Quarterlytics / Consumer Defensive / Packaged Foods / Lifeway Foods, Inc.

Lifeway Foods, Inc.

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FY2018 Annual Report · Lifeway Foods, Inc.
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General Information

 10-K
 Doug Hass
 847-967-1010
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 0000814586 (Lifeway Foods, Inc.)
 **********
 N
 Yes
 N
 N
 No
 No
 No
 NASD

 12-31-2018

 No
 No

(End General Information)

Document Information
 8
 lifeway_10k-123118.htm
 10-K
 Form 10-K
 lifeway_10k-ex1001.htm
 EX-10.1
 First Modification to Amended and Restated Loan and Security 
Agreement
 lifeway_10k-ex0021.htm
 EX-21
 Subsidiaries of Lifeway Foods, Inc.
 lifeway_10k-ex2301.htm
 EX-23.1
 Consent
 lifeway_10k-ex3101.htm
 EX-31.1
 Certification
 lifeway_10k-ex3102.htm
 EX-31.2
 Certification
 lifeway_10k-ex3201.htm
 EX-32.1
 Certification
 lifeway_10k-ex3202.htm
 EX-32.2
 Certification

(End Document Information)

Table of Contents

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

Form 10-K

ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) 
OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2018

Commission file number: 000-17363

LIFEWAY FOODS, INC.
(Name of registrant as specified in its charter)

Illinois
(State or other jurisdiction of
incorporation or organization)

36-3442829
(IRS Employer
Identification No.)

6431 West Oakton St., Morton Grove, Illinois 60053
(Address of principal executive offices) (Zip Code)

(847) 967-1010
(Registrant’s telephone number, including area code)

Securities registered under Section 12(b) of the Exchange Act:

Title of Each Class

Name of each exchange on which registered

Common Stock, No Par Value

Nasdaq Global Market

Securities registered under Section 12(g) of the Exchange Act:
None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes No 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes No 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 
1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to 
such filing requirements for the past 90 days. Yes No 

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 
of Regulation S-T(§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit 
such files). Yes  No 

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (§ 229.405 of this chapter) is not contained herein, 
and will not be contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of 
this Form 10-K or any amendment to this Form 10-K. 

Indicate  by  check  mark  whether  the  registrant  is  a  large  accelerated  filer,  an  accelerated  filer,  a  non-accelerated  filer,  or  a  smaller  reporting 
company. See the definitions of “large accelerated filer”, “accelerated filer,” “smaller reporting company” and “emerging growth company” in Rule 
12b-2 of the Exchange Act.

Large accelerated filer 

Accelerated filer 

Non-accelerated filer 

Smaller reporting company 


Emerging growth company 


Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes No 

The aggregate market  value  of the voting  and non-voting common equity held by non-affiliates computed  by reference  to the price at which the 
stock was last sold as of June 30, 2018 ($5.03 per share as quoted on the Nasdaq Global Market) was $22,411,859.

As of March 15, 2019, 15,762,801 shares of the registrant’s common stock, no par value, were outstanding.

Portions of the Registrant’s Proxy Statement for the Annual Meeting of Shareholders to be held on June 20, 2019, are incorporated by reference into 
Part III.

1

PART I

Item 1.
Item 1A.
Item 1B.
Item 2.
Item 3.
Item 4.

PART II

Item 5.
Item 6.
Item 7.
Item 7A.
Item 8.
Item 9.
Item 9A.
Item 9B.

PART III

Item 10.
Item 11.
Item 12.
Item 13.
Item 14.

PART IV

Item 15.
Item 16. 

Table of Contents

Business
Risk Factors
Unresolved Staff Comments
Properties
Legal Proceedings
Mine Safety Disclosures

Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities
Selected Financial Data
Management’s Discussion and Analysis of Financial Condition and Results of Operations
Quantitative and Qualitative Disclosures about Market Risk
Financial Statements and Supplementary Data
Changes in and Disagreements With Accountants on Accounting and Financial Disclosure
Controls and Procedures
Other Information

Directors, Executive Officers and Corporate Governance
Executive Compensation
Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters
Certain Relationships and Related Transactions and Director Independence
Principal Accountant Fees and Services

Exhibits, Financial Statement Schedules
Form 10-K Summary
Signatures

i

Page

1
7
15
15
15
15

16
17
17
21
22
23
23
24

25
25
25
25
25

26
27
28

FORWARD LOOKING STATEMENTS

In  connection  with  the  “safe  harbor”  provisions  of  the  Private  Securities  Litigation  Reform  Act  of  1995,  readers  are  advised  that  this 
document,  any  document  incorporated  by  reference  herein,  and  other  documents  we  file  with  the  SEC,  contain  forward  looking  statements.  In 
addition, we, or others on our behalf, may make forward looking statements in press releases or written statements, or in our communications and 
discussions with investors and analysts  in  the  normal  course  of business  through meetings, webcasts,  phone  calls, and conference  calls. Forward 
looking statements are subject to certain risks and uncertainties, which could cause actual results to differ materially from those indicated by the 
forward looking statements. These statements use words, variations of words, and negatives of words such as "may," "could," "believe," "future," 
"depend,"  "expect,"  "will,"  "result,"  "can,"  "remain,"  "assurance,"  "subject  to,"  "require,"  "limit,"  "impose,"  "guarantee,"  "restrict,"  "continue," 
"become,"  "predict,"  "likely,"  "opportunities,"  "effect,"  "change,"  "future,"  "predict,"  and  "estimate."  Examples  of  forward  looking  statements 
include,  but  are  not  limited  to,  (i)  projections  of  revenues,  income  or  loss,  earnings  or  losses  per  share,  capital  expenditures,  dividends,  capital 
structure  and  other  financial  items,  (ii)  statements  of  Lifeway  Foods,  Inc.’s  (the  “Company”,  “Lifeway”,  “we”,  or  “our”)  plans  and  objectives, 
including the introduction of new products, or estimates or predictions of actions by customers, suppliers, competitors or regulatory authorities, (iii) 
statements  of  future  economic  performance,  and  (iv)  statements  of  assumptions  underlying  other  statements  and  statements  about  Lifeway  or  its 
business.

These  forward  looking  statements  are  based  on  management’s  beliefs,  assumptions,  estimates  and  observations  of  future  events  based  on 
information  available  to  our  management  at  the  time  the  statements  are  made  and  include  any  statements  that  do  not  relate  to  any  historical  or 
current  fact.  These  statements  are  not  guarantees  of  future  performance  and  they  involve  certain  risks,  uncertainties  and  assumptions  that  are 
difficult to predict. Actual outcomes and results may differ materially from what is expressed, implied or forecast by our forward looking statements 
due in part to the risks, uncertainties, and assumptions that include















The actions of our competitors and customers, including those related to price competition;

the decisions of customers or consumers;

our ability to successfully implement our business strategy;

changes in the pricing of commodities;

the effects of government regulation;

disruptions to our supply chain, or our manufacturing and distribution capabilities, including those due to cybersecurity threats; 
and

the  other  risks  and  uncertainties  that  are  set  forth  in  Item  1,  “Business”,  Item  1A  “Risk  Factors”  and  Item  7,  “Management’s 
Discussion and Analysis of Financial Condition and Results of Operations,” and that are described from time to time in our filings 
with the SEC.

These factors are not necessarily all of the important factors that could cause actual results to differ materially from those expressed in any 
of our forward looking statements. Other unknown or unpredictable factors could also have material adverse effects on future results. We intend 
these forward looking statements to speak only at the date made. Except as otherwise required to be disclosed in periodic reports required to be filed 
by  public  companies  with  the  Securities  and  Exchange  Commission  (“SEC”)  pursuant  to  the  SEC’s  rules,  we  have  no  duty  to  update  these 
statements, and we undertake no obligation to publicly update or revise any forward looking statements, whether as a result of new information, 
future events or otherwise.

ii

ITEM 1 BUSINESS

OVERVIEW

PART I

Lifeway was co-founded in 1986 by Michael and Ludmila Smolyansky shortly after their emigration from Russia to the United States. Mr. and Mrs. 
Smolyansky were the first to successfully introduce kefir to the U.S. consumer on a commercial scale, initially catering to ethnic consumers in the 
Chicago, Illinois metropolitan area. In the over thirty years that have followed, Lifeway has grown to become the largest producer and marketer of 
kefir in the U.S. and an important player in the broader market spaces of probiotic-based products and natural, “better for you” foods.

PRODUCTS

Our primary product is drinkable kefir, a cultured dairy product. Lifeway Kefir is tart and tangy, high in protein, calcium and vitamin D. Thanks to 
our exclusive blend of kefir cultures, each cup of kefir contains 12 live and active cultures and 15 to 20 billion beneficial CFU (Colony Forming 
Units) at the time of manufacture.

We manufacture (directly or through co-packers) our products under our own brand, as well as under private labels on behalf of certain customers. 
As of December 31, 2018, Lifeway offered approximately 20 varieties of our kefir products including more than 60 flavors. In addition to our core 
drinkable kefir products, we offer several lines of products developed through our innovation and development efforts. These include Kefir Cups, a 
strained,  cupped  version  of  our  kefir;  and  Organic  Farmer  Cheese  Cups,  a  cupped  version  of  our  soft  cheeses,  both  served  in  resealable  5  oz. 
containers. We also offer Skyr, a strained cupped Icelandic yogurt; Plantiful, a plant-based probiotic beverage made from organic and non-GMO pea 
protein with 10 vegan kefir cultures; a line of probiotic supplements for adults and children; and a soft serve kefir mix.

Our product categories are:

 Drinkable  Kefir,  sold  in  a  variety  of  organic  and  non-organic  sizes,  flavors,  and  types,  including  low  fat,  non-fat,  whole  milk,  protein, 

BioKefir (a 3.5 oz. kefir with additional probiotic cultures), and Kefir with Oats.







European-style soft cheeses, including farmer cheese in resealable cups.

Cream and other, which consists primarily of cream, a byproduct of making our kefir.

ProBugs, a line of kefir products in drinkable and frozen formats, designed for children.

 Other Dairy, which includes Cupped Kefir and Icelandic Skyr, a line of strained kefir and yogurt products in resealable cups.



Frozen Kefir, available in both bars and pint-size containers.

Net sales of products by category were as follows for the years ended December 31:

In thousands

Drinkable Kefir other than ProBugs
Cheese
Cream and other
Cupped Kefir and Skyr
ProBugs Kefir
Frozen Kefir (a)
Net Sales

(a)

Includes Lifeway Kefir Shop sales

2018

2017

$

%

$

%

$

$

78,523
11,486
5,276
3,836
2,795
1,434
103,350

76% $
11%
5%
4%
3%
1%
100% $

90,514
11,516
6,527
4,138
4,537
1,661
118,893

76%
10%
5%
4%
4%
1%
100%

1

Product innovation and new product development

Lifeway is committed to maintaining its positions as the leading producer of kefir and a recognized leader in the market for probiotic products. We 
routinely  evaluate  opportunities  for  new  product  flavors  and  formulations,  improved  package  design,  new  product  configurations  and  other 
innovation  opportunities.  Beyond  our  core  drinkable  kefir  products,  we  have  an  ongoing  effort  to  extend  the  strength  of  the  Lifeway  brand  and 
leverage the capabilities of the Lifeway organization into categories both inside and outside of the dairy aisle, including into non-food categories 
and into additional channels, such as gyms and fitness studios. In 2018, we continued to focus relatively more of our personnel, financial resources, 
and  management  attention  on  product  innovations,  packaging  innovations,  and  growth  opportunities  than  in  prior  years.  As  noted  above,  these 
product  innovation  and  development  efforts  have  led  to  additional  revenue  opportunities  from  our  cupped  kefir  and  cupped  cheese,  probiotic 
supplements, and non-dairy based probiotic beverage lines like Plantiful. We expect that these efforts will continue to diversify our revenue sources 
in 2019. New items introduced or expanded through our innovation efforts were offset by lower volumes of our core drinkable kefir products in 
2018.

Lifeway  considers  research  and  development  of  new  products  to  be  a  significant  part  of  our  overall  business  philosophy.  Where  possible,  we 
leverage our existing staff and facilities to conduct our innovation, research, and development efforts, rather than maintaining a dedicated research 
and development staff and facilities or relying solely on third parties.

PRODUCTION

Manufacturing

During 2018 and 2017, approximately 98% of our revenue was derived from products manufactured at our own facilities. We currently operate the 
following manufacturing and distribution facilities:

 Morton Grove, Illinois, which produces drinkable kefir, drinkable ProBugs kefir, Kefir Cups, and cheese products;

 Waukesha, Wisconsin, which produces drinkable kefir products and from which we store and distribute products;

 Niles, Illinois, which stores and serves as a distribution point for products, including those manufactured by co-packers;



Philadelphia, Pennsylvania, which produces drinkable kefir, cheese, and butter products.

We own these manufacturing facilities, and all our fixed assets associated with manufacturing, storage, and distribution of our products are located 
in the United States.

Co-Packers

In addition to the products manufactured in our own facilities, independent manufacturers (“co-packers”) manufacture some of our products. We 
have  co-packer  agreements  to  manufacture  drinkable  kefir  in  European  markets  our  frozen  kefir  products,  and  our  probiotic  supplements. 
During 2018  and  2017,  approximately  2%  of  our  revenue  was  derived  from  products  manufactured  by  co-packers.  Our  co-packers  are  audited 
regularly  by  our  staff  and  are  required  to  follow  our  specifications  and  Good  Manufacturing  Practices  (GMPs).  Additionally,  the  co-packers  are 
required  to  ensure  our  products  are  manufactured  in  accordance  with  our  quality  and  safety  specifications  and  that  they  are  compliant  with  all 
applicable laws and regulations.

2

SALES AND DISTRIBUTION

Sales Organization

We  sell  our  products  primarily  through  our  direct  sales  force,  brokers,  and  distributors.  Our  sales  organization  strives  to  cultivate  strong, 
collaborative relationships with our customers that facilitate favorable shelf placement for our products, which we believe will drive sales volumes 
when combined with our marketing efforts and our brand strength. Our relationships with food brokers provide additional retail customer coverage 
as a supplement to our direct sales force.

Distribution inside the United States

Lifeway’s products reach the consumer through four primary “route-to-market” pathways:



Retail-direct;

 Distributor;

 Direct store delivery (“DSD”);



Retail sales.

Under  the  retail-direct  channel,  we  sell  our  products  to  the  retailer  that  either  the  retailer’s  carrier  picks  up  or  Lifeway  ships  through  third  party 
carriers for delivery to those retailers’ distribution centers. In turn, our retailers then deliver the products to their respective stores. Customers in this 
route-to-market  grouping  include  Kroger,  Walmart  and  Costco.  Under  the  retail  direct  model,  optimal  product  merchandising,  assortments  and 
product  presentation  are  attended  to  by  the  retailer  with  limited  support  from  Lifeway’s  broker  network.  Sales  to  our  retail-direct  customers 
represent approximately 50% of our total net sales for the year ended 2018.

Under the distributor channel, we sell our products to distributors that either the distributor’s carrier picks up or Lifeway ships through third party 
carriers for delivery to those distributors’ designated warehouses. In turn, our distributors then sell and ship our products to their retail customers. 
Our  distributors  often  use  a  DSD  model  of  their  own  to  make  deliveries  directly  to  individual  stores,  but  they  also  make  deliveries  to  retailers’ 
distribution  centers.  Our  distributor  customers  include  United  Natural  Foods  (UNFI),  KeHE  Distributors,  and  C&S  Wholesale  Grocers.  The 
distributor  attends  to  optimal  product  merchandising,  assortments,  and  product  presentations  at  the  retail  end  of  the  channel,  with  support  from 
Lifeway’s direct sales force and broker network. Sales to our distributor customers represent approximately 44% of our total net sales for year ended 
2018.

Under the direct store delivery (DSD) route to market, we distribute our products directly to the retailer using a fleet of Company-owned vehicles 
and a team of Lifeway merchandisers who engage face-to-face with store management to ensure optimal product assortments and presentations. We 
operate our DSD model in the Chicago, Illinois metropolitan area only. Sales to our DSD customers represent approximately 4% of our total net 
sales for the year ended 2018.

In  the  Chicago,  Illinois  metropolitan  area,  Lifeway  operates  three  retail  stores  and  a  food  truck  under  its  Lifeway  Kefir  Shop  subsidiary.  The 
Lifeway  Kefir  Shop  sells  its  frozen  and  drinkable  kefir  products,  as  well  as  certain  Lifeway  products,  through  these  retail  outlets.  Sales  through 
these retail outlets represent less than 1% of net sales for the year ended 2018.

Distribution outside of the U.S. 

Substantially all of Lifeway’s products are distributed within the United States; however, certain of our distributors sell our products to retailers in 
Mexico,  Costa  Rica,  portions  of  South  America,  and  the  Caribbean.  Additionally,  Lifeway  products  reach  consumers  in  the  United  Kingdom, 
Ireland, Norway, Sweden, and the Middle East under third party co-manufacturing agreements and in-country broker and distributor arrangements. 
Sales outside the United States represents less than 1% of net sales for the year ended 2018.

3

Channel- and Market-Specific Distribution and Broker Representation Arrangements

Lifeway’s generally standardized agreements with independent distributors and food brokers allow us the latitude to establish new relationships as 
the opportunities and needs arise. Where appropriate given the relationship, market, and business opportunity, we offer exclusive channels, markets, 
and/or territories to our distributors and brokers.

We provide our independent distributors with products at wholesale prices for distribution to their retail accounts. Lifeway believes that the prices at 
which we sell our products to distributors are competitive with the prices generally paid by distributors for similar products in the markets served. 
Due  to  the  perishable  nature  of  our  products  and  the  costs  associated  with  moving  product  back  through  the  channel,  we  do  not  offer  return 
privileges  to  any  of  our  distributors  or  channel  customers;  however,  from  time  to  time  we  do  provide  our  customers  with  allowances  for  non-
saleable product.

Lifeway  engages  independent  food  brokers  generally  on  a  commission  basis,  subject  in  some  cases  to  a  minimum  commission  guarantee.  The 
commissions  vary  based  on  the  scope of  services  provided  and  customers  served. Our brokers  represent  our products  to  a variety  of prospective 
buyers.  These  buyers  could  be  specialty  stores,  retail  grocery  chains,  wholesalers,  foodservice  operators  and  distributors,  drug  chains,  mass 
merchandisers,  industrial  users,  schools  and  universities,  or  military  installations.  With  support  from  our  direct  sales  force,  brokers  may  provide 
other value-added  services.  These  may include scheduling  and  coordinating  promotions, merchandising, centralized  ordering,  and  data collection 
services.

MARKETING

We use a combination of sales incentives, trade promotions, and consumer promotions to market our products.

Sales Incentives and Trade Promotion Allowances

Lifeway  offers  various  sales  incentives  and  trade  promotional  programs  to  its  retailer  and  distributor  customers  from  time  to  time  in  the  normal 
course  of  business.  These  sales  incentives  and  trade  promotion  programs  typically  include  rebates,  in-store  display  and  demo  allowances, 
allowances for non-saleable product, coupons, and other trade promotional activities. Trade promotions support price features, displays, and other 
merchandising of our products by our retail and distributor customers. We record these arrangements as a reduction to net sales in our consolidated 
statements of operations.

Consumer Promotions and Marketing Campaigns

We  engage  in  an  ongoing  and  wide  variety  of  marketing  and  media  campaigns  -  primarily  digital  and  social  media,  print  advertising  in  some 
newspapers and magazines, and, to a lesser extent, targeted television advertising. We complement these marketing and media efforts by sponsoring 
cultural and community events, and various festivals, as well as participating in industry-related trade shows and in-store promotional events. Our 
consumer  marketing  efforts  also  include  cooperative  advertising  programs  with  our  retail  customers  and  various  couponing  campaigns,  online 
consumer relationship programs, and other similar forms of promotions.

Our  marketing  efforts  are  aimed  at  stimulating  demand  with  new  and  existing  consumers  by  elevating  awareness  and  consumption  of  kefir  and 
probiotics, as well as enhancing our brand equity. Our awareness marketing seeks to promote the verifiable nutritional profile, purity, benefits, and 
good taste of our kefir.

COMPETITION

Lifeway competes with a limited number of other domestic kefir producers and consequently faces a small amount of direct competition for kefir 
products. However, Lifeway’s kefir-based products compete with other dairy products, notably spoonable and drinkable yogurt, and, increasingly, 
with  non-dairy  probiotic  products  that  incorporate  kefir  cultures  but  are  not  kefir.  Many  of  our  competitors  are  well-established  and  have 
significantly greater financial resources than Lifeway to promote their products.

4

SUPPLIERS

We purchase our ingredients such as raw milk, pectin, and fruit purees from unaffiliated suppliers. In addition, we purchase significant quantities of 
packaging materials to package our products and natural gas and electricity to operate our facilities. Purchases are made through purchase orders or 
contracts, and price, delivery terms, and product specifications vary. Although the prices for our principal inputs can fluctuate based on economic, 
weather, and other conditions, Lifeway believes it has ready access to multiple suppliers for all ingredient, packaging, and other input requirements.

MAJOR CUSTOMERS

During the year ended December 31, 2018, two customers, United Natural Foods, Inc. (UNFI) and one other customer , represented approximately 
12% and 9% of our total net sales. These customers collectively accounted for approximately 17% of net accounts receivable as of December 31, 
2018.

SEGMENTS

Lifeway has determined that it has one reportable segment based on how our chief operating decision maker manages the business and in a manner 
consistent with the internal reporting provided to the chief operating decision maker. The chief operating decision maker, who is responsible for 
allocating  resources  and  assessing  Company  performance,  has  been  identified  collectively  as  the  Chief  Financial  Officer,  the  Chief  Operating 
Officer, the Chief Executive Officer and Chairperson of the board of directors. Substantially all of our consolidated revenues relate to the sale of 
cultured  dairy  products  that  we  produce  using  the  same  processes  and  materials  and  are  sold  to  consumers  through  a  common  network  of 
distributors and retailers in the United States.

DANONE SA

Since  October  1999,  Danone  SA,  through  subsidiaries  (collectively  “Danone”),  has  been  the  beneficial  owner  of  approximately  22%  of  the 
outstanding common stock of Lifeway. Lifeway and Danone are parties to a Stockholders’ Agreement dated October 1, 1999, which as amended 
provides  Danone  the  right  to  designate  one  director  nominee,  provides  Danone  with  anti-dilutive  rights  relating  to  certain  future  offerings  and 
issuances of capital stock, and grants Danone limited registration rights.

INTELLECTUAL PROPERTY

We own more than seventy five domestic and international trademarks and service marks. In addition, we own numerous registered and unregistered 
copyrights, registered domain names, and proprietary trade secrets, trade dress, technology, know-how, processes, and other proprietary rights that 
are not  registered.  Depending on the jurisdiction, trademarks are generally valid as long as they are in use and/or their registrations are properly 
maintained and they have not been found to have become generic. Registrations of trademarks can also generally be renewed indefinitely as long as 
the trademarks are in use. We also have licenses to use certain trademarks inside and outside of the United States and to certain product formulas, all 
subject  to  the  terms  of  the  agreements  under  which  such  licenses  are  granted.  Lifeway’s  policy  is  to  pursue  registration  of  intellectual  property 
whenever appropriate. We protect our intellectual property rights by relying on a combination of trademark, copyright, trade dress, trade secret and 
other  intellectual  property  laws,  and  domain  name  dispute  resolution  systems;  as  well  as  licensing  agreements,  third-party  confidentiality, 
nondisclosure,  and  assignment  agreements;  and  by  policing  third-party  misuses  of  our  intellectual  property.  We  regard  the  Lifeway  family  of 
trademarks and other intellectual property as having substantial value and as being an important factor in the marketing of our products. The loss of 
such protection would have a material adverse impact on our operations and share price.

