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Magnit
Annual Report 2007

MGNT · LSE Industrials
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Ticker MGNT
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Sector Industrials
Industry Security & Protection Services
Employees 10,000+
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FY2007 Annual Report · Magnit
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TABLE OF CONTENTS  

11..  KKEEYY  OOPPEERRAATTIIOONNAALL  AANNDD  FFIINNAANNCCIIAALL  HHIIGGHHLLIIGGHHTTSS ................... 4 

22..  MMIISSSSIIOONN ............................................................................................................ 5 

33..  CCHHIIEEFF  EEXXEECCUUTTIIVVEE  OOFFFFIICCEERR’’SS  SSTTAATTEEMMEENNTT ......................................... 6 

44..   IINNFFOORRMMAATTIIOONN   OONN   TTHHEE   PPEERRSSOONN   IINN   TTHHEE   PPOOSSIITTIIOONN   OOFF   AA   SSOOLLEE  
EEXXEECCUUTTIIVVEE  BBOODDYY............................................................................................... 7 

55..  IINNFFOORRMMAATTIIOONN  OONN  TTHHEE  BBOOAARRDD  MMEEMMBBEERRSS ........................................ 9 

66..  RREEPPOORRTT  OOFF  TTHHEE  BBOOAARRDD  OONN  22000077  OOPPEERRAATTIIOONNSS .............................. 16 

77..  PPRRIIMMAARRYY  22000077  CCOORRPPOORRAATTEE  EEVVEENNTTSS.................................................... 21 

88..  PPOOSSIITTIIOONN  OOFF  TTHHEE  CCOOMMPPAANNYY  IINN  TTHHEE  FFIIEELLDD..................................... 22 

99..  PPRRIIOORRIITTYY  DDIIRREECCTTIIOONNSS  OOFF  TTHHEE  CCOOMMPPAANNYY’’SS  OOPPEERRAATTIIOONN......... 38 

1100..  PPRRIIOORRIITTYY  DDIIRREECCTTIIOONNSS  OOFF  TTHHEE  CCOOMMPPAANNYY’’SS  DDEEVVEELLOOPPMMEENNTT 40 

1111..  IINNFFOORRMMAATTIIOONN  OONN  TTHHEE  PPAAIIDD  DDIIVVIIDDEENNDDSS ..................................... 43 

1122..  SSEECCUURRIITTIIEESS................................................................................................... 44 

1133..   LLIISSTT   OOFF   22000077   TTRRAANNSSAACCTTIIOONNSS   DDEECCLLAARREEDD   AASS   MMAAJJOORR   IINN  
AACCCCOORRDDAANNCCEE   WWIITTHH   TTHHEE   FFEEDDEERRAALL   LLAAWW   ““OONN   JJOOIINNTT--SSTTOOCCKK  
CCOOMMPPAANNIIEESS”” ..................................................................................................... 49 

1144..   LLIISSTT   00FF   22000077   TTRRAANNSSAACCTTIIOONNSS   DDEECCLLAARREEDD   AASS   RREELLAATTEEDD--PPAARRTTYY  
IINN   AACCCCOORRDDAANNCCEE   WWIITTHH   TTHHEE   FFEEDDEERRAALL   LLAAWW   ““JJOOIINNTT--SSTTOOCCKK  
CCOOMMPPAANNIIEESS”” ..................................................................................................... 51 

1155..  DDEESSCCRRIIPPTTIIOONN  OOFF  TTHHEE  MMAAIINN  RRIISSKK  FFAACCTTOORRSS  RREELLAATTEEDD  TTOO  TTHHEE  
OOPPEERRAATTIIOONN  OOFF  TTHHEE  CCOOMMPPAANNYY................................................................. 54 

INDUSTRY RISKS ................................................................................................. 55 

COUNTRY AND REGIONAL RISKS ................................................................. 62 

FINANCIAL RISKS................................................................................................ 68 

LLEEGGAALL  RRIISSKKSS......................................................................................................... 72 

2 

 
  
RRIISSKKSS  RREELLAATTEEDD  TTOO  TTHHEE  CCOOMMPPAANNYY’’SS  OOPPEERRAATTIIOONN ................................ 75 

1166..   IINNFFOORRMMAATTIIOONN   OONN   TTHHEE   CCOOMMPPLLIIAANNCCEE   WWIITTHH   TTHHEE   FFFFMMSS   CCOODDEE  
OOFF  CCOORRPPOORRAATTEE  CCOONNDDUUCCTT  OOFF  RRUUSSSSIIAANN  FFEEDDEERRAATTIIOONN  .................. 82 

1177..  IINNFFOORRMMAATTIIOONN  OONN  TTHHEE  AAUUDDIITTOORR  AANNDD  TTHHEE  CCOONNSSUULLTTAANNTT  OOFF  
TTHHEE  CCOOMMPPAANNYY.................................................................................................. 97 

ANNEX TO 2007 ANNUAL REPORT OF OJSC “MAGNIT”.................. 100 

ANNEX  №  1.  Open  Joint-Stock  Company  “Magnit”  and  its  subsidiaries. 
Independent Auditors’ Report. Year ended December 31, 2007. .................... 100 

ANNEX № 2. RAS Accounting report of CJSC “Tander” for the year 2007 100 

ANNEX  №  3.  RAS  Accounting  report  of  OJSC  “Magnit”  for  the  year  2007
................................................................................................................................. 100 

3 

 
  
11..   KKEEYY  OOPPEERRAATTIIOONNAALL  AANNDD  FFIINNAANNCCIIAALL  HHIIGGHHLLIIGGHHTTSS  

Number of opened stores, NET 

Total number of stores 

Selling space, sq. m.  

Number of customers 

Net sales, million RUR 

Net sales, million USD 

Gross profit, million RUR 

Gross profit, million USD 

Gross margin, % 

EBITDAR, million RUR 

EBITDAR, million USD 

EBITDAR margin, % 

EBITDA, million RUR 

EBITDA, million USD 

EBITDA margin, % 

EBIT, million RUR 

EBIT, million USD 

EBIT margin, % 

Net profit, million RUR 

Net profit, million USD 

Net profit margin, % 

Capitalization as of 31.12.2007, million RUR 

Capitalization as of 31.12.2007, million USD 

4 

304 

2,197 

651 658 

765 160 000 

94 035 

3 676,56 

18 672 

730,04 

19.9% 

8,177 

319.69 

8.7% 

5,608 

219.24 

6.0% 

4,235 

165.58 

4.5% 

2,491 

97,39 

2.6% 

82,831.8 

3,361.9 

 
 
 
22..  MMIISSSSIIOONN  

“WWee  wwoorrkk  hhaarrdd  ttoo  iinnccrreeaassee  tthhee  pprroossppeerriittyy  ooff  oouurr  ccuussttoommeerrss  bbyy  

mmiinniimmiizziinngg  tthheeiirr  eexxppeennddiittuurree  oonn  qquuaalliittyy  ccoonnssuummeerr  ggooooddss  tthhrroouugghh::  

--  EEffffiicciieenntt  uussee  ooff  tthhee  CCoommppaannyy''ss  rreessoouurrcceess;;  

--  OOnn--ggooiinngg  iimmpprroovveemmeennttss  iinn  tteecchhnnoollooggyy;;  

--  AAddeeqquuaattee  ccoommppeennssaattiioonn  ffoorr  oouurr  eemmppllooyyeeeess..””  

5 

 
 
 
33..  CCHHIIEEFF  EEXXEECCUUTTIIVVEE  OOFFFFIICCEERR’’SS  SSTTAATTEEMMEENNTT  

Last year was an important year for our Company. 
We opened our first hypermarket in October which marked the beginning of the active 

stage of the development of a new format for us. 

Financial and operational results of the past year confirmed the correctness of the chosen 
development strategy and we hope they assured our shareholders of the fact that the Company 
always realizes its plans. 

Organic development 
“Magnit”  retail  chain  is  Russia’s  leading  retailer  in  terms  of  number  of  stores  and 

customers at the end of 2007. 

In the medium-term outlook we are going to keep the expansion rates: we plan to open 

not less than 300 “convenience stores” this year and up to 250 annually in the next 2-3 years. 

Special attention will be made to increase the share of owned stores: up to the half of the 

new retail outlets will be located on the constructed or purchased by the Company premises. 

Business efficiency improvement 
Reduction of logistics costs, improvement of the purchasing conditions and increase of 
the  share  of  private  label  products  as  a  percent  of  total  sales  are  strategic  directions  of  the 
company’s profitability growth. 

Construction  and  launch  of  the  new  distribution  centers  as  well  as  the  increase  of  the 
fleet  to  1,200  vehicles  will  enable  us  in  the  nearest  term  to  achieve  the  target  of  the  share  of 
products delivered to the stores and processed by the in-hose logistics system. 

Opening new stores and strengthening our position on the operational territory we plan 

to significantly improve purchasing conditions primarily through the local suppliers. 

Multi-format model 
Implementation of the expansion to the new format for us – a hypermarket format – was 
not  simple  and  easy  for  the  Company.  Real-life  experience  of  operation  of  the  first  opened 
projects assured us of the accuracy of our assumptions and made insignificant corrections into 
the tactical objectives for this year. 

General  trends  of  the  market  development  on  the  back  of  growing  income  of  our 
customers, evolutional experience  of  European retail  and  low  share  of modern  formats  in  the 
total volume of Russian retail assure us of the forthcoming efficiency of the new development 
direction. 

6 

 
 
 
 
 
 
44..   IINNFFOORRMMAATTIIOONN   OONN   TTHHEE   PPEERRSSOONN   IINN   TTHHEE   PPOOSSIITTIIOONN   OOFF   AA  

SSOOLLEE  EEXXEECCUUTTIIVVEE  BBOODDYY  

As of April 13, 2006 Sergey Galitskiy is elected a Chief Executive Officer by the 

resolution of the Board of directors of April 12, 2006. 

Biographical information of the person in the position of a sole executive body: 

Name: Sergey Galitskiy 
Date of birth: 14.08.1967 
Education: Mr. Galitskiy graduated from Kuban State University with a degree in 

Economics in 1992 

Positions occupied in the Company and other companies in the last five years including 

plural offices: 

1) Period: 25.04.1996 – 27.06.2006. 
Organization: CJSC “Tander”. 
Position: CEO; 

2) Period: 28.06.2002 – 18.04.2006. 
Organization: CJSC “Tander”. 
Position: member of the Board;  

3) Period: 01.04.2004 – present day. 
Organization: OJSC “Magnit”. 
Position: member of the Board; 

4) Period: 13.04.2006 – present day. 
Organization: OJSC “Magnit”. 
Position: CEO 

Stockholding of CEO in the Company’s share capital: 51.00 %. 
Ordinary shares, owned by CEO: 51.00 %. 

Information  on  transactions  of  acquisition/alienation  of  the  Company’s  shares, 
made by the person in the position of a sole executive body during the reporting period: 

During  the  reporting  period  no  transactions  of  acquisition/alienation  of the  Company’s 

shares were made. 

CCEEOO   RREEMMUUNNIIRRAATTIIOONN   CCRRIITTEERRIIAA   AANNDD   AAMMOOUUNNTT   OOFF   CCEEOO   RREEMMUUNNEERRAATTIIOONN  
((RREEFFUUNNDD   OOFF   CCHHAARRGGEESS))   PPAAIIDD   AACCCCOORRDDIINNGG   TTOO   TTHHEE   RREESSUULLTTSS   AACCHHIIEEVVEEDD   IINN   TTHHEE  
FFIINNAANNCCIIAALL  YYEEAARR  

7 

 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
Under Clause 7 of Regulations “On the chief executive officer of OJSC “Magnit”, 

ratified by the resolution of the annual general shareholders’ meeting of 28.01.2008 
(minutes of meeting of 04.02.2008 and previous editions), the wage rate and other 
payments set upon CEO are determined by the labor contract agreed with CEO. 

Remuneration of CEO of OJSC “Magnit” in 2007 amounted to 960,000.00 Rub. 

8 

 
 
55..  IINNFFOORRMMAATTIIOONN  OONN  TTHHEE  BBOOAARRDD  MMEEMMBBEERRSS  

Andrey Arutyunyan – the Chairman of the Board 
Date of birth: 12.01.1969. 
Education: a graduate of Kuban State University with a degree in Economics, 1991. 
Positions occupied in the Company and other companies in the last five years including 

plural offices: 

1) Period: 01.03.2002 – 30.09.2004. 
Organization: LLC “Health Centre “Biryuza”. 
Position: Deputy Director for commercial issues; 

2) Period: 28.06.2002 – 18.04.2006. 
Organization: CJSC “Tander”. 
Position: Directors’ Board member; 

3) Period: 01.12.2003 – present day. 
Organization: OJSC “Magnit”. 
Position: first Deputy CEO; 

4) Period: 01.04.2004 – present day. 
Organization: OJSC “Magnit”. 
Position: the Chairman of the Board; 

5) Period: 01.10.2004 – present day. 
Organization: CJSC “Tander”. 
Position: Director of Development department; 

6) Period: 30.01.2006 – present day. 
Organization: LLC “Magnit – Nizhniy Novgorod”. 
Position: Chairman of Directors’ Board”. 

Shareholding of the person in the Company’s charter capital: 0.2593 %. 
Ordinary shares, owned by the person: 0.2593%. 

Information on transactions of acquisition/alienation of the Company’s shares made by 

the Board member during the reporting period: 

During the reporting period no transactions of acquisition/alienation of the Company’s 

shares were made. 

Vladimir Gordeychuk – Deputy Chairman of the Board of Directors  
Date of birth – 15.08.1961. 
Education – a graduate of Novorossisk Engineering Marine School, 1998, navigator. 
Positions occupied in the Company and other companies in the last five years including 

plural offices: 

1) Period: 01.04.1999 – 27.06.2006. 
Organization: CJSC “Tander”. 

9 

 
 
 
 
 
 
 
 
 
 
 
 
Position: Director; 

2) Period: 28.06.2002 – 18.04.2006. 
Organization: CJSC “Tander”. 
Position: member of the Board; 

3) Period: 10.11.2003 – 12.04.2006. 
Organization: OJSC “Magnit”. 
Position: CEO; 

4) Period: 01.04.2004 – present day. 
Organization: OJSC “Magnit”. 
Position: member of the Board; 

5) Period: 30.01.2006 – present day. 
Organization: LLC “Magnit – Nizhniy Novgorod”. 
Position: CEO; 

6) Period: 13.04.2006 – present day. 
Organization: OJSC “Magnit”. 
Position: second Deputy CEO; 

7) Period: 28.06.2006 – present day. 
Organization: CJSC “Tander”. 
Position: CEO. 

8) Period: 20.12.2006 – present day. 
Organization: LLC “Tandem”. 
Position: Chairman of the Board. 

Shareholding of the person in the Company’s charter capital: 4.1654 %. 
Ordinary shares, owned by the person: 4.1654 %. 

Information on transactions of acquisition/alienation of the Company’s shares made by 

the Board member during the reporting period: 

№ 

Date of 
operation 

1 

06.12.2007 

Operation 

Number of shares 

Type of shares 

Alienation of 
securities (purchase 
and sale) 

115,000 

Ordinary nominal 
uncertified shares 

Sergey Galitskiy 
Date of birth: 14.08.1967. 
Education: a graduate of Kuban State University with a degree in Economics in 1992. 
Positions occupied in the Company and other companies in the last five years including 

plural offices: 

10 

 
 
 
 
 
 
 
 
 
 
 
 
 
1) Period: 25.04.1996 – 27.06.2006. 
Organization: CJSC “Tander”. 
Position: CEO. 

2) Period: 28.06.2002 – 18.04.2006. 
Organization: CJSC “Tander”. 
Position: member of the Board; 

3) Period: 01.04.2004 – present day. 
Organization: OJSC “Magnit”. 
Position: member of the Board; 

4) Period: 13.04.2006 – present day. 
Organization: OJSC “Magnit”. 
Position: CEO. 

Shareholding of the person in the Company’s charter capital: 51.00%. 
Ordinary shares, owned by the person: 51.00%. 

Information on transactions of acquisition/alienation of the Company’s shares made by 

the Board member during the reporting period: 

During the reporting period no transactions of acquisition/alienation of the Company’s 

shares were made. 

Alexander Prisyazhnyuk 
Date of birth: 23.05.1972. 
Education: a graduate of Kuban State University with a degree in Physics. 
Positions occupied in the Company and other companies in the last five years including 

plural offices: 

1) Period: 01.11.2000 – present day. 
Organization: CJSC “Tander”. 
Position: CFO; 

2) Period: 28.06.2002 – 18.04.2006. 
Organization: CJSC “Tander”. 
Position: member of the Board; 

3) Period: 01.12.2003 – present day. 
Organization: OJSC “Magnit”. 
Position: CFO; 

4) Period: 01.04.2004 – present day. 
Organization: OJSC “Magnit”. 
Position: member of the Board; 

5) Period: 03.08.2005 – present day. 
Organization: LLC “Magnit Finance”. 

11 

 
 
 
 
 
 
 
 
 
 
 
 
 
Position: CEO; 

6) Period: 30.01.2006 – present day. 
Organization: LLC “Magnit – Nizhniy Novgorod”. 
Position: member of the Board; 

7) Period: 29.11.2006 – present day. 
Organization: CJSC “Digital Gallery”. 
Position: member of the Board. 

Shareholding of the person in the Company’s charter capital: 0.75 %. 
Ordinary shares, owned by the person: 0.75 %. 

Information on transactions of acquisition/alienation of the Company’s shares made by 

the Board member during the reporting period: 

During the reporting period no transactions of acquisition/alienation of the Company’s 

shares were made. 

Alexander Chalikov  
Date of birth: 20.06.1978. 
Education: a graduate of Kuban State Agrarian University with a degree in Law, 2001. 
Positions occupied in the Company and other companies in the last five years including 

plural offices: 

1) Period: 05.11.2001 – 19.05.2002. 
Organization: OJSC “Company “Krasnodaragropromsnab”. 
Position: senior legal advisor, legal department; 

2) Period: 20.05.2002 – 02.06.2002. 
Organization: OJSC “Company “Krasnodaragropromsnab”. 
Position: senior legal advisor, securities and property department; 

3) Period: 03.06.2002 – 11.08.2002. 
Organization: OJSC “Company “Krasnodaragropromsnab”. 
Position: Deputy Director, securities and property department; 

4) Period: 12.08.2002 – 09.07.2003. 
Organization: OJSC “Company “Krasnodaragropromsnab”. 
Position: Director, Securities and Property department; 

5) Period: 10.07.2003 – 07.10.2004. 
Organization: OJSC “Company “Krasnodaragropromsnab”. 
Position: Director, Legal department; 

6) Period: 08.10.2004 – 22.11.2007. 
Organization: CJSC “Tander”. 
Position: Director, Legal department; 

7) Period: 12.04.2006 – present day. 

12 

 
 
 
 
 
 
 
 
 
 
 
 
 
Organization: OJSC “Magnit”. 
Position: member of the Board; 

8) Period: 20.12.2006 – 17.09.2007. 
Organization: LLC “Tandem”. 
Position: member of the Board. 

Shareholding of the person in the Company’s charter capital: no share 
Ordinary shares, owned by the person: no share 

Information on transactions of acquisition/alienation of the Company’s shares made by 

the Board member during the reporting period: 

During the reporting period no transactions of acquisition/alienation of the Company’s 

shares were made. 

Dmitriy Chenikov – the Secretary of the Board 
Date of birth: 08.09.1965. 
Education: Krasnodar Polytechnic Institute, engineer/constructor/technologist, 

candidate of technical sciences. 

Positions occupied in the Company and other companies during last five years 

including plural offices: 

1) Period: 22.01.2001 – 31.08.2007. 
Organization: CJSC “Tander”. 
Position: Director, Discounter format development; 

2) Period: 12.04.2006 – present day. 
Organization: OJSC “Magnit”. 
Position: member of the Board. 

3) Period: 01.09.2007 – present day. 
Organization: CJSC “Tander”. 
Position: Regional Director. 

4) Period: 18.09.2007 – present day. 
Organization: LLC “Tandem” 
Position: member of the Board. 

Shareholding of the person in the Company’s charter capital: 0.3473 %. 
Ordinary shares, owned by the person: 0.3473 %. 

Information on transactions of acquisition/alienation of the Company’s shares made by 

the Board member during the reporting period: 

During the reporting period no transactions of acquisition/alienation of the Company’s 

shares were made. 

Westman Johan Mattias 
Date of birth: 05.02.1966. 

13 

 
 
 
 
 
 
 
 
 
 
 
 
 
Education: Stockholm School of Economics, 1992, master’s degree in Business 

Administration; Linguistic School of Sweden Armed Forces, 1997. 

Positions occupied in the Company and other companies in the last five years including 

plural offices: 

1) Period: 1996 – present day. 
Organization: Prosperity Capital Management. 
Position: CEO; 

2) Period: 2004 – present day. 
Organization: Prosperity Capital Management (UK) Ltd. 
Position: CEO; 

3) Period: 23.05.2002 – 15.05.2003. 
Organization: OJSC “Lenenergo”. 
Position: member of Board; 

4) Period: 12.04.2006 – present day. 
Organization: OJSC “Magnit”. 
Position: member of the Board. 

Shareholding of the person in the Company’s charter capital: no share 
Ordinary shares, owned by the person: no share 

Information on transactions of acquisition/alienation of the Company’s shares made by 

the Board member during the reporting period: 

During the reporting period no transactions of acquisition/alienation of the Company’s 

shares were made. 

REMUNIRATION CRITERIA AND AMOUNT OF REMUNERATION (REFUND OF CHARGES) OF 
EVERY MEMBER OF COMPANY’S BOARD OF DIRECTORS PAID ACCORDING TO THE 
RESULTS ACHIEVED IN THE REPORTING YEAR  

According to Regulations “On OJSC “Magnit” Board of Directors”, ratified by the 

resolution of the annual General Shareholders’ meeting of 08.04.2006 (minutes of meeting of 
12.04.2006), remuneration of the Board members is paid upon the resolution of general 
shareholders’ meeting in the form of remuneration for participation in the board operation and 
remuneration for the achieved results. 

Remuneration for participation in the board operation amounts to 120,000 (one hundred 

twenty thousand) rubles per month. 

Remuneration to the independent director for participation in the board operation 

amounts to 30,000 (thirty thousand) USD per year, additionally 

- 

- 

2 000 (two thousand) US dollars for participation by personal presence in each ‘in 
praesentia’ meeting of the board, 
500 (hundred) US dollars for participation by directing the written opinion for each ‘in 
praesentia’ meeting of the board, or for participation in each ‘in absentia’ meeting. 

14 

 
 
 
 
 
 
 
 
 
 
 
Year-end bonus, based on the operation results, is also paid to the members of the board 
in addition to the remuneration. Fixed amount of year-end bonus is paid to the members of the 
board after approval of appropriate annual financial report by the general shareholders’ 
meeting of the Company. 

At the time of drawing up the present Annual report the remuneration of the Board 

members for the results achieved in the reporting year has not been paid. 

15 

 
 
 
66..  RREEPPOORRTT  OOFF  TTHHEE  BBOOAARRDD  OONN  22000077  OOPPEERRAATTIIOONNSS  

The structure of the Board of directors (elected at the annual shareholders’ meeting of 

28.06.2007, minutes of 10.07.2007): 

№ 

1 

2 

3 

4 

5 

6 

7 

Name of the Board member 

Date of birth 

Andrey Arutyunyan 

Sergey Galitskiy 

Vladimir Gordeychuk 

Alexandr Prisyazhnyuk 

Alexandr Chalikov 

Dmitriy Chenikov 

Westman Johan Mattias  

12.01.1969 

14.08.1967 

15.08.1961 

23.05.1972 

20.06.1978 

08.09.1965 

05.02.1966 

Westman  Johan  Mattias  (Director  of  the  Representative  Office  of  “Prosperity  Capital 

Management (RF) Ltd.”) is the independent member of the Board of directors. 

By the unanimous resolution at the first meeting of 24.10.2007, Andrey Arutyunyan was 
elected the Chairman of the Board of directors, Vladimir Gordeychuk was appointed a Deputy 
Chairman and Dmitriy Chenikov was elected a Secretary of the Board. 

The  Board  of  directors  of  the  Company  operated  in  accordance  with  Law  regulations 

“Of joint-stock companies” and the Charter of the Company. 

According to the provisions of the corporate documents, during the reporting period the 

following committees of the Board operated to provide its efficiency and prepare the most 
important issues attributed to the competence of the Board of directors: 

HR and Remuneration Committee of the Board of directors: 

Name of the Board member 

Position occupied in the committee 

Vladimir Gordeychuk 

Chairman of the committee 

Andrey Arutyunyan 

Dmitriy Chenikov 

member of the committee 

member of the committee 

№ 

1 

2 

3 

Audit Committee of the Board of directors: 

№ 

Name of the Board of directors member 

Position occupied in the committee 

1  Westman Johan Mattias  

Chairman of the committee 

2 

3 

Sergey Galitskiy 

member of the committee 

Alexandr Prisyazhnyuk 

member of the committee 

During  2007  the  Board  of  directors  held  9  meetings  and  examined  38  issues.  All  the 

meetings of the Board of directors were held in the form of joint presence. 

16 

 
 
 
 
 
 
Main issues considered by the Board of directors in 2007: 

Date of meeting 

Considered issues 

04.02.2007 

04.02.2007 

04.02.2007 

04.02.2007 

04.02.2007 

Suggestions  on  the  issues  to  be  placed  on  the  agenda  of  the  annual 
shareholders’ meeting were viewed  
The nominees for election into the Board of directors were considered and 
put in the list at the annual shareholders’ meeting 
The nominees for election into the Audit Committee were considered and 
put in the list at the annual shareholders’ meeting 
The  nominees  for  election  into  the  Counting  Board  were  considered  and 
put in the list at the annual shareholders’ meeting 
The nominees for the auditor position were considered and put in the list at 
the annual shareholders’ meeting 

21.05.2007 

The annual report of OJSC “Magnit” was preliminary approved 

21.05.2007 

Recommendations  to  the  General  Shareholders  Meeting  regarding  profit 
distribution, including distribution according to the amount of dividend of 
the  OJSC  “Magnit”  shares  and  payment  procedure,  and  losses  of  the 
Company based on the results of financial year were approved 

21.05.2007 

The decision to hold annual general shareholders’ meeting was adopted  

24.10.2007 

The Chairman of the Board of directors, the Deputy Chairman of the Board 
of directors and the Secretary of the Board of OJSC “Magnit” were elected  

24.10.2007 

24.10.2007 

The  members  of  the  Audit  Committee  of  the  Board  of  directors  of  OJSC 
“Magnit” and its Chairman were elected 
The  members  of  the  HR  and  Remuneration  Committee  of  the  Board  of 
directors of OJSC “Magnit” and its Chairman were elected 

24.10.2007 

The remuneration to the Company’s auditor was defined 

24.10.2007 

24.12.2007 

24.12.2007 

The  candidates  of  investment  advisors  of  OJSC  “Magnit”  for  effective 
investment policy-making process were appointed 
The decision to hold the Extraordinary General Shareholders’ Meeting was 
adopted  
The recommended transaction price for the Annual General Shareholders’ 
Meeting of OJSC “Magnit” to make a resolution on approval of the large-
scale interested party transaction was determined 

24.12.2007 

Repurchase price of shares belonging to the shareholders was defined 

24.12.2007 

24.12.2007 

29.12.2007 

The  Regulations  on  the  in-house  audit  of  the  financial  and  economic 
activity of OJSC “Magnit” were approved as amended 
The  personnel  and  operational  structure  of  the  OJSC  “Magnit”  internal 
audit service were determined, the candidate for the position of the service 
manager was approved 
The  supplementary  agreement  to  the  contract  with  the  person  in  the 
position of sole executive body of the Company is ratified 

17 

 
 
 
 
Besides, the questions in the reporting period concerning the definition of the OJSC 

“Magnit” representative position under the realization of suffrage over the Company’s stocks 
and shares owned in other organizations (economic companies) were examined by the Board of 
directors of OJSC “Magnit” in accordance with the Clause 14.2 of the Charter. Thus, the 
meetings with the examined issues concerning the definition of the OJSC “Magnit” 
representative position under the realization of suffrage over the Company’s owned shares of 
CJSC “Tander”, equity stakes of LLC “Magnit Finance” and LLC “Magnit Ninzhniy 
Novgorod”, were held in January, February, March, April, May, October, and December of the 
year 2007. 

