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Insteel Industries, Inc.

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FY2013 Annual Report · Insteel Industries, Inc.
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2013 AnnuAl RepoRt

We are the nation’s largest 
manufacturer  of  steel  wire 
reinforcing products. 

Insteel  IndustrIes  is  the  nation’s  largest  manufacturer  of 
steel wire reinforcing products for concrete construction applications. 
We  manufacture  and  market  prestressed  concrete  strand  (“pC 
strand”)  and  welded  wire  reinforcement,  including  engineered 
structural  mesh,  concrete  pipe  reinforcement  and  standard  welded 
wire reinforcement. our products are sold primarily to manufacturers 
of  concrete  products  that  are  used  in  nonresidential  construction. 
Headquartered in Mount Airy, north Carolina, we operate nine manu­
facturing facilities located in the united States.

Financial HigHligHts

(dollars in thousands, except per share amounts)

2013

2012

2011

Operating results:

  net sales
  Gross profit

  % of net sales
  net earnings (loss)
  % of net sales

per sHare Data:

  net earnings (loss):

  Basic
  diluted

  Cash dividends declared

returns:

$ 363,896
39,233

$ 363,303
22,458

$ 336,909
31,743

10.8%

6.2%

$  11,735

$  1,809

$ 

3.2%

0.5%

9.4%

(387)
(0.1%)

$ 

0.65
0.64
0.37

$ 

0.10
0.10
0.12

$ 

(0.02)
(0.02)
0.12

  return on total capital(1)
  return on shareholders’ equity(2)

7.3%
7.6%

1.1%
1.2%

(0.2%)
(0.3%)

Financial pOsitiOn:

  Cash and cash equivalents
  total assets
  total debt
  shareholders’ equity

casH FlOws:

 net cash provided by (used for)  
  operating activities
  Capital expenditures
  depreciation and amortization
  Cash dividends paid

$  15,440
212,649
—
161,056

$ 

10
208,552
11,475
149,500

$ 

10
216,530
14,156
148,474

$  36,828
5,030
9,833
6,599

$  13,144
8,066
9,762
2,121

$  (2,907)
7,937
9,573
2,112

(1) net earnings (loss)/(average total debt + average shareholders’ equity).
(2) net earnings (loss)/average shareholders’ equity.

Net Sales
(In millions)

Net Earnings 
(Loss) Per Share
(Diluted) 

Return on 
Total Capital(1)

$363.3

$363.9

$0.64

7.3%

$336.9

$0.10

$(0.02)

1.1%

(0.2%)

2011

2012

2013

2011

2012

2013

2011

2012

2013

Insteel IndustrIes  

  2013 AnnuAl report   1

375

350

325

300

275

250

0.7580

0.6024

0.4468

0.2912

0.1356

-0.0200

7.785

6.224

4.663

3.102

1.541

-0.020

 
 
 
 
 
 
we are the nation’s largest 
manufacturer  of  steel  wire 
reinforcing products. 

63% of net sales

w Welded Wire reinforcement

e
i

v
r
e
v
O

s
s
e
n

i

s
u
B

prefabricated  reinforcement  consisting  of  high-strength,  cold-drawn  
or  cold-rolled  wires  that  are  welded  into  square  or  rectangular  grids 
according to customer requirements. wire intersections are electrically 
resistance-welded by com puter controlled continuous automatic welding 
lines that use pressure and heat to fuse wires in their proper positions.

engineereD structural MesH
engineered  made-to-order  product  that  is  used  as  the  primary  rein-
forcement in concrete elements or structures, frequently serving as a 
replacement for hot-rolled rebar.

Plant locations
Dayton, texas   Hazleton, pennsylvania   Jacksonville, Florida  
 Kingman, arizona   Mount airy, north carolina   st. Joseph, Missouri

customer segments
precast and prestressed producers   rebar Fabricators   Distributors

end uses
nonresidential construction

cOncrete pipe reinFOrceMent
engineered  made-to-order  product  that  is  used  as  the  primary  rein-
forcement in concrete pipe and box culverts for drainage and sewage 
systems, water treatment facilities and other related applications.

Plant locations 
Dayton, texas   Jacksonville, Florida   Kingman, arizona   Mount airy, 
north carolina   st. Joseph, Missouri

customer segments
concrete pipe and precast producers

end uses
nonresidential construction   residential construction

stanDarD welDeD wire reinFOrceMent
secondary  reinforcing  product  that  is  produced  in  standard  styles  
for  crack  control  applications  in  residential  and  light  nonresidential 
construction, including driveways, sidewalks and a wide range of slab-
on-grade applications.

Plant locations
Dayton, texas   Hazleton, pennsylvania   Hickman, Kentucky  
 Jacksonville, Florida   Mount airy, north carolina

customer segments
rebar Fabricators   Distributors

end uses
nonresidential construction   residential construction

2

 
37% of net sales

Prestressed concrete strand
High-strength  seven-wire  reinforcement  consisting  of  six  cold-drawn 
wires  that  are  continuously  wrapped  around  a  center  wire  forming  
a strand, which is heat-treated while under tension to impart low relax-
ation  characteristics  and  increase  the  working  range  of  the  product. 
pc  strand  is  used  to  impart  compression  forces  into  prestressed  
concrete elements and structures, which may be either pretensioned 
or posttensioned. pretensioned means that the strands are tensioned 
to  their  design  load  and  anchored  at  the  ends  of  a  form.  after  the  
concrete has been placed and allowed to cure to sufficient strength, 
the load on the strand is transferred from the external anchors to the 
cured  member,  creating  compression  forces  within  the  element,  or 
“prestressing” it. posttensioned means that the strands are tensioned 
after the concrete has been placed and allowed to cure.

Plant locations 
gallatin, tennessee   sanderson, Florida

customer segments
precast prestress producers   posttensioning suppliers

end uses
nonresidential construction   residential construction

ManuFacturing 
lOcatiOns

 welded wire reinforcement
 pc strand

Insteel IndustrIes  

  2013 AnnuAl report   3

we are the nation’s largest 
manufacturer  of  steel  wire 
reinforcing products. 

letter to 
shareholders

2013 marked a year of strategic progress for insteel on a number of fronts 
as  we  continued  to  position  ourselves  for  an  eventual  recovery  in  our 
 construction end-markets. We completed the expansion of our engineered 
structural  mesh  (“esm”)  operations  during  the  year  with  the  start-up  of 
two  new  production  lines.  We  intensified  our  focus  on  the  operating  fun-
damentals  of  our  business,  aggressively  pursuing  process  improvements 
and  closely  managing  our  operating  costs  while  continuing  to  meet  our 
 customers’ service and quality expectations. and we maintained our strong 
balance  sheet  and  financial  flexibility  to  capitalize  on  additional  growth 
opportunities that may arise.

financial results
2013 was another challenging year for the concrete reinforcing products industry. 
Demand  remained  at  severely  depressed  levels  as  the  construction  sector 
 continued  to  recover  from  a  protracted  recession  at  an  exceedingly  slow  rate. 
the  unusually  harsh  winter  weather  and  excessive  rainfall  in  many  of  our 
 markets curtailed construction activity and the consumption of our products for 
extended periods of the year. Our overall capacity utilization rose marginally to 
48%  from  45%  in  2012  with  most  of  our  manufacturing  facilities  continuing  to 
operate on reduced schedules. 

net sales for 2013 rose slightly to $363.9 million from $363.3 million in 2012 as a 
4.6%  increase  in  shipments  was  largely  offset  by  a  4.3%  reduction  in  average 
selling  prices.  gross  margins  widened  to  10.8%  from  6.2%  primarily  due  to 
higher spreads between selling prices and raw material costs together with the 
increase  in  shipments  and  lower  unit  conversion  costs.  net  earnings  for  2013 
rose  to  the  highest  level  in  five  years,  increasing  to  $11.7  million,  or  $0.64  per 
diluted share from $1.8 million, or $0.10 per share in 2012. 

Operating  activities  generated  $36.8  million  of  cash,  which  was  used  to  fund 
$5.0  million  of  capital  expenditures,  repay  $11.5  million  of  debt  and  pay  $6.6 
 million of dividends, including a $4.5 million ($0.25 per share) special dividend. 
we  ended  the  year  debt-free  with  $15.4  million  of  cash  and  cash  equivalents, 
and  no  borrowings  outstanding  on  our  $100  million  revolving  credit  facility,  
providing us with ample liquidity to fund our operations and pursue additional 
growth opportunities. 

engineered structural mesh exPansion
the  expansion  of  our  esM  operations  that  was  completed  during  the  year 
enhances  our  manufacturing  capabilities  and  provides  us  with  additional 
capacity to satisfy the growth in demand for the product as it continues to gain 
increasing market acceptance serving as a replacement for hot-rolled rebar. For 
many applications, the substitution of esM can significantly lower our customers’ 
costs by eliminating the labor intensive placing and hand-tying associated with 
the  use  of  rebar,  compressing  cycle  times  and  reducing  the  amount  of  steel 
required to achieve the equivalent reinforcement due to its higher yield strength. 

4

the esM expansion involved the addition of new production lines at the north 
carolina and texas facilities and the relocation of an existing production line to 
the Missouri facility. the texas production line provides additional capacity to 
meet the growing requirements of the southwest market, which has recovered 
from the recession more rapidly than other regions of the country. it is also nearly 
twice  as  productive  as  older  equipment  using  more  conventional  technology. 
the  north  carolina  production  line  employs  new  technology  that  provides 
unparalleled  flexibility,  allowing  us  to  manufacture  a  broader  range  of  esM 
 configurations  in  a  highly  cost-effective  manner  and  reducing  our  conversion 
costs by eliminating the yield loss and offline processing previously required to 
produce certain products. when fully ramped up, we expect the two new lines 
will generate a combined $15 to $20 million of annualized revenues. considering 
our state-of-the-art manufacturing capabilities, our broad product offering and 
our  national  geographic  footprint,  we  believe  these  additions  have  further 
strengthened our leadership position in the esM market.

looking ahead
as we move into 2014, we have emerged from the recession in a much stronger 
competitive position through our november 2010 acquisition of ivy steel & wire, 
previously  the  nation’s  second  largest  producer  of  welded  wire  reinforcement 
(“wwr”) behind insteel, and the ensuing reconfiguration and expansion of our 
wwr operations. 

the  ivy  acquisition  has  solidified  our  market  leadership  positions  across  our 
product  lines  and  broadened  our  geographic  footprint,  positioning  insteel  as 
the  only  wwr  producer  with  a  truly  national  market  presence.  it  has  also 
enhanced  our  product  mix  by  increasing  the  proportion  of  higher  value,  engi-
neered products and accelerated our efforts to broaden the acceptance of esM. 

under the reconfiguration program, we consolidated and closed two facilities, 
relocated six production lines and completed a building expansion in order to 
realign the capacities and product mix of our newly combined operations with 
the  requirements  of  our  markets.  through  these  actions,  we  have  solidified  
our  low  cost  producer  status,  improved  our  customer  service  capabilities  and 
better positioned us to capitalize on a more favorable market environment. 

Our  nine  world-class  manufacturing  facilities  are  capable  of  generating  over 
$700 million of revenues—close to double the level of last year—with minimal 
incremental capital expenditures required, supporting substantial organic growth 
as  our  markets  recover.  we  will  also  continue  to  pursue  additional  strategic 
acquisition opportunities in our core businesses that are synergistic and leverage 
off of our infrastructure and market leading positions. 

we believe that we have only seen the beginning of our return to value-creating 
results  and  that  our  best  years  are  ahead  of  us.  thanks  to  our  employees, 
 customers and shareholders for their continued trust, confidence and support.

sincerely,

h.o. Woltz iii
cHairMan, presiDent anD 

cHieF executive OFFicer

Insteel IndustrIes  

  2013 AnnuAl report   5

insteel = MarKet leaDersHip 

6

Insteel IndustrIes  

  2013 AnnuAl report   7

Insteel  is  the  nation’s  largest  manufacturer  of 
pC  strand  and  welded  wire  reinforcement, 
which  are  used  for  a  wide  range  of  concrete 
construction applications. We have ascended to 
market leadership positions across all our prod-
uct  lines  through  our  intense  customer  focus, 
commitment  to  operational  excellence  and  the 
strategic investments we have made in our people 
and  infrastructure.  our  manufacturing  facilities 
are located in close proximity to our customers 
and suppliers to augment our customer service 
capabilities  and  minimize  our  logistics  costs. 
our  broad  product  offering  and  national  
geographic  footprint  are  unmatched  in  the 
industry, allowing us to bundle products that are 
used  in  combination  for  many  concrete  reinforcing 
applications  and  satisfy  the  requirements  of 
larger multi-location customers. 

Prestressed concrete bridge beams consume significant 
quantities of PC strand and engineered structural mesh. 
The strand is initially positioned in its desired configuration 
by the precaster prior to the placement of concrete in the 
form. While PC strand is always used in prestressed 
bridge beams, precasters have the option of using rebar 
or engineered structural mesh to reinforce the shear and 
flange sections of the beam. The market is increasingly 
moving to engineered structural mesh due to its higher 
quality, decreased cycle time and lower cost.

Insteel IndustrIes  

  2013 AnnuAl report   7

insteel = lOw cOst prODucer 

8

Insteel IndustrIes  

  2013 AnnuAl report   9

Given the highly competitive nature of our industry, 
we  are  intensely  focused  on  operating  as  the 
low cost producer. our nine world-class produc-
tion facilities employ the latest advancements in 
equipment technology and manufacturing prac-
tices to fulfill the requirements of our customers 
in  a  highly  responsive  and  cost-effective  man-
ner.  our  operations  are  supported  by  highly 
sophisticated  information  systems,  providing  us 
with  real-time  data  on  our  business  processes 
and a broad range of performance metrics and 
decision-support  tools.  ultimately  our  low  cost 
producer  status  is  dependent  upon  our  dedi-
cated  and  skilled  workforce,  which  sets  the 
standard  for  our  industry.  We  believe  the  pro-
ductivity levels and conversion costs of our facilities 
compare favorably against any of our competitors—
domestic or foreign.

Precast concrete box culvert reinforcement is a growing 
application for engineered structural mesh. Insteel’s 
advanced manufacturing technology provides the 
capability to optimize reinforcement solutions for cus-
tomers by varying steel areas to meet required design 
loads and avoid oversteeling to minimize cost.

Insteel IndustrIes  

  2013 AnnuAl report   9

insteel = strategic grOwtH

10

Insteel IndustrIes  

  2013 AnnuAl report   11

We sell into attractive markets that offer consid-
erable growth potential and a diverse customer 
base with minimal concentration. demographic 
trends  and  the  ongoing  deterioration  in  our 
nation’s  infrastructure  are  expected  to  spur 
long-term growth in construction spending and 
demand  for  our  products.  With  our  strong  bal-
ance sheet and financial flexibility, we are ideally 
positioned to pursue additional growth opportu-
nities  in  our  core  pC  strand  and  welded  wire 
reinforcement  businesses.  As  our  construction 
end-markets  recover,  our  existing  facilities  are 
capable  of  ramping  up  to  over  $700  million  of 
revenues  with  minimal  incremental  capital 
investment  required.  We  will  also  continue  to 
pursue  additional  acquisitions  in  a  disciplined 
manner,  focusing  only  on  those  opportunities 
that are synergistic and are at valuations allow-
ing for future returns that meet the expectations 
of our shareholders. 

sales By enD use

90%
nonresidential 
construction

10%
 residential 
 construction

The West 7th Street Bridge in Fort Worth, Texas was 
constructed using precast concrete elements reinforced 
with Insteel PC strand. Precast concrete girder bridges 
currently account for 95% of the newly constructed 
spans in Texas.  The superstructure of the bridge con-
sists of precast, posttensioned concrete arches; pre-
cast, pretensioned concrete floor beams; precast, 
pretensioned concrete deck panels; and a cast-in-place 
concrete deck.

Insteel IndustrIes  

  2013 AnnuAl report   11

selecteD Financial Data—Five-year HistOry

(dollars in thousands, except per share amounts)

Operating results:

  net sales
  Gross profit (loss)
  % of net sales

  selling, general and administrative expense

Interest expense

  earnings (loss) from continuing operations

  % of net sales

  earnings (loss) from discontinued operations
  net earnings (loss)

per sHare Data:

  Basic:

year enDeD

(52 weeks)
september 28,
2013

(52 weeks)
september 29,
2012

(52 weeks)
october 1,
2011

(52 weeks)
october 2,
2010

(53 weeks)
october 3,
2009

$ 363,896
39,233

10.8%

$  20,682
235
11,735

$ 

3.2%
—
11,735

$ 363,303
22,458

$ 336,909
31,743

$ 211,586
17,991

$ 230,236
(15,093)

6.2%

9.4%

8.5%

(6.6%)

$  18,911
623
1,809

$  19,608
958
(387)
(0.1%)

0.5%
— $ 

— $ 

1,809

(387)

$  16,024
453
458
0.2%
15
473

$  17,243
641
(20,940)

(9.1%)

$  (1,146)
(22,086)

$ 

$ 

  earnings (loss) from continuing operations
  earnings (loss) from discontinued operations
  net earnings (loss)

$ 

  diluted:

  earnings (loss) from continuing operations
  earnings (loss) from discontinued operations
  net earnings (loss)
  Cash dividends declared

0.65
—
0.65

0.64
—
0.64
0.37

0.10
—
0.10

0.10
—
0.10
0.12

$ 

(0.02)
—
(0.02)

(0.02)
—
(0.02)
0.12

$ 

0.03
—
0.03

0.03
—
0.03
0.12

$ 

(1.20)
(0.07)
(1.27)

(1.20)
(0.07)
(1.27)
0.12

returns:

  return on total capital(1)
  return on shareholders’ equity(2)

Financial pOsitiOn:

  Cash and cash equivalents
  total assets
  total debt
  shareholders’ equity

casH FlOws:

  net cash provided by (used for)  

  operating activities
  Capital expenditures
  depreciation and amortization
  repurchases of common stock
  Cash dividends paid

OtHer Data:

7.3%
7.6%

1.1%
1.2%

(0.2%)
(0.3%)

0.3%
0.3%

(13.2%)
(13.2%)

$  15,440
212,649
—
161,056

$ 

10
208,552
11,475
149,500

$ 

10
216,530
14,156
148,474

$  45,935
182,505
—
147,876

$  35,102
182,117
—
147,070

$  36,828
5,030
9,833
—
6,599

$  13,144
8,066
9,762
—
2,121

$  (2,907)
7,937
9,573
—
2,112

$  12,879
1,493
7,009
—
2,108

$  22,122
2,377
7,377
—
11,381

  number of employees at year-end

687

682

725

421

438

(1) earnings (loss) from continuing operations/(average total debt + average shareholders’ equity).
(2) earnings (loss) from continuing operations/average shareholders’ equity.

12

 
 
 
 
 
 
 
 
 
 
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-K
 ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fi scal year ended September 28, 2013
OR

 TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from ______________ to ______________
Commission fi le number 1-9929

INSTEEL INDUSTRIES, INC.
(Exact name of registrant as specifi ed in its charter)

North Carolina
(State or other jurisdiction of incorporation or organization)

56-0674867
(I.R.S. Employer Identifi cation No.)

1373 Boggs Drive, Mount Airy, North Carolina  27030
(Address of principal executive offi  ces)  (Zip Code)
(336) 786-2141
(Registrant’s telephone number, including area code)

SECURITIES REGISTERED PURSUANT TO SECTION 12(b) OF THE ACT:

Title of Each Class
Common Stock (No Par Value)  (Preferred Share Purchase
Rights are attached to and trade with the Common Stock)

Name of Each Exchange on Which Registered
Th  e NASDAQ Stock Market LLC
(NASDAQ Global Select Market)
SECURITIES REGISTERED PURSUANT TO SECTION 12(g) OF THE ACT:
Preferred Share Purchase Rights (attached to and trade with the Common Stock)
Title of Class

Indicate by check mark

YES

NO

 • if the registrant is a well-known seasoned issuer, as defi ned in Rule 405 of the Securities Act.

 • if the registrant is not required to fi le reports pursuant to Section 13 or 15(d) of the Act.
 • whether the registrant (1) has fi led all reports required to be fi led by Section 13 or 15(d) of the Securities 
Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was 
required to fi le such reports), and (2) has been subject to such fi ling requirements for the past 90 days.
 • whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive 
Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this 
chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit 
and post such fi les).
 • if disclosure of delinquent fi lers pursuant to Item 405 of Regulation S-K is not contained herein, and 
will not be contained, to the best of registrant’s knowledge, in defi nitive proxy or information statements 
incorporated by reference in Part III of this Form 10-K or any amendment to the Form 10-K.
 • whether the registrant is a large accelerated fi ler, an accelerated fi ler, a non-accelerated fi ler, or a smaller reporting company. See the defi nitions 
of “large accelerated fi ler”, “accelerated fi ler” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. (Check one):

Large accelerated fi ler 

Accelerated fi ler 

Non-accelerated fi ler  
(Do not check if a smaller
reporting company)

Smaller reporting company 

 • whether the registrant is a shell company (as defi ned in Rule 12b-2 of the Act).
As of March 30, 2013 (the last business day of the registrant’s most recently completed second quarter), the aggregate market value of the 
common stock held by non-affi  liates of the registrant was $272,849,494 based upon the closing sale price as reported on the NASDAQ 
Global Select Market. As of October 28, 2013, there were 18,184,912 shares of the registrant’s common stock outstanding.

DOCUMENTS INCORPORATED BY REFERENCE
Certain  portions  of  the  registrant’s  proxy  statement  to  be  delivered  to  shareholders  in  connection  with  the  2014  Annual  Meeting  of 
Shareholders are incorporated by reference as set forth in Part III hereof.

   
   
 
Table of Contents

Cautionary Note Regarding Forward-Looking Statements ..............................................................................................................................................................................................4

PART I 

5

ITEM 1 
Business .......................................................................................................................................................................................................................................................................................................................................5
ITEM 1A  Risk Factors .........................................................................................................................................................................................................................................................................................................................8
ITEM 1B  Unresolved Staff  Comments .........................................................................................................................................................................................................................................................11
Properties ............................................................................................................................................................................................................................................................................................................................11
ITEM 2 
ITEM 3 
Legal Proceedings ...............................................................................................................................................................................................................................................................................................11
ITEM 4  Mine Safety Disclosures ........................................................................................................................................................................................................................................................................11

PART II 

12

ITEM 5  Market for Registrant’s Common Equity, Related Shareholder Matters

and Issuer Purchases of Equity Securities ...........................................................................................................................................................................................................12
ITEM 6 
Selected Financial Data ..........................................................................................................................................................................................................................................................................14
ITEM 7  Management’s Discussion and Analysis of Financial Condition and Results of Operations .......................14
ITEM 7A  Quantitative and Qualitative Disclosures About Market Risk ................................................................................................................................22
Financial Statements and Supplementary Data .....................................................................................................................................................................................23
ITEM 8 
ITEM 9 
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure ....................47
ITEM 9A  Controls and Procedures ......................................................................................................................................................................................................................................................................47
ITEM 9B  Other Information ...........................................................................................................................................................................................................................................................................................49

PART III 

49

ITEM 10  Directors, Executive Offi  cers and Corporate Governance ................................................................................................................................................49
ITEM 11  Executive Compensation .....................................................................................................................................................................................................................................................................49
ITEM 12 

Security Ownership of Certain Benefi cial Owners and Management
and Related Stockholder Matters........................................................................................................................................................................................................................................50
ITEM 13  Certain Relationships and Related Transactions, and Director Independence ........................................................................50
ITEM 14  Principal Accounting Fees and Services .................................................................................................................................................................................................................50

PART IV 

51

ITEM 15  Exhibits, Financial Statement Schedules ..............................................................................................................................................................................................................51
SIGNATURES .........................................................................................................................................................................................................................................................................................................................................................52
EXHIBIT INDEX  ............................................................................................................................................................................................................................................................................................................................................53

INSTEEL INDUSTRIES, INC. - Form 10-K 3

Cautionary Note Regarding Forward-Looking Statements

Th  is report contains forward-looking statements within the meaning 
of the safe harbor provisions of the Private Securities Litigation 
Reform Act of 1995, particularly in the “Business,” “Risk Factors” 
and “Management’s Discussion and Analysis of Financial Condition 
and Results of Operations” sections of this report. When used in 
this report, the words “believes,” “anticipates,” “expects,” “estimates,” 
“intends,” “may,” “should” and similar expressions are intended to 
identify forward-looking statements. Although we believe that our 
plans, intentions and expectations refl ected in or suggested by such 
forward-looking statements are reasonable, they are subject to a number 
of risks and uncertainties, and we can provide no assurances that such 
plans, intentions or expectations will be achieved. Many of these risks 
are discussed herein under the caption “Risk Factors” and are updated 
from time to time in our fi lings with the U.S. Securities and Exchange 
Commission (“SEC”). You should read these risk factors carefully.

All forward-looking statements attributable to us or persons acting on 
our behalf are expressly qualifi ed in their entirety by these cautionary 
statements. All forward-looking statements speak only to the respective 
dates on which such statements are made and we do not undertake and 
specifi cally decline any obligation to publicly release the results of any 
revisions to these forward-looking statements that may be made to refl ect 
any future events or circumstances after the date of such statements 
or to refl ect the occurrence of anticipated or unanticipated events.

