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HMS Holdings Corp.

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FY2018 Annual Report · HMS Holdings Corp.
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A N N U A L   
R E P O R T   2 0 1 8

Moving healthcare 

forward.

©HMS 2019

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William C. Lucia
Chairman & Chief 
Executive Officer

Dear Shareholder:

         Our Company executed well in 2018 and our positive operating and  
     financial performance led to strong shareholder returns.  Our results  
   included record revenues, improved profitability and a strengthened 
 balance sheet, which provides a solid foundation for continued 
success in the year ahead.

More specifically, total revenue for the year was just under $600 
million after topping $500 million for the first time in 2017.  Revenue 
from commercial customers grew double digits, while payment 
integrity and total population management revenues were both 
up in excess of 20%.  Earnings per share for the full year increased 
36% and adjusted EPS, excluding discrete tax benefits in both years, 

jumped 46% year-over-year.  Net income and adjusted EBITDA were 37% 

and 30% higher, respectively, as we benefited from strong contribution margin on 

incremental revenue growth and the early-stage operational efficiencies generated from 
our technology investments.  Operating cash flow in 2018 was nearly $100 million, and 
we ended the year with very low net debt and a liquidity profile that positions HMS well to 
continue investing for future business growth.

We also accomplished several important strategic goals in 2018. We leveraged our 
investments in advanced technologies to streamline operating processes and boost profit 
margins.  We ramped up our cross-selling activities with the Eliza consumer engagement 
platform in our first full year of ownership.  And we expanded our product suite with the 
launch of an innovative, internally developed clinical analytics and risk stratification tool – 
Elli.  It uses historical claims data to produce actionable, predictive analytics to help identify 
at-risk and potentially high-cost members as early as the point of enrollment.

We continue to believe the macro backdrop for the services we offer is favorable, and 
we see significant opportunity for market expansion of the payment accuracy and total 
population management services we currently offer.  We expect that our robust and 
market-leading data, advanced analytics capabilities, expansive customer base and 
engaged workforce will serve as a strong foundation to help reduce the cost of health 
care and improve patient health and overall consumer experience of care, while driving 
growth for HMS for many years to come.

In fact, we expect the need for the types of services HMS provides will only increase 
over the next decade.  Consistent with what has been a multi-year trend of escalating 
healthcare spending, CMS recently estimated healthcare costs will grow at a 5.5% annual 
pace over the next several years – reaching 19.4% of GDP by 2027.  These rising costs 
continue to drive demand for payment accuracy and actionable analytics and technology 
solutions to improve patient engagement.   

As consumers have taken on increased financial responsibility in recent years, new care 
delivery models focused on treating the whole person – including addressing behavioral 
and social determinants of health – have gained greater acceptance.  These trends have 
also contributed to heightened interest among payers, providers and consumers in pursuit 
of solutions which reduce costs, improve health outcomes and enhance the individual 
member experience.                                                                                                                      HMS 

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HMS is well positioned to assist those key constituencies in this important mission.  Our approach to total population 
management provides personalized engagement and care plans at enterprise scale – leading to needed behavioral 
change, healthier outcomes and more satisfied consumers. 

Our introduction of Elli last year significantly enhances our ability to provide actionable insights to customers.  We can 
now create a health profile of new enrollees, for example, so appropriate medical management activities can begin 
expeditiously – rather than payers and their care management personnel waiting months to identify an individual 
member’s needs.  Going forward, we are promoting and selling Elli together with our Essette care management and 
Eliza multi-model engagement platforms as a comprehensive suite of services to efficiently manage the health of any 
discrete population.

Looking ahead, we expect 2019 will be another strong year of top line and bottom line growth.  We are projecting 
total revenue will be 8 - 10% higher than last year (excluding the impact of a Medicare RAC reserve release in the first 
quarter of 2018), and expect both net income and adjusted EBITDA will continue to grow at a rate faster than revenue.  
We plan to continue our increased investment in technology, in order to develop innovative products, support data 
security and enhance our IT infrastructure.  We believe we are only in the early innings of realizing the full benefits of 
machine learning, robotics and other technological enhancements that further our automation initiatives and continue 
to increase efficiencies, lower costs and improve yields across our business.

Our strategic framework for achieving our Company’s 2019 operating and financial goals includes four pillars:
 y Broadening the use of technology to expand margins and profitability by maintaining a focus on product 

yield and process improvements, while diligently managing operating expenses;

 y Increasing sales by expanding our existing customer relationships and capturing new logos;

 y Expanding our market opportunities by continuing to develop innovative new products, pursuing strategic 
acquisition opportunities, and moving further into markets where HMS is relatively less penetrated, such as 
self-insured employers, PBMs and other risk-bearing entities; and

 y Continuing to focus on employee engagement and a high-performance culture, which rewards outstanding 

individual achievement and positions HMS to retain and recruit top talent as we grow.

We are very proud of our significant achievements last year, and look forward to 2019 with deep appreciation for the 
support and encouragement we have received from shareholders.  We are confident that we have the right talent, 
strategic focus and operational tools in place to achieve our objectives this year and in the future.

Sincerely,

William C. Lucia
Chairman and Chief Executive Officer

April 12, 2019

Safe Harbor:  This letter contains certain “forward-looking statements” within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. 
These statements relate to our current expectations, projections and assumptions about our business, the economy and future events or conditions; 
they do not relate strictly to historical or current facts. For a discussion identifying important factors that could cause actual results to differ from 
those stated or implied in our forward-looking statements, see the Company’s filings with the SEC, including, but not limited to the “Cautionary Note 
Regarding Forward-Looking Statements,” “Risk Factors,” “Management’s Discussion and Analysis of Financial Condition and Results of Operations,” 
and “Quantitative and Qualitative Disclosures about Market Risk” in the Form 10-K portion of this Annual Report. Our forward-looking statements 
speak only as of the date of this letter or as of the date they are made, and we undertake no obligation to update them.

Additionally, this letter contains certain non-GAAP measures that our management believes are relevant and provide our shareholders with 
useful information about the Company’s operating performance because the measures allow them to understand and compare the Company’s 
actual and expected operating results during the prior, current and future periods in a more consistent manner. These non-GAAP measures are 
not measurements of financial performance or liquidity under GAAP and should not be considered alternatives to the Company’s other financial 
information determined under GAAP. For a reconciliation of these non-GAAP measures to comparable GAAP measures, please refer to Appendix A.

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UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
Form 10-K 

Washington, D.C. 20549  

☒ 

☐ 

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the fiscal year ended December 31, 2018 

Or 

For the transition period from            to            

Commission File Number 000-50194  

HMS HOLDINGS CORP. 

(Exact name of registrant as specified in its charter)  

Delaware 
(State or other jurisdiction of incorporation or organization) 
5615 High Point Drive, Irving, TX 
(Address of principal executive offices) 

11-3656261 
(I.R.S. Employer Identification No.) 
75038 
(Zip Code) 

(214) 453-3000 
(Registrant’s telephone number, including area code)  

Securities registered pursuant to Section 12(b) of the Act: 
Title of each class 
Common Stock $0.01 par value 

Securities registered pursuant to section 12(g) of the Act: None 

Name of each exchange on which registered 
The Nasdaq Stock Market LLC 
(Nasdaq Global Select Market) 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes ☒ No ☐ 
Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes ☐ No ☒ 
Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the 
preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 
90 days. Yes ☒ No ☐ 
Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T 
(§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes ☒ No ☐ 
Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (§229.405 of this chapter) is not contained herein, and will not be 
contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment 
to this Form 10-K. ☐ 
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or emerging growth 
company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company” and “emerging growth company” in Rule 12b-2 of the Exchange 
Act. 
Large accelerated filer ☒             Accelerated filer ☐             Non-accelerated filer ☐             Smaller reporting company ☐            Emerging growth company ☐   
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised 
financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ 
Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act) Yes ☐ No ☒ 
The aggregate market value of the registrant’s common stock held by non-affiliates as of June 29, 2018 the last business day of the registrant’s most recently completed 
second quarter was approximately $1.8 billion based on the last reported sale price of the registrant’s common stock on the Nasdaq Global Select Market on that date. 
Solely for purposes of this disclosure, shares of common stock held by executive officers, directors and persons who hold 10% or more of the outstanding shares of 
common stock of the registrant as of such date have been excluded because such persons may be deemed to be affiliates. This determination is not necessarily a 
conclusive determination for any other purposes. 
There were 85,271,867 shares of common stock outstanding as of February 15, 2019. 

Documents Incorporated by Reference 
Unless provided in an amendment to this Annual Report on Form 10-K, the information required by Part III is incorporated by reference to the registrant’s 2019 definitive 
proxy statement, to the extent stated herein. Such proxy statement or amendment will be filed with the Securities and Exchange Commission within 120 days of the 
registrant’s fiscal year ended December 31, 2018. 

 
 
 
  
  
HMS HOLDINGS CORP. AND SUBSIDIARIES 
ANNUAL REPORT ON FORM 10-K 
TABLE OF CONTENTS 

Glossary of Terms and Abbreviations 

PART I 

Item 1. 
Item 1A. 
Item 1B. 
Item 2. 
Item 3. 
Item 4. 

PART II 

Item 5. 
Item 6. 
Item 7. 
Item 7A. 
Item 8. 
Item 9. 
Item 9A. 
Item 9B. 

PART III 

Item 10. 
Item 11. 
Item 12. 
Item 13. 
Item 14. 

PART IV 

Business 
Risk Factors 
Unresolved Staff Comments 
Properties 
Legal Proceedings 
Mine Safety Disclosures 

Market for Registrant’s Common Equity, Related Shareholder Matters and Issuer Purchases of Equity Securities 
Selected Financial Data 
Management’s Discussion and Analysis of Financial Condition and Results of Operations 
Quantitative and Qualitative Disclosures About Market Risk 
Consolidated Financial Statements and Supplementary Data 
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 
Controls and Procedures 
Other Information 

Directors, Executive Officers and Corporate Governance 
Executive Compensation 
Security Ownership of Certain Beneficial Owners and Management and Related Shareholder Matters 
Certain Relationships and Related Transactions and Director Independence 
Principal Accounting Fees and Services 

Item 15. 
Item 16. 

Exhibits, Financial Statement Schedules 
Form 10-K Summary 

Page 
1

4
10
24
24
24
24

25
27
28
42
42
42
42
43

44
44
44
45
45

46
50

 
  
  
  
  
 
 
  
  
 
  
  
 
 
  
 
  
  
 
 
  
 
  
  
 
 
  
 
  
ACA 

ACO 
ADR 
ASO 
ASU 
CHIP 
CMS 
CMS NHE 
COB 
COSO 
Credit Agreement 

DSO 
ERISA 
Exchange Act 
FASB 
HIPAA 
HITECH 
IRC 
IRS 

LIBO Rate 

MCO 
PBM 
PHI 
PI 
R&D Credit 
RAC 
RFP 
SEC 
Securities Act 
Section 199 Deduction 
SG&A 
TPL 
TPM 
U.S. GAAP 
401(k) Plan 
2006 Stock Plan 

2011 HDI Plan 
2016 Omnibus Plan 
2017 Tax Act 
2018 Form 10-K 

Glossary of Terms and Abbreviations 

of 2010 

   Patient Protections and Affordable Care Act, as amended by the Health Care and Education Reconciliation Act 
   Accountable Care Organization 
   Additional Documentation Request 
   Administrative Service Only 
   Accounting Standards Update 
   Children's Health Insurance Program 
   Centers for Medicare & Medicaid Services 
   CMS National Health Expenditures 
   Coordination of Benefits 
   Committee of Sponsoring Organizations of the Treadway Commission 

The Amended and Restated Credit Agreement dated as of May 3, 2013, as amended by Amendment No. 1 to 
Amended and Restated Credit Agreement dated as of March 8, 2017, and as further amended by Amendment 
No. 2 to Amended and Restated Credit Agreement, dated as of December 19, 2017, by and among HMS 
Holdings Corp., the Guarantors party thereto, the Lenders party thereto and Citibank, N.A. as Administrative 
Agent 

   Days Sales Outstanding 
   Employment Retirement Income Security Act of 1974 
   Securities Exchange Act of 1934, as amended 
   Financial Accounting Standards Board 
   Health Insurance Portability and Accountability Act of 1996 
   Health Information Technology for Economic and Clinical Health 

Internal Revenue Code 

   U.S. Internal Revenue Service 

Intercontinental Exchange London Interbank Offered Rate (or any successor rate determined in accordance 
with the Credit Agreement) 
   Managed care organization 
   Pharmacy Benefit Manager 
   Protected health information 
   Payment Integrity 
   U.S. Research and Experimentation Tax Credit pursuant to IRC Section 41 
   Recovery Audit Contractor 
   Request for proposal 
   U.S. Securities and Exchange Commission 
   Securities Act of 1933, as amended 
   U.S. Production Activities Deduction pursuant to IRC Section 199 
   Selling, general and administrative 
   Third-party liability 
   Total Population Management 
   United States Generally Accepted Accounting Principles 
   HMS Holdings Corp. 401(k) Plan 
   HMS Holdings Corp. Fourth Amended and Restated 2006 Stock Plan, as amended by Amendment No. 1 to the 
   HDI Holdings, Inc. Amended 2011 Stock option and Stock Issuance Plan 
   HMS Holdings Corp. 2016 Omnibus Incentive Plan 
   Tax Cuts and Jobs Act of 2017 
   HMS Holdings Corp. Annual Report on Form 10-K for the year ended December 31, 2018 

HMS Holdings Corp. Fourth Amended and Restated 2006 Stock Plan dated as of February 16, 2012 

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Cautionary Note Regarding Forward-Looking Statements  

For purposes of this 2018 Form 10-K, the terms “HMS,” “Company,” “we, “us, and “our” refer to HMS Holdings Corp. and its consolidated 
subsidiaries  unless  the  context  clearly  indicates  otherwise.  Included  in  this  2018  Form  10-K  are  “forward-looking  statements”  within  the 
meaning of the U.S. Private Securities Litigation Reform Act of 1995. From time to time, we also provide forward-looking statements in other 
materials we release to the public, as well as oral forward-looking statements. Such statements relate to our current expectations, projections 
and assumptions about our business, the economy and future events or conditions. They do not relate strictly to historical or current facts.  

We have tried to identify forward-looking statements by using words such as “aim,” “anticipate,” “believe,” “estimate,” “expect,” “forecast,” 
“future,”  “intend,”  “likely,”  “may,”  “plan,”  “project,”  “seek,”  “strategy,”  “target,”  “will,”  “would,”  “could,”  “should,”  and  similar  expressions  and 
references to guidance, although some forward-looking statements may be expressed differently. These statements include, among other 
things,  information  concerning  our  future  growth,  business  strategy,  strategic  or  operational  initiatives,  our  future  operating  or  financial 
performance, our ability to invest in and utilize our data and analytics capabilities to expand our capabilities, the benefits and synergies to be 
obtained from completed and future acquisitions, the future performance of companies we have acquired, our future expenses, interest rates 
and tax rates, our ability to meet our future liquidity requirements, the impact of changes to U.S. healthcare legislation or healthcare spending 
affecting  Medicare,  Medicaid  or  other  publicly  funded  or  subsidized  health  programs,  and  other  statements  regarding  our  possible  future 
actions, business plans, objectives and prospects. 

Forward-looking statements are not guarantees and involve risks, uncertainties and assumptions that are difficult to predict. Actual results may 
differ materially from past results and from those indicated by such forward-looking statements if known or unknown risks or uncertainties 
materialize, or if underlying assumptions prove inaccurate. These risks and uncertainties include, among other things: 

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our ability to execute our business plans or growth strategy;  

our ability to innovate, develop or implement new or enhanced solutions or services;  

the  nature  of  investment  and  acquisition  opportunities  we  are  pursuing,  and  the  successful  execution  of  such  investments  and 
acquisitions;  

our ability to successfully integrate acquired businesses and realize synergies;  

significant competition for our solutions and services; 

variations in our results of operations;  

our ability to accurately forecast the revenue under our contracts and solutions;  

our ability to protect our systems from damage, interruption or breach, and to maintain effective information and technology systems and 
networks; 

our ability to protect our intellectual property rights, proprietary technology, information processes and know-how;  

our failure to maintain a high level of customer retention or the unexpected reduction in scope or termination of key contracts with major 
customers; 

customer dissatisfaction or our non-compliance with contractual provisions or regulatory requirements; 

our failure to meet performance standards triggering significant costs or liabilities under our contracts;  

our inability to manage our relationships with data sources and suppliers;  

our reliance on subcontractors and other third party providers and parties to perform services; 

our ability to continue to secure contracts and favorable contract terms through the competitive bidding process;  

pending or threatened litigation;  

unfavorable outcomes in legal proceedings; 

our success in attracting and retaining qualified employees and members of our management team;  

our ability to generate sufficient cash to cover our interest and principal payments under our credit facility;  

unexpected changes in tax laws, regulations or guidance and unexpected changes in our effective tax rate;  

unanticipated increases in the number or amount of claims for which we are self-insured; 

changes in the U.S. healthcare environment or healthcare financing system, including regulatory, budgetary or political actions that affect 
healthcare spending or the practices and operations of healthcare organizations;  

our  failure  to  comply  with  applicable  laws  and  regulations  governing  individual  privacy  and  information  security  or  to  protect  such 
information from theft and misuse;  

our ability to comply with current and future legal and regulatory requirements; 

2 

  
  
  
  
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negative results of government or customer reviews, audits or investigations;  

state or federal limitations related to outsourcing of certain government programs or functions; 

restrictions on bidding or performing certain work due to perceived conflicts of interests;  

the market price of our common stock and lack of dividend payments; and 

anti-takeover provisions in our corporate governance documents. 

These and other risks are discussed under the headings “Part I, Item 1. Business,” “Part I, Item 1A. Risk Factors,” “Part II, Item 7. Management’s 
Discussion and Analysis of Financial Condition and Results of Operations,” and “Part II, Item 7A. Quantitative and Qualitative Disclosures 
about Market Risk” of this 2018 Form 10-K and in other documents we file with the SEC.  

Any forward-looking statements made by us in this 2018 Form 10-K speak only as of the date on which they are made. We undertake no 
obligation to publicly update forward-looking statements, whether as a result of new information, future events or otherwise, except as may be 
required by law. We caution readers not to place undue reliance upon any of these forward-looking statements. You are advised, however, to 
consult any further disclosures we make on related subjects in our Form 10-Q and Form 8-K reports and our other filings with the SEC. 

Market and Industry Data 

This 2018 Form 10-K contains market, industry and government data and forecasts that have been obtained from publicly available information, 
various industry publications and other published industry sources. We have not independently verified the information and cannot make any 
representation as to the accuracy or completeness of such information. None of the reports and other materials of third party sources referred 
to in this 2018 Form 10-K were prepared for use in, or in connection with, this 2018 Form 10-K. 

Trademarks and Trade Names 

We have a number of registered trademarks, including HMS®, as well as the corresponding HMS + logo design mark, HMS IntegritySource®, 
Eliza®, Essette® and Elli®. These and other trademarks of ours appearing in this 2018 Form 10-K are our property. Solely for convenience, 
trademarks and trade names of ours referred to in this 2018 Form 10-K may appear without the ® or ™ symbols, but such references are not 
intended to indicate, in any way, that we will not assert, to the fullest extent under applicable law, our rights or the right of the applicable licensor 
to these trademarks and trade names. This 2018 Form 10-K contains additional trade names and trademarks of other companies. We do not 
intend our use or display of other companies' trade names or trademarks to imply an endorsement or sponsorship of us by such companies, 
or any relationship with any of these companies. 

3 

  
  
  
  
  
  
  
 
 
Item 1. Business  

PART I 

Founded in 1974, HMS is an industry-leading provider of cost containment solutions in the healthcare marketplace. We use healthcare data 
technology, analytics and related services to deliver coordination of benefits, payment integrity, population risk intelligence, care management 
and  consumer  engagement  solutions  to  help  payers  reduce  costs,  improve  healthcare  outcomes  and  enhance  member  experiences.  We 
provide coordination of benefits services to government and commercial healthcare payers to ensure that the correct party pays a claim, and 
payment integrity services to ensure the correct amount is paid. Our total population management solutions provide risk-bearing organizations 
with reliable intelligence across their member populations to identify risks and improve patient engagement and outcomes. Together these 
services help move the healthcare system forward for our customers and contribute to bending the healthcare cost curve for the nation. 

HMS began its operations as Health Management Systems, Inc., which became our wholly owned subsidiary in March 2003 when we assumed 
its business in connection with the adoption of a holding company structure. In recent years HMS has grown both organically and through 
targeted acquisitions of businesses that helped expand our solution suite, including IntegriGuard, LLC (doing business as HMS Federal) in 
2009; HealthDataInsights, Inc. (“HDI”) in 2011; Essette, Inc. (“Essette”) in 2016; and Eliza Holding Corp. (“Eliza”) in 2017. We currently operate 
as one business segment with a single management team that reports to the Chief Executive Officer. 

We were originally incorporated in the State of New York in October 2002 and reincorporated in the State of Delaware in July 2013. Our 
principal executive offices are located at 5615 High Point Drive, Irving, Texas 75038, and our telephone number is (214) 453-3000. As of 
December 31, 2018, we had approximately 2,500 employees. Additional information about HMS is available on our website at www.hms.com. 

Copies of our recent Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K and Proxy Statements, as 
well as amendments to these reports or statements, are available free of charge on our website through the Investor Relations page, as soon 
as reasonably practicable after we electronically file them with, or furnish them to, the SEC. These materials, as well as similar materials for 
SEC registrants, may be obtained directly from the SEC through their website at http://www.sec.gov. 

The content of any website referred to in this 2018 Form 10-K is not incorporated by reference into this filing unless expressly noted. References 
to the URLs for these websites are intended to be inactive textual references only. 

4 

  
  
  
  
  
  
  
 
 
Our Solutions 

We provide solutions that apply broadly across Medicaid, Medicare, commercial at-risk, and employer self-insured populations. Our services 
span the payment and care continuum from an individual’s enrollment in a program before medical service is rendered, to pre-payment review 
of a claim, through recovery where identification of improper payments is made via audit, and back to the individual where our consumer-driven 
solutions allow health plans to manage their members on a personal level, and at scale, by using actionable analytics that drive patients to 
take action to improve health outcomes. Our coordination of benefits and payment integrity services ensure payment accuracy by addressing 
a wide spectrum of payment errors, including eligibility and coordination of benefits errors, the identification and investigation of potential fraud, 
and the review of claims on a pre-payment and post-payment basis. Our total population management services assist customers in managing 
quality, risk, cost and compliance across all lines of business by engaging members, providing the tools to manage their care, and identifying 
existing or emerging health risk among members. As a result of these services, our customers saved billions of dollars in 2018 through the 
prevention of erroneous payments, improved clinical outcomes for their members, and reduced enrollment turnover; and they received billions 
more in cash recoveries for improperly paid claims. 

Our comprehensive solutions offer value throughout the healthcare continuum and include the following: 

Coordination of Benefits (COB) 
Our COB services are provided primarily for state governments and Medicaid managed care plans, pursuant to Federal law which mandates 
that Medicaid is the payer of last resort, and draw principally upon proprietary information management and data mining techniques designed 
to ensure the correct party pays a healthcare claim. We offer cost avoidance services, which include providing validated insurance coverage 
information that is used by payers to coordinate benefits properly for future claims. With validated insurance information, Medicaid payers can 
avoid unnecessary costs by ensuring they pay only after all other insurance coverage available has been exhausted. Nevertheless, due to a 
variety of factors, many Medicaid claims are paid even when there is a known responsible third party. Our customers rely on us to identify 
Medicaid eligibility, before a claim is submitted, and retrospectively, for those claims that were paid in error, and then recover these payments 
from  the  liable  third  party.  We  also  provide  services  to  assist  customers  in  identifying  other  third-party  insurance  and  recovering  medical 
expenses where a member is involved in a casualty or tort incident. Lastly, for Medicaid agencies exclusively, we provide estate recovery 
services to identify and recover Medicaid expenditures from the estates of deceased Medicaid members in accordance with state policies. For 
the  years  ended  December  31,  2018,  2017  and  2016,  our  COB  services  represented  66.4%,  73.4%  and  72.2%  of  our  total  revenue, 
respectively. 

5 

  
 
  
Analytical services 
Analytical services consists of our payment integrity and total population management solutions. 

Payment Integrity (PI) 
Our  PI  services  ensure  healthcare  payments  are  accurate  and  appropriate.  These  services  are  applicable  to  all  customers  HMS  serves, 
including federal and state governments, commercial health plans and other at-risk or self-insured entities. Our solutions verify that healthcare 
services are utilized, billed and paid appropriately. We combine data analytics, clinical expertise and proprietary algorithms and technology to 
identify and prevent improper payments on submitted claims to optimize savings before a claim is even paid, and on a post-payment basis, to 
identify  and  recover  overpayments  and  correct  underpayments;  detect  and  prevent  fraud,  waste  and  abuse;  and  identify  process 
improvements. For the years ended December 31, 2018, 2017 and 2016, our PI services represented 24.1%, 20.0% and 27.6% of our total 
revenue, respectively. 

Total Population Management (TPM) 
Our TPM services consist of population risk analytics, consumer engagement and care management solutions, which are the result of internal 
product development and our acquisitions of Essette in 2016 and Eliza in 2017. These solutions help customers better manage quality, cost, 
compliance and patient outcomes and improve their members’ experience. The services span across the care continuum. Our flexible, scalable 
architecture and modular platform integrates early risk identification, advanced analytics, multi-channel outreach, social engagement and care 
management components to address our customers’ increased  focus on consumer engagement, performance management and program 
design—all key components of an effective population health management program. Our Elli, Eliza and Essette solutions leverage HMS data 
and  advanced  analytics  to  support  population  risk  management,  member  engagement  and  care  management,  respectively,  and  provide 
customers with a tailored, integrated platform that addresses core healthcare industry challenges on an enterprise scale. For the years ended 
December 31, 2018, 2017 and 2016, our TPM services represented 9.5%, 6.6% and 0.2%, of our total revenue, respectively. 

Intellectual Property 

Our ability to develop and maintain the proprietary aspects of our technology and operate without infringing the proprietary rights of others is 
important to our business and competitive position. We establish and protect our proprietary technology and intellectual property through a 
combination of patents, patent applications, trademarks, copyrights, domain names and trade secrets, as well as through contractual rights, 
including confidentiality, non-disclosure and invention assignment agreements, and other security measures. 

As of December 31, 2018, our patent portfolio is comprised of approximately 60 domestic and international patents, and we are currently 
pursuing several patent applications in the United States and around the world. Our principal trademarks are HMS®, and the corresponding 
HMS + logo design mark, HMS IntegritySource®, Eliza®, Essette®, and Elli®. We also hold copyrights relating to certain aspects of our solutions 
and services. While we consider all of our intellectual and proprietary rights important to HMS, we believe our business as a whole is not 
materially dependent on any particular patent, trademark, license or other intellectual property right. 

Customers 

We provide our solutions to customers across a broad range of entities within the healthcare industry, including health plans, state agencies, 
federal programs, private employers and other risk-bearing healthcare organizations. For the years ended December 31, 2018, 2017 and 2016, 
our total revenue was $598.3 million, $521.2 million and $489.7 million, respectively. No single customer accounted for 10% or more of our 
total revenue during any period presented. 

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The composition of our 10 largest customers changes periodically. For the years ended December 31, 2018, 2017 and 2016, our 10 largest 
customers represented 41.4%, 39.5% and 40.6% of our total revenue, respectively. We provide services under contracts (or subcontracts) that 
contain various revenue structures, including contingent revenue and to a lesser extent fixed-fee arrangements. The current terms of many of 
our federal and state government contracts range from one to five years, including renewal terms at the option of the customer. In many 
instances, we provide our services pursuant to agreements that are subject to periodic reprocurements. Several of our contracts, including 
those with some of our largest customers, may be terminated for convenience, in whole or in part, by the customer. Because we provide our 
services  pursuant  to  agreements  that  are  open  to  competition  from  various  businesses  in  the  U.S.  healthcare  arena,  we  cannot  provide 
assurance that our contracts, including those with our largest customers, will not be terminated for convenience or awarded to other parties. 
Additionally, we cannot provide assurance that any contracts that are renewed will have the same fee structures as the expiring contracts or 
otherwise be on satisfactory terms. The early termination of key contracts with significant customers, or the inability to renew such contracts 
on favorable terms or at all, may have an adverse effect on our financial condition, results of operations and cash flows. 

In providing solutions and services to our customers, we rely heavily upon our technology systems and networks, as well as on those of third-
party providers, to process, transmit, maintain, store and host the confidential, proprietary and sensitive information and data we receive from 
our customers and other data suppliers, including private insurance plans and financial institutions. The secure processing and maintenance 
of this information is critical to our operations and business strategy. Although we have spent significant resources to implement security and 
privacy programs and controls, train our workforce and augment our security measures with the implementation of new technologies and 
processes, our information technology and infrastructure, and those of third parties on which we rely could continue to be potentially subject 
to various forms of cyber-attacks, as further discussed under the heading “Part I, Item 1A. Risk Factors.” 

Healthcare Landscape 

The market for cost containment solutions is large and growing, driven by increasing healthcare costs, rising program enrollment and payment 
complexities. Established in 1965 under the Social Security Act, Medicaid provides health insurance and long-term care services and support 
to low-income families and individuals with disabilities in the United States. Medicaid is funded jointly by the federal and state governments 
and administered by the states. The Balanced Budget Act of 1997 created CHIP to help states expand coverage primarily to children whose 
families earned too much to qualify for Medicaid, yet not enough to afford private health insurance. Medicare is a federal program that is 
administered by CMS, and provides eligible persons age 65 and over and some disabled persons with a variety of hospital, medical insurance 
and prescription drug benefits. All three of these programs have opted to contract with managed care organizations in whole or in part as a 
means of delivering quality healthcare to program beneficiaries and controlling costs.  

By law, Medicaid programs serve as the payer of last resort and all other sources of coverage  must pay for medical costs incurred by a 
Medicaid-eligible individual. The TPL rules of the Medicaid statute require, among other things, that states take reasonable measures to identify 
potentially liable third parties and process claims accordingly. Since 1985, we have provided state Medicaid agencies with services to identify 
third parties with primary liability for paying claims for Medicaid members, and since 2005, we have provided similar services to Medicaid 
managed care plans. 

The Deficit Reduction Act enacted by Congress in 2006 contained provisions to strengthen the TPL rules and created the Medicaid Integrity 
Program under the Social Security Act to increase the government’s capacity to prevent, detect and address fraud, waste and abuse in the 
Medicaid  program.  Later  that  year,  Congress  passed  the  Tax  Relief  and  Health  Care  Act  of  2006,  which  established  the  Medicare  RAC 
program. These measures, at both the federal and state level, have strengthened our ability to identify and recover erroneous payments on 
behalf of our customers. We also serve as a Medicaid RAC to certain states pursuant to provisions of the ACA and became the Medicare RAC 
for Region D with our acquisition of HDI. We again were awarded a region under the new Medicare RAC contracts in October 2016. Following 
the implementation of the new Medicare RAC contracts and completion of contract closeout activities for RAC Region D, our original Medicare 
RAC contract expired on January 31, 2018. 

The ACA, generally referred to as Obamacare, was signed into law in 2010 and has made broad-based changes to the U.S. healthcare system, 
including many provisions impacting healthcare delivery and payment programs, such as employer-sponsored health coverage, Medicaid, 
Health  Insurance  Exchanges  with  premium  subsidies  and  payment  integrity  efforts.  The  ACA  also  further  expanded  the  recovery  audit 
contractor program to states. CMS and various states have proposed Medicaid program design alternatives and changes to enrollment criteria 
which could impact future Medicaid enrollment. As ACA-related changes develop or are enacted, we will assess their potential impact, including 
opportunities they may present for our customers and for us. 

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Industry Trends and Opportunities 

U.S. healthcare expenditures continue to escalate and consume an increasingly larger proportion of the U.S. GDP, presenting challenges for 
payers  who  wish  to  contain  costs  and  promote  quality  healthcare  outcomes.  For  2019,  Medicare  and  Medicaid  are  projected  to  pay 
approximately  37.9%  of  the  nation’s  healthcare  expenditures  and  serve  over  136.3  million  beneficiaries.  Many  of  these  beneficiaries  are 
enrolled in managed care plans, which have the responsibility for both patient care and claims adjudication. The dual aims of cost containment 
and  quality  healthcare  outcomes  are  the  same  across  all  at-risk  entities,  including  commercial  health  plans  and  government  healthcare 
programs, such as Medicaid and Medicare. 

Within the commercial market, health plans sell policies directly to individuals (on the open market or via health insurance exchanges), contract 
with  employers  to  underwrite  their  employees’  care,  or  contract  with  self-insured  employers  to  oversee  benefit  administration  for  their 
employees. This market also includes a growing number of risk bearing provider-sponsored plans that operate and market health plan benefits. 
According to CMS NHE projections, private health insurance covered approximately 197.5 million individuals at a cost of approximately $1.24 
trillion in 2018. 

