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Marine Products

mpx · NYSE Consumer Cyclical
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Ticker mpx
Exchange NYSE
Sector Consumer Cyclical
Industry Auto - Recreational Vehicles
Employees 501-1000
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FY2016 Annual Report · Marine Products
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CONTINUING A TRADITION OF INNOVATION

2016
Annual
Report

MARINE PRODUCTS CORPORATION 

(NYSE: MPX) DESIGNS, MANUFACTURES 

AND DISTRIBUTES PREMIUM-BRANDED 

CHAPARRAL JET BOATS, STERNDRIVE 

PLEASURE BOATS AND OUTBOARD 

DECKBOATS, AS WELL AS ROBALO 

OUTBOARD SPORT FISHING BOATS 

THROUGH 147 DOMESTIC AND 90 

INTERNATIONAL INDEPENDENT DEALERS.

With premium brands, a solid capital structure and 

a strong independent dealer network, over the years 

Marine Products Corporation has generated strong 

financial performance and has built long-term 

stockholder value  Marine Products Corporation is also 

seeking to utilize its financial strength to capitalize on 

opportunities that profitably increase its market share 

and broaden its product offerings within the pleasure 

boat market  For more information, visit our website 

at www marineproductscorp com 

Featured on Front Cover: 257 SSX SURF

Inside Front Cover                                             2017 Product Overview

01                                                                       

 2016 Financial Overview

02                                                                            

 Letter to Stockholders

04                                                                          

 The Biggest Robalo Yet

05                                                        

 Innovation on a Product Platform

07                                                                                                  

FORM 10K

Inside Back Cover                                

Corporate Information

246 CAYMAN BAY BOAT

R247    n   DUAL CONSOLE

R302    n   CENTER CONSOLE

R305    n   WALKAROUND 

270    n   SIGNATURE

21 SPORT   n   H20

226   n   SSI

2430 VRX    n   VORTEX

244    n   SUNESTA

250    n   SUNCOAST

337    n   SSX

2017 Product Overview

H2O SPORT SERIES
The H2O series continues an innovative line that brings Chaparral
style, performance and quality to first-time and experienced boat
buyers at Real Deal pricing. The H2O sport package comes in 18, 
19 and 21 foot lengths, and every style is loaded with features. All 
models offer outstanding craftsmanship, value and innovation. 
New for 2017, choose Outboard Power for the 21-foot H2O models.

18 SPORT  n   19 SPORT  n   21 SPORT  n   21 OUTBOARD SPORT
18 SKI & FISH   n   19 SKI & FISH   n   21 SKI & FISH
21 OUTBOARD SKI & FISH

SSI WIDE TECHTM
Chaparral’s SSi sport boat bowrider and cuddy cabin models
are produced for the quality and style-conscious recreational
boater. Models for the 2017 model year range in size from 21
to 24 feet, and they have once again set a high standard for
engineering excellence, attractive styling, and quality materials
and workmanship. Chaparral has incorporated its patented Wide
TechTM bow design into SSi models for additional space in the
bow. 246 SSi is also available with new Surf Series options.

216    n   225    n   226    n   246

VORTEX JET BOATS
Chaparral’s award-winning design team built a line of jet boats 
equipped with fuel-saving Eco-Mode, Chaparral’s Extended 
V-PlaneTM hull, Rotax® power and innovation. No Haggle, Real 
Deal pricing includes a tsrailer targeting younger first-time 
boat owners. The NMMA Innovation Award Winning Aerial Surf 
Platform (ASP) is available as the next innovation in Surfing!

203 VR    n   203 VRX    n   223 VR    n   223 VRX
243 VR    n   243 VRX    n   2430 VR    n   2430 VRX

SUNESTA SPORT BOATS
Sunesta, with its patented Wide TechTM bow design and unique
U-Slide lounge, combines the best features of many of Chaparral’s
other products. The 2017 model line offers four boats ranging
from 22 to 28 feet, including two models also available with new
Surf Series options.

224    n   244                   n   264                n   284

SUNCOAST OUTBOARD SPORT DECK
Designed for big lakes, rivers and coastal waters, the sensational
SunCoast marks the return of Chaparral to its outboard-powered
roots in sizes ranging from 21 to 25 feet. With more seating 
capacity, storage space, luxury, quality and performance, SunCoast 
brings a whole new look to the outboard sport deck market.