It is not possible to anticipate and list all risks and uncertainties that 
may aff ect our future operations or fi nancial performance; however, 
they would include, but are not limited to, the following:
 • general economic and competitive conditions in the markets in 
which we operate;
 • credit market conditions and the relative availability of fi nancing for 
us, our customers and the construction industry as a whole;

 • the continuation of reduced spending for nonresidential and residential 
construction and the impact on demand for our products;
 • changes in the amount and duration of transportation funding 
provided by federal, state and local governments and the impact on 
spending for infrastructure construction and demand for our products;
 • the cyclical nature of the steel and building material industries;
 • fl uctuations in the cost and availability of our primary raw material, 
hot-rolled steel wire rod, from domestic and foreign suppliers;
 • competitive pricing pressures and our ability to raise selling prices in 
order to recover increases in wire rod costs;
 • changes in United States (“U.S.”) or foreign trade policy aff ecting 
imports or exports of steel wire rod or our products;
 • unanticipated changes in customer demand, order patterns and 
inventory levels;
 • the impact of weak demand and reduced capacity utilization levels 
on our unit manufacturing costs;
 • our ability to further develop the market for engineered structural 
mesh (“ESM”) and expand our shipments of ESM;
 • legal, environmental, economic or regulatory developments that 
signifi cantly impact our operating costs;
 • unanticipated plant outages, equipment failures or labor diffi  culties;
 • continued escalation in certain of our operating costs; and
 • the risks and uncertainties discussed herein under the caption “Risk 
Factors.”

4

INSTEEL INDUSTRIES, INC. - Form  10-K

   
   
PART I  

ITEM 1 Business

PART I

ITEM 1  Business

General

Insteel Industries, Inc. (“we,” “us,” “our,” “the Company” or “Insteel”) 
is the nation’s largest manufacturer of steel wire reinforcing products 
for concrete construction applications. We manufacture and market 
prestressed concrete strand (“PC strand”) and welded wire reinforcement 
(“WWR”), including ESM, concrete pipe reinforcement (“CPR”) 
and standard welded wire reinforcement (“SWWR”). Our products 
are sold primarily to manufacturers of concrete products that are 
used in nonresidential construction. For fi scal 2013, we estimate 
that approximately 90% of our sales were related to nonresidential 
construction and 10% were related to residential construction.

Insteel is the parent holding company for two wholly-owned subsidiaries, 
Insteel Wire Products Company (“IWP”), an operating subsidiary, and 
Intercontinental Metals Corporation, an inactive subsidiary. We were 
incorporated in 1958 in the State of North Carolina.

Our business strategy is focused on: (1) achieving leadership positions 
in our markets; (2) operating as the lowest cost producer; and (3) 
pursuing growth opportunities in our core businesses that further 
our penetration of the markets we currently serve or expand our 
geographic footprint. Headquartered in Mount Airy, North Carolina, 
we operate nine manufacturing facilities that are located in the U.S. in 

close proximity to our customers. Our growth initiatives are focused 
on organic opportunities as well as acquisitions in existing or related 
markets that leverage our infrastructure and core competencies in the 
manufacture and marketing of concrete reinforcing products.

On November 19, 2010, we, through our wholly-owned subsidiary, 
IWP, purchased certain assets of Ivy Steel and Wire, Inc. (“Ivy”) 
for approximately $50.3 million, after giving eff ect to post-closing 
adjustments (the “Ivy Acquisition”). Ivy was one of the nation’s largest 
producers of WWR and wire products for concrete construction 
applications (see Note 4 to the consolidated fi nancial statements). 
Among other assets, we acquired Ivy’s production facilities located in 
Arizona, Florida, Missouri and Pennsylvania; production equipment 
located at a leased facility in Texas; and certain related inventories. 
We also entered into a short-term sublease with Ivy for the Texas facility. 
Subsequent to the acquisition, we elected to consolidate certain of our 
WWR operations in order to reduce our operating costs, which involved 
the closure of facilities in Wilmington, Delaware and Houston, Texas. 
Th  ese actions were taken in response to the close proximity of Ivy’s 
facilities in Hazleton, Pennsylvania and Houston, Texas to our existing 
facilities in Wilmington, Delaware and Dayton, Texas.

Internet Access to Company Information

Additional information about us and our fi lings with the SEC, including 
our annual report on Form 10-K, quarterly reports on Form 10-Q, 
current reports on Form 8-K, and any amendments thereto, are available 
at no cost on our web site at http://investor.insteel.com/sec.cfm and the 
SEC’s web site at www.sec.gov as soon as reasonably practicable after 

Products

we electronically fi le such material with, or furnish it to, the SEC. 
Th  e information available on our web site and the SEC’s web site is 
not part of this report and shall not be deemed incorporated into any 
of our SEC fi lings.

Our concrete reinforcing products consist of PC strand and WWR.

PC strand is a high strength seven-wire strand that is used to impart 
compression forces into precast concrete elements and structures, which 
may be either pretensioned or posttensioned, providing reinforcement 
for bridges, parking decks, buildings and other concrete structures. 
Pretensioned or “prestressed” concrete elements or structures are primarily 
used in nonresidential construction while posttensioned concrete 

elements or structures are used in both nonresidential and residential 
construction. For 2013, 2012 and 2011, PC strand sales represented 
37%, 37% and 38%, respectively, of our consolidated net sales.

WWR is produced as either a standard or a specially engineered 
reinforcing product for use in nonresidential and residential construction. 
We produce a full range of WWR products, including ESM, CPR and 
SWWR. ESM is an engineered made-to-order product that is used as the 

INSTEEL INDUSTRIES, INC. - Form  10-K 5

PART I  
ITEM 1 Business

primary reinforcement for concrete elements or structures, frequently 
serving as a replacement for hot-rolled rebar due to the cost advantages 
that it off ers. CPR is an engineered made-to-order product that is used 
as the primary reinforcement in concrete pipe, box culverts and precast 
manholes for drainage and sewage systems, water treatment facilities and 
other related applications. SWWR is a secondary reinforcing product 

that is produced in standard styles for crack control applications in 
residential and light nonresidential construction, including driveways, 
sidewalks and various slab-on-grade applications. For 2013, 2012 and 
2011, WWR sales represented 63%, 63% and 62%, respectively, of 
our consolidated net sales.

Marketing and Distribution

We market our products through sales representatives who are our 
employees. Our outside sales representatives sell multiple product 
lines in their respective territories, thereby reducing duplication of 
personnel and travel expenses as compared to the product line sales 
strategy previously utilized by the Company. Our sales representatives 
are trained in the technical applications of our products. We sell our 

products nationwide as well as into Canada, Mexico, and Central 
and South America, delivering our products primarily by truck, using 
common or contract carriers. Th  e delivery method selected is dependent 
upon backhaul opportunities, comparative costs and customer service 
requirements.

Customers

We sell our products to a broad range of customers that includes 
manufacturers of concrete products, and to a lesser extent, distributors, 
rebar fabricators and contractors. In fi scal 2013, we estimate that 
approximately 70% of our net sales were to manufacturers of concrete 
products and 30% were to distributors, rebar fabricators and contractors. 

In many cases we are unable to identify the specifi c end use for our 
products as a high percentage of our customers sell into both the 
nonresidential and residential construction sectors. Th  ere were no 
customers that represented 10% or more of our net sales in fi scal years 
2013, 2012 and 2011.

Backlog

Backlog is minimal for our business because of the relatively short lead times that are required by our customers. We believe that the majority of 
our fi rm orders existing on September 28, 2013 will be shipped prior to the end of the fi rst quarter of fi scal 2014.

Product Warranties

Our products are used in applications which are subject to inherent risks 
including performance defi ciencies, personal injury, property damage, 
environmental contamination or loss of production. We warrant our 
products to meet certain specifi cations and actual or claimed defi ciencies 

from these specifi cations may give rise to claims, although we do not 
maintain a reserve for warranties as the historical claims have been 
immaterial. We maintain product liability insurance coverage to 
minimize our exposure to such risks.

Seasonality and Cyclicality

Demand in our markets is both seasonal and cyclical, driven by the level 
of construction activity, but can also be impacted by fl uctuations in 
the inventory positions of our customers. From a seasonal standpoint, 
the highest level of shipments within the year typically occurs when 
weather conditions are the most conducive to construction activity. 
As a result, shipments and profi tability are usually higher in the third 

and fourth quarters of the fi scal year and lower in the fi rst and second 
quarters. From a cyclical standpoint, the level of construction activity 
tends to be correlated with general economic conditions although there 
can be signifi cant diff erences between the relative performance of the 
nonresidential and residential construction sectors for extended periods.

Raw Materials

Th  e primary raw material used to manufacture our products is hot-
rolled carbon steel wire rod, which we purchase from both domestic 
and foreign suppliers. Wire rod can generally be characterized as a 
commodity product. We purchase several diff erent grades and sizes of 
wire rod with varying specifi cations based on the diameter, chemistry, 

mechanical properties and metallurgical characteristics that are required 
for our end products. High carbon grades of wire rod are required 
for the production of PC strand while low carbon grades are used to 
manufacture WWR.

6

INSTEEL INDUSTRIES, INC. - Form  10-K

PART I  

ITEM 1 Business

Pricing for wire rod tends to fl uctuate based on both domestic and 
global market conditions. In most economic environments, domestic 
demand for wire rod exceeds domestic production capacity and imports 
of wire rod are necessary to satisfy the supply requirements of the U.S. 
market. Trade actions initiated by domestic wire rod producers can 
signifi cantly impact the pricing and availability of imported wire rod, 
which during fi scal years 2013 and 2012 represented approximately 
25% and 17%, respectively, of our total wire rod purchases. We believe 
that the substantial volume of our wire rod requirements, our strong 
fi nancial condition and our desirable mix of sizes and grades represents 
a competitive advantage by making us a more attractive customer to 
our suppliers relative to our competitors.

Our ability to source wire rod from overseas suppliers is limited by 
domestic content requirements generally referred to as “Buy America” 
or “Buy American” laws that exist at both the federal and state levels. 
Th  ese laws generally require a domestic “melt and cast” standard for 
purposes of compliance. Certain segments of the PC strand market and 
the majority of our CPR and ESM products are certifi ed to customers 
to be in compliance with the domestic content regulations.

Selling prices for our products tend to be correlated with changes 
in wire rod prices. However, the timing of the relative price changes 
varies depending upon market conditions and competitive factors. 
Th  e relative supply and demand conditions in our markets determine 
whether our margins expand or contract during periods of rising or 
falling wire rod prices.

Competition

We believe that we are the largest domestic producer of PC strand and 
WWR. Th  e markets in which our business is conducted are highly 
competitive. Some of our competitors, such as Nucor Corporation, 
Keystone Steel & Wire Co., Oklahoma Steel and Wire, and Gerdau 
Long Products North America, are vertically integrated companies that 
produce both wire rod and concrete reinforcing products and off er 
multiple product lines over broad geographic areas. Other competitors 
are smaller independent companies that off er limited competition in 
certain markets. Market participants compete on the basis of price, 
quality and service. Our primary competitors for WWR products 
are Nucor Corporation, Gerdau Ameristeel Corporation, Engineered 
Wire Products, Inc., Davis Wire Corporation, Oklahoma Steel & Wire 
Co., Inc., Concrete Reinforcements Inc. and Wire Mesh Corporation. 
Our primary competitors for PC strand are American Spring Wire 
Corporation, Sumiden Wire Products Corporation, Strand-Tech 
Martin, Inc. and Wire Mesh Corporation. Import competition is 
also a signifi cant factor in certain segments of the PC strand market.

In response to irrationally-priced import competition from off shore 
PC strand suppliers, we have pursued trade cases when necessary as 
a means of ensuring that foreign producers were complying with the 
applicable trade laws and regulations. In 2003, we, together with a 
coalition of domestic producers of PC strand, obtained a favorable 
determination from the U.S. Department of Commerce (the “DOC”) 
in response to the petitions we had fi led alleging that imports of PC 
strand from Brazil, India, Korea, Mexico and Th  ailand were being 

Employees

“dumped” or sold in the U.S. at a price that was lower than fair value 
and had injured the domestic PC strand industry. Th  e DOC imposed 
anti-dumping duties ranging from 12% up to 119%, which had the 
eff ect of limiting the participation of these countries in the domestic 
market. In 2010, we, together with a coalition of domestic producers 
of PC strand, obtained favorable determinations from the DOC in 
response to the petitions we had fi led alleging that imports of PC 
strand from China were being “dumped” or sold in the U.S. at a price 
that was lower than fair value and that subsidies were being provided 
to Chinese PC strand producers by the Chinese government, both 
of which had injured the domestic PC strand industry. Th  e DOC 
imposed fi nal countervailing duty margins ranging from 9% to 46% 
and anti-dumping margins ranging from 43% to 194%, which had 
the eff ect of limiting the continued participation of Chinese producers 
in the domestic market.

Quality and service expectations of customers have risen substantially 
over the years and are key factors that impact their selection of suppliers. 
Technology has become a critical competitive factor from the standpoint 
of manufacturing costs, quality and customer service capabilities. 
In view of our sophisticated information systems, technologically 
advanced manufacturing facilities, low cost production capabilities, 
strong market positions, and broad product off ering and geographic 
reach, we believe that we are well-positioned to compete favorably with 
other producers of our concrete reinforcing products.

As of September 28, 2013, we employed 687 people. We have not 
experienced any work stoppages and believe that our relationship with 
our employees is good. However, should we experience a disruption of 
production, we have contingency plans in place that we believe would 

enable us to continue serving our customers, although there can be 
no assurances that a work slowdown or stoppage would not adversely 
impact our operating costs and overall fi nancial results.

Financial Information

For information with respect to revenue, operating profi tability and identifi able assets attributable to our business and geographic areas, see 
the items referenced in Item 6, Selected Financial Data; Item 7, Management’s Discussion and Analysis of Financial Condition and Results of 
Operations; and Note 13 to the consolidated fi nancial statements.

INSTEEL INDUSTRIES, INC. - Form  10-K 7

PART I  
ITEM 1A Risk Factors

Environmental Matters

We believe that we are in compliance in all material respects with 
applicable environmental laws and regulations. We have experienced no 
material diffi  culties in complying with legislative or regulatory standards 
and believe that these standards have not materially impacted our fi nancial 
position or results of operations. Although our future compliance 

with additional environmental requirements could necessitate capital 
outlays, we do not believe that these expenditures would ultimately 
have a material adverse eff ect on our fi nancial position or results of 
operations. We do not expect to incur material capital expenditures 
for environmental control facilities during fi scal years 2014 and 2015.

Executive Offi  cers of the Company

Our executive offi  cers are as follows:

Name
H.O. Woltz III
Michael C. Gazmarian
James F. Petelle
Richard T. Wagner

Age
57
54
63
54

Position
President, Chief Executive Offi  cer and Chairman of the Board
Vice President, Chief Financial Offi  cer and Treasurer
Vice President - Administration and Secretary
Vice President and General Manager of IWP

H. O. Woltz III, 57, was elected Chief Executive Offi  cer in 1991 and 
has been employed by us and our subsidiaries in various capacities 
since 1978. He was named President and Chief Operating Offi  cer 
in 1989. He served as our Vice President from 1988 to 1989 and as 
President of Rappahannock Wire Company, formerly a subsidiary of 
our Company, from 1981 to 1989. Mr. Woltz has been a Director since 
1986 and also serves as President of Insteel Wire Products Company. 
Mr. Woltz served as President of Florida Wire and Cable, Inc. until 
its merger with Insteel Wire Products Company in 2002. Mr. Woltz 
serves on the Executive Committee of our Board of Directors and was 
elected Chairman of the Board in 2009.

Michael C. Gazmarian, 54, was elected Vice President, Chief Financial 
Offi  cer and Treasurer in February 2007. He had previously served as 
Chief Financial Offi  cer and Treasurer since 1994, the year he joined 
us. Before joining us, Mr. Gazmarian had been employed by Guardian 
Industries Corp., a privately-held manufacturer of glass, automotive and 
building products, since 1986, serving in various fi nancial capacities.

James F. Petelle, 63, joined us in October 2006. He was elected 
Vice President and Assistant Secretary on November 14, 2006 and 
Vice President - Administration and Secretary on January 12, 2007. 
He was previously employed by Andrew Corporation, a publicly-held 
manufacturer of telecommunications infrastructure equipment, having 
served as Secretary from 1990 to May 2006, and Vice President - Law 
from 2000 to October 2006.

Richard T. Wagner, 54, joined us in 1992 and has served as Vice 
President and General Manager of the Concrete Reinforcing Products 
Business Unit of the Company’s subsidiary, Insteel Wire Products 
Company, since 1998. In February 2007, Mr. Wagner was appointed 
Vice President of the parent company, Insteel Industries, Inc. Prior 
to 1992, Mr. Wagner served in various positions with Florida Wire 
and Cable, Inc., a manufacturer of PC strand and galvanized strand 
products, since 1977.

Th  e executive offi  cers listed above were elected by our Board of Directors 
at its annual meeting held February 12, 2013 for a term that will expire 
at the next annual meeting of the Board of Directors or until their 
successors are elected and qualify. Th  e next meeting at which offi  cers 
will be elected is expected to be February 12, 2014.

ITEM 1A Risk Factors

You should carefully consider all of the information set forth in this 
annual report on Form 10-K, including the following risk factors, 
before investing in any of our securities. Th  e risks and uncertainties 
described below are not the only ones we face. Additional risks and 
uncertainties that are currently unknown to us or that we currently 

consider to be immaterial may also impair our business or adversely 
aff ect our fi nancial condition and results of operations. We may amend 
or supplement these risk factors from time to time by other future 
reports and statements that we fi le with the SEC.

8

INSTEEL INDUSTRIES, INC. - Form  10-K

Our business is cyclical and can be negatively impacted 
by prolonged economic downturns or reduced 
availability of fi nancing in the credit markets that 
reduce the level of construction activity and demand for 
our products.
Demand for our concrete reinforcing products is cyclical in nature and 
sensitive to changes in the economy and in the availability of fi nancing 
in the credit markets. Our products are sold primarily to manufacturers 
of concrete products for the construction industry and used for a broad 
range of nonresidential and residential construction applications. Demand 
in these markets is driven by the level of construction activity, which 
tends to be correlated with conditions in the general economy as well as 
other factors beyond our control. Th  e tightening in the credit markets 
that has persisted since fi scal 2009 could continue to unfavorably impact 
demand for our products by reducing the availability of fi nancing to our 
customers and the construction industry as a whole. Future prolonged 
periods of economic weakness or reduced availability of fi nancing could 
have a material adverse impact on our business, results of operations, 
fi nancial condition and cash fl ows.

Our business can be negatively impacted by reductions 
in the amount and duration of government funding 
for infrastructure projects that reduce the level of 
construction activity and demand for our products.
Certain of our products are used in the construction of highways, 
bridges and other infrastructure projects that are funded by federal, 
state and local governments. Reductions in the amount of funding 
for such projects or the period for which it is provided could have a 
material adverse impact on our business, results of operations, fi nancial 
condition and cash fl ows.

In particular, the recent U.S. government partial shutdown presents 
a signifi cant risk. If the U.S. government budget process results in 
a prolonged shutdown, we may experience delayed orders, delayed 
payments, and declines in revenues, profi tability  and cash fl ows. 
Additionally, we may experience related supply chain delays, disruptions    
or other problems associated with fi nancial constraints faced by our 
suppliers. Th  ese conditions could have a material adverse impact on 
our business, results of operations, fi nancial condition  and cash fl ows.

Our operations are subject to seasonal fl uctuations 
that may impact our cash fl ow.
Our shipments are generally lower in the fi rst and second quarters 
primarily due to the reduced level of construction activity resulting from 
winter weather conditions together with customer plant shutdowns 
associated with holidays. As a result, our cash fl ow from operations 
may vary from quarter to quarter due to these seasonal factors.

Demand for our products is highly variable and 
diffi  cult to forecast due to our minimal backlog and the 
unanticipated changes that can occur in customer order 
patterns or inventory levels.
Demand for our products is highly variable. Th  e short lead times for 
customer orders and minimal backlog that characterize our business 
make it diffi  cult to forecast the future level of demand for our products. 

PART I  

ITEM 1A Risk Factors

In some cases, unanticipated downturns in demand can be exacerbated by 
inventory reduction measures pursued by our customers. Th  e combination 
of these factors may cause signifi cant fl uctuations in our sales, profi tability 
and cash fl ows.

Our customers may be adversely aff ected by 
the continued negative macroeconomic conditions 
and tightening in the credit markets.
Current negative macroeconomic conditions and the tightening in the 
credit markets could limit the ability of our customers to fund their 
fi nancing requirements, thereby reducing their purchasing volume with 
us. Further, the reduction in the availability of credit may increase the 
risk of customers defaulting on their payment obligations to us. Th  e 
continuation or occurrence of these events could materially and adversely 
impact our business, fi nancial condition and results of operations.

Our fi nancial results can be negatively impacted by 
the volatility in the cost and availability of our primary 
raw material, hot-rolled carbon steel wire rod.
Th  e primary raw material used to manufacture our products is hot-rolled 
carbon steel wire rod, which we purchase from both domestic and foreign 
suppliers. We do not use derivative commodity instruments to hedge 
our exposure to changes in the price of wire rod as such instruments 
are currently unavailable in the fi nancial markets. Beginning in fi scal 
2004, a tightening of supply in the rod market together with fl uctuations 
in the raw material costs of rod producers resulted in increased price 
volatility which has continued through fi scal 2013. In response to 
the increased pricing volatility, wire rod producers have resorted to 
increasing the frequency of price adjustments, typically on a monthly 
basis as well as unilaterally changing the terms of prior commitments.

Although changes in our wire rod costs and selling prices tend to be 
correlated, depending upon market conditions, there may be periods 
during which we are unable to fully recover increased rod costs through 
higher selling prices, which would reduce gross profi t and cash fl ow 
from operations. Additionally, should raw material costs decline, our 
fi nancial results may be negatively impacted if the selling prices for 
our products decrease to an even greater degree and to the extent that 
we are consuming higher cost material from inventory.

Our fi nancial results can also be signifi cantly impacted if raw material 
supplies are inadequate to satisfy our purchasing requirements. In 
addition, trade actions by domestic wire rod producers against off shore 
suppliers can have a substantial impact on the availability and cost of 
imported wire rod. Th  e imposition of anti-dumping or countervailing 
duty margins by the DOC against exporting countries can have the 
eff ect of reducing or eliminating their activity in the domestic market, 
which is of increasing signifi cance in view of the reductions in domestic 
wire rod production capacity that have occurred in recent years. If we 
were unable to obtain adequate and timely delivery of our raw material 
requirements, we may be unable to manufacture suffi  cient quantities 
of our products or operate our manufacturing facilities in an effi  cient 
manner, which could result in lost sales and higher operating costs.

INSTEEL INDUSTRIES, INC. - Form  10-K 9

PART I  
ITEM 1A Risk Factors

Foreign competition could adversely impact our 
fi nancial results.
Our PC strand business is subject to off shore import competition 
on an ongoing basis in that in most market environments, domestic 
production capacity is insuffi  cient to satisfy domestic demand. If we 
are unable to purchase raw materials and achieve manufacturing costs 
that are competitive with those of foreign producers, or if the margin 
and return requirements of foreign producers are substantially lower, 
our market share and profi t margins could be negatively impacted. 
In response to irrationally-priced import competition from off shore 
PC strand suppliers, we have pursued trade cases when necessary as 
a means of ensuring that foreign producers were complying with the 
applicable trade laws and regulations. Th  ese trade cases have resulted 
in the imposition of duties which have had the eff ect of limiting the 
continued participation of certain countries in the domestic market. Trade 
law enforcement is critical to our ability to maintain our competitive 
position against foreign PC strand producers that engage in unlawful 
trade practices.

Our manufacturing facilities are subject to unexpected 
equipment failures, operational interruptions and 
casualty losses.
Our manufacturing facilities are subject to risks that may limit our 
ability to manufacture products, including unexpected equipment 
failures and catastrophic losses due to other unanticipated events 
such as fi res, explosions, accidents, adverse weather conditions and 
transportation interruptions. Any such equipment failures or events can 
subject us to material plant shutdowns, periods of reduced production 
or unexpected downtime. Furthermore, the resolution of certain 
operational interruptions may require signifi cant capital expenditures. 
Although our insurance coverage could off set the losses or expenditures 
relating to some of these events, our results of operations and cash fl ows 
could be negatively impacted to the extent that such claims were not 
covered or only partially covered by our insurance.

Our fi nancial results could be adversely impacted by the 
continued escalation in certain of our operating costs.
Our employee benefi t costs, particularly our medical and workers’ 
compensation costs, have increased substantially in recent years and 
are expected to continue to rise. In March 2010, Congress passed and 
the President signed Th  e Patient Protection and Aff ordable Care Act, 
which will have a signifi cant impact on employers, health care providers, 
insurers and others associated with the health care industry and is 
expected to increase our employee health care costs. Th  is legislation 
requires certain large employers to off er health care benefi ts to full-time 
employees or face potential annual penalties. To avoid these penalties, 
employers must off er health benefi ts providing a minimum level of 
coverage and must limit the amount that employees are charged for the 
coverage. Although this new requirement has been delayed generally 
from January 2014 to January 2015, any signifi cant increases in the 
costs attributable to our self-insured health plans could adversely impact 
our business, fi nancial condition and results of operations.

In addition, higher prices for natural gas, electricity, fuel and consumables 
increase our manufacturing and distribution costs. Most of our sales 
are made under terms whereby we incur the fuel costs and surcharges 
associated with the delivery of products to our customers. Although 
we have implemented numerous measures to off set the impact of 
the ongoing escalation in these costs, there can be no assurance that 
such actions will be eff ective. If we are unable to pass these additional 
costs through by raising selling prices, our fi nancial results could be 
adversely impacted.

Our capital resources may not be adequate to 
provide for our capital investment and maintenance 
expenditures if we were to experience a substantial 
downturn in our fi nancial performance.
Our operations are capital intensive and require substantial recurring 
expenditures for the routine maintenance of our equipment and 
facilities. Although we expect to fi nance our business requirements 
through internally generated funds or from borrowings under our 
$100.0 million revolving credit facility, we cannot provide any assurances 
these resources will be suffi  cient to support our business. A material 
adverse change in our operations or fi nancial condition could limit our 
ability to borrow funds under our credit facility, which could further 
adversely impact our liquidity and fi nancial condition. Any signifi cant 
future acquisitions could require additional fi nancing from external 
sources that may not be available on favorable terms, which could 
adversely impact our operations, growth plans, fi nancial condition 
and results of operations.

