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Intricon Corp

iin · NASDAQ Healthcare
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Employees 501-1000
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FY2019 Annual Report · Intricon Corp
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UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549

FORM 10-K

(Mark one)

☒ ANNUAL REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2019
or

☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from ____________ to ____________.

Commission File Number 1-5005

INTRICON CORPORATION

(Exact name of registrant as specified in its charter)

Pennsylvania
(State or other jurisdiction of
incorporation or organization)

1260 Red Fox Road 
Arden Hills, Minnesota
(Address of principal executive offices)

Registrant’s telephone number, including area code

Securities registered pursuant to Section 12(b) of the Act:

23-1069060
(I.R.S. Employer Identification No.)

55112
(Zip Code)

(651) 636-9770

Title of each class
Common stock, par value $1.00 per share

Trading Symbol

IIN

Name of each exchange on which registered
Nasdaq Global Market

Securities registered pursuant to Section 12(g) of the Act: None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes ☐ No ☒

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes ☐ No ☒

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934
during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing
requirements for the past 90 days. Yes ☒No ☐

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of
Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post
such files). Yes ☒ No ☐

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an
emerging growth company. See the definitions of “large accelerated filer”, “accelerated filer”, “smaller reporting company” and “emerging growth
company” in Rule 12b-2 of the Exchange Act. (Check one):

Large accelerated filer ☐

Non-accelerated filer ☐

Accelerated filer ☒

Smaller reporting company ☒
Emerging growth company ☐

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new
or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Indicate by check mark whether the registrant is a shell company (as defined by rule 12b-2 of the Act). Yes ☐ No☒

The aggregate market value of the voting common shares held by non-affiliates of the registrant on June 30, 2019 was $191,747,196. Common shares held
by each officer and director and by each person who owns 10% or more of the outstanding common shares have been excluded in that such persons may be
deemed to be affiliates. This determination of affiliate status is not necessarily a conclusive determination for other purposes.

The number of outstanding shares of the registrant’s common shares on February 24, 2020 was 8,813,115.

DOCUMENTS INCORPORATED BY REFERENCE

Portions of the Company’s definitive proxy statement for the 2020 annual meeting of shareholders are incorporated by reference into Part III of this report;
provided, however, that the Audit Committee Report and any other information in such Proxy Statement that is not required to be included in this Annual
Report on Form 10-K, shall not be deemed to be incorporated herein or filed for the purposes of the Securities Act of 1933, as amended or the Securities
Exchange Act of 1934, as amended.

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Table of Contents    

 Page No.

PART I
Item 1.
Item 1A.
Item 1B.
Item 2.
Item 3.
Item 4.
Item 4A.

PART II
Item 5.
Item 6.
Item 7.
Item 7A.
Item 8.
Item 9.
Item 9A
Item 9B.

PART III
Item 10.
Item 11.
Item 12.
Item 13.
Item 14.

PART IV
Item 15.
Item 16.

SIGNATURES

Business
Risk Factors
Unresolved Staff Comments
Properties
Legal Proceedings
Mine Safety Disclosures
Information about our Executive Officers

Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities
Selected Financial Data
Management’s Discussion and Analysis of Financial Condition and Results of Operations
Quantitative and Qualitative Disclosures about Market Risk
Financial Statements and Supplementary Data
Changes in and Disagreements with Accountants on Accounting and Financial Disclosure
Controls and Procedures
Other Information

Directors, Executive Officers and Corporate Governance
Executive Compensation
Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters
Certain Relationships and Related Transactions, and Director Independence
Principal Accounting Fees and Services

Exhibits, Financial Statement Schedules
Form 10-K Summary

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ITEM 1. Business

Company Overview

PART I

IntriCon  Corporation  (together  with  its  subsidiaries  referred  herein  as  the  “Company”,  or  “IntriCon”,  “we”,  “us”  or  “our”)  is  an  international  company
engaged in designing, developing, engineering and manufacturing miniature interventional, implantable and body-worn medical devices. Our mission is to
be a recognized leader in miniature medical devices that enable affordable and accessible health care and improve the quality of life for those we serve. The
Company serves as a joint development manufacturing partner (JDM) to leading medical device original equipment manufacturers (OEMs) by designing,
developing,  engineering,  manufacturing  and  distributing  micro-miniature  products,  microelectronics,  micro-mechanical  assemblies,  complete  assemblies
and  software  solutions,  primarily  for  high  growth  markets,  such  as  diabetes,  drug  delivery,  surgical  navigation,  and  hearing  health.  The  Company,
headquartered in Arden Hills, Minnesota, has facilities in Minnesota, Illinois, Singapore, Indonesia and Germany, and operates through subsidiaries. The
Company is a Pennsylvania corporation formed in 1930, and has gone through several transformations since its formation. The Company’s core business of
body-worn  devices  was  established  in  1993  through  the  acquisition  of  Resistance  Technologies  Inc.,  now  known  as  IntriCon,  Inc.  The  majority  of
IntriCon’s current management came to the Company with the Resistance Technologies Inc. acquisition, including IntriCon’s President and CEO, who was
a co-founder of Resistance Technologies Inc.

Information contained in this Annual Report on Form 10-K and expressed in U.S. dollars or number of shares are presented in thousands (000s), except for
per share data and as otherwise noted.

Business Highlights

Major Events in 2019

In January 2019, the Company purchased the source code for the Sentibo Smart Brain self-fitting software from Soundperience for 1,829 Euros,
positioning the Company to capitalize on the pending over-the-counter (OTC) hearing aid regulation. Sentibo Smart Brain self-fitting software is designed
to improve both channel productivity and the quality of first-time fittings, resulting in lower prices, greater access and increased customer satisfaction. In
addition, the Company transferred its 49% ownership interest in Soundperience to the majority owner of Soundperience.

On  June  25,  2019,  the  Company’s  officers,  pursuant  to  delegated  authority  from  the  board,  approved  plans  to  discontinue  the  operations  of  its  United
Kingdom  (UK)  subsidiary  within  our  body  worn  device  segment.  For  all  periods  presented,  the  Company  classified  this  business  as  discontinued
operations, and accordingly, has reclassified historical financial data presented herein.

During the 2019 second quarter, we continued to experience negative cash flows within our Hearing Help Express (HHE) reporting unit and as of June 30,
2019, determined the fair value of the goodwill was less than its carrying amount, which resulted in non-cash impairment charges to goodwill of $1,257
and intangible assets of $2,508.

Major Events in 2018

In February 2018, the Company closed on an additional 33% ownership interest in Soundperience, bringing its total ownership to 49% and its total
investment to 1,500 Euros, as of December 31, 2018, consisting of an equity investment and license agreement. As of December 31, 2018, Soundperience
and Signison were accounted for in the Company’s financial statements using the equity method.

In March 2018, the Company entered into a new 5-year lease for an additional 37,000 square foot manufacturing and clean room facility near our Corporate
Headquarters  in  Arden  Hills,  Minnesota.  In  addition,  during  2018  the  Company  added  13  new  molding  presses,  as  well  as  a  high-speed  printed  circuit
board assembly line. In June 2018, the Company entered into an additional 10,000 square foot medical assembly space in Singapore. The added capacity
and equipment will aid us in meeting the anticipated rising demand in our medical business.

On August 20, 2018, the Company completed a public offering and sale of 1,725 shares of common stock at a price to the public of $55.00 per share less an
underwriting  discount  of  $3.30  per  share.  The  net  proceeds  from  this  offering,  after  deducting  underwriting  discounts  and  offering  expenses,  totaled
approximately $88,967 and were used to repay debt, fund capital expenditures, to repurchase 500 shares of common stock owned by directors and officers
and for working capital and other general corporate purposes. The amount of domestic and foreign bank debt repaid from the offering was $16,381.

Major Events in 2017

In December 2017, the Company acquired the remaining 80-percent stake in Hearing Help Express, Inc. (referred to as “Hearing Help Express” or “HHE”),
a direct-to-end-consumer mail order hearing aid provider, for $650 in cash, repayment of $1,833 in debt to HHE’s 80% holder and an earn-out. The results
of HHE were consolidated into the Company’s financial statements beginning October 31, 2016. Prior to the acquisition of 100% ownership in December
2017, the Company allocated income and losses to the noncontrolling interest based on ownership percentage.

 4

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The  Company  entered  into  an  agreement  to  acquire  a  49%  stake  in  Soundperience  for  1,500  Euros.  As  of  December  31,  2017,  the  Company  had  an
investment in Soundperience of $1,415, consisting of a 16% ownership interest, cash advances and a license agreement.

Market Overview:

IntriCon  serves  as  a  JDM  to  leading  medical  device  OEMs  by  designing,  developing,  engineering,  manufacturing  and  distributing  micro-miniature
products, microelectronics, micro-mechanical assemblies, complete assemblies and software solutions, primarily for high growth markets, such as diabetes,
drug delivery, surgical navigation, and hearing health and the professional audio communication market. Revenue from these markets is reported on the
respective  diabetes,  other  medical,  hearing  health  value  based  direct-to-end-consumer,  value  based  indirect-to-end-consumer  and  legacy  OEM,  and
professional audio lines in the discussion of our results of operations in “Item 7. Management’s Discussion and Analysis of Financial Condition and Results
of Operations” and Note 21 “Revenue by Market” to the Company’s consolidated financial statements included herein.

Diabetes, Drug Delivery, and Surgical Navigation Markets

The Company manufactures microelectronics, micro-mechanical assemblies, high-precision injection-molded plastic components and complete devices for
leading  and  emerging  medical  device  manufacturers.  The  medical  industry  is  faced  with  pressures  to  reduce  the  cost  of  healthcare.  Driven  by  its  core
technologies, IntriCon helps shift the point of care from expensive traditional settings, such as hospitals, to less expensive non-traditional settings like the
home.  IntriCon  currently  serves  this  market  by  offering  medical  manufacturers  the  capabilities  to  design,  develop,  manufacture  and  distribute  medical
devices  that  are  easier  to  use,  are  more  miniature,  use  less  power,  and  are  lighter.  Increasingly,  the  medical  industry  is  looking  for  wireless,  low-power
capabilities in their devices.

IntriCon  currently  has  a  presence  in  the  diabetes,  drug  delivery  and  surgical  navigation  markets.  For  diabetes,  IntriCon  works  with  Medtronic  to
manufacture their wireless continuous glucose monitors (CGM), sensor assemblies, and accessories associated with Medtronic’s insulin pump and CGM
system. In September 2016, the FDA approved Medtronic’s current generation insulin pump system, the MiniMed 670G system. The MiniMed 670G is the
world’s first hybrid closed loop insulin delivery system and we are excited that our components are designed into and support such a revolutionary diabetes
management system. In June 2017, the 670G was launched in the U.S. and Medtronic began fulfilling orders from patients enrolled in their Priority Access
Program. In March 2018, the FDA approved the Guardian Connect, Medtronic’s standalone CGM system that allows patients to stay ahead of high and low
glucose  events.  Looking  ahead,  we  believe  there  are  opportunities  to  expand  our  diabetes  product  offering  with  Medtronic,  as  well  as  move  into  new
markets outside of the diabetes market. In late 2019, Medtronic received approval and began distributing the 670G system in select European countries.

IntriCon has a suite of medical coils and micro coils that it offers to various OEM customers. These products are currently used in pacemaker programming
and interventional catheter positioning applications.

IntriCon manufactures bubble sensors and flow restrictors that monitor and control the flow of fluid in an intravenous infusion system as well as a family of
safety  needle  products  for  an  OEM  customer  that  utilizes  IntriCon’s  insert  and  straight  molding  capabilities.  These  products  are  assembled  using  full
automation, including built-in quality checks within the production lines.

During  2018,  we  expanded  our  infrastructure  to  support  anticipated  growth  from  current  medical  customers  and  future  growth  from  increased  business
development.  Expansion  efforts  in  2018  included  a  newly  leased  37,000-square-foot  medical  manufacturing  and  clean  room  facility  in  Minnesota,  an
additional  10,000-square-foot  medical  assembly  space  in  Singapore,  13  new  molding  presses  and  a  high-speed  printed  circuit  board  assembly  line.  In
addition to these investments, our current customers invested several million dollars in tooling and automation within our facilities. While we have begun
limited  production  on  certain  products  in  our  new  facilities,  we  are  still  working  with  current  medical  customers  to  complete  required  validation  and
qualification of several key production lines.

The  Company  is  committed  to  increasing  investments  to  support  its  medical  business  development  efforts.  In  early  2019,  the  Company  hired  a  vice
president  of  medical  business  development,  to  leverage  our  core  competencies  and  diversify  our  medical  revenue  base.  The  Company  believes  it  has
significant opportunities to serve the emerging home care markets through its already developed core competencies and capabilities to develop devices that
are more technologically advanced, smaller and lightweight.

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Hearing Healthcare Market

In the United States alone, there are approximately 40 million adults that report some degree of hearing loss. In adults, the most common cause of hearing
loss  is  aging  and  noise.  In  fact,  by  the  age  of  65,  one  out  of  three  people  have  hearing  loss.  The  hearing-impaired  population  is  expected  to  grow
significantly over the next decade due to an aging population and more frequent exposure to loud sounds that can cause noise-induced hearing loss. It is
estimated  that  hearing  aids  can  help  more  than  90  percent  of  people  with  hearing  loss,  however  the  current  market  penetration  into  the  U.S.  hearing
impaired population is approximately 20 percent, a percentage that has remained essentially unchanged for the last four decades. The primary deterrents to
greater penetration are cost and access. Along with this, the legacy hearing aid distribution channel is an oligopoly of six large hearing aid manufacturers
who utilize bricks and mortar and licensed audiologists to sell devices while controlling the channel dynamics. As a result, the average cost of a hearing aid
sold in the US market today is over $2,400 per device, more than double the cost from fifteen years ago. Approximately 70 percent of the hearing impaired
have hearing loss in both ears (referred to as a binaural loss), driving the total cost to almost $5,000 on average for a set of hearing aids.

Today in the US market, the legacy channel pushes all hearing impaired through the same inefficient, costly channel. However, a very large portion of the
hearing-impaired  market  –  mostly  notably  those  with  mild  to  moderate  losses  –  could  be  properly  served  with  the  proper  combination  of  high  quality,
outcome-based devices, advanced fitting software and consumer services/care best practices – all at much lower cost. We believe fundamental change is
needed  and  are  excited  about  the  opportunity  that  we  created  through  thoughtful  hard  work  and  planning:  a  chance  to  deliver  superior  outcomes-based
affordable  hearing  healthcare,  by  combining  state-of-the-art  devices  and  software  technology,  along  with  best  practices  customer  service  and  at  a  much
lower cost directly to consumers across the country, many of whom have not been able to afford care previously.

We believe a perfect vortex of factors has come together over the last few years to enable the emergence of a market disruptive, high-quality, low cost
distribution  model.  These  factors  include  the  continued  consolidation  of  retail  (causing  escalating  hearing  aid  prices),  consumer  outcry,  consumer
education, advancements in technology (such as behind-the-ear devices, advanced digital signal processing, low-power wireless, and self-fitting software)
as well as regulatory actions and pronouncements by the U.S. Food and Drug Administration (FDA), the President’s Council of Advisors on Science and
Technology and the National Academies of Science, Engineering and Medicine.

In early January 2016, the FDA weighed in on low hearing aid penetration rates with an announcement that highlighted statistics from the National Institute
on Deafness and Other Communication Disorders. They found that 37.5 million U.S. adults aged 18 and older report some form of hearing loss. However,
only 30 percent of adults over 70, and 16 percent of those aged 20 to 69, who could benefit from wearing hearing aids, have ever used them. Based on these
statistics, the FDA reopened the public comment period on draft guidance related to the agency’s premarket requirements for hearing aids and personal
sound amplifiers (PSAPs). In April 2016, the FDA hosted a public workshop to, among other things, gather stakeholder and public input on draft guidance
related  to  the  agency’s  premarket  requirements  for  hearing  aids  and  PSAPs.  The  FDA’s  intent  was  to  consider  ways  in  which  it  can  most  effectively
regulate hearing aids to promote accessibility and affordability while encouraging innovation. In December 2016, the FDA announced important steps to
better support consumer access to hearing aids. The agency issued a guidance document explaining that it does not intend to enforce the requirement that
individuals age 18 and older receive a medical evaluation or sign a waiver prior to purchasing most hearing aids, effective immediately. It also announced
its commitment to consider creating a category of over-the-counter (OTC) hearing aids.

Furthermore,  there  have  been  significant  public  policy  developments  during  2017.  On  August  18,  2017,  President  Donald  Trump  signed  into  law  H.R.
2430, the FDA Reauthorization Act of 2017, which includes a section concerning the regulation of OTC hearing aids. The law is designed to enable adults
with mild to moderate hearing loss to access OTC hearing aids without being seen by a hearing care professional. The law requires the FDA to create and
regulate a category of OTC hearing aids to ensure they meet the same high standards for safety, consumer labeling, and manufacturing protection that all
other medical devices must meet. Additionally, the law mandates that the FDA establish an OTC hearing aid category for adults with “perceived” mild to
moderate hearing loss within three years of passage of the legislation. We believe this law has the potential to remove the significant barriers existing today
that prevent innovative hearing health solutions. We believe that this law will invigorate competition, spur innovation and facilitate the development of an
ecosystem  of  hearing  health  care  that  provides  affordable  and  accessible  solutions  to  millions  of  unserved  or  underserved  Americans.  Today,  IntriCon
serves both the value-based hearing healthcare channel and the legacy hearing health channel.

Value-Based Hearing Healthcare

The  Company  believes  the  value-based  hearing  healthcare  (VBHH)  market  offers  significant  growth  opportunities.  In  contrast  to  the  legacy  channel
dynamics, the VBHH market channel is flexible and able to serve the end consumer through a variety of modalities which may include self-fitting, remote
programing and adjustments, customer support call centers and bricks and mortar stores. The average price of a hearing aid sold through this channel is less
than  twenty-five  percent  of  the  average  $2,400  device  price  typically  sold  through  the  legacy  channel.  In  2018,  the  Company  commissioned  an
ethnographic research study, which identified a $3+ billion annual VBHH market opportunity. To best approach this market opportunity, the Company has
sharpened its Indirect-to-end-Consumer (ITEC) focus to identify potential high-profile partners that value its ability to deliver superior hearing aids, self-
fitting  software  and  customer  care  to  the  U.S.  market.  Moreover,  the  Company  has  refocused  its  Direct-to-End-Consumer  (DTEC)  efforts  towards
supporting product development and as a testing platform. Over the past decade we have invested in the manufacturing footprint, product technology and
fitting software to provide individuals access to affordable, quality outcomes-based hearing healthcare.

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The Company is also focused on serving its current value-based ITEC customers, who also sell products and services directly to the end consumer. We
have established ourselves as a leader in supplying this portion of the market with advanced, outcome-based products and accessories. The Company has
formed  strong  relationships  with  various  customers  in  the  channel,  including  geriatric  product  retailers  and  other  indirect-to-end-consumer  hearing  aid
providers.

In January 2019, the Company purchased the source code for the Sentibo Smart Brain self-fitting software from Soundperience, positioning the Company
to capitalize on the pending over-the-counter (OTC) hearing aid regulation. Sentibo Smart Brain self-fitting software is designed to improve both channel
productivity and the quality of first-time fittings, resulting in lower prices, greater access and increased customer satisfaction. This software is being used in
the German market today, most notably through Signison, the Company’s joint venture with the majority owner of Soundperience.

We strongly believe that incorporating self-fitting technology is a critical step in creating our high-quality, low-cost hearing healthcare ecosystem. The
Sentibo Smart Brain self-fitting software technology has the potential to drastically reduce the price of hearing aids, drive greater access and increase
customer satisfaction.

Legacy OEM Hearing Health Channel

We also believe there are niches in the legacy hearing health channel that will embrace our outcomes-based products and technologies in the United States
and Europe. High costs of legacy devices and retail consolidation have constrained the growth potential of the independent audiologist and dispenser. We
believe our software and product offering can provide independent audiologists and dispensers the ability to compete with larger retailers, such as Costco,
and manufacturer owned retail distributors.

Professional Audio Communications

IntriCon entered the high-quality audio communication device market in 2001, and now has a line of miniature, professional audio headset products used
by customers focusing on emergency response needs. The line includes several communication devices that are extremely portable and perform well in
noisy  or  hazardous  environments.  These  products  are  well  suited  for  applications  in  the  fire,  law  enforcement,  safety,  aviation  and  military  markets.  In
addition,  the  Company  has  a  line  of  miniature  ear-  and  head-worn  devices  used  by  performers  and  support  staff  in  the  music  and  stage  performance
markets.

Core Technologies Overview:

Over  the  past  several  years,  the  Company  has  increased  investments  in  the  continued  development  of  critical  core  technologies:  Microminiaturization,
Miniature Transducers, Ultra-Low-Power (ULP) Digital Signal Processing (DSP), ULP Wireless and Fitting Software. These core technologies serve as the
foundation of current and future product platform development, designed to meet the rising demand for smaller, portable, more advanced devices and the
need for greater efficiencies in the delivery models. The continued advancements in this area have allowed the Company to further enhance the mobility
and effectiveness of miniature body-worn devices.

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Microminiaturization 
IntriCon  excels  at  miniaturizing  body-worn  devices.  We  began  honing  our  microminiaturization  skills  over  30  years  ago,  supplying  components  to  the
hearing health industry. Our core miniaturization technology allows us to make devices for our markets that are one cubic inch and smaller. We also are
specialists in devices that run on very low power, as evidenced by our ULP wireless and DSP. Less power means a smaller battery, which enables us to
reduce size even further, and develop devices that fit into the palm of one’s hand.

Miniature Transducers
IntriCon’s advanced transducer technology has been pushing the limits of size and performance for over a decade. Included in our transducer line are our
miniature  medical  coils  and  micro  coils  used  in  pacemaker  programming  and  interventional  catheter  positioning  applications.  We  believe  that  with  the
increase of greater interventional care, our coil technology harbors significant value.

ULP DSP
DSP  converts  real-world  analog  signals  into  a  digital  format.  Through  our  nanoDSP™  technology,  IntriCon  offers  an  extensive  range  of  ULP  DSP
amplifiers  for  hearing,  medical  and  professional  audio  applications.  Our  proprietary  nanoDSP  incorporates  advanced  ultra-miniature  hardware  with
sophisticated  signal  processing  algorithms  to  produce  devices  that  are  smaller  and  more  effective.  The  Company  further  expanded  its  DSP  portfolio
including improvements to its Reliant CLEAR™ feedback canceller, offering increased added stable gain and faster reaction time. Additionally, the DSP
technologies  are  utilized  in  the  Audion8™,  our  eight-channel  hearing  aid  amplifier,  the  Audion16™  and  Audion16+™,  our  wide  dynamic  range
compression  sixteen-channel  hearing  aid  amplifier.  The  amplifiers  are  feature-rich  and  are  designed  to  fit  a  wide  array  of  applications.  In  addition  to
multiple  compression  channels,  the  amplifiers  have  a  complete  set  of  proven  adaptive  features  which  greatly  improve  the  user  experience  with  proven
outcomes.

ULP Wireless
Wireless  connectivity  is  fast  becoming  a  required  technology,  and  wireless  capabilities  are  especially  critical  in  new  body-worn  devices.  IntriCon’s
BodyNet™  ULP  technology,  including  the  nanoLink™  and  PhysioLink™  wireless  systems,  offers  solutions  for  transmitting  the  body’s  activities  to
caregivers  and  wireless  audio  links  for  professional  communications  and  surveillance  products,  including  diabetes  monitoring  and  audio  streaming  for
hearing devices.

IntriCon has commercialized its Physiolink3 wireless technology into the hearing health and hearing health direct-to-end-consumer markets, and intends to
incorporate  Physiolink3  into  product  platforms  serving  the  medical  and  professional  audio  communication  markets.  This  system  is  based  on  2.4GHz
proprietary digital radio protocol in the industrial-scientific-medical (ISM) frequency band and enables audio and data streaming and command and control
to  ear-worn  and  body-worn  applications  over  distances  of  up  to  ten  meters.  The  Physiolink3  technology  can  be  used  to  increase  productivity  in  the
emerging VBHH channels through in office wireless programming, remote cloud-based fitting and consumer directed self-fitting of hearing aids. This will
provide  both  greater  access  and  lower  costs  for  patients.  In  addition,  remote  control  functions  improve  the  patient  experience  while  using  the  device
especially for those with diminished dexterity. The Physiolink3 technology builds on the Physiolink2 capabilities by adding wireless streaming at much
lower power levels than any technology currently on the market. This will allow for accessories to enhance the user experience in noisy environments by
allowing audio streaming directly to the hearing aid.

Fitting Software
The  ability  to  efficiently  and  effectively  fit  hearing  aids  is  critical  to  building  a  value  based  eco-system  of  hearing  healthcare.  By  developing  more
advanced  fitting  software  systems,  individuals  can  benefit  from  fittings  that  conform  to  their  specific  loss,  while  eliminating  the  need  for  an  in-person
appointment. In addition to the traditional fitting software, AccuFit, used in the conventional channel, IntriCon has made significant investments in various
advanced fitting software solutions, including its purchase of the source code for the Sentibo Smart Brain self-fitting software, that can enable remote and
self-fitting solutions. IntriCon believes these advanced fitting solutions, along with the other components of the eco-system, will drive access, affordability
and superior customer satisfaction to the millions of individuals that cannot receive care today, primarily due to high cost and low access.

 8

 
 
 
 
 
 
 
 
In January 2019, the Company purchased the source code for the Sentibo Smart Brain self-fitting software from Soundperience. The Sentibo Smart Brain
System is the first psycho-acoustic way of analyzing peripheral hearing and central hearing processing. It was developed by an international research team
based  on  the  latest  scientific  findings  from  the  fields  of  audiology  and  brain  research.  The  software  is  a  sophisticated  self-fitting  hearing  aid  and  brain
training  software  technology  that  is  being  used  in  the  German  market  today,  most  notably  through  our  Signison  joint  venture.  We  view  this  software
technology  as  a  critical  component  to  our  domestic  value-based  hearing  healthcare  model.  Sentibo,  as  well  as  our  other  proprietary  fitting  systems,  are
designed  to  improve  both  channel  productivity  and  the  quality  of  first-time  fittings,  resulting  in  lower  prices,  greater  access  and  increased  customer
satisfaction.

Marketing and Competition:

IntriCon  intends  to  allocate  more  capital  and  resources  in  marketing  and  sales  to  leverage  its  existing  core  competencies  and  technologies  platforms  in
order to accelerate the diversification of its revenue base within its core markets of drug delivery, surgical navigation, and hearing health. In addition, the
Company believes this will allow it to advance its technology portfolio, advance new product platforms, and strengthen its position as a leading JDM.

Currently,  IntriCon  sells  some  of  its  hearing  device  products  directly  to  domestic  hearing  instrument  manufacturers,  and  distributors  and  partnerships
through  an  internal  sales  force.  As  a  result  of  the  investments  in  Hearing  Help  Express  in  2016  and  2017,  the  Company  began  marketing  and  selling
hearing aid devices directly to consumers through direct mail advertising, internet and a call center. In February 2020, however, the Company announced
its decision to pivot its Hearing Help Express focus entirely towards supporting product development and as a testing platform in order to best capture the
near-term  benefits.  As  a  result  of  this  re-positioning,  we  anticipate  that  advertising  and  marketing  spend  related  to  Hearing  Help  Express  will  decrease
significantly  beginning  in  the  second  quarter  of  2020.  Sales  of  other  medical  and  professional  audio  communications  products  are  also  made  primarily
through an internal sales force.

