Quarterlytics / Consumer Cyclical / Auto - Recreational Vehicles / LCI Industries

LCI Industries

lcii · NYSE Consumer Cyclical
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Ticker lcii
Exchange NYSE
Sector Consumer Cyclical
Industry Auto - Recreational Vehicles
Employees 5001-10,000
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FY2009 Annual Report · LCI Industries
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Quality Components for
RecReational Vehicles & ManufactuRed hoMes

2009 Annual Report

Drew Industries Incorporated is a leading national supplier of components 
for recreational vehicles and manufactured homes. Drew operates through 
two wholly-owned subsidiaries, Lippert Components, Inc. and Kinro, Inc.

From  24  factories  located  throughout  the  United  States,  Drew  supplies  the  leading  manufacturers  of  
recreational  vehicles  and  manufactured  homes.  In  2009,  recreational  vehicle  products  accounted  for  
79  percent  of  Drew’s  consolidated  net  sales,  of  which  nearly  93  percent  are  for  travel  trailer  and  fifth-
wheel RVs. Manufactured housing products accounted for 21 percent of Drew’s consolidated net sales.

Drew’s products include:

•  Steel chassis
•  Axles and suspension solutions
•  RV slide-out mechanisms and solutions
•  Thermoformed bath, kitchen and other products
•  Toy hauler ramp doors
•  Manual, electric and hydraulic stabilizer  

and lifting systems

•  Specialty trailers for hauling boats, personal watercraft,  

snowmobiles and equipment

•  Vinyl and aluminum windows and doors
•  Chassis components
•  Furniture and mattresses
•  Entry and baggage doors
•  Entry steps
•  Other towable accessories

Management of Drew is committed to acting ethically and responsibly, and to providing full and accurate 
disclosure to the Company’s stockholders, employees and other stakeholders.

Drew Industries Incorporated

Financial highlights

(In thousands, except per share amounts)

2009(1)

2008(1)

2007

2006

2005

Years Ended December 31,

Operating Data:

Net sales

Goodwill impairment

Executive retirement

Operating (loss) profit

$ 397,839

$ 510,506

$ 668,625

$ 729,232

$ 669,147

$  45,040

$  5,487

$ 

— $  2,667

$ 

$ 

— $ 

— $ 

— $ 

— $ 

—

—

$ (35,581) $  19,898

$  65,959

$  55,295

$  57,729

(Loss) income before income taxes

$ (36,370) $  19,021

$  63,344

$  50,694

$  54,063

(Benefit) provision for income taxes

$ (12,317) $  7,343

$  23,577

$  19,671

$  20,461

Net (loss) income

$ (24,053) $  11,678

$  39,767

$  31,023

$  33,602

Net (loss) income per common share:

  Basic

  Diluted

Financial Data:

Working capital

Total assets

Long-term indebtedness

Other long-term obligations

Stockholders’ equity

$ 

$ 

(1.10) $ 

(1.10) $ 

0.54

0.53

$ 

$ 

1.82

1.80

$ 

$ 

1.43

1.42

$ 

$ 

1.60

1.56

$ 113,744

$  84,378

$  89,861

$  61,979

$  76,146

$ 288,065

$ 311,358

$ 345,737

$ 311,276

$ 307,428

$ 

— $  2,850

$  18,381

$  45,966

$  62,093

$  8,243

$  6,913

$  4,747

$  1,361

$  2,675

$ 244,115

$ 258,878

$ 251,536

$ 204,888

$ 167,709

(1) The Company recorded after-tax charges for goodwill impairment of $29.4 million in 2009 and $3.3 million in 2008. In addition, during 

2009 and 2008, the Company recorded after-tax expenses of $5.5 million and $1.5 million, respectively, due to plant closings and start-ups, 
staff reductions and relocations, increased bad debts, and obsolete inventory and tooling, largely due to the unprecedented conditions in 
the RV and manufactured housing industries, as well as executive retirement in 2008.

Excluding these charges, net income was $10.8 million, or $0.50 per diluted share, in 2009, and net income was $16.5 million, or 
$0.75 per diluted share, in 2008. For a reconciliation to consolidated results, see Management’s Discussion and Analysis of Financial 
Condition and Results of Operations in the accompanying Annual Report on Form 10-K.

TOTAL SALES
( in millions)

EQUITY PER 
COMMON SHARE

YEAR-END 
DEBT-TO-EQUITY 
RATIO

ADJUSTED NET 
INCOME PER 
COMMON SHARE 
(diluted)

$669.1

$729.2

$668.6

$510.5

$397.8

$7.81

$9.45

$11.47

$12.03

$11.11

0.4

0.3

0.1

0.0

0.0

$1.56

$1.42

$1.80

$0.75*

$0.50*

Recreational 
Vehicle 
Products 
Segment

Manufactured 
Housing 
Products 
Segment

2005

2006

2007

2008

2009

2005

2006

2007

2008

2009

2005

2006

2007

2008

2009

2005

2006

2007

2008

2009

* Excludes charges for impairment of goodwill and expenses due to plant closings and start-ups, staff reductions and relocations, increased 
bad debts, and obsolete inventory and tooling, largely due to the unprecedented conditions in the RV and manufactured housing industries 
in 2008 and 2009, as well as charges for executive retirement in 2008. For a reconciliation to consolidated results, see Management’s 
Discussion and Analysis of Financial Condition and Results of Operations in the accompanying Annual Report on Form 10-K.

2009 Annual Report  //  page 1 

Net Sales

(in millions)

Equity per 

Common Share

Year-End Debt-to-

Equity Ratio

Net Income Per 
Common Share 

(diluted)

$1.80

$1.56

$1.42

$729.2

$669.1

$668.6

$11.47

$12.03

0.6

$530.9

$510.5

$9.45

$7.81

0.4

$1.18

$5.92

0.3

2004

2005

2006

2007

2008

2004

2005

2006

2007

2008

2004

2005

2006

2007

2008

2004

2005

2006

2007

2008

Recreational Vehicle 

Products Segment

Manufactured Housing 

Products Segment

$0.53

0.1

0.0

2.0

1.5

1.0

0.5

0.0

0.6

0.5

0.4

0.3

0.2

0.1

0.0

0.40
0.35
0.30
0.25
0.20
0.15
0.10
0.05
0.00

0.6

0.5

0.4

0.3

0.2

0.1

0.0

2.0

1.5

1.0

0.5

0.0

1000

800

600

400

200

0

800

700

600

500

400

300

200

100

0

15

12

9

6

3

0

1000

800

600

400

200

0

800

700

600

500

400

300

200

100

0

15

12

9

6

3

0

 
 
letter to stockholders

Before  discussing  Drew’s  operations  and  the  current  conditions  in  the  recreational  vehicle 
and  manufactured  housing  industries,  we  want  to  express  our  sincere  thanks  to  Drew’s 
management team and our thousands of dedicated employees, whose extraordinary efforts 
have enabled Drew to thrive, even during incredibly difficult economic times.

Last  year  at  this  time,  Drew  faced  unprece-

no  debt  and  $65  million  of  cash  and  secure  short-

dented difficulties due to the recession and its severe 

term  investments.  At  the  same  time,  our  manage-

impact  on  the  industries  we  serve.  Industry-wide 

ment  team  continued  to  expand  our  product  lines 

production  of  RVs  and  manufactured  homes  had 

and  gain  market  share.  And,  they  accomplished  all 

plummeted in response to economic conditions. Our 

this while maintaining our reputation for outstanding 

management  team  was  challenged  to  accomplish 

product quality and customer service.

even  more  with  fewer  people.  They  met  this  chal-

Despite  these  accomplishments  by  our  man-

lenge  by  expanding  our  cost  savings  initiatives, 

agement  team,  Drew  could  not  entirely  avoid  the 

reducing  fixed  costs  by  an  additional  $9  million, 

impact  of  the  recession.  For  consumers,  RVs  and 

bringing our total cost reductions to more than $24 

manufactured  homes  are  “big  ticket,”  discretionary 

million  since  2006.  This  was  accomplished  by  fur-

purchases.  Therefore,  job  losses,  low  consumer 

ther  streamlining  Drew’s  operating  structure  and 

confidence,  and  extremely  tight  credit  conditions 

consolidating  the  sales,  administrative  and  support 

severely  impacted  purchases  of  these  items.  As  

functions  of  our  subsidiaries.  In  addition,  manage-

a  result,  industry-wide  production  of  travel  trailer 

ment  improved  asset  utilization,  enabling  Drew  to 

and  fifth-wheel  RVs,  Drew’s  primary  RV  markets,  

generate $65 million of cash flow even in a difficult  

dropped from a high of 292,000 units in 2006, to 

economic environment, so that we ended 2009 with 

138,000  units  in  2009,  a  decline  of  53  percent. 

Drew Industries Incorporated  //  page 2

During this same period, industry-wide production of 

such data is available. During that period, industry-

manufactured homes declined by 58 percent.

wide  production  increased  by  62  percent  over  the 

Although  we  were  able  to  offset  a  portion  of 

depressed  year-earlier  levels.  Many  of  our  custom-

these industry-wide contractions through new product 

ers, the leading producers of RVs, have experienced 

introductions,  market  share  gains,  and  acquisitions, 

significant increases in backlogs, which has caused 

Drew’s consolidated sales fell 45 percent during this 

them  to  increase  production  levels,  and  in  some 

three-year  period,  from  $729  million  in  2006,  to 

cases has led them to expand production capacity.

$398  million  in  2009.  For  2009,  Drew  reported  a 

Further,  after  a  year  and  a  half  spent  reducing 

net  loss  of  $24.1  million,  or  ($1.10)  per  diluted 

their inventories of travel trailers and fifth-wheel RVs 

share,  due  to  a  first  quarter  non-cash  goodwill 

by an estimated 70,000 units, RV dealers are now 

impairment charge of $29.4 million, net of taxes, or 

stabilizing their inventories, or in some cases adding 

($1.34)  per  diluted  share.  Excluding  the  goodwill 

to inventories. The fact that floor plan lenders to RV 

impairment charge, net income was $5.2 million, or 

dealers are confident enough to allow some dealers 

$0.24 per diluted share. In 2009, Drew also incurred 

to  replenish  their  inventories  is  encouraging. 

expenses  totaling  $5.5  million,  net  of  taxes,  or 

Historically, following recessions the RV industry has 

($0.25) per share, from plant closings and start-ups, 

often recovered ahead of the general economy.

staff reductions and relocations, increased bad debt 

As  a  result  of  these  improvements  in  the  RV 

and obsolete inventory and tooling, largely due to the 

industry, and our cost saving initiatives, Drew’s oper-

unprecedented conditions in the industries we serve.

ating  results  have  also  improved.  Our  sales  in  the 

While these historical results are of concern, the 

fourth quarter of 2009 increased 37 percent, or $28 

present and the future are what matter most to our 

million,  from  year-earlier  levels,  and  EPS,  before 

stockholders, employees and other stakeholders.

special charges, improved from a loss of ($0.16) in 

The state of the RV industry, which accounts for 

the fourth quarter of 2008, to earnings of $0.20 in 

nearly 80% of Drew’s sales, has improved in recent 

the 2009 fourth quarter. Sales continued to trend up  

months.  Industry-wide  production  of  travel  trailers 

in  early  2010,  with  first  quarter  sales  exceeding 

and fifth-wheel RVs has shown significant year-over-

$145 million, more than double the amount of sales 

year  increases  each  month  from  August  2009 

reported in the 2009 first quarter.

through  February  2010,  the  latest  month  for  which 

2009 Annual Report  //  page 3

Of  course,  sustained  improvement  in  the  RV 

to  benefit  from  increased  consumer  demand  for 

industry  and  Drew’s  results  will  depend  to  a  large 

more affordable housing.

extent  on  increases  in  retail  sales  of  RVs.  Data  on 

As the timing and extent of an economic recovery 

retail  sales  of  travel  trailer  and  fifth-wheel  RVs  over 

remain unclear, we continue to focus on controlling 

the  winter  has  been  mixed.  Compared  to  the  same 

costs  and  maintaining  a  strong  balance  sheet.  At 

periods in the prior year, retail sales in January 2010 

the  same  time,  we  continue  to  explore  growth 

were  down  9  percent,  after  being  flat  in  November 

opportunities, both within the RV and manufactured 

2009  and  up  5  percent  in  December  2009. 

housing  industries  and  in  related  markets  such  as 

However,  anecdotal  reports  from  the  numerous  RV 

components for mid-size buses and specialty trailers, 

retail  trade  shows  in  early  2010  consistently  cited 

through which we can utilize our financial strength, 

increased traffic and sales. The response by RV con-

manufacturing expertise, and talented management 

sumers in the approaching spring and summer sea-

team to deliver superior results.

sons will be pivotal.

In  February  and  March  2010,  we  announced 

The manufactured housing industry has contin-

two transactions through which we acquired several 

ued  to  decline,  and  there  have  been  no  tangible 

exciting  patent-pending  RV  products,  including  an 

signs of recovery. Nevertheless, in 2009, Drew con-

innovative  new  type  of  slide-out  mechanism  which 

tinued to be profitable in our manufactured housing 

has been sold in the RV market for the last several 

segment,  as  we  have  throughout  the  more  than 

months. We expect this new RV wall slide-out design 

decade-long industry contraction. In addition, in late 

to gain significant additional market share because it 

2009, we introduced a new line of entry doors, and 

is considerably lighter and more space efficient than 

increased  our  efforts  to  gain  a  greater  share  of  the 

existing slide-out mechanisms. It also minimizes the 

after-market  for  replacement  windows,  doors,  and 

need  for  manual  adjustments  by  the  RV  user,  sub-

thermoformed  bath  and  kitchen  products  for  the 

stantially reducing one of the biggest warranty issues 

millions  of  existing  manufactured  homes.  Further, 

for  RV  dealers.  Other  products  acquired  in  these 

we  believe  that  when  the  overall  housing  market 

transactions  include  an  aluminum  cylinder  used  in 

recovers, the manufactured housing industry is likely 

motorhome leveling devices, a new high-end leveling  

Drew Industries Incorporated  //  page 4

system for fifth-wheel RVs, and a new tent camper 

We  continue  to  believe  in  our  long-standing 

system.  We  also  expanded  our  R&D  capabilities 

strategy  of  organic  growth,  new  product  introduc-

through product development and consulting agree-

tions, strategic acquisitions, and operational efficien-

ments with the sellers of the wall-slide design, who 

cies,  and  we  remain  committed  to  our  goals  of 

are  already  working  on  a  “new  concept”  leveling 

delivering superior operating results and maximizing 

device  for  motorhomes,  and  improvements  to  our 

stockholder value.

power TV lifts.

Once again, we thank our dedicated employees, 

We  have  an  exciting  lineup  of  other  new  prod-

and we are grateful to our customers, suppliers and 

ucts  designed  to  enhance  the  RV  experience.  For 

other  partners,  all  of  whom  are  integral  to  Drew’s 

example,  we  have  developed  safer,  more  attractive 

continued success.

and  more  secure  RV  entry  doors,  easier  and  safer 

couplers for connecting the towing vehicle to the RV, 

a more convenient waste management system, and 

sleeker, more appealing window designs. The typi-

cal  RV  buyer  spends  from  $10,000  to  more  than 

Edward W. Rose, III

$100,000 on an RV which they will use to enhance 

Lead Director

their  leisure  time,  and  they  are  likely  to  want  

the latest conveniences and comforts available. That 

profile  of  the  typical  RVer  should  give  Drew  the 

opportunity  to  continue  to  introduce  new  products 

and grow our content per RV.

The  steps  we  have  taken  to  reduce  costs  and 

improve efficiencies, along with the investments we 

made, have put us in a great position to leverage our 

profitability as the economy recovers. In addition, we 

Leigh J. Abrams

Chairman of the Board

have the financial strength and management exper-

Fredric M. Zinn

tise to further expand our potential.

President and Chief Executive Officer

2009 Annual Report  //  page 5

RecReational Vehicle 
PRoducts

RV Products Segment Revenue = $313 million

Drew’s RV Products Segment accounted for 79 percent 
of consolidated net sales in 2009, of which nearly 93 
percent were used in travel trailers and fifth-wheel RVs.

DREW SALES CONTENT PER TOWABLE 
RV PRODUCED INDUSTRY-WIDE
Peak sales potential is $ 3,900 to $ 4,300 per RV

DREW SALES CONTENT PER 

MANUFACTURED HOME PRODUCED 

INDUSTRY-WIDE

Peak sales potential is $ 3,600 to $ 4,000 per manufactured home

2500

Through market share gains, new product introductions and strategic 
acquisitions, Drew has consistently increased market share of compo-
nents for the RV industry. Since 2001, Drew’s RV Segment has achieved 
a 15 percent compound annual growth rate in its content in the average 
travel trailer and fifth wheel RV produced by the RV industry, from $670 
in 2001 to $2,101 in 2009, an average increase of nearly $180 per year.

1500

2000

1000

Recent product introductions and enhancements, which were enthu-
siastically received at the December 2009 Louisville RV Trade Show, 
have primarily focused on innovations that enhance the “RV experience” 
by making the RV safer, more comfortable and more user-friendly.  
The Company’s strong balance sheet and solid cash flow provide  
the resources which will enable the Company to continue to pursue 
growth opportunities in the RV market.

500

0

$670

$862

$1,012

$1,281

$1,374

$1,542

$1,697

$1,902

$2,101

$663

$796

$871

$1,281

$1,330

$1,666

$1,611

$1,489

$1,378

2001

2002

2003

2004

2005

2006

2007

2008

2009

2001

2002

2003

2004

2005

2006

2007

2008

2009

2000

1500

1000

500

0

Drew Industries Incorporated  //  page 6

ManufactuRed housing 
PRoducts

MH Products Segment Revenue = $85 million

Drew’s MH Products Segment accounted for  
DREW SALES CONTENT PER TOWABLE 
RV PRODUCED INDUSTRY-WIDE
21 percent of consolidated net sales in 2009.
Peak sales potential is $ 3,900 to $ 4,300 per RV

$862

$670

The manufactured housing industry has experienced a decade-
long decline which resulted in an 87 percent drop in industry 
$1,374
production of manufactured homes since 1998. Nevertheless, 
Drew’s Manufactured Housing Segment has been profitable 
each year throughout this very difficult period.

$2,101

$1,281

$1,902

$1,542

$1,012

$1,697

DREW SALES CONTENT PER 
MANUFACTURED HOME PRODUCED 
INDUSTRY-WIDE
Peak sales potential is $ 3,600 to $ 4,000 per manufactured home

$663

$796

$871

$1,281

$1,330

$1,666

$1,611

$1,489

$1,378

In late 2009, the Company expanded its manufactured housing 
product line with the introduction of a line of entry doors, a new 
$25 million to $30 million market for Drew, of which approxi-
mately half is in aftermarket entry doors for existing homes. At 
the same time, the Company increased its focus on the after-
market for replacement windows, and thermoformed bath and 
kitchen products for manufactured homes.

2001

2002

2003

2004

2005

2006

2007

2008

2009

2001

2002

2003

2004

2005

2006

2007

2008

2009

2009 Annual Report  //  page 7

2000

1500

1000

500

0

2500

2000

1500

1000

500

0

coRPoRate infoRMation

BOARD OF DIRECTORS 

(LEFT TO RIGHT, TOP)
Edward W. Rose, III; Leigh J. Abrams;  
Fredric M. Zinn; Jason D. Lippert

(LEFT TO RIGHT, BOTTOM)
James F. Gero; Frederick B. Hegi, Jr.;  
David A. Reed; John B. Lowe, Jr.

B OA RD   O F  D IRE C T O RS

C O RP O R AT E  O F FI C E RS

edward W. rose, iii(1)
Lead Director of the Board of  
Drew Industries Incorporated  
President of Cardinal Investment 
Company, Inc.

leigh J. abrams
Chairman of the Board  
of Drew Industries Incorporated

Fredric M. Zinn
President and Chief Executive Officer  
of Drew Industries Incorporated

Jason d. lippert
Chairman, President and  
Chief Executive Officer of  
Lippert Components, Inc. and Kinro, Inc.

James F. gero(1)(2)(3)
Private Investor and  
Chairman of Orthofix International, N.V.

Frederick B. hegi, Jr.(1)(2)(3)
Founding Partner, Wingate Partners

david a. reed(1)(2)(3)
President of Causeway  
Capital Management LLC

John B. lowe, Jr.(1)(2)(3)
Chairman of TDIndustries, Inc.

  Members of the Committees of the  
  Board of Directors, as follows:
(1) Compensation Committee
(2) Audit Committee
(3) Corporate Governance and 
Nominating Committee

Fredric M. Zinn
President and Chief Executive Officer

Joseph s. giordano iii
Chief Financial Officer and Treasurer

harvey F. Milman, esq.
Vice President-Chief Legal Officer  
and Secretary

christopher l. smith
Corporate Controller

E X E C U TI V E  O F FI C E S
200 Mamaroneck Avenue  
White Plains, NY 10601  
(914) 428-9098  
website: www.drewindustries.com  
E-mail: drew@drewindustries.com

LIPPE R T  C O M P O N E N T S ,   IN C .
Corporate Headquarters  
2703 College Avenue  
Goshen, IN 46528  
(574) 535-1125

K IN R O,  IN C .
Corporate Headquarters  
4381 Green Oaks Boulevard West  
Arlington, TX 76016  
(817) 483-7791

IN D E PE N D E N T  RE g IS T E RE D 
PU B LI C   A C C O U N TIN g  FIRM
KPMG LLP  
Stamford Square  
3001 Summer Street  
Stamford, CT 06905

TR A NS FER  Ag EN T  A ND  REgIS TR A R
American Stock Transfer  
& Trust Company  
59 Maiden Lane  
New York, NY 10038  
(212) 936-5100  
(800) 937-5449  
website: www.amstock.com

C O RP O R AT E  g OV E RN A N C E
Copies of the Company’s Governance 
Principles, Guidelines for Business 
Conduct, Code of Ethics for Senior 
Financial Officers, and the Charters 
and Key Practices of the Audit, 
Compensation, and Corporate 
Governance and Nominating 
Committees are on the Company’s 
website, and are available upon 
request, without charge, by  
writing to:

     Secretary  

Drew Industries Incorporated  
200 Mamaroneck Avenue  
White Plains, NY 10601

C E O / C FO  C E R TIFI C ATI O N S
The most recent certifications by our 
Chief Executive Officer and Chief 
Financial Officer pursuant to Section 
302 of the Sarbanes-Oxley Act of 
2002 are filed as exhibits to our  
Form 10-K. We have also filed with 
the New York Stock Exchange the 
most recent Annual CEO Certification 
as required by Section 303A.12 (a) of 
the New York Stock Exchange Listed 
Company Manual.

PAy- FO R- PE RFO RM A N C E
Through  a  combination  of  annual  performance-based  incentives  and  long-term  stock  options,  Drew  strives  to  attract,  motivate  and  retain 
talented, entrepreneurial and innovative management.

We  have  designed  our  pay-for-performance  incentive  compensation  program  to  be  the  “workhorse”  of  our  management  compensation. 
Performance-based incentive compensation has historically represented the major portion of the overall compensation of our key managers. 
We believe that those key employees who have the greatest ability to inf luence the Company’s results should be compensated primarily based 
on the financial results of those operations for which they are responsible.

Our stock option and deferred stock unit programs ensure that our managers have a continuing personal interest in the long-term success of 
the Company and create a culture of ownership among management, while also rewarding long-term return to stockholders.

Drew Industries Incorporated  //  page 8

 
 
 
2009 Form 10-K

UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 

FORM 10-K  

[X]  ANNUAL REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 
For the fiscal year ended  

December 31, 2009 

or 
[  ]  TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECUTITIES EXCHANGE ACT OF 
1934 For the transition period from                                           to ___________________ 

Commission file number:  001-13646 

State or other jurisdiction of incorporation or organization 

Delaware 

13-3250533 
(I.R.S. Employer Identification No.) 

Drew Industries Incorporated 
(Exact name of registrant as specified in its charter) 

  200 Mamaroneck Avenue, White Plains, NY  
(Address of principal executive offices) 

Registrant’s telephone number, including area code:  (914) 428-9098 

Securities registered pursuant to Section 12(b) of the Act: 

Title of each class 
Common Stock, par value $0.01 

Securities registered pursuant to section 12(g) of the Act:  None 

10601 
(Zip Code) 

Name of each exchange on which registered 
New York Stock Exchange 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the securities Act. 
(cid:133) Yes  (cid:55) No 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.  
(cid:133) Yes  (cid:55) No 

Indicate  by  check  mark  whether  the  registrant  (1)  has  filed  all  reports  required  to  be  filed  by  Section  13  or  15(d)  of  the 
Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required 
to file such reports), and (2) has been subject to such filing requirements for the past 90 days.  (cid:55) Yes  (cid:133) No 

Indicate  by  check  mark  whether  the  registrant  submitted  electronically  and  posted  on  its  corporate  Website,  if  any,  every 
Interactive  Data  File  required  to  be  submitted  and  posted  pursuant  to  the  Rule  405  of  Regulations  S-T  (§  232.405  of  this 
chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such 
files). (cid:133) Yes  (cid:133) No 

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (§229.405 of this chapter) is 
not  contained  herein,  and  will  not  be  contained,  to  the  best  of  registrant’s  knowledge,  in  definitive  proxy  or  information 
statements incorporated by reference in Part III of this Form 10-K or any amendment of this Form 10-K.  (cid:55) 

Indicate  by  check  mark  whether  the  registrant  is  a  large accelerated  filer,  an  accelerated  filer,  a non-accelerated  filer,  or  a 
smaller  reporting  company.  See  the  definitions  of  “large  accelerated  filer,”  “accelerated  filer”  and  “smaller  reporting 
company” in Rule 12(b)-2 of the Exchange Act.  Accelerated filer (cid:55) 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). (cid:133) Yes  (cid:55) No 

The aggregate market value of the voting common equity held by non-affiliates computed by reference to the price at which 
the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the 
registrant’s most recently completed second fiscal quarter was $225,918,593. Registrant has no non-voting common stock. 

The number of shares outstanding of the registrant’s common stock, as of the latest practicable date (February 26, 2010) was 
21,973,608 shares of common stock. 

DOCUMENTS INCORPORATED BY REFERENCE 

Proxy Statement with respect to the 2010 Annual Meeting of Stockholders to be held on May 19, 2010 is incorporated by 
reference into Items 10, 11, 12 and 14 of Part III. 

1 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
      
 
 
 
 
 
SPECIAL NOTE REGARDING FORWARD-LOOKING STATEMENTS 

This  Form  10-K  contains  certain  “forward-looking  statements”  within  the  meaning  of  the  Private 
Securities  Litigation  Reform  Act  of  1995  with  respect  to  financial  condition,  results  of  operations,  business 
strategies,  operating  efficiencies  or  synergies,  competitive  position,  growth  opportunities  for  existing  products, 
plans and objectives of management, markets for the Company’s Common Stock and other matters. Statements in 
this  Form  10-K  that  are  not  historical  facts  are  “forward-looking  statements”  for  the  purpose  of  the  safe  harbor 
provided  by  Section  21E  of  the  Securities  Exchange  Act  of  1934  (the  “Exchange  Act”)  and  Section  27A  of  the 
Securities Act of 1933 (the “Securities Act”).  

Forward-looking statements, including, without limitation, those relating to our future business prospects, 
revenues, expenses, income (loss), cash flow, and financial condition, whenever they occur in this Form 10-K are 
necessarily  estimates  reflecting  the  best  judgment  of  our  senior  management  at  the  time  such  statements  were 
made, and involve a number of risks and uncertainties that could cause actual results to differ materially from those 
suggested by forward-looking statements. The Company does not undertake to update forward-looking statements 
to reflect circumstances or events that occur after the date the forward-looking statements are made. You should 
consider  forward-looking  statements,  therefore,  in  light  of  various  important  factors,  including  those  set  forth  in 
this Form 10-K, and in our subsequent filings with the Securities and Exchange Commission (“SEC”).  

There are a number of factors, many of which are beyond the Company’s control, which could cause actual 
results  and  events  to  differ  materially  from  those  described  in  the  forward-looking  statements.  These  factors 
include,  in  addition  to  other  matters  described  in  this  Form  10-K,  pricing  pressures  due  to  domestic  and  foreign 
competition,  costs  and  availability  of  raw  materials  (particularly  steel  and  related  components,  vinyl,  aluminum, 
glass and ABS resin), availability of credit for financing the retail and wholesale purchase of manufactured homes 
and  recreational  vehicles  (“RVs”),  inventory  levels  of  dealers  and  manufacturers,  levels  of  repossessed 
manufactured  homes  and  RVs,  the  disposition  into  the  market  by  the  Federal  Emergency  Management  Agency 
(“FEMA”),  by  sale  or  otherwise,  of  RVs  or  manufactured  homes  purchased  by  FEMA,  changes  in  zoning 
regulations  for  manufactured  homes,  sales  declines  in  either  the  RV  or  manufactured  housing  industries,  the 
financial  condition  of  our  customers,  the  financial  condition  of  retail  dealers  of  RVs  and  manufactured  homes, 
retention of significant customers, interest rates, oil and gasoline prices, and the outcome of litigation. In addition, 
national and regional economic conditions and consumer confidence affect the retail sale of RVs and manufactured 
homes.   

PART I 

Item 1.  BUSINESS. 

Summary 

Drew Industries Incorporated (“Drew” or the “Company” or the “Registrant”) has two reportable operating 
segments:  the recreational  vehicle (“RV”)  products segment (the  “RV  Segment”),  and  the  manufactured  housing 
products segment (the  “MH  Segment”). The  RV Segment accounted  for  79  percent  of consolidated net sales for 
2009, and the MH Segment accounted for 21 percent of consolidated net sales for 2009. Nearly 93 percent of the 
Company’s  RV  Segment  sales  were  of  products  for  travel  trailers  and  fifth-wheel  RVs.  The  balance  represents 
sales of components for motorhomes and mid-size buses, and sales of specialty trailers for hauling boats, personal 
watercraft,  snowmobiles  and  equipment,  as  well  as  axles  for  specialty  trailers.  Drew’s  operations  are  conducted 
through  its  wholly-owned  subsidiaries,  Kinro,  Inc.  and  its  subsidiaries  (collectively,  “Kinro”),  and  Lippert 
Components,  Inc.  and  its  subsidiaries  (collectively,  “Lippert”),  each  of  which  has  operations  in  both  the  RV 
Segment and the MH Segment.   

Over  the  last  ten  years,  the  Company  acquired  a  number  of  manufacturers  of  products  for  RVs, 
manufactured  homes,  and  specialty  trailers,  expanded  its  geographic  market  and  product  lines,  consolidated 
manufacturing facilities, and integrated manufacturing, distribution and administrative functions. At December 31, 
2009, the Company operated 24 manufacturing facilities in 12 states, and achieved consolidated net sales of $398 
million for the year.  

2 

 
 
 
 
 
 
 
 
 
 
 
 
 
The  Company  was incorporated  under  the laws  of  Delaware on  March  20,  1984, and is the successor  to 
Drew National Corporation, which was incorporated under the laws of Delaware in 1962. The Company's principal 
executive  and  administrative  offices  are  located  at  200  Mamaroneck  Avenue,  White  Plains,  New  York  10601; 
telephone  number  (914)  428-9098;  website  www.drewindustries.com;  e-mail  drew@drewindustries.com.  The 
Company  makes  available  free  of  charge  on  its  website  its  Annual  Report  on  Form  10-K,  Quarterly  Reports  on 
Form  10-Q,  Current  Reports  on  Form  8-K  (and  amendments  to  those  reports)  filed  with  the  Securities  and 
Exchange Commission as soon as reasonably practicable after such materials are electronically filed. 

Recent Developments 

Sales and Profits During the Recession 

In Item 7. “Management’s Discussion and Analysis of Financial Condition and Results of Operations,” we 
describe in detail the effect on our operations of the substantial decline in sales in both the RV Segment and the 
MH Segment during 2009 and 2008.    

Briefly, during 2008, as a result of the severe economic downturn and the resulting decline in shipments by 
the RV and manufactured housing industries, the two industries to which we sell our products, we suffered a 24 
percent decline in our sales from $669 million in 2007 to $511 million in 2008. Our net income declined 71 percent 
from $39.8 million in 2007 to $11.7 million in 2008, after giving effect to $4.9 million of after-tax charges related 
to goodwill impairment and executive retirement.  

During the first six months of 2009, the economy and the industries we serve remained weak. As a result, 
we experienced a 45 percent decline in our sales from $310 million in the first six months of 2008 to $172 million 
in the first six months of 2009. In the first six months of 2009, we reported a net loss of $34.1 million, including a 
non-cash after-tax charge of $29.4 million related to a goodwill impairment, as compared to net income of $18.3 
million in the first six months of 2008. 

The decline in our results for 2008 and the first six months of 2009 would have been substantially greater 
had  it  not  been  for  an  aggressive  program  of  cost-cutting  measures  and  efficiency  improvements  implemented 
beginning in the latter part of 2006, as well as the introduction of a variety of new products. The benefits of these 
cost-cutting  measures  will  be  realized  for  years  to  come.  Collectively,  the  fixed  cost  reductions  since  2006  have 
improved  our annual operating  profit by nearly $25  million  as  compared to  what our results  would  have been if 
these steps had not been taken. 

During the second half of 2009, industry-wide wholesale shipments of travel trailer and fifth-wheel RVs, 
the Company’s primary RV market, increased 32 percent compared to the second half of 2008, while manufactured 
housing industry-wide  production  declined  by  33 percent.  As a result, our sales increased to $226  million in the 
second half of 2009, or 13 percent over the same period in 2008, and we reported net income of $10.1 million in 
the second half of 2009 as compared to a net loss of $6.6 million in the comparable period of 2008.  

Our sales for the first two months of 2010 more than doubled to over $90 million, compared to less than 
$44 million in the same period of 2009, when most RV producers were shut down for extended periods of time. 
Nearly  all  of  this  increase  was  in  sales  of  the  Company’s  RV  products.  Sales  of  manufactured  housing  products 
increased approximately 3 percent as compared to the first two months of 2009.  

On  February  19,  2010,  the  Recreational  Vehicle  Industry  Association  (“RVIA”)  published  its  latest 
forecast of industry-wide wholesale shipments for 2010, which projects a 31 percent increase in the shipments of 
travel  trailers  and  fifth-wheel  RVs  as  compared  to  2009.  There  is  no  assurance  that  this  RV  industry-wide 
wholesale shipments level will be achieved. There are no industry forecasts for the manufactured housing industry. 

Liquidity 

During  2009,  in  large  part  because  of  inventory  reduction,  as  well  as  cost-cutting  and  efficiency 
improvements, the Company generated significant cash flow. As a result, at December 31, 2009, the Company had 
no debt and $65 million in cash and short-term investments.  

3 

 
 
 
 
 
 
 
 
 
 
 
 
The Company and its subsidiaries have a $50 million revolving line of credit facility with JPMorgan Chase 
Bank, N.A. and Wells Fargo Bank, N.A., which expires in December 2011, and a $125 million “shelf-loan” facility 
with  Prudential  Investment  Management,  Inc.  and  its  affiliates,  which  expires  in  November  2011.  Aggregate 
borrowing availability under these facilities at December 31, 2009 was $37.8 million. 

Acquisitions 

On  May  15,  2009,  Lippert  acquired  the  patents  for  the  QuickBiteTM  coupler,  and  other  intellectual 
properties  and  assets.  The  innovative  design  of  the  QuickBiteTM  automatic  dual-jaw  locking  system  eliminates 
several steps when coupling a trailer to a tow vehicle, while at the same time making coupling simpler through the 
use  of  an  integrated  alignment  system.  The  minimum  aggregate  purchase  price  was  $0.5  million,  of  which  $0.3 
million was paid at closing from available cash, with the balance to be paid on May 15, 2010. In addition, Lippert 
will pay an earn-out of $2.50 per unit sold, up to a maximum of $2.5 million, during the life of the patents.  

On September 11, 2009, Lippert acquired the patent-pending design for a tool box containing a slide-out 
storage tray. This newly-designed product, used in pick-up trucks, tow trucks and other mobile service vehicles, is 
being  produced  at  the  Company’s  existing  manufacturing  plants,  with  existing  management,  utilizing  production 
techniques  with  which  the  Company  has  extensive  experience.  The  purchase  price  was  $0.4  million,  which  was 
paid at closing from available cash. 

On September 29, 2009, Kinro acquired certain inventory and equipment used for the production of front 
entry doors for manufactured homes, which will increase Kinro’s content per manufactured home and add a new 
product  category.  Kinro  began  to  manufacture  entry  doors  at  plants  in  Indiana  and  South  Carolina  in  the  2009 
fourth quarter. The purchase price was $0.9 million, which was paid at closing from available cash. 

On February 18, 2010, Lippert acquired the patent-pending design for a six-point leveling system for fifth-
wheel RVs. The purchase price was $1.4 million paid at closing with available cash, plus an earn-out depending on 
future unit sales of the system in excess of certain sales hurdles.  

On February 18, 2010, the Company reported that Lippert agreed in principle to acquire certain intellectual 
property and other assets from Michigan-based Schwintek, Inc. The purchase would include several products for 
which patents are pending, including innovative RV wall slides that are considerably lighter, more space efficient, 
and  more  reliable  than  previous  slide-out  designs.  The  purchase  price,  undisclosed  at  the  time  of  the 
announcement, is expected to include cash payable at closing, plus an earn-out depending on future unit sales. It is 
expected that the cash portion of the purchase price payable at closing will be funded from available cash. Closing 
of the transaction is subject to completion of due diligence, agreement on final terms and conditions, the execution 
of definitive transaction documents, and satisfaction of customary closing conditions.  

RV Segment 

Through its wholly-owned subsidiaries, the Company manufactures and markets a number of components 

used in the production of RVs, primarily travel trailers and fifth-wheel RVs, including:  

●Towable RV steel chassis 
●Towable RV axles and suspension solutions 
●RV slide-out mechanisms and solutions 
●Thermoformed bath, kitchen and other products  
●Toy hauler ramp doors  
●Manual, electric and hydraulic stabilizer 
     and lifting systems  

●Aluminum windows and screens 
●Chassis components 
●Furniture and mattresses 
●Entry and baggage doors 
●Entry steps 
●Other towable accessories 
●Specialty trailers for hauling boats, personal 
    watercraft, snowmobiles and equipment 

In 2009, the RV Segment represented 79 percent of the Company's consolidated net sales, and 84 percent 
of consolidated segment operating profit. Nearly 93 percent of the Company’s RV Segment sales are of products 

4 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       
 
 
used in travel trailers and fifth-wheel RVs. The balance represents sales of components for motorhomes and mid-
size buses, and sales of specialty trailers, as well as axles for specialty trailers. 

Raw  materials  used  by  the  Company's  RV  Segment,  consisting  primarily  of  fabricated  steel  (coil,  sheet, 
tube  and  I-beam),  extruded  aluminum,  glass,  fabric  and  polyfoam  are  available  from  a  number  of  sources,  both 
domestic and foreign.  

Operations  of  the  Company's  RV  Segment  consist  primarily  of  fabricating,  welding,  painting  and 
assembling components into finished products, and tempering glass. The Company's RV Segment operations are 
conducted  at  15  manufacturing  and  warehouse  facilities  throughout  the  United  States,  strategically  located  in 
proximity  to  the  customers  they  serve.  Of  these  facilities,  6  also  conduct  operations  in  the  Company's  MH 
Segment. See Item 2. “Properties.” 

The  Company's  RV  Segment  products  are  sold  primarily  to  major  manufacturers  of  RVs  such  as  Thor 
Industries  (symbol:  THO),  Forest  River  (a  subsidiary  of  Berkshire  Hathaway,  symbol:  BRKA),  and  Heartland 
Recreational Vehicles. 

