITS,  REVENUE,  GOODWILL,  USE,  DATA,
ELECTRONICALLY  TRANSMITTED  ORDERS,  OR  OTHER  ECONOMIC  ADVANTAGE  (EVEN  IF  IT  HAS  BEEN  ADVISED  OF  THE
POSSIBILITY OF SUCH DAMAGES), HOWEVER CAUSED AND REGARDLESS OF THE THEORY OF LIABILITY, ARISING OUT OF OR
RELATED TO ANY DELAY,

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OMISSION  OR  ERROR  IN  THE  TRANSMISSION  OR  RECEIPT  OF  ANY  DOCUMENTS  PURSUANT  TO  THIS  AGREEMENT.  EACH
PARTY’S  TOTAL  LIABILITY  TO  THE  OTHER  PARTY  HEREUNDER  IS  LIMITED  TO  THE  AMOUNT  HARTE  HANKS  HAS  PAID  TO  THE
SUPPLIER  IN  THE  PRECEDING  12  MONTHS  FOR  THE  WORK,  SERVICES  OR  PRODUCTS  PROPERLY  DELIVERED  TO  COMPANY
UNDER THE SPECIFIC ORDER. THE FOREGOING SHALL NOT SERVE TO LIMIT SUPPLIER’S INDEMNIFICATION OBLIGATIONS OR
CONFIDENTIALITY OBLIGATIONS AS SET FORTH IN THIS AGREEMENT.

XI.    SUPPLIER'S INFORMATION

If Supplier delivers any third party-owned information to Harte Hanks under or in contemplation of this Agreement, Supplier represents and
warrants that it has the right to deliver such third party-owned information.

XII. TITLE TO WORK PRODUCTS

All  right,  title  and  interest  in  and  to  all  tangible  and  intangible  work  and  work  products  developed,  delivered  or  produced  under  this
Agreement by or on behalf of Supplier for Harte Hanks, whether comprising or incorporated in specifications, drawings, sketches, models,
samples, data, computer programs, reports, documentation or other technical or business information, and all right, title and interest in and to
patents, copyrights, trade secrets, trademarks and other intellectual property derived from such work and work products are hereby assigned
by Supplier to Harte Hanks and are hereby agreed by Supplier to be transferred to Harte Hanks or otherwise vested therein, effective when
first capable of being so assigned, transferred or vested. Supplier  shall  obligate  its  employees,  subcontractors  and  others  to  provide,  and
shall supply to Harte Hanks at no extra cost, all such assignments, rights and covenants as Harte Hanks deems appropriate to assure and
perfect such transfer or other vesting. All work and work products shall be provided to Harte Hanks as required herein or on termination or
completion of this Agreement, whichever is earlier, unless Supplier is requested in writing to do otherwise. All such work and work products
shall be considered and arranged to be a "work made for hire" to the extent allowed by law. To the extent that the work and work products
produced  under  this  Agreement  does  not  qualify  as  a  “works  made  for  hire”,  or  to  the  extent  that  Section  XII,  is  declared  invalid  either  in
substance  or  purpose,  in  whole  or  in  part,  Supplier  hereby  irrevocably  transfers,  grants,  conveys,  assigns  and  relinquishes  exclusively  to
Harte Hanks all of Supplier’s right, title and interest (including but not limited to ownership of all patent, copyright and trade secret rights) in
said work and work products developed by Supplier under this Agreement, without the necessity of further consideration and Supplier shall
have no right, title, or interest of any kind or nature to such work and work products.

The  work  and  work  products  developed,  delivered  or  produced  under  this  Agreement  shall  be  the  original  work  of  Supplier,  unless  Harte
Hanks'  Technical  Representative  has  consented  in  writing  to  the  inclusion  of  work  or  work  products  owned  or  copyrighted  by  others
(hereafter  "included  works").  In  requesting  such  consent,  Supplier  shall  notify  Harte  Hanks  of  the  scope  of  the  rights  and  permissions
Supplier intends to obtain for Harte Hanks with respect to such included works and modify the scope of same as requested by Harte Hanks.
Copies of all rights and permissions, clearly identifying the included works to which they apply, shall be supplied to Harte Hanks promptly
after their acquisition.

Harte  Hanks  shall  not  acquire  title  hereunder  to  any  intangible  work  or  work  products  preexisting  execution  of  this  Agreement  and  not
developed or produced in anticipation hereof.

Supplier  agrees,  for  itself  and  its  affiliates,  not  to  assert  patents  and  copyrights  owned  or  controlled  by  Supplier  or  any  parent  thereof  or
subsidiary  of  either  against  Harte  Hanks,  its  affiliates,  and  its  or  their  direct  or  indirect  customers,  in  connection  with  any  work  product  or
other subject matter directly or indirectly derived from work done hereunder.

Open Source. Supplier represents that unless otherwise agreed between the parties, Supplier shall not introduce any software which falls
within  the  "Open  Source  Definition"  as  promulgated  by  the  Open  Source  Initiative  (‘Open  Source  Software’).  The  Supplier  agrees  to
indemnify Harte Hanks from and against any damages, costs, liabilities, or expenses incurred in connection with any claim brought by a third
party against Harte Hanks to the extent such claim arises out of the Supplier's non-compliant and unapproved use of Open Source Software.

In  the  event  Harte  Hanks  approves  uses  of  Open  Source  Software  in  the  Products/Services,  Harte  Hanks  shall  be  solely  responsible  for
compliance  of  all  terms  and  conditions  of  the  applicable  Open  Source  License.  The  Supplier  does  not  provide  any  warranty  or
representations on the Open Source Software. Harte Hanks agrees to indemnify,

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defend, and hold harmless the Supplier from and against any damages, costs, liabilities, or expenses incurred in connection with any claim
brought by a third party against the Supplier which arises from the third party’s proper use of such open source software.

XIII. CONFIDENTIAL INFORMATION/ NON-COMPETE/ NON-HIRE

A    Both parties acknowledge that in connection with the provision of Products/Services, each party (“Recipient”) will have access to
Non-Public Information of the other party (“Discloser”). For purposes of this Agreement, the term “Non-Public Information” means information
not  available  to  the  general  public  and  concerns  Discloser  or  its  customers,  and  includes,  but  is  not  limited  to,  (a)  intangible  information
expressed in the form of ideas, data, programs, technical, business or other types of intangible information, or (b) documents, prints, tapes,
discs,  data,  financial  information,  customer  information,  or  other  types  of  tangible  information.  Recipient  agrees  to  (1)  keep  all  such  Non-
Public  Information  confidential  and  use  such  Non-Public  Information  only  for  the  purposes  of  performing  under  this  Agreement;  (2)  inform
Recipient  employees,  contractors  and  agents  of  their  obligations  to  keep  such  Non-Public  Information  confidential  and  require  those
employees, contractors and agents to honor such obligations; and (3) promptly surrender or destroy such Non-Public Information, and any
copies thereof, free-of-charge, when requested to do so by Discloser . Recipient agrees never to disclose such Non-Public Information which
has or will come into the possession or knowledge of Recipient in connection with this Agreement, or the performance hereof, including any
information  created  by  Recipient  as  part  of  the  services,  which  consists  of  confidential  and  proprietary  data  of  Discloser  .  Supplier
acknowledges that Non-Public Information may be transmitted in written, oral, or electronic format.

B.     Recipient shall not without Discloser’s prior written consent: (a) disclose to any third party the contents and/or the facts of this
Agreement;  or  (b)  engage  in  any  advertising,  promotion  or  publicity  related  to  this  Agreement;  or  (c)  make  public  use  of  Discloser  trade
name, trademark, service mark, insignia, symbol, logo, or other designation of Discloser or its affiliates.