Internationally,  sales  representatives  employed  by  IntriCon  GmbH  (“GmbH”),  a  wholly-owned  German  subsidiary,  solicit  sales  from  European  hearing
instrument, medical device and professional audio communications manufacturers and suppliers.

In recent years, a small number of customers have accounted for a substantial portion of the Company’s sales. In 2019, one customer in our medical market
accounted for approximately 60 percent of the Company’s net revenue. During 2019, the top five customers accounted for approximately $82,854, or 73
percent,  of  the  Company’s  net  revenue.  See  Note  4  to  the  consolidated  financial  statements  for  a  discussion  of  net  revenue  and  long-lived  assets  by
geographic area and customer information.

IntriCon  markets  its  high-performance  microphone  products  to  the  radio  communication  and  professional  audio  industries  and  has  several  larger
competitors  who  have  greater  financial  resources.  IntriCon  holds  a  small  market  share  in  the  global  market  for  microphone  capsules  and  other  related
products.

Employees. As  of  December  31,  2019,  the  Company  had  a  total  of  780  full  time  equivalent  employees,  of  whom  75  are  executive  and  administrative
personnel, 22 are sales personnel, 43 are engineering personnel and 640 are operations personnel. The Company considers its relations with its employees
to be satisfactory. None of the Company’s employees are represented by a union.

As  a  supplier  of  consumer  and  medical  products  and  parts,  IntriCon  is  subject  to  claims  for  personal  injuries  allegedly  caused  by  its  products.  The
Company maintains what it believes to be adequate insurance coverage.

Research and Development. IntriCon conducts research and development activities primarily to improve its existing products and proprietary technology.
The Company is committed to investing in the research and development of proprietary technologies, that enhance our position as a JDM. The Company
believes  the  continued  development  of  key  proprietary  technologies  will  be  the  catalyst  for  long-term  revenues  and  margin  growth.  Research  and
development  expenditures  were  $3,830,  $4,671  and  $4,458,  in  2019,  2018  and  2017,  respectively.  These  amounts  are  net  of  any  customer  and  grant
reimbursed research and development.

IntriCon  owns  numerous  United  States  patents  which  cover  various  product  designs  and  processes.  Although  the  Company  believes  that  these  patents
collectively add value to the Company, the costs associated with the submission of patent applications are expensed as incurred given the uncertainty of the
patents providing future economic benefit to the Company.

Regulation. A large portion of our business operates in a marketplace subject to extensive and rigorous regulation by the FDA and by comparable agencies
in foreign countries. In the United States, the FDA regulates the design control, development, manufacturing, labeling, record keeping, distribution and
surveillance procedures for medical devices.

 9

 
 
 
 
 
 
 
 
 
 
 
 
 
United States Food and Drug Administration
FDA regulations classify medical devices based on perceived risk to public health as either Class I, II or III devices. Class I devices are subject to general
controls, Class II devices are subject to special controls and Class III devices are subject to pre-market approval (“PMA”) requirements. While most Class I
devices are exempt from pre-market submission, it is necessary for most Class II devices to be cleared by a 510(k) pre-market notification prior to
marketing. A “cleared” 510(k) establishes that the device is “substantially equivalent” to a predicate device which was legally marketed prior to May 28,
1976 or which itself has been found to be substantially equivalent, through the 510(k) process, after May 28, 1976. It is “substantially equivalent” if it has
the same intended use and the same technological characteristics as the predicate. The 510(k) pre-market notification must be supported by data
establishing the claim of substantial equivalence to the satisfaction of the FDA. The process of obtaining a 510(k) clearance typically can take several
months to a year or longer. If the product is notably new or different and substantial equivalence cannot be established, the FDA will require the
manufacturer to submit a PMA application for a Class III device that must be reviewed and approved by the FDA prior to sale and marketing of the device
in the United States. The process of obtaining PMA approval can be expensive, uncertain, lengthy and frequently requires anywhere from one to several
years from the date of FDA submission, if approval is obtained at all. A “De Novo” application may be submitted for a new type of Class II device for
which there is no predicate. The FDA controls the indicated uses for which a product may be marketed and strictly prohibits the marketing of medical
devices for unapproved uses. The FDA can require the manufacturer to withdraw products from the market for failure to comply with laws or the
occurrence of safety risks.

Our wireless and non-wireless hearing aids are air-conduction devices and, as such, are Class I and Class II medical devices. Air-conduction hearing aids
are exempt from the 510(k) pre-market notification process. These hearing aids may be marketed either through distribution channels owned, in whole or in
part, by IntriCon or through non-affiliated distribution channels. In the latter sense, IntriCon acts as the contract manufacturer to the distributing
organization, assisting in design, development and manufacturing. Our manufacturing operations are subject to periodic inspections by the FDA, whose
primary purpose is to audit the Company’s compliance with the Quality System Regulations published by the FDA (21 CFR Part 820) and other applicable
government standards. Strict regulatory action may be initiated in response to audit deficiencies or to product performance problems. We believe that our
manufacturing and quality control procedures are in compliance with the requirements of the FDA regulations. Our most recent FDA inspections were
conducted in May of 2019. No issues (observations) arising from those inspections were noted.

International Regulation 
International regulatory bodies have established varying regulations governing product standards, packaging and labeling requirements, import restrictions,
tariff regulations, duties and tax. Many of these regulations are similar to those of the FDA. We believe we are in compliance with the regulatory
requirements in the foreign countries in which our medical devices are marketed.

Medical device law in the European Union (EU) requires that our quality system conforms to international quality standards and that our medical devices
conform to “essential requirements” set forth by the Medical Device Directive (“MDD”). In order to keep pace with accelerating technical reality and
manufacturing risks, medical device law in Europe is changing rapidly. Effective May 5, 2017, the MDD has been replaced with a broader, more reaching
Medical Device Regulation (“MDR”) with a three-year transition period and comes into force May 26, 2020. IntriCon intends to comply with the MDR
prior to the end of the transition period.

IntriCon manufacturing facilities are audited at least annually by an International Organization for Standardization (“ISO”) registrar to verify conformity of
products and quality systems to the relevant standards and regulations. The ISO registrar for our US facilities is British Standards Institute (“BSI”) while
the registrar for our Asian facilities is SGS United Kingdom Ltd.

Technical documentation, including the essential requirements matrix, for each product placed on the market in the EU is audited by our European Notified
Body (also BSI). Successful audits verify conformance to the essential requirements set forth by the MDD for the class of medical devices we produce and
result in a CE Certificate. This entitles us to place the “CE” mark on our devices distributed in Europe. In 2014, IntriCon obtained “CE” certification for
our own hearing aid devices and we are supplying these devices into the European market. Our hearing aids may also bear the CE mark of our customers
who then assume regulatory responsibilities for those devices they place on the EU market under their own name.

Our European Authorized Representative, CE Partner 4U, reviews and retains our technical documentation and registers our products as required with
applicable authorities in all EU member states.

Third Party Reimbursement
The availability and level of reimbursement from third-party payers for procedures utilizing our products is significant to our business. Our products are
purchased  primarily  by  OEM  customers  who  sell  into  clinics,  hospitals  and  other  end-users,  who  in  turn  bill  various  third  party  payers  for  the  services
provided to the patients. These payers, which include Medicare, Medicaid, private health insurance plans and managed care organizations, reimburse all or
part of the costs and fees associated with the procedures utilizing our products.

In response to the national focus on rising health care costs, numerous changes to reduce costs have been proposed or have begun to emerge. There have
been, and may continue to be, proposals by legislators, regulators and third party payers to curb these costs. The development or increased use of more cost
effective treatments for diseases could cause such payers to decrease or deny reimbursement for surgeries or devices to favor alternatives that do not utilize
our products. A significant number of Americans enroll in some form of managed care plan. Higher managed care utilization typically drives down the
payments for health care procedures, which in turn places pressure on medical supply prices. This causes hospitals to implement tighter vendor selection
and  certification  processes,  by  reducing  the  number  of  vendors  used,  purchasing  more  products  from  fewer  vendors  and  trading  discounts  on  price  for
guaranteed  higher  volumes  to  vendors.  Hospitals  have  also  sought  to  control  and  reduce  costs  over  the  last  decade  by  joining  group  purchasing
organizations  or  purchasing  alliances.  OEM  customers  also  seek  to  reduce  their  costs  by  attempting  to  reduce  the  prices  they  pay  for  our  products.  We
cannot predict what continuing or future impact these practices, the existing or proposed legislation, or such third-party payer measures within a constantly
changing healthcare landscape may have on our future business, financial condition or results of operations.

 10

 
 
 
 
 
 
 
 
 
 
 
Forward-Looking Statements

Certain statements included or incorporated by reference in this Annual Report on Form 10-K or the Company’s other public filings and releases, which are
not  historical  facts,  or  that  include  forward-looking  terminology  such  as  “may”,  “will”,  “believe”,  “anticipate”,  “expect”,  “should”,  “optimistic”,
“continue”,  “estimate”,  “intend”,  “plan”,  “would”,  “could”,  “guidance”,  “potential”,  “opportunity”,  “project”,  “forecast”,  “confident”,  “projections”,
“scheduled”, “designed”, “future”, “discussion”, “if” or the negative thereof or other variations thereof, are forward-looking statements (as such term is
defined in Section 21E of the Securities Exchange Act of 1934 and Section 27A of the Securities Act of 1933, and the regulations thereunder), which are
intended  to  be  covered  by  the  safe  harbors  created  thereby.  These  statements  may  include,  but  are  not  limited  to  statements  in  “Business,”  “Legal
Proceedings”, “Risk Factors,” “Management’s Discussion and Analysis of Financial Condition and Results of Operations” and “Notes to the Consolidated
Financial Statements”, such as the Company’s ability to compete, strategic alliances and their benefits, the adequacy of insurance coverage, government
regulation, potential increases in demand for the Company’s products, net operating loss carryforwards, the ability to meet cash requirements for operating
needs,  the  ability  to  meet  liquidity  needs,  assumptions  used  to  calculate  future  levels  of  funding  of  employee  benefit  plans,  the  adequacy  of  insurance
coverage, the impacts of new accounting pronouncements and litigation.

Forward-looking  statements  also  include,  without  limitation,  statements  as  to  the  Company’s  expected  future  results  of  operations  and  growth,  the
Company’s  ability  to  meet  working  capital  requirements,  the  Company’s  business  strategy,  the  expected  increases  in  operating  efficiencies,  anticipated
trends  in  the  Company’s  body-worn  device  markets,  the  effect  of  compliance  with  environmental  protection  laws  and  other  government  regulations,
estimates of goodwill impairments and amortization expense of other intangible assets, estimates of asset impairment, the effects of changes in accounting
pronouncements, the effects of litigation and the amount of insurance coverage, and statements as to trends or the Company’s or management’s beliefs,
expectations and opinions. Forward-looking statements are subject to risks and uncertainties and may be affected by various risks, uncertainties and other
factors  that  can  cause  actual  results  and  developments  to  be  materially  different  from  those  expressed  or  implied  by  such  forward-looking  statements,
including, without limitation, the risk factors discussed in Item 1A of this Annual Report on Form 10-K.

The Company does not undertake to update any forward-looking statement that may be made from time to time by or on behalf of the Company.

Available Information

The Company files or furnishes its annual report on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K, proxy statements and other
information with the Securities and Exchange Commission (“SEC”). The Company’s reports, proxy and information statements and other SEC filings are
also available on the SEC’s website as part of the EDGAR database (http://www.sec.gov).

The Company maintains an internet website at www.IntriCon.com. The information on the website is not and should not be considered part of this annual
report on Form 10-K and is not incorporated by reference in this document. This website is, and is only intended to be, for reference purposes only.

The Company makes available free of charge on or through its website its annual reports on Form 10-K, quarterly reports on Form 10-Q, current reports on
Form 8-K, and amendments to those reports, filed or furnished pursuant to Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as amended, as
soon as reasonably practicable after the Company electronically files such material with, or furnishes it to, the SEC.

In addition, we will provide, at no cost (other than for exhibits), paper or electronic copies of our reports and other filings made with the SEC. Requests
should be directed to:

Corporate Secretary
IntriCon Corporation
1260 Red Fox Road
Arden Hills, Minnesota 55112

ITEM 1A. Risk Factors

You  should  carefully  consider  the  risks  described  below.  If  any  of  the  risks  events  actually  occur,  our  business,  financial  condition  or  results  of  future
operations  could  be  materially  adversely  affected.  This  Annual  Report  on  Form  10-K  contains  forward-looking  statements  that  involve  risk  and
uncertainties. Our actual results could differ materially from those anticipated in the forward-looking statements as a result of many factors, including the
risks faced by us described below and elsewhere in this Annual Report on Form 10-K.

 11

 
 
 
 
 
 
 
 
 
 
 
 
 
 
The loss of one or more of our major customers could adversely affect our results of operations.

We are dependent on a small number of customers for a majority of our revenues. In fiscal year 2019, our largest customer accounted for approximately 60
percent of our net revenue and our five largest customers accounted for approximately 73 percent of our net revenue. A significant decrease or delay in the
sales  to  or  loss  of  any  of  our  major  customers  could  have  a  material  adverse  effect  on  our  business  and  results  of  operations.  Our  revenues  are  largely
dependent upon the ability of customers to develop and sell products that incorporate our products. No assurance can be given that our major customers
will  not  experience  financial,  technical,  regulatory  or  other  difficulties  or  delays  that  could  adversely  affect  their  operations  and,  in  turn,  our  results  of
operations.

We have in the past and may in the future explore acquisitions that complement or expand our business. Acquisitions pose significant risks and
may materially adversely affect our business, financial condition and operating results.

As part of our business strategy, we have in the past and may in the future pursue acquisitions of other businesses or technologies that we believe could
complement, enhance or expand our current business or product lines, diversify our revenue base or that might otherwise offer us growth opportunities. We
may  have  difficulty  finding  these  opportunities  or,  if  we  do  identify  these  opportunities,  we  may  not  be  able  to  complete  the  transactions  for  various
reasons, including a failure to secure financing.

Our prior acquisitions have resulted, and future acquisitions may result, in the recording of goodwill and other intangible assets subject to potential
impairment in the future, adversely affecting our operating results. For example, in 2017, we completed the acquisition of Hearing Help Express. Our
acquisition of Hearing Help Express represents an exciting business opportunity; however, we did not have any prior experience in the direct-to-end-
consumer mail order hearing aid business, and we may not be able to profitably operate this business, which may result in not realizing the value paid for
the acquisition. We recorded goodwill and intangible assets of $4,177 in connection with this acquisition. As of and for the period ended June 30, 2019, the
fair value of our Hearing Help Express reporting unit was less than its carrying amount, which resulted in non-cash impairment charges to goodwill of
$1,257 and intangible assets of $2,508. Our success will be largely influenced by management’s ability to hire and retain skilled direct-to-end-consumer
personnel and determine the proper customer base and marketing channels to achieve our planned profitability levels. In February 2020, we announced our
decision to pivot the Hearing Help Express focus entirely towards supporting product development and as a testing platform in order to best capture the
near-term benefits. If we are not able to successfully operate this business using our new strategy, further impairment charges may be required.

Acquisitions involve a number of risks, including: the diversion of our management’s attention from our existing business to integrate the operations and
personnel  of  the  acquired  or  combined  business  or  joint  venture;  possible  adverse  effects  on  our  operating  results  during  the  integration  process;
unanticipated liabilities and litigation; and our possible inability to achieve the intended objectives or achieve the anticipated benefits of the transaction. In
addition, we may not be able to successfully or profitably integrate, operate, maintain and manage our newly acquired operations or employees. Future
acquisitions also may result in dilutive issuances of equity securities or the incurrence of additional debt.

Downturns in the domestic economic environment could cause a severe disruption in our operations.

Adverse changes in the economy could negatively affect our business, which could exacerbate many of the risk factors we have identified including, but
not limited to, the following:

Liquidity:  

● The domestic economic environment, including credit markets, could worsen and reduce liquidity and this could have a negative impact on
financial institutions and the country’s financial system, which could, in turn, have a negative impact on the business of our customers and on
our business.

● Investments held by the Company are subject to market conditions which could decline in value and reduce liquidity.
● If interest rates rise, this could disrupt domestic and world markets and could adversely affect the economy as a whole and our liquidity, costs

of borrowing and results of operations.

Demand:  

● Any downturn in the economy or a return to recession could result in lower sales to our customers. Additionally, our customers may not have

access to sufficient cash or short-term credit to obtain our products or services.

Prices:  

● In the event of a downturn, certain markets could experience deflation, which would negatively impact our average prices and reduce our

margins.

 12

 
 
 
 
 
 
 
 
 
 
 
 
 
Health care policy changes, including U.S. health care reform legislation signed in 2010, may have a material adverse effect on us.

In  March  2010,  President  Obama  signed  into  law  the  Patient  Protection  and  Affordable  Care  Act  and  the  Health  Care  and  Education  Affordability
Reconciliation Act of 2010, collectively referred to as the Affordable Care Act. Elements of this legislation, such as comparative effectiveness research, an
independent payment advisory board, payment system reforms, including shared savings pilots, and other provisions, could meaningfully change the way
health care is developed and delivered, and may materially impact numerous aspects of our business.

If we are unable to continue to develop new products that are inexpensive to manufacture, our results of operations could be adversely affected.

We may not be able to continue to achieve our historical profit margins due to advancements in technology. The ability to continue our profit margins is
dependent upon our ability to stay competitive by developing products that are technologically advanced and inexpensive to manufacture.

Our need for continued investment in research and development may increase expenses and reduce our profitability.

Our  industry  is  characterized  by  the  need  for  continued  investment  in  research  and  development.  If  we  fail  to  invest  sufficiently  in  research  and
development, our products could become less attractive to existing and potential customers and our business and financial condition could be materially
and  adversely  affected.  As  a  result  of  the  need  to  maintain  or  increase  spending  levels  in  this  area  and  the  difficulty  in  reducing  costs  associated  with
research  and  development,  our  operating  results  could  be  materially  harmed  if  our  research  and  development  efforts  fail  to  result  in  new  products  or  if
revenues fall below expectations. In addition, as a result of our commitment to invest in research and development, management believes that research and
development expenses as a percentage of revenues could increase in the future.

We operate in a highly competitive business and if we are unable to be competitive, our financial condition could be adversely affected.

Several of our competitors have been able to offer more standardized and less technologically advanced hearing and professional audio communication
products at lower prices. Price competition has had an adverse effect on our sales and margins. Many of our competitors are larger than us and have greater
research and development resources, marketing and financial resources, manufacturing capability and customer support organizations than we have. There
can be no assurance that we will be able to maintain or enhance our technical capabilities or compete successfully with our existing and future competitors.

Merger and acquisition activity in our hearing health market has resulted in a smaller customer base. Reliance on fewer customers may have an
adverse effect on us.

Several of our customers in the hearing health market have undergone mergers or acquisitions, resulting in a smaller customer base with larger customers.
If we are unable to maintain satisfactory relationships with the reduced customer base, it may adversely affect our operating profits and revenue.

Our  failure,  or  the  failure  of  our  customers,  to  obtain  required  governmental  approvals  and  maintain  regulatory  compliance  for  regulated
products would adversely affect our ability to generate revenue from those products.

The markets in which we and our customers operate are subject to extensive and rigorous regulation by the FDA and by comparable agencies in foreign
countries. In the United States, the FDA regulates the design control, development, manufacturing, labeling, record keeping, and surveillance procedures
for our medical devices and those of our customers.

The  process  of  obtaining  marketing  clearance  or  approvals  from  the  FDA  for  new  products  and  new  applications  for  existing  products  can  be  time-
consuming  and  expensive,  and  there  is  no  assurance  that  such  clearance/approvals  will  be  granted,  or  that  the  FDA  review  will  not  involve  delays  that
would  adversely  affect  our  ability  to  commercialize  additional  products  or  additional  applications  for  existing  products.  Some  of  our  products  in  the
research  and  development  stage  may  be  subject  to  a  lengthy  and  expensive  pre-market  approval  process  with  the  FDA.  The  FDA  has  the  authority  to
control the indicated uses of a device. Products can also be withdrawn from the market due to failure to comply with regulatory standards or the occurrence
of  unforeseen  problems.  The  FDA  regulations  depend  heavily  on  administrative  interpretation,  and  there  can  be  no  assurance  that  future  interpretations
made by the FDA or other regulatory bodies, with possible retroactive effect, will not adversely affect us.

We are in the process of preparing the Sentibo Smart Brain self-fitting software technology for submission to the FDA for approval. This technology is
crucial to our development of the over-the-counter market for our hearing aids. Any delays in FDA approval could have an adverse impact on our entry into
this market.

 13

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The  registration  system  for  our  medical  devices  in  the  EU  requires  that  our  quality  system  conform  to  international  quality  standards.  Manufacturing
facilities  and  processes  under  which  our  hearing  aid  devices  and  OEM  components  and  assemblies  are  produced,  are  inspected  and  audited  by  various
certifying  bodies.  These  audits  verify  our  compliance  with  applicable  requirements  and  standards.  Further,  the  FDA,  various  state  agencies  and  foreign
regulatory  agencies  inspect  our  facilities  to  determine  whether  we  are  in  compliance  with  various  regulations  relating  to  quality  systems,  such  as
manufacturing  practices,  validation,  testing,  quality  control,  product  labeling  and  product  surveillance.  A  determination  that  we  are  in  violation  of  such
regulations could lead to imposition of civil penalties, including fines, product recalls or product seizures, suspensions or shutdown of production and, in
extreme cases, criminal sanctions, depending on the nature of the violation.

Further, to the extent that any of our customers to whom we supply products become subject to regulatory actions or delays, our sales to those customers
could be reduced, delayed or suspended, which could have a material adverse effect on our sales and earnings.

Implementation of our growth strategy may not be successful, which could affect our ability to increase revenues.

Our growth strategy includes developing new products and entering new markets, as well as identifying and integrating acquisitions. Our ability to compete
in new markets will depend upon a number of factors including, among others:

●
●
●
●
●

●
●
●

our ability to create demand for products in new markets;
our ability to manage growth effectively;
our ability to strengthen our sales and marketing presence;
our ability to successfully identify, complete and integrate acquisitions;
our ability to respond to changes in our customers’ businesses by updating existing products and introducing, in a timely fashion, new products
which meet the needs of our customers;
our ability to fund growth;
the quality of our new products; and
our ability to respond rapidly to technological change.

The failure to do any of the foregoing could have a material adverse effect on our business, financial condition and results of operations. In addition, we
may face competition in these new markets from various companies that may have substantially greater research and development resources, marketing and
financial resources, manufacturing capability and customer support organizations.

The Company is subject to risks arising from its international sales and operations.

We derived approximately 17 percent of our 2019 revenues from customers located outside of the U.S. In 2019, we operated in Singapore, Indonesia, and
Germany. Approximately 7 percent of our revenues were derived from our facilities in these countries in 2019. As of December 31, 2019, approximately 10
percent of our long-lived assets are located in these countries. Political or economic instability in foreign countries could have an adverse impact on our
results of operations due to disruption of production or diminished revenues in these countries. Our future revenues, costs of operations and profit results
could be affected by a number of factors related to our international operations, including changes in foreign currency exchange rates, changes in economic
conditions from country to country, changes in a country’s political condition, trade protection measures, licensing and other legal requirements and local
tax issues. Unanticipated currency fluctuations in the euro, Singapore dollar and other currencies could lead to lower reported consolidated revenues due to
the translation of this currency into U.S. dollars when we consolidate our revenues and results from operations.

We face the risk that the coronavirus or other health epidemics could disrupt our operations or the operations of our customers or suppliers.

Our business could be adversely affected by the effects of a widespread outbreak of contagious disease, such as the recent outbreak of respiratory illness
caused by a coronavirus first identified in Wuhan, Hubei Province, China. Because we have manufacturing facilities in Singapore and Batam, we may be
vulnerable  to  an  outbreak  of  the  coronavirus  or  other  contagious  diseases  in  that  region.  The  effects  of  such  an  outbreak  could  include  the  temporary
shutdown of our facilities, disruptions or restrictions on the ability to ship our products to our customers as well as disruptions that may affect our suppliers.
Any disruption of our ability to manufacture or distribute our products or of the ability of our suppliers to deliver key components on a timely basis could
have a material adverse effect on our sales and operating results. In addition, a significant outbreak of contagious diseases in the human population could
result in a widespread health crisis that could adversely affect the economies and financial markets of many countries, resulting in an economic downturn
that could affect demand for our products and impact our operating results.

Events in Europe could negatively affect our ability to conduct business in those countries.

Following a referendum in June 2016 in which voters in the United Kingdom approved an exit from the European Union, the United Kingdom formally
exited the European Union (often referred to as Brexit) on January 31, 2020. In 2019, we derived approximately 17 percent of our revenues from sales
outside the U.S., including 7 percent from Europe. The effects of Brexit will depend on any agreements the U.K. makes to retain access to EU markets
either during a transitional period or more permanently. Brexit could introduce significant uncertainties into global financial markets and adversely impact
the markets in which we and our customers operate. While we have not experienced any immediate adverse impacts on our financial condition as a result of
Brexit, adverse consequences such as deterioration in economic conditions, volatility in currency exchange rates, including the British pound and the euro,
or adverse changes in regulation could have a negative impact on our future operations, operating results and financial condition. All of these potential
consequences could be further magnified if additional countries were to exit the European Union.

 14

 
 
 
 
 
 
 
 
 
 
 
 
 
 
The  recent  debt  crisis  in  certain  European  countries  could  cause  the  value  of  the  euro  to  deteriorate,  reducing  the  purchasing  power  of  our  European
customers. Financial difficulties experienced by our suppliers and customers, including distributors, could result in product delays and inventory issues;
risks to accounts receivable could also include delays in collection and greater bad debt expense. Also, the effect of the debt crisis in certain European
countries could have an adverse effect on the capital markets generally, specifically impacting our ability and the ability of our customers to finance our and
their respective businesses on acceptable terms, if at all, the availability of materials and supplies and demand for our products.

We are subject to tax legislation in numerous countries; changes in tax laws or challenges to our tax positions could adversely affect our business,
results of operations and financial condition.

We are a global corporation with a presence in the United States, Singapore, Indonesia and Germany. As such, we are subject to tax laws, regulations and
policies of the U.S. federal, state and local governments and of comparable taxing authorities in other country jurisdictions. Changes in tax laws, as well as
other factors, could cause us to experience fluctuations in our tax obligations and effective tax rates in 2020 and thereafter and otherwise adversely affect
our  tax  positions  and/or  our  tax  liabilities.  There  can  be  no  assurance  that  our  effective  tax  rates,  tax  payments,  tax  credits  or  incentives  will  not  be
adversely affected by these or other initiatives.

If we fail to meet our financial and other covenants under our loan agreements with our lenders, absent a waiver, we will be in default of the loan
agreements and our lenders can take actions that would adversely affect our business.

There can be no assurances that we will be able to maintain compliance with the financial and other covenants in our loan agreements. In the event we are
unable to comply with these covenants during future periods, it is uncertain whether our lenders will grant waivers for our non-compliance. If there is an
event of default by us under our loan agreements, our lenders have the option to, among other things, accelerate any and all of our obligations under the
loan agreements which would have a material adverse effect on our business, financial condition and results of operations.

Our success depends on our senior management team and if we are not able to retain them, it could have a materially adverse effect on us.

