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Inovalon Holdings

inov · NASDAQ Financial Services
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Sector Financial Services
Industry Asset Management
Employees 1001-5000
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FY2018 Annual Report · Inovalon Holdings
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Inovalon Holdings, Inc.,
2018 Annual Report 

Driving improvements in healthcare through advanced 
cloud-based analytics and data-driven intervention 
platforms informed by more than:

42,900,000,000

Medical Events

*

264,000,000
Unique Patients

964,000
Physicians

519,000
Clinical Facilities

98.8%
U.S. Counties

*Medical Events represent discrete entries relating to patient interactions,  
  medical procedures or changes in patients’ medical conditions.
Figures as of December 31, 2018

2018 AT-A-GLANCE

REVENUE

$527.7M

ADJUSTED EBITDA

$151.9M

FINANCIAL HIGHLIGHTS

Year Ended December 31,

$ in thousands

2018

2017

2016

2015

2014

Revenue

$ 527,676 

$ 449,358

$ 427,588

$ 437,271

$ 361,540

Cost	of	revenue

$ 144,826 

$ 151,046

$ 159,169

$ 146,140

(Loss) Income from operations

($ 2,585)

Net (loss) income

($ 39,164)

$ 33,789

$ 34,818

$ 37,634

$ 27,104

$ 116,456

$ 66,063

$ 112,761

$ 110,061

$ 65,352

Adjusted EBITDA(1)

$ 151,945 

$ 109,014

$ 99,944

$ 151,622

$ 133,648

Ad(cid:77)usted	(cid:40)BIT(cid:39)A	margin(1)

29%

24%

23%

35%

37%

Non-GAAP net income(1)

$ 39,321 

$ 41,780

$ 50,953

$ 75,352

$ 70,205

(cid:49)et	cash	provided	by	 
operating	activities

$ 90,401 

$ 97,706

$ 92,830

$ 67,554

$ 85,528

Investment	in	innovation(2)

$ 79,639 

$ 85,814

$ 62,430

$ 47,783

$ 44,528

A(cid:39)(cid:45)AC(cid:40)(cid:49)T	MAR(cid:46)(cid:40)T	(cid:40)(cid:59)PA(cid:49)(cid:54)I(cid:50)(cid:49)

(cid:39)emand	for	Inovalon(cid:10)s	cloud-based	platforms	and	data-driven	capabilities	is	driving	expansion	not	only	in	the	Company(cid:10)s	original	
area	of	focus,	the	payer	landscape,	but	also	in	the	pharmacy(cid:18)life	sciences	and	provider	landscapes,	resulting	in	greater	diversification	
of	revenue	and	an	expanding	number	and	scale	of	cross-synergy	opportunities.

2015

14%

3%

2016

11%

15%

16%

2017

15%

2018

18%

83%

74%

69%

32%

Payer

Provider

Pharmacy/Life Sciences

50%

(cid:42)raph	does	not	depict	category	(cid:107)(cid:50)ther,(cid:121)	which	is	de	minimis.

•  (cid:54)trong	payer	base	
with	dominance	
of Medicare 
Advantage	

•  (cid:54)trong	scaling	of	
pharma demand

•  (cid:54)eeing	strong	
demand for 
platform 
applications	within	
the	provider	and	
device	landscapes

(1)  For a reconciliation to the most directly comparable GAAP measures refer to the tables in the back of the Annual Report for the year ended December 31, 2018.
(cid:11)2(cid:12)	 For	a	definition	of	investment	in	innovation	and	the	component	make-up	refer	to	page	3(cid:24)	of	the	Annual	Report	for	the	year	ended	(cid:39)ecember	31,	2018.

WHAT WE DO

Inovalon  provides  a  cloud-based  software  platform  that  enables  healthcare  organizations  to  implement  highly 
sophisticated data-driven initiatives in very large scale. At the core of data-based initiatives is the need to aggregate 
and  analyze  data,  garner  meaningful  insight  from  the  results,  and  use  these  insights  to  drive  material  change  to 
outcomes and economics. To achieve this, four competencies are needed: 1) large-scale data connectivity, integration, 
and validation capabilities, 2) advanced predictive analytics and high-speed compute, 3) toolsets to translate resulting 
insights into real-world impact, and 4) purpose-built data visualization and reporting. To inform our platform, Inovalon 
brings to bear massive-scale datasets and industry-leading subject matter expertise.

THE INOVALON ONE® PLATFORM

The Inovalon ONE® Platform is an integrated native cloud-based platform of nearly 100 individual proprietary toolsets 
able	to	be	rapidly	configured	to	empower	the	operationali(cid:93)ation	of	large-scale,	value-based	care	initiatives.	(cid:40)ach	toolset	
is referred to as a “Component,” with each supporting critical healthcare ecosystem functional needs. Components are 
configured	into	integrated	sets	identified	as	(cid:107)Modules,(cid:121)	each	of	which	share	cohesive	interoperability	and	common	data	
The Inovalon ONE® Platform
management.
Architecture

Employer Settings

Stable Health Settings

Ambulatory / Outpatient 
Care Settings

Acute / Inpatient Care Settings

Post-Acute Care Settings

In-Home Care Settings

THE INOVALON ONE®  PLATFORM

Point-Of-Care Venue Coordination

Connectivity & Integration

Real World Intervention / Point-Of-Care Solutions

Management & Administration Consoles

Data Warehouse 
Interconnectivity 
Toolset

EHR & HIE 
Interoperability 
Toolset

Enterprise Interface 
& Streaming
 Toolset

Authorization 
Coordination & 
Validation Solution

Call & Fulfillment 
Center Solution 
(iTCC™)

Clinical Encounter 
Coordination Solution

Clinical Encounter 
Support Solution 
(ePASS®)

EHR Interfacing 
Solution

Medical Record 
Abstraction Solution 
(SAFHIRE™)

Mobile/SMS/eMail 
Interaction Solution

Analytic Protocol 
Editor

Clinical Template 
Editor

Data Integration 
Client Cloud Access 
Interface

iPORT™ & 
iPORT-HD™ 
Integration Toolset

Remote Data 
Monitoring 
Toolset

Unstructured Data 
Conversion (DCD) 
Toolset

Patient & Provider 
Enrollment Solution

Patient Portal
Solution

Provider Portal 
Solution

Real-Time Data 
Monitoring & 
Surveillance Solution

Real-Time On-
Demand Insights 
Solution (DDx™)

Telemedicine
Solution

Intervention 
Planning Interface

Scenario 
Configuration Editor

Specialty Pharmacy 
Interface

Clinical Care Protocol 
Analytics

Clinical Care Venue 
Determination Analytics

Clinical Quality Outcomes 
Analytics

Comparative 
Benchmarking Analytics

Cost & Utilization 
Analytics

Data Integrity
Analysis

De-Identification / 
Anonymization Algorithm

Disease Burden & 
Risk Score Analytics

Care
Reporting

Contract 
Administration 
Reporting

Demographic 
Reporting

Disease & Risk 
Reporting

Analytical Algorithms & Engines

Data Visualization & Reporting

Financial Performance 
Analytics

Medication Compliance/
Persistence Analytics

NLP/ML Toolset

Operational Logistical 
Coordination Analytics

Patient & Provider 
Behavior Analytics

Patient Identification 
Analytics

Predictive Clinical 
Analytics (PCIS™) Toolset

Financial
Reporting

Operational 
Reporting

Outreach
 Strategy

Predictive Quality 
Analytics (PQIS™) Toolset

Quality Spectrum 
Flowchart Designer 
(QSFD®) Toolset

Quality Spectrum Insight 
Compute Engine 
(QSI® & QSI-XL™) Toolset

Regulatory Data 
Generation Toolset

Scenario Modeling & 
Comparative Analysis 

Treatment Effectiveness 
Analytics

Unique Identifier 
Determination Analytics 
(MPI / MDM)

Quality
Reporting

Regulatory 
Reporting

Utilization
Reporting

Master Platform Data Warehouse

Master Comparative Data Warehouse

Data Foundation

Master Care & Case 
Management Data

Master Claims Data

Master Clinical Data 

Master Device & Monitoring 
Data

Master Diagnostics Data

Master Employer Data

Master Facilities Data

MORE2 Registry® Data

Socioeconomic (SES) Data

Master Financial Data

Master Operations Data 

Master Patient Data 

Master Payer Data 

Master Pharmacy Data

Master Provider Data 

Master Referential Data

SUPPORT SERVICES

Platform Clinical Support 
Help Desk

Platform Program Client 
Support

Platform Program 
Continuous Improvement 
Processes

Platform Program 
Discovery Processes

Platform Program 
Performance Evaluation 
Processes

Platform Technical Support 
Help Desk

PARTICIPATING 
ORGANIZATION 
PORTFOLIO SUPPORT

Contract Performance 
Monitoring & 
Administration

Organization-Specific Data 
Warehouse Connectivity

Organization-Specific 
Reporting

CLIENTS:

Payers

Providers

Life Sciences

Pharmacy

THE	INOVALON	ONE®	PLATFORM

The	Inovalon	ONE®	Platform	brings	to	the	marketplace	a	highly	extensible,	national-scale	capability	to	interconnect	with	
the	 healthcare	 ecosystem	 on	 massive	 scale,	 aggregate	 and	 analyze	 data	 in	 petabyte	 volumes,	 arrive	 at	 sophisticated	
insights	in	real-time,	and	drive	impact	wherever	it	is	analytically	identified	best	to	intervene.

The	Inovalon	ONE
Illustrative

(cid:50)(cid:49)(cid:40)® Platform  
	(cid:54)toryboard

MORE2 Registry®

A LETTER FROM THE CEO

KEITH R. DUNLEAVY, M.D.

Dear Fellow Stockholders,

2018  marked  a  year  of  positive  transformation 
for  Inovalon,  leading  to  the  emergence  of  the 
next  generation  of  our  Company  and  what 
we  refer  to  as  “Inovalon  2.0.”  During  the  year, 
we  completed  the  conversion  of  the  majority 
of 
Inovalon’s  offerings  to  a  cloud-based, 
subscription-based  model  and  we  expanded 
our  reach  into  the  provider  market  through 
the  acquisition  of  ABILITY  Network,  Inc.  We 
continued  to  integrate  and  hone  the  business 
capabilities, sales models, strong workforce, and 
advanced technologies and data streams of our 
business  units,  including  ABILITY,  increasing 
the	 beneficial	 network	 effect	 of	 our	 combined	
entity  and  bringing  to  life  synergy  revenue 
generation  opportunities.  The  Company 
continued to innovate, develop and expand our 
data assets and cloud-based platform offerings, 
increasing  both  our  MORE2  Registry®  dataset 
and  the  number  of  Modules  and  the  level  of 
sophistication	offered	within	the	configurations	
of the Inovalon ONE® Platform.

The  undertakings  and  accomplishments  of 
the year were extensive — driving what we see 
to	 be	 notably	 positive	 benefits	 for	 our	 clients,	
the patients for whom they care, our Company, 
and  our  stockholders.  In  comparison  to  2017, 
revenue in 2018 increased 17% to $527.7 million, 
gross  margin  expanded  by  620  basis  points 
to  72.6%,  adjusted  EBITDA  increased  39%  to 
(cid:7)1(cid:24)1.9	 million,	 and	 cash	 (cid:112)ow	 from	 operations	
topped  $90  million  —  an  amount  that  included 
the  strongest  fourth  quarter  cash  generation 
since the Company went public in 2015. 

In  addition  to  the  aforementioned  in-year 
financial	 performance,	 which	 re(cid:112)ected	 the	
Inovalon  2.0 
Company’s  transformation  to 
throughout  the  period,  a  number  of  key 
metrics  demonstrated  an  increasingly  positive 
momentum  and  growing  success 
in  the 
latter  half  of  2018.  Driven  by  expanding  data, 
analytical  and  platform  differentiation,  value 
delivery,  and  an  improved  focus  on  client 
success, we achieved outstanding client renewal 
rates  and  relationship  expansions 
in  2018, 
resulting  in  our  entering  2019  with  a  Client 
Retention  Rate  of  103%  on  a  dollar  basis.  In 
addition to demonstrated success with existing 
clients, we also achieved a very strong showing 
with new clients, increasing the number of new 
logos  added  to  our  client  portfolio  by  29%  in 
comparison to 2017. Altogether, the combination 
of  the  Inovalon  2.0  strengths  resulted  in 
impressive  sales  expansion  delivering  a  77% 
year-over-year  increase  in  Annual  Contract 
Value (ACV) sales by year-end.

Key  to  the  expanding  market  demand  seen 
by  the  Company  in  2018  was  the  continued 
expansion  of  our  market-leading 
Inovalon 
ONE®  Platform.  During  2018,  we  increased 
the  number  of  Modules  on  the  system  from 
approximately  80  to  nearly  100,  enabling  our 
customers  across  all  of  our  verticals  —  payer, 
provider, pharmacy and life sciences — to adopt 
a	 wide	 array	 of	 possible	 configurations	 of	 our	
software-as-a-service  solutions,  selecting  the 
capabilities that best meet their needs. Behind 
the  scenes,  our  massive  datasets  continued  to 
increasingly  inform  our  platform’s  capabilities 
—  empowering  the  development  and  training 
of	 machine	 learning,	 artificial	 intelligence,	 and	
deep learning algorithms to deliver even greater 
client  value  and  further  differentiate  Inovalon 
within  the  marketplace.  Since  the  Company 
went public, our combined datasets have grown 
at greater than 50% per year on a compounded 
annual  basis.  By  the  end  of  2018,  our  count  of 
unique  patients  and  medical  events  within  our 
MORE2 Registry® dataset had risen to more than 
264 million and nearly 43 billion, respectively.

As  seen  within  our  strong  Client  Retention 
Rates,  new  logo  addition  rates,  and  ACV  sales 
growth,  the  differentiated  capabilities  of  the 
Company  are 
increasingly  resonating  with 
existing  clients  and  new  clients.  We  are  seeing 
this  across  all  of  the  Company’s  business 
verticals,  with  strong  sales  being  realized  by 
each.	In	addition,	Inovalon	is	benefitting	from	the	
network  effect  wherein  companies  across  our 
end markets begin to understand the dramatic 
interrelationship  between  their  organizations. 
Pharmaceutical companies are seeking ways to 
demonstrate  greater  value  and  differentiation 
with  health  plans.  Pharmacies  are  looking  to 
collaborate  more  effectively  with  providers, 
and  health  plans  are  aiming  to  decrease  costs 
and  achieve  better  outcomes  in  coordination 
with  all  parts  of  the  ecosystem.  Inovalon’s 
breadth  of  relationships  across  the  landscape, 
access  to  common  data,  interconnectivity,  and 
appreciation  of  the  healthcare  marketplace’s 
regulations and complex dynamics is supporting 
a  very  positive  network  effect  —  enabling 
Inovalon  to  provide  and  empower  increasingly 
differentiated  offerings  of  concurrent  value  to 
multiple parties.

As we have expanded our platform capability set 
and  client  base,  we  continued  to  increase  our 
total addressable market (TAM) and concurrently 
decrease  our  customer  concentration.  As  our 
total  addressable  market  has  grown  from  an 
estimated  $84  billion  in  2014  to  $142  billion  in 
2018,  our  total  serviceable  market  has  grown 

from an estimated $10.6 billion to $30.1 billion. 
Over  the  same  period,  the  concentration  of 
our  ten  largest  customers  has  decreased  from 
approximately 76% down to approximately 42%. 
As we see the opportunities ahead continuing to 
expand, we have made substantial investments 
to pursue them. We have dramatically expanded 
our  salesforce  from  approximately  15  people 
when we went public in 2015 to more than 200 
people by the end of 2018. We have shifted from 
a  healthcare-focused  sales  effort  to  a  tech-
led  sales  effort  supported  by  subject  matter 
experts.  We  implemented  a  project  called 
“Simplify,”  wherein  we  changed  the  entire 
contracting  environment  within  the  Company 
to  streamline  our  efforts,  shorten  contract 
cycle time, and enable a higher velocity of sale 
and  implementation.  Today,  we  can  capture 
opportunity  and  deploy  our  technology  faster 
than at any other time in our history.

As  we  enter  2019,  we  have  strong  momentum 
and  unprecedented  visibility  into  our  expected 
financial	 results	 for	 the	 year.	 (cid:58)e	 see	 very	
strong  growth  ahead  —  and  we  see  it  with 
greater visibility than ever before. In addition to 
significant	reported	and	organic	revenue	growth,	
we also see continued expansion in our already-
strong	profitability	through	additional	technology	
synergies,  process  automation,  connectivity, 
product  mix,  and  value-driven  pricing  strength. 
This  forecasted  revenue  and  margin  expansion, 
in turn, are seen driving further increases in our 
cash	(cid:112)ow	and	balance	sheet	strength.

Inovalon 

Today, 
is  delivering  high-value 
solutions  to  a  marketplace  that  is  undergoing 
an  important  transformation  to  data-driven 
healthcare.  Our  vision  is  to  be  the  high-value 
enablement layer within this ecosystem and the 
trusted  partner  able  to  empower  our  clients’ 
achievement	 of	 clinical	 (cid:84)uality	 and	 financial	
performance  improvement.  We  are  seeing  this 
play  out  and  resulting  in  a  strong,  positive 
in(cid:112)ection	 in	 our	 business,	 and	 this	 has	 us	
excited  about  what  lies  ahead.  We  are  pleased 
that  you  are  on  this  journey  with  us,  and  we 
sincerely  appreciate  your  interest  and  support 
as stockholders.

KEITH R. DUNLEAVY, M.D.
Chief	(cid:40)xecutive	(cid:50)fficer	(cid:9)	 
Chairman of the Board
April, 2019

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549 
FORM 10-K

(Mark One)

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2018 
or

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF
1934

For the transition period from                           to    
Commission file number:  001-36841

INOVALON HOLDINGS, INC.
(Exact Name of Registrant as Specified in Its Charter)

Delaware
(State or Other Jurisdiction of
Incorporation or Organization)

4321 Collington Road
Bowie, Maryland
(Address of Principal Executive Offices)

47-1830316
(IRS Employer
Identification No.)

20716
(Zip Code)

Securities registered pursuant to Section 12(b) of the Act:

(301) 809-4000
Registrant’s Telephone Number, Including Area Code

Title of Each Class
Class A Common Stock, $0.000005 par value per share

Name Of Each Exchange On Which Registered
NASDAQ Global Select Market

Securities registered pursuant to Section 12(g) of the Act: None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes 

    No 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or 15(d) of the Act. Yes 

    No 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act 
of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such 
filing requirements for the past 90 days. Yes 

    No 

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to 

Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to 
submit such files). Yes 

    No 

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (§ 229.405) is not contained herein, and will 

not be contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this 
Form 10-K or any amendment to this Form 10-K.    

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting 

company or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging 
growth company” in Rule 12b-2 of the Exchange Act. (Check one):

Large accelerated filer 

Accelerated filer 

Non-accelerated filer 

Smaller reporting company 
Emerging growth company 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying 

with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes 

    No 

As of June 30, 2018, the last business day of the registrant’s most recently completed second fiscal quarter, aggregate market value of the 

voting stock (common stock) held by non-affiliates of the registrant was approximately $520.3 million.

As of January 31, 2019, the registrant had 72,046,008 shares of Class A common stock outstanding and 80,608,685 shares of Class B common 

stock outstanding.

The information required by Part III (Items 10, 11, 12, 13 and 14) will be incorporated by reference from the Registrant’s definitive proxy 
statement relating to its 2019 annual meeting of stockholders (the “2019 Proxy Statement”). The 2019 Proxy Statement will be filed with the U.S. 
Securities and Exchange Commission within 120 days after the end of the fiscal year to which this report relates.

Documents Incorporated by Reference

 
 
INOVALON HOLDINGS, INC.

FORM 10-K
FOR THE FISCAL YEAR ENDED DECEMBER 31, 2018 

TABLE OF CONTENTS

PART I
Item 1.

Item 1A.

Item 1B.

Item 2.

Item 3.

Item 4.
PART II

Item 5.

Item 6.

Item 7.

Business

Risk Factors

Unresolved Staff Comments

Properties

Legal Proceedings

Mine Safety Disclosures

Market For Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of 
Equity Securities

Selected Financial Data

Management’s Discussion and Analysis of Financial Condition and Results of Operations

Item 7A.

Quantitative and Qualitative Disclosures About Market Risk

Item 8.

Item 9.

Financial Statements and Supplementary Data

Changes in and Disagreements With Accountants on Accounting and Financial Disclosure

Item 9A.

Controls and Procedures

Item 9B.
PART III

Item 10.

Item 11.

Item 12.

Other Information

Directors, Executive Officers and Corporate Governance

Executive Compensation

Security Ownership of Certain Beneficial Owners and Management and Related Stockholder 
Matters

Item 13.

Certain Relationships and Related Transactions, and Director Independence

Item 14.
PART IV

Item 15.
Signatures

Principal Accountant Fees and Services

Exhibits and Financial Statement Schedules

Index to Consolidated Financial Statements

1

13

29

29

30

30

31
32

33

48

48

48

48

49

50

50

50

50

50

51

54

F-1

i

 
 
 
 
SPECIAL NOTE REGARDING FORWARD-LOOKING STATEMENTS

This Annual Report on Form 10-K contains forward-looking statements within the meaning of Section 27A of the 

Securities Act of 1933, as amended (the “Securities Act”), and Section 21E of the Securities Exchange Act of 1934, as amended 
(the “Exchange Act”). All statements contained in this Annual Report other than statements of historical fact, including but not 
limited to statements regarding our future results of operations and financial position, our business strategy and plans, market 
growth, and our objectives for future operations, are forward-looking statements. The words “believe,” “may,” “see,” “will,” 
“estimate,” “continue,” “anticipate,” “intend,” “expect,” and similar expressions are intended to identify forward-looking 
statements. We have based these forward-looking statements largely on our current expectations and projections about future 
events and trends that we believe may affect our financial condition, results of operations, business strategy, short-term and 
long-term business operations and objectives and financial needs. Moreover, we operate in a very competitive and rapidly 
changing environment. New risks emerge from time to time. It is not possible for our management to predict all risks, nor can 
we assess the impact of all factors on our business or the extent to which any factor, or combination of factors, may cause actual 
results to differ materially from those contained in any forward-looking statements we may make. In light of these risks, 
uncertainties and assumptions, the future events and trends discussed in this Annual Report may not occur and actual results 
could differ materially and adversely from those anticipated or implied in the forward-looking statements.

Factors that may cause actual results to differ from expected results include, among others:

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

our future financial performance, including our ability to continue and manage our growth;

our ability to retain our client base and sell additional services to them;

the effect of the concentration of our revenue among our top clients;

our ability to innovate and adapt our platforms and toolsets;

the effects of regulations applicable to us, including regulations relating to data protection and data privacy;

the effects of consolidation in the healthcare industry;

the ability to successfully integrate our acquisitions, including ABILITY, and the ability of the acquired business 
to perform as expected;

the ability to enter into new agreements with existing or new platforms, products, and solutions in the timeframes 
expected, or at all;

the successful implementation and adoption of new platforms, products and solutions;

the effects of changes in tax legislation for jurisdictions within which we operate, including recent changes in U.S. 
tax laws;

the ability to protect the privacy of our clients’ data and prevent security breaches;

the effect of current or future litigation;

the ability to secure final court approval of existing class action lawsuits related to our initial public offering;

the effect of competition on our business;

the efficacy of our platforms and toolsets; and

the timing and size of business realignment and restructuring charges.

Forward-looking statements are only current predictions and are subject to known and unknown risks, uncertainties, and 
other factors that may cause our actual results, levels of activity, performance, or achievements to be materially different from 
those anticipated by such statements. These factors include, among other factors, those set forth in Part I, Item 1A, “Risk 
Factors.”

You should not rely upon forward-looking statements as predictions of future events. The events and circumstances 

reflected in the forward-looking statements may not be achieved or occur. Although we believe that the expectations reflected in 
the forward-looking statements are reasonable, we cannot guarantee future results, levels of activity, performance, or 
achievements. In addition, graphics, images or illustrations pertaining to or demonstrating our products, data, services and/or 
technology that may be used herein are intended for illustrative purposes only unless otherwise noted. We are under no duty to, 
and we disclaim any obligation to, update any of these forward-looking statements after the date of this Annual Report or to 
conform these statements to actual results or revised expectations.

ii

PART I

Explanatory Note Regarding Market Information: This Annual Report on Form 10-K includes market data and 
forecasts with respect to the healthcare industry. Although we are responsible for all of the disclosure contained in this 
Annual Report, in some cases we rely on and refer to market data and certain industry forecasts that were obtained from 
third party surveys, market research, consultant surveys, publicly available information and industry publications and 
surveys that we believe to be reliable.

Item 1.    Business.

Our Company

We are a leading technology company providing cloud-based platforms empowering data-driven healthcare. Through the 
Inovalon  ONE®  Platform,  Inovalon  brings  to  the  marketplace  a  national-scale  capability  to  interconnect  with  the  healthcare 
ecosystem, aggregate and analyze data in real-time, and empower the application of resulting insights to drive meaningful impact 
at the point of care. Leveraging its platform, unparalleled proprietary data sets, and industry-leading subject matter expertise, 
Inovalon enables better care, efficiency, and financial performance across the healthcare ecosystem. From health plans and provider 
organizations, to pharmaceutical, medical device, and diagnostics companies, Inovalon’s unique achievement of value is delivered 
through the effective progression of “Turning Data into Insight, and Insight into Action®.” Supporting thousands of clients, including 
24 of the top 25 U.S. health plans and 22 of the top 25 global pharma companies, Inovalon’s technology platforms and analytics 
are informed by data pertaining to more than 964,000 physicians, 519,000 clinical facilities, 264 million Americans, and 42 billion 
medical events.

We generate the substantial majority of our revenue through the sale or subscription licensing of our platform solutions, as 

well as revenue from related arrangements for advisory, implementation, and support services.

On April  2,  2018,  the  Company  acquired  Butler  Group  Holdings,  Inc.,  a  Delaware  corporation  and  its  wholly-owned 
subsidiaries, including, without limitation, ABILITY Network Inc., a Delaware corporation (“ABILITY”). The combination of 
Inovalon and ABILITY creates a vertically integrated cloud-based platform empowering the achievement of real-time, value-based 
care from payers, manufacturers, and diagnostics all the way to the patient’s point of care.

On  September 17,  2014,  Inovalon, Inc.  implemented  a  holding  company  reorganization,  pursuant  to  which  Inovalon 
Holdings, Inc. became the new parent company of Inovalon, Inc. and Inovalon, Inc. became the direct, wholly owned subsidiary 
of the Company. The Company was incorporated in the state of Delaware on September 11, 2014. Inovalon, Inc. was incorporated 
in the state of Delaware on November 18, 2005. In this Annual Report, unless we indicate otherwise or the context requires, 
references to the “Company,” “Inovalon,” “we,” “our,” “ours,” and “us” refer to Inovalon Holdings, Inc. and its consolidated 
subsidiaries.

Industry Overview and Demand Drivers

The Company believes that healthcare is increasingly becoming data-driven in nature, transactional in design, real-time in 
speed, and ultimately consumer-centric in focus. Driven by the first waves of disease-burden based reimbursement models and 
quality incentive programs, data has gained an increasing role in the U.S. healthcare system. Data is increasingly a competitive 
differentiator, as its aggregation, analysis, validation, and associated connectivity can be leveraged to identify individual patients’ 
unique  needs,  refine  care  plans,  speed  drug  discovery  and  commercialization,  reduce  waste,  expand  the  value  proposition  of 
medications and medical devices, and streamline healthcare workflows and supply chains. As transparency into the many facets 
of healthcare increases, the Company believes the pace of the industry’s transformation will continue to accelerate, ultimately 
placing consumers at the center as they play an increasingly active role in their care.

We believe that demand for our offerings is driven by the confluence of a number of fundamental healthcare industry trends, 

including:

Shift to Value-Based Healthcare.    The healthcare industry is undergoing a significant transformation, driven by a shift from 
volume-based models to value-based and outcome-based models. The traditional fee-for-service reimbursement model in healthcare 
has played a major role in elevating both the level and growth rate of healthcare spending. In response, both the public and private 
sectors are shifting away from the historical fee-for-service (volume-based) models toward value-based, capitated payment models 
that are designed to incentivize value and quality at an individual patient level. The number of Americans covered by capitated 
payment programs (care programs wherein an organization is financially responsible for the healthcare of a population of patients 
for which the total compensation is fixed other than adjustments for factors including specifically how sick individual patients are, 
how much resource is needed to be applied or spent on each patient, what is the quality of the clinical care, and other demographic 
factors) continues to increase, according to industry sources and our internal estimates. This increase is expected to further drive 
the critical importance to accurately measure, analyze, report, and improve patient disease and comorbidity conditions, utilization 
rates, and clinical quality outcomes. Further, this shift from volume-based to value-based and outcome-based models is increasingly 
impacting other segments of the healthcare industry, including pharmaceutical companies, healthcare providers, medical device 

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manufacturers, and diagnostics companies. For example, pharmaceutical companies are increasingly pursuing outcomes-based 
contracting (“OBC”) arrangements with health plans in order to leverage data and analytics to demonstrate value and improve 
care outcomes. This is particularly true as a large number of new, complex, and expensive specialty treatments are expected to 
enter the market over the coming years.

Digitization of Healthcare Information.    Across the healthcare landscape, a significant amount of data is being created every 
day, driven by patient care, payment systems, regulatory compliance, and record keeping. These data include information within 
patient health records, clinical trials, pharmacy benefit programs, imaging systems, sensors and monitoring platforms, laboratory 
results, patient reported information, hospital and physician performance programs, and billing and payment processing. However, 
despite significant investments by public and private sources within the industry, the digitized healthcare data remain largely stored 
in “walled gardens”—data that is static and not easily shared or interpreted. As the amount of data in healthcare continues to grow, 
we believe that it will be critical for participants across the healthcare industry to be able to analyze this disparate data and apply 
insights in a targeted manner in order to better achieve the goals of higher quality and more efficient care.

Healthcare Becoming Increasingly Consumer-centric.    Increasingly, the patient (the consumer of healthcare) wants to take 
a more active and informed role in how their own individual healthcare is delivered—how to select their health plan and based on 
what information, how to select and interact with a physician, how to determine whether or not to have a particular surgical 
procedure or whether or not to take a particular medication, etc. Similar to other industries including financial services, retail, and 
entertainment, the healthcare marketplace is becoming increasingly consumer-centric. This transformation means that interactions 
in  healthcare  are  becoming  increasingly  data-driven,  transactional,  and  real-time  in  nature,  all  of  which  require  increasingly 
sophisticated  data  ingestion  and  analytical  capabilities,  extensive  industry  connectivity,  and  high-speed,  scalable,  and  secure 
compute infrastructures.

Increasing  Complexity.    The  healthcare  industry  is  on  a  course  of  dramatically  progressive  complexity. As  technology 
employed in the healthcare space has become increasingly sophisticated, new diagnostics and treatments have been introduced, 
the pool of clinical research has expanded, and the paradigms dictating payment and regulatory oversight have multiplied. This 
expanding complexity drives a growing and continuous need for the aggregation, analysis, and targeted application of the underlying 
and resulting data.

Unsustainable Rise in Healthcare Costs.    According to the 2017 National Health Expenditure Projections prepared by the 
Centers for Medicare and Medicaid Services (“CMS”), healthcare spending in the U.S. is projected to have increased 4.6% on a 
year-over-year basis to $3.5 trillion in 2017, representing 17.9% of U.S. Gross Domestic Product (“GDP”). CMS projects healthcare 
spending in the U.S. to increase to approximately 20% of GDP by 2026. To address this expected significant rise in healthcare 
costs, the U.S. healthcare market is seeking more efficient and effective methods of delivering care. This same trend is playing 
out across modernized nations around the globe.

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Our Market Opportunity

We believe that our market opportunity for data-driven healthcare solutions is significant and growing. The ability to aggregate, 
integrate, and analyze data on a massive scale and apply garnered insights in a manner that achieves meaningful impact is crucial 
for healthcare payers (e.g., health plans and integrated health delivery systems), healthcare providers (e.g., hospitals, accountable 
care organizations (“ACOs”), post-acute care providers, and physicians), pharmaceutical companies (e.g., medication discovery 
and  manufacturers,  specialty  pharmacies,  retail  pharmacies,  pharmacy  benefit  management  companies),  medical  device 
manufacturers, diagnostics companies, and consumers. 

According to third-party industry estimates, the addressable market for software and related services capabilities serving these 
healthcare constituents continues to expand from an estimated $84 billion in 2014 to approximately $142 billion in 2018. According 
to industry sources, the market for software and related services is approximately $17.3 billion within the U.S. payer market. We 
believe  that  as  analytics  continue  to  demonstrate  greater  value  within  the  U.S.  payer  landscape,  the  market  will  expand 
commensurately. We believe that the market opportunity for our current offerings within the payer market, the historical focus of 
our  Company,  is  approximately  $16.3  billion. As  we  continue  to  build  and  launch  new  capabilities  and  expand  our  market 
opportunities following the acquisition of ABILITY, we believe analytics will provide a significantly larger value opportunity 
within this same payer space. For providers, industry sources estimate that software and related services represent a $40.1 billion 
U.S. market size. We believe that the market opportunity for our current offerings within the provider market is approximately 
$6.8 billion (excluding expected expansion of market opportunity following the ABILITY acquisition). In the pharmaceutical and 
life-sciences market, industry sources estimate a $51.4 billion market size for total software and related services spend. We believe 
that the market opportunity for our current offerings within the pharmaceutical and life-sciences market is approximately $7.0 
billion, largely driven by our acquisitions of Avalere Health, Inc. (“Avalere”), a leading provider of data-driven advisory services 
and  business  intelligence  solutions  in  the  pharmaceutical  and  life  sciences  industry,  in  2015,  and  Creehan  Holding  Co.,  Inc. 
(“Creehan”), a leader in specialty pharmacy software platforms, in 2016. In the consumer market, industry sources estimate a 
$33.2 billion global market size for mobile health applications and solutions. We believe that, over time, analytics will also drive 
a significant opportunity expansion in the consumer market, as consumers seek to take a more active and informed role in how 
their healthcare is delivered.

_______________________________________
Source:  Gartner, IDC, Research and Markets and Inovalon (with methodology validated by HMA).

In addition, the pressures that face the U.S. healthcare market are not unique, as other communities around the world are 
facing aging populations and growing pressures in sustaining affordable healthcare. We believe that our capabilities are highly 
applicable to other developed and developing countries around the globe, which we believe represents a sizable related future 
opportunity for our Company.

The Inovalon ONE® Platform

Inovalon provides a technology platform that enables healthcare organizations to implement highly sophisticated value-based 
initiatives in very large scale. At the core of value-based initiatives is the need to aggregate and analyze data, garner meaningful 
insight  from  the  results,  and  use  these  insights  to  drive  material  change  to  outcomes  and  economics.  To  achieve  this,  four 
competencies are needed: 1) large-scale data connectivity, integration, and validation capabilities, 2) advanced predictive analytics 
and high-speed compute, 3) toolsets to translate resulting insights into real-world impact, and 4) purpose-built data visualization 
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and reporting. To inform and enable these competencies, Inovalon brings to bear large-scale datasets, expansive connectivity, 
robust technology infrastructure, and industry-leading subject matter expertise.

The Inovalon ONE® Platform is an integrated cloud-based platform of more than 80 individual proprietary technology toolsets 
and deep data assets able to be rapidly configured to empower the operationalization of large-scale, data-driven healthcare initiatives. 
Each proprietary technology toolset is referred to as a Component, which are grouped into Modules, and informed by the data of 
billions of medical events within Inovalon’s proprietary datasets. Combinations of Components and Modules are configured to 
empower highly differentiated solutions for client needs quickly and in a highly scalable fashion. The flexibility of the modular 
design of the Platform enables clients to integrate the capabilities of the Platform with their own internal capabilities or other third-
party solutions. The Platform brings to the marketplace a highly extensible, national-scale capability to interconnect with the 
healthcare ecosystem on a massive scale, aggregate and analyze data in petabyte volumes, arrive at sophisticated insights in real-
time,  and  drive  meaningful  impact  wherever  it  is  analytically  identified  best  to  intervene  and  intuitively  visualize  data  and 
information to inform business strategy and execution.

Additionally, the myABILITY® software platform is an integrated set of cloud-based applications for providers that offers  
core connectivity, administrative, clinical, and quality analysis, management, and performance improvement capabilities to acute, 
post-acute and ambulatory point-of-care provider facilities.

The myABILITY® software platform is in the process of being connected and integrated with the Inovalon ONE® Platform.

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Platform Capabilities

Data Integration.    Throughout the healthcare industry, data is captured from many different sources, and while standards for 
exchanging information between healthcare applications are emerging, much of the data associated with population health remains 
in  disparate  silos,  without  the  exchange  of  data,  insight  into  patient  or  program  status,  or  coordination  of  relevant  patient 
engagements, and is both interchanged and processed without automation. Where investments have been made in the digitization 
of health data, many of the resulting solutions remain “walled gardens” of information—data that is static and not easily shared 
or interpreted.

Our data integration platform capability was designed and developed to address these challenges. This capability enables 
integration of any data source, on any hardware platform, in any data format at extremely high speeds. Our data integration platform 
receives  information  from  external  sources  through  a  number  of  channels,  including  secure  FTP,  web  services,  and  direct 
connections to external systems. Our data integration platform loads data into our “data lake” in its native format, which ensures 
that we maintain all data as it is received and allows users to query the data directly in its structured or unstructured format. 
Processing data in its raw format, however, presents many technological challenges. We have developed interactive data mapping 
technologies to support the mapping of the raw data files to staging structures used by our platform to convert data from its native 
format into a structured format that can be used by all processes on our platform. Once mapped, the data is run through multiple 
processes to standardize the data and perform data verification and integrity checks so that values are uniform across our entire 
platform.

We believe that our enterprise-scale data integration and management capability enables us to receive, integrate, and process 
extremely large-scale data flows at industry-leading speeds, and is a critical capability in achieving material improvement in clinical 
quality outcomes and financial performance in healthcare, creating a material market differentiator and value creator for us and 
our clients. We integrate data seamlessly and securely into our systems through our proprietary Extract, Transform, Load tools 
and processes. This system manages the process of defining and configuring thousands of industry data feeds from our clients and 
partners (such as electronic health records (“EHR”), laboratory, pharmacy, patient reported, claims, paper based medical records, 
biometric, and hospital data feeds respectively), manages the data processing workflow, and monitors the ongoing provision and 
quality of data through the application of more than 2,000 data integrity checks.

Our big data technology has been created through the use of internally developed software coupled with industry-leading 
technology frameworks that are vendor-agnostic. We leverage modern big data frameworks such as Hadoop and the Hadoop 
Distributed  File  System,  which  enable  us  to  store  structured  and  unstructured  data  while  making  it  readily  accessible  by  our 
analytics engine. Our big data processing capabilities enable dramatic improvements in data integration and analytical cycle speed 
to value recognition to empower improvements for intelligent product development through the “real world” functional application. 
Our big data technology lays the foundation of the data fabric allowing integration into our analytical capabilities. 

Advanced Analytics.    We have developed, honed, and scaled a broad portfolio of sophisticated analytics. Applying our subject 
matter expertise in computer processing, data architecture, statistics, medical sciences, healthcare policy, and leveraging the billions 
of medical events within our significant propriety datasets, we believe that we have developed one of the most advanced analytical 
platforms in the industry, as well as a culture and set of analytical toolsets that serve to rapidly innovate and expand our platform 
capabilities. In addition, by leveraging technologies such as Optical Character Recognition, Natural Language Processing and 
Machine Learning, we are able to further enhance our analytical capabilities, improve efficiency, and accelerate processing capacity 
and client value delivery.

Intervention Systems.    In order to translate analytical insights into tangible impact, interventions at the point of care are 
critical. We are able to translate our analytical insights into meaningful impact through data-driven, multi-channel intervention 
platforms, which include toolsets and services that enable our clients to take the insights derived from our analytics and implement 
solutions that achieve meaningful impact at the patient and provider level. Our intervention capabilities include direct connectivity 
with many leading EHR systems, hard copy and electronic mail, and interactions via telephone, in patients’ homes, through mobile 
devices, at dedicated patient centers, through web-enabled decision support tools, in retail pharmacies, and in traditional clinical 
locations.

Business  Processing.    Our  business  processing  capability  consists  of  a  powerful  business  intelligence  system  and 
comprehensive data warehousing to provide historical and current data insight, reporting, and benchmarking to support multiple 
client business needs such as government-mandated data filings, financial planning, and compliance requirements. We have also 
implemented an integrated platform of data visualization, allowing clients and their downstream users and operators to access data 
and analytical results from the population-level down to sophisticated individual drill-down details in real-time.

Data Sets

Datasets and the management of data are part of our core strengths, which provide meaningful insight into how a patient, 
provider, or population is doing. Our datasets grant us both relative and absolute insight, and inform the construction of new 

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analytics  capabilities,  predictive  models,  and  impact  predictions.  Further,  data  management  speeds  our  time  to  client  impact, 
decreases the burden on clients choosing to do business with us, and empowers our achievement of mission and results.

In addition to being maintained and tagged within client-specific data lakes, data we receive in the course of providing our 
services are statistically de-identified and stored in our MORE2 Registry®. The MORE2 Registry® goes beyond just claims data 
to include information about demographics, enrollment, diagnoses, procedures, pharmacy, laboratory results, and deep medical 
record clinical data and presents a significant representative mix of commercial, HIX Marketplace, Medicare Advantage, and 
managed Medicaid care plan patients. As of December 31, 2018, our MORE2 Registry® dataset contained data pertaining to more 
than 964,000 physicians, 519,000 clinical facilities, 264 million Americans, and 42 billion medical events. The following is a 
sample of components within our MORE2 Registry®: 

• Patient Demographic Data

• Medical Record Documentation

• Operating Room, Procedure,

   Discharge Summary,

   Emergency Room Records

• Electronic Health Record Data

• Health Risk Assessment Data
• Practitioner Profile Data

• Claim Diagnostic Data

• Benefits Data

• Encounter and Procedural Data

• Pharmacy Data

• Imaging Report Data

• Laboratory & Pathology Data

• Durable Medical Equipment Data

• Self-Reported Data
• Social History Data

• Activities of Daily Living (ADL)

• Eligibility and Enrollment Data

• Cost Data

Connectivity

We have developed technology that enables real-time, highly differentiated data aggregation and point-of-care interoperability 
through many leading EHR systems, which drives positive impact and efficiency for clients, clinicians, patients, and the Company. 

