Quarterlytics / Real Estate / Real Estate - Services / Kennedy-Wilson Holdings, Inc.

Kennedy-Wilson Holdings, Inc.

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FY2020 Annual Report · Kennedy-Wilson Holdings, Inc.
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OUR LOCATIONS

U.S.

Bellevue 
3055 112th Ave. NE, Suite 125 
Bellevue, WA 98004

Beverly Hills 
(Global Corporate Headquarters) 
151. S. El Camino Drive 
Beverly Hills, CA 90212

Boise 
365 N. Whitewater Park Blvd. 
Boise, ID 83702

Denver 
6200 S. Quebec St. 
Englewood, CO 80111

Portland 
2270 NW Savier St. 
Portland, OR 97210

Salt Lake City 
1496 Spring Lane 
Holladay, UT 84117

San Francisco 
505 Montgomery St., Suite 1102  
2nd Floor 
San Francisco, CA 94111

Europe

Dublin 
94 St Stephen’s Green 
Dublin 2 
Ireland

London 
50 Grosvenor Hill 
London, W1K 3QT 
United Kingdom

Luxembourg 
21, rue Philippe II 
Luxembourg L-2340

Bellevue

Portland

Boise

Salt Lake City

Denver

San Francisco

Beverly Hills
Corporate  
Headquarters

Madrid 
C/ Fernando El Santo 
17 3º Izq. 
28010 Madrid, Spain 

St. Helier 
29 Broad Street 
St. Helier, Jersey JE2 3RR 
Channel Islands 

Dublin London

St. Helier

Luxembourg

Madrid

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151 South El Camino Drive

Beverly Hills, CA 90212

Tel: +1 (310) 887-6400

www.kennedywilson.com

ANNUAL
REPORT  
2020

 
 
 
 
 
 
 
Hamilton Landing

N O V A T O ,   C A L I F O R N I A

Kennedy Wilson grew out of a small office in Santa Monica, California built on trust 

and a people-first attitude. Relationships are still at the heart of our global real estate 

investment company as we have grown to $18B of assets under management. It is 

those relationships and mutual trust that enable us to empower the communities 

we activate and to design high-quality places for people to live, create and flourish.

Today, we are a leading global real estate investment company. We own, operate, 

and invest in real estate through our balance sheet and through our investment 

management platform with a focus on multifamily and office properties located in 

the Western U.S., U.K. and Ireland.

406,000
Square-Foot  
Office Campus

On the Cover: Clancy Quay
Dublin, Ireland
865 Multifamily Units

See page 77 for certain definitions and reconciliations of non-GAAP 
measures to the most directly comparable GAAP measures. Information 
shown as of December 31, 2020, except where indicated.

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1

 
 
 
 
 
 
 
 
William J. McMorrow
Chairman and  
Chief Executive Officer

DEAR FELLOW SHAREHOLDERS 

At Kennedy Wilson, we have successfully navigated several economic 

From our senior leadership team to the thousands of people at the 

cycles and periods of uncertainty throughout our 33-year history, 

property level and those working behind the scenes, we all made a quick 

however, 2020 was a year like no other. With a shift to remote work 

pivot at the beginning of the year and did not skip a beat. We maintained 

in March, our ability to adapt and succeed was a direct result of our 

smooth operations, including steady occupancies and strong rent 

outstanding team of people who have worked together for decades as 

collections across our multifamily and office portfolios, and focused on 

well as our high-quality properties in diverse geographic markets. The 

building our investment management business and fee-bearing capital.  

circumstances of 2020 narrowed our focus to our core businesses and 

We ended the year with record quarterly earnings in the fourth quarter. 

led us to identify new opportunities while continuing the completion of 

our development pipeline. In my opinion, the Kennedy Wilson team did a 

remarkable job of facing every challenge in 2020.

There was no way of predicting exactly what 2020 had in store for us, 

but in recent years, we felt it was prudent to begin preparing for volatility. 

We entered 2020 with more capital on hand than any other period in our 

We have discovered through these cycles that there is no substitute for 

history and we ended the year in a very strong financial position, with 

having the same group of driven people on the field. Our hardworking 

$1 billion of cash and over $4 billion of purchasing power in our various 

Kennedy Wilson team leaned in together with a renewed commitment 

strategic partnership platforms. In 2020, we also extended our $500 

to communication and sharing best practices globally in 2020. I am so 

million unsecured revolving credit facility from a global group of nine banks 

proud of our team of highly confident, but humble people who have a 

led by Bank of America and J.P. Morgan and limited our debt maturities in 

strong willingness to face challenges in lockstep with one another and 

the next several years, further strengthening our liquidity position.

with respect for each other. 

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Sunset North

B E L L E V U E ,   W A S H I N G T O N

464,000
Square-Foot  
Office Campus

 
 
 
 
 
 
 
 
We relied on our deep industry relationships and our global reputation 

and 22 million square feet of commercial space and hotels. Since going 

Looking ahead, we are focused on the following key initiatives that  

Developing and Stabilizing Assets – Completing our $3 billion 

to launch new partnerships in 2020, secure accretive financing, and gain 

public, we have significantly grown our consolidated assets from  

will continue our growth trajectory and increase value across our  

development pipeline and lease-up portfolio totaling 4,400 multifamily 

preferred access to investment opportunities. We completed another 

$336 million to approximately $7.5 billion and our adjusted EBITDA  

$2.3 billion of gross investment transactions during the year. Over the 

from $37 million in 2009 to $608 million in 2020. 

past 11 years, we have closed $25 billion in asset acquisitions, many 

of which were sourced off-market as a result of our track record of 

performance and the long-term relationships our teams have built in our 

key geographic investment markets.

We built on our history of creating sustainable long-term value for our 

shareholders in 2020. We continued to streamline the business, lower our 

overall cost structure through interest rate savings and reduced payroll 

and G&A expenses, while taking significant steps to increase our future 

We closed out 2020 with $394 million in Estimated Annual NOI from our 

NOI with property acquisitions and completing key development projects. 

stabilized assets and $3.9 billion in fee-bearing capital across a globally 

Between the sale of our third-party property services and brokerage 

diversified, high-quality portfolio that includes 30,000 multifamily units 

division in 2020 and the sale of our property research business in 2018, 

our employee headcount has decreased by 60% while compensation and 

G&A expenses decreased by over $30 million in the last two years. 

As a result of Kennedy Wilson’s performance, we returned $1.31 per 

share to shareholders through common dividends and share repurchases 

in 2020, an increase from $1.00 in 2019, equating to $185 million in 

total. We also expanded our share buyback program from $250 million  

to $500 million.

Portfolio by Geography

• 56% Western U.S.
• 20% U.K.
• 20% Ireland
• 4% Italy & Spain

Portfolio by Sector

• 46% Multifamily
• 35% Office
• 14% Retail
• 5% Hotel & Industrial

global portfolio:

Driving NOI Growth

Our goal is to meaningfully grow our recurring cash flow through new 

acquisitions and organic NOI growth, and to make further progress on our 

development pipeline and lease-up projects. 

Hands-On Asset Management – We are focused on increasing property 

NOI with the implementation of our value-add asset management program 

that included deploying $140 million for capital improvements in 2020. 

We maintained strong occupancies of 94% in our office portfolio and 95% 

across our multifamily portfolio in 2020, which I attribute in large part to 

the expansion of our virtual leasing platform and the digital resident portals 

we now offer in our multifamily properties across the globe. We also 

collected 96% of our global rents in 2020, a testament to the product we 

are delivering, the strength of the employment markets in these regions 

as well as the relationships and creativity of our on-the-ground property 

management teams.

units and 2.6 million square feet of commercial space is a major priority in 

the next three years as we aim to add $109 million of Estimated Annual 

NOI during that time period. We are building on the success of several 

significant developments completed in 2020 including the final phase of 

Clancy Quay in Dublin, which is now the largest multifamily community in 

Ireland at 865 units. Two of our commercial developments in Dublin are 

also nearing completion, including 20 Kildare Street, which sits adjacent 

to the Shelbourne Hotel, and Hanover Quay, just steps away from Capital 

Dock, which will add over 130,000 square feet of new space and have the 

potential to significantly drive NOI in the near term.

In the U.S., we completed the first phase of development at 38° North 

in Santa Rosa, California this year, and hit significant construction 

milestones at the 277-unit The Clara and 234-unit Rosewood multifamily 

communities in Boise, Idaho, where Kennedy Wilson is now the largest 

owner of traditional multifamily property. The newly delivered units in 

Santa Rosa and Boise are leasing up well ahead of business plans, driven 

by continued population and employment growth in these markets. 

Particularly in the Mountain States, where Kennedy Wilson has been 

an early investor, we see a desire by both employers and individuals to 

seek out housing affordability, a friendly business environment, better 

infrastructure, and access to the outdoors. These trends that existed for 

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years leading up to the pandemic were accelerated over the last year as 

We also continue to upgrade the quality of our portfolio by selling non-

portions of the two largest segments of the population, Baby Boomers and 

core assets and investments where we have completed our business plan 

Millennials, sought a higher quality of life in these more affordable regions.

and then recycle capital into newer, higher-quality assets with better 

Within our Vintage Housing senior and affordable multifamily housing 

joint venture, we are on track to grow the platform from 8,000 units today 

to approximately 10,000 stabilized units over the next three years with 

minimal equity required from Kennedy Wilson. We have received all of 

our initial investment back since we originally acquired a 61% interest in 

Vintage Housing’s 5,500 unit portfolio in 2015. 

Acquiring High-Quality Real Estate – With travel restricted significantly 

through 2020, our local, boots-on-the-ground approach to investing in 

our key markets paid off, particularly with generating our own market 

intelligence and conducting due diligence. In 2020, we acquired $442 

million of real estate assets, with 74% in the U.S. and 26% in Europe. 

Looking ahead, we are targeting property acquisitions in our main target 

markets – Western U.S., Ireland and the U.K. – where we continue to 

see favorable long-term structural and economic drivers of demand for 

multifamily and office investment, including job growth, population growth 

and great university systems.  

return potential. In 2020, we sold $1.2 billion of assets, generating $794 

million of cash to Kennedy Wilson and $326 million in gains on sale. The 

sale of Club Palisades in December was a good example of our strategy of 

recycling proceeds into new opportunities with higher potential for NOI 

growth. We will be using the nearly $83 million of cash from the sale of 

the aging community in Federal Way, Washington to recycle into newer 

multifamily properties across the Mountain States as well as our new 

development pipeline, where we are projecting to stabilize properties at 

cap rates well above the rates we can achieve through acquisition. 

Maintaining High Levels of Liquidity and Managing Debt – We ended 

2020 with the best access to capital in the history of our company and 

have doubled our cash position since 2018. As of year-end, our liquidity 

stood at $1 billion in cash, with $300 million available on our line of 

credit and over $4 billion of purchasing power across our investment 

platforms. We have less than 2% of our debt maturing in 2021. As I laid 

out in last year’s letter, low global interest rates strengthened our ability 

to generate interest expense savings through 2020. We took advantage 

of strength in the bond market and completed a $1.2 billion unsecured 

bond offering across two separate tranches, with $600 million maturing in 

265
Room, 5 Star  
Luxury Hotel

The Shelbourne

D U B L I N ,   I R E L A N D

7

2029 at 4.75% and $600 million maturing in 2031 at 5%. This transaction 

therefore are able to see industry and financing trends across multiple 

allowed us to fully retire our $1.15 billion 5.875% 2024 unsecured bonds 

asset classes in real time. We continue to leverage our unique relationship 

It is a direct result of our success that Kennedy Wilson is able to give back 

to others in such a significant way. In 2020, our commitment didn’t waiver, 

early and led to approximately $10 million of interest savings annually 

network and monitor transaction activity in our core U.S. markets to 

and our support included:

while also significantly extending our duration. We have also repaid £280 

uncover new debt investment opportunities.

million ($390 million) of our £500 million KWE sterling-denominated debt 

maturing in 2022, further reducing our unsecured debt profile.  

We also seized on the growing opportunity in the urban logistics market, 

where we have been an active player for the past decade and launched 

Growing our Investment Management Platform

a $1 billion platform focused on last-mile urban distribution center 

We continued to build on our proven investment management track 

investments in Europe alongside Singaporean sovereign wealth fund GIC. 

record in 2020, growing our business with the launch of new partnerships 

Our goal is to build on our track record of raising capital from some of 

and the creation of entirely new platforms. We increased our fee-bearing 

the world’s largest pension plans, sovereign wealth funds and insurance 

capital by 30% to $3.9 billion, which has now more than doubled since 

companies to grow our fee-bearing capital.

2018, with a robust pipeline of $2.2 billion of additional non-discretionary 

fee-bearing capital to be deployed.

ESG Updates 

The far reaching human and economic challenges caused by the pandemic 

In May, as our team saw a significant pocket of opportunity starting 

underscored the importance of environmental, social and governance 

with loan investments secured by high-quality real estate across the 

initiatives by companies, and Kennedy Wilson continues to make progress 

Western U.S., we launched a $2 billion debt platform alongside our 

in growing our own ESG program. Giving back to the communities where 

long-term partners and, just nine months later, the platform crossed $1 

we do business has always been a core part of our corporate character and 

billion in loans. Since then, we have seen a steady uptick in debt related 

that commitment to doing good, through ESG initiatives and operating 

opportunities and a solid volume of high-quality sponsors showing an 

our business responsibly, was reflected in a recent recognition by 

appetite for the more nimble, creative approach we are able to offer 

Newsweek, which listed Kennedy Wilson as one of the most responsible 

through Kennedy Wilson’s debt platform. We are in a unique position 

companies in America in 2021.

as we have an ownership interest in $18 billion of assets globally, and 

• 

helping veterans and families of those who have served through the 

Navy SEAL Foundation and the C4 Foundation;

• 

providing meals to the Downtown Women’s Center to help feed 

women experiencing homelessness in Los Angeles;

• 

purchasing medical equipment that will lead to faster diagnoses at 

Our Lady’s Children’s Hospital in Ireland;

• 

expanding access to education through organizations like With Your 

Shield and the Neighborhood Academic Initiative at USC and Bringing 

Hope to the Family in Uganda;

• 

launching a new partnership with Daylight, the recipient of a 

For more details on our ESG initiatives, visit  
esg.kennedywilson.com

City of Los Angeles HHH Innovation Challenge award, which will 

provide advancement opportunities for women and people of diverse 

deliver nearly 100 new units of housing for individuals experiencing 

backgrounds and I am grateful for the leadership of Kennedy Wilson 

homelessness in Los Angeles over the next two years.

President Mary Ricks and her contributions to these efforts through her 

Embracing diversity and a variety of viewpoints has been a longstanding 

which is focused on advancing women in real estate and finance while 

oversight of our ESG Committee as well as Kennedy Wilson Women, 

part of our culture at Kennedy Wilson, and over the past 33 years 

deepening our industry’s talent pool.  

we have been consistent in our belief that inclusion ultimately drives 

innovation and performance. I am proud to report that our senior 

We also continue to expand our social impact investing arm through 

management team consists of 46% women, as well as team members 

our partnership with Vintage Housing, which provides affordable rental 

from a variety of backgrounds. We aim to build on our initiatives to 

housing for income-qualified families and active seniors. We are on pace 

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298
Affordable Units

Southside by Vintage

S E A T T L E ,   W A S H I N G T O N

to deliver an additional 2,000 affordable units to the existing 8,000-unit 

through it all was uniquely focused on sharing his talents with others. His 

portfolio by 2023, deploying services and environmentally sustainable 

contributions made a significant impact on Kennedy Wilson’s success and 

initiatives to provide high-quality homes that enrich their surrounding 

the success of other companies, but more importantly, he impacted the 

communities. We are proud to provide seed capital to Langdon Park 

lives of so many individuals through the mentorship he provided. We will 

Capital, a newly launched institutional real estate investment company led 

remember John for his kindness, the calmness he always exuded, and his 

by veteran J.P. Morgan finance executive and former NFL player Malcolm 

perpetual smile. We will miss him every day. 

Johnson, that will address the chronic undersupply of high-quality real 

estate in diverse communities throughout the country. Our support for 

Malcolm and the Langdon Park Capital team reflects our shared values, our 

emphasis on investing alongside good people and our deep desire to help 

create value and solutions that make our communities stronger.

Lastly, I want to express my gratitude to all of our Kennedy Wilson 

teammates for their commitment to our success, our board members for 

their leadership and counsel, our shareholders, lenders, and our partners 

for the capital support we need to grow our business. As we turn the page 

on a unique year, we are optimistic about 2021 and looking forward to 

It is with profound sadness that I share the recent passing of Kennedy 

another great year of accomplishments at Kennedy Wilson.

Wilson Board Member and my dear friend of over 40 years, John Taylor. 

John was a legend in the financial institution accounting world and 

throughout his impressive career he provided professional accounting 

and auditing services to countless commercial banks, savings and loans, 

mortgage banks, mutual funds, trust companies, real estate investment 

trusts, business development companies and finance companies. Prior 

to his retirement in 2011, John served as a senior audit partner in KPMG 

LLP’s financial services practice group, where he worked for 38 years. 

He was the lead audit engagement partner on nearly all of KPMG’s 

significant public banking and finance clients in Southern California, and 

William J. McMorrow
Chairman and Chief Executive Officer

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5

 
 
 
 
 
 
 
 
The Grange
Dublin, Ireland
274 Multifamily Units

Multifamily

Kennedy Wilson pursues multifamily acquisition opportunities 

where we can unlock value through a myriad of strategies, including 

institutional management, asset rehabilitation, repositioning and creative 

recapitalization. We focus primarily on apartments in supply-constrained, 

infill markets. We currently hold investments in more than 30,000 

multifamily units located throughout the Western U.S. (primarily Seattle, 

Salt Lake City, Boise, Greater Los Angeles and the San Francisco Bay 

Area) and Dublin, Ireland.

30,000
Multifamily Units

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Rosewood Premier
Boise, Idaho
66 Multifamily Units

Clancy Quay
Dublin, Ireland
865 Multifamily Units

Steamboat by Vintage
Reno, Nevada
360 Affordable Units

The Clara
Boise, Idaho
277 Units
Multifamily Development

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10 Hanover Quay
Dublin, Ireland
69,000 Square-Foot 
Commercial Development

Commercial

We source, acquire, and finance various types of commercial real estate 

including office, industrial, and retail assets. After acquisition, the 

properties are generally repositioned to enhance market value. Assets  

are either sold as part of property-specific investment strategies 

designed to deliver above-market returns to our clients and shareholders 

or held if producing above average returns. Kennedy Wilson owns 

interests in 161 commercial properties located primarily in the Western 

U.S., United Kingdom and Ireland.

161
Commercial  
Properties

22M
Square Feet

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Kona Village
Kailua-Kona, Hawaii
150-Key Iconic Hotel Redevelopment

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20 Kildare Street
Dublin, Ireland
64,000 Square-Foot 
Commercial Development

 
 
 
 
 
 
 
 
Coopers Cross Development
Dublin, Ireland
394,000 Commercial Square Feet
472 Multifamily Units

Mixed-Use

Kennedy Wilson’s mixed-use projects focus on place making by 

integrating high-quality housing and offices with best-in-class amenities 

and public spaces to bring underutilized sites to life. Our projects 

are located in close range of city centers, with easy access to public 

transportation and within markets experiencing long-term structural and 

economic drivers of demand, including job growth, population growth 

and strong university systems that generate a talented pool of workers.

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The Art of Coffee
Dublin, Ireland

BrewDog
Dublin, Ireland

Capital Dock
Dublin, Ireland
243,000 Commercial Square Feet
190 Multifamily Units

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Stockley Park
Heathrow, United Kingdom
54,000 Square-Foot Office Campus

Financial Report 2020

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Financial Report
Table of Contents

Business

Business

Selected Financial Data

3 Management(cid:317)s Discussion and Analysis of Financial Condition and Results of Operations

Report of Independent Registered Public Accounting Firm

Consolidated Balance Sheets

Consolidated Statements of Income

Consolidated Statements of Comprehensive Income

Consolidated Statements of Equity

Consolidated Statements of Cash Flows

Notes to Consolidated Financial Statements

Performance Graph

0 Market for Registrant(cid:317)s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities

Forward-Looking Statements

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Company Overview
Kennedy Wilson is a global real estate investment company. We own, operate 
and develop real estate with the ob(cid:102)ective of maximi(cid:140)ing earnings over the long 
run for ourselves and our equity partners. We focus primarily on multifamily and 
office properties located in the Western (cid:38)nited States, (cid:38)nited Kingdom, and 
Ireland. As of December 31, 2020, we have 202 employees in 12 offices primarily 
located throughout the (cid:38)nited States, the (cid:38)nited Kingdom, Ireland and Spain. As of 
December 31, 2020, our Real Estate Assets under Management (“A(cid:38)M”) are at (cid:362)17.6 
billion. The real estate that we hold in our global por(cid:127)olio consists primarily of (51(cid:1143)) 
multifamily apartments and (49(cid:1143)) commercial properties based on Consolidated NOI 
and JV NOI. Geographically, we focus on the (58(cid:1143)) Western (cid:38)nited States, the (21(cid:1143)) 
(cid:38)nited Kingdom and (17(cid:1143)) Ireland (including 4(cid:1143) in other). 

Our investment activities involve ownership of 10,350 multifamily units, 8.6 million 
square feet of commercial space and one hotel that are consolidated on our financial 
statements with revenues of (cid:362)417.8 million and, consolidated net operating income 
(“Consolidated Por(cid:127)olio NOI”) of (cid:362)262.3 million during the year ended December 31, 
2020 and A(cid:38)M of (cid:362)7.2 billion. Our ownership interests in such consolidated 
properties make up our Consolidated Por(cid:127)olio (“Consolidated Por(cid:127)olio”) business 
segment as discussed in detail throughout this report.

In addition to investing our shareholder(cid:317)s capital, we invest capital on behalf of our 
partners in real estate and real estate related assets through our Co-investment 
Por(cid:127)olio (“Co-investments Por(cid:127)olio”). This fee-bearing capital represents total 
third-party committed or invested capital that we manage in our (cid:102)oint ventures and 
commingled funds that entitle us to earn fees, including without limitation, asset 
management fees, construction management fees, acquisition and disposition fees 
and/or promoted interest, if applicable. As of December 31, 2020, our fee-bearing 

capital was (cid:362)3.9 billion and we recogni(cid:140)ed (cid:362)22.5 million in recurring investment 
management fees and (cid:362)2.6 million of performance fees from equity partners in these 
vehicles during the year ended December 31, 2020. We generally invest our own 
capital alongside our equity partners in these (cid:102)oint ventures and commingled funds 
that we manage. As of December 31, 2020, we held ownership interests in 9,509 
market rate multifamily units, 9,982 affordable rate multifamily units, 13.3 million 
square feet of commercial space, two hotels and (cid:362)795.8 million of real estate debt (of 
which our share was (cid:362)95.1 million), all of which are held through (cid:102)oint ventures and 
three commingled funds that we manage (which are represented as unconsolidated 
investments on our financial statements). For the year ended December 31, 2020, 
these (cid:102)oint ventures and commingled funds that we manage generated revenues 
and JV NOI of (cid:362)162.2 million and (cid:362)102.5 million, respectively, and had an A(cid:38)M of 
(cid:362)10.4 billion as of December 31, 2020. In our Co-investments Por(cid:127)olio 88(cid:1143) of our 
carrying value is accounted for at fair value. Our interests in such (cid:102)oint ventures and 
commingled funds and the fees that we earn from such vehicles make up our  
Co-investments Por(cid:127)olio segment as discussed in detail throughout this report.

In addition to our income-producing real estate, we also engage in development, 
redevelopment and value add initiatives through which we enhance cash (cid:89)ows or 
reposition assets to increase value. Our total share of development pro(cid:102)ect costs with 
respect to these investments are estimated at (cid:362)696.0 million over the next four years. 
These costs are generally financed by cash from our balance sheet, capital provided 
by partners (if applicable), cash (cid:89)ow from the investment and construction loans. Cost 
overrun risks are reduced by detailed architectural plans, guaranteed price contracts 
and supervision by expert Company executives and personnel. When completed, 
the construction loans are generally replaced by long-term mortgage financing. See 
additional detail in the section titled Development and Redevelopment below.

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  Acquire high quality assets, either on our own or with strategic partners

The table below highlights some of the Company(cid:317)s performance metrics over the past five years: 

  Reposition assets to enhance cash (cid:89)ows post-acquisition

  Explore development opportunities on underutili(cid:140)ed portions of assets, or acquire 
development assets that fit within our overall investment strategy

  Continuously evaluate and selectively harvest asset and entity value through 
strategic reali(cid:140)ations using both the public and private markets

Business (continued)

Investment Approach
The following is our investment approach: 

  Identify countries and markets with an attractive investment landscape

  Establish operating pla(cid:127)orms in our target markets

  Develop local intelligence and create long-lasting relationships, primarily with 
financial institutions

  Leverage relationships and local knowledge to drive proprietary investment 
opportunities with a focus on off-market transactions that we expect will result in 
above average cash (cid:89)ows and returns over the long term

During the last five years, occupancy, NOI, Ad(cid:102)usted EBITDA and fee-bearing capital of the Company was as follows (at share):

($ in millions, except fee bearing capital which $ in billions)

Multifamily Occupancy 
(cid:1143) change
Commercial Occupancy
(cid:1143) change
Consolidated NOI(1)
(cid:1143) change
JV NOI(1) 
(cid:1143) change
Ad(cid:102)usted EBITDA(1)
(cid:1143) change
Fee-bearing capital(2)
(cid:1143) change

(1) Please refer to “Certain Non-GAAP Measures and Reconciliations” for a reconciliation of certain non-GAAP items to U.S. GAAP.  

(2) Amounts in fee-bearing capital exclude $1.4 billion as of December 31, 2016 relating to KWE prior to it being wholly-owned.

2020

95.2 (cid:1143)
0.8 (cid:1143)
93.4 (cid:1143)
0.1 (cid:1143)

262.3
(14.1)(cid:1143)
102.5

31.7 (cid:1143)

608.0
(16.5)(cid:1143)
3.9 
30.0 (cid:1143)

2019

94.4 (cid:1143)
(0.3)(cid:1143)
93.3 (cid:1143)
(1.0)(cid:1143)

305.2
(17.1)(cid:1143)
77.8
40.7 (cid:1143)

728.1

2.2 (cid:1143)
3.0
36.4(cid:1143)

2018

94.7 (cid:1143)
1.0 (cid:1143)
94.2 (cid:1143)
 (cid:1143)

368.3

52.2 (cid:1143)
55.3
15.0 (cid:1143)

712.7

56.4 (cid:1143)
2.2
22.2 (cid:1143)

Year Ended December 31,

2017

93.8 (cid:1143)
 (cid:1143)
94.2 (cid:1143)
2.8 (cid:1143)

242.0

27.8 (cid:1143)
48.1
(5.9)(cid:1143)

455.7

30.2 (cid:1143)
1.8
12.5 (cid:1143)

2016

93.8 (cid:1143)
 (cid:1143)
91.6 (cid:1143)
 (cid:1143)

189.4

 (cid:1143)

51.1

 (cid:1143)

349.9

 (cid:1143)

1.6

 (cid:1143)

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(In millions, except per share amounts)

Statements of  income data and dividends:
Revenue
Net income to Kennedy-Wilson Holdings Inc. common shareholders(1)
Basic income per share
Dividends declared per share of common stock
Ad(cid:102)usted EBITDA(2)
Ad(cid:102)usted EBITDA annual increase (decrease)
Ad(cid:102)usted Net Income(2)
Ad(cid:102)usted Net Income annual increase (decrease)

Balance sheet data:
Cash and cash equivalents
Total assets
Mortgage debt
KW unsecured debt
KWE unsecured bonds
Kennedy Wilson equity
Noncontrolling interests
Total equity
Common shares outstanding

2020

2019

2018

2017

2016

Year Ended December 31,

(cid:362)   450.9 
92.9 
0.66 
0.88 
608.0 

(16)(cid:1143)

306.9 

(31)(cid:1143)

(cid:362)   569.7 
224.1 
1.60 
0.85 
728.1 

2 (cid:1143)

442.5 

11 (cid:1143)

(cid:362)   773.5 
150.0 
1.04 
0.78 
712.7 

56 (cid:1143)

397.0 

64 (cid:1143)

(cid:362)   801.8 
100.5 
0.83 
0.70 
455.7 

30 (cid:1143)

242.5 

27 (cid:1143)

(cid:362)   690.4 
2.8 
0.01 
0.56 
349.9 

191.3 

2020

2019

2018

2017

2016

As of December 31,

(cid:362)   965.1 
7,329.0 
2,589.8 
1,332.2 
1,172.5 
1,644.5 
28.2 
1,672.7 
141.4 

(cid:362)   573.9 
7,304.5 
2,641.0 
1,131.7 
1,274.2 
1,678.7 
40.5 
1,719.2 
151.6 

(cid:362)   488.0 
7,381.8 
2,950.3 
1,202.0 
1,260.5 
1,246.7 
184.5 
1,431.2 
143.2 

(cid:362)   351.3 
7,724.8 
3,156.6 
1,179.4 
1,325.9 
1,365.6 
211.9 
1,577.5 
151.6 

(cid:362)   885.7 
7,656.6 
2,770.4 
934.1 
1,185.7 
1,048.0 
1,295.1 
2,343.1 
115.7 

(1) GAAP Net Income to Common Shareholders for the year ended December 31, 2017, includes a one-time tax benefit of $44.8 million that was recorded in the quarter ended December 31, 2017, or $0.38 per share. 

(2)  See Non-GAAP Measures and Certain Definitions and “Management’s Discussion and Analysis of Financial Condition and Results of Operations-Non-GAAP measures” for a description of adjusted EBITDA and adjusted net 

income and a reconciliation of these metrics to net income as reported under GAAP.

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•
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•
•
•
•
•
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—
—
—
—
—
—
—
—
Business (continued)

Business Segments
Our operations are defined by two business segments: our consolidated investment 
por(cid:127)olio (the “Consolidated Por(cid:127)olio”) and our co-investment por(cid:127)olio (the  
“Co-Investment Por(cid:127)olio”) 

  Our Consolidated Por(cid:127)olio consists of the investments in real estate and real 
estate-related assets that we have made and consolidate on our balance sheet. 
We typically wholly-own the assets in our Consolidated Por(cid:127)olio. 

  Our Co-investment Por(cid:127)olio consists of (i) the co-investments in real estate and 
real estate-related assets, including loans secured by real estate, that we have 
made through the commingled funds and (cid:102)oint ventures that we manage(cid:312) and 
(ii) the fees (including, without limitation, asset management fees, construction 
management fees and performance fees) that we earn on our fee bearing capital. 
We typically have a 5(cid:331)50(cid:1143) ownership interest in the assets in our Co-investment 
Por(cid:127)olio. We have a weighted average ownership of 39(cid:1143) as of December 31, 
2020.

In addition to our two primary business segments our Corporate segment includes, 
among other things, our corporate overhead and our property services group (prior to 
the sale of the group in October 2020).

Segment Presentation
We evaluate our reportable segments in accordance with the guidance of ASC Topic 
280, Segment Reporting. We had historically presented Investments and Services as 
our two main operating segments. As we have expanded on our separate account and 
commingled fund pla(cid:127)orms, we determined that the segment presentation detailed 
herein is more indicative to how the business is being run and evaluated by the chief 
operating decision makers. For additional detail with respect to the impact of this 
change see Item 7, Management(cid:317)s Discussion and Analysis of Financial Condition and 
Results of Operations, and Note 16 of the Company(cid:317)s audited financial statement for 
the year ended December 31, 2020. 

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Consolidated Portfolio
Our Consolidated Por(cid:127)olio is a permanent capital vehicle focused on maximi(cid:140)ing 
property cash (cid:89)ow. These assets are primarily wholly-owned and tend to have 
longer hold periods and we target investments with accretive asset management 
opportunities. We typically focus on office and multifamily assets in the Western 
(cid:38)nited States and commercial assets in the (cid:38)nited Kingdom and Ireland within this 
segment. 

The non-GAAP table below represents a summari(cid:140)ed balance sheet of our 
Consolidated Por(cid:127)olio as of December 31, 2020 and December 31, 2019. This table 
does not include amounts from our corporate segment such as corporate cash and the 
KWH Senior Notes.

($ in millions)

Cash(1)
Real estate
Accounts receivable and other assets

Total Assets

Accounts payable 
Accrued expenses
Mortgage debt
KWE bonds

(cid:36)o(cid:124)a(cid:1140) (cid:21)iabi(cid:1140)iti(cid:59)s

q uity

December 31, 
2020

December 31, 
2019

(cid:362)    733.2 
4,720.5 
146.5 

 5

 1

.2

28.9 
184.5 
2,589.8 
1,172.5 

.7

.5

(cid:362)    338.8 
5,080.2 
198.3 

 5

 1

.3

18.4 
210.3 
2,641.0 
1,274.2 

.9

.4

(1)  Excludes $231.9 million and $235.1 million as of December 31, 2020 and December 31, 2019 of corporate  

non-property level cash.

Co-Investments Portfolio
We utili(cid:140)e different pla(cid:127)orms in the Co-investment Por(cid:127)olio segment depending on 
the asset and risk return profiles.

The table below represents the carrying value of balance sheet of our Co-Investment 
Por(cid:127)olio at our share of the underlying investments as of December 31, 2020 and 
December 31, 2019. The Co-Investment Por(cid:127)olio consists of our unconsolidated 
investments as well as our loan investments which are included within other assets on 
our consolidated financials.   

($ in millions)

Cash
Real estate
Loans
Accounts receivable and other assets

Total Assets

Accounts payable and accrued expenses
Mortgage debt

(cid:36)o(cid:124)a(cid:1140) (cid:21)iabi(cid:1140)iti(cid:59)s

q uity

December 31, 
2020

December 31, 
2019

(cid:362)      77.3 
2,654.4 
107.1 
205.0 

 3

 1

.8

64.6 
1,582.8 

.4

.4

(cid:362)      60.7 
2,461.5 
13.4 
222.1 

 2

 1

.7

85.6 
1,337.5 

.1

.6

Commingled funds(cid:332)We currently have three closed end funds that we manage and 
through which we receive investment management fees. We focus on sourcing 
investors in the (cid:38).S., Europe and Middle East and target investments in the (cid:38).S. and 
Europe with respect to our commingled funds. Each of our funds have, among other 
things, defined investment guidelines, investment hold periods and target returns. 
Currently our (cid:38).S. based funds focus on value-add properties that have an expected 
hold period of 5 to 7 years. Our European fund focuses on value add commercial 
properties in the (cid:38)nited Kingdom and Ireland that also have expected hold periods of 
5 to 7 years. As of December 31, 2020, our weighted average ownership interest in 
the commingled funds that we manage was 12(cid:1143). 

Separate accounts(cid:332)We have several equity partners whereby we act as the general 
partner and receive investment management fees including acquisition, disposition, 
financing, construction management, performance and other fees. In addition to 
acting as the asset manager and general partner of those (cid:102)oint ventures, we are 
also a co-investor in these properties. Our separate account pla(cid:127)orms have defined 
investment parameters such as asset types, leverage and return profiles and expected 
hold periods. As of December 31, 2020, our weighted average ownership interest in 
the various (cid:102)oint ventures that we manage was 45(cid:1143). 

VHH—Through our Vintage Housing Holdings (“VHH”) partnership we acquire and 
develop income and age restricted properties. See a detailed discussion of this 
business in the Multifamily section below. 

Investment Types
The following are the product types we invest in through our Consolidated Por(cid:127)olio 
and Co-Investment Por(cid:127)olio segments:

Multifamily
We pursue multifamily acquisition opportunities where we can unlock value through 
a myriad of strategies, including institutional management, asset rehabilitation, 
repositioning and recapitali(cid:140)ation. We focus primarily on apartments in supply-
constrained, infill markets. 

As of December 31, 2020, we hold investments in 116 assets that include 10,350 
consolidated multifamily apartment units and 9,509 units within our market rate   
Co-Investment Por(cid:127)olio and 9,982 affordable units in our VHH pla(cid:127)orm. Our largest 
Western (cid:38)nited States multifamily regions are the Pacific Northwest, primarily the 
greater Seattle area and Portland, and the Mountain States region, which includes 
(cid:38)tah, Idaho, Montana, Colorado and Nevada. The remainder of the Western (cid:38)nited 
States por(cid:127)olio is located in Northern and Southern California. In Ireland we focus on 
Dublin city center and the suburbs of the city.

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$
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$
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$
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$
,
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Business (continued)

Our asset management strategy entails installing strong property management teams 
to drive leasing activity and upkeep of the properties. We also add amenities designed 
to promote health and wellness, celebrate local and cultural events and enhance the 
lives of residents living in our communities. We also incorporate spaces for rest and 
sociali(cid:140)ation across our global multifamily por(cid:127)olio, including clubhouses, fitness 
centers, business suites, outdoor play areas, pools and dog parks.

Multifamily—Affordable Housing
Through our VHH pla(cid:127)orm we also focus on affordable units based on income or 
age restrictions. With homes reserved for residents that make 50(cid:1143)(cid:331)60(cid:1143) of the 
area(cid:317)s median income, VHH provides an affordable long-term solution for qualifying 
working families and active senior citi(cid:140)ens, coupled with modern amenities that are a 
hallmark of our traditional multifamily por(cid:127)olio. Fundamental to our success is a shared 
commitment to delivering quality affordable homes and building communities that 
enrich residents(cid:317) lives, including providing programs such as social support groups, a(cid:91)er-
school programs, transportation assistance, computer training, and wellness classes.   

VHH typically utili(cid:140)es tax-exempt bond financing and the sale of federal tax credits to 
help finance its investments. We are entitled to 50(cid:1143) of the operating cash (cid:89)ows from 
the VHH partnership in addition to any investing distributions we receive from federal 
tax credits or refinancing activity at the property level. We invested the time to 
understand Vintage Housing(cid:317)s culture and business model and saw them as a natural 
partner as we expanded into this growing sector. 

When we acquired VHH in 2015, the por(cid:127)olio consisted of 5,485 units. As of 
December 31, 2020, the VHH por(cid:127)olio includes 8,017 stabili(cid:140)ed rental units with 
another 1,965 units currently under stabili(cid:140)ation, development or undergoing 
entitlements in the Western (cid:38)nited States. We acquired our ownership interest in 
VHH in 2015 for approximately (cid:362)80.0 million. As of December 31, 2020 we have 
contributed an additional (cid:362)87.9 million into VHH and have received (cid:362)202.1 million 
in cash distributions. VHH is an unconsolidated investment that we account for using 
the fair value option which had a carrying value of (cid:362)142.9 million as of December 31, 

2020. We have recorded (cid:362)130.8 million worth of fair value gains on our investment in 
VHH including (cid:362)11.5 million during the year ended December 31, 2020.  

Commercial
Our investment approach for office acquisition criteria differs across our various 
investment pla(cid:127)orms. For our Consolidated Por(cid:127)olio we look to invest in large high 
quality properties with high replacement costs. In our separate account por(cid:127)olios our 
partners have certain characteristics whether it be location, financing (unencumbered 
properties) or hold period. The commingled funds typically look for opportunities that 
have a value-add component that can benefit from our asset management expertise. 
We do not typically own high-rise buildings in city centers and we instead look to 
invest in mid-to-low rise buildings in areas ad(cid:102)acent to city centers and suburban 
markets. A(cid:91)er acquisition, the properties are generally repositioned to enhance 
market value.

Our retail por(cid:127)olio has different characteristics based on the geographic markets 
wherein the properties are located. In Europe, we have a mixture of high street retail, 
suburban shopping centers and leisure assets which are mainly located in the (cid:38)nited 
Kingdom as well as Dublin and Madrid. In our Western (cid:38)nited States retail por(cid:127)olio, 
we invest in shopping centers that are generally grocery anchored.

Our industrial por(cid:127)olio consists mainly of distribution centers located in the (cid:38)nited 
Kingdom.

As of December 31, 2020, we hold investments in 161 commercial properties, totaling 
over 21.9 million square feet, predominately in the (cid:38)nited Kingdom and Ireland with 
additional investments in the Pacific Northwest, Southern California, Spain and Italy. 
Our Consolidated por(cid:127)olio consisted of 8.6 million square feet while our  
Co-Investment por(cid:127)olio consists of 13.3 million square feet.  

Development and redevelopment
We have a number of development, redevelopment and entitlement pro(cid:102)ects that 
are underway or in the planning stages. (cid:38)nlike the residential pro(cid:102)ects that are held 
for sale and described in the Residential and Other section below, these initiatives 

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may ultimately result in income-producing assets. As of December 31, 2020, we are 
actively developing 1,529 multifamily units, 0.6 million commercial rentable square 
feet and 150 hotel rooms. If these pro(cid:102)ects are brought to completion, the Company(cid:317)s 
estimated share of the total capitali(cid:140)ation of these pro(cid:102)ects would be approximately 
(cid:362)1.1 billion (approximately 36(cid:1143) of which has already been funded), which we expect 
would be funded through our existing equity, third party equity, pro(cid:102)ect sales, tax 
credit financing and secured debt financing. This represents total capital over the 
life of the pro(cid:102)ects and is not a representation of peak capital and does not take into 
account any distributions over the course of the investment. We and our equity 
partners are under no obligation to complete these pro(cid:102)ects and may dispose of 
any such assets a(cid:91)er adding value through the entitlement process. Please also see 
the section titled “Liquidity and Capital Resources—Development and redevelopment” 
in the Management(cid:317)s Discussion and Analysis of Financial Condition and Results of 
Operations for additional detail on these investments.  

Real Estate Debt
In the second quarter of 2020, we formed a (cid:362)2 billion pla(cid:127)orm (“KW/FF debt 
pla(cid:127)orm”) with Fairfax Financial Holdings Limited (“Fairfax”) that pursues first 
mortgage loans secured by high-quality real estate in the Western (cid:38).S., Ireland 
and the (cid:38)nited Kingdom. In our role as asset manager, we will earn customary 
management and performance fees. We will also invest alongside Fairfax in these 
loans with an ownership interest between 10(cid:1143) to 25(cid:1143). We currently expect that 
these investments will all be made without the use of any leverage. Since its inception 
to December 31, 2020, we closed on (cid:362)497.0 million of loans in the pla(cid:127)orm, our share 
of which is (cid:362)73.1 million.

In addition to the KW/FF debt pla(cid:127)orm we acquire performing and non-performing 
loans and/or originate loans secured by real estate on our own or with other 
partners. As of December 31, 2020, we held interests in 16 loans with an average 
interest rate of 6.4(cid:1143) per annum and a carrying value of (cid:362)95.1 million located in 
the Western (cid:38)nited States and are primarily invested through our Co-investment 
Por(cid:127)olio consisting of loans within the KW/FF debt pla(cid:127)orm and with other partners. 

In addition to interest income we earn on loans we also earn customary asset 
management fees from our partners for managing loan investments.

Our current loan por(cid:127)olio including the KW/FF debt pla(cid:127)orm is focused on 
performing loans. However, if market conditions deteriorate, we expect more 
opportunities to arise in acquiring loan por(cid:127)olios at a discount from their contractual 
balance due as a result of deteriorated credit quality of the borrower or market 
conditions. Such loans are underwritten by us based on the value of the underlying 
real estate collateral. Due to the discounted purchase price for such loans, we seek, 
and are generally able to, accomplish near term reali(cid:140)ation of the loan in a cash 
settlement or by obtaining title to the property. Accordingly, the credit quality of the 
borrower is not of substantial importance to our evaluation of the risk of recovery 
from such investments.

Hotel
We acquire hotels in certain opportunistic situations in which we are able to purchase 
at a discount to replacement cost or can implement our value-add investment 
approach. As of December 31, 2020, we owned one consolidated operating hotel 
with 265 hotel rooms located in Dublin, Ireland. Additionally, in our Co-investment 
Por(cid:127)olio, we have a five-star resort development that will contain 150 rooms in Kona, 
Hawaii and a hotel property in Hawaii that consists of 72 rooms which is owned in 
one of our commingled funds.

Residential and Other
In certain cases, we may pursue for-sale housing acquisition opportunities, including 
land for entitlements, finished lots, urban infill housing sites and partially finished 
and finished housing pro(cid:102)ects. On certain income-producing acquisitions, there are 
ad(cid:102)acent land parcels for which we may pursue entitlement activities or, in some 
cases, development or re-development opportunities. 

This group also includes our investment in liquid non-real estate investments 
which include investment funds that hold marketable securities and private equity 
investments.  

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Business (continued)

As of December 31, 2020, we hold 20 investments which are primarily comprised 
of 239 residential units/lots and 3,881 acres located in Hawaii and the Western 
(cid:38)nited States. As of December 31, 2020, these investments had a Gross Asset Value 
of (cid:362)293.5 million and the Company had a weighted average ownership in such of 
investments of 72(cid:1143). These investments are in various stages of completion, ranging 
from securing the proper entitlements on land positions to sales of units/lots. 

Fair Value Investments
As of December 31, 2020, (cid:362)1.1 billion or 88(cid:1143) of our investments in unconsolidated 
investments (16(cid:1143) of total assets) are held at estimated fair value. As of December 31, 
2020, there were cumulative fair value gains of (cid:362)262.6 million which comprises 
23(cid:1143) of the (cid:362)1.1 billion carrying value of fair value unconsolidated investments that 
are currently held. Our investment in VHH is our largest unconsolidated investment 
held at estimated fair value and was held at (cid:362)142.9 million and (cid:362)142.8 million as of 
December 31, 2020 and 2019, respectively. Fair value changes consist of changes in 
the underlying value of properties and associated mortgage debt as well as foreign 
currency (cid:89)uctuations (net of any hedges) for non-dollar denominated investments. 
During the year ended December 31, 2020, we recogni(cid:140)ed (cid:362)49.9 million of fair value 
gains and performance fees on unconsolidated investments.

In determining these estimated fair market values, we use discounted cash (cid:89)ow 
models that estimate future cash (cid:89)ows (including terminal values) and discount 
those cash (cid:89)ows back to the current period. The accuracy of estimating fair value for 
investments cannot be determined with precision and cannot be substantiated by 
comparison to quoted prices in active markets and may not be reali(cid:140)ed in a current 
sale or immediate settlement of the asset or liability. Additionally, there are inherent 
uncertainties in any fair value measurement technique, and changes in the underlying 
assumptions used, including capitali(cid:140)ation rates, discount rates, liquidity risks, and 
estimates of future cash (cid:89)ows could significantly affect the fair value measurement 
amounts. As such, below are ranges of the key metrics included in determining these 
estimated values.

Multifamily

Office

Retail

Hotel

Residential

Capitali(cid:140)ation Rates

3.80(cid:1143)(cid:331)5.75(cid:1143)

4.00(cid:1143)(cid:331)7.00(cid:1143)

5.00(cid:1143)(cid:331)8.75(cid:1143)

6.00(cid:1143)

N/A

Estimated Rates (cid:38)sed For

Discount Rates

5.75(cid:1143)(cid:331)8.15(cid:1143)

5.00(cid:1143)(cid:331)9.00(cid:1143)

7.50(cid:1143)(cid:331)11.25(cid:1143)

7.50(cid:1143)(cid:331)8.25(cid:1143)

12.00(cid:1143)

In valuing indebtedness, the Company considers significant inputs such as the term 
of the debt, value of collateral, market loan-to-value ratios, market interest rates and 
spreads, and credit quality of investment entities. The credit spreads used by Kennedy 
Wilson for these types of investments range from 0.37(cid:1143) to 4.90(cid:1143). 

There is no active secondary market for our development pro(cid:102)ects and no readily 
available market value given the uncertainty of the amount and timing of future 
cash (cid:89)ows. Accordingly, our determination of fair value of our development pro(cid:102)ects 
requires (cid:102)udgment and extensive use of estimates. Therefore, we typically use 
investment cost as the estimated fair value until future cash (cid:89)ows become more 
predictable. Additionally, the fair value of our development pro(cid:102)ects may differ 
significantly from the values that would have been used had a market existed for such 
investments and may differ materially from the values that we may ultimately reali(cid:140)e. 
If we were required to liquidate an investment in a forced or liquidation sale, we could 
reali(cid:140)e significantly less than the value at which we have recorded it. In addition, 
changes in the market environment and other events that may occur over the life 
of the investments may cause the gains or losses ultimately reali(cid:140)ed or incurred on 
these investments to be different than the unreali(cid:140)ed gains or losses re(cid:89)ected in the 
currently assigned valuations.

We continue to assess the impact of the COVID-19 pandemic and its impact on 
the fair value of investments. Valuations of our assets that are reported at fair 
value and the markets in which they operate, to date, have not been significantly 
impacted by the COVID-19 pandemic as there has been little disruption to pro(cid:102)ected 
cash (cid:89)ows or market driven inputs on the underlying properties. As a result of the 

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rapid development, (cid:89)uidity and uncertainty surrounding this situation, we expect 
that information with respect to fair value measurement may change, potentially 
significantly, going forward and may not be indicative of the actual impact of the 
COVID-19 pandemic on its business, operations, cash (cid:89)ows and financial condition 
for the year ended December 31, 2020 and future periods.

Value Creation
Our differentiated and unique approach to investing is the cornerstone of how we 
create value for our shareholders. Our investment philosophy is based on three core 
fundamentals:

  Leverage our global footprint and complementary investment and investment 
management businesses to identify attractive investment markets across the 
world.

  Selectively invest in opportunities across many real estate product types with a 
goal of maximi(cid:140)ing cash (cid:89)ow and risk-ad(cid:102)usted return on capital.

  Actively manage assets and finance our assets in a manner designed to generate 
stable, predictable and growing cash (cid:89)ows for shareholders and clients.

Kennedy Wilson is able to create value for its shareholders in the following ways:

  We are able to identify and acquire attractive real estate assets across many 
markets, in part due to the significant proprietary deal (cid:89)ow driven from an 
established global network of industry relationships, particularly with financial 
institutions. This can create value by allowing us to maintain and develop a large 
pipeline of attractive opportunities. 

  Our operating expertise allows us to focus on opportunistic investments where 
we believe we can increase the value of assets and cash (cid:89)ows and include 
transactions with distressed real estate owners or lenders seeking liquidity, 
or purchases of under-managed or under-leased assets, and repositioning 
opportunities. 

  We have been able to create place-making areas in our investment locations where 
we are able to make multiple investments in a particular city either through direct 
investments or development initiatives that further drives interest in the area.  

  Many times, these investments are acquired at a discount to replacement cost or 
recent comparative sales, thereby offering opportunities to achieve above average 
total returns. In many cases, this may lead to significant additional returns, such as 
a promoted interest (where we have partners), based on the performance of the 
assets.

  Our long-lasting and deep relationships with financial institutions allow us to 
refinance loans to reduce interest rates and/or increase borrowings due to 
property appreciation and thereby obtain cash (cid:89)ow to use for new investments. 
We generally implement this strategy a(cid:91)er our value-add initiatives have been 
executed, thus allowing us to maintain moderate levels of leverage. 

  We have been able to attract third party capital due to our ability to generate 
above-market returns for our partners, diversity of geographic markets and 
investment product types as well as our (cid:89)exibility in structuring deals through 
funds, separate accounts and equity partner arrangements.   

  We understand that real estate is cyclical. Our management team employs a 
multi-cyclical approach that has resulted in our A(cid:38)M being globally diversified 
across many sectors of real estate while maintaining a healthy liquidity position 
and adequate access to capital.

Competitive Strengths 
We have a unique pla(cid:127)orm from which to execute our investment and investment 
management strategy. The combination of an investment and investment 
management pla(cid:127)orms provides several competitive strengths when compared to 
other real estate buyers and asset managers operating stand-alone or investment-
focused firms and may allow us to generate superior risk-ad(cid:102)usted returns. Our 
investment strategy focuses on investments that offer significant appreciation 
potential through intensive asset management, leasing, repositioning, redevelopment 

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Business (continued)

and the opportunistic use of capital. We differentiate ourselves from other firms in the 
industry with our full service, investment-oriented structure. 

Our competitive strengths include:

•  Transaction experience: Our senior management team has an average of 25 years 

of real estate experience and has been working and investing together on average 
for over 10 years. Members of the senior management team have collectively 
acquired, developed and managed in excess of (cid:362)30 billion of real estate 
investments in the (cid:38)nited States, the (cid:38)nited Kingdom, Ireland, Spain, Italy and 
Japan throughout various economic cycles, both at our Company and throughout 
their careers.

•  Extensive relationship and sourcing network: We leverage our relationships in 

order to source off-market deals. In addition, the senior management team and 
our acquisition team have transacted deals in nearly every ma(cid:102)or metropolitan 
market on the West Coast of the (cid:38)nited States, as well as in the (cid:38)nited Kingdom, 
Ireland, Spain, Italy and Japan. Their local presence and reputation in these 
markets have enabled them to cultivate key relationships with ma(cid:102)or holders of 
property inventory, in particularly financial institutions, throughout the real estate 
community. 

•  Structuring expertise and speed of execution: Prior acquisitions completed by 

us have taken a variety of forms, including direct property investments, (cid:102)oint 
ventures, exchanges involving stock or operating partnership units, participating 
loans and investments in performing and non-performing mortgages at various 
capital stack positions with the ob(cid:102)ective of long-term ownership. We believe we 
have developed a reputation of being able to quickly execute, as well as originate 
and creatively structure acquisitions, dispositions and financing transactions.

•  Strategic partnerships: Through our relationships and transaction experience 

we have been able to establish various strategic partnerships with a variety of 
different companies and institutions in which we are highly collaborative and 

aligned with our partners in the deals. Coupled with our ability to structure 
acquisitions in a variety of ways that fit the needs of our strategic partners we 
have been able to access various forms of capital due to our experience and 
versatility.  

•  Vertically integrated platform for operational enhancement: We have 202 employees 
in 12 offices throughout the (cid:38)nited States, the (cid:38)nited Kingdom, Ireland, Spain 
and Jersey. We have a hands-on approach to real estate investing and possess 
the local expertise in property and asset management, leasing, construction 
management, development and investment sales, which we believe enable us to 
invest successfully in selected submarkets.

•  Calculated risk taking: We underwrite our investments based upon a thorough 
examination of property economics and a critical understanding of market 
dynamics and risk management strategies. We conduct an in-depth sensitivity 
analysis on each of our acquisitions. This analysis applies various economic 
scenarios that include changes to rental rates, absorption periods, operating 
expenses, interest rates, exit values and holding periods. We use this analysis to 
develop our disciplined acquisition strategies.

•  Management’s alignment with shareholders: As of December 31, 2020, our directors 

and executive officers and their respective affiliates owned an aggregate of 
approximately 13(cid:1143) of the outstanding shares of our common stock. Due to 
management team(cid:317)s ownership interest in the Company its interests are in 
alignment with common shareholders of the Company and gives us an owner(cid:317)s 
mentality on the investments we own and manage.

The real estate business is cyclical. Real estate cycles are generally impacted by many 
factors, including availability of equity and debt capital, borrowing cost, rent levels, 
and asset values. Our strategy has resulted in a strong track record of creating both 
asset and entity value for the benefit of our shareholders and partners over these 
various real estate cycles.

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Environmental, Social and Governance (ESG)
Kennedy Wilson(cid:317)s approach to ESG aligns with our business strategy by maximi(cid:140)ing 
the inherent value of our assets and delivering long-term social, environmental and 
economic value across our por(cid:127)olio and to our key stakeholders. Globally, we create 
offices and homes that provide space for social interaction and exercise, as well as 
tenant engagement programs to create healthy environments for employees and 
residents who live and work in our buildings. We aim to strengthen the communities 
around us by providing public spaces and amenities, protecting heritage aspects of our 
buildings and supporting local philanthropic initiatives through the Kennedy Wilson 
Charitable Foundation, which awarded approximately (cid:362)2 million in grants and gi(cid:91)s 
in 2020. Recogni(cid:140)ing the need for affordable, high-quality housing across the West 
Coast, Kennedy Wilson is delivering 10,000 affordable units for residents that make 
50(cid:1143)(cid:331)60(cid:1143) of the area(cid:317)s median income through a (cid:102)oint venture with VHH. 

We take a building-by-building approach to optimi(cid:140)ing resources, first through measuring 
usage, identifying cost-efficient initiatives and then upgrading systems within our broader 
asset management programs. In 2020, we reached our goal of 33(cid:1143) carbon emissions 
reduction in our Europe por(cid:127)olio vs. baseline, and our utility measurement program 
continues to expand with our directly managed (cid:38).S. commercial and multifamily por(cid:127)olio 
now included in our global monitoring system. Kennedy Wilson is a member of the (cid:38).S. 
Green Building Council and commits to targeting sustainability certifications under LEED 
for our ma(cid:102)or remodel and ground-up commercial development pro(cid:102)ects globally, as well 
as BREEAM, NZEB, fitwel and WELL Building Standard certifications for our large-scale 
mixed-use pro(cid:102)ects in Ireland and the (cid:38).K.

We operate responsibly to ensure business-wide transparency and accountability, 
with a focus on empowering people and providing a healthy work environment for 
our employees. In addition to providing significant employee benefits and training 
opportunities, we strive to maintain a diverse corporate culture that includes 
people who represent different viewpoints and historical perspective. As a result 
of our efforts, Kennedy Wilson earned recognition as one of the Most Responsible 
Companies in America by Newsweek in 2020.

Industry Overview 

Key Investment Markets

Western United States
In 2020, the onset of the COVID-19 pandemic created unprecedented economic 
challenges. As the economy was forced to lockdown, GDP decreased by 31.4(cid:1143) in (cid:32)2 
on an annuali(cid:140)ed basis. In turn, transactions in the (cid:38)S real estate market fell sharply, 
with volumes decreasing by 68(cid:1143) according to Real Capital Analytics. In March, 
congress passed a (cid:362)2.2 trillion economic stimulus package that helped stabili(cid:140)e the 
economy. The year ended with the election of a new President and renewed optimism 
that COVID-19 vaccines would soon be made available and would help to control the 
global pandemic. GDP is currently expected to rebound in 2021 but will depend on if 
the COVID-19 pandemic can be resolved through widespread vaccination.