Environmental compliance and remediation could 
result in substantially increased capital investments and 
operating costs.
Our business is subject to numerous federal, state and local laws and 
regulations pertaining to the protection of the environment that could 
require substantial increases in capital investments and operating costs. 
Th  ese laws and regulations, which are constantly evolving, are becoming 
increasingly stringent and the ultimate impact of compliance is not 
always clearly known or determinable because regulations under some 
of these laws have not yet been promulgated or are undergoing revision.

Our stock price can be volatile, often in connection with 
matters beyond our control.
Equity markets in the U.S. have been increasingly volatile in recent 
years. During fi scal 2013, our common stock traded as high as $19.37 
and as low as $10.53. Th  ere are numerous factors that could cause 
the price of our common stock to fl uctuate signifi cantly, including: 
variations in our quarterly and annual operating results; changes in our 
business outlook; changes in market valuations of companies in our 
industry; changes in the expectations for nonresidential and residential 
construction; and announcements by us, our competitors or industry 
participants that may be perceived to impact us or our operations.

10

INSTEEL INDUSTRIES, INC. - Form  10-K

ITEM 1B Unresolved Staff  Comments

None.

ITEM 4 Mine Safety Disclosures

PART I  

ITEM 2  Properties

Insteel’s corporate headquarters and IWP’s sales and administrative offi  ces 
are located in Mount Airy, North Carolina. At September 28, 2013, 
we operated nine manufacturing facilities located in Dayton, Texas; 
Gallatin, Tennessee; Hazleton, Pennsylvania; Hickman, Kentucky; 
Jacksonville, Florida; Kingman, Arizona; Mount Airy, North Carolina; 
Sanderson, Florida; and St. Joseph, Missouri.

We own all of our real estate. We believe that our properties are in 
good operating condition and that our machinery and equipment have 
been well maintained. We also believe that our manufacturing facilities 
are suitable for their intended purposes and have capacities adequate 
to satisfy the current and projected needs for our existing products.

ITEM 3  Legal Proceedings

We are, from time to time, involved in various lawsuits, claims, investigations and proceedings, including commercial, environmental and 
employment matters, which arise in the ordinary course of business. We do not anticipate that the ultimate cost to resolve these other matters 
will have a material adverse eff ect on our fi nancial position, results of operations or cash fl ows.

ITEM 4  Mine Safety Disclosures

Not applicable.

INSTEEL INDUSTRIES, INC. - Form  10-K 11

PART II  
ITEM 5 Market for Registrant’s Common Equity, Related Shareholder Matters and Issuer Purchases of Equity Securities

PART II

ITEM 5  Market for Registrant’s Common Equity, Related 

Shareholder Matters and Issuer Purchases 
of Equity Securities

Our common stock is listed on the NASDAQ Global Select Market under the symbol “IIIN” and has been trading on NASDAQ since 
September 28, 2004. As of October 23, 2013, there were 738 shareholders of record. Th  e following table summarizes the high and low sales 
prices as reported on the NASDAQ Global Select Market and the cash dividend per share declared in fi scal 2013 and fi scal 2012:

First Quarter
Second Quarter
Th  ird Quarter
Fourth Quarter

$

Fiscal 2013

Fiscal 2012

High
12.67 $
17.22  
19.37  
18.21  

Low
10.53 $
11.79  
14.01  
15.18  

Cash Dividends
0.28
0.03
0.03
0.03

$

High
11.25 $
13.74  
12.38  
12.24  

Low
9.27 $
10.47  
8.93  
9.46  

Cash Dividends
0.03
0.03
0.03
0.03

We currently pay a quarterly cash dividend of $0.03 per share. While we 
intend to pay regular quarterly cash dividends for the foreseeable 
future, the declaration and payment of future dividends, if any, are 
discretionary and will be subject to determination by the Board 
of Directors each quarter after taking into account various factors, 

including general business conditions and our fi nancial condition, 
operating results, cash requirements and expansion plans. See Note 7 
of the consolidated fi nancial statements for additional discussion with 
respect to restrictions on our ability to make dividend payments under 
the terms of our revolving credit facility.

12

INSTEEL INDUSTRIES, INC. - Form  10-K

 
 
 
 
 
 
PART II  
ITEM 5 Market for Registrant’s Common Equity, Related Shareholder Matters and Issuer Purchases of Equity Securities

Stock Performance Graph

Th  e line graph below compares the cumulative total shareholder return 
on our common stock with the cumulative total return of the Russell 
2000 Index and the S&P Building Products Index for the fi ve years 
ended September 28, 2013. Th  e graph and table assume that $100 was 
invested on September 27, 2008 in each of our common stock, the 

Russell 2000 Index and the S&P Building Products Index, and that 
all dividends were reinvested. Cumulative total shareholder returns 
for our common stock, the Russell 2000 Index and the S&P Building 
Products Index are based on our fi scal year.

COMPARISON OF FIVE-YEAR CUMULATIVE RETURN FOR INSTEEL INDUSTRIES, INC. 
The Russell 2000 Index, and the S&P Building Products Index

In $

180

160

140

120

100

80

60

40

20

0

9/27/08

10/3/09

10/2/10

10/1/11

9/29/12

9/28/13

Insteel Industries, Inc.

Russell 2000

S&P Building Products

Insteel Industries, Inc.
Russell 2000
S&P Building Products

$

9/27/08
100.00 $
100.00  
100.00  

10/3/09

84.19 $
90.45  
76.14  

Fiscal Year Ended
10/2/10

65.33 $
102.53  
66.36  

10/1/11

74.41 $
98.91  
43.94  

9/29/12

87.61 $
130.47  
95.46  

9/28/13
122.93
169.68
137.33

Issuer Purchases of Equity Securities

On November 18, 2008, our Board of Directors approved a share 
repurchase authorization to buy back up to $25.0 million of our 
outstanding common stock. Repurchases may be made from time to 
time in the open market or in privately negotiated transactions subject 
to market conditions, applicable legal requirements and other factors. 
We are not obligated to acquire any particular amount of common 

stock and may commence or suspend the program at any time at our 
discretion without prior notice. Th  e share repurchase authorization 
continues in eff ect until terminated by the Board of Directors. As of 
September 28, 2013, there was $24.8 million remaining available for 
future share repurchases under this authorization. We did not repurchase 
any shares of our common stock during 2013 and 2012.

Rights Agreement

On April 21, 2009, the Board of Directors adopted Amendment No. 
1 to Rights Agreement, eff ective April 25, 2009, amending the Rights 
Agreement dated as of April 27, 1999 between us and American Stock 
Transfer & Trust Company, LLC, successor to First Union National 
Bank. Amendment No. 1 and the Rights Agreement are hereinafter 
collectively referred to as the “Rights Agreement.” In connection 
with adopting the Rights Agreement, on April 26, 1999, the Board 
of Directors declared a dividend distribution of one right per share 
of our outstanding common stock as of May 17, 1999. Th  e Rights 

Agreement also provides that one right will attach to each share of 
our common stock issued after May 17, 1999. Each right entitles the 
registered holder to purchase from us on certain dates described in the 
Rights Agreement one two-hundredths of a share (a “Unit”) of our 
Series A Junior Participating Preferred Stock at a purchase price of $46 
per Unit, subject to adjustment as described in the Rights Agreement. 
For more information regarding our Rights Agreement, see Note 17 
to the consolidated fi nancial statements.

INSTEEL INDUSTRIES, INC. - Form  10-K 13

 
 
PART II  
ITEM 6 Selected Financial Data

ITEM 6  Selected Financial Data

Financial Highlights

(In thousands, except per share amounts)
Net sales
Earnings (loss) from continuing operations
Net earnings (loss)
Earnings (loss) per share from continuing 
operations (basic)
Earnings (loss) per share from continuing 
operations (diluted)
Net earnings (loss) per share (basic)
Net earnings (loss) per share (diluted)
Cash dividends declared
Total assets
Total debt
Shareholders’ equity

Year Ended

(52 weeks)
September 28, 2013

(52 weeks)
September 29, 2012

(52 weeks)
October 1, 2011

(52 weeks)
October 2, 2010

(53 weeks)
October 3, 2009

$

363,896 $
11,735  
11,735  

363,303 $
1,809  
1,809  

336,909   $
(387)  
(387)  

211,586 $
458  
473  

230,236  
(20,940)
(22,086)

0.65  

0.10  

(0.02)  

0.03  

(1.20)

0.64  
0.65  
0.64  
0.37  
212,649  
-  
161,056  

0.10  
0.10  
0.10  
0.12  
208,552  
11,475  
149,500  

(0.02)  
(0.02)  
(0.02)  
0.12    
216,530    
14,156    
148,474    

0.03  
0.03  
0.03  
0.12  
182,505  
-  
147,876  

(1.20)
(1.27)
(1.27)
0.12  
182,117  
-  
147,070  

ITEM 7  Management’s Discussion and Analysis 

of Financial Condition and Results of Operations

Th  e matters discussed in this section include forward-looking statements that are subject to numerous risks. You should carefully read 
the “Cautionary Note Regarding Forward-Looking Statements” and “Risk Factors” in this Form 10-K.

Overview

Our operations are entirely focused on the manufacture and marketing 
of concrete reinforcing products for the concrete construction industry. 
Our business strategy is focused on: (1) achieving leadership positions 
in our markets; (2) operating as the lowest cost producer; and (3) 
pursuing growth opportunities within our core businesses that further 
our penetration of the markets we currently serve or expand our 
geographic footprint.

On November 19, 2010, we, through our wholly-owned subsidiary, 
IWP, purchased certain assets of Ivy for approximately $50.3 million, 
after giving eff ect to post-closing adjustments. Ivy was one of the nation’s 
largest producers of WWR and wire products for concrete construction 

applications (see Note 4 to the consolidated fi nancial statements). 
Among other assets, we acquired Ivy’s production facilities located in 
Arizona, Florida, Missouri and Pennsylvania; production equipment 
located at a leased facility in Texas; and certain related inventories. 
We also entered into a short-term sublease with Ivy for the Texas facility. 
Subsequent to the acquisition, we elected to consolidate certain of our 
WWR operations in order to reduce our operating costs, which involved 
the closure of facilities in Wilmington, Delaware and Houston, Texas. 
Th  ese actions were taken in response to the close proximity of Ivy’s 
facilities in Hazleton, Pennsylvania and Houston, Texas to our existing 
facilities in Wilmington, Delaware and Dayton, Texas.

14

INSTEEL INDUSTRIES, INC. - Form  10-K

 
 
 
 
 
 
 
 
 
 
PART II  
ITEM 7 Management’s Discussion and Analysis of Financial Condition and Results of Operations

Critical Accounting Policies

Our fi nancial statements have been prepared in accordance with 
accounting principles generally accepted in the United States (“GAAP”). 
Our discussion and analysis of our fi nancial condition and results of 
operations are based on these fi nancial statements. Th  e preparation of 
our fi nancial statements requires the application of these accounting 
principles in addition to certain estimates and judgments based on 
current available information, actuarial estimates, historical results 
and other assumptions believed to be reasonable. Actual results could 
diff er from these estimates.

Following is a discussion of our most critical accounting policies, which 
are those that are both important to the depiction of our fi nancial 
condition and results of operations and that require judgments, 
assumptions and estimates.

Revenue recognition. We recognize revenue from product sales when 
products are shipped and risk of loss and title has passed to the customer. 
Sales taxes collected from customers are recorded on a net basis and as 
such, are excluded from revenue.

Concentration of credit risk. Financial instruments that subject us 
to concentrations of credit risk consist principally of cash and cash 
equivalents and trade accounts receivable. Our cash is concentrated 
primarily at one fi nancial institution, which at times exceeds federally 
insured limits. We are exposed to credit risk in the event of default 
by institutions in which our cash and cash equivalents are held and 
by customers to the extent of the amounts recorded on the balance 
sheet. We invest excess cash primarily in money market funds, which 
are highly liquid securities that bear minimal risk.

Most of our accounts receivable are due from customers that are 
located in the U.S. and we generally require no collateral depending 
upon the creditworthiness of the account. We provide an allowance 
for doubtful accounts based upon our assessment of the credit risk of 
specifi c customers, historical trends and other information. Th  ere is 
no disproportionate concentration of credit risk.

Allowance for doubtful accounts. We maintain allowances for doubtful 
accounts for estimated losses resulting from the potential inability of our 
customers to make required payments on outstanding balances owed 
to us. Signifi cant management judgments and estimates are used in 
establishing the allowances. Th  ese judgments and estimates consider such 
factors as customers’ fi nancial position, cash fl ows and payment history 
as well as current and expected business conditions. It is reasonably 
likely that actual collections will diff er from our estimates, which may 
result in increases or decreases in the allowances. Adjustments to the 
allowances may also be required if there are signifi cant changes in the 
fi nancial condition of our customers.

Inventory valuation. We periodically evaluate the carrying value 
of our inventory. Th  is evaluation includes assessing the adequacy of 
allowances to cover losses in the normal course of operations, providing 
for excess and obsolete inventory, and ensuring that inventory is valued 
at the lower of cost or estimated net realizable value. Our evaluation 
considers such factors as the cost of inventory, future demand, our 
historical experience and market conditions. In assessing the realization 
of inventory values, we are required to make judgments and estimates 
regarding future market conditions. Because of the subjective nature 
of these judgments and estimates, it is reasonably likely that actual 

outcomes will diff er from our estimates. Adjustments to these reserves 
may be required if actual market conditions for our products are 
substantially diff erent than the assumptions underlying our estimates.

Long-lived assets. We review long-lived assets, which consist principally 
of property, plant and equipment, for impairment whenever events or 
changes in circumstances indicate that the carrying value of the asset 
may not be fully recoverable. Recoverability of long-lived assets to be 
held and used is measured based on the future net undiscounted cash 
fl ows expected to be generated by the related asset or asset group. 
If it is determined that an impairment loss has been incurred, the 
impairment loss is recognized in the period in which it is incurred and 
is calculated based on the diff erence between the carrying value and the 
present value of estimated future net cash fl ows or comparable market 
values. Assets to be disposed of by sale are recorded at the lower of the 
carrying value or fair value less cost to sell when we have committed 
to a disposal plan, and are reported separately as assets held for sale 
on our consolidated balance sheet. Unforeseen events and changes in 
circumstances and market conditions could negatively aff ect the value 
of assets and result in an impairment charge.

Self-insurance. We are self-insured for certain losses relating to medical 
and workers’ compensation claims. Self-insurance claims fi led and 
claims incurred but not reported are accrued based upon management’s 
estimates of the discounted ultimate cost for uninsured claims incurred 
using actuarial assumptions followed by the insurance industry and 
historical experience. Th  ese estimates are subject to a high degree of 
variability based upon future infl ation rates, litigation trends, changes 
in benefi t levels and claim settlement patterns. Because of uncertainties 
related to these factors as well as the possibility of changes in the 
underlying facts and circumstances, future adjustments to these reserves 
may be required.

Litigation. From time to time, we may be involved in claims, lawsuits 
and other proceedings. Th  e eventual outcome of such matters and the 
potential losses that we may ultimately incur are subject to a high degree 
of uncertainty. We record expenses for litigation when it is probable 
that a liability has been incurred and the amount of the loss can be 
reasonably estimated. We estimate the probability of such losses based 
on the advice of legal counsel, the outcome of similar litigation, the 
status of the lawsuits and other factors. Due to the numerous factors 
that enter into these judgments and assumptions, it is reasonably likely 
that actual outcomes will diff er from our estimates. We monitor our 
potential exposure to these contingencies on a regular basis and may 
adjust our estimates as additional information becomes available or as 
there are signifi cant developments.

Stock-based compensation. We account for stock-based compensation 
arrangements, including stock option grants, restricted stock awards 
and restricted stock units, in accordance with the provisions of 
Financial Accounting Standards Board (“FASB”) Accounting Standards 
Codifi cation (“ASC”) Topic 718, Compensation — Stock Compensation. 
Under these provisions, compensation cost is recognized based on the 
fair value of equity awards on the date of grant. Th  e compensation cost 
is then amortized on a straight-line basis over the vesting period. We use 
the Monte Carlo valuation model to determine the fair value of stock 
options at the date of grant, which requires us to make assumptions 
such as expected term, volatility and forfeiture rates to determine the 

INSTEEL INDUSTRIES, INC. - Form  10-K 15

PART II  
ITEM 7 Management’s Discussion and Analysis of Financial Condition and Results of Operations

stock options’ fair value. Th  ese assumptions are based on historical 
information and judgment regarding market factors and trends. If actual 
results diff er from our assumptions and judgments used in estimating 
these factors, future adjustments to these estimates may be required.

Assumptions for employee benefi t plans. We account for our defi ned 
employee benefi t plans, the Insteel Wire Products Company Retirement 
Income Plan for Hourly Employees, Wilmington, Delaware (the 
“Delaware Plan”) and the supplemental employee retirement plans (each, 
a “SERP”) in accordance with FASB ASC Topic 715, Compensation 
– Retirement Benefi ts. Under the provisions of ASC Topic 715, 
we recognize net periodic pension costs and value pension assets or 
liabilities based on certain actuarial assumptions, principally the assumed 
discount rate and the assumed long-term rate of return on plan assets.

Th  e discount rates we utilize for determining net periodic pension 
costs and the related benefi t obligations for our plans are based, in 
part, on current interest rates earned on long-term bonds that receive 
one of the two highest ratings assigned by recognized rating agencies. 
Our discount rate assumptions are adjusted as of each valuation date 
to refl ect current interest rates on such long-term bonds. Th  e discount 
rates are used to determine the actuarial present value of the benefi t 
obligations as of the valuation date as well as the interest component 
of the net periodic pension cost for the following year. Th  e discount 
rate for the Delaware Plan and SERPs was 4.75%, 4% and 4.75% for 
2013, 2012 and 2011, respectively.

Th  e assumed long-term rate of return on plan assets for the Delaware 
Plan represents the estimated average rate of return expected to be earned 
on the funds invested or to be invested in the plan’s assets to fund the 
benefi t payments inherent in the projected benefi t obligations. Unlike 
the discount rate, which is adjusted each year based on changes in 
current long-term interest rates, the assumed long-term rate of return 
on plan assets will not necessarily change based upon the actual short-
term performance of the plan assets in any given year. Th  e amount 
of net periodic pension cost that is recorded each year is based on 
the assumed long-term rate of return on plan assets for the plan and 
the actual fair value of the plan assets as of the beginning of the year. 
We  regularly review our actual asset allocation and, when appropriate, 
rebalance the investments in the plan to more accurately refl ect the 
targeted allocation.

For 2013, 2012 and 2011, the assumed long-term rate of return utilized 
for plan assets of the Delaware Plan was 8%. We currently expect to 
use the same assumed rate for the long-term return on plan assets 
in 2014. In determining the appropriateness of this assumption, we 
considered the historical rate of return of the plan assets, the current 
and projected asset mix, our investment objectives and information 
provided by our third-party investment advisors.

Th  e projected benefi t obligations and net periodic pension cost for the 
SERPs are based in part on expected increases in future compensation 
levels. Our assumption for the expected increase in future compensation 
levels is based upon our average historical experience and management’s 
intentions regarding future compensation increases, which generally 
approximates average long-term infl ation rates.

Assumed discount rates and rates of return on plan assets are reevaluated 
annually. Changes in these assumptions can result in the recognition of 
materially diff erent pension costs over diff erent periods and materially 
diff erent asset and liability amounts in our consolidated fi nancial 
statements. A reduction in the assumed discount rate generally results in 
an actuarial loss, as the actuarially-determined present value of estimated 
future benefi t payments will increase. Conversely, an increase in the 
assumed discount rate generally results in an actuarial gain. In addition, 
an actual return on plan assets for a given year that is greater than the 
assumed return on plan assets results in an actuarial gain, while an 
actual return on plan assets that is less than the assumed return results 
in an actuarial loss. Other actual outcomes that diff er from previous 
assumptions, such as individuals living longer or shorter lives than 
assumed in the mortality tables that are also used to determine the 
actuarially-determined present value of estimated future benefi t payments, 
changes in such mortality tables themselves or plan amendments will 
also result in actuarial losses or gains. Under GAAP, actuarial gains 
and losses are deferred and amortized into income over future periods 
based upon the expected average remaining service life of the active 
plan participants (for plans for which benefi ts are still being earned 
by active employees) or the average remaining life expectancy of the 
inactive participants (for plans for which benefi ts are not still being 
earned by active employees). However, any actuarial gains generated in 
future periods reduce the negative amortization eff ect of any cumulative 
unamortized actuarial losses, while any actuarial losses generated in 
future periods reduce the favorable amortization eff ect of any cumulative 
unamortized actuarial gains.

Th  e amounts recognized as net periodic pension cost and as pension assets 
or liabilities are based upon the actuarial assumptions discussed above. 
We believe that all of the actuarial assumptions used for determining the 
net periodic pension costs and pension assets or liabilities related to the 
Delaware Plan are reasonable and appropriate. Th  e funding requirements 
for the Delaware Plan are based upon applicable regulations, and will 
generally diff er from the amount of pension cost recognized under 
ASC Topic 715 for fi nancial reporting purposes. During 2013, 2012 
and 2011, we made contributions totaling $307,000, $206,000 and 
$478,000, respectively, to the Delaware Plan.

We currently expect net periodic pension costs for 2014 to be $12,000 
for the Delaware Plan and $588,000 for the SERPs. Cash contributions 
to the plans during 2014 are expected to be $247,000 for the Delaware 
Plan and $290,000 for the SERPs.

A 0.25% decrease in the assumed discount rate for the Delaware Plan 
would have increased our projected and accumulated benefi t obligations 
as of September 28, 2013 by approximately $80,000 and have no impact 
on the expected net periodic pension cost for 2014. A 0.25% decrease 
in the assumed discount rate for our SERPs would have increased our 
projected and accumulated benefi t obligations as of September 28, 2013 
by approximately $224,000 and $172,000, respectively, and the net 
periodic pension cost for 2014 by approximately $19,000.

A 0.25% decrease in the assumed long-term rate of return on plan 
assets for the Delaware Plan would have increased the expected net 
periodic pension cost for 2014 by approximately $5,000.

16

INSTEEL INDUSTRIES, INC. - Form  10-K

PART II  
ITEM 7 Management’s Discussion and Analysis of Financial Condition and Results of Operations

Recent Accounting Pronouncements

Current Adoptions

In June 2011, the FASB issued Accounting Standards Update 
(“ASU”) No. 2011-05 “Comprehensive Income – Presentation of 
Comprehensive Income.” ASU No. 2011-05 changes the presentation 
of comprehensive income in the fi nancial statements for all periods 
reported and eliminates the option under the previous guidance that 
allowed for the presentation of other comprehensive income as part of 
the statement of shareholders’ equity. Th  e update allows two options 
for the presentation of comprehensive income: (1) a single statement of 
comprehensive income, which includes all components of net income 
and other comprehensive income; or (2) a statement of income followed 
immediately by a statement of comprehensive income, which includes 
summarized net income and all components of other comprehensive 
income. Th  e amendments in this update are eff ective retrospectively 
for annual reporting periods, and interim periods within those years, 
beginning after December 15, 2011. We adopted ASU No. 2011-05 in 

the fi rst quarter of fi scal 2013 and chose to present a single statement of 
comprehensive income for our interim reporting periods and separate 
statements of income and comprehensive income for our annual 
reporting periods. Th  e adoption of ASU 2011-05 did not impact our 
consolidated fi nancial statements except for the change in presentation.

Future Adoptions

In February 2013, the FASB issued ASU No. 2013-02 “Reporting 
of Amounts Reclassifi ed Out of Accumulated Other Comprehensive 
Income.” ASU No. 2013-02 requires an entity to disaggregate the 
total change of each component of other comprehensive income either 
on the face of the income statement or as a separate disclosure in the 
notes. Th  is update is eff ective for us beginning in the fi rst quarter of 
fi scal 2014. We do not expect the adoption of this update will have a 
material eff ect on our consolidated fi nancial statements.

Results of Operations

STATEMENTS OF OPERATIONS  SELECTED DATA

(Dollars in thousands)
Net sales
Gross profi t

Percentage of net sales

Selling, general and administrative expense

Percentage of net sales

Other expense (income), net
Restructuring charges, net
Gain on early extinguishment of debt
Acquisition costs
Bargain purchase gain
Interest expense
Interest income
Eff ective income tax rate
Net earnings (loss)
“N/M” = not meaningful.

2013 Compared with 2012

September 28, 2013
363,896 
39,233 
10.8%
20,682 
5.7%
333 
- 
- 
- 
- 
235 
(14)
34.8% 
11,735 

$

$

$

$

Net Sales
Net sales for 2013 were relatively fl at at $363.9 million compared with 
$363.3 million in 2012. Shipments for the year increased 4.6% while 
average selling prices decreased 4.3% from the prior year levels. Th  e 
increase in shipments was primarily due to modest improvement in 
market conditions and demand for our products relative to the prior 
year. Th  e decrease in average selling prices was driven by competitive 
pricing pressures. Sales for both years refl ect severely depressed volumes 
due to the continuation of recessionary conditions in our construction 
end-markets.

Year Ended

Change

0.2% $
74.7%  

September 29, 2012
363,303 
22,458 

Change

7.8% $

(29.3%)

9.4% $

N/M 

$
(100.0%)  
(100.0%)  
- 
- 
(62.3%)  
(33.3%)  

6.2%

18,911 

5.2%

(188)
832 
(425)
- 
- 
623 
(21)
33.6%

(3.6%) $

(15.3%) $
(90.0%)
N/M 

(100.0%)  
(100.0%)  
(35.0%)  
(44.7%)  

N/M 

$

1,809 

N/M 

$

October 1, 2011
336,909 
31,743 
9.4%
19,608 
5.8%
(222)
8,318 
- 
3,518 
(500)
958 
(38)
N/M 
(387)

Gross Profi t
Gross profi t increased 74.7% to $39.2 million, or 10.8% of net sales, 
in 2013 from $22.5 million, or 6.2% of net sales, in 2012. Th  e year-
over-year increase was primarily due to wider spreads between average 
selling prices and raw material costs relative to the prior year together 
with higher shipments. Gross profi t for both years was unfavorably 
impacted by depressed shipment volumes and elevated unit conversion 
costs largely driven by reduced operating schedules.

