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Hub Group

hubg · NASDAQ Industrials
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Ticker hubg
Exchange NASDAQ
Sector Industrials
Industry Integrated Freight & Logistics
Employees 1001-5000
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FY2023 Annual Report · Hub Group
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UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 10-K

(Mark One)
☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 

For the fiscal year ended December 31, 2023 or

☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934               

For the transition period from _____ to _____
Commission File No. 0-27754 

HUB GROUP, INC. 
(Exact name of registrant as specified in its charter) 

Delaware
(State or other jurisdiction of incorporation or organization)

36-4007085
(I.R.S. Employer Identification No.)

2001 Hub Group Way 
Oak Brook, IL 60523
(Address, including zip code of principal executive offices)

(630) 271-3600
(Registrant’s telephone number, including area code)

Securities registered pursuant to Section 12(b) of the Exchange Act:  

Class A Common Stock, par value $0.01 per share

Title of each class

Trading Symbol(s)
HUBG

Name of each exchange on which registered
NASDAQ

Securities registered pursuant to Section 12(g) of the Act:  None
Indicate by check mark if the Registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.    Yes  ☒  No ☐

Indicate by check mark if Registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.    Yes ☐  No  ☒
Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for 
such shorter period that the Registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.    Yes  ☒  No ☐
Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§ 229.405 of this chapter) 
during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).    Yes  ☒  No ☐
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer or a smaller reporting company. See definitions of “large accelerated filer”, 
“accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. (Check one): 
Accelerated Filer ☐

 Emerging Growth Company ☐

Smaller Reporting Company ☐

  Non-Accelerated Filer ☐

Large accelerated Filer ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting 
standards provided pursuant to Section 13(a) of the Exchange Act.  ☐
Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over financial reporting under Section 
404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report.            ☒ 
If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filing reflect the correction of an error to 
previously issued financial statements. ☐
Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received by any of the registrant’s executive 
officers during the relevant recovery period pursuant to §240.10D-1(b). ☐

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).    Yes  ☐    No ☒ 
The aggregate market value of the Registrant’s voting stock held by non-affiliates on June 30, 2023, based upon the last reported sale price on that date on the NASDAQ Global Select Market of 
$40.16 per share, was $2,487,094,182. 
On February 16, 2024, the Registrant had 62,252,354 outstanding shares of Class A Common Stock, par value $.01 per share, and 574,903 outstanding shares of Class B Common Stock, par 
value $.01 per share. 

Documents Incorporated by Reference
The Registrant’s definitive Proxy Statement for the Annual Meeting of Stockholders to be held on May 23, 2024 (the “Proxy Statement”) is incorporated by reference in Part III of this Form 10-K 
to the extent stated herein. Except with respect to information specifically incorporated by reference in this Form 10-K, the Proxy Statement is not deemed to be filed as a part hereof. 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
HUB GROUP, INC.

TABLE OF CONTENTS

PART I

Item 1 Business

Item 1A Risk Factors

Item 1B Unresolved Staff Comments

Item 1C Cybersecurity

Item 2 Properties

Item 3 Legal Proceedings

Item 4 Mine Safe Disclosures

PART II

Item 5 Market For Registrant's Common Equity and Related Stockholder Matters and Issuer Purchases of Equity Securities

Item 6 Reserved

Item 7 Management’s Discussion and Analysis of Financial Condition and Results of Operations

Item 7A Quantitative and Qualitative Disclosures About Market Risk

Item 8 Financial Statements and Supplemental Data

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1

 
 
 
 
 
 
 
 
PART I 

 FORWARD LOOKING STATEMENTS

Statements  in  this  Annual  Report  on  Form  10-K  that  are  not  historical  facts  are  forward-looking  statements,  provided  pursuant  to  the  safe  harbor 
established under the Private Securities Litigation Reform Act of 1995. These forward-looking statements are not guarantees of future performance and 
involve risks, uncertainties and other factors that might cause the actual performance of the Company to differ materially from those expressed or implied 
by this discussion and, therefore, should be viewed with caution. Further information on the risks that may affect the Company’s business is included under 
Item 1A “Risk Factors” and in subsequent filings the Company makes with the SEC from time to time. The Company assumes no obligation to update any 
such forward-looking statements.

Item 1.         BUSINESS

General 

Hub Group, Inc. (the “Company”, “Hub”, “we”, “us” or “our”) is a leading supply chain solutions provider that offers comprehensive transportation 
and logistics management services focused on reliability, visibility and value for our customers. Our mission is to continuously elevate each customer’s 
business to drive long term success. Our vision is to build the industry’s premier supply chain solution. Our service offerings include a full range of freight 
transportation and logistics services, some of which are provided using assets we own and operate, and some of which are provided by third parties with 
whom  we  contract.  As  we  have  continued  to  expand  our  service  offerings  and  diversify  our  business,  we  have  also  made  changes  to  the  financial 
information  that  our  CEO,  who  has  been  identified  as  our  Chief  Operating  Decision  Maker  (CODM),  uses  to  make  operating  and  capital  decisions. 
Beginning in the first quarter of 2023, we concluded that we have two reportable segments: Intermodal and Transportation Solutions (“ITS”) and Logistics 
which are based primarily on the services each segment provides. We have recast the prior period information to conform with current year presentation. 
Our  ITS  segment  includes  our  intermodal  and  dedicated  trucking.  Our  Logistics  segment  includes  full  outsource  logistics  solutions,  transportation 
management services, freight consolidation, warehousing and fulfillment, and final mile delivery services. Logistics also includes our brokerage business 
which provides third-party truckload, less-than-truckload (“LTL”), flatbed and temperature-controlled needs.

We are one of the largest freight transportation providers in North America. Hub services a large and diversified customer base in a broad range of 
industries,  including  retail,  consumer  products,  automotive  and  durable  goods.  We  believe  our  strategy  to  offer  multi-modal  supply  chain  management 
solutions serves to strengthen and deepen our relationships with our customers and allows us to provide a more cost effective and higher service solution.

We employ sales and marketing representatives throughout North America who service local, regional and national accounts. We believe that fostering 
long-term customer relationships is critical to our success and allows us to better understand our customers’ needs and specifically tailor the transportation 
and logistics services we provide to them.

Our business is seasonal to the extent that certain customer groups and their shipping demand, such as retail, are seasonal. A significant portion of our 
revenue  and  earnings  is  related  to  the  provision  of  services  to  customers  who  serve  consumer  end  markets  in  North  America.  As  such  our  business 
generally experiences a higher level of demand during the time leading up to the December holidays, as our customers seek to build their inventories by 
moving  their  goods  into  distribution  centers  (both  their  own,  as  well  as  locations  that  we  operate)  and  retail  store  locations  in  the  second  half  of  the 
calendar year.

The  transportation  and  logistics  services  industry  is  highly  competitive.  We  compete  against  intermodal  providers,  logistics  companies,  third-party 
brokers, trucking carriers, transportation management providers, warehousing providers and railroads that market their own services. Competition is based 
primarily on rates charged for services provided, quality of service, reliability, transit time and scope of operations. 

Our service offering facilitates our customers’ desires for energy-efficient transportation and logistics solutions and assists in meeting their objectives 
to  reduce  their  environmental  footprint.  Our  intermodal  service  is  significantly  more  fuel  efficient  as  compared  to  trucking  transportation,  and  we 
continually  seek  opportunities  to  convert  our  customers’  transportation  needs  from  trucking  to  intermodal.  In  addition,  our  logistics  offering  includes 
shipment consolidation and network optimization services that seek to maximize the amount of freight carried per mile which reduces fuel consumption. 
One of the objectives of our investment strategy is to replace older model tractors with newer, more energy-efficient equipment. We also are investing in 
new technologies such as electric-powered tractors that offer attractive environmental benefits to us and our customers. Our GPS-enabled container fleet 
allows for our truck drivers and third-party carriers to efficiently locate our containers without driving wasted miles. We are an Environmental Protection 
Agency  (EPA)  SmartWay®  Transport  Partner,  having  been  awarded  the  EPA’s  SmartWay®  Excellence  Award  nine  times  since  2008.  Our  headquarter 
buildings in Oak Brook, IL are certified as “Gold” by the Leadership in Energy and Environmental Design (LEED®) organization. Please see the Investors 
section of our website (investors.hubgroup.com) for additional information on our environmental, social and governance attributes.

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Our strategy to grow revenue, net income and cash flow includes the following elements: 

• Deepen and diversify our customer relationships through a best-in-class customer experience across all of our service offerings;

• Acquire and organically develop new service offerings for our customers that will diversify our revenue streams and deliver sophisticated supply 

chain solutions;

•

Invest in assets, such as containers and tractors, to drive organic growth and reduce our costs;

• Build an industry leading information technology platform to drive growth and efficiency and support future innovations; and

• Sustain a culture that continues to enable innovation, service and teamwork.

We are committed to investing in technology to facilitate the growth of our business while enabling efficiency in our operations. Our digital strategy 
leverages  advanced  technology  for  our  core  operating  systems,  while  we  invest  in  emerging  technologies  to  achieve  our  business  goals  and  enable 
innovative solutions for our stakeholders, which include customers, drivers, vendors and employees. Consistent with our strategy of acquiring companies 
that strengthen our offering to our customers, in 2022 we achieved system integration of Choptank and TAGG into our tech landscape which enabled cross-
selling of our brokerage and fulfillment services for our expended customer base. We expect to complete the same type of integration with the Forward Air 
Final  Mile  business  during  2024.  We  continue  to  make  significant  investment  in  refreshing  critical  technology  for  key  functions  including  customer 
management, pricing, and order to cash processes, while enabling advanced technologies for data mining and trend analysis.

Development of the Business

We  have  been  a  leader  in  the  intermodal  industry  since  our  business  was  founded  in  1971.  Today  we  generate  over  $4  billion  in  annual  revenue, 
having grown through the addition of new customers, through cross-selling our services to our customer base, by investing in equipment such as containers 
and tractors, by developing new service offerings, and through the acquisitions of new business lines. For example, over the past several years we have 
invested in a fleet of refrigerated intermodal containers that represents a new service line which we marketed to our existing customer base.

We regularly evaluate acquisitions as a component of our strategy to enhance our core business lines and diversify our service offerings. Our recent 

strategic transactions include the following:

Forward Air Final Mile Acquisition. On December 20, 2023, we acquired 100% of the equity interests of Forward Air Final Mile (“FAFM”). FAFM 
provides  residential  last  mile  delivery  services  and  installation  of  big  and  bulky  goods,  with  a  focus  on  appliances,  throughout  the  United  States.  The 
financial results of FAFM, since the date of acquisition, are included in our Logistics segment.

TAGG Acquisition. On August 22, 2022, we acquired 100% of the equity interests of TAGG Logistics, LLC (“TAGG”). The acquisition expanded our 
presence in the consolidation and fulfillment space and added a complementary e-commerce offering to serve our customers' multimodal transportation and 
logistics needs. The acquisition added scale to our logistics service line and has enabled cross-selling opportunities. The financial results of TAGG, since 
the date of acquisition, are primarily included in our Logistics segment.

Choptank Acquisition. On October 19, 2021, we acquired 100% of the equity interests of Choptank Transport, LLC (“Choptank”). The acquisition 
added scale to our truck brokerage operation, enhanced our refrigerated trucking transportation services offering and complemented our growing fleet of 
refrigerated intermodal containers. The financial results of Choptank, since the date of acquisition, are primarily included in our Logistics segment.

Services Provided 

As part of our profit improvement initiatives, we have focused on realizing efficiencies between our drayage trucking operation (which supports our 
intermodal service) and our dedicated trucking operation, including through the sharing of equipment and drivers, and by leveraging a combined set of 
driver support services including driver recruiting, asset management and safety functions. As a result, beginning in the first quarter of 2023, we concluded 
we  have  two  reportable  segments  -  Intermodal  and  Transportation  Solutions  and  Logistics,  which  are  based  primarily  on  the  services  each  segment 
provides. We have recast the prior period information to conform with current year presentation. We operate the following segments:  

3

 
 
Intermodal and transportation solutions. Our intermodal and transportation solutions segment offers high service, nationwide door-to-door intermodal 
transportation, providing value, visibility and reliability in both transcontinental and local lanes by combining rail transportation with local trucking. Our 
service offering is well positioned to assist our customers in reducing their transportation spend and achieving their carbon emissions objectives. As an 
intermodal provider, we arrange for the movement of our customers’ freight in one of our containers, typically over long distances of 750 miles or more. 
We contract with railroads to provide transportation for the long-haul portion of the shipment between rail terminals. Local pickup and delivery services 
(referred to as “drayage”) between origin or destination and rail terminals are provided by our own trucking operations and third parties with whom we 
contract. Our predictive track and trace technology monitors the shipment to ensure that it arrives as scheduled and provides notification to our customer 
service personnel if there are service delays. As of December 31, 2023, we owned approximately 50,000 dry, 53-foot containers and 900 refrigerated 53-
foot containers. 

 As of December 31, 2023, our trucking transportation operation consisted of approximately 2,300 tractors, 2,900 employee drivers and 4,300 trailers. 
We  also  contract  for  services  with  approximately  460  independent  owner-operators  who  supply  their  own  equipment  and  operate  under  our  regulatory 
authority. These assets and contractual services are used to support drayage for our intermodal service offering and to serve our customers who require high 
service local and regional trucking transportation using equipment dedicated to their needs. Our dedicated service operation offers fleets of equipment and 
drivers to each customer on a contract basis, as well as the management and infrastructure to operate according to the customer’s high service expectations.

  During  2023,  approximately  78%  of  Hub’s  drayage  needs  were  provided  by  our  own  fleet,  which  includes  our  drivers  and  tractors  and  owner 
operators with whom we contracted operating under our motor carrier authority. As of December 31, 2023, we operated trucking terminals at 26 locations 
throughout the United States, with locations in many large metropolitan areas. 

Logistics.  Our  Logistics  segment  offers  a  wide  range  of  non-asset-based  services  including  transportation  management,  freight  brokerage  services, 
shipment  optimization,  load  consolidation,  mode  selection,  carrier  management,  load  planning  and  execution,  warehousing,  fulfillment,  cross-docking, 
consolidation services and final mile delivery. Logistics includes our brokerage business which consists of a full range of trucking transportation services, 
including dry van, expedited, less-than-truckload (“LTL”), refrigerated and flatbed, all of which is provided by third-party carriers with whom we contract. 
We  leverage  proprietary  technology  along  with  collaborative  relationships  with  third-party  service  providers  to  deliver  cost  savings  and  performance-
enhancing supply chain services to our clients. Our transportation management offering also serves as a source of volume for our ITS segment. Many of the 
customers for these solutions are consumer goods companies who sell into the retail channel. Our final mile delivery offering provides residential final mile 
delivery  and  installation  of  appliances  and  big  and  bulky  goods.  Final  mile  operates  through  a  network  of  independent  service  providers  in  company, 
customer and third-party facilities throughout the continental United States. Our business operates or has access to approximately 11 million square feet of 
warehousing and cross-dock space across North America, to which our customers ship their goods to be stored and distributed to destinations including 
residences, retail stores and other commercial locations. These services offer our customers shipment visibility, transportation cost savings, high service 
and compliance with retailers’ increasingly stringent supply chain requirements.

Relationships with Transportation and Warehouse Vendors

We  utilize  an  asset-light  strategy  that  employs  a  combination  of  our  company-operated  equipment  as  well  as  assets  operated  by  third  parties  to 
transport and store our customers’ goods, which allows us to optimize our investment in equipment and facilities and reduce the level of capital we employ 
in our business. We are one of the largest purchasers of rail transportation services in North America and generally have multi-year contractual agreements 
with our railroad providers that specify the costs we pay for transportation and related services, as well as service levels and other provisions. Due to the 
importance  of  our  relationship,  some  of  our  railroad  providers  have  dedicated  support  personnel  to  focus  on  our  day-to-day  service  requirements.  On  a 
regular basis, our senior executives and our railroad providers meet to discuss major strategic issues concerning intermodal transportation. 

Approximately 78% of our drayage services are provided by our fleet. We contract with approximately 460 owner-operators who supply their own 
equipment  and  operate  under  our  regulatory  authority.  We  also  procure  drayage  services  from  third  parties,  and  we  believe  we  are  one  of  the  largest 
purchasers of drayage transportation in the United States. 

Our  brokerage  and  logistics  business  lines  are  significant  purchasers  of  truckload  and  less-than-truckload  transportation  from  third  parties.  We 
contract with a large number of trucking companies that we use to provide these transportation services. Our relationships with these trucking companies 
are important since these relationships determine pricing, load coverage and service that we provide to our customers. 

We  have  relationships  with  several  national  and  local  operators  of  warehouses  and  cross-dock  facilities  who  provide  a  range  of  services  to  us 
including storage, product handling and related activities. We also operate our own warehouse locations which are leased from third-party landlords. Our 
final mile operation contracts with nearly 570 vendors across the United States who provide warehousing and delivery services.

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We  require  all  of  our  trucking  vendors  to  carry  auto  liability  and  cargo  insurance.  Railroads,  which  typically  carry  higher  self-insured  retentions, 
provide limited cargo protection. To cover freight loss or damage we carry our own cargo insurance. We also carry general and auto liability insurance with 
an umbrella policy to cover potential exposure from our company-owned drayage and dedicated operations.

Government Regulations 

The Company and several of our subsidiaries are licensed by the United States Department of Transportation (“DOT”) as brokers in arranging for the 
transportation of general commodities by motor vehicle. To the extent that we perform truck brokerage services, we do so under these licenses. The DOT 
prescribes qualifications for acting in this capacity. Our trucking subsidiaries operate under DOT motor carrier authority. We are licensed by the United 
States Federal Maritime Commissions (“FMC”) as an Ocean Transportation Intermediary authorized to provide ocean freight forwarding and non-vessel 
operating common carrier services, which are regulated by the FMC. Our business is also subject to requirements published by the United States Food and 
Drug  Administration  under  the  Food  Safety  Modernization  Act  regarding  the  use  of  sanitary  transportation  practices  to  ensure  the  safety  of  food 
transported by motor vehicle and rail. To date, compliance with these regulations and licensing requirements has not had a material adverse effect on our 
capital expenditures, earnings or competitive position. 

There are federal, state and local laws and regulations concerning environmental matters and employee health and safety that apply to the Company’s 
operations.  The  Company  is  also  subject  to  various  federal,  state  and  local  laws  and  government  regulations  related  to  employment  in  the  jurisdictions 
where we conduct business. Complying with these and other laws and regulations has not had a materially adverse effect on the Company’s business. 

Custom-Trade Partnership Against Terrorism

One of our subsidiaries achieved Custom-Trade Partnership Against Terrorism (“C-TPAT”) certification in 2013 and has maintained it since then. C-
TPAT  is  a  voluntary  supply  chain  security  program  led  by  United  States  Customs  and  Border  Protection  focused  on  improving  the  security  of  private 
companies’ supply chains. Companies who achieve C-TPAT certification must have a documented process for determining and alleviating risks throughout 
their international supply chain. This certification allows us to be considered low risk, resulting in expedited processing of our customers’ cargo, including 
fewer customs examinations. 

Human Capital

Hub  conducts  business  with  and  provides  services  to  customers  through  a  combination  of  office  employees,  driver  employees  and  warehouse 
employees.  We  also  contract  with  independent  contractors  and  with  staffing  firms  who  provide  personnel  who  provide  their  services  in  our  warehouse 
operations.  As  of  December  31,  2023,  Hub  had  approximately  5,950  employees,  which  included  approximately  2,900  drivers  and  1,050  warehouse 
employees.  In  addition,  as  of  December  31,  2023,  we  contracted  with  approximately  460  independent  contractor  drivers  and  had  approximately  530 
contractors  working  in  our  warehouse  locations.  We  are  not  a  party  to  any  collective  bargaining  agreements  and  consider  our  relationship  with  our 
employees to be satisfactory.

Hub’s success depends in part on our ability to attract and retain skilled staff members, drivers and warehouse employees. Our executive management 
team  receives  regular  updates  regarding  headcount  changes,  turnover  rates,  hiring  rates,  manager  training  and  employee  satisfaction.  We  invest  in  the 
development  of  our  employees  through  our  Hub  University  learning  management  system,  which  provides  access  to  a  variety  of  e-learning  courses  and 
modules to further develop job skills, increase knowledge of our business, and promote adherence to safety and compliance procedures. We seek to offer a
competitive compensation package, which may include incentive compensation elements, as well as an attractive package of employee benefits. We are 
committed to employee engagement and an inclusive culture that values and respects every employee.

Hub strives to create a culture of accountability, safety and teamwork. We set annual performance goals for our operations teams relative to collisions 
and injuries and track performance monthly to ensure accountability. Further, we provide company-wide recognition on a monthly basis for employees who 
are nominated for performance that demonstrates our guiding principles of winning together, innovating with purpose and acting with integrity.  

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Information About Our Executive Officers

There exists no arrangement or understanding between any executive officer and any other person pursuant to which such executive officer was 

selected.

The table sets forth certain information as of February 1, 2024 with respect to each person who is an executive officer of the Company. 

Name

David P. Yeager
Phillip D. Yeager
Brian D. Alexander
Kevin W. Beth
Dhruv Bansal
Thomas P. LaFrance

Brian H. Meents

Age
70
36
44
49
48
62

39

Position

  Executive Chairman of the Board of Directors
  Vice Chairman of the Board of Directors, President and Chief Executive Officer
  Executive Vice President and Chief Operating Officer
  Executive Vice President, Chief Financial Officer and Treasurer
  Executive Vice President and Chief Information Officer
  Executive Vice President, Chief Legal and Human Resource Officer and Corporate Secretary

Executive Vice President, Chief Marketing Officer and President of Intermodal and Transportation 
Solutions

David P. Yeager has served as the Executive Chairman of our Board of Directors since January 2023. Mr. Yeager previously served as Chairman of the 
Board between November 2008 and December 2022 and as Chief Executive Officer between March 1995 and December 2022. From March 1995 through 
November 2008, Mr. Yeager served as Vice Chairman of the Board. From October 1985 through December 1991, Mr. Yeager was President of Hub City 
Terminals (Hub Chicago). From 1983 to October 1985, he served as Vice President, Marketing of Hub Chicago. Mr. Yeager founded our St. Louis office in 
1980 and served as its President from 1980 to 1983. Mr. Yeager founded our Pittsburgh office in 1975 and served as its President from 1975 to 1977. Mr. 
Yeager received a Masters of Business Administration degree from the University of Chicago Booth School of Business and a Bachelor of Arts degree 
from the University of Dayton. Mr. Yeager is the father of Phillip D. Yeager.

Phillip D. Yeager became our President and Chief Executive Officer on January 1, 2023 and was appointed Vice Chairman of the Board of Directors 
in February 2024. Previously Mr. Yeager served as President and Chief Operating Officer since July 2019, and as Chief Commercial Officer overseeing 
Intermodal and Truck Brokerage operations as well as sales, pricing, solutions and account management since January 2018. Mr. Yeager formerly held the 
role  of  Executive  Vice  President,  Account  Management  and  Intermodal  Operations  since  January  2016  after  serving  as  Vice  President  of  Account 
Management and Business Development from February 2014 to January 2016. Mr. Yeager joined the Company in 2011 as the Director of Strategy and 
Acquisitions.  Prior  to  joining  the  Company,  Mr.  Yeager  served  as  Assistant  Vice  President  of  Commercial  Banking  at  BMO  Harris  Bank,  and  as  an 
investment  banking  analyst  for  Lazard  Freres  &  Co.  Mr.  Yeager  earned  his  Bachelor  of  Arts  degree  from  Trinity  College  and  a  Master  of  Business 
Administration degree from the University of Chicago Booth School of Business. Mr. Yeager is the son of David P. Yeager.  

Brian  D.  Alexander  became  our  Executive  Vice  President  and  Chief  Operating  Officer  on  January  1,  2023.  Mr.  Alexander  previously  served  as 
Executive Vice President, Logistics between September 2015 and December 2022. Before being named Executive Vice President, Mr. Alexander served as 
Vice President of Operations of Logistics from December 2010 to September 2015 and was responsible for the operational execution and excellence for 
manufacturing, retail and consumer packaged goods clients. Prior to that, Mr. Alexander was Senior Director of Strategic Accounts, where he had a ten-
year history of managing and directing continuous improvement initiatives for key accounts. Mr. Alexander earned a Bachelor of Business Administration 
degree from Marquette University and Masters of Business Administration degree from Cardinal Stritch University.

Kevin  W.  Beth  was  named  Executive  Vice  President,  Chief  Financial  Officer  and  Treasure  on  January  1,  2024  with  responsibility  over  the 
organization’s  financial  activities,  acquisitions,  investor  relations  and  relationships  with  the  company’s  lenders.  Prior  to  this  role,  Mr.  Beth  served  as 
Executive  Vice  President  and  Chief  Accounting  Officer  since  July  2020  where  he  transformed  Hub  Group’s  financial  systems  and  was  instrumental  in 
leading  the  accounting  organization  through  the  integration  of  acquisitions,  divestitures  and  the  implementation  of  new  accounting  standards.  Mr.  Beth 
joined the Company in October 2003 as Corporate Controller and served as Controller and Assistant Treasurer beginning in March 2007. Mr. Beth is a 
Certified Public Accountant and held various auditing and corporate accounting positions prior to joining the Company. Mr. Beth received a Bachelor of 
Science degree in Accounting from the University of Illinois.

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Dhruv  Bansal  was  named  Executive  Vice  President  and  Chief  Information  Officer  in  March  2022.  Previously,  Mr.  Bansal  served  as  Senior  Vice 
President  of  Application  Development  and  was  responsible  for  the  development,  configuration,  and  delivery  of  Hub’s  software  as  well  as  the  product 
development  strategy,  architecture,  and  technical  solutions.  Mr.  Bansal has  spent  over  20  years  in  engineering  and  product  development  roles.  Before 
joining Hub in 2020, Mr. Bansal served as Vice President Transport IT Solutions for XPO Logistics, Inc. where he led IT for multiple North American 
transportation business units and was Vice President, Product Development at E2Open, a developer of a SaaS-based supply-chain management platform. 
Mr. Bansal earned a Master of Business Administration degree from the Indian Institute of Management in Ahmedabad, India and a Bachelor’s degree in 
Engineering from V.J.T.I. in Bombay, India.

Thomas P. LaFrance became our Executive Vice President, Chief Legal and Human Resources Officer and Corporate Secretary in February 2024 after 
joining  the  Company  as  Executive  Vice  President,  General  Counsel  and  Corporate  Secretary  in  August  2021.  In  this  role,  Mr.  LaFrance  leads  the 
Company’s  legal,  claims  and  compliance,  and  human  resource  efforts.  Mr.  LaFrance  has  over  30  years  of  global  legal  experience  in  multiple  sectors, 
including having served as general counsel of General Electric Company's transportation and security technology divisions, as well as senior legal roles at 
Wabtec Corporation, National Grid plc and United Technologies Corporation. Earlier in his career, Mr. LaFrance was a partner at the law firm Goodwin 
Proctor. Mr. LaFrance graduated with a Bachelor of Arts degree in Economics from Boston College and received his J.D. from Georgetown University Law 
Center.

Brian Meents became our Executive Vice President, Chief Marketing Officer and President of Intermodal and Transportation Solutions in February 
2024  after  previously  holding  the  role  of  Executive  Vice  President,  Chief  Marketing  Officer  since  2023.  Mr.  Meents  is  responsible  for  our  intermodal 
business  as  well  as  pricing,  analytics,  continuous  improvement,  and  marketing.  Mr.  Meents  joined  Hub  Group  in  2009  and  held  roles  with  increasing 
responsibility in business development, as Vice President of Account Management, where he focused on the development of client relationships, account 
strategy and innovation, and as Executive Vice President of Account Management, Sales, and Marketing. In addition to his responsibilities at Hub, Mr. 
Meents serves on the board of the University of Denver’s Transportation and Supply Chain Institute. Mr. Meents received his Bachelor’s degree from North 
Central College and an Executive Master’s degree in Transportation from the University of Denver.

Available Information 

Our Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K, and amendments to reports filed pursuant to 
Sections 13(a) and 15(d) of the Securities Exchange Act of 1934, as amended (“Exchange Act”), are filed with the Securities and Exchange Commission 
(“SEC”). We are subject to the informational requirements of the Exchange Act and file or furnish reports, proxy statements and other information with the 
SEC. The reports and other information that we file with the SEC are available free of charge on our website at www.hubgroup.com as soon as reasonably 
practicable after we electronically file or furnish such reports to the SEC. In addition, the SEC maintains a website (www.sec.gov) that contains our annual, 
quarterly, and current reports, proxy and information statements, and other information we electronically file with, or furnish to, the SEC. Information on 
the  websites  referenced  in  this  Form  10-K  is  not  incorporated  by  reference  into  this  filing.  Further,  our  references  to  website  URLs  are  intended  to  be 
inactive textual references only.

Item 1A.       RISK FACTORS

Business Environment and Competition Risks

A significant portion of our revenue is derived from intermodal and transportation solutions and from our significant customers.

We derived 59% of our revenue from our intermodal and transportation solutions in 2023, 62% in 2022 and 63% in 2021. As a result, any decrease in 

demand for intermodal transportation services could have a material adverse effect on our results of operations.

Our 10 largest customers accounted for approximately 42% of our total revenue in 2023, 43% in 2022 and 42% in 2021. In each of the years ended 
December 31, 2023, 2022 and 2021, one customer accounted for more than 10% of our annual revenue in both segments. While our dedicated and logistics 
businesses  may  involve  long-term  customer  contracts,  those  contracts  may  contain  cancellation  clauses,  and  there  is  no  assurance  that  our  current 
customers will continue to utilize our services or continue at the same levels. A reduction in or termination of our services by one or more of our largest 
customers could have a material adverse effect on our revenue and business. While we continue to focus our efforts on diversifying our customer base, we 
may not be successful in doing so.

Because we depend on railroads for our operations, our operating results and financial condition are likely to be adversely affected by any 
increase in rates, reduction or deterioration in rail service or change in the railroads’ reliance on us to market their intermodal transportation 
services.

We depend on major railroads in North America for the intermodal services we provide. In many regions, rail service is provided by one or a limited 
number of railroads. We primarily rely on contractual relationships with two railroads to support our intermodal business. Consequently, a reduction in, or 
elimination of, rail service to a particular market is likely to materially adversely affect our ability to provide intermodal transportation services to some of 
our customers. Rate increases to our customers may reduce the attractiveness of intermodal transportation compared to truck or other transportation modes, 
which could cause a decrease in demand 

7

 
for  our  services.  Further,  our  ability  to  continue  to  expand  our  intermodal  transportation  business  is  dependent  upon  the  railroads’  ability  to  increase 
capacity for intermodal freight and provide consistent and reliable service. Our business has, at times, been adversely affected by situations impacting one 
or more railroads, including labor shortages, slowdowns or stoppages, adverse weather conditions, changes to rail operations, or other factors that hinder 
the railroads’ ability to provide reliable transportation services and these situations may occur again in the future. To date, our primary railroad providers 
have chosen to rely on us and other intermodal providers to market their intermodal services rather than fully developing their own marketing capabilities. 
If  one  or  more  of  the  major  railroads  reduced  their  dependence  on  us  or  decreased  the  capacity  that  they  made  available  to  us,  including  by  servicing 
additional intermodal marketing companies, the volume of intermodal shipments we arrange would likely decline, which could have a material adverse 
effect on our results of operations and financial condition.

Our ability to expand our business or maintain our profitability is adversely affected by a shortage of drivers and capacity.

We  derive  significant  revenue  from  our  transportation  services  and  depend  on  qualified  drivers  to  provide  these  services.  There  is  significant 
competition  for  qualified  drivers  in  the  transportation  industry.  Additionally,  interventions  and  enforcement  under  the  Federal  Motor  Carrier  Safety 
Administration (“FMCSA”) Compliance, Safety, Accountability program or other programs may shrink the industry’s pool of drivers as those drivers with 
unfavorable scores may no longer be eligible to drive for us. Driver shortages and reliance on third-party companies for the operation of our services has, 
and in the future could, adversely affect our profitability and limit our ability to expand our business or retain customers. Most drayage, truckload, final 
mile, and certain less-than-truckload companies operate relatively small fleets and have limited access to capital for fleet expansion. Particularly during 
recent and future periods of economic expansion, it is difficult for our trucking operations and third-party trucking companies, to expand their fleets due to 
chronic driver shortages. Driver shortages have resulted in increases to drivers’ compensation that we may be unable to fully pass on to our customers and 
have left trucks sitting idle and created difficulty meeting customer demands, all of which could adversely affect our growth and profitability.