The Company's RV Segment operations compete on the basis of price, customer service, product quality, 
and  reliability.  Although  definitive  information  is  not  readily  available,  the  Company  believes  that  (i)  its  market 
share for most of its towable RV window and door products exceeds 75 percent; (ii) the two leading suppliers of 
RV chassis and chassis parts are the Company and Dexter, a division of Tomkins plc, and the Company's market 
share  for  RV  chassis,  chassis  parts  and  slide-out  mechanisms  for  travel  trailers  and  fifth-wheel  RVs  is 
approximately 70 percent; (iii) the leading suppliers of axles for towable RVs are the Company, Al-Ko Kober and 
Dexter, and the Company’s market share for axles for towable RVs is approximately 50 percent; and (iv) its market 
share for upholstered furniture for RVs is approximately 30 percent, and the Company competes with several other 
manufacturers.  See  Item  1.  “Business  –  Intellectual  Property”  for  a  description  of  the  patent  license  agreement 
applicable to certain of the Company’s slide-out mechanisms.   

Detailed  narrative  information  about  the  results  of  operations  of  the  RV  Segment  is  included  in  Item  7.  

“Management’s Discussion and Analysis of Financial Condition and Results of Operations.” 

MH Segment 

Through its wholly-owned subsidiaries, the Company manufactures and markets a number of components 

for new and aftermarket manufactured homes and, to a lesser extent, modular housing and office units, including:  

●Vinyl and aluminum windows and screens 
●Thermoformed bath and kitchen products 
●Axles   

●Steel chassis 
●Steel chassis parts 
●Entry doors 

In 2009, the MH Segment represented 21 percent of the Company's consolidated net sales, and 16 percent 
of  consolidated  segment  operating  profit.  Certain  of  the  Company’s  MH  Segment  customers  manufacture  both 
manufactured homes and modular homes, and certain of the products manufactured by the Company are suitable 
for  both  manufactured  homes  and  modular  homes.  As  a  result,  the  Company  is  not  always  able  to  determine  in 
which type of home its products are installed. The MH Segment also supplies related products to other industries, 
representing less than 5 percent of sales of this segment.   

Raw  materials  used  by  the  Company's  MH  Segment,  consisting  of  fabricated  steel  (coil,  sheet,  and  I-
beam), extruded aluminum and vinyl, glass, and ABS resin, are available from a number of sources, both domestic 
and foreign. 

Operations  of  the  Company's  MH  Segment  consist  primarily  of  fabricating,  welding,  thermoforming, 
painting  and  assembling  components  into  finished  products.  The  Company's  MH  Segment  operations  are 
conducted  at  15  manufacturing  and  warehouse  facilities  throughout  the  United  States,  strategically  located  in 
proximity to the customers they serve. Of these facilities, 6 also conduct operations in the Company's RV Segment. 
See Item 2. “Properties.” 

5 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The  Company's  manufactured  housing  products  are  sold  primarily  to  major  builders  of  manufactured 
homes  such  as  Clayton  Homes  (a  subsidiary  of  Berkshire  Hathaway,  symbol:  BRKA)  and  Skyline  Corporation 
(symbol: SKY) and, to a lesser extent, to distributors of aftermarket products.  

The  Company's  MH  Segment  competes  on  the  basis  of  price,  customer  service,  product  quality,  and 
reliability. Although definitive information is not readily available, the Company believes that (i) it is the leading 
supplier of windows for manufactured homes, and the Company's market share for windows and screens exceeds 
75  percent;  (ii)  the  Company's  manufactured  housing  chassis  and  chassis  parts  operations  compete  with  several 
other manufacturers of chassis and chassis parts, as well as with builders of manufactured homes, most of which 
produce  their  own  chassis  and  chassis  parts,  and  the  Company’s  market  share  for  chassis  and  chassis  parts  for 
manufactured  homes  is  approximately  25  percent;  (iii)  the  Company’s  thermoformed  bath  and  kitchen  unit 
operation competes with three other manufacturers of bath and kitchen units and the Company’s market share for 
bath and kitchen products in the product lines the Company supplies exceeds 50 percent. 

Detailed  narrative  information  about  the  results  of  operations  of  the  MH  Segment  is  included  in  Item  7.  

“Management’s Discussion and Analysis of Financial Condition and Results of Operations.” 

Sales and Marketing 

Other  than  the  activities  of  its  sales  personnel  and  maintenance  of  customer  relationships  through  price, 
quality of its products, service, and customer satisfaction, the Company does not engage in significant marketing 
efforts, and does not incur significant marketing or advertising expenditures. 

The  Company  has  several  supply  agreements  or  other  arrangements  with  certain  of  its  customers  that 
provide for prices of various products to be fixed for periods generally not in excess of eighteen months; however, 
in certain cases the Company has the right to renegotiate the prices on sixty-days’ notice. Both the RV Segment 
and the MH Segment typically ship products on average within one to two weeks of receipt of orders from their 
customers and, as a result, neither segment has any significant backlog. 

The  Company’s  operations  are  somewhat  seasonal,  as  sales  are  typically  slower  in  the  first  and  fourth 

quarters, consistent with the industries which the Company supplies. 

Capacity 

In  2009,  the  Company’s  facilities  operated  at  an  average  of  approximately  45  percent  of  their  practical 
capacity, and typically ran one shift of production per day. Therefore, when demand increased in the RV industry 
in  the  latter  part  of  2009,  the  Company  had  the  ability  to  increase  production,  and  could  substantially  increase 
production should demand increase further in the RV or manufactured housing industries. Due to seasonal demand, 
capacity  utilization  varies  during  the  year.  Capacity  utilization  also  varies  significantly  by  product  line  and 
geographic  region.  At  December  31,  2009,  the  Company  operated  24  facilities,  and  for  most  products  has  the 
ability to fill demand in excess of capacity at individual facilities by shifting production to other facilities, but the 
Company  would  incur  additional  freight  costs.  Capital  expenditures  for  2009  were  $3.1  million.  The  ability  to 
expand capacity in certain  product areas, if necessary, as well as the potential to reallocate existing resources, is 
monitored regularly by management. 

Intellectual Property 

The  Company  manufactures  and  sells  certain  of  its  slide-out  mechanisms  pursuant  to  a  non-exclusive 
license granted by the exclusive licensee and owner of three patents until October 24, 2017, the date of the last to 
expire of the patents. Pursuant to the license, remaining royalties are payable by the Company on an annual basis 
until expiration of the patents at the rate of one percent of sales of certain slide-out mechanisms produced by the 
Company. For 2009, the Company paid royalties of $0.2 million on sales of applicable slide-out systems. Pursuant 
to the license, aggregate royalty payments subsequent to December 31, 2009 through the expiration of the patents 
cannot exceed $4.3 million.   

6 

 
 
 
  
 
 
 
 
 
 
 
 
 
The  Company  holds  several  United  States  patents  and  patent  applications  that  relate  to  various  products 
sold by the Company, and has granted certain licenses that permit third parties to manufacture and sell products in 
consideration  for  royalty  payments.  While  the  Company  believes  that  its  patents  are  valuable,  and  vigorously 
protects  its  patents  when  appropriate,  none  of  the  individual  patent  rights  is  essential  to  the  Company  or  its 
business segments. 

From  time  to  time,  the  Company  has  received  notices  that  it  may  be  infringing  certain  patent  rights  of 
others,  and  the  Company  has  given  notices  to  others  that  they  may  be  infringing  certain  patent  rights  of  the 
Company. Although the Company has asserted patent infringement claims against others, no material litigation is 
currently pending as a result of these claims. 

Regulatory Matters 

Windows  and  entry  doors  produced  by  the  Company  for  manufactured  homes  must  comply  with 
performance  and  construction  regulations  promulgated  by  the  U.S.  Department  of  Housing  and  Urban 
Development  (“HUD”)  and  by  the  American  Architectural  Manufacturers  Association  relating  to  air  and  water 
infiltration,  structural  integrity,  thermal  performance,  emergency  exit  conformance,  and  hurricane  resistance. 
Certain of the Company’s products must also comply with the International Code Council standards, such as the 
IRC (International Residential Code), the IBC (International Building Code), and the IECC (International Energy 
Conservation Code) as well as state and local building codes. Thermoformed bath products manufactured by the 
Company  for  manufactured  homes  must  comply  with  performance  and  construction  regulations  promulgated  by 
HUD.  

Windows and doors produced by the Company for the RV industry are regulated by The U.S. Department 
of Transportation Federal Highway Administration (“DOT”) and National Highway Traffic Safety Administration 
(“NHTSA”) division of the DOT governing safety glass performance, egressability, door hinge and lock systems, 
egress window retention hardware, and baggage door ventilation.   

New  tires  distributed  by  the  Company  are  subject  to  regulations  promulgated  by  DOT  and  by  HUD 

relating to weight tolerance, maximum speed, size and components.  

Trailers  produced  by  the  Company  for  hauling  boats,  personal  watercraft,  snowmobiles  and  equipment 
must comply with regulations promulgated by the NHTSA and Federal Motor Vehicle Safety Standards relating to 
lighting, breaking, wheels, tires and other vehicle systems.  

Rules promulgated under the Transportation Recall Enhancement, Accountability and Documentation Act 
(the “Tread Act”) require manufacturers of motor vehicles and certain motor vehicle related equipment to regularly 
make reports and submit documents and certain historical data to NHTSA to enhance motor vehicle safety, and to 
respond to requests for information relating to specific complaints or incidents.  

Upholstered  products  and  mattresses  produced  by  the  Company  for  motorized  RVs  must  comply  with 
Federal  Motor  Vehicle  Safety  Standards promulgated by  NHTSA  and  regulations promulgated by  the  Consumer 
Products Safety Commission regarding flammability. Plywood, particleboard and fiberboard used in these products 
are  required  to  comply  with  standards  for  formaldehyde  emission  levels  promulgated  by  the  California  Air 
Resources Board and adopted by the RVIA. 

The  Company's  operations  are  also  subject  to  certain  Federal,  state  and  local  regulatory  requirements 
relating  to  the  use,  storage,  discharge  and  disposal  of  hazardous  chemicals  used  during  their  manufacturing 
processes. 

The  Company  believes  that  it  is  currently  operating  in  compliance  with  applicable  laws  and  regulations 
and has  made reports and submitted information as required. The  Company does not believe that the expense of 
compliance  with  these  laws  and  regulations,  as  currently  in  effect,  will  have  a  material  effect  on  the  Company's 
capital expenditures, earnings or competitive position.  

7 

 
 
 
 
 
 
 
 
 
 
 
 
Employees 

The number of persons employed full-time by the Company and its subsidiaries at December 31, 2009 was 
3,054,  compared to  2,223  at  December  31, 2008 and 3,499  at  December  31,  2007.  Of  the total at  December  31, 
2009, 2,675 were in manufacturing and product research and development, 102 in transportation, 23 in sales, 61 in 
customer  support  and  servicing,  and  193  in  administration.  None  of  the  employees  of  the  Company  and  its 
subsidiaries  are  subject  to  collective  bargaining  agreements.  The  Company  and  its  subsidiaries  believe  that 
relations with its employees are good.  

Item 1A.  RISK FACTORS. 

Industry Risk Factors 

Economic  and  business  conditions  beyond  our  control  have  had  a  significant  adverse  impact  on  our 

earnings, and these conditions may continue. 

Our net sales in 2009 fell 22 percent compared to 2008, which adversely impacted our operating results. 
We  attribute  this  decline  to  a  combination  of  factors,  including  the  weak  economy  and  resulting  recession,  tight 
credit, low consumer confidence, and the deterioration in the real estate and mortgage markets. As a result of these 
conditions,  which  may  continue,  dealers  reduced  inventories  and  consumers  have  been  cautious  about  making 
purchases of discretionary “big-ticket” items such as RVs and manufactured homes. See Item 7. “Management’s 
Discussion and Analysis of Financial Condition and Results of Operations”.  

The  severe  decline  in  the  retail  demand  and  wholesale  production  of  RVs  and  manufactured  homes  has 
reduced the demand for our products. Our annual results of operations could decline if industry conditions worsen.  

Reductions in the availability of wholesale financing limits the inventories carried by retail dealers of RVs 
and manufactured homes, which causes reduced production of RVs and manufactured homes and reduced demand 
for our products. 

Retail  dealers  of  RVs  and  manufactured  homes  generally  finance  their  purchases  of  inventory  with 
financing known as floor-plan financing provided by lending institutions. Reduction in the availability of floor-plan 
financing would cause many dealers to reduce inventories of RVs and manufactured homes, which would result in 
reduced production of RVs and manufactured homes, resulting in reduced demand for our products. 

Moreover, dealers which are unable to obtain adequate financing could cease operations. Their remaining 
inventories would likely be sold at deep discounts. Such sales would cause a decline in orders for new inventory, 
which would reduce demand for our products.   

The recession and conditions in the credit market have limited, and could continue to limit, the ability of 

consumers to obtain financing for RVs and manufactured homes, resulting in reduced demand for our products. 

As a result of the recession and the factors leading to it, there have been significant changes in the lending 
practices  of  financial  institutions,  and  many  lenders  have  severely  restricted  loan  availability.  Limitations  on  the 
availability  of  financing  for  RVs  and  manufactured  homes  limit  the  ability  of  consumers  to  purchase  RVs  and 
manufactured homes, resulting in reduced production, and reduced demand for our products. 

Limited  availability  of  financing  for  manufactured  homes  and  higher  costs  of  this  financing  limits  the 

ability of consumers to purchase manufactured homes, which would result in reduced demand for our products. 

Loans used to finance the purchase of manufactured homes usually have shorter terms and higher interest 
rates,  and  are  more  difficult  to  obtain  than  mortgages  for  site-built  homes.  Historically,  lenders  required  higher 
down payment, higher credit scores and other criteria for these loans. Current lending criteria are even higher, and 
many potential buyers of manufactured homes may not qualify.  

8 

 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
The  availability,  cost,  and  terms  of  these  loans  are  also  dependent  on  economic  conditions,  lending 
practices  of  financial  institutions,  governmental  policies,  and  other  factors,  all  of  which  are  beyond  our  control. 
Reductions in the availability of financing for manufactured homes and increases in the costs of this financing have 
limited, and could continue to limit, the ability of consumers to purchase manufactured homes, resulting in reduced 
production of manufactured homes and reduced demand for our products. 

Excess inventories at dealers and manufacturers can cause a decline in the demand for our products. 

As a result of the severe decline in sales of RVs and manufactured homes, dealers and manufacturers of 
RVs and manufactured homes carried excess unsold inventory. Existence of excess inventory can cause a reduction 
in orders for new RVs and manufactured homes, which would cause a decline in demand for our products. 

High  levels  of  repossessions  of  manufactured  homes  and  RVs  could  cause  manufacturers  to  reduce 

production of new manufactured homes and RVs, resulting in reduced demand for our products. 

Repossessed  manufactured  homes  and  RVs  are  resold  by  lenders,  often  at  substantially  reduced  prices, 
which  reduces  the  demand  for  new  manufactured  homes  and  RVs.  Economic  conditions  could  result  in  loan 
defaults  and  cause  high  levels  of  repossessions,  which  would  cause  manufacturers  to  reduce  production  of  new 
manufactured homes and RVs, resulting in reduced demand for our products.   

Gasoline shortages, or high prices for gasoline, could lead to reduced demand for our products. 

Travel trailer and fifth-wheel RVs, components for which represent nearly 93 percent of our RV Segment 
sales,  are  usually  towed  by  light  trucks  or  SUVs.  Generally,  these  vehicles  use  more  fuel  than  automobiles, 
particularly  while  towing  RVs.  High  prices  for  gasoline,  or  anticipation  of  potential  fuel  shortages,  can  affect 
consumer use and purchase of light trucks and SUVs, which would result in reduced demand for fifth-wheel RVs 
and travel trailers, and therefore reduced demand for our products. 

Disposition into the market by FEMA of RVs or manufactured homes could result in reduced demand for 

our products. 

From  time  to  time,  FEMA  purchases  RVs  or  manufactured  homes  for  use  in  connection  with  natural 
disasters or other circumstances resulting in home displacements. Used or unused RVs or manufactured homes may 
later  be  disposed  of  by  FEMA  by  sale  or  otherwise.  Disposition  of  these  RVs  and  manufactured  homes  in  the 
market could reduce demand for new RVs and manufactured homes causing manufacturers to reduce production, 
which would result in reduced demand for our products. 

The manufactured housing industry has been experiencing a significant decline in shipments, which may 

continue. 

Our  MH  Segment,  which  accounted  for  21  percent  of  consolidated  net  sales  for  2009,  operates  in  an 
industry which has been experiencing a decline in production of new homes since 1998. The downturn was caused, 
in part, by limited availability of financing, and has been exacerbated by economic conditions. 

Moreover,  because  of  the  weak  market  for  conventional  housing,  retirees  may  not  be  able  to  sell  their 
primary  residences,  or  may  be  unwilling  to  sell  at  currently  depressed  prices,  and  purchase  less  expensive 
manufactured homes. In addition, the availability of foreclosed site-built homes at reduced prices could impact the 
demand for manufactured homes.   

If these conditions persist, it is not likely that the manufactured housing industry will improve in the short-
term,  and  certain  of  our  customers  could  experience  financial  difficulties.  These  factors  could  result  in  reduced 
demand for products from our MH Segment, as well as difficulties in collecting accounts receivable.  

9 

 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
Changes in zoning regulations for manufactured homes could lead to reduced demand for our products. 

Manufactured  housing  communities  and  individual  home  placements  are  subject  to  local  zoning 
regulations.  In  the  past,  there  has  been  resistance  by  local  property  owners  and  zoning  officials  to  zoning 
ordinances  allowing  the  location  of  manufactured  homes  in  certain  areas  comprised  of  conventional  residences. 
Continued  resistance  to  these  zoning  ordinances  could  have  an  adverse  impact  on  sales  and  production  of 
manufactured homes, which would reduce demand for our products. 

Recently enacted legislation and regulatory changes relating to the financial services industry could impact 

the industries we serve which could result in reduced demand for our products. 

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (“SAFE Act”) was signed into law 
in July, 2008. The SAFE Act is intended to establish, within one year from its passage, minimum state standards 
for  licensing  and  registration  of  mortgage  lenders,  brokers  and  originators.  According  to  the  RVIA  and  the 
Manufactured Housing Institute, this legislation could make loans for RVs and manufactured homes more difficult 
to obtain, resulting in fewer sales of RVs and manufactured homes, and less demand for our products. 

Company-specific Risk Factors 

Volatile raw material costs could adversely impact our financial condition and operating results. 

The prices we pay for steel, which represents about 50 percent of our raw material costs, and other key raw 

materials, have been volatile.  

Because competition and business conditions may limit the amount or timing of increases in raw material 
costs that can be passed through to customers in the form of price increases, future increases in raw material costs 
could adversely impact our financial condition and operating results. Conversely, as raw material costs decline, we 
may not be able to maintain selling prices consistent with higher cost raw materials in our inventory, which could 
adversely affect our operating results. 

Inadequate  supply  of  raw  materials  used  to  make  our  products  could  adversely  impact  our  financial 

condition and operating results. 

If raw materials or components that are used in manufacturing our products, particularly those which we 
import,  become  unavailable,  or  if  the  supply  of  these  raw  materials  and  components  is  interrupted,  our 
manufacturing operations could be adversely affected. The Company currently imports approximately 15 percent 
of its raw materials and components. 

We are involved in certain litigation, which, if decided against us, could have a material adverse affect on 

our financial condition. 

A case is pending against Kinro, purporting to be a class action, in which it is alleged that certain bathtubs 
manufactured  by  Kinro  for  use  in  manufactured  homes  fail  to  comply  with  certain  safety  standards  relating  to 
flame  spread.  Kinro  denies  the  allegations,  is  vigorously  defending  against  the  claims,  and  based  on  extensive 
investigation, believes that the bathtubs are in compliance with applicable regulations. Further detail regarding the 
litigation is provided in this Form 10-K in Item 3. “Legal Proceedings.” 

The loss of any customer accounting for more than 10 percent of our consolidated net sales, and the 

consolidation of customers in our industry, could have a material adverse impact on our operating results. 

One customer of the RV Segment accounted for 25 percent, and another customer of both the RV Segment 
and the MH Segment accounted for 24 percent, of our consolidated net sales in 2009. The loss of either of these 
customers could have a material adverse impact on our operating results.  

In  addition,  the  concentration  of sales  of our  products to  fewer  customers  as a  result  of consolidation  of 

manufacturers in the industries we serve could adversely impact our operating results.  

10 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The  financial  condition  of  several  of  our  significant  customers  could  adversely  impact  our  financial 

condition and operating results. 

Financial difficulties experienced by certain of our significant customers as a result of the sharp decline in 
sales of RVs and manufactured homes could result in reduced demand for our products, as well as losses due to the 
inability to collect accounts receivable.   

Competitive pressures could reduce demand for our products. 

Domestic  and  foreign  competitors  may  lower  prices  on  products  which  currently  compete  with  our 
products,  or  develop  product  improvements,  which  could  reduce  demand  for  our  products.  In  addition,  the 
manufacture by our customers of products supplied by us could reduce demand for our products. 

Non-cash charges for impairment of long-lived other intangible assets may be required. 

The declines in the industries to which we sell our products have been severe, and demand for our products 

has declined. Continuation of the decline in these industries could result in non-cash impairment charges.  

Item 1B. UNRESOLVED STAFF COMMENTS. 

None. 

Item 2.  PROPERTIES.   

The Company’s manufacturing operations are conducted at facilities that are used for both manufacturing 
and  warehousing.  In  addition,  the  Company  maintains  administrative  facilities  used  for  corporate  and 
administrative functions. At December 31, 2009, the Company's properties were as follows:  

City 
Rialto (1) 
Fitzgerald (1) 
Burley 
Goshen (1) 
Goshen 
Goshen 
Goshen 
Goshen (1) 
Topeka 
Goshen 
Goshen 
Pendleton 
McMinnville (1) 
Waxahachie (1) 
Kaysville 

RV SEGMENT 

State 
California 
Georgia 
Idaho 
Indiana 
Indiana 
Indiana 
Indiana 
Indiana 
Indiana 
Indiana 
Indiana 
Oregon 
Oregon 
Texas 
Utah 

Square Feet 
56,430 
15,800 
17,000 
385,000 
171,000 
134,500 
87,800 
81,200 
67,560 
65,000 
53,500 
56,800 
17,850 
43,050 
75,000 
  1,327,490 (2) 

Leased 

 Owned 
(cid:51) 
(cid:51) 

(cid:51) 
(cid:51) 
(cid:51) 
(cid:51) 
(cid:51) 

(cid:51) 
(cid:51) 
(cid:51) 
(cid:51) 

(cid:51) 

(cid:51) 
(cid:51) 

(cid:51) 

(1) These  plants  also  produce  products  for  manufactured  homes.  The  square  footage 
indicated above represents that portion of the building that is utilized for manufacture 
of products for RVs. 

(2) At December 31, 2008, the Company’s RV Segment used an aggregate of 1,466,379 

square feet for manufacturing and warehousing. 

11 

 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
MH SEGMENT 

City 
Double Springs 
Rialto (1)  
Ocala 
Cairo 
Fitzgerald (1)  
Nampa 
Goshen 
Middlebury 
Goshen (1)  
Goshen (1)  
Arkansas City 
McMinnville (1)  
Denver 
Chester 
Waxahachie (1)  

State 
Alabama 
California 
Florida 
Georgia 
Georgia 
Idaho 
Indiana 
Indiana 
Indiana 
Indiana 
Kansas 
Oregon 
Pennsylvania 
South Carolina 
Texas 

Square Feet 
109,000 
6,270 
47,100 
105,000 
63,200 
83,500 
110,000 
61,113 
25,000 
14,500 
7,800 
17,850 
40,200 
78,579 
156,950 
    926,062 (2) 

Owned 
(cid:51) 
(cid:51) 
(cid:51) 
(cid:51) 
(cid:51) 
(cid:51) 
(cid:51) 
(cid:51) 
(cid:51) 
(cid:51) 

(cid:51) 

(cid:51) 

Leased 

(cid:51) 

(cid:51) 
(cid:51) 

(1) These plants also produce products for RVs. The square footage indicated above represents that 
portion of the building that is utilized for manufacture of products for manufactured homes. 

(2) At December 31, 2008, the Company’s MH Segment used an aggregate of 1,092,283 square feet 

for manufacturing and warehousing.  

. 

ADMINISTRATIVE 

City 
White Plains 
Goshen 
Goshen 
Arlington 
Phoenix 

State 
New York 
Indiana 
Indiana 
Texas 
Arizona 

Square Feet 

Owned 

4,059 
22,000 
15,500 
10,473 
  1,000 
  53,032 

(cid:51) 

Leased 
(cid:51) 
(cid:51) 

(cid:51) 
(cid:51) 

At December 31, 2009, the Company owned the following facilities and vacant land not currently 

used in production, having an aggregate book value of $12.2 million:  

City 
Boaz 
Phoenix * 
Fontana * 
Elkhart * 
Bristol 
Howe 
Elkhart  
Dayton 
Middlebury 
Arkansas City 

State 
Alabama 
Arizona 
California 
Indiana 
Indiana 
Indiana 
Indiana 
Tennessee 
Indiana 
Kansas 

Square Feet 
86,600 
61,000 
108,800 
100,000 
97,500 
60,000 
42,000 
100,000 
12 acres of land 
5 acres of land 

* Currently leased to a third party. 

12 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 3.  LEGAL PROCEEDINGS.  

On or about January 3, 2007, an action was commenced in the United States District Court, Central District 
of  California,  entitled  Gonzalez  vs.  Drew  Industries  Incorporated,  Kinro,  Inc.,  Kinro  Texas  Limited  Partnership 
d/b/a Better Bath Components; Skyline Corporation, and Skylines Homes, Inc. (Case No. CV06-08233). The case 
purports to be a class action on behalf of the named plaintiff and all others similarly situated in California. Plaintiff 
initially alleged, but has not sought certification of, a national class. 

On  April  1,  2008,  the  Court  issued  an  order  granting  Drew’s  motion  to  dismiss  for  lack  of  personal 

jurisdiction, resulting in the dismissal of Drew Industries Incorporated as one of the defendants in the case. 

Plaintiff  alleges  that  certain  bathtubs  manufactured  by  Kinro  Texas  Limited  Partnership,  a  subsidiary  of 
Kinro, and sold under the name “Better Bath” for use in manufactured homes, fail to comply with certain safety 
standards  relating  to  flame  spread  established  by  the  U.S.  Department  of  Housing  and  Urban  Development 
(“HUD”). Plaintiff alleges, among other things, that sale of these products is in violation of various provisions of 
the California Consumers Legal Remedies Act (Cal. Civ. Code Sec. 1770 et seq.), the Magnuson-Moss Warranty 
Act (15 U.S.C. Sec. 2301 et seq.), the California Song-Beverly Consumer Warranty Act (Cal. Civ. Code Sec. 1790 
et seq.), and the California Unfair Competition Law (Cal. Bus. & Prof. Code Sec. 17200 et seq.).   

Plaintiff seeks to require defendants to notify members of the class of the allegations in the proceeding and 
the claims made, to repair or replace the allegedly defective products, to reimburse members of the class for repair, 
replacement and consequential costs, to cease the sale and distribution of the allegedly defective products, and to 
pay actual and punitive damages and plaintiff’s attorneys fees. 

On January 29, 2008, the Court issued an Order denying certification of a class with plaintiff Gonzalez as 
the  class  representative  because  she  no  longer  owned  the  bathtub.  On  March  10,  2008,  plaintiff  amended  her 
complaint to include an additional plaintiff, Robert Royalty. Plaintiff Royalty states that his bathtub was not tested 
to  determine  whether  it  complies  with  HUD  standards.  Rather,  his  allegations  are  based  on  “information  and 
belief”, including the testing  of plaintiff Gonzalez’s bathtub and  other evidence. Kinro denies plaintiff  Royalty’s 
allegations. 

On  June  25,  2008,  plaintiffs  filed  a  renewed  motion  for  class  certification  and  the  Court  again  denied 
certification of a class. Plaintiffs filed a third motion for class certification on December 23, 2008, and Defendants’ 
filed a motion seeking summary judgment against plaintiffs’ case.  

On May 18, 2009, the Court issued an Order granting partial summary judgment in favor of defendants, 
dismissing  five  of  the  six  claims  asserted  by  plaintiffs,  except  for  plaintiffs’  claim  for  violation  of  California’s 
Unfair  Competition  Law  (the  “UCL”).  The  Court  also  granted  plaintiffs’  motion  for  class  certification  as  to  that 
one claim. The Court denied Defendant’s motion for summary judgment on the UCL claim on the ground that there 
was a triable issue of fact as to whether the alleged misrepresentation on defendants’ labels regarding testing for 
flame  spread  rate  caused  plaintiffs  to  purchase  the  manufactured  homes  containing  bathtubs  manufactured  by 
Kinro. 

On August 26, 2009, as a result of a decision by the California Supreme Court in an unrelated case dealing 
with a similar UCL claim, the Court dismissed plaintiffs’ remaining UCL claim because plaintiffs did not actually 
rely on defendants’ labels when they bought the homes containing the bathtubs. However, the Court concluded that 
simply  selling  bathtubs  which  may  fail  to  satisfy  Federal  standards  may  violate  the  “unfair  prong”  of  the  UCL, 
even if plaintiffs did not actually rely on defendant’s labels.  

On September 11, 2009, defendants filed with the Ninth Circuit Court of Appeals a Petition for Permission 
to Appeal, on an interlocutory basis, that part of the District Court’s ruling that certified a class to pursue a claim 
under  the  “unfair  prong”  of  the  UCL.  On  December  11,  2009,  the  Appeals  Court  issued  an  Order  denying 
defendants’ permission to appeal the District Court’s ruling at this point in the case, but the Appeals Court did not 
address the merits of the case.  

13 

 
 
 
 
 
 
 
 
 
 
 
Defendant Kinro has conducted a comprehensive investigation of the allegations made in connection with 
the claims, including with respect to the HUD safety standards, prior test results, testing procedures, and the use of 
labels.  In  addition,  at  Kinro’s  initiative,  independent  laboratories  conducted  multiple  tests  on  materials  used  by 
Kinro  in  the  manufacture  of  bathtubs, the  results of  which  tests indicate that  Kinro’s  bathtubs are  in compliance 
with HUD regulations.  

Based  on  the  foregoing  investigation  and  testing,  the  District  Court’s  rulings  dismissing  plaintiffs’  six 
claims,  and  the  ruling  on  “reliance”  by  the  California  Supreme  Court,  Kinro  believes  that,  notwithstanding  the 
District Court’s finding that plaintiffs may proceed with their claim that defendants may have violated the “unfair 
prong” of the UCL, plaintiffs may not be able to prove the essential elements of their claim. Defendants intend to 
vigorously defend against the claim, and intend to move for summary judgment dismissing the claim. In addition, 
Kinro believes that no remedial action is required or appropriate under HUD safety standards. 

If the District Court maintains its rulings, denies defendants’ motion for summary judgment as to the claim 
based on the “unfair prong” of the UCL, and maintains its ruling granting plaintiffs’ motion for class certification 
with  respect  to  that  claim,  and  if  plaintiffs  pursue  their  claim,  protracted  litigation  could  result.  Although  the 
outcome of such litigation cannot be predicted, if certain essential findings are ultimately unfavorable to Kinro, the 
Company  could  sustain  a  material  liability.  The  Company’s  liability  insurer  denied  coverage  on  the  ground  that 
plaintiffs did not sustain any personal injury or property damage. 

In  the  normal  course  of  business,  the  Company  is  subject  to  proceedings,  lawsuits  and  other  claims.  All 
such matters are subject to uncertainties and outcomes that are not predictable with assurance. While these matters 
could materially affect operating results when resolved in future periods, it is management’s opinion that after final 
disposition, including anticipated insurance recoveries, any monetary liability or financial impact to the Company 
beyond  that  provided  in  the  Consolidated  Balance  Sheet  as  of  December  31,  2009,  would  not  be  material  to  the 
Company’s financial position or annual results of operations. 

Item 4. RESERVED. 

14 

 
 
 
 
 
 
DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT. 

The following tables set forth certain information with respect to the Directors and Executive Officers of 
the Company as of January 1, 2010. Additional information with respect to the Company’s Directors is included in 
the Company’s Proxy Statement for the Annual Meeting of Stockholders to be held on May 19, 2010. 

Name 

Position 

Edward W. Rose, III 
  (Age 68) 

Leigh J. Abrams 
  (Age 67) 

Fredric M. Zinn 
  (Age 58) 

James F. Gero 
  (Age 64) 

Lead Director of the Board of Directors since January 2009. Director 

since March 1984. 

Chairman of the Board of Directors since January 2009. Director since 

March 1984. 

Chief Executive Officer since January 2009, President and Director since 

May 2008.   

Director since May 1992. 

Frederick B. Hegi, Jr.  
  (Age 66) 

Director since May 2002. 

David A. Reed 
  (Age 62) 

John B. Lowe, Jr.  
  (Age 70) 

Jason D. Lippert 
  (Age 37) 

Joseph S. Giordano III 
  (Age 40) 

Scott T. Mereness 
  (Age 38) 

Director since May 2003. 

Director since May 2005. 

President and Chief Executive Officer of Lippert Components, Inc. since 
February  2003, and  President and Chief Executive Officer of Kinro, 
Inc. since January 2009. Director since May 2007. 

Chief Financial Officer since May 2008, Treasurer since May 2003. 

Executive Vice President and Chief Operating Officer of Lippert 

Components, Inc. since February 2003, and Executive Vice President 
and Chief Operating Officer of Kinro, Inc. since February 2010.   

EDWARD  W.  ROSE,  III,  was  Chairman  of  the  Board  of  Directors  from  March  1984  to  December  31, 
2008. For more than the past five years, Mr. Rose has been President and sole stockholder of Cardinal Investment 
Company,  Inc.,  an  investment  firm.  Mr.  Rose  also  served  as  a  director  of  ACE  Cash  Express,  Inc.,  a  publicly-
owned  company  engaged  in  check  cashing  services,  until  its  sale  in  October  2006.  From  April  1999  to  January 
2003, Mr. Rose was a director of TX C.C., Inc., a privately-owned restaurant chain, against which an involuntary 
petition  for  relief  under  Chapter  11  of  the  U.S.  Bankruptcy  Code  was  filed  on  February  21,  2003  in  the  U.S. 
Bankruptcy Court for the Northern District of Texas. A plan of reorganization was confirmed on January 28, 2004. 
Cardinal Investment Company, Inc., of which Mr. Rose is the sole stockholder, was an indirect General Partner of 
MJ  Designs,  L.P.,  a  privately-owned  retailer  of  arts  and  crafts  products,  which  filed  a  petition  for  relief  under 
Chapter 11 of the U.S. Bankruptcy Code in January 2003 in the U.S. Bankruptcy Court for the Northern District of 
Texas, later converted to a Chapter 7 liquidation. 

LEIGH J. ABRAMS, was Chief Executive Officer from March 1984 to December 31, 2008 and President 
until  May  2008.  Since  April  2001,  Mr.  Abrams  has  also  been  a  director  of  Impac  Mortgage  Holdings,  Inc.,  a 
publicly-owned specialty finance company organized as a real estate investment trust, and Lead Director of Impac 
Mortgage Holdings, Inc. since June 2004. Mr. Abrams is a Certified Public Accountant. 

FREDRIC M. ZINN, was Executive Vice President from February 2001 to May 2008 and Chief Financial 

Officer from March 1984 to May 2008. Mr. Zinn is a Certified Public Accountant. 

15 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
JAMES  F.  GERO,  is  a  private  investor.  Mr.  Gero  also  serves  as  Chairman  of  the  Board  of  Orthofix 
International,  N.V.,  a  publicly-owned  international  supplier  of  orthopedic  devices  for  bone  fixation  and 
stimulation, and as a director of Intrusion.com, Inc., a publicly-owned supplier of security software.   

FREDERICK B. HEGI, JR., is a founding partner of Wingate Partners, a private equity firm, including the 
indirect general partner of each of Wingate Partners L.P. and Wingate Partners II, L.P. Since May 1982, Mr. Hegi 
has served as President of Valley View Capital Corporation, a private investment firm. Mr. Hegi is a director of 
Texas  Capital  Bancshares,  Inc.,  a  publicly-owned  regional  bank;  and  is  Chairman  of  the  Board  of  United 
Stationers,  Inc.,  a  publicly-owned  wholesale  distributor  of  business  products.  From  1986  until  its  acquisition  in 
2007, Mr. Hegi was a director of Lone Star Technologies, Inc., a diversified publicly-owned company engaged in 
the manufacture of tubular products. From 1999 to 2001, Mr. Hegi was Chairman, President and Chief Executive 
Officer  of  Kevco,  Inc.,  a  publicly-owned  distributor  of  building  products  to  the  manufactured  housing  and 
recreational vehicle industries, which filed for protection under Chapter 11 of the United States Bankruptcy Code 
on February 5, 2001, later converted to a Chapter 7 liquidation.  

DAVID A. REED, is President of Causeway Capital Management LLC, manager of a family investment 
partnership. Mr. Reed retired as Senior Vice Chair for Ernst & Young LLP in 2000 where he held several senior 
U.S.  and  global  operating,  administrative  and  marketing  roles  in  his  26-year  tenure  with  the  firm.  He  served  on 
Ernst  &  Young  LLP’s  Management  Committee  and  Global  Executive  Council  from  1991-2000.  Mr.  Reed  is  a 
director  of  Penson  Worldwide,  Inc.,  a  publicly-owned  company  engaged  in  providing  flexible  technology-based 
processing solutions to the investment industry. From 2005 until its acquisition in 2007, Mr. Reed was a director of 
Lone  Star  Technologies,  Inc.,  a  diversified  publicly-owned  company  engaged  in  the  manufacture  of  tubular 
products. 

JOHN B. LOWE, JR., has been Chairman of TDIndustries, Inc., a national mechanical/electrical/plumbing 
construction and facility service company, since 1981. From January 1981 to January 2005, Mr. Lowe also served 
as Chief Executive Officer of TDIndustries. Mr. Lowe is Chairman of the Board of Zale Corporation, a publicly-
owned  specialty  retailer  of  fine  jewelry,  and  is  a  director  of  KDC  Platform,  LLC,  engaged  in  real  estate 
development. Mr. Lowe also serves on the Board of Trustees of the Dallas Independent School District.  

JASON D. LIPPERT, was Executive Vice President and Chief Operating Officer of Lippert Components, 
Inc., from May 2000 until February 2003, and served as Regional Director of Operations of Lippert Components, 
Inc. from 1998 until 2000. Mr. Lippert has been Chairman of Lippert Components, Inc. since January 2007, and 
Chairman of Kinro, Inc. since January 2009. 

JOSEPH S. GIORDANO III, was Corporate Controller from May 2003 to May 2008. From July 1998 to 
August  2002,  Mr.  Giordano  was  a  Senior  Manager  at  KPMG  LLP,  and  from  August  2002  to  April  2003,  Mr. 
Giordano was a Senior Manager at Deloitte & Touche LLP. Mr. Giordano is a Certified Public Accountant. 

SCOTT  T.  MERENESS,  was  Vice  President  of  Operations  of  Lippert  Components,  Inc.,  from  February 
2001 to 2003, and was Vice President of Kinro, Inc., from January 2009 until February 2010. Mr. Mereness was 
Regional Vice President for Manufactured Housing for Lippert Components, Inc., from 1999 to 2001. 