As  a  result  of  2007  operations  the  management  of  the  Company  achieved  the 

following results: 

1. Net sales of the Company increased from 2,505 million USD to 3,677 million USD by 

46.8%. 

2. Number of the Company’s stores increased from 1,893 in 2006 to 2,194 “convenience 
stores”  and  3  hypermarkets  in  2007,  total  selling  space  of  the  stores  increased  from  522.9 
thousand sq. m. to 615.7 thousand sq. m. correspondingly. 

3

651 658

2194

 2007

522 916

1893

 2006

convenience stores

hypermarkets

selling space

3. Number of customers increased from 640.2 million in 2006 to 765.2 million in 2007. 

4. In 2007 the Company continued the development of private label. As of December 31, 

2007 private label products were presented by over 700 SKUs with 12% share of retail revenue. 

800

700

600

500

400

300

200

100

0

12,0%

10,9%

8,2%

508

551

700

14,0%

12,0%

10,0%

8,0%

6,0%

4,0%

2,0%

0,0%

6,3%

5,1%

2,2%

46

265

162

2002

2003

2004

2005

2006

2007

Number of items 

18 

Share in retail sales

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
5. In 2007 the Company opened distribution centers in Bataysk and Chelyabinsk as well 
as  the  second  phase  of  Ivanovo  distribution  center  which  will  process  non-food  products  for 
hypermarkets. Total space of 8 distributions centers as of December 31, 2007 amounted to 138 
thousand sq. m. 

6. During the reporting year the fleet of the Company increased by more than 70 vehicles 
and amounted to 802 own trucks which resulted in the considerable reduction of transportation 
costs. 

7.  In  2007  the  Company  increased  the  share  of  products  processed  via  its  distribution 

centers to 71% which is one of the gross margin drivers. 

8.  The  Company  was  actively  working  with  its  personnel  increasing  their  loyalty  and 
developing corporate culture. As of December 31, 2007 the Company had 48,194 employees out 
of  which  35,726  are  in-store  personnel,  6,679  people  engaged  in  distribution,  4,634  people  in 
regional branches and 1,155 employees of Head Office. 

9.  Effective  work  with  our  customers  and  development  of  our  marketing  program 

enabled us to achieve the following results: 

13.91%  LFL  revenue  growth  of  2007  to  2006  in  ruble  terms  was  driven  principally  by 

14.84% average ticket growth. 

Number of tickets,  
LFL growth 

(0.78)% 

Average ticket, 
LFL growth 

14.84% 

LFL revenue growth 

13.91% 

Gross  margin  of  the  Company  increased  from  18.2%  in  2006  to  19.9%  in  2007,  gross 
profit  increased  from  457.03  million  USD  to  730.04  million  USD  correspondingly  due  to  the 
better purchasing terms and in-house logistics system. 

800

600

400

200

0

18,2%

457,03

19,9%

730,04

20,0%
19,5%
19,0%
18,5%
18,0%
17,5%
17,0%

12M2006

12M2007

Gross profit, USD mln

Gross margin, %

19 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
EBITDA increased by 77.40% from 123.59 million USD in 2006 to 219.24 million USD in 

2007. 

240,0

180,0

120,0

60,0

0,0

4,9%

123,6

6,0%

219,2

6,0%

5,5%

5,0%

4,5%

4,0%

12M2006

12M2007

EBITDA, mln USD

EBITDA margin, %

Net profit of the Company increased by 68.02% and amounted to 97.39 million USD in 

2007 vs. 57.97 million USD in 2006. 

120,0

80,0

40,0

0,0

2,3%

58,0

2,6%

97,4

2,8%

2,5%

2,3%

2,0%

12M2006

12M2007

Net profit, mln USD

Net margin, %

On the whole, the Board of Directors of the Company considers achieved financial and 

economic results positive and fitting in with 2007 target plans. 

According to the carried out work the Board of the Company recommends to 
the annual general shareholders’ meeting to approve the activity of the Company’s 
management bodies during 2007 and to ratify 2007 annual report submitted for 
agenda of the meeting. 

20 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
77..  PPRRIIMMAARRYY  22000077  CCOORRPPOORRAATTEE  EEVVEENNTTSS  

January 

May 

June 

October 

December 

The  Board  of  Directors  determines  position  of  OJSC  “Magnit” 
representative upon exercise of voting right on the share of the Company in 
the charter capital of LLC “Magnit-Finance”. The decision is made to place 
bonds, Prospectus and Decision of bonds issue is ratified. 
Extraordinary  general  meeting  of  OJSC  “Magnit”  shareholders  makes  the 
decision to determine the price and approve major transaction of pledging 
for  the  purposes  of  bond  issue  of  LLC  “Magnit-Finance” in  the  amount of 
5,000,000 bonds with the nominal value of 1,000 rubles each. 
CJSC “Tander” branch in Izhevsk is established. 
Annual  general  shareholders’  meeting ratifies new editions  of  the  Charter. 
Regulations  on  the  general  shareholders’  meeting,  Regulations  on  the  sole 
executive body (CEO), forms new membership of the Board including one 
independent  director,  ratifies  the  auditors  of  the  Company,  approves  rent 
agreement for the real estate with CJSC “Tander” being a lease holder. 
Board of directors ratifies candidates of the investment consultants to carry 
out  active  investment  policy  of  the  Company:  Morgan  Stanley  &  Co. 
International plc, CJSC «United Financial group» - Deutsche UFG. 
The  Board  of  directors  forms  the  committees  of  the  Board,  appoints  the 
chairman, deputy chairman and the secretary of the Board. 
CJSC «Tander» in Novgorod Velikiy is established. 
The agreement on inclusion and sustention of the securities in the Quotation 
list  of  the  Close  joint-stock  company  “MICEX  stock  exchange”,  OJSC 
“Magnit” shares are admitted to tradings in the Quotation list “B” of CJSC 
“MICEX SE”. 
Agreement for listing services is made with OJSC “Russian Trading System” 
stock  exchange”,  OJSC  “Magnit”  shares  are  admitted  to  tradings  in  the 
Quotation list “B” of OJSC “RTS SE”. 
Board of directors ratifies new edition of the Regulations on internal control 
over  financial  and  economic  activity,  determines  the  number  of  members 
and  organizational  structure  of  internal  audit  department,  ratifies  the 
candidate for the head of the department. 
Board of Directors preliminary approves the Underwriting Agreement and 
the  Depositary  agreement  as  well  as  other  transactions  provided  by  the 
above  agreements,  issues  of  approval  are  proposed  to  the  extraordinary 
shareholders’ meeting appointed on 28.01.2008. 
The  decision  of  CJSC  “Tander”’s  entry  to  the  Association  of  the  Retail 
Companies. 
CJSC “Tander” branch in Tyumen is established. 

21 

 
 
88..  PPOOSSIITTIIOONN  OOFF  TTHHEE  CCOOMMPPAANNYY  IINN  TTHHEE  FFIIEELLDD  

RRUUSSSSIIAANN  MMAARRKKEETT  

Retail  turnover  in  2007  amounted  to  10,757.8  billion  rubles  which  is  by  15.2%  higher 
than in 2006 in terms of mass of commodities. At that growth rates of add value in “wholesale 
and retail” sector amounted to 12% which is a lot higher than the growth rates of GDP (8.1%). 

Dynamics of the key figures of the retail market in 2005-2007, as a % to the corresponding 
period of the previous year

1 6,7

15,9

13 ,8

13,3

12

10,7

1 1,3

10 ,4

14 ,1

1 5

13, 5

11,9

16 ,5

13,3

13, 4

11,2

9

7 ,4

10,6

10,1

12, 7

10,5

8,4

8,3

17,9

17 ,6

1 5,1

1 5,1

15, 1

1 5,4

13,7

1 3,8

1 4

16, 1

14, 8

13,4

14

11 ,8

1 2,3

12, 1

18,7

1 5,8

15,8

19, 6

16,7

12, 5

12, 6

1 1,3

1Q2 005

2Q200 5

3Q20 05

4 Q2005

1Q20 06

2Q 2006

3Q20 06

4 Q2006

1Q200 7

2Q 2007

3Q200 7

4Q2 007

Growth rate of the retail turnover
Growth rate of non-food products turnover

Growth rate of food products turnover
Growth rate of catering turnover

Source: Infoline 

In 2007 rates of retail turnover continued to grow compared with 2006 which was due 

25

20

15

10

5

0

to: 

insignificant  slowdown of  population  income  growth  on the  back  of  high  dynamics  of 
the real wages as well as the decrease of the financial funds aimed by the population at savings; 

considerable increase of consumer credit financing; 
retaining of high growth rates of import due to expansion of the consumer demand and 
strengthening  of  the  real  ruble  rate  due  to  increase  of  the  gold  holdings  and  retaining  of 
significant surplus through oil price growth to 100 USD per barrel. 

1300

1200

1100

1000

900

800

700

600

500

Dynamics of retail turnover in 2005-2007, billion rubles in 2007 prices

12 29,1

791 ,2

8 14,3

834, 9

85 5,9

8 90,3

71 8,2

718,9

6 32,8

631, 7

571,1

57 3,8

69 7,7

6 29,7

715,3

724 ,6

736

644, 4

64 7,6

6 45,6

758, 4

66 7

929, 3

94 0,1

993,9

1012 ,9

1 011, 1

880, 8

786 ,7

8 01,6

6 92,6

706, 3

837, 5

84 3,6

730 ,8

7 40,6

January

February

March

April

May

Ju ne

July

Au gust

Sep tember

Octob er

No vember

Decemb er

2007 (in 2007 prices)

2006 (in 2007 prices)

2005 (in 2007 prices)

Source: Infoline 

Retail turnover dynamics in 2006-2007 

22 

 
 
 
 
 
 
 
 
 
Period 

2006 

2007 

Turnover, billion rub. 

As a % of the previous year 

8693.4 

10757.8 

113.9 

115.2 
Источник: данные ФСГС 

High growth rates of the retail turnover in Russia maintan despite the formation of the 

complex of negative factors in the ecnomics development and consumer markets: 

increase of inflation rates due to nonmonetary factors, out of which the most important 
is the growth of the world prices on food as well as costs inflation on the food markets of all 
elements of the chain “producer – distributor – retailer”; 

active  interference  of  the  federal  and  local  authorities  in  the  sphere  of  chain  retail 
developmet  regulations  by  means  of  exericise  of  the  complex  of  measures  limitating  trading 
margins  and  producers’  prices  on  some  groups  of  socially  important  products  (agreement 
concluded on the federal level with retail chains and foodstuffs producers has come into effect 
in 2007 and has been prolonged until April 30, 2008); 

negative for disadvantaged population groups inflation structure (priority growth rates 
of  prices  on  fast-moving  consumer  goods  –  dairy,  bread,  sunflower  oil)  because  of  increased 
differentiation of living standards between population groups; 

decrease  of  cash  surplus  of  trade  balance  of  Russia  due  to  priority  growth  rates  of 
import  on  the  back  of  the  modest  export  rates  and  retaining  of  prevailing  positions  of  fuel, 
energy and metal products in its structure. 

Key factor stimulating the growth of retail turnover in Russia is still the growth of the 
real population income which increased by 10.4% in 2007 compared with 2006 (13.3% in 2006) 
and the actual earnings increased by 16.2% (13.4% in 2006). 

Structure of disposable income of population in 2004-2007, %

1, 5

18, 9

9, 2

16, 7

53, 7

3 ,4

17 ,1

10 ,5

16 ,3

52 ,7

3,7

1 4,1

1 2,6

1 6,1

5 3,5

1,8

19,1

9,1

16,3

53,7

100%

80%

60%

40%

20%

0%

200 4

20 05

2 006

2007

goods purchasing
growth rate of financial assets

payment for services
growth rate of population income

obligatory payments and fees

Source: Infoline 
Moreover,  in  Russia  there  is  a  growth  trend  of  consumer  expenses  in  the  structure  of 
disposable  cash  income:  in  2007  nominal  cash  income  of  population  increased  by  22.4% 
compared to 2006, expenses for purchase of goods and payment for services increased by 23.5% 
and  savings  by  0.5%.  As  a  result  the  share  of  consumer  expenses  in  the  disposable  income 
structure amounted to 69.6% and goods purchasing expenses amounted to 53%. 

Please  note  that  in  the  economics  development  in  Russia  there  is  an  increase  of 
structural  disproportions  which  in  the  medium-term  outlook  may  lead  to  the  reduction 
economics growth rates and slowdown of consumer markets development: 

23 

 
 
 
lack  of  qualified  man  power  and  corresponding  disbalance  of  growth  rates  of  actul 
earnings  and  labour  capacity.  Thus,  in  2007  the  gap  between  the  rates  of  actual  earnings  and 
labour capacity amounted to 10.6% compared to 6.3% in 2006;  

increase  of  import  products  in  the  Russian  consumer  market:  in  2007  growth  rates  of 
physical volume of production output by Russian production units of consumer sector to meet 
the needs of the internal market amounted to 3.5% which is nearly 9 times lower than the rates 
of import volume. The share of import in GDP increased from 16.7% in 2006 to 17.5% in 2007 
and the share of export in GDP reduced from 30.8% in 2006 to 27.4%. At that the deficit of trade 
balance for the group of food and non-food consumer products increases. 

As  a  result  of  the  above  disproportions  in  the  development  of  domestic  production  of 
consumer goods in 2004-2007 there was a decline of the share of domestic products in the retail 
market from 57% to 53%. 

Struc ture of retail turnover according to the country of production in 2004-2007

100%

90%

80%

70%

60%

50%

40%

30%

20%

10%

0%

43

57

2004

45

55

46

54

47

53

2005
Russia

2006

Foreign countries

2007

Source: Infoline 

In  2007  growth  rates  of  agricultural  products  output  were  lower  compared  with  2006 
(3.3% in 2007 compared to 3.6% in 2006), at the time when the output of industrial products by 
food  enterprisers  on  the  contrary  exceeded  2006  (6.1%  and  5.4%).  In  some  field  the  dynamics 
was more positive: meat and meat products production increased by 9.2%, vegetable and tallow 
oil  production  increased  by  8.6%  and  production  of  soft  drinks  -  by  13.8%.  Import  of  food 
products grows faster: in 2007 it increased by 28.6% to 26.1 billion USD which conditioned the 
growth of import products in the retail turnover. 

The share of import products in the Russian food retail market in 2007 compared with 
the  previous  year  has  been  steadily  growing  during  1Q-3Q  and  the  reduction  in  4Q  was  not 
because the trend has changed but due to seasonal factor. 

24 

 
 
 
 
Structure  of food retail turnover according to the country of producers in 2006-2007

33

32

37

38

3 6

3 3

35

67

68

63

62

6 4

6 7

65

3 7

6 3

100%

90%

80%

70%

60%

50%

40%

30%

20%

10%

0%

1Q2 006

2 Q2006

3 Q2006

Russia

4Q200 6

1Q20 07

2Q2 007

3Q2 007

4 Q2007

Foreign countries

Source: Infoline 

FFOOOODD  IINNFFLLAATTIIOONN  

In 2007 Russia faced the growth of prices on food products in the internal market due to 
price  “shocks”  on  the  world  market  of  food  products  conditioned  by  the  expansion  of  use  of 
agricultural  products  as  a  source  of  bioethanol  production,  increase  of  demand  for  food 
products  in  the  emerging  markets  as  well  as  high  level  of  Russia’s  dependence  on  import  of 
food  products  and  low  level  agriculture  efficiency.  Growth  rates  of  prices  in  2007  on  several 
categories of food products exceeded 30%: butter – by 40.3%, sunflower oil - by 52.3%, milk and 
milk  products  –  by  30.4%.  At  that  the  prices  on  bread  and  flour  products  increased  by  22.4% 
despite strict administrative regulation. 

Measures of Russian Government and local authorities aimed at stabilization of internal 
prices for food products were characterized by comparatively low efficiency and focus on strict 
measures of the customs and administrative regulations: 

Freezing  of  retail  prices  on  the  limited  food  products  which  is  appeared  to  be  not 
effective enough measure due to the increase of the trading margins on the products which are 
not subject to regulation and deficit. 

Increase of the export fees and the reduction (cancellation) of import fees for some food 
products  and  agricultural  raw  materials  led  to  destabilization  of  operations  of  Russian 
exporters  of  agricultural  products  and  did  not  lead  to  significant  import  growth  which  could 
have  increased  the  level  of  satiety  of  the  internal  market  and  have  an  impact  on  retail  prices 
towards reduction. 

25 

 
 
 
 
1,7

1,1

1,8

1,6

1,4

1,2

1

0,8

0,6

0,4

0,2

0

Consumer price index in 2007-2008, as a % to the previous month

1,6

1,2

1 ,1

1

0 ,9

0,8

0, 6

0, 6

0,6

0, 1

January

February

March

April

May

J une

Ju ly

Au gust

Sept ember

Oct ober

No vember

D ecember

2007

Source: Infoline 

TTHHEE  SSTTRRUUCCTTUURREE  OOFF  RREETTAAIILL  TTUURRNNOOVVEERR  BBYY  PPRROODDUUCCTT  TTYYPPEESS  

In 2007 reduction of the share of the food products in the retail turnover gathered pace 
due  to  keeping  ahead  growth rates  of  prices  on  food  products  and  change  of  the  structure  of 
Russian population’s consumption.  

The structure of retail turnover in 2002-2007, billion rub. 

Index 

Retail turnover 

Food products 

Non-food products 

Share of food products, % 

Share of non-food products, % 

2002 

3765 

1754 

2011 

46,6 

53,4 

2003 

4529 

2092 

2437 

46,2 

53,8 

2004 

2005 

5642 

7038 

2578 

3216 

3064 

3822 

45,7 

54,3 

45,7 

54,3 

2006 

8690 

3945 

4745 

45,4 

54,6 

2007 

10757,8 

4869,7 

5888,1 

45,3 

54,7 

Source: Federal Sate Statistic Service 

Dynamics of the share of food products in retail turnover in 2005-2007, %

47

46,5

46

45,5

45

44,5

44

5
0
0
2

y
r
a
u
n
a
J

5
0
0
2
y
r
a
u
r
b
e
F

5
0
0
2

h
c
r
a

M

5
0
0
2

l
i
r
p
A

5
0
0
2
y
a

M

5
0
0
2

e
n
u
J

5
0
0
2

y
l
u
J

5
0
0
2

t
s
u
g
u
A

5
0
0
2
r
e
b
o
t
c
O

5
0
0
2
r
e
b
m
e
t
p
e
S

5
0
0
2

r
e
b
m
e
v
o
N

5
0
0
2
r
e
b
m
e
c
e
D

6
0
0
2
y
r
a
u
n
a
J

6
0
0
2

y
r
a
u
r
b
e
F

6
0
0
2

h
c
r
a

M

6
0
0
2

l
i
r
p
A

6
0
0
2

y
a
M

6
0
0
2

e
n
u
J

6
0
0
2

y
l
u
J

6
0
0
2

t
s
u
g
u
A

6
0
0
2
r
e
b
o
t
c
O

6
0
0
2
r
e
b
m
e
t
p
e
S

6
0
0
2
r
e
b
m
e
v
o
N

6
0
0
2

r
e
b
m
e
c
e
D

7
0
0
2
y
r
a
u
n
a
J

7
0
0
2
y
r
a
u
r
b
e
F

7
0
0
2
h
c
r
a

M

7
0
0
2

l
i
r
p
A

7
0
0
2
y
a

M

7
0
0
2

e
n
u
J

7
0
0
2
y
l
u
J

7
0
0
2

t
s
u
g
u
A

7
0
0
2
r
e
b
o
t
c
O

7
0
0
2

r
e
b
m
e
t
p
e
S

7
0
0
2

r
e
b
m
e
v
o
N

7
0
0
2
r
e
b
m
e
c
e
D

Source: Infoline 
Thus, growth rates of non-food products turnover currently exceeds the corresponding 
figures of food products thrice while within the last five years this figure has never passed 1.5. 
This speaks of the trend of the change in the consumption structure in Russia. In the structure of 
consumer  expenses  of  households  there  is  a  trend  of  the  further  reduction  of  the  food 
purchasing expenses alongside with the growth of non-food purchasing expenses and payment 
for services. The share of food purchasing expenses in Russia is still considerably higher than it 

26 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
is in mature markets: in the structure of final consumption food amounts to 23% while in the 
USA it is 6.4%, Great Britain – 9%, Germany – 11.4%, France – 13.7%. Food purchasing expenses 
of  population  groups  with  low  income  amount  to  70%  of  the  total  product  purchasing,  those 
with high income spend on food about 26%. 

Dynamics of retail turnover in mass of commodities in 2003-2007, % 

Index 

2004 to 2003 

2005 to 2004 

2006 to 2005 

2007 to 2006 

Retail turnover 

Food products 

Non-food products 

113,3 

109,8 

114,3 

112,8 

110,6 

113,4 

113,9 

110,9 

115,2 

112,3 

116,5 
Source: Federal State Statistics Service 

117,6 

In 2007 within the group of food products the most significant growth compared to 2006 
comes to retail sales of sugar (by 24.7%), meat and poultry, sausage goods, confectionary, fruit 
and berries.  

Growth rates of food retail sales in 2005-2007 in physical terms, % 

Index 

Food products 

Meat and poultry 

Sausage goods 

Fish food consumable goods 

Vegetable oils 

Fat cheeses 

Sugar 

Confectionary 

Potatoes 

Vegetables 

Fruits, berries, grapes 

2005 

10,6 

7,0 

7,8 

3,2 

12,7 

10,2 

9,1 

8,2 

5,1 

6,0 

12,7 

2006 

10,9 

9,7 

7,6 

12,6 

6,9 

4,0 

-0,8 

4,9 

0,7 

9,2 

10,9 

2007 

12,3 

13,2 

14,2 

12,9 

10,2 

9,1 

24,7 

14,9 

10,3 

7,9 

13,4 

Source: Federal State Statistics Service, Russia’s Ministry for Economic Development and Trade 

Growth rates of non-food retail sales in 2005-2007 in physical terms, % 

Index 

Non-food products 

Detergents 

Cosmetics 

TVs 

Videotape recorder 

Computers 

Household refrigerator 

Vacuum cleaner 

Washing machines 

Cars 

2005 

13,4 

2,5 

17,4 

31,9 

31,2 

28,4 

7,3 

15,9 

15,8 

44,9 

2006 

16,5 

12,1 

15,3 

8,5 

25,5 

50,0 

9,0 

10,8 

7,2 

7,3 

2007 

17,6 

13,7 

14,8 

29,6 

26,2 

30,5 

18,5 

16,5 

23,3 

28,4 

Source: Federal State Statistics Service, Russia’s Ministry for Economic Development and Trade 

In  2007  there  was  an  alcohol  sales  increase:  realization  of  alcohol  drinks  and  beer 
increased by 5.7% to 142.7 million USD (in conversion to net alcohol) while in 2006 there was a 

27 

 
 
 
 
 
 
 
reduction by 3.2%. Increase of volumes was due to the growth of sales of grape and fruit wines 
by  13.9%  (in  2006  reduction  of  4.8%),  cognac  by12.3%,  (in  2006  growth  by  7.7%),  champagne 
and  sparkling  wines  by  15.2%  (in  2006  growth  by  2.1%),  beer  by  15.2%  (in  2006  growth  by 
12.4%) as well  as  slowdown  of rates  of  vodka  and  spirits  sales to  -0.8% compared  to -9.7% in 
2006. 

Structure of retail sales of alcohol drinks and beer in 2004-2007, as a % in conversion to new 
alcohol

1,6

24

1,9
8,3

64,2

100%

90%

80%

70%

60%

50%

40%

30%

20%

10%

0%

1 ,6

24 ,9

2 ,1
8 ,8

62 ,6

1,7

28,9

2,4
8,6

58,4

1,9

31,5

2,5
9,3

54,8

200 4

20 05

2006

200 7

Vodka and spirits

Grape and fruit wines

Cognacs

Beer

Shampagne and sparkling wines

Source: Infoline 

SSTTRRUUCCTTUURREE  OOFF  RREETTAAIILL  SSAALLEESS  OOFF  PPAACCKKAAGGEEDD  PPRROODDUUCCTTSS  

Most  important  changes  in  the  consumption  structure  of  the  packaged  products  in 

Russia in 2007 were the following: 

Growth  of  consumption  of  instant  food  products  and  ready-made  meals  as  well  as 

mixed vegetables and fruits; 

Growth of consumption of innovative products and group of healthy products; 
Growth of consumption of more expensive and of a better quality alcohol drinks and the 

reduction of vodka and spirits share. 

This is due to such customers’ food shopping motives as convenience of consumption, 
innovation and healthiness. Thus despite much lower living standards in comparison with the 
European countries and the USA Russia demonstrates the same trends of higher interest to the 
products aimed at preservation of youth and health. 

Structure of the packaged products market in Russia in 2007, %

snacks
4%

cookery
5%

dairy products
18%

beverages
18%

confectionary
17%

alcohol drinks
38%

28 

Source: Infoline 

 
 
 
 
 
  
Moreover,  increase  of  the  pace  of  life  and  involving  of  more  women  in  labor  activity 
result in the growth of consumption of instant food products and ready made meals. According 
to  the  audit  of  the  retail  carried  out  by  AC  Nielsen  in  2007  the  structure  of  retail  turnover  of 
packaged  food  products  broken  down  such  categories  as  “dairy  products”,  “confectionary” 
“alcohol  drinks  and  beverages”,  “snacks”,  “cookery  products”  is  characterized  by  a  series  of 
features which are thoroughly viewed below. 

Growth rates of the main products groups in Russia in 2007, in monetary terms 

Products category/subcategory 

2007 growth rates, % 

Alcohol products 

Beer 

Vodka 

Beverages, tea and coffee 

Kvass (whole sour) 

Sparkling soft drinks 

Juices 

Confectionary 

Chocolate 

Dairy products 

Bio products 

Drinking yogurt 

Thin milk desserts 

Curd 

Cookery products 

Ready-made mixture for cooking 

Instant food products 

Mayonnaise 

Snacks 

Salty seafood snacks 

Crisps 

20 

31 

6 

11 

60 

18 

14 

9 

11 

5 

26 

24 

20 

14 

4 

29 

21 

1 

11 

23 

11 

Source: АС Nielsen 

Leading product category in terms of its share in the monetary terms – “Alcohol drinks” 
– demonstrated the highest growth rates and increased the gap between the other groups. The 
highest  rates  were  demonstrated  by  the  subcategory  “beer”,  which  sales  in  physical  terms 
increased  by  17%.  In  the  segment  of  alcohol  products  premium  and  sub-premium  segments 
demonstrated  the  highest  rates.  At  that  vodka  sales  in  natural  terms  reduced  by  nearly  2% 
compared to 2006. Thus, in Russia there is a trend of changing alcohol consumption structure 
which is in the growth of share of products with lower content of alcohol on one hand and more 
expensive and of a better quality drinks on the other. Such a significant sale of alcohol drinks is 
largely  explained  by  a  series  of  2006  alcohol  crises  when  the  production  and  retail  sales  of 
alcohol drinks demonstrated considerably worse dynamics. 

Products  category  “Soft  drinks”  which  in  monetary  terms  takes  the  second  place 
demonstrated less rapid growth rates than retail sales of food products in general. At the same 
time  such  subcategories  as  “juices”,  “carbonated  drinks”  demonstrated  higher  growth  rates 
especially the latter (kvass sales increased by more than 50%).  