C.    No copies shall be made of any Non-Public Information or any other information supplied by Harte Hanks without the written
consent of Discloser and, Recipient shall not make use of any Non-Public Information or any other information received from Discloser and/or
its customers for any purpose except that which is expressly contemplated by this Agreement.

D.    Recipient will not disclose to Discloser or induce Discloser to use any confidential information or material belonging to others,

unless Recipient has obtained prior authorization for such disclosure and use and informs Discloser to that effect in writing.

E.    During the term of this Agreement as set forth in Section III A., and for a period of one (1) years after termination or expiration of
same, either party will not directly or indirectly, on the party’s own behalf or in the service or on behalf of others, in any capacity, hire, solicit,
employ  or  induce  or  attempt  to  induce  any  officer,  director,  or  employee  to  leave  the  employ  of  the  other  party,  nor  shall  the  either  party
directly  or  indirectly,  solicit  or  attempt  to  solicit,  the  business  of  any  customer  or  consultant  of  the  other  party  or  use  the  confidential
information of the other party for a party’s own benefit or gain. Such conduct shall be considered a wrongful disclosure/ use of confidential
information.

F.    In the event of wrongful disclosure/ use of Discloser confidential information, monetary damages may be insufficient to protect

and compensate Discloser and Discloser shall be entitled to injunctive relief.

G.        The  obligations  contained  in  this  Section  XIII  shall  survive  for  a  period  of  three  (3)  years  from  the  date  of  termination  or

expiration of this Agreement except that trade secrets and personal data shall remain confidential for perpetuity.

XIV. WARRANTY

Supplier warrants to Harte Hanks that material furnished will be new, and will conform to and perform in accordance with the specifications,
requirements and if applicable, drawings and samples, as stated in the Order. These warranties shall continue for the longer of (a) three (3)
months  after  the  service,  product  or  material  is  accepted  by  Harte  Hanks  or  (b)  such  other  period  as  may  be  specified  elsewhere  in  this
Agreement or in the Order. Supplier also warrants

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to  Harte  Hanks  that  the  services  will  be  performed  in  a  professional  and  workmanlike  manner  and  in  accordance  with  the  specifications
required  by  Harte  Hanks.  In  addition,  if  material  furnished  contains  one  or  more  manufacturers'  warranties,  Supplier  hereby  assigns  such
warranties  to  Harte  Hanks  and  its  customers.  All  warranties  shall  survive  inspection,  acceptance  and  payment.  Material  or  services  not
meeting the warranties will be, at Harte Hanks' option, returned for refund, repaired, replaced or re-performed by Supplier at no cost to Harte
Hanks or its customers and with transportation costs and risk of loss and damage in transit borne by Supplier. Repaired and replacement
material shall be warranted as set forth above in this clause.

When a required deliverable is delivered electronically, including via the Internet, Supplier warrants that the deliverable will not contain any
malicious  code,  program,  or  other  internal  component  (e.g.,  computer  virus,  computer  worm,  computer  time  bomb,  or  similar  component),
which could damage, destroy, or alter Harte Hanks’ software, firmware or hardware, or which could, in any manner, reveal, damage, destroy,
or alter any data or other information accessed through or processed by the report in any manner. Supplier shall immediately advise Harte
Hanks, in writing, upon reasonable suspicion or actual knowledge that a deliverable delivered electronically under this Agreement may result
in  the  harm  described  above.  Supplier  shall  indemnify  and  hold  Harte  Hanks  harmless  from  any  damage  resulting  directly  from  the  harm
described above.

EXCEPT  FOR  THE  FOREGOING,  SUPPLIER  EXCLUDES  AND  DISCLAIMS  ALL  WARRANTIES,  CONDITIONS  OR  STATEMENTS,
WHETHER  EXPRESS, 
IMPLIED  WARRANTIES  OF
MERCHANTIBILITY,  FITNESS  FOR  A  PARTICULAR  PURPOSE  (UNLESS  THE  PURPOSE  IS  EXPRESSLY  AGREED  IN  THE
AGREEMENT OR IN THE RELEVANT ORDER), OR THAT PRODUCTS/DELIVERABLES WILL BE ERROR-FREE.

INCLUDING,  WITHOUT  LIMITATION,  THE 

IMPLIED  OR  STATUTORY, 

XV. AUDIT

Supplier’s  records, accounts, processes, and documentation directly related to Harte Hanks’ account, and areas related to physical security,
logical security, change control and disaster recovery, shall be subject to inspection and audit by Harte Hanks’ internal auditors or outside
auditors,  upon  at  least  ten  (10)  business  days’  notice  and  during  Supplier’  normal  business  hours.    Such  inspection  and  audit  shall  be
reasonable  in  scope  and  duration  and that  are  relevant  to  this  Agreement.    In  addition,  Supplier  shall  provide  to  Harte  Hanks  and  such
auditors  and  inspectors  as  Harte  Hanks  may  designate  in  writing,  space,  office  furnishings,  telephone  and  facsimile  services,  utilities  and
office-related  equipment  and  duplicating  services  as  Harte  Hanks  and  its  auditors  and  inspectors  may  reasonably  require  to  perform  the
audits  described  in  this  Section.  Harte  Hanks  auditors  shall  not  be  given  access  to:  (i)  the  proprietary  information  of  other  Supplier
customers; (ii) Supplier locations that are not related to Harte Hanks or the Services; or (iii) Supplier’s internal costs. In performing audits,
Harte Hanks and their internal and external auditors, inspectors, regulators or other representatives shall comply with Supplier’s standard,
reasonable  physical  and  information  security  procedures  and  shall  cause  external  auditors  to  execute  a  confidentiality  agreement
substantially similar to the agreement. External auditors designated by Harte Hanks shall not be competitors to the Supplier. The frequency
of such audits should not be more than once a year, unless good cause exists for such greater frequency.

XVI. FORCE MAJEURE

Neither party shall be held responsible for any delay or failure in performance of any part of this Agreement to the extent such delay or failure
is caused by fire, flood, explosion, war, strike, embargo, government requirement, civil or military authority, act of God, or other similar causes
beyond its control and without the fault or negligence of the delayed or nonperforming party or its subcontractors ("force majeure conditions").
Notwithstanding the foregoing, Supplier's liability for loss or damage to Harte Hanks' material in Supplier's possession or control shall not be
modified by this clause. If any force majeure condition occurs, the party delayed or unable to perform shall give immediate notice to the other
party, stating the nature of the force majeure condition and any action being taken to avoid or minimize its effect. The party affected by the
other's delay or inability to perform may elect to: (1) suspend this Agreement or an Order for the duration of the force majeure condition, and
(i) at its option buy, sell, obtain or furnish elsewhere material or services to be bought, sold, obtained or furnished under this Agreement or an
Order  (unless  such  sale  or  furnishing  is  prohibited  under  this  Agreement)  and  deduct  from  any  commitment  the  quantity  bought,  sold,
obtained  or  furnished  or  for  which  commitments  have  been  made  elsewhere  and  (ii)  once  the  force  majeure  condition  ceases,  resume
performance under this Agreement or order with an option in the affected party to extend the period of this Agreement or an Order up to the
length of time the force majeure condition endured and/or (2) when the delay or nonperformance continues for a period of at least fifteen (15)
days, terminate, at no charge, this

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Agreement or an Order or the part of it relating to material not already shipped or services not already performed. Unless written notice is
given within forty-five (45) days after the affected party is notified of the force majeure condition, option (1) shall be deemed selected.

