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Magnit
Annual Report 2014

MGNT · LSE Industrials
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Industry Security & Protection Services
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FY2014 Annual Report · Magnit
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11..  PPEERRFFOORRMMAANNCCEE  HHIIGGHHLLIIGGHHTTSS ......................................................................................... 3 
22..  MMIISSSSIIOONN .................................................................................................................................. 6 
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AANNNNEEXXEESS  TTOO  FFYY  22001144  AANNNNUUAALL  RREEPPOORRTT  OOFF  PPJJSSCC  ““MMAAGGNNIITT””  
ANNEX № 1: Consolidated financial statements of PJSC “Magnit” for the year ended 
on December 31, 2014  
ANNEX № 2: Consolidated financial statements of PJSC "Magnit"  for the year 2014 
prepared  in  accordance  with  the  Federal  law  N  208-FZ  "On  consolidated  financial 
statements" 
ANNEX  №  3:  Accounting  report  of  JSC  “Tander”  for  the  year  2014  prepared  in 
accordance with RAS  
ANNEX  №  4:  Accounting  report  of  PJSC  “Magnit”  for  the  year  2014  prepared  in 
accordance with RAS 

 
 
 
11..  PPEERRFFOORRMMAANNCCEE  HHIIGGHHLLIIGGHHTTSS  

2014 Key Operational Results1: 

Number of opened stores, NET 

Total number of stores,  

Selling space, thousand sq. m. 

Number of customers, million 

Convenience stores 

Hypermarkets 

Magnit Family 

Drogerie stores 

Convenience stores 

Hypermarkets 

Magnit Family 

Drogerie stores 

Convenience Stores 

Hypermarkets 

Magnit Family 

Drogerie stores 

Convenience stores 

Hypermarkets 

Magnit Family 

Drogerie stores 

1 "Magnit" group of companies 

3 

1,618 

1,144 

29 

51 

394 

9,711 

8,344 

190 

97 

1,080 

3,590.64 

2,673.31 

559.09 

109.07 

249.17 

2,944.12 

2,567.15 

237.59 

60.93 

78.45 

 
 
 
 
 
 
 
 
 
                                                 
LFL Results: 

Formats 

Convenience Stores 

Hypermarkets 

Magnit Family 

Drogerie Stores 

Total 

FY 2014 - FY 20132 

# of Stores 

Average ticket 

Traffic 

6,014 

152 

33 

500 

6,699 

9.81% 

7.98% 

9.28% 

3.76% 

9.58% 

3.68% 

5.63% 

8.87% 

35.69% 

4.47% 

Sales 

13.85% 

14.05% 

18.97% 

40.79% 

14.47% 

2  LFL  calculation  base  includes  stores  (months  prior  to  the  last  month  of  the  reporting  period.  i.e.  by 
December 1, 2013 

4 

 
 
                                                 
2014 Key Financial Results3: 

Net sales, mn RUR 

Net sales, mn US$5 

Gross profit, mn RUR 

Gross profit, mn US$ 

Gross margin, % 

EBITDAR3, mn RUR 

EBITDAR3, mn US$ 

EBITDAR3 margin, % 

EBITDA, mn RUR 

EBITDA, mn US$ 

EBITDA margin, % 

EBIT, mn RUR 

EBIT, mn US$ 

EBIT margin, % 

Net profit, mn RUR 

Net profit, mn US$2 

Net profit margin, % 

Market capitalization, mn RUR6 

Market capitalization, mn USD7 

Convenience stores4 

Hypermarkets4 

Magnit Family4 

Drogerie stores4 

Wholesale4 

Convenience stores4 

Hypermarkets4 

Magnit Family4 

Drogerie stores4 

Wholesale4 

763,527.25 

577,775.77 

139,655.12 

25,533.74 

19,756.68 

805.94 

19,872.29 

15,037.75 

3,634.80 

664.57 

514.21 

20.98 

220,520.56 

5,739.49 

28.88% 

106,483.50 

2,771.45 

13.95% 

85,909.67 

2,235.97 

13.95% 

68,300.00 

1,777.64 

8.95% 

47,685.84 

1 241.12 

6.25% 

931,807.59 

16,439.77 

3 Audited financial statements prepared in accordance with IFRS 
4 Management accounts 
5 Based on the average exchange rate for 2014 of 38.4217 RUR per USD 1 
6 CJSC «MICEX Stock Exchange» as of December 30, 2014 
7 Based on the exchange rate for December 30, 2014 of 56.6801 RUR per USD 

5 

 
 
                                                 
22..  MMIISSSSIIOONN  

“WWee  wwoorrkk  hhaarrdd  ttoo  iinnccrreeaassee  tthhee  pprroossppeerriittyy  ooff  oouurr  ccuussttoommeerrss  bbyy  mmiinniimmiizziinngg  

tthheeiirr  eexxppeennddiittuurree  oonn  qquuaalliittyy  ccoonnssuummeerr  ggooooddss  tthhrroouugghh::  

--  EEffffiicciieenntt  uussee  ooff  tthhee  CCoommppaannyy''ss  rreessoouurrcceess;;  

--  OOnn--ggooiinngg  iimmpprroovveemmeennttss  iinn  tteecchhnnoollooggyy;;  

--  AAddeeqquuaattee  ccoommppeennssaattiioonn  ffoorr  oouurr  eemmppllooyyeeeess””  

6 

 
 
 
 
33..  IINNFFOORRMMAATTIIOONN  OONN  TTHHEE  PPEERRSSOONN  IINN  TTHHEE  PPOOSSIITTIIOONN  OOFF  AA  SSOOLLEE  

EEXXEECCUUTTIIVVEE  BBOODDYY  

On  April  13,  2006  Sergey  Galitskiy  was  elected  as  a  Chief  Executive  Officer  of  PJSC 
“Magnit”  (hereinafter  –  “the  Company”  or  “the  Issuer”)  by  the  resolution  of  the  Board  of 
Directors  of  April  12,  2006.  On  April  12,  2012  the  Board  of  Directors  (Minutes  w/o  №  of 
12.04.2012) decided to reappoint the Chief Executive Officer.  

Biographical information on the person in the position of a sole executive body: 
Name: Sergey Galitskiy 
Date of birth: 14.08.1967 
Education:  higher  -  in  1992  graduated  from  Kuban  State  University  with  a  degree  in 

Economics. 

Positions held in the Company and other companies in the last five years including plural 

offices: 

1) Period: 01.04.2004 – present day 
Organization: PJSC “Magnit” 
Position: member of the Board of Directors; 
2) Period: 13.04.2006 – present day 
Organization: PJSC “Magnit” 
Position: CEO; 
3) Period: 05.08.2009-03.10.2014 
Organization: NP “FC “Krasnodar” 
Position: President (secondary empoyment);  
4) Period: 15.07.2010 – present day 
Organization: PJSC “Magnit” 
Position: Chairman of the Management Board; 
5) Period: 09.10.2014 - present day 
Organization: LLC “Football Club “Krasnodar” 
Position: President (secondary empoyment). 

Stockholding of CEO in the Company’s share capital: 37.5820% (as of 31.12.2014). 
Ordinary shares, owned by CEO: 37.5820% (as of 31.12.2014). 

Information on transactions of acquisition/disposal of the Company’s shares, made by the 

person in the position of a sole executive body within the reporting period: 

№№  

DDaattee  ooff  
ttrraannssaaccttiioonn  

11  

1111..0099..22001144  

22  

1188..1122..22001144  

TTyyppee  ooff  
ttrraannssaaccttiioonn  
DDiissppoossaall  ooff  
sseeccuurriittiieess  
DDiissppoossaall  ooff  
sseeccuurriittiieess  

QQuuaannttiittyy  ooff  
sseeccuurriittiieess  

550000  000000  

552244  997799  

DDeessccrriippttiioonn  ooff  sseeccuurriittiieess  

OOrrddiinnaarryy  rreeggiisstteerreedd  sshhaarreess  

OOrrddiinnaarryy  rreeggiisstteerreedd  sshhaarreess  

7 

 
  
 
 
 
 
 
 
  
  
  
MMAAIINN   PPRROOVVIISSIIOONNSS   OOFF   TTHHEE   CCOOMMPPAANNYY’’SS   PPOOLLIICCYY   OOFF   RREEMMUUNNEERRAATTIIOONN   AANNDD  
((OORR))   RREEIIMMBBUURRSSEEMMEENNTT   OOFF   EEXXPPEENNSSEESS   OOFF   TTHHEE   SSOOLLEE   EEXXEECCUUTTIIVVEE   BBOODDYY   OOFF   TTHHEE  
CCOOMMPPAANNYY  

Under  Clause  6  of  Regulations  “On  the  Chief  Executive  Officer  of  PJSC  “Magnit”, 
ratified by the resolution of the annual General Shareholders Meeting of 24.06.2010 (minutes of 
28.06.2010  and  previous  editions),  the  wage  rate  and  other  payments  set  upon  CEO  are 
determined by the labor contract agreed with CEO. 

8 

 
 
 
 
44..  IINNFFOORRMMAATTIIOONN  OONN  TTHHEE  CCOOLLLLEEGGIIAALL  EEXXEECCUUTTIIVVEE  BBOODDYY  MMEEMMBBEERRSS  

((MMAANNAAGGEEMMEENNTT  BBOOAARRDD))  aass  ooff  DDeecceemmbbeerr  3311,,  22001144 

Sergey Galitskiy, Chairman of the Management Board 
Date of birth: 14.08.1967 
Education: higher - in 1992 graduated from Kuban State University with a degree in 

Economics. 

Positions held in the Company and other companies in the last five years including 

plural offices: 

1) Period: 01.04.2004 – present day 
Organization: PJSC “Magnit” 
Position: member of the Board of Directors; 
2) Period: 13.04.2006 – present day 
Organization: PJSC “Magnit” 
Position: CEO; 
3) Period: 05.08.2009 – 03.10.2014 
Organization: NP “FC “Krasnodar” 
Position: President (secondary empoyment); 
4) Period: 15.07.2010 – present day 
Organization: PJSC “Magnit” 
Position: Chairman of the Management board; 
5) Period: 09.10.2014 - present day 
Organization: LLC “Football Club “Krasnodar” 
Position: President (secondary empoyment). 

Stockholding of the person in the Company’s share capital: 37.5820 % (as of 31.12.2014). 
Ordinary shares, owned by the person: 37.5820 % (as of 31.12.2014). 

Information on transactions of acquisition/disposal of the Company’s shares, made by 
the person in the position of Chairman of the Management Board within the reporting period: 

№№  

DDaattee  ooff  
ttrraannssaaccttiioonn  

11  

1111..0099..22001144  

22  

1188..1122..22001144  

TTyyppee  ooff  
ttrraannssaaccttiioonn  
DDiissppoossaall  ooff  
sseeccuurriittiieess  
DDiissppoossaall  ooff  
sseeccuurriittiieess  

QQuuaannttiittyy  ooff  
sseeccuurriittiieess  

550000  000000  

552244  997799  

DDeessccrriippttiioonn  ooff  sseeccuurriittiieess  

OOrrddiinnaarryy  rreeggiisstteerreedd  sshhaarreess  

OOrrddiinnaarryy  rreeggiisstteerreedd  sshhaarreess  

Alexander Barsukov 
Date of birth: 08.07.1977 
Education: higher - in 1998 graduated from Rostov Law Institute of Ministry of Internal 

Affairs of the Russian Federation with a degree in Law. 

Positions held in the Company and other companies in the last five years including 

plural offices: 

1) Period: 16.07.2008 – 16.12.2012 
Organization: JSC “Tander” 
Position: Hypermarkets Sales Director; 

9 

 
  
 
 
 
 
2) Period: 15.07.2010 – present day 
Organization: PJSC “Magnit” 
Position: Member of the Management Board; 
3) Period: 17.12.2012 - present day 
Organization: JSC “Tander” 
Position: Director of Hypermarkets Sales Department; 

Stockholding of the person in the Company’s share capital: 0.006754% (as of 31.12.2014). 
Ordinary shares owned by the person: 0.006754% (as of 31.12.2014). 

Information on transactions of acquisition/disposal of the Company’s shares, made by 

the person in the position of the management board member within the reporting period: 

№ 

Date of 
transaction 

1 

2 

3 

4 

03.07.2014 

21.11.2014 

16.12.2014 

18.12.2014 

Type of 
transaction 
Acquisition of 
securities 
Acquisition of 
securities 
Acquisition of 
securities 
Disposal of 
securities 

Quantity of 
securities 

785 

1680 

1000 

252 

Description of securities 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Marina Ivanova 
Date of birth: 02.01.1964 
Education: higher - in 1990 graduated from Tajik State University n.a. Lenin with a 

degree in Chemistry and Biology Teaching. 

Positions held in the Company and other companies in the last five years including 

plural offices: 

1) Period: 12.08.2008– present day 
Organization: JSC "Tander" 
Position: Business Director (Head Office); 
2) Period: 12.10.2012 – present day 
Organization: PJSC "Magnit" 
Position: Member of the Management Board; 

Stockholding of the person in the Company’s share capital: 0.004748% (as of 31.12.2014). 
Ordinary shares, owned by the person: 0.004748% (as of 31.12.2014). 

Information on transactions of acquisition/disposal of the Company’s shares, made by 

the person in the position of the management board member within the reporting period: 

№  

Date of 
transaction 

1 

13.01.2014 

Type of 
transaction 
Acquisition of 
securities 

Quantity of 
securities 

Description of securities 

43 

Ordinary registered shares 

10 

 
 
 
 
 
 
 
 
2 

3 

4 

5 

6 

7 

8 

9 

22.01.2014 

17.02.2014 

28.03.2014 

18.04.2014 

23.04.2014 

30.05.2014 

16.06.2014 

03.07.2014 

10 

22.07.2014 

11 

13.08.2014 

12 

02.09.2014 

13 

06.10.2014 

14 

20.11.2014 

15 

26.11.2014 

16 

16.12.2014 

17 

16.12.2014 

18 

18.12.2014 

19 

22.12.2014 

Acquisition of 
securities 
Disposal of 
securities 
Disposal of 
securities 
Acquisition of 
securities 
Acquisition of 
securities 
Disposal of 
securities 
Disposal of 
securities 
Acquisition of 
securities 
Acquisition of 
securities 
Disposal of 
securities 
Acquisition of 
securities 
Acquisition of 
securities 
Acquisition of 
securities 
Acquisition of 
securities 
Acquisition of 
securities 
Disposal of 
securities 
Disposal of 
securities 
Disposal of 
securities 

23 

Ordinary registered shares 

2350 

1250 

25 

25 

837 

632 

785 

21 

600 

21 

21 

34 

1680 

1300 

524 

500 

700 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ilya Sattarov 
Date of birth: 13.07.1976 
Education: higher - in 1998 graduated from Kuban State University with a degree in 

Economics. 

Positions held in the Company and other companies in the last five years including 

plural offices: 

1) Period: 02.07.2007 – 07.12.2010 
Organization: Commercial Joint- Stock Bank “Societe Generale Vostok Bank”, Joint-

Stock Company  

Position: CEO (JSC “SGVB” Krasnodar Branch); 

11 

 
 
2) Period: 08.12.2010 – 31.01.2011 
Organization: JSC “Tander” 
Position: Director for Assets Acquisition and Management (Head Office); 
3) Period: 01.02.2011 – 31.07.2011 
Organization: JSC “Tander” 
Position: Director for Transport (Transport Department);  
4) Period: 01.08.2011 – present day 
Organization: JSC “Tander” 
Position: Deputy CEO for Logistics (Head Office);  
5) Period: 12.10.2012 – present day 
Organization: PJSC “Magnit" 
Position: Member of the Management Board. 

Stockholding of the person in the Company’s share capital: 0.0034% (as of 31.12.2014). 
Ordinary shares, owned by the person: 0.0034% (as of 31.12.2014). 

Information on transactions of acquisition/disposal of the Company’s shares, made by 

the person in the position of the management board member within the reporting period: 

№ 

1 

2 

3 

4 

5 

6 

7 

Date of 
transaction 

15.05.2014 

03.07.2014 

17.09.2014 

19.09.2014 

19.09.2014 

21.09.2014 

16.12.2014 

Type of 
transaction 
Disposal of 
securities 
Acquisition of 
securities 
Disposal of 
securities 
Disposal of 
securities 
Acquisition of 
securities 
Acquisition of 
securities 
Acquisition of 
securities 

Quantity of 
securities 

Description of securities 

1 730 

Ordinary registered shares 

785 

1 

550 

1 

1 680 

1 300 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

MMAAIINN   PPRROOVVIISSIIOONNSS   OOFF   TTHHEE   CCOOMMPPAANNYY’’SS   PPOOLLIICCYY   OOFF   RREEMMUUNNEERRAATTIIOONN   AANNDD  
((OORR))   RREEIIMMBBUURRSSEEMMEENNTT   OOFF   EEXXPPEENNSSEESS   OOFF   TTHHEE   CCOOMMPPAANNYY’’SS   CCOOLLLLEEGGIIAALL   EEXXEECCUUTTIIVVEE  
BBOODDYY   MMEEMMBBEERRSS   AANNDD   TTHHEE   AAMMOOUUNNTT   OOFF   RREEMMUUNNEERRAATTIIOONN   ((RREEIIMMBBUURRSSEEMMEENNTT   OOFF  
EEXXPPEENNSSEESS))  PPAAIIDD  WWIITTHHIINN  TTHHEE  RREEPPOORRTTIINNGG  YYEEAARR  

According to the Regulations on collegial executive body (Management Board) of PJSC 

“Magnit” remuneration of a Management Board member consists of remuneration under a 
labor contract or an additional agreement to it. Management Board members yearly can be 
remunerated from the amount of net profit according to the year accounting report. The terms 
and order of payment shall be determined by the Board of Directors. Salary for the work within 
the Management Board according to a labor contract constitutes 50 000 rubles.  

12 

 
 
 
 
  
Remuneration to the Management Board members of PJSC “Magnit” paid in 2014 

amounted to 2,517,244.88 rubles (the amount does not include the remuneration received by 
S. Galitskiy as a Chief Executive Officer).  

The Company’s policy of remuneration and reimbursement of expenses does not stipulate 
the reimbursement of expenses  of the Company’s Management Board  members related to the 
performance of their functions.  

In 2014 the expenses of the Management Board members related to the performance of 

their functions were not reimbursed. 

13 

 
 
55..  IINNFFOORRMMAATTIIOONN  OONN  TTHHEE  BBOOAARRDD  OOFF  DDIIRREECCTTOORRSS  MMEEMMBBEERRSS  aass  ooff  
DDeecceemmbbeerr  3311,,  22001144  

Khachatur Pombukhchan, the Chairman of the Board of Directors 
Date of birth: 16.03.1974. 
Education: higher - in 1996 graduated from Kuban State University with a degree in 

Applied Mathematics; in 2000 from All-Russian Distance Institute of Finance and Economics 
with a degree in Economics. 

Positions held in the issuer and other companies in the last five years including plural 

offices 

1) Period: 19.06.2008 – 17.05.2012 
Organization: LLC “Magnit Finance” 
Position: CEO; 
2) Period: 25.06.2008 – 23.06.2010 
Organization: PJSC “Magnit” 
Position: Member of the BOD; 
3) Period: 01.07.2008 – present day 
Organization: JSC “Tander” 
Position: Chief Financial Officer; 
4) Period: 01.07.2008 – present day 
Organization: PJSC “Magnit” 
Position: Chief Financial Officer; 
5) Period: 24.06.2010 – present day 
Organization: PJSC “Magnit” 
Position: Chairman of the BOD. 

Stockholding of the person in the Company’s share capital: 0.004241% (as of 31.12.2014). 
Ordinary shares, owned by the person: 0.004241% (as of 31.12.2014). 

Information on transactions of acquisition/disposal of the Company’s shares, made by 

the Chairman of the BOD within the reporting period: 

№  

1 

2 

3 

4 

5 

6 

7 

Date of 
transaction 

21.01.2014 

20.02.2014 

24.03.2014 

08.04.2014 

22.04.2014 

07.05.2014 

Type of 
transaction 
Acquisition of 
securities 
Acquisition of 
securities 
Acquisition of 
securities 
Disposal of 
securities 
Acquisition of 
securities 
Disposal of 
securities 

22.05.2014 

Acquisition of 

Quantity of 
securities 

31 

35 

40 

460 

35 

1100 

35 

14 

Description of securities 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

 
 
 
 
 
8 

9 

10 

11 

12 

13 

14 

15 

16 

17 

18 

29.05.2014 

03.07.2014 

07.07.2014 

22.07.2014 

30.07.2014 

26.08.2014 

21.10.2014 

13.11.2014 

21.11.2014 

24.11.2014 

16.12.2014 

securities 

Disposal of 
securities 
Acquisition of 
securities 
Disposal of 
securities 
Acquisition of 
securities 
Disposal of 
securities 
Disposal of 
securities 
Acquisition of 
securities 
Acquisition of 
securities 
Acquisition of 
securities 
Acquisition of 
securities 
Acquisition of 
securities 

600 

785 

500 

30 

450 

200 

25 

25 

1680 

30 

1850 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Andrey Arutyunyan 
Date of birth: 12.01.1969. 
Period: higher – in 1993 graduated from Kuban State University with a degree in 

Economics. 

Positions held in the issuer and other companies in the last five years including plural 

offices: 

1) Period: 01.12.2003 – present day. 
Organization: PJSC “Magnit”. 
Position: First Deputy CEO; 
2) Period: 25.06.2008 – present day. 
Organization: PJSC “Magnit”. 
Position: Member of the Board; 
3) Period: 01.07.2009 – present day 
Organization: JSC “Tander”. 
Position: Deputy Chief Executive Officer in Charge of Development.  

Shareholding of the person in the issuer’s charter capital: 0.210758% (as of 31.12.2014). 
Ordinary shares owned by the person: 0. 210758% (as of 31.12.2014). 

Information on transactions of acquisition/disposal of the Company’s shares, made by 

the BOD member during the reporting period: 

15 

 
 
 
 
 
 
№  

1 

2 

3 

Date of 
transaction 

03.07.2014 

26.11.2014 

16.12.2014 

Type of 
transaction 
Acquisition of 
securities 
Acquisition of 
securities 
Acquisition of 
securities 

Quantity of 
securities 

785 

1680 

1300 

Description of securities 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

Alexey Pshenichniy  
Date of birth: 23.02.1967  
Education:  higher  –  in  1990  graduated  from  Krasnodar  State  Institute  of  Physical 
Culture with a degree in Teaching and Organization of culture and health activity and tourism; 
additional (to higher) education – in 2004 graduated from Academy of National Economy under 
the Government of the Russian Federation, Master of Business Administration (MBA) degree. 

Positions held in the issuer and other companies in the last five years including plural 

offices: 

1) Period: 01.02.2010 - present day 
Organization: Limited Liability Company “Bazis” 
Position: Director (secondary empoyment); 
2) Period: 01.02.2010 – present day 
Organization: Limited Liability Company “Yunior”Position: Director (plural offices); 
3) Period: 01.01.2004 - present day 
Organization: Limited Liability Company “Sports goods chain “Visshaya LIGA”” 
Position: Director (primary empoyment);  
4) Period: 13.12.2012 – present day 
Organization: Limited Liability Company “Sport Plyus” 
Position: Director (secondary empoyment); 
5) Period: 29.05.2014- present day 
Organization: PJSC “Magnit” 
Position: Member of the Board of Directors.  

Shareholding of the person in the Company’s charter capital: no share. 
Ordinary shares owned by the person: no share. 

Information on transactions of acquisition/disposal of the Company’s shares made by 
the BOD member within the reporting period: within the reporting period no transactions of 
acquisition/disposal of the Company’s shares were made. 

Sergey Galitskiy 
Date of birth: 14.08.1967 
Education: higher – in 1992 graduated from Kuban State University with a degree in 

Economics. 

1) Period: 01.04.2004 – present day 
Organization: PJSC “Magnit” 
Position: member of the Board of Directors; 

16 

 
 
 
 
 
 
  
2) Period: 13.04.2006 – present day 
Organization: PJSC “Magnit” 
Position: CEO; 
3) Period: 05.08.2009 – 03.10.2014 
Organization: NP “FC “Krasnodar” 
Position: President (secondary empoyment); 
4) Period: 15.07.2010 – present day 
Organization: PJSC “Magnit” 
Position: Chairman of the Management board; 
5) Period: 09.10.2014 - present day 
Organization: LLC “Football Club “Krasnodar” 
Position: President (secondary empoyment). 

Stockholding of the person in the Company’s share capital: 37.5820% (as of 31.12.2014). 
Ordinary shares, owned by the person: 37.5820% (as of 31.12.2014). 

Information on transactions of acquisition/disposal of the Company’s shares, made by 

the BOD member within the reporting period: 

№№  

DDaattee  ooff  
ttrraannssaaccttiioonn  

11  

1111..0099..22001144  

22  

1188..1122..22001144  

TTyyppee  ooff  
ttrraannssaaccttiioonn  
DDiissppoossaall  ooff  
sseeccuurriittiieess  
DDiissppoossaall  ooff  
sseeccuurriittiieess  

QQuuaannttiittyy  ooff  
sseeccuurriittiieess  

550000  000000  

552244  997799  

DDeessccrriippttiioonn  ooff  sseeccuurriittiieess  

OOrrddiinnaarryy  rreeggiisstteerreedd  sshhaarreess  

OOrrddiinnaarryy  rreeggiisstteerreedd  sshhaarreess  

Alexander Zayonts 
Date of birth: 10.01.1967 
Education: higher – graduated from Moscow Institute of Chemical Engineering n.a. D.I. 

Mendeleev with a degree in Chemical process engineering. 

Positions held in the Company and other companies in the last five years including 

plural offices: 

1) Period: 01.2008 – present day 
Organization: LLC "Domashniy Interier" 
Position: General Director; 
2) Period: 01.12.2009 – 09.2013 
Organization: LLC "Obiedinennye resursy" 
Position: Member of the Board of Directors; 
3) Period: 24.06.2010 – present day 
Organization: PJSC "Magnit" 
Position: Member of the Board of Directors; 
4) Period: 13.04.2012 – present day 
Organization: LLC "EDELWEISS" 
Position: General Director. 

Shareholding of the person in the Company’s charter capital: no share. 
Ordinary shares owned by the person: no share. 

17 

 
 
 
 
 
 
 
Information on transactions of acquisition/disposal of the Company’s shares made by 
the BOD member within the reporting period: within the reporting period no transactions of 
acquisition/disposal of the Company’s shares were made. 

Alexey Makhnev 
Date of birth: 24.05.1976 
Education: higher - in 1998 graduated from Saint Petersburg University of Economics 

and Finance - Ph.D. in Economics  

Positions held in the Company and other companies in the last five years including 

plural offices: 

1) Period: 05.2009– 24.01.2013 
Organization: CJSC “VTB Capital” 
Position: Managing Director, Head of the Consumer Sector and Retail, Investment 

Banking on Global Markets Department; 
2) Period: 25.06.2009 – present day 
Organization: PJSC "Magnit" 
Position: Member of the Board of Director; 
3) Period: 25.01.2013 – present day 
Organization: CJSC "VTB Capital" 
Position: Head of the Consumer Sector, Retail and Real Estate, Corporate and 

Investment Department;  

4) Period: 25.01.2013 – present day 
Organization: OJSC "Bank VTB". 
Position: Head of the Trade, Consumer Goods, Agro and Pharmaceutical Industries 

Business Unit of Market Sector Clients Service Department – Senior Vice-President; 

Shareholding of the person in the issuer’s charter capital: no share. 
Ordinary shares owned by the person: no share. 

Information on transactions of acquisition/disposal of the Company’s shares made by 
the BOD member within the reporting period: within the reporting period no transactions of 
acquisition/disposal of the Company’s shares were made. 

Aslan Schkhachemukov 
Date of birth: 22.08.1962 
Education: higher – in 1987 graduated from Krasnodar Polytechnic Institute of the 

Order of the Red Banner of Labor  with a degree in Industrial Engineering. 

Positions occupied in the Company and other companies in the last five years including 

plural offices: 

1) Period: 01.10.2007 – 10.03.2012 
Organization: JSC “Tander” 
Position: Deputy General Director; 
2) Period: 23.06.2011 – present day 
Organization: PJSC ”Magnit” 
Position: Member of the Board of Directors; 
3) Period: 11.03.2012 – present day 
Organization: JSC “Tander” 
Position: Deputy CEO for Economic Security and Organizational Issues. 

18 

 
 
 
 
 
Shareholding of the person in the issuer’s charter capital: 0.006845% (as of 31.12.2014). 
Ordinary shares owned by the person: 0.006845% (as of 31.12.2014). 

Information on transactions of acquisition/disposal of the Company’s shares made by 

the BOD member within the reporting period: 

№ 

1 

2 

3 

Date of 
transaction 

03.07.2014 

26.11.2014 

16.12.2014 

Type of 
transaction 
Acquisition of 
securities 
Acquisition of 
securities 
Acquisition of 
securities 

Quantity of 
securities 

785 

1680 

1300 

Description of securities 

Ordinary registered shares 

Ordinary registered shares 

Ordinary registered shares 

MMAAIINN  PPRROOVVIISSIIOONNSS  OOFF  TTHHEE  CCOOMMPPAANNYY’’SS  PPOOLLIICCYY  OOFF  RREEMMUUNNEERRAATTIIOONN  AANNDD  
((OORR))  RREEIIMMBBUURRSSEEMMEENNTT  OOFF  EEXXPPEENNSSEESS  OOFF  TTHHEE  CCOOMMPPAANNYY’’SS  BBOOAARRDD  OOFF  DDIIRREECCTTOORRSS  
AANNDD  TTHHEE  AAMMOOUUNNTT  OOFF  RREEMMUUNNEERRAATTIIOONN  ((RREEIIMMBBUURRSSEEMMEENNTT  OOFF  EEXXPPEENNSSEESS))  PPAAIIDD  
WWIITTHHIINN  TTHHEE  RREEPPOORRTTIINNGG  YYEEAARR  

According to the Regulations “On the Board of Directors of PJSC “Magnit””, ratified by 
the resolution of the annual general shareholders meeting of 24.06.2010 (minutes of meeting of 
28.06.2010),  remuneration  of  the  Board  members  is  paid  upon  the  resolution  of  general 
shareholders meeting in the form of remuneration for participation in the Board operation and 
remuneration for the achieved results. 
Remuneration for participation in the Board operation amounts to 120,000 (one hundred twenty 
thousand) rubles per month. 

Remuneration  to  the  independent  director  for  participation  in  the  Board  of  Directors 

operation amounts to 30,000 (thirty thousand) US dollars per year, additionally  

 - 2,000 (two thousand) US dollars for participation by personal presence in each meeting 

in the form of joint presence of the Board of Directors,  

 -  500  (five  hundred)  US  dollars  for  participation  by  directing  the  written  opinion  for 
each meeting in the form of joint presence of the Board of Directors, or for participation in each 
meeting in absentee form.  

Year-end bonus based on the operation results is also paid to the members of the Board 
of  Directors  in  addition  to  remuneration.  Fixed  amount  of  year-end  bonus  is  paid  to  the 
members of the Board of Directors after approval of appropriate annual financial report by the 
General Shareholders Meeting of the Company. 

In case if the Company does not gain net profit (allocated profit), remuneration shall not 
be paid to the members of the Board of Directors (remuneration for the participation in work of 
the Board of Directors, remuneration following the results of the year). 

The members of the Board of Directors shall not be entitled to receive remuneration and 
(or) reimbursement of expenses for the fulfillment of their obligations in any manner and form, 
for making decisions by the Board of Directors or other bodies of the Company, as well as for 
the  exercise  of  their  rights  and  performance  of  their  obligations  as  members  of  the  Board  of 

19 

 
 
 
 
 
 
 
Directors, except for the remuneration and (or) reimbursement of expenses received upon the 
decision of the General Shareholders Meeting. 

On May 29, 2014 the General Shareholders Meeting made a decision not to pay year-end 

bonus based on the operation results (minutes of 30.05.2014) 

In  2014  upon  the  resolution  of  the  annual  General  Shareholders  Meeting  of  29.05.2014 
(minutes w/o № of 30.05.2014) the members of the Board of Directors were paid remuneration 
for  participation  in  the  Board  of  Directors  operation  in  2013  in  the  amount  of  10,144,269.90 
rubles and wages to the members of the Board of Directors, who are employed in the Company, 
as well as work at secondary employment, in the amount of 94,933.30 rubles (the amount does 
not include the remuneration of Sergey Galitskiy as a Chief Executive Officer and the Chairman 
of the Management Board). 

In  accordance  with  the  Regulations  on  the  Board  of  Directors  of  PJSC  “Magnit” 
approved by the decision of the annual General Shareholders Meeting of June 24, 2010 (minutes 
of  June  28,  2010)  the expenses  of  the  Board  of Directors  members  related  to  the  fulfillment  of 
their  obligations  are  subject  to  compensation  by  the  Company.  These  expenses  are  the 
following: 

 
 
 
 

expenses on travel to the venue of the Board of Directors meetings; 
expenses on accommodation in the period of the Board of Directors meetings; 
hospitality expenses; 
expenses on the professional consulting on the issues considered at the Board of 
Directors meetings and on the translation of the documents/ materials presented to the Board of 
Directors for examination. 

The amount of these expenses shall be preliminarily approved by the Chairman of the 
Board  of  Directors,  the  Chairman  of  the  Revision  Commission.  Reimbursement  of  expenses 
shall  be  executed  over  the  counter  of  the  Company  on  the  basis  of  the  Board  of  Directors 
member’s  application  on  the  expenses  reimbursement.  Original  documents  confirming  the 
actual incurred expenses (tickets, invoices, receipts, etc.) must be attached to the application. At 
the meeting the Board of Directors may make a decision by the majority of votes of the elected 
members not to reimburse the expenses incurred by a member of the Board of Directors, if it is 
established  that  actions  of  this  Board  of  Directors  member  conflict  with  the  Company’s 
interests. 

In  2014  the  expenses  of  the  Board  of  Directors  members  related  to  the  fulfillment  of  their 
obligations were not reimbursed. 

20 

 
 
 
 
  
  
66..  RREEPPOORRTT  OOFF  TTHHEE  BBOOAARRDD  OOFF  DDIIRREECCTTOORRSS  OONN  22001144  OOPPEERRAATTIIOONNSS  

The structure of the Board of Directors (elected by the annual General Shareholders 

Meeting on May 24, 2013 (minutes of 24.05.2013): 

№ 

Full name of a member of the Board of Directors 

Date of birth 

Andrey Arutyunyan 

Valeriy Butenko 

Sergey Galitskiy 

Alexander Zayonts 

Alexey Makhnev  

Khachatur Pombukhchan 

Aslan Shkhachemukov 

12.01.1969 

25.11.1965 

14.08.1967 

10.01.1967 

24.05.1976 

16.03.1974 

22.08.1962 

The structure of the Board of Directors (elected by the annual General Shareholders 

Meeting on May 29, 2014 (minutes of 30.05.2014): 

№ 

Full name of a member of the Board of Directors 

Date of birth 

Andrey Arutyunyan 

Alexey Pshenichniy 

Sergey Galitskiy 

Alexander Zayonts 

Alexey Makhnev  

Khachatur Pombukhchan 

Aslan Shkhachemukov 

12.01.1969 

23.02.1967 

14.08.1967 

10.01.1967 

24.05.1976 

16.03.1974 

22.08.1962 

The  current  Board  of  Directors  includes  three  independent  directors;  they  are  Alexey 

Pshenichniy, Alexander Zayonts, Alexey Makhnev. 

Khachatur  Pombukhchan  was  elected  as  a  Chairman  of  the  Board  of  Directors  by  the 
unanimous  resolution  at  the  first  Board  of  Directors  meeting  of  03.06.2014,  Aslan 
Shkhachemukov as a Deputy Chairman and Andrey Arutyunyan as a Secretary of the Board of 
Directors. 

The  Board  of  Directors  of  the  Company  operated  under  the  Law  “On  Joint-Stock 
Companies”,  the  Charter  of  the  Company,  Regulations  of  the  Board  of  Directors  of  PJSC 
“Magnit” and Regulations of the Committees of the Board of Directors. 

21 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
According to the provisions of the corporate documents the following committees of the 
Board of Directors were formed to provide its efficiency and prepare the most important issues 
attributed to the competence of the Board of Directors: 

HR and Remuneration Committee of the Board of Directors: 

№ 

1 

2 

3 

№ 

1 

2 

3 

Full name of a member of the board of 
directors 

Alexey Makhnev 

Alexey Pshenichniy 

Alexander Zayonts 

Audit Committee of the Board of Directors: 
Full name of a member of the board of 
directors 

Alexander Zayonts 

Alexey Makhnev 

Alexey Pshenichniy 

Position in the committee 

chairman of the committee 

member of the committee 

member of the committee 

Position in the committee 

chairman of the committee 

member of the committee 

member of the committee 

Within  2014  the  Board  of  Directors  held  15  meetings  and  examined  90  issues.  All 

meetings of the Board of Directors were held in the form of joint presence. 

Main issues considered by the Board of Directors in 2014: 

Date of 
meeting 

04.02.2014 

04.02.2014 

04.02.2014 

Considered issues 

The  nominees  to  the  Board  of  Directors  were  considered  and  enrolled  on  a 
voter list for election at the annual General Shareholders Meeting. 
The nominees for the office of auditor were considered and enrolled on a voter 
list for election at the annual General Shareholders Meeting. 
The business priorities of PJSC “Magnit” for the year 2014 and the first quarter 
of 2014 were determined. 

25.02.2014 

The Anti-Corruption Policy of PJSC “Magnit” was approved. 

20.03.2014 

04.04.2014 

04.04.2014 

04.04.2014 

The  business  priorities  of  PJSC  “Magnit”  for  the  II  quarter  of  2014  were 
determined. 
The  decision  on  calling  of  the  annual  General  Shareholders  Meeting  was 
adopted. 
The  recommendations  to  the  General  Shareholders  Meeting  on  the  profit 
distribution,  including  the  dividend  amount  on  PJSC  “Magnit”  shares  and 
procedure of its payment, and losses following the results of 2013 financial year 
were approved.  
The  annual report  of PJSC  “Magnit” for  2013  financial  year was  preliminarily 
approved  and  submitted  for  consideration  of  the  General  Shareholders 
Meeting. 

04.04.2014 

The payment amount for the auditor’s services was determined. 

04.04.2014 

The  decision  on  determination  of  the  price  of  the  transaction  the  approval  of 
which  as  major  related-party  transaction  is  included  to  the  agenda  of  the 

22 

 
 
 
General Shareholders Meeting of PJSC “Magnit” was adopted. 

04.04.2014 

03.06.2014 

03.06.2014 

03.06.2014 

The decision on determination of the price of the transactions the approval of 
which  as  related-party  transactions  is  included  to  the  agenda  of  the  General 
Shareholders Meeting of PJSC “Magnit” was adopted. 
The Chairman of the Board of Directors, the Deputy Chairman and the 
Secretary of the Board of Directors of PJSC “Magnit” were elected. 
The members of the Audit Committee of the Board of Directors of PJSC 
“Magnit” and its Chairman were elected. 
The members of the HR and Remuneration Committee of the Board of directors 
of PJSC “Magnit” and its Chairman were elected. 

03.06.2014 

The members of the Management Board of PJSC “Magnit” were elected. 

09.07.2014 

31.07.2014 

31.07.2014 

31.07.2014 

31.07.2014 

07.10.2014 

The business priorities of PJSC “Magnit” for the year 2014 and the III quarter of 
2014 were determined. 
The recommendations to the General Shareholders Meeting on the dividend 
amount on PJSC “Magnit” shares and procedure of its payment following the 
results of the 6 months of 2014 financial year were approved. 
The decision on calling of the extraordinary General Shareholders Meeting of 
PJSC “Magnit” was adopted. 
The decision on determination of the price of the transactions the approval of 
which as major related-party transactions is included in the agenda of the 
General Shareholders Meeting of PJSC “Magnit” was adopted. 
The decision on determination of the price of the transactions the approval of 
which as related-party transactions is included to the agenda of the General 
Shareholders Meeting of PJSC “Magnit” was adopted. 
The main business priorities of PJSC “Magnit” for the IV quarter of 2014 were 
determined. 

07.10.2014 

The payment amount for the auditor’s services was determined. 

29.10.2014 

29.10.2014 

29.10.2014 

29.10.2014 

17.11.2014 

15.12.2014 

15.12.2014 

The recommendations to the General Shareholders Meeting on the dividend 
amount on PJSC “Magnit” shares and procedure of its payment following the 
results of the 9 months of 2014 financial year were approved. 
The decision on calling of the extraordinary General Shareholders Meeting of 
PJSC “Magnit” was adopted. 
The decision on determination of the price of the transactions the approval of 
which as major related-party transactions is included to the agenda of the 
General Shareholders Meeting of PJSC “Magnit” was adopted. 
The decision on determination of the price of the transactions the approval of 
which as related-party transactions is included to the agenda of the General 
Shareholders Meeting of PJSC “Magnit” was adopted. 
The decision on determination of the price of the transactions the approval of 
which as major related-party transactions is included to the agenda of the 
General Shareholders Meeting of PJSC “Magnit” was adopted. 
The decision on payment of bonus to the person in the position of CEO of PJSC 
“Magnit” following 2014 results was adopted. 
The decisions to amend the Decision on securities issue and Prospectus for 
securities (with respect to non-convertible interest-bearing certified bonds to 
the bearer with obligatory centralized custody of 02, 03 series) were made. 

23 

 
Besides, within the reporting period the issues related to determination of the position of 
PJSC “Magnit” representative on realization of the voting rights on the Company’s stocks and 
shares  in  other  organizations  (companies)  were  examined  by  the  Board  of  Directors  of  PJSC 
“Magnit”  in  accordance with  the  Clause  14.2  of the  Charter.  Thus,  the meetings  on  the  issues 
concerning determination of the position of PJSC “Magnit” representative on realization of the 
voting rights on the Company’s shares of CJSC “Tander”, shares in LLC “Retail import”, LLC 
“Tandem”, LLC “Alcotrading” were held in February, March, April, June, August, September, 
October, November and December of 2014. 

The management of the Company achieved the following results in 2014: 

1.  Revenue  of  the  Company8  (also  referred  to  hereinafter  as  “Magnit”  Group  of 
companies  or  “Magnit”  Group  or  the  Group)  increased  by  31.71%  from  579,694.88  million 
rubles in 2013 to 763,527.25 million rubles in 2014. Top line growth was due to an increase in 
selling space as well as to a 14.47% increase of like-for-like sales (including VAT).  

In 2014 "Magnit" remained the leader of the Russian food retail in terms of revenue as 

well as number of stores, selling space, growth rates, profitability margins and capitalization. 

2.  During  2014  the  Company  added  1,618  stores  (1,144  convenience  stores,  29 
hypermarkets,  51  “Magnit  Family”  stores  and  394  drogerie  stores).  The  total  store  base  as  of 
December  31,  2014  reached  9,711  stores  (8,344  convenience  stores,  190  hypermarkets,  97 
“Magnit Family” stores and 1,080 drogerie stores). Total selling space of the stores increased by 
19.24% from 3,011.38 thousand sq. m. to 3,590.64 thousand sq. m. 

9711 

8093 

6884 

5309 

4055 

4002 

5006 

6046 

3228 

2582 

2568 

3204 

8344 

7200 

610 

610 

1014 

1014 

1500 

1500 

1893 

2197 

1893 

2194 

2003

2004

2005

2006

2007

2008

2009

2010

2011

2012

2013

2014

Convenience

Hypermarkets

Magnit Family

Drogerie

3.  Number  of  customers  increased  by  19.43%  from  2,465.05  million  in  2013  to  2,944.12 

million in 2014. 

4. Sales of private label products as a % of sales in 2014 amounted to 10.9%, the number 
of private label SKUs in 2014 amounted to 605. The Company will continue to increase the sales 
of private label products primarily through their expansion in hypermarkets. 

8 PJSC “Magnit” and its subsidiaries 

24 

 
 
 
 
 
 
 
                                                 
800

700

600

500

400

300

200

100

0

12,1%  12,1%  12,3%  12,7% 

14,0% 

13,2%  13,0% 

10,9% 

700 

700 

530 

614 

637 

613 

681 

605 

2007

2008

2009

2010

2011

2012

2013

2014

Number of items

Share in Revenue, %

16%

14%

12%

10%

8%

6%

4%

2%

0%

5.  In  2014  the  Company  opened  five  distribution  centers:  Voronezh,  Novosibirsk, 
Kolpino  (Saint-Petersburg),  Novorossiysk  and  Kolomna  (Moscow  region).  Launch  of  the  new 
distribution  centers  improved  the  quality  of  service  in  the  Central,  Southern,  North-Western 
and  Siberian regions.  Total  space  of  27  distribution  centers  as  of  December  31,  2014 exceeded 
900 thousand sq. m. 