29 

 
 
 
 
Sales  of  confectionary  in  retail  increased  by  only  9%,  at  the  same  time  higher  growth 
rates were demonstrated by the subcategory of “chocolate” within which sales of chocolate bars 
increased by 21% in monetary terms. 

Sales of dairy products in 2007 increased insignificantly – just by 5%. At the same time 
sales  growth  dynamics  of  subcategories  within  this  product  group  was  characterized  by 
differently directed trends: curd, innovative products (juicy milk drinks, drinking yogurt, kefir 
products, etc.) a well as bio products (for example sales of milk products containing pro biotic 
increased  by  43%)  demonstrated  dynamic  growth.  At  the  same  time  milk  sales  increased 
extremely  insignificantly.  As  a  result  of  2007  the  market  share  of  milk  products  with  bio 
additives is 25% in monetary terms. 

In spite of the fact that the sales of product category “snacks” has been growing at lower 
rates than food products, “seafood snacks” subcategory increased by more than 23%. At that in 
terms  of  sales  this  subcategory  is  close  to  the  leading  subcategory  of  “crisps”.  It  is  also 
important to note that bread sticks sales reduced by nearly 10% in 2007. 

Product  category  of  “cookery  products”  in  2007  demonstrated  lower  rates  due  to 
stagnation of the sales of the key subcategory “mayo” which takes 50% of the total sales. At the 
same time segments of “mixtures for cooking” and “ready-made meals” increased by more than 
20% in monetary terms which speaks of the change of demand in this segment towards more 
expensive products including products with natural ingredients. 

RREETTAAIILL   TTUURRNNOOVVEERR   SSTTRRUUCCTTUURREE   BBYY   TTHHEE   TTYYPPEESS   OOFF   TTRRAADDIINNGG  

OORRGGAANNIIZZAATTIIOONNSS  

In 2007 the trend of sales growth of trading organizations continued and their share in 
the retail  structure increased  to  84,5%  and  the  share  of  sales  in  merchandize,  mixed and food 
markets  reduced  to  15.5%  compared  with  19,6%  in  2006.  In  February  2008  this  trend  has 
strengthened: 86.3% of the retail turnover was formed by trading organizations and the share of 
retail  markets  and  fairs  amounted  to  13.7%  (in  February  2007  –  83.3%  and  16.7% 
correspondingly). 

The share of the markets in the retail turnover continues to fall: 
Of food products it amounted to 17.6% in 2004, 16.8% in 2005, 15.6% in 2006, 12% in 2007 

and 10.5% is expected in 2008; 

Of non-food products 26% in 2004, 24.5% in 2005, 22.8% in 2006, 19% in 2007 and 15.5% 

is expected in 2008. 

Structure of re tail turnove r formation in 
2007, %

Structure of retail turnover formation in 
2006, %

Large and 
m edium  
organizations 
(including retail 
chains)
37,3%

Sm all enterprises
22,2%

Markets
15,3%

Sole traders 
outside the 
m arket
25,2%

Large and 
medium 
organizations 
(including 
retail chains)
32,7%

Small 
enterprises
22,3%

Markets
19,7%

Sole traders 
outside the 
market
25,3%

Turnover of trading organizations and markets in 2002-2007, billion rub. 

Source: Infoline 

30 

 
 
 
 
 
 
 
Index 

Retail turnover 

2002 

3765 

2003 

4529 

2004 

5642 

2005 

7038 

Trading organizations’ turnover 

2838,8 

3451,1 

4420,5 

5558,2 

2006 

8690 

6987 

2007 

10757,8 

9111,8 

Sales of merchandize, mixed and 
food markets 

Share of trading organizations, % 

Share of markets, % 

926,2 

1077,9 

1254,1 

1479,8 

1703 

1646,0 

75,4 

24,6 

76,2 

23,8 

77,9 

22,1 

79,0 

21,0 

80,4 

19,6 

84,7 

15,3 

Source: Federal State Statistics Service 

Growth  of  turnover  of  trading  organizations  in  2007  amounted  to  21.5%  and  sales  of 
markets  reduced  by  10.5%.  In  monetary  terms  monthly  volume  of  market  sales  in  2007 
increased  by  43.4%  (in  January  –  121.3  billion  rub.,  in  December  –  173.9  billion  rub.)  while 
turnover of trading organizations increased by 77.6% (from 594.4 billion rub. to 1,055.2 billion 
rub. correspondingly). The reduction of the market turnover and decrease of their number was 
due to: 

Dynamic  growth  of  the  turnover  and  the  number  of  trading  outlets  of  FMCG  chains 
which  represent  more  attractive  purchasing  conditions,  better  prices  and  product  quality  for 
customers; 

Stiffening of legislation in the sphere of retail, complicated conditions of enterprises and 

organizations activity being participants of the market; 

Realization of programs aimed at the reduction of non-organized trade in the series of 

Russian regions. 

Dynamics of the number of markets in Russia and their share in the retail turnover in 2004-2007.

22,1

6444

21

19,6

5831

5892

7000

6000

5000

4000

3000

2000

1000

0

15,3

4771

25

20

15

10

5

0

20 04

20 05

200 6

200 7

The number of markets in Russia at the year end
Share of markets in Russian retail turnover, %

 Source: Infoline 

The  reduction  of  the  share  of  markets  in  retail  turnover  was  accompanied  by  the 
decrease of their number due to liquidation or reorientation in shopping centers: as of January 
1,  2005  there were  6.44  thousand markets  operating in  Russia,  as  of January,  2008  – about  4.7 
thousand.  The  reduction  of  the  number  of  markets  was  due  to  the  stiffening  of  the  state 
regulations: markets which had not received the permission had to be converted into shopping 

31 

 
 
 
centers  upon  availability  of  capital  buildings  which  meet  modern  requirements,  into  seasonal 
fairs or closed down if their location is not provided by the approved plan of market locations.  

As  a result  of  2007  there  was  a  trend  of  markets  integration:  as  of  January  1, 2007  one 
market consisted of 204 trading points on average, as of June 1 - 228 points and at the beginning 
of 2008 – 245 points.  

Thus in 2007 in the development of Russian retail there were three important trends that 

had a significant impact on food market development: 

Considerable  reduction  of  the  share  of  markets  in  retail  turnover  and  increase  of  the 
share of trading organizations and retail chains in particular which are related to the group of 
“large and medium, trading organizations” according to the Federal State Statistics Service; 

Increase of growth rates of food turnover and import share in the structure of mass of 
commodities  of  retail  enterprises  caused  by  the  growth  of  real  income  and  the  change  in  the 
demand structure due to the growth of the share of meat, vegetables, semi-finished products, 
innovative products, healthy products, etc. 

Significant increase of prices on the series of food products (dairy products, sunflower 
oil, bread) conditioned the agreements on the Governmental and local level between producers 
and retail chains on freezing of prices on the socially important products. 

RREEGGIIOONNAALL  RREETTAAIILL  TTUURRNNOOVVEERR  SSTTRRUUCCTTUURREE  

Russia’s  regional  retail  turnover  structure  is  quite  uneven:  49%  of  retail  turnover  was 
made  by  10  subjects  of  Russian  Federation  (Moscow,  Moscow  region,  Saint-Petersburg, 
Sverdlovsk region, Krasnodar region, Samara region, the Republic of Tatarstan, Tyumen region, 
Chelyabinsk  and  Rostov  region).  The  share  of  the  largest  subjects  of  Russian  Federation  has 
been reducing (by 1.5-2% per year) due to lower growth rates of retail turnover in Moscow and 
Saint-Petersburg compared to the other regions. 

Structure of retail turnover by subjects of RF in 2007

Rostov 
region
2,9%

Republic of 
Bashkortostan
3,0%

Samara 
region
2,9%

Other
51,0%

Krasnodar 
region
3,5%

Sverdlovsk 
region
3,6%

Tyumen 
region
3,9%

Saint-Petersburg
4,1%

Moscow region
6,1%

Moscow
19,0%

Source: Infoline 

32 

 
 
 
 
 
 
 
Retail turnover structure by districts in 2007

Siberia
11,5%

Far-East
3,6%

Central
34,8%

Southern
12,3%

North-West
9,4%

Ural
10,4%

Volga
17,9%

Source: Infoline 

Retail turnover in 2007 compared with 2006 increased in all federal districts and subjects 
of RF. Increase by more than 20% was recorded in 21 subjects of Russian Federation, by more 
than  25%  -  in  7  subjects  of  RF  (including  Moscow  and  Tula  region  as  well  as  the  Republic  of 
Altai and Bashkortostan), by more than 30% - in 3 subjects of RF (Vladimir region, the Chechen 
Republic, Ust-Ordynski Buryat autonomous district). 

In  January-February  2008  compared  with  January-February  2007  retail  turnover 
increased  in  all  federal  districts  and  nearly  all  subjects  of  RF  apart  from  Kalmykia  and 
Chechnia.  The  highest  increase  (by  30%  and  more)  was  recorded  in  Krasnodar  region  (by 
30.2%),  Ulyanovsk  region  (31.6%),  Ivanovo  region  (38.1%),  the  Republic  of  Udmurtia  (40.5%), 
Chukotka autonomous district (47.3%). Moreover, it is important to note high growth rates of 
retail turnover in Moscow which are just 2.2% below the level of Moscow region. 

Regional structure of Russia’ retail turnover in 2002-2007, % 

Region 

2002  

2003  

Central Federal District 

Moscow 

Moscow region 

North-West Federal District 

Saint-Petersburg 

Southern Federal District 

Volga Federal District 

Ural Federal District 

Siberian Federal District 

Far-East Federal District 

40,2 

27,3 

4,0 

9,3 

3,7 

10,6 

16,6 

7,9 

11,5 

4,2 

39,2 

26,1 

4,3 

9,2 

3,9 

10,5 

16,6 

8,4 

11,6 

4,2 

2004 

38,9 

24,6 

5,2 

9,0 

3,6 

10,7 

16,7 

8,8 

11,7 

4,2 

2005 

37,4 

22,9 

5,3 

8,9 

3,5 

11,5 

17,1 

9,3 

11,7 

4,1 

2006 

35,9 

21,1 

5,7 

9,3 

4,0 

11,7 

17,4 

10,0 

11,6 

4,0 

2007 

34,7 

19,0 

6,1 

9,4 

4,1 

12,3 

17,9 

10,4 

11,5 

3,9 

Source: Federal State Statistics Service 

33 

 
 
 
 
 
MMAAIINN  CCOOMMPPEETTIITTOORRSS11  

Concentration  of  the  Russian  food  retail  market  is  quite  low  –  the  share  of  3  largest 
players  is  6%  of  the  market  which  considerably  yields  to  analogous  figures  in  Eastern  and 
Western European countries. 

Such a low capital concentration creates the preconditions for competition intensification 
among  retail  chains  in  the  nearest  future.  Currently  competition  development  is  expressed  in 
capture  of  the  extra  markets  due  to  the  growth  of  the  chain  itself  including  the  use  of 
franchising schemes as well as M&A deals. As a result, chains operating in the Russian market 
actively increase their presence in Moscow and regions which leads to the record indices of the 
business growth. 

X5 Retail Group  
X5  Retail  Group  N.V.  (LSE:  FIVE,  Moody's  -  "B1",  S&P -  "BB-") is  Russia’s  largest food 

retailer in terms of sales. It operates under two brands of “Pyaterochka” and “Perekrestok”. 

The  merger  of  the  “Pyaterochka”  and  “Perekrestok”  companies  took  place  on  May  18, 

2006 with the aim of creation of the largest company in the food retail market in Russia. 

As of December 31, 2007 the Company consisted of 674 owned “Pyaterochka” stores in 
the  format  of  a  soft  discounter  located  in  Moscow  (309),  Saint-Petersburg  (244)  and  other 
regions of Russia (121) as well as 179 owned “Perekrestok” supermarkets in the Central region 
of Russia and Ukraine including 105 stores in Moscow as well as 15 owned hypermarkets.  

As of December 31, 2007 the number of franchised stores on the territory of Russia and 

Kazakhstan amounted to 688.  

Net sales of the consolidated company in 2007 amounted to 5,320 million USD which is 
by 53% higher than in 2006.  Gross profit in 2007 reached 1,404 million USD, EBITDA amounted 
to 479 million USD, net profit – 141 million USD. 

Metro Group 
In  2005-2007  Metro  C&C  opened  8-10  outlets  every  year,  most  of  them  demonstrated 
high sales. In 2008-2009 there will be stabilization of the number of openings of not less than 8 
objects per year and as opposed to 2005-2006 when the stores were opened in the new regions 
for  the  company,  Metro  Group  is  increasing  the  number  of  stores  in  the  regions  where 
operating stores demonstrate the best results.  

Moreover  Metro  Group  in  Russia  implements  the  strategy  of  the  multi-format 
development  in  the  framework  of  which  the  hypermarket  Real  was  opened  in  2005  and  a 
hypermarket of household electronics Media Markt was opened in 2007. Strategic development 
program  of  Metro  Group  provides  simultaneous  opening  of  Metro  C&C  stores,  Real 
hypermarkets  and  Media  Markt  hypermarkets  of  household  electronics  in  the  most  prospect 
regions  which  will  enable  to  improve  the  efficiency  of  purchasing  and  logistics  structures. 
Despite the development of the unique format for Russia - cash&carry significantly limiting the 
number  of  potential  customers  -  in  the  majority  of  regions  Metro  stores  successfully  compete 
with hypermarkets of Russian chains and with Auchan hypermarkets in Moscow. 

Auchan 
Development  of  Auchan  chain  in  2007  has  slowed  down:  the  number  of  openings 
declined from 7 to 4. In the end of 2007 Auchan completed extremely successful transaction on 

1 Source: Infoline, companies 

34 

 
 
 
 
 
 
                                                 
acquisition  of  the  retail  business  of  hypermarkets  of  “Ramstore”  chain,  which  despite  the 
necessity of the development of the new for the company format in Russia – “Auchan-city mini-
hypermarket  provided  extremely  high  growth  rates  of  the  selling  space  and  expansion  in  the 
present regions.  

At the end of 2008 Auchan efficiency is likely to decrease (for example, sales per sq. m. 
of space) in the result of rebranding and reconstruction of “Ramstore” hypermarkets. However 
in 2009 this trend will be overcome. Auchan would not have achieved similar growth rates of 
selling  space  and  geographical  coverage  expansion  by  means  of  organic  development.  Thus, 
acquisition of “Ramstore” hypermarkets will enable Auchan chain to reduce the underrun from 
the top three Russian retailers in 2008. 

Dixy 
As of the end of December 2007 “Dixy group” managed 388 stores – 377 “Dixy” stores 
(discounter  format),  8  “Megamart”  stores  (compact  hypermarket),  7  «Mimimart»  stores 
(economy  supermarket).  In  2007  “Dixy  group”  opened  65  stores  including  61  “Dixy” 
discounters, 3 “Megamart” hypermarkets and 1 “Minimart” supermarket. 3 stores were closed 
in  2007.  Total  selling  space  of  the  stores  increased  from  by  22.85  thousand  sq.  m.  to  151 
thousand sq. m. in 2007. The stores of the chain are represented in 3 federal districts of Russia 
(Central, North-West and Urals). 

In  2008  “Dixy  group”  is  considering  the  opportunity  to  buy-out  leased  stores  opened 
during 1999-2002 in Moscow and Saint-Petersburg to improve infrastructure and their organic 
growth.  

Dynamics of stores of Russia’s retailers in 2004-2007 

№ 

Legal name 

Main formats 

Brand 

Supermarket, 
discounter 

Pyaterochka and 
Perekrestok 

Number of stores 
2004  2005  2006  2007 

330 

446 

619 

868 

Hypermarket  Metro C&C 

12 

22 

31 

39 

1  X5 Retail Group N.V. 

2 

“METRO Cash and Carry” 
company limited 

3  “Tander”, CJSC 

Discounter 

Magnit 

1014  1500  1893  2197 

4 

“Auchan-Russia" company 
limited 

Hypermarket 

Auchan 

6 

7 

14 

18 

5  “Dixy-group”, OJSC 

Discounter 

Megamart, 
Minimart, Dixy, 
V-mart 

152 

220 

300 

388 

Source: Infoline 

Dynamics of selling space of Russia’s retailer in 2004-2007 

№ 

Legal name 

Main formats 

Brand 

Supermarket, 
discounter 

Pyaterochka and 
Perekrestok 

Selling space 
2004  2005  2006  2007 

251 

337 

466  609,1 

Hypermarket  Metro C&C 

90 

170 

260 

330 

1  X5 Retail Group N.V. 

2 

“METRO Cash and Carry” 
company limited 

3  “Tander”, CJSC 
4  “Auchan-Russia" company  Hypermarket 

Discounter 

Magnit 
Auchan 

282 
95 

381 
99 

530  651,7 
210 
180 

35 

 
 
 
 
№ 

Legal name 

Main formats 

Brand 

Selling space 
2004  2005  2006  2007 

limited 

5  “Dixy-group”, OJSC 

Discounter 

Megamart, 
Minimart, Dixy, 
V-mart 

70 

100  128,2  151 

Source: Infoline 

Dynamics of sales of Russia’ retailers in 2004-2007 

№ 

Legal name 

Main formats 

Brand 

Supermarket, 
discounter 

Pyaterochka and 
Perekrestok 

Sales, million USD 
2004  2005  2006  2007 

1769  2374  3551  5320 

Hypermarket  Metro C&C 

1100  1801  2893  3400 

1  X5 Retail Group N.V. 

2 

“METRO Cash and Carry” 
company limited 

3  “Tander”, CJSC 

Discounter 

Magnit 

848,5  1578  2504  3676 

4 

“Auchan-Russia" company 
limited 

Hypermarket 

Auchan 

525  1496  2000  3000 

5  “Dixy-group”, OJSC 

Discounter 

Megamart, 
Minimart, Dixy, 
V-mart 

500 

845  1086  1433 

Source:Infoline 

CCOOMMPPEETTEETTIIVVEE  AADDVVAANNTTAAGGEESS  OOFF  ““MMAAGGNNIITT””  CCHHAAIINN  

Formation of the multi-format business 
The strategic decision to develop the additional format of a hypermarket will provide 
the Group with the deeper segmentation of the current markets and potential customers with 
different income simultaneously achieving high efficiency of turnover per store and of the 
average ticket as well as rapid paces of business growth. Moreover, the pricing policy of 
“Magnit” allows it to compete with open-air markets taking into consideration the potential 
customers with income below average. 

Strong regional coverage 
The group of “Magnit” companies has considerable experience of operation in the 

regions: 2002 - 2007 impressive growth of the Group turnover was a result of expansion in the 
cities with a population of less than 500 thousand people. In the nearest future it is the regions 
where the Company will experience the biggest growth of the consumer demand which creates 
the favorable conditions for medium-term dynamics of the Group’s business. 

The largest chain in RF in terms of number of stores 
In terms of number of stores “Magnit” chain occupies the first place in Russia which 

favorably effects the cooperation with the largest producers of food and beverages promoting 
their products on the regional markets. First of all it reflects in purchasing on the advantageous 
conditions and corresponding increase of the business profitability. 

Recognized brand 

36 

 
 
 
 
 
 
 
 
According to independent expert research, IGD in particular, Russian customers pay 

considerable attention to the brand when shopping for food. Moreover, loyalty of Russian 
customer to one or another brand is higher in comparison with European citizens, which makes 
Russian customers less sensitive to the growth of product prices. Therefore, wide chain of stores 
united under “Magnit” brand allows the Group to strengthen its positions in the occupied 
market niche. 

Effective logistics system 
Developed logistics system, distribution centers and own fleet of vehicles allows the 

Group to carry out strict control over overhead charges. The use of distribution centers favors to 
reduce the purchasing prices as well as the load of the store when accepting the goods and, at 
the end, contributes to more efficient business organization. 

The Group employs highly efficient automated stock replenishment system which 

furthers to achieve high turnover as well as to reduce the costs. 

37 

 
 
 
99..  PPRRIIOORRIITTYY  DDIIRREECCTTIIOONNSS  OOFF  TTHHEE  CCOOMMPPAANNYY’’SS  OOPPEERRAATTIIOONN  

Based  in  Krasnodar,  in  the  Southern  region  of  Russia,  open  joint-stock  company 
“Magnit” is a holding company for a group of entities that operate in the retail trade under 
the  “Magnit”  name.  The  chain  of  “Magnit”  stores  is  one  of  the  leading  operators  in  the 
Russian food retail market. As of December 31, 2007 the chain consisted of 2,194 convenience 
stores and 3 hypermarkets in more than 700 locations in the Russian Federation. 

Approximately two-thirds of the Company’s stores are located in cities with a 

population of less than 500 thousand. The Company operates in 5 out of 7 federal districs. Most 
of its stores are located within the Southern, Central and Volga regions. The Company also 
operates stores in the North-Western and Urals regions. At the end 2007, stores located in the 
Southern Federal district accounted for 889, in Volga region there were 628, Central Region – 
546, in the North-West and Ural regions the number of stores amounted to 89 and 45 
correspondingly. 

Central: 546 stores 
3 Distribution centers 

North-West: 
89 stores 

Urals: 
45 stores 
1 Distribution center 

Volga:  
628 stores 
2 Distribution centers 

Southern: 
 889 stores 
2 Distribution centers 

The  Company  operates  an  in-house  logistics  system  consisting  of  8  modern 
distribution  centers:  two  of  them  are  located  in  Kropotkin  and  Bataysk,  Southern 
Federal  district,  two  are  in  Engels  and  Togliatti,  Volga  Federal  district,  another  three 

38 

 
 
 
 
 
 
distribution centers are based in Tver, Oryol and Ivanovo, Central Federal district and 
one in Chelyabinsk, Urals. 

City 

Federal District 

Warehousing 
space, sq. m. 

Number of 
serviced stores 

Bataysk1 

Southern 

16,576 

Kropotkin 

Southern 

30,048 

Engels 

Volga 

19,495 

Togliatti 

Volga 

8,379 

Tver 

Central 

10,714 

Oryol 

Central 

12,472 

Ivanovo 

Central 

24,120 

Chelyabinsk 

Urals 

16,576 

267 

492 

322 

254 

170 

325 

274 

93 

Total 

138,380 

2,197 

Leased/Owned 

Собственный** 

Собственный 

Собственный 

Арендованный 

Собственный 

Собственный 

Собственный 

Собственный 

The Company operates automated stock replenishment systems and a fleet of 802 

vehicles.  

1 Ownership rights are being obtained 

39 

 
 
 
 
 
                                                 
1100..  PPRRIIOORRIITTYY  DDIIRREECCTTIIOONNSS  OOFF  TTHHEE  CCOOMMPPAANNYY’’SS  

DDEEVVEELLOOPPMMEENNTT  

Within  the  medium-term  development  outlook  the  Company  marks  out  the 

following directions: 

•  Further expansion of the chain due to the growth of the key markets coverage 

as well as organic expansion in the least developed regions.  

•  Development  of 

the  multi-format  business-model 

through  active 

implementation of the hypermarket format. 

•  Formation of the high level of loyalty of the key audience to the brand. 

•  Achieving and keeping up with the leading positions in the field in terms of 

level of expenses. 

Chain development 

In  the  nearest  2-3-  years  the  Company  plans  to  keep  high  rates  of  the  business 
growth,  opening  not  less  than  250  main  format  stores  per  year  in  the  cities  with  the 
population up to 500,000 people. 

The key territories for the Company are Southern, Volga and Central regions, it is 
planned  to  increase  the  number  of  stores  in  Ural.  In  the  long-term  outlook  the 
management  of  the  chain  does  not  exclude  an  approach  to  the  markets  of  Siberia  and 
the Far East. 

Development of the multi-format model 

Currently  the  Company  is  actively  constructing  the  hypermarket  format  on  the 

developed territories. 

Hypermarkets  will  be  principally  opened  in  the  cities  with  population  from  50,000  – 
500,000  citizens,  at  that  the  retail  outlet  will  be  located  inside  the  city  (within  the  city 
boundaries). 

As of 01.01.2008 the Company had 3 operating hypermarkets in: 
Krasnodar,  population  of  646,175  people,  total  space  of  11,283  sq.  m.,  hypermarket 

selling space of 4,200 sq. m., lease space of 3,000 sq. m.; 

Kingisepp, population of 50,295 people, total space of 6,264 sq. m., hypermarket selling 

space of 2,790 sq. m., lease space of 445 sq .m.; 

Solnechnogorsk, population of 58,374 people, total space of 11,655 sq. m., hypermarket 

selling space of 4,600 sq. m., lease space of 2,650 sq. m.; 

40 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Kingisepp 

Solnechnogorsk 

Krasnodar 

Depending on the location (size of the location or of the area in a large city) there are 3 

sub-formats of the hypermarket: 

«small» will have total space of 3,200 – 4,700 sq. m., selling space of 2,000 – 2,500 sq. m.; 
«average»  will  have  total  space  of  11,100  -  11700  sq.  m.,  hypermarket  selling  space  of 

6,000 – 8,100 sq. m. (including lease space); 

«large» will have total space of 21,000 sq. m., hypermarket selling space of up to 12,500 

sq. m.; (including lease space). 

Strategic  development  direction  of  the  new  format  for  the  Company  –  a  format  of  a 
hypermarket will enable to carry out more profound segmentation of the existing markets and 
consider  population  with  different  income  as  potential  customers  which  results  in  high 
turnover per store and average ticket as well as fast business growth. 

Pricing policy of the Company allows it to compete with open air markets considering 

customers with income below average as the target audience. 

Brand recognition and customer loyalty 

The management of the Company takes measures to adapt the traditional format 
for changing preferences of the customers. In the regions with the most solvent demand 
the work is carried out with the traditional discounter assortment in the direction of its 
expansion in favor of more expensive products (for example, ready cookery and semi-
prepared meat). 

Within  the  complex  of  measures  taken  to  improve  the  loyalty  to  the  “Magnit” 
brand there will be analysis carried out to study the preferences of the customer and the 
marketing program set out according to the peculiarities of different formats. 

As an additional factor of the brand popularity the management of the Company 

supposes to improve the service in the chain stores through appropriate work with its 
employees. 

Minimization of expenses 

41 

 
 
 
 
 
 
 
 
 
 
 
The main means of the successful development in the above direction is further 

improvement of the logistics processes and investments in the IT system which will 
provide the Company with maximum effective stock management and transport flows 
and will be conductive to its transition to the leader in terms of expenses control. 

Among  the  plans  of  the  Company  is  an  active  development  of  private  label 

products which enables the Company to increase its profitability. 

The status of Russia’s leading chain in terms of number of stores and customers 
makes  the  Company  effectively  co-operate  with  suppliers  achieving  maximum 
favorable purchasing conditions. 

42 

 
 
 
 
1111..  IINNFFOORRMMAATTIIOONN  OONN  TTHHEE  PPAAIIDD  DDIIVVIIDDEENNDDSS  

It  was  resolved  by  the  annual  general  shareholders’  meeting  of  June  28,  2007 
(minutes  of  meeting  of  10.07.2007)  not  to  pass  any  dividends  on  ordinary  nominal 
shares of OJSC “Magnit”. 

43 

 
 
 
1122..  SSEECCUURRIITTIIEESS  

AAUUTTHHOORRIIZZEEDD  CCAAPPIITTAALL  SSTTOOCCKK  

The authorized capital stock of the Company determines the minimum amount of assets 

that guarantee its creditors’ interests. 

As  of  December  31,  2007  authorized  capital  stock  of  the  open  joint-stock  company 
“Magnit”  amounted  to  720,000  rubles.  It  consists  of  72,000,000  ordinary  nominal  uncertified 
shares with par value of 0.01 rubles. 

During 2007 charter capital of OJSC “Magnit” remained unaffected. 