XVII. MEDIATION

If  a  dispute  arises  out  of  or  relates  to  this  Agreement,  or  its  breach,  and  the  parties  have  not  been  successful  in  resolving  such  dispute
through  negotiation,  the  parties  agree  to  attempt  to  resolve  the  dispute  through  mediation  by  submitting  the  dispute  to  a  sole  mediator
selected by the parties or, at any time at the option of a party, to mediation by the American Arbitration Association ("AAA"). Each party shall
bear its own expenses and an equal share of the expenses of the mediator and the fees of the AAA. The parties, their representatives, other
participants and the mediator shall hold the existence, content and result of the mediation in confidence. If such dispute is not resolved by
such mediation, the parties shall have the right to resort to any remedies permitted by law. All defenses based on passage of time shall be
tolled pending the termination of the mediation. Nothing in this clause shall be construed to preclude any party from seeking injunctive relief
in order to protect its rights pending mediation. A request by a party to a court for such injunctive relief shall not be deemed a waiver of the
obligation to mediate.

XVIII. NON-EXCLUSIVE SERVICES

It is expressly understood and agreed that this Agreement neither grants to Supplier an exclusive right or privilege to sell to Harte Hanks any
or all material or services of the type described in this Agreement which Harte Hanks may require, nor requires the purchase of any material
or services from Supplier by Harte Hanks. It is, therefore, understood that Harte Hanks may contract with other manufacturers and Suppliers
for the procurement of comparable material or services.

Supplier  agrees  that  purchases  by  Harte  Hanks  under  this  Agreement  shall  neither  restrict  the  right  of  Harte  Hanks  to  cease  purchasing
hereunder nor require Harte Hanks to continue any level of such purchases.

XIX. ASSIGNMENT AND SUBCONTRACTING

Supplier shall not assign any right or interest under this Agreement (excepting monies due or to become due) or delegate or subcontract any
work or other obligation to be performed or owed under this Agreement without the prior written consent of Harte Hanks. Any assignment,
delegation or subcontracting without such consent shall be void. Any assignment of monies shall be void if (1) Supplier shall not have given
Harte Hanks at least thirty (30) days prior written notice of such assignment or (2) such assignment imposes upon Harte Hanks obligations to
the assignee in addition to the payment of such monies, or precludes Harte Hanks from dealing solely and directly with Supplier in all matters
pertaining  to  this  Agreement  including  amendments  or  settlements  of  charges.  All  work  performed  or  product(s)  delivered  by  Supplier's
subcontractor(s) at any tier shall be deemed work performed or product(s) delivered by Supplier.

XX. ASSIGNMENT BY COMPANY

Harte  Hanks  shall  have  the  right  upon  written  notice  to  Supplier  to  assign  this  Agreement  and  to  assign  its  rights  and  delegate  its  duties
under this Agreement either in whole or in part (an “Assignment”), at any time upon written notice to Supplier and without Supplier’s consent,
to (i) any present or future affiliate of Harte Hanks (including any subsidiary or affiliated entity thereof); (ii) any unaffiliated new entities that
may be formed by Harte Hanks pursuant to a corporate reorganization, including any subsidiary or affiliated entity thereof.

XXI. SURVIVAL OF OBLIGATIONS

It  is  agreed  that  certain  obligations  of  the  parties  under  this  Agreement,  which,  by  their  nature  would  continue  beyond  the  termination,
cancellation, or expiration of this Agreement, shall survive termination, cancellation or expiration of this Agreement. Such obligations include,
by  way  of  illustration  only  and  not  limitation,  those  contained  in  the  AUDIT,  COMPLIANCE  WITH  LAWS,  INDEMNITY,  TITLE  TO  WORK
PRODUCTS, INSURANCE, CONFIDENTIAL INFORMATION, LIMITATION OF LIABILTY, IDENTIFICATION and WARRANTY clauses.

XXII. ENTIRE AGREEMENT

Page 8 of 18    

                
This  Agreement  shall  incorporate  the  typed  or  written  provisions  on  Harte  Hanks’  Order(s)  issued  pursuant  to  this  Agreement  and  shall
constitute the entire agreement between the parties with respect to the subject matter of this Agreement and the Order(s) and shall not be
changed,  modified  or  rescinded,  except  by  a  writing  signed  by  Supplier  and  Harte  Hanks.  Pre-printed  provisions  on  the  Harte  Hanks’
purchase orders (except as specified otherwise in this Agreement) and all provisions on Supplier’s forms shall be deemed deleted. Estimates
or forecasts furnished by Harte Hanks shall not constitute commitments. The provisions of this Agreement supersede all contemporaneous
oral agreements and all prior oral and written quotations, communications, agreements and understandings of the parties with respect to the
subject matter of this Agreement. The term “work” as used in this Agreement may also be referred to as “Products/Services”.

XXIII. GOVERNING LAW

This Agreement shall be governed by the laws of the State of Delaware, excluding application of its conflict of laws provisions. The parties
agree  that  the  provisions  of  the  Delaware  Uniform  Commercial  Code  apply  to  this  Agreement  and  all  transactions  under  it,  including
agreements and transactions relating to the furnishing of services, the lease or rental of equipment or material, and the license of software.
Supplier agrees to submit to the jurisdiction of any court wherein an action is commenced against Harte Hanks based on a claim for which
Supplier has agreed to indemnify Harte Hanks under this Agreement.

XXIV. IDENTIFICATION/PUBLICITY

Supplier shall not without Harte Hanks’ prior written consent: (a) disclose to any third party the contents and/or the facts of this Agreement; or
(b)  engage  in  any  advertising,  promotion  or  publicity  related  to  this  Agreement;  or  (c)  make  public  use  of  Harte  Hanks’,  trade  name,
trademark, service mark, insignia, symbol, logo, or other designation of Harte Hanks or its affiliates.

Page 9 of 18    

                
XXV. NOTICES

Any notice or demand which under the terms of this Agreement or under any statute must or may be given or made by Supplier or Harte
Hanks shall be in writing and shall be given or made by certified or registered mail addressed to the respective parties as follows:

To Harte Hanks:     
Harte Hanks

1700 District Avenue
Suite 300
Burlington, MA 01803
Attention: VP of Contracts Administration

Business Notices
_________________
Harte-Hanks Direct, Inc.
3800 Horizon Blvd.
Suite 500
Trevose, PA 19053

To Supplier:     Wipro, LLC

2 Tower Center Boulevard
Suite 220
East Brunswick, NJ 08816

Attention: Head of Legal, Americas
Email: generalcounsel.office@wipro.com

The above addresses may be changed at any time by giving prior written notice as above provided.

XXVI. RELEASES VOID

Neither party shall require (i) waivers or releases of any personal rights or (ii) execution of documents which conflict with the terms of this
Agreement, from employees, representatives or customers of the other in connection with visits to its premises and both parties agree that no
such releases, waivers or documents shall be pleaded by them or third persons in any action or proceeding.

XXVII. SAVINGS CLAUSE/NO WAIVER

Should any provision of this Agreement be held by a tribunal of competent jurisdiction to be contrary to law, the remaining provisions shall
remain in full force and effect. In the event of a holding of invalidity so fundamental as to prevent the accomplishment of the purpose of the
Agreement, the parties shall promptly commence good faith negotiations to remedy such invalidity. No whole or partial waiver of any breach
of this Agreement shall be held to be a waiver of any other or any subsequent breach. The whole or partial failure of either party to enforce at
any time the provisions of this Agreement shall in no way be construed to be a waiver of such provisions nor in any way affect the validity of
this Agreement or any part of it or the right of either party to enforce subsequently each and every provision.

XXVIII. INSPECTION

Supplier will provide safe access to the work performed under the Agreement at all times for Harte Hanks’ inspection upon ten (10) business
days’ prior written notice.

XXIX. RELATIONSHIP/ BACKGROUND SCREENING

Supplier  shall  exercise  full  control  and  direction  over  the  employees  of  Supplier  performing  the  work  covered  by  this  Agreement.  Any
changes  in  personnel  that  may  be  reasonably  requested  by  Harte  Hanks  through  its  authorized  representative  shall  be  made  as  soon  as
reasonably possible.