INSTEEL INDUSTRIES, INC. - Form  10-K 17

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
PART II  
ITEM 7 Management’s Discussion and Analysis of Financial Condition and Results of Operations

Selling, General and Administrative Expense
Selling, general and administrative expense (“SG&A expense”) increased 
9.4% to $20.7 million, or 5.7% of net sales, in 2013 from $18.9 million, 
or 5.2% of net sales, in 2012 primarily due to higher compensation 
expense ($1.5 million), a reduction in the gain on the settlement of life 
insurance policies ($460,000) and the relative year-over-year change 
in the cash surrender value of life insurance policies ($155,000). 
Th  e increase in compensation expense was primarily driven by higher 
incentive plan expense due to our improved fi nancial results in the 
current year. Th  e cash surrender value of life insurance policies increased 
$555,000 in the current year compared with $710,000 in the prior year 
due to the related changes in the value of the underlying investments. 
Th  ese increases in SG&A expense were partially off set by lower bad 
debt expense ($551,000).

Gain on Early Extinguishment of Debt
A gain on the early extinguishment of debt of $425,000 was recorded 
in 2012 for the discount on our prepayment of the remaining balance 
outstanding on the subordinated note that was issued in connection 
with the Ivy Acquisition.

Restructuring Charges, Net
Net restructuring charges of $832,000 were recorded in 2012 that 
included $744,000 for equipment relocation costs and $139,000 
for facility closure costs less $11,000 of net proceeds from the sale of 
decommissioned equipment and a $40,000 adjustment related to the 
remaining employee separation costs associated with plant closures 
and other staffi  ng reductions.

Other Expense (Income)
Other expense for 2013 was $333,000 compared to $188,000 of other 
income in 2012. Th  e other expense for the current year was primarily 
due to the net loss on the disposal of equipment.

Interest Expense
Interest expense decreased 62.3% to $235,000 in 2013 from $623,000 
in 2012 primarily due to the reduction in average debt outstanding 
during 2013 and the lower interest rate on borrowings on the revolving 
credit facility relative to the secured subordinated promissory note 
associated with the Ivy Acquisition that was outstanding in the prior 
year prior to its prepayment in December 2011.

Income Taxes
Our eff ective income tax rate was 34.8% in 2013 compared with 33.6% 
in 2012 due to changes in permanent book versus tax diff erences.

Net Earnings
Net earnings were $11.7 million ($0.64 per diluted share) in 2013 
compared to $1.8 million ($0.10 per share) in 2012 with the year-
over-year change primarily due to the increase in gross profi t partially 
off set by higher SG&A expense.

2012 Compared with 2011

Net Sales
Net sales increased 7.8% to $363.3 million in 2012 from $336.9 million 
in 2011. Shipments for 2012 increased 5.1% from 2011 and average 
selling prices increased 2.6%. Th  e increase in shipments was primarily due 
to the full year contribution of the Ivy facilities in 2012. Th  e increase in 
average selling prices was driven by price increases that were implemented 
to recover higher raw material costs. Sales for both years refl ect severely 
depressed volumes due to the continuation of recessionary conditions 
in our construction end-markets.

Gross Profi t
Gross profi t decreased 29.3% to $22.5 million, or 6.2% of net sales, 
in 2012 from $31.7 million, or 9.4% of net sales, in 2011. Th  e year-
over-year decline was primarily due to the narrowing of spreads between 
selling prices and raw material costs resulting from competitive pricing 
pressures. Gross profi t for both years was unfavorably impacted by 
depressed shipment volumes and elevated unit conversion costs largely 
driven by reduced operating schedules.

Selling, General and Administrative Expense
SG&A expense decreased 3.6% to $18.9 million, or 5.2% of net sales, 
in 2012 from $19.6 million, or 5.8% of net sales, in 2011 primarily 
due to the relative year-over-year changes in the cash surrender value 
of life insurance policies ($975,000), an increase in the gain on the 
settlement of life insurance policies ($148,000) and a reduction in 
consulting and professional services expense ($276,000). Th  e cash 
surrender value of life insurance policies increased $710,000 in 2012 
compared with a decrease of $265,000 in 2011 due to the related 
changes in the value of the underlying investments. Th  ese reductions 
in SG&A expense were partially off set by higher employee benefi t 
($278,000) and bad debt expense ($142,000). Th  e increase in employee 
benefi t expense was primarily related to an increase in supplemental 
retirement plan expense.

Gain on Early Extinguishment of Debt
A gain on the early extinguishment of debt of $425,000 was recorded 
in 2012 for the discount on our prepayment of the remaining balance 
outstanding on the subordinated note that was issued in connection 
with the Ivy Acquisition.

Restructuring Charges, Net
Net restructuring charges decreased 90.0% to $832,000 in 2012 from 
$8.3 million in 2011 primarily due to reduced restructuring activities 
associated with the Ivy Acquisition during 2012. Net restructuring 
charges for 2012 included $744,000 for equipment relocation costs and 
$139,000 for facility closure costs less $11,000 of net proceeds from the 
sale of decommissioned equipment and a $40,000 adjustment related to 
the remaining employee separation costs associated with plant closures 
and other staffi  ng reductions. Net restructuring charges of $8.3 million 
in 2011 included $3.8 million for impairment charges related to plant 
closures and the decommissioning of equipment, $2.3 million for 
employee separation costs associated with plant closures and other staffi  ng 
reductions, $1.2 million for equipment relocation costs, $533,000 
for the future lease obligations associated with the closed Houston, 

18

INSTEEL INDUSTRIES, INC. - Form  10-K

PART II  
ITEM 7 Management’s Discussion and Analysis of Financial Condition and Results of Operations

Texas facility and $464,000 for facility closure costs. Th  e plant closure 
costs were incurred in connection with the consolidation of our Texas 
and Northeast operations, which involved the closure of facilities in 
Houston, Texas and Wilmington, Delaware, and the absorption of the 
business by other Insteel facilities. Th  e plant closure costs are net of a 
$1.6 million gain on the sale of the Wilmington, Delaware facility. Th  e 
employee separation costs were related to the staffi  ng reductions that 
were implemented across our sales, administration and manufacturing 
support functions to address the redundancies resulting from the Ivy 
Acquisition and in connection with the plant closures.

Acquisition Costs
Acquisition costs of $3.5 million were incurred in 2011 for the advisory, 
accounting, legal and other professional fees directly related to the Ivy 
Acquisition. Th  e accounting requirements for business combinations 
require the expensing of acquisition costs in the period in which they 
are incurred. We did not incur any additional acquisition costs related 
to the Ivy Acquisition in 2012.

Bargain Purchase Gain
A bargain purchase gain of $500,000 was recorded in 2011 based on the 
excess of the fair value of the net assets acquired in the Ivy Acquisition 
over the purchase price.

Interest Expense
Interest expense decreased 35.0% to $623,000 in 2012 from $958,000 
in 2011 primarily due to the lower interest rate on borrowings on the 
revolving credit facility in 2012 relative to the secured subordinated 
promissory note associated with the Ivy Acquisition that was outstanding 
in the prior year and prepaid in December 2011.

Income Taxes
Our eff ective income tax rate was 33.6% in 2012 due to changes in 
permanent book versus tax diff erences largely related to non-taxable 
life insurance proceeds, which were partially off set by non-deductible 
stock-based compensation expense. Th  e eff ective income tax rate in 
2011 was distorted by the impact of changes in permanent book 
versus tax diff erences largely related to non-deductible stock-based 
compensation expense and the establishment of a valuation allowance 
against certain state net operating losses and tax credits that we do not 
expect to realize.

Net Earnings (Loss)
Net earnings were $1.8 million ($0.10 per share) in 2012 compared 
with a net loss of $387,000 ($0.02 per share) in 2011 with the year-
over-year change primarily due to reductions in the restructuring charges 
and acquisition costs incurred in connection with the Ivy Acquisition 
and the gain from the early extinguishment of debt partially off set by 
the decrease in gross profi t in 2012.

Liquidity and Capital Resources

SELECTED FINANCIAL DATA

(Dollars in thousands)
Net cash provided by (used for) operating activities
Net cash used for investing activities
Net cash used for fi nancing activities
Cash and cash equivalents
Working capital
Total debt

Percentage of total capital

Shareholders’ equity

Percentage of total capital

Total capital (total debt + shareholders’ equity)

Operating Activities

September 28, 2013
36,828 
(6,294)
(15,104)
15,440 
83,791 
- 
-
161,056 

100%

161,056 

$

$

$

$

$

$

Year Ended
September 29, 2012
13,144 
(8,191)
(4,953)
10 
79,065 
11,475 

7%

149,500 

93%

160,975 

October 1, 2011
(2,907)
(41,389)
(1,629)
10 
75,789 
14,156 

9%

148,474 

91%

162,630 

$

$

$

Operating activities provided $36.8 million of cash in 2013 primarily 
from net earnings adjusted for non-cash items and a reduction in the 
net working capital components of accounts receivable, inventories, and 
accounts payable and accrued expenses. Net working capital provided 
$9.7 million of cash due to a $7.0 million decrease in inventories, 
a $1.7 million increase in accounts payable and accrued expenses, 
and a $1.0 million decrease in accounts receivable. Th  e decrease in 
inventories was primarily due to lower raw material purchases and 
unit costs. Th  e increase in accounts payable and accrued expenses was 
largely related to changes in the mix of vendor payments and terms. 

Th  e decrease in accounts receivable was primarily driven by a reduction 
in days sales outstanding.

Operating activities provided $13.1 million of cash in 2012 primarily 
from net earnings adjusted for non-cash items and a reduction in the 
net working capital components of accounts receivable, inventories, 
and accounts payable and accrued expenses. Net working capital 
provided $0.9 million of cash as a $10.6 million decrease in inventories 
was partially off set by a $9.6 million decrease in accounts payable and 
accrued expenses, and a $0.2 million increase in accounts receivable. 

INSTEEL INDUSTRIES, INC. - Form  10-K 19

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
PART II  
ITEM 7 Management’s Discussion and Analysis of Financial Condition and Results of Operations

Th  e changes in inventories and accounts payable and accrued expenses 
were primarily due to lower raw material purchases and unit costs.

Operating activities used $2.9 million of cash in 2011 due to an increase 
in net working capital, which was partially off set by non-cash items 
added back to the net loss. Net working capital used $16.4 million 
of cash due to a $17.0 million increase in accounts receivable and an 
$11.9 million increase in inventories partially off set by a $12.4 million 
increase in accounts payable and accrued expenses. Th  e increase in 
accounts receivable was primarily related to the incremental sales 

associated with the Ivy Acquisition. Th  e changes in inventories and 
accounts payable and accrued expenses were due to higher raw material 
purchases and unit costs.

We may elect to make additional adjustments in our operating activities 
should the current recessionary conditions in our construction end-
markets persist, which could materially impact our cash requirements. 
While a downturn in the level of construction activity aff ects sales to 
our customers, it generally reduces our working capital requirements.

Investing Activities

Investing activities used $6.3 million of cash in 2013, $8.2 million in 
2012 and $41.4 million in 2011. Capital expenditures were $5.0 million 
in 2013, $8.1 million in 2012 and $7.9 million in 2011, and are 
expected to total less than $12.0 million in 2014. In connection with 
the acquisition of certain assets from Tatano Wire and Steel, Inc. in 
April 2013, an intangible asset was acquired for $1.9 million. Th  ese uses 
of cash were partially off set by $0.6 million of proceeds from life 

insurance claims. In 2011, the Ivy acquisition used $37.3 million of 
cash, which was partially off set by $2.4 million of proceeds from the sale 
of the Wilmington, Delaware facility and $1.1 million of proceeds from 
life insurance claims. Our investing activities are largely discretionary, 
providing us with the ability to signifi cantly curtail outlays should future 
business conditions warrant that such actions be taken.

Financing Activities

Financing activities used $15.1 million of cash in 2013, $5.0 million in 
2012 and $1.6 million in 2011. Net repayments of debt amounted to 
$11.5 million in 2013 and $2.3 million in 2012. Cash dividend payments 
were $6.6 million in 2013 (a special cash dividend of $4.5 million 

and regular cash dividends totaling $2.1 million) and $2.1 million in 
2012 and 2011. In 2013, these uses of cash were partially off set by 
$3.4 million of proceeds from the exercise of stock options.

Cash Management

Our cash is principally concentrated at one fi nancial institution, which at times exceeds federally insured limits. We invest excess cash primarily 
in money market funds, which are highly liquid securities that bear minimal risk.

Credit Facility

We have a revolving credit facility (the “Credit Facility”) that is used 
to supplement our operating cash fl ow and fund our working capital, 
capital expenditure, general corporate and growth requirements. On 
February 6, 2012, we entered into an amendment agreement that, among 
other changes, increased the commitment amount of the Credit Facility 
from $75.0 million to $100.0 million and extended the maturity date 
from June 2, 2015 to June 2, 2016. As of September 28, 2013, there 
were no borrowings outstanding on the Credit Facility, $72.8 million 
of additional borrowing capacity was available and outstanding letters 
of credit totaled $1.5 million (see Note 7 to the consolidated fi nancial 
statements). During 2013, ordinary course borrowings on the Credit 
Facility were as high as $13.6 million. As of September 29, 2012, 
$11.5 million was outstanding on the Credit Facility.

As part of the consideration for the Ivy Acquisition (See Note 4 to the 
consolidated fi nancial statements), we entered into a $13.5 million 
secured subordinated promissory note (the “Note”) payable to Ivy 
over fi ve years. Th  e Note required semi-annual interest payments in 
arrears, and annual principal payments payable on November 19 of 
each year during the period 2011 - 2015. Th  e Note yielded interest 

20

INSTEEL INDUSTRIES, INC. - Form  10-K

on the unpaid principal balance at a fi xed rate of 6.0% per annum 
and was collateralized by certain of the real property and equipment 
acquired from Ivy. On December 12, 2011, the Company prepaid the 
remaining balance that was outstanding on the Note for $12.4 million, 
which represented a discount of $425,000 that was recorded as a 
gain from the early extinguishment of debt in the 2012 consolidated 
statements of operations.

We believe that, in the absence of signifi cant unanticipated cash demands, 
cash generated by operating activities will be suffi  cient to satisfy our 
expected requirements for working capital, capital expenditures, 
dividends and share repurchases, if any. We also expect to have access 
to the amounts available under our Credit Facility. However, further 
deterioration of market conditions in the construction sector could 
result in additional reductions in demand from our customers, which 
would likely reduce our operating cash fl ows. Under such circumstances, 
we may need to curtail capital and operating expenditures, delay or 
restrict share repurchases, cease dividend payments and/or realign our 
working capital requirements.

PART II  
ITEM 7 Management’s Discussion and Analysis of Financial Condition and Results of Operations

Should we determine, at any time, that we required additional short-
term liquidity, we would evaluate the alternative sources of fi nancing 
that were potentially available to provide such funding. Th  ere can be 
no assurance that any such fi nancing, if pursued, would be obtained, or 

if obtained, would be adequate or on terms acceptable to us. However, 
we believe that our strong balance sheet, fl exible capital structure and 
borrowing capacity available to us under our Credit Facility position us 
to meet our anticipated liquidity requirements for the foreseeable future.

Impact of Infl ation

We are subject to infl ationary risks arising from fl uctuations in the 
market prices for our primary raw material, hot-rolled steel wire rod, 
and, to a much lesser extent, freight, energy and other consumables 
that are used in our manufacturing processes. We have generally been 
able to adjust our selling prices to pass through increases in these 
costs or off set them through various cost reduction and productivity 
improvement initiatives. However, our ability to raise our selling prices 
depends on market conditions and competitive dynamics, and there may 
be periods during which we are unable to fully recover increases in our 
costs. During 2011, wire rod prices rose due to the escalation in the cost 
of scrap and other raw materials for wire rod producers and increased 

demand from non-construction applications. After initially rising in 
the fi rst half of 2012, wire rod prices declined during the latter part of 
the year due to reductions in the cost of scrap for wire rod producers 
and weakening demand. During 2013, wire rod prices fl uctuated 
within a narrower range and infl ation did not have a material impact 
on our sales or earnings. Our ability to fully recover increases in wire 
rod prices over this period has been mitigated by competitive pricing 
pressures resulting from the continuation of recessionary conditions 
in our construction end-markets. Th  e timing and magnitude of any 
future increases in the prices for wire rod and the impact on selling 
prices for our products is uncertain at this time.

Off -Balance Sheet Arrangements

We do not have any material transactions, arrangements, obligations 
(including contingent obligations), or other relationships with 
unconsolidated entities or other persons, as defi ned by Item 303(a)
(4) of Regulation S-K of the SEC, that have or are reasonably likely 

to have a material current or future impact on our fi nancial condition, 
results of operations, liquidity, capital expenditures, capital resources 
or signifi cant components of revenues or expenses.

Contractual Obligations

Our contractual obligations and commitments at September 28, 2013 are as follows:

PAYMENTS DUE BY PERIOD

$

(In thousands)
Contractual obligations:
Raw material purchase commitments(1)
Supplemental employee retirement plan obligations
Pension benefi t obligations
Operating leases
Trade letters of credit
Commitment fee on unused portion of credit facility  
Other unconditional purchase obligations(2)
TOTAL
$
(1)  Non-cancelable purchase commitments for raw materials.
(2)  Contractual commitments for capital expenditures.

Outlook

Total
62,875 $
18,470  
5,495  
1,932  
1,467  
971  
462  
91,672 $

Less Th  an 1 Year

62,875 $
290  
213  
845  
1,467  
364  
462  
66,516 $

1 - 3 Years

- $
581  
419  
725  
-  
607  
-  
2,332 $

3 – 5 Years More Th  an 5 Years
-
16,952
4,452
288
-
-
-
21,692

- $
647  
411  
74  
-  
-  
-  
1,132 $

As we look ahead to 2014, our visibility remains limited due to the 
heightened degree of uncertainty regarding the prospects for a recovery 
in the economy and employment market, the availability of fi nancing 
in the credit markets and the volatility in raw material costs. Conditions 
in our construction end-markets appear to be improving following the 
steep decline in demand that we have experienced in recent years. We 
have yet to see, however, a pronounced recovery taking hold and expect 
growth in nonresidential construction, our primary demand driver, to 
remain modest pending a more substantive upturn in the economy.

In response to the challenges facing us, we will continue to focus on 
the operational fundamentals of our business: closely managing and 
controlling our expenses; aligning our production schedules with demand 
in a proactive manner as there are changes in market conditions to 
minimize our cash operating costs; and pursuing further improvements 
in the productivity and eff ectiveness of all of our manufacturing, selling 
and administrative activities. We expect the contributions from the 
Ivy Acquisition to increase during the year through the realization 
of additional operational synergies and the anticipated benefi ts from 

INSTEEL INDUSTRIES, INC. - Form  10-K 21

 
 
 
 
 
PART II  
ITEM 7A Quantitative and Qualitative Disclosures About Market Risk

the reconfi guration of our combined WWR operations, which was 
completed in 2012. As market conditions improve, we also expect 
gradually increasing contributions from the substantial investments 
we have made in our facilities in the form of reduced operating costs 
and additional capacity to support future growth (see “Cautionary 

Note Regarding Forward-Looking Statements” and “Risk Factors”). 
In addition, we will continue to pursue further potential acquisitions 
in our existing businesses that expand our penetration of markets we 
currently serve or expand our geographic footprint.

ITEM 7A Quantitative and Qualitative Disclosures 

About Market Risk

Our cash fl ows and earnings are subject to fl uctuations resulting from 
changes in commodity prices, interest rates and foreign exchange rates. 
We manage our exposure to these market risks through internally 
established policies and procedures and, when deemed appropriate, 
through the use of derivative fi nancial instruments. We do not use 

fi nancial instruments for trading purposes and we are not a party to 
any leveraged derivatives. We monitor our underlying market risk 
exposures on an ongoing basis and believe that we can modify or adapt 
our hedging strategies as necessary.

Commodity Prices

We are subject to signifi cant fl uctuations in the cost and availability of 
our primary raw material, hot-rolled steel wire rod, which we purchase 
from both domestic and foreign suppliers. We negotiate quantities and 
pricing for both domestic and foreign wire rod purchases for varying 
periods (most recently monthly for domestic suppliers), depending 
upon market conditions, to manage our exposure to price fl uctuations 
and to ensure adequate availability of material consistent with our 
requirements. We do not use derivative commodity instruments to 
hedge our exposure to changes in prices as such instruments are not 
currently available for wire rod. Our ability to acquire wire rod from 
foreign sources on favorable terms is impacted by fl uctuations in foreign 
currency exchange rates, foreign taxes, duties, tariff s and other trade 
actions. Although changes in wire rod costs and our selling prices may 

Interest Rates

be correlated over extended periods of time, depending upon market 
conditions and competitive dynamics, there may be periods during 
which we are unable to fully recover increased wire rod costs through 
higher selling prices, which would reduce our gross profi t and cash 
fl ow from operations. Additionally, should wire rod costs decline, our 
fi nancial results may be negatively impacted if the selling prices for 
our products decrease to an even greater degree and to the extent that 
we are consuming higher cost material from inventory. Based on our 
2013 shipments and average wire rod cost refl ected in cost of sales, a 
10% increase in the price of steel wire rod would have resulted in a 
$23.8 million decrease in our annual pre-tax earnings (assuming there 
was not a corresponding change in our selling prices).

Although we were debt-free as of September 28, 2013, future borrowings under our revolving credit facility are subject to a variable rate of interest 
and are sensitive to changes in interest rates.

Foreign Exchange Exposure

We have not typically hedged foreign currency exposures related to 
transactions denominated in currencies other than U.S. dollars, as such 
transactions have not been material historically. We will occasionally 
hedge fi rm commitments for certain equipment purchases that are 
denominated in foreign currencies. Th  e decision to hedge any such 
transactions is made by us on a case-by-case basis. Th  ere were no 

forward contracts outstanding as of September 28, 2013. During 2013, 
a 10% increase or decrease in the value of the U.S. dollar relative to 
foreign currencies to which we are typically exposed would not have 
had a material impact on our fi nancial position, results of operations 
or cash fl ows.

22

INSTEEL INDUSTRIES, INC. - Form  10-K

PART II  
ITEM 8 Financial Statements and Supplementary Data

ITEM 8  Financial Statements and Supplementary Data

(a)  Financial Statements

Consolidated Statements of Operations for the years ended September 28, 2013, September 29, 2012 and October 1, 2011 .................... 24 

Consolidated Statements of Comprehensive Income (Loss)
for the years ended September 28, 2013, September 29, 2012 and October 1, 2011 .............................................................................................................................................. 25

Consolidated Balance Sheets as of September 28, 2013 and September 29, 2012 ....................................................................................................................................................... 26 

Consolidated Statements of Shareholders’ Equity for the years ended September 28, 2013,
September 29, 2012 and October 1, 2011 .......................................................................................................................................................................................................................................................................... 27

Consolidated Statements of Cash Flows for the years ended September 28, 2013, September 29, 2012 and October 1, 2011 .................... 28

Notes to Consolidated Financial Statements .................................................................................................................................................................................................................................................................... 29

Report of Independent Registered Public Accounting Firm – Consolidated Financial Statements ....................................................................................................... 46

Schedule II – Valuation and Qualifying Accounts for the years ended September 28, 2013,
September 29, 2012 and October 1, 2011 .......................................................................................................................................................................................................................................................................... 47

Report of Independent Registered Public Accounting Firm – Internal Control Over Financial Reporting ............................................................................... 48

(b) Supplementary Data

Selected quarterly fi nancial data for 2013 and 2012 is as follows:

FINANCIAL INFORMATION BY QUARTER UNAUDITED

(In thousands, except for per share and price data)
2013
Operating results:

Net sales
Gross profi t
Net earnings

Net earnings per share amounts:

Basic
Diluted

(In thousands, except for per share and price data)
2012
Operating results:

Net sales
Gross profi t
Net earnings (loss)

Net earnings (loss) per share amounts:

Basic and diluted

December 29

March 30

June 29

September 28

Quarter Ended

$

85,887 $
8,593  
2,402  

0.14  
0.13  

82,873 $
11,051  
3,714  

0.21  
0.20  

Quarter Ended

96,946 $
10,910  
3,274  

0.18  
0.18  

98,190
8,679
2,345

0.13
0.13

December 31

March 31

June 30

September 29

$

84,811   $
4,659    
(180)  

87,029 $
5,494  
262  

93,598 $
6,404  
894  

97,865
5,901
833

(0.01)  

0.01  

0.05  

0.05

INSTEEL INDUSTRIES, INC. - Form  10-K 23

 
 
 
 
 
 
 
PART II  
ITEM 8 Financial Statements and Supplementary Data

Insteel Industries, Inc. and Subsidiaries
Consolidated Statements of Operations

(In thousands, except for per share amounts)
Net sales
Cost of sales
Gross profi t

Selling, general and administrative expense
Gain from early extinguishment of debt
Restructuring charges, net
Acquisition costs
Bargain purchase gain
Other expense (income), net
Interest expense
Interest income

Earnings before income taxes

Income taxes
NET EARNINGS (LOSS)
Net earnings (loss) per share:

Basic
Diluted

Cash dividends declared
Weighted shares outstanding:

Basic
Diluted

See accompanying notes to consolidated financial statements.