   210    n   230    n   250

SSX LUXURY SPORT BOATS
For the 2017 model season, Chaparral introduced the 287 SSX
Luxury Sport boat. Various SSX Luxury Sport boat models are 
offered with an enclosed head, integrated swim platform, transom
sun lounge, and most have the option of a wet bar in the cockpit.
Chaparral’s SSX series offers high-end performance with premium
components from bow to stern, with two models also available
with new Surf Series options.

227                 n   257                   n   277   n   287   n   307   n   337

ROBALO CAYMAN BAY BOATS
The Cayman Series ranges from 20 to 24 feet and it brings
Robalo quality, style and performance to a bay boat. Robalo
engineers have successfully mixed a shallow water draft with a
soft-riding Extended V-PlaneTM hull design. Robalo’s Cayman 
models offer rock-solid stability; high-quality upholstery; high-
tech, space-efficient cockpit; and a wide array of fishing features 
at Reel Deal pricing.

                       206    n   226    n   246

ROBALO DUAL CONSOLES
Multi-purpose outboard fishing boats like the Robalo Dual Console
are enjoying increased popularity in today’s market! Today’s 
fishermen want a boat that does more than just fish, and the 
dual console does just that. Serious anglers will appreciate the 
secure rod storage, raw water wash down, self-bailing cockpit and 
standard livewell. Fish in the morning, tow the kids all afternoon 
and then cruise as the sun sets.

               R207    n   R227    n   R247    n   R317

ROBALO CENTER CONSOLES
Robalo’s No Haggle, Reel Deal pricing is available for 16 to 30 foot
models. The Kevlar® reinforcement and a seaworthy hull design on 
the Robalo Center Console series provides the serious boater with 
peace of mind. Whether you’re trolling with hooks in the water 
or motoring through the tough stuff in search of a trophy catch, 
a powerful engine and Robalo’s Hydro LiftTM bottom design can 
speed you to the hottest fishing spots.

                    R160   n   R180   n   R200   n   R200ES   n   R222
               R222ES   n   R242   n   R260   n   R302

ROBALO WALKAROUNDS
Robalo is offering two walkaround models in 2017, ranging in size
from 26 to 30 feet. The R265 features a new-look cabin design
with impressive amenities, and the R305 Walkaround has
a spacious cabin with finishing touches, such as teak steps,
directional lighting and a hanging locker, all of which make it
suitable for comfortable family cruising and serious fishing.

             R265    n   R305 

SIGNATURE CRUISERS
Chaparral continues the tradition of quality that has made the
Signature Cruiser a leader in the luxury sport cruiser market. The
Signature comes with many standard features that are options
on other cruisers in its class, and the largest Signatures offer a
fiberglass hard top, bow thrusters and style features such as 
underwater lighting. The 2017 Signature line offers three models 
from 27 to 33 feet in length.

              270    n   310    n   330 

2016 Financial Overview

NET SALES (thousands)

3
9
2

,

8
6
1

$

0
5
0

,
1
7
1

$

0
5
9

,

8
4
1

$

0
3
3

,
1
4
2

$

,

1
6
0
7
0
2

$

AVERAGE SELLING PRICE
PER UNIT (thousands)

4
4

$

5
4

$

4
4

$

2
4

$

1
4

$

2012 

2013 

2014 

2015 

2016

2012 

2013 

2014 

2015 

2016

NET INCOME (thousands)

TOTAL NUMBER OF BOATS SOLD

5
4
7
6
1

,

$

6
0
3

,

4
1

$

9
4
0

,

5

5
8
2

,

4

4
0
4

,

3

9
6
5

,

3

0
9
4

,

3

4
1
9

,

8

$

8
2
5
7

,

$

9
7
9

,

6

$

2012 

2013 

2014 

2015 

2016

2012 

2013 

2014 

2015 

2016

NET SALES  

GROSS PROFIT 

OPERATING INCOME  

NET INCOME 

EARNINGS PER SHARE - DILUTED 

GROSS PROFIT MARGIN PERCENT  

OPERATING MARGIN PERCENT 

  2012 
$   

148,950      $  

  2013 
168,293  

  2014 
171,050  
 $  

  2015  
   $  207,061  

   2016     
   $  241,330    

$   

$   

 $   

$   

27,204      $  

29,813  

 $  

32,671  

   $  43,800  

  $ 

50,467 

8,761      $  

9,506  

6,979      $  

7,528  

0.19      $  

0.20  

 $ 

 $ 

 $ 

12,006  

   $ 

20,551  

  $ 

23,052 

8,914  

   $ 

 14,306  

  $ 

16,745 

0.24  

   $ 

0.39  

  $ 

0.44 

18.3 %   

5.9 %  

17.7 %  

5.6 %  

19.1  %  

7.0  %  

21.2  %   $ 

20.9 

%

9.9  %   $  

9.6 

%

01

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
 
  
  