Other Officers 

HARVEY F. MILMAN, has been Vice President-Chief Legal Officer of the Company since March 2005. 
Prior thereto, Mr. Milman was a partner of the firm of Phillips Nizer LLP, counsel to the Company. Mr. Milman 
has served as Secretary of the Company since May 2007, and as Assistant Secretary of the Company for more than 
five years prior thereto. 

CHRISTOPHER  L.  SMITH,  was  Assistant  Controller  of  the  Company  from  August  2005  to  May  2008, 
and  has  been  Corporate  Controller  since  May  2008.  From  January  2000  to  June  2005,  Mr.  Smith  served  as 
Assistant  Controller  of  Key  Components,  LLC,  and  from  August  1997  to  January  2000,  Mr.  Smith  was  Senior 
Associate at Ernst & Young LLP. Mr. Smith is a Certified Public Accountant. 

16 

 
 
 
 
 
 
 
 
 
 
 
PART II 

Item 5.  MARKET FOR REGISTRANT'S COMMON EQUITY, RELATED STOCKHOLDER MATTERS 
AND ISSUER PURCHASES OF EQUITY SECURITIES. 

As  of  February  26,  2010,  there  were  558  holders  of  the  Company’s  Common  Stock,  in  addition  to 
beneficial owners of shares held in broker and nominee names. The Company’s Common Stock trades on the New 
York Stock Exchange under the symbol “DW”. 

Information concerning the high and low closing prices of the Company’s Common Stock for each quarter 
during  2009  and  2008  is  set  forth  in  Note  12  of  Notes  to  Consolidated  Financial  Statements  in  Item  8  of  this 
Report. 

Equity Compensation Plan Information as of December 31, 2009  

Plan category 

Number of securities 
to be issued upon 
exercise of outstanding 
options, warrants 
and rights 

Weighted average 
exercise price of 
outstanding options, 
warrants and rights 

Number of securities 
remaining available for 
future issuance under 
equity compensation 
plans (excluding 
securities reflected 
in column (a)) 

Equity compensation plans 
approved by security holders 
Equity compensation plans not 
approved by security holders 
Total 

(a) 

1,891,053 

N/A 

1,891,053 

(b) 

$22.67 

N/A 

$22.67 

(c) 

1,090,019 

N/A 

1,090,019 

Pursuant  to  the  Drew  Industries  Incorporated  2002  Equity  Award  and  Incentive  Plan,  as  amended  (the 
“2002 Equity Plan”), which was approved by stockholders in May 2002, the Company may grant to its directors, 
employees, and consultants Common Stock-based awards, such as stock options, restricted or deferred stock, and 
deferred stock units. The number of shares available for granting awards under the 2002 Equity Plan was 1,090,019 
and 346,921  at  December 31, 2009 and 2008, respectively.  At  the Annual  Meeting  of  Stockholders held in  May 
2009, stockholders approved an amendment to the 2002 Equity Plan to increase the number of shares available for 
awards by 900,000 shares. The 2002 Equity Plan is the Company’s only equity compensation plan. 

17 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 6.  SELECTED FINANCIAL DATA. 

The  following  table  summarizes  certain  selected  historical  financial  and  operating  information  of  the 
Company and is derived from the Company’s Consolidated Financial Statements. Historical financial data may not 
be indicative of the Company’s future performance. The information set forth below should be read in conjunction 
with  “Management’s  Discussion  and  Analysis  of  Financial  Condition  and  Results  of  Operations”  and  the 
Consolidated Financial Statements and Notes thereto included in Item 7 and Item 8 of this Report, respectively. 

(In thousands, except per share amounts) 

2009 

Year Ended December 31, 
2007 

2006 

2008 

2005 

Operating Data: 
Net sales 
Goodwill impairment 
Executive retirement 
Operating (loss) profit 
(Loss) income before income taxes   
(Benefit) provision for income taxes 
Net (loss) income  

Net (loss) income per common share: 

Basic 
Diluted 

Financial Data: 
Working capital 
Total assets 
Long-term obligations 
Stockholders’ equity 

Dividend Information 

$ 397,839 
$   45,040 
$  
- 
$ (35,581) 
$ (36,370) 
$ (12,317) 
$ (24,053) 

$ 510,506 
$   5,487 
$   2,667 
$   19,898 
$   19,021 
$     7,343 
$   11,678 

$ 668,625 
- 
$  
$  
- 
$   65,959 
$   63,344 
$   23,577 
$   39,767 

$ 729,232 
- 
$  
$  
- 
$   55,295 
$   50,694 
$   19,671 
$   31,023 

$   669,147 
- 
$  
$  
- 
$   57,729 
$   54,063 
$   20,461 
$   33,602 

$     (1.10) 
$     (1.10) 

$      0.54 
$      0.53 

$  
$  

1.82 
1.80 

$  
$  

1.43 
1.42 

$  
$  

1.60 
1.56 

$   84,378 
$ 113,744 
$ 288,065 
$ 311,358 
$     8,243      $     9,763 
$ 258,878 
$ 244,115 

$   89,861 
$ 345,737 
$   23,128 
$ 251,536 

$   61,979 
$ 311,276 
$   47,327 
$ 204,888 

$   76,146 
$   307,428 
$   64,768 
$   167,709 

The  Company  has  not  paid  any  cash  dividends  on  its  outstanding  shares  of  Common  Stock.  Future 
dividend policy with respect to the Common Stock will be determined by the Board of Directors of the Company in 
light  of  prevailing  financial  needs  and  earnings  of  the  Company  and  other  relevant  factors.  The  Company’s 
dividend policy is not subject to restrictions in its financing agreements. 

18 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item  7.  MANAGEMENT'S  DISCUSSION  AND  ANALYSIS  OF  FINANCIAL  CONDITION  AND 
RESULTS OF OPERATIONS.  

This Management’s Discussion and Analysis of Financial Condition and Results of Operations should be 
read in conjunction with the Company’s Consolidated Financial Statements and Notes thereto included in Item 8 of 
this Report. 

The  Company  has  two  reportable  segments,  the  recreational  vehicle  (“RV”)  products  segment  (the  “RV 
Segment”) and the manufactured housing products segment (the “MH Segment”). The Company’s operations are 
conducted through its wholly-owned operating subsidiaries, Kinro, Inc. and its subsidiaries (collectively, “Kinro”) 
and Lippert Components, Inc. and its subsidiaries (collectively, “Lippert”). Each has operations in both the RV and 
MH Segments. At December 31, 2009, the Company operated 24 plants in 12 states.   

The RV Segment accounted for 79 percent of consolidated net sales for 2009 and 72 percent for 2008. The 

RV Segment manufactures a variety of products used primarily in the production of RVs, including: 

●Towable RV steel chassis 
●Towable RV axles and suspension solutions 
●RV slide-out mechanisms and solutions 
●Thermoformed bath, kitchen and other products  
●Toy hauler ramp doors  
●Manual, electric and hydraulic stabilizer 

and lifting systems  

●Aluminum windows and screens 
●Chassis components 
●Furniture and mattresses 
●Entry and baggage doors 
●Entry steps 
●Other towable accessories 
●Specialty trailers for hauling boats, personal 
  watercraft, snowmobiles and equipment 

Nearly  93  percent  of  the  Company’s  RV  Segment  sales  are  of  products  used  in  travel  trailers  and  fifth-
wheel RVs. The balance represents sales of components for motorhomes and mid-size buses, and sales of specialty 
trailers, as well as axles for specialty trailers. Travel trailers and fifth-wheel RVs accounted for 83 percent and 78 
percent of all RVs shipped by the industry in 2009 and 2008, respectively, up from 61 percent in 2001.  

The MH Segment, which accounted for 21 percent of consolidated net sales for 2009, and 28 percent for 
2008,  manufactures  a  variety  of  products  used  in  the  production  of  manufactured  homes  and  to  a  lesser  extent, 
modular housing and office units, including: 

●Vinyl and aluminum windows and screens 
●Thermoformed bath and kitchen products 
●Axles   

●Steel chassis 
●Steel chassis parts 
●Entry doors 

The  Company  also  supplies  replacement  windows,  doors,  and  thermoformed  bath  products  for  existing 

manufactured homes. 

Sales of products other than components for RVs and manufactured homes are not considered significant. 
However, certain of the Company’s MH Segment customers manufacture both manufactured homes and modular 
homes, and certain of the products manufactured by the Company are suitable for both manufactured homes and 
modular homes. As a result, the Company is not always able to determine in which type of home its products are 
installed. Intersegment sales are insignificant.   

The  Company’s  operations  are  somewhat  seasonal,  as  sales  are  typically  slower  in  the  first  and  fourth 

quarters, consistent with the industries which the Company supplies. 

19 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
INDUSTRY BACKGROUND 

Recreational Vehicle Industry 

An  RV  is  a  vehicle  designed  as  temporary  living  quarters  for  recreational,  camping,  travel  or  seasonal 
use. RVs  may  be  motorized  (motorhomes)  or  towable  (travel  trailers,  fifth-wheel  travel  trailers,  folding  camping 
trailers and truck campers).  

During  2008,  and  continuing  into  the  first  six  months  of  2009,  retail  sales  of  RVs  declined  because  of 
severe  economic  conditions,  including  low  consumer  confidence,  limited  credit  availability  for  both  dealers  and 
consumers, and continued weakness in the real estate and mortgage markets. As a result, RV dealers reduced their 
inventory  levels,  and  RV  manufacturers  significantly  reduced  their  output.  According  to  the  Recreation  Vehicle 
Industry  Association  (“RVIA”),  industry-wide  wholesale  shipments  of  travel  trailers  and  fifth-wheel  RVs,  the 
Company’s  primary  RV  markets,  declined  53  percent  to  59,400  units  for  the  first  six  months  of  2009,  which 
reduced sales by the Company of components for new RVs. However, during the second half of 2009, industry-
wide wholesale shipments of travel trailers and fifth-wheel RVs increased 32 percent compared to the second half 
of 2008, to 78,900 units. This year over year increase in industry-wide wholesale shipments during the second half 
of 2009 was reportedly due to a modest restocking of inventory by dealers, as compared to a significant inventory 
reduction by RV dealers in the comparable period of 2008, as well as a modest improvement in retail demand in 
November and December 2009. 

While the Company measures its RV sales against industry-wide wholesale shipment statistics, it believes 
the underlying health of the RV industry is determined by retail demand. Through the first 10 months of 2009 and 
all  of  2008,  retail  sales  remained  below  prior  year  levels.  However,  in  November  and  December  2009,  monthly 
retail  sales  of  travel  trailers  and  fifth-wheel  RVs  exceeded  the  comparable  period  in  the  prior  year,  the  first 
increases  in  24  months.  A  comparison  of  the  year  over  year  percentage  change  in  industry-wide  wholesale 
shipments  and  retail  sales  of  travel  trailers  and  fifth-wheel  RVs,  as  reported  by  Statistical  Surveys,  Inc.,  is  as 
follows: 

Quarter ended March 31, 2008 
Quarter ended June 30, 2008 
Quarter ended September 30, 2008 
Quarter ended December 31, 2008 
Quarter ended March 31, 2009 
Quarter ended June 30, 2009 
Quarter ended September 30, 2009 
Quarter ended December 31, 2009 

Wholesale 
(8%) 
(18%) 
(38%) 
(63%) 
(61%) 
(44%) 
5% 
88% 

Year ended December 31, 2009 
Year ended December 31, 2008 
Year ended December 31, 2007 

(25%) 
(29%) 
(10%) 

Retail 
(17%) 
(19%) 
(26%) 
(34%) 
(37%) 
(29%) 
(19%) 
(8%) 

(26%) 
(23%) 
4% 

Retail  statistics,  reported  by  Statistical  Surveys,  Inc.,  do  not  include  sales  of  RVs  in  Canada.  The  RVIA 
reported that over one in five wholesale towable RV shipments were to dealers in Canada in 2008. Statistics for 
wholesale towable RV shipments to Canada for 2009 are not yet available. 

During  2008  and  the  first  eight  months  of  2009,  RV  dealers  and  their  lenders  focused  on  reducing 
inventories, resulting in a decline of an estimated 70,000 units. In 2009 alone, dealer inventories of travel trailers 
and  fifth-wheel  RVs  declined  by  an  estimated  25,000  to  30,000  units,  implying  that  retail  demand  significantly 
exceeded  industry-wide  wholesale  shipments.  Over  the  past  few  months,  it  appears  that  dealer  inventories  have 
stopped declining, and as a result, production levels have increased in order to meet demand. Recent dealer surveys 
and analysts report a slight improvement in the availability of wholesale financing. In addition, reports of increased 
consumer traffic and consumer purchases from January and February 2010 RV tradeshows, as well as the reported 
increase  in  backlog  by  the  leading  producer  of  RVs,  have  been  encouraging.  While  these  positive  factors  may 
indicate the beginning of a trend, there are still uncertainties relating to high unemployment, tight credit and a weak 

20 

 
 
 
 
 
 
 
 
 
 
 
 
economy. Retail sales in the traditionally strong spring selling season will be a key indicator of consumer demand 
for RVs. 

The RVIA has projected a 31 percent increase in industry-wide wholesale shipments of travel trailers and 
fifth-wheel RVs for 2010, to 181,800 units. Following the last three recessions, industry-wide wholesale shipments 
of  RVs  grew  by  more  than  20  percent  in  the  first  year  of  the  recovery.  However,  consumer  confidence  and  the 
availability of financing have historically been important factors in the overall growth in the RV industry, and there 
can be no assurance these factors will improve. 

In  the  long-term,  the  Company  expects  RV  industry  sales  to  be  driven  by  positive  demographics,  as 
demand  for  RVs  is  strongest  from  the  over  50  age  group,  which  is  the  fastest  growing  segment  of  the  U.S. 
population.  U.S.  Census  Bureau  projections  released  in  March  2004  project  that  there  will  be  in  excess  of  20 
million more people over the age of 50 by 2014.  

In 1997, the RVIA began a generic advertising campaign promoting the RV lifestyle. The current phase is 
targeted at both parents aged 30-49 with children at home, as well as couples aged 50-64 with no children at home. 
The popularity of traveling in RVs to NASCAR and other sporting events, and using RVs as second homes, also 
appears to motivate consumer demand for RVs.  

Manufactured Housing Industry 

Manufactured  homes  are  built  entirely  in  a  factory  on  permanent  steel  undercarriages  or  chassis, 
transported to a home site, and installed pursuant to a federal building code administered by the U.S. Department of 
Housing  and  Urban  Development  (“HUD”).  The  federal  standards  regulate  manufactured  housing  design  and 
construction, strength and durability, transportability, fire resistance, energy efficiency and quality. The HUD Code 
also sets performance standards for the heating, plumbing, air conditioning, thermal and electrical systems. It is the 
only federally regulated national building code. On-site additions, such as garages, decks and porches, often add to 
the  attractiveness  of  manufactured  homes  and  must  be  built  to  local,  state  or  regional  building  codes.  A 
manufactured home may be sited on owned or leased land.  

The  Institute  for  Building  Technology  and  Safety  (“IBTS”)  reported  that  for  2009,  industry-wide 
wholesale  shipments  of  manufactured  homes  were  49,700  units,  a  decline  of  39  percent  compared  to  2008. 
However,  estimates  are  that  in  2009,  manufactured  housing  dealers  reduced  inventory  by  approximately  10,000 
units, implying that retail demand in 2009 was higher than wholesale shipments.  

Since  1998,  industry-wide  wholesale  shipments  of  manufactured  homes  have  declined  87  percent.  This 
decade-plus decline was primarily the result of limited credit availability because of high credit standards applied 
to  purchases  of  manufactured  homes,  high  down  payment  requirements,  and  high  interest  rate  spreads  between 
conventional  mortgages  for  site-built  homes  and  loans  for  manufactured  homes.  In  addition,  in  the  several  years 
leading up to 2008, many traditional buyers of manufactured homes were able to purchase site-built homes instead 
of manufactured homes, as subprime mortgages were readily available at unrealistic terms. 

Manufactured homes contain one or more “floors” or sections which can be joined to make larger homes. 
For  2009,  larger  multi-section  manufactured  homes  represented  63  percent  of  the  total  manufactured  homes 
produced, consistent with 2008, but down significantly from the 80 percent in 2003. Multi-section manufactured 
homes  contain  more  of  the  Company’s  products  than  single-section  manufactured  homes.  The  decline  in  multi-
section homes over the past few years may be partly due to the weak site-built housing market, as a result of which 
many retirees have  not been able to  sell their  primary residence,  or  may  have  been  unwilling to sell  at currently 
depressed prices, and purchase a more affordable manufactured home as many retirees had done historically.   

Legislation enacted in July 2008 increased Federal Housing Administration (“FHA”) insured lending limits 
for chattel mortgages for manufactured homes (chattel loans are loans secured only by the home which is sited on 
leased rather than owned land) from less than $49,000 to nearly $70,000, subject to future adjustments based on 
inflation.  The  final  regulations  for  the  insured  lending  limits  were  put  into  place  in  March  2009.  The  American 
Recovery  and  Reinvestment  Act  of  2009  also  authorized  a  tax  credit  of  the  lesser  of  10  percent  of  the  purchase 
price, or $8,000, for qualified first-time home buyers purchasing a principal residence during 2009, which applies 
21 

 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
to  manufactured  housing.  The  Worker,  Homeownership,  and  Business  Assistance  Act  of  2009  extended  the  tax 
credit until April 30, 2010, and also authorized a tax credit of up to $6,500 for qualified repeat home buyers. The 
impact of these programs on manufactured housing has been modest so far, and any future impact on demand for 
new manufactured homes cannot be determined at this time. 

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (“SAFE Act”) was signed into law 
in July, 2008. The SAFE Act is intended to establish, within one year from its passage, minimum state standards 
for  licensing  and  registration  of  mortgage  lenders,  brokers  and  originators.  According  to  the  RVIA  and  the 
Manufactured Housing Institute, that legislation could make loans for RVs and manufactured homes more difficult 
to obtain, resulting in fewer sales of RVs and manufactured homes. 

The  Company  believes  the  manufactured  housing  industry  may  begin  to  experience  a  modest  recovery 
once  the recession ends and home  buyers begin to look  for affordable  housing. However, because of the  current 
real estate and economic environment, volatile consumer confidence, and tight retail and wholesale credit markets, 
the  Company  currently  expects  industry-wide  wholesale  shipments  of  manufactured  homes  to  remain  low  for  at 
least the first half of 2010. There are no industry forecasts for the manufactured housing industry. 

The  Company  also  believes  that  long-term  growth  prospects  for  manufactured  housing  may  be  positive 
because  of  (i)  the  quality  and  affordability  of  the  home,  (ii)  the  favorable  demographic  trends,  including  the 
increasing number of retirees who, in the past, had represented a significant market for manufactured homes, (iii) 
pent-up  demand  by  retirees  who  have  been  unable  or  unwilling  to  sell  their  primary  residence  and  purchase  a 
manufactured home, and (iv) the unavailability of subprime mortgages for site-built homes.  

RESULTS OF OPERATIONS 

Net sales and operating (loss) profit were as follows for the years ended December 31, (in thousands): 

Net sales: 
  RV Segment 
  MH Segment 
    Total net sales 
Operating (loss) profit: 
  RV Segment 
  MH Segment 
    Total segment operating profit 
  Amortization of intangibles 
  Corporate 
  Goodwill impairment 
  Other items 
    Total operating (loss) profit 

2009 

2008 

2007   

$  312,535 
85,304 
$  397,839 

$  368,092 
  142,414 
$  510,506 

$  491,830 
  176,795 
$  668,625 

$  20,459 
3,847 
24,306 
(5,561) 
(6,411) 
(45,040) 
(2,875) 
$  (35,581) 

$  28,725 
11,016 
39,741 
(5,055) 
(7,217) 
(5,487) 
(2,084) 
$  19,898 

$  63,132 
15,061 
78,193 
(4,178)  
(7,583)  

-  
(473)  

$  65,959 

Net  sales and operating profit  by segment, as  a  percent  of the total,  were as follows for the  years ended 

December 31,: 

Net sales: 
  RV Segment 
  MH Segment 
    Total net sales 
Operating profit: 
  RV Segment 
  MH Segment 
    Total segment operating profit 

2009 

2008 

2007  

72 % 
28 % 
  100 % 

72 % 
28 % 
  100 % 

74 % 
26 %   
  100 %   

81 % 
19 % 
  100 %   

79 % 
21 % 
  100 % 

84 % 
16 % 
  100 % 

22 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Operating profit margin by segment was as follows for the years ended December 31,: 

  RV Segment 
  MH Segment 

2009 
6.5 % 
4.5 % 

2008 
7.8 % 
7.7 % 

2007  
  12.8 % 
8.5 % 

During  2009  and  2008,  the  Company  recorded  “extra”  expenses  resulting  primarily  from  plant  closings 
and  start-ups,  staff  reductions  and  relocations,  increased  bad  debts  and  obsolete  inventory  and  tooling.  These 
expenses  were  largely  due  to  the  unprecedented  conditions  in  the  RV  and  manufactured  housing  industries.  In 
addition, the Company recorded charges for goodwill impairment during 2009 and 2008, and charges for executive 
retirement in 2008. 

The  following  tables  reconcile  cost  of  sales,  selling,  general  and  administrative  expenses,  goodwill 
impairment, executive retirement, operating (loss) profit, net (loss) income and net (loss) income per diluted share 
for the years ended December 31, 2009 and 2008 to these same items before the “extra” expenses and charges for 
goodwill  impairment  and  executive  retirement.  The  Company  finds  this  information  useful  in  analyzing  and 
reviewing the results of operations. These tables are intended to provide investors with this useful information on 
the  Company’s  results  of  operations  before  the  “extra”  expenses  and  charges  for  goodwill  impairment  and 
executive retirement to provide comparability between the years ended December 31, 2009 and 2008.  

(In thousands) 

Cost of sales 
Selling, general and 

administrative expenses 

Goodwill impairment 
Executive retirement 
Operating (loss) profit 
Net (loss) income 
Net (loss) income per  
diluted share 

  Year Ended December 31, 2009 

GAAP 
$  319,129 

Adjustments  Non-GAAP 
$  4,786 

$  314,343 

Year Ended December 31, 2008 
GAAP 
$  403,000 

Adjustments  Non-GAAP  
$  402,836 
$ 

164 

$  4,180 
$  69,489 
$ 45,040 
$  45,040 
$ 
- 
$ 
- 
$  (35,581)  $ 54,006 
$  (24,053)  $ 34,891 

$  65,309 
- 
$ 
$ 
- 
$  18,425 
$  10,838 

$ 

(1.10) 

$  1.60 

$ 

0.50 

$ 
$ 
$ 
$ 
$ 

$ 

80,129 
5,487 
2,667 
19,898 
11,678 

$ 
$  5,487 
$  2,667 
$  7,858 
$  4,825 

(460)  $  80,589 
- 
$ 
$ 
- 
$  27,756 
$  16,503 

0.53 

$ 

0.22 

$ 

0.75 

The following tables reconcile RV Segment and MH Segment operating profit, goodwill impairment, other 
items, and operating (loss) profit for the years ended December 31, 2009 and 2008 to these same items before the 
“extra”  expenses  and  charges  for  goodwill  impairment  and  executive  retirement.  The  Company  finds  this 
information  useful  in  analyzing  and  reviewing  the  results  of  operations.  These  tables  are  intended  to  provide 
investors  with  this  useful  information  on  the  Company’s  results  of  operations  before  the  “extra”  expenses  and 
charges  for  goodwill  impairment  and  executive  retirement  to  provide  comparability  between  the  years  ended 
December 31, 2009 and 2008.  

(In thousands) 

  Year Ended December 31, 2009 

RV Segment operating profit 
MH Segment operating profit  $ 
Goodwill impairment 
Other items 
Operating (loss) profit 

GAAP 
$  20,459 
3,847 

Adjustments  Non-GAAP 
$  5,277 
931 
$ 
$  (45,040)  $ 45,040 
$ 
(2,875)  $  2,758 
$  (35,581)  $ 54,006 

$  25,736 
4,778 
$ 
- 
$ 
$ 
(117) 
$  18,425 

Year Ended December 31, 2008 
GAAP 
28,725 
11,016 
(5,487) 
(2,084) 
19,898 

Adjustments  Non-GAAP  
$  29,550 
825 
$ 
$  11,420 
$ 
404 
- 
$ 
$  5,487 
$ 
$  1,142 
(942) 
$  27,756 
$  7,858 

$ 
$ 
$ 
$ 
$ 

Year Ended December 31, 2009 Compared to Year Ended December 31, 2008 

Consolidated Highlights 

(cid:131) 

During the first six months of 2009, as a result of the economic downturn and the resulting severe 
declines  in  industry-wide  wholesale  shipments  by  the  RV  and  manufactured  housing  industries, 
the  Company  experienced  a  45  percent  decline  in  net  sales,  from  $310  million  in  the  first  six 
months of 2008 to $172 million in the first six months of 2009. As a result, in the first six months 
of 2009, the Company reported a net loss of $34.1 million, including an after-tax charge of $29.4 

23 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
million  for  goodwill  impairment,  as  compared  to  net  income  of  $18.3  million  in  the  first  six 
months of 2008. 

During  the  second  half  of  2009,  industry-wide  wholesale  shipments  of  travel  trailer  and  fifth-
wheel RVs, the Company’s primary RV market, increased 32 percent compared to the second half 
of  2008,  offset  by  a  decline  in  manufactured  housing  industry-wide  wholesale  shipments  of  33 
percent. As a result, the Company’s net sales increased to $226 million in the second half of 2009, 
13  percent  more  than  in  the  comparable  period  of  2008.  The  Company  reported  net  income  of 
$10.1  million  in  the  second  half  of  2009  as  compared  to  a  net  loss  of  $6.6  million  in  the 
comparable  period  of  2008,  which  included  an  after-tax  charge  of  $3.3  million  for  goodwill 
impairment recorded in the fourth quarter of 2008.  

The Company’s net sales for the first two months of 2010 more than doubled to over $90 million, 
compared to less than $44 million in the same period of 2009, when most RV producers were shut 
down for extended periods of time. Nearly all of this increase was in sales of the Company’s RV 
products. Sales of manufactured housing products increased approximately 3 percent as compared 
to the first two months of 2009. 

(cid:131) 

(cid:131) 

On  February  19,  2010,  the  RVIA  published  its  latest  forecast  of  industry-wide  wholesale 
shipments  for  2010,  which  projects  a  31  percent  increase  in  the  shipments  of  travel  trailers  and 
fifth-wheel RVs as compared to 2009. There is no assurance that this RV industry-wide wholesale 
shipments  level  will  be  achieved.  There  are  no  industry  forecasts  for  the  manufactured  housing 
industry.  

In  response  to the impact  of  the  recession, the  Company  focused  on increasing market  share for 
existing  products,  introducing  new  products,  reducing  fixed  costs,  improving  efficiencies,  and 
strengthening its financial condition. 

• 

In 2009, the Company identified and introduced new and improved RV products that 
focused on consumer safety and convenience, including the Quick-BiteTM coupler, an 
improved suspension system, entry doors with alarm systems and keyless entry, and a 
“new-look”  line  of  windows.  As  a  result,  the  Company’s  RV  Segment  continued  to 
achieve market share gains.  

The  Company’s  furniture  products  continued  to  gain  market  share.  The  Company’s 
average  furniture  content  per  travel  trailer  and  fifth-wheel  produced  by  the  RV 
industry for 2009 was $211 per unit, an increase of $46 per unit, or 28 percent, from 
the  average  content  when  Seating  Technology,  Inc.  and  its  affiliates  (“Seating 
Technology”) was acquired in July 2008.    

In  July  2009,  a  supplier  of  manufactured  housing  windows  and  doors  exited  the 
market.  Since then, the  Company has  gained new  window  business of  more than $7 
million  on  an  annualized  basis.  In  addition,  in  September  2009,  the  Company 
purchased production equipment and inventory for manufactured housing entry doors 
from  the  same  supplier,  entering  a  new  $25  million  to  $30  million  market. 
Approximately half of this new potential is in aftermarket replacement entry doors for 
manufactured homes. The Company began production of manufactured housing entry 
doors during the fourth quarter of 2009, and is gaining market share. The Company’s 
MH  Segment  aftermarket  sales,  primarily  comprised  of  windows  and  thermoformed 
bath  products,  were  approximately  $12  million  to  $13  million  for  2009,  consistent 
with  2008,  and  could  increase  as  a  result  of  the  Company’s  increased  effort  to  gain 
market share in aftermarket products.  

On  February  18,  2010  the  Company  reported  that  Lippert  agreed  in  principle  to 
acquire certain intellectual property and other assets from Michigan-based Schwintek, 
Inc.  The  purchase  would  include  several  products  for  which  patents  are  pending, 

24 

 
 
 
 
 
 
 
 
 
including innovative RV wall slides that are considerably lighter, more space efficient, 
and more reliable than previous slide-out designs. The purchase price, undisclosed at 
the time of the announcement, is expected to include cash payable at closing, plus an 
earn-out  depending  on  future  unit  sales.  It  is  expected  that  the  cash  portion  of  the 
purchase price payable at closing will be funded from available cash. Closing of the 
transaction  is  subject  to  completion  of  due  diligence,  agreement  on  final  terms  and 
conditions,  the  execution  of  definitive  transaction  documents,  and  satisfaction  of 
customary closing conditions. 

•  The decline in the Company’s results for 2009 would have been substantially greater 
had  it  not  been  for  an  aggressive  program  of  cost-cutting  measures  and  efficiency 
improvements  implemented  beginning  in  the  latter  part  of  2006.  Cost  reduction 
measures benefitted the Company’s operating results in 2009 by $9 million, compared 
to 2008, and will further benefit 2010 operating results by $3 million. Collectively, the 
fixed  cost  reductions  since  2006  have  improved  the  Company’s  annual  operating 
profit by nearly $25 million compared to results if these steps had not been taken. The 
Company  anticipates  that  a  significant  portion  of  the  fixed  cost  reductions  and 
production efficiencies implemented will continue even as sales increase. 

During  2009  and  2008,  as  a  result  of  the  unprecedented  conditions  in  the  RV  and 
manufactured housing industries, and the cost cutting measures taken by management, 
the  Company  recorded  $9.0  million  and  $2.4  million,  respectively,  of  “extra” 
expenses. These “extra” expenses resulted primarily from the following (in millions): 

Plant closings and start-ups 
Obsolete equipment, inventory  

and tooling 

Staff reductions and relocations 
Executive retirement 
Other 

  2009 
$  4.4   

2008 
$ (1.5) 

  3.1   
  1.1   
-   
  0.4   
$  9.0   

  0.2 
  0.6 
  2.7 
  0.4 
$  2.4 

•  During  2009,  the  Company  continued  to  generate  significant  cash  flow,  increasing 
cash  and  short-term  investments  by  nearly  $57  million,  to  over  $65  million,  and 
paying off the entire $9 million debt balance that existed at December 31, 2008. This 
was  largely  accomplished  by  cash  flows  provided  by  operating  activities  of  $63 
million, including a reduction in inventory of more than $37 million.   

(cid:131) 

Steel and aluminum are among the Company’s principal raw materials. Since late 2007, the costs 
of  steel  and  aluminum  have  been  volatile.  During  the  first  half  of  2009,  raw  material  costs 
temporarily  declined,  but  subsequently  increased  10  percent  to  30  percent  in  the  second  half  of 
2009, depending upon the type of raw material. The Company anticipates that these cost increases 
will reduce operating profit in 2010, although the impact is expected to be modest. 

While the Company has historically been able to obtain sales price increases to offset the majority 
of raw material cost increases, there can be no assurance that future cost increases, if any, can be 
partially  or  fully  passed  on  to  customers.  The  Company  also  continues  to  explore  improved 
product  design,  efficiency  improvements,  and  alternative  sources  of  raw  materials  and 
components, both domestic and imported. 

25 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
RV Segment 

Net sales of the RV Segment in 2009 decreased 15 percent, or $56 million, compared to 2008 due to: 

•  An  ‘organic’  sales  decline  (excluding  the  impact  of  acquisitions  and  sales  price  changes)  of 
approximately $68 million. This 19 percent ‘organic’ sales decline during 2009 was due to the 25 
percent decrease in industry-wide wholesale shipments of travel trailers and fifth-wheel RVs, the 
Company’s primary RV market. During the first six months of 2009 the ‘organic’ sales decline of 
RV-related products was approximately $118 million, or 52 percent. However, this was partially 
offset  by  an  ‘organic’  sales  increase  of  approximately  $50  million,  or  40  percent,  of  RV-related 
products in the second half of 2009.  

•  An  ‘organic’  sales  decline  of  approximately  52  percent  or  $7  million  in  specialty  trailers  due 
primarily to a severe industry-wide decline in sales of small and medium size boats, particularly on 
the West Coast, the Company’s primary specialty trailer market.   

Partially offset by: 
•  Full  year  impact  in  2009  of  acquisitions  completed  in  2008,  aggregating  approximately  $13 

million.  

•  Sales price increases of approximately $7 million, primarily due to raw material cost increases in 

2008. 

The  Company’s  RV  Segment  aftermarket  sales  were  approximately  $5  million  for  2009,  consistent  with 
2008,  and  could  increase  as  a  result  of  the  Company’s  increased  effort  to  gain  market  share  in  new  aftermarket 
products. 

The  trend  in  the  Company’s  average  product  content  per  RV  is  an  indicator  of  the  Company’s  overall 
market  share.  Content  per  RV  is  also  impacted  by  changes  in  selling  prices  for  the  Company’s  products.  The 
Company’s average product content per type of RV, calculated based upon the Company’s net sales of components 
for the different types of RVs, for the years ended December 31, divided by the industry-wide wholesale shipments 
of the different types of RVs for the years ended December 31, was as follows: 

Content per Travel Trailer and  
  Fifth-Wheel RV 
Content per Motorhome 
Content per all RVs 

2009 

$  2,101 
$ 
523 
$  1,795 

2008 

Percent Change 

$  1,902 
$ 
574 
$  1,554 

10% 
(9)% 
16% 

The above product content per RV for the year ended December 31, 2008 includes historical sales results 
for acquisitions, under the assumption the acquisitions had been completed at the beginning of that yearly period. 
The Company’s average product content per type of RV does not include sales of replacement parts to aftermarket 
customers. Prior periods have been adjusted to conform to this presentation. 

According  to  the  RVIA,  industry-wide  wholesale  shipments  for  the  years  ended  December  31,  were  as 

follows: 

Travel Trailer and Fifth-  
  Wheel RVs 
Motorhomes 
All RVs 

2009 

138,300 
13,200 
165,700 

2008 

Percent Change 

185,100 
28,300 
237,000 

(25)% 
(53)% 
(30)% 

Operating profit of the RV Segment in 2009 decreased $8.3 million compared to 2008, largely due to the 
$56 million decline in sales, and $5.3 million of “extra” expenses in 2009 related to plant closings and start-ups, 
staff reductions and relocations, increased bad debts, and obsolete inventory and tooling, compared to $0.8 million 
of “extra” expenses in 2008. Excluding “extra” expenses, the Company’s RV Segment had an operating profit of 
$25.7 million in 2009, a decrease of $3.8 million from the segment operating profit of $29.6 million in 2008. This 

26 

 
 
 
 
 
  
 
 
 
 
 
 
                                                           
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
adjusted  decline  in  RV  Segment  operating  profit  was  6  percent  of  the  ‘organic’  decline  in  net  sales,  a  smaller 
percentage decline than the Company would typically expect. 

The operating margin of the RV Segment in 2009 was positively impacted by: 
Implementation of cost-cutting measures which reduced cost of sales. 

• 
•  Lower health insurance costs largely due to the implementation of a new plan. 
•  Lower warranty costs. 
•  Lower raw material costs in the second half of 2009 compared to the same period of 2008 when 
raw  material  costs  were  unusually  high,  partially  offset  by  higher  raw  material  costs  during  the 
first  six  months  of  2009.  Depending  upon  the  type  of  raw  material,  costs  have  recently  risen  10 
percent to 30 percent. 

Partially offset by: 
•  The spreading of fixed manufacturing costs over a smaller sales base.  
•  Higher overtime and labor inefficiencies due to rapid changes in sales volumes. 
•  Excluding the “extra” expenses, an increase in selling, general and administrative expenses to 12.3 
percent of net sales in 2009 from 12.2 percent of net sales in 2008, largely due to the spreading of 
fixed administrative costs over a smaller sales base, partially offset by the implementation of fixed 
cost  reductions.  In  addition,  incentive  compensation  was  lower  as  a  percent  of  sales  in  2009 
because incentive compensation is only recorded on operating profit in excess of pre-established 
hurdles. 

MH Segment 

Net  sales  of  the  MH  Segment  in  2009  decreased  40  percent,  or  $57  million,  from  2008.  Excluding  $2 
million  in  sales  price  increases,  net  sales  of  the  MH  Segment  declined  41  percent  compared  to  the  39  percent 
decrease in industry-wide wholesale shipments of manufactured homes. The Company’s sales decline was greater 
than  the  manufactured  housing  industry  decline  due  partly  to  a  decline  in  modular  and  office  units.  In  addition, 
changes in market share by certain producers of manufactured homes have had a negative impact on sales of the 
Company’s products.  

In  July  2009,  a  supplier  of  manufactured  housing  windows  and  doors  exited  the  market.  Since  then,  the 
Company  has  gained  new  window  business  of  more  than  $7  million  annually,  partially  offsetting  the  other 
declines.  In  addition,  in  September  2009,  the  Company  purchased  production  equipment  and  inventory  for 
manufactured  housing  entry  doors  from  the  same  supplier,  entering  a  new  $25  million  to  $30  million  market. 
Approximately half of this new potential is in aftermarket replacement entry doors for manufactured homes. The 
Company began production of manufactured housing entry doors during the fourth quarter of 2009, and is gaining 
market share. The Company’s MH Segment aftermarket sales, primarily comprised of windows and thermoformed 
bath products, were approximately $12 million to $13 million for 2009, consistent with 2008, and could increase as 
a result of the Company’s increased effort to gain market share in aftermarket products.  

The trend in the Company’s average product content per manufactured home produced is an indicator of 
the Company’s overall market share. Manufactured homes contain one or more “floors” or sections which can be 
joined to make larger homes. Content per manufactured home and content per floor is also impacted by changes in 
selling  prices  for  the  Company’s  products.  The  Company’s  average  product  content  per  manufactured  home 
produced by the industry and total manufactured home floors produced by the industry, calculated based upon the 
Company’s net sales of components for manufactured homes produced for the years ended December 31, divided 
by the number of manufactured homes and manufactured home floors produced by the industry, respectively, for 
the years ended December 31, was as follows: 

Content per Home Produced  
Content per Floor Produced 

2009 
$  1,378 
837 
$ 

2008 
$  1,489 
901 
$ 

Percent Change 
(7)% 
(7)% 

27 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                                                  
 
     
 
 
 
 
 
 
 
 
The  Company’s  average  product  content  per  manufactured  home  does  not  include  sales  of  replacement 

parts to aftermarket customers. Prior periods have been adjusted to conform to this presentation. 

According  to  the  IBTS,  industry-wide  wholesale  shipments  for  the  years  ended  December  31,  were  as 

follows: 

Total Homes Produced  
Total Floors Produced 

2009 
49,700 
81,900 

2008 
81,900 
135,300 

Percent Change 
(39)% 
(39)% 

Operating profit of the MH Segment in 2009 decreased $7.2 million compared to 2008, largely due to the 
$57  million  decline  in  sales.  In  addition,  the  Company  had  $0.9  million  and  $0.4  million  of  “extra”  expenses  in 
2009 and 2008, respectively, related to plant closings and start-ups, staff reductions and relocations, and obsolete 
inventory.  Excluding  “extra”  expenses,  the  Company’s  MH  Segment  had  an  operating  profit  of  $4.8  million  in 
2009, a decrease of $6.6 million from the segment operating profit of $11.4 million in the same period last year. 
The adjusted decline in MH Segment operating profit was 11 percent of the ‘organic’ decline in net sales, a smaller 
percentage decline than the Company would typically expect.  