We  are  highly  dependent  upon  the  continued  services  and  experience  of  our  senior  management  team,  including  Mark  S.  Gorder,  our  President,  Chief
Executive Officer and a member of the Board of Directors. We depend on the services of Mr. Gorder and the other members of our senior management
team to, among other things, continue the development and implementation of our business strategies and maintain and develop our client relationships.
Certain  members  of  our  management  team,  including  Mr.  Gorder,  are  approaching  retirement  and  the  Company  must  locate  and  employ  suitable
replacements from within or without the Company. We do not maintain key-man life insurance for any members of our senior management team.

Cybersecurity  incidents  could  disrupt  business  operations,  result  in  the  loss  of  critical  and  confidential  information,  and  adversely  impact  our
reputation and results of operations.

Global cybersecurity threats can range from uncoordinated individual attempts to gain unauthorized access to our information technology (IT) systems to
sophisticated  and  targeted  measures  known  as  advanced  persistent  threats.  While  we  employ  comprehensive  measures  to  prevent,  detect,  address  and
mitigate these threats (including access controls, insurance, vulnerability assessments, continuous monitoring of our IT networks and systems, maintenance
of backup and protective systems and user training and education), cybersecurity incidents, depending on their nature and scope, could potentially result in
the misappropriation, destruction, corruption or unavailability of critical data and confidential or proprietary information (our own or that of third parties)
and the disruption of business operations. The potential consequences of a material cybersecurity incident include reputational damage, loss of customers,
litigation with customers and other parties, loss of trade secrets and other proprietary business data, diminution in the value of our investment in research,
development and engineering, and increased cybersecurity protection and remediation costs, which in turn could adversely affect our competitiveness and
results of operations.

Our future success depends in part on the continued service of our engineering and technical personnel and our ability to identify, hire and retain
additional personnel.

There  is  intense  competition  for  qualified  personnel  in  our  markets.  We  may  not  be  able  to  continue  to  attract  and  retain  engineers  or  other  qualified
personnel necessary for the development and growth of our business or to replace engineers or other qualified personnel who may leave our employ in the
future. The failure to retain and recruit key technical personnel could cause additional expense, potentially reduce the efficiency of our operations and could
harm our business.

 15

 
 
 
 
 
 
 
 
 
 
 
 
 
We and/or our customers may be unable to protect our and their proprietary technology and intellectual property rights or keep up with that of
competitors.

Our ability to compete effectively against other companies in our markets depends, in part, on our ability and the ability of our customers to protect our and
their  current  and  future  proprietary  technology  under  patent,  copyright,  trademark,  trade  secret  and  unfair  competition  laws.  We  cannot  assure  that  our
means of protecting our proprietary rights in the United States or abroad will be adequate, or that others will not develop technologies similar or superior to
our  technology  or  design  around  the  proprietary  rights  we  own  or  license.  In  addition,  we  may  incur  substantial  costs  in  attempting  to  protect  our
proprietary rights.

Also, despite the steps taken by us to protect our proprietary rights, it may be possible for unauthorized third parties to copy or reverse-engineer aspects of
our and our customers’ products, develop similar technology independently or otherwise obtain and use information that we or our customers regard as
proprietary. We and our customers may be unable to successfully identify or prosecute unauthorized uses of our or our customers’ technology.

If  we  become  subject  to  material  intellectual  property  infringement  claims,  we  could  incur  significant  expenses  and  could  be  prevented  from
selling specific products.

We may become subject to material claims that we infringe the intellectual property rights of others in the future. We cannot assure that, if made, these
claims will not be successful. Any claim of infringement could cause us to incur substantial costs defending against the claim even if the claim is invalid,
and  could  distract  management  from  other  business.  Any  judgment  against  us  could  require  substantial  payment  in  damages  and  could  also  include  an
injunction or other court order that could prevent us from offering certain products.

Moreover, in recent years, individuals and groups that are non-practicing entities, commonly referred to as “patent trolls,” have purchased patents and other
intellectual property assets for the purpose of making claims of infringement in order to extract settlements. From time to time, we may receive threatening
letters or notices or may be the subject of claims that our solutions and underlying technology infringe or violate the intellectual property rights of others.
Responding to such claims, regardless of their merit, can be time consuming, costly to defend in litigation, divert management’s attention and resources,
damage our reputation and brand, and cause us to incur significant expenses.

Environmental liability and compliance obligations may affect our operations and results.

Our manufacturing operations are subject to a variety of environmental laws and regulations as well as internal programs and policies governing:

●
●
●
●

air emissions;
wastewater discharges;
the storage, use, handling, disposal and remediation of hazardous substances, wastes and chemicals; and
employee health and safety.

If violations of environmental laws occur, we could be held liable for damages, penalties, fines and remedial actions. Our operations and results could be
adversely affected by any material obligations arising from existing laws, as well as any required material modifications arising from new regulations that
may  be  enacted  in  the  future.  We  may  also  be  held  liable  for  past  disposal  of  hazardous  substances  generated  by  our  business  or  former  businesses  or
businesses we acquire. In addition, it is possible that we may be held liable for contamination discovered at our present or former facilities.

We are subject to numerous asbestos-related lawsuits, which could adversely affect our financial position, results of operations or liquidity.

We are a defendant along with a number of other parties in lawsuits alleging that plaintiffs have or may have contracted asbestos-related diseases as a result
of exposure to asbestos products or equipment containing asbestos sold by one or more named defendants. These lawsuits relate to the discontinued heat
technologies segment which we sold in March 2005. Due to the non-informative nature of the complaints, we do not know whether any of the complaints
state valid claims against us. Certain insurance carriers have informed us that the primary policies for the period August 1, 1970-1978 have been exhausted
and that the carriers will no longer provide defense and insurance coverage under those policies. However, we have other primary and excess insurance
policies that we believe afford coverage for later years. Some of these other primary insurers have accepted defense and insurance coverage for these suits,
and some of them have either ignored our tender of defense of these cases, or have denied coverage, or have accepted the tenders but asserted a reservation
of rights and/or advised us that they need to investigate further. Because settlement payments are applied to all years a litigant was deemed to have been
exposed to asbestos, we believe we will have funds available for defense and insurance coverage under the non-exhausted primary and excess insurance
policies. However, unlike the older policies, the more recent policies have deductible amounts for defense and settlements costs that we will be required to
pay; accordingly, we expect that our litigation costs will increase in the future as the older policies are exhausted. Further, many of the policies covering
later years (approximately 1984 and thereafter) have exclusions for any asbestos products or operations, and thus do not provide insurance coverage for
asbestos-related lawsuits. If our insurance policies do not cover the costs and any awards for the asbestos-related lawsuits, we will have to use our cash or
obtain additional financing to pay the asbestos-related obligations and settlement costs. There is no assurance that we will have the cash or be able to obtain
additional financings on favorable terms to pay asbestos related obligations or settlements should they occur. The ultimate outcome of any legal matter
cannot be predicted with certainty. In light of the significant uncertainty associated with asbestos lawsuits, there is no guarantee that these lawsuits will not
materially adversely affect our financial position, results of operations or liquidity.

 16

 
 
 
 
 
 
 
 
 
 
 
 
 
 
The market price of our common stock has been and is likely to continue to be volatile and there has been limited trading volume in our stock,
which may make it difficult for shareholders to resell common stock when they want to and at prices they find attractive.

The market price of our common stock has been and is likely to be highly volatile, and there has been limited trading volume in our common stock. For
example, our stock traded between a low sale price of $16.81 and a high sale price of $29.59 in 2019. The common stock market price could be subject to
wide fluctuations in response to a variety of factors, including the following:

●
●
●
●
●
●
●
●
●

announcements of fluctuations in our or our competitors’ operating results;
regulatory or other delays affecting our or our customers’ products;
the timing and announcement of sales or acquisitions of assets by us or our competitors;
changes in estimates or recommendations by securities analysts;
adverse or unfavorable publicity about our products, technologies or us;
the commencement of material litigation, or an unfavorable verdict, against us;
terrorist attacks, war and threats of attacks and war;
additions or departures of key personnel; and
sales of common stock by us or our shareholders.

In  addition,  the  stock  market  in  recent  years  has  experienced  significant  price  and  volume  fluctuations.  Such  volatility  has  affected  many  companies
irrespective of, or disproportionately to, the operating performance of these companies. These broad fluctuations and limited trading volume may materially
adversely affect the market price of our common stock, and your ability to sell our common stock.

Most of our outstanding shares are available for resale in the public market without restriction. The sale of a large number of these shares could adversely
affect the share price and could impair our ability to raise capital through the sale of equity securities or make acquisitions for common stock.

“Anti-takeover” provisions may make it more difficult for a third party to acquire control of us, even if the change in control would be beneficial
to shareholders.

We are a Pennsylvania corporation. Anti-takeover provisions in Pennsylvania law and our charter and bylaws could make it more difficult for a third party
to  acquire  control  of  us.  These  provisions  could  adversely  affect  the  market  price  of  the  common  stock  and  could  reduce  the  amount  that  shareholders
might  receive  if  we  are  sold.  For  example,  our  charter  provides  that  the  board  of  directors  may  issue  preferred  stock  without  shareholder  approval.  In
addition,  our  bylaws  provide  for  a  classified  board,  with  each  board  member  serving  a  staggered  three-year  term.  Directors  may  be  removed  by
shareholders only with the approval of the holders of at least two-thirds of all of the shares outstanding and entitled to vote.

If we fail to maintain an effective system of internal controls, we may not be able to accurately report our financial results or prevent fraud. As a
result,  current  and  potential  shareholders  and  customers  could  lose  confidence  in  our  financial  reporting,  which  could  harm  our  business,  the
trading price of our stock and our ability to retain our current customers or obtain new customers.

Pursuant to Section 404 of the Sarbanes-Oxley Act of 2002, referred to as Section 404, we are required to include in our Annual Reports on Form 10-K,
reports of our management and our independent registered public accounting firm on our internal control over financial reporting. While we have reported
no “material weaknesses” in the Form 10-K for the fiscal year ended December 31, 2019, we cannot guarantee that we will not have material weaknesses in
the  future.  Compliance  with  the  requirements  of  Section  404  is  expensive  and  time-consuming.  If  in  the  future  we  fail  to  complete  this  evaluation  in  a
timely  manner,  or  if  we  determine  that  we  have  a  material  weakness,  we  could  be  subject  to  regulatory  scrutiny  and  a  loss  of  public  confidence  in  our
internal  control  over  financial  reporting.  In  addition,  any  failure  to  establish  an  effective  system  of  disclosure  controls  and  procedures  could  cause  our
current and potential investors and customers to lose confidence in our financial reporting and disclosure required under the Securities Exchange Act of
1934, which could adversely affect our business and the market price of our common stock.

 17

 
 
 
 
 
 
 
 
 
 
 
ITEM 1B. Unresolved Staff Comments

Not applicable.

ITEM 2. Properties

The Company leases seven facilities, four domestically and three internationally, as follows:

■ a 47,000  square  foot  manufacturing  facility  in  Arden  Hills,  Minnesota,  which  also  serves  as  the  Company’s  headquarters.  At  this  facility,  the
Company manufactures body-worn devices, other than plastic component parts. Annual base rent expense, including real estate taxes and other
charges, is approximately $529. This lease expires in January 2022.

■ a  49,000  square  foot  manufacturing  facility  in  Arden  Hills,  Minnesota  at  which  the  Company  manufactures  body-worn  devices,  and  plastic

component parts. Annual base rent expense is approximately $380. This lease expires in July 2023.

■ a 46,000 square foot building in Vadnais Heights, Minnesota at which IntriCon produces plastic component parts for body-worn devices. Annual

base rent expense, including real estate taxes and other charges, is approximately $395. This lease expires in December 2022.

● a 22,000 square foot facility in DeKalb, Illinois which houses Hearing Help Express’s sales  and  administrative  offices  and  warehouse.  Annual
base rent expense is approximately $203.  We  are  also  responsible  for  our  pro  rata  share  of  common  area  costs,  real  estate  taxes  and  insurance
costs. This lease expires in February 2022.

● a 35,000  square  foot  facility  in  Singapore  which  houses  production  facilities,  warehouse  and  administrative  offices.  Annual  base  rent  expense,

including real estate taxes and other charges, is approximately $637. This lease expires in October 2020.

● a 33,000  square  foot  facility  in  Indonesia  which  houses  production  facilities,  warehouse  and  administrative  offices.  Annual  base  rent  expense,

including real estate taxes and other charges is approximately $85. This lease expires in September 2024.

● a 2,000 square foot facility in Germany which houses sales and administrative offices. Annual base rent expense, including real estate taxes and

other charges, is approximately $32. This lease expires in June 2022.

● See Note 12 to the Company’s consolidated financial statements in Item 8 of the Annual Report on Form 10-K.

ITEM 3. Legal Proceedings

The Company is a defendant along with a number of other parties in lawsuits alleging that plaintiffs have or may have contracted asbestos-related diseases
as  a  result  of  exposure  to  asbestos  products  or  equipment  containing  asbestos  sold  by  one  or  more  named  defendants.  These  lawsuits  relate  to  the
discontinued heat technologies segment which was sold in March 2005. Due to the non-informative nature of the complaints, the Company does not know
whether any of the complaints state valid claims against the Company. Certain insurance carriers have informed the Company that the primary policies for
the  period  August  1,  1970-1978  have  been  exhausted  and  that  the  carriers  will  no  longer  provide  defense  and  insurance  coverage  under  those  policies.
However, the Company has other primary and excess insurance policies that the Company believes afford coverage for later years. Some of these other
primary insurers have accepted defense and insurance coverage for these suits, and some of them have either ignored the Company’s tender of defense of
these  cases,  or  have  denied  coverage,  or  have  accepted  the  tenders  but  asserted  a  reservation  of  rights  and/or  advised  the  Company  that  they  need  to
investigate further. Because settlement payments are applied to all years a litigant was deemed to have been exposed to asbestos, the Company believes that
it will have funds available for defense and insurance coverage under the non-exhausted primary and excess insurance policies. However, unlike the older
policies, the more recent policies have deductible amounts for defense and settlements costs that the Company will be required to pay; accordingly, the
Company expects that its litigation costs will increase in the future. Further, many of the policies covering later years (approximately 1984 and thereafter)
have exclusions for any asbestos products or operations, and thus do not provide insurance coverage for asbestos-related lawsuits. The Company does not
believe that the asserted exhaustion of some of the primary insurance coverage for the 1970-1978 period will have a material adverse effect on its financial
condition,  liquidity,  or  results  of  operations.  Management  believes  that  the  number  of  insurance  carriers  involved  in  the  defense  of  the  suits,  and  the
significant number of policy years and policy limits under which these insurance carriers are insuring the Company, make the ultimate disposition of these
lawsuits not material to the Company’s consolidated financial position or results of operations.

The Company’s former wholly owned French subsidiary, Selas SAS, filed for insolvency in France. The Company may be subject to additional litigation or
liabilities as a result of the completion of the French insolvency proceeding, including liabilities under guarantees aggregating approximately $438.

The Company is also involved from time to time in other lawsuits arising in the normal course of business. While it is not possible to predict with certainty
the  outcome  of  these  matters,  management  is  of  the  opinion  that  the  disposition  of  these  lawsuits  and  claims  will  not  materially  affect  the  Company’s
consolidated financial position, liquidity, or results of operations.

ITEM 4. Mine Safety Disclosures

Not applicable.

 18

 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 4A. Information about our Executive Officers

The names, ages and offices (as of February 24, 2020) of the Company’s executive officers were as follows: 

Name
Mark S. Gorder
Scott Longval
Michael P. Geraci
Dennis L. Gonsior

Age
73
43
61
61

  President, Chief Executive Officer and Director of the Company
  Executive Vice President, Chief Financial Officer and Chief Operating Officer
  Senior Vice President, Sales and Marketing
  Senior Vice President, Global Operations

Position

Mr. Gorder joined the Company in October 1993 when Resistance Technology, Inc. (RTI) (now known as IntriCon, Inc.) was acquired by the Company.
Mr. Gorder received a Bachelor of Arts degree in Mathematics from the St. Olaf College, a Bachelor of Science degree in Electrical Engineering from the
University of Minnesota and a Master of Business Administration from the University of Minnesota. Prior to the acquisition, Mr. Gorder was President and
one  of  the  founders  of  RTI,  which  began  operations  in  1977.  Mr.  Gorder  was  promoted  to  Vice  President  of  the  Company  and  elected  to  the  Board  of
Directors in April 1996. In December 2000, he was elected President and Chief Operating Officer and in April 2001, Mr. Gorder assumed the role of Chief
Executive Officer.

Mr. Longval has served as the Company’s Chief Financial Officer since July 2006 and was also appointed as Executive Vice President in January 2019 and
Chief Operating Officer in April 2019. Mr. Longval received a Bachelor of Science degree in Accounting from the University of St. Thomas. Prior to being
appointed  as  CFO,  Mr.  Longval  served  as  the  Company’s  Corporate  Controller  since  September  2005.  Prior  to  joining  the  Company,  Mr.  Longval  was
Principal Project Analyst at ADC Telecommunications, Inc., a provider of innovative network infrastructure products and services, from March 2005 until
September  2005.  From  May  2002  until  March  2005  he  was  employed  by  Accellent,  Inc.,  formerly  MedSource  Technologies,  a  provider  of  outsourcing
solutions to the medical device industry, most recently as Manager of Financial Planning and Analysis. From September 1998 until April 2002, he was
employed by Arthur Andersen, most recently as experienced audit senior.

Mr. Geraci joined the Company in October 1983. Mr. Geraci received a Bachelor of Science degree in Electrical Engineering from Bradley University and
a Master of Business Administration from the University of Minnesota – Carlson School of Business. He has served as the Company’s Vice President of
Sales and Marketing since January 1995.

Mr. Gonsior joined the Company in February 1982. Mr. Gonsior received a Bachelor of Science degree from Saint Cloud State University. He has served as
the Company’s Vice President of Operations since January 1996.

 19

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ITEM 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities

The Company’s common shares are listed on the NASDAQ Global Market under the ticker symbol “IIN”.

The closing sale price of the Company’s common stock on February 24, 2020, was $16.21 per share.

PART II

At February 24, 2020 the Company had 264 shareholders of record of common stock. Such number does not reflect shareholders who beneficially own
common stock in nominee or street name.

The Company currently intends to retain any future earnings to support operations and to finance the growth and development of its business and does not
intend to pay cash dividends on its common stock for the foreseeable future. Any payment of future dividends will be at the discretion of the Board of
Directors and will depend upon, among other things, the Company’s earnings, financial condition, capital requirements, level of indebtedness, contractual
restrictions  with  respect  to  the  payment  of  dividends,  and  other  factors  that  the  Board  of  Directors  deems  relevant.  Terms  of  the  Company’s  banking
agreements prohibit the payment of cash dividends without prior bank approval.

See “Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters — Equity Compensation Plans” of this
Annual Report on Form 10-K for disclosure regarding our equity compensation plans.

 20

 
 
 
 
 
 
 
 
ITEM 6.  Selected Financial Data

Year Ended December 31,

2019

2018 (a)

2017 (a)

2016 (a)(b)

2015 (a)(b)

Revenue, net

Gross profit

Operating expenses
Interest income (expense), net
Other expense, net

  $

113,493    $

113,948    $

86,954    $

65,231    $

68,113 

30,986     

36,231     

25,270     

14,817     

18,562 

33,026     
920     
(743)    

27,856     
(314)    
(815)    

21,686     
(716)    
(406)    

15,962     
(553)    
(644)    

14,566 
(369)
(261)

Income (loss) from continuing operations before income taxes, non-

controlling interest and discontinued operations

(1,863)    

7,246     

2,462     

(2,342)    

3,366 

Income tax expense

(201)    

(484)    

(8)    

(217)    

(19)

Income (loss) from continuing operations before non-controlling

interest and discontinued operations

(2,064)    

6,762     

2,454     

(2,559)    

3,347 

Loss on disposal of discontinued operations
Loss from discontinued operations, net of income taxes
Net income (loss)
Less: Loss allocated to non-controlling interest
Net income (loss) attributable to shareholders

Basic income (loss) per share attributable to shareholders:

Continuing operations
Discontinued operations
Net income (loss)

Diluted income (loss) per share attributable to shareholders:

Continuing operations
Discontinued operations
Net income (loss)

Weighted average number of shares outstanding during year:

Basic
Diluted

(1,116)    
(597)    
(3,777)    
—     
(3,777)   $

—     
(1,215)    
5,547     
—     
5,547    $

(164)    
(1,170)    
1,120     
(938)    
2,058    $

—     
(2,541)    
(5,100)    
(157)    
(4,943)   $

(0.23)   $
(0.20)    
(0.43)   $

(0.23)   $
(0.20)    
(0.43)   $

0.89    $
(0.16)    
0.73    $

0.78    $
(0.14)    
0.64    $

0.50    $
(0.20)    
0.30    $

0.46    $
(0.18)    
0.28    $

(0.37)   $
(0.39)    
(0.76)   $

(0.37)   $
(0.39)    
(0.76)   $

— 
(1,230)
2,117 
(111)
2,228 

0.59 
(0.21)
0.38 

0.55 
(0.20)
0.35 

8,748     
8,748     

7,599     
8,630     

6,852     
7,307     

6,497     
6,497     

5,907 
6,241 

  $

  $

  $

  $

  $

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Other Financial Highlights

Year Ended December 31,

2019

2018 (a)

2017 (a)

2016 (a)(b)

2015 (a)(b)

Working capital (c)
Total assets
Long-term debt
Equity
Depreciation and amortization

  $

53,349    $
113,593     
—     
90,492     
3,277     

62,897    $
115,248     
—     
91,974     
2,891     

8,985    $
54,474     
9,321     
21,439     
2,134     

8,456    $
43,758     
9,284     
19,011     
2,023     

11,302 
41,886 
7,929 
18,897 
1,755 

(a)

(b)

In 2019, the Company classified its United Kingdom operations as discontinued operations. The Company revised its financial statements for all
periods to reflect the discontinued operations.
In 2016, the Company classified its cardiac diagnostic monitoring operations as discontinued operations. The Company revised its financial
statements for 2016 and 2015 to reflect the discontinued operations.

(c) Working capital is equal to current assets less current liabilities.

 22

 
 
 
   
     
     
     
     
 
 
 
 
 
 
 
 
 
 
 
 
   
     
     
     
     
 
   
   
   
   
 
 
ITEM 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations

Company Overview

IntriCon Corporation (together with its subsidiaries, the “Company” or “IntriCon”, “we”, “us” or “our”) is an international company engaged in designing,
developing, engineering and manufacturing miniature interventional, implantable and body-worn medical devices. Our mission is to be a recognized leader
in miniature medical devices that enable affordable and accessible health care and improve the quality of life for those we serve. The Company serves as a
JDM to leading medical device OEMs by designing, developing, engineering, manufacturing and distributing micro-miniature products, microelectronics,
micro-mechanical  assemblies,  complete  assemblies  and  software  solutions,  primarily  for  high  growth  markets,  such  as  diabetes,  drug  delivery,  surgical
navigation, and hearing health.

Business Highlights

In January 2019, the Company purchased the source code for the Sentibo Smart Brain self-fitting software from Soundperience for 1,829 Euros,
positioning the Company to capitalize on the pending over-the-counter (OTC) hearing aid regulation. Sentibo Smart Brain self-fitting software is designed
to improve both channel productivity and the quality of first-time fittings, resulting in lower prices, greater access and increased customer satisfaction. In
addition, the Company transferred its 49% ownership interest in Soundperience to the majority owner of Soundperience.

On  June  25,  2019,  the  Company’s  officers,  pursuant  to  delegated  authority  from  the  board,  approved  plans  to  discontinue  the  operations  of  its  United
Kingdom  (UK)  subsidiary  within  our  body  worn  device  segment.  For  all  periods  presented,  the  Company  classified  this  business  as  discontinued
operations, and accordingly, has reclassified historical financial data presented herein.

As of and for the period ended June 30, 2019, the fair value of the goodwill within our Hearing Help Express reporting unit was less than its carrying
amount, which resulted in non-cash impairment charges to goodwill of $1,257 and intangible assets of $2,508.

Forward–Looking Statements

The following discussion and analysis of our financial condition and results of operations should be read together with our financial statements and the
related  notes  appearing  in  Item  8  of  this  report.  This  discussion  and  analysis  contains  forward-looking  statements  that  involve  risks,  uncertainties  and
assumptions. Our actual results may differ materially from those anticipated in these forward- looking statements as a result of many factors, including but
not  limited  to  those  under  the  heading  “Risk  Factors”  in  Item  1A  of  this  Annual  Report  on  Form  10-K.  See  also  Item  1.  “Business—Forward-Looking
Statements” for more information.

 23

 
 
 
 
 
 
 
 
 
 
Results of Operations: 2019 Compared with 2018

Consolidated Net Revenue

Our  net  revenue  is  comprised  of  two  segments:  our  body-worn  device  segment  (consisting  of  three  markets:  medical,  hearing  health,  and  professional
audio)  and  our  hearing  health  direct-to-end-consumer  (DTEC)  segment.  Below  is  a  summary  of  our  revenue  by  main  markets  for  the  years  ended
December 31, 2019 and 2018:

Medical:

Diabetes
Other Medical

Total
Hearing Health:

Value Based DTEC
Value Based ITEC
Legacy OEM

Total

Professional Audio Communications

Total Net Revenue

2019

2018

Dollars

Percent 

Change

  $

  $

  $

  $
  $
  $

68,606    $
13,487     
82,093    $

65,197    $
10,448     
75,645    $

6,120    $
8,910     
9,892     
24,922    $
6,478    $
113,493    $

6,858    $
11,949     
12,257     
31,064    $
7,239    $
113,948    $

3,409     
3,039     
6,448     

(738)    
(3,039)    
(2,365)    
(6,142)    
(761)    
(455)    

5.2%
29.1%
8.5%

-10.8%
-25.4%
-19.3%
-19.8%
-10.5%
-0.4%

In 2019, we experienced an 8.5 percent increase in medical revenue driven by higher sales to Medtronic within the diabetes business as well as growth
within our medical coils business within the other medical business. IntriCon currently serves the market by offering medical manufacturers the capabilities
to  design,  develop  and  manufacture  medical  devices  that  are  easier  to  use,  are  more  miniature,  use  less  power,  and  are  lighter.  IntriCon  has  a  strong
presence in the diabetes market with its Medtronic partnership. The Company believes there are growth opportunities in this market as well other emerging
home care markets that could benefit from its capabilities to develop devices that are more technologically advanced, smaller and lightweight. In addition
to the diabetes growth, the Company experienced strong sales growth in medical coils, increasing 82 percent from the prior year.

Net revenue in our hearing health business for the year ended December 31, 2019 decreased 19.8 percent over the same period in 2018. The decrease was
primarily  within  the  value  based  indirect-to-end-consumer  business  due  to  restructuring  activities  within  a  large  insurance  customer’s  hearing  health
business,  as  they  pivot  towards  a  more  traditional  “brick-and-mortar”  approach  that  no  longer  aligns  with  our  partnership  strategy  to  reach  the  end
customer. In addition, net revenue in our hearing health direct-to-end-consumer business decreased due to lower advertising spend in 2019 in an effort to
reduce costs. The Company is optimistic about the progress that has been made and the long-term prospects of the value-based hearing healthcare market.
Market dynamics, such as low penetration rates, an aging population, regulatory scrutiny, and the need for reduced cost and convenience, have resulted in
the emergence of alternative care models, including the direct-to-the-consumer channel and pending over-the-counter channel. IntriCon believes it is very
well positioned to serve these value-based hearing healthcare market channels. The Company believes long-term success in the hearing health market will
largely be driven by the indirect-to-end consumer channel. As such, in February 2020 the Company re-prioritized investments to more clearly focus on
securing high-profile partners that value our ability to deliver an “eco-system of care” platform, which includes superior hearing aids, self-fitting software
and customer care to the U.S. market.