Several commercial health plans also offer government-sponsored lines of business, including partnering with Medicare, Medicaid and CHIP 
to  oversee  care  delivery  for  beneficiaries  enrolled  in  those  programs.  States  continue  to  focus  on  improving  value,  quality  and  outcomes 
through arrangements with MCOs. At the end of state fiscal year 2018, 47 states and the District of Columbia operated with some form of 
managed care, and Alaska reported plans to implement a managed care program in 2019. Comprehensive risk-based managed care continues 
to be the predominant delivery system for Medicaid services in the US. Among the 39 Medicaid programs with comprehensive risk-based 
MCOs, 33 reported that 75% or more of their Medicaid beneficiaries were enrolled in MCOs as of July 1, 2018. Of the 32 states that had 
implemented Medicaid expansion pursuant to the ACA, 27 were using MCOs to cover newly eligible adults as of July 1, 2018. Managed care 
health plans also continue to assume risk for a growing number of Medicare lives. Approximately 34% of all Medicare beneficiaries, or 20 
million lives, were enrolled in Medicare Advantage plans in 2018. 

HMS continues to serve government agency fee-for-service programs at the state and federal level. These plans are generally reliant on and 
susceptible  to  the  government  appropriations  process  that  determines  their  budget  and  governs  the  number  of  beneficiaries  they  serve. 
According to the CMS NHE projections, Medicare programs in 2018 covered approximately 59 million people at a cost of approximately $748 
billion and Medicaid/CHIP covered approximately 81.2 million people, costing approximately $641 billion. Altogether, it is projected that the 
government programs we serve covered approximately 140.2 million people at a total cost of nearly $1.39 trillion in 2018. 

CMS projects that Medicare enrollment growth will increase by 3.03% in 2019, with expenditures to increase by 7.95% in 2019 compared to 
2018; and Medicaid/CHIP enrollment growth will increase by 1.97% in 2019, with expenditures to increase by 5.5% in 2019 compared to 2018. 
As commercial and government health plans focus on strategies to contain costs across their different lines of business, HMS will continue 
offering solutions to meet their evolving needs. 

Competitors 

The U.S. healthcare marketplace is a dynamic industry with a range of businesses currently offering cost containment services, both directly 
or indirectly (through subcontracting), to some or all of the various healthcare payers, providers, employers and consumers. In addition, with 
improvements  in  technology  and  the  growth  in  healthcare  spending,  new  businesses  are  incentivized  to  enter  this  marketplace.  Many 
customers also have the ability to perform some or all of the needed cost containment services themselves and choose to exercise that option 
to varying degrees. Therefore, competition is robust as customers have many alternatives available to them in their effort to contain healthcare 
costs. 

We compete based on a variety of factors, including our ability to provide a broad range of solutions that span the entire healthcare claims 
payment  and  services  continuum.  These  include  payment  accuracy  solutions  focused  on  COB  and  PI  related  functions,  as  well  as  TPM 
solutions which support the ability of payers to better understand and engage consumers, perform effective outreach, and impact both costs 
and health outcomes. 

We have a proven record of delivering results that optimize savings and recoveries, enabled by: 

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in-depth government and commercial healthcare program experience; 

clinical staff expertise; 

expansive data resources; 

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innovative technology; 

enterprise analytics; 

an extensive insurance eligibility database; 

extensive relationships with customers and other industry stakeholders; and 

an ability to provide customers with actionable intelligence to improve clinical outcomes, optimize patient engagement, and better manage 
costs.  

Our  competitors  range  in  size  from  large,  diversified  national  companies,  to  small,  specialized  firms.  Some  of  these  competitors  have 
significantly greater financial and technical resources, and others have longer operating histories and greater name recognition than we do in 
certain markets. Within our payment accuracy portfolio of products and services, we compete primarily with large business outsourcing and 
technology firms, claims processors and PBMs, clearinghouses, healthcare consulting firms, and other vendors who provide some or all of 
these solutions to payers. In addition, we frequently work with customers who may elect to perform some or all of their cost avoidance and 
recovery  functions  in-house.  Within  the  population  health  management  sector,  we  compete  primarily  with  vendors  who  provide  care 
management, consumer engagement, and related technology services. Companies with whom we compete across our offerings include: 

Accenture plc 
Cotiviti Corporation 
EXL Service Holdings, Inc. 
LexisNexis 
Performant Financial Corporation 

Business Strategy 

CaseNet LLC 
DXC Technology Company 
Experian Health 
MedHok, Inc. 
Welltok, Inc. 

Change Healthcare 

Equian, LLC 

IBM Watson Health 

Optum (subsidiary of UnitedHealthGroup) 

ZeOmega LLC 

We  believe  that  the  steadily  increasing  enrollment  and  rising  expenditures  for  Medicare  and  Medicaid,  with  most  new  enrollees  entering 
managed care plans; an aging U.S. population with an increasing concentration of individuals with high cost chronic conditions and often co-
morbidities;  and  the  overall  complexity  of  the  healthcare  claims  payment  system  in  the  U.S.  all  combine  to  create  substantial  growth 
opportunities for the suite of cost containment solutions we offer. 

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We also believe these factors present growth opportunities for our TPM services. We are focused on growing our business over the course of 
2019  and  beyond,  both  organically  and  inorganically,  by  leveraging  existing  key  assets  (e.g.,  our  data,  analytics,  in-house  expertise,  and 
distribution channel) and pursuing a number of strategic objectives or initiatives, including: 

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Expanding the scope of our relationship with existing customers – by selling additional solutions and services, including those designed
to improve member engagement and improve clinical outcomes.  

Adding new customers – by marketing to commercial health plans, including Medicaid managed care and Medicare Advantage plans, at-
risk group and individual health lines of business and ASOs; government healthcare payers, including Medicaid agencies, state employee 
health benefit plans and CHIPs; at-risk provider organizations and ACOs; and commercial self-insured employers. 

Introducing new innovative solutions and services – through internal development initiatives designed to enhance or expand our existing
suite of cost containment solutions. 

  Utilizing  technology  tools  to  leverage  a  big  data  environment  –  to  create  a  more  nimble  operating  environment,  create  operating
efficiencies, improve the yield on our existing solution suite and identify new revenue opportunities within our current service delivery 
models. 

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Promoting  automation  and  innovation  to  improve  the  efficiency  and  effectiveness  of  our  services  –  by  continuing  to  implement  new 
technology  and  process  improvements  designed  to  increase  recovery  yields,  increase  customer  satisfaction  and  achieve  greater
operating efficiencies. 

Prudent deployment of capital – by investing in internal growth initiatives; selectively investing in capabilities, technologies, and assets to
complement  our  core  cost-containment  expertise;  building  care  management  and  care  coordination  adjacencies  to  complement  the 
Essette and Eliza acquisitions and our internally developed Elli risk intelligence product; and expanding our data analytics capabilities. 
Our focus may include acquisitions that represent long-term growth potential, target high-growth areas, are accretive to earnings, enhance 
our technological capabilities and fill a strategic need in our business portfolio as we seek to provide increasingly comprehensive solutions 
to our customers. We may also repurchase our shares, pursuant to a two-year $50 million authority granted by our Board of Directors in
November 2017, which has a remaining unused authority of approximately $29.9 million. 

Item 1A. Risk Factors  

Our business is subject to significant risks, including the risks and uncertainties described below. You should carefully consider these risks, as 
well as the other information in this 2018 Form 10-K, including our Consolidated Financial Statements and the related Notes. The occurrence 
of any of these risks could adversely affect our business, financial condition, results of operations, and cash flows in a material way. 

Risks Relating to Our Company 

Our ability to expand our business will be adversely affected if we fail to implement our growth strategy. 

The size and scope of our business operations have expanded over the past several years, and we currently intend to continue our growth 
and expansion into new healthcare areas and markets, however, our growth and expansion strategy carries costs and risks that, if not properly 
managed, could adversely affect our business. Our future growth will depend on, among other things, our ability to successfully execute our 
business plans, which includes penetrating new markets, broadening and deepening our customer relationships, identifying and executing 
future  acquisitions  and  strategic  partnerships,  and  increasing  the  speed  and  scale  at  which  we  deliver  our  services,  all  while  remaining 
competitive. We must also be flexible and responsive to customers’ needs and changes in the political, economic and regulatory environment 
in which we operate. The greater size and complexity of our expanding business may put additional strain on our administrative, operational 
and financial resources and can make optimal resource allocation more difficult to determine. It is possible that we may not be able to maintain 
or  accelerate  our  growth.  A  failure  to  anticipate  or  properly  address  the  demands  and  challenges  that  our  growth  strategy  and  potential 
diversification may have on our resources and existing infrastructure may result in unanticipated costs and inefficiencies that could negatively 
impact our ability to execute on our business plans and growth goals, which may have a material adverse effect on our business, financial 
condition, results of operations and cash flows. 

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If we fail to innovate and develop new or enhanced solutions and services, or if these solutions and services are not adopted by our 
customers, it could have a material adverse effect on our business, financial condition, results of operations and cash flows. 

Part of our growth strategy depends on our ability to respond to the evolving healthcare landscape with new and enhanced solutions and 
services that our existing and potential customers are willing to adopt. The development, marketing and implementation of these solutions and 
services may require that we make substantial financial and resource investments. We face risks that our new  or modified solutions and 
services may not be responsive to customer preferences or industry changes, and that the solution and service development initiatives that 
we prioritize may not yield the gains that we anticipate, if any. If we are unable to predict market preferences or healthcare industry changes, 
or if we are unable to develop or adapt solutions and services that are responsive to existing and potential customers’ needs, we may fail to 
expand our business, which could constrain our future revenue growth and materially adversely affect our business, financial condition, results 
of operations and cash flows. 

Our acquisition strategy may subject us to considerable business and financial risk. 

Historically, to achieve our strategic goals, we have made a significant number of acquisitions that have expanded the solutions and services 
we offer, provided a presence in complementary business lines, or expanded our geographic presence and/or customer base. We intend to 
pursue future acquisitions that will continue to expand and complement our business and to periodically engage in discussions regarding such 
possible acquisitions. We are subject to risks and uncertainties relating to our ability to identify suitable potential acquisition candidates, to 
consummate additional acquisitions that will be advantageous to us, and to successfully integrate future acquisitions. Future and potential 
business acquisitions involve a number of risk factors that could affect our operations, including, but not limited to: 

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diversion of management’s attention and other resources; 

our  ability  to  successfully  and  timely  integrate  operational,  accounting  and  technology  functions,  policies,  processes,  systems  and
controls, and to implement these functions, policies, processes, systems and controls, without incurring substantial expenses, delays, 
difficulties or other issues; 

our ability to integrate personnel and human resource systems as well as the cultures of the acquired business;  

our ability to retain or replace the key personnel of the acquired business; 

our ability to maintain relationships with the customers of the acquired business;  

our ability to expand and further develop the acquired business; 

our ability to cross-sell our solutions and the solutions of the acquired business to our respective customers; 

customer dissatisfaction or performance problems with the acquired business; 

our ability to comply with regulatory requirements and avoid potential conflicts of interest in markets that we serve; 

the misuse of intellectual property by the personnel of the acquired business; 

our ability to successfully enter into unfamiliar markets or manage new business lines; 

assumption of unanticipated legal or financial liabilities and/or negative publicity related to prior acts by the acquired business; 

  we may become subject to litigation or other claims in connection with the acquired business, including claims from terminated employees, 

customers, former shareholders or third parties; 

  we may become significantly leveraged as a result of incurring debt to finance an acquisition; 
 

the acquired business may not perform as projected which could negatively impact earnings or contingent consideration; 

  we may suffer impairment of goodwill and other acquired intangible assets; and 
  we may suffer dilution to our earnings per share. 

If we fail to adequately address these risks, or to successfully integrate the businesses that we acquire, we may not realize cost efficiencies, 
synergies or other benefits that we anticipated when selecting our acquisition candidates, and our reputation, business, financial condition, 
results of operations and cash flows could be materially adversely affected. 

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We  face  significant  competition  for  our  solutions  and  services  and  we  expect  competition  to  increase,  which  could  materially 
adversely affect our business, financial condition, results of operations and cash flows. 

The  market  for  healthcare  cost  containment  solutions  is  intensely  competitive,  driven  by  rapidly  changing  technologies,  evolving  industry 
standards and customer demands to become more efficient. Our competitors range in size from large, diversified national companies (some 
of which have emerged as a result of industry consolidation), to small, specialized firms. Some of our competitors may include current or former 
subcontractors or teaming partners seeking to establish direct  relationships with our customers and provide similar services as the prime 
contractor, as well as current and prospective customers that elect to perform recovery and cost avoidance functions in-house or to develop 
in-house capacities for solutions and services that we provide or seek to provide. Consolidation among vendors and healthcare providers, as 
well as the merging of some of our competitors or formation of business alliances with other competitors, have contributed to the increasingly 
competitive environment. For example, certain state customers have combined or “bundled” TPL services under large-scale IT procurements, 
as  they  shift  to  implementing  modular  Medicaid  Enterprise  Systems.  As  part  of  this  modular  approach,  they  may  select  a  new  or  less 
experienced vendor to provide the TPL module based on preferred relationships or favorable pricing. In addition, companies that have invested 
in proprietary technology different from our own service offerings, such as front-end analytics, have emerged as new competitors due to the 
rapidly evolving healthcare landscape. There is also increasing sophistication in the solutions and services that our competitors are developing 
that may become more efficient or appealing to our customers. In order to remain competitive, we may need to quickly develop and market 
new and enhanced solutions and services responsive to emerging technologies and changes in the healthcare industry, which may require 
that we make substantial financial and resource investments. 

We may not be able to compete successfully against our existing or future competitors. Some of these competitors have significantly greater 
financial and technical resources, and others have longer operating histories and greater name recognition than we do in certain markets. 
They may be able to (i) offer lower prices or negotiate fee reductions on our current solutions and services, (ii) respond more quickly than we 
can to new and emerging technologies and changing customer requirements, (iii) devote greater resources to the sale of their products and 
the development and implementation of new and improved systems, solutions and services for customers that  we serve, and (iv) pursue 
various acquisitions that allow them to rapidly amass a wide array of capabilities. We may be forced to lower our pricing, unexpectedly increase 
or enhance our technological or data capabilities, or modify our solution or service offerings. Notwithstanding any changes we make in response 
to  increased  competition,  the  demand  for  our  solutions  and  services  may  decrease  as  a  result  of  increased  competition.  A  failure  to  be 
responsive to our existing and potential customers’ needs or the changing industry landscape could hinder our ability to maintain or expand 
our customer base, hire and retain new employees, pursue new business opportunities, complete future acquisitions and operate our business 
effectively. Any inability to compete effectively could materially adversely affect our business, financial condition, results of operations and cash 
flows. 

You will not be able to rely on our operating results in any particular period as an indication of our future performance because they 
are subject to significant fluctuation which may cause the market price of our common stock to decrease significantly. 

Our revenue and operating results may fail to match our past or projected performance and could vary significantly from period-to-period as a 
result of a number of factors, some of which are outside of our control. We have experienced fluctuations in our revenue and operating results 
in the past and they may vary in the future for reasons that include, but are not limited to: 

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fluctuations in sales activity given our sales cycle;  
the length of contract and implementation periods; 
the commencement, completion or termination of contracts during any particular quarter;  
contract costs and expenses, which may be incurred in periods prior to revenue being recognized;  
the timing of period revenue recovery projects and third party payers’ claim adjudication;  
the billing and budgeting cycles of our customers; 
the timing of government procurement activities, including when contract awards are announced and the time required to resolve bid 
protests;  
contract renewal discussions, which may result in delayed payments for services already performed; 
changes in the pricing structure or other significant terms in our contract, or the scope of services we perform;  
technological and operational issues affecting our customers, including delays in payment receipt for previously recognized revenue due 
to certain customers delayed processing of our findings through their systems, and restrictions on our ability to use or access certain data 
or a lack of integrity or quality in the data or information we receive from certain data sources; 
adjustments to age/quality of receivables and accruals as a result of factors such as delays involving contract limitations or changes,
subcontractor performance deficiencies or managerial decisions not to pursue identified claim revenue from customers;  
the impact of service disruptions or delays in the systems or operations of subcontractors, partners, vendors and other third party providers 
on which we rely on to deliver a single-source solution or service to our customers; 
changes in applicable laws; 

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 
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changes in accounting policies or guidelines concerning the timing of recognition of revenue; and  
regulatory changes or general economic conditions as they affect healthcare providers and payers.  

We cannot predict the extent to which future variations could occur due to these or other factors. In addition, occasionally our state and federal 
customers are requested by third party payers to refund payments that we previously recovered for our customers. If our state and federal 
customers choose to refund money in response to these requests, regardless of whether an error actually occurred in connection with the 
payments, we may also be required to return contingent revenue which we were previously paid associated with such refunded payment. 
Consequently, our operating results are subject to significant fluctuation for any particular quarter, fiscal year, or other period, and may not be 
indicative of future periods. Our business is also subject to seasonal patterns resulting from increased efforts at year-end by certain customers 
to generate additional savings, complete compliance obligations and close gaps in care. However, taken as a whole, we do not consider our 
operations to be seasonal to any material degree. Due to all of these factors, our revenue and operating results are difficult to predict and are 
subject to significant fluctuation, which may cause the market price of our common stock to decrease significantly. 

We face challenges associated with forecasting the revenue under our contracts, and any failure to accurately forecast such revenue 
could have a material adverse effect on our business, financial condition, results of operations and cash flows.  

We may not be able to accurately estimate the factors upon which we base our contract pricing, or the costs and timing for implementing and 
completing our contracts. For a majority of our customer contracts, the payment of our fee is contingent upon the recoveries received by our 
customers. We also have cost-plus or time-and-materials based contracts with the federal government where our revenue is recognized based 
on costs incurred plus an estimate of the negotiated fee earned. Our ability to earn a profit on these contracts requires that we accurately 
estimate the costs involved with these contracts and assess the probability of achieving certain outcomes or milestones within the contracted 
time period. In addition, we cannot predict with certainty the costs or the period in which implementation or contracts may be completed when 
we  introduce  new  solutions  into  the  marketplace.  For  our  coordination  of  benefits  and  payment  integrity  services,  we  may  face  a  long 
implementation period with a new customer or a new contract with an existing customer, making it difficult to reliably forecast revenue under 
those contracts. If we do not accurately estimate the costs and timing for completing projects, or if we encounter increased or unexpected 
costs, delays, failures, liabilities or risks, including those outside of our control, our contracts could prove unprofitable for us or yield lower profit 
margins than anticipated. Although we believe that we have recorded adequate provisions in our financial statements for losses on our fixed 
price and cost-plus contracts where applicable, as required under U.S. GAAP, our contract loss provisions may not be adequate to cover all 
actual future losses. 

System interruptions or failures could expose us to liability and harm our business. 

Our data and operation centers are essential to our business and our operations depend on our ability to maintain and protect our information 
systems. We attempt to mitigate the potential adverse effects of a disruption, relocation or change in operating environment; however, the 
situations we plan for and the amount of insurance coverage that we maintain may not be adequate in every case. Despite systems redundancy 
and security measures, our systems and operations are vulnerable to damage or interruption from, among other sources: 

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power loss, transmission cable cuts and telecommunications failures; 
fire, flood, earthquake and other natural disasters; 
hardware failures or software defects;  
operator error; 
cyber security breaches; and 
physical break-ins, sabotage, intentional acts of vandalism, terrorist attacks and other events beyond our control. 

In addition, while there are backup systems in many of our facilities, an extended outage of utility or network services supplied by third party 
IT vendors may delay or disrupt the delivery or performance of the services we provide for our customers. We also utilize third-party cloud 
service providers to help us efficiently scale certain cloud-based solutions. If we or our cloud service providers encounter a lengthy business 
interruption, or in the event our business continuity plans and business interruption insurance coverage are not adequate or fail to compensate 
us on a timely basis, we could suffer operational disruptions, disputes with customers, civil or criminal penalties, regulatory problems, increases 
in administrative expenses, loss of our ability to produce timely and accurate financial and other reports, damage to our reputation or customer 
relationships or other adverse consequences, any of which could have a material adverse effect on our business, financial condition, results 
of operations and cash flows. 

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Our  systems  and  networks  and  those  of  third  parties  on  which  we  rely  may  be  subject  to  cyber  security  breaches  and  other 
disruptions that could compromise our information and harm our business.  

In the ordinary course of our business, we rely heavily upon our technology systems and networks, as well as on those of third-party providers, 
to process, transmit, maintain, store and host the confidential, proprietary and sensitive information and data we receive from our customers 
and other data suppliers, including private insurance plans and financial institutions. In addition, subcontractors, teaming partners or other 
third-party vendors may receive or utilize this information on our behalf in support of the services we perform for our customers. The secure 
processing and maintenance of this information is critical to our operations and business strategy. Although we have spent significant resources 
to implement security and privacy programs and controls, train our workforce and augment our security measures with the implementation of 
new technologies and processes, our information technology and infrastructure, and those of third parties on which we rely, could continue to 
be subject to computer hacking or phishing efforts, acts of vandalism or theft, introduction of malware, computer viruses or other malicious 
codes,  employee  error  or  malfeasance  issues,  catastrophes,  unforeseen  events  or  other  cyber-attacks.  We  may  be  unable  to  implement 
adequate preventive measures to protect against such compromises in the future or to effectively adapt our security measures to evolving 
security  risks.  As  a  result,  our  technology  systems,  including  our  data  and  our  customers’  data,  could  be  accessed  improperly,  made 
unavailable, improperly modified, corrupted or otherwise breached or compromised, or we could suffer system disruptions, shutdowns and 
denials of service. Similarly, we could be materially adversely affected by the loss of proprietary, trade secret or confidential technical and 
financial  data  if  our  internal  networks  are  compromised.  The  occurrence  of  any  of  these  events  could  harm  the  market  perception  of  the 
effectiveness of our security measures, lead to reputational damage or the loss of our customers’ confidence in our solutions, negatively affect 
our ability to attract new customers, cause existing customers to terminate or not renew their existing contracts with us, or deter them from 
using our solutions or services in the future, all of which could reduce our revenue, increase our expenses and expose us to potential liability 
under privacy, security or other applicable laws and regulations. We could also be forced to expend significant resources in response to a 
security  breach,  including  investigating  the  cause  of  the  breach,  repairing  system  damage,  remediating  vulnerabilities  in  our  security 
procedures, increasing cyber security protection costs by deploying additional personnel and protection technologies, paying regulatory fines 
and penalties imposed by government regulatory agencies, and damages and other substantial costs associated with litigation, indemnification 
obligations as well as increased cybersecurity insurance premiums, and undertaking additional remediation efforts such as credit monitoring, 
all of which could increase our expenses, divert the attention of our management and key personnel away from our business operations and 
materially adversely affect our business, financial condition, results of operations and cash flows. 

Any failure to maintain effective information processing systems and the integrity of the data in, and operations of, those systems 
could materially adversely affect our business, financial condition, results of operations and cash flows. 

Our ability to conduct our operations and accurately report our financial results depends on the integrity of the data in our information systems 
and the processes performed by those systems. As a result of the services we provide, we process a number of complex transactions that 
require us to access, store, retrieve, manipulate, manage and transmit the information and data of our customers’ and external third parties, 
as well as our own data. Although we have invested a great deal of time and resources in developing systems, processes and controls that 
protect the integrity of the data, such measures cannot provide absolute security. It is possible that failures or errors in hardware and software, 
including those in third-party technology, or technical deficiencies in our systems could result in data loss or corruption, or cause the data that 
we collect, utilize or disseminate to be incomplete or contain inaccuracies that our customers regard as significant. In addition, these information 
systems  and  applications  require  continual  maintenance,  upgrading  and  enhancement  to  meet  our  operational  needs,  satisfy  customer 
requests and handle our expansion and growth. Despite our testing and quality control measures, we cannot be certain that errors or system 
deficiencies will be found and that remediation can be done in a timeframe that is acceptable to our customers, or that customer relationships 
will not be impaired by the occurrence of errors or the need for remediation. In addition, implementation of upgrades and enhancements may 
cost more, take longer or require more testing than originally expected. Situations may also arise in which the accuracy of our data analysis or 
the content and quality of our work product is central to the disposition of claims, controversies or litigation between our customers and third 
parties that would require us to allocate significant resources to fulfilling our contractual obligations to provide our customers with full and 
complete access to records, analysis and back-up documentation of our work. Assuring our capacity to fulfill these obligations  as well as 
actually fulfilling them could impose significant burdens on our infrastructure for data storage, maintenance and processing, and require us to 
incur increased costs to supplement our personnel, data storage and computing resources, which could materially and negatively impact other 
business operations. 

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If  we  are  unable  to  protect  our  proprietary  technology,  information,  processes,  know-how,  and  other  intellectual  property  and 
intellectual property rights, or become subject to claims of infringing or misappropriating the intellectual property of third parties, 
the value of our solutions and services may be diminished and our business may be materially adversely affected.  

Our success as a company depends in part upon our ability to protect our core technology and intellectual property. Our expanding operations 
and  efforts  to  develop  new  solutions  and  services  also  make  protection  of  our  intellectual  property  more  critical.  We  seek  to  protect  our 
intellectual property and other proprietary information through a combination of patent, trademark, copyright, trade secret and unfair competition 
laws, confidentiality agreements and invention assignment agreements with employees, consultants and other third parties, as well as through 
the  terms  of  our  agreements  with  customers  and  vendors,  and  other  security  measures.  However,  the  steps  we  have  taken  to  deter 
misappropriation of intellectual property may be insufficient to protect our proprietary information. We may not always be successful at obtaining 
government registrations for our patents, trademarks, or copyrights that we seek to register. Third parties may also attempt to misuse our 
company name or trademarks to engage in improper or illegal conduct such as cyber-squatting or other cybercrimes using our marks, and we 
may not always be successful at quickly obtaining relief from agencies tasked with enforcing parties’ rights, or stopping such conduct before 
harm to third parties occurs. Similarly, misappropriation of our other intellectual property by third parties, or any disclosure or dissemination of 
our confidential and proprietary trade secrets, business intelligence, queries, algorithms and other similar information by any means, could 
undermine any competitive advantage we currently derive or may derive from that intellectual property. For example, our current or former 
employees, consultants or other third parties may unintentionally or willfully disclose our trade secrets, know-how or other confidential and 
proprietary information to competitors. Competitors have also attempted to use state and/or federal open records laws (such as the federal 
Freedom of Information Act and analogous state laws) to obtain our proposal responses and other documents we provide to our government 
customers. We cannot be certain that our efforts to protect the confidential and proprietary trade secret information or intellectual property in 
these proposals or other documents will always be successful, due to the many factors underlying the various state and federal decisions to 
release information in response to open records requests (even in spite of our objections and efforts to protect such information). In addition, 
there remains the possibility that others will independently develop competing technologies that may be equivalent or superior to ours. If our 
efforts to protect our intellectual property and other proprietary rights are inadequate to prevent unauthorized use or appropriation by third 
parties or our employees, the value of our brand and other intangible assets may be diminished and others may be able to more effectively 
compete with our business by offering solutions or concepts that are substantially similar to ours, which could have a material adverse effect 
on our business, financial condition, results of operations and cash flows. 

In addition, third parties may claim that we are infringing upon or misappropriating their intellectual property, or assert other legal challenges 
to our intellectual property. Our exposure to risks related to the use of intellectual property may also increase as a result of acquisitions because 
third parties may make infringement and similar or related claims after we have acquired technology. Any of these situations could cause us 
to expend significant time and resources and to incur substantial costs associated with litigation or legal proceedings that may be necessary 
to defend ourselves or to enforce our intellectual property rights, in which we may not ultimately prevail, and could result in our being prevented 
from furnishing certain solutions and services. 

Our business could be materially adversely affected if we fail to maintain a high level of customer retention, if our customers elect 
to reduce the scope of our contracts or terminate them before their scheduled expiration dates or if we fail to meet performance 
standards under our customer contracts. 

We historically have derived and expect to continue to generate a significant portion of our revenue from a limited number of large customers 
at the federal and state level. Our contracts with these customers are subject to periodic renewal and some permit them to terminate their 
contracts on short notice, with or without cause. If a customer is dissatisfied with the quality of our work or if we fail to meet performance 
standards under our contracts, or if our solutions, technical infrastructure or services do not comply with the provisions of our contractual 
agreements  or applicable  regulatory  requirements,  customers  might  seek  to  reduce  the  scope  of  the  services  we  perform  or  prematurely 
terminate their agreements with us, or we could incur additional costs that may impair the profitability of a contract and damage our ability to 
obtain additional work from that customer, or other current or prospective customers. For example, some of our contracts contain liquidated 
damages provisions and financial penalties related to performance failures, which if triggered, could materially adversely affect our reputation, 
business, financial condition, results of operations and cash flows. We also may be required to disclose such liquidated damages or other 
financial penalties assessed against us in connection with future bids for services with other customers. 

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In addition, government customers are subject to financial pressures or pressure from stakeholders that may cause them to terminate contracts 
for our services that may be regarded as non-essential or to redefine or reduce the scope of our contracts by, for example, significantly reducing 
the volume of data that we are permitted to audit or renewing the contract at lower performance fee levels. Despite our right to prompt and full 
payment under the terms of our contracts, we could face challenges in obtaining timely or full payments for our properly provided services from 
our customers. If there is a substantial reduction in the scope of our services under, or a termination of, any of our key contracts with our major 
customers, or if we are exposed to significant costs, liabilities or negative publicity, our ability to compete for new contracts with current or 
prospective  customer  could  be  damaged  and  our  business,  financial  condition,  reputation,  results  of  operations  and  cash  flows  could  be 
materially adversely affected. 

We depend on many different entities to supply information and an inability to successfully manage our relationships with a number 
of these suppliers may harm the quality and availability of our solutions and services. 

We obtain the data used in our solutions and services from many sources, including commercial health insurance plans, financial institutions, 
managed  care  organizations,  government  entities  and  non-government  entities.  From  time  to  time,  challenges  arise  in  managing  and 
maintaining our relationships with data sources that are not our customers and that furnish information to us pursuant to a combination of 
voluntary cooperation and legal obligations under laws and regulations that are often subject to differing interpretations. If a number of our 
information sources become unable or unwilling to provide us with certain data under terms and conditions of receipt, processing or use that 
are acceptable to us and our customers, or if laws and regulations for use and protection of this data changes in a way that disincentivizes our 
suppliers,  or  imposes  unacceptable  or  unreasonable  conditions,  costs,  or  risks  on  us,  we  may  not  be  able  to  obtain  new  or  favorable 
agreements with alternative data suppliers. In addition, our ability to normalize and fully utilize the information we receive from various data 
sources to enhance and improve current services for our customers is an important component of our growth strategy. Although we believe 
that we have the legal and contractual rights necessary to normalize and use the data we have obtained from these sources for potential or 
contemplated solution and service offerings, we cannot provide assurance that these entities will permit the use of their data for these purposes. 
If we lose a number of our data sources or our access to their data, and fail to identify and reach the requisite agreements with suitable 
alternative suppliers or to successfully integrate their data into our solutions and services, or if there is a lack of accuracy or integrity in the 
data that current or future suppliers provide, we could experience service disruptions, increased costs, reduced quality of our solutions and 
services,  or  performance  penalties  under  our  customer  contracts,  which  could  have  a  material  adverse  effect  on  our  business,  financial 
condition, results of operations and cash flows. 

We may rely on subcontractors and other third party providers to provide customers with a single-source solution or service or we 
may serve as a subcontractor to a third party prime contractor. If these parties fail to satisfy their obligations to us or if we are unable 
to maintain these relationships, our business, financial condition, results of operations and cash flows could be materially adversely 
affected. 

In  some  areas  of  our  business  we  may  engage  subcontractors,  teaming  partners,  vendors  or  other  third  party  providers  to  provide  our 
customers with a single-source solution for a broader range of service needs. These third parties include software vendors, utility and network 
providers, cloud service providers and other information technology service providers and solution partners. Our ability to deliver and implement 
solutions and serve our customers effectively depends on these third parties meeting our service standards in both timeliness and quality, and 
in certain instances, on our ability to obtain customer approval for the use of these third party subcontractors. While we believe that we perform 
appropriate  due  diligence  on  these  third  parties  and  take  adequate  measures  to  ensure  that  they  comply  with  the  appropriate  laws  and 
regulations,  we  cannot  guarantee  that  they  will  comply  with  the  terms  set  forth  in  their  agreements  with  us.  Performance  deficiencies  or 
misconduct by subcontractors, teaming partners, vendors or other third party providers may be perceived as inadequacies in our solutions or 
services  or  cause  us  to  fail  to  fulfill  our  contractual  obligations  to  our  customers,  which  could  materially  adversely  affect  our  customer 
relationships and reputation, result in termination of a customer contract, and subject us to a dispute with our customer. In addition, if our third 
party service providers terminate or refuse to renew their relationships with us or offer their products to us in the future on less advantageous 
terms, we may not be able to perform or deliver solutions or services for existing customers as expected. 

Similarly, we are and may in the future be engaged as a subcontractor to a third party prime contractor. Subcontracting arrangements where 
we are not the prime contractor pose unique risks to us because we do not have control over the customer relationship, and our ability to 
generate revenue under such subcontracts is dependent on the prime contractor, its performance and relationship with the customer, and its 
relationship with us. We cannot be certain that the prime contractor will provide adequate and timely services to the customer, comply with the 
terms of its prime contract with the customer or its subcontract agreement with us, or that it will construe its contractual rights and obligations 
in a reasonable way, act appropriately in dealing with us or customers, and remain in compliance with the relevant laws, rules or regulations. 
Any failure of the prime contractor to adequately perform its obligations under the prime contractor to comply with applicable laws, rules and 
regulations could materially adversely affect our reputation and subject us to a dispute with the prime contractor or the customer. In the event 
a prime contract is terminated, whether for non-performance by the prime contractor or otherwise, our subcontract will similarly terminate, and 
the resulting contract loss could materially adversely affect our business, financial condition, results of operations and cash flows. 