The operating margin of the MH Segment in 2009 was positively impacted by: 
Implementation of cost-cutting measures which reduced cost of sales. 

• 
•  Lower raw material costs.  However, depending upon the type of raw material, costs have recently 

risen 10 percent to 30 percent. 

•  Lower health insurance costs largely due to the implementation of a new plan. 
Partially offset by: 
•  The spreading of fixed manufacturing costs over a smaller sales base. 
•  Labor inefficiencies due to the sharp drop in sales. 
•  Excluding the “extra” expenses, an increase in selling, general and administrative expenses to 19.0 
percent of net sales in 2009 from 16.1 percent of net sales in 2008 due largely to the spreading of 
fixed administrative costs over a smaller sales base, partially offset by fixed cost reductions. Also, 
incentive  compensation  was  lower  as  a  percent  of  sales  in  2009  because  year-to-date  operating 
profit for certain MH Segment operations were below the previously established annual incentive 
compensation hurdles. 

The Company has remained profitable in the MH Segment despite the 87 percent decline in manufactured 
housing  industry  shipments  since  1998.  The  Company  did  not  have  an  impairment  of  other  intangible  assets  or 
long-lived assets in 2009 related to its manufactured housing operations; however, the Company will continue to 
monitor these assets for potential impairment, as a continued downturn in this industry or in the profitability of the 
Company’s operations, could result in a non-cash impairment charge of these assets in the future. At December 31, 
2009, the other intangible assets of the MH Segment aggregated $3.9 million. 

Corporate 

Corporate  expenses  for  2009  decreased  $0.8  million  compared  to  2008  due  primarily  to  fixed  cost 

reductions.  

Goodwill Impairment 

During the first quarter of 2009, because the Company’s stock price on the New York Stock Exchange was 
below  its  book  value,  and  due  to  the  continued  declines  in  industry-wide  wholesale  shipments  of  RVs  and 
manufactured homes, the Company conducted an impairment analysis of the goodwill of each of its reporting units. 
The fair value of each reporting unit was estimated with a discounted cash flow model utilizing internal forecasts 
and  observable  market  data,  to  the  extent  available,  to  estimate  future  cash  flows,  and  the  Company’s  weighted 
average cost of capital of 16.5 percent. The forecast included an estimate of long-term future growth rates based on 
management’s most recent views of the long-term outlook for each reporting unit.  

28 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Based on the analyses, the carrying value of the RV and manufactured housing reporting units exceeded 
their  fair  value.  As  a  result,  the  Company  performed  the  second  step  of  the  impairment  test,  which  required  the 
Company to determine the fair value of each reporting unit’s assets and liabilities, including all of the tangible and 
identifiable intangible assets of each reporting unit, excluding goodwill. The results of the second step implied that 
the fair value of goodwill was zero, therefore during the first quarter of 2009, the Company recorded a non-cash 
impairment charge to write-off the entire $45.0 million of goodwill of these reporting units.  

Other Non-Segment Items 

Other non-segment items include the following (in thousands): 

Selling, general and administrative expenses: 

Legal proceedings 
  Gain on sold facilities 

Loss on sold facilities and write-downs to estimated 

current fair value of facilities to be sold 

Incentive compensation impact of other non-segment items 

  Other 
Executive retirement 
Other (income) from the collection of a previously reserved note 

  Total other non-segment items 

Year Ended 
  December 31, 
  2009 

2008   

$ 

416 
(89) 

$  2,109 

(3,523)  

3,349 
(533) 
12 
- 
(280) 
$  2,875 

1,602 
(96) 
-  
2,667 
(675)  

$  2,084 

Year Ended December 31, 2008 Compared to Year Ended December 31, 2007 

Consolidated Highlights 

(cid:131) 

(cid:131) 

(cid:131) 

Net sales for 2008, excluding the impact of sales price increases and acquisitions, decreased $202 
million  (30  percent)  from  2007,  primarily  as  a  result  of  the  29  percent  decline  in  industry-wide 
wholesale shipments of travel trailers and fifth-wheel RVs in 2008, as well as a 14 percent decline 
in  industry-wide  wholesale  shipments  of  manufactured  homes.  In  addition,  2008  sales  were 
negatively  affected  by  the  49  percent  decline  in  industry-wide  wholesale  shipments  of 
motorhomes,  and  the  severe  industry-wide  decline  in  sales  of  small  and  medium-sized  boats, 
particularly on the West Coast, for which the Company supplies specialty trailers.   

Net income for 2008  decreased 71 percent from 2007, primarily  due to the decrease in net sales 
and  higher  raw  material  costs.  In  addition,  the  Company  recorded  a  non-cash  charge  for 
impairment of goodwill, as well as an executive retirement charge, aggregating $4.9 million after 
taxes. 

In  response  to  reduced  retail  sales  during  2008  and  inventory  reductions  by  RV  dealers,  RV 
manufacturers significantly reduced their output, which negatively affected the Company in 2008. 
In response to the difficult economic environment, the Company was extremely proactive and took 
the following steps: 

•  Reduced  its  workforce  and  production  capacity  to  be  more  in  line  with  anticipated 

demand.  

•  Closed facilities and reduced fixed overhead costs. 
• 

Implemented synergies between the operations of Kinro and Lippert by combining certain 
administrative functions and sales efforts. 

29 

 
 
 
 
 
 
 
                                                                        
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(cid:131) 

(cid:131) 

(cid:131) 

These  factors  positively  affected  the  Company’s  operating  profit  in  2008  by  approximately  $5 
million, compared to 2007. These steps also lowered the Company’s breakeven sales level. 

On November 25, 2008, the Company entered into an agreement for a $50.0 million line of credit 
with  JPMorgan  Chase  Bank,  N.A.  and  Wells  Fargo  Bank,  N.A.  Simultaneously,  the  Company 
entered  into  a  $125.0  million  “shelf-loan”  facility  with  Prudential  Investment  Management,  Inc. 
and  its  affiliates.  At  December  31,  2008,  the  collective  availability  under  these  facilities  was 
$117.2 million.  

On  July  1,  2008,  Lippert  acquired  certain  assets  and  liabilities,  and  the  business  of  Seating 
Technology,  a  manufacturer  of  a  wide  variety  of  furniture  products  primarily  for  towable  RVs, 
including a full line of upholstered furniture and mattresses. Seating Technology had annual sales 
of  $40  million  in  2007.  The  purchase  price  was  $28.7  million,  which  was  paid  at  closing  from 
available  cash.  Subsequent  to  the  acquisition,  Lippert  closed  two  of  Seating  Technology's  five 
leased facilities in Indiana, and consolidated those operations into existing facilities. 

Steel and aluminum are among the Company’s principal raw materials. Since late 2007, the costs 
of  steel  and  aluminum  have  been  volatile,  and  although  the  Company  was  able  to  raise  sales 
prices,  higher  cost  raw  materials,  net  of  sales  price  increases,  reduced  2008  earnings  by 
approximately $0.10 to $0.13 per diluted share. 

RV Segment 

Net sales of the RV Segment in 2008 decreased 25 percent, or $124 million, as compared to 2007 due to: 

•  An ‘organic’ sales decline of approximately $141 million, or 30 percent, of RV-related products. 
This  30  percent  decline  was  due  largely  to  the  29  percent  decrease  in  industry-wide  wholesale 
shipments of travel trailers and fifth-wheel RVs, the Company’s primary RV market. In addition, 
industry-wide  wholesale  shipments  of  motorhomes,  components  for  which  represent  about  5 
percent of the Company’s RV Segment net sales, were down 49 percent during 2008. 

•  An  ‘organic’  sales  decline  of  approximately  $14  million  in  specialty  trailers,  due  primarily  to  a 
severe  industry-wide  decline  in  sales  of  small  and  medium  size  boats,  particularly  on  the  West 
Coast, the Company’s primary specialty trailer market.   

Partially offset by: 
•  Sales generated from 2008 and 2007 acquisitions aggregating approximately $19 million.  
•  Sales price increases of approximately $12 million, primarily due to raw material cost increases. 

In  2008,  the  severe  industry-wide  decline  in  sales  of  small  and  medium-sized  boats,  particularly  on  the 
West Coast, for which the Company supplies specialty trailers, caused the Company to record an impairment of the 
entire  $5.5  million  of  goodwill  of  this  reporting  unit,  which  is  included  in  the  RV  Segment.  The  goodwill 
impairment charge is reported in Other non-segment items. 

The  trend  in  the  Company’s  average  product  content  per  RV  is  an  indicator  of  the  Company’s  overall 
market  share.  Content  per  RV  is  also  impacted  by  changes  in  selling  prices  for  the  Company’s  products.  The 
Company’s average product content per type of RV, calculated based upon the Company’s net sales of components 
for the different types of RVs, for the years ended December 31, divided by the industry-wide wholesale shipments 
of the different types of RVs for the years ended December 31, was as follows: 

Content per Travel Trailer and  
  Fifth-Wheel RV 
Content per Motorhome 
Content per all RVs 

2007 

Percent Change 

$  1,697 
$ 
429 
$  1,324 

12% 
34% 
17% 

2008 

$  1,902 
$ 
574 
$  1,554 

30 

 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The above product content per RV for the year ended December 31, 2008 includes historical sales results 
for acquisitions, under the assumption the acquisitions had been completed at the beginning of that yearly period. 
Sales of certain RV components have been reclassified between travel trailer and fifth-wheel RVs, and motorhomes 
in  prior  periods.  The  Company’s  average  product  content  per  type  of  RV  does  not  include  sales  of  replacement 
parts to aftermarket customers. Prior periods have been adjusted to conform to this presentation. 

According  to  the  RVIA,  industry-wide  wholesale  shipments  for  the  years  ended  December  31,  were  as 

follows: 

Travel Trailer and Fifth-  
  Wheel RVs 
Motorhomes 
All RVs 

2008 

185,100 
28,300 
237,000 

2007 

Percent Change 

261,700 
55,400 
353,400 

(29)% 
(49)% 
(33)% 

Operating  profit  of  the  RV  Segment  in  2008  decreased  55  percent  to  $28.7  million  largely  due  to  the 
decline in sales, which was also a factor in the decrease of 5.0 percentage points in the operating profit margin to 
7.8 percent of net sales in 2008 from 12.8 percent of net sales in 2007. The decline in RV Segment operating profit 
was 25 percent of the decline in net sales, excluding sales price increases, which is higher than we would typically 
expect, largely due to the impact of increased raw material costs. 

The operating profit margin of the RV Segment in 2008 was adversely impacted by: 

•  Higher raw material costs. 
•  Labor inefficiencies due to the sharp drop in sales during the latter part of 2008. 
•  The spreading of fixed manufacturing costs over a smaller sales base. 
•  Higher health insurance costs. 
•  Higher than expected integration costs of the Seating Technology acquisition, and costs incurred 
for prototype expenses for potential new customer accounts. New customer accounts were gained 
as a result. 

•  An  increase  in  selling,  general  and  administrative  expenses  to  12.4  percent  of  net  sales  in  2008 
from 11.3 percent of net sales in 2007, largely due to an increase in bad debt expense, and higher 
fuel and delivery costs, as well as the spreading of fixed administrative costs over a smaller sales 
base. This was partially offset by lower incentive compensation expense as a percent of net sales 
due to reduced operating profit margins. 

Partially offset by: 
• 
•  Lower overtime and warranty costs. 

Implementation of cost-cutting measures. 

MH Segment 

Net  sales  of  the  MH  Segment  in  2008  decreased  19  percent,  or  $34  million,  from  2007.  Excluding  $13 
million  in  sales  price  increases,  net  sales  of  the  MH  Segment  declined  27  percent,  compared  to  a  14  percent 
decrease  in  industry-wide  wholesale  shipments  of  manufactured  homes.  The  ‘organic’  decrease  in  sales  of  the 
Company’s MH Segment was greater than the manufactured housing industry decline due partly to a reduction in 
the  average  size  of  the  homes  produced  by  the  manufactured  housing  industry,  which  require  less  of  the 
Company’s  products,  and  partly  due  to  business  the  Company  exited  in  the  latter  half  of  2007  because  of 
inadequate margins. However, in the latter half of 2008, the Company gained market share in the MH Segment. 

MH Segment sales in the 2008 fourth quarter included $3 million of components for homes purchased by 

the Federal Emergency Management Agency.  

The trend in the Company’s average product content per manufactured home produced is an indicator of 
the Company’s overall market share. Manufactured homes contain one or more “floors” or sections which can be 

31 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
joined to make larger homes. Content per manufactured home and content per floor is also impacted by changes in 
selling  prices  for  the  Company’s  products.  The  Company’s  average  product  content  per  manufactured  home 
produced by the industry and total manufactured home floors produced by the industry, calculated based upon the 
Company’s net sales of components for manufactured homes produced for the years ended December 31, divided 
by the number of manufactured homes and manufactured home floors produced by the industry, respectively, for 
the years ended December 31, was as follows: 

Content per Home Produced  
Content per Floor Produced 

2008 
$  1,489 
901 
$ 

2007 
$  1,611 
942 
$ 

Percent Change 
(8)% 
(4)% 

The  Company’s  average  product  content  per  manufactured  home  does  not  include  sales  of  replacement 

parts to aftermarket customers. Prior periods have been adjusted to conform to this presentation. 

According  to  the  IBTS,  industry-wide  wholesale  shipments  for  the  years  ended  December  31,  were  as 

follows: 

Total Homes Produced  
Total Floors Produced 

2008 
81,900 
135,300 

2007 
95,800 
163,700 

Percent Change 
(14)% 
(17)% 

Operating  profit  of  the  MH  Segment  in  2008  decreased  27  percent  to  $11.0  million  largely  due  to  the 
impact  of  the  decrease  in  net  sales,  which  was  also  a  factor  in  the  decline  in  the  operating  profit  margin  to  7.7 
percent of net sales in 2008, compared to 8.5 percent of net sales in 2007.  

The operating profit margin of the MH Segment in 2008 was adversely impacted by: 

•  The spreading of fixed manufacturing costs over a smaller sales base. 
•  Higher health insurance costs. 
•  An  increase  in  selling,  general  and  administrative  expenses  to  16.5  percent  of  net  sales  in  2008 
from  14.6  percent  of  net  sales  in  2007  due  to  higher  fuel  and  delivery  costs  as  a  percent  of  net 
sales, as well as the spreading of fixed administrative costs over a smaller sales base. 

Partially offset by: 
•  Changes in product mix. 
•  The elimination of certain low margin business exited in the latter half of 2007. 
• 
• 

Implementation of cost-cutting measures. 
Improved production efficiencies. 

Corporate 

Corporate  expenses  for  2008  decreased  $0.4  million  compared  to  2007  due  primarily  to  a  decrease  in 

incentive-based compensation as a result of lower profits, partly offset by higher professional fees.  

Goodwill Impairment 

The Company conducted its annual impairment analysis  of the  goodwill in all  reporting units during the 
fourth  quarter  of  2008.  The  fair  value  of  each  reporting  unit  was  estimated  using  a  discounted  cash  flow  model 
utilizing  internal  forecasts  and  observable  market  data,  to  the  extent  available,  and  the  Company’s  weighted 
average cost of capital of 13.0 percent. Based on the analysis, the carrying value of the specialty trailer reporting 
unit  exceeded  its  fair  value,  and  as  a  result,  the  Company  recorded  an  impairment  of  the  entire  $5.5  million  of 
goodwill  of  this  reporting  unit.  This  business  has  been  impacted  by  prolonged  declines  in  industry  shipments  of 
small and medium-sized boats that worsened late in 2008. 

32 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Other Non-Segment Items 

In February 2004, the Company sold certain intellectual property rights for $4.0 million, consisting of cash 
of $0.1 million at closing and a note of $3.9 million (the “Note”), payable over five years. The Note was initially 
recorded  net  of  a  reserve  of  $3.4  million.  In  each  of  2008  and  2007,  the  Company  received  payments  of  $0.8 
million including interest, which had been previously fully reserved, and the Company therefore recorded a pre-tax 
gain in Other Income. The balance of the note was $1.0 million at December 31, 2008, which was fully reserved.  

Other non-segment items include the following (in thousands): 

Cost of sales:  
  Other 
Selling, general and administrative expenses: 

Legal proceedings 
  Gain on sold facilities 

Loss on sold facilities and write-downs to estimated 
current market value of facilities to be sold   

Incentive compensation impact of other non-segment items 

Executive retirement 
Other (income) from the collection of the previously reserved Note 

Year Ended 
  December 31, 
  2008 

2007   

$ 

- 

$ 

(236) 

2,109 
(3,523) 

1,616 
(2,253) 

1,602 
(96) 
2,667 
(675) 
$  2,084 

$ 

2,231 
(178) 
- 
(707) 
473 

Effective  in  the  third  quarter  of  2008,  gains  or  losses  on  sold  manufacturing  facilities  and  charges  for 
write-downs to estimated current market value of manufacturing facilities to be sold have been reclassified from 
cost of goods sold to selling, general, and administrative expenses in the Consolidated Statements of Operations. 
Prior periods have been reclassified to conform to this presentation. 

Interest Expense, Net 

The $0.1 million decrease in interest expense, net, for 2009 as compared to 2008, was partially due to a 
decrease  in  the  average  debt  levels  during  the  last  12  months.  In  addition,  the  Company  earned  less  than  $0.1 
million in interest income in 2009, while the Company earned $0.5 million in interest income in 2008.  

The $1.7 million decrease in interest expense, net, for 2008 as compared to 2007, was primarily due to a 
decrease  in  the  average  debt  levels  during  the  last  12  months.  For  2008,  the  Company  earned  $0.5  million  in 
interest income, as compared to $1.0 million in 2007.  

Provision for Income Taxes 

The  effective  tax  rate  for  2009  was  33.9  percent,  which  is  a  combination  of  a  34.8  percent  rate  on  the 
goodwill impairment charge, and a 38.5 percent rate for the remaining pre-tax income. A portion of the goodwill 
impairment charge is not deductible for tax purposes, which reduced the tax benefit recorded. The 38.5 percent rate 
on the remaining pre-tax income was consistent with the 38.6 percent rate for 2008, as the tax rate benefits from 
federal  tax  credits  and  tax  reserve  adjustments  were  offset  by  the  negative  impact  of  lower  pre-tax  income  on 
permanent tax differences. 

The  effective  tax  rate  for  2008  was  38.6  percent,  compared  to  37.2  percent  in  2007.  The  increase  in  the 
effective tax rate for 2008 as compared to 2007 was due primarily to the effect of lower profits on state and federal 
tax rates, as well as a change in pre-tax income between legal entities and states, and an increase in the Company’s 
tax reserves. 

In connection with a tax audit by the Indiana Department of Revenue pertaining to calendar years 1998 to 
2000, the Company received an initial examination report asserting, in the aggregate, approximately $1.2 million of 
33 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
proposed  tax  adjustments,  including  interest  and  penalties.  After  two  hearings  with  the  Indiana  Department  of 
Revenue, the audit  findings were upheld.  The Company filed an  appeal in  December 2006  with  the Indiana Tax 
Court and the matter was scheduled for trial in December 2008. In November 2008, the Company and the Indiana 
Department of Revenue settled tax years 1998 to 2000 for $0.6 million, as well as tax years 2001 to 2006 for $4.0 
million including interest. The aggregate settlement amount was fully reserved prior to 2009, and was paid in April 
of 2009. In connection with the settlement, the Indiana Department of Revenue reserved the right to examine tax 
years 2001 through 2006.   

New Accounting Pronouncements 

In May 2009, the Financial Accounting Standards Board (“FASB”) issued new accounting and disclosure 
guidance for recognized and non-recognized subsequent events that occur after the balance sheet date but before 
financial statements are issued. The provisions of the new accounting guidance were effective for interim or annual 
periods ending after June 15, 2009. The adoption of this new accounting guidance had no impact on the Company.  

In  December  2007,  the  FASB  amended  its  guidance  on  accounting  for  business  combinations.  The  new 
accounting guidance requires assets acquired and liabilities assumed in connection with a business combination to 
be measured at fair value as of the acquisition date, acquisition related costs incurred prior to the acquisition to be 
expensed, and contractual contingencies to be recognized at fair value as of the acquisition date. The provisions of 
the new accounting guidance were effective for fiscal years beginning after December 15, 2008. The adoption of 
this standard on January 1, 2009 did not have a material impact on the Company. 

In  September  2006,  the  FASB  issued  new  accounting  guidance  which  establishes  a  framework  for 
reporting fair value and expands disclosures about fair value measurements. The provisions of the new accounting 
guidance were effective for fiscal years beginning after November 15, 2007. However, in February 2008, the FASB 
delayed the effective date of the new accounting guidance until fiscal years beginning after November 15, 2008, as 
it relates to fair value measurement requirements for nonfinancial assets and liabilities that are not remeasured at 
fair value on a recurring basis. The Company adopted the applicable provisions of the new accounting guidance on 
January 1, 2008 and 2009, respectively. See Note 1 of the Notes to Consolidated Financial Statements. 

LIQUIDITY AND CAPITAL RESOURCES 

The  Consolidated  Statements  of  Cash  Flows  reflect  the  following  for  the  years  ended  December  31,  (in 

thousands): 

Net cash flows provided by operating activities 
Net cash flows used for investing activities 
Net cash flows used for financing activities 
  Net increase (decrease) in cash 

2009 
$  63,256 
(16,445) 
(3,138) 
$  43,673 

$ 

2008 
4,657 
(25,492) 
(26,686) 
$  (47,521) 

2007   
$  84,910 

(11,641)  
(23,841)  

$  49,428 

Cash Flows from Operations 

Net  cash  flows  from  operating  activities  in  2009  were  $58.6  million  more  than  in  2008,  primarily  as  a 

result of: 

-  A  $37.5  million  reduction  in  inventories  in  2009,  compared  to  a  $12.7  million  increase  in  2008. 
Inventories increased in 2008 due to the Company’s strategic purchase of raw materials in advance of 
price  increases,  as  well  as  higher  priced  raw  materials  in  inventory.  During  2009,  the  Company 
reduced  inventory  through  consumption  of  higher  priced  inventory  on  hand,  and  reduced  inventory 
purchases. 

-  A $2.2 million decrease in accounts payable, accrued expenses and other liabilities in 2009, compared to 
a decrease of $23.5 million in 2008 due largely to the timing of payments for inventory purchases. 

34 

 
 
 
 
 
 
 
                                                                                                    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Partially offset by: 
-  A  $4.6  million  increase  in  accounts  receivable  in  2009,  compared  to  a  $9.5  million  decrease  in  2008. 
Accounts receivable increased in 2009 due to an increase in sales in December 2009 as compared to 
December 2008. 

During  the  first few  months of  2010, the  Company  expects  to use  $10  million to  $15  million  of  cash  to 

fund seasonal working capital growth. 

Depreciation  and  amortization  was  $18.5  million  in  2009,  and  are  expected  to  aggregate  $16  million  in 
2010. Non-cash stock-based compensation was $3.7 million in 2009, and is expected to be $4 million to $5 million 
in 2010. 

Net cash flows from operating activities in 2008 were $80.3 million less than 2007, primarily as a result of 
(i)  lower  net  income  in  2008  (ii)  increased  inventories  in  2008  due  to  the  Company’s  strategic  purchase  of  raw 
materials  in  advance  of  price  increases  and  higher  priced  raw  materials  in  inventory,  and  (iii)  the  timing  of 
payments for inventory purchases. This was partially offset by a decrease in accounts receivable due to the decline 
in sales. 

Depreciation and amortization, decreased by $0.5 million to $17.1 million in 2008, while non-cash stock-

based compensation increased by $1.1 million to $3.6 million in 2008.   

Cash Flows from Investing Activities 

Cash  flows  used  for  investing  activities  of  $16.4  million  in  2009  included  capital  expenditures  of  $3.1 
million,  which  was  financed  with  available  cash.  The  Company  estimates  that  capital  expenditures  will  be  $5 
million to $7 million in 2010, and are expected to be funded by cash flows from operations.  

During  2009,  the  Company  purchased  $15.0  million  in  short-term  U.S.  Treasury  Bills,  of  which  $2.0 
million matured in December 2009, and the balance matures at various dates through June 2010. The Company has 
chosen to invest in U.S. Treasury Bills primarily due to the high levels of security and liquidity provided by these 
instruments. 

On  May  15,  2009,  Lippert  acquired  the  patents  for  the  QuickBiteTM  coupler,  and  other  intellectual 
properties  and  assets.  The  innovative  design  of  the  QuickBiteTM  automatic  dual-jaw  locking  system  eliminates 
several steps when coupling a trailer to a tow vehicle, while at the same time making coupling simpler through the 
use  of  an  integrated  alignment  system.  The  minimum  aggregate  purchase  price  was  $0.5  million,  of  which  $0.3 
million was paid at closing from available cash, with the balance to be paid on May 15, 2010. In addition, Lippert 
will  pay  an  earn-out  of  $2.50  per  unit  sold,  up  to  a  maximum  of  $2.5  million,  during  the  life  of  the  patents. 
Therefore, the aggregate purchase price could increase to a maximum of $3.0 million. In 2009, Lippert paid earn-
out of less than $0.1 million. 

On September 11, 2009, Lippert acquired the patent-pending design for a tool box containing a slide-out 
storage tray. This newly-designed product, used in pick-up trucks, tow trucks and other mobile service vehicles, is 
being  produced  at  the  Company’s  existing  manufacturing  plants,  with  existing  management,  utilizing  production 
techniques  with  which  the  Company  has  extensive  experience.  The  purchase  price  was  $0.4  million,  which  was 
paid at closing from available cash.  

On September 29, 2009, Kinro acquired certain inventory and equipment used for the production of front 
entry  doors  for  manufactured  homes.  This  acquisition  will  increase  Kinro’s  content  per  manufactured  home  and 
also add a new product category. The Company estimates that the current annual market for front entry doors for 
manufactured  homes  is  about  $25  million  to  $30  million,  and  that  half  of  this  new  potential  is  in  aftermarket 
replacement  doors  for  the  millions  of  existing  manufactured  homes.  Kinro  began  manufacturing  entry  doors  at 
plants in Indiana and South Carolina in the 2009 fourth quarter. The purchase price was $0.9 million, which was 
paid at closing from available cash.    

35 

 
 
 
 
 
 
 
 
 
 
 
 
At December 31, 2009, the Company was in the process of selling seven owned facilities and vacant land 
with  an  aggregate  carrying  value  of  $6.0  million,  which  are  not  currently  being  used  in  production  or  are  in  the 
process of shutting down operations. In addition, the Company has leased three owned facilities with a combined 
carrying  amount  of  $7.7  million,  for  one  to  three  year  terms,  for  a  combined  $70,000  per  month.  Each  of  these 
three leases also contains an option for the lessee to purchase the facility at an amount in excess of carrying value. 
In addition to the owned facilities, the Company is attempting to sublease four vacant leased facilities.   

On February 18, 2010, the Company reported that Lippert agreed in principle to acquire certain intellectual 
property and other assets from Michigan-based Schwintek, Inc. The purchase would include several products for 
which patents are pending, including innovative RV wall slides that are considerably lighter, more space efficient, 
and  more  reliable  than  previous  slide-out  designs.  The  purchase  price,  undisclosed  at  the  time  of  the 
announcement, is expected to include cash payable at closing, plus an earn-out depending on future unit sales. It is 
expected that the cash portion of the purchase price payable at closing will be funded from available cash. Closing 
of the transaction is subject to completion of due diligence, agreement on final terms and conditions, the execution 
of definitive transaction documents, and satisfaction of customary closing conditions.  

In a separate transaction on February 18, 2010, Lippert acquired the patent-pending design for a six-point 
leveling system for fifth-wheel RVs. The purchase price was $1.4 million paid at closing with available cash, plus 
an earn-out depending on future unit sales of the system. 

The Company’s priorities for its cash are liquidity and security. At December 31, 2009, all but $0.2 million 
of  the  Company’s  cash  balances  were  in  fully  FDIC  insured  accounts.  Subsequent  to  December  31,  2009,  these 
accounts  no  longer  have  unlimited  FDIC  insurance.  As  a  result,  beginning  in  2010,  the  Company  diversified  a 
portion of its cash balances, and purchased additional U.S. Treasury Bills. 

Cash flows used for investing activities of $25.5 million in 2008 included $31.8 million for an acquisition 

of a business and other investments, which were financed from available cash. 

On July 1, 2008, Lippert acquired certain assets and liabilities, and the business of Seating Technology, a 
manufacturer of a wide variety of furniture products primarily for towable RVs, including a full line of upholstered 
furniture  and  mattresses.  Seating  Technology  had  annual  sales  of  $40  million  in  2007.  The  purchase  price  was 
$28.7 million, which was paid at closing from available cash. Subsequent to the acquisition, Lippert closed two of 
Seating Technology's five leased facilities in Indiana and consolidated those operations into existing facilities. 

On July 1, 2008, Lippert acquired the patent for “JT's Strong Arm Jack Stabilizer,” and other intellectual 
properties and assets. The purchase price was $3.1 million, which was paid at closing from available cash. “JT's 
Strong  Arm  Jack  Stabilizer”  represents  a  significant  advance  in  the  elimination  of  side-to-side  and  front-to-back 
movement of a parked travel trailer or fifth-wheel RV.  

In addition, cash flows from investing activities in 2008 included proceeds of $10.5 million received from 
the  sale  of  seven  facilities  and  other  fixed  assets  in  connection  with  the  Company’s  consolidation  of  production 
operations. The  Company  used  $4.2  million for  capital expenditures in 2008, which  was financed  with  available 
cash.  

Cash Flows from Financing Activities 

Cash flows used for financing activities for 2009 of $3.1 million were primarily due to net debt payments 
of  $8.7  million,  partially  offset  by  $5.6  million  in  cash  and  the  related  tax  benefits  from  the  exercise  of  stock 
options. At December 31, 2009, the Company had no debt outstanding. 

Cash flows used for financing activities for 2008 of $26.7 million were primarily due to $18.6 million of 
net debt payments and $8.3 million for the purchase of treasury stock. At December 31, 2008, the Company had 
$3.8 million of cash invested in U.S. Treasury short-term money market instruments.  

On  November  25,  2008,  the  Company  entered  into  an  agreement  (the  “Credit  Agreement”)  for  a  $50.0 
million line of credit with JPMorgan Chase Bank, N.A. and Wells Fargo Bank, N.A. (collectively, the “Lenders”), 
36 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
to  replace  the  Company’s  previous  $70.0  million  line  of  credit  that  was  scheduled  to  expire  in  June  2009.  The 
maximum borrowings under the Company’s line of credit can be increased by $20.0 million upon approval of the 
Lenders. Interest on borrowings under the line of credit is designated from time to time by the Company as either 
the Prime Rate, but not less than 2.5 percent, plus additional interest up to 0.8 percent (0 percent at December 31, 
2009),  or  LIBOR  plus  additional  interest  ranging  from  2.0  percent  to  2.8  percent  (2.0  percent  at  December  31, 
2009) depending on the Company’s performance and financial condition. The Credit Agreement expires December 
1,  2011.  At  December  31,  2009,  the  Company  had  $7.8  million  in  outstanding  letters  of  credit  under  the  line  of 
credit, and availability under the Company’s line of credit, after considering the maximum leverage ratio covenant 
limitation, was $37.8 million. 

Simultaneously,  the  Company  entered  into  a  $125.0  million  “shelf-loan”  facility  with  Prudential 
Investment  Management,  Inc.  and  its  affiliates  (“Prudential”),  to  replace  the  Company’s  previous  $60.0  million 
“shelf-loan”  facility  with  Prudential,  of  which  $6.0  million  was  outstanding  at  December  31,  2008.  The  facility 
provides for Prudential to consider purchasing, at the Company’s request, in one or a series of transactions, Senior 
Promissory Notes of the Company in the aggregate principal amount of up to $125.0 million, to mature no more 
than twelve years after the date of original issue of each Senior Promissory Note. Prudential has no obligation to 
purchase the Senior Promissory Notes. Interest payable on the Senior Promissory Notes will be at rates determined 
by Prudential within five business days after the Company issues a request to Prudential. The “shelf-loan” facility 
expires November 25, 2011. In June 2009, the Company paid in full the remaining outstanding Senior Promissory 
Notes before their scheduled maturity date.   

Both  the  line  of  credit  pursuant  to  the  Credit  Agreement  and  the  “shelf-loan”  facility  are  subject  to  a 
maximum leverage ratio covenant which limits the amount of consolidated outstanding indebtedness to 2.5 times 
the  trailing  twelve-month  EBITDA,  as  defined;  provided  however,  that  if  the  Company’s  trailing  twelve-month 
EBITDA is less than $50 million, the maximum leverage ratio covenant declines to 1.25 times the trailing twelve-
month EBITDA. Since the Company’s trailing twelve-month EBITDA was less than $50 million at December 31, 
2009, the maximum leverage ratio covenant limits the remaining availability under these facilities collectively to 
$37.8  million.  The  $65.4  million  in  cash  and  short-term  investments  at  December  31,  2009,  together  with  the 
borrowing  availability  under  our  line  of  credit  and  “shelf-loan”  facility,  are  more  than  adequate  to  finance  the 
Company’s anticipated working capital and capital expenditure requirements. 

Pursuant  to  the  Credit  Agreement,  Senior  Promissory  Notes,  and  certain  other  loan  agreements,  the 
Company  is  required  to  maintain  minimum  net  worth,  interest  and  fixed  charge  coverages,  and  to  meet  certain 
other financial requirements. At December 31, 2009, the Company was in compliance with all such requirements, 
and expects to remain in compliance for the next twelve months.  

On  November  29,  2007,  the  Board  of  Directors  authorized  the  Company  to  repurchase  up  to  1  million 
shares of the Company’s Common Stock from time to time in the open market, privately negotiated transactions, or 
block  trades.  Of  this  authorization,  447,400  shares  were  repurchased  in  2008  at  an  average  price  of  $18.58  per 
share, or $8.3 million in total. The aggregate cost of repurchases was funded from the Company’s available cash. 
The number of shares ultimately repurchased, and the timing of the purchases, will depend upon market conditions, 
share price, and other factors. At present the Company believes it is prudent to conserve cash, and does not intend 
to repurchase shares. However, changing conditions may cause the Company to reconsider this position.   

37 

 
 
 
 
 
 
 
 
 
 
 
  
Future minimum commitments relating to the Company's contractual obligations at December 31, 2009 are 

as follows (in thousands): 

Payments due by period 

Operating leases 
Capital leases 
Employment contracts and 
  deferred compensation (a)  
Royalty agreements and  
  earn-out payments (b) 
Purchase obligations (c) 
Taxes (d) 
Total 

Less than 
 1 year 

  Total 
$  13,842  $  4,668  $  6,824  $  1,887  $ 

3-5 years 

1-3 years 

20 

20 

- 

9,476 

4,677 

2,999 

- 

99 

More than 
5 years   
463 
- 

1,701 

4,386 
  53,561 
3,876 

1,341 
1,544 
- 
$  85,161  $  62,884  $  13,094  $  4,134  $  5,049 

710 
  48,933 
3,876 

1,511 
1,760 
- 

824 
1,324 
- 

(a) 

(b) 

(c) 

(d) 

This  includes  amounts  payable  under  employment  contracts  and  arrangements,  retirement  and  severance 
agreements, and deferred compensation. These amounts do not include $0.3 million in deferred compensation, as 
the timing of payment is based upon the employees’ separation from service. 
These  amounts  are  comprised  of  minimum  required  future  payments,  as  well  as  estimated  future  payments  for 
which a liability has been recorded, in connection with acquisitions over the past few years. Excluded from these 
amounts,  because  they  are  not  ascertainable,  are  a  license  agreement  that  provides  for  the  Company  to  pay  a 
royalty  of  1  percent  of  sales  of  certain  slide-out  systems,  the  remaining  aggregate  of  which  cannot  exceed  $4.3 
million,  and  an  earn-out  of  up  to  $2.6  million  related  to  an  acquisition  in  2007  if  certain  sales  targets  for  the 
acquired products are achieved over the five years subsequent to the acquisition. 
These contractual obligations are primarily comprised of purchase orders issued in the normal course of business. 
Also included are several longer term purchase commitments, for which the Company has estimated the expected 
future obligation based on current prices and usage. 
These amounts include $1.3 million of estimated income tax payments for 2009, and $2.6 million for unrecognized 
tax benefits and related interest and penalties. 

These commitments are described more fully in the Notes to Consolidated Financial Statements. 

CORPORATE GOVERNANCE 

The Company is in compliance with the corporate governance requirements of the Securities and Exchange 
Commission (“SEC”) and the New York Stock Exchange. The Company’s governance documents and committee 
charters and key practices have been posted to the Company’s website (www.drewindustries.com) and are updated 
periodically.  The  website  also  contains,  or  provides  direct  links  to,  all  SEC  filings,  press  releases  and  investor 
presentations. The Company has also established a toll-free hotline (877-373-9123) to report complaints about the 
Company’s accounting, internal controls, auditing matters or other concerns. 

CONTINGENCIES 

On or about January 3, 2007, an action was commenced in the United States District Court, Central District 
of  California,  entitled  Gonzalez  vs.  Drew  Industries  Incorporated,  Kinro,  Inc.,  Kinro  Texas  Limited  Partnership 
d/b/a Better Bath Components; Skyline Corporation, and Skylines Homes, Inc. (Case No. CV06-08233). The case 
purports to be a class action on behalf of the named plaintiff and all others similarly situated in California. Plaintiff 
initially alleged, but has not sought certification of, a national class. 

On  April  1,  2008,  the  Court  issued  an  order  granting  Drew’s  motion  to  dismiss  for  lack  of  personal 

jurisdiction, resulting in the dismissal of Drew Industries Incorporated as one of the defendants in the case. 

Plaintiff  alleges  that  certain  bathtubs  manufactured  by  Kinro  Texas  Limited  Partnership,  a  subsidiary  of 
Kinro, and sold under the name “Better Bath” for use in manufactured homes, fail to comply with certain safety 
standards  relating  to  flame  spread  established  by  the  U.S.  Department  of  Housing  and  Urban  Development 
(“HUD”). Plaintiff alleges, among other things, that sale of these products is in violation of various provisions of 

38 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
the California Consumers Legal Remedies Act (Cal. Civ. Code Sec. 1770 et seq.), the Magnuson-Moss Warranty 
Act (15 U.S.C. Sec. 2301 et seq.), the California Song-Beverly Consumer Warranty Act (Cal. Civ. Code Sec. 1790 
et seq.), and the California Unfair Competition Law (Cal. Bus. & Prof. Code Sec. 17200 et seq.).   

Plaintiff seeks to require defendants to notify members of the class of the allegations in the proceeding and 
the claims made, to repair or replace the allegedly defective products, to reimburse members of the class for repair, 
replacement and consequential costs, to cease the sale and distribution of the allegedly defective products, and to 
pay actual and punitive damages and plaintiff’s attorneys fees. 

On January 29, 2008, the Court issued an Order denying certification of a class with plaintiff Gonzalez as 
the  class  representative  because  she  no  longer  owned  the  bathtub.  On  March  10,  2008,  plaintiff  amended  her 
complaint to include an additional plaintiff, Robert Royalty. Plaintiff Royalty states that his bathtub was not tested 
to  determine  whether  it  complies  with  HUD  standards.  Rather,  his  allegations  are  based  on  “information  and 
belief”, including the testing  of plaintiff Gonzalez’s bathtub and  other evidence. Kinro denies plaintiff  Royalty’s 
allegations. 