Net  revenue  to  the  professional  audio  device  sector  decreased  10.5  percent  in  2019  compared  to  the  same  period  in  2018  due  to  a  decrease  in  orders.
IntriCon will continue to leverage its core technology in professional audio to support existing customers.

 24

 
 
 
 
   
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
     
     
     
 
   
   
      
      
      
  
   
   
 
 
 
Gross Profit

Gross profit, both in dollars and as a percent of revenue, for the years ended December 31, 2019 and 2018, were as follows:

Gross Profit

2019

Percent

2018

Percent

Change

Dollars

  of Revenue

Dollars

  of Revenue

Dollars

Percent

  $

30,986     

27.3%  $

36,231     

31.8%  $

(5,245)    

-14.5%

The 2019 gross profit decrease as a percentage of revenue over the prior year was primarily due to product mix and a full year of ramp-up costs associated
with the new manufacturing facility that was entered into in June 2018.

Sales and Marketing, General and Administrative and Research and Development Expenses

Sales and marketing, general and administrative and research and development expenses for the years ended December 31, 2019 and 2018 were:

Sales and Marketing
General and Administrative
Research and Development

2019

2018

Change

  $

Dollars

11,498     
13,933     
3,830     

Percent

of Revenue

10.1%  $
12.3%   
3.4%   

Dollars

11,467     
11,718     
4,671     

Percent

of Revenue

Dollars

Percent

10.1%  $
10.3%   
4.1%   

31     
2,215     
(841)    

0.3%
18.9%
-18.0%

Sales and marketing expenses remained consistent with the prior year. General and administrative expenses increased from the prior year primarily related
to increased stock compensation expense as well as other external services and support costs to drive business growth. Research and development expenses
were lower than the prior year period primarily due to reduced outside service costs and tech fees.

Impairment Loss

Impairment loss for the year ended 2019 was $3,765. The impairment losses related to a write-off of goodwill and intangible assets due to the fair value
being less than its carrying value within our Hearing Help Express reporting unit. There were no impairment losses identified for the prior year periods.

Interest Income (Expense), net

Interest income for 2019 was $920 compared to expense of $314 in 2018. The change was primarily due to the full debt repayment during the second half
of 2018 with the proceeds from our August 2018 public offering and our investment of proceeds into investment securities in 2019.

Other Expense, net

In  2019,  other  expense,  net  was  $743  compared  to  $815  in  2018.  The  change  in  other  expense,  net  primarily  related  to  reduced  losses  incurred  in  our
Signison partnership accounted for under the equity method.

 25

 
 
 
 
   
     
 
   
     
 
   
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
     
 
   
     
 
   
     
 
 
 
 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
Income Tax Expense

Income taxes were as follows:

Income tax expense
Percentage of income tax expense of income (loss) from continuing operations before income taxes, non-controlling

interest and discontinued operations

2019

2018

  $

201 

  $

484 

10.79%   

6.68%

The expense in 2019 and 2018 was primarily due to foreign taxes on international operations. The Company is in a net operating loss (“NOL”) position for
US  federal  and  state  income  tax  purposes,  but  our  deferred  tax  asset  related  to  the  NOL  carry  forwards  have  been  largely  offset  by  a  full  valuation
allowance. We incur minimal income tax expense for the current period domestic operations. We have approximately $30,871 of gross NOL carry forwards
available to offset future U.S. federal income taxes that begin to expire in 2023.

Loss on Disposal of Discontinued Operations

Loss on disposal of discontinued operations was $1,116 and $0 for the years ended December 31, 2019 and December 31, 2018 due to the disposal of assets
of our United Kingdom subsidiary in 2019.

Loss from Discontinued Operations

Loss  from  discontinued  operations,  net  of  income  taxes,  was  $597  and  $1,215  for  the  years  ended  December  31,  2019  and  December  31,  2018,
respectively, due to the operations of our United Kingdom subsidiary.

Results of Operations: 2018 Compared with 2017

Consolidated Net Revenue

Below is a summary of our revenue by main markets for the years ended December 31, 2018 and 2017:

Medical:

Diabetes
Other Medical

Total
Hearing Health:

Value Based DTEC
Value Based ITEC
Legacy OEM

Total

Professional Audio Communications

Total Net Revenue

2018

2017

Dollars

Percent 

Change

  $

  $

  $

  $
  $
  $

65,197    $
10,448     
75,645    $

6,858    $
11,949     
12,257     
31,064    $
7,239    $
113,948    $

43,365    $
10,087     
53,452    $

6,492    $
9,395     
11,449     
27,336    $
6,166    $
86,954    $

21,832     
361     
22,193     

366     
2,554     
808     
3,728     
1,073     
26,994     

50.3%
3.6%
41.5%

5.6%
27.2%
7.1%
13.6%
17.4%
31.0%

 26

 
 
 
 
   
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
   
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
     
     
     
 
   
   
      
      
      
  
   
   
 
In 2018, we experienced a 41.5 percent increase in medical revenue primarily driven by higher sales to Medtronic while the rest of the medical market
remained relatively stable.

Net revenue in our hearing health business for the year ended December 31, 2018, excluding our hearing health direct-to-end-consumer business, increased
16.1 percent over the same period in 2017. The increase was primarily due to gains in our value-based hearing healthcare markets.

Net revenue in our hearing health direct-to-end-consumer business for the year ended December 31, 2018 increased 5.6 percent over the same period in
2017, primarily due to an increase in advertising, which drove sales.

Net revenue to the professional audio device sector increased 17.4 percent in 2018 compared to the same period in 2017. IntriCon will continue to leverage
its core technology in professional audio to support existing customers.

Gross Profit

Gross profit, both in dollars and as a percent of revenue, for the years ended December 31, 2018 and 2017, were as follows: 

Gross Profit

  $

36,231     

31.8%  $

25,270     

29.1%  $

10,961     

43.4%

2018

Percent

of Revenue

Dollars

2017

Percent

of Revenue

Dollars

Change

Dollars

Percent

The 2018 gross profit increase as a percentage of revenue over the prior year was primarily due to higher overall sales volumes slightly offset by ramp-up
costs associated with the new manufacturing facility.

Sales and Marketing, General and Administrative and Research and Development Expenses

Sales and marketing, general and administrative and research and development expenses for the years ended December 31, 2018 and 2017 were:

Sales and Marketing
General and Administrative
Research and Development

2018

  $

Dollars

11,467     
11,718     
4,671     

Percent

of Revenue

2017

Percent

of Revenue

Dollars

Change

Dollars

Percent

10.1%  $
10.3%   
4.1%   

8,262     
8,966     
4,458     

9.5%  $
10.3%   
5.1%   

3,205     
2,752     
213     

38.8%
30.7%
4.8%

Sales and marketing expenses increased over the prior year due to increased hearing health direct-to-end-consumer advertising spending, bad debt expense,
other outsider services and support costs. General and administrative and research and development expenses were greater than the prior year period
primarily due to increased other external services and support costs to drive business growth.

Interest Expense

Interest  expense  for  2018  was  $314,  a  decrease  of  $402  from  $716  in  2017.  The  decrease  in  interest  expense  was  primarily  due  to  lower  average
outstanding debt balances during the year due to the full debt repayment during the second half of 2018 with the proceeds from our August 2018 public
offering.

Other Expense, net

In  2018,  other  expense,  net  was  $815  compared  to  $406  in  2017.  The  change  in  other  expense  primarily  related  to  additional  losses  incurred  in  our
partnerships accounted for under the equity method during the current period.

 27

 
 
 
 
 
 
 
 
   
     
 
   
     
 
   
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
     
 
   
     
 
   
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
Income Tax Expense

Income taxes were as follows:

Income tax expense
Percentage of income tax expense of income (loss) from continuing operations before income taxes, non-controlling

interest and discontinued operations

2018

2017

  $

484 

  $

8 

6.68%   

0.32%

The expense in 2018 and 2017 was primarily due to foreign taxes on international operations. The Company is in a net operating loss (“NOL”) position for
US  federal  and  state  income  tax  purposes,  but  our  deferred  tax  asset  related  to  the  NOL  carry  forwards  have  been  largely  offset  by  a  full  valuation
allowance. We incur minimal income tax expense for the current period domestic operations. As of December 31, 2018, we had approximately $38,432 of
NOL carry forwards available to offset future U.S. federal income taxes that begin to expire in 2023.

Loss on Disposal of Discontinued Operations

Loss  on  disposal  of  discontinued  operations  was  $0  and  $164  for  the  years  ended  December  31,  2018  and  December  31,  2017  due  to  the  sale  of  the
Company’s cardiac diagnostic monitoring business in 2017.

Loss from Discontinued Operations

Loss  from  discontinued  operations  was  $1,215  and  $1,170  for  the  years  ended  December  31,  2018  and  December  31,  2017,  respectively,  due  to  the
operations of the United Kingdom subsidiary and the Company’s cardiac diagnostic monitoring business.

Loss Allocated to Non-Controlling Interest

Loss  allocated  to  non-controlling  interest  of  $0  and  $938  for  the  years  ended  December  31,  2018  and  December  31,  2017  was  primarily  due  to  losses
within HHE. In December 2017, we obtained 100% ownership of HHE, therefore a non-controlling interest no longer existed in 2018.

Liquidity and Capital Resources

Our primary sources of cash have been cash flows from operations, bank borrowings, investment income and sales of equity. For the last three years, cash
has  been  used  for  repayments  of  bank  borrowings,  the  acquisition  of  HHE  and  other  assets,  as  well  as  purchases  of  equipment  and  working  capital  to
support growth.

As  of  December  31,  2019,  we  had  approximately  $9,162  of  cash,  cash  equivalents  and  restricted  cash  on  hand.  Sources  of  our  cash  for  the  year  ended
December 31, 2019 have been from our operating and investing activities, as described below.

Consolidated  net  working  capital  decreased  to  $53,349  at  December  31,  2019  from  $62,897  at  December  31,  2018.  Our  cash  flows  from  operating,
investing and financing activities, as reflected in the statement of cash flows for the years ended December 31, are summarized as follows:

Cash provided by (used in) continuing operations:

Operating activities
Investing activities
Financing activities

Effect of exchange rate changes on cash
Net increase in cash from continuing operations

 28

2019

2018

2017

  $

  $

1,525    $
(227)    
(109)    
1     
1,190    $

1,475    $
(44,993)    
52,000     
(141)    
8,341    $

5,362 
(4,673)
(36)
268 
921 

 
 
 
 
   
 
   
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
   
     
     
 
 
 
 
 
 
 
 
   
      
      
  
   
   
   
 
Operating Activities. In  2019,  the  most  significant  items  that  contributed  to  the  $1,525  provided  by  operating  activities  were  add  backs  for  non-cash
depreciation  and  amortization,  impairment  losses,  and  stock-based  compensation,  as  well  as  decreases  in  accounts  receivable,  and  inventory,  partially
offset  by  increases  in  contract  assets  as  well  as  decreases  in  accounts  payable  and  accrued  expenses.  Days  sales  in  inventory  decreased  from  79  at
December 31, 2018 to 73 at December 31, 2019. Days payables outstanding decreased from 65 days at December 31, 2018 to 52 days at December 31,
2019. Day sales outstanding decreased from 34 days at December 31, 2018 to 29 days at December 31, 2019.

Cash generated from operations may be affected by a number of factors. See “Forward Looking Statements” and “Item 1A Risk Factors” contained in this
Form 10-K for a discussion of some of the factors that can negatively impact the amount of cash we generate from our operations.

Investing Activities. In 2019, net cash used in investing activities of $227 consisted of $4,593 in purchases of machinery and equipment, $818 for the
acquisition  of  other  assets  and  $609  for  the  investment  in  several  of  the  Company’s  joint  ventures,  including  Signison  and  others,  partially  offset  by
$5,793 net proceeds derived from investment securities.

Financing Activities. In 2019, net cash used in financing activities of $109 was comprised primarily of payments for financing leases and withholding of
common stock upon vesting of restricted stock units for payment of withholding taxes, partially offset by the exercise of stock options and employee stock
purchase plan shares.

We had the following bank arrangements at December 31:

Total borrowing capacity under existing facilities

Facility borrowings:

Domestic revolving credit facility
Capital expenditure loan facility
Domestic term loan
Foreign overdraft and letter of credit facility

Total borrowings and commitments
Remaining availability under existing facilities

2019

2018

  $

9,589    $

13,884 

—     
—     
—     
—     
—     
9,589    $

— 
— 
— 
— 
— 
13,884 

  $

During the second half of 2018, we utilized proceeds from our public offering and repaid all of our domestic and foreign bank debt. During 2019, we did
not borrow on any of our available facilities.

Domestic Credit Facilities

The Company and its domestic subsidiaries are parties to a credit facility with CIBC Bank USA. The credit facility, as amended through December 31,
2019, provides for a $7,000 revolving credit facility, with a $200 sub facility for letters of credit. Under the revolving credit facility, the availability of
funds  depends  on  a  borrowing  base  composed  of  stated  percentages  of  the  Company’s  eligible  trade  receivables  and  eligible  inventory,  and  eligible
equipment less a reserve. The credit facility matures on December 15, 2022.

 29

 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
    
  
 
   
      
  
   
      
  
   
   
   
   
   
 
 
 
  
On April 17, 2019, the Company entered into a Thirteenth Amendment to the Loan and Security Agreement with CIBC Bank USA which: reduced our
borrowing capacity to its current $7,000 level; lessened restrictions surrounding acquisitions, business investments, distributions and disposition of assets;
eliminated  the  mandatory  prepayment  requirement  with  respect  to  proceeds  from  asset  sales  and  capital  and  debt  financings;  and  eliminated  the  annual
capital expenditure covenant.

The Company was in compliance with all applicable covenants under the credit facility as of December 31, 2019.

Foreign Credit Facility

In addition to its domestic credit facilities, the Company’s wholly-owned subsidiary, IntriCon, PTE LTD., entered into an international senior secured credit
agreement with Oversea-Chinese Banking Corporation Ltd. that provides for an asset-based line of credit. Borrowings bear interest at a rate of .75% to
2.5% over the lender’s prevailing prime lending rate.

Capital Adequacy

We believe that funds expected to be generated from operations, funds maintained in liquid investments and funds available under our revolving credit loan
facility will be sufficient to meet our anticipated cash requirements for operating needs for at least the next 12 months. While management believes that we
will be able to meet our liquidity needs for at least the next 12 months, no assurance can be given that we will be able to do so.

Contractual Obligations

The following table represents our contractual obligations and commercial commitments, excluding interest expense, as of December 31, 2019.

Contractual Obligations

Pension and other postretirement benefit obligations
Leases
Technology access liability
Self-fitting software
Total contractual obligations

Foreign Currency Fluctuation

Total

Less than 
1 Year

1-3 Years

3-5 Years

  $

  $

1,228    $
5,183     
2,225     
1,207     
6,411    $

191    $
2,034     
1,236     
285     
2,225    $

504    $
3,066     
989     
922     
3,570    $

388    $
83     
—     
—     
471    $

More 
than 5 
Years

145 
— 
— 
— 
145 

Generally, the effect of changes in foreign currencies on our results of operations is partially or wholly offset by our ability to make corresponding price
changes in the local currency. From time to time, the impact of fluctuations in foreign currencies may have a material effect on the financial results of the
Company.  Foreign  currency  transaction  amounts  included  in  the  statements  of  operations  include  losses  of  $48,  $64,  and  $89  in  2019,  2018  and  2017,
respectively. See Note 15 to the Company’s consolidated financial statements included herein.

Off-Balance Sheet Obligations

We had no material off-balance sheet obligations as of December 31, 2019.

Related Party Transactions

For a discussion of related party transactions, see Note 19 to the Company’s consolidated financial statements included herein.

 30

 
 
 
 
 
 
 
 
 
 
 
   
     
     
     
     
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
Litigation

For a discussion of litigation, see “Item 3. Legal Proceedings” and Note 18 to the Company’s consolidated financial statements included herein.

New Accounting Pronouncements

See Note 1 of the Notes to the Consolidated Financial Statements under Item 8 of this Annual Report on Form 10-K, for information pertaining to recently
adopted accounting standards or accounting standards to be adopted in the future.

Critical Accounting Policies and Estimates

The significant accounting policies of the Company are described in Note 1 to the consolidated financial statements and have been reviewed with the audit
committee of our Board of Directors. The preparation of financial statements in conformity with accounting principles generally accepted in the United
States  of  America  requires  management  to  make  estimates  and  assumptions  that  affect  the  reported  amounts  of  assets  and  liabilities  and  disclosures  of
contingent assets and liabilities at the date of the financial statements and the reported amounts of revenue and expense during the reporting period. The
accounting policies of the Company with significant estimates and assumptions are described below.

Revenue Recognition

For its body-worn device segment, the Company recognizes revenue when a performance obligation is satisfied by transferring control of a distinct good or
service to a customer. Control transfers over time during the manufacturing process for our medical market while the remaining markets control transfers at
a  point  in  time.  For  its  hearing  health  direct-to-end-consumer  segment,  the  Company  recognizes  revenue  after  the  customer  trial  period  has  ended
(generally 60 days from shipment).

Body-worn  device  segment  customers  generally  have  30  days  to  notify  the  Company  if  the  product  is  damaged  or  defective.  Beyond  that,  there  are  no
significant obligations that remain after shipment other than warranty obligations. Contracts with customers do not include product return rights, other than
for non-conformance; however, the Company may elect in certain circumstances to accept returns of products. The Company records revenue for product
sales net of returns and discounts. Sales and use tax are reported on a net basis.

In general, the Company warrants its products to be free from defects in material and workmanship and will fully conform to and perform to specifications
for a period of one year. The Company develops a warranty reserve based on historical experience. While the Company’s warranty costs have historically
been within its expectations, the Company cannot guarantee that it will continue to experience the same warranty return rates or repair costs that it has
experienced in the past.

Accounts Receivable Reserves

This  reserve  is  an  estimate  of  the  amount  of  accounts  receivable  that  are  uncollectible.  The  reserve  is  based  on  a  combination  of  specific  customer
knowledge,  general  economic  conditions  and  historical  trends.  Management  believes  the  results  could  be  materially  different  if  economic  conditions
change for our customers.

Inventory Valuation

Inventory is recorded at the lower of our cost and net realizable value. Net realizable value is defined as the estimated selling price in the ordinary course of
business, less reasonably predictable cost of completion, disposal and transportation. An inventory reserve is recorded for excess and obsolete inventory
based on historical trends, product life cycles, forecasts of future inventory needs and on-hand inventory levels. Management believes reserve levels could
be materially affected by changes in technology, our customer base, customer needs, general economic conditions and the success of certain Company sales
programs.

Goodwill and Intangible Assets

Goodwill is reviewed for impairment annually or more frequently if changes in circumstances or the occurrence of events suggest impairment exists. The
Company  may  apply  a  qualitative  assessment  to  determine  if  it  is  more  likely  than  not  that  goodwill  is  impaired.  If  the  Company  does  not  pass  the
qualitative assessment, or choses to skip the assessment, it performs a test comparing fair value of a reporting unit to its carrying value. The Company
would  need  to  recognize  an  impairment  charge  for  the  amount  by  which  the  carrying  amount  exceeds  the  reporting  unit’s  fair  value.  As  of  and  for  the
period ended June 30, 2019, the fair value of the goodwill within our Hearing Help Express reporting unit was less than its carrying amount, which resulted
in non-cash impairment charges to goodwill of $1,257 and intangible assets of $2,508. There were no further adjustments made to the carrying amount of
goodwill and intangible assets as of December 31, 2019. The Company concluded that no impairment of goodwill or intangible assets occurred during the
years ended December 31, 2018 and 2017.

 31

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Long-lived Assets

Long-lived assets are recorded at cost. The Company assesses the carrying amount for impairment when events or changes in circumstances indicate that
the carrying amount may not be recoverable. This assessment includes certain assumptions related to future needs for the asset to help generate future cash
flow. Changes in those assessments, future economic conditions or technological changes could have a material adverse impact on the carrying value of
these assets.

Deferred Taxes

The  ultimate  realization  of  deferred  tax  assets  is  dependent  upon  the  generation  of  future  taxable  income  during  the  periods  in  which  those  temporary
differences become deductible. Management considers the scheduled reversal of deferred tax liabilities and projected future taxable income in making this
assessment. Actual future operating results, as well as changes in our future performance, could have a material impact on the valuation allowance.

Employee Benefit Obligations

We provide retirement and health care insurance for certain domestic retirees and employees of our Selas operations discontinued in 2005. We measure the
costs  of  our  obligation  based  on  our  best  estimate.  The  net  periodic  costs  are  recognized  as  employees  render  the  services  necessary  to  earn  the  post-
retirement  benefit.  Several  assumptions  and  statistical  variables  are  used  in  the  models  to  calculate  the  expense  and  liability  related  to  the  plans.  We
determine  assumptions  about  the  discount  rate,  the  expected  rate  of  return  on  plan  assets  and  the  future  rate  of  compensation  increases.  The  actuarial
models also use assumptions on demographic factors such as retirement, mortality and turnover. Changes in actuarial assumptions could vary materially
from actual results due to economic events and different rates of retirement, mortality and withdrawal.

ITEM 7A. Quantitative and Qualitative Disclosures About Market Risk

Not applicable.

ITEM 8. Financial Statements and Supplementary Data

Management’s Report on Internal Control over Financial Reporting

Management of IntriCon Corporation and its subsidiaries (“the Company”) is responsible for establishing and maintaining adequate internal control over
financial  reporting,  as  such  term  is  defined  in  Rules  13a-15(f)  of  the  Securities  Exchange  Act  of  1934.  The  Company’s  internal  control  over  financial
reporting is designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external
purposes in accordance with generally accepted accounting principles. The Company’s internal control over financial reporting includes those policies and
procedures that (1) pertain to maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of
the Company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of the financial statements in accordance
with generally accepted accounting principles, and that receipts and expenditures of the Company are being made only in accordance with authorizations of
management and directors of the Company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use
or disposition of the Company’s assets that could have a material effect on the financial statements.

Because of inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of the
effectiveness  of  internal  control  over  financial  reporting  to  future  periods  are  subject  to  the  risk  that  the  controls  may  become  inadequate  because  of
changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

The Company’s management assessed the effectiveness of the Company’s internal control over financial reporting as of December 31, 2019, using criteria
set  forth  in  Internal  Control—Integrated  Framework  issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission  (2013
framework). Based on this assessment, the Company’s management believes that, as of December 31, 2019, the Company’s internal control over financial
reporting was effective based on those criteria.

The  Company’s  independent  registered  public  accounting  firm  has  audited  the  Company’s  internal  control  over  financial  reporting  as  of  December  31,
2019, as stated in the Report of Independent Registered Public Accounting Firm appearing under Item 8.

There  were  no  changes  in  our  internal  control  over  financial  reporting  during  the  most  recent  fiscal  quarter  covered  by  this  report  that  have  materially
affected, or are reasonably likely to materially affect, the Company’s internal control over financial reporting.

 32

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the shareholders and the board of directors of IntriCon Corporation and Subsidiaries:

Opinions on the Financial Statements and Internal Control over Financial Reporting

We have audited the accompanying consolidated balance sheets of IntriCon Corporation and Subsidiaries (the “Company”) as of December 31, 2019 and
2018, the related consolidated statements of operations, comprehensive income (loss), equity, and cash flows, for each of the three years in the period ended
December 31, 2019, and the related notes (collectively referred to as the “consolidated financial statements”). We also have audited the Company’s internal
control over financial reporting as of December 31, 2019, based on criteria established in Internal Control – Integrated Framework: (2013) issued by the
Committee of Sponsoring Organizations of the Treadway Commission (COSO).

In our opinion, the consolidated financial statements present fairly, in all material respects, the financial position of the Company as of December 31, 2019
and 2018, and the results of their operations and their cash flows for each of the three years in the period ended December 31, 2019, in conformity with
accounting principles generally accepted in the United States of America. Also in our opinion, the Company maintained, in all material respects, effective
internal control over financial reporting as of December 31, 2019, based on criteria established in Internal Control – Integrated Framework: (2013) issued
by COSO.

Adoption of New Accounting Standard

As discussed in Notes 1 and 12 to the consolidated financial statements, the Company has changed its method of accounting for operating leases as of
January 1, 2019 due to the adoption of ASU 2016-02, Leases (Topic 842).

Basis for Opinions

The Company’s management is responsible for these consolidated financial statements, for maintaining effective internal control over financial reporting,
and for its assessment of the effectiveness of internal control over financial reporting, included in the accompanying Management’s Report on Internal
Control over Financial Reporting. Our responsibility is to express an opinion on the Company’s consolidated financial statements and an opinion on the
Company’s internal control over financial reporting based on our audits. We are a public accounting firm registered with the Public Company Accounting
Oversight Board (United States) (“PCAOB”) and are required to be independent with respect to the Company in accordance with the U.S. federal securities
laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audits to obtain reasonable
assurance about whether the consolidated financial statements are free of material misstatement, whether due to error or fraud and whether effective
internal control over financial reporting was maintained in all material respects.

Our audits of the financial statements included performing procedures to assess the risks of material misstatement of the consolidated financial statements,
whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence
regarding the amounts and disclosures in the consolidated financial statements. Our audits also included evaluating the accounting principles used and
significant estimates made by management, as well as evaluating the overall presentation of the consolidated financial statements. Our audit of internal
control over financial reporting included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness
exists, and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk. Our audits also included performing
such other procedures as we considered necessary in the circumstances. We believe that our audits provide a reasonable basis for our opinions.

Definition and Limitations of Internal Control Over Financial Reporting

A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting
and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A company’s internal control
over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly
reflect the transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit
preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are
being made only in accordance with authorizations of management and directors of the company; and (3) provide reasonable assurance regarding
prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s assets that could have a material effect on the financial
statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of
effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of
compliance with the policies or procedures may deteriorate.

/s/ Baker Tilly Virchow Krause, LLP

We have served as the Company’s auditor since 2005.