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We  obtain  a  portion  of  our  business  through  competitive  bidding  in  response  to  government  requests  for  proposals. 
Reprocurements and future contracts may not be awarded through this process on the same level or our contract awards may be 
challenged by interested parties which could materially adversely affect our business, financial condition, results of operations and 
cash flows.  

In order to market our solutions and compete for contracts with existing and potential state and federal customers, we are often required to 
respond to government-issued RFPs. These responses typically require us to assemble and submit a large volume of information within a rigid 
timetable, and to accurately estimate our cost structure for servicing the proposed contract, the time required to establish operations and the 
likely terms of proposals submitted by our competitors. We may also be required to disclose the occurrence of certain negative events suffered 
by our business, such as customer disputes, a government inquiry or an adverse judgment or settlement in litigation or a legal proceeding, 
which could impair our ability to win the contract at issue or have a material adverse effect on our reputation in the industry. 

Even if we win these contracts, we may fail to secure favorable contract terms and conditions, or a government’s determination to award us 
the contract may be challenged by an interested party. Under the state and federal laws and regulations governing procurements of goods and 
services, challenges and award protests may be filed even if there are no valid legal grounds on which to base the protest. The filing of such 
challenges could potentially delay the start or implementation of the contract if the government agency determines to withhold a contract award 
or suspend contract performance while the protest is being considered, or to take corrective action on its own, such as soliciting new bids or 
terminating the contract award or current procurement. In the event of irregularities, we perceive or learn of in the award or bidding process, 
we also may be forced to file protests in response to RFP awards to other bidders. Resolution of a protest, even in our favor, could force us to 
expend considerable funds in disputing the potential award or to incur additional expenses to maintain our ability to timely start implementation, 
which may cause our actual results to differ materially and adversely from those anticipated. In addition, if we are unable to win reprocurements 
or protests of particular contracts, we may be precluded from entering certain customer markets for the term of the contract awarded to another 
party. Any failure to continue to obtain contracts in response to government RFPs, to design proposals that result in profitable contracts, to win 
new contracts or re-procure current contracts after they expire or to prevail in protests or challenges of contract awards could have a material 
adverse effect on our business, financial condition, results of operations and cash flows. 

Adverse judgments or settlements in legal proceedings could materially harm our business, financial condition, operating results 
and cash flows. 

We are subject and may be a party to legal proceedings and claims that arise from time to time in the ordinary course of our business, which 
may include, but are not limited to, those related to, claims brought by our customers in connection with billing and contractual disputes, 
subcontracts  and  teaming  agreements,  protection  of  confidential  information  or  trade  secrets,  claims  relating  to  pending,  terminated  or 
completed  acquisitions  or  dispositions,  adversary  proceedings  arising  from  customer  bankruptcies,  employment  of  our  workforce  and 
immigration requirements or compliance with any of a wide array of state and federal statutes, rules and regulations that pertain to different 
aspects of our business. We may also be required to initiate expensive litigation or other proceedings to protect our business interests. There 
is a risk that we will not be successful or otherwise be able to satisfactorily resolve any pending or future litigation. In addition, litigation and 
other legal claims are subject to inherent uncertainties and management’s view of currently pending legal matters may change in the future. 
Those uncertainties include, but are not limited to, litigation costs and attorneys’ fees, unpredictable judicial or jury decisions and the differing 
laws and judicial proclivities regarding damage awards among the states in which we operate. Resolution may also require that HMS accept 
some amount of loss or liability in order to avoid customer abrasion, negative marketplace perceptions and other disadvantageous results. 
Unexpected  outcomes  in  such  legal  proceedings,  or  changes  in  management’s  evaluation  or  predictions  of  the  likely  outcomes  of  such 
proceedings (possibly resulting in changes in established reserves), could have a material adverse effect on our business, financial condition, 
results of operations and cash flows. 

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We may not be able to deliver our solutions and perform services efficiently if we are unable to attract and retain qualified 
employees. 

Our successful delivery of solutions and services and ability to maintain our productivity and profitability is dependent on our ability to identify, 
recruit, employ, train and retain skilled personnel. The success of recruitment and retention strategies depend on a number of factors, including 
the competitive demands for employees having the skills we need and the level of compensation required to hire and retain such employees. 
Customers or competitors may seek to hire away qualified and seasoned employees, which could reduce our ability to innovate and operate 
effectively. We may not be able to recruit or maintain the personnel necessary to efficiently operate and support our business in the future, and 
even  if  our  recruitment  and  retention  strategies  are  successful,  our  labor  costs  may  increase  significantly.  Our  inability  to  hire  sufficient 
personnel on a timely basis without significantly increasing our labor costs could materially adversely affect our business, financial condition, 
results of operations and cash flows. 

Our future success depends, in part, on the continued service of members of our management team. 

Our  ability  to  execute  on  our  business  plans  and  future  success  requires  that  we  attract,  develop,  motivate  and  retain  experienced  and 
innovative  executive  officers  and  senior  leaders  who  have  successfully  managed,  designed,  implemented  and  led  government  services 
programs  or  information  technology  initiatives,  or  have  relevant  experience  in  other  healthcare  sectors,  including  data  management  and 
analytics. These individuals are in great demand and are likely to remain a limited resource in our industry. The loss of services of one or more 
members of our management team could adversely affect our business, financial condition, results of operations and cash flows. In addition, 
to the extent we lose an executive officer or  senior leader, we may incur  increased expenses in  connection with  the hiring, promotion or 
replacement of these individuals and the transition of leadership and critical knowledge. 

Our outstanding indebtedness could materially adversely affect our financial condition and our ability to operate our business, and 
we may not be able to generate sufficient cash flows to meet our debt service obligations or capital requirements.  

As of December 31, 2018, the outstanding principal balance under our Credit Agreement was $240.0 million. Our Credit Agreement provides 
for a senior secured revolving credit facility in an aggregate principal amount equal to $500 million and is secured, subject to certain customary 
carve-outs and exceptions, by a first priority lien and security interest in substantially all of our tangible and intangible assets. Our outstanding 
indebtedness and any additional indebtedness we incur may have important consequences for us, including, without limitation, that: 

  we may be required to use a substantial portion of our cash flow to pay the principal of and interest on our indebtedness;  
 

our indebtedness and leverage may increase our vulnerability to adverse changes in general economic and industry conditions, as well 
as to competitive pressures;  
our indebtedness may expose us to the risk of increased interest rates because certain of our borrowings are and will be at variable
interest rates; 
our ability to obtain additional financing for working capital, capital expenditures, acquisitions and for general corporate and other purposes 
may be limited;  
our indebtedness and leverage may prevent us from taking advantage of business opportunities as they arise or successfully carrying out 
our plans to expand our business; and  
our flexibility in planning for, or reacting to, changes in our business and our industry may be limited. 

 

 

 

 

Under the Credit Agreement, we are also required to comply with specified financial and operating covenants, which may limit our ability to 
operate our business as we otherwise might operate it. The Credit Agreement also contains (i) certain affirmative covenants that impose certain 
reporting and/or performance obligations on us and our restricted subsidiaries, (ii) certain negative covenants that generally limit, subject to 
various exceptions, us and our restricted subsidiaries from taking certain actions, including, without limitation, incurring indebtedness, creating 
liens, engaging in mergers and consolidations, disposing of certain assets or property, making certain investments and acquisitions, entering 
into certain transactions with affiliates, swap agreements or sale-leasebacks, making certain restricted payments, including dividends and 
share repurchases, changing our fiscal year or the lines of business that we or our restricted subsidiaries conduct to a material extent, and 
prepaying certain junior indebtedness, (iii) financial covenants consisting of a maximum consolidated leverage ratio and a minimum interest 
coverage ratio, and (iv) customary events of default for financings of this type. 

Our obligations under the Credit Agreement may be declared due and payable upon the occurrence and during the continuance of an event 
of default, which includes, without limitation: non-payment of principal or reimbursement obligation when due; non-payment of interest, fees 
and other amounts for a period of five business days after the due date; material inaccuracies of representations and warranties; failure to 
perform or observe covenants, conditions or agreements (subject to any applicable grace periods); cross-defaults to certain indebtedness; 
inability to pay debts; certain acts of bankruptcy or insolvency; certain ERISA events; failure to pay certain material judgments; and a change 
of control as defined in the Credit Agreement. If not cured, an event of default could result in any amounts outstanding, including any accrued 
interest and unpaid fees, becoming immediately due and payable, and would give our lenders the right to proceed against the collateral granted 
to them to secure the debt, which would require us to, among other things, seek additional financing in the debt or equity markets, refinance 

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or restructure all or a portion of our indebtedness, sell selected assets, and/or reduce or delay planned capital or operating expenditures. Such 
measures might not be sufficient to enable us to service our debt, and any such financing or refinancing might not be available on economically 
favorable terms or at all. Our ability to make payments of principal and interest on our outstanding credit facility depends upon our future 
performance and our ability to generate cash flows. If we are unable to generate sufficient cash flows to meet our debt service obligations or 
are forced to take additional measures to be able to service our indebtedness, our business, financial condition and results of operations could 
be materially and adversely affected. 

Changes in, or interpretations of, tax rules and regulations may materially adversely affect our effective tax rates. 

We are a United States-based company subject to various federal, state, U.S. Territory and local tax laws and regulations in multiple U.S. 
jurisdictions that govern numerous aspects of our business. As we expand our business, we may perform services for new customers located 
outside of the United States or in a U.S. Territory, which may subject us to foreign tax laws and regulations that could increase our exposure 
to  additional  tax  liabilities.  Our  future  effective  tax  rates  could  be  materially  affected  by  various  factors,  including  changes  in  tax  rates  of 
jurisdictions in which we do business, changes in relevant tax and accounting rules, regulations and interpretations, increases in expenses not 
deductible for tax purposes, including impairments of goodwill, and changes in the valuation of our deferred tax assets and liabilities. For 
example, in December 2017, Congress enacted the 2017 Tax Act which, among other things, reduced the U.S. corporate tax rate, modified 
limitations  on  certain  deductions  for  executive  compensation,  placed  new  limitations  on  interest  deductions,  repealed  the  Section  199 
Deduction and certain capital investment deductions, and shifted U.S. taxation of multinational corporations from a tax on worldwide income 
to a territorial system. Any unanticipated changes in our tax rates could affect our future results of operations. 

In addition, we are subject to the continual examination of our income tax returns by the IRS and other tax authorities. We regularly assess the 
likelihood of outcomes resulting from these examinations to determine the adequacy of our provision for income taxes and have reserved for 
potential  adjustments  that  may  result.  The  final  determination  of  any  of  these  examinations  could  have  a  material  adverse  effect  on  our 
business, financial condition, results of operations and cash flows. 

Our health insurance coverage and self-insurance reserves may not cover future claims, which could materially adversely affect our 
business, financial condition, results of operations and cash flows. 

We maintain various insurance policies for company employee health, workers’ compensation, general liability and property damage. We are 
self-insured for our health plans, and have purchased a fully-insured stop loss policy to help offset our liability for both individual and aggregate 
claim costs. We are also responsible for losses up to a certain limit for workers’ compensation, general liability and property damage insurance. 

For policies under which we are responsible for losses, we record a liability that represents our estimated cost of claims incurred and unpaid 
as of the balance sheet date. Our estimated liability is not discounted and is based on a number of assumptions and factors, including historical 
trends, actuarial assumptions and economic conditions, and is closely monitored and adjusted when warranted by changing circumstances. 
Our prior growth could affect the accuracy of estimates based on historical experience. Should a greater amount of claims occur compared to 
what was estimated or medical costs increase beyond what was expected, our accrued liabilities might not be sufficient and we may be required 
to record additional expense. Unanticipated changes may also produce materially different amounts of expense than reported under these 
programs, which could materially adversely affect our business, financial condition, results of operations and cash flows. 

Risks Relating to Our Industry 

Our business could be materially adversely affected by changes in the U.S. healthcare environment or in laws relating to healthcare 
programs and policies, particularly as they relate to the ACA and the Medicare and Medicaid programs. 

The healthcare industry in which we operate is subject to changing political, economic and regulatory influences that directly affect the practices 
and operations of federal, state and commercial healthcare organizations in the United States. When the ACA was passed, its emphasis on 
program integrity, cost containment and expansion of Medicaid created new opportunities to grow our business and our service offerings. 
However, certain provisions of the ACA have yet to be implemented and there have been a number of judicial and legal challenges to certain 
aspects of the ACA. In February 2018, 20 states filed suit in the U.S. District Court for the Northern District of Texas alleging that the ACA is 
unconstitutional in light of the repeal of the penalties associated with the individual mandate. On December 14, 2018, the Court issued a ruling 
that the mandate was no longer permissible under Congress’s taxing power and was thus unconstitutional. As such, the Court further found 
that the entire ACA is deemed to be invalid because the individual mandate is “essential” and inseverable from the ACA. Although, a stay and 
partial final judgment has been issued, ensuring that the ACA remains in full effect for the foreseeable future, we cannot predict the outcome 
of the litigation that has been filed relating to the constitutionality of the ACA. Additionally, since its adoption into law in 2010, there have been 
continued efforts by Congress to amend, repeal or replace all or part of the ACA. For example, under the 2017 Tax Act, the “individual mandate” 
introduced  by  the  ACA  was  repealed  effective  January  1,  2019.  Congress  has  introduced  several  other  bills  to  delay,  defund  or  repeal 
implementation or amend significant provisions of the ACA, though none of these other bills have passed the House and Senate. There have 
also been a number of proposed and adopted legislative initiatives and healthcare reform proposals from the federal and state governments. 
These include (i) measures that would fundamentally change the financial structure of the Medicaid program (currently funded jointly by the 

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states and the U.S. Federal Government), which could result in early termination, reduced scopes or non-renewal of our contracts with certain 
state government customers, and (ii) changes at the federal level that would reduce reimbursement rates to states, establish new payment 
models,  further  limit  the  Medicare  RAC  program,  or  otherwise  change  the  operating  environment  for  our  customers  and  transform  the 
government’s involvement in healthcare. In addition to these legislative proposals, the President has taken several steps to limit the functionality 
of the ACA and advocate for its repeal and replacement since taking office. During 2017, the President signed two executive orders and other 
directives designed to waive, defer, grant exemptions from or delay the implementation of certain requirements mandated by the ACA. 

Another variable that impacts our business will be how state programs, commercial health plans, private employers and other healthcare 
payers  will  respond  to  changes  during  this  continued  period  of  uncertainty  surrounding  the  ACA.  These  organizations  may  react  to  such 
changed circumstances and financial pressures by taking actions to ramp up, curtail or defer their retention of cost containment providers like 
us, which could impact the demand for our solutions and services and our ability to increase or maintain sales of our existing solutions and 
services. While certain changes may present new opportunities to us, our business, financial condition, results of operations and cash flows 
could be materially adversely affected if we are unable to adapt our solutions and services to meet changing requirements or expand service 
delivery into new areas, or if the demand for our solutions and services is reduced as a result of future legislative changes affecting Medicare, 
Medicaid or other publicly funded or subsidized health programs, or efforts to waive, modify or otherwise change or invalidate the ACA. Although 
we will continue to evaluate the effect that the ACA and its possible invalidation or repeal and replacement may have on our business, it is 
difficult to predict the full impact and influence that the ACA and the varying healthcare reform measures may have on the U.S. healthcare 
industry or policy, and any resulting changes may take time to unfold. 

Healthcare spending fluctuations, simplification of the healthcare payment process or other aspects of the healthcare financing 
system, budgetary pressures and/or programmatic changes diminishing the scope of program benefits, or limiting payment integrity 
initiatives, could reduce the need for and the price of our solutions and services, which would have a material adverse effect on our 
business, financial condition, results of operations and cash flows. 

Our projections and expectations are premised, in part, upon consistent growth rates in the Medicare and Medicaid programs and government 
spending on these programs, and the impact on the current healthcare financing system overall and need for our solutions and services within 
that existing framework. Our continued success as a company is based in large part on offering solutions and services that improve the ability 
of our customers to identify and recover revenue that would otherwise be lost often as a result of procedural inefficiencies and complexities in 
the healthcare delivery and payment system. However, the need for our solutions and services, the price customers are willing to pay for them 
and the scope and profitability of our contracts could be negatively affected by a number of factors, including, but not limited to: 

 
 

 

a lower than projected growth in Medicare and Medicaid program enrollment and expenditures;  
changes in the level of federal government spending due to budgetary or deficit considerations, including the continuance of existing 
programs, as well as budgetary pressures that may drive changes at the state level; 
unanticipated reductions in the scope of healthcare program benefits (such as, for example, state decisions to eliminate coverage of 
optional Medicaid populations or services or shifting lives into managed care plans);  
the transition of healthcare beneficiaries from fee-for-service plans to value-based plans;  

 
  modifications in provider billing behavior and habits, often in response to the success of our solutions and services or to changes that 

reduce healthcare spending; 
the adoption of healthcare plans with significantly higher deductibles;  

 

20 

  
  
  
   
 
 
 
 
 
  
 
 
 
 

 

 

customer improvements and enhancements to their internal healthcare claims and billing processes;  
the simplification of the healthcare benefit and payment system through legislative or regulatory changes at the federal or state level (for 
example, legislative changes impacting the scope of mandatory audits, including limits on the look-back period for review in areas where 
we conduct audits);  
limits  placed  on  ongoing  program  integrity  initiatives,  including  the  Medicare  RAC  program  and  state  Medicaid  RAC  programs  (for 
example, limitations or reductions in the amount of reviewable claims we audit, such as the modified ADR limits and sliding scale policy 
implemented by CMS for the current Medicare RAC contracts, which have a significant impact on the volumes of claims that Medicare 
RACs are permitted to review for inpatient providers and reduce their ability to identify overpayments and underpayments); and 
legislative healthcare reforms and developments, including the absence of near-term compliance deadlines effected by the ACA, the 
possible repeal or modification of the ACA, and other legislative actions to reduce program eligibility or services, or reform Medicaid 
spending. 

The occurrence of any of these events, or other changes to the funding of the Medicare and Medicaid programs or limitations in the scope of 
program eligibility, benefits, initiatives and healthcare spending that materially reduce our revenue or profitability with such programs may have 
an adverse effect on our future business, financial condition, results of operations and cash flows. 

A failure to comply with the laws and regulations that apply to companies in our industry regarding individual privacy and information 
security could subject us to legal actions, fines and penalties and negatively impact our reputation and operations. 

As a cost containment service provider, we often receive, process, transmit and store sensitive data, including PHI and personally identifiable 
information  of  individuals,  as  well  as  other  financial,  confidential  and  proprietary  information  belonging  to  our  customers,  subcontractors, 
government agencies, data suppliers and other third parties from whom we obtain information. The use and disclosure of that information is 
regulated at the federal, state, international and industry levels. For example, we are subject to federal regulation under HIPAA, as amended 
by HITECH, and the Final Omnibus Privacy, Security, Breach Notification, and Enforcement Rule, as well as various state laws. HIPAA also 
imposes  standards  and  requirements  on  our  business  associates  (as  defined  under  HIPAA).  We  are  also  obligated  by  our  contractual 
requirements with customers, which may require that we comply with additional privacy regulations imposed upon certain types of customers, 
such as the federal Gramm-Leach-Bliley Act and other laws. 

Even though we take measures to comply with all applicable regulations and to ensure our business associates and subcontractors comply 
with these laws, regulations and rules, we have less than complete control over our business associates’ and subcontractors’ actions and 
practices. We may be exposed to data breach risk if there is unauthorized access to one of our or our subcontractors’ secure facilities, or to 
third-party enterprise cloud storage and cloud computing application services that we use, or from lost or stolen laptops or other portable media 
from current or former employee theft of data containing PHI, from computer hacking, malware, computer viruses or other malicious codes, 
phishing or other cyber-attacks, from misdirected mailings containing PHI, or other forms of administrative or operational error. If we or our 
subcontractors fail to comply with applicable laws; if unauthorized parties gain physical access to one of our facilities and steal or misuse 
confidential information; if we erroneously use or disclose data in a way that is inconsistent with our granted rights; or if such information is 
misdirected, lost or stolen during transmission or transport, we may suffer damage to our reputation, potential loss of existing customers and 
difficulty  attracting  new  customers.  We  could  also  be  exposed  to,  among  other  things,  unfavorable  publicity,  governmental  inquiry  and 
oversight, allegations by our customers that we have not performed our contractual obligations, costs to provide notifications or remediation 
(such as credit monitoring) to affected individuals, fines or other penalties imposed by government regulatory agencies, or litigation by affected 
parties and possible financial obligations for damages or indemnification obligations related to the theft or misuse of such information, any of 
which could have a material adverse effect on our business, financial condition, results of operations and cash flows. 

In  addition,  laws,  rules  and  regulations  concerning  the  protection  of  personal  information  are  subject  to  frequent  change  by  legislation, 
regulatory  issuances  or  administrative  interpretation.  As  regulatory  focus  on  privacy  issues  continues  to  increase  and  these  laws  and 
regulations continue to expand and become more complex, these potential risks to our business could intensify. Changes in laws or regulations 
associated with the enhanced protection of certain types of sensitive data, such as healthcare data or other personally identifiable information, 
along with increased customer demands for enhanced data security infrastructure, could greatly increase our cost of providing our solutions 
and services, and may subject us to additional liabilities. 

21 

 
 
 
 
  
  
  
  
  
  
 
 
We are subject to extensive government regulation, including government and customer audits and investigations relating to our 
compliance  with  the  laws  and  regulations  applicable  to  companies  in  our  industry,  and  a  negative  finding  or  other  adverse 
determination could have a material adverse effect on our reputation, business, financial condition, results of operations and cash 
flows. 

A significant portion of our business is regulated by the federal government and the states in which we operate. The laws and regulations 
governing our operations are generally intended to benefit and protect individual citizens, including government program beneficiaries, health 
plan  members  and  their  dependents.  The  federal  and  state  governmental  agencies  administering  these  laws  and  regulations  have  broad 
latitude  to  enforce  them.  As  such,  we  are  subject,  on  an  ongoing  basis,  to  various  governmental  and  customer  reviews,  audits  and 
investigations  to  verify  our  compliance  with  our  contracts  and  applicable  laws  and  regulations,  as  well  as  legal  actions  and  enforcement 
proceedings. For example, because we receive payments from federal and state governmental agencies, we are subject to laws, such as the 
Federal Acquisition Regulations, the U.S. Foreign Corrupt Practices Act, federal and state employment, equal opportunity and affirmative 
action laws, federal and state prompt pay statutes, healthcare fraud, waste and abuse laws and similar legislation. We are also subject to the 
Federal  False  Claims  Act  and  similar  state  statutes,  which  permit  government  law  enforcement  agencies  to  institute  suits  against  us  for 
violations  and,  in  some  cases,  to  seek  double  or  treble  damages,  penalties  and  assessments.  In  addition,  private  citizens,  acting  as 
whistleblowers, can sue on behalf of the government under the “qui tam” provisions of the Federal False Claims Act and similar statutory 
provisions in many states. 

As we expand into new areas of the healthcare industry, we may develop new or enhanced solutions that may further expose us to requirements 
under additional statutes and legislative schemes that have previously not been relevant to our business, such as the Fair Debt Collection 
Practices Act and other banking and credit reporting statutes. For example, in connection with our acquisition of Eliza, we became subject to 
the  Telephone  Consumer  Protection  Act  of  1991,  state  and  federal  audio  and  telephone  recording  laws,  and  other  consumer  laws  and 
regulations as a result of the member engagement services that we perform. Our increased involvement in population health services and 
penetration into new markets, such as ACOs, PBMs and commercial self-insured employers, could increase the likelihood and incidence of 
our being subjected to regulatory scrutiny or legal actions by third parties other than our customers, which may impose significant costs and 
strain on our resources. 

These laws and regulations, along with the terms of our government contracts, regulate how we do business, what services we offer and how 
we interact with customers, providers, other healthcare payers and the public. If the government discovers improper or illegal activities in the 
course of audits or investigations, we may be subject to various civil and criminal penalties and administrative sanctions, which may include 
termination of contracts, forfeiture of profits, suspension of payments, fines and suspensions and debarment from doing business with the 
government. Similarly, if our customers assert that we have failed to properly perform or comply with our contractual obligations, or if the 
carriers to which we send billings assert that we have failed to properly comply with applicable federal or state billing rules and regulations, we 
may be required to provide refunds or make payments to resolve such issues. If we are found to be in violation of any applicable law or 
regulation, or if we receive an adverse review, audit or investigation from a government agency or customer related to our compliance with 
such laws or regulations or the  terms of our government contracts, any resulting negative publicity, penalties or sanctions could have an 
adverse effect on our reputation in the industry, impair our ability to compete for new contracts or bid in response to RFPs in one or more 
jurisdictions, and have a material adverse effect on our business, financial condition, results of operations and cash flows. 

Federal  and  state  governments  may  limit  or  prohibit  outsourcing  of  certain  programs  or  functions,  refuse  to  grant  consents  or 
waivers necessary to permit private entities to perform such work, or impose other limitations on outsourcing or certain vendors 
that may obstruct cost-effective performance of our contracts. 

Federal or state governments could limit or prohibit private contractors like us from operating or performing elements of certain government 
functions or programs. As a condition of receiving federal funding, state, and local governments may be required to operate such programs 
with government employees. Under current law, in order to privatize certain functions of government programs, the federal government must 
grant a consent and/or waiver to the petitioning state or local agency. If the federal government does not grant a necessary consent or waiver, 
the  state  or  local  agency  will  be  unable  to  outsource  that  function  to  a  commercial  entity.  Such  a  situation  could  eliminate  a  contracting 
opportunity or reduce the value of an existing contract. 

Similarly, other state or federal limitations on outsourcing certain types of work to vendors that supplement our workforce could make it more 
difficult for us to fulfill our contracts in a cost-effective manner. Certain areas of our operations use or involve vendor or subcontractor personnel 
located outside of the United States, who may (under carefully controlled circumstances) access certain PHI in the course of assisting us with 
various elements of the services we provide to our customers. The federal government and a number of states have considered laws or issued 
rules, regulations, and orders that would limit, restrict or wholly prohibit the use of offshore labor in performance of government contracts, or 
impose sanctions for the use of such resources. Some of our customers have already chosen to contractually limit or restrict our ability to use 
offshore resources. Intensified restrictions of this type or associated penalties could raise our costs of doing business, expose us to unexpected 
fines or penalties, increase the prices we must charge to customers to realize a profit and eliminate or significantly reduce the value of existing 
contracts or potential contract opportunities, any of which could have a material adverse effect on our business, financial condition, results of 
operations and cash flows. 

22 

  
  
  
  
  
  
We may be precluded from bidding on or performing certain work due to work we currently perform, which could materially adversely 
affect our business, financial condition, results of operations and cash flows. 

Various laws, regulations and administrative policies prohibit companies from performing work for government agencies in capacities that might 
be viewed to create an actual or perceived conflict of interest. In particular, CMS has stringent conflict of interest rules, which can limit our 
bidding for specific work for CMS, or for other contracts that might conflict, or be perceived by CMS to conflict, with contractual work for CMS. 
State governments and managed care organizations also have conflict of interest restrictions that could limit our ability to bid for certain work 
and  impede  our  overall  sales  strategy.  As  we  continue  to  expand  and  diversify  our  business  operations,  the  likelihood  that  customers  or 
potential customers will perceive conflicts of interest between our various subsidiaries, solutions, services, activities and customer relationships 
may increase. Such conflicts, whether real or perceived, could result in a loss of contracts or additional internal structural barriers that delay 
operational efficiency. We may also need to divest certain existing businesses or reorganize our current management and personnel structure, 
as well as our corporate organization and entity structure, in order to qualify for new contract awards or to appropriately mitigate conflicts and 
otherwise accommodate the increasing complexity of our business. Our failure to devote sufficient care, attention and resources to managing 
these adjustments may result in technical or administrative errors that could expose us to potential liability or adverse regulatory action. In 
addition,  conflict  of  interest  rules  and  standards  change  frequently,  and  are  subject  to  varying  interpretations  and  varying  degrees  and 
consistency of enforcement. We may not be successful in navigating these restrictions. If we are prevented from expanding our business or 
are unable to effectively implement our strategic initiatives due to real or perceived conflicts of interest, our business, financial condition, results 
of operations and cash flows could be materially adversely affected. 

Risks Related to Our Common Stock 

The market price of our common stock may be volatile, and fluctuations in the price of our common stock may materially adversely 
affect our business, financial condition, results of operations and cash flows and materially adversely affect our shareholders. 

The market price of our common stock has fluctuated widely and may continue to do so. During the 52-week period ended December 31, 
2018, our common stock traded on the Nasdaq Global Select Market as high as $37.38 per share and as low as $15.06 per share. Our stock 
price is subject to fluctuation as a result of a variety of factors, including factors beyond our control, such as the risk factors described above 
and those which are related to: 

 
 

 

quarterly or annual earnings results or those of other companies in our industry;  
changes in estimates of our performance or recommendations by securities analysts or in the operating and stock price performance of 
other companies that investors deem comparable to our company; 
news reports relating to trends, concerns and other issues in the healthcare industry, including perceptions in the marketplace regarding 
us and our competitors; 
the financial projections we publicly provide and any changes in or failure to meet those projections; 
future sales of shares of common stock in the public market by our executive officers or directors; 
any changes in the number of our outstanding shares, including as a result of share repurchases; 
actual or proposed changes in federal or state laws affecting the healthcare industry; 
changes in accounting principles;  
the public’s response to our press releases, or other public announcements, including our filings with the SEC; 
securities class actions, shareholder lawsuits or other litigation; and 

 
 
 
 
 
 
 
  market conditions in the industry and the economy as a whole. 

23 

  
  
  
  
  
 
 
 
 
 
 
 
 
 
 
 
  
 
 
In  addition,  the  stock  market  often  experiences  significant  price  and  volume  fluctuations.  These  broad  market  fluctuations  may  materially 
adversely affect the market price of our common stock regardless of our operating performance. When the market price of a company’s stock 
drops significantly, shareholders may institute securities class action litigation against that company. Any litigation against us could cause us 
to incur substantial costs, divert the time and attention of our management and other resources or otherwise harm our business. 

Because we do not intend to pay dividends, you will benefit from an investment in our common stock only if it appreciates in value. 

We have not paid or declared cash dividends on any of our capital stock to date and currently intend to retain our future earnings, if any, to 
fund the development and continued growth of our business and repurchase shares opportunistically from time to time. As a result, we do not 
expect to pay any cash dividends in the foreseeable future. The success of your investment in our common stock will likely depend entirely 
upon any future appreciation. There is no guarantee that our common stock will appreciate in value or even maintain the price at which you 
purchased your shares. 

Certain  provisions  of  our  certificate  of  incorporation  and  bylaws  could  discourage  unsolicited  takeover  attempts,  which  could 
depress the market price of our common stock. 

Our certificate of incorporation authorizes the issuance of up to 5,000,000 shares of “blank check” preferred stock with such designations, 
rights and preferences as may be determined by our Board of Directors. Accordingly, our Board of Directors is empowered, without shareholder 
approval, to issue preferred stock with dividend, liquidation, conversion, voting or other rights, that could adversely affect the voting power or 
other rights of holders of our common stock. In the event of issuance, preferred stock could be utilized, under certain circumstances, as a 
method of discouraging, delaying, or preventing a change in control. Although we have no present intention to issue any shares of preferred 
stock, it is possible that we will do so in the future. In addition, our bylaws currently require advance notice of shareholder proposals for business 
to be conducted at meetings of our shareholders and for nominations of candidates for election to our Board of Directors and provide for 
Delaware as an exclusive forum for certain disputes with our shareholders, all of which could also have the effect of discouraging a change of 
control. 

Item 1B. Unresolved Staff Comments 

None. 

Item 2. Properties  

Our corporate headquarters and other material leased properties as of December 31, 2018 are shown in the following table: 

Location 
Irving, TX (corporate headquarters) 
Las Vegas, NV (office space) 
Danvers, MA (office space) 
New York , NY (office space) 
Westerville, OH (office space) 
All other locations (23) 

Approximate  
Square  
Footage 

     Owned/Leased 

242,260    
63,593    
38,868    
34,759    
25,212    
80,759    

Owned 
Leased 
Leased 
Leased 
Leased 
Leased 

All other locations consist principally of office space and also include data centers, which are all located in the United States. The above 
locations have expiration dates through 2026. A portion of the above Las Vegas, NV and New York, NY office spaces are sub-leased. In 
general, we believe our facilities are suitable to meet our current and reasonably anticipated future needs. See “Lease Commitments” in Note 
15 to the Consolidated Financial Statements in Part II, Item 8 for additional information. 

Item 3. Legal Proceedings 

The information set forth under the caption “Litigation” in Note 15 to the Consolidated Financial Statements in Part II, Item 8 is incorporated 
herein by reference. 

Item 4. Mine Safety Disclosures 

Not applicable. 

24 

  
  
  
  
  
  
  
  
  
  
  
    
    
    
    
    
    
  
  
  
  
  
  
 
 
Item 5. Market for Registrant’s Common Equity, Related Shareholder Matters and Issuer Purchases of Equity Securities 

PART II 

Market Information 

Our common stock is listed on the Nasdaq Global Select Market under the symbol “HMSY”. 

Holders 

As of the close of business on February 15, 2019, there were 252 holders of record of our common stock. 