  We  operate  in  a  highly  competitive  industry  and  our  business  may  suffer  if  we  are  unable  to  adequately  address  potential  downward  pricing 
pressures and other competitive factors.

The transportation and logistics industry is highly competitive and cyclical. We face competition in all geographic markets and each industry sector in 
which we operate. Increased competition or our inability to compete successfully may lead to a reduction in our volume, reduced revenues, reduced profit 
margins,  increased  pricing  pressure,  or  a  loss  of  customer  relationships,  any  one  of  which  could  affect  our  business  and  financial  results.  Numerous 
competitive factors could impair our ability to maintain our current profitability, including the following:

•

•

our competitors may periodically reduce their prices to gain business, especially during times of weak economic conditions, which may limit our 
ability to maintain or increase prices or impede our ability to maintain or grow our customer relationships;

our inability to achieve expected customer retention levels or sales growth targets;

• we compete with many other transportation and logistics service providers, some of which have greater capital resources or lower cost structures 

than us;

•

•

our inability to compete with new entrants in the transportation and logistics market that may offer similar services at lower cost or have greater 
technological capabilities, including capabilities offering lower greenhouse gas (“GHG”) emissions with competitive pricing;

customers may choose to provide for themselves the services that we now provide;

• many customers periodically accept proposals from multiple carriers for their shipping needs, and this process may depress rates or result in the loss 

of some of our business to competitors;

•

•

•

•

consolidation in the trucking industry may result in larger competitors with greater financial resources than we have;

disruptions to the supply chain or other market factors may limit our ability to purchase equipment from our suppliers;

advances in technology require increased investments to remain competitive, and our customers may not be willing to accept higher prices to cover 
the cost of these investments; and

because cost of capital is a significant competitive factor, any increase in either the cost of our debt or equity as a result of increases in our level of 
credit risk or stock price volatility could have a significant impact on our competitive position.

8

 
Our customers’ and suppliers’ businesses may be negatively affected by various economic and other factors such as recessions, downturns in the 
economy, global uncertainty and instability, the effects of pandemics, the effects of climate change, changes in United States social, political, and 
regulatory conditions or a disruption of financial markets, which may decrease demand for our services or increase our costs.

Our primary business is to transport, and arrange for the transport of, goods and, as a result, our business levels are directly tied to the purchase and 
production of goods and the rate of growth or decline in domestic and global trade, which are key macroeconomic measurements influenced by, among 
other things, inflation and deflation, supply chain disruptions, interest rates and currency exchange rates, labor costs and unemployment levels, regulatory 
initiatives and other government activity, fuel and energy prices, public health crises, inventory levels, buying patterns and disposable income, debt levels, 
and credit and capital availability. When companies purchase and produce fewer goods, we transport and arrange for the transport of fewer goods. Any 
broad decline in the activity of our customers could result in a decline in our revenue and our ability to maintain our profitability unless we are able to 
continue growing our business and replace such declining customer demand with new customers and demand.  

In  general,  while  we  endeavor  to  prepare  for  changes  in  macroeconomic  conditions,  we  have  limited  ability  to  foresee  macroeconomic  changes, 
including the drivers influencing such changes. Nonetheless, we believe certain trends will likely affect the economy, and by extension our business, in the
near  and  long  term.  Among  these  are,  uncertainty  and  instability  in  the  global  or  domestic  economy,  geopolitical  events,  and  any  other  action  that 
governments  may  take  to  withdraw  from  or  materially  modify  international  trade  arrangements  or  decrease  economic  production,  consumption  and 
inflation.    Significant  weather  events  or  patterns,  which  may  become  more  frequent  or  common  as  a  result  of  climate-change,  could  also  affect  market 
conditions in ways that we cannot foresee and impact the volume or health of our customers’ business or our suppliers’ ability to provide us with goods or 
services. The United States government and foreign governments may take other actions that may impact the purchase and production of goods, including 
imposing tariffs or other regulations on certain goods shipped by our customers, that may increase costs for goods transported globally and reduce end-user 
demand for these products. Demand for, or production of, goods could also decline due to capital constraints, increased interest rates, and non-trade related 
regulatory actions such as regulations to address climate change. 

Customers  encountering  adverse  economic  or  other  conditions,  including  a  high  interest  rate  environment,  may  be  unable  to  obtain  additional 
financing  or  financing  under  acceptable  terms.  These  customers  represent  a  greater  potential  for  bad  debt  losses,  which  may  require  us  to  increase  our 
reserve for bad debt. Economic conditions resulting in bankruptcies of one or more of our large customers could have a significant impact on our financial 
position, results of operations or liquidity in a particular year or quarter. Further, when adverse economic times arise, customers may select competitors that
offer lower rates in an attempt to lower their costs and we might be forced to lower our rates or lose freight volumes.

Our  suppliers’  business  levels  also  may  be  negatively  affected  by  adverse  economic  and  other  conditions,  which  could  lead  to  disruptions  in  the 
supply and availability of equipment, parts and services critical to our operations. A significant interruption in our normal supply chain could disrupt our 
operations, increase our costs and negatively impact our ability to serve our customers.

We  are  also  subject  to  cost  increases  outside  of  our  control  that  could  materially  reduce  our  profitability  if  we  are  unable  to  increase  our  rates 
sufficiently. Such cost increases include capital expenditures to update our tractor fleet to meet climate change-focused regulatory requirements or market 
demands for lower emission equipment, increases in wage rates, fuel prices, interest rates, taxes, tolls, license and registration fees, insurance, equipment 
and healthcare for our employees.

We also rely on the timely and free flow of goods through open and operational international shipping lanes and ports. Disruptions of these shipping 
lanes, such as the drought impacting the Panama Canal and ongoing geopolitical conditions, including terrorist acts, impacting the Suez Canal, could create 
significant risks for our business or provide opportunities with changes to shipping patterns.

Our  business  could  be  adversely  affected  by  strikes  or  work  stoppages  by  truck  drivers,  warehouse  employees,  port  employees  and  railroad 
employees, or the decision of our employees to unionize. 

There may be labor unrest, including strikes and work stoppages, among workers at various transportation providers and in industries affecting the 
transportation  industry,  such  as  warehousing  and  ports.  We  could  lose  business  due  to  any  significant  work  stoppage  or  slowdown  and,  if  labor  unrest 
results in increased rates for transportation providers, we may not be able to pass these cost increases on to our customers. Strikes, work slowdowns, or 
labor  shortages  among  longshoremen  and  other  workers  at  ports  may  result  in  reduced  activity  at  the  ports  for  a  time,  creating  an  impact  on  the 
transportation industry. Work stoppages occurring among owner-operators in a specific market have increased our operating costs periodically in the past. 
Strikes, work slowdowns, or labor shortages among railroad employees in the United States, Canada or anywhere else that our customers’ freight travels by 
railroad would impact our operations. Any significant work stoppage, slowdown or other disruption, including disruption due to restrictions imposed as a 
result of a pandemic, involving port employees, railroad employees, warehouse employees or truck drivers could adversely affect our business and results 
of operations.

Currently, none of our employees are represented by a collective bargaining agreement. If in the future our employees decide to unionize, this would 

increase our operating costs and force us to alter the way we operate causing an adverse effect on our operating results.

9

 
Relatively small increases in our transportation and warehouse costs, including fuel, that we are unable to pass through to our customers are likely 
to have a significant adverse effect on our operating income. 

Purchased  transportation  and  warehousing  costs  represented  75%  of  our  consolidated  revenue  in  2023,  76%  in  2022  and  75%  in  2021.  Because 
transportation and warehouse costs represent such a significant portion of our costs, any increases in the operating costs of railroads, warehouse vendors,
and  other  transportation  providers  can  be  expected  to  result  in  higher  rates  that  we  pay  to  such  providers.  Transportation  costs  may  increase  if  we  are 
unable to contract with owner-operators or recruit Company employee drivers as this may increase the costs we pay for drivers or force us to use more 
expensive purchased transportation. Any inability to pass cost increases to our customers is likely to have a significant adverse effect on our gross margin 
and operating income and cash flows. 

Our business depends on the availability of fuel. Fuel availability and cost are affected by natural or man-made disasters, adverse weather conditions, 
political events, disruption or failure of technology or information systems, price and supply decisions by oil producing countries and cartels, government 
actions including climate change regulations, terrorist activities, armed conflict and world supply and demand imbalance. We do not maintain fuel storage 
and pumping stations at all of our facilities. Therefore, a disruption in the global fuel supply resulting from factors outside of our control, that increases the 
demand for fuel traditionally used by trucks, could have a material adverse effect on our business, results of operations, financial condition and cash flows. 

Fuel costs can be very volatile and fuel price fluctuations occur due to factors outside our control. Significant increase in fuel prices or fuel taxes that 
we are unable to offset by any fuel surcharges or freight rate increases could have an adverse impact on our business operations. We have a fuel surcharge 
program in place with many of our customers that typically allows us to recover the costs associated with volatile fuel prices. Our inability to time the fuel 
surcharges billed to customers with the change in fuel costs could affect our operations. Rapid increases in fuel costs could also have a material adverse 
effect on our operations or future profitability. 

Additionally, proposed and potential new legislation intended to encourage the adoption of alternative fuel technologies, including electric vehicles 
(“EVs”), as well as potential customer demand driven by similar legislation and market-driven expectations, could accelerate or expand our plans for a 
transition to EVs. The Company has piloted the use of EVs but has no immediate plans for a broad transition to EVs. The Company’s broader usage of EVs 
will depend on several factors including availability of EVs, access to charging infrastructure, consistent availability of electrical supply, and availability of 
tax  or  other  incentives  to  mitigate  the  required  capital  expenditures  for  EV  fleet  purchases,  charging,  maintenance,  replenishment  and  expansion.  If 
legislative  or  market  forces  require  the  accelerated  deployment  of  EVs  before  other  cost  and  operational  factors  are  adequately  addressed,  then  such 
transition could have a material adverse effect on our operations and future profitability.

Extreme  or  unusual  weather  conditions  can  disrupt  our  operations,  impact  freight  volumes,  and  increase  our  costs,  all  of  which  could  have  a 
material adverse effect on our business results.

 Our operations are affected by external factors such as severe weather and other natural occurrences, which may increase in frequency and severity 
due to climate change, that adversely impact operating locations where we have vehicles, warehouses and other facilities. These events may disrupt fuel 
supplies, increase fuel costs, affect the performance of our vehicles, disrupt freight shipments or routes, restrict the availability of our workforce, affect 
regional economies, destroy our assets, interrupt our business, adversely affect the business or financial condition of our customers, or limit or interrupt the 
availability of goods or services from our suppliers. While we have been able to avoid or mitigate the impact of these events by, for example, re-routing our 
equipment  or  passing  on  increased  costs  associated  with  these  events,  we  may  not  be  able  to  do  so  in  the  future.  Insurance  to  protect  against  loss  of 
business and other related consequences resulting from these natural occurrences is subject to coverage limitations, depending on the nature of the risk 
insured.  Such  insurance  may  not  be  sufficient  to  cover  all  of  our  damages  or  damages  to  others  and  this  insurance  may  not  continue  to  be  available  at 
commercially reasonable rates. Even with insurance, if any natural occurrence leads to a catastrophic interruption of service, we may not be able to mitigate 
a significant interruption in operations.

Our insurance program may not be sufficient to cover all anticipated risks and liabilities associated with our operations. 

We are partially self-insured for certain employee medical coverage losses, excluding employees covered by health maintenance organizations. We 
generally have an individual stop loss deductible per enrollee unless specific exposures are separately insured. We accrue a contingent liability based upon 
examination of historical trends, historical actuarial analysis, our claims experience, total plan enrollment (including employee contributions), population 
demographics,  and  other  various  estimates.  Self-insurance  reserves,  net  income,  and  cash  flows  could  be  materially  affected  if  future  claims  differ 
significantly from our historical trends and assumptions.

10

 
We are partially self-insured for vehicle liability and workers’ compensation claims. Our self-insurance accruals are based on actuarially estimated, 
undiscounted cost of claims, which includes claims incurred but not reported. While we believe that our estimation processes are well designed and comply 
with generally accepted accounting principles and other accounting and finance best practices, any projection of losses concerning workers’ compensation 
and vehicle liability is subject to a considerable degree of variability. The causes of this variability include litigation trends, changes in medical costs, claim 
settlement patterns and fluctuations in the frequency or severity of accidents. If actual losses incurred are greater than those anticipated, our self-insurance 
reserves may be insufficient and additional costs could be recorded in our consolidated financial statements. If we suffer a substantial loss in excess of our 
self-insured  limits,  the  loss  and  attendant  expenses  may  be  covered  by  traditional  insurance  and  excess  insurance  the  Company  has  in  place,  but  if  not 
covered or above such coverages, losses could harm our business, financial condition or results of operations. 

We also are exposed to various other types of claims, including cargo loss and damage, property damage, and personal injury. We maintain insurance 
coverage  with  third-party  insurance  carriers  for  these  types  of  claims  as  well  as  for  other  business  and  operational  risks  (including  cybersecurity,  data 
privacy, directors & officers), but we assume a significant portion of the risk associated with these claims due to high self-insured retention (“SIR”) and 
deductibles. Our operating results could be adversely affected if any of the following were to occur: (i) the number or the severity of claims increases; (ii) 
we  are  required  to  accrue  or  pay  additional  amounts  because  claims  prove  to  be  more  severe  than  our  original  assessment;  or  (iii)  claims  exceed  our 
coverage amounts. If the number or severity of claims increases, our operating results could also be adversely affected if the cost to renew our insurance 
was increased when our current coverage expires. If these expenses increase, and we are unable to offset the increase with higher rates to our customers, 
our earnings could be materially and adversely affected. In addition, insurance companies generally require us to collateralize our SIR or deductible levels. 
At December 31, 2023, we had insurance-related surety bonds totaling $46.9 million and letters of credit totaling $0.2 million. If these collateralization 
requirements increase, our borrowing capacity could be adversely affected.

Technology and Cybersecurity Risks

If we fail to maintain and enhance our information technology systems, or if we fail to successfully implement new technology or enhancements, 
we may be at a competitive disadvantage and lose customers. 

Technology is critical to our operations and our ability to compete effectively as a transportation and logistics provider. We expect our customers to 
continue  to  demand  more  sophisticated  technology-driven  solutions  from  their  suppliers  and  we  must  enhance  or  replace  our  information  technology 
systems in response. This may involve significant research and development costs, implementation costs and potential operational challenges. To keep pace 
with changing technologies and customer demand, we continue to make investments in our technology, as well as invest in emerging technology to further 
drive  innovation  and  efficiency.  Recent  investments  include  implementing  new  order  management,  transportation  management,  warehouse  automation, 
contract  management  and  financial  management  processes  and  systems.  Technology  and  new  market  entrants  may  also  disrupt  the  way  we  and  our 
competitors operate. As technology improves and new companies enter the freight brokerage sector, our customers may be able to find alternatives to our 
services for matching shipments with available freight hauling capacity. We must continue to develop innovative emerging technologies to source, track 
and provide visibility to capacity to further improve customer outcomes. 

If  we  fail  to  successfully  implement  critical  technology,  if  our  technology  does  not  provide  the  anticipated  benefits  or  it  does  not  meet  market 
demands, we may be placed at a competitive disadvantage and could lose customers, materially adversely impacting our financial condition and results of 
operations.

Our  information  technology  systems  also  depend  upon  the  internet,  third-party  service  providers,  global  communications  providers,  satellite-based 
communications  systems,  the  electric  utilities  grid,  electric  utility  providers  and  telecommunications  providers  as  well  as  their  respective  vendors.  The 
services and service providers have all experienced significant system failures and outages at some point in the past. We have minimal control over the 
operation, quality, or maintenance of these services or whether vendors will improve their services or continue to provide services that are essential to our 
business. Disruptions due to transitional challenges in upgrading or enhancing our technology systems; failures in the services upon which our information 
technology platforms rely, including those that may arise from adverse weather conditions or natural calamities, such as floods, hurricanes, earthquakes or 
tornadoes; illegal acts, including terrorist attacks; human error or systems modernization initiatives; or other disruptions, may adversely affect our business, 
which could increase our costs or result in a loss of customers that could have a material adverse effect on our results of operations and financial position.

11

 
Our  information  technology  systems  are  subject  to  cyber  and  other  risks  some  of  which  are  beyond  our  control.  A  security  breach,  failure  or 
disruption of these services could have a material adverse effect on our business, results of operations and financial position. 

We rely heavily on the proper functioning and availability of our information systems for our operations as well as for providing value-added services 
to our customers. Our information systems, including our accounting, communications and data processing systems, are integral to the efficient operation 
of our business. It is critical that the data processed by these systems remain secure, as it often includes competitive customer information, confidential
transaction data, employee records and key financial and operational results and statistics. The sophistication of efforts by hackers, foreign governments, 
cyber-terrorists,  and  cyber-criminals,  acting  individually  or  in  coordinated  groups,  to  launch  distributed  denial  of  service  attacks,  ransomware  or  other 
coordinated  attacks  that  may  cause  service  outages,  gain  inappropriate  or  block  legitimate  access  to  systems  or  information,  or  result  in  other  business 
interruptions has continued to increase in recent years. We utilize third-party service providers who have access to our systems and certain sensitive data, 
which  exposes  us  to  additional  security  risks,  particularly  given  the  complex  and  evolving  laws  and  regulations  regarding  privacy  and  data  protection. 
While we and our third-party service providers have experienced cyber-attacks and attempted breaches of our and their information technology systems and 
networks or similar events from time to time, no such incidents have been, individually or in the aggregate, material to us. Cyber incidents that impact the 
security,  availability,  reliability,  speed,  accuracy  or  other  proper  functioning  of  our  systems,  information  and  measures,  including  outages,  computer 
viruses, theft or misuse by third parties or insiders, break-ins and similar disruptions, could have a significant adverse impact on our operations.

It is difficult to fully protect against the possibility of power loss, telecommunications failures, cyber-attacks, ransomware and other cyber incidents in 
every potential circumstance that may arise. In addition, the rapid evolution and increased adoption of artificial intelligence technologies may intensify our 
cybersecurity risks. A significant cyber incident, including system failure, security breach, disruption by malware or ransomware, or other damage, could 
interrupt or delay our operations, damage our reputation and brand, cause a loss of customers, expose us to a risk of loss or litigation, result in regulatory 
scrutiny, investigations, actions, fines or penalties or cause us to incur significant time and expense to remedy such an event, any of which could have a 
material adverse impact on our results of operations and financial position. Furthermore, any failure to comply with data privacy, biometric privacy, data 
security  or  other  laws  and  regulations  could  result  in  claims,  legal  or  regulatory  proceedings,  inquiries  or  investigations.  To  comply  with  this  changing 
landscape, we may be required to further segregate our systems and operations, implement additional controls, or adopt new systems, all of which could 
increase the cost and complexity of our operations. In addition, our insurance intended to address costs associated with aspects of cyber incidents, network 
failures and privacy-related concerns, may not sufficiently cover all types of losses or claims that may arise.

Operational Risks

We depend on third parties for equipment and services essential to operate our business, and if we fail to secure sufficient equipment and services, 
we could lose customers and revenue. 

We depend on third parties for transportation equipment, such as tractors, containers, chassis, and trailers and certain services such as transportation, 
warehousing and cross docks necessary for the operation of our business. Our industry has experienced equipment, transportation and warehouse capacity 
shortages  in  the  past,  particularly  during  the  peak  shipping  season  leading  up  to  the  December  holidays.  A  substantial  amount  of  intermodal  freight 
originates at or near major West Coast ports, which have historically had the most severe equipment shortages. If we cannot secure sufficient transportation 
equipment  and  warehouse  services  at  a  reasonable  price  from  third  parties  to  meet  our  customers’  needs,  our  customers  may  seek  to  have  their 
transportation and warehousing needs met by other providers with their own assets. This could have a material adverse effect on our business, results of 
operations and financial position.

Our residential final mile delivery service exposes us to risks associated with our and our vendors’ trucks and drivers delivering to residential 
customers.  

While we operate limited equipment and employ limited drivers that are used in the provision of final mile services, our and our vendors’ trucks and 
drivers operate in residential environments, including the in-home installation of appliances and other over-the-threshold services, that expose them and us 
to  the  risk  of  property  damage,  personal  injury  and  other  claims  including  from  operating  on  residential  streets  and  from  entering  into  end-consumers’ 
homes. If we or any of these vendors do not reliably and safely perform their obligations, we and our vendors could be exposed to liability or reputational 
harm.

12

 
The  ability  to  hire  or  retain  management  and  other  employees  is  critical  to  our  continued  success,  and  the  loss  of  or  inability  to  hire  such 
personnel could have a material adverse effect on our business, financial condition and results of operations.

There  is  substantial  competition  for  qualified  personnel  in  the  transportation  and  logistics  services  industry.  The  loss  of  any  member  of  our 
management  team,  or  other  key  persons,  or  the  inability  to  hire  key  persons,  could  have  an  adverse  effect  on  us.  We  do  not  have  written  employment 
agreements with any of our executive officers and do not maintain key person insurance on any of our executive officers, although we do have restrictive 
covenant agreements with all of them. Many individuals in the industry are subject to non-competition agreements, reducing the immediate availability of 
some  qualified  candidates  for  job  openings.  A  proposed  rulemaking  by  the  Federal  Trade  Commission  (“FTC”),  if  it  is  made  effective  and  withstands 
effective legal challenges, would prevent the use of non-competition agreements in most circumstances in the future. We cannot predict the impact this 
proposed  rule,  or  potential  future  rulemaking  at  the  state  level,  might  have  on  the  recruiting  and  retention  of  management  and  other  employees  (or  our 
ability  to  enforce  post-termination  restrictive  covenants).  If  we  lose  key  members  of  our  senior  management  team  or  are  unable  to  effect  successful 
transitions from one executive to another as part of our succession plan, we may not be able to effectively manage our current operations or meet ongoing 
and future business challenges, and this could have a material adverse effect on our business, financial condition and results of operations. 

Our growth could be adversely affected if we are not able to pursue our acquisition strategy, to successfully integrate acquired businesses or to 
achieve the anticipated benefit from acquired companies. 

We cannot guarantee that we will be able to execute acquisitions on commercially acceptable terms. Furthermore, the failure to successfully integrate 
an acquired business or assets, including implementing financial controls and measures or achieving cross-selling objectives, could significantly impact our 
financial results. Although we believe we have adequate liquidity and capital resources to fund our operations internally, our inability to access the capital 
markets on favorable terms, or at all, to obtain adequate financing could adversely affect our ability to pursue growth through acquisitions. Financial results 
most  likely  to  be  negatively  affected  include  revenue,  gross  margin,  salaries  and  benefits,  general  and  administrative  expenses,  depreciation  and 
amortization, interest expense, net income and our debt level.

Furthermore,  we  may  not  be  able  to  realize  the  anticipated  benefits  from  acquired  companies.  Achieving  those  benefits  depends  on  the  timely, 
efficient  and  successful  execution  of  a  number  of  post-acquisition  events.  Factors  that  could  affect  our  ability  to  achieve  these  benefits  include  the 
integration  risks  described  above  as  well  as  the  failure  of  acquired  businesses  to  perform  in  accordance  with  our  expectations;  the  failure  to  achieve 
anticipated synergies between our business units and the business units of acquired businesses; the loss of customers of acquired businesses; or the loss of 
key managers of acquired businesses.

If  acquired  businesses  do  not  operate  as  we  anticipate,  it  could  materially  impact  our  business,  financial  condition  and  results  of  operations.  In 
addition,  acquired  businesses  may  operate  in  new  markets  in  which  we  have  little  or  no  experience.  In  such  instances,  we  will  be  highly  dependent  on 
existing  managers  and  employees  to  manage  those  businesses,  and  the  loss  of  any  key  managers  or  employees  of  the  acquired  business  could  have  a 
material adverse effect on our financial condition, results of operations, cash flows and liquidity.

Legal, Regulatory and Compliance Risks

We use a significant number of contingent workers, including independent contractors, such as owner operators, independent service providers, 
contract carriers and warehouse staff, in our businesses. Legislative, judicial and regulatory authorities may continue to take actions or render 
decisions that could affect the independent contractor classification, which could have a significant adverse impact on our operating income. 

We  do  business  with  many  independent  contractors,  such  as  owner  operators,  contract  carriers  and  warehouse  staff,  consistent  with  longstanding 
industry practices. Legislative, judicial, and regulatory (including tax) authorities have taken actions and rendered decisions that could affect independent 
contractor classifications. Class action and individual lawsuits have been filed against us and others in our industry, challenging independent contractor 
classifications.  If  contingent  workers,  including  independent  contractors  and  temporary  workers  used  for  our  trucking,  warehousing,  consolidation, 
fulfillment or final mile delivery business, are determined to be employees, or the Company a joint employer, then we may incur legal liabilities associated 
with that determination, such as liability for unpaid wages, overtime, employee health insurance and taxes. If we were to change how we treat contingent 
workers  or  reclassify  them  as  employees,  then  we  would  likely  incur  expenses  associated  with  that  reclassification,  could  incur  additional  ongoing 
expenses and face the loss of those contingent workers who choose not to become employees. The costs associated with these matters could have a material 
adverse effect on results of operations and our financial position. 

13

 
We operate in a highly regulated industry, and changes in existing regulations or costs of compliance with, or liability for violation of, existing 

or future regulations or antiterrorism measures could have a material adverse effect on our business.

The Company and various subsidiaries are regulated by the DOT as motor carriers or freight brokers. The DOT prescribes qualifications for acting in 
these capacities, including surety bond requirements. The transportation industry is subject to DOT regulations regarding, among other things, driver breaks 
and  “restart”  rules  that  can  affect  the  economics  of  the  industry  by  requiring  changes  in  operating  practices  or  influencing  the  demand  for,  and  cost  of 
providing,  transportation  services.  The  Federal  Motor  Carrier  Safety  Administration  (“FMCSA”),  under  the  DOT,  also  manages  a  compliance  and 
enforcement initiative partnering with state agencies designed to monitor and improve commercial vehicle motor safety. We are audited periodically by the 
DOT to ensure that we are in compliance with various safety, hours-of-service, and other rules and regulations. If we were found to be out of compliance, 
the DOT could levy fines and restrict or otherwise impact our operations. We may also become subject to new or more restrictive regulations relating to 
carbon emissions under climate change legislation or limits on vehicle weight and size. Future laws and regulations may be more stringent and require 
changes in operating practices, influence the demand for transportation services or increase the cost of providing transportation and logistics services, any 
of which could materially adversely affect our business and results of operations.

We  are  subject  to  a  wide  variety  of  U.S.  federal,  state  and  local  non-U.S.  laws,  regulations  and  government  policies,  including  in  the  areas  of 
employment, privacy, cybersecurity, securities, anti-corruption, competition and trade, that may change in significant ways. We are not able to accurately 
predict  how  new  governmental  laws  and  regulations,  or  changes  to  existing  laws  and  regulations,  will  affect  the  transportation  and  logistics  industry 
generally, or us in particular. We are also unable to predict how political changes will affect government regulation of the transportation industry. If we 
incur higher costs as a result of any new regulations and are unable to pass along such costs to our customers, our business may be adversely affected.

 Our failure to comply with any existing or future laws, rules or regulations to which we are, or may become, subject, whether actual or alleged, could 
have a material adverse effect on our business and on our ability to access the capital required to operate our business. Among other things, any such failure 
could expose us to reputational harm, loss of business, fines, penalties or potential litigation liabilities, including costs, settlements and judgments, as well 
as the loss of operating authority and restrictions on our operations.

 Furthermore, terrorist attacks or other geopolitical events, along with any government response to such events, may adversely affect our financial 
condition, results of operations or liquidity. Our fleet, other key infrastructure and information technology systems may be targets or indirect casualties of 
acts  of  terror,  other  harmful  acts,  or  war.  Further,  because  transportation  assets  have  been  a  target  of  terrorist  activities,  federal,  state,  local  and  foreign 
governmental bodies are proposing and, in some cases, have adopted legislation and regulations relating to security issues that impact the transportation 
industry, including checkpoints and travel restrictions on large trucks. If additional security measures disrupt or impede the timing of our operations, we 
may fail to meet the requirements of our customers or incur increased expenses to do so. In addition, complying with these or future regulations could 
continue  to  increase  our  operating  costs  and  reduce  operating  efficiencies.  We  maintain  insurance  coverages  addressing  these  risks;  however,  such 
insurance may be inadequate, become unavailable or be limited in scope of coverage, premiums charged for some or all of the insurance could increase 
dramatically, or regulations may change. These changes could exacerbate the effects of an act of terrorism or other event on our business, resulting in a 
significant business interruption, increased costs and liabilities and decreased revenues or an adverse impact on results of operation.

Our  operations  are  subject  to  various  environmental  laws  and  regulations,  including  legislative  and  regulatory  responses  to  climate  change. 
Compliance  with  environmental  requirements  could  result  in  significant  expenditures  and  the  violation  of  these  requirements  could  result  in 
substantial fines or penalties. 

We are subject to various federal, state and local governmental laws and regulations that govern, among other things, the emission and discharge of 
hazardous materials into the environment, the presence of hazardous materials at our properties or in our vehicles, fuel storage tanks, the transportation of 
certain materials and the discharge or retention of storm water. Under certain environmental laws, we could also be held responsible for any costs relating 
to contamination at our past or present facilities and at third-party waste disposal sites, as well as costs associated with the clean-up of accidents involving 
our vehicles. Environmental laws have become and may continue to be increasingly more stringent over time, and there can be no assurance that our costs 
of  complying  with  current  or  future  environmental  laws  or  liabilities  arising  under  such  laws  will  not  have  a  material  adverse  effect  on  our  business, 
operations or financial condition.

From  time  to  time,  we  arrange  for  the  movement  or  warehousing  of  hazardous  materials  at  the  request  of  our  customers.  As  a  result,  we  may  be 
subject  to  various  environmental  laws  and  regulations  relating  to  the  handling  of  hazardous  materials.  If  we  are  involved  in  a  spill  or  other  accident 
involving hazardous materials, or if we are found to be in violation of applicable laws or regulations, we could be subject to substantial fines or penalties 
and to civil and criminal liability, any of which could have an adverse effect on our business and results of operations. 

The Company is also subject to certain federal and state environmental laws and regulations, including those of the U.S. Environmental Protection 

Agency (“EPA”) and the California Air Resources Board (“CARB”). We may become subject to enforcement 

14

 
actions,  new  or  more  restrictive  regulations,  or  differing  interpretations  of  existing  regulations,  which  may  increase  the  cost  of  providing  transportation 
services or adversely affect our results of operations. In addition to EPA and state agency regulations on exhaust emissions with which we must comply, 
there  is  an  increased  legislative  and  regulatory  focus  on  climate  change,  greenhouse  gas  (“GHG”)  emissions  and  the  impact  of  climate  change  that 
enhances the possibility of increased regulation of GHG emissions and potentially exposes us to significant new capital or operating expenditures, taxes, 
fees  and  other  costs.  Additionally,  the  State  of  California  recently  passed  legislation  and  the  SEC  has  proposed  regulations  regarding  the  disclosure  of 
Scope  1,  2  and  3  GHG  emissions.  Compliance  with  these  regulations  could  add  material  costs  to  our  business,  including  securities  and  other  potential 
litigation costs arising from our reporting of our GHG emissions, and could increase customer focus on our GHG direct and indirect emissions, which may 
affect the market for transportation and logistics services in ways that we cannot foresee. Such regulations, together with increased investor and stakeholder 
interest in climate change and other environmental topics may result in new regulations or customer, supplier or market requirements that could adversely 
impact our business, or certain stockholders may reduce their holdings of our stock. Limitations on the emission of GHGs, other environmental legislation, 
or customer GHG requirements could also have an adverse impact on our financial condition, results of operations and liquidity.

We are subject to the risks of litigation and governmental inquiries, which could have a material adverse effect on our business.