 
  
 
  
 
   
  
 
 
 
  
   
  
 
 
 
Letter to Stockholders

The recreational boating industry continued to grow during 
2016 as consumer confidence and the general U.S. economy 
continued to improve. The wider range of models we have 
developed over the past few years performed strongly in this 
market, led by continued sales growth in our Robalo offshore 
sport fishing boats as well as increases in our value-priced 
products, our Chaparral SunCoast outboards, and selected 
Chaparral sterndrive models. 

THE YEAR 2016 MARKED OUR SEVENTH 
CONSECUTIVE YEAR OF INCREASED NET SALES 
AND PROFITABILITY. NET SALES FOR 2016 WERE 
$241.3 MILLION, AN INCREASE OF 16.6 PERCENT 
COMPARED WITH $207.1 MILLION IN 2015.

During the third quarter Marine Products Corporation 
announced a partial tender offer for our common stock. We 
completed this offer in November and purchased 3.5 million 
shares at a price of $9.64 per share. Our Board of Directors 
approved this offer because they believed that a partial tender 
offer of this type provided an efficient method of returning 
capital to stockholders, while enhancing value for the remaining 
stockholders through higher earnings per share and the 
increased ability to pay dividends. The offer was well received, 
as indicated by the fact that stockholders tendered a total of 
7.8 million shares. 

287 SSX

The year 2016 marked our seventh consecutive year of increased 
net sales and profitability. Net sales for 2016 were $241.3 million, 
an increase of 16.6 percent compared with $207.1 million in 2015. 
Net sales improved due to higher unit sales of our Robalo sport 
fishing boats, especially two models in the 20-foot size range, 
as well as the larger Robalo 246. Also contributing to the sales 
increases were improvements in sales of our Chaparral H2O 
sterndrive and SunCoast outboard models during 2016. Among 
these models, the 21-foot Chaparral H2O was very popular 
with value-conscious boaters who want a larger boat with many 
standard features. International sales decreased by 5.0 percent 
in 2016 compared with 2015. Our international sales have 
decreased for several years due to the strength of the U.S. dollar 
and relative economic weakness in a number of international 
markets. Gross profit was $50.5 million, an increase of 15.2 
percent compared with $43.8 million in 2015. Gross margin 
declined slightly to 20.9 percent of net sales, compared with 21.2 
percent of net sales in 2015. Selling, general and administrative 
expenses increased to $27.4 million in 2016 from $23.2 million in 
2015, primarily due to costs that vary with sales and profitability. 
Operating income in 2016 was $23.1 million, or 9.6 percent of 
net sales, compared with $20.6 million, or 9.9 percent of net 
sales, in 2015. 

Interest income was $355 thousand in 2016, a decline compared 
with $420 thousand in 2015, due to a reduction in the average 
balance of our investment portfolio. We continue to be satisfied 
with our investment portfolio as a means to maximize the 
after-tax yield and ensure the safety of principal on a significant 
portion of the Company’s assets. Net income for 2016 was $16.7 
million, compared with net income of $14.3 million in 2015. 
Diluted earnings per share were $0.44 in 2016, a 12.8 percent in-
crease compared with diluted earnings per share of $0.39 in 2015.

02

Our Board of Directors continued the regular quarterly dividend 
of $0.06 per share during 2016, which represented an increase 
of $0.02, or 50 percent, compared with the regular quarterly 
dividend of $0.04 in 2015. The dividend payments in 2016 
represented our third consecutive year of dividend increases. 
At its meeting early in 2017, the Board voted to increase the 
regular quarterly dividend by $0.01 per share, or 16.7 percent, 
to $0.07 per share. 