On  June  25,  2008,  plaintiffs  filed  a  renewed  motion  for  class  certification  and  the  Court  again  denied 
certification of a class. Plaintiffs filed a third motion for class certification on December 23, 2008, and Defendants’ 
filed a motion seeking summary judgment against plaintiffs’ case.  

On May 18, 2009, the Court issued an Order granting partial summary judgment in favor of defendants, 
dismissing  five  of  the  six  claims  asserted  by  plaintiffs,  except  for  plaintiffs’  claim  for  violation  of  California’s 
Unfair  Competition  Law  (the  “UCL”).  The  Court  also  granted  plaintiffs’  motion  for  class  certification  as  to  that 
one claim. The Court denied Defendant’s motion for summary judgment on the UCL claim on the ground that there 
was a triable issue of fact as to whether the alleged misrepresentation on defendants’ labels regarding testing for 
flame  spread  rate  caused  plaintiffs  to  purchase  the  manufactured  homes  containing  bathtubs  manufactured  by 
Kinro. 

On August 26, 2009, as a result of a decision by the California Supreme Court in an unrelated case dealing 
with a similar UCL claim, the Court dismissed plaintiffs’ remaining UCL claim because plaintiffs did not actually 
rely on defendants’ labels when they bought the homes containing the bathtubs. However, the Court concluded that 
simply  selling  bathtubs  which  may  fail  to  satisfy  Federal  standards  may  violate  the  “unfair  prong”  of  the  UCL, 
even if plaintiffs did not actually rely on defendant’s labels.  

On September 11, 2009, defendants filed with the Ninth Circuit Court of Appeals a Petition for Permission 
to Appeal, on an interlocutory basis, that part of the District Court’s ruling that certified a class to pursue a claim 
under  the  “unfair  prong”  of  the  UCL.  On  December  11,  2009,  the  Appeals  Court  issued  an  Order  denying 
defendants’ permission to appeal the District Court’s ruling at this point in the case, but the Appeals Court did not 
address the merits of the case.  

Defendant Kinro has conducted a comprehensive investigation of the allegations made in connection with 
the claims, including with respect to the HUD safety standards, prior test results, testing procedures, and the use of 
labels.  In  addition,  at  Kinro’s  initiative,  independent  laboratories  conducted  multiple  tests  on  materials  used  by 
Kinro  in  the  manufacture  of  bathtubs, the  results of  which  tests indicate that  Kinro’s  bathtubs are  in compliance 
with HUD regulations. 

Based  on  the  foregoing  investigation  and  testing,  the  District  Court’s  rulings  dismissing  plaintiffs’  six 
claims,  and  the  ruling  on  “reliance”  by  the  California  Supreme  Court,  Kinro  believes  that,  notwithstanding  the 
District Court’s finding that plaintiffs may proceed with their claim that defendants may have violated the “unfair 
prong” of the UCL, plaintiffs may not be able to prove the essential elements of their claim. Defendants intend to 
vigorously defend against the claim, and intend to move for summary judgment dismissing the claim. In addition, 
Kinro believes that no remedial action is required or appropriate under HUD safety standards. 

If the District Court maintains its rulings, denies defendants’ motion for summary judgment as to the claim 
based on the “unfair prong” of the UCL, and maintains its ruling granting plaintiffs’ motion for class certification 
with  respect  to  that  claim,  and  if  plaintiffs  pursue  their  claim,  protracted  litigation  could  result.  Although  the 
39 

 
 
 
 
 
 
 
 
  
 
outcome of such litigation cannot be predicted, if certain essential findings are ultimately unfavorable to Kinro, the 
Company  could  sustain  a  material  liability.  The  Company’s  liability  insurer  denied  coverage  on  the  ground  that 
plaintiffs did not sustain any personal injury or property damage. 

In connection with a tax audit by the Indiana Department of Revenue pertaining to calendar years 1998 to 
2000, the Company received an initial examination report asserting, in the aggregate, approximately $1.2 million of 
proposed  tax  adjustments,  including  interest  and  penalties.  After  two  hearings  with  the  Indiana  Department  of 
Revenue, the audit  findings were upheld.  The Company filed an  appeal in  December 2006  with  the Indiana Tax 
Court and the matter was scheduled for trial in December 2008. In November 2008, the Company and the Indiana 
Department of Revenue settled tax years 1998 to 2000 for $0.6 million, as well as 2001 to 2006 for $4.0 million, 
including  interest.  The  aggregate  settlement  amount  was  fully  reserved  prior  to  2009,  and  was  paid  in  April  of 
2009.  In  connection  with  the  settlement,  the  Indiana  Department  of  Revenue  reserved  the  right  to  examine  tax 
years 2001 through 2006.   

In  the  normal  course  of  business,  the  Company  is  subject  to  proceedings,  lawsuits  and  other  claims.  All 
such matters are subject to uncertainties and outcomes that are not predictable with assurance. While these matters 
could materially affect operating results when resolved in future periods, it is management’s opinion that after final 
disposition, including anticipated insurance recoveries, any monetary liability or financial impact to the Company 
beyond  that  provided  in  the  Consolidated  Balance  Sheet  as  of  December  31,  2009,  would  not  be  material  to  the 
Company’s financial position or annual results of operations. 

CRITICAL ACCOUNTING POLICIES 

The  Company's  Consolidated  Financial  Statements  have  been  prepared  in  conformity  with  accounting 
principles generally accepted in the United States of America which requires that certain estimates and assumptions 
be  made  that  affect  the  amounts  and  disclosures  reported  in  those  financial  statements  and  the  related 
accompanying  notes.  Actual  results  could  differ  from  these  estimates  and  assumptions.  The  following  critical 
accounting policies, some of which are impacted significantly by judgments, assumptions and estimates, affect the 
Company's  Consolidated  Financial  Statements.  Management  has  discussed  the  development  and  selection  of  its 
critical  accounting  policies  with  the  Audit  Committee  of  the  Company’s  Board  of  Directors  and  the  Audit 
Committee has reviewed the disclosure presented below relating to the critical accounting policies. 

Accounts Receivable 

The Company maintains an allowance for doubtful accounts that reduces accounts receivables to amounts 
that are expected to be collected. In assessing the collectability of its accounts receivable, the Company considers 
such  factors  as  the  current  overall  economic  conditions,  industry-specific  economic  conditions,  historical  and 
anticipated  customer  performance,  historical  experience  with  write-offs  and  the  level  of  past-due  amounts.  This 
estimation  process  is  subjective,  and  to  the  extent  that  future  actual  results  differ  from  original  estimates, 
adjustments to recorded accruals may be required.  

Inventories   

Inventories (finished goods, work in process and raw materials) are stated at the lower of cost, determined 
on a first-in, first-out basis, or market. Cost is determined based solely on those charges incurred in the acquisition 
and  production  of  the  related  inventory  (i.e.  material,  labor  and  manufacturing  overhead  costs).  The  Company 
estimates  an  inventory  reserve  for  excess  quantities  and  obsolete  items  based  on  specific  identification  and 
historical write-offs, taking into account future demand and market conditions. To the extent that actual demand or 
market conditions in the future differ from original estimates, adjustments to recorded inventory reserves may be 
required. 

Self-Insurance   

The Company is self-insured for certain health and workers' compensation benefits up to certain stop-loss 
limits.  Such  costs  are  accrued  based  on  known  claims  and  an  estimate  of  incurred,  but  not  reported  (“IBNR”) 
claims.  IBNR  claims  are  estimated  using  historical  lag  information  and  other  data  provided  by  claims 
40 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
administrators. This estimation process is subjective, and to the extent that future actual results differ from original 
estimates, adjustments to recorded accruals may be required. 

Warranty 

The  Company  provides  warranty  terms  based  upon  the  type  of  product  that  is  sold.  The  Company 
estimates  the  warranty  accrual  based  upon  various  factors,  including  the  Company’s  (i)  historical  warranty 
experience, (ii) product mix, and (iii) sales patterns. The accounting for warranty accruals requires the Company to 
make  assumptions  and  judgments,  and  to  the  extent  that  future  actual  results  differ  from  original  estimates, 
adjustments to recorded accruals may be required.  

Income Taxes   

The  Company's  tax  (benefit)  provision  is  based  on  pre-tax  (loss)  income,  statutory  tax  rates  and  tax 
planning strategies. Significant management judgment is required in determining the tax (benefit) provision and in 
evaluating  the  Company's  tax  position.  The  Company  establishes  additional  provisions  for  income  taxes  when, 
despite the belief that the tax positions are fully supportable, there remain certain tax positions that are likely to be 
challenged and may or may not be sustained on review by tax authorities. The Company adjusts these tax accruals 
in light of changing facts and circumstances. The effective tax rate in a given financial statement period may be 
materially impacted by changes in the expected outcome of tax audits. 

The Company's accompanying Consolidated Balance Sheets also include deferred tax assets resulting from 
deductible temporary differences, which are expected to reduce future taxable income. These assets are based on 
management's  estimate  of  realizability  based  upon  forecasted  taxable  income.  Realizability  of  these  assets  is 
reassessed at the end of each reporting period based upon the Company's forecast of future taxable income. Failure 
to achieve forecasted taxable income could affect the ultimate realization of certain deferred tax assets, and may 
result in the recognition of a valuation reserve. For additional information, see Note 9 of the Notes to Consolidated 
Financial Statements.   

Impairment of Long-Lived Assets  

The  Company  periodically  evaluates  whether  events  or  circumstances  have  occurred  that  indicate  that 
long-lived assets may not be recoverable or that the remaining useful life may warrant revision. When such events 
or circumstances occur, the Company assesses the recoverability of long-lived assets by determining whether the 
carrying value will be recovered through the expected undiscounted future cash flows resulting from the use of the 
asset.  In  the  event  the  sum  of  the  expected  undiscounted  future  cash  flows  is  less  than  the  carrying  value  of  the 
asset, an impairment loss equal to the excess of the asset's carrying value over its fair value would be recorded. The 
long-term nature  of  these  assets  requires the estimation of  their cash inflows  and  outflows  several  years into  the 
future. Actual results and events could differ significantly from management estimates. 

Impairment of Goodwill and Other Intangible Assets  

Goodwill and other intangible assets are evaluated for impairment at the reporting unit level on an annual 
basis and between annual tests whenever events or circumstances indicate that the carrying value of a reporting unit 
may exceed its fair value. The Company conducts its required annual impairment test as of November 30th each 
fiscal year. The impairment test uses a discounted cash flow model to estimate the fair value of a reporting unit. 
This  model  requires  the  use  of  long-term  forecasts  and  assumptions  regarding  industry-specific  economic 
conditions  that  are  outside  the  control  of  the  Company.  Actual  results  and  events  could  differ  significantly  from 
management estimates. 

In  2008,  the  Company  conducted  its  annual  impairment  analysis  of  the  goodwill  in  all  reporting  units, 
which  resulted  in  the  impairment  and  non-cash  write-off  of  the  entire  $5.5  million  of  goodwill  related  to  the 
specialty  trailer  reporting  unit.  During  the  first  quarter  of  2009,  because  the  Company’s  stock  price  on  the  New 
York  Stock  Exchange  was  below  its  book  value,  and  due  to  the  continued  declines  in  industry-wide  wholesale 
shipments of RVs and manufactured homes, the Company also conducted an impairment analysis of the goodwill 

41 

 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
of each of its reporting units, resulting in the impairment and non-cash write-off of the remaining $45.0 million of 
goodwill.  

In  both  periods,  the  fair  value  of  each  reporting  unit  was  estimated  with  a  discounted  cash  flow  model 
utilizing internal forecasts and observable market data, to the extent available, to estimate future cash flows. The 
forecast  included  an  estimate  of  long-term  future  growth  rates  based  on  management’s  most  recent  views  of  the 
long-term outlook for each reporting unit.  

At  March  31,  2009  and  December  31,  2008,  the  discount  rate  used  in  the  discounted  cash  flow  model 
prepared for the goodwill impairment analysis was 16.5 percent and 13.0 percent, respectively, derived by applying 
the weighted average cost of capital model which weights the cost of debt and equity financing. The Company also 
considered the relationship of debt to equity of other companies similar to the respective reporting units, as well as 
the risks and uncertainty inherent in the markets generally and in the Company’s internally developed forecasts. 

Based on the analyses, the carrying value of the RV, manufactured housing and specialty trailer reporting 
units exceeded their fair value. As a result, the Company performed the second step of the impairment test, which 
required the Company to determine the fair value of each reporting unit’s assets and liabilities, including all of the 
tangible and identifiable intangible assets of each reporting unit, excluding goodwill. The results of the second step 
implied that the fair value of goodwill was zero, therefore the Company recorded a non-cash impairment charge to 
write-off the entire goodwill of these reporting units.  

These non-cash goodwill impairment charges were largely the result of uncertainties in the economy, and 
in the RV, manufactured housing and marine and leisure industries, as well as the discount rates used to determine 
the present value of projected cash flows. Estimating the fair value of reporting units, and the reporting unit’s asset 
and  liabilities,  involves  the  use  of  estimates  and  significant  judgments  that  are  based  on  a  number  of  factors 
including actual operating results, future business plans, economic projections and market data. Actual results may 
differ from forecasted results. 

Legal Contingencies 

The Company is subject to proceedings, lawsuits and other claims in the normal course of business. Each 
quarter,  the  Company  formally  evaluates  pending  proceedings,  lawsuits  and  other  claims  with  counsel.  These 
contingencies  require  the  judgment  of  management  in  assessing  the  likelihood  of  adverse  outcomes  and  the 
potential range of probable losses. Liabilities for legal matters are accrued for when it is probable that a liability has 
been  incurred  and  the  amount  of  the  liability  can  be  reasonably  estimated,  based  upon  current  law  and  existing 
information.  Estimates  of  contingencies  may  change  in  the  future  due  to  new  developments  or  changes  in  legal 
approach. Actual results and events could differ significantly from management estimates. 

Other Estimates 

The  Company  makes  a  number  of  other  estimates  and  judgments  in  the  ordinary  course  of  business 
including,  but  not  limited  to,  those  related  to  product  returns,  accounts  receivable,  notes  receivable,  lease 
terminations, asset retirement obligations, post-retirement benefits, stock-based compensation, segment allocations, 
earn-out payments, and contingencies. Establishing reserves for these matters requires management's estimate and 
judgment  with  regard  to  risk  and  ultimate  liability  or  realization.  As  a  result,  these  estimates  are  based  on 
management's  current  understanding  of  the  underlying  facts  and  circumstances  and  may  also  be  developed  in 
conjunction with outside advisors, as appropriate. Because of uncertainties related to the ultimate outcome of these 
issues  or  the  possibilities  of  changes  in  the  underlying  facts  and  circumstances,  actual  results  and  events  could 
differ significantly from management estimates. 

INFLATION 

The prices  of key raw materials, consisting primarily of steel, vinyl, aluminum, glass  and ABS resin are 
influenced by demand and other factors specific to these commodities, such as the price of oil, rather than being 
directly  affected  by  inflationary  pressures.  Prices  of  certain  commodities  have  historically  been  volatile.  The 
Company did not experience any significant increase in its labor costs in 2009 related to inflation.  

42 

 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 7A.  QUANTITATIVE AND QUALITATIVE DISCLOSURE ABOUT MARKET RISK. 

The  Company  has  historically  been  exposed  to  changes  in  interest  rates  primarily  as  a  result  of  its 

financing activities. At December 31, 2009, the Company had no outstanding borrowings.  

At December 31, 2009, the Company had $3.0 million of cash equivalents and $13.0 million of short-term 
investments in U.S. Treasuries with a current yield of approximately 0.1 percent. Assuming there is an increase of 
100  basis  points  in  the  interest  rate  for  these  fixed  rate  investments  subsequent  to  December  31,  2009,  and  total 
investments  of  $16.0  million,  future  cash  flows  would  be  $0.2  million  lower  per  annum  than  if  the  fixed  rate 
investment could be obtained at current market rates.  

If  the  actual  change  in  interest  rates  is  substantially  different  than  100  basis  points,  or  the  outstanding 
borrowings change significantly, the net impact of interest rate risk on the Company’s cash flow may be materially 
different than that disclosed above.  

Additional  information  required  by  this  item  is  included  under  the  caption  “Inflation”  in  Item  7  of  this 

Report. 

43 

 
 
 
 
 
 
 
Item 8.  FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA. 

Report of Independent Registered Public Accounting Firm 

The Board of Directors and Stockholders 
Drew Industries Incorporated: 

We  have  audited  the  accompanying  consolidated  balance  sheets  of  Drew  Industries  Incorporated  and 
subsidiaries  as  of  December  31,  2009  and  2008,  and  the  related  consolidated  statements  of  operations, 
stockholders' equity, and cash flows for each of the years in the three-year period ended December 31, 2009. We 
also  have  audited  the  Company’s  internal  control  over  financial  reporting  as  of  December  31,  2009,  based  on 
criteria  established  in  Internal  Control  –  Integrated  Framework  issued  by  the  Committee  of  Sponsoring 
Organizations  of  the  Treadway  Commission  (COSO).  The  Company’s  management  is  responsible  for  these 
consolidated  financial  statements,  for  maintaining  effective  internal  control  over  financial  reporting,  and  for  its 
assessment  of  the  effectiveness  of  internal  control  over  financial  reporting,  included  in  the  accompanying 
“Management’s Annual Report on Internal Control over Financial Reporting.” Our responsibility is to express an 
opinion on these consolidated financial statements and an opinion on the Company's internal control over financial 
reporting based on our audits. 

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight 
Board (United States). Those standards require that we plan and perform the audits to obtain reasonable assurance 
about whether the financial statements are free of material misstatement and whether effective internal control over 
financial  reporting  was  maintained  in  all  material  respects.  Our  audits  of  the  consolidated  financial  statements 
included examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, 
assessing the accounting principles used and significant estimates made by management, and evaluating the overall 
financial  statement  presentation.  Our  audit  of  internal  control  over  financial  reporting  included  obtaining  an 
understanding  of  internal  control  over  financial  reporting,  assessing  the  risk  that  a  material  weakness  exists,  and 
testing  and  evaluating  the  design  and  operating  effectiveness  of  internal  control  based  on  the  assessed  risk.  Our 
audits  also  included  performing  such  other  procedures  as  we  considered  necessary  in  the  circumstances.  We 
believe that our audits provide a reasonable basis for our opinions. 

A company's internal control over financial reporting is a process designed to provide reasonable assurance 
regarding the reliability of financial reporting and the preparation of financial statements for external purposes in 
accordance  with  generally  accepted  accounting  principles.  A  company's  internal  control  over  financial  reporting 
includes  those  policies  and  procedures  that  (1)  pertain  to  the  maintenance  of  records  that,  in  reasonable  detail, 
accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable 
assurance  that  transactions  are  recorded  as  necessary  to  permit  preparation  of  financial  statements  in  accordance 
with generally accepted accounting principles, and that receipts and expenditures of the company are being made 
only in accordance with authorizations of management and directors of the company; and (3) provide reasonable 
assurance  regarding  prevention  or  timely  detection  of  unauthorized  acquisition,  use,  or  disposition  of  the 
company's assets that could have a material effect on the financial statements. 

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect 
misstatements.  Also,  projections  of  any  evaluation  of  effectiveness  to  future  periods  are  subject  to  the  risk  that 
controls  may  become  inadequate  because  of  changes  in  conditions,  or  that  the  degree  of  compliance  with  the 
policies or procedures may deteriorate. 

In  our  opinion,  the  consolidated  financial  statements  referred  to  above  present  fairly,  in  all  material 
respects,  the  financial  position  of  Drew  Industries  Incorporated  and  subsidiaries  as  of  December  31,  2009  and 
2008, and the results of their operations and their cash flows for each of the years in the three-year period ended 
December  31,  2009,  in  conformity  with  U.S.  generally  accepted  accounting  principles.  Also  in  our  opinion,  the 
Company maintained, in all material respects, effective internal control over financial reporting as of December 31, 
2009,  based  on  criteria  established  in  Internal  Control  –  Integrated  Framework  issued  by  the  Committee  of 
Sponsoring Organizations of the Treadway Commission (COSO). 

/s/ KPMG LLP 

Stamford, Connecticut 
March 11, 2010 

44 

 
 
 
 
 
 
 
 
 
 
 
Drew Industries Incorporated 
Consolidated Statements of Operations 
(In thousands, except per share amounts)  

Net sales 
Cost of sales 
  Gross profit 
Selling, general and administrative expenses 
Goodwill impairment 
Executive retirement 
Other (income) 
  Operating (loss) profit  
Interest expense, net  
  (Loss) income before income taxes    
(Benefit) provision for income taxes 
  Net (loss) income  

Net (loss) income per common share: 
  Basic    
  Diluted     

Weighted average common shares outstanding: 
  Basic    
  Diluted     

  Year Ended December 31, 

2009   

2008   

2007   

$  397,839 
  319,129 
78,710 
69,489 
45,040 
- 
(238) 
(35,581) 
789 
   (36,370) 
(12,317) 
$  (24,053) 

$  510,506 
  403,000 
  107,506 
80,129 
5,487 
2,667 
(675)  

19,898 
877 
19,021 
7,343 
$  11,678 

$  668,625 
  509,875 
  158,750 
93,498 
- 
- 
(707)  

65,959 
2,615 
63,344 
23,577 
$  39,767 

$ 
$ 

(1.10) 
(1.10) 

$ 
$ 

0.54 
0.53 

$ 
$ 

1.82 
1.80 

21,807 
21,807 

21,808 
21,917 

21,893 
22,126 

The accompanying notes are an integral part of these Consolidated Financial Statements. 

45 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Drew Industries Incorporated 
Consolidated Balance Sheets 
(In thousands, except shares and per share amount)  

ASSETS 
Current assets 

Cash and cash equivalents                  
Short-term investments 

  Accounts receivable, trade, less allowances of 
        $1,232 in 2009 and $1,666 in 2008 

Inventories     
Prepaid expenses and other current assets          

  Total current assets                              

Fixed assets, net      
Goodwill     
Other intangible assets   
Deferred taxes 
Other assets  

  Total assets  

LIABILITIES AND STOCKHOLDERS' EQUITY 
Current liabilities 
  Notes payable, including current maturities 

  of long-term indebtedness                                 
  Accounts payable, trade                                       
  Accrued expenses and other current liabilities            

  Total current liabilities                   

Long-term indebtedness                    
Other long-term liabilities                 

  Total liabilities   

Stockholders' equity 

Common stock, par value $.01 per share: authorized 
  30,000,000 shares; issued 24,561,358 shares at December 31, 2009  
  and 24,122,054 shares at December 31, 2008 
Paid-in capital       
Retained earnings   

Treasury stock, at cost - 2,596,725 shares at December 31, 2009 and 2008 

  Total stockholders' equity    
  Total liabilities and stockholders' equity 

  December 31,  
2009   

2008   

$  52,365 
12,995 

$ 

8,692 
- 

12,541 
57,757 
13,793 
  149,451 
80,276 
- 
39,171 
16,532 
2,635 
$  288,065 

7,913 
93,934 
16,556 
  127,095 
88,731 
44,113 
42,787 
306 
8,326 
$  311,358 

$ 
- 
        7,513 
28,194 
35,707 
- 
8,243 
43,950 

$ 

5,833 
4,660 
32,224 
42,717 
2,850 
6,913 
52,480 

246 
74,239 
  197,430 
  271,915 
(27,800) 
  244,115 
$  288,065 

241 
64,954 
  221,483 
  286,678 
(27,800) 
  258,878 
$  311,358 

The accompanying notes are an integral part of these Consolidated Financial Statements. 

46 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Drew Industries Incorporated 
Consolidated Statements of Cash Flows 
(In thousands) 

Cash flows from operating activities: 
  Net (loss) income 
  Adjustments to reconcile net (loss) income to cash flows 

  provided by operating activities: 

Year Ended December 31, 

     2009                  2008 

2007   

$ (24,053) 

$  11,678 

$  39,767 

  Depreciation and amortization   
  Deferred taxes  
  Loss (gain) on disposal of fixed assets and other non-cash items  
  Stock-based compensation expense  
  Goodwill impairment 
  Changes in assets and liabilities, net of business acquisitions: 

  18,468 
  (16,685) 
2,836 
3,744 
  45,040 

  Accounts receivable, net 
  Inventories  
  Prepaid expenses and other assets   
  Accounts payable, accrued expenses and other liabilities   
Net cash flows provided by operating activities 

(4,628) 
  37,505 
3,226 
(2,197) 
  63,256 

Cash flows from investing activities: 

Capital expenditures 
Acquisition of businesses 
Proceeds from sales of fixed assets 
Purchase of short-term investments 

  Proceeds from sales of short-term investments 
  Other investing activities 

  Net cash flows used for investing activities 

Cash flows from financing activities: 

Proceeds from line of credit and other borrowings 
Repayments under line of credit and other borrowings  
Exercise of stock options  
Purchase of treasury stock 
Other financing activities 

Net cash flows used for financing activities 

(3,107) 
(1,679) 
1,367 
  (14,992) 
2,000 
(34) 
  (16,445) 

5,775 
  (14,458) 
5,562 
     - 
(17) 
(3,138) 

  17,078 
(2,145) 
(2,393) 
3,636 
5,487 

9,497 
  (12,695) 
(1,980) 
  (23,506) 
4,657 

(4,199) 
  (28,764) 
  10,541 
- 
- 
(3,070) 
  (25,492) 

  14,600 
  (33,179) 
402 
(8,333) 
(176) 
  (26,686) 

  17,557      
(1,488) 
(351)   
2,489  
- 

3,061 
8,994 
1,478 
  13,403 
  84,910 

(8,770)   
  (17,299)   
  14,492 
- 
- 
(64)  
  (11,641)  

  23,800 
  (52,218)    
4,577 
- 
- 

  (23,841)  

Net increase (decrease) in cash  

  43,673 

  (47,521) 

  49,428 

Cash and cash equivalents at beginning of year 
Cash and cash equivalents at end of year 

8,692 
$  52,365 

  56,213 
$  8,692 

6,785 
$  56,213 

Supplemental disclosure of cash flow information: 
  Cash paid during the year for: 

Interest   
Income taxes, net of refunds  

499 
$ 
$  3,290 

$  1,319 
$  13,852 

$  3,426 
$  16,881 

The accompanying notes are an integral part of these Consolidated Financial Statements. 

47 

 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
        
 
 
 
 
  
 
 
 
        
 
 
 
        
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Drew Industries Incorporated 
Consolidated Statements of Stockholders' Equity 
(In thousands, except shares)   

Accumulated 
Other 

Total 

 Common  Paid-in  Retained  Comprehensive  Treasury   Stockholders’ 
  Stock 

Capital  Earnings 

Income 

Equity 

Stock 

Balance - December 31, 2006  
Net income   
Unrealized loss on interest rate 
  swaps, net of taxes 
Comprehensive income 
Issuance of 249,929 shares of  
  common stock pursuant to stock  
  options and deferred stock units 
Income tax benefit relating to  
issuance of common stock  

  pursuant to stock options 
Stock-based compensation expense 
Balance - December 31, 2007 
Net income   
Unrealized loss on interest rate 
  swaps, net of taxes 
Comprehensive income 
Issuance of 39,080 shares of  
  common stock pursuant to stock  
  options and deferred stock units 
Income tax benefit relating to  
issuance of common stock  

  pursuant to stock options 
Stock-based compensation expense 
Purchase of 447,400 shares of  
   treasury stock 
Balance - December 31, 2008 
Net loss     
Issuance of 439,304 shares of  
  common stock pursuant to stock  
  options and deferred stock units 
Income tax benefit relating to  
issuance of common stock  

  pursuant to stock options 
Stock-based compensation expense 
Balance - December 31, 2009 

$  238 

$  53,973  $  170,038 
39,767 

$ 

106 

$ (19,467)  $  204,888 
39,767 

(68) 

  209,805 
11,678 

38 

  (19,467) 

(38) 

(68) 
39,699 

2,513 

1,947 
2,489 
  251,536 
11,678 

(38)  

11,640 

340 

59 
3,636 

3 

2,510 

1,947 
2,489 
  60,919 

  241 

340 

59 
3,636 

  241 

  64,954 

  221,483 
(24,053) 

     (8,333) 
  (27,800) 

- 

(8,333) 
  258,878 
(24,053) 

5 

5,010 

5,015 

531 
3,744 

$  246 

$  74,239  $  197,430 

$ 

- 

531 
3,744 
$ (27,800)  $  244,115 

The accompanying notes are an integral part of these Consolidated Financial Statements. 

48 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Notes to Consolidated Financial Statements 

1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES 

Basis of Presentation 

The  Consolidated  Financial  Statements  include  the  accounts  of  Drew  Industries  Incorporated  and  its 
wholly-owned subsidiaries (“Drew” or the “Company”). Drew has no unconsolidated subsidiaries. Drew’s wholly-
owned active subsidiaries are Kinro, Inc. and its subsidiaries (collectively “Kinro”), and Lippert Components, Inc. 
and  its  subsidiaries  (collectively  “Lippert”).  Drew,  through  its  wholly-owned  subsidiaries,  manufactures  a  broad 
array of components for recreational vehicles (“RVs”) and manufactured homes, including:  

●Steel chassis 
●Axles and suspension solutions 
●RV slide-out mechanisms and solutions 
●Thermoformed bath, kitchen and other products  
●Toy hauler ramp doors  
●Manual, electric and hydraulic stabilizer  

and lifting systems 

●Vinyl and aluminum windows and doors 
●Chassis components 
●Furniture and mattresses 
●Entry and baggage doors 
●Entry steps 
●Other towable accessories 
●Specialty trailers for hauling boats, personal  
  watercraft, snowmobiles and equipment 

The recreational vehicle products segment (the “RV Segment”) accounted for 79 percent of the Company's 
sales  in  2009,  and  the  manufactured  housing  products  segment  (the  “MH  Segment”)  accounted  for  21  percent. 
Nearly 93 percent of the Company’s RV Segment sales are of products used in travel trailers and fifth-wheel RVs. 
The balance represents sales of components for motorhomes and mid-size buses, and sales of specialty trailers, as 
well as axles for specialty trailers. At December 31, 2009, the Company operated 24 plants in 12 states. 

The  Company’s  operations  are  somewhat  seasonal,  as  sales  are  typically  slower  in  the  first  and  fourth 
quarters,  consistent  with  the  industries  which  the  Company  supplies.  All  significant  intercompany  balances  and 
transactions  have  been  eliminated.  Certain  prior  year  balances  have  been  reclassified  to  conform  to  current  year 
presentation.  

Subsequent  to  the  balance  sheet  date  but  prior  to  the  filing  of  this  report,  the  Company  announced  that 
Lippert  agreed  in  principle  to  acquire  certain  intellectual  property  and  other  assets  from  Michigan-based 
Schwintek, Inc. See Note 3 of the Notes to Consolidated Financial Statements. The Company is not aware of any 
other significant events that occurred subsequent to the balance sheet date but prior to the filing of this report that 
would have a material impact on the Consolidated Financial Statements.   

Cash and Cash Equivalents  

The Company considers all highly liquid investments with a maturity of three months or less at the time of 
purchase to be cash equivalents. At December 31, 2009, the cash and cash equivalents included $49.2 million of 
cash in fully FDIC insured accounts, and $3.0 million of U.S. Treasury Bills that mature in March 2010. The U.S. 
Treasury Bills are recorded at cost which approximated fair value.  

At December 31, 2008, the Company had $3.8 million invested in high-quality, short-term money market 

instruments issued and payable in U.S funds, recorded at cost which approximated fair value. 

Short-term Investments 

At  December  31,  2009,  the  Company  had  $13.0  million  of  short-term  investments  consisting  of  U.S. 
Treasury  Bills  that  mature  at  various  dates  through  June  2010.  These  investments  are  recorded  at  cost  which 
approximated fair value. 

49 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Accounts Receivable 

Accounts  receivable  are  stated  at  the  historical  carrying  amount,  net  of  write-offs  and  allowances.  The 
Company  establishes  allowances  based  upon  historical  experience  and  any  specific  customer  collection  issues 
identified by the Company. Uncollectible accounts receivable are written off when a settlement is reached or when 
the Company has determined that the balance will not be collected.  

The  following  table  provides  a  reconciliation  of  the  activity  related  to  the  Company’s  allowance  for 

doubtful accounts receivable, for the years ended December 31, (in thousands): 

Balance at beginning of period 
Provision for doubtful accounts 
Additions related to acquired companies 
Accounts written off, net of recoveries  
Balance at end of period 

  2009 
$  1,486 
998 
- 
(1,481) 
$  1,003 

2008 

$ 

803 
1,066 
30 
(413) 
$  1,486 

2007   
$  1,081 

(163)  
85 
(200)  
803 

$ 

In addition to the allowance for doubtful accounts receivable, the Company had an allowance for prompt 
payment discounts in the amount of $0.2 million, $0.2 million, and $0.4 million at December 31, 2009, 2008, and 
2007, respectively. 

Inventories 

Inventories  are  stated  at  the  lower  of  cost  (using  the  first-in,  first-out  method)  or  market.  Cost  includes 
material,  labor  and  overhead;  market  is  replacement  cost  or  realizable  value  after  allowance  for  costs  of 
distribution. 

Fixed Assets 

Fixed  assets  are stated at  cost  less  accumulated  depreciation,  and  are depreciated  on a  straight-line  basis 
over  the  estimated  useful  lives  of  properties  and  equipment.  Leasehold  improvements  and  leased  equipment  are 
amortized over the shorter of the lives of the leases or the underlying assets. Maintenance and repairs are charged 
to operations as incurred; significant betterments are capitalized.  

Income Taxes 

Deferred tax assets and liabilities are determined based on the temporary differences between the financial 
reporting and tax bases of assets and liabilities, applying enacted statutory tax rates in effect for the year in which 
the differences are expected to reverse. 

The  Company  accounts  for  uncertainty  in  tax  positions  in  accordance  with  the  current  accounting 
guidance, which requires that a company recognize in its financial statements the impact of a tax position, only if 
that position is more likely than not of being sustained on audit, based on the technical merits of the position. The 
Company adopted the provisions of the current accounting guidance on January 1, 2007, as a result of which, the 
Company did not recognize a material adjustment to the liability for unrecognized income tax benefits. 

The  Company  classifies  interest  and  penalties  related  to  income  taxes  as  income  tax  expense  in  its 

Consolidated Financial Statements.   

Goodwill and Other Intangible Assets 

Goodwill  represents  the  excess  of  purchase  price  over  the  fair  value  assigned  to  the  net  tangible  and 
identifiable intangible assets of businesses acquired. Goodwill and other intangible assets with indefinite lives are 
not  amortized,  but  instead  are  tested  at  the  reporting  unit  level  for  impairment  annually,  or  more  frequently  if 
certain  circumstances  indicate  a  possible  impairment  may  exist.  The  impairment  tests  are  based  on  fair  value, 

50 

 
 
 
 
 
 
 
                                                                     
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
determined using discounted cash flows, appraised values or management’s estimates, depending upon the nature 
of the assets.  

In  2008,  the  Company  conducted  its  annual  impairment  analysis  of  the  goodwill  in  all  reporting  units, 
which  resulted  in  the  impairment  and  non-cash  write-off  of  the  entire  $5.5  million  of  goodwill  related  to  the 
specialty  trailer  reporting  unit.  During  the  first  quarter  of  2009,  because  the  Company’s  stock  price  on  the  New 
York  Stock  Exchange  was  below  its  book  value,  and  due  to  the  continued  declines  in  industry-wide  wholesale 
shipments of RVs and manufactured homes, the Company also conducted an impairment analysis of the goodwill 
of each of its reporting units, resulting in the impairment and non-cash write-off of the remaining $45.0 million of 
goodwill.  The  impairment  analysis  of  goodwill  conducted  during  the  first  quarter  of  2009  was  completed  using 
Level 3 fair value inputs. 

In  both  periods,  the  fair  value  of  each  reporting  unit  was  estimated  with  a  discounted  cash  flow  model 
utilizing internal forecasts and observable market data, to the extent available, to estimate future cash flows. The 
forecast  included  an  estimate  of  long-term  future  growth  rates  based  on  management’s  most  recent  views  of  the 
long-term outlook for each reporting unit.  

At  March  31,  2009  and  December  31,  2008,  the  discount  rate  used  in  the  discounted  cash  flow  model 
prepared for the goodwill impairment analysis was 16.5 percent and 13.0 percent, respectively, derived by applying 
the weighted average cost of capital model which weights the cost of debt and equity financing. The Company also 
considered the relationship of debt to equity of other companies similar to the respective reporting units, as well as 
the risks and uncertainty inherent in the markets generally and in the Company’s internally developed forecasts. 

Based on the analyses, the carrying value of the RV, manufactured housing and specialty trailer reporting 
units exceeded their fair value. As a result, the Company performed the second step of the impairment test, which 
required the Company to determine the fair value of each reporting unit’s assets and liabilities, including all of the 
tangible and identifiable intangible assets of each reporting unit, excluding goodwill. The results of the second step 
implied that the fair value of goodwill was zero, therefore the Company recorded a non-cash impairment charge to 
write-off the entire goodwill of these reporting units.  

These non-cash goodwill impairment charges were largely the result of uncertainties in the economy, and 
in the RV, manufactured housing and marine and leisure industries, as well as the discount rates used to determine 
the present value of projected cash flows. Estimating the fair value of reporting units, and the reporting unit’s asset 
and  liabilities,  involves  the  use  of  estimates  and  significant  judgments  that  are  based  on  a  number  of  factors 
including actual operating results, future business plans, economic projections and market data. Actual results may 
differ from forecasted results. 

Current accounting guidance also requires that intangible assets with estimable useful lives be amortized 
over  their  respective  estimated  useful  lives  to  their  estimated  residual  values,  and  reviewed  for  impairment.  The 
amortization of other intangible assets is done using a method, straight-line or accelerated, which best reflects the 
pattern in which the estimated future economic benefits of the asset will be consumed.  

During 2009, the Company reviewed the recoverability of the carrying value of other intangible assets, and 
determined that there was no impairment. The Company continues to monitor these assets for potential impairment, 
as  a  downturn  in  the  RV,  manufactured  housing,  or  marine  and  leisure  industries,  or  in  the  profitability  of  the 
Company’s operations, could result in a non-cash impairment charge of these assets in the future. 

Impairment of Long-Lived Assets 

The  Company  evaluates  long-lived  assets  for  impairment  whenever  events  or  changes  in  circumstances 
indicate that the carrying amount of an asset may not be recoverable. Upon such an occurrence, recoverability of 
assets to be held and used is measured by comparing the carrying amount of an asset to forecasted undiscounted 
future  net  cash  flows  expected  to  be  generated  by  the  asset.  If  the  carrying  amount  of  the  asset  exceeds  its 
estimated  undiscounted  future  cash  flows,  an  impairment  charge  is  recognized  for  the  amount  by  which  the 
carrying  amount  of  the  asset  exceeds  the  fair  value  of  the  asset.  For  long-lived  assets  held  for  sale,  assets  are 

51 

 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
written  down  to  fair  value,  less  cost  to  sell.  Fair  value  is  determined  based  on  discounted  cash  flows,  appraised 
values or management’s estimates, depending upon the nature of the assets.  