As a result of the pandemic and the ability of individuals to work from home, vacancy 
rates in higher cost Class A apartments were impacted more significantly than suburban 
Class B communities. The desire of renters to leave high cost urban apartments to more 
affordable suburban options has resulted in continued population growth into areas 
such as the Mountain States and out of large western (cid:38).S. coastal cities. The suburban 
markets are expected to continue to perform strongly in 2021 due to a number of 
factors, including the continuing ability to work remotely and the desire for more 
space. According to CBRE, investment volume in multifamily is expected to increase in 
2021, supported by the continuation of low yields. Kennedy Wilson(cid:317)s (cid:38).S. multifamily 
por(cid:127)olio is largely comprised of garden style communities with approximately 90(cid:1143) of 
our por(cid:127)olio located in suburban markets. The Company has shi(cid:91)ed its market-rate 
por(cid:127)olio to the Mountain states, which now is the largest market-rate region by unit 
count and primarily consists of its assets in (cid:38)tah, Idaho, and Nevada. 

A large impact of pandemic was the shi(cid:91) for many (cid:38).S. office occupiers to remote 
working. Companies are expected to begin returning to the office in 2021 a(cid:91)er 
vaccines have been made widely available to the general public. The usage of office is 
expected to continue to be re-evaluated as a result of the pandemic. Many companies 

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Business (continued)

have discussed incorporating more (cid:89)exible space, additional amenity offerings and 
a lower density configuration, while also potentially adopting a hybrid work style. 
Kennedy Wilson(cid:317)s (cid:38).S. office por(cid:127)olio is primarily located in Southern California and 
the Greater Seattle market. The ma(cid:102)ority of the (cid:38).S. office is owned with partners 
through the Company(cid:317)s co-investment segment.

Housing affordability has reached crisis levels across much of the Western (cid:38).S., with 
rapidly growing cities, such as Seattle, facing a dearth of affordable housing options. 
This not only impacts the delivery of vital public services as workers are priced out of 
local areas, it also puts stress on the social fabric of cities and neighborhoods.

Hawaii
The Hawaiian economy was significantly impacted by the COVID-19. Travel to Hawaii 
by visitors in 3(cid:32)(cid:331)20 decreased by over 97(cid:1143), and estimates for the year totaled 
2.7 million visitors to Hawaii in 2020, a decrease of 73.7(cid:1143) compared to 2019. The 
Hawaiian economy is expected to rebound in 2021, as tourism to the island should 
improve with over 6 million visitors expected in 2021.

United Kingdom
The (cid:38).K. economy showed increased resilience in the second half of 2020, despite 
a challenging landscape that began the year with the withdrawal from the European 
(cid:38)nion, followed by the impacts of the COVID-19 global pandemic resulting in two 
national lockdowns. A contraction of only 2.6(cid:1143) during the second lockdown in 
November compared to 20(cid:1143) during the first lockdown in April and a steady and 
stronger than expected growth in output between these two periods. GDP contracted 
by 9.9(cid:1143) overall in 2020. Despite the economic contraction, the (cid:38).K. unemployment 
rate is expected to finish the year at 5.2(cid:1143), an increase of only 1.3(cid:1143) compared to the 
end of last year, owing to strong government interventions. Fiscal policy remains 
supportive with an extension of the furlough program, helping to reduce (cid:102)ob losses. 

The impact of COVID-19 was felt across (cid:38).K. investment volumes, which finished 
2020 at (cid:364)42 billion, down 21(cid:1143) compared to 2019. The year finished with almost 40(cid:1143) 

of total investment volumes ((cid:364)16.5 billion) invested in (cid:32)4. Offices remained supported 
by a transparent investment environment and strong foreign investments into the 
(cid:38).K., making up 55(cid:1143) of the total investment volume.

South East office investment volumes reached (cid:364)1.9 billion in 2020, which saw a (cid:89)urry 
of investment deals complete in (cid:32)4. Although this is 12(cid:1143) less than in 2019, market 
performance in the South East compares well to the average decrease across the (cid:38)K. 
Vacancy of 6.8(cid:1143) remains below the 10-year average of 7.3(cid:1143), with new and grade A 
vacancies si(cid:2478)ng at 5.2(cid:1143). The industrial and logistics sectors remained the strongest 
performers, establishing 2020 as a record year with total investment volumes reaching 
(cid:364)8 billion, with fourth quarter investment volumes up 2.5 times on the previous 
quarter and contributing to more than half of total transactions for the year. The 
occupier market re(cid:89)ected strong demand-supply dynamics with absorption totaling 
a record-high 43 million square feet in 2020, well ahead of the 10-year average. 
Demand remained led by online retailers, representing 31(cid:1143) of all space taken up 
in 2020 and closely followed by third party logistics at 29(cid:1143) with online retail sales 
further supported by the (cid:38).K.-wide lockdowns. Solid market fundamentals underpin 
the expectation for industrial occupational demand to continue to be resilient in 2021. 

The (cid:38).K. retail sector was under significant pressure in 2020 with the closure of non-
essential retail stores during lockdowns pu(cid:2478)ng severe stress on retailers(cid:317) revenues and 
weakening occupation demand as further high-profile retailers went bankrupt during 
2020 and rent pressure was particularly felt across secondary and tertiary shopping 
centers. Stronger performers include supermarkets, home ware and DIY retailers, that 
were able to keep their stores open throughout the (cid:38).K. lockdown periods. 

Ireland 
Ireland(cid:317)s economy saw the only positive GDP growth across the E(cid:38) at 3.0(cid:1143) in 2020 
and the IMF is forecasting Ireland to have the highest GDP growth of any ma(cid:102)or 
European economy.  

Investment volumes reached (cid:360)3.6 billion for 2020, a resilient figure given the fallout 
from COVID-19 and an impressive 25(cid:1143) higher than the 10-year average of (cid:360)2.9 billion. 

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Demonstrating Ireland(cid:317)s position as an attractive global real estate market, over 75(cid:1143) 
of investments were from institutional investors, and 48(cid:1143) of the volume came from 
European buyers. Multifamily accounted for 48(cid:1143) of total investments followed by 
offices at 37(cid:1143).

Dublin office absorption was about 1.7 million square feet in 2020 with the significant 
impact of COVID-19 demonstrated as 69(cid:1143) of absorption occurred in the first quarter. 
Given the increased occupier demand for space, prime headline south suburbs rents 
remained stable at (cid:360)29.50 per square foot compared to a slight so(cid:91)ening of prime 
headline city center office rents. 

The Irish multifamily sector remains firmly in demand, with strong fundamentals 
underpinning institutional demand and for the first-time multifamily investment 
volumes eclipsed commercial office. Kennedy Wilson is forecast to be the second 
largest institutional owner with 16(cid:1143) market share in a market with more than 15,500 
multifamily units. Prime yields remained steady at 3.75(cid:1143) through 2020 as rent 
collection and occupancy remained strong. 

It is expected that the increase in household savings during 2020 may help support a 
more rapid bounce back in retail sales activity in 2021.

Following a very active year in 2019, transactional activity in the Irish hotel property 
market was severely curtailed in 2020 because of COVID-19, which imposed travel 
restrictions, forcing hotels to pivot their focus on domestic leisure guests. 

Competition
We compete with a range of global, national and local real estate firms, individual 
investors and other corporations, both private and public. Our investment business 
competes with real estate investment partnerships, real estate investments trusts, 
private equity firms and other investment companies and regional investors and 
developers. We believe that our relationships with the sellers and our ability to close 
an investment transaction in a short time period at competitive pricing provide us a 
competitive advantage. 

Foreign Currency
Approximately 46(cid:1143) of our investment account is invested through our foreign 
pla(cid:127)orms in their local currencies. Investment level debt is generally incurred in 
local currencies and we consider our equity investment as the appropriate exposure 
to evaluate for balance sheet hedging purposes. We typically do not hedge future 
operations or cash (cid:89)ows of operations in foreign exchanges rates which may have a 
significant impact on the results of our operations. In order to manage the effect of 
these (cid:89)uctuations, we generally hedge our book equity exposure to foreign currencies 
through currency forward contracts and options. 

We wholly-own Kennedy Wilson Europe Real Estate Limited (“KWE”) which is 
domiciled in the (cid:38)nited Kingdom and has GBP as its functional currency. KWE has 
investments in assets that have functional currencies of GBP and euros. Kennedy-
Wilson Holdings, Inc. does not have a direct interest in the euro denominated 
investments but has indirect ownership through its interest in KWE. We cannot 
directly hedge the foreign currency movements in these euro denominated assets but 
hedge foreign currency movements in euro assets at the KWE level through GBP/E(cid:38)R 
hedging instruments. We then can hedge the (cid:38)SD/GBP foreign currency exposure 
through our direct interest in KWE.

Within KWE we utili(cid:140)e three types of contracts to hedge our GBP/E(cid:38)R exposure: 
foreign forward currency contracts, a cross currency swap on the KWE Bonds 
(swapped GBP to E(cid:38)R) and the KWE Euro Medium Term Notes (“KWE Notes”). The 
KWE Notes were issued in euros and held by KWE but we have elected to treat the 
foreign currency movements as a net investment hedge on our euro denominated 
investments in KWE. The foreign currency movements on these hedge items above 
are recorded to unreali(cid:140)ed foreign currency derivative contract gains/losses within 
other comprehensive income for GBP/E(cid:38)R movements. However, when we translate 
our investment in KWE from (cid:38)SD/GBP the foreign currency movements on these 
items go through unreali(cid:140)ed foreign currency translation gains/losses within other 
comprehensive income. 

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Business (continued)

Selected Financial Data

Please refer to Item 7. Management(cid:317)s Discussion and Analysis of Financial Condition 
and Results of Operation for a discussion regarding foreign currency and currency 
derivative instruments.

Transaction-Based Results
A significant portion of our cash (cid:89)ow is tied to transaction activity which can affect 
an investor(cid:317)s ability to compare our financial condition and results of operations 
on a quarter-by-quarter basis or to easily evaluate the breadth of our operation. 
Historically, this variability has caused our revenue, net income and cash (cid:89)ows to be 
tied to transaction activity, which is not necessarily concentrated in any one quarter. 

Employees
As of December 31, 2020, we have 202 employees in 12 offices throughout the 
(cid:38)nited States, the (cid:38)nited Kingdom, Ireland, Spain and Jersey. We believe that we have 
been able to attract and maintain high quality employees. There are no employees 
sub(cid:102)ect to collective bargaining agreements. In addition, we believe we have a good 
relationship with our employees. 

Available Information 
Information about us is available on our website (http://www.kennedywilson.com) 
(this website address is not intended to function as a hyperlink, and the information 
contained in, or accessible from, our website is not intended to be a part of this filing). 
We make available on our website, free of charge, copies of our Annual Report on Form 
10-K, (cid:32)uarterly Reports on Form 10-(cid:32), Current Reports on Form 8-K, Proxy Statements 
on Schedule 14A and amendments to those reports and other statements filed or 
furnished pursuant to Section 13(a), 14 or 15(d) of the Securities Exchange Act of 1934, 
as amended, as soon as reasonably practicable a(cid:91)er filing or submi(cid:2478)ng such material 
electronically or otherwise furnishing it to the SEC. In addition, we have previously filed 
registration statements and other documents with the SEC. Any document we file is 
available at the SEC(cid:317)s internet address at http://www.sec.gov (this website address is 
not intended to function as a hyperlink, and the information contained in, or accessible 
from, the SEC(cid:317)s website is not intended to be a part of this filing). 

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The following tables summari(cid:140)e our selected historical consolidated financial information. This information was derived from our audited financial statements for each 
of the years ended December 31, 2020, 2019, 2018, 2017 and 2016. This information is only a summary. You should read this information together in con(cid:102)unction with 
“Management(cid:317)s Discussion and Analysis of Financial Condition and Results of Operations” and the financial statements and related notes included elsewhere in this document.

(In millions, except per share amounts)

Statements of  income data and dividends:
Revenue
Net income to Kennedy-Wilson Holdings Inc. common shareholders(1)
Basic income per share
Dividends declared per share of common stock
Ad(cid:102)usted EBITDA(2)
Ad(cid:102)usted EBITDA annual increase (decrease)
Ad(cid:102)usted Net Income(2)
Ad(cid:102)usted Net Income annual increase (decrease)

Balance sheet data:

Cash and cash equivalents
Total assets
Mortgage debt
KW unsecured debt
KWE unsecured bonds
Kennedy Wilson equity
Noncontrolling interests
Total equity
Common shares outstanding

2020

2019

2018

2017

2016 

Year Ended December 31,

(cid:362)   450.9 
92.9 
0.66 
0.88 
608.0 

(16)(cid:1143)

306.9 

(31)(cid:1143)

(cid:362)   569.7 
224.1 
1.60 
0.85 
728.1 

2 (cid:1143)

442.5 

11 (cid:1143)

(cid:362)   773.5 
150.0 
1.04 
0.78 
712.7 

56 (cid:1143)

397.0 

64 (cid:1143)

(cid:362)   801.8 
100.5 
0.83 
0.70 
455.7 

30 (cid:1143)

242.5 

27 (cid:1143)

(cid:362)   690.4 
2.8 
0.01 
0.56 
349.9 

191.3 

2020

2019

2018

2017

2016

As of December 31,

(cid:362)   965.1 
7,329.0 
2,589.8 
1,332.2 
1,172.5 
1,644.5 
28.2 
1,672.7 
141.4 

(cid:362)   573.9
7,304.5 
2,641.0 
1,131.7 
1,274.2 
1,678.7 
40.5 
1,719.2 
151.6 

(cid:362)   488.0
7,381.8 
2,950.3 
1,202.0 
1,260.5 
1,246.7 
184.5 
1,431.2 
143.2 

(cid:362)   351.3
7,724.8 
3,156.6 
1,179.4 
1,325.9 
1,365.6 
211.9 
1,577.5 
151.6 

(cid:362)   885.7
7,656.6 
2,770.4 
934.1 
1,185.7 
1,048.0 
1,295.1 
2,343.1 
115.7 

(1) GAAP Net Income to Common Shareholders for the year ended December 31, 2017, includes a one-time tax benefit of $44.8 million that was recorded in the quarter ended December 31, 2017, or $0.38 per share. 

(2)  See Non-GAAP Measures and Certain Definitions and “Management’s Discussion and Analysis of Financial Condition and Results of Operations-Non-GAAP measures” for a description of Adjusted EBITDA and Adjusted Net 

Income and a reconciliation of these metrics to net income as reported under GAAP.

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Selected Financial Data (continued)

Management’s Discussion and Analysis of Financial Condition and Results of Operations

Real Estate Assets Under Management (AUM)
A(cid:38)M generally refers to the properties and other assets with respect to which we provide (or participate in) oversight, investment management services and other advice, and 
which generally consist of real estate properties or loans, and investments in (cid:102)oint ventures. Our A(cid:38)M is principally intended to re(cid:89)ect the extent of our presence in the real 
estate market, not the basis for determining our management fees. Our A(cid:38)M consists of the total estimated fair value of the real estate properties and other real estate related 
assets either owned by third parties, wholly-owned by us or held by (cid:102)oint ventures and other entities in which our sponsored funds or investment vehicles and client accounts 
have invested. Committed (but unfunded) capital from investors in our sponsored funds is not included in our A(cid:38)M. The estimated value of development properties is included 
at estimated completion cost. 

The table below details the changes in the Company(cid:317)s A(cid:38)M for the twelve months ended December 31, 2020:

(in millions)

AU M

December 31, 2019

(cid:362) 18,144.0 

Increases

(cid:362) 3,071.6 

Decreases

(cid:362) (3,646.3 )

December 31, 2020

(cid:362) 17,569.3 

A(cid:38)M decreased 3(cid:1143) to approximately (cid:362)17.6 billion as of December 31, 2020. The decrease is primarily due our sale of the Property Services group at the beginning of the 
fourth quarter 2020 which managed A(cid:38)M of (cid:362)2.5 billion. The increase in A(cid:38)M for the year was driven by new acquisitions primarily through our new debt pla(cid:127)orm and within 
our commingled funds as well as increases in values of underlying assets. In addition to the sale of the Property Services group we also had decreases due to our sale of assets 
within our Consolidated Por(cid:127)olio.    

(cid:13)o(cid:117)(cid:59)i(cid:93)n cu(cid:117)(cid:117)(cid:59)ncy and cu(cid:117)(cid:117)(cid:59)ncy d(cid:59)(cid:117)i(cid:136)ati(cid:136)(cid:59) ins(cid:124)(cid:117)u(cid:108)(cid:59)n(cid:124)s
Please refer to Item 7. Management(cid:317)s Discussion and Analysis of Financial Condition and Results of Operation for a discussion regarding foreign currency and currency 
derivative instruments. 

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The following discussion and analysis should be read in conjunction with the financial 
statements and related notes and the other financial information appearing elsewhere in 
this report. This discussion and analysis contains forward-looking statements that involve 
risks, uncertainties and assumptions. See the section titled “Forward-Looking Statements” 
for more information. Actual results could differ materially from those anticipated in the 
forward looking statements as a result of many factors, including those discussed in the 
section titled “Risk Factors” in our 10-K filing with the SEC.

Unless specifically noted otherwise, as used throughout this Management’s Discussion and 
Analysis section, “we,” “our,” “us,” “the Company” or “Kennedy Wilson” refers to Kennedy-
Wilson Holdings, Inc. and its wholly-owned subsidiaries. “Equity partners” refers to the 
subsidiaries that we consolidate in our financial statements under U.S. GAAP (other than 
wholly-owned subsidiaries) and third-party equity providers. Please refer to “Non-GAAP 
Measures and Certain Definitions” for definitions of certain terms used throughout this report. 

Overview
Kennedy Wilson is a global real estate investment company. We own, operate 
and develop real estate with the ob(cid:102)ective of maximi(cid:140)ing earnings over the long 
run for ourselves and our equity partners. We focus primarily on multifamily and 
office properties located in the Western (cid:38)nited States, (cid:38)nited Kingdom, and 
Ireland. As of December 31, 2020, we have 202 employees in 12 offices primarily 
located throughout the (cid:38)nited States, the (cid:38)nited Kingdom, Ireland and Spain. As of 
December 31, 2020, our A(cid:38)M stood at (cid:362)17.6 billion. The real estate that we hold 
in our global por(cid:127)olio consists primarily of (51(cid:1143)) multifamily apartments and (49(cid:1143)) 
commercial offices based on Consolidated NOI and JV NOI. Geographically, we focus 
on the (58(cid:1143)) Western (cid:38)nited States, the (21(cid:1143)) (cid:38)nited Kingdom and (17(cid:1143)) Ireland 
(including 4(cid:1143) in other). 

COVID-19 Impact and Business Update
The following discussion is intended to provide shareholders with certain 
information regarding the Company(cid:317)s operations and the impact of the COVID-19 
pandemic on our business and management(cid:317)s efforts to respond to the same. 

The pandemic commenced during the first quarter of 2020 and the duration and 
magnitude of it still remain uncertain at this time. (cid:38)nless otherwise specified, the 
statistical and other information regarding our por(cid:127)olio and tenants are estimates 
based on information available to us as of February 18, 2021. As a result of the 
rapid development, (cid:89)uidity and uncertainty surrounding this situation, we expect 
that such statistical and other information may change, potentially significantly, 
going forward and may not be indicative of the actual impact of the COVID-19 
pandemic on our business, operations, cash (cid:89)ows and financial condition for 2021 
and future periods. 

Health and Safety of our Employees and Tenants
Our primary ob(cid:102)ective during the COVID-19 pandemic has been to protect the health 
and safety of our employees as well as the tenants and service providers across our 
por(cid:127)olio. We have started to open our offices in (cid:102)urisdictions where applicable laws 
permit us to do so. Even with the reopening of certain offices, to date, we have not 
made it mandatory for employees to return to the office if they can perform their 
(cid:102)obs from home. Prior to reopening any office, we have strictly followed applicable 
laws in preparing and maintaining the space to be as safe as possible and providing an 
environment that encourages the following of social distancing guidelines, including, 
without limitation, staggering employees(cid:317) schedules to ensure ample space is available 
between work spaces and occupied offices. In (cid:102)urisdictions where applicable laws have 
not permitted us to reopen our offices, our employees continue to work remotely. 
We will continue to monitor and follow local laws and guidance to assess our ability 
to reopen or keep open our offices across the globe. Our IT infrastructure and 
communications are robust and we are focused on maintaining business continuity, 
while doing our share to support each community where we do business. The daily 
operations of our business are not materially directly dependent on a supply chain or 
production chain that may be disrupted due to the pandemic.

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Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

Impact to the Global Economy and Jurisdictions We Invest in
As a result of the unprecedented measures taken across the globe, the disruption 
and impact of the COVID-19 pandemic to the global economy and financial markets 
has been significant. We continue to closely monitor changes in applicable laws 
and COVID-19 guidance provided by local, state and federal regulators, or their 
equivalents, in the (cid:102)urisdictions in which we operate. Nearly all the markets in which 
we operate continue to enforce some form of restriction on the operations of 
businesses due to the COVID-19 pandemic. These precautions led to the shutdown of 
nonessential services, which led to closures of stores in our retail por(cid:127)olio and limited 
business operations of some of our office tenants. In addition, this caused us to close 
The Shelbourne hotel in Dublin, Ireland from March 15, 2020 to June 29, 2020. On 
October 21, 2020, due to a spike in new cases, Ireland implemented new lockdown 
measures that closed non-essential businesses and limited travel from home to a 
distance of five kilometers for several weeks. Although Ireland eased restrictions in 
December, it has since implemented another national lockdown effective January 1, 
2021 that remains in effect through at least March 5, 2021. Although the Shelbourne 
has remained open since June 30, 2020, we have experienced and continue to expect 
significantly limited activity at the property. Additionally, in early January 2021, the 
(cid:38)nited Kingdom also implemented a national lockdown that closes non-essential 
businesses as cases have continued to rise there as well.    

The continued and long-lasting economic impact of the COVID-19 pandemic may 
lead to some of our multifamily tenants having difficulty in making rental payments 
on time, or at all. The Department of Labor reported that as of the end January 2021, 
the unemployment rate was 6.3(cid:1143), with 14.8 million people reporting they had been 
unable to work because their employer closed or lost business due to the pandemic. 
Although the unemployment number has come down from its peak in April and May 
2020, many sectors of the economy still remain at a virtual standstill. The Bureau of 
Economic Analysis (“BEA”) reported that the (cid:38).S. Gross Domestic Product (“GDP”) 
shrank 4.8(cid:1143) in the first quarter 2020 and 34.3(cid:1143) in the second quarter of 2020. 
Coming off the second quarter 2020, which was the worst quarter in history for GDP 

growth, the (cid:38).S. economy grew at its fastest pace ever in the third quarter 2020 and 
continued to grow in the fourth quarter, however we expect continued uncertainty 
going forward as the COVID-19 pandemic continues to effect the global economy. 

Liquidity
Kennedy Wilson has a strong financial and capital position to withstand the potential 
near-term cash (cid:89)ow impact caused by the COVID-19 pandemic. As of December 31, 
2020, we had (cid:362)965.1 million ((cid:362)640.3 million of which is in foreign currencies of GBP 
or E(cid:38)R) of cash on our consolidated balance sheet. We also currently have (cid:362)300 
million available to draw on our unsecured revolving credit facility.  

As of December 31, 2020, we have 4.1 weighted average years to maturity on our 
debt obligations. We have limited debt maturities over 2021, which total (cid:362)123.7 
million which are secured by non-recourse property-level financings and represent 
only 2(cid:1143) of our total outstanding debt obligations. Subsequent to December 31, 2020, 
we also closed the offering of (cid:362)500 million aggregate principal amount of 4.750(cid:1143) 
senior notes due 2029 (the “2029 Notes”) and (cid:362)500 million aggregate principal 
amount of 5.000(cid:1143) senior notes due 2031 (the “2031 Notes,” and together with the 
2029 Notes, the “Notes”). We intend to use the proceeds from the offering of the 
Notes to repurchase (through a previously announced tender offer) or redeem (cid:362)1 
billion aggregate principal amount of our outstanding 5.875(cid:1143) senior notes due 2024 
(the “2024 Notes”).

Investment portfolio and Fourth Quarter 2020 and 2021 Rent Collections
As of February 18, 2021, we have collected a total of 95(cid:1143) of our share of rents for 
the quarter ended December 31, 2020 from our properties in our global investment 
por(cid:127)olio. As of February 18, 2021, our share of rent collections for the month of 
January 2021 has been materially in line with rent collection levels that we achieved 
in prior periods. Such collection rates may not be indicative of collections in any future 
period. As of December 31, 2020, 86(cid:1143) of our share of the total rents that we collect 
are generated from our global multifamily and office properties. During the year ended 

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December 31, 2020, we identified (cid:362)15.0 million of receivables and other lease-related 
assets that are no longer probable of being collected. Accordingly, the Company will 
account for these leases on a cash basis and recogni(cid:140)e rental income to the extent the 
Company receives cash from the tenants. Of the (cid:362)15.0 million identified, (cid:362)13.5 million 
related to our Consolidated por(cid:127)olio and was recorded as a reduction of rental 
income and (cid:362)1.5 million related to our share of rental income on our Co-Investments 
por(cid:127)olio investments and was recorded as a reduction of income from unconsolidated 
investments.

Global Commercial Property Portfolio Rents and Leasing Update
As of February 18, 2021, we have collected 98(cid:1143) of our share of rents for the year 
ended December 31, 2020 from properties in our global office property por(cid:127)olio and 
80(cid:1143) of our share of rents for the year ended December 31, 2020 from the properties 
in our global retail property por(cid:127)olio. January 2021 rental collections have been in line 
with prior periods. As of December 31, 2020, 12(cid:1143) of the total rents that we collect 
are generated from our global retail por(cid:127)olio and 30(cid:1143) are generated from our global 
office por(cid:127)olio. 

Global Multifamily Property Portfolio Rents and Leasing Updates
As of February 18, 2021, we have collected a total of 98(cid:1143) of our share of rents for the 
year ended December 31, 2020 from our properties in our global multifamily property 
por(cid:127)olio. January 2021 rental collections have been in line with prior periods. We 
have benefited from certain of our tenants taking advantage of the various legislation 
passed in the (cid:38)nited States and other (cid:102)urisdictions where we hold multifamily assets. 
Our multifamily tenants typically pay through direct debit transactions, and tenants 
within our affordable unit por(cid:127)olio generally receive some assistance from various 
government programs, which helps enhance our collection efforts. As the COVID-19 
pandemic continues, however, some of our multifamily tenants may have difficulty in 
making rental payments on time, or at all. 

Since the onset of the COVID-19 pandemic our multifamily group has rolled out 
initiatives and achieved the following accomplishments:

  Placed greater emphasis on virtual leasing during 2020. 

  Virtual paperless leasing capabilities are in place across our global multifamily 
property por(cid:127)olio. Improved the virtual tour experience with updated video and 
360-degree imagery as well as video tours of available units. 

  Occupancy and in-place rents has increased slightly to 95.2(cid:1143) and (cid:362)1,684 per unit 
at December 31, 2020 from 94.4(cid:1143) and (cid:362)1,675 per unit December 31, 2019.  

We also have a small number of investments in assets located in Spain and Italy that 
sit in our global commercial property por(cid:127)olio. All of our Italian properties are fully 
occupied by government agencies and have paid rent through the end of January 
2021. As of February 18, 2021, we have collected 56(cid:1143) of our share of rents for the 
year ended December 31, 2020 at our Spanish retail properties. January 2021 rental 
collections have been in line with prior periods. The Spanish por(cid:127)olio comprises 2(cid:1143) of 
our global por(cid:127)olio monthly rental collections. 

Since the onset of the COVID-19 pandemic our commercial group has rolled out 
initiatives and achieved the following accomplishments:

  Similar to our multifamily por(cid:127)olio we are utili(cid:140)ing virtual leasing technology for 
our commercial por(cid:127)olio. During year ended December 31, 2020, we closed on 
approximately 227 leasing deals across 2.6 million sq. (cid:91).

  In the Western (cid:38)nited States, we closed 84 leasing deals across 1.1 million sq. (cid:91)

  In (cid:38)nited Kingdom and Ireland, we closed 143 leasing deals across 1.5 million 
sq. (cid:91)

Global Development and Hotel Update
In our development and redevelopment por(cid:127)olio we have experienced delays, but 
we currently do not expect material cost increases as we have fixed-rate construction 
contracts on pro(cid:102)ects that are currently under construction and for pro(cid:102)ects that 

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•
•
•
•
•
•
Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

are in early phases we have not had to halt activities as we are mainly in the pre-
construction phase and are able to continue progress on pro(cid:102)ects. Ireland is currently 
in a nationwide lockdown that started on January 8, 2021 with an expected 
reopening date of March 5, 2021, which has halted construction during the lockdown. 
We expect that this will push out our timeline on development pro(cid:102)ects by four 
months but we believe that any associated costs can be covered within our existing 
contingency plans on the assumption that there are no further lockdowns. We have 
three properties that consist of 0.1 million square feet of office space and 277 market 
rate multifamily units that should complete construction by the end of 2021. We 
also have five properties consisting of 0.3 million square feet of commercial space 
and 576 market rate multifamily units that are unstabili(cid:140)ed and undergoing lease up 
that we expect will be stabili(cid:140)ed by the end of 2021. Our VHH por(cid:127)olio also has 932 
units that we expect will finish construction or complete lease up by the end of 2021. 
Please refer to Development and Redevelopment in the Liquidity and Capital Resources 
section for a more detailed discussion regarding our development initiatives.

The COVID-19 pandemic continues to significantly impact the hospitality industry due 
to travel restrictions and stay-at-home or similar directives resulting in cancellations 
and significantly reduced travel around the world. We voluntarily closed the Shelbourne 
hotel on March 15, 2020 and reopened the hotel on June 29, 2020 when we were 
permitted to do so under applicable laws and guidelines. On October 21, 2020, due to a 
spike in new cases Ireland has moved to a six week lockdown that closed non-essential 
businesses and limits travel from home to a distance of five kilometers. As discussed 
above Ireland will be in lockdown for the ma(cid:102)ority of the first quarter of 2021. The 

Shelbourne will remain open during this period but we expect significantly limited activity 
at the property. Revenues at the Shelbourne hotel for the year ended December 31, 
2020 were down 63(cid:1143) and Consolidated NOI was down approximately (cid:362)14 million 
compared to the prior year due to the hotel closure during the reporting period.

Investment Activity
Investment activity may be diminished until a ma(cid:102)ority of people have been vaccinated 
or there has been a significant reduction in the number of COVID-19 cases. This 
slowdown in investment transactions may impact our ability to sell properties in 
the future and our ability to generate cash and gains from the sale of real estate. 
Despite historically low transactions in the second and third quarter of 2020, we 
had an active fourth quarter 2020 during which the ma(cid:102)ority of our 2020 asset sales 
were completed, as evidenced by the sale of Baggot Pla(cid:140)a, a wholly-owned office 
property in Dublin, Ireland, Club Palisades, a wholly-owned multifamily property in the 
state of Washington and the contributions of 18 previously wholly-owned industrial 
properties located in the (cid:38)nited Kingdom to a newly created (cid:102)oint venture with 
sovereign wealth fund (which the Company will hold a 20(cid:1143) ownership interest in and 
act as a general partner). These asset dispositions generated a total gain on sale of 
(cid:362)287.0 million. In addition to these asset dispositions, in October 2020, we acquired 
off-market three multifamily properties totaling 880-units in the mountain states 
region of the Western (cid:38).S. for (cid:362)198 million. We have also seen a strong response to 
our new debt pla(cid:127)orm and expect deal activity to continue in 2021.

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Results of Operations 
The following tables summari(cid:140)e the Company(cid:317)s revenue, expenses, other income (expenses) and net income (loss) and calculate EBITDA and Ad(cid:102)usted EBITDA by segment for 
the years ended December 31, 2020, 2019 and 2018 and is intended to be helpful in understanding the year over year explanations following the tables:

(Dollars in millions)
Revenue
(cid:1354)Rental
(cid:1354)Hotel
(cid:1354)Investment management, property services and research fees

  Total revenue
E xp enses
(cid:1354)Rental
(cid:1354)Hotel
(cid:1354)Commission and marketing
(cid:1354)Compensation and related
(cid:1354)General and administrative
(cid:1354)Depreciation and amorti(cid:140)ation

  Total exp enses
(cid:1354)Income from unconsolidated investments, net of depreciation and amorti(cid:140)ation
(cid:1354)Gain on sale of real estate, net
(cid:1354)Acquisition-related expenses
(cid:1354)Interest expense
(cid:1354)Other income
(cid:1354)Provision for income taxes

  Net income ( loss)
(cid:1354)Net income attributable to the noncontrolling interests
(cid:1354)Preferred dividends and accretion of preferred stock issuance costs

  (cid:25)(cid:59)(cid:124) inco(cid:108)(cid:59) att(cid:117)ibu(cid:124)ab(cid:1140)(cid:59) (cid:124)o (cid:20)(cid:59)nn(cid:59)dy(cid:330)Wi(cid:1140)son (cid:15)o(cid:1140)din(cid:93)s(cid:311) (cid:17)nc(cid:314) co(cid:108)(cid:108)on sha(cid:117)(cid:59)ho(cid:1140)d(cid:59)(cid:117)s
Add back (less):
(cid:1354)Interest expense
(cid:1354)Kennedy Wilson(cid:349)s share of interest expense included in unconsolidated investments
(cid:1354)Depreciation and amorti(cid:140)ation
(cid:1354)Kennedy Wilson(cid:349)s share of depreciation and amorti(cid:140)ation included in unconsolidated investments
(cid:1354)Provision for income taxes
(cid:1354)Kennedy Wilson(cid:349)s share of taxes included in unconsolidated investments
(cid:1354)Fees eliminated in consolidation
(cid:1354)Share-based compensation
(cid:1354)Preferred dividends and accretion of preferred stock issuance costs
(cid:1354)EBITDA add backs attributable to noncontrolling interests(2)

Ad(cid:102)usted EBITDA(1)

(1) See “Non-GAAP Measures and Certain Definitions” for definitions and discussion of Adjusted EBITDA.

Consolidated

Co-Investments

Year Ended December 31, 2020
Total

Corporate

(cid:362) 403.9 
13.9 

(cid:362)        (cid:332) 

(cid:362)       (cid:332) 

417.8 

135.7 
13.8 

59.7 
20.6 
179.6 

409.4 

338.0 
(0.9)
(141.7)
(0.6)
(18.4)

184.8 
2.3 

187.1 

141.7 

179.6 

18.4 

(1.1)

(9.8)

 5

.9

22.5 

22.5 

21.0 
5.9 

26.9 
81.0 

76.6 

76.6 

33.0 

6.9 

1.1 
1.1 

10.6 

10.6 

2.8 
63.7 
8.1 

74.6 

(69.5)
5.1 
(25.2)

(153.6)

(17.2)

(170.8)

69.5 

25.2 

32.3 
17.2 

(cid:362) 403.9 
13.9 
33.1 

450.9 

135.7 
13.8 
2.8 
144.4 
34.6 
179.6 

510.9 
81.0 
338.0 
(0.9)
(211.2)
4.5 
(43.6)

107.8 
2.3 
(17.2)

92.9 

211.2 
33.0 
179.6 
6.9 
43.6 
1.1 

32.3 
17.2 
(9.8)

 1

.7

 (

.6

 6

.0

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$
1
5
$
1
8
$
2
6
)
$
0
8
Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

(Dollars in millions)
Revenue
(cid:1354)Rental
(cid:1354)Hotel
(cid:1354)Sale of real estate
(cid:1354)Investment management, property services and research fees

(cid:1354)(cid:1354)(cid:36)o(cid:124)a(cid:1140) (cid:117)(cid:59)(cid:136)(cid:59)nu(cid:59)
E xp enses
(cid:1354)Rental
(cid:1354)Hotel
(cid:1354)Cost of real estate sold
(cid:1354)Commission and marketing
(cid:1354)Compensation and related
(cid:1354)General and administrative
(cid:1354)Depreciation and amorti(cid:140)ation

(cid:1354)(cid:1354)(cid:36)o(cid:124)a(cid:1140) (cid:59)(cid:138)(cid:114)(cid:59)ns(cid:59)s
(cid:1354)Income from unconsolidated investments, net of depreciation and amorti(cid:140)ation
(cid:1354)Gain on sale of real estate, net
(cid:1354)Acquisition-related expenses
(cid:1354)Interest expense
(cid:1354)Other income (expenses) 
(cid:1354)Provision for income taxes

(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) inco(cid:108)(cid:59) (cid:336)(cid:1140)oss(cid:337)
(cid:1354)Net income attributable to the noncontrolling interests
(cid:1354)(cid:1354)Preferred dividends and accretion of preferred stock issuance costs

(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) inco(cid:108)(cid:59) att(cid:117)ibu(cid:124)ab(cid:1140)(cid:59) (cid:124)o (cid:20)(cid:59)nn(cid:59)dy(cid:330)Wi(cid:1140)son (cid:15)o(cid:1140)din(cid:93)s(cid:311) (cid:17)nc(cid:314) co(cid:108)(cid:108)on sha(cid:117)(cid:59)ho(cid:1140)d(cid:59)(cid:117)s
Add back (less):
(cid:1354)Interest expense
(cid:1354)Kennedy Wilson(cid:349)s share of interest expense included in unconsolidated investments
(cid:1354)Depreciation and amorti(cid:140)ation
(cid:1354)Kennedy Wilson(cid:349)s share of depreciation and amorti(cid:140)ation included in unconsolidated investments
(cid:1354)Provision for income taxes
(cid:1354)Fees eliminated in consolidation
(cid:1354)Share-based compensation
(cid:1354)Preferred dividends and accretion of preferred stock issuance costs
(cid:1354)EBITDA add backs attributable to noncontrolling interests(2)

(cid:3)d(cid:102)us(cid:124)(cid:59)d E(cid:6)(cid:17)(cid:36)(cid:9)(cid:3)(

(1) See “Non-GAAP Measures and Certain Definitions” for definitions and discussion of Adjusted EBITDA.

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Consolidated

Co-Investments

Year Ended December 31, 2019
Total

Corporate

(cid:362) 447.4 
80.5 
1.1 

529.0 

152.9 
60.1 
1.2 

71.0 
26.3 
187.6 

499.1 

434.4 
(6.8)
(145.6)
2.8 
(14.5)

300.2 
(94.4)

205.8 

145.6 

187.6 

14.5 
(18.1)

(13.2)

 5

.2

(cid:362)        (cid:332) 

(cid:362)       (cid:332) 

24.9 

24.9 

15.1 
5.6 

20.7 
179.7 

183.9 

183.9 

32.1 

8.2 

18.1 

15.8 

15.8 

3.8 
65.7 
10.5 

80.0 

(69.5)
(2.4)
(26.9)

(163.0)

(2.6)

(165.6)

69.5 

26.9 

30.2 
2.6 

(cid:362) 447.4 
80.5 
1.1 
40.7 

569.7 

152.9 
60.1 
1.2 
3.8 
151.8 
42.4 
187.6 

599.8 
179.7 
434.4 
(6.8)
(215.1)
0.4 
(41.4)

321.1 
(94.4)
(2.6)

224.1 

215.1 
32.1 
187.6 
8.2 
41.4 

30.2 
2.6 
(13.2)

 2

.3

 (

.4

 7

.1

(Dollars in millions)
Revenue
(cid:1354)Rental
(cid:1354)Hotel
(cid:1354)Sale of real estate
(cid:1354)Investment management, property services and research fees

(cid:1354)(cid:1354)(cid:36)o(cid:124)a(cid:1140) (cid:117)(cid:59)(cid:136)(cid:59)nu(cid:59)
E xp enses
(cid:1354)Rental
(cid:1354)Hotel
(cid:1354)Cost of real estate sold
(cid:1354)Commission and marketing
(cid:1354)Compensation and related
(cid:1354)General and administrative
(cid:1354)Depreciation and amorti(cid:140)ation

(cid:1354)(cid:1354)(cid:36)o(cid:124)a(cid:1140) (cid:59)(cid:138)(cid:114)(cid:59)ns(cid:59)s
(cid:1354)Income from unconsolidated investments, net of depreciation and amorti(cid:140)ation
(cid:1354)Gain on sale of real estate, net
(cid:1354)Gain on sale of business
(cid:1354)Acquisition-related expenses
(cid:1354)Interest expense
(cid:1354)Other (expenses) income
(cid:1354)(Provision for) benefit from income taxes

(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) inco(cid:108)(cid:59) (cid:336)(cid:1140)oss(cid:337)
(cid:1354)Net income attributable to the noncontrolling interests

(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) inco(cid:108)(cid:59) (cid:336)(cid:1140)oss(cid:337) att(cid:117)ibu(cid:124)ab(cid:1140)(cid:59) (cid:124)o (cid:20)(cid:59)nn(cid:59)dy(cid:330)Wi(cid:1140)son (cid:15)o(cid:1140)din(cid:93)s(cid:311) (cid:17)nc(cid:314) co(cid:108)(cid:108)on sha(cid:117)(cid:59)ho(cid:1140)d(cid:59)(cid:117)s
Add back (less):
(cid:1354)Interest expense
(cid:1354)Kennedy Wilson(cid:349)s share of interest expense included in unconsolidated investments
(cid:1354)Depreciation and amorti(cid:140)ation
(cid:1354)Kennedy Wilson(cid:349)s share of depreciation and amorti(cid:140)ation included in unconsolidated investments
(cid:1354)Provision for (benefit from) income taxes
(cid:1354)Fees eliminated in consolidation
(cid:1354)Share-based compensation
(cid:1354)EBITDA add backs attributable to noncontrolling interests(2)

(cid:3)d(cid:102)us(cid:124)(cid:59)d E(cid:6)(cid:17)(cid:36)(cid:9)(cid:3)(

(1) See “Non-GAAP Measures and Certain Definitions” for definitions and discussion of Adjusted EBITDA.

Consolidated

Co-Investments

Year Ended December 31, 2018
Total

Corporate

(cid:362) 514.6 
155.7 
56.8 

727.1 

160.8 
121.5 
52.5 

64.7 
28.1 
206.1 

633.7 

371.8 

(1.7)
(161.0)
0.7 
(14.0)

289.2 
(62.1)

227.1 

161.0 

206.1 

14.0 
(13.6)

(15.9)

 5

.7

(cid:362)        (cid:332) 

(cid:362)         (cid:332) 

15.4 

15.4 

29.9 

29.9 

20.5 
7.5 

28.0 
78.7 

5.9 
83.6 
15.2 

104.7 

40.4 

(77.2)
12.4 
(44.0)

66.1 

(143.2)

66.1 

(143.2)

26.0 

13.2 

13.6 

77.2 

44.0 

37.1 

(cid:362) 514.6 
155.7 
56.8 
45.3 

772.4 

160.8 
121.5 
52.5 
5.9 
168.8 
50.8 
206.1 

766.4 
78.7 
371.8 
40.4 
(1.7)
(238.2)
13.1 
(58.0)

212.1 
(62.1)

150.0 

238.2 
26.0 
206.1 
13.2 
58.0 

37.1 
(15.9)

 1

.9

    1

.1

 7

.7

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$
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$
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1
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$
7
8
 
$
1
8
 
$
5
 
$
1
2
 
Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

Kennedy Wilson Consolidated Financial Results: Year Ended December 31, 2020 
Compared to the Year Ended December 31, 2019 

  For 11.2 million square feet of same property commercial real estate for the year 
ended December 31, 2020 as compared to the prior period: 

Financial Highlights
GAAP net income to common shareholders was (cid:362)92.9 million and (cid:362)224.1 million for 
the year ended December 31, 2020 and 2019, respectively.  

Ad(cid:102)usted EBITDA was (cid:362)608.0 million for the year ended December 31, 2020, a 16(cid:1143) 
decrease from (cid:362)728.1 million for 2019, primarily due to lower gains on sale of real 
estate in our Consolidated and Co-Investment por(cid:127)olios and lower fair value gains 
on our commingled funds and VHH. We were a net seller of assets and during the 
year ended December 31, 2020 and 2019, our share of net sales of assets were 
(cid:362)741.6 million and (cid:362)115.5 million, respectively. NOI from our properties was down 
in 2020 primarily due to a significant decrease to our hotel business as a result of 
COVID-related shutdowns and closures. The impact from lower gains on sales of 
real estate and NOI was partially offset by reductions in compensation and general 
and administrative expenses due to a lower headcount as a result of the sale of our 
Property Services group in the beginning of the fourth quarter 2020. We also had 
lower travel and office related expenses and lower discretionary compensation. 
With proceeds from asset sales, we have funded development and redevelopment 
initiatives that, once complete, we expect will increase the NOI we receive from our 
properties (see “Liquidity and Capital Resources— Development and Redevelopment”). 

Operational Highlights
Same store property highlights for the year ended December 31, 2020 include:

  For our 14,728 same property multifamily units for the year ended December 31, 
2020 as compared to the prior period:

  occupancy increased 1(cid:1143) to 95(cid:1143) 

  net operating income decreased 1(cid:1143) 

  total revenues increased 1(cid:1143) 

  occupancy remained (cid:89)at at 96(cid:1143) from the same period in 2019

  net operating income decreased 7.5(cid:1143)

  total revenues decreased 6.7(cid:1143)

  Investment Transactions

  acquired (cid:362)1.1 billion of assets (our share of which was (cid:362)242.0 million) and sold 
(cid:362)1.2 billion of assets (our share of which was (cid:362)983.6 million)

  Significant Transactions

Consolidated Asset Sales; New Separate Account
In 2020, among other sales, the Company sold Pioneer Point, a wholly-owned 
multifamily property in the (cid:38)nited Kingdom, Baggot Pla(cid:140)a, a wholly-owned office 
property in Ireland, Club Palisades, a wholly-owned multifamily property in the state 
of Washington and contributed 18 previously wholly-owned industrial properties 
located in the (cid:38)nited Kingdom to a newly-created (cid:102)oint venture with a sovereign 
wealth fund (the “Industrial JV”). These transactions generated cash proceeds of 
(cid:362)649.3 million to the Company and a total gain of (cid:362)307.1 million. The proceeds from 
these sales were and will be used to fund development pro(cid:102)ects and new acquisitions. 
Please see “Liquidity and Capital Resources—Development and Redevelopment” for 
additional details with respect to these pro(cid:102)ects. 

The Company will continue to hold a 20(cid:1143) ownership interest in the assets contributed 
to the j oint venture through its ownership interests in the Industrial JV
JV will target urban logistics properties in the (cid:38)nited Kingdom, with the potential to 
expand into Ireland and Spain. As the Company does not control the Industrial JV, the 
assets are no longer consolidated and its investment in the Industrial JV
 is accounted 
for under the equity method. The Company elected the fair value option and going 
forward the investments are accounted for as fair value unconsolidated investments 
with operating activity included within income from unconsolidated investments. 

. The Industrial 

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AXA Joint Venture and Related Transactions
During the second quarter of 2018, the Company and A(cid:42)A Investment Managers(cid:332)Real 
Assets (“A(cid:42)A”) entered into a (cid:102)oint venture agreement targeting multifamily assets in 
Ireland. The A(cid:42)A (cid:102)oint venture commenced with A(cid:42)A investing in a 50(cid:1143) ownership 
stake in 1,173 multifamily units across three assets in Dublin, Ireland previously 
held by the Company and a different equity partner (held in 50/50 (cid:102)oint ventures) 
and was initially consolidated in the Company(cid:317)s financial statements. The Company 
continues to hold a 50(cid:1143) ownership interest in these assets through its ownership in 
this new (cid:102)oint venture with A(cid:42)A. As the Company does not control the (cid:102)oint venture 
with A(cid:42)A, the assets are no longer consolidated and its investment with A(cid:42)A is 
accounted for under the equity method. The investments are accounted for as fair 
value unconsolidated investments with operating activity included within income from 
unconsolidated investments. 

During the third quarter of 2018, the Company sold an additional 411 multifamily 
units across two assets in Dublin, Ireland and one in Cork, Ireland into the (cid:102)oint 
venture with A(cid:42)A that were both previously wholly owned by the Company. The 
(cid:102)oint venture has also made investments in 274 units in Dublin and acquired two 
development sites on which it expects to build an estimated 684 additional units 
(collectively with the transactions described in the paragraph above the “2018 A(cid:42)A 
Transactions”).

During the second quarter of 2019, A(cid:42)A invested in a 50(cid:1143) ownership stake in the 
State Street office building, Capital Dock office buildings and Capital Dock residential 
tower in Dublin, Ireland that was previously held by the Company and different 
equity partners. These investments were previously consolidated in the Company(cid:317)s 
consolidated financial statements.

The table below summari(cid:140)es the impact A(cid:42)A Transactions had on our consolidated 
financial statements during the year ended December 31, 2019 and 2018:

(Dollars in millions)

2018
2019
Total

G ross G ain on Sale 
of  Real E state

Noncontrolling 
(cid:17)n(cid:124)(cid:59)(cid:117)(cid:59)s(cid:124)s

Net G ain on Sale of   
Real E state

(cid:362) 169.5 
317.8 
.3
  4

(cid:362)  (66.8)
(105.4)
)
 (

.2

(cid:362) 102.7 
212.4 
.1
  3

In addition to the net gain on sale of real estate we earned (cid:362)12.4 million and (cid:362)9.4 
million of performance fees for the year ended December 31, 2019 and 2018 which 
were recorded through net income attributable to noncontrolling interests. We also 
had (cid:362)2.1 million and (cid:362)1.5 million on acquisition and disposition fees recorded to 
investment management fees for the year ended December 31, 2019 and 2018. 

For the year ended December 31, 2020 and 2019 we recogni(cid:140)ed (cid:362)47.3 million and 
(cid:362)25.3 million of fair value gains on assets held within the A(cid:42)A (cid:102)oint venture including 
(cid:362)4.9 million and (cid:362)4.3 million of performance fees, respectively. Gains were due to 
property and foreign exchange appreciation offset by fair value losses on debt. 

The deconsolidation of the assets above has led to a decrease in total assets and total 
liabilities as we have gone from showing 100(cid:1143) of the gross balance sheet items to our 
net investment through unconsolidated investments. Prior to deconsolidation these 
assets had an asset value of (cid:362)1.0 billion and as of December 31, 2019 they have an 
unconsolidated investment balance of (cid:362)401.7 million. 

There were no significant transactions completed by the A(cid:42)A (cid:102)oint venture during the 
year ended December 31, 2020. 

During the fourth quarter of 2019, the Company sold 468 multifamily units across 
three assets in Dublin, Ireland into the (cid:102)oint venture with A(cid:42)A that were previously 
wholly owned by the Company (collectively with the transactions described in the 
paragraph directly above the “2019 A(cid:42)A Transactions” and with the 2018 A(cid:42)A 
Transactions “A(cid:42)A Transactions”).           

Issuance of Preferred Stock
In October 2019, the Company announced the issuance of a (cid:362)300 million perpetual 
preferred equity investment in Kennedy Wilson by affiliates of Eldridge Industries 
(collectively, “Eldridge”). (cid:38)nder the terms of the agreement, Eldridge purchased (cid:362)300 
million in convertible perpetual preferred stock carrying a 5.75(cid:1143) annual dividend rate, 

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•
•
•
•
•
•
•
•
•
•
•
$
8
7
 
$
1
7
2
$
1
5
 
Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

with an initial conversion price of (cid:362)25.00 per share, representing a premium of 15(cid:1143) to 
the daily volume weighted average price per share of Kennedy Wilson(cid:317)s common stock 
over the 20 trading days ending, and including, October 16, 2019. The preferred stock 
is callable by Kennedy Wilson on and a(cid:91)er October 15, 2024. 

Revenues
Net Income
Ad(cid:102)usted EBITDA

Year Ended December 31, 2019

Consolidated

Co-Investment

Total

(cid:362) (0.1)
(0.7)
(0.5)

 (cid:1143)
 (cid:1143)
 (cid:1143)

(cid:362) (0.1)
(0.2)
(0.5)

 (cid:1143)
 (cid:1143)
 (cid:1143)

(cid:362) (0.2)
(0.9)
(1.0)

 (cid:1143)
 (cid:1143)
 (cid:1143)

Sale of Kennedy-Wilson Properties, LTD. (“KWP Sale”)
On October 2, 2020, we sold KWP, a wholly owned subsidiary operating in the 
third-party real estate services industry, including property management, commercial 
brokerage (leasing and sale), facilities management and lease administration, to an 
entity controlled by certain members of KWP(cid:317)s management (the “Purchaser”). As 
part of the transaction, 110 employees and 25 independent contractors that were 
employed by KWP are now employed by the Purchaser. 

Foreign Exchange—Results of Operations 
A significant portion of our investments are in foreign currencies. We typically do not 
hedge future operations or cash (cid:89)ows so changes in foreign currency rates will have 
an impact on our results of operations. We have included the table below to illustrate 
the impact these (cid:89)uctuations have had on our revenues, net income and Ad(cid:102)usted 
EBITDA by applying the relevant exchange rates for the prior period. Please refer to 
the section titled “Currency Risk—Foreign Currencies” in Item 3 for a discussion of risks 
relating to foreign currency and our hedging strategy and the “Other Comprehensive 
Income” section below for a discussion of the balance sheet impact of foreign currency 
movements on our results of operations. 

Revenues
Net Income
Ad(cid:102)usted EBITDA

Year Ended December 31, 2020

Consolidated

Co-Investment

Total

(cid:362) (5.5)
(0.8)
(5.8)

(1)(cid:1143)
(1)(cid:1143)
(1)(cid:1143)

(cid:362) 0.1 
1.5 
1.6 

 (cid:1143)
2 (cid:1143)
 (cid:1143)

(cid:362) (5.4)
0.7 
(4.2)

(1)(cid:1143)
1 (cid:1143)
(1)(cid:1143)

Consolidated Portfolio Segment

Revenues
Rental income was (cid:362)403.9 million for the year ended December 31, 2020 as 
compared to (cid:362)447.4 million for 2019. The (cid:362)43.5 million decrease is primarily due 
to selling a 50(cid:1143) equity interest of certain previously consolidated properties to the 
A(cid:42)A (cid:102)oint venture in the second and fourth quarters of 2019. The assets sold include 
the State Street office building, Capital Dock office and residential buildings and the 
Central Park multifamily properties which caused these investments to move from our 
Consolidated Por(cid:127)olio to our Co-Investment Por(cid:127)olio. As the assets are now treated 
as unconsolidated investments (with our ownership percentage remaining the same 
with respect to certain assets and our ownership percentage dropping with respect 
to certain assets), our share of rental revenues is part of income from unconsolidated 
investments in the current period and is no longer treated as consolidated rental 
revenue. The income that we receive from the 50(cid:1143) of the ownership interests in 
these assets that we hold a(cid:91)er these transactions with A(cid:42)A moved from being 
recogni(cid:140)ed as rental income to income from unconsolidated investments during the 
year ended December 31, 2020. Additionally, as a result of the COVID-19 pandemic, 
we recogni(cid:140)ed a (cid:362)13.5 million reduction to rental income for the year ended 
December 31, 2020 as we assessed the full collection of certain rents as no longer 
probable. We had no comparable activity in the prior period.

Hotel income was (cid:362)13.9 million for the year ended December 31, 2020 as compared 
to (cid:362)80.5 million for 2019. The (cid:362)66.6 million decrease is primarily due to the sale of 
two consolidated hotels during the fourth quarter of 2019 ((cid:362)32.9 million decrease) 

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and the decline in hotel income due to operations being significantly reduced or 
halted at the Shelbourne hotel ((cid:362)33.7 million decrease) as a result of the COVID 
pandemic during the year ended December 31, 2020.  

Expenses
Rental expenses decreased to (cid:362)135.7 million for the year ended December 31, 
2020 as compared to (cid:362)152.9 million for the year ended December 31, 2019. The 
decrease is due to the sale of assets into the A(cid:42)A (cid:102)oint venture as discussed above. 
As the assets are now treated as unconsolidated investments (with our ownership 
percentage remaining the same with respect to certain assets and our ownership 
percentage dropping with respect to certain assets), our share of rental expenses is 
part of income from unconsolidated investments in the current period and is no longer 
treated as consolidated rental expense. Additional decreases in rental expenses were 
recogni(cid:140)ed year-over-year as a result of certain one-time non-capitali(cid:140)able repair and 
maintenance expenses that we recogni(cid:140)ed during the year ended December 31, 2019 
to prepare an office property in the (cid:38)nited Kingdom for a new tenant. We recogni(cid:140)ed 
additional decreases as a result of a reduction in property taxes during the year ended 
December 31, 2020 due to a property tax refund on an office property in the (cid:38)nited 
Kingdom.  

Hotel expenses decreased to (cid:362)13.8 million for the year ended December 31, 2020 as 
compared to (cid:362)60.1 million for the year ended December 31, 2019 primarily due to 
the sale of two consolidated hotels during the fourth quarter of 2019 ((cid:362)26.3 million 
decrease) and the reduced activity at the Shelbourne hotel ((cid:362)20.0 million) during the 
year ended December 31, 2020. 

Compensation expense decreased to (cid:362)59.7 million for the year ended December 31, 
2020 as compared to (cid:362)71.0 million for the year ended December 31, 2019 primarily 
due to lower discretionary compensation expense.

General and administrative expenses decreased to (cid:362)20.6 million for year ended 
December 31, 2020 as compared to (cid:362)26.3 million for the year ended December 31, 
2019 due to a substantial overall decrease in general and administrative expenses 
across the board, including travel and office expenses due to the COVID-19 
pandemic.

Depreciation and amorti(cid:140)ation decreased by (cid:362)8.0 million primarily due to sale of 
assets into the A(cid:42)A (cid:102)oint venture and sales of assets in the prior period.  