Minneapolis, Minnesota

March 16, 2020

 33

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
INTRICON CORPORATION
Consolidated Statements of Operations
 (In Thousands, Except Per Share Amounts)

Year Ended December 31,

Revenue, net
Cost of goods sold
Gross profit

Operating expenses:

Sales and marketing
General and administrative
Research and development
Impairment loss (Note 5 and 6)

Total operating expenses
Operating income (loss)

Interest income (expense), net
Other expense, net
Income (loss) from continuing operations before income taxes, non-controlling

interest and discontinued operations

Income tax expense
Income (loss) from continuing operations before non-controlling interest and

discontinued operations

Loss on disposal of discontinued operations (Note 2)
Loss from discontinued operations, net of income taxes (Note 2)
Net income (loss)
Less: Loss allocated to non-controlling interest
Net income (loss) attributable to IntriCon shareholders

Basic income (loss) per share:
Continuing operations
Discontinued operations
Net income (loss) per share:

Diluted income (loss) per share:
Continuing operations
Discontinued operations
Net income (loss) per share:

Average shares outstanding:

Basic
Diluted

2019

2018

2017

113,493    $
82,507     
30,986     

113,948    $
77,717     
36,231     

11,498     
13,933     
3,830     
3,765     
33,026     
(2,040)    

920     
(743)    

(1,863)    
201     

(2,064)    
(1,116)    
(597)    
(3,777)    
—     
(3,777)   $

(0.23)   $
(0.20)    
(0.43)   $

(0.23)   $
(0.20)    
(0.43)   $

11,467     
11,718     
4,671     
—     
27,856     
8,375     

(314)    
(815)    

7,246     
484     

6,762     
—     
(1,215)    
5,547     
—     
5,547    $

0.89    $
(0.16)    
0.73    $

0.78    $
(0.14)    
0.64    $

$

$

$

$

$

$

86,954 
61,684 
25,270 

8,262 
8,966 
4,458 
— 
21,686 
3,584 

(716)
(406)

2,462 
8 

2,454 
(164)
(1,170)
1,120 
(938)
2,058 

0.50 
(0.20)
0.30 

0.46 
(0.18)
0.28 

6,852 
7,307 

8,748     
8,748     

7,599     
8,630     

(See accompanying notes to the consolidated financial statements)

 34

 
 
 
   
   
 
 
   
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
     
     
 
 
 
 
 
 
 
 
 
      
      
  
 
 
      
      
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
      
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
      
  
 
 
      
      
  
 
 
 
 
 
 
 
      
      
  
 
 
      
      
  
 
 
 
 
 
 
 
      
      
  
 
 
      
      
  
 
 
 
 
 
 
INTRICON CORPORATION
Consolidated Statements of Comprehensive Income (Loss)
 (In Thousands)

Net income (loss)
Realized foreign currency translation loss from discontinued operations previously

$

unrealized, net of taxes of $0 (Note 2)

Realized foreign currency translation gain from investment in partnerships, net of

taxes of $0

Unrealized foreign currency translation adjustment from continuing operations, net

of taxes of $0

Interest rate swap, net of taxes of $0
Pension and postretirement obligations, net of taxes of $0
Comprehensive income (loss)

$

2019

Year Ended December 31,
2018

2017

(3,777)   $

5,547    $

1,120 

280     

118     

(10)    
—     
19     
(3,370)   $

—     

—     

(206)    
(8)    
20     
5,353    $

— 

— 

235 
26 
20 
1,401 

(See accompanying notes to the consolidated financial statements)

 35

 
 
 
   
 
   
 
 
 
 
 
 
 
     
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
      
  
 
 
INTRICON CORPORATION
Consolidated Balance Sheets
(In Thousands, Except Per Share Amounts)

December 31,
2019

December 31,
2018

Current assets:
Cash, cash equivalents and restricted cash
Short-term investment securities
Accounts receivable, less allowance for doubtful accounts of $325 at December 31, 2019 and $807 at

December 31, 2018

Inventories
Contract assets
Other current assets
Current assets of discontinued operations

Total current assets

 Machinery and equipment

Less: Accumulated depreciation
Net machinery and equipment

Goodwill
Intangible assets, net
Operating lease right-of-use assets, net
Investment in partnerships
Long-term investment securities
Other assets, net
Noncurrent assets of discontinued operations
Total assets

Current liabilities:
Current financing leases
Current operating leases
Accounts payable
Accrued salaries, wages and commissions
Other accrued liabilities
Liabilities of discontinued operations

Total current liabilities

Noncurrent financing leases
Noncurrent operating leases
Other postretirement benefit obligations
Accrued pension liabilities
Other long-term liabilities

Total liabilities

Commitments and contingencies
Shareholders’ equity:
Common stock, $1.00 par value per share; 20,000 shares authorized; 8,781 and 8,664 shares issued and

outstanding at December 31, 2019 and December 31, 2018, respectively

Additional paid-in capital
Accumulated deficit
Accumulated other comprehensive loss

Total shareholders’ equity

Non-controlling interest

Total equity

Total liabilities and equity

 36

$

$

$

$

9,162    $
23,451     

8,993     
16,377     
10,237     
1,975     
80     
70,275     

41,073     
27,522     
13,551     

9,551     
—     
4,372     
1,160     
8,629     
6,055     
—     
113,593    $

101    $
1,729     
9,876     
2,274     
2,869     
77     
16,926     

30     
2,937     
382     
655     
2,171     
23,101     

8,781     
86,770     
(4,286)    
(520)    
90,745     
(253)    
90,492     
113,593    $

8,047 
38,093 

11,266 
18,163 
5,624 
2,146 
1,205 
84,544 

36,725 
25,303 
11,422 

10,808 
2,585 
— 
2,091 
— 
3,427 
371 
115,248 

— 
— 
12,871 
4,409 
4,031 
336 
21,647 

— 
— 
377 
706 
544 
23,274 

8,664 
84,999 
(509)
(927)
92,227 
(253)
91,974 
115,248 

 
 
   
 
   
 
 
 
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
      
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
  
 
 
 
 
 
 
 
 
 
      
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
  
 
 
      
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
  
 
 
      
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
INTRICON CORPORATION
Consolidated Statements of Cash Flows
(In Thousands)

Year Ended December 31,
Cash flows from operating activities:
 Net income (loss)
 Loss from discontinued operations, net of tax
 Income (loss) from continuing operations
 Adjustments to reconcile net income (loss) from continuing operations to net cash

$

provided by operating activities:
Depreciation and amortization
Impairment of goodwill and intangible assets
Loss on disposition of property
Equity in loss of partnerships
Amortization of debt issuance costs
Stock-based compensation
Change in allowance for doubtful accounts
Changes in operating assets and liabilities:
 Accounts receivable
 Inventories
 Contract assets
 Other assets
 Accounts payable
 Accrued expenses
 Other liabilities

 Net cash provided by operating activities of continuing operations
 Net cash (used in) operating activities of discontinued operations
 Net cash provided by operating activities

Cash flows from investing activities:

Proceeds from sale of machinery and equipment
Purchases of machinery and equipment
Payments for acquisition of other assets
Purchase of investment securities
Proceeds from sale of investment securities
Proceeds from maturities of investment securities
Purchase of Hearing Help Express
Investment in partnerships

Net cash provided by (used in) investing activities of continuing operations
Net cash (used in) investing activities of discontinued operations
Net cash (used in) investing activities

Cash flows from financing activities:
Proceeds from long-term debt
Repayments of long-term debt
Payment of debt issuance costs
Proceeds from issuance of common stock, net of costs
Payments for repurchase of common stock and related costs
Payment of financing leases
Exercise of stock options and employee stock purchase plan shares
Withholding of common stock upon vesting of restricted stock units

 Net cash provided by (used in) financing activities

Effect of exchange rate changes on cash of continuing operations
Effect of exchange rate changes on cash of discontinued operations
Effect of exchange rate changes on cash

Net change in cash, cash equivalents and restricted cash
Cash, cash equivalents and restricted cash, beginning of period

Cash, cash equivalents and restricted cash, end of period

$

2019

2018

2017

(3,777)    
1,713     
(2,064)    

3,277     
3,765     
—     
288     
—     
1,886     
(482)    

2,769     
1,609     
(4,613)    
440     
(3,057)    
(2,077)    
(216)    
1,525     
(55)    
1,470     

—     
(4,593)    
(818)    
(43,797)    
38,015     
11,575     
—     
(609)    
(227)    
(15)    
(242)    

—     
—     
—     
—     
—     
(111)    
306     
(304)    
(109)    

1     
(5)    
(4)    

1,115     
8,047     

9,162     

5,547    $
1,215     
6,762     

2,891     
—     
—     
390     
158     
1,395     
475     

(3,219)    
(5,086)    
(2,645)    
(403)    
1,851     
(700)    
(394)    
1,475     
(1,298)    
177     

—     
(5,503)    
—     
(38,093)    
—     
—     
—     
(1,397)    
(44,993)    
(4)    
(44,997)    

14,169     
(25,868)    
(88)    
88,967     
(25,907)    
—     
727     
—     
52,000     

(141)    
(9)    
(150)    

7,030     
1,017     

8,047    $

1,120 
1,334 
2,454 

2,134 
— 
9 
421 
80 
844 
162 

(2,042)
(2,643)
(1,117)
(933)
3,767 
2,120 
106 
5,362 
(1,132)
4,230 

19 
(2,266)
— 
— 
— 
— 
(650)
(1,776)
(4,673)
(47)
(4,720)

19,162 
(19,373)
(139)
— 
— 
— 
314 
— 
(36)

268 
13 
281 

(245)
1,262 

1,017 

 (See accompanying notes to the consolidated financial statements)

 37

 
 
 
 
 
     
     
 
 
 
 
 
 
 
 
   
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
      
      
  
 
 
 
 
 
 
 
      
      
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
      
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
      
  
 
 
      
      
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
      
  
 
 
      
      
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
      
  
 
 
 
 
 
 
 
 
 
      
      
  
 
 
 
 
 
 
 
      
      
  
 
 
 
INTRICON CORPORATION
Consolidated Statements of Equity
 (In Thousands)

Balance December 31, 2016
Exercise of stock options, net
Shares issued under the employee stock

purchase plan

Stock-based compensation
Net income
Amounts impacting other comprehensive loss    
Acquisition non-controlling interest
Allocation of non-controlling interest at

acquisition

Balance December 31, 2017
Exercise of stock options, net
Shares issued under the employee stock

purchase plan

Stock-based compensation
Issuance of common stock
Repurchase of common stock
Net income
Amounts impacting other comprehensive loss    
Balance December 31, 2018
Exercise of stock options, net
Withholding of common stock upon vesting of

restricted stock units

Shares issued under the employee stock

purchase plan

Stock-based compensation
Net income
Amounts impacting other comprehensive loss    
Balance December 31, 2019

Common 
Stock 
Number 
of Shares

Common 
Stock 
Amount

Additional 
Paid-in 
Capital

Retained 
Earnings 
(Accumulated
Deficit)

Accumulated 
Other 
Comprehensive
Loss

Non-
Controlling 
Interest

Total 
Equity

6,820    $
69     

6,820    $
69     

21,383    $
131     

(8,114)   $
—     

(1,014)   $
—     

455    $
—     

19,530 
200 

11     
—     
—     
—     
—     

—     
6,900     
532     

7     
—     
1,725     
(500)    
—     
—     
8,664     
69     

11     
—     
—     
—     
—     

—     
6,900     
532     

7     
—     
1,725     
(500)    
—     
—     
8,664     
69     

103     
844     
—     
—     
—     

(880)    
21,581     
(23)    

211     
1,395     
87,242     
(25,407)    
—     
—     
84,999     
29     

—     
—     
2,058     
—     
—     

—     
(6,056)    
—     

—     
—     
—     
—     
5,547     
—     
(509)    
—     

—     
—     
—     
281     
—     

—     
(733)    
—     

—     
—     
—     
—     
—     
(194)    
(927)    
—     

—     
—     
(938)    
—     
(650)    

880     
(253)    
—     

—     
—     
—     
—     
—     
—     
(253)    
—     

114 
844 
1,120 
281 
(650)

— 
21,439 
509 

218 
1,395 
88,967 
(25,907)
5,547 
(194)
91,974 
98 

36     

36     

(340)    

—     

—     

—     

(304)

9     
3     
—     
—     
8,781    $

9     
3     
—     
—     
8,781    $

199     
1,883     
—     
—     
86,770    $

—     
—     
(3,777)    
—     
(4,286)   $

—     
—     
—     
407     
(520)   $

—     
—     
—     
—     
(253)   $

208 
1,886 
(3,777)
407 
90,492 

 38

 
 
 
 
     
     
     
     
     
     
 
 
 
 
   
 
     
     
     
     
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
IntriCon Corporation

Notes to Consolidated Financial Statements (In Thousands, Except Per Share Data)

1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

Headquartered in Arden Hills, Minnesota, IntriCon Corporation (together with its subsidiaries, referred to as the Company, we, us or our) is an international
company engaged in designing, developing, engineering, manufacturing and distributing body-worn devices. The Company designs, develops, engineers,
manufactures  and  distributes  micro-miniature  products,  microelectronics,  micro-mechanical  assemblies,  complete  assemblies  and  software  solutions,
primarily  for  the  medical  market,  the  emerging  value  based  hearing  healthcare  market,  the  hearing  health  direct-to-end-consumer  and  indirect-to-end-
consumer markets and the professional audio communication market. In addition to its operations in the state of Minnesota, the Company has facilities in
the state of Illinois, and in Singapore, Indonesia, and Germany.

Basis  of  Presentation  –  On  June  25,  2019,  the  Company’s  officers,  pursuant  to  delegated  authority  from  the  board,  approved  plans  to  discontinue  the
operations of its United Kingdom (UK) subsidiary within our body worn device segment. For all periods presented, the Company classified this business as
discontinued operations, and, accordingly, has reclassified historical financial data presented herein. See further information in Note 2.

Consolidation  –  The  consolidated  financial  statements  include  the  accounts  of  the  Company  and  its  consolidated  subsidiaries.  All  intercompany
transactions and balances have been eliminated in consolidation.

Principles of Consolidation – The Company evaluates its voting and variable interests in entities on a qualitative and quantitative basis. The Company
consolidates entities in which it concludes it has the power to direct the activities that most significantly impact an entity’s economic success and has the
obligation to absorb losses or the right to receive benefits that could be significant to the entity.

Discontinued Operations – The Company records discontinued operations when the disposal of a separately identified business unit constitutes a strategic
shift in the Company’s operations.

Segment Disclosures – A business segment is a distinguishable component of an enterprise that is engaged in providing an individual product or service or
a group of related products or services and that is subject to risks and returns that are different from those of other business segments. The Company has
determined that the Company operates in two reportable segments, our body-worn device segment and our direct-to-end-consumer hearing health segment,
as further described in Note 3.

Use of Estimates – The Company makes estimates and assumptions relating to the reporting of assets and liabilities, the recording of reported amounts of
revenues and expenses and the disclosure of contingent assets and liabilities to prepare these consolidated financial statements. Actual results could differ
from those estimates. Considerable management judgment is necessary in estimating future cash flows and other factors affecting the valuation of goodwill,
intangible assets, and employee benefit obligations including the operating and macroeconomic factors that may affect them. The Company uses historical
financial information, internal plans and projections and industry information in making such estimates.

Revenue Recognition – Revenue is measured based on consideration specified in the contract with a customer, adjusted for any applicable estimates of
variable consideration and other factors affecting the transaction price, including noncash consideration, consideration paid or payable to customers and
significant financing components. Revenue from all customers is recognized when a performance obligation is satisfied by transferring control of a distinct
good or service to a customer.

 39

 
 
 
 
 
 
 
 
 
 
 
 
 
Individual promised goods and services in a contract are considered a performance obligation and accounted for separately if the customer can benefit from
the good or service on its own or with other resources that are readily available to the customer and the good or service is separately identifiable from other
promises  in  the  arrangement.  When  an  arrangement  includes  multiple  performance  obligations,  the  consideration  is  allocated  between  the  performance
obligations  in  proportion  to  their  estimated  stand-alone  selling  price.  Costs  related  to  products  delivered  are  recognized  in  the  period  incurred,  unless
criteria for capitalization of costs are met. Cost of goods sold consist primarily of direct labor, manufacturing overhead, materials and components.

The Company excludes from revenue taxes collected from a customer that are assessed by a governmental authority and imposed on and concurrent with a
specific revenue-producing transaction.

The Company includes shipping and handling fees in revenue. Shipping and handling costs associated with outbound freight after control over a product
has transferred to a customer are accounted for as a fulfillment cost and are included in cost of goods sold.

The timing of revenue recognition, billings and cash collections results in billed accounts receivable, unbilled receivables (contract assets), and customer
advances and deposits (contract liabilities) on the Consolidated Balance Sheet.

When more than one party is involved in providing goods or services to a customer, the Company determines whether it is a principal or an agent in these
transactions by evaluating the nature of its promise to the customer. The Company is a principal and therefore records revenue on a gross basis if it controls
a promised good or service before transferring that good or service to the customer. The Company is an agent and records as revenue the net amount it
retains for its agency services if its role is to arrange for another entity to provide the goods or services.

Performance obligations  -  A  performance  obligation  is  a  promise  in  a  contract  to  transfer  a  distinct  good  or  service  to  the  customer  and  is  the  unit  of
account.  A  contract’s  transaction  price  is  allocated  to  each  distinct  performance  obligation  in  proportion  to  the  standalone  selling  price  for  each  and
recognized as revenue when, or as, the performance obligation is satisfied. The Company’s various performance obligations and the timing or method of
revenue recognition in each of the Company’s markets are discussed below:

Medical market  -  Customer  orders  from  the  medical  market  consist  of  a  specified  number  of  assembled  and  customized  parts  that  the  customer  further
integrates into their production process to produce market ready products. Customer orders do not include additional follow-on goods or services.

With the exception of prompt payment discounts, the transaction price for medical market products is the invoiced amount. Variable consideration in the
form of refunds, credits, rebates, price concessions, pricing incentives or other items impacting transaction price are not present.

All of the Company’s products manufactured for the medical market are designed to each customer’s specifications, do not have an alternative use and
cannot be sold or redirected by the Company to others. The Company has an enforceable right to payment for any finished or in-process units, including a
reasonable margin, if the customer terminates the contract for reasons other than the Company’s failure to perform as promised. The Company considers
contractual arrangements, laws and legal precedent in determining enforceable right. Control of these units is deemed to transfer to the customer over time
during the manufacturing process, using the same measure of progress toward satisfying the promise to deliver the units to the customer. Each order is for a
series of distinct units that comprise a single performance obligation. Consequently, the transaction price is recognized as revenue over time based on actual
costs incurred in the manufacturing process to date relative to total expected costs to produce all ordered units.

Medical  market  products  are  invoiced  when  shipped  and  paid  within  normal  commercial  terms.  The  Company  records  a  contract  asset  for  revenue
recognized over time in the production process for customized products that have not been shipped or invoiced to the customer.

Hearing  health  market  -  Customer  orders  from  the  hearing  health  market  consist  of  hearing  aid  devices  and  related  accessories.  Each  unit  of  product
delivered under a customer order represents a distinct and separate performance obligation as the customer can benefit from each unit on its own or with
other resources that are readily available to the customer and each unit of product is separately identifiable from other products in the arrangement.

With  the  exception  of  prompt  payment  discounts,  the  transaction  price  for  the  hearing  health  markets  products  is  the  invoiced  amount.  Variable
consideration in the form of refunds, credits, rebates, price concessions, pricing incentives or other items impacting transaction price are not present.

 40

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Nearly all of the Company’s products manufactured for the hearing health market can be reworked without significant cost and sold to another customer in
the event of the customer’s termination of an order before delivery, and therefore have an alternative use to the Company. Generally, revenue is recognized
upon the transfer of control of the products which is based on shipment terms; however, in certain cases the amount of shipment is adjusted for expected
future returns and related consideration received.

Professional  audio  market  -  The  Company  sells  body-worn  audio  devices  with  application  in  the  aviation,  fire,  law  enforcement,  safety  and  military
markets as well as for performers and production staff in the music and stage performance markets. Each unit on a customer’s purchase order represents a
distinct and separate performance obligation as the customer can benefit from each unit on its own or with other resources that are readily available to the
customer and each unit is separately identifiable from the others because one does not significantly affect, modify or customize another.

Variable consideration in the form of refunds, credits, rebates, price concessions, pricing incentives or other items impacting the transaction price are not
present. Invoiced amounts are deemed to approximate standalone selling price.

The products manufactured for the professional audio market can be reworked without significant cost and sold to another customer in the event of the
customer’s termination of an order before delivery and therefore have an alternative use to the Company. Transfer of control of the goods, and revenue
recognition, occurs at the point in time of shipment or delivery of the products to the customer depending on the applicable shipping terms. Professional
audio market products are billed when shipped and paid within normal commercial terms.

Hearing  health  direct-to-end-consumer  (DTEC)  market  -  The  hearing  health  DTEC  business  distributes  hearing  aids  and  related  accessories  to  the  end
consumer and is the Company’s only business market that generates revenue from sales to the end consumer. The Company also sells a limited number of
service plans for the hearing aids. Each product or service is a distinct performance obligation as each is independently useful either on its own or together
with other products procured from the Company or other vendors and each product or service is separately identifiable from the others because one does
not significantly affect, modify or customize another. Invoiced amounts approximate standalone selling price.

The hearing health DTEC business offers a 60-day trial period to the end consumer for hearing aids, during which customers can return the hearing aids for
a  full  refund  or  exchange  for  a  different  hearing  aid.  The  Company  recognizes  revenue  only  after  completion  of  the  60-day  trial  period,  when  the
customer’s commitment to the arrangement is deemed to exist and an enforceable right to payment is established.

The transaction price for hearing aid accessories and service plans is the invoiced amount. Variable consideration in the form of refunds, credits, rebates,
price concessions, pricing incentives or other items impacting transaction price are not present. Hearing aid accessories are billed and revenue is recognized
upon shipment to the customer. Invoices are paid within normal commercial terms. Annual service plans are billed along with the hearing aid at the end of
the 60-day trial period or upon renewal of the service plan, and paid within normal commercial terms. As the customer consumes the benefits of the service
plan relatively evenly over the plan term, revenue for service plans is recognized on a straight-line basis commencing at the end of the trial period.

Sales Commissions  -  The  Company  has  elected  to  apply  the  practical  expedient  provided  by  ASC  340-40-25-4  and  recognize  the  incremental  costs  of
obtaining contracts as an expense when incurred, as the amortization period of the assets that would have otherwise been recognized is one year or less.
These costs are included in sales and marketing expenses on the consolidated statements of operations.

Fair  Value  Measurements  –  The  Company  follows  the  authoritative  guidance  on  fair  value  measurements  and  disclosures  with  respect  to  assets  and
liabilities that are measured at fair value on both a recurring and nonrecurring basis. Fair value is defined as the exit price, or the amount that would be
received to sell an asset or paid to transfer a liability in an orderly transaction between market participants as of the measurement date. The authoritative
guidance  also  establishes  a  hierarchy  for  inputs  used  in  measuring  fair  value  that  maximizes  the  use  of  observable  inputs  and  minimizes  the  use  of
unobservable inputs by requiring that the most observable inputs be used when available. Observable inputs are inputs market participants would use in
valuing  the  asset  or  liability,  based  on  market  data  obtained  from  sources  independent  of  the  Company.  Unobservable  inputs  are  inputs  that  reflect  the
Company’s  assumptions  about  the  factors  market  participants  would  use  in  valuing  the  asset  or  liability  developed  based  upon  the  best  information
available in the circumstances. The categorization of financial assets and financial liabilities within the valuation hierarchy is based upon the lowest level of
input that is significant to the fair value measurement. The hierarchy is broken down into three levels defined as follows:

● Level 1 – Inputs are quoted prices in active markets for identical assets or liabilities.
● Level 2 – Inputs include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in

markets that are not active, and inputs (other than quoted prices) that are observable for the asset or liability either directly or indirectly.

● Level 3 – Inputs are unobservable for the asset or liability.

 41

 
 
 
 
 
 
 
 
 
 
 
  
The  Company  reviews  the  fair  value  hierarchy  classification  on  a  quarterly  basis.  Changes  in  the  ability  to  observe  valuation  inputs  may  result  in  a
reclassification of levels for certain securities within the fair value hierarchy. The Company’s policy is to recognize transfers into and out of levels within
the fair value hierarchy at the end of the fiscal quarter in which the actual event or change in circumstances that caused the transfer occurs. There were no
transfers between Level 1, Level 2, or Level 3 during the years ended December 31, 2019 and 2018. When a determination is made to classify an asset or
liability within Level 3, the determination is based upon the significance of the unobservable inputs to the overall fair value measurement.

The  carrying  value  of  cash,  cash  equivalents  and  restricted  cash,  accounts  receivable,  contract  assets,  notes  payable,  and  trade  accounts  payables
approximate fair value because of the short maturity of those instruments. The fair values of the Company’s long-term debt obligations, pension and post-
retirement obligations approximate their carrying values based upon current market rates of interest.

Concentration of Cash – The Company deposits its cash in what management believes are high credit quality financial institutions. The balance, at times,
may exceed federally insured limits.

Restricted Cash – Restricted cash consists of deposits required to secure a credit facility at our Singapore location and deposits required to fund retirement
related benefits for certain employees.

Investment Securities – As of December 31, 2018, investment securities were classified as available for sale securities and were marked-to-market at the
reporting  period  with  realized  gains  and  losses  recorded  in  net  income.  In  2019,  investments  were  transferred  from  marketable  equity  securities  to
commercial paper, corporate notes and bonds. As of December 31, 2019, investment securities are classified as held to maturity based on our intent and
ability to hold these investments until maturity. As a result, these investments are recorded at amortized cost. Available for sale securities are classified as
current  if  expected  to  be  used  in  operations,  sold  or  transferred  to  alternative  investment  vehicles  within  the  next  12  months  while  held  to  maturity
securities are classified as current if the maturity date occurs within the next 12 months. Investment income included in interest income (expense), net on
the consolidated statement of operations was $996 and $332 during 2019 and 2018, respectively.

Accounts Receivable – Amounts recorded in receivables, net, on the consolidated balance sheet include amounts billed and currently due from customers.
The amounts due are stated at their net estimated realizable value. An allowance for doubtful accounts is maintained to provide for the estimated amount of
receivables that will not be collected. The Company reviews customers’ credit history before extending unsecured credit and establishes an allowance for
uncollectible accounts based upon factors surrounding the credit risk of specific customers, historical trends and other information. Invoices are generally
due  30  days  after  presentation. Accounts  receivable  over  30  days  are  considered  past  due.  The  Company  does  not  accrue  interest  on  past  due  accounts
receivables. Receivables are written off once all collection attempts have failed and are based on individual credit evaluation and specific circumstances of
the customer. The allowance for doubtful accounts balance was $325 and $807 as of December 31, 2019 and 2018, respectively.

Inventories – Inventories are stated at the lower of cost or net realizable value. The Company reduces the carrying value of inventories for items that are
determined to be excess, obsolete or slow-moving based on changes in customer demand, technology developments, or other economic factors. The cost of
the inventories is determined by the first-in, first-out method.

Contract Assets - Contract assets primarily include unbilled amounts recognized as revenue for customized products manufactured for the medical market.
The customized goods have no alternative use to the Company and the Company has an enforceable right to payment for performance completed to date.
The  Company  begins  revenue  recognition  when  these  goods  enter  the  manufacturing  process  and  continues  based  on  a  measure  of  progress  toward
completion  using  a  cost-to-cost  input  method  that  considers  labor  and  overhead  costs  incurred  and  materials  used  to  date  in  the  manufacturing  process
relative to total expected production costs. Given the relatively short duration of the production process, contract assets are classified as current. Contract
assets  are  reclassified  to  accounts  receivable  upon  shipment  of  and  invoicing  for  the  products,  at  which  point  the  right  to  consideration  becomes
unconditional.

Machinery and Equipment – Machinery and equipment are carried at cost. Depreciation is computed on a straight-line basis using estimated useful lives
of 5 to 40 years for buildings and improvements and 3 to 12 years for machinery and equipment. Leasehold improvements are amortized using the straight-
line method over the shorter of the lease term or the estimated useful life of the asset. Improvements are capitalized and expenditures for maintenance,
repairs  and  minor  renewals  are  charged  to  expense  when  incurred.  At  the  time  assets  are  retired  or  sold,  the  costs  and  accumulated  depreciation  are
eliminated  and  the  resulting  gain  or  loss,  if  any,  is  reflected  in  the  consolidated  statement  of  operations.  Depreciation  expense  was  $2,554,  $1,909  and
$1,679 for the years ended December 31, 2019, 2018 and 2017, respectively.