The  Company  has  a  right  to  offer  in  addition  to  the  placed  shares  ordinary  nominal 

shares numbering 128,850,000 shares with par value of 0.01 RUB each (authorized shares).  

Information on the placed shares of OJSC “Magnit” as of 31.12.2007: 

Description of 
securities 
Ordinary nominal 
uncertified shares 
Total: 

Number of state 
registration 

Date of state 
registration 

Nominal, 
RUR 

Total number 
of securities 

1-01-60525-Р 

04.03.2004 

0.01 

72,000,000 

72,000,000 

Structure of OJSC “Magnit” share capital as of 31.12.2007: 
Number of registered 
persons 

Name 

Share in the charter 
capital, % 

Legal persons 
Including nominal holders 
Natural persons 
Total: 

BBOONNDDSS  

11 
10 
15 
26 

41.7256 
41.7255 
58.2744 
100 

Bond issue of OJSC “Magnit Finance” of 01 series: 

In 2005 The Company entered the stock market offering their investors the bond issue 

issued by Limited Liability Company “Magnit – Finance”, the subsidiary of OJSC “Magnit”. 
The Bond issue allowed the Company to optimize its debt portfolio and work out the 
technologies of cooperation with investors in order to move out further on the stock market 
with the Company’s shares. 

Bond included 2 million securities with nominal value of 1 thousand RUB guaranteed by 

CJSC “Magnit” and CJSC “Tander”. Bonds will be outstanding for three years. The primary 
intent of the bond issue was the refinancing of short-term liabilities of the Group. For this 
purposes the management invested not less than 75% of the raised funds, the rest was spent on 
further development of “Magnit” chain. 

The offering of the certified interest-bearing non-convertible bonds payable to bearer of 
01  series  with  the  obligatory  centralized  deposit  of  LLC  “Magnit-Finance”  on  the  MICEX 

44 

 
 
  
 
 
 
 
 
 
 
 
 
 
 
Federal  stock  exchange  started  at  November  23,  2005.  The  number  of  the  virtually  offered 
securities amounted to 2,000 thousand securities which constitutes 100% of the total number of 
securities liable to the offering. The bond issue was fully realized in the course of auction in the 
first day of offering. 

Parameters of the bond issue of LLC “Magnit-Finance” of 01 series: 

Date and the number of state registration 
Issue volume 
Number of securities 
Nominal value of each security 
Offering price 
Offering date 
Offering method 

Due date 

Number of coupons 
Trading code 
ISIN code 
Coupon interest rate as of auctions’ results 
First coupon interest rate 
Second coupon interest rate 
Third coupon interest rate 
Fourth coupon interest rate 

№ 4-01-36102-R of October 27, 2005 
2,000,000,000 rubles 
2,000,000 bonds 
1,000 rubles 
100% of par value 
23.11.2005 
Open subscription 
1092 days from the offering date 
(19.11.2008) 
6 
RU000A0GJ0L9 
RU000A0GJ0L9 
9.34% 
9.34% 
9.34% 
9.34% 
9.34% 

The first coupon profit of 01 series bond issue was paid out on May 24, 2006. The total 

amount of profit paid out of the first coupon amounted to 93.14 million RUB, the amount of 
profit on the first coupon paid out per one bond amounted to 46.57 RUB. 

The second coupon profit of 01 series bond issue was paid out on November 22, 2006. 
The total amount of profit paid out on the second coupon amounted to 93.14 million RUB, the 
amount of profit of the second coupon paid out per one bond amounted to 46.57 RUB. 

The third coupon profit of 01 series bond issue was paid out on May 23, 2007. The total 
amount of profit paid out on the third coupon amounted to 93.14 million RUB, the amount of 
profit of the second coupon paid out per one bond amounted to 46.57 RUB. 

The fourth coupon profit of 01 series bond issue was paid out on November 21, 2007. 
The total amount of profit paid out on the fourth coupon amounted to 93.14 million RUB, the 
amount of profit of the second coupon paid out per one bond amounted to 46.57 RUB. 

According  to  the  trading  sessions  during  the  period  from  01.01.2007  to  31.12.2007  the 
weighted average price of the bond transactions fluctuated from min 98.86% (26.12.2007) to max 
113.6  %  (27.07.2007)  of  par  value.  Declared  quotation  during  this  period  fluctuated  from  min 
100.15% (03.10.2007) to max 104.79% (02.08.2007) of nominal value. 

45 

 
 
 
 
116

114

112

110

108

106

104

102

100

98
01.01.2007

31.01.2007

02.03.2007

01.04.2007

01.05.2007

31.05.2007

30.06.2007

30.07.2007

29.08.2007

28.09.2007

28.10.2007

27.11.2007

27.12.2007

weighted average price

declared quatation

Bond issue of LLC “Magnit Finance” of 02 series: 

In 2007 the Company offered its investors the second bond issue also issued by “Magnit 

Finance” company limited, subsidiary of OJSC “Magnit”. 

Issue included 5 million securities with the nominal of 1 thousand RUB guaranteed by 
OJSC  “Magnit”  and  CJSC  “Tander”.  Issue  will  be  outstanding  for  5  years.  As  it  is  of  the  first 
issue,  the  second  was  conditioned  by  the  necessity  of  refinancing  short-term  liabilities  of  the 
group. 

The offering of the certified interest-bearing non-convertible bonds payable to bearer of 
02  series  with  the  obligatory  centralized  deposit  of  LLC  “Magnit-Finance”  on  the  MICEX 
Federal stock exchange started at March 30, 2007. The number of the virtually offered securities 
amounted to 5,000 thousand securities which constitutes 100% of the total number of securities 
liable to the offering. The bond issue was fully realized in the course of auction in the first day 
of offering. 

Parameters of the bond issue of LLC “Magnit-Finance” of 02 series: 

Date and the number of state registration 
Issue volume 
Number of securities 
Nominal value of each security 
Offering price 
Offering date 
Offering method 

Due date 

Number of coupons 
Trading code 
ISIN code 
Interest rate of the auction results 
1 coupon interest rate 
2 coupon interest rate 

№ 4-02-36102-R of March 6, 2007 
5,000,000,000 rubles 
5 000 000 bonds 
1,000 rubles 
100% of par value 
30.03.2007 
open subscription 
1 820 days from the offering date 
(23.03.2012) 
10 
RU000A0JP4W7 
RU000A0JP4W7 
8.20 % 
8.20 % 
8.20 % 

46 

 
 
 
 
 
 
The first coupon profit of 02 series bond issue was paid out on September 28, 2007. The 

total amount of profit paid out on the first coupon amounted to 204.45 million RUB, the amount 
of profit of the first coupon paid out per one bond amounted to 40.89 RUB. 

The second coupon profit of 02 series bond issue was paid out on March 28, 2007. The 

total amount of profit paid out on the second coupon amounted to 204.45 million RUB, the 
amount of profit of the second coupon paid out per one bond amounted to 40.89 RUB. 

According  to  the  trading  sessions  during  the  period  from  30.03.2007  to  31.12.2007  the 
weighted  average  price  of  the  bond  transactions  of  02  series  fluctuated  from  min  96.21% 
(04.12.07)  to  max  101.98%  (24.05.07)  of  par  value.  Declared  quotation  during  this  period 
fluctuated from min 96.21% (04.12.2007) to max 101.42% (29.05.07). 

103

102

101

100

99

98

97

96

95

19.03.2007

18.04.2007

18.05.2007

17.06.2007

17.07.2007

16.08.2007

15.09.2007

15.10.2007

14.11.2007

14.12.2007

weighted average price

declared quotation

47 

 
 
 
SSHHAARREESS  TTRRAADDIINNGGSS  

The shares of OJSC “Magnit” entered the Russian stock markets in April 2006. 
On April 14, 2006 the shares of OJSC “Magnit” were admitted to tradings in the section 

of the List “Securities admitted to floatation but not included into the quotation lists” of Non-
profit partnership ““Russian Trading System” Stock Exchange”. 

On April 24, 2006 tradings of the shares of OJSC “Magnit” in the List of non-listed 

securities of Close joint-stock company “MICEX Stock Exchange” commenced. 

On April 28, 2006 the IPO of OJSC “Magnit” on the Russian Trading System (RTS) and 

the Moscow Interbank Currency Exchange (MICEX) was completed. 

The price of one share of OJSC “Magnit” in the course of offering on RTS and MICEX 

was fixed on the level of 27 USD. Proceeds for the whole block comprising 18.94% of the capital 
stock amounted to 368.355 million USD. Deutsche UFG functioned as an IPO coordinator; 
foreign investors were able to take part in the offering by purchasing the securities of “Magnit” 
in accordance with the rule “S”. 

Since  December  11,  2007  the  shares  of  OJSC  “Magnit”  have  been  included  into  the 
Quotation list “B” of OJSC “Russian Trading System” stock exchange”, OJSC “Magnit” shares 
have been included to tradings in the corresponding list on December 13, 2007. 

OJSC “Magnit” shares have been included in the quotation list “B” of CJSC “MICEX SE” 

and admitted to tradings in the corresponding list. 

According to trading sessions for the period from 01.01.2007 to 31.12.2007 on “RTS SE” 
weighted  average  price  of  the  shares  transactions  varied  from  min  950  rubles  (17.01.2007)  to 
max 1,215 rubles (23.04.2007). 

1400

1200

1000

800

600

400

200

0

7
0
0
2
.

1
0
.
7
1

7
0
0
2
.

1
0
.
1
3

7
0
0
2
.

2
0
.
4
1

7
0
0
2
.

2
0
.
8
2

7
0
0
2
.

3
0
.
4
1

7
0
0
2
.

3
0
.
8
2

7
0
0
2
.

4
0
.
1
1

7
0
0
2
.

4
0
.
5
2

7
0
0
2
.

5
0
.
9
0

7
0
0
2
.

5
0
.
3
2

7
0
0
2
.

6
0
.
6
0

7
0
0
2
.

6
0
.
0
2

7
0
0
2
.

7
0
.
4
0

7
0
0
2
.

7
0
.
8
1

7
0
0
2
.

8
0
.
1
0

7
0
0
2
.

8
0
.
5
1

7
0
0
2
.

8
0
.
9
2

7
0
0
2
.

9
0
.
2
1

7
0
0
2
.

9
0
.
6
2

7
0
0
2
.

0
1
.
0
1

7
0
0
2
.

0
1
.
4
2

7
0
0
2
.

1
1
.
7
0

7
0
0
2
.

1
1
.
1
2

7
0
0
2
.

2
1
.
5
0

Price, RUR

Market  capitalization  of  OJSC  “Magnit”  at  the  end  of  2007  amounted  to  82,831,802,400 

rubles according to OJSC “RTS” SE”. 

48 

 
 
 
1133..   LLIISSTT   OOFF   22000077   TTRRAANNSSAACCTTIIOONNSS   DDEECCLLAARREEDD   AASS   MMAAJJOORR   IINN  
AACCCCOORRDDAANNCCEE   WWIITTHH   TTHHEE   FFEEDDEERRAALL   LLAAWW   ““OONN   JJOOIINNTT--SSTTOOCCKK  
CCOOMMPPAANNIIEESS””  

1. 
Date of transaction 

30.03.2007 

Extension  of  pledge  in  the  form  of  guarantee
for  the  purposes  of  issue  of  non-convertible
interest-bearing  certified  bonds  of  LLC  “Magnit
Finance”  payable 
to  bearer  with  obligatory
centralized  deposit  of  02  series  in  the  amount  of
5,000,000 bonds with the par value of 1,000 rubles 
each  offered  by  open  subscription  with  the  due 
term  of  1,820  days  from  the  bonds  offering  date 
(hereafter “Bonds”). 

Subject and other essentials of transaction 

The  Guarantor  as  well  as the  Issuer  shall bear
full responsibility to the holders of  Issuer’s bond
the  report  on  the  issue  of  which  is  registered  by
the  procedure  provided  by  law  or  notification  of 
issue  of  which  is  submitted  to  the  registering 
authority  for  Issuer’s  fulfilling  its  obligations  to 
the  Bonds’  holders  including:  -  obligation  to  pay 
out  aggregate  coupon  profit  on  5,000,000  (five 
million)  Bonds 
the  amount 
determination  and  payment  term  is  specified  by 
the  Issuer  in the decision on  securities’ issue and 
“Issuing 
securities 
documents”); 

(procedure  of 

prospectus 

(hereafter 

-  obligation  of  acquisition  of  Bonds  as 

provided by the Issuing documents; 

-  obligation  of  Bonds  redemption  (including 
long-term)  as  provided  by  the  Issuing  documents 
and Russian law. 

The  Guarantor  shall  bear  responsibility  equal
to the Issuer’s in case of non- or unduly execution 
by the Issuer of its bonds obligations. 

The  Guarantor  shall  bear  responsibility  to  the
Bonds  holders  in  the  amount  of  not  exceeding
Maximum  Amount  which 
the 
aggregate par value of Bonds (5,000,000,000 rubles)
and aggregate coupon profit on Bonds. 

constitutes 

Guarantee agreement which pledges the Bonds
obligations  shall  be  effective  from  the  date  of 
creation of right of the first holder for such Bonds,
and  simple  written  form  of 
the  guarantee 
agreement shall be declared observed. 
State 
acknowledgement is not required. 

registration 

transaction 

and 

/or 

Data  on  the  compliance  with  the  requirements  of
state 
transaction
acknowledgement  in  the  cases  provided  for  by  the 

registration 

and/or 

49 

 
 
 
 
 
 
Russian law 

Price of transaction in monetary terms and in percent 
of the balance sheet value of the issuer’s assets as of 
the  last  date  of  the  reporting  period  preceding  the 
date of transaction 

Due term of obligations hereof as well as information 
on their fulfillment 
Reasons of expiry and consequences for the party or
for the issuer with specification of penalties provided 
for by the conditions of transaction 

No expiry 

 7 044 500 000  RUR.  (Guarantee  in  the  amount  of
the  aggregate  par  value  of  Bonds  of  5,000,000,000 
rubles  and  aggregate  coupon  profit  on  Bonds), 
which  constitutes  138.78%  of  the  balance  sheet 
value of the Issuer’s assets as of 01.01.2007. 
23.03.2012 (the possibility exists of early payment), 
obligations are being exercised 

Information  on  the  transaction  being  referred  to  the
major  transaction  as  well  as  on  the  approval  of  the 
transaction by the management body of the issuer 

transaction  which 

Major 
related-party 
transaction  at  the  same  time.  The  transaction  is 
approved by the General shareholders’ meeting of 
15.01.2007, minutes w/o No. of 30.01.2007 

is  a 

Other information to be specified at the discretion of
the Issuer 

None 

50 

 
 
1144..   LLIISSTT   00FF   22000077   TTRRAANNSSAACCTTIIOONNSS   DDEECCLLAARREEDD   AASS   RREELLAATTEEDD--
PPAARRTTYY   IINN   AACCCCOORRDDAANNCCEE   WWIITTHH   TTHHEE   FFEEDDEERRAALL   LLAAWW   ““JJOOIINNTT--
SSTTOOCCKK  CCOOMMPPAANNIIEESS””  

1. 
Date of transaction 

30.03.2007 

Extension  of  pledge  in  the  form  of  guarantee 
for  the  purposes  of  issue  of  non-convertible 
interest-bearing  certified  bonds  of  LLC  “Magnit 
Finance”  payable 
to  bearer  with  obligatory 
centralized  deposit  of  02  series  in  the  amount  of 
5,000,000  bonds  with the par  value  of  1,000 rubles 
each  offered  by  open  subscription  with  the  due 
term  of  1,820  days  from  the  bonds  offering  date 
(hereafter “Bonds”). 

The  Guarantor  as  well  as  the  Issuer  shall  bear 
full  responsibility  to  the  holders  of  Issuer’s  bond 
the  report  on  the  issue  of  which  is  registered  by 
the  procedure  provided  by  law  or  notification  of 
issue  of  which  is  submitted  to  the  registering 
authority  for  Issuer’s  fulfilling  its  obligations  to 
the  Bonds’  holders  including:  -  obligation  to  pay 
out  aggregate  coupon  profit  on  5,000,000  (five 
million)  Bonds 
the  amount 
determination  and  payment  term  is  specified  by 
the  Issuer  in  the  decision  on  securities’  issue  and 
“Issuing 
securities 
documents”); 

(procedure  of 

prospectus 

(hereafter 

- obligation of acquisition of Bonds as provided 

by the Issuing documents; 

-  obligation  of  Bonds  redemption  (including 
long-term)  as  provided  by  the  Issuing  documents 
and Russian law. 

The  Guarantor  shall  bear  responsibility  equal 
to the Issuer’s in case of non- or unduly execution 
by the Issuer of its bonds obligations. 

The  Guarantor  shall  bear  responsibility  to  the 
Bonds  holders  in  the  amount  of  not  exceeding 
Maximum  Amount  which 
the 
aggregate par value of Bonds (5,000,000,000 rubles) 
and aggregate coupon profit on Bonds. 

constitutes 

Guarantee agreement which pledges the Bonds 
obligations  shall  be  effective  from  the  date  of 
creation of right of the first holder for such Bonds, 
and  simple  written  form  of 
the  guarantee 
agreement shall be declared observed. 

(cid:1) the  body  giving  the  pledge  in  the  form  of 
(hereafter 

–  OJSC 

«Magnit» 

guarantee 
«Guarantor»); 

51 

Subject and other essentials of transaction 

Parties of transaction 

 
 
 
 
 
(cid:1) natural  and  legal  persons  –  owners  of  the 
Bonds  (as provided by article 27.4 of the Federal 
Law “On the securities’ market”. 

Beneficiary  under  transaction:  issuer  of  the 

Bonds – LLC«Magnit Finance»  

Full  and  short  corporate  name  (names)  of  the
legal  body  or  the  name  of  the  natural  person
declared  as  an  interested  party  to  the  transaction 
under the legislation of Russian Federation 

Alexandr Prisyazhnyuk 

Grounds  (argumentation)  on  which  such  person

is declared as an interested party to the transaction 

Alexandr Prisyazhnyuk being a member of the 
Board  of  directors  of  the  Issuer    and  CEO  of  LLC 
“Magnit-Finance” at the same time 

The  amount  of  transaction  in  monetary  terms,  

thousand rubles 

7,044,500 

(Guarantee 

the  amount  of 
aggregate  par  value  of  Bonds  (5,000,000,00  rubles) 
and aggregate coupon profit on Bonds) 

in 

The  amount  of  transaction  as  percent  of  the
balance value of issuer’s assets on the date of the end 
of the last fiscal reporting period prior to the date of 
transaction, % 

138.78% 

The liability term of transaction 

Data on the exercise of obligations 

The management  body of  the issuer  which takes
the resolution on approval of the transaction, date of
the resolution (date of record and minutes №) 

2. 
       Date of transaction 

Subject of transaction and other essentials 

Parties of transaction 

23.03.2012 
redemption) 

(the  possibility 

of  pre-term 

transaction 

The obligations are being exercised 
The 

the 
is 
extraordinary  shareholders’  meeting  of  OJSC 
“Magnit”  on  January  15,  2007  (minutes  w/n  of 
January 30, 2007)  

approved  by 

13.07.2007 
The  Lessor  shall  lease  to  the  Lessee  the 

following real estate: 

-  any  real  estate  owned  by  the  Lessor  on  the

date of effecting the Lease Contract; 

-  the  Lessor’s  real  estate,  newly  erected  or
reconstructed  after  the  Lease  Contract,  purchased
by  the  Lessor  (executed  through  supplementary 
agreements to the contract). 

The Lessor – OJSC«Magnit» 
The Lessee– CJSC«Tander» 

Full  and  short  corporate  name  (names)  of  the 
legal  body  or  the  name  of  the  natural  person 
declared  as  an  interested  party  to  the  transaction 
under the legislation of Russian Federation 

Evgeniy Gordeychuk 

Grounds  (argumentation)  on  which  such  person 

is declared as an interested party to the transaction 

Evgeniy  Gordeychuk  being  a  member  of  the 
board  of  directors  of  OJSC  “Magnit”  and  CEO  of 
CJSC «Tander » at the same time 

The  amount  of  transaction  in  monetary  terms, 

thousand rubles 
Lease term 
The  management  body  of  the  issuer  which  takes 
the resolution on approval of the transaction, date of 

105,647 

11 months 
The  transaction  is  approved  by  the  annual
general  shareholders’  meeting  of  OJSC  “Magnit” 

52 

 
 
 
 
the resolution (date of record and minutes №) 

on June 28, 2007 (minutes w/o No. of July 10, 2007)  

53 

 
 
1155..  DDEESSCCRRIIPPTTIIOONN  OOFF  TTHHEE  MMAAIINN  RRIISSKK  FFAACCTTOORRSS  RREELLAATTEEDD  TTOO  

TTHHEE  OOPPEERRAATTIIOONN  OOFF  TTHHEE  CCOOMMPPAANNYY  

Due  to  the  fact  that  OJSC  “Magnit”  and  its  subsidiaries  operate  within  one  group  of 
companies  of  OJSC  “Magnit”  (hereinafter  -  “the  Group”,  retail  chain  “Magnit”  or  “The 
Company”), the risks are described for the entire Group in general. 

The  description  of  risks  provided  herein  is  not  full-scale  or  extensive,  but  expresses 
Company’s  viewpoint  and  its  own  assessment.    Along  with  the  risks  specified  herein,  there 
exist  other  risks  not  included  in  the  report  which  may  affect  the  amount  of  investments  into 
OJSC  “Magnit”  shares.  Other  risks,  including  those  the  Company  is  not  aware  of  or  which 
deem insignificant at the present time, may lead to reduction of revenue, excess of expenses or 
other events and (or) repercussions, as a result of which the price of Company’s securities will 
decline. 

In case if one or several risks as described below arise, OJSC “Magnit” will take all the 

possible measures and apply best efforts to minimize the effect of negative changes. Today it is 
impossible to define particular actions of the Company in any risk conditions, as the elaboration 
of the adequate measures is impeded by the indeterminate character of the further situation 
development. The character of undertaken measures will depend on the conditions of each 
specific case. OJSC “Magnit” cannot guarantee that the measures taken to meet the negative 
fluctuations will considerably change the situation, because the majority of the described risks 
are beyond the control of the Company. 

Risk Management Policy of the Company. 

Generally the Company and the Group apply system approach of risk management. The 

key constituent elements of the risk management policy in each focus area are: 

Risk identification 
Risk assessment methods 
Elaboration and implementation of comprehensive risk management framework 
Ongoing monitoring of risk status  
Risk management is fulfilled and applied to the entire Group  
In regard to the industry risks, industry environment in the market for the intermediate-
term  and  long-term  periods  is  estimated  according  to  the  macroeconomic  forecasts  of  MEDT 
and  investment  analysts.  The  prospective  demand  estimation  is  based  on  the  forecasts  on  the 
population  income  sector  and  consumption  level.  The  industry  trends  are  estimated  and 
defined  in  respect  of  diverse  trade  formats,  breakdown  of  demand  in  the  formats  and 
competitive environment. 

The  conducted  analysis  underlies  the  development  strategy  aimed  at  consolidation  of 

competitive positions and increase of market share of the Company.  

Regarding  country  and  regional  risks,  we  monitor  political  and  economic  situation,  as 
well  as  estimate  the  risk  level  of  natural  disasters,  cease  of  transport  communication  in  the 
regions,  where  “Magnit”  chain  stores  are  located.  Territorial  diversification  of  ‘Magnit’ 
company groups’ operation adds up to risk reduction.  

Regarding  financial  risks,  the  level  of  interest  rate,  currency  exchange,  credit  and 

liquidity risks is estimated. 

Interest risks management is carried out through the most optimal ways of financing 

and coordination of resource attraction terms with the terms of implementation of the projects 
which are to be financed. To provide the opportunity of attracted resources’ optimization, the 
Group develops its credit profile, expands the data base of potential creditors and diversifies 

54 

 
 
 
means of their attraction. The reduction of resources costs is achieved through the policy of 
information transparency. One of the tools of interest risk management is the forecasting of the 
interest rate changes and the assessment of appropriate debt liability level of the Company with 
consideration such overall interest rate changes. 

Regarding the currency risks, the analysts’ forecasts on the possible fluctuations of the 
exchange rate are assessed, and the decisions on the amount and direction of currency position 
are  taken.  Since  “Magnit”  receives  all  revenues  in  Russian  rubles  and  do  not  possess  assets 
denominated in foreign currency, the Company does not take liabilities in foreign currency to 
minimize currency risks.  

Regarding  liquidity  risks,  the  Company  and  the  group  in  general  maintains  balanced 

ratio of assets and liabilities. 

Regarding credit risks, the Company applies analysis of financial state of counteragents 

and the limit system. 

Legal  risk  management  is  based  on  the  strict  observance  of  the  present  Russian 
legislation.  Jurisdictional  agencies  regulate  all  legislation  fluctuations  which  refer  to  the 
company activity and conducts legal inspection of all the contracts and agreements.  

INDUSTRY RISKS 

Risks related to customer demand and competition 

Negative changes of macroeconomic conditions and the decrease of customer demand 

in Russia may adversely affect sales of the Group and its profit 

The Group operates in the retail sector of food and goods of primary necessity. 
The development of the retail sector, where the Group operates, in many aspects 
depends on macroeconomic factors because the demand for the consumer goods is determined 
by the amount of disposable income of population. 

According to the forecasts of the Russian Government, GDP and as a result the 
population income will continue to grow over the next few years. However in case of economic 
instability the reduction of the actual disposable income of population may lead to deterioration 
of the growth dynamics and sector profitability. It should be noted that the growth of Russian 
economy is mainly assured by the growth of the oil price, other energy and mineral resources 
on the world market. Price collapse of mineral resources will negatively affect the economy of 
Russian Federation on the whole due to the dominant share of raw materials in GDP. 
Deterioration of the economic situation will also result in the reduction of the solvent demand 
in the country. 

Consumer demand on the markets, where the Group operates, depends on a number of 

factors which are beyond control of the Group, including demographical factors, consumer 
preferences and spending capacity of the consumers. The reduction of the consumer demand or 
fluctuations of consumer preferences may dramatically reduce the sales and the profit of the 
Group, and substantially affect business activity, financial state and results of the Group and 
the Company. Moreover, the seasonality of the consumer demand may lead to considerable 
fluctuations of the Group operation results in different periods of time. 

High level of competition may lead to decline of the market share of the Group and 

its profit 

55 

 
 
 
 
 
 
The Group operates in 5 federal districts and in more than 700 locations of Russian 
Federation with the highest concentration in the South, Central and Volga regions, and the 
nearest future plans to develop in the retail store chain in other regions of the country, 
including the Central and the Urals regions which are a priority. The retail market of the South 
Federal District (hereinafter “SFD”) is quite a competitive regional market in Russia and 
presented by the majority of the big Russian players and a number of western companies. 

Russian retail sector is characterized by a high level of competition. The Group competes 

with a significant amount of Russian and international companies. In recent years consumer 
demand growth in Russia attracted new market participants and led to the intensification of 
competition. Retail chains compete with each other mainly for store locations, product quality, 
service and price, variety of goods and store conditions. Appearance of the additional players 
on the Russian market may intensify competition even more and reduce the operating 
efficiency of the Group. 

Some of the Group’s competitors which are on the market today, and also those 

planning to enter the Russian market, are big international companies and apparently have 
more opportunities to attract resources than the Group. Moreover, many other international 
players, including those surpassing the Group in financial and other opportunities, will enter in 
the nearest years the Russian market through acquisition of local players and setting up of their 
own chains from the ground up. 

If the above process is intensive, the competition may substantially grow, what will 
negatively affect the market share of the Group and its competitive position. The ability of 
“Magnit” retail chain to retain its competitive position depends on its opportunities to maintain 
and remodel the existing stores and open new stores in advantageous locations, as well as to 
offer competitive prices and services. There is no guarantee that the Group will be able to 
successfully compete with the present and new competitors in the future. 