6. During the reporting year the fleet of the Company’s vehicles increased by 361 trucks, 

total number of vehicles amounted to 5,938. This enabled to optimize the transportation costs. 

7.  In  2014  the  Company  increased  the  share  of  products  processed  via  its  distribution 

centers from 85% in 2013 to 86% which is also one of the gross margin drivers. 

8.  The  Company was  actively  working with  its employees  increasing  their  loyalty  and 
developing corporate culture. In 2014 the total number of the Company’s employees exceeded 
250  thousand,  out  of  which  184,680  are  in-store  personnel;  45,081  people  are  engaged  in 
distribution;  18,229  people  -  in  regional  branches  and  9,561  are  employees  of  the  head  office. 
Average monthly salary in the Company in 2014 amounted to 28 143 rubles. 

As  of  December  31,  2014  the  average  number  of  employees  of  "Magnit"  group  of 
companies  amounted  to  207,853  people.  Based  on  the  publicly  available  information  the 
management  of  the  Company  assumes  that  PJSC  “Magnit”  is  the  largest  private  employer  in 
Russia. 

9. LFL revenue growth in 2014 vs. 2013 in ruble terms amounted to 14.47%, LFL average 

ticket increased by 9.58% and LFL traffic increased by 4.47%. 

25 

 
 
 
 
 
 
 
 
 
14% 

10% 

4% 

7% 

6% 

2% 

2013

2014

LFL sales

LFL average ticket

LFL traffic

10.  Gross  margin  increased  from  28.51%  in  2013  to  28.88%  in  2014  primarily  due  to 
continued improvement of purchasing terms. Gross profit in rubles increased by 33.44% from 
165,262.99 million RUR (US$ 5,189.12 million) to 220,520.56 million RUR (US$ 5,739.49 million). 

11. EBITDA increased by 32.74% from 64,721.23 million RUR (US$ 2,032.19 million) in 
2013 to 85,909.67 million RUR (US$ 2,235.97 million) in 2014. EBITDA margin in 2014 amounted 
to 11.25%. Net debt/EBITDA ratio (in ruble terms) at the end of 2014 amounted to 0.91. 

12.  Net  income  in  2014  increased  by  33.87%  and  amounted  to  47,685.84  million  RUR 
(US$  1,241.12  million)  vs.  35,620.38  million  RUR  (US$  1,118.45  million)  in  2013.  Net  income 
margin in 2014 amounted to 6.25%. 

26,5% 

449 

10,6% 

5,6% 

2012

28,5% 

580 

11,2% 

6,1% 

2013

28,9% 

764 

11,3% 

6,3% 

2014

Sales, RUR bn

EBITDA Margin, %

Gross Margin, %

NI Margin, %

13.  The  Company  paid  65%  of  its  net  income  in  dividends  for  the  9  months  2014. 
Dividend  per  share  amounted  to  230.37  rubles  (accumulatively,  including  78.3  rubles  for  the 
first half of 2014 and 152.07 rubles for the third quarter 2014). 

Overall,  the  Board  of  Directors  of  the  Company  considers  the  achieved  financial  and 

economic results positive and in line with 2014 targets. 

26 

 
 
 
 
 
 
 
 
Following  the  results  of  the  conducted  work  the  Board  of  the  Company’s  directors 
recommends  the  annual  general  shareholders  meeting  to  approve  the  activity  of  the 
Company’s management bodies during 2014 and to ratify 2014 annual report submitted for 
the meeting agenda. 

27 

 
 
 
 
77..  MMAAIINN  22001144  CCOORRPPOORRAATTEE  EEVVEENNTTSS  

February 

PJSC “Magnit” Anti-Corruption Policy was approved. 

Credit  Rating  Service  Standard  &  Poor’s  revised  the  outlook  of  PJSC 
“Magnit”  from  “Stable”  to  “Positive”  and  confirmed  “BB”  Company  long-
time credit rating.   

National Rating Agency confirmed PJSC “Magnit” individual credit rating at 
the level “AA+” – very high reliability, first level.   

May 

The new Board of Directors membership was formed at the annual General 
Shareholders Meeting.  

The  decision  to  pay  dividends  following  the  results  of  2013  financial  year 
was adopted by the annual General Shareholders Meeting. 

The decision on approval of major related party transaction was adopted by 
the annual General Shareholders Meeting. 

Shares of PJSC “Magnit” were admitted to trading at OJSC “Saint Petersburg 
Exchange”. 

June 

The  membership  of  the PJSC “Magnit”  Management  Board  was formed  by 
the Board of Directors. 

July 

August 

The  Board  of  Directors  formed  the  committees  of  the  BOD,  appointed  the 
chairman, deputy chairman and secretary of the BOD. 

“Magnit”  topped  the  Boston  Consulting  Group’s  (BCG)  2014  List  of  Value 
Creators Ranking of the “Retail Top Ten”.   

The  number  of  employees  of  “Magnit”  group  of  companies  exceeded  200 
thousand people. 

PJSC  “Magnit”  CEO  Sergey  Galitskiy  has  been  named  Businessman  of  the 
Year 2014. 

September 

Top-managers  of  PJSC  “Magnit”  joined  the  list  of  business  leaders  and 
became the best in the sector. 

The decision to pay dividends following the results of the 6 months of 2014 
financial  year  was  adopted  by  the  extraordinary  General  Shareholders 
Meeting. 

October 

Capitalization of PJSC “Magnit” exceeded 1 trillion rubles. 

November 

The  number  of  employees  of  “Magnit”  Group  of  Companies  exceeded  250 
thousand people. 

December 

PJSC  “Magnit”  CEO  Sergey  Galitskiy  has  been  named  “The  CEO  of  the 
Year” by The Moscow Times.  

The decision to pay dividends following the results of the 9 months of 2014 
financial  year  was  adopted  by  the  extraordinary  General  Shareholders 
Meeting. 

28 

 
88..  PPOOSSIITTIIOONN  OOFF  TTHHEE  CCOOMMPPAANNYY  IINN  IINNDDUUSSTTRRYY  

RRUUSSSSIIAANN  MMAARRKKEETT  

This  section  was  prepared  with  the  use  of  the  following  materials:  IA  Infoline,  public 

sources of companies. 

Retail turnover amounted to 26 118.9 billion RUR in 2014 and increased by 2.5% in terms 
of mass of commodities which is lower than the level of 2013 (3.9%). In December 2014 turnover 
increased by 5.3% in terms of mass of commodities compared to December 2013 and amounted 
to 2 941.8 billion RUR. 

In 2014 food retail turnover decreased by 0.1% (in 2013 grew by 2.6%), non-food 
retail turnover increased by 4.7% (in 2013 grew by 4.9%). In December 2014 food retail 
turnover  decreased  by  0.4%  compared  to  December  2013  and  increased  by  21.1% 
compared to November 2014. Non-food retail turnover In December 2014 increased by 
10.5% compared to December 2013 and by 25.8% compared to November 2014. 

Dynamics of the key figures of the consumer market in 2007-2014, % Y-o-Y 

25

20

15

10

5

0

-5

-10

-15

7
0
Q
1

7
0
Q
2

7
0
Q
3

7
0
Q
4

8
0
Q
1

8
0
Q
2

8
0
Q
3

8
0
Q
4

9
0
Q
1

9
0
Q
2

9
0
Q
3

9
0
Q
4

0
1
Q
1

0
1
Q
2

0
1
Q
3

0
1
Q
4

1
1
Q
1

1
1
Q
2

1
1
Q
3

1
1
Q
4

2
1
Q
1

2
1
Q
2

2
1
Q
3

2
1
Q
4

3
1
Q
1

3
1
Q
2

3
1
Q
3

3
1
Q
4

4
1
Q
1

4
1
Q
2

4
1
Q
3

4
1
Q
4

4
1
c
e
D

10,5 

6,5 

5,3 

3,1 

Growth rate of retail turnover

Growth rate of food turnover

Growth rate of non-food turnover

Source: IA Infoline 

Monthly  dynamics  of  the  retail  turnover  in  Russia  in  2007-2014  is  provided  in  the 
diagram. The monetary base (broad definition) characterizing money supply by the monetary 
regulation  agencies  increased  for  December  2014  by  1381.1  bn  RUR  compared  to 
November  2014  (growth  for  December  2013  amounted  to  1366.3  bn  RUR).  The 
monetary base (broad definition) for 2014 increased by 828.1 bn RUR (growth for 2013 
amounted to 651.1 bn RUR). 

Dynamics of retail turnover and monetary base in 2007-2014, bn RUR 

Retail turnover (in current prices), bn RUR

Monetary base (in broad definition), bn RUR

3400

2900

2400

1900

1400

900

400

12 000

10 000

8 000

6 000

4 000

2 000

0

7
0
n
a
J

7
0
y
a

M

7
0
p
e
S

8
0
n
a
J

8
0
y
a

M

8
0
p
e
S

9
0
n
a
J

9
0
y
a

M

9
0
p
e
S

0
1
n
a
J

0
1
y
a

M

0
1
p
e
S

1
1
n
a
J

1
1
y
a

M

1
1
p
e
S

2
1
n
a
J

2
1
y
a

M

2
1
p
e
S

3
1
n
a
J

3
1
y
a

M

3
1
p
e
S

4
1
n
a
J

4
1
y
a

M

4
1
p
e
S

Source: IA Infoline 

29 

 
  
 
 
 
 
Dynamics of retail turnover in Russia in 2006-2014 

Period 

Turnover, bn RUR 

FY 2006 
FY 2007 
FY 2008 
FY 2009 
FY 2010 
FY 2011 
FY 2012 
1Q 2013 
2Q 2013 
1H 2013 
3Q 2013 
4Q 2013 
FY 2013 
January 2014 
February 2014 
March 2014 
1Q 2014 
April 2014 
May 2014 
June 2014 
2Q 2014 
1H 2014 
July 2014 
August 2014 
September 2014 
3Q 2014 
October 2014 
November 2014 
December 2014 
4Q 2014 
FY 2014 

8693,4 
10757,8 
13853,2 
14599,2 
16499 
19082,6 
21394,5 
5241,3 
5692,8 
10934,1 
6052,0 
6699,8 
23685,9 
1851,8 
1853,3 
2033,7 
5738,8 
2027,3 
2077,7 
2097,1 
6202,1 
11940,9 
2166,3 
2231,7 
2222 
6620 
2289,7 
2326,5 
2941,8 
7558,0 
26118,9 

As a  %9 to the corresponding 
period 
of the preceding year 
113,9 
115,2 
113,0 
94,9 
106,4 
107,0 
106,3 
104,0 
103,8 
103,9 
104,0 
103,6 
103,9 
102,7 
104,0 
104,1 
103,6 
102,8 
102,2 
100,8 
101,9 
102,7 
101,3 
101,4 
101,7 
101,4 
101,6 
101,8 
105,3 
103,1 
102,5 

Source: data of the Federal State Statistics Service and the Ministry of Economic Development and Trade 

SSTTRRUUCCTTUURREE  OOFF  RREETTAAIILL  TTUURRNNOOVVEERR  BBYY  TTYYPPEESS  OOFF  PPRROODDUUCCTTSS  

Retail turnover in 2014 increased by 2.5% in terms of mass of commodities compared to 
2013 and amounted to 26 118.9 billion RUR, at that consumption of food products decreased by 
0.1%, non-food – increased by 4.7%. In 2014 consumption of alcohol products decreased by 2.3% 
compared  to  2013  and  amounted  to  119.3  mln  dL.  Consumption  of  beer  (excluding  beer 
cocktails and malt beverages) in 2014 increased by 1.7%, champagne and sparkling wine  – by 
3.1%. 

Long-term dynamics and structure of retail turnover by types of products is presented in 

the diagram. 

9 Dynamics of retail turnover in terms of mass of commodities 

30 

 
 
  
 
                                                 
Dynamics of retail turnover by types of products in 2000-2014, % 

25

20

15

10

5

0

-5

-10

13,9 

10,5 

8,6 

9,7 

15,1 

15,1 

19,1 

16,8 

15,1 

10,7 

8,6 

7,6 

10,5 

5 

4,7 

2,5 

2000

2001

2002

2003

2004

2005

2006

2007

2008

2009

2010

2011

2012

2013

дек.14 

2014

-2,3 

Total retail turnover

Food products

-8,2 

Alcohol drinks

Non-food

Source: IA Infoline 

Note that the data of the Federal State Statistics Service for 2009-2014 and for preceding 
years are not fully compatible as until 2009 the data on food products including beverages were 
provided by the Federal State Statistics Service without tobacco products but starting from 2009 
– with tobacco products. Therefore, the graph below provides the adjusted data on the share of 
food products (excluding tobacco products). 

Dynamics of share of food products in retail turnover in 2007-2014, % 

50

49

48

47

46

45

44

7
0
n
a
J

7
0
y
a

M

7
0
p
e
S

8
0
n
a
J

8
0
y
a

M

8
0
p
e
S

9
0
n
a
J

9
0
y
a

M

9
0
p
e
S

0
1
n
a
J

0
1
y
a

M

0
1
p
e
S

1
1
n
a
J

1
1
y
a

M

1
1
p
e
S

2
1
n
a
J

2
1
y
a

M

2
1
p
e
S

3
1
n
a
J

3
1
y
a

M

3
1
p
e
S

4
1
n
a
J

4
1
y
a

M

4
1
p
e
S

Share of food products in retail turnover (excl.tobacco products), %

Share of food products in retail turnover (incl.tobacco products), %

Polynomial (Share of food products in retail turnover (excl. tobacco products), %

Polynomial (Share of food products in retail turnover (incl. tobacco products), %

Source: IA Infoline 

In 2014 the share of food products remained unchanged vs. 2013. In December 2014 the 

share of food products dropped off by 1.1 pp vs. December 2013. 

Structure of retail turnover by groups of products in 2006-201410 

Figures 

2006 

2007  2008  2009  2010  2011  2012 

2013 

2014  Dec2013  Dec2014 

Retail turnover 
food products 
non-food products 
share of food products, % 
share of non-food products, % 

8712 

10869 13915 14599 16499 19083 21394,5  23685,9  26118,9  2517,2 

2941,8 

4061 

4651 

46,6 

53,4 

5022  6510  7095  8035  9122  9961,4  11143,0  12286,5  1189,7 

1360,0 

5847  7405  7504  8464  9961  11433,1  12542,9  13832,4  1327,5 

1581,8 

46,2  46,8  48,6  48,7  47,8 

46,6 

53,8  53,2  51,4  51,3  52,2 

53,4 

47,0 

53,0 

47,0 

53,0 

47,3 

52,7 

46,2 

53,8 

Source: data of the Federal State Statistics Service 

10 For comparison with 2009-2011 data on the turnover and the share of food products in 2006-2008 are adjusted for tobacco products 

31 

 
 
 
 
 
                                                 
Structure of retail turnover by groups of products in 2011-2014 (monthly), bn RUR  

1582 

1360 

3500

3000

2500

2000

1500

1000

500

0

II-11 IV-11 VI-11 VIII-11 X-11 XII-11 II-12 IV-12 VI-12 VIII-12 X-12 XII-12 II-13 IV-13 VI-13 VIII-13 X-13 XII-13 II-14 IV-14 VI-14 VIII-14 X-14 XII-14

food products

non-food products

Source: IA Infoline 

In December 2014 the share of food products amounted to 46.2%, while the share of non-
food  products  in  the  retail  turnover  in  Russia  amounted  to  53.8%  (in  December  2013  –  47.3% 
and 53.8% correspondingly). 

Structure of retail turnover by groups of products in 2011-2014 (monthly), % 

100%

90%

80%

70%

60%

50%

40%

30%

20%

10%

0%

53,8 

46,2 

II-11 IV-11 VI-11 VIII-11 X-11 XII-11 II-12 IV-12 VI-12 VIII-12 X-12 XII-12 II-13 IV-013 VI-13 VIII-13 X-13 XII-13 II-14 IV-14 VI-14 VIII-14 X-14 XII-14

share of food products, %

share of non-food products, %

Source: IA Infoline 

SSTTRRUUCCTTUURREE  OOFF  RREETTAAIILL  TTUURRNNOOVVEERR  BBYY  TTYYPPEESS  OOFF  OORRGGAANNIIZZAATTIIOONNSS  

At the end of 2014 in terms of structure of retail turnover by types of organizations the 
trend  of  decrease  of  the  share  of  marketplaces  (by  0.8  pp  compared  to  2013)  continued.  The 
share of small enterprises also decreased by 0.8 pp and the share of mid organizations – by 0.3 
pp at the end of 2014 compared to 2013. The share of large organizations (mostly these are retail 
networks)  increased  by  2.2  pp  compared  to  2013.  The  share  of  individual  entrepreneurs 
increased slightly in 2014 and amounted to 24.7%. 

Dynamics  of  the  structure  of  retail  turnover  in  Russia  by  types  of  organizations  is 

presented in the diagram. 

32 

 
 
 
 
 
 
100%

80%

60%

40%

20%

0%

37,3 

22,2 

25,2 

15,3 

2007

Structure of formation of retail turnover in 2007-2014 by types of 
organizations, % 

35,2 

34,5 

36,2 

38,2 

40,2 

41,3 

26,3 

25,2 

13,3 

2008

25,8 

26,1 

13,6 

2009

25,2 

25,9 

12,7 

2010

25,5 

24,7 

11,6 

2011

25,0 

24,2 

10,6 

2012

24,6 

24,7 

9,4 

2013

43,2 

23,8 

24,4 

8,6 

2014

Open markets

Individual entrepreneurs

Small enterprises

Large and mid enterprises (incl. chains)

Source: IA Infoline 
In  December  2014  91.4%  of  retail  turnover  was  formed  by  trading  organizations  and 
individual entrepreneurs operating outside of the marketplaces, the share of retail marketplaces 
and fairs amounted to 8.6% (in December 2013 – 90.9% and 9.1% correspondingly). 

Turnover of trading organizations and marketplaces in 2006-2014, bn RUR 

Figure 

2006 

2007 

2008  2009 

2010 

2011 

2012 

2013 

2014  Dec2013  Dec2014 

Retail turnover 

8690  10866,2 13853,2 14599,2  16499  19082,6  21394,5 21459,4  23880,4  2288,1 

2699 

turnover of trading 
organizations 

6987  9214,5 12015,9 12613,7 14403,6  16697,3  19126,7 2226,5  2238,5 

229,1 

242,8 

sales of open markets 

1703  1651,7  1837,3  1985,5  2095,4  2385,3  2267,8  90,6 

91,4 

90,9 

91,7 

share of trading 
organizations, % 
share of open markets, % 

80,4 

84,8 

86,7 

86,4 

87,3 

88,5 

89,4 

9,4 

8,6 

9,1 

8,3 

19,6 

15,2 

13,3 

13,6 

11,5 

12,7 
10,6  21459,4  23880,4  2288,1 
Source: data of the Federal State Statistics Service 

2699 

Compared  to  December  2013  the  turnover  of  trading  organizations  increased  by  6.3% 
and sales of the marketplaces decreased by 4.5%. In 2014 the turnover of trading organizations 
grew by 3.5% compared to 2013, sales of the marketplaces dropped by 6.8%. 

Dynamics of turnover of trading organizations and markets in 2011-2014 (monthly), trn RUR 

3

2,5

2

1,5

1

0,5

0

0,24 

2,70 

III-11

VI-11

IX-11

XII-11

III-12

VI-12

IX-12

XII-12

III-13

VI-13

IX-13

XII-13

III-14

VI-14

IX-14

XII-14

Turnover of trading organizations, trn RUR

Sales of marketplaces, trn RUR

Source: IA Infoline 

In  December  2014  compared  to  November  2014  the  turnover  of  trading  organizations 

increased by 24.7% while the sales of the marketplaces grew by 12.3%. 

33 

 
 
 
 
 
 
 
Structure of retail turnover in 2011-2014 (monthly), % 

8,6 

91,4 

100%

98%

96%

94%

92%

90%

88%

86%

84%

82%

80%

I-11

IV-11

VII-11

X-11

I-12

IV-12

VII-12

X-12

I-13

III-13

VI-13

XI-13

XII-13

III-14

VI-14

IX-14

XII-14

share of trading organizations, %

share of open markets, %

Source: IA Infoline 

As of January 1, 2015 there were 1 447 retail markets functioning on the territory of the 
Russian  Federation.  30  markets  were  closed  and  converted  to  fairs,  shopping  centers, 
nonpermanent  trading  objects  compared  to  October  1,  2014  and  142  markets  compared  to 
January 1, 2014. The breakdown of the retail markets by types has changed in the fourth quarter 
of  2014  towards  the  increase  of  the  share  of  multipurpose  markets,  specialized  merchandize 
markets,  specialized  construction  markets  and  other  specialized  markets  on  the  back  of  the 
decrease of share of specialized food markets, agricultural markets and agricultural cooperative 
markets. The level of actual use of the market slots as of January 1, 2015 amounted to 69.8% on 
average  through  the  Russian  Federation,  which  is  lower  compared  to  October  1,  2014  and  to 
January  1,  2014.  Individual  entrepreneurs  still  remain  the  principal  economic  entities  on  the 
marketplaces. As of January 1, 2015 174.9 thousand individual entrepreneurs operated at retail 
markets (as of October 1, 2014 – 174.7 thousand). The increase of share of market slots by 0.5 pp 
compared to October 1, 2014 was shown by individuals. The decrease of share of market slots in 
the  fourth  quarter  of  2014  was  demonstrated  by  peasant  (farm)  enterprises,  individual 
entrepreneurs and legal entities – by 0.1 pp, subsidiary individual holdings – by 0.2 pp. 

7000

6000

5000

4000

3000

2000

1000

0

Dynamics of the number of open markets in the Russian Federation and their share in the retail 
turnover in 2003-2014. 

23,8% 

22,1% 

21,0% 

19,6% 

15,3% 

13,3% 

13,6% 

12,7% 

11,6% 

10,6% 

9,5% 

8,6% 

6016 

6444 

5831 

5892 

4771 

3728 

3497 

3427 

3159 

2162 

1589 

1477 

2003

2004

2005

2006

2007

2008

2009

2010

2011

2012

2013

9 мес. 2014 

Number of markets in the russian Federation e-o-p

Share of markets in retail turnover in the Russian Federation (right scale)

25%

20%

15%

10%

5%

0%

Source: IA Infoline 

RREEGGIIOONNAALL  SSTTRRUUCCTTUURREE  OOFF  RREETTAAIILL  TTUURRNNOOVVEERR  

Regional  structure  of  retail  turnover  in  Russia  is  uneven:  11  constituent  territories 
generated  51.1%  of  retail  turnover  in  2014  (Moscow,  Moscow  region,  Saint-Petersburg, 
Sverdlovsk region, Krasnodar region, Samara region, Republics of Tatarstan and Bashkortostan, 
Tyumen region, Chelyabinsk and Rostov regions). 

34 

 
 
 
 
 
 
 
Structure of retail turnover by federal districts 
of the Russian Federation in 2013, % 

Structure of retail turnover by federal districts 
of the Russian Federation in 2014, % 

North-
Caucasian 
5,1% 

Volga 
18,5% 

North-
Caucasian 
5,1% 

Southern 
9,0% 

North-
Western 
9,1% 

Urals 
9,7% 

Siberian 
10,8% 

Southern 
9,2% 

North-
Western 
9,0% 

Central 
33,9% 

Far-Eastern 
3,9% 

Volga 
18,5% 

Urals 
9,3% 

Central 
34,5% 

Far-Eastern 
3,9% 

Siberian 
10,3% 

In 2014 the share of the Southern federal district increased by 0.2 pp, Central – by 0.6 pp, 
Volga  –  by  0.1  pp,  Far-Eastern  –  by  0.1  pp;  the  share  of  the  North-Caucasian  federal  district 
remained unchanged; the share of the North-Western federal district decreased by 0.1 pp, Urals 
and Siberian – by 0.4 pp. 

Structure of retail turnover by subjects of the 
Russian Federation in 2013, % 

Structure of retail turnover by subjects of the 
Russian Federation in 2014, % 

Source: IA Infoline 

Republic of 
Tatarstan 
3,0% 

Samara 
region 
2,4% 

Sverdlovsk 
region 
4,0% 

Tyumen 
region 
3,1% 

Republic of 
Bashkortostan 
3,0% 

Krasnodar 
region 
3,9% 

Rostov 
region 
2,9% 

Saint-
Petersburg 
4,0% 

Moscow 
17,0% 

Moscow 
region 
5,7% 

Chelyabinsk 
region 
2,1% 

Other 
48,9% 

Samara region 
2,4% 

Republic 
Republic of 
of 
Bashkortostan 
Tatarstan 
3,0% 
3,0% 

Rostov region 
2,9% 

Krasnodar 
region 
4,1% 

Saint-
Petersburg 
3,8% 

Sverdlovsk 
region 
3,8% 

Tyumen 
region 
3,0% 

Chelyabinsk 
region 
2,1% 

Other 
48,9% 

Moscow 
17,0% 

Moscow 
region 
6,1% 

Source: IA Infoline 

In 2014 the share of Krasnodar region increased by 0.2 pp, Moscow region – by 0.4 pp in 
the  retail  turnover  by  regions  in  the  Russian  Federation,  the  shares  of  Rostov  region,  Samara 
region,  Republic  of  Tatarstan,  Moscow  and  other  regions  remained  unchanged;  the  shares  of 
Saint-Petersburg,  Sverdlovsk  region,  Chelyabinsk  region,  Tyumen  region  and  Republic  of 
Bashkortostan decreased. 

Dynamics of share of 69 regions of the Russian Federation (apart from 11 largest) in 
retail turnover in 2003-2014, % 

46,6% 

47,1% 

47,8% 

47,4% 

48,2% 

48,8% 

48,9% 

48,9% 

44,7% 

45,1% 

45,4% 

45,7% 

52%

50%

48%

46%

44%

42%

2003

2004

2005

2006

2007

2008

2009

2010

2011

2012

2013

2014

35 

Source: IA Infoline 

 
 
 
 
 
In  2014  the  most  dynamic  growth  of  share  in  the  total  retail  turnover  vs.  2013  was 
demonstrated by the Central federal district  –  by 0.62 pp (including Moscow region 0.44 pp), 
Volga federal district – by 0.2 pp, Southern federal district – by 0.19 pp and Far-Eastern federal 
district  –  by  0.04  pp,  while  the  decline  in  retail  turnover  in  2014  was  demonstrated  by  the 
North-Western federal district (by 0.12 pp), in particular Saint-Petersburg (by 0.18 pp), Siberian 
federal district (by 0.44 pp), Urals federal district (by 0.36 pp), North-Caucasian federal district 
(by 0.12pp) and Moscow (by 0.1 pp). 

Regional structure of retail turnover of the Russian Federation in 2006-2014, % 

Region 

Central federal district 

Moscow region 

Moscow 

North-Western federal district 

Saint-Petersburg 

Southern federal district 

North-Caucasian federal district 

Volga federal district 

Urals federal district 

Siberian federal district 

Far-Eastern federal district 

6,1 

6,4 

5,90 

5,66 

6,12  6,16  6,33 

2006  2007  2008  2009  2010  2011  2012  2013  2014 
35,8  34,4  33,4  33,83  34,21  34,57  34,15  33,89  34,51 
5,7 
6,10 
20,9  18,8  17,0  17,31  17,47  17,41  17,07  16,97  16,88 
9,01 
9,4 
3,82 
4,1 
9,21 
8,0 
3,6 
5,01 
17,5  17,9  18,4  18,27  18,20  18,18  18,33  18,46  18,66 
10,0  10,4  10,8  10,14  9,69  9,52 
9,35 
11,7  11,7  11,6  10,95  10,72  10,82  10,83  10,78  10,34 
3,91 
4,1 

9,35  9,36  9,14 
4,15  4,15  3,89 
8,73  8,99  8,92 
4,66  4,85  4,97 

9,13 
4,00 
9,02 
5,13 

9,17 
3,96 
9,01 
5,14 

4,07  3,98  3,89 

9,3 
4,2 
8,8 
4,0 

9,4 
4,1 
8,5 
3,8 

9,71 

3,87 

9,54 

3,84 

3,8 

3,9 

Source: data of the Federal State Statistics Service 
In  2014  the  largest  decrease  (more  than  5%)  of  retail  turnover  vs.  2013  among  largest 
subjects of the Russian Federation (share in retail turnover of the Russian Federation is above 
1%)  was  demonstrated  by  Kemerovo  region  (-8.7%).  There  was  a  decline  within  5%  in 
Sverdlovsk region (-2.9%), Chelyabinsk region (-0.5%), Krasnodar region (-0.3%), Altai region (-
0.1%).  The  highest  growth  (more  than  5%)  was  demonstrated  by  Moscow  region  (7.9%), 
Voronezh  region  (7.2%),  Republic  of  Dagestan  (7%),  Krasnodar  region  (6.6%)  and  Nizhniy 
Novgorod region (5.9%). 

Growth of retail turnover by districts in 2010 - 2014, % Y-o-Y, in comparable prices 

108,3 

104,8 

103,4 

103,9 

107 

104,5 

103,8 

101,2 

125

120

115

110

105

100

95

90

85

80

107,6 

106,3 

104,9 

104,2 

110,3 

108,7 

105,2 

104 

2011

2012

2013

2014

105,1 

107 

105,3 

108,3 

106,1 

99 

103,2 

98,7 

105,3 

104,9 

104,9 

103,8 

107,6 

106,6 

105,5 

103,2 

Central

North-Western

Southern

North-Caucasian

Volga

Urals

Siberian

Far-Eastern

Source: IA Infoline 
In  general,  in  2011  there  was  a  y-o-y  decline  in  turnover  in  7  regions11,  in 8  regions  in 
2012 and in 4 regions in 2013. In December 2014 15 regions demonstrated the decline in retail 
turnover compared to December 2013, in January-December 2014 14 regions demonstrated the 
decline in retail turnover compared to January-December 2013. 

11  80  subjects  of  the  Russian  Federation  were  included  in  the  analysis  (excluding  Khanty-Mansiisk  Autonomous  District,  Yamal-
Nenets and Nenets Autonomous Area), which existed as of June 1, 2011 (data for 2006-2009 are adjusted for consolidation). 

36 

 
                                                 
Number of regions with positive dynamics of retail turnover in physical terms, Y-o-Y 

80

70

60

50

40

30

20

10

0

7
0
n
a
J

7
0
r
a

M

7
0
y
a

M

7
0
l
u
J

7
0
p
e
S

7
0
v
o
N

8
0
n
a
J

8
0
r
a

M

8
0
r
a

M

8
0
l
u
J

8
0
p
e
S

8
0
v
o
N

9
0
n
a
J

9
0
r
a

M

9
0
y
a

M

9
0
l
u
J

9
0
p
e
S

9
0
v
o
N

0
1
n
a
J

0
1
r
a

M

0
1
y
a

M

0
1
l
u
J

0
1
p
e
S

0
1
v
o
N

1
1
n
a
J

1
1
r
a

M

1
1
y
a

M

1
1
l
u
J

1
1
p
e
S

1
1
v
o
N

2
1
n
a
J

2
1
r
a

M

2
1
y
a

M

2
1
l
u
J

2
1
p
e
S

2
1
v
o
N

3
1
n
a
J

3
1
r
a

M

3
1
y
a

M

3
1
l
u
J

3
1
p
e
S

3
1
v
o
N

4
1
n
a
J

4
1
r
a

M

4
1
y
a

M

4
1
l
u
J

4
1
p
e
S

4
1
v
o
N

Source: IA Infoline 

GGOOVVEERRNNMMEENNTT  RREEGGUULLAATTIIOONN  OOFF  RREETTAAIILL  

According to the Federal Law № 381  – FZ “On fundamental principles of  government 
regulation  of  trade  activity  in  the  Russian  Federation”  which  came  into  effect  on  February  1, 
2010, food retail chains (which threshold of dominance on retail market within the boundaries 
of  one  region,  municipality  or  urban  district  exceeds  25%)  are  prohibited  from  acquiring  and 
renting  additional  selling  space  within  the  boundaries  of  the  corresponding  administrative-
territorial  entity.  The  law  does  not  apply  to  agricultural  consumer  cooperatives  and 
organizations of consumer cooperation. 

The  law  “On  fundamental  principles  of  government  regulation  of  trade  activity  in  the 
Russian Federation” also aims to regulating the cooperation of retail chains and suppliers. The 
law № 381 – FZ introduced special legal regulation with regard to food supplies  and set forth 
the  list  of  terms  which  cannot  be  imposed  by  food  suppliers  and  their  buyers  (trading 
networks) upon each other. In particular, these terms include: reduction of price by suppliers to 
the level which will not exceed the minimum selling price of this product by economic entities 
performing corresponding activity subject to the determination of the trade mark-up; payment 
for  the  change  in  the  product  mix;  responsibility  for  failure  to  perform  obligations  on  goods 
supply  on  more  favorable  terms  than  for  other  economic  entities;  fee  paid  by  suppliers  for 
access  to  trade  objects  within  one  trading  network.  Wholesale  trade  under  commission 
agreement is prohibited. It is prohibited to set a ban on substitution of persons under the food 
supply  agreement  through  assignment  of  a  claim  and  liability  for  noncompliance  with  this 
regulation. Payment due date for some food products was set forth. For example, products with 
up  to  10-days  expiry  period  should  be  paid  for  within  10  working  days  from  the  date  of 
acceptance of goods, for products with up to 30-days expiry period the payment due period is 
up  to  30  calendar  days,  and  for  the  rest  food  products  including  alcoholics  drinks  –  up  to  45 
calendar days.  

MMAAIINN  CCOOMMPPEETTIITTOORRSS12  

The  concentration  level  of  the  Russian  food  retail  market  is  quite  low  –  the  share  of  3 
largest  players  is  little  over  10%  of  the  market,  which  is  considerably  inferior  to  comparable 
figures in Eastern and Western European countries. 

Such  a  low  capital  concentration  creates  conditions  for  competition  intensification 
among retail chains in the nearest future. Currently, development of competition is expressed in 

12 Source: IA Infoline, public sources of companies. 

37 

 
  
 
 
 
                                                 
capturing extra markets due to growth of the chain itself including franchising schemes as well 
as  M&A  deals.  As  a  result,  chains  operating  in  the  Russian  market  actively  increase  their 
presence in Moscow and regions which leads to the record rates of business growth. 

X5 Retail Group 
X5 Retail Group N.V. is a leading Russian food retailer. The Company operates several 
retail  formats:  the  soft  discounter  chain  under  the  Pyaterochka  brand,  the  supermarket  chain 
under  the  Perekrestok  brand,  the  hypermarket  chain  under  the  Karusel  brand  and  Express 
convenience stores under various brands.  

As of December 31, 2014, X5 operats 5,483 stores. It has the leading market position in 
both Moscow and St. Petersburg and a significant presence in the European part of Russia. Its 
store base includes 4,789 Pyaterochka soft discounter stores, 403 Perekrestok supermarkets, 82 
Karusel hypermarkets and 209 Express stores. As of December 31, 2014 the total selling space of 
the company amounted to 2,572.2 thousand sq. m. 

The  Company  operates  34  DCs  and  1,438  Company-owned  trucks  across  the  Russian 

Federation. 

In 2014 net sales stood at 633,873 mln RUR, EBITDA reached RUR 45,860 mln, and net 

profit amounted to RUR 12,691 mln. 

METRO Cash & Carry  
Metro  Cash  and  Carry  is  the  largest  operating  company  of  cash  &  carry  international 

business format (individual wholesale) of Metro Group. 

As  of  December  31,  2014  "Metro  Cash  &  Carry"  LLC  operates  78  trading  centers  in  44 
regions  of  Russia  (excluding  the  Republic  of  Crimea).  The  company  also  operates  “Metro 
Punct” supermarket with the total selling space of 1.587 thousand sq. m. which was opened in 
May 2012, and a real,-, with the total space of 8.39 thousand sq. m. managed by "Metro Cash & 
Carry" as a result of the transaction with “Real-Hypermarket” LLC (Metro Group). Moreover, 
in  June  2012  the  first  two  franchised  “Fasol”  stores  were  opened  in  St.  Petersburg,  and  in 
September 2012 – 5 “Fasol” stores in Rostov-on-Don. As of December 31, 2014 there were more 
than  15  franchised  “Fasol”  stores  in  Moscow,  6  in  Saint-Petersburg,  4  in  Rostov-on-Don,  1  in 
Kaluga, 1 in Kazan. 

In  2014  METRO  Cash  &  Carry  opened  7  trading  centers:  2  –  in  Moscow  region 
(Lagovskoye  village  and  Akseno-Butyrskoye  village),  Voronezh  region  (Semiluki),  Moscow, 
Krasnodar region (Novorossiysk), Novosibirsk, Vladimir. Total selling space of the company as 
of December 31, 2014 amounted to 619.2 thousand sq. m.  

Sales  of  METRO  Cash  &  Carry,  Russia  for  2013  amounted  to  183,224  million  rubles 

(which represents 11.3% growth vs. 2012). 

Auchan 
Auchan is a large hypermarket chain operating on the Russian market since 2002. As of 
December 31, 2014 “Auchan” in Russia operates 85 trading outlets (including one Auchan-city 
store in Moscow under reconstruction): 55 “Auchan” hypermarkets were opened in 25 regions 
(18  -  in  Moscow  and  Moscow  region,  6  –  in  Saint-Petersburg  and  Leningrad  region,  5  –  in 
Samara, 3 – in Nizhny Novgorod and Rostov region, 2  – in Volgograd region and Republic of 
Tatarstan,  1  in  Novosibirsk,  Lipetsk,  Yaroslavl,  Krasnodar,  Republic  of  Adygea,  Tambov, 
Yekaterinburg,  Ulyanovsk,  Omsk,  Voronezh,  Ufa,  Ryazan,  Chelyabinsk,  Tyumen,  Saratov, 
Ivanovo,  Izhevsk  and  Republic  of  Crimea).  Besides,  Auchan  operates  23  “Auchan-city”  mini-
hypermarkets  in  Moscow  (9  stores),  Yekaterinburg  (1),  Moscow  region  (3),  Novosibirsk  (2), 

38 

 
 
 
 
Nizhniy  Novgorod  (1),  Saint-Petersburg  (3),  Saratov  (1),  Togliatti  (1),  Rostov-on-Don  (1),  Ufa 
(1), as well as 6 “Nasha Raduga” hypermarkets in Penza region (Kuznetsk and Penza), Nizhniy 
Novgorod region (Arzamas), Yaroslavl, Kaluga, Kostroma. 

In 2014 the company opened 6 new trading outlets. Total selling space as of December 

31, 2014 amounted to 788.5 thousand sq. m. 

The company plans to open from 7 to 12 hypermarkets in 2015. 

Dixy 
“Dixy”  Group  of  Companies  is  one  of  Russia's  leading  retailers  of  food  and  everyday 
products. The Company operates in Central, Northwestern, Volga and Urals federal districts of 
Russia, and in Kaliningrad and Kaliningrad region. 

 As  of  December  31,  2014  the  company  operated  2,195  stores,  including:  2,065  “Dixy” 
neighbourhood  stores,  94  “Victoria”  stores,  1  “CASH”  store  and  35  “MEGAMART”  and 
“MINIMART” compact hypermarkets. 

The company is the third largest in terms of the amount of sales, selling space and the 
number of stores among the national retailers operating in the food segment. The total number 
of employees of the company exceeds 50 thousand.  

Net selling space of the Group as of December 31, 2014 amounted to 746,5 sq. m. 
In  2014  total  sales  of  “Dixy”  Group  of  Companies  increased  by  26.9%  in  ruble  terms 

compared to the same period last year and stood at 229.0 billion rubles. 

Lenta 
“Lenta”, the company which operates the hypermarket chain under the same brand, was 
founded in 1993. As of December 31, 2014 "Lenta" operates 108 hypermarkets located in 60 cities 
across Russia and 24 supermarkets in Moscow and Moscow region. 

Total selling space of the chain as of December 31, 2014 amounted to 701 thousand sq. m.  
As of January 1, 2015 the company’s total headcount amounted to 35,100 employees. The 
average  headcount  of  “Lenta”  in  2014  amounted  to  27,200  employees.  6.5  million  people 
throughout Russia are the active loyalty cards holders of the chain. 

In  2014  net  sales  of  “Lenta”  retail  chain  increased  by  34.5%  compared  to  2013  and 

amounted to 194.0 billion rubles.  

О'KEY 
“O’KEY”  is  one  of  the  largest  retail  chains  in  Russia.  Its  primary  retail  format  is  the 
modern Western European hypermarket under the “O’KEY” brand, complemented by “O’KEY 
- Express” supermarkets. 

As  of  December  31,  2014  "O'KEY"  operated  108  stores  across  Russia:  69  hypermarkets 

and 39 supermarkets in 28 cities of Russia. 

As  of  December  31,  2014  total  selling  space  of  the  Company  amounted  to  about  552 

thousand sq. m. 

In  2014  “O’KEY”  retail  chain  opened  9  hypermarkets:  in  Syktyvkar,  Moscow  (3), 
Sterlitamak  (Republic  of  Bashkortostan),  Gatchina  (Leningrad  region)  and  Orenburg, 
Cherepovets  (Vologda  region)  and  Nizhniy  Novgorod  and  7  supermarkets:  in  Volzhskiy 
(Volgograd 
Ivanovo,  Tambov,  Barnaul.  One 
supermarket in Volzhskiy (Volgograd region) was closed. 

region)-2,  Saint-Petersburg,  Voronezh, 

In 2014 “О'KEY” audited net sales amounted to 151.98 billion rubles, increasing by 9.0% 

compared to 139.46 billion rubles in 2013. 

39 

 
 
 
 
 
Number of stores of the largest FMCG retailers in 2007-2014, eop. 

Legal name 

Brand 

X5 Retail Group N.V. 

”Magnit”, PJSC 

“Auchan”, LLC 
“МЕТRО Cash and Carry”,  
LLC 
“O'key”, LLC 
“Lenta”, LLC 

“Dixy Group”, OJSC  

Pyaterochka 
Perekrestok 
Karusel, Perekrestok Hyper 
Perekrestok Express, Kopeyka 
All formats 
Magnit 
Magnit Hypermarket 
Magnit Kosmetik 
Magnit Family 
All formats 
Auchan, Auchan-City, Nasha Raduga 

Metro C&C, Metro Punct, real,- 

О'Кей, О'Кей-экспресс 
Lenta 
Megamart, Minimart, Dixy 
Victoria, Cash, Deshevo, Kvartal, 
Semeynaya Kopilka 
All formats 

Main formats1 
D 
S 
H 
CS 
all formats 
CS 
H 
МК 
MF 
all formats 
H 

S, H 

S, H 
H, S 
D, S, H 

CS, S, H 

all formats 

2007 
674 
194 
22 
0 
890 
2194 
3 
- 
- 
2197 
18 

39 

24 
26 
388 

194 

388 

2008 
848 
207 
46 
0 
1101 
2568 
14 
- 
- 
2582 
33 

48 

37 
34 
481 

215 

493 

2009 
1039 
275 
58 
0 
1372 
3204 
24 
- 
- 
3228 
38 

2010 
1392 
301 
71 
45 
1809 
4004 
51 
2 
- 
4055 
44 

2011  2012  2013 
1918  3220  3882 
390 
370 
321 
83 
78 
77 
70 
189 
134 
2386  3802  4544 
5006  6046  7200 
161 
126 
93 
686 
692 
210 
46 
20 
- 
5309  6884  8093 
79 
57 
49 

2014 
4789 
403 
82 
209 
5483 
8344 
190 
1080 
97 
9711 
85 

52 

57 

62 

68 

72 

80 

46 
36 
537 

57 
39 
646 

71 
42 
894 

94 
83 
87 
56 
1422  1712 

108 
132 
2100 

208 

257 

225 

77 

87 

95 

537 

646 

1119  1499  1799 

2195 

Total selling space of FMCG retailers in Russia in 2007-2014, eop, thousand sq. m. 

Legal name 

Brand 

X5 Retail Group N.V. 