The nature of our business exposes us to a variety of litigation risks related to a number of issues, including without limitation, accidents involving our 
trucks and employees, alleged violations of federal and state labor and employment laws, securities laws, environmental liability, privacy and other matters. 
Accordingly, we are, and in the future may be, subject to legal proceedings and claims that have arisen in the ordinary course of our business, including 
class  and  collective  allegations.  We  are  also  subject  to  potential  governmental  proceedings,  inquiries,  and  claims.  The  parties  in  such  actions  may  seek 
amounts  from  us  that  may  not  be  covered  in  whole  or  in  part  by  insurance.  The  defense  of  such  lawsuits  could  result  in  significant  expense  and  the 
diversion of our management’s time and attention from the operation of our business. In recent years, several insurance companies have stopped offering 
coverage to trucking companies as a result of increases in the severity of automobile liability claims and higher costs of settlements and verdicts. This trend 
has and could continue to adversely affect our ability to obtain suitable insurance coverage and significantly increase our cost for obtaining such coverage, 
which would adversely affect our financial condition, results of operations, liquidity and cash flows. Costs we incur to defend or to satisfy a judgment or 
settlement of these claims may not be covered by insurance or could exceed the amount of that coverage or increase our insurance costs and could have a 
material adverse effect on our financial condition, results of operations, liquidity and cash flows.

Changes in immigration laws could increase the costs of doing business or otherwise disrupt our operations.

We  have  hired  individuals,  including  Information  Technology  (“IT”)  employees,  from  outside  the  United  States.  We  have  employee  drivers  and 
owner-operator  drivers  who  are  immigrants  to  the  United  States.  We  engage  third-party  consultants,  including  for  various  IT  projects,  who  may  utilize 
personnel from outside the United States. If immigration laws are changed or if new more restrictive government regulations are enacted or increased, our 
access to qualified and skilled personnel may be limited, the costs of doing business may increase and our operations may be disrupted.

Our business may be affected by uncertainty or changes in United States or global social, political or regulatory conditions. 

We arrange for the movement of freight, a portion of which originates from other countries, including China, into and out of the United States, Mexico 
and Canada, and we import 53-foot intermodal containers manufactured in China. Adverse developments in laws, policies or practices in the United States 
and internationally can negatively impact our business and the business of our customers. Recent legislative initiatives, including the Inflation Reduction 
Act of 2022 and the CHIPs and Science Act of 2022, have included provisions designed to reduce dependence on goods from China and restrict the transfer 
of certain intellectual property to China. Some importers are considering changes in their supply chain that may include shifting manufacturing capacity to 
North America or an increase in the importation of goods that are manufactured offshore through ports other than ports on the West Coast of the United 
States. These initiatives, and future potential initiatives, may result in changes to demand for our services including the potential for less demand for longer 
haul routes including intermodal services which could materially affect our business, financial conditions and results of operations. Negative domestic and 
international  global  trade  conditions  as  a  result  of  social,  political  or  regulatory  changes  or  perceptions  (such  as  those  that  might  be  associated  with 
pandemics or an increased focus on production in the United States), could reduce demand for our intermodal services and materially affect our business, 
financial conditions and results of operations. We provide services both domestically and to a lesser extent outside of the United States, which subjects our 
business to various additional risks, including:

15

 
•

•

•

•

•

•

•

•

•

•

•

•

changes in tariffs, trade restrictions, trade agreements and taxes;

varying tax regimes, including consequences from changes in applicable tax laws and tax incentives;

difficulties in managing or overseeing foreign operations and agents;

the burden of complying with laws applicable to international business, such as anti-corruption, trade, foreign currency and maritime laws;

different liability standards;

the price and availability of fuel;

foreign currency exchange rate fluctuations;

exposure to local economic conditions and local laws in the jurisdictions in which we operate;

higher levels of credit risk;

difficulties in integrating acquired companies with foreign operations;

uncertainty and changes to political and regulatory regimes as a result of changing social, political, regulatory and economic environments in the 
United States and internationally; and

geopolitical conditions, such as national and international conflict, including terrorist acts and the effects of pandemics and government responses to 
pandemics.

If we do not correctly anticipate changes in social, political or regulatory conditions or their impact on the transportation and logistics industry, we 
may not alter our business practices in time to avoid adverse effects. Additionally, the occurrence or consequences of any of these factors may restrict our 
ability to operate in the affected region or decrease the profitability of our operations in that region.

Our suppliers may also be affected by changes in the political and regulatory environment, both in the United States and internationally. Negative 
impacts on our suppliers could result in disruptions in the supply and availability of equipment or services needed for our business that could in turn affect 
our ability to operate and serve our customers as planned. Additionally, changes to current United States international trade agreements may lead to fewer 
goods transported and we may need to restructure certain terms of business with suppliers or customers. 

General Risks

Our failure to implement or market new and existing services to existing and potential customers could have an adverse effect on our operations. 

We  expect  to  continue  expanding  our  service  offerings.  In  the  event  we  implement  new  service  offerings,  we  may  devote  substantial  resources  to 
educating our employees and customers on such offerings with no assurance that a sufficient number of customers will use such additional services. If we 
add  new  services,  we  may  not  identify  trends  correctly  or  may  not  be  able  to  bring  new  services  as  quickly,  effectively  or  price-competitively  as  our 
competitors. Our failure to implement new services or market any existing or future services to our current customer base or new customers could have a 
material adverse impact on our operations and profitability.

Our inability to defend our intellectual property could damage our reputation and incur costs that have a negative impact on our operations or 
financial condition. 

 The Company has registered various trademarks and designs in the United States, Mexico and Canada. These marks play a major role in our business 
as they strengthen our brand recognition while helping accomplish our marketing strategy. Some of our intellectual property rights related to trademarks, 
trade secrets, domain names, copyrights, or other intellectual property could be challenged or invalidated or misappropriated or infringed upon, by third 
parties. Our continued efforts to obtain, enforce, protect and defend our intellectual property against a third-party infringement claim may be ineffective 
and could result in substantial costs which could adversely impact our corporate reputation, business, results of operations, and financial conditions. 

16

 
Damage  to  our  reputation  through  unfavorable  publicity  or  the  actions  of  our  employees,  certain  suppliers  or  independent  contractors  could 
adversely affect our financial condition.

Our success depends on our ability to consistently deliver operational excellence and strong customer service. Our inability to deliver our services and 
solutions as promised on a consistent basis, or our customers having a negative experience or otherwise becoming dissatisfied, can negatively impact our 
relationships with new or existing customers and adversely affect our brand and reputation, which could, in turn, adversely affect revenue and earnings 
growth.  Adverse  publicity  (whether  or  not  justified)  relating  to  activities  by  our  employees,  contractors,  suppliers,  agents  or  others  with  whom  we  do 
business, such as customer service mishaps or noncompliance with laws, could tarnish our reputation and reduce the value of our brand. With the increase 
in  the  use  of  social  media  outlets  such  as  Facebook,  YouTube,  TikTok,  Instagram,  LinkedIn  and  X  (formerly  Twitter),  adverse  publicity  can  be 
disseminated quickly and broadly, making it increasingly difficult for us to effectively respond. This unfavorable publicity could also require us to allocate 
significant resources to rebuild our reputation.

The market value of our Class A Common Stock may fluctuate and could be substantially adversely affected by various factors.

We expect that the market price of our Class A Common Stock will continue to fluctuate due to a variety of factors, many of which are beyond our 

control. These factors include, among others:

•

•

•

•

•

•

•

•

•

actual or anticipated variations in earnings, financial or operating performance or liquidity;

changes in industry research analysts’ recommendations or projections;

failure to meet analysts’ and our Company's projections;

general political, social, economic and capital market conditions;

announcements of developments related to our business or the business of our key customers or vendors;

operating and stock performance of other companies deemed to be peers;

actions by government regulators;

news reports of trends, concerns and other issues related to us or our industry, including changes in regulations; and

geopolitical conditions such as acts or threats of terrorism, military conflicts, and the effects of pandemics (such as the coronavirus).

Our  Class  A  Common  Stock  price  may  fluctuate  significantly  in  the  future,  and  these  fluctuations  may  be  unrelated  to  our  performance.  General 
market price declines or market volatility in the future could adversely affect the price of our Class A Common Stock, and the current market price of our 
Class A Common Stock may not be indicative of future market prices.

Item 1B.       UNRESOLVED STAFF COMMENTS 

None.

Item 1C.       CYBERSECURITY 

Hub  operates  in  the  transportation  and  logistics  sector,  which  is  subject  to  various  cybersecurity  risks  that  could  adversely  affect  our  business, 
financial  condition  and  results  of  operations.  We  have  implemented  a  risk-based  approach  aligned  with  industry  standards  to  identify  and  assess  the 
cybersecurity  threats  that  could  affect  our  business  and  information  systems.  We  conduct  periodic  risk  assessments  to  identify  the  potential  impact  and 
likelihood of various cyber scenarios, including those involving third-party service providers, and to determine the appropriate mitigation strategies and 
controls. We use various tools and methodologies to manage cybersecurity risk, including implementation of a business continuity process that includes a 
comprehensive  Incident  Response  Protocol  that  is  tested  on  a  regular  cadence  and  an  information  security  training  and  awareness  program.  We  also 
monitor  and  evaluate  our  cybersecurity  posture  and  performance  on  an  ongoing  basis  through  regular  vulnerability  scans,  penetration  tests  and  threat 
intelligence  feeds.  We  require  third-party  service  providers  with  access  to  personal,  confidential  or  proprietary  information  to  implement  and  maintain 
comprehensive cybersecurity practices consistent with applicable legal standards and industry best practices.

17

 
Our business depends on the availability, reliability, and security of our information systems, networks, data and intellectual property. Any disruption, 
compromise  or  breach  of  our  systems  or  data  due  to  a  cybersecurity  threat  or  incident  could  adversely  affect  our  operations,  customer  service,  product 
development  and  competitive  position.  They  might  also  result  in  a  breach  of  our  contractual  obligations  or  legal  duties  to  protect  the  privacy  and 
confidentiality of our stakeholders. Such a breach could expose us to business interruption, lost revenue, ransom payments, remediation costs, liabilities to 
affected parties, cybersecurity protection costs, lost assets, litigation, regulatory scrutiny and actions, reputational harm, customer dissatisfaction, harm to 
our vendor relationships or loss of market share. In the last three years prior to filing of this Form 10-K, the Company has not experienced any significant 
information security breach.

Our  Board  has  direct  oversight  of  cybersecurity  risks  and  strategy  and  receives  quarterly  updates  from  our  Chief  Information  Officer  (CIO).  The 
Board has also delegated to the Audit Committee responsibilities related to cybersecurity and other risks of the Company. Our CIO has spent over 20 years 
in  engineering  and  product  development  roles  and  our  VP  of  Information  Security  and  Operations  has  spent  over  25  years  in  infrastructure  and 
cybersecurity roles including in the finance and insurance industries. Additionally, one of the independent directors on our Board and a member of our 
Audit Committee has significant experience leading technology and information systems at some of the country’s leading hospitals and adds to our Board 
substantial  expertise  and  knowledge  in  information  technology,  privacy,  data  governance  and  cybersecurity.  A  cross-functional  incident  response  team, 
which includes members of our management team, determines the apparent severity of reported potential incidents and operationalizes the cybersecurity 
incident response protocol.

Item 2.  PROPERTIES 

As of December 31, 2023, we directly, or indirectly through our subsidiaries, operated 91 offices, terminals and warehouses throughout the United 
States,  Canada  and  Mexico,  including  our  headquarters  in  Oak  Brook,  Illinois.  All  of  our  facilities  are  leased  except  for  our  headquarters.  Most  office, 
terminal and warehouse leases have initial terms of more than one year and many include options to renew. While some of our leases expire in the near 
term, we do not believe that we will have difficulty in renewing them or in finding alternative office, warehouse or terminal space. We believe that our 
offices, warehouses and terminals are adequate for the purposes for which they are currently used.

Item 3.  LEGAL PROCEEDINGS 

The Company is a party to litigation in the ordinary course of our business, including at various times, claims for personal injury or property damage, 
bankruptcy  preference  claims,  employment-related  claims,  including  putative  class  actions,  commercial  and  intellectual  property  disputes,  and  claims 
regarding  freight  lost  or  damaged  in  transit,  improperly  shipped  or  improperly  billed.  Some  of  the  lawsuits  to  which  we  are  a  party  are  covered  by 
insurance. For a further discussion of litigation involving the Company, see Note 15 to the consolidated financial statements under “Legal Matters,” which 
discussion and note are incorporated herein by reference.

Item 4.  MINE SAFETY DISCLOSURES 

Not applicable.

PART II

Item 5.  MARKET FOR REGISTRANT'S COMMON EQUITY AND RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES 

OF EQUITY SECURITIES 

Our  Class  A  Common  Stock  (“Class  A  Common  Stock”)  trades  on  the  Nasdaq  Global  Select  Market  tier  of  the  Nasdaq  Stock  Market  under  the 
symbol “HUBG.” There is no established trading market for shares of our Class B Common Stock (the “Class B Common Stock” together with the Class A 
Common Stock, the “Common Stock”).

On February 16, 2024, there were approximately 379 stockholders of record of the Class A Common Stock and in addition, there were an estimated 
33,067 beneficial owners of the Class A Common Stock whose shares were held by brokers and other fiduciary institutions. On February 16, 2024, there 
were 10 holders of record of our Class B Common Stock.

18

 
 
 
 
 
 
Issuer Purchases of Equity Securities

On January 4, 2024, the Company announced a two-for-one stock split of the Company’s Class A and Class B common stock. Refer to the Note 1 to 

the consolidated financial statements for the effect of this stock split.

In October 2022, our Board of Directors (the “Board”) authorized the purchase of up to $200 million of our Class A Common Stock pursuant to a 
share repurchase program (the “2022 Program”). Under the 2022 Program, the shares may be repurchased in the open market or in privately negotiated 
transactions,  from  time  to  time  subject  to  market  and  other  conditions.  The  approved  share  repurchase  program  does  not  obligate  us  to  repurchase  any 
dollar amount or number of shares and the program may be modified, suspended or discontinued at any time. The 2022 Program was terminated in October 
2023 in conjunction with the authorization of the 2023 Program (as defined below) and as a result, no shares were purchased under the 2022 Program in the 
fourth quarter of 2023.

In October 2023, the Board authorized the purchase of up to $250 million of our Class A Common Stock pursuant to a share repurchase program (the 
“2023 Program”), which replaces the 2022 Program. Under the 2023 Program, the shares may be repurchased in the open market or in privately negotiated 
transactions,  from  time  to  time  subject  to  market  and  other  conditions.  The  approved  share  repurchase  program  does  not  obligate  us  to  repurchase  any 
dollar amount or number of shares and the program may be modified, suspended or discontinued at any time.

We purchased 56,564 shares of Class A Common Stock for $2.1 million related to employee withholding upon vesting of restricted stock in the fourth 
quarter of 2023 and 67,830 shares for $2.5 million in the fourth quarter of 2022. The table below includes information on a monthly basis regarding the 
number  of  shares  delivered  to  us  by  employees  to  satisfy  the  mandatory  tax  withholding  requirement  upon  vesting  of  restricted  stock  during  the  fourth 
quarter of 2023. These shares do not reduce the repurchase authority under the 2023 Program. The table below also includes information on a monthly 
basis regarding the number of shares purchased under the 2023 Program. All share and per share amounts have been revised to give effect to the two-for-
one stock split that was announced by the Company on January 4, 2024.

Total
Number of
Shares
Purchased

Average
Price Paid
Per Share

Total Number of
Shares Purchased
as Part of the
2023 Program

Maximum Value of
Shares that May Yet
Be Purchased Under
the 2023 Program
(in 000’s)

36,568  
476,538  
242,916  
756,022  

  $
  $
  $
  $

37.64  
36.76  
39.77  
37.77  

-  
469,826  
229,632  
699,458  

  $
  $
  $
  $

250,000  
232,715  
223,589  
223,589  

10/1/2023 - 10/31/2023
11/1/2023 - 11/30/2023
12/1/2023 - 12/31/2023

           Total

Quarterly Cash Dividend

On February 22, 2024, the Board declared a quarterly cash dividend of $0.125 per share on the Company’s Class A and Class B common stock. The 
dividend  is  scheduled  to  be  paid  on  March  27,  2024  to  stockholders  of  record  as  of  March  8,  2024.  The  declaration  and  payment  of  quarterly  cash 
dividends are subject to the approval of the Board at its sole discretion and compliance with applicable laws and regulations. Accordingly, there can be no 
assurance that the Board will declare or pay cash dividends on the shares of Common Stock in the future. Our certificate of incorporation requires that any 
cash dividends must be paid equally on each outstanding share of Class A Common Stock and Class B Common Stock. Our credit facility prohibits us from 
paying dividends on the Common Stock if there has been, or immediately following the payment of a dividend there would be, a default or an event of 
default under the credit facility. We are currently in compliance with the covenants contained in the credit facility. 

19

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
   
 
Performance Graph

The following line graph compares the Company’s cumulative total stockholder return on its Class A Common Stock since December 31, 2018 with 
the  cumulative  total  return  of  the  Nasdaq  Stock  Market  Index  (NQUSBT)  and  the  Nasdaq  Transportation  Index  (NQUSB27707).  These  comparisons 
assume the investment of $100 on December 31, 2018 in each index and in the Company’s Class A Common Stock and the reinvestment of dividends. 

Item 6.   [RESERVED]

20

 
 
 
 
Item 7.   MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS 

EXECUTIVE SUMMARY 

We  are  a  leading  supply  chain  solutions  provider  in  North  America  that  offers  comprehensive  transportation  and  logistics  management  services 
focused on reliability, visibility and value for our customers. Our service offerings include a full range of freight transportation and logistics services, some 
of which are provided using assets we own and operate, and some of which are provided by third parties with whom we contract. Our services include 
intermodal, truckload, less-than-truckload, flatbed, temperature-controlled, dedicated and regional trucking. Other services include full outsource logistics 
solutions, transportation management services, freight consolidation, warehousing and fulfillment, and final mile delivery services. 

We service a large and diversified customer base in a broad range of industries, including retail, consumer products and durable goods. We believe our 
strategy to offer multi-modal supply chain management solutions serves to strengthen and deepen our relationships with our customers and allows us to 
provide a more cost effective and higher service solution.

Beginning  in  the  first  quarter  of  2023,  we  concluded  we  have  two  reportable  segments  -  Intermodal  and  Transportation  Solutions,  and  Logistics, 
which are based primarily on the services each segment provides. Results for the years ended December 31, 2022 and 2021 have been recast to conform 
with current year presentation. 

Intermodal  and  Transportation  Solutions.  Our  Intermodal  and  Transportation  Solutions  segment  offers  high  service,  nationwide  door-to-door 
intermodal  transportation,  providing  value,  visibility  and  reliability  in  both  transcontinental  and  local  lanes  by  combining  rail  transportation  with  local 
trucking. This segment includes our trucking operations which provides our customers with local pickup and delivery as well as high service local and 
regional trucking transportation using equipment dedicated to their needs. In 2023, approximately 78% of our drayage services was provided by our own 
fleet.  We  arrange  for  the  movement  of  our  customers’  freight  in  one  of  our  approximately  50,000  containers.  We  contract  with  railroads  to  provide 
transportation for the long-haul portion of the shipment between rail terminals. Drayage between origin or destination and rail terminals are provided by 
our  own  trucking  operations  and  third  parties  with  whom  we  contract.  Our  dedicated  service  operation  offers  fleets  of  equipment  and  drivers  to  each 
customer  on  a  contract  basis,  as  well  as  the  management  and  infrastructure  to  operate  according  to  the  customer’s  high  service  expectations.  As  of 
December 31, 2023, our trucking transportation operation consisted of approximately 2,300 tractors, 2,900 employee drivers and 4,300 trailers. We also 
contract  for  services  with  approximately  460  independent  owner-operators.  These  assets  and  contractual  services  are  used  to  support  drayage  for  our 
intermodal service offering and to serve our customers who require high service local and regional trucking transportation using equipment dedicated to 
their needs. Our dedicated service operation offers fleets of equipment and drivers to each customer on a contract basis, as well as the management and 
infrastructure to operate according to the customer’s high service expectations. 

Logistics.  Our  Logistics  segment  offers  a  wide  range  of  non-asset-based  services  including  transportation  management,  freight  brokerage  services, 
shipment  optimization,  load  consolidation,  mode  selection,  carrier  management,  load  planning  and  execution,  warehousing,  fulfillment,  cross-docking, 
consolidation services and final mile delivery. Logistics includes our brokerage business which consists of a full range of trucking transportation services, 
including dry van, expedited, less-than-truckload (“LTL”), refrigerated and flatbed, all of which is provided by third-party carriers with whom we contract. 
We  leverage  proprietary  technology  along  with  collaborative  relationships  with  third-party  service  providers  to  deliver  cost  savings  and  performance-
enhancing supply chain services to our clients. Our transportation management offering also serves as a source of volume for our ITS segment. Many of the 
customers for these solutions are consumer goods companies who sell into the retail channel. Our final mile delivery offering provides residential final mile 
delivery  and  installation  of  appliances  and  big  and  bulky  goods.  Final  mile  operates  through  a  network  of  independent  service  providers  in  company, 
customer and third-party facilities throughout the continental United States. Our business operates or has access to approximately 11 million square feet of 
warehousing and cross-dock space across North America, to which our customers ship their goods to be stored and distributed to destinations including 
residences, retail stores and other commercial locations. These services offer our customers shipment visibility, transportation cost savings, high service 
and compliance with retailers’ increasingly stringent supply chain requirements.

We are focused on several margin enhancement projects including network optimization, matching of inbound and outbound loads, reducing empty 
miles, improving our recovery of accessorial costs, increasing our driver and asset utilization, reducing repositioning costs, providing holistic solutions and 
improving low profit freight. Hub’s top 50 customers represent approximately 64% of revenue for fiscal 2023 while one customer accounted for more than 
10% of our annual revenue in 2023 in both segments. We use various performance indicators to manage our business. We closely monitor profit levels for 
our top customers. We also evaluate on-time performance, customer service, cost per load and daily sales outstanding by customer account. Vendor cost 
changes and vendor service levels are also monitored closely. 

21

 
Uncertainties and risks to our outlook include inflation, increased healthcare costs, a slowdown in consumer spending (driven by, among other factors, 
rising inflation, increases in interest rates, an economic recession and geopolitical concerns), a shift by consumers to spending on services at the expense of 
goods, an increase of retailers’ inventory levels, the ability of customers to pay our accounts receivable, a significant increase in transportation supply in the 
marketplace, aggressive pricing actions by our competitors and any inability to pass cost increases, such as transportation and warehouse costs, through to 
our customers, all of which could have a materially negative impact on our revenue, profitability and cash flow in  2024.  Exiting of truckload capacity, 
retail inventory levels declining leading to restocking demand, a return of typical shipping peak season demands and a stronger used tractor market could 
have a materially positive impact on our revenue, profitability and cash flows in 2024.

Strategic Transactions 

On December 20, 2023, we acquired 100% of the equity interests of Forward Air Final Mile (“FAFM”). Total consideration for the transaction was 

approximately $261 million in cash.

On August 22, 2022, we acquired 100% of the equity interests of TAGG. Total consideration for the transaction was approximately $103.4 million in

cash.

On October 19, 2021, we acquired 100% of the equity interests of Choptank. Total consideration for the transaction was $127.6 million in cash and 
the  settlement  of  accounts  receivable  due  from  Choptank  of  $0.3  million.  In  connection  with  the  acquisition,  we  granted  approximately  $22  million  of 
restricted stock to Choptank's senior management team, which is subject to certain vesting conditions. 

RESULTS OF OPERATIONS 

Year Ended December 31, 2023 Compared to Year Ended December 31, 2022 

The following table summarizes our operating revenue by segment (in thousands): 

Operating Revenue

Intermodal and Transportation Solutions
Logistics
Inter-segment eliminations
Total operating revenue

The following table summarizes our operating income by segment (in thousands):

Operating Income

Intermodal and Transportation Solutions
Logistics

Total operating income

Years Ended
December 31,

$

$

2023

107,117  
105,114  

212,231  

Years Ended
December 31,

2023

2022

$

$

2,495,663  
1,820,856  
(113,934 )  
4,202,585  

$

$

$

$

3,312,431  
2,121,818  
(93,759 )
5,340,490  

2022

348,537  
126,184  

474,721  

Total consolidated operating revenue decreased 21% to $4.2 billion in 2023 from $5.3 billion in 2022. 

Intermodal and Transportation Solutions (“ITS”) revenue decreased 25% to $2.5 billion primarily due to a 14% decrease in intermodal volume due to 
low transportation demand and an oversupply of truckload carrier capacity, a 14% decrease in intermodal revenue per load (primarily due to lower price, 
fuel prices and mix) and a 4% decline in dedicated revenues due to lost customers partially offset by growth with existing and new customers. 

ITS operating income decreased to $107 million, 4% of revenue, as compared to $349 million, 11% of revenue in the prior year due to lower volume, 
lower  customer  rates,  and  lower  surcharges  and  accessorial  income.  These  headwinds  were  partially  offset  by  lower  drayage  costs  as  we  increased  the 
portion  of  drayage  handled  on  our  own  fleet  to  78%  in  2023  as  compared  to  55%  in  the  prior  year,  as  well  as  an  improvement  in  profitability  at  our 
dedicated trucking service line. 

22

 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
Logistics  revenue  decreased  14%  to  $1.8  billion  primarily  driven  by  lower  revenue  per  load  in  our  brokerage  service  line  and  lower  managed 
transportation and final mile service line revenue, partially offset by an increase in fulfillment revenue. Brokerage volumes were flat compared to the prior 
year. Logistics operating income was 6% of revenue in both 2023 and 2022. Operating income was $105 million as compared to $126 million last year, as 
lower revenue was partially offset by lower purchased transportation costs and our yield management initiatives. 

The following is a summary of operating results and certain items in the consolidated statements of income as a percentage of revenue (in thousands): 

Operating revenue

Operating expenses:

Purchased transportation and warehousing
Salaries and benefits
Depreciation and amortization
Insurance and claims
General and administrative
Gain on sale of assets, net

Total operating expenses

Years Ended
December 31,

2023

2022

$

4,202,585  

100.0%

  $

5,340,490  

100.0%

3,145,595  
553,326  
143,523  
49,040  
105,705  
(6,835 )
3,990,354  

74.8%
13.2%
3.4%
1.2%
2.5%
-0.2%
94.9%

4,036,503  
543,010  
131,789  
58,064  
120,579  
(24,176 )
4,865,769  

75.6%
10.2%
2.5%
1.1%
2.2%
-0.5%
91.1%

Operating income

$

212,231  

5.1%

  $

474,721  

8.9%

CONSOLIDATED OPERATING EXPENSES

Purchased Transportation and Warehousing

Purchased  transportation  and  warehousing  costs  decreased  22%  to  $3.1  billion  in  2023  from  $4.0  billion  in  2022.  As  a  percentage  of  revenue, 
purchased  transportation  and  warehousing  costs  decreased  to  74.8%  in  2023  versus  75.6%  in  2022  due  to  cost  control  initiatives  and  less  third-party 
drayage usage.

Purchased transportation and warehousing costs declined as compared to prior year due to lower volumes, reductions in third party carrier costs and 

decreased use of third-party carriers for drayage in ITS. 

Salaries and Benefits

Salaries  and  benefits  increased  to  $553  million  in  2023  from  $543  million  in  2022.  As  a  percentage  of  revenue,  salaries  and  benefits  increased  to 

13.2% in 2023 from 10.2% in 2022.

 This increase was primarily due to $81 million of incremental expense related to the increase of our average company driver count and warehouse 
employees. The increase includes a $5 million increase in medical benefits, as well as increased expenses resulting from TAGG, which incurred twelve 
months of expenses in 2023 as compared to just over seven months of expenses in 2022 and FAFM which was acquired in December 2023. These increases 
were partially offset by a $71 million reduction in office employee compensation due to lower headcount and lower incentive compensation expense.  

Headcount, which includes drivers, warehouse personnel and office employees, was 5,956, which includes 641 employees of FAFM, as of December 
31, 2023 and 5,921 as of December 31, 2022. The increase in headcount was due primarily to the acquisition of FAFM partially offset by decreases in both 
office employees and company drivers.

Depreciation and Amortization

Depreciation and amortization expense increased to $144 million in 2023 from $132 million in 2022. This increase was primarily due to increased 
container, tractor and warehouse equipment depreciation expense as well as the amortization of intangibles related to the acquisitions of TAGG and FAFM. 
This  expense,  as  a  percentage  of  revenue,  increased  to  3.4%  in  2023  from  2.5%  in  2022.  Depreciation  expense  includes  transportation  equipment, 
technology investments, leasehold improvements, warehouse equipment, office equipment and building improvements.  

Insurance and Claims

Insurance and claims expense decreased to $49 million in 2023 from $58 million in 2022. This decrease was primarily due to less claim expenses 
related to both auto liability and workers compensation claims in 2023. These expenses, as a percentage of revenue, increased to 1.2% in 2023 from 1.1% 
in 2022.

23

 
 
 
 
 
 
 
 
 
 
     
 
 
   
 
     
 
   
 
     
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
 
   
 
     
General and Administrative

General  and  administrative  expenses  decreased  to  $106  million  in  2023  from  $121  million  in  2022.  These  expenses,  as  a  percentage  of  revenue, 

increased to 2.5% in 2023 from 2.2% in 2022. 

This expense decrease was primarily due to less impairment of a right-of-use asset and decreases in use tax expense, outside sales commissions, bad 
debt expense and professional services expense including IT software expense. These decreases were partially offset by higher rent expense, the closing 
costs related to the FAFM acquisition, higher temporary labor expense as well as increased expenses resulting from TAGG, which incurred twelve months 
of expenses in 2023 as compared to just over four months of expenses in 2022 and FAFM which was acquired in December 2023.

Gain on Sale of Assets, Net

Net gains on the sale of equipment decreased to $7 million in 2023 from $24 million in 2022. This decrease resulted from both less units sold and a 
lower average gain per unit sold in 2023 as compared to 2022. We expect gains in 2024 to continue to be lower than prior years due to a softer used tractor 
market.

Other Income (Expense)

Other Expense decreased to $3 million in 2023 from $7 million in 2022. Interest expense increased to $13 million in 2023 from $7 million in 2022 
due primarily to higher interest rates on our debt and higher average debt balances. The expense increase was partially offset by increased interest income 
of $10 million in 2023 due to higher interest rates on our cash balance and higher cash balances throughout the year. 

Provision for Income Taxes

The provision for income taxes decreased to $42 million in 2023 from $111 million in 2022 due a decrease in pre-tax income. We provided for income 
taxes using an effective rate of 19.9% in 2023 and an effective rate of 23.7% in 2022. The lower effective tax rate in 2023 resulted primarily from a change 
in state apportionment methodology.

RESULTS OF OPERATIONS 

Year Ended December 31, 2022 Compared to Year Ended December 31, 2021 

The following table summarizes our operating revenue by segment (in thousands): 

Operating Revenue

Intermodal and Transportation Solutions
Logistics
Inter-segment eliminations
Total operating revenue

The following table summarizes our operating income by segment (in thousands):

Operating Income

Intermodal and Transportation Solutions
Logistics

Total operating income

Years Ended
December 31,

$

$

2022

348,537  
126,184  
474,721  

Years Ended
December 31,

2022

2021

$

$

3,312,431  
2,121,818  

(93,759 )  

5,340,490  

$

$

$

$

2,661,160  
1,643,849  
(72,626 )
4,232,383  

2021

169,105  
69,352  
238,457  

Total consolidated operating revenue increased 26% to $5.3 billion in 2022 from $4.2 billion in 2021. 

Intermodal and Transportation Solutions (“ITS”) revenue increased 24% to $3.3 billion primarily due to a 32% increase in intermodal revenue per 
load  (a  combination  of  price,  accessorial,  fuel  and  mix)  driven  by  favorable  industry  demand  and  supply  conditions,  and  a  4%  increase  in  dedicated 
revenues, offset by a 4% decrease in intermodal volume.

24

 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
ITS operating income increased to $349 million, 11% of revenue, as compared to $169 million, 6% of revenue in the prior year due to higher customer 

rates, as well as accessorial and surcharge income, partially offset by lower intermodal volume, higher drayage costs, and increased repositioning costs.

Logistics revenue increased 29% to $2.1 billion primarily driven by the impact of a full year of revenue from Choptank (acquired in October 2021) 
and  the  partial  year  revenue  contribution  from  TAGG  (acquired  in  August  2022).    We  also  experienced  revenue  growth  at  our  Final  Mile,  Managed 
Transportation, Consolidation and legacy Brokerage businesses.

Logistics operating income was 6% of revenue in 2022 and 4% of revenue in 2021. Operating income was $126 million as compared to $69 million in 

2021, driven by the acquisitions of Choptank and TAGG, as well as yield improvements and higher operating efficiencies across all of our businesses.