During 2016, Marine Products Corporation generated $15.8 
million in net cash provided by operating activities, a slight 
decrease compared with $16.0 million in 2015. In addition, 
we paid $9.2 million in dividends, an increase of $1.6 million 
compared with $7.6 million in 2015. We also used $34.7 million 
in cash to purchase and retire our common stock, both for 
open market repurchases in the first and second quarters and 
to support the partial tender offer later in the year. Because 
of these large share repurchases, we finished 2016 with $11.9 
million in cash and marketable securities, a $31.0 million 
decrease compared with $42.9 million in cash and marketable 
securities at the end of 2015. We believe that this cash and 
marketable securities balance provides plenty of liquidity to 
support both our current operations as well as future growth 

R160 CENTER CONSOLE

S S i   2 4 6

opportunities, and we also believe 

that our operations will generate 
strong cash flow in 2017. We did not 
complete any acquisitions in 2016, but 

are still receptive to considering acquisition candidates which 
manufacture products which complement our own offerings. 

In March we reported the death of Jim Lane following an 
extended illness. Jim had served as the President of Chaparral 
Boats since 1976, and as Executive Vice President and a 
Director of Marine Products Corporation from its inception 
in 2001. Jim’s passing was a loss to our company and the 
pleasure boating community. While we miss Jim, our existing 
management team has smoothly assumed the additional 
responsibilities, and we are confident that the traditions that 
have brought Marine Products Corporation to its current strong 
position will continue. Jim not only had business acumen and 
a strong work ethic, but he also had the ability to develop 
strong teams. We will continue these traditions at Marine 
Products Corporation.

As we begin 2017, we are encouraged by indications of a strong 
upcoming retail selling season and the position of our products 
to meet our customers’ preferences. Although industry-wide 
sterndrive sales remained relatively flat in 2016, the sales of our 
sterndrive products increased slightly, and we continue to hold 
the highest market share in our segment. Our Robalo outboard 
sport fishing boats continue to gain market share, and along 
with our Chaparral outboard models, account for a growing 
percentage of our sales. Our Vortex jet boats have proven to 
be a strong addition to our product portfolio and hold a high 
market share in its segment. As always, we appreciate the hard 
work of our employees, the support of our dealers, and the 
continued loyalty of our customers as we continue to participate 
in an expanding market. 

RICHARD A. HUBBELL
President and Chief Executive Officer

03

The Biggest Robalo Yet

For the 2017 model year we introduced the 

At the helm station, the glass dash highlights 

Dual Console Robalo R317. At 31 feet in length, 

the latest in functionality and appearance, and 

this is the largest Robalo we have ever built 

the Optimus 360 joystick docking system makes 

during more than 15 years of building this 

maneuvering such a large boat easy, even in 

brand. The R317’s standard features meet the 

tight docking situations. The R317’s standard 

requirements of serious saltwater anglers, 

power is twin outboard engines producing 

with plenty of fishing rod storage, a 50-gallon 

fish box and a 25-gallon livewell. For family 

cruising, the boat has a comfortable head, a 

600 horsepower, and this power configuration 
combined with Robalo’s Hydro-LiftTM hull 
maximizes speed and efficiency.

sleeping area, electrically operated sun lounges, 

and a retractable sunshade. A side-entry door 

We introduced this boat in February 2017 at the 

and integrated swim platform make the boat 

Miami Boat Show. We look forward to rolling 

suitable for a wide variety of uses in addition 

it out to many of our Robalo dealers during the 

to fishing.

2017 retail selling season.

R317 DUAL CONSOLE

04

244 SUNESTA

Innovation on a Product Platform

At Marine Products Corporation 

For the 2017 model year we enhanced our product platform 

we have developed a wide variety 

by creating the Surf Series. We have taken five of our 

of models for different uses and tastes and with various 

Chaparral SSX, SSI and Sunesta models and customized 

power options. The number of models and choices has 

them to perform as competition-quality wakesurfing boats 

grown over the years, and we are pleased with the market 

while maintaining the original functionality that has made 

share and performance of each of our categories.

them so popular. The key to this innovation is the Malibu 
Surf GateTM, a hydraulically actuated extension on the 

FOR OPTIMUM FIT AND FINISH, WE 

BLEND OLD-WORLD CRAFTSMANSHIP 

WITH HIGH-TECH COMPUTERIZED 

MANUFACTURING TECHNIQUES. WHILE 

MUCH OF THE BOAT BUILDING PROCESS 

IS STILL CRAFTED BY HAND, WE ALSO 

INCORPORATE HIGH ROBOTIC ROUTERS 

IN THE FABRICATION OF FIBERGLASS 

HARD TOPS, STORAGE COMPARTMENT 

LIDS, DASH CONSOLES AND DOORS.