REGULATION

Lifeway  is  subject  to  extensive  regulation  by  federal,  state,  and  local  governmental  authorities.  In  the  United  States,  agencies  governing  the 
manufacture, marketing, and distribution of our products include, among others, the Federal Trade Commission (“FTC”), the United States Food & 
Drug  Administration  (“FDA”),  the  United  States  Department  of  Agriculture  (“USDA”),  the  United  States  Environmental  Protection  Agency 
(“EPA”), the Occupational Safety and Health Administration (“OSHA”), and their state and local equivalents. Under various statutes, these agencies 
prescribe,  among  other  things,  the  requirements  and  standards  for  quality,  safety,  and  representation  of  our  products  to  consumers.  We  are  also 
subject to federal laws and regulations relating to our products and production. For example, as required by the National Organic Program (“NOP”), 
we rely on third parties to certify certain of our products and production locations as organic. Additionally, our facilities are subject to various laws 
and regulations regarding the release of material into the environment and the protection of the environment in other ways.

5

Internationally,  we  are  subject to  the  laws  and  regulatory  authorities  of  the  foreign  jurisdictions  in  which  we  manufacture  and  sell  our  products, 
including the Food Standards Agency in the United Kingdom; the National Service of Health, Food Safety and Agro-Food Quality (known by its 
Spanish-language acronym “SENASICA”) and the Federal Commission for the Protection from Sanitary Risks (“COFEPRIS”) in Mexico; the Food 
Safety  Authority  in  Ireland;  and  the  European  Food  Safety  Authority,  which  supports  the  European  Commission,  as  well  as  individual  country, 
province, state, and local regulations.

MILK INDUSTRY REGULATION

Our primary raw material is conventional and organic raw milk. Raw milk primarily contains raw skim milk, in addition to a small percentage of 
butterfat  and  other  components.  The  federal  government  establishes  minimum  prices  for  raw  milk  purchased  in  federally  regulated  areas.  Some 
states have established their own rules for determining minimum prices. The federal government announces prices for raw milk each month. While 
we  are  subject  to  federal  government  regulations  that  establish  minimum  prices  for  milk,  the  prices  we  pay  producers  of  organic  raw  milk  are 
generally well above such minimum prices, as organic milk production is generally costlier, and organic milk therefore commands a price premium. 
In addition to the prices for raw milk, we also pay producer (“over-order”) premiums, federal order administration costs, and other related charges 
that vary by milk product, location, and supplier.

FOOD SAFETY

Lifeway  takes  appropriate  precautions  to  ensure  the  safety  of  our  products.  In  addition  to  routine  inspections  by  state  and  federal  regulatory 
agencies, including the USDA and FDA, we have instituted Company-wide quality systems that address topics such as supplier control; ingredient, 
packaging, and product specifications; preventive maintenance; pest control; and sanitation. Each of our facilities also has in place a hazard analysis 
critical  control  points  (“HACCP”)  plan  that  identifies  critical  pathways  for  contaminants  and  mandates  control  measures  that  must  be  used  to 
prevent,  eliminate  or  reduce  relevant  food-borne  hazards.  To  the  extent  that  the  federal  Food  Safety  Modernization  Act  applies  to  Lifeway’s 
business, we develop food safety plans and implement preventive measures to protect against food contamination. We also maintain a product recall 
plan, including lot identifiability and traceability measures that allow us to act quickly to reduce the risk of consumption of any product that we 
suspect may pose a health issue.

We maintain various types of insurance, including product liability coverage, which we believe to be sufficient to cover potential product liabilities.

We  have  also  implemented  the  Safe  Quality  Food  (“SQF”)  program  at  all  of  our  facilities.  SQF  is  a  fully  integrated  food  safety  and  quality 
management  protocol  designed  specifically  for  the  food  sector.  The  SQF  Code,  based  on  universally  accepted  CODEX  Alimentarius,  HACCP 
guidelines  and  the  Global  Food  Safety  Initiative  (“GFSI”)  standards,  offers  a  comprehensive  methodology  to  manage  food  safety  and  quality 
simultaneously. Safe Quality Food or SQF certification provides an independent and external validation that a product, process or service complies 
with international, regulatory and other specified standards. Our Waukesha and Morton Grove facilities are SQF certified at the highest level of such 
certification.

SEASONALITY

Lifeway’s business is not seasonal.

EMPLOYEES

As of December 31, 2018, we employed approximately 322 employees, approximately 108 of which were members of a union bargaining unit.

AVAILABLE INFORMATION

Lifeway maintains a corporate website for investors at www.lifewayfoods.com and it makes available, free of charge, through this website its annual 
report on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K, and amendments to those reports that we file with or furnish to 
the SEC as soon as reasonably practicable after we electronically file such material with, or furnish it to, the SEC.

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ITEM 1A        RISK FACTORS

In evaluating and understanding us and our business, you should carefully consider the risks described below, in conjunction with all of the other 
information included in this Annual Report on Form 10-K, including “Management’s Discussion and Analysis of Financial Condition and Results of 
Operations” contained in Part II, Item 7 and “Quantitative and Qualitative Disclosures About Market Risk” contained in Part II, Item 7A. The risks 
and  uncertainties  described  below  are  not  the  only  ones  we  face.  Additional  risks  and  uncertainties  that  we  are  unaware  of,  or  that  we  currently 
believe are not material, may become important factors that adversely affect our business. If any of the events or circumstances described in the 
following risk factors actually occurs, our business, financial condition, results of operations, and future prospects could be materially and adversely 
affected.

Our product categories face a high level of competition, which could negatively impact our sales and results of operations.

We face significant competition for limited retailer shelf space in each of our product categories. Competition in our product categories is based on 
product innovation, product quality, price, brand recognition and loyalty, effectiveness of marketing, promotional activity, and our ability to identify 
and satisfy consumer tastes and preferences. We believe that our brands have benefited in many cases from being the first to introduce products in 
their categories, and their success has attracted competition from other food and beverage companies that produce branded products, as well as from 
private label competitors. Some of our competitors, such as Danone, General Mills, Dean Foods, Chobani, Hain Celestial Group, and Nestle, have 
substantial financial and marketing resources. These competitors and others may be able to introduce innovative products more quickly or market 
their products more successfully than we can, which could cause our growth rate to be slower than we anticipate and could cause sales to decline.

We  also  compete  with  producers  of  non-dairy  products,  such  as  Millennium  Products  and  PepsiCo,  that  have  lower  ingredient  and  production-
related costs. As a result, these competing producers may be able to offer their products to customers at a lower price point. This could cause us to 
lower our prices, resulting in lower profitability or, in the alternative, cause us to lose market share if we fail to lower prices. Furthermore, private 
label competitors are generally able to sell their products at lower prices because private label products typically have lower marketing costs than 
their branded counterparts. If our products fail to compete successfully with other branded or private label offerings, demand for our products and 
our sales volumes could be negatively impacted.

Additionally, due to high levels of competition, certain of our key retailers may demand price concessions on our products or may become more 
resistant to price increases for our products. Increased price  competition and resistance to price increases have had, and may continue to have, a 
negative effect on our results of operations.

We may not be able to successfully implement our business strategy for our brands on a timely basis or at all.

We believe that our future success depends, in part, on our ability to implement our strategy of leveraging our existing brands with our current and 
new products to maintain our market position in our product categories; drive increased sales; acquire or establish new brands; and create strategic 
alliances including potential joint ventures. Our ability to implement this strategy depends, among other things, on our ability to:

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enter into distribution and other strategic arrangements with third-party retailers and other potential distributors of our products;

compete successfully in the product categories in which we choose to operate;

introduce timely, new, cost-effective, and appealing products and innovate successfully within our existing product categories;

develop and maintain consumer interest in and demand for our brands considering prevailing consumer tastes and preferences; 

increase our brand recognition and loyalty;

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enter into strategic arrangements with third-party suppliers to obtain necessary raw materials;

identify suitable acquisition candidates or joint venture partners and accurately assess their value, growth potential, strengths, weaknesses, 
contingent and other liabilities, and potential profitability;

negotiate acquisitions and joint ventures on terms acceptable to us; and

integrate acquired brands, products, or joint ventures into our company and our business strategy.

If we fail to execute these and other important elements of our business strategy, our business and results of operations could be adversely affected.

One key element of our business strategy is to introduce timely, new, cost-effective, and appealing products and to innovate successfully within our 
existing product categories. New items introduced through our innovation efforts partially offset lower volumes in 2018 of our core drinkable kefir 
products. However, consumer tastes and preferences change rapidly, and evolve over time. Factors that may affect consumer tastes and preferences 
include:

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dietary trends and increased attention to nutritional values, such as the sugar, fat, protein, fiber or calorie content of different foods and 
beverages;

concerns regarding the health effects of specific ingredients and nutrients, such as sugar, other sweeteners, dairy, soybeans, nuts, oils, 
vitamins, fiber and minerals;

concerns regarding the public health consequences associated with obesity, particularly among young people;

decisions by yogurt and non-dairy beverage manufacturers to mislabel their products as “kefir” in order to benefit from our branding and 
marketing efforts, a marketing ploy that can cause significant confusion and misunderstanding among consumers; and

increased awareness of the environmental and social effects of food processing. 

Our future investments may not produce the results we expect when we expect them for a variety of reasons including those described herein. Our 
future product development and innovation will be reliant on our ability to identify and develop potential new growth opportunities. This process is 
inherently risky and will result in investments in substantial time and resources for which we do not achieve any return or value. Successful product 
development and innovation is also affected by our ability to launch new or improved products successfully and on a timely and cost-effective basis.

We may have to pay cash, incur debt, or issue equity, equity-linked, or debt securities to fund our business strategy, or may be unable to fund that 
strategy.  Any  of  these  events  could  adversely  affect  our  financial  results  and  our  business.  We  could  experience  similar  effects  if  we  invest 
resources in a strategy that ultimately proves unsuccessful. If, due to a failure of our strategy or any other reason, consumer demand for our products 
declines, our sales volumes, results of operations, and our business could be negatively affected, and we may not be able to create or sustain growth 
or successfully implement our business strategy.

The consolidation of our customers or the loss of any of our largest customers could negatively impact our sales and results of operations.

Customers,  such  as  supermarkets  and  food  distributors,  continue  to  consolidate.  This  consolidation  has  produced  larger,  more  sophisticated 
organizations with increased negotiating and buying power that are able to resist price increases or demand increased promotional programs, as well 
as operate with lower inventories, decrease the number of brands that they carry and increase their emphasis on private label products, all of which 
could negatively impact our business. The consolidation of retail customers also increases the risk that a significant adverse impact on their business 
could have a corresponding material adverse impact on our business.

8

Two  of  our  customers  together  accounted  for  21%  of  our  net  sales  in  the  fiscal  year  ended  December  31,  2018.  Where  we  enter  into  written 
agreements  with  our  customers,  they  are  generally  terminable  after  short  notice  periods  by  the  customer.  In  addition,  our  customers  sometimes 
award contracts based on competitive bidding, which could result in lower profits for contracts we win and the loss of business for contracts we 
lose. The loss of any large customer, the reduction of purchasing levels, or the cancellation of any business from a large customer for an extended 
period of time could negatively affect our sales and results of operations.

We rely on sales made by or through our independent distributors to customers. Distributors purchase directly for their own account for resale. The 
loss  of,  or  business  disruption  at, one  or  more  of these distributors may harm our  business.  If we  are  required to  obtain additional  or  alternative 
distribution agreements or arrangements in the future, we cannot be certain that we will be able to do so on satisfactory terms or in a timely manner. 
Our  inability  to  enter  into  satisfactory  distribution  agreements  may  inhibit  our  ability  to  implement  our  business  plan  or  to  establish  markets 
necessary to expand the distribution of our products successfully.

We are subject to the risk of product contamination and product liability claims, which could harm our reputation, force us to recall products 
and incur substantial costs.

The  sale  of  food  products  for  human  consumption  involves  the  risk  of  injury  to  consumers.  Such  injuries  may  result  from  tampering  by 
unauthorized  third  parties,  inadvertent  mislabeling,  product  contamination  or  spoilage  including  the  presence  of  foreign  objects,  substances, 
chemicals, other agents, or residues introduced during the storage, processing, handling or transportation phases. We also may be subject to liability 
if our products or production processes violate applicable laws or regulations, including environmental, health, and safety requirements, or in the 
event our products cause injury, illness, or death.

Under certain circumstances, we may be required to recall or withdraw products, suspend production of our products, or cease operations, which 
may lead to a material adverse effect on our business. In addition, customers may cancel orders for such products as a result of such events. Even if 
a  situation  does  not  necessitate  a  recall  or  market  withdrawal,  and  even  if  we  and  each  of  our  co-packers  and  suppliers  comply  in  all  material 
respects with all applicable laws and regulations, we may become subject to claims or lawsuits relating to such matters. Even if a product liability 
claim  is  unsuccessful  or  is  not  fully  pursued,  the  negative  publicity  surrounding  any  assertion  that  our  products  caused  illness  or  physical  harm, 
including the risk of reputational harm being magnified and/or distorted through the rapid dissemination of information over the Internet, including 
through  news  articles,  blogs,  chat  rooms,  and  social  media,  could  adversely  affect  our  reputation  with  existing  and  potential  customers  and 
consumers and our corporate and brand image. Moreover, claims or liabilities of this type might not be covered by our insurance or by any rights of 
indemnity or contribution that we may have against others. We maintain product liability insurance in an amount that we believe to be adequate. 
However, we cannot be sure that we will not incur claims or liabilities for which we are not insured or that exceed the amount of our insurance 
coverage. A product liability judgment against us or a product recall could have a material adverse effect on our business, consolidated financial 
condition, results of operations or liquidity.

We rely on independent certification for several of our products and facilities.

We rely on independent certification, such as certifications of our products as “organic”, or “gluten-free,” to differentiate our products from others. 
The  loss  of  any  independent  certifications  could  adversely  affect  our  market  position  as  a  probiotic-based  products  and  natural,  “better  for  you” 
foods company, which could harm our business. We rely on independent SQF certification at some of our facilities, a certification that some of our 
customers require us to maintain.

We  must  comply  with  the  requirements  of  independent  organizations  or  certification  authorities  in  order  to  label  our  products  as  certified.  For 
example, we can lose our “organic” certification if a manufacturing plant becomes contaminated with non-organic materials, or if it is not properly 
cleaned after a production run. In addition, all organic raw materials must be certified organic. Our products could lose their organic certifications if 
our raw material suppliers lose their organic certifications. Similarly, we could lose our SQF certification if we do not meet the requirements of the 
SQF Code. The loss of these certifications could cause us to lose customers that require Lifeway products and/or facilities to carry some or all of 
them, which could negatively affect our sales and results of operations.

9

Increases in the cost of raw milk could reduce our gross margin and profit.

Conventional  and  organic  raw  milk,  our  primary  raw  material,  is  an  agricultural  commodity  that  is  subject  to  price  fluctuations.  Although  both 
conventional and organic milk prices in fiscal 2018 were relatively consistent with the prior year, there can be no assurance that such prices will 
remain at these levels in the future. The supply and price of raw milk may be impacted by, among other things, weather, natural disasters, real or 
perceived supply shortages, lower dairy and crop yields, general increases in farm inputs and costs of production, political and economic conditions, 
labor actions, government actions, and trade barriers. Increases in the market price for raw milk or over-order premiums charged by producers may 
also impact our ability to enter into purchase commitments at a fixed price. There can be no assurance that our purchasing practices will mitigate 
future price risk. As a result, increases in the cost of raw milk could have an adverse impact on our profitability.

In addition, the dairy industry continues to experience periodic imbalances between supply and demand for organic raw milk. Industry regulation 
and the costs of organic farming compared to costs of conventional farming can impact the supply of organic raw milk in the market. Oversupply 
levels of organic raw milk can increase competitive pressure on our products and pricing, while supply shortages can cause higher input costs and 
reduce  our  ability  to  deliver  product  to  our  customers.  Cost  increases  in  raw  materials  and  other  inputs  could  cause  our  profits  to  decrease 
significantly  compared  to  prior  periods, as  we may  be unable to increase our  prices to offset the increased  cost of these raw materials and other 
inputs. If we are unable to obtain raw materials and other inputs for our products or offset any increased costs for such raw materials and inputs, our 
business could be negatively affected.

Reduced availability of raw materials and other inputs, as well as increased costs for them, could adversely affect us.

Our business depends heavily on raw materials and other inputs in addition to conventional and organic raw milk, such as sweeteners, diesel fuel, 
packaging  material, resin,  and other commodities.  Our  raw  materials  are generally  sourced from third-party  suppliers,  and  we  are  not  assured  of 
continued  supply,  pricing,  or  exclusive  access  to  raw  materials  from  any  of  these  suppliers.  In  addition,  some  of  our  raw  materials  are  also 
agricultural products, and therefore subject to the same vulnerabilities described above for raw milk. Other events that adversely affect our third-
party suppliers and that are out of our control could also impair our ability to obtain the raw materials and other inputs that we need in the quantities 
and at the prices that we desire. Such events include problems with our suppliers’ businesses, finances, labor relations, costs, production, insurance, 
and reputation.

The organic ingredients we use in some of our products are less plentiful and available from a fewer number of suppliers than their conventional 
counterparts.  Competition  with  other  manufacturers  in  the  procurement  of  organic  product  ingredients  may  increase  in  the  future  if  consumer 
demand for organic products increases.

Interruption of our supply chain could affect our ability to manufacture or distribute products, could adversely affect our business and sales, 
and/or could increase our operating costs and capital expenditures.

We have several supply agreements with suppliers and co-packers that require them to provide us with specific finished goods, including packaging, 
kefir, and probiotic supplements. For some of these products, we essentially rely on a single supplier or co-packer as our sole source for the item. 
The  failure  for  any  reason  of  any  such  sole  source  or  other  co-packer  to  fulfill  its  obligations  under  the  applicable  agreements  with  us  or  the 
termination or renegotiation of any such sourcing agreement could result in disruptions to our supply of finished goods and have an adverse effect 
on  our  results  of  operations.  Additionally,  our  suppliers  and  co-packers  are  subject  to  risk,  including  labor  disputes,  union  organizing  activities, 
financial  liquidity,  inclement  weather,  natural  disasters,  supply  constraints,  and  general  economic  and  political  conditions  that  could  limit  their 
ability to timely provide us with acceptable products, which could disrupt our supply of finished goods, or require that we incur additional expense 
by providing financial accommodations to the supplier or co-packer or taking other steps to seek to minimize or avoid supply disruption, such as 
establishing  new  arrangements  with  other  providers.  A  new  arrangement  may  not  be  available  on  terms  as  favorable  to  us  as  our  existing 
arrangements, if at all.

Our inability to maintain sufficient internal capacity or establish satisfactory co-packing, warehousing and distribution arrangements could limit our 
ability to operate our business or implement our strategic plan, and could negatively affect our sales volumes and results of operations.

10

Disruption of  our  manufacturing or distribution chains or information technology systems, including disruption due to cybersecurity threats, 
could adversely affect our business.

The success of our business depends, in part, on maintaining a strong production platform and we rely primarily on internal production resources to 
fulfill our manufacturing needs. Our ongoing initiatives to expand our production platform and our productive capacity could fail to achieve such 
objectives and in any case could increase our operating costs beyond our expectations and could require significant additional capital expenditures. 
If we cannot maintain sufficient production, warehousing, and distribution capacity, either internally or through third party agreements, we may be 
unable  to  meet  customer  demand and/or our  manufacturing, distribution, and warehousing  costs may  increase,  which could negatively affect  our 
business.

Furthermore, damage or disruption to our manufacturing or distribution capabilities due to weather, natural disaster, fire, environmental incident, 
terrorism,  cybersecurity  threats  and  other  security  breaches,  pandemic,  strikes,  the  financial  or  operational  instability  of  key  distributors, 
warehousing, and transportation providers, or other reasons could impair our ability to manufacture or distribute our products.

We rely on a limited number of production and distribution facilities. A disruption in operations at any of these facilities or any other disruption in 
our  supply  chain  relating  to  common  carriers,  supply  of  raw  materials  and  finished  goods,  or  otherwise,  whether  as  a  result  of  casualty,  natural 
disaster,  power  loss,  telecommunications  failure,  cybersecurity  threat,  terrorism,  labor  shortages,  contractual  disputes  or  other  causes,  could 
significantly  impair  our  ability  to  operate  our  business  and  adversely  affect  our  relationship  with  our  customers.  Furthermore,  our  insurance 
coverage may not be adequate to cover all related costs.

Our information technology systems are also critical to the operation of our business and essential to our ability to successfully perform day-to-day 
operations.  These  systems  include,  without  limitation,  networks,  applications,  and  outsourced  services  in  connection  with  the  operation  of  our 
business. A failure of our information technology systems to perform as we anticipate could disrupt our business and result in transaction errors, 
processing  inefficiencies,  and  sales  losses,  causing  our  business  to  suffer.  In  addition,  our  information  technology  systems  may  be  vulnerable  to 
damage  or  interruption  from  circumstances  beyond  our  control,  including  fire,  natural  disasters,  systems  failures,  and  cybersecurity  threats. 
Cybersecurity threats in particular are persistent, evolve quickly and include, without limitation, computer viruses, unauthorized attempts to access 
information, denial of service attacks, and other electronic security breaches. Like our customers, suppliers, subcontractors and other third parties 
with whom we do business generally, we expect that we will continue to be the subject of cybersecurity threats. In some cases we must rely on the 
safeguards  put  in  place  by  the  third  parties  with  whom  we  do  business  to  protect  against  security  threats.  We  believe  we  have  implemented 
appropriate measures and controls and have invested in sufficient resources to appropriately identify and monitor these threats and mitigate potential 
risks, including risks involving our customers and suppliers. However, there can be no assurance that any such actions will be sufficient to prevent 
cybersecurity breaches, disruptions to mission critical systems, the unauthorized release of sensitive information or corruption of data, or harm to 
facilities or personnel.

These threats and  other events could  disrupt our  operations, or  the  operations  of our  customers,  suppliers, subcontractors  and  other third parties; 
could  require  significant  management  attention  and  resources;  could  result  in  the  loss  of  business,  regulatory  actions  and  potential  liability;  and 
could negatively impact our reputation among our customers and the public. Any of these outcomes could have a negative impact on our financial 
condition, results of operations, or liquidity.

Our  debt  and  financial  obligations  could  adversely  affect  our  financial  condition,  our  ability  to  obtain  future  financing,  and  our  ability  to 
operate our business.

We have outstanding debt obligations that could adversely affect our financial condition and limit our ability to successfully implement our business 
strategy.  Furthermore,  from  time  to  time,  we  may  need  additional  financing  to  support  our  business  and  pursue  our  business  strategy,  including 
strategic acquisitions. Our ability to obtain additional financing, if and when required, will depend on investor demand, our operating performance, 
the condition of the capital markets, and other factors. We cannot assure that additional financing will be available to us on favorable terms when 
required,  or at  all.  If  we raise additional  funds  through  the  issuance  of  equity,  equity-linked,  or  debt  securities,  those  securities may  have rights, 
preferences, or privileges senior to those of our common stock, and, in the case of equity and equity-linked securities, our existing stockholders may 
experience dilution.