Intangible Assets –  Definite-lived intangible assets consist of various acquired Hearing Help Express trademarks and customer relationships which are
amortized  over  eighteen  to  twenty  years.  Amortization  expense  was  $77,  $155  and  $180  for  the  years  ended  December  31,  2019,  2018  and  2017,
respectively. As of and for the period ended June 30, 2019, the fair value of the intangible assets within our Hearing Help Express reporting unit was less
than its carrying amount, which resulted in a non-cash impairment charge to intangible assets of $2,508. There were no further adjustments made to the
carrying amount of intangible assets as of December 31, 2019.

 42

 
 
 
 
 
 
 
 
 
 
 
 
Impairment of Long-lived Assets and Long-lived Assets to be Disposed of – The Company reviews its long-lived assets, certain identifiable intangibles,
other  assets  and  goodwill  for  impairment  whenever  events  or  changes  in  circumstances  indicate  that  the  carrying  amount  of  an  asset  may  not  be
recoverable. Recoverability of assets to be held and used is measured by a comparison of the carrying amount of an asset group to future net undiscounted
cash flows expected to be generated by the asset group. If such assets are considered to be impaired, the impairment to be recognized is measured by the
amount by which the carrying amount of the assets exceeds the fair value of the assets. Assets to be disposed of are reported at the lower of the carrying
amount or fair value less costs to sell. As of December 31, 2019, the Company has determined that no impairment of long-lived assets from continuing
operations exists outside of impairments included in Note 6.

Goodwill is reviewed for impairment annually or more frequently if changes in circumstances or the occurrence of events suggest impairment exists. The
Company  may  apply  a  qualitative  assessment  to  determine  if  it  is  more  likely  than  not  that  goodwill  is  impaired.  If  a  reporting  unit  does  not  pass  the
qualitative assessment, or the Company choses to skip the assessment, it performs a test comparing fair value of a reporting unit to its carrying value. The
Company recognizes an impairment charge for the amount by which the carrying amount exceeds the reporting unit’s fair value. As of and for the period
ended June 30, 2019, the fair value of the goodwill within our Hearing Help Express reporting unit was less than its carrying amount, which resulted in a
non-cash impairment charge to goodwill of $1,257. There were no further adjustments made to the carrying amount of goodwill as of December 31, 2019.

Leases – At inception of a contract a determination is made whether an arrangement meets the definition of a lease. A contract contains a lease if there is
an identified asset and the Company has the right to control the asset. Operating leases are recorded as right-of-use (“ROU”) assets with corresponding
current and noncurrent operating lease liabilities on our consolidated balance sheets. Financing leases are included within machinery and equipment with
corresponding current and noncurrent financing lease liabilities on our consolidated balance sheets.

ROU  assets  represent  our  right  to  use  an  underlying  asset  for  the  duration  of  the  lease  term  and  lease  liabilities  represent  our  obligation  to  make  lease
payments  arising  from  the  lease.  Recognition  on  the  commencement  date  is  based  on  the  present  value  of  lease  payments  over  the  lease  term  using  an
incremental borrowing rate. Leases with a term of 12 months or less at the commencement date are not recognized on the balance sheet and are expensed as
incurred.

The Company has lease agreements with lease and non-lease components, which are accounted for as a single lease component for all asset classes. Leases
are accounted for at a portfolio level when similar in nature with identical or nearly identical provisions and similar effective dates and lease terms.

Other Assets, Net – The principal amounts included in other assets, net are technology related assets, of which, $3,679 relates to self-fitting software as of
December 31, 2019. In addition, $1,866 and $2,259 relates to technology access as of December 31, 2019 and 2018, respectively. The Company capitalizes
costs of acquired technology which provide a future economic benefit. Amortization expense was $456, $739 and $455 for the years ended December 31,
2019, 2018 and 2017, respectively.

Investment in Partnerships – Certain of the Company’s investments in equity securities are long-term, strategic investments in companies. Depending on
whether the Company has significant influence over the entity, the Company accounts for these investments under the cost or equity method of accounting.
Under  the  cost  method,  the  Company  records  the  investment  at  the  amount  the  Company  paid  and  recognizes  income  as  dividends  are  paid.  Under  the
equity method, the Company records the investment at the amount the Company paid and adjusts for the Company’s share of the investee’s income or loss
and dividends paid. If payment for an investment exceeds the underlying book value of the investment, the Company allocates the difference to the fair
value of the investment assets and to goodwill; and records related amortization of those assets within the equity investment balance and related equity in
income  (loss)  of  the  investment.  The  investments  are  reviewed  quarterly  for  changes  in  circumstances  or  the  occurrence  of  events  that  suggest  the
Company’s investment may not be recoverable.

Other Long-Term Liabilities – The amounts included in other long-term liabilities relate to contractual payments due to third parties beyond the next 12
months.

Income Taxes – Income taxes are accounted for under the asset and liability method. Deferred tax assets and liabilities are recognized for the future tax
consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases,
operating losses and tax credit carry forwards. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income
in  the  years  in  which  those  temporary  differences  are  expected  to  be  recovered  or  settled.  Valuation  allowances  are  established  to  the  extent  the  future
benefit from the deferred tax assets realization is more likely than not unable to be realized. The effect on deferred tax assets and liabilities of a change in
tax rates is recognized in income in the period that includes the enactment date. The Company recognizes accrued interest and penalties related to uncertain
tax positions in income tax expense. At December 31, 2019 and 2018, the Company had no accrual for the payment of tax related interest and there was no
tax  interest  or  penalties  recognized  in  the  consolidated  statements  of  operations.  The  Company’s  federal  and  state  tax  returns  are  potentially  open  to
examinations for fiscal years 2003-2005, 2009-2013 and 2015-2018.

 43

 
 
 
 
 
 
 
 
 
 
 
Employee Benefit Obligations – The Company provides pension and health care insurance for certain domestic retirees and employees of its operations
discontinued  in  2005.  These  obligations  have  been  included  in  continuing  operations  as  the  Company  retained  these  obligations.  The  Company  also
provides retirement related benefits for certain foreign employees. The Company measures the costs of its obligation based on actuarial determinations. The
net  periodic  costs  are  recognized  as  employees  render  the  services  necessary  to  earn  the  post-retirement  benefit  and  the  obligation  is  recorded  on  the
consolidated balance sheet as accrued pension liabilities.

Assumptions about the discount rate and the expected rate of return on plan assets are determined by the Company. The Company believes the assumptions
are  within  accepted  guidelines  and  ranges.  However,  these  actuarial  assumptions  could  vary  materially  from  actual  results  due  to  economic  events  and
different rates of retirement, mortality and withdrawal.

Stock  Based  Compensation  and  Equity  Plans  –  Under  the  Company  stock-based  compensation  plans,  executives,  employees  and  outside  directors
receive awards of options to purchase common stock and restricted stock units. Under all awards, the terms are fixed at the grant date. For stock options,
the exercise price equals the market price of the Company’s stock on the date of the grant. Options under the plans generally vest over three years, and have
a maximum term of 10 years. The Company expenses grant-date fair values of stock options, based on the Black-Scholes model, ratably over the vesting
period of the related share-based award. Restricted stock units are valued based on the grant price and are expensed evenly over the vesting period. The
restricted  stock  units  vest  in  equal,  annual  installments  over  a  three  year  period  beginning  on  the  first  anniversary  of  the  date  of  grant  at  which  time
common stock is issued with respect to vested units. The plans also permits the granting of stock awards, stock appreciation rights, restricted stock and
other equity based awards.

Product Warranty – The Company offers a warranty on various products and services. The Company estimates the costs that may be incurred under its
warranties and records a liability in the amount of such costs at the time the product is sold. Factors that affect the Company’s warranty liability include the
number  of  units  sold,  historical  and  anticipated  rates  of  warranty  claims  and  cost  per  claim.  The  Company  periodically  assesses  the  adequacy  of  its
recorded warranty liabilities and adjusts the amounts as necessary. The amount of the reserve recorded is equal to the costs to repair or otherwise satisfy the
claim. Historically, the Company has not incurred any significant amounts of warranty expense on its products. A warranty reserve of $65 and $20 was
recorded as of December 31, 2019 and 2018, respectively.

Patent Costs – Costs associated with the submission of a patent application are expensed as incurred given the uncertainty of the patents providing future
economic benefit to the Company.

Advertising Costs – Advertising costs amounted to $2,650, $3,419 and $1,696 in 2019, 2018 and 2017, respectively, and are charged to expense when
incurred.

Research and Development Costs – Research and development costs, net of customer funding, amounted to $3,830, $4,671 and $4,458 in 2019, 2018 and
2017,  respectively,  and  are  charged  to  expense  when  incurred,  net  of  customer  funding.  The  Company  accrues  proceeds  received  under  governmental
grants when earned and estimable as a reduction to research and development expense.

 44

 
 
 
 
 
 
 
 
  
Customer Funded Tooling Costs – The Company designs and develops molds and tools for reimbursement on behalf of several customers. The Company
does not consider tooling transactions as ongoing central operations of the Company, and therefore, customer payments are not included in revenue in the
consolidated statements of operations. Costs associated with the design and development of the molds and tools are charged to expense, net of the customer
reimbursement amount. Net customer funded tooling resulted in income (expense) of $25, ($184) and $95 for the years ended December 31, 2019, 2018
and 2017, respectively, and is included in cost of goods sold in the consolidated statements of operations.

Income (Loss) Per Share – Basic income (loss) per share is computed by dividing net income (loss) by the weighted average number of shares of common
stock outstanding during the year. Diluted income (loss) per common share reflects the potential dilution of securities that could share in the earnings. The
Company uses the treasury stock method for calculating the dilutive effect of stock options.

Comprehensive Income (Loss) – Comprehensive income (loss) consists of net income (loss), change in fair value of derivative instruments, pension and
post-retirement obligations and foreign currency translation adjustments and is presented in the consolidated statements of comprehensive income (loss).

Foreign Currency Translation – The Company’s German subsidiary accounts for its transactions in its functional currency, the euro. Foreign assets and
liabilities are translated into United States dollars using the year-end exchange rates. Equity is translated at average historical exchange rates. Results of
operations  are  translated  using  the  average  exchange  rates  throughout  the  year.  Translation  gains  or  losses  are  accumulated  as  a  separate  component  of
equity.

Subsequent Event Policy – The Company has evaluated events occurring after the date of the consolidated financial statements for events requiring
recording or disclosure in the consolidated financial statements.

Derivative Financial Instruments — When deemed appropriate, the Company enters into derivative instruments. The Company does not use derivative
financial instruments for speculative or trading purposes. All derivative transactions are linked to an existing balance sheet item or firm commitment, and
the notional amount does not exceed the value of the exposure being hedged.

We recognize all derivative financial instruments in the consolidated financial statements at fair value regardless of the purpose or intent for holding the
instrument. Generally, changes in fair values of derivatives accounted for as cash flow hedges, to the extent they are effective as hedges, are recorded in
other comprehensive income (loss), net of tax or, if ineffective, on the consolidated statements of operations.

Recent Accounting Pronouncements

In December 2019, the FASB issued ASU 2019-12, Simplifying the Accounting for Income Taxes as part of its overall simplification initiative to reduce
costs and complexity in applying accounting standards while maintaining or improving the usefulness of the information provided to users of the financial
statements.  Amendments  include  removal  of  certain  exceptions  to  the  general  principals  of  ASC  740,  Income Taxes,  and  simplification  in  several  other
areas  such  as  accounting  for  franchise  tax  (or  similar  tax)  that  is  partially  based  on  income.  ASU  2019-12  is  effective  for  interim  and  annual  periods
beginning after December 15, 2020. The Company is currently reviewing this standard to assess the impact on our financial position, results of operations
and cash flows.

In January 2020, the FASB issued ASU 2020-01, Clarifying the Interactions between Topic 321, Topic 323, and Topic 815, which clarifies that a company
should consider observable transactions that require a company to either apply or discontinue the equity method of accounting under ASC 323, Investments
– Equity Method and Joint Venture, for the purposes of applying the measurement alternative in accordance with ASC 321, Investments – Equity Securities,
immediately before applying or upon discontinuing the equity method. ASU 2020-01 is effective for interim and annual periods beginning after December
15, 2020. The Company is currently reviewing this standard to assess the impact on our financial position, results of operations and cash flows.

2. DISCONTINUED OPERATIONS

On  June  25,  2019,  the  Company’s  officers,  pursuant  to  delegated  authority  from  the  board,  approved  plans  to  discontinue  the  operations  of  its  UK
subsidiary within the body worn device segment. As of December 31, 2019, we continue to settle the remaining assets and liabilities of the subsidiary. The
final closing of the UK subsidiary is expected to occur during the first half of 2020.

At June 30, 2019, the net realizable value of certain assets was less than their carrying value resulting in a loss on disposal.

The Company considered the disposal a strategic shift in accordance with ASC 205 and the results of the UK operations have been classified as loss on
discontinued operations, net of income taxes, in the accompanying Consolidated Statements of Operations, Comprehensive Income (Loss) and Cash Flows.
Current  assets,  noncurrent  assets,  and  liabilities  of  the  discontinued  operations  have  been  reclassified  and  reflected  on  the  accompanying  Consolidated
Balance  Sheets  as  “Current  assets  of  discontinued  operations,”  “Noncurrent  assets  of  discontinued  operations,”  and  “Liabilities  of  discontinued
operations”, respectively. Prior periods relating to our discontinued operations have also been reclassified to reflect consistency within our consolidated
financial statements. 

 45

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
During the year ended December 31, 2019, we derecognized approximately $761 of non-cash operating lease ROU assets and lease liabilities from our
discontinued operations.

The total assets and liabilities of the UK subsidiary at December 31 were as follows: 

Accounts receivable, net
Inventories
Other current assets

Current assets of discontinued operations

Machinery and equipment

Less: Accumulated depreciation
Net machinery and equipment

Other assets, net
Total assets

Accounts payable
Other accrued liabilities

Current liabilities of discontinued operations

Net assets

December 31,
2019

December 31,
2018

—    $
—     
80     
80     

—     
—     
—     

—     
80    $

—     
77     
77     
3    $

213 
818 
174 
1,205 

436 
126 
310 

61 
1,576 

320 
16 
336 
1,240 

$

$

$

The loss on disposal of discontinued operations, as a result of the plan to discontinue the operations of the UK, for the year ended December 31, 2019 was
computed as follows: 

Accounts receivable, net
Write-down of inventory to net realizable value
Write-down of machinery and equipment to salvage value
Other assets and liabilities, net
Realized loss on foreign currency
Net assets disposed
Additional disposal costs, net
Loss on disposal of discontinued operations

 46

$

$

77 
278 
298 
71 
280 
1,004 
112 
1,116 

 
 
 
 
 
 
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      
  
 
 
 
 
 
 
 
 
 
      
  
 
 
 
 
 
 
      
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The following table shows the results of the UK subsidiary’s discontinued operations: 

Revenue, net
Cost of goods sold
Gross profit

Sales and marketing
General and administrative

Total operating expenses
Other income, net
Loss from discontinued operations, net of taxes

2019

Year Ended December 31,
2018

2017

1,068    $
667     
401     
314     
684     
998     
—     
(597)   $

2,514    $
1,582     
932     
902     
1,291     
2,193     
46     
(1,215)   $

3,683 
2,206 
1,477 
1,185 
1,373 
2,558 
39 
(1,042)

$

$

In  December  2016,  the  Company’s  board  of  directors  approved  plans  to  discontinue  its  cardiac  diagnostic  monitoring  business. The  Company  sold  the
cardiac diagnostic monitoring business on February 17, 2017 to Datrix, LLC and recorded a $164 loss on the sale.

The following table shows the results of the cardiac diagnostic monitoring discontinued operations: 

Revenue, net
Operating costs and expenses
Net loss from discontinued operations

3. SEGMENT REPORTING

2019

Year Ended December 31,
2018

2017

$

—    $
—     
—     

—    $
—     
—     

140 
(268)
(128)

The Company currently operates in two reportable segments: body-worn devices and hearing health direct-to-end-consumer (DTEC). The nature of
distribution and services has been deemed separately identifiable. Therefore, segment reporting has been applied.

Income (loss) from continuing operations is total revenues, net less cost of goods sold and operating expenses. Identifiable assets by industry segment
include assets directly identifiable with those operations. The accounting policies applied to determine segment information are the same as those described
in the summary of significant accounting policies. The Company evaluates the performance of each segment based on income and loss from operations
before income taxes. The following table summarizes data by industry segment:

Year Ended December 31, 2019
Revenue, net
Impairment loss
Income (loss) from continuing operations before income taxes, non-controlling

interest and discontinued operations

Depreciation and amortization
Capital expenditures

Year Ended December 31, 2018
Revenue, net
Income (loss) from continuing operations before income taxes, non-controlling
interest and discontinued operations
Depreciation and amortization
Capital expenditures

Body Worn Devices

  Hearing Health DTEC  

Total

  $

107,373    $
—     

6,417     
3,080     
4,457     

6,120    $
3,765     

(8,280)    
197     
136     

113,493 
3,765 

(1,863)
3,277 
4,593 

Body Worn Devices

  Hearing Health DTEC  

Total

  $

107,090    $

6,858    $

113,948 

10,792     
2,678     
5,338     

(3,546)    
213     
165     

7,246 
2,891 
5,503 

Year Ended December 31, 2017
Revenue, net
Income (loss) from continuing operations before income taxes, non-controlling

Body Worn Devices

  Hearing Health DTEC  

Total

  $

80,462    $

6,492    $

86,954 

interest and discontinued operations

Depreciation and amortization
Capital expenditures

3,653     
1,922     
2,111     

(1,191)    
212     
155     

2,462 
2,134 
2,266 

 47

 
 
 
 
 
     
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
     
 
 
 
 
 
 
  
 
 
 
   
     
     
 
 
 
 
 
   
   
   
   
 
 
    
    
  
 
 
 
 
   
   
   
 
 
    
    
  
 
 
 
 
   
   
   
 
The following table summarizes the identifiable assets (excluding goodwill and intangible assets), goodwill and intangible assets by industry segment as of
the following dates:

Body Worn Devices:
Identifiable assets (excluding goodwill)
Goodwill
Hearing Health DTEC:

Identifiable assets (excluding goodwill and intangible assets)
Intangible assets
Goodwill

4. GEOGRAPHIC AND CUSTOMER INFORMATION

December 31,

December 31,

2019

2018

  $

101,311    $
9,551     

2,651     
—     
—     

97,725 
9,551 

2,554 
2,585 
1,257 

The geographical distribution of long-lived assets, consisting of machinery and equipment, and net revenue to geographical areas is set forth below:

Long-lived Assets, Net

United States
Singapore
Other
Consolidated

December 31,

December 31,

2019

2018

  $

  $

12,215    $
1,263     
73     
13,551    $

10,065 
1,240 
117 
11,422 

Long-lived  assets  consist  of  machinery  and  equipment.  Excluded  from  long-lived  assets  are  investments  in  partnerships,  patents,  license  agreements,
intangible assets and goodwill. The Company capitalizes long-lived assets pertaining to the production of specialized parts. These assets are periodically
reviewed to assure the net realizable value from the estimated future production based on forecasted cash flows exceeds the carrying value of the assets.

Net Revenue to Geographical Areas
United States
Europe
Asia
All other countries
Consolidated

Geographic net revenue is allocated based on the location of the customer.

Customer Information

Year Ended December 31,

2019

2018

2017

  $

  $

94,530    $
5,611     
9,374     
3,978     
113,493    $

96,822    $
5,846     
10,009     
1,271     
113,948    $

73,073 
5,566 
7,477 
838 
86,954 

One  customer  accounted  for  60  percent,  57  percent  and  50  percent  of  the  Company’s  consolidated  net  revenue  in  2019,  2018  and  2017,  respectively.
During 2019, 2018 and 2017, the top five customers accounted for approximately 73 percent, 72 percent and 66 percent of the Company’s consolidated net
revenue, respectively.

 48

 
 
 
   
     
 
 
 
 
 
 
 
 
 
 
 
   
      
  
   
   
      
  
 
   
      
  
   
   
   
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
Two  customers  accounted  for  a  combined  51  and  53  percent  of  the  Company’s  consolidated  accounts  receivable  at  December  31,  2019  and  2018,
respectively.

One customer accounted for 86 and 78 percent of the Company’s consolidated contract assets at December 31, 2019 and 2018, respectively.

5. GOODWILL

As of and for the period ended June 30, 2019, the fair value of the goodwill within our Hearing Help Express reporting unit was less than its carrying
amount, which resulted in a non-cash impairment charge to goodwill of $1,257. There were no further adjustments made to the carrying amount of
goodwill as of December 31, 2019. Previously, the Company concluded that no impairment of goodwill occurred during the years ended December 31,
2018 or 2017.

The changes in the carrying amount of goodwill for the years presented are as follows:

Carrying amount at December 31, 2018
Impairment of goodwill of Hearing Help Express
Carrying amount at December 31, 2019

6. INTANGIBLE ASSETS

  $

  $

10,808 
(1,257)
9,551 

Our Hearing Help Express reporting unit reported a non-cash impairment charge to intangible assets of $2,508 for the period ended June 30, 2019.

Intangible assets consisted of the following:

Carrying amount at December 31, 2018
Amortization of intangible assets of Hearing Help Express
Impairment of intangible assets of Hearing Help Express
Carrying amount at December 31, 2019

  $

  $

2,585 
(77)
(2,508)
— 

The definite-lived intangible assets consisted of various acquired Hearing Help Express trademarks and customer relationships. Prior to impairment, the
asset life of trademarks was 20 years and the life of the customer list was 18 years.

7. INVESTMENT IN PARTNERSHIPS

Investment in partnerships consisted of the following:

Investment in Signison
Investment in and cash advance for Soundperience
Other
Total

December 31,

December 31,

2019

2018

  $

  $

852    $
—     
308     
1,160    $

865 
1,022 
204 
2,091 

 49

 
 
 
 
 
 
 
   
 
   
 
 
 
 
   
 
   
   
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
The  Company  has  a  50%  ownership  interest  in  Signison  as  of  December  31,  2019.  Signison  is  accounted  for  in  the  Company’s  consolidated  financial
statements using the equity method.

As of December 31, 2018, the Company held a 49% ownership interest in Soundperience, which was accounted for using the equity method. In January
2019,  the  Company  purchased  the  source  code  for  self-fitting  software  from  Soundperience  in  exchange  for  1,829  Euros,  our  49%  ownership  in
Soundperience and the related license agreement. See Note 10.

8. INVESTMENT SECURITIES

As  of  December  31,  2019,  the  Company  invests  in  commercial  paper,  corporate  notes  and  bonds  with  original  maturities  of  less  than  two  years.  The
Company  classifies  these  investments  as  held  to  maturity  based  on  our  intent  and  ability  to  hold  these  investments  until  maturity.  As  a  result,  these
investments are recorded at amortized cost, which approximates fair value, using level 1 inputs, as of December 31, 2019. Amortization related to discounts
on investment securities was $221 for 2019.

The maturity dates of our investments as of December 31, 2019 are as follows:

Commercial Paper Original Maturities of 91 Days or More
Corporate Notes and Bonds
Total Investments

Less than one year

1-5 years

Total

  $

  $

8,461    $
14,990     
23,451    $

—    $
8,629     
8,629    $

8,461 
23,619 
32,080 

As of December 31, 2018, the Company invested $38,093 in certain liquid investment securities which were classified as available for sale investments and
measured at fair value based on Level 1 inputs. These investments were valued using quoted market prices in an active market. All of the available for sale
securities were invested in a money market account as of December 31, 2018. The Company held no available for sale securities as of December 31, 2019.

9. INVENTORIES

Inventories consisted of the following:

December 31, 2019
Domestic
Foreign
Total

December 31, 2018
Domestic
Foreign
Total

Raw materials

Work-in process

Finished products and
components

Total

    $

    $

    $

    $

10,379    $
2,482     
12,861    $

10,657    $
2,671     
13,328    $

 50

736    $
215     
951    $

2,484    $
653     
3,137    $

2,375    $
190     
2,565    $

1,583    $
115     
1,698    $

13,490 
2,887 
16,377 

14,724 
3,439 
18,163 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
      
      
  
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
      
      
      
  
     
 
     
      
      
      
  
     
      
      
      
  
     
 
10. OTHER ASSETS, NET

Other assets, net consisted of the following at:

Self-fitting software
Technology access
Other

Total

December 31, 
2019

December 31, 
2018

  $

  $

3,679    $
1,866     
510     
6,055    $

— 
2,259 
1,168 
3,427 

In January 2019, the Company purchased the source code for self-fitting software from Soundperience for 1,829 Euros and transferred our 49% ownership
interest in Soundperience and related license agreement to the majority owner. The Company has capitalized the self-fitting software based on the cost of
the consideration transferred and will begin amortizing the asset when it is placed into service. Included in the capitalized cost of the self-fitting software is
$586 of cash paid at closing as well as $869 due in quarterly installments over the next four years, $533 due in January 2023 and $1,691 for the value of the
ownership interests and license agreement transferred. The future payments are due in Euros and the related liabilities are revalued based on exchange rates
as of each reporting period. As of December 31, 2019, outstanding liabilities consist of $285 other accrued current liabilities and $921 other long-term
liabilities.

11. OTHER ACCRUED LIABILITIES

Other accrued liabilities at December 31:

Pension
Postretirement benefit obligation
Deferred revenue
Technology access liability
Other

Total

  $

  $

2019

2018

120    $
71     
327     
1,236     
1,115     
2,869    $

119 
73 
786 
2,225 
828 
4,031 

The technology access liability, reflected above, relates to amounts owed to gain access to technology. On November 1, 2019, an amendment was entered
into between the parties to extend the terms of repayment to quarterly installments through December 2021. As a result, $989 was reclassified to noncurrent
as of December 31, 2019.

12. LEASES

The Company’s significant accounting policies are detailed in “Note 1: Summary of Significant Accounting Policies”. In February 2016, the FASB issued
ASU 2016-02 “Leases” (Topic 842). Topic 842 supersedes the lease accounting guidance previously set forth in the Accounting Standards Codification
(ASC) Topic 840 “Leases,” and requires lessees to recognize a lease liability and a right-of-use asset (ROU) for all leases that extend beyond one year. The
Company adopted Topic 842 with a date of initial application of January 1, 2019, which resulted in a ROU asset and lease liability of approximately
$6,000, including discontinued operations.

 51

 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
   
   
   
   
 
 
 
 
The Company did not apply Topic 842 retrospectively using the transition option in ASU 2018-11, “Targeted Improvements” to ASC 842, to not restate
comparative periods in transition and instead to use the effective date of ASC 842, “Leases”, as the date of initial application of transition. In addition, we
elected the package of practical expedients permitted under the transition guidance within the new standard which allowed us to carry forward the historical
lease classification.

The Company’s leases pertain primarily to engineering, manufacturing, sales and administrative facilities, with an initial term of one year or more. The
Company has three leased facilities in Minnesota, two that expire in 2022 and one that expires in 2023, one leased facility in Illinois that expires in 2022,
one leased facility in Singapore that expires in 2020, one leased facility in Indonesia that expires in 2024, and one leased facility in Germany that expires in
2022.