Dividends 

We have not paid or declared any cash dividends on our common stock and do not anticipate paying cash dividends in the foreseeable future. 
Our current intention is to retain future earnings to support the continued growth of our business and possibly for the repurchase of shares 
from time to time. Our Board of Directors will evaluate various factors, including, without limitation, our future earnings, operating cash flows, 
financial condition, results of operations and capital requirements in determining whether to pay any cash dividends in the future. In addition, 
our Credit Agreement generally limits, subject to certain exceptions, our ability to make certain payments or distributions with respect to our 
capital stock, including cash dividends to our shareholders. These restrictions are described in more detail under the heading “Liquidity and 
Capital Resources” in Part II, Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations, and in Note 10 
to the Consolidated Financial Statements in Part II, Item 8. 

See Part III, Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Shareholder Matters for information 
relating to securities authorized for issuance under our equity compensation plans. 

Repurchases of Shares of Common Stock 

On November 1, 2017, the Board of Directors of the Company approved a share repurchase program authorizing the Company to repurchase 
up to $50.0 million of shares of its common stock from time to time on the open market or in privately negotiated or other transactions. We 
publicly  announced  the  program  in  November  2017.  The  repurchase  program  is  authorized  for  a  period  of  up  to  two  years,  and  may  be 
suspended or discontinued at any time. In order to facilitate repurchases, the Company may enter into a Rule 10b5-1 plan from time to time, 
which would permit shares to be repurchased when the Company might otherwise be precluded from doing so under insider trading laws or 
because of a self-imposed trading blackout period. All repurchases were made under the program and using cash resources. See “Equity” in 
Note 11 to the Consolidated Financial Statements in Part II, Item 8 for additional information regarding share repurchases. There were no 
repurchases of shares of common stock in the fourth quarter of 2018. 

Total Number of 
Shares 
Purchased as 
Part of Publicly 
Announced 
Program 

Maximum 
Approximate 
Dollar Value of 
Shares That May 
Yet Be 
Purchased 
Under the 
Program 

—    $ 
—      
—      
—    $ 

—  
—  
—  
29,933,055  

Total Number of 
Shares 
Purchased 

Average Price 
Paid Per Share      
—      
—      
—      
—      

—    $ 
—      
—      
—    $ 

Period 
October 1, 2018 to October 31, 2018 
November 1, 2018 to November 30, 2018 
December 1, 2018 to December 31, 2018 
Total 

25 

  
  
  
  
  
  
  
  
  
  
  
  
    
    
  
    
    
    
    
  
 
 
Comparative Stock Performance Graph  

The graph below compares the cumulative total shareholder return on our common stock with the cumulative total shareholder returns of the 
Nasdaq Composite Index, the Nasdaq Computer & Data Processing Index and the Nasdaq Health Services Index assuming an investment of 
$100 on December 31, 2013 and the reinvestment of dividends through the year ended December 31, 2018. 

HMS Holdings Corp. 
NASDAQ Composite 
NASDAQ Computer & Data Processing 
NASDAQ Health Services 

  $ 

12/31/13     

12/31/14    

12/31/15    

12/31/16    

12/31/17    

100.00     $ 
100.00       
100.00       
100.00       

93.13    $ 
114.62      
113.68      
123.14      

54.36    $ 
122.81      
140.03      
134.70      

80.00    $ 
133.19      
150.12      
110.22      

74.67    $ 
172.11      
209.72      
131.32      

12/31/18  
123.92  
165.84  
212.97  
155.16  

Notwithstanding anything to the contrary set forth in any of our previous or future filings under the Securities Act or the Exchange Act that might 
incorporate by reference this 2018 Form 10-K or future filings made by us under those statutes, the Comparative Stock Performance Graph is 
not deemed filed with the SEC, is not deemed soliciting material and shall not be deemed incorporated by reference into any of those prior 
filings or into any future filings we make under those statutes, except to the extent that we specifically incorporate such information by reference 
into a previous or future filing, or specifically request that such information be treated as soliciting material, in each case under those statutes. 

26 

  
 
  
  
  
  
    
    
    
  
   
 
 
Item 6. Selected Financial Data 

The following table sets forth selected consolidated financial amounts at and for each of the five fiscal years in the period ended December 31, 
2018.  It  should  be  read  in  conjunction  with  Part  II,  Item  7.  Management’s  Discussion  and  Analysis  of  Financial  Condition  and  Results  of 
Operations, and the Consolidated Financial Statements and Notes thereto, in Part II, Item 8 of this 2018 Form 10-K. 

Statement of Operations Data 

(in thousands, except per share amounts) 

2018 

Years ended December 31, 
2016 

2017 

2015 

2014 

Revenue 
Total operating expenses 
Operating income 

Interest expense 
Interest income 

Income before income taxes 

Income taxes 

Net income 

Net Income Per Common Share 
Basic income per common share: 

Net income per common share - basic 

Diluted income per common share: 

Net income per common share - diluted 

Weighted average shares: 

Basic 
Diluted 

Balance Sheet Data 

(in thousands) 
Cash and cash equivalents 
Working capital 
Total assets 
Revolving credit facility 
Total shareholders' equity 

  $ 

  $ 

  $ 

  $ 

598,290    $ 
535,052      
63,238      
(11,310)     
1,089      
53,017      
(1,972)     
54,989    $ 

521,212    $ 
470,781      
50,431      
(10,871)     
295      
39,855      
(199)     
40,054    $ 

489,720    $ 
432,051      
57,669      
(8,519)     
321      
49,471      
11,835      
37,636    $ 

474,216    $ 
426,644      
47,572      
(7,812)     
49      
39,809      
15,282      
24,527    $ 

443,225  
409,021  
34,204  
(7,931) 
57  
26,330  
12,383  
13,947  

0.66    $ 

0.48    $ 

0.45    $ 

0.28    $ 

0.16  

0.64    $ 

0.47    $ 

0.43    $ 

0.28    $ 

0.16  

83,625      
86,144      

83,821      
85,088      

84,221      
86,987      

87,881      
88,361      

87,673  
88,164  

2017 

Years ended December 31, 
2016 
175,999    $ 
277,478    $ 
882,755    $ 
197,796    $ 
556,610    $ 

83,313    $ 
199,967    $ 
975,160    $ 
240,000    $ 
606,229    $ 

2015 
145,610    $ 
240,456    $ 
850,597    $ 
197,796    $ 
524,702    $ 

2014 
133,116  
226,271  
880,988  
197,796  
533,090  

2018 
178,946    $ 
  $ 
  $ 
328,684    $ 
  $  1,078,518    $ 
240,000    $ 
  $ 
713,396    $ 
  $ 

27 

  
  
  
  
  
  
  
    
    
    
    
  
  
  
       
      
      
      
  
    
    
    
    
    
    
  
    
       
       
       
       
   
    
       
       
       
       
   
    
       
       
       
       
   
    
       
       
       
       
   
    
       
       
       
       
   
    
    
  
  
  
  
  
  
    
    
    
    
  
  
 
 
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations 

The following Management’s Discussion and Analysis is intended to help the reader understand the results of operations and financial condition 
of HMS. You should read this discussion and analysis in conjunction with the other sections of this 2018 Form 10-K, including the Cautionary 
Note  Regarding  Forward-Looking  Statements  appearing  prior  to  Part I,  the  information  in  Part I,  Item 1A,  and  the  Consolidated  Financial 
Statements and Notes thereto in Part II, Item 8. The historical results set forth in Part II, Item 6, Item 7 and Item 8 of this 2018 Form 10-K 
should not be taken as necessarily indicative of our future operations or financial results. 

Business Overview  

HMS  provides  a  broad  range  of  cost  containment  solutions  to  help  healthcare  payers  and  at-risk  providers  reduce  costs,  improve  health 
outcomes and enhance member experiences. Using industry-leading technology, analytics and engagement solutions, we deliver coordination 
of benefits, payment integrity and total population management solutions through our operating subsidiaries to move the healthcare system 
forward for our customers. We are managed and operate as one business segment with a single management team that reports to the Chief 
Executive Officer. 

We serve state Medicaid programs, commercial health plans, federal government health agencies, government and private employers, CHIPs 
and other healthcare payers. We also serve as a subcontractor for certain business outsourcing and technology firms. As of December 31, 
2018, our customer base included the following: 

over 40 state Medicaid programs; 

  
   more than 325 health plans, including 23 of the top 25 health plans nationally (based on membership) in support of their multiple lines of 

business, including Medicaid managed care, Medicare Advantage and group and individual health;  
over 150 private employers; 

  
   CMS, the Centers for Disease Control and Prevention, and the Department of Veterans Affairs; and 
   PBMs, third-party administrators and other risk-bearing entities, including independent practice associations, hospital systems, ACOs

and specialty care organizations. 

Outlook 

We have grown our business both organically, through internal innovation and the development of new solutions and services, as well as by 
acquisition of businesses whose core services strengthened our overall mission to help our customers contain healthcare costs. Our largest 
growth during 2018 was with commercial health plan customers and we currently expect this market to present the greatest opportunity for 
continued growth in the year ahead. In addition to cross-sales of our total population management solutions and other internal growth initiatives 
in 2019, various factors related to the macro healthcare environment are expected to contribute to our expected growth, including: 

 
 

an aging U.S. population with high-cost, chronic conditions and often co-morbidities;  
projected growth in Medicare enrollment from 2018 to 2026 is estimated by CMS to be at 24%, with a projected increase in spending of 
83% during this same time period; 

government program payment error rates remain high at approximately 9%; 

  Medicaid expenditures are projected to grow 60% from 2018 to 2026 based on CMS NHE projections; 
 
  more than half of the U.S. population is projected by CMS to remain covered by employer-sponsored plans;  
 
 

continued support for moving the focus of U.S. reimbursement models away from volume of service to quality outcomes; and 
increased healthcare industry focus on improved population health, enhanced consumer outcomes and experience, and reduced costs. 

28 

  
  
  
  
 
  
  
  
  
   
 
 
 
 
 
 
  
 
 
We plan to drive our future growth by leveraging our expertise to expand solution offerings, attracting new customers and broadening our 
relationships with current customers through the introduction of new services, audit strategies and claim types. Our goal is to develop and build 
on existing partnerships with our state, federal and commercial health plan customers to provide services that better address their business 
needs and promote consumer engagement and satisfaction in the constantly evolving healthcare marketplace. We also expect to continue 
increasing  recovery  yields  from  our  current  services  by  enhancing  our  operating  and  organizational  efficiency  and  by  implementing  new 
technologies that will improve the quality, effectiveness and profitability of our service offerings. 

We are subject to a number of significant risks in the operation of our business, including operational, strategic, financial and regulatory risks. 
These include risks related to legal compliance, financial performance and condition, protection of our information technology networks and 
systems and intellectual property, and other risks. With respect to cybersecurity, the effective operation of our information technology networks 
and systems, and the secure processing and maintenance of the confidential, proprietary and sensitive information and data we receive from 
our customers and other data suppliers are critical to our operations and business strategy. Although we have processes and procedures to 
attempt to mitigate many of the risks that we face, there can be no assurance that such processes or procedures will be successful. For a 
discussion of certain risks relating to the Company, see the information under the heading “Part I, Item 1A. Risk Factors.” 

Critical Accounting Policies and Estimates 

Our consolidated financial statements are prepared in accordance with U.S. GAAP. The preparation of these consolidated financial statements 
requires us to make estimates and assumptions that affect the reported amounts of assets, liabilities, revenue, costs and expenses, and related 
disclosures. We evaluate our estimates and assumptions on an ongoing basis. Our estimates are based on historical experience and various 
other  assumptions  that  we  believe  to  be  reasonable  under  the  circumstances.  Our  actual  results  could  differ  from  these  estimates.  The 
accounting policies that we believe to be the most critical to an understanding of our financial condition and results of operations and that 
require the most complex and subjective management judgments are below: 

Revenue Recognition 

Description 

Judgments and Uncertainties 

The Company recognizes revenue when our 
customers realize economic benefits from our 
services when our services are completed. 

Due to the range of solutions and services 
that  HMS  provides  and  the  differing  fee 
structures  associated  with  each  type  of 
contract,  revenue  may  be  recognized  in 
increments.  A  portion  of  our 
irregular 
revenue  is  recorded  net  of  an  estimate  of 
revenue  adjustments,  with  an 
future 
offsetting  entry 
to  accounts  receivable 
allowance,  based  on  historical  patterns  of 
billing adjustments, length of operating and 
collection cycle and customer negotiations, 
behaviors and payment patterns. Changes 
in these estimates are recorded to revenue 
in the period of change. 

Effect if Actual Results Differ from 
Assumptions 

If we were to enter any new contracts with 
differing  fee  structures  or  performance 
obligations or if we were to change any of 
the  judgments  or  estimates  related  to 
estimated  future  revenue  adjustments,  it 
could  cause  a  material 
increase  or 
decrease  in  the  amount  of  revenue  we 
report in a particular period. 

29 

  
  
  
  
  
  
  
  
 
 
Estimated Liability for Appeals  

Description 

Judgments and Uncertainties 

Effect if Actual Results Differ from 
Assumptions 

To the extent the amount to be returned to 
providers  following  a  successful  appeal 
exceeds  or  is  less  than  the  amount 
recorded, revenue in the applicable period 
would  be  reduced  or  increased  by  such 
amount. Any future changes to any of our 
including 
contracts, 
customer 
modifications to Medicare RAC contracts, 
may 
to  apply  different 
assumptions  that  could  materially  affect 
both 
revenue  and 
estimated  liability  for  appeals  in  future 
periods. 

the  Company’s 

require  us 

Effect if Actual Results Differ from 
Assumptions 

The  use  of  different  valuation  techniques 
and assumptions are highly subjective and 
inherently uncertain and, as a result, actual 
results  may  differ  materially 
from 
estimates. 

Under our contracts with certain commercial 
health plan customers and our Medicare RAC 
contracts  with  CMS,  we  recognize  revenue 
when  HMS  claim  findings  are  sent  to  the 
Company’s  customers 
for  offset  against 
future  claim  payments  to  providers.  These 
contracts permit providers the right to appeal 
HMS claim findings and to pursue additional 
appeals if the initial appeal is found in favor of 
HMS’s customer. The total estimated liability 
for  appeals  balance  was  $21.7  million  and 
$30.8  million  as  of  December  31,  2018  and 
December  31,  2017, 
 The 
Company’s  original  Medicare  RAC  contract 
with CMS expired on January 31, 2018.  

respectively. 

time 

take  substantial 

The appeal process established  under the 
Medicare RAC contract with CMS includes 
five  levels  of  appeals  and  resolution  of 
appeals  can 
to 
resolve.  HMS  records  (i)  a  liability  for 
findings  which  have  been  adjudicated  in 
favor  of  providers  and  (ii)  an  estimated 
liability based on the amount of revenue that 
is subject to appeals and which is probable 
of  being  adjudicated  in  favor  of  providers 
their  successful  appeal.  Our 
following 
the 
liability 
estimated 
Company’s historical experience. 

is  based  on 

expiration, 

As  a  result  of  the  original  Medicare  RAC 
the  Company’s 
contract 
contractual  obligation  with  respect  to  any 
appeals  resolved  in  favor  of  providers 
subsequent  to  the  expiration  date  have 
the  Company 
therefore 
ceased  and 
released  its  estimated  return  obligation 
liability  and  increased  revenue  by  $8.4 
million during the first quarter of 2018. 

Business Combinations  

Description 

Judgments and Uncertainties 

businesses. 

their  acquisition  date 

We  record  assets  acquired  and  liabilities 
assumed  in  a  business  combination  based 
upon 
fair  values. 
Goodwill  is  the  excess  of  acquisition  costs 
over the fair values of assets and liabilities of 
acquired 
the 
measurement period, which is up to one year 
from  the  acquisition  date,  we  may  record 
adjustments  to  the  assets  acquired  and 
liabilities  assumed,  with  the  corresponding 
offset to goodwill. Upon the conclusion of the 
measurement  period,  any 
subsequent 
adjustments are recorded to earnings. 

During 

In  most  instances  there  is  not  a  readily 
defined or listed market price for individual 
assets and liabilities acquired in connection 
with a business, including intangible assets. 
We  determine  fair  value  through  various 
valuation  techniques  including  discounted 
cash  flow  models,  quoted  market  values 
and third party independent appraisals, as 
Significant 
necessary. 
considered 
assumptions  used 
techniques 
in 
include, but are not limited to, growth rates, 
discount  rates,  customer  attrition  rates, 
expected levels of revenues, earnings, cash 
flows and tax rates. 

those 

30 

  
  
  
  
  
  
  
  
  
  
  
  
 
 
Impairment of Goodwill 

Description 

Judgments and Uncertainties 

Effect if Actual Results Differ from 
Assumptions 

goodwill; 

therefore, 

The  results  of  the  annual  impairment 
assessment provide that the fair value of 
the  reporting  unit  was  significantly  in 
excess  of  the  Company’s  carrying  value, 
including 
no 
impairment was indicated. If actual results 
are  not  consistent  with  our estimates  or 
assumptions, 
the  Company  may  be 
exposed  to  an  impairment  charge  that 
could  materially  adversely 
impact our 
consolidated financial position and results 
of  operations.  There  were  no  impairment 
charges  related  to  goodwill  during  the 
years ended December 31, 2018, 2017, or 
2016. 

Goodwill is subject to a periodic assessment 
for 
for 
impairment.  We  assess  goodwill 
impairment  on  an  annual  basis  as  of  June 
30th  of  each  year  or  more  frequently  if  an 
event  occurs  or  changes  in  circumstances 
would  more  likely  than  not  reduce  the  fair 
value  of  a  reporting  unit  below  its  carrying 
amount. Assessment of goodwill impairment 
is at the HMS Holdings Corp. entity level as 
we  operate  as  a  single  reporting  unit.  The 
Company’s carrying amount of goodwill was 
$487.6 million as of December 31, 2018. 

We have the option to perform a qualitative 
or  quantitative  assessment  to  determine  if 
impairment is more likely than not to have 
occurred.  The  Company  completed  the 
annual impairment test as of June 30, 2018 
electing 
the  quantitative 
assessment  of  which  the  first  step  is  to 
compare the fair value of the reporting unit 
with its carrying value, including goodwill. 

to  perform 

In calculating the fair value of the reporting 
unit,  the  Company  utilized  a  weighting 
across three commonly accepted valuation 
approaches:  an 
income  approach,  a 
guideline public company approach, and a 
merger  and  acquisition  approach.  The 
income approach to determining fair value 
computes projections of the cash flows that 
the  reporting  unit  is  expected  to  generate 
converted  into  a  present  value  equivalent 
discounting. 
through 
Significant 
assumptions 
income  approach 
the 
in 
include income projections, a discount rate 
and  a  terminal  growth  value  which  are  all 
level  3  inputs.  The  income  projections 
include  assumptions 
revenue  and 
expense  growth  which  are  based  on 
internally  developed  business  plans  and 
largely reflect recent historical revenue and 
expense  trends.   The  discount  rate  was 
based  on  a  risk  free  rate  plus  a  beta 
adjusted  equity  risk  premium  and  specific 
company risk premium. The terminal growth 
is  Company  specific  and  was 
value 
determined  analyzing 
inputs  such  as 
historical inflation and the GDP growth rate. 
The  guideline  public  company  approach 
and  merger  and  acquisition  approach  are 
based  on  pricing  multiples  observed  for 
similar publicly traded companies or similar 
market companies that were sold. 

for 

31 

  
  
  
  
  
  
 
 
Effect if Actual Results Differ from 
Assumptions 

The  Company’s  carrying  amount  of  long-
lived  assets, 
including  property  and 
intangible  assets  was 
equipment  and 
$161.6  million  as  of  December  31,  2018. 
The  Company  did  not  recognize  any 
impairment  charges  related  to  long-lived 
and  intangible  assets  during  the  years 
ended December 31, 2018, 2017 or 2016. 
However, if actual results are not consistent 
with our estimates or assumptions, we may 
be  exposed  to  an  impairment  charge  that 
impact  our 
could  materially  adversely 
consolidated financial position and results of 
operations. 

Effect if Actual Results Differ from 
Assumptions 

to  change  any  of 

If  we  were 
these 
judgments  or  estimates,  it  could  cause  a 
material increase or decrease in the amount 
of stock compensation expense we report in 
a  particular  period.  For  example,  if  actual 
forfeitures vary from estimates, a difference 
in compensation expense will be recognized 
in the period the actual forfeitures occur. 

Impairment of Long-Lived and Intangible Assets 

Description 

Judgments and Uncertainties 

We  use  significant  judgment  in  assessing 
events  or  changes  in  circumstances  which 
indicate that the carrying amount of the asset 
may not be recoverable. 

indicators 

Long-lived  assets,  including  property  and 
equipment  and 
intangible  assets,  are 
reviewed for impairment whenever events or 
changes  in  circumstances  indicate  that  the 
carrying  amount  of  the  asset  may  not  be 
recoverable.  When 
exist, 
recoverability  of  assets  is  measured  by  a 
comparison of the carrying value of the asset 
group  to  the  estimated  undiscounted  future 
net cash flows expected to be generated by 
the asset. If such assets are considered to be 
impaired,  the  impairment  to  be  recognized 
and charged to earnings is measured by the 
amount  by  which  the  carrying  value  of  the 
asset  group  exceeds  the  fair  value  of  the 
assets. 

Valuation of Stock-Based Compensation  

Description 

Judgments and Uncertainties 

The  determination  of  the  fair  value  of  the 
options  on  the  grant  date  using  the  Black-
Scholes pricing model and/or the Monte Carlo 
Simulation is affected by the Company’s stock 
price,  as  well  as  assumptions  regarding  a 
number of complex and subjective variables. 
Certain key variables include: the Company’s 
expected  stock  price  volatility  over 
the 
expected  term  of  the  awards;  a  risk-free 
interest 
expected 
and 
dividends. The  fair  value  of  all  awards  also 
includes an estimate of expected forfeitures. 

rate; 

any 

We estimate stock price volatility based on 
the  historical  volatility  of  the  Company’s 
common  stock  and  estimate  the  expected 
term of the awards based on the Company’s 
historical option exercises for similar types of 
stock option awards. The assumed risk-free 
interest  rate  is  based  on  the  yield  on  the 
measurement  date  of  a  zero-coupon  U.S. 
Treasury bond with a maturity period equal 
to the option’s expected term. The Company 
does  not  anticipate  paying  any  cash 
dividends  in  the  foreseeable  future  and 
therefore, uses an expected dividend yield of 
zero 
the  option  valuation  models. 
Forfeitures are estimated based on historical 
experience. 

in 

32 

  
  
  
  
  
  
  
  
  
 
 
Income Taxes  

Description 

Judgments and Uncertainties 

tax  assets  and 

Income  taxes  are  accounted  for  under  the 
asset and liability method. Under this method, 
liabilities  are 
deferred 
recognized  for  the  future  tax  consequences 
attributable to temporary differences between 
the  financial  statement  carrying  amounts  of 
their 
existing  assets  and 
respective  tax  bases.  This  method  also 
requires the recognition of future tax benefits 
for net operating loss carry-forwards. 

liabilities  and 

those 

tax  assets  and 

Deferred 
liabilities  are 
measured  using  enacted  tax  rates  expected 
to  apply  to  taxable  income  in  the  years  in 
which 
temporary  differences  are 
expected  to  be  recovered  or  settled.  The 
effect on deferred tax assets and liabilities of 
a change in tax rates is recognized as income 
or  expense  in  the  period  that  includes  the 
enactment  date.  A  valuation  allowance  is 
provided  against  deferred  tax  assets  to  the 
extent their realization is not more likely than 
not. 

Uncertain income tax positions are accounted 
for  by  prescribing  a  minimum  recognition 
threshold  that  a  tax  position  is  required  to 
meet before being recognized in the financial 
statements.  We  make  adjustments  to  these 
reserves  in  accordance  with  the  income  tax 
accounting  guidance  when 
facts  and 
circumstances change, such as the closing of 
a tax audit or the refinement of an estimate. 

Effect if Actual Results Differ from 
Assumptions 

To the extent that the final tax outcome of 
these matters is different than the amounts 
recorded,  such  differences  will  affect  the 
provision for income taxes in the period in 
which  such  determination  is  made,  and 
could  have  a  material 
impact  on  our 
financial condition and operating results. 

reserved 

for  uncertain 

Although the Company believes that it has 
adequately 
tax 
positions (including interest and penalties), 
it can provide no assurance that the final tax 
outcome  of  these  matters  will  not  be 
materially different. 

Contingencies 

Description 

Judgments and Uncertainties 

Effect if Actual Results Differ from 
Assumptions 

in 

From  time  to  time,  we  are  involved  in  legal 
proceedings 
the  ordinary  course  of 
business.  We  assess  the  likelihood  of  any 
adverse  judgments  or  outcomes  to  these 
contingencies as well as potential ranges or 
reserves 
losses  and  establish 
probable 
accordingly. 

We  record  accruals  for  outstanding  legal 
matters when we believe it is probable that a 
loss will be incurred and the amount can be 
reasonably estimated. Significant judgment is 
required to determine both probability and the 
these 
estimated  amount.  We 
provisions  at  least  quarterly  and  adjust  the 
provisions 
impact  of 
reflect 
negotiations,  settlements,  rulings,  advice  of 
legal counsel and updated information. 

review 

the 

to 

in 

Litigation is inherently unpredictable and is 
subject to significant uncertainties, some of 
which  are  beyond  the  Company’s  control. 
The  amount  of  reserves  required  may 
change 
to  new 
developments in each matter or changes in 
approach to a matter such as a change in 
settlement  strategy  which  could  have  a 
material  impact  on  our  financial  condition 
and operating results. 

future  periods  due 

For further information on these critical accounting policies and all other significant accounting policies refer to the discussion under “Business 
and Summary of Significant Accounting Policies” in our Note 1 to the Consolidated Financial Statements in Part II, Item 8. 

33 

  
  
  
  
  
  
  
  
  
  
   
   
 
 
Results of Operations 

2018 Highlights 

   Revenue growth of 14.8% 
   Operating income growth of 25.4% 
   Cash flow from operations of $96.5 million 
   Repurchased approximately 384,000 shares of common stock for $6.0 million  
   Net income growth of 37.2%  

Comparison of 2018 to 2017 and 2017 to 2016 

dollars in millions 

Revenue 
Cost of Services : 
Compensation 
Information technology 
Occupancy 
Direct project costs 
Other operating costs 
Amortization of acquisition related software and 

intangible assets 
Total Cost of Services 

Selling, general and administrative expenses 
Settlement expense 

Total Operating Expenses 

Operating Income 

Interest expense 
Interest income 

Income before income taxes 

Income taxes 
Net Income 

Revenue 

$ 
Change     

% 

Change      

$ 
Change     

% 
Change   

2018 vs 2017 
77.1      

14.8%   $ 

2017 vs 2016 
31.5      

6.4% 

22.9      
7.7      
(1.2)     
1.5      
3.0      

11.3       
16.8       
(7.0)      
3.6       
10.6       

8.6       
2.6      
10.0       
36.5      
7.8      
7.4       
20.0       100.0       
13.7       
64.3      
25.4       
12.8      
(0.5)     
4.6       
0.8       266.7       
32.8       
13.1      
(1.8)      900.0       
37.2%   $ 
14.9      

12.7      
8.4      
3.2      
(4.9)     
0.6      

2.4      
22.4      
16.3      
-      
38.7      
(7.2)     
(2.3)     
0.0      
(9.5)     
(12.0)     
2.5      

6.7  
22.5  
22.9  
(10.6) 
2.2  

8.6  
6.5  
18.2  
-  
9.0  
(12.5) 
27.2  
0.3  
(19.2) 
(101.7) 
6.6% 

Year Ended December 31, 
     2016 

   2018 
  $  598.3    $  521.2    $  489.7    $ 

     2017 

     224.9       202.0       189.3      
37.3      
14.0      
46.3      
27.8      

53.4      
16.0      
42.9      
31.4      

45.7      
17.2      
41.4      
28.4      

30.4      

33.0      

20.0      

28.0      
     401.6       365.1       342.7      
89.4      
     113.5       105.7      
-      
-      
     535.1       470.8       432.1      
57.6      
(8.5)     
0.3      
49.4      
11.8      
37.6    $ 

50.4      
(10.8)     
0.3      
39.9      
(0.2)     
40.1    $ 

63.2      
(11.3)     
1.1      
53.0      
(2.0)     
55.0    $ 

  $ 

Revenue in Millions 

34 

  
  
  
  
  
    
  
    
     
  
    
       
       
       
       
        
       
   
    
    
    
    
    
    
    
    
    
    
    
  
  
 
  
 
 
2018 vs. 2017 
During the year ended December 31, 2018, revenue was $598.3 million, an increase of $77.1 million or 14.8% compared to $521.2 million for 
the year ended December 31, 2017. 

  By solution, which consists of coordination of benefits and analytical services, and included in analytical services are our payment 

integrity and total population management solutions: 

o  Coordination of benefits product revenue increased $14.4 million or 3.8% which was attributable to yield improvements 

and the addition of Medicaid enrollees which entered our customer eligibility files in 2018. 

o  Payment integrity revenue increased $39.7 million or 38.0% which was attributable to expanded commercial health plan 
scopes,  including  the  addition  of  health  plans  to  current  contracts  and  yield  improvements.  Within  payment  integrity, 
Medicare RAC revenue increased $17.8 million which includes an $8.4 million reserve release during the first quarter of 
2018 as compared to prior year. 
Total population management revenue increased $23.0 million or 67.4% of which $21.4 million is due to Eliza (acquired 
in April 2017). Additionally, Essette revenue increased $1.6 million as compared to prior year. 

o 

  By market:  

o  Commercial health plan market revenue increased $54.0 million or 20.1% which includes increases of $21.4 million from 
Eliza (acquired in April 2017) as compared to the prior year and $1.6 million from Essette as compared to prior year. The 
increases are due to expanded commercial health plan scopes, including the addition of health plans to current contracts 
and yield improvements. 

o  State government market revenue increased $6.9 million or 3.0%, which was attributable to expanded scopes and yield 

o 

improvements. 
Federal government market and other revenue increased $16.2 million or 64.8% which includes an $8.4 million Medicare 
RAC reserve release. 

2017 vs. 2016 
During the year ended December 31, 2017, revenue was $521.2 million, an increase of $31.5 million or 6.4% compared to $489.7 million for 
the year ended December 31, 2016. 

  By solution, which consists of coordination of benefits and analytical services, and included in analytical services are our payment 

integrity and total population management solutions:  

o  Coordination of benefits service revenue increased $29.0 million or 8.2% which was attributable to yield improvements 

and the addition of Medicaid enrollees which entered our customer eligibility files in 2017.  

o  Payment  integrity  revenue  decreased  $30.7  million  or  22.8%  which  was  attributable  to  a  $14.7  million  decrease  in 
Medicare  RAC  revenue  because  the  Medicare  RAC  Region  D  program  ceased  generating  revenue  in  late  2016,  as 
expected, and a $16.1 million decrease due to various contract completions and expirations. 
Total  population  management  revenue  increased  $33.3  million  or  3746.8%  almost  all  of  which  is  due  to  the  Eliza 
acquisition in April 2017. 

o 

  By market:  

o  Commercial health plan market revenue increased $39.0 million or 17.0% which was attributable to Eliza contributing 
revenue of $30.4 million since its acquisition in April 2017, Essette increasing revenue $2.9 million as compared to prior 
year and expanded commercial health plan scopes, including the addition of health plans to current contracts and yield 
improvements. 

o  State government market revenue increased by $7.9 million or 3.6%, which was attributable to expanded scopes and yield 

o 

improvements. 
Federal government market and other revenue decreased $15.4 million, which was primarily attributable to a reduction of 
Medicare RAC revenue because the Medicare RAC D Region D program ceased generating new claims for active auditing 
in 2016, as expected. 

35 

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
Cost of Services 

Cost of Services in millions 

2018 vs. 2017 
During the year ended December 31, 2018, total cost of services was $401.6 million, an increase of $36.5 million or 10.0% compared to 
$365.1 million for the year ended December 31, 2017. This change resulted primarily from increases in compensation expense of $22.9 
million, information technology expense of $7.7 million, other operating costs of $3.0 million and amortization of intangibles expense of $2.6 
million. 
 
  Excluding Eliza, total cost of services increased by $22.1 million which was primarily related to increases in compensation expenses 

The increase in total cost of services relating to Eliza (acquired in April 2017) represented $14.4 million of the increase. 

of $17.0 million related to the overall performance of the Company and information technology expenses of $4.2 million. 

2017 vs. 2016 
During the year ended December 31, 2017, total cost of services was $365.1 million, an increase of $22.4 million or 6.5% compared to $342.7 
million for the year ended December 31, 2016. This change resulted primarily from increases in compensation expense of $12.7 million, 
information technology expense of $8.4 million, and amortization of intangibles expense of $2.4 million. 

 

The Eliza acquisition and the related compensation, data processing, occupancy and amortization of intangibles expenses incurred 
since its acquisition in April 2017 represented $23.4 million of the increase. 

  Excluding Eliza, total cost of services decreased by $1.0 million which was primarily related to a reduction in direct project costs 

partially offset by increases in data processing and compensation expenses. 

36 

  
 
 
  
  
  
  
  
  
  
  
 
 
Selling, General and Administrative Expenses 

SG&A in millions 

2018 vs. 2017 
During the year ended December 31, 2018, SG&A expense was $113.5 million, an increase of $7.8 million or 7.4% compared to $105.7 million 
for the year ended December 31, 2017. 

  Eliza (acquired in April 2017) represented $1.9 million of the increase.  
  Excluding Eliza, expenses increased by $5.9 million primarily related to increased variable compensation expense due to the overall 

performance of the Company. 

2017 vs. 2016 
During the year ended December 31, 2017, SG&A expense was $105.7 million, an increase of $16.3 million or 18.2% compared to $89.4 
million for the year ended December 31, 2016. 