Other
Gains on sale of real estate, net were (cid:362)338.0 million for the year ended December 31, 
2020 as compared to (cid:362)434.4 million in the prior period. The gains recogni(cid:140)ed during 
the year ended December 31, 2020 primarily relate to the sale of (cid:38)K industrial 
por(cid:127)olio to the Industrial JV, the Club Palisades multifamily property in the Western 
(cid:38)nited States, Baggot Pla(cid:140)a in Dublin, Ireland, Pioneer Point a multifamily property 
in the (cid:38)nited Kingdom and certain other non-core assets in Europe. Included in the 
gains on sale of real estate, net for December 31, 2020 is an impairment loss of (cid:362)15.6 
million on five retail properties in the (cid:38)nited Kingdom and a residential property 
in the Western (cid:38)nited States. For the year ended December 31, 2019, the activity 
relates to the deconsolidation of the investments that went into the A(cid:42)A (cid:102)oint venture 
(as described above), the sale of the Rit(cid:140) Carlton Hotel in Lake Tahoe and smaller, non-
core retail assets in the Western (cid:38)nited States and non-core commercial properties in 
the (cid:38)nited Kingdom.

Interest expense was (cid:362)211.2 million for the year ended December 31, 2020 as 
compared to (cid:362)215.1 million for the year ended December 31, 2019. The decrease 
is due to lower consolidated property level debt balances resulting from the sale of 
assets into the A(cid:42)A (cid:102)oint venture and sales of assets in the current and prior period. 
These decreases were offset by (cid:362)9.3 million in prepayment penalties associated 
with the KWE tender offer completed in 2020, early repayment of mortgages on 

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—
—
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—
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Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

assets as part of the (cid:38)K Industrial por(cid:127)olio sale and the refinance of a mortgage on a 
multifamily property in the Western (cid:38)nited States.

Transaction-related expenses were (cid:362)0.9 million for the year ended December 31, 
2020 as compared to (cid:362)6.8 million for the same period in 2019. The decrease is due 
to expenses incurred in 2019 investigating potential transactions that ultimately were 
not consummated. 

Co-investment operations
In addition to our management of investments in the Co-Investment Por(cid:127)olio, we 
have ownership interests in the properties. The table below represents a breakout of 
the amounts within income from unconsolidated investments which represents our 
share of underlying property investments in the Co-Investment Por(cid:127)olio assets and 
any performance fees relating to our management of these properties for the year 
ended December 31, 2020 and the year ended December 31, 2019:

We had net income of (cid:362)2.3 million attributable to noncontrolling interests during the 
year ended December 31, 2020 compared to net income of (cid:362)94.4 million attributable 
to noncontrolling interests during the year ended December 31, 2019. The decrease 
in income attributable to noncontrolling interest is due to allocation of gains in 2019 
associated with the sale of Rit(cid:140) Carlton, Lake Tahoe hotel and the A(cid:42)A (cid:102)oint venture to 
our equity partners. 

Co-Investment Portfolio Segment

Investment Management
On our Co-Investment Por(cid:127)olio assets, we receive asset management fees for 
managing assets on behalf of our partners. During the year ended December 31, 
2020, fees recorded through revenues were (cid:362)22.5 million as compared to (cid:362)24.9 
million for the same period in 2019. During the year ended December 31, 2020 
we had higher base management fees as a result of having more assets under 
management in our Co-Investment pla(cid:127)orm mainly from the A(cid:42)A (cid:102)oint venture. 
However, this was offset by (cid:362)6.4 million of acquisition related fees that we received 
from equity partners in the prior period with no comparable activity in the current 
period. These fees are recorded as a component of investment management, property 
services and research fees. Performance fees are recorded as part of income from 
unconsolidated investments and discussed below. 

Expenses increased to (cid:362)26.9 million for the year ended December 31, 2020 as 
compared to (cid:362)20.7 million primarily due to severance costs and costs associated with 
our fund management business including certain discretionary compensation.

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Revenue
(cid:1354)Rental
(cid:1354)Sale of real estate
(cid:1354)Performance fees

(cid:1354)(cid:1354)(cid:36)o(cid:124)a(cid:1140) (cid:117)(cid:59)(cid:136)(cid:59)nu(cid:59)
E xpen ses
(cid:1354)Rental
(cid:1354)Cost of real estate sold
(cid:1354)Depreciation and amorti(cid:140)ation

(cid:1354)(cid:1354)(cid:36)o(cid:124)a(cid:1140) (cid:59)(cid:138)(cid:114)(cid:59)ns(cid:59)s
(cid:1354)(Loss) gain on sale of real estate, net
(cid:1354)Interest expense
(cid:1354)Other loss
(cid:1354)Fair Value/other ad(cid:102)ustments
(cid:1354)Provision for income taxes

Year Ended December 31,

2020

2019

(cid:362) 148.1 
11.5 
2.6 

162.2 

(cid:362) 114.7 
26.7 
36.2 

177.6 

45.6 
13.3 
6.9 

65.8 
(11.5)
(33.1)
(13.7)
43.9 
(1.0)

36.9 
23.9 
8.2 

69.0 
53.5 
(32.1)
(9.3)
57.7 

(cid:1354)(cid:1354)(cid:17)nco(cid:108)(cid:59) (cid:61)(cid:117)o(cid:108) unconso(cid:1140)ida(cid:124)(cid:59)d in(cid:136)(cid:59)s(cid:124)(cid:108)(cid:59)n(cid:124)s

   8

.0

 1

.4

Our share of JV NOI (rental income net of rental operating expenses) increased in 
the current period due to the sale of interests in previously consolidated properties 
into unconsolidated partnerships resulting in moving the recognition of income 
from these assets from our Consolidated por(cid:127)olio to our Co-Investment por(cid:127)olio 
as described above. In addition, during the year ended December 31, 2020, we 
received a surrender premium, which is a breakage fee we received from a tenant 
in the (cid:38)nited Kingdom related to the early extinguishment of its lease and we 

experienced an increase in NOI in our VHH por(cid:127)olio. Increases in JV NOI were 
offset by an impairment loss recorded in the third quarter of 2020 included in the 
table above within loss on sale of real estate of (cid:362)6.7 million relating to a property in 
a retail por(cid:127)olio in the (cid:38)nited Kingdom that was subsequently sold during the year. 
We had an additional impairment loss of (cid:362)4.2 million in the fourth quarter 2020 on 
this por(cid:127)olio that brought the carrying value of this (cid:102)oint venture to (cid:140)ero. During 
the year ended December 31, 2019, we had gains on sale of real estate of (cid:362)53.5 
million primarily relating to the sale of two multifamily properties in the Western 
(cid:38)nited States which was offset by an impairment of (cid:362)10.3 million on a residential 
development in the Western (cid:38)nited States that was subsequently sold in the first 
quarter of 2020.

During the year ended December 31, 2020 we had fair value gains on VHH 
primarily relating to conversions of development pro(cid:102)ects to operating properties 
as construction work was completed and lease up of the properties commenced. 
We also had fair value gains associated with the completion of Clancy (cid:32)uay Phase 3 
which is currently undergoing lease up and net foreign exchange gains relating to the 
strengthening of the euro against the (cid:38).S. dollar on our euro denominated fair value 
investments. 

During the year ended December 31, 2019, we had higher fair value gains on 
VHH due to resyndications and improved property performance on the underlying 
investments within VHH. 

During the year ended December 31, 2020, we recorded a net (cid:362)2.6 million increase 
in the accrual for performance fees. This was mainly due to increased values in the 
A(cid:42)A (cid:102)oint venture primarily due to the completion of Clancy (cid:32)uay Phase 3 as further 
discussed above and a por(cid:127)olio of office buildings we manage in the Seattle area. 
These increases were offset by reductions in accrued performance fees associated 
Fund V and VI due to lack of transactional activity for the period. During the year 
ended December 31, 2019, we had approximately (cid:362)18 million of performance fee 
income accruals in Fund V and VI from increases in fair value and reali(cid:140)ed gains. We 

also had approximately (cid:362)12 million in promote fees from a por(cid:127)olio of multifamily 
assets held at fair value in a Las Vegas held in a separate account pla(cid:127)orm that sold in 
the fourth quarter of 2019. 

Corporate
Real estate related services fees decreased to (cid:362)10.0 million during the year ended 
December 31, 2020 as compared to (cid:362)16.5 million for December 31, 2019, primarily 
due to the sale of KWP at the beginning of the fourth quarter as discussed above.

Expenses for the year ended December 31, 2020 were approximately (cid:362)74.6 million 
as compared to (cid:362)80.0 million for the year ended December 31, 2019. Compensation 
and related expenses decreased by (cid:362)5.4 million due to the sale of KWP and lower 
discretionary compensation.  

Interest expense was (cid:362)69.5 million for the year ended December 31, 2020 which was 
(cid:89)at to the same period in 2019.   

Our provision for income taxes and effective tax rate for 2020 was (cid:362)43.6 million 
and 28.8(cid:1143) as compared to (cid:362)41.4 million and a 11.4(cid:1143) effective tax rate in 2019. The 
increase in the effective tax rate for fiscal 2020 is primarily due to non-deductible 
executive compensation as a percentage of pretax income being higher, a reduction in 
income allocable to non-controlling interests and an increase in valuation allowances 
on deferred tax assets. During the year ended December 31, 2020, valuation 
allowances were recorded against certain (cid:38)K and Spanish subsidiaries(cid:317) tax loss 
carryforwards as their ability to generate future income has been negatively impacted 
by the COVID-19 pandemic.

Preferred dividends and accretion on preferred stock issuance costs were (cid:362)17.2 million 
for the year ended December 31, 2020 as compared to the same period in 2019. The 
increase is due to the Company issued 300,000 shares of its 5.75(cid:1143) Series A Cumulative 
Perpetual Convertible Preferred Stock, par value (cid:362)0.0001 per share (the “Preferred 
Stock”), for gross proceeds of (cid:362)300 million during the fourth quarter of 2019.

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$
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7
8
 
Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

Other Comprehensive Income 
The two maj or components that drive the change in other comprehensive income are 
the changes in foreign currency rates and the gains or loss of any associated foreign 
currency hedges. Please refer to the section titled “Currency Risk—Foreign Currencies” 
in Item 3 for a discussion of our risks relating to foreign currency and our hedging 
strategy. Below is a table that details the activity for the years ended December 31, 
2020 and 2019. 

(Dollars in millions)

Net income attributable to Kennedy-Wilson Holdings, Inc.  
(cid:1354)common shareholders
(cid:38)nreali(cid:140)ed foreign currency translation gain (loss), net of  
(cid:1354)noncontrolling interests and tax
Amounts reclassified out of accumulated other comprehensive loss  
(cid:1354)during the period
(cid:38)nreali(cid:140)ed foreign currency derivative contract (loss) gain, net of  
(cid:1354)noncontrolling interests and tax
(cid:38)nreali(cid:140)ed loss in interest rate swaps

Year Ended December 31,

2020

2019

(cid:362)   92.9

(cid:362)  224.1

65.8 

0.8 

(37.8)
(5.2)

(23.9)

10.4 

38.7 
(0.7)

(cid:7)o(cid:108)(cid:114)(cid:117)(cid:59)h(cid:59)nsi(cid:136)(cid:59) inco(cid:108)(cid:59) att(cid:117)ibu(cid:124)ab(cid:1140)(cid:59) (cid:124)o (cid:20)(cid:59)nn(cid:59)dy(cid:330)Wi(cid:1140)son (cid:15)o(cid:1140)din(cid:93)s(cid:311) (cid:17)nc(cid:314)  
(cid:1354)co(cid:108)(cid:108)on sha(cid:117)(cid:59)ho(cid:1140)d(cid:59)(cid:117)s

 1

.5

 2

.6

Included within the net income attributable to Kennedy-Wilson Holdings, Inc. 
common shareholders are reali(cid:140)ed foreign exchange amounts relating to translation 
of cash amounts held in different functional currencies of the subsidiary that holds 
it and reali(cid:140)ed gains and losses on derivative investments that are not treated as 
net investment hedges. The table below represents the amount of foreign exchange 
movements recorded to the statement of income for the year ended December 31, 
2020 and 2019:

(Dollars in millions)

Reali(cid:140)ed foreign currency exchange loss(cid:332)consolidated statements  
(cid:1354)of income
Reali(cid:140)ed foreign currency derivative contract gain (loss)(cid:332) 
(cid:1354)consolidated statements of income

Year Ended December 31,

2020

2019

(cid:362) (cid:332) 

(cid:362) (0.2)

(cid:34)(cid:124)a(cid:124)(cid:59)(cid:108)(cid:59)n(cid:124) o(cid:61) (cid:27)(cid:114)(cid:59)(cid:117)ations(cid:332)(cid:117)(cid:59)a(cid:1140)i(cid:140)(cid:59)d (cid:61)o(cid:117)(cid:59)i(cid:93)n cu(cid:117)(cid:117)(cid:59)ncy (cid:59)(cid:138)chan(cid:93)(cid:59)

(cid:362) (cid:332)  

 (

.2

 )

The main currencies that the Company has exposure to are the euro and pound 
sterling. The table below represents the change in rates over the year ended 
December 31, 2020 and 2019 as compared to the (cid:38).S. Dollar:

Euro

GBP

Year Ended December 31,

2020

2019

9.0 (cid:1143)

3.0 (cid:1143)

(2.0)(cid:1143)

4.0 (cid:1143)

Comprehensive income, net of taxes and noncontrolling interests, for the year ended 
December 31, 2020 and 2019 was (cid:362)116.5 million and (cid:362)248.6 million, respectively. 
The Company experienced net unreali(cid:140)ed gains on foreign currency through other 
comprehensive income for the period due to the weakening of the (cid:38).S. dollar against 
the Euro and GBP. (cid:38)nreali(cid:140)ed hedge losses were driven by hedges that KWE holds on 
its euro denominated investments which were offset by hedges that the Company has 
on its GBP denominated investments. The unreali(cid:140)ed hedge losses on KWE primarily 
related to cross currency swap and KWE Notes due to the euro strengthening against 
the GBP. See Foreign Currency in Item 1. Business section for more detail on the 
foreign currency impact of these instruments.   

The Company entered into interest rate swap contracts to swap some of its variable rate 
mortgage loans to fixed rate terms. The Company recogni(cid:140)ed (cid:362)4.2 million of interest 
expense savings that were recorded to the statement of operations relating to interest 
savings on interest rate swaps and forward point amorti(cid:140)ation on hedge contracts.

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Amounts reclassified out of accumulated other comprehensive income are for 
amounts associated with the A(cid:42)A (cid:102)oint venture that are moved out of other 
comprehensive income and recogni(cid:140)ed on the consolidated statements of income.

Kennedy Wilson Consolidated Financial Results: Year Ended December 31, 2019 
Compared to the Year Ended December 31, 2018 

Financial Highlights
GAAP net income to common shareholders was (cid:362)224.1 million and (cid:362)150.0 million for 
the year ended December 31, 2019 and 2018, respectively. 

Ad(cid:102)usted EBITDA was (cid:362)728.1 million, a 2(cid:1143) increase from (cid:362)712.7 million for 2018, 
due primarily to higher reali(cid:140)ed gains on the sale of consolidated and unconsolidated 
real estate investments and higher fair value gains and performance fees. These were 
offset by a gain on the sale of our Meyers Research business during the year ended 
December 31, 2018. Also we were a net seller of assets during the years ended 
December 31, 2019 and 2018 and during the year ended December 31, 2019 and 
2018, our share of net asset sales of assets were (cid:362)115.5 million and (cid:362)348.4 million, 
respectively. We also had foreign currency exchange losses and some disruption to 
our hotel business due to value-add capital expenditures all of which contributed 
to a decrease in NOI from our properties. This was partially offset by increases in 
rental income and NOI at our same store operating properties as described below as 
we executed our asset management initiatives. With proceeds from asset sales, we 
have funded development and redevelopment initiatives that, once complete, we 
expect will increase the NOI we receive from our properties (see “Liquidity and Capital 
Resources— Development and Redevelopment”).

  net operating income increased 7(cid:1143) 

  total revenues increased 5(cid:1143) 

  For 11.2 million square feet of same property commercial real estate for the year 
ended December 31, 2019 as compared to the prior period:

  occupancy decreased 0.1(cid:1143) to 96.9(cid:1143) from the same period in 2018

  net operating income decreased 3.7(cid:1143)

  total revenues decreased 3.6(cid:1143)

  Investment Transactions

  acquired (cid:362)1.9 billion of assets (our share of which was (cid:362)624.6 million) and sold 
(cid:362)1.4 billion of assets (our share of which was (cid:362)740.1 million)

  Significant Transactions

Meyers Research Sale
In December 2018, we sold Meyers Research for (cid:362)48.0 million and recogni(cid:140)ed 
a gain on sale of business of (cid:362)40.4 million. We used part of the proceeds from 
such sale to reinvest (cid:362)15.0 million for an 11(cid:1143) ownership interest in a new 
partnership between Meyers Research and another premiere residential real 
estate construction service company. We no longer control Meyers Research and 
treat the investment as an unconsolidated investment.   

Please also see the description of certain other significant transactions described 
in “Kennedy Wilson Consolidated Financial Results: Year Ended December 31, 2020 
Compared to the Year Ended December 31, 2019” that may be applicable in the 
discussion of the periods described in this section. 

Operational Highlights
Same property highlights for the year ended December 31, 2019 include:

  For our 13,387 same property multifamily units for the year ended December 31, 
2019 as compared to the prior period:

  occupancy remained at 94(cid:1143) from 2018. 

Foreign Exchange—Results of Operations
A significant portion of our investments are in foreign currencies. We do not hedge 
future operations or cash (cid:89)ows and therefore changes in foreign currency rates will 
have an impact on our results of operations. We have included the table below to 
illustrate the impact these (cid:89)uctuations have had on our revenues, net income and 
Ad(cid:102)usted EBITDA by applying the applicable exchange rates for the prior period. 

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$
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—
 
—
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0
•
•
•
•
•
•
•
•
•
•
•
Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

Please refer to the section titled “Currency Risk— Foreign Currencies” in Item 3 for a 
discussion of risks relating to foreign currency and our hedging strategy and the 
section titled (cid:324)Other Comprehensive Income” below for a discussion of the balance 
sheet impact of foreign currency movements on our results of operations.

Revenues
Net Income
Ad(cid:102)usted EBITDA

Revenues
Net Income
Ad(cid:102)usted EBITDA

Year Ended December 31, 2019

Consolidated

Co-Investment

Total

(cid:362) (0.1)
(0.7)
(0.5)

 (cid:1143)
 (cid:1143)
 (cid:1143)

(cid:362) (0.1)
(0.2)
(0.5)

 (cid:1143)
 (cid:1143)
 (cid:1143)

(cid:362) (0.2)
(0.9)
(1.0)

 (cid:1143)
 (cid:1143)
 (cid:1143)

Year Ended December 31, 2018

Consolidated

Co-Investment

Total

(cid:362) (5.7)
(4.5)
(7.2)

(1)(cid:1143)
(3)(cid:1143)
(1)(cid:1143)

(cid:362) (0.1)
0.5
0.3

 (cid:1143)
 (cid:1143)
 (cid:1143)

(cid:362) (5.8)
(4.0)
(6.9)

(1)(cid:1143)
(3)(cid:1143)
(1)(cid:1143)

Consolidated Portfolio Segment

Revenues
Rental income was (cid:362)447.4 million for the year ended December 31, 2019 as 
compared to (cid:362)514.6 million for 2018. The (cid:362)67.2 million decrease is primarily 
due to the A(cid:42)A Transactions described above. As the assets are now treated as 
unconsolidated investments (with our ownership percentage remaining the same 
with respect to certain assets and our ownership percentage dropping with respect 
to certain assets), our share of rental revenues is part of income from unconsolidated 
investments in the current period and is no longer treated as consolidated rental 
revenue. We have also been a net seller of assets during the current and prior periods 
which has led to a decrease in rental income.

Hotel income was (cid:362)80.5 million for the year ended December 31, 2019 as compared 
to (cid:362)155.7 million for 2018. The (cid:362)75.2 million decrease is primarily due to the sale 
of the Rit(cid:140) Carlton, Lake Tahoe hotel during the first quarter of 2019 and the sale of 

the Portmarnock and Fairmont St Andrews during the fourth quarter of 2019. We 
also sold six Park Inn hotels located in the (cid:38)nited Kingdom during the fourth quarter 
of 2018 and an extensive value add renovation of the lobby and reception at the 
Shelbourne hotel led to lower occupancy rates at the hotel during the first quarter of 
2019.

There was minimal activity for the sale of real estate for the year ended December 
31, 2019 as compared to (cid:362)56.8 million for the same period in 2018. During the year 
ended December 31, 2018, we recogni(cid:140)ed the sale of real estate of 200 Capital 
Dock, a 130,000 sq. (cid:91). office building under development in Dublin, Ireland, as a 
result of the construction progress on the building. The 200 Capital Dock pro(cid:102)ect was 
accounted under percentage of completion and therefore variation in periods is due to 
the pro(cid:102)ect achieving different milestones in its development timeline. We completed 
the construction of the building during the first quarter of 2019.

Expenses
Rental expenses decreased to (cid:362)152.9 million for the year ended December 31, 
2019 as compared to (cid:362)160.8 million for the year ended December 31, 2018. The 
decrease is primarily due to the A(cid:42)A Transactions. As the assets are now treated as 
unconsolidated investments (with our ownership percentage remaining the same 
with respect to certain assets and our ownership percentage dropping with respect 
to certain assets), our share of rental expenses is part of income from unconsolidated 
investments in the current period and is no longer treated as consolidated rental 
expense. We have also been a net seller of assets during the current and prior period 
which has led to a decrease in rental expense.

Hotel expenses decreased to (cid:362)60.1 million for the year ended December 31, 2019 as 
compared to (cid:362)121.5 million for the year ended December 31, 2018 primarily due to 
the sale of the Rit(cid:140) Carlton, Lake Tahoe hotel during the first quarter of 2019 and the 
sale of the Portmarnock and Fairmont St Andrews during the fourth quarter of 2019. 
We also sold six Park Inn hotels located in the (cid:38)nited Kingdom during the fourth 
quarter of 2018.

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During the year ended December 31, 2019, we recogni(cid:140)ed minimal additional costs 
to complete 200 Capital Dock. During the year ended December 31, 2018, we 
recogni(cid:140)ed (cid:362)52.5 million in sale-related costs on 200 Capital Dock.

Compensation expense increased to (cid:362)71.0 million for the year ended December 31, 
2019 as compared to (cid:362)64.7 million for the year ended December 31, 2018 primarily 
due to one-time incentive payments during the prior period.

General expenses decreased to (cid:362)26.3 million for year ended December 31, 2019 
as compared to (cid:362)28.1 million for the year ended December 31, 2018 due to higher 
travel-related expenses and charitable contributions in our European businesses in the 
prior year.

Depreciation and amorti(cid:140)ation decreased by (cid:362)18.5 million primarily due to the A(cid:42)A 
Transactions and the Company being a net seller of assets in 2018 and 2019.

Other
Gains on sale of real estate, net were (cid:362)434.4 million for the year ended December 31, 
2019 as compared to (cid:362)371.8 million in the prior period. The gains recogni(cid:140)ed during 
the year ended December 31, 2019 primarily relates to the 2019 A(cid:42)A Transactions, 
the sale of the Rit(cid:140) Carlton Hotel, Lake Tahoe and smaller, non-core retail assets 
in the Western (cid:38)nited States and non-core commercial properties in the (cid:38)nited 
Kingdom. Gains on sale of real estate in 2018 primarily to the 2018 A(cid:42)A Transactions 
and the ordinary course sales of certain multifamily and office assets located in the 
Western (cid:38)nited States, Ireland, (cid:38)nited Kingdom and Italy. Such gains were offset by 
an impairment loss on a vacated office building in the (cid:38)nited Kingdom which was 
subsequently sold during the year ended December 31, 2018.

Interest expense was (cid:362)215.1 million for the year ended December 31, 2019 as 
compared to (cid:362)238.2 million for the year ended December 31, 2018. The decrease 
is due to the A(cid:42)A Transactions, the net sale of properties which were encumbered 
by mortgage debt and increased capitali(cid:140)ed interest relating to our development 
properties.

Transaction-related expenses were (cid:362)6.8 million for the year ended December 31, 
2019 as compared to (cid:362)1.7 million for the same period in 2018. The increase is due 
to expenses incurred investigating potential transactions that ultimately were not 
consummated.

We had net income of (cid:362)94.4 million attributable to noncontrolling interests during 
the year ended December 31, 2019 compared to net income of (cid:362)62.1 million 
attributable to noncontrolling interests during the year ended December 31, 2018. 
The increase in income attributable to noncontrolling interest is due to the allocation 
of gains associated with the sale of Rit(cid:140) Carlton, Lake Tahoe hotel and the 2019 A(cid:42)A 
Transactions to our equity partners.

Co-Investment Portfolio Segment

Investment Management
On our Co-Investment Por(cid:127)olio assets, we receive asset management fees for 
managing assets on behalf of our partners. During the year ended December 31, 
2019, we had fees recorded through revenues of (cid:362)24.9 million which was an increase 
from fees of (cid:362)15.4 million for the same period in 2018. During the year ended 
December 31, 2019 we had higher base management fees as a result of having more 
assets under management in our Co-Investment pla(cid:127)orm mainly from the A(cid:42)A (cid:102)oint 
venture and higher acquisition related fees that we received from equity partners 
compared to the prior period. These fees are recorded as a component of investment 
management, property services and research fees. Performance fees are recorded as 
part of income from unconsolidated investments and discussed below.  

Expenses decreased to (cid:362)20.7 million for the year ended December 31, 2019 as 
compared to (cid:362)28.0 million primarily due to lower discretionary compensation 
expense.

Co-investment operations
In addition to our management of investment in the Co-Investment Por(cid:127)olio we 
also hold have ownership interests in the properties. The table below represents 

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—
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—
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—
—
—
Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

a breakout of the amounts within income from unconsolidated investments which 
represents our share of underlying property investments in the Co-Investment 
Por(cid:127)olio assets and any performance fees relating to our management of these 
properties for the year ended December 31, 2019 and the year ended December 31, 
2018:

Revenue
(cid:1354)Rental
(cid:1354)Sale of real estate
(cid:1354)Performance fees

(cid:1354)(cid:1354)(cid:36)o(cid:124)a(cid:1140) (cid:117)(cid:59)(cid:136)(cid:59)nu(cid:59)
Ex pens es
(cid:1354)Rental
(cid:1354)Cost of real estate sold
(cid:1354)Depreciation and amorti(cid:140)ation

(cid:1354)(cid:1354)(cid:36)o(cid:124)a(cid:1140) (cid:59)(cid:138)(cid:114)(cid:59)ns(cid:59)s
(cid:1354)(Loss) gain on sale of real estate, net
(cid:1354)Interest expense
(cid:1354)Other loss
(cid:1354)Fair Value/other ad(cid:102)ustments

(cid:1354)(cid:1354)(cid:17)nco(cid:108)(cid:59) (cid:61)(cid:117)o(cid:108) unconso(cid:1140)ida(cid:124)(cid:59)d in(cid:136)(cid:59)s(cid:124)(cid:108)(cid:59)n(cid:124)s

Year Ended December 31,

2019

2018

(cid:362) 114.7 
26.7 
36.2 

177.6 

36.9 
23.9 
8.2 

69.0 
53.5 
(32.1)
(9.3)
57.7 

 1

.4

(cid:362) 96.4 
19.2 
27.5 

143.1 

41.1 
18.6 
13.4 

73.1 
23.0 
(26.0)
0.9 
9.2 

 7

.1

Our share of JV NOI (rental income net of rental operating expenses) increased 
in the current period due to the sale of interests in previously consolidated 
properties resulting in moving the recognition of income from these assets from our 
Consolidated Por(cid:127)olio to our Co-Investment Por(cid:127)olio as described above. During 
the year ended December 31, 2019, we had gains on sale of real estate of (cid:362)53.5 
million primarily relating to the sale of two multifamily properties in the Western 
(cid:38)nited States which was offset by an impairment of (cid:362)10.3 million on a residential 
development in the Western (cid:38)nited States that was subsequently sold in the first 
quarter of 2021. During the year ended December 31, 2019, we had higher fair value 

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gains on VHH due to resyndications and improved property performance on the 
underlying investments within VHH. 

For the year ended December 31, 2018, income from unconsolidated investments 
was primarily related to operating distributions. During the year ended December 
31, 2018, the Company recogni(cid:140)ed fair value gains primarily to resyndications under 
our VHH partnership and improved property performance by its fair value option 
investments and investments held within the commingled funds managed by the 
Company.

During the year ended December 31, 2019, we recorded a (cid:362)36.2 million increase in 
the accrual for performance fees relating to our commingled funds. In the year ended 
December 31, 2019, we also recorded an increase in the accrual for performance 
fees related to the increase in the underlying fair value of assets held by Fund V, Fund 
VI and the A(cid:42)A Joint Venture. We also had approximately (cid:362)12 million in promote 
fees from a por(cid:127)olio of multifamily assets held at fair value in a Las Vegas held in a 
separate account pla(cid:127)orm that sold in the fourth quarter of 2019. During the year 
ended December 31, 2018 we recorded performance fees relating to Fund V.

Corporate
Real estate related services fees decreased slightly to (cid:362)16.5 million during the 
year ended December 31, 2019 as compared to (cid:362)16.9 million for December 31, 
2018, primarily due to lower property management fees from fewer assets under 
management. We sold Meyers Research in the fourth quarter of 2018 which resulted 
in the loss of research fees. During the year ended December 31, 2018 we earned 
(cid:362)15.1 million of research fees.

Expenses for the year ended December 31, 2019 decreased to (cid:362)80.0 million as 
compared to (cid:362)104.7 million for the year ended December 31, 2018 primarily due to 
lower compensation and general and administrative expenses as a result of the sale of 
the Meyers Research, which reduced our employee headcount by 140 people period-
over-period.

Interest expense was (cid:362)69.5 million for the year ended December 31, 2019 as 
compared to (cid:362)77.2 million for the same period in 2019. The decrease is due to the 
prior period having a higher corporate debt balance due to the term loan still being 
outstanding.  

Gain on sale of business of (cid:362)40.4 million during year ended December 31, 2018 is 
related to our sale of Meyers Research.

Other expense was (cid:362)0.4 million for year ended December 31, 2019 as compared to 
other income of (cid:362)13.1 million for the same period in 2018. The income during the 
year ended December 31, 2018 relates to reali(cid:140)ed gains on non-designated currency 
hedging derivative investments on the Euro.

Our provision for income taxes and effective tax rate for 2019 was (cid:362)41.4 million and 
11.4(cid:1143) as compared to an income tax expense of (cid:362)58.0 million and a 21.5(cid:1143) effective 
tax rate in 2018. The decrease in income tax expense is primarily as a result of higher 
income attributable to non-controlling interests in non-taxable entities, which is not 
sub(cid:102)ect to corporate tax, a tax benefit relating to remeasurement of our net (cid:38).S. 
deferred tax liability to a lower state effective tax rate and lower tax gains on sales of 
real estate by KWE.

Preferred dividends and accretion on preferred stock issuance costs were (cid:362)2.6 
million for the year ended December 31, 2019 with no comparable activity for the 
prior period. The Company issued 300,000 shares of its 5.75(cid:1143) Series A Cumulative 
Perpetual Convertible Preferred Stock, par value (cid:362)0.0001 per share (the “Preferred 
Stock”), for gross proceeds of (cid:362)300 million during the fourth quarter of 2019.

Other Comprehensive Income
The two maj or components that drive the change in other comprehensive income are 
the changes in foreign currency rates and the gains or loss of any associated foreign 
currency hedges. Please refer to the section titled “Currency Risk— Foreign Currencies” 
in Item 3 for a discussion of our risks relating to foreign currency and our hedging 

strategy. Below is a table that details the activity for the year ended December 31, 
2019 and 2018. 

(Dollars in millions)

Net income attributable to Kennedy-Wilson Holdings, Inc. common  
(cid:1354)shareholders
(cid:38)nreali(cid:140)ed foreign currency translation (loss) gain, net of  
(cid:1354)noncontrolling interests and tax
Amounts reclassified out of accumulated other comprehensive loss  
(cid:1354)during the period
(cid:38)nreali(cid:140)ed foreign currency derivative contract gain (loss), net of  
(cid:1354)noncontrolling interests and tax
(cid:38)nreali(cid:140)ed (loss) gain on marketable securities

Year Ended December 31,

2019

2018

(cid:362)  224.1

(cid:362)  150.0 

(23.9)

(65.9)

10.4 

38.7 
(0.7)

13.2 

38.3 

(cid:7)o(cid:108)(cid:114)(cid:117)(cid:59)h(cid:59)nsi(cid:136)(cid:59) inco(cid:108)(cid:59) att(cid:117)ibu(cid:124)ab(cid:1140)(cid:59) (cid:124)o (cid:20)(cid:59)nn(cid:59)dy(cid:330)Wi(cid:1140)son (cid:15)o(cid:1140)din(cid:93)s(cid:311) (cid:17)nc(cid:314)  
(cid:1354)co(cid:108)(cid:108)on sha(cid:117)(cid:59)ho(cid:1140)d(cid:59)(cid:117)s(

 2

.6

 1

.6

Included within the net income attributable to Kennedy-Wilson Holdings, Inc. 
common shareholders are reali(cid:140)ed foreign exchange amounts relating to translation 
of cash amounts held in different functional currencies of the subsidiary that holds 
it and reali(cid:140)ed gains and losses on derivative investments that are not treated as 
net investment hedges. The table below represents the amount of foreign exchange 
movements recorded to the statement of income for the year ended December 31, 
2019 and 2018:

(Dollars in millions)

Reali(cid:140)ed foreign currency exchange (loss) gain(cid:332)consolidated  
(cid:1354)statements of income
Reali(cid:140)ed foreign currency derivative contract gain (loss)(cid:332) 
(cid:1354)consolidated statements of income

(cid:34)(cid:124)a(cid:124)(cid:59)(cid:108)(cid:59)n(cid:124) o(cid:61) (cid:27)(cid:114)(cid:59)(cid:117)ations(cid:332)(cid:117)(cid:59)a(cid:1140)i(cid:140)(cid:59)d (cid:61)o(cid:117)(cid:59)i(cid:93)n cu(cid:117)(cid:117)(cid:59)ncy (cid:59)(cid:138)chan(cid:93)(cid:59)

 (

.2

 )

Year Ended December 31,

2019

2018

(cid:362) (0.2)

(cid:362)  (1.1)

12.7

 1

.6

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$
7
 
—
 
1
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$
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$
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—
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0
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1
 
Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

The main currencies that the Company has exposure to are the euro and pound 
sterling. The table below represents the change in rates over the year ended 
December 31, 2019 and 2018 as compared to the (cid:38).S. Dollar:

Euro

GBP

Year Ended December 31,

2019

2018

(2.0)(cid:1143)

4.0 (cid:1143)

(5.0)(cid:1143)

(6.0)(cid:1143)

Comprehensive income, net of taxes and noncontrolling interests, for year ended 
December 31, 2019 and 2018 was income of (cid:362)248.6 million and (cid:362)135.6 million, 
respectively. The Company experienced net unreali(cid:140)ed losses on foreign currency 
through other comprehensive income for the period due to the strengthening of the 
(cid:38).S. dollar against the Euro offset by (cid:38).S. dollar weakening against GBP. (cid:38)nreali(cid:140)ed 
hedge gains were driven by hedges that KWE holds on its euro denominated 
investments which were offset by hedges that the Company has on its GBP 
denominated investments. The unreali(cid:140)ed hedge gains on KWE primarily related to 
cross currency swap and KWE Notes due to the euro weakening against the GBP 
which led to unreali(cid:140)ed gains of (cid:362)56.0 million. The translation of the cross currency 
swap and KWE Notes from GBP to (cid:38).S. dollars resulted in an unreali(cid:140)ed (cid:362)12.4 million 
foreign currency translation loss. See Foreign Currency in Item 1. Business section for 
more detail on the foreign currency impact of these instruments.

The Company entered into interest rate swap contracts to swap some of its variable 
rate mortgage loans to fixed rate terms. The Company recogni(cid:140)ed (cid:362)5.8 million of 
interest expense savings that were recorded to the statement of operations relating 
to interest savings on interest rate swaps and forward point amorti(cid:140)ation on hedge 
contracts.

Amounts reclassified out of accumulated other comprehensive income are for 
amounts associated with the A(cid:42)A (cid:102)oint venture that are moved out of other 
comprehensive income and recogni(cid:140)ed on the consolidated statements of income.

Liquidity and Capital Resources
Our liquidity and capital resources requirements include acquisitions of real estate 
and real estate related assets, funding development pro(cid:102)ects, capital expenditures 
for consolidated real estate and unconsolidated investments, working capital needs, 
interest and principal payments on our debt and dividends to our common and 
preferred shareholders. We finance these activities with internally generated funds 
through general operations including rental income, asset sales, borrowings under our 
revolving line of credit, sales of equity and debt securities and cash out refinancings 
to the extent they are available and fit within our overall por(cid:127)olio leverage strategy. 
Our investments in real estate are typically financed with equity from our balance 
sheet, third party equity and mortgage loans secured by that real estate. These 
mortgage loans are generally nonrecourse in that, in the event of default, recourse 
will be limited to the mortgaged property serving as collateral, subj ect to limited 
customary exceptions. In some cases, we guarantee a portion of the loan related to a 
consolidated property or an unconsolidated investment, usually until some condition, 
such as completion of construction or leasing or certain net operating income criteria, 
has been met. We do not expect these guarantees to materially affect liquidity or 
capital resources. Please refer to the section titled “Off Balance Sheet Arrangements” 
for further information. 

Our short-term liquidity requirements primarily consist of operating expenses and 
other expenditures associated with our properties, dividend payments to our common 
and preferred shareholders, interest on our unsecured corporate debt, development, 
redevelopment and capital expenditures and, potentially, share repurchases and 
acquisitions. We currently expect to meet our short-term liquidity requirements 
through our existing cash and cash equivalents plus capital generated from our 
investments, sales of real estate as well as availability on our current revolving 
lines of credit. As of December 31, 2020, we and our consolidated subsidiaries had 
approximately (cid:362)965.1 million ((cid:362)640.3 million of which is in foreign currencies of GBP 
or E(cid:38)R) of consolidated cash (as shown on our consolidated balance sheet), our share 
of cash held at unconsolidated Co-Investment Por(cid:127)olio assets of (cid:362)77.3 million and 
had (cid:362)300.0 million of availability under lines of credit. As of December 31, 2020, we 

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have (cid:362)101.7 million of restricted cash, which is included in cash and cash equivalents, 
that primarily relates to lender reserves associated with consolidated mortgages that 
we hold on properties. These reserves typically relate to interest, tax, insurance and 
future capital expenditures at the properties. 

  Subsequent to December 31, 2020 we refinanced (cid:362)1 billion worth of our 2024 
Notes with (cid:362)500.0 million 2029 Notes and (cid:362)500.0 million 2031 Notes and 
lowered interest rate from 5.875(cid:1143) to 4.875(cid:1143). We also repaid (cid:362)100.0 million on 
our revolving credit facility and now have (cid:362)400.0 million available to draw. 

Additionally, we are sub(cid:102)ect to withholding taxes to the extent we repatriate cash 
from certain of our foreign subsidiaries. (cid:38)nder the KWE Bonds and KWE Notes 
covenants, we have to maintain certain interest coverage and leverage ratios to 
remain in compliance (see “Indebtedness and Related Covenants” for more detail 
on KWE Bonds and KWE Notes). Due to these covenants, we evaluate the tax and 
covenant implications before we distribute cash, which could impact the availability 
of funds at the corporate level. During the second quarter of 2020, we contributed 
(cid:362)56.4 million to KWE which holds the KWE Bonds and KWE Notes in order ensure 
that we maintain headroom on certain covenants associated with the KWE Bonds 
and KWE Notes. This amount is included within the (cid:362)640.3 million of foreign cash 
mentioned above and is allowed to be used by KWE and other wholly-owned foreign 
subsidiaries within KWE for certain permitted investments.

As discussed throughout this report, COVID-19 pandemic could potentially have a 
significant impact on our liquidity and capital resources depending on the duration 
for which the pandemic lasts and its effect on the global economy. Despite these 
uncertainties we believe we have sufficient liquidity to support our business 
operations during the currently foreseeable term of the COVID-19 pandemic through:

  Consolidated cash of (cid:362)965.1 million as of December 31, 2020

  (cid:362)300.0 million available under our revolving credit facility as of December 31, 
2020

  Minimal debt maturities in 2021, which currently are (cid:362)123.7 million for our 
consolidated debt obligations and our share of debt maturities within our Co-
Investment por(cid:127)olio representing less than 2(cid:1143) of our total debt obligations 

  Rent collections of 96(cid:1143) across our global investment por(cid:127)olio for the year ended 
December 31, 2020 rents as of February 18, 2021

Our need to raise funds from time to time to meet our capital requirements will 
depend on many factors, including the success and pace of the implementation 
of our strategy for strategic and accretive growth where appropriate. Additionally, 
we may opportunistically seek to raise capital (equity or debt) when we believe 
market conditions are favorable and when consistent with our growth and financing 
strategies. We may also seek third party financing to the extent that we engage in 
additional strategic investments, including capital necessary to execute potential 
development or redevelopment strategies or acquisition of real estate, note por(cid:127)olios, 
or other real estate related companies or real estate related securities. Similarly, as 
we recently did with our 2024 Notes, we may from time to time seek to refinance 
our existing indebtedness opportunistically in order to reduce our overall cost of debt 
capital or optimi(cid:140)e the maturity schedule of our outstanding indebtedness, or for 
other strategic reasons. Please also see the section titled “COVID-19 Impact” above 
and Part I. Item 1A Risk Factors in our 10K filing with the SEC.  

Development and redevelopment
Kennedy Wilson has a number of market rate development, redevelopment and 
entitlement pro(cid:102)ects that are underway or are in the planning stages. These initiatives, 
if completed, will result in market-rate income producing assets. As of December 31, 
2020 we have 1,529 multifamily units, 0.6 million commercial rentable square feet 
and 150 hotel rooms we are actively developing. If these pro(cid:102)ects were brought to 
completion the estimated share of the Company(cid:317)s total cost would be approximately 
(cid:362)1.1 billion, which we expect would be funded through our existing equity, third party 
equity, pro(cid:102)ect sales and secured debt financing. This represents total capital over 
the life of the pro(cid:102)ects and is not a representation of peak equity and does not take 
into account any distributions over the course of the investment. As of December 31, 
2020, we have incurred (cid:362)395.0 million of costs to date and expect to spend an 

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•
•
•
•
•
Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

additional (cid:362)696.0 million to develop to completion or complete the entitlement 
process on these pro(cid:102)ects. Of the (cid:362)696.0 million of remaining costs to complete we 
currently expect (cid:362)334.0 million of it to be funded through cash from us over the life 
of the pro(cid:102)ects. When development pro(cid:102)ects are completed they typically move into 
our unstabili(cid:140)ed bucket as they undergo lease up post-completion. Clancy (cid:32)uay Phase 
3, which was completed in the second quarter of 2020, is now included as part of our 
unstabili(cid:140)ed por(cid:127)olio and is expected to be stabili(cid:140)ed during 2021. 

In addition to the market rate development and redevelopment pro(cid:102)ects described 
above, we have 1,965 affordable and/or age-restricted multifamily units within our 
VHH pla(cid:127)orm that we are currently developing or in the process of stabili(cid:140)ing. We 
expect to have no cash equity basis in these pro(cid:102)ects at completion due to the use 
of property level debt and proceeds from the sale of tax credits. If these pro(cid:102)ects are 

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brought to completion we expect to receive (cid:362)21.9 million in cash from paid developer 
fees and proceeds from the sale of tax credits. 

The scope of these pro(cid:102)ects may also change. The estimated costs and amounts of cash to complete pro(cid:102)ects re(cid:89)ected in the table below represent management(cid:317)s current 
expectations and the total costs incurred to date include the land costs of these pro(cid:102)ects.

The figures described in the two preceding paragraphs and in the table below are 
budgeted costs and are sub(cid:102)ect to change. There is no certainty that the Company 
will develop or redevelop any or all of these potential pro(cid:102)ects and the Company 
and its equity partners are under no obligation to complete these pro(cid:102)ects and may 
dispose of any such assets a(cid:91)er adding value through the entitlement process. As 
these are budgeted figures and are sub(cid:102)ect to change (increase or decrease) due to 
a number of factors (some of which are beyond our control), including, that these 
pro(cid:102)ects are being developed under construction management contracts with the 
general contractors and therefore we and our equity partners could be called upon 
to contribute additional capital in the event that actual costs exceed budgeted costs. 

The table below describes the market rate development or redevelopment pro(cid:102)ects that the Company is undergoing or considering, and excludes the affordable and/or age-
restricted multifamily units that it is developing in its VHH pla(cid:127)orm and its residential investments. 

Location

Ireland(3)

Ireland(3)

ID

ID

Nor California

Ireland(3)

Ireland(3)

Ireland(3)

Ireland(3)

Hawaii

Type

Office

Office

Multifamily

Multifamily

Multifamily

Multifamily

Office

Multifamily

Mixed-(cid:38)se

Hotel

Total

Investment

Kildare(5)

Hanover (cid:32)uay(5)

The Clara(5)

RiverPointe(5)

Status

(cid:38)nder Construction

(cid:38)nder Construction

(cid:38)nder Construction

(cid:38)nder Construction

Santa Rosa Phase II(5)

Planning Received

Coopers Cross(6)

Coopers Cross(6)

Grange(6)

Leisureplex(5)

(cid:38)nder Construction

(cid:38)nder Construction

Planning Received

Planning Received

Kona V

illage Resort(6)

(cid:38)nder Construction

Est.  
Completion 
Date(1)

2021

2021

2021

2022

2023

2023

2023

2023

2023

2023

If Completed

Current

Commercial 
Sq. Ft.

MF (cid:38)nits /  
Hotel Rooms

KW Est.  
Total Cost(4)

KW Costs 
Incurred(4)

KW Est. Costs 
to Complete(2)

64,000 

69,000 

394,000 

7,000 

20,000 

(cid:362)       65 

(cid:362)   35

(cid:362)   30 

277 

89 

172 

472 

287 

232 

150 

40 

47 

23 

65 

179 

131 

73 

132 

336 

 1

32 

37 

5 

5 

58 

64 

24 

25 

110 

 3

8 

10 

18 

60 

121 

67 

49 

107 

226 

 6

(1)  The actual completion date for projects is subject to several factors, many of which are not within our control. Accordingly, the projects identified may not be completed when expected, or at all.

(2)  Figures shown in this column are an estimate of our remaining costs to develop to completion or to complete the entitlement process, as applicable, as of December 31, 2020. Total remaining costs may be financed with third-party 

cash contributions, proceeds from projected sales, and/or debt financing. We expect to fund $334 million of our share of remaining costs to complete with cash over the life of these projects. These figures are budgeted costs and are 
subject to change. There is no guarantee that we will be able to secure the project-level debt financing that is assumed in the figures above. If we are unable to secure such financing, the amount of capital we will have to invest to 
complete the projects above may significantly increase. Our cost to complete differs from our share total capitalization as the latter includes costs that have already been incurred to date while the former relates to future estimated 
costs.

(3) Estimated foreign exchange rates are €0.82 = $1 USD and £0.73 = $1 USD, related to NOI.

(4) Includes land costs.

(5) Included in Consolidated Portfolio Segment.

(6) Included in Co-Investment Portfolio Segment.

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7
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,
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9
6
 
Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

Unstabilized and Value Add Capital Expenditure Programs
We currently have 13 assets that comprise 1.3 million commercial square feet and 576 multifamily units that are currently unstabili(cid:140)ed and are undergoing various stages of 
lease-up, value-add or development. In order to stabili(cid:140)e these assets we pro(cid:102)ect our share of costs to complete to be (cid:362)38.9 million. The cost to complete this work and the time 
frame described is sub(cid:102)ect to many uncertainties that are beyond our control, and the actual costs may be significantly higher than the estimates shown below.

The table below describes assets that are currently unstabili(cid:140)ed:

Property

Location

Old School

Capital Dock

Clancy (cid:32)uay(cid:332)Phase 3

38(cid:358) North 

400/430 California

Stockley Park

Maidenhead

The Oaks

V arious

V arious

(cid:38)nited Kingdom(2)

Ireland(2)

Ireland(2)

Northern California

Northern California

 Sub total

(cid:38)nited Kingdom(2)

(cid:38)nited Kingdom(2)

Southern California

(cid:38)nited Kingdom(2)

(cid:38)nited Kingdom(2)

 Sub total

(cid:36)o(cid:124)a(cid:1140) (cid:21)(cid:59)as(cid:59)(cid:330)(cid:38)(cid:114)

Type

Office

Mixed-(cid:38)se

Multifamily

Multifamily

Office

Office

Office

Office

Retail

Office

KW  
Ownership (cid:1143)

(cid:370) of Assets

Commercial 
Sq. Ft.

MF (cid:38)nits

Leased (cid:1143)

KW Est. Costs to 
Complete(1)

100(cid:1143)

50(cid:1143)

50(cid:1143)

91(cid:1143)

10(cid:1143)

100(cid:1143)

100(cid:1143)

100(cid:1143)

100(cid:1143)

100(cid:1143)

1

1

1

1

1

1 

1 

1 

3 

2 

21,000 

27,000 

7,000 

263,000 

54,000 

65,000 

357,000 

184,000 

281,000 

190 

266 

120 

(cid:332) 

67 (cid:1143)

54 

38 

73 

88 

 %

64 

34 

 %

 %

(cid:362)    0.5 

3.1 

1.8 

1.8 

2.1 

    9

.3

0.2 

0.1 

11.3 

3.3 

14.7 

.6

.9

 3

Note: The table above excludes fund assets and one asset expected to sell, totaling 0.6 million commercial sq. ft., and KW Gross Asset Value of $81.4 million.

(1)  Figures shown in this column are an estimate of KW’s remaining costs to develop to completion or to complete the entitlement process, as applicable, as of December 31, 2020. Total remaining costs may be financed with third-party 
cash contributions, proceeds from projected sales, and/or debt financing. These figures are budgeted costs and are subject to change. There is no guarantee that the Company will be able to secure the project-level debt financing that 
is assumed in the figures above. If the Company is unable to secure such financing, the amount of capital that the Company will have to invest to complete the projects above may significantly increase.  

(2) Estimated foreign exchange rates are €0.82 = $1 USD and £0.73 = $1 USD, related to NOI.

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In addition to our development, redevelopment and stabili(cid:140)ation initiatives, we 
regularly implement a value-add approach to our consolidated and unconsolidated 
investments, which includes rehabbing properties and adding or updating property 
amenities. The capital required to implement these value-add initiatives is typically 
funded with capital calls, refinancing or supplemental financings at the property level. 
We are not required to make these investments, but they are a key driver in our ability 
to increase net operating income at our properties post acquisition. 

Liquidating Residential Development Projects
We have liquidating residential development pro(cid:102)ects primarily in Hawaii and the 
Western (cid:38)nited States where we and our equity partners are developing single family 
homes and condos that will be sold. We expect to incur approximately (cid:362)375.8 million in 
construction costs over the life of these pro(cid:102)ects, which will be funded by cash from us, 
cash received from selling the homes and condos, third party equity or debt financing.

Share Repurchase Plan
On March 20, 2018, our Board of Directors approved the repurchase of up to (cid:362)250 
million of the Company(cid:317)s common stock. On November 3, 2020, the Company(cid:317)s 
board of directors authori(cid:140)ed an expansion of its existing (cid:362)250 million share 
repurchase plan to (cid:362)500 million. Repurchases under the program may be made in 
the open market, in privately negotiated transactions, through the net settlement of 
the Company(cid:317)s restricted stock grants or otherwise, with the amount and timing of 
repurchases dependent on market conditions and sub(cid:102)ect to the company(cid:317)s discretion. 
The program does not obligate the Company to repurchase any specific number 
of shares and, sub(cid:102)ect to compliance with applicable laws, may be suspended or 
terminated at any time without prior notice. As of December 31, 2020, we had (cid:362)256.7 
million remaining under the plan for stock repurchases. Please see the section titled 
“Purchases of Equity Securities by the Company” in Part II of this annual report on Form 
10-K for additional information.

Cash Flows 
The following table summari(cid:140)es the cash provided by or used in our operating, 
investing and financing activities for the years ended December 31, 2020, 2019 and 
2018:

(Dollars in millions)

Net cash (used in) provided by operating activities
Net cash provided by investing activities
Net cash used in financing activities

Year ended December 31,

(cid:362) (12.6)
590.8
(206.6)

(cid:362) (19.5)
182.3
(85.8)

(cid:362)   93.1
593.1
(528.8)

Operating
Our cash (cid:89)ows from operating activities are primarily dependent upon operations 
from consolidated properties, the operating distributions and fees from our Co-
Investment Pla(cid:127)orm, general and administrative costs, compensation and interest 
expense payments.  For the years ended December 31, 2020, 2019 and 2018, 
substantially all of the cash (cid:89)ows used by operations of (cid:362)12.6 million and (cid:362)19.5 
million and cash (cid:89)ow from operations (cid:362)93.1 million, respectively, were generated 
from rental collections from consolidated assets and operating distributions from Co-
Investments. The (cid:89)uctuations in cash (cid:89)ow from operations has been driven by the 
timing and amounts of discretionary compensation. 

We have experienced a decline in cash (cid:89)ows from rental properties as we have been 
a net seller of consolidated assets and used those proceeds to fund development 
initiatives and value add capital expenditures which has also led to a temporary 
decrease in operating cash (cid:89)ows. At the same time, we have been growing our third 
party fee bearing capital which has shi(cid:91)ed to more assets in our Co-Investment 
por(cid:127)olio. Going forward with the completion of construction, stabili(cid:140)ation of 
development assets and greater fee bearing capital we should have increases in our 
cash (cid:89)ow from operations.  

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8
Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

Investing
Our cash (cid:89)ows from investing activities are generally comprised of cash used to 
fund property acquisitions, investments in unconsolidated investments, capital 
expenditures, purchases of loans secured by real estate, as well as cash received from 
property sales and return of capital from our co-investments.

million to unconsolidated investments which mainly related to multifamily and 
office properties in the Western (cid:38)nited States and (cid:38)nited Kingdom and capital calls 
associated with development pro(cid:102)ects in Dublin, Ireland. We received (cid:362)115.0 million 
from distributions on unconsolidated investments from sales of multifamily assets in 
Western (cid:38)nited States and refinancings and resyndications within our VHH por(cid:127)olio.

Net cash provided by investing activities totaled (cid:362)590.8 million for the year ended 
December 31, 2020. During the current period we spent (cid:362)70.1 million on acquisitions 
of consolidated real estate and (cid:362)194.1 million on capital expenditures on consolidated 
assets, as well as continued investments in our development properties and value add 
properties. We received (cid:362)827.8 million from the sale of industrial assets in the (cid:38)nited 
Kingdom to the Industrial JV, Baggot Pla(cid:140)a in Dublin, Club Palisades multifamily 
property in the Western (cid:38)nited States and non-core assets in Europe. Issuance of 
new loan investments were (cid:362)88.6 million during the year ended December 31, 2020 
as our debt pla(cid:127)orm has grown during the year. We had (cid:362)34.1 million of collections 
on loans primarily from the sale of a loan in Dublin secured by a multifamily property. 
We received (cid:362)177.5 million in investing distributions from our co-investments 
primarily from the sale of an additional 30(cid:1143) interest of three multifamily properties 
to A(cid:42)A as part of our separate account pla(cid:127)orm. We also contributed (cid:362)111.6 million 
to unconsolidated investments that were primarily used to fund our share of capital 
calls on our commingled funds and investments undergoing development. The 
settlement of foreign currency derivatives netted (cid:362)15.5 million during the year ended 
December 31, 2020. 

Net cash provided by investing activities totaled (cid:362)182.3 million for the year ended 
December 31, 2019. During the year ended December 31, 2019, we spent (cid:362)210.9 
million on acquisitions of consolidated real estate and (cid:362)191.1 million on capital 
expenditures on consolidated assets, our development properties and value add 
properties. We received (cid:362)701.0 million from the sale of Rit(cid:140) Carlton Lake Tahoe, 
Fairmont and Portmarnock hotels and non-core retail and commercial properties 
in the Western (cid:38)nited States and (cid:38)nited Kingdom. We also contributed (cid:362)266.0 

Net cash provided by investing activities totaled (cid:362)593.1 million for the year ended 
December 31, 2018. During the year ended December 31, 2018, we had (cid:362)571.8 
million of purchases and additions to real estate primarily for additions to real estate 
in our Mountain States multifamily por(cid:127)olio and a multifamily property in Cork, 
Ireland and (cid:362)396.1 million contributions to unconsolidated investments which 
mainly related to our new A(cid:42)A (cid:102)oint venture pla(cid:127)orm and to fund new investments 
and capital expenditures which included acquisitions in Fund VI. The cash used in 
the aforementioned investing activities was offset by receipt of (cid:362)1,386.1 million, 
mainly from sales of multifamily properties in the Western (cid:38)nited States (which 
were then tax deferred and exchanged into higher quality multifamily properties in 
the Western (cid:38)nited States), non-core commercial properties in the (cid:38)nited Kingdom, 
Ireland and Italy as well as assets into the A(cid:42)A (cid:102)oint venture pla(cid:127)orm. On our Capital 
Dock development, we spent (cid:362)29.1 million and received (cid:362)81.0 million for reaching 
completion milestones. We received (cid:362)63.7 million in investing distributions on 
unconsolidated investments primarily relating to resyndications in our VHH por(cid:127)olio 
and property sales. The sale of our research subsidiary, Meyers Research, generated 
(cid:362)43.4 million in proceeds. We also received (cid:362)7.4 million from the liquidation of our 
marketable securities por(cid:127)olio.

Financing
Our net cash related to financing activities is generally impacted by capital-
raising activities net of dividends and distributions paid to common and preferred 
shareholders and noncontrolling interests as well as financing activities for 
consolidated real estate investments.  Net cash used in financing activities totaled 

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(cid:362)206.6 million for the year ended December 31, 2020. We received proceeds of 
(cid:362)296.4 million from mortgage loans to finance property acquisitions and to refinance 
existing investments, which were offset by the repayment of (cid:362)487.1 million of 
investment debt mainly driven by repayment of mortgages on sold consolidated 
properties. During the year ended December 31, 2020, we borrowed (cid:362)200.0 million 
on our credit facility. Distributions of (cid:362)18.9 million were paid to noncontrolling 
interest holders primarily as a result of asset sales and cash received from financings. 
During the year ended December 31, 2020, we paid (cid:362)126.1 million of dividends to our 
common stockholders and (cid:362)13.6 million of dividends to our preferred shareholders. 
We also returned (cid:362)57.4 million to shareholders through share repurchases as part of 
our share repurchase plan discussed above. 