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As of December 31, 2018, we had outstanding borrowings of approximately $6.0 million, net of $55 of unamortized deferred financing costs, which 
consisted of a revolving line of credit. Our loan agreements contain certain restrictions and requirements that among other things:

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require us to maintain a minimum year-to-date EBITDA in fiscal year 2019, and a quarterly fixed charge coverage ratio;

limit our ability to obtain additional financing in the future for working capital, capital expenditures and acquisitions, to fund growth or for 
general corporate purposes;

limit our future ability to refinance our indebtedness on terms acceptable to us or at all;

limit our flexibility in planning for or reacting to changes in our business and market conditions or in funding our strategic growth plan; 
and

impose on us financial and operational restrictions.

Our ability to meet our debt service obligations will depend on our future performance, which will be affected by the other risk factors described in 
this Annual Report on Form 10-K. If we do not generate enough cash flow to pay our debt service obligations, we may be required to refinance all 
or  part  of  our  existing  debt, sell  our  assets,  borrow  more  money  or  raise  equity.  There  is  no  guarantee  that  we  will  be  able  to  take  any  of  these 
actions on a timely basis, on terms satisfactory to us, or at all.

Our notes bear interest at variable rates. If market interest rates increase, it will increase our debt service requirements, which could adversely affect 
our cash flow.

Our loan agreements also contain provisions that restrict our ability to:

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borrow money or guarantee debt;

create liens;

 make specified types of investments and acquisitions;

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pay dividends on or redeem or repurchase stock;

enter into new lines of business;

enter into transactions with affiliates; and

sell assets or merge with other companies.

These restrictions on the operation of our business could harm our ability to execute on our business strategy by, among other things, limiting our 
ability  to  take  advantage  of  financing,  merger  and  acquisition  opportunities,  and  other  corporate  opportunities.  Various  risks,  uncertainties,  and 
events  beyond  our  control  could  affect  our  ability  to  comply  with  these  covenants.  Unless  cured  or  waived,  a  default  would  permit  lenders  to 
accelerate the maturity of the debt under the credit agreement and to foreclose upon the collateral securing the debt.

Loss of our key management or other personnel, or an inability to attract such management and other personnel, could negatively impact our 
business.

We depend on the skills, working relationships, and continued services of key personnel, including our experienced senior management team. We 
also depend on our ability to attract and retain qualified personnel to operate and expand our business. If we lose one or more members of our senior 
management team, or if we fail to attract talented new employees, our business and results of operations could be negatively affected.

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Employee strikes and other labor-related disruptions may adversely affect our operations.

We have a union contract governing the terms and conditions of employment for a significant portion of our workforce. Although we believe union 
relations since the union’s certification as the exclusive bargaining representative of this portion of our workforce have been amicable, there is no 
assurance that this will continue in the future or that we will not be subject to future union organizing activity. There are potential adverse effects of 
labor disputes with our own employees or by others who provide warehousing, transportation, and distribution, both domestic and foreign, of our 
raw  materials  or  other  products.  Strikes  or  work  stoppages  or  other  business  interruptions  could  occur  if  we  are  unable  to  renew  collective 
bargaining agreements on satisfactory terms or enter into new agreements on satisfactory terms, which could impair manufacturing and distribution 
of our products or result in a loss of sales, which could adversely impact our business, financial condition, or results of operations. The terms and 
conditions of existing, renegotiated, or new collective bargaining agreements could also increase our costs or otherwise affect our ability to fully 
implement future operational changes to enhance our efficiency or to adapt to changing business needs or strategy.

Our intellectual property rights are valuable, and any inability to protect them could reduce the value of our products and brands.

We consider our intellectual property rights, particularly our trademarks, but also our copyrights, registered domain names, and proprietary trade 
secrets, technology, know-how, processes and other proprietary rights to be a significant and valuable aspect of our business. We attempt to protect 
our intellectual property rights by relying on a combination of trademark, copyright, trade dress, trade secret, and other intellectual property laws, 
and  domain  name  dispute  resolution  systems;  as  well  as  licensing  agreements,  third-party  confidentiality,  nondisclosure,  and  assignment 
agreements; and by policing third-party misuses of our intellectual property. Our failure to obtain or maintain adequate protection of our intellectual 
property rights, or any change in law or other changes that serve to lessen or remove the current legal protections of our intellectual property, may 
diminish our competitiveness and could materially harm our business.

We also face the risk of claims that we have infringed third parties’ intellectual property rights. Any claims of intellectual property infringement, 
even those without merit, could be expensive and time consuming to defend, cause us to cease making, licensing, or using products that incorporate 
the challenged intellectual property, require us to redesign or rebrand our products or packaging, divert management’s attention and resources, or 
require  us  to  enter  into  royalty  or  licensing  agreements  to  obtain  the  right  to  use  a  third  party’s  intellectual  property.  Any  royalty  or  licensing 
agreements, if required, may not be available to us on acceptable terms or at all. Additionally, a successful claim of infringement against us could 
result in our being required to pay significant damages, enter into costly license or royalty agreements, or stop the sale of certain products, any of 
which could have a negative effect on our results of operations.

Litigation or legal proceedings could expose us to significant liabilities and have a negative impact on our reputation.

We are or may become party to various claims and legal proceedings in the ordinary course of our business. These claims and legal proceedings 
may include lawsuits or claims relating to contracts, intellectual property, product recalls, product liability, the marketing and labeling of products, 
employment matters, environmental matters, regulatory compliance, or other aspects of our business. Even when not merited, the defense of these 
claims  and  legal  proceedings  may  divert  our  management’s  attention,  and  we  may  incur  significant  expenses  in  defending  these  claims  and 
proceedings. In addition, we may be required to pay damage awards or settlements or become subject to injunctions or other equitable remedies, 
which could have a material adverse effect on our financial position, cash flows, or results of operations. The outcome of litigation is often difficult 
to predict, and the outcome of pending or future claims and legal proceedings may have a material adverse effect on our financial position, cash 
flows, or results of operations. We evaluate these claims and legal proceedings to assess the likelihood of unfavorable outcomes and to estimate, if 
possible, the amount of potential losses. Based on these assessments and estimates, we establish reserves or disclose the relevant litigation claims or 
legal proceedings, as appropriate. These assessments and estimates are based on the information available to management at the time and involve a 
significant amount of management judgment. Actual outcomes or losses may differ materially from our current assessments and estimates. If actual 
outcomes or losses differ materially from our current assessments and estimates or additional claims or legal proceedings are initiated, we could be 
exposed to significant liabilities.

13

Our business is subject to various food, environmental, and health and safety laws and regulations, which may increase our compliance costs, 
subject us to liabilities, or otherwise adversely affect our business.

Our business operations are subject to numerous requirements in the United States relating to food safety, production, and marketing, as well as the 
protection of the environment, and health and safety matters. The food production and marketing industry is subject to a variety of federal, state, 
local, and foreign laws and regulations, including food safety requirements related to the ingredients, manufacture, processing, storage, marketing, 
advertising, labeling, and distribution of our products, as well as those related to worker health and workplace safety. Our activities, both in and 
outside of the United States, are subject to extensive regulation. We are regulated by, among other federal and state authorities, the FDA, USDA, the 
U.S.  Federal  Trade  Commission  (“FTC”),  and  the  U.S.  Departments  of  Commerce,  and  Labor,  as  well  as  by  similar  authorities  in  the  foreign 
countries  in  which  we  do  business.  Environmental  laws  including  the  Clean  Air  Act,  the  Clean  Water  Act,  the  Comprehensive  Environmental 
Response, Compensation and Liability Act of 1980, as amended, and the National Organic Standards of the U.S. Department of Agriculture, as well 
as similar state and local statutes and regulations in the United States and in each of the foreign countries in which we do business apply to our 
business  operations  as  well.  These  laws  and  regulations  govern,  among  other  things,  air  emissions  and  the  discharge  of  wastewater  and  other 
pollutants, the use of refrigerants, the handling and disposal of hazardous materials, and the cleanup of contamination in the environment.

In addition, the marketing and advertising of our products could make us the target of claims relating to alleged false or deceptive advertising under 
federal,  state,  and  foreign  laws  and  regulations,  and  we  may  be  subject  to  initiatives  that  limit  or  prohibit  the  marketing  and  advertising  of  our 
products to children.

We  are  also  subject  to  federal  laws  and  regulations  relating  to  our  organic  products  and  production.  For  example,  as  required  by  the  National 
Organic Program (“NOP”), we rely on third parties to certify certain of our products and production locations as organic. Regulations and formal 
and informal positions taken by the NOP pursuant to the Organic Foods Production Act of 1990, which created the NOP, are subject to continued 
review and scrutiny.

Changes  in  these  laws  or  regulations  or  the  introduction  of  new  laws  or  regulations  could  increase  our  compliance  costs,  increase  other  costs  of 
doing business for us, our customers, or our suppliers, or restrict our actions, which could adversely affect our results of operations. In some cases, 
new  laws  and  regulations  or  other  federal  and  state  regulatory  initiatives  could  interrupt  distribution  of  our  products  or  force  changes  in  our 
production processes and our products. Governmental regulations also affect taxes and levies, healthcare costs, energy usage, immigration, and other 
labor issues, all of which may have a direct or indirect effect on our business or those of our customers or suppliers. These costs could negatively 
affect our results of operations and financial condition. Further, if we are found to be in violation of applicable laws and regulations in these areas, 
we could be subject to civil remedies, including third-party claims for property damage or personal injury, fines, injunctions, recalls, clean up costs, 
and other civil sanctions, as well as potential criminal sanctions, any of which could have a material adverse effect on our business.

The Smolyansky family controls a majority of our common stock and has the ability to control the outcome of matters submitted for stockholder 
approval.

A majority of our common stock is controlled by members of the Smolyansky family, and collectively, they have the ability to control the outcome 
of stockholder votes, including the election of all of our directors and the approval or rejection of any merger, change of control, or other significant 
corporate transaction. No person interested in acquiring Lifeway will be able to do so without obtaining the consent of the Smolyansky family. We 
believe that having the Smolyansky family as a significant part of a long-term-focused, committed, and engaged stockholder base provides us with 
an important strategic advantage, particularly in a business with a mature, well-recognized brand. This advantage could be eroded or lost, however, 
should Smolyansky family members cease, collectively, to be controlling stockholders of Lifeway. We desire to remain independent and family-
owned, and we believe the Smolyansky family shares these interests. However, the Smolyansky family’s interests may not always be aligned with 
other  stockholders’  interests.  By  exercising  their  control,  the  Smolyansky  family  could  cause  Lifeway  to  take  actions  that  are  at  odds  with  the 
investment goals of institutional, short-term, non-voting, or other non-controlling investors, or that have a negative effect on our stock price.

14

Because  the  Smolyansky  family,  collectively,  controls  a  majority  of  our  common  stock  (approximately  50.4%),  we  are  considered  a  “controlled 
company” under Nasdaq Listing Rules. Controlled companies are exempt from Nasdaq listing standards that require a board composed of a majority 
of independent directors, a fully independent nominating/corporate governance committee, and a fully independent compensation committee. Our 
Board of Directors has determined that Lifeway will avail itself of these exemptions, though we currently maintain a Board composed of a majority 
of independent directors. In reliance on the controlled company exemptions described above, we have chosen to combine our audit, compensation, 
and nominating committees into an Audit and Corporate Governance Committee comprised of a majority of the Board’s independent directors to 
eliminate  unnecessary  redundancies  in  our  independent  committee  structure  given  the  size  of  our  Board.  The  Committee  fulfills  the  Board’s 
delegated audit, compensation, and nominating duties. As a result of our use of controlled company exemptions, our corporate governance practices 
differ from those of non-controlled companies, which are subject to all of the Nasdaq corporate governance requirements.

We have identified a material weakness in our internal control over financial reporting, and our business and stock price may be adversely 
affected if we have other material weaknesses or significant deficiencies in our internal control over financial reporting. 

Maintaining  effective  internal  control  over  financial  reporting  is  necessary  for  us  to  produce  reliable  financial  statements.  We  have  identified  a 
material  weakness  in  our  internal  control  over  financial  reporting  related  to  our  controls  over  the  review  of  the  step  one  goodwill  impairment 
evaluation performed by third party valuation experts. A description of the material weakness can be found in Item 9A of this report. As a result of 
this material weakness, management concluded that our disclosure controls and procedures and internal control over financial reporting were not 
effective as of December 31, 2018.

Unless  and  until  this  material  weakness  has  been  remediated,  or  should  new  material  weaknesses  arise  or  be  discovered  in  the  future,  material 
misstatements  could  occur  and  go  undetected  in  our  interim  or  annual  consolidated  financial  statements  and  we  may  be  required  to  restate  our 
financial  statements.  In  addition,  we  may  experience  delays  in  satisfying  our  reporting  obligations  or  to  comply with  SEC  rules  and  regulations, 
which could result in investigations and sanctions by regulatory authorities. Any of these results could adversely affect our business and the value of 
our common stock. 

ITEM 1B        UNRESOLVED STAFF COMMENTS

Not applicable.

ITEM 2            PROPERTIES

We operate the following facilities:

Location
Morton Grove, Illinois
Waukesha, Wisconsin
Niles, Illinois
Philadelphia, Pennsylvania

Chicago, Illinois
Chicago, Illinois
New York, New York

Owned / Leased
Owned
Owned
Owned
Owned

Leased
Leased
Leased

Principal Use
Production of kefir and cheese, principal executive offices
Production of kefir, administrative offices
Distribution center, administrative offices
Production of kefir and cheese, administrative offices

3 Retail stores
Administrative offices
Administrative offices

Lifeway believes that its facilities are adequate for its current needs and that suitable additional space will be available on commercially acceptable 
terms as required. We believe that we have adequate insurance coverage for all of our properties.

ITEM 3           LEGAL PROCEEDINGS

From time to time we are engaged in litigation matters arising in the ordinary course of business. While the results of litigation and claims cannot be 
predicted  with  certainty,  Lifeway  believes  that  no  such  matter  is  reasonably  likely  to  have  a  material  adverse  effect  on  our  financial  position  or 
results of operations.

ITEM 4           MINE SAFETY DISCLOSURES

None

15

PART II

ITEM 5           MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER 
PURCHASES OF EQUITY SECURITIES

Our common stock is listed on the Nasdaq Global Market under the symbol “LWAY.” Trading commenced on March 29, 1988. As of March 15, 
2019, there were approximately 150 holders of record of Lifeway’s Common Stock.

Common stock price

The following table shows the high and low sale prices per share of our common stock as reported on the Nasdaq Global Market for each quarter 
during the two most recent fiscal years:

First Quarter
Second Quarter
Third Quarter
Fourth Quarter

First Quarter
Second Quarter
Third Quarter
Fourth Quarter

Dividend Policy

Common Stock Price Range
2017

Low

High

10.31
9.12
8.15
7.79

$
$
$
$

2018

5.99
4.79
2.66
1.88

$
$
$
$

Low

11.83
10.58
9.62
10.56

8.40
6.48
4.63
3.39

High

$
$
$
$

$
$
$
$

Lifeway does not routinely declare and pay dividends. From time to time however our Board of Directors may declare and pay dividends depending 
on our operating cash flow, financial condition, capital requirements and such other factors as the Board of Directors may deem relevant.

There were no dividends declared or paid in fiscal 2018 or 2017.

16

Issuer Purchases of Equity Securities 

Period

Total number of 
shares purchased

Average price 
paid per share

Total number of shares purchased as 
part of a publicly announced program 
(a)

Approximate Dollar Value of Shares that may 
yet be Purchased Under the Plans or Programs
($ in thousands)

to 

to 

to 

to 

to 

8/1/2017 
8/31/2017
9/1/2017 
9/30/2017
10/1/2017 
10/31/2017
11/1/2017 
11/30/2017 (a)
12/1/2017 
12/31/2017
Fiscal Year 2017

to 

to 

to 

to 

to 

1/1/2018 
1/31/18
2/1/2018 
2/28/2018
4/1/2018 
4/30/2018
6/1/2018 
6/30/2018
8/1/2018 
8/31/2018
9/1/2018 
9/30/2018
11/1/2018 
11/30/2018
12/1/2018 
12/31/2018
Fiscal Year 2018

to 

to 

to 

85,665 $

10.54

31,348 $

12,818 $

10,390 $

7,325 $
147,546 $

106,441 $

24,486 $

15,433 $

4,143 $

1,332 $

40,364 $

17,228 $

8,305 $
217,732 $

9.06

9.23

10.37

10.03
10.07

8.22

7.21

6.09

5.46

3.96

3.35

2.99

2.25
6.33

– $

31,348 $

12,818 $

10,390 $

7,325 $
61,881 $

106,441 $

24,486 $

15,433 $

4,143 $

1,332 $

40,364 $

17,228 $

8,305 $
217,732 $

1,220

936

818

5,895

5,822
5,822

5,007
4,830

4,736

4,714

4,709

4,573

4,522

4,503

4,503

(a) During the fourth quarter of 2015, Lifeway publicly announced a share repurchase program. On November 1, 2017, the our Board of 
Directors amended the 2015 stock repurchase program (the “2017 amendment”), by adding to (i.e., exclusive of the shares previously 
authorized under the 2015 stock program repurchase) the authorization the lesser of $5,185 or 625 shares. The program has no 
expiration date.

ITEM 6           SELECTED FINANCIAL DATA

Not applicable

ITEM 7           MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

The following discussion of the financial condition and results of operations for the years ended December 31, 2018 and December 31, 2017 should 
be read in conjunction with the audited consolidated financial statements and the notes to those statements that are included elsewhere in this report 
on Form 10-K. In addition to historical information, the following discussion contains certain forward-looking statements within the “safe harbor” 
provisions  of  the  Private  Securities  Litigation  Reform  Act  of  1995.  These  statements  relate  to  our  future  plans,  objectives,  expectations  and 
intentions. These statements may be identified by the use of words such as "may," "could," "believe," "future," "depend," "expect," "will," "result," 
"can,"  "remain,"  "assurance,"  "subject  to,"  "require,"  "limit,"  "impose,"  "guarantee,"  "restrict,"  "continue,"  "become,"  "predict,"  "likely," 
"opportunities,"  "effect,"  "change,"  "future,"  "predict,"  and  "estimate,"  and  similar  terms  or  terminology,  or  the  negative  of  such  terms  or  other 
comparable terminology. Although we believe the expectations expressed in these forward-looking statements are based on reasonable assumptions 
within the bounds of our knowledge of our business, our actual results could differ materially from those discussed in these statements. Factors that 
could contribute to such differences include, but are not limited to, those discussed in the “Risk Factors” section in Part I, Item 1A. We undertake no 
obligation to update publicly any forward-looking statements for any reason even if new information becomes available or other events occur in the 
future.

17

Results of Operations

Comparison of Year Ended December 31, 2018 to Year Ended December 31, 2017 (in 000’s)

Net sales

Cost of goods sold
Depreciation expense
Total cost of goods sold

Gross profit

Gross Profit % to net sales

Selling expenses

Selling expenses % to net sales

General & administrative expenses

General & administrative % to net sales

Goodwill impairment

Amortization expense

Total operating expenses

Total operating expense % to net sales

Income (loss) from operations

Income (loss) from operations % to net sales

Net Sales

December 31,

Change

2018

2017

$

%

$

$

$

$

$

$

$

$

$

103,350

74,646
2,846
77,492

25,858
25.0%

13,477
13.0%

13,616
13.2%

1,244

631

28,968
28.0%
(3,110)
(3.0%)

$

$

$

$

$

$

$

$

$

118,893

85,757
2,440
88,197

30,696
25.8%

16,595
14.0%

13,955
11.7%

–

672

31,222
26.3%
(526)
(0.4%)

$

$

$

$

$

$

$

$

$

(15,543)

(13.1%)

11,111
(406)
10,705

–

12.1%

(4,838)

(15.8%)

3,118

339

18.8%

2.4%

(1,244)

(100.0%)

41

2,254

6.1%

7.2%

(2,584)

(491.3%)

Net sales finished at $103,350 for the year ended December 31, 2018, a decrease of $15,543 or 13.1% versus prior year. The decline was primarily 
due to volume/mix of 16.6%, partially offset by lower spend in trade promotion and allowances of 1.7%, and partially offset by pricing gains of 
1.8%.  The  decline  in  volume/mix  was  primarily  driven  by  volume  softness  in  our  branded  drinkable  and  ProBugs  kefir,  partially  offset  by  the 
incremental volume of new item introductions. The volume decline reflects lower consumption of our products that is consistent with the overall 
volume decline in dairy and cultured dairy product categories.

Pricing primarily includes the favorable impact of a second quarter 2018 price increase to recover higher input costs. This increase was partially 
offset  by  the  lapping  of  a  price  reduction  driven  by  the  shift  in  delivery  method  for  select  customers  in  the  first  quarter  2017.  The  favorable 
promotional activity reflects lower trade spending, partially offset by the increased redemptions on our 2018 coupon program.

18

Gross Profit

Gross profit as a percentage of net sales was 25.0% during the year ended December 31, 2018. Gross profit percentage was 25.8% in the prior year. 
The decline versus the prior year was primarily due to the unfavorable impact of operating leverage that arises from lower net sales relative to fixed 
costs, increased trade promotion investment, and higher freight and fixed costs, partially offset by an increase in pricing and a reduction in variable 
costs.  Additionally,  depreciation  expense  increased  reflecting  the  continued  investment  in  manufacturing  improvements.  We  incurred  $139k  of 
direct labor severance expense in 2018 to reduce expense and create efficiencies in our manufacturing process.

Selling Expenses

Selling expenses decreased by $3,118 or 18.8% to $13,477 during the year ended December 31, 2018. The decrease versus prior year, primarily 
reflects a change in media spending to reduce programs with lower efficiency. The primary driver was a reduction in television advertising spend in 
2018 compared to the prior year, and to a lesser extent lower broker commissions and marketing spending. The reduction was partially offset by 
severance expense. We incurred $274 of selling severance expense in 2018 to align our organizational structure and reduce expenses.  

General and administrative expenses

General and administrative expenses were slightly lower for the year ended December 31, 2018 finishing at $13,616, 2.4% below the prior year. 
This  reflects  decreased  incentive  compensation  and  bad  debt  expense,  partially  offset  by  severance  expense.  We  incurred  $431  of  general  and 
administrative severance expense in 2018 to align our organizational structure and reduce expenses.

As noted in the sections above, we incurred a total of $845 of severance expense during fiscal year 2018, primarily in the fourth quarter.

Goodwill Impairment

During  the  fourth  quarter  of  fiscal  2018,  we  recorded  a  goodwill  impairment  charge  of  $1,244.  There  were  no  goodwill  impairment  charges 
recorded during fiscal 2017. See Note 5, Goodwill and Intangible Assets, in the Notes to the Consolidated Financial Statements included in Item 8 
of this Form 10-K.

Provision for Income Taxes

The provision for income tax includes federal, state and local income taxes. Benefit for income taxes was $225 during the year ended December 31, 
2018, compared to a benefit for income taxes of $458 during the same period in 2017.