05

2430 VORTEX VRX

boat’s hull that transforms it into a wakesurfing boat. The 

exhaust away from the wake surfer, and 

wake can be transferred from one side of the boat to the 

gives the boat more power because it uses larger 

other without the annoyance of changing the distribution 
in a ballast tank. Surf GateTM allows the user to customize 
the boat’s wake to many configurations. 

propeller blades. The power trim allows the helmsman or 

wake surfer to vector the propeller thrust in a way that 

controls the wake while requiring less ballast. When a 

Surf Series model is not being used for wake surfing, the 

The wake can be controlled from the helm’s instrument 

Volvo Penta Forward Drive permits better adjustment 

panel or a wristband worn by the wake surfer. On the 

of the boat’s running attitude, better acceleration and 

instrument panel, the Surf Series models utilize the 

fuel efficiency, and better handling, because the counter-

Medallion II Viper Touchscreen Control, which provides 

rotating propellers do not produce the torque that is 

critical information to the helmsman and also allows for 

associated with traditional inboards used for water sports. 

easy setup by the wakesurfer. When the ballast tank is 

The Volvo Penta Forward Drive delivers unmatched 

filled, the wakesurfer simply sets a desired speed and 

versatility to our Chaparral Surf Series models.

wake configuration, and the controls do the rest. 

Ranging in length from 23 to 26 feet, all of these models 

The Chaparral Surf Series is powered by Volvo Penta’s 

come with the standard and optional features of their 

new Forward Drive, featuring dual counter-rotating 

forerunners. The largest model in the Surf Series, the 

propellers that operate in undisturbed water under 

264 Sunesta, includes features such as an optional wet 

the boat’s hull, forward of the drive mechanism. This 

bar, enclosed head and a folding arch tower with sound 

configuration creates a great wakeboard wake, keeps 

system speakers. 

06

UNITED STATES 
SECURITIES AND EXCHANGE COMMISSION 
Washington, D.C. 20549 

FORM 10-K 

(Mark One) 
(cid:95)  Annual report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 
(cid:134)  Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 

FOR THE FISCAL YEAR ENDED DECEMBER 31, 2016 

Commission File No. 1-16263 
MARINE PRODUCTS CORPORATION 
58-2572419 
Delaware 
(I.R.S. Employer Identification No.) 
(State of Incorporation) 

2801 BUFORD HIGHWAY NE, SUITE 520 
ATLANTA, GEORGIA 30329 
(404) 321-7910 

Title of each class 
COMMON STOCK, $0.10 PAR VALUE 

Name of each exchange on which registered 
NEW YORK STOCK EXCHANGE 

Securities registered pursuant to Section 12(b) of the Act: 

Securities registered pursuant to section 12(g) of the Act: 
NONE 

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. (cid:134) Yes (cid:95) No 

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. (cid:134) Yes (cid:95) No 

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities 

Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) 
has been subject to such filing requirements for the past 90 days. (cid:95) Yes (cid:134) No 

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive 

Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 
months (or for such shorter period that the registrant was required to submit and post such files). (cid:95) Yes (cid:134) No 

Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be 

contained, to the best of registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this 
Form 10-K or any amendment to this Form 10-K. (cid:95) 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller 
reporting company. See definitions of “large accelerated filer,” “accelerated filer,” and “smaller reporting company” in Rule 12b-2 of the 
Exchange Act. (Check one): 

Large accelerated filer (cid:134)      Accelerated filer (cid:95)      Non-accelerated filer (cid:134)      Smaller reporting company (cid:134) 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes (cid:134) No (cid:95) 

The aggregate market value of Marine Products Corporation common stock held by non-affiliates on June 30, 2016, the last business day 

of the registrant’s most recent second fiscal quarter, was $93,651,340 based on the closing price on the New York Stock Exchange on June 
30, 2016 of $8.46 per share. 

Marine Products Corporation had 34,957,356 shares of common stock outstanding as of February 17, 2017. 

Portions of the Proxy Statement for the 2017 Annual Meeting of Stockholders of Marine Products Corporation are incorporated by 

reference into Part III, Items 10 through 14 of this report. 

Documents Incorporated by Reference 

7 

 
 
 
 
 
PART I 

References in this document to “we,” “our,” “us,” “Marine Products,” or “the Company” mean Marine Products 

Corporation (“MPC”) and its subsidiaries, Chaparral Boats, Inc. (“Chaparral”) and Robalo Acquisition Company 
LLC (“Robalo”), collectively or individually, except where the context indicates otherwise. 