Page 10 of 18    

                
Neither Supplier nor its employees or agents shall be deemed to be Harte Hanks' employees or agents. It is understood that Supplier is an
independent contractor for all purposes and at all times. Supplier is solely responsible for withholding and payment of all applicable federal,
state  and  local  income  and  other  payroll  taxes  with  respect  to  its  employees  or  third  party  consultants,  contractors  or  suppliers,  including
contributions from them as required by law.

The Supplier agrees to perform the background screening as set forth in Exhibit A hereto.

XXX. DATA SECURITY/ INCIDENT REPORTING

For  purposes  of  this  Agreement  and  all  Orders,  Sensitive  Personal  Information  (“SPI  Data”)  shall  mean  any  of  the  following,  whether
contained in an electronic or physical format: (i) personal information (such as name, telephone number or address) in combination with any
health-related  data  or  biometric  data,  including  illnesses,  conditions,  treatments,  procedures,  DNA  or  other  personally  identifiable  health-
related  or  biometric  data,  (ii)  federal,  state,  local  or  foreign  government  issued  identification  numbers,  such  as  social  security  numbers,
driver’s  license  numbers  or  state  ID  numbers,  (iii)  credit  or  debit  card  numbers,  (iv)  personal  checking,  savings,  banking,  brokerage,
investment,  retirement  or  other  financial  account  numbers;  and  (v)  any  other  agreed  categories  of  information  or  data  that  are  deemed
sensitive  personal  information  and  which  may  be  subject  to  data  security,  use,  handling,  reporting  or  disposal  restrictions  by  applicable
privacy,  data  security  and/or  breach  notification  requirements.  Each  party  shall  transmit,  transfer,  and  deliver  all  data  that  contain  (a)  SPI
Data via an encrypted or similarly secure transport methodology and in an encrypted format to be mutually agreed upon by the parties; and
(b) all personal identifiable information (“PII Data”) other than SPI Data (such as solely name, telephone number, or e-mail address not in
combination with any SPI Data) in an encrypted format to be mutually agreed upon by the parties. If the electronic data is to be shared back
and forth, each party shall ensure, at its sole expense that its systems are able to receive SPI Data and PII Data from the other party in the
mutually agreed encrypted format. Supplier shall not transmit any SPI Data and/or PII Data that is not strictly required for the performance of
the Services, nor shall a party transmit any SPI Data or PII Data in physical, hard-copy format using a carrier that does not provide tracking
capabilities  and  the  transmitting  party  shall  bear  sole  responsibility  for  any  liability  arising  from  the  unnecessary  SPI  Data  and/or  PII  Data
provided to the other. For example, if Harte Hanks is performing only name and address processing, social security information shall not be
transferred  to  Harte  Hanks.  If  a  party  is  provided  access  to  the  other  party’s  electronic  systems,  such  party  will  secure  access  to  any
passwords provided by the other party to ensure that only authorized users of such party have access to the other party’s electronic systems.
Each party will follow the other party’s written policies and rules with regard to its electronic systems for which it is made aware. Each party
shall promptly notify the other party of any changes in the status of its authorized users (e.g. termination of employment or change of access
level). All authorized users must be named users (e.g. no generic passwords or shared accounts). Supplier will ensure that only those of its
personnel who are authorized to access Harte Hanks systems will do so and only in a manner that is consistent with Supplier’s permitted use
of  such  Harte  Hanks  systems  in  connection  with  the  Services.  Supplier  will  notify  Harte  Hanks  promptly  upon  becoming  aware  of  any
unauthorized access, disclosure or use of such passwords or of Harte Hanks systems. The parties shall work together in order to mitigate, to
the extent practicable, and remediate any harmful effect resulting from such unauthorized access, disclosure or use of such passwords or
systems.

Supplier shall further comply with the incident reporting requirements set forth in Exhibit B attached hereto.

XXXI.    SEVERABILITY

If any of the provisions of this Agreement shall be invalid or unenforceable, such invalidity or unenforceability shall not invalidate or render
unenforceable  this  entire  Agreement,  but  rather  this  entire  Agreement  shall  be  construed  as  if  not  containing  the  particular  invalid  or
unenforceable provision or provisions, and the rights and obligations of the parties shall be construed and enforced accordingly.

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IN WITNESS WHEREOF, the parties hereto have executed this Agreement, which is effective as of the day and year first above written.

ACCEPTED AND AGREED BY THE PARTIES AUTHORIZED REPRESENTATIVES:

FOR: Wipro, LLC

FOR: Harte-Hanks Direct, Inc.

By

/s/ Ashish Chawla

By

/s/ Robert Lord

Title

Ashish Chawla, CFO

Date

7/25/2016

Title

Outsource Engagement Executive

Date

July 22, 2016

Page 12 of 18    

 
 
 
 
                
Work Order Number _________

Contract Number _____________

This Work Order Number ________ (“Order”) dated the _______ day of _______, 20__ (“Effective Date”) is made by and between ________
(“Supplier”  and  Harte-Hanks  ____________.  (“Harte  Hanks”)  and  is  issued  pursuant  to  and  incorporates  by  reference  the  terms  and
conditions of the Supplier Supply and Services Agreement dated ________, 20__ (“Agreement”) between Supplier and Harte Hanks.

Products/Services and Pricing

NOTE IF SERVICE LEVELS ARE REQUIRED AND NEED TO BE DEVELOPED FOR THIS RELATIONSHIP

The  term  of  this  Order  shall  commence  upon  the  Effective  Date  of  the  Order  and  continue  thereafter  for  a  period  of  ___  (___)  year.
Thereafter, this Order shall renew automatically for additional one-year periods unless either party terminates this Order upon written notice
to the other party thirty (30) days prior to the end of the initial term or any one-year renewal term.

This  Order  incorporates  and  is  subject  to  all  of  the  terms  and  provisions  of  the  Agreement,  and  is  valid  only  if  signed  by  authorized
representatives of both parties. Each party represents that the individual signing on its behalf has read this Order, understands it, and has full
authority to bind such party.

By:

Name:

Title:

Date:

By:

Name:

Title:

Date:

Page 13 of 18    

 
 
 
 
 
 
 
 
 
 
 
 
                
Exhibit A
STANDARD TERMS AND CONDITIONS FOR
UNITED STATES BACKGROUND SCREENING
.
Supplier shall conduct, at its own expense, a background screening (“Background Screening”) for all personnel provided by the Supplier,
whether  employed  by  the  Supplier  or  any  subcontractor  of  the  Supplier  (collectively,  “Workers”),  who  perform  services  for  Harte  Hanks
and/or  its  Affiliates  (“Harte  Hanks”)  on  Harte  Hanks  premises  or  to  whom  access  to  the  following  will  be  made  available,  whether  on
premises of Harte Hanks, Supplier’s or Supplier’s subcontractors:

Harte Hanks confidential information;
personal health information;
personal financial information;
identity related information including, but not limited to, Harte Hanks or employee names accompanied by Social Security number;
other non-public personal information, disclosure of which is regulated by federal or state laws, rules or regulations or by a self-regulating
organization
Information, systems, and/or application identified under Harte Hanks compliance program
Ability to administer or control access privileges to systems and/or applications that directly or indirectly are used in connection with providing
services to Harte Hanks

The  Supplier  represents  and  covenants  to  Harte  Hanks  that  each  Worker,  prior  to  performing  services  hereunder  and  after  securing
appropriate  written  authorization  from  such  Worker,  will  have  satisfactorily  passed  a  Background  Screening  set  forth  below  by  a  security
agency reasonably acceptable to Harte Hanks (by way of example and not limitation, (i) Sterling, (ii) Kroll, or (iii) Choicepoint).