The Inovalon ONE® Platform facilitates the two-way exchange of clinical data with both cloud and non-cloud based EHR 
and integrates the Healthcare Enterprise systems, connecting thousands of physicians in an effective, efficient, secure and scalable 
fashion while minimizing disruption. The Inovalon ONE® Platform automatically requests and retrieves necessary clinical data, 
which is then analyzed by our advanced predictive analytics to identify gaps in patient care, and then embeds those insights directly 
into the clinical workflow to inform targeted interventions at the point-of-care.  

Technology Infrastructure

We believe that our track record of service is the result of our commitment to excellence and our devotion to maintaining one 
of the industry’s most sophisticated technology infrastructures. We have made significant investments over the past decade to build 
an industry-leading enterprise-scale infrastructure capable of managing the heavy computing and storage requirements of our 

6

 
 
 
 
 
 
 
 
 
 
cloud-based data-driven business. Today, we employ a combination of owned, virtualized data centers along with hosted facilities 
to enable seamless, secure, and scalable solutions nationwide.

Our physical converged compute and storage infrastructure is deployed with a hybrid approach to cloud computing. Leveraging 
heavily virtualized infrastructure together with orchestration and automation tools, we have achieved significant capabilities within 
our private cloud environment. 

The following diagram provides a high level overview of our key infrastructure elements.

_______________________________________

Our data and compute capacity is maintained within an interconnected set of infrastructure sets made up of owned and co-located 
data centers. The three principal datacenters owned by Inovalon are located in the Washington D.C. metro area, Atlanta metro 
region  and  the  Pittsburgh  metro  region.  Our  co-located  datacenter  facilities  are  located  in  Northern  Virginia,  Minneapolis, 
Minnesota and Phoenix, Arizona. Each datacenter supports the ability to interconnect agnostically to third-party cloud capacity 
providers. This macro architecture provides us a significant ability to maintain both enterprise-level capacity and redundancy, 
while also achieving significant flexibility and cost effectiveness for burst capacity needs.

We  have  a  proven  track  record  of  implementing  virtualization  as  our  current  datacenters  are  over  85%  virtualized  using 
VMware technologies. Operations of the virtualization technologies are streamlined by the orchestration, automation, and reporting 
capabilities provided by our private cloud and integration with public cloud service providers. These technologies are used to 
provide computing, storage, and networking components to the hosting environment and provide operational efficiencies and cost 
optimization for the corporation.

We have implemented a sophisticated hybrid cloud and service based application stack design, enabling “burst” capacity 
architecture to allow provider-agnostic utilization of public cloud capacity if such capacity is required. Our virtualization technology 
has been integrated with automation and orchestration technology to create a cloud environment that provides both Infrastructure 
and Platform as a Service capabilities. These service based capabilities allow us to dynamically expand our compute capacity in 
real time and provide the business with a cost effective and nimble platform. By leveraging both private and public cloud offerings, 
we can provide efficient, elastic, and cost effective compute resources based on the operational needs of our clients. We believe 
we are leaders in the use of big data technology and high performance compute technology stack at the point of care in our industry.

Our platform is built utilizing an innovative enterprise infrastructure platform enabling robust performance scaling, strong 
security,  high  availability,  and  advanced  business  continuity  options. The  building  blocks  of  this  infrastructure  consist  of  the 
following:

•  Multiple data centers connected by redundant high-speed WAN connections;

•  High competency and utilization of virtualization technologies;

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•  Rapid provisioning of computing capabilities to support the dynamic elasticity needed to support the variable computing 

needs of the application;

•  Measured service to optimize resource utilization and provide transparency of the utilized services; and

•  Available hosting facilities providing physical structure compliance with Federal Information Security Management Act 

(“FISMA”) standards.

Disaster Recovery.    Our contingency program is designed to provide response and subsequent recovery from unplanned 
business  disruptions.  Supported  by  our  data  centers,  our  contingency  program  provides  a  coordinated  emergency  response 
foundation across the organization. The program includes business continuity, emergency occupant, pandemic planning, security 
incident response, and disaster recovery plans that encompass all areas of our technology and business operations. These interrelated 
processes align to provide significant protection and risk mitigation. In addition to company-wide plans, specific details on event 
response and subsequent business recovery actions and activities are included within each respective business unit plan.

_______________________________________

Business continuity and disaster recovery are an important part of our technology platform. Through significant investment in 
hardware,  software,  and  application  design,  Inovalon  provides  solutions  that  support  mission  critical,  business  critical,  and 
business important products and services through our nationwide enterprise data center presence.

Network Operations Center.    We maintain a central network operations center (“NOC”) where systems are monitored to 
ensure proper operation and capacity utilization. The NOC monitors and collects information about a multitude of technology 
operating  metrics  regarding  system  load  and  status.  In  conjunction  with  the  rapid  provisioning  capability,  automation,  and 
standardization, the NOC provides us with the automated capabilities to oversee and manage our technology resources in order 
to meet business demands.

Privacy Management and Data Security.    Protected health information is a sensitive component of personal information. It 
is highly important that information about an individual’s healthcare is properly and thoroughly protected from any inappropriate 
access, use and disclosure. Given the industry vertical in which we operate, we realize the importance of the safety and sensitivity 
of personal health information. We have been a trusted partner to our clients and are committed to the security and privacy of our 
client data, enterprise data, and our systems through the application of highly trained personnel, robust processes, and technology. 
Our privacy and security management includes:

• 

• 

governance, frameworks, and models to promote good decision making and accountability. Our comprehensive privacy 
and security program is based on industry practices including those of the National Institute of Standards and Technology, 
the Control Objectives for Information and Related Technology, Defense Information Systems Agency, and FISMA;

an internal security council, which advises on and prioritizes the development of information security initiatives, projects, 
and policies;

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• 

• 

• 

• 

• 

a layered approach to privacy and security management to avoid single points of failure;

a defense in depth protection model that addresses the network, platform, application, and file and data layers;

ongoing evaluation of privacy and security practices to promote continuous improvement;

use of safeguards and controls including: administrative, technical, and physical safeguards;

collaboration with our clients on best security and privacy practices; and

•  working closely with leading researchers, thought leaders, and policy makers.

Platform Modularity

Our platform has been created through the use of internally-developed software coupled with industry-leading technology 
frameworks  that  are  vendor-agnostic.  Because  we  have  designed  and  developed  our  own  software,  we  have  built  significant 
flexibility and modularity into our platform components. This enables us to not only enhance our existing products as our clients’ 
needs evolve, but also to increase our addressable market opportunity by rapidly developing new product offerings and expanding 
into adjacent markets in the healthcare industry. Our acquisitions of ABILITY, Avalere, and Creehan further enhance this process 
through the infusion of our data and analytics into additional offerings, new products, greater differentiation, additional capabilities, 
technologies,  client  relationships,  and  industry  expertise  that  they  bring.  Our  large,  deep  proprietary  data  sets  in  the  MORE2
Registry® also enable and support this flexibility and modularity, as the depth and breadth of the data allows its analysis and 
application in the context of many situations across the healthcare industry-not just for payers, but also providers, pharmaceutical 
companies, device manufacturers, diagnostics companies, etc. For example, within the set of Inovalon ONE® Platform Components 
that would typically enable our Quality Measurement and Reporting offering for a national health plan, a certain subset of these 
Components could be combined with an additional new set of Components to enable our OBC offering with a global pharmaceutical 
company.

Our Clients

For over 19 years, we have provided quality services to our clients. During that time, we have built a leading position and 
have become a true thought leader and innovator in our industry. We have achieved significant scale, and we believe that we play 
a key role in the U.S. healthcare market. 

Our clients renew existing client agreements throughout the year. The renewal rates of existing clients for the years ended 
December 31, 2018, 2017 and 2016 were approximately 90%, 88% and 93%, respectively. The renewal rate is representative of 
clients with engagements exceeding $0.1 million in revenue. 

Sales and Marketing

We believe that our sales and marketing initiatives are key to capitalizing on our significant market and growth opportunities. 
During 2018, we significantly increased the scale and sophistication of our sales force by leveraging the expertise of technology 
focused personnel supported by subject matter experts. While we have successfully leveraged our sales and marketing as we have 
grown, we believe that additional strategic investments in sales and marketing capacity and capabilities will enable us to increasingly 
seize on the healthcare industry’s need for advanced technological capabilities including data connectivity, advanced analytics, 
intervention toolsets, and integrated business processing to empower the healthcare industry’s transformation from volume-based 
models to value-based models.

We sell our offerings primarily through three avenues:

•  Business  development  led  by  product  and  management  personnel:  We  benefit  significantly  from  the  subject  matter 
expertise, market credibility, thought leadership, and relationships of our executives, senior management, and product 
leaders within the industry. They have played, and are expected to continue to play, a significant role in the establishment 
and ongoing development of our client relationships.

•  Business development led by dedicated sales personnel:  We have a dedicated, direct sales team, which is comprised of 
focused  field  sales  professionals  who  are  organized  principally  by  geography  and  product  type.  Our  dedicated  sales 
personnel are supported by a sales operations staff, including product technology experts, lead generation personnel, and 
sales data personnel.

•  Business development led by strategic channel relationships:  We increasingly are developing and expanding our use of 
strategic partnerships and channel relationships for the establishment and development of new and existing clients.

Our marketing and communications strategies are centered on initiatives that drive awareness of our Company and capabilities. 
These initiatives include: educating the market about our Company broadly; improving the marketplace’s understanding of our 
platform offerings; hosting industry-focused events and speaking engagements; disseminating articles discussing data trends and 

9

metrics, and strategic interfacing with key business and trade media personnel. We employ a broad array of specific events to 
facilitate these initiatives, including but not limited to:

• 

Sponsorship and partnership of key industry conferences;

•  Client-focused events and programs;

•  Hosting our annual Client Congress highlighted by healthcare leaders, industry icons and senior government officials 

sharing best practices, strategies, and trends;

•  Web and social properties, digital and video content marketing, creative online advertising, and blogs; and

•  Hosted webinars, direct mail, analyst relations, and media relations.

In addition, in order to enhance our value proposition, our sales and marketing staff develops best practices tools, case studies, 

and educational materials to drive deeper client engagement, understanding, and utilization.

Operations

Our operations are divided into two groups. Our IT Operations Group manages the process steps from data receipt through 
to the generation of analytical outputs. Our Services Operations Group manages the process steps applied to achieve impact through 
our data-driven intervention platforms.

IT Operations Group

We achieve excellence in the operation of our technology based on a foundation of service management aligned with data 
integration, data provisioning, system support, and security operations. These operational processes are measured clearly through 
a framework of key performance indicators, which seek to provide an optimal level of transparency and control.

We  have  implemented  a  rigorous  command  and  control  structure  for  maintaining  availability  of  production  systems  and 
ensuring the security of technology infrastructure. Our NOC is responsible for monitoring network and systems, security incident 
response, and management and communication as well as the oversight of planned system maintenance. The personnel of the NOC 
are also responsible for invoking our business continuity plan when appropriate.

The security operations within our NOC maintain the confidentiality, integrity, and availability of our production systems and 
technology infrastructure by maintaining security situational awareness, as well as coordinating security incident response and 
proactively protecting sensitive data. The security operations team utilizes a variety of tools and techniques to identify, contain, 
remediate, and gather intelligence on both known and emerging technology threats. Reports are tracked through automated event 
management triggers and communicated to leadership through our business service management layer.

We have a comprehensive framework for managing change control, problem management, incident and event management, 
service  management,  and  production  operations. We  use  a  defined  quality  change  control  management  system  for  managing 
technology changes.

Product support integration across all of our solutions enables commonality of processes—allowing our clients to benefit from 
increased  technology  operational  efficiencies.  Regardless  of  the  efficiencies  achieved,  we  are  continuously  enhancing  our 
technology product operations through the dedication of the process automation and performance assurance team focused on 
designing and deploying zero-touch capabilities.

Services Operations Group

Many of our clients utilize the analytical outputs of our platform to feed into their own internal systems to achieve value within 
the provider and patient base. Other clients license our data-driven intervention platforms to facilitate the realization of value from 
our analytics. For still other clients, our service support personnel operate our data-driven intervention platforms to deliver end-
to-end value realization. For these clients, through the implementation of our sophisticated platforms, we leverage our analytical 
output to provide data-driven intervention support services at the varying points of care necessary to achieve the goals of our 
clients. This  unique  end-to-end  approach  implements  the  solutions  necessary  to  turn  insight  generated  through  our  advanced 
analytics into meaningful impact and realized value for our clients on a national scale.

One  of  the  centerpieces  of  our  services  operations  is  our  strong  management  systems,  which  serve  as  vehicles  to  drive 
transparency, ownership and execution. Our management systems enable general managers and operational leaders the ability to 
“see around the corner” and be ambidextrous in how they balance achieving efficiency gains while also focusing on exceptional 
client value delivery.

Competition

We compete with a broad and diverse set of businesses. We believe the competitive landscape is highly fragmented with no 
single competitor offering similarly expansive capabilities and diverse platform solution offerings in healthcare data analytics,  

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data-driven interventions, connectivity, and data visualization solutions. Our primary competitive challenge is to demonstrate to 
our existing and potential clients the value of utilizing our platforms rather than developing or assembling their own alternative 
capabilities. We believe that the combination of our competitive strengths and successful culture of innovation, including our large 
proprietary datasets, advanced data integration technologies, sophisticated predictive analytics, extensive industry connectivity, 
data-driven intervention platforms, and the deep subject matter expertise of our associates, make it time- and cost-prohibitive for 
our clients to replace or replicate all that we offer. In addition, we believe the combination of these attributes differentiates us from 
our competition.

The competitive landscape can be characterized by the following categories of companies that provide capabilities or solutions 

that compete with one or more offerings of our platform:

•  Large-scale healthcare-specific solutions providers, such as Optum, Change Healthcare (formerly Change Healthcare 
Holdings,  Inc.  and  McKesson  Technology  Solutions),  Verscend  Technologies  (formerly  Verisk  Health),  and  IQVIA 
(formerly QuintilesIMS);

• 

Providers of enterprise-scale, industry agnostic IT solutions, such as Oracle, Dell, SAP, SAS, and IBM;

•  Large-scale IT consultants and third-party service providers, such as Accenture and Deloitte Consulting; and

• 

Point solution providers, such as Change Healthcare, DST Systems, edifecs, and Silverlink.

Intellectual Property

We generally rely on copyright, trademark, and trade secret laws as well as confidentiality agreements, licenses, and other 
agreements  with  employees,  consultants,  vendors,  and  customers.  We  also  seek  to  control  access  to  and  distribution  of  our 
proprietary software, confidential information and know-how, technology, and other intellectual property. Historically, because 
our  initial  technological  innovations  were  primarily  algorithmic  in  nature,  these  innovations  were  well  suited  to  trade  secret 
protection. Accordingly, and due to the complex, time intensive, and costly patent process, with somewhat limited utility for 
business processes, the use of patents has not historically been compelling for us. However, beginning in the second quarter of 
2015, we filed a limited number of provisional and non-provisional patent applications. We expect to continue to seek patents in 
the future.  

We own and use trademarks in connection with our applications and services, including both unregistered common law marks 
and issued trademark registrations in the United States. Our material trademarks, service marks and other marks include: CAAS™, 
CARA®, Caresync Advantage®, CCS Advantage®, CEDI™, ChaseWise™, Data-Driven Improvements in Health Care™, Data 
Has a Story to Tell. We Give it Voice®, Distributed Analytics®, eCAAS Advantage®, ePASS®, Healthcare Empowered®, Healthier 
Members, Healthier Business®, HEDIS Advantage, HCC Surveillance®, HIX Foundation®, INDICES®, Inovalon®, Empowering 
the Transformation From Volume To Value®, Inovalon Spiral Design®, Inovalon Healthcare Empowered (and Spiral Design), 
Inovalon Healthcare Empowered®, Insights: a business intelligence solution™, iPORT™, iTCC™, MORE2 Registry®, PCIS™, 
Prospective Advantage®, QSCL™, QSFD®, QSI®, QSI-XL™, Star Advantage®, Turning Data into Insight and Insight into Action®, 
We See Solutions™, Data Diagnostics®, DDx®, ScriptMed®, Clinical Data Extraction as a Service (CDEaaS™), Natural Language 
Processing as a Service (NLPaaS™), Elastic Container Technology (ECT™), myABILITY®, and the Inovalon ONE® Platform. 
We also have trademark applications pending to register marks in the United States, Japan and European Union.

While our intellectual property rights are important to our success, we believe that our business as a whole is not materially 

dependent on any particular patent, trademark, license or other intellectual property right.

Our Employees

As of December 31, 2018, we had a total of 2,499 associates across the following areas: Technology, Innovation and Product, 
Data-driven Client Services, and Selling, General and Administrative. There were 2,104 full-time associates and 395 part-time 
associates. None of our associates are represented by a labor union; all of our associates currently work in the U.S. and its territories 
(Puerto Rico), and we consider our current relations with our associates to be good.

Requirements Regarding the Privacy and Security of Personal Information

HIPAA and Other Privacy and Security Requirements.    There are numerous U.S. federal and state laws and regulations related 
to  the  privacy  and  security  of  personal  information.  In  particular,  regulations  promulgated  pursuant  to  the  Health  Insurance 
Portability and Accountability Act of 1996 (“HIPAA”), as amended, establish privacy and security standards that limit the use and 
disclosure of Protected Health Information (“PHI”) and require the implementation of administrative, physical, and technical 
safeguards to ensure the confidentiality, integrity, and availability of individually identifiable health information in electronic form. 
Our health plan customers, as well as healthcare clearinghouses and certain providers with which we have or may establish business 
relationships, are covered entities that are regulated under HIPAA. The Health Information Technology for Economic and Clinical 
Health Act  (“HITECH”)  and  an  implementing  regulation  known  as  the  Omnibus  Final  Rule  significantly  expanded  HIPAA’s 
privacy and security requirements. Among other things, HITECH and the Omnibus Final Rule make HIPAA’s privacy and security 

11

standards directly applicable to “business associates,” which are independent contractors or agents of covered entities that create, 
receive, maintain, or transmit PHI in connection with providing a service for or on behalf of a covered entity. Under HIPAA and 
our contractual agreements with our customers, we are considered a “business associate” and thus are directly subject to HIPAA’s 
privacy and security standards. In order to provide our covered entity clients with services that involve the use or disclosure of 
PHI, HIPAA requires our clients to enter into business associate agreements with us. Such agreements must, among other things, 
require us to:

• 

• 

• 

• 

• 

limit how we will use and disclose PHI;

implement reasonable administrative, physical, and technical safeguards to protect such information from misuse;

enter into similar agreements with our agents and subcontractors that have access to the information;

report security incidents, breaches, and other inappropriate uses or disclosures of the information; and

assist the customer in question with certain of its duties under the privacy standards.

In addition to HIPAA, HITECH, and their implementing regulations, we may be subject to other state and federal privacy 

laws. Such laws prohibit unfair or deceptive privacy and security practices and/or place requirements on certain types of 
activities, such as data security and data access. We may also be subject to state medical record privacy laws (sometimes more 
strict than HIPAA), including the laws of the state of California.

Data Protection and Breaches.    In recent years, there have been a number of well-publicized data breaches involving the 
improper use and disclosure of individuals’ personal information. Many states have responded to these incidents by enacting laws 
requiring holders of personal information to maintain safeguards and to take certain actions in response to a data breach, such as 
providing prompt notification of the breach to affected individuals and state officials. Under HIPAA and pursuant to our business 
associate agreement obligations, we must report breaches of unsecured PHI to our contractual partners upon discovery. Notification 
must also be made in certain circumstances to affected individuals, the U.S. Department of Health and Human Services (“HHS”), 
and the media.

We  have  implemented  and  maintain  physical,  technical,  and  administrative  safeguards  intended  to  protect  individually 
identifiable health information. We have controls in place to assist us in complying with all applicable laws, regulations, and 
contractual requirements regarding the protection of these data. We have established processes that allow us to properly respond 
to any security breaches or incidents. 

In many cases, applicable state laws, including breach notification requirements, are not preempted by the HIPAA privacy 
and security standards and are subject to interpretation by various courts and other governmental authorities, thereby complicating 
our compliance efforts. Where a state law is not preempted by HIPAA, we may also be subject to that state law’s requirements, in 
addition  to  our  obligations  under  HIPAA,  HITECH,  and  their  implementing  regulations. Additionally,  state  and  federal  laws 
regarding deceptive practices may apply to public assurances we provide to individuals about the security of services we provide 
on behalf of our contractual customers.

Other Requirements.    In addition to HIPAA, numerous other U.S. federal and state laws govern the collection, dissemination, 
use, access to, and confidentiality of individually identifiable health information and healthcare provider information. Some states 
are also considering new laws and regulations that further protect the confidentiality, privacy, and security of medical records or 
other types of medical information. Further, Congress and a number of states have considered or are considering prohibitions or 
limitations on the disclosure of medical or other information to individuals or entities located outside of the United States.

Seasonality

The nature of our customers’ end-market results in partial seasonality reflected in both revenue and cost of revenue differences 
during the year. Regulatory impact of data submission deadlines in, for example, January, March, June, and September drive some 
degree of predictable timing of analytics and data processing activity variances from quarter to quarter. Further, regulatory clinical 
encounter  deadlines  of  June 30th and  December 31st drive  predictable  intervention  concentrations  variances  from  quarter  to 
quarter. The timing of these factors results in analytical and intervention activity mix variances, which have limited predictable 
impact in the aggregate on our financial performance from quarter to quarter. However, quarter to quarter financial performance 
may increasingly vary from historical seasonal trends as we continue to expand into adjacent markets and increase the portion of 
our revenue generated from new offerings. Further, we also expect the impact of seasonality to decrease over time as we expand 
our  mix  of  revenue  generated  from  a  subscription-based  model.  The  timing  of  new  contract  signings  and  their  respective 
implementations can also lead to variances in our seasonal revenue performance.

Corporate Information

Our executive offices are located at 4321 Collington Road, Bowie, Maryland 20716. Our telephone number at our executive 
offices is (301) 809-4000 and our corporate website is www.inovalon.com. The information on, or accessible through, our website 

12

is not incorporated into and does not constitute a part of this Annual Report on Form 10-K or any other report or document we file 
with or furnish to the Securities and Exchange Commission (“SEC”). Our Class A common stock is listed on the NASDAQ Global 
Select Market under the symbol “INOV.”

Available Information

We file our Annual Report on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K, and all amendments 
to those reports with the SEC. You may obtain copies of these documents by visiting the SEC’s Public Reference Room at 100 F 
Street, N.E., Washington, D.C. 20549, by calling the SEC at 1-800-SEC-0330 or by accessing the SEC’s website at www.sec.gov. 
In addition, as soon as reasonably practicable after such materials are furnished to the SEC, we make copies of these documents 
available to the public free of charge through our website or by contacting our Secretary at the address set forth above under “—
Corporate Information.”

Our Board of Directors Corporate Governance Charter, Code of Business Conduct and Ethics, and the charters of our audit 
committee, compensation committee, nominating and corporate governance committee and security and compliance committee 
are all available in the Governance Documents section of the Corporate Information section of our website.

Financial Information

For required financial information related to our operations, please refer to our consolidated financial statements, including 

the notes thereto, included with this Annual Report on Form 10-K.

Item 1A.    Risk Factors.

Set forth below are the risks that we believe are material to our stockholders. You should carefully consider the following 
risks in evaluating our Company and our business. The occurrence of any of the following risks could materially adversely impact 
our financial condition, results of operations, cash flow, the market price of shares of our common stock and our ability to, among 
other things, satisfy our debt service obligations and to make distributions to our stockholders, which in turn could cause our 
stockholders to lose all or a part of their investment. Some statements in this report including statements in the following risk 
factors  constitute  forward-looking  statements.  Please  refer  to  the  section  entitled  “Special  Note  Regarding  Forward-Looking 
Statements” at the beginning of this Annual Report on Form 10-K.

Risks Related to Our Business

We may not grow at the rates we historically have achieved or at all, even if our key metrics may indicate growth, which could 
have a material adverse effect on the market price of our Class A common stock.

We have experienced significant growth since 2014, with total revenues growing from approximately $361.5 million for the 
year ended December 31, 2014 to approximately $527.7 million for the year ended December 31, 2018. Future revenues may not 
grow at these same rates or may decline, such as the approximate 2% revenue decline from the year ended December 31, 2015 to 
the year ended December 31, 2016. Our future growth will depend, in part, on our ability to grow our revenue from existing clients, 
to complete sales to potential new clients, to expand our client base in adjacent industry segments such as the life sciences industry 
and with provider organizations, to develop new services and capabilities including direct-to-consumer services, and to expand 
internationally. We can provide no assurances that we will be successful in executing on these growth strategies or that, even if 
our key metrics, such as trailing 12 month Patient Analytics Months (“PAM”), would indicate future growth, we will continue to 
grow our revenue, margins or net income. Our ability to execute on our existing sales pipeline, create additional sales opportunities, 
and expand our client base depends on, among other things, the attractiveness of our services relative to those offered by our 
competitors, our ability to demonstrate the value of our existing and future services, and our ability to attract and retain a sufficient 
number of qualified sales and marketing leadership and support personnel. In addition, clients in certain industries in which we 
have a more limited presence, such as the life sciences industry, may be slower to adopt our services than we currently anticipate, 
which could adversely affect our results of operations and growth prospects.

If our existing clients do not renew their agreements with us, renew at lower fee levels, decline to purchase additional services 
from us, choose to purchase fewer services from us, or terminate their agreements with us, and we are unable to replace any 
lost revenue, our business and operating results could suffer.

We historically have derived, and expect in the future to derive, a significant portion of our revenue from renewals of existing 
client  agreements  and  sales  of  additional  services  to  existing  clients. As  a  result,  achieving  a  high  renewal  rate  of  our  client 
agreements and selling additional services to existing clients is critical to our future operating results. It is difficult to predict our 
client renewal rate, and we may experience significantly more difficulty than we anticipate in renewing existing client agreements. 
Factors that may affect the renewal rate for our services and our ability to sell additional services include:

• 

• 

the price, performance and functionality of our services;

the availability, price, performance and functionality of competing services;

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• 

• 

• 

• 

• 

• 

our clients’ perceived ability to develop and perform the services that we offer using their internal resources;

our ability to develop complementary services;

our continued ability to access the data necessary to enable us to effectively develop and deliver new services to clients;

the stability and security of our platform;

changes in healthcare laws, regulations or trends; and

the business environment of our clients, in particular, reductions in our clients’ membership populations and budgetary 
constraints affecting our clients.

Contracts with our clients generally have stated terms of two to five years. However, our clients have no obligation to renew 
their contracts for our services after the term expires. In addition, a high renewal rate in any particular year does not necessarily 
correlate to recurring or increasing revenue from our existing clients, as our clients may negotiate terms less advantageous to us 
upon renewal, may renew for fewer services, may choose to discontinue one or more services under an existing contract, may 
exercise  flexibilities  within  their  contracts  to  adjust  service  volumes,  or  which  could  reduce  our  revenue  from  these  clients. 
Accordingly, annual renewal rate metrics have inherent limitations and renewal rates should not be used as a key metric to evaluate 
the Company’s results of operations. Our future operating results also depend, in part, on our ability to sell new services to our 
existing clients. If our clients fail to renew their agreements, renew their agreements upon less favorable terms, at lower fee levels 
or for fewer services, fail to purchase new services from us, or terminate their agreements with us, and we are unsuccessful in 
generating significant revenue from new clients to replace any lost revenue, our revenues may decline and our future revenue 
growth may be constrained.

If a client fails to fulfill its obligations under its agreements with us, or permanently terminates certain services or its agreement 
in its entirety prior to its expected completion date, whether or not in our view permitted by the terms of the agreement, and revenue 
and cash flows expected from a client are not realized in the time period expected or at all, our business, operating results and 
financial condition could be adversely affected.

Our top clients account for a significant portion of our revenues and, as a result, the loss of one or more of these clients could 
materially and adversely affect our business and operating results.

Our top ten clients accounted for approximately 42% of our revenues for the year ended December 31, 2018. The engagement 
between these clients and us generally is covered through multiple separate statements of work (“SOWs”), each often with different 
and/or staggered terms which are all multi-year in their duration, ranging typically from two to five years. We can provide no 
assurance that these clients will renew their existing contracts or all SOWs with us upon expiration or that any such failure to 
renew will not have a material adverse effect on our revenue. If we lose one or more of our top clients, or if one or more of these 
clients significantly decreases its use of our services, our business and operating results could be materially and adversely affected.

If we do not develop new services that are adopted by clients, or fail to provide high quality support services to our clients, our 
growth prospects, revenues and operating results could be materially and adversely affected.

Our longer-term operating results and revenue growth will depend in part on our ability to successfully develop and sell new 
services that existing and potential clients want and are willing to purchase. We must continue to invest significant resources in 
research  and  development  in  order  to  enhance  our  existing  services  and  introduce  new  high-quality  services  that  clients  and 
prospective clients will want. If we are unable to predict or adapt to changes in user preferences or industry or regulatory changes, 
or if we are unable to modify our services on a timely basis in response to those changes, clients may not renew their agreements 
with us, and our services may become less attractive than services offered by our competitors. Our operating results could also 
suffer if our innovations are not responsive to the needs of our clients, are not appropriately timed with market opportunity, or are 
not effectively brought to market. Our success also depends on successfully providing high-quality support services to resolve any 
issues related to our services. High-quality education and client support is important for the successful marketing and sale of our 
services and for the renewal of existing clients. If we do not help our clients quickly resolve issues and provide effective ongoing 
support, our ability to sell additional services to existing clients would suffer and our reputation with existing or potential clients 
would be harmed.

We cannot assure you that we will be able to manage our growth effectively, which could have a material adverse effect on our 
business, results of operations and growth prospects.

If we are successful in expanding our client base and growing our business, our existing services may not be as scalable as 
we anticipate, and we may need to expend significant resources to enhance our IT infrastructure, financial and accounting systems, 
and controls, and also hire a significant number of qualified client support personnel, professional services personnel, software 
engineers,  technical  personnel,  and  management  personnel  in  order  to  provide  services  to  those  new  clients. As  a  result,  our 
expenses may increase more than expected, which could adversely affect our results of operations and net income. In addition, 
identifying and recruiting qualified personnel and training them in the use of our services requires significant time, expense, and 

14

attention, and our business may be adversely affected if our efforts to expand and train qualified personnel do not generate a 
corresponding increase in revenues. If our existing services are not as scalable as we anticipate or if we are unable to manage our 
growth and the cost thereof effectively, the quality of our services and our reputation may suffer, which could adversely affect our 
business, results of operations and growth prospects.

If our security measures fail or are breached and unauthorized access to a client’s data is obtained, our services may be perceived 
as insecure, we may incur significant liabilities, our reputation may be harmed, and we could lose sales and clients.

Our services involve the storage and transmission of clients’ proprietary information, sensitive or confidential data, including 
valuable intellectual property and personal information of employees, clients and others, as well as protected health information, 
or PHI, of our clients’ patients. Because of the extreme sensitivity of the information we store and transmit, the security features 
of our computer, network, and communications systems infrastructure are critical to the success of our business. A breach or failure 
of our security measures could result from a variety of circumstances and events, including third-party action, employee negligence 
or error, malfeasance, computer viruses, cyber-attacks by computer hackers, failures during the process of upgrading or replacing 
software  and  databases,  power  outages,  hardware  failures,  telecommunication  failures,  user  errors,  or  catastrophic  events. 
Information security risks have generally increased in recent years because of the proliferation of new technologies and the increased 
sophistication and activities of perpetrators of cyber-attacks, including, for example, the Spectre and Meltdown threats which, 
rather than acting as viruses, were design flaws in many CPUs that allowed programs to steal data stored in the memory of other 
running programs and required patch software to correct. As cyber threats continue to evolve, we may be required to expend 
additional resources to further enhance our information security measures and/or to investigate and remediate any information 
security vulnerabilities. If our security measures fail or are breached, it could result in unauthorized persons accessing sensitive 
client or patient data (including PHI), a loss of or damage to our data, an inability to access data sources, or process data or provide 
our services to our clients. Such failures or breaches of our security measures, or our inability to effectively resolve such failures 
or breaches in a timely manner, could severely damage our reputation, adversely affect client or investor confidence in us, and 
reduce the demand for our services from existing and potential clients. In addition, we could face litigation, damages for contract 
breach, monetary penalties, or regulatory actions for violation of applicable laws or regulations, and incur significant costs for 
remedial measures to prevent future occurrences and mitigate past violations. Although we maintain insurance covering certain 
security and privacy damages and claim expenses, we may not carry insurance or maintain coverage sufficient to compensate for 
all liability and in any event, insurance coverage would not address the reputational damage that could result from a security 
incident.

We  may  experience  cyber-security  and  other  breach  incidents  that  remain  undetected  for  an  extended  period.  Because 
techniques used to obtain unauthorized access or to sabotage systems change frequently and generally are not recognized until 
launched, we may be unable to anticipate these techniques or to implement adequate preventive measures. In addition, in the event 
that our clients authorize or enable third parties to access their information and data that are stored on our systems, we cannot 
ensure the complete integrity or security of such data in our systems as we would not control access. If an actual or perceived 
breach of our security occurs, or if we are unable to effectively resolve such breaches in a timely manner, the market perception 
of the effectiveness of our security measures could be harmed and we could lose sales and clients, which could have a material 
adverse effect on our business, operations, and financial results.

Data protection, privacy and similar laws restrict access, use, and disclosure of information, and failure to comply with or adapt 
to changes in these laws could materially and adversely harm our business.

We are subject to federal and state data privacy and security regulations. HIPAA established uniform federal standards for 
certain “covered entities,” which include healthcare providers and health plans, governing the conduct of specified electronic 
healthcare transactions and protecting the security and privacy of PHI. HITECH also increased the civil and criminal penalties 
that may be imposed against covered entities, business associates, and other persons for HIPAA violations. Under HITECH, state 
attorneys general were granted new authority to file civil actions for damages or injunctions in federal courts to enforce HIPAA’s 
requirements, and to seek attorney’s fees and costs associated with pursuing federal civil actions.

A portion of the data that we obtain and handle for or on behalf of our clients is considered PHI and subject to HIPAA because 
our clients are covered entities under HIPAA and we act as their business associate. Under HIPAA and our contractual agreements 
with our covered entity health plan clients, we are considered a “business associate.” Therefore, we are required to maintain the 
privacy and security of PHI in accordance with HIPAA and the terms of our agreements with clients which includes implementing 
HIPAA-required administrative, technical, and physical safeguards. 

We have incurred, and will continue to incur, significant costs to establish and maintain these safeguards and, if additional 
safeguards are required to comply with HIPAA or our clients’ requirements, our costs could increase further, which would negatively 
affect our operating results. Furthermore, if we fail to maintain adequate safeguards, or if we use or disclose PHI in a manner not 
permitted by HIPAA or our agreements with our clients, or if the privacy or security of PHI that we obtain and handle is otherwise 
compromised, we could be subject to significant liabilities and consequences, including, without limitation:

15

• 

• 

• 

• 

• 

breach of our contractual obligations to clients, which may result in contract terminations and potentially significant 
financial obligations to our clients;

investigation by the federal regulatory authorities empowered to enforce HIPAA - the Office for Civil Rights (OCR) 
within HHS, and the possible imposition of civil and criminal penalties; 

investigation by the state attorneys general empowered under HITECH to enforce comparable state laws, and the possible 
imposition of civil and criminal penalties;

private litigation by individuals adversely affected by any violation of HIPAA, HITECH, or comparable state laws to 
which we are subject; and

negative publicity, which may decrease the willingness of current and potential future clients to work with us and negatively 
affect our sales and operating results.

Laws and expectations relating to privacy continue to evolve, and we continue to adapt to changing needs. Nevertheless, 
changes in these laws may limit our data access, use, and disclosure, and may require increased expenditures by us or may dictate 
that we not offer certain types of services. In addition, data protection, privacy and similar laws protect more than patient information 
and, although they vary by jurisdiction, these laws can extend to employee information, business contact information, provider 
information, and other information relating to identifiable individuals. Any of the foregoing may have a material adverse effect 
on our ability to provide services to our clients and, in turn, our results of operations.

Data protection, privacy and similar laws protect more than patient information and, although they vary by jurisdiction, these 
laws can extend to employee information, business contact information, provider information, and other information relating to 
identifiable individuals. Failure to comply with these laws may result in, among other things, civil and criminal liability, negative 
publicity, damage to our reputation, and liability under contractual provisions. In addition, compliance with such laws may require 
increased costs to us or may dictate that we not offer certain types of services in the future.

The information that we provide to our clients could be inaccurate or incomplete, which could harm our business reputation, 
financial condition, and results of operations.

We aggregate, process, and analyze healthcare-related data and information for use by our clients. Because data in the healthcare 
industry is fragmented in origin, inconsistent in format, and often incomplete, the overall quality of data received or accessed in 
the healthcare industry is often poor, the degree or amount of data which is knowingly or unknowingly absent or omitted can be 
material, and we frequently discover data issues and errors during our data integrity checks. If the analytical data that we provide 
to our clients are based on incorrect or incomplete data or if we make mistakes in the capture, input, or analysis of these data, our 
reputation may suffer and our ability to attract and retain clients may be materially harmed.

In addition, we assist our clients with the management and submission of data to governmental entities, including CMS. These 
processes and submissions are governed by complex data processing and validation policies and regulations. If we fail to abide 
by such policies or submit incorrect or incomplete data, we may be exposed to liability to a client, court, or government agency 
that concludes that our storage, handling, submission, delivery, or display of health information or other data was wrongful or 
erroneous. Further, although we maintain insurance coverage, this coverage may prove to be inadequate or could cease to be 
available to us on acceptable terms, if at all. Even unsuccessful claims could result in substantial costs and diversion of management 
time, attention, and resources. A claim brought against us that is uninsured or under-insured could harm our business, financial 
condition, and results of operations.

General economic, political and market forces and dislocations beyond our control could reduce demand for our solutions and 
harm our business.

The demand for our platform capabilities, toolsets and services may be impacted by factors that are beyond our control, 
including macroeconomic, political and market conditions, the availability of short-term and long-term funding and capital, and 
the level of interest rates. We believe that the state of economic and political conditions in the U.S. is particularly uncertain due 
to ongoing political discord between and among the legislative and executive branches of the U.S. government, potential shifts in 
legislative and regulatory conditions concerning, among other matters, international trade and taxation, as well as healthcare, and 
that an uneven recovery or a renewed global downturn may contribute to reduced demand for our platforms, toolsets and services, 
which could have an adverse effect on our results of operations and financial condition.

Our business is principally focused on the healthcare industry, and factors that adversely affect the financial condition of the 
healthcare industry could consequently affect our business.

We derive substantially all of our revenue from clients within the healthcare industry. As a result, our financial condition and 
results of operations could be adversely affected by conditions affecting the healthcare industry generally and health systems and 
payers in particular. For example, in 2016 and 2017, consumer operated and oriented plans, or health insurance Co-Ops, experienced 
financial distress, including insolvency, bankruptcy or liquidation, and many were forced to exit the exchange marketplace. Our 

16

ability to grow will depend upon the economic environment of the healthcare industry, as well as our ability to increase the number 
of  services  that  we  sell  to  our  clients.  Furthermore,  we  may  not  become  aware  in  a  timely  manner  of  changes  in  regulatory 
requirements affecting our business, which could result in us taking, or failing to take, actions, resulting in noncompliance with 
state or federal regulations.

There are many factors that could affect the purchasing practices, operations and, ultimately, the operating funds of healthcare 
organizations, such as reimbursement policies for healthcare expenses, consolidation in the healthcare industry, and regulation, 
litigation, and general economic conditions. In particular, we could be required to make unplanned modifications to our services 
or could suffer delays or cancellations of orders or reductions in demand for our services as a result of changes in regulations 
affecting the healthcare industry, such as any increased regulation by governmental agencies, changes to HIPAA and other federal 
or state privacy laws, laws relating to the tax-exempt status of many of our clients or restrictions on permissible discounts, and 
other financial arrangements. We cannot predict with certainty what additional healthcare regulations, if any, will be implemented 
at the federal and state level, or what the ultimate effect of federal healthcare reform or any future legislation or regulation will 
have on us and our clients. We cannot predict with certainty what effect the current U.S. presidential administration together with 
the U.S. Congress may have, if any, on coverage and reimbursement for healthcare items and services. Further, regardless of the 
prevailing political environment in the United States, Medicare, Medicaid and managed care organizations are increasing pressure 
to both control healthcare utilization and to limit reimbursement. Changes in reimbursement programs or regulations, including 
retroactive and prospective rate and coverage criteria changes, competitive bidding for certain products and services, and other 
changes intended to reduce expenditures could adversely affect the portions of our clients’ businesses that are dependent on third-
party reimbursement or direct governmental payment. Moreover, to the extent that our clients experience reimbursement pressure 
resulting in lower revenue for them, their demand for our products and services might decrease. It is unclear what long-term effects 
the general economic conditions will have on the healthcare industry, and in turn, on our business, financial condition, and results 
of operations.

Consolidation in the industries in which our clients operate may result in certain clients discontinuing their use of our services 
following an acquisition or merger, which could materially and adversely affect our business and financial results.

Mergers or consolidations among our clients have in the past and could in the future reduce the number of our existing and 
potential clients. When companies consolidate, overlapping services previously purchased separately are typically purchased only 
once by the combined entity, leading to loss of revenue for the service provider. If our clients merge with or are acquired by other 
entities that are not our clients, they may discontinue their use of our services. There can be no assurance as to the degree to which 
we may be able to address the revenue impact of such consolidation. Any of these developments could materially and adversely 
affect our business and financial results.

Our services could become subject to new, revised, or enhanced regulatory requirements in the future, which could result in 
increased costs, could delay or prevent our introduction of new services, or could impair the function or value of our existing 
services, which could materially and adversely affect our results of operations and growth prospects.

The  healthcare  industry  is  highly  regulated  on  the  federal,  state,  and  local  levels,  and  is  subject  to  changing  legislative, 
regulatory, political, and other influences. Changes to existing laws and regulations, or the enactment of new laws or regulations 
affecting the healthcare industry, could create unexpected liabilities for us, could cause us or our clients to incur additional costs, 
could alter our clients’ business models, and could restrict our or our clients’ operations.