Certain foreign leases allow for variable lease payments that depend on an index or a market rate adjustment for the respective country and are adjusted on
an annual basis. The adjustment is recognized as incurred in profit and loss. The facility leases include options to extend for terms ranging from one to five
years. Lease options that the Company is reasonably certain to execute, are included in the determination of the ROU asset and lease liability. Our
Indonesia lease includes embedded forward starting leases that will begin in 2022 and 2024 for additional square footage, which will result in the
recognition of an additional ROU asset and lease liability in those periods of approximately $103 and $72, respectively. The Company also leases
equipment that include bargain purchase options at termination. These leases have been classified as finance leases.

As of December 31, 2019, the Company has a weighted-average lease term of 1.4 years for its finance leases, and 3.1 years for its operating leases. As of
December 31, 2019, the Company has a weighted-average discount rate of 5.56% for its finance leases, and 5.25% for its operating leases. Discount rates
are determined based on 5 year term incremental borrowing rates at inception of the lease. Operating cash flows from continuing operations for the year
ended December 31, 2019 from operating leases were $1,898. Non-cash increases for the year ended December 31, 2019, to the operating lease ROU
assets, lease incentive other assets and lease liabilities from continuing operations were $741, $140, and $881, respectively. Financing lease assets are
classified as machinery and equipment within the consolidated balance sheet.

The following table summarizes lease costs by type:

Year Ended December 31,
Lease cost

Finance lease cost:

Amortization of right-of-use assets
Interest on lease liabilities

Operating lease cost
Variable lease cost*

Total lease cost

2019

103 
10 

1,862 
564 
2,539 

  $

  $

*Variable lease costs consists primarily of taxes, insurance, and common area or other maintenance costs for our domestic and foreign building leases.

Total expense for 2018 and 2017 under leases pertaining primarily to engineering, manufacturing, sales and administrative facilities, with an initial term of
one year or more, was $2,327 and $1,728, respectively.

Maturities of lease liabilities are as follows:

2020
2021
2022
2023
2024
   Total lease payments
      Less: Interest
   Present value of lease liabilities

Operating 
Leases

Financing 
Leases

Total

1,929     
1,591     
1,026     
418     
83     
5,047     
(381)    
4,666    $

105     
31     
—     
—     
—     
136     
(5)    
131    $

2,034 
1,622 
1,026 
418 
83 
5,183 
(386)
4,797 

    $

As previously disclosed in Note 20 of the Notes to the Consolidated Financial Statements in our 2018 Annual Report on Form 10-K, prior to the adoption
of ASU 2016-02, Leases (Topic 842), the future minimum payments required under lease agreements as of December 31, 2018 were 2019 - $2,417; 2020 -
$2,255; 2021 - $1,689; 2022 - $950; 2023 - $188.

 52

 
 
 
 
 
 
 
 
 
   
  
   
  
   
 
   
  
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
     
     
     
     
     
     
     
 
 
13. DOMESTIC AND FOREIGN INCOME TAXES

Domestic and foreign income taxes (benefits) were comprised as follows:

Current

Federal
State
Foreign
Total Current
Deferred
Federal
State
Foreign
Total Deferred
Income Tax Expense
Income (loss) from continuing operations before income taxes, non-controlling

interest and discontinued operations
 Foreign
 Domestic

Total

  $

  $

  $
  $

  $

Year Ended December 31,

2019

2018

2017

24    $
—     
173     
197    $

—     
—     
4     
4    $
201    $

—    $
—     
227     
227    $

12     
—     
245     
257    $
484    $

129 
17 
211 
357 

(126)
— 
(223)
(349)
8 

360     
(2,223)    
(1,863)   $

1,258     
5,988     
7,246    $

700  

1,762 
2,462 

The following is a reconciliation of the statutory federal income tax rate to the effective tax rate based on income (loss):

Tax provision at statutory rate
Change in valuation allowance
Impact of permanent items, including stock based compensation expense and
impairment loss
Effect of foreign tax rates
State taxes net of federal benefit
Effect of dividend of foreign subsidiary in prior year
Prior year provision to return true-up
Non-controlling interest
Change in expected future rate
Other
Domestic and foreign income tax rate

Year Ended December 31,

2019

2018 (a)

2017 (a)

21.00%    
(23.61)

(0.27)
0.34 
(1.00)
— 
(5.82)
(0.66)
— 
(0.77)
(10.79)%   

21.00%   
43.36 

(52.73)    
0.51 
0.14 
— 
(5.61)    
0.16 
— 
(0.15)    
6.68%   

34.00%
(247.26)

5.25 
(4.44)
3.11 
35.18 
19.47 
0.98 
156.54 
(2.51)
0.32%

(a) Historical effective tax rates have been adjusted due to discontinued operations. Please refer to Note 2 for further information.

 53

 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
     
     
 
   
   
   
      
      
  
   
   
   
   
      
      
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
   
 
 
The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and deferred tax liabilities at December 31, 2019, and
2018 are presented below:

Deferred tax assets:

Net operating loss carry forwards
Inventory
Compensation accruals
Accruals and reserves
Credits
Contract assets
Other

Total Deferred tax assets
Less: valuation allowance
Deferred tax assets net of valuation allowance

Deferred tax liabilities

Depreciation and amortization

Undistributed earnings of foreign subsidiary

Total deferred tax liabilities
Net deferred tax

Year Ended December 31,

2019

2018 (a)

7,749    $
509     
960     
109     
308     
1,489     
175     
11,299     
(10,605)    
694    $

(689)    
—     
(689)    
5    $

8,789 
678 
1,046 
206 
382 
55 
317 
11,473 
(10,165)
1,308 

(1,068)
— 
(1,068)
240 

  $

  $

  $

(a) Historical balances have been adjusted due to discontinued operations. Please refer to Note 2 for further information.

The valuation allowance is maintained against deferred tax assets which the Company has determined are more likely than not to be unrealized. The change
in valuation allowance was ($440), ($3,384), and $5,846 for the years ended December 31, 2019, 2018 and 2017, respectively. For tax reporting purposes,
the  Company  has  actual  federal  and  state  net  operating  loss  carryforwards  of  $30,871  and  $6,031,  respectively,  as  of  December  31,  2019.  These  net
operating loss carryforwards begin to expire in 2023 for federal tax purposes and began to expire in 2019 for state tax purposes. Subsequently recognized
tax  benefits,  if  any,  related  to  the  valuation  allowance  for  deferred  tax  assets  or  realization  of  net  operating  loss  carryforwards  will  be  reported  in  the
consolidated statements of operations. If substantial changes in the Company’s ownership occur, there could be an annual limitation on the amount of the
carryforwards that are available to be utilized.

 54

 
 
 
 
 
 
 
 
 
 
 
   
      
  
   
   
   
   
   
   
   
   
 
   
      
  
   
      
  
   
   
   
 
 
 
In assessing the realizability of deferred tax assets, management considers whether it is more likely than not that some portion or all of the deferred tax
assets will not be realized. The Company regularly assesses the likelihood that the deferred tax assets will be recovered from future taxable income. The
Company considers projected future taxable income and ongoing tax planning strategies, then records a valuation allowance to reduce the carrying value of
the  net  deferred  taxes  to  an  amount  that  is  more  likely  than  not  able  to  be  realized.  Based  upon  the  Company’s  assessment  of  all  available  evidence,
including  the  previous  three  years  of  United  States  based  taxable  income  and  loss  after  permanent  items,  estimates  of  future  profitability,  and  the
Company’s  overall  prospects  of  future  business,  the  Company  determined  that  it  is  more  likely  than  not  that  the  Company  will  not  be  able  to  realize  a
portion of the deferred tax assets in the future. The Company will continue to assess the potential realization of deferred tax assets on an annual basis, or an
interim basis if circumstances warrant. If the Company’s actual results and updated projections vary significantly from the projections used as a basis for
this determination, the Company may need to change the valuation allowance against the gross deferred tax assets.

The Company recognizes the financial statement benefit of a tax position only after determining that the relevant tax authority would more likely than not
sustain the position following an audit. For tax positions meeting the more-likely-than-not threshold, the amount recognized in the financial statements is
the largest benefit that has a greater than 50 percent likelihood of being realized upon ultimate settlement with the relevant taxing authority. The Company
has analyzed all tax positions for which the statute of limitations remains open. As a result of the assessment, the Company has not recorded any liabilities
for unrecognized income tax benefits or retained earnings. The Company does not have any unrecognized tax benefits as of December 31, 2019, 2018 and
2017.

The  Company  is  subject  to  income  taxes  in  the  U.S.  federal  jurisdiction,  and  various  states  and  foreign  jurisdictions.  Tax  regulations  within  each
jurisdiction are subject to the interpretation of the related tax laws and regulations and require significant judgment to apply. The Company is still subject to
U.S. federal, state and local, or non-U.S. income tax examinations by tax authorities for the years 2003 to 2005, 2009 to 2013 and for the years 2015 and
after. There are no on-going or pending IRS, state, or foreign examinations.

The Company recognizes penalties and interest accrued related to liability on unrecognized tax benefits in income tax expense for all periods presented. As
of December 31, 2019 and 2018, the Company has no amounts accrued for the payment of interest and penalties.

The Tax Cuts and Jobs Act enacted in December of 2017 introduced a new Global Intangible Low-Taxed Income (“GILTI”) provision that requires certain
income earned by foreign subsidiaries to be included currently in the gross income of the U.S. shareholder. The Company has chosen to treat GILTI as a
current-period cost when incurred.

14. EMPLOYEE BENEFIT PLANS

The Company has a defined contribution plan for most of its domestic employees. Under these plans, eligible employees may contribute amounts through
payroll deductions supplemented by employer contributions for investment in various investments specified in the plans. The Company contributions to
these plans were $700, $569 and $445 for the years ended December 31, 2019, 2018 and 2017.

 55

 
 
 
 
 
 
 
 
 
The Company provides post-retirement medical benefits to certain former domestic employees who met minimum age and service requirements. In 1999, a
plan amendment was instituted which limits the liability for post-retirement benefits beginning January 1, 2000 for certain employees who retire after that
date. This plan amendment resulted in a $1,100 unrecognized prior service cost reduction which is recognized as employees render the services necessary
to earn the post-retirement benefit. The Company’s policy is to pay the cost of these post-retirement benefits when required on a cash basis. The Company
also has provided certain foreign employees with retirement related benefits.

The following table presents the amounts recognized in the Company’s consolidated balance sheets at December 31, 2019 and 2018 for post-retirement
medical benefits:

Change in Projected Benefit Obligation:
Projected benefit obligation at January 1
Interest cost
Actuarial loss
Participant contributions
Benefits paid
Projected benefit obligation at December 31
Change in fair value of plan assets:
Employer contributions
Participant contributions
Benefits paid
Funded status
Current liabilities
Noncurrent liabilities
Net amount recognized
Amount recognized in other comprehensive income (loss)
Unrecognized net actuarial gain
Total

2019

2018

450    $
16     
63     
10     
(86)    
453    $

76     
10     
(86)    
(453)   $
71     
382     
453    $
—     
—     
—    $

533 
16 
(21)
13 
(91)
450 

78 
13 
(91)
(450)
73 
377 
450 
— 
— 
— 

  $

  $

  $

  $

  $

Accrued  post-retirement  medical  benefit  costs  are  classified  as  other  post-retirement  benefit  obligations  as  of  December  31,  2019  and  2018  on  the
consolidated balance sheets.

Net periodic post-retirement medical benefit costs for 2019, 2018, and 2017 included the following components:

For measurement purposes, a 5.6% annual rate of increase in the per capita cost of covered benefits (i.e., health care cost trend rate) was assumed for 2019;
the rate was assumed to decrease gradually to 4.6% by the year 2066 and remain at that level thereafter. The difference in the health care cost trend rate
assumption may have a significant effect on the amounts reported.

The assumptions used for the years ended December 31 were as follows:

Annual increase in cost of benefits
Discount rate used to determine year-end obligations
Discount rate used to determine year-end expense

2019

2018

2017

5.6%   
3.5%   
3.9%   

5.7%   
3.9%   
3.3%   

5.8%
3.3%
3.3%

 56

 
 
 
 
 
 
 
 
 
   
      
  
   
   
   
   
   
      
  
   
   
   
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
In addition to the post-retirement medical benefits, the Company provides retirement related benefits to certain former executive employees and to certain
employees of foreign subsidiaries. The liabilities established for these benefits at December 31, 2019 and 2018 are illustrated below.

Current portion
Long-term portion
Total liability at December 31

  $

  $

2019

2018

120    $
655     
775    $

119 
706 
825 

The Company calculated the fair values of the pension plans above utilizing a discounted cash flow, using standard life expectancy tables, annual pension
payments, and a discount rate of 4.0%.

Employer benefit payments (medical and pension), which reflect expected future service, are expected to be paid in the following years:

    $

2020
2021
2022
2023
2024
Years 2025-2029

191 
179 
167 
157 
147 
387 

15. CURRENCY TRANSLATION AND TRANSACTION ADJUSTMENTS

All assets and liabilities of foreign operations in which the functional currency is not the U.S. dollar are translated into U.S. dollars at prevailing rates of
exchange in effect at the balance sheet date. Revenues and expenses are translated using average rates of exchange for the year. Adjustments resulting from
the process of translating the financial statements of foreign subsidiaries into U.S. dollars are reported as a separate component of equity, net of tax, where
appropriate.

Realized foreign currency transaction amounts included in the consolidated statements of operations include losses of $48, $64 and $89 in 2019, 2018 and
2017, respectively.

16. COMMON STOCK AND STOCK OPTIONS

The  Company  has  a  2006  Equity  Incentive  Plan  and  a  2015  Equity  Incentive  Plan.  The  2015  Equity  Incentive  Plan,  which  was  approved  by  the
shareholders on April 24, 2015, replaced the 2006 Equity Incentive Plan. New grants may not be made under the 2006 plan; however certain option grants
under these plans remain exercisable as of December 31, 2019. The aggregate number of shares of common stock for which awards could be granted under
the 2015 Equity Incentive Plan as of the date of adoption was 500 shares. Additionally, as outstanding options under the 2006 plan or 2015 plan expire,
terminate,  are  cancelled  or  forfeited  or  are  withheld  in  a  net  exercise,  the  shares  of  the  Company’s  common  stock  subject  to  such  options  will  become
available for issuance under the 2015 Equity Incentive Plan.

Under the plans, executives, employees and outside directors receive awards of restricted stock units (RSUs) and/or options to purchase common stock.
The Company may also grant stock awards, stock appreciation rights, restricted stock and other equity-based awards, although no such awards, other than
awards under the director program and management purchase program described below, had been granted as of December 31, 2019. Under all awards, the
terms are fixed on the grant date. Generally, the exercise price of stock options equals the market price of the Company’s stock on the date of the grant.
RSUs under the plans generally vest over three years. Options under the plans generally vest over three years, and have a maximum term of 10 years.

The Company granted 79 RSUs for the year ended December 31, 2019. The RSUs vest in equal, annual installments over a three year period beginning on
the first anniversary of the date of grant at which time common stock is issued with respect to vested units.

Additionally, the board has established the non-employee directors’ stock fee election program, referred to as the director program, as an award under the
2015 equity incentive plan. The director program gives each non-employee director the right under the 2015 equity incentive plan to elect to have some or
all of his quarterly director fees paid in common shares rather than cash. No shares were issued under the director program for the years ended December
31, 2019, 2018 and 2017.

 57

 
 
 
 
 
 
 
 
   
 
 
 
     
     
     
     
     
 
 
 
 
 
 
 
 
 
On  July  23,  2008,  the  Compensation  Committee  of  the  Board  of  Directors  approved  the  non-employee  director  and  executive  officer  stock  purchase
program,  referred  to  as  the  management  purchase  program,  as  an  award  under  the  2015  Plan.  The  purpose  of  the  management  purchase  program  is  to
permit  the  Company’s  non-employee  directors  and  executive  officers  to  purchase  shares  of  the  Company’s  Common  Stock  directly  from  the  Company.
Pursuant to the management purchase program, as amended, participants may elect to purchase shares of Common Stock from the Company not exceeding
an aggregate of $100 during any fiscal year. Participants may make such election one time during each twenty business day period following the public
release of the Company’s earnings announcement, referred to as a window period, and only if such participant is not in possession of material, non-public
information concerning the Company and subject to the discretion of the Board to prohibit any transactions in Common Stock by directors and executive
officers during a window period. There were no shares purchased under the program during the years ended December 31, 2019, 2018 and 2017.

Stock award activity during the periods indicated was as follows:

Outstanding Awards

Stock Options

RSUs

Total

Stock Option 
Weighted-
Average 
Exercise 
Price (a)

Aggregate 
Intrinsic 
Value

Outstanding at December 31, 2016
Awards forfeited or cancelled
Awards granted
Awards exercised or released
Outstanding at December 31, 2017
Awards forfeited or cancelled
Awards granted
Awards exercised or released
Outstanding at December 31, 2018
Awards forfeited or cancelled
Awards granted
Awards exercised or released
Outstanding at December 31, 2019

Exercisable at December 31, 2018

Exercisable at December 31, 2019

Available for future grant at December

31, 2019

1,385     
(30)    
303     
(220)    
1,438     
(8)    
0     
(600)    
830     
(3)    
—     
(81)    
746     

—     
—     
—     
—     
—     
—     
98     
—     
98     
(1)    
79     
(48)    
128     

 58

1,385    $
(30)    
303     
(220)    
1,438     
(8)    
98     
(600)    
928     
(4)    
79     
(129)    
874    $

576    $

668    $

183     

6.54     
12.42     
7.28     
10.67     
6.00     
7.20     
—     
5.65     
6.25     
6.42     
—     
4.91     
6.39    $

5.81    $

6.30    $

10,965 

11,855 

7,819 

 
 
 
 
 
 
 
 
 
  
 
 
  
 
 
 
 
 
 
 
 
 
 
 
   
  
   
  
   
  
   
  
   
  
   
  
   
  
   
  
   
  
   
  
   
  
   
  
   
 
   
      
      
      
      
  
   
      
      
 
   
      
      
      
      
  
   
      
      
 
   
      
      
      
      
  
   
      
      
      
  
 
The number of shares available for future grant at December 31, 2019, does not include a total of up to 369 shares subject to options outstanding under the
2006 plan which will become available for grant under the 2015 Equity Incentive Plan as outstanding options under the 2006 plan expire, terminate, are
cancelled or forfeited or are withheld in a net exercise of such options.

The weighted-average remaining contractual term of options exercisable and options outstanding at December 31, 2019 was 4.53 and 4.81 years. The total
intrinsic value of options exercised during fiscal 2019, 2018 and 2017, was $1,627, $25,724 and $631, respectively.

The weighted-average per share grant date fair value of restricted stock units granted was $23.83 in 2019 and $20.61 in 2018. The weighted-average per
share grant date fair value of options granted was $4.20 in 2017, using the Black-Scholes option-pricing model. No options were issued in 2019 and 2018.

The fair value of each stock option granted is estimated on the date of grant using the Black-Scholes option-pricing model with the following weighted
average assumptions:

Dividend yield
Expected volatility
Risk-free interest rate
Expected life (years)

2017
0.0

% 
59.29 - 63.51 % 
% 

1.87-2.16
6.0

The Black-Scholes option-pricing model was developed for use in estimating the fair value of traded options that have no vesting restrictions and are fully
transferable. In addition, option-pricing models require the input of subjective assumptions, including the expected stock price volatility.

The Company calculates expected volatility for stock options and awards using the Company’s historical volatility.

The expected term for stock options and awards is calculated based on the Company’s estimate of future exercise at the time of grant.

The Company currently estimates a zero percent forfeiture rate for stock options and regularly reviews this estimate. There were no forfeitures during fiscal
years 2019, 2018 and 2017.

The risk-free rates for the expected terms of the stock options and awards and the employee stock purchase plan is based on the U.S. Treasury yield curve
in effect at the time of grant.

The  Company  recorded  $1,886,  $1,395  and  $844  of  non-cash  stock  compensation  expense  for  the  years  ended  December  31,  2019,  2018  and  2017,
respectively. There were 11 and 38 stock options that were forfeited using the “net exercise” method of exercise for the year ended December 31, 2019 and
2018, respectively. As of December 31, 2019, there was $1,957 of total non-cash stock compensation expense related to non-vested awards that is expected
to be recognized over a weighted-average period of 1.82 years.

The Company also has an Employee Stock Purchase Plan (the “Purchase Plan”). The Purchase Plan, as amended, provides that a maximum of 300 shares
may be sold under the Purchase Plan. There were 9, 7, and 11 shares purchased under the Purchase Plan during the years ended December 31, 2019, 2018
and 2017, respectively.

On August 20, 2018, the Company completed a public offering and sale of 1,725 shares of common stock at a price to the public of $55.00 per share less an
underwriting  discount  of  $3.30  per  share.  The  net  proceeds  from  this  offering,  after  deducting  underwriting  discounts  and  offering  expenses,  totaled
approximately $88,967 and were used to repay debt, fund capital expenditures, to repurchase 500 shares of common stock owned by directors and officers
and for working capital and other general corporate purposes.

 59

 
 
 
 
 
 
 
 
 
 
   
   
   
   
 
 
 
 
 
 
 
 
 
 
 
17. INCOME (LOSS) PER SHARE

The following table sets forth the computation of basic and diluted income (loss) per share:

Numerator:
Income (loss) from continuing operations before non-controlling interest and
discontinued operations
Loss on disposal of discontinued operations (Note 2)
Loss from discontinued operations, net of income taxes (Note 2)
Net income (loss)
Less: Loss allocated to non-controlling interest
Net income (loss) attributable to IntriCon shareholders

Denominator:
Basic – weighted shares outstanding

Weighted shares assumed upon exercise of stock awards

Diluted – weighted shares outstanding

Basic income (loss) per share attributable to IntriCon shareholders:
Continuing operations
Discontinued operations
Net income (loss) per share:

Diluted income (loss) per share attributable to IntriCon shareholders:
Continuing operations
Discontinued operations
Net income (loss) per share:

  $

  $

  $

  $

  $

  $

Year Ended December 31,

2019

2018

2017

(2,064)   $
(1,116)    
(597)    
(3,777)    
—     
(3,777)   $

8,748     
—     
8,748     

(0.23)   $
(0.20)    
(0.43)   $

(0.23)   $
(0.20)    
(0.43)   $

6,762    $
—     
(1,215)    
5,547     
—     
5,547    $

7,599     
1,031     
8,630     

0.89    $
(0.16)    
0.73    $

0.78    $
(0.14)    
0.64    $

2,454 
(164)
(1,170)
1,120 
(938)
2,058 

6,852 
455 
7,307 

0.50 
(0.20)
0.30 

0.46 
(0.18)
0.28 

The  dilutive  impact  summarized  above  relates  to  the  periods  when  the  average  market  price  of  Company  stock  exceeded  the  exercise  price  of  the
potentially  dilutive  awards.  Earnings  per  common  share  was  based  on  the  weighted  average  number  of  common  shares  outstanding  during  the  periods
when computing the basic earnings per share. When dilutive, stock options are included as equivalents using the treasury stock method when computing
the diluted earnings per share. Shares represented by RSUs are also included in the dilution calculation.

The Company excluded all stock options in 2019 from the computation of the diluted income per share because their effect would be anti-dilutive due to
the Company’s net loss for the year. The Company excluded in the money stock options of 5 and 28 in 2018 and 2017, respectively, from the computation
of the diluted income per share because their effect would be anti-dilutive. For additional disclosures regarding the stock options, see Note 16.

 60

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
    
  
   
   
   
   
 
   
      
      
  
   
      
      
  
   
   
   
 
   
      
      
  
   
      
      
  
   
 
   
      
      
  
   
      
      
  
   
 
 
 
18. CONTINGENCIES AND COMMITMENTS

The Company is a defendant along with a number of other parties in lawsuits alleging that plaintiffs have or may have contracted asbestos-related diseases
as  a  result  of  exposure  to  asbestos  products  or  equipment  containing  asbestos  sold  by  one  or  more  named  defendants.  These  lawsuits  relate  to  the
discontinued heat technologies segment which was sold in March 2005. Due to the non-informative nature of the complaints, the Company does not know
whether any of the complaints state valid claims against the Company. Certain insurance carriers have informed the Company that the primary policies for
the  period  August  1,  1970-1978  have  been  exhausted  and  that  the  carriers  will  no  longer  provide  defense  and  insurance  coverage  under  those  policies.
However, the Company has other primary and excess insurance policies that the Company believes afford coverage for later years. Some of these other
primary insurers have accepted defense and insurance coverage for these suits, and some of them have either ignored the Company’s tender of defense of
these  cases,  or  have  denied  coverage,  or  have  accepted  the  tenders  but  asserted  a  reservation  of  rights  and/or  advised  the  Company  that  they  need  to
investigate further. Because settlement payments are applied to all years a litigant was deemed to have been exposed to asbestos, the Company believes that
it will have funds available for defense and insurance coverage under the non-exhausted primary and excess insurance policies. However, unlike the older
policies, the more recent policies have deductible amounts for defense and settlements costs that the Company will be required to pay; accordingly, the
Company expects that its litigation costs will increase in the future. Further, many of the policies covering later years (approximately 1984 and thereafter)
have exclusions for any asbestos products or operations, and thus do not provide insurance coverage for asbestos-related lawsuits. The Company does not
believe that the asserted exhaustion of some of the primary insurance coverage for the 1970-1978 period will have a material adverse effect on its financial
condition,  liquidity,  or  results  of  operations.  Management  believes  that  the  number  of  insurance  carriers  involved  in  the  defense  of  the  suits,  and  the
significant number of policy years and policy limits under which these insurance carriers are insuring the Company, make the ultimate disposition of these
lawsuits not material to the Company's consolidated financial position or results of operations.

The Company’s former wholly owned French subsidiary, Selas SAS, filed for insolvency in France. The Company may be subject to additional litigation or
liabilities as a result of the completion of the French insolvency proceeding, including liabilities under guarantees aggregating approximately $438.

The Company is also involved from time to time in other lawsuits arising in the normal course of business. While it is not possible to predict with certainty
the outcome of these matters, management is of the opinion that the disposition of these lawsuits and claims will not materially affect our consolidated
financial position, liquidity or results of operations.

On October 5, 2007, the Company entered into employment agreements with its executive officers. The agreements call for payments ranging from one to
two years base salary and unpaid bonus, if any, to the executives should there be a change of control as defined in the agreement and the executives are not
retained for a period of at least one year following such change of control. Under the agreements, all stock options granted to the executives would vest
immediately and be exercisable in accordance with the terms of such stock options. The Company also agreed that if it enters into an agreement to sell
substantially all of its assets, it will obligate the buyer to fulfill its obligations pursuant to the agreements. The agreements terminate, except to the extent
that any obligation remains unpaid, upon the earlier of termination of the executive’s employment prior to a change of control or asset sale for any reason
or the termination of the executive after a change of control for any reason other than by involuntary termination as defined in the agreements.

19. RELATED-PARTY TRANSACTIONS

The Company uses the law firm of Blank Rome LLP for legal services. A partner of that firm is the son-in-law of the Chairman of our Board of Directors,
however, on May 1, 2019, the Chairman retired from the Company’s Board of Directors. The Company paid approximately $234, $498, and $140, to Blank
Rome LLP for legal services and costs in 2019, 2018 and 2017, respectively.  

The Company has a 50% ownership in Signison, a German based hearing health company. Signison owes the Company a notes receivable of $852 which is
included in investment in partnership on the balance sheet as of December 31, 2019.