On the present stage of competitive activity the considerable risks for the Group are also 

connected with the fact that the main competitors to the Group use more aggressive approach 
such as gaining a foothold in the additional markets through the growth of the competitive 
chains based on franchising schemes. Such approach allows competitors to enhance their 
presence in many regions of Russia as well as considerably reduce the costs of new stores 
installations. The fact that the Group does not use the franchising schemes may lead to serious 
reduction of mobility in fluctuation of geographical coverage, and as a result to the loss of a 
considerable market share. 

These factors as well as economic conditions and strategy of the discount pricing may 

lead to further competition intensification and negatively affect business, financial position and 
operational results of the Group and the Company. 

Risks related to the intensive growth 

Failure of the Group’s strategy in intensive expansion may obstruct its further growth 
The stores operating under “Magnit” trade mark today are located in Moscow (7), Saint-

Petersburg (13), Krasnodar region and 41 other constituent entities of Russian Federation. 
Within its strategy the Group plans to considerably increase the number of its stores in the 
above regions maintaining the same development rates as well as further to expand its chain in 
another 7 constituent entities of Russian Federation. The development plans of the Group make 
it dependent on economic conditions and some other factors. 

The successful roll-out of the Group development strategy depends on its ability to 
identify and acquire suitable premises on commercially reasonable terms, to open new stores in 

56 

 
 
 
 
time, to employ, train and keep extra store and management personnel and to integrate new 
stores into the Group’s existing operation on a profitable basis. There is no assurance that the 
Group will achieve the target growth and that the new stores will profit. 

There is a risk of loss of target audience over the time. Gradual increase of population 
income may lead to the attrition of “Magnit” chain customers, and as a result to the material 
adverse effects on the Group. 

The  Russian  food  retail  market  is  subject  to  changing  customer  trends,  demands  and 
preferences.  The  Group’s  target  customers  are  mainly  the  consumers  with  medium  or  low 
income.  If  the  level  of  disposable  consumer  income  continues  to  increase  nationwide  (either 
generally  or  in  certain  federal  districts,  especially  in  the  Southern  Federal  District  where  we 
derive  a  large  portion  of  out  total  revenue),  we  may  not  be  able  to  adjust  the  assortment  of 
products  in  our  stores  quickly enough  to  reflect changes  in  the  preferences  of  the  consumers, 
and  thus  will  lose  a  part  of  the  target  audience.  As  a  result  of  such  changes,  the  number  of 
customers shopping in our stores may decrease (or increase more slowly than in the past), or 
average  ticket  at  our  convenience  stores  may  decrease  (or  increase  more  slowly  than  in  the 
past),  which  could  have  a  material  adverse  effect  on  business,  results  of  operation,  financial 
position and prospects of the Group. 

Failure  to  successfully  launch  and  operate  our  hypermarket  chain  may  result  in 

material losses 

Our expansion into the hypermarket business presents a particularly difficult challenge. 
While  we  have  a  long  track  record  of  successful  installations  of  large  numbers  of  new 
convenience  stores,  expanding  the  scope  of  activity,  the  Group  has  started  its  hypermarket 
expansion  only  recently.  The  first  hypermarket  was  opened  in  October  2007,  therefore  many 
elements of our strategy with respect to hypermarket operations have not yet found its practical 
use or been applied.  

In  addition,  our  senior  managers  have  relatively  limited  experience  in  managing 
hypermarkets,  and  there  is  no  assurance  that  specialists  recently  involved  in  the  operation  of 
the hypermarkets will be able to control and to manage risks and duly exercise their authority. 
Moreover, hypermarket construction requires big financial investments and takes a significantly 
longer  time.  Based  on  the  practice  in  hypermarket  construction,  on  the  average  it  takes  the 
Group from 2 up to 8,7 months from the date of decision to purchase a land plot to receiving 
rights  on  it,  additional  6  months  go  for  obtaining  of  a  construction  license  and  9  months  for 
construction and obtaining of the rest necessary permissions and licenses. Since the Group have 
made  large  capital  investments  in  already  opened  hypermarkets  and  hypermarkets  under 
construction, and in the nearest future intends to make additional large capital expenditures on 
hypermarket chain expansion, the consequences of Croup’s inability to effectively manage and 
achieve  target  levels  of  profitability  would  be  particularly  negative  to  its  business,  results  of 
operation, financial position and prospects.  

Expansion of the Group through acquisition of other companies or their assets may be 

connected with different risks which may have serious adverse affect on the economic 
activity of the Group and its financial position 

The Group plans to expand its operation through acquisition. Acquisition opportunities 

presuppose certain risks, including failure to single out the aims, appropriate for acquisition, 
and/or to carry out adequate complex examination of their operations and/or financial position, 
financial risks and operation expenses considerably higher than the assumed ones, moreover 
there is a risk of incapability to assimilate the operation and personnel of the acquired 

57 

 
 
 
 
companies, absence of the arrangement and integration of all the required systems and control, 
the risk of customer loss, as well as the risk of entering the markets, where the Group does not 
have any experience or has minor experience and/or markets, where the access to the necessary 
logistics provision and distribution chain is limited, as well as the risk of business interruption 
and diffusion of the Group management resources. If the Group is not able to integrate its 
acquisitions, such failures may have a material adverse effect on its financial position and 
results of operation. 

Failure to raise enough funds may prevent the Group from realization of its plans on 

operation expansion 

Implementation of the growth strategy of the Group may require large capital 

expenditures. There’s no guarantee that the cash flow from operation of the Group and/or 
borrowings from financial institutions or financial assets attracted from the stock market would 
be enough for financing its scheduled expenses in the nearest future. If the Group fails to raise 
enough funds to cover its scheduled expenses, it is possible that it will have to reduce or cease 
expansion. 

Expansive growth of the Group may lead to administrative, industrial and financial 

gap of resources 

Group’s output is growing very fast. The growth is expected to continue in the projected 

future. Such expansive growth as well as extra growth may lead to administrative, operational 
and financial gap of resources. As a result, “Magnit” retail chain will have in particular to 
continue improvement of its operational and financial systems, administrative management 
and approaches. The Group will also have to achieve strict coordination of transportation, 
technical, account, legal, financial, marketing, warehouse and store personnel operation. If the 
Group fails to manage with the above tasks, it may have an adverse effect on the operation and 
financial position of the Group. 

Moreover, due to the ongoing growth, the Group may experience difficulties in 
application, expansion and improvement of its management information system. If the Group 
fails to maintain its management information system, financial accounting and in-house audit 
system at a proper level, its economic operations and financial position may materially suffer. 

Risks related to the investments in real estate: 

Lack of reliable information about the real estate market in Russian Federation makes 

it difficult to estimate the real estate owned by the Group 

The amount of reliable public information and research concerning the real estate 

market in Russia is limited. The volume of the available data is not that comprehensive and 
complete as similar data on the real estate market in other industrially developed countries. The 
lack of information makes it difficult to assess the market value and rent price of the real estate 
in Russia. Therefore there is no confidence that the price set to the real estate of the Group 
reflects its market value. 

The value of Group’s investments in real estate may decline 

The Group in whole and the Company in particular make substantial investments in real 

estate which is used for the store premises. The market of any goods including commercial 
property is subject to fluctuations. Market value of the real estate may decline or grow as a 
result of different factors, i.e.: 

58 

 
 
 
 
 
 
 
a)  changes in the competitive environment; 
b)  changes of the appeal level of the real estate on the market of Russian Federation as a 

whole, as well as on the regional markets with the property objects of the Company, due 
to the changes of the country and regional risks; 
c)  fluctuations of the demand for commercial real estate. 
As a result of any negative changes on the real estate market the value of the real estate 
acquired by the Company or its subsidiaries may decline and negatively affect the assets value 
of the Group. Thus, in case of realization of such property the Group won’t be able to 
compensate its acquisition costs, which may negatively affect the financial position of the 
Group and the Company. 

Inability to receive rights on the suitable real estate object on commercially acceptable 
terms, to protect the real estate rights of the Group or to build new stores on newly  acquired 
land plots may have a material adverse effect on economic operations of the Group and its 
financial position 

Ability of the Group to open new stores is heavily dependent on identifying and leasing 
and/or acquisition of the premises suitable for its needs on commercially reasonable terms. The 
market for property in metropolitan areas of Russia is highly competitive and, in conditions of 
favorable economic environment, the competition for, and therefore the cost of, high quality 
land plots may increase. However, there’s no guarantee that the Group will manage to exercise 
it in the future. If due to any reason, including competition from third parties seeking similar 
land plots and premises, the Group is not able to identify and obtain the new objects in time, 
Group’s anticipated growth will be adversely affected. Even after the Group procures the rights 
on the suitable land plots and premises, it may experience difficulties or delays when obtaining 
permissions from various regional authorities, required for the exercise of the Group rights to 
use, renovate or reequip the stores. Therefore, there’s no assurance that the Group will 
successfully identify, lease and/or purchase the suitable property objects on acceptable terms or 
if necessary. 

Failure to renew the lease contracts for the stores or prolong them on reasonable terms 

may have materially adverse effect on economic activity of the Group and its financial 
position 

There can be no assurance that the Group will be able to extend the lease contracts on 

reasonable terms, and even that there will be the opportunity itself to prolong the lease 
contracts, the share of which is big enough, as they expire. If the Group is not able to prolong 
the lease contracts for its stores as they expire or lease another suitable objects on acceptable 
terms, or if the present lease contracts of the Group are terminated for any reason (including 
those due to the loss of right on such objects by the lessor), or if their terms are revised to the 
detriment of the Group, it could have material adverse effect on its financial position and 
operation results. 

Lack of professional building contractors may adversely affect the development 

strategy of the Group 

The ability of the Group to construct and develop specially constructed new stores is 
exclusively important for its strategy and commercial success. There is a shortage of highly-
skilled contractors which able to build new stores in time and in compliance with standardized 
requirements of the Group. There’s no guarantee that in future the Group will be able to find 
the suitable skilled and qualified team of designers who could enable the Group to build and 
open new stores in time. Inability of the Group to construct and develop new stores on the 

59 

 
 
 
 
newly acquired land plots may have material adverse effect on its potential to stick to its 
strategy and accordingly to achieve the required financial position and operation results. 

Contestation of the rights of the Group to real estate or cessation of the Group’s 
projects for new stores construction may have materially adverse effect on economic activity 
of the Group and its financial position. 

The operation of the Group includes the obtaining of ownerships and lease rights for the 

land plots and premises for the purpose of its further use for the new stores. In addition, the 
Group owns objects and premises where its offices are located. Russian land and property 
legislation is complex and often ambiguous and may contain contradictory provisions at the 
federal and regional levels. In particular, it is not always clear which state bodies or agencies are 
authorized to enter into land leases with respect to particular land plots, the procedures of 
construction approval are complex and prone to challenge or complete abolition, construction 
and environmental regulations often contain the requirements which in practice are impossible 
to meet in full. As a result, the ownership and lease rights of the Group for land plots and 
building could be challenged by the governmental authorities and third parties, and its 
construction projects may be delayed or cancelled. 

Under Russian law, property transactions may be challenged on many grounds, 
including ineligibility of the property seller or right holder to dispose this property, breach of 
internal corporate requirements by the counterparty and failure to register the transfer of rights 
in the unified state register. As a result, defect in the real estate transactions may lead to 
invalidation of such transactions with individual property objects, and thus may affect the 
rights of the Group to this property. 

Moreover, Russian law does not require certain encumbrances over real estate 
(including leases of less than one year and uncompensated use agreements) to be registered 
with the unified state register to make the charge legally valid. In addition, the time limits, 
within which the charge liable to registration in the unified state register should be entered into 
this register, are not stipulated in the law. Therefore, there is always a risk that the third parties 
may register at any moment or claim the existence of encumbrances (of which the Group had no 
prior knowledge) over real estate of the Group whether owned or leased. 

Unionization  of  the  Group  employees  may  have  material  adverse  effect  on  its 

financial position and operation results 

At the present time the majority of Group employees do not league any labor unions. If 

the considerable part of Group employees league labor unions, it may materially affect the 
payroll costs of the Group and/or escalation of labor conflicts, and as a result may have a 
material adverse effect on financial position and operation results of the Group.  

The increase of the Group’s expenses may have material adverse effect on its 

profitability 

The operating efficiency of the Company and its subsidiaries largely depend on the 

prices on the purchased products for retail sale products, as well as on the prices on services 
used by them in their operation and on the amount of rent payment for the used movable and 
immovable property and construction costs, acquisition and opening of the new stores. 
Fluctuations of the agreement and receipt of rights procedures to the land plots (including lease 
right), fluctuations of the norms and regulations applicable to the Group activity, town-
planning, tax and environmental legislations in particular, may entail to the Company and its 
subsidiaries the increase of new stores opening costs or costs for the use of the premises, as well 
as the increase of the payback period of the stores. 

60 

 
 
 
 
The growth of the purchase prices, the growth of the installation costs, the growth of the price on 

land plots (other real estate) and amount of rent for their use, as well as the growth of the employees’ 
wage may lead to the substantial growth of the Group’s expenses and thus seriously affect the Company 
profitability in case if the Group is not able to adequately increase the sale prices due to low purchasing 
capacity of the population in particular. Since “Magnit” retail chain, while working with one of the most 
economical formats, mainly targets at the customers with the income below the average, the Group is 
substantially subject to the above risk. 

Profitability rundown may affect the ability of the Company’s relevant authority to decide on the 

payment of dividends on securities, and the market value of the Company securities.   

The decline of goods’ prices in “Magnit” stores may lead to the profitability rundown 

of the Group  

Changes of the prices on the goods in “Magnit” stores are largely determined by the 

changes of the purchase prices of the Group. The Group is doing their best not to increase the 
mark up for the encashed products. Product price changes may affect the rate of the purchasing 
capacity of the population. The price growth is mainly forecasted under the inflation conditions, 
which as well affects the decrease of the purchasing capacity of the population. The 
deterioration of macroeconomic environment and the fall of the purchasing capacity of the 
population may also lead to the decline of selling prices. Herewith, if the purchase prices are 
less lowered than the selling prices, it will lead to the decline of Group profitability. 

The sudden deterioration of macroeconomic situation and intensification of competition 

may force “Magnit” chain to cut the prices on the products in order to maintain the target 
turnover growth and market share, which may also lead to the profitability decline. 

The prospective actions of the Company in case of industrial fluctuations 
In case of one or several risks hereof, the Company will undertake all the possible 

measure to reduce the effect of the existing fluctuations. It deems impossible to determine the 
specific measures of the Group regarding any risk hereof, as it is hard to work out adequate 
measures due to uncertainty of further situation development. The character of the applied 
actions will depend on the specific situation of every case. The Company cannot guarantee that 
the activities taken to overcome negative fluctuations will lead to considerable change in the 
situation, as most of the risks hereof are out of the Company’s control. 

In case of deterioration of the situation in the industry sector the Company plans: 

a)  if possible, to further expand its operation in order to reduce the prime cost of the goods 

and diversify some risks; 

b)  to carry out the diversification between the most and the least perspective stores and to 

cut the stores with no prospects; 

c)  to extend the territory of its operation choosing the most profitable regions of Russian 

Federation in terms of growth prospects; 

d)  to carry out adequate changes in the pricing policy for keeping the demand for goods on 

the necessary level; 
e)  to optimize the expenses; 
f) 

to continue engaging highly-skilled specialists as well to conclude agreements with 
reliable specialists only, counteragents, contractors, which makes it possible to minimize 
risks and carry out the detailed analysis of the scheduled Company operation in order to 
reduce the prime cost of the investments, minimize the expenses structure and get more 
profit. 

61 

 
 
 
 
COUNTRY AND REGIONAL RISKS 

The company as well as CJSC “Tander” are registered as a tax-payer in the Southern 

Federal district, Krasnodar. The Group operates in 5 federal districts and in more than 700 
locations of Russian Federation. The Group does not operate outside Russian Federation. 
As the Group operates in Russian Federation, the main country and regional risks, 

affecting the operation of the Group and the Company, - are the risks within Russian 
Federation. However, due to the growth of globalization of the world economy, considerable 
deterioration of the economic situation in the world may lead to the serious economic recession 
in Russia and as a result – the reduction of the demand on the consumer goods. 

In spite of the fact that during last few years all public spheres in Russia saw positive 
changes – the economy grew, some positive political stability was achieved, Russia is still the 
state with the rapidly developing and changing political, economic and financial system. The 
risks of the industrial production reduction, the increase of the national debt, negative 
dynamics of the currency exchanges, increase of unemployment, etc, still exist and may lead to 
the drop of the living standards in the country and negatively affect the operation of the Group, 
as the main target consumers of the “Magnit” chain are people with income below the average. 
Apart from risks of economic character, Russia is subject to the political and regulatory risks to a 
greater extent than other countries with the developed market economy. 

Political risks: 

Political instability in Russia may negatively affect the investment cost in Russia as 

well as the price of the Company’s shares 

Since 1991 Russia moves from single-party state with the centralized planned economy to 
democracy with the market economy. As a result of the large-scale reforms as well as of failures 
of some of these reforms, Russian political system remains vulnerable to the public discontent 
and disorders among individual social and ethnic communities. Significant political instability 
may have considerable negative effect on the cost of the foreign investments in Russia including 
the price of the Company’s shares. 

Reconsideration of reforms or state policy in respect of some individuals, may have 

an adverse negative impact on Company business and on investment potential of Russia 

Future changes in the government, major political changes and lack of consensus 
between different branches of power and economic groups may also lead to the breakdown or 
converse turn of economic, political and judicial reforms. Any significant contradiction on the 
orientation of the future reforms, breakdown or resignation of reform policy, political instability 
and rise of conflicts between powerful economic groups may negatively affect the operation of 
the Group, its financial results and development prospects as well as the cost of investments in 
Russia and the price of the Company’s shares. 

During the period of presidency of Vladimir Putin, the political and economic situation 

in Russia has generally become more stable and conductive to investment. However any 
significant struggle over the orientation of future reforms or countermand of the existing 
reforms by a new president may lead to deterioration in Russian investment climate that might 
constrain the ability of Group to receive financing on the international financial markets, cut 

62 

 
 
 
 
 
 
 
Company sales in Russia or otherwise negatively affect Group’s business, operation results, 
financial position and potential.   

In the recent past, our law-enforcement authorities have prosecuted some Russian 

companies, their officials and shareholders for tax evasion and related tax offences. In some 
cases, the results of such prosecutions have been the imposition of prison sentences for 
individuals such as Yukos, TNK-BP and Vimpelcom. Some analysts consider that such 
prosecutions demonstrate a willingness to reverse key political and economic reforms of the 
1990s. Other analysts, however, believe that these prosecutions are isolated cases and do not 
signal any deviation from greater political or economic reforms. 

Conflicts between the federal and regional authorities and other conflicts may set an 
unfavorable economic environment which may have an adverse effect on the operation and 
financial position of the Group 

The distribution of powers between the federal and regional authorities, as well as 

between different federal authorities in some cases remains obscure.  In connection herewith 
Russian political system is subject to certain internal contradictions and conflicts between 
federal and regional authorities regarding different issues, particularly tax collection, property 
right to land, powers to regulate individual industries and regional autonomy. Conflicts 
between different authorities may have serious adverse effect on the price of the Company’s 
shares. 

Besides, ethnical, religious and other segregations periodically arouse public tension and 

sometimes result into conflicts including armed conflicts. Thus, the continuous conflict in 
Chechnya led to the cessation of normal economic activity in Chechnya as well as negatively 
affected economic and political situation in the neighboring regions and in Russia on the whole. 
Terrorist activity and counter measures aimed at the elimination of violence, particularly by 
imposing emergency rule in certain territorial subjects of Russian Federation, may have an 
adverse negative effect on the potential of Russian business on the whole and Group 
performance in particular, especially taking into consideration the significant scale of the 
Group’s operation in the Southern federal district. 

Social instability could lead to popular frustration, induce the call of the change of 

powers, nationalism or violence 

Failure of the Russian government to adequately address social problems has led in the 

past and may lead in the future to popular frustration. Such frustration might have social, 
economic and political consequences, e.g. call for the change of power, growth of nationalism 
enhanced by appeal for property nationalization, expropriation and constraints on overseas 
property in Russia, as well as the increase of violence. Any of these could have an adverse 
negative effect on confidence in Russia’s social environment and investment potential, could 
restrict our operations and lead to losses or could otherwise affect Group’s business, operation 
results, financial position and prospects.  

Economic risks: 

Deterioration of the economic situation in the Southern Federal district may arise from 

the considerable changes in the economic situation in Russia, including dramatic fluctuations of 
the national currency exchange which may result in the reduction of the number of industrial 
enterprises and agriculture of all forms of ownership operating in the district, unemployment 
growth, decrease of the purchasing power of population. Such a scenario could lead to the 
interruption of the investment program of the Group, slowdown of Group development on the 

63 

 
 
 
 
 
territory of Southern Federal district and other regions of Russian Federation, as well as the 
slowdown of the income basis growth. 

Economic instability in Russia may negatively affect the consumer demand which may 

have a serious adverse negative impact on the business of the Company. 

Any  of  the  risks  provided  herein,  which  the  Russian  economy  has  previously 
experienced,  may  seriously  change  the  investment  climate  in  Russia  and  the  activity  of  the 
Company: 

  Significant declines in GDP; 
  Hyperinflation; 
  Currency instability; 
  High level of state debt against GDP; 
  Weak banking system which provide Russian enterprises with the limited liquidity; 
  High ratio of unprofitable enterprises which continue to operate due to deficiency of 

effective bankruptcy procedure; 

  Wide use of barter and non-liquid bills in settlements for commercial transactions; 
  Prevalent practice of tax evasion; 
  Growth of black economy; 
  Stable capital outflow; 
  High level of corruption and penetration of the organized crime in the economy; 
  Serious growth of unemployment and underemployment; 
     Low living standards of the substantial part of the Russian population 

Russian economy has faced abrupt downturns. In particular, the period of a rapidly 

deteriorating economic situation after August 17, 1998 when government defaulted on its ruble-
denominated securities, the CBR stopped to support the ruble, and temporary restrictions were 
imposed on certain foreign currency payments. These actions resulted in immediate and severe 
ruble devaluation and a sharp increase of inflation rate, dramatic decline of Russian share 
quotes and bonds as well as failure of the Russian issuers to raise funds on the international 
capital markets. 

The problems were aggravated by almost a complete collapse of the Russian banking 

sector after the events of August 17, 1998, which is proved by revocation of banking licenses of 
a number of Russian high profile banks.  This even more impaired the capacity and potential of 
the banking sector to a reliable source of liquidity to Russian companies and resulted in the 
widespread loss of bank deposits.  

There is no guarantee that recent positive trends over the last years in Russian economy 

will continue to be positive in future.  

For example, during 2005, economic growth slowed down, and the inflation rate 

remained high during the years of 2005, 2006 and 2007. In addition, recent fluctuations in 
international oil and gas prices, ruble strengthening against US dollar in real terms, and the  
weakening of monetary policy or other factors, may adversely affect Russian economy and 
Group’s business, especially the expansion plans of the Group.  

Physical infrastructure of Russia is in extremely poor condition which may lead to 

interruptions in the effective financial and economic activity 

Physical infrastructure of Russia was mainly set up in the soviet times and has not been 

adequately funded and maintained over the last. Particularly affected are the rail and road 
networks, power generation and transmission, communication system and building stock. 
Electricity and heat deficiency in some regions of Russia dramatically disrupted the local 
economies. For instance, May 2005 power-substation failures of May 2005 resulted in power cut 

64 

 
 
 
 
in Moscow and neighboring regions and thus in the heavy damage of economy of Moscow and 
corresponding regions.  
Road conditions throughout Russia are also poor, and in some areas roads do not meet 
minimum requirements of security standards. 

The deterioration of Russian physical infrastructure damages the national economy, 

disrupts goods and cargo transportation, adds costs to business activity in Russia and may lead 
to interruptions in financial and economic activity thus negatively affecting the business of the 
Group. 

The  fluctuations  of  global  economy  may  negatively  affect  the  economy  of  Russia, 
limiting the access of the Company to the capital and negatively influencing the purchasing 
power of the final consumers of the products sold by “Magnit” chain stores 

Russian  economy  is  vulnerable  to  market  downturns  and  economic  slowdowns 
elsewhere  in  the  world.  By  former  practice,  financial  problems  or  exacerbated  perception  of 
risks concerning investment in countries with developing economy might reduce the volume of 
foreign investments in Russia, thus affecting Russian economy. As Russia produces and exports 
large quantities of natural gas, oil and other energy and mineral resources, Russian economy is 
especially vulnerable to commodity prices, and decline in such prices may slowdown or shake 
economic  development  of  Russia.  These  developments  may  severely  limit  Group  access  to 
capital and have an adverse negative effect on the purchasing power of consumers to buy goods 
sold by the Group. 

Social risks: 

Social instability may lead to the increased support of resumption of the statism, 

nationalism and violation, having serious negative effect on the opportunities of the Group 
to effectively operate its business 

Social instability may lead to the increased support of resumption of the statism, 
nationalism and violation, having serious negative effect on the opportunities of the Group to 
effectively operate its business. Inability of the government and many private companies to pay 
out the full salaries in time, and altogether arrears of salary and benefits, which were a result of 
rapidly growing living costs, led in the past and may lead in the future to riot risk. For example, 
in 2005 groups of Russian pensioners and some public organizations held protest actions all 
over Russia against benefits monetization, and temporary blocked the roads. Similar actions, 
labor and social disorders may have negative political, social and economic consequences 
including the nationalism growth, imposing limitations on the foreign share in Russian 
economy and the violence growth. All of the events herein may lead to the restrictions on 
activity of the Group and loss of is profits. 

Crime and corruption may hay an adverse negative effect on the operation and 

financial position of the Group 

The local and international press has reported that the level of the organized criminal 

activity has considerably grown, particularly in large metropolitan centers. The amount of 
property-related crime increased in large cities as well. Russian business often involves high 
level of corruption among officials. Additionally, diverse publications indicate that some 
members of the Russian media regularly publish planted articles for remuneration. The Group 
activities may be affected by the illegal actions, corruption and accusation of the Group of 
illegal operation and therefore have negative impact on the Group operation and price of 
Company’s shares. 

65 

 
 
 
 
 
Legal risks related to the Russian Federation: 

Weakness of the Russian legal system and imperfection of the Russian legislation 

create an uncertain environment for investments and business activity 

Effective legal system required to support market economy functioning in Russia is still 

developing. Many key laws have only recently become effective. Insufficient consensus 
regarding the amount, contents and time limits of economic and political reform, rapid 
development of the Russian legal system which did not always coincide with the trend of the 
market relations development, and in a number of cases resulted in ambiguity, noncompliance 
and inconsistence of the law regulatory and by-laws. Moreover, Russian legislation very often 
contemplates implementing regulations that have not yet been promulgated, leaving substantial 
gaps in the regular infrastructure. In some cases the new laws and regulations are ratified 
without complete consideration by the interested parties of the civil law circle and do not 
contain any adequate transitional regulations, which lead to serious difficulties when being 
applied. 

Drawbacks of the Russian legal system may affect the ability of the Group to exercise its 
legal rights under the agreements or to defend against claims from the third parties. There is no 
guarantee that the state and judicial authorities, as well as third parties, will not go against 
Group’s meeting the requirements of laws and by-laws. 

Risks related to the fiscal policy of the Government of Russian Federation: 
The Company pays taxes into the federal, regional and local budgets. Within the 
economy transformation there is a risk of changes of the enterprise activity tax treatment, tax 
legislation and peculiarities of tax registration in Russia often change and bear ambiguous 
interpretation. The process of tax legislation reforming has not been completed yet. In case of 
stiffening of the tax legislation and increase of tax burden, the financial position of the Group 
may deteriorate. 