Many healthcare laws are complex, subject to frequent change, and dependent on interpretation and enforcement decisions 
from government agencies and other adjudicatory bodies with broad discretion. The application of these laws to us, our clients, 
or the specific services and relationships we have with our clients is not always clear. In addition, federal and state legislatures 
have periodically enacted programs designed to reform or amend the U.S. healthcare system at both the federal and state level, 
such  as  the  enactment  of  the  Patient  Protection  and Affordable  Care Act,  as  amended  by  the  Health  Care  and  Education 
Reconciliation Act of 2010 (the “ACA”). The ACA included provisions to control health care costs, improve health care quality, 
and expand access to affordable health insurance. Together with ongoing statutory and budgetary policy developments at a federal 
level, this health care reform legislation could include changes in Medicare and Medicaid payment policies and other health care 
delivery  administrative  reforms  that  could  potentially  negatively  impact  the  business  of  our  clients.  Because  not  all  the 
administrative rules implementing health care reform under the legislation have been finalized, because of recent judicial action,  
because of ongoing federal fiscal budgetary pressures yet to be resolved for federal health programs, and because of the lack of 
implementing regulations or interpretive guidance, gradual and partially delayed implementation, possible amendment, repeal or 
further implementation delays, the full impact of the health care reform legislation and of further statutory actions to reform 
healthcare payment on our business and the business of our clients is unknown. Further, we expect that the current U.S. presidential 
administration together with the U.S. Congress will continue to seek to modify, repeal or otherwise invalidate all or certain provisions 
of the ACA. Any such changes will likely take time to be implemented and there can be no assurances that health care reform 
legislation will not adversely impact either our operational results or the manner in which we operate our business. Health care 
industry participants may respond by reducing their investments or postponing investment decisions, including investments in our 

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platforms, solutions and services. Our failure to anticipate accurately the application of these laws and similar or future laws and 
regulations, or our failure to comply with them, could create liability for us, result in adverse publicity, and negatively affect our 
business.

Our services may become subject to new or enhanced regulatory requirements, and we may be required to change or adapt 
our services in order to comply with these regulations. If we fail to successfully implement new, enhanced or revised regulatory 
requirements, it could adversely affect our ability to offer services deemed critical by our clients, which could materially and 
adversely affect our results of operations. New or enhanced regulatory requirements may render our services obsolete or prevent 
us from performing certain services. New or enhanced regulatory requirements could impose additional costs on us, and thereby 
make existing services unprofitable, and could make the introduction of new services more costly or time-consuming than we 
anticipate, which could materially and adversely affect our results of operations and growth prospects.

Because  personal,  public,  and  non-public  information  is  stored  in  some  of  our  databases,  we  are  subject  to  government 

regulation and vulnerable to adverse publicity concerning the use of our data.

We provide many types of data and services that already are subject to regulation under HIPAA and, to a lesser extent, various 
other federal, state, and local laws and regulations. These laws and regulations are designed to protect the privacy of the public 
and to prevent the misuse of personal information in the marketplace. However, many consumer advocates, privacy advocates, 
and  government  regulators  believe  that  existing  laws  and  regulations  do  not  adequately  protect  privacy.  They  have  become 
increasingly concerned with the use of personal information, including health information. As a result, they are lobbying for further 
restrictions on the dissemination or commercial use of personal information to the public and private sectors. Similar initiatives 
are under way in other countries in which we may do business in the future. The following legal and regulatory developments also 
could have a material adverse effect on our business, financial position, results of operations, or cash flows:

• 

• 

• 

• 

amendment, enactment, or interpretation of laws and regulations that restrict the access and use of personal information 
and reduce the supply of data available to clients;

changes in cultural and consumer attitudes to favor further restrictions on information collection and sharing, which may 
lead to regulations that prevent full utilization of our solutions;

failure of our solutions to comply with current laws and regulations; and

failure of our solutions to adapt to changes in the regulatory environment in an efficient, cost-effective manner.

Our estimates of market opportunity and forecasts of market growth may prove to be inaccurate, and even if the market in 
which we compete achieves the forecasted growth, our business could fail to grow at similar rates, if at all.

Market opportunity estimates and growth forecasts are subject to significant uncertainty and are based on assumptions and 
estimates that may not prove to be accurate. Our estimates and forecasts relating to the size and expected growth of our aggregate 
market opportunity or any of the sub-components of our total addressable market may prove to be inaccurate. Even if our total 
addressable market or any sub-component thereof meets our size estimates and forecasted growth, our business could fail to grow 
at similar rates, if at all.

Our proprietary applications may not operate properly, which could damage our reputation, give rise to a variety of claims 
against us, or divert our resources from other purposes, any of which could harm our business and operating results.

Proprietary software and application development is time-consuming, expensive, and complex, and may involve unforeseen 
difficulties. We may encounter technical obstacles, and it is possible that we discover additional problems that prevent our proprietary 
applications from operating properly. If our applications and services do not function reliably or fail to achieve client expectations 
in terms of performance, clients could assert liability claims against us and attempt to cancel their contracts with us. Moreover, 
material performance problems, defects, or errors in our existing or new applications and services may arise in the future and may 
result from, among other things, the lack of interoperability of our applications with systems and data that we did not develop and 
the function of which is outside of our control or undetected in our testing. Defects or errors in our applications might discourage 
existing or potential clients from purchasing services from us. Correction of defects or errors could prove to be time consuming, 
costly, impossible, or impracticable. The existence of errors or defects in our applications and the correction of such errors could 
divert our resources from other matters relating to our business, damage our reputation, increase our costs, and have a material 
adverse effect on our business, financial condition, and results of operations.

As a result of our variable sales and implementation cycles, we might not be able to recognize revenue to offset expenditures, 
which could result in fluctuations in our quarterly results of operations or otherwise adversely affect our future operating 
results.

The sales cycle for our services is typically four to six months from initial contact to contract execution, but can vary depending 
on the particular client, product under consideration, and time of year, among other factors. Some clients, for instance, undertake 
a more prolonged evaluation process, which has in the past resulted in extended sales cycles. Our sales efforts involve educating 

18

potential clients about the use, technical capabilities, and benefits of our services, and gaining an understanding of their needs and 
budgets. During the sales cycle, we expend significant time and resources, and we do not recognize any revenue to offset such 
expenditures, which could result in fluctuations in our quarterly results of operations and adversely affect our future operating 
results. In addition, we may be unable to enter into definitive contracts at the end of a sales cycle on terms that are favorable to us 
or at all, in some cases for reasons outside our control, which may materially adversely affect our ability to accurately forecast 
future growth which may cause our stock price to decline.

After a client contract is signed, we provide an implementation process for the client during which we load, test, and integrate 
data into our system and train client personnel. Our implementation cycle generally ranges from 20 to 90 days from contract 
execution to completion of implementation, but can vary depending on the amount and quality of the client’s data and how quickly 
the client facilitates access to data. In addition, for certain clients, our third-party vendors must go through delegation processes 
in order to become authorized to provide certain services to those clients, which could delay our ability to provide such services 
to those clients. During the implementation cycle, we expend time, effort, and financial resources implementing our services, but 
accounting principles do not allow us to recognize the resulting revenue until implementation is complete and the services are 
available for use by our clients. If implementation periods are extended, revenue recognition will be delayed, which could adversely 
affect our results of operations in certain periods.

In addition, because most of our revenue in each quarter is derived from agreements entered into with our clients during 
previous quarters, the negative impacts resulting from a decline in new or renewed agreements in any one quarter may not be fully 
reflected in our revenue for that quarter. Such declines, however, would negatively affect our revenue in future periods and the 
effect of significant downturns in sales of and market demand for our services, and potential changes in our renewal rates or renewal 
terms may not be fully reflected in our results of operations until future periods. Our sales and implementation cycles also make 
it difficult for us to rapidly increase our total revenue through additional sales in any period. As a result, the effect of changes in 
the industry impacting our business, or changes we experience in our new sales, may not be reflected in our short-term results of 
operations.

We operate in a competitive industry, and if we are not able to compete effectively, our business and financial results could be 
materially and adversely impacted.

We operate in a competitive industry, and we expect that competition will increase as a result of consolidation in both the 
information technology and healthcare industries. Our future growth and success will depend on our ability to successfully compete 
with other companies that provide similar services, including existing clients and other healthcare organizations that seek to build 
and operate competing services themselves and newer companies that provide similar services, often at substantially lower prices. 
We compete on the basis of various factors, including breadth and depth of services, reputation, reliability, quality, innovation, 
security, price, and industry expertise, and experience. If we are unable to maintain our technology, management, healthcare, or 
regulatory expertise or attract and retain a sufficient number of qualified sales and marketing leadership and support personnel, 
we will be at a competitive disadvantage. Some of our competitors, in particular health plans and larger technology or technology-
enabled consultative service providers, have greater name recognition, longer operating histories, and significantly greater resources 
than we do. Furthermore, our current or potential competitors may have greater financial resources and larger sales and marketing 
capabilities than we have, and may have a more diversified set of revenue sources, which may allow them to be less sensitive to 
changes in client preferences and more aggressive in pricing their services, any of which could put us at a competitive disadvantage. 
As a result, our competitors may be able to respond more quickly and effectively than we can to new or changing opportunities, 
technologies, standards, or client requirements and may have the ability to initiate or withstand substantial price competition. In 
addition, potential clients frequently have requested competitive bids from us and our competitors in terms of price and services 
offered and, if we do not accurately assess potential clients’ needs and budgets when submitting our proposals, they may appear 
less attractive than those of our competitors, and we may not be successful in attracting new business. In addition, our clients may 
perceive our toolsets to be at a higher price point than our competitors, which could result in reduced revenue if we are not able 
to adequately demonstrate the value of our toolsets to our clients and prospective clients. Increases in competition in our industry 
could  reduce  our  market  share  and  result  in  price  declines  for  certain  services,  which  could  negatively  impact  our  business, 
profitability, and growth prospects.

If we fail to maintain awareness of our brand in a cost-effective manner, our business might suffer.

Maintaining awareness of our brand in a cost-effective manner is critical to continuing the widespread acceptance of our 
existing services and is an important element in attracting new clients and in attracting and retaining qualified employees. The 
importance of brand recognition may increase as competition in our market increases. Successful promotion of our brand will 
depend largely on the effectiveness of our marketing efforts and on our ability to provide reliable and useful services at competitive 
prices. Our efforts to build and maintain our brand nationally have involved and will continue to involve significant expense. Brand 
promotion activities may not yield increased revenue, and even if they do, any increased revenue may not offset the expenses we 
incur in maintaining our brand. In addition, third parties’ use of trademarks or branding similar to ours could materially harm our 
business or result in litigation and other costs. If we fail to successfully maintain our brand, or incur substantial expenses in an 

19

unsuccessful attempt to maintain our brand, we may fail to attract enough new clients or retain our existing clients to the extent 
necessary to realize a sufficient return on our brand-building efforts, and our business and our ability to attract and retain qualified 
employees could suffer.

Our success depends on our ability to protect our intellectual property rights.

Our  success  depends  in  part  on  our  ability  to  protect  our  proprietary  software,  confidential  information  and  know-how, 
technology, and other intellectual property and intellectual property rights. We rely generally on copyright, trademark and trade 
secret laws, confidentiality and invention assignment agreements with employees and third parties, and license and other agreements 
with consultants, vendors, and clients. There can be no assurance that employees, consultants, vendors, and clients have executed 
such agreements or have not breached or will not breach their agreements with us, that we will have adequate remedies for any 
breach, or that our trade secrets will not otherwise become known or independently developed by competitors. Additionally, we 
monitor our use of open source software to avoid uses that would require us to disclose our proprietary source code or violate 
applicable open source licenses, but if we engaged in such uses inadvertently, we could be required to take remedial action or 
release  certain  of  our  proprietary  source  code.  These  scenarios  could  materially  and  adversely  affect  our  business,  financial 
condition, and results of operations. In addition, despite the protections we do place on our intellectual property, a third party could, 
without authorization, copy or otherwise obtain and use our products or technology, or develop similar technology. In addition, 
agreement terms that address non-competition are difficult to enforce in many jurisdictions and might not be enforceable in certain 
cases.

Beginning in the second quarter of 2015, we filed a limited number of provisional and non-provisional patent applications, 
which may or may not result in an issued patent or patents. In addition, we do not know whether the examination process will 
require us to narrow our claims. To the extent that patents are issued from our patent applications, which are not certain, they may 
be contested, circumvented or invalidated in the future. Moreover, the rights granted under any issued patents may not provide us 
with proprietary protection or competitive advantages, may be successfully challenged by third parties, and, as with any technology, 
competitors may be able to develop similar or superior technologies to our own now or in the future.

We currently rely primarily on unpatented proprietary technology. It is possible that others will independently develop the 
same or similar technology or otherwise obtain access to our unpatented technology. To protect our trade secrets and other proprietary 
information, we require employees, consultants, advisors, and collaborators to enter into confidentiality agreements. We cannot 
assure  you  that  these  agreements  will  provide  meaningful  protection  for  our  trade  secrets,  know-how,  or  other  proprietary 
information  in  the  event  of  any  unauthorized  use,  misappropriation,  or  disclosure  of  such  trade  secrets,  know-how,  or  other 
proprietary information. Further, the theft or unauthorized use or publication of our trade secrets and other confidential business 
information could reduce the differentiation of our services and harm our business, the value of our investment in development or 
business acquisitions could be reduced, and third parties might make claims against us related to losses of their confidential or 
proprietary information.

We rely on our trademarks, service marks, trade names, and brand names to distinguish our services from the services of our 
competitors,  and  have  registered  or  applied  to  register  many  of  these  trademarks.  We  cannot  assure  you  that  our  trademark 
applications will be approved. Third parties may also oppose our trademark applications, or otherwise challenge our use of the 
trademarks. In the event that our trademarks are successfully challenged, we could be forced to rebrand our services, which could 
result in loss of brand recognition and could require us to devote resources advertising and marketing new brands. Further, we 
cannot assure you that competitors will not infringe our trademarks or that we will have adequate resources to enforce our trademarks.

Our ability to obtain, protect, and enforce our intellectual property rights is subject to uncertainty as to the scope of protection, 
registerability, patentability, validity, and enforceability of our intellectual property rights in each applicable jurisdiction, as 
well as the risk of general litigation or third-party oppositions.

Existing U.S. federal and state intellectual property laws offer only limited protection. Moreover, if we expand our business 
into markets outside of the United States, our intellectual property rights may not receive the same degree of protection as they 
would  in  the  United  States  because  of  the  differences  in  foreign  trademark  and  other  laws  concerning  proprietary  rights. 
Governments may adopt regulations, and government agencies or courts may render decisions, requiring compulsory licensing of 
intellectual property rights. When we seek to enforce our intellectual property rights we may be subject to claims that the intellectual 
property rights are invalid or unenforceable. Litigation may be necessary in the future to enforce our intellectual property rights 
and to protect our trade secrets. Litigation brought to protect and enforce our intellectual property rights could be costly, time 
consuming, and distracting to management and could result in the impairment or loss of portions of our intellectual property rights. 
Furthermore, our efforts to enforce our intellectual property rights may be met with defenses, counterclaims, and countersuits 
attacking the validity and enforceability of our intellectual property rights. Our inability to protect our proprietary technology 
against unauthorized copying or use, as well as any costly litigation or diversion of our management’s attention and resources, 
could delay further sales or the implementation of our solutions, impair the functionality of our solutions, delay introductions of 
new solutions, result in our substituting inferior or more costly technologies into our solutions, or have a material adverse effect 
on our business, financial condition, and results of operations.

20

Laws regulating the corporate practice of medicine could restrict the manner in which we provide our clients certain of our 
intervention toolsets, and the failure to comply with such laws could subject us to penalties or require that we change the 
manner in which we provide such toolsets.

Among our intervention toolsets are supplemental patient encounters (“SPEs”). While some clients utilize our platform toolsets 
to conduct their own SPEs directly or through third-parties, some of our clients engage us to utilize our intervention platform 
toolsets to facilitate SPEs. In such cases, we use third-parties to undertake such SPEs utilizing our intervention platform toolsets 
or may utilize our own associate to undertake such SPEs. Certain of our SPEs may be considered patient care. Some states have 
laws that prohibit business entities from practicing medicine, employing providers to practice medicine, exercising control over 
medical  decisions  by  providers  (also  known  collectively  as  the  corporate  practice  of  medicine). These  laws,  regulations,  and 
interpretations have, in certain states, been subject to enforcement, as well as judicial and regulatory interpretation, and are subject 
to change.

In these states, we operate by maintaining long term contracts with affiliated physician groups, which are each owned and 
operated by physicians and which employ or contract with additional providers to perform the SPEs. If there were a determination 
that a corporate practice of medicine violation existed or exists, we could be subject to criminal or civil penalties or an injunction 
for practicing medicine without a license or aiding and abetting the unlicensed practice of medicine. The occurrence of any of 
such events could have a material adverse effect on our ability to continue to provide our clients with the full array of our intervention 
toolsets.

We could experience losses or liability not covered by insurance.

Our business exposes us to risks that are inherent in the provision of analytics and toolsets that assist clinical decision-making 
and relate to patient medical histories and treatment plans. If clients or individuals assert liability claims against us, any ensuing 
litigation,  regardless  of  outcome,  could  result  in  a  substantial  cost  to  us,  divert  management’s  attention  from  operations,  and 
decrease market acceptance of our toolsets. We attempt to limit our liability to clients by contract; however, the limitations of 
liability set forth in the contracts may not be enforceable or may not otherwise protect us from liability for damages. Additionally, 
we may be subject to claims that are not explicitly covered by contract. We also maintain general liability coverage; however, this 
coverage may not continue to be available on acceptable terms, may not be available in sufficient amounts to cover one or more 
large claims against us, and may include larger self-insured retentions or exclusions for certain products. In addition, the insurer 
might disclaim coverage as to any future claim. A successful claim not fully covered by our insurance could have a material adverse 
impact on our liquidity, financial condition, and results of operations.

We could incur substantial costs as a result of any claim of infringement of another party’s intellectual property rights.

In recent years, there has been significant litigation in the United States involving patents and other intellectual property rights. 
Companies in the software and healthcare technology and services industries are increasingly bringing and becoming subject to 
suits alleging infringement of proprietary rights, particularly patent rights, and our competitors and other third parties may hold 
patents or have pending patent applications which could be related to our business. These risks have been amplified by the increase 
in third parties, which we refer to as non-practicing entities, whose primary business is to assert infringement claims or make 
royalty demands. Moreover, many of our current and potential competitors may dedicate substantially greater resources to protection 
and enforcement of intellectual property rights, especially patents. It is difficult to proceed with certainty in a rapidly evolving 
technological environment in which there may be patent applications pending related to our technologies, many of which are 
confidential when filed.

We may receive in the future notices that claim we or our clients using our services have misappropriated or misused other 
parties’ intellectual property rights, particularly as the number of competitors in our market grows and the functionality of services 
among competitors overlaps. If we are sued by a third party that claims that our technology infringes its rights, the litigation, 
whether or not successful, could be extremely costly to defend, divert our management’s time, attention, and resources, damage 
our reputation and brand, and substantially harm our business. We do not currently have a patent portfolio of our own, which may 
limit the defenses available to us in any such litigation.

In addition, in most instances, we have agreed to indemnify our clients against certain third-party claims, which may include 
claims that one of our services infringes the intellectual property rights of such third parties. These claims may require us to initiate 
or defend protracted and costly litigation on behalf of our clients, regardless of the merits of these claims. If any of these claims 
succeed, we may be forced to pay damages on behalf of our clients or may be required to obtain licenses for the products they use. 
If we cannot obtain all necessary licenses on commercially reasonable terms, our customers may be forced to stop using our 
services. In addition, our business could be adversely affected by any significant disputes between us and our clients as to the 
applicability or scope of our indemnification obligations to them. The results of any intellectual property litigation to which we 
might become a party, or for which we are required to provide indemnification, may also require us to do one or more of the 
following:

• 

cease offering or using technologies that incorporate the challenged intellectual property;

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•  make substantial payments for legal fees, settlement payments, or other costs or damages;

• 

• 

obtain a license, which may not be available on reasonable terms, to sell or use the relevant technology; or

redesign technology to avoid infringement, if feasible.

If we were to discover that our applications and services violate third-party proprietary rights, there can be no assurance that 
we would be able to obtain licenses to continue offering those applications and services on commercially reasonable terms, or at 
all,  to  redesign  our  technology  to  avoid  infringement,  or  to  avoid  or  settle  litigation  regarding  alleged  infringement  without 
substantial expense and damage awards. Any claims against us relating to the infringement of third-party proprietary rights, even 
if not meritorious, could result in the expenditure of significant financial and managerial resources and in injunctions preventing 
us from distributing certain products. If we are required to make substantial payments or undertake any of the other actions noted 
above as a result of any intellectual property infringement claims against us or any obligation to indemnify our clients for such 
claims, such payments or costs could have a material adverse effect on our business, financial condition, and results of operations.

We depend on our senior management team and other key employees, and the loss of one or more of our executive officers or 
key employees could materially and adversely affect our business.

Our success depends in large part upon the continued services of our key executive officers, including Dr. Dunleavy. We also 
rely on our leadership team in the areas of research and development, marketing, services, and general and administrative functions. 
We can provide no assurances that any of our executive officers or key employees will continue their employment with us. The 
replacement of one or more of our executive officers or other key employees would likely involve significant time and costs and 
may significantly delay or prevent the achievement of our business objectives.

We may fail to attract, train, and retain enough qualified employees to support our operations and growth strategy, which could 
materially and adversely affect our business and growth strategy.

The  success  of  our  business  and  growth  strategy  depends  on  our  ability  to  attract,  train,  and  retain  qualified  employees, 
particularly technology personnel, subject matter experts, sales and marketing leadership and support personnel, and personnel 
with healthcare regulatory, clinical, and appropriate management expertise. The market for qualified employees in our industry 
and in the markets in which we operate is very competitive, and companies that we compete with for experienced personnel may 
have greater resources than we. In addition, our ability to attract and retain qualified employees depends in part on our ability to 
maintain awareness of our brand. If we are not successful in our recruiting efforts, or if we are unable to train and retain a sufficient 
number of qualified employees, our ability to develop and deliver successful technologies and services and grow our business may 
be materially and adversely affected.

We may acquire other companies or technologies, which could divert our management’s attention, result in dilution to our 
stockholders and otherwise disrupt our operations and adversely affect our operating results.

We have previously and may in the future seek to acquire or invest in businesses, services, or technologies that we believe 
could complement or expand our services, enhance our technical capabilities, or otherwise offer growth opportunities. For example, 
on October 1, 2016, we acquired Creehan, on July 6, 2017, we completed the acquisition of ComplexCare Solutions, Inc. and 
ComplexCare  Solutions  IPA,  LLC  (together,  “CCS”),  and  on April  2,  2018,  we  acquired ABILITY. The  pursuit  of  potential 
acquisitions may divert the attention of management and cause us to incur various expenses in identifying, investigating, and 
pursuing suitable acquisitions, whether or not they are consummated. Acquisitions also could result in dilutive issuances of equity 
securities or the incurrence of debt, which could adversely affect our operating results and financial condition. In addition, we 
have limited experience in acquiring other businesses. We may not achieve the anticipated benefits from the acquired business, 
including from Creehan, CCS, or ABILITY, due to a number of factors, including: 

• 

• 

• 

• 

• 

• 

• 

inability or difficulty integrating and benefiting from acquired technologies, services, or clients in a profitable manner, 
including as a result of reductions in operating income, increases in expenses, the failure to achieve anticipated synergies, 
or otherwise;

unanticipated costs or liabilities associated with the acquisition;

difficulty integrating the accounting systems, operations, and personnel of the acquired business;

adverse effects to our existing business relationships with business partners and clients as a result of the acquisition;

assuming potential liabilities of an acquired company;

possibility of overpaying for acquisitions, particularly those with significant intangibles and those assets that derive value 
using novel tools or are involved in niche markets;

difficulty in acquiring suitable businesses, including challenges in predicting the value an acquisition will ultimately 
contribute to our business;

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• 

• 

• 

the potential loss of key employees;

use of substantial portions of our available cash to consummate the acquisition; and

the need to understand local healthcare regulatory regimes.

If an acquired business fails to meet our expectations, our operating results, business, and financial condition may suffer 

materially.

The integration of newly acquired businesses, including Creehan, CCS, and ABILITY, will also require a significant amount 
of time and attention from management. The diversion of management attention away from ongoing operations and key research 
and development, marketing or sales efforts could adversely affect ongoing operations and business relationships. Moreover, even 
if we were able to fully integrate a new acquisition’s business operations and other assets successfully, there can be no assurance 
that such integration will result in the realization of the full benefits of synergies, cost savings, innovation and operational efficiencies 
that may be possible or were anticipated from the acquisition or that these benefits will be achieved within a reasonable period of 
time. Delays in integrating our acquisitions, which could be caused by factors outside of our control, could adversely affect the 
intended benefits of the acquisitions to our business, financial results, financial condition and the trading price of our Class A 
common stock.

In addition, a significant portion of the purchase price of companies we acquire may be allocated to acquired goodwill and 
other intangible assets, which must be assessed for impairment at least annually. In the future, if our acquisitions do not yield 
expected returns, we may be required to take charges to our operating results based on this impairment assessment process, which 
could adversely affect our results of operations.

Our use of accounting estimates involves judgment and could adversely impact our financial results, and ineffective internal 
controls could adversely impact our business and operating results.

The methods, estimates, and judgments that we use in applying accounting policies have a significant impact on our results 
of operations. For more information on our critical accounting policies and estimates, see “Management’s Discussion and Analysis 
of Financial Condition and Results of Operations” and “Note 2—Summary of Significant Accounting Policies,” of the notes to 
our consolidated financial statements included elsewhere in this Annual Report on Form 10-K. These methods, estimates, and 
judgments are subject to significant risks, uncertainties, and assumptions, and changes could affect our results of operations. In 
addition, our internal control over financial reporting may not prevent or detect misstatements because of the inherent limitations, 
including the possibility of human error, the circumvention or overriding of controls, or fraud. Even effective internal controls can 
provide only reasonable assurance with respect to the preparation and fair presentation of our consolidated financial statements.

We are obligated to report on the effectiveness of our internal control over financial reporting. These internal controls may 
not be determined to be effective, which may harm investor confidence in our Company and, as a result, the trading price of 
our Class A common stock.

The Sarbanes-Oxley Act of 2002 (the “Sarbanes-Oxley Act”) requires, among other things, that we maintain effective internal 
controls for financial reporting and disclosure controls and procedures. We are required, pursuant to Section 404 of the Sarbanes-
Oxley Act to furnish a report by management on, among other things, the effectiveness of our internal control over financial 
reporting in each Annual Report on Form 10-K. This assessment is required to include disclosure of material weaknesses, if any, 
identified  by  our  management  in  our  internal  control  over  financial  reporting.  In  addition,  our  independent  registered  public 
accounting firm is required to formally attest to the effectiveness of our internal control over financial reporting in each of our 
Annual Reports on Form 10-K. There can be no assurance that we or our independent registered public accounting firm will not 
identify a material weakness in our internal control over financial reporting in the future. Any failure of our internal control over 
financial reporting to be effective or our failure to implement required new or improved controls, if any, or difficulties encountered 
in  their  implementation,  including  delaying  or  failing  to  successfully  integrate  our  acquisitions  into  our  internal  control  over 
financial reporting or the identification and reporting of a material weakness, may harm our operating results, cause us to fail to 
meet our reporting obligations, harm investor confidence, and negatively impact the trading price of our Class A common stock.

Our Board of Directors may change our strategies, policies, and procedures without stockholder approval and we may become 
more highly leveraged, which may increase our risk of default under our debt obligations.

Our investment, financing, leverage, and dividend policies, and our policies with respect to all other activities, including 
growth, capitalization, and operations, are determined exclusively by our board of directors, and may be amended or revised at 
any time by our board of directors without notice to or a vote of our stockholders. This could result in us conducting operational 
matters, making investments, or pursuing different business or growth strategies than those contemplated in this Annual Report 
on Form 10-K. Further, our charter and bylaws do not limit the amount or percentage of indebtedness, funded or otherwise, that 
we may incur. Higher leverage also increases the risk of default on our obligations. In addition, a change in our investment policies, 
including the manner in which we allocate our resources across our portfolio or the types of assets in which we seek to invest, 

23

may increase our exposure to interest rate risk and liquidity risk. Changes to our policies with regards to the foregoing could 
materially adversely affect our financial condition, results of operations, and cash flow.

Future sales to clients outside the United States or use of third party vendors outside the United States might expose us to risks 
inherent in international operations which, if realized, could adversely affect our business.

An element of our growth strategy is to expand internationally. In addition, we intend to continue to utilize certain third-party 
vendors that are located outside of the United States. For example, we currently contract with a third-party vendor in India that 
provides IT support for certain of our operations. Operating in international markets requires significant resources and management 
attention and subjects us to regulatory, economic, and political risks that are different from those in the United States. Because of 
our limited experience with international operations, any international expansion efforts might not be successful in creating demand 
for our services outside of the United States or in effectively selling our services in the international markets we enter. In addition, 
we will face risks in doing business internationally that could adversely affect our business, including:

• 

• 

• 

• 

the need to localize and adapt our services for specific countries, including translation into foreign languages and associated 
expenses;

difficulties in staffing and managing foreign operations;

different pricing environments, longer sales cycles, and longer accounts receivable payment cycles and collections issues;

new and different sources of competition;

•  weaker protection for intellectual property and other legal rights than in the United States and practical difficulties in 

enforcing intellectual property and other rights outside of the United States;

• 

• 

• 

• 

• 

laws and business practices favoring local competitors;

compliance challenges related to the complexity of multiple, conflicting, and changing governmental laws and regulations, 
including employment, anti-bribery, foreign investment, tax, privacy, and data protection laws and regulations;

increased financial accounting and reporting burdens and complexities;

adverse tax consequences; and

if we denominate our international contracts in local currencies, fluctuations in the value of the U.S. dollar and foreign 
currencies might impact our operating results when translated into U.S. dollars.

Our business could be harmed by disruptions in network service or operational failures at our data centers (including our co-
location facility) related to the storage, transmission and presentation of client data.

Our success depends on the efficient and uninterrupted operation of our data centers and service provider locations. Interruptions 
in service or damage to locations may be caused by natural disasters, power loss, Internet or network failures, physical damage, 
operator error, security breaches, computer viruses, denial-of-service attacks, or similar events. The varied types and severity of 
the interruptions that could occur may render our safeguards inadequate. These service interruption events could result in the 
corruption or loss of data and impair the processing of data and our delivery of services to clients, which could have an adverse 
effect on our business, operations, and financial results. Furthermore, if any of our data centers are unable to keep up with our 
growing needs for capacity, it could have an adverse effect on our business.

Problems faced by our third-party data center location, with the telecommunications network providers with whom we or it 
contract, or with the systems by which our telecommunications providers allocate capacity among their clients, including us, could 
adversely affect the experience of our clients and the security of the data.

Further, our ability to deliver our cloud-based services depends on the infrastructure of the Internet and a reliable network 
with the necessary speed, data capacity, bandwidth capacity, and security. Our services are designed to operate without interruption 
in accordance with our service level commitments. We have, however, experienced, and may experience in the future, interruptions 
and delays in services and availability from time to time. An extended period of network unavailability could negatively impact 
our ability to deliver acceptable or accurate services, and negatively impact our relationship with clients, which could have an 
adverse effect on our reputation, financial condition, and results of operations.

We rely on third-party cloud capacity providers to efficiently scale our cloud-based solutions.  

Although substantially all of the computer hardware necessary to deliver our solutions, data and compute capacity is located 
and maintained in our owned data centers, we rely on third-party cloud capacity providers, including Amazon Web Services, 
Microsoft Azure, and Google cloud services, to efficiently scale our cloud-based solutions. The systems and operations of our 
third-party cloud based capacity providers could suffer damage or interruption as a result of human error, fire, flood, power loss, 
telecommunications failure, break-ins, terrorist attacks, acts of war, and similar events. The occurrence of any such natural disaster, 

24

an act of terrorism or other unanticipated problems at our third-party cloud based capacity providers’ hosting facilities could result 
in lengthy interruptions in our service. Although our third-party cloud based capacity providers maintain backup facilities and 
disaster recovery services in the event of a system failure, these systems may be insufficient or fail. Any system failure, including 
network, software, or hardware failure, that causes an interruption in our use of third-party cloud capacity providers or that causes 
a decrease in responsiveness of our cloud-based solutions could damage our reputation and cause our customers and potential 
customers to believe that our service is unreliable, causing us to lose customers, which could have a material adverse effect on our 
business, financial condition and results of operations. 

We rely on agreements with third parties to provide certain services, goods, technology, and intellectual property rights necessary 
to enable us to implement some of our applications.

Our ability to implement and provide our applications and services to our clients depends, in part, on services, goods, technology, 
and intellectual property rights owned or controlled by third parties, including one vendor from whom we purchase significant 
components of our storage architecture. These third parties may become unable to or refuse to continue to provide these services, 
goods, technology, or intellectual property rights on commercially reasonable terms consistent with our business practices, or 
otherwise discontinue a service important for us to continue to operate our applications. If we fail to replace these services, goods, 
technologies, or intellectual property rights in a timely manner or on commercially reasonable terms, our operating results and 
financial condition could be harmed. In addition, we exercise limited control over our third-party vendors, which increases our 
vulnerability to problems with technology and services those vendors provide. If the services, technology, or intellectual property 
of third parties were to fail to perform as expected, it could subject us to potential liability, adversely affect our renewal rates, and 
have a material adverse effect on our financial condition and results of operations.

Our reliance on third-party vendors to perform certain of our intervention toolsets could have an adverse effect on our business, 
results of operations and growth prospects.

We rely in part on third-party vendors to perform certain of our intervention toolsets, including supplemental patient encounters 
such as in-home encounters. These third parties may not perform their obligations to us in a timely and cost-effective manner, in 
compliance with applicable regulations, or in a manner that is in our and our clients’ best interests, which could have an adverse 
effect on our reputation and our ability to retain and attract clients. In addition, our growth depends in part on the ability of our 
third-party vendors to leverage our intervention toolsets to a larger group of clients. If our third-party vendors do not perform their 
services at a level acceptable to us or our clients or if they are unable to leverage our intervention toolsets to a larger group of 
clients, it could have an adverse effect on our business, results of operations, and growth prospects.

We are currently the subject of purported securities class action lawsuits and additional litigation may be brought against us 
in the future.

We  are  currently  the  subject  of  two  consolidated  purported  class  action  lawsuits  which  assert  violations  of  Section 11, 
Section 12, and Section 15 of the Securities Act based on allegedly false or misleading statements and omissions in our Registration 
Statement issued in connection with our initial public offering on February 18, 2015. These lawsuits seek certification as a class 
and unspecified compensatory damages plus interest and attorneys’ fees. On January 23, 2019, the parties informed the court that 
they had accepted a mediator’s recommendation on the amount of a settlement of these lawsuits, subject to agreement on the terms 
and settlement documentation. On the same day, the court stayed all proceedings for a period of not more than 60 days to enable 
the parties to finalize the settlement and settlement documentation and move for preliminary approval of the settlement. On February 
20, 2019, the parties executed a settlement agreement, which is subject to court approval, provides for the dismissal of all claims 
against the defendants in connection with the securities class action suit, and provides for a payment to the class of $17 million, 
of which the Company has agreed to contribute $1.7 million, with the remaining amounts to be paid by the Company’s insurance 
carriers. There can be no assurance that such agreement will be approved by the court, that individual claimants will not opt out 
of the class and pursue individual claims, that the Company can overcome any objections or appeals regarding the settlement, or 
that all conditions to the settlement agreement will be satisfied. In addition, in the past, following periods of volatility in the market, 
securities class action litigation has often been instituted against companies. Such current and additional litigation, if any, including 
in the form of stockholder derivative actions against our Board of Directors, could result in substantial costs and diversion of 
management’s attention and resources, which could materially and adversely affect our business, financial condition, results of 
operations and growth prospects and cause our stock price to decline. 

Our debt may restrict our future operations.

We have substantial debt and have the ability to incur additional debt.  As of December 31, 2018, we had approximately $977.6 
million of outstanding principal indebtedness. Our incurrence of substantial amounts of debt may have significant consequences. 
For instance, it could:

•  make it more difficult for us to satisfy our financial obligations, including those relating to our outstanding debt;

25

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• 

• 

• 

• 

require us to dedicate a substantial portion of our cash flow from operations to the payment of interest and principal due 
under our debt, which will reduce funds available for other business purposes;

increase our vulnerability to general adverse economic and industry conditions;

limit our flexibility in planning for, or reacting to, changes in our business;

place us at a competitive disadvantage compared with some of our competitors that have less debt; and

limit our ability to obtain additional financing required to fund working capital and capital expenditures and for other 
general corporate purposes.

Our 2018 Credit Agreement and the terms of our other debt instruments, including agreements relating to debt we may incur 
in the future, contain or will contain covenants imposing significant restrictions on our business. These restrictions may affect our 
ability to operate our business and may limit our ability to take advantage of potential business opportunities as they arise. For 
instance, these covenants place restrictions on our ability to, among other things: incur additional debt; create additional liens, 
merge or consolidate; make certain investments, loans, advances, guarantees and acquisitions; make certain restricted payments; 
or enter into transactions with affiliates. In addition, our 2018 Credit Agreement requires that we comply with certain financial 
ratios, including a maximum senior secured net leverage ratio test. Our ability to comply with these covenants may be adversely 
affected by events beyond our control, including prevailing economic, financial and industry conditions. A breach, or alleged 
breach, of any of these covenants could result in a default and our lenders could elect to declare all amounts outstanding to be 
immediately due and payable and to terminate all commitments to extend further credit. If we were unable to repay those amounts, 
the secured lenders could proceed against the collateral granted to them to secure such indebtedness. There can be no assurance 
that we will have sufficient assets to repay amounts due under our indebtedness. 

Our failure to hedge effectively against interest rate changes may adversely affect results of operations.

Our 2018 Term Facility currently bears interest at variable rates and we may incur additional variable rate debt in the future. 
Accordingly, increases in interest rates on variable rate debt would increase our interest expense, which could reduce net earnings 
and cash available for payment of our debt obligations. We currently manage our exposure to interest rate volatility by using interest 
rate swap agreements and may in the future use additional interest rate hedging arrangements, such as interest cap agreements. 
These agreements involve risks, such as the risk that counterparties may fail to honor their obligations under these arrangements, 
that these arrangements may not be effective in reducing our exposure to interest rate increases and that a court could rule that 
such an agreement is not legally enforceable.  In addition, hedging strategies involve transaction and other costs, and our hedging 
strategies and the derivatives that we use may not completely offset the risks of interest rate volatility and may result in or magnify 
losses.  Furthermore,  interest  rate  derivatives  may  not  be  available  at  all,  or  at  favorable  terms,  particularly  during  economic 
downturns. Failure to hedge effectively against interest rate changes may materially and adversely affect our results of operations.

Risks Related to Our Class A Common Stock

Our quarterly operating results may fluctuate significantly, which could adversely impact the value of our Class A common 
stock.

Our quarterly results of operations, including our revenue, cost of revenue, net income, and cash flows, may vary significantly 
in the future, and sequential quarter-to-quarter comparisons of our operating results may not be meaningful. In addition to the 
other risk factors included in this section, some of the important factors that may cause sequential quarter-to-quarter fluctuations 
in our operating results include:

• 

• 

• 

• 

• 

• 

seasonal variations driven primarily by regulatory timelines have historically caused a significantly higher proportion of 
our services to be performed, and therefore revenues and costs to be recognized, during the second and, to a lesser extent, 
the fourth quarters of the year compared to the first and, most significantly, the third quarter, (quarter to quarter financial 
performance may increasingly vary from historical seasonal trends as we further expand into adjacent markets and increase 
the portion of our revenue generated from new offerings);

possible  delays  in  the  expected  recognition  of  revenue  due  to  lengthy  and  sometimes  unpredictable  sales  and 
implementation timelines;

the amount and timing of operating expenses related to the maintenance and expansion of our business, operations, and 
infrastructure;

the timing and success of introductions of new applications and services by us or our competitors or any other change in 
the competitive dynamics of our industry, including consolidation among competitors, clients, or strategic partners;

the addition or loss of large clients, including through acquisitions or consolidations of such clients;

network outages or security breaches;

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• 

• 

• 

• 

our ability to attract new clients;

general economic, industry, and market conditions;

client renewal rates and the timing and terms of client renewals;

changes in our pricing policies or those of our competitors;

the mix of applications and services sold during a period; and

the timing of expenses related to the development or acquisition of technologies or businesses.

Any fluctuations in our quarterly operating results may not accurately reflect the underlying longer-term performance of our 

business and could cause a decline in the trading price of our Class A common stock.

Because the dual class structure of our common stock has the effect of concentrating voting control with holders of our Class B 
common stock, holders of our Class B common stock, including Dr. Dunleavy and Mr. Hoffmann, have significant influence 
over us, including control over decisions that require the approval of stockholders, which could limit your ability to influence 
the outcome of matters submitted to stockholders for a vote.

We are currently controlled by holders of our Class B common stock. As of January 31, 2019, holders of our Class B common 
stock beneficially own an aggregate of approximately 92% of the voting power of our common stock. In particular, Dr. Dunleavy 
beneficially owns an aggregate of approximately 63% of the voting power of our common stock, and Mr. Hoffmann beneficially 
owns an aggregate of approximately 22% of the voting power of our common stock. The shares beneficially owned by Dr. Dunleavy 
and Mr. Hoffmann and certain other stockholders are shares of Class B common stock, which have 10 votes per share, whereas 
each share of Class A common stock has one vote per share. As long as holders of our Class B common stock control at least a 
majority of the voting power of our outstanding common stock, they will have the ability to exercise substantial control over all 
corporate actions requiring stockholder approval, irrespective of how our other stockholders may vote, including the election and 
removal of directors and the size of our board of directors, any amendment of our certificate of incorporation or bylaws, or the 
approval of any merger or other significant corporate transaction, including a sale of all or substantially all of our assets. Even if 
their ownership falls below 50%, holders of our Class B common stock will continue to be able to exert significant influence or 
effectively control our decisions because of the dual class structure of our common stock. This concentrated control by our Class B 
common stockholders will limit or preclude your ability to influence those corporate matters for the foreseeable future and, as a 
result, we may take actions that holders of our Class A common stock do not view as beneficial. This dual class structure may 
adversely affect the market price of our Class A common stock. In addition, this structure may prevent or discourage unsolicited 
acquisition proposals or offers for our capital stock that you may feel are in your best interest as one of our stockholders.

We incur significantly increased costs and devote substantial management time as a result of operating as a public company.