In 2009, the Company reviewed the recoverability of the carrying value of facilities and vacant land not 
currently  being  used  in  production,  as  well  as  facilities  in  the  process  of  shutting  down  operations,  using  broker 
quotes  and  management’s  estimates,  which  are  Level  3  fair  value  inputs.  In  2009,  the  Company  recorded 
impairment charges of $2.5 million on facilities that have an adjusted carrying value of $6.2 million at December 
31, 2009. The Company also reviewed the recoverability of other facilities with a net carrying value of $7.5 million 
at December 31, 2009, using Level 3 fair value inputs, and determined no impairment charge was required. In 2008 
and 2007, the Company recorded impairment charges for facilities of $1.0 million and $2.2 million, respectively. 
These impairment charges for 2009, 2008, and 2007 are included in selling, general and administrative expenses in 
the Consolidated Statements of Operations.  

The Company recorded additional charges to operations of $0.8 million and $0.6 million in 2009 and 2008, 
respectively,  related  to  the  exit  of  leased  facilities,  which  are  recorded  in  selling,  general  and  administrative 
expenses in the Consolidated Statements of Operations.  

During 2009, the Company reviewed the recoverability of the carrying value of remaining other long-lived 
assets, and determined that there was no impairment. The Company continues to monitor these assets for potential 
impairment, as a downturn in the RV, manufactured housing, or marine and leisure industries, or in the profitability 
of the Company’s operations, could result in a non-cash impairment charge of these assets in the future. 

Financial Instruments 

The carrying values of cash and cash equivalents, accounts receivable and accounts payable approximated 

fair values due to the short-term nature of these instruments.  

Stock-Based Compensation 

All  stock  options  granted  are  being  expensed  on  a  straight-line  basis  over  the  requisite  service  period, 
which is generally the stock option vesting period, based on fair value, determined using the Black-Scholes option-
pricing model, at the date the stock options were granted. The accounting for stock options resulted in charges to 
operations of $2.8 million, $3.2 million and $2.1 million for the years ended December 31, 2009, 2008 and 2007, 
respectively.  In  addition,  for  the  years  ended  December  31,  2009,  2008  and  2007,  the  Company  issued  deferred 
stock units to certain executive officers and non-employee directors in lieu of cash remuneration of $0.9 million, 
$0.4  million  and  $0.3  million,  respectively.  Stock-based  compensation  expense  is  recorded  in  the  Consolidated 
Statements  of  Operations  in  the  same  line  that  cash  compensation  to  those  employees  is  recorded,  primarily  in 
selling, general and administrative expenses.  

The  fair  value  of  each  stock  option  grant  is  estimated  on  the  date  of  the  grant  using  the  Black-Scholes 

option-pricing model with the following weighted average assumptions:  

Risk-free interest rate 
Expected volatility 
Expected life 
Contractual life 
Dividend yield 
Fair value of stock options granted 

  2009 

2008 

2007   

2.12% 
53.2% 
4.8 years 
6.0 years 
N/A 
$9.87 

2.17% 
42.5% 
4.8 years 
6.0 years 
N/A 
$4.68 

3.83% 
33.8% 
5.0 years  
6.0 years 
N/A 
$11.68 

Revenue Recognition 

The  Company  recognizes  revenue  when  products  are  shipped  and  the  customer  takes  ownership  and 
assumes risk of loss, collectability is reasonably assured, and the sales price is fixed or determinable. Sales taxes 

52 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
collected, which are not significant, from customers and remitted to governmental authorities are accounted for on 
a net basis and therefore are excluded from revenues in the Consolidated Statements of Operations. 

Shipping and Handling Costs 

The  Company  records  shipping  and  handling  costs  within  selling,  general  and  administrative  expenses. 

Such costs aggregated $15.4 million, $21.4 million and $25.6 million in 2009, 2008 and 2007, respectively.  

Legal Costs 

The Company expenses all legal costs associated with litigation as incurred.  

Use of Estimates  

The preparation of these financial statements in conformity with accounting principles generally accepted 
in  the  United  States  of  America  requires  the  Company  to  make  estimates  and  judgments  that  affect  the  reported 
amounts of assets, liabilities, revenues and expenses, and related disclosure of contingent assets and liabilities. On 
an  ongoing  basis,  the  Company  evaluates  its  estimates,  including,  but  not  limited  to,  those  related  to  product 
returns,  accounts  receivable,  inventories,  notes  receivable,  goodwill  and  other  intangible  assets,  income  taxes, 
warranty obligations, self-insurance obligations, lease terminations, asset retirement obligations, long-lived assets, 
post-retirement benefits, stock-based compensation, segment allocations, earn-out payments, and contingencies and 
litigation.  The  Company  bases  its  estimates  on  historical  experience,  other  available  information  and  on  various 
other assumptions that are believed to be reasonable under the circumstances, the results of which form the basis 
for  making  judgments  about  the  carrying  values  of  assets  and  liabilities  that  are  not  readily  apparent  from  other 
resources. Actual results and events could differ significantly from management estimates. 

Fair Value Measurements  

Effective  January 1,  2008,  the  Company  adopted  new  accounting  guidance  for  all  financial  assets  and 
liabilities and for non-financial assets and liabilities that are recognized or disclosed in the financial statements at 
fair  value  on  a  recurring  basis.  Additionally,  effective  January 1,  2009,  the  Company  adopted  new  accounting 
guidance for non-financial assets and liabilities that are recognized or disclosed in the financial statements at fair 
value  on  a  non-recurring  basis.  Although  such  adoption  did  not  have  a  material  impact  on  the  Company’s 
Consolidated  Financial  Statements  for  2009  or  2008,  the  pronouncement  may  impact  the  Company’s  accounting 
for future business combinations, impairment charges and restructuring charges.  

This new accounting guidance established a new framework for measuring fair value and expanded related 
disclosures.  The  framework  requires  fair  value  to  be  determined  based  on  the  exchange  price  that  would  be 
received for an asset, or paid to transfer a liability (an exit price), in the principal or most advantageous market for 
the asset or liability in an orderly transaction between market participants.  

The valuation techniques required are based upon observable and unobservable inputs. Observable inputs 
reflect  market  data  obtained  from  independent  sources,  while  unobservable  inputs  reflect  the  Company’s  market 
assumptions. The accounting guidance requires the following fair value hierarchy:  

• 

• 

Level 1 - Quoted prices (unadjusted) for identical assets and liabilities in active markets that the 
Company has the ability to access at the measurement date. 

Level  2  -  Quoted  prices  for  similar  assets  and  liabilities  in  active  markets;  quoted  prices  for 
identical or similar assets and liabilities in markets that are not active; and inputs other than quoted 
prices that are observable for the asset or liability, including interest rates, yield curves and credit 
risks,  or  inputs  that  are  derived  principally  from  or  corroborated  by  observable  market  data 
through correlation. 

53 

 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
• 

Level  3  -  Values  determined  by  models,  significant  inputs  to  which  are  unobservable  and  are 
primarily  based  on  internally  derived  assumptions  regarding  the  timing  and  amount  of  expected 
cash flows. 

Long-lived  assets,  including  goodwill  and  other  intangible  assets,  may  be  measured  at  fair  value  if  such 
assets are held for sale or if there is a determination that the asset is impaired. The determination of fair value is 
based on the best information available, including internal cash flow estimates discounted at an appropriate interest 
rate,  quoted  market  prices  when  available,  market  prices  for  similar  assets,  broker  quotes  and  independent 
appraisals, as appropriate.  

During 2009, the Company acquired patents, tradenames, and other assets in business combinations. The 
Company used Level 3 inputs to value the assets acquired, as well as the liabilities for future earn-out payments. 
See Note 3 of the Notes to Consolidated Financial Statements. 

New Accounting Pronouncements 

In May 2009, the Financial Accounting Standards Board (“FASB”) issued new accounting and disclosure 
guidance for recognized and non-recognized subsequent events that occur after the balance sheet date but before 
financial statements are issued. The provisions of the new accounting guidance were effective for interim or annual 
periods ending after June 15, 2009. The adoption of this new accounting guidance had no impact on the Company.  

In  December  2007,  the  FASB  amended  its  guidance  on  accounting  for  business  combinations.  The  new 
accounting guidance requires assets acquired and liabilities assumed in connection with a business combination to 
be measured at fair value as of the acquisition date, acquisition related costs incurred prior to the acquisition to be 
expensed, and contractual contingencies to be recognized at fair value as of the acquisition date. The provisions of 
the new accounting guidance were effective for fiscal years beginning after December 15, 2008. The adoption of 
this standard on January 1, 2009 did not have a material impact on the Company. 

2. SEGMENT REPORTING 

The Company has two reportable segments, the RV Segment and the MH Segment.  

The RV Segment, which accounted for 79 percent, 72 percent and 74 percent of consolidated net sales for 
2009,  2008  and  2007,  respectively,  manufactures  a  variety  of  products  used  primarily  in  the  production  of  RVs, 
including: 

●Towable RV steel chassis 
●Towable RV axles and suspension solutions 
●RV slide-out mechanisms and solutions 
●Thermoformed bath, kitchen and other products  
●Toy hauler ramp doors  
●Manual, electric and hydraulic stabilizer 

and lifting systems  

●Aluminum windows and screens 
●Chassis components 
●Furniture and mattresses 
●Entry and baggage doors 
●Entry steps 
●Other towable accessories 
●Specialty trailers for hauling boats, personal 
  watercraft, snowmobiles and equipment 

Nearly  93  percent  of  the  Company’s  RV  Segment  sales  are  of  products  used  in  travel  trailers  and  fifth-
wheel RVs. The balance represents sales of components for motorhomes and mid-size buses, and sales of specialty 
trailers, as well as axles for specialty trailers. 

The MH Segment, which accounted for 21 percent, 28 percent and 26 percent of consolidated net sales for 
2009,  2008  and  2007,  respectively,  manufactures  a  variety  of  products  used  in  the  production  of  manufactured 
homes and to a lesser extent, modular housing and office units, including:  

●Vinyl and aluminum windows and screens 
●Thermoformed bath and kitchen products 
●Axles   

●Steel chassis 
●Steel chassis parts 
●Entry doors 

54 

 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The  Company  also  supplies  replacement  windows,  doors  and  thermoformed  bath  products  for  existing 

manufactured homes. 

Sales of products other than components for RVs and manufactured homes are not considered significant. 
However, certain of the Company’s MH Segment customers manufacture both manufactured homes and modular 
homes, and certain of the products manufactured by the Company are suitable for both manufactured homes and 
modular homes. As a result, the Company is not always able to determine in which type of home its products are 
installed.  Intersegment sales are insignificant. 

Decisions  concerning  the  allocation  of  the  Company's  resources  are  made  by  the  Company's  key 
executives.  This  group  evaluates  the  performance  of  each  segment  based  upon  segment  operating  profit  or  loss, 
defined  as  income  (loss)  before  interest,  amortization  of  intangibles,  corporate  expenses,  goodwill  impairment, 
other items and income taxes. Decisions concerning the allocation of resources are also based on each segment’s 
utilization of operating assets. Management of debt is a corporate function. The accounting policies of the RV and 
MH Segments are the same as those described in Note 1 of the Notes to Consolidated Financial Statements. 

Information relating to segments follows (in thousands): 

RV 

Segments 
MH 

Total 

Corporate 
and Other 

Intangible 
Assets 

Total 

Year ended December 31, 2009 
  Revenues from external  

customers(a) 

  Operating profit (loss)(b)(e)  
  Total assets(c) 
  Expenditures for long-lived  

assets(d) 

  Depreciation and amortization 

Year ended December 31, 2008  
  Revenues from external  

customers(a) 

  Operating profit (loss)(b)(e)  
  Total assets(c) 
  Expenditures for long-lived  

assets(d) 

  Depreciation and amortization 

Year ended December 31, 2007 
  Revenues from external  

customers(a) 

  Operating profit (loss)(b)(e)  
  Total assets(c) 
  Expenditures for long-lived  

assets(d) 

  Depreciation and amortization 

$ 312,535  $   85,304 
3,847 
41,671 

20,459 
108,724 

$ 397,839 
24,306 
150,395 

$          - 
(9,286) 
98,347 

 $          - 
(50,601) 
39,323 

$ 397,839 
  (35,581) 
288,065 

2,398 
9,534 

865 
3,309 

3,263 
12,843 

110 
64 

- 
5,561 

3,373 
18,468 

$ 368,092  $ 142,414 
11,016 
47,241 

28,725 
143,205 

$ 510,506 
39,741 
190,446 

$          - 
(9,301) 
33,747 

 $          - 
(10,542) 
87,165 

$ 510,506 
  19,898 
311,358 

5,488 
8,636 

719 
3,353 

6,207 
11,989 

31 
34 

- 
5,055 

6,238 
17,078 

$ 491,830  $ 176,795 
15,061 
51,969 

63,132 
140,531 

$ 668,625 
78,193 
192,500 

$          - 
 (8,056) 
80,803 

 $          - 
(4,178) 
72,434 

$ 668,625 
  65,959 
345,737 

8,080 
9,017 

1,002 
4,346 

9,082 
13,363 

119 
16 

- 
4,178 

9,201 
17,557 

a)  Thor  Industries,  Inc.,  a  customer  of  the  RV  Segment,  accounted  for  25  percent,  21  percent  and  23  percent  of  the 
Company’s  consolidated  net  sales  in  the  years  ended  December  31,  2009,  2008  and  2007,  respectively.  Berkshire 
Hathaway Inc. (through its subsidiaries Forest River, Inc. and Clayton Homes, Inc.), a customer of both segments, 
accounted  for  24  percent,  22  percent  and  20  percent  of  the  Company’s  consolidated  net  sales  in  the  years  ended 
December  31,  2009,  2008  and  2007,  respectively.  No  other  customer  accounted  for  more  than  10  percent  of 
consolidated net sales in the years ended December 31, 2009, 2008 and 2007. 

55 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
b)  Certain  general  and  administrative  expenses  of  Kinro  and  Lippert  are  allocated  between  the  segments  based  upon 

sales or operating profit, depending upon the nature of the expense.  

c)  Segment  assets  include  accounts  receivable,  inventories  and  fixed  assets.  Corporate  and  other  assets  include  cash 
and cash  equivalents,  short-term investments, prepaid expenses  and other current  assets, deferred taxes, and other 
assets.  Intangibles  include  goodwill,  other  intangible  assets  and  deferred  charges  which  are  not  considered  in  the 
measurement of each segment’s performance. 

d)  Segment  expenditures  for  long-lived  assets  include  capital  expenditures  and  fixed  assets  purchased  as  part  of  the 
acquisition of businesses. The Company purchased $0.3 million, $2.0 million and $0.4 million of fixed assets as part 
of  the  acquisitions  of  businesses  in  2009,  2008  and  2007,  respectively.  Expenditures  for  other  long-lived  assets, 
goodwill  and  other  intangible  assets  are  not  included  in  the  segment  since  they  are  not  considered  in  the 
measurement of each segment’s performance. 

e)  The  operating  loss  for  the  Corporate  and  Other  column  is  comprised  of  Corporate  expenses  of  $6.4  million,  $7.2 
million and $7.6 million for 2009, 2008 and 2007, respectively, and Other non-segment items of $2.9 million, $2.1 
million and $0.5 million for 2009, 2008 and 2007, respectively. 

Net sales by product were as follows for the years ended December 31, (in thousands): 

Recreational Vehicles: 

Chassis, chassis parts and 
slide-out mechanisms 

  Windows, doors and screens 

Furniture 

  Axles 

Specialty trailers 

  Other 

  Manufactured Housing: 

  Windows, doors and screens 
Chassis and chassis parts 
Shower and bath units 

  Axles and tires 
  Other 

2009 

2008 

2007   

$  178,563 
64,684 
30,290 
26,343 
6,810 
5,845 
  312,535 

46,961 
24,892 
12,636 
757 
58 
85,304 

$  228,310 
79,279 
11,726 
30,024 
13,773 
4,980 
  368,092 

62,924 
56,869 
18,108 
3,811 
702 
  142,414 

$  315,875 
  107,693 
- 
42,025 
20,749 
5,488 
  491,830 

72,580 
70,428 
19,921 
10,502 
3,364 
  176,795 

Net Sales 

$  397,839 

$  510,506 

$  668,625 

3. ACQUISITIONS, GOODWILL AND OTHER INTANGIBLE ASSETS 

Over  the  last  ten  years,  the  Company  has  acquired  numerous  manufacturers  of  products  for  RVs, 
manufactured  homes  and  specialty  trailers,  expanded  its  geographic  market  and  product  lines,  consolidated 
manufacturing  facilities,  and  integrated  manufacturing,  distribution  and  administrative  functions.  In  a  number  of 
these acquisitions the Company acquired a significant amount of goodwill, as the value of the acquired business to 
the  Company  exceeded  the  fair  value  of  the  net  tangible  and  other  identifiable  intangible  assets  acquired  in  the 
transaction.  In  the  fourth  quarter  of  2008  and  the  first  quarter  of  2009,  the  Company  conducted  an  impairment 
analysis  of  the  goodwill  of  each  of  its  reporting  units,  resulting  in  the  impairment  and  non-cash  write-off  of  all 
existing goodwill.  See Note 1 of the Notes to Consolidated Financial Statements. 

56 

 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Recently Announced Acquisitions 

Wall Slide and Other RV Products 

On February 18, 2010, the Company reported that Lippert agreed in principle to acquire certain intellectual 
property and other assets from Michigan-based Schwintek, Inc. The purchase would include several products for 
which patents are pending, including innovative RV wall slides that are considerably lighter, more space efficient, 
and  more  reliable  than  previous  slide-out  designs.  The  purchase  price,  undisclosed  at  the  time  of  the 
announcement, is expected to include cash payable at closing, plus an earn-out depending on future unit sales. It is 
expected that the cash portion of the purchase price payable at closing will be funded from available cash. Closing 
of the transaction is subject to completion of due diligence, agreement on final terms and conditions, the execution 
of definitive transaction documents, and satisfaction of customary closing conditions. 

Level-UpTM System 

In a separate transaction on February 18, 2010, Lippert acquired the patent-pending design for a six-point 
leveling system for fifth-wheel RVs. The purchase price was $1.4 million paid at closing with available cash, plus 
an earn-out depending on future unit sales of the system. 

Acquisitions in 2009 

QuickBiteTM 

On  May  15,  2009,  Lippert  acquired  the  patents  for  the  QuickBiteTM  coupler,  and  other  intellectual 
properties  and  assets.  The  innovative  design  of  the  QuickBiteTM  automatic  dual-jaw  locking  system  eliminates 
several steps when coupling a trailer to a tow vehicle, while at the same time making coupling simpler through the 
use  of  an  integrated  alignment  system.  The  minimum  aggregate  purchase  price  was  $0.5  million,  of  which  $0.3 
million was paid at closing from available cash, with the balance to be paid on May 15, 2010. In addition, Lippert 
will  pay  an  earn-out  of  $2.50  per  unit  sold,  up  to  a  maximum  of  $2.5  million,  during  the  life  of  the  patents. 
Therefore, the aggregate purchase price could increase to a maximum of $3.0 million. In 2009, Lippert paid earn-
out  of  less  than  $0.1  million.  The  results  of  the  acquired  QuickBiteTM  business  have  been  included  in  the 
Company’s Consolidated Statements of Operations beginning May 15, 2009.   

Slide-out storage box for pick-up trucks 

On September 11, 2009, Lippert acquired the patent-pending design for a tool box containing a slide-out 
storage tray. This newly-designed product, used in pick-up trucks, tow trucks and other mobile service vehicles, is 
being  produced  at  the  Company’s  existing  manufacturing  plants,  with  existing  management,  utilizing  production 
techniques  with  which  the  Company  has  extensive  experience.  The  purchase  price  was  $0.4  million,  which  was 
paid  at  closing  from  available  cash.  The  results  of  the  acquired  business  have  been  included  in  the  Company’s 
Consolidated Statements of Operations beginning September 11, 2009.  

Front entry doors for manufactured homes 

On September 29, 2009, Kinro acquired certain inventory and equipment used for the production of front 
entry  doors  for  manufactured  homes.  This  acquisition  will  increase  Kinro’s  content  per  manufactured  home  and 
also add a new product category. The Company estimates that the current annual market for front entry doors for 
manufactured  homes  is  about  $25  million  to  $30  million,  and  that  half  of  this  new  potential  is  in  aftermarket 
replacement doors for existing manufactured homes. Kinro  began manufacturing entry doors at plants in Indiana 
and  South  Carolina  in  the  2009  fourth  quarter.  The  purchase  price  was  $0.9  million,  which  was  paid  at  closing 
from  available  cash.  The  results  of  the  acquired  business  have  been  included  in  the  Company’s  Consolidated 
Statements of Operations beginning September 29, 2009. 

57 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
The aggregate consideration for the acquisitions of the QuickBiteTM coupler, slide-out storage box for pick-

up trucks, and front entry doors for manufactured homes was recorded as follows (in thousands): 

Net tangible assets acquired 
Intangible assets 

Less: Present value of future estimated earn-out payments 
Less: Other 

Total cash consideration  

$  1,370 
  1,780 
  3,150 
  (1,204) 
(267) 
$  1,679 

Acquisitions in 2008 

Seating Technology 

On  July  1,  2008,  Lippert  acquired  certain  assets  and  liabilities,  and  the  business  of  Seating  Technology, 
Inc.  and  its  affiliated  companies  (“Seating  Technology”),  a  manufacturer  of  a  wide  variety  of  furniture  products 
primarily for towable RVs, including a full line of upholstered furniture and mattresses. Seating Technology had 
annual  sales  of  $40  million  in  2007.  The  purchase  price  was  $28.7  million,  which  was  paid  at  closing  from 
available  cash.  The  Company  acquired  intangible  assets  from  Seating  Technology  primarily  related  to  customer 
relationships, which are being amortized over their estimated remaining useful life, which at the date of acquisition 
was approximately 11 years. Subsequent to the acquisition, Lippert closed two of Seating Technology's five leased 
facilities in  Indiana and  consolidated those operations into  existing facilities.  The  results  of the acquired  Seating 
Technology business have been included in the Company’s Consolidated Statements of Operations beginning July 
1, 2008. 

Total consideration for the acquisition was allocated as follows (in thousands): 

Net tangible assets acquired 
Customer relationships   
Other identifiable intangible assets 
Goodwill (tax deductible) 

Total cash consideration  

$  5,766 
  9,400 
  2,575 
  10,918 
$ 28,659 

Patent for “JT’s Strong Arm Jack Stabilizer” 

On July 1, 2008, Lippert acquired the patent for “JT's Strong Arm Jack Stabilizer” and other intellectual 
properties and assets. The purchase price was $3.1 million, which was paid at closing from available cash. “JT's 
Strong  Arm  Jack  Stabilizer”  represents  a  significant  advance  in  the  elimination  of  side-to-side  and  front-to-back 
movement  of  a  parked  travel  trailer  or  fifth-wheel  RV.  Total  consideration  for  the  acquisition  was  allocated  to 
amortizable intangible assets. 

Acquisitions in 2007 

Extreme Engineering 

On July 6, 2007, Lippert acquired certain assets and liabilities, and the business of Extreme Engineering, 
Inc. (“Extreme Engineering”), a manufacturer of specialty trailers for high-end boats, along with its affiliate, Pivit 
Hitch, Inc. (“Pivit Hitch”). Extreme Engineering and Pivit Hitch had combined annual sales of $12 million prior to 
the  acquisition.  The  purchase  price  for  the  two  companies  was  $10.8  million,  including  transaction  costs,  which 
was  paid  at  closing  from  available  cash.  The  results  of  the  acquired  Extreme  Engineering  and  Pivit  Hitch 
businesses have been included in the Company’s Consolidated Statements of Operations beginning July 6, 2007.  

58 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
Total consideration for the acquisitions was allocated as follows (in thousands): 

Net tangible assets acquired 
Identifiable intangible assets 
Goodwill (tax deductible) 

Total cash consideration  

$  1,238 
  5,600 
  3,974 
$ 10,812 

Coach Step 

On  May  21,  2007,  Lippert  acquired  certain  assets  and  liabilities,  and  the  business  of  Coach  Step,  a 
manufacturer  of  patented  electric  steps  for  motorhomes.  Coach  Step  had  annual  sales  of  $2  million  prior  to  the 
acquisition. The purchase price was $3.0 million, which was paid at closing from available cash. Upon acquisition, 
the Company integrated  Coach  Step’s  business into existing Lippert facilities.  The results  of  the acquired Coach 
Step  business  have  been  included  in  the  Company’s  Consolidated  Statements  of  Operations  beginning  May  21, 
2007. 

Total consideration for the acquisition was allocated as follows (in thousands): 

Net tangible assets acquired 
Identifiable intangible assets 
Goodwill (tax deductible) 

Total cash consideration  

$ 
604 
  1,830 
598 
$  3,032 

Trailair and Equa-Flex 

On  January  2,  2007,  Lippert  acquired  Trailair,  Inc.  (“Trailair”)  and  certain  assets  and  liabilities,  and  the 
business of Equa-Flex, Inc. (“Equa-Flex”), two affiliated companies, which manufacture several patented products, 
including  innovative  suspension  systems  used  primarily  for  towable  RVs.  Trailair  and  Equa-Flex  had  combined 
annual  sales  of  $3  million  prior  to  the  acquisition.  The  minimum  aggregate  purchase  price  was  $5.7  million,  of 
which $3.5 million was paid at closing and the balance is being paid annually over the five years subsequent to the 
acquisition. The aggregate purchase price could increase to a maximum of $8.3 million if certain sales targets for 
these products are achieved by Lippert over the five years subsequent to the acquisition. In the aggregate, less than 
$0.1 million has been paid subsequent to the acquisition based on such sales targets. The annual payments to be 
made over the five years subsequent to the acquisition bear interest at the stated rate of 3 percent per annum from 
the date of the acquisition. The acquisition was financed with borrowings under the Company's line of credit. Upon 
acquisition, the Company integrated Trailair and Equa-Flex’s business into existing Lippert facilities. The results 
of the acquired Trailair and Equa-Flex businesses have been included in the Company’s Consolidated Statements 
of Operations beginning January 2, 2007. 

Total consideration for the acquisitions was allocated as follows (in thousands): 

Net tangible assets acquired 
Identifiable intangible assets 
Goodwill (tax deductible) 
Goodwill (non tax deductible)  
Total consideration 

Less present value of future minimum payments 

Total cash consideration 

$ 
625 
  4,160 
267 
426 
  5,478 
  (1,961) 
$  3,517 

59 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Goodwill and Other Intangible Assets  

Goodwill by reportable segment is as follows (in thousands): 

MH Segment 

RV Segment 

Total   

Balance - January 1, 2008 
Acquisitions 
Impairments 

Balance - December 31, 2008 

Adjustment to 2008 Seating 
  Technology acquisition 
Impairments 

Balance - December 31, 2009 

$  9,251 
- 
- 
  9,251 

- 
  (9,251) 
- 
$ 

$  30,296 
  10,053 
(5,487) 
  34,862  

$  39,547 
  10,053 
(5,487) 
  44,113 

927 
  (35,789) 
- 
$ 

927 
  (45,040) 
- 
$ 

In  2008,  the  Company  conducted  its  annual  impairment  analysis  of  the  goodwill  in  all  reporting  units, 
which  resulted  in  the  impairment  and  non-cash  write-off  of  the  entire  $5.5  million  of  goodwill  related  to  the 
specialty  trailer  reporting  unit.  During  the  first  quarter  of  2009,  because  the  Company’s  stock  price  on  the  New 
York  Stock  Exchange  was  below  its  book  value,  and  due  to  the  continued  declines  in  industry-wide  wholesale 
shipments of RVs and manufactured homes, the Company also conducted an impairment analysis of the goodwill 
of each of its reporting units, resulting in the impairment and non-cash write-off of the remaining $45.0 million of 
goodwill. See Note 1 of the Notes to Consolidated Financial Statements. 

If  the  Company  records  goodwill  on  acquisitions  completed  subsequent  to  December  31,  2009,  the 
Company will perform its annual impairment test as of November 30, and will continue to monitor such assets for 
potential impairment during interim periods. 

Other intangible assets consist of the following at December 31, 2009 (in thousands): 

Non-compete agreements 
Customer relationships 
Tradenames 
Patents 
  Other intangible assets 

  Gross 

$  2,830 
  24,870  
6,151 
  22,693  
$  56,544 

Accumulated 
Amortization 

Net 

Estimated Useful 
Life in Years 

$  1,031 
8,851 
2,390 
5,101  
$  17,373 

$  1,799 
  16,019  
3,761 
  17,592 
$  39,171 

3 to 7 
8 to 16 
5 to 15 
5 to 19 

Other intangible assets consist of the following at December 31, 2008 (in thousands): 

Non-compete agreements 
Customer relationships 
Tradenames 
Patents 
  Other intangible assets 

  Gross 

$  3,231 
  24,870  
6,251 
  21,183  
$  55,535 

Accumulated 
Amortization 

Net 

Estimated Useful 
Life in Years 

$  1,130 
6,225 
1,846 
3,547  
$  12,748 

$  2,101 
  18,645   
4,405 
  17,636 
$  42,787 

3 to 7 
8 to 16 
5 to 15 
5 to 19 

The  carrying  value  of  other  intangible  assets  in  the  RV  and  MH  Segments  were  $35.3  million  and  $3.9 
million  at  December  31,  2009,  respectively,  and  $38.3  million  and  $4.5  million  at  December  31,  2008, 
respectively.  Amortization  expense  related  to  intangible  assets  amounted  to  $5.4  million,  $4.8  million  and  $3.9 
million for 2009, 2008 and 2007, respectively. Estimated amortization expense for the next five fiscal years is as 
follows: $5.3 million (2010), $5.0 million (2011), $4.7 million (2012), $4.1 million (2013) and $3.6 million (2014). 

60 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
During 2009, the Company reviewed the recoverability of the carrying value of other intangible assets, and 
determined that there was no impairment. The Company continues to monitor these assets for potential impairment, 
as  a  downturn  in  the  RV,  manufactured  housing,  or  marine  and  leisure  industries,  or  in  the  profitability  of  the 
Company’s operations, could result in a non-cash impairment charge of these assets in the future. 

4. INVENTORIES 

Inventories consist of the following at December 31, (in thousands): 

Finished goods 
Work in process 
Raw materials 
Total  

  2009 
$  9,264 
1,576 
  46,917 
$  57,757 

2008   
$  10,801 
2,946 
 80,187 
$  93,934 

5. FIXED ASSETS 

Fixed assets, at cost, consist of the following at December 31, (in thousands): 

Land  
Buildings and improvements  
Leasehold improvements  
Machinery and equipment     
Transportation equipment 
Furniture and fixtures  
Construction in progress  

Less accumulated depreciation and amortization 

Fixed assets, net   

Estimated Useful 
Life in Years   

10 to 40 
2 to 15 
3 to 10 
3 to 7 
3 to 8 

$ 

2009 
9,917 
 65,574 
1,164 
73,995 
2,590 
8,625 
464 
  162,329 
82,053 
$  80,276 

$ 

2008   
8,323 
63,508 
1,182 
77,653 
2,985 
8,356 
1,294 
  163,301 
74,570 
$  88,731 

Depreciation  and  amortization  of  fixed  assets  is  as  follows  for  the  years  ended  December  31,  (in 

thousands): 

Charged to cost of sales 
Charged to selling, general and  
  administrative expenses 

Total 

  2009 
$  11,155 

1,752 
$  12,907 

2008 
$  10,292 

1,731 
$  12,023 

2007   
$ 11,497 

  1,882 
$ 13,379 

6. ACCRUED EXPENSES AND OTHER CURRENT LIABILITIES 

Accrued expenses and other current liabilities consist of the following at December 31, (in thousands): 

Accrued employee compensation and benefits       
Accrued warranty 
Other accrued expenses and current liabilities 

Total  

  2009 
  $  11,815 
3,340 
  13,039 
  $  28,194 

2008   
$  13,010 
4,510 
  14,704 
$  32,224 

61 

 
 
 
 
 
 
     
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
  
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Estimated  costs  related  to  product  warranties  are  accrued  at  the  time  products  are  sold.  In  estimating  its 
future  warranty  obligations,  the  Company  considers  various  factors,  including  the  Company’s  (i)  historical 
warranty experience, (ii) product mix, and (iii) sales patterns. The following table provides a reconciliation of the 
activity related to the Company’s accrued warranty, including both the current and long-term portions, for the years 
ended December 31, (in thousands): 

Balance at beginning of period 
Provision for warranty expense 
Warranty costs paid 

Total accrued warranty 

Less long-term portion 

Current accrued warranty 

  2009 
$  5,419 
2,279 
(3,012) 
4,686 
1,346 
$  3,340 

2008 
$  5,762 
3,984 
(4,327) 
5,419 
909 
$  4,510 

2007   
$  3,990 
  6,335 
  (4,563)  
  5,762 
  1,402 
$  4,360 

7. RETIREMENT AND OTHER BENEFIT PLANS 

Defined Contribution Plans 

Prior  to  November  2009,  the  Company  maintained  multiple  discretionary  defined  contribution  401(k) 
profit  sharing  plans.  In  November  2009,  the  Company  combined  its  plans  into  one  plan,  covering  all  eligible 
employees. The Company contributed $0.9 million, $1.3 million and $1.4 million to these plans during the years 
ended December 31, 2009, 2008 and 2007, respectively.  

Deferred Compensation Plan 

The Company has an Executive Non-Qualified Deferred Compensation Plan (the “Plan”). Pursuant to the 
Plan,  certain  management  employees  are  eligible  to  defer  all  or  a  portion  of  their  regular  salary  and  incentive 
compensation.  Participants  deferred  $0.3  million,  $1.9  million  and  $1.0  million  in  2009,  2008  and  2007, 
respectively. Each Plan participant is fully vested in their deferred compensation and earnings credited to his or her 
account as all contributions to the Plan are made by the participant. The Company is responsible for certain costs of 
Plan administration, which are not significant, but will not make any contributions to the Plan. Pursuant to the Plan, 
payments  to  the  Plan  participants  are  made  from  the  general  unrestricted  assets  of  the  Company,  and  the 
Company’s obligations pursuant to the Plan are unfunded and unsecured. Participants withdrew $0.5 million from 
the Plan in 2009. At December 31, 2009 and 2008, $2.0 million and $1.9 million, respectively, have been recorded 
in  other  long-term  liabilities,  and  $0.1  million  and  $0.5  million,  respectively,  have  been  recorded  in  accrued 
expenses and other current liabilities in the Consolidated Balance Sheets.  

Executive Retirement 

The Company has a management succession plan designed to ensure an effective transition of management 
of the Company’s operations to qualified executives upon the retirement of senior executives. In November 2008, 
in  accordance  with  the  management  succession  plan,  Edward  W.  Rose,  III,  Chairman  of  the  Board  of  Directors 
since 1984, was appointed Lead Director; Leigh J. Abrams, President from 1984 to May 2008, and Chief Executive 
Officer  and  a  Director  since  1984,  was  appointed  Chairman  of  the  Board  of  Directors;  and  Fredric  M.  Zinn, 
Executive Vice President from 2001, Chief Financial Officer from 1984, and President and a Director since May 
2008,  was,  in  addition  to  President,  appointed  Chief  Executive  Officer.  Each  of  these  appointments  became 
effective January 1, 2009.  

In connection with the retirement, effective December 31, 2008, of David L. Webster as a Director of the 
Company  and  as  Chairman,  President  and  Chief  Executive  Officer  of  Kinro,  after  approximately  30  years  with 
Kinro, and in accordance with the Company’s executive succession plan, the Board of Directors appointed Jason 
D. Lippert to assume responsibility for the operations of Kinro while continuing his duties as Chairman, President 
and  Chief  Executive  Officer  of  Lippert.  Mr.  Lippert  was  appointed  Chairman,  President  and  Chief  Executive 
Officer of Kinro effective January 1, 2009. 

62 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
In connection with the management succession, the Company and Mr. Abrams entered into an Executive 
Compensation and Benefits Agreement, effective as of January 1, 2009 (the “Abrams Agreement”). The Board of 
Directors granted retirement compensation and benefits to Mr. Abrams in recognition of his 40-year commitment 
to  the  success  of  the  Company,  the  Company’s  performance  during  his  29-year  tenure  as  President  and  Chief 
Executive Officer, and the overall increase in stockholder value during that period. In addition, as Chairman of the 
Board,  Mr.  Abrams  will  continue  to  render  services  to  the  Company,  for  which  he  will  be  compensated  in 
accordance with the Abrams Agreement, and he has agreed to non-competition restrictions on his future business 
activities. 

Also  in  connection  with  the  management  succession,  the  Company  and  Mr.  Webster  entered  into  an 
Executive Compensation and Benefits Agreement, effective as of January 1, 2009 (the “Webster Agreement”). Mr. 
Webster’s  existing  employment  agreement,  which  was  to  expire  December  31,  2009,  was  cancelled  as  of  the 
effective date of the Webster Agreement. The Board of Directors granted retirement compensation and benefits to 
Mr. Webster in recognition of his contribution to the Company’s business, growth and reputation during a 30-year 
period. In addition, Mr. Webster agreed to non-competition restrictions on his future business activities. 

During  the  fourth  quarter  of  2008,  as  a  result  of  the  Abrams  Agreement  and  Webster  Agreement,  the 
Company recognized $2.7 million of executive retirement expense in the Consolidated Statements of Operations. 
At  December  31,  2009  and  2008,  $0.5  million  and  $1.7  million,  respectively,  have  been  recorded  in  other  long-
term liabilities, and $1.2 million and $1.0 million, respectively, have been recorded in accrued expenses and other 
current liabilities in the Consolidated Balance Sheets.                 

8. LONG-TERM INDEBTEDNESS 

Long-term indebtedness consists of the following at December 31, (in thousands): 

Senior Promissory Notes 
Notes payable pursuant to a Credit Agreement 
Industrial Revenue Bonds, secured by certain real estate 
  and equipment  
Other loans primarily secured by certain real estate and 
  equipment 

2009 

$ 

Less current portion 

Total long-term indebtedness  

$ 

- 
- 

- 

- 
- 
- 
- 

$ 

2008   
6,000 
- 

1,662 

1,021 
8,683 
5,833 
2,850 

$ 

The  weighted  average  interest  rate  for  the  Company’s  indebtedness  was  4.85  percent  at  December  31, 

2008. 

On  November  25,  2008,  the  Company  entered  into  an  agreement  (the  “Credit  Agreement”)  for  a  $50.0 
million line of credit with JPMorgan Chase Bank, N.A. and Wells Fargo Bank, N.A. (collectively, the “Lenders”), 
to  replace  the  Company’s  previous  $70.0  million  line  of  credit  that  was  scheduled  to  expire  in  June  2009.  The 
maximum borrowings under the Company’s line of credit can be increased by $20.0 million upon approval of the 
Lenders. Interest on borrowings under the line of credit is designated from time to time by the Company as either 
the Prime Rate, but not less than 2.5 percent, plus additional interest up to 0.8 percent (0 percent at December 31, 
2009  and  2008),  or  LIBOR  plus  additional  interest  ranging  from  2.0  percent  to  2.8  percent  (2.0  percent  at 
December  31,  2009  and  2008)  depending  on  the  Company’s  performance  and  financial  condition.  The  Credit 
Agreement expires December 1, 2011. At December 31, 2009 and 2008, the Company had $7.8 million and $7.6 
million, respectively, in outstanding letters of credit under the line of credit, and availability under the Company’s 
line  of  credit,  after  considering  the  maximum  leverage  ratio  covenant  limitation,  was  $37.8  million  and  $42.4 
million, respectively. 