 

The Eliza acquisition and related transaction fees and other SG&A expenses incurred since its acquisition in April 2017 represented 
$8.7 million of the increase.  

  Excluding  Eliza,  stock  compensation  expense  also  increased  by  $7.3  million  primarily  due  to  stock  compensation  expense  for 

retirement eligible employees. 

Income Taxes 

2018 vs. 2017  
During the year ended December 31, 2018, we recorded an income tax benefit of ($2.0) million, an increased benefit of $1.8 million compared 
to an income tax benefit of ($0.2) million for the year ended December 31, 2017. 

  On  December  22,  2017,  the  2017  Tax  Act  was  signed  into  law  and  includes  provisions  reducing  the  federal  tax  rate  for  years 

beginning in 2018 from 35% to 21%. 

  Our effective tax rate was (3.7%) for the year ended December 31, 2018 compared to an effective tax rate of (0.5%) for the year 
ended December 31, 2017. The low 2018 effective tax rate is primarily due to favorable tax benefits related to current year credits, 
equity compensation, subsidiary basis write off, prior year state tax apportionment changes, uncertain tax position releases, and 
acquisition adjustments. 

  Our normalized effective tax rate of 25.8% for 2018 decreased from our normalized effective tax rate of 36.1% for 2017 primarily 
due to a lower federal tax rate. The normalized effective tax rate excludes prior years’ expense and benefit adjustments recognized 
in the respective fiscal year.  

2017 vs. 2016 
During the year ended December 31, 2017, we recorded an income tax benefit of ($0.2) million, a decrease of $12.0 million compared to the 
year ended December 31, 2016. 

37 

  
 
 
  
  
  
  
  
  
  
  
  
  
  
   
 
 
  Our effective tax rate was (0.5%) for the year ended December 31, 2017 compared to an effective tax rate of (23.9%) for the year
ended December 31, 2016. The decrease is primarily due to the revaluation of our deferred tax liabilities based on the reduced 
federal tax rate described above. 

  Our  normalized  effective  tax  rate  of  36.1%  for  2017  is  comparable  to  our  normalized  effective  tax  rate  of  36.2%  for  2016.  The
normalized effective tax rate excludes prior years expense and benefit adjustments recognized in the respective fiscal year. 

Off-Balance Sheet Arrangements 

We do not have any off-balance sheet arrangements. 

Liquidity and Capital Resources 

The following tables should be read in conjunction with the Consolidated Financial Statements and Notes thereto, in Part II, Item 8 of this 2018 
Form 10-K. 

Our cash and cash equivalents, working capital and available borrowings under our credit facility (based upon the borrowing base and financial 
covenants in our Credit Agreement) were as follows (in thousands): 

Cash and cash equivalents 
Working capital 
Available borrowings under credit facility 

A summary of our cash flows was as follows (in thousands): 

Net cash provided by operating activities 
Net cash used in investing activities 
Net cash provided by/(used in) financing activities 

Net increase / (decrease) in cash and cash equivalents 

Years ended December 31, 
2017 
2018 

  $ 
  $ 
  $ 

178,946    $ 
328,684    $ 
253,500    $ 

83,313  
199,967  
254,600  

Years ended December 31, 

2018    
96,457    $ 
(30,413)     
29,589      
95,633    $ 

2017    
86,464    $ 
(204,364)     
25,214      
(92,686)   $ 

2016   
88,639  
(39,201) 
(19,049) 
30,389  

  $ 

  $ 

Our cash and cash equivalents and working capital increased as of December 31, 2018 as compared to December 31, 2017, primarily as a 
result of the cash generated by our operating activities as discussed below. 

Our principal source of cash has been our cash flow from operations and our $500 million five-year revolving credit facility. Other sources of 
cash include proceeds from exercise of stock options and tax benefits associated with stock option exercises. The primary uses of cash are 
capital  investments,  compensation  expenses,  data  processing,  direct  project  costs,  SG&A  expenses  and  acquisitions.  We  may  also  use 
available cash to repurchase shares of our common stock. 

We believe that expected cash flows from operations, available cash and cash equivalents, and funds available under our revolving credit 
facility will be sufficient to meet our liquidity requirements for the following year, which include: 

  
  
  
  
  

the working capital requirements of our operations; 
investments in our business; 
business development activities;  
repurchases of common stock; and 
repayment of our revolving credit facility. 

Any projections of future earnings and cash flows are subject to substantial uncertainty. We may need to access debt and equity markets in 
the future if unforeseen costs or opportunities arise, to meet working capital requirements, fund acquisitions or repay our indebtedness under 
the Credit Agreement. If we need to obtain new debt or equity financing in the future, the terms and availability of such financing may be 
impacted by economic and financial market conditions as well as our financial condition and results of operations at the time we seek additional 
financing. 

38 

  
  
  
  
  
  
  
  
  
  
  
  
  
    
  
  
  
  
  
  
  
  
    
    
  
  
  
  
  
  
 
 
Cash Flows from Operating Activities 

Net cash provided by operating activities for the year ended December 31, 2018 was $96.5 million, a $10.0 million increase from net cash 
provided by operating activities of $86.5 million for the year ended December 31, 2017. The increase was primarily due to a $14.9 million 
increase in net income and increases in reconciling items of $14.3 million as compared to prior year. These increases were offset by decreases 
in operating assets and liabilities of approximately $19.2 million. 

Net cash provided by operating activities for the year ended December 31, 2017 was $86.5 million, a $2.1 million decrease from net cash 
provided by operating activities of $88.6 million for the year ended December 31, 2016. The decrease was primarily due to a decrease in 
deferred income taxes of $13.0 million related to our revaluation of the Company’s deferred tax balances from the federal tax rate of 35% to 
21% under the 2017 Tax Act, offset by an increase in stock based compensation expense of $10.9 million primarily related to retirement eligible 
employees.  The  decrease  was  also  impacted  by  changes  in  operating  assets  and  liabilities  and  offset  by  increases  in  net  income,  and 
depreciation and amortization expenses. 

Our DSO calculation can be derived by dividing total net accounts receivable at the end of period, by the daily average of the current quarter’s 
annualized revenue. For the year ended December 31, 2018, revenue was $598.3 million, an increase of $77.1 million compared to revenue 
of $521.2 million for the year ended December 31, 2017. DSO increased by 4 days to 119 days as of December 31, 2018, as compared to 115 
days as of December 31, 2017. The change was due to timing delays in certain clients processing our findings through their systems. We do 
not currently anticipate collection issues with our accounts receivable, however, nor do we currently expect that any extended collections will 
materially impact our liquidity. 

The majority of our customer relationships have been in place for several years. Our future operating cash flows could be adversely affected 
by a decrease in a demand for our services, delayed payments from customers or if one or more contracts with our largest customers is 
terminated or not renewed. 

Cash Flows from Investing Activities 

Net cash used in investing activities for the year ended December 31, 2018 was $30.4 million, a $174.0 million decrease compared to net cash 
used in investing activities of $204.4 million for the year ended December 31, 2017. This decrease was primarily due to the use of approximately 
$171.3  million  for  the  Eliza  acquisition  in  April  2017.  Purchases  of  property  and  equipment  and  investment  in  capitalized  software  also 
decreased by $2.7 million year over year. 

Net cash used in investing activities for the year ended December 31, 2017 was $204.4 million, a $165.2 million increase compared to net 
cash  used  in  investing  activities  of  $39.2  million  for  the  year  ended  December  31,  2016.  This  increase  was  primarily  due  to  the  use  of 
approximately $171.3 million for the Eliza acquisition in April 2017 as compared to the use of approximately $20.7 million for the Essette 
acquisition in September 2016. Purchases of property and equipment and investment in capitalized software also increased by $12.0 million 
year over year. 

We currently expect to incur capital expenditures of $35-$40 million during the year ended December 31, 2019. 

Cash Flows from Financing Activities 

Net cash provided by financing activities for the year ended December 31, 2018 was $29.6 million, a $4.4 million increase from net cash 
provided by financing activities of $25.2 million for the year ended December 31, 2017. This increase was primarily attributable to an increase 
of $36.0 million of proceeds from exercise of stock options over prior year and an $8.2 million decrease in repurchases of common stock as 
compared to prior year. Additionally, there was a $39.8 million decrease in proceeds from our credit facility net of deferred financing cost 
payments. 

Net cash provided by financing activities for the year ended December 31, 2017 was $25.2 million, a $44.2 million increase from net cash used 
in  financing  activities  of  $19.0  million  for  the  year  ended  December  31,  2016.  This  increase  was  primarily  attributable  to  $42.2  million  of 
proceeds from additional borrowings under our amended credit facility. 

39 

  
  
  
  
  
  
  
  
  
  
  
  
 
 
Share Repurchase Program 

During the year ended December 31, 2018, we repurchased 0.4 million shares of our common stock for approximately $6.0 million using cash 
resources.  See  the  discussion  under  “Repurchases  of  Shares  of  Common  Stock”  under  Part  II,  Item 5  and  “Equity”  in  Note  11  to  the 
Consolidated Financial Statements under Part II, Item 8 for additional information regarding share repurchases. 

Credit Agreement 

In May 2013, we entered into the Credit Agreement with certain lenders and Citibank, N.A. as administrative agent. The Credit Agreement 
originally provided for an initial $500 million five-year revolving credit facility maturing on May 3, 2018. On December 19, 2017, we entered into 
an amendment to the Credit Agreement that, among other things, provided for an extension of the maturity date of our then-existing senior 
secured revolving credit facility to December 19, 2022, which includes a $50 million sublimit for the issuance of letters of credit and a $25 
million sublimit for swingline loans. In addition, the Credit Agreement includes an accordion feature that permits us to increase the revolving 
credit facility up to the sum of (a) the greater of $120 million and 100% of Consolidated EBITDA (as defined in the Credit Agreement) and (b) 
additional amounts so long as our first lien leverage ratio (as defined in the Credit Agreement) on a pro forma basis is not greater than 3.00:1.00, 
in each case subject to obtaining commitments from lenders therefor and meeting certain other conditions. 

The obligations and amounts due under the Credit Agreement are secured by a first security priority interest in all or substantially all of our 
tangible and intangible assets and our material 100% owned subsidiaries’ assets. The Credit Agreement contains customary representations 
and warranties, affirmative and negative covenants, including financial covenants, and events of default. 

As of December 31, 2018, the outstanding principal balance under our revolving credit facility was $240.0 million. 

As part of a contractual agreement with a customer, the Company has an outstanding irrevocable letter of credit for $6.5 million, which is 
issued against our revolving credit facility and expires June 30, 2019. 

As of December 31, 2018, we were in compliance with all terms of the Credit Agreement. 

See Note 10 to the Consolidated Financial Statements in Part II, Item 8 for additional information regarding our Credit Agreement. 

40 

  
  
  
  
  
  
  
  
  
 
 
Contractual Obligations 

The following table represents the scheduled maturities of our contractual cash obligations and other commitments: 

Contractual Obligations (1) 
Operating leases (2) 
Revolving credit facility (3) 
Interest expense (4) 
Commitment fee (5)  
Capital leases (6) 
Letter of Credit fee (7) 
Purchase obligations and commitments (8) 
Total 

Payments Due by Period (in thousands) 

Total 

Less than 1 
year 

1 - 3 years 

3 -5 years 

More than 5 
years 

  $ 

  $ 

22,654     $ 
240,000       
41,687       
2,610       
8       
49       
26,966       
333,974     $ 

5,778    $ 
-      
10,494      
651      
8      
49      
10,180      
27,160    $ 

9,162    $ 
-      
21,016      
1,320      
-      
-      
13,970      
45,468    $ 

4,767    $ 
240,000      
10,177      
639      
-      
-      
2,816      
258,399    $ 

2,947  
-  
-  
-  
-  
-  
-  
2,947  

 (1) 

 (2) 

 (3) 

 (4) 

 (5) 

 (6) 

 (7) 

 (8) 

The  Company  has  excluded  long-term  unrecognized  tax  benefits,  net  of  interest  and  penalties,  of  $4.8  million  from  the  amounts
presented as the timing of these obligations is uncertain.  

Represents the future minimum lease payments under non-cancelable operating leases.  

Represents scheduled repayments of principal on the revolving credit facility under the terms of our Credit Agreement. See Note 10 to 
the Consolidated Financial Statements in Part II, Item 8 for additional information regarding the Credit Agreement.  

Represents  estimates  of  amounts  due  on  the  revolving  credit  facility  based  on  the  interest  rate  as  of  December  31,  2018  and  on 
scheduled repayments of principal. See Note 10 to the Consolidated Financial Statements in Part II, Item 8 for additional information 
regarding the Credit Agreement. 

Represents the commitment fee due on the revolving credit facility. See Note 10 to the Consolidated Financial Statements in Part II, 
Item 8 for additional information regarding the Credit Agreement. 

Represents the future minimum lease payments under capital leases.  

Represents  the  fees  for  the  letter  of  credit  issued  against  the  revolving  credit  facility.  See  Note  10  to  the  Consolidated  Financial 
Statements in Part II, Item 8 for additional information regarding the Credit Agreement. 

Represents future purchases related to outstanding purchase orders and supplier requisitions. 

Recently Issued Accounting Pronouncements  

The information set forth under the caption “Summary of Significant Accounting Policies” in Note 1 to the Consolidated Financial Statements 
in Part II, Item 8 is incorporated herein by reference. 

41 

  
  
  
  
  
  
  
  
  
    
    
    
    
    
    
  
   
  
   
  
   
  
   
  
   
  
   
  
   
  
  
  
  
 
 
Item 7A. Quantitative and Qualitative Disclosures About Market Risk 

At December 31, 2018, we were not a party to any derivative financial instruments. We conduct all of our business in U.S. currency and hence 
do not have direct foreign currency risk. We are exposed to changes in interest rates, primarily with respect to our revolving credit facility under 
our Credit Agreement. If the effective interest rate for all of our variable rate debt were to increase by 100 basis points (1%), our annual interest 
expense would increase by a maximum of $2.4 million based on our debt balances outstanding at December 31, 2018. Further, we currently 
invest substantially all of our excess cash in short-term investments, primarily money market accounts, where returns effectively reflect current 
interest rates. As a result, market interest rate changes may impact our interest income or expense. The impact will depend on variables such 
as the magnitude of rate changes and the level of borrowings or excess cash balances. We do not consider this risk to be material. We manage 
such risk by continuing to evaluate the best investment rates available for short-term, high quality investments. 

Item 8. Consolidated Financial Statements and Supplementary Data 

The information required by Item 8 is found under Item 15 of this 2018 Form 10-K. 

Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 

None. 

Item 9A. Controls and Procedures 

(a) Evaluation of Disclosure Controls and Procedures 

We  are  responsible  for  maintaining  disclosure  controls  and  procedures  (as  defined  in  Rule  13a-15(e)  under  the  Exchange  Act)  that  are 
designed to ensure that information required to be disclosed in our reports filed under the Exchange Act is recorded, processed, summarized 
and reported within the time periods specified in the SEC’s rules and forms and that such information is accumulated and communicated to 
our management, including our Chief Executive Officer and Chief Financial Officer, as appropriate, to allow for timely decisions regarding 
required  disclosure.  In  designing  and  evaluating  the  disclosure  controls  and  procedures,  management  recognizes  that  any  controls  and 
procedures, no matter how well designed and operated, can provide only reasonable assurance of achieving the desired control objectives, 
and management is required to apply its judgment in evaluating the cost-benefit relationship of possible controls and procedures 

As required by Rule 13a-15(b) under the Exchange Act, management, with the participation of our Chief Executive Officer and Chief Financial 
Officer, performed an evaluation of the effectiveness of our disclosure controls and procedures as of December 31, 2018. Based  on that 
evaluation, our Chief Executive Officer and Chief Financial Officer concluded that our disclosure controls and procedures were effective as of 
the end of the period covered by the 2018 Form 10-K. 

(b) Management’s Report on Internal Control Over Financial Reporting 

Our management is responsible for establishing and maintaining adequate internal control over financial reporting and for the assessment of 
the effectiveness of internal control over financial reporting. As defined by Rule 13a-15(f) under the Exchange Act, internal control over financial 
reporting is a process designed by, or under the supervision of our Chief Executive Officer and our Chief Financial Officer and effected by our 
Board of Directors, management and other personnel, to provide reasonable assurance regarding the reliability of financial reporting and the 
preparation of the consolidated financial statements for external purposes in accordance with U.S. GAAP. 

Our  internal  control  over  financial  reporting  includes  those  policies  and  procedures  that  (i) pertain  to  the  maintenance  of  records  that,  in 
reasonable  detail,  accurately  and  fairly  reflect  our  transactions  and  dispositions  of  our  assets;  (ii) provide  reasonable  assurance  that 
transactions are recorded as necessary to permit preparation of the consolidated financial statements in accordance with generally accepted 
accounting principles and that our receipts and expenditures are being made only in accordance with authorizations of our management and 
directors; and (iii) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use or disposition of our 
assets that could have a material effect on the consolidated financial statements. 

42 

  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
In  connection  with  the  preparation  of  our  annual  consolidated  financial  statements,  management  has  undertaken  an  assessment  of  the 
effectiveness of our internal control over financial reporting as of December 31, 2018, based on criteria established in the Internal Control-
Integrated Framework issued by COSO. Management’s assessment included an evaluation of the design of our internal control over financial 
reporting and testing of the operational effectiveness of those controls. Based on that assessment, we believe that the Company’s internal 
control over financial reporting was effective based on those criteria as of December 31, 2018. 

Our independent registered public accounting firm, Grant Thornton LLP, audited our consolidated financial statements and has issued an 
attestation report on the effectiveness of our internal control over financial reporting as of December 31, 2018, a copy of which is included with 
this 2018 Form 10-K. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any 
evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or 
that the degree of compliance with the policies or procedures may deteriorate. 

(c) Changes in Internal Control Over Financial Reporting 

There have been no changes to the Company’s internal control over financial reporting during the quarter ended December 31, 2018 that have 
materially affected, or are reasonably likely to materially affect, our internal control over financial reporting. 

Item 9B. Other Information 

None. 

43 

   
  
   
  
  
  
  
 
 
Item 10. Directors, Executive Officers and Corporate Governance 

PART III 

The information required by this Item 10 is incorporated herein by reference to the applicable disclosure found in our definitive proxy statement 
to be filed with the SEC pursuant to Regulation 14A under the Exchange Act in connection with HMS Holdings Corp.’s 2019 Annual Meeting 
of Shareholders under the captions “Proposal One: Election of Class II Directors,” “Executive Officers,” “Section 16(a) Beneficial Ownership 
Reporting Compliance,” “Director Nomination Process,” “Additional Information—Shareholder Proposals and Director Nominations for 2020 
Annual Meeting,” and “Board Committees and Related Matters.” 

Our Board of Directors has adopted a Code of Conduct applicable to all of our directors, officers and employees, including all employees, 
officers, directors, contractors, contingent workers and business affiliates of HMS subsidiaries. The Code of Conduct is publicly available on 
our website under the “Investors—Corporate Governance” tab at http://investor.hms.com/corporate-governance.cfm and can also be obtained 
free of charge by sending a written request to our Corporate Secretary. To the extent permissible under the Nasdaq Marketplace Rules, we 
intend to disclose amendments to our Code of Conduct, as well as waivers of the provisions thereof, that relate to our principal executive 
officer, principal financial officer, principal accounting officer, controller or persons performing similar functions on the Company’s website 
under the “Investors—Corporate Governance” tab at http://investor.hms.com/corporate-governance.cfm. 

Item 11. Executive Compensation 

The information required by this Item 11 is incorporated herein by reference to the applicable disclosure found in our definitive proxy statement 
to be filed with the SEC pursuant to Regulation 14A under the Exchange Act in connection with HMS Holdings Corp.’s 2019 Annual Meeting 
of Shareholders under the captions “Executive Compensation,” “Director Compensation,” and “Compensation Committee Interlocks and Insider 
Participation.” 

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Shareholder Matters  

Except as provided below, the information required by this Item 12 is incorporated herein by reference to the applicable disclosure found in our 
definitive proxy statement to be filed with the SEC pursuant to Regulation 14A under the Exchange Act in connection with HMS Holdings 
Corp.’s 2019 Annual Meeting of Shareholders under the caption “Ownership of HMS Common Stock.” 

Equity Compensation Plan Information 

The following table summarizes information about our equity compensation plans as of December 31, 2018. For additional information about 
our equity compensation plans see the discussion set forth under the caption “Stock-Based Compensation” in Note 13 to the Consolidated 
Financial Statements in Part II, Item 8. 

Number of 
securities 
remaining 
available for 
future issuance 
under equity 
compensation 
plans (excluding 
securities 
reflected in 
column (a)) 
(c) 
4,758,398  
—  

Number of 
securities to be 
issued upon 
exercise of 
outstanding 
options, warrants 
and rights 
(a) 
5,825,734(1)    $ 
19,004(2)    $ 
5,844,738        

Weighted-average 
exercise price of 
outstanding 
options, warrants 
and rights 
(b) 

17.07        
12.00        

Plan Category 
Equity compensation plans approved by shareholders 
Equity compensation plans not approved by shareholders 
Total 

(1)  This includes stock options and restricted stock units granted under our 2006 Stock Plan and 2016 Omnibus Plan. 

(2)  This includes stock options granted under the 2011 HDI Plan, which was assumed in connection with our acquisition of HDI and approved 

by the Compensation Committee of our Board. 

44 

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
     
     
     
         
   
  
  
  
  
Item 13. Certain Relationships and Related Transactions and Director Independence 

The information required by this Item 13 is incorporated herein by reference to the applicable disclosure found in our definitive proxy statement 
to be filed with the SEC pursuant to Regulation 14A under the Exchange Act in connection with HMS Holdings Corp.’s 2019 Annual Meeting 
of Shareholders under the captions “Certain Relationships and Related Transactions” and “Director Independence.” 

Item 14. Principal Accounting Fees and Services 

The  information  required  by  this  Item  14  is  incorporated  herein  by  reference  to  the  applicable  disclosure  from  the  proposal  captioned 
“Ratification of the Selection of Independent Registered Public Accounting Firm” found in our definitive proxy statement to be filed with the 
SEC pursuant to Regulation 14A under the Exchange Act in connection with HMS Holdings Corp.’s 2019 Annual Meeting of Shareholders. 

45 

  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
Item 15. Exhibits and Financial Statement Schedules 

PART IV 

1. 

2. 

Financial Statements. 

The financial statements are listed in the Index to Consolidated Financial Statements on page 52. 

Financial Statement Schedules. 

Financial Statement Schedule II-Valuation and Qualifying Accounts is set forth on page 82. All other financial statement schedules 
have been omitted as they are either not required, not applicable or the information is otherwise included. 

3. 

Exhibits. 

The Exhibits include agreements to which the Company is a party or has a beneficial interest. The agreements have been filed to 
provide investors with information regarding their respective terms. The agreements are not intended to provide any other actual 
information  about  the  Company  or  its  business  or  operations.  In  particular,  the  assertions  embodied  in  any  representations, 
warranties, and covenants contained in the agreements may be subject to qualifications with respect to knowledge and materiality 
different from those applicable to investors and may be qualified by information in confidential disclosure schedules not included with 
the  exhibits.  These  disclosure  schedules  may  contain  information  that  modifies,  qualifies  and  creates  exceptions  to  the 
representations, warranties and covenants set forth in the agreements. Moreover, certain representations, warranties, and covenants 
in the agreements may have been used for the purpose of allocating risk between parties, rather than establishing matters as facts. 
In addition, information concerning the subject matter of the representations, warranties and covenants may have changed after the 
date  of  the  respective  agreement,  which  subsequent  information  may  or  may  not  be  fully  reflected  in  the  Company’s  public 
disclosures.  Accordingly,  investors  should  not  rely  on  the  representations,  warranties  and  covenants  in  the  agreements  as 
characterizations of the actual state of facts about the Company or its business or operations on the date hereof. 

Where an exhibit is filed by incorporation by reference to a previously filed registration statement or report, such registration statement 
or report is identified after the description of the exhibit. 

Exhibit 
Number 
2.1 

2.2 

2.3 

3.1 

   Description 
   Agreement and Plan of Merger, dated December 16, 2002, among Health Management Systems, Inc., HMS Holdings Corp. 
and HMS Acquisition Corp. (incorporated by reference to Exhibit A to the Company’s Prospectus and Proxy Statement (Reg 
No. 333-100521) as filed with the SEC on January 24, 2003) 

   Agreement and Plan of Merger, dated July 17, 2013, by and between HMS Holdings Corp., a Delaware corporation, and 
HMS Holdings Corp., a New York corporation (incorporated by reference to Exhibit 2.1 to the Company’s Current Report on 
Form 8-K/12g-3 (File No. 000-50194) as filed with the SEC on July 23, 2013) 

   Agreement and Plan of Merger, dated March 10, 2017, by and among HMS Holdings Corp., Echo Acquisition Sub, Inc., Eliza 
Holding Corp., and Parthenon Investors III, L.P., solely in its capacity as the representative for equity holders of Eliza Holding 
Corp. (incorporated by reference to Exhibit 2.1 to the Company’s Quarterly Report on Form 10-Q (File No. 000-50194) as 
filed with the SEC on June 6, 2017) 

   Conformed copy of Certificate of Incorporation of HMS Holdings Corp., as amended through May 23, 2018 (incorporated by 
reference to Exhibit 3.1 to the Company’s Quarterly Report on Form 10-Q (File No. 000-50194) as filed with the SEC on 
August 6, 2018) 

46 

  
  
  
  
  
  
  
  
  
  
 
 
 
Exhibit 
Number 
3.2 

4.1 

10.1.1 

10.1.2 

10.1.3 

10.1.4 

10.1.5 

10.1.6 

10.1.7 

10.1.8 

10.1.9 

10.1.10 

10.1.11 

10.1.12 

10.1.13 

   Description 
   Second Amended and Restated Bylaws of HMS Holdings Corp. dated May 23, 2018 (incorporated by reference to Exhibit 

3.2 to the Company’s Current Report on Form 8-K (File No. 000-50194) as filed with the SEC on May 25, 2018)  

   Specimen Common Stock Certificate (incorporated by reference to Exhibit 4.1 to the Company’s Current Report on Form 8-

K/12g-3 (File No. 000-50194) as filed with the SEC on July 23, 2013) 

   HMS  Holdings  Corp.  Fourth  Amended  and  Restated  2006  Stock  Plan  (incorporated  by  reference  to  Exhibit  99.2  to  the 

Company’s Current Report on Form 8-K (File No. 000-50194) as filed with the SEC on July 12, 2011)† 

   Amendment No. 1 to the HMS Holdings Corp. Fourth Amended and Restated 2006 Stock Plan (incorporated by reference to 
Exhibit 10.6 to the Company’s Annual Report on Form 10-K (File No. 000-50194) as filed with the SEC on February 29, 
2012)† 

   Form  of  2012  Director  Non-Qualified  Stock  Option  Agreement  under  the  2006  Stock  Plan  (incorporated  by  reference  to 
Exhibit 10.20 to the Company’s Annual Report on Form 10-K (File No. 000-50194) as filed with the SEC on March 1, 2013)† 
   Form of 2012 Executive Non-Qualified Stock Option Agreement under the 2006 Stock Plan (incorporated by reference to 
Exhibit 10.22 to the Company’s Annual Report on Form 10-K (File No. 000-50194) as filed with the SEC on March 1, 2013)† 
   Form of 2013 Executive Restricted Stock Unit Agreement under the 2006 Stock Plan (incorporated by reference to Exhibit 

10.24 to the Company’s Annual Report on Form 10-K (File No. 000-50194) as filed with the SEC on March 1, 2013)† 

   Form  of  2013  Director  Non-Qualified  Stock  Option  Agreement  under  the  2006  Stock  Plan  (incorporated  by  reference  to 
Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q (File No. 000-50194) as filed with the SEC on May 12, 2014)† 
   Form of 2013 Executive Non-Qualified Stock Option Agreement under the 2006 Stock Plan (incorporated by reference to 
Exhibit 10.3 to the Company’s Quarterly Report on Form 10-Q (File No. 000-50194) as filed with the SEC on May 12, 2014)† 
   Form of March 2014 Executive Restricted Stock Unit Agreement under the 2006 Stock Plan (incorporated by reference to 
Exhibit 10.4 to the Company’s Quarterly Report on Form 10-Q (File No. 000-50194) as filed with the SEC on May 12, 2014)† 
   Form of November 2014 Executive Restricted Stock Unit Agreement under the 2006 Stock Plan (incorporated by reference 
to Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q (File No. 000-50194) as filed with the SEC on November 
10, 2014)†   

   Form  of  2014  Director  Non-Qualified  Stock  Option  Agreement  under  the  2006  Stock  Plan  (incorporated  by  reference  to 
Exhibit 10.26 to the Company’s Annual Report on Form 10-K (File No. 000-50194) as filed with the SEC on March 2, 2015)† 
   Form of 2014 Executive Non-Qualified Stock Option Agreement under the 2006 Stock Plan (incorporated by reference to 
Exhibit 10.28 to the Company’s Annual Report on Form 10-K (File No. 000-50194) as filed with the SEC on March 2, 2015)† 
   Form of March 2015 Executive Non-Qualified Stock Option Agreement under the 2006 Stock Plan (incorporated by reference 
to Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q (File No. 000-50194) as filed with the SEC on May 11, 
2015)† 

   Form of March 2015 Executive Restricted Stock Unit Agreement under the 2006 Stock Plan (incorporated by reference to 
Exhibit 10.2 to the Company’s Quarterly Report on Form 10-Q (File No. 000-50194) as filed with the SEC on May 11, 2015)† 

47 

  
  
 
 
Exhibit 
Number 
10.1.14 

10.1.15 

10.1.16 

10.1.17 

10.1.18 

10.2.1 

10.2.2 

10.2.3 

10.2.4 

10.2.5 

10.3.1 

10.3.2 

   Description 
   Form  of  2015  Director  Non-Qualified  Stock  Option  Agreement  under  the  2006  Stock  Plan  (incorporated  by  reference  to 
Exhibit 10.21 to the Company’s Annual Report on Form 10-K (File No. 000-50194) as filed with the SEC on February 29, 
2016)† 

   Form of 2015 Director Restricted Stock Unit Agreement under the 2006 Stock Plan (incorporated by reference to Exhibit 
10.22 to the Company’s Annual Report on Form 10-K (File No. 000-50194) as filed with the SEC on February 29, 2016)† 
   Form  of  November  2015  Executive  Non-Qualified  Stock  Option  Agreement  under  the  2006  Stock  Plan  (incorporated  by 
reference to Exhibit 10.23 to the Company’s Annual Report on Form 10-K (File No. 000-50194) as filed with the SEC on 
February 29, 2016)† 

   Form  of  2016  Executive  and  Senior  Vice  President  Non-Qualified  Stock  Option  Agreement  under  the  2006  Stock  Plan 
(incorporated by reference to Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q (File No. 000-50194) as filed 
with the SEC on May 10, 2016)† 

   Form of 2016 Executive and Senior Vice President Restricted Stock Unit Agreement under the 2006 Stock Plan (incorporated 
by reference to Exhibit 10.2 to the Company’s Quarterly Report on Form 10-Q (File No. 000-50194) as filed with the SEC on 
May 10, 2016)† 

   HMS Holdings Corp. 2016 Omnibus Incentive Plan (incorporated by reference to Exhibit 10.2 to the Company’s Current 

Report on Form 8-K (File No. 000-50194) as filed with the SEC on June 27, 2016)† 

   Form  of  Non-Qualified  Stock  Option  Award  Agreement  for  Employees  under  the  2016  Omnibus  Plan  (incorporated  by 
reference to Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q (File No. 000-50194) as filed with the SEC on 
November 9, 2016)† 

   Form of Restricted Stock Unit Award Agreement for Employees under the 2016 Omnibus Plan (incorporated by reference to 
Exhibit 10.2 to the Company’s Quarterly Report on Form 10-Q (File No. 000-50194) as filed with the SEC on November 9, 
2016)† 

   Form  of  Non-Qualified  Stock  Option  Award  Agreement  for  Non-Employee  Directors  under  the  2016  Omnibus  Plan 
(incorporated by reference to Exhibit 10.3 to the Company’s Quarterly Report on Form 10-Q (File No. 000-50194) as filed 
with the SEC on November 9, 2016)† 

   Form of Restricted Stock Unit Award Agreement for Non-Employee Directors under the 2016 Omnibus Plan (incorporated 
by reference to Exhibit 10.4 to the Company’s Quarterly Report on Form 10-Q (File No. 000-50194) as filed with the SEC on 
November 9, 2016)† 

   Executive  Employment  Agreement,  dated  March  1,  2013,  by  and  between  William  C.  Lucia  and  HMS  Holdings  Corp. 
(incorporated by reference to Exhibit 10.29 to the Company’s Annual Report on Form 10-K (File No. 000-50194) as filed with 
the SEC on March 1, 2013)† 

   Letter of Amendment to Executive Employment Agreement, dated April 30, 2013, by and between William C. Lucia and HMS 
Holdings Corp. (incorporated by reference to Exhibit 10.1 to Amendment No. 1 to the Company’s Annual Report on Form 
10-K/A (File No. 000-50194) as filed with the SEC on April 30, 2013)† 

48 

  
  
 
 
Exhibit 
Number 
10.3.3 

10.3.4 

10.4 

10.5 

10.6 

10.7 

10.8 

10.9 

10.10 

10.11 

10.12 

10.13.1 

10.13.2 

10.14 

   Description 
   Second Amendment to Executive Employment Agreement, dated January 20, 2015, by and between HMS Holdings Corp. 
and William C. Lucia (incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K (File No. 000-
50194) as filed with the SEC on January 23, 2015)† 