Our effective income tax rate (ETR) was 6.8% and 57.0% of pre-tax loss for the years ended December 31, 2018 and 2017, respectively. The lower 
effective tax rate was primarily due to the reduction in the federal statutory tax rate and the 2018 impairment of goodwill that was not deductible for 
tax purposes.

On December 22, 2017, the Tax Cuts and Jobs Act (the “Act”) was signed into law. The Act significantly changed U.S. income tax law by, among 
other things, reducing the U.S. federal income tax rate from 35% to 21%, transitioning from a global tax system to a modified territorial tax system, 
eliminating the domestic manufacturing deduction, reducing the dividend received deduction, and limiting the tax deductions for interest expense 
and executive compensation.

Section 162(m) of the Code limits the deductibility of compensation paid to certain of our executives. Under the Act’s amendments to Section 162
(m), no tax deduction in taxable years beginning after December 31, 2017 is allowed for compensation paid to any covered employee to the extent 
that the total compensation for that covered employee exceeds $1,000,000 in any taxable year. Although the Act eliminated the prior tax deduction 
under Section 162(m) for performance-based executive compensation, it included a transition rule under which the changes to Section 162(m) will 
not apply to awards made to our covered employees who had the right to participate in our 2015 Omnibus Incentive Plan pursuant to written binding 
contracts in effect as of November 2, 2017, as long as those contracts have not subsequently been modified in any material respect. Accordingly, 
subject  to  further  guidance  from  the  Treasury  Department  and  the  Internal  Revenue  Service  (“IRS”),  we  expect  that  performance-based 
compensation paid to our executives under our Omnibus Plan will remain eligible for the Section 162(m) exemption in 2019.

19

Income taxes are discussed in Note 9 in the Notes to the Consolidated Financial Statements.

Net loss

We reported a net loss of $(3,086) or $(0.19) per basic and diluted common share for the year ended December 31, 2018 compared to net loss of 
$(346) or $(0.02) per basic and diluted common share in the same period in 2017.

Liquidity and Capital Resources 

We expect to meet our foreseeable liquidity and capital resource requirements through anticipated cash flows from operations; our revolving credit 
facility; and cash and cash equivalents. The success of our business and financing strategies will continue to provide us with the financial flexibility 
to take advantage of various opportunities as they arise.

Sources and Uses of Cash

Lifeway had a net decrease in cash and cash equivalents of $1,980 during the year ended December 31, 2018 compared to a net decrease in cash and 
cash equivalents of $3,834 in the same period in 2017. The drivers of the year over year change are as follows:

Net  cash  provided  by  operating  activities  was  $2,417  during  the  year  ended  December  31,  2018  compared  to  net  cash  provided  by  operating 
activities of $3,808 in the same period in 2017. The decline in cash provided by operating activities primarily results from lower net income.

Net  cash  used  in  investing  activities  was  $2,720  during  the  year  ended  December  31,  2018  compared  to  net  cash  used  in  investing  activities  of 
$5,316 in the same period in 2017. The lower level of net cash used in investing activities in 2018 reflects lower capital spending. Capital spending 
was $2,824 during the year ended December 31, 2018 compared to $5,341 in 2017. Our capital spending is focused in three core areas: growth, cost 
reduction,  and  facility  improvements.  Growth  capital  spending  supports  new  product  innovation  and  enhancements.  Cost  reduction  spending 
supports manufacturing efficiency, safety and productivity.

Net  cash  used  in  financing  activities  was  $1,677  during  the  year  ended  December  31,  2018  compared  to  net  cash  used  in  financing  activities  of 
$2,326 in the same period in 2017. On November 1, 2017, Lifeway’s Board approved an increase in the aggregate amount under our previously 
announced  2015  stock  repurchase  program  (the  “2017  Repurchase  Plan  Amendment”),  by  adding  to  (i.e.,  exclusive  of  the  shares  previously 
authorized under the 2015 stock repurchase program) the authorization the lesser of $5,185 or 625 shares. We repurchased approximately 218 shares 
of  common  stock  at  a  cost  of  $1,379  during  the  year  ended  December  31,  2018  under  the  2017  Repurchase  Plan  Amendment.  We  may  execute 
transactions from time to time in the open market or by private negotiation, in accordance with all applicable securities laws and regulations. We 
intend to hold repurchased shares in treasury for general corporate purposes, including issuances under our 2015 Omnibus Incentive Plan. Treasury 
shares are accounted for using the cost method.

Revolving credit facility.

On May 7, 2018, Lifeway entered into an Amended and Restated Loan and Security Agreement (the “Revolving Credit Facility”) with its existing 
lender.  The  Revolving  Credit  Facility  provides  for  a  revolving  line  of  credit  up  to  a  maximum  of  $10  million  (the  “Revolving  Loan”)  with  an 
incremental facility not to exceed $5 million (the “Incremental Facility” and together with the Revolving Loan, the “Loans”).

We used the Revolving Credit Facility to retire all the then-outstanding term loans described in Note 7 to the consolidated financial statements. The 
Revolving Credit Facility provides us advantages over our prior debt facilities, including that it does not require scheduled principal payments, gives 
us access to unused credit capacity, and does not require costly annual amendments or extensions. Additionally, we have no debt maturities until 
May 2021.

The Revolving Credit Facility contains financial covenants requiring us to achieve a minimum EBITDA threshold for each of the fiscal quarters 
during  the  year  ended  December  31,  2018  and  maintain  (a)  a  fixed  charge  coverage  ratio  of  no  less  than  1.25  to  1.0,  and  (b)  a  senior  debt  to 
EBTIDA ratio of not more than 3.0 to 1.0 at December 31, 2018 and for each of the succeeding fiscal quarters ending through the expiration date. 
We  were  not  in  compliance  with  the  minimum  EBITDA  ratio  and  fixed  charge  coverage  ratio  covenants  at  December  31,  2018,  but  we  have 
obtained a waiver of those covenants as of that date. The revolving credit facility was amended on April 10, 2019, effective March 31, 2019. See 
Note 14 to the consolidated financial statements

20

We believe we have ample access to additional capital under the available borrowings and accordion feature of our revolving credit facility. We may 
issue  debt  or  equity  securities  from  time  to  time  when  we  determine  that  market  conditions  and the  opportunity  to  utilize  the  proceeds  from  the 
issuance  of  such  securities  are  favorable.  Such  opportunities  could  include  refinancing  existing  indebtedness,  funding  capital  expenditures, 
extending  our  debt  maturities  in  a  favorable  interest  rate  environment,  or  taking  advantage  of  acquisition  opportunities  that  generate  favorable 
returns.

Off-Balance Sheet Arrangements

We do not have any off-balance sheet financing arrangements as defined in Item 303(a)(4) of Regulation S-K.

Contractual Obligations

Not applicable.

Critical Accounting Policies and Use of Estimates

Critical accounting policies are defined as those most important to the portrayal of a company’s financial condition and results, and require the most 
difficult, subjective, or complex judgments. In many cases, the accounting treatment of a particular transaction is specifically dictated by US GAAP 
with no need for the application of our judgement. In certain circumstances, the preparation of our Consolidated Financial Statements in conformity 
with US GAAP requires us to use our judgment to make certain estimates and assumptions. These estimates affect the reported amounts of assets 
and liabilities and disclosures of contingent assets and liabilities at the date of the Consolidated Financial Statements and the reported amounts of 
net  sales  and  expenses  during  the  reporting  period.  We  believe  in  the  quality  and  reasonableness  of  our  critical  accounting  estimates;  however, 
materially different amounts might be reported under different conditions or using assumptions, estimates or making judgments different from those 
that  we  have  applied.  Management  has  discussed  the  development  and  selection  of  these  critical  accounting  policies,  as  well  as  our  significant 
accounting policies (see Note 2 to the Consolidated Financial Statements), with the Audit Committee of our Board of Directors. We have identified 
the policies described below as our critical accounting policies.

Goodwill and intangible asset valuation

Our  goodwill  and  intangible  assets  have  resulted  from  acquisitions.  Goodwill  and  indefinite  lived  intangible  assets  are  not  amortized,  but  rather 
evaluated for impairment annually and on an interim basis when circumstances arise that indicate that impairment may have occurred. Considerable 
management judgement is necessary to evaluate goodwill for impairment going forward. Our estimates of fair value for goodwill impairment testing 
are  determined  using  widely  acceptable  valuation  techniques  including  discounted  cash  flows  (income  approach)  and  market  multiples  analysis 
(market approach). Significant assumptions used in the income approach include revenue growth and discount rates, margins, and the Company’s 
weighted average cost of capital. We used historical performance and management estimates of future performance to determine revenue growth 
rates and margins. Our weighted average cost of capital included a review and assessment of market and capital structure assumptions. Considerable 
management  judgement  is  necessary  to  evaluate  the  impact  of  operating  changes  and  to  estimate  future  cash  flows.  Assumptions  used,  such  as 
forecasted growth rates and our cost of capital, are consistent with our internal projections and operating plans. Changes in our estimates or any of 
our other assumptions used in our analysis could result in a different conclusion.

In the fourth quarter of 2018, we early adopted ASU 2017-04, Intangibles — Goodwill and Other: Simplifying the Test for Goodwill Impairment, 
which simplifies the subsequent measurement of goodwill by removing the second step of the two-step impairment test. We performed a step one 
valuation  of  goodwill  as  of  December  31,  2018,  which  indicated  the  carrying  value  of  our  reporting  unit  exceeded  its  fair  value  by  $1,244. 
Accordingly, we recorded a $1,244 non-cash impairment charge in 2018. The goodwill impairment loss is included in Goodwill impairment on the 
Consolidated  Statements  of  Operations.  As  of  December  31,  2018,  the  gross  carrying  value  of goodwill  was  $10,368  and  accumulated  goodwill 
impairment was $1,244.

We reviewed our indefinite lived intangible assets, which consist of brand names totaling $3,700 as of December 31, 2018, using the relief from 
royalty method. Significant assumptions include the royalty rate, revenue growth rates, and discount rates. Our assumptions were based on historical 
performance and management estimates of future performance. Our analysis resulted in fair values that are in excess of carrying value by more than 
10%. Changes in our estimates or any of our other assumptions used in our analysis could result in a different conclusion.

21

Sales discounts & allowance. 

We offer various trade promotions and sales incentive programs to customers and consumers. From time to time, we grant certain sales discounts to 
customers which are classified as a reduction in sales. The measurement and recognition of discounts and allowances involve the use of judgment 
and  our  estimates  are  made  based  on  historical  experience  and  specific  customer  program  accruals.  Differences  between  estimated  and  actual 
discount and allowance costs are normally not material and are recognized in earnings in the period such differences are determined. The process for 
analyzing  trade  promotion  programs  could  impact  our  results  of  operations  and  trade  spending  accruals  depending  on  how  actual  results  of  the 
programs compare to original estimates. As of December 31, 2018, we had $0.8 million of accrued discounts and allowances.

Share-based compensation.

Certain employees and non-employee directors receive various forms of share-based payment awards and we recognize compensation expense for 
these awards based on their grant date fair values. The fair values of stock option awards are estimated on the grant date using the Black-Scholes 
option  pricing  model,  which  incorporates  certain  assumptions  regarding  the  expected  term  of  an  award  and  expected  stock  price  volatility.  The 
expected  term  is  determined  under  the  simplified  method,  using  an  average  of  the  contractual  term  and  vesting  period  of  the  stock  options.  The 
expected volatility is based on the historic volatility of our common stock. We do not estimate forfeitures in measuring the grant date fair value, but 
rather account for forfeitures as they occur. Key assumptions are described in further detail in Note 10 to our consolidated financial statements.

Income taxes.

We pay income taxes based on tax statutes, regulations, and case law of the various jurisdictions in which we operate. At any one time, multiple tax 
years are subject to audit by the various taxing authorities. Income taxes are accounted for under the asset and liability method. Deferred income tax 
assets and liabilities are recognized for the future tax effects of temporary differences between financial and income tax reporting using tax rates in 
effect for the years in which the differences are expected to reverse.

We  recognize  an  income  tax  benefit  from  an  uncertain  tax  position  only  if  it  is  more  likely  than  not  that  the  tax  position  will  be  sustained  on 
examination by the taxing authorities based on the technical merits of the position. The income tax benefit recognized in our financial statements 
from  such  a  position  is  measured  based  on  the  largest  estimated  benefit  that  has  a  greater  than  50%  likelihood  of  being  realized  upon  ultimate 
settlement.  These  judgments  and  estimates  made  at  a  point  in  time  may  change  based  on  the  outcome  of  tax  audits  and  changes  to,  or  further 
interpretations  of,  regulations.  If  such  changes  take  place,  there  is  a  risk  that  our  tax  rate  may  increase  or  decrease  in  any  period,  which  would 
impact our earnings. Future business results may affect deferred tax liabilities or the valuation of deferred tax assets over time. 

Recent Accounting Pronouncements. 

See Note 2, Summary of Significant Accounting Policies, in the Notes to the Consolidated Financial Statements included in Item 8 of this Form 
10-K for information regarding recent accounting pronouncements.

ITEM 7A        QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK

Not applicable

ITEM 8          FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

Reports of Independent Registered Accounting Firm
Consolidated Balance Sheets as of December 31, 2018 and 2017
Consolidated Statements of Operations for the Years ended December 31, 2018 and 2017
Consolidated Statements of Stockholders’ Equity for the Years Ended December 31, 2018 and 2017
Consolidated Statements of Cash Flows for the Years Ended December 31, 2018 and 2017
Notes to Consolidated Financial Statements

F-1
F-3
F-4
F-5
F-6
F-7

22

Report of Independent Registered Public Accounting Firm

To the Board of Directors and
Stockholders of Lifeway Foods, Inc. and Subsidiaries:

Opinion on the Financial Statements

We have audited the accompanying consolidated balance sheets of Lifeway Foods, Inc. and Subsidiaries (the “Company”) as of December 31, 2018 
and 2017, and the related consolidated statements of operations, stockholders’ equity, and cash flows for each of the years in the two-year period 
ended  December  31,  2018,  and  the  related  notes  (collectively  referred  to  as  the  “financial  statements”).  In  our  opinion,  the  financial  statements 
present fairly, in all material respects, the financial position of the Company as of December 31, 2018 and 2017, and the results of its operations and 
its cash flows for each of the two years in the period ended December 31, 2018, in conformity with accounting principles generally accepted in the 
United States of America.

We  also  have  audited,  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board  (United  States),  the  Company’s 
internal control over financial reporting as of December 31, 2018, based on criteria established in the 2013 Internal Control - Integrated Framework 
issued  by  the  Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission  (COSO)  and  our  report  dated  April  16,  2019  expressed  an 
adverse opinion on the effectiveness of the company’s internal control over financial reporting.

Change in Accounting Principle

As discussed in Note 2 to the financial statements, the Company changed its method of accounting for revenue from contracts with customers as a 
result of the adoption of Accounting Standards Codification Topic 606, Revenue from Contracts with Customers effective January 1, 2018, under 
the modified retrospective method.

Basis for Opinion

These  financial  statements  are  the  responsibility  of  the  Company’s  management.  Our  responsibility  is  to  express  an  opinion  on  the  Company’s 
financial statements based on our audits. We are a public accounting firm registered with the Public Company Accounting Oversight Board (United 
States)  ("PCAOB")  and  are  required  to  be  independent  with  respect  to  the  Company  in  accordance with  the  U.S.  federal  securities  laws  and  the 
applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our  audits  in  accordance  with the  standards  of the PCAOB. Those standards require  that we  plan and  perform the audit  to  obtain 
reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. Our audits included 
performing  procedures  to  assess  the  risks  of  material  misstatement  of  the  financial  statements,  whether  due  to  error  or  fraud,  and  performing 
procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the 
financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as 
evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.

/s/ Mayer Hoffman McCann P.C.

We have served as the Company's auditor since 2015
Chicago, Illinois
April 15, 2019

F-1

Report of Independent Registered Public Accounting Firm

To the Board of Directors and Stockholders of Lifeway Foods, Inc. and Subsidiaries
Morton Grove, Illinois

We have audited Lifeway Foods, Inc. and Subsidiaries’ (the “Company”) internal control over financial reporting as of December 31, 2018, based 
on criteria established in Internal Control - Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway 
Commission  (COSO).  The  Company’s  management  is  responsible  for  maintaining  effective  internal  control  over  financial  reporting  and for  its 
assessment of the effectiveness of internal control over financial reporting, included in the accompanying Management’s Report on Internal Control 
over Financial Reporting. Our responsibility is to express an opinion on the Company’s internal control over financial reporting based on our audit.

We  conducted  our  audit  in  accordance  with  the  standards  of  the  Public  Company  Accounting  Oversight  Board  (United  States).  Those  standards 
require  that  we  plan  and  perform  the  audit  to  obtain  reasonable  assurance  about  whether  effective  internal  control  over  financial  reporting  was 
maintained in all material respects. Our audit of internal control over financial reporting included obtaining an understanding of internal control over 
financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal 
control based on the assessed risk. Our audit also included performing such other procedures as we considered necessary in the circumstances. We 
believe that our audit provides a reasonable basis for our opinion.

A  company’s  internal  control  over  financial  reporting  is a  process  designed  to  provide  reasonable assurance  regarding  the  reliability  of  financial 
reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with  generally  accepted  accounting  principles.  A 
company’s  internal  control  over  financial  reporting  includes  those  policies  and  procedures  that  (1)  pertain  to  the  maintenance  of  records  that,  in 
reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable assurance that 
transactions are recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and 
that receipts and expenditures of the company are being made only in accordance with authorizations of management and directors of the company; 
and  (3)  provide  reasonable  assurance  regarding  prevention  or  timely  detection  of  unauthorized  acquisition,  use,  or  disposition  of  the  company’s 
assets that could have a material effect on the financial statements.

Because  of  its  inherent  limitations,  internal  control  over  financial  reporting  may  not  prevent  or  detect  misstatements.  Also,  projections  of  any 
evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the 
degree of compliance with the policies or procedures may deteriorate.

A  material  weakness  is  a  control  deficiency,  or  combination  of  deficiencies,  in  internal  control  over  financial  reporting,  such  that  there  is  a 
reasonable possibility that a material misstatement of the Company’s annual or interim financial statements will not be prevented or detected on a 
timely basis. The following material weakness has been identified.

Management’s  review  of  the  conclusions  of  the  valuation  specialist,  including  the  completeness  and  accuracy  of  analysis  prepared  by 
management’s specialist in performing the annual goodwill impairment test, were not operating effectively as of December 31, 2018.  Specifically, 
the review was not sufficient to assess the completeness of the adjustments to enterprise value.

This  material  weakness  was  considered  in  determining  the  nature,  timing,  and  extent  of  audit  tests  applied  in  our  audit  of  the  2018  financial 
statements, and this report does not affect our report dated April 16, 2019, on those financial statements.

In  our  opinion,  because  of  the  effect  of  the  material  weakness  described  above  on  the  achievement  of  the  objectives  of  the  control  criteria,  the 
Company has not maintained effective internal control over financial reporting as of December 31, 2018, based on criteria established in Internal 
Control - Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO).

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States), the balance sheets and 
the  related  statements  of  operations,  stockholders’  equity,  and  cash  flows  of  the  Company,  and  our  report  dated,  April  16,  2019,  expressed  an 
unqualified opinion.

/s/ Mayer Hoffman McCann P.C.

Chicago, Illinois
April 16, 2019

F-2

LIFEWAY FOODS, INC. AND SUBSIDIARIES
Consolidated Balance Sheets
December 31, 2018 and 2017
(In thousands)

Current assets
Cash and cash equivalents
Accounts  receivable,  net  of  allowance  for  doubtful  accounts  and  discounts  and  allowances  of 

$

$1,220 and $2,010 at December 31, 2018 and 2017, respectively

Inventories, net
Prepaid expenses and other current assets
Refundable income taxes
Total current assets

Property, plant and equipment, net

Intangible assets
Goodwill and indefinite-lived intangibles
Other intangible assets, net
Total intangible assets

Other Assets
Total assets

Current liabilities
Current maturities of notes payable
Accounts payable
Accrued expenses
Accrued income taxes
Total current liabilities
Line of Credit
Notes payable
Deferred income taxes, net
Other long-term liabilities
Total liabilities

$

$

Stockholders’ equity
Preferred  stock,  no  par  value;  2,500  shares  authorized;  no  shares  issued  or  outstanding  at  2018 

and 2017

Common stock, no par value; 40,000 shares authorized; 17,274 shares issued; 15,814 and 16,008 

shares outstanding at 2018 and 2017

Paid-in capital
Treasury stock, at cost
Retained earnings
Total stockholders’ equity

December 31,

2018

2017

2,998

$

$

$

6,276
5,817
1,077
2,748
18,916

24,573

12,824
344
13,168

150
56,807

–
4,570
2,777
106
7,453
5,995
–
390
564
14,402

–

6,509
2,303
(12,970)
46,563
42,405

4,978

8,676
7,697
983
2,347
24,681

24,645

14,068
975
15,043

150
64,519

3,166
6,848
2,984
203
13,201
–
3,113
840
775
17,929

–

6,509
2,244
(11,812)
49,649
46,590

Total liabilities and stockholders’ equity

$

56,807

$

64,519

See accompanying notes to consolidated financial statements

F-3

LIFEWAY FOODS, INC. AND SUBSIDIARIES
Consolidated Statements of Operations
For the Years Ended December 31, 2018 and 2017
(In thousands, except per share data)

2018

2017

$

103,350

$

118,893

Net sales

Cost of goods sold
Depreciation expense
Total cost of goods sold

Gross profit

Selling expenses
General and administrative
Goodwill impairment
Amortization expense
Total operating expenses

Loss from operations

Other income (expense):
Interest expense
Gain (loss) on sale of property and equipment
Other income
Total other expense

Loss before provision for income taxes

Benefit for income taxes

Net loss

Basic loss per common share

Diluted loss per common share

Weighted average number of shares outstanding - Basic

Weighted average number of shares outstanding - Diluted

74,646
2,846
77,492

25,858

13,477
13,616
1,244
631
28,968

(3,110)

(271)
54
16
(201)

(3,311)

(225)

(3,086)

(0.19)

(0.19)

15,872

16,319

$

$

$

85,757
2,440
88,197

30,696

16,595
13,955
–
672
31,222

(526)

(242)
(38)
2
(278)

(804)

(458)

(346)

(0.02)

(0.02)

16,105

16,105

$

$

$

See accompanying notes to consolidated financial statements

F-4

LIFEWAY FOODS, INC. AND SUBSIDIARIES
Consolidated Statements of Stockholders’ Equity
For the Years Ended December 31, 2018 and 2017
(In thousands)

Common Stock

Issued

In treasury

Shares

$

Shares

$

Paid-In
Capital

Retained
Earnings

Total
Equity

Balance, January 1, 2017

17,274

$

6,509

(1,120)

$

(10,340)

$

2,198

$

49,995

$

48,362

Treasury stock purchased

Issuance of common stock in connection 

with stock-based compensation

Stock-based compensation

Net income

–

–

–

–

–

–

–

–

(148)

(1,486)

2

–

–

14

–

–

–

(14)

60

–

–

–

–

(1,486)

–

60

(346)

(346)

Balance, December 31, 2017

17,274

$

6,509

(1,266)

$

(11,812)

$

2,244

$

49,649

$

46,590

Treasury stock purchased

Issuance of common stock in connection 
with stock-based compensation

Stock-based compensation

Net loss

–

–

–

–

–

–

–

–

(218)

(1,379)

24

–

–

221

–

–

–

(89)

148

–

–

–

–

(1,379)

132

148

(3,086)

(3,086)

Balance, December 31, 2018

17,274

$

6,509

(1,460)

$

(12,970)

$

2,303

$

46,563

$

42,405

See accompanying notes to consolidated financial statements

F-5

LIFEWAY FOODS, INC. AND SUBSIDIARIES
Consolidated Statements of Cash Flows
For the Years Ended December 31, 2018 and 2017
(In thousands)

Cash flows from operating activities:
Net loss
Adjustments to reconcile net loss to operating cash flow:

Depreciation and amortization
Non-cash interest expense
Bad debt expense
Deferred Revenue
Reserve for inventory obsolescence
Stock-based compensation
Deferred income taxes
(Gain) loss on sale of property and equipment
Goodwill impairment

(Increase) decrease in operating assets:

Accounts receivable
Inventories
Refundable income taxes
Prepaid expenses and other current assets
Increase (decrease) in operating liabilities:

Accounts payable
Accrued expenses
Accrued income taxes

Net cash provided by operating activities

Cash flows from investing activities:
Purchases of investments
Proceeds from sale of investments
Purchases of property and equipment
Proceeds from sale of property and equipment
Net cash used in investing activities

Cash flows from financing activities:
Borrowings under revolving credit facility
Payment of deferred financing costs
Purchase of treasury stock
Repayment of notes payable
Net cash used in financing activities

Net decrease in cash and cash equivalents

Cash and cash equivalents at the beginning of the period

Cash and cash equivalents at the end of the period

Supplemental cash flow information:

Cash paid for income taxes, net of refunds
Cash paid for interest

$

$

See accompanying notes to consolidated financial statements

F-6

2018

2017

$

(3,086)

$

3,477
14
21
(97)
558
802
(451)
(54)
1,244

2,379
1,322
(401)
(78)

(2,278)
(858)
(97)
2,417

(500)
500
(2,824)
104
(2,720)

6,050
(69)
(1,379)
(6,279)
(1,677)

(1,980)

4,978

2,998

723
261

$

$

(346)

3,112
–
480
–
374
596
(352)
38
–

780
(29)
(2,038)
(197)

1,130
711
(451)
3,808

(25)
–
(5,341)
50
(5,316)

–
–
(1,486)
(840)
(2,326)

(3,834)

8,812

4,978

2,382
241

LIFEWAY FOODS, INC. AND SUBSIDIARIES
Notes to Consolidated Financial Statements
December 31, 2018 and 2017 
(In thousands)

Note 1 – Basis of presentation

The  accompanying  consolidated  financial  statements  and  accompanying  notes  have  been  prepared  in  accordance  with  accounting  principles 
generally accepted in the United States of America (“U.S. GAAP”). Our consolidated financial statements include all of the assets, liabilities and 
results  of  operations  of  Lifeway’s  wholly  owned  subsidiaries  (collectively  “Lifeway”  or  the  “Company”).  All  inter-company  balances  and 
transactions have been eliminated in the consolidated financial statements.

