Heartland Financial USA, a prominent multi-bank holding company, has been providing a range of banking services to individuals and businesses all over the United States. The firm accepts various deposit products such as demand deposit accounts, savings, money market, and certificates of deposit, among others. Heartland Financial USA also offers several loans, including commercial and industrial loans, small business loans, and consumer loans, including motor vehicle and home improvement loans. The company provides online, mobile, and telephone banking, among other services, and has fraud prevention services such as check and electronic positive pay. Additionally, it offers investment services such as mutual funds, retirement products, and brokerage services. The company has its roots dating back to 1981 and is headquartered in Denver, Colorado. Heartland Financial USA operates in states such as Texas, California, Iowa, Illinois, and Wisconsin, among others, and is also involved in community development, consumer finance, insurance agency, and property management businesses.