”Magnit”, PJSC 

“Auchan”, LLC 
“МЕТRО Cash and Carry”,  
LLC 

“O'key”, LLC 

“Lenta”, LLC 

“Dixy Group”, OJSC  

Pyaterochka 
Perekrestok 
Karusel, Perekrestok Hyper 
Perekrestok Express, Kopeyka 
All formats 
Magnit 
Magnit Hypermarket 
Magnit Kosmetik 
Magnit Family 
All formats 
Auchan, Auchan-City, Nasha Raduga 

Metro C&C, Metro Punct, real,- 

О'Кей, О'Кей-экспресс 

Lenta 
Megamart, Minimart, Dixy 

Victoria, Cash, Deshevo, Kvartal, 
Semeynaya Kopilka 

Main formats 
D 
S 
H 
CS 
all formats 
CS 
H 
МК 
MF 
all formats 
H 

S, H 

S, H 

H, S 
D, S, H 

2007 
357,5 
251,7 
126,0 
- 
735,2 
640,1 
11,6 
- 
- 
651,7 
250,6 

2012 

2013 

397,8 
375,8 
35,2 

2010 
586,3 
313,0 
351,8 
9,2 

2009 
493,0 
284,4 
285,6 
- 
1063 
978,5 
81,4 
- 
- 

2008 
419,2 
222,4 
232,5 
- 
874,1 
767,1 
56,4 
- 
- 

2011 
2014 
735,2  1191,4  1414,1  1754,3 
415,8 
333,9 
383,5 
358,6 
371,3 
368,2 
43,6 
12,7 
26,7 
1260,3  1453,1  1969,7  2222,9  2572,2 
1256,8  1637,8  1977,5  2312,2  2673,3 
559,1 
387,6 
165,1 
282,2 
249,2 
159,8 
0,4 
50,1 
109,1 
24,4 
- 
- 
823,5  1059,9  1422,3  1970,2  2549,3  3011,4  3590,6 
788,5 
498,1 
340,1 

482,9 
163,0 
53,3 

452,3 

739,9 

386,6 

565,9 

326,3 

394,5 

427,4 

464,5 

499,5 

538,1 

566,5 

619,2 

149,2 

191,7 

232,7 

287,4 

346,0 

428,0 

489,0 

552,0 

186,7 
149,1 

244,7 
189,8 

260,9 
206,0 

281,7 
227,9 

306,0 
286,7 

413,1 
447,3 

508,0 
541,3 

701,2 
663,6 

CS, S, H 

99,7 

109,6 

104,6 

123,5 

118,4 

67,6 

75,9 

82,9 

All formats 

all formats 

149,1 

191,0 

206,0 

227,9 

405,1 

514,9 

617,2 

746,5 

Dynamics of net sales (excluding VAT) of the largest FMCG retailers in 2007-2014, 
billion RUR 

Legal name 

Brand 

X5 Retail Group N.V. 

Pyaterochka, Perekrestok, 
Karusel, E5.RU 

”Magnit”, PJSC 

Magnit 

“Auchan”, LLC 

Auchan, Auchan-City, Nasha 
Raduga 

Main 
formats 
CS, D, S, 
H 
CS, H, 
МК, MF 

H 

Data 

IFRS 

IFRS 

RAS 

2007 

2008  2009 

2010  2011  2012  2013 

2014 

136,1 

207,2  275,08  342,58 452,48 490,09  532,7 

633,87 

94,04 

132,4  169,86  236,19  335,7  448,66  579,7 

763,53 

90,6 

128,1  158,36  178,1  205,1  232,6  287,4 

- 

1 Key: D - Discounter, H - Hypermarket, S - Supermarket, CS - Convenience Store, МК – Drogerie Store, MF – Magnit Family 

40 

 
 
 
 
 
 
                                                 
Legal name 

Brand 

Main 
formats 

Metro C&C, Metro Punct 

S, H 

“МЕТRО Cash and 
Carry”, LLC 
“O'key”, LLC 
“Lenta”, LLC 

O'key, O'key-express 
Lenta 

“Dixy Group”, OJSC 

All formats 

S, H 
H, S 
CS, D, S, 
H 

Data 

IFRS 

IFRS 
IFRS 

IFRS 

2007 

2008  2009 

2010  2011  2012  2013 

2014 

89,2 
30,53 
32,9 

111,2  114,3  117,99 139,96  164,6  183,2 
51,14  67,88  82,67  92,21  115,92  139,5 
89,8  109,9  144,3 
50,8 

70,6 

55,6 

- 
151,98 
194,0 

36,65 

48,3  54,26 

64,8  102,23 147,05  180,5 

229,0 

CCOOMMPPEETTIITTIIVVEE  AADDVVAANNTTAAGGEESS  OOFF  ““MMAAGGNNIITT””  

Multi-format business 
Implementation  of  the  strategic  decision  to  develop  the  additional  format  of 
hypermarket allows the Group to conduct more profound segmentation of existing markets and 
consider  population  with  the  different  level  of  income  as  potential  customers  as  well  as  to 
achieve  high  results  of  turnover  per  store  and  of  the  average  ticket  and  fast  rates  of  business 
growth.  Moreover,  pricing  policy  of  the  Group  allows  it  to  compete  with  open-air  markets 
targeting customers with the level of income below the average. 

Strong regional coverage 
“Magnit”  group  of  companies  has  considerable  experience  of  operation  in  regions:  in 
2002 – 2014 the impressive growth of the Group turnover was a result of its expansion into the 
cities with a population of less than 500 thousand people. In the nearest future the regions are 
expected  to  face  the highest  growth  of  consumer  demand,  which  creates  favorable  conditions 
for medium-term dynamics of the Group business. 

Russia’s largest retailer  
“Magnit”  is  the  largest  food  retail  chain  in  Russia,  which  has  a  positive  impact  on 
cooperation  with  the  largest  food  and  beverage  producers  promoting  their  products  on  the 
regional  markets.  First  of  all,  it  is  reflected  in  favorable  purchasing  terms  and  corresponding 
efficiency improvement. 

Recognized brand 
According to the independent expert research, IGD in particular, Russian customers pay 
significant attention to the brand when purchasing non-food and food items. Moreover, loyalty 
of  Russian  customer  to  one  or  another  brand  is  higher  vs.  European  citizens,  which  makes 
Russian  customers  less  price-sensitive.  Therefore,  large  store  chain  under  “Magnit”  brand 
allows the Group to strengthen its positions in the occupied market niche. 

Efficient logistics system 
Developed  logistics  system,  distribution  centers  and  own  fleet  of  vehicles  enable  the 
Group  to  strictly  monitor  its  delivery  costs.  Operating  distribution  centers  results  in  lower 
purchasing  prices  and  less  pressure  on  the  store  at  goods  acceptance  which  ultimately 
contributes to more efficient business organization. 

The Group employs highly efficient automated stock replenishment system, which gives 

opportunity to achieve high turnover level as well as to reduce costs. 

41 

 
 
  
 
 
 
 
 
 
99..  PPRRIIOORRIITTIIEESS  OOFF  TTHHEE  CCOOMMPPAANNYY’’SS  OOPPEERRAATTIIOONNSS  

Headquartered  in  the  southern  Russia  city  of  Krasnodar,  public  joint-stock  company 
“Magnit” is the holding company for a group of entities that operate in the retail trade under 
the “Magnit” brand. The chain of “Magnit” stores is the largest food retail network in Russia. 
As  of  December  31,  2014  the  chain  consisted  of  9,711  stores:  8,344  convenience  stores,  190 
hypermarkets,  97  “Magnit  Family”  stores  and  1,080  drogerie  stores  in  2,108  cities  and  towns 
throughout the Russian Federation.  

Approximately two-thirds of the Magnit’s stores are located in cities with the population 
of less than 500,000 inhabitants. Most of its stores are located in the Southern, Central and Volga 
regions. The Company also operates stores in the North-Western, North-Caucasian, Urals and 
Siberian regions.  

At the end of 2014 stores located in the Southern Federal region accounted for 1,876, in 
the  Volga  region  –  3,018,  North-Caucasian  –  397,  Central  –  2,466,  North-Western  –  870,  the 
number of stores in the Urals and Siberian regions amounted to 836 and 248 correspondingly. 

As of December 31, 2014 the Company operates an in-house logistics system consisting 
of 27 modern distribution centers (DCs): six of them are located in the Southern Federal region 
(Bataysk, Kropotkin, Slavyansk-On-Kuban, Erzovka, Shakhty and Novorossiysk), six are in the 
Volga  Federal  region  (Engels,  Togliatti,  Dzerzhinsk,  Izhevsk,  Sterlitamak  and  Zelenodolsk), 
another eight DCs are based in the Central Federal region (Ivanovo, Oryol, Tambov, Tver, Tula, 
Yaroslavl,  Voronezh  and  Kolomna),  two  in  the  Urals  Federal  region  (Chelyabinsk  and 
Yekaterinburg), two in the North-Western Federal region (Veliky Novgorod and Kolpino), two 

42 

 
 
 
in the Siberian Federal region (Omsk and Novosibirsk) and one in the North-Caucasian Federal 
region (Lermontov). 

Warehousing 
space, sq. m. 

Number of 
serviced stores 

% of total DC 
turnover 

City 

1 

Bataysk 

2  Kropotkin  

Federal 
District 

Southern 

Southern 

Slavyansk-on-Kuban 

Southern 

Erzovka (Volgograd) 

Southern 

3 

4 

5 

Shakhty 

6  Novorossiysk 

7 

8 

Engels 

Togliatti 

9  Dzerzhinsk 

10 

Izhevsk 

11  Sterlitamak 

12  Zelenodolsk 

13 

Ivanovo 

14  Oryol 

15  Tambov 

16  Tver 

17  Tula 

18  Yaroslavl 

19  Voronezh 

20  Kolomna 

Southern 

Southern 

Volga 

Volga 

Volga 

Volga 

Volga 

Volga 

Central 

Central 

Central 

Central 

Central 

Central 

Central 

Central 

21  Veliky Novgorod 

North-Western 

22  Kolpino 

North-Western 

23  Chelyabinsk 

24  Yekaterinburg 

25  Omsk 

26  Novosibirsk 

27  Lermontov 

Urals 

Urals 

Siberian 

Siberian 

North-
Caucasian 

17,407 

30,048 

20,496 

26,074 

58,982 

25,321 

19,495 

19,157 

30,523 

34,141 

22,043 

22,524 

52,929 

14,326 

26,733 

15,726 

51,205 

58,904 

53,523 

84,160 

21,060 

50,800 

17,623 

75,159 

7,114 

18,950 

34,503 

271 

376 

338 

459 

536 

- 

301 

351 

332 

555 

572 

587 

513 

299 

343 

215 

525 

355 

414 

336 

150 

370 

273 

663 

149 

85 

343 

3,07% 

4,00% 

5,43% 

5,68% 

4,14% 

3,00% 

3,16% 

4,16% 

3,70% 

4,54% 

5,20% 

5,09% 

5,38% 

4,13% 

3,57% 

2,27% 

8,28% 

3,27% 

3,20% 

0,51% 

3,68% 

1,81% 

3,18% 

4,55% 

1,34% 

0,20% 

3,46% 

100% 

Total 

908,926 

9,711 

The  Company  operates  automated  stock  replenishment  system  and  a  fleet  of  5,938 

vehicles. 

43 

 
 
 
 
 
 
1100..  PPRRIIOORRIITTIIEESS  OOFF  TTHHEE  CCOOMMPPAANNYY’’SS  DDEEVVEELLOOPPMMEENNTT  

The Company marks out the following mid-term development trends: 

  Further  expansion  of  the  chain  by  increasing  the  density  of  coverage  of  the 
key  markets  as  well  as  organic  expansion  in  the  least  developed  regions  of 
Russia; 

•  Development  of  the  multi-format  business-model  through  continuing 
aggressive opening of convenience stores, hypermarkets, Magnit Family and 
drogerie stores; 

•  Building of the high level loyalty of the key audience to the brand 

 

Implementation  of  additional  measures  to  minimize  costs  and  improve 
profitability; 

Chain expansion 

In the nearest 2-3 years the Company plans to keep high pace of business growth 
with a purpose to open 1,200 convenience stores, 90 hypermarkets (including “Magnit 
Family”  stores)  and  800  drogerie  stores  in  2015.  The  Company’s  accumulated 
experience  and  technologies  enable  it  to  open  profitable  convenience  and  drogerie 
stores  even  in  locations  with  the  population  of  as  little  as  5,000  people  and  25,000 
people for hypermarkets and “Magnit Family” stores. 

The Company’s stores are present in 7 out of 8 federal regions: Southern, Central, 
Volga,  North-Caucasian,  North-Western,  Urals  and  Siberian.  The  Company  plans  to 
increase the density of its outlets in these regions and continue to expand in the markets 
of Moscow, Saint-Petersburg and Western Siberia.  

In  the  long-term  outlook  the  management  of  the  chain  does  not  exclude  the 

opportunity of entering the market of the Far East. 

Development of the multi-format model 

Currently  the  Company  is  actively  expanding  into  four  formats:  “convenience 

store”, hypermarket, “Magnit Family” and “drogerie store”. 

The  format  of  a  convenience  store  is  a  neighbourhood  store  oriented  at  all 
customers  living  within  500  meters  radius.  The  assortment  of  a  convenience  store 
consists of about  3,500 food and non-food essential  items offered at reasonable prices. 
Average total space of a store is 459 sq. m., average selling space is 320 sq. m. 

As of December 31, 2014 “Magnit” retail chain operates 8,344 convenience stores, 

out of which 1,144 were opened in 2014. 

Since  2007  the  Company  has  been  opening  hypermarkets.  As  of  December  31, 
2014  “Magnit”  retail  chain  operates  190  stores  of  this  format,  out  of  which  29  were 
opened in 2014. 

44 

 
 
 
 
 
 
 
 
 
 
 
The  Company  opens  its  hypermarkets  mainly  in  the  cities  with  population  of 
50,000  -  500,000  people;  the  outlets  are  located  in  the  city  (within  the  city  boundaries) 
and target people living within the radius of 7 km. 

Based  on  location  (size  of  the  location  or  of  the  area  in  a  large  city)  there  are  3  sub-

formats of the hypermarket: 

“small” with the selling space of up to 3,000 sq. m. (excluding rental space); 
“medium” with the selling space of 3,000 – 6,000 sq. m. (excluding rental space); 
“large” with the selling space of over 6,000 sq. m.; (excluding rental space). 
Strategic  development  of  the  hypermarket  format  enables  to  conduct  deeper 
segmentation  of  the  existing  markets  and  consider  population  with  different  income  as 
potential  customers  on  the  back  of  high  turnover  per  store  and  average  ticket  as  well  as  fast 
pace of business growth. 

In 2010 the Group started to examine a new segment of the retail market and launched 2 
trial stores of a new format – “drogerie store”. Unlike convenience stores, stores under “Magnit 
Kosmetik” brand offer a mix of non-food group of products: personal care, household cleaning 
products, cosmetics and perfumery goods. As of December 31, 2014 the chain of drogerie stores 
comprises 1,080 outlets out of which 394 were opened in 2014. 

In  May  2012  the  new  format  –  “Magnit  Family”  was  launched.  One  of  the  reasons  to 
expand into this format is to meet the needs of customers in wider assortment and aggressive 
pricing in premises which are not suitable for a standard hypermarket due to space limitations. 
Key features of the new format are: 

-  Selling space of up to 1,500 sq. m.; 
-  Expanded fresh zone; 
-  Limited non-food assortment; 
-  Own production facilities (ready meals); 
-  Main technologies of the hypermarket format; 
-  Pricing of the hypermarket format; 
-  Location primarily in the leased premises of the shopping and entertainment malls. 

The number of the new format stores is growing through the opening of the new outlets 
as well as the reformatting of the certain convenience stores with excessive selling space for this 
format (about 1,500 sq.m.) and upside sales potential. 

In  2014  the  Group  opened  51  “Magnit  Family”  stores.  As  of  December  31,  2014 

“Magnit” retail chain operates 97 “Magnit Family” stores. 

Pricing  policy  of  the  Company  allows  it  to  compete  with  open  markets  considering 

customers with income below average as the target audience. 

Brand recognition and customer loyalty 

The  Company  management  takes  measures  to  adjust  its  formats  to  changing 
customers’  preferences.  In  the  regions  with  the  highest  purchasing  power  the  work  is 
carried  out  with  the  traditional  assortment  of  the  convenience  store  towards  its 
expansion in favor of more expensive products (for example, ready-made cookery and 
semi-prepared meat). 

Within the complex measures taken to increase the loyalty to the “Magnit” brand 
the  analysis  is  undertaken  to  study  the  customers’  preferences  to  adjust  marketing 
program to the peculiarities of different formats. 

45 

 
 
 
 
As an additional factor of the brand popularity the management of the Company 

plans to improve the service in its stores through corresponding work with its 
employees. 

Minimization of expenses 

The  main  drivers  of  successful  development  in  the  above  direction  are  further 
improvement  of  the  logistics  processes  and  investments  in  the  IT  system  which 
provides the Company with maximum effective stock and transport flow management 
systems, and contributes to its leadership in terms of cost control. 

Active  introduction  of  private  label  products  to  the  assortment  is  in  place  to 

increase Company’s profitability. 

The  status  of  Russia’s  absolute  leader  in  terms  of  sales,  number  of  stores  and 
the  Company’s  efficient  cooperation  with  suppliers  and 

customers  supports 
achievement of most favorable purchasing terms. 

Development  of  direct  import,  first  of  all  direct  import  of  fresh  fruit  and 

vegetables, also contributes to minimization of logistics costs. 

46 

 
 
 
 
 
1111..  IINNFFOORRMMAATTIIOONN  OONN  TTHHEE  PPAAIIDD  DDIIVVIIDDEENNDDSS  

The annual General Shareholders Meeting held on May 29, 2014 (minutes of 30.05.2014) 
decided to pay dividends on ordinary registered shares of PJSC “Magnit” following the results 
of 2013 financial year. 

The extraordinary  General  Shareholders  Meeting  held  on  September  25,  2014  (minutes 
of  26.09.2014)  decided  to  pay  dividends  on  ordinary  registered  shares  of  PJSC  “Magnit” 
following the results of the 6 months of 2014 financial year. 

The extraordinary General Shareholders Meeting held on December 18, 2014 (minutes of 
23.12.2014) decided to pay dividends on ordinary registered shares of PJSC “Magnit” following 
the results of the 9 months of 2014 financial year. 

Information on the paid dividends: 
Dividend period: 2013. 
The amount of declared (accrued) dividends on shares of this category (type) per share, 

RUB:  

-the amount of dividend accrued per one ordinary registered uncertified share following 

the results of 2013 financial year – 89.15 rubles. 

The  total  amount  of  the  declared  (accrued)  dividends  on  all  shares  of  this  category 

(type), RUB: 

-the  total  amount  of  dividends  accrued  on  the  ordinary  registered  uncertified  shares 

following the results of 2013 financial year –  8,430,144,798.25  rubles. 

The  total  amount  of  dividends  paid  on  all  shares  of  the  issuer  of  one  category  (type), 

RUB: 8,430,135,348.35. 

Dividend period: 6 months of 2014 financial year. 
The amount of declared (accrued) dividends on shares of this category (type) per share, 

RUB: 

-the amount of dividend accrued per one ordinary registered uncertified share following 

the results of 6 months of 2014 financial year – 78.30 rubles. 

The  total  amount  of  the  declared  (accrued)  dividends  on  all  shares  of  this  category 

(type), RUB: 

-the  total  amount  of  dividends  accrued  on  the  ordinary  registered  uncertified  shares 

following 6 months of 2014 financial year – 7,404,154,096.50  rubles. 

The  total  amount  of  dividends  paid  on  all  shares  of  the  issuer  of  one  category  (type), 

RUB: 7,404,145,796.70. 

Dividend period: 9 months of 2014 financial year. 
The amount of declared (accrued) dividends on shares of this category (type) per share, 

RUB: 

-the amount of dividend accrued per one ordinary registered uncertified share following 

the results of 9 months of 2014 financial year – 152.70 rubles. 

The  total  amount  of  the  declared  (accrued)  dividends  on  all  shares  of  this  category 

(type), RUB: 

-the  total  amount  of  dividends  accrued  on  the  ordinary  registered  uncertified  shares 

following 9 months of 2014 financial year – 14,379,945,254.85  rubles. 

The  total  amount  of  dividends  paid  on  all  shares  of  the  issuer  of  one  category  (type), 

RUB: 14,379,929,135.43.  

47 

 
 
 
 
 
 
1122..  SSEECCUURRIITTIIEESS  

AAUUTTHHOORRIIZZEEDD  CCAAPPIITTAALL  SSTTOOCCKK  

The authorized capital stock of the Company determines the minimum amount of assets 

that guarantees its creditors’ interests. 

As  of  December  31,  2014  authorized  capital  stock  of  the  public  joint-stock  company 
“Magnit” amounts to 945,613.55 rubles. It consists of 94,561,355 ordinary registered uncertified 
shares with a nominal value per share of 0.01 ruble. 

The Company is entitled to offer additional ordinary registered shares in the amount of 

106,288,645 with the nominal value per share of 0.01 ruble (authorized shares).  

Information on the listed shares of PJSC “Magnit” as of 31.12.2014: 

Description of 
security 

Number of state 
registration 

Date of state 
registration 

Nominal, 
RUR 

Total number 
of securities 

Ordinary registered 
uncertified shares 

Total: 

1-01-60525-Р 

04.03.2004 

0.01 

94,561,355 

94,561,355 

Structure of PJSC “Magnit” share capital as of 31.12.2014: 
Number of registered 
entities 

Name 

Share in the charter 
capital, % 

Legal entities 

including nominal holders 

Individuals 

Total: 

3 

2 

15 

18 

60.27 

60.27 

39.73 

100 

Information  on  PJSC  “Magnit”  outstanding  shares  listed  outside  the  Russian 
Federation in accordance with the foreign law of securities of foreign issuers certifying rights 
in respect of the above shares of the Company: 

Category  (type)  of  shares  outstanding  outside  the  Russian  Federation:  ordinary 

registered shares; 

Percentage  of  shares  outstanding  outside  the  Russian  Federation  as  a  %  of  the  total 

number of shares of the corresponding category (type): 29.94%; 

name,  address  of  the  foreign  issuer  which  securities  certify  the  rights  in  respect  of  the 
shares of the Company of the corresponding category (type): JP Morgan Chase Bank, N. A., 4 
New York Plaza, 13th Floor, New York, 10004 New York United States of America); 

short  description  of  the  program  (type  of  the  program)  of  the  securities  issue  of  the 
foreign issuer certifying the rights in respect of the shares of the corresponding category (type): 
in accordance with foreign law JPMorgan Chase Bank, N. A. issued securities (global depositary 
receipts,  “GDRs”)  certifying  the  rights  in  respect  of  the  ordinary  registered  shares  of  PJSC 
“Magnit”; 

information on obtaining a permit of the federal executive body for the securities market 

to list the issuer’s shares of the corresponding category (type) outside the Russian Federation: 

48 

 
 
  
 
 
 
 
 
 
-  in  accordance  with  the  order  of  FFMS  of  Russia  of  March  27,  2008  №  08-661/pz-i 
placement  and  listing  outside  the  Russian  Federation  of  the  ordinary  registered  uncertified 
shares  of  PJSC  “Magnit”,  state  registration  number  of  the  securities  issue  1-01-60525-P  of 
04.03.2004,  state  registration  number  of  the  additional  securities  issue  1-01-60525-Р-004D  of 
20.03.2008 in the amount of 11,522,000 (eleven million five hundred and twenty two thousand) 
ordinary registered uncertified shares is permitted; 

-  in  accordance  with  the  order  of  FFMS  of  Russia  of  October  02,  2009  №  09-3132/pz-i 
offering and listing outside the Russian Federation of ordinary registered uncertified shares of 
PJSC “Magnit”, state registration number of the securities issue 1-01-60525-P of 04.03.2004, state 
registration  number  of  the  additional  securities  issue  1-01-60525-Р-005D  of  02.10.2009  in  the 
amount of 16 792 946 (sixteen million seven hundred ninety two four thousand nine hundred 
forty six) ordinary registered uncertified shares is permitted; 

name of the foreign trade organizer (trade organizers) through which securities of the 

foreign issuer certifying the rights in respect of the issuers’ shares are listed: London Stock 
Exchange. 

BBOONNDDSS  

Bond issue of PJSC “Magnit” of BO-01 series: 

In 2010 the Company offered its investors the first Exchange-traded bond issue. 
The  issue  comprised  1  million  securities  with  the  nominal  value  of  1  thousand  rubles. 
The maturity of the issue was 3 years. The purpose of the issue of the exchange-traded bonds of 
BO-01 series was to attract funds to finance operating activity and expansion of “Magnit” group 
of companies, to reduce the cost of credit portfolio as well as to build public credit history. 

Placement  of  the  certified  interest-bearing  non-convertible  Exchange-traded  bonds 
payable to bearer of BO-01 series with the obligatory centralized custody of PJSC “Magnit” on 
the  MICEX  stock  exchange  commenced  on  September  13,  2010.  The  number  of  the  placed 
securities amounted to 1 million bonds which constitutes 100% of the total number of securities 
subject to placement. The entire bond issue was realized in full in the course of auction in the 
first day of placement. 

Parameters of the bond issue of PJSC “Magnit” of BO-01 series: 

Date and the number of state registration 
Volume of the issue 
Number of securities 
Nominal value of each security 
Placement price 
Date of placement 
Method of placement 

Redemption date 

Number of coupons 
Trading code 
ISIN code 
Interest rate on the basis of the auction results 
1 coupon interest rate 

49 

№ 4B02-01-60525-P of February 02, 2010 
1,000,000,000 rubles 
1,000,000 bonds 
1,000 rubles 
100% of nominal value 
13.09.2010 
open subscription 
1,092nd day from the date of placement 
(09.09.2013) 
6 
RU000A0JR118 
RU000A0JR118 
8.25 % 
8.25 % 

 
 
 
 
 
2 coupon interest rate 
3 coupon interest rate 
4 coupon interest rate 
5 coupon interest rate 
6 coupon interest rate 

8.25 % 
8.25 % 
8.25 % 
8.25 % 
8.25 % 

The first coupon yield of BO-01 series Exchange-traded bond issue was paid on March 
14, 2011. The total amount of yield paid on the first coupon amounted to 41.14 million rubles, 
the amount of yield of the first coupon paid per one bond amounted to 41.14 rubles. 

The  second  coupon  yield  of  BO-01  series  Exchange-traded  bond  issue  was  paid  on 
September  12,  2011.  The  total  amount  of  yield  paid  on  the  second  coupon  amounted  to  41.14 
million rubles, the amount of yield of the second coupon paid per one bond amounted to 41.14 
rubles. 

The third coupon yield of BO-01 series Exchange-traded bond issue was paid on March 
12, 2012. The total amount of yield paid on the third coupon amounted to 41.14 million rubles, 
the amount of yield of the third coupon paid per one bond amounted to 41.14 rubles. 

The  forth  coupon  yield  of  BO-01  series  Exchange-traded  bond  issue  was  paid  on 
September  10,  2012.  The  total  amount  of  yield  paid  on  the  forth  coupon  amounted  to  41.14 
million rubles, the amount of yield of the forth coupon paid per one bond amounted to 41.14 
rubles. 

The fifth coupon yield of BO-01 series Exchange-traded bond issue was paid on March 
11, 2013. The total amount of yield paid on the fifth coupon amounted to 41.14 million rubles, 
the amount of yield of the fifth coupon paid per one bond amounted to 41.14 rubles. 

The  sixth  coupon  yield  of  BO-01  series  Exchange-traded  bond  issue  was  paid  on 
September  9,  2013.  The  total  amount  of  yield  paid  on  the  sixth  coupon  amounted  to  41.14 
million rubles, the amount of yield of the sixth coupon paid per one bond amounted to 41.14 
rubles. 

On  September  9,  2013  PJSC  “Magnit”  fulfilled  its  obligations  to  bond  holders  on  time 

and in full and redeemed the nominal value of bonds of BO-01 series. 

Bond issue of PJSC “Magnit” of BO-02 series: 

In 2010 the Company offered its investors the second Exchange-traded bond issue. 
The  issue  comprised  1  million  securities  with  the  nominal  value  of  1  thousand  rubles. 
Maturity of the issue was 3 years. The purpose of the issue of the exchange-traded bonds of BO-
02 series was to attract funds to finance operating activity and expansion of “Magnit” group of 
companies, to reduce the cost of credit portfolio as well as to build public credit history. 

Placement  of  the  certified  interest-bearing  non-convertible  Exchange-traded  bonds 
payable to bearer of BO-02 series with the obligatory centralized custody of PJSC “Magnit” on 
the  MICEX  stock  exchange  commenced  on  September  13,  2010.  The  number  of  the  placed 
securities amounted to 1 million bonds which constitutes 100% of the total number of securities 
subject to placement. The entire bond issue was realized in full in the course of auction in the 
first day of placement. 

Parameters of the bond issue of PJSC “Magnit” of BO-02 series: 

Date and the number of state registration 
Volume of the issue 

№ 4B02-02-60525-P of February 02, 2010 
1,000,000,000 rubles 

50 

 
 
 
 
 
Number of securities 
Nominal value of each security 
Placement price 
Date of placement 
Method of placement 

Redemption date 

Number of coupons 
Trading code 
ISIN code 
Interest rate on the basis of the auction results 
1 coupon interest rate 
2 coupon interest rate 
3 coupon interest rate 
4 coupon interest rate 
5 coupon interest rate 
6 coupon interest rate 

1,000,000 bonds 
1,000 rubles 
100% of nominal value 
13.09.2010 
open subscription 
1,092nd day from the date of placement 
(09.09.2013) 
6 
RU000A0JR126 
RU000A0JR126 
8.25 % 
8.25 % 
8.25 % 
8.25 % 
8.25 % 
8.25 % 
8.25 % 

The first coupon yield of BO-02 series Exchange-traded bond issue was paid on March 
14, 2011. The total amount of yield paid on the first coupon amounted to 41.14 million rubles, 
the amount of yield of the first coupon paid per one bond amounted to 41.14 rubles. 

The  second  coupon  yield  of  BO-02  series  Exchange-traded  bond  issue  was  paid  on 
September  12,  2011.  The  total  amount  of  yield  paid  on  the  second  coupon  amounted  to  41.14 
million rubles, the amount of yield of the second coupon paid per one bond amounted to 41.14 
rubles. 

The third coupon yield of BO-02 series Exchange-traded bond issue was paid on March 
12, 2012. The total amount of yield paid on the third coupon amounted to 41.14 million rubles, 
the amount of yield of the third coupon paid per one bond amounted to 41.14 rubles. 

The  forth  coupon  yield  of  BO-02  series  Exchange-traded  bond  issue  was  paid  on 
September  10,  2012.  The  total  amount  of  yield  paid  on  the  forth  coupon  amounted  to  41.14 
million rubles, the amount of yield of the forth coupon paid  per one bond amounted to 41.14 
rubles. 

The fifth coupon yield of BO-02 series Exchange-traded bond issue was paid on March 
11, 2013. The total amount of yield paid on the fifth coupon amounted to 41.14 million rubles, 
the amount of yield of the fifth coupon paid per one bond amounted to 41.14 rubles. 

The  sixth  coupon  yield  of  BO-02  series  Exchange-traded  bond  issue  was  paid  on 
September  9,  2013.  The  total  amount  of  yield  paid  on  the  sixth  coupon  amounted  to  41.14 
million rubles, the amount of yield of the sixth coupon paid per one bond amounted to 41.14 
rubles. 

On  September  9,  2013  PJSC  “Magnit”  fulfilled  its  obligations  to  bond  holders  on  time 

and in full and redeemed the nominal value of bonds of BO-02 series. 

Bond issue of PJSC “Magnit” of BO-03 series: 

In 2010 the Company offered its investors the third Exchange-traded bond issue. 
Issue comprised 1.5 million securities with the nominal value of 1 thousand rubles. The 
maturity of the issue was 3 years. The purpose of the issue of the exchange-traded bonds of BO-

51 

 
 
 
 
03 series was to attract funds to finance operating activity and expansion of “Magnit” group of 
companies, to reduce the cost of credit portfolio as well as to build public credit history. 

The  offering  of  the  certified  interest-bearing  non-convertible  Exchange-traded  bonds 
payable to bearer of BO-03 series with the obligatory centralized custody of PJSC “Magnit” on 
the  MICEX  stock  exchange  commenced  on  September  13,  2010.  The  number  of  the  placed 
securities  amounted  to  1.5  million  bonds  which  constitutes  100%  of  the  total  number  of 
securities subject to placement. The bond issue was realized in full in the course of auction in 
the first day of placement. 

Parameters of the bond issue of PJSC “Magnit” of BO-03 series: 

Date and the number of state registration 
Volume of the issue 
Number of securities 
Nominal value of each security 
Placement price 
Date of placement 
Method of placement 

Redemption date 

Number of coupons 
Trading code 
ISIN code 
Interest rate on the basis of the auction results 
1 coupon interest rate 
2 coupon interest rate 
3 coupon interest rate 
4 coupon interest rate 
5 coupon interest rate 
6 coupon interest rate 

№ 4B02-03-60525-P of February 02, 2010 
1,500,000,000 rubles 
1,500,000 bonds 
1,000 rubles 
100% of nominal value 
13.09.2010 
open subscription 
1,092nd day from the date of placement 
(09.09.2013) 
6 
RU000A0JR142 
RU000A0JR142 
8.25 % 
8.25 % 
8.25 % 
8.25 % 
8.25 % 
8.25 % 
8.25 % 

The first coupon yield of BO-03 series Exchange-traded bond issue was paid on March 
14, 2011. The total amount of yield paid on the first coupon amounted to 61.71 million rubles, 
the amount of yield of the first coupon paid per one bond amounted to 41.14 rubles. 

The  second  coupon  yield  of  BO-03  series  Exchange-traded  bond  issue  was  paid  on 
September  12,  2011.  The  total  amount  of  yield  paid  on  the  second  coupon  amounted  to  61.71 
million rubles, the amount of yield of the second coupon paid per one bond amounted to 41.14 
rubles. 

The third coupon yield of BO-03 series Exchange-traded bond issue was paid on March 
12, 2012. The total amount of yield paid on the third coupon amounted to 61.71 million rubles, 
the amount of yield of the third coupon paid per one bond amounted to 41.14 rubles. 

The  fourth  coupon  yield  of  BO-03  series  Exchange-traded  bond  issue  was  paid  on 
September  10,  2012.  The  total  amount  of  yield  paid  on  the  fourth  coupon  amounted  to  61.71 
million rubles, the amount of yield of the fourth coupon paid per one bond amounted to 41.14 
rubles. 

The fifth coupon yield of BO-03 series Exchange-traded bond issue was paid on March 
11, 2013. The total amount of yield paid on the fifth coupon amounted to 61.71 million rubles, 
the amount of yield of the fifth coupon paid per one bond amounted to 41.14 rubles. 

52 

 
 
 
The  sixth  coupon  yield  of  BO-03  series  Exchange-traded  bond  issue  was  paid  on 
September  9,  2013.  The  total  amount  of  yield  paid  on  the  sixth  coupon  amounted  to  67.71 
million rubles, the amount of yield of the sixth coupon paid per one bond amounted to 41.14 
rubles. 

On  September  9,  2013  PJSC  “Magnit”  fulfilled  its  obligations  to  bond  holders  on  time 

and in full and redeemed the nominal value of bonds of BO-03 series. 

Bond issue of PJSC “Magnit” of BO-04 series: 

In 2010 the Company offered its investors the fourth Exchange-traded bond issue. 
Issue  comprised  2  million  securities  with  the  nominal  value  of  1  thousand  rubles. 
Maturity of the issue was 3 years. The purpose of the issue of the exchange-traded bonds of BO-
04 series was to attract funds to finance operating activity and expansion of “Magnit” group of 
companies, to reduce the cost of credit portfolio as well as to build public credit history. 

Placement  of  the  certified  interest-bearing  non-convertible  Exchange-traded  bonds 
payable to bearer of BO-04 series with the obligatory centralized custody of PJSC “Magnit” on 
the  MICEX  stock  exchange  commenced  on  September  13,  2010.  The  number  of  the  placed 
securities amounted to 2 million bonds which constitutes 100% of the total number of securities 
subject to placement. The bond issue was realized in full in the course of auction in the first day 
of placement. 

Parameters of the bond issue of PJSC “Magnit” of BO-04 series: 

Date and the number of state registration 
Volume of the issue 
Number of securities 
Nominal value of each security 
Placement price 
Date of placement 
Method of placement 

Redemption date 

Number of coupons 
Trading code 
ISIN code 
Interest rate on the basis of the auction results 
1 coupon interest rate 
2 coupon interest rate 
3 coupon interest rate 
4 coupon interest rate 
5 coupon interest rate 
6 coupon interest rate 

№ 4B02-04-60525-P of February 02, 2010 
2,000,000,000 rubles 
2,000,000 bonds 
1,000 rubles 
100% of nominal value 
13.09.2010 
open subscription 
1,092nd day from the date of placement 
(09.09.2013) 
6 
RU000A0JR159 
RU000A0JR159 
8.25 % 
8.25 % 
8.25 % 
8.25 % 
8.25 % 
8.25 % 
8.25 % 

The first coupon yield of BO-04 series Exchange-traded bond issue was paid on March 
14, 2011. The total amount of yield paid on the first coupon amounted to 82.28 million rubles, 
the amount of yield of the first coupon paid per one bond amounted to 41.14 rubles. 

The  second  coupon  yield  of  BO-04  series  Exchange-traded  bond  issue  was  paid  on 
September  12,  2011.  The  total  amount  of  yield  paid  on  the  second  coupon  amounted  to  82.28 
53 

 
 
 
 
 
million rubles, the amount of yield of the second coupon paid per one bond amounted to 41.14 
rubles. 

The third coupon yield of BO-04 series Exchange-traded bond issue was paid on March 
12, 2012. The total amount of yield paid on the third coupon amounted to 82.28 million rubles, 
the amount of yield of the third coupon paid per one bond amounted to 41.14 rubles. 

The  fourth  coupon  yield  of  BO-04  series  Exchange-traded  bond  issue  was  paid  on 
September  10,  2012.  The  total  amount  of  yield  paid  on  the  fourth  coupon  amounted  to  82.28 
million rubles, the amount of yield of the fourth coupon paid per one bond amounted to 41.14 
rubles. 

The fifth coupon yield of BO-04 series Exchange-traded bond issue was paid on March 
11, 2013. The total amount of yield paid on the fifth coupon amounted to 82.28 million rubles, 
the amount of yield of the fifth coupon paid per one bond amounted to 41.14 rubles. 

The  sixth  coupon  yield  of  BO-04  series  Exchange-traded  bond  issue  was  paid  on 
September  9,  2013.  The  total  amount  of  yield  paid  on  the  sixth  coupon  amounted  to  82.28 
million rubles, the amount of yield of the sixth coupon paid per one bond amounted to 41.14 
rubles. 

On  September  9,  2013  PJSC  “Magnit”  fulfilled  its  obligations  to  bond  holders  on  time 

and in full and redeemed the nominal value of bonds of BO-04 series. 

Bond issue of PJSC “Magnit” of BO-05 series: 

In 2011 the Company offered its investors the fifth Exchange-traded bond issue. 
Issue  comprised  5  million  securities  with  the  nominal  value  of  1  thousand  rubles. 
Maturity of the issue is 3 years. The purpose of the issue of the exchange-traded bonds of BO-05 
series  was  to  attract  funds  to  finance  operating  activity  and  expansion  of  “Magnit”  group  of 
companies, to reduce the cost of credit portfolio as well as to build public credit history. 

Placement  of  the  certified  interest-bearing  non-convertible  Exchange-traded  bonds 
payable to bearer of BO-05 series with the obligatory centralized custody of PJSC “Magnit” on 
the MICEX stock exchange commenced on March 4, 2011. The number of the placed securities 
amounted to 5 million bonds which constitutes 100% of the total number of securities subject to 
placement.  The  bond  issue  was  realized  in  full  in  the  course  of  auction  in  the  first  day  of 
placement. 

Parameters of the bond issue of PJSC “Magnit” of BO-05 series: 

Date and the number of state registration 
Volume of the issue 
Number of securities 
Nominal value of each security 
Placement price 
Date of placement 
Method of placement 

Redemption date 

Number of coupons 
Trading code 
ISIN code 
Interest rate on the basis of the auction results 

№ 4B02-05-60525-P of February 16, 2011 
5,000,000,000 rubles 
5,000,000 bonds 
1,000 rubles 
100% of nominal value 
04.03.2011 
open subscription 
1,092nd day from the date of placement 
(28.02.2014) 
6 
RU000A0JR9N3 
RU000A0JR9N3 
8.00 % 

54 

 
 
 
 
1 coupon interest rate 
2 coupon interest rate 
3 coupon interest rate 
4 coupon interest rate 
5 coupon interest rate 
6 coupon interest rate 

8.00 % 
8.00 % 
8.00 % 
8.00 % 
8.00 % 
8.00 % 

The  first  coupon  yield  of  BO-05  series  Exchange-traded  bond  issue  was  paid  on 
September  2,  2011.  The  total  amount  of  yield  paid  on  the  first  coupon  amounted  to  199.45 
million  rubles,  the  amount  of  yield  of  the  first  coupon  paid  per  one  bond  amounted  to  39.89 
rubles. 

The  second  coupon  yield  of  BO-05  series  Exchange-traded  bond  issue  was  paid  on 
March 2, 2012. The total amount of yield paid on the second coupon amounted to 199.45 million 
rubles, the amount of yield of the second coupon paid per one bond amounted to 39.89 rubles. 

The third coupon yield of BO-05 series Exchange-traded bond issue was paid on August 
30, 2012. The total amount of yield paid on the third coupon amounted to 199.45 million rubles, 
the amount of yield of the third coupon paid per one bond amounted to 39.89 rubles. 

The fourth coupon yield of BO-05 series Exchange-traded bond issue was paid on March 
1, 2013. The total amount of yield paid on the fourth coupon amounted to 199.45 million rubles, 
the amount of yield of the fourth coupon paid per one bond amounted to 39.89 rubles. 

The fifth coupon yield of BO-05 series Exchange-traded bond issue was paid on August 
30, 2013. The total amount of yield paid on the fifth coupon amounted to 199.45 million rubles, 
the amount of yield of the fifth coupon paid per one bond amounted to 39.89 rubles. 

The  sixth  coupon  yield  of  BO-05  series  Exchange-traded  bond  issue  was  paid  on 
February  28,  2014.  The  total  amount  of  yield  paid  on  the  sixth  coupon  amounted  to  199.45 
million rubles, the amount of yield of the sixth coupon paid per one bond amounted to 39.89 
rubles. 

Based on trading for the period from 06.01.2014 to 28.02.2014 the weighted average price 
of  transactions  with  Exchange-traded  bonds  of  BO-05  series  varied  from  min  100.00% 
(03.02.2014) to max 100.15% (10.01.2014) of the nominal value. Acknowledgeable quote within 
this  period  fluctuated  from  min  100.02%  (29.01.2014,  30.01.2014,  03.02.2014)  to  max  100.11% 
(08.01.2014, 10.01.2014, 13.01.2014, 14.01.2014, 15.01.2014). 

Bond issue of PJSC “Magnit” of BO-06 series: 

In 2011 the Company offered its investors the sixth Exchange-traded bond issue. 
Issue  comprised  5  million  securities  with  the  nominal  value  of  1  thousand  rubles. 
Maturity of the issue is 3 years. The purpose of the issue of the exchange-traded bonds of BO-06 
series  was  to  attract  funds  to  finance  operating  activity  and  expansion  of  “Magnit”  group  of 
companies, to reduce the cost of credit portfolio as well as to build public credit history. 

Placement  of  the  certified  interest-bearing  non-convertible  Exchange-traded  bonds 
payable to the bearer of BO-06 series with the obligatory centralized custody of PJSC “Magnit” 
on  the  MICEX  stock  exchange  commenced  on  April  26,  2011.  The  number  of  the  placed 
securities amounted to 5 million bonds which constitutes 100% of the total number of securities 
subject to placement. The bond issue was realized in full in the course of auction in the first day 
of placement. 

55 

 
 
 
 
 
Parameters of the bond issue of PJSC “Magnit” of BO-06 series: 

Date and the number of state registration 
Volume of the issue 
Number of securities 
Nominal value of each security 
Placement price 
Date of placement 
Method of placement 

Redemption date 

Number of coupons 
Trading code 
ISIN code 
Interest rate on the basis of the auction results 
1 coupon interest rate 
2 coupon interest rate 
3 coupon interest rate 
4 coupon interest rate 
5 coupon interest rate 
6 coupon interest rate 

№ 4B02-06-60525-P of February 16, 2011 
5,000,000,000 rubles 
5,000,000 bonds 
1,000 rubles 
100% of nominal value 
26.04.2011 
open subscription 
1,092nd day from the date of placement 
(22.04.2014) 
6 
RU000A0JRFQ4 
RU000A0JRFQ4 
7.75 % 
7.75 % 
7.75 % 
7.75 % 
7.75 % 
7.75 % 
7.75 % 

The first coupon yield of BO-06 series Exchange-traded bond issue was paid on October 
25, 2011. The total amount of yield paid on the first coupon amounted to 193.2 million rubles, 
the amount of yield of the first coupon paid per one bond amounted to 38.64 rubles. 