Net cash used in financing activities totaled (cid:362)85.8 million for the year ended 
December 31, 2019. We received proceeds of (cid:362)295.2 million from the issuance of 
Preferred Stock and (cid:362)488.6 million from mortgage loans to finance and refinance 
consolidated property acquisitions, which were offset by the repayment of (cid:362)391.4 
million of investment debt mainly driven by repayment of mortgages on sold 
consolidated properties. During the year ended December 31, 2019, we borrowed 
(cid:362)125.0 million on our credit facility and repaid (cid:362)200.0 million (as of December 31, 
2019 our credit facility is undrawn). Distributions of (cid:362)264.0 million were paid to 
noncontrolling interest holders primarily as a result of asset sales and cash received 
from financings. During the year ended December 31, 2019, we paid (cid:362)114.9 million 
of dividends to our common stockholders and (cid:362)2.6 million of dividends to our 
preferred shareholders. We also returned (cid:362)20.7 million to shareholders through share 
repurchases as part of our share repurchase plan discussed above.

Net cash used in financing activities totaled (cid:362)528.8 million for the year ended 
December 31, 2018. We received proceeds of (cid:362)246.6 million from the issuance 
of additional 2024 Notes and (cid:362)725.0 million from mortgage loans to finance and 
refinance consolidated property acquisitions, which were offset by the repayment of 
(cid:362)866.8 million of investment debt mainly driven by repayment of mortgages on sold 

consolidated properties. During the year ended December 31, 2018, we borrowed 
(cid:362)225.0 million on our credit facility and repaid (cid:362)450.0 million (as of December 31, 
2018 our credit facility is undrawn). Distributions of (cid:362)116.0 million were paid to 
noncontrolling interest holders primarily as a result of asset sales and cash received 
from financings. During the year December 31, 2018, we paid dividends to our 
common stockholders of (cid:362)111.2 million which is an increase over prior periods due 
to an increase in share count as part of the KWE Transaction as well as an increase in 
the dividend per share amount as compared to prior periods. We also returned (cid:362)177.9 
million to shareholders through share repurchases as part of our share repurchase plan 
discussed above.

Contractual Obligations and Commercial Commitments
At December 31, 2020, Kennedy Wilson(cid:317)s contractual cash obligations, including debt, 
lines of credit, operating leases and ground leases included the following:

P ayments due b y p eriod

(Dollars in millions)

Contractual obligations
Borrowings:(1)(4)
(cid:1354)Mortgage debt(2)(4)
(cid:1354)Senior notes(3)(4)
(cid:1354)KWE unsecured bonds(4)(5)

(cid:1354)Total borrowings
(cid:1354)Operating leases
(cid:1354)Ground leases(8)

Less than 

Total

1 year 1(cid:331)3 years 4(cid:331)5 years

A(cid:91)er 5 
years

(cid:362) 683.6 

(cid:362) 2,597.8
1,150.0 
1,176.9 

5,124.7 
3.5 
24.8 

(cid:362) 47.4  (cid:362)    965.9  (cid:362)    900.9 
1,150.0 
504.8 

672.1 

47.4 
1.3 
0.2 

2,820.7 
1.9 
0.4 

1,573.0 
0.3 
0.4 

683.6 

23.8 

(cid:36)o(cid:124)a(cid:1140) con(cid:124)(cid:117)ac(cid:124)ua(cid:1140) cash ob(cid:1140)i(cid:93)ations(

 5

.0

 4

.9

 2

.0

 1

.7

 7

.4

(1)  See Notes 7–9 of our Notes to Consolidated Financial Statements. Figures do not include scheduled interest 
payments. Assuming each debt obligation is held until maturity, we estimate that we will make the following 
interest payments: Less than 1 year—$192.9 million; 1–3 years—$447.4 million; 4–5 years—$110.5 million;  
After 5 years—$39.8 million. The interest payments on variable rate debt have been calculated at the interest 
rate in effect as of December 31, 2020.

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Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

(2)  Excludes $4.5 million net unamortized debt premium on mortgage debt.

(3)  Excludes $3.1 million unamortized debt discount on senior notes.

(4)  Excludes $29.2 million of unamortized loan fees.

(5)  Excludes $2.8 million net unamortized discount on KWE unsecured bonds.

(6)  Kennedy Wilson’s share of contractual obligations, (excluding amounts that are attributable to noncontrolling 

interests), including debt, lines of credit, operating leases and ground leases, consisted of the following: Less than 
1 year—$46.2 million; 1–3 years—$2,800.2 million; 4–5 years—$1,536.7 million; After 5 years—$695.0 million.

(7) Table above excludes $97.4 million unfulfilled capital commitments to our unconsolidated investments.  

(8)  Ground leases on consolidated assets. Amounts are undiscounted and have leases that expire as far out as 

2258.

Indebtedness and Related Covenants
The following describes certain indebtedness and related covenants. 

Senior Notes Payable
In March 2014, Kennedy-Wilson, Inc. (“KWI”), completed a public offering of (cid:362)300.0 
million aggregate principal amount of 5.875(cid:1143) Senior Notes due 2024 (the “2024 
Notes”), for approximately (cid:362)290.7 million, net of discount and estimated offering 
expenses. The 2024 Notes were issued pursuant to an indenture dated as of March 
25, 2014, by and among Kennedy-Wilson, Inc., as issuer, and Wilmington Trust 
National Association, as trustee, as supplemented by a supplemental indenture, dated 
as of March 25, 2014, by and between Kennedy-Wilson, Inc. as issuer, Kennedy-
Wilson Holdings, Inc., as parent guarantor, certain subsidiaries of the issuer, as 
subsidiary guarantors, and Wilmington Trust National Association, as trustee (the 
indenture, as so supplemented, the “2024 Indenture”). The issuer(cid:317)s obligations 
under the 2024 Notes are fully and unconditionally guaranteed by Kennedy-Wilson 
Holdings, Inc. and the subsidiary guarantors. At any time prior to April 1, 2019, the 
issuer may redeem the 2024 Notes, in whole or in part, at a redemption price equal 
to 100(cid:1143) of their principal amount, plus an applicable “make-whole” premium and 
accrued and unpaid interest, if any, to the redemption date. At any time and from time 
to time on or a(cid:91)er April 1, 2019, the issuer may redeem the 2024 Notes, in whole 
or in part, at the redemption price specified in the 2024 Indenture, plus accrued and 

unpaid interest, if any, to the redemption date. Interest on the 2024 Notes accrues 
at a rate of 5.875(cid:1143) per annum and is payable semi-annually in arrears on April 1 
and October 1 of each year, commencing on October 1, 2014. The 2024 Notes will 
mature on April 1, 2024. In November 2014, August 2016 and March 2018, we 
completed additional public offerings of (cid:362)350 million, (cid:362)250 million and (cid:362)250 million, 
respectively, aggregate principal amounts of 5.875(cid:1143) Senior Notes, due 2024 (the 
“Additional Notes”). The Additional Notes have substantially identical terms as the 
2024 Notes described above, and are treated as a single series with the 2024 Notes 
under such 2024 Indenture. The Additional Notes were issued and sold at public 
offering prices of 100.0(cid:1143) in November 2014, 100.0(cid:1143) in August 2016 and 98.625(cid:1143) in 
March 2018 of their principal amount, plus accrued interest. The amount of the 2024 
Notes included in the accompanying consolidated balance sheets was (cid:362)1.1 billion at 
December 31, 2020. Subsequent to December 31, 2020, the Company repurchased 
a total of approximately (cid:362)577 million of the 2024 Notes through a tender offer using 
a portion of the proceeds from the 2029 Notes and 2031 Notes as described below. 
The Company announced that it would redeem an additional (cid:362)373 million of the 2024 
Notes with the remaining proceeds from the 2029 Notes and 2031 Notes and cash on 
its balance sheet.  

In February 2021, KWI, completed a public offering of (cid:362)500.0 million aggregate 
principal amount of its 4.750(cid:1143) Senior Notes due 2029 (the “2029 Notes”) and (cid:362)500.0 
million aggregate principal amount of its 5.000(cid:1143) Senior Notes due 2031 (the “2031 
Notes,” and together with the 2029 Notes, the “Notes,” and together with the 2024 
Notes and the 2029 Notes, the “KWI Notes”). The Notes were issued pursuant 
to a base indenture, dated as of March 25, 2014, between KWI and the Trustee, 
as supplemented by a supplemental indenture for each series of Notes (each, a 
“Supplemental Indenture,” and each Supplemental Indenture, together with the Base 
Indenture, an “Indenture”), dated as of February 11, 2021, among KWI, the guarantors 
(including Kennedy-Wilson Holdings, Inc.) and the Trustee. KWI(cid:317)s obligations under 
the Notes are fully and unconditionally guaranteed by Kennedy-Wilson Holdings, 
Inc., and the subsidiary guarantors. At any time prior to March 1, 2024 (in the case of 

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the 2029 Notes) or March 1, 2026 (in the case of the 2031 Notes), KWI may redeem 
the Notes of either series, in whole or in part, at a redemption price equal to 100(cid:1143) 
of their principal amount, plus an applicable “make-whole” premium and accrued and 
unpaid interest, if any, to the redemption date. At any time and from time to time on 
or a(cid:91)er March 1, 2024 (in the case of the 2029 Notes) or March 1, 2026 (in the case 
of the 2031 Notes), KWI may redeem the Notes of either series, in whole or in part, 
at redemption prices specified in the applicable Indenture, plus accrued and unpaid 
interest, if any, to, but excluding, the redemption date. Interest on the Notes accrues 
at a rate of 4.750(cid:1143) per annum (in the case of the 2029 Notes) or 5.000(cid:1143) (in the case 
of the 2031 Notes) and is payable semi-annually in arrears on March 1 and September 
1 of each year commencing on September 1, 2021. The Notes will mature on March 
1, 2029 (in the case of the 2029 Notes) or March 1, 2031 (in the case of the 2031 
Notes), unless earlier redeemed or repurchased. In connection with the issuance of 
the Notes, the Company announced that it intends to use the proceeds from the 
Notes to repurchase or redeem a total of (cid:362)1 billion aggregate principal amount of the 
2024 Notes. 

KWE Senior Notes Payable
KWE has bonds outstanding (“KWE Bonds”) of approximately (cid:362)504.7 million (based 
on December 31, 2020 rates) ((cid:364)369.8 million) in 3.95(cid:1143) fixed-rate senior unsecured 
bonds due 2022. KWE effectively reduced the interest rate to 3.35(cid:1143) as a result of 
it entering into swap arrangements to convert 50(cid:1143) of the proceeds into Euros. On 
October 7, 2020, KWE launched a cash tender offer to repurchase a portion of the 
outstanding balance of the KWE Bonds (the “Tender Offer”). KWE purchased (cid:364)130.2 
million ((cid:362)177.7 million based on December 31, 2020 rates) in aggregate nominal 
amount of the KWE Bonds, or 26.04(cid:1143) of the (cid:364)500.0 million aggregate nominal 
amount of the KWE Bonds outstanding in Tender Offer. The purchase price for the 
KWE Bonds validly tendered and accepted for purchase pursuant to the Tender Offer 
was a price equal to 101(cid:1143) of the nominal amount of the relevant KWE Bonds, plus 
accrued and unpaid interest to, but not including, October 22, 2020. The total Tender 
Offer consideration was (cid:364)133.1 million, including accrued and unpaid interest and was 
settled on October 22, 2020. 

KWE also established a (cid:364)2.0 billion (approximately (cid:362)2.7 billion based on 
December 31, 2020 rates) Euro Medium Term Note Programme (“EMTN”). (cid:38)nder 
the EMTN Programme, KWE may issue, from time to time, up to (cid:364)2.0 billion of 
various types of debt securities in certain markets and currencies. KWE has drawn 
down under its EMTN Programme, with issuances of senior unsecured notes for an 
aggregate principal amount of approximately (cid:362)672.4 million (based on December 31, 
2020 rates) ((cid:360)550 million) (the “KWE Notes”). The KWE Notes were issued at a 
discount and have a carrying value of (cid:362)669.7 million, have an annual fixed coupon of 
3.25(cid:1143), and mature in 2025. The KWE Notes rank pari passu with the KWE Bonds, 
and are sub(cid:102)ect to the same restrictive covenants.

Borrowings Under Line of Credit
Kennedy-Wilson, Inc. (the “Borrower”), a wholly-owned subsidiary of Kennedy-
Wilson Holdings, Inc. (the “Company”), KWH and certain subsidiaries of the Company 
(the “Subsidiary Guarantors”) on March 25, 2020 extended its existing (cid:362)500 million 
revolving line of credit (“Second A&R Facility”). Loans under the Second A&R Facility 
bear interest at a rate equal to LIBOR plus between 1.75(cid:1143) and 2.50(cid:1143), depending on 
the consolidated leverage ratio as of the applicable measurement date. The Second 
A&R Facility has a maturity date of March 25, 2024. Sub(cid:102)ect to certain conditions 
precedent and at Kennedy-Wilson, Inc.(cid:317)s (the “Borrower”) option, the maturity date of 
the Second A&R Facility may be extended by one year.

The Company has (cid:362)200.0 million outstanding on the A&R Facility on December 31, 
2020 with (cid:362)300.0 million available to be drawn under the revolving credit facility. 
Subsequent to December 31, 2020, the Company repaid (cid:362)100.0 million on our 
revolving credit facility and now have (cid:362)400.0 million available to draw. 

Debt Covenants
The Second A&R Facility and the indentures governing the KWI Notes contain 
numerous restrictive covenants that, among other things, limit Kennedy Wilson(cid:317)s 
and certain of its subsidiaries(cid:317) ability to incur additional indebtedness, pay dividends 
or make distributions to stockholders, repurchase capital stock or debt, make 

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Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

investments, sell assets or subsidiary stock, create or permit liens on assets, engage 
in transactions with affiliates, enter into sale/leaseback transactions, issue subsidiary 
equity and enter into consolidations or mergers. The Second A&R Revolving Facility 
requires Kennedy Wilson to maintain a minimum tangible net worth and a specified 
amount of cash and cash equivalents.

The Second A&R Facility has certain covenants as defined within its Second Amended 
and Restated Credit Agreement, dated as of March 25, 2020 (the “Credit Agreement”) 
that, among other things, limit the Company and certain of its subsidiaries(cid:317) ability 
to incur additional indebtedness, repurchase capital stock or debt, sell assets or 
subsidiary stock, create or permit liens, engage in transactions with affiliates, enter 
into sale/leaseback transactions, issue subsidiary equity and enter into consolidations 
or mergers. The Credit Agreement requires the Company to maintain (i) a maximum 
consolidated leverage ratio (as defined in the Credit Agreement) of not greater than 
65(cid:1143), measured as of the last day of each fiscal quarter, (ii) a minimum fixed charge 
coverage ratio (as defined in the Credit Agreement) of not less than 1.70 to 1.00, 
measured as of the last day of each fiscal quarter for the period of four full fiscal 
quarters then ended, (iii) a minimum consolidated tangible net worth equal to or 
greater than the sum of (cid:362)1,700,000,000 plus an amount equal to fi(cid:91)y percent (50(cid:1143)) 
of net equity proceeds received by the Company a(cid:91)er the date of the most recent 
financial statements that are available as of the March 25, 2020, measured as of the 
last day of each fiscal quarter, (iv) a maximum recourse leverage ratio (as defined in 
the Credit Agreement) of not greater than an amount equal to consolidated tangible 
net worth as of the measurement date multiplied by 1.5, measured as of the last day 
of each fiscal quarter, (v) a maximum secured recourse leverage ratio (as defined in 
the Credit Agreement) of not greater than an amount equal to 3.5(cid:1143) of consolidated 
total asset value (as defined in the Credit Agreement) and (cid:362)299,000,000, (vi) a 
maximum ad(cid:102)usted secured leverage ratio (as defined in the Credit Agreement) of not 
greater than 55(cid:1143), measured as of the last day of each fiscal quarter, and (vii) liquidity 
(as defined in the Credit Agreement) of at least (cid:362)75.0 million. As of December 31, 
2020, the Company was in compliance with these covenants. The obligations of the 

Borrower pursuant to the Credit Agreement are guaranteed by the Company and 
certain wholly-owned subsidiaries of the Company.

The indentures governing the KWI Notes limit the ability of Kennedy Wilson and 
its restricted subsidiaries to incur additional indebtedness if, on the date of such 
incurrence and a(cid:91)er giving effect to the new indebtedness, the maximum balance 
sheet leverage ratio (as defined in the indenture) is greater than 1.50 to 1.00. 
This ratio is measured at the time of incurrence of additional indebtedness. As of 
December 31, 2020, the Company was in compliance with these covenants.

 The KWE Bonds and KWE Notes require KWE to maintain (i) consolidated net 
indebtedness (as defined in the trust deed for the notes) of no more than 60(cid:1143) of 
the total asset value(cid:312) (ii) consolidated secured indebtedness (less cash and cash 
equivalents) of no more than 50(cid:1143) of total asset value(cid:312) (iii) an interest coverage ratio 
of at least 1.5 to 1.0, and (iv) unencumbered assets of no less than 125(cid:1143) of the 
unsecured indebtedness (less cash & cash equivalents). The covenants associated 
with KWE Bonds and KWE Notes are not an obligation of KWH and these amounts 
are presented as a component of our investment debt as it is an unsecured obligation 
relating to an underlying investment of ours. During the second quarter of 2020, 
we contributed (cid:362)56.4 million to KWE which holds the KWE Bonds and KWE Notes 
in order ensure that we maintain headroom on covenants associated with the KWE 
Bonds and KWE Notes. This amount is included within the (cid:362)640.3 million of foreign 
cash and is allowed to be used by KWE and other wholly-owned foreign subsidiaries 
within KWE for certain permitted investments. As of December 31, 2020, the 
Company was in compliance with these covenants. 

In addition, loan agreements that govern the Company(cid:317)s property-level non-recourse 
financings that are secured by its properties may contain operational and financial 
covenants, including but not limited to, debt yield related covenants and debt service 
coverage ratio covenants and, with respect to mortgages secured by certain properties 
in Europe, loan-to-value ratio covenants. Property-level non-recourse financings with 
such loan-to-value covenants require that the underlying properties are valued on 
a periodic basis (at least annually). The failure by the Company to comply with such 

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covenants and/or secure waivers from lenders could result in defaults under these 
instruments. In addition, if the Company defaults under a mortgage loan and/or such 
loan is accelerated by the lender, it may automatically be in default under any of its 
property and corporate unsecured loans that contain cross-default and/or cross-
acceleration provisions. Please also see the section titled “COVID-19 Impact” above 
and Part I. Item 1A Risk Factors in our 10K filing with the SEC. As of December 31, 
2020, the Company received waivers on certain debt covenants in loan agreements 
governing a total of (cid:362)266.9 million or 10(cid:1143) of our consolidated mortgage balance. 
These mortgages are secured by certain retail and hospitality assets in the (cid:38)nited 
Kingdom and Ireland. All of these loans are non-recourse to the Company and the 
waivers are through March 31, 2021 and beyond and typically cover interest coverage 
and loan-to-value covenants. The Company expects to be in compliance with these 
covenants subsequent to December 31, 2020, or will seek additional waivers and/
or extensions as, and if needed. In the event the Company is required to seek such 
additional waivers and/or extensions, the Company is currently confident that it will 
be able to secure the same. We also received covenant waivers on (cid:362)169.8 million of 
mortgages within our Co-Investment por(cid:127)olio (our share of which is (cid:362)58.0 million and 
our equity in the properties securing the mortgage is (cid:362)14.3 million). The Company 
is current on all payments (principal and interest) for its property-level mortgages 
including the loans discussed above.   

As of December 31, 2020, the Company was in compliance with or had received 
waivers on property-level mortgages on all covenant calculations a(cid:91)er taking into 
consideration the waivers discussed above.

Off-Balance Sheet Arrangements

Guarantees
We have provided guarantees associated with loans secured by consolidated 
assets. At December 31, 2020, the maximum potential amount of future payments 
(undiscounted) we could be required to make under the guarantees was approximately 
(cid:362)22.5 million at December 31, 2020. The guarantees expire through 2025 and our 

performance under the guarantees would be required to the extent there is a shor(cid:127)all 
in liquidation between the principal amount of the loan and the net sale proceeds 
of the applicable properties. If we were to become obligated to perform on these 
guarantees, it could have an adverse effect on our financial condition.

As of December 31, 2020, we have unfulfilled capital commitments totaling (cid:362)97.4 
million to our unconsolidated investments. In addition to the unfunded capital 
commitments on its (cid:102)oint venture investments, the Company has (cid:362)155.9 million 
of equity commitments relating on consolidated and unconsolidated development 
pro(cid:102)ects. As we identify investment opportunities in the future, we may be called upon 
to contribute additional capital to unconsolidated investments in satisfaction of our 
capital commitment obligations.

Non-Recourse Carve Out Guarantees
Most of our real estate properties within our equity partnerships are encumbered by 
traditional non-recourse debt obligations. In connection with most of these loans, 
however, we entered into certain “non-recourse carve out” guarantees, which provide 
for the loans to become partially or fully recourse against us if certain triggering 
events occur. Although these events are different for each guarantee, some of the 
common events include:

  the special purpose property-owning subsidiary(cid:317)s filing a voluntary petition for 
bankruptcy(cid:312)

  the special purpose property-owning subsidiary(cid:317)s failure to maintain its status as a 
special purpose entity(cid:312) and

  sub(cid:102)ect to certain conditions, the special purpose property-owning subsidiary(cid:317)s 
failure to obtain lender(cid:317)s written consent prior to any subordinate financing or 
other voluntary lien encumbering the associated property.

In the event that any of these triggering events occur and the loans become partially 
or fully recourse against us, our business, financial condition, results of operations and 
common stock price could be materially adversely affected.

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•
•
•
Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

In addition, other items that are customarily recourse to a non-recourse carve out 
guarantor include, but are not limited to, the payment of real property taxes, liens 
which are senior to the mortgage loan and outstanding security deposits.

Impact of Inflation and Changing Prices
In(cid:89)ation has not had a significant impact on the results of operations of our company 
in recent years. 

Our exposure to market risk from changing prices consists primarily of (cid:89)uctuations 
in rental rates of commercial and multifamily properties, market interest rates 
on investment mortgages and debt obligations and real estate property values. 
Rental rate increases are dependent upon market conditions and the competitive 
environments in the respective locations of the properties. To the extent that we 
engage in development activities, we may have exposure to changing prices in 
materials or cost of labor. The revenues of the investment management operations 
with respect to rental properties are highly dependent upon the aggregate rents of the 
properties managed, which are affected by rental rates and building occupancy rates. 
Employee compensation is the principal cost element of investment management.  

Qualitative and Quantitative Disclosures about Market Risk
Our primary market risk exposure relates to changes in interest rates in connection 
with our short-term borrowings, some of which bear interest at variable rates 
based on the lender(cid:317)s base rate, prime rate, E(cid:38)RIBOR, GBP LIBOR, or LIBOR plus 
an applicable borrowing margin. These borrowings do not give rise to a significant 
interest rate risk because they have short maturities. However, the amount of income 
or loss we recogni(cid:140)e for unconsolidated (cid:102)oint ventures or consolidated interest 
expense from property level debt may be impacted by changes in interest rates. Our 
exposure to market risk also consists of foreign currency exchange rate (cid:89)uctuations 
related to our international operations.

Interest Rate Risk
We have established an interest rate management policy, which attempts to minimi(cid:140)e 
our overall cost of debt while taking into consideration the earnings implications 
associated with the volatility of short-term interest rates. As part of this policy, 
we have elected to maintain a combination of variable and fixed rate debt. As of 
December 31, 2020, 83(cid:1143) of our consolidated debt is fixed rate, 6(cid:1143) is (cid:89)oating rate 
with interest caps and 11(cid:1143) is (cid:89)oating rate without interest caps.

We hold variable rate debt on some of our consolidated properties that are sub(cid:102)ect 
to interest rate (cid:89)uctuations. In order to mitigate some of the risk associated with 
increasing interest rates we have purchased interest rate caps that limit the amount 
that interest expense can increase with rate increases. However, some of our debt 
is uncapped and the mortgages that do have interest caps are subj ect to increased 
interest expense until rates hit the level of caps that have been purchased. If there 
was a 100-basis point increase or decrease, we would have a (cid:362)22.4 million increase 
in interest expense or (cid:362)2.8 million in interest expense savings during 2020 on our 
current consolidated mortgages. The weighted average strike price on caps and 
maturity of Kennedy Wilson(cid:317)s variable rate mortgages is 1.66(cid:1143) and approximately  
2.3 years, respectively, as of December 31, 2020. 

The table below represents contractual balances of our financial instruments at 
the expected maturity dates as well as the fair value as of December 31, 2020. The 
weighted average interest rate for the various assets and liabilities presented are 
actual as of December 31, 2020. We closely monitor the (cid:89)uctuation in interest rates, 
and if rates were to increase significantly, we believe that we would be able to either 
hedge the change in the interest rate or refinance the loans with fixed interest rate 
debt. All instruments included in this analysis are non-trading.

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(Dollars in millions)

Interest rate sensitive assets

Cash equivalents
Average interest rate
Fixed rate receivables
Average interest rate(1)
V ariable rate receivables
Average interest rate

Total

Weighted average interest rate(1)

Interest rate sensitive liabilities
V ariable rate borrowings
Average interest rate
Fixed rate borrowings
Average interest rate

Total

2021

2022

2023

2024

2025

Therea(cid:91)er

Total

Principal Maturing in:

Fair Value
December 31, 2020

(cid:362)

965.1 

(cid:362)    965.1

(cid:362) 965.1 

(cid:362)

(cid:362)

0.01 (cid:1143)
9.8 
5.00 (cid:1143)
21.8 
3.94 (cid:1143)

 (cid:1143)

 (cid:1143)

7.4 
7.45 (cid:1143)

 (cid:1143)

8.3 
6.19 (cid:1143)
44.4 
7.34 (cid:1143)

(cid:362) 996.7 

(cid:362)

7.4 

(cid:362) 52.7 

0.12 (cid:1143)

7.45 (cid:1143)

6.22 (cid:1143)

(cid:362) 220.5 

(cid:362) 303.1 

(cid:362) 162.0 

4.95 (cid:1143)
15.7 
4.29 (cid:1143)

1.95 (cid:1143)

518.1 

3.97 (cid:1143)

2.98 (cid:1143)

257.6 

3.11 (cid:1143)

(cid:362)

(cid:362)

(cid:362)

 (cid:1143)

1.0 
5.00 (cid:1143)

 (cid:1143)

1.0 

5.00 (cid:1143)

43.1 
3.02 (cid:1143)

1,305.2 

5.63 (cid:1143)

(cid:362)

(cid:362)

(cid:362)

 (cid:1143)

8.8 

 (cid:1143)

 (cid:1143)

8.8 

 (cid:1143)

77.8 
3.14 (cid:1143)

1,216.1 

3.43 (cid:1143)

(cid:362)

(cid:362)

(cid:362)

 (cid:1143)

4.9 
6.25 (cid:1143)
0.8 

 (cid:1143)

5.7 

5.37 (cid:1143)

89.2 
1.73 (cid:1143)

916.3 

3.80 (cid:1143)

0.01 (cid:1143)
32.8 
6.28 (cid:1143)
74.4 
6.33 (cid:1143)

(cid:362) 1,072.3 

1.74 (cid:1143)

(cid:362)

895.7 

3.01 (cid:1143)

4,229.0 

4.24 (cid:1143)

(cid:362) 236.2 

(cid:362) 821.2 

(cid:362) 419.6 

(cid:362) 1,348.3 

(cid:362) 1,293.9 

(cid:362) 1,005.5 

(cid:362) 5,124.7 

32.8 

74.4 

(cid:362) 1,072.3 

(cid:362)    813.3

4,096.0 

(cid:362) 4,909.3 

Weighted average interest rate

4.91 (cid:1143)

3.22 (cid:1143)

3.06 (cid:1143)

5.55 (cid:1143)

3.42 (cid:1143)

3.61 (cid:1143)

4.03 (cid:1143)

(1)  Interest rate sensitive assets’ weighted average interest rates are exclusive of non-performing receivables.

Currency Risk—Foreign Currencies
The financial statements of Kennedy Wilson(cid:317)s subsidiaries located outside the (cid:38)nited 
States are measured using the local currency as this is their functional currency. The 
assets and liabilities of these subsidiaries are translated at the rates of exchange 
at the balance sheet date and income and expenses are translated at the average 
monthly rate. The foreign currencies include the euro and the British pound sterling. 
Cumulative translation ad(cid:102)ustments, to the extent not included in cumulative net 
income, are included in the consolidated statement of equity as a component of 
accumulated other comprehensive income. Currency translation gains and losses and 
currency derivative gains and losses will remain in other comprehensive income unless 
and until the Company substantially liquidates underlying investments. 

Approximately 46(cid:1143) of our investment account is invested through our foreign 
pla(cid:127)orms in their local currencies. Investment level debt is generally incurred in 
local currencies and therefore we consider our equity investment as the appropriate 
exposure to evaluate for hedging purposes. Additionally, the costs to operate these 
businesses, such as compensation, overhead and interest expense are incurred 
in local currencies. We typically do not hedge future operations or cash (cid:89)ows of 
operations denominated in foreign currencies, which may have a significant impact 
on the results of our operations for both the investment and services segments. In 
order to manage the effect of these (cid:89)uctuations, we generally hedge our book equity 
exposure to foreign currencies through currency forward contracts and options. As 
of December 31, 2020 we have hedged 95(cid:1143) of the gross asset carrying value of our 
euro denominated investments and 87(cid:1143) of the gross asset carrying value of our GBP 
denominated investments. 

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Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

Our service businesses typically do not require much capital, so foreign currency 
translation and derivative activity primarily relates to the investments segment as that 
has greater balance sheet exposure to foreign currency (cid:89)uctuations. 

Hotel—hotel expenses consists of expenses of our consolidated hotel investments, 
including items such as property taxes, insurance, maintenance and repairs, utilities, 
supplies, salaries and management fees.

If there was a 5(cid:1143) increase or decrease in foreign exchange rates on the currencies 
we invest to the (cid:38).S. Dollar our net asset value would increase by (cid:362)17.1 million or 
decrease by (cid:362)17.2 million. If rates moved 10(cid:1143) we would have an increase of (cid:362)34.1 
million and a decrease of (cid:362)34.5 million.

Financial Measures and Descriptions.

Revenue
Rental(cid:332)rental income is comprised of rental revenue earned by our consolidated real 
estate investments.

Hotel(cid:332)hotel income is comprised of hotel revenue earned by our consolidated hotels.

Sale of real estate(cid:332)sales of real estate consists of gross sales proceeds received on the 
sale of consolidated real estate that is not defined as a business by (cid:38).S. GAAP. 

Investment 

Investment Management, Property Services and Research Fees—
management, property services, and research fees are primarily comprised of 
base asset management fees, and acquisition fees generated by our investment 
management division. Property management fees, leasing fees and sales commissions 
generated by our property services division until its sale in the fourth quarter of 
2020 and consulting fees generated by Meyers Research until the Company(cid:317)s sale 
of Meyers Research in the fourth quarter of 2018. Fees earned from consolidated 
investments are eliminated in consolidation with the amount relating to our equity 
partners being recogni(cid:140)ed through income attributable to noncontrolling interests.

Expenses
Rental(cid:332)rental expenses consists of the expenses of our consolidated real estate 
investments, including items such as property taxes, insurance, maintenance and 
repairs, utilities, supplies, salaries and management fees.

Commission and marketing(cid:332)commission and marketing expenses includes fees paid to 
third party sales and leasing agents as well as business development costs necessary 
to generate revenues.

Compensation and related(cid:332)compensation and related expenses include: (a) employee 
compensation, comprising of salary, bonus, employer payroll taxes and benefits paid 
on behalf of employees and (b) share-based compensation associated with the grants 
of share-based awards.

General and administrative(cid:332)general and administrative expenses represent 
administrative costs necessary to run Kennedy Wilson(cid:317)s businesses and include things 
such as occupancy and equipment expenses, professional fees, public company costs, 
travel and related expenses, and communications and information services.

Depreciation and amortization(cid:332)depreciation and amorti(cid:140)ation is comprised of 
depreciation expense which is recogni(cid:140)ed ratably over the useful life of an asset and 
amorti(cid:140)ation expense which primarily consist of the amorti(cid:140)ation of assets allocated 
to the value of in-place leases upon acquisition of a consolidated real estate asset.

Income from unconsolidated investments(cid:332)Income from unconsolidated investments 
consists of the Company(cid:317)s share of income or loss earned on investments in which the 
Company can exercise significant in(cid:89)uence but does not have control. Income from 
unconsolidated investments includes income from ordinary course operations of the 
underlying investment, gains on sale, fair value gains and losses and performance-
based fees. 

Transaction-related expenses(cid:332)Transaction-related expenses consists of the costs 
incurred and the write off of any costs associated with acquisitions which did not 
materiali(cid:140)e. 

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Gain on sale of real estate, net—Gain on sale of real estate, net relates to the amount 
received over the carrying value of assets sold that met the definition of a business 
under (cid:38).S. GAAP.

Interest expense—Interest expense represents interest costs associated with our senior 
notes payable, revolving credit facility, mortgages on our consolidated real estate, and 
unsecured debt held by KWE. 

Other income (expense)(cid:332)Other income (expense) includes the reali(cid:140)ed foreign currency 
exchange income or loss relating to the settlement of foreign transactions during the 
year which arise due to changes in currency exchange rates, reali(cid:140)ed gains or losses 
related to the settlement of derivative instruments, the gain or loss on the sale of 
marketable securities, and interest income on bank deposits.

Income taxes(cid:332)The Company(cid:317)s services business operates globally as corporate entities 
sub(cid:102)ect to federal, state, and local income taxes and the investment business operates 
through various partnership structures to acquire wholly-owned or (cid:102)ointly-owned 
investments in multifamily, commercial, residential and development properties. 
The Company(cid:317)s distributive share of income from its partnership investments will 
be sub(cid:102)ect to federal, state, and local taxes and the related tax provision attributable 
to the Company(cid:317)s share of the income tax is re(cid:89)ected in the consolidated financial 
statements.

Noncontrolling Interests(cid:332)Noncontrolling interests represents income or loss 
attributable to equity partners for their ownership in investments which the Company 
controls. Income or loss is attributed to noncontrolling interest partners based on their 
respective ownership interest in an investment.

Accumulated other comprehensive income— Accumulated other comprehensive 
income represents the Company(cid:317)s share of foreign currency movement on translating 
Kennedy Wilson(cid:317)s foreign subsidiaries from their functional currency into the 
Company(cid:317)s reporting currency. These amounts are offset by Kennedy Wilson(cid:317)s 
effective portion of currency related hedge instruments. 

Foreign Currency    
As of December 31, 2020, approximately 46(cid:1143) of our investment account is invested 
through our foreign pla(cid:127)orms in their local currencies. Investment level debt is 
generally incurred in local currencies and therefore we consider the carrying value of 
our equity investment as the appropriate exposure to evaluate for hedging purposes. 
Fluctuations in foreign exchange rates may have a significant impact on the results 
of our operations. In order to manage the effect of these (cid:89)uctuations, we generally 
hedge our book equity exposure to foreign currencies through currency forward 
contracts and options. Please see the section titled “Qualitative and Quantitative 
Disclosures About Market Risk—Currency Risk—Foreign Currencies” for a detailed 
discussion with respect to foreign currency.

Non-GAAP Measures and Certain Definitions
“KWH,” “KW,” “Kennedy Wilson,” the “Company,” “we,” “our,” or “us” refers to Kennedy-
Wilson Holdings, Inc. and its wholly-owned subsidiaries. The consolidated financial 
statements of the Company include the results of the Company(cid:317)s consolidated 
subsidiaries.

“KWE” refers to Kennedy Wilson Europe Real Estate Limited (formerly known as 
Kennedy Wilson Europe Real Estate plc), which was a London Stock Exchange-listed 
company that we externally managed through a wholly-owned subsidiary. On October 
20, 2017 we acquired KWE, which is now a wholly-owned subsidiary.  

“Ad(cid:102)usted EBITDA” represents net income before interest expense, loss on early 
extinguishment of debt, our share of interest expense included in income from 
investments in unconsolidated investments, depreciation and amorti(cid:140)ation, our 
share of depreciation and amorti(cid:140)ation included in income from unconsolidated 
investments, provision for (benefit from) income taxes, our share of taxes included in 
unconsolidated investments, share-based compensation expense for the Company 
and EBITDA attributable to noncontrolling interests. Please also see “Management(cid:317)s 
Discussion and Analysis of Financial Condition and Results of Operations(cid:332)Non-GAAP 
measures” for a reconciliation of Ad(cid:102)usted EBITDA to net income as reported under 

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Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

GAAP. Our management uses Ad(cid:102)usted EBITDA to analy(cid:140)e our business because 
it ad(cid:102)usts net income for items we believe do not accurately re(cid:89)ect the nature of 
our business going forward or that relate to non-cash compensation expense or 
noncontrolling interests. Such items may vary for different companies for reasons 
unrelated to overall operating performance. Additionally, we believe Ad(cid:102)usted EBITDA 
is useful to investors to assist them in ge(cid:2478)ng a more accurate picture of our results 
from operations. However, Ad(cid:102)usted EBITDA is not a recogni(cid:140)ed measurement under 
GAAP and when analy(cid:140)ing our operating performance, readers should use Ad(cid:102)usted 
EBITDA in addition to, and not as an alternative for, net income as determined in 
accordance with GAAP. Because not all companies use identical calculations, our 
presentation of Ad(cid:102)usted EBITDA may not be comparable to similarly titled measures 
of other companies. Furthermore, Ad(cid:102)usted EBITDA is not intended to be a measure 
of free cash (cid:89)ow for our management(cid:317)s discretionary use, as it does not remove all 
non-cash items (such as non-cash acquisition-related gains or expenses) or consider 
certain cash requirements such as tax and debt service payments. The amount shown 
for Ad(cid:102)usted EBITDA also differs from the amount calculated under similarly titled 
definitions in our debt instruments, which are further ad(cid:102)usted to re(cid:89)ect certain other 
cash and non-cash charges and are used to determine compliance with financial 
covenants and our ability to engage in certain activities, such as incurring additional 
debt and making certain restricted payments. 

“Ad(cid:102)usted Net Income” represents net income before depreciation and amorti(cid:140)ation, 
our share of depreciation and amorti(cid:140)ation included in income from unconsolidated 
investments, share-based compensation, preferred dividends and accretion of 
preferred stock issuance costs and net income attributable to noncontrolling interests, 
before depreciation and amorti(cid:140)ation. Please also see “Management(cid:317)s Discussion 
and Analysis of Financial Condition and Results of Operations(cid:332)Certain Non-GAAP 
Measures and Reconciliations” for a reconciliation of Ad(cid:102)usted Net Income to net 
income as reported under GAAP.

“Consolidated Por(cid:127)olio NOI” refers to the NOI that is generated from the properties 
that we have an ownership interest in and are held in our Consolidated Properties 
business segment. Please also see “Management(cid:317)s Discussion and Analysis of 

Financial Condition and Results of Operations(cid:332)Certain Non-GAAP Measures and 
Reconciliations” for a reconciliation of Consolidated Por(cid:127)olio NOI to net income as 
reported under GAAP.

“Equity partners” refers to non-wholly-owned subsidiaries that we consolidate in our 
financial statements under (cid:38).S. GAAP and third-party equity providers.

“ Fee Bearing Capital” represents total third-party committed or invested capital that 
we manage in our (cid:102)oint-ventures and commingled funds that entitle us to earn fees, 
including without limitation, asset management fees, construction management fees, 
acquisition and disposition fees and/or promoted interest, if applicable. 

“Gross Asset Value” refers to the gross carrying value of assets, before debt, 
depreciation and amorti(cid:140)ation, and net of noncontrolling interests.

“Real Estate Assets under Management” (“A(cid:38)M”) generally refers to the properties 
and other assets with respect to which we provide (or participate in) oversight, 
investment management services and other advice, and which generally consist of real 
estate properties or loans, and investments in (cid:102)oint ventures. Our A(cid:38)M is principally 
intended to re(cid:89)ect the extent of our presence in the real estate market, not the basis 
for determining our management fees. Our A(cid:38)M consists of the total estimated fair 
value of the real estate properties and other real estate related assets either owned 
by third parties, wholly-owned by us or held by (cid:102)oint ventures and other entities in 
which our sponsored funds or investment vehicles and client accounts have invested. 
Committed (but unfunded) capital from investors in our sponsored funds is not 
included in our A(cid:38)M. The estimated value of development properties is included at 
estimated completion cost. 

“Co-Investment Por(cid:127)olio NOI” refers to the NOI that is generated from the properties 
that we have an ownership interest in and are held in our Co-investment Properties 
business segment. Please also see “Management(cid:317)s Discussion and Analysis of 
Financial Condition and Results of Operations(cid:332)Certain Non-GAAP Measures and 
Reconciliations” for a reconciliation of Co-Investment Por(cid:127)olio NOI to net income as 
reported under GAAP.

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“Net operating income” or “ NOI” is a non-GAAP measure representing the income 
produced by a property calculated by deducting certain property expenses from 
property revenues. Our management uses net operating income to assess and 
compare the performance of our properties and to estimate their fair value. Net 
operating income does not include the effects of depreciation or amorti(cid:140)ation or 
gains or losses from the sale of properties because the effects of those items do not 
necessarily represent the actual change in the value of our properties resulting from 
our value-add initiatives or changing market conditions. Our management believes 
that net operating income re(cid:89)ects the core revenues and costs of operating our 
properties and is better suited to evaluate trends in occupancy and lease rates. 

“Noncontrolling interests” represents the portion of equity ownership in a 
consolidated subsidiary not attributable to Kennedy Wilson. 

(Dollars in millions)

Net income
(cid:25)on(cid:330)(cid:14)(cid:3)(cid:3)(cid:30) ad(cid:102)us(cid:124)(cid:108)(cid:59)n(cid:124)s(cid:313)
Add back:
(cid:1354)Interest expense
(cid:1354)Kennedy Wilson(cid:317)s share of interest expense included in investment in unconsolidated investments
(cid:1354)Depreciation and amorti(cid:140)ation
(cid:1354)Kennedy Wilson(cid:317)s share of depreciation and amorti(cid:140)ation included in unconsolidated investments
(cid:1354)Provision for (benefit from) income taxes
(cid:1354)Kennedy Wilson(cid:317)s share of taxes included in unconsolidated investments
(cid:1354)Share-based compensation
(cid:1354)EBITDA attributable to noncontrolling interests(1)

(cid:3)d(cid:102)us(cid:124)(cid:59)d E(cid:6)(cid:17)(cid:36)(cid:9)(cid:3)(

(1) (2) See “Non-GAAP Measures and Certain Definitions” for definitions and discussion of Adjusted EBITDA. 

“Same property” refers to properties in which Kennedy Wilson has an ownership 
interest during the entire span of both periods being compared. The same property 
information presented throughout this report is shown on a cash basis and excludes 
non-recurring expenses. This analysis excludes properties that are either under 
development or undergoing lease up as part of our asset management strategy.    

We use certain non-GAAP measures to analy(cid:140)e our business, including Ad(cid:102)usted 
EBITDA and Ad(cid:102)usted Net Income. We use these metrics for evaluating the success 
of our company and believe that they enhance the understanding of our operating 
results. A reconciliation of net income to Ad(cid:102)usted EBITDA and Ad(cid:102)usted Net Income 
is presented below:

2020

2019

2018

2017

2016

(cid:362) 107.8 

(cid:362) 321.1 

(cid:362) 212.1

(cid:362) 138.0 

(cid:362) 76.5 

Years Ended December 31,

211.2
33.0
179.6 
6.9 
43.6 
1.1
32.3 
(7.5)

.0

215.1 
32.1 
187.6 
8.2 
41.4 

30.2 
(107.6)

.1

238.2 
26.0 
206.1 
13.2 
58.0 

37.1 
(78.0)

.7

217.7 
23.0 
212.5 
16.2 
(16.3)

38.4 
(173.8)

.7

191.6 
23.0 
198.2 
20.8 
14.0 

65.1 
(239.3)

.9

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—
 
—
 
—
 
—
 
2
)
$
6
0
8
 
$
7
2
8
$
7
1
2
 
$
4
5
5
 
$
3
4
9
 
Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

(Dollars in millions)

Net income
(cid:25)on(cid:330)(cid:14)(cid:3)(cid:3)(cid:30) ad(cid:102)us(cid:124)(cid:108)(cid:59)n(cid:124)s(cid:313)
Add back:
(cid:1354)Depreciation and amorti(cid:140)ation
(cid:1354)Kennedy Wilson(cid:317)s share of depreciation and amorti(cid:140)ation included in unconsolidated investments
(cid:1354)Share-based compensation
(cid:1354)Net income attributable to the noncontrolling interests, before depreciation and amorti(cid:140)ation(1)
(cid:1354)Preferred dividends and accretion of preferred stock issuance costs
(cid:1354)One-time tax remeasurement(3)

(cid:3)d(cid:102)us(cid:124)(cid:59)d (cid:25)(cid:59)(cid:124) (cid:17)nco(cid:108)(cid:59)(

(1) (2) See “Non-GAAP Measures and Certain Definitions” for definitions and discussion of Adjusted Net Income.

(3) Recorded as a result of US federal tax legislation, commonly referred to as the “Tax Cuts and Jobs Act”, signed into law on December 22, 2017.

Net Operating Income

2020

2019

2018

2017

2016

(cid:362) 107.8 

(cid:362) 321.1

(cid:362) 212.1 

(cid:362) 138.0 

(cid:362) 76.5 

Years Ended December 31,

179.6 
6.9 
32.3 
(2.5)
(17.2)

187.6 
8.2 
30.2 
(102.0)
(2.6)

206.1 
13.2 
37.1 
(71.5)

.9

.5

.0

212.5 
16.2 
38.4 
(117.8)

(44.8)

.5

198.2 
20.8 
65.1 
(169.3)

.3

Net income
Less: Provision for income taxes
Less: Income from unconsolidated investments
Less: Gain on sale of real estate, net
Less: Gain on sale of business
Add: Interest expense
Add: Transaction-related expenses
Less: Other (loss) income
Less: Sale of real estate
Less: Investment management and property services
Add: Cost of real estate sold
Add: Commission and marketing
Add: Compensation and related
Add: General and administrative 

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Years Ended December 31, 

2020

Co- 
Investment 
Por(cid:127)olio

    8

.0
1.0 

11.5 

33.1 

13.7 
(11.5)
(2.6)
13.3 

2019

Co- 
Investment 
Por(cid:127)olio

  1

.7

(53.5)

32.1 

8.0 
(26.7)
(36.2)
23.9 

Consolidated 
Por(cid:127)olio

  2

.1
58.0 
(78.7)
(371.8)
(40.4)
238.2 
1.7 
(13.1)
(56.8)
(45.3)
52.5 
5.9 
168.8 
50.8 

Consolidated 
Por(cid:127)olio

  3

.1
41.4 
(179.7)
(434.4)

215.1 
6.8 
(0.4)
(1.1)
(40.7)
1.2 
3.8 
151.8 
42.4 

Consolidated 
Por(cid:127)olio

  1

.8
43.6 
(81.0)
(338.0)

211.2 
0.9 
(4.5)

(33.1)

2.8 
144.4 
34.6 

2018

Co- 
Investment 
Por(cid:127)olio

  7

.7

(23.0)

26.0 

(2.5)
(19.2)
(27.5)
18.6 

Add: Depreciation 
Less: Fair value ad(cid:102)ustments
Less: NCI ad(cid:102)ustments

(cid:25)(cid:59)(cid:124) (cid:27)(cid:114)(cid:59)(cid:117)atin(cid:93) (cid:17)nco(cid:108)(cid:59)

Net income
Less: (Benefit from) provision for income taxes
Less: Income from unconsolidated investments
Less: Gain on sale of real estate, net
Add: Interest expense
Add: Transaction-related expenses
Less: Other (loss) income
Less: Sale of real estate
Less: Investment management and property services
Add: Cost of real estate sold
Add: Commission and marketing
Add: Compensation and related
Add: General and administrative 
Add: Depreciation 
Less: Fair value ad(cid:102)ustments
Less: NCI ad(cid:102)ustments

(cid:25)(cid:59)(cid:124) (cid:27)(cid:114)(cid:59)(cid:117)atin(cid:93) (cid:17)nco(cid:108)(cid:59)

Consolidated 
Por(cid:127)olio
179.6 

2020

Co- 
Investment 
Por(cid:127)olio
6.9 
(43.9)

Consolidated 
Por(cid:127)olio
187.6 

2019

Co- 
Investment 
Por(cid:127)olio
8.2 
(57.7)

(6.0)

(9.7)

  2

.3

  1

.5

  3

.2

     7

.8

Years Ended December 31, 

2018

Co- 
Investment 
Por(cid:127)olio
13.4 
(9.2)

  5

.3

Consolidated 
Por(cid:127)olio
206.1 

(19.7)

  3

.3

Years Ended December 31, 

2017

Co- 
Investment 
Por(cid:127)olio

    7

.8

(10.5)
23.2 

(5.6)
(108.2)
(17.3)
77.4 

0.9 
2.6 
16.1 
(8.3)

     4

.1

Consolidated 
Por(cid:127)olio

    7

.5
14.0 
(126.6)
(130.7)
191.6 
(6.7)
(19.2)
(29.3)
(59.4)
22.1 
8.0 
186.5 
45.4 
198.2 

(181.0)

  1

.4

2016

Co- 
Investment 
Por(cid:127)olio

  1

.6

(59.6)
22.9 
(0.4)
3.4 
(48.8)
(12.5)
38.8 

0.9 
3.6 
20.8 
(44.6)

     5

.1

Consolidated 
Por(cid:127)olio

  1

.0
(16.3)
(77.8)
(226.7)
217.7 
4.4 
(23.5)
(111.5)
(42.9)
80.2 
7.2 
177.2 
42.2 
212.5 

(138.7)

  2

.0

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81

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
2
)
$
3
0
6
$
4
4
2
 
$
3
9
7
 
$
2
4
2
 
$
1
9
1
 
$
0
7
$
1
$
2
1
$
7
9
$
1
2
$
8
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
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$
6
2
$
0
2
$
0
5
$
7
$
6
8
$
5
$
3
8
 
$
7
 
$
6
$
2
6
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
$
4
2
 
$
8
$
8
9
 
$
1
 
Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

Same property analysis
The same property analysis re(cid:89)ects, and is weighted by, Kennedy Wilson(cid:317)s ownership in each underlying property. Previously, the Company had presented this analysis without 
ad(cid:102)usting for Kennedy Wilson(cid:317)s ownership interest.

The table below is a reconciliation of Non-GAAP measures included within the Company(cid:317)s same property analysis, to their most comparable GAAP measures.

Year Ended December 31, 2020 Year Ended December 31, 2019

Same Property

Same Property

Same P rope rty ( Repo rted)

Commercial(cid:332)Same Property
Multifamily Market Rate Por(cid:127)olio(cid:332)Same Property
Multifamily Affordable Por(cid:127)olio(cid:332)Same Property

Same P rope rty

Year Ended December 31, 2020

Year Ended December 31, 2019

Same Property

Same Property

Revenue

(cid:362) (cid:1363)149.3
221.6 
29.7 

 4

.6

NOI

Revenue

(cid:362) (cid:1363)128.9 
145.9 
20.7 

 2

.5

(cid:362) (cid:1363)160.0 
220.4 
28.9 

 4

.3

NOI

(cid:362) (cid:1363)139.4 
147.4 
19.9 

 3

.7

Revenue

NOI

Revenue

(cid:25)(cid:59)(cid:124) (cid:17)nco(cid:108)(cid:59)

Less: Provision for income taxes
Less: Income from unconsolidated investments
Less: Gain on sale of real estate, net
Add: Acquisition-related expenses
Add: Interest expense
Less: Other income
Less: Sale of real estate
Less: Investment management, property services and research fees
Add: Rental expenses
Add: Hotel expenses
Add: Cost of real estate sold
Add: Commission and marketing
Add: Compensation and related
Add: General and administrative
Add: Depreciation and amorti(cid:140)ation
Less: NCI ad(cid:102)ustments(1)
Add: (cid:38)nconsolidated investment ad(cid:102)ustments(2)
Add: Straight-line and above/below market rents
Less: Reimbursement of recoverable operating expenses
Less: Properties bought and sold(3)
Less: Other properties excluded(4)
Other Reconciling Items(5)

  1

.8
43.6 
(81.0)
(338.0)
0.9 
211.2 
(4.5)

(33.1)
135.7 
13.8 

2.8 
144.4 
34.6 
179.6 
(5.4)
100.9 
(10.5)
(24.5)
(56.8)
(29.6)
8.7 

  1

.8
43.6 
(81.0)
(338.0)
0.9 
211.2 
(4.5)

(33.1)

2.8 
144.4 
34.6 
179.6 
(1.2)
74.1 
(10.5)

(39.9)
(4.9)
9.6 

Same P roper ty

  4

.6

  2

.5

  3

.1
41.4 
(179.7)
(434.4)
6.8 
215.1 
(0.4)
(1.1)
(40.7)
152.9 
60.1 
1.2 
3.8 
151.8 
42.4 
187.6 
(14.7)
99.5 
(4.6)
(24.4)
(108.1)
(72.9)
6.6 

  4

.3

NOI

  3

.1
41.4 
(179.7)
(434.4)
6.8 
215.1 
(0.4)
(1.1)
(40.7)

1.2 
3.8 
151.8 
42.4 
187.6 
(4.4)
73.1 
(4.6)

(59.3)
(23.7)
10.7 

  3

.7

(1) Represents rental revenue and rental expenses and hotel revenue and hotel expenses attributable to non-controlling interests.

(2)  Represents the Company’s share of unconsolidated investment rental revenues and rental expenses, as applicable, which are within the applicable same property population. 

(3) Represents properties excluded from the same property population that were purchased or sold during the applicable period.

(4) Represents properties excluded from the same property population that were not during the applicable period.

(5)  Represents other properties excluded from the same property population that were not classified as either a commercial or multifamily property within the Company’s portfolio. Also includes immaterial adjustments for foreign 

exchange rates, changes in ownership percentages, and certain non-recurring income and expenses. 

Critical Accounting Policies
A critical accounting policy is one that involves an estimate or assumption that is 
sub(cid:102)ective and requires (cid:102)udgment on the part of management about the effect of a 
matter that is inherently uncertain and is material to an entity(cid:317)s financial condition 
and results of operations. Estimates are prepared using management(cid:317)s best (cid:102)udgment, 
a(cid:91)er considering past and current economic conditions and expectations for the 
future. Changes in estimates could affect our financial position and specific items in 
our results of operations that are used by stockholders, potential investors, industry 
analysts and lenders in their evaluation of our performance. Of the significant 
accounting policies discussed in Note 2 to the Consolidated Financial Statements, 
those presented below have been identified by us as meeting the criteria to be 
considered critical accounting policies. Refer to Note 2 for more information on these 
critical accounting policies.

Performance fees—Performance fees or carried interest are allocated to the general 
partner, special limited partner or asset manager of Kennedy Wilson(cid:317)s real estate 
funds and fair value option unconsolidated investments based on the cumulative 
performance of the fund and are sub(cid:102)ect to preferred return thresholds of the limited 

partners and participants. At the end of each reporting period, Kennedy Wilson 
calculates the performance fee that would be due as if the fair value of the underlying 
investments were reali(cid:140)ed as of such date, irrespective of whether such amounts have 
been reali(cid:140)ed. As the fair value of underlying investments varies between reporting 
periods, it is necessary to make ad(cid:102)ustments to amounts recorded as performance fees 
to re(cid:89)ect either (a) positive performance resulting in an increase in the performance 
fee allocated to the general partner or asset manager or (b) negative performance 
that would cause the amount due to Kennedy Wilson to be less than the amount 
previously recogni(cid:140)ed, resulting in a negative ad(cid:102)ustment to performance fees 
allocated to the general partner or asset manager. 

Real Estate Acquisitions(cid:332)The purchase price of acquired properties is recorded 
to land, buildings and building improvements and intangible lease value (value of 
above-market and below-market leases, acquired in-place lease values, and tenant 
relationships, if any). The ownership of the other interest holders in consolidated 
subsidiaries is re(cid:89)ected as noncontrolling interests. Real estate is recorded based on 
cumulative costs incurred and allocated based on relative fair value.

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$
0
7
 
$
0
7
$
2
1
 
$
2
1
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
$
0
0
 
$
9
5
 
$
0
9
 
$
0
6
$
0
0
 
$
9
5
$
0
9
 
$
0
6
 
Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

Report of Independent Registered Public Accounting Firm

The valuations of real estate are based on management estimates of the real estate 
assets using income and market approaches. The indebtedness securing the real 
estate is valued, in part, based on third party valuations and management estimates 
also using an income approach. 

The indebtedness securing the real estate are valued, in part, based on third party 
valuations and management estimates also using an income approach. The use of 
different assumptions to value the acquired properties and intangible assets and 
assumed liabilities could affect the future revenues and expenses we recogni(cid:140)e over 
the estimated remaining useful life or lease term.

Fair Value Investments— Kennedy Wilson records its investments in certain commingled 
funds it manages and sponsors (the “Funds”) that are investment companies under 
the Investment Companies ASC Subtopic 946-10, based upon the net assets that 
would be allocated to its interests in the Funds assuming the Funds were to liquidate 
their investments at fair value as of the reporting date. Thus, the Funds re(cid:89)ect their 
investments at fair value, with unreali(cid:140)ed gains and losses resulting from changes in 

fair value re(cid:89)ected in their earnings. Kennedy Wilson has retained the speciali(cid:140)ed 
accounting for the Funds as discussed in ASC Subtopic 323-10 in recording its equity 
in (cid:102)oint venture income from the Funds.