Simultaneously,  the  Company  entered  into  a  $125.0  million  “shelf-loan”  facility  with  Prudential 
Investment  Management,  Inc.  and  its  affiliates  (“Prudential”),  to  replace  the  Company’s  previous  $60.0  million 
“shelf-loan”  facility  with  Prudential,  of  which  $6.0  million  was  outstanding  at  December  31,  2008.  The  facility 
63 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
provides for Prudential to consider purchasing, at the Company’s request, in one or a series of transactions, Senior 
Promissory Notes of the Company in the aggregate principal amount of up to $125.0 million, to mature no more 
than twelve years after the date of original issue of each Senior Promissory Note. Prudential has no obligation to 
purchase the Senior Promissory Notes. Interest payable on the Senior Promissory Notes will be at rates determined 
by Prudential within five business days after the Company issues a request to Prudential. The “shelf-loan” facility 
expires November 25, 2011. In June 2009, the Company paid in full the remaining outstanding Senior Promissory 
Notes before their scheduled maturity date.   

Both  the  line  of  credit  pursuant  to  the  Credit  Agreement  and  the  “shelf-loan”  facility  are  subject  to  a 
maximum leverage ratio covenant which limits the amount of consolidated outstanding indebtedness to 2.5 times 
the  trailing  twelve-month  EBITDA,  as  defined;  provided  however,  that  if  the  Company’s  trailing  twelve-month 
EBITDA is less than $50 million, the maximum leverage ratio covenant declines to 1.25 times the trailing twelve-
month EBITDA. Since the Company’s trailing twelve-month EBITDA was less than $50 million at December 31, 
2009, the maximum leverage ratio covenant limits the remaining availability under these facilities collectively to 
$37.8  million.  The  $65.4  million  in  cash  and  short-term  investments  at  December  31,  2009,  together  with  the 
borrowing  availability  under  our  line  of  credit  and  “shelf-loan”  facility,  are  more  than  adequate  to  finance  the 
Company’s anticipated working capital and capital expenditure requirements. 

Pursuant  to  the  Credit  Agreement,  Senior  Promissory  Notes,  and  certain  other  loan  agreements,  the 
Company  is  required  to  maintain  minimum  net  worth,  interest  and  fixed  charge  coverages,  and  to  meet  certain 
other  financial  requirements.  At  December  31,  2009  and  2008,  the  Company  was  in  compliance  with  all  such 
requirements, and expects to remain in compliance for the next twelve months.  

Borrowings under both the line of credit and the “shelf-loan” facility are secured on a pari passu basis by 
first  priority  liens  on  the  capital  stock  or  other  equity  interests  of  each  of  the  Company’s  direct  and  indirect 
subsidiaries.   

The  Company  has  unsecured  letters  of  credit  outstanding,  unrelated  to  the  Credit  Agreement,  which 

aggregate $0.4 million and $0.6 million at December 31, 2009 and 2008, respectively. 

9. INCOME TAXES                    

The income tax (benefit) provision in the Consolidated Statements of Operations is as follows for the years 

ended December 31, (in thousands): 

Current: 

Federal  
State 
  Total current 

Deferred: 
Federal  
State 
  Total deferred 

  Total income tax (benefit) provision 

  2009 

2008 

2007   

$  3,700 
668 
4,368 

  (13,485) 
(3,200) 
  (16,685) 
$ (12,317) 

$  7,312 
2,176 
9,488 

(1,721) 
(424) 
(2,145) 
$  7,343 

$  20,774 
4,291 
  25,065 

(1,137)  
(351)  
(1,488)  

$  23,577 

64 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    
 
 
 
   
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The  (benefit)  provision  for  income  taxes  differs  from  the  amount  computed  by  applying  the  federal 
statutory rate to (loss) income before income taxes for the following reasons for the years ended December 31, (in 
thousands): 

  2009 

2008 

2007   

Income tax at federal statutory rate 
State income taxes, net of federal income tax impact 
Non-deductible goodwill 
Research and development credit 
Other non-deductible expenses 
Manufacturing credit pursuant to Jobs Creation Act 
Tax-free interest income 
Other 

(Benefit) provision for income taxes 

$ (12,366) 
(1,671) 
2,030 
(354) 
100 
(50) 
- 
(6) 
$ (12,317) 

$  6,657 
1,139 
- 
- 
169 
(407) 
(7) 
(208) 
$  7,343 

$  22,171 
2,561 
- 
(64) 
135 
(1,123)  
(277)  
174 
$  23,577 

At  December  31,  2009,  federal  and  state  income  taxes  payables  of  $3.9  million  are  included  in  accrued 
expenses and other current liabilities. At December 31, 2008, federal overpayments of $2.2 million are included in 
prepaid expenses and other current assets, and state income taxes payable of $5.6 million are included in accrued 
expenses and other current liabilities.  

Net deferred  tax assets  are classified in  the Consolidated Balance  Sheets  as  follows  at  December 31,  (in 

thousands):  

  2009  

2008   

Prepaid expenses and other current assets 
Other long-term assets 

  Net deferred tax assets 

$  9,879 
  16,532 
$  26,411 

$  9,436 
 306 
$  9,742 

The tax effects of temporary differences that give rise to significant portions of the deferred tax assets and 

deferred tax liabilities are as follows at December 31, (in thousands): 

Deferred tax assets: 

Goodwill and other intangible assets 
Employee benefits 
Inventories 
Deferred compensation 
Accrued insurance 
Post retirement 
Accounts receivable 
Other  

Total deferred tax assets 

Deferred tax liabilities: 
  Fixed assets 

Net deferred tax assets 

  2009  

2008   

$  16,299 
3,887 
2,145 
1,460 
1,247 
986 
559 
2,226 
  28,809 

2,398 
$  26,411 

$  2,741 
3,765 
1,759 
1,270 
996 
1,474 
758 
1,812 
  14,575 

4,833 
$  9,742 

The Company concluded that it is more likely than not that the deferred tax assets at December 31, 2009 
will be realized in the ordinary course of operations based on future taxable income and scheduling of deferred tax 
liabilities.  

Tax benefits on stock option exercises of $0.5 million, $0.1 million and $1.9 million were credited directly 
to  stockholders'  equity  for  2009,  2008  and  2007,  respectively,  relating  to  tax  benefits  which  exceeded  the 
compensation cost for stock options recognized in the Consolidated Financial Statements.     

65 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
At December 31, 2009, the Company had deferred tax assets of $3.6 million related to unexercised stock 
options.  The  Company’s  stock  price  at  December  31,  2009,  was  below  the  exercise  price  of  certain  of  the 
unexercised  stock  options.  If  the  stock  price  remains  below  the  exercise  price  of  these  stock  options,  the  related 
deferred tax assets will not be realized. The reversal of such deferred tax assets will be recorded as a reduction of 
stockholders' equity, to the extent there are available excess tax benefits from prior stock option exercises, with any 
remaining deficiency recorded as additional income tax expense in the Consolidated Statements of Operations. At 
December 31, 2009 the available excess tax benefits from prior stock option exercises in stockholders' equity was 
$11.7 million. 

Unrecognized Tax Benefits  

The  following  table  reconciles  the  total  amounts  of  unrecognized  tax  benefits,  at  December  31,  (in 

thousands):  

Balance at beginning of period 
Changes in tax positions of prior years 
Additions based on tax positions 
    related to the current year 
  Payments 
Expiration of statute of limitations 

Balance at end of period 

  2009 

2008   

2007   

$  5,782 
(287) 

$  4,829 
819 

661 
(3,891) 
(106) 
$  2,159 

363 
- 
(229)  

$  5,782 

$  3,752 
373 

791 
- 
(87) 
$  4,829 

In  addition,  the  total  amount  of  accrued  interest  and  penalties  related  to  taxes  was  $0.4  million,  $1.0 

million and $1.3 million at December 31, 2009, 2008 and 2007, respectively. 

The  total  amount  of  unrecognized  tax  benefits,  net  of  federal  income  tax  benefits,  of  $1.6  million  $3.8 
million, and $3.2 million at December 31, 2009, 2008 and 2007, respectively, would, if recognized, increase the 
Company’s earnings, and lower the Company’s annual effective tax rate in the year of recognition.  

The  Company  periodically  undergoes  examinations  by  the  Internal  Revenue  Service  (“IRS”),  as  well  as 
various  state  jurisdictions.  The  IRS  and  other  taxing  authorities  routinely  challenge  certain  deductions  and 
positions reported by the Company on its income tax returns. During the third quarter of 2008, the IRS completed 
an audit of the Company’s 2005 federal tax return, and found no changes. For federal income tax purposes, the tax 
years 2006 through 2008 remain subject to examination.  

In connection with a tax audit by the Indiana Department of Revenue pertaining to calendar years 1998 to 
2000, the Company received an initial examination report asserting, in the aggregate, approximately $1.2 million of 
proposed  tax  adjustments,  including  interest  and  penalties.  After  two  hearings  with  the  Indiana  Department  of 
Revenue, the audit  findings were upheld.  The Company filed an  appeal in  December 2006  with  the Indiana Tax 
Court and the matter was scheduled for trial in December 2008. In November 2008, the Company and the Indiana 
Department of Revenue settled tax years 1998 to 2000 for $0.6 million, as well as tax years 2001 to 2006 for $4.0 
million,  including  interest.  The  aggregate  settlement  amount  was  fully  reserved  prior  to  2009,  and  was  paid  in 
April of 2009. In connection with the settlement, the Indiana Department of Revenue reserved the right to examine 
tax  years  2001  through  2006.  In  addition,  for  Indiana  state  income  tax  purposes,  the  tax  years  2007  and  2008 
remain subject to examination. 

The Company has assessed its risks associated with all tax return positions, and believes that its tax reserve 
estimates reflect its best estimate of the deductions and positions that it will be able to sustain, or that it may be 
willing  to  concede  as  part  of  a  settlement.  At  this  time,  the  Company  cannot  estimate  the  range  of  reasonably 
possible  change  in  its  tax  reserve  estimates  in  2010.  While  these  tax  matters  could  materially  affect  operating 
results  when  resolved  in  future  periods,  it  is  management’s  opinion  that  after  final  disposition,  any  monetary 
liability  or  financial  impact  to  the  Company  beyond  that  provided  in  the  Consolidated  Balance  Sheet  as  of 
December 31, 2009, would not be material to the Company’s financial position or annual results of operations. 

66 

 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
    
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
10. COMMITMENTS AND CONTINGENCIES 

Leases 

The Company's lease commitments are primarily for real estate, machinery and equipment, and vehicles. 
The significant real estate leases provide for renewal options and require the Company to pay for property taxes 
and all other costs associated with the leased property.  

Future minimum lease payments under operating leases at December 31, 2009 are summarized as follows 

(in thousands): 

2010 
2011 
2012 
2013  
2014 
Thereafter   

Total minimum lease payments 

$  4,668 
  3,991 
  2,833 
  1,381 
506 
463 
$ 13,842 

Rent  expense  for  operating  leases  was  $6.7  million,  $7.2  million  and  $6.1  million  for  the  years  ended 
December 31, 2009, 2008 and 2007, respectively. Included in 2009 and 2008 was $0.8 million and $0.6 million, 
respectively, of charges related to vacated leased facilities. 

Employment Agreements 

At  December  31,  2009  the  Company  had  employment  contracts  with  twelve  of  its  employees  and  three 
consultants,  which  expire  on  various  dates  through  2013.  The  minimum  commitments  under  these  contracts  are 
$4.5 million in 2010, $2.8 million in 2011, and $0.2 million in 2012 and $0.1 million in 2013. Included in these 
minimum commitments are certain amounts payable to two retired senior executives which have been accrued as of 
December  31,  2009.  See  Note  7  of  the  Notes  to  Consolidated  Financial  Statements  for  further  information 
regarding executive retirement charges.  

Included in the foregoing are contracts with four employees which provide for incentives to be paid based 
on some or all of the following; (i) profits, as defined, (ii) return on net assets, as defined, (iii) return on invested 
capital,  as  defined,  and  (iv)  the  Company’s  financial  performance  as  compared  to  the  RV,  and  manufactured 
housing and related industries, as defined. 

Royalty 

In February 2003, the Company entered into an agreement for a non-exclusive license for patents related to 
certain slide-out systems. The agreement provides for the Company to pay a royalty of 1 percent on sales of certain 
slide-out  systems  commencing  January  1,  2007  through  the  expiration  of  the  patents,  with  aggregate  payments 
subsequent to January 1,  2007 not  to exceed $5.0  million.  The expense related to this royalty agreement of $0.2 
million,  $0.2  million  and  $0.4  million  for  2009,  2008  and  2007,  respectively,  is  classified  in  the  Consolidated 
Statements of Operations in Cost of Sales. Aggregate payments subsequent to December 31, 2009 cannot exceed 
$4.3 million. 

Contingent Consideration 

In connection with the 2007 acquisition of Trailair and Equa-Flex, the Company could pay an earn-out of 
up  to  $2.6  million  if  certain  sales  targets  for  the  acquired  products  are  achieved  by  Lippert  over  the  five  years 
subsequent to the acquisition. In the aggregate, less than $0.1 million has been paid subsequent to the acquisition 
based on such sales targets. The annual payments to be made over the five years subsequent to the acquisition bear 
interest at the stated rate of 3 percent per annum from the date of the acquisition. In accordance with the accounting 
guidance in effect at the time, the Company did not record a liability for the fair value estimate of such earn-out 
payments, but rather these payments are recorded directly to goodwill. 

67 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
In connection with the 2009 acquisitions of the QuickBiteTM coupler and the slide-out storage box for pick-
up trucks, the Company could pay an earn-out of up to $2.6 million if certain sales targets for the acquired products 
are  achieved  by  Lippert.  In  the  aggregate,  less  than  $0.1  million  has  been  paid  subsequent  to  these  acquisitions 
based on such sales targets. In accordance with the current accounting guidance in effect, the Company recorded a 
liability  at  present  value  for  the  fair  value  estimate  of  such  earn-out  payments.  At  December  31,  2009,  the 
Company had $0.1 million and $1.3 million for future earn-out payments recorded in accrued expenses and other 
current liabilities, and other long-term liabilities, respectively. To the extent the fair value estimate of such future 
earn-out payments change, the revision would be recorded in the current period in the Consolidated Statements of 
Operations. 

Litigation  

On or about January 3, 2007, an action was commenced in the United States District Court, Central District 
of  California,  entitled  Gonzalez  vs.  Drew  Industries  Incorporated,  Kinro,  Inc.,  Kinro  Texas  Limited  Partnership 
d/b/a Better Bath Components; Skyline Corporation, and Skylines Homes, Inc. (Case No. CV06-08233). The case 
purports to be a class action on behalf of the named plaintiff and all others similarly situated in California. Plaintiff 
initially alleged, but has not sought certification of, a national class. 

On  April  1,  2008,  the  Court  issued  an  order  granting  Drew’s  motion  to  dismiss  for  lack  of  personal 

jurisdiction, resulting in the dismissal of Drew Industries Incorporated as one of the defendants in the case. 

Plaintiff  alleges  that  certain  bathtubs  manufactured  by  Kinro  Texas  Limited  Partnership,  a  subsidiary  of 
Kinro, and sold under the name “Better Bath” for use in manufactured homes, fail to comply with certain safety 
standards  relating  to  flame  spread  established  by  the  U.S.  Department  of  Housing  and  Urban  Development 
(“HUD”). Plaintiff alleges, among other things, that sale of these products is in violation of various provisions of 
the California Consumers Legal Remedies Act (Cal. Civ. Code Sec. 1770 et seq.), the Magnuson-Moss Warranty 
Act (15 U.S.C. Sec. 2301 et seq.), the California Song-Beverly Consumer Warranty Act (Cal. Civ. Code Sec. 1790 
et seq.), and the California Unfair Competition Law (Cal. Bus. & Prof. Code Sec. 17200 et seq.).   

Plaintiff seeks to require defendants to notify members of the class of the allegations in the proceeding and 
the claims made, to repair or replace the allegedly defective products, to reimburse members of the class for repair, 
replacement and consequential costs, to cease the sale and distribution of the allegedly defective products, and to 
pay actual and punitive damages and plaintiff’s attorneys fees. 

On January 29, 2008, the Court issued an Order denying certification of a class with plaintiff Gonzalez as 
the  class  representative  because  she  no  longer  owned  the  bathtub.  On  March  10,  2008,  plaintiff  amended  her 
complaint to include an additional plaintiff, Robert Royalty. Plaintiff Royalty states that his bathtub was not tested 
to  determine  whether  it  complies  with  HUD  standards.  Rather,  his  allegations  are  based  on  “information  and 
belief”, including the testing  of plaintiff Gonzalez’s bathtub and  other evidence. Kinro denies plaintiff  Royalty’s 
allegations. 

On  June  25,  2008,  plaintiffs  filed  a  renewed  motion  for  class  certification  and  the  Court  again  denied 
certification of a class. Plaintiffs filed a third motion for class certification on December 23, 2008, and Defendants’ 
filed a motion seeking summary judgment against plaintiffs’ case.  

On May 18, 2009, the Court issued an Order granting partial summary judgment in favor of defendants, 
dismissing  five  of  the  six  claims  asserted  by  plaintiffs,  except  for  plaintiffs’  claim  for  violation  of  California’s 
Unfair  Competition  Law  (the  “UCL”).  The  Court  also  granted  plaintiffs’  motion  for  class  certification  as  to  that 
one claim. The Court denied Defendant’s motion for summary judgment on the UCL claim on the ground that there 
was a triable issue of fact as to whether the alleged misrepresentation on defendants’ labels regarding testing for 
flame  spread  rate  caused  plaintiffs  to  purchase  the  manufactured  homes  containing  bathtubs  manufactured  by 
Kinro. 

On August 26, 2009, as a result of a decision by the California Supreme Court in an unrelated case dealing 
with a similar UCL claim, the Court dismissed plaintiffs’ remaining UCL claim because plaintiffs did not actually 
68 

 
 
 
 
 
 
 
 
 
 
 
 
rely on defendants’ labels when they bought the homes containing the bathtubs. However, the Court concluded that 
simply  selling  bathtubs  which  may  fail  to  satisfy  Federal  standards  may  violate  the  “unfair  prong”  of  the  UCL, 
even if plaintiffs did not actually rely on defendant’s labels.  

On September 11, 2009, defendants filed with the Ninth Circuit Court of Appeals a Petition for Permission 
to Appeal, on an interlocutory basis, that part of the District Court’s ruling that certified a class to pursue a claim 
under  the  “unfair  prong”  of  the  UCL.  On  December  11,  2009,  the  Appeals  Court  issued  an  Order  denying 
defendants’ permission to appeal the District Court’s ruling at this point in the case, but the Appeals Court did not 
address the merits of the case.  

Defendant Kinro has conducted a comprehensive investigation of the allegations made in connection with 
the claims, including with respect to the HUD safety standards, prior test results, testing procedures, and the use of 
labels.  In  addition,  at  Kinro’s  initiative,  independent  laboratories  conducted  multiple  tests  on  materials  used  by 
Kinro  in  the  manufacture  of  bathtubs, the  results of  which  tests indicate that  Kinro’s  bathtubs are  in compliance 
with HUD regulations. 

Based  on  the  foregoing  investigation  and  testing,  the  District  Court’s  rulings  dismissing  plaintiffs’  six 
claims,  and  the  ruling  on  “reliance”  by  the  California  Supreme  Court,  Kinro  believes  that,  notwithstanding  the 
District Court’s finding that plaintiffs may proceed with their claim that defendants may have violated the “unfair 
prong” of the UCL, plaintiffs may not be able to prove the essential elements of their claim. Defendants intend to 
vigorously defend against the claim, and intend to move for summary judgment dismissing the claim. In addition, 
Kinro believes that no remedial action is required or appropriate under HUD safety standards. 

If the District Court maintains its rulings, denies defendants’ motion for summary judgment as to the claim 
based on the “unfair prong” of the UCL, and maintains its ruling granting plaintiffs’ motion for class certification 
with  respect  to  that  claim,  and  if  plaintiffs  pursue  their  claim,  protracted  litigation  could  result.  Although  the 
outcome of such litigation cannot be predicted, if certain essential findings are ultimately unfavorable to Kinro, the 
Company  could  sustain  a  material  liability.  The  Company’s  liability  insurer  denied  coverage  on  the  ground  that 
plaintiffs did not sustain any personal injury or property damage. 

In  the  normal  course  of  business,  the  Company  is  subject  to  proceedings,  lawsuits  and  other  claims.  All 
such matters are subject to uncertainties and outcomes that are not predictable with assurance. While these matters 
could materially affect operating results when resolved in future periods, it is management’s opinion that after final 
disposition, including anticipated insurance recoveries, any monetary liability or financial impact to the Company 
beyond  that  provided  in  the  Consolidated  Balance  Sheet  as  of  December  31,  2009,  would  not  be  material  to  the 
Company’s financial position or annual results of operations. 

Sale-Leaseback 

In  April  2008,  the  Company  sold  for  $3.1  million  a  mortgage  note  it  had  received  in  a  2006  sale  of  a 
facility, which note had been in default. In connection with the collection of this $3.1 million in cash, the Company 
recorded a gain of $2.1 million during 2008. This gain is classified in selling, general and administrative expenses 
in the Consolidated Statements of Operations. 

Facilities Consolidation 

In response to the slowdowns in both the RV and manufactured housing industries, over the past few years 
the  Company  has  consolidated  the  operations  previously  conducted  at  more  than  35  facilities  and  reduced  staff 
levels.  The  Company  incurred  severance  and  relocation  costs  of  $1.6  million,  $1.6  million,  and  $0.8  million  in 
2009,  2008  and  2007,  respectively,  which  were  recorded  in  selling,  general  and  administrative  expenses  in  the 
Consolidated  Statements  of  Operations.  At  December  31,  2009,  2008  and  2007,  the  Company  had  $0.7  million, 
$0.9 million, and $0.3 million, respectively, of a remaining liability for these costs recorded in accrued expenses 
and other current liabilities in the Consolidated Balance Sheets. The Company operated 24 facilities at December 
31, 2009, and is continuing to explore additional facility consolidation opportunities, although the Company does 
not anticipate incurring further significant severance and relocation costs.   

69 

 
 
 
  
 
 
 
 
 
 
 
 
At December 31, 2009, the Company was in the process of selling seven owned facilities and vacant land 
with an aggregate carrying value of $6.0 million, which are not being used in production or are in the process of 
shutting  down  operations.  In  addition,  the  Company  has  leased  three  owned  facilities  with  a  combined  carrying 
amount of $7.7 million, for one to three year terms, for a combined $70,000 per month. Each of these three leases 
also  contains  an  option  for  the  lessee  to  purchase  the  facility  at  an  amount  in  excess  of  carrying  value.  As  of 
December 31, 2009, all of these owned facilities are classified in fixed assets in the Consolidated Balance Sheet 
since it is not probable that these assets will be sold within a year due to uncertainty in the real estate markets. In 
addition to the owned facilities, the Company is attempting to sublease four vacant leased facilities.  

At December 31, 2008, the Company was in the process of selling four closed facilities and vacant land 
with  an  aggregate  carrying  value  of  $5.9  million.  As  of  December  31,  2008,  all  of  these  owned  facilities  were 
classified in other assets in the Consolidated Balance Sheets. None of theses facilities were sold in 2009. 

To  reflect  the  net  losses  and  gains  on  sold  facilities,  and  the  write-downs  to  estimated  fair  value  of 
facilities  to  be  sold,  the  Company  recorded  a  net  loss  of  $3.3  million  in  2009.  For  similar  items,  the  Company 
recorded a net gain of $1.9 million in 2008 and a net gain of less than $0.1 million in 2007.  

Other Income 

In February 2004, the Company sold certain intellectual property rights for $4.0 million, consisting of cash 
of $0.1 million at closing and a note of $3.9 million (the “Note”), payable over five years. The Note was initially 
recorded  net  of  a  reserve  of  $3.4  million.  In  each  of  2008  and  2007,  the  Company  received  payments  of  $0.8 
million including interest, which had been previously fully reserved, and the Company therefore recorded a pre-tax 
gain in Other Income. The Company did not receive the final scheduled payment of $1.0 million in January 2009; 
however, in 2009 the Company received principal payments of $0.3 million, which were previously fully reserved, 
and  therefore  recorded  a  pre-tax  gain  of  $0.3  million  in  Other  Income.  The  Company  is  currently  attempting  to 
collect the balance due of $0.7 million plus interest. 

11. STOCKHOLDERS' EQUITY 

Stock-Based Awards 

Pursuant  to  the  Drew  Industries  Incorporated  2002  Equity  Award  and  Incentive  Plan,  as  amended  (the 
“2002 Equity Plan”), which was approved by stockholders in May 2002, the Company may grant to its directors, 
employees, and consultants Common Stock-based awards, such as stock options, restricted or deferred stock, and 
deferred stock units. The number of shares available for granting awards under the 2002 Equity Plan was 1,090,019 
and 346,921 at December 31, 2009 and 2008, respectively. At the Annual Meetings of Stockholders held in May 
2009 and May 2008, stockholders ratified amendments to the 2002 Equity Plan to increase the number of shares 
available for awards by 900,000 and 500,000 shares, respectively.  

The 2002 Equity Plan provides for the grant of stock options that qualify as incentive stock options under 
Section  422  of  the  Internal  Revenue  Code,  and  non-qualified  stock  options.  Under  the  2002  Equity  Plan,  the 
Compensation Committee of Drew’s Board of Directors (the “Committee”) determines the period for which each 
stock option may be exercisable, but in no event may a stock option be exercisable more than 10 years from the 
date of grant. The number of shares available under the 2002 Equity Plan, and the exercise price of stock options 
granted  under  the  2002  Equity  Plan,  are  subject  to  adjustments  by  the  Committee  to  reflect  stock  splits,  stock 
dividends, recapitalization, mergers, or other major corporate actions. 

The  exercise  price  for  stock  options  granted  under  the  2002  Equity  Plan  must  be  at  least  equal  to  100 
percent of the fair market value of the shares subject to such stock option on the date of grant. The exercise price 
may  be  paid  in  cash  or  in  shares  of  Drew  Common  Stock  which  have  been  held  for  a  minimum  of  six  months. 
Stock  options  granted  under  the  2002  Equity  Plan  must  be  approved  by,  and  become  exercisable  in  annual 
installments as determined by, the Committee. Historically, upon exercise of stock options, new shares have been 
issued, instead of treasury shares. 

70 

 
 
 
 
 
 
 
 
 
 
 
 
The  Company  had  historically  granted  stock  options  to  employees  in  November  every  other  year  and  to 
Directors every year in December. In 2008 the Company began granting stock options to employees on an annual 
basis,  and  in  2009  the  Company  granted  stock  options  to  Directors  in  November  on  the  same  day  stock  options 
were granted to employees. Outstanding stock options expire six years from the date of grant, and vest over service 
periods of one year for Directors and five years for employees. 

Transactions in stock options under the 2002 Equity Plan are summarized as follows: 

Outstanding at December 31, 2006 
  Granted 
  Exercised 
   Forfeited 
 Outstanding at December 31, 2007 
  Granted 
  Exercised 
   Forfeited 
Outstanding at December 31, 2008 
  Granted 
  Exercised 
  Forfeited / cancelled 
Outstanding at December 31, 2009 
Exercisable at December 31, 2009 

  Number of 
  Option Shares 
1,364,080 
586,000 
(248,840) 
(41,600) 
1,659,640 
515,500 
(38,200) 
(60,600) 
2,076,340 

Stock Option   
Exercise Price   
$4.55 – $28.71 
$28.09 – $32.61 
$4.55 – $28.71 
$12.78 – $28.33 
$7.88 – $32.61 
$11.59 – $14.22 
$7.88 – $12.78 
$12.78 – $32.61 
$11.59 – $32.61 

327,900                 $20.99 
(389,100) 
(255,200) 
1,759,940 
755,710 

$11.59 – $16.15 
$11.59 – $32.61 
$11.59 – $32.61 
$11.59 – $32.61 

Weighted 
Average 
Exercise 
Price   
$ 19.33 
$ 32.32 
$ 10.10 
$ 24.84 
$ 25.16 
$ 11.92 
$  8.93 
$ 26.18  
$ 22.14 
$ 20.99 
$ 12.88 
$ 25.70 
$ 23.46 
$ 26.01 

The  total  intrinsic  value,  defined  as  the  excess  of  market  value  over  the  exercise  price,  of  stock  options 
exercised  during  the  years  ended  December  31,  2009,  2008  and  2007  was  $2.9  million,  $0.2  million  and  $6.1 
million, respectively. The  Company received  cash  of  $5.0  million,  $0.3  million and  $2.5  million  for  years ended 
December  31,  2009,  2008  and  2007,  respectively,  upon  the  exercise  of  stock  options.  In  addition,  the  Company 
recognized income tax benefits from the exercise of stock options of $1.1 million, $0.1 million and $2.3 million for 
the years ended December 31, 2009, 2008 and 2007, respectively. The total fair value of stock options that vested 
during  the  years  ended  December  31,  2009,  2008  and  2007  was  $2.5  million,  $3.1  million  and  $1.9  million, 
respectively. 

The following table summarizes information about stock options outstanding at December 31, 2009: 

  Option 
  Exercise 
Price 
$ 16.16 
$ 16.15 
$ 28.33 
$ 28.71 
$ 26.39 
$ 32.61 
$ 28.09 
$ 11.59 
$ 13.03 
$ 14.22 
$ 20.99 

Shares 
Outstanding 
12,000 
30,000 
375,640 
37,500 
37,500 
444,450 
37,500 
392,950 
2,000 
62,500 
327,900 

Option 
Remaining 
Life (Years) 
0.9 
1.0 
1.9 
2.0 
3.0 
3.9 
4.0 
4.9 
4.9 
5.0 
5.9 

Shares 
Exercisable 
12,000 
30,000 
297,360 
37,500 
37,500 
178,200 
37,500 
62,750 
400 
62,500 
- 

At December 31, 2009, the aggregate intrinsic value was $4.2 million for outstanding in-the-money stock 
options and $1.2 million for exercisable in-the-money stock options. The weighted average remaining contractual 
term was 4.0 years for all outstanding stock options and 3.0 years for all exercisable stock options. 

71 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
                                                                      
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As  of  December  31,  2009,  there  was  $7.7  million  of  total  unrecognized  compensation  costs  related  to 
unvested stock options, which is expected to be recognized over a weighted average remaining period of 3.4 years.  

In  2009,  2008  and  2007  pursuant  to  the  2002  Equity  Plan,  certain  non-employee  directors  elected  to 
receive  deferred  stock  units  in  lieu  of  cash  fees.  The  number  of  deferred  stock  units  issued  was  determined  by 
dividing 115 percent of the fee earned by the closing price of the Common Stock on the day before the fees were 
earned. These deferred stock units are 100 percent vested upon issuance.  

Beginning  in  2009,  a  portion  of  certain  senior  executives’  salary  or  incentive  compensation  was  paid  in 
deferred  stock  units  in  lieu  of  cash  compensation  at  100  percent  of  the  compensation  earned.  The  number  of 
deferred  stock  units  issued  was  determined  by  using  the  closing  price  of  the  Common  Stock  on  the  date  of  the 
award  for  salary,  and  the  closing  price  of  the  Common  Stock  on  the  day  before  for  incentive  compensation.  In 
accordance  with  the  executive  compensation  and  employment  agreement  with  the  Company’s  Chief  Executive 
Officer, all or a portion of 14,595 deferred stock units issued to him in 2009 are forfeitable if the Company’s three 
year return on invested capital is below a pre-defined peer group. Conversely, for every one percentage point that 
the  Company’s  three  year  return  on  invested  capital  exceeds  the  peer  group,  the  Company’s  Chief  Executive 
Officer will earn an additional 10,000 deferred stock units, up to a maximum of 100,000 deferred stock units. 

Transactions in deferred stock units under the 2002 Equity Plan are summarized as follows: 

Outstanding at December 31, 2006 
  Issued 
  Exercised 
Outstanding at December 31, 2007 
  Issued 
  Exercised 
Outstanding at December 31, 2008 
  Issued 
  Exercised 
Outstanding at December 31, 2009 

  Number of 
Shares 
66,497 
10,589 
(1,089) 
75,997 
21,995 
(880) 
97,112 
84,202 
(50,201) 
131,113 

Stock Price 
at Date 
of Issuance   
$6.87 – $37.35 
$26.01 – $43.02 
$7.61 – $12.78  
$6.87 – $43.02 
$11.59 – $27.40 
$25.01 – $37.35  
$6.87 – $43.02 
$5.50 – $21.90 
$7.43 – $43.02 
$5.50 – $40.68 

Weighted Average Common Shares Outstanding 

The following reconciliation details the denominator used in the computation of basic and diluted earnings 

per share for the years ended December 31,: 

Weighted average shares outstanding for  
  basic earnings per share 
Common stock equivalents pertaining to 
  stock options and contingently 
issuable deferred stock units 
Total for diluted shares 

2009 

2008 

2007 

  21,807,413 

  21,808,073 

  21,892,656 

- 
  21,807,413 

109,048 
  21,917,121 

233,244 
  22,125,900 

The weighted average diluted shares outstanding for the year ended December 31, 2009, 2008 and 2007, 
excludes  the  effect  of  1,856,390  stock  options  and  contingently  issuable  deferred  stock  units,  1,392,440  stock 
options and 146,500 stock options, respectively, because to include them in the calculation of total diluted shares 
would have been anti-dilutive. 

At  the  Annual  Meeting  of  Stockholders  held  in  May  2009,  stockholders  ratified  an  amendment  to  the 
Company’s  Restated  Certificate of Incorporation to  decrease the  authorized  number  of  shares  of  Common  Stock 
from  50  million  shares  to  30  million  shares.  At  the  Annual  Meeting  of  Stockholders  held  in  May  2008, 
72 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
     
 
 
 
 
 
 
 
     
 
 
 
 
 
 
 
 
 
stockholders  ratified  an  amendment  to  the  Company’s  Restated  Certificate  of  Incorporation  to  increase  the 
authorized number of shares of Common Stock from 30 million shares to 50 million shares. 

On  November  29,  2007  the  Board  of  Directors  authorized  the  Company  to  repurchase  up  to  1  million 
shares of the Company’s Common Stock from time to time in the open market, in privately negotiated transactions, 
or in block trades. Of this authorization, 447,400 shares were repurchased in 2008 at an average price of $18.58 per 
share, or $8.3 million in total. The aggregate cost of repurchases was funded from the Company’s available cash. 
The number of shares ultimately repurchased, and the timing of the purchases, will depend upon market conditions, 
share price, and other factors. At present the Company believes it is prudent to conserve cash, and does not intend 
to repurchase shares. However, changing conditions may cause the Company to reconsider this position.   

12. QUARTERLY RESULTS OF OPERATIONS (UNAUDITED) 

Interim unaudited financial information follows (in thousands, except per share amounts): 

First 
Quarter 

Second 
Quarter 

Third 
Quarter 

Fourth 
Quarter 

Year 

Year ended December 31, 2009 
   Net sales   
  Gross profit 

(Loss) income before income taxes 

  Net (loss) income 
  Net (loss) income per common share: 

$  71,019 
5,826 
  (56,464) 
$ (36,702) 

$100,563 
  20,553 
3,958 
$  2,556 

$121,666 
  27,974 
  11,134 
$  7,189 

$104,591 
  24,357 
5,002 
$  2,904 

$397,839 
  78,710 
  (36,370) 
$ (24,053) 

Basic 
  Diluted 

$     (1.70) 
$     (1.70) 

$ 
$ 

0.12 
0.12 

$ 
$ 

0.33 
0.33 

$ 
$ 

0.13 
0.13 

$     (1.10) 
$     (1.10) 

Stock market price 
  High   
Low   
Close (at end of quarter) 

$  12.30 
5.50 
$ 
8.68 
$ 

$  15.40 
$     8.50 
$  12.17 

$    23.00 
$    10.36 
$    21.69 

$  23.56 
$  19.14 
$  20.65 

$    23.56 
$ 
5.50 
$    20.65 

Year ended December 31, 2008 
   Net sales   
  Gross profit 

Income (loss) before income taxes 

  Net income (loss) 
  Net income (loss) per common share: 

Basic 
  Diluted 

$159,148 
  36,579 
  14,895 
$  9,105 

$ 
$ 

0.41 
0.41 

$150,523 
  36,804 
  15,310 
$  9,190 

$ 
$ 

0.42 
0.42 

$124,274 
  24,982 
4,207 
$  2,593 

$  76,561 
9,141 
  (15,391) 
$  (9,210) 

$510,506 
  107,506 
  19,021 
$  11,678 

$ 
$ 

0.12 
0.12 

$  (0.43) 
$  (0.43) 

$ 
$ 

0.54 
0.53 

Stock market price 
  High   
Low   
Close (at end of quarter) 

$  28.69 
$  21.47 
$  24.46 

$  26.81 
$    15.95 
$  15.95 

$    20.58 
$    14.80 
$    17.11 

$  16.05 
$ 
9.65 
$  12.00 

$    28.69 
$ 
9.65 
$    12.00 

The sum of per share amounts for the four quarters may not equal the total per share amounts for the year 

as a result of changes in the weighted average common shares outstanding or rounding. 

73 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item  9.    CHANGES  IN  AND  DISAGREEMENTS  WITH  ACCOUNTANTS  ON  ACCOUNTING  AND 
FINANCIAL DISCLOSURE. 

None. 

Item 9A. CONTROLS AND PROCEDURES. 

The  Company  maintains  disclosure  controls  and  procedures  that  are  designed  to  ensure  that  information 
required to be disclosed in the Company’s Exchange Act reports is recorded, processed, summarized and reported 
within  the  time  periods  specified  in  the  SEC’s  rules  and  forms,  and  that  such  information  is  accumulated  and 
communicated to the Company’s management, including its Chief Executive Officer and Chief Financial Officer, 
as  appropriate,  to  allow  timely  decisions  regarding  required  disclosure,  in  accordance  with  the  definition  of 
“disclosure  controls  and  procedures”  in  Rule  13a-15  under  the  Exchange  Act.  In  designing  and  evaluating  the 
disclosure controls and procedures, management recognized that any controls and procedures, no matter how well 
designed and operated, cannot provide absolute assurance of achieving the desired control objectives. Management 
included  in  its  evaluation  the  cost-benefit  relationship  of  possible  controls  and  procedures.  The  Company 
continually  evaluates  its  disclosure  controls  and  procedures  to  determine  if  changes  are  appropriate  based  upon 
changes in the Company’s operations or the business environment in which it operates.  

As of the end of the period covered by this Form 10-K, the Company performed an evaluation, under the 
supervision and with the participation of the Company’s management, including the Company’s Chief Executive 
Officer  and  the  Company’s  Chief  Financial  Officer,  of  the  effectiveness  of  the  design  and  operation  of  the 
Company’s  disclosure  controls  and  procedures.  Based  on  the  foregoing,  the  Company’s  Chief  Executive  Officer 
and Chief Financial Officer concluded that the Company’s disclosure controls and procedures were effective. 

(a) 

Management’s Annual Report on Internal Control over Financial Reporting.   

Management's Responsibility for Financial Statements  

We are responsible for the preparation and integrity of the Consolidated Financial Statements appearing in 
the  Annual  Report  on  Form  10-K.  The  Consolidated  Financial  Statements  were  prepared  in  conformity  with 
accounting  principles  generally  accepted  in  the  United  States  and  include  amounts  based  on  management’s 
estimates and judgments.  

We are also responsible for establishing and maintaining adequate internal control over financial reporting. 
We maintain a system of internal control that is designed to provide reasonable assurance as to the fair and reliable 
preparation  and  presentation  of  the  Consolidated  Financial  Statements,  as  well  as  to  safeguard  assets  from 
unauthorized  use  or  disposition.  The  Company  continually  evaluates  its  system  of  internal  control  over  financial 
reporting to determine if changes are appropriate based upon changes in the Company’s operations or the business 
environment in which it operates. 