Note 2 – Summary of significant accounting policies 

Use of estimates

The preparation of consolidated financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that 
affect  the  reported  amounts  of  assets  and  liabilities  and  disclosure  of  contingent  assets  and  liabilities  at  the  date  of  the  consolidated  financial 
statements and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Significant 
estimates  made  in  preparing  the  consolidated  financial  statements  include  the  reserve  for  promotional  allowances,  the  valuation  of  goodwill  and 
intangible assets, stock-based and incentive compensation, and deferred income taxes.

Revenue Recognition

We sell food and beverage products across select product categories to customers predominantly within the United States (see Note 11, Segments, 
Products and Customers). We also sell bulk cream, a byproduct of our fluid milk manufacturing process. In accordance with Accounting Standards 
Codification  (“ASC”)  606,  Revenue  from  Contracts  with  Customers,  we  recognize  revenue  when  control  over  the  products  transfers  to  our 
customers, which generally occurs upon delivery to our customers or their common carriers. The Company adopted this standard at the beginning of 
fiscal year 2018, with no significant impact to its financial position or results of operations, using the modified retrospective method. The amount of 
revenue recognized reflects the consideration to which the Company expects to be entitled to receive in exchange for these goods or services, using 
the five-step method required by ASC 606.

For the Company, the contract is the approved sales order, which may also be supplemented by other agreements that formalize various terms and 
conditions with customers. The Company applies judgment in determining the customer’s ability and intention to pay, which is based on a variety of 
factors  including  the  customer’s  historical  payment  experience  or,  in  the  case  of  a  new  customer,  published  credit  and  financial  information 
pertaining to the customer.

Performance obligations promised in a contract are identified based on the goods or services that will be transferred to the customer, which is the 
delivery of food products which provide immediate benefit to the customer.

We  account  for  product  shipping  and  handling  as  fulfillment  activities  with  revenues  for  these  activities  recorded  within  net  revenue  and  costs 
recorded within cost of goods sold. Any taxes collected on behalf of government authorities are excluded from net revenues.

Variable consideration, which typically includes volume-based rebates, known or expected pricing or revenue adjustments, such as trade discounts, 
allowances  for  non-saleable  products,  product  returns,  trade  incentives  and  coupon  redemption,  is  estimated  utilizing  the  most  likely  amount 
method.

Key  sales  terms,  such  as  pricing  and  quantities  ordered,  are  established  on  a  frequent  basis  such  that  most  customer  arrangements  and  related 
incentives have a one year or shorter duration. As such, we do not capitalize contract inception costs and we capitalize product fulfillment costs in 
accordance with U.S. GAAP and our inventory policies. We do not have any significant deferred revenue or unbilled receivables at the end of a 
period. We generally do not receive noncash consideration for the sale of goods nor do we grant payment financing terms greater than one year.

F-7

Accounts Receivable

We  provide  credit  terms  to  customer  in-line  with  industry  standards  and  maintain  allowances  for  potential  credit  losses  based  on  historical 
experience. Customer balances are written off after all collection efforts are exhausted. Estimated product returns, which have not been material, are 
deducted from sales at the time of revenue recognition.

Cash and cash equivalents

Lifeway considers cash and all highly liquid investments purchased with an original maturity of three months or less to be cash equivalents. Cash 
and cash equivalents are stated at cost, which approximates or equals fair value due to their short-term nature.

Lifeway  from  time to  time  may  have  bank  deposits in  excess  of insurance  limits  of  the  Federal  Deposit Insurance  Corporation. Lifeway has  not 
experienced any losses in such accounts and believes it is not exposed to any significant credit risk related to its cash and cash equivalents.

Fair Value Measurements

Fair value is estimated by applying the following hierarchy, which prioritizes the inputs used to measure fair value into three levels and bases the 
categorization within the hierarchy upon the lowest level of input that is available and significant to the fair value measurement:

Level 1 – Quoted prices in active markets for identical assets or liabilities.

Level 2 – Observable inputs other than quoted prices in active markets for identical assets and liabilities, quoted prices for identical or similar assets 
or liabilities in inactive markets, or other inputs that are observable or can be corroborated by observable market data for substantially the full term 
of the assets or liabilities.

Level 3. Inputs that are generally unobservable and typically reflect management’s estimate of assumptions that market participants would use in 
pricing the asset or liability.

Lifeway’s financial assets and liabilities that are not carried at fair value on a recurring basis include cash and cash equivalents, accounts receivable, 
other receivables, accounts payable, accrued expenses and revolving line of credit for which carrying value approximates fair value.

Inventories

Inventories  are  stated  at  the  lower  of  cost  or  net  realizable  value,  valued  on  a  first  in,  first  out  basis  (“FIFO”).  The  costs  of  finished  goods 
inventories include raw materials, direct labor, and overhead costs. Inventories are stated net of reserves for excess or obsolete inventory.

Property, plant and equipment

Property,  plant  and  equipment  are  recorded  at  cost  and  depreciated  using  the  straight-line  method  over  the  estimated  useful  lives  of  the  related 
assets.  When  assets  are  retired  or  otherwise  disposed  of,  the  cost  and  related  accumulated  depreciation  are  removed  from  the  accounts,  and  any 
resulting gain or loss is recognized in income for the period. The cost of maintenance and repairs that do not improve or extend the life of the assets 
are charged to expense as incurred; significant renewals and betterments are capitalized.

Property, plant and equipment is being depreciated over the following useful lives:

Category
Buildings and improvements
Machinery and equipment
Office equipment
Vehicles
Leasehold improvements

Years
31 and 39
5 – 12
3 – 7
5
Shorter of expected useful life or lease term

F-8

Goodwill and other intangible assets

Goodwill represents the excess purchase price over the fair value of the net tangible and other identifiable intangible assets acquired. Goodwill and 
indefinite lived intangible assets are not amortized, but are reviewed for impairment at least annually.

Intangible assets acquired in a business combination are recorded at their estimated fair values at the date of acquisition. Lifeway amortizes other 
intangible assets over their estimated useful lives, as disclosed in the table below.

Category
Recipes
Trade names
Formula
Customer lists
Customer relationships

Impairment

Years
4
8-15
10
8-10
8-12

Lifeway reviews intangible assets for impairment at least once per year to determine if any adverse conditions exist that would indicate the carrying 
value of these assets may not be recoverable. Lifeway conducts more frequent impairment assessments if certain conditions exist, such as a change 
in the competitive landscape, any internal decisions to pursue new or different strategies, a loss of a significant customer, or a significant change in 
the  market  place  including  changes  in  the  prices  paid  for  our  products  or  changes  in  the  size  of  the  market  for  our  products.  If  the  estimated 
remaining useful life of an intangible asset is changed, the remaining carrying amount of the intangible asset is amortized prospectively over the 
revised remaining useful life.

Long-lived assets, including property, plant, and equipment, and cost method investments, are reviewed for impairment whenever events or changes 
in circumstances indicate that the carrying amount of an asset may not be recoverable and prior to any goodwill impairment test. Recoverability of 
assets to be held and used is measured by a comparison of the carrying amount of an asset to future net cash flows expected to be generated by the 
asset. If the carrying amount of an asset exceeds its estimated future cash flows, an impairment charge is recognized by the amount by which the 
carrying amount of the asset exceeds the fair value of the asset. There were no indicators of tangible asset impairment in 2018 or 2017.

Income taxes

Deferred income taxes are the result of temporary differences that arise from income and expense items reported for financial accounting and tax 
purposes in different periods. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the year 
in which the deferred tax assets or liabilities are expected to be realized or settled. Deferred tax assets and liabilities are classified on a net basis as 
non-current.

The  principal  sources  of  temporary  differences  are  different  depreciation  and  amortization  methods  for  financial  statement  and  tax  purposes, 
capitalization of indirect costs for tax purposes, purchase price adjustments, incentive compensation, reserves for excess and obsolete inventory, the 
allowance for doubtful accounts, and the newly enacted interest expense limitations.

Lifeway has analyzed filing positions in all the federal and state jurisdictions where it is required to file income tax returns, as well as all open tax 
years  in  these  jurisdictions.  We  recognize  the  income  tax  benefit  from  an  uncertain  tax  position  when  it  is  more  likely  than  not  that,  based  on 
technical merits, the position will be sustained upon examination, including resolutions of any related appeals or litigation processes. We apply a 
more likely than not threshold to the recognition and derecognition of uncertain tax positions. Accordingly, we recognize the amount of tax benefit 
that  has a greater  than  50%  likelihood  of being  ultimately realized upon  settlement. Future changes  in  judgment  related to the  expected ultimate 
resolution of uncertain tax positions will affect earnings in the quarter of such change. For those income tax positions where it is not more likely 
than not that a tax benefit will be sustained, no tax benefit has been recognized in the financial statements. The total amount of unrecognized tax 
benefits  can  change  due  to  audit  settlements,  tax  examination  activities,  statute  expirations  and  the  recognition  and  measurement  criteria  under 
accounting for uncertainty in income taxes. Lifeway recognizes penalties and interest related to unrecognized tax benefits in the provision (benefit) 
for income taxes in the consolidated statements of operations.

F-9

Share-based compensation

Share-based compensation expense is recognized for equity awards over the vesting period based on their grant date fair value. The fair value of 
restricted stock awards is equal to the closing price of our stock on the date of grant.

Treasury stock

Treasury stock is recorded using the cost method.

Advertising costs

Lifeway  expenses  advertising  costs  as  incurred.  For  the  years  ended  December  31,  2018  and  2017  total  advertising  expenses  were  $4,518  and 
$7,402, respectively.

Earnings (loss) per common share

Basic  earnings  (loss)  per  common  share  is  computed  by  dividing  net  income  (loss)  available  to  common  stockholders  by  the  weighted  average 
number  of  common  shares  issued  and  outstanding  during  each  period.  Diluted  earnings  (loss)  per  common  share  is  computed  by  dividing  net 
income (loss) available to common stockholders by the weighted average number of common shares issued and outstanding and the effect of all 
dilutive common stock equivalents outstanding during each period. For the years ended December 31, 2018 and 2017, there were 0 common stock 
equivalents outstanding.

Recently Adopted Accounting Pronouncements

In June 2018, the FASB issued ASU 2018-07, Improvements to Nonemployee Share-Based Payment Accounting. The new guidance is intended to 
simplify  aspects  of  accounting  for  share-based  payments  to  nonemployees  by  aligning  it  with  the  accounting  for  share-based  payments  to 
employees,  with  certain  exceptions.  The  new  guidance  is  effective  for  financial  statements  issued  for  fiscal  years  beginning  after  December  15, 
2018, and interim periods within those years. Early adoption is permitted, but no earlier than an entity’s adoptions of Topic 606. We adopted this 
new standard in June 2018. The adoption of this amendment had no impact on the consolidated financial statements.

In May 2017, the Financial Accounting Standards Board ("FASB”) issued ASU No. 2017-09, Compensation – Stock Compensation (Topic 718): 
Scope  of  Modification  Accounting.  The  new  guidance  provides  clarity  and  reduces  both  diversity  in  practice  and  cost  of  complexity  when 
accounting  for  a  change  to  the  terms  of  or  conditions  of  a  share-based  payment  award.  The  amendments  in  this  update  provide  guidance  about 
which changes to the terms or conditions of a share-based payment award require an entity to apply modification accounting in Topic 718. This 
guidance was effective January 1, 2018. The adoption of this amendment had no impact on the consolidated financial statements.

In January 2017, the FASB issued ASU No. 2017-04, Intangibles - Goodwill and Other: Simplifying the Test for Goodwill Impairment. The new 
guidance simplifies the subsequent measurement of goodwill by removing the second step of the two-step impairment test. The amendment requires 
an  entity  to  perform its annual  or interim  goodwill impairment test by comparing the fair  value  of a reporting unit with its carrying amount. An 
entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. The 
Company adopted the new standard on a prospective basis through our test for goodwill impairment in the fourth quarter of 2018. See note 5 for 
further discussion and the results of our test for goodwill impairment.

F-10

In August 2016, the FASB issued ASU No. 2016-15, Statement of Cash Flows: Classification of Certain Cash Receipts and Cash Payments. The 
new  guidance  is  intended  to  address  the  diversity  in  practice  in  how  certain  cash  receipts  and  cash  payments  are  presented  and  classified  in  the 
statement  of  cash  flows,  such  as  debt  prepayment  or  debt  extinguishment  costs,  contingent  consideration  payments  made  after  an  acquisition, 
proceeds from the settlement of insurance claims, and other topics. This guidance was effective January 1, 2018. The adoption of this amendment 
had no impact on the consolidated financial statements.

In  January  2016,  the  FASB  issued  ASU  No.  2016-01,  Recognition  and  Measurement  of  Financial  Assets  and  Financial  Liabilities.  The  new 
guidance modifies how entities measure equity investments and present changes in the fair value of financial liabilities. Under the new guidance, 
entities will have to measure equity investments that do not result in consolidation and are not accounted under the equity method at fair value and 
recognize any changes in fair value in net income unless certain conditions exist. This guidance was effective January 1, 2018. The adoption of this 
amendment had no impact on the consolidated financial statements.

In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606) (“ASU 2014-09”), which supersedes the 
revenue recognition requirements in Topic 605, Revenue Recognition, including most industry-specific requirements. ASU 2014-09 establishes a 
five-step  revenue  recognition  process  in  which  an  entity  will  recognize  revenue  when  it  transfers  promised  goods  or  services  to  customers in  an 
amount  that  reflects the  consideration  to  which  an  entity  expects  to  be  entitled  in  exchange  for  those  goods  or  services.  The  standard  allows  for 
either “full retrospective” adoption, meaning the standard is applied to all of the periods presented, or “modified retrospective” adoption, meaning 
the  standard  is  applied  only  to  the  most  current  period  presented  in  the  financial  statements.  ASU  2014-09  also  requires  enhanced  disclosures 
regarding  the  nature,  amount,  timing  and  uncertainty  of  revenues  and  cash  flows  from  contracts  with  customers.  On  August  12,  2015  the  FASB 
approved a one-year delay of the effective date to reporting periods beginning after December 15, 2017, while permitting companies to voluntarily 
adopt  the  new  standard  as  of  the  original  effective  date.  In  December  2016,  the  FASB  issued  ASU  No.  2016-20,  Technical  Corrections  and 
Improvements to Topic 606, Revenue from Contracts with Customers, which clarifies narrow aspects of ASC 606 or corrects unintended application 
of the guidance. The effective date and transition requirements for ASU 2016-20 are the same as the effective date and transition requirements for 
ASU 2014-09. Under the delayed effective date, this guidance was effective January 1, 2018. We adopted the new standard on January 1, 2018 on a 
modified retrospective basis. The adoption of this amendment had no material impact on the consolidated financial statements. The Company has 
revised its relevant policies and procedures, as applicable, to meet the new accounting, reporting and disclosure requirements of Topic 606 and has 
updated  internal  controls  accordingly.  Refer  to  the  Revenue  Recognition  section  above  and  Note  11,  Segment,  Products,  and  Customers  for 
additional information.

Recently Issued Accounting Pronouncements 

In February 2016, the FASB issued ASU No. 2016-02, Leases (Topic 842), which affects any entity that enters into a lease (as that term is defined 
in  ASU  2016-02),  with  some  specified  scope  exceptions.  Under  ASU  2016-02,  companies  can  adopt  the  amended  guidance  using  a  modified 
retrospective transition approach, using an application date of either the beginning of the earliest comparative period presented or the beginning of 
the reporting period in which the companies first apply the new standard. We adopted this standard on January 1, 2019 using the an application date 
of January 1, 2019, and elected certain practical expedients allowed under the standard. In July 2018, the FASB issued ASU No. 2018-11, Leases 
(842), Targeted  Improvements, which provides an  additional  transition  election to not restate  comparative  periods  for the  effects  of applying the 
new standard. The guidance requires lessees to recognize lease assets and lease liabilities in the balance sheet and disclose key information about 
leasing  arrangements,  such as  information about  variable lease  payments and options to renew and terminate leases. The  amended  guidance will 
require both operating and finance leases to be recognized in the balance sheet. A lessee should recognize in the statement of financial position a 
liability to make lease payments (the lease liability) and a right-of-use asset representing its right to use the underlying asset for the lease term. The 
new guidance is effective for financial statements issued for fiscal years beginning after December 15, 2018, and interim periods within those years.

Lifeway will elect certain of the practical expedients that are permitted under the transition guidance within ASU 2016-02 and related standards. 
Among other things, this practical expedient allows us to carryforward the historical lease classification, and not reassess initial direct costs for any 
existing leases as of January 1, 2019 or reassess whether any expired or existing contracts are or contain leases. In addition, we are electing to adopt 
the hindsight practical expedient to determine the reasonably certain lease term for existing leases. We will make an accounting policy election to 
continue recording leases with an initial term of 12 months or less consistent with our prior financial reporting and elect the practical expedient to 
combine lease and non-lease components. The Company has revised its relevant policies and procedures, as applicable, to meet the new accounting, 
reporting and disclosure requirements of Topic 842 and has updated internal controls accordingly.

F-11

The main difference between the guidance in ASU 2016-02 and current GAAP is the recognition of lease assets and lease liabilities by lessees for 
those  leases  classified  as  operating  leases  under  current  GAAP.  Recognition  of  the  assets  and  liabilities  will  have  a  material  impact  to  our 
consolidated  balance  sheets  upon  adoption.  However,  since  all  of  our  leases  are  operating  leases  under  ASC  840  and  we  will  carryforward  the 
historical  lease  classification,  the  new  standard  will  have  no  immediate,  material  impact  on  our  Consolidated  Statements  of  Operations, 
Consolidated  Statements  of  Stockholders’  Equity,  or  Consolidated  Statements  of  Cash  Flows.  We  are  in  the  process  of  finalizing  our  review  of 
contracts  and  calculating  the  impact  of  the  new  standard  on  our  balance  sheet.  We  expect  the  adoption  to  result  in  increase  of  assets  of 
approximately $745 and liabilities of $772 as of January 1, 2019.

Note 3 – Inventories, net

Inventories consisted of the following:

Ingredients
Packaging
Finished goods
Total inventories, net

Note 4 – Property, Plant and Equipment, net

Property, plant and equipment consisted of the following:

Land
Buildings and improvements
Machinery and equipment
Vehicles
Office equipment
Construction in process

Less accumulated depreciation
Total property, plant and equipment, net

Note 5 – Goodwill and Intangible Assets

Goodwill and indefinite-lived intangible assets consisted of the following:

Goodwill
Brand names

Goodwill and indefinite lived intangible assets

F-12

December 31,

2018

2017

1,580
2,072
2,165
5,817

$

$

1,717
2,453
3,527
7,697

December 31,

2018

2017

1,747
17,520
29,692
937
838
546
51,280
(26,707)
24,573

$

$

1,747
17,260
27,539
901
734
1,683
49,864
(25,219)
24,645

December 31,

2018

2017

9,124
3,700
12,824

$

$

10,368
3,700
14,068

$

$

$

$

$

$

We  conduct  impairment  tests  of  goodwill  and  indefinite-lived  intangible  assets  annually  as  of  the  fourth  quarter  and  on  an  interim  basis  when 
circumstances arise that indicate a possible impairment. In the fourth quarter of 2018, we early adopted ASU 2017-04, Intangibles — Goodwill and 
Other: Simplifying the Test for Goodwill Impairment, which simplifies the subsequent measurement of goodwill by removing the second step of the 
two-step impairment test.

We completed our step one goodwill impairment analysis for our single reporting unit during the fourth quarter of 2018. Considerable management 
judgment  is  necessary  to  evaluate  goodwill  and  indefinite-lived  intangible  assets  for  impairment.  We  estimate  fair  value  using  widely  accepted 
valuation techniques including discounted cash flows and market multiples analysis with respect to our single reporting unit, and the relief-from-
royalty  method  with  respect  to  our  indefinite-lived  brand  names.  These  valuation  approaches  are  dependent  upon  a  number  of  factors,  including 
estimates of future growth and trends, royalty rates in the category of intellectual property, discount rates and other variables. Assumptions used in 
our  valuations  were  consistent  with  our  internal  projections  and  operating  plans,  as  well  as  other  factors  and  assumptions,  and  significant 
management judgment. Additionally, under the market approach analysis, we used significant other observable inputs including various guideline 
company comparisons. We base our fair value estimates on assumptions we believe to be reasonable, but which are unpredictable and inherently 
uncertain.  Changes  in  these  estimates  or  assumptions  could  materially  affect  the  determination  of  fair  value  and  the  conclusions  of  the  step  one 
analysis for our one reporting unit.