September 28, 2013

September 29, 2012

October 1, 2011

Year Ended

$

$

$
$
$

363,896   $
324,663    
39,233    
20,682    
-    
-    
-    
-    
333    
235    
(14)  
17,997    
6,262    
11,735   $

0.65   $
0.64   $
0.37   $

17,948    
18,353    

363,303   $
340,845    
22,458    
18,911    
(425)  
832    
-    
-    
(188)  
623    
(21)  
2,726    
917    
1,809   $

0.10   $
0.10   $
0.12   $

17,664    
17,990    

336,909  
305,166  
31,743  
19,608  
-  
8,318  
3,518  
(500)
(222)
958  
(38)
101  
488  
(387 )

(0.02)
(0.02)
0.12  

17,562  
17,562  

24

INSTEEL INDUSTRIES, INC. - Form  10-K

 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
   
 
   
 
 
 
 
PART II  
ITEM 8 Financial Statements and Supplementary Data

Insteel Industries, Inc. and Subsidiaries
Consolidated Statements of Comprehensive Income (Loss)

(In thousands)
Net earnings (loss)
Other comprehensive income (loss):

Adjustment to defi ned benefi t plan liability, net of income taxes of ($539), 
$261 and ($180)

Comprehensive income (loss)
See accompanying notes to consolidated financial statements.

September 28, 2013
$

11,735 $

$

879  
12,614 $

Year Ended
September 29, 2012

1,809   $

(426)  
1,383   $

October 1, 2011
(387)

294  
(93)

INSTEEL INDUSTRIES, INC. - Form  10-K 25

 
 
 
 
   
 
 
 
PART II  
ITEM 8 Financial Statements and Supplementary Data

Insteel Industries, Inc. and Subsidiaries
Consolidated Balance Sheets

(In thousands ) 
ASSETS:
Current assets:

Cash and cash equivalents
Accounts receivable, net
Inventories, net
Other current assets
Total current assets

Property, plant and equipment, net
Other assets
TOTAL ASSETS

LIABILITIES AND SHAREHOLDERS’ EQUITY:
Current liabilities:
Accounts payable
Accrued expenses

Total current liabilities

Long-term debt
Other liabilities
Commitments and contingencies
Shareholders’ equity:

Preferred stock, no par value; Authorized shares: 1,000; None issued
Common stock, $1 stated value; Authorized shares: 50,000; Issued and outstanding shares: 2013, 18,185; 
2012, 17,717
Additional paid-in capital
Retained earnings
Accumulated other comprehensive loss
Total shareholders’ equity

TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY
See accompanying notes to consolidated financial statements.

September 28, 2013

September 29, 2012

$

$

$

$

15,440   $
41,110    
58,793    
5,863    
121,206    
83,053    
8,390    
212,649   $

30,561   $
6,854    
37,415    
-    
14,178    

10  
42,138  
65,774  
7,146  
115,068  
87,716  
5,768  
208,552  

30,126  
5,877  
36,003  
11,475  
11,574  

-    

-  

18,185    
55,452    
88,981    
(1,562)  
161,056    
$
212,649

17,717  
50,379  
83,845  
(2,441)
149,500  
208,552

26

INSTEEL INDUSTRIES, INC. - Form  10-K

 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
   
 
 
 
 
   
 
 
 
 
 
 
 
 
PART II  
ITEM 8 Financial Statements and Supplementary Data

Insteel Industries, Inc. and Subsidiaries
Consolidated Statements of Shareholders’ Equity

Accumulated
 Other  Comprehensive
 Income (Loss)(1)

(2,309) $

294    

Common Stock

Additional
Paid-In Capital
45,950

Retained
Earnings
86,656

$

$

$

Shares
17,579

Amount
17,579

8    

(13)  

(13)  

17,609

17,609

48,723

(130)  

2,917    

13    
30    

13    
30    

8    
(30)  

$
(387)  

(2,112)  
84,157

(In thousands)
Balance at October 2, 2010
Net loss
Other comprehensive income(1)
Stock options exercised
Vesting of restricted stock units
Compensation expense associated
with stock-based plans
Excess tax benefi ts from
stock-based compensation
Restricted stock surrendered 
for withholding taxes payable
Cash dividends declared
Balance at October 1, 2011
Net earnings
Other comprehensive loss(1)
Stock options exercised
Vesting of restricted stock units
Compensation expense associated
with stock-based plans
Restricted stock surrendered 
for withholding taxes payable
Cash dividends declared
Balance at September 29, 2012
Net earnings
Other comprehensive income(1)
Stock options exercised
Vesting of restricted stock units
Compensation expense associated
with stock-based plans
Excess tax benefi ts from
stock-based compensation
Restricted stock units and stock options 
surrendered for withholding taxes payable
Cash dividends declared
BALANCE AT SEPTEMBER 28, 2013
(1)  Activity within accumulated other comprehensive income (loss) is reported net of related income taxes: 2011 ($180), 2012 $261, 2013 ($539).
See accompanying notes to consolidated financial statements.

(2,121)  
83,845
11,735    

(6,599)  
$
88,981

3,054    
(97)  

371    
97    

371    
97    

(10)  
(96)  

12    
96    

12    
96    

1,809    

2,208    

2,161    

(446)  

(705)  

50,379

17,717

55,452

18,185

17,717

18,185

660    

$

$

$

(2,015)

(426)  

(2,441)

879    

(1,562) $

Total
Shareholders’ 
Equity
147,876
(387)
294  
21  
-  

2,917  

8  

(143)
(2,112)
148,474

1,809  
(426)
2  
-  

2,208  

(446)
(2,121)
149,500

11,735  
879  
3,425  
-  

2,161  

660  

(705)
(6,599)
161,056

INSTEEL INDUSTRIES, INC. - Form  10-K 27

 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
 
   
PART II  
ITEM 8 Financial Statements and Supplementary Data

Insteel Industries, Inc. and Subsidiaries
Consolidated Statements of Cash Flows

(In thousands)
Cash Flows From Operating Activities:

Net earnings (loss)
Adjustments to reconcile net earnings (loss) to net cash provided 
by (used for) operating activities
Depreciation and amortization
Amortization of capitalized fi nancing costs
Stock-based compensation expense
Gain on early extinguishment of debt
Asset impairment charges
Excess tax benefi ts from stock-based compensation
Loss (gain) on sale of property, plant and equipment
Deferred income taxes
Gain from life insurance proceeds
Increase in cash surrender value of life insurance policies over premiums paid

Net changes in assets and liabilities (net of assets and liabilities acquired):

Accounts receivable, net
Inventories
Accounts payable and accrued expenses
Other changes

Total adjustments
Net cash provided by (used for) operating activities

Cash Flows From Investing Activities:

Capital expenditures
Acquisition of intangible asset
Increase in cash surrender value of life insurance policies
Proceeds from life insurance claims
Proceeds from sale of property, plant and equipment
Proceeds from surrender of life insurance policies
Proceeds from sale of assets held for sale
Acquisition of business

Net cash used for investing activities

Cash Flows From Financing Activities:

Proceeds from long-term debt
Principal payments on long-term debt
Cash dividends paid
Cash received from exercise of stock options
Excess tax benefi ts from stock-based compensation
Payment of employee tax withholdings related to net share transactions
Financing costs
Other

Net cash used for fi nancing activities
Net increase (decrease) in cash and cash equivalents
Cash and cash equivalents at beginning of period
Cash and cash equivalents at end of period
Supplemental Disclosures of Cash Flow Information:

Cash paid (refunded) during the period for:

Interest
Income taxes, net

$

$

Non-cash investing and fi nancing activities:

Purchases of property, plant and equipment in accounts payable
Restricted stock units and stock options surrendered for withholding taxes payable  
Note payable issued as consideration for business acquired
Post-closing purchase price adjustment for business acquired

See accompanying notes to consolidated financial statements.

28

INSTEEL INDUSTRIES, INC. - Form  10-K

September 28, 2013

September 29, 2012

October 1, 2011

Year Ended

$

11,735   $

1,809   $

(387)

9,833    
102    
2,161    
-    
-    
(660)  
348    
3,881    
(45)  
(555)  

1,028    
6,981    
1,645    
374    
25,093    
36,828

(5,030)  
(1,887)  
(64)  
577    
107    
3    
-    
-    

(6,294)

4,602    
(16,077)  
(6,599)  
3,425    
660    
(705)  
-    
(410)  

(15,104)
15,430    
10    
15,440   $

20   $
2,667    

432    
705    
-    
-    

9,762    
97    
2,208    
(425)  
(11)  
-    
(46)  
835    
(505)  
(750)  

(167)  
10,600    
(9,562)  
(701)  
11,335    
13,144

(8,066)  
-    
(467)  
-    
305    
37    
-    
-    

(8,191)

91,150    
(93,406)  
(2,121)  
2    
-    
(446)  
(172)  
40    

(4,953)

-    
10    
10   $

753   $
176    

176    
446    
-    
-    

9,573  
81  
2,917  
-  
3,825  
(8)
(1,618)
209  
(357)
-  

(17,001)
(11,870)
12,439  
(710)
(2,520)
(2,907)

(7,937)
-  
(147)
1,063  
518  
19  
2,403  
(37,308)
(41,389)

52,806  
(52,150)
(2,112)
21  
8  
(143)
-  
(59)
(1,629)
(45,925)
45,935  
10  

356  
(489)

384  
143  
13,500  
500  

 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
   
 
   
 
 
 
 
 
P

PART II  
ITEM 8 Financial Statements and Supplementary Data

Insteel Industries, Inc. and Subsidiaries

Notes to Consolidated Financial Statements

Years Ended September 28, 2013, September 29, 2012 and October 1, 2011

NOTE 1  Description of Business

Insteel Industries, Inc. (“Insteel” or “the Company”) is the nation’s 
largest manufacturer of steel wire reinforcing products for concrete 
construction applications. Insteel is the parent holding company for two 
wholly-owned subsidiaries, Insteel Wire Products Company (“IWP”), 
an operating subsidiary, and Intercontinental Metals Corporation, an 
inactive subsidiary. Th  e Company manufactures and markets prestressed 
concrete strand and welded wire reinforcement, including engineered 
structural mesh, concrete pipe reinforcement and standard welded 
wire reinforcement. Th  e Company’s products are primarily sold to 
manufacturers of concrete products and, to a lesser extent, distributors 
and rebar fabricators that are located nationwide as well as in Canada, 
Mexico, and Central and South America.

On November 19, 2010, the Company purchased certain assets and 
assumed certain liabilities of Ivy Steel and Wire, Inc. (“Ivy”) (see Note 4 
to the consolidated fi nancial statements).

Th  e Company has evaluated all subsequent events that occurred after 
the balance sheet date through the time of fi ling this Annual Report 
on Form 10-K and concluded there were no events or transactions 
occurring during this period that required additional recognition or 
disclosure in its fi nancial statements.

NOTE 2  Summary of Signifi cant Accounting Policies

Fiscal year

Concentration of credit risk

Th  e Company’s fi scal year is the 52 or 53 weeks ending on the Saturday 
closest to September 30. Fiscal years 2013, 2012 and 2011 were
52-week fi scal years. All references to years relate to fi scal years rather 
than calendar years.

Principles of consolidation

Th  e consolidated fi nancial statements include the accounts of the 
Company and its subsidiaries. All signifi cant intercompany balances 
and transactions have been eliminated.

Use of estimates

Th  e preparation of fi nancial statements in conformity with accounting 
principles generally accepted in the United States (“U.S.”) requires 
management to make estimates and assumptions that aff ect the amounts 
reported in the fi nancial statements and accompanying notes. Th  ere is 
no assurance that actual results will not diff er from these estimates.

Cash equivalents

Th  e Company considers all highly liquid investments purchased with 
original maturities of three months or less to be cash equivalents.

Financial instruments that subject the Company to concentrations of 
credit risk consist principally of cash and cash equivalents and trade 
accounts receivable. Th  e Company’s cash is principally concentrated 
at one fi nancial institution, which at times exceeds federally insured 
limits. Th  e Company is exposed to credit risk in the event of default 
by institutions in which our cash and cash equivalents are held and by 
customers to the extent of the amounts recorded on the balance sheet. 
Th  e Company invests excess cash primarily in money market funds, 
which are highly liquid securities.

Th  e majority of the Company’s accounts receivable are due from 
customers that are located in the U.S. and the Company generally 
requires no collateral depending upon the creditworthiness of the 
account. Th  e Company provides an allowance for doubtful accounts 
based upon its assessment of the credit risk of specifi c customers, 
historical trends and other information. Th  e Company writes off  
accounts receivable when they become uncollectible. Th  ere is no 
disproportionate concentration of credit risk.

Stock-based compensation

Th  e Company accounts for stock-based compensation in accordance 
with the fair value recognition provisions of Financial Accounting 
Standards Board (“FASB”) Accounting Standards Codifi cation (“ASC”) 
Topic 718, Compensation – Stock Compensation, which requires stock-
based compensation expense to be recognized in net earnings based 

INSTEEL INDUSTRIES, INC. - Form  10-K 29

PART II  
ITEM 8 Financial Statements and Supplementary Data

on the fair value of the award on the date of the grant. Th  e Company 
determines the fair value of stock options issued by using a Monte 
Carlo valuation model at the grant date, which considers a range of 
assumptions including the expected term, volatility, dividend yield 
and risk-free interest rate.

non-compete agreement was $163,000 in 2013 and $0 for 2012 and 
2011. Amortization expense for the next fi ve years is $377,000 in 
2014, $377,000 in 2015, $377,000 in 2016, $377,000 in 2017 and 
$215,000 in 2018.

Revenue recognition

Th  e Company recognizes revenue from product sales when products 
are shipped and risk of loss and title has passed to the customer. 
Sales taxes collected from customers are recorded on a net basis and 
are thus excluded from revenue.

Shipping and handling costs

Th  e Company includes all of the outbound freight, shipping and 
handling costs associated with the shipment of products to customers 
in cost of sales. Any amounts paid by customers to the Company for 
shipping and handling are recorded in net sales on the consolidated 
statements of operations.

Inventories

Inventories are valued at the lower of weighted average cost (which 
approximates computation on a fi rst-in, fi rst-out basis) or market 
(net realizable value or replacement cost). Th  e valuation of inventory 
includes the costs for material, labor and manufacturing overhead.

Property, plant and equipment

Property, plant and equipment are recorded at cost or fair market value 
in the case of the assets acquired from Ivy, or otherwise at reduced 
values to the extent there have been asset impairment write-downs. 
Expenditures for maintenance and repairs are charged directly to expense 
when incurred, while major improvements are capitalized. Depreciation 
is computed for fi nancial reporting purposes principally by use of the 
straight-line method over the following estimated useful lives: machinery 
and equipment, 3 - 15 years; buildings, 10 - 30 years; land improvements, 
5 - 15 years. Depreciation expense was approximately $9.7 million in 
2013, $9.8 million in 2012 and $9.6 million in 2011 and refl ected in 
cost of sales and selling, general and administrative expense (“SG&A 
expense”) in the consolidated statements of operations. Capitalized 
software is amortized over the shorter of the estimated useful life or 
5 years and refl ected in SG&A expense in the consolidated statements 
of operations. No interest costs were capitalized in 2013, 2012 or 2011.

Other assets

Other assets consist principally of capitalized fi nancing costs, the cash 
surrender value of life insurance policies and intangible assets. Capitalized 
fi nancing costs are amortized using the straight-line method, which 
approximates the eff ective interest method over the term of the related 
credit agreement, and refl ected in interest expense in the consolidated 
statements of operations. Th  e Company’s intangible assets consist of 
a non-compete agreement that is being amortized on a straight-line 
basis over a fi nite useful life of fi ve years. Amortization expense of the 

Long-lived assets

Long-lived assets include property, plant and equipment and identifi able 
intangible assets with defi nite useful lives. Th  e Company assesses 
the impairment of long-lived assets whenever events or changes 
in circumstances indicate that the carrying value may not be fully 
recoverable. When the Company determines that the carrying value 
of such assets may not be recoverable, it measures recoverability based 
on the undiscounted cash fl ows expected to be generated by the related 
asset or asset group. If it is determined that an impairment loss has 
occurred, the loss is recognized in the period in which it is incurred and 
is calculated as the diff erence between the carrying value and the present 
value of estimated future net cash fl ows or comparable market values.

During 2011, the Company recorded a $3.8 million impairment charge 
resulting from the consolidation of its northeast and Texas operations 
and overall integration of the purchased Ivy facilities (see Note 5 to 
the consolidated fi nancial statements). Th  ere were no impairment 
losses in 2013 and 2012.

Fair value of fi nancial instruments

Th  e carrying amounts for cash and cash equivalents, accounts receivable, 
and accounts payable and accrued expenses approximate fair value 
because of their short maturities. Th  e carrying amount of long-term debt 
outstanding under the Company’s revolving credit facility approximates 
its estimated fair value. Th  e estimated fair value of long-term debt is 
primarily based upon quoted market prices as well as borrowing rates 
currently available to the Company for bank loans with similar terms 
and maturities.

Income taxes

Income taxes are based on pretax fi nancial accounting income. Deferred 
tax assets and liabilities are recognized for the expected tax consequences 
of temporary diff erences between the tax bases of assets and liabilities 
and their reported amounts. Th  e Company assesses the need to establish 
a valuation allowance against its deferred tax assets to the extent the 
Company no longer believes it is more likely than not that the tax 
assets will be fully realized.

Earnings per share

Basic earnings per share (“EPS”) are computed by dividing earnings 
available to common shareholders by the weighted average number of 
shares of common stock outstanding during the period. Diluted EPS 
are computed by dividing earnings available to common shareholders 
by the weighted average number of shares of common stock and other 
dilutive equity securities outstanding during the period. Securities that 
have the eff ect of increasing EPS are considered to be antidilutive and 
are not included in the computation of diluted EPS.

30

INSTEEL INDUSTRIES, INC. - Form  10-K

PART II  
ITEM 8 Financial Statements and Supplementary Data

NOTE 3  Recent Accounting Pronouncements

Current Adoptions

In June 2011, the FASB issued Accounting Standards Update 
(“ASU”) No. 2011-05 “Comprehensive Income – Presentation of 
Comprehensive Income.” ASU No. 2011-05 changes the presentation 
of comprehensive income in the fi nancial statements for all periods 
reported and eliminates the option under the previous guidance 
that allowed for the presentation of other comprehensive income as 
part of the statement of shareholders’ equity. Th  e update allows two 
options for the presentation of comprehensive income: (1) a single 
statement of comprehensive income, which includes all components 
of net income and other comprehensive income; or (2) a statement of 
income followed immediately by a statement of comprehensive income, 
which includes summarized net income and all components of other 
comprehensive income. Th  e amendments in this update are eff ective 
retrospectively for annual reporting periods, and interim periods within 
those years, beginning after December 15, 2011. Th  e Company adopted 

ASU No. 2011-05 in the fi rst quarter of 2013 and chose to present 
a single statement of comprehensive income for interim reporting 
periods and separate statements of income and comprehensive income 
for annual reporting periods. Th  e adoption of ASU 2011-05 did not 
impact the Company’s consolidated fi nancial statements except for 
the change in presentation.

Future Adoptions

In February 2013, the FASB issued ASU No. 2013-02 “Reporting 
of Amounts Reclassifi ed Out of Accumulated Other Comprehensive 
Income.” ASU No. 2013-02 requires an entity to disaggregate the total 
change of each component of other comprehensive income either on 
the face of the income statement or as a separate disclosure in the notes. 
Th  is update is eff ective for the Company beginning in the fi rst quarter 
of 2014. Th  e Company does not expect the adoption of this update 
will have a material eff ect on its consolidated fi nancial statements.

NOTE 4  Business Combination

On November 19, 2010, the Company purchased certain assets and 
assumed certain liabilities of Ivy for a preliminary purchase price of 
approximately $51.1 million, consisting of $37.6 million of cash and a 
$13.5 million secured subordinated promissory note payable to Ivy (see 
Note 7 to the consolidated fi nancial statements) (the “Ivy Acquisition”). 
Subsequent to the date of the Ivy Acquisition, the Company recorded 
$780,000 of post-closing adjustments which reduced the fi nal adjusted 
purchase price to $50.3 million.

Ivy was one of the nation’s largest producers of welded wire reinforcement 
and wire products for concrete construction applications. The 
Company believes the addition of Ivy’s facilities has enhanced Insteel’s 
competitiveness in its Northeast, Midwest and Florida markets, in 
addition to providing a platform to serve the West Coast markets more 
eff ectively. Th  e assets purchased included Ivy’s production facilities in 
Arizona, Florida, Missouri and Pennsylvania; production equipment 
at a leased facility in Texas; and certain related inventories. In addition, 
the Company assumed certain of Ivy’s accounts payable and employee 
benefi t obligations.

Following is a summary of the Company’s fi nal allocation of the adjusted purchase price to the fair values of the assets acquired and liabilities 
assumed as of the date of the Ivy Acquisition:

(In thousands)
Assets acquired:
Inventories
Property, plant and equipment

Total assets acquired

Liabilities assumed:
Accounts payable
Accrued expenses

Total liabilities assumed
NET ASSETS ACQUIRED
Purchase price

BARGAIN PURCHASE GAIN

$

$

$

$

$

20,585
37,211
57,796

6,263
725
6,988
50,808
50,308
500

Accounting standards require that when the fair value of the net assets 
acquired exceeds the purchase price, resulting in a bargain purchase gain, 
the acquirer must reassess the reasonableness of the values assigned to all 
of the assets acquired, liabilities assumed and consideration transferred. 
Th  e Company performed such a reassessment and concluded that the 
values assigned for the Ivy Acquisition were reasonable. Consequently, 
the Company recorded a $500,000 bargain purchase gain on the Ivy 
Acquisition in 2011.

Th  e Ivy Acquisition was accounted for as a business purchase pursuant 
to ASC Topic 805, Business Combinations. Acquisition and integration 
costs are not included as components of consideration transferred, but 
are recorded as expenses in the period in which the costs are incurred 
(See Note 5 to the consolidated fi nancial statements).

INSTEEL INDUSTRIES, INC. - Form  10-K 31

 
 
 
 
 
 
 
PART II  
ITEM 8 Financial Statements and Supplementary Data

Following the Ivy Acquisition, net sales of the Ivy facilities in 2011 were 
approximately $83.4 million. Th  e actual amount of net sales specifi cally 
attributable to the Ivy Acquisition, however, cannot be quantifi ed due to 
the integration actions that were taken by the Company involving the 
transfer of business between the former Ivy facilities and the Company’s 
existing facilities. Th  e Company has determined that the presentation 
of Ivy’s earnings for 2011 is impractical due to the integration of Ivy’s 
operations into the Company following the Ivy Acquisition.

Th  e following unaudited supplemental pro forma fi nancial information 
refl ects the combined results of operations of the Company had the 
Ivy Acquisition occurred at the beginning of 2010. Th  e pro forma 
information refl ects certain adjustments related to the Ivy Acquisition, 

including adjusted depreciation expense based on the fair value of the 
assets acquired, interest expense related to the secured subordinated 
promissory note and an appropriate adjustment for the acquisition-
related costs in the prior year. Th  e pro forma information does not 
refl ect any operating effi  ciencies or potential cost savings that may result 
from the Ivy Acquisition. Accordingly, this pro forma information is for 
illustrative purposes and is not intended to represent or be indicative 
of the actual results of operations of the combined company that may 
have been achieved had the Ivy Acquisition occurred at the beginning 
of 2010, nor is it intended to represent or be indicative of future 
results of operations. Th  e pro forma combined results of operations 
for 2011 are as follows:

(In thousands)
Net sales
Earnings before income taxes
Net earnings

$

Year Ended
October 1, 2011
353,620
867
182

NOTE 5  Restructuring Charges and Acquisition Costs

Restructuring charges

Subsequent to the Ivy Acquisition, the Company elected to consolidate 
certain of its welded wire reinforcement operations in order to reduce its 
operating costs, which involved the closure of facilities in Wilmington, 
Delaware and Houston, Texas. Th  ese actions were taken in response 

to the close proximity of Ivy’s facilities in Hazleton, Pennsylvania and 
Houston, Texas to the Company’s existing facilities in Wilmington, 
Delaware and Dayton, Texas. Th  e Houston plant closure was completed 
in December 2010 and the Wilmington plant closure was completed 
in May 2011.

Following is a summary of the restructuring activities and associated costs that were incurred during 2012 and 2011:

(In thousands)
2012
Liability as of October 1, 2011
Restructuring charges, net
Cash payments
Non-cash charges
LIABILITY AS OF SEPTEMBER 29, 2012
2011
Liability as of October 2, 2010
Restructuring charges
Gain on sale of assets held for sale
Restructuring charges, net
Cash payments
Non-cash charges
LIABILITY AS OF OCTOBER 1, 2011

$

$

$

$

Severance and 
Other Employee 
Separation Costs

Asset
Impairment
Charges

Facility
Closure Costs

Equipment 
Relocation Costs

65   $
(40)  
(25)  
-    
$
-

-   $
2,263    
-    
2,263    
(2,198)  
-    
$

65

-   $
(11)  
-    
11    
$
-

-   $
3,825    
-    
3,825    
-    
(3,825)  
$

-

77   $
139    
(216)  
-    
$
-

-   $
2,606    
(1,609)  
997    
(920)  
-    
$

77

112   $
744    
(856)  
-    
$
-

-   $
1,233    
-    
1,233    
(1,121)  
-    
$

112

Total

254  
832  
(1,097)
11  
-

-  
9,927  
(1,609)
8,318  
(4,239)
(3,825)
254

During 2012, all of the remaining restructuring liabilities were satisfi ed 
and the fi nal proceeds were received from the sale of previously impaired 
machinery and equipment, which have been included in asset impairment 
charges.

Asset impairment charges include the proceeds received from the 
disposal of certain machinery and equipment that were previously 
impaired. Facility closure costs in 2011 include a $1.6 million gain 
from the sale of the Wilmington, Delaware facility, which had been 
closed in May 2011.

32

INSTEEL INDUSTRIES, INC. - Form  10-K

Acquisition costs

During 2011, the Company recorded $3.5 million of acquisition-related 
costs associated with the Ivy Acquisition for advisory, accounting, legal 
and other professional fees. Th  e Company did not incur any additional 
acquisition costs related to the Ivy Acquisition in 2012.