   Third Amendment to Executive Employment Agreement, dated February 21, 2018, by and between William C. Lucia and 
HMS Holdings Corp. (incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K (File No. 000-
50194) as filed with the SEC on February 23, 2018)† 

   Amended and Restated Employment Agreement, dated April 2, 2018, by and between Jeffrey S. Sherman and HMS Holdings 
Corp. (incorporated by reference to Exhibit 10.2 to the Company’s Quarterly Report on Form 10-Q (File No. 000-50194) as 
filed with the SEC on May 7, 2018)† 

   Amended  and  Restated  Employment  Agreement,  dated  March 29,  2018,  by  and  between  Meredith  W.  Bjorck  and  HMS 
Holdings Corp. (incorporated by reference to Exhibit 10.3 to the Company’s Quarterly Report on Form 10-Q (File No. 000-
50194) as filed with the SEC on May 7, 2018)† 

   Amended and Restated Employment Agreement, dated March 29, 2018, by and between Douglas M. Williams, Jr. and HMS 
Holdings Corp. (incorporated by reference to Exhibit 10.5 to the Company’s Quarterly Report on Form 10-Q (File No. 000-
50194) as filed with the SEC on May 7, 2018)† 

   Amended and Restated Employment Agreement, dated April 2, 2018, by and between Emmet O’ Gara and HMS Holdings 

Corp.† 

   Amended and Restated Employment Agreement, dated April 2, 2018, by and between Semone Neuman and HMS Holdings 
Corp. (incorporated by reference to Exhibit 10.4 to the Company’s Quarterly Report on Form 10-Q (File No. 000-50194) as 
filed with the SEC on May 7, 2018)† 

   Separation, Waiver and General Release Agreement, dated January 9, 2019, by and between Semone Neuman and HMS 

Holdings Corp.† 

   Form of Indemnification Agreement (incorporated by reference to Exhibit 10.1 to the Company’s Quarterly Report on Form 

10-Q (File No. 000-50194) as filed with the SEC on August 6, 2018)† 

   HMS Holdings Corp. Director Deferred Compensation Plan, as amended through June 29, 2016 (incorporated by reference 
to Exhibit 10.3 to the Company’s Quarterly Report on Form 10-Q (File No. 000-50194) as filed with the SEC on August 9, 
2016)† 

   HMS Holdings Corp. Annual Incentive Compensation Plan as amended and restated (incorporated by reference to Exhibit 

10.1 to the Company’s Current Report on Form 8-K (File No. 000-50194) as filed with the SEC on June 27, 2016)† 

   Amended and Restated Credit Agreement, dated May 3, 2013, as amended by Amendment No. 1 to Amended and Restated 
Credit Agreement dated as of March 8, 2017, and as further amended by Amendment No. 2 to Amended and Restated Credit 
Agreement, dated as of December 19, 2017, by and among HMS Holdings Corp., the Guarantors party thereto, the Lenders 
party thereto and Citibank, N.A., as Administrative Agent (incorporated by reference to Exhibit 10.2 to the Company’s Current 
Report on Form 8-K (File No. 000-50194) as filed with the SEC on December 21, 2017)  

   Amended and Restated Security Agreement, dated December 19, 2017, by and among HMS Holdings Corp., the Subsidiary 
Securing  Parties  party  thereto  and  Citibank,  N.A.,  as  Collateral  Agent  (incorporated  by  reference  to  Exhibit  10.3  to  the 
Company’s Current Report on Form 8-K (File No. 000-50194) as filed with the SEC on December 21, 2017) 

   Settlement Agreement, dated June 27, 2018, by and among Dennis Demetre, Lori Lynn Lewis Demetre, John Alfred Lewis, 
Christopher Brandon Lewis, and HMS Holdings Corp. (incorporated by reference to Exhibit 10.2 to the Company’s Quarterly 
Report on Form 10-Q (File No. 000-50194) as filed with the SEC on August 6, 2018) 

49 

  
  
 
 
Exhibit 
Number 
21.1 
23.1 
23.2 
31.1 

31.2 

32.1 

32.2 

   Description 
   HMS Holdings Corp. List of Subsidiaries  
   Consent of Grant Thornton LLP 
   Consent of KPMG LLP 
   Rule 13a-14(a)/15d-14(a) Certification of the Principal Executive Officer of HMS Holdings Corp., as adopted pursuant to 

Section 302 of the Sarbanes-Oxley Act of 2002  

   Rule  13a-14(a)/15d-14(a)  Certification  of  the  Principal  Financial  Officer  of  HMS  Holdings  Corp.,  as  adopted  pursuant  to 

Section 302 of the Sarbanes-Oxley Act of 2002  

   Section 1350 Certification of the Principal Executive Officer of HMS Holdings Corp., as adopted pursuant to Section 906 of 

the Sarbanes-Oxley Act of 2002* 

   Section 1350 Certification of the Principal Financial Officer of HMS Holdings Corp., as adopted pursuant to Section 906 of 

the Sarbanes-Oxley Act of 2002* 

101.INS 
101.SCH 
101.CAL 
101.DEF 
101.LAB 
101.PRE 
______________________ 

XBRL Instance Document 
XBRL Taxonomy Extension Schema Document 
XBRL Taxonomy Extension Calculation Linkbase Document 
XBRL Taxonomy Extension Definition Linkbase Document 
XBRL Taxonomy Extension Label Linkbase Document 
XBRL Taxonomy Extension Presentation Linkbase Document 

 † 
 * 

Indicates a management contract or compensatory plan, contract or arrangement 
The certifications attached hereto as Exhibit 32.1 and Exhibit 32.2 are furnished with this 2018 Form 10-K and shall not be deemed 
“filed” by the Company for purposes of Section 18 of the Exchange Act 

Item 16. Form 10-K Summary  

None. 

50 

  
  
  
  
  
  
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this 
Annual Report on Form 10-K to be signed on its behalf by the undersigned, thereunto duly authorized on February 25, 2019. 

SIGNATURES 

HMS Holdings Corp.  

/s/ William C. Lucia 
William C. Lucia 
Chairman of the Board, President and Chief Executive Officer 

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, this Annual Report on Form 10-K has been signed below 
by the following persons on behalf of the Registrant and in the capacities indicated on February 25, 2019. 

Signature 

  Title 

/s/ William C. Lucia 
William C. Lucia 

/s/ Jeffrey S. Sherman 
Jeffrey S. Sherman 

/s/ Greg D. Aunan 
Greg D. Aunan 

/s/ Robert Becker 
Robert Becker 

/s/ Craig R. Callen 
Craig R. Callen 

/s/ William F. Miller III 
William F. Miller III 

/s/ Ellen A. Rudnick 
Ellen A. Rudnick 

/s/ Bart M. Schwartz 
Bart M. Schwartz 

/s/ Richard H. Stowe 
Richard H. Stowe 

/s/ Cora M. Tellez 
Cora M. Tellez 

Director, Chairman of the Board, President and Chief Executive 
Officer (Principal Executive Officer) 

Executive Vice President, Chief Financial Officer and Treasurer 
(Principal Financial Officer) 

Senior Vice President and Chief Accounting Officer (Principal 
Accounting Officer) 

Director 

Director 

Director 

Director 

Director 

Director 

Director 

51 

  
  
  
  
  
  
  
  
  
  
  
  
  
    
  
  
  
  
  
  
  
  
  
  
  
    
  
  
  
  
  
    
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
HMS HOLDINGS CORP. AND SUBSIDIARIES 
INDEX TO CONSOLIDATED FINANCIAL STATEMENTS 

Consolidated Financial Statements: 
Reports of Independent Registered Public Accounting Firm  
Consolidated Balance Sheets as of December 31, 2018 and 2017 
Consolidated Statements of Income for the Years Ended December 31, 2018, 2017 and 2016 
Consolidated Statements of Shareholders’ Equity for the Years Ended December 31, 2018, 2017 and 2016 
Consolidated Statements of Cash Flows for the Years Ended December 31, 2018, 2017 and 2016 
Notes to the Consolidated Financial Statements  

Financial Statement Schedule: 
Schedule II - Valuation and Qualifying Accounts  

Page 
Number 

53 
56 
57 
58 
59 
60 

82 

52 

  
  
  
  
 
  
  
  
  
  
  
  
  
  
  
  
 
 
Report of Independent Registered Public Accounting Firm 

Board of Directors and Shareholders 
HMS Holdings Corp. 

Opinion on the financial statements 
We  have  audited  the  accompanying  consolidated  balance  sheets  of  HMS  Holdings  Corp.  (a  Delaware  corporation)  and  subsidiaries  (the 
“Company”) as of December 31, 2018 and 2017, the related consolidated statements of income, changes in shareholders’ equity, and cash 
flows for each of the two years in the period ended December 31, 2018, and the related notes and financial statement schedule included under 
Item 15 (collectively referred to as the “financial statements”). In our opinion, the financial statements present fairly, in all material respects, 
the financial position of the Company as of December 31, 2018 and 2017, and the results of its operations and its cash flows for each of the 
two years in the period ended December 31, 2018, in conformity with accounting principles generally accepted in the United States of America. 

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (“PCAOB”), the 
Company’s internal control over financial reporting as of December 31, 2018, based on criteria established in the 2013 Internal Control—
Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (“COSO”), and our report dated 
February 25, 2019 expressed an unqualified opinion. 

Basis for opinion 
These financial statements are the responsibility of the Company’s management. Our responsibility is to express an opinion on the Company’s 
financial statements based on our audits. We are a public accounting firm registered with the PCAOB and are required to be independent with 
respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and 
Exchange Commission and the PCAOB. 

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to 
obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. Our 
audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or fraud, 
and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence supporting the amounts 
and disclosures in the financial statements. Our audits also included evaluating the accounting principles used and significant estimates made 
by management, as well as evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable 
basis for our opinion. 

/s/ GRANT THORNTON LLP 

We have served as the Company’s auditor since 2017. 

Dallas, Texas 
February 25, 2019 

53 

  
  
  
  
  
  
  
  
  
  
  
  
 
 
Report of Independent Registered Public Accounting Firm 

The Board of Directors and Shareholders 
HMS Holdings Corp.: 

We have audited the accompanying consolidated balance sheet of HMS Holdings Corp. and subsidiaries as of December 31, 2016, and the 
related consolidated statements of income, shareholders’ equity, and cash flows for the year ended December 31, 2016. In connection with 
our audit of the consolidated financial statements, we also have audited financial statement schedule II as it relates to the year ended December 
31, 2016. These consolidated financial statements and financial statement schedule are the responsibility of the Company’s management. Our 
responsibility is to express an opinion on these consolidated financial statements and financial statement schedule based on our audit. 

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards 
require  that  we  plan  and  perform  the  audit  to  obtain  reasonable  assurance  about  whether  the  financial  statements  are  free  of  material 
misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An 
audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall 
financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. 

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial position of HMS 
Holdings Corp. and subsidiaries as of December 31, 2016, and the results of their operations and their cash flows for the year ended December 
31, 2016, in conformity with U.S. generally accepted accounting principles. Also in our opinion, the related financial statement schedule as it 
relates to the year ended December 31, 2016, when considered in relation to the basic consolidated financial statements taken as a whole, 
presents fairly, in all material respects, the information set forth therein. 

/s/ KPMG, LLP 

Dallas, Texas 
June 6, 2017 

54 

  
  
  
  
   
  
  
  
 
 
Report of Independent Registered Public Accounting Firm 

Board of Directors and Shareholders 
HMS Holdings Corp. 

Opinion on internal control over financial reporting 
We have audited the internal control over financial reporting of HMS Holdings Corp. (a Delaware corporation) and subsidiaries (the “Company”) 
as  of  December  31,  2018,  based  on  criteria  established  in  the  2013  Internal  Control—Integrated  Framework  issued  by  the  Committee  of 
Sponsoring Organizations of the Treadway Commission (“COSO”). In our opinion, the Company maintained, in all material respects, effective 
internal  control  over  financial  reporting  as  of  December  31,  2018,  based  on  criteria  established  in  the  2013  Internal  Control—Integrated 
Framework issued by COSO. 

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (“PCAOB”), the 
consolidated financial statements of the Company as of and for the year ended December 31, 2018, and our report dated February 25, 2019 
expressed an unqualified opinion on those financial statements. 

Basis for opinion 
The Company’s management is responsible for maintaining effective internal control over financial reporting and for its assessment of the 
effectiveness of internal control over financial reporting, included in the accompanying Management’s Report on Internal Control over Financial 
Reporting. Our responsibility is to express an opinion on the Company’s internal control over financial reporting based on our audit. We are a 
public accounting firm registered with the PCAOB and are required to be independent with respect to the Company in accordance with the 
U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB. 

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain 
reasonable  assurance  about  whether  effective  internal  control  over  financial  reporting  was  maintained  in  all  material  respects.  Our  audit 
included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, testing and 
evaluating the design and operating effectiveness of internal control based on the assessed risk, and performing such other procedures as we 
considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion. 

Definition and limitations of internal control over financial reporting 
A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial 
reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A 
company’s internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, 
in  reasonable  detail,  accurately  and  fairly  reflect  the  transactions  and  dispositions  of  the  assets  of  the  company;  (2)  provide  reasonable 
assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally accepted 
accounting  principles,  and  that  receipts  and  expenditures  of  the  company  are  being  made  only  in  accordance  with  authorizations  of 
management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized 
acquisition, use, or disposition of the company’s assets that could have a material effect on the financial statements. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any 
evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or 
that the degree of compliance with the policies or procedures may deteriorate. 

/s/ GRANT THORNTON LLP 

Dallas, Texas 
February 25, 2019 

55 

  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
HMS HOLDINGS CORP. AND SUBSIDIARIES 
CONSOLIDATED BALANCE SHEETS 
(in thousands, except share and per share amounts) 

Assets 
Current assets: 

Cash and cash equivalents 
Accounts receivable, net of allowance of $13,683 and $14,799, at December 31, 2018 and 

  $ 

178,946    $ 

83,313  

December 31, 
2018 

December 31, 
2017 

December 31, 2017, respectively 

Prepaid expenses 
Income tax receivable 
Deferred financing costs, net 
Other current assets 

Total current assets 
Property and equipment, net 
Goodwill 
Intangible assets, net 
Deferred financing costs, net 
Other assets 

Total assets 

Liabilities and Shareholders' Equity 
Current liabilities: 

Accounts payable, accrued expenses and other liabilities 
Estimated liability for appeals 

Total current liabilities 

Long-term liabilities: 

Revolving credit facility 
Net deferred tax liabilities 
Deferred rent 
Other liabilities 

Total long-term liabilities 

Total liabilities 

206,772      
19,970      
18,817      
564      
240      
425,309      
94,435      
487,617      
67,140      
1,673      
2,344      
1,078,518    $ 

74,902    $ 
21,723      
96,625      

240,000      
18,485      
4,118      
5,894      
268,497      
365,122      

189,460  
16,589  
1,892  
564  
836  
292,654  
98,581  
487,617  
91,482  
2,237  
2,589  
975,160  

61,900  
30,787  
92,687  

240,000  
21,989  
4,852  
9,403  
276,244  
368,931  

  $ 

  $ 

Commitments and contingencies 
Shareholders' equity: 
Preferred stock -- $0.01 par value; 5,000,000 shares authorized; none issued 
Common stock -- $0.01 par value; 175,000,000 shares authorized; 98,924,501 shares issued and 

85,261,664 shares outstanding at December 31, 2018; 96,536,251 shares issued and 
83,256,858 shares outstanding at December 31, 2017 

Capital in excess of par value 
Retained earnings 
Treasury stock, at cost: 13,663,194 shares at December 31, 2018 and 13,279,393 shares at 

December 31, 2017 

Total shareholders' equity 

—      

—  

989      
425,748      
422,235      

965  
368,721  
366,164  

(135,576)     

(129,621) 

713,396      

606,229  

Total liabilities and shareholders' equity 

  $ 

1,078,518    $ 

975,160  

See accompanying notes to the consolidated financial statements. 

56 

  
  
  
    
  
    
       
   
    
       
   
    
    
    
    
    
    
    
    
    
    
    
  
    
       
   
    
       
   
    
       
   
    
    
    
       
   
    
    
    
    
    
    
    
       
   
    
       
   
    
    
    
    
    
  
    
       
   
    
  
    
       
   
  
  
 
 
HMS HOLDINGS CORP. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF INCOME 
(in thousands, except per share amounts) 

Revenue 
Cost of services: 
Compensation 
Information technology 
Occupancy 
Direct project expenses 
Other operating expenses 
Amortization of acquisition related software and intangible assets 

Total cost of services 

Selling, general and administrative expenses 
Settlement expense 

Total operating expenses 

Operating income 

Interest expense 
Interest income 

Income before income taxes 

Income taxes 
Net Income 

Basic income per common share: 

Net income per common share -- basic 

Diluted income per common share: 

Net income per common share -- diluted 

Weighted average shares: 
Basic 
Diluted 

Year Ended December 31, 
2017 

2016 

2018 

  $ 

598,290    $ 

521,212    $ 

489,720  

224,893      
53,428      
15,968      
42,908      
31,438      
32,975      
401,610      
113,442      
20,000      
535,052      
63,238      
(11,310)     
1,089      
53,017      
(1,972)     
54,989    $ 

202,049      
45,723      
17,190      
41,347      
28,425      
30,393      
365,127      
105,654      
-      
470,781      
50,431      
(10,871)     
295      
39,855      
(199)     
40,054    $ 

0.66    $ 

0.64    $ 

0.48    $ 

0.47    $ 

83,625      
86,144      

83,821      
85,088      

189,271  
37,337  
14,000  
46,254  
27,778  
28,030  
342,670  
89,381  
-  
432,051  
57,669  
(8,519) 
321  
49,471  
11,835  
37,636  

0.45  

0.43  

84,221  
86,987  

  $ 

  $ 

  $ 

See accompanying notes to the consolidated financial statements 

57 

  
  
  
  
  
  
    
    
  
    
       
       
   
    
    
    
    
    
    
    
    
    
    
    
    
    
    
    
  
    
       
       
   
    
       
       
   
    
       
       
   
    
       
       
   
    
    
  
  
 
 
HMS HOLDINGS CORP. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF SHAREHOLDERS’ EQUITY  
(in thousands, except share and per share amounts) 

   Common Stock 

Treasury Stock 

Capital 
in 
Excess 
of Par 
Value 

# of Shares 
Issued 

Retained 
Earnings     # of Shares      Amount      
    95,263,461    $  952     $ 330,290    $  288,474      11,273,746    $  (95,014)   $ 

Par 
Value     

-      
-      
-      
510,512      

-       
-        13,277      
-       
-      
2,935      
5       

-      
-       37,636      
-      
-      
-       1,140,332      
-      
-      

-      
-      
(20,470)     
-      

Total 
Shareholders' 
Equity 

524,702  

37,636  
13,277  
(20,470) 
2,940  

Balance at January 1, 2016 

Net income 
Stock-based compensation expense 
Purchase of treasury stock 
Exercise of stock options 
Vesting of restricted stock awards and units, net of 

shares withheld for employee tax 

192,879      

2       

(1,477)     

-      

-      

-      

(1,475) 

Balance at December 31, 2016 

    95,966,852    $  959        345,025    $  326,110      12,414,078    $ (115,484)   $ 

556,610  

Net income 
Stock-based compensation expense 
Purchase of treasury stock 
Exercise of stock options 
Vesting of restricted stock awards and units, net of 

-      
-      
-      
172,326      

-       
-        24,143      
-      
-       
2,718      
2       

-       40,054      
-      
-      
-      

-      
-      
865,315      
-      

-      
-      
(14,137)     
-      

40,054  
24,143  
(14,137) 
2,720  

shares withheld for employee tax 

397,073      

4       

(3,165)     

-      

-      

-      

(3,161) 

Balance at December 31, 2017 

    96,536,251    $  965     $ 368,721    $  366,164      13,279,393    $ (129,621)   $ 

606,229  

Adoption of accounting standard (Note 1 and 2) 
Net income 
Stock-based compensation expense 
Purchase of treasury stock 
Exercise of stock options 
Vesting of restricted stock units, net of shares 

-      
-      
-      
-      
     2,017,442      

-      
1,082      
-       54,989      

-       
-       
-        21,507      
-      
-       
20        38,342      

-      
-      
-      
383,801      
-      

-      
-      
-      
(5,955)     
-      

1,082  
54,989  
21,507  
(5,955) 
38,362  

-      

-      

(2,818) 

-      
-      

-      

withheld for employee tax 

370,808      

4       

(2,822)     

Balance at December 31, 2018 

    98,924,501    $  989     $ 425,748    $  422,235      13,663,194    $ (135,576)   $ 

713,396  

See accompanying notes to the consolidated financial statements. 

58 

  
  
      
      
    
      
  
  
  
    
    
  
  
    
       
        
       
       
       
       
   
    
    
    
    
    
  
    
       
        
       
       
       
       
   
  
    
       
        
       
       
       
       
   
    
    
    
    
    
  
    
       
        
       
       
       
       
   
  
    
       
        
       
       
       
       
   
    
    
    
       
    
    
  
    
       
        
       
       
       
       
   
  
  
 
 
HMS HOLDINGS CORP. AND SUBSIDIARIES 
CONSOLIDATED STATEMENTS OF CASH FLOWS 
(in thousands) 

Operating activities: 

Net income 

  $ 
Adjustments to reconcile net income to net cash provided by operating activities:     

Depreciation and amortization of property, equipment and software 
Amortization of intangible assets 
Amortization of deferred financing costs 
Stock-based compensation expense 
Deferred income taxes 
(Gain) / Loss on disposal of assets 
Change in fair value of contingent consideration 
Release of estimated liability for appeals 
Changes in operating assets and liabilities: 

Accounts receivable 
Prepaid expenses 
Other current assets 
Other assets 
Income taxes receivable / (payable) 
Accounts payable, accrued expenses and other liabilities 
Estimated liability for appeals 
Net cash provided by operating activities 

Investing activities: 

Acquisition of a business, net of cash acquired 
Proceeds from sale of cost basis investment 
Purchases of property and equipment 
Investment in capitalized software 

Net cash used in investing activities 

Financing activities: 

Proceeds from credit facility 
Payments for deferred financing costs 
Proceeds from exercise of stock options 
Payments of tax withholdings on behalf of employees for net-share settlements 
Payments on capital lease obligations 
Purchases of treasury stock 

Net cash provided by/(used in) financing activities 

Net increase/(decrease) in cash and cash equivalents 
Cash and Cash Equivalents 
Cash and cash equivalents at beginning of year 
Cash and cash equivalents at end of period 

Supplemental disclosure of cash flow information: 

Cash paid for income taxes, net of refunds 
Cash paid for interest 

Supplemental disclosure of non-cash activities: 

Change in balance of accrued property and equipment purchases 

Years Ended December 31, 

2018 

2017 

2016 

54,989    $ 

40,054    $ 

37,636  

33,254      
24,342      
564      
21,507      
(3,504)     
-      
(35)     
(8,436)     

(17,312)     
(3,381)     
596      
245      
(16,925)     
11,181      
(628)     
96,457      

-      
-      
(11,264)     
(19,149)     
(30,413)     

-      
-      
38,362      
(2,818)     
-      
(5,955)     
29,589      
95,633      

27,515      
22,555      
2,258      
24,143      
(20,409)     
209      
(2,865)     
-      

(6,976)     
(1,463)     
165      
124      
1,462      
(340)     
32      
86,464      

(171,321)     
-      
(17,318)     
(15,725)     
(204,364)     

42,204      
(2,269)     
2,720      
(3,161)     
(143)     
(14,137)     
25,214      
(92,686)     

24,882  
20,164  
2,083  
13,277  
(7,368) 
(948) 
-  
-  

(3,554) 
(2,399) 
2,066  
234  
(7,227) 
12,116  
(2,323) 
88,639  

(20,678) 
2,496  
(13,703) 
(7,316) 
(39,201) 

-  
-  
2,940  
(1,475) 
(44) 
(20,470) 
(19,049) 
30,389  

83,313      
178,946    $ 

175,999      
83,313    $ 

145,610  
175,999  

22,225    $ 
10,326    $ 

17,995    $ 
9,944    $ 

20,326  
6,196  

1,305    $ 

51    $ 

684  

  $ 

  $ 
  $ 

  $ 

See accompanying notes to the consolidated financial statements. 

59 

 
  
  
  
    
    
    
  
    
      
      
  
    
       
       
   
       
       
   
    
    
    
    
    
    
    
    
    
       
       
   
    
    
    
    
    
    
    
    
    
       
       
   
    
    
    
    
    
    
       
       
   
    
    
    
    
    
    
    
    
    
       
       
   
    
  
    
       
       
   
    
       
       
   
  
    
       
       
   
    
       
       
   
  
   
 
 
HMS HOLDINGS CORP. AND SUBSIDIARIES 
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 

1. 

  Business and Summary of Significant Accounting Policies 

(a) Business 

HMS is an industry-leading provider of cost containment solutions in the healthcare marketplace. We use healthcare technology, analytics and 
engagement solutions, to deliver coordination of benefits, payment integrity, population risk analytics, and care management and consumer 
engagement solutions to help payers reduce costs, improve healthcare outcomes and enhance member experiences. We provide coordination 
of benefits services to government and commercial healthcare payers to ensure that the correct party pays the claim. Our payment integrity 
services  promote  accuracy  by  fighting  fraud,  waste  and  abuse,  and  our  total  population  management  solutions  provide  risk-bearing 
organizations  with  reliable  intelligence  across  their  member  populations  to  identify  risks  and  improve  patient  engagement  and  outcomes. 
Together these various services help move the healthcare system forward for our customers. We currently operate as one business segment 
with a single management team that reports to the Chief Executive Officer. 

(b) Summary of Significant Accounting Policies 

For certain accounting topics, the description of the accounting policy may be found in the related Note. 

(i)  Principles of Consolidation 

The  consolidated  financial  statements  include  the  Company’s  accounts  and  transactions  and  those  of  the  Company’s  wholly  owned 
subsidiaries. All intercompany balances and transactions have been eliminated in consolidation. 

(ii)  Use of Estimates 

The preparation of the consolidated financial statements in conformity with U.S. GAAP requires management to make estimates and 
assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the 
financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from 
those estimates. 

(iii)  Cash and Cash Equivalents 

The  Company  considers  all  highly  liquid  investments  with  an  original  maturity  of  three  months  or  less  to  be  cash  equivalents.  Cash 
equivalents consist of deposits that are readily convertible into cash. 

(iv)  Concentration of Credit Risk 

The Company’s policy is to limit credit exposure by placing cash in accounts which are exposed to minimal interest rate and credit risk. 
HMS maintains cash and cash equivalents in cash depository accounts with large financial institutions with a minimum credit rating of 
A1/P1 or better, as defined by Standard and Poor’s. The balance at these institutions generally exceeds the maximum balance insured 
by  the  Federal  Deposit  Insurance  Corporation of  up  to  $250,000  per  entity.  HMS  has  not  experienced  any  losses  in  cash  and  cash 
equivalents and believes these cash and cash equivalents do not expose the Company to any significant credit risk. 

The Company is subject to potential credit risk related to changes in economic conditions within the healthcare market. However, HMS 
believes that the billing and collection policies are adequate to minimize the potential credit risk. The Company performs ongoing credit 
evaluations of customers and generally does not require collateral. 

60 

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
(v)  Property and Equipment 

Property and equipment are stated at cost less accumulated depreciation. Depreciation is provided over the estimated useful lives of the 
assets utilizing the straight-line method. HMS amortizes leasehold improvements on a straight-line basis over the shorter of (i) the term 
of the lease or (ii) the estimated useful life of the improvement. Equipment leased under capital leases is depreciated over the shorter of 
(i) the term of the lease or (ii) the estimated useful life of the equipment. Capitalized software costs relate to software that is acquired or 
developed for internal use while in the application development stage. All other costs to develop software for internal use, either in the 
preliminary project stage or post-implementation stage, are expensed as incurred. Amortization of capitalized software is calculated on a 
straight-line basis over the expected economic life. Land is not depreciated. 

Estimated useful lives are as follows: 

Property and Equipment 
Equipment 
Leasehold improvements 
Furniture and fixtures 
Capitalized software 
Building and building improvements 

Useful Life  
(in years) 
to 
to 
5 
to 

       up to 39 

2 
5 

3 

5 
10 

10 

Property and equipment is reviewed for impairment whenever events or changes in circumstances indicate that the carrying amount of 
the asset may not be recoverable. When indicators exist, recoverability of assets is measured by a comparison of the carrying value of 
the asset group to the estimated undiscounted future net cash flows expected to be generated by the asset. If such assets are considered 
to be impaired, the impairment to be recognized and charged to earnings is measured by the amount by which the carrying value of the 
asset  group  exceeds  the  fair  value  of  the  assets.  The  Company  did  not  recognize  any  impairment  charges  related  to  property  and 
equipment during the years ended December 31, 2018, 2017 or 2016. 

(vi)  Intangible assets 

The Company records assets acquired and liabilities assumed in a business combination based upon their acquisition date fair values. In 
most  instances  there  is  not  a  readily  defined  or  listed  market  price  for  individual  assets  and  liabilities  acquired  in  connection  with  a 
business, including intangible assets. The Company determines fair value through various valuation techniques including discounted cash 
flow models, quoted market values and third party independent appraisals, as considered necessary. Significant assumptions used in 
those  techniques  include,  but  are  not  limited  to,  growth  rates,  discount  rates,  customer  attrition  rates,  expected  levels  of  revenues, 
earnings,  cash  flows  and  tax  rates.  The  use  of  different  valuation  techniques  and  assumptions  are  highly  subjective  and  inherently 
uncertain and, as a result, actual results may differ materially from estimates. 

All of the Company’s intangible assets are subject to amortization and are amortized using the straight-line method over their estimated 
period of benefit. Estimated useful lives are as follows: 

Intangible Assets 
Customer relationships 
Restrictive covenants 
Trade names 
Intellectual property 

Useful Life  
(in years) 
to 
to 
to 
to 

15 
3 
7 
6 

7 
1 
1.5 
4 

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Intangible assets are reviewed for impairment whenever events or changes in circumstances indicate that the carrying amount of the 
asset may not be recoverable. When indicators exist, recoverability of assets is measured by a comparison of the carrying value of the 
asset group to the estimated undiscounted future net cash flows expected to be generated by the asset. If such assets are considered to 
be impaired, the impairment to be recognized and charged to earnings is measured by the amount by which the carrying value of the 
asset group exceeds the fair value of the assets. The Company did not recognize any impairment charges related to intangible assets 
during the years ended December 31, 2018, 2017 or 2016. 

(vii)  Goodwill 

Goodwill is the excess of acquisition costs over the fair values of assets and liabilities of acquired businesses. During the measurement 
period, which is up to one year from the acquisition date, the Company may record adjustments to the assets acquired and liabilities 
assumed, with the corresponding offset to goodwill. Upon the conclusion of the measurement period, any subsequent adjustments are 
recorded to earnings. 

Goodwill is subject to a periodic assessment for impairment. The Company assesses goodwill for impairment on an annual basis as of 
June 30th of each year or more frequently if an event occurs or changes in circumstances would more likely than not reduce the fair value 
of a reporting unit below its carrying amount. Assessment of goodwill impairment is at the HMS Holdings Corp. entity level as the Company 
operates as a single reporting unit. We have the option to perform a qualitative or quantitative assessment to determine if impairment is 
more likely than not to have occurred. The Company completed the annual impairment test as of June 30, 2018 electing to perform the 
quantitative assessment of which the first step is to compare the fair value of the reporting unit with its carrying value, including goodwill. 
In calculating the fair value of the reporting unit, the Company utilized a weighting across three commonly accepted valuation approaches: 
an income approach, a guideline public company approach, and a merger and acquisition approach. The income approach to determining 
fair value computes projections of the cash flows that the reporting unit is expected to generate converted into a present value equivalent 
through discounting. Significant assumptions in the income approach include income projections, a discount rate and a terminal growth 
value which are all level 3 inputs. The income projections include assumptions for revenue and expense growth which are based on 
internally developed business plans and largely reflect recent historical revenue and expense trends.  The discount rate was based on a 
risk free rate plus a beta adjusted equity risk premium and specific company risk premium. The terminal growth value is Company specific 
and was determined analyzing inputs such as historical inflation and the GDP growth rate. The guideline public company approach and 
merger  and  acquisition  approach  are  based  on  pricing  multiples  observed  for  similar  publicly  traded  companies  or  similar  market 
companies  that  were  sold.  The  results  of  the  annual  impairment  assessment  provide  that  the  fair  value  of  the  reporting  unit  was 
significantly  in  excess  of  the  Company’s  carrying  value,  including  goodwill;  therefore,  no  impairment  was  indicated.  There  were  no 
impairment charges related to goodwill during the years ended December 31, 2018, 2017 or 2016. There were no changes in the carrying 
amount of goodwill for the year ended December 31, 2018. 