The second coupon yield of BO-06 series Exchange-traded bond issue was paid on April 
24, 2012. The total amount of yield paid on the second coupon amounted to 193.2 million rubles, 
the amount of yield of the second coupon paid per one bond amounted to 38.64 rubles. 

The third coupon yield of BO-06 series Exchange-traded bond issue was paid on October 
23, 2012. The total amount of yield paid on the third coupon amounted to 193.2 million rubles, 
the amount of yield of the third coupon paid per one bond amounted to 38.64 rubles. 

The fourth coupon yield of BO-06 series Exchange-traded bond issue was paid on April 
23, 2013. The total amount of yield paid on the fourth coupon amounted to 193.2 million rubles, 
the amount of yield of the fourth coupon paid per one bond amounted to 38.64 rubles. 

The fifth coupon yield of BO-06 series Exchange-traded bond issue was paid on October 
22, 2013. The total amount of yield paid on the fifth coupon amounted to 193.2 million rubles, 
the amount of yield of the fifth coupon paid per one bond amounted to 38.64 rubles. 

The sixth coupon yield of BO-05 series Exchange-traded bond issue was paid on April 
22, 2014. The total amount of yield paid on the sixth coupon amounted to 193.2 million rubles, 
the amount of yield of the sixth coupon paid per one bond amounted to 38.64 rubles. 

On April 22, 2014 PJSC “Magnit” fulfilled its obligations to bond holders on time and in 

full and redeemed the nominal value of bonds of BO-06 series 

Based on trading for the period from 06.01.2014 to 22.04.2014 the weighted average price 
of  transactions  with  Exchange-traded  bonds  of  BO-06  series  varied  from  min  99.01% 
(06.01.2014) to max 100.11% (07.02.2014) of the nominal value. Acknowledgeable quote within 
this period fluctuated from min 99.2% (24.03.2014) to max 100.1% (13.02.2014). 

56 

 
 
 
 
Bond issue of PJSC “Magnit” of BO-07 series: 

In 2012 the Company offered its investors the seventh Exchange-traded bond issue. 
Issue  comprised  5  million  securities  with  the  nominal  value  of  1  thousand  rubles. 
Maturity of the issue is 3 years. The purpose of the issue of the exchange-traded bonds of BO-07 
series  was  to  attract  funds  to  finance  operating  activity  and  expansion  of  “Magnit”  group  of 
companies, to reduce the cost of credit portfolio as well as to build public credit history. 

Placement  of  the  certified  interest-bearing  non-convertible  Exchange-traded  bonds 
payable to bearer of BO-07 series with the obligatory centralized custody of PJSC “Magnit” on 
the  MICEX  stock  exchange  commenced  on  September  24,  2012.  The  number  of  the  placed 
securities amounted to 5 million bonds which constitutes 100% of the total number of securities 
subject to placement. The bond issue was realized in full in the course of auction in the first day 
of placement. 

Parameters of the bond issue of PJSC “Magnit” of BO-07 series: 

Date and the number of state registration 
Volume of the issue 
Number of securities 
Nominal value of each security 
Placement price 
Date of placement 
Method of placement 

Redemption date 

Number of coupons 
Trading code 
ISIN code 
Interest rate on the basis of the auction results 
1 coupon interest rate 
2 coupon interest rate 
3 coupon interest rate 
4 coupon interest rate 
5 coupon interest rate 
6 coupon interest rate 

№ 4B02-07-60525-P of August 10, 2011 
5,000,000,000 rubles 
5,000,000 bonds 
1,000 rubles 
100% of nominal value 
24.09.2012 
open subscription 
1,092nd day from the date of placement 
(21.09.2015) 
6 
RU000A0JT171 
RU000A0JT171 
8.90 % 
8.90 % 
8.90 % 
8.90 % 
8.90 % 
8.90 % 
8.90 % 

The first coupon yield of BO-07 series Exchange-traded bond issue was paid on March 
25, 2013. The total amount of yield paid on the first coupon amounted to 221.9 million rubles, 
the amount of yield of the first coupon paid per one bond amounted to 44.38 rubles. 

The  second  coupon  yield  of  BO-07  series  Exchange-traded  bond  issue  was  paid  on 
September  23,  2013.  The  total  amount  of  yield  paid  on  the  second  coupon  amounted  to  221.9 
million rubles, the amount of yield of the second coupon paid per one bond amounted to 44.38 
rubles. 

The third coupon yield of BO-07 series Exchange-traded bond issue was paid on March 
24, 2014. The total amount of yield paid on the third coupon amounted to 221.9 million rubles, 
the amount of yield of the third coupon paid per one bond amounted to 44.38 rubles. 

57 

 
 
 
 
 
The  fourth  coupon  yield  of  BO-07  series  Exchange-traded  bond  issue  was  paid  on 
September  22,  2014.  The  total  amount  of  yield  paid  on  the  fourth  coupon  amounted  to  221.9 
million rubles, the amount of yield of the fourth coupon paid per one bond amounted to 44.38 
rubles. 

Based on trading for the period from 06.01.2014 to 30.12.2014 the weighted average price 
of  transactions  with  Exchange-traded  bonds  of  BO-07  series  varied  from  min  90.14% 
(16.12.2014) to max 101.78% (27.01.2014) of the nominal value. Acknowledgeable quote within 
this  period  fluctuated  from  min  90.14%  (16.12.2014)  to  max  101.6%  (16.01.2014,  17.01.2014, 
27.01.2014). 

Bond issue of PJSC “Magnit” of 01 series: 

In 2013 the Company offered its investors the issue of non-convertible certified interest-
bearing  Exchange-traded  bonds  to  the  bearer  with  the  obligatory  centralized  custody  of  01 
series. 

Issue  comprised  5  million  securities  with  the  nominal  value  of  1  thousand  rubles. 
Maturity  of  the  issue  is  3  years.  The  purpose  of  the  issue  of  the exchange-traded  bonds  of  01 
series  was  to  attract  funds  to  finance  operating  activity  and  expansion  of  “Magnit”  group  of 
companies, to reduce the cost of credit portfolio as well as to build public credit history. 

Placement  of  the  certified  interest-bearing  non-convertible  Exchange-traded  bonds 
payable to the bearer of 01 series with the obligatory centralized custody of PJSC “Magnit” on 
the  MICEX  stock  exchange  commenced  on  February  26,  2013.  The  number  of  the  placed 
securities amounted to 5 million bonds which constitutes 100% of the total number of securities 
subject to placement. The bond issue was realized in full in the course of auction in the first day 
of placement. 

Parameters of the bond issue of PJSC “Magnit” of 01 series: 

Date and the number of state registration 
Volume of the issue 
Number of securities 
Nominal value of each security 
Placement price 
Date of placement 
Method of placement 

Redemption date 

Number of coupons 
Trading code 
ISIN code 
Interest rate on the basis of the auction results 
1 coupon interest rate 
2 coupon interest rate 
3 coupon interest rate 
4 coupon interest rate 
5 coupon interest rate 
6 coupon interest rate 

58 

№ 4-01-60525-P of December 27, 2012 
5,000,000,000 rubles 
5,000,000 bonds 
1,000 rubles 
100% of nominal value 
26.02.2013 
open subscription 
1,092nd day from the date of placement 
(23.02.2016) 
6 
RU000A0JTP09 
RU000A0JTP09 
8.50 % 
8.50 % 
8.50 % 
8.50 % 
8.50 % 
8.50 % 
8.50 % 

 
 
 
 
 
The  first  coupon  yield  of  01  series  bond  issue  was  paid  on  August  27,  2013.  The  total 
amount of yield paid on the first coupon amounted to 221.9 million rubles, the amount of yield 
of the first coupon paid per one bond amounted to 42.38 rubles. 

The second coupon yield of 01 series Exchange-traded bond issue was paid on February 
27, 2014. The total amount of yield paid on the second coupon amounted to 211.9 million rubles, 
the amount of yield of the second coupon paid per one bond amounted to 42.38 rubles. 

The third coupon yield of 01 series Exchange-traded bond issue was paid on August 26, 
2014. The total amount of yield paid on the third coupon amounted to 211.9 million rubles, the 
amount of yield of the third coupon paid per one bond amounted to 42.38 rubles. 

Based on trading for the period from 06.01.2014 to 30.12.2014 the weighted average price 
of  transactions  with  bonds  of  01  series  varied  from  min  88.09%  (23.12.2014)  to  max  101.5% 
(13.03.2014)  of  the  nominal  value.  Acknowledgeable  quote  within  this  period  fluctuated  from 
min 88.09% (23.12.2014) to max 100.89% (14.02.2014, 17.02.2014, 18.02.2014). 

Bond issue of PJSC “Magnit” of BO-08 series: 

In 2013 the Company offered its investors the ninth Exchange-traded bond issue. 
Issue  comprised  5  million  securities  with  the  nominal  value  of  1  thousand  rubles. 
Maturity of the issue is 3 years. The purpose of the issue of the exchange-traded bonds of BO-08 
series  was  to  attract  funds  to  finance  operating  activity  and  expansion  of  “Magnit”  group  of 
companies, to reduce the cost of credit portfolio as well as to build public credit history. 
Placement  of  the  certified  interest-bearing  non-convertible  Exchange-traded  bonds  payable  to 
bearer of BO-08 series with the obligatory centralized custody of PJSC “Magnit” on the MICEX 
stock exchange commenced on April 2, 2013. The number of the placed securities amounted to 5 
million bonds which constitutes 100% of the total number of securities subject to placement. The 
bond issue was realized in full in the course of auction in the first day of placement. 

Parameters of the bond issue of PJSC “Magnit” of BO-08 series: 

Date and the number of state registration 
Volume of the issue 
Number of securities 
Nominal value of each security 
Placement price 
Date of placement 
Method of placement 

Redemption date 

Number of coupons 
Trading code 
ISIN code 
Interest rate on the basis of the auction results 
1 coupon interest rate 
2 coupon interest rate 
3 coupon interest rate 
4 coupon interest rate 
5 coupon interest rate 

59 

№ 4B02-08-60525-P of August 10, 2011 
5,000,000,000 rubles 
5,000,000 bonds 
1,000 rubles 
100% of nominal value 
02.04.2013 
open subscription 
1,092nd day from the date of placement 
(29.03.2016) 
6 
RU000A0JTT21 
RU000A0JTT21 
8.40 % 
8.40 % 
8.40 % 
8.40 % 
8.40 % 
8.40 % 

 
 
  
 
 
6 coupon interest rate 

8.40 % 

The first coupon yield of BO-08 series Exchange-traded bond issue was paid on October 
1, 2013. The total amount of yield paid on the first coupon amounted to 209.4 million rubles, the 
amount of yield of the first coupon paid per one bond amounted to 41.88 rubles. 

The second coupon yield of BO-08 series Exchange-traded bond issue was paid on April 
1, 2014. The total amount of yield paid on the second coupon amounted to 209.4 million rubles, 
the amount of yield of the second coupon paid per one bond amounted to 41.88 rubles. 

The  third  coupon  yield  of  BO-08  series  Exchange-traded  bond  issue  was  paid  on 
September  30,  2014.  The  total  amount  of  yield  paid  on  the  third  coupon  amounted  to  209.4 
million rubles, the amount of yield of the third coupon paid per one bond amounted to 41.88 
rubles. 

Based on trading for the period from 06.01.2014 to 30.12.2014 the weighted average price 
of  transactions  with  Exchange-traded  bonds  of  BO-08  series  varied  from  min  101.00% 
(16.06.2014)  to  max  101.5%  (30.01.2014)  of  the  nominal  value.  Acknowledgeable  quote  within 
this  period  fluctuated  from  min  101.1%  (29.08.2014,  01.09.2014,  02.09.2014,  03.09.2014, 
04.09.2014, 05.09.2014, 08.09.2014, 09.09.2014, 10.09.2014, 11.09.2014) to max 101.25% (03.07.2014, 
04.07.2014,  07.07.2014,  08.07.2014,  09.07.2014,  10.07.2014,  11.07.2014,  14.07.2014,  15.07.2014, 
16.07.2014, 17.07.2014). 

Bond issue of PJSC “Magnit” of BO-09 series: 

In 2013 the Company offered its investors the nineth Exchange-traded bond issue. 
Issue  comprised  5  million  securities  with  the  nominal  value  of  1  thousand  rubles. 
Maturity of the issue is 3 years. The purpose of the issue of the exchange-traded bonds of BO-09 
series  was  to  attract  funds  to  finance  operating  activity  and  expansion  of  “Magnit”  group  of 
companies, to reduce the cost of credit portfolio as well as to build public credit history. 

Placement  of  the  certified  interest-bearing  non-convertible  Exchange-traded  bonds 
payable to bearer of BO-09 series with the obligatory centralized custody of PJSC “Magnit” on 
the  MICEX  stock exchange  commenced  on  April  4,  2013.  The  number  of  the  placed  securities 
amounted to 5 million bonds which constitutes 100% of the total number of securities subject to 
placement.  The  bond  issue  was  realized  in  full  in  the  course  of  auction  in  the  first  day  of 
placement. 

Parameters of the bond issue of PJSC “Magnit” of BO-09 series: 

Date and the number of state registration 
Volume of the issue 
Number of securities 
Nominal value of each security 
Placement price 
Date of placement 
Method of placement 

Redemption date 

Number of coupons 
Trading code 

№ 4B02-09-60525-P of August 10, 2011 
5,000,000,000 rubles 
5,000,000 bonds 
1,000 rubles 
100% of nominal value 
02.04.2013 
open subscription 
1,092nd day from the date of placement 
(29.03.2016) 
6 
RU000A0JTT39 

60 

 
 
 
 
 
 
ISIN code 
Interest rate on the basis of the auction results 
1 coupon interest rate 
2 coupon interest rate 
3 coupon interest rate 
4 coupon interest rate 
5 coupon interest rate 
6 coupon interest rate 

RU000A0JTT39 
8.40 % 
8.40 % 
8.40 % 
8.40 % 
8.40 % 
8.40 % 
8.40 % 

The first coupon yield of BO-09 series Exchange-traded bond issue was paid on October 
1, 2013. The total amount of yield paid on the first coupon amounted to 209.4 million rubles, the 
amount of yield of the first coupon paid per one bond amounted to 41.88 rubles. 

The second coupon yield of BO-09 series Exchange-traded bond issue was paid on April 
1, 2014. The total amount of yield paid on the second coupon amounted to 209.4 million rubles, 
the amount of yield of the second coupon paid per one bond amounted to 41.88 rubles. 

The  third  coupon  yield  of  BO-09  series  Exchange-traded  bond  issue  was  paid  on 
September  30,  2014.  The  total  amount  of  yield  paid  on  the  third  coupon  amounted  to  209.4 
million rubles, the amount of yield of the third coupon paid per one bond amounted to 41.88 
rubles. 

Based on trading for the period from 06.01.2014 to 30.12.2014 the weighted average price 
of transactions with Exchange-traded bonds of BO-09 series varied from min 101% (16.06.2014) 
to  max  101.5%  (30.01.2014)  of  the  nominal  value.  Acknowledgeable  quote  within  this  period 
fluctuated  from  min  101.09%  (29.08.2014,  01.09.2014,  02.09.2014,  03.09.2014,  04.09.2014, 
05.09.2014, 08.09.2014, 09.09.2014, 10.09.2014, 11.09.2014) to max 101.25% (03.07.2014, 04.07.2014, 
07.07.2014,  08.07.2014,  09.07.2014,  10.07.2014,  11.07.2014,  14.07.2014,  15.07.2014,  16.07.2014, 
17.07.2014). 

SSHHAARREESS  TTRRAADDIINNGG 

The shares of PJSC “Magnit” entered the Russian stock market in April 2006. 
On April 14, 2006 the shares of PJSC “Magnit” were admitted to trading in the section of 
the  List  “Listed  securities  but  not  included  into  the  quotation  lists”  of  non-profit  partnership 
““Russian Trading System” Stock Exchange”. 

On April 24, 2006 trading of PJSC “Magnit” shares in the List of non-listed securities of 

Close joint-stock company “MICEX Stock Exchange” commenced. 

On April 28, 2006 the IPO of PJSC “Magnit” on the Russian Trading System (RTS) and 

the Moscow Interbank Currency Exchange (MICEX) was completed. 

The  price  of  one  share  of  PJSC  “Magnit”  in  the  course  of  offering  on  RTS  and  MICEX 
was  determined  on  the  level  of  27  USD.  Proceeds  from  the  stock  comprising  18.94%  of  the 
charter  capital  amounted  to  368,355  million  USD.  Deutsche  UFG  functioned  as  an  IPO 
coordinator;  foreign  investors  could  participate  by  purchasing  the  securities  of  “Magnit” 
according to the rule “S”. 

Since  December  11,  2007  the  shares  of  PJSC  “Magnit”  have  been  included  into  the 
Quotation list “B” of OJSC “Russian Trading System” Stock Exchange”. OJSC “Magnit” shares 
have been admitted to trading in the corresponding list on December 13, 2007. 

On December 21, 2007 PJSC “Magnit” shares were included in the quotation list “B” of 

CJSC “MICEX SE” and admitted to trading in the corresponding list. 

61 

 
 
 
 
 
On  February  13,  2008  OJSC  “Magnit”  announced  its  intention  to  list  global  depositary 
receipts (“GDRs”) representing its ordinary shares on the London Stock Exchange in connection 
with  an  offering  by  the  Company  of  11,300,000  newly  issued  ordinary  shares  in  the  form  of 
GDRs  and  shares  (including  as  part  of  the  exercise  of  statutory  pre-emptive  rights  by  the 
existing  shareholders  of the  Company  and  by  a Company’s  shareholder of  ordinary  shares  in 
the form of shares and GDRs. 

The  offer  price  was  set  at  42.50  USD  per  share.  The  offer  price  in  ruble  terms  was  set 

based on the rate of 23.4450 rubles per dollar. 

A total of 11,245,660 ordinary shares were offered including 9,719,638 shares allocated to 
international institutional investors. In connection with the offering the selling shareholder has 
granted the joint bookrunners an over-allotment option to purchase up to an additional 506,585 
shares at the offer price which was exercised in full. 

Conditional dealings in the GDRs commenced on the London Stock Exchange on April 
16, 2008 (5 GDRs representing an interest in one share). Admission of the GDRs to the Official 
List of the UK Listing Authority occurred on April 22, 2008. 

Proceeds  from  the  offering  amounted  to  approximately  480.25  million  USD  and  were 
used  to  finance  further  expansion  of  the  Company’s  chain  of  hypermarkets  as  well  as  to 
continue  the  expansion  of  its  convenience  store  operations  and  further  development  of  its 
logistics capabilities.  

Since July 22, 2009 ordinary shares of the Company were included (transferred) into the 

Quotation list “A” of the second level at the “Russian Trading System” Stock Exchange”. 

On August 7, 2009 ordinary shares of the Company were included (transferred) into the 
Quotation  list  “A”  of  the  second  level  at  the  Moscow  Interbank  Currency  Exchange  and 
admitted to trading in the corresponding list. 

On  September  2,  2009  PJSC  “Magnit”  announced  its  intention  to  offer  additional 

11,154,918 ordinary shares by public subscription. 

The offer price amounted to 65 USD per ordinary share and 13 USD per GDR.  
A total of 5,729,413 ordinary shares were offered. 5,680,000 newly issued ordinary shares 
in the form of GDRs have been allocated to international institutional investors, resulting in a 
total free float of 46.51% of the Company’s issued share capital as of December 31, 2009. 

Gross proceeds to the Company from the follow-on offering amounted to approximately 
369.2 million USD and were used to finance further expansion of its chain of hypermarkets as 
well as to continue the expansion of its convenience stores operations and further development 
of its logistic capabilities. 

Since November 14, 2010 shares of PJSC “Magnit” have been included (transferred) into 

the Quotation list “A” of the first level at the “Russian Trading System” Stock Exchange”. 

According to the Instruction of CJSC “MICEX Stock Exchange ” № 1387-p of 29.12.2010 
PJSC “Magnit” shares are included in (transferred to) the quotation list “A” of the first level of 
CJSC “MICEX Stock Exchange”. 

On  November  30,  2011  PJSC  “Magnit”  announced  its  intention  to  offer  newly  issued 
ordinary shares via an accelerated bookbuild placing to Russian and international institutional 
investors. 

In connection with the placement the Company has registered with the Russian Federal 

Financial Market Service 10,813,516 new shares to be placed through an open subscription. 

62 

 
 
 
 
 
 
The  offer  price  in  the  Placement  has  been  set  at  US$  85  per  new  share.  Payments  for 

shares in rubles were made at an exchange rate of US$1 = RUB 30.8486. 

The  Company  placed  5,586,282  ordinary  shares  out  of  which  4,117,648  shares  were 
allocated to investors resulting in a free float of 53.83% of the Company’s issued share capital as 
of December 31, 2011. 

Gross  proceeds  to  the  Company  from  the  placement  of  additional  shares  amounted  to 
approximately  US$  475  mn  and  used  to  finance  its  capital  expenditure  program  aimed  at 
further expansion of its chain of hypermarkets as well as the expansion of its convenience store 
operations and the further development of its logistics capabilities. 

On  December  19,  2011  ordinary  shares  of  PJSC  “Magnit”  were  excluded  from  the 
Quotation  list  “A”  of  the  first  level  of  OJSC  “RTS  Stock  Exchange”  as  a  result  of  its 
reorganization through merger with CJSC MICEX. 

Since June 18, 2013 the shares of PJSC "Magnit" have been included into the Blue Chip 
Index Constituents of MICEX. Moscow Exchange Blue Chip Index is an indicator of the market 
of the most liquid stocks of the Russian companies. The index is calculated on the basis of the 
most  liquid  stocks  of  the  Russian  stock  market.  The  index  is  based  on  the  share  prices 
denominated in rubles.  

On June 6, 2014 the ordinary registered shares of PJSC “Magnit” were in included in the 

list of securities admitted to trading on the OJSC “Saint-Petersburg Exchange”. 

According to trading held from 06.01.2014 to 30.12.2014 on MICEX Stock Exchange the 
average weighted price of transactions with shares varied from min 6,696.8 rubles (28.04.2014) 
to max 12,261 (03.12.2014). 

According to trading held from 02.01.2014 to 31.12.2014 on the London Stock Exchange 
the price of transactions with the global depositary receipts as of closing varied from min $38.07 
(16.12.2014) to max $67 (31.10.2014). 

63 

 
 
Market  capitalization  of  PJSC  “Magnit”  as  of  December  30,  2014  amounted  to 

931,807,592,170.00 rubles according to OJSC “MICEX SE”. 

64 

 
 
 
 
  
  
1133..   TTRRAANNSSAACCTTIIOONNSS   EEXXEECCUUTTEEDD   WWIITTHHIINN   TTHHEE   YYEEAARR   22001144   CCOONNSSIIDDEERREEDD  
MMAAJJOORR   TTRRAANNSSAACCTTIIOONNSS   AACCCCOORRDDIINNGG   TTOO   TTHHEE   FFEEDDEERRAALL   LLAAWW   ““OONN   JJOOIINNTT--
SSTTOOCCKK  CCOOMMPPAANNIIEESS””    

1. 
Date of Transaction (Date of the Contract) 

Subject and other essentials of transaction 

Parties of transaction  

the  Company  of 

15.08.2014 
Provision  by 
the 
Guarantee  under  the  agreement  №29-
15/1/496  on  the  opening  of  the  revolving 
credit line as of August 15, 2014. 
The Creditor: OJSC “Sberbank of Russia” 
The Borrower: JSC “Tander” 
The Guarantor: PJSC “Magnit” 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  per  cent  of  the  issuer’s 
balance  sheet  assets  as  of  the  termination  date  of 
the  last  accounting  period  preceding  the  date  of 
transaction, % 

20,395,068.49  

28.98 

Deadline  for  the  fulfillment  of  the  obligations 
under the transaction 

Information 
obligations 

on 

performance 

of 

specified 

Issuer’s  authority  which  made  a  decision  on 
approval  of  the  transaction,  date  of  decision  (date 
and number of minutes) 
Other  information  on  transaction  indicated  at  the 
issuer’s discretion 

Until  August  13,  2020;  prior  to  the 
specified term the guarantee is terminated 
upon  fulfillment  of  all  obligations  under 
the  Credit  Agreement  by  the  Borrower,  or 
upon  fulfillment  of  obligations  under  the 
Agreement  by  the  Guarantor  or  to  the 
extent  otherwise  permitted  by 
the 
legislation of the Russian Federation. 
JSC  “Tander” timely  and  in  full  fulfils its 
obligation  to  Creditor.  There  are  no  cases 
when  a  Creditor  makes  demands  on  the 
Guarantor 
fulfill  of  unperformed 
to 
obligations of JSC “Tander”. 
The  transaction  was  approved  by  the 
General Shareholders Meeting  of May 29, 
2014 (Minutes w/o № of May 30, 2014). 

none 

65 

 
 
1144..   TTRRAANNSSAACCTTIIOONNSS   EEXXEECCUUTTEEDD   WWIITTHHIINN   TTHHEE   YYEEAARR   22001144   CCOONNSSIIDDEERREEDD  
RREELLAATTEEDD--PPAARRTTYY   TTRRAANNSSAACCTTIIOONNSS   AACCCCOORRDDIINNGG   TTOO   TTHHEE   FFEEDDEERRAALL   LLAAWW   OONN  
““JJOOIINNTT--SSTTOOCCKK  CCOOMMPPAANNIIEESS””    

1 
Date of transaction 

Subject and essentials of transaction 

Parties of transaction 

Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 
person considered in accordance with the Russian 
Federation Law a related-party for the transaction 

12.02.2014 
Provision  by  the  Company  of  the  guarantee 
the  additional  agreement  №8  of 
under 
February  12,  2014  to  the  bank  account 
agreement №0249018/RUB of October 25, 2007. 
The Creditor: OJSC JSCB “Rosbank” 
The Borrower: JSC "Tander"  
The Guarantor: PJSC "Magnit" 
Joint-Stock 
"Tander");  
Limited 
“Asset 
Management  Company  “Premier-Liga”  (LLC 
“AMC “Primier-Liga””) 
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITED.  

Company 

Company 

“Tander” 

Liability 

(JSC 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  per  cent  of  the  issuer’s 
balance  sheet  assets  as  of  the  termination  date  of 
the  last  accounting  period  preceding  the  date  of 
transaction, % 
for 
Term 
transaction 

fulfillment  of  obligations  under 

175,000 

0.26 

18.03.2014 

Information 
obligations 

on 

fulfillment 

of  mentioned 

Issuer’s  authority  which  made  a  decision  on 
approval of the transaction, date of decision (date 
and number of minutes of proceedings) 
Other information on transaction indicated at the 
issuer’s discretion 

none 

JSC  “Tander”  is  timely  and  in  full  performing 
its  obligations  to  the  Creditor.  There  are  no 
situations  when  the  demand  on  fulfillment  of 
outstanding obligations of JSC "Tander” could 
have been raised before the Guarantor.  
The transaction was approved by the Board of 
Directors  on  February  4,  2014,  minutes w/о  № 
of 04.02.2014. 

2 
Date of transaction 

Subject and essentials of transaction 

Parties of transaction 

04.03.2014 
Provision  by  the  Company  of  the  guarantee 
under  the  agreement  №29-15/1/415  on  the 
opening of the revolving credit line as of March 
4, 2014. 
The Creditor: OJSC “Sberbank of Russia” 

66 

 
 
  
Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 
person considered in accordance with the Russian 
Federation Law a related-party for the transaction 

(JSC 

“Tander” 

Company 

The Borrower: JSC "Tander"  
The Guarantor: PJSC "Magnit" 
Joint-Stock 
"Tander");  
“Asset 
Limited 
Management  Company  “Premier-Liga”  (LLC 
“AMC ““Premier-Liga””) 
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITED.  

Company 

Liability 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  termination  date  of  the 
last  accounting  period  preceding  the  date  of 
transaction, %  

8.94 

6,120,000  

Term 
for 
transaction 

fulfillment  of  obligations  under 

Information 
obligations 

on 

fulfillment 

of  mentioned 

Issuer’s  authority  which  made  a  decision  on 
approval of the transaction, date of decision (date 
and number of minutes of proceedings)  
Other  information  on  transaction  indicated  at  the 
issuer’s discretion 

none 

to 

Until March 3, 2020; prior to the specified term 
the guarantee is terminated upon fulfillment of 
all  obligations  under  the  credit  agreement  by 
the  Borrower,  or  upon 
fulfillment  of 
obligations  under  the  agreement  by  the 
extent  otherwise 
the 
Guarantor,  or 
permitted  by  the  legislation  of  the  Russian 
Federation. 
JSC  “Tander”  is  timely  and  in  full  performing 
its  obligations  to  the  Creditor.  There  are  no 
situations  when  the  demand  on  fulfillment  of 
outstanding obligations of JSC "Tander” could 
have been raised before the Guarantor. 
The  transaction  was  approved  by  the  annual 
General  Shareholders  Meeting  on  May  24, 
2013, minutes w/o № of 24.05.2013. 

3 
Date of transaction 

Subject and essentials of transaction 

Parties of transaction 

Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 
person considered in accordance with the Russian 
Federation Law a related-party for the transaction 
67 

19.03.2014 
Provision  by  the  Company  of  the  guarantee 
the  additional  agreement  №9  of 
under 
19.03.2014  to  the  bank  account  agreement  № 
0249018/RUB of 25.10.2007. 
The Creditor: OJSC JSCB “Rosbank” 
The Borrower: JSC "Tander"  
The Guarantor: PJSC "Magnit" 
Joint-Stock 
"Tander");  
Limited 
Management Company “Premier-Liga” 

Company 

Company 

“Tander” 

Liability 

“Asset 

(JSC 

 
 
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITED. 

Transaction  amount  in  money  terms,  thousand 
rubles.  
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  termination  date  of  the 
last  accounting  period  preceding  the  date  of 
transaction, %  
Term 
for 
transaction  

fulfillment  of  obligations  under 

175,000 

0.26 

18.05.2014 

Information 
obligations  

on 

fulfillment 

of  mentioned 

Issuer’s  authority  which  made  a  decision  on 
approval of the transaction, date of decision (date 
and number of minutes of proceedings)  
Other  information  on  transaction  indicated  at  the 
issuer’s discretion  

none 

JSC  “Tander”  is  timely  and  in  full  performing 
its  obligations  to  the  Creditor.  There  are  no 
situations  when  the  demand  on  fulfillment  of 
outstanding obligations of JSC "Tander” could 
have been raised before the Guarantor. 
The transaction was approved by the Board of 
Directors  on  February  4,  2014, minutes  w/o  № 
of 04.02.2014. 

4 
Date of transaction 

Subject and essentials of transaction  

Parties of transaction 

Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 
person considered in accordance with the Russian 
Federation Law a related-party for the transaction 

01.04.2014 
Provision  by  the  Company  to  a  Lessee  a  non-
living  premises,  31.1 sq. m.  in  area, located  at 
15/5 Solnechnaya Street, Krasnodar, Russia on 
fee basis for temporary possession and use. 
The Lesser: PJSC "Magnit"  
The Lessee: JSC "Tander" 
Joint-Stock 
Company 
"Tander");  
Limited 
“Asset 
Management  Company  “Premier-Liga”  (LLC 
“AMC “Premier-Liga””); 
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITED. 

Company 

“Tander” 

Liability 

(JSC 

Transaction  amount  in  money  terms,  thousand 
rubles 
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  termination  date  of  the 
last  accounting  period  preceding  the  date  of 
transaction, %  

217.17  

0.0003 

Term 
for 
transaction 

fulfillment  of  obligations  under 

Rental  period  is  360  calendar  days,  expires 
before  March  26,  2015.  Unless  one  of  the 
parties expresses its intention to terminate the 
the 
the 
agreement  before 

expiry 

term, 

68 

 
 
on 

fulfillment 

of  mentioned 

Information 
obligations 
Issuer’s  authority  which  made  a  decision  on 
approval of the transaction, date of decision (date 
and number of minutes of proceedings)  
Other  information  on  transaction  indicated  at  the 
issuer’s discretion 

None 

agreement  shall  be  automatically  extended 
without day. 

The obligations of Lesser are duly performed. 

The transaction was approved by the Board of 
Directors on March 20, 2014, minutes w/o № of 
20.03.2014. 

5 
Date of transaction 

Subject and essentials of transaction 

Parties of transaction 

Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 
person considered in accordance with the Russian 
Federation Law a related-party for the transaction 

01.04.2014 
Provision  by  the  Company  to  a  Lessee  the 
following  non-living  premises  on  fee  basis  for 
temporary possession and use: 
-  part  of  non-living  office  building,  Litter 
B, B1, 7,983.7 sq. m. in area; 
-  boiler  house,  Litter  G12,  61.6    sq.  m.  in 
area;  
-  garage,  Litter  G11,  337.5  sq.  m.  in  area, 
located at 15/5 Solnechnaya Street, Krasnodar, 
Russia. 
The Lesser: PJSC "Magnit"  
The Lessee: JSC "Tander" 
Company 
Joint-Stock 
"Tander");  
Limited 
“Asset 
Management  Company  “Premier-Liga”  (LLC 
“AMC “Premier-Liga””); 
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITED.  

Company 

“Tander” 

Liability 

(JSC 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  termination  date  of  the 
last  accounting  period  preceding  the  date  of 
transaction, % 

0.07 

53,575.52 

Term 
for 
transaction 

fulfillment  of  obligations  under 

on 

fulfillment 

Information 
obligations 
Issuer’s  authority  which  made  a  decision  on 
approval of the transaction, date of decision (date 

of  mentioned 

69 

term, 

expiry 

Rental  period  is  11  months.  Unless  one  of  the 
parties expresses its intention to terminate the 
the 
the 
agreement  before 
agreement  shall  be  automatically  extended 
under the same term and conditions. 
The  obligations  of  the  Lesser  are 
performed. 
The transaction was approved by the Board of 
Directors on March 20, 2014, minutes № w/n of 

fully 

 
 
 
and number of minutes of proceedings) 
Other  information  on  transaction  indicated  at  the 
issuer’s discretion 

None 

20.03.2014. 

6 
Date of transaction 

Subject and essentials of transaction 

Parties of transaction 

Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 
person considered in accordance with the Russian 
Federation Law a related-party for the transaction 

Company 

08.04.2014 
Provision  by  the  Company  of  the  interest-
bearing loan at the rate of 9.6% per annum. 
The Lender: PJSC "Magnit"  
The Borrower: JSC "Tander" 
Joint-Stock 
"Tander");  
Limited 
“Asset 
Management  Company  “Premier-Liga”  (LLC 
“AMC “Premier-Liga””); 
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITED. 

Company 

“Tander” 

Liability 

(JSC 

132,000 

0.16 

06.04.2017 

fulfillment  of  obligations  under 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  termination  date  of  the 
last  accounting  period  preceding  the  date  of 
transaction, % 
for 
Term 
transaction 
Information 
obligations 
Issuer’s  authority  which  made  a  decision  on 
approval of the transaction, date of decision (date 
and number of minutes of proceedings) 
Other  information  on  transaction  indicated  at  the 
issuer’s discretion 

of  mentioned 

fulfillment 

on 

The  obligations  of  the  Lender  are 
performed. 
The  transaction  was  approved  by  the  annual 
General  Shareholders  Meeting  on  May  24, 
2013, minutes w/o № of May 24, 2013. 

fully 

None 

7 
Date of transaction 

Subject and essentials of transaction 

Parties of transaction 

Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 
person considered in accordance with the Russian 
Federation Law a related-party for the transaction 

70 

19.05.2014 
Provision  by  the  Company  of  the  guarantee 
under  the  additional  agreement  №10  of 
19.05.2014  to  the  bank  account  agreement 
№0249018/RUB of 25.10.2007. 
The Creditor: OJSC JSCB “Rosbank” 
The Borrower: JSC "Tander"  
The Guarantor: PJSC "Magnit" 
Joint-Stock 
"Tander");  
LAVRENO LIMITED;  
Liability 
Limited 

Company 

Company 

“Tander” 

“Asset 

(JSC 

 
  
 
Management  Company  “Premier-Liga”  (LLC 
“AMC “Premier-Liga””); 
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITED. 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  termination  date  of  the 
last  accounting  period  preceding  the  date  of 
transaction, % 
for 
Term 
transaction 

fulfillment  of  obligations  under 

175,000  

0.23 

Information 
obligations 

on 

fulfillment 

of  mentioned 

Issuer’s  authority  which  made  a  decision  on 
approval of the transaction, date of decision (date 
and number of minutes of proceedings) 
Other  information  on  transaction  indicated  at  the 
issuer’s discretion 

None 

18.05.2015  –  term  of  Borrower’s  fulfillment  of 
obligations under the credit agreement. 
JSC  “Tander”  is  timely  and  in  full  performing 
its  obligations  to  the  Creditor.  There  are  no 
situations  when  the  demand  on  fulfillment  of 
outstanding obligations of JSC "Tander” could 
have been raised before the Guarantor. 
The transaction was approved by the Board of 
Directors  on  April  4,  2014,  minutes  w/o  №  of 
04.04.2014. 

8 
Date of transaction 

Subject and essentials of transaction 

Parties of transaction 

Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 
person considered in accordance with the Russian 
Federation Law a related-party for the transaction 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  termination  date  of  the 
last  accounting  period  preceding  the  date  of 
transaction, % 
for 
Term 
transaction 
Information 
obligations 

fulfillment  of  obligations  under 

of  mentioned 

fulfillment 

on 

71 

3,400,000  

4.16 

23.06.2014 
Provision  by  the  Company  of  the  guarantee 
under  the  agreement  №KRD/RK/003/14  on  the 
opening  of  the  revolving  credit 
line  of 
23.06.2014. 
The Creditor: OJSC JSCB “Rosbank” 
The Borrower: JSC "Tander"  
The Guarantor: PJSC "Magnit" 
Joint-Stock 
"Tander");  
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITED.  

Company 

“Tander” 

(JSC 

22.07.2015 – term of Borrower’s refund of credit 
amount and interest. 
JSC  “Tander”  is  timely  and  in  full  performing 
its  obligations  to  the  Creditor.  There  are  no 

 
  
Issuer’s  authority  which  made  a  decision  on 
approval of the transaction, date of decision (date 
and number of minutes of proceedings) 
Other  information  on  transaction  indicated  at  the 
issuer’s discretion 

None 

situations  when  the  demand  on  fulfillment  of 
outstanding obligations of JSC "Tander” could 
have been raised before the Guarantor. 
The  transaction  was  approved  by  the  annual 
General  Shareholders  Meeting  on  May  29, 
2014, minutes w/o № of 30.05.2014. 

9 
Date of transaction 

Subject and essentials of transaction 

Parties of transaction 

Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 
person considered in accordance with the Russian 
Federation Law a related-party for the transaction 

fulfillment  of  obligations  under 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  termination  date  of  the 
last  accounting  period  preceding  the  date  of 
transaction, % 
Term 
for 
transaction 
Information 
obligations 
Issuer’s  authority  which  made  a  decision  on 
approval of the transaction, date of decision (date 
and number of minutes of proceedings) 
Other  information  on  transaction  indicated  at  the 
issuer’s discretion 

of  mentioned 

fulfillment 

on 

120,313.11  

0.16 

27.04.2022 

09.07.2014 
Provision  by  the  Company  to  a  Lessee  non-
living  premises,  1,391.9  sq.  m.  in  area,  located 
at  18  K.  Marksa  Street,  Rostov  Region, 
Zernograd,  Russia  on  fee  basis  for  temporary 
possession and use. 
The  deal  was  effected  by  conclusion  of 
additional  agreement  №ГК/1599/12-1  to  real 
estate  rental  agreement  №  ГК/1599/12  of 
07.03.2012. 
The Lesser: PJSC "Magnit"  
The Lessee: JSC "Tander" 
Joint-Stock 
Company 
"Tander");  
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITED.  

“Tander” 

(JSC 

The  obligations  of  the  Lesser  are 
performed. 
The transaction was approved by the Board of 
Directors  on  July  9,  2014,  minutes  w/o  №  of 
09.07.2014. 

fully 

None 

10 
Date of transaction 

Subject and essentials of transaction 

09.07.2014 
Provision  by  the  Company  to  a  Lessee  non-
living premises, 584.5 sq. m. in area, located at 

72 

 
  
 
fee  basis 

Street,  Krasnodar  Krai, 
for 

5  Tobolskaya 
Novorossiysk,  Russia  on 
temporary possession and use. 
The  deal  was  effected  by  conclusion  of 
additional  agreement  w/o  №  of  09.07.2014  to 
real estate rental agreement №НврФ/637/12 of 
13.04.2012. 
The Lesser: PJSC "Magnit"  
The Lessee: JSC "Tander" 
Joint-Stock 
Company 
"Tander");  
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITED.  

“Tander” 

(JSC 

The  obligations  of  the  Company  are  fully 
performed. 
The transaction was approved by the Board of 
Directors on July 9, 2014, minutes № w/o № of 
09.07.2014. 

None 

31.07.2014 
Sale  of  facility  –  Diesel  Generator  /  DGA-100 
kW 
The Supplier: PJSC "Magnit"  
The Buyer: JSC "Tander" 
Joint-Stock 
Company 
"Tander");  
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITED.  

“Tander” 

(JSC 

34,339.89 

0.04 

06.06.2022 

Parties of transaction 

Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 
person considered in accordance with the Russian 
Federation Law a related-party for the transaction 

fulfillment  of  obligations  under 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  termination  date  of  the 
last  accounting  period  preceding  the  date  of 
transaction, % 
Term 
for 
transaction 
Information 
obligations 
Issuer’s  authority  which  made  a  decision  on 
approval of the transaction, date of decision (date 
and number of minutes of proceedings) 
Other  information  on  transaction  indicated  at  the 
issuer’s discretion 

of  mentioned 

fulfillment 

on 

11 
Date of transaction 

Subject and essentials of transaction 

Parties of transaction 

Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 
person considered in accordance with the Russian 
Federation Law a related-party for the transaction 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  termination  date  of  the 
last  accounting  period  preceding  the  date  of 
transaction, % 
Term 

for 

1,935.20 

0.003 

fulfillment  of  obligations  under 31.12.2014 

73 

 
 
on 

fulfillment 

of  mentioned 

transaction 
Information 
obligations 
Issuer’s  authority  which  made  a  decision  on 
approval of the transaction, date of decision (date 
and number of minutes of proceedings) 
Other  information  on  transaction  indicated  at  the 
issuer’s discretion 

None 

The  obligations  of  the  Supplier  are  fully 
performed. 
The transaction was approved by the Board of 
Directors  on  July  31,  2014,  minutes  w/o  №  № 
of 31.07.2014. 

12 
Date of transaction 

Subject and essentials of transaction 

Parties of transaction 

Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 
person considered in accordance with the Russian 
Federation Law a related-party for the transaction 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  termination  date  of  the 
last  accounting  period  preceding  the  date  of 
transaction, % 

28.98 

20,395,068.49 

Term 
for 
transaction 

fulfillment  of  obligations  under 

15.08.2014 
Provision  by  the  Company  of  the  guarantee 

under  the  agreement  №29-15/1/496  on  the 

opening  of  the  revolving  credit  line  as  of 
15.08.2014. 
The Creditor: OJSC “Sberbank of Russia” 
The Borrower: JSC "Tander"  
The Guarantor: PJSC "Magnit" 
Joint-Stock 
"Tander");  
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITED.  

Company 

“Tander” 

(JSC 

Until 13.08.2020; prior to the specified term the 
guarantee is terminated upon fulfillment of all 
obligations  under  the  credit  agreement  by  the 
Borrower,  or  upon  fulfillment  of  obligations 
under the agreement by the guarantor or to the 
extent otherwise permitted by the legislation of 
the Russian Federation. 
JSC  “Tander”  is  timely  and  in  full  performing 
its  obligations  to  the  Creditor.  There  are  no 
situations  when  the  demand  on  fulfillment  of 
outstanding obligations of JSC "Tander” could 
have been raised before the Guarantor. 
The  transaction  was  approved  by  the  annual 
General  Shareholders  Meeting  on  May  29, 
2014, minutes w/o № of 30.05.2014. 