 
 
 
 
   
 
   
 
   
 
   
 
 
 
 
 
 
 
   
 
   
 
   
 
   
 
 
 
 
 
 
 
PART II  
ITEM 8 Financial Statements and Supplementary Data

NOTE 6  Fair Value Measurements

Fair value is defi ned as the price that would be received to sell an asset 
or paid to transfer a liability in an orderly transaction between market 
participants at the measurement date. Th  e authoritative guidance for 
fair value measurements establishes a three-level fair value hierarchy 
that encourages an entity to maximize the use of observable inputs and 
minimize the use of unobservable inputs when measuring fair value. 
Th  e three levels of inputs used to measure fair value are as follows:

Level 1 - Quoted prices in active markets for identical assets or liabilities.

Level 2 - Observable inputs other than quoted prices included in Level 1, 
such as quoted prices for similar assets and liabilities in active markets.

Level 3 - Unobservable inputs that are supported by little or no market 
activity and that are signifi cant to the fair value of the assets or liabilities, 
including certain pricing models, discounted cash fl ow methodologies 
and similar techniques that use signifi cant unobservable inputs.

As of September 28, 2013 and September 29, 2012, the Company held fi nancial assets that are required to be measured at fair value on a recurring 
basis. Th  e fi nancial assets held by the Company and the fair value hierarchy used to determine their fair values are as follows:

(In thousands)
Current assets:

Cash equivalents

Other assets:

Cash surrender value of life insurance policies

TOTAL

(In thousands)
Other assets:

Cash surrender value of life insurance policies

TOTAL

Cash equivalents, which include all highly liquid investments with 
original maturities of three months or less, are classifi ed as Level 1 of 
the fair value hierarchy. Th  e carrying amount of the Company’s cash 
equivalents, which consist of investments in money market funds, 
approximates fair value due to their short maturities. Cash surrender 
value of life insurance policies are classifi ed as Level 2. Th  e fair value 
of the life insurance policies was determined by the underwriting 
insurance company’s valuation models and represents the guaranteed 
value the Company would receive upon surrender of these policies as 
of the reporting date.

NOTE 7  Long-Term Debt

Total at 
September 28, 2013

Quoted Prices 
in Active Markets 
(Level 1)

Observable
Inputs
(Level 2)

$

$

$
$

15,534 $

15,534 $

6,145  
21,679 $

-  
15,534 $

-

6,145
6,145

Total at 
September 29, 2012

Quoted Prices 
in Active Markets 
(Level 1)

Observable
Inputs
(Level 2)

5,146 $
5,146 $

- $
- $

5,146
5,146

As of September 28, 2013 and September 29, 2012, the Company 
had no nonfi nancial assets that are required to be measured at fair 
value on a nonrecurring basis. Th  e carrying amounts of accounts 
receivable, accounts payable and accrued expenses approximates fair 
value due to the short-term maturities of these fi nancial instruments. 
As of September 29, 2012, the carrying amount of long-term debt 
outstanding under the Company’s revolving credit facility approximated 
its estimated fair value. Th  e estimated fair value of long-term debt is 
primarily based upon quoted market prices as well as borrowing rates 
currently available to the Company for bank loans with similar terms 
and maturities.

Revolving Credit Facility

Th  e Company has a revolving credit facility (the “Credit Facility”) that 
is used to supplement its operating cash fl ow and fund its working 
capital, capital expenditure, general corporate and growth requirements. 
On February 6, 2012, the Company and each of its wholly-owned 
subsidiaries entered into an amendment agreement that, among other 
changes, increased the commitment amount of the Credit Facility 
from $75.0 million to $100.0 million and extended the maturity 
date from June 2, 2015 to June 2, 2016. Advances under the Credit 
Facility are limited to the lesser of the revolving loan commitment 
amount (currently $100.0 million) or a borrowing base amount 
that is calculated based upon a percentage of eligible receivables 
and inventories. As of September 28, 2013, no borrowings were 

outstanding on the Credit Facility, $72.8 million of borrowing capacity 
was available and outstanding letters of credit totaled $1.5 million. As of 
September 29, 2012, $11.5 million of borrowings were outstanding 
on the Credit Facility.

Interest rates on the Credit Facility are based upon (1) an index rate that 
is established at the highest of the prime rate, 0.50% plus the federal 
funds rate or the LIBOR rate plus the excess of the then-applicable 
margin for LIBOR loans over the then-applicable margin for index 
rate loans, or (2) at the election of the Company, a LIBOR rate, 
plus in either case, an applicable interest rate margin. Th  e applicable 
interest rate margins are adjusted on a quarterly basis based upon the 
amount of excess availability on the Credit Facility within the range of 
0.50% - 1.25% for index rate loans and 1.50% - 2.50% for LIBOR 

INSTEEL INDUSTRIES, INC. - Form  10-K 33

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
PART II  
ITEM 8 Financial Statements and Supplementary Data

loans. In addition, the applicable interest rate margins would be increased 
by 2.00% upon the occurrence of certain events of default provided 
for under the terms of the Credit Facility. Based on the Company’s 
excess availability as of September 28, 2013, the applicable interest 
rate margins on the Credit Facility were 0.50% for index rate loans 
and 1.50% for LIBOR loans.

Th  e Company’s ability to borrow available amounts under the Credit 
Facility will be restricted or eliminated in the event of certain covenant 
breaches, events of default or if the Company is unable to make certain 
representations and warranties provided for under the terms of the 
Credit Facility. Th  e Company is required to maintain a fi xed charge 
coverage ratio of not less than 1.10 at the end of each fi scal quarter for 
the twelve-month period then ended when the amount of liquidity on 
the Credit Facility is less than $13.5 million. In addition, the terms 
of the Credit Facility restrict the Company’s ability to, among other 
things: engage in certain business combinations or divestitures; make 
investments in or loans to third parties, unless certain conditions are 
met with respect to such investments or loans; pay cash dividends or 
repurchase shares of the Company’s stock subject to certain minimum 
borrowing availability requirements; incur or assume indebtedness; issue 
securities; enter into certain transactions with affi  liates of the Company; 
or permit liens to encumber the Company’s property and assets. Th  e 
terms of the Credit Facility also provide that an event of default will 
occur with respect to the Company upon the occurrence of, among 

Subordinated Note

other things: defaults or breaches under the loan documents, subject in 
certain cases to cure periods; defaults or breaches by the Company or 
any of its subsidiaries under any agreement resulting in the acceleration 
of amounts above certain thresholds or payment defaults above certain 
thresholds; certain events of bankruptcy or insolvency with respect to 
the Company; certain entries of judgment against the Company or 
any of its subsidiaries, which are not covered by insurance; or a change 
of control of the Company. As of September 28, 2013, the Company 
was in compliance with all of the fi nancial and negative covenants 
under the Credit Facility and there have not been any events of default.

Amortization of capitalized fi nancing costs associated with the credit 
facility was $102,000 in 2013, $97,000 in 2012 and $81,000 in 2011. 
Accumulated amortization of capitalized fi nancing costs was $4.3 million 
and $4.2 million as of September 28, 2013 and September 29, 2012, 
respectively. Th  e Company expects the amortization of capitalized 
fi nancing costs to approximate the following amounts for the next 
fi ve fi scal years:

Fiscal year
2014
2015
2016
2017
2018

$

(In thousands)
102
102
69
-
-

As  part  of  the  consideration  for  the  Ivy  Acquisition,  on 
November 19, 2010 (see Note 4 to the consolidated financial 
statements) the Company entered into a $13.5 million secured 
subordinated promissory note (the “Note”) payable to Ivy over fi ve 
years. Th  e Note required semi-annual interest payments in arrears, 
and annual principal payments payable on November 19 of each 
year during the period 2011 - 2015. Th  e Note yielded interest on the 

unpaid principal balance at a fi xed rate of 6.0% per annum and was 
collateralized by certain of the real property and equipment acquired 
from Ivy. On December 12, 2011, the Company prepaid the remaining 
balance that was outstanding on the Note for $12.4 million, which 
represented a discount of $425,000 that was recorded as a gain from 
the early extinguishment of debt in the consolidated statements of 
operations in 2012.

NOTE 8  Stock-Based Compensation

Under the Company’s equity incentive plans, employees and directors may be granted stock options, restricted stock, restricted stock units and 
performance awards. Eff ective February 21, 2012, the Company’s 2005 Equity Incentive Plan was amended to increase the number of shares 
available for future grants by 900,000 shares. As of September 28, 2013, there were 587,000 shares available for future grants under the plans.

Stock option awards

Under the Company’s equity incentive plans, employees and directors may be granted options to purchase shares of common stock at the fair 
market value on the date of the grant. Options granted under these plans generally vest over three years and expire ten years from the date of the 
grant. Compensation expense and excess tax benefi ts associated with stock options are as follows:

(In thousands)
Stock options:

Compensation expense
Excess tax benefi ts

September 28, 2013

Year Ended
September 29, 2012

October 1, 2011

$

951   $
(660)  

909 $
-  

1,203  
(8)

Th  e remaining unrecognized compensation cost related to unvested options at September 28, 2013 was $622,000, which is expected to be 
recognized over a weighted average period of 1.28 years.

34

INSTEEL INDUSTRIES, INC. - Form  10-K

 
 
 
 
 
 
   
 
 
 
 
 
PART II  
ITEM 8 Financial Statements and Supplementary Data

Th  e fair value of each option award granted is estimated on the date of grant using a Monte Carlo valuation model. Th  e weighted-average 
estimated fair values of stock options granted during 2013, 2012 and 2011 were $7.06, $5.20 and $5.31 per share, respectively, based on the 
following weighted-average assumptions:

Expected term (in years)
Risk-free interest rate
Expected volatility
Expected dividend yield

September 28, 2013

Year Ended
September 29, 2012

October 1, 2011

6.00  
1.40%
47.32%
0.72%

6.00  
1.17%
52.97%
1.06%

5.19  
1.78%
55.15%
1.05%

Th  e assumptions utilized in the Monte Carlo valuation model are 
evaluated and revised, as necessary, to refl ect market conditions and 
actual historical experience. Th  e risk-free interest rate for periods 
within the contractual life of the option was based on the U.S. Treasury 
yield curve in eff ect at the time of the grant. Th  e dividend yield was 
calculated based on the Company’s annual dividend as of the option 

grant date. Th  e expected volatility was derived using a term structure 
based on historical volatility and the volatility implied by exchange-
traded options on the Company’s stock. Th  e expected term for options 
was based on the results of a Monte Carlo simulation model, using the 
model’s estimated fair value as an input to the Black-Scholes-Merton 
model, and then solving for the expected term.

Th  e following table summarizes stock option activity:

(Share amounts in thousands)
Outstanding at October 2, 2010

Granted
Exercised
Forfeited

Outstanding at October 1, 2011

Granted
Exercised

Outstanding at September 29, 2012

Granted
Exercised

OUTSTANDING AT SEPTEMBER 28, 2013
Vested and anticipated to vest in future at September 28, 2013
Exercisable at September 28, 2013

$

Options 
Outstanding
847
171  
(13)
(11)
994
178  
(12)
1,160

131  
(373)
918
913  
626  

Exercise Price Per Share

Range
0.18-$20.27 $
10.72-12.43
1.06-7.55
11.15-11.15
0.18-20.27
10.23-13.06
0.18-0.18
0.36-20.27
16.45-17.22
0.36-12.43
5.43-20.27

Weighted 
Average
10.63
11.49
1.60
11.15
10.89
11.44
0.18
11.09
16.84
9.27
12.65
12.64
12.10

Contractual Term -
Weighted Average
(in years)

Aggregate 
Intrinsic Value
(in thousands)

$

143

147

2,744
3,492
3,480
2,744

6.25
6.23  
5.01  

Th  e 2013 stock option exercises included “net exercises,” pursuant to which the optionee received shares of common stock equal to the intrinsic 
value of the options (fair market value of common stock on the date of exercise less exercise price) reduced by any applicable withholding taxes.

Restricted stock units

On January 21, 2009, the Executive Compensation Committee of 
the Board of Directors approved a change in the equity compensation 
program such that awards of restricted stock units (“RSUs”) to employees 
and directors would be made in lieu of awards of restricted stock. RSUs 
granted under these plans are valued based upon the fair market value 

 RSU grants and compensation expense are as follows:

(In thousands)
Restricted stock unit grants:

Units
Market value

Compensation expense

on the date of the grant and provide for a dividend equivalent payment 
which is included in compensation expense. Th  e vesting period for 
RSUs is generally one to three years from the date of the grant. RSUs 
do not have voting rights.

September 28, 2013

Year Ended
September 29, 2012 October 1, 2011

$

73  
1,225 $
1,210  

99  
1,165 $
1,299  

119
1,441
1,548

Th  e remaining unrecognized compensation cost related to unvested RSUs on September 28, 2013 was $985,000 which is expected to be recognized 
over a weighted average period of 1.53 years.

INSTEEL INDUSTRIES, INC. - Form  10-K 35

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
 
     
 
 
 
 
 
 
 
 
 
PART II  
ITEM 8 Financial Statements and Supplementary Data

Th  e following table summarizes RSU activity:

(Unit amounts in thousands)
Balance, October 2, 2010

Granted
Released

Balance, October 1, 2011

Granted
Released

Balance, September 29, 2012

Granted
Forfeited
Released

BALANCE, SEPTEMBER 28, 2013

Restricted stock awards

Restricted 
Stock Units 
Outstanding
239
$
119    
(30)  
328    
99    
(134)  
293

73    
(6)  
(139)  
221

Weighted Average 
Grant Date 
Fair Value
9.23
12.08
9.39
10.25
11.77
10.30
10.74
16.77
10.72
10.00
13.20

Under the Company’s equity incentive plans, employees and directors may be granted restricted stock awards which are valued based upon the 
fair market value on the date of the grant. Restricted stock granted under these plans generally vests one to three years from the date of the grant. 
Th  ere were no restricted stock grants in 2013, 2012 and 2011. Compensation expense for restricted stock is as follows:

(In thousands)
Compensation expense

Th  ere were no unvested restricted stock awards as of September 28, 2013.

Year Ended 
October 1, 2011
166

$

During 2011, 67,693 shares of employee restricted stock awards vested with a fair value of $771,000. Upon vesting, employees have the option 
of remitting payment for the minimum tax obligation to the Company or net-share settling such that the Company will withhold shares with a 
value equivalent to the employees’ minimum tax obligation. During 2011, a total of 12,633 shares were withheld to satisfy employees’ minimum 
tax obligations.

Th  e following table summarizes restricted stock activity:

(Share amounts in thousands)
Balance, October 2, 2010

Granted
Released

Balance, October 1, 2011

NOTE 9 

Income Taxes

Th  e components of the provision for income taxes are as follows:

(Dollars in thousands)
Provision for income taxes:

Current:
Federal
State

Deferred:
Federal
State

INCOME TAXES
EFFECTIVE INCOME TAX RATE

36

INSTEEL INDUSTRIES, INC. - Form  10-K

Restricted 
Stock Awards 
Outstanding
67

Weighted Average 
Grant Date 
Fair Value
13.37
-
13.37
-

$
-    
(67)  
-

September 28, 2013

September 29, 2012

October 1, 2011

Year Ended

$

$

2,124 $
257  

2,381

3,571  
310  

3,881
6,262 $
34.8%

20 $
62  
82

781  
54  

835
917 $

33.6%

207  
72  

279

(12)
221  
209
488
483.2%

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
PART II  
ITEM 8 Financial Statements and Supplementary Data

Th  e reconciliation between income taxes computed at the federal statutory rate and the provision for income taxes is as follows:

(Dollars in thousands)
Provision for income taxes at federal statutory rate
Net eff ect of life insurance policies
Qualifi ed production activities deduction
Nondeductible stock option expense
State income taxes, net of federal tax benefi t
Valuation allowance
Other, net
PROVISION FOR INCOME TAXES

September 28, 2013

Year Ended
September 29, 2012

October 1, 2011

$

$

6,299  
(191)
(165)
(51)
479  
51  
(160)
6,262

35.0% $
(1.1)
(0.9)
(0.3)
2.7  
0.3  
(0.9)
34.8% $

954  
(400)
-  
161  
94  
(48)
156  
917

35.0% $
(14.7)
-  
5.9  
3.5  
(1.8)
5.7  
33.6% $

35  
(14)
-  
189  
(20)
263  
35  

488

34.7%
(13.9)
-  
187.1  
(19.8)
260.4  
34.7  
483.2%

Th  e components of deferred tax assets and liabilities are as follows:

(In thousands)
Deferred tax assets:

Defi ned benefi t plans
Accrued expenses, asset reserves and state tax credits
Stock-based compensation
State net operating loss carryforwards
Goodwill, amortizable for tax purposes
Federal net operating loss carryforward
Valuation allowance

DEFERRED TAX ASSETS
Deferred tax liabilities:
Plant and equipment
Prepaid insurance and other reserves

DEFERRED TAX LIABILITIES
NET DEFERRED TAX LIABILITY

September 28, 2013

September 29, 2012

$

$

3,245   $
2,467    
1,560    
1,180    
986    
-    
(730)  

8,708

(12,607)  
(650)  

(13,257)

(4,549) $

3,556  
1,841  
1,878  
1,372  
1,392  
1,870  
(679)
11,230

(10,637)
(722)
(11,359)
(129)

As of September 28, 2013, the Company recorded a current deferred 
tax asset (net of valuation allowance) of $2.7 million on its consolidated 
balance sheet in other current assets and a non-current deferred tax 
liability (net of valuation allowance) of $7.3 million in other liabilities. 
As of September 29, 2012, the Company recorded a current deferred 
tax asset (net of valuation allowance) of $4.0 million in other current 
assets and a non-current deferred tax liability (net of valuation allowance) 
of $4.1 million in other liabilities. Th  e Company has $22.2 million 
of state operating loss carryforwards that begin to expire in 2017, but 
principally expire in 2017 – 2032. Th  e Company has also recorded 
deferred tax assets for various state tax credits of $261,000, which will 
begin to expire in 2014 and principally expire between 2014 and 2020.

Th  e realization of the Company’s deferred tax assets is entirely dependent 
upon the Company’s ability to generate future taxable income in 
applicable jurisdictions. Accounting principles generally accepted in 
the U.S. (“GAAP”) requires that the Company periodically assess the 

need to establish a valuation allowance against its deferred tax assets 
to the extent the Company no longer believes it is more likely than 
not that they will be fully utilized. As of September 28, 2013, the 
Company had recorded a valuation allowance of $730,000 pertaining 
to various state NOLs and tax credits that were not expected to be 
utilized. Th  e valuation allowance established by the Company is 
subject to periodic review and adjustment based on changes in facts 
and circumstances and would be reduced should the Company utilize 
the state net operating loss carryforwards against which an allowance 
had previously been provided or determine that such utilization is 
more likely than not. Th  e $51,000 increase in the valuation allowance 
during 2013 is primarily due to the increase of certain state NOLs that 
are not expected to be utilized.

As of September 28, 2013, the Company has no material, known tax 
exposures that require the establishment of contingency reserves for 
uncertain tax positions.

A reconciliation of the beginning and ending balance of total unrecognized tax benefi ts for 2013 and 2012 is as follows:

(In thousands)

Balance at beginning of year
Increase in tax positions of prior years
Settlement of tax position in current year

BALANCE AT END OF YEAR

$

$

2013

76   $
-    
(76)  
$
-

2012
67
9
-
76

Th  e Company classifi es interest and penalties related to unrecognized 
tax benefi ts as part of income tax expense. Th  e accrued interest and 
penalties related to unrecognized tax benefi ts was $0 and $56,000, as 
of September 28, 2013 and September 29, 2012, respectively. Th  ere 
was $6,000 of expense incurred during 2012 related to interest and 
penalties. Th  e Company did not record any expense related to interest 
and penalties during 2013 and 2011.

Th  e Company fi les U.S. federal income tax returns as well as state and 
local income tax returns in various jurisdictions. Federal and various 
state tax returns fi led by the Company subsequent to 2008 remain 
subject to examination together with certain state tax returns fi led by 
the Company subsequent to 2003.

INSTEEL INDUSTRIES, INC. - Form  10-K 37

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
PART II  
ITEM 8 Financial Statements and Supplementary Data

NOTE 10  Employee Benefi t Plans

Retirement plans

Th  e Company has one defi ned benefi t pension plan, the Insteel Wire 
Products Company Retirement Income Plan for Hourly Employees, 
Wilmington, Delaware (“the Delaware Plan”). Th  e Delaware Plan 
provides benefi ts for eligible employees based primarily upon years 
of service and compensation levels. Th  e Company’s funding policy 
is to contribute amounts at least equal to those required by law. 
Th  e Delaware Plan was frozen eff ective September 30, 2008 whereby 

participants will no longer earn additional benefi ts. In February 2011, 
as part of the planned closure of the Wilmington, Delaware facility, the 
Company amended the Delaware Plan granting certain participants 
additional service credit. Th  e amendment resulted in a one-time charge 
of $306,000 that was recorded during 2011 within restructuring 
charges on the consolidated statements of operations. Th  e Company 
made contributions totaling $307,000, $206,000 and $477,000 to the 
Delaware Plan during 2013, 2012 and 2011, respectively, and expects 
to make contributions of $247,000 during 2014.

Th  e reconciliation of the projected benefi t obligation, plan assets, funded status of the plan and amounts recognized in the Company’s consolidated 
balance sheets for the Delaware Plan is as follows:

(In thousands)
Change in benefi t obligation:

Benefi t obligation at beginning of year
Amendments
Interest cost
Actuarial (gain) loss
Settlement
Distributions

BENEFIT OBLIGATION AT END OF YEAR
Change in plan assets:

Fair value of plan assets at beginning of year
Actual return on plan assets
Employer contributions
Settlement
Distributions

FAIR VALUE OF PLAN ASSETS AT END OF YEAR
Reconciliation of funded status to net amount recognized:

Funded status

NET AMOUNT RECOGNIZED
Amounts recognized on the consolidated balance sheet:

Accrued benefi t liability
Accumulated other comprehensive loss (net of tax)

NET AMOUNT RECOGNIZED
Amounts recognized in accumulated other comprehensive loss:

Unrecognized net loss

NET AMOUNT RECOGNIZED
Other changes in plan assets and benefi t obligations recognized in other 
comprehensive income (loss):

Net gain
Amortization of net loss

TOTAL RECOGNIZED IN OTHER COMPREHENSIVE INCOME (LOSS)

September 28, 2013

Year Ended
September 29, 2012

October 1, 2011

$

$

$

$

$
$

$

$

$
$

$

$

3,181   $

-    
128    
(134)

-    

(202)
2,973

$

1,739   $
201    
307    
-    

(202)
2,045

$

(928) $
(928) $

(928) $
706    
(222) $

1,138   $
$
1,138

(192) $
(56)
(248) $

3,231   $
-    
146    
218    
(218)  
(196)  
$

3,181

1,660   $
287    
206    
(218)  
(196)  
$

1,739

(1,442) $
(1,442) $

(1,442) $
859    
(583) $

1,386   $
$
1,386

(31) $
(49)  
(80) $

4,280  
306  
193  
69  
(1,423)
(194)
3,231

3,017  
10  
477  
(1,651)
(193)
1,660

(1,571)
(1,571)

(1,571)
909  
(662)

1,466  
1,466

(206)
(304)
(510)

Net periodic pension cost for the Delaware Plan includes the following components:

(In thousands)
Interest cost
Expected return on plan assets
Recognized net actuarial loss
NET PERIODIC PENSION COST

38

INSTEEL INDUSTRIES, INC. - Form  10-K

September 28, 2013

September 29, 2012

October 1, 2011

Year Ended

$

$

128   $
(142)  
56    
$
42

146   $
(134)  
49    
$
61

193  
(211)
304  
286

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
PART II  
ITEM 8 Financial Statements and Supplementary Data

Th  e Company incurred settlement losses of $95,000 and $704,000 during 2012 and 2011, respectively, for lump-sum distributions to plan 
participants. Th  e estimated net loss that will be amortized from accumulated other comprehensive loss into net periodic pension cost during 
2014 is $40,000.

Th  e projected benefi t payments under the Delaware Plan are as follows:
Fiscal year(s)
2014
2015
2016
2017
2018
2019 - 2023

Th  e assumptions used in the valuation of the Delaware Plan are as follows:

Assumptions at year-end:

Discount rate
Rate of increase in compensation levels
Expected long-term rate of return on assets

$

(In thousands)
213
209
211
205
206
980

September 28, 2013

Measurement Date
September 29, 2012

October 1, 2011

4.75%
N/A  
8.00%

4.00%
N/A  
8.00%

4.75%
N/A  
8.00%

Th  e assumed discount rate is established as of the Company’s fi scal 
year-end measurement date. In establishing the discount rate, the 
Company reviews published market indices of high-quality debt 
securities, adjusted as appropriate for duration, and high-quality bond 
yield curves applicable to the expected benefi t payments of the plan. 
To develop the expected long-term rate of return on asset assumption, 
the Company considers the historical returns and the future expectations 
of returns for each asset class, as well as the target asset allocation of 
the Delaware Plan portfolio.

Th  e fundamental goal underlying the investment policy for the Delaware 
Plan is to ensure that its assets are invested in a prudent manner to meet 
the obligations of the plan as such obligations come due. Th  e primary 

investment objectives include providing a total return that will promote 
the goal of benefi t security by attaining an appropriate ratio of plan 
assets to plan obligations, diversifying investments across and within 
asset classes, minimizing the impact of losses in single investments and 
adhering to investment practices that comply with applicable laws and 
regulations. Th  e investment strategy for equities emphasizes U.S. large 
cap equities with the portfolio’s performance measured against the 
S&P 500 index or other applicable indices. Th  e investment strategy 
for fi xed income investments is focused on maintaining an overall 
portfolio with a minimum credit rating of A-1 as well as a minimum 
rating of any security at the time of purchase of Baa/BBB by Moody’s 
or Standard & Poor’s, if rated.