Additionally, Kennedy Wilson elected the fair value option for 29 investments in 
unconsolidated investment entities. Due to the nature of these investments, Kennedy 
Wilson elected to record these investments at fair value in order to report the value in 
the underlying investments in the results of our current operations.

The use of different assumptions to fair value these investments could have material 
impact on the consolidated statements of income.

Recently Issued Accounting Pronouncements
See Note 2 to the Consolidated Financial Statements. 

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84

To the Shareholders and Board of Directors 
Kennedy-Wilson Holdings, Inc.:

Opinion on the Consolidated Financial Statements—We have audited the accompanying 
consolidated balance sheets of Kennedy-Wilson Holdings, Inc. and subsidiaries (the 
Company) as of December 31, 2020 and 2019, the related consolidated statements 
of income, comprehensive income, equity, and cash (cid:89)ows for each of the years in 
the three-year period ended December 31, 2020, and the related notes and financial 
statement schedule III(cid:332)Real Estate and Accumulated Depreciation (collectively, 
the consolidated financial statements). In our opinion, the consolidated financial 
statements present fairly, in all material respects, the financial position of the 
Company as of December 31, 2020 and 2019, and the results of its operations and its 
cash (cid:89)ows for each of the years in the three-year period ended December 31, 2020, 
in conformity with (cid:38).S. generally accepted accounting principles.

We also have audited, in accordance with the standards of the Public Company 
Accounting Oversight Board ((cid:38)nited States) (PCAOB), the Company(cid:317)s internal control 
over financial reporting as of December 31, 2020, based on criteria established in 
Internal Control—Integrated Framework (2013) issued by the Committee of Sponsoring 
Organi(cid:140)ations of the Treadway Commission, and our report dated February 26, 2021 
expressed an unqualified opinion on the effectiveness of the Company(cid:317)s internal 
control over financial reporting.

Basis for Opinion—These consolidated financial statements are the responsibility of 
the Company(cid:317)s management. Our responsibility is to express an opinion on these 
consolidated financial statements based on our audits. We are a public accounting 
firm registered with the PCAOB and are required to be independent with respect to 
the Company in accordance with the (cid:38).S. federal securities laws and the applicable 
rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. 
Those standards require that we plan and perform the audit to obtain reasonable 
assurance about whether the consolidated financial statements are free of material 
misstatement, whether due to error or fraud. Our audits included performing 
procedures to assess the risks of material misstatement of the consolidated financial 
statements, whether due to error or fraud, and performing procedures that respond to 
those risks. Such procedures included examining, on a test basis, evidence regarding 
the amounts and disclosures in the consolidated financial statements. Our audits also 
included evaluating the accounting principles used and significant estimates made 
by management, as well as evaluating the overall presentation of the consolidated 
financial statements. We believe that our audits provide a reasonable basis for  
our opinion.

Critical Audit Matter—The critical audit matter communicated below is a matter arising 
from the current period audit of the consolidated financial statements that was 
communicated or required to be communicated to the audit committee and that: 
(1) relates to accounts or disclosures that are material to the consolidated financial 
statements and (2) involved our especially challenging, sub(cid:102)ective, or complex 
(cid:102)udgment. The communication of a critical audit matter does not alter in any way our 
opinion on the consolidated financial statements, taken as a whole, and we are not, 
by communicating the critical audit matter below, providing a separate opinion on the 
critical audit matter or on the accounts or disclosures to which it relates.

Evaluation of the fair value of certain unconsolidated investments and commingled funds—
As discussed in Notes 2 and 5 to the consolidated financial statements, the Company 
elected to record certain unconsolidated investments using the fair value option to 
more accurately re(cid:89)ect the timing of the value created in the underlying investments 
and report those changes in current operations. Additionally, the Company records its 
investments in its managed commingled funds (the “Funds”) based upon the net assets 

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85

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Report of Independent Registered Public Accounting Firm (continued)

that would be allocated to its interests in the Funds, assuming the Funds were to 
liquidate their investments at fair value as of the reporting date. As of December 31, 
2020, these investments had a fair value of (cid:362)1,136.5 million.

We identified the evaluation of the fair value of certain unconsolidated investments 
and commingled funds as a critical audit matter. A high degree of sub(cid:102)ectivity was 
required in applying and evaluating results from procedures over the respective 
discounted cash (cid:89)ow models used to calculate the fair value of the underlying real 
estate investments. Specifically, the respective discounted cash (cid:89)ow models were 
sensitive to changes in certain key assumptions, including discount and terminal 
capitali(cid:140)ation rates, which have a significant effect on the determination of fair value 
of these investments.

The following are the primary procedures we performed to address this critical 
audit matter. We evaluated the design and tested the operating effectiveness of 

certain internal controls over the Company(cid:317)s fair value process for unconsolidated 
investments and commingled funds, including controls related to the development of 
the discount rate and terminal capitali(cid:140)ation rate assumptions. For a selection of the 
Company(cid:317)s investments, we involved valuation professionals with speciali(cid:140)ed skills and 
knowledge who assisted in comparing the discount rate and terminal capitali(cid:140)ation 
rate used by the Company to independently developed ranges using market 
information obtained from third-party real estate publications or to rates observed in 
similar investments in the current period.

/s/ KPMG LLP

We have served as the Company(cid:317)s auditor since 2002.

Los Angeles, California
February 26, 2021

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86

To the Shareholders and Board of Directors 
Kennedy-Wilson Holdings, Inc.:

Opinion on Internal Control Over Financial Reporting—We have audited Kennedy-
Wilson Holdings, Inc. and subsidiaries(cid:317) (the Company) internal control over financial 
reporting as of December 31, 2020, based on criteria established in Internal Control—
Integrated Framework (2013) issued by the Committee of Sponsoring Organi(cid:140)ations 
of the Treadway Commission. In our opinion, the Company maintained, in all material 
respects, effective internal control over financial reporting as of December 31, 2020, 
based on criteria established in Internal Control—Integrated Framework (2013) issued by 
the Committee of Sponsoring Organi(cid:140)ations of the Treadway Commission. 

We also have audited, in accordance with the standards of the Public Company 
Accounting Oversight Board ((cid:38)nited States) (PCAOB), the consolidated balance 
sheets of the Company as of December 31, 2020 and 2019, the related consolidated 
statements of operations, comprehensive income, equity, and cash (cid:89)ows for each of 
the years in the three-year period ended December 31, 2020, and the related notes 
and financial statement schedule III—Real Estate and Accumulated Depreciation 
(collectively, the consolidated financial statements), and our report dated February 26, 
2021 expressed an unqualified opinion on those consolidated financial statements.

Basis for Opinion—The Company(cid:317)s management is responsible for maintaining effective 
internal control over financial reporting and for its assessment of the effectiveness of 
internal control over financial reporting, included in the accompanying Management(cid:317)s 
Report on Internal Control over Financial Reporting. Our responsibility is to express 
an opinion on the Company(cid:317)s internal control over financial reporting based on our 
audit. We are a public accounting firm registered with the PCAOB and are required 
to be independent with respect to the Company in accordance with the (cid:38).S. federal 
securities laws and the applicable rules and regulations of the Securities and Exchange 
Commission and the PCAOB.

We conducted our audit in accordance with the standards of the PCAOB. Those 
standards require that we plan and perform the audit to obtain reasonable assurance 
about whether effective internal control over financial reporting was maintained in 

all material respects. Our audit of internal control over financial reporting included 
obtaining an understanding of internal control over financial reporting, assessing 
the risk that a material weakness exists, and testing and evaluating the design and 
operating effectiveness of internal control based on the assessed risk. Our audit 
also included performing such other procedures as we considered necessary in the 
circumstances. We believe that our audit provides a reasonable basis for our opinion.

Definition and Limitations of Internal Control Over Financial Reporting(cid:332)A company(cid:317)s 
internal control over financial reporting is a process designed to provide reasonable 
assurance regarding the reliability of financial reporting and the preparation of 
financial statements for external purposes in accordance with generally accepted 
accounting principles. A company(cid:317)s internal control over financial reporting includes 
those policies and procedures that (1) pertain to the maintenance of records that, in 
reasonable detail, accurately and fairly re(cid:89)ect the transactions and dispositions of 
the assets of the company(cid:312) (2) provide reasonable assurance that transactions are 
recorded as necessary to permit preparation of financial statements in accordance 
with generally accepted accounting principles, and that receipts and expenditures of 
the company are being made only in accordance with authori(cid:140)ations of management 
and directors of the company(cid:312) and (3) provide reasonable assurance regarding 
prevention or timely detection of unauthori(cid:140)ed acquisition, use, or disposition of the 
company(cid:317)s assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not 
prevent or detect misstatements. Also, pro(cid:102)ections of any evaluation of effectiveness 
to future periods are sub(cid:102)ect to the risk that controls may become inadequate because 
of changes in conditions, or that the degree of compliance with the policies or 
procedures may deteriorate.

/s/ KPMG LLP

Los Angeles, California
February 26, 2021 

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87

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated Balance Sheets

Consolidated Statements of Income

(Dollars in millions)

Assets

Cash and cash equivalents
Accounts receivable (including (cid:362)12.6 and (cid:362)11.2 of related party)
Real estate and acquired in place lease values (net of accumulated depreciation and amorti(cid:140)ation of (cid:362)815.0 and (cid:362)703.2)
(cid:38)nconsolidated investments (including (cid:362)1,136.5 and (cid:362)1,099.3 at fair value)
Other assets

Total assets(

(cid:21)iabi(cid:1140)iti(cid:59)s

Accounts payable
Accrued expenses and other liabilities
Mortgage debt
KW unsecured debt
KWE unsecured bonds

(cid:36)o(cid:124)a(cid:1140) (cid:1140)iabi(cid:1140)iti(cid:59)s(

q uity

Series A cumulative preferred stock, (cid:362)0.0001 par value, (cid:362)1,000 per share liquidation preference, 1,000,000 shares authori(cid:140)ed, 300,000 shares outstanding as of December 31, 2020 

and December 31, 2019

Common Stock, (cid:362)0.0001 par value, 200,000,000 authori(cid:140)ed, 141,365,323 and 142,283,109 shares issued outstanding as of December 31, 2020 and December 31, 2019
Additional paid-in capital
Retained earnings
Accumulated other comprehensive loss

(cid:36)o(cid:124)a(cid:1140) (cid:20)(cid:59)nn(cid:59)dy(cid:330)Wi(cid:1140)son (cid:15)o(cid:1140)din(cid:93)s(cid:311) (cid:17)nc(cid:314) sha(cid:117)(cid:59)ho(cid:1140)d(cid:59)(cid:117)s(cid:317) (cid:59)(cid:116)ui(cid:124)y

Noncontrolling interests

Total eq uity

(cid:36)o(cid:124)a(cid:1140) (cid:1140)iabi(cid:1140)iti(cid:59)s and (cid:59)(cid:116)ui(cid:124)y

December 31,

2020

2019

(cid:362)

965.1 (cid:362)

47.9
4,720.5
1,289.3
306.2

573.9
52.1
5,080.2
1,326.5
271.8

(cid:362) 7,329.0 (cid:362) 7,304.5

(cid:362)

30.1  (cid:362)

531.7 
2,589.8 
1,332.2 
1,172.5 

20.4 
518.0 
2,641.0 
1,131.7 
1,274.2 

5,656.3 

5,585.3 

295.2 

295.2 

1,725.2 
17.7 
(393.6)

1,644.5 
28.2 

1,754.5 
46.2 
(417.2)

1,678.7 
40.5 

1,672.7 

1,719.2 

(cid:362) 7,329.0  (cid:362) 7,304.5 

(1)  The assets and liabilities as of December 31, 2020 include $166.0 million (including cash held by consolidated investments of $9.1 million and real estate and acquired in place lease values, net of accumulated depreciation  

and amortization of $150.0 million) and $107.7 million (including investment debt of $97.5 million), respectively, from consolidated variable interest entities (“VIEs”). The assets and liabilities as of December 31, 2019 include 
$267.5 million (including cash held by consolidated investments of $10.3 million and real estate and acquired in place lease values, net of accumulated depreciation and amortization of $243.5 million) and $219.7 million (including 
investment debt of $206.0 million), respectively, from VIEs. These assets can only be used to settle obligations of the consolidated VIEs, and the liabilities do not have recourse to the Company.

See accompanying notes to consolidated financial statements.

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(Dollars in millions, except per share data)

Revenue
(cid:1354)Rental
(cid:1354)Hotel
(cid:1354)Sale of real estate
(cid:1354)Investment management, property services, and research fees (includes (cid:362)22.7, (cid:362)26.1, and (cid:362)15.3 of related party fees, respectively)
(cid:1354)(cid:1354)Total revenue
E xpe nses
(cid:1354)Rental
(cid:1354)Hotel
(cid:1354)Cost of real estate sold
(cid:1354)Commission and marketing
(cid:1354)Compensation and related (includes (cid:362)32.3, (cid:362)30.2, and (cid:362)37.1 of share-based compensation)
(cid:1354)General and administrative
(cid:1354)Depreciation and amorti(cid:140)ation
(cid:1354)(cid:1354)(cid:36)o(cid:124)a(cid:1140) (cid:59)(cid:138)(cid:114)(cid:59)ns(cid:59)s
(cid:1354)Income from unconsolidated investments, net of depreciation and amorti(cid:140)ation
(cid:1354)Gain on sale of real estate, net
(cid:1354)Gain on sale of business
(cid:1354)Transaction-related expenses
(cid:1354)Interest expense
(cid:1354)Other income
(cid:1354)(cid:1354)(cid:17)nco(cid:108)(cid:59) b(cid:59)(cid:61)o(cid:117)(cid:59) (cid:114)(cid:117)o(cid:136)ision (cid:61)o(cid:117) inco(cid:108)(cid:59) (cid:124)a(cid:138)(cid:59)s
Provision for income taxes
(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) inco(cid:108)(cid:59)
Net loss (income) attributable to the noncontrolling interests
Preferred dividends and accretion of preferred stock issuance costs
(cid:25)(cid:59)(cid:124) inco(cid:108)(cid:59) att(cid:117)ibu(cid:124)ab(cid:1140)(cid:59) (cid:124)o (cid:20)(cid:59)nn(cid:59)dy(cid:330)Wi(cid:1140)son (cid:15)o(cid:1140)din(cid:93)s(cid:311) (cid:17)nc(cid:314) co(cid:108)(cid:108)on sha(cid:117)(cid:59)ho(cid:1140)d(cid:59)(cid:117)s
Basic E arnings pe r share 
(cid:1354)(cid:1354)Income per basic
(cid:1354)(cid:1354)Weighted average shares outstanding for basic
(cid:9)i(cid:1140)u(cid:124)(cid:59)d Ea(cid:117)nin(cid:93)s (cid:114)(cid:59)(cid:117) sha(cid:117)(cid:59) 
(cid:1354)(cid:1354)Income per diluted
(cid:1354)(cid:1354)Weighted average shares outstanding for diluted
(cid:9)i(cid:136)id(cid:59)nds d(cid:59)c(cid:1140)a(cid:117)(cid:59)d (cid:114)(cid:59)(cid:117) co(cid:108)(cid:108)on sha(cid:117)(cid:59)

See accompanying notes to consolidated financial statements.

2020

403.9  (cid:362)
13.9 

33.1 
450.9 

135.7 
13.8 

2.8 
144.4 
34.6 
179.6 
510.9 
81.0 
338.0 

(0.9)
(211.2)
4.5 
151.4 
(43.6)
107.8 
2.3 
(17.2)
92.9 (cid:362)

Year ended December 31,
2018
2019

447.4  (cid:362)
80.5 
1.1 
40.7 
569.7 

152.9
60.1 
1.2 
3.8 
151.8 
42.4 
187.6 
599.8 
179.7 
434.4 

(6.8)
(215.1)
0.4 
362.5 
(41.4)
321.1 
(94.4)
(2.6)
224.1  (cid:362)

514.6 
155.7 
56.8 
45.3 
772.4 

160.8 
121.5 
52.5 
5.9 
168.8 
50.8 
206.1 
766.4 
78.7 
371.8 
40.4 
(1.7)
(238.2)
13.1 
270.1 
(58.0)
212.1 
(62.1)

150.0 

0.66 (cid:362)

1.60  (cid:362)

139,741,411

139,729,573 

0.66 (cid:362)

1.58  (cid:362)

140,347,365

141,501,323 

0.88 (cid:362)

0.85  (cid:362)

1.04 
142,895,472 

1.04 
144,753,421 
0.78 

(cid:362)

(cid:362)

(cid:362)

(cid:362)

(cid:362)

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89

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
1
)
1
)
E
—
 
—
 
—
 
—
 
—
 
—
 
—
 
Consolidated Statements of Comprehensive Income

Consolidated Statements of Equity

Year ended December 31,

2020

2019

2018

(cid:362) 107.8 (cid:362) 321.1  (cid:362) 212.1 

66.5 
0.8 
(37.8)
(5.3)
24.2 

(13.3)
10.4 
38.7 
(0.7)
35.1 

(62.6)
13.2 
38.3 

(11.1)

132.0 
1.7 

201.0 
(65.4)
(cid:362) 133.7  (cid:362) 251.2  (cid:362) 135.6 

356.2 
(105.0)

(Dollars in millions)

Net income

Other comprehensive income, net of tax:

(cid:38)nreali(cid:140)ed foreign currency translation gain (loss)
Amounts reclassified out of AOCI during the year
(cid:38)nreali(cid:140)ed currency derivative contracts (loss) gain
(cid:38)nreali(cid:140)ed losses on interest rate swaps
Total other comprehensive income (loss) for the year

Comprehensive income 
Comprehensive income (loss) attributable to noncontrolling interests
Comprehensive income attributable to Kennedy-Wilson Holdings, Inc.

See accompanying notes to consolidated financial statements.

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90

(Dollars in millions, except share amounts) 

Year Ended December 31, 2020

Preferred Stock

Common Stock

Shares

  Amount  

Shares

Amount

Additional 
Paid-in 
Capital

Accumulated  
Deficit

Accumulated  
Other 
Comprehensive 
Loss

Noncontrolling 
Interests 

Total

(cid:362) (cid:332) 

(cid:362) 1,754.5 

(cid:362)   46.2 

(cid:362) (417.2)

(cid:362) 40.5  (cid:362) 1,719.2 

300,000 

(cid:362) 295.2

142,283,109 
(62,710)
2,543,551 
(571,983)
(2,826,644)

(cid:6)a(cid:1140)anc(cid:59)(cid:311) (cid:9)(cid:59)c(cid:59)(cid:108)b(cid:59)(cid:117) (cid:402)(cid:400)(cid:311) (cid:401)(cid:399)(cid:400)(cid:406)
Shares forfeited
Restricted stock grants (RSG)
Shares retired due to RSG Vesting
Shares retired due to common stock repurchase program
Stock based compensation
Other comprehensive income (loss):
(cid:1354)(cid:38)nreali(cid:140)ed foreign currency translation gains, net of tax
(cid:1354)(cid:38)nreali(cid:140)ed foreign currency derivative contract losses, net of tax
(cid:1354)(cid:38)nreali(cid:140)ed loss on interest rate swaps, net of tax
Common stock dividends
Preferred stock dividends
Net income
Contributions from noncontrolling interests
Distributions to noncontrolling interests
KW Europe II deconsolidation
(cid:6)a(cid:1140)anc(cid:59)(cid:311) (cid:9)(cid:59)c(cid:59)(cid:108)b(cid:59)(cid:117) (cid:402)(cid:400)(cid:311) (cid:401)(cid:399)(cid:401)(cid:399)

See accompanying notes to consolidated financial statements.

(11.6)
(50.0)
32.3 

4.2 

(125.6)
(17.2)
110.1 

66.1 
(37.8)
(4.7)

300,000 

(cid:362) 295.2

141,365,323 

(cid:362) (cid:332) 

(cid:362) 1,725.2 

(cid:362)   17.7 

(cid:362) (393.6)

(11.6)
(45.8)
32.3 

0.6 

66.7 
(37.8)
(4.7)
(125.6)
(17.2)
107.8 
4.5 
(18.9)
3.8 
(cid:362) 28.2  (cid:362) 1,672.7 

(2.3)
4.5 
(18.9)
3.8 

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Consolidated Statements of Equity (continued)

(Dollars in millions, except share amounts) 

Year Ended December 31, 2019

(Dollars in millions, except share amounts) 

Year Ended December 31, 2018

Preferred Stock

Common Stock

Shares   Amount  

Shares

Amount

Additional 
Paid-in 
Capital

Accumulated 
Deficit

Accumulated  
Other 
Comprehensive 
Loss

  (cid:362)        (cid:332)   143,205,394  

(cid:362) (cid:332)   (cid:362) 1,744.6  

(cid:362) (56.4)  

(cid:362) (441.5)  

300,000  

295.2  

Noncontrolling 
Interests 

Total

(cid:362) 184.5   (cid:362) 1,431.2
295.2

64,458  
(764,909)  
(221,834)  

(16.4)
(3.9)
30.2  

(0.4)  

 —

 —

 —

 —

 (4.3)  
29.3  
(0.7)  

(121.1)  
(2.6)  
226.7  

300,000   (cid:362) 295.2   142,283,109  

(cid:362) (cid:332)   (cid:362) 1,754.5  

(cid:362)  46.2  

(cid:362) (417.2)  

(16.4)
(4.3)
30.2

 10.6  

6.3
29.3
(0.7)
(121.1)
(2.6)
321.1
15.0
(264.0)
(cid:362)   40.5   (cid:362) 1,719.2

94.4  
15.0  
(264.0)  

(cid:6)a(cid:1140)anc(cid:59)(cid:311) (cid:9)(cid:59)c(cid:59)(cid:108)b(cid:59)(cid:117) (cid:402)(cid:400)(cid:311) (cid:401)(cid:399)(cid:400)(cid:405)
Shares forfeited
Restricted stock grants (RSG)
Shares retired due to RSG Vesting
Shares retired due to common stock repurchase program
Stock based compensation
Other comprehensive (loss) income:
(cid:1354)(cid:38)nreali(cid:140)ed foreign currency translation losses, net of tax
(cid:1354)(cid:38)nreali(cid:140)ed foreign currency derivative contract gain, net of tax
(cid:1354)(cid:38)nreali(cid:140)ed losses on marketable securities
Common stock dividends
Net income
Contributions from noncontrolling interests
Distributions to noncontrolling interests
(cid:6)a(cid:1140)anc(cid:59)(cid:311) (cid:9)(cid:59)c(cid:59)(cid:108)b(cid:59)(cid:117) (cid:402)(cid:400)(cid:311) (cid:401)(cid:399)(cid:400)(cid:1142)

See accompanying notes to consolidated financial statements.

(cid:6)a(cid:1140)anc(cid:59)(cid:311) (cid:9)(cid:59)c(cid:59)(cid:108)b(cid:59)(cid:117) (cid:402)(cid:400)(cid:311) (cid:401)(cid:399)(cid:400)(cid:1142)
Cumulative preferred stock
Restricted stock grants (RSG)
Shares retired due to RSG Vesting
Shares retired due to common stock repurchase program
Stock based compensation
Other comprehensive (loss) income:
(cid:1354)(cid:38)nreali(cid:140)ed foreign currency translation loss, net of tax
(cid:1354)(cid:38)nreali(cid:140)ed foreign currency derivative contract gain, net of tax
(cid:1354)(cid:38)nreali(cid:140)ed losses on interest rate swaps
Common stock dividends
Preferred stock dividends
Net income
Contributions from noncontrolling interests
Distributions to noncontrolling interests
(cid:6)a(cid:1140)anc(cid:59)(cid:311) (cid:9)(cid:59)c(cid:59)(cid:108)b(cid:59)(cid:117) (cid:402)(cid:400)(cid:311) (cid:401)(cid:399)(cid:400)(cid:406)

See accompanying notes to consolidated financial statements.

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Preferred Stock

Common Stock

Shares   Amount  

Shares

Amount

Additional 
Paid-in 
Capital

Accumulated 
Deficit

Accumulated  
Other 
Comprehensive 
Loss

Noncontrolling 
Interests 

Total

(cid:362) (cid:332)   (cid:362) 1,883.3  

(cid:362)  (90.6)  

(cid:362) (427.1)  

(cid:362)  211.9   (cid:362) 1,577.5

(cid:362) (cid:332)   151,561,284  
(30,100)  
1,524,383  
(486,032)  
(9,364,141)  

(8.8)
(167.0)
37.1

(2.1)  

(113.7)  
150.0  

(47.5)  
33.2  
(0.1)  

(cid:362) (cid:332)   143,205,394  

(cid:362) (cid:332)   (cid:362) 1,744.6  

(cid:362)  (56.4)  

(cid:362) (441.5)  

(8.8)
(169.1)
37.1

3.3  

(44.2)
33.2
(0.1)
(113.7)
212.1
23.2
(116.0)
(cid:362)  184.5   (cid:362) 1,431.2

62.1  
23.2  
(116.0)  

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Consolidated Statements of Cash Flows

(Dollars in millions)

(cid:7)ash (cid:89)o(cid:137)s (cid:61)(cid:117)o(cid:108) o(cid:114)(cid:59)(cid:117)atin(cid:93) acti(cid:136)iti(cid:59)s(cid:313)
(cid:1354)Net income
(cid:1354)Ad(cid:102)ustments to reconcile net income to net cash (used in) provided by operating activities:
(cid:1354)(cid:1354)Gain from sale of real estate, net
(cid:1354)(cid:1354)Gain on sale of a business
(cid:1354)(cid:1354)Depreciation and amorti(cid:140)ation
(cid:1354)(cid:1354)Above/below and straight-line rent amorti(cid:140)ation
(cid:1354)(cid:1354)Provision for deferred income taxes
(cid:1354)(cid:1354)Amorti(cid:140)ation of loan fees
(cid:1354)(cid:1354)Amorti(cid:140)ation of discount and accretion of premium on senior notes payable
(cid:1354)(cid:1354)(cid:38)nreali(cid:140)ed net gains on derivatives
(cid:1354)(cid:1354)Income from unconsolidated investments
(cid:1354)(cid:1354)Accretion of interest income on loans
(cid:1354)(cid:1354)Stock compensation expense
(cid:1354)(cid:1354)Deferred compensation
(cid:1354)(cid:1354)Operating distributions from unconsolidated investments
(cid:1354)(cid:1354)Operating distributions from loans
(cid:1354)(cid:1354)Change in assets and liabilities:
(cid:1354)(cid:1354)(cid:1354)Accounts receivable
(cid:1354)(cid:1354)(cid:1354)Other assets
(cid:1354)(cid:1354)(cid:1354)Accrued expenses and other liabilities

(cid:1354)(cid:1354)(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) cash (cid:336)us(cid:59)d in(cid:337) (cid:114)(cid:117)o(cid:136)id(cid:59)d by o(cid:114)(cid:59)(cid:117)atin(cid:93) acti(cid:136)iti(cid:59)s

(cid:7)ash (cid:89)o(cid:137)s (cid:61)(cid:117)o(cid:108) in(cid:136)(cid:59)stin(cid:93) acti(cid:136)iti(cid:59)s(cid:313)
(cid:1354)(cid:1354)Issuance of loans
(cid:1354)(cid:1354)Proceeds from collection of loans
(cid:1354)(cid:1354)Net proceeds from sale of consolidated real estate
(cid:1354)(cid:1354)Net proceeds from sale of a business
(cid:1354)(cid:1354)Purchases of consolidated real estate
(cid:1354)(cid:1354)Capital expenditures to real estate
(cid:1354)(cid:1354)Nonrefundable escrow deposits
(cid:1354)(cid:1354)Investment in marketable securities
(cid:1354)(cid:1354)Proceeds from sale of marketable securities
(cid:1354)(cid:1354)Investing distributions from unconsolidated investments
(cid:1354)(cid:1354)Contributions to unconsolidated investments
(cid:1354)(cid:1354)Proceeds from settlement of foreign currency derivative contracts

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(Dollars in millions)

(cid:1354)(cid:1354)Purchases of foreign currency derivative contracts
(cid:1354)(cid:1354)Additions to development pro(cid:102)ect asset
(cid:1354)(cid:1354)Proceeds from sale of development pro(cid:102)ect asset

(cid:1354)(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) cash (cid:114)(cid:117)o(cid:136)id(cid:59)d by in(cid:136)(cid:59)stin(cid:93) acti(cid:136)iti(cid:59)s

(cid:7)ash (cid:89)o(cid:137) (cid:61)(cid:117)o(cid:108) (cid:67)nancin(cid:93) acti(cid:136)iti(cid:59)s(cid:313)
(cid:1354)(cid:1354)Borrowings under senior notes payable
(cid:1354)(cid:1354)Borrowings under line of credit/term loan
(cid:1354)(cid:1354)Repayment of line of credit/term loan
(cid:1354)(cid:1354)Borrowings under mortgage debt
(cid:1354)(cid:1354)Repayment of mortgage debt
(cid:1354)(cid:1354)Payment of loan fees
(cid:1354)(cid:1354)Repurchase of common stock
(cid:1354)(cid:1354)Issuance of preferred stock
(cid:1354)(cid:1354)Common stock dividends paid
(cid:1354)(cid:1354)Preferred stock dividends paid
(cid:1354)(cid:1354)KWE closing dividend
(cid:1354)(cid:1354)Borrowings (repayment) of shareholder loans to noncontrolling interests
(cid:1354)(cid:1354)Contributions from noncontrolling interests
(cid:1354)(cid:1354)Distributions to noncontrolling interests

(cid:1354)(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) cash us(cid:59)d in (cid:67)nancin(cid:93) acti(cid:136)iti(cid:59)s
(cid:1354)(cid:1354)Effect of currency exchange rate changes on cash and cash equivalents

(cid:1354)(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) chan(cid:93)(cid:59) in cash and cash (cid:59)(cid:116)ui(cid:136)a(cid:1140)(cid:59)n(cid:124)s
(cid:1354)(cid:1354)Cash and cash equivalents, beginning of year

(cid:1354)(cid:1354)(cid:1354)(cid:7)ash and cash (cid:59)(cid:116)ui(cid:136)a(cid:1140)(cid:59)n(cid:124)s(cid:311) (cid:59)nd o(cid:61) y(cid:59)a(cid:117)

See accompanying notes to consolidated financial statements.

Year ended December 31,

2020

2019

2018

(cid:362) 107.8  (cid:362) 321.1  (cid:362)

212.1 

(338.0)

(434.3)

179.6 
(10.2)
27.2 
0.8 
8.5 
(5.4)
(81.0)
(0.9)
32.3 
6.4 
59.7 
0.7 

4.5 

(4.6)

(12.6)

(88.6)
34.1 
827.8 

187.6 
(4.6)
26.7 
9.3 
1.6 
(5.9)
(179.7)
(0.1)
30.2 
3.8 
74.1 

1.0 
(25.8)
(24.5)

(19.5)

(2.7)
0.6 
701.0 

(70.1)
(194.1)

(210.9)
(191.1)

(12.1)
10.2 
177.5 
(111.6)
15.5 

115.0 
(266.0)
33.4 

(376.1)
(40.4)
206.1 
(14.6)
39.3 
13.5 
1.7 
(11.7)
(78.7)
(0.6)
37.1 

61.4 
0.6 

1.9 
(0.6)
42.1 

93.1 

(2.2)
5.8 
1,386.1 
43.4 
(355.8)
(216.0)
(5.0)
(0.2)
7.4 
63.7 
(396.1)
10.7 

Year ended December 31,

2020

2019

2.2 

(1.2)
4.2 

2018
(0.6)
(29.1)
81.0 

590.8 

182.3 

593.1 

200.0 

296.4 
(487.1)
(5.6)
(57.4)

(126.1)
(13.6)

1.2 
4.5 
(18.9)

(206.6)
19.6 

391.2 
573.9 

125.0 
(200.0)
488.6 
(391.4)
(4.8)
(20.7)
295.2 
(114.9)
(2.6)

(11.2)
15.0 
(264.0)

(85.8)
8.9 

85.9 
488.0 

246.6 
225.0 
(450.0)
725.0 
(866.8)
(9.5)
(177.9)

(111.2)

(17.2)

23.2 
(116.0)

(528.8)
(20.7)

136.7 
351.3 

(cid:362) 965.1 

(cid:362) 573.9  

(cid:362) 488.0 

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Consolidated Statements of Cash Flows (continued)

(cid:34)u(cid:114)(cid:114)(cid:1140)(cid:59)(cid:108)(cid:59)n(cid:124)a(cid:1140) cash (cid:89)o(cid:137) in(cid:61)o(cid:117)(cid:108)ation(cid:313)

(Dollars in millions)

Cash paid for:
(cid:1354)Interest(1)(2)
(cid:1354)Income taxes

Year ended December 31,

2020

2019

2018

(cid:362) 209.7
12.6

(cid:362) 211.1
20.6

(cid:362) 225.3
6.6

(1)  $4.3 million, $3.5 million, and $6.9 million attributable to non-controlling interests for the years ended 

December 31, 2020, 2019, and 2018.

(2)  Excludes $3.4 million, $3.8 million, and $3.9 million of capitalized interest during the for the years ended 

December 31, 2020, 2019 and 2018.

As of December 31, 2020, 2019, and 2018 we have (cid:362)101.7 million, (cid:362)54.5 million, 
and (cid:362)88.0 million, respectively, of restricted cash, which is included in cash and cash 
equivalents, that primarily relates to lender reserves associated with consolidated 
mortgages that we hold on properties as well as escrow deposits associated with 
acquisitions and dispositions. These reserves typically relate to interest, tax, insurance 
and future capital expenditures at the properties. 

(cid:34)u(cid:114)(cid:114)(cid:1140)(cid:59)(cid:108)(cid:59)n(cid:124)a(cid:1140) disc(cid:1140)osu(cid:117)(cid:59) o(cid:61) non(cid:330)cash in(cid:136)(cid:59)stin(cid:93) and (cid:67)nancin(cid:93) acti(cid:136)iti(cid:59)s(cid:313)
During the year ended December 31, 2020, the Company deconsolidated its interest 
in KW Real Estate II (“KW Europe Fund II”) that were previously consolidated in the 
Company(cid:317)s financial statements. The portion of the Company(cid:317)s share of real estate, 
mortgage loan and other balance sheet items were removed from the consolidated 
balance sheet. These items along with an increase of (cid:362)7.8 million to unconsolidated 
investments were all recorded as non-cash activities.

During the year ended December 31, 2020, the Company sold its interest in a 
development pro(cid:102)ect in the Western (cid:38)nited States to its equity partner. The Company 
received cash, a loan receivable and three parcels of land valued at (cid:362)16.5 million 

that the Company now wholly owns. The parcels of land were treated as a non-cash 
increase to the real estate balance.

Due to the adoption of AS(cid:38) 2016-02 on January 1, 2019, the Company recorded 
a right of use asset and a corresponding lease liability of (cid:362)13.6 million, which was 
recorded as a component of other assets and accrued expenses, respectively, in the 
accompanying consolidated balance sheets.

During the year ended December 31, 2019, the Company deconsolidated its 
interests in the State Street office building, Capital Dock office buildings and Capital 
Dock residential tower in Dublin, Ireland that were previously consolidated in the 
Company(cid:317)s financial statements. The portion of the Company(cid:317)s share of real estate, 
mortgage loan and other balance sheet items were removed from the consolidated 
balance sheet. These items along with an increase of (cid:362)125.5 million to unconsolidated 
investments were all recorded as non-cash activity. 

During the year ended December 31, 2019, the Company sold a 20(cid:1143) interest across 
three assets in Dublin, Ireland comprising 468 multifamily units into the (cid:102)oint venture 
with A(cid:42)A that were previously wholly owned by the Company. As the Company no 
longer controlled the assets it deconsolidated its interests in these assets. The portion of 
the Company(cid:317)s share of real estate, mortgage loan and other balance sheet items were 
removed from the consolidated balance sheet. The Company has approximately (cid:362)23 
million as part of cash (cid:89)ows received from investing activity relating to the 20(cid:1143) interest 
it sold. The remaining 80(cid:1143) of these items along with an increase of (cid:362)92.2 million to 
unconsolidated investments were all recorded as non-cash activity. 

During the year ended December 31, 2018, the Company gained control over a pool 
of loans secured by six hotels located in the (cid:38)nited Kingdom that were previously 
accounted for as loan purchases. The assets and liabilities of these properties were 
consolidated in the Company(cid:317)s financial statements at fair value. The hotels were 
subsequently sold during the fourth quarter of 2018.  

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Notes to Consolidated Financial Statements 
December 31, 2020, 2019 and 2018

NOTE 1—ORGANIZATION
Kennedy-Wilson Holdings, Inc. (“KWH,” NYSE: KW), a Delaware corporation and its 
wholly owned and consolidated subsidiaries (collectively the “Company” or “Kennedy 
Wilson”), is a global real estate investment company. The Company owns, operates, 
and invests in real estate both on its own and through its investment management 
pla(cid:127)orm. The Company focuses on multifamily and office properties in the Western 
(cid:38)nited States, (cid:38)nited Kingdom and Ireland. 

NOTE 2—BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT 
ACCOUNTING POLICIES
BASIS OF PRESENTATION(cid:332)The consolidated financial statements include the 
accounts of Kennedy Wilson and voting interest entities which it controls. All 
intercompany balances and transactions have been eliminated in consolidation. In 
addition, Kennedy Wilson evaluates its relationships with other entities to identify 
whether they are variable interest entities (“VIE”) as defined by Financial Accounting 
Standards Board (“FASB”) Accounting Standards Codification (“ASC”) Subtopic 810, 
Consolidation and to assess whether it is the primary beneficiary of such entities. In 
determining whether Kennedy Wilson is the primary beneficiary of a VIE, qualitative 
and quantitative factors are considered, including, but not limited to: the amount 
and characteristics of Kennedy Wilson(cid:317)s investment(cid:312) the obligation or likelihood for 
Kennedy Wilson to provide financial support(cid:312) Kennedy Wilson(cid:317)s ability to control 
or significantly in(cid:89)uence key decisions for the VIE(cid:312) and the similarity with and 
significance to the business activities of Kennedy Wilson. 

The Company determines the appropriate accounting method with respect to all 
investments that are not VIEs based on the control-based framework (controlled 
entities are consolidated) provided by the consolidations guidance in ASC Subtopic 
810. The Company accounts for (cid:102)oint ventures where it is deemed that the Company 
does not have control through the equity method of accounting while (cid:102)oint ventures 
that the Company controls are consolidated in Kennedy Wilson(cid:317)s financial statements.

(cid:38)SE OF ESTIMATES(cid:332)The preparation of the accompanying consolidated financial 
statements in conformity with (cid:38).S. generally accepted accounting principles (“GAAP”) 
requires management to make estimates and assumptions about future events. These 
estimates and the underlying assumptions affect the amounts of assets and liabilities 
reported, disclosure about contingent assets and liabilities, and reported amounts 
of revenues and expenses. Management evaluates its estimates and assumptions on 
an ongoing basis using historical experience and other factors, including the current 
economic environment, which management believes to be reasonable under the 
circumstances. Management ad(cid:102)usts such estimates and assumptions when facts and 
circumstances dictate. As future events and their effects cannot be determined with 
precision, actual results could differ significantly from these estimates. Changes in 
those estimates will be re(cid:89)ected in the financial statements in future periods.

REVEN(cid:38)E RECOGNITION(cid:332)Revenue consists of rental and hotel income, 
management fees (including performance fees), leasing and commission fees, and 
sales of real estate. ASC Topic 606, Revenue from Contracts with Customers, is a five 
step model to recogni(cid:140)e revenue from customer contracts. The model identifies 
the contract, any separate performance obligations in the contract, determines the 
transaction price, allocates the transaction price and recogni(cid:140)es revenue when the 
performance obligations are satisfied. Management has concluded that, with the 
exception of performance fees, the nature of the Company(cid:317)s revenue streams is 
such that the requirements are generally satisfied at the time that the fee becomes 
receivable. 

Rental income from operating leases is generally recogni(cid:140)ed on a straight-line basis 
over the terms of the leases in accordance with ASC Topic 842, Leases. Refer to 
section COVID-19 Lease Modification Accounting Relief below for the impact of rent 
deferrals and other lease concessions to lessees on the Company(cid:317)s rental income 
amounts. Hotel income is earned when rooms are occupied or goods and services 
have been delivered or rendered. Sales of real estate are recogni(cid:140)ed when title to  
the real property passes to the buyer and there is no continuing involvement in the 
real property. 

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Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

Management fees are primarily comprised of investment management and property 
services fees. Investment management fees are earned from limited partners of 
funds, co-investments, or separate accounts and are generally based on a fixed 
percentage of committed capital or net asset value. Property services fees are earned 
for managing the operations of real estate assets and are generally based on a fixed 
percentage of the revenues generated from the respective real estate assets. The 
Company sold its property services group (“Property Services”) at the beginning of the 
fourth quarter 2020 with the sale of KWP (as further discussed in Note 10(cid:332)Related 
Party Transactions) and will have minimal property services fees going forward. The 
Company provides investment management and property services on investments 
it also has an ownership interest in. Fees earned on consolidated properties are 
eliminated in consolidation and fees on unconsolidated investments are eliminated for 
the portion that relate to the Company(cid:317)s ownership interest. 

Commissions primarily consist of acquisition and disposition fees, auction and 
consulting fees and, prior to the sale of Property Services, also consisted of real estate 
sales commissions, and leasing commissions. Acquisition and disposition fees are 
earned for identifying and closing investments on behalf of investors and are based 
on a fixed percentage of the acquisition or disposition price, as applicable. Acquisition 
and disposition fees are recogni(cid:140)ed upon the successful completion of an acquisition 
or disposition a(cid:91)er all required services have been performed. In the case of auction 
and real estate sales commissions, the revenue is generally recogni(cid:140)ed when escrow 
closes. In accordance with the guidelines established for Reporting Revenue Gross 
as a Principal versus Net as an Agent in the ASC Topic 606, Kennedy Wilson records 
commission revenues and expenses on a gross basis. Of the criteria listed in ASC 
Topic 606, Kennedy Wilson is the primary obligor in the transaction, does not have 
inventory risk, performs all or part of the service, has credit risk, and has wide latitude 
in establishing the price of services rendered and discretion in selection of agents and 
determination of service specifications. Leasing fees that are payable upon tenant 
occupancy, payment of rent or other events beyond Kennedy Wilson(cid:317)s control are 
recogni(cid:140)ed upon the occurrence of such events. 

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Sales of real estate are recogni(cid:140)ed when title to the real property passes to the 
buyer and there is no continuing involvement in the real property. ASC Subtopic 
610-20, Other Income—Gains and Losses from the Derecognition of Nonfinancial Assets, 
was also adopted effective January 1, 2018. Management concluded that the new 
standard did not have a significant impact on the amount, timing or classification of 
real estate sales in the financial statements or related disclosures. This conclusion 
was based on the Company(cid:317)s current business mix and general approach to sales 
of real estate which are generally completed without seller financing or continuing 
involvement that would indicate that a performance obligation is not met at the time 
the transaction closes. With the adoption of ASC Subtopic 610-20, the Company 
recogni(cid:140)es the entire gain attributed to contributions of real estate properties to 
unconsolidated entities. 

Interest income from investments in performing loans which Kennedy Wilson 
originates or acquires are recogni(cid:140)ed at the stated interest rate plus any amorti(cid:140)ation 
of premiums/discounts or fees earned on the loans. Interest income from investments 
in loans acquired at a discount are recogni(cid:140)ed using the effective interest method. 
When a loan or loans are acquired with deteriorated credit quality primarily for the 
rewards of collateral ownership, such loans are accounted for as loans until Kennedy 
Wilson is in possession of the collateral. However, accrual of income is not recorded 
during the conversion period under ASC Subtopic 310-30-25, Receivables—Loans and 
Debt Securities Acquired with Deteriorated Credit Quality. Income is recogni(cid:140)ed to the 
extent that cash is received from the loan.  

REAL ESTATE AC(cid:32)(cid:38)ISITIONS(cid:332)The purchase price of acquired properties is recorded 
to land, buildings and building improvements and intangible lease value (value of 
above-market and below-market leases, acquired in-place lease values, and tenant 
relationships, if any). The ownership of the other interest holders in consolidated 
subsidiaries is re(cid:89)ected as noncontrolling interests. Real estate is recorded based on 
cumulative costs incurred and allocated based on relative fair value.

The valuations of real estate are based on management estimates of the real estate 
assets using income and market approaches. The indebtedness securing the real 
estate is valued, in part, based on third party valuations and management estimates 
also using an income approach. 

(cid:38)NCONSOLIDATED INVESTMENTS(cid:332)Kennedy Wilson has a number of (cid:102)oint venture 
interests that were formed to acquire, manage, and/or sell real estate. Investments in 
unconsolidated investments are accounted for under the equity method of accounting 
as Kennedy Wilson can exercise significant in(cid:89)uence, but does not have the ability 
to control the unconsolidated investment. An investment in an unconsolidated 
investment is recorded at its initial investment and is increased or decreased by 
Kennedy Wilson(cid:317)s share of income or loss, plus additional contributions and less 
distributions. A decline in the value of an unconsolidated investment that is other than 
temporary is recogni(cid:140)ed when evidence indicates that such a decline has occurred in 
accordance with ASC Topic 323, Investments—Equity Method and Joint Ventures.

Kennedy Wilson records its investments in certain commingled funds it manages 
and sponsors (the “Funds”) that are investment companies under the ASC Topic 946, 
Financial Services—Investment Companies, based upon the net assets that would be 
allocated to its interests in the Funds assuming the Funds were to liquidate their 
investments at fair value as of the reporting date. Thus, the Funds re(cid:89)ect their 
investments at fair value, with unreali(cid:140)ed gains and losses resulting from changes in 
fair value re(cid:89)ected in their earnings.

Additionally, Kennedy Wilson elected the fair value option for 29 investments in 
unconsolidated investment entities (“FV Option” investments). Due to the nature of 
these investments, Kennedy Wilson elected to record these investments at fair value 
in order to report the change in value in the underlying investments in the results of 
our current operations.

Performance fees or carried interest are allocated to the general partner, special 
limited partner or asset manager of Kennedy Wilson(cid:317)s real estate funds based on the 
cumulative performance of the fund and are sub(cid:102)ect to preferred return thresholds 
of the limited partners. At the end of each reporting period, Kennedy Wilson 

calculates the performance fee that would be due as if the fair value of the underlying 
investments were reali(cid:140)ed as of such date, irrespective of whether such amounts have 
been reali(cid:140)ed. As the fair value of underlying investments varies between reporting 
periods, it is necessary to make ad(cid:102)ustments to amounts recorded as performance fees 
to re(cid:89)ect either (a) positive performance resulting in an increase in the performance 
fee allocated to the general partner or asset manager or (b) negative performance 
that would cause the amount due to Kennedy Wilson to be less than the amount 
previously recogni(cid:140)ed as revenue, resulting in a negative ad(cid:102)ustment to performance 
fees allocated to the general partner or asset manager. 

The Company has concluded that performance fees to the Company, based on 
cumulative fund performance to-date, represent carried interests. For equity method 
investments, these fees are included as a component of the income reported from 
the underlying equity method investee and for equity method investments where the 
fair value option has been elected, these fees are included in the determination of fair 
value under Topic 820, Fair Value Measurement. 

FAIR VAL(cid:38)E MEAS(cid:38)REMENTS(cid:332)Kennedy Wilson accounts for fair value 
measurements of financial assets and financial liabilities and for fair value 
measurements of non-financial items that are recogni(cid:140)ed or disclosed at fair value in 
the financial statements on a recurring basis under the provisions of ASC Topic 820. 
ASC Topic 820 defines fair value as the price that would be received to sell an asset 
or paid to transfer a liability in an orderly transaction between market participants 
at the measurement date. When estimating fair value in the absence of an orderly 
transaction between market participants, valuations of real estate are based on 
management estimates of the real estate assets using income and market approaches. 
The indebtedness securing the real estate and the investments in debt securities 
are valued, in part, based on third party valuations and management estimates also 
using an income approach. The use of different market assumptions or estimation 
methodologies may have a material impact on the estimated fair value amounts. See 
Note 5 for further discussion of the estimation uncertainty related to COVID-19.

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99

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

FAIR VAL(cid:38)E OF FINANCIAL INSTR(cid:38)MENTS(cid:332)The estimated fair value of financial 
instruments is determined using available market information and appropriate 
valuation methodologies. Considerable (cid:102)udgment, is necessary, however, to interpret 
market data and develop the related estimates of fair value. Accordingly, the estimates 
presented herein are not necessarily indicative of the amounts that could be reali(cid:140)ed 
upon disposition of the financial instruments. The use of different market assumptions 
or estimation methodologies may have a material impact on the estimated fair  
value amounts.

DISTRIB(cid:38)TIONS FROM (cid:38)NCONSOLIDATED INVESTMENTS(cid:332)The Company utili(cid:140)es 
the nature of distributions approach and distributions are reported under operating 
cash (cid:89)ow unless the facts and circumstances of a specific distribution clearly indicate 
that it is a return of capital (e.g., a liquidating dividend or distribution of the proceeds 
from unconsolidated investments(cid:317) sale of assets), in which case it is reported as an 
investing activity.  This enables Kennedy Wilson to look to the nature and source of 
the distribution received and classify it appropriately between operating and investing 
activities on the statement of cash (cid:89)ows based upon the source. 

FOREIGN C(cid:38)RRENCIES(cid:332)The financial statements of Kennedy Wilson(cid:317)s subsidiaries 
located outside the (cid:38)nited States are measured using the local currency as this is their 
functional currency. The assets and liabilities of these subsidiaries are translated at the 
rates of exchange at the balance sheet date, and income and expenses are translated 
at the average monthly rate. The foreign currencies include the euro and the British 
pound sterling. Cumulative translation ad(cid:102)ustments, to the extent not included in 
cumulative net income, are included in the consolidated statement of equity as a 
component of accumulated other comprehensive income. 

Investment level debt is generally incurred in local currencies. Fluctuations in foreign 
exchanges rates may have a significant impact on the results of the Company(cid:317)s 
operations. In order to manage the effect of these (cid:89)uctuations, the Company enters 
into hedging transactions, in the form of currency derivative contracts, that are 
designed to reduce its book equity exposure to foreign currencies. KWE has also 
entered into currency derivative contracts to manage its exposure to euro to British 

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pound currency (cid:89)uctuations. See Note 5 for a complete discussion on currency 
derivative contracts. 

DERIVATIVE INSTR(cid:38)MENTS AND HEDGING ACTIVITIES(cid:332)Kennedy Wilson has 
derivatives to reduce its exposure to foreign currencies. All derivative instruments 
are recogni(cid:140)ed as either assets or liabilities in the balance sheet at their respective 
fair values. For derivatives designated in hedging relationships, changes in fair value 
of cash (cid:89)ow hedges or net investment hedges are recogni(cid:140)ed in accumulated other 
comprehensive income, to the extent the derivative is effective at offse(cid:2478)ng the 
changes in the item being hedged until the hedged item affects earnings. 

Fluctuations in foreign exchanges rates may have a significant impact on the 
Company(cid:317)s results of operations. In order to manage the potential exposure 
from adverse changes in foreign exchange rates arising from the Company(cid:317)s net 
investments in foreign operations, the Company may enter into currency derivative 
contracts to hedge all or portions of the net investments in the Company(cid:317)s non-(cid:38).S. 
dollar denominated foreign operations.

GOODWILL(cid:332)Goodwill results from the difference between the purchase price and 
the fair value of net assets acquired based upon the purchase method of accounting 
for business combinations. In accordance with ASC Subtopic 350-20, Accounting 
for Goodwill, goodwill is reviewed for impairment on an annual basis. The Company 
performs its annual review of impairment at year end and when a triggering event 
occurs between annual year end reviews. As a result of the evaluation performed as 
described above, Kennedy Wilson has determined that there was no impairment of 
goodwill as of December 31, 2020, 2019 and 2018.

CASH AND CASH E(cid:32)(cid:38)IVALENTS(cid:332)Cash and cash equivalents consist of cash and all 
highly liquid investments purchased with maturities of three months or less. Cash and 
cash equivalents are invested in institutions insured by government agencies. Certain 
accounts contain balances in excess of the insured limits. Kennedy Wilson(cid:317)s operations 
and financial position are affected by (cid:89)uctuations in currency exchange rates between 
the euro and British pound sterling against the (cid:38).S. Dollar. As of December 31, 2020,  

2019, and 2018 we have (cid:362)101.7 million, (cid:362)54.5 million, and (cid:362)88.0 million, 
respectively, of restricted cash, which is included in cash and cash equivalents, that 
primarily relates to lender reserves associated with consolidated mortgages that 
we hold on properties as well as escrow deposits associated with acquisitions and 
dispositions. These reserves typically relate to interest, tax, insurance and future 
capital expenditures at the properties. 

LONG-LIVED ASSETS(cid:332)Kennedy Wilson reviews its long-lived assets (excluding 
goodwill) whenever events or changes in circumstances indicate that the carrying 
amount of an asset may not be recoverable in accordance with ASC Subtopic 360-10,  
Impairment of Long-Lived Assets. Recoverability of assets to be held and used 
is measured by a comparison of the carrying amount of an asset to estimated 
undiscounted future cash (cid:89)ows expected to be generated by the asset. If the 
carrying amount of an asset exceeds its estimated undiscounted future cash (cid:89)ows, 
an impairment charge is recogni(cid:140)ed in gain on sale of real estate, net in the amount 
by which the carrying amount of the asset exceeds the fair value of the asset. Assets 
to be disposed of are presented separately in the balance sheet and reported at 
the lower of the carrying amount or fair value less costs to sell, and are no longer 
depreciated. The assets and liabilities of the assets to be disposed of are classified as 
held for sale and would be presented separately in the appropriate asset and liability 
sections of the balance sheet. 

ACCO(cid:38)NTS RECEIVABLE(cid:332)Accounts receivable are recorded at the contractual 
amount as determined by the underlying agreements and do not bear interest. 
The Company recogni(cid:140)es revenue to the extent that amounts are probable that 
substantially all rental income will be collected. See COVID-19 Lease Modification 
Accounting Relief below for discussion of bad debt expense recorded for the year 
ended December 31, 2020. For the year ended December 31, 2020 the Company 
had (cid:362)15.0 million of bad debt expense recorded as a reduction in rental revenue in 
accordance with ASC 842. For the year ended December 31, 2019 the Company had 
an immaterial amount of bad debt expense recorded to rental income. 

CONCENTRATION OF CREDIT RISK(cid:332)Financial instruments that sub(cid:102)ect  
Kennedy Wilson to credit risk consist primarily of accounts and notes receivable, 
cash equivalents and derivative instruments. Credit risk is generally diversified due 
to the large number of entities composing Kennedy Wilson(cid:317)s customer base and their 
geographic dispersion throughout the (cid:38)nited States, the (cid:38)nited Kingdom, Ireland, 
Spain and Italy. Kennedy Wilson performs ongoing credit evaluations of its customers 
and debtors.

EARNINGS PER SHARE(cid:332)Basic earnings per share is computed based upon the 
weighted average number of shares of common stock outstanding during the periods 
presented. Diluted earnings per share is computed based upon the weighted average 
number of shares of common stock and potentially dilutive securities outstanding 
during the periods presented. The dilutive impact of potentially dilutive securities 
including convertible securities, and unvested stock which were outstanding during 
the period. (cid:38)nvested stock are calculated by the “treasury stock” method and the 
convertible securities under the “if converted” method.

COMPREHENSIVE INCOME (LOSS)(cid:332)Comprehensive income (loss) consists of 
net income (loss) and other comprehensive income (loss). In the accompanying 
consolidated balance sheets, accumulated other comprehensive income consists of 
foreign currency translation ad(cid:102)ustments and unreali(cid:140)ed gains (losses) on interest rate 
swaps and derivative instruments. 

REP(cid:38)RCHASE OF E(cid:32)(cid:38)ITY INSTR(cid:38)MENTS(cid:332)(cid:38)pon the decision to retire repurchased 
equity instruments, Kennedy Wilson records the retirement as a reduction to 
additional paid in capital for the amount that shares were initially issued at with the 
excess paid going to retained earnings.

SHARE-BASED PAYMENT ARRANGEMENTS(cid:332)Kennedy Wilson accounts for its 
share-based payment arrangements under the provisions of ASC Subtopic 718-10, 
Share-Based Payments. Compensation cost for employee service received in exchange 
for an award of equity instruments is based on the grant-date fair value of the share-
based award that is ultimately settled in equity of Kennedy Wilson. The cost of 
employee services is recogni(cid:140)ed over the period during which an employee provides 

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Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

service in exchange for the share-based payment award. Share-based payment 
arrangements with only services conditions that vest ratably over the requisite service 
period are recogni(cid:140)ed on the straight-line basis and performance awards that vest 
ratably are recogni(cid:140)ed on a tranche by tranche basis over the performance period.

INCOME TA(cid:42)ES(cid:332)Income taxes are accounted for under the asset and liability 
method. Deferred tax assets and liabilities are recogni(cid:140)ed for the future tax 
consequences attributable to differences between the financial statement carrying 
amounts of existing assets and liabilities and their respective tax basis and operating 
loss and tax credit carryforwards. Deferred tax assets and liabilities are measured 
using enacted tax rates expected to apply to taxable income in the years in which 
those temporary differences are expected to be recovered or settled. The effect on 
deferred tax assets and liabilities of a change in tax rates is recogni(cid:140)ed in income 
in the period that includes the enactment date. In accordance with accounting for 
uncertainty in ASC Subtopic 740-10, Income Taxes, Kennedy Wilson recogni(cid:140)es the 
effect of income tax positions only if those positions are more likely than not of being 
sustained. Recogni(cid:140)ed income tax positions are measured at the largest amount that is 
greater than 50(cid:1143) likely of being reali(cid:140)ed. Changes in recognition or measurement are 
re(cid:89)ected in the period in which the change in (cid:102)udgment occurs.

Kennedy Wilson records interest related to unrecogni(cid:140)ed tax benefits in interest 
expense and penalties in general and administrative expenses.