If the Supplier has conducted and the Worker has passed a background screening equivalent to the Background Screening required herein,
and  the  Worker  has  not  had  a  break  in  service  since  the  background  screening  was  performed,  no  additional  background  screening  is
required.

The Background Screening must include a review of the following in the sequence shown and covering the past 7 years or the longest period
for which records exist in such state/county (the “Look-Back Period”), to achieve acceptable results:

Personal Data Verification, including a complete social security number trace for which historical addresses of residence, employment and
education covering the Look-Back Period can be confirmed

Federal  and  State/County  Criminal  Records  Check  (Current  and  former  state/county  of  residence,  employment  and  education  during  the
Look-Back Period as shown in address verification)

OFAC List Verification

Office of Thrift Supervision (OTS) check

Securities,  Financial  Services  Industry,  and  other  Federal  and  State  Regulatory  Actions  –  applicable  only  to  Services  performed  for  Harte
Hanks business operations regulated by securities, banking or insurance authorities

Such other reasonable screening of a Worker that a Harte Hanks client may require, by way of contractual obligation or reasonable request

Any  Worker  who  has  failed  to  disclose  any  prior  criminal  convictions  and/or  found  to  have  provided  any  false  or  inaccurate  information
pertaining  to  their  application  for  employment  with  the  Supplier  when  compared  with  the  background  screening  results  as  set  forth  in  this
exhibit, shall not perform and/or be immediately removed from providing, any services either directly or indirectly for Harte Hanks.

If the Supplier becomes aware of a Worker’s arrest during or within 5 years after performing services for Harte Hanks, then the Supplier will
promptly notify Harte Hanks and a mutually acceptable decision will be promptly made regarding that individual’s continuing service on Harte
Hanks matters.

The Supplier will ensure that all sub-contractors it utilizes to perform services for Harte Hanks performs background screenings consistent
with these terms and conditions for any personnel they provide.

If  a  Worker(s),  regardless  of  citizenship  or  nationality,  including  U.S.  citizenship,  has  resided  outside  of  the  U.S.  for  a  period  of  1  year  or
greater over the past 10 years, then, at the Supplier’s sole cost, an International background screening of such Worker(s) will be required,
separately or in addition to any applicable U.S. background screening. In performing International Background Screening, the Supplier must
use a Harte Hanks approved Supplier and

Page 14 of 18    

                
include  all  required  databases  and  other  information  as  deemed  necessary  by  Harte  Hanks  and  as  otherwise  mutually  agreed  by  Harte
Hanks and the Supplier.

Page 15 of 18    

                
Exhibit B
Security & Privacy Requirements

1. Supplier  shall  develop,  implement  and  maintain  a  comprehensive  written  security  program  that  includes  administrative,  technical  and
physical safeguards that are appropriate to the nature and scope of its activities performed for Harte Hanks and the sensitivity of Harte
Hanks’s “Confidential Information” as defined in the Agreement. Such safeguards shall be reasonably designed to:

a. Ensure the security and confidentiality of the Confidential Information;

b. Protect against any anticipated threats or hazards to the security or integrity of such information; and

c. Protect against unauthorized access to or use of such information that could result in substantial harm or inconvenience to Harte

Hanks or any of its subsidiaries, business partners, or employees of Harte Hanks.

2. As part of its security program, Supplier shall:

a. Assign overall responsibility and accountability for the security of the Supplier organization to a top-level executive.

b. Designate one or more employees to coordinate its security program across the Supplier organization.

c. Develop, document and maintain a comprehensive written security policy based on industry-accepted standards and practices,

and communicate it to all Supplier personnel.

d. Develop, document and maintain:

i. Awareness,  education  and/or  training  to  ensure  that  employees  know  and  understand  their  individual  security
responsibilities  and  how  to  accomplish  them,  as  well  as  any  consequences  for  employee  violations  of  their
responsibilities;

ii. Procedures  to  identify  and  interpret  the  security  implications  of  relevant  laws  and  regulations  and  make  appropriate

modifications to the security program;

iii. Procedures and controls to authenticate and limit access to Confidential Information, whether in electronic or physical
form, to authorized individuals and to immediately discontinue access by terminated or otherwise former employees;

iv. Procedures and controls to restrict access at physical locations containing Confidential Information such as buildings,

computer facilities and records storage facilities;

v. Procedures  and  controls  for  the  secure  handling,  transfer,  destruction  and  disposal  of  Confidential  Information,

whether in electronic or physical form;

vi. Procedures and controls for the secure installation, configuration, operation and maintenance of information systems
(e.g.,  workstations,  servers,  networks  and  applications),  including  procedures  for  change  management,  patch
management  and  vulnerability  management,  such  as  up-to-date  system  security  software,  security  patches,  virus
definitions and firewalls;

vii. Procedures and controls to protect against destruction, loss or damage of Confidential Information due to human error,

potential environmental hazards such as fire and water damage, or technological failures; and

viii.Procedures  and  controls  for  detecting,  preventing  and  responding  to  attacks,  intrusions  or  other  systems  failures,
including actions to be taken in the event of suspected or detected unauthorized access to Confidential Information.

e.

Identify  reasonably  foreseeable  internal  and  external  risks  to  the  confidentiality,  integrity  and  availability  of  Confidential
Information  that  could  result  in  the  unauthorized  disclosure,  misuse,  alteration,  destruction  or  other  compromise  of  such
information, and design and implement safeguards to control these risks including, but not limited to:

Page 16 of 18    

                
i. Restricting access to Confidential Information to those Supplier personnel who have a business need to access it in

order to provide services under the Agreement;

ii.

Implementing secure user authentication protocols and secure access control measures;

iii. Encrypting,  using  industry-accepted  algorithms  and  key  lengths,  all  Personal  Information  that  is  stored  on  computer
systems or media not permanently housed in a secured data center (including desktop and laptop computers, portable
storage devices and removable media); and

iv. Encrypting,  using  industry-accepted  algorithms  and  key  lengths,  all  Personal  Information  transmitted  over  public

networks (including, but not limited to, the Internet), wireless networks or cellular networks.

f. Oversee its service providers, by:

i.

Taking reasonable steps to select and retain service providers that are capable of maintaining appropriate safeguards
for Confidential Information;

ii. Requiring its service providers by contract to implement and maintain such safeguards; and

iii. Where indicated by a risk assessment, monitor its service providers to confirm that they have satisfied their obligations

to protect Confidential Information.

g. Monitor, through the collection of metrics and/or the performance of security audits and/or reviews, the overall state of security

within its organization, and report that information periodically to executive management.

h. Notwithstanding any “force majeure” provisions of the Agreement, implement, maintain and test, at least annually, documented
plans for responding to a disaster, emergency situation or other unforeseen circumstances, including processes and procedures
for resuming business operations and the provision of services under the terms of the Agreement.

i. Evaluate, adjust and upgrade its security program in light of the results of the monitoring required by paragraph (g) above, any
material changes to its operations or business arrangements, or any other circumstances that it knows or has reason to know
may have a material impact on its security program.

3. Supplier  shall  perform,  for  personnel  with  access  to  Harte  Hanks  confidential  information  or  providing  services  under  the  Agreement,

identity verification, reference checks and criminal background checks in accordance with the requirements of this Agreement.