Upon completion of the annual goodwill impairment analysis as of December 31, 2018, the Company recorded impairment losses of $1,244. The 
goodwill impairment loss is included in Goodwill impairment on the Consolidated Statements of Operations. As of December 31, 2018, the gross 
carrying value of goodwill was $10,368 and accumulated goodwill impairment was $1,244.

The  Company  performed  the  annual  impairment  assessment  on  the  indefinite-lived  intangible  asset  as  of  December  31,  2018  resulting  in  no 
impairment losses.

Finite-lived Intangible Assets

Other intangible assets, net consisted of the following:

Recipes
Customer lists and other customer related intangibles
Customer relationships
Trade names
Formula

Accumulated amortization
Intangible assets, net

December 31,

2018

2017

44
4,529
985
2,248
438
8,244
(7,900)
344

$

$

44
4,529
985
2,248
438
8,244
(7,269)
975

$

$

The estimated annual intangible asset amortization expense related to amortizable intangible assets as of December 31, 2018 is as follows:

2019
2020
Total

$

$

214
130
344

Note 6 – Accrued Expenses 

Accrued expenses consisted of the following:

Payroll and incentive compensation
Real estate taxes
Other
Total accrued expenses

December 31,

2018

2017

1,937
398
442
2,777

$

$

2,208
371
405
2,984

$

$

F-13

Note 7 – Debt

Notes payable consisted of the following:

December 31,

2018

2017

Variable rate term loan due May 31, 2018. Principal and interest payable monthly with a balloon 

payment due at maturity. Paid in full.

Variable rate term loan due May 31, 2019. Principal and interest payable monthly with a balloon 
payment due at maturity. Paid in full.
Total term loans
Less current portion
Total long-term portion

$

$

–

–
–
–
–

$

$

2,832

3,447
6,279
(3,166)
3,113

The  variable  rate  term  loans  were  subject  to  interest  at  the  prime  rate  or  at  the  LIBOR  plus  2.5%  and  were  collateralized  by  substantially  all  of 
Lifeway’s assets. The two term loans were refinanced and paid in full on May 7, 2018. See Line of Credit below.

Line of Credit

On May 7, 2018, Lifeway entered into an Amended and Restated Loan and Security Agreement (the “Revolving Credit Facility”) with its existing 
lender.  The  Revolving  Credit  Facility  provides  for  a  revolving  line  of  credit  up  to  a  maximum  of  $10  million  (the  “Revolving  Loan”)  with  an 
incremental facility not to exceed $5 million (the “Incremental Facility” and together with the Revolving Loan, the “Loans”). The proceeds of the 
Loans  were  used  to  pay  off  Lifeway’s  existing  debt  with  the  lender  under  the  Loan  and  Security  Agreement,  Revolving  Note,  and  Term  Note 
entered into on February 6, 2009, and for general working capital purposes. Upon closing, we retired all the then-outstanding term loans described 
above.

As of December 31, 2018, we had $5,995, net of $55 of unamortized deferred financing costs, outstanding under the Revolving Credit Facility. We 
had approximately $3,950 available under the Borrowing Base for future borrowings as of December 31, 2018.

All outstanding amounts under the Loans bear interest, at Lifeway’s election, at either the lender Base Rate (the greater of either the Federal Funds 
Rate plus 0.5%, or the Prime Rate) or the LIBOR plus 2.50%, payable monthly in arrears. Lifeway is also required to pay a quarterly unused line fee 
and, in conjunction with the issuance of any letters of credit, a letter of credit fee. Lifeway’s average interest rate on debt outstanding under our 
Revolving  Credit  Facility  for  the  period  May  7,  2018  through  December  31,  2018  was  4.79%.  The  weighted-average  interest  rate  on  debt 
outstanding at December 31, 2018 was 4.98%.

The  commitment  under  the  Revolving  Credit  Facility  matures  May  7,  2021.  The  Revolving  Credit  Facility  is  presented  as  a  long-term  debt 
obligation as of December 31, 2018. The Loans and all other amounts due and owed under the Revolving Credit Facility and related documents are 
secured by substantially all of our assets.

Amounts  available  for  borrowing  under  the  Revolving  Credit  Facility  equal  the  lesser  of  (i)  the  Borrowing  Base  (as  defined  below),  or  (ii)  $10 
million (plus the amount of any Incremental Facility requested by Lifeway and approved by lender), in each case, as the same is reduced by the 
aggregate principal amount outstanding under the Loans. “Borrowing Base” under the Revolving Credit Facility means, generally, an amount equal 
to our cash and cash equivalents plus our eligible accounts receivable and eligible inventory, less certain reserves, divided by 1.5.

F-14

The Revolving Credit Facility contains customary representations, warranties, and covenants on the part of Lifeway, including financial covenants 
requiring  us  to  achieve  a  minimum  EBITDA  threshold  for  each  of  the  fiscal  quarters  through  December  31,  2018;  maintain  (a)  a  fixed  charge 
coverage ratio of no less than 1.25 to 1.0, and (b) a Senior Debt to EBITDA ratio of not more than 3.00 to 1.0 at December 31, 2018 and for each of 
the succeeding fiscal quarters ending through the expiration date. The Revolving Credit Facility also provides for events of default, including failure 
to repay principal and interest when due and failure to perform or violation of the provisions or covenants of the agreement, as a result of which 
amounts  due  under the Revolving  Credit  Facility  may  be accelerated.  We  were  not  in  compliance  with  the  minimum  EBITDA and  fixed  charge 
coverage ratio covenants at December 31, 2018, but we have obtained a waiver of those covenants as of that date. The revolving credit facility was 
amended on April 10, 2019, effective March 31, 2019. See Note 14 for discussion of this subsequent event. 

Note 8 – Commitments and contingencies

Lease obligations

Lifeway leases three retail stores for its Lifeway Kefir Shop subsidiary, certain machinery and equipment, and office space under operating leases. 
Total  lease  expense  was  $769  and  $702  for  the  years  ended  December  31,  2018  and  2017,  respectively.  Future  annual  minimum  base  rental 
payments under non-cancelable leases with a lease term in excess of one year as of December 31, 2018 were as follows:

Year
2019
2020
2021
2022
2023
Total minimum lease payments

$

$

Operating 
Leases

473
171
95
55
4
798

Litigation

Lifeway  is  engaged  in  various  legal  actions,  claims,  and  proceedings  arising  in  the  normal  course  of  business,  including  commercial  disputes, 
product liabilities, intellectual property matters and employment-related matters resulting from our business activities.

We record  accruals for  outstanding  legal  matters when  we  believe it is  probable  that a  loss  will  be  incurred  and  the  amount  of such  loss  can  be 
reasonably estimated. We evaluate, on a periodic basis, developments in legal matters that could affect the amount of any accrual and developments 
that would make a loss contingency both probable and reasonably estimable. If a loss contingency is not both probable and estimable, we do not 
establish  an  accrued  liability.  Currently,  none  of  our  accruals  for  outstanding  legal  matters  are  material  individually  or  in  the  aggregate  to  our 
financial  position  and  it  is management’s  opinion  that the ultimate resolution  of these  outstanding  legal  matters  will  not  have  a  material  adverse 
effect  on  our  business,  financial  condition,  results  of  operations,  or  cash  flows.  However,  if  we  ultimately  are  required  to  make  payments  in 
connection  with  an  adverse  outcome,  it  is  possible  that  it  could  have  a  material  adverse  effect  on  our  business,  financial  condition,  results  of 
operations or cash flows.

Lifeway’s  contingencies  are  subject  to  substantial  uncertainties,  including  for  each  such  contingency  the  following,  among  other  factors:  (i)  the 
procedural status of the case; (ii) whether the case has or may be certified as a class action suit; (iii) the outcome of preliminary motions; (iv) the 
impact  of  discovery;  (v)  whether  there  are  significant  factual  issues  to  be  determined  or  resolved;  (vi)  whether  the  proceedings  involve  a  large 
number  of parties  and/or  parties  and  claims  in  multiple  jurisdictions or  jurisdictions  in  which  the  relevant  laws are complex  or unclear; (vii) the 
extent of potential damages, which are often unspecified or indeterminate; and (viii) the status of settlement discussions, if any, and the settlement 
posture of the parties. Consequently, Lifeway cannot predict with any reasonable certainty the timing or outcome of such contingencies, and we are 
unable to estimate a possible loss or range of loss.

F-15

Note 9 – Income taxes

On December 22, 2017, the Tax Cuts and Jobs Act (the “Act”) was signed into law. The Act significantly changed U.S. income tax law by, among 
other things, reducing the U.S. federal income tax rate from 35% to 21%, transitioning from a global tax system to a modified territorial tax system, 
eliminating the domestic manufacturing deduction, reduction in the dividend received deduction, and limiting the tax deductions for interest expense 
and certain executive compensation.

The SEC issued Staff Accounting Bulletin No. 118 ("SAB 118") to address the application of US GAAP in situations where a registrant does not 
have the necessary information available, prepared, or analyzed (including computations) in reasonable detail to complete the accounting for certain 
income tax effects of the Tax Act. To the extent that a company’s accounting for the Tax Act is incomplete but it is able to provide a reasonable 
estimate, it must record a provisional amount in the financial statements. SAB 118 provides a measurement period that should not extend beyond 
one year from the Tax Act enactment date for companies to complete the accounting under ASC 740.

For  the  year-ended  December  31,  2017,  the  Company  recorded  an  estimate  of  the  provisions  of  the  Act  and  recognized  a  $378  discrete  net  tax 
benefit in our 2017 financial statements arising from revaluing our net deferred tax liabilities to reflect the new tax rate. As of December 31, 2018, 
there have been no changes to the provisional estimate.

The provision (benefit) for income taxes consists of the following:

Current:
Federal
State and local
Total current
Deferred
Benefit for income taxes

For the Years Ended December 31,

2018

2017

$

$

(13)
249
236
(461)
(225)

$

$

(359)
193
(166)
(292)
(458)

A reconciliation of the U.S. federal statutory rate to the effective tax rate used in the provision for income taxes is as follows:

Federal income tax computed at the statutory rate
State and local tax, net
Goodwill impairment
U.S. domestic manufacturers’ deduction & other permanent 
differences
Changes for tax positions of prior years
Change in tax rates (a)
Change in tax estimate
Benefit for income taxes

(a)

Includes the estimated impact of the Act in 2017.

$

$

F-16

2018

2017

Amount

Percentage

Amount

Percentage

(695)
(47)
324

147
–
(37)
83
(225)

21.0%
1.4%
(9.8)%

(4.4)%
0.0%
1.1%
(2.5)%
6.8%

$

$

(274)
1
–

111
118
(378)
(36)
(458)

34.0%
(0.1)%
0.0%

(13.8)%
(14.6)%
47.0%
4.5%
57.0%

The tax effects of temporary differences giving rise to deferred income tax assets and liabilities are as follows:

Deferred tax liabilities attributable to:

Accumulated depreciation and amortization
Total net deferred tax liabilities

Deferred tax assets attributable to:

Net operating losses
Capital loss carry-forward & investment impairment
Incentive compensation
Inventory
Allowances for doubtful accounts and discounts
Other
Total net deferred tax assets

Net deferred tax liabilities

A reconciliation of the beginning and ending amount of unrecognized tax benefits is as follows:

Balance at January 1
Additions for tax positions of prior years
Release for tax positions of prior years
Balance at December 31

December 31,

2018

2017

(2,062)
(2,062)

$

595
115
448
355
109
50
1,673
(390)

181
–
(118)
63

$

$

$

2018

(1,784)
(1,784)

14
122
255
335
161
57
944
(840)

2017

63
118
–
181

$

$

$

$

Lifeway is subject to U.S. federal income tax as well as income tax in multiple state and city jurisdictions. With limited exceptions, our calendar 
year 2015 and subsequent federal and state tax years remain open by statute. The amount of unrecognized tax benefits that, if recognized, would 
impact the annual effective tax rate was not significant as of December 31, 2018 and 2017.

The amount of interest and penalties recognized in the consolidated statements of operations was $0 and $152 during 2018 and 2017, respectively. 
The  amount  of  accrued  interest  and  penalties  recognized  in  the  consolidated  balance  sheets  was  $19  and  $171  at  December  31,  2018  and  2017, 
respectively.

Note 10 – Stock-based and Other Compensation

In December 2015, Lifeway stockholders approved the 2015 Omnibus Incentive Plan, which authorized the issuance of an aggregate of 3.5 million 
shares to satisfy awards of stock options, stock appreciation rights, unrestricted stock, restricted stock, restricted stock units, performance shares and 
performance units to qualifying employees. Under the Plan, the Board or its Audit and Corporate Governance Committee approves stock awards to 
executive officers and certain senior executives, generally in the form of restricted stock or performance shares. The number of performance shares 
that participants may earn depends on the extent to which the corresponding performance goals have been achieved. Stock awards generally vest 
over a three-year performance or service period. At December 31, 2018, 3.467 million shares remain available under the Omnibus Incentive Plan. 
While we plan to continue to issue awards pursuant to the Plan at least annually, we may choose to suspend the issuance of new awards in the future 
and may grant additional awards at any time including issuing special grants of restricted stock, restricted stock units, and stock options to attract 
and retain new and existing executives.

F-17

Stock Options

Pursuant to the Omnibus Incentive Plan, Lifeway granted 26 stock options to certain key employees effective January 1, 2016 and 24 stock options 
on July 1, 2016 (the “2016 options”). The 2016 options generally vest over a three-year period, on a relatively accelerated basis. The accelerated 
vesting reflects the landmark nature of the awards and the relative tenure of individual participants.

The following table summarizes stock option activity during the year ended December 31, 2018:

Outstanding at December 31, 2017
Granted
Exercised
Forfeited
Outstanding at December 31, 2018

Exercisable at December 31, 2018

Weighted 
average 
exercise price

Options

Weighted 
average 
remaining 
contractual 
life

Aggregate 
intrinsic value

45
–
–
(4)
41
36

$
$
$
$
$
$

10.45
–
–
10.73
10.42
10.42

–
–
–
–
7.22
7.23

$
$

–

–
–
–
–

For  the  years  ended  December  31,  2018  and  2017  total  pre-tax  stock-based  compensation  expense  recognized  in  the  consolidated  statements  of 
operations was $9 and $41, respectively. For the years ended December 31, 2018 and 2017 tax-related benefits of $3 and $17 were also recognized. 
As of December 31, 2018, the total remaining unearned compensation related to non-vested stock options was $1, which is expected to be amortized 
over the weighted-average remaining service period of 0.50 years.

We measure the fair value of stock options using the Black-Scholes option pricing model. The expected term of options granted was based on the 
weighted  average  time  of  vesting and  the  end  of the  contractual  term.  We utilized  this  simplified  method as  we do  not  have  sufficient  historical 
exercise data to provide a reasonable basis upon which to estimate the expected term.

The following assumptions were used for the 2016 stock option grants:

Risk free interest rate
Expected dividend yield
Expected volatility
Expected term (years)

Restricted Stock Awards

1.00 - 1.11%
0.27%
38.96 - 39.94%
5.03 - 5.88 

Lifeway’s Board granted 20 Restricted Stock Awards (“RSAs”) to certain non-employee directors in June 2018 vesting over a three-year service 
period. We also approved awards of 16 RSA’s to employees during 2018. An RSA represents the right to receive one share of common stock in the 
future. RSAs have no exercise price.

The following table summarizes RSA activity during the year ended December 31, 2018:

Outstanding at December 31, 2017
Granted
Shares issued upon vesting
Forfeited
Outstanding at December 31, 2018

Weighted average grant date fair value per share outstanding

$

RSA’s

–
36
(2)
(9)
25
4.77

F-18

We  expense  RSA’s  over  the  service  period.  For  the  years  ended  December  31,  2018  and  2017  total  pre-tax  stock-based  compensation  expense 
recognized in the consolidated statements of operations was $47 and $18, respectively. For the years ended December 31, 2018 and 2017 tax-related 
benefits of $13 and $7, respectively, were also recognized. As of December 31, 2018, the total remaining unearned compensation related to non-
vested RSA’s was $81, which is expected to be amortized over the weighted-average remaining service period of 1.32 years.

Long-Term Incentive Compensation

Lifeway established a long-term incentive-based compensation program for fiscal year 2017 (the “2017 Plan”) for certain senior executives and key 
employees (the “participants”). We established a similar plan for participants for fiscal year 2018 (the “2018 Plan”). Under both the 2017 Plan and 
the  2018  Plan,  long-term  incentive  compensation  is  based  on  Lifeway’s  achievement  of  certain  sales  and  adjusted  EBITDA  performance  levels 
versus respective targets established by the Board for each fiscal year.

Under  the  2017  Plan, collectively  the  participants  had the opportunity  to  earn  cash  and  equity-based incentive compensation in  amounts ranging 
from  $0  to  $11,025  depending  on  Lifeway’s  performance  levels  compared  to  the  respective  targets  and  the  senior  executive’s  performance 
compared to their individual objectives. The equity portion of the incentive compensation is payable in restricted stock that vests one-third in each 
of  the  three  years  from  the  2017  grant  dates.  For  the  year  ended  December  31,  2018,  $636  was  expensed  under  the  2017  Plan  as  stock-based 
compensation  expense  in  the  consolidated  statements  of  operations.  For  the  year  ended  December  31,  2017,  incentive  compensation  earned  by 
participants and expensed under the plan was $3,589 of which $1,610 will be settled through the issuance of stock, subject to vesting, and $1,979 
will be settled in cash. For the year ended December 31, 2017, incentive compensation recognized in the consolidated statement of operations under 
the 2017 Plan was $2,516. As of December 31, 2018, the total remaining unearned compensation related to the 2017 Plan was $336, of which $287 
and $49 is expected to be recognized in 2019 and 2020, respectively, subject to vesting.

Under the 2018 Plan, collectively the participants have the opportunity to earn cash and equity-based incentive compensation in amounts ranging 
from  $0  to  $11,200  depending  on  Lifeway’s  performance  levels  compared  to  the  respective  targets  and  the  senior  executive’s  performance 
compared to their individual objectives. The equity portion of the incentive compensation is payable in restricted stock that vests one-third in each 
of the three years from the 2018 grant dates. For the year ended December 31, 2018, $76 was expensed under the 2018 Plan as cash bonus expense 
in the consolidated statements of operations. There were no equity-based incentive earnings under the 2018 plan during the year ended December 
31, 2018.

Retirement Benefits

Lifeway has a defined contribution plan which is available to substantially all full-time employees. Under the terms of the plan we match employee 
contributions  under  a  prescribed  formula.  For  the  years  ended  December  31,  2018  and  2017  total  contribution  expense  recognized  in  the 
consolidated statements of operations was $417 and $376, respectively.

Note 11 – Segments, Products and Customers

Lifeway’s  primary  product  is  drinkable  kefir,  a  cultured  dairy  product.  Lifeway  Kefir  is  tart  and  tangy,  high  in  protein,  calcium  and  vitamin  D. 
Thanks to our exclusive blend of kefir cultures, each cup of kefir contains 12 live and active cultures and 15 to 20 billion beneficial CFU (Colony 
Forming Units) at the time of manufacture.

We manufacture (directly or through co-packers) our products under our own brand, as well as under private labels on behalf of certain customers. 
As of December 31, 2018, Lifeway offered approximately 20 varieties of our kefir products including more than 60 flavors. In addition to our core 
drinkable kefir products, we offer several lines of products developed through our innovation and development efforts. These include Kefir Cups, a 
strained,  cupped  version  of  our  kefir;  and  Organic  Farmer  Cheese  Cups,  a  cupped  version  of  our  soft  cheeses,  both  served  in  resealable  5  oz. 
containers. We also offer Skyr, a strained cupped Icelandic yogurt; Plantiful, a plant-based probiotic beverage made from organic and non-GMO pea 
protein with 10 vegan kefir cultures; a line of probiotic supplements for adults and children; and a soft serve kefir mix.

F-19

Our product categories are:

•

•

•

•

•

•

Drinkable  Kefir,  sold  in  a  variety  of  organic  and  non-organic  sizes,  flavors,  and  types,  including  low  fat,  non-fat,  whole  milk,  protein, 
BioKefir (a 3.5 oz. kefir with additional probiotic cultures), and Kefir with Oats.

European-style soft cheeses, including farmer cheese in resealable cups.

Cream and other, which consists primarily of cream, a byproduct of making our kefir.

ProBugs, a line of kefir products in drinkable and frozen formats, designed for children.

Other Dairy, which includes Cupped Kefir and Icelandic Skyr, a line of strained kefir and yogurt products in resealable cups.

Frozen Kefir, available in both bars and pint-size containers.

Lifeway has determined that it has one reportable segment based on how our chief operating decision maker manages the business and in a manner 
consistent with the internal reporting provided to the chief operating decision maker. The chief operating decision maker, who is responsible for 
allocating resources and assessing our performance, has been identified collectively as the Chief Financial Officer, the Chief Operating Officer, the 
Chief Executive Officer, and Chairperson of the board of directors. Substantially all of our consolidated revenues relate to the sale of cultured dairy 
products that we produce using the same processes and materials and are sold to consumers through a common network of distributors and retailers 
in the United States.

Net sales of products by category were as follows for the years ended December 31:

In thousands

Drinkable Kefir other than ProBugs
Cheese
Cream and other
Cupped Kefir and Skyr
ProBugs Kefir
Frozen Kefir (a)
Net Sales

(a)

Includes Lifeway Kefir Shop sales

2018

2017

$

%

$

%

$

$

78,523
11,486
5,276
3,836
2,795
1,434
103,350

76% $
11%
5%
4%
3%
1%
100% $

90,514
11,516
6,527
4,138
4,537
1,661
118,893

76%
10%
5%
4%
4%
1%
100%

Significant Customers – Sales are predominately to companies in the retail food industry located within the United States. Two major customers 
accounted  for  approximately  21%  and  22%  of  net  sales  for  the  years  ended  December  31,  2018  and  2017,  respectively.  Two  major  customers 
accounted for approximately 17% and 19% of accounts receivable as of December 31, 2018 and 2017, respectively. Our ten largest customers as a 
group accounted for approximately 59% of net sales for the years ended December 31, 2018 and 2017. 

Note 12 – Share repurchase program

On September 24, 2015, Lifeway’s Board of Directors authorized a stock repurchase program (the “2015 stock repurchase program”) under which 
we may, from time to time, repurchase shares of our common stock for an aggregate purchase price not to exceed the lesser of $3,500 or 250 shares. 
On November 1, 2017, the Board amended the 2015 stock repurchase program (the “2017 amendment”), by adding to (i.e., exclusive of the shares 
previously  authorized  under  the  2015  stock  repurchase  program)  the  authorization  the  lesser  of  $5,185  or  625  shares.  Under  the  amended 
authorization, share repurchases may be executed through various means, including without limitation in the open market or in privately negotiated 
transactions, in accordance with all applicable securities laws and regulations, including without limitation Rule 10b-18 of the Securities Exchange 
Act  of  1934,  as  amended.  The  extent  to  which  Lifeway  repurchases  its  shares  and  the  timing  of  such  repurchases  will  depend  upon  a  variety  of 
factors, including market conditions, regulatory requirements and other corporate considerations. The repurchase program does not obligate us to 
purchase any shares, and the program may be terminated, suspended, increased, or decreased by our Board in its discretion at any time.