As a publicly traded company, we incur significant legal, accounting, stockholder communication, and other expenses and 
spend a significant amount of management time and internal resources to comply with changing tax laws, regulations and standards 
relating to corporate governance and public disclosure. For example, we are subject to the reporting requirements of the Exchange 
Act, and are required to comply with the applicable requirements of the Sarbanes-Oxley Act and the Dodd-Frank Wall Street 
Reform and Consumer Protection Act, as well as rules and regulations subsequently implemented by the SEC, and the NASDAQ 
Stock Market LLC (“NASDAQ”), including the establishment and maintenance of effective disclosure and financial controls, 
changes in corporate governance practices, and required filing of annual, quarterly, and current reports with respect to our business 
and  operating  results.  In  particular,  we  incur  significant  expenses  and  devote  substantial  management  effort  toward  ensuring 
compliance with the requirements of Section 404 of the Sarbanes-Oxley Act. 

Changing laws, regulations and standards relating to corporate governance and public disclosure, including the Sarbanes-
Oxley Act, the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and new regulations issued by the SEC are 
creating  additional  disclosure  obligations  for  public  companies. We  may  need  to  invest  substantial  resources  to  comply  with 
evolving standards, which may result in increased expenses and a diversion of management time. Furthermore, if we are unable 
to satisfy our obligations as a public company, we could be subject to delisting of our Class A common stock, fines, sanctions, and 
other regulatory action and potentially civil litigation, which could have a material adverse effect on our financial condition and 
results of operations.

The stock price of our Class A common stock may be volatile or may decline regardless of our operating performance, and you 
may not be able to resell your shares at or above the price at which you acquire shares of our Class A common stock.

The market price of our Class A common stock may fluctuate significantly. These fluctuations could cause you to lose all or 
part of your investment in our common stock since you might be unable to sell your shares at or above the price you paid. Factors, 
many of which are beyond our control, that could cause fluctuations in the market price of our Class A common stock include the 
following:

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• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

• 

overall performance of the equity markets;

our operating performance and the performance of other similar companies;

changes in the market valuations of similar companies;

changes in our capital structure, such as future issuances of securities or the incurrence of debt;

changes in the estimates of our operating results that we provide to the public or our failure to meet these projections;

failure of securities analysts to maintain coverage of us, changes in financial estimates by securities analysts who follow 
our company, or our failure to meet these estimates or the expectations of investors or changes in recommendations by 
securities analysts that elect to follow our Class A common stock;

sales of shares of our Class B common stock by our stockholders;

announcements of technological innovations, new services or enhancements to services, acquisitions, strategic alliances, 
or significant agreements by us or by our competitors;

disruptions in our services due to computer hardware, software, or network problems or a security breach;

announcements of client additions and client cancellations or delays in client purchases;

recruitment or departure of key personnel;

the economy as a whole or market conditions in our industry and the industries of our clients;

litigation involving us, our industry, or both, or investigations by regulators into our operations or those of our competitors;

developments or disputes concerning our intellectual property or other proprietary rights;

new laws or regulations, or new interpretations of existing laws or regulations, applicable to our business;

the size of our market float; and

any other factors discussed in this Annual Report on Form 10-K.

In addition, the stock markets have experienced extreme price and volume fluctuations that have affected and continue to 
affect the market prices of equity securities of many technology companies. Stock prices of many technology companies have 
fluctuated in a manner unrelated or disproportionate to the operating performance of those companies. In the past, stockholders 
have filed securities class action litigation following periods of market volatility. If we were to become involved in securities 
litigation, it could subject us to substantial costs, divert resources and the attention of management from our business, and materially 
adversely affect our business.

We do not currently intend to pay dividends on our common stock and, consequently, your ability to achieve a return on your 
investment will depend on appreciation in the price of our Class A common stock.

Although we have paid cash dividends on our common stock in the past, we currently intend to invest any future earnings to 
finance the operation and growth of our business and do not expect to pay any dividends for the foreseeable future. As a result, 
the success of an investment in shares of our Class A common stock will depend upon future appreciation in its value, if any, and 
there is no guarantee that shares of our Class A common stock will appreciate in value.

Delaware law and provisions in our restated certificate of incorporation and bylaws could make a merger, tender offer, or proxy 
contest difficult, thereby depressing the trading price of our Class A common stock.

Our  status  as  a  Delaware  corporation  and  the  anti-takeover  provisions  of  the  Delaware  General  Corporation  Law  may 
discourage, delay, or prevent a change in control by prohibiting us from engaging in a business combination with an interested 
stockholder (generally a stockholder, who together with affiliates and associates, owns 15% or more of our voting rights) for a 
period of three years after the person becomes an interested stockholder, even if a change of control would be beneficial to our 
stockholders. In addition, our restated certificate of incorporation and bylaws contain provisions that may make the acquisition of 
our company more difficult, including the following:

•  we have a dual class common stock structure, which could provide the holders of our Class B common stock, including 
our executive officers, directors, and their affiliates, with the ability to control the outcome of matters requiring stockholder 
approval, even if they own significantly less than a majority of the shares of our outstanding Class A and Class B common 
stock;

•  when the outstanding shares of our Class B common stock represent less than 10% of the total outstanding shares of our 
common stock, certain amendments to our restated bylaws will require the approval of two-thirds of the voting power of 
our then-outstanding shares of common stock;

28

•  when the outstanding shares of our Class B common stock represent less than 10% of the total outstanding shares of our 
common stock, vacancies on our board of directors will be able to be filled only by our board of directors and not by 
stockholders;

•  when the outstanding shares of our Class B common stock represent less than 10% of the total outstanding shares of our 
common stock, our board of directors will be classified into three classes of directors with staggered three-year terms and 
directors will only be able to be removed from office for cause;

•  when the outstanding shares of our Class B common stock represent less than 10% of the total outstanding shares of our 
common stock, our stockholders will only be able to take action at a meeting of stockholders and not by written consent;

• 

• 

• 

only  our  chairman,  our  chief  executive  officer,  a  majority  of  our  board  of  directors,  or  stockholders  holding  shares 
representing at least 50% of the combined voting power of our Class A common Stock and Class B common stock will 
be authorized to call a special meeting of stockholders until the outstanding shares of our Class B common stock represent 
less than 10% of the total outstanding shares of our common stock, at which time only our chairman, our chief executive 
officer, or a majority of our board of directors will be authorized to call a special meeting of stockholders;

advance notice procedures will apply for stockholders to nominate candidates for election as directors or to bring matters 
before an annual meeting of stockholders;

our restated certificate of incorporation authorized up to 100,000,000 shares of undesignated preferred stock, the terms 
of which may be established, and shares of which may be issued, without stockholder approval; and

• 

certain litigation against us can only be brought in Delaware.

Our restated certificate of incorporation provides that, subject to certain exceptions, the Court of Chancery of the State of 
Delaware shall be the sole and exclusive forum for certain stockholder litigation matters, which could limit our stockholders’ 
ability to obtain a favorable judicial forum for disputes with us or our directors, officers or employees.

Our restated certificate of incorporation provides that, subject to limited exceptions, the Court of Chancery of the State of 
Delaware will be the sole and exclusive forum for (i) any derivative action or proceeding brought on our behalf, (ii) any action 
asserting a claim of breach of a fiduciary duty owed by any of our directors, officers or other employees to us or our stockholders, 
(iii) any action asserting a claim against us arising pursuant to any provision of the Delaware General Corporation Law, our restated 
certificate of incorporation or our restated bylaws, or (iv) any action asserting a claim against us that is governed by the internal 
affairs doctrine. Any person or entity purchasing or otherwise acquiring any interest in shares of our capital stock shall be deemed 
to have notice of and to have consented to the provisions of our restated certificate of incorporation described above. This choice 
of forum provision may limit a stockholder’s ability to bring a claim in a judicial forum that it finds favorable for disputes with 
us or any of our directors, officers or other employees, which may discourage lawsuits with respect to such claims. Alternatively, 
if a court were to find the choice of forum provision contained in our amended and restated certificate of incorporation to be 
inapplicable or unenforceable in an action, we may incur additional costs associated with resolving such action in other jurisdictions, 
which could harm our business, operating results and financial condition.

If  securities  or  industry  analysts  do  not  publish  research  or  reports  about  our  business,  if  they  adversely  change  their 
recommendations regarding our shares, or if our results of operations do not meet their expectations, the share price and 
trading volume of our Class A common stock could decline.

The trading market for our Class A common stock will be influenced by the research and reports that industry or securities 
analysts publish about us or our business. We do not have any control over these analysts. If one or more of these analysts cease 
coverage of our company or fail to publish reports on us regularly, we could lose visibility in the financial markets, which in turn 
could cause the share price or trading volume of our Class A common stock to decline. Moreover, if one or more of the analysts 
who cover us, express views regarding us that may be perceived as negative or less favorable than previous views, downgrade our 
stock, or if our results of operations do not meet their expectations, the share price of our Class A common stock could decline.

Item 1B.    Unresolved Staff Comments.

None.

Item 2.    Properties.

Our corporate headquarters is located in Bowie, Maryland, where we occupy approximately 110,000 square feet under a lease 
agreement that expires in June 2029. In addition, we lease an aggregate of approximately 406,000 square feet at the following 
locations: Minneapolis, MN; Washington, DC; Bowie, Maryland; Nashville, Tennessee; Phoenix, Arizona; Parsippany, NJ; Tampa, 
FL; Canonsburg, Pennsylvania; Boston, MA; Morristown, NJ; Herndon, Virginia; and Yellow Springs, OH. We own one property 
in Snellville, Georgia, which is approximately 12,000 square feet. In addition, we maintain a number of leases for smaller office 
facilities in various locations in the regions of our clients coinciding with specific client needs.

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Item 3.    Legal Proceedings.

Legal Proceedings—From time to time the Company is involved in various litigation matters arising out of the normal course 
of business. The Company consults with legal counsel on those issues related to litigation and seeks input from other experts and 
advisors  with  respect  to  such  matters.  Estimating  the  probable  losses  or  a  range  of  probable  losses  resulting  from  litigation, 
government actions and other legal proceedings is inherently difficult and requires an extensive degree of judgment, particularly 
where the matters involve indeterminate claims for monetary damages, may involve discretionary amounts, present novel legal 
theories, are in the early stages of the proceedings, or are subject to appeal. Whether any losses, damages or remedies ultimately 
resulting from such matters could reasonably have a material effect on the Company’s business, financial condition, results of 
operations, or cash flows will depend on a number of variables, including, for example, the timing and amount of such losses or 
damages (if any) and the structure and type of any such remedies. The Company’s management does not presently expect any 
litigation matters to have a material adverse impact on the condensed consolidated financial statements of the Company.

There have been no significant or material developments to current legal proceedings, including the estimated effects on the 
Company’s condensed consolidated financial statements and note disclosures, other than the following updates with respect to the 
Xiang v. Inovalon Holdings, Inc., et.al., No. 1:16-cv-04923 case filed in the United States District Court for the Southern District 
of New York on June 24, 2016 against the Company, certain officers, directors and underwriters in the Company’s initial public 
offering, which was previously disclosed. Expert discovery was completed on December 21, 2018. Subsequent to December 31, 
2018, on January 23, 2019, the parties informed the court that they had accepted a mediator’s recommendation on the amount of 
a settlement, subject to agreement on the terms and settlement documentation. On the same day, the court stayed all proceedings 
for a period of not more than 60 days to enable the parties to finalize the settlement and settlement documentation and move for 
preliminary approval of the settlement. On January 24, 2019, the parties filed a motion with the U.S. Court of Appeals for the 
Second Circuit requesting that the pending petition seeking permission to appeal the court’s class certification order under Federal 
Rule of Civil Procedure 23(f) be held in abeyance pending the resolution of settlement negotiations, which request the court granted 
on January 28, 2019. On February 20, 2019, the parties executed a settlement agreement, which is subject to court approval,  
provides for the dismissal of all claims against the defendants in connection with the securities class action suit, and provides for 
a payment to the class of $17 million, of which the Company has agreed to contribute $1.7 million, with the remaining amounts 
to be paid by the Company’s insurance carriers. The settlement contains no admission of liability by the Company and the other 
defendants.  See  “Note  11—Commitments  and  Contingencies”  of  the  notes  to  our  consolidated  financial  statements  included 
elsewhere in this Annual Report on Form 10-K.

Item 4.    Mine Safety Disclosures.

Not Applicable.

30

PART II

Item 5.    Market For Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities.

Market Information

Our Class A common stock is listed on the NASDAQ Global Select Market under the symbol “INOV.” 

Stock Performance Graph

The following performance graph and related information shall not be deemed “soliciting material” or to be “filed” with the 
Securities and Exchange Commission, nor shall such information be incorporated by reference into any future filing under the 
Securities Act of 1933 or Securities Exchange Act of 1934, each as amended, except to the extent that we specifically incorporate 
it by reference into such filing.

The  line  graph  and  table  below  compare  the  cumulative  total  stockholder  return  on  our  Class A  common  stock  with  the 
NASDAQ Composite-Total Returns Index and the NASDAQ Computer Index. This graph and table assume the investment of 
$100 in Company common stock on February 12, 2015 and assumes the reinvestment of dividends, if any, on the relevant payment 
dates. 

The following performance graph is historical and not necessarily indicative of future price performance.

The following table was used to prepare the preceding chart, assumes $100 was invested at the close of market on February 12, 
2015, which was our initial trading day, and illustrates the value of the investment based on quoted prices as of the indicated dates:

February 12, 2015

December 31, 2015

December 31, 2016

December 31, 2017

December 31, 2018

Inovalon Holdings, Inc. 

NASDAQ Composite Index

NASDAQ Computer Index

$

$

$

100

100

100

$

$

$

63

103

104

$

$

$

38

111

117

$

$

$

56

142

162

53

137

156

Holders

As of January 31, 2019, there were 131 stockholders of record of our Class A common stock. However, because many shares 
of our common stock are held by brokers and other institutions on behalf of stockholders, we believe there are substantially more 
beneficial holders of our common stock than record holders. As of January 31, 2019, there were 23 stockholders of record of our 
Class B common stock.

Dividend Policy

Our board of directors does not currently intend to declare and pay dividends on our common stock. However, our board of 
directors will periodically reevaluate our dividend policy and may determine to pay dividends in the future. Any future determination 
to declare cash dividends will be at the sole discretion of our board of directors. No dividends were declared during the years ended 
December 31, 2018 and 2017. 

31

Unregistered Sales of Equity Securities

None.

Use of Proceeds from Registered Securities

On February 18, 2015, we completed our initial public offering (“IPO”) of 22,222,222 shares of Class A common stock and, 
upon the underwriters’ exercise of their option to purchase additional shares, issued an additional 3,142,581 shares of Class A 
common stock for a total of 25,364,803 shares issued. All of the shares issued in the IPO were primary shares offered by us as 
none of our stockholders sold any shares in the IPO. The offering price of the shares sold in the IPO was $27.00 per share, resulting 
in net proceeds to us, after underwriters’ discounts and commissions and other expenses payable by us, of $639.1 million. All of 
the shares were sold pursuant to our registration statement on Form S-1, as amended (File No. 333-201321), that was declared 
effective by the SEC on February 11, 2015. Goldman, Sachs & Co., Morgan Stanley & Co. LLC, and Citigroup Global Markets Inc. 
acted as joint book-running managers for the IPO and as representatives of the underwriters. The principal purposes of our IPO 
were to create a public market for our Class A common stock and thereby enable future access to the public equity markets by us 
and  our  stockholders,  and  obtain  additional  capital.  On  September 1,  2015,  we  used  approximately  $126.2 million  of  the  net 
proceeds from the IPO to complete the acquisition of Avalere Health, Inc. On October 1, 2016, we committed $120.0 million as 
partial consideration for our acquisition of Creehan. (See “Note 3—Business Combinations” of the notes to our audited consolidated 
financial statements included elsewhere within this Annual Report on Form 10-K for more information). Through December 31, 
2017, in aggregate, we have used approximately $200.0 million of the net proceeds from the IPO to repurchase outstanding shares 
of Class A common stock under our share repurchase program. We used the remaining net proceeds to us from our IPO to fund a 
portion of the cash used to acquire ABILITY on April 2, 2018.

Purchases of Equity Securities by the Issuer or Affiliated Purchasers

None.

Securities Authorized for Issuance Under Equity Compensation Plans

See Item 12, “Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters” for 

information regarding securities authorized for issuance.

Item 6.    Selected Financial Data.

The following table sets forth selected consolidated financial data for the years presented and at the dates indicated below. 
Our historical results are not necessarily indicative of our results in any future periods. The summary of our consolidated financial 
data set forth below should be read together with our consolidated financial statements and related notes, as well as the sections 
entitled “Management’s Discussion and Analysis of Financial Condition and Results of Operations,” included elsewhere in this 
Annual Report on Form 10-K.

Year Ended December 31,

2018

2017

2016

2015

2014

(in thousands, except share and per share information)

Consolidated Statement of Operations Data:
Revenue
(Loss) Income from operations
Net (loss) income
Net (loss) income attributable to common stockholders
Basic net (loss) income per share
Diluted net (loss) income per share

$ 527,676
(2,585)
(39,164)
(39,164)

(0.27) $
(0.27) $

$ 449,358
33,789
34,818
33,828
0.24
0.24

$ 427,588
37,634
27,104
26,943
0.18
0.18

$
$

$ 437,271
116,456
66,063
66,014
0.45
0.45

$
$

$ 361,540
110,061
65,352
65,352
0.50
0.49

$
$

$
$

32

 
 
 
 
 
 
 
 
Consolidated Balance Sheet Data:
Cash and cash equivalents
Short-term investments
Accounts receivable, net of allowances
Working capital
Property, equipment and capitalized software, net
Goodwill
Total assets
Long-term debt and capital lease obligations
Total liabilities
Total stockholders’ equity (deficit)

2018

2017

2016

2015

2014

December 31,

$

$

115,591
7,000
104,405
130,817
141,758
956,029
1,921,415
953,441
1,238,826
682,589

208,944
267,288
90,054
466,628
125,768
184,932
995,078
203,359
352,306
642,772

(in thousands)

$

127,683
445,315
85,591
601,720
76,420
184,557
1,053,344
236,465
369,767
683,577

$

$

114,034
614,130
81,305
776,477
65,031
137,733
1,112,877
266,546
373,721
739,156

162,567
—
43,938
168,217
50,962
62,269
342,569
281,418
350,791
(8,222)

Item 7.    Management’s Discussion and Analysis of Financial Condition and Results of Operations.

You should read the following discussion and analysis of our financial condition and results of operations in conjunction with 
our “Selected Financial Data” and our consolidated financial statements and notes thereto appearing elsewhere in this Annual 
Report on Form 10-K. In addition to historical consolidated financial information, the following discussion and analysis may 
contain forward-looking statements that involve risks, uncertainties and assumptions. Our actual results could differ materially 
from those anticipated by forward-looking statements as a result of many factors. We discuss factors that we believe could cause 
or contribute to these differences below and elsewhere in this Annual Report on Form 10-K, including those set forth under “Risk 
Factors” and “Special Note Regarding Forward-Looking Statements.”

Overview

We are a leading technology company providing cloud-based platforms empowering data-driven healthcare. Through the 
Inovalon  ONE®  Platform,  Inovalon  brings  to  the  marketplace  a  national-scale  capability  to  interconnect  with  the  healthcare 
ecosystem, aggregate and analyze data in real-time, and empower the application of resulting insights to drive meaningful impact 
at the point of care. Leveraging its platform, unparalleled proprietary data sets, and industry-leading subject matter expertise, 
Inovalon enables better care, efficiency, and financial performance across the healthcare ecosystem. From health plans and provider 
organizations, to pharmaceutical, medical device, and diagnostics companies, Inovalon’s unique achievement of value is delivered 
through the effective progression of “Turning Data into Insight, and Insight into Action®.” Supporting thousands of clients, including 
24 of the top 25 U.S. health plans and 22 of the top 25 global pharma companies, Inovalon’s technology platforms and analytics 
are informed by data pertaining to more than 964,000 physicians, 519,000 clinical facilities, 264 million Americans, and 42 billion 
medical events. 

2018 marked a bookend of a period of transformation in which the company experienced meaningful, positive inflection. A 
multitude of dynamics have been navigated with Inovalon emerging with recognized market differentiation and leadership, high-
value cloud-based capabilities, meaningful operating leverage, and significant accelerating organic growth.

We generate the substantial majority of our revenue through the sale or subscription licensing of our platform solutions, as 

well as revenue from related arrangements for advisory, implementation, and support services.

Recent Developments

On April 2, 2018, the Company completed the acquisition of ABILITY, for aggregate consideration of $1.19 billion in cash 
and restricted shares of our Class A common stock. ABILITY is a leading cloud-based Software-as-a-service (“SaaS”) technology 
company  helping  to  simplify  the  administrative  and  clinical  complexities  of  healthcare.  Through  the myABILITY® software 
platform, an integrated set of cloud-based applications for providers, ABILITY provides core connectivity, administrative, clinical, 
and quality analysis, management, and performance improvement capabilities to more than 44,000 acute, post-acute and ambulatory 
point-of-care provider facilities. The extensive datasets, on-demand compute capability, advanced analytics, and broad healthcare 
ecosystem connectivity enabled by the Inovalon ONE® Platform are expected to provide a significant expansion of application 
offerings  within  the myABILITY® software  platform  while  also  expanding  the  nature  and  reach  of  high-value  solutions  for 
Inovalon’s existing payer, pharma, and device client-base. The combination of Inovalon and ABILITY created a vertically integrated 
cloud-based platform empowering the achievement of real-time, value-based care from payers, manufacturers, and diagnostics all 
the way to the patient’s point of care. See “Note 3—Business Combinations” in the notes to our audited consolidated financial 
statements included elsewhere within this Annual Report on Form 10-K for more information.

33

 
 
 
 
 
 
 
 
In connection with the ABILITY acquisition, on April 2, 2018, the Company entered into a credit agreement with a group of 
lenders and Morgan Stanley Senior Funding, Inc., as administrative agent, providing for: (i) a term loan B facility with the Company 
as borrower in a total principal amount of $980.0 million (the “2018 Term Facility”); and (ii) a revolving credit facility with the 
Company as borrower in a total principal amount of up to $100.0 million (the “2018 Revolving Facility” and, together with the 
2018 Term Facility, the “2018 Credit Facilities”). The entire $980.0 million 2018 Term Facility was borrowed on April 2, 2018, 
and was used to pay off all of the Company’s existing debt obligations under its previous credit facilities as well as to provide the 
financing necessary to fund, in part, the cash consideration paid to acquire ABILITY. See “Note 10—Debt” in the notes to our 
audited consolidated financial statements included elsewhere within this Annual Report on Form 10-K for more information.

The Company adopted new accounting guidance on revenue from contracts with customers as of January 1, 2018 using the 
modified retrospective approach. Revenues for periods beginning after January 1, 2018 are presented under Accounting Standards 
Codification (“ASC”) 606, Revenue from Contracts with Customers, while prior period amounts are not adjusted and continue to 
be  reported  in  accordance  with  our  historic  accounting  under ASC  605.  See  “Note  4—Revenue” in  the  notes  to  our  audited 
consolidated financial statements included elsewhere within this Annual Report on Form 10-K for more information.

Key Metrics

We review a number of metrics, including the key metrics shown in the table below. We believe that these metrics are 
indicative of our overall level of analytical activity and the underlying growth in our business. Data resulting from the integration 
with ABILITY is not yet fully reflected within the MORE2 Registry® dataset and is therefore not fully reflected within the related 
data metrics below as of this date.

MORE2 Registry® dataset metrics(1)

Unique patient count(2)
Medical event count(3)
Trailing 12 month PAM(1)(4)
_______________________________________

Year Ended December 31,

2018

2017

2016

(in thousands, except percentages)

264,220
42,898,600
48,099,042

240,180
37,813,583
42,156,422

150,961
13,345,220
26,401,946

(1)  MORE2 Registry® dataset metrics and Trailing 12 month PAM, each of which is presented in the table, are key operating 
metrics that management uses to assess our level of operational activity. While we believe that each of these metrics is indicative 
of our overall level of analytical activity and the underlying growth in our business, increases or decreases in these metrics 
do not necessarily correlate to proportional increases or decreases in revenue, or net income. For instance, although increased 
levels of analytical activity historically have corresponded to increases in revenue over the long term, differences in fees 
charged for different analytical packages exist and differences in how analytics trigger the applicability of our data-driven 
intervention platforms may result in increases in analytical activity that do not result in proportional increases in revenue, or 
net income (and vice versa). Accordingly, while we believe the presentation of these operating metrics is helpful to investors 
in understanding our business, these metrics have limitations and should not be considered as substitutes for analysis of our 
financial  results  reported  under  generally  accepted  accounting  principles  (“GAAP”).  In  addition,  we  believe  that  other 
companies, including companies in our industry, do not present similar operating metrics and that there is no commonly 
accepted method of calculating these metrics, which may reduce their usefulness as comparative measures. 

(2)  Unique patient count is defined as each unique, longitudinally matched, de-identified natural person represented in our MORE2

Registry® as of the end of the period presented.

(3)  Medical event count is defined as the total number of discrete medical events as of the end of the period presented (for example, 
a discrete medical event typically results from the presentation of a patient to a physician for the diagnosis of diabetes and 
congestive heart failure in a single visit, the presentation of a patient to an emergency department for chest pain, etc.).
(4)  PAM is defined as the sum of the analytical processes performed on each respective patient within patient populations covered 
by clients under contract. As used in the metric, an “analytical process” is a distinct set of data calculations undertaken by us 
which is initiated and completed within our platform solutions to examine a specific question such as whether a patient is 
believed to have a condition such as diabetes, or worsening of the disease, during a specific time period.

Trends and Factors Affecting Our Future Performance

A number of factors influence our growth and performance. We see many of these factors as being more quantitatively driven, 
such as the rate of growth of the underlying data counts within our datasets, the ongoing investment in innovation, and our revenue 
mix of subscription-based platform offerings. Additionally, there are several factors that influence our growth and performance 
that are less quantitatively driven, including seasonality, macro-economic forces, and trends within healthcare (such as payment 

34

 
 
 
 
 
 
models, incentivization, and regulatory oversight) that can be driven by changes in federal and state laws and regulations, as well 
as private sector market forces.

Growth of Datasets.    Healthcare costs in the United States have been increasing significantly for many years. This rise in 
healthcare costs has driven a broad transition from consumption-based payment models to quality and value-based payment models 
across the healthcare landscape. As a result, the specific disease and comorbidity status, clinical and quality outcomes, resource 
utilization, and care details of the individual patient have become increasingly relevant to the various constituents across the 
healthcare delivery system. Concurrently, the count and complexity of diseases, diagnostics, and treatments—as well as payment 
models and regulatory oversight requirements—have soared. In this setting, granular data has become critical to determining and 
improving quality and financial performance in healthcare. Our MORE2 Registry® is our largest principal dataset and serves as a 
proxy for our general growth of datasets within Inovalon. The growth of our datasets that inform our analytical capabilities and 
comparative analytics is a key aspect of our provision of value to our clients and is indicative of our overall growth and capabilities.

Innovation and Platform Development.    Our business model is based upon our ability to deliver value to our clients through 
our platform solutions and related services focused on the achievement of meaningful and measurable improvements in clinical 
quality outcomes and financial performance in healthcare. Our ability to deliver this value is dependent in part on our ability to 
continue to innovate, design new capabilities, enter into new agreements with clients for new platforms, and bring these capabilities 
to market in an enterprise scale. Our continued ability to innovate our platform and bring differentiated capabilities to market is 
an important aspect of our business success.

Our investment in innovation includes costs for research and development, capitalized software development, and capital 
expenditures related to hardware and software platforms on which our platform solutions are deployed as summarized below (in 
thousands, except percentages).

Investment in Innovation
Research and development(1)
Capitalized software development(2)
Research and development infrastructure investments(3)

Total investment in innovation

As a percentage of revenue
Research and development(1)
Capitalized software development(2)
Research and development infrastructure investments(3)

Total investment in innovation

Year Ended December 31,

2018

2017

2016

$

$

28,638
38,253
12,748
79,639

$

$

27,383
34,789
23,642
85,814

$

$

29,148
21,994
11,288
62,430

5%
7%
3%
15%

6%
8%
5%
19%

7%
5%
3%
15%

_______________________________________
(1)  Research and development primarily includes employee costs related to the development and enhancement of our service 

offerings.

(2)  Capitalized software development includes capitalized costs incurred to develop and enhance functionality for our platform 

solutions.

(3)  Research and development infrastructure investments include strategic capital expenditures related to hardware and software 

platforms under development or enhancement.

Mix of Subscription-Based Platform Offerings and Legacy Solutions.    In 2018, we continued to execute an intentional 
transition in our offering portfolio from legacy platform solutions to subscription-based cloud-based platform offerings with add-
on advisory services. Subscription-based cloud-based platform offerings are generally defined as modular, cloud-based solutions 
that utilize dynamic, high-speed cloud-based compute and storage, offer enhanced data visualization capabilities, and are tied to 
subscription-based contract structures where revenue is predominantly based on factors such as the number of patients under 
contract or similar relevant metrics (e.g., the number of prescriptions issued), the size of the client, and/or a specific period of time. 
Legacy platform solutions are generally defined as solutions historically not cloud-based in nature and not tied to subscription-
based contract structures. We believe subscription-based cloud-based platform offerings provide more advanced capabilities, higher 
value, and greater visibility to clients, as well as improved visibility, market differentiation, and financial performance for us. Over 
time, we expect that subscription-based cloud-based platform offerings will continue to represent an increasing share of our total 
revenue, contributing to an increasing base of recurring revenue.

Additionally,  through  the ABILITY  acquisition,  we  have  expanded  our  subscription-based  cloud-based  platform  offering 
revenues and we began to achieve revenue synergies realized through i) the infusion of Inovalon’s data and analytics into ABILITY’s 

35

 
 
 
 
 
 
 
existing offerings, ii) the combination of the Inovalon ONE® Platform and myABILITY® Platform capabilities to introduce new 
and  more  vertically  integrated  offerings  which  appeal  to  both  organizations’  traditional  market  base,  iii)  the  enhancement  of 
Inovalon’s offerings from ABILITY’s provider point-of-care data, connectivity, and workflow presence, and iv) the leveraging of 
ABILITY’s sales channel, techniques and capacity.

Breadth of Healthcare Industry Connectivity.    The healthcare industry is undergoing a significant transition as it becomes 
increasingly data-driven. As part of this transition, participants across the healthcare industry, including health plans, pharmaceutical 
companies, medical device manufacturers, and diagnostic companies, are increasingly interested in achieving timely and seamless 
access to relevant data and being able to drive impact directly with providers and their patients. Concurrently, providers are also 
increasingly interested in access to more advanced analytical tools to support and improve their clinical and financial performance. 
Enhancing and expanding our industry connectivity with payer administrative systems, provider facilities, diagnostic systems, 
pharmacy systems, healthcare industry systems (e.g., electronic healthcare record systems, health information exchange systems, 
claims processing systems, decision support systems, etc.), and other healthcare clinical and business systems, offers the potential 
for increased differentiation in the healthcare marketplace as well as improved efficiency of our operations.

Client and Analytical Process Count Growth.    Our business is generally driven by the number of underlying patients for 
which our platform solutions are being utilized. As such, we track the number of analytical processes that we run on patients each 
month in fulfillment of our client contracts, as totaled for the trailing 12 months. We believe that PAM is indicative of our overall 
level of analytical activity, and we expect our period-to-period comparisons of our PAM to be indicative of underlying growth of 
our business, although changes in levels of analytical activity do not always directly translate to changes in financial performance 
of our business. Differences in fees charged for different analytical packages exist and differences in how analytics trigger the 
applicability of our data-driven intervention platforms may result in increases in analytical activity that do not result in proportional 
increases in revenue, or net income (and vice versa). Therefore, in situations in which a new engagement is initiated for analytical 
processes that have a higher than average fee rate, revenue could expand disproportionately faster than the increase in PAM. 
Likewise, if engagements for analytical processes that have a higher than average fee rate are concluded then such conclusions 
can negatively affect revenue disproportionately more than PAM.

Seasonality.    The nature of our customers’ end-market results in partial seasonality reflected in both revenue and cost of 
revenue differences during the year. Regulatory impact of data submission deadlines in, for example, January, March, June, and 
September drive some degree of predictable timing of analytics and data processing activity variances from quarter to quarter. 
Further,  regulatory  clinical  encounter  deadlines  of  June 30th and  December 31st drive  predictable  intervention  concentrations 
variances from quarter to quarter. The timing of these factors results in analytical and intervention activity mix variances, which 
have limited predictable impact in the aggregate on our financial performance from quarter to quarter. However, quarter to quarter 
financial performance may increasingly vary from historical seasonal trends as we continue to expand into adjacent markets and 
increase the portion of our revenue generated from new offerings. Further, we also expect the impact of seasonality to decrease 
over time as we expand our mix of revenue generated from a subscription-based model. The timing of new contract signings and 
their respective implementations can also lead to variances in our seasonal revenue performance.

Regulatory,  Economic  and  Industry  Trends.    Our  clients  are  affected,  sometimes  directly  and  sometimes  counter-
intuitively, by macro-economic trends such as economic growth (or economic recession), inflation, and unemployment. Further, 
industry trends in federal and state laws and regulations, as well as emerging trends in private sector payment models, affect our 
clients’ businesses and their need for technologies and services to support these challenges. These factors have various effects on 
our business, and on occasion have resulted in the slowing or cessation of the decision-making process by clients adopting our 
technologies and services. On the other hand, changes in macro-economic trends and the industry landscape have accelerated the 
need for our technologies and services from time-to-time, particularly as regulators introduce complex requirements with which 
our clients must comply.

Components of Results of Operations

Revenue

We earn revenue primarily through the sale or subscription licensing of our platform solutions, as well as revenue from related 

arrangements for advisory, implementation, and support services. 

Platform  solutions  include  arrangements  for  technology-based  offerings  representing  subscription-based  cloud-based 
platform offerings, including solutions offered through the myABILITY® software platform, and legacy platform solutions that 
are not cloud-based and not billed under a subscription-based contract structure. Our platform solutions revenue is driven primarily 
by cloud-based data connectivity, analytics, intervention, and visualization software that enables the identification and resolution 
of gaps in care, quality, utilization, compliance, and/or other gaps that may impact our clients’ achievement of greater healthcare 
quality and financial performance associated with value-based care. Revenue is predominantly based on the number of clients, 
the number of patients or similar relevant metrics (e.g., the number of prescriptions issued), the size of the client, the number of 
analytical services contracted for by a client and the contractually negotiated price of such services. Additionally, revenue is based 

36

on the number of identified and/or resolved gaps in care, quality, utilization, compliance, and/or other gaps resulting from our 
analytical services at a contractually negotiated transactional price for each identified and/or resolved gap.

The majority of our platform solutions contracts contain a series of separately identifiable and distinct services that represent 
performance obligations that are satisfied over time. Revenue is allocated to platform solutions by determining the standalone 
selling price of each performance obligation. Revenue is generally recognized on our platform offerings over the contract term. 
For certain contracts, we have determined that we will recognize revenue when we have the right to invoice. 

Service revenue represents revenue that is generated from strategic advisory, implementation and support services. Revenue 
from our services arrangements is generally provided under time and materials, fixed-price, or retainer-based contracts, based on 
agreed upon billing rates applied to direct labor hours expended plus the costs of other items used in the performance of the contract. 
We recognize revenue when we have the right to invoice the customer using the allowable practical expedient since the right to 
invoice the customer corresponds with the performance obligations completed. Revenues under fixed-price and retainer-based 
contracts are recognized ratably over the contract period or upon contract completion.

Cost of Revenue

Cost of revenue consists primarily of expenses for employees who provide direct contractual services to our clients, including 
salaries, benefits, discretionary incentive compensation, employment taxes, severance, and equity compensation costs. Cost of 
revenue also includes expenses associated with the integration, and verification of data and other service costs incurred to fulfill 
our revenue contracts. Cost of revenue does not include allocated amounts for occupancy expense and depreciation and amortization. 
Many of the elements of our cost of revenue are relatively variable and semi-variable, and can be reduced in the near-term to help 
offset any decline in our revenue.

Our  business  and  operational  models  are  designed  to  be  highly  scalable  and  leverage  variable  costs  to  support  revenue 
generating activities. While we may grow our headcount over time to capitalize on our market opportunities, we believe our 
increased investment in automation, electronic health record integration capabilities, and economies of scale in our operating 
model, will position us to grow our platform solutions revenue at a greater rate than our cost of revenue.

Sales and Marketing

Sales and marketing expense consists primarily of employee-related expenses, including salaries, benefits, commissions, 
discretionary incentive compensation, employment taxes, severance, and equity compensation costs for our employees engaged 
in sales, sales support, business development, and marketing. Sales and marketing expense also includes operating expenses for 
marketing programs, research, trade shows and brand messages, and public relations costs. Our sales and marketing expense 
excludes any allocation of occupancy expense and depreciation and amortization.

We expect our sales and marketing expenses to continue to increase in absolute dollar terms as we strategically invest to 

expand our business, although it may vary from period to period as a percentage of total revenues.

Research and Development

Research and development expense (one component of our investment in innovation) consists primarily of employee-related 
expenses,  including  salaries,  benefits,  discretionary  incentive  compensation,  employment  taxes,  severance,  and  equity 
compensation  costs  for  our  software  developers,  engineers,  analysts,  project  managers,  and  other  employees  engaged  in  the 
development  and  enhancement  of  our  service  offerings.  Research  and  development  expense  also  includes  certain  third  party 
consulting  fees.  Our  research  and  development  expense  excludes  any  allocation  of  occupancy  expense  and  depreciation  and 
amortization.

We expect to continue our focus on developing new product offerings and enhancing our existing product offerings. As a 
result, we expect our research and development expense to increase in absolute dollars, although it may vary from period to period 
as a percentage of revenue.

General and Administrative

Our  general  and  administrative  expense  consists  primarily  of  employee-related  expenses  including  salaries,  benefits, 
discretionary  incentive  compensation,  employment  taxes,  severance,  and  equity  compensation  costs,  for  employees  who  are 
responsible for management information systems, administration, human resources, finance, legal, and executive management. 
General and administrative expense also includes occupancy expenses (including rent, utilities, communications, and facilities 
maintenance), professional fees, consulting fees, insurance, travel, contingent consideration, transaction costs, integration costs, 
and other expenses. Our general and administrative expense excludes depreciation and amortization.

In the near term, we expect our general and administrative expense to continue to increase in absolute dollars to support 

business growth. Over the long term, we expect general and administrative expense to decrease as a percentage of revenue.

37

Depreciation and Amortization Expense

Our depreciation and amortization expense consists primarily of depreciation of fixed assets, amortization of capitalized 

software development costs, and amortization of acquisition-related intangible assets.

We  expect  our  depreciation  and  amortization  expense  to  increase  as  we  expand  our  business  organically  and  through 

acquisitions.

Interest Income

Interest income represents interest earned net of amortization of premium for purchased interest from our available-for-sale 

short-term investments.

We  expect  our  interest  income  to  fluctuate  in  proportion  to  the  amount  of  funds  we  invest,  according  to  our  corporate 
investment policy, in available-for-sale short-term investments and considering prevailing available interest rate yields on such 
investment grade debt securities.

Interest Expense

Interest expense represents interest incurred on our credit facilities and related interest rate swaps.

We expect our interest expense to increase in connection with the debt commitment discussed in “Note 10—Debt” and to 
fluctuate in proportion to our outstanding principal balance under the 2018 Credit Facilities and the prevailing London Interbank 
Offer Rate (“LIBOR”) interest rate.

Provision for Income Taxes

Provision for income taxes consists of federal and state income taxes in the United States and foreign income taxes from the 
territory of Puerto Rico, including deferred income taxes reflecting the net tax effects of temporary differences between the carrying 
amounts of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes, and excess tax 
benefits or deficiencies derived from exercises of stock options and vesting of restricted stock.

Our effective tax rate has decreased due to the Tax Cuts and Jobs Act of 2017 (the “Tax Act”), which was signed into law 
on December 22, 2017 and was effective January 1, 2018, and in the future may fluctuate due to the recognition of excess tax 
benefits and tax deficiencies associated with stock-based compensation transactions which are considered to be discrete items. 
Excluding discrete items impacting the effective tax rate, we expect our long-term tax rate to reflect the applicable statutory rates.

38

The following tables set forth our consolidated statement of operations data for each of the periods presented (in thousands, 

except percentages):

Results of Operations

Revenue
Expenses:

Cost of revenue(1)
Sales and marketing(1)
Research and development(1)
General and administrative(1)
Depreciation and amortization
Restructuring expense

Total operating expenses

(Loss) Income from operations
Other income and (expenses):

Interest income
Interest expense
Other (expense) income, net

(Loss) Income before taxes
(Benefit from) Provision for income taxes
Net (loss) income

_______________________________________

Year Ended December 31,

2018 to 2017 
Change

2017 to 2016
Change

2018
$ 527,676

2017
$ 449,358

2016
$ 427,588

$
$ 78,318

%
17 % $ 21,770

$

%

5 %

144,826
45,534
28,638
205,038
96,725
9,500
530,261
(2,585)

151,046
34,103
27,383
149,948
53,089
—
415,569
33,789

159,169
27,078
29,148
137,275
37,284
—
389,954
37,634

(6,220)
11,431
1,255
55,090
43,636
9,500
114,692
(36,374)

(4)%
34 %
5 %
37 %
82 %
*
28 %
(108)%

(8,123)
7,025
(1,765)
12,673
15,805
—
25,615
(3,845)

(5)%
26 %
(6)%
9 %
42 %
*
7 %
(10)%

2,181
(50,898)
(2,255)
(53,557)
(14,393)

5,429
(6,225)
(406)
32,587
(2,231)
$ (39,164) $ 34,818

5,792
(5,065)
538
38,899
11,795
$ 27,104

(3,248)
(44,673)
(1,849)
(86,144)
(12,162)
$ (73,982)

(363)
(60)%
(1,160)
718 %
(944)
*%
(6,312)
(264)%
545 % (14,026)
7,714
(212)% $

(6)%
23 %
*%
(16)%
(119)%
28 %

(1) Includes stock-based compensation expense as follows:
237
Cost of revenue
735
Sales and marketing
Research and development
1,937
13,253
General and administrative
$ 16,162
Total stock-based compensation expense

$

* Asterisk denotes not meaningful

$

1,652
2,011
1,293
12,362
$ 17,318

$

483
613
1,184
7,774
$ 10,054

$ (1,415)
(1,276)
644
891
$ (1,156)

(86)% $
(63)%
50 %
7 %
(7)% $

1,169
1,398
109
4,588
7,264

242%
228%
9%
59%
72%

39

 
 
 
 
 
 
 
 
 
 
 
 
The following table sets forth our consolidated statement of operations data for each of the periods presented as a percentage 

of revenue:

Revenue
Expenses:

Cost of revenue(1)
Sales and marketing(1)
Research and development(1)
General and administrative(1)
Depreciation and amortization
Restructuring expense

Total operating expenses

(Loss) Income from operations
Other income and (expenses):

Interest income
Interest expense
Other (expense) income, net

(Loss) Income before taxes
(Benefit from) Provision for income taxes
Net (loss) income

Years Ended December 31, 2018, 2017, and 2016 

Revenue

Year Ended December 31,

2018

2017

2016

100 %

100 %

100 %

28 %
9 %
5 %
39 %
18 %
2 %
101 %
(1)%

*%
(10)%
*%
(11)%
(3)%
(8)%

34 %
8 %
6 %
33 %
12 %
— %
93 %
7 %

1 %
(1)%
*%
7 %
(1)%
8 %

37 %
6 %
7 %
32 %
9 %
— %
91 %
9 %

1 %
(1)%
*%
9 %
3 %
6 %

2018  Compared  with  2017.    Revenue  for  the  year  ended  December 31,  2018  was  $527.7  million,  an  increase  of  17%
compared with revenue of $449.4 million for the year ended December 31, 2017. This increase was primarily attributable to $121.2 
million in revenue contributed by the acquired businesses of ABILITY and CCS, through the anniversary date of the acquisition, 
and $24.2 million in revenue contributed from new clients signed, which was partially offset by a decrease of $67.0 million in 
revenue from existing clients resulting from a combination of factors including decisions in 2017 by a limited number of clients 
to withdraw from ACA markets, the transition of client contracts to newer product offerings and more subscription-based agreements 
versus the year-ago period, and the conclusion of client contracts included in the year-ago period.