Forward-Looking Statements 

Certain statements made in this report that are not historical facts are “forward-looking statements” under the 
Private Securities Litigation Reform Act of 1995. Such forward-looking statements may include, without limitation, 
the Company’s belief that there are several alternative suppliers of fiberglass that could provide adequate quality and 
quantities of this raw material at acceptable prices; the Company’s plans to continue purchasing sterndrive engines 
through the ABA; the Company’s belief that the level of dealer inventories of its new boat models are appropriate; 
the Company’s belief that its newer boat models will expand its customer base and leverage its strong dealer 
network and reputation for quality and styling; the Company’s belief that its corporate infrastructure, marketing and 
sales capabilities, financial strength and nationwide presence enables it to compete effectively against its 
competitors; the Company’s belief that it will not incur any material capital expenditures to comply with existing 
environmental or safety regulations; the Company’s expectation that higher costs of materials could negatively 
affect its profit margins; the Company’s belief that the ultimate outcome of any litigation will not have a material 
effect on its results of operations; the Company’s plan to continue to pay cash dividends subject to the earnings and 
financial condition of the Company and other relevant factors; the Company’s belief that recreational boating retail 
demand in many segments of the industry is improving; our belief that there is improved demand from consumers 
who have delayed purchasing boats over the past few years due to economic uncertainty; the Company’s belief that 
continued improvement in retail boat sales will be modest due to the lack of strong economic improvement; the 
Company’s belief that the recreational boating industry promotional program has incrementally benefited the 
industry and Marine Products; the Company’s plans to continue to emphasize the value-priced Chaparral and Robalo 
models as well as the Surf Series; the Company’s belief that the Vortex jet boat and SunCoast outboard boats will 
expand our customer base and leverage our strong dealer network and reputation for quality and styling; the 
Company’s plans to continue to develop and additional new products for subsequent model years; the Company’s 
belief that its liquidity, capitalization and cash expected to be generated from operations, will provide sufficient 
capital to meet the Company’s requirements for at least the next twelve months; the Company’s expectations about 
capital expenditures during 2017; the Company’s expectation about contributions to its pension plan in 2017; the 
Company’s estimate of the amount and timing of future contractual obligations; the Company’s judgments and 
estimates with respect to its critical accounting policies; the Company’s expectation about the impact of new 
accounting pronouncements on the Company’s consolidated financial statements; and the Company’s expectation 
regarding market risk of its investment portfolio. 

The words “may,” “should,” “will,” “expect,” “believe,” “anticipate,” “intend,” “plan,” “seek,” “project,” 
“estimate,” and similar expressions used in this document that do not relate to historical facts are intended to identify 
forward-looking statements. Such statements are based on certain assumptions and analyses made by our 
management in light of its experience and its perception of historical trends, current conditions, expected future 
developments and other factors it believes to be appropriate. We caution you that such statements are only 
predictions and not guarantees of future performance and that actual results, developments and business decisions 
may differ from those envisioned by the forward-looking statements. Risk factors that could cause such future 
events not to occur as expected include the following: economic conditions, lack of credit availability and possible 
decreases in the level of consumer confidence impacting discretionary spending, business interruptions due to 
adverse weather conditions, increased interest rates, unanticipated changes in consumer demand and preferences, 
deterioration in the quality of Marine Products’ network of independent boat dealers or availability of financing of 
their inventory, our ability to insulate financial results against increasing commodity prices, the impact of rising 
gasoline prices and a weak housing market on consumer demand for our products and competition from other boat 
manufacturers and dealers. We caution you that such statements are only predictions and not guarantees of future 
performance and that actual results, developments and business decisions may differ from those envisioned by the 
forward-looking statements. See “Risk Factors” on page 19 for a discussion of factors that may cause actual results 
to differ from our projections. 

8 

 
Item 1. Business 

Marine Products manufactures fiberglass motorized boats distributed and marketed through its independent 
dealer network. Marine Products’ product offerings include Chaparral sterndrive, outboard and jet pleasure boats 
and Robalo outboard sport fishing boats. 

Organization and Overview 

Marine Products is a Delaware corporation incorporated on August 31, 2000, in connection with a spin-off from 
RPC, Inc. (NYSE: RES) (“RPC”). Effective February 28, 2001, RPC accomplished the spin-off by contributing 100 
percent of the issued and outstanding stock of Chaparral to Marine Products, a newly formed wholly owned 
subsidiary of RPC, and then distributing the common stock of Marine Products to RPC stockholders. 