The following is a summary of operating results and certain items in the consolidated statements of income as a percentage of revenue (in thousands): 

Operating revenue

Operating expenses:

Purchased transportation and warehousing
Salaries and benefits
Depreciation and amortization
Insurance and claims
General and administrative
Gain on sale of assets, net

Total operating expenses

Years Ended
December 31,

2022

2021

$

5,340,490  

100.0%

  $

4,232,383  

100.0%

4,036,503  
543,010  
131,789  
58,064  
120,579  
(24,176 )
4,865,769  

75.6%
10.2%
2.5%
1.1%
2.2%
-0.5%
91.1%

3,172,122  
589,997  
116,473  
44,467  
90,040  
(19,173 )
3,993,926  

74.9%
13.9%
2.8%
1.1%
2.1%
-0.5%
94.3%

Operating income

$

474,721  

8.9%

  $

238,457  

5.7%

CONSOLIDATED OPERATING EXPENSES

Purchased Transportation and Warehousing

Purchased  transportation  and  warehousing  costs  increased  27%  to  $4.0  billion  in  2022  from  $3.2  billion  in  2021.  As  a  percentage  of  revenue, 

Purchased transportation and warehousing costs increased to 75.6% in 2022 versus 74.9% in 2021 due to increased fuel costs and accessorial expenses.

The increase in purchased transportation costs in 2022, as compared to 2021, was primarily due to increased rail costs, increased fuel costs, higher 

brokerage volume, higher third-party carrier costs, increased repositioning costs as well as increased business activity. 

Salaries and Benefits

Salaries and benefits decreased to $543 million in 2022 from $590 million in 2021. As a percentage of revenue, salaries and benefits decreased to 

10.2% in 2022 from 13.9% in 2021.

 This decrease was primarily due to $78 million less of incremental expense related to the decreased average company driver count, partially offset by 
an $8 million increase in incentive compensation expense, a $4 million increase in office employee compensation due to higher headcount and increased 
expenses resulting from the acquisitions of TAGG and Choptank.

Headcount, which includes drivers, warehouse personnel and office employees, was 5,921 and 4,718 as of December 31, 2022 and 2021, respectively. 
The increase in the number of drivers and warehouse personnel was partially offset by a decrease in the headcount of office employees. The above statistics 
include the impact of both the TAGG and Choptank acquisitions.

Depreciation and Amortization

Depreciation and amortization expense increased to $132 million in 2022 from $116 million in 2021. This increase was primarily due to increased 
container, tractor and warehouse equipment depreciation expense as well as the amortization of intangibles related to the acquisitions of TAGG in August 
of 2022 and Choptank in October 2021. This expense, as a percentage of revenue, decreased to 2.5% in 2022 from 2.8% in 2021. Depreciation expense 
includes transportation equipment, technology investments, leasehold improvements, warehouse equipment, office equipment and building improvements.  

25

 
 
 
 
 
 
 
 
 
 
     
 
 
   
 
     
 
   
 
     
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
 
   
 
     
 
Insurance and Claims

Insurance and claims expense increased to $58 million in 2022 from $44 million in 2021. This increase was primarily due to higher claims expenses 
related  to  both  auto  liability  and  workers  compensation  claims  in  2022  as  well  as  higher  premium  costs.  These  expenses,  as  a  percentage  of  revenue, 
remained consistent at 1.1% in both 2022 and 2021.

General and Administrative

General  and  administrative  expenses  increased  to  $121  million  in  2022  from  $90  million  in  2021.  These  expenses,  as  a  percentage  of  revenue, 

increased to 2.2% in 2022 from 2.1% in 2021. 

This expense increase was primarily due to the acquisitions of TAGG in August 2022 and Choptank, which incurred twelve months of expenses in 
2022 as compared to just two months of expenses in 2021, as well as increases in legal expenses, higher use tax expense, the impairment write-off of leased 
assets and higher professional costs related to acquisitions and IT costs.

Gain on Sale of Assets, Net

Net gains on the sale of equipment increased to $24 million in 2022 from $19 million in 2021. This increase resulted from both more units sold and a 

higher average gain per unit sold in 2022 as compared to 2021. 

Other Income (Expense)

Other Expense decreased slightly to $7 million in 2022 from $8 million in 2021. Interest expense increased to $8 million in 2022 from $7 million in 
2021 due primarily to higher interest rates on our debt and higher average debt balances. This expense increase was partially offset by increased interest 
income of $1 million in 2022 due to higher interest rates on our cash balance and higher cash balances. 

Provision for Income Taxes

Provision  for  income  taxes  increased  to  $111  million  in  2022  from  $59  million  in  2021  due  to  significantly  higher  pre-tax  income  in  2022.  Our 
effective tax rate was 23.7% in 2022 and 25.7% in 2021. The lower effective tax rate in 2022 compared to 2021 was primarily related to a change in our 
state apportionment factors, resulting in a reduction to the tax rate. Additionally, we decreased the valuation allowance on state tax incentives due to our 
increase in pre-tax income.

LIQUIDITY AND CAPITAL RESOURCES

Our financing and liquidity strategy is to fund operating cash payments and future dividends through cash received from the provision of services, 
cash on hand, and to a lesser extent, from cash received from the sale of equipment. As of December 31, 2023, we had $187 million of cash and cash 
equivalents and $21 million of restricted investments. We generally fund our purchases of transportation equipment through the issuance of secured, fixed 
rate Equipment Notes. In prior years, we have funded our business acquisitions from cash on hand. Payments for our other investing activities, such as the 
construction of our office buildings and our capitalized technology investments, have been funded by cash on hand or cash flows from operations. Cash 
used  in  financing  activities  including  the  purchase  of  treasury  stock  has  been  funded  by  cash  from  operations  or  cash  on  hand.  We  expect  our  newly 
declared dividend to be funded by cash on hand. We have not historically used our Credit Facility to fund our operating, investing, or financing cash needs, 
though it is available to fund future cash requirements as needed. Based on past performance and current expectations, we believe cash on hand and cash 
received  from  the  provision  of  services,  along  with  other  financing  sources,  will  provide  us  the  necessary  capital  to  fund  transactions  and  achieve  our 
planned growth for the next twelve months and the foreseeable future.

Cash provided by operating activities for the year ended December 31, 2023 was approximately $422 million, which resulted primarily from non-cash 

charges of $210 million, income of $168 million and changes in operating assets and liabilities of $44 million. 

Cash provided by operating activities totaled $422 million in 2023 compared to $458 million in 2022. The $36 million decrease in cash flow was 
primarily  due  to  a  decrease  in  net  income  of  $189  million,  partially  offset  by  an  increase  in  the  change  in  assets  and  liabilities  of  $103  million  and  an 
increase in non-cash charges of $50 million. 

Net cash used in investing activities for the year ended December 31, 2023 was $373 million which included cash used in acquisitions of $261 million 
and  capital  expenditures  of  $140  million,  partially  offset  by  proceeds  from  the  sale  of  equipment  of  $28  million.  Capital  expenditures  of  $140  million 
related primarily to tractors of $71 million, containers of $41 million, technology investments of $14 million, warehouse equipment of $12 million and 
leasehold improvements of $3 million. 

Capital  expenditures  decreased  by  approximately  $79  million  in  2023  as  compared  to  2022.  The  2023  decrease  was  due  to  decreased  container 

purchases of $60 million, less spend on our corporate headquarters of $17 million, less technology investments of $9 million 

26

 
 
 
and less other transportation equipment purchases of $8 million. These decreases were partially offset by more purchases of warehouse equipment of $12 
million, tractors of $3 million and the remainder related to leasehold improvements in 2023.

In 2024, we estimate capital expenditures will range from $55 million to $75 million. We expect transportation equipment purchases to range from 
$40 million to $45 million, technology investments of approximately $20 million and warehouse equipment and other of approximately $10 million. We 
plan to fund these expenditures with a combination of cash and debt.

Net cash used in financing activities for the year ended December 31, 2023 was $148 million which includes cash used for the purchase of treasury 
stock of $144 million, repayments of long-term debt of $106 million, cash used for stock tendered for payments of withholding taxes of $10 million and 
finance lease payments of $2 million, partially offset by proceeds from the issuance of debt of $114 million. Debt incurred in 2023 was used to fund the 
purchase of transportation equipment. 

The $96 million increase in cash used in financing activities for 2023 versus 2022 was primarily due to an increase in the purchase of treasury stock of 
$34 million, an increase in cash paid for stock related to employee withholding taxes of $2 million and a decrease in proceeds from the issuance of debt of 
$65 million, partially offset by a decrease in the repayments of long-term debt of $5 million. 

In 2023, cash paid for income taxes was $35 million, of which $23 million related to 2023 and $12 million related to 2022. The $23 million of cash 
paid  for  income  taxes  related  to  2023  is  less  than  the  2023  income  tax  expense  of  $41  million.  This  difference  is  a  result  of  favorable  book  to  tax 
differences, primarily those related to compensation, which caused 2023 taxable income to be less than 2023 financial statement income before taxes. We 
expect cash payments in 2024 for taxes to be greater than book tax expense.

See Note 10 of the consolidated financial statements for details related to interest rates and commitment fees.

We have standby letters of credit that expire in 2024. As of December 31, 2023 and December 31, 2022, our letters of credit were $1 million and $43 

million, respectively. 

As  of  December  31,  2023  and  December  31,  2022,  we  had  no  borrowings  under  our  respective  credit  agreements  and  our  unused  and  available 
borrowings were $349 million and $307 million, respectively. We were in compliance with the financial covenants in our credit agreements as of December 
31, 2023 and December 31, 2022. 

CONTRACTUAL OBLIGATIONS 

Aggregated  information  about  our  obligations  and  commitments  to  make  future  contractual  payments  such  as  debt  and  lease  obligations  as  of 

December 31, 2023 is presented in the following table (in thousands). 

Future Payments Due: 

Year 1
Year 2
Year 3
Year 4
Year 5
Thereafter

$

$

Finance
Leases

  $

Operating
Leases

55,516  
49,997  
41,650  
33,067  
26,363  
54,863  

261,456  

  $

Debt

Interest
on Debt

1,619  
558  
303  
32  
-  
-  

2,512  

  $

  $

105,108  
95,619  
80,699  
51,306  
17,950  
-  

350,682  

  $

  $

13,103  
9,110  
5,575  
2,379  
481  
-  

30,648  

  $

  $

Total

175,346  
155,284  
128,227  
86,784  
44,794  
54,863  

645,298  

As of February 16, 2024, Hub signed various operating and finance leases which had not commenced as of December 31, 2023. Based on the present 
value of the lease payments, the estimated right-of-use (“ROU”) assets and lease liabilities related to these contracts will total approximately $7.1 million 
and $0.3 million for operating and finance leases, respectively. 

27

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
 
   
   
   
   
 
   
   
   
   
 
   
   
   
   
 
   
   
   
   
 
 
 
Deferred Compensation

Under our Non-qualified Deferred Compensation Plan (the “Plan”), participants can elect to defer certain compensation. Payments under the Plan are 

due as follows (in thousands): 

Future Payments Due: 

Year 1
Year 2
Year 3
Year 4
Year 5
Thereafter

$

$

535  
2,930  
1,552  
1,177  
1,216  
13,075  

20,485  

The above future payments are fully funded by our restricted investments comprised of mutual funds and other security instruments as noted in Note 

14.

CRITICAL ACCOUNTING POLICIES 

The  preparation  of  financial  statements  in  conformity  with  United  States  generally  accepted  accounting  principles  requires  management  to  make 
estimates  and  assumptions.  In  certain  circumstances,  those  estimates  and  assumptions  can  affect  amounts  reported  in  the  accompanying  consolidated 
financial statements. We have made our best estimates and judgments of certain amounts included in the financial statements, giving due consideration to
materiality. We do not believe there is a great likelihood that materially different amounts would be reported related to the accounting policies described 
below.  However,  application  of  these  accounting  policies  involves  the  exercise  of  judgment  and  use  of  assumptions  as  to  future  uncertainties  and,  as  a 
result, actual results could differ from these estimates. The following is a brief discussion of the more significant accounting policies and estimates. These 
critical  accounting  policies  are  further  discussed  in  Note  1  of  the  consolidated  financial  statements,  which  describes  these  and  our  other  significant 
accounting policies. 

Revenue Recognition 

In accordance with the Accounting Standards Codification (ASC) topic 606, “Revenue from Contracts with Customers,” our significant accounting 

policy for revenue is as follows:

Revenue is recognized when we transfer services to our customers in an amount that reflects the consideration we expect to receive. We account for a 
contract  when  it  has  approval  and  commitment  from  both  parties,  the  rights  of  the  parties  are  identified,  payment  terms  are  identified,  the  contract  has 
commercial substance and collectability of consideration is probable. We generally recognize revenue over time because of continuous transfer of control to 
the customer. Since control is transferred over time, revenue and related transportation costs are recognized based on relative transit time, which is based on 
the extent of progress towards completion of the related performance obligation. We enter into contracts that can include various combinations of services, 
which  are  capable  of  being  distinct  and  accounted  for  as  separate  performance  obligations.  Taxes  assessed  by  a  governmental  authority  that  are  both 
imposed on and concurrent with a specific revenue-producing transaction, that are collected by the Company from a customer, are excluded from revenue. 
Further, in most cases, we report our revenue on a gross basis because we are the primary obligor as we are responsible for providing the service desired by 
the  customer.  Our  customers  view  us  as  responsible  for  fulfillment  including  the  acceptability  of  the  service.  Service  requirements  may  include,  for
example, on-time delivery, handling freight loss and damage claims, setting appointments for pick-up and delivery and tracing shipments in transit. We 
have discretion in setting prices for our services and as a result, the amount we earn varies. In addition, we have the discretion to select our vendors from 
multiple suppliers for the services ordered by our customers. These factors, discretion in setting prices and discretion in selecting vendors, further support 
reporting revenue on a gross basis for most of our revenue. 

28

 
 
 
 
 
 
 
 
 
Allowance for Uncollectible Trade Accounts 

We extend credit to customers after a review of each customer’s credit profile and history. An allowance for uncollectible trade accounts has been 
established  through  an  analysis  of  the  accounts  receivable  aging,  an  assessment  of  collectability  based  on  historical  trends  and  an  evaluation  based  on 
current economic conditions. Annually we review, in hindsight, the percentage of receivables that are collected that aged over one year, those that are not 
one  year  old  and  the  accounts  that  went  into  bankruptcy.  We  reserve  for  accounts  less  than  one  year  old  based  on  specifically  identified  uncollectible 
balances and our historic collection percentage, including receivable adjustments charged through revenue for items such as billing disputes. In establishing 
a reserve for certain account balances specifically identified as uncollectible, we consider the aging of the customer receivables, the specific details as to 
why  the  receivable  has  not  been  paid,  the  customer’s  current  and  projected  financial  results,  the  customer’s  ability  to  meet  and  sustain  its  financial 
commitments, the positive or negative effects of the current and projected industry outlook and the general economic conditions. Our historical collection 
percentage has been over 98% on average for receivables that are less than one year old. Changes in our historical collection percentages of receivables that 
are  less  than  one  year  old  either  positively  or  negatively,  based  on  our  collection  history,  would  affect  our  calculated  allowance  for  uncollectible  trade 
accounts. 

Once a receivable ages over one year, our collection percentage is much lower, thus a separate allowance is calculated for open receivables that have 
aged over one year. We also review our collection percentage after a customer has gone into bankruptcy. Although these collection percentages may change 
both negatively and positively, since only a small portion of our receivables are aged over one year or are involved in a bankruptcy case, a large change in 
either of those collection percentages would not have a material impact on our financial statements. Our level of reserves for customer accounts receivable 
fluctuates depending upon all the factors mentioned above. Historically, our reserve for uncollectible accounts has approximated actual accounts written off 
and  we  do  not  expect  the  reserve  for  uncollectible  accounts  to  change  significantly  relative  to  our  accounts  receivable  balance.  The  allowance  for 
uncollectible  accounts  is  reported  on  the  balance  sheet  in  net  accounts  receivable.  Recoveries  of  receivables  previously  charged  off  are  recorded  when 
received.

Claims Accruals

We  purchase  insurance  coverage  for  a  portion  of  expenses  related  to  employee  injuries,  vehicular  collisions,  accidents,  and  cargo  damage.  Certain 
insurance arrangements include high SIR limits or deductibles applicable to each claim. We have umbrella policies to limit our exposure above these SIR 
limits and deductibles.

Our  claims  accrual  policy  for  all  self-insured  claims  is  to  recognize  a  liability  at  the  time  of  the  incident  based  on  our  analysis  of  the  nature  and 
severity of the claims and analyses provided by third-party claims administrators, as well as legal and regulatory factors. Our safety and claims personnel 
work directly with representatives from the insurance companies and third-party administrators to continually update the estimated cost of each claim. The 
ultimate  cost  of  a  claim  develops  over  time  as  additional  information  regarding  the  nature,  timing,  and  extent  of  damages  claimed  becomes  available. 
Accordingly, we use actuarial methods to develop current claim information to derive an estimate of our ultimate claim liability. This process involves the 
use of loss-development factors based on our historical claims experience. In doing so, the recorded liability considers future claims growth and provides 
an  allowance  for  incurred-but-not-reported  claims.  Changes  in  loss  development  factors  caused  by  differences  between  the  estimates  of  future  medical 
costs, future severity trend factors and future legal costs could materially change our recorded claim accrual liability. Our claim accrual liability is classified 
as either current or non-current in the consolidated balance sheet based on an estimate of when the claims are expected to be paid. We do not discount our 
estimated losses. In addition, we record receivables for amounts expected to be reimbursed for payments made in excess of self-insurance levels on covered 
claims.

Item 7A.  

QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK 

We are exposed to market risk related to changes in interest rates. The Company maintains a bank line of credit and has both fixed and variable rate 
debt as described in Note 10 to the consolidated financial statements. Any material increase in market interest rates would not have a material impact on the 
results of operations for the year ended December 31, 2023. 

Although  we  conduct  business  in  foreign  countries,  international  operations  are  not  material  to  our  consolidated  financial  position,  results  of 
operations,  or  cash  flows.  Additionally,  foreign  currency  transaction  gains  and  losses  were  not  material  to  our  results  of  operations  for  the  year  ended 
December  31,  2023.  Accordingly,  we  are  not  currently  subject  to  material  foreign  currency  exchange  rate  risks  from  the  effects  that  exchange  rate 
movements of foreign currencies would have on our future costs or on future cash flows we would receive from our foreign investment. To date, we have 
not entered into any foreign currency forward exchange contracts or other derivative financial instruments to hedge the effects of adverse fluctuations in 
foreign currency exchange rates. We do not use financial instruments for trading purposes. 

29

 
 
Item 8.  FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

INDEX TO FINANCIAL STATEMENTS AND FINANCIAL STATEMENT SCHEDULE 

Report of Independent Registered Public Accounting Firm (PCAOB ID:42)

Consolidated Balance Sheets - December 31, 2023 and December 31, 2022

Consolidated Statements of Income and Comprehensive Income – Years ended December 31, 2023, December 31, 2022 and December 31, 

2021

Consolidated Statements of Stockholders’ Equity – Years ended December 31, 2023, December 31, 2022 and December 31, 2021

Consolidated Statements of Cash Flows – Years ended December 31, 2023, December 31, 2022 and December 31, 2021

Notes to Consolidated Financial Statements

Schedule II – Valuation and Qualifying Accounts

31

32

33

34

35

36

S-1

30

 
 
 
 
 
 
 
 
  
 
 
  
 
 
  
 
 
  
 
 
  
 
 
 
 
To the Stockholders and the Board of Directors of Hub Group, Inc. 

Opinion on the Financial Statements 

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We have audited the accompanying consolidated balance sheets of Hub Group, Inc. (the Company) as of December 31, 2023 and 2022, the related consolidated statements 
of income and comprehensive income, stockholders' equity and cash flows for each of the three years in the period ended December 31, 2023, and the related notes and 
financial statement schedule listed in the Index at Item 15(b) (collectively referred to as the “consolidated financial statements”). In our opinion, the consolidated financial 
statements present fairly, in all material respects, the financial position of the Company at December 31, 2023 and 2022, and the results of its operations and its cash flows
for each of the three years in the period ended December 31, 2023, in conformity with U.S. generally accepted accounting principles. 

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), the Company's internal control over 
financial reporting as of December 31, 2023, based on criteria established in Internal Control—Integrated Framework issued by the Committee of Sponsoring Organizations 
of the Treadway Commission (2013 framework), and our report dated February 27, 2024 expressed an unqualified opinion thereon.

Basis for Opinion 

These financial statements are the responsibility of the Company's management. Our responsibility is to express an opinion on the Company’s financial statements based on 
our audits. We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal 
securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB. 

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about 
whether the financial statements are free of material misstatement, whether due to error or fraud. Our audits included performing procedures to assess the risks of material 
misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test 
basis,  evidence  regarding  the  amounts  and  disclosures  in  the  financial  statements.  Our  audits  also  included  evaluating  the  accounting  principles  used  and  significant 
estimates  made  by  management,  as  well  as  evaluating  the  overall  presentation  of  the  financial  statements.  We  believe  that  our  audits  provide  a  reasonable  basis  for  our 
opinion. 

Critical Audit Matter

The  critical  audit  matter  communicated  below  is  a  matter  arising  from  the  current  period  audit  of  the  financial  statements  that  was  communicated  or  required  to  be 
communicated to the audit committee and that: (1) relates to accounts or disclosures that are material to the financial statements and (2) involved our especially challenging, 
subjective, or complex judgments. The communication of the critical audit matter does not alter in any way our opinion on the consolidated financial statements, taken as a 
whole, and we are not, by communicating the critical audit matter below providing a separate opinion on the critical audit matter or on the account or disclosure to which it 
relates.

     Claims Accruals

Description of the 
Matter

At  December  31,  2023,  the  Company’s  aggregate  accrued  liability  related  to  auto  and  workers’  compensation  claims,  inclusive  of  amounts 
expected to be paid above its self-insured retention limits, was $39.1 million. As explained in Note 1 of the consolidated financial statements, the 
Company recognizes a liability at the time of an incident based upon the nature and severity of the claim and analyses provided by third-party 
claims administrators. The Company utilizes actuarial methods to estimate this liability. 

Auditing the Company's claims accruals is complex due to the uncertainty associated with the claims, the application of significant management 
judgment, and the use of actuarial methods. In addition, the estimate of the accrual can fluctuate based on the assumptions used in the actuarial 
studies, including the frequency and severity of claims, the loss development factors for existing claims and the estimates of incurred but not 
reported claims. These assumptions have a significant effect on the claims accruals.

How We Addressed 
the Matter in Our 
Audit

We obtained an understanding, evaluated the design and tested the operating effectiveness of internal controls over the claims accrual process. 
For  example,  we  tested  the  controls  over  management’s  assessment  of  the  assumptions  and  underlying  data  used  in  the  determination  of  the 
measurement and valuation of the reserve.

To evaluate the claims accruals, our audit procedures included, among others, testing the completeness and accuracy of the underlying claims 
data. Furthermore, we involved our actuarial specialist to assist in our evaluation of the methodologies applied and significant assumptions used 
by  the  Company  in  determining  the  calculated  liability.  We  then  compared  the  Company’s  recorded  liability  amount  to  a  range  which  our 
actuarial specialist developed based on independently selected assumptions.

/s/ Ernst & Young LLP
We have served as the Company’s auditor since 2002.
Chicago, Illinois 
February 27, 2024

31

 
 
 
 
 
HUB GROUP, INC.
CONSOLIDATED BALANCE SHEETS
(in thousands, except share amounts)

ASSETS

CURRENT ASSETS:

Cash and cash equivalents
Accounts receivable trade, net
Other receivables
Prepaid taxes
Prepaid expenses and other current assets

TOTAL CURRENT ASSETS

Restricted investments
Property and equipment, net
Right-of-use assets - operating leases
Right-of-use assets - financing leases
Other intangibles, net
Goodwill, net
Other assets

TOTAL ASSETS

LIABILITIES AND STOCKHOLDERS' EQUITY

CURRENT LIABILITIES:
Accounts payable trade
Accounts payable other
Accrued payroll
Accrued other
Lease liability - operating leases
Lease liability - financing leases
Current portion of long-term debt

TOTAL CURRENT LIABILITIES

Long-term debt
Non-current liabilities
Lease liability - operating leases
Lease liability - financing leases
Deferred taxes

STOCKHOLDERS' EQUITY:
Preferred stock, $.01 par value; 2,000,000 shares authorized; no shares issued or outstanding in 2023 and 2022
Common stock

Class A:  $.01 par value; 97,337,700 shares authorized; 75,524,189 shares issued in both 2023 and 2022; 62,200,921 shares outstanding 
in 2023 and 65,868,145 shares outstanding in 2022.
Class B:  $.01 par value; 662,300 shares authorized; 574,903 shares issued and outstanding in 2023 and 2022.

Additional paid-in capital
Purchase price in excess of predecessor basis, net of tax benefit of $10,306
Retained earnings
Accumulated other comprehensive loss
Treasury stock; at cost, 13,323,268 shares in 2023 and 9,656,044 shares in 2022.

TOTAL STOCKHOLDERS' EQUITY
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY

December 31,

2023

2022

187,270     $
600,197    
3,358    
17,331    
41,089    
849,245    

20,763    
791,692    
210,742    
2,522    
304,607    
733,695    
22,781    
2,936,047     $

349,378     $
14,471    
21,731    
121,253    
44,690    
1,579    
105,108    
658,210    

245,574    
55,287    
177,699    
865    
163,767    

286,642  
716,190  
3,967  
16,987  
32,914  
1,056,700  

18,065  
783,683  
102,114  
1,194  
197,386  
629,402  
21,537  
2,810,081  

344,751  
15,563  
66,669  
132,324  
29,547  
1,175  
101,741  
691,770  

240,724  
43,505  
78,557  
-  
155,923  

-    

-  

755    
6    
225,288    
(15,458 )  
1,949,110    
(129 )  
(524,927 )  
1,634,645    
2,936,047     $

755  
6  
207,823  
(15,458 )
1,781,582  
(214 )
(374,892 )
1,599,602  
2,810,081  

$

$

$

$

The accompanying notes to consolidated financial statements are an integral part of these statements.

32

 
 
 
 
   
 
 
   
   
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
   
   
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
   
   
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
HUB GROUP, INC.
CONSOLIDATED STATEMENTS OF INCOME
AND COMPREHENSIVE INCOME
(in thousands, except per share amounts)

Operating revenue

Operating expenses:

Purchased transportation and warehousing
Salaries and benefits
Depreciation and amortization
Insurance and claims
General and administrative
Gain on sale of assets, net

Total operating expenses

Operating income

Other income (expense):

Interest expense
Interest income
Other, net

Total other expense, net

Income before provision for income taxes

Provision for income taxes

Net income

Other comprehensive income:

Foreign currency translation adjustments

Total comprehensive income

Basic earnings per common share

Diluted earnings per common share

Basic weighted average number of shares outstanding
Diluted weighted average number of shares outstanding

Twelve Months Ended
December 31,
2022

2023

2021

$

4,202,585  

  $

5,340,490  

  $

4,232,383  

3,145,595  
553,326  
143,523  
49,040  
105,705  
(6,835 )
3,990,354  

4,036,503  
543,010  
131,789  
58,064  
120,579  
(24,176 )
4,865,769  

3,172,122  
589,997  
116,473  
44,467  
90,040  
(19,173 )
3,993,926  

212,231  

474,721  

238,457  

(13,435 )
10,011  
397  

(3,027 )

209,204  

41,676  

167,528  

85  

167,613  

2.65  

2.62  

63,324  
63,954  

  $

  $

  $

(7,506 )
874  
(131 )

(6,763 )

467,958    

111,010  

356,948  

(7 )

356,941  

5.37  

5.32  

66,418  
67,118  

  $

  $

  $

(7,307 )
5  
(245 )

(7,547 )

230,910  

59,436  

171,474  

(16 )

171,458  

2.56  

2.53  

66,868  
67,784  

$

$

$

The accompanying notes to consolidated financial statements are an integral part of these statements.

33

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
   
 
   
 
 
 
   
 
   
 
   
   
 
   
   
 
   
   
 
   
   
 
   
   
 
   
   
 
   
   
 
 
 
 
   
 
   
 
   
   
 
 
 
 
   
 
   
 
 
 
   
 
   
 
   
   
 
   
   
 
   
   
 
   
   
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
   
 
   
 
   
   
 
 
 
 
   
 
   
 
   
   
 
 
 
 
   
 
   
 
 
 
   
 
   
 
   
   
 
 
 
 
   
 
   
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
   
   
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
HUB GROUP, INC. 
CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY 
(in thousands, except shares) 

Purchase 
Price

in Excess of    

  Accumulated    

Class A & B

Common Stock

Additiona
l

    Predecessor    

Shares

Issued

  Paid-in     Basis, Net

  Amount     Capital

of Tax

    Retained    
    Earnings    

  76,099,092  

  $

761  

  $ 185,716  

  $

(15,458 )   $

1,253,16
0  

  $

Other
Comprehensi
ve

Income

Treasury

Stock

Shares
(7,675,08

    Amount

Total

(191 )  

4 )   $ (266,065 )   $ 1,157,923  

Balance December 31, 2020
Stock tendered for payments of withholding 
taxes
Issuance of restricted stock awards, net of 
forfeitures
Share-based compensation expense
Net income
Foreign currency translation adjustment

-  

-  
-  
-  
-  

-  

-  
-  
-  
-  

-  

(16,858 )  
20,056  
-  
-  

-  

-  
-  
-  
-  

Balance December 31, 2021

  76,099,092  

  $

761  

  $ 188,914  

  $

(15,458 )   $

Stock tendered for payments of withholding 
taxes

Purchase of treasury stock
Purchase of treasury stock from related party 
(Note 17)
Issuance of restricted stock awards, net of 
forfeitures
Share-based compensation expense
Net income
Foreign currency translation adjustment

-  

-  

-  

-  
-  
-  
-  

-  

-  

-  

-  
-  
-  
-  

-  

-  

-  

(1,517 )  
20,426  
-  
-  

-  

-  

-  

-  
-  
-  
-  

Balance December 31, 2022

  76,099,092  

  $

761  

  $ 207,823  

  $

(15,458 )   $

Stock tendered for payments of withholding 
taxes

Purchase of treasury stock
Issuance of restricted stock awards, net of 
forfeitures
Share-based compensation expense
Net income
Foreign currency translation adjustment

-  

-  

-  
-  
-  
-  

-  

-  

-  
-  
-  
-  

-  

-  

(3,883 )  
21,348  
-  
-  

-  

-  

-  
-  
-  
-  

Balance December 31, 2023

  76,099,092  

  $

761  

  $ 225,288  

  $

(15,458 )   $

-  

-  

(268,658 )  

(9,123 )  

(9,123 )

-  
-  
171,474  
-  
1,424,63
4  

-  

-  

-  

-  
-  
356,948  
-  
1,781,58
2  

-  

-  

-  
-  
167,528  
-  
1,949,11
0  

-  
-  
-  
(16 )  

984,710  
-  
-  
-  
(6,959,03

16,858  
-  
-  
-  

-  
20,056  
171,474  
(16 )

  $

(207 )  

2 )   $ (258,330 )   $ 1,340,314  

-  

-  

-  

-  
-  
-  
(7 )  

(206,094 )  
(1,890,99

(8,312 )  

(8,312 )

4 )  

(75,000 )  

(75,000 )

(860,242 )  

(34,767 )  

(34,767 )

260,318  
-  
-  
-  
(9,656,04

1,517  
-  
-  
-  

-  
20,426  
356,948  
(7 )

  $

(214 )  

4 )   $ (374,892 )   $ 1,599,602  

-  

-  

-  
-  
-  
85  

(257,630 )  
(3,762,96

(10,148 )  

(10,148 )

8 )  

(143,770 )  

(143,770 )

353,374  
-  
-  
-  
(13,323,2

3,883  
-  
-  
-  

-  
21,348  
167,528  
85  

  $

(129 )  

68 )   $ (524,927 )   $ 1,634,645  

The accompanying notes to consolidated financial statements are an integral part of these statements. 