Risks related to the possible military conflicts, state of emergency and strikes in the 

country and regions, where the Company is registered as a tax payer and/or operates:  

The  Company  is  a  registered  taxpayer  and  operates  mainly  in  the  Southern  Federal 
District.  Politico-social  risks  are  of  primary  concern  for  the  Southern  Federal  District  due  to 
trouble spots on the frontiers of territories of the Northern Caucasian republics and closeness of 
the Chechen republic. Major risks are connected with the fact that private capitals (investments) 
may  be  nationalized  in  case  of  a  sudden  change  of  policy  line  or  destroyed  in  case  of  armed 
conflict.  

However the major part of the Southern Federal District is occupied by the subjects of 

Russian Federation with favorable business development conditions and with the regional risk 
level of not below the average throughout the country. It’s worth noting, that the Company 
does not operate on the territory of Chechen republic and Ingushetiya, social and political 
instability of which substantially aggravate the integral index of the Southern Federal District 
risks. 

Practically all the Northern Caucasian Republics face substantial social-ethnical 

instability, economic and political risks remain high. Herewith the South of Russia is 
characterized by the rapid growth of industrial production, accommodation provision is in high 
gear, increase of the disposal income of population, and the financial market of the regions is 
having a significant part in the picture. 

66 

 
 
 
 
 
Russian Federation is a multinational country, consisting of the regions with different 

social and economic development levels; in connection herewith it is impossible to completely 
eliminate the possibility of internal tension in Russia including the armed conflicts. The 
Company as well cannot absolutely exclude the risks related to the emergency state. 

Risks related to the geographical peculiarities of the country (countries) and the 

region, where the Company is registered as a tax payer and/or perform the main activity, 
including increased danger of natural disasters, possible stop of transport connection due to 
remoteness and/or inaccessibility, etc. 

According to Ministry of Emergency Situations of Russia, factors of man-caused, natural 
or terrorist character are one of the most real threats to the stable social-economic development 
of the country, increase of the living standards of population, security-building measures of 
Russian Federation. 

The terrorist status, recently escalated, leads to the continuous threat of terrorism acts on 

the whole territory of the Group’s operation. 

The regions with the Group presence may face the drastic consequences of 

conflagrations on the economic objects and in the public sector, accidents and failures of utility 
systems and transport, natural fire, dangerous hydro-meteorological phenomena (strong winds, 
frosts, heavy snowfalls and heavy rains), earthquakes, land subsidence and sinkhole collapse, 
contagion outbreaks among people and animals. Exposure to natural and climatic risks, 
including natural disasters (hurricane, floods, earthquakes, etc) is distinctive geographical 
feature of the Southern Federal District.  

The risk of possible stop of transport connection due to remoteness and/or 
inaccessibility, etc, should not be eliminated regarding the geographical peculiarities of the 
region. 

Ecological risks:  

Accidents at hazardous industrial facilities of Russian Federation and environmental 

pollution may have an adverse negative effect on the Group activity 

In respect of all four components of the environment (air, water sources, soil and land 

resources, wildlife) in large industrial cities, the ecological situation is unfavorable for 
population inhabitation. According to some reports, up to 15% of the territory of Russia are 
zones of ecological catastrophe. The above factors negatively affect the health of the country 
population. Moreover, nuclear and other dangerous objects are located on the territory of 
Russia, while the system of control over ecologically dangerous object status is not sufficiently 
effective. The rise of emergency state on these objects and an unfavorable ecological situation in 
large Russian industrial cities may have an adverse negative effect on the Group activity. 

. 
Prospective measures of the Company in case if changes of the situation in the 

country and region will have an adverse negative effect on the Group operation: 

The majority of the risks, provided herein, of economic, political and legal character are 

out of the Company’s control due to the global scale of the threat they present. 

The Companies of the Group have reached the certain level of financial stability which 

helps to overcome the short-term negative economic fluctuations in the country. In case if 
significant political and economic instability, which will negatively affect the operation and the 
profit of the Group, arises in Russia, the Company plans to undertake comprehensive measures 
of Contingency Plan Administration aiming at mobilization of the business and maximum 

67 

 
 
 
 
reduction of the negative effect of political and economic situation in the country and region on 
the business of the main companies of the Group. 

It deems impossible to determine the specific measures of the Group regarding any risk 
hereof,  as  it  is  hard  to  work  out  adequate  measures  due  to  uncertainty  of  further  situation 
development. The character of the applied actions will depend on the specific situation of every 
case. Company cannot guarantee that the activities taken to overcome negative fluctuations lead 
to  considerable  change  in  the  situation,  as  most  of  the  risks  hereof  are  out  of  the  Company’s 
control. 

However, in case of negative effect of the country and regional fluctuations on the Group 
operation, the Company plans to carry out the following common arrangements to maintain the 
Group’s profitability: 

• 
• 

if possible, to save main assets until the situation improves; 
to undertake measures focused on the life support of the Group employees, on the 
productivity of the Group; 

•  To carry out adequate pricing policy adjustments to keep up the demand on the 

products on the proper level; 

•  To optimize the expenses, including measures on purchasing prices reduction and 

wages expenses limitation; 

•  To revise the program of capital investment. 

To minimize the risks related to the force majeure circumstances (military conflicts, riots, 
natural disasters, state of emergency), the Company takes into account the possibility of such 
events within its contract activity. 

The Company acts under paragraph 401 of the Civil Code of Russian Federation which 
states that the person, who does not exercise the obligation due to insuperable force, provided 
herein, does not answer to the contracting party. 

To reduce the above risks the Group plans to further operate in different regions of Russia 

to diversify the risks. 

FINANCIAL RISKS 

Risks related to the changes of the interest rates, foreign currency exchange rates, 

related to the Company’s operation or hedging carried out by the Company to reduce 
unfavorable consequences of the risks indicated above: 

The Company is exposed to risks related to the changes of the interest rates. Loan funds 

have become the main funding sources of the development of the Group companies and 
expansion of its resource base. Changes of the interest rates may have substantial negative effect 
on the operation results of LLC “Magnit Finance”, other companies of the Group and the 
Company due to the loan of funds and provision of the debt financing on the repayable basis. 

Group  does  not  export  its  production;  all  its  primary  obligations  are  denominated  in 
rubles.  Import  products  amount  to  about  5%  of  proceeds,  which  makes  the  Company 
dependent on the possible foreign exchange movements. 

Exposure  of  the  financial  position  of  the  Company,  its  liquidity,  funding  sources, 

operation results, etc., to the foreign exchange movements (currency risks) 

68 

 
 
 
 
 
 
 
For the last fifteen years Russia has faced considerable fluctuations of the exchange rate 

of Russian ruble to the foreign currencies. Substantial ruble devaluation may result in the 
reduction of the relative cost of ruble-denominated sales and assets of the Group, such as bank 
deposits and accounts receivable. Additionally, fall in the exchange rate of the ruble may lead to 
the decline of the dollar cost of tax deductions arising from the actualization of capital 
investments, since the balance sheet assets will reflect their mark-up in ruble terms at the 
moment of acquisition. 

Group  does  not  export  its  production;  all  its  primary  obligations  are  denominated  in 
rubles.  Import  products  amount  to  about  5%  of  proceeds,  which  makes  the  Company 
dependent on the possible foreign exchange movements. In case of such fluctuations, the Group 
is  able  to  modify  the  structure  of  goods  sales  in  favor  of  Russian  counterparts,  which  may 
potentially reduce the sales growth rate. Thus, the incurrence of such risk may have an adverse 
negative effect on the Group’s revenue and profitability.  

The Group purchases and plans to continue purchasing the import equipment and 

vehicles for foreign currency, thus considerable decline of the ruble exchange rate may lead to 
the increase of the Group expenses in ruble terms and negatively affect the results of its 
operation. 

Drastic changes of the exchange rate may have an adverse negative effect on the country 

economy on the whole, and lead to the reduction of the solvent demand. 

Prospective  measures  of  the  Company  in  case  if  currency  fluctuations  and  interest 

rates have an adverse negative effect on the Group operation  

In case if movements of exchange rate and interest rates are negative for the Company, it 
is  expected  to  carry  out  tough  policy  of  cost  cutting.  However,  it  should  be  taken  into 
consideration,  that  the  risk  cannot  be  completely  evened,  since  the  indicated  risks  mainly  lie 
beyond Company’s control, but depend on the general economic situation in the country.  

Inflation effect on the payment on securities. Inflation indices which the Company 

considers to be crucial, and potential measures which may be undertaken by the Company to 
reduce risks specified herein 

The Company faces inflation risks, which may have an adverse negative effect on its 
business activity. The purchasing prices on the products depend on the overall price level in 
Russia. The acceleration of inflation growth may affect the financial performance of the Group. 
The growth of the purchasing prices may lead to the further increase of retail prices on the 
products and goods sold by the OJSC “Magnit” and its subsidiaries, and as a result impair the 
competitive environment of the Group. 

If the exchange rate of the ruble to the US dollar increases simultaneously with inflation, 
the Group may face costs increase in dollar terms on certain budget items, for instance, payroll 
expenses which is vulnerable to the growth of the overall price level in Russia. In such a 
situation in view of inflation thrust, the Company may not be able to raise prices on its products 
reasonably in order to retain the operation margin. Accordingly, high inflation rate in Russia 
may result in the increase of the Group expenses and decline of the operation margin. Inflation 
growth in Russian Federation will entail the overall growth of the interest rates including rates 
on the ruble bonds of LLC “Magnit Finance” which may oblige the Group to adequately 
increase the coupon rates. 

Inflation indices which the Company considers crucial 
The 30-35% level of inflation is considered critical by the Company. The serious 

acceleration of the price increase rate may lead to the growth of Company’s expenses, loan 
funds costs, and result in the earnings dilution. Therefore, in case of dramatic excess of actual 

69 

 
 
 
 
inflation indices over the forecasts of the Russian Federation Government, the Company plans 
to assume all required measures to limit the other expenses growth (not related to the purchase 
of the products for selling), to reduce the accounts receivable and its average term. 

Risks arising from bank operations: 

Russian bank system is underdeveloped, a new bank crises may hay an adverse effect 

on the operation of the Group and its financial position 

Russian banking and the other financial systems are not properly developed and 
regulated, and Russian legislation on banks and bank accounts is interpreted ambiguously and 
applied not homogenously. Financial crisis of August 1998 led to the bankruptcy and 
liquidation of many Russian banks and almost destroyed the developing market of the 
commercial bank credits which was functioning at that time. Moreover, many Russian banks do 
not meet the international banking standards, and the transparency of the Russian bank sector 
in several respects falls behind the generally accepted international standards of bank 
transactions. Due to the lack of close supervision from the regulatory authorities, individual 
banks do not follow the requirements and regulations set by the Central Bank, concerning the 
governing criteria for credit accommodation, credit quality, reserve balances in case of losses on 
loans or diversification of the borrowers’ structure. As a rule, bank deposits made by legal 
bodies are not insured in Russia. Stiffening of the regulations or interpretation of the operative 
rules may result in capital risk and insolvency of individual banks. 

Lately we’ve faced a rapid growth of the joint crediting provided by the Russian banks, 

which is considered by the majority to be accompanied by the deterioration of the crediting 
quality. Moreover, the stable growth of the internal market of corporate debts leads to the 
accumulation in the investment portfolio of Russian banks of more and more ruble bonds 
issued by the Russian companies, which even more aggravates the risk characteristics of 
Russian banks’ assets. 

Grave disadvantages of the Russian bank sector together with the deterioration of the 

credit portfolio quality of the Russian banks may lead to the exposition of the bank sector to the 
negative influence of the market trends recession, economy growth retardation, including 
defaults of Russian companies, which may arise from such any market trends recession or 
economy growth retardation. Furthermore, in 2004 the Central bank withdrew licenses of a 
number of Russian banks, which aroused rumors on the market about closing of another 
number of banks. As a result many depositors rushed to withdraw their savings. In case of bank 
crisis, Russian companies will face severe deficit of liquid funds due to the limited savings 
inflow to the domestic banks and loss of opportunity to use foreign financing sources which 
might occur in the time of a such-like crisis. 

At the moment the majority out of a limited number of sufficiently trustworthy Russian 
banks are located in Moscow. The Group tried to reduce its risks by receiving and keeping its 
ruble cash assets with several Russian banks, including Sberbank, Alfa-bank, OJSC Commercial 
bank  “Uralsib  –  Yugbank”,  Unicredit,  and  with  subsidiaries  of  foreign  banks,  including  CJSC 
BSGV, CJSC Reiffeisen, however insolvency of at least one of the banks may have a substantial 
adverse  effect  on  the  business  activity  of  the  Group.  In  case  of  a  bank  crisis  or  if  the  banks, 
where the Group holds its funds, become insolvent or declare bankrupt, it may entail a failure 
to access the cash assets or inability to exercise bank transaction in Russia, which in turn may 
have  a  material  adverse  effect  on  the  business  activity  ,  financial  position  and  operational 
results of the Group.  

70 

 
 
 
 
 
Risks related to the transfer pricing: 

Ambiguity of law on transfer pricing regulations alongside with deficiency of 
accurate and authentic information about the market prices may have an adverse effect on 
the financial performance of the Group business. 

Russian law on transfer pricing regulations, which came into effect in 1999, provides for 
that  taxation  authorities  and  administration  have  the  right  to  make  allowance  for  transfer 
pricing and to levy additional taxes in case of discrepancy between the price and market price 
for  more  than  20%.  Since  Russian  law  on  transfer  pricing  regulations  is  not  precise  enough, 
taxation  authorities  and  arbitration  courts  have  freedom  in  interpretation  of  applicable 
regulations.  Due  to  the  ambiguity  of  transfer  pricing  regulations,  taxation  authorities  may 
challenge  the  prices  of  transactions  of  the  Company  and  its  subsidiaries,  adjust  the  assigned 
taxes. 

Financial  report  statements  of  the  Company  which  are  mostly  subject  to  changes 
under the foregoing financial risks. Risks, probability of occurrence and nature of changes in 
accounting 

The amount of expenses and profit is mostly exposed to the influence of the foregoing 

financial risks. In case of adverse change of the situation, first of all, the expenses will grow 
which will entail profit reduction, correspondingly. 

In case of inflation growth and/or currency rate growth and therefore the expenses 

growth, the Group may increase the prices on the products for sale. 

In case of negative effect of fluctuations of the exchange rate, inflation and interest 

rates on the operation of the Group, it plans to take the following measures:  

•  To revise the financing structure; 
•  To optimize the spending segment of the operation; 
•  To revise the programs of capital investments and loans; 
•  To take measure to increase the receivables turnover. 

At the moment hedging of the foregoing risks is not carried out. 

Liquidity risks: 

The risks provided herein create the liquidity risk, i.e. the risk of bearing losses due to 

lack of funds within the established terms and as a result, risk of inability of the Group to fulfill 
its obligations. Such risk event may entail penalties, fines, injury to the goodwill of the Group, 
etc. 

The Group exercises liquidity risk management through analysis of the estimated cash 

flows. 

Risks 

Exposure of the financial report statements to the foregoing financial risks: 

Degree of 
probability 

Nature of changes in the report 

71 

 
 
 
 
 
 
 
 
 
 
 
 
Interest rates 
growth 

medium 

Inflation rates 
growth  

medium 

Interest rates growth will increase the loans’ price for 
the Group, thus it may have an adverse effect on the 
Group’s 
it  will 
financial  position,  particularly, 
increase the operating expenditures of the Group and 
impair its profit. 

Inflation rates growth will lead to the increase of the 
prime  cost  expenses  (raw  commodities  costs,  payroll 
expenses,  etc.).  At  the  same  time,  the  acceleration  of 
the  inflation  rate  growth  will  result  in  the  growth  of 
the  consumer  prices  on  the  Group  products  and 
correspondingly  increase  the  sales  of  the  Group  in 
such a manner, that the portion of the Group expenses 
will  be  compensated  by  the  increase  of  the  product 
prices.  Such  inflation  will  also  lead  to  devaluation  of 
the real price on the ruble bonds. 

Movements of the 
exchange rate of 
US dollar to ruble 

medium 

It does not produce strong effect, as the main profits 
and losses of the Company are denominated in rubles. 

Failure  of  the  Group  to  fulfill  its  obligations  in  due 
time  may  entail  the  payment  of  penalties,  fines,  etc., 
which will result in unscheduled expenses and reduce 
the Group’s profit. In connection herewith, the Group 
carries out the policy of estimating the cash flows. 

Liquidity risk 

low 

LLEEGGAALL  RRIISSKKSS  

Risks related to the applicable standards of corporate governance 
Certain  transactions  with  participation  of  Group  companies  may  be  declared 
transactions  with  the  interested  parties.  Similar  transactions  may,  in  particular,  include  final 
products sales and purchase agreements, purchase of shares, service provision. If challenging of 
such  transactions  and  actual  ratifications  to  such  transactions  are  approved  in  favor  of  the 
petitioner, or otherwise the Group companies will be prevented in the future from getting the 
approval  to  the  transactions  which  require  special  approval  under  legislation  of  Russian 
Federation, it may limit the flexibility of Group companies in the operating issues and have an 
adverse effect on the Group’s operational results.  

In  practice  corporate  governance  standards  remain  underdeveloped  in  many  Russian 
companies,  minority  shareholders  of  such  companies  may  have  difficulties  in  exercising  their 
legal rights and bear losses. Though the shareholder owning not less than 1% of the company’s 
placed  shares  has  the  right  lodge  a  complaint  against  the  management,  which  caused 
damages/losses to the company, under the  Federal Law “On Joint-Stock Companies”, Russian 
courts  have  poor  experience  in  dealing  with  such  claims.  Correspondingly,  the  real 
opportunities of the investor to get the compensation from the issuer are limited. As a result the 
protection of minority shareholders rights is limited.  

Civil  code  and  Federal  Law  “On  Joint-Stock  Companies”  provide  for  that  joint-stock 
company shareholders are not responsible for its obligations, and are only exposed to risks of 
investment losses. However, in case if the legal entity became bankrupt due to the actions of the 

72 

 
 
 
 
shareholders (participants), owner of the legal entity property or other bodies which are entitled 
to  duly  instruct  or  otherwise  rule  the  legal  entity,  these  bodies  may  be  subject  to  holding 
subsidiary  liability  for  obligations  of  the  legal  entity  in  case  of  insufficiency  of  legal  entity 
property.  Consequently,  the  Company  being  a  parent  company  to  its  subsidiaries  with  more 
than 50% of the charter capital directly or indirectly owned by the Company,  it may be entitled 
to  the  responsibility  for  the  obligations  in  the  foregoing  cases.  Responsibility  for  subsidiaries’ 
obligations may have a material adverse effect on the Company. 

Ensuring  shareholders  with  rights  under  the  Russian  legislation  may  entail  additional 
expenses and may result in the degradation of the Company financial statements. According to 
the  Russian  legislation,  shareholders  voted  against  or  not  participated  in  voting  on  certain 
issues,  have  the  right  to  demand  from  the  Company  the  redemption  of  their  shares  at  the 
market  price  under  the  Russian  legislation.  Such  right  is  provided  to  the  shareholders  voted 
against or not participated in voting at voting on the following issues: 

reorganization; 

  major  transaction  which  is  to  be  decided  on  and  approved  by  the  general 

shareholders meeting; 

incorporation  of  amendments  restricting  the  shareholders  rights  in  the  articles  of 

Association or ratification of the articles of Association as amended; 
 Company liabilities on redemption of shares may have an adverse material effect on the cash 
flows of the Company and its ability to handle Group’s debts.  

Risks related to the currency regulation and control: 
Russian legislation on the investors’ rights protection is less favorable and developed 

than the legislation of other countries with developed market economy. Moreover, the investors 
may face in future the risk of adverse changes in legislation. The profit of the foreign investors 
received from investments in the Company’s shares may be taxed in accordance with the 
Russian legislation. Degradation of the whole economic and political situation in the country 
may lead to the toughening of the currency regulation and control norms and limitations of the 
operations with the Company’s shares. 

Return revenue of the foreign investors from the investments into the Company equities 
may  be  liable  for  taxes  according  to  the  Russian  legislation.    Deterioration  of  economic  and 
political environment may result in tightening of currency regulation and control standards and 
in the restrictions on the shares-related business activity of the Company. 

Risks related to the changes in currency regulation 
Foreign Exchange legislation of Russia is exposed to quite frequent changes. In 
connection herewith risks of regulation procedure changes in execution of a number of 
exchange operations may occur. Considerable fluctuations in currency regulation and currency 
control legislation may impede Company’s performance of obligations under the agreements 
with counterparties. The risks herein are considered by the Company management to have the 
same effect on the Group as on all other subjects of the market. 

Risks related to the changes in tax legislation: 
Tax legislation of the Russian Federation is subject to the relatively frequent changes. 
The risks herein are considered by the Company management to have the same effect on the 
Group as on all other subjects of the market 

The following changes may have an adverse effect on the Group’s operation: 

73 

 
 
 
 
 
 
 
 
• 

• 

Incorporations of amendments on the tax rates increase in legislation acts on taxes and 
charges; 
Imposing of new types of taxes. 

The foregoing substantial and other changes in tax legislation may result in the increase 

of the tax payments and consequently in the reduction of the Company net profit. Changes in 
the Russian tax legislation may have an adverse material effect on the appeal of investing in the 
Company shares. 

Russian companies are making substantial payments on a great amount of taxes. These 

taxes include, in particular: 
• 
Income tax 
•  Value added tax; 
•  Excise taxes; 
•  Consolidated social tax; 
•  Land tax; 
•  Property tax. 

Legislation regulations and by-laws governing the foregoing taxes do not have a big 

application practice compared to the other countries; thus, the law enforcement practice is often 
ambiguous or has not been formed yet. At the moment we have only a limited number of 
commonly accepted interpretations and explanations of tax legislation. Different ministries and 
authorities often have different opinions on the interpretation of the tax legislation, thus 
creating ambiguity and grounds for the conflict. Tax declarations and some other legal papers, 
e.g. customs documents, according to the legislation may be checked and examined by different 
inspectors who have the right to charge penalties, fines and interests for the arrears of 
payments.  

Generally the completeness and accuracy of the tax payment may be verified within 

three years upon the tax year expiration. The fact of tax verification for any year leaves open the 
possibility of verification of the same declaration again within a three year period. These factors 
create the Russian tax risks which are considerably higher than the usual risks in the countries 
with a more developed taxation system. 

The tax system in Russia changes on a frequent basis, and the tax legislation is 
inconsistently applied on the federal, regional and local levels. In some cases new tax rules 
cause the retroactive effect. In addition to the material tax burden, these circumstances 
complicate the tax planning and making the correspondent decisions. In spite of the ambition of 
the Group to comply with the legislation, inaccuracy of the legislation puts the Group at the risk 
of payment of considerable penalties and fines and may lead to the tax burden increase. Today 
the tax collection system is relatively ineffective, and the government may have to introduce 
new taxes to increase its profits. Thus, the Company may have to pay considerably higher taxes 
which may negatively affect the business activity of the Company. In recent years the taxation 
system of Russian Federation met significant fluctuations under the tax reform. New laws 
reduced the number of taxes and the general business tax burden, as well as simplified tax 
legislation. However, new tax legislation still gives freedom to the local tax authorities and 
creates a number of undecided questions, which complicates the tax planning and making the 
correspondent decisions. 

Financial statements of the Russian companies for the purpose of tax accounting are not 
consolidated. Thus, every Russian legal entity pays Russian taxes separately and cannot use the 
losses of other companies within one group to reduce the tax burden. 

74 

 
 
 
 
Risk related to the inability of the foreign investors to take out return on shares 
Today Russian legislation on dividends payment provides for that dividends on shares 
in ruble terms may be distributed to the shareholders without limitations. The ability of foreign 
investors  to  convert  rubles  into  any  freely  convertible  currency  (FCC)  depends  on  the 
availability  of  such  currency  on  the  Russian  exchange  markets.  Though  the  market  for 
conversion  of  rubles  in  FCC  exist  in  Russia,  including  interbank  currency  exchange,  after-
markets and currency futures markets, the future development of this market remains obscure.  
At  the  present  time  no  market  for  conversion  of  rubles  into  the  foreign  currencies  outside 
Russia or any viable market outside Russia for hedging investments in rubles and investments 
denominated in rubles. 

Risks related to the changes of the rules of customs clearance and duties: 
Changes of the rules of customs clearance and duties may entail the increase of the 
purchasing prices on the imported goods and as a result the reduction of the Group profit. 

Risks related to the changes of requirements of licensing of the Company main 

activity or licensing of the use rights for the objects the turnover of which is limited: 

The primary activity of the Company – the coordination of Group companies’ operation, 

the lease of property and retail business - is not a subject to licenses. The companies of the 
Group have licenses for retail of alcohol beverages consumed not on the spot of purchase and 
pharmaceuticals without manufacturing rights. In case of changes of requirements for license, 
the Company will operate under the new requirements including the license conversion and 
new licenses receipt. 

Risks related to the changes of judicial practice on the issues of the Company activity 
(including licensing issues), which may have an adverse effect on the results of the Company 
operation as well as on the results of the current legal proceedings to which the Company is 
a party: 

The Company and other companies of the Group do not participate in legal proceedings 

which could have a substantial material effect on the financial and economic activity of the 
Group. However, the changes of the judicial practice on the issues of licensing, consumer 
protection, property rights protection, taxation and other issues of vital importance for the 
Group operation, may adversely affect the results of its operation if the corresponding lawsuits 
arise. 

RRIISSKKSS  RREELLAATTEEDD  TTOO  TTHHEE  CCOOMMPPAANNYY’’SS  OOPPEERRAATTIIOONN  

Risks peculiar to the Company only 

Risks related to the current legal proceedings to which the company is a party 
In  the  last  couple  of  years  the  Group  has  not  participated  in  legal  proceedings,  which 

could have an adverse material effect on the Group financial and economic activity. 

Risks  related  to  the  impossibility  of  extension  of  the  Company  license  for 
performance of a certain type of activity or for use of objects the turnover of which is limited 
(including natural resources) 

75 

 
 
 
 
 
  
  
  
 
 
The primary activity of the Company – the coordination of Group companies’ operation, 

the lease of property and retail business - is not subject to licenses. The Group encashes a large 
mix of products, and today retail of alcohol beverages and pharmaceuticals are subject to 
licensing for all the Group enterprises engaged in such an activity. The companies of the Group 
have licenses for retail of alcohol beverages consumed not on the spot of purchase and 
pharmaceuticals without manufacturing rights. In case of changes of requirements for license, 
the Company will operate under the new requirements including the license conversion and 
new licenses receipt. 

In  the  last  three  years  no  breaches  and  violations  of  requirements  on  licensing  by  the 

Company, which could result in refusal to extend the license term, were fixed. 

Risks related to the possible liability of the Company on the third party debts 

including the subsidiaries of the OJSC “Magnit”: 

The Company together with CJSC “Tander” (the main operating company of the Group 

regulating the trade block and the centre for Group profit consolidation) stand security of the 
bond loans of LLC “Magnit Finance” at the amount of 2 billion rubles and 5 billion rubles, the 
issue aim of which is refinancing of short-term debt of the Group and carrying-out of the Group 
investment program on “hypermarket” format expansion.  The warrantee is presented in the 
amount of the total nominal value of the bonds and aggregate coupon profit on bonds. If LLC 
“Magnit Finance” is not able to perform the obligations on the bond loans in full, this will have 
negative unfavorable consequences for the Group operation. 

Risks related to the possible customer loss, with which the turnover amounts to not 

less than 10 percent of the total sales of products (works, services) of the Company: 

The consumers of the OJSC “Magnit” services are its subsidiaries. Therefore, the 

operation of the Company and the risk of loss of its main consumers are determined by the 
financial condition and the position of the Group. 