NONCONTROLLING INTERESTS(cid:332)Noncontrolling interests are reported within 
equity as a separate component of Kennedy Wilson(cid:317)s equity in accordance with ASC 
Subtopic 810-10. Revenues, expenses, gains, losses, net income or loss, and other 
comprehensive income are reported in the Consolidated Statements of Income at 
the consolidated amounts and net income and comprehensive income attributable to 
noncontrolling interests are separately stated. 

RECENT ACCO(cid:38)NTING PRONO(cid:38)NCEMENTS 

COVID-19 LEASE MODIFICATION ACCO(cid:38)NTING RELIEF(cid:332)Due to the business 
disruptions and challenges severely affecting the global economy caused by the 

COVID-19 pandemic, many lessors may be required to provide rent deferrals and 
other lease concessions to lessees. While the lease modification guidance in ASC 
Topic 842 addresses routine changes to lease terms resulting from negotiations 
between the lessee and the lessor, this guidance did not contemplate concessions 
being so rapidly executed to address the sudden liquidity constraints of some lessees 
arising from the COVID-19 pandemic and restrictions intended to prevent its spread.

In April 2020, the FASB staff issued a question and answer document (the “Lease 
Modification (cid:32)&A”) focused on the application of lease accounting guidance to lease 
concessions provided as a result of the COVID-19 pandemic. (cid:38)nder existing lease 
guidance, on a lease by lease basis the Company would have to determine, if a lease 
concession was the result of a new arrangement reached with the tenant (treated 
within the lease modification accounting framework) or if a lease concession was 
under the enforceable rights and obligations within the existing lease agreement 
(precluded from applying the lease modification accounting framework). The Lease 
Modification (cid:32)&A allows the Company, if certain criteria have been met, to bypass 
the lease by lease analysis, and instead elect to either apply the lease modification 
accounting framework or not, with such election applied consistently to leases with 
similar characteristics and similar circumstances. The Company had no significant 
deterioration to its rental collections during the year ended December 31, 2020. 
During the year ended December 31, 2020, the Company identified (cid:362)15.0 million of 
receivables and other lease-related assets that are no longer probable of collection. 
Accordingly, the Company will account for these leases on a cash basis and recogni(cid:140)e 
rental income to the extent the Company receives cash from the tenants. Of the 
(cid:362)15.0 million identified, (cid:362)13.5 million was related to the Company(cid:317)s Consolidated 
por(cid:127)olio and recorded as a reduction of rental income and (cid:362)1.5 million was related 
to the Company(cid:317)s share of Co-Investments por(cid:127)olio and recorded as a reduction of 
income from unconsolidated investments. The Company has received some requests 
for lease modifications and has granted some deferrals but the amount that may 
no longer be probable of collection over the lease term generally has not changed 
so there has been minimal impact to rental revenues from lease modifications. The 
Company will continue to evaluate the extent of lease concessions granted to tenants 

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as a result of the COVID-19 pandemic in future periods and the elections made by the 
Company at the time of entering into such concessions.

Effective January 1, 2019, the Company adopted AS(cid:38) 2016-02, Leases (Topic 842), 
and other related follow-on AS(cid:38)s issued in connection with ASC Topic 842, which sets 
out the principles for the recognition, measurement, presentation and disclosure of 
leases for both parties to a contract (i.e., lessees and lessors). The effects of adoption 
discussed below were not considered material to the Company(cid:317)s consolidated 
financial statements.

Lessees 

  On January 1, 2019, due to the adoption of AS(cid:38) 2016-02 the Company has 
recorded a right of use asset and a corresponding lease liability of (cid:362)13.6 million, 
which is recorded as a component of other assets, net and accrued expenses, 
respectively, in the accompanying consolidated balance sheets. The average 
remaining lease term is 95 years and the weighted average discount rate is 2.9(cid:1143) 
as of December 31, 2020.

Lessors

  The Company elected the practical expedient to not separate rental recovery 
revenue from the associated rental revenue as the timing and pattern of transfer 
are the same for operating leases. Accordingly, the Company accounts and 
presents for rental revenue and rental recovery revenue as a single component.

Consistent with the transition guidance under AS(cid:38) 2018-11, Leases (Topic 842): 
Targeted Improvements, all prior period disclosures remain in accordance with ASC 
Topic 840.

In January 2017, the FASB issued AS(cid:38) 2017-04, Intangibles—Goodwill and Other (Topic 
350): Simplifying the Test for Goodwill Impairment, which requires an entity to no longer 
perform a hypothetical purchase price allocation to measure goodwill impairment. 
Instead, impairment will be measured using the difference between the carrying 

amount and the fair value of the reporting unit. The Company adopted this standard 
on January 1, 2020 and the adoption of this standard did not have a material impact 
on the Company(cid:317)s consolidated financial statements.

In August 2017, the FASB issued AS(cid:38) 2017-12, Derivatives and Hedging (Topic 
815): Targeted Improvements to Accounting for Hedging Activities, which changes 
the recognition and presentation requirements of hedge accounting, including: 
eliminating the requirement to separately measure and report hedge ineffectiveness, 
and presenting all items that affect earnings in the same income statement line 
item as the hedged item. The AS(cid:38) also provides new alternatives for (a) applying 
hedge accounting to additional hedging strategies, (b) measuring the hedged item 
in fair value hedges of interest rate risk, (c) reducing the cost and complexity of 
applying hedge accounting by easing the requirements for effectiveness testing, 
hedge documentation and application of the critical terms match method, and (d) 
reducing the risk of material error correction if a company applies the shortcut 
method inappropriately. The Company adopted this standard on January 1, 2019 
and the adoption of this standard did not have a material impact on the Company(cid:317)s 
consolidated financial statements.

In February 2018, the FASB issued AS(cid:38) 2018-02, Income Statement—Reporting 
Comprehensive Income (Topic 220)—Reclassification of Certain Tax Effects from 
Accumulated Other Comprehensive Income, which allows a reclassification from 
accumulated other comprehensive income to retained earnings for stranded tax 
effects resulting from the Tax Cuts and Jobs Act. The Company adopted this standard 
on January 1, 2019 and the adoption of this standard did not have a material impact 
on the Company(cid:317)s consolidated financial statements.

In August 2018, the FASB issued AS(cid:38) 2018-13, Disclosure Framework—Changes to 
the Disclosure Requirements for Fair Value Measurement, which modifies the disclosure 
requirements on fair value measurements in ASC Topic 820, including: the removal 
of valuation processes for Level 3 fair value measurements. The AS(cid:38) also adds new 
requirements including (a) the changes in unreali(cid:140)ed gains and losses for the period 
included in other comprehensive income for recurring level 3 fair value measurements 

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103

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
•
•
Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

and (b) the range and weighted average of significant unobservable inputs used to 
develop level 3 fair value measurements. The Company adopted this standard on 
January 1, 2020 and the adoption of this standard did not have a material impact on 
the Company(cid:317)s consolidated financial statements.

In June 2016, the FASB updated ASC Topic 326, Financial Instruments—Credit Losses 
with AS(cid:38) 2016-13, Measurement of Credit Losses on Financial Instruments (“AS(cid:38) 
2016-13”). AS(cid:38) 2016-13 enhances the methodology of measuring expected credit 
losses to include the use of forward-looking information to better inform credit 
loss estimates. This AS(cid:38) is effective for all entities for annual and interim periods in 
fiscal years beginning a(cid:91)er December 15, 2019. In addition, in November 2018 the 
FASB issued AS(cid:38) 2018-19, which clarifies that receivables arising from operating 
leases are not within the scope of the credit losses standard, but rather, should be 
accounted for in accordance with ASC Topic 842. The Company adopted this standard 
on January 1, 2020 and the adoption of this standard did not have a material impact 
on Kennedy Wilson(cid:317)s consolidated financial statements. During the course of 2020 
the Company has launched a debt pla(cid:127)orm originating and acquiring performing 
loans. As of December 31, 2020 the Company has (cid:362)107.1 million of investments in 
loan originations and acquisitions. Since the Company has no history of having issues 
with loans being uncollectible and current loans are performing and backed by credit 
worthy borrowers the Company does not expect significant credit losses but will 
monitor and evaluate loans in accordance with AS(cid:38) 2016-13.

In March 2020, the FASB issued AS(cid:38) No. 2020-04, Reference Rate Reform (Topic 848),  
which provides optional expedients and exceptions for applying GAAP to contracts, 
hedging relationships, and other transactions affected by reference rate reform 
if certain criteria are met. The amendments apply only to contracts, hedging 

relationships, and other transactions that reference LIBOR or another reference 
rate expected to be discontinued because of reference rate reform. The AS(cid:38) was 
effective upon issuance on a prospective basis beginning January 1, 2020 and may 
be elected over time as reference rate reform activities occur. The Company is 
currently evaluating the impact of adopting AS(cid:38) 2020-04 on its consolidated financial 
statements as the Company has not had any reference rate reform activities occur 
through December 31, 2020.

In December 2019, the FASB issued AS(cid:38) No. 2019-12, Simplifying the Accounting 
for Income Taxes (Topic 740), removes certain exceptions to the general principles in 
Topic 740 related to the approach for intraperiod tax allocation, the methodology 
for calculating income taxes in an interim period and the recognition of deferred tax 
liabilities for outside basis differences. The new guidance also simplifies aspects of the 
accounting for franchise taxes and enacted changes in tax laws or rates and clarifies 
the accounting for transactions that result in a step-up in the tax basis of goodwill. 
This AS(cid:38) is effective for the Company for all interim and annual periods beginning 
January 1, 2021, with early adoption permitted. The Company early adopted AS(cid:38) 
2019-12 beginning January 1, 2020 on a prospective basis. The adoption of this 
standard did not have an impact on the Company(cid:317)s condensed consolidated financial 
statements and related disclosures.

The FASB did not issue any other AS(cid:38)s during the year ended December 31, 2020 
that the Company expects to be applicable and have a material impact on the 
Company(cid:317)s financial position or results of operations.

RECLASSIFICATIONS(cid:332)Certain balances included in prior year(cid:317)s financial statements 
have been reclassified to conform to the current year(cid:317)s presentation.

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NOTE 3—REAL ESTATE AND ACQUIRED IN PLACE LEASE VALUE
The following table summari(cid:140)es the Company(cid:317)s investment in consolidated real estate 
properties at December 31, 2020 and 2019:

(Dollars in millions)

Land
Buildings
Building improvements
Acquired in-place lease values

Less accumulated depreciation and amorti(cid:140)ation

Real estate and acq uired in pl ace lease values,  net of  accumulated 
d(cid:59)(cid:114)(cid:117)(cid:59)ciation and a(cid:108)o(cid:117)ti(cid:140)ation

December 31,

2020

2019

(cid:362) 1,225.1 
3,436.0 
546.6 
327.8 

5,535.5 
(815.0)

(cid:362) 1,330.6 
3,630.4 
469.5 
352.9 

5,783.4 
(703.2)

 4

.5

 5

.2

Real property, including land, buildings, and building improvements, are included in 
real estate and are generally stated at cost. Buildings and building improvements are 

depreciated on the straight-line method over their estimated lives not to exceed  
40 years. Acquired in-place lease values are recorded at their estimated fair value and 
depreciated over their respective weighted-average lease term which was 7.5 years  
at December 31, 2020.

Depreciation and amorti(cid:140)ation expense on buildings, building improvements and 
acquired in-place lease values for the years ended December 31, 2020, 2019 and 
2018 was (cid:362)165.7 million, (cid:362)173.4 million and (cid:362)190.3 million, respectively.

Consolidated Acquisitions
The purchase of property is recorded to land, buildings, building improvements, 
and intangible lease value (including the value of above-market and below-market 
leases, acquired in-place lease values, and tenant relationships, if any) based on their 
respective estimated relative fair values. The purchase price generally approximates 
the fair value of the properties as acquisitions are generally transacted with third-
party willing sellers. 

During the year ended December 31, 2020, Kennedy Wilson acquired the following consolidated properties:

(Dollars in millions)

Location

Description

Western (cid:38).S.

One multifamily property

(cid:38)nited Kingdom One industrial property

Ireland

One commercial property

(1) Excludes net other assets. 

Purchase Price Allocation at Acquisition(1)

Acquired 
in-place lease 
values(2)

Investment debt

KWH  
Shareholders(cid:317) 
Equity

Land

Building

(cid:362) 13.4

(cid:362) 53.6

(cid:362) 0.5

(cid:362) 38.7

(cid:362)  106.3

40.2 

1.3 

40.2 

1.3 

(cid:362) 13.4

(cid:362) 95.1

(cid:362) 0.5

(cid:362) 38.7

(cid:362)  147.8

(2)  Above- and below-market leases are included in other assets, net and accrued expenses and other liabilities, respectively, on the accompanying consolidated balance sheets.

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—
—
 
—
 
—
—
 
—
 
Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

During the year ended December 31, 2019, Kennedy Wilson acquired the following consolidated properties:

(Dollars in millions)

Location

Description

Western (cid:38).S.

One multifamily property and one commercial property

(cid:38)nited Kingdom One commercial property and one industrial property

Ireland

One commercial property

Purchase Price Allocation at Acquisition(1)

Acquired 
in-place lease 
values(2)

Investment debt

KWH  
Shareholders(cid:317) 
Equity

Land

Building

(cid:362) 39.9

(cid:362) 123.0

(cid:362) 37.2

(cid:362) 112.2

(cid:362)   87.9

29.0 

7.2 

39.2 

31.7 

2.9 

3.4 

58.6 

44.0 

12.5 

(1.7)

(cid:362) 76.1

(cid:362) 193.9

(cid:362)  43.5

(cid:362) 214.8

(cid:362)   98.7

(1) Excludes net other assets. 

(2) Above- and below-market leases are included in other assets, net and accrued expenses and other liabilities, respectively, on the accompanying consolidated balance sheets.

Gains on Real Estate, Net
During the years ended December 31, 2020, 2019 and 2018, Kennedy Wilson recogni(cid:140)ed the following net gains on sale of real estate. Included in the net gains for December 
31, 2020 is an impairment loss of (cid:362)15.6 million on five retail properties in the (cid:38)nited Kingdom and a residential property in the Western (cid:38)nited States. Included in the net gains 
for December 31, 2018 is an (cid:362)1.8 million impairment loss on a vacated office building in the (cid:38)nited Kingdom which was subsequently sold. During the year ended December 31, 
2019 there were no impairments on consolidated properties.  

(Dollars in millions)

Gain on sale of real estate

Year ended 
December 31,

2020

2019

2018

Description

Consolidated(1)

NCI Net of NCI

20 industrial properties (including the deconsolidation of previously consolidated real estate as discussed below), 19 retail properties, three office properties 
and one multifamily property in (cid:38)nited Kingdom, two multifamily properties and two office properties in Ireland, one retail property in Spain, and one 
multifamily property in Western (cid:38)nited States

11 commercial properties and one hotel in the (cid:38)nited Kingdom, one hotel in Ireland, 10 Spanish retail properties, five retail properties, one hotel, and one 
multifamily property in the Western (cid:38)nited States, and the deconsolidation of previously consolidated real estate as discussed below

26 commercial properties in (cid:38)nited Kingdom, three commercial properties in Ireland, two commercials properties in Italy, six multifamily properties in 
Ireland, three multifamily properties in Western (cid:38)nited States, and one residential property in Ireland, and one residential property in Western (cid:38)nited States

(cid:362) 353.6 (cid:362)        (cid:332)

(cid:362) 353.6

434.9 

116.7 

318.2 

369.6 

70.6 

299.0 

(1) Includes sale of real estate and cost of real estate sold, which are presented net in the table above.

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Deconsolidation of Previously Consolidated Real Estate
(cid:38)nder ASC Subtopic 610-20, due to the transactions resulting in the deconsolidation 
for the Company(cid:317)s interest in the new (cid:102)oint ventures representing a noncontrolling 
interest of certain assets, the Company recogni(cid:140)ed (i) (cid:362)126.3 million through gain on 
sale of real estate, net during the year ended December 31, 2020, (ii) a gain of  
(cid:362)317.8 million through gain on sale of real estate, net, of which the Company(cid:317)s share, 
net of noncontrolling interest, was (cid:362)212.4 million during the year ended December 
31, 2019, and (iii) a gain of (cid:362)169.5 million through gain on sale of real estate, net, of 
which the Company(cid:317)s share, net of noncontrolling interest, was (cid:362)102.7 million during 
the year ended December 31, 2018. 

Leases
The Company leases its operating properties to customers under agreements that 
are classified as operating leases. The total minimum lease payments provided for 
under the leases are recogni(cid:140)ed on a straight-line basis over the lease term. The 
ma(cid:102)ority of the Company(cid:317)s rental expenses, including common area maintenance, 
real estate taxes and insurance, are recovered from the Company(cid:317)s tenants. The 
Company records amounts reimbursed by customers in the period that the applicable 
expenses are incurred, which is generally ratably throughout the term of the lease. 
The reimbursements are recogni(cid:140)ed in rental income in the consolidated statements 
of operations as the Company is the primary obligor with respect to purchasing and 
selecting goods and services from third-party vendors and bearing the associated 
credit risk.

The following table summari(cid:140)es the minimum lease payments due from the 
Company(cid:317)s tenants on leases with lease periods greater than one year at 
December 31, 2020:

(Dollars in millions)

2021

2022

2023

2024

2025

Therea(cid:91)er

Total

Minimum  
Rental Revenues(1)

(cid:362)    167.9

156.7 

127.8 

105.2 

87.9 

355.3 

(cid:362) 1,000.8

(1)  These amounts do not reflect future rental revenues from the renewal or replacement of existing leases, rental 

increases that are not fixed and exclude reimbursements of rental expenses.

NOTE 4—UNCONSOLIDATED INVESTMENTS 
Kennedy Wilson has a number of (cid:102)oint venture interests including commingled 
funds and separate accounts, generally ranging from 5(cid:1143) to 50(cid:1143), that were formed 
to acquire, manage, develop, service and/or sell real estate. Kennedy Wilson 
has significant in(cid:89)uence over these entities, but not control. Accordingly, these 
investments are accounted for under the equity method. 

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107

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

Joint Venture and Fund Holdings—The following table details Kennedy Wilson(cid:317)s 
investments in (cid:102)oint ventures by investment type and geographic location as of 
December 31, 2020:

(Dollars in millions) Multifamily Commercial

Western (cid:38).S.
Ireland
(cid:38)nited Kingdom

Total

(cid:362) 226.2
389.7 

 6

.9

(cid:362)   83.0
129.7 
56.4 

 2

.1

Hotel

(cid:362) 86.3

 8

.3

Funds

(cid:362) 118.1
3.7 
15.4 

 1

.2

Residential and  
Other

(cid:362) 180.8

Total

(cid:362)    694.4
523.1 
71.8 

 1

.8

 1

.3

The following table details the Kennedy Wilson(cid:317)s investments in (cid:102)oint ventures by 
investment type and geographic location as of December 31, 2019:

(Dollars in millions) Multifamily Commercial

Western (cid:38).S.
Ireland
(cid:38)nited Kingdom

Total

(cid:362) 230.5
378.7 

 6

.2

(cid:362)   78.1
139.4 
48.7 

 2

.2

Hotel

(cid:362) 72.8

Funds

(cid:362) 139.6

Residential and 
Other

(cid:362) 238.7

Total

(cid:362)    759.7
518.1 
48.7 

 7

.8

 1

.6

 2

.7

  1

.5

During the year ended December 31, 2020, the change in unconsolidated investments 
primarily relates to (cid:362)111.6 million of cash contributions to unconsolidated 
investments, (cid:362)237.2 million of distributions from unconsolidated investments, (cid:362)81.0 
million of income from unconsolidated investments (including (cid:362)47.2 million of fair 

value gains), a (cid:362)16.4 million non-cash distribution related to the sale of a residential 
pro(cid:102)ect in which the Company received three parcels of land that are wholly-owned 
and a (cid:362)24.4 million increase related to other items which primarily related to foreign 
exchange movements.

As of December 31, 2020 and December 31, 2019, (cid:362)1,136.5 million and (cid:362)1,099.3 
million of unconsolidated investments were accounted for at fair value. See Note 5 for 
more detail.

Contributions to Joint Ventures—During the year ended December 31, 2020, Kennedy 
Wilson contributed (cid:362)111.6 million to (cid:102)oint ventures, primarily to fund investments and 
existing development pro(cid:102)ects in Ireland and the Western (cid:38)nited States. In addition, 
on December 18, 2020, the Company and a sovereign wealth fund entered into a (cid:102)oint 
venture agreement targeting urban logistics properties in the (cid:38)K, with the potential 
to expand into Ireland and Spain (“Industrial JV”). The Industrial JV commenced with 
Industrial JV investing in an 80(cid:1143) ownership stake in 18 industrial assets located 
throughout the (cid:38)nited Kingdom. The Company previously wholly-owned the assets 
and continues to hold an interest in these assets subsequent to their sale to the 
Industrial JV through its retained 20(cid:1143) ownership interest in the (cid:102)oint venture. As the 
Company does not control the Industrial JV, the assets are no longer consolidated and 
the Industrial JV is accounted for under the equity method. The Company elected the 
fair value option and going forward the investments are accounted for as fair value 
unconsolidated investments with operating activity included within income from 
unconsolidated investments.  

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Distributions from Joint Ventures—The following table details cash distributions by investment type and geographic location for the year ended December 31, 2020:

(Dollars in millions)

Western (cid:38).S.
Ireland
(cid:38)nited Kingdom

Total

Multifamily

Commercial

Funds

Residential and Other

Total

Operating

Investing Operating

Investing Operating

Investing Operating

Investing Operating

Investing

(cid:362) 25.8
8.5 

(cid:362) 28.7
2.5 

(cid:362)   6.4
12.2 

 3

.3

 3

.2

 1

.6

(cid:362)   2.6
96.0 
1.1 

 9

.7

(cid:362) 6.7
0.1 

(cid:362) 13.3

(cid:362) (cid:332)

(cid:362) 33.3

(cid:362) 38.9
20.8 

(cid:362)   77.9
98.5 
1.1 

 6

.8

 1

.3

(cid:362) (cid:332)

 3

.3

 5

.7

 1

.5

Investing distributions resulted primarily from the sales of two multifamily properties 
in Ireland and a residential pro(cid:102)ect in the Western (cid:38)nited States.  

Income from Unconsolidated Investments—The following table presents income from 
unconsolidated investments recogni(cid:140)ed by Kennedy Wilson during the years ended 
December 31, 2020, 2019 and 2018:

Year Ended December 31,

(Dollars in millions)

2020

2019

Income from unconsolidated investments(cid:332)operating performance

(cid:362) 43.4

(cid:362)   35.5

Income from unconsolidated investments(cid:332)reali(cid:140)ed gains

Income from unconsolidated investments(cid:332)fair value

Income from unconsolidated investments(cid:332)performance fees

Income from unconsolidated investments(cid:332)reali(cid:140)ed losses and  
(cid:1354)impairment

2018

(cid:362) 18.8

22.1 

10.4 

27.4 

47.2 

2.7 

53.5 

64.7 

36.3 

(12.3)

 8

.0

(10.3)

 1

.7

 7

.7

Operating performance is related to the underlying performance from unconsolidated 
investments. Reali(cid:140)ed gains are related to asset sales. Fair value gains and 
performance fees are primarily related to conversions and resyndications under the 
Company(cid:317)s VHH partnership, asset sales, cap rate compression, net foreign exchange 
movements and improved property performance by the Company(cid:317)s FV Option 
investments and investments held within the Funds managed by the Company. 
(cid:32)uarterly the Company evaluates the carrying value of its historical cost based 

investments and to the extent the carrying value is in excess of its fair value an 
impairment loss is recorded. Reali(cid:140)ed losses and impairment are related to asset sales 
on non-core retail assets in the (cid:38)nited Kingdom in the current year and a residential 
development pro(cid:102)ect in the Western (cid:38)nited States in the prior year. 

Vintage Housing Holdings (“VHH”)—As of December 31, 2020 and 2019, the carrying 
value of the Company(cid:317)s investment in VHH was (cid:362)142.9 million and (cid:362)142.8 million, 
respectively. The total equity income recogni(cid:140)ed from the Company(cid:317)s investment 
in VHH was (cid:362)22.8 million, (cid:362)50.0 million and (cid:362)27.3 million for the years ended 
December 31, 2020, 2019 and 2018. respectively. Current period fair value gains 
were offset by distributions associated with operating properties and investing 
distributions associated with return of capital from mortgage financing or sale of 
interests to equity partners on development pro(cid:102)ects. Fair value gains in the current 
period are due to the conversion of development pro(cid:102)ects to stabili(cid:140)ed operating 
properties and resyndications in which VHH dissolves an existing partnership and 
recapitali(cid:140)es into a new partnership with tax exempt bonds and tax credits that are 
sold to a new tax credit partner and, in many cases, yields cash back to VHH. (cid:38)pon 
resyndication, VHH retains a GP interest in the partnership and receives various 
future streams of cash (cid:89)ows including: development fees, asset management fees, 
other GP management fees and distributions from operations. Prior period fair value 
gains are due to improved property performance, cap rate compression as a result of 
declines in borrowing rates and conversions.

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—
—
—
 
—
—
$
1
5
$
6
9
$
6
$
3
7
$
8
0
$
,
2
8
9
—
 
—
—
—
 
—
 
—
—
$
0
9
$
6
6
$
2
$
3
9
$
3
8
$
,
3
2
6
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
$
4
$
1
$
8
$
9
$
$
3
$
3
$
9
$
7
7
—
 
—
 
$
1
$
7
9
$
8
 
Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

Changes in Control—During the year ended December 31, 2020, the Company 
deconsolidated its investment KW Europe Fund II as the Company no longer held a 
controlling financial interest in it. As of December 31, 2020, the carrying value of the 
Company(cid:317)s investment in KW Europe Fund II was (cid:362)19.1 million.

Refer to the description of the Industrial JV above for a discussion of the change in 
control transaction that occurred during the year ended December 31, 2020. As of 
December 31, 2020, the carrying value of the Company(cid:317)s investment in the Industrial 
JV was (cid:362)19.0 million.

In 2018, A(cid:42)A Investment Managers(cid:332)Real Assets (“A(cid:42)A”) and the Company 
established a (cid:102)oint venture pla(cid:127)orm (“A(cid:42)A Joint Venture”) targeting multifamily and 
office assets in Ireland. As of December 31, 2020, the A(cid:42)A Joint Venture consists of 
2,536 multifamily units and 0.4 million square feet of office space across 13 assets in 
Dublin, Ireland. These assets were previously wholly owned by the Company or were 
held with a different equity partner (held in 50/50 (cid:102)oint ventures) that were previously 
consolidated in the Company(cid:317)s financial statements. As the Company does not control 
the A(cid:42)A Joint Venture, the assets are no longer consolidated and its investment 
with A(cid:42)A is accounted for under the equity method. The Company has elected the 
fair value option on its interest in the (cid:102)oint venture and records the investment at 
fair value. The Company continues to hold a 50(cid:1143) ownership interest in the assets 
discussed above through its ownership in the A(cid:42)A Joint Venture. As of December 31, 

2020 and 2019, the carrying value of the Company(cid:317)s investment in the A(cid:42)A Joint 
Venture was (cid:362)507.5 million and (cid:362)479.4 million, respectively.

Meyers Research Sale—In December 2018, Kennedy Wilson sold Meyers Research for 
(cid:362)48.0 million and recogni(cid:140)ed a gain on sale of business of (cid:362)40.4 million. Kennedy 
Wilson used part of the proceeds from such sale to reinvest (cid:362)15.0 million for an 
11(cid:1143) ownership interest in a new partnership between Meyers Research and another 
premiere residential real estate construction service company (“Meyers JV”). The 
Meyers JV has continued to build out and further develop its Zonda pla(cid:127)orm which 
focuses on real time housing related data. Kennedy Wilson no longer controls Meyers 
JV and treats the investment as an unconsolidated investment. As of December 31, 
2020, the carrying value of the Company(cid:317)s investment in Meyers JV was (cid:362)19.0 million. 
The fair value increase has been driven by improvements in Meyers JV(cid:317)s operating 
results. 

Capital Commitments—As of December 31, 2020, Kennedy Wilson had unfulfilled 
capital commitments totaling (cid:362)97.4 million to four of its unconsolidated (cid:102)oint ventures, 
including (cid:362)77.2 million relating to three closed-end funds managed by Kennedy 
Wilson, under the respective operating agreements. In addition to the unfunded 
capital commitments, the Company has (cid:362)155.9 million of equity commitments on 
development pro(cid:102)ects. The Company may be called upon to contribute additional 
capital to (cid:102)oint ventures in satisfaction of such capital commitment obligations.

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NOTE 5—FAIR VALUE MEASUREMENTS AND THE FAIR VALUE OPTION 
The following table presents fair value measurements (including items that are 
required to be measured at fair value and items for which the fair value option has 
been elected) as of December 31, 2020:

(Dollars in millions)

(cid:38)nconsolidated investments

Net currency derivative contracts

Total

Level 1

Level 2

Level 3

Total

(cid:362)  (cid:332) (cid:362)  (cid:1363)    (cid:332)

(cid:362) 1,136.5

(cid:362) 1,136.5

(64.0)

(64.0)

(cid:362)  (cid:332) $

 (

.0

 1

.5

 1

.5

The following table presents fair value measurements (including items that are 
required to be measured at fair value and items for which the fair value option has 
been elected) as of December 31, 2019:

(Dollars in millions)

(cid:38)nconsolidated investments
Net currency derivative contracts

Total

Level 1

Level 2

Level 3

Total

(cid:362)  (cid:332) (cid:362)       (cid:332)
(34.7)

(cid:362) 1,099.3

(cid:362) 1,099.3
(34.7)

(cid:362)  (cid:332) $

 (

.7

 1

.3

 1

.6

Unconsolidated Investments— Kennedy Wilson elected to use the FV Option for 29 
unconsolidated investments to more accurately re(cid:89)ect the timing of the value created 
in the underlying investments and report those changes in current operations. 
Kennedy Wilson(cid:317)s investment balance in the FV Option investments was (cid:362)999.2 
million and (cid:362)959.7 million at December 31, 2020 and 2019, respectively, which are 
included in unconsolidated investments in the accompanying balance sheets. 

Additionally, Kennedy Wilson records its investments in its managed commingled 
funds (the “Funds”) based upon the net assets that would be allocated to its interests 
in the Funds, assuming the Funds were to liquidate their investments at fair value as 
of the reporting date. The Company(cid:317)s investment balance in the Funds was (cid:362)137.3 
million and (cid:362)139.6 million at December 31, 2020 and 2019, respectively, which is 

included in unconsolidated investments in the accompanying consolidated balance 
sheets. 

In estimating fair value of real estate held by the Funds and the 29 FV Option 
investments, the Company considers significant unobservable inputs to be the 
capitali(cid:140)ation and discount rates. 

The following table summari(cid:140)es the Company(cid:317)s investments in unconsolidated 
investments held at fair value by type:

(Dollars in millions)

FV Option

Funds

Total

December 31, 2020

December 31, 2019

(cid:362)    999.2

137.3

 1

.5

(cid:362)    959.7

139.6

 1

.3

The following table presents changes in Level 3 investments, investments in 
investment companies and investments in (cid:102)oint ventures that elected the fair value 
option, for the years ended December 31:

(Dollars in millions)

Beginning balance

(cid:38)nreali(cid:140)ed and reali(cid:140)ed gains

(cid:38)nreali(cid:140)ed and reali(cid:140)ed losses

Contributions

Distributions

Foreign Exchange

Non-cash contributions (distributions), net 

E nding Balance

2020

2019

2018

(cid:362) 1,099.3

(cid:362) 662.2

(cid:362) 380.7

109.8 

(13.5)

109.2 

(189.7)

24.5 

(3.1)

.5

161.1 

(26.9)

191.2 

(104.1)

(3.4)

219.2 

.3

87.7 

(33.1)

335.9 

(76.3)

(4.0)

(28.7)

.2

The change in unreali(cid:140)ed and reali(cid:140)ed gains and losses are included in income from 
unconsolidated investments in the accompanying consolidated statements of income. 

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—
—
6
4
)
$
,
1
3
6
$
,
0
7
2
—
—
3
4
)
$
,
0
9
9
$
,
0
6
4
$
,
1
3
6
$
,
0
9
9
$
1
,
1
3
6
$
1
,
0
9
9
$
6
6
2
Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

The change in unreali(cid:140)ed gains and losses on Level 3 investments during 2020 and 
2019 for investments still held as of December 31, 2020 and 2019 were gains of 
(cid:362)27.4 million and (cid:362)64.9 million, respectively.

In determining estimated fair market values, the Company utili(cid:140)es discounted cash 
(cid:89)ow models that estimate future cash (cid:89)ows (including terminal values) and discount 
those cash (cid:89)ows back to the current period. The accuracy of estimating fair value for 
investments cannot be determined with precision and cannot be substantiated by 
comparison to quoted prices in active markets and may not be reali(cid:140)ed in a current 
sale or immediate settlement of the asset or liability. Additionally, there are inherent 
uncertainties in any fair value measurement technique, and changes in the underlying 
assumptions used, including capitali(cid:140)ation rates, discount rates, liquidity risks, and 
estimates of future cash (cid:89)ows could significantly affect the fair value measurement 
amounts. The table below describes the range of inputs used as of December 31, 
2020 for real estate assets: 

Multifamily

Office

Retail

Hotel

Residential

Capitali(cid:140)ation Rates

3.80(cid:1143)(cid:332)5.75(cid:1143)

4.00(cid:1143)(cid:332)7.00(cid:1143)

5.00(cid:1143)(cid:332)8.75(cid:1143)

6.00(cid:1143)

N/A

Estimated Rates Used For

Discount Rates

5.75(cid:1143)(cid:332)8.15(cid:1143)

5.00(cid:1143)(cid:332)9.00(cid:1143)

7.50(cid:1143)(cid:332)11.25(cid:1143)

7.50(cid:1143)(cid:332)8.25(cid:1143)

12.00(cid:1143)

In valuing indebtedness, Kennedy Wilson considers significant inputs to be the term 
of the debt, value of collateral, market loan-to-value ratios, market interest rates and 
spreads, and credit quality of investment entities. The credit spreads used by Kennedy 
Wilson for these types of investments range from 0.37(cid:1143) to 4.90(cid:1143). 

There is no active secondary market for the Company(cid:317)s development pro(cid:102)ects and 
no readily available market value given the uncertainty of the amount and timing 
of future cash (cid:89)ows. Accordingly, determination of fair value of its development 
pro(cid:102)ects requires (cid:102)udgment and extensive use of estimates. Therefore, the Company 

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typically uses investment cost as the estimated fair value until future cash (cid:89)ows 
become more predictable. Additionally, the fair value of its development pro(cid:102)ects may 
differ significantly from the values that would have been used had a market existed 
for such investments and may differ materially from the values that the Company 
may ultimately reali(cid:140)e. If the Company were required to liquidate an investment in a 
forced or liquidation sale, it could reali(cid:140)e significantly less than the value at which the 
Company has recorded it. In addition, changes in the market environment and other 
events that may occur over the life of the investments may cause the gains or losses 
ultimately reali(cid:140)ed on these investments to be different than the unreali(cid:140)ed gains or 
losses re(cid:89)ected in the currently assigned valuations.

The Company assessed the impact of the COVID-19 pandemic and its impact on the 
fair value of investments. Valuations of its assets that are reported at fair value and the 
markets in which they operate, to date, have not been significantly impacted by the 
COVID-19 pandemic. As a result of the rapid development, (cid:89)uidity and uncertainty 
surrounding this situation, the Company expects that information with respect to 
fair value measurement may change, potentially significantly, going forward and may 
not be indicative of the actual impact of the COVID-19 pandemic on its business, 
operations, cash (cid:89)ows and financial condition for the year ended December 31, 2020 
and future periods.

Currency derivative contracts—Kennedy Wilson uses foreign currency derivative 
contracts such as forward contracts and options to manage its foreign currency risk 
exposure against the effects of a portion of its certain non-(cid:38).S. dollar denominated 
currency net investments. Foreign currency options are valued using a variant of 
the Black-Scholes model tailored for currency derivatives and the foreign currency 
forward contracts are valued based on the difference between the contract rate and 
the forward rate at maturity of the underlying currency applied to the notional value 
in the underlying currency discounted at a market rate for similar risks. Although the 
Company has determined that the ma(cid:102)ority of the inputs used to value its currency 
derivative contracts fall within Level 2 of the fair value hierarchy, the counterparty 
risk ad(cid:102)ustments associated with the currency derivative contracts utili(cid:140)e Level 3 
inputs. However, as of December 31, 2020, Kennedy Wilson assessed the significance 

of the impact of the counterparty valuation ad(cid:102)ustments on the overall valuation of 
its derivative positions and determined that the counterparty valuation ad(cid:102)ustments 
are not significant to the overall valuation of its derivative. As a result, we have 
determined that our derivative valuation in its entirety be classified in Level 2 of the 
fair value hierarchy.  

Changes in fair value are recorded in other comprehensive income in the 
accompanying consolidated statements of comprehensive income as the portion of 
the currency forward and option contracts used to hedge currency exposure of its 

certain consolidated subsidiaries qualifies as a net investment hedge under ASC Topic 
815, Derivatives and Hedging. 

The fair value of the derivative instruments held as of December 31, 2020 and 2019 
are reported in other assets for hedge assets and included in accrued expenses and 
other liabilities for hedge liabilities on the accompanying consolidated balance sheet. 
See Note 14 for a complete discussion on other comprehensive income including 
currency forward and option contracts and foreign currency translations. 

The table below details the currency forward contracts and currency option contracts Kennedy Wilson had as of December 31, 2020:

(Dollars in millions)

Currency Hedged

Outstanding

E(cid:38)R

E(cid:38)R(1)

E(cid:38)R(1)(2)

GBP

Total Outstanding Settled

E(cid:38)R

E(cid:38)R

GBP

Total Settled

Total

(cid:38)nderlying Currency

Notional Hedge Asset Hedge Liability

Change in (cid:38)nreali(cid:140)ed 
Gains (Losses)

Reali(cid:140)ed Gains (Losses)

Interest Expense

Cash Received (Paid)

December 31, 2020

Year Ended December 31, 2020

(cid:362)   (1.1)

(cid:362) (22.0)

(cid:362) 3.4

(cid:362)     (cid:332)

(cid:360) 232.5

(cid:360) 212.6

(cid:364) 410.0

(cid:362)    1.4

10.6

12.0

(cid:362)   17.3

34.7 

23.9 

75.9 

(cid:38)SD

GBP

GBP

(cid:38)SD

(cid:38)SD

GBP

(cid:38)SD

(3.7)

35.1 

(12.9)

17.4 

0.4 

(4.0)

18.4 

14.8 

(cid:362) 12.0

(cid:362) 75.9

(cid:362)  32.2(3)

(22.0)

4.7 

4.7 

(cid:362) (17.3)

4.4 

7.8 

0.6 

0.9 

1.5 

(cid:362) 9.3 

13.6 

(17.1)

18.9 

15.4 

(cid:362) 15.4

(1) Hedge is held by KWE on its wholly-owned subsidiaries.

(2) Relates to KWE’s Euro Medium Term Note. See discussion in Note 9.

(3) Excludes deferred tax benefit of $0.2 million.

The gains and (losses) recogni(cid:140)ed through other comprehensive income (loss) will remain in accumulated other comprehensive income (loss) until the underlying investments 
they were hedging are substantially liquidated by Kennedy Wilson.

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113

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
—
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—
 
—
—
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—
 
—
 
—
—
 
—
—
—
—
—
—
—
—
 
—
—
—
 
—
—
Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

Interest Rate Swaps—During the years ended December 31, 2020 and 2019, the 
Company entered into (cid:362)138.4 million notional of interest rate swaps on some 
variable rate property-level mortgage loans. During the year ended December 31, 
2020, the Company had additional interest rate expense relating to difference in 
variable rate and fixed interest rates of (cid:362)1.2 million and had interest rate savings of 
(cid:362)0.2 million during the year ended December 31, 2019. The changes in fair value 
on these contracts were a loss of (cid:362)6.9 million and (cid:362)0.7 million for the years ended 
December 31, 2020 and 2019 and are recorded to other comprehensive loss. During 
the year ended December 31, 2020, due to the sale of a consolidated multifamily 
property which had an interest rate swap designated on one of its variable rate 
mortgages a loss of (cid:362)0.7 million that had been recorded to other comprehensive 
income was reclassified to the income statement and reduced the gain on sale of real 
estate associated with the property.

Fair Value of Financial Instruments—The carrying amounts of cash and cash equivalents, 
accounts receivable including related party receivables, accounts payable, accrued 
expenses and other liabilities approximate fair value due to their short-term 

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maturities. The carrying value of loans (excluding related party loans as they are 
presumed not to be an arm(cid:317)s length transaction) approximates fair value as the terms 
are similar to loans with similar characteristics available in the market. 

Debt liabilities are accounted for at face value plus net unamorti(cid:140)ed debt premiums. 
Debt assumed in an asset acquisition, or business combination, is recorded at fair 
value on the date of acquisition. The fair value as of December 31, 2020 and 2019 
for mortgages, KW unsecured debt, and KWE unsecured bonds were estimated to 
be approximately (cid:362)4.9 billion and (cid:362)5.2 billion, respectively, based on a comparison of 
the yield that would be required in a current transaction, taking into consideration the 
risk of the underlying collateral and the Company(cid:317)s credit risk to the current yield of a 
similar security, compared to their carrying value of (cid:362)5.1 billion and (cid:362)5.0 billion as of 
December 31, 2020 and 2019, respectively. The inputs used to value mortgages, KW 
unsecured debt, and KWE unsecured bonds are based on observable inputs for similar 
assets and quoted prices in markets that are not active and are therefore determined 
to be level 2 inputs.

NOTE 6—OTHER ASSETS
Other assets consist of the following:

(Dollars in millions)

Loan purchases and originations
Straight line rent receivable
Deferred taxes, net
Goodwill
Furniture and equipment net of accumulated depreciation of (cid:362)27.2 and (cid:362)21.9 at December 31, 2020 and December 31, 2019, respectively
Other, net of accumulated amorti(cid:140)ation of (cid:362)2.1 and (cid:362)2.0 at December 31, 2020 and 2019, respectively
Above-market leases, net of accumulated amorti(cid:140)ation of (cid:362)58.3 and (cid:362)51.0 at December 31, 2020 and 2019, respectively
Hedge assets
Prepaid expenses
Right of use asset, net
Leasing commissions, net of accumulated amorti(cid:140)ation of (cid:362)7.4 and (cid:362)4.7 at December 31, 2020 and 2019, respectively

ther Assets

December 31,

2020

2019

(cid:362) 107.1
51.6 
22.1 
23.9 
22.3 
19.0 
15.0 
12.0 
11.8 
11.2 
10.2 

(cid:362) 37.5
47.3 
24.4 
23.9 
23.7 
16.5 
26.1 
32.6 
14.3 
13.6 
11.9 

.2

.8

Depreciation and amorti(cid:140)ation expense related to the above depreciable assets were (cid:362)13.6 million, (cid:362)14.2 million, and (cid:362)15.8 million for the years ended December 31, 2020, 
2019 and 2018, respectively.

Loan Purchases and Originations—The Company has various loans bearing interest at rates ranging from 2.74(cid:1143) to 13.00(cid:1143), and maturities ranging from 2021 to 2030. Loans have 
been evaluated for credit losses as of December 31, 2020 and the Company has determined that no credit losses are apparent. The Company(cid:317)s loan positions are predominantly 
senior mortgage loans, but it also holds real-estate me(cid:140)(cid:140)anine and similar loans.

Right of use asset, net—The Company, as a lessee, has three office leases and four ground leases, which qualify as operating leases, with remaining lease terms of 5 to 239 years. 
The payments associated with office space leases have been discounted using the Company(cid:317)s incremental borrowing rate which is based on collaterali(cid:140)ed interest rates in the 
market and risk profile of the associated lease. For ground leases the rate implicit in the lease was used to determine the right of use asset.  

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2
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1
Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

The following table summari(cid:140)es the fixed, future minimum rental payments, excluding 
variable costs, which are discounted to calculate the right of use asset and related 
lease liability for its operating leases in which we are the lessee:

various acquisitions and are amortized into interest expense over the remaining term of the related debt in a 
manner that approximates the effective interest method. The net unamortized loan premium as of December 
31, 2020 and 2019 was $4.5 million and $4.0 million, respectively.

(Dollars in millions)
2021
2022
2023
2024
2025
Therea(cid:91)er
Total undiscounted rental payments
Less imputed interest

(cid:36)o(cid:124)a(cid:1140) (cid:1140)(cid:59)as(cid:59) (cid:1140)iabi(cid:1140)iti(cid:59)s

Minimum  
Rental Payments
(cid:362)   1.5
1.5 
0.8 
0.5 
0.4 
32.4 
37.1 
(25.9)

(cid:362) 11.2

NOTE 7—MORTGAGE DEBT
The following table details mortgage debt secured by Kennedy Wilson(cid:317)s consolidated 
properties as of December 31, 2020 and 2019:

The mortgage debt had a weighted average interest rate of 3.31(cid:1143) and 3.41(cid:1143) per 
annum as of December 31, 2020 and 2019, respectively. As of December 31, 2020, 
73(cid:1143) of Kennedy Wilson(cid:317)s property level debt was fixed rate, 13(cid:1143) was (cid:89)oating rate 
with interest caps and 14(cid:1143) was (cid:89)oating rate without interest caps, compared to 
76(cid:1143) fixed rate, 14(cid:1143) (cid:89)oating rate with interest caps and 10(cid:1143) (cid:89)oating rate without 
interest caps, as of December 31, 2019.

Mortgage Loan Transactions and Maturities(cid:332)During the year ended December 31, 
2020, one acquisition was partially financed with mortgages, four existing mortgages 
were refinanced, and five existing investments that closed with all equity were 
subsequently partially financed with mortgage loans. See Note 4 for more detail on 
the acquisitions and the investment debt associated with them.

The aggregate maturities of mortgage loans subsequent to December 31, 2020 are as 
follows: 

(Dollars in millions)

Mortgage Debt by Product Type
Multifamily(1)
Commercial(1)
Commercial 
Commercial(1)
Hotel
Commercial
Mortgage debt (excluding loan fees)(1)
(cid:38)namorti(cid:140)ed loan fees

(cid:36)o(cid:124)a(cid:1140) Mo(cid:117)(cid:124)(cid:93)a(cid:93)(cid:59) (cid:9)(cid:59)b(cid:124)

Region
Western (cid:38).S.
(cid:38)nited Kingdom
Western (cid:38).S.
Ireland
Ireland
Spain

Carrying amount of 
mortgage debt as of 
December 31,(1)

2020

2019
(cid:362) 1,345.5 (cid:362) 1,324.7
514.5 
405.4 
289.6 
80.8 
40.3 
2,655.3 
(14.3)

429.6 
375.2 
320.5 
88.0 
43.6 
2,602.4 
(12.6)

.8

.0

(1)  The mortgage debt payable balances include unamortized debt premiums (discounts). Debt premiums 

(discounts) represent the difference between the fair value of debt and the principal value of debt assumed in 

(Dollars in millions)
2021(1)
2022
2023
2024
2025
Therea(cid:91)er

(cid:38)namorti(cid:140)ed debt premium
(cid:38)namorti(cid:140)ed loan fees
(cid:36)o(cid:124)a(cid:1140) Mo(cid:117)(cid:124)(cid:93)a(cid:93)(cid:59) (cid:9)(cid:59)b(cid:124)

Aggregate 
Maturities
(cid:362)     47.5
330.9 
428.8 
206.1 
547.2 
1,037.4 
2,597.9 
4.5 
(12.6)
.8

(1)  The Company expects to repay the amounts maturing in the next twelve months with new mortgage loans, cash 
generated from operations, existing cash balances, proceeds from dispositions of real estate investments, or as 
necessary, with borrowings on our A&R Facility.

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As of December 31, 2020, the Company received waivers on certain debt covenants 
in loan agreements governing a total of (cid:362)266.9 million or 10(cid:1143) of our consolidated 
mortgage balance. These mortgages are secured by certain retail and hospitality 
assets in the (cid:38)nited Kingdom and Ireland. All of these loans are non-recourse to 
the Company and the waivers are through April 30, 2021 and beyond and typically 
cover interest coverage and loan-to-value covenants. The Company expects to be 
in compliance with these covenants subsequent to December 31, 2020, or will seek 
additional waivers and/or extensions as, and if needed. In the event the Company is 
required to seek such additional waivers and/or extensions, the Company is currently 
confident that it will be able to obtain them. The Company is current on all payments 
(principal and interest) for its consolidated mortgages including the loans discussed 
above.

As of December 31, 2020, the Company was in compliance with or had received 
waivers on all financial mortgage debt covenants.

NOTE 8—KW UNSECURED DEBT
The following table details KW unsecured debt as of December 31, 2020 and 2019:

(Dollars in millions)

Credit Facility
Senior Notes(1)

KW (cid:38)nsecured Debt
(cid:38)namorti(cid:140)ed loan fees

(cid:36)o(cid:124)a(cid:1140) (cid:20)W (cid:38)ns(cid:59)cu(cid:117)(cid:59)d (cid:9)(cid:59)b(cid:124)

December 31,

2020

2019

(cid:362)

200.0
1,146.9 

(cid:362)

1,346.9 
(14.7)

1,146.1 

1,146.1 
(14.4)

.2

.7

(1)  The senior notes balances include unamortized debt discounts. Debt discounts represent the difference between 

the fair value of debt and the principal value of debt assumed in various acquisitions and are amortized into interest 
expense over the remaining term of the related debt in a manner that approximates the effective interest method. 
The unamortized debt discount as of December 31, 2020 and 2019 was $3.1 million and $3.9 million, respectively.

Borrowings Under Credit Facilities—The Company, through a wholly-owned subsidiary, 
has a (cid:362)700 million unsecured revolving credit and term loan facility (the “A&R 
Facility”). The A&R Facility is comprised of a (cid:362)500 million revolving line of credit 
and a (cid:362)200 million term loan facility. On March 25, 2020, the Company extended 
its existing (cid:362)500 million revolving line of credit (“Second A&R Facility”). Loans 
under the Second A&R Facility bear interest at a rate equal to LIBOR plus between 
1.75(cid:1143) and 2.50(cid:1143), depending on the consolidated leverage ratio as of the applicable 
measurement date. The Second A&R Facility has a maturity date of March 25, 2024. 
Sub(cid:102)ect to certain conditions precedent and at Kennedy-Wilson, Inc.(cid:317)s (the “Borrower”) 
option, the maturity date of the Second A&R Facility may be extended by one year.

The Second A&R Facility has certain covenants as defined within its Second Amended 
and Restated Credit Agreement, dated as of March 25, 2020 (the “Credit Agreement”) 
that, among other things, limit the Company and certain of its subsidiaries(cid:317) ability 
to incur additional indebtedness, repurchase capital stock or debt, sell assets or 
subsidiary stock, create or permit liens, engage in transactions with affiliates, enter 
into sale/leaseback transactions, issue subsidiary equity and enter into consolidations 
or mergers. The Credit Agreement requires the Company to maintain (i) a maximum 
consolidated leverage ratio (as defined in the Credit Agreement) of not greater than 
65(cid:1143), measured as of the last day of each fiscal quarter, (ii) a minimum fixed charge 
coverage ratio (as defined in the Credit Agreement) of not less than 1.70 to 1.00, 
measured as of the last day of each fiscal quarter for the period of four full fiscal 
quarters then ended, (iii) a minimum consolidated tangible net worth equal to or 
greater than the sum of (cid:362)1,700,000,000 plus an amount equal to fi(cid:91)y percent (50(cid:1143)) 
of net equity proceeds received by the Company a(cid:91)er the date of the most recent 
financial statements that are available as of the March 25, 2020, measured as of the 
last day of each fiscal quarter, (iv) a maximum recourse leverage ratio (as defined in 
the Credit Agreement) of not greater than an amount equal to consolidated tangible 
net worth as of the measurement date multiplied by 1.5, measured as of the last day 
of each fiscal quarter, (v) a maximum secured recourse leverage ratio (as defined in the 
Credit Agreement) of not greater than an amount equal to 3.5(cid:1143) of consolidated total 

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$
2
,
5
8
9
$
2
,
6
4
1
$
2
,
5
8
9
—
$
1
,
3
3
2
$
1
,
1
3
1
Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

asset value (as defined in the Credit Agreement) and (cid:362)299,000,000, (vi) a maximum 
ad(cid:102)usted secured leverage ratio (as defined in the Credit Agreement) of not greater 
than 55(cid:1143), measured as of the last day of each fiscal quarter, and (vii) liquidity (as 
defined in the Credit Agreement) of at least (cid:362)75.0 million. 

aggregate principal amount of 2024 Notes through a tender offer and redemption 
under the indentures governing the 2024 Notes. See Note 19 for more detail.  

As of December 31, 2020, the Company was in compliance with all financial 
covenants.

As of December 31, 2020, the Company was in compliance with all financial covenant 
calculations. The obligations of the Borrower pursuant to the Credit Agreement are 
guaranteed by the Company and certain wholly-owned subsidiaries of the Company.

As of December 31, 2020, the Company had (cid:362)200.0 million outstanding balance on 
the Second A&R Facility with (cid:362)300.0 million available to be drawn under the revolving 
credit facility. Subsequent to December 31, 2020, the Company repaid (cid:362)100.0 million 
of the (cid:362)200.0 million outstanding balance on the Second A&R Facility. 

The average outstanding borrowings under credit facilities was (cid:362)146.4 million during 
the year ended December 31, 2020.

2024 Notes—Kennedy Wilson, Inc., (the “Issuer”) has (cid:362)1.2 billion of 5.875(cid:1143) senior 
notes due 2024 (the “2024 Notes”). The indentures governing the 2024 Notes contain 
various restrictive covenants, including, among others, limitations on the Company(cid:317)s 
ability and the ability of certain of the Company(cid:317)s subsidiaries to incur or guarantee 
additional indebtedness, make restricted payments, pay dividends or make any other 
distributions from restricted subsidiaries, redeem or repurchase capital stock, sell 
assets or subsidiary stocks, engage in transactions with affiliates, create or permit liens 
on assets, enter into sale/leaseback transactions, and enter into consolidations or 
mergers. The indentures governing the 2024 Notes limit the ability of Kennedy Wilson 
and its restricted subsidiaries to incur additional indebtedness if, on the date of such 
incurrence and a(cid:91)er giving effect to the new indebtedness, the maximum balance 
sheet leverage ratio (as defined in the indenture) is greater than 1.50 to 1.00. This 
ratio is measured at the time of incurrence of additional indebtedness. See Note 17 
for the guarantor and non-guarantor financial statements. 

Subsequent to December 31, 2020, the Company issued (cid:362)1.0 billion in aggregate 
principal of senior notes due in 2029 and 2031 and plans to redeem (cid:362)1.0 billion 

NOTE 9—KWE UNSECURED BONDS
The following table details the KWE unsecured bonds as of December 31, 2020 and 
2019:

(Dollars in millions)

KWE Bonds

KWE Euro Medium Term Note Programme

KWE (cid:38)nsecured Bonds (excluding loan fees)(1)

(cid:38)namorti(cid:140)ed loan fees

(cid:36)o(cid:124)a(cid:1140) (cid:20)WE (cid:38)ns(cid:59)cu(cid:117)(cid:59)d (cid:6)onds

December 31,

2020

2019

(cid:362) 504.7 (cid:362) 662.9

669.7 

614.7 

1,174.4 

1,277.6 

(1.9)

(3.4)

.5

.2

(1)  The KWE unsecured bonds balances include unamortized debt premiums (discounts). Debt premiums (discounts) 

represent the difference between the fair value of debt and the principal value of debt assumed in various 
acquisitions and are amortized into interest expense over the remaining term of the related debt in a manner that 
approximates the effective interest method. The net unamortized loan premium (discount) as of December 31, 
2020 and 2019 was $(2.8) million and $(3.1) million, respectively.

KWE has (cid:364)500 million of 3.95(cid:1143) fixed-rate senior unsecured bonds due 2022 that 
have a carrying value of (cid:362)504.7 million and (cid:362)662.9 million as of December 31, 2020 
and 2019, respectively. KWE effectively reduced the interest rate to 3.35(cid:1143) as a result 
of entering into swap agreements to convert 50(cid:1143) of the proceeds into Euros. On 
October 7, 2020, KWE launched a cash tender offer for part of its (cid:364)500 million of 
the KWE Bonds (the “Tender Offer”). KWE purchased (cid:364)130.2 million ((cid:362)177.7 million 
based on December 31, 2020 rates) in aggregate nominal amount of the KWE Bonds, 
or 26.04(cid:1143) of the (cid:364)500.0 million aggregate nominal amount of the KWE Bonds 
outstanding in Tender Offer. The purchase price for the KWE Bonds validly tendered 
and accepted for purchase pursuant to the Tender Offer was a price equal to 101(cid:1143) 

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of the nominal amount of the relevant KWE Bonds, plus accrued and unpaid interest 
to, but not including, October 22, 2020. The total Tender Offer consideration was 
(cid:364)133.1 million, including accrued and unpaid interest and was settled on October 22, 
2020. The Company recogni(cid:140)ed (cid:362)2.3 million of interest expense due to the premium 
paid and the accelerated amorti(cid:140)ation of portion of unamorti(cid:140)ed loan fees associated 
with the Tender Offer. 

In addition, KWE has a (cid:364)2.0 billion (approximately (cid:362)2.7 billion based on December 31, 
2020 rates) Euro Medium Term Note (“EMTN”) Programme. (cid:38)nder the EMTN 
Programme, KWE may issue, from time to time, up to (cid:364)2.0 billion of various types 
of debt securities in certain markets and currencies. KWE issued senior unsecured 
notes for an aggregate principal amount of approximately (cid:362)672.4 million (based on 
December 31, 2020 rates) ((cid:360)550 million) (the “KWE Notes”). The KWE Notes were 
issued at a discount with an annual fixed coupon of 3.25(cid:1143), and mature in 2025. As 
KWE invests proceeds from the KWE Notes to fund equity investments in new euro 
denominated assets, KWE designates the KWE Notes as net investment hedges under 
ASC Topic 815. Subsequent (cid:89)uctuations in foreign currency rates that impact the 
carrying value of the KWE Notes are recorded to accumulated other comprehensive 
income. During the year ended December 31, 2020, Kennedy Wilson recogni(cid:140)ed 
a gain of (cid:362)35.1 million in accumulated other comprehensive income due to the 
weakening of the euro against the GBP during the period. The KWE Notes rank pari 
passu with the KWE Bonds, and are sub(cid:102)ect to the same restrictive covenants.