Th  e Delaware Plan has a long-term target asset mix of 60% equities and 40% fi xed income. Th  e asset allocation for the Delaware Plan is as follows:

Large-cap equities
Mid-cap equities
Small-cap equities
International equities
Fixed income securities
Cash and cash equivalents

Target Allocation
September 28, 2013

35.0%
8.0%
9.0%
8.0%
40.0%
0.0%

September 28, 2013

Percentage of Plan Assets at Measurement Date
September 29, 2012

October 1, 2011

37.7%
8.1%
8.5%
7.5%
36.1%
2.1%

39.3%
8.9%
5.6%
5.9%
37.2%
3.1%

38.6%
9.1%
6.1%
6.0%
39.3%
0.9%

As of September 28, 2013, the Delaware Plan’s assets include equity 
securities, fi xed income securities and cash and cash equivalents, and 
were required to be measured at fair value. Th  e Company uses a three-
tier hierarchy, which prioritizes the inputs used in measuring fair value, 
defi ned as follows: Level 1 - observable inputs such as quoted prices 

in active markets for identical assets and liabilities; Level 2 - inputs 
other than quoted prices in active markets that are either directly or 
indirectly observable; and Level 3 - unobservable inputs in which 
little or no market data exists, thereby requiring the development of 
valuation assumptions.

 Th  e fair values of the Delaware Plan’s assets as of September 28, 2013 and September 29, 2012 are as follows:

(In thousands)
Large-cap equities
Mid-cap equities
Small-cap equities
International equities
Fixed income securities
Cash and cash equivalents
TOTAL

Total at 
September 28, 2013

Quoted Prices 
in Active Markets 
(Level 1)

Observable
Inputs
(Level 2)

$

$

771 $
165  
174  
153  
739  
43  
2,045 $

771 $
165  
174  
153  
739  
-  
2,002 $

- $
-  
-  
-  
-  
43  
43 $

Unobservable 
Inputs
(Level 3)
-
-
-
-
-
-
-

INSTEEL INDUSTRIES, INC. - Form  10-K 39

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
PART II  
ITEM 8 Financial Statements and Supplementary Data

(In thousands)
Large-cap equities
Mid-cap equities
Small-cap equities
International equities
Fixed income securities
Cash and cash equivalents
TOTAL

Total at 
September 29, 2012

Quoted Prices 
in Active Markets 
(Level 1)

Observable
Inputs
(Level 2)

$

$

684 $
155  
98  
103  
646  
53  
1,739 $

684 $
155  
98  
103  
646  
-  
1,686 $

- $
-  
-  
-  
-  
53  
53 $

Unobservable 
Inputs
(Level 3)
-
-
-
-
-
-
-

Equity securities are primarily direct investments in the stock of publicly-traded companies that are valued based on the closing price reported 
in an active market on which the individual securities are traded. Fixed income securities are government and corporate debt securities that are 
valued based on the closing price reported in an active market on which the individual securities are traded. Cash and cash equivalents are money 
market funds that are valued based on the net asset value as determined by the fund each business day.

Supplemental employee retirement plan

Th  e Company has Retirement Security Agreements (each, a “SERP”) with certain of its employees (each, a “Participant”). Under the SERPs, 
if the Participant remains in continuous service with the Company for a period of at least 30 years, the Company will pay to the Participant a 
supplemental retirement benefi t for the 15-year period following the Participant’s retirement equal to 50% of the Participant’s highest average 
annual base salary for fi ve consecutive years in the 10-year period preceding the Participant’s retirement. If the Participant retires prior to the later 
of age 65 or the completion of 30 years of continuous service with the Company, but has completed at least 10 years of continuous service with 
the Company, the amount of the supplemental retirement benefi t will be reduced by 1/360th for each month short of 30 years that the Participant 
was employed by the Company. In 2005, the Company revised the SERPs to add Participants and increase benefi ts to existing Participants.

Th  e reconciliation of the projected benefi t obligation, plan assets, funded status of the plan and amounts recognized for the SERPs in the 
Company’s consolidated balance sheets is as follows:

(In thousands)
Change in benefi t obligation:

Benefi t obligation at beginning of year
Service cost
Interest cost
Actuarial loss (gain)
Distributions

BENEFIT OBLIGATION AT END OF YEAR
Change in plan assets:

Actual employer contributions
Actual distributions

PLAN ASSETS AT FAIR VALUE AT END OF YEAR
Reconciliation of funded status to net amount recognized:

Funded status

NET AMOUNT RECOGNIZED
Amounts recognized in accumulated other comprehensive loss:

Unrecognized net loss
Unrecognized prior service cost
NET AMOUNT RECOGNIZED
Other changes in plan assets and benefi t obligations recognized in other 
comprehensive income (loss):

Net loss (gain)
Prior service costs
Amortization of net loss

$

$

$

$

$
$

$

$

$

TOTAL RECOGNIZED IN OTHER COMPREHENSIVE INCOME (LOSS)

$

September 28, 2013

September 29, 2012

October 1, 2011

Year Ended

7,461   $
242    
287    
(807)  
(245)  
$

6,938

245   $
(245)  
$
-

(6,938) $
(6,938) $

1,380   $
-    
$

1,380

(807) $
(227)  
(136)  
(1,170) $

6,102   $
217    
301    
1,085    
(244)  
$

7,461

244   $
(244)  
$
-

(7,461) $
(7,461) $

2,324   $
227    
$

2,551

1,085   $
(227)  
(91)  
$
767

5,590  
176  
282  
297  
(243)
6,102

244  
(244)
-

(6,102)
(6,102)

1,330  
454  

1,784

297  
(227)
(34)
36

40

INSTEEL INDUSTRIES, INC. - Form  10-K

 
 
 
 
 
 
 
 
 
 
 
 
 
Net periodic pension cost for the SERPs includes the following components:

(In thousands)
Service cost
Interest cost
Prior service cost
Amortization of net loss
NET PERIODIC PENSION COST

PART II  
ITEM 8 Financial Statements and Supplementary Data

September 28, 2013

September 29, 2012

Year Ended

$

$

242 $
287  
227  
136  
892 $

217 $
301  
227  
91  
836 $

October 1, 2011
176
282
227
34
719

Th  e estimated net loss that will be amortized from accumulated other comprehensive loss into net periodic pension cost during 2014 is $60,000.

Th  e assumptions used in the valuation of the SERPs are as follows:

Assumptions at year-end:

Discount rate
Rate of increase in compensation levels

Th  e assumed discount rate is established as of the Company’s fi scal 
year-end measurement date. In establishing the discount rate, the 
Company reviews published market indices of high-quality debt 
securities, adjusted as appropriate for duration, and high-quality bond 
yield curves applicable to the expected benefi t payments of the plan. 
Th  e SERPs expected rate of increase in compensation levels is based 
on the anticipated increases in annual compensation.

Th  e projected benefi t payments under the SERPs are as follows:

Fiscal year(s)
2014
2015
2016
2017
2018
2019- 2023

$

(In thousands)
290
290
290
290
357
1,846

As noted above, the SERPs were revised in 2005 to add Participants and 
increase benefi ts to certain existing Participants. However, for certain 
Participants the Company still maintains the benefi ts of the respective 
SERPs that were in eff ect prior to the 2005 changes, which entitles them 
to fi xed cash benefi ts upon retirement at age 65, payable annually for 
15 years. Th  ese SERPs are supported by life insurance policies on the 
Participants purchased and owned by the Company. Th  e cash benefi ts 
paid under these SERPs were $28,000 in 2013, $62,000 in 2012 and 
$74,000 in 2011. Th  e expense attributable to these SERPs was $15,000 
in 2013, $15,000 in 2012 and $14,000 in 2011.

September 28, 2013

Measurement Date
September 29, 2012

October 1, 2011

4.75%
3.00%

4.00%
3.00%

4.75%
3.00%

Retirement savings plan

In 1996, the Company adopted the Retirement Savings Plan of Insteel 
Industries, Inc. (“the Plan”) to provide retirement benefi ts and stock 
ownership for its employees. Th  e Plan is an amendment and restatement 
of the Company’s Employee Stock Ownership Plan. As allowed under 
Sections 401(a) and 401(k) of the Internal Revenue Code, the Plan 
provides for tax-deferred salary deductions for eligible employees.

During 2011 - 2013, employees were permitted to contribute up to 
75% of their annual compensation to the Plan, limited to a maximum 
annual amount as set periodically by the Internal Revenue Code. Th  e Plan 
allows for discretionary contributions to be made by the Company as 
determined by the Board of Directors. Such contributions to the Plan 
are allocated among eligible participants based on their compensation 
relative to the total compensation of all participants. During 2011 - 2013, 
the Company matched employee contributions up to 100% of the 
fi rst 1% and 50% of the next 5% of eligible compensation that was 
contributed by employees. Company contributions to the Plan were 
$758,000 in 2013, $734,000 in 2012 and $604,000 in 2011.

Voluntary Employee Benefi ciary Associations 
(“VEBA”)

Th  e Company has a VEBA under which both employees and the 
Company may make contributions to pay for medical costs. Company 
contributions to the VEBA were $3.6 million in 2013, $3.4 million in 
2012 and $3.3 million in 2011. Th  e Company is primarily self-insured 
for each employee’s healthcare costs, carrying stop-loss insurance 
coverage for individual claims in excess of $175,000 per benefi t plan 
year. Th  e Company’s self-insurance liabilities are based on the total 
estimated costs of claims fi led and claims incurred but not reported, 
less amounts paid against such claims. Management reviews current 
and historical claims data in developing its estimates.

INSTEEL INDUSTRIES, INC. - Form  10-K 41

 
 
 
 
 
 
 
 
 
 
 
 
 
 
PART II  
ITEM 8 Financial Statements and Supplementary Data

NOTE 11  Commitments and Contingencies

Leases and purchase commitments

Th  e Company leases a portion of its equipment under operating leases 
that expire at various dates through 2017. Under most lease agreements, 
the Company pays insurance, taxes and maintenance. Rental expense 
for operating leases was $1.2 million in 2013, $908,000 in 2012 and 
$1.5 million in 2011. Minimum rental commitments under all non-
cancelable leases with an initial term in excess of one year are payable 
as follows: 2014, $845,000; 2015, $542,000; 2016, $183,000; 2017, 
$37,000; 2018 and beyond, $325,000.

As of September 28, 2013, the Company had $62.9 million in non-
cancelable purchase commitments for raw material extending as long as 
approximately 100 days and $0.5 million of contractual commitments 
for the purchase of certain equipment that had not been fulfi lled and 
are not refl ected in the consolidated fi nancial statements.

Legal proceedings

On November 19, 2007, Dwyidag Systems International, Inc (“DSI”) 
fi led a third-party lawsuit in the Ohio Court of Claims alleging that 
certain epoxy-coated strand sold by the Company to DSI in 2002, 
and supplied by DSI to the Ohio Department of Transportation 
(“ODOT”) for a bridge project, was defective. Th  e third-party action 
sought recovery of any damages which could have been assessed against 
DSI in the action fi led against it by ODOT, which allegedly could have 
been in excess of $8.3 million, plus $2.7 million in damages allegedly 
incurred by DSI. In 2009, the Ohio court granted the Company’s 
motion for summary judgment as to the third-party claim against it 
on the grounds that the statute of limitations had expired, but DSI 
fi led an interlocutory appeal of that ruling. In addition, the Company 
previously fi led a lawsuit against DSI in the North Carolina Superior 
Court in Surry County seeking recovery of $1.4 million (plus interest) 
owed for other products sold by the Company to DSI, which action 
was removed by DSI to the U.S. District Court for the Middle District 
of North Carolina.

On October 7, 2010, the Company participated in a structured 
mediation with ODOT and DSI which led to settlement of all of the 
above legal matters. Th  e parties dismissed the action in the Middle 
District of North Carolina on December 23, 2010, and the Ohio Court 
of Claims action was dismissed on January 21, 2011. Pursuant to the 
settlement agreement, which was approved by the Ohio Court of Claims 
on January 5, 2011, the parties released each other from all liability 
arising out of the sale of strand for the bridge project. In connection 
with the settlement, the Company reserved the remaining outstanding 
balance that it was owed by DSI and agreed to make a cash payment of 
$600,000 to ODOT. During 2011, the Company paid the $600,000 
settlement to ODOT and wrote off  the DSI receivables against the 

previously established reserve. Th  e resolution of this matter has enabled 
the Company to restore its commercial relationship with DSI that had 
existed prior to the initiation of the legal proceedings.

Th  e Company is also involved in various other lawsuits, claims, 
investigations and proceedings, including commercial, environmental 
and employment matters, which arise in the ordinary course of business. 
Th  e Company does not expect that the ultimate cost to resolve these 
other matters will have a material adverse eff ect on its fi nancial position, 
results of operations or cash fl ows.

Severance and change of control agreements

Th  e Company has entered into severance agreements with its Chief 
Executive Offi  cer and Chief Financial Offi  cer that provide certain 
termination benefi ts to these executives in the event that an executive’s 
employment with the Company is terminated without cause. Th  e initial 
term of each agreement is two years and the agreements provide for an 
automatic renewal of one year unless the Company or the executive 
provides notice of termination as specifi ed in the agreement. Under 
the terms of these agreements, in the event of termination without 
cause, the executives would receive termination benefi ts equal to one 
and one-half times the executive’s annual base salary in eff ect on the 
termination date and the continuation of health and welfare benefi ts 
for eighteen months. In addition, all of the executive’s stock options 
and restricted stock would vest immediately and outplacement services 
would be provided.

Th  e Company has also entered into change in control agreements 
with key members of management, including its executive offi  cers, 
which specify the terms of separation in the event that termination of 
employment followed a change in control of the Company. Th  e initial 
term of each agreement is two years and the agreements provide 
for an automatic renewal of one year unless the Company or the 
executive provides notice of termination as specifi ed in the agreement. 
Th  e agreements do not provide assurances of continued employment, 
nor do they specify the terms of an executive’s termination should the 
termination occur in the absence of a change in control. Under the 
terms of these agreements, in the event of termination within two 
years of a change of control, the Chief Executive Offi  cer and Chief 
Financial Offi  cer would receive severance benefi ts equal to two times 
base compensation, two times the average bonus for the prior three 
years and the continuation of health and welfare benefi ts for two years. 
Th  e other key members of management, including the Company’s other 
two executive offi  cers, would receive severance benefi ts equal to one 
times base compensation, one times the average bonus for the prior 
three years and the continuation of health and welfare benefi ts for one 
year. In addition, all of the executive’s stock options and restricted stock 
would vest immediately and outplacement services would be provided.

42

INSTEEL INDUSTRIES, INC. - Form  10-K

PART II  
ITEM 8 Financial Statements and Supplementary Data

NOTE 12  Earnings (Loss) Per Share

Th  e computation of basic and diluted earnings per share attributable to common shareholders is as follows:

(In thousands, except per share amounts)
Net earnings (loss)
Basic weighted average shares outstanding
Dilutive eff ect of stock-based compensation

Diluted weighted average shares outstanding

Net earnings (loss) per share:

Basic
Diluted

September 28, 2013

September 29, 2012

Year Ended

$

$

11,735 $
17,948  
405  
18,353  

0.65 $
0.64

1,809 $
17,664  
326  
17,990  

0.10 $
0.10

October 1, 2011
(387)
17,562  
-  
17,562  

(0.02)
(0.02)

Options, restricted stock awards and RSUs representing 248,000 shares in 2013, 600,000 shares in 2012 and 582,000 shares in 2011 were 
antidilutive and were not included in the diluted EPS computation. Options and restricted stock awards representing 223,000 shares were not 
included in the diluted EPS calculation in 2011 due to the net losses that were incurred.

NOTE 13  Business Segment Information

Th  e Company’s operations are entirely focused on the manufacture and marketing of concrete reinforcing products for the concrete construction 
industry. Th  e Company’s concrete reinforcing products consist of welded wire reinforcement and prestressed concrete strand. Based on the criteria 
specifi ed in ASC Topic 280, Segment Reporting, the Company has one reportable segment.

Th  e Company’s net sales and long-lived assets (consisting of net property, plant and equipment, the cash surrender value of life insurance policies 
and intangible asset) by geographic region are as follows:

(In thousands)
Net sales:

United States
Foreign
TOTAL
Long-lived assets:
United States
Foreign
TOTAL

Th  e Company’s net sales by product line are as follows:

(In thousands)
Net sales:

Welded wire reinforcement
Prestressed concrete strand

TOTAL

September 28, 2013

September 29, 2012

October 1, 2011

Year Ended

357,890 $
6,006  
363,896 $

90,922 $
-  
90,922 $

358,539 $
4,764  
363,303 $

92,862 $
-  
92,862 $

329,168
7,741
336,909

93,490
-
93,490

September 28, 2013

September 29, 2012

October 1, 2011

Year Ended

227,957 $
135,939  
363,896 $

230,049 $
133,254  
363,303 $

208,741
128,168
336,909

$

$

$

$

$

$

Th  ere were no customers that accounted for 10% or more of the Company’s net sales in 2013, 2012 and 2011.

NOTE 14  Related Party Transactions

Sales to a company affi  liated with one of the Company’s directors amounted to $674,000 in 2013, $280,000 in 2012 and $475,000 in 2011. 
Purchases from a company affi  liated with one of the Company’s directors amounted to $6,000 in 2011. Th  ere were no such related party purchases 
in 2013 and 2012.

INSTEEL INDUSTRIES, INC. - Form  10-K 43

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
PART II  
ITEM 8 Financial Statements and Supplementary Data

NOTE 15  Comprehensive Loss

Th  e accumulated other comprehensive loss was comprised of the adjustment to the defi ned benefi t plan liability as follows:

(In thousands)
Adjustment to defi ned benefi t plan liability, net of taxes
TOTAL ACCUMULATED OTHER COMPREHENSIVE LOSS

September 28, 2013
$
$

(1,562) $
(1,562) $

Year Ended
September 29, 2012

(2,441) $
(2,441) $

October 1, 2011
(2,015)
(2,015)

NOTE 16  Other Financial Data

Balance sheet information:

(In thousands)
Accounts receivable, net:

Accounts receivable
Less allowance for doubtful accounts

TOTAL
Inventories, net:
Raw materials
Work in process
Finished goods

TOTAL
Other current assets:

Current deferred tax asset
Prepaid insurance
Other
TOTAL
Other assets:

Cash surrender value of life insurance policies, net of loans of $ - and $486
Intangible asset, net of accumulated amortization of $163 and $ -
Capitalized fi nancing costs, net
Other
TOTAL
Property, plant and equipment, net:

Land and land improvements
Buildings
Machinery and equipment
Construction in progress

Less accumulated depreciation

TOTAL
Accrued expenses:

Salaries, wages and related expenses
Property taxes
Pension plan
Customer rebates
Worker s’ compensation
Interest
Other
TOTAL
Other liabilities:

Deferred income taxes
Deferred compensation

TOTAL

44

INSTEEL INDUSTRIES, INC. - Form  10-K

September 28, 2013

September 29, 2012

$

$

$

$

$

$

$

$

$

$

$

$

$

$

42,006   $
(896)  
$

41,110

33,842   $
3,074    
21,877    
$
58,793

2,732   $
1,332    
1,799    
$
5,863

6,145   $
1,724    
171    
350    
$

8,390

9,175   $
42,258    
129,861    
210    
181,504    
(98,451)  
$
83,053

2,790   $
1,155    
928    
813    
307    
31    
830    
$

6,854

7,281   $
6,897    
$

14,178

43,261  
(1,123)
42,138

38,911  
3,634  
23,229  
65,774

3,958  
1,755  
1,433  
7,146

5,146  
-  
274  
348  

5,768

9,131  
41,585  
121,321  
5,270  
177,307  
(89,591)
87,716

1,342  
1,233  
1,442  
716  
327  
29  
788  

5,877

4,087  
7,487  

11,574

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
PART II  
ITEM 8 Financial Statements and Supplementary Data

other securities of the Company) having a value equal to two times 
the purchase price or, at the discretion of the Board, upon exercise and 
without payment of the purchase price, common stock (or, in certain 
circumstances, cash, property or other securities of the Company) having 
a value equal to the diff erence between the purchase price and the value 
of the consideration which a person exercising the right and paying 
the purchase price would receive. Rights that are or (under specifi ed 
circumstances) were, benefi cially owned by any acquiring person will 
be null and void. Th  e purchase price payable and the number of Units 
of Preferred Stock or other securities or property issuable upon exercise 
of the rights are subject to adjustment from time to time. At any time 
after any person becomes an acquiring person, the Company may 
exchange all or part of the rights for shares of common stock at an 
exchange ratio of one share per right, as appropriately adjusted to refl ect 
any stock dividend, stock split or similar transaction.

In addition, each rights holder, other than an acquiring person, upon 
exercise of rights will have the right to receive shares of the common 
stock of the acquiring corporation having a value equal to two times 
the purchase price for such holder’s rights if the Company engages in 
a merger or other business combination where it is not the surviving 
entity or where it is the surviving entity and all or part of the Company’s 
common stock is exchanged for the stock or other securities of the 
other company, or if 50% or more of the Company’s assets or earning 
power is sold or transferred.

Th  e rights will expire on April 24, 2019, and may be redeemed by 
the Company at any time prior to the distribution date at a price of 
$0.005 per right.

NOTE 17  Rights Agreement

On April 26, 1999, the Company’s Board of Directors declared a 
dividend distribution of one right per share of the Company’s outstanding 
common stock as of May 17, 1999 pursuant to a Rights Agreement, 
dated as of April 27, 1999. Th  e Rights Agreement also provides that 
one right will attach to each share of the Company’s common stock 
issued after May 17, 1999. On April 21, 2009, eff ective April 25, 2009, 
the Company’s Board of Directors amended the Rights Agreement to, 
among other changes, extend the fi nal expiration date and adjust the 
purchase price payable upon exercise of a right.

Th  e rights are not currently exercisable but trade with the Company’s 
common stock shares and become exercisable on the distribution date. 
Th  e distribution date will occur upon the earliest of 10 business days 
following a public announcement that either a person or group of 
affi  liated or associated persons (an “acquiring person”) has acquired, 
or obtained the right to acquire, benefi cial ownership of 20% or more 
(after adjustment for certain derivative transactions) of the outstanding 
shares of common stock (the “stock acquisition date”), or of a tender off er 
or exchange off er that would, if consummated, result in an acquiring 
person benefi cially owning 20% or more of such outstanding shares 
of common stock, subject to certain limitations.

Each right will entitle the holder, other than the acquiring person or 
group, to purchase one two-hundredths of a share (a “Unit”) of the 
Company’s Series A Junior Participating Preferred Stock (“Preferred 
Stock”) at a purchase price of $46 per Unit, subject to adjustment 
as described in the Rights Agreement (the “purchase price”). At the 
time specifi ed, each holder of a right will have the right to receive in 
lieu of Preferred Stock, upon exercise and payment of the purchase 
price, common stock (or, in certain circumstances, cash, property or 

NOTE 18  Product Warranties

Th  e Company’s products are used in applications which are subject 
to inherent risks including performance defi ciencies, personal injury, 
property damage, environmental contamination or loss of production. 
Th  e Company warrants its products to meet certain specifi cations and 

actual or claimed defi ciencies from these specifi cations may give rise to 
claims. Th  e Company does not maintain a reserve for warranties as the 
historical claims have been immaterial. Th  e Company maintains product 
liability insurance coverage to minimize its exposure to such risks.

NOTE 19  Share Repurchases

On November 18, 2008, the Company’s Board of Directors approved 
a share repurchase authorization to buy back up to $25.0 million of 
the Company’s outstanding common stock (the “New Authorization”). 
Repurchases may be made from time to time in the open market or 
in privately negotiated transactions subject to market conditions, 
applicable legal requirements and other factors. Th  e Company is not 
obligated to acquire any particular amount of common stock and 

may commence or suspend the program at any time at its discretion 
without prior notice. Th  e New Authorization continues in eff ect until 
terminated by the Board of Directors. As of September 28, 2013, there 
was $24.8 million remaining available for future share repurchases under 
this authorization. During 2011, the Company repurchased $143,000 
or 12,633 shares of its common stock through restricted stock net-share 
settlements. Th  ere were no share repurchases during 2013 and 2012.

INSTEEL INDUSTRIES, INC. - Form  10-K 45

PART II  
ITEM 8 Financial Statements and Supplementary Data

Report of Independent Registered Public Accounting Firm 
Consolidated Financial Statements

To the Board of Directors and Shareholders

Insteel Industries, Inc.:

We have audited the accompanying consolidated balance sheets of 
Insteel Industries, Inc. (a North Carolina corporation) and subsidiaries 
as of September 28, 2013 and September 29, 2012 and the related 
consolidated statements of operations, consolidated statements of 
comprehensive income (loss), changes in shareholders’ equity, and cash 
fl ows for each of the three years in the period ended September 28, 2013. 
Our audits of the basic consolidated fi nancial statements included 
the fi nancial statement schedule listed in the index appearing under 
Item 8(b), Supplementary Data. Th  ese fi nancial statements and fi nancial 
statement schedule are the responsibility of the Company’s management. 
Our responsibility is to express an opinion on these fi nancial statements 
and fi nancial statement schedule based on our audits.

We conducted our audits in accordance with the standards of the Public 
Company Accounting Oversight Board (United States). Th  ose standards 
require that we plan and perform the audit to obtain reasonable 
assurance about whether the fi nancial statements are free of material 
misstatement. An audit includes examining, on a test basis, evidence 
supporting the amounts and disclosures in the fi nancial statements. 
An audit also includes assessing the accounting principles used and 
signifi cant estimates made by management, as well as evaluating the 
overall fi nancial statement presentation. We believe that our audits 
provide a reasonable basis for our opinion.

In our opinion, the consolidated fi nancial statements referred to 
above present fairly, in all material respects, the fi nancial position of 
Insteel Industries, Inc. and subsidiaries as of September 28, 2013 and 
September 29, 2012, and the results of their operations and their cash 
fl ows for each of the three years in the period ended September 28, 2013 
in conformity with accounting principles generally accepted in the 
United States of America. Also in our opinion, the related fi nancial 
statement schedule, when considered in relation to the basic consolidated 
fi nancial statements taken as a whole, presents fairly, in all material 
respects, the information set forth therein.