34

 
 
 
 
 
 
 
 
 
 
   
     
     
     
     
     
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
   
   
 
 
 
   
 
 
   
   
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
HUB GROUP, INC.
CONSOLIDATED STATEMENTS OF CASH FLOWS
(in thousands)

Cash flows from operating activities:
    Net Income
    Adjustments to reconcile net income to net cash provided by operating activities:

Depreciation and amortization of intangibles and right-of-use assets
Impairment of right-of-use asset
Deferred taxes
Compensation expense related to share-based compensation plans
Gain on sale of assets

Changes in operating assets and liabilities, net of acquisitions:

Restricted investments
Accounts receivable, net
Prepaid taxes
Prepaid expenses and other current assets
Other assets
Accounts payable
Accrued expenses
Non-current liabilities

            Net cash provided by operating activities

Cash flows from investing activities:
   Proceeds from sale of equipment
   Purchases of property and equipment
   Acquisitions, net of cash acquired
            Net cash used in investing activities

Cash flows from financing activities:
   Purchase of treasury stock
   Repayments of long-term debt
   Stock tendered for payments of withholding taxes
   Finance lease payments
   Purchase of treasury stock from related party (Note 17)
   Proceeds from issuance of debt
            Net cash used in financing activities

Years Ended December 31,
2022

2023

2021

$

167,528  

$

356,948    

$

171,474  

184,449  
2,012  
9,587  
21,348  
(6,835 )  

(2,698 )  

145,088  

(344 )  
(5,974 )  
(3,732 )
1,215  
(63,626 )  
(25,860 )  
422,158  

27,717  
(140,068 )  
(260,810 )  
(373,161 )  

(143,770 )  
(105,771 )  
(10,148 )  
(2,708 )  

-  
113,988  
(148,409 )  

153,726    
5,874    
4,448    
20,426    
(24,176 )  

6,191    
8,298    
(14,796 )  
(3,111 )  
(4,231 )
(89,103 )  
57,613    
(19,944 )  
458,163    

42,929    
(219,140 )  
(102,661 )  
(278,872 )  

(75,000 )  
(111,482 )  
(8,312 )  
(2,093 )  
(34,767 )  
179,195    
(52,459 )  

130,629  
-  
(3,992 )
20,056  
(19,173 )

(903 )
(115,568 )
(856 )
(647 )
(2,883 )
78,448  
9,686  
(13,436 )
252,835  

45,177  
(132,952 )
(122,360 )
(210,135 )

-  
(107,608 )
(9,123 )
(2,682 )
-  
112,001  
(7,412 )

   Effect of exchange rate changes on cash and cash equivalents

40  

26    

(10 )

Net increase (decrease) in cash and cash equivalents
Cash and cash equivalents beginning of the year

Cash and cash equivalents end of the year

Supplemental disclosures of cash paid for:
     Interest
     Income taxes

(99,372 )  
286,642  
187,270  

12,510  
34,882  

$

$
$

126,858    
159,784    
286,642    

7,991    
128,812    

$

$
$

35,278  
124,506  
159,784  

7,602  
58,593  

$

$
$

The accompanying notes to consolidated financial statements are an integral part of these statements. 

35

 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
     
   
 
 
   
 
   
 
 
 
 
 
 
 
 
   
     
   
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
HUB GROUP, INC. 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 

NOTE 1. Description of Business and Summary of Significant Accounting Policies 

Business:  Hub  Group,  Inc.  (“Hub”,  “we”,  “us”  or  “our”)  is  a  leading  supply  chain  solutions  provider  that  offers  comprehensive  transportation  and 
logistics  management  services  focused  on  reliability,  visibility  and  value  for  our  customers.  Our  service  offerings  include  a  full  range  of  freight 
transportation and logistics services, some of which are provided using assets we own and operate, and some of which are provided by third parties with 
whom we contract. Our transportation services include intermodal, truckload, less-than-truckload, flatbed, temperature-controlled, dedicated and regional 
trucking.  Our  logistics  services  include  full  outsource  logistics  solutions,  transportation  management  services,  freight  consolidation,  warehousing  and 
fulfillment, final mile delivery, parcel and international services.

On December 20, 2023, we acquired Forward Air Final Mile (“FAFM”). On August 22, 2022, we acquired TAGG Logistics, LLC (“TAGG”). On 

October 19, 2021, we acquired Choptank Transport, LLC (“Choptank”). Refer to Note 4 “Acquisitions” for additional information. 

Principles of Consolidation: The consolidated financial statements include our accounts and all entities in which we have more than a 50% equity 

ownership or otherwise exercise unilateral control. All significant intercompany balances and transactions have been eliminated. 

Cash and Cash Equivalents: We consider as cash equivalents all highly liquid instruments with an original maturity of three months or less. As of 
December 31, 2023 and 2022, our cash and temporary investments were with high quality financial institutions in demand deposit accounts (“DDAs”), 
savings accounts, checking accounts and money market accounts.

Accounts Receivable and Allowance for Uncollectible Accounts: The allowance for credit losses is a valuation account that is deducted from the trade
receivables’  amortized  cost  basis  to  present  the  net  amount  expected  to  be  collected  on  the  receivables.  Trade  receivables  are  charged  off  against  the 
allowance when we believe the uncollectibility of a receivable balance is confirmed, and the expected recoveries do not exceed the aggregate of amounts 
previously charged-off and expected to be charged-off. Management continuously reviews and assesses the environment and its potential impact on the 
credit worthiness and collectability of our accounts receivable with customers most affected by tighter financial conditions. Our allowance for credit losses 
is  presented  in  the  allowance  for  uncollectible  trade  accounts  and  is  immaterial  at  December  31,  2023  and  2022.  The  allowance  for  uncollectible  trade 
accounts also includes estimated adjustments to revenue for items such as billing disputes. Our reserve for uncollectible accounts was approximately $34.7 
million  and  $38.6  million  as  of  December  31,  2023  and  2022,  respectively.  Receivables  are  written  off  once  collection  efforts  have  been  exhausted. 
Recoveries of receivables previously charged off are recorded when received.

Property  and  Equipment:  Property  and  equipment  are  stated  at  cost.  Depreciation  of  property  and  equipment  is  computed  using  the  straight-line 
method  at  rates  adequate  to  depreciate  the  cost  of  the  applicable  assets  over  their  expected  useful  lives:  building  and  improvements,  up  to  40  years; 
leasehold improvements, the shorter of useful life or lease term; computer equipment and software, up to 10 years; furniture and equipment, up to 10 years; 
and transportation equipment up to 16 years. Direct costs related to internally developed software projects are capitalized and amortized over their expected 
useful life on a straight-line basis not to exceed 10 years. Interest is capitalized on qualifying assets under development for internal use. Maintenance and 
repairs  are  charged  to  operations  as  incurred  and  major  improvements  are  capitalized.  The  cost  of  assets  retired  or  otherwise  disposed  of  and  the 
accumulated depreciation thereon are removed from the accounts with any gain or loss realized upon sale or disposal charged or credited to operations. We 
review long-lived assets for impairment when events or changes in circumstances indicate the carrying amount of an asset may not be recoverable. In the 
event that the undiscounted future cash flows resulting from the use of the asset is less than the carrying amount, an impairment loss equal to the excess of 
the assets carrying amount over its fair value, less cost to dispose, is recorded. 

36

 
 
 
Capitalized  Internal  Use  Software  and  Cloud  Computing  Costs:  We  capitalize  internal  and  external  costs,  which  include  costs  related  to  the 
development of our cloud computing or hosting arrangements, incurred to develop internal use software per ASC Subtopic 350-40. Internal use software 
has both of the following characteristics: the software is acquired, internally developed, or modified solely to meet our needs and during the development 
or modification, no substantive plan exists or is being developed to market the software externally. Only costs incurred during the application development 
stage and costs to develop or obtain software that allows for access to or conversion of old data by new systems are capitalized. Capitalization of costs 
begins when the preliminary project stage is complete, management has committed to funding the project and it is probable the project will be completed, 
and the software will be used to perform its intended function. The measurement of the costs to capitalize include fees paid to third parties, costs incurred to
obtain  software  from  third  parties,  travel  expenses  incurred  by  employees  in  their  duties  associated  with  developing  software,  payroll  related  costs  for 
employees  who  spend  time  directly  on  the  project  and  interest  costs  incurred  while  developing  internal-use  software  or  implementing  a  hosting 
arrangement. Capitalization ceases no later than when the project is substantially complete and ready for its intended use, after all substantial testing is 
complete. 

Goodwill and Other Intangibles: Goodwill represents the excess of purchase price over the fair market value of net assets acquired in connection with 

our business combinations. Goodwill and intangible assets that have indefinite useful lives are not amortized but are subject to annual impairment tests. 

We test goodwill for impairment annually in the fourth quarter or when events or changes in circumstances indicate the carrying value of this asset 
might exceed the current fair value. We test goodwill for impairment at the reporting unit level. Beginning with the first quarter of 2023, we concluded that 
we had two reportable segments and two reporting units: Intermodal and Transportation Solutions (“ITS”) and Logistics which are based primarily on the 
services each segment provides. We assess qualitative factors such as current company performance and overall economic factors to determine if it is more-
likely-than-not that the fair value of our reporting units is less than their carrying value and whether it is necessary to perform the quantitative goodwill 
impairment test. In the quantitative goodwill test, a company compares the carrying value of its reporting units to their fair value. If the fair value of a 
reporting unit is less than the carrying amount, then a goodwill impairment charge will be recognized in the amount by which carrying amount exceeds fair 
value, limited to the total amount of goodwill allocated to that reporting unit. We performed our annual assessment in the fourth quarter of 2023 and 2022 
as required and determined it was not more-likely-than-not that the fair value of our reporting units was less than its carrying value. 

We evaluate the potential impairment of finite-lived acquired intangible assets when impairment indicators exist. If the carrying value is no longer 
recoverable based upon the undiscounted future cash flows of the asset, the amount of the impairment is the difference between the carrying amount and 
the fair value of the asset. 

Claims Accruals: We purchase insurance coverage for a portion of expenses related to employee injuries, vehicular collisions, accidents, and cargo
damage. Certain insurance arrangements include high self-insurance retention limits or deductibles applicable to each claim. We have umbrella policies to 
limit our exposure to large claim costs.

Our  claims  accrual  policy  for  all  self-insured  claims  is  to  recognize  a  liability  at  the  time  of  the  incident  based  on  our  analysis  of  the  nature  and 
severity of the claims and analyses provided by third-party claims administrators, as well as legal and regulatory factors. Our safety and claims personnel 
work  directly  with  representatives  from  the  insurance  companies  to  continually  update  the  estimated  cost  of  each  claim.  The  ultimate  cost  of  a  claim 
develops  over  time  as  additional  information  regarding  the  nature,  timing,  and  extent  of  damages  claimed  becomes  available.  Accordingly,  we  use  an 
actuarial  method  to  develop  current  claim  information  to  derive  an  estimate  of  our  ultimate  claim  liability.  This  process  involves  the  use  of  loss-
development factors based on our historical claims experience. In doing so, the recorded liability factors in future growth of claims and an allowance for 
incurred-but-not-reported claims. We do not discount our estimated losses. In addition, we record receivables for amounts expected to be reimbursed for 
payments made in excess of self-insurance levels on covered claims related to auto liability and workers’ compensation. At December 31, 2023 and 2022, 
we had an accrual of approximately $39.1 million and $38.8  million,  respectively  for  estimated  claims.  We  had  no  significant  receivables  recorded  for 
payments in excess of our self-insured  levels.  Our  claims  accruals  are  classified  in  accrued  other  and  non-current  liabilities  in  the  consolidated  balance 
sheets, based on when the claim is estimated to be paid.

Concentration of Credit Risk: Our financial instruments that are exposed to concentrations of credit risk consist primarily of cash and cash equivalents 
and  accounts  receivable.  We  place  our  cash  and  temporary  investments  with  high  quality  financial  institutions  in  DDAs,  savings  accounts,  checking 
accounts  and  money  market  accounts.  We  primarily  serve  customers  located  throughout  the  United  States  with  no  significant  concentration  in  any  one 
region. In each of the years ended December 31, 2023, 2022 and 2021, one customer accounted for more than 10% of our annual revenue in both segments. 
We  review  a  customer’s  credit  history  before  extending  credit.  In  addition,  we  routinely  assess  the  financial  strength  of  our  customers  and,  as  a 
consequence, believe that our trade accounts receivable risk is limited.

37

 
The following table includes the one customer that represented 10% or more of our annual revenue by segment during the last three fiscal years:

Customer A

ITS
Logistics
Total operating revenue

Years Ended
December 31,
2022
14%
12%
13%

2021
14%
15%
15%

2023
13%
11%
13%

Revenue Recognition:  In  accordance  with  the  Accounting  Standards  Codification  (ASC)  topic  606,  “Revenue  from  Contracts  with  Customers”  our 

significant accounting policy for revenue is as follows:

Revenue is recognized when we transfer services to our customer in an amount that reflects the consideration we expect to receive. We account for a 
contract  when  it  has  approval  and  commitment  from  both  parties,  the  rights  of  the  parties  are  identified,  payment  terms  are  identified,  the  contract  has 
commercial substance and collectability of consideration is probable. We generally recognize revenue over time because of continuous transfer of control to 
the customer. Since control is transferred over time, revenue and related transportation costs are recognized based on relative transit time, which is based on 
the extent of progress towards completion of the related performance obligation. We enter into contracts that can include various combinations of services, 
which  are  capable  of  being  distinct  and  accounted  for  as  separate  performance  obligations.  Taxes  assessed  by  a  governmental  authority  that  are  both 
imposed on and concurrent with a specific revenue-producing transaction, that are collected by the Company from a customer, are excluded from revenue. 
Further, in most cases, we report our revenue on a gross basis because we are the primary obligor as we are responsible for providing the service desired by 
the  customer.  Our  customers  view  us  as  responsible  for  fulfillment  including  the  acceptability  of  the  service.  Service  requirements  may  include,  for
example, on-time delivery, handling freight loss and damage claims, setting up appointments for pick-up and delivery and tracing shipments in transit. We 
have discretion in setting prices to our customers and as a result, the amount we earn varies. In addition, we have the discretion to select our vendors from 
multiple suppliers for the services ordered by our customers. These factors, discretion in setting prices and discretion in selecting vendors, further support 
reporting revenue on a gross basis for most of our revenue.

Provision for Income Taxes: Significant  judgment  is  required  in  determining  and  assessing  the  impact  of  complex  tax  laws  and  certain  tax-related 
contingencies on our provision for income taxes. As part of our calculation of the provision for income taxes, we assess whether the benefits of our tax 
positions are at least more likely than not to be sustained upon audit based on the technical merits of the tax position. For tax positions that are not more 
likely  than  not  to  be  sustained  upon  audit,  we  accrue  the  largest  amount  of  the  benefit  that  is  not  more  likely  than  not  to  be  sustained  in  our  financial 
statements. Such accruals require us to make estimates and judgments, whereby actual results could vary materially from these estimates. Further, years 
may elapse before a particular matter for which we have established an accrual is audited and resolved or its statute of limitations expires. We recognize 
interest expense and penalties related to income tax liabilities in our provision for income taxes. 

 Deferred income taxes are recognized for the future tax effects of temporary differences between financial statement and income tax reporting using
tax rates in effect for the years in which the differences are expected to reverse. We believe that it is more likely than not that our deferred tax assets will be 
realized based on future taxable income projections, with one exception. We have established a valuation allowance of $1.2 million related to federal and 
state tax credit carryforwards. In the event the probability of realizing the remaining deferred tax assets does not meet the more likely than not threshold in 
the future, a valuation allowance would be established for the deferred tax assets deemed unrecoverable.

Earnings Per Common Share: Basic earnings per common share are based on the average quarterly weighted average number of Class A and Class B 

shares of common stock outstanding. Diluted earnings per common share are adjusted for restricted stock using the treasury stock method. 

Stock  Based  Compensation:  Share-based  compensation  includes  the  restricted  stock  awards  expected  to  vest  based  on  the  grant  date  fair  value. 

Compensation expense is amortized straight-line over the vesting period and is included in salaries and benefits.

New  Pronouncements:  In  December  2023,  the  FASB  issued  ASU  2023-09,  Income  Taxes  (Topic  740):  Improvements  to  Income  Tax  Disclosures
("ASU  2023-09").  ASU  2023-09  enhanced  annual  disclosures  regarding  the  rate  reconciliation  and  income  taxes  paid  information.  For  public  business 
entities, ASU 2023-09 is effective for annual periods beginning after December 15, 2024. We are assessing the impact of this guidance on our disclosures; 
it will not have an impact on our results of operations, cash flows, or financial condition.

38

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
In  November  2023,  the  Financial  Accounting  Standards  Board  (“FASB”)  issued  Accounting  Standard  Update  (“ASU”)  No.  2023-07,  Segment 
Reporting  (Topic  280):  Improvements  to  Reportable  Segment  Disclosures,  which  requires  retrospective  disclosure  of  significant  segment  expenses  and 
other segment items on an annual and interim basis. Additionally, it requires disclosure of the title and position of the Chief Operating Decision Maker 
(“CODM”). This ASU will be effective for the Company’s fiscal December 31, 2024 year-end and interim periods beginning in fiscal 2025, with early 
adoption permitted. We are assessing the impact of this guidance on our disclosures; it will not have an impact on our results of operations, cash flows or 
financial condition.

Use of Estimates:  The  preparation  of  financial  statements  in  conformity  with  United  States  generally  accepted  accounting  principles  requires  us  to 
make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the 
financial  statements  and  the  reported  amounts  of  revenue  and  expense  during  the  reporting  period.  Significant  estimates  include  the  allowance  for 
uncollectible trade accounts, exposure for self-insured claims under our insurance policies, valuation of acquired goodwill and intangible assets and useful 
lives of assets. Actual results could differ from these estimates.

Reclassifications: Due to presentation changes made in our consolidated statements of income, certain prior year amounts have been reclassified to 

conform with the current year presentation.

On January 4, 2024, the Company announced a two-for-one stock split of the Company’s Class A and Class B common stock. The stock split was 
implemented in the form of a distribution of one additional Class A share for each share outstanding. The record date for the stock split was as of the close 
of business on January 16, 2024. The Company distribution date of the additional shares was January 26, 2024. As a result of the stock split, the number of 
authorized shares remained unchanged. Additionally,  the  par  value  per  share  of  the  common  stock  remains  unchanged.  All  other  share  amounts  in  our 
consolidated  balance  sheets,  consolidated  statements  of  income  and  comprehensive  income,  consolidated  statements  of  stockholders'  equity  and  related 
footnote disclosures have been adjusted and presented as though the stock split had occurred on January 1, 2021. 

NOTE 2. Capital Structure 

We have authorized common stock comprised of Class A Common Stock and Class B Common Stock. The rights of holders of Class A Common 
Stock and Class B Common Stock are identical, except each share of Class B Common Stock entitles its holder to approximately 84 votes, while each share 
of Class A Common Stock entitles its holder to one vote. We have authorized 2,000,000 shares of preferred stock. 

NOTE 3. Earnings Per Share 

The following is a reconciliation of our earnings per share (in thousands, except for per share data): 

Years Ended December 31,
2022

2023

2021

Net income

$

167,528  

  $

356,948  

  $

171,474  

Weighted average shares outstanding - basic

63,324  

66,418  

66,868  

Dilutive effect of restricted stock

630  

700  

916  

Weighted average shares outstanding - diluted

63,954  

67,118  

67,784  

Earnings per share net income

Basic
Diluted

NOTE 4. Acquisitions 

Forward Air Final Mile Acquisition

$
$

2.65  
2.62  

  $
  $

5.37  
5.32  

  $
  $

2.56  
2.53  

On December 20, 2023, we acquired 100% of the equity interest of Forward Air Final Mile (“FAFM”). FAFM provides residential last mile delivery 
services and installation of big and bulky goods, with a focus on appliances, throughout the United States. Total consideration for the transaction was $261 
million paid from cash on hand. The financial results of FAFM, since the date of acquisition, are included in our Logistics segment. 

39

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
   
 
 
 
   
   
 
 
 
 
   
 
   
 
   
   
 
 
 
 
   
 
   
 
   
   
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
The acquisition of FAFM expanded our final mile services to include the delivery and installation of appliances. FAFM provides residential last mile 

delivery services through a non-asset business model, working with a network of over 350 carriers throughout the country. 

The initial accounting for the acquisition of FAFM is incomplete as we, with the support of our valuation specialist, are in the process of finalizing the 
fair market value calculations of the acquired net assets. In addition, the Company is in the preparation and final review process of the applicable future 
cash flows used in determining the purchase accounting. Finally, certain post-closing activities outlined in the acquisition agreement remain incomplete. As 
a result, the amounts recorded in the consolidated financial statements related to the FAFM acquisition are preliminary and the measurement period remains 
open. The following table summarizes the preliminary allocation of the total consideration to the assets acquired and liabilities assumed as of the date of the 
acquisition (in thousands):

December 20, 2023

Accounts receivable trade
Prepaid expenses and other current assets
Property and equipment
Right-of-use assets - operating leases
Other intangibles
Goodwill
Other assets
Total assets acquired

Accounts payable trade
Accounts payable other
Accrued payroll
Accrued other
Lease liability - operating leases short-term
Other long term liabilities
Lease liability - operating leases long-term
Total liabilities assumed

Total consideration

Cash paid, net

$

$

$

$

$

$

28,574  
2,305  
3,241  
15,003  
134,456  
103,922  
173  
287,674  

155  
2,177  
1,271  
8,132  
6,145  
19  
8,857  
26,756  

260,918  

260,918  

The FAFM acquisition was accounted for as a purchase business combination in accordance with ASC 805 “Business Combinations.” Assets acquired 
and  liabilities  assumed  were  recorded  in  the  accompanying  consolidated  balance  sheet  at  their  estimated  fair  values  as  of  December  20,  2023  with  the 
remaining  unallocated  purchase  price  recorded  as  goodwill.  The  goodwill  recognized  in  the  FAFM  acquisition  was  primarily  attributable  to  potential 
expansion and future development of the acquired business.

 Tax history and attributes are not inherited in an equity purchase of this kind, however, the goodwill and other intangibles recognized in this purchase 

will be fully tax deductible over a period of 15 years.

We incurred approximately $5.1 million of transaction costs associated with this transaction prior to the closing date that are reflected in general and 

administrative expense and insurance and claims expense in the accompanying Consolidated Statements of Income for the year ended December 31, 2023.

The  components  of  “Other  intangibles”  listed  in  the  above  table  as  of  the  acquisition  date  are  preliminarily  estimated  based  on  prior  final  mile 

acquisitions as follows (in thousands):

Customer relationships
Developed technology

Amount

$
$

127,733  
6,723  

  $
  $

Accumulated
Amortization

Balance at
December 31, 2023

355    
70  

$
  $

127,378  
6,653  

Estimated Useful
Life
15 years
4 years

The  above  intangible  assets  are  amortized  using  the  straight-line  method.  Amortization  expense  related  to  this  acquisition  for  the  year  ended 

December 20, 2023 was $0.4 million. The intangible assets have a weighted average useful life of approximately 14.37 years. 

40

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
   
   
   
 
 
 
 
Amortization expense related to FAFM for the next five years is as follows (in thousands):

2024
2025
2026
2027
2028

Total

$

10,196  
10,196  
10,196  
10,126  
8,516  

From the date of the acquisition through December 31, 2023, FAFM’s revenue was $6.4 million and operating income was $0.2 million.

FAFM's actual results are included in our consolidated financial statements since the acquisition date of December 20, 2023. The following unaudited 
pro forma consolidated results of operations present the effects of FAFM as though it had been acquired as of January 1, 2022 (in thousands, except for per 
share amounts): 

Revenue
Net income
Earnings per share

Basic
Diluted

Twelve Months Ended
December 31, 2023

Twelve Months Ended
December 31, 2022

$
$

$
$

4,476,469    
192,371    

3.04    
3.01    

$
$

$
$

5,634,259  
381,895  

5.75  
5.69  

The unaudited pro forma consolidated results for the annual periods were prepared using the acquisition method of accounting and are based on the 
historical financial information of Hub and FAFM. The historical financial information has been adjusted to give effect to the pro forma adjustments that 
are:  (i)  directly  attributable  to  the  acquisition,  (ii)  factually  supportable  and  (iii)  expected  to  have  a  continuing  impact  on  the  combined  results.  The 
unaudited pro forma consolidated results are not necessarily indicative of what our consolidated results of operations actually would have been had we 
completed the FAFM acquisition as of January 1, 2022.

NOTE 5. Segment Reporting

As we have continued to expand our service offerings and diversify our business, we have also made changes to the financial information that our 
CEO, who has been identified as our Chief Operating Decision Maker (CODM), uses to make operating and capital decisions. Beginning in the first quarter 
of 2023, we concluded that we have two reportable segments: Intermodal and Transportation Solutions (“ITS”) and Logistics which are based primarily on 
the services each segment provides. We have recast the prior period information to conform with the current year presentation. Our ITS segment includes 
our  asset-light  business  lines:  intermodal  and  dedicated  trucking.  Our  Logistics  segment  includes  our  non-asset  business  lines:  managed  transportation, 
truck brokerage, final mile, consolidation, warehousing and fulfillment. We operate the following segments: 

Intermodal  and  Transportation  Solutions.  Our  Intermodal  and  Transportation  Solutions  segment  offers  high  service,  nationwide  door-to-door 
intermodal  transportation,  providing  value,  visibility  and  reliability  in  both  transcontinental  and  local  lanes  by  combining  rail  transportation  with  local 
trucking. This segment includes our trucking operations which provides our customers with local pickup and delivery as well as high service local and 
regional trucking transportation using equipment dedicated to their needs. In 2023, approximately 78% of our drayage services was provided by our own 
fleet.  We  arrange  for  the  movement  of  our  customers’  freight  in  one  of  our  approximately  50,000  containers.  As  of  December  31,  2023,  we  operated 
trucking  terminals  at  26  locations  throughout  the  United  States,  with  locations  in  many  large  metropolitan  areas.  We  also  contract  for  services  with 
independent owner-operators who supply their own equipment and operate under our regulatory authority. These assets and contractual services are used to 
support drayage for our intermodal service offering and to serve our customers who require high service local and regional trucking transportation using 
equipment dedicated to their needs. We contract with railroads to provide transportation for the long-haul portion of the shipment between rail terminals. 
Drayage  between  origin  or  destination  and  rail  terminals  are  provided  by  our  own  trucking  operations  and  third  parties  with  whom  we  contract.  Our 
dedicated service operation offers fleets of equipment and drivers to each customer on a contract basis, as well as the management and infrastructure to 
operate according to the customer’s high service expectations. As of December 31, 2023, our trucking transportation operation consisted of approximately 
2,300 tractors, 2,900 employee drivers and 4,300 trailers. We also contract for services with approximately 460 independent owner-operators. 

41

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
   
 
 
   
 
 
 
 
 
 
Logistics.  Our  Logistics  segment  offers  a  wide  range  of  services  including  transportation  management,  freight  brokerage  services,  shipment 
optimization, load consolidation, mode selection, carrier management, load planning and execution, warehousing, fulfillment, cross-docking, consolidation 
services and final mile delivery. Logistics includes our brokerage business which consists of a full range of trucking transportation services, including dry 
van, expedited, less-than-truckload (“LTL”), refrigerated and flatbed, all of which is provided by third-party carriers with whom we contract. We leverage 
proprietary technology along with collaborative relationships with third-party service providers to deliver cost savings and performance-enhancing supply 
chain services to our clients. Our transportation management offering also serves as a source of volume for our ITS segment. Many of the customers for 
these solutions are consumer goods companies who sell into the retail channel. Our final mile delivery offering provides residential final mile delivery and
installation of appliances and big and bulky goods. Final mile operates through a network of independent service providers in company, customer and third-
party facilities throughout the continental United States. Our business operates or has access to approximately 11 million square feet of warehousing and 
cross-dock space across North America, to which our customers ship their goods to be stored and distributed to destinations including residences, retail 
stores and other commercial locations. These services offer our customers shipment visibility, transportation cost savings, high service and compliance with 
retailers’ increasingly stringent supply chain requirements. Logistics also includes our brokerage business which provides third-party truckload, less-than-
truckload (“LTL”), flatbed and temperature-controlled needs.

The following table summarizes our financial and operating data by segment (in thousands):

Operating Revenue

Intermodal and Transportation Solutions
Logistics
Inter-segment eliminations
Total operating revenue

Operating Income

Intermodal and Transportation Solutions
Logistics

Total operating income

Depreciation and Amortization

Intermodal and Transportation Solutions
Logistics

Total depreciation and amortization

2023

2,495,663    
1,820,856    
(113,934 )  
4,202,585    

2023

107,117    
105,114    
212,231    

2023

108,916    
34,607    
143,523    

$

$

$

$

$

$

Years Ended
December 31,
2022
3,312,431    
2,121,818    
(93,759 )  
5,340,490    

$

$

Years Ended
December 31,
2022

348,537    
126,184    
474,721    

Years Ended
December 31,
2022

102,279    
29,510    
131,789    

$

$

$

$

2021

2,661,160  
1,643,849  
(72,626 )
4,232,383  

2021

169,105  
69,352  
238,457  

2021

94,916  
21,557  
116,473  

$

$

$

$

$

$

Separate balance sheets are not presented by segment to our CODM. Our CEO uses consolidated asset information to make capital decisions. 

NOTE 6. Goodwill and Other Intangible Assets 

Due to the change in segments in the first quarter of 2023, consolidated goodwill was reallocated to the two new reporting units based on their relative 
fair values. The Company performed an evaluation before and after the change and concluded it was not more-likely-than-not that the fair value of our 
reporting units was less than its carrying value. There were no accumulated impairment losses of goodwill at the beginning of the period.  

42

 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
   
 
   
 
 
 
 
 
 
   
   
 
 
 
 
 
 
   
 
   
 
 
 
 
   
 
   
 
 
 
 
 
 
   
   
 
 
 
 
 
 
   
 
   
 
 
 
 
205,272   $
52,489    
257,761   $
104,293    
362,054   $

Net
Carrying
Value

576,913  
52,489  
629,402  
104,293  
733,695  

Life
5-15 years

The following table presents the carrying amount of Goodwill by segment (in thousands): 

ITS

Logistics

Consolidated

Balance at December 31, 2021
Acquisitions
Balance at December 31, 2022
Acquisitions

Balance at December 31, 2023

$

$

$

371,641   $

-  

371,641   $

-  

371,641   $

The components of the "Other intangible assets” are as follows (in thousands):

As of December 31, 2023:
Customer relationships

Carrier network and agent relationships

Developed technology

Trade name

Consolidated Total

As of December 31, 2022:
Customer relationships

Carrier network and agent relationships

Developed technology

Trade name

Consolidated Total

$

$

$

$

Gross
Amount

Accumulated
Amortization

376,956   $

92,827   $

284,129  

15,000  

17,223  

6,200  
415,379   $

8,563    

3,247    

6,135    
110,772   $

6,437  

4 years

13,976  

4-7 years

65  

18 months

304,607    

Gross
Amount

Accumulated
Amortization

Net
Carrying
Value

249,223   $

72,157   $

177,066  

Life
5-15 years

15,000  

10,500  

6,200  
280,923   $

4,813    

1,449    

5,118    
83,537   $

10,187  

4 years

9,051  

4-7 years

1,082  
197,386    

18 months

The above intangible assets are amortized using the straight-line method. Amortization expense was $27.2 million and $26.6 million for the years 
ended December 31, 2023 and 2022, respectively. The remaining weighted average life of all definite lived intangible assets was 11.32 years and 9.57 years 
for the years ended December 31, 2023 and 2022, respectively. Amortization expense for the next five years is expected to be as follows (in thousands): 

Year 1
Year 2
Year 3
Year 4
Year 5

Total

$

34,448  
33,345  
30,645  
30,287  
27,385  

NOTE 7. Income Taxes 

The following is a reconciliation of our effective tax rate to the federal statutory tax rate: 

U.S. federal statutory rate
State taxes, net of federal benefit
Federal and state incentives
State law changes
Permanent differences

Net effective rate

2023

2022

2021

Years Ended December 31,

21.0   %
0.4  
(1.9 )  
(0.2 )  
0.6  
19.9   %

43

21.0   %
3.5    
(1.4 )  
0.4    
0.2    
23.7   %

21.0   %
3.5    
(0.5 )  
1.1    
0.6    
25.7   %

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following is a summary of our provision for income taxes (in thousands): 

Current
    Federal
    State and local
    Foreign

Deferred
    Federal
    State and local
    Foreign

2021

  $

2023

$

Years Ended December 31,
2022

  $

34,951  
(1,191 )
55  
33,815  

8,305  
(432 )
(12 )  

7,861  

85,831  
25,162  
32  
111,025  

7,366  
(7,388 )

7    

(15 )

              Total provision

$

41,676  

  $

111,010  

  $

The following is a summary of our deferred tax assets and liabilities (in thousands):    

51,918  
13,876  
38  
65,832  

(5,125 )
(1,254 )
(17 )
(6,396 )

59,436  

Accrued compensation
Other reserves
Tax credit carryforwards
Operating loss carryforwards
Lease accounting liability

Total gross deferred income taxes

Valuation allowances
Total deferred tax assets

Prepaids
Property and equipment
Intangibles
Lease right-of-use asset

Total deferred tax liabilities

        Total deferred taxes

December 31,

2023

2022

9,884  
32,060  
6,533  
151  
44,440  
93,068  
(1,174 )
91,894  

(6,444 )
(153,790 )
(53,759 )
(41,668 )

(255,661 )

21,035  
30,588  
8,156  
166  
29,185  
89,130  
(1,567 )
87,563  

(6,077 )
(156,961 )
(54,796 )
(25,652 )

(243,486 )

$

(163,767 )

  $

(155,923 )

We are subject to income taxation in the United States, numerous state jurisdictions, Mexico, Canada, and India. Because income tax return formats 
vary  among  the  states,  we  file  both  unitary  and  separate  company  state  income  tax  returns.  We  do  not  permanently  reinvest  our  foreign  earnings,  all 
amounts are accrued and accounted for, though not material. 