Information 
obligations 

on 

fulfillment 

of  mentioned 

Issuer’s  authority  which  made  a  decision  on 
approval of the transaction, date of decision (date 
and number of minutes of proceedings) 
Other  information  on  transaction  indicated  at  the 
issuer’s discretion 

None 

74 

 
 
 
13 
Date of transaction 

Subject and essentials of transaction 

Parties of transaction 

Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 
person considered in accordance with the Russian 
Federation Law a related-party for the transaction 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  termination  date  of  the 
last  accounting  period  preceding  the  date  of 
transaction, % 

5.68 

4,000,000  

for 
Term 
transaction 

fulfillment  of  obligations  under 

Information 
obligations 

on 

fulfillment 

of  mentioned 

Issuer’s  authority  which  made  a  decision  on 
approval of the transaction, date of decision (date 
and number of minutes of proceedings) 
Other information on transaction indicated at the 
issuer’s discretion 

None 

28.08.2014 
Provision  by  the  Company  of  the  guarantee 
under the credit agreement №133-ВКЛ/КРД-13 
as of 23.10.2013. 
The Creditor: JSCB “Absolut Bank” (OJSC) 
The Borrower: JSC "Tander"  
The Guarantor: PJSC "Magnit" 
Joint-Stock 
"Tander");  
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITED. 

Company 

“Tander” 

(JSC 

The  guarantee  is  valid  until  the  borrower 
fulfills  obligations  to  the  creditor  under  the 
credit  agreement  but  no  longer  than  1  (One) 
year from the credit agreement end date, which 
is on 07.10.2014.  
JSC  “Tander”  is  timely  and  in  full  performing 
its  obligations  to  the  Creditor.  There  are  no 
situations  when  the  demand  on  fulfillment  of 
outstanding obligations of JSC "Tander” could 
have been raised before the Guarantor. 
The  transaction  was  approved  by  the  annual 
General  Shareholders  Meeting  on  May  29, 
2014, minutes w/o № of 30.05.2014. 

14 
Date of transaction 

Subject and essentials of transaction 

Parties of transaction 

75 

located  at 

12.09.2014 
Provision  by  the  Company  to  a  Lessee  a  one-
story  non-living building, 575.2 sq. m. in area, 
with  production 
52 
sites 
Oktyabrskaya Street, st. Dolzhanskaya, Yeysk 
District,  Krasnodar  Krai,  Russia  on  fee  basis 
for temporary possession and use. 
The  deal  was  effected  by  conclusion  of 
additional  agreement  w/o  №  of  12.09.2014  to 
real  estate  rental  agreement  №  ГК/3086/12  of 
22.05.2012. 
The Lesser: PJSC "Magnit"  

 
  
Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 
person considered in accordance with the Russian 
Federation Law a related-party for the transaction 

(JSC 

“Tander” 

The Lessee: JSC "Tander" 
Company 
Joint-Stock 
"Tander");  
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITED; 
Closed 
“Non-
Stock  Company 
Government  Pension  Fund  “Magnit”  (CJSC 
“NGPF “Magnit”) 

Joint 

30,212.53 

0,04 

01.07.2022 

fulfillment  of  obligations  under 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  termination  date  of  the 
last  accounting  period  preceding  the  date  of 
transaction, % 
Term 
for 
transaction 
Information 
obligations 
Issuer’s  authority  which  made  a  decision  on 
approval of the transaction, date of decision (date 
and number of minutes of proceedings) 
Other  information  on  transaction  indicated  at  the 
issuer’s discretion 

of  mentioned 

fulfillment 

on 

The  obligations  of  the  Company  are  fully 
performed. 
The transaction was approved by the Board of 
Directors  on  September  12,  2014,  minutes  w/o 
№ of 12.09.2014. 

None 

15 
Date of transaction 

Subject and essentials of transaction 

Parties of transaction 

Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 
person considered in accordance with the Russian 
Federation Law a related-party for the transaction 

Company 

24.09.2014 
Provision  by  the  Company  of  the  interest-
bearing loan at the rate of 11.45% per annum. 
The Lender: PJSC "Magnit"  
The Borrower: JSC "Tander" 
Joint-Stock 
"Tander");  
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITED; 
Closed 
“Non-
Stock  Company 
Government  Pension  Fund  “Magnit”  (CJSC 
“NGPF “Magnit”).  

“Tander” 

Joint 

(JSC 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  termination  date  of  the 
last  accounting  period  preceding  the  date  of 
transaction, % 
Term 
for 
transaction 
Information 

fulfillment  of  obligations  under 

fulfillment 

on 

10,000,000 

14.21 

22.09.2017 

of  mentioned The  obligations  of  the  Lender  are 

fully 

76 

 
 
 
obligations 
Issuer’s  authority  which  made  a  decision  on 
approval of the transaction, date of decision (date 
and number of minutes of proceedings) 
Other  information  on  transaction  indicated  at  the 
issuer’s discretion 

None 

performed. 
The  transaction  was  approved  by  the  annual 
General  Shareholders  Meeting  on  May  29, 
2014, minutes w/o № of 30.05.2014. 

16 
Date of transaction 

Subject and essentials of transaction 

Parties of transaction 

Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 
person considered in accordance with the Russian 
Federation Law a related-party for the transaction 

Company 

30.09.2014 
Provision  by  the  Company  of  the  interest-
bearing loan at the rate of 11.45% per annum. 
The Lender: PJSC “Magnit”, 
 The Borrower: JSC “Tander”. 
Joint-Stock 
"Tander");  
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITE; 
Closed 
“Non-
Stock  Company 
Government  Pension  Fund  “Magnit”  (CJSC 
“NGPF “Magnit”).  

“Tander” 

Joint 

(JSC 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  termination  date  of  the 
last  accounting  period  preceding  the  date  of 
transaction, % 
for 
Term 
transaction 
Information 
obligations 

fulfillment  of  obligations  under 

of  mentioned 

fulfillment 

on 

145,000 

0.21 

28.09.2017 

Issuer’s  authority  which  made  a  decision  on 
approval of the transaction, date of decision (date 
and number of minutes of proceedings) 

Other  information  on  transaction  indicated  at  the 
issuer’s discretion 

none 

fully 

The  obligations  of  the  Lender  are 
performed. 
the 
transaction  was  approved  by 
The 
extraordinary  General  Shareholders  Meeting 
on  September  25,  2014,  minutes  w/o  №  of 
26.09.2014. 

17 
Date of transaction 

Subject and essentials of transaction 

Parties of transaction 

Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 

77 

10.10.2014 
Provision  by  the  Company  of  the  interest-
bearing loan at the rate of 11.45% per annum. 
The Lender: PJSC "Magnit" 
The Borrower: JSC "Tander" 
Joint-Stock 
"Tander");  

Company 

“Tander” 

(JSC 

 
 
 
 
person considered in accordance with the Russian 
Federation Law a related-party for the transaction 

LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITE; 
Closed 
“Non-
Stock  Company 
Government  Pension  Fund  “Magnit”  (CJSC 
“NGPF “Magnit”).  

Joint 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  the end  date  of the last 
complete  reporting  period  preceding  the  date  of 
transaction, % 
Term 
for 
transaction 
Information  on  fulfillment  of  the  underlying 
obligations 

fulfillment  of  obligations  under 

18,200 

0.03 

06.10.2017 

Issuer’s  authority  which  made  a  decision  to  
approve  the  transaction,  date  of  decision  (date 
and number of minutes) 

Other  information  on  transaction  indicated  at  the 
issuer’s discretion 

none 

fully 

The  obligations  of  the  Lender  are 
performed. 
The 
the 
transaction  was  approved  by 
extraordinary  General  Shareholders  Meeting 
on  September  25,  2014,  minutes  w/o  №  of 
26.09.2014. 

18 
Date of transaction 

Subject and essentials of transaction 

Parties of transaction 

Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 
person considered in accordance with the Russian 
Federation Law a related-party for the transaction 

Company 

13.10.2014 
Provision  by  the  Company  of  the  interest-
bearing loan at the rate of 11.45% per annum. 
The Lender: PJSC "Magnit"  
The Borrower: JSC "Tander" 
Joint-Stock 
"Tander");  
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITE; 
“Non-
Stock  Company 
Closed 
Government  Pension  Fund  “Magnit”  (CJSC 
“NGPF “Magnit”). 

“Tander” 

Joint 

(JSC 

2,760,000 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  termination  date  of  the 
last  accounting  period  preceding  the  date  of 
transaction, % 
Term 
for 
transaction 
Information 
obligations 
Issuer’s  authority  which  made  a  decision  on The 

fulfillment  of  obligations  under 

of  mentioned 

fulfillment 

on 

3.92 

11.10.2017 

The  obligations  of  the  Lender  are 
performed. 

fully 

transaction  was  approved  by 

the 

78 

 
 
approval of the transaction, date of decision (date 
and number of minutes of proceedings) 

extraordinary  General  Shareholders  Meeting 
on  September  25,  2014,  minutes  w/o  №  of 
26.09.2014. 

Other  information  on  transaction  indicated  at  the 
issuer’s discretion 

none 

19 
Date of transaction 

Subject and essentials of transaction 

Parties of transaction 

Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 
person considered in accordance with the Russian 
Federation Law a related-party for the transaction 

the  Company  of 

13.10.2014 
Provision  by 
the 
guarantee under the “Revolving credit line” 
credit  agreement  №Крд-009/ВКЛ-2014  of 
October 9, 2014. 
The Creditor: CSJB “Absolut-Bank” (OJSC), 
The Borrower: JSC “Tander”, 
The Guarantor: PJSC “Magnit. 
Joint-Stock 
"Tander");  
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITE; 
“Non-
Stock  Company 
Closed 
Government  Pension  Fund  “Magnit”  (CJSC 
“NGPF “Magnit”). 

Company 

“Tander” 

Joint 

(JSC 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  termination  date  of  the 
last  accounting  period  preceding  the  date  of 
transaction, % 

5.68 

4,000,000 

for 
Term 
transaction 

fulfillment  of  obligations  under 

The guarantee is valid until the borrower 
fulfills  obligations  to  the  creditor  under 
the  credit  agreement  (07.10.2015),  but  no 
longer  than  1  (one)  year  from  the  credit 
agreement  end  date.  The  guarantee 
terminates  upon  the  expiration  of  the 
indicated period if within this period the 
creditor  does  not  make  a  claim  against 
the guarantor and in accordance with the 
legislation of the Russian Federation. 

Information 
obligations 

on 

fulfillment 

of  mentioned 

Issuer’s  authority  which  made  a  decision  on 
approval of the transaction, date of decision (date 

JSC  “Tander”  is  timely  and  in  full  performing 
its  obligations  to  the  Creditor.  There  are  no 
situations  when  the  demand  on  fulfillment  of 
outstanding obligations of JSC "Tander” could 
have been raised before the Guarantor. 
The  transaction  was  approved  by  the  annual 
General  Shareholders  Meeting  on  May  29, 

79 

 
 
and number of minutes of proceedings) 
Other  information  on  transaction  indicated  at  the 
issuer’s discretion 

none 

2014, minutes w/o № of 30.05.2014. 

20 
Date of transaction 

Subject and essentials of transaction 

Parties of transaction 

Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 
person considered in accordance with the Russian 
Federation Law a related-party for the transaction 

Company 

29.10.2014 
Provision  by  the  Company  of  the  interest-
bearing loan at the rate of 11% per annum. 
The Lender: PJSC "Magnit"  
The Borrower: JSC "Tander" 
Joint-Stock 
"Tander");  
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITE; 
Closed 
“Non-
Stock  Company 
Government  Pension  Fund  “Magnit”  (CJSC 
“NGPF “Magnit”) 

“Tander” 

Joint 

(JSC 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  termination  date  of  the 
last  accounting  period  preceding  the  date  of 
transaction, % 
for 
Term 
transaction 
Information 
obligations 

fulfillment  of  obligations  under 

of  mentioned 

fulfillment 

on 

13,500 

0.02 

26.10.2017 

Issuer’s  authority  which  made  a  decision  on 
approval of the transaction, date of decision (date 
and number of minutes of proceedings) 

Other  information  on  transaction  indicated  at  the 
issuer’s discretion 

none 

fully 

The  obligations  of  the  Lender  are 
performed. 
The 
the 
transaction  was  approved  by 
extraordinary  General  Shareholders  Meeting 
on  September  25,  2014,  minutes  w/o  №  of 
26.09.2014. 

21 
Date of transaction 

Subject and essentials of transaction 

Parties of transaction 

Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 
person considered in accordance with the Russian 
Federation Law a related-party for the transaction 

31.10.2014 
Provision  by  the  Company  of  the  interest-
bearing loan at the rate of 11.45% per annum. 
The Lender: PJSC "Magnit"  
The Borrower: LLC “Selta” 
Joint-Stock 
"Tander");  
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITE;  
Stock  Company 
Closed 

Company 

“Tander” 

“Non-

Joint 

(JSC 

80 

 
 
  
Government  Pension  Fund  “Magnit”  (CJSC 
“NGPF “Magnit”) 

885,000 

1.02 

27.10.2017 

fulfillment  of  obligations  under 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  termination  date  of  the 
last  accounting  period  preceding  the  date  of 
transaction, % 
Term 
for 
transaction 
Information 
obligations 
Issuer’s  authority  which  made  a  decision  on 
approval of the transaction, date of decision (date 
and number of minutes of proceedings) 
Other  information  on  transaction  indicated  at  the 
issuer’s discretion 

of  mentioned 

fulfillment 

on 

none 

The  obligations  of  the  Lender  are 
performed. 
The  transaction  was  approved  by  Boar  of 
Directors on October 7, 2014, minutes w/o № of 
08.10.2014. 

fully 

22 
Date of transaction 

Subject and essentials of transaction 

Parties of transaction 

Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 
person considered in accordance with the Russian 
Federation Law a related-party for the transaction 

Company 

21.11.2014 
Provision  by  the  Company  of  the  interest-
bearing loan at the rate of 12% per annum. 
The Lender:PJSC “Magnit”, 
The Borrower: JSC “Tander”. 
Joint-Stock 
"Tander");  
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITE; 
Closed 
“Non-
Stock  Company 
Government  Pension  Fund  “Magnit”  (CJSC 
“NGPF “Magnit”). 

“Tander” 

Joint 

(JSC 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  termination  date  of  the 
last  accounting  period  preceding  the  date  of 
transaction, % 
Term 
for 
transaction 
Information 
obligations 

fulfillment  of  obligations  under 

of  mentioned 

fulfillment 

on 

249,000 

0.29 

19.11.2017 

Issuer’s  authority  which  made  a  decision  on 
approval of the transaction, date of decision (date 
and number of minutes of proceedings) 

Other  information  on  transaction  indicated  at  the none 

81 

fully 

The  obligations  of  the  Lender  are 
performed. 
The 
the 
transaction  was  approved  by 
extraordinary  General  Shareholders  Meeting 
on  September  25,  2014,  minutes  w/o  №  of 
26.09.2014. 

 
  
issuer’s discretion 

23 
Date of transaction 

Subject and essentials of transaction 

Parties of transaction 

Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 
person considered 
the 
transaction 

related-party 

for 

Company 

03.12.2014 
Provision  by  the  Company  of  the  interest-
bearing loan at the rate of 12% per annum. 
The Lender: PJSC “Magnit”, 
The Borrower: JSC “Tander”. 
Joint-Stock 
“Tander”);  
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITE; 
Closed 
“Non-
Stock  Company 
Government  Pension  Fund  “Magnit”  (CJSC 
“NGPF “Magnit”). 

“Tander” 

Joint 

(JSC 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  termination  date  of  the 
last  accounting  period  preceding  the  date  of 
transaction, % 
Term 
for 
transaction 
Information 
obligations 

fulfillment  of  obligations  under 

of  mentioned 

fulfillment 

on 

2,717,850 

3.14 

01.12.2017 

The Lender´s obligations are fully performed. 

Issuer’s  authority  which  made  a  decision  on 
approval of the transaction, date of decision (date 
and number of minutes of proceedings) 

The 
the 
transaction  was  approved  by 
extraordinary  General  Shareholders  Meeting 
on  September  25,  2014,  minutes  w/o  №  of 
26.09.2014. 

Other  information  on  transaction  indicated  at  the 
issuer’s discretion 

none 

24 
Date of transaction 

Subject and essentials of transaction 

Parties of transaction 

05.12.2014 
Provision  by  the  Company  of  the  guarantee 
under  the  additional  agreement  №10  of 
19.05.2014  to  the  bank  account  agreement 
№0249018/RUB of October 25, 2007. 
The  deal  was  effected  by  conclusion  of 
additional agreement №1 of 05.12.2014 to bank 
account  agreement  №  KRD/PR/039/14  of 
19.05.2014. 
The Creditor: OJSC OJSB “Rosbank” 
The Borrower: JSC “Tander”; 
The Guarantor: PJSC “Magnit”,. 

Full  and  short  firm  name  (names)  of  the  legal Joint-Stock 

Company 

“Tander” 

(JSC 

82 

 
 
 
entity  or  surname,  name,  patronymic  name  of  a 
person considered in accordance with the Russian 
Federation Law a related-party for the transaction 

"Tander");  
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITE; 
“Non-
Stock  Company 
Closed 
Government  Pension  Fund  “Magnit”  (CJSC 
“NGPF “Magnit”). 

Joint 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  termination  date  of  the 
last  accounting  period  preceding  the  date  of 
transaction, % 
Term 
for 
transaction 

fulfillment  of  obligations  under 

350,000 

0.40 

Information 
obligations 

on 

fulfillment 

of  mentioned 

Issuer’s  authority  which  made  a  decision  on 
approval of the transaction, date of decision (date 
and number of minutes of proceedings) 
Other  information  on  transaction  indicated  at  the 
issuer’s discretion 

none 

18.05.2015 - term of Borrower’s refund of credit 
amount and interest 
JSC  “Tander”  is  timely  and  in  full  performing 
its  obligations  to  the  Creditor.  There  are  no 
situations  when  the  demand  on  fulfillment  of 
outstanding obligations of JSC "Tander” could 
have been raised before the Guarantor. 
The transaction was approved by the Board of 
Directors  on  July  9,  2014,  minutes  w/o  №  of 
09.07.2014. 

Company 

08.12.2014 
Provision  by  the  Company  of  the  interest-
bearing loan at the rate of 12% per annum. 
The Lender: PJSC “Magnit”, 
The Borrower: JSC “Tander”. 
Joint-Stock 
"Tander");  
LAVRENO LIMITED;  
GUMOSKI ENTERPRISES LIMITED;  
TOMIANA INVESTMENTS LIMITE; 
“Non-
Stock  Company 
Closed 
Government  Pension  Fund  “Magnit”  (CJSC 
“NGPF “Magnit”). 

“Tander” 

Joint 

(JSC 

25 
Date of transaction 

Subject and essentials of transaction 

Parties of transaction 

Full  and  short  firm  name  (names)  of  the  legal 
entity  or  surname,  name,  patronymic  name  of  a 
person considered 
the 
transaction 

related-party 

for 

Transaction  amount  in  money  terms,  thousand 
rubles. 
Transaction  amount  in  percent  of  the  issuer’s 
balance  sheet  assets  as  of  termination  date  of  the 
last  accounting  period  preceding  the  date  of 
transaction, % 
Term 
for 
transaction 

fulfillment  of  obligations  under 

8,756,000 

10.13 

06.12.2017 

83 

 
 
Information 
obligations 

on 

fulfillment 

of  mentioned 

Issuer’s  authority  which  made  a  decision  on 
approval of the transaction, date of decision (date 
and number of minutes of proceedings) 

fully 

The  obligations  of  the  Lender  are 
performed. 
The 
the 
transaction  was  approved  by 
extraordinary  General  Shareholders  Meeting 
on  September  25,  2014,  minutes  w/o  №  of 
26.09.2014. 

Other  information  on  transaction  indicated  at  the 
issuer’s discretion 

none 

84 

 
  
  
1155..  MMAAIINN  RRIISSKK  FFAACCTTOORRSS  IINNHHEERREENNTT  IINN  TTHHEE  ССOOMMPPAANNYY  OOPPEERRAATTIIOONN  

The Company’s policy of the risk management 

Since the Issuer and its subsidiaries operate within one group of companies, where PJSC 
“Magnit” serves as the holding company (hereafter - “the Group”, “Magnit” retail chain”, “the 
Company” or “the Issuer“), the description of risks to the greater extent is provided for the 
entire Group. 

The description of risk factors provided herein is not complete, it only reflects the 

view of the Company and its individual assessment. Apart from the risks specified in 
this report, other risks which are not included in this report may negatively affect the 
cost of investments in the shares of PJSC “Magnit”. Other risks, including those which 
the Company is not aware of or which it considers immaterial at the present time, may 
lead to the decrease of earnings, increase of expenses or other events and (or) 
consequences, in the result of which the price of the Company’s securities may fall. 

In case one or several risks hereof occur, PJSC “Magnit” will take all possible measures 
to minimize the effect of negative changes. Today it is impossible to determine specific acts of 
the  Company  if  any  out  of  the  provided  risks  occur  because  the  elaboration  of  measures 
adequate  to  the  corresponding  events  is  complicated  due  to  uncertainty  of  the  situation  in 
future. Parameters of the taken measures will depend on the specific situation on a case-by-case 
basis. PJSC “Magnit” cannot guarantee that the measures taken to overcome negative changes 
will  remedy  the  situation,  as  the  majority  of  the  described  risks  are  beyond  the  Company’s 
control. 

The Company and the Group apply systematic approach to risk management. The key 

elements of the risk management policy in each area are: 

  Risk identification 
  Assessment methodology 
  Elaboration and implementation of risk management framework 
  Ongoing monitoring of risks 

Risk management is carried out in respect of the entire Group. 
In  respect  of  the  industry  risks  the  mid  and  long-term  assessment  of  the  industry  is 
made  based  on  the  macroeconomic  forecasts  of  the  Ministry  of  Economic  Development  and 
Trade  and  investment  analysts.  The  assessment  covers  the  future  demand  based  on  the 
forecasts  of  the  population  incomes  and  the  level  of  consumption.  The  assessments  includes 
industry  trends  in  respect  of  various  channels,  segmentation  of  demand  by  channels  and 
competitive environment. 

Based  on  the  analysis  the  strategy  of  development  is  worked  out  to  strengthen  the 

competitive position and increase the market share of the Company. 

In  respect  of  the  country  and  regional  risks,  the  Company  monitors  political  and 
economic  situation  and  estimates  the  level  of  risk  of  acts  of  elements,  possible  disruption  of 
transportation  in  the  regions  of  “Magnit”  stores’  presence.  Territorial  diversification  of 
operation of “Magnit” group of companies contributes to additional reduction of these risks. 

In respect  of  the  financial risks,  the  level  of  interest rate,  currency, credit  and  liquidity 

risks is estimated. 

85 

 
 
 
 
 
Interest risk is managed by means of choosing the most optimal financing methods and 
matching  of  timing  of  mobilization  of  resources  with  the  timing  of  the  projects  which  are 
financed by them. To optimize the resources the Company develops its credit history, expands 
the data base of potential creditors and diversifies instruments to receive the funds.  

The reduction of cost of the received resources is achieved due to the policy aiming at 
improvement of the information transparency. One of the tools of interest risk management is 
the forecasting the changes of interest rates and assessment of the appropriate leverage level of 
the Group adjusted for this possible change of interest rates. 

In respect  of  the currency  risk,  the  Company estimates forecasts  of  the  analysts  on  the 
possible change of the exchange rates and makes decisions on the acceptable amount of assets 
and liabilities in the foreign currency. 

In  respect  of  the  liquidity  risks,  the  Issuer  and  the  Group  in  general  maintain  well-

balanced ratio of assets and liabilities in terms of timing. 

In respect of credit risks, the Company analyzes financial position of counteragents and 

applies the system of limits. 

Legal  risks  management  is  based  on  the  strict  compliance  with  the  applicable  Russian 
legislation.  Legal  department  monitors  all  changes  in  legislation  concerning  the  Company’s 
activity, and conducts legal examination of all contracts and agreements.  

IINNDDUUSSTTRRYY  RRIISSKKSS  

Risks related to the consumer demand and competition 

Unfavorable changes of macroeconomic conditions and decrease of consumer demand 

in Russia may negatively affect sales and income of the Group 

The Group operates in the FMCG retail sector. 
The  development  of  the  retail  sector,  in  which  the  Group  operates,  in  many  aspects 
depends on macroeconomic factors because the demand for the consumer goods is conditioned 
by the disposable income of population. 

In case of economic instability the decrease of the real disposable income of population 
may  lead  to  weaker  dynamics  of  growth  and  profitability  of  the  industry.  It  should  be  noted 
that the state of the Russian economy is conditioned a lot by the oil price and other energy and 
mineral resources on the world market. Oil prices decreased significantly in the second half of 
2014 (from over $110 per barrel of Brent oil as of June 30, 2014 to less than $59 per barrel as of 
January 2, 2015), which affected adversely the growth rate of the Gross Domestic Product (GDP) 
in the Russian Federation in 2014 and which is expected to result in the fall in the GDP in 2015. 
Further  decrease  of  oil  prices  and  prices  on  the  other  mineral  resources  may  have  material 
negative  impact  on  the economy  of  the  Russian  Federation  due  to  the  prevailing  share  of  the 
commodities  in  the  Gross  Domestic  Product.  Besides,  introduction  and  further  tightening  of 
ecomonic sanctions against the Russian Federation by the United States of America, European 
Unioin  and  other  countries  due  to  the  developments  in  Ukraine  was  and  continues  to  be 
detrimental to the state of the economy. According to the estimates of the Ministry of Economic 
Development  of  the  Russian  Federation  deterioration  in  the  business  environment  in  the 
Russian  Federation  in  2015  will  result  in  material  decrease  of  real  wages  and  real  disposable 
income of the Russian population and, consequently, in material decrease of effective demand 
in the state. 

86 

 
 
 
 
 
Consumer demand on the markets where the Group operates depends on the number of 
factors  which  are  beyond  the  Group’s  control,  including  demographic  factors,  consumer 
preferences and their purchasing power. The decline of the consumer demand or the change of 
the  consumer  preferences  may  significantly  reduce  sales  and  income  of  the  Group  and 
negatively  influence  the  business  activity,  financial  condition  and  operational  results  of  the 
Group and the Issuer. Besides, seasonality of the consumer demand may lead to considerable 
fluctuations of the Group’s results in different periods of time. 

High level of competition may lead to the decline of the Group’s market share and the 

reduction of its revenue 

As of December 31, 2014 the Group operates in 7 federal districts in 2,108 locations of the 
Russian  Federation  with  the  highest  concentration  in  the  Southern,  North-Caucasian,  Central 
and  Volga  regions.  The  Group  plans  to  continue  its  expansion  in  the  other  regions  of  Russia: 
North-West, Urals and Siberia. Retail market of the Southern federal region, where the Issuer is 
registered  and  where  its  Head  Office  is  located,  as  well  as  retail  markets  of  the  Central  and 
Volga  regions,  where  most  of  the  Group’s  stores  are  located,  are  quite  competitive  regional 
markets  in  Russia  and  are  represented  by  most  of  the  large  Russian  players  as  well  as  by  a 
number of foreign companies.  

Russian retail is characterized by a high level of competition. The Group competes with 
a the significant number of Russian and international companies. In recent years the growth of 
consumer demand in Russia has attracted new market participants and resulted in the increase 
of  competition.  Retail  chains  compete  with  each  other  primarily  on  the  ground  of  the  store 
locations,  product  quality,  service  and  price,  product  mix  and  store  conditions.  Entrance  of 
additional  players  to  the  Russian  market  may  further  intensify  competition  and  reduce  the 
efficiency of the Group. Main competitors of the Group in the “convenience store” format are 
“Pyaterochka”  and  “Dixy”,  while  in  the  “hypermarket”  format  these  are  “Auchan”, 
“Perekrestok”, “Karusel”, “Lenta”, “O’key”. The Group also competes with regional and local 
retail chains, individual groceries and food markets.  

Some of the Group’s competitors which are present on the market today, and also those 
planning  to  enter  the  Russian  market,  are  large  international  companies  and  have  better 
opportunities  to  mobilize  the  resources  than  the  Group.  Moreover,  many  other  international 
players  including  those with  better  financial  and  other  opportunities  vs.  the  Group  will enter 
the Russian market in the nearest years through acquisition of local players or building up their 
own greenfield networks. 

If  the  above  process  is  intensive,  competition  may  substantially  increase,  which  may 
negatively influence the market share of the Group and its competitive position. The ability of 
“Magnit” retail chain to retain its competitive position depends on its opportunities to maintain 
and  develop  the  existing  stores  and  open  new  stores  in  good  locations,  as  well  as  to  offer 
competitive  prices  and  services.  There  is  no  guarantee  that  the  Group  will  be  able  to 
successfully compete with the existing or new competitors in future. 

At  the  current  stage  of  competitive  activity  considerable  risks  for  the  Group  are  also 
linked to the fact that the main competitors of the Group use more aggressive methods, such as 
winning  the  additional  target  markets  through  expansion  of  franchising  schemes.  Such 
approach enables the competitors to expand their presence rapidly in many regions of Russia as 
well as to considerably reduce the costs of the new store openings. Non-use of the franchising 
schemes  by  the  Group  which  may  lead  to  serious  reduction  of  flexibility  in  geographical 
coverage, and as a result to the loss of a considerable market share. 

87 

 
These  factors  together  with  the  economic  environment  and  strategy  of  the  discount 
pricing may lead to further competition intensification and negatively affect business, financial 
position and operational results of the Group and the Company. 

Risks related to the intensive growth 

Failure of the Group’s strategy of intensive expansion may delay its further growth 

As of December 31, 2014 the stores operating under “Magnit” brand are located in  the 
Southern  federal  region  (1,876),  Central  federal  region  (2,466),  Volga  federal  region  (3,018), 
North-Caucasian federal region (379), North-Western federal region (870), Urals federal region 
(836) and Siberian federal region (248).  

Following its strategy the Group plans to considerably increase the number of its stores 
in the above regions  maintaining the same development rates as well as to further expand its 
chain in a number of subjects of the Russian Federation. The development strategy of the Group 
makes it dependent on the economic conditions and some other factors. 

The  successful  roll-out  of  the  Group’s  development  strategy  depends  on  its  ability  to 
identify and acquire the suitable premises or land plots for store construction on commercially 
reasonable terms, to open new stores in due time in compliance with the Group standards, to 
employ, train and keep extra store and management personnel and to integrate new stores into 
the Group’s existing operation on a profitable basis. It is impossible to guarantee that the Group 
will  achieve  the  target  growth  and  that  the  new  stores  will  profit.  Among  other  factors,  the 
development  strategy  plans  also  depend  on  the  general  economic  situation,  availability  of 
financing  and  no  negative  changes  in  legislation.  There  is  no  guarantee  that  operational, 
administrative, financial and human resources will be sufficient for successful implementation 
of the Group’s development strategy. Moreover, there is no guarantee that the expansion plans, 
if carried out, will have no negative impact on the quality of service and sales profitability. 

Expansion of the Group through acquisition of other companies or their assets may be 
fraught  with  different  risks  which  may  have  serious  negative  impact  on  the  economic 
activity of the Group and its financial position 

The Group does not rule out the possibility to expand its operation through acquisitions. 
Acquisition  opportunities  imply  certain  risks,  including  failure  to  carry  out  adequate  due 
diligence of the acquirees’ operations,  their assets and/or financial position, and much higher 
financial  risks  and  operational  expenses  than  expected  before  acquisition.  At  the  same  time, 
there  is  a  risk  of  impossibility  of  successful  assimilation  of  operations  and  personnel  of  the 
acquiree,  lack  of  introduction  and  integration  of  all  necessary  systems  and  control,  risk  of 
customer  loss,  as  well  as  the  risk  of  entering  the  markets,  where  the  Group  has  no  or  minor 
experience,  and/or  markets  with  the  limited  access  to  the  necessary  logistic  support  and 
distribution  network,  as  well  as  the  risk  of  operational  disruptions    and  loss  of  the  Group’s 
management  resources. If  the  Group is not able to  successfully  integrate  its  acquisitions,  such 
failures may have a material negative effect on its financial position and operational results. 

Failure  to  raise  enough  funds  may  prevent  the  Group  from  realization  of  its 

expansion plans 

88 

 
 
 
 
 
 
 
 
Implementation  of  the  Group’s  expansion  strategy  may  require 

large  capital 
expenditures.  There’s  no  guarantee  that  the  operational  cash  flow  of  the  Group  and/or 
borrowings  from  financial  institutions  or  proceeds  received  from  the  stock  market  would  be 
enough  to  finance  its  scheduled  expenses  in  the  nearest  future.  If  the  Group  fails  to  receive 
sufficient cash flows or raise sufficient capital to finance its planned expenditures, it may have 
to cut, slow down or cease expansion of its network. 

Rapid  growth  of  the  Group  may lead to  deficiency  of  administrative, industrial and 

financial resources 

Historically  volume  of  the  Group’s  operations  has  been  growing  fast.  The  growth  is 
expected  to  continue  in  the  projected  future  which  may  lead  to  the  significant  lack  of 
administrative, operational and financial resources. As a result, “Magnit” retail chain will have 
particularly  to  continue  the 
its  operational  and  financial  systems, 
administrative management and management techniques. The Group will also have to achieve 
strict  coordination  of  operation  of  transportation,  technical,  accounting,  legal,  financial, 
marketing,  warehouse  and  store  personnel.  If  the  Group  fails  to  meet  the  above challenges, it 
may negatively influence the operations and financial position of the Group and the Issuer. 

improvement  of 

Due to the ongoing growth, the Group may experience difficulties with continuation of 
usage,  extension  and  improvement  of  its  management  and  information  system..  If  the  Group 
fails to maintain its management information system, financial accounting and in-house audit 
systems at a proper level, its economic activity and financial position may substantially suffer. 

Besides, there exist a risk of narrowing of the target audience  in the course of time if the 
population  income  grows  significantly,  which  may  lead  to  the  outflow  of  customers  from 
“Magnit” stores. The Russian food retail market is subject to changing customers’ preferences, 
needs and trends. The Group’s target audience is mainly the consumers with low  or medium 
income  level.  If  the  disposable  income  will  continue  to  grow,  the  Group  may  not  be  able  to 
adjust the product mix in its stores according to the changeed consumer needs, and thus may 
lose part of its target audience. As a result, the number of customers who shop at the Group’s 
stores  may  reduce  (or  the  growth  rate  of  the  number  of  customers  may  significantly  reduce 
compared  to  the  previous  periods),  or  the  size  of  the  average  ticket  in  “convenience”  format 
may  reduce  (or  its  growth  rate  may  reduce  compared  to  the  previous  periods),  which  could 
detrimental  to  on  the  business  of  the  Group,  its  operational  results,  financial  position  and 
prospects. 

Risks related to real estate investments and lease of real estate 

Lack  of  reliable  information  on  the  real  estate  market  in  the  Russian  Federation 

makes it difficult to estimate the value of the real estate owned by the Group 

The  amount  of  reliable  public  information  and  research  concerning  the  real  estate 
market  in  Russia  is  limited.  The  volume  of  the  available  data  is  not  that  comprehensive  and 
complete as similar data on the real estate market in other industrially developed countries. The 
lack  of  information  makes it  difficult  to  assess  the  market value  and  the  rent  price  of  the real 
estate  in  Russia.  Therefore,  there  is  no  confidence  that  the  price  set  to  the  real  estate  of  the 
Group reflects its market value. 

89 

 
 
 
 
 
 
 
The Group in whole and the Company in particular make substantial investments into 
the  real  estate  for  store  premises.  The  market  of  any  goods  including  commercial  property  is 
subject  to  fluctuations.  Market  value  of  the  real  estate  may  decline  or  grow  due  to  different 
factors, i.e.: 

a)  changes in the competitive environment; 
b)  changes of the attractiveness level of the real estate on the Russian market in general and 
on the regional markets where the real estate objects of the Company are located due to 
the changes of the country and regional risks; 

c)  fluctuations of the demand for commercial real estate. 
As  a  result  of    negative  changes  on  the  real  estate  market,  the  value  of  the  real  estate 
acquired by the Company or its subsidiaries may decline and thus negatively affect the assets’ 
value  of  the  Group.  Thus,  in  case  of  disposal  of  such  property  the  Group  won’t  be  able  to 
compensate its acquisition costs, what may negatively affect the financial position of the Group 
and the Company. 

Inability to obtain rights on the suitable real estate object on commercially reasonable 
terms,  to  protect  rights  of  the  Group  for  the  real  estate  or  to  construct  new  stores  on  the 
acquired  land  plots  may  have  a  material  adverse  effect  on  the  economic  operation  and 
financial position of the Group 

Ability  of  the  Group  to  open  new  stores  largely  depends  on  identification  and  lease 
and/or acquisition of the real estate appropriate for its needs on commercially reasonable terms. 
The  property  market  in  large  cities  of  Russia  is  highly  competitive,  and  in  conditions  of 
favorable economic environment the competition for and therefore the cost of high quality land 
plots  may  increase.  If  in  the  future  due  to  any  reason,  including  competition  from  the  other 
companies,  which  are  interested  in  the  similar  objects,  the  Group  is  not  able  to  identify  and 
lease and/or buy the new objects in due time, the Group’s anticipated growth will be negatively 
affected. Even after the Group procures rights on the suitable land plots and premises, it may 
experience difficulties or delays when obtaining permissions from various regional authorities, 
required for the exercise of the Group rights to use, renovate or reequip the stores. Therefore, 
there’s no guarantee that the Group will be able to successfully identify, lease and/or purchase 
the appropriate real estate objects on acceptable terms. 

Failure to renew lease contracts for the stores or extend them on reasonable terms may 

have materially adverse effect on the economic activity and financial position of the Group 

It is impossible to guarantee that the Group will be able to prolong its lease contracts on 
acceptable terms, and even the possibility to prolong lease contracts itself upon their expiration. 
If the Group is not able to extend the lease contracts for its stores as they expire or lease another 
suitable objects on reasonable terms, or if the actual lease contracts of the Group are terminated 
for any reason (including loss of right on such objects by the lessor), or if the contract terms are 
revised  in  the  prejudice  of  the  Group,  it  may  have  a  negative  impact  on  its  financial  position 
and operation results. 

Deficiency  of  professional  building  contractors  may  negatively  affect 

the 

development strategy of the Group 

90 

 
 
 
 
 
 
 
The  ability  of  the  Group  to  construct  and/or  equip  the  new  specially  built    stores  is 
extremely important for its strategy and commercial success. The Group operates in the markets 
which face the deficiency of highly-skilled contractors able to build new stores in due time and 
in compliance with standardized requirements of the Group. It is impossible to guarantee that 
the Group will be able to find sufficient number of qualified projectors which could enable the 
Group  to  construct  and  open  new  stores  in  due  time.  Failure  of  the  Group  to  construct  and 
equip new stores on the newly acquired land plots in due time may be detrimental to its ability 
to  perform  tasks,  which  are  set  in  its  plans  of  strategic  development  and    to  achieve  planned 
operational results. 

Dispute of the Group’s rights for the real estate or cessation of the Group’s projects 
for new stores’ construction may have materially adverse effect on the economic activity and 
financial position of the Group 

Group’s  operations  include  obtaining  of  ownership  rights  on  land  plots  and  buildings 
for  the  purposes  of  the  construction  and/or  equipping  new  stores.  Besides,  the  Group  owns 
buildings  and  facilities  where  its  offices  are  located.  Russian  land  and  property  legislation  is 
complex  and  often  ambiguous,  and  may  contain  contradictory  provisions  at  the  federal  and 
regional  levels.  In  particular,  it  is  not  always  clear  which  state  authority  is  entitled  to  lend 
particular  land  plots,  besides  the  procedures  of  construction  approval  are  complex,  the 
decisions  made  in  compliance  with  these  procedures  can  be  contested  or  cancelled. 
Construction  and  environmental  regulations  often  contain  the  requirements  which  are  in 
practice impossible to meet in full. As a result, ownership and lease rights of the Group for land 
plots and premises may be challenged by governmental authorities and third parties, and thus, 
its construction projects may be delayed or cancelled. 

According to the Russian legislation, real estate transactions may be disputed on many 
grounds, including ineligibility of the property seller or right holder to dispose such property, 
breach of internal corporate requirements of the counterparty and failure to register the transfer 
of rights in the unified state register. As a result, breaches in the pst real estate transactions may 
lead to invalidation of such transactions with certain real estate objects, which may negatively 
influence the rights of the Group on this real estate. 

It is also worth noting that, Russian law does not require certain encumbrances over real 
estate  (including  leases  for  less  than  one  year  and  uncompensated  use  agreements)  to  be 
registered with the unified state register to legally validate the charge. Besides, the time limits 
within  which  the  charge  liable  for  registration  in  the  unified  state  register  should  be  entered 
into this register, are not stipulated in the law. Therefore, there is always a risk that the third 
parties  at  any  time  may  register  or  claim  the  existence  of  encumbrances  (of  which  the  Group 
had not been aware of) on the real estate owned or leased by the Group. 

Risks related to the increase of costs 

Unionization  of  the  Group  employees  may  have  a  material  adverse  effect  on  its 

financial position and operational results 

At the present time the majority of Group employees do not league any labor unions. If 
the  considerable  part  of Group  employees  league  labor  unions,  it  may  substantially  affect  the 
payroll  costs  of  the  Group  and/or  settlement  of  labor  conflicts,  which  in  its  turn  may  have  a 
substantial negative impact on financial position and operational results of the Group.  

91 

 
 
 
 
 
 
Risks related to the possible fluctuations of the prices for raw materials, services used  
by  the  Issuer  in  its  operations  (separately  on  the  internal  and  external  markets),  and  their 
influence on the Issuer’s operations and its fulfillment of obligations on the securities 

The  Company  and  the  Group  operate  only  on  the  Russian  internal  market.  The 
Company  and  the  Group  do  not  operate  on  or  plan  to  expand  into  the  external  market.  The 
information about the risks described refers to the internal market. 

The  increase  of  the  Group’s  expenses  may  have  a  material  adverse  effect  on  its 
profitability.  The  operating  efficiency  of  the  Company  and  its  subsidiaries  largely  depend  on 
the prices for the products purchased for the retail sale, as well as on the prices for the services 
used  by  them  in  their  operation  and  on  the  amount  of  rent  payment  for  movable  and  real 
property and construction, acquisition and opening costs. Changes in the agreement processes 
and procedures of obtaining rights for the land plots (including lease right), fluctuations of the 
norms and regulations applicable to the Group activity, town-planning, tax and environmental 
legislations in particular, may entail the growth of the store opening costs or costs for the use of 
the  premises  for  stores  as  well  as  the  increase  of  the  payback  period  for  the  Issuer  and  its 
subsidiaries. The growth of the purchasing prices, the growth of the store opening costs, growth 
of the price of the land plots (or any other real estate) and the amount of rent payment for their 
use,  as  well  as  the  growth  of  employees’  wages  may  lead  to  the  substantial  growth  of  the 
Group’s  expenses,  and  thus,  seriously  affect  the  profitability  of  the  Issuer  if  the  Group  is  not 
able  to  adequately  increase  the  sale  prices  due  to  low  purchasing  power  of  the  population  in 
particular. Since the retail chain of the Group while working with one of the most economical 
formats  mainly  targets  at  customers  with  the  income  below  the  average,  the  Group  is 
substantially subject to the above risk. Decrease of profitability may negatively affect the ability 
of the Company’s relevant authority to decide on the payment of yield on the securities and the 
market value of the Company’s securities as well as affect the fulfillment of obligations on the 
placed bonds in full. 

Risks related to the possible fluctuations of the prices on products and/or services of 
the  Issuer  (separately  on  the  domestic  and  foreign  markets),  and  their  influence  on  the 
Company’s activity and its fulfillment of obligations on the securities 

The Issuer and the Group operate only on the Russian domestic market. The Issuer and 
the Group do not operate on or plan to expand into the foreign market. The information about 
the risks described refers to the internal market. 

The reduction of product prices at “Magnit” stores may lead to the profitability decrease 
of  the  Group.  Changes  of  the  product  prices  at  “Magnit”  stores  are  largely  determined  by 
changes of purchase prices of the Group. The Group is doing their best not to increase the mark 
up  on  the  products.  The  growth  of  the  product  prices  may  negatively  affect  the  purchasing 
power  of  the  population.  Amidst  inflation  the  growth  of  the  product  prices    is  more  likely  to 
happen, which causes the erosion of purchasing power of the population. Deterioration of the 
macroeconomic  environment  and  the  subsequent  erosion  of  purchasing  power  of  the 
population may also lead to the decline of selling prices. If the purchase prices are less reduced 
than  the  selling  prices,  it  will  lead  to  the  decline  of  Group  profitability.  The  dramatic 
deterioration  of  macroeconomic  situation  and  intensification  of  competition  may  force 
92 

 
 
 
 
 
 
 
“Magnit” chain to cut the prices for products in order to maintain the target turnover growth 
and market share, which may also lead to the profitability decline. 

