Asheville-based HomeTrust Bancshares, Inc. serves as the holding company for HomeTrust Bank, providing a variety of banking solutions for both retail and commercial customers. Its product lines include a diverse range of deposits, from savings and interest-bearing accounts to non-interest-bearing accounts and certificates of deposit, as well as a significant loan portfolio. Consumer loan offerings include one-to-four-family real estate lending, consumer lending, construction and land/lot loans, and indirect auto finance, while commercial loans span commercial real estate and development, commercial and industrial loans. HomeTrust also provides small business administration loans, equipment finance leases, and other services, such as cash management and online/mobile banking. Additionally, the firm invests in a range of debt securities, including corporate bonds, commercial paper, and certificates of deposit insured by the Federal Deposit Insurance Corporation. The company was originally founded in 1926.