The Company used $25,850 of the proceeds from the 2018 equity offering to repurchase 500 shares of common stock from certain directors and officers.
The price paid by the Company for each share was the same price per share that the Company received in the offering.

 61

 
 
 
 
 
 
 
 
 
 
 
20. SUPPLEMENTAL DISCLOSURE OF CASH FLOWS

Supplemental disclosures of cash flow information:

Interest received
Interest paid
Income taxes received
Income taxes paid

  $

Year Ended December 31,

2019

2018

2017

1,069    $
72     
73     
148     

381    $
680     
—     
190     

1 
716 
— 
166 

Noncash Investing and Financing Transactions:
Self-fitting software acquired through liabilities incurred and exchange of investment
in partnership
Technology access liability

Year Ended December 31,

2019

2018

2017

3,093     
—     

—     
(375)    

— 
2,600 

Machinery and equipment purchases that remain in accounts payable as of December 31, 2019 and 2018 were $61 and $1,030, respectively.

21. REVENUE BY MARKET

The following table sets forth, for the periods indicated, net revenue by market:

Medical:

Diabetes
Other Medical
Hearing Health:

Value Based DTEC
Value Based ITEC
Legacy OEM

Professional Audio Communications:

Total Revenue, net

2019

Year Ended December 31,
2018

2017

  $

  $

68,606    $
13,487     

6,120     
8,910     
9,892     
6,478     
113,493    $

65,197    $
10,448     

6,858     
11,949     
12,257     
7,239     
113,948    $

43,365 
10,087 

6,492 
9,395 
11,449 
6,166 
86,954 

 62

 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
   
 
 
 
 
 
 
 
 
 
 
   
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
     
     
 
   
   
      
      
  
   
   
   
   
 
ITEM 9. Changes in and Disagreements With Accountants on Accounting and Financial Disclosure

None.

ITEM 9A. Controls and Procedures

Evaluation of Disclosure Controls and Procedures. As of the end of the period covered by this report (the “Evaluation Date”), the Company carried out an
evaluation,  under  the  supervision  and  with  the  participation  of  management,  including  the  Chief  Executive  Officer  (principal  executive  officer)  and  the
Chief Financial Officer (principal financial officer), of the effectiveness of the design and operation of our disclosure controls and procedures (as defined in
Rules 13a-15(e) or 15d-15(e) of the Exchange Act). Based upon that evaluation, the Chief Executive Officer and Chief Financial Officer concluded that, as
of the Evaluation Date, our disclosure controls and procedures were effective to ensure that information required to be disclosed by the Company in the
reports that it files or submits under the Exchange Act is (i) recorded, processed, summarized and reported within the time periods specified in applicable
rules and forms, and (ii) accumulated and communicated to our management, including our Chief Executive Officer and Chief Financial Officer, to allow
timely decisions regarding required disclosure.

Management’s Annual  Report  on  Internal  Control  Over  Financial  Reporting.  The  report  of  management  required  under  this  Item  9A  is  contained  in
Item 8 of this Annual Report on Form 10-K under the caption “Management’s Report on Internal Control Over Financial Reporting.”

Independent  Registered  Public  Accounting  Firm’s  Attestation  Report  on  Internal  Control  Over  Financial  Reporting.  The  attestation  report  of  Baker
Tilly Virchow Krause, LLP, our independent registered public accounting firm, required under this Item 9A, is contained in Item 8 of this Annual Report on
Form 10-K under the caption “Report of Independent Registered Public Accounting Firm”.

Changes in Internal Controls over Financial Reporting. There were no changes in our internal control over financial reporting (as such term is defined in
Rules 13a-15(f) and 15d-15(f) under the Exchange Act) during the most recent fiscal quarter covered by this report that would have materially affected, or
are reasonably likely to materially affect, the Company’s internal control over financial reporting.

A  control  system,  no  matter  how  well  conceived  and  operated,  can  provide  only  reasonable,  not  absolute,  assurance  that  the  objectives  of  the  control
system  are  met.  Further,  the  design  of  a  control  system  must  reflect  the  fact  that  there  are  resource  constraints,  and  the  benefits  of  controls  must  be
considered relative to their costs. Because of the inherent limitations in all control systems, no evaluation of controls can provide absolute assurance that all
control issues and instances of fraud, if any, within the Company have been detected. Because of the inherent limitations in a cost-effective control system,
misstatements due to error or fraud may occur and not be detected.

ITEM 9B. Other Information

None.

 63

 
 
 
 
 
 
 
 
 
 
 
 
ITEM 10. Directors, Executive Officers and Corporate Governance

PART III

The information called for by Item 10 is incorporated by reference from the Company’s definitive proxy statement relating to its 2020 annual meeting of
shareholders, including but not necessarily limited to the sections of the 2020 proxy statement entitled “Proposal 1 – Election of Directors” and “Section
16(a) Beneficial Ownership Reporting Compliance.”

The information concerning executive officers contained in Item 4A hereof is incorporated by reference into this Item 10.

Code of Ethics

The Company has adopted a code of ethics that applies to its directors, officers and employees, including its principal executive officer, principal financial
and  accounting  officer,  controller  and  persons  performing  similar  functions.  Copies  of  the  Company’s  code  of  ethics  are  available  without  charge  upon
written  request  directed  to  Cari  Sather,  Director  of  Human  Resources,  IntriCon  Corporation,  1260  Red  Fox  Road,  Arden  Hills,  Minnesota  55112.  The
Company intends to satisfy the disclosure requirement under Item 10 of Form 8-K regarding any future amendments to a provision of its code of ethics by
posting such information on the Company’s website: www.intricon.com.

ITEM 11. Executive Compensation

The information called for by Item 11 is incorporated by reference from the Company’s definitive proxy statement relating to its 2020 annual meeting of
shareholders, including but not necessarily limited to the sections of the 2020 proxy statement entitled “Director Compensation for 2020,” and “Executive
Compensation”.

ITEM 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

The information called for by Item 12 is incorporated by reference from the Company’s definitive proxy statement relating to its 2019 annual meeting of
shareholders,  including  but  not  necessarily  limited  to  the  section  of  the  2019  proxy  statement  entitled  “Share  Ownership  of  Certain  Beneficial  Owners,
Directors and Certain Officers.”

Equity Compensation Plan Information

The following table details information regarding the Company’s existing equity compensation plans as of December 31, 2019:

Plan Category
Equity compensation plans approved by security holders
Equity Compensation plans not approved by security holders
Total 

(a)
Number of securities to
be issued upon exercise
of outstanding options,
warrants and rights (1)

(b)
Weighted-
average exercise
price of
outstanding
options, warrants
and rights (2)

(c)
Number of securities
remaining available for
future issuance under
equity compensation
plans (excluding
securities reflected in
column (a)) (3)

874    $
—     
874    $

6.39     
—     
6.39     

266 
— 
266 

(1) The amount in column (a) includes outstanding options to purchase 746 shares of common stock and unvested restricted stock units for 128

shares of common stock.

(2) The weighted average exercise price in column (b) is based only on outstanding stock options.
(3) The amount shown in column (c) includes 183 shares issuable under the Company's 2015 Equity Incentive Plan (the "2015 Plan") and 82
shares available for purchase under the Company’s Employee Stock Purchase Plan. Under the terms of the 2015 Plan, as outstanding options
under the Company’s 2006 Equity Incentive Plan expire, terminate, are cancelled or forfeited or are withheld in a net exercise, the shares of
common  stock  subject  to  such  options  will  become  available  for  issuance  under  the  2015  Plan.  As  of  December  31,  2019,  369  shares  of
common  stock  were  subject  to  outstanding  options  under  the  2006  Equity  Incentive  Plan.  Accordingly,  if  any  of  these  options  expire,
terminate,  are  cancelled  or  forfeited  or  are  withheld  in  a  net  exercise,  the  shares  of  common  stock  subject  to  such  options  also  will  be
available for issuance under the 2015 Plan.

 64

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
   
 
   
   
   
 
   
      
      
  
 
ITEM 13. Certain Relationships and Related Transactions, and Director Independence

The information called for by Item 13 is incorporated by reference from the Company’s definitive proxy statement relating to its 2020 annual meeting of
shareholders,  including  but  not  necessarily  limited  to  the  sections  of  the  2020  proxy  statement  entitled  “Certain  Relationships  and  Related  Party
Transactions” and “Independence of the Board of Directors.”

ITEM 14. Principal Accounting Fees and Services

The information called for by Item 14 is incorporated by reference from the Company's definitive proxy statement relating to its 2020 annual meeting of
shareholders,  including  but  not  necessarily  limited  to  the  sections  of  the  2020  proxy  statement  entitled  “Independent  Registered  Public  Accounting  Fee
Information.”

ITEM 15. Exhibits, Financial Statement Schedules

(a) The following documents are filed as a part of this report:

PART IV

1) Financial Statements – The consolidated financial statements of the Registrant are set forth in Item 8 of Part II of this report.

Consolidated Statements of Operations for the years ended December 31, 2019, 2018 and 2017.

Consolidated Statements of Comprehensive Income (Loss) for the years ended December 31, 2019, 2018 and 2017.

Consolidated Balance Sheets at December 31, 2019 and 2018.

Consolidated Statements of Cash Flows for the years ended December 31, 2019, 2018 and 2017.

Consolidated Statements of Equity for the years ended December 31, 2019, 2018 and 2017.

Notes to Consolidated Financial Statements.

65

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
3)

3.1

3.2

4.1

4.2*

+10.1

+10.2

+10.3

+10.4

+10.5

+10.6

10.7

+10.8

+10.9

10.10.1

10.10.2

10.10.3

Exhibits –

The Company's Amended and Restated Articles of Incorporation, as amended. (Incorporated by reference from the Company’s Current
Report on Form 8-K filed with the Commission on April 24, 2008.)

The Company's Amended and Restated By-Laws. (Incorporated by reference from the Company’s Current Report on Form 8-K filed with
the Commission October 12, 2007.)

Specimen Common Stock Certificate. (Incorporated by reference from the Company’s Registration Statement on Form S-3 (registration
no. 333-200182) filed with the Commission on November 13, 2014.)

Description of the Registrant’s Securities Registered Pursuant to Section 12 of the Securities Exchange Act of 1934

Supplemental Retirement Plan (amended and restated effective January 1, 1995). (Incorporated by reference from the Company's Annual
Report on Form 10-K for the year ended December 31, 1995.)

2006 Equity Incentive Plan, as amended. (Incorporated by reference from Appendix A to the Company’s proxy statement filed with the
SEC on March 15, 2012.)

Form of Stock Option Agreement issued to executive officers pursuant to the 2006 Equity Incentive Plan. (Incorporated by reference
from the Company’s Quarterly Report on Form 10-Q for the quarter ended March 31, 2006.)

Form of Stock Option Agreement issued to directors pursuant to the 2006 Equity Incentive Plan. (Incorporated by reference from the
Company’s Quarterly Report on Form 10-Q for the quarter ended March 31, 2006.)

Non-Employee Directors Stock Fee Election Program. (Incorporated by reference from the Company’s Annual Report on Form 10-K for
the year ended December 31, 2006.)

Non-Employee Director and Executive Officer Stock Purchase Program, as amended. (Incorporated by reference from the Company's
Quarterly Report on Form 10-Q for the quarter ended September 30, 2008.)

Agreement by and between K/S HIMPP and IntriCon Corporation dated December 1, 2006 and the schedules thereto. (Incorporated by
reference from the Company’s Annual Report on Form 10-K for the year ended December 31, 2006.)

Employment Agreement with Mark S. Gorder. (Incorporated by reference from the Company’s Current Report on Form 8-K filed with
the Commission October 12, 2007.)

Form of Employment Agreement with executive officers. (Incorporated by reference from the Company’s Current Report on Form 8-K
filed with the Commission October 12, 2007.)

Eleventh Amendment to Loan and Security Agreement and Waiver among the Company, IntriCon, Inc., I-Management, LLC, Hearing
Help Express, Inc., and CIBC Bank USA (formerly known as The PrivateBank and Trust Company), dated as of December 15, 2017.
Exhibit A to this Amendment contains the fully amended Loan and Security Agreement among the parties. (Incorporated by reference
from the Company’s Annual Report on Form 10-K for the year ended December 31, 2017.)

Twelfth Amendment to Loan and Security Agreement among the Company, IntriCon, Inc., Hearing Help Express, Inc. and CIBC Bank
USA (formerly known as The PrivateBank and Trust Company), dated as of July, 23, 2018. (Incorporated by reference from the
Company’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2018.)

Thirteenth Amendment to Loan and Security Agreement among the Company, IntriCon, Inc., Hearing Help Express, Inc. and CIBC Bank
USA (formerly known as The PrivateBank and Trust Company), dated as of April 17, 2019.(Incorporated by reference from the
Company’s Quarterly Report on Form 10-Q for the quarter ended March 31, 2019.)

66

 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
10.11

10.12

10.13

+10.14

+10.15

+10.16

+10.17

+10.18

+10.19

+10.20

+10.21

+10.22

+10.23

10.24

16.1

16.2

21.1*

23.1*

31.1*

Amended and Restated Revolving Note from the Company, IntriCon, Inc. and Hearing Help Express, Inc. to CIBC Bank USA (formerly
known as The PrivateBank and Trust Company), dated April 17, 2019. (Incorporated by reference from the Company’s Quarterly Report
on Form 10-Q for the quarter ended March 31, 2019.)

Amended and Restated Term Note from the Company, IntriCon, Inc., I-Management, LLC and Hearing Help Express, Inc. to CIBC Bank
USA (formerly known as The PrivateBank and Trust Company), dated December 15, 2017. (Incorporated by reference from the
Company’s Annual Report on Form 10-K for the year ended December 31, 2017.)

Amended and Restated CapEx Note from the Company, IntriCon, Inc. and Hearing Help Express, Inc. to CIBC Bank USA (formerly
known as The PrivateBank and Trust Company), dated July 23, 2018. (Incorporated by reference from the Company’s Quarterly Report
on Form 10-Q for the quarter ended June 30, 2018).

Annual Incentive Plan for Executives and Key Employees. (Incorporated by reference from the Company’s Quarterly Report on Form
10-Q for the quarter ended March 31, 2012.)

Amended and Restated Amendment to Equity Plans. (Incorporated by reference from the Company's Annual Report on Form 10-K for
the year ended December 31, 2013.)

Amendment No. 2 to Equity Plans. (Incorporated by reference from the Company’s Quarterly Report on Form 10-Q for the quarter ended
March 31, 2016.)

2015 Equity Incentive Plan. (Incorporated by reference from Appendix A to the Company’s proxy statement filed with the SEC on March
6, 2015.)

Form of Stock Option Agreement issued to employees pursuant to the 2015 Equity Incentive Plan. (Incorporated by reference from the
Company’s Quarterly Report on Form 10-Q for the quarter ended March 31, 2015.)

Form of Stock Option Agreement issued to directors pursuant to the 2015 Equity Incentive Plan. (Incorporated by reference from the
Company’s Quarterly Report on Form 10-Q for the quarter ended March 31, 2015.)

Form of Performance Stock Option Agreement issued to employees pursuant to the 2015 Equity Incentive Plan. (Incorporated by
reference from the Company’s Annual Report on Form 10-K for the year ended December 31, 2017.)

Form of Restricted Stock Unit Agreement issued to employees pursuant to the 2015 Equity Incentive Plan. (Incorporated by reference
from the Company’s Annual Report on Form 10-K for the year ended December 31, 2017.)

Form of Restricted Stock Unit Agreement issued to directors pursuant to the 2015 Equity Incentive Plan. (Incorporated by reference from
the Company’s Annual Report on Form 10-K for the year ended December 31, 2017.)

Employee Stock Purchase Plan, as amended (Incorporated by reference from Appendix A to the Company’s proxy statement filed with
the SEC on March 11, 2016).

Master Supply Agreement effective as of May 14, 2019 between Medtronic, Inc. and the Company and related Business Unit Supply
Agreement and Automation Agreement (Certain provisions of this exhibit have been omitted pursuant to Item 601 (b)(10)(iv) of
Regulation S-K.) (Incorporated by reference from the Company’s Quarterly Report on Form 10-Q for the quarter ended September 30,
2019.)

Baker Tilly Virchow Krause, LLP letter dated January 27, 2020. (Incorporated by reference from the Company’s Current Report on Form
8-K filed with the Commission on January 27, 2020.)

Baker Tilly Virchow Krause, LLP letter dated March 16, 2020. (Incorporated by reference from the Company’s Current Report on Form
8-K/A filed with the Commission on March 16, 2020.)

List of significant subsidiaries of the Company.

Consent of Independent Registered Public Accounting Firm (Baker Tilly Virchow Krause, LLP).

Certification of principal executive officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.

67

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
31.2*

32.1*

32.2*

101

Certification of principal financial officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.

Certification of principal executive officer pursuant to U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley
Act of 2002.

Certification of principal financial officer pursuant to U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act
of 2002.

The following materials from IntriCon Corporation’s Annual Report on Form 10-K for the year ended December 31, 2019, formatted in
XBRL (eXtensible Business Reporting Language): (i) Consolidated Statements of Operations for the years ended December 31, 2019,
2018 and 2017; (ii) Consolidated Statements of Comprehensive Income (Loss); (iii) Consolidated Balance Sheets as of December 31,
2019 and 2018; (iv) Consolidated Statements of Cash Flows for the years ended December 31, 2019, 2018 and 2017; (v) Consolidated
Statements of Equity for the years ended December 31, 2019, 2018 and 2017; and (vi) Notes to Consolidated Financial Statements.

___________________________
*       Filed herewith.
+       Denotes management contract, compensatory plan or arrangement.

ITEM 16. Form 10-K Summary

None.

68

 
 
 
 
 
 
 
 
 
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its
behalf by the undersigned, thereunto duly authorized.

SIGNATURES

INTRICON CORPORATION          (Registrant)

By: /s/ Scott Longval
Scott Longval
Executive Vice President, Chief Financial Officer and Chief
Operating Officer

Dated: March 16, 2020

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant
and in the capacities and on the dates indicated.

/s/ Mark S. Gorder

Mark S. Gorder
President and Chief Executive
Officer and Director (principal executive officer)
March 16, 2020

/s/ Scott Longval

Scott Longval
Executive Vice President, Chief Financial Officer
and Chief Operating Officer
(principal accounting and financial officer)
March 16, 2020

/s/Nicholas A. Giordano

Nicholas A. Giordano
Director
March 16, 2020

/s/Robert N. Masucci

Robert N. Masucci
Director
March 16, 2020

/s/ Raymond O. Huggenberger

Raymond O. Huggenberger
Director
March 16, 2020

/s/ Philip I. Smith

Philip I. Smith
Director
March 16, 2020

69

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
DESCRIPTION OF THE REGISTRANT’S SECURITIES
REGISTERED PURSUANT TO SECTION 12 OF THE
SECURITIES EXCHANGE ACT OF 1934

Exhibit 4.2

IntriCon Corporation has one class of securities registered under Section 12 of the Securities Exchange Act of 1934, as amended (the “Exchange

Act”): our common stock, par value $1.00 per share (the “common stock”). References herein to “we,” “us” and “our company” refer to IntriCon
Corporation and not to any of our subsidiaries.

DESCRIPTION OF COMMON STOCK

The following description of the common stock of IntriCon Corporation is a summary and does not purport to be complete. It is subject to and

qualified in its entirety by reference to our Amended and Restated Articles of Incorporation, as amended (the “Articles”) and our Amended and Restated
By-Laws (the “By-Laws”), each of which is incorporated by reference as an exhibit to the Annual Report on Form 10-K of which this Exhibit is a part. We
encourage you to read our Articles, By-Laws and the applicable provisions of the Pennsylvania Business Corporation Law of 1988, as amended for
additional information.

Authorized Capitalization

As of December 31, 2019, our authorized capital stock consisted of (i) 20,000,000 shares of common stock, par value $1.00 per share, of which
8,781,311 shares were issued and outstanding, and (ii) 1,000,000 shares of preferred stock, par value $1.00 per share, of which no shares were issued and
outstanding. The rights, preferences and privileges of the holders of common stock are subject to, and may be adversely affected by, the rights of the
holders of shares of any then outstanding preferred stock.

Dividend Rights.

The holders of our common stock may receive cash dividends, if and when declared by our board of directors out of funds legally available for that

purpose, and subject to preferential rights of the holders of preferred stock outstanding at the time.

Voting Rights.

Subject to the rights specifically granted to holders of any then outstanding preferred stock, our common shareholders are entitled to vote together as a

class on all matters submitted to a vote of our shareholders, including the election of directors. Each share of common stock entitles the holder thereof to
one vote on each matter to come before the shareholders, except as otherwise provided in our Articles or By-Laws. Holders of our common stock do not
have cumulative voting rights with respect to the election of directors.

No Pre-emptive or Other Rights.

Holders of common stock are not entitled to pre-emptive, subscription, conversion or redemption rights.

Right to Receive Liquidation Distributions.

Upon our dissolution or liquidation, holders of our common stock are entitled to share ratably in our net assets after payment or provision for all

liabilities and any preferential liquidation rights of our preferred stock then outstanding.

Anti-Takeover Provisions

Our Articles and By-Laws contain a number of provisions relating to corporate governance and to the rights of shareholders. Certain of these

provisions may be deemed to have a potential “anti-takeover” effect by delaying, deferring or preventing a change of control of us.

Preferred Stock

Our ability to issue preferred shares in the future having terms established by the board of directors without shareholder approval, while providing
flexibility in connection with possible acquisitions and other corporate purposes, could adversely affect the voting power of holders of common stock. One
of the effects of undesignated preferred stock whose terms may be set by the board of directors may be to enable our board of directors to discourage an
attempt to obtain control of our company by means of a tender offer, proxy contest, merger or otherwise.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Classified Board of Directors

Our By-Laws provide that our directors be classified into three classes, as nearly equal in number as possible, with one class being elected each year.

Each director holds office for a term of three years and until his or her successor is duly elected and qualified unless his or her term ends earlier due to
death, resignation or removal. Any director or the entire board of directors may be removed only for cause and only upon the affirmative vote of two-thirds
of all of the shares outstanding and entitled to vote; provided that the board of directors retains the right conferred by Pennsylvania corporate law to declare
vacant the office of a director for reasons specified therein.

Under the classified board provisions described above, it would take at least two elections of directors for any individual or group to gain control of

our board of directors. Accordingly, these provisions could discourage a third party from initiating a proxy contest, making a tender offer or otherwise
attempting to gain control of us.

Removal of Directors

Our directors may be removed only for cause and only upon the affirmative vote of the holders of at least two-thirds of all of the shares of common
stock outstanding and entitled to vote. This provision could also discourage a third party from initiating a proxy contest, making a tender offer or otherwise
attempting to gain control of us.

Amendment to By-Laws

Our By-Laws provide that the affirmative vote of the holders of at least two-thirds of our voting stock then outstanding, voting together as a single
class, is required to amend or repeal provisions of our By-Laws relating to a classified board or the removal of a director or the entire board of directors.
Except for such provision, our By-Laws generally may be amended by our board or by the affirmative vote of the holders of a majority of the outstanding
shares entitled to vote, present in person or represented by proxy, at a meeting at which a quorum is present, though such a majority may be less than a
majority of all of the shares entitled to vote thereon.

Advance Notice Procedures

Our By-Laws establish procedures for the nomination of directors by shareholders and the proposal by shareholders of matters to be considered at

meetings of the shareholders, including the submission of certain information within the time periods prescribed in the By-Laws.

 
 
 
 
 
 
 
 
 
 
 
 
Significant Subsidiaries of
IntriCon Corporation

EXHIBIT 21.1

Subsidiary

IntriCon GmbH
Vertrieb von Elecktronikteilen

IntriCon, Inc.

IntriCon PTE LTD.

PT IntriCon Indonesia

Hearing Help Express, Inc.

Place of Incorporation

Germany

Minnesota

Singapore

Indonesia

Illinois

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We consent to the incorporation by reference in the Registration Statements on Forms S-3 (Registration Nos. 333-200182, 333-224723, and 333-226334, as
amended) and Forms S-8 (Registration Nos. 333-16377, 333-66433, 333-59694, 333-129104, 333-134256, as amended, 333-145577, 333-168586, as
amended, 333-173837, 333-181160, as amended, 333-204123, and 333-211326) of IntriCon Corporation and Subsidiaries of our report dated March 16,
2020, relating to the consolidated financial statements and the effectiveness of internal control over financial reporting, which appears on page 33 of this
annual report on Form 10-K for the year ended December 31, 2019.

EXHIBIT 23.1

/s/ BAKER TILLY VIRCHOW KRAUSE, LLP

Minneapolis, Minnesota
March 16, 2020

 
 
 
 
 
 
 
EXHIBIT 31.1

I, Mark S. Gorder, certify that:

1.

I have reviewed this annual report on Form 10-K of IntriCon Corporation;

CERTIFICATION

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this
report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the

financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

4. The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in

Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-
15(f)) for the registrant and have:

a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to
ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those
entities, particularly during the period in which this report is being prepared;

b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our

supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external
purposes in accordance with generally accepted accounting principles;

c) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the
effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

d) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent

fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially
affect, the registrant’s internal control over financial reporting; and

5. The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the
registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably

likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control

over financial reporting.

Date: March 16, 2020

/s/ Mark S. Gorder
President and Chief Executive Officer
(principal executive officer)

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT 31.2

I, Scott Longval, certify that:

1.

I have reviewed this annual report on Form 10-K of IntriCon Corporation;

CERTIFICATION

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the
statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this
report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the

financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

4. The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in

Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-
15(f)) for the registrant and have:

a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to
ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those
entities, particularly during the period in which this report is being prepared;

b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our

supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external
purposes in accordance with generally accepted accounting principles;

c) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the
effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

d) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent

fiscal quarter (the registrant’s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially
affect, the registrant’s internal control over financial reporting; and

5. The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the
registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably

likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control

over financial reporting.

Date: March 16, 2020

/s/ Scott Longval
Executive Vice President, Chief Financial Officer and
Chief Operating Officer
(principal financial officer)

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CERTIFICATION PURSUANT TO
18 U.S.C.SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

EXHIBIT 32.1

I, Mark S. Gorder, Chief Executive Officer (principal executive officer) of IntriCon Corporation (the “Company”), certify, pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that:

1)

2)

the annual report on Form 10-K of the Company for the year ended December 31, 2019 (the “Report”) fully complies with the requirements
of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the
Company.

Date: March 16, 2020

The foregoing certification is being furnished solely pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (Section 1350 of Chapter 63 of Title 18 of
the United States Code) and is not being filed as part of the Report or as a separate disclosure document.

/s/ Mark S. Gorder
Mark S. Gorder
President and Chief Executive Officer
(principal executive officer)

 
 
 
 
 
 
 
 
 
 
 
 
 
CERTIFICATION PURSUANT TO
18 U.S.C.SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

EXHIBIT 32.2

I, Scott Longval, Chief Financial Officer (principal financial officer)of IntriCon Corporation (the “Company”), certify, pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that:

1)

2)

the annual report on Form 10-K of the Company for the year ended December 31, 2019 (the “Report”) fully complies with the requirements
of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the
Company.

Date: March 16, 2020

The foregoing certification is being furnished solely pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 (Section 1350 of Chapter 63 of Title 18 of
the United States Code) and is not being filed as part of the Report or as a separate disclosure document.

/s/ Scott Longval
Scott Longval
Executive Vice President, Chief Financial Officer and Chief Operating
Officer
(principal financial officer)