Marine Products designs, manufactures and sells recreational fiberglass powerboats in the sportboat, deckboat, 

cruiser, jet boat and sport fishing markets. The Company sells its products to a network of 147 domestic and 90 
international independent authorized dealers. Marine Products’ mission is to enhance its customers’ boating 
experience by providing them with high quality, innovative powerboats. The Company intends to remain a leading 
manufacturer of recreational powerboats for sale to a broad range of consumers worldwide. 

The Company manufactures Chaparral sterndrive pleasure boats including H2O Sport and Fish & Ski boats, SSi 

and SSX Sportboats, Sunesta sport deck, and Signature Cruisers, as well as SunCoast sport deck outboards, Vortex 
jet boats and the Surf Series, a new line of Chaparral models first introduced for the 2017 model year. The most 
recent available industry statistics [source: Statistical Surveys, Inc. report dated September 30, 2016] indicate that 
Chaparral is the largest manufacturer of sterndrive boats in lengths from 18 to 33 feet in the United States. 

Chaparral was founded in 1965 in Ft. Lauderdale, Florida. Chaparral’s first boat was a 15-foot tri-hull design 

with a retail price of less than $1,000. Over time Chaparral grew by offering exceptional quality and consumer 
value. In 1976, Chaparral moved to Nashville, Georgia, where a manufacturing facility of a former boat 
manufacturing company was available for purchase. This provided Chaparral an opportunity to obtain additional 
manufacturing space and access to a trained workforce. With 52 years of boatbuilding experience, Chaparral 
continues to expand the range of its offerings through insightful product design and quality manufacturing processes 
in order to reach an increasingly discerning recreational boating market. 

The Company also manufactures Robalo outboard fishing boats. Robalo was founded in 1969 and its first boat 

was a 19-foot center console salt-water fishing boat, among the first of this type of boat to have an “unsinkable” 
hull. The Company believes that Robalo is the fifth largest manufacturer of outboard boats in lengths from 16 to 30 
feet in the United States. 

9 

 
Products  

Marine Products distinguishes itself by offering a wide range of products to the family recreational and cruiser 

markets through its Chaparral brand and to the sport fishing market through its Robalo brand. 

The following table provides a brief description of our product lines and their particular market focus: 

Product Line 

  Number 
of 
Models 

Overall 
Length 

Approximate 
Retail 
Price Range 

Description 

Chaparral – Vortex Jet 
Boat 

8 

  (cid:21)(cid:19)(cid:397)-(cid:21)(cid:23)(cid:397) 

  $35,000 - $81,000    Fiberglass sterndrive pleasure boats marketed as 

jet-powered boats with traditional bowrider 
styling. Features include enhanced 
maneuverability at low speeds and high seating 
capacity. National fixed retail price including a 
trailer. Also marketed as a high-performance 
wakeboard boat with optional surf package. 
Marketed to younger families and wakeboard 
enthusiasts. 

Chaparral – H2O 
Sport Series 

8 

  (cid:20)(cid:27)(cid:397)-(cid:21)(cid:20)(cid:397) 

  $22,000 - $55,000    Fiberglass multipurpose sterndrive and outboard 
runabouts. Sport and Ski & Fish series offers an 
affordable, entry-level product with a national 
fixed retail price including a standard engine and 
single axle trailer. Marketed to both experienced 
and value-conscious buyers. 

Chaparral – SunCoast 
Outboard Deck Boat 

Chaparral - SSi 
Wide Tech™ 

3 

  (cid:21)(cid:20)(cid:397)-(cid:21)(cid:24)(cid:397) 

  $41,000 - $94,000    Fiberglass multipurpose bowrider with outboard 

power and an open bow providing high seating 
capacity. Large deckboat-style boat, suitable for 
large inland bodies of water or coastal saltwater 
use. Marketed with a national fixed retail price to 
saltwater boaters carrying large numbers of 
passengers.  

4 

  (cid:21)(cid:20)(cid:397)-(cid:21)(cid:23)(cid:397) 

  $52,000 - $119,000    Fiberglass sterndrive runabouts. Products 

encompass affordable, entry-level to mid-range 
and larger sportboats. Marketed as high value 
runabouts for family groups. Wide Tech™ is 
marketed as an affordable, entry-level to mid-
range pleasure boat with the handling of a 
runabout, the style of a sportboat and limited 
model Surf Series options.  