Our state tax net operating losses total $0.2 million. Some of those state losses have no expiration date while others will expire between December 31, 

2024, and December 31, 2042. Management believes it is more likely than not that the loss carryforward deferred tax assets will be fully realized. 

Our federal incentive tax credit carryforward of $0.1 million expires between December 31, 2025 and December  31,  2028.  Our  state  incentive  tax 
credit carryforwards  of  $8.1  million  expire  between  December  31,  2024,  and  December  31,  2027.  Management  believes  it  is  more  likely  than  not  that 
approximately $6.7 million of the incentive carryforward deferred tax assets will be realized and a valuation allowance of $1.2 million has been established 
for the remainder which are not expected to be realized.

44

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
   
   
 
 
   
   
 
 
 
 
   
 
   
 
 
 
   
 
   
 
   
   
 
   
   
 
 
 
 
 
   
   
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
 
 
   
 
 
   
 
   
 
   
 
   
 
   
 
 
 
   
 
 
 
As  of  December  31,  2023  and  December  31,  2022,  the  amount  of  unrecognized  tax  benefits  was  $12.9 million and $11.1  million,  respectively.  If 
recognized, these benefits would decrease our income tax provision by $10.2 million and $9.0 million, respectively. A reconciliation of the beginning and 
ending amount of unrecognized tax benefits is as follows (in thousands): 

Gross unrecognized tax benefits - beginning of the year

Gross increases related to prior year tax positions
Gross increases related to current year tax positions
Lapse of applicable statute of limitations

Gross unrecognized tax benefits - end of year

2023

2022

$

$

11,116    
761    
1,460    
(478 )  
12,859    

$

$

6,647  
425  
4,665  
(621 )
11,116  

We  recognize  interest  and  penalties  related  to  income  tax  liabilities  in  our  provision  for  income  taxes.  In  2023,  we  included  $0.1  million  in  our 

provision for income taxes.

  On  March  27,  2020,  the  Coronavirus  Aid,  Relief  and  Economic  Security  Act  (the  “CARES  Act”)  was  enacted  in  response  to  the  COVID-19 
pandemic. Among other things, the CARES Act includes provisions related to refundable payroll tax credits, deferment of the employer portion of social 
security payments, net operating loss carryback periods, modifications to the net interest deduction limitations, and technical corrections to tax depreciation 
methods for qualified improvement property. On December 27, 2020, the Consolidated Appropriations Act (“CAA”) was enacted in further response to the 
COVID-19 pandemic, in combination with omnibus spending for the 2021 federal fiscal year. The CAA extended many of the provisions enacted by the 
CARES Act, Though some provisions of the CARES Act and CAA do impact the Company, there was no material effect on the Company’s consolidated 
financial condition or results of operations for the years ended December 31, 2023, 2022 or 2021. 

The Inflation Reduction Act of 2022 was signed into law on August 16, 2022, and the CHIPS and Science Act of 2022 was signed into law on August 
9,  2022.  These  laws  implement  new  tax  provisions,  primarily  a  15%  corporate  alternative  minimum  tax  and  a  nondeductible  1%  excise  tax  on  the  fair 
market value of stock repurchased by publicly traded corporations. We do not anticipate any other material impact of these provisions. The two acts also 
provide various tax credits, several of which are transferable or refundable, for the investment in or production of clean-energy effective January 1, 2023. 
We will continue to evaluate potential tax benefits available under the acts as additional guidance is issued in future periods.

NOTE 8. Fair Value Measurement

The carrying value of cash and cash equivalents, accounts receivable and accounts payable materially approximated fair value as of December 31, 
2023 and 2022. As of December 31, 2023, the fair value of the Company’s fixed-rate borrowings was $1.4 million less than the historical carrying value of 
$350.7 million. As of December 31, 2022, the $342.5 million carrying value of the Company's fixed-rate borrowings approximated the fair value. The fair 
value of the fixed-rate borrowings was estimated using an income approach based on current interest rates available to the Company for borrowings on 
similar terms and maturities. 

We consider as cash equivalents all highly liquid instruments with an original maturity of three months or less. As of December 31, 2023 and 2022, 
our  cash  and  temporary  investments  were  with  high  quality  financial  institutions  in  demand  deposit  accounts,  savings  accounts,  checking  accounts  and 
money market accounts. 

Restricted investments included $20.8 million and $18.1 million as of December 31, 2023 and 2022, respectively, of mutual funds and other security 
investments  which  are  reported  at  fair  value.  These  investments  relate  to  the  nonqualified  deferred  compensation  plan  that  is  described  in  Note  14  and 
insurance deposits.

Our assets and liabilities measured at fair value are based on valuation techniques which consider prices and other relevant information generated by 
market transactions involving identical or comparable assets and liabilities. These valuation methods are based on either quoted market prices (Level 1) or 
inputs, other than quoted prices in active markets, that are observable either directly or indirectly (Level 2), or unobservable inputs (Level 3). Cash and cash 
equivalents,  accounts  receivable,  accounts  payable  and  mutual  funds  and  related  liabilities  are  defined  as  “Level  1,”  while  long-term  debt  is  defined  as 
“Level 2” of the fair value hierarchy in the Fair Value Measurements and Disclosures Topic of the Codification. 

45

 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTE 9. Property and Equipment 

Property and equipment consist of the following (in thousands):  

Land
Building and improvements
Leasehold improvements
Computer equipment and software
Furniture and equipment
Transportation equipment
Construction in process

Less:  Accumulated depreciation

Property and Equipment, net

December 31,

2023

2022

24,724  
90,257  
14,260  
185,284  
37,377  
1,014,244  
-  
1,366,146  
(574,454 )
791,692  

  $

  $

24,724  
90,233  
9,854  
169,309  
25,586  
973,739  
902  
1,294,347  
(510,664 )
783,683  

$

$

Depreciation expense related to property and equipment was $114.4 million, $103.1 million and $95.5 million for the years ended December 31, 2023, 

2022 and 2021, respectively. 

NOTE 10. Long-Term Debt and Financing Arrangements

In  February  2022,  we  entered  into  a  five-year,  $350  million  unsecured  credit  agreement  (the  "Credit  Agreement").  Borrowings  under  the  Credit 
Agreement generally bear interest at a variable rate equal to (i) the secured overnight financing rate (published by the Federal Reserve Bank of New York, 
“SOFR”), plus a specified margin based on the term of such borrowing, plus a specified margin based upon Hub’s total net leverage ratio (as defined in the 
Credit Agreement) (the "Total Net Leverage Ratio"), or (ii) the base rate (which is the highest of (a) the administrative agent's prime rate, (b) the federal 
funds rate plus 0.50% or (c) the sum of 1% and one-month SOFR) plus a specified margin based upon the Total Net Leverage Ratio. The specified margin 
for SOFR loans varies from 100.0 to 175.0 basis points per annum. The specified margin for base rate loans varies from 0.0 to 75.0 basis points per annum. 
Hub must also pay (1) a commitment fee ranging from 10.0 to 25.0 basis points per annum (based upon the Total Net Leverage Ratio) on the aggregate 
unused commitments and (2) a letter of credit fee ranging from 100.0 to 175.0 basis points per annum (based upon the Total Net Leverage Ratio) on the 
undrawn amount of letters of credit. 

We have standby letters of credit that expire in 2024. As of December 31, 2023 and December 31, 2022, our letters of credit were $0.9 million and 

$43.4 million, respectively. 

As  of  December  31,  2023  and  December  31,  2022,  we  had no  borrowings  under  our  respective  credit  agreements  and  our  unused  and  available 
borrowings  were  $349.1  million  and  $306.6  million,  respectively.  We  were  in  compliance  with  the  financial  covenants  in  our  debt  agreements  as  of 
December 31, 2023 and December 31, 2022.

We have entered into various Equipment Notes (“Notes”) for the purchase of tractors, trailers, containers and refrigeration units. The Notes are secured 

by the underlying equipment financed in the agreements. 

46

 
 
 
 
 
 
 
 
   
 
   
 
   
 
   
 
   
 
   
   
   
 
   
 
 
Our outstanding Notes are as follows (in thousands):

December 31,
2023

December 31,
2022

Interim funding for equipment received and expected to be converted to an equipment note in subsequent 
year; interest paid at a variable rate

$

3,265    

$

6,137  

Secured Equipment Notes due on various dates in 2028 commencing on various dates in 2023; interest is 
paid monthly at a fixed annual rate between 5.21% and 6.32%

105,744    

-  

Secured Equipment Notes due on various dates in 2027 commencing on various dates in 2022; interest is 
paid monthly at a fixed annual rate between 2.07% and 6.45%

147,192    

177,295  

Secured Equipment Notes due on various dates in 2026 commencing on various dates in 2021; interest is 
paid monthly at a fixed annual rate between 1.48% and 2.41%

55,797    

78,359  

Secured Equipment Notes due on various dates in 2025 commencing on various dates in 2020 and 2021; 
interest is paid monthly at a fixed annual rate between 1.51% and 1.80%

30,930    

43,955  

Secured Equipment Notes due on various dates in 2024 commencing on various dates in 2017, 2019 and 
2020; interest is paid monthly at a fixed annual rate between 2.50% and 3.59%

7,754    

20,751  

Secured Equipment Notes due on various dates in 2023 commencing on various dates from 2016 to 2019; 
interest is paid monthly at a fixed annual rate between 2.70% and 4.10%

Less current portion

Total long-term debt

-    

350,682    

(105,108 )  
245,574    

$

15,968  

342,465  

(101,741 )
240,724  

$

Aggregate principal payments, in thousands, due subsequent to December 31, 2023, are as follows:

Year 1
Year 2
Year 3
Year 4
Year 5

$

$

105,108  
95,619  
80,699  
51,306  
17,950  
350,682  

NOTE 11. Leases

In accordance with ASC 842, “Leases,” (“ASC 842”) which requires lessees to recognize a right-of-use asset (“ROU”) and a lease obligation for all 

leases, we made an accounting policy election to not recognize an asset and liability for leases with a term of twelve months or less. 

As of December 31, 2023, we recorded $213.3 million of ROU assets and $224.8 million of lease liabilities on our consolidated balance sheet. As of 
December 31, 2022, we recorded $103.3 million of ROU assets and $109.3 million of lease liabilities on our consolidated balance sheet. The increase in 
ROU assets and lease liabilities was primarily the result of the TAGG acquisition. The lease liabilities recognized are measured based upon the present 
value of minimum future payments. The ROU assets are equal to lease liabilities upon initial recording, adjusted for prepaid and accrued rent balances 
which are recorded in the Consolidated Balance Sheets.

Hub currently does not have any variable lease payments that depend on an index or a rate (such as the Consumer Price Index or a market interest 
rate). Some leases have options to extend or terminate the agreement, which management assesses in determining the estimated lease term. If any of the 
options to extend a lease are exercised, this change will be reflected as a remeasurement of the ROU asset and lease liability accordingly. As of December 
31,  2023,  the  ROU  asset  and  lease  liabilities  do  not  reflect  any  options  to  extend  or  terminate  a  lease  as  management  is  not  reasonably  certain  it  will 
exercise any of these options. Also, current leases do not contain any restrictions or covenants imposed by the leases or residual value guarantees.

47

 
 
   
 
 
   
 
 
 
   
 
 
 
 
   
                                              
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
     
 
 
As of December 31, 2023, Hub signed new property lease contracts which had not commenced. Based on the present value of the lease payments, the 

estimated ROU assets and lease liabilities related to these contracts will total approximately $7.1 million.

Discount rates are not specified on the individual lease contracts at the commencement date. To determine the present value of the lease payments, 
Hub used its incremental borrowing rate which was determined based on Hub’s credit standing and factoring in the current 12-month SOFR rate published 
at  the  time  of  the  lease  commencement.  This  incremental  borrowing  rate  represents  the  rate  of  interest  that  Hub  would  have  to  pay  to  borrow  on  a 
collateralized basis over a similar term and amounts equal to the lease payments in a similar economic environment. As of December 31, 2023, we are in 
the process of evaluating the leases for the FAFM acquisition.

The following table summarizes the lease costs (in thousands), which are included in transportation costs and general and administrative costs in the 

accompanying consolidated statement of income:

2023

Years Ended December 31,
2022

2021

Amortization of finance right-of-use assets
Interest on finance lease liabilities
Finance lease cost

Operating lease cost
Short-term lease cost
Sublease income

Total lease cost

$

$

  $

2,650  
194  
2,844  

48,868  
300  
(1,051 )
50,961  

  $

  $

2,075  
13  
2,088  

21,232  
379  
(251 )
23,448  

  $

The following table represents the maturity of operating and finance lease liabilities (in thousands): 

Year 1
Year 2
Year 3
Year 4
Year 5
Thereafter
Total
Imputed interest
Present value of lease payments
Less: current lease liabilities

Long-term lease liabilities

Year 1
Year 2
Year 3
Year 4
Year 5
Thereafter
Total
Imputed interest
Present value of lease payments
Less: current lease liabilities

Long-term lease liabilities

$

$

$

$

Operating Leases

December 31, 2023
Finance Leases

Total

55,516     $
49,997    
41,650    
33,067    
26,363    
54,863    
261,456    
39,067    
222,389    
44,690    
177,699     $

1,619     $
558    
303    
32    
-    
-    
2,512    
68    
2,444    
1,579    

865     $

Operating Leases

December 31, 2022
Finance Leases

Total

33,547     $
29,618    
24,081    
16,300    
9,136    
5,618    
118,300    
10,196    
108,104    
29,547    
78,557     $

48

1,179     $
-    
-    
-    
-    
-    
1,179    
4    
1,175    
1,175    

-     $

2,304  
29  
2,333  

12,343  
171  
(327 )
14,520  

57,135    
50,555  
41,953  
33,099  
26,363  
54,863  
263,968  
39,135    
224,833    
46,269    
178,564    

34,726    
29,618  
24,081  
16,300  
9,136  
5,618  
119,479  
10,200    
109,279    
30,722    
78,557    

 
 
 
 
 
 
   
 
 
 
   
 
   
 
 
 
   
   
 
   
   
 
 
 
 
 
   
 
 
 
   
   
 
   
   
 
   
   
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following table presents supplemental cash flow and noncash information related to leases:

Operating cash flows from operating leases
Financing cash flows from finance leases
Operating cash flows from finance leases
Cash paid for lease liabilities

Right-of-use assets obtained in exchange for new
  financing lease liabilities (net of disposals)
Rights-of-use assets obtained in exchange for new
  operating lease liabilities (net of disposals)

$

$

$

$

2023

Years Ended December 31,
2022

2021

36,073     $
2,708    
194    
38,975     $

19,135     $
2,093    
13    
21,241     $

(3,978 )   $

(2,017 )   $

133,358     $

77,178     $

11,523  
2,682  
29  
14,234  

(72 )

11,684  

The weighted average remaining lease term and discount rates as of December 31, are as follows (in thousands):

Weighted average remaining lease term — finance leases
Weighted average remaining lease term — operating leases

Weighted average discount rate — finance leases
Weighted average discount rate — operating leases

NOTE 12. Internal-Use Software

December 31, 2023
2.14 years
5.66 years

4.29%
5.47%

December 31, 2022
0.6 years
4.06 years

1.20%
4.51%

We capitalize internal and external costs, which include costs related to the development of our cloud computing or hosting arrangements, incurred to 
develop internal use software per ASC Subtopic 350-40. Refer to Note 1 "Description of Business and Summary of Significant Accounting Policies" for 
information regarding accounting policy. 

We had total capitalized internal use software costs, which include costs related to the development of our cloud computing or hosting arrangements, 
net  of  accumulated  amortization,  of  $56.4  million  and  $57.3  million  as  of  December  31,  2023  and  2022,  respectively.  The  2023  balance  consists  of 
capitalized implementation costs of $12.0 million, net of accumulated amortization, related to our cloud hosting arrangements, which are classified in other 
assets in our consolidated balance sheet and capitalized internal-use software costs of $44.4 million, net of accumulated amortization, which are classified 
in  property  and  equipment  in  our  consolidated  balance  sheet.  The  2022  balance  consists  of  capitalized  implementation  costs  of  $11.4  million,  net  of 
accumulated amortization, related our cloud hosting arrangements, which are classified in other assets in our consolidated balance sheet and capitalized 
internal-use software costs of $45.9 million, net of accumulated amortization, which are classified in property and equipment in our consolidated balance 
sheet. 

We  capitalized  total  implementation  and  internal-use  software  costs  of  $16.7  million  and  $15.7  million  in  2023  and  2022,  respectively. 
Implementation  and  internal-use  software  costs  are  amortized,  once  ready  for  intended  use,  over  its  expected  useful  life  or  the  term  of  the  associated 
hosting arrangements of generally up to 10 years. 

NOTE 13. Stock-Based Compensation Plans

The  2022  Long-Term  Incentive  Plan  (the  “2022  Incentive  Plan”)  was  approved  by  the  Board  of  Directors  and  subsequently  approved  by  the 
Company’s stockholders at the 2022 annual meeting. Upon stockholder approval of the 2022 Incentive Plan, no further grants were authorized under the 
Company’s 2017 Long-Term Incentive Plan (referred to herein as the “2017 Incentive Plan”). The 2022 Incentive Plan authorizes a broad range of awards 
including stock options, stock appreciation rights, restricted stock and restricted stock units, performance shares or units, other stock-based awards, and 
cash incentive awards to all employees (including the Company’s executive officers), directors, consultants, independent contractors or agents of us or a 
related company. The 2022 Incentive Plan is effective as of May 24, 2022.

As of December 31, 2023, 2,888,438 shares were available for future grant under the 2022 Incentive Plan.

49

 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
   
 
   
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
We  have  awarded  time-based  restricted  stock  to  our  employees  and  the  Company’s  non-employee  directors  (“Outside  Directors”).  This  restricted 
stock generally vests ratably (once per year) over a three to five-year period for recipients other than Outside Directors. Outside Directors’ restricted stock 
vests over a one-year period. In 2023, 2022 and 2021, we also granted performance-based restricted stock to our executive officers. The performance-based 
restricted stock vests upon the third anniversary of its issuance if certain financial targets are achieved.

Share-based compensation expense for 2023, 2022 and 2021 was $21.2 million, $20.6 million and $20.1 million or $17.0 million, $15.7 million and 
$14.9 million, net of taxes, respectively. Included in the 2023, 2022 and 2021 share-based compensation expense was $6.3 million, $5.6 million and $5.8
million of performance-based share expenses or $4.8 million, $4.2 million and $4.3 million, net of taxes, respectively.

The fair value of non-vested restricted stock is equal to the market price of our stock at the date of grant.

The following table summarizes the non-vested restricted stock activity for the year ended December 31, 2023: 

Time-Based
Restricted Stock
Weighted

Average

Grant Date

Fair Value

Performance-Based
Restricted Stock
Weighted

Average

Grant Date

Fair Value

Performance-Based

Restricted Stock
Shares

Time-Based

Restricted Stock
Shares

Non-vested January 1, 2023
Granted
Vested
Forfeited

Non-vested at December 31, 2023

1,460,440  
384,394  
(473,516 )  
(206,022 )  
1,165,296  

$
$
$
$
$

33.61    
37.53    
29.87    
36.00    
36.51    

307,700    
201,830    
(189,912 )  
(26,828 )  
292,790    

$
$
$
$
$

The following table summarizes the restricted stock granted during the respective years:

Time-based restricted stock grants

2023

2022

2021

Employees
Outside directors

Total

344,122  
40,272  
384,394  

383,288    
46,056    
429,344    

Weighted average grant date fair value

$

37.53  

$

41.46    

$

Vesting period

1-5 years    

1-5 years    

32.10  
33.39  
26.25  
35.58  
36.47  

1,020,034  
49,126  
1,069,160  

33.01  

1-5 years  

The performance-based restricted stock granted in 2021 earned a 200% award therefore an additional 94,956 shares were issued to settle the award on 
the vesting date of January 2, 2024. The 2023 grant of performance-based restricted stock resulted in the issuance of 106,874 shares. The performance-
based restricted stock grants were 103,588 in 2022 and 159,216 in 2021. The weighted average grant date fair value of these shares was $39.75 in 2023, 
$42.12 in 2022, and $28.50 in 2021.

The total fair value of restricted shares vested during the years ended December 31, 2023, 2022 and 2021 was $26.1 million, $22.7 million and $25.4 

million, respectively. 

As of December 31, 2023, 2022, and 2021, there was $34.0 million, $41.3 million and $45.5 million of unrecognized compensation cost related to 
non-vested  time-based  compensation,  respectively,  that  is  expected  to  be  recognized  over  a  weighted  average  period  for  2023,  2022,  and  2021  of  2.75 
years, 2.67 years and 3.11 years, respectively. 

Additionally, as of December 31, 2023, 2022, and 2021 there was $7.2 million, $7.6 million and $6.5  million  of  unrecognized  compensation  cost, 
respectively, related to the non-vested performance-based restricted stock compensation that is expected to be recognized over a weighted average period of 
1.5 years for 2023, 2022 and 2021. 

50

 
 
 
 
 
 
   
 
   
 
 
 
 
 
   
 
   
 
 
 
   
   
 
   
 
 
   
   
   
 
 
   
   
   
 
 
   
   
   
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
   
 
   
 
 
 
 
During  January  2024,  we  granted  437,166  shares  of  restricted  stock,  which  includes  100,862  performance-based  shares  and  336,304  time-based 
shares, to certain employees and 35,088 shares of restricted stock to our Outside Directors with a weighted average grant date fair value of $45.62. These 
time-based grants vest ratably (once per year) over a five-year period for employees and a one-year period for Outside Directors. Performance-based grants 
vest after three years.

NOTE 14. Employee Benefit Plans 

We have a profit-sharing plan under section 401(k) of the Internal Revenue Code. At our discretion, we partially match qualified contributions made 
by employees to the plan. We incurred expense related to the employer match for this plan of $8.5 million in 2023, $6.7 million in 2022 and $5.7 million in 
2021. 

In  January  2005,  we  established  the  Hub  Group,  Inc.  Nonqualified  Deferred  Compensation  Plan  (the  “Plan”)  to  provide  added  incentive  for  the 
retention of certain key employees. Under the Plan, which was amended in 2008, participants can elect to defer certain compensation. Accounts grow on a 
tax-deferred basis to the participant. Restricted investments included in the Consolidated Balance Sheets represent the fair value of the mutual funds and 
other security investments related to the Plan as of December 31, 2023 and 2022. Both realized and unrealized gains and losses are included in income and 
expense and offset the change in the deferred compensation liability. We provide a 50% match on the first 6% of employee compensation deferred under 
the Plan which vests over three years with a maximum match equivalent to 3% of base salary. We incurred expense of $0.3 million per year related to the 
employer match for this plan in 2023, 2022 and 2021. The liability related to the Plan as of December 31, 2023 and 2022 were $20.5 million and $17.8 
million, respectively. 

NOTE 15. Legal Matters

The  Company  is  involved  in  certain  claims  and  pending  litigation  arising  from  the  normal  conduct  of  business,  including  putative  class-action 
lawsuits  involving  employment  related  claims.  Based  on  management's  present  knowledge,  management  does  not  believe  that  any  potential  unrecorded 
loss contingencies arising from these pending matters are likely to have a material adverse effect on the Company's overall financial position, operating 
results, or cash flows after taking into account any existing accruals for settlements or losses determined to be probable and estimable. However, actual 
outcomes could be material to the Company's financial position, operating results, or cash flows for any particular period.

NOTE 16. Stock Repurchase Plans 

In October 2022, the Board authorized the purchase of up to $200 million of our Class A Common Stock pursuant to a share repurchase program (the 
“2022 Program”). Under the 2022 Program, the shares may be repurchased in the open market or in privately negotiated transactions, from time to time 
subject to market and other conditions. The approved share repurchase program does not obligate us to repurchase any dollar amount or number of shares 
and  the  program  may  be  modified,  suspended  or  discontinued  at  any  time.  The  2022  Program  was  terminated  in  October  2023  in  conjunction  with  the 
authorization of the 2023 Program (as defined below) and as a result, no shares were purchased under the 2022 Program in the fourth quarter of 2023.

In October 2023, the Board authorized the purchase of up to $250 million of our Class A Common Stock pursuant to a share repurchase program (the 
“2023 Program”), which replaces the 2022 Program. Under the 2023 Program, the shares may be repurchased in the open market or in privately negotiated 
transactions,  from  time  to  time  subject  to  market  and  other  conditions.  The  approved  share  repurchase  program  does  not  obligate  us  to  repurchase  any 
dollar amount or number of shares and the program may be modified, suspended or discontinued at any time.

We purchased 4,020,598 shares for $153.9 million during 2023, 2,957,330 shares for $118.1 million during 2022 and 268,658 shares for $9.1 million 
in 2021. These amounts include the number of shares delivered to us by employees to satisfy the mandatory tax withholding requirement upon vesting of 
restricted stock, which do not reduce the repurchase authority under our share repurchase program. 

NOTE 17. Related Party Transactions

In August 2022, the Company entered into a Common Stock Exchange and Repurchase Agreement (the “Agreement”) with entities affiliated with 
David  P.  Yeager,  then  the  Company’s  Chairman  of  the  Board  of  Directors  and  Chief  Executive  Officer  (collectively,  the  “DPY  Entities”)  and  entities 
affiliated with Mark A. Yeager, the brother of David P. Yeager (collectively, the “MAY Entities”).

Pursuant to the Agreement, the MAY Entities transferred 243,755 shares of Class B Common Stock, $0.01 par value per share, to the DPY Entities in 
exchange for 685,456 shares of Class A Common Stock, $0.01 par value per share (the “Class A Exchange Shares”; such transfer in exchange for the Class 
A Exchange Shares is referred to herein as the “Exchange”). Immediately after the consummation of the Exchange, the MAY Entities sold to the Company 
(i) all of the Class A Exchange Shares and (ii) 87,393 shares of Class B 

51

 
 
 
 
 
 
Common Stock (the “Remaining Class B Shares”), representing all of the remaining shares of Class B Common Stock owned by the MAY Entities, for an
aggregate purchase price of $34.8 million (the “Repurchase” and, together with the “Exchange,” the “Transaction”). The purchase price for the Repurchase 
was  based  on  a  price  per  share  equal  to  the  closing  price  of  Class  A  Common  Stock  on  the  Nasdaq  Global  Market  on  the  date  of  the  Agreement.  In 
accordance with the Company’s certificate of incorporation the Remaining Class B Shares acquired by the Company were cancelled and converted into 
Class A Common Stock upon acquisition and are not available for reissuance. 

The  Transaction  was  approved  by  the  Company’s  Audit  Committee  of  the  Board  pursuant  to  the  Company’s  Related  Person  Transaction  Policy 

approval procedures.

NOTE 18. Subsequent Event

On February 22, 2024, the Board declared a quarterly cash dividend of $0.125 per share on the Company’s Class A and Class B common stock. The 
dividend is scheduled to be paid on March 27, 2024 to stockholders of record as of March 8, 2024.  The  declaration  and  payment  of  the  quarterly  cash 
dividend are subject to the approval of the Board at its sole discretion and compliance with applicable laws and regulations.

Item 9.  CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE 

None. 

Item 9A. CONTROLS AND PROCEDURES 

MANAGEMENT’S REPORT ON DISCLOSURE CONTROLS AND PROCEDURES 

As  of  December  31,  2023,  an  evaluation  was  carried  out  under  the  supervision  and  with  the  participation  of  our  management,  including  our  Chief 
Executive Officer and Chief Financial Officer, of the effectiveness of our disclosure controls and procedures (as such term is defined in Exchange Act Rule 
13a-15(e)).  Based  upon  this  evaluation,  our  Chief  Executive  Officer  and  Chief  Financial  Officer  concluded  that  our  disclosure  controls  and  procedures
were effective as of December 31, 2023. 

No  significant  changes  were  made  in  our  internal  control  over  financial  reporting  during  the  fourth  quarter  of  2023  that  has  materially  affected,  or  is 
reasonably likely to materially affect, our internal control over financial reporting.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of 
effectiveness  to  future  periods  are  subject  to  the  risk  that  controls  may  become  inadequate  because  of  changes  in  conditions,  or  that  the  degree  of 
compliance with the policies or procedures may deteriorate. 

MANAGEMENT’S ANNUAL REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING 

Our management is responsible for establishing and maintaining adequate controls over financial reporting as defined in Rule 13a-15(f) of the Exchange 
Act.  Under  the  supervision  and  with  the  participation  of  our  management,  including  our  Chief  Executive  Officer  and  our  Chief  Financial  Officer,  we 
conducted  an  evaluation  of  the  effectiveness  of  our  internal  control  over  financial  reporting  as  of  December  31,  2023.  Based  on  criteria  established  in 
Internal  Control—Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission  (2013  framework)  (the 
COSO criteria), management concluded that our internal control over financial reporting was effective as of December 31, 2023. 

On  December  20,  2023,  we  completed  the  acquisition  of  Forward  Air  Final  Mile  (“FAFM”).  We  are  currently  integrating  processes,  employees, 
technologies and operations. As permitted by the rules and regulations of the Securities and Exchange Commission (“SEC”), we excluded FAFM from our 
assessment  of  our  internal  control  over  financial  reporting  as  of  December  31,  2023.  Management  will  continue  to  evaluate  our  internal  controls  over 
financial reporting as we complete our integration. As of December 31, 2023, FAFM represented 9.9% of total assets and 16.0% of net assets. For the year 
ended December 31, 2023, FAFM represented 0.2% of revenues and 0.1% of net income.

Management believes, however, that a control system, no matter how well designed and operated, cannot provide absolute assurance that the objectives of 
the  control  system  are  met,  and  no  evaluation  controls  can  provide  absolute  assurance  that  all  control  issues  and  instances  of  fraud,  if  any,  within  the 
Company have been detected. 

Ernst & Young LLP, an independent registered public accounting firm, who audited and reported on the consolidated financial statements, included in this 
report, has issued an attestation report on the Company’s internal control over financial reporting. 

52

 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 

To the Stockholders and the Board of Directors of Hub Group, Inc.  

Opinion on Internal Control over Financial Reporting 

We  have  audited  Hub  Group,  Inc.’s  internal  control  over  financial  reporting  as  of  December  31,  2023,  based  on  criteria  established  in  Internal  Control—Integrated 
Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (2013 framework) (the COSO criteria). In our opinion, Hub Group, Inc. 
(the Company) maintained, in all material respects, effective internal control over financial reporting as of December 31, 2023, based on the COSO criteria.

As  indicated  in  the  accompanying  Management  Annual  Report  on  Internal  Control  Over  Financial  Reporting,  management’s  assessment  of  and  conclusion  on  the 
effectiveness of internal control over financial reporting did not include the internal controls of Forward Air Final Mile (“FAFM”), which was acquired on December 20, 
2023 and is included in the 2023 consolidated financial statements of the Company and constituted 9.9% and 16.0% of total and net assets, respectively, as of December 31, 
2023 and 0.2% and 0.1% of revenues and net income, respectively, for the year then ended. Our audit of internal control over financial reporting of the Company also did 
not include an evaluation of the internal control over financial reporting of FAFM.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (“PCAOB”), the consolidated balance sheets of 
Hub Group, Inc. as of December 31, 2023 and 2022, the related consolidated statements of income and comprehensive income, stockholders’ equity and cash flows for each 
of the three years in the period ended December 31, 2023, and the related notes and financial statement schedule listed in the Index at Item 15(b), and our report dated 
February 27, 2024 expressed an unqualified opinion thereon.