2017 Compared with 2016.    In 2017, Inovalon continued to execute on its transition from legacy enterprise solutions to 
subscription-based cloud-based platform offerings, with this portion of revenue contribution accounting for $295.3 million (or 
66% of revenue), reflecting growth of 30% over 2016. Revenue for the year ended December 31, 2017 was $449.4 million, an 
increase of 5% compared with revenue of $427.6 million for the year ended December 31, 2016. This increase was primarily 
attributable to $35.3 million in revenue contributed by the acquired businesses of Creehan and CCS, through the anniversary date 
of the acquisition, and $14.5 million in revenue contributed from new clients signed, which was partially offset by a decrease of 
$28.0 million in revenue from existing clients resulting from a combination of factors including the transition of client contracts 
to  newer  product  offerings  and  more  subscription-based  agreements  versus  the  year-ago  period,  and  the  conclusion  of  client 
contracts included in the year-ago period. 

Cost of Revenue

2018 Compared with 2017.    During the year ended December 31, 2018, cost of revenue decreased by $6.2 million, or 4%, 
compared with the year ended December 31, 2017. The decrease in cost of revenue was primarily attributable to a decrease in 
professional third-party costs of $13.8 million, a decrease of employee-related expenses of $10.4 million, and a decrease in stock-
based  compensation  expense  of  $1.4  million,  which  was  partially  offset  by  the  combined  incremental  cost  of  revenue  of 
$20.0 million attributable to the acquired businesses of ABILITY and CCS, through the anniversary date of the acquisition. Cost 
of revenue as a percentage of revenue was 28% and 34% for the years ended December 31, 2018 and 2017, respectively.

2017 Compared with 2016.    During the year ended December 31, 2017, cost of revenue decreased by $8.1 million, or 5%, 
compared with the year ended December 31, 2016. The decrease in cost of revenue was primarily attributable to a decrease of 
employee-related expenses of $30.6 million driven by technology-enabled platform efficiency initiatives, which was partially 
offset by the combined incremental cost of revenue of $17.5 million attributable to the acquired businesses of Creehan and CCS, 
an increase in fulfillment of $2.3 million, an increase in professional third-party costs of $1.6 million, and an increase in stock-
40

 
 
based compensation expense of $1.2 million. Cost of revenue as a percentage of revenue was 34% and 37% for the years ended 
December 31, 2017 and 2016, respectively.

Sales and Marketing

2018 Compared with 2017.    During the year ended December 31, 2018, sales and marketing expenses increased by $11.4 
million, or 34%, compared with the year ended December 31, 2017. The increase was primarily attributable to incremental sales 
and marketing expense of $14.8 million attributable to the acquired business of ABILITY, which was partially offset by a decrease 
in stock-based compensation expense of $1.2 million, and a decrease in employee-related expenses of $0.9 million. Sales and 
marketing as a percentage of revenue was 9% and 8% for the years ended December 31, 2018 and 2017, respectively.

2017 Compared with 2016.    During the year ended December 31, 2017, sales and marketing expenses increased by $7.0 
million, or 26%, compared with the year ended December 31, 2016. The increase was primarily attributable to an increase in 
employee-related expenses of $4.9 million, which were driven by our investment to expand our sales organization and partner 
team to focus on adding new clients and capturing an increased amount of market opportunity, and an increase in stock-based 
compensation  expense  of  $1.4  million.  Sales  and  marketing  as  a  percentage  of  revenue  was  8%  and  6%  for  the  years  ended 
December 31, 2017 and 2016, respectively.

Research and Development

2018 Compared with 2017.    During the year ended December 31, 2018, research and development expense increased by 
$1.3 million, or 5%, compared with the year ended December 31, 2017. The increase was primarily attributable to the incremental 
expense of $8.0 million attributable to the acquired businesses of ABILITY and CCS, through the anniversary date of the acquisition, 
an increased focus of development on the Inovalon ONE® Platform, resulting in an increase to capitalized software projects of 
$1.3 million, which was partially offset by a decrease in professional third-party costs of $4.9 million, and a decrease in employee-
related expenses of $3.6 million.

2017 Compared with 2016.    During the year ended December 31, 2017, research and development expense decreased by 
$1.8 million, or 6%, compared with the year ended December 31, 2016. The decrease was primarily attributable to an increased 
focus of development on the Inovalon ONE® Platform, resulting in an increase to capitalized software projects of $6.8 million, 
which was partially offset by the incremental expense of $4.4 million attributable to the acquired businesses of Creehan and CCS, 
through the anniversary date of the acquisition. 

General and Administrative

2018 Compared with 2017.    During the year ended December 31, 2018, general and administrative expenses increased by 
$55.1 million, or 37%, compared with the year ended December 31, 2017. The increase was primarily attributable to incremental 
expense  of  $30.4 million  attributable  to  the  acquired  businesses  of ABILITY  and  CCS,  through  the  anniversary  date  of  the 
acquisition, an increase of $12.5 million related to the fair value adjustment of contingent consideration, transaction and integration 
costs related to the acquisition of ABILITY of $6.6 million, and an increase in employee-related expenses of $4.1 million which 
includes an increase in severance expense related to restructuring initiatives. General and administrative expenses as a percentage 
of revenue was 39% and 33% for the years ended December 31, 2018 and 2017, respectively.

2017 Compared with 2016.    During the year ended December 31, 2017, general and administrative expenses increased by 
$12.7 million, or 9%, compared with the year ended December 31, 2016. The increase was primarily attributable to incremental 
expense of $18.5 million attributable to the acquired businesses of Creehan and CCS, through the anniversary date of the acquisition, 
an increase in professional third-party costs of $5.8 million, which includes a $3.1 million increase in legal expenses related to 
non-recurring litigation, and an increase of $4.6 million related to stock-based compensation expense. The increase in general and 
administrative  expense  was  partially  offset  by  a  decrease  of  employee-related  expenses  of  $10.2 million,  and  a  decrease  of 
$5.2 million related to the fair value adjustment of contingent consideration. General and administrative expenses as a percentage 
of revenue was 33% and 32% for the years ended December 31, 2017 and 2016, respectively.

Depreciation and Amortization

2018 Compared with 2017.    During the year ended December 31, 2018, depreciation and amortization expense increased
by $43.6 million, or 82%, compared with the year ended December 31, 2017. The increase was primarily attributable to $28.7 
million of amortization of acquired intangible assets, depreciation of software licenses and computers of $8.2 million, amortization 
of  capitalized  software  of  $5.0  million,  and  $1.7 million  of  depreciation  of  other  assets  related  to  the  acquired  businesses  of 
ABILITY and CCS, through the anniversary date of the acquisition.

2017 Compared with 2016.    During the year ended December 31, 2017, depreciation and amortization expense increased 
by $15.8 million, or 42%, compared with the year ended December 31, 2016. The increase was primarily attributable to $6.0 
million  of  amortization  of  acquired  intangible  assets,  $4.2 million  of  incremental  amortization  of  capitalized  software,  and 

41

$0.7 million of depreciation of other assets related to the acquired businesses of Creehan, through the anniversary date of the 
acquisition, and CCS.

Interest Income

During  the  year  ended  December 31,  2018,  interest  income  decreased  by  $3.2  million,  compared  with  the  year  ended 
December 31, 2017. During the year ended December 31, 2017, interest income decreased by $0.4 million, compared with the 
year ended December 31, 2016. The decrease in our interest income was primarily attributable to a decrease in the balance of our 
available-for-sale  short  term  investment  portfolios  as  a  result  of  the  liquidation  of  certain  investments  to  fund  the ABILITY 
acquisition and resulted in a decrease in earnings derived from these investments.

Interest Expense

During the year ended December 31, 2018, interest expense increased by $44.7 million, compared with the year ended 
December 31, 2017. The increase in interest expense was primarily attributable to an increase in borrowings in connection with 
the 2018 Term Facility and an increase in expense related to the interest rate swaps entered into in connection with the 2018 Term 
Facility. During the year ended December 31, 2017, interest expense increased by $1.2 million, compared with the year ended 
December 31, 2016. 

(Benefit from) Provision for Income Taxes

2018 Compared with 2017.    During the year ended December 31, 2018, benefit from income taxes increased by $12.2 

million, or 545%, compared to the year ended December 31, 2017. Our effective tax rate for the year ended December 31, 2018 
was approximately 27%, as compared to approximately (7)% for the year ended December 31, 2017, which included a one-time 
tax benefit of approximately $15.5 million, resulting in a benefit from income tax. The increase in our benefit from income 
taxes is primarily attributable to the Tax Act which included a change in the U.S. corporate income tax rate to 21%, and the 
effect of current year state tax law changes and nondeductible items such as acquisition costs which resulted in an increase to 
the effective tax rate. 

2017 Compared with 2016.    During the year ended December 31, 2017, provision for income taxes decreased by $14.0 
million, or 119%, compared to the year ended December 31, 2016. Our effective tax rate for the year ended December 31, 2017 
was approximately (7)%, resulting in a benefit from income tax, as compared to approximately 30% for the year ended December 31, 
2016. The decrease in our provision for income taxes is primarily due to a tax benefit of approximately $15.5 million recognized 
as a result of the Tax Act which was signed into law on December 22, 2017 and is effective January 1, 2018. This tax benefit 
represents what we believe is a reasonable estimate of the impact of the income tax effects of the Tax Act in our consolidated 
statement of operations as of December 31, 2017.

Quarterly Financial Information

The  following  tables  show  a  summary  of  the  Company’s  quarterly  financial  information  for  each  of  the  four  quarters 

of 2018 and 2017 (in thousands, except per share amounts):

Revenue
Gross profit
Net loss
Net loss attributable to common stockholders
Basic net loss per share(1)
Diluted net loss per share(1)

2018

Third Quarter
Fourth Quarter
145,809
$
136,314
$
100,416
$
109,387
$
(11,020) $
$
(11,020) $
$
(0.07) $
$
(0.07) $
$

First Quarter
Second Quarter
92,755
$
152,798
$
59,264
113,783
$
$
(16,834)
(10,466) $
(844) $
(16,272)
(10,466) $
(844) $
(0.12)
(0.07) $
(0.01) $
(0.12)
(0.07) $
(0.01) $

42

Revenue
Gross profit
Net income
Net income attributable to common stockholders
Basic net income per share(1)
Diluted net income per share(1)
_______________________________________

2017

Fourth Quarter
114,619
$
77,487
$
17,449
$
16,864
$
0.12
$
0.12
$

Third Quarter
115,855
$
77,424
$
8,241
$
7,968
$
0.06
$
0.06
$

Second Quarter
110,578
$
73,380
$
5,486
$
5,338
$
0.04
$
0.04
$

First Quarter
108,306
$
70,021
$
3,642
$
3,569
$
0.02
$
0.02
$

(1)  Basic and diluted earnings per share are computed independently for each of the quarters presented. Therefore, the sum of 

quarterly basic and diluted per share information may not equal annual basic and diluted earnings per share.

The following table presents a summary of our cash flow activity for the periods set forth below (in thousands):

Liquidity and Capital Resources

Consolidated Statements of Cash Flows Data:
Net income
Net cash provided by operating activities
Net cash (used in) provided by investing activities
Net cash provided by (used in) financing activities

Sources of Liquidity

Year Ended December 31,

2018

2017

2016

$
$
$
$

(39,164) $
90,401
$
(889,354) $
$
705,600

$
34,818
$
97,706
$
106,559
(123,004) $

27,104
92,830
39,799
(118,980)

Our principal sources of liquidity have been cash generated by operating activities, proceeds from our initial public offering 
(the balance of which was expended in connection with the ABILITY acquisition) and proceeds from our 2018 Credit Facilities. 
Our cash generated from such means has been sufficient to fund our growth, including our capital expenditures. As of December 31, 
2018, our cash, cash equivalents and short-term investments totaled $122.6 million, of which $7.0 million represented short-term, 
available-for-sale, investment grade, domestic debt-securities, compared to $476.2 million of cash, cash equivalents, and short-
term investments as of December 31, 2017, of which $267.3 million represented short-term, available-for-sale, investment grade, 
domestic debt-securities. All cash held by us is domiciled in the United States.

We believe our current cash, cash equivalents, and short-term investments balance, expected cash generated by operating 
activities and availability of cash under our 2018 Credit Facilities (including $99.0 million under the 2018 Revolving Facility and 
a letter of credit of $1.0 million as of December 31, 2018) are sufficient to fund our operations, finance our strategic initiatives, 
and fund our investment in innovation and new service offerings, for the foreseeable future. There can be no assurance that we 
will continue to generate cash flows at or above current levels or that we will be able to maintain our ability to borrow under our 
2018 Credit Facilities.

Debt

On September 19, 2014, we entered into a Credit and Guaranty Agreement with a group of lenders and Goldman Sachs Bank 
USA, as administrative agent, providing for a senior unsecured term loan facility in the original principal amount of $300.0 million 
(the “2014 Term Loan Facility”) and a senior unsecured revolving credit facility in the maximum principal amount of $100.0 million 
(the “2014 Revolving Credit Facility” and, together with the Term Loan Facility, the “2014 Credit Facilities”). 

On April 2, 2018, we paid in full all existing debt obligations under the 2014 Credit Facilities and terminated all commitments 
to extend further credit thereunder. On April 2, 2018, we entered into the 2018 Credit Facilities. As of December 31, 2018, the 
Company had $100.0 million available to us consisting of $99.0 million under the 2018 Revolving Facility and a letter of credit 
of $1.0 million. 

As of December 31, 2018, we had outstanding indebtedness under the 2018 Term Loan Facility and capital lease obligations 
of $949.3 million and $16.8 million, respectively. No amounts were outstanding under the 2018 Revolving Credit Facility as of 
December 31, 2018. The obligations under the 2018 Facilities are guaranteed by our domestic, wholly owned subsidiaries. The 
2018 Term Facility has a seven year term and is an amortizing facility with quarterly principal payments and monthly interest 
payments. The 2014 Term Loan Facility had a five year term and was an amortizing facility with quarterly principal payments and 
monthly interest payments. Scheduled principal payments totaling $238.7 million and scheduled interest payments totaling $43.6 

43

 
 
 
 
 
million were paid during the year ended December 31, 2018. As of December 31, 2018, we were in compliance with the covenants 
under the 2018 Credit Agreement.

See “Note 10—Debt” in the Notes to our audited consolidated financial statements, included elsewhere in this Annual Report 

on Form 10-K for additional information.

Cash Flows

Operating Cash Flow Activities

Cash provided by operating activities consisted of net income adjusted for certain non-cash items, including depreciation 
and amortization, stock-based compensation, and deferred income taxes, as well as the effect of changes in working capital and 
other activities.

2018 Compared with 2017.    Cash provided by operating activities during the year ended December 31, 2018 was $90.4 
million, representing a decrease in cash inflow of $7.3 million compared with the year ended December 31, 2017. Cash provided 
by operating activities was driven by the exclusion of non-cash expenses totaling $118.4 million, which includes depreciation and 
amortization of $96.7 million, an increase in the fair value adjustment of contingent consideration of $7.2 million, and non-cash 
restructuring expenses of $7.1 million, partially offset by net loss of approximately $39.2 million.

2017 Compared with 2016.    Cash provided by operating activities during the year ended December 31, 2017 was $97.7 
million, representing an increase in cash inflow of $4.9 million compared with the year ended December 31, 2016. Cash provided 
by operating activities was driven by net income of $34.8 million, as adjusted for the exclusion of non-cash expenses totaling 
$59.5 million, and $3.4 million related to the effect of changes in working capital and other balance sheet accounts.

Investing Cash Flow Activities

We make investments in innovation, including research and development expense, capital software development costs, and 
research and development infrastructure investments, on a recurring basis. We expect our investment in innovation to increase in 
the foreseeable future to support our continued growth and new service offerings.

2018 Compared with 2017.    Cash used in investing activities during the year ended December 31, 2018 was $889.4 million
compared with cash provided by investing activities of $106.6 million during the year ended December 31, 2017. Cash used in 
investing activities was primarily due to the acquisition of ABILITY, net of cash acquired of $1.1 billion and investments in property 
and equipment and capitalized software of $65.0 million, which was partially offset by proceeds generated from sales and maturities 
of available-for-sale securities of $258.4 million.

2017 Compared with 2016.    Cash provided by investing activities during the year ended December 31, 2017 was $106.6 
million compared with approximately $39.8 million during the year ended December 31, 2016. Cash provided by investing activities 
was primarily due to proceeds generated from maturities of available-for-sale securities of $174.4 million, partially offset by $65.5 
million of investments in property and equipment and capitalized software.

Financing Cash Flow Activities

2018 Compared with 2017.    Cash provided by financing activities during the year ended December 31, 2018 was $705.6 
million, compared with cash used in financing activities of $123.0 million during the year ended December 31, 2017. Cash provided 
by financing activities during the year ended December 31, 2018 was primarily due to proceeds from the 2018 Term Facility 
of $965.3 million, which was partially offset by $236.3 million for the repayment of 2014 Credit Facility borrowings and the 
payment of debt issuance costs of $18.3 million.

2017 Compared with 2016.     Cash used in financing activities during the year ended December 31, 2017 was $123.0 million, 
compared with $119.0 million during the year ended December 31, 2016. The cash used in financing activities during the year 
ended December 31, 2017 was primarily due to $93.6 million related to share repurchases and $30.0 million for the repayment of 
Credit Facility borrowings.

Off Balance Sheet Arrangements

We  do  not  have  any  off-balance  sheet  arrangements  and  did  not  have  any  such  arrangements  during  the  years  ended 

December 31, 2018, 2017, and 2016.

Contractual Obligations

Our principal commitments consist of obligations under our 2018 Term Loan Facility, purchase obligations, our operating 
leases for equipment, office space, and co-located data center facilities and our capital leases. See “Note 10—Debt,” and “Note 
11—Commitment and Contingencies,” of the notes to our audited consolidated financial statements included elsewhere in this 
Annual Report on Form 10-K. 

44

The following table summarizes our future payments in cash, excluding the effects of time value, on contractual obligations 

by period as of December 31, 2018 (in thousands).

Credit facilities
Purchase obligation
Capital lease obligations
Operating lease obligations
Total

$

Total
977,550
1,997
16,832
48,930
$ 1,045,309

$

$

Payments Due by Period

Less than 1
year

1 - 3 years

3 - 5 years

9,800
688
2,976
11,250
24,714

$

$

19,600
1,198
3,834
12,957
37,589

$

$

19,600
111
1,916
9,124
30,751

More than 5
years
928,550
—
8,106
15,599
952,255

$

$

We have cash interest requirements due on the 2018 Credit Facilities, payable at variable rates, that are not included in the 

table above.

Our existing operating lease agreements may provide us with the option to renew. Our future operating lease obligations 

would change if we entered into additional operating lease agreements and if we exercised renewal options.

Contractual obligations represent future cash commitments and liabilities under agreements with third parties, and exclude 
purchase  orders  for  goods  and  services.  Purchase  orders  are  not  included  in  the  table  above.  Our  purchase  orders  represent 
authorizations to purchase rather than legally binding agreements. The contractual commitment amounts in the table above are 
associated with agreements that are legally binding and enforceable, and that specify all significant terms, including fixed or 
minimum services to be used, fixed, minimum or variable price provisions and the approximate timing of the transaction.

Critical Accounting Policies and Estimates

We prepare our consolidated financial statements in accordance with GAAP. The preparation of these consolidated financial 
statements  requires  us  to  make  estimates  and  assumptions  that  affect  our  reported  amounts  of  assets,  liabilities,  revenue  and 
expenses, as well as related disclosures. To the extent that there are material differences between these estimates and actual results, 
our financial condition or operating results would be affected. We base our estimates on past experience and other assumptions 
that we believe are reasonable under the circumstances, and we evaluate these estimates on an ongoing basis. We refer to accounting 
estimates of this type as critical accounting policies and estimates, which we discuss further below.

Our significant accounting policies are described in “Note 2—Summary of Significant Accounting Policies,” of the notes 
to our audited consolidated financial statements, included elsewhere in this Annual Report on Form 10-K. The following are the 
accounting policies that we believe involve a greater degree of judgment and complexity and are the most critical to aid in fully 
understanding and evaluating our consolidated financial condition and results of operations.

Revenue Recognition

We generate the substantial majority of our revenue through the sale or subscription licensing of our platform solutions, as 
well  as  revenue  from  related  arrangements  for  advisory,  implementation,  and  support  services.  Revenue  is  recognized  when 
performance obligations under the terms of a contract are satisfied through the transfer of control of these solutions and services 
to our customers. 

Our platform solutions revenue is predominantly based on the number of clients, the number of patients or similar relevant 
metrics (e.g., the number of prescriptions issued), the size of the client, the number of analytical services contracted for by a client 
and the contractually negotiated price of such services. Additionally, revenue is based on the number of identified and/or resolved 
gaps in care, quality, utilization, compliance, and/or other gaps resulting from our analytical services at a contractually negotiated 
transactional price for each identified and/or resolved gap. The majority of our platform solutions contracts contain a series of 
separately identifiable and distinct services that represent performance obligations that are satisfied over time. We allocate revenue 
to  our  platform  solutions  by  determining  the  standalone  selling  price  of  each  performance  obligation.  The  determination  of 
standalone selling price for each performance obligation is determined based on the terms of the contract and can require judgment. 
Generally, the best estimate of standalone selling price is consistent with the contractual arrangement fee for each element. Revenue 
is generally recognized on our platform offerings over the contract term. For these contracts, we have determined that we will use 
the practical expedient under ASC 606-10-55-18 to recognize revenue when we have the right to invoice. We qualify for this 
practical expedient because the right to invoice corresponds directly with the value transferred to the customer.

We also generate revenue from advisory, implementation, and support services. We primarily enter into arrangements for 
advisory services under fixed-price, time and materials, or retainer-based contracts. Revenues under fixed-price and retainer-based 
contracts are recognized ratably over the contract period or upon contract completion. Revenue for time and material contracts is 
recognized based upon contractually agreed upon billing rates applied to direct labor hours expended plus the costs of other items 

45

 
 
used in the performance of the contract. We recognize revenue when we have the right to invoice the customer using the allowable 
practical expedient under ASC 606-10-55-18 since the right to invoice the customer corresponds with the performance obligations 
completed.

The timing of revenue recognition, billings and cash collections results in billed accounts receivable, unbilled receivables, 
and deferred revenue. Invoices to clients are generated in accordance with the terms of the applicable contract, which may not be 
directly related to the performance of services. Unbilled receivables are invoiced when the achievement of specific events as 
defined by each contract occurs. Unbilled receivables are classified as accounts receivable on the consolidated balance sheet. 
Advanced  billings  to  clients  in  excess  of  revenue  earned  are  recorded  as  deferred  revenue  until  the  aforementioned  revenue 
recognition criteria are met.

Certain  of  our  arrangements  entitle  a  client  to  receive  a  refund  if  we  fail  to  satisfy  contractually  specified  performance 
obligations. The refund is limited to a portion or all of the consideration paid. In this case, revenue is recognized when any and 
all performance obligations are satisfied.

We maintain an allowance, charged to revenue, which reflects our estimated future billing adjustments resulting from client 
concessions or resolutions of billing disputes. We believe that our approach and judgments applied to estimating our allowance is 
reasonable, actual results could differ, and we may be exposed to increases or decreases in revenue to the extent that actual results 
differ from our estimates.

Stock-Based Compensation

Stock-based awards, including employee stock options, Restricted Stock Unit (“RSU”) and Restricted Stock Award (“RSA”) 
grants, including RSAs with performance conditions, are measured and recognized in the financial statements at fair value as of 
the grant date in accordance with ASC 718, Compensation—Stock Compensation. RSUs are share awards that, upon vesting, will 
deliver to the holder shares of the Company’s common stock. RSAs are shares of the Company’s common stock that are reserved 
in the grantee’s name upon grant which will be delivered to the holder upon vesting.

We estimate the fair value of each RSU and RSA based on the fair market values of the underlying common stock on the 
dates of grant. Additionally, our performance-based RSAs have vesting conditions tied to the achievement of specified performance 
conditions, which have target performance levels that span from three to five years. Upon the conclusion of the performance period, 
the performance level achieved will be measured and the ultimate number of shares that vest will be determined. 

We  recognize  stock-based  compensation  expense  using  the  straight-line  basis  over  the  requisite  service  period  of  the 
applicable award, which is generally three to five years. Stock-based compensation expense for RSAs with performance conditions 
is recorded ratably over their vesting period or using a graded vest method, depending on the specific terms of the award and 
achievement of the specified performance conditions. We record adjustments related to forfeitures as they occur.

Income Taxes

We account for income taxes using the asset and liability approach, which requires the recognition of deferred tax assets and 
liabilities related to the expected future tax consequences of events that have been recognized between financial reporting and 
income tax reporting. We measure deferred tax assets and liabilities using enacted tax rates expected to apply to taxable income 
in the years in which those temporary differences are expected to be recovered or settled.

We make estimates, assumptions and judgments to determine our provision for income taxes and also for deferred tax assets 
and liabilities and any valuation allowances recorded against our deferred tax assets. We assess the likelihood that our deferred 
tax assets will be recovered from future taxable income and, to the extent we believe that recovery is not likely, we establish a 
valuation allowance.

We account for uncertain tax positions in accordance with ASC 740-10, Accounting for Uncertainty in Income Taxes, that 
prescribes a recognition threshold of more-likely-than-not, and a measurement attribute for all tax positions taken or expected to 
be taken on a tax return, in order for those positions to be recognized in the financial statements. We continually review tax laws, 
regulations and related guidance in order to properly record any uncertain tax liability positions. We adjust these reserves in light 
of changing facts and circumstances.

As a result of the Tax Act, we revalued our ending net deferred tax liabilities at December 31, 2017 and recognized a $15.5 
million tax benefit in the Company’s consolidated statement of operations for the year ended December 31, 2017. Refer to “Note 
16—Income Taxes,” of the notes to our audited consolidated financial statements, included elsewhere in this Annual Report on 
Form 10-K.

We adopted ASU 2016-09 in the fourth quarter of 2016, which resulted in the modification of income tax consequences for 
several aspects of stock-based payment awards. Excess tax benefits and tax deficiencies for stock-based payments are now included 
in our tax provision expense rather than additional-paid-in-capital. Variability of tax consequences arising from excess tax benefits 

46

and tax deficiencies may result due to fluctuations in our stock price and the volume of our employees’ equity awards that are 
exercised or vest.

Goodwill

Goodwill represents the excess of acquisition costs over the fair value of tangible net assets and identifiable intangible assets 
of businesses acquired. Goodwill is not amortized and is subject to impairment testing annually, or whenever events or changes 
in circumstances indicate that the carrying amount may not be fully recoverable. 

Historically, the annual goodwill impairment assessment was performed as of December 31st. During 2018, we changed 

the date of the goodwill impairment assessment to November 1st for the year ended December 31, 2018 and thereafter. We 
believe this change in our measurement date does not represent a material change in method of applying the accounting 
principal as the new and old assessment dates are close in proximity and fall within the same quarter and the change does not 
produce different results as similar valuation assumptions are used and the carrying values are stable. The change in the date of 
our goodwill impairment analysis will allow for more time to prepare and review the valuations for each reporting unit and 
lessen the accounting and valuation resource constraints during year-end reporting.

In January 2017, the FASB issued ASU 2017-04, Intangibles—Goodwill and Other (Topic 350): Simplifying the Test for 
Goodwill Impairment. The new standard simplifies the subsequent measurement of goodwill by eliminating the second step of the 
goodwill impairment test. This ASU will be applied prospectively and is effective for annual or interim goodwill impairment tests 
in fiscal years beginning after December 15, 2019. Early adoption is permitted for interim or annual goodwill impairment tests 
performed on testing dates after January 1, 2017. The Company early adopted the requirements of the new standard in the fourth 
quarter of 2017. As a result, the amendments modify the concept of impairment from the condition that exists when the carrying 
amount of goodwill exceeds its implied fair value to the condition that exists when the carrying amount of a reporting unit exceeds 
its fair value. If the fair value of the reporting unit exceeds the carrying value of the reporting unit, goodwill is not impaired. If 
the carrying value of the reporting unit exceeds the fair value of the reporting unit, then the Company will record an impairment 
loss in the amount equal to the difference between the fair value and the carrying value. 

The Company performs the goodwill impairment testing annually as of November1st, or whenever events or changes in 
circumstances  indicate  that  the  carrying  amount  may  not  be  fully  recoverable.  Significant  judgment  in  testing  goodwill  for 
impairment includes assigning assets and liabilities to the reporting unit and assessing or determining the fair value of each reporting 
unit based on the Company’s best estimates and assumptions, as well as other information including valuations that utilize customary 
valuation procedures and techniques. The Company tests its goodwill for impairment at the reporting unit level which is one level 
below the operating segment and has identified four reporting units: Inovalon, ABILITY, Avalere and Creehan. 

During 2017, the Company performed a qualitative assessment for the Inovalon and ABILITY reporting units and concluded 
that they were not impaired. Qualitative factors that were considered include, but were not limited to, macroeconomic conditions, 
industry and market conditions, company specific events, changes in circumstances, after tax cash flows and market capitalization.  
As it relates to ABILITY, the Company also considered proximity of and factors impacting the valuation on April 2, 2018 and 
changes that may have occurred since the valuation date.

The Company elected to bypass the qualitative assessment and performed a quantitative assessment for its Avalere and 
Creehan reporting units and concluded that these reporting units were not impaired. The Company employed a combined valuation 
approach that included the income approach using the discounted cash flow method, the market approach using the guideline 
public company method and the merger and acquisition method to value the reporting units. Critical estimates in determining the 
fair value of the reporting units include, but are not limited to, historical and projected customer retention rates, anticipated growth 
in revenue and earnings, and expected future cash outflows. Based on the Company’s annual impairment evaluation performed as 
of December 31, 2018, the Company concluded that there was no impairment of goodwill.

During 2017, the Company performed a qualitative assessment for the Inovalon reporting unit and concluded that it was not 
impaired. Qualitative factors that were considered include, but were not limited to, macroeconomic conditions, industry and market 
conditions, company specific events, changes in circumstances, after tax cash flows and market capitalization.

The Company elected to bypass the qualitative assessment and performed a quantitative assessment for its Avalere and 
Creehan reporting units and concluded that these reporting units were not impaired. The Company employed a combined valuation 
approach that included the income approach using the discounted cash flow method, the market approach using the guideline 
public company method and the merger and acquisition method to value the reporting units. Critical estimates in determining the 
fair value of the reporting units include, but are not limited to, historical and projected customer retention rates, anticipated growth 
in revenue and earnings, and expected future cash outflows. Based on the Company’s annual impairment evaluation performed as 
of December 31, 2017, the Company concluded that there was no impairment of goodwill.

47

Business Combinations

Business combinations, which may include purchased intangible assets, are accounted for at estimated fair value on the date 
of acquisition. Acquisition costs are expensed as incurred and recorded in general and administrative expenses. Measurement 
period adjustments relate to information that we should have known at the time of acquisition and these adjustments and any other 
changes to purchase accounting are recorded as an adjustment to goodwill. After the measurement period is closed, (not to exceed 
one year following the acquisition date) any purchase accounting adjustments are recorded in earnings in the current period. 

Determining the fair value of assets acquired and liabilities assumed requires management’s judgment and utilizes data such 
as discounted cash flow analysis and valuations derived from customary valuation procedures and techniques. Management’s best 
estimates and assumptions are employed in determining the acquisition date fair value including the timing and amounts of future 
cash inflows and outflows, discount rates, market prices and asset lives. Judgments made in the determination of the estimated 
fair  value  assigned  to  the  assets  acquired  and  liabilities  assumed,  as  well  as  future  business  and  economic  conditions,  could 
materially impact the financial statements in periods after the acquisition through impairment of goodwill or intangible assets, and 
acceleration of the amortization period of the purchased intangible assets.

Recently Issued Accounting Standards

Recently issued accounting standards and their expected impact, if any, are discussed in “Note 2—Summary of Significant 
Accounting Policies,” of the notes to our consolidated financial statements, included elsewhere within this Annual Report on 
Form 10-K.

Item 7A.    Quantitative and Qualitative Disclosures About Market Risk.

Market risk includes risks that arise from changes in interest rates, equity prices and other market changes that affect market 

sensitive instruments. Our primary market risk exposure is related to changes in interest rates on our variable rate debt.

Variable Rate Debt Risk.    Our variable rate debt includes our 2018 Term Loan Facility and our 2018 Revolving Credit Facility. 
As of December 31, 2018, we had $977.6 million of outstanding principal indebtedness under our 2018 Term Loan Facility at an 
effective interest rate of 5.9%. As a result, if market interest rates were to increase by 1.0%, or 100 basis points, interest expense 
would decrease future earnings and cash flows, net of estimated tax benefits, by approximately $6.6 million annually, assuming 
that we do not enter into contractual hedging arrangements. As of December 31, 2018, there was no balance outstanding on the 
2018 Revolving Credit Facility.

To mitigate the risk of a rise in interest rates, we entered into four interest rate swap transactions during the second quarter of 
2018, which mature in March 2025, fixing the LIBOR component of the interest on a total of $700.0 million of our 2018 Term 
Facility at a weighted average rate of 2.8%. While we have and may continue to enter into agreements intending to limit our 
exposure to higher interest rates, any such agreements may not completely offset the risks of interest rate volatility or other risks 
inherent to interest rate swap transactions.

Item 8.    Financial Statements and Supplementary Data.

Our consolidated financial statements and supplementary data are included as a separate section of this Annual Report on 

Form 10-K commencing on page F-1 and are incorporated herein by reference.

The supplementary financial information required by this Item 8 is included in Item 7 under the caption “Quarterly Financial 

Information,” which is incorporated herein by reference.

Item 9.    Changes and Disagreements with Accountants on Accounting and Financial Disclosure.

None.

Item 9A.    Controls and Procedures.

Disclosure Controls and Procedures

Our  management,  with  the  participation  of  our  chief  executive  officer  (“CEO”)  and  chief  financial  officer  (“CFO”),  has 
evaluated the effectiveness of our disclosure controls and procedures, (as defined in Rules 13a- 15(e) and 15d- 15(e) under the 
Exchange Act), as of the end of the period covered by this Annual Report on Form 10-K. Based on such evaluation, our CEO and 
CFO have concluded that, as of December 31, 2018, our disclosure controls and procedures were designed at a reasonable assurance 
level to ensure that material information relating to Inovalon Holdings, Inc., including its consolidated subsidiaries, is made known 
to our CEO and CFO by others within those entities, particularly during the period in which this report was being prepared and 
that our disclosure controls and procedures were effective in providing reasonable assurance that information we are required to 
disclose in reports that we file or submit under the Exchange Act is recorded, processed, summarized, and reported within the time 
periods specified in the rules and forms of the SEC, and that such information is accumulated and communicated to our management, 
including our CEO and CFO, as appropriate, to allow timely decisions regarding required disclosure.

48

Management’s Annual Report on Internal Control over Financial Reporting

Our management, with the participation of our CEO and CFO, is responsible for establishing and maintaining adequate internal 
control over financial reporting (as defined in Rule 13a-15(f) under the Exchange Act). Our management conducted an assessment 
of the effectiveness of our internal control over financial reporting based on the criteria established in “Internal Control—Integrated 
Framework” (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO). Based on that 
assessment, which excluded the integration of our acquisition of Butler Group Holdings, Inc., management has concluded that our 
internal control over financial reporting was effective as of December 31, 2018.

Our management, including our CEO and CFO, believes that our disclosure controls and procedures and internal control over 
financial reporting are designed to provide reasonable assurance of achieving their objectives and are effective at the reasonable 
assurance level. However, our management does not expect that our disclosure controls and procedures or our internal control 
over financial reporting will prevent all errors and all fraud. A control system, no matter how well conceived and operated, can 
provide only reasonable, not absolute, assurance that the objectives of the control system are met. Further, the design of a control 
system must reflect the fact that there are resource constraints, and the benefits of controls must be considered relative to their 
costs. Because of the inherent limitations in all control systems, no evaluation of controls can provide absolute assurance that all 
control issues and instances of fraud, if any, have been detected. These inherent limitations include the realities that judgments in 
decision-making can be faulty, and that breakdowns can occur because of a simple error or mistake. Additionally, controls can be 
circumvented by the individual acts of some persons, by collusion of two or more people or by management override of the controls. 
The design of any system of controls also is based in part upon certain assumptions about the likelihood of future events, and there 
can be no assurance that any design will succeed in achieving its stated goals under all potential future conditions; over time, 
controls may become inadequate because of changes in conditions, or the degree of compliance with policies or procedures may 
deteriorate. Because of the inherent limitations in a cost-effective control system, misstatements due to error or fraud may occur 
and not be detected.

The effectiveness of the Company’s internal control over financial reporting as of December 31, 2018, has been audited by 
Deloitte & Touche LLP, an independent registered public accounting firm, as stated in their report which appears in Part II, Item 8 
of this Annual Report on Form 10-K.

Changes in Internal Control over Financial Reporting

There have been no changes in the Company’s internal control over financial reporting (as defined in Rules 13a-15(f) and 
15d-15(f) of the Exchange Act) during the quarter ended December 31, 2018 that have materially affected, or are reasonably likely 
to materially affect, the Company’s internal control over financial reporting.

Item 9B.    Other Information.

None.

49

Item 10.    Directors, Executive Officers and Corporate Governance.

PART III

The information required by this Item 10 will be included in the 2019 Proxy Statement and is incorporated herein by reference.

Item 11.    Executive Compensation.

The information required by this Item 11 will be included in the 2019 Proxy Statement and is incorporated herein by reference.

Item 12.    Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters.

The information required by this Item 12 will be included in the 2019 Proxy Statement and is incorporated herein by reference.

Item 13.    Certain Relationships and Related Transactions and Director Independence.

The information required by this Item 13 will be included in the 2019 Proxy Statement and is incorporated herein by reference.

Item 14.    Principal Accounting Fees and Services.

The information required by this Item 14 will be included in the 2019 Proxy Statement and is incorporated herein by reference.

50

Item 15.    Exhibits and Financial Statement Schedules.

The following is a list of documents filed as a part of this report:

PART IV

(1)  Financial Statements

(2)  Financial Statement Schedule

(3)  Exhibits

The exhibits required to be filed by Item 601 of Regulation S-K are listed in the Exhibit Index contained within this Annual 

Report on Form 10-K.

51

Exhibit
Number

EXHIBIT INDEX

Description of Document

2.1

3.1

3.2

3.3

10.1

10.2

10.3

10.4

10.5

10.6

10.7

10.8

10.9

10.10

10.11

10.12

10.13

10.14

Agreement and Plan of Merger by and among Inovalon Holdings, Inc., New Heights Merger Corporation, 
Butler Group Holdings, Inc. and Shareholder Representative Services LLC, dated March 6, 2018. 
(Incorporated by reference from Exhibit 2.1 to the Current Report on Form 8-K filed March 7, 2018).

Second Amended and Restated Certificate of Incorporation. (Incorporated by reference to Exhibit 3.1 to the 
Company’s Registration Statement on Form S-1/A dated February 6, 2015).

Second Amended and Restated Bylaws. (Incorporated by reference to Exhibit 3.2 to the Company’s 
Registration Statement on Form S-1/A dated February 6, 2015).

Amendment to Second Amended and Restated Bylaws of Inovalon Holdings, Inc. (Incorporated by reference 
to Exhibit 3.1 to the Company’s Current Report on Form 8-K filed January 7, 2019).

Form of Indemnification Agreement. (Incorporated by reference to Exhibit 10.1 to the Company’s 
Registration Statement on Form S-1 dated December 30, 2014).

Inovalon, Inc. Amended and Restated Long-term Incentive Plan (as amended on October 7, 2010), as assumed 
by Inovalon Holdings, Inc. (Incorporated by reference to Exhibit 10.2 to the Company’s Registration 
Statement on Form S-1 dated December 30, 2014).

Form of Stock Option Agreement under the Amended and Restated Long- term Incentive Plan (as amended 
on October 7, 2010), as assumed by Inovalon Holdings, Inc. (Incorporated by reference to Exhibit 10.3 to the 
Company’s Registration Statement on Form S-1 dated December 30, 2014).

Form of Restricted Stock Units Agreement under the Amended and Restated Long-term Incentive Plan (as 
amended on October 7, 2010), as assumed by Inovalon Holdings, Inc. (Incorporated by reference to 
Exhibit 10.4 to the Company’s Registration Statement on Form S-1 dated December 30, 2014).

2015 Omnibus Incentive Plan. (Incorporated by reference to Exhibit 10.5 to the Company’s Registration 
Statement on Form S-1/A dated January 29, 2015).

Form of Stock Option Award under the 2015 Omnibus Incentive Plan. (Incorporated by reference to 
Exhibit 10.6 to the Company’s Registration Statement on Form S-1/A dated January 29, 2015).

Form of Restricted Stock Award under the 2015 Omnibus Incentive Plan. (Incorporated by reference to 
Exhibit 10.7 to the Company’s Registration Statement on Form S-1/A dated January 29, 2015).

Form of Restricted Stock Unit Award under the 2015 Omnibus Incentive Plan. (Incorporated by reference to 
Exhibit 10.8 to the Company’s Registration Statement on Form S-1/A dated January 29, 2015).