Other risks related to the Group operation 

Risks related to the possible restriction of competition: 
Russian legislation limits the activity of the bodies which occupy the dominating 

position on the market. If any of the Group companies is declared the body occupying the 
dominating position, its activity (including pricing activity) may be restricted. Such situation 
may have an adverse effect on the economic activity of the Group and its regional expansion 
strategy. 

Risks related to the implementation of the long-term strategy of the Group: 
One of the main components of the long-term strategy of the Group is the expansion of 

existing store chain. The expansion of the chain will have the following directions: within the 
existing formats, and the introduction of the new formats to the market. From the geographical 
position the chain will expand within the traditional framework of the Southern region as well 
as in the other regions of Russia. 

 The strategy success will depend on a number of factors within and out of Company’s 

control. The factors include: 

-Ability to raise enough funds for the capital investments exercise. If the Group fails to 
raise enough funds for trading chain expansion at the estimated scale, the Group may have to 
considerably limit the scale of expansion and stay in disadvantageous position against the 

76 

 
 
 
 
 
 
 
 
 
competitors who will develop their business activity faster, which may lead to the loss of the 
market share and deterioration of the operation results; 

-Ability of the operating professional team to carry out the projects of business 

expansion and subsequently to manage it. The abilities of the operating management team may 
turn out to be insufficient for maintenance of the operation productivity in conditions of 
dynamic expansion. Business expansion entails the increase of complexity in managing the 
Group in operation terms and of the load upon employees. Therefore, the improvement of 
operational and financial systems will be required together with control measures and 
procedures. Furthermore, the purchasing system, logistics, information technologies, 
accounting, financing, marketing and sales will need to be revised. If the Group fails to update 
the management system in time, it may adversely affect the business activity, operating results 
and financial position; 

-Success of the Group regional expansion will largely depend on its ability to identify 

attractive opportunities on the markets with the expected growth, on the ability to successfully 
implement product mix matrix which is optimal for each region and establish the purchasing 
system as well as on ability to manage the operation on the new local markets. Thus, the Group 
may not achieve the expected profit and/or lose the part of the funds, invested in the new 
projects; 

-Carrying  out  of  the  effective  marketing  strategy  which  will  provide  not  less 
effectiveness sales or insignificant decline of sales than the Group faced in the past. Due to the 
increase of the industrial competition, the effectiveness of the Group marketing measures may 
considerably decrease which will reduce the amount of its customers and consequently reduce 
the sales turnover. The chain expansion on the territory of one population centre may result in 
the  internal  competition  which  will  lead  to  the  reduction  of  the  sales  turnover  in  the  average 
among the stores of the Group; 

-The Group growth strategy provides for changes in the business activity model 

concerning the ownership rights on the sales areas. With the development of the operating 
formats, the Group will carry out the independent construction/acquisition of premises and 
purchase the equipment for the stores, which will mainly affect the structure of its assets and 
operating results and, therefore, the performance indicators; 

Availability  of  the  necessary  areas  and  land  plots  for  new  stores  opening.  The  market 
may  not  have  the  sufficient  number  of  areas  suitable  for  store  constructions,  which  may 
slowdown  the  expansion  strategy  against  the  expected  tempo  and  result  in  the  loss  of  the 
Group market share in favor of competitors; 

Competition  level  at  the  moment  of  the  Group  store  openings  in  the  corresponding 
regions may turn out to be too high for Group to penetrate, which will not allow to achieve the  
required profitability level; 

Geographical  expansion  may  turn  out  to  be  not  successful  as  it  was  expected,  which 

may have an adverse effect on the Company business and profitability. 

The risk related to management members’ loss and failure to engage the qualified 

employees in the future: 

The future success of the Group will largely depend on the ongoing cooperation with 

the top management of the Group, in particular with the following directors: Vladimir 
Gordeychuk, Alexander Prisyazhnyuk, Andrey Arutyunyan, Nikolai Panuli, Eduard Smetanin, 
Valeriy Butenko. Under the labor contracts between the Group companies and the bodies 
indicated above, they have right to resign office by filing the notification 1 month before the 

77 

 
 
 
dismissal. The Group is not insured from the damage which can be caused to the Group with 
the loss (discharge) of its leading specialists and top managers. 

The Company strives to hire the most qualified and experienced personnel, and adjust 

its compensation packages according to the changing standards of the Russian labor market. 

The loss of one or more managers or failure to attract and motivate extra highly skilled 

employees required for effective management of a large-scale business may have material 
adverse effect on the business activity, the operating results and financial position of the Group. 

Risks related to the accounting and control system: 
The system of financial and management reporting of the Group, which is operating, is 
based on the volume of operations carried out by the Group within the certain period of time. 
In case of substantial business expansion of the Group, the technical level of the accounting and 
control system may fail to meet the requirements of the information processing efficiency and 
lead to the delays in receiving the adequate data for making tactic and strategic management 
decisions and, thus, damage the effective operation of the Group. 

The risks related to the computer network failure: 
The management and processing of operational and financial information in the Group 

is carried out with the use of electronic devices of information transmission and processing 
including the network of the personal computers, access to Internet and the system of financial 
accounting and automated system of commodity stock management. As a result operational 
effectiveness of the Group as well as its ability to display adequate data for making the right 
management decisions depend on the correct and stable work of computer and information 
networks. 

The systems and their functioning may fail to operate, which may be caused by the 

human factor, natural disasters, blackouts, computer viruses, premeditated vandalism acts and 
similar factors. There is no guarantee from serious breakdowns and delays in the future. Any 
blackout in computer network or system breakdowns and delays may lead to the sudden 
service interruptions, failures in the commodity stock registration system, the reduction of the 
customer service quality and damage to the goodwill of the Company, mistakes in the 
management decisions which may result in loss of customers, the growth of operating expenses 
and financial losses. 

Risks related to the operations with the big cash flows: 
The specific character of the Company business activity and the present level of the bank 

sector development in Russia presumes that the substantial part of the group operations is 
executed with the cash funds. In connection herewith the risk of short payments caused by the 
premeditated actions of the Group personnel as well as by deliberate larcenies and robberies 
increases. 

Risks related to the electronic payments: 
Today operations with credit and debit cards of the natural persons are not widely 

spread in Russian Federation. 

Risks related to the sale of private label products: 
As a way of attracting customers and strengthening of the consumer loyalty for private 

label, the Group plans to continue the sale of private label products. In connection herewith 
probability of potential claims of customers to the quality of the Group private label products 
arises. High products quality – one of the most important conditions of the private label, and 

78 

 
 
 
 
 
 
the chain operators will be exposed to serious risks while promoting poor quality products 
under private label. Claims to the quality or other characteristics of such products may 
dramatically damage the image of the Company on the whole, damage the brand attractiveness 
for the Company customers and lead to considerable financial losses. 

Risks related to the quality of the sold products: 
There is a risk related to the responsibility of the Group for the quality of products sold 

in the Group’s stores as well as the risk of filing a claim due to the damage to life and health. 
According to the agreements with the majority of the suppliers, the producer takes the material 
liability for quality of the sold products, providing that the Group follows the necessary storage 
conditions. Such claims may also be addressed to the seller of the above products at the 
complainant option. Any such situation may damage the Company’s image and reputation, 
reduce the market share of the Group and negatively affect the financial position of the Group. 
Moreover, there is a risk related to the careless attitude of the Group personnel to the storage 
conditions of the products, which may lead to material liability of the Group under such claims. 

Risks related to the protection of intellectual property: 
If the Group fails to protect its rights for the intellectual property or withstand the claims of the 
third parties for the intellectual property connected with the violation of their rights, the Group may lose 
its rights or bear serious responsibility for damages 

For execution and protection of its rights for intellectual property, first of all the Group 

relies on the author’s rights, trade marks rights, legislation of the commercial secret information 
protection, on its users policy, on the license agreements and the restrictions on the information 
disclosure. Despite the above precautionary measures, the third parties may illegally copy or 
otherwise receive or use the intellectual property of the group. On the whole Russia does not 
provide enough protection of the rights for the intellectual property compared to many other 
countries with the developed economy. Failure of the Group to protect the rights for the 
intellectual property from violation and misappropriation may adversely affect its financial 
position and the ability of the Group to develop its business operation. Moreover, the Group 
may be involved in the legal proceedings on protection of its rights for intellectual property or 
to establish the validity and the size of the rights of the other parties. Any lawsuit may lead to 
substantial expenses, distraction of the management and of the Group resources, which may 
negatively affect the operation and financial position of the Group. 

Carrying out of the underdeveloped policy on the provision of the interests in the 

intellectual property of the Group may seriously complicate future business activity 

The Group is on the stage of intensive development and expansion of all its operation 

spheres. Measures of securing the rights of the Group to certain objects of intellectual property 
have to be taken on the basis of the existing plans of commercial development and go ahead of 
any commercial activity. Insufficient experience of the Russian companies in elaborating the 
policy on the objects of intellectual property creates the whole group of risks with unfavorable 
effect, including the inability of the Group to use the developed trade marks for individual 
products (services) in a number of countries, conflicts with employees, involved specialists and 
organizations in connection with determination of the rights on jointly created products and 
differentiation of the use rights on these products by the Group and other persons. 

79 

 
 
 
 
 
 
 
The trade mark “Magnit” is used by other participants of the sales turnover as a 

component of the company name, which may have an adverse effect on the operation of the 
Group 

The Group invested considerable funds in the promotion of its “Magnit” brand on the 

Russian market, which is also the part of the company name of the products issued by the 
Group under its private label. Due to “Magnit” brand the Group achieved great success in its 
operation. 

Meanwhile, the trademark “Magnet” in Latin letters is registered in the name of the 
third party in the certain classes. Today, the volume of the legal assistance provided by the 
Russian trademarks rights for trading organizations is not clarified. A certain risk of interests 
conflict between the owners of the trademark “Magnit” (or ‘’Magnet”) definitely exists, in 
connection herewith the Group might be forced to re-brand its stores. The expenses for such re-
branding may adversely affect the operation results of the Group. 

Moreover, due to the fact that Russian legislation provides the limited protection of the 
company names on the market, there exist a number of other organizations using “Magnit” in 
their names. Business activity of some of them has the partially similar features to the operation 
of the Group. The Group cannot stop these organizations from using such names, and this may 
lead to the negative affect of these companies’ activity on the business activity and reputation of 
the Group. 

Risks related to the development of a new brand: 
The  expansion  strategy  of  the  Group  presumes  the  growth  of  the  sales  share  of  the 
products under “Magnit” brand (“for “Magnit” stores”). At the end of the year 2007 this figure 
amounted to 12.1% of the turnover. The scheduled growth may turn out to be unachievable if 
the commercial expenses for popularization of such brand will considerably exceed the existing 
budget of the Group. Alongside with it, the creation of the new brands may weaken the existing 
brands and require additional investments for maintaining their market position. 

Risks  related  to  the  insufficiency  of  insurance  coverage  for  damages  arising  in 
connection  with  the  interruption  of  activity,  causing  damages  to  the  Group’s  property  or 
responsibility to the third parties: 

Insurance may turn out to be ineffective 
The  Group  does  not  implement  insurance  for  cases  of  the  interruption  of  its  business 
activity, bringing to responsibility for products quality, fire (except for commodity  stocks and 
supplies) or changes of key management, and does not enter into insurance agreements on non-
movable assets, warehouse depot, stores or commodity stocks stored at the warehouses (with 
rare exception). Moreover, the Group does not establish special reserve or other funds to cover 
the  possible  losses  or  meet  the  requirements  of  the  third  parties.  Thus,  such  events  may 
drastically  disrupt  the  Group  operation,  cause  considerable  damages  and/or  require  expenses 
which will not be compensated. All the foregoing circumstances may have an adverse effect on 
the business activity of the Group, its financial position and prospects.  

A severe accident may result in substantial property losses and incapability to restore it 
If in case of severe accident one or more objects of the Group (e.g. the headquarters in 
Krasnodar, wholesale depot or hypermarket) are seriously damaged, the Company may not be 
able to resume its activity within the established time period. The Group does not exercise the 
insurance  or  create  special  funds  to  cover  such  accidents.  Any  such  accident  may  have  an 

80 

 
 
 
 
 
adverse  effect  on  the  Group  business  activity,  its  operation  results,  financial  position  and 
prospects. 

81 

 
 
1166..   IINNFFOORRMMAATTIIOONN   OONN   TTHHEE   CCOOMMPPLLIIAANNCCEE   WWIITTHH   TTHHEE   FFFFMMSS  

CCOODDEE  OOFF  CCOORRPPOORRAATTEE  CCOONNDDUUCCTT  OOFF  RRUUSSSSIIAANN  FFEEDDEERRAATTIIOONN  22  

№  

Clause of the code of corporate conduct 

Complied / not 
complied 

Note 

General Shareholders’ Meeting 

1. 

2. 

3. 

4. 

5. 

is 

that 

(materials) 

Notification  of  shareholders  on  holding  of 
the  general  meeting  not  less  than  30  days 
before the date of a meeting irrespective the 
questions  placed  on  the  agenda,  if  the 
legislation  does  not  otherwise  provide 
longer term. 
Present shareholders’ ability to study the list 
of  persons  which  are  entitled  to  participate 
in  the  general  meeting,  starting  from  the 
date  of  notification  on  holding  of  the 
general meeting up to the closing of general 
meeting  in  praesentia  form,  in  case  if  the 
general  meeting  is  held  in  absentia  form  – 
up  to  the  closing  date  of  acceptance  of 
voting papers. 
Present  shareholders’  ability  to  study  the 
to  be 
information 
presented  for  preparation  for  the  general 
shareholders’  meeting  by  means  of 
electronic  communication  facilities,  Internet 
in particular 
Present  shareholder’s  ability  to  place  a 
question  on  the  general  meeting  agenda  or 
call  the  general  meeting  without  delivering 
the  shareholders’  register  extract,  if  the 
registration  of  his/her  share  rights 
is 
recorded  in  the  system  of  shareholders’ 
register, in case if his/her right is registered 
in  the  custody  account  -  adequacy  of  the 
custody  account  extract  to  exercise  the 
above rights  
Presence in the company Charter or internal 
documents  of  the  order  on  the  obligatory 
attendance  of  the  general  shareholders’ 
meeting  by  CEO,  management  members, 
members of the board of directors, members 
of the auditing committee and the auditor of 
the joint stock company 

Complied 

Paragraph  13.10  of  the  OJSC 
“Magnit” Charter 

Complied 

Article  24  of  the  Regulations  on 
the  OJSC 
general 
“Magnit 
shareholders’ meeting  
Article  22  of  the  Regulations  on 
the  OJSC 
“Magnit”.general 
shareholders’ meeting.  

Paragraph  2  of  Article  4  of  the 
Regulations 
the  OJSC 
on 
“Magnit” information policy.  

Complied 

Paragraph  13.10  of  the  OJSC 
“Magnit” Charter 

Complied 

Paragraph  4  of  article  5  and 
paragraph  2  of  article  11  of  the 
the  OJSC 
on 
Regulations 
“Magnit”  general  shareholders’ 
meeting  

Complied upon 
the fact 

According  to  paragraph  2  of 
article  29  of  the  Regulations  on 
“Magnit”  general 
the  OJSC 
the 
shareholders’  meeting, 
all 
Company 
the 
arrangements 
general 
attendance 
of 
the 
shareholders’  meeting  by 
members  of 
the  board  of 
directors,  sole  executive  body, 

to  provide 
the 

makes 

2 The information is disclosed according to the “Methodical recommendations on the content and form of information 
disclosure on compliance with the corporate code of conduct in the annual reports of joint-stock companies”, ratified by the 
FFMS of 30.04.2003 № 03-849/р.  

82 

 
 
 
 
 
                                                 
№  

Clause of the code of corporate conduct 

Complied / not 
complied 

Note 

of 

the 

members 
auditing 
committee  and  other  bodies  of 
the  company.  They  are  liable  for 
providing  qualified  answers  to 
the  questions  of  the  meeting 
participants. 
- 

Not complied 

Complied 

Article  42  of  the  Regulations  on 
general 
“Magnit 
the  OJSC 
shareholders’ meeting  

The obligatory attendance by the candidates 
of  the  general  shareholders  meetings  with 
agenda  issues  on  the  election  of  the  board 
members,  CEO,  management 
body, 
members  of  the  auditing  committee,  and 
issues on the appointment of the auditor of 
the  joint-stock company  
Presence  in  the  internal  documents  of  the 
the  registration 
joint-stock  company  of 
procedure  of 
the  general  shareholders’ 
meeting participants 

Board of directors 

Presence  in  the  Charter  of  the  joint-stock 
company of the right of the board members 
to  annually  ratify  the  business  plan  of  the 
joint-stock company  

Complied 

Paragraph  14.2.  of 
“Magnit” Charter 

the  OJSC 

6. 

7. 

8. 

9. 

Presence  of  the  risk  management  structure 
in  the  joint-stock  company,  ratified  by  the 
board of directors 

Not complied 

Article  5  of  the  Regulations  on 
the  OJSC  “Magnit”  Board  of 
directors 
Paragraphs  6.11  and  6.15  of  the 
Regulations on the Committees of 
the  board  of  OJSC  “Magnit”, 
according  to  which  the  analysis 
of  the  management  system  of 
risks  related  to  the  financial  and 
economic 
the 
activity 
Company  and  arrangement  of 
the 
recommendations 
improvement  of  such  system 
refer  to  the  competence  of  the 
Audit Committee. 

on 

of 

Paragraph  3.1.  and  6  of  article  1, 
paragraph  2.4.  of  article  2  of  the 
Regulations  on  the  internal  audit  
over 
financial  and  economic 
activity of OJSC “Magnit”. 

10.  Presence in the joint-stock company charter 
of  the  right  of  the  board  to  decide  on 
suspension  of  authority  of  CEO,  appointed 
by the general shareholders’ meeting 

Not applicable  Under  paragraph  14.2.  of  the 
OJSC  “Magnit”  Charter, 
the 
election  of  the  sole  executive 
body of the company refers to the 
competence  of  the  board  of  the 
Company. 

83 

 
 
 
 
 
 
Note 

Under  paragraph  14.2.  of  the 
Charter  of  OJSC  “Magnit”,  the 
ratification of the agreement with 
the person exercising rights of the 
company  sole  executive  body 
refers  to  the  competence  of  the 
of 
OJSC 
directors. 

“Magnit” 

board 

“Magnit” 

According  to  article  7  of  the 
Regulations on the committees of 
the  OJSC 
board, 
the  eligibility 
elaboration  of 
criteria  of  candidates  for 
the 
(managing 
positions  of  CEO 
company),  directors  of  the  main 
structural  departments  of 
the 
Company,  and  work-out  of  the 
remuneration  procedure  to  CEO 
(managing  company)  and  highly 
the 
employees 
qualified 
the 
refer 
Company, 
to 
competence  of 
the  HR  and 
Remuneration Committee. 

of 

According  to  paragraph  14.2.  of 
the  OJSC  “Magnit”  Charter, 
ratification of the agreement with 
the person exercising the right of 
the  sole  executive  body  of  the 
refers 
company 
the 
competence 
the  OJSC 
of 
“Magnit” board of directors. 
- 

to 

Complied / not 
complied 
Complied 

№  

Clause of the code of corporate conduct 

11.  Presence in the joint-stock company charter 
of  the  right  of  the  board  to  set  the 
requirements  for  the  qualification  and  the 
of  CEO, 
amount 
management  members,  the  directors  of  the 
main  structural  departments  of  the  joint-
stock company 

remuneration 

of 

12.  Presence in the joint-stock company charter 
of  the  right  of  the  board  to  ratify  the 
conditions of the agreements with CEO and 
management members  

Complied 

Not complied 

in 

13.  Presence in the joint-stock company charter 
or  internal  documents  of  the  requirement, 
that the votes of the board members, which 
are CEO and management members, are not 
counted 
agreement 
conditions  with  CEO  (managing  company, 
manager) and management members  
14.  Presence  in  the  board  of  the  joint-stock 
company  of  not  less  than  3  independent 
directors  eligible  for  the  Code  of  corporate 
conduct. 

ratifying 

the 

Not complied  According  to  paragraph  2  of 
article  33  of  the  Regulations  on 
the  OJSC  “Magnit”  board  of 
directors,  the  board  must  have 
not  less  than  one  independent 
member. 
Westman 
Johan  Mattias  was 
voted as  an independent director 
in the board of the Company 

84 

 
 
 
 
 
Complied / not 
complied 
Complied 

№  

Clause of the code of corporate conduct 

15.  Absence  in  the  joint-stock  company  board 
members  who  were 
found  guilty  of 
committing  economic  crimes  and  crimes 
against  the  government,  interests  of  public 
service  and  local  authorities,  or  members 
which were enforced administrative penalty 
financial  crimes, 
for  entrepreneurial  or 
crimes  related  to  dues  and  fees,  securities 
market. 

16.  Absence in the joint-stock company board of 
directors  of  members  who  are  the  member, 
CEO  (manager),  management  member  or 
the  employee  of  the  legal  entity  which  is  a 
competitor to the joint-stock company. 

Complied 

Complied 

Complied 

Complied 

17.  Presence in the joint-stock company Charter 
of  the  requirement  for  the  election  in  the 
board of directors by cumulative voting  
18.  Presence  in  the  internal  documents  of  the 
joint-stock company of the duty of the board 
members to avoid any actions that will lead 
or  potentially  may  lead  to  the  conflict 
between  their  interests  and  interests  of  the 
joint-stock  company,  and  in  case  such  a 
conflict  arises    -  the  duty  to  disclose  the 
information  about  this  conflict  to  the  board 
of directors 

19.  Presence  in  the  internal  documents  of  the 
joint-stock company of the duty of the board 
members  to  notify  in  writing  the  board  on 
the  intention  to  make  a  transaction  with 
securities  of  the  joint-stock  company,  being 
the  member  of  this  company  or  of  its 
subsidiary  (dependant)  companies’,  and  to 
disclose the information on the transactions 
with such securities as well.  

20.  Presence  in  the  internal  documents  of  the 
joint-stock  company  of  the  requirement  to 
hold the meetings of the board not less than 
once in six weeks  

Note 

guilty 

found 

enforced 

The  company  does  not  hold 
information  about  any  members 
of  the  OJSC  “Magnit”  board  of 
of 
directors 
committing  economic  crimes  and 
crimes  against  the  government, 
interests  of  public  service  and 
local  authorities,  or  members 
were 
administrative 
penalty  for  entrepreneurial  or 
financial crimes, crimes related to 
dues and fees, securities market. 
The  company  does  not  hold 
information  about  any  OJSC 
“Magnit”  board  members  being 
the  members,  CEO  (manager), 
management  member  or 
the 
legal  entity 
the 
employee  of 
which  is  a  competitor  to  OJSC 
“Magnit” 
Paragraph  14.7.  of 
“Magnit” Charter 

the  OJSC 

Article 
7 
Regulations 
“Magnit” board of directors. 

and 
on 

the 
the  OJSC 

32  of 

Paragraphs  16.1.  -  16.2.  of  the 
OJSC “Magnit” Charter. 

Paragraph 3.10. of article 7 of the 
Regulations on the committees of 
the  OJSC  “Magnit”  board  of 
directors. 
Article  7  of  the  Regulations  on 
the  OJSC  “Magnit”  board  of 
directors. 

Article  6  and  paragraph  6  of 
article  10  of  the  Regulations  on 
information 
OJSC 
policy. 

“Magnit” 

Not complied  According  to  paragraph  1  of 
article  22  of  the  Regulations  on 
the  OJSC  “Magnit”  board  of 
directors,  board  meetings  are 
held  upon  necessity  but  not  less 
than once in three months 

85 

 
 
 
 
 
 
 
 
 
 
№  

Clause of the code of corporate conduct 

21.  Holding  of  the  joint-stock  company  board 
the  year  under  report 

meeting  within 
periodically but not less once in six weeks  

Complied / not 
complied 

Note 

Not complied  During  2006  the  OJSC  “Magnit” 
board  meetings  were  held  not 
less than once in a month, except 
for  July  and  August  when  board 
meetings were not held 

22.  Presence  in  the  internal  documents  of  the 
joint-stock  company  of  the  board  meetings 
procedure. 

Not complied 

- 

23.  Presence  in  the  internal  documents  of  the 
joint-stock  company  of  the  Regulations  on 
the  obligatory  approval  by  the  board  of 
directors  of 
company 
transactions  at  the  amount  of  10  and  more 
percent  of  the  assets  value  of  the  company 
excluding  transactions  entered  into  on  a 
regular economic activity basis. 

joint-stock 

the 

of 

of 

the 

indirectly,  by 

Not complied  According  to  paragraph  14.2.  of 
the  OJSC  “Magnit”  Charter,  the 
transactions 
approval 
(including  several 
interrelated 
deals)    on  acquisition,  alienation, 
the 
directly  or 
and  possibility  of 
company 
alienation 
assets, 
amounting  to  5  or  more  percent 
of  the  balance  sheet  assets  of  the 
company  and 
its  subsidiaries 
(“the  Group”),  defined  on  the 
last  consolidated 
basis  of  the 
report  of  the  Group,  prepared  in 
IFRS, 
accordance  with 
excluding 
the 
offering of the common shares of 
the  company  and  transactions  in 
the usual economic activity, is not 
advanced  by  the  Charter  to  the 
general 
of 
competence 
shareholders’  meeting  but  to  the 
competence  of 
the  board  of 
directors. 

transactions  on 

the 

the 

24.  Presence  in  the  internal  documents  of  the 
joint-stock  company  of  the  right  of  the 
board of directors to get from the joint-stock 
company  executive  bodies  and  directors  of 
the  main  structural  departments  of  the 
information  which  is  essential  for  them  to 
exercise functions, and the responsibility for 
failure to submit such information  

25.  Presence of the board committee of strategic 
planning or assignment the functions hereof 
to the other committee (except for the audit 
committee  and  HR  and  remuneration 
committee) 

26.  Presence  of  the  board  committee  (audit 
committee) which advises on the joint-stock 
the  board,  and 
to 
company  auditor 

Complied 

Article 6 and 9 of the Regulations 
on  the  OJSC  “Magnit”  board  of 
directors. 

Article  5  of  the  Regulations  on 
the  OJSC  “Magnit  information 
policy 

Not complied 

The possibility of establishing the 
committee is considered  

Complied 

The  Audit  Committee  of  the 
OJSC 
is 
board 
“Magnit” 
established in the Company. 

86 

 
 
 
 
 
 
 
 
 
 
№  

Clause of the code of corporate conduct 

cooperates  with  the  board  and  revision 
committee of the joint-stock company. 

27.  Presence 

in 

committee  of 
the  audit 
independent  and  non-executive  directors 
only  

Complied / not 
complied 

Note 

The  document  assigning 
the 
functions  to  the  audit  committee 
is  the  Regulations  on  the  board 
committees of OJSC “Magnit”. 

the 

Not complied  According  to  the  article  6  of  the 
Regulations 
board 
on 
committees  of  OJSC  “Magnit”, 
the  audit  committee  must  have 
an independent director. 
The  members  of 
the  Audit 
Committee of OJSC “Magnit” are: 
1)  Westman 
Johan  Mattias 
(independent director); 
2)  Sergey  Galitskiy  (executive 
director); 
3) Alexandr Prisyazhnyuk  
(non-executive director) 

28.  Management  of  the  audit  committee  is 
executed by the independent director 

Complied 

the 

in  charge  of 

According  to  the  article  6  of  the 
Regulations 
board 
on 
committees  of  OJSC  “Magnit”, 
the independent director only can 
be 
the  Audit 
Committee. 
The Chairman of the board Audit 
Committee  of  OJSC  “Magnit”  is 
Westman 
t6he 
independent director. 

Johan  Mattias, 

29.  Presence  in  the  internal  documents  of  the 
joint-stock  company  of  the  right  of  all  the 
audit  committee  members  of  access  to  any 
documents  and  information  of  the  joint-
stock  company,  provided  that  the  do  not 
disclosure the confidential information. 