Basis for Opinion 

The Company’s management is responsible for maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal control 
over  financial  reporting  included  in  the  accompanying  Management’s  Annual  Report  on  Internal  Control  Over  Financial  Reporting.    Our  responsibility  is  to  express  an 
opinion on the Company’s internal control over financial reporting based on our audit. We are a public accounting firm registered with the PCAOB and are required to be 
independent  with  respect  to  the  Company  in  accordance  with  the  U.S.  federal  securities  laws  and  the  applicable  rules  and  regulations  of  the  Securities  and  Exchange 
Commission and the PCAOB.

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about 
whether effective internal control over financial reporting was maintained in all material respects.

Our  audit  included  obtaining  an  understanding  of  internal  control  over  financial  reporting,  assessing  the  risk  that  a  material  weakness  exists,  testing  and  evaluating  the 
design and operating effectiveness of internal control based on the assessed risk, and performing such other procedures as we considered necessary in the circumstances. We 
believe that our audit provides a reasonable basis for our opinion.

Definition and Limitations of Internal Control Over Financial Reporting 

A  company’s  internal  control  over  financial  reporting  is  a  process  designed  to  provide  reasonable  assurance  regarding  the  reliability  of  financial  reporting  and  the 
preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A company’s internal control over financial reporting 
includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions 
of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with 
generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of management and 
directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s 
assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness to 
future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures 
may deteriorate.

/s/ Ernst & Young LLP

Chicago, Illinois 
February 27, 2024

53

 
 
 
 
 
 
 
 
 
Item 9B.     OTHER INFORMATION 

            Not applicable

Item 9C.    DISCLOSURE REGARDING FOREIGN JURISDICTIONS THAT PREVENT INSPECTIONS

            Not applicable

PART III

Item 10.  DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE 

The information required by this Item 10 is incorporated by reference to our Proxy Statement. The information regarding executive officers called for by 
Item 401 of Regulation S-K is included in Part I, Item 1, beginning under “Information About Our Executive Officers.” 

The Company has adopted a Code of Business Conduct and Ethics (“Code”) that applies to all of our employees, officers and Board members. The Code is 
posted on the “Investors” section of our internet website at www.hubgroup.com. If we make any substantive amendments to the finance code of ethics or 
grant any waiver from a provision of the code to our principal executive officer, principal financial officer or principal accounting officer, we will disclose 
the nature of the amendment or waiver on that website or in a report on Form 8-K.

Item 11.  EXECUTIVE COMPENSATION 

The information required by this Item 11 is incorporated by reference to our Proxy Statement. 

Item 12.  SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED STOCKHOLDER 

MATTERS 

(a)  Equity Compensation Plan Information.  The following table sets forth information about securities authorized for issuance under our compensation 
plans (including individual compensation arrangements) as of December 31, 2023:

Plan Category
Equity compensation plans approved by security 

holders

Equity compensation plans not approved by 

security holders

Total

Number of securities
to be issued
upon exercise of
outstanding options,
warrants and rights
(a)

Weighted-average
exercise price of
outstanding options,
warrants and rights

Number of securities
remaining available for
future issuance under
equity compensation
plans (excluding
securities reflected in
column (a))

—       $

—        
—       $

 —        

—        
—        

2,888,438   

—   
2,888,438   

(b)    Other  Information.  The  information  required  by  this  Item  12  regarding  security  ownership  of  certain  beneficial  owners  and  our  management  is 
incorporated by reference to our Proxy Statement.

Item 13.  CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE 

The information required by this Item 13 is incorporated by reference to our Proxy Statement.

Item 14.  PRINCIPAL ACCOUNTANT FEES AND SERVICES 

The information required by this Item 14 is incorporated by reference to our Proxy Statement.

54

 
 
 
  
 
  
 
  
 
   
    
    
 
 
 
 
PART IV 

Item 15.  EXHIBITS AND FINANCIAL STATEMENT SCHEDULES 

(a) Financial Statements 

The following consolidated financial statements of the Registrant are included under Item 8 of this Form 10-K: 

Report of Independent Registered Public Accounting Firm

Consolidated Balance Sheets - December 31, 2023 and December 31, 2022

Consolidated Statements of Income and Comprehensive Income - Years ended December 31, 2023, December 31, 2022 and December 31, 2021  

Consolidated Statements of Stockholders’ Equity - Years ended December 31, 2023, December 31, 2022 and December 31, 2021

Consolidated Statements of Cash Flows - Years ended December 31, 2023, December 31, 2022 and December 31, 2021 

Notes to Consolidated Financial Statements 

(b) Financial Statement Schedules 

The following financial statement schedules of Hub Group, Inc. are filed as part of this report and should be read in conjunction with the consolidated 
financial statements of Hub Group, Inc.: 

55

 
 
 
SCHEDULE II 

HUB GROUP, INC. 
VALUATION AND QUALIFYING ACCOUNTS AND RESERVES 

Allowance for uncollectible trade accounts 

Year Ended
December 31:

Balance at
Beginning of
Year

Charged to
Costs &
Expenses

Charged to
Other
Accounts (1)

  Deductions (2)

Balance at
End of
Year

2023

2022

2021

$

$

$

Deferred tax valuation allowance 

38,580,000  

  $

1,426,000  

  $

(5,295,000 )

  $

(2,000 )

  $

34,709,000  

20,061,000  

  $

2,985,000  

  $

15,557,000  

  $

(23,000 )

  $

38,580,000  

8,280,000  

  $

308,000  

  $

11,510,000  

  $

(37,000 )

  $

20,061,000  

Year Ended
December 31:

2023

2022

2021

Balance at
Beginning of
Year

Charged to
Costs &
Expenses

Balance at
End of
Year

$

$

$

1,567,000  

5,023,000  

6,518,000  

  $

  $

  $

(393,000 )

(3,456,000 )

(1,495,000 )

  $

  $

  $

1,174,000  

1,567,000  

5,023,000  

(1)  Expected customer account adjustments charged to revenue and write-offs, net of recoveries. 
(2)  Represents bad debt recoveries. 

S-1

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
   
 
   
   
 
 
 
 
 
 
 
 
   
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
   
 
   
 
 
 
 
   
 
   
 
 
 
(c) Exhibits                                                                           INDEX TO EXHIBITS

Exhibit

Number  
3.1

  Certificate of Incorporation of Hub Group, Inc. (Amended as of June 26, 2023) (incorporated by reference to Exhibit 3.1 to the Registrant's 

quarterly report on Form 10-Q filed August 4, 2023)

3.2

  Amended and Restated By-Laws of Hub Group, Inc. (incorporated by reference to Exhibit 3.1 to the Registrant’s report on Form 8-K filed 

4.1

10.1

February 28, 2023)

  Description of Hub Group, Inc. Class A Common Stock, $.01 par value

  DPY Stockholders’ Agreement dated February 22, 2023 (incorporated by reference to Exhibit 10.1 to the Registrant's quarterly report on Form 

10-K filed February 24, 2023)

10.2

  Common Stock Exchange and Repurchase Agreement (incorporated by reference to Exhibit 10.1 to the Registrant's report on Form 8-K filed 

August 9, 2022)

10.3*

  Hub Group’s Nonqualified Deferred Compensation Plan Basic Plan Document as amended and restated as of January 1, 2008 (incorporated by 

reference to Exhibit 10.4 to the Registrant’s report on Form 10-K filed February 22, 2008)

10.4*

  Hub Group’s Nonqualified Deferred Compensation Plan Adoption Agreement as amended and restated as of January 1, 2008 (incorporated by 

reference to Exhibit 10.5 to the Registrant’s report on Form 10-K filed February 22, 2008)

10.5

  Credit Agreement, dated February 24, 2022, among the Registrant, the Guarantors, the Lenders and Bank of Montreal (incorporated by 

reference to Exhibit 10.1 to the Registrant’s report on Form 8-K filed March 1, 2022)

10.6

  Hub Group’s 2017 Long Term Incentive Plan (incorporated by reference from Exhibit A to the Registrant’s definitive proxy statement on 

Schedule 14A filed March 22, 2017)

10.7*

  Hub Group’s 2022 Long Term Incentive Plan (incorporated by reference from Exhibit A to the Registrant’s definitive proxy statement on 

Schedule 14A filed April 12, 2022)

10.8*

  Form of Terms of Restricted Stock Award to Non-Employee Directors under Hub Group, Inc. 2017 and 2022 Long-Term Incentive Plan 

(incorporated by reference to Exhibit 10.1 to the Registrant’s report on Form 8-K filed May 16, 2017)

10.9*

  Form of Terms of Restricted Stock Award under Hub Group, Inc. 2017 and 2022 Long-Term Incentive Plan (incorporated by reference to 

Exhibit 10.2 to the Registrant’s report on Form 8-K filed May 16, 2017)

10.10*

  Form of Terms of Performance Based Restricted Stock Award under Hub Group, Inc. 2017 and 2022 Long-Term Incentive Plan (incorporated 

by reference to Exhibit 10.3 to the Registrant’s report on Form 8-K filed January 5, 2018)

21

23.1

24.1

31.1

31.2

32.1

97

101

  Subsidiaries of the Registrant

  Consent of Ernst & Young LLP

  Powers of Attorney (included as part of the signature pages hereto)

  Rule 13a-14(a) Certification of Phillip D. Yeager, Chief Executive Officer

  Rule 13a-14(a) Certification of Kevin W. Beth, Chief Financial Officer

  Section 1350 Certifications of Phillip D. Yeager and Kevin W. Beth, Chief Executive Officer and Chief Financial Officer, respectively

  Hub Group, Inc. Compensation Clawback Policy

  Inline XBRL Document Set for the consolidated financial statements and accompanying notes in Part II, Item 8, “Financial Statements and 

Supplementary Data” of this Annual Report on Form 10-K

104

  Inline XBRL for the cover page of this Annual Report on Form 10-K, included in the Exhibit 101 Inline XBRL Document Set

*  Management contract or compensatory plan or arrangement. 

Item 16.  FORM 10-K SUMMARY

None.

 
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on 

its behalf by the undersigned, thereunto duly authorized. 

SIGNATURES

Date: February 27, 2024

  HUB GROUP, INC.

  By   /s/ PHILLIP D. YEAGER
  Phillip D. Yeager
  Vice Chairman of the Board of Directors, President and 

Chief Executive Officer

 
 
 
 
 
 
 
   
 
   
 
 
 
We, the undersigned directors and officers of the registrant, hereby severally constitute Phillip D. Yeager and Kevin W. Beth and each of them singly, 
our  true  and  lawful  attorneys  with  full  power  to  them  and  each  of  them  to  sign  for  us,  and  in  our  names  in  the  capacities  indicated  below,  any  and  all 
amendments to this Annual Report on Form 10-K filed with the Securities and Exchange Commission.

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the 

registrant and in the capacities and on the dates indicated: 

Title

Date

/s/ Phillip D. Yeager

Phillip D. Yeager

/s/ Kevin W. Beth

Kevin W. Beth

Vice Chairman of the Board of Directors, President and Chief Executive Officer 
(Principal Executive Officer)

Executive Vice President, Chief Financial Officer and Treasurer (Principal Financial and 
Accounting Officer)

/s/ David P. Yeager

  Executive Chairman of the Board of Directors

David P. Yeager

/s/ Phillip D. Yeager

  Director

Phillip D. Yeager

/s/ Mary H. Boosalis

  Director

Mary H. Boosalis

/s/ Lisa Dykstra

Lisa Dykstra

  Director

/s/ Michael E. Flannery

  Director

Michael E. Flannery

/s/ James C. Kenny

  Director

James C. Kenny

/s/ Peter B. McNitt

  Director

Peter B. McNitt

/s/ Jenell Ross

Jenell Ross

  Director

/s/ Martin P. Slark

  Director

Martin P. Slark

/s/ Gary Yablon

Gary Yablon

  Director

February 27, 2024

February 27, 2024

February 27, 2024

February 27, 2024

February 27, 2024

February 27, 2024

February 27, 2024

February 27, 2024

February 27, 2024

February 27, 2024

February 27, 2024

February 27, 2024

 
 
 
 
   
 
 
   
 
 
   
 
 
   
 
 
   
 
   
 
 
   
 
   
 
 
   
 
   
 
 
   
 
   
 
 
   
 
   
 
 
   
 
   
 
 
   
 
   
 
 
   
 
   
 
 
   
 
   
 
 
   
 
   
 
 
 
Description of the Company’s Common Stock Registered
Under Section 12 of the Securities Exchange Act of 1934

EXHIBIT 4.1

The  following  summary  of  the  Class  A  Common  Stock  (par  value  $0.01  per  share)  of  Hub  Group,  Inc.  (“Hub  Group”  or  the 
“Company”)  is  based  on  and  qualified  by  the  Company’s  Certificate  of  Incorporation  (the  “Certificate”)  and  Amended  and 
Restated Bylaws, as amended (the “Amended Bylaws”). For a complete description of the terms and provisions of the Company’s 
equity securities, including its Common Stock, refer to the Certificate of Incorporation and Amended Bylaws, each of which is 
filed or incorporated by reference as an exhibit to this Annual Report on Form 10-K.

Hub  Group’s  Certificate  of  Incorporation  authorizes  the  issuance  of  97,337,700  shares  of  Class  A  Common  Stock 
(“Class  A  Common  Stock”),  662,300  shares  of  Class  B  Common  Stock  (“Class  B  Common  Stock”)  and  2,000,000  shares  of 
preferred stock (“Preferred Stock”), all with a par value of $0.01 per share.  

Voting  Rights .        The  holders  of  Class  A  Common  Stock  have  one  vote  per  share  and  the  holders  of  the  Class  B 
Common Stock have 20 votes per share. Except as otherwise required by law, the holders of the Class A Common Stock and the 
Class B Common Stock vote together as a single class with respect to all matters submitted for a vote of stockholders. Shares of 
Class A Common Stock and Class B Common Stock do not have cumulative voting rights.

Dividend Rights.    Each share of Class A Common Stock and Class B Common Stock is entitled to dividends if, as and 
when dividends are declared by the Company’s Board of Directors (“Board”). Any dividend declared and payable in cash, our 
capital stock (other than Class A Common Stock or Class B Common Stock) or other property must be paid equally on a share-
for-share basis on Class A Common Stock and Class B Common Stock. Dividends and distributions payable in shares of Class A 
Common  Stock  may  be  paid  only  on  shares  of  Class  A  Common  Stock,  and  dividends  and  distributions  payable  in  shares  of 
Class B Common Stock may be paid only on shares of Class B Common Stock. If a dividend or distribution payable in Class A 
Common Stock is made on Class A Common Stock, the number of votes per share to which the holders of Class B Common 
Stock are entitled will be adjusted in order to keep the voting power of the Class B Common Stock consistent with the voting 
power of the Class B Common Stock prior to the dividend or distribution of shares of Class A Common Stock. If a dividend or 
distribution payable in Class B Common Stock is made on Class B Common Stock, a simultaneous and equivalent dividend or 
distribution in Class A Common Stock must be made on Class A Common Stock.

Conversion Rights.    The Class A Common Stock is not convertible. Each share of Class B Common Stock is convertible 
into one share of Class A Common Stock at any time at the option of and without cost to the holder thereof. In addition, the Class 
B  Common  Stock  automatically  converts  on  a  share-for-share  basis  into  a  Class  A  Common  Stock  in  the  event  of  certain 
transfers of the Class B Common Stock.

 
 
 
 
 
 
 
 
 
 
 
 
Liquidation Rights.    The holders of the Class A Common Stock and the holders of the Class B Common Stock are entitled to 
participate equally on a share-for-share basis in all distributions to the holders of Common Stock in any liquidation, distribution 
or  winding  up  of  Hub  Group,  subject  to  the  rights  of  the  holders  of  any  class  or  series  of  Preferred  Stock.  If  a  dividend  or 
distribution payable in Class A Common Stock is made on the Class A Common Stock, the liquidation preference on the Class B 
Common Stock will be adjusted proportionately.

Preemptive  Rights.        Neither  the  holders  of  Class  A  Common  Stock  nor  the  holders  of  Class  B  Common  Stock  have 

preemptive rights to purchase shares of any class of our capital stock.

Redemption and Sinking Fund Privileges.    Neither the holders of the Class A Common Stock nor the holders of the Class

B Common Stock have any redemption or sinking fund privileges.

Other Terms.    Upon any subdivision, consolidation, reclassification or other change in the Class A Common Stock, the 
Class B Common Stock will be adjusted proportionately such that the Class B Common Stock retains the same relative voting 
power  as  prior  to  the  subdivision,  consolidation,  reclassification  or  other  change.  The  Class  B  Common  Stock  may  not  be 
subdivided, consolidated, reclassified or otherwise changed unless contemporaneously therewith the Class A Common Stock is 
subdivided, consolidated, reclassified or otherwise changed in the same proportion and in the same manner.

In any merger, consolidation or business combination, the consideration to be received per share by holders of either Class 
A Common Stock or Class B Common Stock must be identical to that received by holders of the other class of Common Stock, 
except that in any such transaction in which shares of capital stock are distributed, such shares may differ as to voting rights only 
to the extent that voting rights now differ between Class A Common Stock and Class B Common Stock.

Issuance of Preferred Stock. Hub Group’s Preferred Stock is issuable at any time, and from time to time, in such amounts 
and  series  and  bearing  such  voting,  dividend,  conversion,  liquidation  and  other  rights  and  preferences  as  the  Board  may 
determine.  The Preferred Stock could be issued for any lawful corporate purpose without further action by the shareholders.  The 
issuance of any Preferred Stock having conversion rights could have the effect of diluting the interests of the other shareholders.  
Shares of Preferred Stock also could be issued with such rights, privileges and preferences as would deter a tender or exchange 
offer or to discourage the acquisition of control of the Company.  

Provisions in Hub Group’s Certificate of Incorporation.  Hub Group’s Certificate of Incorporation contain certain other 

provisions that could impede or delay a change in control of the Company, including:

• Until such time as sufficient shares of Class B Common Stock are converted to shares of Class A Common Stock or we 
issue  sufficient  shares  of  Class  A  Common  Stock  to  dilute  the  voting  power  of  the  holders  of  the  Class  B  Common 
Stock, the holders of Class B Common Stock will have the power to defeat any attempt to acquire control of Hub Group 

 
 
 
 
 
 
 
 
 
 
even though such a change in control may be favored by stockholders holding substantially more than a majority of our 
outstanding shares of Class A Common Stock. This may have the effect of precluding holders of Class A Common Stock 
from  receiving  any  premium  above  market  price  for  their  shares  which  may  be  offered  in  connection  with  any  such 
attempt to acquire control. The holders of Class B Common Stock will also generally have the power to effect certain 
fundamental corporate changes, such as a sale of substantially all of our assets, a merger involving us, or an amendment 
to our certificate of incorporation that does not directly affect the rights of holders of Class A Common Stock, without 
the approval of holders of Class A Common Stock. The holders of the Class B Common Stock have agreed to vote their 
shares of Class B Common Stock in accordance with the vote of the holders of a majority of such shares.

• A provision that allows directors, in determining whether to take or refrain from taking corporate action on any matter, 
including  proposing  any  matter  to  the  stockholders  of  the  Corporation,  to  take  into  account  the  long-term  as  well  as 
short-term interests of the Company and its stockholders (including the possibility that these interests may be best served 
by  the  continued  independence  of  the  Company),  employees,  customers,  and  other  constituencies  of  the  Company, 
including the effect upon communities in which the Company does business; 

•

•

•

•

a provision that amendments to certain portions of Hub Group’s Certificate of Incorporation must be approved by a two-
thirds of the votes that could be cast by the holders of all shares of the Company’s capital stock entitled to vote; and

a provision that any special meeting of shareholders may be called only by the Hub Group’s chairman, chief executive 
officer, president, Board or the holders of a majority of the votes that could be cast by holders of all shares of capital 
stock of the Company.

Provisions  in  Hub  Group’s  Amended  Bylaws.    Hub  Group’s  Amended  Bylaws  contain  certain  provisions  that  could 
impede or delay a change in control of the Company, including:

a  provision  that  amendments  to  certain  portions  of  Hub  Group’s  Amended  Bylaws  must  be  approved  by  a  holders  of 
shares having 80% of the votes that could be cast by the holders of all shares of the Company’s capital stock entitled to 
vote; and

a  provision  establishing  certain  advance  notice  procedures  for  matters  (including  the  nomination  of  directors)  to  be 
considered at an annual meeting of Hub Group’s shareholders.

 
 
 
 
 
 
 
 
 
Execution Version

EXHIBIT 10.1

DPY STOCKHOLDERS’ AGREEMENT

THIS DPY STOCKHOLDERS’ AGREEMENT (the “DPY Agreement”) is made as of February 22, 2023, by and among (i) Matthew D. Yeager 
2015 GST Trust, (ii) Laura C. Yeager 2015 GST Trust, (iii) Phillip D. Yeager 2015 GST Trust, (iv) David P. Yeager Nonexempt Trust Created Under the 
Phillip C. Yeager 1994 Trust, (v) David P. Yeager, (vi) Phillip D. Yeager, (vii) Matthew D. Yeager and (viii) Laura Y. Grusecki (each, a “DPY Stockholder” 
and collectively, the “DPY Stockholders”).

WITNESSETH:

WHEREAS, the DPY Stockholders wish to record, among other matters, their understanding regarding the transfer and voting of the Class B 
Common Stock, $0.01 par value per share (the “Class B Stock”), of Hub Group, Inc. (the “Company”), a Delaware corporation, owned by such DPY 
Stockholders.

NOW, THEREFORE, in consideration of the foregoing and the mutual covenants and agreements herein contained, the parties agree as follows:

Section 1.1 Definitions. In addition to the terms defined elsewhere in this DPY Agreement, the following terms shall have the following meanings 

for the purposes of this DPY Agreement:

ARTICLE I
DEFINITIONS

“AAA” shall have the meaning ascribed thereto in Section 4.3.

“Arbitration” shall have the meaning ascribed thereto in Section 4.3.

“Arbitrator” shall have the meaning ascribed thereto in Section 4.3.

“Change of Control” shall mean (a) the sale of all or substantially all of the consolidated assets of the Company and the Company subsidiaries to a 

purchaser other than a Permitted Transferee; (b) a sale resulting in no less than a majority of the Class A Stock being held by a purchaser other than a 
Permitted Transferee; or (c) a merger, consolidation, recapitalization, or reorganization of the Company with or into a purchaser other than a Permitted 
Transferee that results in the inability of the DPY Stockholders to designate or elect the board of directors (or its equivalent) of the resulting entity or its 
parent company.

“Claim” shall have the meaning ascribed thereto in Section 4.3.

“Class A Stock” shall mean the Class A Common Stock, $0.01 par value per share, of the Company.

“Class B Stock” shall have the meaning ascribed thereto in the recitals, together with (a) any shares of Class B Stock that subsequently may be 

issued or issuable with respect to the Class B Stock including but not limited to as a result of a stock split or dividend or any sale, transfer, assignment or 
other transaction involving the Class B Stock by the Company, (b) any securities into which the Class B Stock may thereafter be changed as a result of a 
merger, consolidation, recapitalization or otherwise (other than securities issued upon conversion of Class B Stock pursuant to the terms thereof) and (c) 
any shares of Class B Stock acquired pursuant to this DPY Agreement.

“Company” shall have the meaning ascribed thereto in the recitals.

“DPY Agreement” shall have the meaning ascribed thereto in the preamble.

 
“DPY Offeree” and “DPY Offerees” shall have the meaning ascribed thereto in Section 2.2(a).

“DPY Stockholder” or “DPY Stockholders” shall have the meanings ascribed thereto in the preamble, together with any Person who becomes 

subject to this DPY Agreement pursuant to Article II hereof.

“Exchange Act” means the Securities Exchange Act of 1934, as amended, and the rules and regulations promulgated thereunder.

“Merger” shall have the meaning ascribed thereto in Section 2.2(c).

“Offer” shall have the meaning ascribed thereto in Section 2.2(a).

“Offered Interest” shall have the meaning ascribed thereto in Section 2.2(a).

“Offering DPY Stockholder” shall have the meaning ascribed thereto in Section 2.2(a).

“Permitted Transferee” shall mean David P. Yeager, the spouse of David P. Yeager or any known descendants (whether natural or adopted) of David 

P. Yeager, any estate of any of the foregoing, any trust for the primary benefit of any one or more of the foregoing and any Person, all of the outstanding 
equity securities of which are owned by any one or more of the foregoing.

“Person” shall mean any individual, corporation, proprietorship, firm, partnership, limited partnership, trust, association or other entity.

“Second Offer” shall have the meaning ascribed thereto in Section 2.2(a).

“Super Majority” shall mean seventy-five percent or greater.

“Takeover Meeting” shall have the meaning ascribed thereto in Section 2.2(c).

“Tender Offer” shall have the meaning ascribed thereto in Section 2.2(c).

“Transfer” shall mean any transaction by which a DPY Stockholder purports to assign its shares of Class B Stock to another Person and shall 
include a sale, assignment, bequest, pledge, encumbrance, hypothecation, mortgage, exchange or other disposition by law or otherwise. For purposes of this 
DPY Agreement, the term “Transfer” shall include (a) a DPY Stockholder voting its shares of Class B Stock in favor of a merger of the Company and (b) a 
conversion of shares of Class B Stock into shares of Class A Stock of the Company pursuant to the Company’s Certificate of Incorporation.

ARTICLE II
RESTRICTIONS ON TRANSFER

Section 2.1 No Transfers of Class B Stock Except in Compliance with Agreement. No DPY Stockholder shall Transfer its shares of Class B Stock, 

except in compliance with the provisions of this Article II. Any transfer in violation of this Article II shall be void ab initio.

Section 2.2 Transfers Pursuant to a Right of First Refusal.

(a) Except as otherwise provided in Section 2.2(c), if a DPY Stockholder (the “Offering DPY Stockholder”) desires to Transfer all or any 
portion of its shares of Class B Stock (all or such portion, as applicable, is hereinafter referred to as the “Offered Interest”) to any Person that is not a 
Permitted Transferee, or convert such Offered Interest into Class A Stock pursuant to the Company’s Certificate of Incorporation, the Offering DPY 
Stockholder shall first deliver to each other DPY Stockholder (each, a “DPY Offeree” and together, the “DPY Offerees”), a written notice (the 
“Offer”) setting forth an offer to sell the Offered Interest, pro rata to each DPY Offeree in accordance with its percentage ownership of the aggregate 
number of shares 

2

 
 
of Class B Stock held by the DPY Stockholders (excluding the Offered Interest), for a specified cash dollar amount per share (which price in the 
event of a conversion of Class B Stock pursuant to the Company’s Certificate of Incorporation or any other Transfer for which a price is not 
specified (such as a sale at prevailing market prices or a share exchange), shall be the closing sale price of the shares of Class A Stock on the 
principal securities market on which the Class A Stock is listed or quoted on the date of the notice) and on specified terms and conditions. For a 
period of 14 days after receipt by the DPY Offeree of an Offer, the DPY Offeree shall have a first right to purchase its pro rata portion of the Offered 
Interest in accordance with its percentage ownership of the aggregate number of shares of Class B Stock held by the DPY Stockholders (excluding 
the Offered Interest). To exercise its rights hereunder, an DPY Offeree must deliver to the Offering DPY Stockholder a written notice setting forth 
the number of shares of Class B Stock such DPY Offeree desires to purchase and, if such DPY Offeree desires to purchase more than its pro rata 
portion of the Offered Interest, a statement of the maximum additional amount of the Offered Interest such DPY Offeree would purchase if the other 
DPY Offerees elect not to purchase their pro rata share. If the DPY Offerees have not timely exercised their rights to purchase in the aggregate 
100% of the Offered Interest, the Offering DPY Stockholder shall deliver to each other DPY Offeree notice to that effect and offer the other DPY 
Offerees the opportunity to subscribe for additional shares of the Offered Interest on the terms and conditions specified in the Offer (a “Second 
Offer”). Shares of the Offered Interest shall be allocated to each DPY Offeree that has timely exercised its right to purchase a portion of the Offered 
Interest pro rata, but not more than such DPY Offeree’s desired maximum amount of shares of Class B Stock, in accordance with such DPY 
Offeree’s percentage ownership of shares of Class B Stock.

(b) In the event that any DPY Offerees shall have timely elected to purchase all or a portion of the Offered Interest in accordance with 
Section 2.2(a), the Offering DPY Stockholder shall sell the Offered Interest to such DPY Offerees at the price and upon the terms and conditions set 
forth in the Offer, and the parties shall otherwise consummate said transaction no later than 15 days after the delivery of the Offer to the DPY 
Offerees. In lieu of cash, any DPY Offeree may elect to pay the purchase consideration in (i) cash, (ii) shares of Class A Stock having a fair market 
value determined two business days prior to the closing date equal to the purchase price of the Class B Stock being purchased by such DPY Offeree, 
(iii) one-third in cash or shares of Class A Stock having a fair market value determined two business days prior to the closing date and two-thirds by 
means of a promissory note that matures on the third anniversary of the closing bearing interest at the applicable federal rate (as published from 
time-to-time by the Internal Revenue Service) payable annually with one-third of the principal amount due on each anniversary of the closing or (iv) 
a combination of (i) and (ii).

(c) In the case of a proposal to merge the Company with or into another Person that is not a Permitted Transferee (a “Merger”) or a proposal 
by a Person that is not a Permitted Transferee to make an offer to the Company’s shareholders to purchase all or a portion of the Company’s shares 
(a “Tender Offer”), any DPY Stockholder is authorized to call a meeting of the DPY Stockholders (the “Takeover Meeting”) and provide written 
notice to the DPY Stockholders of such meeting specifying the date, time and place of such meeting. DPY Stockholders may participate in such 
meeting in person (which may include presence by telephone conference call) or by proxy. The Takeover Meeting must occur before any DPY 
Stockholder can cast a vote with respect to a Merger or tender shares of Class B Stock in the Tender Offer. Following such Takeover Meeting, any 
DPY Stockholder desiring to Transfer shares of Class B Stock must follow the procedures specified in Section 2.2(a) prior to voting in favor of a 
Merger or tendering shares in the Tender Offer; provided, however, that the price per share for the Offered Interest shall be the cash dollar amount 
offered per share of Class B Stock in such transaction or, in the case of another form of consideration offered per share of Class B Stock, the cash 
equivalent of the fair market value of such other consideration; provided, further, that the Offering DPY Stockholder shall not be obligated to sell 
any portion of the Offered Interest pursuant to Section 2.2(a) unless the DPY Offerees purchase 100% of the Offered Interest.

(d) To the extent that the DPY Offerees have not elected to purchase all or a portion of the Offered Interest in accordance with Section 2.2(a), 

the Offering DPY Stockholder may, within 5 days following the expiration of other DPY Stockholders right of first refusal under Section 2.2(a), 
Transfer the unpurchased portion of the Offered Interest to a Person other than a Permitted Transferee. To the extent that the DPY Offerees, on an 
aggregate basis, elected to purchase less than all of the Offered Interest in accordance with Section 2.2(c), the Offering DPY Stockholder may vote 
in favor of the Merger or tender shares of Class B Stock in the Tender Offer. For the avoidance of doubt, if either (x) the Merger or Tender Offer is 
terminated 

3

 
 
or (y) more than 5 days pass following the expiration of other DPY Stockholders right of first refusal under Section 2.2(a) before any Transfer of the 
unpurchased portion of the Offered Interest is complete, than any proposed Transfer of all or any portion of the shares of Class B Stock held by the 
Offering DPY Stockholder shall once again be subject to the provisions of this Article II.

Section 2.3 Transfers to Permitted Transferees. A DPY Stockholder may Transfer its shares of Class B Stock to a Permitted Transferee who is not a 

party to this Agreement if and only if such Permitted Transferee (or the guardian or other legal representative) has agreed in writing to be bound by all of 
the terms and conditions of this Agreement in the form of the Joinder attached hereto as Exhibit A.