(viii)  Income Taxes 

Income taxes are accounted for under the asset and liability method. Under this method, deferred tax assets and liabilities are recognized 
for the future tax consequences attributable to temporary differences between the financial statement carrying amounts of existing assets 
and liabilities and their respective tax bases. This method also requires the recognition of future tax benefits for net operating loss carry-
forwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in 
which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change 
in tax rates is recognized as income or expense in the period that includes the enactment date. A valuation allowance is provided against 
deferred  tax  assets  to  the  extent  their  realization  is  not  more  likely  than  not.  Uncertain  income  tax  positions  are  accounted  for  by 
prescribing a minimum recognition threshold that a tax position is required to meet before being recognized in the financial statements. 
Although the Company believes that it has adequately reserved for uncertain tax positions (including interest and penalties), it can provide 
no  assurance  that  the  final  tax  outcome  of  these  matters  will  not  be  materially  different.  The  Company  makes  adjustments  to  these 
reserves in accordance with the income tax accounting guidance when facts and circumstances change, such as the closing of a tax audit 
or the refinement of an estimate. To the extent that the final tax outcome of these matters is different than the amounts recorded, such 
differences will affect the provision for income taxes in the period in which such determination is made, and could have a material impact 
on our financial condition and operating results. 

62 

  
  
  
  
  
  
  
  
 
 
(ix)  Expense Classifications 

HMS cost of services is presented in the categories set forth below. Each category within cost of services excludes expenses relating to 
SG&A functions, which are presented separately as a component of total operating costs. A description of the primary expenses included 
in each category is as follows: 

Cost of Services: 

  Compensation: Salary, fringe benefits, bonus and stock-based compensation. 
 
Information technology: Hardware, software and data communication costs. 
  Occupancy: Rent, utilities, depreciation, office equipment and repair and maintenance costs. 
  Direct project expense: Variable costs incurred from third party providers that are directly associated with specific revenue generating 

projects and employee travel expenses.  

  Other operating expenses: Professional fees, temporary staffing, travel and entertainment, insurance and local and property tax costs. 
  Amortization  of  acquisition  related  software  and  intangible  assets:  Amortization  of  the  cost  of  acquisition  related  software  and 

intangible assets.  

SG&A:  

  Expenses related to general management, marketing and administrative activities.  

(x)  Estimating Valuation Allowances and Accrued Liabilities 

The preparation of financial statements requires management to make estimates and assumptions that affect the reported amount of 
assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amount of 
revenue and expenses during the reported period. In particular, management must make estimates of the probability of collecting accounts 
receivable. When evaluating the adequacy of the accounts receivable allowance, management reviews the accounts receivable based 
on  an  analysis  of  historical  revenue  adjustments,  bad  debts,  customer  concentrations,  customer  credit-worthiness,  current  economic 
trends and changes in customer payment terms. As of December 31, 2018 and 2017, the accounts receivable balance was $206.8 million 
and $189.5 million, net of allowance of $13.7 million and $14.8 million, respectively. 

(xi)   Stock-Based Compensation 

Long-Term Incentive Award Plans 

The Company grants stock options and restricted stock units (“equity awards”) to HMS employees and non-employee directors under the 
2016 Omnibus Plan, as approved by the Company’s shareholders on June 23, 2016. The 2016 Omnibus Plan replaced and superseded 
the Company’s 2006 Stock Plan and 2011 HDI Plan. As of December 31, 2018, the number of securities remaining available for future 
issuance under equity compensation plans, excluding securities to be issued upon exercise of outstanding options and vesting of restricted 
stock units, is 4,758,398 shares. All of the Company’s employees as well as HMS non-employee directors are eligible to participate in the 
2016 Omnibus Plan. Awards granted under the 2016 Omnibus Plan generally vest over one to four years. The exercise price of stock 
options granted under the 2016 Omnibus Plan  may not be less than the fair market value of a share of stock  on the grant date, as 
measured by the closing price of the Company’s common stock on the Nasdaq Global Select Market and the term of a stock option may 
not exceed ten years. Prior to 2018, the Company granted two types of equity awards: 1) equity awards with service conditions and 2) 
equity awards with market and  service conditions. The market  condition is based on the Company’s  common stock price during the 
applicable measurement period. In 2018, the Company only issued equity awards with service conditions. 

63 

  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
Stock-Based Compensation Expense 

The Company recognizes stock-based compensation expense equal to the grant date fair value of the award on a straight-line basis over 
the requisite service period. 

The fair value of each option grant with only service-based conditions is estimated using the Black-Scholes pricing model. The fair value 
of each option grant with market and service-based conditions is estimated using a Monte Carlo simulation model. The fair value of each 
restricted stock unit is calculated based on the closing sale price of the Company’s common stock on the grant date. 

The  determination  of  the  fair  value  of  the  options  on  the  grant  date  using  the  Black-Scholes  pricing  model  and/or  the  Monte  Carlo 
simulation  model  is  affected  by  the  Company’s  stock  price,  as  well  as  assumptions  regarding  a  number  of  complex  and  subjective 
variables. Certain key variables include: the Company’s expected stock price volatility over the expected term of the awards; a risk-free 
interest rate; and any expected dividends. The Company estimates stock price volatility based on the historical volatility of the Company’s 
common stock and estimates the expected term of the awards based on the Company’s historical option exercises for similar types of 
stock option awards. The assumed risk-free interest rate is based on the yield on the measurement date of a zero-coupon U.S. Treasury 
bond with a maturity period equal to the option’s expected term. The Company does not anticipate paying any cash dividends in the 
foreseeable future and therefore, uses an expected dividend yield of zero in the option valuation models. The fair value of all awards also 
includes  an  estimate  of  expected  forfeitures.  Forfeitures  are  estimated  based  on  historical  experience.  If  actual  forfeitures  vary  from 
estimates, a difference in compensation expense will be recognized in the period the actual forfeitures occur. Upon the exercise of stock 
options or the vesting of restricted stock units, the resulting excess tax benefits or deficiencies, if any, are recognized as income tax 
expense or benefit. 

(xii)   Fair Value of Financial Instruments 

Financial instruments are categorized into a three-level fair value hierarchy that prioritizes the inputs to valuation techniques used to 
measure fair value into three broad levels. The fair value hierarchy gives the highest priority to quoted prices in active markets for identical 
assets or liabilities (Level 1) and the lowest priority to unobservable inputs (Level 3). If the inputs used to measure fair value fall within 
different levels of the hierarchy, the category level is based on the lowest priority level input that is significant to the fair value measurement 
of the instrument. In the event the fair value is not readily available or determinable, the financial instrument is carried at cost and referred 
to as a cost method investment. The fair value hierarchy is as follows: 

 
 
 

Level 1: Observable inputs such as quoted prices in active markets; 
Level 2: Inputs, other than the quoted prices in active markets, that are observable either directly or indirectly; and 
Level  3:  Unobservable  inputs  in  which  there  is  little  or  no  market  data,  which  require  the  reporting  entity  to  develop  its  own 
assumptions. 

(xiii) Leases 

HMS accounts for lease agreements as either operating or capital leases, depending on certain defined criteria. Lease costs are amortized 
on a straight-line basis without regard to deferred payment terms, such as rent holidays, that defer the commencement date of required 
payments.  Additionally,  incentives  such  as  tenant  improvement  allowances,  are  capitalized  and  are  treated  as  a  reduction  of  rental 
expense over the term of the lease agreement. 

(xiv)  Recent Accounting Guidance 

Recently Adopted Accounting Guidance 

In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606) (“ASU 2014-09”), which is the new 
comprehensive revenue recognition standard that supersedes all existing revenue recognition guidance under U.S. GAAP. The Company 
adopted ASU 2014-09 on January 1, 2018 using the modified retrospective method and the Company recognized the cumulative effect 
of initially applying the new revenue standard as an adjustment to the opening balance of retained earnings. The financial information for 
comparative prior periods has not been restated and continues to be reported under the accounting standards in effect for those periods. 
The effect of adopting ASU 2014-09 in the current annual reporting period as compared with the guidance that was in effect before the 
change is immaterial. The Company’s internal control framework did not materially change, but existing internal controls were modified 
due to certain changes to business processes and systems to support the new revenue recognition standard as necessary. The Company 
continues to expect the impact of the adoption of the new standard to be immaterial to its net income and its internal control framework 
on an ongoing basis. 

64 

  
  
   
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
In March 2016, the FASB issued ASU No. 2016-09, Compensation – Stock Compensation (Topic 718): Improvements to Employee Share-
Based Payment Accounting, (“ASU 2016-09”) that changes the accounting for certain aspects of share-based payments to employees. 
The new guidance requires excess tax benefits and tax deficiencies to be recorded in the income statement when stock awards vest or 
are settled. In addition, cash flows related to excess tax benefits will no longer be separately classified as a financing activity apart from 
other income tax cash flows. The standard also allows companies to repurchase more of an employee’s vesting shares for tax withholding 
purposes  without  triggering  liability  accounting,  clarifies  that  all  cash  payments  made  to  tax  authorities  on  an  employee’s  behalf  for 
withheld shares should be presented as a financing activity on the cash flows statement and provides an accounting policy election to 
account for forfeitures as they occur. ASU 2016-09 is effective for annual reporting periods beginning after December 15, 2016, including 
interim periods within such annual reporting periods with early adoption permitted. The Company elected to early adopt the new guidance 
in the fourth quarter of fiscal year 2016 which requires us to reflect any adjustments as of January 1, 2016, the beginning of the annual 
period that includes the interim period of adoption. The primary impact of adoption was the recognition of excess tax benefits  in the 
provision for income taxes rather than paid-in capital for all periods in fiscal year 2016. Additional amendments to the accounting for 
income taxes and minimum statutory withholding tax requirements had no impact to retained earnings as of January 1, 2016, where the 
cumulative effect of these changes are required to be recorded. The Company elected to continue to estimate forfeitures expected to 
occur to determine the amount  of compensation cost to be recognized in each  period. Adoption of the new standard resulted in the 
recognition  of  net  excess  tax  benefits  in  the  provision  for  income  taxes  rather  than  paid-in  capital  of  $1.9  million  for  the  year ended 
December 31, 2016. The presentation requirements for cash flows related to employee taxes paid for withheld shares had no impact to 
any of the 2016 periods presented on the consolidated statements of cash flow since such cash flows have historically been presented 
as a financing activity. 

In August 2016, the FASB issued ASU No. 2016-15, Statements of Cash Flows (Topic 230): Classification of Certain Cash Receipts and 
Cash Payments (“ASU 2016-15”). ASU 2016-15 clarifies where certain cash receipts and cash payments are presented and classified in 
the statement of cash flows. The amendments are effective for annual reporting periods beginning after December 15, 2017, and for 
interim reporting periods within such annual periods. The Company adopted this guidance on January 1, 2018. The adoption of this 
guidance did not have a material effect on the Company’s consolidated financial statements. 

In January 2017, the FASB issued ASU No. 2017-01, Business Combinations (Topic 805) – Clarifying the Definition of a Business (“ASU 
2017-01”). ASU 2017-01 finalizes previous proposals regarding shareholder concerns that the definition of a business is applied too 
broadly.  The  guidance  assists  entities  with  evaluating  whether  transactions  should  be  accounted  for  as  acquisitions  of  assets  or  of 
businesses. The amendments are effective for annual periods beginning after December 15, 2017, including interim periods within those 
periods. The Company adopted this guidance on January 1, 2018. The adoption of this guidance did not have a material effect on the 
Company’s consolidated financial statements. 

In May 2017, the FASB issued ASU No. 2017-09, Compensation – Stock Compensation (Topic 718): Scope of Modification Accounting, 
(“ASU 2017-09”). ASU 2017-09 requires entities to apply modification accounting to changes made to a share-based payment award. 
The new guidance specifies that entities will apply modification accounting to changes to a share-based payment award only if any of the 
following are not the same immediately before and after the change: 1) The award’s fair value (or calculated value or intrinsic value, if 
those  measurement  methods  are  used),  2)  the  award’s  vesting  conditions,  and  3)  the  award’s  classification  as  an  equity  or  liability 
instrument. ASU 2017-09 is effective for annual reporting periods beginning after December 15, 2017, including interim periods within 
such  annual  periods,  with  early  adoption  permitted.  The  Company  adopted  this  guidance  on  January  1,  2018.  The  adoption  of  this 
guidance did not have a material effect on the Company’s consolidated financial statements. 

In January 2017, the FASB issued ASU No. 2017-04, Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment (“ASU 
2017-04”). This amendment simplifies the manner in which an entity is required to test for goodwill impairment by eliminating Step 2 from 
the goodwill impairment test. Step 2 measures goodwill impairment loss by comparing the implied fair value of a reporting unit’s goodwill 
with the carrying amount of that goodwill. The amendment simplifies this approach by having the entity (1) perform its annual or interim 
goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount, and (2) recognize an impairment charge 
for the amount by which the carrying amount exceeds the reporting unit’s fair value, with the understanding that the loss recognized 
should not exceed the total amount of goodwill allocated to that reporting unit. The Company elected to early adopt the new guidance in 
the fourth quarter of fiscal year 2018. The adoption of this guidance did not have a material effect on the Company’s consolidated financial 
statements. 

65 

  
  
  
  
  
 
 
On August 17, 2018 the SEC issued SEC Final Rule Release No. 33-10532, Disclosure Update and Simplification (“Final Rule”). The 
Final Rule amends certain disclosure requirements to facilitate the disclosure of information to investors and simplify compliance without 
significantly altering the total mix of information provided to investors. The Final Rule was effective for public entities that are SEC filers 
on November 5, 2018. The adoption of this guidance did not have a material effect on the Company’s consolidated financial statements. 

Recent Accounting Guidance Not Yet Adopted 

In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842) (“ASU 2016-02”). ASU 2016-02 will require most lessees to 
recognize a majority of the company’s leases on the balance sheet, which will increase reported assets and liabilities. ASU 2016-02 was 
subsequently  amended  by  ASU  No.  2018-01,  Land  Easement  Practical  Expedient  for  Transition  to  Topic  842;  ASU  No.  2018-10, 
Codification Improvements to Topic 842, Leases; and ASU No. 2018-11, Targeted Improvements. The new standard establishes a right-
of-use model (ROU) that requires a lessee to recognize a ROU asset and lease liability on the balance sheet for all leases with a term 
longer than 12 months. Leases will be classified as finance or operating, with classification affecting the pattern and classification of 
expense recognition in the income statement. ASU 2016-02 is effective for annual reporting periods beginning after December 15, 2018 
including interim periods within such annual reporting periods with early adoption permitted. The Company has not early adopted this 
guidance, and therefore is adopting this guidance on January 1, 2019 and will use the effective date as our date of initial application. 
Consequently, financial information will not be updated and the disclosures required under the new standard will not be provided for dates 
and  periods  prior  to  the  date  of  adoption.  The  Company  developed  a  preliminary  implementation  plan  and  reviewed  historical  lease 
agreements  in  order  to  quantify  the  impact  of  adoption.  Based  upon  the  preliminary  implementation  plan,  the  Company  expects  the 
adoption of ASU 2016-02 will have a material impact on the consolidated balance sheet due to the recognition of the ROU assets and 
lease liabilities. The adoption of ASU 2016-02 is not expected to have a material impact on the consolidated statement of income or 
consolidated  statement  of  cash  flow.  However,  the  Company  continues  to  perform  the  necessary  reviews  and  other  implementation 
considerations, including an evaluation of the incremental borrowing rate, in order to appropriately quantify the changes. While we continue 
to assess all of the effects of adoption, we currently believe the most significant effects relate to (1) the recognition of new ROU assets 
and lease liabilities on our balance sheet for our real estate operating leases and (2) financial statement disclosures. We do not expect a 
significant change in our leasing activities between now and adoption. A range of undiscounted ROU assets and lease liabilities at January 
1, 2019 is $28 million to $31 million. We expect to recognize operating lease ROU assets and lease liabilities that reflect the present value 
of these future payments. The Company plans adopt this guidance using the optional transition method. The new standard also provides 
practical expedients for an entity’s existing and ongoing accounting and we expect to adopt the package of practical expedients as well 
as the practical expedient to not separate lease and non-lease components of our leases and the short-term lease practical expedient. 

In June 2016, the FASB issued ASU No. 2016-13, Financial Instruments – Credit Losses (“ASU 2016-13”). ASU 2016-13 introduces the 
current expected credit losses methodology (“CECL”) for estimating allowances for credit losses. ASU 2016-13 applies to all financial 
instruments carried at amortized cost and off-balance-sheet credit exposures not accounted for as insurance, including loan commitments, 
standby letters of credit, and financial guarantees. The new accounting standard does not apply to trading assets, loans held for sale, 
financial assets for which the fair value option has been elected, or loans and receivables between entities under common control. ASU 
2016-13 is effective for public entities for fiscal year beginning after December 15, 2019, including interim periods within that fiscal year. 
Early adoption is permitted. The Company is currently evaluating the impact on the Company’s financial  statements of adopting this 
guidance but this guidance is not expected to have a material impact on the Company’s financial position, results of operations or internal 
control framework. 

In June 2018, the FASB issued ASU No. 2018-07, Compensation – Stock Compensation (Topic 718) – Improvements to Nonemployee 
Share Based Payment Accounting, (“ASU 2018-07”). ASU 2018-07 requires entities to apply similar accounting for share-based payment 
transactions with non-employees as with share-based payment transactions with employees. ASU 2018-07 is effective for public entities 
for  fiscal  year  beginning  after  December  15,  2018,  including  interim  periods  within  that  fiscal  year.  Early  adoption  is  permitted.  The 
Company is currently evaluating the impact on the Company’s financial statements of adopting this guidance but this guidance is not 
expected to have a material impact on the Company’s financial position, results of operations or internal control framework. 

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2. 

  Revenue 

The Company’s revenue disaggregated by service for the year ended December 31, 2018 is as follows (in thousands): 

Coordination of Benefits 
Payment Integrity 
Total Population Management 
Total 

  $ 

  $ 

397,095  
144,063  
57,132  
598,290  

Coordination of benefits revenue is derived from contracts with state governments and Medicaid managed care plans that typically span 1 to 
5 years with the option to renew. Types of service contracts could include: (a) the identification of erroneously paid claims; (b) the delivery of 
verified  commercial  insurance  coverage  information;  (c)  the  identification  of  paid  claims  where  another  third  party  is  liable;  and  (d)  the 
identification and enrollment of Medicaid members who have access to employer insurance. Most of these types of service contracts contain 
multiple promises, all of which are not distinct within the context of the contract. Therefore, the promises represent a single, distinct performance 
obligation for the types of services we offer. Revenue derived from these performance obligations is largely based on variable consideration 
where, based on the number of claims or amount of findings the Company identified, a contingent or fixed transaction price/recovery percentage 
is allocated to each distinct performance obligation. The Company utilizes the expected value method to estimate the variable consideration 
related to the transaction price for its service contracts. Key inputs and assumptions in determining variable consideration includes identified 
pricing and expected recoveries and/or savings. The expected recoveries and/or savings are based on historical experience of information 
received  from  our  customers.  Revenue  is  primarily  recognized  at  a  point  in  time  when  our  customers  realize  economic  benefits  from  our 
services when our services are completed. However, we have a limited number of fixed fee arrangements where revenue is recognized over 
time as performance obligations are satisfied within one to three years. Generally, coordination of benefit contract payment terms are not 
standardized within the respective contract; however, payment is typically due on demand and there is a clear and distinct history of customers 
making consistent payments. 

Analytical services consists of payment integrity services and total population management. 

Payment integrity services revenue is derived from contracts with federal and state governments, commercial health plans and other at-risk 
entities that can span several years with the option to renew. Types of service contracts could include: (a) services designed to ensure that 
healthcare payments are accurate and appropriate; and (b) the identification of over/(under)payments or inaccurate charges based on a review 
of medical records. Most of these types of service contracts contain multiple promises, all of which are not distinct within the context of the 
contract. Therefore, the promises represent a single, distinct performance obligation for the types of services we offer. Revenue derived from 
these performance obligations is largely based on variable consideration where, based on the number of claims or amount of findings the 
Company  identified,  a  contingent  or  fixed  transaction  price/recovery  percentage  is  allocated  to  each  distinct  performance  obligation.  The 
Company utilizes the expected value method to estimate the variable consideration related to the transaction price for its service contracts. 
Key inputs and assumptions in determining variable consideration includes identified pricing and expected recoveries and/or savings. The 
expected  recoveries  and/or  savings  are  based  on  historical  experience  of  information  received  from  our  customers.  Revenue  is  primarily 
recognized at a point in time when our customers realize economic benefits from our services when our services are completed. However, we 
have a limited number of fixed fee arrangements where revenue is recognized over time as performance obligations are satisfied within one 
to three years. Generally, payment integrity contract payment terms are not standardized within the respective contract; however, payment is 
typically due on demand and there is a clear and distinct history of customers making consistent payments. 

Total population management revenue is derived from contracts with health plans and other risk-bearing entities that can span several years 
with the option to renew. Types of service contracts could include: (a) programs designed to improve member engagement; and (b) outreach 
services designed to improve clinical outcomes. Most of these types of service contracts contain multiple promises, all of which are not distinct 
within the context of the contract. Therefore, the promises represent a single, distinct performance obligation for the types of services we offer. 
Revenue derived from these services is largely based on consideration associated with prices per order/transfer and PMPM/PMPY fees. The 
Company believes the output method is a reasonable measure of progress for the satisfaction of our performance obligations,  which are 
satisfied over time, as it provides a faithful depiction of (1) our performance toward complete satisfaction of the performance obligation under 
the contract and (2) the value transferred to the customer of the services performed under the contract. The Company has elected the right to 
invoice practical expedient for recognition of revenue related to its performance obligations when the amount we have the right to invoice the 
customer  corresponds  directly  with  the  value  to  the  customer.  Additionally,  certain  total  population  management  contracts  have  distinct 
performance obligations related to software license and implementation fees which have historically been recognized as revenue ratably over 
the life of the contract. Lastly, we have a limited number of fixed fee arrangements where revenue is recognized over time as performance 
obligations are satisfied within one to three years. Upon adoption of ASC 606, revenue for software licenses is recognized at the beginning of 
the license period when control is transferred as the license is installed and revenue for implementation fees is recognized when control is 
transferred over time as the implementation is being performed. As the performance obligation is deemed to have been satisfied and control 
transferred  to  our  customers  for  software  licenses  and  implementation  fees  on  or  before  December  31,  2017,  the  Company  recorded  a 
decrease to deferred revenue and an increase to opening retained earnings of $1.1 million, net of tax, as of January 1, 2018 for the cumulative 

67 

  
  
    
    
  
  
  
  
impact of adopting ASC 606. Generally, total population management contract payment terms are stated within the contract and are due within 
an  explicitly  stated  time  period  (e.g.,  30,  45,  60  days)  from  the  date  of  invoice.  A  portion  of  the  payment  received  may  relate  to  future 
performance obligations and will result in an increase to deferred revenue until the obligation has been met. 

The Company’s revenue disaggregated by market for the year ended December 31, 2018 is as follows (in thousands): 

Commercial 
State 
Federal 
Total 

  $ 

  $ 

323,150  
233,921  
41,219  
598,290  

A portion of the Company’s services are deferred and revenue is recognized at a later time. Deferred revenue was approximately $6.4 million 
as of December 31, 2017; $1.1 million, net of tax, was recorded as a decrease to deferred revenue as of January 1, 2018 as discussed above; 
and $5.3 million of this amount was recognized as revenue during the year ended December 31, 2018. Deferred revenue was approximately 
and $5.6 million as of December 31, 2018. Deferred revenue is included in Accounts payable, accrued expenses and other liabilities in the 
Consolidated Balance Sheets. 

Contract modifications are routine in nature and often done to account for changes in the contract specifications or requirements. In most 
instances, contract modifications are for services that are not distinct, and, therefore, modifications are accounted for as part of the existing 
contract. The Company has elected to use the practical expedient to expense the incremental costs of obtaining a contract if the amortization 
period of the asset that the Company would have otherwise recognized is one year or less. 

3. 

  Fair Value of Financial Instruments 

Financial instruments (principally cash and cash equivalents, accounts receivable, accounts payable and accrued expenses) are carried at 
cost, which approximates fair value due to the short-term maturity of these instruments. The Company’s long-term credit facility is carried at 
cost, which due to the variable interest rate associated with the revolving credit facility, cost approximates its fair value. The Company has no 
Level 1 or Level 2 financial instruments and there were no transfers between Level 1 or Level 2 financial instruments. Included in Other liabilities 
on the Consolidated Balance Sheet is a contingent consideration liability of $0 and $35 thousand at December 31, 2018 and 2017, respectively, 
is valued using a Monte Carlo simulation and includes unobservable inputs such as expected levels of revenues and discount rates. The 
liability was classified as level 3 within the fair value hierarchy. Changes in the unobservable inputs in the fair value measurement of this 
instrument could result in a significant change in the fair value measurement. There were no sales, settlements, purchases, issuances and/or 
transfers related to this level 3 instrument in 2018 or 2017. There were no other level 3 instruments. 

4. 

(a) 

  Acquisitions 

  Eliza Holding Corp. 

On April 17, 2017, the Company completed the acquisition of 100% of the outstanding capital stock of Eliza, for a purchase price of $171.6 
million funded with available liquidity of approximately 75% cash on hand and 25% from the Company’s existing credit line. 

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The allocation of the purchase price to the fair value of the assets acquired and the liabilities assumed as of April 17, 2017, the effective 
date of the acquisition, is as follows (in thousands): 

Cash and cash equivalents 
Accounts receivable 
Prepaid expenses 
Property and equipment 
Intangible assets 
Goodwill 
Other assets 
Accounts payable 
Deferred tax liability 
Other liabilities 
Total purchase price 

The purchase price allocated to the intangibles acquired was as follows (in thousands): 

Customer relationships 
Intellectual property 
Trade name 
Restrictive covenants 
Fair value of intangibles acquired 

Useful Life  
(in years) 
15 
6 
1.5 
1 

Acquisition costs recorded to selling, general and administrative expenses were as follows (in thousands): 

Other operating expenses - consulting fees 
Other operating expenses - legal fees 
Other operating expenses - transaction costs 
Acquisition-related costs 

  $ 

  $ 

    $ 

    $ 

  $ 

  $ 

435  
8,902  
1,427  
1,146  
76,240  
107,754  
63  
(2,620) 
(19,681) 
(2,057) 
171,609  

56,200  
19,600  
310  
130  
76,240  

3,515  
832  
185  
4,532  

The financial results of Eliza’s operations since April 17, 2017 have been included in the Company’s consolidated financial statements. 
Eliza contributed $51.9 million and $30.4 million in revenue to HMS results of operations in the years ended December 31, 2018 and 
2017, respectively. 

(b) 

  Essette 

On September 2, 2016, the Company acquired the outstanding capital stock of Essette for a purchase price of $24.2 million funded by 
cash on hand. The immaterial results of Essette’s operations since September 2, 2016 have been included in the Company’s consolidated 
financial statements. 

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5. 

  Property and Equipment 

Property and equipment consisted of the following (in thousands): 

Equipment 
Leasehold improvements 
Building 
Building improvements 
Land 
Furniture and fixtures 
Capitalized software 

Less: accumulated depreciation and amortization 
Property and equipment, net 

December 31, 

2018 

2017 

  $ 

  $ 

95,350    $ 
7,547      
8,624      
14,825      
2,769      
9,404      
131,819      
270,338      
(175,903)     
94,435    $ 

106,768  
8,357  
8,624  
14,546  
2,769  
10,352  
125,655  
277,071  
(178,490) 
98,581  

Depreciation and amortization expenses related to property and equipment 

  $ 

33,254    $ 

27,515    $ 

24,882  

2018 

December 31, 
2017 

2016 

70 

  
 
  
  
  
  
  
    
    
    
    
    
    
  
    
    
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
  
 
 
6. 

  Intangible Assets 

Intangible assets consisted of the following (in thousands): 

December 31, 2018 

Customer relationships 
Trade names 
Intellectual property 
Restrictive covenants 

Total 

December 31, 2017 

Customer relationships 
Trade names 
Intellectual property 
Restrictive covenants 

Total 

Gross 
Carrying 
Amount 

Accumulated 
Amortization        

Net Carrying 
Amount 

Weighted 
Average 
Amortization 
Period in 
Years 

  $ 

  $ 

  $ 

  $ 

156,790    $ 
16,246      
21,700      
263      
194,999    $ 

(104,740 )   $ 
(16,215 )     
(6,670 )     
(234 )     
(127,859 )   $ 

52,050      
31      
15,030      
29      
67,140      

12.8  
0.7  
4.1  
0.7  

Gross 
Carrying 
Amount 

Accumulated 
Amortization        

Net Carrying 
Amount 

Weighted 
Average 
Amortization 
Period in 
Years 

159,290    $ 
16,246      
21,700      
263      
197,499    $ 

(89,106 )   $ 
(13,916 )     
(2,874 )     
(121 )     
(106,017 )   $ 

70,184      
2,330      
18,826      
142      
91,482      

11.3  
1.0  
5.2  
1.3  

Amortization expense of intangible assets is expected to approximate the following (in thousands): 

Year ending December 31, 
2019 
2020 
2021 
2022 
2023 
Thereafter 
Total  

Amortization
9,195  
7,664  
7,197  
7,197  
4,822  
31,065  
67,140  

$ 

$ 

For the years ended December 31, 2018, 2017 and 2016, amortization expense related to intangible assets was $24.3 million, $22.6 million, 
and $20.2 million, respectively. In addition, during the year ended December 31, 2018, some of the intangible assets became fully amortized. 

7. 

  Accounts Payable, Accrued Expenses and Other Liabilities 

Accounts payable, accrued expenses and other liabilities consisted of the following (in thousands): 

Accounts payable, trade 
Accrued compensation and other 
Accrued operating expenses 
Total accounts payable, accrued expenses and other liabilities 

December 31, 
2018 

December 31, 
 2017 

  $ 

  $ 

12,394    $ 
42,833      
19,675      
74,902    $ 

19,330  
24,072  
18,498  
61,900  

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8. 

  Income Taxes  

Income tax expense is as follows (in thousands): 

Current tax expense: 

Federal 
State 

Total current tax expense: 
Deferred tax expense (benefit): 

Federal 
State 

Total deferred tax benefit: 
Total income tax expense (benefit) 

2018 

December 31, 
2017 

2016 

  $ 

  $ 

2,965    $ 
(1,433)     
1,532      

(2,650)     
(854)     
(3,504)     
(1,972)   $ 

17,008    $ 
3,201      
20,209      

(19,425)     
(983)     
(20,408)     
(199)   $ 

16,274  
2,929  
19,203  

(7,115) 
(253) 
(7,368) 
11,835  

A reconciliation of the income tax expense calculated using the applicable federal statutory rate to the actual income tax expense is as follows 
(in thousands): 

Computed at federal statutory rate 
State and local tax expense, net of federal benefit 
Net permanent deduction and credit tax benefits from 

2018 
  $  11,134      
2,367      

% 

December 31, 
% 

2017 

2016 

% 

21.0    $  13,949      
2,226      
4.5      

35.0    $  17,315      
2,448      
5.6      

35.0  
5.0  

current year 

(1,143)     

(2.2)     

(1,513)     

(3.8)     

(1,509)     

(3.1) 

Net permanent deduction and credit tax benefits from 

prior years 

Net uncertain tax positions excluding current permanent 

-      

-      

-      

-      

(6,213)     

(12.6) 

deduction and credit benefits 

Subsidiary basis write off 
Equity compensation net tax windfall 
State tax apportionment changes 
Disallowed executive compensation 
Tax Reform - revaluation of deferrals 
Acquisition adjustments 
Acquisition costs 
Other, net 
Total income tax expense 

(3,756)     
(3,423)     
(2,890)     
(3,737)     
682      
-      
(1,226)     
-      
20      
(1,972)     

  $ 

(7.0)     
(6.5)     
(5.5)     
(7.0)     
1.3      
-      
(2.3)     
-      
-      
(3.7)   $ 

(373)     
-      
-      
-      
-      
(15,130)     
(1,003)     
697      
948      
(199)     

(0.9)     
-      
-      
-      
-      
-      
-      
-      
-      
-      
(38.0)     
-      
(2.5)     
-      
1.7      
203      
2.4      
(409)     
(0.5)   $  11,835      

-  
-  
-  
-  
-  
-  
-  
0.4  
(0.8) 
23.9  

The Company’s effective tax rate decreased to (3.7%) for the year ended December 31, 2018 from (0.5%) for the year ended December 31, 
2017, primarily from favorable tax benefits relating to current year credits, equity compensation, subsidiary basis write-off, prior year state 
apportionment changes, uncertain tax position releases and acquisition adjustments. The Company has no adjustments, to any previously 
recorded  provisional  amounts,  relating  to  the  Tax  Cuts  and  Jobs  Act  which  was  enacted  on  December  22,  2017.  During  the  year  ended 
December 31, 2018 and in conjunction with the Settlement Agreement in Note 15 to the Consolidated Financial Statements, the Company 
determined that the common stock of its wholly owned subsidiary, Allied Management Group Special Investigation Unit, Inc. was worthless, 
resulting in the write off of basis for federal income tax purposes. 

As a result of an analysis performed during 2016, the Company determined certain activities it performs qualify for (i) R&D Credits provided in 
IRC Section 41 and (ii) the Section 199 Deduction provided in IRC Section 199. As a result, the Company recognized net tax benefits during 
the year ended December 31, 2016 of $6.2 million for federal and state R&D Credits and the Section 199 Deduction relating to tax years 2012 
through 2015. 