4. Supplier will promptly, but in no event more than 1 business day of becoming aware, report to Harte Hanks in writing, and any other party
as required by law, but only after consulting with Harte Hanks, any unauthorized disclosure of Personal Information (collectively including
SPI as defined in the Agreement), or any breach or suspected breach of security of any Supplier facility or system where such Personal
Information  is  maintained  if  such  Personal  Information  was  or  is  reasonably  believed  to  have  been  acquired  by,  or  exposed  to,  an
unauthorized person. Supplier shall, at no additional cost to Harte Hanks, reasonably cooperate with Harte Hanks to comply with laws
and  regulations  relating  to  unauthorized  use  or  disclosure  of  Personal  Information  and  mitigate  the  losses  that  may  be  suffered  as  a
result thereof, including, but not limited to making appropriate notifications to affected individuals, or providing, as approved and directed
by  Harte  Hanks,  ongoing  credit  or  other  monitoring  to  affected  individuals  that  may  be  reasonably  required  by  Harte  Hanks,  and
consistent with industry best practices as a result of a security breach. If such security breach is due to the fault or negligence of Supplier
and not as a result of the acts or omissions, fault or negligence of Harte Hanks, all such efforts of Supplier will be at no additional cost to
Harte Hanks. In the event of a security incident involving the services provided under the Agreement, Supplier shall, at Harte Hanks’s
request, make complete, correct and unredacted copies of all available system and network event log files from the time surrounding the
incident  to  non-rewritable  media  and  shall  store  such  media  in  a  secure  location  until  Harte  Hanks  approves  its  disposal.  At  Harte
Hanks’s further request, Supplier shall provide Harte Hanks with the data contained in these saved log files; this data may be redacted
by Supplier to remove information that does not pertain to Harte Hanks and/or the services provided under the Agreement, provided that
such redaction does not compromise the stored copies of the log

Page 17 of 18    

                
files. The information provided by Supplier shall be subject to the confidentiality/non-disclosure terms of the Agreement.

5. For any Confidential Information subject to this Agreement that Supplier does not or cannot return, Supplier shall permanently destroy by
shredding or otherwise destroying all paper or other hard copy media on which it is recorded, and/or wiping it from any hard drive, tape,
diskette, compact disk or other electronic medium on which it has been stored using utilities or processes which render the information
unrecoverable, and/or by otherwise destroying the medium on which the Personal Information is stored so that the Personal Information
is not recoverable.

6. Supplier shall permit Harte Hanks to perform (or contract to have performed), at Harte Hanks's request and expense, one (1) security
assessment per year. Such assessment will examine the environment(s) used to provide services under the Agreement and may include,
but  is  not  limited  to,  the  review  of  policies,  processes  and  procedures,  interviews  with  key  information  security  personnel,  on-site
assessment of physical security arrangements, vulnerability scanning of applications, systems, and networks, and penetration testing on
any systems that are dedicated exclusively to processing Harte Hanks data. The assessment will be conducted at a time mutually agreed
to  by  Supplier  and  Harte  Hanks,  and  will  be  restricted  in  scope  to  cover  only  those  portions  of  Supplier’s  environment  involved  in
providing services under the Agreement. Harte Hanks shall provide a copy of the results of the assessment to Supplier within ten (10)
business days of receipt. Supplier shall cooperate with Harte Hanks to determine a plan for correction of any deficiencies and Supplier
shall proceed promptly to correct any deficiencies. In the event material deficiencies are found, Harte Hanks may perform a subsequent
security assessment to confirm compliance with the security requirements herein.

7. Supplier is aware that various laws and regulations require Harte Hanks to monitor, on a regular basis, the information security and risk
management arrangements of its third-party Suppliers. Upon Harte Hanks's request and at no additional charge to Harte Hanks, Supplier
shall provide Harte Hanks with information about the status of its information security and risk management arrangements as they relate
to the services provided under the Agreement. Such information will be requested no more than once per year (unless deficiencies are
reported or disclosed as a result of the security assessment provided for above), and will be collected through the use of one or more
detailed  questionnaires  to  be  completed  by  Supplier  or  by  other  mutually  agreed  upon  means.  Supplier  shall  also  make  available  to
Harte Hanks, upon request, a copy of Supplier’s comprehensive written security program as described in paragraphs 1 and 2 above.

The information provided by Supplier will be for Harte Hanks's internal use only and subject to the confidentiality/non-disclosure terms of the
Agreement,  provided  however  that  Harte  Hanks  may  disclose  such  information  to  regulators  having  jurisdiction  over  its  operations,  upon
such  regulators’  request.  Supplier  shall  cooperate  with  Harte  Hanks  and  any  of  Harte  Hanks’s  regulators  in  connection  with  regulators’
requirements.

Page 18 of 18    

                
Attachment 1 - Wipro Rate Card

This  Attachment  1  is  made  pursuant  to  the  Supplier  Supply  and  Services  Agreement  dated  the  22nd  day  of  July,  2016  (“Agreement”)  is
incorporated therein as an integral part of the Agreement.

The table below is intended to illustrate generally available Wipro resources by Job Title, Skill Requirements, General Responsibilities, Rate
Range and Unit of Measure.

Each  Order  to  the  Agreement  will  set  forth  a  description  of  the  services  engagement,  the  various  Job  Title(s)  of  the  necessary  resources
assigned to perform the required services and the agreed upon rate for each such resource assigned. It is understood that when establishing
fees  for  each  Order  the  pricing  set  forth  in  the  table  below  shall  be  leveraged.  Notwithstanding  the  foregoing,  the  parties  may  agree  on
different  or  alternate  pricing  on  a  per  Order  basis,  to  take  into  account  the  complexities  of  the  engagement,  which  may  include  without
limitation: reduced time schedules, number of resources and/or specific mix of resources required, and/or whether the engagement is based
on a fixed fee or volume commitments. The rates set forth in each Order (which may include blended rates) shall control over any conflict
with the rates set forth in this Attachment 1, but only with respect to that Order.

Job Title

Skill Requirements

General Responsibilities

Rate Range Unit of Measure Per

Account Director N/A

N/A

Account
Manager

Account
Supervisor

Account Delivery Head (onsite) Onsite Account Delivery Management and

governance

Program Manager (onsite)

Onsite Program Management and Delivery

Application
Developer

Web or client application
developer (onsite and offshore)

Development of design (for major enhancements
only) and unit test plan. Develop the objects as
per the specifications. Unit testing of the
developed components. Provide necessary
documentations for the release. Support the
testing phase as required

Application Lead Web or client application lead

(onsite)

Develops to specifications and maintains
application code in accordance with the

(Hour/Daily/
Monthly)

N/A

Hourly

Hourly

Hourly

Hourly

N/A

$90 - $100

Onsite

$80- $90

Onsite

$65 - $68

Onsite

$20 -$25

Offshore

$70 - $75

Onsite

current SDLC methodologies and practices.
Prepares required documentation for the portion
of work assigned, with review. Consults with
Quality Assurance and business analysts in the
development and

execution of test plans. Leads the respective
application towers and co-ordinates with the team
for

completing the deliverables. Reporting to Harte
Hanks for corresponding application towers.

Application
Program
Manager

Program Manager (onsite)

Responsible for managing the Application
Portfolios. Participate in the Governance
meetings

$80 - $90

Onsite

Hourly

        
Job Title

Skill Requirements

General Responsibilities

Rate Range Unit of Measure Per

(Hour/Daily/
Monthly)

Hourly

Hourly

$70 - $75

Onsite

$21 - $25

Offshore

$70 - $75

Onsite

$19 - $23

Offshore

$180 - $140

Hourly

Onsite

Application
Support Engineer

Support Engineer (onsite and
offshore)

Monitor and assume service request from
ticketing tool. Analyze service requests. Perform
Bug fixes. Develop and unit test minor
enhancements. Perform RCA for critical issues.
Problem management for recurring jobs

Application
Tester

Quality Engineer (onsite and
offshore)

Development of the test plan. Functional,
regression and SIT test case creation and
updating. Execution of the test and reporting

Architech

Enterprise Architect / Process
Consultant (onsite)

Overall responsibility for the rollout success.
Responsible for rollout planning and progress
reporting. Liaison with HH Managers & SMEs for
rollout planning. Keep status check on different
rollout tracks. Ensure rollout deliverables are
signed off by HH/WIPRO after each phase.
Assisting project team with functional knowledge
at every stage of the project. Assist for
investigating cross module issues as required.
Complete functional assessment. Responsible for
analysis of change/enhancement requirements,
design / functional specifications and estimation.
Participate in the weekly and monthly review
meetings and status reporting in their business
areas

Campaign Lead A senior campaign management

Campaign Lead

$25 - $3

Hourly

lead with over 5 years of
experience in overseeing

delivery and managing a large
team with diverse skillsets.
Responsible for meeting team
targets/KRAs/metrics.
Responsible for following the
tools and methods of the
process. Process management,
Consulting, client
communication, escalation
management skills. Exposure to
auditing of accounts, quality
initiatives, risk and control
initiatives, as per organization
requirements

Offshore

Client Service
Manager

N/A

N/A

Data Architect

Data Architect (Onsite and
offshore)

Develop production process, testing. Design
logical and physical data schema.