Complied 

Paragraph  2  of  article  36  of  the 
Regulations 
the  OJSC 
on 
“Magnit” board. 

Paragraph  10  of  article  4  of  the 
Regulations 
board 
on 
committees of OJSC “Magnit”. 

the 

Paragraph  8  of  article  10  of  the 
Regulations  on  OJSC  “Magnit” 
information policy. 

30.  Establishment  of  the  board  committee  (HR 
and  Remuneration 
committee),  whose 
function  is  to  set  the  candidates  criteria  for 
the  board  members  and  work  out  the 
remuneration  policy  of 
joint-stock 
company. 

the 

Complied 

87 

and 

HR 
Remuneration 
Committee  of  the  board  of  OJSC 
“Magnit”  is  established  in  the 
Company. 
the 
The  document  assigning 
functions 
and 
to 
Remuneration  committee  is  the 
Regulations 
board 
on 
committees of OJSC “Magnit”. 

the  HR 

the 

 
 
  
 
 
 
 
 
 
 
 
№  

Clause of the code of corporate conduct 

31.  Management  of  the  HR  and  Remuneration 
Committee  is  executed  by  the  independent 
director 

Complied / not 
complied 
Not complied 

32.  Absence  of  the  officials  of  the  joint-stock 
company  in  the  HR  and  Remuneration 
Committee  

Complied 

33.  Establishment  of  the  risks  committee  of  the 
board or assignment of the functions hereof 
to the other committee (except for the audit 
committee  and  the  HR  and  Remuneration 
committee). 

Not complied 

Note 

director) 

(non-
Vladimir  Gordeychuk 
the 
executive 
Chairman  of 
and 
Remuneration  Committee  of  the 
OJSC “Magnit” board. 

is 
the  HR 

of 

and 

the  HR 

Members 
Remuneration Committee are: 
1) Vladimir Gordeychuk; 
2) Andrey Arutyunyan; 
3) Dmitriy Chenikov; 
The  committee  establishment  is 
under consideration. 

conflict  management 

34.  Establishment  of  the  board  committee  of 
corporate 
or 
assignment  of  the  functions  hereof  to  the 
other  committee 
the  audit 
committee  and  the  HR  and  Remuneration 
committee). 

(except 

for 

Not complied 

The  committee  establishment  is 
under consideration  

35.  Absence  of  the  officials  of  the  joint-stock 
company  in  the  committee  of  the  corporate 
conflict management 

36.  Management  of 

the  corporate  conflict 
management  committee  is  executed  by  the 
independent director 

Not complied 

See clause 34 

Not complied 

See clause 34 

37.  Presence  of  the  internal  documents  of  the 
joint-stock  company  ratified  by  the  board, 
which 
of 
for 
establishment  and  operation  of  the  board 
committees. 

procedure 

provide 

Complied 

The  Regulations  on  the  board 
committees  of  OJSC  “Magnit”  is 
ratified  by  the  board  of  OJSC 
“Magnit”. 

38.  Presence  in  the  charter  of  the  joint-stock 
company  of  the  procedure  of  the  board 
quorum 
the 
obligatory  participation  of  the  independent 
directors in the board meetings  

setting,  which  provides 

Not complied 

- 

Executive bodies 

39.  Presence  of  the  collegial  executive  body 
joint-stock 

the 

(governing  body)  of 
company  

Not complied  According to the Charter of OJSC 
“Magnit”,  CEO  is  the  executive 
body of the Company. 
There  is  no  collegial  executive 
body  (governing  body)  in  the 
Company. 

88 

 
 
 
 
 
 
 
 
 
 
 
 
 
№  

Clause of the code of corporate conduct 

Complied / not 
complied 

Note 

Not complied 

See clause 39 

40.  Presence 

in 

the 

charter  or 

internal 
documents of the joint-stock company of the 
regulations  on  the  obligatory  management 
approval of the transactions with real estate, 
receipt by the joint-stock company of credit, 
if the transactions herein do not refer to the 
major  transactions  and  do  not  relate  to  the 
regular  economic  activity  of  the  joint-stock 
company 

41.  Presence  in  the  internal  documents  of  the 
joint-stock  company  of  the  coordination 
procedure  of  operations  which  are  outside 
the  framework  of  financial  and  economic 
activity of the joint-stock company 

Complied 

the  board 
The  procedure  of 
resolutions  of 
the  Company 
within its competence is provided 
by  the  internal  documents  of 
OJSC  “Magnit”  –  the  Charter  of 
the Company, the Regulations on 
the board of OJSC “Magnit” 

42.  Absence 

in 

the 

joint-stock 

company 
executive  bodies  of  members  who  are  the 
member,  CEO 
(manager),  management 
member or the employee of the legal entity 
which  is  a  competitor  to  the  joint-stock 
company 

43.  Absence 

in 

the 

joint-stock 

crimes  against 

company 
executive  bodies  of  members  who  were 
found guilty of committing economic crimes 
the  government, 
and 
local 
interests  of  public  service  and 
authorities,  or  members  which  were 
enforced 
for 
entrepreneurial  or  financial  crimes,  crimes 
related to dues and fees, securities market 

administrative 

penalty 

by 

exercised 

If  the  functions  of  the  sole  executive  body 
the  management 
are 
organization  or  the  manager  –  compliance 
of  CEO  and  management  members  of  the 
management  organization  or  the  manager 
with  the  requirements,  set  to  CEO  and 
management  members  of  the  joint-stock 
company 

44.  Presence 

in 

the 

charter  or 

internal 
documents of the joint-stock company of the 
management 
prohibition 
to  exercise 
organization 

(the  manager) 

the 

for 

Complied 

Complied  

CEO 

The  OJSC  “Magnit”  executive 
bodies  do  not  have  among  its 
is  a 
members  a  person  who 
(manager), 
member, 
management  member  or 
the 
legal  entity 
the 
employee  of 
which is a competitor to the joint-
stock company 
The  company  does  not  hold 
information  about  any  members 
of  the  OJSC  “Magnit”  executive 
bodies 
of 
committing  economic  crimes  and 
crimes  against  the  government, 
interests  of  public  service  and 
local  authorities,  or  members 
administrative 
were 
penalty  for  entrepreneurial  or 
financial crimes, crimes related to 
dues and fees, securities market 

enforced 

found 

guilty 

Not complied  No  management  organization 

(manager) 

89 

 
 
 
 
 
 
 
 
№  

Clause of the code of corporate conduct 

Complied / not 
complied 

Note 

in 

the 

functions 

similar 
competing 
company,  and  to  be  involved  in  any  other 
property  relations  with 
joint-stock 
company,  except  for  providing  services  to 
the 
(the 
  management  organization 
manager) 

the 

45.  Presence  in  the  internal  documents  of  the 
joint-stock  company  of  the  duty  of  the 
executive  bodies  to  avoid  any  actions  that 
will  lead  or  potentially  may  lead  to  the 
conflict between their interests and interests 
of the joint-stock company, and in case such 
a  conflict  arises    -  the  duty  to  disclose  the 
information  about  this  conflict  to  the  board 
of directors 

Complied 

Paragraphs  16.1.  –  16.2.  of  the 
Charter of OJSC “Magnit” 

Article  6  of  the  Regulations  on 
the  sole  executive  body  of  OJSC 
“Magnit” 

46.  Presence 

in 

the 

charter  or 

internal 
documents of the joint-stock company of the 
selection  criteria 
the  management 
for 
organization (manager) 

47.  Executive  bodies  monthly  report  on  its 

work to the board 

Not complied 

See clause 44 

Not complied  According  to  the  article  69  of  the 
Federal  Law  “On  the  joint-stock 
companies”, the executive  bodies 
of  the  joint-stock  company  are 
accountable 
the  board  of 
directors,  therefore  the  right  of 
the  management  board  members 
to  get  the  information  about  the 
operation  and  activity  of  the 
executive  bodies  is  indefeasible 
and  does  not  require  any  special 
prescription 

to 

48. 

Fixing  in  contracts  and  agreements  entered 
into  by  the  joint-stock  company  with  CEO 
(management  organization,  manager)  and 
management  members  of  the  responsibility 
for  breach  and  violation  of  regulations  on 
confidentiality and private information  

Complied 

- 

The Secretary of the company 

(the 

secretary  of 

49.  Presence  in  the  joint-stock  company  of  the 
special  official 
the 
company),  whose  duty  is  to  provide  the 
compliance of the bodies and officials of the 
joint-stock  company  with  the  procedural 
requirements  which  ensure  the  exercise  of 
rights  and  legal  interests  of  the  joint-stock 
company. 

Not complied 

- 

90 

 
 
 
 
 
 
 
 
 
 
№  

Clause of the code of corporate conduct 

Complied / not 
complied 

Note 

50.  Presence 

in 

the 

charter  or 

internal 
documents of the joint-stock company of the 
procedure  of  appointment  (election)  of  the 
secretary  of  the  company  and  assignment 
duties of the secretary of the company. 

51.  Presence  in  the  charter  of  the  joint-stock 
company  of 
the 
candidates  for  the  secretary  position  of  the 
company.  

the  requirements 

to 

      Not complied 

- 

Not complied 

- 

Substantial corporate actions 

52.  Presence 

in 

the 

charter  or 

internal 
documents of the joint-stock company of the 
requirement  of 
transactions 
approval. 

  major 

53.  The 

obligatory 

the 
independent appraiser for the assessment of 
the subject of the major transaction. 

involvement 

of 

Not complied 

- 

Not complied 

- 

54.  Presence  in  the  charter  of  the  joint-stock 
company  of  the  prohibition  on  any  actions 
within  the  acquisitions  (mergers)  of  the 
major  share  holdings  of  the 
joint-stock 
company,  aimed  at  the  interests  protection 
of  the  executive  bodies  (members  of  such 
bodies)  and  members  of  the  board  of  the 
joint-stock  company,  and  deteriorating  the 
position of the shareholders as compared to 
the present (particularly, prohibition on the 
decision  of  the  board  to  issue  additional 
shares,  securities  convertible  into  shares  or 
securities  providing  the  right  of  acquisition 
of shares of the company, before the end of 
the  presumptive  date  of  shares  acquisition, 
even  if  the  right  to  make  such  a  decision  is 
provided by the Charter). 

Since 01.07.2006 
the ban on 
realization of any 
of such actions by 
the company 
management 
authorities is 
determined by the 
article 84.6 of the 
Federal Law “On 
joint-stock 
companies”, 
which makes the 
inclusion of such 
regulations in the 
Charter 
inexpedient 

91 

According  to  the  article  84.6  of 
the  Federal  Law  “On  joint-stock 
companies”  upon  receipt  by  the 
open  company  of  optional  or 
obligatory  offer,  the  decisions  on 
the  following  issues  are  taken 
only by the general shareholders’ 
meeting of the open company: 
- increase of the charter capital of 
the  open  company  through  the 
offering  of  the  additional  shares 
within  the  limits  of  number  and 
categories 
the 
(types) 
announced shares; 
the  open 
- 
company 
securities, 
convertible into shares, including 
the options of the open company; 
-  approval  of  the  transaction  or 
several  interrelated  transactions 
on  acquisition,  alienation  or 
possibility  of  alienation  by  the 
opened  company  directly  or 
indirectly of assets with the value 
of  10  or  more  percents  of  the 

the  offering  by 
the 

of 

of 

 
 
 
 
 
 
 
 
 
№  

Clause of the code of corporate conduct 

Complied / not 
complied 

Note 

to 

the 

the 

open 

optional 

balance sheet value of the opened 
company,  determined  on 
the 
basis  of  its  accounting  report  on 
the  last  reporting  date,  if  only 
such transactions are not made in 
the  process  of 
the  ordinary 
economic  activity  of  the  opened 
company  or  were  not  made 
before 
company 
receives  optional  or  obligatory 
offer,  and  if  the  open  company 
receives 
or 
obligatory  offer  to  acquire  the 
publicly 
securities, 
circulating 
information 
the 
prior 
disclosure  of  the  delivery  of  the 
corresponding  offer  to  the  open 
company; 
-  approval  of  the  transactions  in 
which the party has interest; 
- 
the  open 
company  of  the  allocated  shares 
in  cases  provided  by  the  present 
Federal Law; 
-  increase  of  the  remuneration  to 
the 
the  persons 
positions 
the  management 
in 
bodies  of  the  open  company, 
determination  of    conditions  of 
their  authorities, 
cessation  of 
including 
of 
increase  of  the  compensations 
paid  out  to  these  persons  in  case 
of cessation of their authorities 

acquisition  by 

determination 

occupying 

55.  Presence  in  the  charter  of  the  joint-stock 
company  of  the  requirement  of  obligatory 
involvement  of  the  independent  appraiser 
for  the  assessment  of  the  current  market 
price  of  the  shares  and  possible  changes  of 
their market price in the result of a merger. 

56.  Absence  in  the  charter  of  the  joint-stock 
company of exemption of the acquirer from 
the  obligation  to  offer  the  shareholders  to 
sell  the  ordinary  shares  of  the  company, 
owned  by  them,  (securities  convertible  into 
ordinary shares) within a merger. 

Not complied 

- 

Complied 

Paragraph  8.7.  of  the  Charter  of 
OJSC “Magnit” 

92 

 
 
 
 
№  

Clause of the code of corporate conduct 

57.  Presence 

in 

the 

charter  or 

internal 
documents of the joint-stock company of the 
requirement  of  obligatory  involvement  of 
the 
for 
the 
assessment  of  shares  conversion 
ratio 
during reorganization. 

independent 

appraiser 

Complied / not 
complied 
Not complied 

- 

Note 

Information disclosure 

58.  Presence  of  the  internal  document  ratified 
by  the  board,  stipulating  the  rules  and 
approaches  of  the  joint-stock  company  to 
information  disclosure 
(Regulations  on 
information policy). 

Complied 

is 

on 

Regulations 

ratified  by 

The 
the 
information  policy  of  OJSC 
“Magnit” 
the 
resolution  of  the  board  of  OJSC 
“Magnit”  on  12  April,  2006, 
minutes  of  meeting  w/o  N  of  12 
April, 2006. 

59.  Presence  in  the  internal  documents  of  the 
joint-stock  company  of  the  requirement  to 
disclose  the 
information  on  the  shares 
offering,  on  persons  who  intend  to  acquire 
the  offered  shares,  including  the  major 
minority  shareholding,  and  on  whether  the 
top officials of the joint-stock company will 
take part in acquisition of the shares offered 
by the company 

Not complied 

Information  disclosure  is  carried 
the 
in  accordance  with 
out 
requirements 
actual 
of 
legislation of Russian Federation. 

the 

the 

company  of 

60.  Presence  in  the  internal  documents  of  the 
joint-stock 
list  of 
information,  documents  and  materials 
the 
which 
should  be  presented 
the 
shareholders 
general 
submitted 
questions 
shareholders’ meeting 

to 
for  consideration  of 
to 

the 

61.  Presence  of  the  website  of  the  joint-stock 
company  and  regular  disclosure  of  the 
information  about  the  joint-stock  company 
on its website 

62.  Presence  in  the  internal  documents  of  the 
joint-stock  company  of  the  requirement  to 
disclose  information  about  the  transactions 
of  the  joint-stock  company  with  persons 
referred by the charter to the top officials of 
the 
about 
transactions  of  joint-stock  company  with 
organizations in which 20 or more percents 
of  the  charter  capital  of  the  joint-stock 
company  directly  or  indirectly  are  owned 
joint-stock 
by 

top  officials  of 

joint-stock 

company, 

and 

the 

the 

Complied 

Paragraph 11.13 of the Charter of 
OJSC “Magnit”. 

Articles  26-27  of  the  Regulations 
on 
the  general  shareholders’ 
meeting of OJSC “Magnit”. 

Complied 

http://www.magnit-info.ru  

Not complied 

Information  disclosure  is  carried 
the 
out 
in  accordance  with 
requirements  of 
current 
legislation of Russian Federation  

the 

93 

 
 
 
 
 
 
 
 
 
 
 
№  

Clause of the code of corporate conduct 

company,  or  organizations,  which  can  be 
otherwise  considerably  influenced  by  the 
persons hereof 

Complied / not 
complied 

Note 

Not complied 

Information  disclosure  is  carried 
out 
the 
in  accordance  with 
actual 
of 
requirements 
legislation of Russian Federation  

the 

Complied 

Article  10  of  the  Regulations  on 
information  policy  of  OJSC 
“Magnit” 

63.  Presence  in  the  internal  documents  of  the 
joint-stock  company  of  the  requirement  to 
the 
disclose 
transactions which may affect market value 
of the shares of the joint-stock company 

information  about  all 

the 

64.  Presence  of  the  internal  document  ratified 
by  the  board  on  the  use  of  material 
information on the activity of the joint-stock 
company, shares  and other securities of the 
company and transactions with them, which 
is not public and the disclosure of which can 
considerably  affect  the  market  value  of 
shares and other securities of the joint-stock 
company 

Control over financial and economic activity 

65.  Presence  of  procedures  of  the 

internal 
control  over  the  financial  and  economic 
activity  of  the  joint-stock  company  ratified 
by the board  

Complied 

66.  Presence  of  a  special  department  of  the 
joint-stock 
the 
company 
compliance  with  the  procedures  of  the 
internal  control  (supervision  and  auditing 
department) 

regulating 

67.  Presence  in  the  internal  documents  of  the 
joint-stock  company  of  the  requirement  for 
the  board  to  determine  the  structure  and 
members  of  supervision  and  auditing 
department of the joint-stock company 

Complied 

Complied 

94 

over 

ratified  by 

activity 
is 

the 
financial 

Regulations  on 
internal 
control 
and 
economic 
of  OJSC 
the 
“Magnit” 
resolution  of  the  board  of  OJSC 
“Magnit”  on  24  December,  2007, 
24 
minutes  of  meeting  of 
December, 2007. 
Internal  control  department  was 
established  in  the  Comp.  The 
document assigning the functions 
to  the  service  –  Regulations  on 
the internal control over financial 
and  any  economic  activity  of 
OJSC “Magnit” 
Paragraph  3  of  article  3  of  the 
internal 
Regulations  on 
and 
control 
economic 
of  OJSC 
“Magnit” 

the 
financial 

activity 

over 

 
 
 
 
 
 
 
 
 
 
№  

Clause of the code of corporate conduct 

68.  Absence 

in 

the  revision  and  auditing 
department  of  members  who  were  found 
guilty  of  committing  economic  crimes  and 
crimes  against  the  government,  interests  of 
public  service  and  local  authorities,  or 
members 
enforced 
administrative  penalty  for  entrepreneurial 
or  financial  crimes,  crimes  related  to  dues 
and fees, securities market  

which 

were 

69.  Absence 

in 

the  revision  and  auditing 
the 
department  of  members  who  are 
member  of  the  executive  body  of  the  joint-
stock  company  or  who  are  the  members, 
CEO  (manager),  management  member  or 
the  employee  of  the  legal  entity  which  is  a 
competitor to the joint-stock company  

70.  Presence  in  the  internal  documents  of  the 
joint-stock company of the date of filing the 
documents  and  materials  for  assessment  of 
the  carried-out 
financial  and  economic 
activity  with  the  revision  and  auditing 
department,  and 
the 
officials  and  employees  of  the  joint-stock 
company for not filing them in time. 

responsibility  of 

71.  Presence  in  the  internal  documents  of  the 
joint-stock company of the obligation of the 
revision and auditing department to inform 
the  audit  committee  of 
the  detected 
breaches,  and  in  of  absence  of  the  audit 
committee – to inform the board of the joint-
stock company 

72.  Presence  in  the  internal  documents  of  the 
joint-stock  company  of  the  requirement  of 
preliminary assessment  by the revision and 
control  department  of  operations  not 
provided  by  the  economic  and  financial 
plan  of  the  joint-stock  company  (irregular 
operations). 

73.  Presence  in  the  internal  documents  of  the 
joint-stock  company  of  the  procedure  of 
approval of the irregular operation with the 
board  

Complied / not 
complied 
Complied 

- 

Note 

Complied 

- 

Not complied 

- 

Complied 

Paragraph  3  of  article  2  of  the 
internal 
Regulations  on 
and 
control 
economic 
of  OJSC 
“Magnit” 

the 
financial 

activity 

over 

Not complied 

- 

Not complied 

- 

74.  Presence  of  the  internal  document  ratified 
by 
the 
the  board,  which  determines 
procedure  of  the  revision  commission’s 
inspection  of  the  financial  and  economic 

Complied 

the 

revision 
Regulations  on 
commission  of  OJSC  “Magnit”  is 
ratified  by  the  annual  general 
shareholders’  meeting  of  OJSC 

95 

 
 
 
 
 
 
 
№  

Clause of the code of corporate conduct 

activity of the joint-stock company 

Complied / not 
complied 

Note 

“Magnit”  on  8  April,  2006, 
minutes  of  meeting  w/o  N  of  12 
April, 2006. 

75.  The  assessment  by  the  audit  committee  of 
the  auditors’  conclusion  before  its  filing 
the  general 
with 
shareholders’ meeting. 

the  shareholders  on 

Complied 

Paragraph 6.7. of the Regulations 
on the committees of the board of 
OJSC “Magnit”. 

Dividends 

76.  Presence  of  the  internal  document  ratified 
by  the  board,  which  regulates  the  board  in 
adoption  of 
the 
(Regulations  on 
amount  of  dividends 
dividend policy) 

recommendations  on 

Complied 

the  dividend 
Regulations  on 
policy  of  OJSC  “Magnit” 
is 
ratified  by  the  resolution  of  the 
board  of  OJSC  “Magnit”  on  12 
April,  2006,  minutes  of  meeting 
w/o N of 12 April 2006. 

77.  Presence  in  the  Regulations  on  dividend 
policy of the procedure of determination of 
the minimum share of net profit of the joint-
stock  company  for  dividend  payment,  and 
conditions  under  which  the  dividends  on 
privileged  shares  are  not  paid  out  or  paid 
out  partially,  the  amount  of  which 
is 
determined by the charter  of the joint-stock 
company. 

Complied 

Paragraphs  4-5  of  article  2  of  the 
Regulations  on  dividend  policy 
of OJSC “Magnit”. 

There are  no privileged shares in 
the Company. 

it 

in 

to 

78.  Release  of  the  information  on  dividend 
joint-stock  company  and 
policy  of  the 
amendments 
the  periodical, 
provided  by  the  charter  of  the  joint-stock 
company  for  release  of  the  announcements 
about  holding  of  the  general  shareholders’ 
meeting 
above 
the 
information  on  the 
joint-stock  company 
website. 

and  placing  of 

Complied 

The  Regulations  on  dividend 
is 
policy  of  OJSC  “Magnit” 
released  on  the  OJSC  “Magnit” 
website. 

96 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
1177..  

IINNFFOORRMMAATTIIOONN   OONN   TTHHEE   AAUUDDIITTOORR   AANNDD   TTHHEE  

CCOONNSSUULLTTAANNTT  OOFF  TTHHEE  CCOOMMPPAANNYY  

Under  the  resolution  of  the  annual  general  shareholders’  meeting  of  June  28,  2007 
(minutes of 10.07.2007) the auditing firm LLC AF “Faber Lex” was appointed the auditor of the 
Company for the year 2007 in accordance with RAS. 

Choosing  the  auditing  firm  the  following  factors  were  considered:  operation  period  of 

the firm, the price of services provided, staff and their qualification. 

Information  on  the  Company’s  Auditor  which  conducted  audit  of  the  Company  for 

the year 2007 according to the Russian Accounting standards:  

Full name of the audit organization 

Short name of the audit organization 

Limited  Liability  Company  Auditing  firm 
“Faber Lex” 
LLC AF “Faber Lex” 

Address 

144/2 Krasnikh Partizan str., Krasnodar 

Phone number  (including city code) 

Fax number (including city code) 

7(861) 220-03-20, 221-41-42, 226-41-41,  
226-45-22, 226-38-15, 226-44-54 
7(861) 220-03-20 

E-mail 

faberlex@mail.ru 

License number certifying auditing activity 

E 003080 

Date of issue 

Validation period 

27.12.2002 

until 27.12.2012 

Issuing authority 

Ministry of Finance of Russian Federation 

Information  on  the  Company’s  Auditor  which  conducted  the  audit  of  the  Company 

reporting over the year 2007 according to IFRS: 

Full name of the audit organization 

Short name of the audit organization 

Close  Joint-Stock  Company  «Deloitte  and 
Touche CIS» 
CJSC «Deloitte and Touche CIS» 

Address 

Phone number (including city code) 

building  2,  4/7  Vozdvizhenka  str.,  Moscow, 
Russia  
+ 7 (495) 787-06-00 

Fax number (including city code) 

+ 7 (495) 787-06-01 

97 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Website 

License number certifying auditing activity 

Date of issue 

Validation period 

Issuing authority 

www.deloitte.ru 

Е 002417 

06.11.2002  

until 06.11.2012  

Ministry of Finance of Russian Federation 

Information on financial consultant of the Company on the securities market, which 

signed the securities prospectus registered on 06.03.2006: 

Full name of organization 

Short name of organization 

Address 

Phone number (including city code) 

Fax number (including city code) 

Website of the financial consultant to disclose the 
information  about 
the 
the 
regulations  of  the  Provisions  on  information 
disclosure  by  the  issuer  of  securities,  ratified  by 
FFMS 

Issuer  under 

License  for  exercising  the  activity  on  securities 
market 

Date of issue 

Validation period 

Issuing authority 

Open  Joint-Stock  Company  «Federal  Fund 
Corporation» 

OJSC «FFC» 

25 Ostozhenka str., Moscow, Russia 

+7 (495) 737-86-30 

+7 (495) 737-86-32 

www.fscorp.ru 

License of the professional participant of the 
securities  market  for  brokerage  activity    № 
077-06174-100000 License of the professional 
participant of the securities market for dealer 
activity № 077-06178-010000 

August 29, 2003  

Non-expiry (for an indefinite term) 

Federal Financial Markets Service 

Services provided by the financial consultant: 
-  Preparation of the draft of the prospectus according to the information provided by 

the Company; 
- 

Signing  of  the  prospectus  approved  by  the  Company,  after  adequate  verification 
based on all the documents provided by the Company, according to the written inquiry of the 
Financial advisor and receipt of the proper written certifications of the Company on reliability, 

98 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
adequacy and completeness of the information contained in the above indicated document and 
to be included in the prospectus, except the part, verified by the auditor or appraiser; 

-  Expertise  of  the  documents  filed  to  the  registration  authority  for  prospectus 

registration; 

- 

Signing  of  documentation,  which  might  be  required  from  the  Company  for 

organization of securities floatation with the trade institutor; 

-  Advice  services  on  securities  issue,  including  information  disclosure  on  the 

securities market under the regulations of legislation. 

99 

 
 
ANNEX TO 2007 ANNUAL REPORT OF OJSC “MAGNIT” 

ANNEX № 1. Open Joint-Stock Company “Magnit” and its 
subsidiaries. Independent Auditors’ Report. Year ended December 31, 
2007. 

ANNEX № 2. RAS Accounting report of CJSC “Tander” for the 

year 2007 

CJSC “Tander”. Consolidated balance sheet of December 31, 2007 
CJSC “Tander”. Consolidated profit and loss statement for the year 2007 
CJSC “Tander”. Consolidated statement of changes in equity for the year 2007 
CJSC “Tander”. Consolidated cash flow statement 
CJSC “Tander”. Appendix to the consolidated balance sheet for the year 2007 

ANNEX № 3. RAS Accounting report of OJSC “Magnit” for the 

year 2007 

OJSC “Magnit”. Consolidated balance sheet of December 31, 2007 
OJSC “Magnit”. Consolidated profit and loss statement for the year 2007 
OJSC “Magnit”. Consolidated statement of changes in equity for the year 2007 
OJSC “Magnit”. Consolidated cash flow statement 
OJSC “Magnit”. Appendix to the consolidated balance sheet for the year 2007 

100