The assumed actions of the Issuer in case of industrial fluctuations 

In case one or several risks arise the Company will undertake all possible measures to 
reduce the effect of the existing fluctuations. It is impossible to determine particular actions of 
the  Issuer  in  case  any  of  the  events  listed  in  the  risk  factors  and  described  in  this  paragraph 
occur in future, because elaboration of the adequate is complicated due to uncertainties of the 
developments  in  future.  The  character  of  the  applied  actions  will  depend  on  the  specific 
situation  of  every  case.  The  Company  cannot  guarantee  that  the  activities  taken  to  overcome 
negative  fluctuations  will  lead  to  considerable  changes  in  the  situation,  as  most  of  the  above 
risks are out of the Issuer’s control. 

In case of deterioration of the situation in the sector, the Company plans: 
  To continue, if possible, to expanding its operations in order to reduce the  cost of goods 

and diversify some risks through the ongoing growth of scale; 

  To  continue  monitoring  the  least  prospective  stores  and,  if  the  measures  to  raise 

profitability of these stores are not rewarding, to close such stores expeditiously; 

  To  extend  the  territory  of  its  operation  by  choosing  the  most  profitable  regions  of 

Russian Federation in terms of growth prospects; 

  To carry out adequate changes in pricing policy for maintaining the demand for goods 

on the necessary level; 

  To take additional measures to cut the costs; 
 

to continue attracting highly-skilled specialists as well as entering into agreements with 
further  risk 
reliable  partners,  counteragents  and  contractors,  which  enables 
minimization, and 

  To  conduct  the  detailed  analysis  of  the  planned  operations  of  the  Issuer  in  order  to 

reduce the cost of investments, reduce the expenses and receive higher profits. 

CCOOUUNNTTRRYY  AANNDD  RREEGGIIOONNAALL  RRIISSKKSS  

The  Company  and  JSC  “Tander”  (the  main  operating  company  of  the  Group  which 
controls  trading  assets  and  is the  Group’s  center  of revenue  consolidation)  are registered  as  a 
tax-payer  in  the  Southern  federal  region,  Krasnodar.  As  of  December  31,  2014  the  Group 
operates in 7 federal regions in 2,108 cities and towns of the Russian Federation. 

The Group does not have stores and other objects outside the Russian Federation. As the 
Group  operates  in  the  Russian  Federation,  the  main  country  and  regional  risks  affecting  the 
operation of the Group and the Company are the risks within the Russian Federation. However, 
due  to  the  globalization  of  the  world  economy,  considerable  deterioration  of  the  economic 
situation in the world may lead to the serious economic recession in Russia and as a result to the 
decrease of demand for consumer goods. 

Despite  the  fact  that  during  the  last  few  years  there  were  positive  changes  in  many  
public  spheres  in  Russia  -  the  economy  was  growing,  certain  political  stability  was  achieved, 
Russia  is  still  the  state  with  the  rapidly  developing  and  changing  political,  economic  and 
financial  systems.  Apart  from  economic  risks,  Russia  is  more  exposed  to  the  political  and 
regulatory risks than the other countries with the developed market economy. 

Political risks 

93 

 
 
 
  
  
 
Political instability in Russia may have a negative effect on the cost of investments in 

Russia as well as on share the price of the Issuer 

Since  1991  Russia  is  undergoing  the  transformation  from  the  single-party  government 
with the centralized planned economy to the federal republic with democratic institutions and 
market-oriented  economy.  At  that,  Russian  political  system  remains  vulnerable  to  voices  of 
complaint, including call for autonomy from certain regional and ethnical groups. 

The progress of political and other reforms from 1991 was uneven. The composition of 
the  Government  of  the  Russian  Federation,  including  the  prime  minister,  was  unstable  on  a 
periodic basis. For example, from March 1998 to May 2008 there were six prime-minister shifts. 
Vladimir Putin was elected the President of Russia in March 2000. Since that the composition of 
the Government in Russia has been highly stable. In March 2008 Dmitry Medvedev was elected 
the  President  of  Russia,  during  his  administration  Vladimir  Putin  was  the  Prime  Minister.  In 
March  2012  Vladimir  Putin  was  again  elected  the  President  and  came  to  office  on  the  7th  of 
May, 2012 for the six-year term. Currently Dmitry Medvedev is the Prime Minister. Although it 
ensured state stability, oppositional organizations were very active from the end of 2011 to the 
middle of 2013, mainly due to the results of the parliament and president elections. Increase of 
protest  activity,  discontent  in  the  society  and  political  instability  are  also  possible.  Besides,  a 
new wave of protests may result in the growth of authoritarianism.  

Future  political  instability  may  lead  to  deterioration  of  the  macroeconomic  situation, 
including flight of capital, decrease of investments and business activity. Future changes of the 
state  policy  and  regulation  in  Russia  may  also  lead  to  political  instability  and  cessation  or 
cancellation of political, economic and regulatory reforms, which may have significant negative 
impact on the cost of investments in Russia, including the share price of the Issuer, as well as 
economic activity of the Issuer, its financial position and development prospects. 

Developing  countries  such  as  Russia  pertain  higher  market  volatility  due  to  political 
conflicts.  Cessation  or  backtracking  on  reforms,  as  well  as  return  to  political  and  government 
instability or serious acts of terrorism (which Russia is exposed to, taking into account current 
ethnical  and  religious  conflicts)  may  lead  to  deterioration  of  the  investment  climate  in  Russia 
and  to  instability  of  commercial  activity,  which  may  have  significant  negative  impact  on  the 
ability  of  the  Issuer  to  raise  equity  or  debt  capital  on  the  global  markets,  as  well  as  on  the 
economic activity, financial position, operating results and development prospects of the Issuer. 
Changes  in  the  composition  of  the  Government  of  the  Russian  Federation,  the  State 
Duma  or  the  change  of  the  President  shift,  significant  changes  of  the  domestic  policy  or 
disagreements between the President, the Government of the Russian Federation, the Russian 
Parliament  and  influential economic  groups  may  lead  to  political instability,  which  may have 
significant  negative  impact  on  the  cost  of  investments  in  Russia  in  general  and  on  the  share 
price of the Issuer in particular. 

Current armed conflict in the Eastern Ukraine and the reaction of the western countries 
on  the  accession  of  Crimea  to  Russia  and  escalation  of  the  conflict  in  the  Eastern  Ukraine 
resulted in  the  significant  deterioration  of  the geopolitical  instability  and  negatively  impacted 
the macroeconomic situation in Russia. 

Significant growth of domestic instability in Ukraine starting from Autumn 2013 and the 
current armed conflict in the Eastern Ukraine negatively impacted the state of bilateral relations 
between the Russian Federation and Ukraine, as well as the relations of Russia with the western 
countries.  On  16  March  2014  the  referendum  was  held  in  Crimea,  in  the  course  of  which  the 
majority of the participating Crimean population voted for joining Russia as a federal subject. 

94 

 
 
 
On  17  March  2014  the  parliament  of  Crimea  declared  the  independence  from  Ukraine  and 
formally requested that the Russian authorities admit the Crimea to the Russian Federation. The 
Treaty on Accession of the Republic of Crimea to Russia was signed between representatives of 
the  Republic  of  Crimea,  Sevastopol  and  the  Russian  Federation  on  18  March  2014  to  lay  out 
terms for the immediate admission of the Republic of Crimea and Sevastopol as federal subjects 
of  Russia  and  part  of  the  Russian  Federation.  It  was  ratified  by  the  Federal  Assembly  by  21 
March.  

Accession of Crimea to Russia caused strong negative reaction of the western countries. 
In  particular,  the  United  States  of  America  and  the  European  Union  countries  as  well  as 
Ukraine strongly reject to acknowledge the referendum held in Crimea and further accession of 
Crimea  to the  Russian  Federation  legitimate.  Beginning from  March  2014  the United  States  of 
America, the European Union countries and some other countries started to introduce various 
sanctions  against  a  number  of  the  Russian  administrative  officials,  politicians,  businessmen, 
companies and banks.  

The beginning and further escalation of the Ukrainian conflict between the army and the 
other armed groups of Ukraine on one hand, and advocates of independency from Ukraine on 
the other hand, caused significant expansion and toughening of sanctions against Russia on the 
part  of  western  countries  starting  from  July  2014.  In  particular,  the  United  States  of  America 
introduced the so-called sectoral sanctions against Russian state banks as well as a number of 
companies  operating  in  the  power  generating  and  military  sectors  of  economy.  The  most 
meaningful part of the sectoral sanctions for the Russian economy and financial system is the 
prohibition  on  purchase,  sale,  investment  services  and  assistance  in  issuance  or  any  other 
transactions  with  the  securities  and  money  market  instruments  with  the  circulation  period  of 
over  30  days  if  the  issuer  is  (i)  one  of  the  five  Russian  state  banks  (Sberbank,  VTB  Bank, 
Gazprombank, Vnesheconombank or Russian Agricultural Bank), one of their subsidiaries or a 
person,  acting  on  behalf  of  or  on  the  instructions  of  these  Russian  state  banks  and  their 
subsidiaries;  (ii)  one  of  a  number  of  the  Russian  companies,  which  operations  are  primarily 
related to and is mainly about invention, production, sales and export of military equipment or 
services related to the military sector, or one of its subsidiaries or a person, acting on behalf of 
and on the instructions of these military companies or their subsidiaries; (iii) one of a number of 
the Russian companies controlled by the government or with the government stake of over 50% 
and  the  value  of  assets  exceeding  1  trillion  rubles  and  with  the  expected  profit  of  over  50% 
coming  from  sale  and  transportation  of  crude  oil  and  oil  products  (such  as  Gazprom  Neft, 
Transneft and Rosneft), or one of their subsidiaries or a person, acting on behalf of and on the 
instructions  of  these  companies  or  their  subsidiaries.  Similar  sanctions  blocking  access  to  the 
western capital markets were also introduced by the European Union countries nearly against 
the  same  Russian  state  banks,  power  generating  and  military  companies.  Besides,  there  were 
sanctions  introduced  to  prohibit  export  of  products  and  technologies  for  military  purposes, 
dual-use products and technologies (which may be used for both civil and military purposes), 
as  well  as  products  and  technologies  necessary  for  oilfield  development  in  deep  water  areas, 
Arctic shelf and shale stratum, to Russia. 

Significant  escalation  of  geopolitical  situation  due  to  the  development  in  the  Eastern 
Ukraine  and  the  introduction  of  the  above  sanctions  not  only  restricted  access  to  the  western 
capital  markets  for  banks  and  companies  under  sanctions,  but  also  extremely  complicated 
access to the international debt and equity capital markets for the other Russian companies and 
banks, which may now turn to be unable to refinance its current debt in the foreign currencies 
by new debt on the international capital markets. Very limited access to the international capital 
markets together with the significant ruble devaluation in the end of 2014 against the US dollar 

95 

 
and euro create a threat that at least some of those companies and banks with significant debt in 
the  foreign  currencies  may  be  unable  to  settle  their  existing  loans  in  the  foreign  currency  in 
time, which may result in their bankruptcy and negatively impact the entire Russian economy. 
Besides, significant part of funds, earlier raised by the Russian banks on the international capital 
markets, was channeled for crediting of the Russian companies and population. The restriction 
of access to such relatively cheap source of financing may negatively cut volumes of crediting of 
the  Russian  companies  and  population  by  the  Russian  banks  and  significantly  increase  the 
credit rates, which may negatively impact the state of the Russian economy.  

It is impossible to rule out further escalation of sanctions against Russian business and 
individuals  in  future,  which  may  have  even  more  negative  impact  on  the  Russian  economy, 
financial and banking markets, and result in the increase of the capital outflow from Russia and 
significantly deteriorate the investment climate and business environment in Russia. 

Reconsideration  of  reforms  and  the  government  policy  with  regard  to  certain 
individuals  may  negatively  impact  the  business  of  the  Group  and  the  investment 
attractiveness of Russia. 

In  the  past,  including  the  recent  past,  the  Russian  law  enforcement  agencies  opened 
criminal  cases  against  a  number  of  Russian  companies,  their  officials  and  shareholders  on  a 
charge of tax evasion, other tax crimes and absolutely different illegal actions. On some of such 
investigations the accused people were sentenced to be confined and pay the understated taxes. 
According  to  the  statements  in  the  Russian  press,  such  companies  included  Yukos,  TNK  and 
VimpelCom.  In  Autumn  2014  by  the  decision  of  the  Moscow  Court  of  Arbitration  the 
controlling  interest  in  Bashneft,  earlier  owned  by  AFK  “Sistema”,  was  transferred  in  state 
ownership  in  grounds  of  maw  violation  in  the  course  of  privatization  of  Bashneft.  AFK 
“Sistema”  acquired  Bashneft,  privatized  earlier,  for  US$  2  billion  in  2009.  In  the  course  of 
judicial proceedings the chairman of the Board of Directors and the largest shareholder of AFK 
“Sistema”  Vladimir  Evtushenkov  was  accused  of  money  laundering  and  he  was  temporarily 
placed under house arrest. Some analysts think that such actions of government agencies speak 
of the intention to reconsider political and economic reforms of the last two decades. However, 
other analysts are confident that these were one-off cases and do speak of any backtracking on 
major political and economic reforms. 

Conflicts  between  federal  and  regional  authorities  and  other  domestic  political 
conflicts  may  create  unfavorable  economic  conditions  which  may  negatively  impact  the 
operations and financial position of the Group. 

Distribution  of  powers  between  federal  and  regional  authorities,  as  well  as  between 
different authorities on the federal level in some cases remains unclear and disputable. In this 
connection,  Russian  political  system  is  subject  to  certain  internal  contradictions  and  conflicts 
between federal and regional authorities regarding different issues, particularly, tax collection, 
property right for land, powers to regulate individual industry sectors and regional autonomy. 
Conflicts  between  different  authorities  may  have  serious  adverse  effect  on  the  price  of  the 
Company’s shares. 

Besides,  ethnical,  religious  and  other  segregations  periodically  provoke  public  tension 
and  sometimes  result  into  conflicts  including  the  armed  ones.  For  example,  the  continuous 
conflict  in  Chechnya  negatively  affected  economic  and  political  situation  in  Chechnya,  the 
neighboring regions and Russia on the whole. Terrorist activity and counter measures aimed at 

96 

 
 
 
 
 
the  elimination  of  violence,  particularly  by  imposing  emergency  rule  in  certain  territorial 
subjects  of  the  Russian  Federation  may  have  an  adverse  negative  effect  on  the  potential  of 
Russian  business  on  the  whole  and  the  Group’s  performance  in  particular,  especially,  taking 
into  consideration  the  significant  scale  of  the  Group’s  operations  in  the  Southern  and  North 
Caucasian Federal Region. 

Social  instability  may  lead  to  frustration  among  population,  induce  the  call  for 

powers’ change, outbreaks of nationalism or violence 

Failure of the Russian government to adequately address social problems led in the past 
and may lead in the future to frustration among population. Such frustration may have social, 
economic and political consequences, e.g. call for the change of powers, growth of nationalism 
enhanced  by  the  call  for  property  nationalization,  expropriation  and  constraints  on  overseas 
property  in  Russia,  as  well  as  the  increase  of  violence.  Any  of  the  above  development  in  the 
social  sphere  may  negatively  impact  the  confidence  in  Russiaeconomy    and  its  investment 
potential,  and  may  also  have  negative  impact  on  the  operations  of  the  Group  and  result  in 
losses  or  impact  the  business  of  the  Group, results  of  its  operations,  its financial  position  and 
prospects in a different way.. 

Economic risks 

Economic  instability  in  Russia  may  have  negative  impact  on  the  consumer  demand 

which may significant negative influence the business of the Issuer  

In the past the Russian economy was and continues to be exposed to: 

  Significant  decrease  of  its    Gross  Domestic  Product  and  the  growth  rates  of  the  Gross 

Domestic Product; 

  High inflation; 
  High and rapidly growing interest rates; 
  Unstable crediting conditions; 
  Unstable ruble rate; 
  Massive flight of capital; 
  High level of government debt versus gross domestic product; 
  Low diversification of economy which is relies heavily on global commodity prices; 
  Sharp decline of oil prices, other energy materials and other commodities; 
 
Inability of the banking system to provide Russian companies with sufficient liquidity; 
  Continuation  of  work  of  unprofitable  enterprises  due  to  lack  of  efficient  bankruptcy 

procedures; 

  High level of corruption and penetration of organized criminality in economics; 
  Significant  growth  of  unemployment  and  subemployment;  Introduction  and  further 
escalation of various sanctions against a number of Russian companies, banks, officials, 
politicians and businessmen; 

  Low incomes of the majority of the Russian population. 

Over the past few years the Russian economy has been marked by instability of debt and 
equity capital markets (for example, the Russian equity market saw significant slowdown in the 
second half of 2008). As a result, the market regulators suspended trades on the Russian stock 

97 

 
 
 
 
 
 
 
 
exchanges,  MICEX  and  RTS  (merged  in  2011  into  the  MOEX)  many  times.  The  Russian 
economy has been also marked by significant decline of foreign investments and sharp decrease 
of the gross domestic product in certain years. For example, in 2009 the Russian gross domestic 
product decreased by 7.8% in real terms. 

As  Russia  produces  and  exports  significant  volumes  of  crude  oil,  natural  gas,  oil 
products  and  other  mineral  resources,  the  Russian  economy  is  very  vulnerable  to  the 
fluctuations of oil and gas prices and the other commodities, the prices on which significantly 
decreased in the course of the global financial crisis, started in the second half of 2008. Oil prices 
significantly decreased again in the second half of 2014 (from over US$ 110 per barrel of Brent 
oil as of June 30, 2014 to less than US$ 59 per barrel as of January 2, 2015), which has negative 
impact on the state of the Russian economy and the revenues of the Russian energy companies 
and the government. Further significant decrease of gas and oil prices may cause losses to the 
Russian economy and have significant negative impact on the activity of the Group. 

Significant  decrease  of  oil  prices  in  the  second  half  of  2014,  introduction  and  further 
escalation of sanctions against a number of Russian companies, banks, officials, politicians and 
businessmen  on  the  part  of  western  countries  and  escalation  of  geopolitical  tensions  between 
Russia and Ukraine, as well as a number of western countries, were among key reasons which 
caused  downgrades  of  long-term  credit  ratings  of  Russia  by  the  leading  international  rating 
agencies. 

On  January  9,  2015  Fitch  Ratings,  international  rating  agency,  downgraded  long-term 
credit rating of Russia by one notch to “BBB-“, which is the lowest “investment” credit ratings 
of the agency. Sharp ruble devaluation and decline of oil prices, as well as the increase of the 
key rate of the Central Bank of Russia up to 17% were named the key reasons of the downgrade. 
Fitch  has  also  noted  that  western  sanctions  continue  to  have  negative  impact  on  the  Russian 
economy.  According  to  the  Fitch’s  statement,  the  outlook  of  the  Russian  rating  remains 
“negative”. 

On  January  26,  2015,  mainly  due  to  geopolitical tensions  between  Russia  and Ukraine, 
Standard  &  Poor’s  downgraded  long-term  sovereign  foreign-currency  rating  of  Russia  from 
“BBB-”  to  “BB+”,  i.e.  from  “investment”  to  “speculative”  with  negative  outlook.  The  agency 
explained  its  decision  by  the  weaker  flexibility  of  the  Russian  monetary  policy  and  economic 
growth prospects. 

On February 20, 2015 Moody’s downgraded Russian sovereign credit rating by one step 
–  from  “Baa3”  to  “Ba1”,  i.e.  from  “investment”  to  “speculative”,  with  negative  outlook.  Key 
reasons  of  the  downgrade  were  the  impact  of  the  Ukrainian  conflict  and  sharp  fall  in  the  oil 
price  and  ruble  exchange  rate.  Moody’s  forecasts  that  financial  position  of  Russia  will 
significantly  deteriorate  as  a  result  of  the  budget  pressure,  further  erosion  of  the  country’s 
foreign exchange buffers and limited access to the international capital markets. 

The downgrade of the Russian rating to “speculative” level may cause technical position 
squaring of a number of the international funds, which declarations are limited to investment in 
securities  of  not  lower  that  “investment”  category.  The  downgrade  of  the  credit  rating  to 
“speculative” level may also negative impact the ruble exchange rate. 

Russia  being  the  country  with  the  developing  economy  is  highly  exposed  to  further 
external  shocks.  Developments  in  economy  and  in  the  financial  market  of  one  of  the  large 
countries  of  the  region,  sometimes  lead  to  the  situation  when  the  international  investors  lose 
their interest to the entire region or the class of investments – this is called “chain reaction”. In 
the past Russia already suffered from similar chain reaction, and it is possible that the Russian 
investment market, including the share price of the Issuer, will correspondingly suffer in future 
due  to  negative  economic  and  financial  developments  in  the  other  countries.  Economic 

98 

 
instability or the future economic crisis may explode the confidence of investors in the Russian 
markets  and  in  the  ability  of  the  Russian  companies  to  attract  capital  on  the  global  markets, 
which in its turn, may have significant negative impact on the Russian economy. Deterioration 
of  the  economic  situation  may,  in  its  turn,  result  in  the  significant  decrease  of  the  consumer 
demand in  the  country, which  may negatively  impact  the  operating results,  financial  position 
and development prospects of the Group and the Issuer. 

Russian  physical  infrastructure  is  in  poor  condition,  which  may  cause  damage  to  the 
regular  operating  activity,  while  the  efforts  of  the  Government  of  the  Russian  Federation  on 
improvement of the national infrastructure may result in the additional costs for the Group. 

Most  of  the  Russian  physical  infrastructure  was  established  in  the  soviet  period  and 
during  many  years  it  was  not  duly  financed  and  maintained.  In  certain  regions  roads, 
manufacturing, electric power  delivery,  communication  systems  and  stock  of  buildings  are in 
the very poor condition.  

Roads  in  Russia  are  of  the  poor  quality,  some  of  them  do  not  meet  the  minimal 
requirements in usability and safety, which complicates the in-time delivery of products to the 
Group’s  stores,  taken  into  account  the  distance  of  deliveries.  Further  deterioration  of  the 
Russian physical infrastructure may cause damage to the national economy, disrupt the product 
deliveries, increase business costs and disrupt the operations. 

In an effort to improve national infrastructure the Government of the Russian Federation 
is  reorganizing  the  national  systems  of  power  supply  and  telecommunications.  Such 
reorganization  may  result  in  the  increase  of  fees  and  penalties  but  not  bring  the  desired 
improvements of infrastructure. Besides, the reorganization may be slowed down or suspended 
in  case  of  long-term  economic  slump,  which  is  likely  to  result  in  further  deterioration  of  the 
Russian infrastructure. 

Social risks: 

Social instability may lead to the extension of support of recovery of statism and the 

growth of nationalism and violation 

Social  instability  may  lead  to  the  extension  of  support  of  recovery  of  statism,  to  the 
growth of nationalism and violation, which may have significant negative impact on the ability 
of the Issuer to do business. Inability of the government and many private companies to pay out 
the wages in time, and altogether deceleration of wages and benefits vs. rapidly growing living 
costs, led in the past and may lead in the future to labor and  social disorders. Similar actions, 
labor  and  social  disorders  may  have  negative  political,  social  and  economic  consequences 
including the nationalism growth, imposing limitations on the foreign involvement in Russian 
economy  and  the  violence  growth.  If  any  of  these  results  of  the  growth  of  social  instability 
materialize, the operations of the Issuer may be limited and the profitability of the Group may 
decrease. 

Crime  and  corruption  may  have  an  adverse  negative  effect  on  the  operation  and 

financial position of the Group 

According  to  the  reports  of  the  local  and  international  press,  organized  crime  and 
corruption remain significant problems for the companies operating in Russia. Besides, diverse 
publications indicate that some members of the Russian media regularly publish biased articles 
for  remuneration.  The  Group  activity  may  be  affected  by  illegal  actions,  corruption  and 

99 

 
 
 
 
 
 
accusation  of  the  Group  of  illegal  operation  and  therefore  have  a  negative  impact  on  the 
Group’s operation and price of Company’s shares. 

Prospective  measures  of  the  Company  in  case  if  changes  of  the  situation  in  the 

country and region have negative effect on the Group’s operation 

The  majority  of  the  above  political,  economic  and  social  risks  are  out  of  the  Issuer’s 
control due to their global scale. The companies which are included in the Group have reached 
the certain level of financial stability which helps to overcome the short-term negative economic 
fluctuations in the country. In case if significant political and economic instability in Russia or in 
the certain region, which will negatively impact the operations and the revenues of the Group, , 
the  Issuer  assumes  that the  Group  will  undertake  a number  of  measures  in  order  to  mobilize 
business  and minimize negative impact of the unfavorable political and economic situation in 
the country and/or region on the business of the main companies of the Group. 

It  is  impossible  to  determine  the  specific  measures  of  the  Group  in  case  some  of  the 
above  events  occur  in  future,  as  the  elaboration  of  the  adequate  and  relevant  measures  is 
complicated  by  the  uncertainty  of  the  future  developments.    The  parameters  of  the  applied 
measure will depend on the specific situation in each case. The Issuer cannot guarantee that the 
activities  taken  to  overcome  negative  fluctuations  will  lead  to  considerable  change  in  the 
situation as most of the above risks hereof are out of the Issuer’s control. 

However, in case of negative impact of the country and regional changes on the Group’s 
operations, the Issuer plans to take the following  measures to maintain the profitability of the 
Group’s operations: 

 
 

 

if possible, to save fixed assets until the situation improves; 
to  undertake  measures  aimed  at  sustainment  of  the  Group’s  employees  and  on  their 
productivity; 
to  introduce  adequate  changes  to  the  pricing  policy  to  maintain    the  demand  on  the 
products on the proper level; 
to  take  additional  measures  on  cost  saving,  including  measures  to  reduce  purchasing 
prices  and to limit wage expense; 
to revise the capital expenditure program. .  
In  order  to  minimize  the  risks  related  to  the  force  majeure  circumstances  (military 
conflicts,  riots,  natural  disasters,  state  of  emergency)  the  Issuer  reflects  the  possibility  of  such 
events within its contract activity. 

 

 

The  Company  acts  under  paragraph  401  of  the  Civil  Code  of  the  Russian  Federation 
which  states  that  the  person  who  does  not  exercise  the  obligations  due  to  force  majeure 
circumstances provided herein does not bear responsibility to the counterparty. 

To reduce the above risks the Group plans to further expand its operations in different 

regions of Russia in order to diversify risks. 

Risks related to the possible military conflicts, state of emergency and strikes in the 

country and regions where the Issuer is registered as a tax payer and/or operates its business 

The  Issuer  is  a  registered  taxpayer  and  conducts  key  activity  in  the  Southern  Federal 
Region. Political and social risks are of primary concern for the Southern Federal District among 
the  factors  of  the  regional  investment  risk  due  to  the  potential  hot  spots  on  the  frontiers  of 
territories of the Northern Caucasian republics and proximity to the Chechen republic.  

100 

 
 
 
 
 
Major  risks  are  connected  with  the  fact  that  private  companies  may  be  destroyed  and 
bear  material  losses  in  case  of  military  conflict.  Besides,  there  is  a  risk  that  such  companies 
might be nationalized in case of a sharp change of policy course. However the major area of the 
Southern Federal District is occupied by the subjects of the Russian Federation with favorable 
conditions for business development and with the regional risk level of not above the average 
figures  throughout  the  country.  It’s  worth  noting  that  the  Company  does  not  operate  in  the 
territory  of  the  Chechen  republic  and  Ingushetiya,  social  and  political  instability  of  which 
substantially aggravate the general  index of the Southern Federal District risks. 

Practically  all  Northern  Caucasian  republics  face  substantial  social-ethnical  instability, 
thus,  economic  and  political  risks  remain  high.  Along  with  that,  the  South  of  Russia  is 
characterized by the rapid growth of industrial production, accommodation provision, increase 
of  the  real  income  of  population,  and  the  financial  market  of  the  region  playing  a  significant 
part in the process. 

The  Russian  Federation  is  a  multinational  country  consisting  of  the  regions  with 
different social and economic development levels; thus, it is impossible to completely eliminate 
the possibility of internal tension in Russia including the armed conflicts. The Company as well 
cannot absolutely exclude risks related to the emergency state. 

According to the Ministry of Emerging Situations of Russia, terrorism is one of the most 
real  threats  to  the  stable  social  and  economic  development  of  the  country  as  well  as  to  an 
improvement of the living standards of population and strengthening of the national security of 
the Russian Federation. The danger of the acts of terror still exists on the entire territory of the 
Group’s operations, especially in the North Caucasus and the Southern Federal Regions, as well 
as in the larger cities of Russia. 

Risks  related  to  the  geographical  peculiarities  of  the  country  (countries)  and  the 
region  where  the  Company  is  registered  as  a  tax  payer  and/or  performs  the  main  activity, 
including  high  threat  of  natural  disasters,  possible  stop  of  transport  connection  due  to 
remoteness and/or inaccessibility, etc. 

The  regions  with  the  Group’s  presence  may  face  the  drastic  consequences  of 
conflagrations on the economic objects and in the public sector, accidents and failures of utility 
systems and transport, natural fire, dangerous hydro-meteorological phenomena (strong winds, 
frosts,  heavy  snowfalls and  heavy rains), earthquakes,  land  subsidence and  sinkhole  collapse, 
contagion outbreaks among people and animals. For example, exposure to natural and climatic 
is  distinctive 
risks, 
geographical feature of the Southern Federal District.  

including  natural  disasters  (hurricanes,  floods,  earthquakes,  etc) 

The geographical peculiarities of the region do not eliminate the risk of possible stop of 

transport connection due to remoteness and/or inaccessibility of the city or any other location 

Ecological risks:  

Accidents  at  the  environmentally  hazardous  industrial  facilities  of  the  Russian 

Federation and environmental pollution may negatively impact the Group’s operations 

In  respect  of  all  components  of  the  environment  (air,  water  sources,  soil  and  land 
resources,  wildlife)  large  industrial  cities  face  the  unfavorable  ecological  situation  for 
population. According to some reports, up to 15% of the Russian territory is zones of ecological 

101 

 
 
 
 
 
 
 
disaster.  The  above  factors  negatively  affect  the  health  of  the  nation.  Moreover,  nuclear  and 
other dangerous objects are located in the territory of Russia, while the system  of control over 
ecologically  dangerous  objects  is  not  sufficiently  effective.  Accidents  on  these  objects  and  an 
unfavorable ecological situation in large Russian industrial cities may have an adverse negative 
effect on the Group’s activity. 

FINANCIAL RISKS 

Risks related to the changes of the interest rates 

Risks related to the changes of the interest rates, foreign currency exchange rates 

associated with the Company’s operation or hedging carried out by the Company to reduce 
adverse impact of the risks indicated above 

The Company is exposed to risks related to the changes of interest rates. The Group’s 

companies raise borrowed funds to finance business development of the Group and to expand 
its resource base. Changes of the interest rates may have substantial negative effect on the 
operational results of the companies of the Group. 

The  Group  does  not  export  its  products,  and  all  its  main  obligations  are  ruble 
denominated. Import products comprise a certain share of revenue, which makes the Company 
dependent on the possible fluctuations of exchange rates. 

The Company does not hedge its risks. 

Exposure  of  the  financial  position  of  the  Company,  its  liquidity,  funding  sources, 

operational results, etc. to the foreign exchange movements (currency risks) 

Over the last twenty years Russia faced considerable fluctuations of the exchange rate of 

the Russian ruble to the foreign currencies. Substantial ruble devaluation may result in the 
reduction of the relative cost of ruble-denominated sales and assets of the Group, such as bank 
deposits and accounts receivable. Additionally, decrease of the ruble exchange rate may lead to 
the decline of the dollar cost of tax deductions arising from the realization of capital 
investments, since the balance sheet assets will reflect their ruble value at the moment of 
acquisition. 

The  Group  does  not  export  its  products,  and  all  its  main  obligations  are  ruble 
denominated. Import products comprise a certain share of revenue, which makes the Company 
dependent on the possible foreign exchange fluctuations. In case of such fluctuations, the Group 
is able to modify the structure of goods sales in favor of the Russian counterparts. Thus, the rise 
of such risk may have an adverse effect on the Group’s revenue and profitability.  

The Group purchases and plans to purchase in future the import equipment and 
vehicles for foreign currency, thus, considerable decline of the ruble exchange rate may lead to 
the increase of the Group’s expenses in ruble terms and negatively affect the results of its 
operation. 

Dramatic  ruble  devaluation  may  have  a  substantial  negative  effect  on  the  country’s 

economy on the whole and lead to the decline of the purchasing power. 

Prospective  measures  of  the  Company  in  case  if  currency  fluctuations  and  interest 

rates have negative effect on the Group operation 

In  case  if  movements  of  exchange  rates  and/or  interest  rates  are  negative  for  the 
Company,  it  plans  to  carry  out  tough  policy  of  cost  saving.  However,  it  should  be  taken  into 
consideration,  that  part of  the  risk  cannot  be completely  neutralized,  since  the indicated risks 
102 

 
 
 
 
 
 
mainly  lie  beyond  Company’s  control  but  depend  on  the  general  economic  situation  in  the 
country.  

Inflation influence on the payment on securities 
The Company faces inflation risks which may have an adverse effect on its business 

activity. The purchasing prices on the products depend on the overall price level in Russia. The 
acceleration of inflation growth rates may negatively affect the financial performance of the 
Group. The growth of the purchasing prices may lead to further increase of retail prices on the 
products and other goods sold by the Company and its subsidiaries, and as a result negatively 
influence the competitiveness of the Group. 
If the exchange rate of the ruble to US dollar increases simultaneously with inflation, the Group 
may face expenses increase in dollar terms on certain cost items. Some expense items of the 
Group, such as payroll, expenses on construction, rent and utilities are sensitive to the overall 
growth of the price level in Russia. Due to competitive pressure or legal restrictions the Group 
may not be able to properly increase its prices in order to retain its profit rate and, moreover, to 
increase its profit rate.  

Inflation growth in the Russian Federation may also entail the overall growth of the 

interest rates. 

Inflation indices critical for the Company and prospective measures of the Company 

to reduce the risk 

Today the 30-35% level of inflation is considered critical by the Company. Serious 

acceleration of the price increase rate may lead to the growth of Company’s expenses, loan 
funds costs, and result in the profitability downturn. Therefore, in case of dramatic excess of 
actual inflation indices over the forecasts of the Russian Federation Government, the Company 
plans to take all required measures to limit the other expenses’ growth (not related to the 
purchase of the products for disposal), to reduce the account receivables and its average term. 

Risks related to the dependence on the Russian banks 

The Russian bank system is yet underdeveloped, and a new bank crisis may have a 

negative effect on the operation of the Group and its financial position 

The Russian bank and other financial systems are not properly developed and regulated, 
and the Russian legislation related to banks and bank accounts may be interpreted ambiguously 
and is applied inconsistently. Nowadays there are a limited number of creditworthy Russian 
banks (most part of which have their headquarters in Moscow) that are able to provide services 
to a company similar in size of the Issuer. Many Russian banks do not meet international 
banking standards, and the transparency of the Russian bank sector to a certain extent falls 
behind the international level. Supervision of bank activity is also often insufficient, whereby 
many Russian banks do not observe the actual instructions of the Central Bank of the Russian 
Federation regarding loan criteria, credit quality, loan loss provision, risks’ diversification and 
other requirements. Application of more severe regulations or interpretations may result into 
undercapitalization or insolvency of some banks. 

As  a  rule  the  Group  supports  relations  and  keeps  its  accounts  only  with  a  limited 
number of reliable creditworthy Russian banks, including open joint-stock company “Sberbank 
of  Russia”  (OJSC  “Sberbank  of  Russia”),  joint-stock  company  “ALFA-BANK”  (JSC  “ALFA-
BANK”), open joint-stock company VTB Bank (OJSC “VTB Bank”), “Gazprombank” (joint-stock 
company) and joint-stock company “ROSBANK”. Bankruptcy of one or several of the specified 

103 

 
 
 
 
 
banks  may  negatively  affect  the  Group’s  business.  Moreover,  the  lingering  and  severe  bank 
crisis  or  bankruptcy  of  those  banks  with  which  the  Group  keeps  its  funds  may  lead  to 
inaccessibility to the cash assets for several days or even to the loss of all Group’s deposits in 
such  banks,  which  may  have  substantial  negative  effect  on  the  Group’s  business  activity, 
operational results, financial position and prospects. 

Risks related to the transfer pricing 

On January 1, 2012 the Federal law of 18.07.2011 N 227-FZ "On amendments to certain 
legislative acts of the Russian Federation in connection with the improvement of the principles 
of  pricing  for  tax  purposes",  which  introduced  the  new  transfer  pricing  regulations  in  the 
Russian Federation, came into force. 

The  list  of  related  party  transactions  includes  transactions  executed  between  affiliated 

persons, as well as certain types of cross-border transactions. 

Complexity  and  ambiguity  of  the  new  transfer  pricing  regulations  are  confirmed  by  a 
large  number  of  clarifications  of  the  Ministry  of  Finance  of  Russia.  Introduction  of  the  new 
transfer  pricing  regulations  also  increases  significantly  the  load  upon  a  tax  payer  due  to  the 
necessity  of  identification  and ring-fenced  accounting  of  related  party  transactions,  "testing  of 
prices" for the correspondence to the market level, documents preparation, as well as provision 
of notifications on related party transactions. 

The law stipulates the right of taxation authorities of Russia to apply amendments to the 
tax  base  and  to  levy  additional  income  taxes  on  all  related  party  transactions,  if  the  price 
applied in a transaction differs from the range of market prices. 

Due to ambiguous law enforcement and judicial practice the Russian taxation authorities 
and  arbitration  courts  are  free  to  interpret  the  applicable  regulations.  Therefore,  taxation 
authorities  may  dispute  the  prices  of  transactions  of  the  Company  and  its  subsidiaries  and 
adjust the accrued taxes. 

The  law  stipulates  large  amounts  of  penalties  for  non-payment  or  underpayment  of 
taxes due to application in a party related transaction of the price not corresponding to financial 
terms of transactions between unaffiliated persons. The amount of these penalties is 20% of the 
unpaid tax until 2016 and 40% of the unpaid tax but not less than 30 thousand rubles from 2017. 
The penalties have been applied since January 1, 2014. 

Financial  report  statements  of  the  Company  mostly  subject  to  changes  under  the 
foregoing  financial  risks  (including  risks,  probability  of  their  occurrence  and  nature  of 
changes in reports) 

The Group’s expenses and profit are mostly exposed to the influence of the foregoing 

financial risks. In case of unfavorable change of the situation upon realization of one or 
several risks, the expenses will be the first to grow and will entail profit reduction 
correspondingly 

In case of substantial inflation growth and/or significant ruble devaluation and therefore 

the expenses growth, the Group may increase the prices on the products for sale. 

Moreover, in case of significant ruble devaluation and growth of inflation and/or interest 

rates the Group plans to take the following measures:  

 
revision of the financing structure; 
  additional measures to reduce costs; 
 

revision of the programs of capital investments and loans; and 

104 

 
 
 
 
 
 

increase the receivables turnover. 
At the moment hedging of the foregoing risks is not carried out. 

The Group is also exposed to the liquidity risk, i.e. the risk of losses due to deficiency of 

funds within the established terms and as a result, risk of inability of the Group to fulfill its 
obligations. Realization of such risk may entail penalties, fines, injury to the goodwill of the 
Group, etc. 

The Group manages liquidity risk through analysis of the scheduled cash flows. 

Exposure of the financial report statements to the foregoing financial risks 

Risks 

Probability 

Nature of changes in the report 

Interest rates 
growth 

high 

Inflation rates 
growth  

high 

increase  the  cost  of 
Interest  rates  growth  will 
borrowings for the Group, thus it may have negative 
effect  on  the  Group’s  financial  position,  particularly, 
will  increase  the  operational  expenditures  of  the 
Group and reduce its profit. 

Inflation rates growth will lead to the increase of the 
Group’s  expenses  (raw  commodities  costs,  payroll 
expenses,  etc.).  At  the  same  time  the  acceleration  of 
the  inflation  rate  growth  will  result  in  the  growth  of 
the  consumer  prices  for  the  Group  products  and 
correspondingly increase the sales of the Group. Thus, 
the  part  of  increase  of  the  Group’s  expenses  will  be 
compensated  by  the  increase  of  the  product  prices. 
Such inflation will also lead to devaluation of the real 
cost of the ruble obligation. 

Change of the 
exchange rate of 
US dollar to ruble 

Liquidity risk 
(risk of undue 
obligation 
fulfillment) 

high 

It does not produce strong effect, as the main profits 
and losses of the Company are ruble denominated. 

medium 

Failure  of  the  Group  to  fulfill  its  obligations  in  due 
time may entail penalties, fines, etc., which will result 
in  unscheduled  expenses  and  reduce  the  Group’s 
profit.  In  connection  herewith,  the  Group  carries  out 
the policy of the cash flows’ planning. 

LLEEGGAALL  RRIISSKKSS  

The  Company  and  the  Group  operate  only  on  the  Russian  domestic  market.  The 
Company  and  the  Group  do  not  operate  and  do  not  plan  to  operate  on  the  international 
market. The description of the risks refers to the domestic market 

If one or several of the below risks occur, the Company and the Group will undertake all 
possible  measures  to  reduce  their negative  impact  on  their  operation.  The  Company  does not 
guarantee  that  the  measures  taken  to  overcome  the  negative  changes  would  improve  the 
situation as the described factors are beyond control of the Company and the Group. 

105 

 
 
 
 
 
 
 
 
The Company and the Group are exposed to the following legal risks: 

Common  risks  inherent  to  legal  entities  according  to  the  legislation  of  the  Russian 

Federation: 

Certain transactions with participation of the Group’s companies may be acknowledged 
related  party  transactions.  These  transactions  may  include,  inter  alia,  sales  and  purchase 
agreements  of  manufactured  goods,  purchase  of  shares  and  service  contracts.  If  such 
transactions  or  their  actual  approvals  are  successfully  contested,  or  if  the  approval  of 
transactions  of  the  Group’s  companies  which  require  special  approval  according  to  the 
legislation  of  the  Russian  Federation  is  prevented  in  future,  it  may  limit  the  flexibility  of  the 
Group’s  companies  in  the  operational  issues  and  may  have  negative  effect  on  its  operating 
activity. 

In practice, standards of corporate governance remain underdeveloped in many Russian 
companies, and minority shareholders of these companies may experience difficulties with the 
exercise  of  their  legal  rights  and  may  bear  losses.  Although  the  Federal  Law  “On  Joint-Stock 
Companies” and the Civil Code of the Russian Federation (in the wording of the Federal law 
№315-FZ of October 22, 2014) entitle the shareholder (shareholders) to file a claim against (i) an 
individual authorized to act on behalf of the joint-stock company under the law, other legal act 
or  constituent  document  of  this  joint-stock  company,  (ii)  members  of  collective  bodies  of  the 
joint-stock company and (iii) individuals who are actually able to determine actions of the joint-
stock company, who caused damage to the joint-stock company by their activity (or inactivity) 
and who acted unscrupulously and irrationally during the performance of their duties, Russian 
courts do not have enough experience of handling with such claims. Therefore, the feasibility of 
investors  to  get  the  compensation  from  the  Company  is  limited.  As  a  result,  protection  of 
interests of minority shareholders is limited. 

The  Civil  Code  of  the  Russian  Federation  and  the  Federal  Law  “On  Joint-Stock 
Companies”  provide  that  the  shareholders  of  the  joint-stock  company  are  not  liable  for  its 
obligations  and  are  only  exposed  to  the  risk  of  loss  of  the  investments.  However,  if  the 
bankruptcy of the legal entity is caused by the shareholders, the owner of the property of the 
legal entity or other persons who are entitled to give instructions, which are mandatory for this 
legal  entity,  or  otherwise  determine  its  actions,  subsidiary  liability  for  the  obligations  of  the 
legal  entity  may  rest  on  them  in  case  of  deficiency  of  the  property  of  the  legal  entity.  Thus, 
being the parent company with regard to the subsidiaries in which PJSC “Magnit” directly or 
indirectly owns more than 50% of the charter capital, the Company may bear responsibility for 
the  obligations  in  the  above cases.  Responsibility  for  obligations  of  the subsidiaries  may  have 
significant negative effect on the financial position of the Company. 

Ensuring  the  rights  of  shareholders  according  the  Russian  legislation  may  lead  to 
additional  expenses,  which  may  lead  to  the  deterioration  of  the  Company’s  performance. 
According to the Russian legislation, shareholders who voted against or abstained from voting 
on certain issues have appraisal rights according to the Russian legislation. Shareholders have 
the appraisal rights if they vote against or abstain from voting on the following issues: 

reorganization; 

 
  major  transaction  which  is  subject  to  approval  by  the  general  shareholders 

meeting; 

  amendments restricting the shareholders’ rights to the charter of the Company or 

ratification of the Charter in a new edition; 

  decision to make the statement on delisting of the Company’s shares (exclusion 

106 

 
 
 
of securities from the list of securities admitted to trading at the stock exchange) 
and (or) issued securities of the Company convertible into its shares. 