We also have audited, in accordance with the standards of the Public 
Company Accounting Oversight Board (United States), the Company’s 
internal control over fi nancial reporting as of September 28, 2013, 
based on criteria established in the 1992 Internal Control—Integrated 
Framework issued by the Committee of Sponsoring Organizations of the 
Treadway Commission (COSO), and our report dated October 29, 2013 
expressed an unqualifi ed opinion.

/s/ Grant Th  ornton LLP
Charlotte, North Carolina
October 29, 2013

46

INSTEEL INDUSTRIES, INC. - Form  10-K

PART II  
ITEM 8 Financial Statements and Supplementary Data

Schedule II - Valuation and Qualifying Accounts
 Years Ended September 28, 2013, September 29, 2012 
and October 1, 2011

ALLOWANCE FOR DOUBTFUL ACCOUNTS

(In thousands)
Balance, beginning of year
Amounts charged to earnings
Write-off s, net of recoveries
BALANCE, END OF YEAR

Year Ended

September 28, 2013

September 29, 2012

October 1, 2011

$

$

1,123   $
(100)  
(127)  
$
896

761   $
449    
(87)  
$

1,123

2,296  
307  
(1,842)
761

ITEM 9  Changes in and Disagreements with Accountants 
on Accounting and Financial Disclosure

None.

ITEM 9A Controls and Procedures

Evaluation of Disclosure Controls and Procedures

We have conducted an evaluation of the eff ectiveness of our disclosure 
controls and procedures as of September 28, 2013. Th  is evaluation 
was conducted under the supervision and with the participation 
of management, including our principal executive offi  cer and our 
principal fi nancial offi  cer. Based upon that evaluation, our principal 
executive offi  cer and our principal fi nancial offi  cer concluded that 
our disclosure controls and procedures were eff ective to ensure that 
information required to be disclosed in the reports that we fi le or 

submit under the Securities Exchange Act of 1934, as amended (the 
“Exchange Act”), is recorded, processed, summarized and reported 
within the time periods specifi ed in the Commission’s rules and 
forms. Furthermore, we concluded that our disclosure controls and 
procedures were eff ective to ensure that information is accumulated 
and communicated to management, including our principal executive 
offi  cer and our principal fi nancial offi  cer, as appropriate to allow timely 
decisions regarding required disclosure.

Management’s Report on Internal Control over Financial Reporting

Our management is responsible for establishing and maintaining 
adequate internal control over fi nancial reporting. Internal control 
over fi nancial reporting is a process to provide reasonable assurance 
regarding the reliability of our fi nancial reporting for external purposes 
in accordance with generally accepted accounting principles. Internal 
control over fi nancial reporting includes: (1) maintaining records 
that in reasonable detail accurately and fairly refl ect the transactions 
and dispositions of assets; (2) providing reasonable assurance that 
transactions are recorded as necessary for preparation of fi nancial 
statements, and that receipts and expenditures are made in accordance 
with authorizations of management and directors; and (3) providing 
reasonable assurance that unauthorized acquisition, use or disposition 
of assets that could have a material eff ect on fi nancial statements would 
be prevented or detected on a timely basis. Because of its inherent 
limitations, internal control over fi nancial reporting is not intended to 
provide absolute assurance that a misstatement of fi nancial statements 
would be prevented or detected. Also, projections of any evaluation 

of eff ectiveness to future periods are subject to the risk that controls 
may become inadequate because of changes in conditions, or that the 
degree of compliance with the policies or procedures may deteriorate.

Management assessed the eff ectiveness of our internal control over 
fi nancial reporting based on the criteria set forth by the Committee 
of Sponsoring Organizations of the Treadway Commission in Internal 
Control – Integrated Framework (1992). Based on this assessment, 
management concluded that our internal control over fi nancial reporting 
was eff ective as of September 28, 2013. During the quarter ended 
September 28, 2013, there were no changes in our internal control 
over fi nancial reporting that have materially aff ected, or are reasonably 
likely to materially aff ect, our internal control over fi nancial reporting.

Our independent registered public accounting fi rm has issued an audit 
report on the eff ectiveness of our internal control over fi nancial reporting 
as of September 28, 2013. Th  e report appears below.

INSTEEL INDUSTRIES, INC. - Form  10-K 47

 
 
PART II  
ITEM 9A Controls and Procedures

Report of Independent Registered Public Accounting Firm 
Internal Control Over Financial Reporting

To the Board of Directors and Shareholders

Insteel Industries, Inc.:

We have audited the internal control over fi nancial reporting of Insteel 
Industries, Inc. (a North Carolina Corporation) and subsidiaries 
as of September 28, 2013, based on criteria established in the 1992 
Internal Control—Integrated Framework issued by the Committee of 
Sponsoring Organizations of the Treadway Commission (COSO). 
Th  e Company’s management is responsible for maintaining eff ective 
internal control over fi nancial reporting and for its assessment of the 
eff ectiveness of internal control over fi nancial reporting, included in the 
accompanying Management’s Report on Internal Control over Financial 
Reporting. Our responsibility is to express an opinion on the Company’s 
internal control over fi nancial reporting based on our audit.

We conducted our audit in accordance with the standards of the Public 
Company Accounting Oversight Board (United States). Th  ose standards 
require that we plan and perform the audit to obtain reasonable assurance 
about whether eff ective internal control over fi nancial reporting was 
maintained in all material respects. Our audit included obtaining an 
understanding of internal control over fi nancial reporting, assessing the 
risk that a material weakness exists, testing and evaluating the design 
and operating eff ectiveness of internal control based on the assessed 
risk, and performing such other procedures as we considered necessary 
in the circumstances. We believe that our audit provides a reasonable 
basis for our opinion.

A company’s internal control over fi nancial reporting is a process 
designed to provide reasonable assurance regarding the reliability of 
fi nancial reporting and the preparation of fi nancial statements for 
external purposes in accordance with generally accepted accounting 
principles. A company’s internal control over fi nancial reporting includes 
those policies and procedures that (1) pertain to the maintenance 
of records that, in reasonable detail, accurately and fairly refl ect the 

transactions and dispositions of the assets of the company; (2) provide 
reasonable assurance that transactions are recorded as necessary to 
permit preparation of fi nancial statements in accordance with generally 
accepted accounting principles, and that receipts and expenditures of 
the company are being made only in accordance with authorizations of 
management and directors of the company; and (3) provide reasonable 
assurance regarding prevention or timely detection of unauthorized 
acquisition, use, or disposition of the company’s assets that could have 
a material eff ect on the fi nancial statements.

Because of its inherent limitations, internal control over fi nancial 
reporting may not prevent or detect misstatements. Also, projections 
of any evaluation of eff ectiveness to future periods are subject to 
the risk that controls may become inadequate because of changes 
in conditions, or that the degree of compliance with the policies or 
procedures may deteriorate.

In our opinion, the Company maintained, in all material respects, eff ective 
internal control over fi nancial reporting as of September 28, 2013, 
based on criteria established in the 1992 Internal Control—Integrated 
Framework issued by COSO.

We also have audited, in accordance with the standards of the Public 
Company Accounting Oversight Board (United States), the consolidated 
fi nancial statements of the Company as of and for the year ended 
September 28, 2013, and our report dated October 29, 2013 expressed 
an unqualifi ed opinion on those fi nancial statements.

/s/ Grant Th  ornton LLP
Charlotte, North Carolina
October 29, 2013

48

INSTEEL INDUSTRIES, INC. - Form  10-K

PART III  
ITEM 10 Directors, Executive Offi  cers and Corporate Governance

ITEM 9B Other Information

None.

PART III

ITEM 10  Directors, Executive Offi  cers and Corporate 

Governance

Th  e information called for by this item and not presented herein appears under the captions “Item Number One: Election of Directors”, “Security 
Ownership – Section 16(a) Benefi cial Reporting Compliance” and “Corporate Governance Guidelines and Board Matters” in the Company’s 
Proxy Statement for the 2014 Annual Meeting of Shareholders and is incorporated herein by reference. Information on executive offi  cers appears 
under the caption “Executive Offi  cers of the Company” in Item 1 of this report.

We have adopted a Code of Business Conduct that applies to all directors, offi  cers and employees which is available on our web site at 
http:// investor. insteel.com/documents.com. To the extent permissible under applicable law (the rules of the SEC or NASDAQ listing standards), 
we intend to satisfy the disclosure requirement under Item 5.05 of Form 8-K by posting on our web site any amendment or waiver to a provision of 
our Code of Business Conduct that requires disclosure under applicable law (the rules of the SEC or NASDAQ listing standards). Th  e Company’s 
web site does not constitute part of this Annual Report on Form 10-K.

ITEM 11  Executive Compensation

Th  e information called for by this item appears under the captions “Executive Compensation”, “Compensation Committee Interlocks and 
Insider Participation” and “Director Compensation” in the Company’s Proxy Statement for the 2014 Annual Meeting of Shareholders and is 
incorporated herein by reference.

INSTEEL INDUSTRIES, INC. - Form  10-K 49

PART III  
ITEM 12 Security Ownership of Certain Benefi cial Owners and Management and Related Stockholder Matters

ITEM 12  Security Ownership of Certain Benefi cial Owners 
and Management and Related Stockholder Matters

Th  e information called for by this item and not presented herein appears under the captions “Voting Securities” and “Security Ownership” in 
the Company’s Proxy Statement for the 2014 Annual Meeting of Shareholders and is incorporated herein by reference.

EQUITY COMPENSATION PLAN INFORMATION
September 28, 2013

(a)
Number of Securities
to be Issued
Upon Exercise of
Outstanding Options,
Warrants and Rights

(b)
Weighted-Average
Exercise Price of
Outstanding Options,
Warrants and Rights
12.65

(c)
Number of Securities Remaining Available
for Future Issuance Under Equity 
Compensation Plans (Excluding Securities 
Refl ected in Column (a))

(In thousands, except exercise price amount)
Plan Category
587 (1)
Equity compensation plans approved by security holders
(1)  In addition to being available for future issuance upon the exercise of stock options that may be granted after September 28, 2013, the securities shown are available for 

918 $

future issuance in the form of restricted stock, restricted stock units and other stock-based awards made under our 2005 Equity Incentive Plan, as amended.

We do not have any equity compensation plans that have not been approved by shareholders.

ITEM 13  Certain Relationships and Related Transactions, 

and Director Independence

Th  e information called for by this item appears under the captions “Certain Relationships and Related Person Transactions” and “Corporate 
Governance Guidelines and Board Matters” in the Company’s Proxy Statement for the 2014 Annual Meeting of Shareholders and is incorporated 
herein by reference.

ITEM 14  Principal Accounting Fees and Services

Th  e information called for by this item appears under the caption “Item Number Four: Ratifi cation of the Appointment of Grant Th  ornton LLP” 
in the Company’s Proxy Statement for the 2014 Annual Meeting of Shareholders and is incorporated herein by reference.

50

INSTEEL INDUSTRIES, INC. - Form  10-K

PART IV  
ITEM 15 Exhibits, Financial Statement Schedules

PART IV

ITEM 15  Exhibits, Financial Statement Schedules

(a)(1) Financial Statements

Th  e fi nancial statements as set forth under Item 8 are fi led as part of this report.

(a)(2) Financial Statement Schedules

Supplemental Schedule II - Valuation and Qualifying Accounts appears on page 47  of this report.
All other schedules have been omitted because they are either not required or not applicable.

(a)(3) Exhibits

Th  e list of exhibits fi led as part of this annual report is set forth on the Exhibit Index immediately preceding such exhibits and is incorporated 
herein by reference.

(b) Exhibits

See Exhibit Index on pages 53  and 54 .

(c) Financial Statement Schedules

See Item 15(a)(2) above.

INSTEEL INDUSTRIES, INC. - Form  10-K 51

PART IV  
ITEM 15 Signatures

Signatures

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed 
on its behalf by the undersigned thereunto duly authorized.

INSTEEL INDUSTRIES, INC.

By:

Registrant
/S/ MICHAEL C. GAZMARIAN
Michael C. Gazmarian
Vice President, Chief Financial Offi  cer and Treasurer

Date:  October 29, 2013

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed on October 29, 2013 below by the following 
persons on behalf of the registrant and in the capacities indicated:

Name and Signature
/s/ H. O. WOLTZ III
H. O. Woltz III
/s/ MICHAEL C. GAZMARIAN
Michael C. Gazmarian
/s/ SCOT R. JAFROODI
Scot R. Jafroodi
/s/ DUNCAN S. GAGE
Duncan S. Gage
/s/ LOUIS E. HANNEN
Louis E. Hannen
/s/ CHARLES B. NEWSOME
Charles B. Newsome
/s/ GARY L. PECHOTA
Gary L. Pechota
/s/ W. ALLEN ROGERS II
W. Allen Rogers II
/s/ C. RICHARD VAUGHN
C. Richard Vaughn

Position(s)

President, Chief Executive Offi  cer and Chairman of the Board (Principal Executive Offi  cer)

Vice President, Chief Financial Offi  cer and Treasurer (Principal Financial Offi  cer)

Chief Accounting Offi  cer and Corporate Controller (Principal Accounting Offi  cer)

Director

Director

Director

Director

Director

Director

52

INSTEEL INDUSTRIES, INC. - Form  10-K

PART IV  
ITEM 15 Exhibit Index to Annual Report on Form 10-K of Insteel Industries, Inc. 

Exhibit Index to Annual Report on Form 10-K of Insteel 
Industries, Inc. for Year Ended September 28, 2013

Exhibit 
Number Description
2.1

3.1

3.2

3.3

3.4

3.5

4.1

4.2

10.1

10.2

10.3*

10.4*

10.5*

10.6*

10.7*

10.8*

10.9*

10.10*

10.11*

10.12*

10.13*

10.14*

10.15*

10.16*

Asset Purchase Agreement between Insteel Wire Products Company and Ivy Steel & Wire, Inc. dated as of November 19, 2010 
(incorporated by reference to Exhibit 10.1 of the Company’s Current Report on Form 8-K fi led on November 22, 2010).
Restated Articles of Incorporation for the Company (incorporated by reference to Exhibit 3.1 of the Company’s Registration Statement 
on Form S-1 fi led on May 2, 1985).
Articles of Amendment to the Restated Articles of Incorporation of the Company (incorporated by reference to Exhibit 3.1 of the Company’s 
Current Report on Form 8-K dated May 3, 1988).
Articles of Amendment to the Restated Articles of Incorporation of the Company (incorporated by reference to Exhibit 3.1 of the Company’s 
Quarterly Report on Form 10-Q for the quarter ended April 3, 1999 fi led on May 14, 1999).
Articles of Amendment to the Restated Articles of Incorporation of the Company (incorporated by reference to Exhibit 3.1 of the Company’s 
Quarterly Report on Form 10-Q for the quarter ended April 3, 2010 fi led on April 26, 2010).
Bylaws of the Company (as last amended February 8, 2011) (incorporated by reference to Exhibit 3.2 of the Company’s Current Report 
on Form 8-K fi led on February 9, 2011).
Rights Agreement dated April 27, 1999 by and between the Company and First Union National Bank, as Rights Agent 
(incorporated by reference to Exhibit 99.1 of the Company’s Registration Statement on Form 8-A fi led on May 7, 1999).
Amendment No. 1 to the Rights Agreement dated as of April 25, 2009, between the Company and American Stock Transfer & Trust 
Company, LLC (as Successor Rights Agent to First Union National Bank) (incorporated by reference to Exhibit 4.2 of the Company’s Current 
Report on Form 8-K fi led on April 27, 2009).
Second Amended and Restated Credit Agreement dated as of June 2, 2010, among Insteel Wire Products Company, as Borrower; Insteel 
Industries, Inc., as a Credit Party; Intercontinental Metals Corporation, as a Credit Party; and General Electric Capital Corporation, as Agent 
and Lender (incorporated by reference to Exhibit 10.4 of the Company’s Quarterly Report on Form 10-Q fi led on April 26, 2011).
First Amendment to Second Amended and Restated Credit Agreement dated as of February 6, 2012, among Insteel Wire Products Company, 
as Borrower; Insteel Industries, Inc. as a Credit Party; Intercontinental Metals Corporation, as a Credit Party; and General Electric Capital 
Corporation, as Agent and Lender (incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K fi led on 
February 6, 2012).
1994 Employee Stock Option Plan of Insteel Industries, Inc. (as amended and restated eff ective February 1, 2000) (incorporated by reference 
to Exhibit 99 of the Company’s Registration Statement on Form S-8 fi led on February 23, 2000).
1994 Director Stock Option Plan of the Company (as Amended and Restated Eff ective as of April 28, 1998) (incorporated by reference 
to Exhibit 10.12 of the Company’s Annual Report on Form 10-K for the year ended October 3, 1998 fi led on December 3, 1998).
Insteel Industries, Inc. Return on Capital Incentive Compensation Plan (as amended eff ective September 18, 2007) (incorporated by reference 
to Exhibit 10.1 of the Company’s Current Report on Form 8-K fi led on September 21, 2007).
Form of Amended and Restated Change in Control Severance Agreements between the Company and each of H.O. Woltz III 
and Michael C. Gazmarian, respectively, each dated November 14, 2006; each agreement is substantially identical to the form in all material 
respects (incorporated by reference to Exhibit 99.1 of the Company’s Current Report on Form 8-K fi led on November 16, 2006).
Form of Amended and Restated Severance Agreements with H.O. Woltz III and Michael C. Gazmarian dated November 14, 2006 
(each agreement is substantially identical to the form in all material respects) (incorporated by reference to Exhibit 99.6 of the Company’s 
Current Report on Form 8-K fi led on November 16, 2006).
Change in Control Severance Agreement between the Company and James F. Petelle dated November 14, 2006 (incorporated by reference 
to Exhibit 99.3 of the Company’s Current Report on Form 8-K fi led on November 16, 2006).
Insteel Industries, Inc. Director Compensation Plan (incorporated by reference to Exhibit 10.30 of the Company’s Annual Report 
on Form 10-K for the year ended September 30, 1997 fi led on December 10, 1997).
Amended and Restated Retirement Security Agreement by and between the Company and H.O. Woltz III dated September 19, 2007 
(incorporated by reference to Exhibit 10.2 of the Company’s Current Report on Form 8-K fi led on September 21, 2007).
Form of Retirement Security Agreement between the Company and each of Michael C. Gazmarian, James F. Petelle and Richard T. Wagner, 
respectively, dated September 19, 2007; each agreement is substantially identical to the form in all material respects (incorporated by reference 
to Exhibit 10.3 of the Company’s Current Report on Form 8-K fi led on September 21, 2007).
Letter of Employment between the Company and James F. Petelle, dated August 23, 2006 (incorporated by reference to Exhibit 99.7 
of the Company’s Current Report on Form 8-K fi led on November 16, 2006).
Relocation Proposal between the Company and James F. Petelle, dated August 23, 2006 (incorporated by reference to Exhibit 10.20.1 
of the Company’s Annual Report on Form 10-K for the year ended October 3, 2009 fi led on November 9, 2009).
Addendum to Relocation Proposal between the Company and James F. Petelle, dated September 18, 2009 (incorporated by reference 
to Exhibit 10.20.2 of the Company’s Annual Report on Form 10-K for the year ended October 3, 2009 fi led on November 9, 2009).
Amended and Restated Change in Control Severance Agreement between the Company and Richard T. Wagner dated November 14, 2006 
(incorporated by reference to Exhibit 99.1 of the Company’s Current Report on Form 8-K fi led on February 15, 2007).
2005 Equity Incentive Plan of Insteel Industries, Inc., as amended on November 8, 2011 (incorporated by reference to Exhibit 10.22 
to the Company’s Annual Report on Form 10-K fi led on November 10, 2011).

INSTEEL INDUSTRIES, INC. - Form  10-K 53

PART IV  
ITEM 15 Exhibit Index to Annual Report on Form 10-K of Insteel Industries, Inc. 

Exhibit 
Number Description
10.17*

10.18*

10.19*

10.20*
21.1
23.1
31.1

31.2

32.1

32.2

101

Summary of amendments to the Insteel Industries, Inc. Director Compensation Plan (incorporated by reference to exhibit 10.23 
of the Company’s Annual Report on Form 10-K for the fi scal year ended September 27, 2008 fi led on November 18, 2008).
Form of Notice of Grant of Restricted Stock Units and Restricted Stock Unit Agreement (incorporated by reference to Exhibit 10.1 
of the Company’s Current Report on Form 8-K fi led on January 23, 2009).
Insteel Industries, Inc. Return on Capital Incentive Compensation Plan (as amended and restated eff ective August 12, 2008) 
(incorporated by reference to Exhibit 10.1 of the Company’s Current Report on Form 8-K fi led on February 13, 2009).
Form of Amendment to 2005 Equity Incentive Plan of Insteel Industries, Inc. dated August 20, 2013
List of Subsidiaries of Insteel Industries, Inc. at September 28, 2013.
Consent of Independent Registered Public Accounting Firm.
Certifi cation of the Chief Executive Offi  cer pursuant to Rule 13a-14(a) of the Securities Exchange Act of 1934, as adopted pursuant 
to Section 302 of the Sarbanes-Oxley Act of 2002.
Certifi cation of the Chief Financial Offi  cer pursuant to Rule 13a-14(a) of the Securities Exchange Act of 1934, as adopted pursuant 
to Section 302 of the Sarbanes-Oxley Act of 2002.
Certifi cation of the Chief Executive Offi  cer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley 
Act of 2002.
Certifi cation of the Chief Financial Offi  cer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley 
Act of 2002.
Th  e following fi nancial information from our Annual Report on Form 10-K for the fi scal year ended September 28, 2013, fi led on 
October 31, 2013, formatted in XBRL (eXtensible Business Reporting Language) includes: (i) the Consolidated Statements of Operations 
for the years ended September 28, 2013, September 29, 2012 and October 1, 2011, (ii) the Consolidated Statements of Comprehensive 
Income (Loss) for the years ended September 28, 2013, September 29, 2012 and October 1, 2011, (iii) the Consolidated Balance Sheets 
as of September 28, 2013 and September 29, 2012, (iv) the Consolidated Statements of Cash Flows for the years ended September 28, 2013, 
September 29, 2012 and October 1, 2011, (v) the Consolidated Statements of Shareholders’ Equity as of September 28, 2013, 
September 29, 2012 and October 1, 2011 and (vi) the Notes to Consolidated Financial Statements.

*  Management contracts or compensation plans or arrangements in which directors or executive officers are eligible to participate.

Our SEC file number reference for documents filed with the SEC pursuant to the Securities Exchange Act of 1934, as amended, is 1-9929.

54

INSTEEL INDUSTRIES, INC. - Form  10-K

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sHareHolder InforMatIon

corporate Headquarters
1373 Boggs Drive  
Mount Airy, north Carolina 27030  
(336) 786­2141

Independent registered Public  
accounting firm
Grant thornton llp  
Charlotte, north Carolina

annual Meeting
Insteel shareholders are invited to attend  
our annual meeting, which will be held on 
Wednesday, february 12, 2014 at 9:00 a.m. et  
at the Cross Creek Country Club, 1129 Greenhill 
Road, Mount Airy, north Carolina 27030.

common stock
the common stock of Insteel Industries, Inc. is 
traded on the nASDAQ Global Select Market 
under the symbol IIIn. As of october 23, 2013, 
there were 738 shareholders of record.

shareholder services
for change of name, address or ownership  
of stock; to replace lost stock certificates;  
or to consolidate accounts, please contact:

American Stock transfer &  
trust Company 
operations Center 
6201 15th Avenue 
Brooklyn, new York 11219 
(866) 627­2704 
www.amstock.com

Investor relations
for information on the Company, additional cop­
ies of this report or other financial information, 
contact Michael C. Gazmarian, Vice president, 
Chief financial officer and treasurer, at the 
Company’s headquarters. You may also visit the 
Investors section on the Company’s web site at 
http://investor.insteel.com/.

forWard-lookInG stateMents
Any statements in this 2013 Annual Report that 
are not entirely historical in nature constitute 
forward­looking statements within the meaning 
of the safe harbor provisions of the private 
Securities litigation Reform Act of 1995. for 
important information regarding forward­looking 
statements, please read the “Cautionary note 
Regarding forward­looking Statements” on 
page 4 of the Company’s Annual Report on 
form 10­K for the year ended September 28, 
2013, which is included as part of this 2013 
Annual Report.

CoR p oR A te 
InfoRMA tIon

Board of dIrectors

duncan s. Gage(1,2)
Retired President and Chief Executive Officer 
Giant Cement Holding, Inc.

louis e. Hannen(1,2)
Retired Senior Vice President  
Wheat, First Securities, Inc.

charles B. newsome(2,3)
Executive Vice President  
Johnson Concrete Company

Gary l. Pechota(1,3)
President and Chief Executive Officer  
DT-Trak Consulting, Inc.

W. allen rogers II(1,3,4)
Principal  
Ewing Capital Partners, LLC

c. richard Vaughn(2,3,4)
Retired Chairman and Chief Executive Officer  
John S. Clark Company, LLC

H.o. Woltz III(4)
Chairman, President and Chief Executive Officer  
Insteel Industries, Inc.

(1) 
(2) 
(3) 

(4) 

 Member of the Audit Committee
 Member of the Executive Compensation Committee
 Member of the Nominating and  
Governance Committee
 Member of the Executive Committee

executIVe offIcers

H.o. Woltz III
Chairman, President and Chief Executive Officer

Michael c. Gazmarian
Vice President, Chief Financial Officer  
and Treasurer

James f. Petelle
Vice President—Administration  
and Secretary

richard t. Wagner
Vice President and General Manager— 
Concrete Reinforcing Products Business Unit, 
Insteel Wire Products Company

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1373 Boggs Drive
Mount Airy, North Carolina 27030

www.insteel.comfonts used

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