ARTICLE III
VOTING AGREEMENT

Section 3.1 Voting Agreement. Except as provided in Section 2.2, each DPY Stockholder hereby agrees to vote all of its shares of Class B Stock or 

to cause all of its shares of Class B Stock to be voted as directed by a majority in interest of the outstanding shares of Class B Stock held by DPY 
Stockholders present at a meeting of the DPY Stockholders called pursuant to Section 3.2 at which a quorum is present. In the event (a) that the voting of 
the Class B Stock present at a meeting of the DPY Stockholders pursuant to Section 3.2 at which a quorum is present cannot be directed by a majority in 
interest of such outstanding shares of Class B Stock held by DPY Stockholders present because of a deadlock or (b) because a quorum at a meeting called 
pursuant to Section 3.2 cannot be achieved after two attempts, each DPY Stockholder hereby agrees to vote all of its shares of Class B Stock or to cause all 
of its shares of Class B Stock to be voted as recommended by the independent directors (as defined by NASDAQ, or such other securities exchange on 
which the Company maintains its primary listing of the Class A Stock) of the Board of Directors of the Company for the matter presented by the Company 
for stockholder action. Notwithstanding the foregoing, in the event that the subject matter of a stockholder vote results in a Change of Control of the 
Company, each of the DPY Stockholders hereby agrees to vote all of its shares of Class B Stock or to cause all of its shares of Class B Stock to be voted 
against such Change of Control unless the Super Majority of the outstanding shares of Class B Stock present at a meeting of the DPY Stockholders called 
pursuant to Section 3.2 at which a quorum is present votes in favor of such Change of Control.

Section 3.2 DPY Stockholder Vote. For purposes of effecting the agreement set forth in Section 3.1, the DPY Stockholders shall, within five days 

after receipt by the DPY Stockholders of a notice from the Company calling for a meeting and vote of its stockholders upon any matter, vote (in accordance 
with their percentage ownership of the aggregate number of shares of Class B Stock held by the DPY Stockholders) to determine how the DPY 
Stockholders shall vote their shares of Class B Stock pursuant to Section 3.1. The vote required by this Section 3.2 shall take place at the Company’s 
principal executive offices (or such other location as the holders of a majority in interest of the aggregate number of shares of Class B Stock held by the 
DPY Stockholders may agree) and DPY Stockholders may participate in such vote in person (which may include presence by telephone conference call or 
other electronic means of communication by which all parties may be heard) or by proxy. The presence, in person or by proxy, of the DPY Stockholders of 
a majority in interest of the shares of Class B Stock held by the DPY Stockholders shall constitute a quorum at all meetings of the DPY Stockholders called 
pursuant to Section 3.2. In the absence of a quorum, the holders of a majority in interest of such shares of Class B Stock present in person or by proxy may 
adjourn such meeting, from time to time. Notice of a date to reconvene the meeting shall be provided to all DPY Stockholders at least 24 hours in advance 
of such date. Any shares of Class B Stock held by DPY Stockholders not represented at such meeting shall be deemed to have voted as recommended by 
the independent directors (as defined by NASDAQ, or such other securities exchange on which the Company maintains the primary listing of the Class A 
Stock) of the Board of Directors of the Company for the matter presented by the Company for stockholder action; provided that in the case of a vote on a 
Change of Control the DPY Stockholders will vote against such transaction unless the Super Majority requirements of Section 3.1 are met.

Section 3.3 Action by Written Consent. Notwithstanding any provision contained in this Agreement, any action of the DPY Stockholders may be 
taken by written consent without a meeting; provided that the Class B stockholders with the requisite number of votes vote in favor of such action (i.e. in 
the case of a vote for a Change of Control a Super Majority votes in favor of such Change of Control). In the event that any DPY Stockholder desires that 
the DPY Stockholders take any action by written consent, the DPY Stockholder proposing such action shall 

4

 
 
deliver to the other DPY Stockholders a written notice setting forth the matter proposed to be acted upon by the DPY Stockholders and request written 
approval of such proposed action. Any DPY Stockholder that does not provide such written approval shall be deemed to have voted such DPY 
Stockholder’s shares of Class B Stock against the matter presented by the proposing DPY Stockholder.

Section 3.4 Standstill Restrictions. Except as provided herein or unless otherwise approved by the majority in interest of the outstanding shares of 
Class B Stock held by DPY Stockholders, each DPY Stockholder hereby agrees not to (a) directly or indirectly make, effect, initiate or cause to be made 
any stockholder proposals under Rule 14a-8 of the Exchange Act or otherwise at any meeting of the stockholders of the Company or in connection with 
any action by consent in lieu of a meeting or (b) solicit proxies, designations or written consents of stockholders, or conduct any binding or nonbinding 
referendum with respect to voting securities of the Company, or make or in any way participate in any “solicitation” of any “proxy” within the meaning of 
Rule 14a-l of the Exchange Act (but without regard to the exclusion set forth in Rule 14a-l (l)(2)(iv) from the definition of “solicitation”) to vote any voting 
securities of the Company with respect to any matter, or become a participant in any contested solicitation for the election of directors with respect to the 
Company (as such terms are defined or used in the Exchange Act), other than solicitations or acting as a participant in support of the voting obligations of 
the Stockholders pursuant to Section 3.1 or Section 3.3.

ARTICLE IV
MISCELLANEOUS

Section 4.1 Restrictive Legend. Each DPY Stockholder agrees that any certificates representing Class B Stock now or hereafter owned by such DPY 

Stockholder will bear the following legend in addition to any legends required by law:

“THE SHARES REPRESENTED BY THIS CERTIFICATE MAY BE TRANSFERRED ONLY IN COMPLIANCE WITH THE TERMS OF THAT 
CERTAIN DPY STOCKHOLDERS’ AGREEMENT (THE “AGREEMENT”), DATED FEBRUARY 22, 2023, BY AND AMONG THE 
MATTHEW D. YEAGER 2015 GST TRUST, THE LAURA C. YEAGER 2015 GST TRUST, THE PHILLIP D. YEAGER 2015 GST TRUST, 
THE DAVID P. YEAGER NONEXEMPT TRUST CREATED UNDER THE PHILLIP C. YEAGER 1994 TRUST, DAVID P. YEAGER, PHILLIP 
D. YEAGER, MATTHEW D. YEAGER AND LAURA Y. GRUSECKI, AS IT MAY BE AMENDED FROM TIME TO TIME. A COPY OF THE 
FORM OF SUCH AGREEMENT IS AVAILABLE FOR INSPECTION AT THE PRINCIPAL OFFICE OF THE COMPANY AND WILL BE 
FURNISHED WITHOUT CHARGE TO THE REGISTERED HOLDER OF SUCH CERTIFICATE UPON WRITTEN REQUEST.

THE SHARES REPRESENTED BY THIS CERTIFICATE HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS 
AMENDED (THE “ACT”), OR ANY STATE SECURITIES LAWS AND, ACCORDINGLY, MAY NOT BE SOLD OR TRANSFERRED IN THE 
ABSENCE OF EITHER (1) AN EFFECTIVE REGISTRATION STATEMENT UNDER THE ACT AND APPLICABLE STATE SECURITIES 
LAWS OR (2) AN EXEMPTION FROM REGISTRATION THEREUNDER.”

Section 4.2 Notices. Any notice, request, instruction or other document to be given hereunder by a party hereto shall be in writing and shall be 
deemed to have been given, (a) when received if delivered in person or by courier or a courier service, (b) on the date of transmission if sent by facsimile or 
other wire transmission, or (c) three days after being deposited in the U.S. mail, certified or registered mail, postage prepaid, in each case addressed as set 
forth on the signature pages hereto or to such other address as a party hereto may designate for itself by notice given as herein provided. Whenever this 
DPY Agreement requires notice to be given, or requires an action to be taken, as of a certain date, such notice or action shall be deemed to have been 
timely given or taken if such notice is given or such action is taken prior to the date called for by the other provisions of this DPY Agreement.

Section 4.3 Arbitration.

(a) Any claim, dispute or controversy of whatever nature arising out of or relating to this Agreement or any other agreements contemplated 

hereunder, including any dispute or controversy relating to the validity, 

5

 
 
 
enforceability or applicability of this Section 4.3(a), as well as any action or claim based on tort, contract or statute (including any claims of breach), or 
concerning the interpretation, effect, termination, validity, performance and/or breach of this Agreement (“Claim”), shall be resolved by final and binding 
arbitration (“Arbitration”) before a single arbitrator (the “Arbitrator”) selected from and administered by the American Arbitration Association or its 
successor (the “AAA”) in accordance with its then-existing arbitration rules or procedures regarding commercial or business disputes. The Arbitrator 
appointed to serve must be a neutral and impartial individual. The Arbitration shall be held in Illinois or such other jurisdiction as determined by the DPY 
Stockholders holding the then majority of interest, in their sole discretion, which determination shall be binding on all parties.

(b) The Arbitrator shall, within fifteen (15) calendar days after the conclusion of the Arbitration hearing, issue a written award and 

statement of decision describing the essential findings and conclusions on which the award is based, including the calculation of any damages awarded. The 
Arbitrator shall be authorized to award compensatory damages, but shall not be authorized (i) to award non-economic damages, such as for emotional 
distress, pain and suffering or loss of consortium, (ii) to award punitive damages, or (iii) to reform, modify or materially change this Agreement or any 
other agreements contemplated hereunder; provided that the damage limitations described in parts (i) and (ii) of this sentence shall not apply if such 
damages are statutorily imposed. The Arbitrator also shall be authorized to grant any temporary, preliminary, or permanent equitable remedy or relief it 
deems just and equitable and within the scope of this Agreement, including an injunction or order for specific performance. The decision of the Arbitrator 
shall be final and binding.

(c) Each party shall bear its own attorneys’ fees, costs, and disbursements arising out of the Arbitration and shall pay an equal share of the 

fees and costs of the AAA and the Arbitrator; provided that the Arbitrator shall be authorized to determine whether a party is the prevailing party, and if so, 
to award to that prevailing party reimbursement for its reasonable attorneys’ fees, costs, and disbursements (including, for example, expert witness fees and 
expenses, photocopy charges, travel expenses, etc.) and/or the fees and costs of the AAA and the Arbitrator. Absent the filing of an application to correct or 
vacate the Arbitration award under applicable law, each party shall fully perform and satisfy the Arbitration award within fifteen (15) calendar days of the 
service of the award.

(d) By agreeing to this binding arbitration provision, the parties understand that they are waiving certain rights and protections, which may 
otherwise be available if a Claim between the parties were determined by litigation in court, including the right to seek or obtain certain types of damages 
precluded by this Section 4.3(d), the right to a jury trial, certain rights of appeal, and a right to invoke formal rules of procedure and evidence. BY 
EXECUTING THIS AGREEMENT, EACH PARTY HEREBY WAIVES AND COVENANTS NOT TO ASSERT THEIR CONSTITUTIONAL RIGHT 
TO TRIAL BY JURY OF ANY DISPUTES RELATING TO THIS AGREEMENT AND/OR THE ACTS OR OMISSIONS OF A PARTY HERETO 
THEREUNDER, WHETHER ARISING IN CONTRACT, TORT OR OTHERWISE ARISING OUT OF, CONNECTED WITH, OR RELATED OR 
INCIDENTAL TO, THE TRANSACTION GIVING RISE TO THIS AGREEMENT. EACH MEMBER HEREBY WAIVES ANY RIGHTS TO 
PROCEED BY WAY OF A CLASS ACTION, TO SERVE IN ANY REPRESENTATIVE CAPACITY FOR OTHERS, OR TO ACT AS A PRIVATE 
ATTORNEY GENERAL IN ANY CLAIM OR CONTROVERSY ARISING IN CONNECTION WITH, OUT OF OR WITH RESPECT TO THIS 
AGREEMENT, INCLUDING WITH RESPECT TO ANY BREACH, TERMINATION, AMENDMENT, ENFORCEMENT, INTERPRETATION, 
VALIDITY, OR OTHERWISE. THE WAIVERS CONTAINED HEREIN SHALL BE BINDING UPON THE RESPECTIVE SUCCESSORS AND 
ASSIGNS OF SUCH PARTIES AND UPON ALL PERSONS AND ENTITIES ASSERTING RIGHTS OR CLAIMS OR OTHERWISE ACTING ON 
BEHALF OF A PARTY, AND THEIR RESPECTIVE SUCCESSORS AND ASSIGNS.

Section 4.4 Binding Effect. This DPY Agreement shall be binding upon and inure to the benefit of each of the parties hereto and their respective 

heirs, legal representatives, executors, successors and permitted assigns.

Section 4.5 Captions. The captions in this DPY Agreement are for convenience of reference only and shall not be deemed to alter or affect any 

provision hereof or interpretation hereof.

Section 4.6 Counterparts. This DPY Agreement may be executed in one or more counterparts, each of which shall be deemed an original, but all of 

which together shall constitute one and the same instrument.

6

 
 
Section 4.7 Applicable Law. This DPY Agreement shall be governed by and construed in accordance with the internal laws of the State of Delaware 

without giving effect to the principles of conflicts of law thereof.

Section 4.8 Assignment. Neither this DPY Agreement nor any right or obligation hereunder is assignable in whole or in part, whether by operation 
of law or otherwise, by any party hereto except (a) with the prior written consent of each of the other parties and (b) assignments made pursuant to, and in 
accordance with, the other terms of this DPY Agreement in connection with Transfers of shares of Class B Stock made in accordance with the terms of this 
DPY Agreement.

Section 4.9 Waivers. The failure of any party hereto at any time or times to require performance of any provision hereof will in no way affect its 

right at a later time to require the performance of that provision. No waiver by any party of any condition or of any breach of any term or condition 
contained in this DPY Agreement will be effective unless in writing. No waiver in any one or more instances will be deemed to be a further or continuing 
waiver of any condition or breach in any other instance or waiver of any other condition or breach.

Section 4.10 Specific Performance. The parties acknowledge that monetary damages will be insufficient for a breach of many of the provisions of 
this DPY Agreement. Therefore, each party agrees that, upon a breach of any provision of this DPY Agreement, the nondefaulting party(ies) may sue for 
and obtain an injunction or specific performance of such provision in any appropriate court.

Section 4.11 Entire Understanding. This DPY Agreement sets forth the entire agreement and understanding of the parties hereto and supersedes any 

and all prior agreements, arrangements and understandings among the parties regarding the subject matter hereof.

Section 4.12 Severability. If any provision of this DPY Agreement shall be held invalid, illegal or unenforceable, the validity, legality or 

enforceability of the other provisions hereof shall not be affected thereby, and there shall be deemed substituted for the provision at issue a valid, legal and 
enforceable provision as similar as possible to the provision at issue.

Section 4.13 Amendments. This DPY Agreement may be amended only by written agreement signed by the DPY Stockholders holding three-

fourths of the aggregate number of shares of Class B Stock held by the DPY Stockholders.

Section 4.14 Termination of Agreement. This DPY Agreement shall terminate upon an agreement to terminate this DPY Agreement by the written 

consent of the DPY Stockholders holding three-fourths of the aggregate number of shares of Class B Stock held by the DPY Stockholders, or, as to any 
DPY Stockholder, when such DPY Stockholder ceases to be a DPY Stockholder due to the Transfer of all of such DPY Stockholder’s shares of Class B 
Stock in accordance with this DPY Agreement.

[REST OF PAGE LEFT INTENTIONALLY BLANK; SIGNATURE PAGE FOLLOWS]

7

 
 
 
 
 
 
IN WITNESS WHEREOF, the parties hereto have caused this DPY Agreement to be executed and delivered effective as of the date first above 

written.

DPY STOCKHOLDERS:

Phillip D. Yeager 2015 GST Trust

By:
Name:
Its:

  /s/ David P. Yeager
  David P. Yeager
  Trustee

Laura C. Yeager 2015 GST Trust

By:
Name:
Its:

  /s/ David P. Yeager
  David P. Yeager
  Trustee

Matthew D. Yeager 2015 GST Trust

By:
Name:
Its:

  /s/ David P. Yeager
  David P. Yeager
  Trustee

David P. Yeager Nonexempt Trust Created Under the 
Phillip C. Yeager 1994 Trust

By:
Name:
Its:

  /s/ David P. Yeager
  David P. Yeager
  Trustee

/s/ David P. Yeager
David P. Yeager

/s/ Matthew D. Yeager
Matthew D. Yeager

/s/ Phillip D. Yeager
Phillip D. Yeager

/s/ Laura Y. Grusecki
Laura Y. Grusecki

8

 
 
 
  
 
 
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
FORM OF JOINDER TO DPY STOCKHOLDERS’ AGREEMENT

EXHIBIT A

The undersigned is executing and delivering this joinder (the “Joinder”) pursuant to the DPY Stockholders’ Agreement, dated as of February 22, 

2023 (as the same may hereafter be amended, the “DPY Stockholders’ Agreement”), by and among (i) Matthew D. Yeager 2015 GST Trust, (ii) Laura C. 
Yeager 2015 GST Trust, (iii) Phillip D. Yeager 2015 GST Trust, (iv) David P. Yeager Nonexempt Trust Created Under the Phillip C. Yeager 1994 Trust, (v) 
David P. Yeager, (vi) Phillip D. Yeager, (vii) Matthew D. Yeager and (viii) Laura Y. Grusecki.

By executing and delivering this Joinder to the DPY Stockholders’ Agreement, the undersigned hereby agrees to become a party to, to be bound by, 

and to comply with the provisions of the DPY Stockholders’ Agreement as a DPY Stockholder (as defined in the DPY Stockholders’ Agreement) in the 
same manner as if the undersigned were an original signatory to the DPY Stockholders’ Agreement.

Date: _______________, 20__

[__________________]

By:
Name:
Title:

 [____________________]
 [_______________]

9

 
 
 
  
 
 
  
 
 
 
 
 
Subsidiaries of Hub Group, Inc.

SUBSIDIARIES

Hub City Terminals, Inc.
Hub Group Atlanta, LLC
Hub Group Associates, Inc.
Hub Chicago Holdings, Inc.
Hub Group Transport, LLC
Hub Freight Services, Inc.
Hub Group Trucking, Inc.
HGNA Group de Mexico, S. de RL de C.V.
Hub Group Canada Inc.
Hub Group Dedicated, LLC
Hub Group Global, LLC
Hub Group, LLC
Quality Services, LLC
Hub Group Trucking California, LLC
Choptank Transport, LLC
Choptank Leasing, LLC
PJ Assurance, Inc.
TAGG Holdco, LLC
TAGG Logistics, LLC
LeSaint Logistics, LLC
TAGG Nevada, LLC
HGI Hub City Technologies Private Limited
Hub Group Final Mile, LLC
FFM, LLC

EXHIBIT 21

JURISDICTION OF INCORPORATION/ORGANIZATION

Delaware
Delaware
Illinois
Delaware
Delaware
Delaware
Delaware
Mexico
Ontario
Delaware
Illinois
Delaware
Missouri
Delaware
Delaware
Maryland
Vermont
Missouri
Missouri
Missouri
Missouri
India
Tennessee
Tennessee

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

EXHIBIT 23.1

We consent to the incorporation by reference in the following Registration Statements:

1.

2.

3.

Registration Statement Form S-8 No. 333-218509 pertaining to the Hub Group, Inc. 2017 Long-Term Incentive Plan, 

Registration Statement Form S-8 No. 333-265830 pertaining to the Hub Group, Inc. 2022 Long-Term Incentive Plan, and 

Registration Statement Form S-8 No. 333-107745 pertaining to the Hub Group Employee Profit Sharing Plan and Trust; 

of our reports dated February 27, 2024, with respect to the consolidated financial statements and schedule of Hub Group, Inc., and the effectiveness of internal control over 
financial reporting of Hub Group, Inc., included in this Annual Report (Form 10-K) of Hub Group, Inc. for the year ended December 31, 2023.

/s/ Ernst & Young LLP 

Chicago, Illinois
February 27, 2024

 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT 31.1

I, Phillip D. Yeager, certify that:

CERTIFICATION

1)

2)

3)

4)

I have reviewed this report on Form 10-K of Hub Group, Inc.;

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in 
light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, 
results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 
13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a)

b)

c)

d)

designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that 
material  information  relating  to  the  registrant,  including  its  consolidated  subsidiaries,  is  made  known  to  us  by  others  within  those  entities,  particularly 
during the period in which this report is being prepared;

designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to 
provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance 
with generally accepted accounting principles;

evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the 
disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter 
that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting and;

5)

The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors 
and the audit committee of registrant's board of directors (or persons performing the equivalent function):

a)

b)

all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to 
adversely affect the registrant's ability to record, process, summarize and report financial information; and

any  fraud,  whether  or  not  material,  that  involves  management  or  other  employees  who  have  a  significant  role  in  the  registrant's  internal  control  over 
financial reporting.

Date: February 27, 2024

/s/ Phillip D. Yeager
Name:
Title:

  Phillip D. Yeager
  Vice Chairman of the Board of Directors, President and 

Chief Executive Officer

 
 
 
 
EXHIBIT 31.2

I, Kevin W. Beth, certify that:

CERTIFICATION

1)

2)

3)

4)

I have reviewed this report on Form 10-K of Hub Group, Inc.;

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in 
light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, 
results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 
13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a)

b)

c)

d)

designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that 
material  information  relating  to  the  registrant,  including  its  consolidated  subsidiaries,  is  made  known  to  us  by  others  within  those  entities,  particularly 
during the period in which this report is being prepared;

designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to 
provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance 
with generally accepted accounting principles;

evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the 
disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter 
that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting and;

5)  The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors 

and the audit committee of registrant's board of directors (or persons performing the equivalent function):

a)

b)

all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to 
adversely affect the registrant's ability to record, process, summarize and report financial information; and

any  fraud,  whether  or  not  material,  that  involves  management  or  other  employees  who  have  a  significant  role  in  the  registrant's  internal  control  over 
financial reporting.

Date: February 27, 2024

/s/ Kevin W. Beth
Name:
Title:

  Kevin W. Beth
  Executive Vice President, Chief Financial
  Officer and Treasurer (Principal Financial and
  Accounting Officer)

 
 
 
 
 
 
Certification Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

EXHIBIT 32.1

The following statement is provided by the undersigned to accompany the Annual Report on Form 10-K for the year ended December 31, 2023 of Hub Group, Inc. pursuant 
to Section 906 of the Sarbanes-Oxley Act of 2002 (18 U.S.C. 1350) and shall not be deemed filed pursuant to any provision of the Exchange Act of 1934 or any other 
securities law.

Each of the undersigned certifies that the foregoing Report on Form 10-K fully complies with the requirements of Section 13(a) of the Securities Exchange Act of 1934 (15 
U.S.C. 78m) and that the information contained in the Form 10-K fairly presents, in all material respects, the financial condition and results of operations of Hub Group, Inc.

Date: February 27, 2024

/s/Phillip D. Yeager
Phillip D. Yeager

/s/Kevin W. Beth

  Kevin W. Beth

Vice Chairman of the Board of Directors, President and Chief Executive Officer

Executive Vice President, Chief Financial Officer and Treasurer (Principal 
Financial and Accounting Officer)

 
 
 
 
 
 
 
 
 
Effective as of November 30, 2023

HUB GROUP, INC. (THE “COMPANY”)
COMPENSATION CLAWBACK POLICY

1.

Purpose

The Company has adopted this Policy in part to comply with Section 954 of the Dodd-Frank Wall Street Reform 
and Consumer Protection Act of 2010, as codified by Section 10D of the Exchange Act, and Nasdaq Listing Rule 
5608, which require the recovery of certain forms of executive compensation in the case of accounting 
restatements resulting from a material error in an issuer’s financial statements or material noncompliance with 
financial reporting requirements under the federal securities laws.

2.

Administration

This Policy shall be administered by the Compensation Committee (the “Committee”) of the Board, and any 
determinations made by the Committee shall be final and binding on all affected individuals.

The Committee is authorized to interpret this Policy and to make all determinations necessary or advisable for 
the administration of this Policy and for the Company’s compliance with the requirements of Section 10D of the 
Exchange Act and any applicable rules or standards adopted by the SEC and Nasdaq.

3.

Definitions

For purposes of this Policy, the following capitalized terms shall have the meanings set forth below.

a)

b)

c)

d)

e)

“Acknowledgement Form” shall mean the acknowledgment form attached hereto as Annex A.

“Board” shall mean the Board of Directors of the Company. 

“Clawback Eligible Incentive-based Compensation” means all Incentive-based 
Compensation received by Covered Executives (i) after beginning service as a Covered 
Executive, (ii) who served as a Covered Executive at any time during the performance period for 
such Incentive-based Compensation, and (iii) during the three completed fiscal years 
immediately preceding a Restatement Date.

“Covered Executive” shall mean each individual who is currently or was previously designated 
as an “officer” of the Company as defined in Rule 16a-1(f) under the Exchange Act. 

“Erroneously Awarded Compensation” shall mean, with respect to each Covered Executive in 
connection with a Restatement, the amount of Clawback Eligible Incentive-based Compensation 
that exceeds the amount of Incentive-based Compensation that would have been received by the 

1

 
 
 
Effective as of November 30, 2023

f)

g)

h)

i)

j)

k)

l)

Covered Executive had it been determined based on the restated amounts, without regard to any 
taxes paid by the Covered Executive.

“Exchange Act” shall mean the Securities Exchange Act of 1934, as amended.

“Financial Reporting Measures” shall mean measures that are determined and presented in 
accordance with the accounting principles used in preparing the Company’s financial statements, 
and any measures that are derived wholly or in part from such measures. Stock price, diluted 
earnings per share, EBITDA, gross margin, and total shareholder return shall also constitute 
“Financial Reporting Measures.” A Financial Reporting Measure need not be presented within the 
Company’s financial statements or included in a filing with the SEC.

“Incentive-based Compensation” shall mean any compensation that is granted, earned, or 
vested based wholly or in part upon the attainment of a Financial Reporting Measure. Incentive-
based Compensation shall be deemed to have been received during the fiscal period in which the 
Financial Reporting Measure specified in the Incentive-based Compensation award is attained, 
even if such Incentive-based Compensation is paid or granted after the end of such fiscal period. 
For the avoidance of doubt, Incentive-based Compensation does not include annual salary, 
compensation awarded based on completion of a specified period of service, or compensation 
awarded based on subjective standards, strategic measures, or operational measures. 

“Nasdaq” shall mean the Nasdaq Stock Market LLC.

“Policy” shall mean this compensation clawback policy, as may be amended or restated from 
time to time.

“Restatement” shall mean an accounting restatement due to material noncompliance by the 
Company with any financial reporting requirement under the federal securities laws, including 
any required accounting restatement to correct an error in previously issued financial statements 
that is material to the previously issued financial statements, or that would result in a material 
misstatement if the error were corrected in the current period or left uncorrected in the current 
period. 

“Restatement Date” shall be the earlier of (i) the date the Board, a committee of the Board, or 
the Company’s management if Board action is not required, concludes, or reasonably should 
have concluded, that the Company is required to prepare a Restatement or (ii) the date a court, 
regulator, or other legally authorized body directs the Company to prepare a Restatement.

m)

“SEC” shall mean the U.S. Securities and Exchange Commission.

2

 
 
 
Effective as of November 30, 2023

4.

Effective Date

This Policy was adopted by the Board as of November 30, 2023, and shall apply to Incentive-based 
Compensation that is received on or after October 2, 2023.

5.

Mandatory Recovery

In the event the Company is required to prepare a Restatement, the Company shall, as promptly as reasonably 
possible, recover any Erroneously Awarded Compensation. For Incentive-based Compensation based on stock 
price or total shareholder return, the Committee shall determine the amount of Erroneously Awarded 
Compensation based on a reasonable estimate of the effect of the Restatement on the stock price or total 
shareholder return upon which the Incentive-based Compensation was received, and the Company shall 
document such reasonable estimate and provide such documentation to Nasdaq.

Subsequent changes in a Covered Executive’s employment status, including retirement or termination of 
employment, do not affect the Company’s rights to recover Erroneously Awarded Compensation pursuant to this 
Policy.

The Committee shall determine, in its sole discretion, the method of recovering any Erroneously Awarded 
Compensation pursuant to this Policy. Such methods may include: (i) direct recovery by reimbursement; (ii) 
set-off against future compensation; (iii) forfeiture of equity awards; (iv) set-off or cancelation against planned 
future awards; (v) forfeiture of deferred compensation (subject to compliance with the Internal Revenue Code 
and related regulations); and (vi) any other recovery action approved by the Committee and permitted under 
applicable law.

To the extent that a Covered Executive fails to repay all Erroneously Awarded Compensation to the Company 
when due, the Company shall take all actions reasonable and appropriate to recover such Erroneously Awarded 
Compensation from the applicable Covered Executive. The applicable Covered Executive shall be required to 
reimburse the Company for any and all expenses reasonably incurred (including legal fees) by the Company in 
recovering such Erroneously Awarded Compensation.

6.

Discretionary Recovery

In addition to the other rights and responsibilities under this Policy, in the event of a Restatement, the 
Committee will review the facts and circumstance that led to the requirement for the Restatement and will take 
such additional actions as it deems necessary or appropriate regarding any current or former employee of the 
Company (i) at the level of VP or higher (including Covered Executives) or (ii) with day-to-day responsibility for 
the preparation of the Company’s financial statements, considering the culpability of any such person regarding 
the Restatement and whether such acts or omissions constituted misconduct.

The actions the Committee may elect to take against any such person, depending on all the facts and 
circumstances as determined during their review, could include (i) the 

3

 
 
Effective as of November 30, 2023

recoupment of all or part of any bonus or other compensation paid to such person, (ii) disciplinary actions, up 
to and including termination, and (iii) the pursuit of other available remedies including legal action.

7.

Impracticability

The Committee shall recover any Erroneously Awarded Compensation in accordance with this Policy unless such 
recovery would be impracticable, as determined by the Committee in accordance with Rule 10D-1 under the 
Exchange Act and the listing standards of Nasdaq. 

8.

No Indemnification

The Company shall not indemnify any current or former Covered Executive against the loss of Erroneously 
Awarded Compensation, and shall not pay, or reimburse any Covered Executives, for any insurance policy to 
fund such executive’s potential recovery obligations.

9.

Acknowledgment

Each Covered Executive shall sign and return to the Company an Acknowledgement Form, pursuant to which 
the Covered Executive agrees to be bound by, and to comply with, the terms and conditions of this Policy. For 
the avoidance of doubt, each Covered Executive will be fully bound by the Policy whether or not such Covered 
Executive has executed and returned such Acknowledgment Form to the Company.

10.

Amendment

The Committee may amend this Policy from time to time in its discretion and shall amend this Policy as it 
deems necessary to reflect the regulations adopted by the SEC and to comply with any rules or standards 
adopted by Nasdaq or such other national securities exchange on which the Company’s securities are then 
listed.

11.

Other Recoupment Rights

Any right of recoupment under this Policy is in addition to, and not in lieu of, any other rights of recoupment or 
remedies that may be available to the Company pursuant to the terms of any employment agreement, equity 
award agreement, similar agreement, or policy and any other legal remedies available to the Company.

12.

Successors

This Policy shall be binding and enforceable against all Covered Executives and, to the extent required by 
applicable law or guidance from the SEC or Nasdaq, their administrators, beneficiaries, executors, heirs, or 
other legal representatives.

4

 
 
Effective as of November 30, 2023

13.

Venue

All actions arising out of or relating to this Policy shall be brought and determined exclusively in the Court of 
Chancery of the State of Delaware or, in the event that such court does not have subject matter jurisdiction 
over such action, in any state or federal court within the State of Delaware.

14.

Governing Law

This Policy shall be governed by and construed in accordance with the internal laws of the State of Delaware, 
without giving effect to any choice or conflict of law provision or rule (whether of the State of Delaware or any 
other jurisdiction). 

* * * * *

5

 
 
 
Effective as of November 30, 2023

Annex A

HUB GROUP, INC.
COMPENSATION CLAWBACK POLICY
ACKNOWLEDGEMENT FORM

By signing below, the undersigned acknowledges and confirms that the undersigned has received and reviewed 
a copy of the Hub Group, Inc. (the “Company”) Compensation Clawback Policy (the “Policy”). Capitalized 
terms used but not defined in this Acknowledgement Form (this “Acknowledgement Form”) shall have the 
meanings set forth in the Policy.

By signing this Acknowledgement Form, the undersigned acknowledges and agrees that the undersigned is and 
will continue to be subject to the Policy and that the Policy will apply both during and after the undersigned’s 
employment with the Company. Further, by signing below, the undersigned agrees to abide by the terms of the 
Policy, including by returning any Incentive-based Compensation subject to recovery under the Policy to the 
Company to the extent required by, and in a manner consistent with, the Policy.

Signature:  

Name: 

Date: 

6