Obligation of the Company to buy the shares back may have significant negative effect 

on the cash flows of the Company and its ability to manage the debt of the Group. 

Legal risks inherent in the Russian Federation 

Weakness  of  the  Russian  legal  system  and  imperfection  of  the  Russian  legislation 

provide vague environment for investments and business activity 

Efficient  legal  system  essential  for  the  functioning  of  the  market  economy  in  Russia  is 
still in the formation process. It is only in recent times that many crucial laws have come into 
effect.  Sometimes  insufficient  consensus  on  the  scope,  content  and  period  of  economic  and 
political reforms, rapid development of the Russian legal system, which is not always consistent 
with  the  directions  for  the  development  of  the market relations,  are expressed  in  uncertainty, 
inconformity and inconsistency of the provisions of the law and subordinate acts. 

Additionally,  the  Russian  legislation  often  refers  to  the  statutory  acts  which  are  to  be 
adopted,  leaving  considerable  loopholes  in  the  mechanism  of  the  legal  regulation.  Sometimes 
new laws and regulatory acts are adopted without being comprehensively discussed with the 
interested  participants,  whose  activity  is  related  to  the  legal  system  and/or  with  the  law 
enforcement practice, or in the society in general and do not contain any adequate transitional 
provisions, which creates serious complexities in their application. Defects of the Russian legal 
system  may  negatively  influence  the  ability  of  the  Group  to  exercise  its  rights  in  accordance 
with contracts as well as the ability to defend against the claims of the third parties. Besides, the 
Group cannot guarantee that the governmental and judicial agencies as well as the third parties 
would not litigate the Group’s meeting of the requirements of the laws and subordinate acts. 

Risks inherent in the currency regulation 
There  are  risks  of  the  regulation  of  a  number  of  the  currency  operations.  Significant 
changes  in  the  currency  regulation  and  currency  control  may  complicate  fulfillment  of 
obligations  under  the  agreements  with  the  counterparties.  In  the  opinion  of  the  Company’s 
management these risks influence the Group as is the case with the other market entities. 

The  Company  conducts  continuous  monitoring  of  the  regulatory  environment  of  the 
currency  regulation  and  control  and  conforms  to  the  established  rules.  During  the  reporting 
period  there  were  no  amendments  introduced  to  the  Russian  legislation  on  the  currency 
regulation  and  the  currency  control which  may  influence  the  operations of  the  Company  and 
the Group. 

Risks inherent in the protection of investors 
Russian investor protection legislation may be less favorable than the legislation of the 
other countries with the developed market economy. Besides, there is a risk of changes of the 
applicable legislation in future which may be unfavourable for investors. Income of the foreign 
investors from the investments into the Company’s shares may be taxed in accordance with the 
Russian legislation. Deterioration of the general economic and political situation in the country 
may  result  in  tightening  of  the  currency  regulation  and  control  and  in  limitation  of  the 
performance of transactions with the Company’s shares. 

Risks inherent in the tax legislation 

107 

 
 
 
 
 
 
 
Tax  legislation  of  the  Russian  Federation  is  exposed  to  frequent  changes.  In  the 
Company’s opinion these risks influence it as is the case with the other market participants. The 
following amendments in the Russian tax system may negatively influence the operations of the 
Group’s: 

The following factors may negatively influence the operations of the Group: 

  Amendments of the acts of the tax and levy legislation related to the increase of the tax 

 

rates; and 
Introduction of new taxes. 
These  amendments,  if  they  are  significant,  as  well  as  other  significant  amendments  of 
the tax legislation may result in the increase of tax payments and consequently in the reduction 
of  the  net  profit  of  the  Company.  Amendments  of  the  Russian  tax  legislation  may  negatively 
influence the attractiveness of investments in the Company’s shares. 

Russian companies make considerable tax payments of the great number of taxes. These 

taxes, inter alia, include: 
 
Income tax; 
  Value added tax; 
  Excise taxes; 
  Land tax; and 
  Property tax. 

Legislative and subordinate acts which regulate the above taxes lack sufficient history of 
application  compared  to  the  other  countries.  Therefore,  the  law  enforcement  practice  is  often 
ambiguous  or  is  not  yet  established.  Currently  there  are  very  few  generally  accepted 
clarifications and interpretations of the tax legislation. Different ministries and authorities often 
have different interpretations of the tax legislation, which creates uncertainty and grounds for 
the conflict. 

Tax system in Russia changes frequently, and the tax legislation is inconsistently applied 
on the federal, regional and local levels. Due to vague legislation the Group is exposed to the 
risk  of  material  penalty fees  despite  the  Group’s  efforts  to  comply  with the  legislation, which 
may lead to the increase of tax burden. The Company is aimed at complying with the applicable 
tax  legislation  in  full,  which,  nevertheless,  does  not  eliminate  the  potential  risk  of  division  of 
opinions  with  the  relevant  regulatory  bodies  on  controversial  issues.  At  present,  tax 
administration is relatively inefficient, and the government may have to introduce new taxes to 
increase its income. Thus, the Company may have to pay considerably higher taxes, which may 
negatively  influence  the  business,  operational  results  and  financial  position  of  the  Company 
and  the  Group.  In  the  course  of  operations  the  Company  conducts  operational  monitoring  of 
the tax legislation and enforcement of the applicable legal provisions. The Company estimates 
and  forecasts  the  extent  of  potential  negative  influence  of  amendments  of  the  tax  legislation 
aiming efforts at minimization of risks related to such changes. 

Generally,  the  tax  risks  inherent  in  the  Company’s  activity  characterize  most  of  the 
businesses  operating  on  the  territory  of  the  Russian  Federation  and  may  be  regarded  as 
national. 

Risk inherent in the impossibility of foreign investors to export the return on shares 

of the Company 

Today, the Russian legislation on dividend payment sets forth that dividends on shares 
in  rubles  may  be  paid  to  the  shareholders  without  limitations.  Possibility  of  the  foreign 
investors  to  convert  rubles  into  any  freely  convertible  currency  (“FCC”)  depends  on  the 

108 

 
 
 
availability of such currency on the Russian exchange markets. Although in Russia there is the 
market for conversion of rubles into FCC, including Moscow Interbank Currency Exchange as 
well as over-the-counter markets and currency futures markets, further development prospects 
of this market remain vague.  

Risks inherent in the customs control and duties 
Changes of customs control and duties may entail the increase of the purchasing prices 

on the imported goods, which may result in the decrease of the Group’s income. 

The Company and the Group are exposed to certain risks inherent in amendments to the 
customs  legislation  regulating  the  setting  of  the  procedure  of  movement  of  goods  across  the 
customs border of the Russian Federation, setting and application of the customs regimes and 
introduction and levying of customs payments. 

The  Company  is  aimed  at  complying  with  the  requirements  of  the  customs  control, 
processing  of  all  documentation  necessary  for  import  transactions  in  time  and  has  sufficient 
financial and personnel resources to follow the regulations of the customs legislation.  

Risks  inherent  in  the  requirements  of  licensing  of  the  primary  activity  of  the 
Company  or  licensing  of  the  rights  of  use  of  objects  which  are  limited  in  the  turnover 
(including natural resources) 

The primary activity of the Company is coordination of operations of the companies of 
the Group, lease of property and retail which is not subject to licensing. The companies of the 
Group have the license for the retail sale of alcohol consumed not in the point of sale. If the 
licensing requirements change, the Company will operate under the new requirements 
including re-issuance and obtaining of the new licenses. The Company does not use the objects 
with the limited presence in the turnover (including natural resources). The Company assesses 
risks inherent in the licensing requirements minimal. 

RRIISSKKSS  RREELLAATTEEDD  TTOO  TTHHEE  CCOOMMPPAANNYY’’SS  OOPPEERRAATTIIOONN  

Company-specific risks 

Risks related to the inability to extend the Company’s license for a particular type of 

activity or for the use of objects limited in the turnover (including natural resources): 

The core business of the Company is coordination of Group companies’ operation, the 
lease of property and retail business which is not subject to licensing. The Group sells a wide 
range  of  product  assortment,  and today  the retail  sale  of  alcohol  drinks  is  subject  to  licensing 
which relates to all Group’s enterprises engaged in such activity.  

The Group has licenses for retail sale of alcohol consumed not at the point of sale. In case 
of  changes  in  the  requirements  for  licensing,  the  Company  will  operate  under  the  new 
requirements, including the license re-issuance and new licenses’ obtaining. 

Risks  related  to  the  possible  liability  of  the  Company  for  the  third  parties’  debts 

including the subsidiaries of PJSC “Magnit” 

The  Issuer  provided  the  security  in  the  form  of  the  guarantee  for  the  purpose  of 
obtaining of credits by JSC “Tander” (the main operating company of the Group which controls 
the trading division and is the center of profit consolidation of the Group). The Issuer is liable to 
creditors  for  the fulfillment  by  JSC “Tander”  of its  obligations in  full,  including  repayment  of 
credit amounts, payment of interest in credit, fees and penalties. The total amount of liabilities 
109 

 
 
 
 
  
 
 
of the Issuer within the provided guarantee accounts for 41,951,790,460.27 thousand rubles as of 
December 31, 2014. 

At  the  moment  the  Issuer  considers  that  JSC  “Tander”  is  able  to  fulfill  its  obligations 
properly. However, as the majority of the risks are out of the Issuer’s control, the Issuer cannot 
entirely  exclude  their  occurrence  in  future,  which  may  negatively  affect  the  ability  of  JSC 
“Tander” to fulfill its obligations properly, which in turn may cause material adverse effects to 
the operation of the Group.  

Risks related to the possible customer loss the turnover of which amounts to not less 

than 10 percent of the total sales of products (works, services) of the Company 

The receivers of the PJSC “Magnit” services are its subsidiaries. Therefore, the operation 
of  the  Company  and  the  risk  of  loss  of  its  main  consumers  are  determined  by  the  financial 
condition and position of the entire Group. 

Other risks related to the Company’s operation 
As the Company exercises functions of the holding company of the Group, the Company 

significantly depends on the operations of its subsidiaries. 

Risks related to the possible restriction of competition 
The  Russian  legislation  limits  the  activity  of  the  bodies  which  occupy  the  dominant 
position  on  the  market.  If  any  of  the  Group’s  companies  is  declared  the  body  occupying  the 
dominant position, its activity (including pricing policy) may be restricted. Such situation may 
have  negative  effect  on  the  operational  activity  of  the  Group  and  its  regional  expansion 
strategy. 

Some  legislation  initiatives  aimed  at  competition  protection  and  regulation  of  trade 
activity  may have negative  consequences for  the  Group’s  business.  Specifically, in  accordance 
with the Federal Law № 381 – FL “On the principles of state regulation of trade activity in the 
Russian  Federation”  effective  from  February  1,  2010,  food  chains  (which  threshold  of 
dominance  on  the  retail  market  within  the  boundaries  of  the  region,  municipal  area  or  urban 
district  exceeds  25%)  are  prohibited  from  purchasing  and  renting  additional  selling  space 
within the boundaries of the relevant administrative-territorial entity. 

Risks related to the implementation of the long-term strategy of the Group 
One of the main components of the long-term strategy of the Group is the expansion of 
existing store chain. The expansion of the chain will have the following directions: within the 
existing  formats  and  the  introduction  to  the  market  of  the  new  formats.  Within  geographical 
position the chain will expand in regions with the maximum concentration of existing stores (in 
the Southern, North-Caucasian, Central and Volga regions) and in the other regions of Russia. 

 The strategy success will depend on a number of factors within and out of Company’s 

control. These factors include: 

-Ability to raise enough funds for capital investments. If the Group fails to raise enough 
funds for chain expansion at the scheduled scale, the Group may have to considerably limit the 
scale  of  the  chain  expansion  and  take  disadvantageous  position  versus  competitors  who  will 
develop  their  business  activity  faster,  which  may  lead  to  the  loss  of  the  market  share  and 
deterioration of the operational results; 

-Ability  of  the  operating  professional  team  to  carry  out  the  projects  on  business 
expansion and subsequently to manage it. The abilities of the operating management team may 
turn out to be insufficient for maintenance of the operation efficiency within the conditions of 

110 

 
 
 
 
 
dynamic  expansion.  Business  expansion  makes  it  more  complicated  to  manage  the  Group  in 
terms of operation and increases the workload upon employees. Therefore, the improvement of 
operational  and  financial  systems  together  with  control  measures  and  procedures  will  be 
required.  Furthermore,  the  systems  of  purchasing,  logistics,  information  technologies, 
accounting, financing, marketing and sales will need to be revised. If the Group fails to update 
the management system in time, it may negatively affect the business activity, operating results 
and financial position; 

-Success  of  the  Group’s  expansion  in  new  regions  will  largely  depend  on  its  ability  to 
identify  attractive  opportunities  on  the  markets  of  the  potential  growth,  on  the  ability  to 
successfully  implement  assortment  matrix  appropriate  for  each  region  and  establish  the 
effective  purchasing  system  as  well  as  on  ability  to  manage  the  operation  on  the  new  local 
markets. Thus, the Group may not achieve the expected profit and/or lose the part of the funds 
invested in the new projects; 

-Implementation of the effective marketing strategy which will provide not lower level 
of the effectiveness of sales or insignificant decline of sales than the Group managed to achieve 
in  the  past.  Due  to  the  increase  of  the  competition  in  retail  sector,  the  effectiveness  of  the 
Group’s  marketing  campaign  may  considerably  decrease  in  the  future  which  will  reduce  the 
amount  of  its  customers  and  consequently  reduce  the  sales  turnover.  Moreover,  the  chain 
expansion in the territory of one urban area may result in the cannibalization which will lead to 
the reduction of the sales turnover in the average within the stores of the Group; 

-The  Group’s  growth  strategy  foresees  changes  in  the  business  activity  model 
concerning  the  ownership  rights  on  the  sales  areas.  Within  the  development  of  the  operating 
formats the Group plans to carry out the independent construction/acquisition of premises and 
purchase the equipment for the stores more actively than before, which will mainly affect the 
structure of its assets and operating results and, therefore, the performance indicators; 

-Availability of the necessary space areas and land plots for the new stores. The market 
may  not  have  the  sufficient  number  of  areas  suitable  for  store  constructions,  which  may 
slowdown the retail chain expansion rates against the scheduled strategy and result in the loss 
of the Group’s market share in favor of competitors; 

-Competition level in some regions at the moment of the store openings by the Group 
may prove to be extremely high for Group to enter the markets of these regions, which will not 
allow to achieve the expected profitability level; and 

- Within the economic slowdown on the regional markets, the retail chain expansion on 
new territories may turn out to be not as successful as expected by the Group, which may have 
negative effect on the Company’s business and profitability. 

The  risk  related  to  management  members’  loss  and  failure  to  engage  qualified 

employees in the future 

The  future  success  of  the  Group  will  largely  depend  on  the  ongoing  cooperation  with 
the  top  management  of  the  Group,  particularly  with  the  following  managers:  Vladimir 
Gordeychuk,  Andrey  Arutyunyan,  Khachatur  Pombukhchan,  Eduard  Smetanin  and  Valeriy 
Butenko.  According  to  the  labor  contracts  entered  between  the  Group’s  companies  and  the 
bodies  indicated  above,  they  have  the  right  to  resign  office  by  filing  the  notification  1  month 
prior  to  the  dismissal.  The  Group  is  not  insured  from  the  harm  which  can  be  caused  to  the 
Group by the loss (discharge) of its leading specialists and top managers. 

The Company strives to hire the most qualified and experienced personnel, and adjust 

its compensation policy to the changing standards of the Russian labor market. 

The loss of one or more managers or failure to attract and motivate extra highly skilled 

111 

 
 
employees  required  for  effective  management  of  a  large-scale  business  may  have  material 
negative effect on the business activity, operating results and financial position of the Group. 

Risks related to the accounting and control system 
The  system  of  the  Group’s  financial  and  management  reporting  currently  operating  is 
based on the volume of operations exercised by the Group within the certain period of time. In 
case  of  substantial business expansion  of  the  Group,  the  technical level of  the  accounting and 
control system may fail to meet the requirements of the information processing efficiency and 
lead  to  the  delays  in receiving  the  adequate  data  for  making  tactic  and strategic  management 
decisions and thus damage the effective operation of the Group. 

The risks related to the computer network failure 
Managing  and  processing  of  operational  and  financial  information  in  the  Group  is 
carried  out  via  electronic  devices  of  information  transmission  and  processing  including  the 
network  of  the  personal  computers,  access  to  Internet  and  system  of  financial  accounting  and 
automated system of stock management. As a result, effectiveness of operational performance 
of the Group as well as its ability to collect, process and provide in time adequate data to adopt 
accurate  management  decisions  depend  on  the  efficient  and  stable  work  of  computer  and 
information networks. 

The systems and their functioning are subject to operation failures, which may be caused 
by human factor, natural disasters, blackouts, computer viruses, willful acts of vandalism and 
similar factors. There is no guarantee that in the future there will be no serious systemic failures 
resulting in interruption of functioning of the network or significantly slowing its functioning. 
The blackout in computer network or system failures resulting in interruption of functioning of 
the  network  or  significantly  slowing  its  functioning  may  lead  to  the  sudden  interruptions  of 
customers service, failures in the stock registration system, degradation of the customer service 
quality  and  damage  to  the  goodwill  of  the  Company  and  the  Group,  mistakes  in  the 
management  decisions  which  may  result  in  the  loss  of  customers,  the  growth  of  operating 
expenses and financial losses. 

Risks related to the operations with the large cash flows 
The  specific  character  of  the  Company’s  business  activity  and  the  current  level  of  the 
bank sector development in Russia provide that the substantial part of the Group’s operations is 
exercised with the cash funds. Thus, the risk of insufficient payments caused by unintentional 
actions of the Group’s personnel as well as by deliberate thefts and robberies increases. 

Risks related to the sale of private label products 
As  a  way  of  attracting  customers  and  strengthening  the  consumer  loyalty  for  private 
label, the Group plans to continue the sale of private label products. Therefore, there exists the 
probability  of  potential  customer  claims  to  the  quality  of  the  Group’s  private  label  products. 
High product quality is of the utmost importance for the private label, and chain operators are 
exposed to serious risks while promoting poor quality products under private label. Claims to 
the quality or other characteristics of such products may dramatically damage the image of the 
Company  on  the  whole,  the  brand  attractiveness  for  the  Company  customers  and  lead  to 
considerable financial losses. 

Risks related to the quality of products for sale 
There is a risk related to the Group’s responsibility for the quality of products sold at the 

112 

 
 
 
 
 
 
Group’s stores as well as the risk of filing a claim due to the harm to life and health. According 
to the agreements entered into with the majority of suppliers, the producer takes the material 
liability for the quality of sold products, provided that the Group observes the necessary storage 
conditions.  

Such  claims  may  also  be  addressed  to  the  seller  of  the  products  at  the  discretion  of  a 
complainant. Any similar situation may damage the Company’s image and reputation, reduce 
the market share of the Group and negatively affect its financial position. Moreover, there is a 
risk  related  to  the  careless  attitude  of  the  Group  personnel  to  the  storage  conditions  of  the 
products, which may lead to legal material liability of the Group under such claims 

Risks related to the protection of intellectual property 
If  the  Group  fails  to  successfully  protect  its  rights  for  the  intellectual  property  or 
successfully  prove  that  it  shall  not  be  liable  for  it  or  forfeit  any  rights  for  the  intellectual 
property due to claims from the third parties for the intellectual property, supposedly caused 
the  violation  of  their  rights,  the  Group  may  lose  its  rights  or  bear  serious  responsibility  for 
damages. 

For  execution  and  protection  of  its  rights  for  intellectual  property,  the  Group  firstly 
relies  on  copyright,  trademarks rights,  legislation  on  commercial  secret protection,  on  its  user 
policy, on the license agreements and the restrictions on the information disclosure. Despite the 
above  precautionary  measures,  third  parties  may  illegally  copy  or  otherwise  receive  or  use 
intellectual property of the Group. On the whole Russia does not provide enough protection of 
the rights for the intellectual property as compared to many other countries with the developed 
economy. Failure of the Group to protect the rights for the intellectual property from violation 
and misappropriation may negatively affect its financial position and the ability of the Group to 
develop its business activity. Moreover, the Group may be involved in the legal proceedings on 
protection of its rights for intellectual property or on establishing the validity and the scope of 
rights  of  other  parties.  Any  lawsuit  may  lead  to  substantial  expenses,  distraction  of  the 
management  and  of  the  Group  resources,  which  may  negatively  affect  the  operation  and 
financial position of the Group. 

Conduct of premature policy on securing interests in terms of intellectual property of 

the Group may seriously hinder its future business activity 

The  Group  is  on  the  stage  of  intensive  development  and  expansion  of  all  its  business 
spheres. Measures on securing the rights of the Group for certain objects of intellectual property 
have to be taken on the basis of the existing plans of commercial development and go ahead of 
any  commercial  activity.  Insufficient  experience  of  Russian  companies  in  elaborating  policy 
related  to  the  objects  of  intellectual  property  produces  the  whole  set  of  risks  of  unfavorable 
effect,  including  the  problems  of  using  the  promoted  trade  marks  for  individual  products 
(services)  in  a  number  of  countries,  conflicts  with  employees,  involved  specialists  and 
organizations regarding determination of rights for jointly manufactured products and split of 
the use rights on these products between the Group and other bodies. 

The  “Magnit”  trade  mark  is  used  by  other  participants  of  the  sales  turnover  as  a 
component  of  the  company  name,  which  may  have  material  effect  on  the  operation  of  the 
Group. 

The  Group  invested  substantial  funds  in  promotion  of  its  “Magnit”  brand  on  the 
Russian market, which is also the part of the company name for the private label products of the 
Group. Due to “Magnit” brand the Group achieved great success in its operation. 

113 

 
 
 
 
Meanwhile, the trademark “Magnet” in Latin letters in the certain classes is registered in 
the  name  of  the  third  party.  Today,  the  scope  of  legal  protection  for  trademarks  rights  for 
trading  organizations,  provided  by  the  Russian  law,  is  not  completely  clear.  A  certain  risk  of 
interests’  conflict  between  the  owners  of  the  trademark  “Magnit”  (or  ‘’Magnet”)  definitely 
exists, the Group might be forced to re-brand its stores. The expenses for such re-branding may 
negatively affect the operation results of the Group. 

Moreover,  due  to  the  fact  that  Russian  legislation  provides  limited  protection  for  the 
company names on the market, there exist a number of other organizations using “Magnit” in 
their names. Business activity of some of them has partially similar features to the operation of 
the Group. The Group cannot prevent these organizations from using such names, and this may 
result in negative effect of these companies’ activity on the business activity and reputation of 
the Group. 

Risks  related  to  the  Company’s  plans  to  increase  the  sales  of  the  products  under 

“Magnit” brand and the development of new brands 

The  expansion  strategy  of  the  Group  presupposes  the  growth  of  sales  of  the  products 
under “Magnit” brand (“for “Magnit” stores”). As of December 31, 2014  the sales share of the 
products under “Magnit” brand amounted to 10.9%. However it should be noted that together 
with the increasing number of hypermarkets, the sales share of “private label” represented by 
605 items in all formats may reduce as the total assortment of a hypermarket amounts to more 
than 15,000 SKUs on average, while the product mix of a convenience store amounts to about 
than 3,500. 

Moreover,  the  scheduled  growth  may  prove  to  be  unachievable  if  the  commercial 
expenses  for  popularization  of  such  brand  will  considerably  exceed  the  Group’s  relevant 
budget. Alongside, the creation of the new brands may weaken the existing brands and require 
additional investments for maintaining their market position. 

Risks  related  to  insufficiency  of  insurance  coverage  for  damages  arising  from  the 
forced interruption of activity, damages to the Group’s property or responsibility to the third 
parties 

The Group does not apply insurance for the forced interruption of its business activity, 
bringing to responsibility for products quality, fire (except for stocks and supplies) or changes 
in  core  management,  and  does  not  enter  into  insurance  agreements  on  real  estate  property, 
distribution  centers,  stores  or  stocks  at  the  warehouses  (with  rare  exception).  Moreover,  the 
Group does not form special reserve or other funds to cover possible losses or settle claims with 
the third parties. Thus, in case of occurrence of any of such uninsured risks they may drastically 
disrupt the Group’s operation, cause considerable damage and/or require expenses which will 
not be compensated. All the foregoing circumstances may have negative effect on the business 
activity of the Group, its financial position and prospects.  

A major accident may result in substantial property losses and incapability to restore 

it. 

If in case of a major accident one or more objects of the Group (e.g. the headquarters in 
Krasnodar, distribution center or hypermarket) are seriously damaged, the Company may not 
be able to resume its activity within the established time period. The Group does not exercise 
the  insurance  or  form  special  funds  to  cover  such  accidents.  Any  such  accident  may  have 
negative  effect  on  the  Group’s  business  activity,  its  operational  results,  financial  position  and 
prospects. 

114 

 
 
 
 
 
1166..  RREEPPOORRTT  OONN  TTHHEE  CCOOMMPPLLIIEENNCCEE  WWIITTHH  TTHHEE  PPRRIINNCCIIPPLLEESS  AANNDD  

RREECCOOMMMMEENNDDAATTIIOONNSS  OOFF  TTHHEE  CCOORRPPOORRAATTEE  GGOOVVEERRNNAANNCCEE  CCOODDEE  

Owing  to  the  highly  effective  and  constantly  evolving  corporate  governance  system, 
PJSC  “Magnit”  is  able  to  keep  the  rational  balance  of  interests  of  the  Company  as  both  an 
enterprise  entity  and  a  joint  stock  company  and  liaise  between  the  shareholders  and  the 
company management team basing on trust, standards of business relations and ethical norms, 
which clearly demonstrates the high level of the Company’s existing business reputation. 

Although  the  Company  did  not  formally  approve  the  Corporate  Governance  Code  or 
another similar document, PJSC “Magnit” strives to form its own corporate governance model 
complying with the best practices and standards. 

PJSC  “Magnit”  fully  meets  the  requirements  of  securities  laws,  company  laws  and 

statutory enactments of the Bank of Russia.  

Hereby  PJSC  “Magnit”  informs  its  shareholders  that  on  March  21,  2014  the  Board  of 
Directors  of  the  Bank  of  Russia  approved  a  new  Corporate  Governance  Code  which  is 
recommended for the public joint stock companies. 

PJSC  “Magnit”  plans  to  extensively  apply  the  provisions  of  the  new  Corporate 
Governance  Code  to  enhance  the  attractiveness  of  the  Company  for  existing  and  potential 
investors. 

Board of Directors of PJSC “Magnit”  

115 

 
 
 
 
 
PPJJSSCC  

““MMAAGGNNIITT””   CCOORRPPOORRAATTEE   GGOOVVEERRNNAANNCCEE   AANNDD   CCOONNTTRROOLL  

SSTTRRUUCCTTUURREE  

The General Shareholders Meeting is the supreme management body of the Company. 
The Board of Directors, elected by the shareholders and accountable to them, provides strategic 
management  and  oversight  of  the  work  of  the  executive  bodies,  namely  the  Chief  Executive 
Officer, the Chairman of the Management Board and the Management Board.  

The executive bodies effect the current management of the Company and carry out the 

tasks entrusted to them by the shareholders and the Board of Directors. 

The  Company  has  built  an  effective  system  of  the  corporate  governance  and  internal 
control  over  financial  and  economic  activity  to  protect  the  shareholders’ rights  and  legitimate 
interests.  

The  Board  of  Directors  oversees  the  Audit  Committee  which,  in  conjunction  with  the 
Internal  Audit  Department,  helps  the  management  bodies  ensure  the  Company’s  effective 
operation. The Revision Commission monitors the Company’s compliance with the regulations 
and the legality of its operations. 

To inspect and verify the Company’s financial statements PJSC “Magnit” outsources the 

external auditor with no property interest related to the Company or its shareholders. 

The  HR  and  Remuneration  Committee,  which  is  a  part  of  the  Board  of  Directors, 
provides the recommendations on the key appointments and incentives of the members of the 
Board of Directors, executive and controlling bodies. 

The  Company  timely  and  in  full  discloses  reliable  information,  including  details  of  its 
financial position, economic performance and ownership structure, thereby giving shareholders 
and investors the opportunity to make valid decisions.  

The  information  is  disclosed  in  compliance  with  the  Russian  legislation  and  the 
requirements  of  the  UK  financial  regulator,  the  Federal  Conduct  Authority  (FCA).  The 
Company also has its own Regulations on the access to insider information, the PJSC “Magnit” 
Rules  of  protection  of  confidential  and  insider  information  and  control  over  compliance  with 
the legislative requirements against the misuse of insider information and market abuse. 

PPJJSSCC  ““MMAAGGNNIITT””  GGEENNEERRAALL  SSHHAARREEHHOOLLDDEERRSS  MMEEEETTIINNGG  

The Company’s shareholders participate in the management of the Company by making 
decisions  at  the  General  Shareholders  Meeting.  Shareholders  may  considerably  influence  the 
business  by  means  of  voting,  specifically,  the  powers  of  the  General  Shareholders  Meeting 
include  approval  of  the  annual  report  and  accounting  statements,  profit  allocation,  including 
the  dividend  payment,  election  of  the  Company’s  core  management  and  control  bodies, 
approval of major and related-party transactions, and some other important issues. 

The procedure of holding of the General Shareholders Meeting is aimed at observance of 
the shareholders’ rights and meets all requirements of the Russian legislation, as well as the UK 
financial regulator, the Federal Conduct Authority (FCA). 

PPJJSSCC  ““MMAAGGNNIITT””  BBOOAARRDD  OOFF  DDIIRREECCTTOORRSS  

The  Company’s  Board  of  Directors  is  a  core  element  of  the  PJSC  “Magnit”  corporate 

governance system. 

116 

 
 
 
  
 
 
The Board of Directors represents the shareholders’ interests and is responsible for  the 

increase of the business value by organizing the efficient management.  

The  Board  of  Directors  of  the  Company  carries  out  overall  management  of  the 
Company’s activities in compliance with the provisions of the Company’s Charter, Regulations 
on  the  Board  of  Directors  of  PJSC  “Magnit”  and  the  requirements  of  the  legislation  of  the 
Russian Federation. 

The main goals of the Board of Directors are the following: 

 
 
 
 

to achieve the maximum profit amount and increase the Company’s assets;  
to protect the rights and legitimate interests of the Company’s shareholders; 
to monitor the executive bodies’ activity; 
to  ensure  that  the  Company’s  public  information  is  complete,  accurate  and 
objective. 

Members of the Company’s Board of Directors are elected by the General Shareholders 
Meeting for a term lasting until the next annual General Shareholders Meeting. The members of 
the Board of Directors are elected by the cumulative voting. 

Decisions  of  the  Company’s  Board  of  Directors  are  approved  by  the  majority  of  the 
Board of Directors members participating in the meeting, unless otherwise is stipulated by the 
Charter or the Company’s internal documents and the legislation.  

Every member of the Board of Directors has one vote while making the decisions at the 

Board of Directors meeting. 

Meetings of the Board of Directors are held on a regular basis. 
The  Chairman  of  the  Board  of  Directors  calls  a meeting  on  his  own  initiative  or  at  the 
request  of  the  Board  of  Directors’  member,  the  Revision  Commission  or  the  Auditor  of  the 
Company,  the  Chief  Executive  Officer  of  the  Company  and  at  the  request  of  other  persons 
specified by the Federal Law “On Joint Stock Companies” and the Company’s Charter. 

The Chairman of the Company’s Board of Directors organizes and manages the Board of 

Directors work. 

In  accordance  with  the  best  corporate  governance  practices  the  Board  of  Directors 
comprises  3  (Three)  independent  directors.  The  Company  uses  recommendations  of  the 
Corporate  Governance  Code  and  other  acknowledged  native  and  foreign  criteria  for 
specification of the Board of Directors’ member independence criteria. 
The Board of Directors has two specialized committees: 

  Audit Committee; 
  HR and Remuneration Committee. 

The committees work in compliance with the Regulations on Committees of the Board of 

Directors of PJSC “Magnit”. 

The members of PJSC “Magnit” Board of Directors, information on the meetings of PJSC 
“Magnit” Board of Directors in 2014, report of the PJSC “Magnit” Board of Directors and other 
information  are  represented  in  the  previous  sections  of  the  present  PJSC  “Magnit”  Annual 
report.  

PPJJSSCC  ““MMAAGGNNIITT””  MMAANNAAGGEEMMEENNTT  BBOOAARRDD  

The  Management  Board  is  the  collective  executive  body  of  PJSC  “Magnit”  which 
together with the Chief Executive Officer (Chairman of the Management Board) manage current 
operations. The Management Board reports to the General Shareholders Meeting and the Board 
of Directors. 

117 

 
  
 
 
The Management Board acts in compliance with the Russian legislation, the Charter and 
the  Regulations  on  the  Management  Board,  which  has  been  approved  by  the  General 
Shareholders Meeting. 

The Board of Directors determines the personal composition of the Management Board, 
elects and early terminates the powers of its members every year at the first BOD meeting held 
after the annual General Shareholders Meeting. 

The Chief Executive Officer forms a part of the Management Board and presides as the 
Chairman  of  the  Management  Board.  The  powers  of  the  Chairman  of  the Management  Board 
terminate with the powers of a Chief Executive Officer of the Company. 

The Management Board is responsible for the Company’s current operations except for 
the  issues  referred  to  the  competence  of  the  General  Shareholders  Meeting  and  the  Board  of 
Directors, and implements the decisions adopted by these bodies. More detailed information on 
the  powers  of  the  Management  Board  is  provided  in  the  Charter  of  the  Company  and  in  the 
Regulations on the Management Board of PJSC “Magnit”. 

TTHHEE   CCHHIIEEFF   EEXXEECCUUTTIIVVEE   OOFFFFIICCEERR   ––   TTHHEE   CCHHAAIIRRMMAANN   OOFF   TTHHEE  

MMAANNAAGGEEMMEENNTT  BBOOAARRDD  OOFF  PPJJSSCC  ““MMAAGGNNIITT””  

In  accordance  with  the  PJSC  “Magnit”  Charter,  the  Chief  Executive  Officer  of  the 
Company has the full authority  to manage the Company’s current operations and resolve the 
relevant  issues  not referred  to  the competence  of  the  General  Shareholders  Meeting,  Board  of 
Directors and Management Board of the Company.  

The  Chief  Executive  Officer  of  the  Company  manages  the  Company’s  operations  in 
accordance with the provisions of the Company’s Charter, the requirements of the legislation of 
the Russian Federation and with the internal documents of the Company. 

BBOODDIIEESS  SSUUPPEERRVVIISSIINNGG  FFIINNAANNCCIIAALL  AANNDD  EECCOONNOOMMIICC  AACCTTIIVVIITTYY  OOFF  PPJJSSCC  

““MMAAGGNNIITT””  

Internal control and audit of the Group is an essential part of the corporate governance 
and one of the most important factors of effective work of the Company.  The internal control 
and  audit  bodies  ensure  the  sustainability  of  PJSC  “Magnit”  development  and  protect  the 
shareholders  and  investors’  interests,  thus  increasing  the  investment  attractiveness  of  the 
Company. 

Internal  control  and  audit  comply  with  the  best  world  practices  and  meet  the 

requirements of the Russian legislation. 

The  bodies  supervising  financial  and  economic  activity  of  PJSC  “Magnit”  have  the 

following structure: 

  Revision Commission of PJSC “Magnit”; 
  Audit Committee of the PJSC “Magnit” Board of Directors; 
 
  External Auditor. 

Internal Audit Department; 

RREEVVIISSIIOONN  CCOOMMMMIISSSSIIOONN  OOFF  PPJJSSCC  ““MMAAGGNNIITT””  

The Revision Commission of the Company verifies the Company’s compliance with the 
applicable  legislation  and  other  statutory  acts  that  regulate  its  activity  and  the  legality  of  the 
Company’s operations. The Revision Commission is elected at the annual General Shareholders 
118 

 
 
 
 
 
 
 
 
 
Meeting of PJSC “Magnit” and consists of 3 (Thee) members. The General Shareholders Meeting 
determines its personal composition for the period until the next annual  General Shareholders 
Meeting. 

On May 29, 2014 at the annual General Shareholders Meeting the following candidates were 

elected to the Revision Commission: 

1.  Roman Efimenko; 
2.  Anzhela Udovichenko; 
3.  Denis Fedotov. 

AAUUDDIITT  CCOOMMMMIITTTTEEEE  OOFF  PPJJSSCC  ““MMAAGGNNIITT””  BBOOAARRDD  OOFF  DDIIRREECCTTOORRSS  

The  Audit  Committee  was  established  in  accordance  with  the  Regulations  on  the 

committees of PJSC “Magnit” Board of Directors.  

The committee is established by the decision of the Board of Directors which determines 

its quantitative and personal composition and elects the Chairman of the Committee. 

The Committee consists of 3 (Three) members. 
The  Committee  members  are  elected  for  the  term  until  the  termination  of  the  BOD’s 

powers.  

 

 

 

 

 

 

 

 

 

 

The exclusive powers of the audit committee are as follows: 
to  examine  the  consolidated financial  statements  and  accounting  (financial)  statements 
of  the  Company,  the  procedure  of  its  preparation  by  the  Company’s  executive  bodies 
and the conduct of the audit; 
to evaluate candidates to the auditor of the Company and its subsidiaries and affiliates, 
prepare  recommendations  to  the  Board  of  Directors  regarding  the  choice  of  the 
Company’s auditor and its subsidiaries and affiliates; 
to  elaborate  the  draft  contracts  to  be  concluded  with  the  auditors  of  the  Company,  as 
well as to prepare recommendations to the Board of Directors regarding the maximum 
payment amount for the services of the auditor;  
to  discuss  a  plan  and  quantity  of  work  on  the  audit  of  financial  statements  of  the 
Company with the external auditor; 
to supervise the quantity and the results of the audit procedures (including preparation 
of the audit report evaluation) and their financial effectiveness, as well as evaluation of 
the auditor’s objectivity level; 
to examine any material disagreements between the auditors, revision commission and 
the management of the Company, concerning its financial statements; 
to examine jointly with the external auditor the results of annual and interim audits of 
the  Company  and  its  subsidiaries  and  affiliates  (including  management  response 
following  the  results  of  these  audits)  before  submission  of  the  specified  issues  for 
consideration to the Board of Directors; 
to  examine  financial  statements  of  the  Company  and  any  other  published  financial 
information before its submission for consideration to the Board of Directors and before 
its publication; 
to  analyze  the  Company’s  annual  report  before  its  submission for consideration  to the 
Board of Directors for preliminary approval; 
to prepare recommendations on the probable preliminary approval of the annual report 
by the Board of Directors; 

119 

 
 
 
 

 

 
 

 
 

 

 

 

 

to  prepare  the  evaluation  of  the  report  of  the  Company’s  auditor  for  its  further 
submission  to  the  shareholders  as  the  material  for  the  annual  General  Shareholders 
Meeting; 
to  evaluate  the  effectiveness  of  the  system,  the  procedure  of  internal  control  over 
financial  and  operational  activity  and  risk  management  system  of  the  Company  and 
prepare recommendations on their improvement; 
to analyze the results of the audit of the Company, its subsidiaries and affiliates; 
to analyze the essential changes in the legislation that affect the financial statements of 
the  Company,  as  well  as  the  results  of  the  Company’s  inspection  by  any  supervisory 
authorities; 
to cooperate with the Revision Commission and the auditors of the Company; 
to  analyze  the  management  system  of  the  risks  arising  in  the  process  of  financial  and 
operational  activity  of  the  Company  and  prepare  recommendations  on  the  system’s 
improvement; 
to  approve  the  procedures  of  the  “hot  line”  which  can  be  used  by  the  Company’s 
employees  to  confidentially  and  anonymously  report  the  information  on  the  alleged 
violations  and  abuses  in  accounting  statements,  audit,  financial  reports,  as  well  as  to 
approve the procedure of processing and reaction on the specified reports; 
to  prepare  recommendations  to  the  major  and  related  party  transactions  which  the 
Company plans to execute in future; 
to  prepare  the  recommendations  on  approval  of  financial  and  economic  activity 
exceeding the limits of the Company’s annual budget; 
to  evaluate  the effectiveness  of  the  procedures  on  the  Company’s  compliance  with  the 
legislation of the Russian Federation. 

On  June  25,  2013  the  meeting  of  the  Board  of  Directors  made  the  decision  to  elect  the 
following 3 (Three) candidates to the audit committee of the PJSC “Magnit” Board of Directors: 
Alexander Zayonts, Alexey Makhnev and Aslan Shkhachemukov. 

On  June  3,  2014  the  meeting  of  the  Board  of  Directors  made  the  decision  to  elect  the 
following 3 (Three) candidates to the audit committee of the PJSC “Magnit” Board of Directors: 
Alexander Zayonts, Alexey Makhnev and Alexey Pshenichniy. 

IINNTTEERRNNAALL  AAUUDDIITT  DDEEPPAARRTTMMEENNTT  OOFF  PPJJSSCC  ““MMAAGGNNIITT””  

In  accordance  with  the  Regulations  on  the  internal  audit  of  financial  and  operational 

activities of PJSC “Magnit” the Internal Audit Department was established in the Company.  

The department was established to perform the following functions: 

  evaluation  and  improvement  of  risk  management,  control  and  corporate 

governance processes; 

 

 

control  over  the  key  areas  of  the  financial  and  operational  activity  of  the 

Company and analysis of the results; 

control  over  observing  of  financial  discipline  in  the  Company  and  over 

implementation of decisions made by the management bodies and officials of the 

Company; 

  provision  of  reasonable  assurance  in  the  fair  presentation  of  the  financial 

statements of the Company and in compliance with procedures of its preparation 

120 

 
 
 
as well as compliance with the requirements of accounting record-keeping in the 

Company; 

 

 

 

control over the execution of the Company’s budget and its business units; 

control over the compliance of the agreements between the Company and third 

parties with the financial and operational interests of the Company; 

control over the compliance of the internal documents and draft decisions of the 

Company’s  management  bodies  with  the  financial  and  operational  interests  of 

the Company; 

  evaluation of the reliability of information and efficiency of resources use; 
  evaluation of compliance with law; 

 

control  over  the  compliance  with  the  procedures  of  internal  control  over  the  financial 
and operational activity of the Company.  

IINNDDEEPPEENNDDEENNTT  AAUUDDIITTOORR  

Ernst  &  Young  LLC  (Taxpayer  Id.  Number  7709383532),  registered  in  the  Russian 
Federation  at  77  Sadovnicheskaya  embankment,  building  1,  Moscow,  was  approved  as  the 
auditor of the consolidated financial statements of the Company prepared in accordance with 
the International Financial Reporting Standards by the annual General Shareholders Meeting on 
May  29,  2014.  Ernst  &  Young  LLC  is  a  member  of  the  self-regulated  organization  Non-
commercial  partnership  ”Audit  Chamber  of  Russia”  (Certificate  №  3028  as  of  December  28, 
2009,  the  Decision  of  the  Council  of  self-regulated  organization  Non-commercial  partnership 
“Audit  Chamber  of  Russia”  as  of  December  21,  2009,  Principal  Number  of  Registration  Entry 
10201017420) and is one of the global leaders in the audit services. 

Ernst & Young LLC is part of Ernst & Young Global Limited. 
Ernst  &  Young  Global  Limited  received  worldwide  recognition  and  was  awarded 

many times for the high quality of services and unique corporate culture. 

In  the  reporting  year  the  auditor  conducted  the  audit  of  the  consolidated  financial 
statements of PJSC “Magnit” and its subsidiaries in accordance with the IFRS for the year ended 
December 31, 2014. 

Following the results of the conducted audit, the auditor of PJSC “Magnit” expressed 
an  opinion  on  the  fair  presentation  of  the  consolidated  financial  statements  prepared  in 
accordance with the IFRS. 

Audit Firm Faber Leks LLC, located at 144/2 Krasnykh Partisan street, Krasnodar, was 
approved  as  the  auditor  of  the  accounting  (financial)  statement  of  the  Company  for  2014 
prepared  in  accordance  with  the  Russian  Accounting  Standards  by  the  annual  General 
Shareholders Meetings on May 29, 2014.  

Faber Leks LLC is a member of the Moscow Chamber of Audit and was included in the 
register  of  auditors  and  audit  organizations  of  the  self-regulated  organization  of  auditors  on 
November 26, 2009 with the main registration number (Principal Number of Registration Entry) 
of 10203002910. 

Following the results of the conducted audit, the auditor of PJSC “Magnit” expressed 
an opinion on the fair presentation of the financial position of the Company in all respects in the 
accounting (financial) statements. 