Form of Stock Option Award under the 2015 Omnibus Incentive Plan (Section 16 Grantees). (Incorporated by 
reference to Exhibit 10.9 to the Company’s Registration Statement on Form S-1/A dated January 29, 2015).

Form of Restricted Stock Award under the 2015 Omnibus Incentive Plan (Section 16 Grantees). (Incorporated 
by reference to Exhibit 10.10 to the Company’s Registration Statement on Form S-1/A dated January 29, 
2015).

Form of Restricted Stock Unit Award under the 2015 Omnibus Incentive Plan (Section 16 Grantees). 
(Incorporated by reference to Exhibit 10.11 to the Company’s Registration Statement on Form S-1/A dated 
January 29, 2015).

Form of Long-Term Incentive Restricted Stock Bonus Award. (Incorporated by reference to Exhibit 10.1 to 
the Company’s Quarterly Report on Form 10-Q filed May 4, 2017).

Form of Non-Employee Director’s Restricted Stock Unit Deferral Election Form. (Incorporated by reference 
to Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q filed August 3, 2017).

Form of Restricted Stock Unit Award under the 2015 Omnibus Incentive Plan (Non-Employee Directors). 
(Incorporated by reference to Exhibit 10.2 to the Company’s Quarterly Report on Form 10-Q filed August 3, 
2017).

10.15

Employee Stock Purchase Plan. (Incorporated by reference to Exhibit 10.12 to the Company’s Registration 
Statement on Form S-1/A dated January 29, 2015).

52

Exhibit
Number

10.16

10.17

10.18

10.19

10.20

10.21

10.22

Description of Document
Shareholders Voting Agreement, dated as of September 15, 2008, by and among Inovalon Holdings, Inc. and 
those persons identified on Exhibit A thereto. (Incorporated by reference to Exhibit 10.13 to the Company’s 
Registration Statement on Form S-1 dated December 30, 2014).

Debt Commitment Letter with Morgan Stanley Senior Funding, Inc., dated March 6, 2018. (Incorporated by 
reference from Exhibit 10.1 to the Current Report on Form 8-K filed March 7, 2018).

Second Amended and Restated Stockholders Rights Agreement, dated as of September 15, 2014, by and 
among Inovalon Holdings, Inc. and certain of its stockholders. (Incorporated by reference to Exhibit 10.15 to 
the Company’s Registration Statement on Form S-1/A dated January 29, 2015).

Amended and Restated Employment Agreement, dated December 3, 2014, by and between Inovalon, Inc. and 
Dr. Keith R. Dunleavy. (Incorporated by reference to Exhibit 10.16 to the Company’s Registration Statement 
on Form S-1/A dated January 29, 2015).

Amended and Restated Employment Agreement, dated December 3, 2014, by and between Inovalon, Inc. and 
Robert A. Wychulis. (Incorporated by reference to Exhibit 10.17 to the Company’s Registration Statement on 
Form S-1/A dated January 29, 2015).

Credit Agreement dated as of April 2, 2018 among Inovalon Holdings, Inc., Morgan Stanley Senior Funding 
Inc., as Administrative Agent, and the other lenders party thereto (incorporated by reference to the Company’s 
Current Report on Form 8-K, filed April 2, 2018).

Guarantee and Collateral Agreement with Morgan Stanley Senior Funding, Inc., as Collateral Agent for the 
secured parties thereto, and the Subsidiary Guarantors dated April 2, 2018 (incorporated by reference to the 
Company’s Current Report on Form 8-K, filed April 2, 2018).

10.23

Agreement for Consulting Services with Mark A. Pulido, dated March 29, 2018. (Incorporated by reference to 
Exhibit 10.2 to the Company’s Quarterly Report on Form 10-Q filed on May 8, 2018).

21.1*

Subsidiaries of the Registrant.

23.1*

Consent of Deloitte & Touche LLP.

31.1*

31.2*

32.1**

32.2**

Certification of Chief Executive Officer pursuant to Rule 13a- 14(a)/15d-14(a) of the Securities Exchange Act 
of 1934, as amended, as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.

Certification of Chief Financial Officer pursuant to Rule 13a- 14(a)/15d-14(a) of the Securities Exchange Act 
of 1934, as amended, as adopted pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.

Certification of Chief Executive Officer pursuant to 18 U.S.C. 1350, as adopted pursuant to Section 906 of the 
Sarbanes-Oxley Act of 2002.

Certification of Chief Financial Officer pursuant to 18 U.S.C. 1350, as adopted pursuant to Section 906 of the 
Sarbanes-Oxley Act of 2002.

 101.INS*

XBRL Instance Document

101.SCH*

XBRL Taxonomy Extension Schema

101.CAL*

XBRL Taxonomy Extension Calculation Linkbase

101.DEF*

XBRL Taxonomy Extension Definition Linkbase

101.LAB*

XBRL Taxonomy Extension Label Linkbase

101.PRE*

XBRL Taxonomy Extension Presentation Linkbase

_______________________________________
* Filed herewith.

** This certification is deemed not filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (Exchange 
Act), or otherwise subject to the liability of that section, nor shall it be deemed incorporated by reference into any filing under the 
Securities Act of 1933, as amended (Securities Act), or the Exchange Act.

53

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this 
report to be signed on its behalf by the undersigned, thereunto duly authorized.

SIGNATURES

Date: February 20, 2019

INOVALON HOLDINGS, INC.

By:

/s/ KEITH R. DUNLEAVY, M.D.

Keith R. Dunleavy, M.D
Chief Executive Officer & Chairman

(Principal Executive Officer)

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons 
on behalf of the Registrant and in the capacities and on the dates indicated.

Signature

Title

Date

/s/ KEITH R. DUNLEAVY, M.D.

Keith R. Dunleavy, M.D.

Chief Executive Officer & Chairman
(principal executive officer)

February 20, 2019

/s/ JONATHAN R. BOLDT

Jonathan R. Boldt

/s/ DENISE K. FLETCHER

Denise K. Fletcher

/s/ WILLIAM D. GREEN

William D. Green

André S. Hoffmann

Isaac S. Kohane

/s/ MARK A. PULIDO

Mark A. Pulido

/s/ LEE D. ROBERTS

Lee D. Roberts

/s/ WILLIAM J. TEUBER

William J. Teuber

Chief Financial Officer
(principal financial officer & principal 
accounting officer)

  Director

  Director

  Director

Director

  Director

  Director

  Director

54

February 20, 2019

February 20, 2019

February 20, 2019

February 20, 2019

February 20, 2019

February 20, 2019

 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
INOVALON HOLDINGS, INC.
INDEX TO CONSOLIDATED FINANCIAL STATEMENTS

Report of Independent Registered Public Accounting Firm

Consolidated Balance Sheets as of December 31, 2018 and 2017

Consolidated Statements of Operations for the years ended December 31, 2018, 2017, and 2016

Consolidated Statements of Comprehensive (Loss) Income for the years ended December 31, 2018, 2017, 
and 2016

Consolidated Statements of Stockholders’ Equity for the years ended December 31, 2018, 2017, and 2016

Consolidated Statements of Cash Flows for the years ended December 31, 2018, 2017, and 2016

Notes to Consolidated Financial Statements

Consolidated Financial Statement Schedule

F-2

F-4

F-5

F-6

F-7

F-8

F-9

F-38

F-1

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Shareholders and the Board of Directors of 
Inovalon Holdings, Inc. 
Bowie, MD

Opinion on the Financial Statements 

We have audited the accompanying consolidated balance sheets of Inovalon Holdings, Inc. and subsidiaries (the “Company”) as 
of December 31, 2018 and 2017, the related consolidated statements of operations, consolidated statements of comprehensive 
(loss) income, consolidated statements of stockholders’ equity, and the consolidated statements of cash flows, for each of the three 
years in the period ended December 31, 2018, and the related notes and the schedule listed in the Index at Item 15 (collectively 
referred to as the “financial statements”). In our opinion, the financial statements present fairly, in all material respects, the financial 
position of the Company as of December 31, 2018 and 2017, and the results of its operations and its cash flows for each of the 
three years in the period ended December 31, 2018, in conformity with accounting principles generally accepted in the United 
States of America. 

We  have  also  audited,  in  accordance  with  the  standards  of  the  Public  Company Accounting  Oversight  Board  (United  States) 
(PCAOB), the Company’s internal control over financial reporting as of December 31, 2018, based on criteria established in 
Internal  Control  -  Integrated  Framework  (2013)  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway 
Commission and our report dated February 20, 2019, expressed an unqualified opinion on the Company’s internal control over 
financial reporting. 

Basis for Opinion 

These financial statements are the responsibility of the Company’s management. Our responsibility is to express an opinion on 
the Company’s financial statements based on our audits. We are a public accounting firm registered with the PCAOB and are 
required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable 
rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audit to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error 
or fraud. Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether 
due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, 
evidence regarding the amounts and disclosures in the financial statements. Our audits also included evaluating the accounting 
principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial 
statements. We believe that our audits provide a reasonable basis for our opinion.

/s/ DELOITTE & TOUCHE LLP
Baltimore, Maryland
February 20, 2019 

We have served as the Company’s auditor since 2007. 

F-2

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Shareholders and the Board of Directors of 
Inovalon Holdings, Inc. 
Bowie, MD

Opinion on Internal Control over Financial Reporting 

We have audited the internal control over financial reporting of Inovalon Holdings, Inc. and subsidiaries (the “Company”) as of 
December 31, 2018, based on criteria established in Internal Control - Integrated Framework (2013) issued by the Committee of 
Sponsoring Organizations of the Treadway Commission (COSO). In our opinion, the Company maintained, in all material respects, 
effective internal control over financial reporting as of December 31, 2018, based on criteria established in Internal Control - 
Integrated Framework (2013) issued by COSO. 

We  have  also  audited,  in  accordance  with  the  standards  of  the  Public  Company Accounting  Oversight  Board  (United  States) 
(PCAOB), the consolidated financial statements as of and for the year ended December 31, 2018 of the Company and our report 
dated February 20, 2019, expressed an unqualified opinion on those financial statements.

As  described  in  Management’s Annual  Report  on  Internal  Control  over  Financial  Reporting,  management  excluded  from  its 
assessment the internal control over financial reporting at Butler Group Holdings, Inc. which was acquired on April 2nd, 2018 and 
whose financial statements constitute 60% of total assets and 22% of revenues of the consolidated financial statement amounts as 
of and for the year ended December 31, 2018. Accordingly, our audit did not include the internal control over financial reporting 
at Butler Group Holdings, Inc.

Basis for Opinion 

The Company’s management is responsible for maintaining effective internal control over financial reporting and for its assessment 
of the effectiveness of internal control over financial reporting, included in the accompanying Management’s Annual Report on 
Internal Control over Financial Reporting. Our responsibility is to express an opinion on the Company’s internal control over 
financial reporting based on our audit. We are a public accounting firm registered with the PCAOB and are required to be independent 
with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the 
Securities and Exchange Commission and the PCAOB.

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the 
audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all material 
respects. Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material 
weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the assessed risk, and 
performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable 
basis for our opinion.

Definition and Limitations of Internal Control over Financial Reporting 

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability 
of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted 
accounting principles. A company’s internal control over financial reporting includes those policies and procedures that (1) pertain 
to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets 
of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial 
statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are 
being made only in accordance with authorizations of management and directors of the company; and (3) provide reasonable 
assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s assets that 
could have a material effect on the financial statements. 

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, 
projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate 
because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

/s/ DELOITTE & TOUCHE LLP
Baltimore, Maryland
February 20, 2019

F-3

Inovalon Holdings, Inc.
Consolidated Balance Sheets
(In thousands, except share amounts)

December 31,

2018

2017

Current assets:

ASSETS

Cash and cash equivalents
Short-term investments
Accounts receivable (net of allowances of $3,350 and $2,038 at December 31, 2018 and 2017,

respectively)

Prepaid expenses and other current assets
Income tax receivable
Total current assets

Non-current assets:

Property, equipment and capitalized software, net
Goodwill
Intangible assets, net
Other assets
Total assets

LIABILITIES AND STOCKHOLDERS’ EQUITY

Current liabilities:

Accounts payable and accrued expenses
Accrued compensation
Other current liabilities
Deferred revenue
Deferred rent
Credit facilities
Capital lease obligation
Total current liabilities

Non-current liabilities:

Credit facilities, less current portion
Capital lease obligation, less current portion
Deferred rent, less current portion
Other liabilities
Deferred income taxes

Total liabilities

Commitments and contingencies (Note 11)
Stockholders’ equity:

Common stock, $0.000005 par value, 900,000,000 shares authorized, zero shares issued and

outstanding at each of December 31, 2018 and 2017, respectively

Class A common stock, $0.000005 par value, 750,000,000 shares authorized; 86,679,575 shares 

issued and 72,059,400 shares outstanding at December 31, 2018; 77,588,018 shares issued and 
62,967,843 shares outstanding at December 31, 2017

Class B common stock, $0.000005 par value, 150,000,000 shares authorized; 80,608,685 shares
issued and outstanding at December 31, 2018; 80,957,495 shares issued and outstanding at
December 31, 2017

Preferred stock, $0.0001 par value, 100,000,000 shares authorized, zero shares issued and

outstanding at December 31, 2018 and 2017, respectively

Additional paid-in-capital
Retained earnings
Treasury stock, at cost, 14,620,175 shares at December 31, 2018 and 2017
Other comprehensive loss, net of tax

Total stockholders’ equity

Total liabilities and stockholders’ equity

See notes to consolidated financial statements.

F-4

208,944
267,288

90,054
10,441
11,987
588,714

125,768
184,932
89,326
6,338
995,078

34,109
18,592
15,277
6,954
1,818
45,000
336
122,086

191,250
12,109
219
—
26,642
352,306

—

—

1

$

115,591
7,000

$

$

$

104,405
34,801
10,330
272,127

141,758
956,029
535,343
16,158
1,921,415

31,295
25,298
50,765
20,628
619
9,800
2,905
141,310

939,514
13,927
3,186
30,220
110,669
1,238,826

—

—

1

$

$

$

—
618,674
270,471
(199,817)
(6,740)
682,589
1,921,415

$

—
534,159
308,905
(199,817)
(476)
642,772
995,078

 
 
 
 
 
 
 
 
 
 
Inovalon Holdings, Inc.
Consolidated Statements of Operations
(In thousands, except per share amounts)

Revenue
Expenses:

Cost of revenue(1)
Sales and marketing(1)
Research and development(1)
General and administrative(1)
Depreciation and amortization
Restructuring expense

Total operating expenses

(Loss) Income from operations
Other income and (expenses):

Interest income
Interest expense
Other (expense) income, net

(Loss) Income before taxes
(Benefit from) Provision for income taxes
Net (loss) income
Net (loss) income attributable to common stockholders, basic and diluted
Net (loss) income per share attributable to common stockholders, basic and
diluted:

Basic net (loss) income per share
Diluted net (loss) income per share

Weighted average shares of common stock outstanding:

Basic
Diluted

_______________________________________

(1) Includes stock-based compensation expense as follows:
Cost of revenue
Sales and marketing
Research and development
General and administrative
Total stock-based compensation expense

Year Ended December 31,

2018
527,676

$

2017
449,358

$

2016
427,588

$

144,826
45,534
28,638
205,038
96,725
9,500
530,261
(2,585)

2,181
(50,898)
(2,255)
(53,557)
(14,393)
(39,164) $
(39,164) $

151,046
34,103
27,383
149,948
53,089
—
415,569
33,789

5,429
(6,225)
(406)
32,587
(2,231)
34,818
33,828

(0.27) $
(0.27) $

0.24
0.24

145,389
145,389

142,225
142,737

237
735
1,937
13,253
16,162

$

$

1,652
2,011
1,293
12,362
17,318

$
$

$
$

$

$

159,169
27,078
29,148
137,275
37,284
—
389,954
37,634

5,792
(5,065)
538
38,899
11,795
27,104
26,943

0.18
0.18

150,048
150,955

483
613
1,184
7,774
10,054

$
$

$
$

$

$

See notes to consolidated financial statements.

F-5

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Inovalon Holdings, Inc.
Consolidated Statements of Comprehensive (Loss) Income
(In thousands)

Net (loss) income
Other comprehensive income (loss):

Year Ended December 31,

2018
(39,164) $

$

2017

2016

34,818

$

27,104

Realized losses on cash flow hedges reclassified from accumulated other
comprehensive income, net of tax of $(956), $0 and $0, respectively

Net change in unrealized losses on cash flow hedges, net of tax of $4,156, $0

and $0, respectively

Realized losses (gains) on short-term investments reclassified from

accumulated other comprehensive income, net of tax of $(319), $0 and $4,
respectively

Net change in unrealized (losses) and gains on available-for-sale investments,

net of tax of $69, $(94) and $(682), respectively

Reclassification of income tax effects of the Tax Cuts and Jobs Act of 2017

Comprehensive (loss) income

2,022

(8,751)

716

—

—

—

—

—

(6)

(149)
(102)
(45,428) $

104
—
34,922

$

1,008
—
28,106

$

See notes to consolidated financial statements.

F-6

 
 
 
 
 
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S

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Inovalon Holdings, Inc.
Consolidated Statements of Cash Flows
(In thousands)

Cash flows from operating activities:

Net (loss) income
Adjustments to reconcile net income to net cash provided by operating activities:

Year Ended December 31,
2017

2016

2018

$

(39,164) $

34,818

$

27,104

Stock-based compensation expense
Depreciation
Amortization of intangibles
Amortization of premiums on short-term investments
Amortization of debt issuance costs and debt discount
Deferred income taxes
Restructuring expense, non-cash
Change in fair value of contingent consideration
Bargain purchase gain
Other

Changes in assets and liabilities:

Accounts receivable
Prepaid expenses and other current assets
Income taxes receivable
Other assets
Accounts payable and accrued expenses
Accrued compensation
Other current and non-current liabilities
Deferred rent
Deferred revenue

Net cash provided by operating activities

Cash flows from investing activities:
Maturities of short-term investments
Sales of short-term investments
Purchases of short-term investments
Purchases of property and equipment
Investment in capitalized software
Acquisition, net of cash acquired of $23,850, $1,535 and $861, respectively

Net cash (used in) provided by investing activities

Cash flows from financing activities:

Repurchase of common stock
Proceeds from credit facility borrowings, net of discount
Repayment of credit facility borrowings
Payments for debt issuance costs
Acquisition-related contingent consideration
Proceeds from exercise of stock options
Capital lease obligations paid
Tax payments for equity award issuances

Net cash provided by (used in) financing activities

(Decrease) Increase in cash and cash equivalents
Cash and cash equivalents, beginning of period
Cash and cash equivalents, end of period

Supplemental cash flow disclosure:

Cash (received) paid during the year for:

Income taxes, net of refunds
Interest

Non-cash investing activities:

Capital lease obligations incurred
Accruals of purchases of property, equipment
Accruals for investment in capitalized software
Acquisition consideration

16,162
52,742
43,983
289
3,138
(12,495)
7,075
7,212
—
332

3,280
(20,002)
2,208
(4,209)
(6,007)
9,292
17,672
2,219
6,674
90,401

96,588
161,772
—
(25,505)
(39,469)
(1,082,740)
(889,354)

—
965,300
(238,700)
(18,269)
—
1,833
(1,201)
(3,363)
705,600
(93,353)
208,944
115,591

$

(4,136) $
43,573

5,677
12,097
1,495
84,156

$

$

17,318
37,853
15,236
1,958
—
(6,665)
—
(5,200)
(1,434)
406

(977)
3,346
3,293
(3,355)
8,252
3,030
(5,373)
(440)
(4,360)
97,706

174,416
1,175
—
(32,565)
(32,977)
(3,490)
106,559

(93,586)
—
(30,000)
—
—
4,967
(113)
(4,272)
(123,004)
81,261
127,683
208,944

962
5,972

12,231
7,924
2,711
—

$

$

10,054
28,078
9,206
3,163
—
(1,740)
—
706
—
(332)

4,683
(6,198)
3,639
4,071
(3,463)
243
10,479
(770)
3,907
92,830

300,524
31,549
(164,737)
(19,360)
(19,668)
(88,509)
39,799

(106,231)
—
(15,000)
—
(2,300)
6,165
(116)
(1,498)
(118,980)
13,649
114,034
127,683

11,117
4,835

—
816
913
—

See notes to consolidated financial statements.

F-8

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Inovalon Holdings, Inc. 
Notes to Consolidated Financial Statements

1. NATURE OF OPERATIONS

Inovalon Holdings, Inc., (the “Company”), is a leading technology company providing cloud-based platforms empowering 
data-driven healthcare. Through the Inovalon ONE® Platform, Inovalon brings to the marketplace a national-scale capability to 
interconnect with the healthcare ecosystem, aggregate and analyze data in real-time, and empower the application of resulting 
insights to drive meaningful impact at the point of care. Leveraging its platform, unparalleled proprietary data sets, and industry-
leading subject matter expertise, Inovalon enables better care, efficiency, and financial performance across the healthcare ecosystem. 
From health plans and provider organizations, to pharmaceutical, medical device, and diagnostics companies, Inovalon’s unique 
achievement of value is delivered through the effective progression of “Turning Data into Insight, and Insight into Action®.”

2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Principles  of  Consolidation—The  accompanying  consolidated  financial  statements  include  the  accounts  of  Inovalon 
Holdings, Inc. and its wholly owned subsidiaries. All intercompany accounts and transactions have been eliminated in consolidation.

Basis of Presentation and Use of Estimates—These consolidated financial statements have been prepared in accordance with 
United  States  Generally Accepted Accounting  Principles  (“GAAP”).  The  preparation  of  consolidated  financial  statements  in 
conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and 
liabilities, disclosures of contingent assets and liabilities as of the date of the financial statements, and the reported amounts of 
revenue and expenses during the reported period. Certain prior period amounts have been reclassified within the consolidated 
statements of operations and within the operating section of the consolidated statements of cash flows to conform with current 
period presentation. Such reclassifications had no impact on net income or net cash provided by operating activities as previously 
reported. 

Significant estimates made by management include, but are not limited to: revenue recognition; accounts receivable allowances; 
fair  value  of  intangibles  and  goodwill;  fair  value  of  contingent  consideration;  depreciable  lives  of  property,  equipment  and 
capitalized software; and useful lives of intangible assets. Actual results could differ from management’s estimates, and such 
differences could be material to the Company’s consolidated financial position and results of operations.

Cash and Cash Equivalents—Cash and cash equivalents consist of highly liquid investments with an original maturity of 

three months or less at the time of purchase, and demand deposits with financial institutions.

Short-term investments—Short-term investments consists of investment grade debt securities. The Company classifies short-
term investments as available-for-sale at the time of purchase and reevaluates such classification as of each balance sheet date. 
All short-term investments are recorded at estimated fair value. Unrealized gains and losses for available-for-sale securities are 
included in accumulated other comprehensive loss, a component of stockholders’ equity. The Company evaluates its investments 
to assess whether those with unrealized loss positions are other than temporarily impaired. Impairments are considered to be other-
than-temporary if they are related to deterioration in credit risk, if it is more likely than not that the Company will be required to 
sell or intends to sell the securities before the recovery of their cost basis. Realized gains and losses and declines in value judged 
to be other than temporary are determined based on the specific identification method and are reported as components of other 
income and (expenses), in the consolidated statements of operations. Interest, amortization of premiums, and accretion of discount 
on short-term investments classified as available for sale are included as a component of interest income, in the consolidated 
statements of operations. There were no other-than-temporary impairments during 2018. 

The Company may sell short-term investments at any time, without significant penalty, for use in current operations or for 
other  purposes,  even  if  the  short-term  investments  have  not  yet  reached  maturity. As  a  result,  the  Company  classifies  these 
investments, including securities with maturities beyond 12 months, as current assets in the accompanying consolidated balance 
sheets. Gains or losses realized from the sale of securities are reclassified out of other comprehensive income (loss) into earnings 
using the specific identification method.

Concentrations  of  Credit  Risk—Accounts  receivable  and  cash  and  cash  equivalents  subject  the  Company  to  its  highest 
potential  concentrations  of  credit  risk. Although  the  Company  deposits  its  cash  and  cash  equivalents  with  multiple  financial 
institutions, the Company’s deposits may exceed federally insured limits. The Company has not experienced any losses on cash 
and cash equivalent accounts to date, and management believes the Company is not exposed to any significant credit risk related 
to cash and cash equivalents.

The Company sells services to clients without requiring collateral, based on an evaluation of the client’s financial condition. 
Exposure to losses on receivables is principally dependent on each client’s financial condition. The Company monitors its exposure 
for credit losses and maintains allowances for anticipated losses.

F-9

2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

Revenue from a significant client, representing 10% or more of total revenue for the respective periods, is summarized as 

follows:

Client A

_______________________________________
*Less than 10%

Year Ended  December 31,

2018

2017

2016

*

12%

17%

The Company did not have accounts receivable from a significant client, representing 10% or more of total accounts receivable 

as of December 31, 2018 and December 31, 2017, respectively.

Accounts Receivable and Allowances—Accounts receivable consists primarily of amounts due to the Company from its 
normal business activities. The Company provides an allowance for estimated losses resulting from the failure of clients to make 
required payments (credit losses) and a sales allowance for estimated future billing adjustments resulting from client concessions 
or resolutions of billing disputes. The provision for sales allowances are charged against revenue while credit losses are recorded 
in general and administrative expenses.

Fair  Value  Measurements—The  Company  applies  the Accounting  Standards  Codifications  (“ASC”) 820-10,  Fair  Value 
Measurements and Disclosures. ASC 820-10 defines fair value, establishes a fair value hierarchy for assets and liabilities measured 
at fair value, and expands required disclosures about fair value measurements. This guidance requires the Company to classify 
and disclose assets and liabilities measured at fair value on a recurring basis, as well as fair value measurements of assets and 
liabilities measured on a nonrecurring basis in periods subsequent to initial measurement, in a three-tier fair value hierarchy as 
described below.

The guidance defines fair value as the exchange price that would be received for an asset or paid to transfer a liability in the 
principal  or  most  advantageous  market  for  the  asset  or  liability  in  an  orderly  transaction  between  market  participants  on  the 
measurement date. Valuation techniques used to measure fair value must maximize the use of observable inputs and minimize the 
use of unobservable inputs. The guidance describes three levels of inputs that may be used to measure fair value:

Level 1—Financial assets and liabilities whose values are based on quoted prices (unadjusted) in active markets for 
identical assets or liabilities that the reporting entity can access at the measurement date.

Level 2—Financial assets and liabilities whose values are based on inputs other than quoted prices included within Level 1 
that are observable for the asset or liability, either directly or indirectly.

Level 3—Financial assets and liabilities whose values are based on unobservable inputs for the asset or liability.

The carrying amounts of accounts receivable, other current assets, accounts payable, and accrued liabilities approximate fair 
value due to their short-term nature. The Company’s Credit Facilities (as defined in “Note 10—Debt”) approximate fair value 
because of their floating rate structure.

Interest Rate Swaps—The Company uses interest rate swaps to mitigate the risk of a rise in interest rates. The Company 
applies ASC 815, Derivatives and Hedging and the interest rate swaps are recorded on the balance sheet at fair value as either 
assets or liabilities and any changes to the fair value are recorded through accumulated other comprehensive income and reclassified 
into interest expense in the same period in which the hedged transaction is recognized in earnings. Cash flows from interest rate 
swaps are reported in the same category as the cash flows from the items being hedged.

F-10

 
2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

Property, Equipment and Capitalized Software, net—Property and equipment are stated at cost, less accumulated depreciation 
and amortization. Depreciation and amortization on property, leasehold improvements, equipment, and software is computed on 
a straight-line basis over the estimated useful lives of the assets, as follows:

Office and computer equipment
Purchased software
Capitalized software
Furniture and fixtures
Building
Leasehold improvements
Assets under capital leases

_______________________________________
*Lesser of lease term or economic life

Useful Life

3 - 5 years
5 years
3 - 5 years
7 years
*
*
*

Expenses for repairs and maintenance that do not extend the life of property and equipment are expensed as incurred. Expenses 
for major renewals and betterments, which significantly extend the useful lives of existing property and equipment, are capitalized 
and depreciated. Upon retirement or disposition of property and equipment, the cost and related accumulated depreciation are 
removed from the accounts and any resulting gain or loss is recognized.

In accordance with ASC 350-40, Internal-use Software, the Company capitalizes certain software development costs while 
in the application development stage related to software developed for internal use. All other costs to develop software for internal 
use, either in the preliminary project stage or post implementation stage, are expensed when incurred. Software development costs 
are amortized on a straight-line basis over a three to five year period, which management believes represents the useful life of 
these capitalized costs.

In accordance with ASC 985-20, Software to be Sold, Leased, or Marketed, certain software development costs are expensed 
as incurred until technological feasibility has been established. Thereafter, all software development costs incurred through the 
software’s general release date are capitalized and subsequently reported at the lower of amortized cost or net realizable value. 
Capitalized costs are amortized based on current and expected future revenue for each software solution with minimum annual 
amortization equal to the straight-line amortization over the estimated economic life, which is typically over a three to five year 
period.

Intangible Assets—Intangible assets consist of acquired technology, including developed and core technology, databases, 
trade names, and customer relationships. Intangible assets are initially recorded at fair value and amortized on a straight line basis 
over their estimated useful lives. Acquired intangible assets are being amortized over the following periods:

Technology
Trademark and trade names
Database
Customer relationships
Non-compete agreements
In-process research and development

Useful Life

3 - 13 years
3 - 17 years
10 years
8 - 15.75 years
Contractual term
Indefinite

At least annually, or whenever events or changes in circumstances indicate a revision to the useful life, the Company reviews 
the remaining useful lives of its definite-lived intangible assets. On an annual basis, the Company reviews its indefinite-lived in 
process research and development for impairment until the research and development is completed or abandoned. There were no
impairment charges on indefinite-lived intangible assets for the years ended December 31, 2018 and 2017.

Goodwill—Goodwill  represents  the  excess  of  acquisition  costs  over  the  fair  value  of  tangible  net  assets  and  identifiable 
intangible assets of businesses acquired. Goodwill is not amortized and is subject to impairment testing annually, or whenever 
events or changes in circumstances indicate that the carrying amount may not be fully recoverable. 

Historically, the annual goodwill impairment assessment was performed as of December 31st. During 2018, the Company 
changed the date of the goodwill impairment assessment to November 1st for the year ended December 31, 2018 and thereafter. 
The Company believes this change in the Company’s measurement date does not represent a material change in method of 

F-11

 
 
2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

applying the accounting principal as the new and old assessment dates are close in proximity and fall within the same quarter. 
Additionally, the change does not produce different results as similar valuation assumptions are used and the carrying values are 
stable. The change in the date of the Company’s goodwill impairment analysis will allow for more time to perform the analysis 
and prepare the valuations for certain reporting units.

Impairment is the condition that exists when the carrying amount of a reporting unit exceeds its fair value. If the fair value of 
the reporting unit exceeds the carrying value of the reporting unit, goodwill is not impaired. If the carrying value of the reporting 
unit exceeds the fair value of the reporting unit, then the Company will record an impairment loss in the amount equal to the 
difference between the fair value and the carrying value. 

Significant judgment in testing goodwill for impairment includes assigning assets and liabilities to the reporting unit and 
assessing or determining the fair value of each reporting unit based on the Company’s best estimates and assumptions, as well as 
other information including valuations that utilize customary valuation procedures and techniques. The Company tests its goodwill 
for impairment at the reporting unit level which is one level below the operating segment and has identified four reporting units: 
Inovalon, ABILITY, Avalere and Creehan. Based on the Company’s annual impairment evaluation performed as of November 1, 
2018, the Company concluded that there was no impairment of goodwill. Refer to “Note 9—Goodwill and Intangible Assets” for 
a summary of changes in goodwill. 

Valuation of Long-Lived Assets—The Company reviews long-lived assets for events or changes in circumstances that would 
indicate potential impairment. If the Company determines that an asset may not be recoverable, an impairment charge is recorded. 
There were no impairment charges on long-lived assets for the years ended December 31, 2018, and 2017.

Revenue Recognition—The Company generates a substantial majority of its revenue through the sale or subscription licensing 

of its platform solutions, as well as revenue from related arrangements for advisory, implementation, and support services. 

The Company recognizes revenue when performance obligations under the terms of a contract are satisfied. A performance 
obligation is a contractual promise to transfer a distinct good or service to the customer. This occurs when the control of the product 
or service is transferred to the customer. 

The majority of the Company’s platform solutions contracts contain a series of separately identifiable and distinct services 
that  represent  performance  obligations  that  are  satisfied  over  time.  The  Company  allocates  revenue  to  platform  services  by 
determining the standalone selling price of each performance obligation. The determination of standalone selling price for each 
performance obligation is determined based on the terms of the contract and can require judgment. Generally, the best estimate of 
standalone selling price is consistent with the contractual arrangement fee for each element. Revenue is generally recognized on 
platform offerings over the contract term. For these contracts, the Company has determined that it will use the practical expedient 
under ASC 606-10-55-18 to recognize revenue when it has the right to invoice. The Company qualifies for this practical expedient 
because the right to invoice corresponds directly with the value transferred to the customer.

The Company also generates revenue from advisory, implementation, and support services. The Company primarily enters 
into arrangements for advisory services under fixed-price, time and materials, or retainer-based contracts. Revenues under fixed-
price and retainer-based contracts are recognized ratably over the contract period or upon contract completion. Revenue for time 
and material contracts is recognized based upon contractually agreed upon billing rates applied to direct labor hours expended 
plus the costs of other items used in the performance of the contract. The Company recognizes revenue when the Company has 
the right to invoice the customer using the allowable practical expedient under ASC 606-10-55-18 since the right to invoice the 
customer corresponds with the performance obligations completed.

Certain of the Company’s arrangements entitle a client to receive a refund if the Company fails to satisfy contractually specified 
performance obligations. The refund is limited to a portion or all of the consideration paid. In this case, revenue is recognized 
when performance obligations are satisfied.

The Company maintains an allowance, charged to revenue, which reflects the Company’s estimated future billing adjustments 

resulting from client concessions or resolutions of billing disputes.

Cost of Revenue—Cost of revenue consists primarily of employee-related expenses including salaries, benefits, discretionary 
incentive compensation, employment taxes, equity compensation costs, and severance for employees that provide direct revenue-
generating services to clients. Cost of revenue also includes expenses associated with the integration and verification of data and 
other service costs incurred to fulfill the Company’s revenue contracts. Cost of revenue does not include allocated amounts for 
occupancy expense, depreciation and amortization.

F-12

2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

Research and Development—Research and development expenses consist primarily of employee-related expenses. All such 
costs  are  expensed  as  incurred,  except  for  certain  internal  use  software  development  costs  that  are  capitalized.  Research  and 
development excludes any allocation of occupancy expense, depreciation and amortization.

Selling and Marketing—Sales and marketing expense consists primarily of employee-related expenses including salaries, 
benefits, discretionary incentive compensation, employment taxes, severance and equity compensation costs for employees engaged 
in sales, sales support, business development, and marketing. Sales and marketing expense also includes operating expenses for 
marketing programs, research, trade shows and brand messages, and public relations costs. Sales and marketing expense excludes 
any allocation of occupancy expense, depreciation and amortization.

General and Administrative—General and administrative expense consists primarily of employee-related expenses including 
salaries,  benefits,  discretionary  incentive  compensation,  employment  taxes,  severance  and  equity  compensation  costs,  for 
employees  who  are  responsible  for  management  information  systems,  administration,  human  resources,  finance,  legal,  and 
executive  management.  General  and  administrative  expense  also  includes  occupancy  expenses  (including  rent,  utilities, 
communications, and facilities maintenance), professional fees, consulting fees, insurance, travel, and other expenses. General 
and administrative expense excludes any allocation of depreciation and amortization.

Segments—The Company operates its business as one operating segment. The Company provides cloud-based platforms 
under a shared infrastructure and provides related services to its clients in order to achieve meaningful insight and improvement 
in clinical and quality outcomes, utilization, and financial performance. The Company derives substantially all of its revenue from 
the  sale  or  subscription  licensing  of  its  platform  solutions,  as  well  as  revenue  from  related  arrangements  for  advisory, 
implementation, and support services of one group of similar product offerings—proprietary datasets, core connectivity, advanced 
integration technologies, sophisticated predictive analytics, and deep subject matter expertise that enable the Company to provide 
seamless, end-to-end platforms that bring the benefits of big data and large-scale analytics to clients. Operating segments are 
defined as components of an enterprise for which separate financial information is available and is evaluated regularly by the 
Company’s chief operating decision maker (“CODM”), in deciding how to allocate resources and in assessing performance. In 
the process of allocating resources and assessing performance, the Company’s CODM, its chief executive officer, reviews financial 
information presented on a consolidated basis.

Income Taxes—The Company accounts for income taxes in accordance with ASC 740, Income Taxes, which prescribes the 
use of the asset and liability approach to the recognition of deferred tax assets and liabilities related to the expected future tax 
consequences of events that have been recognized in the Company’s financial statements or income tax returns. Deferred tax assets 
and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary 
differences are expected to be recovered or settled.

Valuation allowances are established, when necessary, to reduce deferred tax assets when it is more likely than not that a 
portion or all of a given deferred tax asset will not be realized. In accordance with ASC 740, income tax expense includes (i) deferred 
tax expense, which represents the net change in the deferred tax asset or liability balance during the period and any change in 
valuation allowances and (ii) current tax expense, which represents the amount of tax currently payable to or receivable from a 
taxing authority and amounts accrued for expected tax contingencies (including both tax and interest). ASC 740 prescribes a 
recognition threshold of more-likely-than-not, and a measurement attribute for all tax positions taken or expected to be taken on 
a tax return, in order for those positions to be recognized in the financial statements. The Company continually reviews tax laws, 
regulations and related guidance in order to properly record any uncertain tax liability positions. The Company adjusts these 
reserves in light of changing facts and circumstances. As a result of the Tax Cuts and Jobs Act of 2017 (the “Tax Act”), which was 
signed into law on December 22, 2017 and was effective January 1, 2018, the Company remeasured the ending deferred tax assets 
to reflect the decrease in the federal corporate tax rate resulting in a tax benefit. Refer to “Note 16—Income Taxes.” 

Stock-Based Compensation—All stock-based awards, including employee stock option grants, restricted stock unit (“RSU”) 
grants, and restricted stock award (“RSA”) grants, are recorded at fair value as of the grant date in accordance with ASC 718, 
Compensation—Stock Compensation, and recognized in the statement of operations over the service period of the applicable award 
using the straight-line method or using a graded vest schedule for RSAs with a performance condition and ratable vest terms.

The Company determines the fair value of its stock option awards on the date of grant, using the Black-Scholes option pricing 

model. The assumptions used in calculating the fair value of stock-based awards represent management’s best estimates.

The Company measures RSUs and RSAs that vest upon satisfaction of a service condition, a performance condition, or a 
liquidity condition, if such conditions are applicable, based on the fair market values of the underlying common stock on the dates 
of grant. RSUs are share awards that, upon vesting, will deliver to the holder shares of the Company’s common stock. Compensation 
expense is recognized based upon the satisfaction of the requisite service, liquidity condition as of that date, and/or the probability 

F-13

2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

of achievement of the specified performance conditions following the straight-line method or using a graded vest method, depending 
on the specific terms of the award.

Treasury Stock—The Company records treasury stock activities under the cost method whereby the cost of the acquired stock 
is recorded as treasury stock. The Company’s accounting policy upon the formal retirement of treasury stock is to deduct the par 
value from common stock and to reflect any excess of cost over par value as a reduction to additional paid-in capital (to the extent 
created by previous issuances of the shares) and then retained earnings.

Deferred Rent—Deferred rent consists of rent escalation payment terms, tenant improvement allowances and other incentives 
received from landlords related to the Company’s operating leases for its facilities. Rent escalation represents the difference between 
actual operating lease payments due and straight-line rent expense, which is recorded by the Company over the term of the lease, 
including any construction period. The excess is recorded as a deferred credit in the early periods of the lease, when cash payments 
are generally lower than straight-line rent expense, and is reduced in the later periods of the lease when payments begin to exceed 
the straight-line expense. Tenant allowances from landlords for tenant improvements are generally comprised of cash received 
from the landlord as part of the negotiated terms of the lease or reimbursements of moving costs. These cash payments are recorded 
as deferred rent from landlords and are amortized as a reduction of periodic rent expense, over the term of the applicable lease.

Recently Adopted Accounting Standards

In  May  2014,  the  Financial  Accounting  Standards  Board  (“FASB”)  issued  Accounting  Standards  Update  (“ASU”) 
2014-09, Revenue from Contracts with Customers and subsequent clarifying guidance (“ASU 2014-09”). The core principle is 
that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects 
the consideration to which the entity expects to be entitled in exchange for those goods or services. The Company adopted this 
standard on January 1, 2018 using the modified retrospective approach. Refer to “Note 4—Revenue.”

In August 2016, the FASB issued ASU 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts 
and Cash Payments. The update amends the guidance in Accounting Standards Codification (“ASC”) 230, Statement of Cash 
Flows, and clarifies how entities should classify certain cash receipts and cash payments on the statement of cash flows with the 
objective  of  reducing  the  existing  diversity  in  practice  related  to  eight  specific  cash  flow  issues.  The  Company  adopted  the 
requirements  of  the  new  standard  in  the  first  quarter  of  2018  and  there  was  no  material  impact  on  its  consolidated  financial 
statements.

In August 2017, the FASB issued ASU 2017-12, Derivatives and Hedging (Topic 815): Targeted Improvements to Accounting 
for Hedging Activities (“ASU 2017-12”). The update amends the current hedge accounting model and eliminates the requirement 
to separately measure and report hedge ineffectiveness. This guidance also requires, for qualifying hedges, the entire change in 
the fair value of a hedging instrument to be presented in the same income statement line item as the hedged item. The update also 
eases documentation and assessment requirements, modifies certain disclosure requirements, and modifies the method of accounting 
for components excluded from the assessment of hedge effectiveness. The Company adopted the requirements of the new standard 
in the second quarter of 2018 concurrent with entering into four interest rate swaps. Refer to “Note 7—Fair Value Measurements.”

In  February  2018,  the  FASB  issued  ASU  2018-02,  Income  Statement-Reporting  Comprehensive  Income  (Topic  220): 
Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income. The guidance is effective for all public 
companies for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. This guidance allows 
for a reclassification from accumulated other comprehensive income to retained earnings for stranded tax effects resulting from 
Tax Act. Early adoption is permitted in any interim period or fiscal year before the effective date. The Company early adopted the 
requirements of the new standard in the first quarter of 2018, and elected to reclassify the income tax effects of the Tax Act of $0.1 
million from other comprehensive income to retained earnings. Refer to the consolidated statements of comprehensive (loss) 
income.