N/A

Hourly

N/A

$40 - $45

Offshore

$105-$140

Onsite

        
Job Title

Skill Requirements

General Responsibilities

Rate Range Unit of Measure Per

Helpdesk Agent Helpdesk Agent

Helpdesk Agent

(Hour/Daily/
Monthly)

Hourly

$18 - $21

Offshore

Enterprise
Architect

Enterprise Architect

Develop and mature EA Capability. Solution
Architecture & Presales support.
Develop/maintain current business architecture.
Identify the common feature list and create a
library of reusable components. Understands the
systems, tools and processes

$180 - $140

Hourly

Onsite

Executive
Sponsor

N/A

Overall ownership of project. Communicates and
endorses project to key business owners

$ - $

Lead

Technical Lead

Will work on break-fixes and enhancements as
assigned. Complete the code
change/development as per the agreed schedule.
Fix the breaks as per the SLAs. Timely update of
the call tracking system. Submit the developed
code to the functional consultant for testing.
Support user acceptance testing as required.
Participate in the weekly and monthly review
meetings and status reporting in their business
areas. Adhere to the agreed service management
processes

$70 - $75

Onsite

$21 - $25

Offshore

N/A

Hourly

Senior Campaign
Manager

Graduate with overall 8 years of
experience in managing medium
and large campaign
management engagements.

$29 - $25

Offshore

Hourly

Accountable for managing service delivery.
Provides a focus for SLA management and
customer satisfaction. Ensure the information
systems and the review structure for SLAs are in
place and effectively used. Support the change
control process by assessing the impact on
service delivery of a proposed change. Drives
and motivates Team Leads and Supervisors to
work towards convergence of SLAs, processes
and reporting

Software
Engineer

Support
Specialist

Software Engineer (offshore)

Develop initial and production process for
automated data flow, upstream and downstream
from signal hub

$23 - $25

Offshore

Support Engineer (offshore)

Support and operations

$21 - $23

Offshore

Hourly

Hourly

        
Job Title

Skill Requirements

General Responsibilities

Rate Range Unit of Measure Per

Project Manager Project Manager (onsite and
offshore)

Plan and assign tasks to the team, manage
schedule and efforts. Ensure that deliverables are
reviewed and tested. Manage the overall support
plan. Responsible for Demand intake, planning
and forecasting for the Wipro team Assist in
strategic planning with stakeholders to ensure
alignment of desired success criteria and project
delivery. Establish weekly project management
meeting. Cross function team coordination.
Resolution of resourcing issues.

$75 - $90

Onsite

$30 - $35

Offshore

(Hour/Daily/
Monthly)

Hourly

HTML Developer HTML developer

Development of HTML and CSS

IT Delivery
Manager

IT Delivery Manager

Ensures timely setup of Signal Hub environment
for project teams to execute activities outlined in
the approach

Solution Architect Aseasoned digital campaign

Solution Architect

management architect with over
4 years of experience in defining
campaign solutions and
strategies. In-depth knowledge
of digital campaign. Proven
expertise in building campaign
using Exact target, Eloqua,
UNICA, Marketo. Good project
and client management skills
exceptional communication
skills. Ability to lead a team of
analysts and campaign
management consultants.
Interaction with vendors,
customers, 3rd parties &
handling queries. Good
Communication skills and handle
queries and exceptions

Hourly

Hourly

Hourly

$18 - $25

Offshore

$35 - $38

$35 - $45

Offshore

$120 - $150

Onsite

        
Job Title

Skill Requirements

General Responsibilities

Rate Range Unit of Measure Per

(Hour/Daily/
Monthly)

Hourly

$21 - $23

Offshore

Perform first level issue triage and transfer it to
other levels as necessary. Receive calls &
emails of Business & IT users and provide the
first level of response/ acknowledgement.
Resolves all support issues that are raised by
Users. Maintenance activities- schedule server
restart, log backups etc. Daily health checks-
disc space monitoring, log monitoring, and
publishing queues Resolution of the issues
related to workflows, data integrity, etc. Defining
new access rules, roles, groups, etc. System
monitoring and preventive maintenance tasks
Create and maintain SOPs License
Management

Jr. Campaign Developer

$18 - $22

Offshore

Hourly

Sr. Campaign Developer

$18 - $25

Hourly

Support Specialist

Support Engineer

Junior
Campaign/Technical
Developer

Senior
Campaign/Technical
Developer

Graduate with 2-3 years of
experience in digital campaign
management and marketing
automation. Working
knowledge of campaign
configuration using tools like
Marketo, Eloqua, Exact target.
Should have technical skills like
HTML, CSS and .NET.
Knowledge of MS Office
package. Good Communication
skills and handle queries and
exceptions. Should be able to
play the role of SME and/ or
individual contributor

Graduate with 3-4 years of
experience in digital campaign
management. Working
knowledge of digital campaign
management tool like Marketo,
Eloqua Exactarget, UNICA.
Should have technical skills like
HTML, CSS and .NET. Good
project and client management
skills. Knowledge of MS Office
package. Digital campaign
management knowledge is
mandatory. Ability to lead the
teams. Analytical, presentation
skills

        
Subsidiaries of Harte Hanks, Inc. 
As of December 31, 2019

Name of Entity

Jurisdiction of

  Organization % Owned

Harte-Hanks Belgium N.V.    Belgium    100%(1) 
Harte-Hanks Data Services LLC    Maryland    100%
Harte-Hanks Direct, Inc.    New York    100%(2) 
Harte-Hanks Direct Marketing/Baltimore, Inc.    Maryland    100%
Harte-Hanks Direct Marketing/Cincinnati, Inc.    Ohio    100%
Harte-Hanks Direct Marketing/Dallas, Inc.    Delaware    100%
Harte-Hanks Direct Marketing/Fullerton, Inc.    California    100%
Harte-Hanks Direct Marketing/Jacksonville, LLC    Delaware    100%(4) 
Harte-Hanks Direct Marketing/Kansas City, LLC    Delaware    100%(3) 
Harte-Hanks do Brazil Consultoria e Servicos Ltda.    Brazil    100%
Harte Hanks Europe B.V.    Netherlands    100%
Harte-Hanks Florida, Inc.    Delaware    100%
Harte-Hanks GmbH    Germany    100%(6) 
Harte Hanks Logistics, LLC    Florida    100%(4) 
Harte-Hanks Market Intelligence Espana LLC    Colorado    100%
Harte-Hanks Philippines, Inc.    Philippines    100%
Harte-Hanks Print, Inc.    New Jersey    100%
Harte-Hanks Response Management/Austin, Inc.    Delaware    100%
Harte-Hanks Response Management/Boston, Inc.    Massachusetts    100%
Harte-Hanks Shoppers, Inc.    California    100%
Harte-Hanks SRL    Romania    100%(5) 
Harte-Hanks Strategic Marketing, Inc.    Delaware    100%
Harte-Hanks STS, Inc.    Delaware    100%
Harte Hanks Tranquility Limited    England & Wales    100%
Harte Hanks UK Limited    United Kingdom    100%(7) 
HHMIX SAS    France    100%(6) 
NSO, Inc.    Ohio    100%
Sales Support Services, Inc.    New Jersey    100%
Southern Comprint Co.    California    100%

(1)

99.84% Owned by Harte Hanks, Inc. 0.16% Owned by Harte-Hanks Direct, Inc.