Our control environment is the foundation for our system of internal control over financial reporting and is 
embodied in our Guidelines for Business Conduct. It sets the tone of our organization and includes factors such as 
integrity  and  ethical  values.  Our  internal  control  over  financial  reporting  is  supported  by  formal  policies  and 
procedures which are reviewed, modified and improved as changes occur in business conditions and operations. 

We conducted an evaluation of the effectiveness of our internal control over financial reporting based on 
the framework in Internal Control — Integrated Framework issued by the Committee of Sponsoring Organizations 
of  the  Treadway  Commission  (COSO).  This  evaluation  included  review  of  the  documentation  of  controls, 
evaluation  of  the  design  effectiveness  of  controls,  testing  of  the  operating  effectiveness  of  controls  and  a 
conclusion on this evaluation. Although there are inherent limitations in the effectiveness of any system of internal 
control over financial reporting, based on our evaluation, we have concluded that our internal control over financial 
reporting was effective as of December 31, 2009. 

74 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
KPMG  LLP,  an  independent  registered  public  accounting  firm,  has  audited  the  Consolidated  Financial 
Statements  included  in  this  Report  and,  as  part  of  their  audit,  has  issued  their  report  on  the  effectiveness  of  our 
internal control over financial reporting, included elsewhere in this Form 10-K. 

/s/ Fredric M. Zinn            
President and  
Chief Executive Officer                                    

/s/ Joseph S. Giordano III 
Chief Financial Officer and 
Treasurer   

(b) 

Report of the Independent Registered Public Accounting Firm.   

The  report  of  the  independent  registered  public  accounting  firm  is  included  in  Item  8.  “Financial 

Statements and Supplementary Data.” 

(c) 

Changes in Internal Control over Financial Reporting.   

There  were  no  changes  in  the  Company’s  internal  controls  over  financial  reporting  during  the  quarter 
ended  December 31,  2009  or  subsequent to the date the  Company  completed  its evaluation, that have  materially 
affected, or are reasonably likely to materially affect, the Company’s internal control over financial reporting.   

Over the last few years, the internal controls of Lippert have been incrementally strengthened due both to 
the installation of enterprise resource planning (“ERP”) software and business process changes. In the second half 
of 2009, the Company implemented certain significant functions of the ERP software and business process changes 
at Kinro. Implementation of additional functions of the ERP software and business process changes are planned at 
Kinro.  The  Company  also  anticipates  that  it  will  continue  to  implement  additional  functionalities  of  the  ERP 
software at both Lippert and Kinro to further strengthen the Company’s internal control. 

Item 9B. OTHER INFORMATION. 

None. 

PART III 

Item 10.  DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE. 

Information  with  respect  to  the  Company’s  Directors,  Executive  Officers  and  Corporate  Governance  is 
incorporated by reference from the information contained under the caption “Proposal 1.  Election of Directors” in 
the Company’s Proxy Statement for the Annual Meeting of Stockholders to be held on May 19, 2010 (the “2010 
Proxy Statement”) and from the information contained under “Directors and Executive Officers of the Registrant” 
in Part I of this Report. 

Information regarding Section 16 reporting compliance is incorporated by reference from the information 
contained  under  the  caption  “Voting  Securities  –  Compliance  with  Section  16(a)  of  the  Exchange  Act”  in  the 
Company’s 2010 Proxy Statement.  

The Company has adopted Governance Principles, Guidelines for Business Conduct, and a Code of Ethics 
for Senior Financial Officers (“Code of Ethics”), each of  which, as well as the  Charter and  Key  Practices of the 
Company’s Audit Committee, Compensation Committee, and Corporate Governance and Nominating Committee, 
are  available  on  the  Company’s  website  at  www.drewindustries.com.  A  copy  of  any  of  these  documents  will  be 
furnished,  without  charge,  upon  written  request  to  Secretary,  Drew  Industries  Incorporated,  200  Mamaroneck 
Avenue, White Plains, New York 10601. 

If the Company  makes any substantive amendment to the Code of Ethics or the Guidelines for Business 
Conduct,  or  grants  a  waiver  to  a  Director  or  Executive  Officer  from  a  provision  of  the  Code  of  Ethics  or  the 
Guidelines  for  Business  Conduct,  the  Company  will  disclose  the  nature  of  such  amendment  or  waiver  on  its 
website or in a Current Report on Form 8-K. There have been no waivers to Directors or Executive Officers of any 
provisions of the Code of Ethics or the Guidelines for Business Conduct. 

75 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 11.  EXECUTIVE COMPENSATION. 

The information required by this item is incorporated by reference from the information contained under 
the  caption  “Proposal  1.  Election  of  Directors  –  Executive  Compensation”  and  “Director  Compensation”  in  the 
Company’s 2010 Proxy Statement. 

Item 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND 
RELATED STOCKHOLDER MATTERS. 

The information required by this item is incorporated by reference from the information contained under 
the caption “Voting Securities – Security Ownership of Management” and “Equity Award and Incentive Plan” in 
the Company’s 2010 Proxy Statement. 

Item  13. 
INDEPENDENCE. 

  CERTAIN  RELATIONSHIPS  AND  RELATED  TRANSACTIONS,  AND  DIRECTOR 

No executive officer of the Company serves on the Company’s Compensation Committee, and there are no 

“interlocks” as defined by the Securities and Exchange Commission.  

The  information  required  by  this  item  with  respect  to  transactions  with  related  persons  and  director 
independence is incorporated by reference from the information contained under the captions “Proposal 1. Election 
of Directors – Transactions with Related Persons” and “Proposal 1. Election of Directors – Corporate Governance 
and Related Matters – Board of Directors” in the Company’s 2010 Proxy Statement.   

Item 14.  PRINCIPAL ACCOUNTANT FEES AND SERVICES. 

The information required by this item is incorporated by reference from the information contained under 

“Proposal 2. Appointment of Auditors” in the Company’s 2010 Proxy Statement. 

PART IV 

Item 15.  EXHIBITS, FINANCIAL STATEMENT SCHEDULES. 

(a) 

Documents Filed: 

Financial Statements. 

Exhibits.  See Item 15 (b) – “List of Exhibits” incorporated herein by reference. 

(1) 

(2) 

(b) 

Exhibits – List of Exhibits. 

Description 
Articles of Incorporation and By-laws. 

Drew Industries Incorporated Restated Certificate of Incorporation. 

Drew Industries Incorporated By-laws, as amended. 

Exhibit 
Number 
3 

3.1 

3.2 

Exhibit 3.1 is incorporated by reference to Exhibit III to the Proxy Statement-Prospectus constituting Part I 
of  the  Drew  National  Corporation  and  Drew  Industries  Incorporated  Registration  Statement  on  Form  S-14 
(Registration No. 2-94693). 

Exhibit 3.2 is incorporated by reference to the Exhibit bearing the same number included in the Company’s 

Form 8-K filed on November 19, 2008. 

76 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 
Number 

Description 

10 

Material Contracts. 

10.194* 

Drew Industries Incorporated 2002 Equity Award and Incentive Plan, as amended. 

10.195 

10.197* 

10.198 

10.199 

10.200 

10.201 

10.202 

10.203 

10.204 

10.205 

License  Agreement,  dated  February  28,  2003,  by  and  among  Versa  Technologies,  Inc.,  VT 
Holdings II, Inc. and Engineered Solutions LP, and Lippert Components, Inc. 

Amended  Change  of  Control  Agreement  by  and  between  Fredric  M.  Zinn  and  Registrant,  dated 
March 3, 2006, as amended on July 18, 2006 and December 23, 2008. 

Amended and Restated Credit Agreement dated as of February 11, 2005 by and among Kinro, Inc., 
Lippert  Components,  Inc.,  KeyBank,  National  Association,  HSBC  Bank  USA,  National 
Association, and JPMorgan Chase Bank, N.A., individually and as Administrative Agent. 

Amended  and  Restated  Subsidiary  Guarantee  Agreement  dated  as  of  February  11,  2005  by  and 
among Lippert Tire & Axle, Inc., Kinro Holding, Inc., Lippert Tire & Axle Holding, Inc., Lippert 
Holding, Inc., Kinro Manufacturing, Inc., Lippert Components Manufacturing, Inc., Kinro Texas 
Limited  Partnership,  Kinro  Tennessee  Limited  Partnership,  Lippert  Tire  &  Axle  Texas  Limited 
Partnership,  Lippert  Components  Texas  Limited  Partnership,  BBD  Realty  Texas  Limited 
Partnership, LD Realty, Inc., LTM Manufacturing, L.L.C., Coil Clip, Inc., Zieman Manufacturing 
Company,  with  and  in  favor  of  JPMorgan  Chase  Bank,  N.A.,  as  Administrative  Agent  for  the 
Lenders. 

Amended  and  Restated  Company  Guarantee  Agreement  dated  as  of  February  11,  2005  by  and 
among  Drew  Industries  Incorporated,  with  and  in  favor  of  JPMorgan  Chase  Bank,  N.A.,  as 
Administrative Agent for the Lenders. 

Amended  and  Restated  Subordination  Agreement  dated  as  of  February  11,  2005  by  and  among 
Kinro, Inc., Lippert Tire & Axle, Inc., Lippert Components, Inc., Kinro Holding, Inc., Lippert Tire 
&  Axle  Holding,  Inc.,  Lippert  Holding,  Inc.,  Kinro  Manufacturing,  Inc.,  Lippert  Components 
Manufacturing, Inc., Lippert Components of Canada, Inc., Coil Clip, Inc., Zieman Manufacturing 
Company, Kinro Texas Limited Partnership, Kinro Tennessee Limited Partnership, Lippert Tire & 
Axle  Texas  Limited  Partnership,  BBD  Realty  Texas  Limited  Partnership,  Lippert  Components 
Texas  Limited  Partnership,  LD  Realty,  Inc.,  LTM  Manufacturing,  L.L.C.,  with  and  in  favor  of 
JPMorgan Chase Bank, N.A., as Administrative Agent. 

Amended  and  Restated  Pledge  Agreement  dated  as  of  February  11,  2005  by  and  among  Drew 
Industries Incorporated, Kinro, Inc., Lippert Tire & Axle, Inc., Kinro Holding, Inc., Lippert Tire & 
Axle  Holding,  Inc.,  Lippert  Components,  Inc.,  Lippert  Holding,  Inc.,  with  and  in  favor  of 
JPMorgan Chase Bank, N.A., as Administrative Agent. 

Revolving  Credit  Note  dated  as  of  February  11,  2005  by  and  among  Kinro,  Inc.,  Lippert 
Components, Inc., payable to the order of JPMorgan Chase Bank, N.A. in the principal amount of 
Twenty-Five Million ($25,000,000) Dollars. 

Revolving  Credit  Note  dated  as  of  February  11,  2005  by  and  among  Kinro,  Inc.,  Lippert 
Components, Inc., payable to the order of KeyBank National Association in the principal amount 
of Twenty Million ($20,000,000) Dollars. 

Revolving  Credit  Note  dated  as  of  February  11,  2005  by  and  among  Kinro,  Inc.,  Lippert 
Components,  Inc.,  payable  to  the  order  of  HSBC  USA,  National  Association  in  the  principal 
amount of Fifteen Million ($15,000,000) Dollars. 

77 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 
Number 

10.206 

Description 

Note Purchase and Private Shelf Agreement dated as of February 11, 2005 by and among Kinro, 
Inc.,  Lippert  Components,  Inc.,  Drew  Industries  Incorporated  and  Prudential  Investment 
Management, Inc. 

10.207 

Form of Senior Note (Shelf Note). 

10.208 

10.209 

10.210 

10.211 

10.212 

10.213 

Parent  Guarantee  Agreement  dated  as  of  February  11,  2005  by  and  among  Drew  Industries 
Incorporated, Prudential Investment Management, Inc. and the Noteholders. 

Subsidiary Guaranty dated as of February 11, 2005 by and among Lippert Tire & Axle, Inc., Kinro 
Holding,  Inc.,  Lippert  Tire  &  Axle  Holding,  Inc.,  Lippert  Holding,  Inc.,  Kinro  Manufacturing, 
Inc., Lippert Components Manufacturing, Inc., Kinro Texas Limited Partnership, Kinro Tennessee 
Limited Partnership, Lippert Tire & Axle Texas Limited Partnership, Lippert Components Texas 
Limited  Partnership,  BBD  Realty  Texas  Limited  Partnership,  LD  Realty,  Inc.,  LTM 
Manufacturing,  L.L.C.,  Coil  Clip,  Inc.,  Zieman  Manufacturing  Company,  with  and  in  favor  of 
Prudential Investment Management, Inc. and the Noteholders listed thereto. 

Intercreditor  Agreement  dated  as  of  February  11,  2005  by  and  among  Prudential  Investment 
Management,  Inc.,  JPMorgan  Bank,  N.A.  (as  Lender  and  Administrative  Agent),  KeyBank, 
National  Association,  HSBC  Bank  USA,  National  Association  and  JPMorgan  Bank,  N.A.  (as 
Trustee and Administrative Agent). 

Subordination  Agreement  dated  as  of  February  11,  2005  by  and  among  Drew  Industries 
Incorporated,  Kinro,  Inc.,  Lippert  Tire  &  Axle,  Inc.,  Lippert  Components,  Inc.,  Kinro  Holding, 
Inc., Lippert Tire & Axle Holding, Inc., Lippert Holding, Inc., Kinro Manufacturing, Inc., Lippert 
Components  Manufacturing,  Inc.,  Lippert  Components  of  Canada,  Inc.,  Coil  Clip,  Inc.,  Zieman 
Manufacturing Company, Kinro Texas Limited Partnership, Kinro Tennessee Limited Partnership, 
Lippert Tire & Axle Texas Limited Partnership,  BBD Realty Texas Limited Partnership, Lippert 
Components Texas Limited Partnership, LD Realty, Inc., LTM Manufacturing, L.L.C., with and in 
favor of Prudential Investment Management, Inc. 

Pledge  Agreement  dated  as  of  February  11,  2005  by  and  among  Drew  Industries  Incorporated, 
Kinro,  Inc.,  Lippert  Tire  &  Axle,  Inc.,  Kinro  Holding,  Inc.,  Lippert  Tire  &  Axle  Holding,  Inc., 
Lippert  Components,  Inc.,  Lippert  Holding,  Inc.  in  favor  of  JPMorgan  Chase  Bank,  N.A.  as 
security trustee. 

Collateralized Trust Agreement dated as of February 11, 2005 by and among Kinro, Inc., Lippert 
Components,  Inc.,  Prudential  Investment  Management,  Inc.  and  JPMorgan  Chase  Bank,  N.A.  as 
security trustee for the Noteholders. 

10.221 

Form of Indemnification Agreement between Registrant and its officers and independent directors. 

10.223* 

10.230 

Amended Change in Control Agreement by and between Harvey F. Milman and Registrant, dated 
March 3, 2006, as amended and supplemented. 

Second Amendment to Amended and Restated Credit Agreement dated as of March 10, 2006 by 
and  among  Kinro,  Inc.,  Lippert  Components,  Inc.,  KeyBank,  National  Association,  HSBC  Bank 
USA, National Association, and JPMorgan Chase Bank, N.A., individually and as Administrative 
Agent. 

10.231* 

Executive Non-Qualified Deferred Compensation Plan, as amended. 

78 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 
Number 

Description 

10.233  Second Amended and Restated Credit Agreement dated as of November 25, 2008 by and among Kinro, 
Inc., Lippert Components, Inc., JPMorgan Chase Bank, N.A., individually and as Administrative Agent, 
and Wells Fargo Bank, N.A. individually and as Documentation Agent. 

10.234 

Second Amended and Restated Subsidiary Guarantee Agreement dated as of November 25, 2008 by and 
among  Lippert  Tire  &  Axle,  Inc.,  Kinro  Holding,  Inc.,  Lippert  Tire  &  Axle  Holding,  Inc.,  Lippert 
Holding,  Inc.,  Kinro  Manufacturing,  Inc.,  Lippert  Components  Manufacturing,  Inc.,  Kinro  Texas 
Limited  Partnership,  Kinro  Tennessee  Limited  Partnership,  Lippert  Tire  &  Axle  Texas  Limited 
Partnership,  Lippert  Components  Texas  Limited  Partnership,  BBD  Realty  Texas  Limited  Partnership, 
LD  Realty,  Inc.,  LTM  Manufacturing,  L.L.C.,  Trailair,  Inc.,  Coil  Clip,  Inc.,  Zieman  Manufacturing 
Company, with and in favor of JPMorgan Chase Bank, N.A., as Administrative Agent for the Lenders. 

10.235  Second Amended and Restated Company Guarantee Agreement dated as of November 25, 2008 by and 
among  Drew  Industries  Incorporated,  with  and  in  favor  of  JPMorgan  Chase  Bank,  N.A.,  as 
Administrative Agent for the Lenders. 

10.236  Second Amended and Restated Subordination Agreement dated as of November 25, 2008 by and among 
Drew  Industries  Incorporated,  Kinro,  Inc.,  Lippert  Tire  &  Axle,  Inc.,  Lippert  Components,  Inc.,  Kinro 
Holding,  Inc.,  Lippert  Tire  &  Axle  Holding,  Inc.,  Lippert  Holding,  Inc.,  Kinro  Manufacturing,  Inc., 
Lippert Components Manufacturing, Inc., Coil Clip, Inc., Zieman Manufacturing Company, Kinro Texas 
Limited  Partnership,  Kinro  Tennessee  Limited  Partnership,  Lippert  Tire  &  Axle  Texas  Limited 
Partnership,  BBD  Realty  Texas  Limited  Partnership,  Lippert  Components  Texas  Limited  Partnership, 
LD Realty, Inc., LTM Manufacturing, L.L.C., Trailair, Inc, with and in favor of JPMorgan Chase Bank, 
N.A., as Administrative Agent. 

10.237  Second Amended and Restated Pledge and Security Agreement dated as of November 25, 2008 by and 
among Drew Industries Incorporated, Kinro, Inc., Lippert Tire & Axle, Inc., Kinro Holding, Inc., Lippert 
Tire  &  Axle  Holding,  Inc.,  Lippert  Components,  Inc.,  Lippert  Holding,  Inc.,  with  and  in  favor  of 
JPMorgan Chase Bank, N.A., as Administrative Agent. 

10.238  Second  Amended  and  Restated  Revolving  Credit  Note  dated  as  of  November  25,  2008  by  and  among 
Kinro,  Inc.,  Lippert  Components,  Inc.,  payable  to  the  order  of  JPMorgan  Chase  Bank,  N.A.  in  the 
principal amount of Thirty Million ($30,000,000) Dollars. 

10.239  Revolving Credit Note dated as of November 25, 2008 by and among Kinro, Inc., Lippert Components, 
Inc.,  payable  to  the  order  of  Wells  Fargo  Bank,  N.A.  in  the  principal  amount  of  Twenty  Million 
($20,000,000) Dollars. 

10.240  Second Amended and Restated Note Purchase and Private Shelf Agreement dated as of November 25, 
2008 by and among Prudential Investment Management, Inc. and Affiliates, and Kinro, Inc. and Lippert 
Components, Inc., guaranteed by Drew Industries Incorporated. 

10.241 

Form of Fixed Rate Shelf Note. 

10.242 

Form of Floating Rate Shelf Note. 

10.243  Confirmation, Reaffirmation and Amendment of Parent Guarantee Agreement dated as of November 25, 
2008  by  and  among  Drew  Industries  Incorporated,  Prudential  Investment  Management,  Inc.  and  the 
Noteholders listed thereto. 

79 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 
Number 

Description 

10.245  Amended  and  Restated  Intercreditor  Agreement  dated  as  of  November  25,  2008  by  and  among 
Prudential Investment Management, Inc. and Affiliates, JPMorgan Bank, N.A. (as Lender), Wells Fargo 
Bank,  N.A.  (as  Lender),  and  JPMorgan  Bank,  N.A.  (as  Administrative  Agent,  Collateral  Agent  and 
Trustee). 

10.246  Confirmation,  Reaffirmation  and  Amendment  of  Subordination  Agreement  dated  as  of  November  25, 
2008  by  and  among  Drew  Industries  Incorporated,  Kinro,  Inc.,  Lippert  Tire  &  Axle,  Inc.,  Lippert 
Components, Inc., Kinro Holding, Inc., Lippert Tire & Axle Holding, Inc., Lippert Holding, Inc., Kinro 
Manufacturing,  Inc.,  Lippert  Components  Manufacturing,  Inc.,  Coil  Clip,  Inc.,  Zieman  Manufacturing 
Company, Kinro Texas Limited Partnership, Kinro Tennessee Limited Partnership, Lippert Tire & Axle 
Texas Limited Partnership, BBD Realty Texas Limited Partnership, Lippert Components Texas Limited 
Partnership,  LD  Realty,  Inc.,  LTM  Manufacturing,  L.L.C.,  with  and  in  favor  of  Prudential  Investment 
Management, Inc. and Affiliates. 

10.247  Confirmation, Reaffirmation and Amendment of Pledge Agreement dated as of November 25, 2008 by 
and  among  Drew  Industries  Incorporated,  Kinro,  Inc.,  Lippert  Tire  &  Axle,  Inc.,  Kinro  Holding,  Inc., 
Lippert  Tire  &  Axle  Holding,  Inc.,  Lippert  Components,  Inc.,  Lippert  Holding,  Inc.  in  favor  of 
JPMorgan Chase Bank, N.A. as trustee. 

10.248  Collateralized  Trust  Agreement  dated  as  of  November  25,  2008  by  and  among  Kinro,  Inc.,  Lippert 
Components,  Inc.,  Prudential  Investment  Management,  Inc.  and  Affiliates  and  JPMorgan  Chase  Bank, 
N.A. as security trustee for the Noteholders.   

10.249* 

10.250* 

10.251* 

10.252* 

10.253* 

10.254* 

10.255* 

Amended  Change  of  Control  Agreement  by  and  between  Joseph  S.  Giordano  III  and  Registrant 
dated July 18, 2006, as amended on December 23, 2008. 

Amended  Change  of  Control  Agreement  by  and  between  Christopher  L.  Smith  and  Registrant 
dated July 17, 2006, as amended on December 23, 2008 and March 5, 2009. 

Corrected  Executive  Compensation  and  Benefits  Agreement  between  Registrant  and  David  L. 
Webster, dated December 31, 2008. 

Executive Compensation and Benefits Agreement between Registrant and Leigh J. Abrams, dated 
April 6, 2009. 

Executive  Employment  and  Non-Competition  Agreement  between  Registrant  and  Jason  D. 
Lippert, dated May 6, 2009. 

Executive  Compensation  and  Non-Competition  Agreement  between  Registrant  and  Fredric  M. 
Zinn, dated May 28, 2009. 

Executive  Employment  and  Non-Competition  Agreement  between  Registrant  and  Scott  T. 
Mereness, dated June 24, 2009. 

Severance Agreement between Registrant and Joseph S. Giordano III, dated November 18, 2009. 

10.256* 
__________________________________ 
*Denotes a compensatory plan or arrangement. 

80 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit  10.194  is  incorporated  by  reference  to  Exhibit  10.1  to  the  Company’s  Form  8-K  dated 
January 8, 2009. 

Exhibit 10.195 is incorporated by reference to the Exhibits bearing the same numbers included in 
the Company’s Annual Report on Form 10-K for the year ended December 31, 2003. 

Exhibits  10.198-10.213  are  incorporated  by  reference  to  Exhibits  10.1-10.16  included  in  the 
Company’s Form 8-K filed on February 16, 2005. 

Exhibit 10.221 is incorporated by reference to Exhibit 99.1 included in the Company’s Form 8-K 
filed on February 9, 2005. 

Exhibits  10.197  and  10.223  are  incorporated  by  reference  to  Exhibits  10.1-10.2  included  in  the 
Company’s Form 8-K filed on January 8, 2009.  

Exhibit 10.230 is incorporated by reference to Exhibit 10.1 included in the Company’s Form 8-K 
filed on March 14, 2006. 

Exhibit 10.231 is incorporated by reference to Exhibit 10.1 included in the Company’s Form 8-K 
filed on January 9, 2009.   

Exhibits  10.233  –  10.248  are  incorporated  by  reference  to  Exhibits  10.1  -  10.16  included  in  the 
Company’s Form 8-K filed on December 2, 2008. 

Exhibit 10.249 is incorporated by reference to Exhibits 10.3 included in the Company’s Form 8-K 
filed on January 8, 2009. 

Exhibit 10.250 is incorporated by reference to Exhibit 10.4 included in the Company’s Form 8-K 
filed on January 8, 2009 and to Exhibit 10.1 included in the Company’s Form 8-K filed on March 
6, 2009. 

Exhibit 10.251 is incorporated by reference to Exhibit 10 (iii)(A) included in the Company’s Form 
8-K/A filed on January 6, 2009. 

Exhibit 10.252 is incorporated by reference to Exhibit 10 (iii)(A) included in the Company’s Form 
8-K/A filed on April 8, 2009. 

Exhibit 10.253 is incorporated by reference to Exhibit 10 (iii)(A) included in the Company’s Form 
8-K/A filed on May 6, 2009. 

Exhibit 10.254 is incorporated by reference to Exhibit 10 (iii)(A) included in the Company’s Form 
8-K/A filed on May 28, 2009. 

Exhibit 10.255 is incorporated by reference to Exhibit 10 (iii)(A) included in the Company’s Form 
8-K/A filed on June 25, 2009. 

Exhibit 10.256 is incorporated by reference to Exhibit 10 (iii)(A) included in the Company’s Form 
8-K filed on November 19, 2009. 

81 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Exhibit 
Number 

14 

14.1 

14.2 

21 

23 

24 

31 

31.1 

31.2 

32 

32.1 

32.2 

Description 

Code of Ethics. 

Code of Ethics for Senior Financial Officers. 
Exhibit 14.1 is incorporated by reference to Exhibit 14 included in the Company’s Annual Report 
on Form 10-K for the year ended December 31, 2003. 

Guidelines for Business Conduct. 
Exhibit 14.2 is filed herewith.  

Subsidiaries of the Registrant. 
Exhibit 21 is filed herewith. 

Consent of Independent Registered Public Accounting Firm.     
Exhibit 23 is filed herewith. 

Powers of Attorney. 
Powers of Attorney of persons signing this Report are included as part of this Report. 

Rule 13a-14(a)/15d-14(a) Certifications. 

Rule 13a-14(a) Certificate of Chief Executive Officer. 

Rule 13a-14(a) Certificate of Chief Financial Officer. 

Section 1350 Certifications. 

Section 1350 Certificate of Chief Executive Officer. 

Section 1350 Certificate of Chief Financial Officer. 

Exhibits 31.1 - 32.2 are filed herewith. 

82 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
SIGNATURES 

Pursuant  to  the  requirements  of  Section  13  or  15(d)  of  the  Securities  Exchange  Act  of  1934,  as  amended, 
Registrant  has  duly  caused  this  Report  to  be  signed  on  its  behalf  by  the  undersigned,  thereunto  duly 
authorized. 

Date: March 11, 2010 

DREW INDUSTRIES INCORPORATED 

By: /s/ Fredric M. Zinn 

Fredric M. Zinn, President and Chief Executive Officer  

Pursuant to the requirements of the Securities and Exchange Act of 1934, as amended, this Report has been 
signed below by the following persons on behalf of the Registrant and in the capacities and dates indicated. 

Each person whose signature appears below hereby authorizes Fredric M. Zinn and Joseph S. Giordano III, 
or either of them, to file one or more amendments to the Annual Report on Form 10-K which amendments may 
make  such  changes  in  such  Report  as  either  of  them  deems  appropriate,  and  each  such  person  hereby  appoints  
Fredric M. Zinn and Joseph S. Giordano III, or either of them, as attorneys-in-fact to execute in the name and on 
behalf of each such person individually, and in each capacity stated below, such amendments to such Report. 

Date 

Signature 

Title 

March 11, 2010 

March 11, 2010 

March 11, 2010 

March 11, 2010 

March 11, 2010 

March 11, 2010 

March 11, 2010 

March 11, 2010 

March 11, 2010 

March 11, 2010 

By: /s/ Fredric M. Zinn 
   (Fredric M. Zinn) 

By: /s/ Joseph S. Giordano III 
   (Joseph S. Giordano III) 

By: /s/ Christopher L. Smith 
   (Christopher L. Smith)  

By: /s/ Edward W. Rose, III 
   (Edward W. Rose, III) 

By: /s/ Leigh J. Abrams 
   (Leigh J. Abrams)  

By: /s/ James F. Gero 
   (James F. Gero) 

By: /s/ Frederick B. Hegi, Jr. 
   (Frederick B. Hegi, Jr.) 

By: /s/ David A. Reed 
    (David A. Reed) 

By: /s/ John B. Lowe, Jr. 
    (John B. Lowe, Jr.) 

By: /s/ Jason D. Lippert 
    (Jason D. Lippert) 

Director, President and  
Chief Executive Officer 

Chief Financial Officer and Treasurer 

Corporate Controller 

Lead Director 

Chairman of the Board of Directors  

Director 

Director 

Director 

Director 

Director 

83 

 
 
 
 
 
        
 
 
 
 
 
 
 
EXHIBIT 31.1 

CERTIFICATION OF CHIEF EXECUTIVE OFFICER PURSUANT TO 13a-14(a) 
UNDER THE SECURITIES EXCHANGE ACT OF 1934 

I, Fredric M. Zinn, President and CEO, certify that: 

1) 

2) 

3) 

4) 

I have reviewed this annual report on Form 10-K of Drew Industries Incorporated; 

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state 
a  material  fact  necessary  to  make  the  statements  made,  in  light  of  the  circumstances  under  which  such 
statements were made, not misleading with respect to the period covered by this report;  

Based  on  my  knowledge,  the  financial  statements,  and  other  financial  information  included  in  this  report, 
fairly  present  in  all  material  respects  the  financial  condition,  results  of  operations  and  cash  flows  of  the 
registrant as of, and for, the periods presented in this report;  

The  registrant's  other  certifying  officer  and  I  are  responsible  for  establishing  and  maintaining  disclosure 
controls  and  procedures  (as  defined  in  Exchange  Act  Rules  13a-15(e)  and  15d-15(e))  and  internal  control 
over  financial  reporting  (as  defined  in  Exchange  Act  Rules  13a-15(f)  and  15d-15(f))  for  the  registrant  and 
have: 

a)  Designed  such  disclosure  controls  and  procedures,  or  caused  such  disclosure  controls  and 
procedures to be designed under our supervision, to ensure that material information relating to the 
registrant,  including  its  consolidated  subsidiaries,  is  made  known  to  us  by  others  within  those 
entities, particularly during the period in which this report is being prepared; 

b)  Designed  such  internal  control  over  financial  reporting,  or  caused  such  internal  control  over 
financial  reporting  to  be  designed  under  our  supervision,  to  provide  reasonable  assurance 
regarding  the  reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for 
external purposes in accordance with generally accepted accounting principles; 

c)  Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in 
this report our conclusions about the effectiveness of the disclosure controls and procedures, as of 
the end of the period covered by this report based on such evaluation; and 

d)  Disclosed in this report any change in the registrant’s internal control over financial reporting that 
occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in 
the  case  of  an  annual  report)  that  has  materially  affected,  or  is  reasonably  likely  to  materially 
affect, the registrant’s internal control over financial reporting; and  

5) 

The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal 
control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board 
of directors (or persons performing the equivalent functions): 

a)  All significant deficiencies and material weaknesses in the design or operation of internal control 
over  financial  reporting  which  are  reasonably  likely  to  adversely  affect  the  registrant's  ability  to 
record, process, summarize and report financial information; and  

b)  Any  fraud,  whether  or  not  material,  that  involves  management  or  other  employees  who  have  a 

significant role in the registrant's internal control over financial reporting. 

Date: March 11, 2010 
By: /s/ Fredric M. Zinn   
Fredric M. Zinn, President and CEO 

84 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EXHIBIT 31.2 

CERTIFICATION OF CHIEF FINANCIAL OFFICER PURSUANT TO 13a-14(a) 
UNDER THE SECURITIES EXCHANGE ACT OF 1934 

I, Joseph S. Giordano III, Chief Financial Officer, certify that: 

1) 

2) 

3) 

4) 

I have reviewed this annual report on Form 10-K of Drew Industries Incorporated; 

Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state 
a  material  fact  necessary  to  make  the  statements  made,  in  light  of  the  circumstances  under  which  such 
statements were made, not misleading with respect to the period covered by this report;  

Based  on  my  knowledge,  the  financial  statements,  and  other  financial  information  included  in  this  report, 
fairly  present  in  all  material  respects  the  financial  condition,  results  of  operations  and  cash  flows  of  the 
registrant as of, and for, the periods presented in this report;  

The  registrant's  other  certifying  officer  and  I  are  responsible  for  establishing  and  maintaining  disclosure 
controls  and  procedures  (as  defined  in  Exchange  Act  Rules  13a-15(e)  and  15d-15(e))  and  internal  control 
over  financial  reporting  (as  defined  in  Exchange  Act  Rules  13a-15(f)  and  15d-15(f))  for  the  registrant  and 
have: 

a)  Designed  such  disclosure  controls  and  procedures,  or  caused  such  disclosure  controls  and 
procedures to be designed under our supervision, to ensure that material information relating to the 
registrant,  including  its  consolidated  subsidiaries,  is  made  known  to  us  by  others  within  those 
entities, particularly during the period in which this report is being prepared; 

b)  Designed  such  internal  control  over  financial  reporting,  or  caused  such  internal  control  over 
financial  reporting  to  be  designed  under  our  supervision,  to  provide  reasonable  assurance 
regarding  the  reliability  of  financial  reporting  and  the  preparation  of  financial  statements  for 
external purposes in accordance with generally accepted accounting principles; 

c)  Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in 
this report our conclusions about the effectiveness of the disclosure controls and procedures, as of 
the end of the period covered by this report based on such evaluation; and 

d)  Disclosed in this report any change in the registrant’s internal control over financial reporting that 
occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in 
the  case  of  an  annual  report)  that  has  materially  affected,  or  is  reasonably  likely  to  materially 
affect, the registrant’s internal control over financial reporting; and  

5) 

The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal 
control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board 
of directors (or persons performing the equivalent functions): 

a)  All significant deficiencies and material weaknesses in the design or operation of internal control 
over  financial  reporting  which  are  reasonably  likely  to  adversely  affect  the  registrant's  ability  to 
record, process, summarize and report financial information; and  

b)  Any  fraud,  whether  or  not  material,  that  involves  management  or  other  employees  who  have  a 

significant role in the registrant's internal control over financial reporting. 

Date: March 11, 2010 
By: /s/ Joseph S. Giordano III  
Joseph S. Giordano III, Chief Financial Officer  

85 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CERTIFICATION OF CHIEF EXECUTIVE OFFICER PURSUANT TO 18. U.S.C. 
SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF THE 
SARBANES-OXLEY ACT OF 2002 

EXHIBIT 32.1 

In connection with the annual report on Form 10-K of Drew Industries Incorporated (the “Company”) for 
the period ended December 31, 2009, as filed with the Securities and Exchange Commission on the date hereof (the 
“Report”), Fredric M. Zinn, President and Chief Executive Officer of the Company, hereby certifies, pursuant to 18 
U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that: 

(1) 

(2) 

The  Report  fully  complies  with  the  requirements  of  Section  13(a)  or  15(d)  of  the  Securities 
Exchange Act of 1934; and  

The  information  contained  in  the  Report  fairly  presents,  in  all  material  respects,  the  financial 
condition and results of operations of the Company. 

A signed original of this written statement required by Section 906 has been provided to the Company and 
will  be  retained  by  the  Company  and  furnished  to  the  Securities  and  Exchange  Commission  or  its  staff  upon 
request. 

By: /s/ Fredric M. Zinn 
Fredric M. Zinn  
President and Chief Executive Officer 
Principal Executive Officer  
March 11, 2010 

86 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
CERTIFICATION OF CHIEF FINANCIAL OFFICER PURSUANT TO 18. U.S.C. 
SECTION 1350, AS ADOPTED PURSUANT TO SECTION 906 OF THE 
SARBANES-OXLEY ACT OF 2002 

EXHIBIT 32.2 

In connection with the annual report on Form 10-K of Drew Industries Incorporated (the “Company”) for 
the period ended December 31, 2009, as filed with the Securities and Exchange Commission on the date hereof (the 
“Report”), Joseph S. Giordano III Chief Financial Officer of the Company, hereby certifies, pursuant to 18 U.S.C. 
Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that: 

(1) 

(2) 

The  Report  fully  complies  with  the  requirements  of  Section  13(a)  or  15(d)  of  the  Securities 
Exchange Act of 1934; and  

The  information  contained  in  the  Report  fairly  presents,  in  all  material  respects,  the  financial 
condition and results of operations of the Company. 

A signed original of this written statement required by Section 906 has been provided to the Company and 
will  be  retained  by  the  Company  and  furnished  to  the  Securities  and  Exchange  Commission  or  its  staff  upon 
request. 

By: /s/ Joseph S. Giordano III    
Joseph S. Giordano III 
Chief Financial Officer   
Principal Financial Officer 
March 11, 2010 

87 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Consent of Independent Registered Public Accounting Firm 

The Board of Directors 
Drew Industries Incorporated: 

 EXHIBIT 23 

We consent to the incorporation by reference in the Registration Statements (Nos. 333-37194, 333-91174, 
333-141276,  333-152873  and  333-161242)  on  Form  S-8  and  the  Registration  Statement  on  Form  S-3  (No.  333-
128537) of Drew Industries Incorporated and subsidiaries of our report dated March 11, 2010, with respect to the 
consolidated balance sheets of Drew Industries Incorporated and subsidiaries as of December 31, 2009 and 2008, 
and the related consolidated statements of operations, stockholders’ equity and cash flows for each of the years in 
the three-year period ended December 31, 2009 and the effectiveness of internal control over financial reporting as 
of  December  31,  2009,  which  report  appears  in  the  December  31,  2009  annual  report  on  Form  10-K  of  Drew 
Industries Incorporated and subsidiaries.   

/s/ KPMG LLP 

Stamford, Connecticut 
March 11, 2010  

88 

 
  
 
 
 
 
 
 
 
 
200

175

150

125

100

75

50

25

0

The following graph compares the cumulative 5-year total return to shareholders on Drew Industries Incorporated’s common 
stock relative to the cumulative total returns of the Russell 2000 index, and a customized peer group of four companies 
that includes: Decorator Industries Inc., Patrick Industries Inc., Spartan Motors Inc. and Universal Forest Products Inc.  
The graph assumes that the value of the investment in the company’s common stock, in the peer group, and the index 
(including reinvestment of dividends) was $100 on 12/31/2004 and tracks it through 12/31/2009.

Comparison of 5–Year Cumulative Total Return(1)
Among Drew Industries Incorporated, The Russell 2000 Index and a Peer Group

Drew Industries Incorporated                            Russell 2000                          Peer Group

$200

175

150

125

100

75

50

25

0

12/04

12/05

12/06

12/07

12/08

12/09

(1) $100 invested on 12/31/04 in stock or index, including reinvestment of dividends.

Fiscal year ending December 31.

12/04

12/05

12/06

12/07

12/08

12/09

Drew Industries Incorporated

$100.00

$155.88

$143.82

$151.51

$66.35

$114.18

Russell 2000

Peer Group

$100.00

$104.55

$123.76

$121.82

$80.66

$102.58

$100.00

$120.01

$121.24

$  81.57

$62.64

$  85.34

The stock price performance included in this graph is not necessarily indicative of future stock price performance.

 
200 Mamaroneck Avenue, White Plains, NY 10601
www.drewindustries.com