F-20

Pursuant to the share repurchase program, during the year ended December 31, 2018, the Company repurchased 218 shares at a cost of $1,379 or 
approximately  $6.33  per  share.  During  the  year  ended  December  31,  2017,  the  Company  repurchased  148  shares  at  a  cost  of  $1,486  or 
approximately $10.07 per share. Approximately $4,503 remained available under this program as of December 31, 2018.

Note 13 – Related party transactions

Lifeway  obtains  consulting  services  from  the  Chairperson  of  its  Board  of  Directors.  Fees  earned  by  the  Chairperson  are  included  in  general  and 
administrative expenses in the accompanying consolidated statements of operations and were $1,000 during the years ended December 31, 2018 and 
2017, respectively.

Lifeway  is  also  a  party  to  a  royalty  agreement  with  the  Chairperson  under  which  we  pay  the  Chairperson  a  royalty  based  on  the  sale  of  certain 
Lifeway products, not to exceed $50 in any fiscal month. Royalties earned by the Chairperson are included in selling expenses in the accompanying 
consolidated statements of operations and were $587 and $600 during the years ended December 31, 2018 and 2017, respectively.

Note 14 – Subsequent Events

On  April  10,  2019,  effective  March  31,  2019,  Lifeway  entered  into  the  First  Modification  to  the  Amended  and  Restated  Loan  and  Security 
Agreement  (the  “Modified  Revolving  Credit  Facility”)  with  its  existing  lender.  Under  the  amendment,  the  Modified  Revolving  Credit  Facility 
provides for a revolving line of credit up to a maximum of $9 million (the “Revolving Loan”) with an incremental facility not to exceed $5 million 
(the “Incremental Facility” and together with the Revolving Loan, the “Loans”).

All outstanding amounts under the Loans bear interest, based on a level of the Senior Debt to EBITDA ratio, at Lifeway’s election, at either the 
lender Base Rate (the greater of either the Federal Funds Rate plus 0.0% to 0.5%, or the Prime Rate) or the LIBOR plus 2.25% to 3.00%, payable 
monthly in arrears. Lifeway is also required to pay a quarterly unused line fee and, in conjunction with the issuance of any letters of credit, a letter 
of credit fee.

As  amended,  the  Modified  Revolving  Credit  Facility  contains  customary  representations,  warranties,  and  covenants  on  the  part  of  Lifeway, 
including financial covenants requiring us to achieve a minimum EBITDA threshold for each of the fiscal quarters through December 31, 2019, and 
maintain  a  fixed  charge  coverage  ratio  of  no  less  than  1.25  to  1.0  each  of  the  fiscal  quarters  ending  through  the  expiration  date.  The  Modified 
Revolving Credit Facility also provides for events of default, including failure to repay principal and interest when due and failure to perform or 
violation of the provisions or covenants of the agreement, as a result of which amounts due under the Modified Revolving Credit Facility may be 
accelerated.

The Company had outstanding borrowings of $4,720 at the time of the modification.

F-21

ITEM 9.          CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE.

None

ITEM 9A.       CONTROLS AND PROCEDURES.

Evaluation of Disclosure Controls and Procedures

We maintain disclosure controls and procedures that are designed to ensure material information required to be disclosed in our reports that we file 
or submit under the Exchange Act is recorded, processed, summarized, and reported within the time periods specified in the SEC’s rules and forms, 
and  that  such  information  is  accumulated  and  communicated  to  our  management,  including  our  principal  executive  officer,  principal  financial 
officer  and  principal  accounting  officer,  as  appropriate,  to  allow  timely  decisions  regarding  required  financial  disclosure.  In  designing  and 
evaluating the disclosure controls and procedures, we recognize that a control system, no matter how well designed and operated, can provide only 
reasonable, not absolute, assurance that the objectives of the control system are met. Because of the inherent limitations in all control systems, no 
evaluation of controls can provide absolute assurance that all control issues and instances of fraud, if any, within a company have been detected.

As of December 31, 2018 (the “Evaluation Date”), we conducted an evaluation, under the supervision and with the participation of our principal 
executive officer and principal financial officer, of the effectiveness of our disclosure controls and procedures (as defined in Rules 13a-15 and 15d-
15 of the Securities Exchange Act of 1934 (the “Exchange Act”)). Based on this evaluation, our principal executive officer and principal financial 
officer have concluded that, as of the Evaluation Date, our disclosure controls and procedures were not effective at the reasonable assurance level as 
of December 31, 2018 in ensuring that information required to be disclosed by us under the Exchange Act is recorded, processed, summarized, and 
reported within the time periods specified under the Exchange Act rules and forms due to the material weakness described below. As a result, we 
performed additional analysis and other post-closing procedures to ensure our consolidated financial statements were prepared in accordance with 
generally accepted accounting principles, including reviewing the accounting for goodwill impairment. Accordingly, management has concluded, 
notwithstanding the material weakness described below, the company’s consolidated financial statements included in this Form 10-K fairly present, 
in all material respects, our financial condition, results of operations and cash flows for the periods presented.

The  attestation  report  of  Mayer  Hoffman  McCann  P.C.,  our  independent  registered  public  accounting  firm,  regarding  Lifeway’s  internal  control 
over financial reporting is provided under “Financial Statements and Supplementary Data.”

23

Management’s Annual Report on Internal Control Over Financial Reporting

Management is responsible for establishing and maintaining adequate internal control over financial reporting as such term is identified in Exchange 
Act Rules 13a-15(f). Internal control over financial reporting is a process designed by, or under the supervision of, our principal executive officer, 
principal financial officer and principal accounting officer, and effected by the Board of Directors, management, and other personnel, to provide 
reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance 
with accounting principles generally accepted in the United States of America. Our internal control over financial reporting includes those policies 
and procedures that:







pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect our transactions and dispositions of our assets;

provide reasonable assurance that our transactions are recorded as necessary to permit preparation of our consolidated financial statements 
in accordance with accounting principles generally accepted in the United States of America, and that our receipts and expenditures of the 
company are being made only in accordance with authorizations of our management and our directors; and

provide  reasonable  assurance  regarding  prevention  or  timely  detection  of  unauthorized  acquisition,  use,  or  disposition  of  our  assets  that 
could have a material effect on our consolidated financial statements.

Internal control over financial reporting has inherent limitations which may not prevent or detect misstatements. Also, projections of any evaluation 
of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions or because the level 
of compliance with related policies or procedures may deteriorate.

Management, including our Chief Executive Officer and our Chief Financial Officer, assessed the effectiveness of our internal control over financial 
reporting  as  of  December  31,  2018.  In  making  this  assessment,  management  used  the  criteria  set  forth  by  the  Committee  of  Sponsoring 
Organizations of the Treadway Commission (“COSO”) in Internal Control - Integrated Framework (2013).

A material weakness is a deficiency, or a combination of deficiencies, in internal control over financial reporting, such that there is a reasonable 
possibility that a material misstatement of the Company’s annual or interim financial statements will not be prevented or detected on a timely basis.

Based on this assessment, management has concluded that our internal control over financial reporting was not effective as of December 31, 2018 
due to material weakness in our controls over the review of the result of the step one goodwill impairment evaluation performed by the third party 
valuation expert that we engaged. When preparing their report on the step one goodwill impairment evaluation, the third party valuation expert made 
certain analysis errors that our review controls did not detect. Because we recorded an adjustment to the financial statements, this control deficiency 
did  not  result  in  a  material  misstatement  to  the  Company’s  consolidated  financial  statements  for  the  year  ended  December  31,  2018.  However, 
management  concluded  that  this  control  deficiency,  if  un-remediated,  could,  in  future  reporting  periods,  result  in  a  material  misstatement  to  the 
annual or interim consolidated financial statements that our controls may not prevent or detect. Accordingly, management has determined that this 
control deficiency constituted a material weakness.

Remediation of the Material Weakness

In response to the material weakness described above, management is currently evaluating our policies and procedures related to the review of the 
analysis in goodwill impairment reports prepared by third-party valuation experts and plans to design and implement adequate internal controls and 
procedures  to  ensure  that  (i)  goodwill  impairment  is  properly  reviewed,  accounted  for  and  disclosed,  and  (ii)  management  can  more  effectively 
evaluate analysis conducted by third-party valuation service providers that perform the step one goodwill impairment analysis.

Changes in Internal Control over Financial Reporting

Except  as  discussed  above  there  were  no  changes  in  our  internal  control  over  financial  reporting  that  occurred  during  2018  that  have  materially 
affected, or are reasonably likely to materially affect, our internal control over financial reporting.

ITEM 9B.       OTHER INFORMATION

None.

24

ITEM 10.        DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE

Corporate Governance Guidelines and Code of Ethics

PART III

We  have  adopted  Corporate  Governance  Guidelines  and  a  Code  of  Ethics  applicable  to  all  members  of  the  Board,  executive  officers,  and 
employees, including our principal executive officer and principal financial officer. The Corporate Governance Guidelines, the Code of Ethics, and 
other corporate governance documents are available on Lifeway’s website at www.lifewayfoods.com. Any person may, without charge, request a 
copy of the Corporate Governance Guidelines and/or Code of Ethics by contacting Lifeway at (847) 967-1010 or by email at info@lifeway.net.

Other information required by this Item 10 will be included in our definitive Proxy Statement to be filed no later than 120 days after the end of the 
fiscal year covered by this Annual Report on Form 10-K and is incorporated herein by reference.

ITEM 11.        EXECUTIVE COMPENSATION

Information required by this Item 11 will be included in our definitive Proxy Statement to be filed no later than 120 days after the end of the fiscal 
year covered by this Annual Report on Form 10-K and is incorporated herein by reference.

ITEM 12.        SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED 
STOCKHOLDER MATTERS.

Information required by this Item 12 will be included in our definitive Proxy Statement to be filed no later than 120 days after the end of the fiscal 
year covered by this Annual Report on Form 10-K and is incorporated herein by reference.

ITEM 13.        CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS AND DIRECTOR INDEPENDENCE.

Information required by this Item 13 will be included in our definitive Proxy Statement to be filed no later than 120 days after the end of the fiscal 
year covered by this Annual Report on Form 10-K and is incorporated herein by reference.

ITEM 14.        PRINCIPAL ACCOUNTANT FEES AND SERVICES.

Information required by this Item 14 will be included in our definitive Proxy Statement to be filed no later than 120 days after the end of the fiscal 
year covered by this Annual Report on Form 10-K and is incorporated herein by reference.

25

ITEM 15.  

  EXHIBITS, FINANCIAL STATEMENT SCHEDULES.

PART IV

1. A list of the Financial Statements and Financial Statement Schedules filed as part of this Report is set forth in Part II, Item 8, which list is

incorporated herein by reference.

2. Financial  Statement  Schedules  –  Separate  financial  statement  schedules  have  been  omitted  either  because  they  are  not  applicable  or

because the required information is included in the consolidated financial statements

Form Period 
Ending

Exhibit

Filing Date

10-K

12/31/17

3.1

3/30/18

3. Exhibits.

No.

Description

Amended and Restated Bylaws.

3.1

3.2

10.1

10.2

Articles of Incorporation, as amended and currently in effect

10-K

12/31/13

3.2

4/2/14

Stock Purchase Agreement dated October 1, 1999 by and among Danone Foods, Inc., 
Lifeway Foods, Inc., Michael Smolyansky and certain other parties

Stockholders’ Agreement dated October 1, 1999 by and among Danone Foods, Inc., Lifeway 
Foods, Inc., Michael Smolyansky and certain other parties

10.3

Letter Agreement dated December 24, 1999

10.4

Employment Agreement, dated September 12, 2002, between Lifeway Foods, Inc. and Julie 
Smolyansky

10.10

10/12/99

10.11

10/12/99

10.12

1/12/00

9/30/02

10.14

4/30/03

8-K

8-K

8-K

10-
QSB/A 
No. 2

10.5 Consulting Agreement by and between the Company and Ludmila Smolyansky, dated as of 

10-K

12/31/15

10.23

3/16/16

March 8, 2016

10.6  Endorsement Agreement by and between the Company and Ludmila Smolyansky, dated as of 

10-K

12/31/15

10.24

3/16/16

March 14, 2016

10.7

Employment Agreement by and between the Company and Douglas A. Hass, dated as of 
April 21, 2017

10.5 Amended and Restated Loan and Security Agreement dated as of May 7, 2018 among 

Lifeway Foods, Inc., Fresh Made, Inc., The Lifeway Kefir Shop, LLC, Lifeway Wisconsin, 
Inc., and CIBC Bank USA, as Lender.

10.8

Employment Agreement by and between the Company and Amy Feldman, dated as of 
October 29, 2018

8-K

8-K

8-K

10.1

4/26/17

10.1

5/11/18

10.1

11/01/18

26

10.9

Employment Agreement by and between the Company and Eric Hanson, dated as of January 
18, 2019

8-K

10.1

1/23/19

10.10 First Modification to Amended and Restated Loan and Security Agreement dated as of April 
10, 2019 among Lifeway Foods, Inc., Fresh Made, Inc., The Lifeway Kefir Shop, LLC, 
Lifeway Wisconsin, Inc., and CIBC Bank USA, as Lender.

Filed Herewith

14

21

Code of Conduct and Ethics

List of Subsidiaries of the Registrant

23.1 Consent of Mayer Hoffman McCann P.C.

31.1 Rule 13a-14(a)/15d-14(a) Certification of Julie Smolyansky

31.2 Rule 13a-14(a)/15d-14(a) Certification of Eric Hanson

32.1

Section 1350 Certification of Julie Smolyansky

32.2

Section 1350 Certification of Eric Hanson

10-K

12/31/13

14

4/2/14

Filed Herewith

Filed Herewith

Filed Herewith

Filed Herewith

Filed Herewith

Filed Herewith

99.1

Press release dated April 15, 2019 reporting the Company’s financial results for year ended 
December 31, 2018.

Furnished Herewith

101

Interactive Data Files

Filed Herewith

ITEM 16.  

  FORM 10-K SUMMARY.

Not applicable.

27

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on 
its behalf by the undersigned, thereunto duly authorized.

SIGNATURES

Date: April 15, 2019

Date: April 15, 2019

LIFEWAY FOODS, INC.

By:/s/ Julie Smolyansky
Julie Smolyansky
Chief  Executive  Officer,  President,  and 
Director

By:/s/ Eric Hanson 
Eric Hanson
Chief Financial & Accounting Officer

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the 
registrant and in the capacities and on the dates indicated.

Date: April 15, 2019

Date: April 15, 2019

Date: April 15, 2019

Date: April 15, 2019

Date: April 15, 2019

Date: April 15, 2019

Date: April 15, 2019

Date: April 15, 2019

Date: April 15, 2019

/s/ Julie Smolyansky
Julie Smolyansky
Chief Executive Officer, President, and Director
(Principal Executive Officer)

/s/ Edward Smolyansky
Edward Smolyansky
Chief Operating Officer, Treasurer, Secretary, and Director

/s/ Eric Hanson
Eric Hanson
Chief Financial & Accounting Officer
(Principal Financial & Accounting Officer)

/s/ Ludmila Smolyansky
Ludmila Smolyansky
Chairperson of the Board of Directors

/s/ George Sent 
George Sent
Lead Independent Director

/s/ Pol Sikar
Pol Sikar
Director

/s/ Renzo Bernardi
Renzo Bernardi
Director

Jason Scher
Director

/s/ Laurent Marcel 
Laurent Marcel
Director

28

Exhibit 10.1

FIRST MODIFICATION TO
AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT

This First Modification to Amended and Restated Loan and Security Agreement (this “Amendment”) is entered into effective as of March 
31, 2019 (the “Effective Date”) by and among CIBC BANK USA, (the “Lender”), LIFEWAY FOODS, INC., an Illinois corporation (“Lifeway”), 
FRESH  MADE,  INC.,  a  Pennsylvania  corporation  (“FMI”),  THE  LIFEWAY  KEFIR  SHOP  LLC,  an  Illinois  limited  liability  company  formerly 
known as STARFRUIT, LLC (“LKS”), and LIFEWAY WISCONSIN, INC., an Illinois corporation (“LWI” and together with Lifeway, FMI and 
LKS being sometimes collectively referred to as the “Borrowers”).

R E C I T A L S

WHEREAS, the Lender and the Borrowers entered into an Amended and Restated Loan and Security Agreement dated May 7, 2018 (as 

modified, the “Loan Agreement”), pursuant to which the Lender made available to the Borrowers a credit facility;

WHEREAS, Events of Default (the “Subject Defaults”) have occurred under Section 13.1.5 of the Loan Agreement as a result the failure of 
Borrowers  to  comply  with  the  financial  covenants  set  forth  in  Section  11.14.1  (EBITDA)  for  the  Fiscal  Quarter  ending  December  31,  2018  and 
Section 11.14.2 (Fixed Charge Coverage Ratio) for the Fiscal Quarter ending December 31, 2018;

WHEREAS,  the  Lender  and  Borrowers  desire  to  amend  the  Loan  Agreement,  among  other  things,  to  (a)  reduce  the  Revolving 
Commitment, (b) redefine the “Borrowing Base”, (c) amend and restate the financial covenants in Section 11.14 of the Loan Agreement and (d) 
waive the Subject Defaults, all upon and subject to the terms and conditions set forth in this Amendment; and

WHEREAS, this Amendment shall constitute a Loan Document and these Recitals shall be construed as part of this Amendment.

NOW,  THEREFORE,  for  good  and  valuable  consideration,  the  receipt  and  sufficiency  of  which  hereby  are  acknowledged,  the  parties 

hereto hereby agree as follows:

1.

Definitions. (a) Undefined Terms. Unless the context otherwise provides or requires, capitalized terms used herein which are
not defined herein shall have the meanings ascribed to them in the Loan Agreement; provided, however, that all references in the Loan Agreement 
to (a) “Obligations” shall, in addition to the definition set forth in the Loan Agreement include, but not be limited to, the duties and obligations of 
the Borrowers under this Amendment, and (b) “Loan Documents” shall, in addition to the definition set forth in the Loan Agreement include, but 
not be limited to, this Amendment and the documents and instruments to be delivered pursuant to this Amendment.

following amended and restated meaning:

(b)

Amended and Restated Defined Term. When used herein and in the Loan Agreement, the following terms shall have the

2018  Non-Recurring  Expenses  means,  in  respect  of  the  Fiscal  Year  ended  December  31,  2018  only  (i)  up  to  $731,048  of 
restructuring and severance expenses related to the closing of Borrowers’ Skokie, Illinois plant and the separation of certain of Borrowers’ 
executives  and  sales  directors,  (ii)  up  to  $217,073  of  legal  and  other  expenses  incurred  in  connection  with  Borrowers’  decision  not  to 
pursue further a possible “going private” transaction, (iii) up to $95,000 of recruiting fees for services rendering in identifying and hiring a 
new Chief Financial Officer for the Borrowers and (iv) up to $128,828 of other non-recurring legal fees.

1

Applicable Margin means, for any day, the rate per annum set forth below opposite the level (the “Level”) then in effect, it being 
understood that the Applicable Margin for (i) LIBOR Loans shall be the percentage set forth under the column “LIBOR Margin”, (ii) Base 
Rate Loans shall be the percentage set forth under the column “Base Rate Margin”, (iii) the Non-Use Fee Rate shall be the percentage set 
forth under the column “Non-Use Fee Rate” and (iv) the L/C Fee shall be the percentage set forth under the column “L/C Fee Rate”:

Level
I
II
III

IV

Senior Debt
to EBITDA Ratio

Greater than or equal to 2.00:1.00
Greater than 1.50:1.00 but less than 2.00:1.00
Greater  than  or  equal  to  1.00:1.00  but  less  than  or  equal  to 
1.50:1.00
Less than 1.00:1.00

LIBOR
Margin
3.00%
2.75%
2.65%

2.25%

Base Rate
Margin
0.50%
0.25%
0.15%

Non-Use
Fee Rate
0.25%
0.25%
0.25%

L/C Fee
Rate
0.20%
0.20%
0.20%

0.00%

0.25%

0.20%

The LIBOR Margin, the Base Rate Margin, the Non-Use Fee Rate and the L/C Fee Rate shall be adjusted, to the extent applicable, 
on the fifth (5th) Business Day after Borrower provides or is required to provide the annual and quarterly financial statements and other 
information  pursuant  to  Sections  10.1.1  or  10.1.2,  as  applicable,  and  the  related  Compliance  Certificate,  pursuant  to  Section  10.1.3. 
Notwithstanding  anything  contained  in  this  paragraph  to  the  contrary,  (a)  if  Borrowers  fail  to  deliver  the  financial  statements  and 
Compliance Certificate in accordance with the provisions of Sections 10.1.1, 10.1.2 and 10.1.3, the LIBOR Margin, the Base Rate Margin, 
the  Non-Use  Fee  Rate  and  the  L/C  Fee  Rate  shall  be  based  upon  Level  I  above  beginning  on  the  date  such  financial  statements  and 
Compliance  Certificate  were  required  to  be  delivered  until  the  fifth  (5th)  Business  Day  after  such  financial  statements  and  Compliance 
Certificate are actually delivered, whereupon the Applicable Margin shall be determined by the then current Level; (b) no reduction to any 
Applicable Margin shall become effective at any time when a Default or an Event of Default has occurred and is continuing; and (c) the 
initial Applicable Margin on the Closing Date shall be based on Level III until the date on which the financial statements and Compliance 
Certificate are required to be delivered for the Fiscal Quarter ending June 30, 2019.

Revolving Commitment means $9,000,000. Annex A to the Loan Agreement is hereby amended and restated in accordance with 

Annex A attached to this Amendment.

2.

Amendment to Loan Agreement.

(a)

Commencing the Effective Date, Section 11.14 of the Loan Agreement is amended and restated as follows:

11.14       Financial Covenants.

11.14.1       EBITDA. Not Permit EBITDA to be less than the applicable amount set forth below for the period indicated 

below:

Period 

3-months ending March 31, 2019
6-months ending June 30, 2019

9-months ending September 30, 2019
12-months ending December 31, 2019

EBITDA

$750,000.00
$1,500,000.00

$2,250,000.00
$3,000,000.00

11.14.2       Fixed Charge Coverage Ratio. Not permit the Fixed Charge Coverage Ratio for any Computation Period to 
be  less  than  1.25  to  1.00  commencing  the  Fiscal  Quarter  ending  December  31,  2018  and  at  the  end  of  each  Fiscal  Quarter 
thereafter. For purposes of this Section 11.14.2, with respect to the Fiscal Year ended December 31, 2018 only (a) the 2018 Non-
Recurring Expenses may be added back to Consolidated Net Income to the extent such expenses were deducted in the calculation 
of  Consolidated  Net  Income  and  (b)  up  to  $1,160,000.00  of  unfinanced  Capital  Expenditures  incurred  during  such  Fiscal  Year 
related to plant improvements at the Waukesha, Property may be excluded for purposes of clause (a)(ii) of the definition of “Fixed 
Charge Coverage Ratio”.

2

(b)                 Except as specifically set forth herein, Note and the Loan Documents previously delivered by the Borrowers shall 
remain in full force and effect and are hereby ratified and confirmed in all respects. The indebtedness evidenced by the Note (as hereby amended 
by  this  Amendment)  is  continuing  indebtedness  of  the  Borrowers  and  nothing  herein  shall  be  deemed  to  constitute  a  payment,  settlement  or 
novation of the Note, or to release or otherwise adversely affect any lien or security interest securing such indebtedness or any rights of the Lender 
against any party primarily or secondarily liable for such indebtedness.