Recently Issued Accounting Standards

In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842) and, in July 2018, issued subsequent clarifying guidance 
(collectively, “ASU 2016-02”). ASU 2016-02 requires the recognition of lease assets and lease liabilities on the balance sheet and 
enhanced disclosure about leasing arrangements. The lease asset represents a right of use asset and the lease liability represents 
the obligation to make lease payments. This guidance is effective for public companies for fiscal years, and interim periods within 
those fiscal years, beginning after December 15, 2018. The Company has finalized its portfolio of leases to determine the impact 
that will be recorded to the balance sheet, reviewed applicable lease agreements, and is in the process of implementing changes 
to our processes and internal controls. The standard initially required the use of a modified-retrospective method. In July 2018, 
the FASB issued updated guidance which allows for an additional transition method which requires that the cumulative effect of 
applying the new standard is recognized as an adjustment to the opening retained earnings balance. The Company adopted the 

F-14

2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

new standard effective January 1, 2019 using the additional transition approach and has elected all applicable practical expedients 
under ASC 842-10-65-1. The Company is finalizing the calculation of the financial statement impact and currently expects the 
right of use asset to be in the approximate range of $34 million and $35 million and currently expects the lease liability to be in 
the approximate range of $36 million and $37 million. The adjustment to retained earnings is currently expected to be in the 
approximate range of $0.5 million to $1.5 million. The Company will provide additional disclosures as required by the new standard 
in the first quarter of 2019.

In June 2016, the FASB issued ASU 2016-13, Financial Instruments–Credit Losses (Topic 326): Measurement of Credit Losses 
on Financial Instruments and subsequent clarifying guidance (“ASU 2016-13”). ASU 2016-13 replaces the current incurred loss 
impairment method with a methodology that reflects the amortized cost basis net of expected credit losses that are calculated based 
on certain relevant information. The standard also amends the credit loss guidance for available-for-sale debt securities and requires 
the measurement and recognition of an expected allowance for credit losses for financial assets held at amortized cost. This guidance 
is effective for public companies for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. 
The Company is in the process of evaluating the timing and impact of adoption on the consolidated financial statements and notes 
disclosures.

In June 2018, the FASB issued ASU 2018-07, Compensation–Stock Compensation (Topic 718). ASU 2018-07 expands the 
scope of ASC 718, Compensation–Stock Compensation: Improvements to Nonemployee Share-Based Payment Accounting, to 
include share-based payment transactions for acquired goods and services from non-employees. This update includes changing 
the accounting for non-employee stock-based compensation as it relates to the award measurement date, the fair value measurement 
of the awards, and forfeitures, among other changes to align the accounting with ASC 718. This guidance is effective for public 
companies for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. The Company adopted 
the new standard effective January 1, 2019 and expects no material impact on its consolidated financial statements. 

In August 2018, the FASB issued ASU 2018-13, Fair Value Measurement (Topic 820): Disclosure Framework–Changes to 
the Requirements for Fair Value Measurement. This update changes the fair value measurement disclosure requirements of ASC 
820. The standard consists of removals, modifications, and additions to the existing disclosure requirements. This guidance is 
effective for public companies for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. 
The Company is in the process of evaluating the timing and impact of adoption on the notes disclosures.

In August 2018, the FASB issued ASU 2018-15, Intangibles—Goodwill and Other— Internal-Use Software (Subtopic 350-40):  
Customer’s Accounting for Implementation Costs Incurred in a Cloud Computing Arrangement That Is a Service Contract. This 
update aligns the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a service contract 
with the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software. The standard 
requires that an entity in a hosting arrangement that is a service contract to follow the guidance in Subtopic 350-40 to determine 
which implementation costs to capitalize as an asset related to the service contract and which costs to expense. This guidance is 
effective for public companies for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. 
The Company is in the process of evaluating the timing and impact of adoption on the consolidated financial statements and notes 
disclosures.

In October 2018, the FASB issued ASU 2018-17, Derivatives and Hedging (Topic 815): Inclusion of the Secured Overnight 
Financing Rate (SOFR) Overnight Index Swap (OIS) Rate as a Benchmark Interest Rate for Hedge Accounting Purposes in response 
to the potential transition away from the London Interbank Offer Rate (“LIBOR”). This update permits the use of the Overnight 
Index Swap (“OIS”) Rate based on the Secured Overnight Financing Rate (“SOFR”) as a U.S. benchmark interest rate for hedge 
accounting purposes under ASC Topic 815. For public companies that have adopted ASU 2017-12, the amendments are effective 
for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. The Company adopted the 
guidance under ASU 2017-12 which applies to interest rate swap agreements that fix the LIBOR component on our 2018 Credit 
Facility. The Company will apply the requirements of the new standard on a prospective basis beginning January 1, 2019 for any 
new or redesignated hedging agreements. Refer to “Note 7—Fair Value Measurements.”

3. BUSINESS COMBINATIONS

2018 Acquisition

ABILITY Network, Inc.

On April 2, 2018, the Company completed the acquisition (the “ABILITY Acquisition”) of Butler Group Holdings, Inc., a 
Delaware  corporation,  and  its  wholly-owned  subsidiaries,  including,  without  limitation, ABILITY  Network  Inc.,  a  Delaware 
corporation (“ABILITY”), for aggregate consideration of $1.19 billion in cash and restricted shares of our Class A common stock 
(the “Purchase Price”). 

F-15

3. BUSINESS COMBINATIONS (Continued)

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

ABILITY is a leading cloud-based Software-as-a-service (“SaaS”) technology company helping to simplify the administrative 
and clinical complexities of healthcare. Through the myABILITY® software platform, an integrated set of cloud-based applications 
for providers, ABILITY provides core connectivity, administrative, clinical, and quality analysis, management, and performance 
improvement capabilities to more than 44,000 acute, post-acute and ambulatory point-of-care provider facilities. The extensive 
datasets, on-demand compute capability, advanced analytics, and broad healthcare ecosystem connectivity enabled by the Inovalon 
ONE® Platform are expected to provide a significant expansion of application offerings within the myABILITY® software platform 
while also expanding the nature and reach of high-value solutions for Inovalon’s existing payer, pharma, and device client-base. 
The combination of Inovalon and ABILITY creates a vertically integrated cloud-based platform empowering the achievement of 
real-time, value-based care from payers, manufacturers, and diagnostics all the way to the patient’s point of care.

A  summary  of  the  composition  of  the  stated  Purchase  Price  and  fair  value  of  the  stated  Purchase  Price  is  as  follows  (in 

thousands):

Purchase Price
Working capital adjustment
Shareholder payable adjustment

Subtotal

Fair value adjustments:

Restricted stock marketability discount

Total fair value purchase price

The composition of the fair value of the consideration transferred is as follows (in thousands):

Cash
Issuance of Class A common stock
Contingent consideration
Working capital adjustment
Total fair value purchase price

$

$

$

$

1,220,800
(630)
576
1,220,746

(30,000)
1,190,746

1,107,220
70,000
14,156
(630)
1,190,746

The ABILITY Acquisition  was  accounted  for  using  the  acquisition  method  of  accounting  under ASC  No.  805,  Business 
Combinations, which requires that assets acquired and liabilities assumed are recognized at their estimated fair values. The excess 
of the aggregate consideration over the estimated fair values has been allocated to goodwill.

In addition, ASC No. 805 requires that the consideration transferred be measured at the closing date of the ABILITY Acquisition 
at the then-current market prices. The preliminary value of consideration and the purchase price allocation is subject to adjustment 
until the Company has completed its analysis within the measurement period. The Company is in the process of reviewing its 
assumptions related to the fair value of the consideration including any working capital adjustments and estimates of tax related 
matters. The Purchase Price allocation is preliminary and the finalization of the Company’s Purchase Price allocation may result 
in changes in the valuation of assets acquired and liabilities assumed. The Company will finalize the Purchase Price allocation as 
soon as practicable in accordance with ASC No. 805, but not to exceed one year following the ABILITY Acquisition.

F-16

 
3. BUSINESS COMBINATIONS (Continued)

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

The preliminary estimates of fair value represent the Company’s best preliminary estimates and preliminary valuations. The 

following table summarizes the net assets acquired and liabilities assumed (in thousands):

Cash and cash equivalents
Accounts receivable
Income tax receivable
Prepaid expenses and other current assets
Property and equipment
Goodwill(1)(2)
Intangible assets(1)
Other assets
Accounts payable and accrued expenses
Deferred revenue
Other current liabilities
Other liabilities
Deferred tax liabilities(2)
Total consideration transferred

______________________________________

Preliminary
Fair Value

23,850
16,739
551
3,025
3,095
771,097
490,000
1,252
(6,863)
(7,000)
(507)
(5,291)
(99,202)
1,190,746

$

$

(1)  The Company allocated a portion of the goodwill associated with the ABILITY Acquisition to the Inovalon reporting unit 
based on expected revenue synergies. As a result, the fair value of the customer relationships intangible asset was adjusted 
by $23.0 million during the third quarter of 2018.

(2)  The Company recognized a net purchase accounting adjustment of $1.6 million resulting in a decrease to goodwill. This 
adjustment was driven by a $7.2 million decrease to deferred tax liabilities primarily attributable to the tax impact related to 
the reduction to the fair value of the customer relationships intangible assets, which was partially offset by a $5.0 million 
increase in deferred tax liabilities related to tax basis goodwill and provision-to-tax adjustments from ABILITY’s 2017 tax 
return filings and an adjustment of $0.6 million to the shareholder payable attributable to the ABILITY Acquisition.

The amounts attributed to identified intangible assets are summarized in the table below (in thousands):

Customer relationships
Technology
Tradenames
Total intangible assets

Estimated
Useful Life
13 years
13 years
17 years

Preliminary
Fair Value

Measurement
Period
Adjustments

$

$

408,000
86,000
19,000
513,000

$

$

(23,000) $
—
—
(23,000) $

Adjusted 
Preliminary 
Fair
Value
385,000
86,000
19,000
490,000

Acquisition-related costs were expensed as incurred. For the twelve months ended December 31, 2018, the Company incurred 
acquisition-related costs of $6.5 million. Acquisition-related costs are recognized within “General and administrative” expenses 
in the accompanying consolidated statements of operations.

The following table presents revenue and loss before taxes of ABILITY since the acquisition date, April 2, 2018, included in 

the consolidated statements of operations (in thousands):

Revenue
Loss before taxes

Total

113,578
(3,902)

$
$

The  following  pro  forma  financial  information  is  based  on  Inovalon’s  and ABILITY’s  historical  consolidated  financial 
statements as adjusted to give effect to pro forma events that are (1) directly attributable to the ABILITY Acquisition, (2) factually 

F-17

 
 
3. BUSINESS COMBINATIONS (Continued)

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

supportable, and (3) with respect to the unaudited pro forma condensed combined statements of operations, expected to have a 
continuing impact on the combined results. The pro forma adjustments include, but are not limited to: (i) amortization of acquired 
intangible assets, (ii) net increase to interest expense resulting from the extinguishment of the 2014 Credit Facilities and historical 
ABILITY debt, borrowings under the 2018 Term Facility and the amortization of related debt issuance costs, and (iii) elimination 
of non-recurring acquisition and integration-related expenses. The following pro forma financial information is unaudited and 
gives effect to the transactions as if they had occurred on January 1, 2017 (in thousands):

Revenue
Loss before taxes

Year ended December 31,

2018
565,040
$
(56,016) $

2017
589,197
(5,554)

$
$

The unaudited pro forma revenue and loss before taxes was prepared for informational purposes only based on estimates and 
assumptions that the Company believes to be reasonable and is not necessarily indicative of the results of operations that would 
have occurred if the ABILITY Acquisition had been completed on the date indicated nor of the future financial position or results 
of operations following completion of the ABILITY Acquisition.

2017 Acquisition

ComplexCare Solutions

On July 6, 2017, the Company completed the acquisition of ComplexCare Solutions, Inc. and ComplexCare Solutions IPA, 
LLC (together, “CCS”). CCS is a company which provides technology-enabled interventions and member engagement coordination 
services for a number of payers and employers throughout the United States. The fair value included in the consolidated financial 
statements, in conformity with ASC No. 820, Fair Value Measurements and Disclosures, represent the Company’s best estimates 
and valuations. The final purchase price was allocated to identifiable assets acquired and liabilities assumed based upon valuation 
procedures performed to-date. The Company acquired all of the capital stock of CCS for approximately $4.5 million in cash and 
the settlement of an existing payable to CCS of $2.3 million. The Company acquired approximately $9.8 million of assets, including 
approximately $1.5 million of cash, and approximately $3.9 million of liabilities. The net assets acquired exceeded the consideration 
paid by approximately $1.4 million, and as such the Company recorded a bargain purchase gain in general and administrative 
expenses.

2016 Acquisition

Creehan Holding Co., Inc.

On October 3, 2016, the Company completed its acquisition of Creehan Holding Co., Inc. (“Creehan”). Creehan, through its 
subsidiary Creehan & Company Corporation, is a leading provider of specialty pharmacy software solutions to the pharmaceutical 
industry.  Pursuant  to  the  terms  of  the  Stock  Purchase Agreement  between  the  Company  and  Creehan  (the  “Stock  Purchase 
Agreement”), Creehan became a wholly owned subsidiary of Inovalon.

Pursuant to the terms of the Stock Purchase Agreement, Inovalon acquired all of the issued and outstanding capital stock of 
Creehan for an aggregate purchase price of $130.0 million, which was comprised of $120.0 million in cash and $10.0 million in 
shares of Class A common stock of the Company. The Company completed the acquisition of Creehan through the use of cash on 
hand and the issuance of 651,355 shares of Class A common stock, subject to resale restrictions. Certain components, which are 
referred  to  below  as  contingent  consideration,  of  the  aggregate  purchase  price  are  subject  to  the  achievement  of  financial 
performance objectives. The Company acquired Creehan for the assembled workforce, technology platform, client base, and to 
accelerate entry into the specialty pharmacy software market. Transaction costs in connection with the acquisition are expensed 
as incurred and are included in general and administrative expenses. The results of operations related to Creehan are included in 
our consolidated statements of operations beginning from the date of acquisition.

F-18

3. BUSINESS COMBINATIONS (Continued)

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

A summary of the final composition of the stated purchase price and fair value of the stated purchase price is as follows (in 

thousands):

Share Purchase Agreement purchase price
Working capital adjustment

Subtotal

Fair value adjustments:

Marketability restrictions on equity consideration
Contingent consideration probability of achievement adjustment

Post-acquisition compensation expense
Total fair value purchase price

$

$

130,000
755
130,755

(2,236)
(12,400)
(5,952)
110,167

The Company finalized the working capital adjustment in the third quarter of 2017 resulting in an increase of approximately 
$0.4 million to the initial purchase price allocation. After adjusting for this difference the composition of the fair value of the 
consideration transferred is as follows (in thousands):

Cash
Issuance of Class A common stock
Contingent consideration
Total fair value purchase price

Recording of Assets Acquired and Liabilities Assumed

$

$

89,803
7,764
12,600
110,167

The Company finalized the fair value of acquired assets, assumed liabilities and tax related matters in the third quarter of 
2017.  The  following  table  summarizes  the  purchase  price  allocation  to  assets  acquired  and  liabilities  assumed,  including 
identification of measurement period adjustments (in thousands):

Cash and cash equivalents
Accounts receivable
Other current assets
Property, equipment and capitalized software
Intangible assets(1)
Goodwill(2)

Total assets acquired

Current liabilities
Deferred revenue

Total liabilities assumed
Net assets acquired

Recorded
Value

861
9,048
171
641
50,900
51,362
112,983
(916)
(1,900)
(2,816)
110,167

$

$

______________________________________
(1)  Identifiable intangible assets were measured using a combination of an income approach and a market approach.

(2)  Goodwill is the excess of the consideration transferred over the net assets recognized and represents the future economic 
benefits, primarily as a result of other assets acquired that could not be individually identified and separately recognized. 
Goodwill is not amortized. The goodwill attributable to the Creehan acquisition is deductible for tax purposes.

F-19

 
 
Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

3. BUSINESS COMBINATIONS (Continued)

The amounts attributed to identified intangible assets are summarized in the table below (in thousands):

Customer relationships
Tradename
Technology
In-process Research and Development
Total intangible assets

Weighted
Average
Useful Life
8 years
4 years
4 years
indefinite

Recorded
Value

36,500
4,000
8,800
1,600
50,900

$

$

Acquisition-related costs were expensed as incurred. For the year ended December 31, 2016, the Company incurred acquisition-
related costs of $1.6 million recognized within “General and administrative” expenses in the accompanying consolidated statements 
of operations.

Creehan Results and Pro Forma Impact of Acquisition

The following table presents revenue and loss before taxes of Creehan since the acquisition date, October 3, 2016, included 
in the consolidated statements of operations and includes amortization expense related to acquired intangible assets (in thousands):

Revenue
Loss before taxes

Year Ended
December 31,

2016

$
$

8,106
(976)

The following table presents pro forma information, based on estimates and assumptions that the Company believes to be 
reasonable,  for  the  Company  as  if  the  acquisition  of  Creehan  had  occurred  at  the  beginning  of  the  earliest  period  presented 
(unaudited, in thousands):

Pro forma revenue
Pro forma income before taxes

Year Ended
December 31,

2016
453,613
44,203

$
$

The pro forma information provided in the table above is not necessarily indicative of the consolidated results of operations 
for future periods or the results that actually would have been realized had the acquisition been completed at the beginning of the 
periods presented.

4. REVENUE

The Company adopted ASU 2014-09 as of January 1, 2018 using the modified retrospective approach. Revenues for periods 
beginning after January 1, 2018 are presented under ASC 606, Revenue from Contracts with Customers, while prior period amounts 
are not adjusted and continue to be reported in accordance with our historic accounting under ASC 605. The Company recorded 
a cumulative effect net adjustment to increase retained earnings by $0.6 million as of January 1, 2018. The impact as a result of 
adopting ASC 606 was an increase of $0.7 million in revenue and an increase of $0.4 million in expense resulting from deferred 
commissions for the year ended December 31, 2018. 

These adjustments primarily related to commissions for certain contracts which are now expensed over the remaining life of 
the contracts and credits provided to customers which are recorded as a reduction to revenue over the applicable service period. 
For the remaining contracts, the Company has elected to use the practical expedient to recognize the incremental costs of obtaining 
a contract as an expense when incurred if the amortization period of the asset that the entity otherwise would have recognized is 
one year or less.

On April 2, 2018, concurrent with the ABILITY Acquisition (as defined in “Note 3—Business Combinations”), the Company 
was required to comply with ASC 606 and adopted ASU 2014-09 with respect to ABILITY. There was no material impact on the 
consolidated financial statements as a result of adopting ASU 2014-09. 

F-20

 
 
 
 
 
 
4. REVENUE (Continued)

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

The Company primarily derives its revenues through the sale or subscription licensing of its platform solutions and services.  

The following table disaggregates revenue by offering (in thousands):

Platform solutions(2)
Services(3)

Total revenue

$

$

Year Ended December 31,
2017(1)

2018
466,544
61,132
527,676

$

$

382,778
66,580
449,358

______________________________________
(1)  Prior period amounts have not been adjusted under the modified retrospective method.

(2)  Platform solutions include arrangements for technology-based offerings representing subscription-based cloud-based platform 
offerings and legacy platform solutions that are not cloud-based and not billed under a subscription-based contract structure.

(3)  Services  include  advisory,  implementation,  and  support  services  under  time  and  materials,  fixed  price,  or  retainer-based 

contracts.

Performance Obligations

A performance obligation is a contractual promise to transfer a distinct good or service to the customer. A contract’s transaction 
price is allocated to each distinct performance obligation based on standalone selling price and revenue is recognized when the 
performance  obligations  under  the  terms  of  a  contract  are  satisfied.  The  determination  of  standalone  selling  price  for  each 
performance obligation requires judgment based on the terms of the contract. 

The majority of the Company’s platform solutions contracts contain a series of separately identifiable and distinct services 
that  represent  performance  obligations  that  are  satisfied  over  time. The  Company  allocates  revenue  to  platform  solutions  by 
determining the standalone selling price of each performance obligation. Revenue is generally recognized on our platform offerings 
over  the  contract  term.  For  these  contracts,  the  Company  has  determined  that  it  will  use  the  practical  expedient  under ASC 
606-10-55-18 to recognize revenue when it has the right to invoice. The Company qualifies for this practical expedient because 
the right to invoice corresponds directly with the value transferred to the customer. 

The Company allocates revenue to its service arrangements for advisory, implementation, and support services based on 
contractually agreed upon billing rates applied to direct labor hours expended plus the costs of other items used in the performance 
of the contract. The Company concluded that it will recognize revenue when it has the right to invoice the customer using the 
allowable practical expedient since the right to invoice the customer corresponds with the performance obligations completed. 
Revenues under fixed-price and retainer-based contracts are recognized ratably over the contract period or upon contract completion.

Certain of the Company’s arrangements entitle a client to receive a refund if the Company fails to satisfy contractually specified 
performance obligations. The refund is limited to a portion or all of the consideration paid. In this case, revenue is recognized 
when performance obligations are satisfied. Historically, the Company has met contractually specified performance obligations. 

Contract Balances

The timing of revenue recognition, billings and cash collections results in billed accounts receivable, unbilled receivables, 
and deferred revenue. Invoices to clients are generated in accordance with the terms of the applicable contract, which may not be 
directly related to the performance of services. Unbilled receivables are invoiced when the achievement of specific events as 
defined by each contract occurs. The Company had an unbilled receivables balance of $20.5 million and $14.1 million as of 
December 31, 2018 and December 31, 2017, respectively. The increase in the unbilled receivables balance was primarily driven 
by the timing of new contract signings, the timing of billings, and $2.3 million related to the acquisition of ABILITY. Refer to 
“Note 3—Business Combinations.” Unbilled receivables are classified as accounts receivable on the consolidated balance sheet. 
Advanced  billings  to  clients  in  excess  of  revenue  earned  are  recorded  as  deferred  revenue  until  the  aforementioned  revenue 
recognition criteria are met.

The  Company  had  deferred  commissions  of  $5.7  million  as  of  December 31,  2018  and  no  deferred  commissions  as  of 
December 31,  2017. The  change  in  deferred  commissions  was  primarily  driven  by  $4.9  million  related  to  the  acquisition  of 
ABILITY. 

The Company had a deferred revenue balance of $20.6 million and $7.0 million as of December 31, 2018 and December 31, 
2017, respectively. The change in the deferred revenue balance was primarily driven by $9.5 million related to the acquisition of 

F-21

 
 
4. REVENUE (Continued)

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

ABILITY. Revenue recognized during the year ended December 31, 2018 that was included in the deferred revenue balance at the 
beginning of the year, or as of the acquisition date as it relates to ABILITY, was $11.2 million.

5. NET (LOSS) INCOME PER SHARE

During  September  2014,  the  Company  completed  a  holding  company  reorganization. As  part  of  the  reorganization,  the 
Company  implemented  a  multi-class  stock  structure. The  Company  presents  the  impact  on  net  income  per  share  (“EPS”)  by 
calculating EPS based on the authorized, issued and outstanding shares of Class A and Class B common stock. Holders of all 
outstanding classes of common stock participate ratably in earnings on an identical per share basis as if all shares were a single 
class.

The Company has issued RSAs of Class A common stock under the 2015 Omnibus Incentive Plan. The Company considers 
issued and unvested RSAs to be participating securities as the holders of these RSAs have a non-forfeitable right to dividends in 
the event of the Company’s declaration of a dividend on shares of Class A and Class B common stock. Subsequent to the issuance 
of the participating securities, the Company applied the two-class method required in calculating net income per share of Class A 
and Class B common stock.

Undistributed net income for a given period is apportioned to participating securities based on the weighted-average shares 
of each class of common stock outstanding during the applicable period as a percentage of the total weighted-average shares 
outstanding during the same period.

Under  the  two-class  method,  net  income  attributable  to  common  stockholders  is  determined  by  allocating  undistributed 
earnings, calculated as net income, less earnings attributable to participating securities. The net income per share attributable to 
common stockholders is allocated based on the contractual participation rights of the Class A common stock and Class B common 
stock as if the income for the period has been distributed. As the liquidation and dividend rights are identical for both classes of 
common stock, the net income attributable to common stockholders is allocated on a proportionate basis. If the Company incurs 
a loss from continuing operations, losses are not allocated to participating securities.

The Company has issued Class A common stock and Class B common stock. Holders of Class A common stock generally 
have the same rights, including rights to dividends, as holders of Class B common stock, except that holders of Class A common 
stock have one vote per share while holders of Class B common stock have ten votes per share. Each share of Class B common 
stock will convert into one share of Class A common stock immediately upon its sale or transfer. As such, basic and fully diluted 
earnings per share for Class A common stock and Class B common stock are the same.

Basic net (loss) income per share of common stock is computed by dividing the net (loss) income attributable to common 
stockholders by the weighted-average number of shares of common stock outstanding during the period. All participating securities 
are  excluded  from  the  basic  weighted-average  shares  of  common  stock  outstanding.  Unvested  RSAs  are  excluded  from  the 
calculation of the weighted-average shares of common stock until vesting occurs, as the restricted shares are subject to forfeiture 
and cancellation until vested. For purposes of the diluted net income per share attributable to common stockholders calculation, 
unvested shares of common stock resulting from RSAs are considered to be potentially dilutive shares of common stock.

Diluted net income per share attributable to common stockholders is computed by dividing net income attributable to common 
stockholders by the weighted-average shares outstanding, including potentially dilutive shares of common stock assuming the 
dilutive effect of potential shares of common stock for the period determined using the treasury stock method. Potentially dilutive 
securities also include stock options, restricted stock units, and shares to be purchased under the employee stock purchase plan. 
Under the treasury stock method, dilutive securities are assumed to be exercised at the beginning of the periods and as if funds 
obtained thereby were used to purchase common stock at the average market price during the period. Securities are excluded from 
the computations of diluted net income per share if their effect would be anti-dilutive to earnings per share. If the Company incurs 
a loss from continuing operations, diluted EPS is computed in the same manner as basic EPS. 

F-22

5. NET (LOSS) INCOME PER SHARE (Continued)

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

The numerators and denominators of the basic and diluted EPS computations, reconciliations of the weighted average shares 
outstanding, and resulting basic and diluted earnings per share for our common stock are calculated as follows (in thousands, 
except per share amounts):

Basic

Numerator:

Net (loss) income
Undistributed earnings allocated to participating securities
Net (loss) income attributable to common stockholders—basic

Denominator:

Weighted average shares used in computing net (loss) income per share
attributable to common stockholders—basic

Net (loss) income per share attributable to common stockholders—basic
Diluted

Numerator:

Net income attributable to common stockholders—diluted

Denominator:

Number of shares used for basic EPS computation
Effect of dilutive securities
Weighted average shares used in computing net income per share
attributable to common stockholders—diluted

$

$

$

$

Year Ended December 31,

2018

2017

2016

(39,164) $

34,818

—  

(990)  

(39,164) $

33,828

145,389

(0.27) $

142,225
0.24

$

$

$

27,104
(161)
26,943

150,048
0.18

(39,164) $

33,828

$

26,943

145,389

142,225

—  

512  

150,048
907

145,389  

142,737  
0.24

$

150,955
0.18

Net income per share attributable to common stockholders—diluted

$

(0.27) $

The computation of diluted EPS does not include certain awards, on a weighted average basis, for the years ended December 31, 
2018, 2017, and 2016, respectively, because their inclusion would have an anti-dilutive effect on EPS. The awards excluded because 
of their anti-dilutive effect are as follows (in thousands):

Awards excluded from the computation of diluted net income per share because

their inclusion would have been anti-dilutive

89

88

44

6. SHORT-TERM INVESTMENTS

As of December 31, 2018, short-term investments consisted of the following (in thousands):

Year Ended December 31,

2018

2017

2016

Available-for-sale securities:
Corporate notes and bonds

Total available-for-sale securities

Amortized Cost

Gross 
Unrealized
Gains

Gross
Unrealized
Losses

Estimated Fair
Value

$
$

7,018
7,018

$
$

— $
— $

(18) $
(18) $

7,000
7,000

F-23

 
 
   
   
 
   
   
 
   
   
 
   
   
 
   
   
 
   
   
 
 
 
 
   
   
   
 
6. SHORT-TERM INVESTMENTS (Continued)

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

As of December 31, 2017, short-term investments consisted of the following (in thousands):

Available-for-sale securities:
Corporate notes and bonds
U.S. agency obligations
U.S. treasury securities

Total available-for-sale securities

Amortized Cost

Gross 
Unrealized
Gains

Gross
Unrealized
Losses

Estimated Fair
Value

$

$

232,048
15,341
20,735
268,124

$

$

3
—
—
3

$

$

(572) $
(99)
(168)
(839) $

231,479
15,242
20,567
267,288

The following table summarizes the estimated fair value of our short-term investments, designated as available-for-sale and 

classified by the contractual maturity date of the securities as of the dates shown (in thousands):

Due in one year or less
Due after one year through two years

Total

December 31,

2018

$

$

7,000
—
7,000

$

$

2017
204,725
62,563
267,288

The Company has certain available-for-sale securities in a gross unrealized loss position. The Company reviews its debt 
securities classified as short-term investments on a regular basis to evaluate whether or not any security has experienced an other-
than-temporary decline in fair value. The Company considers factors such as the length of time and extent to which the market 
value has been less than the cost, the financial position and near-term prospects of the issuer and the Company’s intent to sell, or 
whether it is more likely than not the Company will be required to sell the investment before recovery of the investment’s amortized-
cost basis. If the Company determines that an other-than-temporary decline exists, or if write downs related to credit losses are 
necessary, in one of these securities, the unrealized losses attributable to the respective investment would be reclassified to realized 
losses on short-term investments within the statement of operations. There were no impairments considered other-than-temporary 
as of December 31, 2018.

The following table shows the fair values and the gross unrealized losses of available-for-sale securities that were in a gross 

unrealized loss position, as of December 31, 2018, aggregated by investment category (in thousands):

Corporate notes and bonds

7. FAIR VALUE MEASUREMENTS

Estimated
Fair Value

Gross
Unrealized
Losses

$

7,000

$

(18)

The following table presents the fair value hierarchy for financial assets and liabilities measured at fair value on a recurring 

basis as of December 31, 2018 (in thousands):

Cash Equivalents:

Money market funds
Short-term investments:

Corporate notes and bonds

Other current liabilities:
Interest rate swaps
Contingent consideration

Other liabilities

Interest rate swaps
Contingent consideration

Total

Level 1

Level 2

Level 3

Total

$

34,064   $

—   $

— $

34,064

—  

7,000  

—

7,000

—
—  

(1,778)

—  

—
(15,182)

—
—
34,064

$

(8,151)
—
(2,929) $

—
(16,642)
(31,824) $

(1,778)
(15,182)

(8,151)
(16,642)
(689)

$

F-24

 
   
   
   
 
 
 
 
 
   
   
   
 
   
   
 
 
   
   
 
 
7. FAIR VALUE MEASUREMENTS (Continued)

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

The following table presents the fair value hierarchy for financial assets and liabilities measured at fair value on a recurring 

basis as of December 31, 2017 (in thousands):

Cash equivalents:

Money market funds
Short-term investments:

Corporate notes and bonds
U.S. agency obligations
U.S. treasury securities
Other current liabilities:

Contingent consideration

Total

Level 1

Level 2

Level 3

Total

$

162,347

$

— $

— $

162,347

—  
—  
—  

—  

231,479  
15,242  
20,567  

—  

$

162,347

$

267,288

$

—  
—  
—  

231,479
15,242
20,567

(7,400)  
(7,400) $

(7,400)
422,235

The Company determines the fair value of its security holdings based on pricing from its pricing vendors. The valuation 
techniques used to measure the fair value of financial instruments having Level 2 inputs were derived from non-binding consensus 
prices that are corroborated by observable market data or quoted market prices for similar instruments. Such market prices may 
be quoted prices in active markets for identical assets (Level 1 inputs) or pricing determined using inputs other than quoted prices 
that are observable either directly or indirectly (Level 2 inputs). The Company performs procedures to ensure that appropriate fair 
values are recorded such as comparing prices obtained from other sources.

The following table presents our financial instruments measured at fair value using unobservable inputs (Level 3) as of the 

years ended December 31 (in thousands):

Balance, beginning of period
Fair value adjustment(1)
Accretion expense (recognized in general and administrative expenses)
Contingent consideration attributable to and assumed from ABILITY Acquisition

Total

Fair Value
Measurements Using
Unobservable Inputs
(Level 3)

2018

2017

$

$

(7,400) $
(6,159)
(1,053)
(17,212)
(31,824) $

(12,600)
5,200
—
—
(7,400)

______________________________________
(1)  The Company recognized an adjustment of $5.6 million in general and administrative expenses related to the change in fair 
value of contingent consideration, and an adjustment of $0.6 million recognized in goodwill, which was a purchase accounting 
adjustment attributable to the ABILITY Acquisition.

2018 Credit Facilities

The Company records debt on the balance sheet at carrying value. The estimated fair value of the Company’s debt is determined 
based on Level 2 inputs including current market rates for similar types of borrowings. The following table presents the carrying 
value and fair value of the Company’s debt (including the current portion thereof) as of December 31, 2018 (in thousands):

Carrying amount
Fair value

Interest Rate Swaps

December 31,
2018

$
$

949,314
922,021

In connection with the 2018 Credit Agreement, the Company entered into four interest rate swaps during the second quarter 
of 2018, each of which mature in March 2025, to mitigate the risk of a rise in interest rates. These interest rate swaps mitigate the 
exposure on the variable component of interest on the Company’s 2018 Credit Facility. The interest rate swaps fix the LIBOR rate 
component of interest on $700.0 million of the 2018 Term Facility at a weighted average rate of approximately 2.8%. See “Note 

F-25

 
   
   
   
 
   
   
   
 
   
   
   
 
 
 
 
7. FAIR VALUE MEASUREMENTS (Continued)

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

10—Debt” for additional information. These interest rate swaps are designated as cash flow hedges and are deemed highly effective 
under ASC 815, Derivatives and Hedging. The interest rate swaps are recorded on the balance sheet at fair value as either assets 
or liabilities and any changes to the fair value are recorded through accumulated other comprehensive income and reclassified into 
interest expense in the same period in which the hedged transaction is recognized in earnings. Cash flows from interest rate swaps 
are reported in the same category as the cash flows from the items being hedged.

The following table presents the fair value of interest rate swaps on the balance sheet as of December 31, 2018 (in thousands):

Interest rate swap contract
Interest rate swap contract

Liability Derivative

Balance Sheet Location
Other current liabilities
Other liabilities

Fair Value

$
$

(1,778)
(8,151)

The following table presents the location and amount of gains and losses on interest rate swaps included in other comprehensive 

income (“OCI”) and the statement of operations for the year ended December 31, 2018 (in thousands):

Interest rate swap contract

Gain (Loss)
recognized in
OCI

$

(12,907)

Statement of Operations Location
Interest expense

(Gain) Loss
reclassified from
OCI

$

2,978

The net amount of accumulated other comprehensive income expected to be reclassified to interest expense in the next 12 

months is $1.9 million.

8. PROPERTY, EQUIPMENT AND CAPITALIZED SOFTWARE

Property, equipment and capitalized software consisted of the following (in thousands):

Office and computer equipment
Leasehold improvements
Purchased software
Capitalized software
Furniture and fixtures
Land
Buildings
Work in process
Total
Less: accumulated depreciation and amortization
Property, equipment and capitalized software, net

December 31,

2018

2017

$

$

76,748
13,158
45,304
128,356
6,412
390
14,028
5,811
290,207
(148,449)
141,758

$

$

55,840
10,096
26,425
114,569
4,670
390
14,028
16,323
242,341
(116,573)
125,768

The Company purchases software licenses and office equipment under capital lease agreements, with bargain purchase options 
at the end of the lease term. The total net amount of purchased software licenses and office equipment included in property and 
equipment at December 31, 2018 and 2017 was $5.5 million and $0.6 million, respectively.

The Company leases certain office space under a lease agreement that was determined to be a capital lease. This capital lease 
is classified as buildings within property and equipment. The total net amount of the capital lease at December 31, 2018 and 2017
was $10.9 million and $12.0 million, respectively. There were no leases of office spaces that were determined to be capital leases 
in 2016.

Depreciation expense for the years ended December 31, 2018, 2017, and 2016 was $52.7 million, $37.9 million, and $28.1 
million, respectively. Amortization of the capital leases included in depreciation expense was $1.4 million, $0.3 million, and $0.1 
million, for the years ended December 31, 2018, 2017, and 2016, respectively. At December 31, 2018 and 2017, the Company had 
unamortized  capitalized  software  costs,  including  costs  classified  as  work  in  progress,  of  $57.8  million  and  $54.2  million, 
respectively.

F-26

 
 
 
8. PROPERTY, EQUIPMENT AND CAPITALIZED SOFTWARE (Continued)

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

At December 31, 2018 and 2017, work in process consisted primarily of purchased software licenses, computer equipment, 

and capitalized software, which was not placed into service.

9. GOODWILL AND INTANGIBLE ASSETS

Goodwill

Goodwill is primarily derived from the Company’s acquisitions of ABILITY in 2018, Creehan in 2016, Avalere in 2015, 
Catalyst  Information Technologies, Inc.  in  2009,  and  Medical  Reliance  Group, Inc.  in  2006.  Refer  to  “Note  2—Summary  of 
Significant Accounting Policies” for a discussion of our accounting policy. Refer to “Note 3—Business Combinations” for further 
information regarding the goodwill that arose from the Company’s acquisitions of ABILITY during 2018 and Creehan during 
2016.

The following table summarizes the activity related to the carrying value of our goodwill during the years ended December 31, 

2018 and 2017 (in thousands):

Goodwill as of January 1, 2017
Adjustments recorded in connection with the acquisition of Creehan(1)
Goodwill as of December 31, 2017
Goodwill recorded in connection with the acquisition of ABILITY
Goodwill as of December 31, 2018

$

$

184,557
375
184,932
771,097
956,029

______________________________________
(1)  During 2017, the Company finalized the working capital adjustments for Creehan. The adjustments had no impact on the 
Company’s revenues or expenses. Based on our assessments of qualitative and quantitative factors, the adjustments were not 
considered to be material to our consolidated financial statements, individually or in the aggregate, to any previously issued 
consolidated financial statements.

Intangible Assets

Intangible assets at December 31, 2018 and 2017 were as follows (in thousands):

December 31, 2018

Technology(1)
Trademark and trade names
Database
Customer relationships
Non-compete agreements

Total

______________________________________

Gross
116,177
31,860
6,500
480,950
820
636,307

$

$

Accumulated
Amortization
$

(28,882) $
(6,415)
(6,012)
(58,835)
(820)
(100,964) $

$

Weighted
Average 
Remaining
Useful Life 
(years)

11.7
13.4
0.7
11.6
0.0

Net

87,295
25,445
488
422,115
—
535,343

(1)  Upon completion of the development process of our in-process R&D the Company performed an impairment assessment and 
determined there was no impairment. As such, $1.6 million of in-process R&D was reclassified to a definite-lived technology 
intangible asset upon being placed into service. The Company evaluated the useful life of the asset resulting from the R&D 
activities pursuant to ASC 350 and determined a useful life of 5.0 years was appropriate based on the period over which the 
asset is expected to contribute to future cash flows. The Company began amortizing the asset over the useful life on the date 
the asset was placed into service. 

F-27

 
 
9. GOODWILL AND INTANGIBLE ASSETS (Continued)

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

December 31, 2017

Technology
Trademark and tradenames
Database
Customer relationships
Non-compete agreements
In-Process R&D

Total

Gross

28,577
12,860
6,500
95,950
820
1,600
146,307

$

$

$

Accumulated
Amortization
$

(20,313) $
(3,580)
(5,362)
(27,088)
(638)
—
(56,981) $

Weighted
Average 
Remaining
Useful Life 
(years)

2.8
6.2
1.8
7.4
0.7
Indefinite

Net

8,264
9,280
1,138
68,862
182
1,600
89,326

Amortization expense for the years ended December 31, 2018, 2017, and 2016 was $44.0 million, $15.2 million, and $9.2 

million, respectively.

Estimated future amortization expense of intangible assets, based upon the Company’s intangible assets at December 31, 2018, 

is as follows (in thousands):

Year ending December 31:
2019
2020
2021
2022
2023
Thereafter
Total

10. DEBT

Amount

52,302
50,821
48,035
48,035
47,874
288,276
535,343

$

$

On September 19, 2014, the Company entered into a Credit and Guaranty Agreement with a group of lenders and Goldman 
Sachs Bank USA, as administrative agent (the “2014 Credit Agreement”). The terms of the 2014 Credit Agreement provided for 
credit facilities in the aggregate maximum principal amount of $400.0 million, consisting of a senior unsecured term loan facility 
in the original principal amount of $300.0 million (the “2014 Term Loan Facility”), and a senior unsecured revolving credit facility 
in the maximum principal amount of $100.0 million (the “2014 Revolving Credit Facility” and, together with the 2014 Term Loan 
Facility, the “2014 Credit Facilities”). The 2014 Term Loan Facility had a five-year term and was an amortizing facility with 
principal payments quarterly and interest payments monthly.

On April 2, 2018, the Company paid in full all existing debt obligations under the 2014 Credit Agreement and terminated all 
commitments to extend further credit thereunder. On April 2, 2018, the Company entered into a credit agreement (the “2018 Credit 
Agreement”) with a group of lenders and Morgan Stanley Senior Funding, Inc. (“MSSF”), as administrative agent, providing for 
(i) a term loan B facility with the Company as borrower in a total principal amount of $980.0 million (the “2018 Term Facility”); 
and (ii) a revolving credit facility with the Company as borrower in a total principal amount of up to $100.0 million (the “2018 
Revolving Facility” and, together with the 2018 Term Facility, the “2018 Credit Facilities”). The 2018 Revolving Facility will 
terminate on April 2, 2023 and the 2018 Term Facility will mature on April 2, 2025. The entire $980.0 million 2018 Term Facility 
was borrowed on April 2, 2018, and was used to pay off all of the Company’s existing debt obligations under the 2014 Credit 
Facilities as well as to provide the financing necessary to fund, in part, the cash consideration paid to acquire ABILITY. A loss on 
the early extinguishment of debt of $0.1 million was recognized during the year ended December 31, 2018 related to the write-
off of unamortized deferred financing fees.