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Deferred income taxes are recognized for the future tax consequences of temporary differences between the financial statement and tax bases 
of assets and liabilities. The tax effect of temporary differences that give rise to a significant portion of the deferred tax assets and deferred tax 
liabilities are as follows (in thousands): 

Deferred tax assets: 

Stock-based compensation 
Goodwill and intangible assets 
Allowance for doubtful accounts 
Deferred rent 
Tenant improvements 
Estimated liability for appeals 
Net operating loss carry-forwards 
Tax credit carry-forwards 
Property and equipment 
Accrued expenses and other 

Total deferred tax assets 
Deferred tax liabilities: 

Goodwill and intangible assets 
Section 481(a) adjustment 
Prepaid expenses 
Capitalized software cost 
Total deferred tax liabilities 
Total net deferred tax liabilities 

December 31, 

2018 

2017 

9,545    $ 
5,874      
3,537      
696      
569      
5,632      
1,527      
4,076      
49      
7,839      
39,344      

43,400      
5,073      
668      
8,688      
57,829      
18,485    $ 

9,980  
6,524  
3,822  
909  
669  
7,775  
3,358  
3,667  
256  
3,615  
40,575  

48,186  
7,413  
624  
6,341  
62,564  
21,989  

  $ 

  $ 

Included in Other liabilities on the Consolidated Balance Sheets, are the total amount of unrecognized tax benefits of approximately $4.8 million 
and $8.2 million as of December 31, 2018 and 2017, respectively, net of the federal benefit for state issues that, if recognized, would favorably 
affect the Company’s future effective tax rate. Also included in Other Liabilities on the Consolidated Balance Sheets, are accrued liabilities for 
interest  expense  and  penalties  related  to  unrecognized  tax  benefits  of  $0.7  million  and  $0.6  million  as  of  December  31,  2018  and  2017, 
respectively. HMS includes interest expense and penalties in the provision for income taxes in the Consolidated Statements of Income. The 
amount of interest expense, net of federal and state income tax benefits, and penalties in the Consolidated Statements of Income for the years 
ended December 31, 2018, 2017, and 2016 was $0.1 million, $0.02 million and $0.2 million, respectively. The Company believes it is reasonably 
possible the amount of unrecognized tax benefits may decrease by $1.7 million during 2019, due to the expiration of the statute of limitations 
in various jurisdictions. 

A reconciliation of the beginning and ending amounts of unrecognized tax benefits are as follows (in thousands): 

Unrecognized tax benefits at January 1 

Additions for tax positions taken during prior periods 
Additions for tax positions taken during current period including amended prior years 
Reductions relating to settlements with taxing authorities 
Reductions related to the expiration of statutes of limitations 

Unrecognized tax benefits at December 31 

2018 

2017 

  $ 

  $ 

8,234    $ 
399      
360      
(2,227)     
(1,927)     
4,839    $ 

7,433  
599  
1,174  
-  
(972) 
8,234  

The Company increased the provision for unrecognized tax benefits by $0.4 million during the year ended December 31, 2018, related to tax 
benefits recognized for current period R&D Credits. At December 31, 2018, HMS had federal and state pre-tax net operating loss and tax credit 
carryforwards of approximately $24.3 million and $4.1 million, respectively, which will be available to offset future taxable income. If not used, 
these net operating loss and tax credit carryforwards will begin to expire in 2020 and 2019, respectively. The Company files income tax returns 
with the U.S. Federal government and various state, territory, and local jurisdictions. HMS is no longer subject to U.S. Federal income tax 
examinations for years before 2013. The Company settled an audit by the Internal Revenue Service for years 2013 and 2014 which resulted 
in  immaterial  assessments  and  recognition  of  prior  unrecognized  tax  benefits.  HMS  operates  in  a  number  of  state,  territory  and  local 
jurisdictions. Accordingly, HMS is subject to state, territory and local income tax examinations based upon the various statutes of limitations in 
each jurisdiction. Previously recognized Texas refund claims were examined by the state and resulted in a favorable apportionment method 
change for all open tax years. 

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9. 

  Estimated Liability for Appeals 

Under the Company’s contracts with certain commercial health plan customers and its Medicare RAC contracts with CMS (included within the 
Company’s PI services revenue), providers have the right to appeal HMS claim findings and to pursue additional appeals if the initial appeal is 
found in favor of HMS’s customer. The appeal process established under the Medicare RAC contracts with CMS includes five levels of appeals, 
and resolution of appeals can take substantial time to resolve. HMS records a) an actual return obligation liability for findings which have been 
previously adjudicated in favor of providers and b) an estimated return obligation liability based on the amount of revenue that is subject to 
appeals and which are probable of being adjudicated in favor of providers following their successful appeal. The Company’s estimate is based 
on the Company’s historical experience. To the extent the amount to be returned to providers following a successful appeal exceeds or is less 
than the amount recorded, revenue in the applicable period would be reduced or increased by such amount. 

A roll-forward of the activity in the estimated liability for appeals is as follows (in thousands): 

Balance at December 31, 2016 
Provision 
Appeals found in providers favor 
Balance at December 31, 2017 
Provision 
Appeals found in providers favor 
Release of estimated liability 
Balance at December 31, 2018 

Original  
RAC contract    

RAC 4  
contract 

Commercial 
contracts 

Total 

  $ 

  $ 

  $ 

28,427     $ 
2,054       
(2,665 )     
27,816     $ 
108       
(108 )     
(8,436 )     
19,380     $ 

-    $ 
-      
-      
-    $ 
20      
-      
-      
20    $ 

2,328    $ 
2,729      
(2,086)     
2,971    $ 
2,038      
(2,686)     
-      
2,323    $ 

30,755  
4,783  
(4,751) 
30,787  
2,166  
(2,794) 
(8,436) 
21,723  

The Company’s original Medicare RAC contract with CMS expired on January 31, 2018. As a result of the original contract expiration, the 
Company’s contractual obligation with respect to any appeals resolved in favor of providers subsequent to the expiration date have ceased 
and therefore the Company released its estimated return obligation liability and increased revenue by $8.4 million during the first quarter of 
2018. 

The Company continues to assess the remaining CMS liability for the original Medicare RAC contract to determine management’s best estimate 
of liability for any findings which have been previously adjudicated prior to the expiration of the contract. Any future changes or modifications 
to the Medicare RAC contracts or to the Company’s commercial customer contracts may require the Company to apply different assumptions 
that could materially affect both the Company’s revenue and estimated liability for appeals in future periods. 

10. 

  Credit Agreement 

In May 2013, we entered into the Credit Agreement with certain lenders and Citibank, N.A. as administrative agent. The Credit Agreement 
originally provided for an initial $500 million five-year revolving credit facility maturing on May 3, 2018. 

On December 19, 2017, the Company entered into an amendment to the Credit Agreement, which, among other things, extended the maturity 
of its then existing revolving credit facility by five years to December 2022. The availability of funds under the amended revolving credit facility 
includes sublimits for (a) up to $50 million for the issuance of letters of credit and (b) up to $25 million for swingline loans. In addition, the 
Company may increase the commitments under its revolving credit facility and/or add one or more incremental term loan facilities, provided 
that such incremental facilities do not exceed in the aggregate the sum of (i) the greater of $120 million and 100% of Consolidated EBITDA 
(as defined in the Credit Agreement) and (ii) an additional amount so long as our first lien leverage ratio (as defined in the Credit Agreement) 
on a pro forma basis is not greater than 3.00:1.00, subject to obtaining commitments from lenders therefor and meeting certain other conditions. 

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During the year ended December 31, 2018, no principal payments were made against the Company’s then existing revolving credit facility. As 
of December 31, 2018, the outstanding principal balance under the amended revolving credit facility was $240.0 million. 

Borrowings  under  the  Credit  Agreement  will  bear  interest  at  a  rate  equal  to,  at  the  Company’s  election  (except  with  respect  to  swingline 
borrowings, which will accrue interest based only at the base rate), either: 

  

  

a base rate determined by reference to the greatest of (a) the prime or base commercial lending rate of the administrative agent as in 
effect on the relevant date, (b) the federal funds effective rate plus 0.50% and (c) the one-month LIBO Rate plus 1.00%, plus an interest 
margin ranging from 0.50% to 1.00% based on the Company’s consolidated leverage ratio for the applicable period; or  

an adjusted LIBO Rate, equal to the LIBO Rate for the applicable interest period multiplied by the statutory reserve rate (equal to (x) one 
divided by (y) one minus the aggregate of the maximum reserve percentage (including any marginal, special, emergency or supplemental 
reserves) established by the Board of Governors of the Federal Reserve System of the United States), plus an interest margin ranging 
from 1.50% to 2.00% based on the Company’s consolidated leverage ratio for the applicable period. 

In addition to paying interest on the outstanding principal, the Company is required to pay unused commitment fees on the revolving credit 
facility during the term of the Credit Agreement ranging from 0.375% to 0.250% per annum based on the Company’s consolidated leverage 
ratio and letter of credit fees equal to 0.125% per annum on the aggregate face amount of each letter of credit, as well as customary agency 
fees. 

The Company’s obligations under the Credit Agreement are secured, subject to certain customary carve-outs and exceptions, by a first priority 
lien and security interest in substantially all tangible and intangible assets of the Company and certain subsidiaries of the Company. The Credit 
Agreement contains certain restrictive covenants, which affect, among other things, the ability of the Company and its subsidiaries to incur 
indebtedness, create liens, make investments, sell or otherwise dispose of assets, engage in mergers or consolidations with other entities, and 
pay dividends or repurchase stock. The Company is also required to comply, on a quarterly basis, with two financial covenants: (i) a minimum 
interest coverage ratio of 3:00:1:00, and (ii) a maximum consolidated leverage ratio of 4.75:1.00 through December 2019 and 4.25:1.00 from 
and after January 2020. The consolidated leverage ratio is subject to a step-up to 5.25:1.00 for four full consecutive fiscal quarters following a 
permitted acquisition or similar investment. As of December 31, 2018, the Company was in compliance with all terms of the Credit Agreement. 

Interest expense and the commitment fees on the unused portion of the Company’s revolving credit facility are as follows (in thousands): 

Interest expense 
Commitment fees 

Years ended December 31, 
2017 

2018 

2016 

  $ 

9,294    $ 
1,189      

7,170    $ 
1,359      

4,837  
1,518  

The Company deferred $2.3 million of financing fees associated with the amendment. At December 31, 2018 and 2017, the unamortized 
balance of deferred financing costs was $2.2 million and $2.8 million, respectively. The Company amortized deferred financing costs of $0.6 
million, $2.3 million and $2.1 million in the years ended December 31, 2018, 2017 and 2016. 

As part of a contractual agreement with a customer, the Company has an outstanding irrevocable letter of credit for $6.5 million, which is 
issued against its revolving credit facility and expires June 30, 2019. 

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11. 

  Equity 

(a) Share Repurchase 

Following are the Company’s quarterly repurchases of shares of common stock for fiscal year 2018, all of which were made as part of publicly 
announced plans or programs: 

Period 
January 1, 2018 to March 31, 2018 
April 1, 2018 to June 30, 2018 
July 1, 2018 to September 30, 2018 
October 1, 2018 to December 31, 2018 
Total 

(b) Preferred Stock 

Total Number 
of Shares 
Purchased 

Average Price 
Paid Per 
Share 

383,801    $ 
-      
-      
-      
383,801    $ 

15.50      
-      
-      
-      
15.50      

Total Number 
of Shares 
Purchased as 
Part of 
Publicly 
Announced 
Program 

383,801    $ 
-      
-      
-      
383,801    $ 

Maximum 
Approximate 
Dollar Value 
of Shares 
That May Yet 
Be Purchased 
Under the 
Program 
29,933,055  
-  
-  
-  
29,933,055  

The Company’s certificate of incorporation, as amended, authorizes the issuance of up to 5,000,000 shares of “blank check” preferred stock 
with such designations, rights and preferences as may be determined by the Company’s Board of Directors. As of December 31, 2018, no 
preferred stock had been issued. 

12. 

  Employee Benefit Plan 

The Company sponsors the 401(k) Plan for eligible employees. Eligible employees must complete 90 days of service in order to enroll in the 
401(k) Plan. Participants may make voluntary contributions to the 401(k) Plan of up to 60% of their annual base pre-tax compensation not to 
exceed the federally determined maximum allowable contribution. In addition, the 401(k) Plan permits the Company to make discretionary 
contributions. During 2018, HMS matched 100% of the first 4% of pay contributed by each eligible employee and 50% of the next 1% of pay 
contributed. During 2017 and 2016, HMS matched 100% of the first 3% of pay contributed by each eligible employee and 50% on the next 2% 
of pay contributed. These matching contributions vest immediately and are not in the form of the Company’s common stock. 

For the years ended December 31, 2018, 2017 and 2016, HMS contributed $7.3 million, $5.9 million and $4.8 million, respectively, to the 
401(k) Plan in the form of matching contributions. 

13. 

  Stock-Based Compensation 

Stock-Based Compensation Expense 

Total stock-based compensation expense in the Company’s Consolidated Statements of Income related to the Company’s long-term incentive 
award plans was as follows (in thousands): 

Cost of services-compensation 
Selling, general and administrative 
Total 

Years ended December 31, 
2017 

2018 

2016 

  $ 

  $ 

7,421    $ 
14,086      
21,507    $ 

7,354    $ 
16,789      
24,143    $ 

3,805  
9,472  
13,277  

The total tax benefits recognized on stock-based compensation for the years ended December 31, 2018, 2017 and 2016 was $9.1 million, $4.0 
million and $4.1 million, respectively. 

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Stock Options 

Stock-based compensation expense related to stock options was approximately $9.6 million, $10.3 million and $6.9 million for the years ended 
December 31, 2018, 2017 and 2016, respectively. 

Presented below is a summary of stock option activity for the year ended December 31, 2018 (in thousands except for weighted average 
exercise price and weighted average remaining contractual terms): 

Outstanding balance at December 31, 2017 

Granted 
Exercised 
Forfeitures 
Expired 

Outstanding balance at December 31, 2018 

Expected to vest at December 31, 2018 
Exercisable at December 31, 2018 

Weighted 
Average 
Exercise 
Price 

Weighted 
Average- 
Remaining 
Contractual 
Terms 

Aggregate- 
Intrinsic 
Value 

Number of 
Options 

5,554     $ 
1,010       
(2,017 )     
(114 )     
(31 )     
4,402       

1,481     $ 
2,370     $ 

17.35      
19.58      
19.14      
17.74      
22.34      
17.07      

18.60      
15.87      

5.80    $ 

48,339  

8.22    $ 
3.83    $ 

14,119  
29,068  

As of December 31, 2018 and 2017, the Company had 1,999,069 and 2,372,682, respectively, in unvested options with a weighted-average-
grant-date fair value of $7.27 and $6.39, respectively. The weighted-average-grant-date fair value per share of the stock options granted during 
the years ended December 31, 2018, 2017 and 2016 was $7.52, $7.66 and $5.55, respectively. The weighted-average-grant-date fair value 
per share of stock options vested during the year ended December 31, 2018 was $6.18. The weighted-average-grant-date fair value per share 
of the stock options forfeited during the years ended December 31, 2018, 2017 and 2016 was $6.86, $5.24 and $6.26, respectively. 

HMS estimated the fair value of each stock option grant on the date of grant using a Black-Scholes option pricing model. Weighted–average 
assumptions are set forth in the following table: 

Expected dividend yield 
Risk-free interest rate 
Expected volatility 
Expected life (years) 

Year ended December 31, 
2017 

2016 

2018 

-       
2.7%     
42.4%     
6.0       

-       
1.8%    
44.2%    
5.0       

-  
1.2% 
44.0% 
4.9  

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HMS estimated the fair value of 2017 and 2016 market condition option grants on the date of grant using a Monte-Carlo simulation model. 
There were no market condition awards granted in 2018. Assumptions are set forth in the following table: 

Expected dividend yield 
Risk-free interest rate 
Expected volatility 
Expected life (years) 

Year ended December 31, 
2017 

2016 

2018 

-      
-      
-      
-      

-       
2.2%    
52.5%    
6.5       

-  
1.6% 
40.5% 
4.9  

During the years ended December 31, 2018, 2017 and 2016, the Company issued 2,017,442, 172,326 and 510,512 shares, respectively, of 
the Company’s common stock upon the exercise of outstanding stock options and received proceeds of $38.3 million, $2.7 million and $2.9 
million, respectively. The total intrinsic value of stock options exercised during the years ended December 31, 2018, 2017 and 2016 was $27.6 
million, $0.5 million and $6.3 million, respectively. 

As of December 31, 2018, there was approximately $5.5 million of total unrecognized compensation cost related to stock options outstanding, 
which is expected to be recognized over a weighted average period of 0.9 years. 

Restricted Stock Units 

Stock-based compensation expense related to restricted stock units was $11.9 million, $13.8 million and $6.4 million for the years ended 
December 31, 2018, 2017 and 2016, respectively. 

Presented below is a summary of restricted stock units activity for the year ended December 31, 2018 (in thousands, except for weighted 
average grant date fair value per unit): 

Outstanding balance at December 31, 2017 
Granted 
Vesting of restricted stock units, net of units withheld for taxes 
Units withheld for taxes 
Forfeitures 
Outstanding balance at December 31, 2018 

Number of  
Units 

Weighted 
Average 
Grant Date Fair 
Value per Unit 
17.65  
16.80  
17.06  
17.06  
17.31  
17.60  

1,346    $ 
766      
(371)     
(163)     
(90)     
1,488    $ 

 As of December 31, 2018, 1,259,003 restricted stock units remained unvested and there was approximately $9.2 million of unrecognized 
compensation cost related to restricted stock units, which is expected to be recognized over a weighted average vesting period of 0.87 years. 
During the years ended December 31, 2018, 2017 and 2016, the Company’s vested restricted stock units had a fair value $9.9 million, $9.5 
million, and $6.8 million, respectively. The weighted average grant date fair value per share of the restricted stock units vested during the years 
ended December 31, 2018, 2017 and 2016 was $17.06, $15.39 and $18.64, respectively. The weighted average grant date fair value per share 
of the restricted stock units forfeited during the years ended December 31, 2018, 2017 and 2016 was $17.31, $15.37 and $16.95, respectively. 

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14. 

  Earnings per Share 

The following table sets forth the computation of basic and diluted earnings per share (in thousands, except per share amounts): 

Net income 

Weighted average common shares outstanding-basic 
Plus: net effect of dilutive stock options and restricted stock units 
Weighted average common shares outstanding-diluted 
Net income per common share-basic 
Net income per common share-diluted 

Years ended December 31, 

2018 

2017 

2016 

  $ 

54,989    $ 

40,054    $ 

37,636  

83,625      
2,519      
86,144      
0.66    $ 
0.64    $ 

83,821      
1,808      
85,629      
0.48    $ 
0.47    $ 

84,221  
2,766  
86,987  
0.45  
0.43  

  $ 
  $ 

For the years ended December 31, 2018, 2017 and 2016: (i) 804,959, 2,646,100 and 2,070,771 stock options, respectively, and (ii) restricted 
stock units representing 0, 31,155 and 46,651 shares of common stock, respectively, were not included in the diluted earnings per share 
calculation because the effect would have been anti-dilutive. 

15. 

  Commitments and Contingencies 

(a) Lease Commitments 

The Company primarily leases office space but also leases information technology equipment and software licenses under operating leases 
that expire on various dates through 2026. Additionally, the Company has nominal capital leases. Total lease expense, net of office space 
sublease income for the years ended December 31, 2018, 2017 and 2016 was $3.6 million, $5.1 million and $5.0 million, respectively. 

Minimum annual lease payments to be made under operating leases, net of $8.3 million office space sublease payments to be received, for 
each of the next five years ending December 31 and thereafter are as follows (in thousands): 

2019 
2020 
2021 
2022 
2023 
Thereafter 
Total 

(b) Litigation  

Operating Lease 
Payments
5,778  
5,420  
3,742  
2,531  
2,236  
2,947  
22,654  

$ 

$ 

In July 2012, Dennis Demetre and Lori Lewis (the “Plaintiffs”), filed an action in the Supreme Court of the State of New York against HMS 
Holdings Corp., claiming an undetermined amount of damages alleging that various actions by HMS unlawfully deprived the Plaintiffs of the 
acquisition earn-out portion of the purchase price for Allied Management Group Special Investigation Unit, Inc. (“AMG”) under the applicable 
Stock Purchase Agreement (the “SPA”) and that HMS had breached certain contractual provisions under the SPA. The Plaintiffs filed a second 
amended complaint with two causes of action for breach of contract and one cause of action for breach of implied covenant of good faith and 
fair  dealing.  HMS  asserted  a  counterclaim  against  Plaintiffs  for  breach  of  contract  based  on  contractual  indemnification  costs,  including 
attorneys’ fees arising out of the Company’s defense of AMG in Kern Health Systems v. AMG, Dennis Demetre and Lori Lewis (the “California 
Action”), which are recoverable under the SPA. In June 2016, Kern Health Systems and AMG entered into a settlement agreement that resolved 
all claims in the California Action. In July 2017, the Court issued a decision on the Company’s motion for partial summary judgment and granted 
the motion in part, dismissing one of Plaintiffs’ breach of contract causes of action against HMS. On November 3, 2017, following a jury trial, 
a verdict was returned in favor of the Plaintiffs on a breach of contract claim, and the jury awarded $60 million in damages to the Plaintiffs. On 
March 14, 2018, the Court held a hearing on the Company’s post-trial motion for an order granting it judgment notwithstanding the verdict or, 
alternatively, setting aside the jury’s award of damages. On June 27, 2018, prior to the Court issuing a decision on the motion, the Company 
entered into a Settlement Agreement (the “Settlement Agreement”) with the Plaintiffs, John Alfred Lewis and Christopher Brandon Lewis. 
Pursuant to the terms of the Settlement Agreement, the Company paid $20 million to resolve all matters in controversy pertaining to the lawsuit. 

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On July 5, 2018, the Court entered an order to discontinue the lawsuit pursuant to the Stipulation of Discontinuance with Prejudice filed by the 
parties. 

In February 2018, the Company received a Civil Investigative Demand (“CID”) from the Texas Attorney General, purporting to investigate 
possible unspecified violations of the Texas Medicaid Fraud Prevention Act. The Company provided certain documents and information in 
March 2018 in response to the CID. HMS has not received any further requests for information in connection with this CID. 

In September 2018, a former employee filed an action in the New York County Supreme Court entitled Christopher Frey v. Health Management 
Systems, Inc. alleging retaliation under New York law. The complaint seeks recovery of an unspecified amount of monetary damages, including 
back pay and other compensatory and equitable relief. The Company has moved to dismiss the complaint and the motion is currently under 
consideration by the Court. The Company continues to believe that this claim is without merit and intends to vigorously defend this matter. 

From time to time, HMS may be subject to investigations, legal proceedings and other disputes arising in the ordinary course of the Company’s 
business, including but not limited to regulatory audits, billing and contractual disputes, employment-related matters and post-closing disputes 
related to acquisitions. Due to the Company’s contractual relationships, including those with federal and state government entities, HMS’s 
operations,  billing  and  business  practices  are  subject  to  scrutiny  and  audit  by  those  entities  and  other  multiple  agencies  and  levels  of 
government,  as  well  as  to  frequent  transitions  and  changes  in  the  personnel  responsible  for  oversight  of  the  Company’s  contractual 
performance. HMS may have contractual disputes with its customers arising from differing interpretations of contractual provisions that define 
the Company’s rights, obligations, scope of work or terms of payment, and with associated claims of liability for inaccurate or improper billing 
for reimbursement of contract fees, or for sanctions or damages for alleged performance deficiencies. Resolution of such disputes may involve 
litigation or may require that HMS accept some amount of loss or liability in order to avoid customer abrasion, negative marketplace perceptions 
and other disadvantageous results that could affect the Company’s business, financial condition, results of operations and cash flows. 

HMS records accruals for outstanding legal matters when it believes it is probable that a loss will be incurred and the amount can be reasonably 
estimated. The  Company evaluates, on a quarterly basis, developments in  legal matters that  could affect the amount of any accrual and 
developments that would make a loss contingency both probable and reasonably estimable. If a loss contingency is not both probable and 
estimable, HMS does not establish an accrued liability.  

16. 

  Customer Concentration 

(a) Geographic Information 

The Company operates within the United States. 

(b) Major Customers 

For the years ended December 31, 2018, 2017 and 2016 no one individual Company customer accounted for more than 10% of the 
Company’s total revenue. 

(c) Concentration of Revenue 

The composition of the Company’s ten largest customer’s changes periodically. For the years ended December 31, 2018, 2017 and 2016, the 
Company’s ten largest customers represented 41.4%, 39.5% and 40.6% of HMS’ total revenue, respectively. Excluding those contracts that 
contain automatic renewal provisions or evergreen terms, the Company’s agreements with the ten current largest customers generally expire 
between 2019 and 2026. In many instances, HMS provides services pursuant to agreements that may be renewed or subject to a competitive 
reprocurement  process.  Several  of  the  Company’s  contracts,  including  those  with  some  of  its  largest  customers,  may  be  terminated  for 
convenience. 

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17. 

  Subsequent Events 

Annual Grants to Employees  

On February 14, 2019, the Compensation Committee of the Board  of Directors approved approximately $21.3  million in stock  option and 
restricted stock unit awards to employees. The awards generally will vest over three years and will be issued three business days subsequent 
to the filing of this 2018 Form 10-K. 

In connection with the preparation of our consolidated financial statements, an evaluation of subsequent events was performed through the 
date of filing and there were no other events that have occurred that would require adjustments to the financial statements or disclosure. 

18. 

  Quarterly Financial Data (Unaudited) 

The table below summarizes the Company’s unaudited quarterly operating results for the last two fiscal years (in thousands, except per share 
amounts): 

2018 
Revenue 
Operating income 
Net income 
Net income per common share - basic 
Net income per common share - diluted 

2017 
Revenue 
Operating income 
Net income 
Net income per common share - basic 
Net income per common share - diluted 

First 
Quarter 

Second  
Quarter 

Third 
Quarter 

Fourth 
Quarter 

   Year Ended 

141,425     $ 
11,922     $ 
6,391     $ 
0.08     $ 
0.07     $ 

146,791    $ 
(763)   $ 
(3,367)   $ 
(0.04)   $ 
(0.04)   $ 

154,246    $ 
24,231    $ 
18,574    $ 
0.22    $ 
0.22    $ 

155,828    $ 
27,848    $ 
33,391    $ 
0.40    $ 
0.38    $ 

598,290  
63,238  
54,989  
0.66  
0.64  

First 
Quarter 

Second  
Quarter 

Third 
Quarter 

Fourth 
Quarter 

   Year Ended 

113,733     $ 
3,943     $ 
1,442     $ 
0.02     $ 
0.02     $ 

133,313    $ 
14,361    $ 
6,517    $ 
0.08    $ 
0.08    $ 

125,673    $ 
12,861    $ 
6,372    $ 
0.08    $ 
0.07    $ 

148,493    $ 
19,266    $ 
25,723    $ 
0.30    $ 
0.30    $ 

521,212  
50,431  
40,054  
0.48  
0.47  

  $ 
  $ 
  $ 
  $ 
  $ 

  $ 
  $ 
  $ 
  $ 
  $ 

(1) Second quarter 2018 results include the Company's entry into the Settlement Agreement for the payment of $20.0 million, as described in 
Note 15. 

(2) Fourth quarter 2017 results include a non-cash tax benefit of $15.1 million due to the revaluation of the Company’s deferred tax balances 
pursuant to the tax rate reduction included in the 2017 Tax Act. 

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SCHEDULE II – VALUATION AND QUALIFYING ACCOUNTS 
For the years ended December 31, 2018, 2017 and 2016 

Accounts receivable allowance and Estimated liability for appeals as of December 31, 2018, 2017 and 2016 are as follows: 

Accounts receivable allowance (in thousands): 

Balance at 
Beginning of 
Year 

Provision 

   Recoveries 

   Charge-offs 

Balance at End 
of Year 

Year ended December 31, 2016 
Year ended December 31, 2017 
Year ended December 31, 2018 

  $ 

11,464     $ 
10,772       
14,799       

21,583    $ 
20,233      
20,453      

108    $ 
-      
-      

(22,383)   $ 
(16,206)     
(21,569)     

10,772  
14,799  
13,683  

Estimated liability for appeals (in thousands): 

 Year ended December 31, 2016 
 Year ended December 31, 2017 
 Year ended December 31, 2018 

Balance at 
Beginning of 
Year 

  $ 

12,801     $ 
11,126       
8,544       

Appeals found 
in providers 
favor 

Release of 
estimated 
liability 

Balance at End 
of Year 

Provision 

721    $ 
83      
-      

(2,396)   $ 
(2,665)     
(108)     

-    $ 
-      
(8,436)     

11,126  
8,544  
-  

The above chart represents the CMS estimated reserve liability only. 

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Appendix A
HMS HOLDINGS CORP. AND SUBSIDIARIES 
(unaudited)

Reconciliation of Net Income to EBITDA and Adjusted EBITDA

(in thousands, except percentages)

Net Income

Net interest expense

Income taxes

Depreciation and amortization of property and equipment and 
intangible assets

Earnings before interest, taxes, depreciation and amortization (EBITDA)

Stock-based compensation expense

Settlement expense

Adjusted EBITDA

    % of Revenue

Twelve Months Ended

December 31, 
2018

December 31, 
2017

$        54,989

$        40,054

10,221

(1,972)

10.576

(199)

57,596

50,070

120,834

21,507

20,000

100,501

24,143

-

$        162,341

$        124,644

27.1%

23.9%

Adjusted EBITDA, excluding Medicare RAC reserve release

$        156,041

$        124,644

    % of Revenue

26.5%

23.9%

Reconciliation of Net Income to GAAP EPS (Diluted) and Adjusted EPS (Diluted)

(in thousands, except per share amounts)

Net Income

Stock-based compensation expense

Settlement expense

Amortization of acquisition related software and intangible assets

    Income tax related to adjustments (1)

Adjusted net income

Weighted average common shares, diluted

Diluted GAAP EPS (2)

Diluted adjusted EPS

Discrete tax benefits

Medicare RAC reserve release benefit

Diluted adjusted EPS after Medicare RAC reserve release                      
and discrete tax benefits

Twelve Months Ended

December 31, 
2018

December 31, 
2017

$        54,989

$        40,054

21,507

20,000

32,975

(19,216)

24,143

-

30,393

273

$        110,255

$        94,863

86,144

85,088

$             0.64

$             0.47

$              1.28

$                1.11

$              0.19

$             0.40

$             0.05

$                   -

$              1.04

$              0.71

(1) Tax effect of adjustments is computed as the pre-tax effect of the adjustments multiplied by the adjusted annual 

effective tax rate at period end.

(2) Diluted GAAP EPS for the year ended December 31, 2018 included discrete tax benefits of $0.19 per diluted share, 

primarily related to state tax apportionments, the closure of routine outstanding prior year tax audits, the exercise of 
employee stock options, the abandonment of subsidiary stock related to a 2010 acquisition, and year-end federal and 
state tax adjustments or provision true ups. Diluted GAAP EPS for the year ended December 31, 2017 included a non-
cash tax benefit of $0.40 per diluted share, primarily related to federal tax legislation enacted in December 2017.

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Board of Directors:

Executive Officers:

Robert Becker
Retired President and Chief Executive Officer,
Wolters Kluwer Health

Craig R. Callen
Former Senior Advisor,
Crestview Partners

William C. Lucia
Chairman, President and Chief Executive Officer,
HMS Holdings Corp. 

William F. Miller III
Senior Executive Advisor,
Beecken, Petty, O’Keefe & Company
Former Chairman of the Board and Chief Executive Officer,
HMS Holdings Corp.

Ellen A. Rudnick
Senior Advisor for Entrepreneurship, Adjunct Faculty,
University of Chicago Booth School of Business

Bart M. Schwartz
Chairman and Chief Executive Officer,
SolutionPoint International, LLC

Richard H. Stowe
Lead Independent Director,
HMS Holdings Corp.
General Partner,
Health Enterprise Partners, LP

Cora M. Tellez
President and Chief Executive Officer,
Sterling HSA

William C. Lucia
Chairman, President and Chief Executive Officer 

David A. Alexander
Senior Vice President,
Chief Human Resources and Chief Compliance Officer

Meredith W. Bjorck
Executive Vice President,
Chief Legal Officer and Corporate Secretary

Emmet W. O’Gara
Group President, Total Population Management

Maria E. Perrin
Senior Vice President,
Chief Marketing and Strategy Officer

Jeffrey S. Sherman
Executive Vice President,
Chief Financial Officer and Treasurer

Jacob J. Sims
Senior Vice President,
Chief Technology Officer

Tracy A. South
Executive Vice President,
Chief Administrative Officer

Douglas M. Williams Jr.
Executive Vice President,
Chief Operating Officer

Corporate Headquarters:
5615 High Point Drive
Irving, TX 75038
Tel. 214.453.3000
Fax. 214.453.3023

Financial Information

The Company’s 2018 Form 10-K, as filed with the SEC, is included in this Annual Report in its entirety with the exception of certain 
exhibits. Copies of the Company’s quarterly earnings results and additional copies of the 2018 Form 10-K, including all exhibits, 
are available on the Internet at http://investor.hms.com/financial-information/sec-filings or by accessing our filings with the SEC. In 
addition, shareholders may obtain a paper copy of these materials upon request from our Office of Investor Relations by emailing 
robert.borchert@hms.com.

Stock Registrar and Transfer Agent

Common stock of HMS Holdings Corp. is traded on the NASDAQ Stock Exchange under the symbol HMSY. Questions with regard 
to registered shares of HMSY should be submitted to: HMS Holdings Corp. c/o Broadridge Corporate Issuer Solutions, Inc., P.O. 
Box 1342 Brentwood, NY 11717. Phone: 888.418.5059. Email: shareholder@broadridge.com. Internet: http://www.broadridge.com.

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Moving healthcare forward. 

hms.com

©HMS 2019

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