3.       Waiver of Subject Defaults.

From and after the Effective Date, and pursuant to Section 14.1 of the Loan Agreement the Lender hereby waives (a) the occurrence of the 
Subject Defaults, (b) its available rights and remedies with respect to the Subject Defaults, and (c) its right to charge interest at the Default Rate on 
account of the Subject Defaults. Such waiver (a) shall not be deemed to extend to any other Event of Default which has arisen or may hereafter 
arise, (b) shall not be deemed to effect any amendment of the Loan Agreement or any of the other Loan Documents, all of which shall remain in full 
force and effect in accordance with their respective terms except as expressly amended hereby and (c) shall not be deemed to establish a custom or 
course of dealing between Borrowers and the Lender.

4.      Representations and Warranties of Borrowers.

(a)                 The Recitals in this Amendment are true and correct in all respects.

(b)                  All  representations  and  warranties  of  each  Borrower  in  the  Loan  Agreement  and  in  the  other  Loan  Documents  to 
which each Borrower is a party are incorporated herein in full by this reference and are true and correct in all material respects as of the date hereof, 
except to the extent that any such representation or warranty expressly relates to an earlier date.

(c)                 Other than the Subject Defaults, no Event of Default or Unmatured Event of Default has occurred and is continuing.

Amendment. This Amendment has been duly executed by each Borrower.

(d)                  Each  Borrower  has  the  power,  and  has  been  duly  authorized  by  all  requisite  action,  to  execute  and  deliver  this 

(e)                 This Amendment is the legal, valid and binding obligation of each Borrower, enforceable against each Borrower and 
each of the other Borrowers in accordance with their respective terms, except as such enforceability may be limited by any applicable bankruptcy, 
insolvency, reorganization, moratorium, or similar law affecting creditors’ rights generally.

(f)                  The execution, delivery and performance of this Amendment do not and will not (i) violate any law, rule, regulation 
or  court  order  to  which  any  of  the  Borrowers  is  subject;  (ii)  conflict  with  or  result  in  a  breach  of  the  certificate  of  formation  or  incorporation, 
bylaws, limited liability company agreement or other organizational documents of any of the Borrowers or any other agreement or instrument to 
which it is party or by which the properties of any of the Borrowers is bound; or (iii) result in the creation or imposition of any Lien on any property 
of any of the Borrowers, whether now owned or hereafter acquired, other than Liens in favor of the Lender.

(g)                 No consent or authorization of, filing with or other act by or in respect of any Person is required in connection with 
the execution, delivery or performance by each of the Borrowers, or the validity or enforceability, of this Amendment, or the consummation of the 
transactions contemplated hereby.

3

5.                Conditions Precedent to Effectiveness. This Amendment shall be effective on the date when each of the following conditions 

shall have been satisfied in the sole discretion of the Lender:

Amendment;

(a)                 Amendment. Each of the Borrowers and the Lender shall have delivered to the Lender executed counterparts of this 

in the form attached hereto as Exhibit A;

(b)                 Amended and Restated Note. The Borrowers shall have delivered to the Lender a First Amended and Restated Note 

(c)                  Secretary  and  Manager  Certificates.  With  respect  to  each  Borrower  (i)  good  standing  certificates  in  its  state  of 
incorporation (or formation) and in each other state requested by the Lender; and (ii) certification that the certificates delivered by such Borrower on 
or  about  May  7,  2018,  remain  in  full  force  and  effect  (it  being  understood  that  the  Lender  may  conclusively  rely  on  each  such  certificate  until 
formally advised by a like certificate of any changes therein), all certified by its secretary or an assistant secretary or manager (or similar officer) as 
being in full force and effect without modification; and

and other documents as the Lender may reasonably request to accomplish the purposes of this Amendment.

(d)                 Other Documents. The Borrowers shall have delivered to the Lender such other agreements, certificates, instruments 

6.                Reference to and Effect on Loan Documents.

shall remain in full force and effect and each Borrower hereby ratifies and confirms each such Loan Document.

(a)                 Ratification. Except as specifically provided in this Amendment, the Loan Agreement and the other Loan Documents 

(b)                 No Waiver. Except as expressly provided herein, the execution, delivery and effectiveness of this Amendment shall 
not operate as a waiver or forbearance of any right, power or remedy of either party under the Loan Agreement or any of the other Loan Documents, 
or, except as expressly provided in herein, constitute a consent, waiver or modification with respect to any provision of the Loan Agreement or any 
of  the  other  Loan  Documents.  Upon  the  effectiveness  of  this  Amendment  each  reference  in  (a)  the  Loan  Agreement  to  “this  Agreement,” 
“hereunder,” “hereof,” or words of similar import and (b) any other Loan Document to “the Agreement” shall, in each case and except as otherwise 
specifically stated therein, mean and be a reference to the Loan Agreement as amended and modified hereby.

7.                Entire Agreement. This Amendment, including all annexes, exhibits, schedules and other documents incorporated by reference 
herein or delivered in connection herewith, constitutes the entire agreement of the parties with respect to the subject matter hereof and supersedes 
all other understandings, oral or written, with respect to the subject matter hereof.

8.                Field Audit and Further Amendment. Borrowers covenant and agree that (a) they shall permit the Lender to complete a field 
audit as further described in Section 10.16 of the Loan Agreement, at Borrowers’ expense, after the Effective Date (which field audit Borrowers 
and Lender anticipate will be commenced by May 31, 2019) and (b) promptly following the completion of such field audit and the results thereof, 
to  further  amend  the  Loan  Agreement  to  amend  the  definitions  of  Borrowing  Base,  Eligible  Accounts  and  Eligible  Inventory  in  order  for  the 
Borrowing Base to be calculated based upon a mutually agreed upon percentage of such Eligible Accounts and Eligible Inventory (together with 
such other amendments as may be reasonably necessary to implement the foregoing).

9.                Fees and Expenses. As provided in the Loan Agreement, the Borrowers agree to pay on demand all reasonable fees, costs and 
expenses incurred by the Lender in connection with the preparation, execution and delivery of this Amendment. In addition, in consideration of the 
Lender waiving the Subject Defaults, Borrowers shall pay Lender a covenant waiver fee of $15,000 payable on or before the Effective Date.

10.               Severability. Wherever possible, each provision of this Amendment shall be interpreted in such a manner as to be effective 
and valid under applicable law, but if any provision of this Amendment shall be prohibited by or invalid under applicable law, such provision shall 
be ineffective only to the extent of such prohibition or invalidity, without invalidating the remainder of such provision or the remaining provisions 
of this Amendment.

4

11.              Conflict  of  Terms.  Except  as  otherwise  provided  in  this  Amendment,  if  any  provision  contained  in  this  Amendment  is  in 
conflict with, or inconsistent with, any provision in any of the other Loan Documents, the provision contained in this Amendment shall govern and 
control.

12.              Successors  and  Assigns.  This  Amendment  shall  inure  to  the  benefit  of  and  be  binding  upon  the  successors  and  permitted 

assigns of the Lender and shall be binding upon the successors and assigns of each Borrower.

13.             Counterparts. This Amendment may be executed in one or more counterparts, each of which shall be deemed to be an original, 
but all of which taken together shall be one and the same instrument. Signature pages may be detached from multiple separate counterparts and 
attached to a single counterpart. Delivery of an executed signature page of this Amendment by facsimile transmission or electronic transmission 
(such as fax or e-mail) shall be as effective as delivery of a manually executed counterpart thereof.

14.             Headings. The paragraph headings used in this Amendment are for convenience only and shall not affect the interpretation of 

any of the provisions hereof.

15.             Applicable  Law.  THIS  AMENDMENT  SHALL  BE  GOVERNED  BY,  AND  CONSTRUED  AND  ENFORCED  IN 

ACCORDANCE WITH, THE LAWS SET FORTH IN THE CREDIT AGREEMENT.

16.             Forum Selection and Consent to Jurisdiction. ANY LITIGATION BASED HEREON, OR ARISING OUT OF, UNDER, OR 
IN  CONNECTION  WITH  THIS  AMENDMENT  OR  ANY  OTHER  LOAN  DOCUMENT,  SHALL  BE  BROUGHT  AND  MAINTAINED 
EXCLUSIVELY  IN  THE  COURTS  OF  THE  STATE  OF  ILLINOIS  OR  IN  THE  UNITED  STATES  DISTRICT  COURT  FOR  THE 
NORTHERN  DISTRICT  OF  ILLINOIS;  PROVIDED  THAT  NOTHING  IN  THIS  AMENDMENT  SHALL  BE  DEEMED  OR  OPERATE  TO 
PRECLUDE  THE  LENDER  FROM  BRINGING  SUIT  OR  TAKING  OTHER  LEGAL  ACTION  IN  ANY  OTHER  JURISDICTION.  THE 
PARTIES  HEREBY  EXPRESSLY  AND  IRREVOCABLY  SUBMIT  TO  THE  JURISDICTION  OF  THE  COURTS  OF  THE  STATE  OF 
ILLINOIS AND OF THE UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF ILLINOIS FOR THE PURPOSE OF 
ANY SUCH LITIGATION AS SET FORTH ABOVE. EACH OF THE PARTIES FURTHER CONSENTS TO THE SERVICE OF PROCESS IN 
THE  MANNER  SET  FORTH  IN  THE  LOAN  AGREEMENT.  EACH  OF  THE  PARTIES  HEREBY  EXPRESSLY  AND  IRREVOCABLY 
WAIVES,  TO  THE  FULLEST  EXTENT  PERMITTED  BY  LAW,  ANY  OBJECTION  WHICH  IT  MAY  NOW  OR  HEREAFTER  HAVE  TO 
THE LAYING OF VENUE OF ANY SUCH LITIGATION BROUGHT IN ANY SUCH COURT REFERRED TO ABOVE AND ANY CLAIM 
THAT ANY SUCH LITIGATION HAS BEEN BROUGHT IN AN INCONVENIENT FORUM.

17.              Waiver  of  Jury  Trial.  THE  LENDER  AND  EACH  OF  THE  BORROWERS,  AFTER  CONSULTING  OR  HAVING  HAD 
THE  OPPORTUNITY  TO  CONSULT  WITH  COUNSEL,  EACH  KNOWINGLY,  VOLUNTARILY  AND  INTENTIONALLY  WAIVE 
IRREVOCABLY, ANY RIGHT TO A TRIAL BY JURY IN ANY ACTION OR PROCEEDING TO ENFORCE OR DEFEND ANY RIGHTS 
UNDER  THIS  AMENDMENT,  ANY  NOTE,  ANY  OTHER  LOAN  DOCUMENT,  ANY  OF  THE  OTHER  OBLIGATIONS,  THE 
COLLATERAL,  OR  ANY  AMENDMENT,  INSTRUMENT,  DOCUMENT  OR  AGREEMENT  DELIVERED  OR  WHICH  MAY  IN  THE 
FUTURE  BE  DELIVERED  IN  CONNECTION  HEREWITH  OR  THEREWITH  OR  ARISING  FROM  ANY  LENDING  RELATIONSHIP 
EXISTING  IN  CONNECTION  WITH  ANY  OF  THE  FOREGOING,  AND  EACH  AGREE  THAT  ANY  SUCH  ACTION  OR  PROCEEDING 
SHALL  BE  TRIED  BEFORE  A  COURT  AND  NOT  BEFORE  A  JURY.  THIS  PROVISION  IS  A  MATERIAL  INDUCEMENT  FOR  THE 
LENDER ENTERING INTO THIS AMENDMENT.

5

18.             Release of Claims. In consideration for entering into this agreement, the sufficiency of which is acknowledged, and excepting 
only the contractual obligations respecting future performance by the Lender arising under the Loan Agreement and the Loan Documents, each of 
the Borrowers hereby irrevocably releases and forever discharges the Lender and each of its affiliates, subsidiaries, successors, assigns, directors, 
officers, employees, agents, representatives and attorneys (each, a “Released Person”) of and from all damages, losses, claims, demands, liabilities, 
obligations, actions and causes of action whatsoever which such Borrowers may now have or claim to have on and as of the date hereof against any 
Released Person, whether presently known or unknown, liquidated or unliquidated, suspected or unsuspected, contingent or non-contingent, and of 
every nature and extent to the extent arising out of, under or from the Loan Agreement, Loan Documents and related transactions (collectively, 
“Claims”). Each Borrower  jointly  and severally  represents  and  warrants  to  the  Lender  that it has  not  granted or  purported to  grant to any other 
Person  any  interest  whatsoever  in  any  Claim,  as  security  or  otherwise.  The  Borrowers  shall  jointly  and  severally  indemnify,  defend  and  hold 
harmless  each  Released  Person  from  and  against  any  and  all  Claims  and  any  loss,  cost,  liability,  damage  or  expense  (including  reasonable 
attorneys’ fees and expenses) incurred by any Released Person in investigating, preparing for, defending against, providing evidence or producing 
documents in connection with or taking other action in respect of any commenced or threatened Claim.

EACH  BORROWER  AGREES  TO  ASSUME  THE  RISK  OF  ANY  AND  ALL  UNKNOWN,  UNANTICIPATED  OR  MISUNDERSTOOD 
DEFENSES,  CLAIMS,  CONTRACTS,  LIABILITIES,  INDEBTEDNESS  AND  OBLIGATIONS  WHICH  ARE  RELEASED,  WAIVED  AND 
DISCHARGED BY THIS AMENDMENT. EACH BORROWER HEREBY WAIVES AND RELINQUISHES ALL RIGHTS AND BENEFITS 
WHICH IT MIGHT OTHERWISE HAVE UNDER ANY CIVIL CODE OR ANY SIMILAR LAW, TO THE EXTENT SUCH LAW MAY BE 
APPLICABLE,  WITH  REGARD  TO  THE  RELEASE  OF  SUCH  UNKNOWN,  UNANTICIPATED  OR  MISUNDERSTOOD  DEFENSES, 
CLAIMS,  CONTRACTS,  LIABILITIES,  INDEBTEDNESS  AND  OBLIGATIONS.  TO  THE  EXTENT  THAT  SUCH  LAWS  MAY  BE 
APPLICABLE,  EACH  BORROWER  WAIVES  AND  RELEASES  ANY  RIGHT  OR  DEFENSE  WHICH  IT  MIGHT  OTHERWISE  HAVE 
UNDER ANY OTHER LAW OR ANY APPLICABLE JURISDICTION WHICH MIGHT LIMIT OR RESTRICT THE EFFECTIVENESS OR 
SCOPE OF ANY OF THEIR WAIVERS OR RELEASES HEREUNDER.

[SIGNATURE PAGE FOLLOWS]

6

IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be executed as of the date first written above.

THE LENDER:

CIBC BANK USA FORMERLY KNOWN AS THE PRIVATE 
BANK AND TRUST COMPANY

By:  s/Christopher M. Trimbach, Associate Managing Director – 

Commercial Banking
Authorized Officer

THE BORROWERS:

LIFEWAY FOODS, INC.

s/Douglas A. Hass

By: 
Title: General Counsel

FRESH MADE, INC. 

s/Douglas A. Hass

By: 
Title: General Counsel

THE LIFEWAY KEFIR SHOP LLC

s/Douglas A. Hass

By: 
Title: General Counsel

LIFEWAY WISCONSIN, INC.

s/Douglas A. Hass

By: 
Title: General Counsel

7

AMENDED AND RESTATED ANNEX A

COMMITMENTS

Lender

Revolving
Commitment Amount

CIBC Bank USA

$9,000,000.00

TOTALS

$9,000,000.00

8

EXHIBIT A

FORM OF FIRST AMENDED AND RESTATED
NOTE

$9,000,000.00

March 31, 2019
Chicago, Illinois

The undersigned, for value received, promises to pay to the order of CIBC Bank USA(“Lender”) and its registered assigns at its principal 
office  in  Chicago,  Illinois  the  aggregate  unpaid  amount  of  all  Loans  made  to  the  undersigned  by  Lender  pursuant  to  the  Loan  and  Security 
Agreement referred to below (as shown on the schedule attached hereto (and any continuation thereof) or in the records of Lender), such principal 
amount to be payable on the dates set forth in the Loan and Security Agreement.

The undersigned further promises to pay interest on the unpaid principal amount of each Loan from the date of such Loan until such Loan 
is paid in full, payable at the rate(s) and at the time(s) set forth in the Loan and Security Agreement. Payments of both principal and interest are to 
be made in lawful money of the United States of America.

This  Note  evidences  indebtedness  incurred  under,  and  is  subject  to  the  terms  and  provisions  of,  the  Amended  and  Restated  Loan  and 
Security Agreement, dated as of May 7, 2018 (as amended, restated, supplemented or otherwise modified from time to time, the “Loan and Security 
Agreement”;  terms  not  otherwise  defined  herein  are  used  herein  as  defined  in  the  Loan  and  Security  Agreement),  between  the  undersigned  and 
Lender, to which Loan and Security Agreement reference is hereby made for a statement of the terms and provisions under which this Note may or 
must be paid prior to its due date or its due date accelerated.

This Note is made under and governed by the laws of the State of Illinois applicable to contracts made and to be performed entirely within 

such State.

This Note amends, restates and replaces in its entirety that certain Note dated May 7, 2018 executed and delivered by the undersigned in 
favor  of  the  Lender  pursuant  to  the  Loan  Agreement  (collectively,  the  “Prior  Note”).  Neither  execution  of  this  Note  by  the  undersigned  nor 
cancellation of the Prior Note by the Lender shall be deemed or construed as a novation of the obligations of the undersigned evidenced by the Prior 
Note, all of which shall be and remain in full force and effect and evidenced by this Note.

[SIGNATURE PAGE FOLLOWS]

9

LIFEWAY FOODS, INC.

s/Douglas A. Hass

By: 
Title: General Counsel

FRESH MADE, INC. 

s/Douglas A. Hass

By: 
Title: General Counsel

THE LIFEWAY KEFIR SHOP LLC

s/Douglas A. Hass

By: 
Title: General Counsel

LIFEWAY WISCONSIN, INC.

s/Douglas A. Hass

By: 
Title: General Counsel

10

Exhibit 21

Subsidiaries of Lifeway Foods, Inc.

Below is a list of the subsidiaries of Lifeway Foods, Inc. All of the voting stock of each subsidiary is 100% owned directly by Lifeway 

Foods, Inc.

Name of Subsidiary
Fresh Made, Inc.

Lifeway Foods Canada, Inc.
Lifeway Foods Europe
The Lifeway Kefir Shop, LLC
Lifeway Wisconsin, Inc.

Jurisdiction of Incorporation or Organization
Pennsylvania

Quebec, Canada
Ireland
Illinois
Illinois

Exhibit 23.1

Consent of Independent Registered Public Accounting Firm

We consent to the incorporation by reference in the Registration Statement on Form S-8 (No. 333-210463) of our report dated April 16, 2019, with 
respect to the consolidated financial statements of Lifeway Foods, Inc. and Subsidiaries as of December 31, 2018 and 2017 and for each of the years 
then ended, and our report dated April 16, 2019, relating to the effectiveness of internal controls over financial reporting as of December 31, 2018 of 
Lifeway Foods, Inc. included in the Annual Report on Form 10-K of Lifeway Foods, Inc. as of and for the year ended December 31, 2018.

/s/ Mayer Hoffman McCann P.C.

Chicago, Illinois
April 16, 2019

Exhibit 31.1

SECTION 302 CERTIFICATION OF CHIEF EXECUTIVE OFFICER

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

I, Julie Smolyansky, certify that:

1.

I have reviewed this annual report on Form 10-K of Lifeway Foods, Inc.;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make 
the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered 
by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects 

the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

4. The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined 
in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 
15d-15(f)) for the registrant and have:

(a) Designed  such  disclosure  controls  and  procedures,  or  caused  such  disclosure  controls  and  procedures  to  be  designed  under  our 
supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by 
others within those entities, particularly during the period in which this report is being prepared;

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our 
supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for 
external purposes in accordance with generally accepted accounting principles;

(c)

Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the 
effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

(d) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most 
recent  fiscal  quarter (the  registrant’s  fourth fiscal  quarter  in  the  case  of  an  annual  report)  that  has  materially  affected, or  is  reasonably 
likely to materially affect, the registrant’s internal control over financial reporting; and

5. The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, 

to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

(a) All  significant  deficiencies  and  material  weaknesses  in  the  design  or  operation  of  internal  control  over  financial  reporting  which  are 

reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal 

control over financial reporting.

Date:   April 15, 2019

By:  /s/ Julie Smolyansky
Julie Smolyansky
Chief Executive Officer, President and Director
(Principal Executive Officer)

Exhibit 31.2

SECTION 302 CERTIFICATION OF CHIEF FINANCIAL OFFICER

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002

I, Eric Hanson, certify that:

1.

I have reviewed this annual report on Form 10-K of Lifeway Foods, Inc.;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make 
the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered 
by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects 

the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

4. The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined 
in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 
15d-15(f)) for the registrant and have:

(a) Designed  such  disclosure  controls  and  procedures,  or  caused  such  disclosure  controls  and  procedures  to  be  designed  under  our 
supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by 
others within those entities, particularly during the period in which this report is being prepared;

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our 
supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for 
external purposes in accordance with generally accepted accounting principles;

(c)

Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the 
effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

(d) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most 
recent  fiscal  quarter (the  registrant’s  fourth fiscal  quarter  in  the  case  of  an  annual  report)  that  has  materially  affected, or  is  reasonably 
likely to materially affect, the registrant’s internal control over financial reporting; and

5. The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, 

to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

(a) All  significant  deficiencies  and  material  weaknesses  in  the  design  or  operation  of  internal  control  over  financial  reporting  which  are 

reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal 

control over financial reporting.

Date:  April 15, 2019

By:  /s/ Eric Hanson
Eric Hanson
Chief Financial & Accounting Officer

Exhibit 32.1

SECTION 906 CERTIFICATION OF CHIEF EXECUTIVE OFFICER

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT
TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Annual Report on Form 10-K of Lifeway Foods, Inc. (the “Company”) for the period ended December 31, 2018 as filed with 
the SEC (the “Report”), the undersigned, in the capacity and on the date indicated below, hereby certifies pursuant to 18 U.S.C. Section 1350, as 
adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that to her knowledge:

1.

2.

The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

The  information  contained  in  the  Report  fairly  presents,  in  all  material  respects,  the  financial  condition  and  results  of  operation  of  the 
Company.

Date:

 April 15, 2019

By:

/s/ Julie Smolyansky
Julie Smolyansky
Chief Executive Officer, President and Director
(Principal Executive Officer)

Exhibit 32.2

SECTION 906 CERTIFICATION OF CHIEF FINANCIAL OFFICER

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT
TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Annual Report on Form 10-K of Lifeway Foods, Inc. (the “Company”) for the period ended December 31, 2018 as filed with 
the SEC (the “Report”), the undersigned, in the capacity and on the date indicated below, hereby certifies pursuant to 18 U.S.C. Section 1350, as 
adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that to his knowledge:

1.

2.

The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

The  information  contained  in  the  Report  fairly  presents,  in  all  material  respects,  the  financial  condition  and  results  of  operation  of  the 
Company.

Date: April 15, 2019

By:  /s/ Eric Hanson
Eric Hanson
Chief Financial & Accounting Officer