At the option of the Company, the loans outstanding under the 2018 Term Facility will bear interest either at: (i) Adjusted 
London Interbank Offer Rate (“LIBOR”) plus an applicable rate of 3.50% or (ii) the Alternate Base Rate (“ABR”) plus an applicable 
margin. The Company may elect interest periods of one, two, three or six months for Adjusted LIBOR borrowings. As set forth 
in the 2018 Credit Agreement, the ABR is the higher of: (i) the rate that MSSF as Administrative Agent announces from time to 

F-28

 
 
 
 
10. DEBT (Continued)

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

time as its prime or base commercial lending rate, as in effect from time to time, (ii) the Federal Funds Effective Rate plus ½ of 
1.0% and (iii) one-month Adjusted LIBOR plus 1.0%.

The Company is required to pay a commitment fee ranging from 0.25% to 0.375% per annum in respect of the daily average 
unused  commitments  under  the  2018  Revolving  Facility  based  on  the  Company’s  senior  secured  net  leverage  ratio.  As 
of December 31, 2018, the Company had $100.0 million available consisting of $99.0 million on the 2018 Revolving Facility and 
a letter of credit of $1.0 million. 

The following table discloses the outstanding debt at each balance date as follows (in thousands):

2018 Term Facility(1)
2014 Revolving Credit Facility
Total Credit Facilities
Less: current portion
Non-current Credit Facilities

______________________________________

December 31,
2018
949,314
—
949,314
9,800
939,514

$

$

$

$

December 31,
2017

—
236,250
236,250
45,000
191,250

(1)  The 2018 Term Facility is presented net of unamortized deferred financing fees and original issue discount (“OID”) of $28.2 

million. 

The Company incurred an OID of $14.7 million and deferred financing fees of $16.4 million related to the 2018 Term Facility, 
which are shown as a direct reduction to the face amount and amortized as interest expense, using the effective interest method, 
over the life of the 2018 Credit Agreement. The Company incurred $1.9 million in deferred financing fees related to the 2018 
Revolving Facility, which is amortized as interest expense using the straight-line method. During the year ended December 31, 
2018,  the  Company  recognized  $1.4  million  in  OID  amortization  expense  related  to  the  2018  Term  Facility.  The  Company 
recognized $1.5 million in deferred financing fees related to the 2018 Term Facility during the year ended December 31, 2018. 
The Company recognized $0.3 million in amortization expense related to the 2018 Revolving Facility during the year ended 
December 31, 2018.

The Company and its Restricted Subsidiaries (as defined in the 2018 Credit Agreement) are subject to certain affirmative and 
negative covenants under the 2018 Credit Agreement, and the 2018 Credit Agreement includes certain customary representations 
and warranties of the Company. As of December 31, 2018, the Company is in compliance with the covenants under the 2018 Credit 
Agreement.

Scheduled principal maturity of the 2018 Credit Facilities follows (in thousands):

2019
2020
2021
2022
2023
Thereafter
Total scheduled maturities
Unamortized deferred financing fees and OID
Total Credit Facilities

11. COMMITMENTS AND CONTINGENCIES

Amount

9,800
9,800
9,800
9,800
9,800
928,550
977,550
(28,236)
949,314

$

$

Operating Leases—The Company leases office space and co-located data center facilities under operating lease arrangements, 

some of which contain renewal options. 

F-29

 
Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

11. COMMITMENTS AND CONTINGENCIES (Continued)

Future non-cancellable lease payments as of December 31, 2018 are as follows (in thousands):

Year ending December 31,
2019
2020
2021
2022
2023
Thereafter
Total

Amount

11,250
7,059
5,898
5,303
3,821
15,599
48,930

$

$

Total expense under operating leases was $10.7 million, $11.3 million, and $8.9 million, during the years ended December 31, 
2018, 2017, and 2016, respectively. Certain operating leases contain rent escalation clauses, which are recorded on a straight-line 
basis over the initial term of the lease, with the difference between the rent paid and the straight-line rent recorded as a deferred 
rent liability. Lease incentives received from landlords are recorded as deferred rent liabilities and are amortized on a straight-line 
basis over the lease term as a reduction to rent expense. The deferred rent liability was $3.8 million and $2.0 million at December 31, 
2018 and 2017, respectively.

Capital  Leases—The  total  capital  lease  liability  at  December 31,  2018  and  2017  was  $16.8  million  and  $12.4  million, 

respectively. Future minimum lease payments as of December 31, 2018 are as follows (in thousands):

Year ending December 31,
2019
2020
2021
2022
2023
Thereafter
Total minimum lease payments
Less amount representing interest
Present value of minimum lease payments

Amount

3,509
2,567
2,017
1,181
1,275
8,831
19,380
(2,548)
16,832

$

$

Legal Proceedings—From time to time the Company is involved in various litigation matters arising out of the normal course 
of business. The Company consults with legal counsel on those issues related to litigation and seeks input from other experts and 
advisors  with  respect  to  such  matters.  Estimating  the  probable  losses  or  a  range  of  probable  losses  resulting  from  litigation, 
government actions and other legal proceedings is inherently difficult and requires an extensive degree of judgment, particularly 
where the matters involve indeterminate claims for monetary damages, may involve discretionary amounts, present novel legal 
theories, are in the early stages of the proceedings, or are subject to appeal. Whether any losses, damages or remedies ultimately 
resulting from such matters could reasonably have a material effect on the Company’s business, financial condition, results of 
operations, or cash flows will depend on a number of variables, including, for example, the timing and amount of such losses or 
damages (if any) and the structure and type of any such remedies. The Company’s management does not presently expect any 
litigation matters to have a material adverse impact on the condensed consolidated financial statements of the Company.

There have been no significant or material developments to current legal proceedings, including the estimated effects on the 
Company’s condensed consolidated financial statements and note disclosures, other than the following updates with respect to the 
Xiang v. Inovalon Holdings, Inc., et.al., No. 1:16-cv-04923 case filed in the United States District Court for the Southern District 
of New York on June 24, 2016 against the Company, certain officers, directors and underwriters in the Company’s initial public 
offering, which was previously disclosed. Expert discovery was completed on December 21, 2018. Subsequent to December 31, 
2018, on January 23, 2019, the parties informed the court that they had accepted a mediator’s recommendation on the amount of 
a settlement, subject to agreement on the terms and settlement documentation. On the same day, the court stayed all proceedings 
for a period of not more than 60 days to enable the parties to finalize the settlement and settlement documentation and move for 
preliminary approval of the settlement. On January 24, 2019, the parties filed a motion with the U.S. Court of Appeals for the 

F-30

 
 
 
 
11. COMMITMENTS AND CONTINGENCIES (Continued)

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

Second Circuit requesting that the pending petition seeking permission to appeal the court’s class certification order under Federal 
Rule of Civil Procedure 23(f) be held in abeyance pending the resolution of settlement negotiations, which request the court granted 
on January 28, 2019. On February 20, 2019, the parties executed a settlement agreement, which is subject to Court approval, and 
provides for the dismissal of all claims against the defendants in connection with the securities class action suit, and provides for 
a payment to the class of $17 million, of which the Company has agreed to contribute $1.7 million, with the remaining amounts 
to be paid by the Company’s insurance carriers. The settlement contains no admission of liability by the Company and the other 
defendants. The amounts owed by and due to the Company have been recorded within other current liabilities and within prepaid 
expenses and other current assets, respectively, on the consolidated balance sheet. 

12. RESTRUCTURING EXPENSE

During the second quarter of 2018, the Company completed actions under restructuring programs as part of its continuing 
efficiency-enhancement and cost-reduction initiatives, both as part of its ongoing margin expansion goals, as well as related to the 
recent acquisition and ongoing integration of ABILITY. The initiatives primarily related to workforce reductions, site closures, 
streamlining of software development initiatives, changes in the structure of certain business functions, and strategic initiatives to 
achieve cost and product development synergies in connection with the ABILITY Acquisition (as defined in “Note 3—Business 
Combinations”). 

During the year ended December 31, 2018, the Company incurred $9.5 million in restructuring expense which includes $6.4 
million related to a streamlining of software development initiatives, $1.8 million in severance expense, and $1.3 million for lease 
termination  costs  and  accelerated  depreciation  related  to  associated  leasehold  improvements. As  of  December 31,  2018,  the 
Company had a remaining restructuring liability associated with severance and lease termination costs of $0.6 million. 

The following table presents restructuring liability activity for the year ended December 31, 2018 (in thousands):

Balance as of December 31, 2017

Accruals for severance

Accruals for lease termination

Severance payments

Lease termination accretion

Balance as of December 31, 2018

13. STOCK-BASED COMPENSATION

$

$

—

1,764

1,405
(1,750)
(830)
589

On December 31, 2006, the Company and its stockholders established the 2007 Long-Term Incentive Plan (the “2007 Plan”), 
under which the Company’s Board of Directors, at its discretion, could grant stock options to employees and certain directors of 
the Company. During 2009, the Plan was amended and currently authorizes the grant of stock options or other equity instruments 
for up to 10,275,000 shares of common stock. The stock-based awards granted under the Plan generally expire at the earlier of a 
specified period after termination of service or the date specified by the Board of Directors at the date of grant, but not more than 
ten years from such grant date. Stock issued as a result of exercised stock options will be issued from the Company’s authorized 
available stock. Effective June 5, 2012, the 2007 Long-Term Incentive Plan changed its name to the Inovalon, Inc. 2007 Long-
Term Incentive Plan. Options granted under the Plan may be incentive stock options or non-qualified stock options under the 
applicable provisions of the Internal Revenue Code. The 2007 Long-Term Incentive Plan was terminated upon completion of the 
IPO. Awards granted under the 2007 Long-Term Incentive Plan will remain outstanding until the earlier of exercise, forfeiture, 
cancellation or expiration.

On February 18, 2015, the date of the completion of the Company’s IPO, the Company’s 2015 Omnibus Incentive Plan (the 
“2015 Plan”) became effective. The 2015 Plan provides for the grant of incentive stock options, within the meaning of Section 422 
of the Internal Revenue Code of 1986, as amended (the “Code”), to the Company’s employees and any parent and subsidiary 
employees, and for the grant of non-qualified stock options, stock appreciation rights, restricted stock, RSAs, RSUs, dividend 
equivalent rights, cash-based awards (including annual cash incentives and long-term cash incentives), and any combination thereof 
to the Company’s employees, directors, and consultants and to employees, directors, and consultants of certain affiliated entities. 
The Company reserved for issuance under the 2015 Plan shares of its Class A common stock equal to the sum of: (i) 7,335,430
shares of Class A common stock; and (ii) the number of shares of its Class A common stock underlying awards granted under the 
Company’s 2007 Long-Term Incentive Plan, which was terminated upon completion of the IPO, that are forfeited, canceled, or 
expire (whether voluntarily or involuntarily).

Stock Options

F-31

13. STOCK-BASED COMPENSATION (Continued) 

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

The Company uses the Black-Scholes option-pricing model to determine the estimated fair value for stock option awards. 
The Black-Scholes option-pricing model requires the use of estimates, including the fair market value of the Company’s common 
stock prior to the Company’s IPO, expected stock price volatility, expected term, estimated forfeitures and the risk-free interest 
rate. The fair value of stock option awards is amortized on a straight-line basis over the requisite service period of the awards, 
which is generally the vesting period.

Prior to the Company’s IPO, determining the fair value of the Company’s common stock required complex and subjective 
judgment and estimates. There is inherent uncertainty in making these judgments and estimates. Since the Company’s share price 
was  not  publicly  quoted  and  lacked  an  active  trading  market  prior  to  the  Company’s  IPO  in  February  2015,  the  Company’s 
Compensation Committee was required to estimate the fair value of the common stock at each meeting at which options were 
granted based on factors including, but not limited to, contemporaneous valuations of the Company’s common stock performed 
by an unrelated third-party specialist, the lack of marketability of the Company’s common stock, developments in the business, 
share  repurchase  arrangements,  the  status  of  the  Company’s  development  and  sales  efforts,  revenue  growth,  valuations  of 
comparable companies, and additional objective and subjective factors relating to the Company’s business.

Expected volatility was calculated as of each grant date based on reported data for several unrelated public companies within 
the Company’s industry that are considered to be comparable to the Company and for which historical information was available. 
The  average  expected  term  was  determined  under  the  simplified  calculation  as  provided  by  the  Securities  and  Exchange 
Commission’s Staff Accounting Bulletin No. 107, Share-Based Payment, which is the mid-point between the vesting date and the 
end of the contractual term. The dividend yield assumption of zero was based upon the fact that the Company does not have a 
formal dividend payment policy, the Company does not intend to pay cash dividends on its common stock in the future, and, to 
the extent the Company pays dividends in the future, there is no assurance that any such dividends will be comparable to those 
previously declared. Any declarations of dividends and the establishment of future record and payment dates are subject to the 
final determination of the Company’s Board of Directors. The risk-free interest rate was determined by reference to the U.S. 
Treasury yield curve rates with the remaining term commensurate with the expected life assumed at the date of grant. Forfeitures 
are recorded as adjustments to expense as they occur.

The Company did not grant any options during the years ended December 31, 2018, 2017 and 2016. Stock option activity is 

as follows:

Balance at January 1, 2018
Stock options granted
Stock options exercised
Stock options cancelled

Balance at December 31, 2018
Exercisable at December 31, 2018
Vested and expected to vest at December 31, 2018

Number of
Shares
Outstanding
1,313,310

$
— $
(258,921) $
(197,305) $
$
857,084
$
701,742
$
857,084

Weighted-
Average
Grant-date
Fair Value
of Underlying
Common
Stock

Weighted-
Average
Exercise
Price

7.47

— $

—  

Weighted-
Average
Remaining
Contractual
Life (in years)
5.4

Aggregate
Intrinsic
Value
(in thousands)
9,895
$

7.01
7.36
7.63
7.63
7.63

4.3
4.1
4.3

$
$
$

5,616
4,600
5,616

As of December 31, 2018, there is $0.6 million of total unrecognized compensation expense related to unvested stock options, 

and this expense is expected to be recognized over a weighted-average period of 0.5 years.

The aggregate intrinsic value in the table above represents the total intrinsic value (the difference between the fair value of 
the Company’s common stock and the exercise price, multiplied by the number of in-the-money options) that would have been 
received by the option holders had all option holders exercised their options. This amount is subject to change based on changes 
to the fair market value of the Company’s common stock. The total intrinsic value of options exercised during the years ended 
December 31, 2018, 2017 and 2016 was $1.2 million, $4.2 million, and $7.7 million, respectively. 

Restricted Stock Units

In November 2014, the Company began issuing RSUs pursuant to the 2007 Plan. The Company uses the fair market value of 
the underlying common stock on the date of grant to determine the fair value of RSUs. The RSUs vest upon the satisfaction of 
both a service condition and a liquidity condition. The service condition for these awards is satisfied over five years. The liquidity 
condition is satisfied upon the occurrence of a qualifying event, defined as a change of control transaction or six months following 

F-32

 
   
 
 
   
 
 
   
 
 
   
   
   
13. STOCK-BASED COMPENSATION (Continued) 

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

the completion of the Company’s IPO. As of December 31, 2014, no stock-based compensation expense had been recognized for 
these RSUs because the qualifying events (described above) had not occurred. This six-month period following the IPO is not a 
substantive service condition and, accordingly, in 2015, the year in which the Company consummated its IPO, the Company 
recognized cumulative stock-based compensation expense for the portion of the RSUs that had met the service condition as of that 
date,  following  the  straight-line  method,  net  of  estimated  forfeitures. All  remaining  unrecognized  stock-based  compensation 
expense related to these RSUs is recorded over the remaining requisite service period using the straight-line method. 

During 2015, the Company began granting RSUs to employees pursuant to the 2015 Plan. These awards vest ratably over 
five years on each anniversary of the grant date. Upon vesting, the Company will deliver to the holder shares of the Company’s 
Class A common stock under the 2015 Plan. In 2017, the Company began issuing RSUs to non-employee directors. These awards 
fully vest upon the one-year anniversary of the award grant date, subject to continued service as a director through the vesting 
date. Upon vesting, the Company will deliver to the holder shares of the Company’s Class A common stock unless a deferral 
election has been made under certain circumstances. Pursuant to the terms of the awards, any unvested shares terminate upon the 
RSU holders’ separation from the Company. The Company recognizes stock-based compensation expense ratably over the requisite 
service period and records adjustments related to forfeitures as they occur.

A summary of RSU activity is as follows:

RSUs granted and unvested at January 1, 2018

RSUs granted during 2018
RSUs vested during 2018
RSUs forfeited during 2018

RSUs granted and unvested at December 31, 2018

Number of RSUs
220,938
101,454
(95,690)
(34,834)
191,868

$

$

Weighted
Average
Fair Value
Per Unit

19.94
10.35
19.14
21.50
14.98

The weighted-average fair value of RSUs granted during the years ended December 31, 2018, and 2017 was $10.35 and 
$13.70, respectively. There were no RSUs granted during the year ended December 31, 2016. During the years ended December 31, 
2018 and 2017, these awards had an aggregate grant date fair value of $1.1 million and $0.6 million, respectively. The total fair 
value of RSUs vested during the years ended December 31, 2018, 2017 and 2016 was $1.1 million, $1.3 million and $1.5 million, 
respectively. As of December 31, 2018, there was a total of $1.7 million in unrecognized compensation cost related to unvested 
RSUs, which are expected to be recognized over a weighted-average period of approximately 0.8 years.

Restricted Stock Awards

During 2015, the Company began granting RSAs pursuant to the 2015 Plan. RSAs granted to directors fully vest upon the 
one  year  anniversary  of  the  award  grant  date.  RSAs  granted  to  employees  vest  over  two  to  five  years  either  ratably  on  each 
anniversary of the grant date or cliff vest at the end of the vest period. Upon vesting, the Company will deliver shares of the 
Company’s Class A common stock to the holders. Pursuant to the terms of the awards, any unvested shares terminate upon the 
RSA holders’ separation from the Company. The Company recognizes stock-based compensation expense for the RSAs following 
the straight-line method over the requisite service period. The Company records adjustments related to forfeitures as they occur.

In March 2017, the Company began issuing RSAs with performance conditions under the 2015 Plan. The awards have vesting 
conditions tied to the achievement of specified performance conditions, which have target performance levels that span from three
to five years. Upon the conclusion of the performance period, the performance level achieved will be measured and the ultimate 
number of shares that vest will be determined. Stock-based compensation expense for these awards is recorded either ratably over 
the vesting period or based on a graded vest method, depending on the specific terms of the award and the probability of achievement 
of the specified performance conditions. During 2018, the Company granted 2.6 million RSAs, of which 0.4 million had performance 
vesting conditions. 

F-33

 
Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

13. STOCK-BASED COMPENSATION (Continued) 

A summary of RSA activity is as follows:

RSAs granted and unvested at January 1, 2018

RSAs granted during 2018
RSAs vested during 2018
RSAs forfeited during 2018

RSAs granted and unvested at December 31, 2018

Number of
RSAs
4,601,632
2,571,839
(758,277)
(1,475,775)
4,939,419

$

$

Weighted
Average
Fair Value
Per Unit

13.43
11.12
13.57
12.87
12.37

The weighted-average fair value of an RSA granted during the years ended December 31, 2018, 2017 and 2016 was $11.12, 
$12.64 and $13.81, respectively. During the years ended December 31, 2018, 2017 and 2016, these awards had an aggregate grant 
date fair value of $28.6 million, $33.5 million and $36.9 million, respectively. The total fair value of RSAs vested during the years 
ended December 31, 2018, 2017 and 2016 was $8.6 million, $9.3 million and $3.0 million, respectively. As of December 31, 2018, 
there was a total of $52.6 million in unrecognized compensation cost related to unvested RSAs, which are expected to be recognized 
over a weighted-average period of approximately 3.4 years.

Employee Stock Purchase Plan

On February 18, 2015, the date of the completion of the Company’s IPO, the 2015 Employee Stock Purchase Plan (“2015 
ESPP”)  became  effective.  The  2015  ESPP  provides  (i)  for six  months  purchase  periods  (commencing  each  March 1  and 
September 1) and (ii) that the purchase price for shares of Class A common stock purchased under the 2015 ESPP will be 85% of 
the fair market value of the Company’s Class A common stock on the last day of the applicable offering period. Eligible employees 
are able to select a rate of payroll deduction between 1% and 15% of their base cash compensation subject to a maximum payroll 
deduction per offering period of $7,500. The 2015 ESPP is intended to qualify as an employee stock purchase plan under Section 423 
of the Code. The Company reserved 1,833,857 shares of Class A common stock for issuance under the 2015 ESPP. The following 
table summarizes the ESPP activity during the years shown:

Shares purchased and issued
Weighted average discounted price per share
Stock-based compensation expense (in thousands)

14. EMPLOYEE BENEFIT PLANS 

Year Ended December 31,

2018

2017

2016

90,084
9.74
141

$
$

49,247
11.08
154

$
$

61,184
14.03
140

$
$

On June 1, 2007, the Company adopted a 401(k) Profit Sharing Plan and Trust (“401(k) Plan”). The 401(k) Plan was amended 
on February 1, 2010. The amended 401(k) Plan allows employees to become eligible to participate upon the completion of 30 days
of service. The Company matches employee contributions up to 4.0% of their compensation and the employer contributions vest 
immediately.

During the years ended December 31, 2018, 2017, and 2016, total expense recorded for the Company’s matching 401(k) 

contributions were $6.3 million, $5.2 million, and $5.2 million, respectively.

15. STOCKHOLDERS’ EQUITY

On May 4, 2016, the Company announced that its Board of Directors authorized a program to repurchase up to $100.0 million
of Inovalon’s Class A common stock through December 31, 2017. Repurchases under the Company’s share repurchase program 
have been made in open-market or privately negotiated transactions. The Company funded repurchases through a combination of 
cash on hand, cash generated by operations and sales of short-term investments, if needed. On November 2, 2016, the Company 
announced that its Board of Directors authorized an expansion of the share repurchase program to repurchase up to an additional 
$100.0 million of shares of Inovalon’s Class A Common Stock (bringing the total to $200.0 million) through December 31, 2017. 
The share repurchase program did not obligate the Company to acquire any particular amount of Class A common stock. During 
the years ended December 31, 2017 and 2016, the Company repurchased 7,111,190 and 7,508,985 Class A common shares for 
$93.6  million  and  $106.2  million,  respectively,  at  an  average  cost  of  $13.16  and  $14.15  per  share,  respectively,  excluding 
commissions. The share repurchase program expired on December 31, 2017 and there were no repurchases during 2018.

F-34

 
Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

16. INCOME TAXES

The provision for income taxes consisted of the following (in thousands): 

Current:

Federal(1)
State

Total current (benefit) provision

Deferred:
Federal
State

Total deferred benefit

Total (benefit from) provision for income taxes

Year Ended December 31,

2018

2017

2016

$

$

(2,113) $
215
(1,898)

(8,009)
(4,486)
(12,495)
(14,393) $

$

2,272
2,162
4,434

(8,333)
1,668
(6,665)
(2,231) $

7,747
5,788
13,535

(1,533)
(207)
(1,740)
11,795

______________________________________
(1)  As of December 31, 2018, the current income tax benefit reflects the recognition of a $2.1 million income tax receivable from 
amended federal income tax returns to carry back the net operating loss and tax credits generated in 2017 and refundable 
alternative minimum tax credit.

The provision for income taxes reconciles to the amount computed by applying the federal statutory rate, 21.0%, to income 

before income taxes as follows (in thousands, except percentages):

Year Ended December 31,

Expected federal income tax
State income taxes, net of federal income tax effect
Permanent items
Research and development tax credits
Excess tax benefits and stock-based compensation
Acquisition-related tax adjustments
Enactment of the Tax Act
Other
Income tax expense

2018

21.0 % $ (11,247)
(4,270)
8.0 %
(614)
1.1 %
(850)
1.6 %
559
(1.0)%
(2.1)%
1,144
— %
885
(1.7)%
26.9 % $ (14,393)

2017
35.0 % $
8.0 %
0.3 %
(2.6)%
(0.7)%
(1.4)%
— (47.4)%
2.0 %
(6.8)% $

11,406
2,606
88
(850)
(243)
(445)
(15,461)
668
(2,231)

2016
35.0 % $
7.4 %
(0.9)%
(1.9)%
(3.0)%
(4.3)%
— %
(2.0)%
30.3 % $

13,650
2,859
(357)
(756)
(1,165)
(1,686)
—
(750)
11,795

In December 2017, the Tax Act was enacted which included a number of changes to existing U.S. tax laws that impact the 
Company, most notably a reduction of the U.S. corporate income tax rate from 35% to 21% for tax years beginning after December 
31, 2017. The Tax Act also provided for the acceleration of depreciation for certain assets placed into service after September 27, 
2017 and prospective changes beginning in 2018, including repeal of the domestic manufacturing deduction, acceleration of tax 
revenue recognition, capitalization of research and development expenditures, additional limitations on executive compensation 
and limitations on the deductibility of interest. As a result of the reduction in the U.S. corporate income tax rate from 35% to 21%
under the Tax Act, the Company revalued its ending net deferred tax liabilities at December 31, 2017 and recognized a $15.5 
million tax benefit in the Company’s consolidated statement of operations for the year ended December 31, 2017. The Company 
completed its accounting for the income tax effects of the Tax Act in 2017.

F-35

 
 
 
 
 
 
 
 
 
 
16. INCOME TAXES (Continued)

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

Deferred income taxes reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities 
for financial reporting purposes and the amounts used for income tax purposes. Significant components of the Company’s deferred 
tax assets and liabilities were as follows (in thousands):

Components of deferred tax assets and liabilities
Deferred tax assets:

Net operating loss carryforwards
Interest expense carryforwards
Accrued expenses and reserves
Stock-based compensation
Unrealized gains and losses in other comprehensive income
Tax credit carryforwards
Deferred rent
Other
Total deferred tax assets

Deferred tax liabilities:

Intangibles
Property, equipment and capitalized software
Prepaids and other
Total deferred tax liabilities

Net deferred tax liabilities before valuation allowance
Valuation Allowance
Net deferred tax liabilities

 December 31,

2018

2017

$

$

17,258
11,278
4,571
3,553
3,200
3,114
1,263
1,371
45,608

127,272
26,612
2,092
155,976
110,368
301
110,669

$

$

2,654
—
313
3,040
257
217
581
284
7,346

9,568
21,564
2,639
33,771
26,425
217
26,642

As of December 31, 2018, the Company has U.S. federal and state net operating loss carryforwards of approximately $10.7 
million and $8.3 million, respectively. The majority of the U.S. federal net operating loss carryforwards will not expire and the 
majority  of  the  state  net  operating  losses  will  expire  by  2038. As  of  December 31,  2018,  the  Company  has  interest  expense 
carryforwards of approximately $11.3 million that can be carried forward indefinitely. As of December 31, 2018, the Company 
has U.S. federal and state tax credit carryforwards of approximately $3.1 million and $0.5 million, respectively, gross of any 
uncertain tax position considerations. The tax credit carryforwards will expire between 2022 and 2038. Change of control provisions 
as defined in Section 382 of the Internal Revenue Code have been analyzed and are not expected to materially limit the Company’s 
use of the interest expense, net operating loss, or tax credit carryforwards.

Uncertain Tax Positions—During the years ended December 31, 2018, 2017, and 2016, changes in the liability for gross 
uncertain tax position, including interest were $1.2 million, $0.1 million, and $0.1 million, respectively. The interest and penalties 
related to uncertain tax positions are classified as a component of income tax expense.

The following table presents the changes in uncertain tax position (in thousands).

Uncertain tax position
January 1

Gross increase in tax positions in prior period
Gross decrease in tax positions in prior period
Gross increase in tax positions from acquisitions
Settlement
Lapse of statute of limitations

Uncertain tax position at December 31

2018

2017

2016

$

$

— $
32
(1)
1,162
—
(35)
1,158

$

$

80
291
(160)
—
(211)
—
— $

—
80
—
—
—
—
80

F-36

 
 
 
 
 
 
 
 
 
 
 
 
16. INCOME TAXES (Continued)

Inovalon Holdings, Inc.
Notes to Consolidated Financial Statements (Continued)

If the uncertain tax positions were to be resolved favorably, total uncertain tax position in an amount of approximately $1.2 
million would reduce income tax expense and the Company’s effective tax rate in the future. While it is reasonably possible that 
the amount of the unrecognized tax benefits could increase or decrease during the next twelve months, we believe it is unlikely 
that the change would be a material amount.

While the Company believes it has adequately provided for all tax positions, amounts asserted by taxing authorities could 
differ from the Company’s accrued position. Accordingly, additional provisions on federal, state and foreign tax-related matters 
could be recorded in the future as revised estimates are made or the underlying matters are settled or otherwise resolved.

The Company is subject to taxation by the United States of America, various United States of America jurisdictions, and 

Puerto Rico. The number of years with open tax audits varies depending on the tax jurisdiction.

F-37

INOVALON HOLDINGS, INC.
Schedule II
Valuation and Qualifying Accounts and Reserves
(in thousands)

Allowance for Accounts Receivable

Deductions

(5,247) $
(10,630) $
(1,032) $

Balance at
End of Year
3,350
2,038
3,782

Year Ended December 31, 2018
Year Ended December 31, 2017
Year Ended December 31, 2016

Balance at
Beginning
of Year

Additions
Charged
Against
Revenue

Additions
Charged to
Cost and
Expense

$
$
$

2,038
3,782
1,022

$
$
$

3,039
8,886
3,792

$
$
$

3,520

$
— $
— $

F-38

Exhibit 31.1 

I, Keith R. Dunleavy, M.D., certify that:

CERTIFICATION

        1.     I have reviewed this Annual Report on Form 10-K of Inovalon Holdings, Inc.;

        2.     Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary 
to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period 
covered by this report;

        3.     Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material 
respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

        4.     The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as 
defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) 
and 15d-15(f)) for the registrant and have:

        (a)   Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under 
our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known 
to us by others within those entities, particularly during the period in which this report is being prepared;

        (b)   Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed 
under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial 
statements for external purposes in accordance with generally accepted accounting principles;

        (c)   Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions 
about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such 
evaluation; and

(d)   Disclosed  in  this  report  any  change  in  the  registrant's  internal  control  over  financial  reporting  that  occurred  during  the 
registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an Annual Report) that has materially affected, 
or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and

 5.     The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial 
reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):

 (a)   All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting 
which  are  reasonably  likely  to  adversely  affect  the  registrant's  ability  to  record,  process,  summarize  and  report  financial 
information; and

(b)   Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's 
internal control over financial reporting.

/s/ KEITH R. DUNLEAVY, M.D.
Keith R. Dunleavy, M.D.
Chief Executive Officer & Chairman
(Principal Executive Officer)

Date: February 20, 2019 

        
       
Exhibit 31.2 

I, Jonathan R. Boldt, certify that:

CERTIFICATION

        1.     I have reviewed this Annual Report on Form 10-K of Inovalon Holdings, Inc.;

        2.     Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary 
to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period 
covered by this report;

        3.     Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material 
respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

        4.     The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as 
defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) 
and 15d-15(f)) for the registrant and have:

        (a)   Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under 
our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known 
to us by others within those entities, particularly during the period in which this report is being prepared;

        (b)   Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed 
under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial 
statements for external purposes in accordance with generally accepted accounting principles;

        (c)   Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions 
about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such 
evaluation; and

(d)   Disclosed  in  this  report  any  change  in  the  registrant's  internal  control  over  financial  reporting  that  occurred  during  the 
registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an Annual Report) that has materially affected, 
or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and

 5.     The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial 
reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):

 (a)   All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting 
which  are  reasonably  likely  to  adversely  affect  the  registrant's  ability  to  record,  process,  summarize  and  report  financial 
information; and

(b)   Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's 
internal control over financial reporting.

/s/ JONATHAN R. BOLDT
Jonathan R. Boldt
Chief Financial Officer
(Principal Financial Officer & Principal Accounting Officer)

Date: February 20, 2019 

        
       
CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.1 

        In connection with the Annual Report of Inovalon Holdings, Inc. (the "Company") on Form 10-K for the period ended December 31, 2018
as filed with the Securities and Exchange Commission on the date hereof (the "Report"), I, Keith R. Dunleavy, M.D., the Chief Executive Officer 
and Chairman of the Company, certify, to my knowledge, pursuant to 18 U.S.C. §1350, as adopted pursuant to Section 906 of the Sarbanes-
Oxley Act of 2002, that:

1.  the Report fully complies with the requirements of Section 13(a) or Section 15(d) of the Securities Exchange Act of 1934, as 
amended; and 

2. the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of 
the Company.

/s/ KEITH R. DUNLEAVY, M.D.
Keith R. Dunleavy, M.D.
Chief Executive Officer & Chairman
(Principal Executive Officer)

Date: February 20, 2019

CERTIFICATION PURSUANT TO
18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Exhibit 32.2 

        In connection with the Annual Report of Inovalon Holdings, Inc. (the "Company") on Form 10-K for the period ended December 31, 2018
as filed with the Securities and Exchange Commission on the date hereof (the "Report"), I, Jonathan R. Boldt, Chief Financial Officer of the 
Company, certify, to my knowledge, pursuant to 18 U.S.C. §1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

1.  the Report fully complies with the requirements of Section 13(a) or Section 15(d) of the Securities Exchange Act of 1934, as 
amended; and 

2. the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of 
the Company.

/s/ JONATHAN R. BOLDT
Jonathan R. Boldt
(Principal Financial Officer & Principal Accounting Officer)

Date: February 20, 2019

NON-GAAP RECONCILIATION

The following table presents a reconciliation of net (loss) income to Adjusted EBITDA for each of the periods indicated. 

Reconciliation of Net (loss) income to Adjusted EBITDA:
Net (loss) income 

Depreciation and amortization 
Interest income
Interest expense 
Other expense, net
(Benefit from) Provision for income taxes 

EBITDA 

Stock‑based compensation 
Acquisition costs:

Transaction costs
Integration costs
Contingent consideration accretion
Compensatory contingent consideration

Restructuring expense
Tax on equity exercises
Other non-comparable items(1)
Professional service fees(2)

Adjusted EBITDA 

Adjusted EBITDA margin

2018

 $    (39,164)
        96,725 
         (2,181)
        50,898 
          2,255 
       (14,393)
        94,140 
        16,162 

          6,654 
          6,788 
          7,306 
          1,674 
          9,500 
 — 
          9,721 

Year Ended December 31,
2016

2017

2015

2014

(in thousands)

 $     34,818 
        53,089 
         (5,429)
          6,225 
             406 
         (2,231)
        86,878 
        17,318 

          1,177 
          1,805 
         (5,200)
          1,966 
 — 
               32 
          5,038 

 $     27,104 
        37,284 
         (5,792)
          5,065 
            (538)
        11,795 
        74,918 
        10,054 

 $     66,063 
        22,633 
         (3,003)
          4,420 
             328 
        48,648 
      139,089 
          7,415 

 $     65,352 
        19,880 
                (6)
          1,336 
 — 
        43,379 
      129,941 
          2,894 

          1,622 
 — 
             706 
        10,258 
 — 
             127 
          2,259 

          1,483 
 — 
 — 
          2,938 
 — 
             697 
 — 

 — 
 — 
 — 
 — 
 — 
 — 
 — 

 — 

 — 

 — 

 — 

             813 

 $    151,945 

 $    109,014 

 $     99,944 

 $    151,622 

 $    133,648 

28.8%

24.3%

23.4%

34.7%

37.0%

(1)

Other “non-comparable items” include items that are not comparable across reporting periods or items that do not otherwise relate to the Company’s ongoing 
financial results, such as certain employee related expenses attributable to advancements in automation and operational efficiencies, and legal expenses beyond 
those in the normal course of business. Non-comparable items are excluded from Adjusted EBITDA in order to more effectively assess the Company’s period 
over period and ongoing operating performance.

(2)

Represents legal costs associated with the enforcement of a specific client contract. The legal process associated with this matter began in the first quarter of 
2013 and concluded in the second quarter of 2014. 

The following table presents a reconciliation of net (loss) income to Non-GAAP net income for each of the periods indicated. 

2018

2017

2015

2014

Year Ended December 31,
2016
(in thousands)

Reconciliation of Net (loss) income to Non-GAAP net income:
Net (loss) income 

Stock‑based compensation 
Acquisition costs:

Transaction costs
Integration costs
Contingent consideration accretion
Compensatory contingent consideration

Amortization of acquired intangible assets 
Amortization of debt issuance costs and debt discount
Restructuring expense
Tax on equity exercises
Other non-comparable items(1)
Professional service fees(2)
Tax impact of add-back items
Tax Act benefit

Non-GAAP net income 

 $    (39,164)
         16,162 

 $      34,818 
         17,318 

 $      27,104 
         10,054 

 $      66,063 
           7,415 

 $      65,352 
           2,894 

           6,654 
           6,788 
           7,306 
           1,674 
         43,983 
           3,138 
           9,500 
 — 
           9,721 

 — 
       (26,441)
 — 
 $      39,321 

           1,177 
           1,805 
         (5,200)
           1,966 
         15,236 
 — 
 — 
                32 
           5,038 

 — 
       (14,949)
       (15,461)
 $      41,780 

           1,622 
 — 
              706 
         10,258 
           9,206 
 — 
 — 
              127 
           2,259 

 — 
       (10,383)
 — 
 $      50,953 

           1,483 
 — 
 — 
           2,938 
           3,412 
 — 
 — 
              697 
 — 

 — 
         (6,656)
 — 
 $      75,352 

 — 
 — 
 — 
 — 
           4,368 
 — 
 — 
 — 
 — 

              813 
         (3,222)
 — 
 $      70,205 

(1)

Other “non-comparable items” include items that are not comparable across reporting periods or items that do not otherwise relate to the Company’s ongoing 
financial results, such as certain employee related expenses attributable to advancements in automation and operational efficiencies, and legal expenses beyond 
those in the normal course of business. Non-comparable items are excluded from Adjusted EBITDA in order to more effectively assess the Company’s period over 
period and ongoing operating performance.

(2)

Represents legal costs associated with the enforcement of a specific client contract. The legal process associated with this matter began in the first quarter of 2013 
and concluded in the second quarter of 2014. 

MORE2 REGISTRY® DATASET EXPANSION

•  One of the industry’s largest independent healthcare datasets, with more than 264M patients and 42B medical events

•  Primary-sourced, longitudinally-matched, with data from all major U.S. healthcare programs

•  Contains	(cid:40)(cid:43)R,	claims,	scripts,	labs,	provider,	demographic	data	(cid:9)	more	

•  (cid:52)ualified	(cid:40)ntity	(cid:11)(cid:52)(cid:40)(cid:12)	containing	CM(cid:54)(cid:10)	Fee	for	(cid:54)ervice	Medicare	(cid:39)ata

•  Empowers and informs our industry-leading analytics, creating differentiation and client value

Please	see	the	Company(cid:10)s	filings	with	the	(cid:54)ecurities	and	(cid:40)xchange	Commission	(cid:11)(cid:54)(cid:40)C(cid:12),	including	the	Form	10-(cid:46)	filed	on	February	20,	2019,	for	further	information	
on this and other key metrics.

BROAD PROVIDER CONNECTIVITY

•  Inovalon’s dynamic 

connect, real-time EHR 
connectivity continues to 
expand rapidly, enabling 
highly differentiated 
aggregation of data 
and point-of-care 
interoperability with a 
growing portion of the 
healthcare ecosystem.

•  By the end of Q4 2018, 
Inovalon’s direct EHR 
connectivity had grown 
to more than 170,000 
physicians, a year-over-
year increase of 35%.

2014	through	2018	figures	are	as	of	(cid:39)ecember	31	for	each	respective	year.

C(cid:50)RP(cid:50)RAT(cid:40)	I(cid:49)F(cid:50)RMATI(cid:50)(cid:49)

HEADQUARTERS 

STOCK TRANSFER AGENT

STOCK LISTING 

American	(cid:54)tock	Transfer	(cid:9)	Trust	
Company, LLC
(cid:50)perations	Center
6201	1(cid:24)th	Avenue
Brooklyn,	(cid:49)ew	(cid:60)ork	11219

Toll	Free:		800-937-(cid:24)449
International:		(cid:14)1-718-921-8124
TT(cid:60)-(cid:43)earing	Impaired	Toll	Free:
1-866-703-9077
TT(cid:60)-(cid:43)earing	Impaired	 
International:		 
(cid:14)1-718-921-8386

WEBSITE
www.amstock.com

(cid:50)ur	common	stock	is	listed	on	
the	(cid:49)asda(cid:84)	(cid:54)tock	(cid:40)xchange	
under	the	symbol	I(cid:49)(cid:50)(cid:57).	

ANNUAL MEETING 

The	2019	annual	meeting	of	
stockholders	will	be	held	on	 
Wednesday, June 5th, 2019  
at 10 a.m. ET at The Jefferson,  
(cid:58)ashington,	(cid:39)C	located	at	 
1200 16th St NW  
(cid:58)ashington,	(cid:39)C	20036.	

4321	Collington	Road
Bowie,	Maryland	20716
Phone:		301-809-4000
www.inovalon.com

INDEPENDENT REGISTERED 
PUBLIC ACCOUNTING FIRM 

(cid:39)eloitte	(cid:9)	Touche	(cid:47)(cid:47)P 
7900	Tysons	(cid:50)ne	Place,	(cid:54)uite	800
Mc(cid:47)ean,	(cid:57)irginia	22102	
Phone:		703-2(cid:24)1-1000

STOCKHOLDER INQUIRIES

Inquiries from stockholders and 
other	interested	parties	regarding	
our	company	are	always	welcome.	
Please	direct	your	re(cid:84)uest	to:	

Investor	Relations
4321	Collington	Road
Bowie,	Maryland	20716
Phone:		301-809-4000
inovalonshareholder(cid:35)inovalon.com

F(cid:50)R(cid:58)AR(cid:39)-(cid:47)(cid:50)(cid:50)(cid:46)I(cid:49)(cid:42)	(cid:54)TAT(cid:40)M(cid:40)(cid:49)T(cid:54)
This	presentation	includes	forward-looking	statements,	as	defined	by	the	Private	(cid:54)ecurities	(cid:47)itigation	Reform	Act	of	199(cid:24),	
which	involve	risks	and	uncertainties,	including	those	relating	to	our	future	success	and	growth	prospects.	Please	see	our	
accompanying	Form	10-(cid:46)	included	in	this	Annual	Report	to	stockholders	for	a	discussion	of	risk	factors	that	could	negatively	
affect	these	expectations.	

HEADQUARTERS 

INOVALON 
4321	Collington	Road
Bowie,	Maryland	20716
Phone:	301-809-4000
Fax:	301-809-8060

www.inovalon.com

Copyright	©	2019	Inovalon	or	an	affiliate	thereof.	All	rights	reserved.
The	use	of	the	symbol	®	herein	signifies	the	registration	of	the	associated	trademark	in	one	or	more,	but	not	all,	countries.