121 

 
 
 
 
IINNFFOORRMMAATTIIOONN  OONN  TTHHEE  CCOOMMPPLLIIAANNCCEE  WWIITTHH  TTHHEE  PPRRIINNCCIIPPLLEESS  AANNDD  

RREECCOOMMMMEENNDDAATTIIOONNSS  OOFF  CCOORRPPOORRAATTEE  GGOOVVEERRNNAANNCCEE  CCOODDEE    

Principles of corporate governance 
(criteria of evaluation of the compliance with 
principles of corporate governance) 
1.1.  The  company  shall  ensure  equitable  and 
fair  treatment  of  all  its  shareholders  at  the 
exercise  of  their  rights  to  participate  in  the 
management of the company. 

Complied / 
not complied 

Complied 

its 

1.1.1. It is recommended to the company to 
provide 
shareholders  with  most 
favorable opportunities to participate in the 
general meeting and conditions to develop 
legitimate  position  on its  agenda  issues,  to 
coordinate  their  actions,  as  well  as  the 
opportunity  to  express  their  opinions  on 
the discussed issues. 
1.1.2.  Procedures  for  notification  of  the 
general meeting and provision of materials 
for  it  shall  enable  the  shareholders  to 
properly prepare for participation therein. 

the  general  meeting, 

1.1.3.  During  the  preparation  for  and 
the 
holding  of 
shareholders  shall  be  able 
to  receive 
information  about  the  meeting  and  its 
materials  without  hindrance  and  delay,  to 
put  questions  to  the  company’s  executive 
bodies  and  members  of  the  Board  of 
Directors, to communicate with each other.  

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the  holding  of 

1.1.4.  Realization  of  shareholders’  rights  to 
demand 
the  general 
meeting,  to  nominate  candidates  to  the 
company’s  governing  bodies  and  to  make 
its  agenda  shall  not  be 
proposals  on 
associated with unjustified complexities. 

122 

2 

2 

1 

1 

During  the  preparation  for 
and  holding  of  the  general 
shareholdings  meetings  the 
Company 
complies 
fully 
with the requirements of the 
legislation  and  acts  of  the 
Russia. 
Bank 
of 
on 
Recommendations 
provision  of  shareholders 
with the additional materials 
recommended 
the 
Corporate  Governance Code 
is partially complied with by 
the  Company.  The  issue  of 
other 
providing 
documents 
being 
considered. 
the 
Possible  extension  of 
term of making proposals on 
the  agenda  items  of  annual 
General 
Shareholders 
Meeting is not excluded.  

of 
is 

by 

 
 
 
 
 
 
 
 
1.1.5.  Every  shareholder  shall  be  able  to 
exercise  their  right  to  vote  in  a  free, 
simplest and most convenient way.  

1.1.6.  Procedure  of  holding  a  general 
meeting  established  by  the  company  shall 
provide  an  equal  opportunity 
to  all 
shareholders present at the general meeting 
to express their opinions and ask questions 
interesting for them. 

2 

2 

1.2.  Shareholders  shall  have  equal  and  fair 
opportunity  to  participate  in  the  profits  of  the 
company by means of receiving dividends. 

Complied 

Currently 
technical 
voting ballots on-line. 

there 
ability 

is 
to 

no 
fill  

is 

there 

Currently 
no 
technical  ability  to  provide 
shareholders  with  a  remote 
access 
the  General 
to 
Shareholders Meeting. 

 1.2.1.  The  Company  shall  develop  and 
clear 
transparent 
introduce 
mechanism  to  determine  the  amount  of 
dividends and their payment. 

and 

a 

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It 

to 

formally  breaking 

1.2.2. 
the 
is  not  recommended 
Company  to  make  a  decision  on  the 
payment  of  dividends,  if  such  decision, 
without 
restrictions 
established  by  legislation,  is  economically 
unjustified and might lead to the formation 
of  false  assumptions  about  the  company’s 
activity.  
1.2.3.  The  Company  shall  not  allow 
deterioration  of  dividend  rights  of  its 
existing shareholders.  

1.2.4. The Company shall be determined to 
exclude the shareholders’ use of other ways 
of  obtaining  the  profit  or  gain  at  the 
company’s  expense  other  than  dividends 
and liquidation value. 

1.3.  The  system  and  practice  of  corporate 
governance  shall  ensure  equal  terms  and 
conditions  for  all  shareholders  owning  shares 
of the same category (type), including minority 
and foreign shareholders as well as their equal 
treatment by the Company.  

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1.3.1. The Company shall create conditions 
which  would  enable  management  bodies 
and  controlling  bodies  of  the  Company  to 
treat every shareholder fairly, in particular, 
which would exclude the possibility of any 
abuse  of  minority  shareholders  by  major 
shareholders. 

123 

The  Company  does  not 
establish  the  procedure  of 
determination  of  minimum 
share  of  consolidated  profit 
allocated for dividends. 

2 

2 

2 

2 

Complied 

2 

 
 
 
 
 
 
 
 
 
 
1.3.2.  The  Company  shall  not  perform  any 
acts  which  will  or  might  result  in  artificial 
reallocation of corporate control therein.  

2 

1.4.  The  shareholders  shall  be  provided  with 
reliable  and  efficient  means  of  recording  their 
rights for shares as well as with the opportunity 
of  free  and  non-onerous  disposal  of  owned 
shares.  

the 

2.1. The Board of Directors shall be in charge of 
strategic  management  of 
company, 
determine  major  principles  of  and  approaches 
to  creation  of  a  risk  management  and  internal 
control system within the Company, control the 
activity of the Company’s executive bodies, and 
perform other key functions. 

Complied 

Complied 

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that 
act 

2.1.1.  The  Board  of  Directors  shall  be 
responsible for making decisions related to 
appointment  and  removal  of  executive 
bodies,  including  due  to  their  failure  to 
properly perform their duties. The Board of 
Directors  shall  also  procure 
the 
in 
executive  bodies 
company’s 
accordance with an approved development 
strategy  and  main  business  goals  of  the 
company. 
2.1.2. The Board of Directors shall establish 
basic  long-term  targets  of  the  Company’s 
activity,  evaluate  and  approve  its  key 
performance 
indicators  and  principal 
business  goals,  as  well  as  evaluate  and 
approve  its  strategy  and  business  plans  in 
respect of its principal types of activities. 
2.1.3.  The  Board  of  Directors 
shall 
determine  principles  of  and  approaches  to 
creation  of  the  risk  management  and 
internal control system in the Company, 
shall 
2.1.4.  The  Board  of  Directors 
the  Company’s  policy  on 
determine 
remuneration  and  (or)  reimbursement  of 
expenses  incurred  by  members  of  the 
Company’s  Board  of  Directors,  executive 
bodies and other key managers. 
2.1.5.  The  Board  of  Directors  shall  play  a 
key  role 
in  prevention,  detection  and 
resolution of internal conflicts between the 
Company’s  bodies, 
shareholders  and 
employees.  

124 

2 

2 

1 

2 

2 

The Company is considering 
the  issue  of  approval  of  risk 
management policy. 

 
 
 
 
 
 
 
 
 
in  due 

time,  and  provides 

2.1.6.  The  Board  of  Directors  shall  play  a 
key role  in  procuring  that  the  Company is 
transparent,  discloses  information  in  full 
and 
its 
shareholders with unhindered access to its 
documents. 
2.1.7.  The  Board  of  Directors  shall  control 
the  Company’s 
corporate  governance 
practices and play a key role in its material 
corporate events.   

2 

2 

2.2. The Board of Directors shall be accountable 
to the Company’s shareholders. 

Complied 

Information  on 

2.2.1. 
the  Board  of 
Directors’  work  shall  be  disclosed  and 
provided to the shareholders. 

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2.2.2.  The  Chairman  of  the  Board  of 
Directors shall be available to communicate 
with the Company’s shareholders. 

2.3. The Board of Directors shall be an efficient 
and  professional  governing  body  of 
the 
Company  which  is  able  to  make  objective  and 
independent judgments and make decisions in 
the  best  interests  of  the  Company  and  its 
shareholders. 

1 

2 

Complied 

Company 

The 
doesn’t 
disclose  information  on  the 
BOD  committees’  meetings 
and  results  of  evaluation  of 
work  of  the  management 
bodies 

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experience  necessary 

2.3.1. It is recommended to the members of 
the  Board  of  Directors  to  elect  a  person 
with  impeccable  business  and  personal 
reputation,  as  well  as  knowledge,  skills, 
to  make 
and 
decisions that fall within the jurisdiction of 
the  Board  of  Directors  and  to  perform  its 
functions efficiently. 
2.3.2. The Board of Directors members shall 
be  elected  pursuant 
transparent 
procedure  enabling  the  shareholders  to 
candidates 
obtain 
sufficient  for  them  to  get  an  idea  of  the 
candidates’  personal  and  professional 
qualities. 
2.3.3.  The  composition  of  the  Board  of 
Directors shall be balanced, in particular, in 
terms  of  qualifications,  expertise  and 
business skills of its members. The Board of 
Directors  shall  have  credibility  of  the 
shareholders.  

information 

about 

to  a 

125 

2 

2 

2 

 
 
 
 
 
 
 
 
 
 
 
in  particular, 

2.3.4.  The  membership  of  the  Board  of 
Directors  of  the  Company  shall  enable  the 
board  to  organize  its  activities  in  a  most 
efficient  way, 
to  create 
committees  of  the  Board  of  Directors,  as 
well  as 
substantial  minority 
shareholders  of  the  Company  to  elect  a 
candidate  to  the  Board  of  Directors  for 
whom they would vote.  

enable 

2 

2.4.  The  Board  of  Directors  shall  include  a 
sufficient number of independent directors.  

Complied 

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It 

is 

that 

objective 

and  make 

recommended 

2.4.1. 
an 
independent director shall be a person who 
has enough  competence,  experience  and  is 
sufficiently  able  to  have  his/her  own 
position 
and 
conscientious  judgments,  which  are  not 
subject  to  the  influence  of  the  Company’s 
executive  bodies,  individual  groups  of 
shareholders  or  other  interested  parties.  It 
should be noted that  normally a candidate 
(an  elected  member  of  the  Board  of 
Directors)  may  not  be  deemed  to  be 
independent,  if  he/she  is  associated  with 
the  Company,  its  substantial  shareholder, 
essential  partner  or  competitor,  or  the 
government. 
2.4.2.  It  is  recommended  to  evaluate  the 
compliance of the candidates nominated to 
the  Board 
the 
independence criteria as well as to conduct 
a  regular  analysis  of  the  compliance  of 
independent  Board  of  Directors  members 
with  the  independence  criteria.  In  the 
process of evaluation, the substance should 
prevail over the form. 
2.4.3.  It  is  recommended  that  independent 
directors shall amount to at least one-third 
of  all  members  elected  to  the  Board  of 
Directors. 
2.4.4.  Independent  directors  shall  play  a 
key  role  in  prevention  of  internal  conflicts 
in  the  Company  and  in  performance  of 
essential corporate actions. 

of  Directors  with 

contribute 

2.5.  The  chairman  of  the  Board  of  Directors 
shall 
efficient 
performance  of  the  functions  imposed  on  the 
126 

the  most 

to 

2 

2 

2 

2 

Complied 

 
 
 
 
 
 
 
 
 
 
All  the  directors  (including 
independent)  have  equal 
free  and  easy  access  to  the 
Chairman  of  the  Board  of 
Directors for exercise of their 
and 
and  duties 
rights 
achievement  of  goals  set 
before them. 

Board of Directors. 

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the  Company’s 

2.5.1.  It 
is  recommended  to  elect  an 
independent director to the position of the 
Chairman  of  the  Board  of  Directors  or 
identify  the  senior  independent  director 
among 
independent 
directors  who  coordinates  work  of  the 
independent directors and cooperates with 
the Chairman of the Board of Directors. 
2.5.2.  The  Chairman  of  the  Board  of 
Directors  shall  provide  the  constructive 
atmosphere of the meetings, free discussion 
of  the  agenda  items  and  control  over 
fulfillment of decisions made by the Board 
of Directors.  
2.5.3.  The  Chairman  of  the  Board  of 
Directors  shall  use  reasonable  efforts  for 
the  timely  provision  of  information  to  the 
Board  of  Directors  members  required  to 
make decisions on agenda items. 

1 

2 

2 

2.6.  Board  of  Directors  members  shall  act 
reasonably  and  in  good  faith  in  the  best 
interests  of the  Company  and  its  shareholders, 
being sufficiently informed, with due care and 
diligence.  

Complied 

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treatment  of 

2.6.1.  Acting  reasonably  and  in  good  faith 
means that the Board of Directors members 
shall  make  decisions  considering  all 
available  information,  in  the  absence  of  a 
conflict  of  interest,  in  consideration  of 
the  Company’s 
equal 
shareholders, 
assuming  normal 
business risks.  
2.6.2.  Rights  and  duties  of  the  Board  of 
Directors  members  shall  be  clearly  stated 
and  stipulated  in  the  Company’s  internal 
documents. 
2.6.3.  Board  of  Directors  members  shall 
have sufficient time to perform their duties. 

and 

2 

2 

2 

127 

 
 
 
 
 
 
 
 
 
be 

2.6.4. All Board of Directors members shall 
have  an  equal  opportunity  to  access  the 
Company’s  documents  and  information. 
Newly elected Board of Directors members 
sufficient 
provided  with 
shall 
information about the  Company and work 
of 
its  Board  of  Directors  as  soon  as 
possible. 
the  Board  of  Directors, 
2.7.  Meetings  of 
preparation  for  them,  and  participation  of  the 
Board  of  Directors  members  therein  shall 
ensure efficient work of the Board of Directors. 
2.7.1.  It  is  recommended  to  hold  meetings 
of the Board of Directors as needed, taking 
into  account  the  range  of  activities  and  its 
current goals.  
2.7.2.  It  is  recommended  to  develop  a 
procedure  for  preparing  for  and  holding 
meetings  of  the  Board  of  Directors  and  set 
it  out 
internal 
documents.  The  above  procedure  shall 
to  prepare 
shareholders 
enable 
properly for such meetings. 
2.7.3. The form of a meeting of the Board of 
in 
be 
Directors 
accordance  with  the  importance  of  the 
agenda  items.  Most  important  items  shall 
be  decided  at 
the  meetings  held  by 
personal attendance. 
2.7.4  Decisions  on  most  important  issues 
relating to the Company’s business shall be 
made at a meeting of the Board of Directors 
by a qualified majority or by majority votes 
of all elected Board of Directors members. 

the  Company’s 

determined 

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shall 

the 

in 

2 

Complied 

2 

2 

2 

0 

Companies 

In  respect  of  provisions  of 
the  Charter  of  the  Company 
and  the  legislation  on  Joint 
Stock 
the 
decisions  at 
the  BOD’s 
meetings  are  made  by  a 
majority  vote  of  the  BOD 
members  taking  part  in  the 
meeting, except as permitted 
by applicable law. 

2.8.  The  Board  of  Directors  shall 
form 
committees  for  preliminary  consideration  of 
most 
the  Company’s 
issues  of 
business. 

important 

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  2.8.1.  For  the  purpose  of  preliminary 
examination  of  the  issues  of  control  over 
the  Company’s  financial  and  business 
activities,  it  is  recommended  to  form  an 
128 

Complied 

2 

 
 
 
 
 
 
 
 
 
 
 
 
 
Audit 
Committee 
independent directors. 

comprised 

of 

of 

the 

succession 

issues  relating 

2.8.2.  For  the  purpose  of  preliminary 
examination  of  the  issues  of  development 
of  efficient  and  transparent  remuneration 
practices,  it  is  recommended  to  form  a 
remuneration  committee  comprised  of 
independent  directors  and  chaired  by  an 
independent  director  who 
shall  not 
concurrently hold the position of the Board 
of Directors Chairman. 
2.8.3.  For  the  purpose  of  preliminary 
examination  of 
to 
human  resources  planning  (making  plans 
directors), 
regarding 
professional  composition  and  efficiency  of 
the  Board  of  Directors,  it  is  recommended 
(a 
form  a  nominating  committee 
to 
committee  on  appointments  and  human 
resources),  which  majority  members  shall 
be independent directors.  
2.8.4.  Due  to  the  scope  of  activities  and 
levels  of  related  risks,  it  is  recommended 
that 
form  other 
committees  of  its  Board  of  Directors,  (in 
particular, 
a 
strategy 
corporate  governance  committee,  an ethics 
committee,  a  risk  management  committee, 
a  budget  committee  or  a  committee  on 
health, security and environment, etc.). 
2.8.5.  It  is  recommended  to  determine  the 
composition  of  the  committees  in  such  a 
way  that  it  would  allow  a  comprehensive 
discussion  of  issues  being  considered  on  a 
preliminary  basis  with  respect  to  differing 
opinions. 
2.8.6 The chairmen of the committees  shall 
regularly inform the Board of Directors and 
its  Chairman  about  the  work  of  the 
committee. 

the  Company  shall 

committee, 

a 

2 

2 

0 

2 

2 

Due to the scope of activities 
and  levels  of  related  risks, 
the 
current  number  of 
members  of  the  Board  of 
Directors 
is 
sufficient  for  the  efficient 
performance  of  the  Board  of 
Directors functions. 

committees 

2.9.  The  Board  of  Directors  shall  procure 
evaluation of quality of its work and the work 
of  its  committees  and  the  Board  of  Directors 
members.  

Partially 
complied 

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  2.9.1. Evaluation of quality of the  Board of 
shall  be  aimed  at 

Directors  work 

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The  results  of  the  Board  of 
Directors  work  evaluation 

129 

 
 
 
 
 
 
 
their  work  with 

determining the level of efficiency of work 
of  the  Board  of  Directors,  its  committees 
and  Board  of  Directors  members  and  the 
compliance  of 
the 
Company’s  needs,  as  well  as  at  making 
their  work  more  intensive  and  identifying 
areas of improvement.  
2.9.2  Quality  of  work  of  the  Board  of 
Directors,  its  committees  and  Board  of 
Directors members  shall be evaluated on a 
regular  basis,  at  least  once  a  year.  To 
conduct  an  independent  evaluation  of  the 
quality of the Board of Directors’ work, it is 
recommended  to  retain  an  external  entity 
(consultant) on a regular basis, at least once 
every three years. 

3.1. The Company’s corporate secretary shall be 
responsible  for  efficient  interaction  with  its 
shareholders,  coordination  of  the  Company’s 
actions  designed  to  protect  the  rights  and 
interests  of  its  shareholders,  and  support  of 
efficient work of its Board of Directors. 

3.1.1.  The  corporate  secretary  shall  have 
knowledge,  experience,  and  qualifications 
sufficient for performance of his/her duties, 
as  well  as  an  impeccable  reputation  and 
shall have shareholders’ credibility. 

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3.1.2.  The  corporate  secretary  shall  be 
sufficiently independent of the  Company’s 
executive  bodies  and  be  vested  with 
powers  and  resources  required  to  perform 
his/her tasks.  

are  not  considered  at  a 
the 
physical  meeting  of 
Board 
Directors. 
of 
Introduction of such practice 
is not planned. 

The  Company  does  not 
external 
an 
involve 
consultant for the evaluation 
of  efficiency  of  the  Board  of 
The 
Directors’ 
Company 
an 
independent  evaluation  of 
the work efficiency. 

work. 
conducts 

0 

Not complied 

the 

At 
annual  General 
Shareholders  Meeting  held 
following  the  2014  results, 
the  Company  plans 
to 
specify the provisions on the 
the  corporate 
position  of 
(corporate 
secretary 
secretary body). 
 A  possibility  to  create  the 
position is planned. 

0 

0 

4.1.  The  level  of  remuneration  paid  by  the 
Company  shall  be  sufficient  to  enable  it  to 
attract,  motivate,  and  retain  personnel  having 
required 
qualifications. 
Remuneration 
the  Board  of  Directors 
members,  the  executive  bodies  and  other  key 
managers  of  the  Company  shall  be  paid  in 
accordance  with 
remuneration  policy 
approved by the Company. 

skills 
to 

and 

a 

Complied 

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a

4.1.1.  It  is  recommended  that  the  level  of 
remuneration  paid  by  the  Company  to  its 
Board  of  Directors  members,  executive 

2 

130 

 
 
 
 
 
 
 
of 

the 

help 

them 

that  of 

to  motivate 

individuals  and 

bodies  and  other  key  managers  shall  be 
to  work 
sufficient 
efficiently  and  enable  the  Company  to 
attract  and  retain  knowledgeable,  skilled 
and  duly  qualified  personnel.  The 
Company  shall  avoid  setting  the  level  of 
remuneration any higher than necessary, as 
well  as  an  excessively  large  gap  between 
the  level  of  remuneration  of  any  of  the 
above 
the 
Company’s employees.  
4.1.2.  The  Company’s  remuneration  policy 
shall  be  developed  by  its  remuneration 
committee  and  approved  by  the  Board  of 
its 
Directors.  With 
remuneration  committee,  the  Board  of 
Directors  shall  control  implementation  of 
and  compliance  with  the  remuneration 
is 
policy  by  the  Company  and 
necessary, review and amend it.  
4.1.3.  The  Company’s  remuneration  policy 
shall  provide  for  transparent  mechanisms 
of  determination  of 
the  amount  of 
remuneration  of  members  of  the  Board  of 
Directors,  the  executive  bodies  and  other 
key  managers  of  the  Company,  as  well  as 
to  regulate  all  types  of  payments,  benefits 
and privileges provided to any of the above 
individuals. 
4.1.4. It is recommended to the Company to 
develop  a  policy  of  reimbursement  of 
expenses  (compensations)  which  would 
contain a list of reimbursable expenses and 
specify  service 
levels  provided  to  the  
members  of  the  Board  of  Directors,  the 
executive  bodies  and  other  key  managers 
of  the  Company.  Such  policy  can  form  an 
integral  part  of  the  Company’s  policy  of 
compensations.  

if 

it 

2 

2 

2 

4.2. The system of remuneration of the Board of 
Directors members shall ensure harmonization 
of financial interests of the directors with long-
term financial interests of the shareholders.  

Complied 

131 

 
 
 
 
 
its  committees.  It 

4.2.1.  A  fixed  annual  fee  shall  be  a 
preferred  form  of  monetary  remuneration 
of the Board of Directors members. It is not 
advisable  to  pay  a  fee  for  participation  in 
the  Board  of 
individual  meetings  of 
Directors  or 
is  not 
advisable  to  use  any  form  of  short-term 
incentives or additional financial incentives 
the  Board  of  Directors 
in  respect  of 
members. 
4.2.2. Long-term ownership of shares in the 
Company  contributes  to  contingence  of 
financial interests of the Board of Directors 
members  with  long-term  interests  of  the 
Company’s  shareholders.  However,  it  is 
not  recommended  to  make  the  right  to 
dispose  of  shares  dependent  on 
the 
achievement  by  the  Company  of  certain 
performance results; nor shall the Board of 
Directors  members 
the 
Company’s option plans. 
4.2.3. It is not recommended to provide for 
any  additional  payments  or  compensation 
in  case  of  early  dismissal  of  the  Board  of 
Directors  members  in  connection  with  a 
change  of  control  over  the  Company  or 
other circumstances. 

take  part 

in 

2 

0 

2 

A number of the Board of 
Directors members are the 
Company’s shareholders, 
however, the Company does 
not practice the 
remuneration of the BOD’s 
members with the 
Company’s shares. 

4.3.  The  system  of  remuneration  of 
the 
executive bodies and other key managers of the 
Company shall provide that their remuneration 
is  dependent  on  the  Company’s  performance 
results  and  their  personal  contributions  to  the 
achievement thereof. 

Complied 

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that 

is  dependent  on 
results 

4.3.1. Remuneration of the executive bodies 
and  other  key  managers  of  the  Company 
shall  be  determined  in  such  a  way  as  to 
procure  a  reasonable  and  justified  ratio 
between  its  fixed  portion  and  its  variable 
the 
portion 
Company’s  performance 
and 
employees’ 
(individual) 
personal 
contributions to the achievement thereof.  
4.3.2.  Companies  whose 
shares  are 
admitted  to  trading  at  organized  markets 
are  recommended  to  put  in  place  a  long-
term incentive program for the Company’s 
executive  bodies  and  other  key  managers 
involving the Company's shares (or options 

132 

2 

0 

and 

some 

Members  of  the  executive 
bodies 
key 
managers  of  the  Company 
are 
Company’s 
shareholders,  however,  the 
Company  does  not  practice 

the 

 
 
 
 
 
 
 
or  other  derivative  financial  instruments 
the  underlying  assets  for  which  are  the 
Company’s shares). 
4.3.3.  The  amount  of  compensation  (so-
called  "golden  parachute")  paid  by  the 
Company  in  the  case  of  early  dismissal  of 
an executive body or other key manager at 
the  initiative  of  the  Company,  provided 
that there have been no bad faith actions on 
the  part  of  such  person,  shall  not  exceed 
two  times  the  fixed  portion  of  his/her 
annual remuneration.  

2 

5.1.  The  company  shall  have  an  efficient  risk 
management  and 
internal  control  system 
designed  to  provide  reasonable  confidence  in 
the achievement of the Company’s goals. 

Complied 

5.1.1.  The  board  of  directors  should 
determine the principles of and approaches 
to  creation  of  the  risk  management  and 
internal control system in the Company. 

1 

2 

2 

0 

a
i
r
e
t
i
r
C

in 

the 

ensure 

system 

establishment 

internal  control 

5.1.2.  The  Company’s  executive  bodies 
shall 
and 
operation  of  the efficient  risk  management 
the 
and 
Company. 
5.1.3.  The  Company’s  risk  management 
and  internal  control  system  shall  provide 
an  objective,  fair  and  clear  view  of  the 
current  condition  and  prospects  of  the 
Company, integrity and transparency of its 
accounts  and  reports,  rationality  and 
acceptability of the Company’s risks 
board 
5.1.4.  The 
is 
required  and 
to 
recommended 
sufficient  measures  to  ensure  that  the 
existing  risk  management  and  internal 
control  system  of  the  Company  complies 
with the principles of and approaches to its 
creation  determined  by 
the  board  of 
directors and operates efficiently. 

of  directors 

take 

133 

the  remuneration  of  these 
the 
individuals 
Company’s shares. 

with 

of 

It  is  planned  to  formalize 
in the Company’s internal 
documents  the  roles  and 
priorities 
the 
Company’s  management 
the 
bodies  as  well  as 
their 
procedure 
to 
collaboration 
organize the system of the 
risk  management  and  the 
internal control 

and 

of 

In  the  Company’s  internal 
frequency  of 
documents 
consideration  of  the  issues 
related  to  the  establishment, 
operation  and  efficiency  of 
the  risk  management  and 
system 
internal 
control 
the 
recommended 

by 

 
 
 
 
 
 
5.2  To  independently  evaluate,  on  a  regular 
basis,  reliability  and  efficiency  of  the  risk 
management  and  internal  control  system  and 
corporate  governance  practices,  the  Company 
shall conduct the internal audits. 

Complied 

Corporate  Governance Code 
is not specified 

a
i
r
e
t
i
r
C

division 

(internal 

To 
the 

ensure 
internal 
functional 

5.2.1.  It  is  recommended  that  internal 
audits  shall  be  conducted  by  a  separate 
structural 
audit 
department)  or  involving  an  independent 
the 
entity. 
external 
audit 
independence  of 
its 
department, 
and 
shall  be 
subordination 
administrative 
separated.  Functionally,  the  internal  audit 
department  shall  report  to  the  board  of 
directors,  while  from  the  administrative 
standpoint  it  shall  report  directly  to  the 
Company’s chief executive office. 
5.2.2.  Conducting  the  internal  audit,  it  is 
recommended  to  evaluate  the  efficiency  of 
the 
risk 
management system, as well as to evaluate 
corporate  governance  and  apply  generally 
accepted standards of internal audit. 
6.1.  The  Company  and  its  activity  shall  be 
transparent  to  its  shareholders,  investors  and 
other interested parties. 

internal 

control 

and 

the 

a
i
r
e
t
i
r
C

its 

6.1.1.  The  Company  shall  develop  and 
implement the information policy enabling 
to  efficiently  exchange 
the  company 
information  with 
shareholders, 
investors and other interested parties. 
shall  disclose 
6.1.2.  The  Company 
information  on  its  corporate  governance 
system  and  practices,  including  detailed 
information  on  compliance  with 
the 
principles  and  recommendations  of  this 
Code. 

6.2.  The  Company  shall  timely  disclose  full, 
updated and reliable information to provide its 
shareholders 
the 
investors  with 
opportunity to make justified decisions. 

and 

a
i
r
e
t
i
r
C

  6.2.1.  The  Company 

in  accordance  with 

shall  disclose 
information 
the 
principles  of  regularity,  consistency  and 
accessibility, 
timeliness, 
134 

as  well 

as 

2 

1 

Complied 

2 

1 

Complied 

2 

The  Company  has  no 
information 
on 
availability  of  the  bodies 
controlling the Company. 

 
 
 
 
 
 
 
 
 
 
 
the 

reliability, completeness and comparability 
of the disclosed data. 
6.2.2.  The  Company  is  recommended  to 
approach 
avoid 
in 
formalized 
and  disclose 
information  disclosure 
material  information  on  its  operations, 
even  if  disclosure  of  such  information  is 
not required by law. 
6.2.3 The Company’s annual report, as one 
of 
its 
important 
information exchange with its shareholders 
and  other  interested  parties,  shall  contain 
the  information  allowing  to  evaluate  the 
Company’s results for the year. 

the  most 

tools  of 

2 

2 

6.3.  The  Company  shall  provide  information 
and documents requested by its shareholders in 
accordance  with  the  principle  of  equal  and 
unhindered accessibility. 

Complied 

6.3.1. Shareholders’ exercise of their right to 
access 
the  company’s  documents  and 
information  shall  not  be  unreasonably 
burdensome. 
6.3.2.  Providing  the  information  to  the 
shareholders,  the  Company  shall  maintain 
the 
reasonable  balance  between 
the 
interests of the specific shareholders and its 
own 
in  keeping  confidential 
sensitive  business  information  that  might 
its 
a 
have 
competitiveness. 

significant 

interests 

impact 

on 

a
i
r
e
t
i
r
C

2 

0 

to  establish 

The  Company  fully  meets 
the legislative and Bank of 
Russia  requirements  on 
the 
information 
disclosure.  The  Company 
the 
plans 
procedure  of  delivery  of 
considered 
information 
official 
or 
commercial 
(including 
secret 
notification 
the 
of 
information 
confidentiality  and  non-
disclosure  behavior)  to  the 
to 
shareholders 
specify  in  the  Company’s 
internal  documents 
the 
the  executive 
right  of 
bodies  and  the  Board  of 
Directors  of  the  Company 
to  object  to  fulfillment  of 
the 
shareholder’s 
requirements. 

and 

7.1.  Any  actions  which  will  or  may  materially  Complied 

135 

 
 
 
 
 
 
 
of 

its 

affect the company’s share capital structure and 
its  financial  position  and,  consequently,  the 
position 
(“material 
corporate actions”) shall be taken on fair terms 
and conditions which guarantee the observance 
of  the  rights  and  interests  of  the  shareholders 
and other interested parties. 

shareholders 

In  compliance  with  the 
internal  documents 
the 
Board  of  Directors  shall 
not  consider  the  issues  of 
delisting  of 
shares  or 
acquisition  of  30  or  more 
percent  of  the  Company’s 
voting shares (takeover). 
Introduction  of  these  issues 
to  the  Board  of  Directors’ 
under 
competence 
consideration. 

is 

1 

2 

2 

a
i
r
e
t
i
r
C

increasing 

transactions, 

7.1.1.  Material  corporate  actions  are  the 
following:  reorganization  of  the  company, 
acquisition  of  30  or  more  percent  of  its 
voting  shares  (takeover),  execution  of  the 
or 
material 
decreasing of the charter capital, listing and 
delisting  of  its  shares,  as  well  as  other 
actions  which  might  result  in  significant 
changes  in  rights  of  its  shareholders  or 
violation of their interests. The Company’s 
Charter  recommends  to  create  a  list  of 
(criteria)  transactions  or  other  actions, 
which  are  the  material  corporate  actions,  
and  provide  therein  that  the  Board  of 
Directors  shall  be  responsible  for  their 
consideration. 
7.1.2.  The  Board  of  Directors  shall  play  a 
key  role  in  passing  resolutions  or  making 
recommendations 
to  material 
corporate  actions;  for  that  purpose,  it  shall 
rely  on  opinions  of 
the  Company’s 
independent directors. 
7.1.3.  When  taking  any  material  corporate 
actions  which  would  affect  rights  or 
the  Company’s 
legitimate 
shareholders,  it  is  recommended  to  ensure 
equal 
for  all 
shareholders  of  the  Company;  if  statutory 
mechanisms  designed 
the 
shareholders rights prove to be insufficient 
for that purpose, additional measures shall 
be  taken  with  a  view  to  protecting  the 
rights  and 
the 
Company’s shareholders. In such instances, 
the Company shall not only seek to comply 
with 
the 
legislation  but  shall  also  be  guided  by  the 
principles  of  corporate  governance  set  out 
in the Corporate Governance Code. 

formal  requirements  of 

interests  of 

interests  of 

terms  and 

to  protect 

conditions 

legitimate 

relating 

the 

7.2.  The  company  should  have  in  place  such  a 
procedure  for  taking  any  material  corporate 

Complied 

136 

 
 
 
 
 
actions  that  would  enable  its  shareholders  to 
receive  full  information  about  such  actions  in 
due  time  and  influence  them,  and  that  would 
also  guarantee  that  the  shareholder  rights  are 
observed  and  duly  protected  in  the  course  of 
taking such actions. 

a
i
r
e
t
i
r
C

to 

give 

actions, 

corporate 

7.2.1.  When  disclosing  information  about 
material 
is 
it 
explanations 
recommended 
concerning  reasons  for,  conditions  and 
consequences of such actions. 
7.2.2.  It  is  recommended  to  specify  rules 
and  procedures 
to  material 
corporate actions taken by the Company in 
its internal documents. 

related 

The  Company  does  not 
disclose  consequences  of 
material corporate actions. 

1 

2 

*  - in order to evaluate the compliance with principles and recommendations of the Corporate 
Governance Code the following system was used: 

I. Evaluation method of criteria of compliance with the principles of the Corporate Governance Code: 
1. Each criterion corresponds to points from 0-2 depending on the level of compliance of the model and 
practice  of  the  corporate  governance  of  PJSC  “Magnit”  with  the  recommendations  of  the  Corporate 
Governance Code: 

Criterion Evaluation 

0 

1 

2 

Evaluation Definition 
Recommendations  of  the  Corporate  Governance  Code  on  the  corresponding 
criterion are not applied by the Company in its corporate governance practice. 
Recommendations  of  the  Corporate  Governance  Code  on  the  corresponding 
criterion are partially applied by the Company.  
Corporate  governance  practice  of  the  Company  for  the  most  part  complies 
with  the  recommendations  of  the  Corporate  Governance  Code  on  the 
corresponding criterion. 

2. It is determined that for the evaluation purposes all criteria have equal weight.  
3. The maximum allowable number of points is 2.  
II. Evaluation method of compliance with the principles of the Corporate Governance Code: 
1. The conclusion on compliance/partial compliance/non-compliance with each principle of the Corporate 
Governance Code is based on the number of points for all criteria of the corresponding principle. 
2.  For  the  evaluation  purposes  of  principle  compliance  the  following  correlation  of  points  with  the 
maximum allowable number of points for these criteria has been determined: 

Percentage orrelation of pointes 
assigned to all criteria of each 
principle and the maximum 
allowable number of points for 
these criteria, % 

Evaluation Definition 

50-100 

0-50  

The corporate governance practice of the Company complies with the 
principle  of  the  Corporate  Governance  Code.  The  principle  is 
complied with. 
The corporate governance practice of the Company partially complies 
with the principle of the Corporate Governance Code. The principle is 

137 

 
 
 
 
 
 
 
 
0 

partially complied with. 
The  corporate  governance  practice  of  the  Company  does  not  comply 
with the principle of the Corporate Governance Code. The principle is 
not complied with. 

IIMMPPRROOVVEEMMEENNTT   OOFF   MMOODDEELL   AANNDD   PPRRAACCTTIICCEE   OOFF   CCOORRPPOORRAATTEE  

GGOOVVEERRNNAANNCCEE  

The  governance  of  PJSC  “Magnit”  is  performed  in  accordance  with  the  current 
legislation of the Russian Federation and the Charter of the Company in compliance with the 
rules  and  traditions  of  the  corporate  governance,  which  correspond  to  the  best  Russian  and 
international standards and contribute to the creation of a positive image of the Company in the 
eyes of investors, clients and employees. PJSC “Magnit” constantly masters new methods and 
approaches and rejects from the practice, which doesn’t meet current requirements.  

Among the measures, which are planned to be taken in order to improve the quality of 

corporate governance, the following can be emphasized as the most important and essential: 

- 

- 

introduction  of  the  position  of  the  Corporate  Secretary  (a  separate  structural  division 
headed  by  the  Corporate  Secretary),  which  is  recommended  by  the  Corporate 
Governance  Code,  to  effectively  collaborate  with  the  shareholders,  coordinate  the 
Company’s operations to protect the shareholders’ rights and interests and to ensure the 
efficient work of the Board of Directors; 
formalization of the evaluation system of effectiveness of corporate governance, internal 
control,  risk  management,  etc.  in  the  Company’s  internal  documents  to  maintain  the 
efficiently  functioning  system  of  risk  management  and  internal  control  aimed  at 
provision  of  reasonable  confidence  in  achievement  of  the  goals  established  before  the 
Company.  

138 

 
 
 
 
  
  
1177..  IINNFFOORRMMAATTIIOONN   OONN  TTHHEE  AAUUDDIITTOORR   AANNDD  TTHHEE  CCOONNSSUULLTTAANNTT  OOFF  TTHHEE  

CCOOMMPPAANNYY 

Under  the  resolution  of  the  annual  General  Shareholders  Meeting  of  May  29,  2014 
(minutes of 30.05.2014) the auditing firm LLC AF “Faber Lex” was appointed as the Company’s 
auditor in accordance with RAS for the year 2014. 

Among  the  factors  which  were  taken  into  account  to  choose  the  auditing  firm  are: 
duration of auditing company, the cost of auditing services, the number of employees and their 
qualification. 

Information  on  the  auditor  of  the  Company  which  conducted  the  audit  on  the 
statements  of  the  Company  for  the  year  2014  in  accordance  with  the  Russian  Accounting 
Standards:  

The  auditor  of  the  Company  in  2014  was  Limited  Liability  Company  Auditing  Firm 
“Faber  Lex”  (LLC  AF  “Faber  Lex”),  address:  144/2  Krasnykh  Partizan  Street,  Krasnodar, 
Russian Federation. 

LLC  AF  “Faber  Lex”  is  a  member  of  the  Moscow  Chamber  of  Auditors  and  was 
included in the register of auditors and audit firms of self-regulatory organization of auditors 
on November 26, 2009 under the Principle Number of Registration Entry 10203002910. 

Telephone number: +7 (861) 220-03-20, 221-41-42, 226-41-41, 226-45-22, 226-38-15, 226-44-

54. 

Information  on  the  auditor  of  the  Company  which  conducted  the  audit  on  the 
statements of the Company for the year  2014 in accordance with the International Financial 
Reporting Standards: 

2014 year statements in accordance with the International Financial Reporting Standards 
were  audited  by  Limited  Liability  Company  ”Ernst&Young”  ,  address:  77  Sadovnicheskaya 
naberezhnaya, bldg. 1, Moscow, 115035, Russian Federation. 

LLC “Ernst&Young” is the member of  Noncommercial Partnership “Russian Chamber 
of  Auditors”  in  accordance  with  the  Decision  of  the  Board  of  NP  RCA  of  December  21,  2009, 
certificate №3028 of December 28, 2009, Principle Number of Registration Entry 10201017420. 

Telephone number: +7 (495) 755-97-00 

Information  on  the  financial  consultant  of  the  Company  on  the  securities 

market, which signed the securities prospectus registered on 06.03.2006: 

Full name of organization 

Short name of organization 

Address 

Phone number (including city code) 

Open Joint-Stock Company «Federal Fund 
Corporation» 
OJSC «FFC» 

25 Ostozhenka Str., Moscow, Russian 
Federation 
+7 (495) 737-86-30 

Fax number (including city code) 

+7 (495) 737-86-32 

139 

 
 
 
 
 
 
 
 
 
 
Website of the financial consultant to disclose 
the information about the Issuer according to 
the requirements of the Regulation on the 
information disclosure by the issuer of 
securities, approved by FFMS 
The number of license of the professional on 
the securities market 

Date of issue 
Period of validity 
Issuing authority 

www.fscorp.ru 

License of the professional participant of 
the securities market for brokerage activity  
№ 077-06174-100000, License of the 
professional participant of the securities 
market for dealer activity № 077-06178-
010000 
August 29, 2003  
Without restriction on the period of validity 
Federal Commission for Securities Market 

Services provided by the financial consultant: 
-  Preparation  of  the  draft  prospectus  according  to  the  information  provided  by  the 

Company; 

- 

Signing  of  the  prospectus  approved  by  the  Company,  after  adequate  verification 
based on all the documents provided by the Company, according to the written inquiries of the 
Financial  Consultant  and  receipt  of  the  proper  written  certifications  of  the  Company  on 
reliability,  adequacy  and  completeness  of  the  information  contained  in  the  above  indicated 
document  and  to  be  included  in  the  prospectus,  except  for  the  part,  verified  by  the  auditor 
and/or appraiser; 

-  Expertise  of  the  documents  filed  to  the  registration  authority  for  the  prospectus 

registration; 

- 

Signing  of  documentation,  which  might  be  required  from  the  Company  for 

organization of stock trading with the trade organizers; 

-  Advice  services  on  securities  issue,  including  information  disclosure  on  the 

securities market according to the requirements of the legislation. 

140 

 
 
  
  
1188..   IINNFFOORRMMAATTIIOONN   OONN   TTHHEE   VVOOLLUUMMEESS   OOFF   TTHHEE   UUTTIILLIIZZEEDD   EENNEERRGGYY  

RREESSOOUURRCCEESS  WWIITTHHIINN  22001144  

Type of energy resources  

Utilization 
volume terms  

capacity 

in 

Utilization capacity in money 
terms, thousand rubles  

Electrical energy 

Thermal energy  

Gas  

1,387,564 kWh 

The quantitative accounting is 
not kept 
The quantitative accounting is 
not kept  

5,686.33 

863.79 

168.66 

141 

 
 
  
  
1199..  MMAANNAAGGEEMMEENNTT  RREESSPPOONNSSIIBBIILLIITTYY  SSTTAATTEEMMEENNTT    

I confirm that: 

- 

- 

the  financial  statements  prepared  in  accordance  with  International  Financial 
Reporting Standards, give a true and fair view of the assets, liabilities, financial 
position  and  profit  or  loss  of  the  Company  and  its  consolidated  subsidiaries 
taken as a whole; and 

the  management  report  includes  a  fair  review  of  the  development  and 
performance  of  the  business  and  the  position  of  the  Company  and  its 
consolidated  subsidiaries  taken  as  a  whole,  together  with  a  description  of  the 
principal risks and uncertainties that they face. 

On behalf of the Management Board, 

Sergey Galitskiy 

CEO, Chairman of the Management Board 

142 

 
 
 
 
 
 
 
 
 
 
 
AANNNNEEXXEESS  TTOO  FFYY  22001144  AANNNNUUAALL  RREEPPOORRTT  OOFF  PPJJSSCC  ““MMAAGGNNIITT””  

ANNEX № 1: Consolidated financial statements of PJSC “Magnit” for 
the year ended on December 31, 2014. 

ANNEX № 2: Consolidated financial statements of PJSC "Magnit" for the 
year 2014 prepared in accordance with the Federal law N 208-FZ "On 
consolidated financial statements". 

ANNEX № 3: Accounting report of JSC “Tander” for the year 2014 
prepared in accordance with RAS: 

Auditor’s  report  of  “Faber  Leks”  Audit  Limited  Liability  Company  of  the  annual 
accounting report of JSC “Tander” for the financial year 2014 
Accounting reports of JSC “Tander” for the year 2014 
Explanations to the accounting reports of JSC "Tander" for the year 2014 

ANNEX № 4: Accounting report of PJSC “Magnit” for the year 2014 
prepared in accordance with RAS: 

Auditor’s  report  of  “Faber  Leks”  Audit  Limited  Liability  Company  of  the  annual 
accounting report of PJSC “Magnit” for the financial year 2014 
Accounting reports of PJSC “Magnit” for the year 2014 
Explanations  to  the  balance  sheet  and  income  statement  of  PJSC  "Magnit"  for  the 
year 2014 

143