(2) Owned by Harte-Hanks Print, Inc.
(3) Owned by Sales Support Services, Inc.
(4) Owned by Harte-Hanks Florida, Inc.

(5) Owned by Harte Hanks UK Limited
(6) Owned by Harte Hanks Europe B.V.

(7)

75% Owned by Harte Hanks, Inc.
25% Owned by Harte Hanks Tranquility Limited

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We consent to the incorporation by reference in Registration Statement Nos. 033-54303, 333-03045, 333-30995, 333-63105, 333-41370, 333-

90022, 333-127993, 333-159151, 333-189162, 333-189781, 333-227325 and 333-227326 on Form S-8 of our report dated March 18, 2019,

relating to the consolidated financial statements as of, and for the year ended, December 31, 2018 of Harte Hanks, Inc. and subsidiaries

(which report expresses an unqualified opinion and includes an explanatory paragraph relating to Harte Hanks, Inc.’s adoption of a new

accounting standard), appearing in this Annual Report on Form 10-K of Harte Hanks Inc. for the year ended December 31, 2019.

/s/ DELOITTE & TOUCHE LLP

San Antonio, Texas
March 19, 2020

Exhibit 31.1

CERTIFICATION PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

I, Andrew Benett, Executive Chairman and Chief Executive Officer of Harte Hanks, Inc. (the “Company”), certify that:

1.

2.

3.

4.

I have reviewed this annual report on Form 10-K of the Company;

Based  on  my  knowledge,  this  report  does  not  contain  any  untrue  statement  of  a  material  fact  or  omit  to  state  a  material  fact
necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with
respect to the period covered by this report;

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material
respects  the  financial  condition,  results  of  operations  and  cash  flows  of  the  registrant  as  of,  and  for,  the  periods  presented  in  this
report;

The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as
defined  in  Exchange  Act  Rules  13a-15(e)  and  15d-15(e))  and  internal  control  over  financial  reporting  (as  defined  in  Exchange  Act
Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a)

b)

c)

d)

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under
our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made
known to us by others within those entities, particularly during the period in which this report is being prepared;

Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed
under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of
financial statements for external purposes in accordance with generally accepted accounting principles;

Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions
about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on
such evaluation; and

Disclosed  in  this  report  any  change  in  the  registrant’s  internal  control  over  financial  reporting  that  occurred  during  the
registrant’s  most  recent  fiscal  quarter  (the  registrant’s  fourth  quarter  in  the  case  of  an  annual  report)  that  has  materially
affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

5.

The  registrant’s  other  certifying  officer  and  I  have  disclosed,  based  on  our  most  recent  evaluation  of  internal  control  over  financial
reporting,  to  the  registrant’s  auditors  and  the  audit  committee  of  the  registrant’s  board  of  directors  (or  persons  performing  the
equivalent function):

a)

b)

All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which
are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information;
and

Any  fraud,  whether  or  not  material,  that  involves  management  or  other  employees  who  have  a  significant  role  in  the
registrant’s internal controls over financial reporting.

March 19, 2020

Date

/s/ Andrew Benett

Andrew Benett
Executive Chairman and Chief Executive Officer

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 31.2

CERTIFICATION PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

I, Laurilee Kearnes, Vice President and Chief Financial Officer of Harte Hanks, Inc. (the “Company”), hereby certify that:

1.

2.

3.

4.

I have reviewed this annual report on Form 10-K of the Company;

Based  on  my  knowledge,  this  report  does  not  contain  any  untrue  statement  of  a  material  fact  or  omit  to  state  a  material  fact
necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with
respect to the period covered by this report;

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material
respects  the  financial  condition,  results  of  operations  and  cash  flows  of  the  registrant  as  of,  and  for,  the  periods  presented  in  this
report;

The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as
defined  in  Exchange  Act  Rules  13a-15(e)  and  15d-15(e))  and  internal  control  over  financial  reporting  (as  defined  in  Exchange  Act
Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a)

b)

c)

d)

Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under
our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made
known to us by others within those entities, particularly during the period in which this report is being prepared;

Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed
under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of
financial statements for external purposes in accordance with generally accepted accounting principles;

Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions
about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on
such evaluation; and

Disclosed  in  this  report  any  change  in  the  registrant’s  internal  control  over  financial  reporting  that  occurred  during  the
registrant’s  most  recent  fiscal  quarter  (the  registrant’s  fourth  quarter  in  the  case  of  an  annual  report)  that  has  materially
affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

5.

The  registrant’s  other  certifying  officer  and  I  have  disclosed,  based  on  our  most  recent  evaluation  of  internal  control  over  financial
reporting,  to  the  registrant’s  auditors  and  the  audit  committee  of  the  registrant’s  board  of  directors  (or  persons  performing  the
equivalent function):

a)

b)

All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which
are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information;
and

Any  fraud,  whether  or  not  material,  that  involves  management  or  other  employees  who  have  a  significant  role  in  the
registrant’s internal controls over financial reporting.

March 19, 2020

Date

/s/ Laurilee Kearnes

Laurilee Kearnes

Vice President and Chief Financial Officer

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED
PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.1

I,  Andrew  Benett,  Executive  Chairman  and  Chief  Executive  Officer  of  Harte  Hanks,  Inc.  (the  “Company”),  hereby  certify  that  the
accompanying report on Form 10-K for the year ended December 31, 2019 and filed with the Securities and Exchange Commission on the
date hereof pursuant to Section 13(a) or Section 15(d) of the Securities Exchange Act of 1934 (the “Report”) by the Company fully complies
with the requirements of those sections.

I further certify that, based on my knowledge, the information contained in the Report fairly presents, in all material respects, the financial
condition and results of operations of the Company.

March 19, 2020

Date

/s/ Andrew Benett

Andrew Benett
Executive Chairman and Chief Executive Officer

Note:    This  certification  accompanies  the  Report  pursuant  to  Section  906  of  the  Sarbanes-Oxley  Act  of  2002  and  shall  not,  except  to  the
extent required by the Sarbanes-Oxley Act of 2002, be deemed filed by the Company for purposes of Section 18 of the Securities Exchange
Act of 1934, as amended.

 
 
 
 
CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED
PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.2

I, Laurilee Kearnes, Vice President and Chief Financial Officer of Harte Hanks, Inc. (the “Company”), hereby certify that the accompanying
report  on  Form  10-K  for  the  year  ended  December  31,  2019  and  filed  with  the  Securities  and  Exchange  Commission  on  the  date  hereof
pursuant  to  Section  13(a)  or  Section  15(d)  of  the  Securities  Exchange  Act  of  1934  (the  “Report”)  by  the  Company  fully  complies  with  the
requirements of those sections.

I further certify that, based on my knowledge, the information contained in the Report fairly presents, in all material respects, the financial
condition and results of operations of the Company.

March 19, 2020

Date

/s/ Laurilee Kearnes

Laurilee Kearnes
Vice President and Chief Financial Officer

Note:    This  certification  accompanies  the  Report  pursuant  to  Section  906  of  the  Sarbanes-Oxley  Act  of  2002  and  shall  not,  except  to  the
extent required by the Sarbanes-Oxley Act of 2002, be deemed filed by the Company for purposes of Section 18 of the Securities Exchange
Act of 1934, as amended.