The trust deed that governs the bonds contain various restrictive covenants for KWE, 
including, among others, limitations on KWE(cid:317)s and its material subsidiaries(cid:317) ability 
to provide certain negative pledges. The trust deed limits the ability of KWE and its 
subsidiaries to incur additional indebtedness if, on the date of such incurrence and 
a(cid:91)er giving effect to the incurrence of the new indebtedness, (1) KWE(cid:317)s consolidated 
net indebtedness (as defined in the trust deed) would exceed 60(cid:1143) of KWE(cid:317)s 
total assets (as calculated pursuant to the terms of the trust deed)(cid:312) and (2) KWE(cid:317)s 
consolidated secured indebtedness (as defined in the trust deed) would exceed 50(cid:1143) 
of KWE(cid:317)s total assets (as calculated pursuant to the terms of the trust deed). The trust 
deed also requires KWE, as of each reporting date, to maintain an interest coverage 

ratio (as defined in the trust deed) of at least 1.50 to 1.00 and have unencumbered 
assets of no less than 125(cid:1143) of its unsecured indebtedness (as defined in the trust 
deed). 

As of December 31, 2020, KWE was in compliance with these financial covenants.

NOTE 10—RELATED PARTY TRANSACTIONS
Related party revenue is fees and other income received from investments in which 
we have an ownership interest, excluding amounts eliminated in consolidation 
discussed below. Kennedy Wilson earned related party fees of (cid:362)22.7 million, (cid:362)26.1 
million and (cid:362)15.3 million for the periods ended December 31, 2020, 2019 and 2018, 
respectively. 

The Company provides asset and property management and other property related 
services on properties in which it also has an ownership interest. Fees earned on 
consolidated properties are eliminated in consolidation and fees on unconsolidated 
investments are eliminated for the portion that relate to the Company(cid:317)s ownership 
interest. During the years ended December 31, 2020, 2019 and 2018 fees of  
(cid:362)1.1 million, (cid:362)18.1 million and (cid:362)13.6 million were eliminated in consolidation. 

On October 2, 2020, the Company completed the sale of Kennedy-Wilson Properties, 
Ltd. (“KWP”), a wholly-owned subsidiary of the Company operating in the third-party 
real estate services industry, including, property management, commercial brokerage 
(leasing and sale), facilities management and lease administration, to an entity controlled 
by certain members of KWP management (the “Purchaser”). As part of the transaction 
and in exchange for an annual fee, the Company will provide certain services to KWP, 
including the use of certain office space and information technology related services, 
in addition to a license to use its trademark in connection with the operation of its 
business for a period of two years, with a two-year extension option exercisable by 
the Purchaser sub(cid:102)ect to certain conditions being met. The Company also provided 
financing to the Purchaser in connection with its purchase of KWP as well as a three-
year line of credit. As of the closing date, the Purchaser will employ the approximately 
110 employees and 25 independent contractors previously employed by KWP. 

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Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

NOTE 11—INCOME TAXES 
The table below represents a geographical breakdown of book income before the 
provision for income taxes: 

Year ended December 31,

(Dollars in millions)
Domestic
Foreign

Total

2020

2019

2018
(cid:362) (37.0) (cid:362) 249.5 (cid:362) 156.5
113.6
113.0

188.4 

.4

.5

.1

The (cid:38).S. and foreign components of provision for income taxes consisted of the 
following components. However, it is not re(cid:89)ective of the cash tax results of the 
Company. 

(Dollars in millions)
Federal

Current
Deferred

State

Current
Deferred

Foreign

Current
Deferred

Total

Year ended December 31,

2020

2019

2018

(cid:362)

(cid:362)

(cid:362)

23.3 
23.3 

31.2 
31.2 

33.4 
33.4 

1.5 
0.4 
1.9 

14.9 
3.5 
18.4 
.6

0.3 
(4.6)
(4.3)

14.4 
0.1 
14.5 
.4

10.6 
10.6 

18.4 
(4.4)
14.0 
.0

A reconciliation of the statutory federal income tax rate of 21(cid:1143) with Kennedy Wilson(cid:317)s effective income tax rate is as follows:

(Dollars in millions)
Tax computed at the statutory rate
Tax deduction in excess of book compensation from restricted stock vesting
Domestic permanent differences, primarily disallowed executive compensation
Foreign permanent differences, primarily non-deductible depreciation, amorti(cid:140)ation and interest expenses in the (cid:38)nited Kingdom
Effect of foreign tax operations on (cid:38).S. taxes, net of foreign tax credits and valuation allowance
Noncontrolling interests
State income taxes, net of federal benefit
Other
P rovision f or income taxes

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Year ended December 31,
2019
2018
2020
(cid:362) 31.8 (cid:362) 76.1 (cid:362) 56.7
1.8 
3.8 
1.4 
1.1 
(15.1)
8.0 
0.3 
.0

0.1 
7.2 
2.0 
(3.7)
(0.9)
2.9 
4.2 
.6

0.3 
6.1 
1.3 
(16.8)
(22.2)

(3.4)
.4

(cid:362) 4

(cid:362) 5

Cumulative tax effects of temporary differences are shown below at December 31, 2020 and 2019:

(Dollars in millions)
Deferred tax assets:

Foreign currency translation
Net operating loss carryforward and credits
Investment basis difference
Stock option expense
Hedging transactions
Lease liability
Accrued reserves
Total deferred tax assets
Valuation allowance
Net deferred tax assets
Deferred tax liabilities:

Investment basis and reserve differences
Depreciation and amorti(cid:140)ation
Right of use asset
Prepaid expenses and other
Capitali(cid:140)ed interest
Total deferred tax liabilities

(cid:9)(cid:59)(cid:61)(cid:59)(cid:117)(cid:117)(cid:59)d (cid:124)a(cid:138) (cid:1140)iabi(cid:1140)i(cid:124)y(cid:311) n(cid:59)(cid:124)

Year ended December 31,
2019

2020

(cid:362)     3.7
137.1 
91.2 
3.0 
13.4 
0.1 
0.6 
249.1 
(204.4)
44.7 

159.5 
20.0 
0.1 
2.8 
1.3 
183.7 

(cid:362)       4.9
138.6 
96.2 
1.3 
7.2 

248.2 
(209.2)
39.0 

145.7 
2.8 

2.4 
1.3 
152.2 

 (

.0

  (

.2

The (cid:38)nited Kingdom enacted Finance Act 2019, which introduced a new capital 
gain tax for non-(cid:38)K resident investors who dispose of (cid:38)K real estate. The new 
capital gain tax law became effective April 6, 2019. Beginning on this date, non-(cid:38)K 
resident investors are sub(cid:102)ect to (cid:38)K tax on gains arising from the direct and indirect 
dispositions of (cid:38)K real estate held for investment purposes. Transitional provisions 
allow rebasing of (cid:38)K real estate values to fair market value as of April 5, 2019 (“(cid:38)K 
Basis Step-(cid:38)p”), because only gains arising from property value increases a(cid:91)er such 
date is sub(cid:102)ect to tax. The step-up led to a higher tax basis relative to the carrying 
value of the (cid:38)K real estate, thus resulting in a (cid:38)K deferred tax asset of (cid:362)107.0 million. 
The reali(cid:140)ability of this deferred tax asset is dependent on future disposition of real 
estate at a fair market value in excess of appraised value as of April 5, 2019. Given 
uncertainties surrounding Brexit and its potential impact on future real estate values, 

the Company concluded that the (cid:38).K. deferred tax asset did not meet the more 
likely than not threshold of being reali(cid:140)able and therefore, a full valuation allowance 
is necessary. During fiscal 2020, the valuation allowance on the (cid:38)K Basis Step-(cid:38)p 
decreased to (cid:362)97.8 million due to a reduction in (cid:38)K deferred tax assets arising from 
the sale of certain (cid:38)K properties. 

During March 2018, Kennedy Wilson elected to treat KWE as a partnership for (cid:38).S. 
tax purposes retroactive to December 29, 2017. Due to unreali(cid:140)ed foreign exchange 
losses not yet deductible for tax purposes and the consideration paid to acquire the non-
controlling interests in KWE exceeding the book carrying value of the non-controlling 
interests in KWE, the Company(cid:317)s tax basis in KWE exceeded its book carrying value at 
December 29, 2017, and every period therea(cid:91)er. Prior to the election to treat KWE as a 

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$
1
5
1
$
3
6
2
$
2
7
0
—
—
—
—
 
$
4
3
$
4
1
$
5
8
—
 
$
4
3
1
8
—
 
—
 
—
 
 
$
1
3
9
)
$
1
1
3
)
Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

partnership, KWE was taxed as a controlled foreign corporation. As a controlled foreign 
corporation, the Company was precluded from recogni(cid:140)ing a deferred tax asset for its tax 
basis in excess of book carrying value for its investment in KWE as the excess tax basis 
from the investment was not expected to reverse in the foreseeable future. However, as 
a result of the conversion of KWE to a partnership for (cid:38).S. tax purposes, the Company 
was required to record a deferred tax asset for its investment in KWE. As of December 
31, 2018, the Company recorded a (cid:362)98.3 million deferred tax asset related to its excess 
tax basis over book carrying value for its investment in KWE. As a significant portion 
of the excess tax basis would only reverse upon a strengthening of foreign currencies 
or upon a disposition of KWE, the Company determined that a valuation allowance of 
(cid:362)98.3 million was required for the tax basis that was in excess of the Company(cid:317)s carrying 
value for its investment in KWE as it did not meet the more likely than not recognition 
threshold. During the years ended December 31, 2020 and 2019, a portion of the excess 
tax basis over book basis in KWE reversed as a result of lower tax gains on sales of real 
estate. As of December 31, 2020, Kennedy Wilson(cid:317)s excess tax basis in KWE and the 
related valuation allowance is (cid:362)66.5 million and (cid:362)66.5 million, respectively. 

As of December 31, 2020, Kennedy Wilson had federal, California and other state net 
operating losses of (cid:362)2.3 million and (cid:362)96.5 million, and (cid:362)9.3 million respectively. All 
of the federal net operating losses relate to tax years a(cid:91)er December 31, 2017. The 
post-2017 federal net operating losses do not expire but in taxable years beginning 
a(cid:91)er December 31, 2020 are only eligible to offset 80(cid:1143) of taxable income. California 
net operating losses begin to expire in 2034. As of December 31, 2020, Kennedy 
Wilson had (cid:362)245.5 million of foreign net operating loss carryforwards, which have no 
expiration date. The Company has foreign tax credit carryforwards of (cid:362)67.2 million, 
which begin to expire in 2023.

The Company(cid:317)s valuation allowance on deferred tax assets decreased by (cid:362)4.8 million in 
2020 and increased by (cid:362)78.1 million in 2019. The decrease in the valuation allowance 
during 2020 principally relates to a decrease in the deferred tax asset related to the 
KWE partnership investment due to lower tax gains on the sales of real estate in 2020. 
The increase in the 2019 valuation allowance principally relates to a valuation allowance 
recorded against the deferred tax asset established for the (cid:38).K. Basis Step (cid:38)p.

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During July 2019, the IRS initiated an income tax examination of the Company(cid:317)s 
federal consolidated tax return for the period ended December 31, 2017. Items 
requested by the IRS thus far are standard schedules utili(cid:140)ed and produced during 
the normal course of tax return preparation. As of December 31, 2020, the Company 
is not aware of specific tax position under the scrutiny of the IRS. There were no 
gross unrecogni(cid:140)ed tax benefits at December 31, 2020 and 2019. Management 
has considered the likelihood and significance of possible penalties associated with 
Kennedy Wilson(cid:317)s current and intended filing positions and has determined, based on 
its assessment, that such penalties, if any, would not be significant. 

Kennedy Wilson(cid:317)s federal and state income tax returns remain open to examination 
for the years 2017 through 2019 and 2016 through 2019, respectively. However, 
due to the existence of prior year loss carryovers, the IRS may examine any tax 
years for which the carryovers are used to offset future taxable income. Our foreign 
subsidiaries(cid:317) tax returns remain open to examination for the years 2016 through 2019. 
The Spanish loss carryovers may be sub(cid:102)ect to tax examination for a period of 10 
years from the period in which such losses were generated.

NOTE 12—COMMITMENTS AND CONTINGENCIES
Future minimum lease payments under scheduled operating and ground leases that 
have initial or remaining noncancelable terms in excess of one year are as follows:

(Dollars in millions)

Year ending December 31,

2021
2022
2023
2024
2025
Therea(cid:91)er

Total minimum pa yments

(cid:362)   1.5
1.5 
0.8 
0.5 
0.4 
32.4 

 $

 3

.1

Rental expense was (cid:362)1.0 million, (cid:362)1.4 million, and (cid:362)4.1 million for the years ended 
December 31, 2020, 2019 and 2018, respectively, and is included in general and 
administrative expense in the accompanying consolidated statements of income.

CAPITAL COMMITMENTS(cid:332)As of December 31, 2020 and 2019, the Company 
has unfunded capital commitments of (cid:362)97.4 million and (cid:362)109.2 million to its (cid:102)oint 
ventures under the respective operating agreements. In addition to the unfunded 
capital commitments on its (cid:102)oint venture investments, the Company has (cid:362)155.9 
million of equity commitments relating on consolidated and unconsolidated 
development pro(cid:102)ects.  The Company may be called upon to contribute additional 
capital to (cid:102)oint ventures in satisfaction of the Company(cid:317)s capital commitment 
obligations.

LITIGATION(cid:332)Kennedy Wilson is currently a defendant in certain routine litigation 
arising in the ordinary course of business. It is the opinion of management and legal 
counsel that the outcome of these actions will not have a material effect on the 
financial statements taken as a whole.

NOTE 13—STOCK COMPENSATION PLANS
In July 2014, Kennedy Wilson adopted and its shareholders approved the Amended 
and Restated 2009 Equity Participation Plan (the “First Amended and Restated 
Plan”) under which an additional 6.0 million shares of common stock were reserved 
for issuance pursuant to grants of restricted stock and other awards to officers, 
employees, non-employee directors and consultants. During the years ended 
December 31, 2016, 2015 and 2014, 1.0 million, 1.7 million and 3.3 million, 
respectively, of restricted common stock were granted under the First Amended 
and Restated Plan. The terms of the awards granted under the First Amended and 
Restated Plan were set by the Company(cid:317)s compensation committee at its discretion. 
The shares of restricted common stock granted under the First Amended and 
Restated Plan have vested or will vest, as applicable, ratably over a three, four or 
five-year period based on the achievement of certain performance targets. The 
performance periods that will be measured for these awards are the Company(cid:317)s fiscal 
years ending from December 31, 2014 through December 31, 2020. The shares of 

restricted common stock which were granted with a three-year vesting period have 
a three-year sale restriction period upon vesting. Due to the lack of marketability of 
these shares with the three-year sale restriction period upon vesting, a 15(cid:1143) discount 
was applied to the grant price these shares when computing stock compensation 
expense. From inception of the plan through December 31, 2020, 5,949,100 
shares vested and 136,400 have been forfeited. As of December 31, 2020, all the 
compensation costs for the First Amended and Restated Plan have been recogni(cid:140)ed.

In June 2017, Kennedy Wilson adopted and its shareholders approved the Second 
Amended and Restated 2009 Equity Participation Plan (the “Second Amended and 
Restated Plan”) under which an additional 3.3 million shares of common stock were 
reserved for issuance pursuant to grants of restricted stock and other awards to 
officers, employees, non-employee directors and consultants. The Second Amended 
and Restated Plan also allows for share recycling on net settled restricted stock 
awards, restricted stock unit awards, performance unit awards and performance 
share awards. During the years ended December 31, 2020, 2019 and 2018, the 
compensation committee of the board of directors approved the total grant of 2.0 
million shares of performance-based restricted shares of Company common stock, 
1.9 million performance-based restricted stock units and 1.4 million shares of 
performance-based restricted shares of Company common stock or performance-
based restricted stock units covering Company common stock, respectively, sub(cid:102)ect 
to vesting based on the Company(cid:317)s total shareholder return (the “TSR restricted 
awards”), performance-based restricted shares of Company common stock or 
performance-based restricted stock units covering Company common stock sub(cid:102)ect 
to vesting based on the Company(cid:317)s return on equity (the “ROE awards”), and time-
based restricted shares of Company common stock or time-based restricted stock 
units covering Company common stock (the “time-based awards”) (collectively, the 
“awards”), under the Second Amended and Restated Plan. (cid:38)p to 100(cid:1143) of the TSR 
awards will be eligible to vest based on the Company(cid:317)s total shareholder return 
relative to the MSCI World Real Estate Index during a three-year performance period 
(sub(cid:102)ect to continued employment through the vesting date), with the actual number 
of shares sub(cid:102)ect to such TSR awards that vest and cease to be sub(cid:102)ect to restrictions 

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7
Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

with respect to the performance period determined by multiplying (i) the total number 
of shares sub(cid:102)ect to the TSR award by (ii) the applicable vesting percentage (which 
is determined based on the level of the Company(cid:317)s relative total shareholder return 
attained during the performance period). (cid:38)p to one-third of the ROE awards will be 
eligible to vest with respect to each Company fiscal year of the performance period 
(each, a “performance year”) to the extent that the Company satisfies the return on 
equity goals for such performance year (sub(cid:102)ect to continued employment through the 
vesting date). One-third of the time-based awards will vest on each of the first three 
anniversaries of the grant date, sub(cid:102)ect to continued employment through the vesting 
date. Stock-based compensation expense is based on the fair values on the date of 
grant for the ROE awards and time-based awards. Certain ROE awards and time-
based awards were granted with a three-year sale restriction period upon vesting. 
Due to the lack of marketability of these shares with the three-year sale restriction 
period upon vesting, a 12.5(cid:1143) discount was applied to the grant price of these shares 
when computing stock compensation expense. The fair value of the TSR awards 
are estimated using a Monte Carlo simulation. From inception of the plan through 
December 31, 2020, 2,171,163 shares have vested and 77,710 shares have been 
forfeited. As of December 31, 2020, there was (cid:362)31.0 of unrecogni(cid:140)ed compensation 
cost for the Second Amended and Restated Plan related to unvested shares which will 
vest over the next three years.

(cid:38)pon vesting, the restricted stock granted to employees discussed directly above 
is net share-settled to cover the withholding tax. Shares that vested during the 
years ended December 31, 2020, 2019 and 2018 were net-share settled such that 
the Company withheld shares with values equivalent to the employees(cid:317) minimum 
statutory obligations for the applicable income and other employment taxes, and 
remitted the cash to the appropriate taxing authorities.  The total shares withheld 
during the years ended December 31, 2020, 2019 and 2018 were 571,983 shares, 
764,909 shares, and 486,032 shares respectively, and were valued based on the 
Company(cid:317)s closing stock price on the respective vesting dates. During the years 
ended December 31, 2020, 2019 and 2018, total payments for the employees(cid:317) tax 
obligations to the taxing authorities were (cid:362)11.6 million, (cid:362)16.4 million, and (cid:362)8.8 million 

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respectively.  These figures are re(cid:89)ected as a financing activity on the accompanying 
consolidated statements of cash (cid:89)ows. 

During the years ended December 31, 2020, 2019 and 2018, Kennedy Wilson 
recogni(cid:140)ed (cid:362)32.3 million, (cid:362)30.2 million, and (cid:362)37.1 million of compensation expense 
related to the vesting of restricted common stock and is included in compensation and 
related expense in the accompanying consolidated statements of income. 

The following table sets forth activity under the Amended and Restated Plan, the First 
Amended and Restated Plan, and the Second Amended and Restated Plan for the 
Company(cid:317)s fiscal years ending December 31, 2020, 2019 and 2018:

Nonvested at December 31, 2018
Granted
V ested
Forfeited

Nonvested at December 31, 2019
Granted
V ested
Forfeited

Nonvested at December 31, 2020

Shares

3,916,948 
64,458 
(1,729,046)

2,252,360 
2,543,551 
(1,279,433)
(62,710)

3,453,768 

NOTE 14—EQUITY
Preferred Stock(cid:332)In October 2019, the Company announced the issuance of a (cid:362)300 
million perpetual preferred equity investment in Kennedy Wilson by affiliates of 
Eldridge Industries (collectively, “Eldridge”). (cid:38)nder the terms of the agreement, 
Eldridge purchased (cid:362)300 million in convertible perpetual preferred stock carrying 
a 5.75(cid:1143) annual dividend rate, with an initial conversion price of (cid:362)25.00 per share, 
representing a premium of 15(cid:1143) to the daily volume weighted average price per share 
of Kennedy Wilson(cid:317)s common stock over the 20 trading days ending, and including, 
October 16, 2019. The preferred stock is callable by Kennedy Wilson on and a(cid:91)er 
October 15, 2024. The convertible perpetual preferred stock is treated as permanent 
equity in accordance with ASC Topic 480, Distinguishing Liabilities from Equity. 

Common Stock Repurchase Program—On March 20, 2018, the Company announced 
that its board of directors authori(cid:140)ed a (cid:362)250.0 million stock repurchase program. 
Repurchases under the program may be made in the open market, in privately 
negotiated transactions, through the net settlement of the Company(cid:317)s restricted 
stock grants or otherwise, with the amount and timing of repurchases dependent on 
market conditions and sub(cid:102)ect to the Company(cid:317)s discretion. On November 4, 2020, 
the Company(cid:317)s board of directors authori(cid:140)ed an expansion of its existing (cid:362)250 million 
share repurchase plan to (cid:362)500 million.

During the year ended December 31, 2020, Kennedy Wilson repurchased and retired 
2,826,644 shares for (cid:362)45.8 million. During the year ended December 31, 2019, 
Kennedy Wilson repurchased and retired 221,834 shares for (cid:362)4.3 million under the 
previous stock repurchase program. 

Dividend Distributions—Kennedy Wilson declared and paid the following cash 
dividends on its common stock:

(Dollars in millions)

P ref erred Stock

Common Stock(

Year Ended  
December 31, 2020  

Year Ended  
December 31, 2019

Declared

Paid

  Declared

Paid

(cid:362)   17.2

(cid:362)   (cid:1363)13.6

(cid:362)    (cid:1363)2.6

(cid:362)    (cid:1363)2.6

125.6

126.1

121.1

114.9

(1) The difference between declared and paid is the amount accrued on the consolidated balance sheets.

Taxability of Dividends—Earnings and profits, which determine the taxability of 
distributions to stockholders, may differ from income reported for financial reporting 
purposes due to the differences for federal income tax purposes in the treatment of 
revenue recognition, compensation expense, derivative investments and the basis of 
depreciable assets and estimated useful lives used to compute depreciation.

The Company(cid:317)s dividends related to its common stock will be classified for (cid:38).S. federal 
income tax purposes as follows:

Record Date

Payment Date Distributions Per Share Ordinary Dividends

Return of Capital

12/27/2019
3/31/2020
6/30/2020
9/30/2020

1/2/2020
4/7/2020
7/9/2020
10/8/2020

Totals

(cid:362) 0.2200
0.2200 
0.2200 
0.2200 

 0

.8

(cid:362) 0.0597
0.0597 
0.0597 
0.0597 

 0

.2

(cid:362) 0.1603
0.1603 
0.1603 
0.1603 

 0

.6

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125

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
—
 
 
 
 
1
)
 
 
$
8
0
0
$
3
8
8
 
$
4
1
2
 
Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

Accumulated Other Comprehensive Income (Loss)—The following table summari(cid:140)es the changes in each component of accumulated other comprehensive income (loss) (“AOCI”), 
net of taxes:

The following table sets forth the computation of basic and diluted earnings per share:

(Dollars in millions)

Balance at December 31, 2019
(cid:1354)(cid:38)nreali(cid:140)ed (losses) gains, arising during the period
(cid:1354)Taxes on unreali(cid:140)ed (losses) gains, arising during the period
(cid:1354)Amounts reclassified out of AOCI during the period, gross
(cid:1354)Amounts reclassified out of AOCI during the period, taxes
(cid:1354)Noncontrolling interest

(cid:6)a(cid:1140)anc(cid:59) (cid:336)o(cid:61) (cid:20)(cid:59)nn(cid:59)dy Wi(cid:1140)son(cid:349)s sha(cid:117)(cid:59)(cid:337) a(cid:124) (cid:9)(cid:59)c(cid:59)(cid:108)b(cid:59)(cid:117) (cid:402)(cid:400)(cid:311) (cid:401)(cid:399)(cid:401)(cid:399)

Foreign Currency Translation

Foreign Currency 
Derivative Contracts

Interest Rate Swaps

Total Accumulated Other 
Comprehensive Income(1)

(cid:362) (98.3)  
67.6 
(1.2)
0.3 

(0.6)

 (

.2

(cid:362) 40.4  
(38.0)
0.2 

    2

.6

(cid:362) (0.7)  
(6.9)
1.7 
0.7 
(0.2)

 (

.4

(cid:362) (58.6)
22.7 
0.7 
1.0 
(0.2)
(0.6)

 (

.0

(Dollars in millions, except share amounts and per share data)

Net income attributable to Kennedy-Wilson Holdings, Inc. common shareholders
Net income and dividends allocated to participating securities

Net income attributable to Kennedy-Wilson Holdings, Inc. common shareholders, net of allocation to participating securities
Dividends declared on common shares

(cid:38)ndistributed earnings attributable to Kennedy-Wilson Holdings, Inc. common shareholders
Distributed earnings per share
(cid:38)ndistributed earnings per share

(1)  Includes $358.4 million of inception to date accumulated other comprehensive losses associated with noncontrolling interest holders of KWE that the Company was required to record as part of the KWE Transaction in October 

2017.

The local currencies for our interests in foreign operations include the euro and the 
British pound sterling. The related amounts on our balance sheets are translated into 
(cid:38).S. dollars at the exchange rates at the respective financial statement date, while 
amounts on our statements of income are translated at the average exchange rates 
during the respective period. (cid:38)nreali(cid:140)ed losses on foreign currency translation is a 
result of the weakening of the euro and British pound sterling against the (cid:38).S. dollar 
during the year ended December 31, 2020.

In order to manage currency (cid:89)uctuations, Kennedy Wilson entered into currency 
derivative contracts to manage its exposure to currency (cid:89)uctuations between its 
functional currency ((cid:38).S. dollar) and the functional currency (Euro and GBP) of certain 
of its wholly-owned and consolidated subsidiaries. See Note 5 for a more detailed 
discussion of Kennedy Wilson(cid:317)s currency derivative contracts.

NOTE 15—EARNINGS PER SHARE
In accordance with ASC Topic 260-10-45, Earnings Per Share, the Company uses 
the two-class method to calculate earnings per share. Basic earnings per share is 
calculated based on dividends declared (“distributed earnings”) and the rights of 
common shares and participating securities in any undistributed earnings, which 

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126

represents net income remaining a(cid:91)er deduction of dividends declared during 
the period. Participating securities, which include unvested restricted stock, are 
included in the computation of earnings per share pursuant to the two-class method. 
The undistributed earnings are allocated to all outstanding common shares and 
participating securities based on the relative percentage of each security to the total 
number of outstanding securities. Basic earnings per common share and participating 
securities represent the summation of the distributed and undistributed earnings 
per common share and participating security divided by the total weighted average 
number of common shares outstanding and the total weighted average number of 
participating securities outstanding during the respective periods. We only present 
the earnings per share attributable to the common shareholders.

Net losses, a(cid:91)er deducting the dividends to participating securities, are allocated in 
full to the common shares since the participating security holders do not have an 
obligation to share in the losses, based on the contractual rights and obligations of the 
participating securities. The following is a summary of the elements used in calculating 
basic and diluted income per share for the years ended December 31, 2020, 2019 and 
2018:

Income per share— basic
Income per share— diluted
Weighted-average shares outstanding for basic
Weighted average shares outstanding for diluted
Dividends declared per common share

There was a total of 13,236,896, 13,133,785 and 0 during the years ended 
December 31, 2020, 2019 and 2018 potentially dilutive securities were not included 
in the diluted weighted average shares as they were anti-dilutive, respectively. 
Potentially anti-dilutive securities include preferred stock and unvested restricted 
stock grants.

NOTE 16—SEGMENT INFORMATION 

Segment Presentation
The Company evaluates its reportable segments in accordance with the guidance of 
ASC Topic 280, Segment Reporting. Kennedy Wilson historically presented Investments 
and Services as its two main operating segments. As the Company has expanded on 
its separate account and commingled fund pla(cid:127)orms, it determined that the segment 

presentation detailed below is more indicative of how the business is being run and 
evaluated by the chief operating decision makers. (cid:38)nconsolidated investments that 
had historically been part of the Investments segment and are now included in the 
Co-Investment Por(cid:127)olio segment. The Investment Management and Property Services 
businesses were historically included in the Services segment. The Investment 
Management business is now presented in the Co-Investment Por(cid:127)olio segment. This 
combines the equity the Company invests as well as the fees it earns from its partners 
on co-investments into one segment to provide a better understanding and evaluation 
of the total performance of these investments by the Company(cid:317)s chief decision 
makers. As the Company has grown its Consolidated Por(cid:127)olio and Co-Investment 
Por(cid:127)olio, the Property Services has had a less significant impact on the Company(cid:317)s 
results and thus Property Services is now presented in Corporate. With the sale of 
KWP in the fourth quarter of 2020, the Property Services is no longer part of the 
Company(cid:317)s results.

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127

Year ended December 31,

2020

92.9 (cid:362)

92.9 
(125.6)

(32.7) (cid:362)
0.88 (cid:362)
(0.22)

0.66
0.66 (cid:362)

2019

224.1 (cid:362)
(0.3)

223.8 
(121.1)

102.7 (cid:362)
0.85 (cid:362)
0.75

1.60
1.58 (cid:362)

139,741,411
140,347,365 

139,729,573
141,501,323 

0.88 (cid:362)

0.85 (cid:362)

(cid:362)

(cid:362)
(cid:362)

(cid:362)

(cid:362)

2018

150.0
(0.9)

149.1 
(113.0)

36.1
0.78
0.26

1.04
1.04
142,895,472
144,753,421 
0.78

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
—
 
—
 
—
 
—
 
—
 
$
3
2
)
$
$
5
)
$
3
5
)
—
 
Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

Segments
The Company(cid:317)s operations are defined by two business segments: its Consolidated 
investment por(cid:127)olio (the “Consolidated Por(cid:127)olio”) and its Co-Investment Por(cid:127)olio:

opportunities. The Company typically focuses on office and multifamily assets in the 
Western (cid:38)nited States and commercial assets in the (cid:38)nited Kingdom and Ireland 
within this segment.

  Consolidated Por(cid:127)olio consists of the investments that the Company has made 
in real estate and real estate-related assets and consolidates on its balance sheet. 
The Company typically wholly-owns the assets in its Consolidated Por(cid:127)olio.

  Co-Investment Por(cid:127)olio consists of (i) the co-investments that the Company has 
made in real estate and real estate-related assets, including loans secured by real 
estate, through the commingled funds and (cid:102)oint ventures that it manages(cid:312) and 
(ii) the fees (including, without limitation, asset management fees, construction 
management fees and performance fees) that it earns on its fee bearing capital. 
The Company typically owns a 5(cid:331)50(cid:1143) ownership interest in the assets in its Co-
investment Por(cid:127)olio.

In addition to the Company(cid:317)s two primary business segments the Company(cid:317)s 
Corporate segment includes, among other things, corporate overhead and Property 
Services for all periods prior to its sale in the fourth quarter 2020.

Consolidated Portfolio
Consolidated Por(cid:127)olio is a permanent capital vehicle focused on maximi(cid:140)ing property 
cash (cid:89)ow. These assets are primarily wholly-owned and tend to have longer hold 
periods and the Company targets investments with accretive asset management 

Co-Investment Portfolio
Co-investment Por(cid:127)olio segment consists of investments the Company makes with 
partners in which it receives (i) fees for managing its partners equity and (ii) rental 
income from its co-investments in these assets. The Company utili(cid:140)es different 
pla(cid:127)orms in the Co-investment Por(cid:127)olio segment depending on the asset and risk 
return profiles.

During the year ended December 31, 2020, the Company deconsolidated its 
investment in KW Europe Fund II as the Company no longer held a controlling 
financial interest in it. Amounts for KW Europe Fund II are in the Consolidated 
Por(cid:127)olio segment in the prior period and in the Co-Investment Por(cid:127)olio segment for 
the current period.

No single third-party client accounted for 10(cid:1143) or more of Kennedy Wilson(cid:317)s revenue 
during any period presented in these financial statements.

The following tables summari(cid:140)e the income and expense activity by segment for the 
years ended December 31, 2020, 2019 and 2018 and total assets as of December 31, 
2020 and 2019.

(Dollars in millions)

Revenue
(cid:1354)Rental
(cid:1354)Hotel
(cid:1354)Investment management, property services and research fees

(cid:1354)(cid:36)o(cid:124)a(cid:1140) (cid:117)(cid:59)(cid:136)(cid:59)nu(cid:59)
E xpe nses
(cid:1354)Rental
(cid:1354)Hotel
(cid:1354)Commission and marketing
(cid:1354)Compensation and related
(cid:1354)General and administrative
(cid:1354)Depreciation and amorti(cid:140)ation

(cid:1354)Total expe nses
(cid:1354)Income from unconsolidated investments, net of depreciation and amorti(cid:140)ation  
(cid:1354)Gain on sale of real estate, net
(cid:1354)Transaction-related expenses
(cid:1354)Interest expense
(cid:1354)Other (loss) income
(cid:1354)Provision for income taxes

Net income ( loss)
(cid:1354)Net loss attributable to noncontrolling interests
(cid:1354)Preferred dividends and accretion of preferred stock issuance costs

Consolidated   Co-Investments

Corporate  

Total

Year Ended December 31, 2020

(cid:362) 403.9
13.9 

417.8 

135.7 
13.8 

59.7 
20.6 
179.6 

409.4 

338.0 
(0.9)
(141.7)
(0.6)
(18.4)

184.8 
2.3 

(cid:362)      (cid:332)

(cid:362)         (cid:332)

22.5 

22.5 

10.6 

10.6 

(cid:362) 403.9
13.9 
33.1 

450.9 

21.0 
5.9 

26.9 
81.0 

2.8 
63.7 
8.1 

74.6 

(69.5)
5.1 
(25.2)

76.6 

(153.6)

(17.2)

135.7 
13.8 
2.8 
144.4 
34.6 
179.6 

510.9 
81.0 
338.0 
(0.9)
(211.2)
4.5 
(43.6)

107.8 
2.3 
(17.2)

(cid:25)(cid:59)(cid:124) inco(cid:108)(cid:59) (cid:336)(cid:1140)oss(cid:337) att(cid:117)ibu(cid:124)ab(cid:1140)(cid:59) (cid:124)o (cid:20)(cid:59)nn(cid:59)dy(cid:330)Wi(cid:1140)son (cid:15)o(cid:1140)din(cid:93)s(cid:311) (cid:17)nc(cid:314) co(cid:108)(cid:108)on sha(cid:117)(cid:59)ho(cid:1140)d(cid:59)(cid:117)s

(cid:362) 187.1

(cid:362) 76.6

(cid:362) (170.8)

(cid:362)   92.9

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•
•
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

(Dollars in millions)

Revenue
(cid:1354)Rental

(cid:1354)Hotel

(cid:1354)Sale of real estate

(cid:1354)Investment management, property services and research fees

(cid:1354)(cid:36)o(cid:124)a(cid:1140) (cid:117)(cid:59)(cid:136)(cid:59)nu(cid:59)
Ex pens es

(cid:1354)Rental
(cid:1354)Hotel
(cid:1354)Cost of real estate sold
(cid:1354)Commission and marketing
(cid:1354)Compensation and related
(cid:1354)General and administrative
(cid:1354)Depreciation and amorti(cid:140)ation

(cid:1354)(cid:36)o(cid:124)a(cid:1140) (cid:59)(cid:138)(cid:114)(cid:59)ns(cid:59)s

(cid:1354)Income from unconsolidated investments, net of depreciation and amorti(cid:140)ation  
(cid:1354)Gain on sale of real estate, net
(cid:1354)Transaction-related expenses
(cid:1354)Interest expense
(cid:1354)Other income
(cid:1354)Provision for from income taxes

Net income ( loss)
(cid:1354)Net income attributable to noncontrolling interests
(cid:1354)Preferred dividends and accretion of preferred stock issuance costs

Consolidated

Co-Investments

Corporate

Total

Year Ended December 31, 2019

(cid:362) 447.4

(cid:362)        (cid:332)

(cid:362)         (cid:332)

(cid:362) 447.4

80.5 

1.1 

529.0 

152.9 
60.1 
1.2 

71.0 
26.3 
187.6 

499.1 

434.4 
(6.8)
(145.6)
2.8 
(14.5)

300.2 
(94.4)

24.9 

24.9 

15.8 

15.8 

15.1 
5.6 

20.7 

179.7 

3.8 
65.7 
10.5 

80.0 

(69.5)
(2.4)
(26.9)

183.9 

(163.0)

(2.6)

80.5 

1.1 

40.7 

569.7 

152.9 
60.1 
1.2 
3.8 
151.8 
42.4 
187.6 

599.8 

179.7 
434.4 
(6.8)
(215.1)
0.4 
(41.4)

321.1 
(94.4)
(2.6)

(Dollars in millions)

Revenue

(cid:1354)Rental
(cid:1354)Hotel
(cid:1354)Sale of real estate
(cid:1354)Investment management, property services and research fees

(cid:1354)(cid:36)o(cid:124)a(cid:1140) (cid:117)(cid:59)(cid:136)(cid:59)nu(cid:59)
E xpe nses
(cid:1354)Rental
(cid:1354)Hotel
(cid:1354)Cost of real estate sold
(cid:1354)Commission and marketing
(cid:1354)Compensation and related
(cid:1354)General and administrative
(cid:1354)Depreciation and amorti(cid:140)ation

(cid:1354)(cid:36)o(cid:124)a(cid:1140) (cid:59)(cid:138)(cid:114)(cid:59)ns(cid:59)s
(cid:1354)Income from unconsolidated investments, net of depreciation and amorti(cid:140)ation  

(cid:1354)Gain on sale of real estate, net
(cid:1354)Gain on sale of business
(cid:1354)Transaction-related expenses
(cid:1354)Interest expense
(cid:1354)Other income
(cid:1354)Provision for income taxes

Net income ( loss)
(cid:1354)Net income attributable to noncontrolling interests

Consolidated  

Co-Investments   Corporate  

Total

Year Ended December 31, 2018

(cid:362) 514.6
155.7 
56.8 

727.1 

160.8 
121.5 
52.5 

64.7 
28.1 
206.1 

633.7 

371.8 

(1.7)
(161.0)
0.7 
(14.0)

289.2 
(62.1)

(cid:362)      (cid:332)

(cid:362)         (cid:332)

15.4 

15.4 

29.9 

29.9 

20.5 
7.5 

28.0 
78.7 

5.9 
83.6 
15.2 

104.7 

40.4 

(77.2)
12.4 
(44.0)

66.1 

(143.2)

(cid:362) 514.6
155.7 
56.8 
45.3 

772.4 

160.8 
121.5 
52.5 
5.9 
168.8 
50.8 
206.1 

766.4 
78.7 

371.8 
40.4 
(1.7)
(238.2)
13.1 
(58.0)

212.1 
(62.1)

(cid:25)(cid:59)(cid:124) inco(cid:108)(cid:59) (cid:336)(cid:1140)oss(cid:337) att(cid:117)ibu(cid:124)ab(cid:1140)(cid:59) (cid:124)o (cid:20)(cid:59)nn(cid:59)dy(cid:330)Wi(cid:1140)son (cid:15)o(cid:1140)din(cid:93)s(cid:311) (cid:17)nc(cid:314) co(cid:108)(cid:108)on sha(cid:117)(cid:59)ho(cid:1140)d(cid:59)(cid:117)s

(cid:362) 227.1

(cid:362)  66.1

(cid:362) (143.2)

(cid:362) 150.0

(cid:25)(cid:59)(cid:124) inco(cid:108)(cid:59) (cid:336)(cid:1140)oss(cid:337) att(cid:117)ibu(cid:124)ab(cid:1140)(cid:59) (cid:124)o (cid:20)(cid:59)nn(cid:59)dy(cid:330)Wi(cid:1140)son (cid:15)o(cid:1140)din(cid:93)s(cid:311) (cid:17)nc(cid:314) co(cid:108)(cid:108)on sha(cid:117)(cid:59)ho(cid:1140)d(cid:59)(cid:117)s

(cid:362) 205.8

(cid:362) 183.9

(cid:362) (165.6)

(cid:362) 224.1

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—
 
 
 
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—
 
—
 
—
 
—
 
Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

(Dollars in millions)

Assets

Consolidated

Co-investment

Corporate

Total assets

(Dollars in millions)

Ex pend itures f or long lived assets

Investments

December 31,

(cid:362) 5,562.4  (cid:362) 5,679.7 

1,396.4 

1,326.5 

370.2 

298.3 

.0

.5

December 31,

(cid:362) (264.2) (cid:362) (402.0) (cid:362) (571.8)

NOTE 17—GUARANTOR AND NON-GUARANTOR FINANCIAL 
STATEMENTS
The following consolidating financial information and condensed consolidating 
financial information includes:

(1) Condensed consolidating balance sheets as of December 31, 2020 and 2019, 
respectively(cid:312) consolidating statements of income and comprehensive (loss) income for 
the years ended December 31, 2020, 2019 and 2018, respectively(cid:312) and condensed 
consolidating statements of cash (cid:89)ows for the years ended December 31, 2020, 2019 
and 2018, respectively, of (a) Kennedy-Wilson Holdings, Inc. on an unconsolidated basis 
as the parent (and guarantor), (b) Kennedy-Wilson, Inc., as the subsidiary issuer,  
(c) the guarantor subsidiaries, (d) the non-guarantor subsidiaries and (e) Kennedy-Wilson  
Holdings, Inc. on a consolidated basis(cid:312) and

Geographic Information
The revenue shown in the table below is allocated based upon the region in which 
services are performed. 

(2) Elimination entries necessary to consolidate Kennedy-Wilson Holdings, Inc., as 
the parent guarantor, with Kennedy-Wilson, Inc. and its guarantor and non-guarantor 
subsidiaries 

(Dollars in millions)

(cid:38)nited States

Europe

Total revenue

Year Ended December 31,

  (cid:362) 274.2 (cid:362) 275.7  (cid:362) 327.7 

176.7 

294.0 

444.7 

  $

.9

.7

.4

Kennedy Wilson owns 100(cid:1143) of all of the guarantor subsidiaries, and, as a result, in 
accordance with Rule 3-10(d) of Regulation S-(cid:42) promulgated by the SEC, no separate 
financial statements are required for these subsidiaries as of December 31, 2020 or 
2019 and for the years ended December 31, 2020, 2019 or 2018.

(Dollars in millions)

Assets
(cid:1354)Cash and cash equivalents
(cid:1354)Accounts receivable
(cid:1354)Real estate and acquired in place lease values, net of accumulated depreciation and amorti(cid:140)ation
(cid:1354)(cid:38)nconsolidated investments
(cid:1354)Investments in and advances to consolidated subsidiaries
(cid:1354)Other assets

Total assets

(cid:21)iabi(cid:1140)iti(cid:59)s
(cid:1354)Accounts Payable
(cid:1354)Accrued expenses and other liabilities
(cid:1354)Mortgage debt
(cid:1354)KW unsecured debt
(cid:1354)KWE unsecured bonds

(cid:36)o(cid:124)a(cid:1140) (cid:1140)iabi(cid:1140)iti(cid:59)s

q uity

(cid:1354)Kennedy-Wilson Holdings, Inc. shareholders(cid:317) equity
(cid:1354)Noncontrolling interests

Total eq uity

(cid:36)o(cid:124)a(cid:1140) (cid:1140)iabi(cid:1140)iti(cid:59)s and (cid:59)(cid:116)ui(cid:124)y

Parent

Kennedy- 
Wilson, Inc.

Guarantor 
Subsidiaries

Non-guarantor 
Subsidiaries

Elimination

Consolidated 
Total

Condensed Consolidating Balance Sheet
as of December 31, 2020

(cid:362)

1,686.5 

(cid:362)    105.5
0.2 

15.1 
3,173.4 
10.3 

(cid:362)    174.5
15.5 
2,009.7 
459.4 
1,768.4 
69.3 

(cid:362)      685.1
32.2 
2,710.8 
814.8 

226.6 

(cid:362)            (cid:332)

(6,628.3)

(cid:362)    965.1
47.9 
4,720.5 
1,289.3 

306.2 

(cid:362) 1,686.5

(cid:362) 3,304.5

(cid:362) 4,496.8

(cid:362)   4,469.5

(cid:362) (6,628.3)

(cid:362) 7,329.0

42.0 

0.2 
285.6 

1,332.2 

1.9 
49.6 
1,271.9 

42.0 

1,618.0 

1,323.4 

1,644.5 

1,686.5 

3,173.4 

1,644.5 

1,686.5 

3,173.4 

28.0 
154.5 
1,317.9 

1,172.5 

2,672.9 

1,768.4 
28.2 

1,796.6 

(6,628.3)

(6,628.3)

30.1 
531.7 
2,589.8 
1,332.2 
1,172.5 

5,656.3 

1,644.5 
28.2 

1,672.7 

(cid:362) 1,686.5

(cid:362) 3,304.5

(cid:362) 4,496.8

(cid:362)   4,469.5

(cid:362) (6,628.3)

(cid:362) 7,329.0 

0
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2
0
2
0
 
2
0
1
9
 
   
$
7
,
3
2
9
$
7
,
3
0
4
2
0
2
0
 
2
0
1
9
 
2
0
1
8
   
   
 
 
 
2
0
2
0
 
2
0
1
9
 
2
0
1
8
 
4
5
0
 
$
5
6
9
 
$
7
7
2
 
—
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
—
—
 
—
 
—
—
 
—
 
—
 
—
—
 
—
 
—
 
—
E
—
 
—
 
—
 
—
Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

(Dollars in millions)

Assets
(cid:1354)Cash and cash equivalents
(cid:1354)Accounts receivable
(cid:1354)Real estate and acquired in place lease values, net of accumulated depreciation and amorti(cid:140)ation
(cid:1354)(cid:38)nconsolidated investments
(cid:1354)Investments in and advances to consolidated subsidiaries
(cid:1354)Other assets
Total assets

(cid:21)iabi(cid:1140)iti(cid:59)s
(cid:1354)Accounts Payable
(cid:1354)Accrued expenses and other liabilities
(cid:1354)Mortgage debt
(cid:1354)KW unsecured debt
(cid:1354)KWE unsecured bonds

(cid:36)o(cid:124)a(cid:1140) (cid:1140)iabi(cid:1140)iti(cid:59)s

q uity

(cid:1354)Kennedy-Wilson Holdings, Inc. shareholders(cid:317) equity
(cid:1354)Noncontrolling interests

Total eq uity

(cid:36)o(cid:124)a(cid:1140) (cid:1140)iabi(cid:1140)iti(cid:59)s and (cid:59)(cid:116)ui(cid:124)y

Parent

Kennedy- 
Wilson, Inc.

Guarantor 
Subsidiaries

Non-guarantor 
Subsidiaries

Elimination

Consolidated 
Total

Condensed Consolidating Balance Sheet
as of December 31, 2019

(cid:362)       30.8

(cid:362)        6.4

1,682.3 

18.2 
3,037.5 

(cid:362) 1,713.1

(cid:362) 3,062.1

(cid:362)           —

34.4 

(cid:362)        0.9
247.2 

1,131.7 

(cid:362)     102.7
13.9 
2,052.3 
526.0 
1,660.5 
61.1 
(cid:362) 4,416.5

(cid:362)         3.4
59.7 
1,315.9 

34.4 

1,379.8 

1,379.0 

1,678.7 

1,682.3 

3,037.5 

1,678.7 

1,682.3 

3,037.5 

(cid:362)    434.0
38.2 
3,027.9 
782.3 

210.7 
(cid:362) 4,493.1

(cid:362)      16.1
176.7 
1,325.1 

1,274.2 

2,792.1 

1,660.5 
40.5 

1,701.0 

(cid:362)            (cid:332)

(6,380.3)

(cid:362) (6,380.3)

(cid:362)            (cid:332)

(6,380.3)

(6,380.3)

(cid:362)    573.9
52.1 
5,080.2 
1,326.5 

271.8 
(cid:362) 7,304.5

(cid:362)      20.4
518.0 
2,641.0 
1,131.7 
1,274.2 

5,585.3 

1,678.7 
40.5 

1,719.2 

(cid:362) 1,713.1

(cid:362) 3,062.1

(cid:362) 4,416.5

(cid:362) 4,493.1

(cid:362) (6,380.3)

(cid:362) 7,304.5

0
2
0
2
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(Dollars in millions)

Revenue
(cid:1354)Rental
(cid:1354)Hotel
(cid:1354)Investment management, property services, and research fees

(cid:1354)(cid:1354)(cid:36)o(cid:124)a(cid:1140) (cid:117)(cid:59)(cid:136)(cid:59)nu(cid:59)

E xpe nses

(cid:1354)Rental
(cid:1354)Hotel
(cid:1354)Commission and marketing
(cid:1354)Compensation and related
(cid:1354)General and administrative
(cid:1354)Depreciation and amorti(cid:140)ation

(cid:1354)(cid:1354)Total expe nses

(cid:1354)Income from unconsolidated investments, net of depreciation and amorti(cid:140)ation
(cid:1354)Income from consolidated subsidiaries
(cid:1354)Gain on sale of real estate, net
(cid:1354)Transaction-related expenses
(cid:1354)Interest expense
(cid:1354)Other income

(cid:1354)(cid:1354)(cid:1354)(cid:17)nco(cid:108)(cid:59) b(cid:59)(cid:61)o(cid:117)(cid:59) (cid:114)(cid:117)o(cid:136)ision (cid:61)(cid:117)o(cid:108) inco(cid:108)(cid:59) (cid:124)a(cid:138)(cid:59)s
(cid:1354)Provision for income taxes

(cid:1354)(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) inco(cid:108)(cid:59)
(cid:1354)Net loss attributable to the noncontrolling interests
(cid:1354)Preferred dividends and accretion of preferred stock issuance costs

Parent

Kennedy- 
Wilson, Inc.

Guarantor 
Subsidiaries

Non-guarantor 
Subsidiaries

Elimination

Consolidated 
Total

Consolidating Statement of Income
For the Year Ended December 31, 2020

(cid:362)        (cid:332)

(cid:362)            (cid:332)

(cid:362)     190.1

28.5 

218.6 

72.5 

2.8 
37.4 
11.2 
79.9 

203.8 

(0.6)
294.0 
65.9 
(0.3)
(52.3)
(0.7)

320.8 
(0.7)

320.1 

68.0 
17.2 
1.5 

86.7 

0.6 
320.1 

(0.2)
(69.5)
2.2 

166.5 
(25.2)

141.3 

33.5 

33.5 

141.3 

107.8 

107.8 

(17.2)

(cid:362)            (cid:332)

(cid:362) 213.8
13.9 
4.6 

232.3 

(cid:362)  (cid:1363)403.9
13.9 
33.1 

450.9 

63.2 
13.8 

5.5 
6.2 
98.2 

186.9 

81.0 

272.1 
(0.4)
(89.4)
3.0 

311.7 
(17.7)

294.0 
2.3 

(755.4)

(755.4)

(755.4)

135.7 
13.8 
2.8 
144.4 
34.6 
179.6 

510.9 

81.0 

338.0 
(0.9)
(211.2)
4.5 

151.4 
(43.6)

107.8 
2.3 
(17.2)

(cid:1354)(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) inco(cid:108)(cid:59) att(cid:117)ibu(cid:124)ab(cid:1140)(cid:59) (cid:124)o (cid:20)(cid:59)nn(cid:59)dy(cid:330)Wi(cid:1140)son (cid:15)o(cid:1140)din(cid:93)s(cid:311) (cid:17)nc(cid:314) co(cid:108)(cid:108)on sha(cid:117)(cid:59)ho(cid:1140)d(cid:59)(cid:117)s

(cid:362)   (cid:1363)90.6

(cid:362)     141.3

(cid:362)     320.1

(cid:362) 296.3

(cid:362)    (755.4)

(cid:362)     92.9

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—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
—
 
—
 
—
—
 
—
 
—
 
—
—
 
—
 
—
 
—
—
E
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
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—
 
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—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

(Dollars in millions)

Revenue
(cid:1354)Rental
(cid:1354)Hotel
(cid:1354)Sale of real estate
(cid:1354)Investment management, property services, and research fees

(cid:1354)(cid:1354)(cid:36)o(cid:124)a(cid:1140) (cid:117)(cid:59)(cid:136)(cid:59)nu(cid:59)

Ex pens es
(cid:1354)Rental
(cid:1354)Hotel
(cid:1354)Cost of real estate sold
(cid:1354)Commission and marketing
(cid:1354)Compensation and related
(cid:1354)General and administrative
(cid:1354)Depreciation and amorti(cid:140)ation

(cid:1354)(cid:1354)(cid:36)o(cid:124)a(cid:1140) (cid:59)(cid:138)(cid:114)(cid:59)ns(cid:59)s
(cid:1354)Income from unconsolidated investments
(cid:1354)Income from consolidated subsidiaries
(cid:1354)Gain on sale of real estate, net
(cid:1354)Transaction-related expenses
(cid:1354)Interest expense
(cid:1354)Other income (loss)

(cid:1354)(cid:1354)(cid:1354)(cid:17)nco(cid:108)(cid:59) b(cid:59)(cid:61)o(cid:117)(cid:59) (cid:336)(cid:114)(cid:117)o(cid:136)ision (cid:61)o(cid:117)(cid:337) b(cid:59)n(cid:59)(cid:67)(cid:124) (cid:61)(cid:117)o(cid:108) inco(cid:108)(cid:59) (cid:124)a(cid:138)(cid:59)s 

(cid:1354)(Provision for) benefit from income taxes

(cid:1354)(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) inco(cid:108)(cid:59)
(cid:1354)Net income attributable to the noncontrolling interests
(cid:1354)Preferred dividends and accretion of preferred stock issuance costs

Parent

Kennedy- 
Wilson, Inc.

Guarantor 
Subsidiaries

Non-guarantor 
Subsidiaries

Elimination

Consolidated 
Total

Consolidating Statement of Income
For the Year Ended December 31, 2019

(cid:362)        (cid:332)

(cid:362)        (cid:332)

(cid:362) 173.6

0.8 

0.8 

75.0 
19.8 
1.1 

95.9 
0.1 
547.7 

(3.1)
(69.5)
(0.3)

379.8 

(26.9)

352.9 

36.6 

210.2 

64.3 

3.8 
39.2 
15.9 
62.5 

185.7 
83.3 
479.8 
8.2 
(0.2)
(49.2)
0.2 

546.6 

1.1 

547.7 

31.8 

31.8 

352.8 

0.1 

321.1 

321.1 

(2.6)

(cid:362) 273.8
80.5 
1.1 
3.3 

358.7 

88.6 
60.1 
1.2 

5.8 
6.7 
124.0 

286.4 
96.3 

426.2 
(3.5)
(96.4)
0.4 

495.3 

(15.6)

479.7 
(94.4)

(cid:362)            (cid:332)

(1,380.3)

(1,380.3)

(1,380.3)

(cid:362) 447.4
80.5 
1.1 
40.7 

569.7 

152.9 
60.1 
1.2 
3.8 
151.8 
42.4 
187.6 

599.8 
179.7 

434.4 
(6.8)
(215.1)
0.4 

362.5 

(41.4)

321.1 
(94.4)
(2.6)

(cid:1354)(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) inco(cid:108)(cid:59) att(cid:117)ibu(cid:124)ab(cid:1140)(cid:59) (cid:124)o (cid:20)(cid:59)nn(cid:59)dy(cid:330)Wi(cid:1140)son (cid:15)o(cid:1140)din(cid:93)s(cid:311) (cid:17)nc(cid:314) co(cid:108)(cid:108)on sha(cid:117)(cid:59)ho(cid:1140)d(cid:59)(cid:117)s

(cid:362) 318.5

(cid:362) 352.9

(cid:362) 547.7

(cid:362) 385.3

(cid:362) (1,380.3)

(cid:362) 224.1

0
2
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2
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(Dollars in millions)
Revenue
(cid:1354)Rental
(cid:1354)Hotel
(cid:1354)Sale of real estate
(cid:1354)Investment management, property services, and research fees
(cid:1354)(cid:1354)(cid:36)o(cid:124)a(cid:1140) (cid:117)(cid:59)(cid:136)(cid:59)nu(cid:59)
E xpe nses
(cid:1354)Rental
(cid:1354)Hotel
(cid:1354)Cost of real estate sold
(cid:1354)Commission and marketing
(cid:1354)Compensation and related
(cid:1354)General and administrative
(cid:1354)Depreciation and amorti(cid:140)ation
(cid:1354)(cid:1354)(cid:36)o(cid:124)a(cid:1140) (cid:59)(cid:138)(cid:114)(cid:59)ns(cid:59)s
(cid:1354)Income from unconsolidated investments
(cid:1354)Income from consolidated subsidiaries
(cid:1354)Gain on sale of real estate, net
(cid:1354)Gain on sale of business
(cid:1354)Transaction-related expenses
(cid:1354)Interest expense
(cid:1354)Other income (loss)
(cid:1354)(cid:1354)(cid:1354)(cid:17)nco(cid:108)(cid:59) (cid:336)(cid:1140)oss(cid:337) b(cid:59)(cid:61)o(cid:117)(cid:59) (cid:336)(cid:114)(cid:117)o(cid:136)ision (cid:61)o(cid:117)(cid:337) b(cid:59)n(cid:59)(cid:67)(cid:124) (cid:61)(cid:117)o(cid:108) inco(cid:108)(cid:59) (cid:124)a(cid:138)(cid:59)s 
(cid:1354)(Provision for) benefit from income taxes
(cid:1354)(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) inco(cid:108)(cid:59)
(cid:1354)Net income attributable to the noncontrolling interests
(cid:1354)(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) inco(cid:108)(cid:59) att(cid:117)ibu(cid:124)ab(cid:1140)(cid:59) (cid:124)o (cid:20)(cid:59)nn(cid:59)dy(cid:330)Wi(cid:1140)son (cid:15)o(cid:1140)din(cid:93)s(cid:311) (cid:17)nc(cid:314) co(cid:108)(cid:108)on sha(cid:117)(cid:59)ho(cid:1140)d(cid:59)(cid:117)s

Parent

Kennedy- 
Wilson, Inc.

Guarantor 
Subsidiaries(1)

(cid:362)        (cid:332)

(cid:362)        (cid:332)

(cid:362) 168.4

41.9 
210.3 

62.3 

5.9 
55.1 
21.2 
56.9 
201.4 
60.3 
332.7 
61.4 
40.4 
(1.1)
(52.8)
0.1 
449.9 
1.4 
451.3 

37.1 

37.1 

249.2 

212.1 

212.1 

71.3 
20.3 
1.3 
92.9 
(1.3)
451.3 

(0.1)
(77.1)
13.3 
293.2 
(44.0)
249.2 

(cid:362) 212.1

(cid:362) 249.2

(cid:362) 451.3

Consolidating Statement of Income
For the Year Ended December 31, 2018
Consolidated 
Total

Elimination

Non-guarantor 
Subsidiaries

(cid:362) 346.2
155.7 
56.8 
3.4 
562.1 

98.5 
121.5 
52.5 

5.3 
9.3 
147.9 
435.0 
19.7 

310.4 

(0.5)
(108.3)
(0.3)
348.1 
(15.4)
332.7 
(62.1)
(cid:362) 270.6

(cid:362)            (cid:332)

(1,033.2)

(1,033.2)

(1,033.2)

(cid:362) (1,033.2)

(cid:362) 514.6
155.7 
56.8 
45.3 
772.4 

160.8 
121.5 
52.5 
5.9 
168.8 
50.8 
206.1 
766.4 
78.7 

371.8 
40.4 
(1.7)
(238.2)
13.1 
270.1 
(58.0)
212.1 
(62.1)
(cid:362) 150.0

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Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

(Dollars in millions)

Net income

Other comprehensive income (loss), net of tax:

(cid:1354)(cid:1354)(cid:38)nreali(cid:140)ed foreign currency translation gain (loss)
(cid:1354)(cid:1354)Amounts reclassified from accumulated other comprehensive income

(cid:1354)(cid:1354)(cid:38)nreali(cid:140)ed forward contract forward currency (loss) gain

(cid:1354)(cid:1354)(cid:38)nreali(cid:140)ed loss on interest rate swaps

Total other comprehensive income for the period

Comprehensive income

Comprehensive income attributable to noncontrolling interests

(cid:7)o(cid:108)(cid:114)(cid:117)(cid:59)h(cid:59)nsi(cid:136)(cid:59) inco(cid:108)(cid:59) att(cid:117)ibu(cid:124)ab(cid:1140)(cid:59) (cid:124)o (cid:20)(cid:59)nn(cid:59)dy(cid:330)Wi(cid:1140)son (cid:15)o(cid:1140)din(cid:93)s(cid:311) (cid:17)nc(cid:314)

(Dollars in millions)

Net income

Other comprehensive (loss) income, net of tax:
(cid:1354)(cid:1354)(cid:38)nreali(cid:140)ed foreign currency translation loss
(cid:1354)(cid:1354)Amounts reclassified from accumulated other comprehensive income
(cid:1354)(cid:1354)(cid:38)nreali(cid:140)ed forward contract forward currency gain (loss)
(cid:1354)(cid:1354)(cid:38)nreali(cid:140)ed loss on interest rate swaps

Total other comprehensive income for the period

Comprehensive income
Comprehensive income attributable to noncontrolling interests

0
2
0
2
t
r
o
p
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Consolidated Statement of Comprehensive Income
For The Year Ended December 31, 2020

Kennedy- 
Wilson, Inc.

Guarantor 
Subsidiaries

Non-guarantor 
Subsidiaries

Elimination

Consolidated 
Total

(cid:362)   141.3

(cid:362)   320.1

(cid:362)  294.0

(cid:362)      (755.4)

(cid:362)  107.8

Parent

(cid:362)  107.8

66.5 
0.8 

(37.8)

(5.3)

66.5 
0.8 

(37.8)

(5.3)

(3.5)

5.0

65.0 
0.2 

(42.8)

(128.0)
(1.0)

75.6 

5.3 

(cid:362)   24.2

(cid:362) 132.0

(cid:362)    24.2

(cid:362) 165.5

(cid:362)      1.5

(cid:362) 321.6

(cid:362)    22.4

(cid:362)       (48.1)

(cid:362) 316.4

(cid:362)      (cid:1363)(803.5)

 1

.0

 1

.5

 3

.6

 3

.1

    (

.5

1.7

Consolidated Statement of Comprehensive Income
For The Year Ended December 31, 2019

Parent

Kennedy- 
Wilson, Inc.

Guarantor  
Subsidiaries  

Non-guarantor 

Subsidiaries   Elimination  

Consolidated 
Total

(cid:362) 321.1

(cid:362) 352.9

(cid:362) 547.7

(cid:362) 479.7

(cid:362) (1,380.3 )

(cid:362) 321.1

(13.3)
10.4 
38.7 
(0.7)

35.1 

(13.3)
10.4 
38.7 
(0.7)

35.1 

16.1 

(15.4)

0.7 

(cid:362) 356.2

(cid:362) 388.0

(cid:362) 548.4

(4.7)
10.4 
54.1 

59.8 

(cid:362) 539.5
(105.0)

1.9 
(20.8)
(77.4)
0.7 

(95.6)

(cid:362) (1,475.9 )

66.5 
0.8 

(37.8)

(5.3)

(cid:362)    24.2

(cid:362)  132.0

1.7

  1

.7

(13.3)
10.4 
38.7 
(0.7)

35.1 

(cid:362) 356.2
(105.0)

 2

.2

(Dollars in millions)

Net income

Other comprehensive loss, net of tax:
(cid:1354)(cid:1354)(cid:38)nreali(cid:140)ed foreign currency translation loss
(cid:1354)(cid:1354)Amounts reclassified from accumulated other comprehensive income
(cid:1354)(cid:1354)(cid:38)nreali(cid:140)ed forward contract forward currency gain (loss)

Total other comprehensive loss for the period

Comprehensive income
Comprehensive income attributable to noncontrolling interests

Consolidated Statement of Comprehensive Income
For The Year Ended December 31, 2018

Parent

Kennedy- 
Wilson, Inc.

Guarantor  
Subsidiaries  

Non-guarantor 

Subsidiaries   Elimination  

Consolidated 
Total

(cid:362) 212.1

(cid:362) 249.2

(cid:362) 451.3

(cid:362) 332.7

(cid:362) (1,033.2)

(cid:362) 212.1

(62.6)
13.2 
38.3 

(11.1)

(62.6)
13.2 
38.3 

(11.1)

(45.7)

46.1 

0.4 

(cid:362)  201.0

(cid:362) 238.1

(cid:362) 451.7

(61.6)
18.3 
(7.8)

(51.1)

(cid:362) 281.6
(65.4)

169.9 
(31.5)
(76.6)

61.8 

(cid:362)     (971.4)

(cid:7)o(cid:108)(cid:114)(cid:117)(cid:59)h(cid:59)nsi(cid:136)(cid:59) inco(cid:108)(cid:59) att(cid:117)ibu(cid:124)ab(cid:1140)(cid:59) (cid:124)o (cid:20)(cid:59)nn(cid:59)dy(cid:330)Wi(cid:1140)son (cid:15)o(cid:1140)din(cid:93)s(cid:311) (cid:17)nc(cid:314)

  2

.0

 2

.1

 4

.7

 2

.2

     (

.4

(62.6)
13.2 
38.3 

(11.1)

(cid:362) 201.0
(65.4)

 1

.6

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(cid:7)o(cid:108)(cid:114)(cid:117)(cid:59)h(cid:59)nsi(cid:136)(cid:59) inco(cid:108)(cid:59) att(cid:117)ibu(cid:124)ab(cid:1140)(cid:59) (cid:124)o (cid:20)(cid:59)nn(cid:59)dy(cid:330)Wi(cid:1140)son (cid:15)o(cid:1140)din(cid:93)s(cid:311) (cid:17)nc(cid:314)

 3

.2

 3

.0

 5

.4

 4

.5

 (

.9

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
—
 
—
 
—
 
—
—
—
—
$
3
2
$
6
5
$
2
1
$
1
8
$
8
0
3
)
$
3
3
 
 
 
 
 
 
—
 
 
 
—
 
—
 
 
 
—
—
—
—
 
$
5
6
$
8
8
$
4
8
$
3
4
$
1
,
4
7
5
)
$
5
1
 
 
 
 
 
 
—
 
 
 
 
—
—
—
—
 
$
1
0
$
3
8
$
5
1
$
1
6
$
9
7
1
)
$
3
5
Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

(Dollars in millions)
(cid:1354)(cid:1354)(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) cash (cid:114)(cid:117)o(cid:136)id(cid:59)d by (cid:336)us(cid:59)d in(cid:337) o(cid:114)(cid:59)(cid:117)atin(cid:93) acti(cid:136)iti(cid:59)s
(cid:7)ash (cid:89)o(cid:137)s (cid:61)(cid:117)o(cid:108) in(cid:136)(cid:59)stin(cid:93) acti(cid:136)iti(cid:59)s(cid:313)
(cid:1354)(cid:1354)Proceeds from collection of loans
(cid:1354)(cid:1354)Issuance of loans
(cid:1354)(cid:1354)Investment in marketable securities
(cid:1354)(cid:1354)Proceeds from sale of marketable securities
(cid:1354)(cid:1354)Net proceeds from sale of consolidated real estate
(cid:1354)(cid:1354)Purchases of consolidated real estate
(cid:1354)(cid:1354)Capital expenditures to real estate
(cid:1354)(cid:1354)Investing distributions from unconsolidated investments
(cid:1354)(cid:1354)Contributions to unconsolidated investments
(cid:1354)(cid:1354)Proceeds from settlement of foreign currency derivative contracts
(cid:1354)(cid:1354)Proceeds from development pro(cid:102)ect asset
(cid:1354)(cid:1354)Distributions from (investments in) consolidated subsidiaries, net
(cid:1354)(cid:1354)(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) cash (cid:336)us(cid:59)d in(cid:337) (cid:114)(cid:117)o(cid:136)id(cid:59)d by in(cid:136)(cid:59)stin(cid:93) acti(cid:136)iti(cid:59)s
(cid:7)ash (cid:89)o(cid:137) (cid:61)(cid:117)o(cid:108) (cid:67)nancin(cid:93) acti(cid:136)iti(cid:59)s(cid:313)
(cid:1354)(cid:1354)Borrowings under line of credit/term loan
(cid:1354)(cid:1354)Borrowings under mortgage debt
(cid:1354)(cid:1354)Repayment of mortgage debt
(cid:1354)(cid:1354)Payment of loan fees
(cid:1354)(cid:1354)Borrowings (repayment) of shareholder loans to noncontrolling interests
(cid:1354)(cid:1354)Repurchase of common stock
(cid:1354)(cid:1354)Common stock dividends paid
(cid:1354)(cid:1354)Preferred stock dividends paid
(cid:1354)(cid:1354)Contributions from noncontrolling interests
(cid:1354)(cid:1354)Distributions to noncontrolling interests
(cid:1354)(cid:1354)(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) cash (cid:336)us(cid:59)d in(cid:337) (cid:114)(cid:117)o(cid:136)id(cid:59)d by (cid:67)nancin(cid:93) acti(cid:136)iti(cid:59)s
(cid:1354)(cid:1354)Effect of currency exchange rate changes on cash and cash equivalents
(cid:1354)(cid:1354)(cid:1354)(cid:1354)Net change in cash and cash eq uivalents
(cid:1354)(cid:1354)Cash and cash equivalents, beginning of year
(cid:1354)(cid:1354)(cid:1354)(cid:1354)Cash and cash eq uivalents,  end of  year

0
2
0
2
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140

Condensed Consolidating Statements of Cash Flows 
For the Year Ended December 31, 2020

Parent
(cid:362)     3.4

Kennedy- 
Wilson, Inc.
(cid:362) (136.9)

Guarantor  
Subsidiaries  
(cid:362)   14.4

Non-guarantor  

Subsidiaries  
(cid:362) 106.5

Consolidated  
Total
(cid:362) (cid:1363)(cid:1363)(12.6)

(7.6)
(12.1)
10.2 

4.0 
(0.1)

45.9 
40.3 

200.0 

(4.3)

167.5 
(28.0)
(59.1)
44.1 
(19.2)
15.5 

2.7 
123.5 

84.0 
(149.3)
(0.8)

162.9 
162.9

(57.4)
(126.1)
(13.6)

(197.1)

195.7 

(66.1)

(30.8)
30.8 
(cid:362)        (cid:332)

99.1 
6.4 
(cid:362) (cid:1363)(cid:1363)105.5

71.8 
102.7 
(cid:362) 174.5

34.1 
(81.0)

660.3 
(42.1)
(135.0)
129.4 
(92.3)

2.2 
(211.5)
264.1 

212.4 
(337.8)
(0.5)
1.2 

4.5 
(18.9)
(139.1)
19.6 
251.1 
434.0 
(cid:362) 685.1

34.1 
(88.6)
(12.1)
10.2 
827.8 
(70.1)
(194.1)
177.5 
(111.6)
15.5 
2.2 

590.8 

200.0 
296.4 
(487.1)
(5.6)
1.2 
(57.4)
(126.1)
(13.6)
4.5 
(18.9)
(206.6)
19.6 
391.2 
573.9 
(cid:362) 965.1

(Dollars in millions)
(cid:1354)(cid:1354)(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) cash (cid:336)us(cid:59)d in(cid:337) (cid:114)(cid:117)o(cid:136)id(cid:59)d by o(cid:114)(cid:59)(cid:117)atin(cid:93) acti(cid:136)iti(cid:59)s
(cid:7)ash (cid:89)o(cid:137)s (cid:61)(cid:117)o(cid:108) in(cid:136)(cid:59)stin(cid:93) acti(cid:136)iti(cid:59)s(cid:313)
(cid:1354)(cid:1354)Issuance of loans
(cid:1354)(cid:1354)Collections of loans
(cid:1354)(cid:1354)Net proceeds from sale of real estate
(cid:1354)(cid:1354)Purchases of and additions to real estate
(cid:1354)(cid:1354)Capital expenditures to real estate
(cid:1354)(cid:1354)Investing distributions from unconsolidated investments
(cid:1354)(cid:1354)Contributions to unconsolidated investments
(cid:1354)(cid:1354)Proceeds from settlement of foreign currency derivative contracts
(cid:1354)(cid:1354)Additions to development pro(cid:102)ect asset
(cid:1354)(cid:1354)Proceeds from development pro(cid:102)ect asset
(cid:1354)(cid:1354)(Investments in) distributions from consolidated subsidiaries, net
(cid:1354)(cid:1354)(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) cash (cid:336)us(cid:59)d in(cid:337) (cid:114)(cid:117)o(cid:136)id(cid:59)d by in(cid:136)(cid:59)stin(cid:93) acti(cid:136)iti(cid:59)s
(cid:7)ash (cid:89)o(cid:137) (cid:61)(cid:117)o(cid:108) (cid:67)nancin(cid:93) acti(cid:136)iti(cid:59)s(cid:313)
(cid:1354)(cid:1354)Borrowings under line of credit/term loan
(cid:1354)(cid:1354)Repayment of line of credit/term loan
(cid:1354)(cid:1354)Borrowings under mortgage debt
(cid:1354)(cid:1354)Repayment of mortgage debt
(cid:1354)(cid:1354)Payment of loan fees
(cid:1354)(cid:1354)Repayment of shareholder loans to noncontrolling interests
(cid:1354)(cid:1354)Repurchase of common stock
(cid:1354)(cid:1354)Issuance of preferred stock
(cid:1354)(cid:1354)Common stock dividends paid
(cid:1354)(cid:1354)Preferred stock dividends paid
(cid:1354)(cid:1354)Contributions from noncontrolling interests
(cid:1354)(cid:1354)Distributions to noncontrolling interests
(cid:1354)(cid:1354)(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) cash (cid:114)(cid:117)o(cid:136)id(cid:59)d by (cid:336)us(cid:59)d in(cid:337) (cid:67)nancin(cid:93) acti(cid:136)iti(cid:59)s
(cid:1354)(cid:1354)Effect of currency exchange rate changes on cash and cash equivalents
(cid:1354)(cid:1354)(cid:1354)(cid:1354)Net change in cash and cash eq uivalents
Cash and cash equivalents, beginning of year
(cid:1354)(cid:1354)(cid:1354)(cid:1354)Cash and cash eq uivalents,  end of  year

Condensed Consolidating Statements of Cash Flows 
For the Year Ended December 31, 2019

Parent
(cid:362)    (3.7 )

Kennedy- 
Wilson, Inc.
(cid:362) (130.4)

Guarantor  
Subsidiaries  
(cid:362)   24.1

Non-guarantor  

Subsidiaries  
(cid:362)   90.5

Consolidated  
Total
(cid:362)(cid:1363)(cid:1363)(cid:1363) (19.5)

(2.3)
0.6 
27.6 
(97.5)
(59.8)
80.6 
(153.9)
33.4 

160.3 
(11.0)

3.5 
(15.0)
(0.8)

0.8 
(1.7)

210.8 
209.9 

125.0 
(200.0)

(122.5)
(122.5)

(20.7)
295.2 
(114.9)
(2.6)

157.0 

(75.0)

(12.3)

30.8 

(cid:362)   30.8

4.5 
1.9 
(cid:362)      6.4

0.8 
101.9 
(cid:362) 102.7

(0.4)

673.4 
(113.4)
(131.3)
33.6 
(110.4)

(1.2)
4.2 
(248.6)
105.9 

485.1 
(376.4)
(4.0)
(11.2)

15.0 
(264.0)
(155.5)
8.9 
49.8 
384.2 
(cid:362) 434.0

(2.7)
0.6 
701.0 
(210.9)
(191.1)
115.0 
(266.0)
33.4 
(1.2)
4.2 

182.3 

125.0 
(200.0)
488.6 
(391.4)
(4.8)
(11.2)
(20.7)
295.2 
(114.9)
(2.6)
15.0 
(264.0)
(85.8)
8.9 
85.9 
488.0 
(cid:362) 573.9

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Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

(Dollars in millions)
(cid:1354)(cid:1354)(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) cash (cid:336)us(cid:59)d in(cid:337) (cid:114)(cid:117)o(cid:136)id(cid:59)d by o(cid:114)(cid:59)(cid:117)atin(cid:93) acti(cid:136)iti(cid:59)s(cid:313)
(cid:7)ash (cid:89)o(cid:137)s (cid:61)(cid:117)o(cid:108) in(cid:136)(cid:59)stin(cid:93) acti(cid:136)iti(cid:59)s(cid:313)
(cid:1354)(cid:1354)Additions to loans
(cid:1354)(cid:1354)Collections of loans
(cid:1354)(cid:1354)Nonrefundable escrow deposits
(cid:1354)(cid:1354)Net proceeds from sale of real estate
(cid:1354)(cid:1354)Net proceeds from sale of a business
(cid:1354)(cid:1354)Purchases of and additions to real estate
(cid:1354)(cid:1354)Capital expenditures to real estate
(cid:1354)(cid:1354)Investment in marketable securities
(cid:1354)(cid:1354)Proceeds from sale of marketable securities
(cid:1354)(cid:1354)Investing distributions from unconsolidated investments
(cid:1354)(cid:1354)Contributions to unconsolidated investments
(cid:1354)(cid:1354)Proceeds from settlement of foreign currency derivative contracts
(cid:1354)(cid:1354)Purchases of foreign currency derivative contracts
(cid:1354)(cid:1354)Additions to development pro(cid:102)ect asset
(cid:1354)(cid:1354)Proceeds from development pro(cid:102)ect asset
(cid:1354)(cid:1354)Distributions from (investments in) consolidated subsidiaries, net
(cid:1354)(cid:1354)(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) cash (cid:336)us(cid:59)d in(cid:337) (cid:114)(cid:117)o(cid:136)id(cid:59)d by in(cid:136)(cid:59)stin(cid:93) acti(cid:136)iti(cid:59)s
(cid:7)ash (cid:89)o(cid:137) (cid:61)(cid:117)o(cid:108) (cid:67)nancin(cid:93) acti(cid:136)iti(cid:59)s(cid:313)
(cid:1354)(cid:1354)Borrowings under senior notes payable
(cid:1354)(cid:1354)Borrowings under lines of credit/term loan
(cid:1354)(cid:1354)Repayment of lines of credit/term loan
(cid:1354)(cid:1354)Borrowings under mortgage debt
(cid:1354)(cid:1354)Repayment of mortgage debt
(cid:1354)(cid:1354)Debt issue costs
(cid:1354)(cid:1354)Repurchase of common stock
(cid:1354)(cid:1354)Dividends paid
(cid:1354)(cid:1354)KWE closing dividend
(cid:1354)(cid:1354)Contributions from noncontrolling interests
(cid:1354)(cid:1354)Distributions to noncontrolling interests
(cid:1354)(cid:1354)(cid:1354)(cid:1354)(cid:25)(cid:59)(cid:124) cash (cid:114)(cid:117)o(cid:136)id(cid:59)d by (cid:336)us(cid:59)d in(cid:337) (cid:67)nancin(cid:93) acti(cid:136)iti(cid:59)s
(cid:1354)(cid:1354)Effect of currency exchange rate changes on cash and cash equivalents
(cid:1354)(cid:1354)(cid:1354)(cid:1354)Net change in cash and cash eq uivalents
(cid:1354)(cid:1354)Cash and cash equivalents, beginning of year
(cid:1354)(cid:1354)(cid:1354)(cid:1354)Cash and cash eq uivalents,  end of  year

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Condensed Consolidating Statements of Cash Flows
For The Year Ended December 31, 2018
Consolidated 
Total
(cid:362)  (cid:1363)  93.1

Non-guarantor 
Subsidiaries
(cid:362)   161.7

Guarantor 
Subsidiaries
(cid:362)   66.3

Kennedy- 
Wilson, Inc.
(cid:362) (133.7)

Parent
(cid:362)     (1.2)

290.3 
290.3 

(177.9)
(111.2)

(0.9)
5.8 

161.2 
43.4 
(242.3)
(27.9)

7.4 
25.9 
(92.9)

55.8 
(64.5)

325.3 
(278.1)
(2.0)

(5.0)

(0.2)

(1.2)
10.7 
(0.6)

81.4 
85.1 

246.6 
225.0 
(450.0)

(4.5)

(289.1)

17.1 

45.2 

(31.5)
33.4 
(cid:362)       1.9

47.0 
54.9 
(cid:362) 101.9

(cid:362)        (cid:332)

(1.3)

1,224.9 

(113.5)
(188.1)

37.8 
(302.0)

(29.1)
81.0 
(427.5)
282.2 

399.7 
(588.7)
(3.0)

(17.2)
23.2 
(116.0)
(302.0)
(20.7)
121.2 
263.0 
(cid:362)   384.2

(2.2)
5.8 
(5.0)
1,386.1 
43.4 
(355.8)
(216.0)
(0.2)
7.4 
63.7 
(396.1)
10.7 
(0.6)
(29.1)
81.0 

593.1 

246.6 
225.0 
(450.0)
725.0 
(866.8)
(9.5)
(177.9)
(111.2)
(17.2)
23.2 
(116.0)
(528.8)
(20.7)
136.7 
351.3 
(cid:362)   488.0

NOTE 18—UNAUDITED QUARTERLY INFORMATION

(Dollars in millions, except earnings per share amounts)

Revenues
Expenses
Other income (expenses)(1)
Income (loss) before provision for income taxes
(Provision for) benefit from income taxes
Net income (loss)
Net income (loss) attributable to noncontrolling interests
Preferred dividends and accretion of preferred stock issuance costs
Net income (loss) attributable to Kennedy-Wilson Holdings, Inc. common shareholders
Basic earnings (loss) per share
Diluted earnings (loss) per share

Fourth 
(cid:32)uarter

(cid:362) (cid:1363)106.5 
149.0 
268.9 
226.4 
(53.9)
172.5 
1.8 
(cid:362)   (cid:1363)  (4.3)
(cid:362) (cid:1363)170.0 
(cid:362)   1.23 
(cid:362)   1.21

Third 
(cid:32)uarter

(cid:362)  114.2 
116.3 
(30.4)
(32.5)
12.8 
(19.7)
(1.1)
(cid:362)     (4.3)
(cid:362)   (25.1)
(cid:362)   (0.18)
(cid:362)   (0.18)

Year ended December 31, 2020

Second 
(cid:32)uarter

(cid:362) 106.9 
115.8 
(33.4)
(42.3)
3.2 
(39.1)
1.3 
(cid:362)    (4.3)
(cid:362)  (42.1)
(cid:362)  (0.30)
(cid:362)  (0.30)

First 
(cid:32)uarter

(cid:362) 123.3 
129.8 
6.3 
(0.2)
(5.7)
(5.9)
0.3 
(cid:362)    (4.3)
(cid:362)   (9.9)
(cid:362)  (0.07)
(cid:362)  (0.07)

(1) The fourth quarter of 2020 includes $287.0 million of gain on sale of real estate, net relating to the sale of Baggot Plaza, Club Palisades and the sale of assets to the Industrial JV. 

(Dollars in millions, except earnings per share amounts)
Revenues
Expenses
Other income(1)
Income before provision for income taxes
Provision for income taxes
Net income
Net loss (income) attributable to noncontrolling interests
Preferred dividends and accretion of preferred stock issuance costs
Net income (loss) attributable to Kennedy-Wilson Holdings, Inc. common shareholders
Basic earnings (loss) per share
Diluted earnings (loss) per share

Fourth 
(cid:32)uarter
(cid:362) (cid:1363)142.3 
155.0 
177.9 
165.2 
(6.3)
158.9 
1.6
(cid:362)     (2.6 )
(cid:362) 157.9
(cid:362)    1.13 
(cid:362)    1.12 

Third 
(cid:32)uarter
(cid:362) (cid:1363)143.0 
147.9 
34.5 
29.6 
(10.2)
19.4 
1.3 
(cid:362)         (cid:332) 
(cid:362)     20.7 
(cid:362)     0.15 
(cid:362)     0.15 

Year ended December 31, 2019

Second 
(cid:32)uarter
(cid:362) 143.7 
143.8 
162.2 
162.1 
(20.9)
141.2 
(90.4)
(cid:362)        (cid:332)
(cid:362)    50.8 
(cid:362)    0.36 
(cid:362)    0.36 

First 
(cid:32)uarter
(cid:362) 140.7
153.1 
18.0 
5.6 
(4.0)
1.6 
(6.9)
(cid:362)       (cid:332) 
(cid:362)      (5.3)
(cid:362)   (0.04)
(cid:362)   (0.04)

(1) The fourth quarter of 2019 includes $112.4 million of gain on sale of real estate, net relating to two assets that the Company sold a 20% interest and are now deconsolidated and treated as unconsolidated investments. 

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Notes to Consolidated Financial Statements (continued) 
December 31, 2020, 2019 and 2018

NOTE 19—SUBSEQUENT EVENTS 
On February 11, 2021, Kennedy-Wilson, Inc., issued (cid:362)500.0 million aggregate 
principal amount of 4.750(cid:1143) senior notes due 2029 (the “2029 notes”) and (cid:362)500.0 
million aggregate principal amount of 5.000(cid:1143) senior notes due 2031 (the “2031 
notes” and, together with the 2029 notes, the “notes”). The notes will be senior, 
unsecured obligations of Kennedy Wilson and will be guaranteed by Kennedy-Wilson 
Holdings, Inc. and certain subsidiaries of Kennedy Wilson. The net proceeds from 
the issuance and sale of the notes was approximately (cid:362)987.5 million, a(cid:91)er deducting 
underwriting discounts and commissions and estimated offering expenses. 

The notes accrue interest at a rate of 4.750(cid:1143) (in the case of the 2029 notes) and 
5.000(cid:1143) (in the case of the 2031 notes) per annum, payable semi-annually in arrears on 
March 1 and September 1 of each year, beginning on September 1, 2021. The notes 
will mature on March 1, 2029 (in the case of the 2029 notes) and March 1, 2031 (in 
the case of the 2031 notes), in each case unless earlier repurchased or redeemed. At 
any time prior to March 1, 2024 (in the case of the 2029 notes) or March 1, 2026 (in 
the case of the 2031 notes), Kennedy Wilson may redeem the notes of the applicable 
series, in whole or in part, at a redemption price equal to 100(cid:1143) of their principal 
amount, plus an applicable “make-whole” premium and accrued and unpaid interest, 
if any, to the redemption date. At any time and from time to time on or a(cid:91)er March 
1, 2024 (in the case of the 2029 notes) or March 1, 2026 (in the case of the 2031 
notes), Kennedy Wilson may redeem the notes of the applicable series, in whole or in 
part, at specified redemption prices set forth in the indenture governing the notes of 

the applicable series, plus accrued and unpaid interest, if any, to the redemption date. 
In addition, prior to March 1, 2024, Kennedy Wilson may redeem up to 40(cid:1143) of the 
notes of either series from the proceeds of certain equity offerings. No sinking fund 
will be provided for the notes. (cid:38)pon the occurrence of certain change of control or 
termination of trading events, holders of the notes may require Kennedy Wilson to 
repurchase their notes for cash equal to 101(cid:1143) of the principal amount of the notes 
to be repurchased, plus accrued and unpaid interest, if any, to, but excluding, the 
applicable repurchase date.

On January 27, 2021 the Company announced a tender offer for up to (cid:362)1.0 billion 
aggregate principal amount of outstanding 2024 Notes. On February 9, 2021, (cid:362)576.5 
million aggregate principal amount of the 2024 Notes had been validly tendered and 
not validly withdrawn. Kennedy Wilson intends to redeem an aggregate principal 
amount of 2024 notes that will cause the total principal amount of 2024 notes 
purchased in the tender offer or redeemed to be at least (cid:362)1.0 billion. With the tender 
premium, intention to redeem remaining 2024 Notes up to (cid:362)1.0 billion and the write 
off of previously capitali(cid:140)ed loan fees associated with the 2024 Notes the Company 
will recogni(cid:140)e approximately (cid:362)30 million of interest expense in 2021 associated with 
bond refinancing transactions in the event that the Company purchases and redeems 
a total of (cid:362)1.0 billion of the 2024 Notes.

On February 17, 2021 the Company repaid (cid:362)100.0 million on its revolving line of 
credit and currently has an outstanding balance of (cid:362)100.0 million and has (cid:362)400.0 
million available to draw.

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Kennedy-Wilson Holdings, Inc. 
Schedule III—Real Estate and Accumulated Depreciation 
December 31, 2020

(Dollars in millions)

Initial Cost

Costs Capitali(cid:140)ed 
Subsequent to 
Acquisition

Gross Balance at December 31, 2020(1)

Region

Encumbrances

Land

Building &  
Improvements

Improvements

Land

Building & 
Improvements 

Accumulated 
Depreciation

Depreciable 
Life in Years

Date of 
Construction

Date  
Acquired(3)

Total(2)

Description

Commercial

Office
Retail

Southern California
Mountain States

(cid:362) 35.0 
1.2 

(cid:362) 11.2 
0.5 

(cid:362) 18.5 
1.2 

(cid:362) 34.6 
0.4 

(cid:362) 11.5 
0.5 

(cid:362) 54.1 
1.6 

(cid:362) 65.6 
2.1 

(cid:362) (7.5)
(0.3)

39 years
39 years

Retail
Retail
Retail
Commercial por(cid:127)olio
Commercial por(cid:127)olio
Office
Office
Retail
Office
Office
Retail
Office
Office
Office
Commercial por(cid:127)olio
Office por(cid:127)olio
Retail por(cid:127)olio
Retail
Office por(cid:127)olio
Retail 
Office building 
Retail 
Office por(cid:127)olio 
Office
Retail
Retail
Office

Mountain States
Mountain States
Southern California
(cid:38)nited Kingdom
(cid:38)nited Kingdom
Ireland
Ireland
Ireland
Ireland
(cid:38)nited Kingdom
(cid:38)nited Kingdom
Southern California
Southern California
Southern California
(cid:38)nited Kingdom 
(cid:38)nited Kingdom 
Spain 
Spain
Italy
Mountain States
Ireland 
Mountain States
(cid:38)nited Kingdom 
Ireland 
Mountain States
Pacific Northwest
Pacific Northwest

10.0 
4.2 
27.0 

100.1 

86.0 
106.4 
83.8 

72.5 
22.5 
28.8 
35.0 
187.1 

43.6 

6.7 

27.5 
69.9 

3.7 
5.3 
77.0 

2.1 
2.6 
9.1 
16.8 
78.5 
2.0 
8.2 
59.8 
20.4 
85.3 
6.2 
37.8 
11.6 
20.7 
128.4 
28.1 
1.8 
27.1 
26.3 
2.6 
2.0 
9.0 
32.1 
4.2 
1.2 
2.3 
30.6 

2.9 
5.6 
14.0 
24.2 
289.0 
4.4 
102.6 
83.1 
73.8 
232.0 
109.5 
60.6 
36.5 
47.9 
216.4 
58.6 
5.0 
46.2 
74.8 
9.5 
11.9 
29.9 
70.4 
64.0 
5.4 
8.1 
106.0 

1.8 
1.2 
11.9 
13.3 
33.8 

27.8 
5.8 
25.3 
7.2 
17.7 
4.6 
25.9 
8.0 
22.4 

13.9 
0.7 
3.9 
0.2 
1.1 
2.0 
2.0 
0.5 
1.5 
3.2 

1.8 
2.6 
9.1 
3.1 
56.7 
1.5 
7.3 
53.7 
18.3 
83.6 
5.1 
37.8 
11.6 
20.7 
107.0 
31.5 
1.9 
32.4 
35.4 
2.6 
2.2 
9.0 
30.2 
4.5 
1.2 
2.2 
30.6 

4.7 
6.8 
25.9 
47.8 
259.7 
6.1 
92.1 
102.4 
72.0 
225.5 
97.3 
78.3 
41.1 
53.6 
187.5 
66.2 
5.5 
69.2 
101.0 
13.4 
13.4 
31.0 
68.3 
69.9 
5.9 
9.2 
109.2 

6.5 
9.4 
35.0 
50.9 
316.4 
7.6 
99.4 
156.1 
90.3 
309.1 
102.4 
116.1 
52.7 
74.3 
294.5 
97.7 
7.4 
101.6 
136.4 
16.0 
15.6 
40.0 
98.5 
74.4 
7.1 
11.4 
139.8 

(0.6)
(1.1)
(3.5)
(7.8)
(46.5)
(1.0)
(15.0)
(12.4)
(13.1)
(46.0)
(16.1)
(12.0)
(7.8)
(8.4)
(27.9)
(6.9)
(0.7)
(8.6)
(12.6)
(1.2)
(1.5)
(3.4)
(8.2)
(8.1)
(0.6)
(0.7)
(9.8)

39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years

1955/1981/ 
1982
1981
1958/1974- 
1976/1985/ 
1989/2006
1980/1983
1985
V arious
V arious
V arious
2003
1966/2005
1980
2003
2010
1982
1968
1982
V arious
V arious
V arious
1995
V arious
1961
2007
1984/2008
V arious
2009
1995/1996
1956
1999/2001

2013
2013

2013
2013
2014
2014
2014
2014
2014
2014
2014
2014
2014
2015
2015
2015
2015
2015
2015
2015
2015
2016
2016
2016
2016
2016
2016
2017
2017

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—
 
—
 
Gross Balance at December 31, 2020(1)

(Dollars in millions)

Initial Cost

Kennedy-Wilson Holdings, Inc. 
Schedule III—Real Estate and Accumulated Depreciation (continued) 
December 31, 2020

(Dollars in millions)

Initial Cost

Description
Retail
Office
Office
Office
Office
Industrial

Mu(cid:1140)ti(cid:61)a(cid:108)i(cid:1140)y
450-unit asset
178-unit asset
217-unit asset
366-unit asset
203-unit asset
542-unit asset
324-unit asset
280-unit asset
Condo
208-unit asset
1,008-unit asset
460-unit asset
204-unit asset
168-unit asset
430-unit asset
386-unit asset
157-unit asset
Land
408-unit asset
300-unit asset
210-unit asset
Land
200-unit asset
264-unit asset
343-unit asset

Region

Mountain States
Ireland
Ireland
Southern California
Northern California
(cid:38)nited Kingdom

Mountain States
Northern California
Pacific Northwest
Mountain States
Pacific Northwest
Northern California
Mountain States
Pacific Northwest
Pacific Northwest
Southern California
Northern California
Southern California
Mountain States
Mountain States
Pacific Northwest
Southern California
Southern California
Southern California
Pacific Northwest
Mountain States
Pacific Northwest
Mountain States
Mountain States
Pacific Northwest
Pacific Northwest

Encumbrances
12.0 

26.2 
17.8 
61.4 

44.1 
31.4 
22.2 
52.6 
19.5 
89.2 
24.8 
36.6 

37.3 
175.0 
46.7 
14.3 
10.9 
62.6 
66.0 
42.9 

60.4 
39.0 
29.0 

20.7 
25.2 
84.0 

Land
4.1 
4.9 
11.0 
27.4 
23.5 

18.4 
12.3 
2.6 
9.1 
2.6 
38.3 
3.2 
6.0 

9.3 
62.3 
13.2 
2.0 
1.8 
12.8 

14.5 
0.6 
9.3 
4.8 
11.0 
0.2 
1.4 
6.4 
26.8 

Building &  
Improvements
12.2 
18.5 

6.9 
57.3 
41.3 

43.0 
18.5 
41.4 
36.3 
23.8 
57.5 
28.6 
40.3 
0.2 
37.3 
152.5 
53.0 
17.6 
13.1 
67.4 
81.4 
46.0 

83.3 
29.2 
46.7 

25.9 
44.9 
107.4 

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Costs Capitali(cid:140)ed 
Subsequent to 
Acquisition

Improvements
0.2 
7.9 
43.3 
5.7 
0.3 

Land
4.1 
5.0 
11.5 
27.4 
23.5 

Building & 
Improvements 
12.9 
27.1 
43.3 
12.6 
57.6 
41.3 

7.8 
9.4 
3.9 
11.3 
2.7 
10.8 
7.5 
2.7 

5.7 
21.1 
5.1 
3.0 
2.7 
4.0 
8.3 
1.3 

4.1 
4.8 
0.9 

0.8 
4.3 

18.4 
12.3 
2.5 
9.1 
2.6 
38.3 
3.2 
6.0 

9.3 
62.3 
13.2 
2.0 
1.8 
12.8 

14.5 
3.8 
9.3 
4.8 
11.0 
4.6 
1.4 
6.4 
26.8 

52.1 
28.9 
43.0 
47.6 
27.2 
68.9 
36.0 
43.0 
1.0 
43.0 
173.6 
58.1 
20.6 
15.7 
71.3 
89.8 
47.3 

87.4 
34.1 
47.6 

26.7 
49.2 
107.9 

Accumulated 
Depreciation
(1.1)
(1.7)

(0.3)
(1.7)

(13.7)
(10.5)
(10.7)
(15.8)
(5.9)
(16.1)
(8.6)
(7.8)
(0.1)
(8.5)
(31.3)
(9.9)
(3.2)
(2.6)
(9.1)
(11.6)
(5.6)

(10.4)
(3.6)
(4.2)

(2.4)
(4.7)
(8.6)

Total(2)
17.0
32.1 
54.8 
40.0 
81.1 
41.3 

70.5 
41.2 
45.5 
56.7 
29.8 
107.2 
39.2 
49.0 
1.0 
52.3 
235.9 
71.3 
22.6 
17.5 
84.1 
89.8 
61.8 
3.8 
96.7 
38.9 
58.6 
4.6 
28.1 
55.6 
134.7 

Depreciable 
Life in Years
39 years
39 years
39 years
39 years
39 years
39 years

Date of 
Construction
1967/1983
1841
1840/2000
1956
2000
2006/2007

Date  
Acquired(3)
2017
2017
2017
2018
2019
2020

39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years

1974
1975
2011
2000
2005
1987
1996
2004/2006
2005
2004
1988
1988
1999
1992
2006
2002
2013
N/A
1998
1995
2007
N/A
2012
1997
2016

2013
2012
2012
2012
2014
2014
2014
2014
2014
2015
2015
2015
2016
2016
2016
2016
2016
2018
2016
2017
2017
2018
2017
2017
2017

Region

Pacific Northwest
Mountain States
Mountain States
Mountain States
Mountain States
Mountain States
Mountain States
Mountain States
Mountain States
Mountain States
Mountain States
Mountain States
Mountain States

Encumbrances
33.0 
8.6 
59.2 
8.0 

19.9 
13.5 
20.5 
28.8 
26.9 

52.7 
40.1

Land
11.9 
2.6 
15.8 
0.8 
2.1 
7.2 
4.9 
5.7 
9.6 
4.0 

16.4 
13.4

Building &  
Improvements
47.4 
10.4 
63.2 

28.8 
19.7 

38.6 

65.7 
53.6

Costs Capitali(cid:140)ed 
Subsequent to 
Acquisition

Improvements
0.2 
1.0 
5.2 

0.7 
6.0 
0.2 
1.4 

0.2 

Gross Balance at December 31, 2020(1)

Building & 
Improvements 
48.8 
11.6 
68.5 
9.2 

29.5 
25.7 
34.7 
39.9 

2.3 
66.0 
53.7 

Land
11.9 
2.6 
15.9 
0.7 
4.3 
7.2 
4.9 
1.9 
9.6 
50.0 

16.4 
13.4

Total(2)
60.7 
14.2 
84.4 
9.9 
4.3 
36.7 
30.6 
36.6 
49.5 
50.0 
2.3 
82.4 
67.1 

Accumulated 
Depreciation
(4.0)
(1.2)
(6.0)

(1.9)
(2.0)
(0.2)
(2.3)

(1.8)
(0.2)

Depreciable 
Life in Years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years
39 years

Date of 
Construction
2013
1988
1985
N/A
N/A
1995
1985
N/A
1996
N/A
N/A
2015
2014

Date  
Acquired(3)
2017
2018
2018
2018
2018
2018
2018
2018
2018
2019
2019
2019
2020

Ireland

88.0 

54.0

114.3 

37.9 

50.8 

148.1 

198.9 

(31.2)

39 years

1824/2005

2014

Spain
Ireland
Spain
Ireland
(cid:38)nited Kingdom
Ireland
Hawaii
Hawaii

18.1 

0.5 

17.2 
4.2 

31.7 
16.5 

34.7 
3.4 
13.9 

1.3 
3.8 

11.9 
23.4 

6.8 
0.1 

0.7 

0.6 

18.6 
4.1 

32.2 
16.5 

49.0 
34.1 
15.1 
6.8 
0.5 
1.3 
4.3 

49.0 
34.7 
15.1 
25.4 
4.6 
1.3 
36.5 
16.5 

 N/A
 N/A
 N/A
 N/A
 N/A
N/A
 N/A
N/A

N/A
V arious
N/A
N/A
N/A
N/A
1912
N/A

2015
2015
2017
2017
2018
2020
2010
2020

(2.0)

 2

.4

 1

.8

 3

.3

 5

.0

 1

.1

 3

.6

 5

.7

 (

.8

Description
179-unit asset
88-unit asset
492-unit asset
Land
Land
293-unit asset
188-unit asset
Land
222-unit asset
Land
Land
360-unit asset
260-unit asset

(cid:15)o(cid:124)(cid:59)(cid:1140)
Hotel

(cid:9)(cid:59)(cid:136)(cid:59)(cid:1140)o(cid:114)(cid:108)(cid:59)n(cid:124)
Retail
Office
Retail
Retail
Land
Office
2700 acres
3 Lots

G rand Total

(1) The tax basis of all the properties in aggregate totaled $4,620.9 million.

(2) Excludes acquired in place lease values.

(3) For assets that were consolidated the date acquired represents when the asset was presented as real estate not when initially acquired by Kennedy Wilson.

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—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
—
 
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—
 
—
 
—
 
—
 
—
 
—
 
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—
 
—
 
—
 
—
 
$
,
6
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2
$
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2
2
6
 
$
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5
4
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$
4
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—
 
—
 
—
 
Kennedy-Wilson Holdings, Inc. 
Schedule III—Real Estate and Accumulated Depreciation (continued) 
December 31, 2020

Performance Graph

Changes in real estate for the years ended December 31, 2020, 2019 and 2018 were 
as follows:

Changes in accumulated depreciation for the years ended December 31, 2020, 2019 
and 2018 were as follows:

(Dollars in millions)

Balance at the beginning of period

Additions during the period:
(cid:1354)Other acquisitions
(cid:1354)Improvements
(cid:1354)Foreign currency

Deductions during the period:
(cid:1354)Cost of real estate sold

Balance at close of period

For the year ended December 31,

2020

2019

2018

(Dollars in millions)

(cid:362) 5,430.5 

(cid:362) 5,981.7 

(cid:362) 6,578.6 

Balance at the beginning of period

183.0 
108.4 
129.9 

176.2 
270.0 
26.7 

210.3 
355.1 
(191.7)

Additions during the period:
(cid:1354)Depreciation expense
Deductions during the period:
(cid:1354)Dispositions
(cid:1354)Foreign currency

(644.1)

(1,024.1)

(970.6)

Balance at close of period

 5

.7

 5

.5

 5

.7

For the year ended December 31,

2020

2019

2018

(cid:362) 466.8 

(cid:362) 406.5

(cid:362) 344.0 

121.5 

110.2 

110.8 

(54.5)
18.0 

 5

.8

(49.0)
(0.9)

 4

.8

(36.0)
(12.3)

 4

.5

See accompanying report of independent registered public accounting firm.

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The graph below compares the cumulative total return of our common stock from December 31, 2015 through December 31, 2020, with the comparable cumulative return of 
companies comprising the S&P 500 Index and the MSCI World Real Estate Index. The graph plots the growth in value of an initial investment of (cid:362)100 in each of our common 
stock, the S&P 500 Index, and the MSCI World Real Estate Index for the five-year period ended December 31, 2020, and assumes reinvestment of all dividends, if any, paid on 
the securities. The stock price performance shown on the graph is not necessarily indicative of future price performance.

$200.00

$150.00

$100.00

$50.00

$-

KW

S&P 500

MSCI World
Real Estate
Index

5
1
0
2
/
1
3
/
2
1

6
1
0
2
/
9
2
/
2

6
1
0
2
/
0
3
/
4

6
1
0
2
/
0
3
/
6

6
1
0
2
/
1
3
/
8

6
1
0
2
/
1
3
/
0
1

6
1
0
2
/
1
3
/
2
1

7
1
0
2
/
8
2
/
2

7
1
0
2
/
0
3
/
4

7
1
0
2
/
0
3
/
6

7
1
0
2
/
1
3
/
8

7
1
0
2
/
1
3
/
0
1

7
1
0
2
/
1
3
/
2
1

8
1
0
2
/
8
2
/
2

8
1
0
2
/
0
3
/
4

8
1
0
2
/
0
3
/
6

8
1
0
2
/
1
3
/
8

8
1
0
2
/
1
3
/
0
1

8
1
0
2
/
1
3
/
2
1

9
1
0
2
/
8
2
/
2

9
1
0
2
/
0
3
/
4

9
1
0
2
/
0
3
/
6

9
1
0
2
/
1
3
/
8

9
1
0
2
/
1
3
/
0
1

9
1
0
2
/
1
3
/
2
1

0
2
0
2
/
9
2
/
2

0
2
0
2
/
0
3
/
4

0
2
0
2
/
0
3
/
6

0
2
0
2
/
1
3
/
8

0
2
0
2
/
1
3
/
0
1

0
2
0
2
/
1
3
/
2
1

Kennedy Wilson uses the MSCI World Real Estate Index, which includes international real estate companies as a comparable benchmark.  The information under this caption, 
“Performance Graph,” is deemed not to be incorporated by reference into any filings under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as 
amended, except to the extent that such filing specifically states otherwise.

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$
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$
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$
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$
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$
6
6
 
$
0
6
 
Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity 
Securities

Forward-Looking Statements

(cid:34)(cid:124)oc(cid:104) (cid:30)(cid:117)ic(cid:59) (cid:17)n(cid:61)o(cid:117)(cid:108)ation
Our common stock trades on the NYSE under the symbol “KW.”

(cid:33)(cid:59)c(cid:59)n(cid:124) (cid:34)a(cid:1140)(cid:59)s o(cid:61) (cid:38)n(cid:117)(cid:59)(cid:93)is(cid:124)(cid:59)(cid:117)(cid:59)d (cid:34)(cid:59)cu(cid:117)iti(cid:59)s
None

(cid:15)o(cid:1140)d(cid:59)(cid:117)s 
As of February 22, 2021, we had approximately 102 holders of record of our common 
stock.

E(cid:116)ui(cid:124)y (cid:7)o(cid:108)(cid:114)(cid:59)nsation (cid:30)(cid:1140)an (cid:17)n(cid:61)o(cid:117)(cid:108)ation
See Item 12(cid:332)“Security Ownership of Certain Beneficial Owners and Management and 
Related Stockholder Matters.”

(cid:9)i(cid:136)id(cid:59)nds 
We declared and paid quarterly dividends of  (cid:362)0.22 per share each quarters of 2020.  
We declared and paid quarterly dividends of  (cid:362)0.21 per share for the first three 
quarters of 2019 and (cid:362)0.22 per share for the fourth quarter of 2019.

(cid:30)u(cid:117)chas(cid:59)s o(cid:61) E(cid:116)ui(cid:124)y (cid:34)(cid:59)cu(cid:117)iti(cid:59)s by (cid:124)h(cid:59) (cid:7)o(cid:108)(cid:114)any 

Months

October 1(cid:332)October 31, 2020

November 1(cid:332)November 30, 2020

December 1(cid:332)December 31, 2020
Total

Total Number of Shares 
Purchased

Average Price 
Paid per Share

Total Number of Shares Purchased 
as Part of Publicly Announced Plan(1)

Maximum Amount that May Yet 
be Purchased (cid:38)nder the Plan(1)

338,700 

216,867 

156,992 

(cid:362) 14.96 

15.71 

16.82 
.6

 1

17,835,941 

18,052,808 

18,209,800 

(cid:362)   12,746,918 

259,339,673 

256,698,458 

 2

(1)  On March 20, 2018, our board of directors authorized us to repurchase up to $250 million of our common shares, from time to time, subject to market conditions.  On November 4, 2020, our board of directors authorized us to 

repurchase an additional $250 million of our common shares, from time to time, subject to market conditions.

During the year ended December 31, 2020, the Company repurchased and retired a total of 3.4 million shares of its common stock at a weighted average price of (cid:362)16.88.

In addition to the repurchases of the Company(cid:317)s common stock made above, the Company also withheld shares with respect to the vesting of restricted stock that the Company 
made to its employees.  Shares that vested during the year ended December 31, 2020 and 2019 were net-share settled such that the Company withheld shares with value 
equivalent to the employees(cid:317) minimum statutory obligation for the applicable income and other employment taxes and remitted the cash to the appropriate taxing authorities. 
During the year ended December 31, 2020 and 2019, total payments for the employees(cid:317) tax obligations to the taxing authorities were (cid:362)11.6 million (571,983 shares withheld) 
and (cid:362)16.4 million (764,909 shares withheld), respectively. 

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Statements made by us in this report and in other reports and statements released 
by us that are not historical facts constitute “forward-looking statements” within the 
meaning of Section 27A of the Securities Act of 1933, as amended (the “Securities 
Act”) and Section 21E of the Securities Exchange Act of 1934, as amended (the 
“Exchange Act”). These forward-looking statements are necessarily estimates 
re(cid:89)ecting the (cid:102)udgment of our senior management based on our current estimates, 
expectations, forecasts and pro(cid:102)ections and include comments that express our 
current opinions about trends and factors that may impact future results. Disclosures 
that use words such as “believe,” “may,” “anticipate,” “estimate,” “intend,” “could,” “plan,” 
“expect,” “pro(cid:102)ect” or the negative of these, as well as similar expressions, are intended 
to identify forward-looking statements. 

Forward-looking statements are not guarantees of future performance, rely on a 
number of assumptions concerning future events, many of which are outside of our 
control, and involve known and unknown risks and uncertainties that could cause our 
actual results, performance or achievement, or industry results, to differ materially 
from any future results, performance or achievements, expressed or implied by 
such forward-looking statements. Although we believe that our plans, intentions, 
expectations, strategies and prospects as re(cid:89)ected in or suggested by those forward-
looking statements are reasonable, we do not guarantee that the transactions and 

events described will happen as described (or that they will happen at all). In addition, 
this report contains information and statistics regarding, among other things, the 
industry, markets, submarkets and sectors in which we operate. We obtained this 
information and these statistics from various third-party sources and our own internal 
estimates. We believe that these sources and estimates are reliable but have not 
independently verified them and cannot guarantee their accuracy or completeness. 

Any such forward-looking statements, whether made in this report or elsewhere, 
should be considered in the context of the various disclosures made by us about our 
businesses including, without limitation, the risk factors discussed in Part I, Item IA 
of this Report in our 10-K filing with the SEC. Except as required under the federal 
securities laws and the rules and regulations of the (cid:38).S. Securities and Exchange 
Commission (the “SEC”), we do not have any intention or obligation to update publicly 
any forward-looking statements, whether as a result of new information, future 
events, changes in assumptions, or otherwise. Please refer to “Non-GAAP Measures 
and Certain Definitions” in Item 7. Management(cid:317)s Discussion and Analysis of Financial 
Condition and Results of Operations for definitions of certain terms used throughout 
this report.

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$
5
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,
6
9
8
,
4
5
8
 
CORPORATE INFORMATION

Board Of Directors

William J. McMorrow
Chairman and Chief Executive Officer

Norman Creighton
Retired President and Chief Executive Officer 
Imperial Bank (Now Comerica)

Mary L. Ricks
President

Todd Boehly
Co-Founder, Chairman, Chief Executive Officer 
and Controlling Member 
Eldridge Industries, LLC

Cathy Hendrickson
Retired President and Chief Executive Officer 
Bay Cities National Bank (Now Opus Bank)

Richard Boucher
Former Group CEO 
Bank of  Ireland

Trevor Bowen
Former Director 
Principle Management Limited

Corporate Headquarters
151 South El Camino Drive 
Beverly Hills, CA 90212 
+1 (310) 887-6400

Annual Meeting
Beverly Wilshire 
9500 Wilshire Blvd. 
Beverly Hills, CA 90212 
9 a.m., Thursday, June 10, 2021

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Stock Listing
New Y ork Stock Exchange 
Symbol “KW”

David A. Minella
Managing Member 
Minella Capital Management LLC

Kent Y. Mouton
Executive Vice President and  
General Counsel

Transfer Agent
Continental Stock Transfer
1 State Street - SC-1
New York, NY 10004
+1 (212) 509-4000

Independent Auditors
KPMG LLP

Legal Counsel
Latham & Watkins LLP

Sanaz Zaimi
Head of  Global FICC Sales 
Bank of  America Merrill Lynch 

Stanley Zax
Retired Chairman 
Zenith National Insurance Corporation

Investor Information
A copy of our Annual Report on Form 10-K, 
as filed with the SEC, will be furnished to 
shareholders and interested investors free  
of charge upon written request to us at  
151 South El Camino Drive, Beverly Hills, CA 
90212, Attention: Investor Relations

For more information
For more information on Kennedy Wilson, please 
visit our website at www.kennedywilson.com

Executive Officers

William J. McMorrow
Chairman and Chief Executive Officer

Justin Enbody
Chief Financial Officer

Mary L. Ricks
President

Matt Windisch
Executive Vice President

Kent Y. Mouton
Executive Vice President and  
General Counsel

In Ku Lee
Senior Vice President and  
Deputy General Counsel

Certain of the matters discussed herein are discussed more fully in our filings with the Securities and Exchange Commission, including our Annual Report on Form 10-K. We filed our Annual Report on Form 10-K for the year ended December 31, 2020, 
with the SEC on February 26, 2021, which, in the section titled “Risk Factors,” contains a detailed discussion of risks and uncertainties that could cause actual results and events to differ materially from any forward-looking statements contained herein.

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OUR LOCATIONS

U.S.

Bellevue 
3055 112th Ave. NE, Suite 125 
Bellevue, WA 98004

Beverly Hills 
(Global Corporate Headquarters) 
151. S. El Camino Drive 
Beverly Hills, CA 90212

Boise 
365 N. Whitewater Park Blvd. 
Boise, ID 83702

Denver 
6200 S. Quebec St. 
Englewood, CO 80111

Portland 
2270 NW Savier St. 
Portland, OR 97210

Salt Lake City 
1496 Spring Lane 
Holladay, UT 84117

San Francisco 
505 Montgomery St., Suite 1102  
2nd Floor 
San Francisco, CA 94111

Europe

Dublin 
94 St Stephen’s Green 
Dublin 2 
Ireland

London 
50 Grosvenor Hill 
London, W1K 3QT 
United Kingdom

Luxembourg 
21, rue Philippe II 
Luxembourg L-2340

Bellevue

Portland

Boise

Salt Lake City

Denver

San Francisco

Beverly Hills
Corporate  
Headquarters

Madrid 
C/ Fernando El Santo 
17 3º Izq. 
28010 Madrid, Spain 

St. Helier 
29 Broad Street 
St. Helier, Jersey JE2 3RR 
Channel Islands 

Dublin London

St. Helier

Luxembourg

Madrid

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151 South El Camino Drive

Beverly Hills, CA 90212

Tel: +1 (310) 887-6400

www.kennedywilson.com

ANNUAL
REPORT  
2020