Chaparral - SSX 
Sport Boat 

Chaparral – Sunesta 
Sport Deck 

6 

  (cid:21)(cid:21)(cid:397)-(cid:22)(cid:22)(cid:397) 

  $62,000 - $362,000    Fiberglass sterndrive bowrider sportboats that 

combine features of sportboats and deckboats and 
various model Surf Series options. Marketed as 
high value runabouts for family groups. 

4 

  (cid:21)(cid:21)(cid:397)-(cid:21)(cid:27)(cid:397) 

  $66,000 - $178,000    Fiberglass sterndrive multipurpose deckboat-style 

bowriders with high-performance hull designs 
and flexible seating configurations. Options 
include updated graphics, swimming and galley 
features and various model Surf Series options. 

10 

 
 
 
 
 
 
   
   
   
   
 
 
 
 
   
 
 
   
 
 
 
 
   
 
 
   
 
 
 
 
   
 
 
   
 
 
 
 
   
 
 
   
 
 
 
 
   
 
 
   
 
 
Product Line 

  Number 
of 
Models 

Overall 
Length 

Approximate 
Retail 
Price Range 

Description 

Chaparral - Signature 
Cruiser 

3 

  (cid:21)(cid:26)(cid:397)-(cid:22)(cid:22)(cid:397) 

  $112,000 - $366,000   Fiberglass, accommodation-focused sterndrive 
cruisers. Marketed to experienced boat owners 
through trade magazines and boat show 
exhibitions. 

Robalo – Center 
Console 

Robalo – Cayman Bay 
Boat 

Robalo – Dual 
Console 

9 

  (cid:20)(cid:25)(cid:397)-(cid:22)(cid:19)(cid:397) 

  $20,000 - $198,000    Fiberglass outboard sport fishing boats for large 

freshwater lakes or saltwater use. Marketed to 
experienced fishermen. Smaller models marketed 
with a national fixed retail price and trailer, and 
new models designed for customers desiring extra 
seating. 

3 

  (cid:21)(cid:19)(cid:397)-(cid:21)(cid:23)(cid:397) 

  $31,000 - $89,000    Fiberglass outboard-powered sport fishing boats 

for large freshwater lakes or coastal saltwater use. 
Marketed to experienced fishermen. All models 
marketed with a national fixed retail price and 
trailer. 

4 

  (cid:21)(cid:19)(cid:397)-(cid:22)(cid:20)(cid:397) 

  $37,000 - $240,000    Multi-purpose fiberglass outboard-powered sport 

fishing boats for large freshwater lakes or 
saltwater use. Marketed to experienced fishermen 
and families looking for both fishing and cruising 
features. 

Robalo – Walkaround 

2 

  (cid:21)(cid:25)(cid:397)-(cid:22)(cid:19)(cid:397) 

  $105,000 - $239,000   Multi-purpose fiberglass outboard-powered sport 

fishing boats for large freshwater lakes or 
saltwater use. Models feature cabins for overnight 
use. Marketed to experienced fishermen and 
families who want fishing features as well as 
overnight accomodations.  

Manufacturing 

Marine Products’ manufacturing facilities are located in Nashville, Georgia and Valdosta, Georgia. The 
Company idled its plant located in Valdosta, Georgia in response to declines in production volumes in a prior year. 
Marine Products utilizes five different plants to, among other things, manufacture interiors, design new models, 
create fiberglass hulls and decks, and assemble various end products. Quality control is conducted throughout the 
manufacturing process. The Company’s manufacturing operations are ISO 9001: 2008 certified, which is an 
international designation of design, manufacturing, and customer service processes. ISO 9001: 2008 surpasses 
previous ISO designations. When fully assembled and inspected, the boats are loaded onto either Company-owned 
trailers or third-party marine transport trailers for delivery to dealers. The manufacturing process begins with the 
design of a product to meet dealer and customer needs. Plugs are constructed in the research and development phase 
from designs. Plugs are used to create a mold from which prototype boats can be built. Adjustments are made to the 
plug design until acceptable parameters are met. The final plug is used to create the necessary number of production 
molds. Molds are used to produce the fiberglass hulls and decks. Fiberglass components are made by applying the 
outside finish or gel coat to the mold, then numerous layers of fiberglass and resin are applied during the lamination 
process over the gel coat. After curing, the hull and deck are removed from the molds and are trimmed and prepared 
for final assembly, which includes the installation of electrical and plumbing systems, engines, upholstery, 
accessories and graphics. 

Product Warranty 

For our Chaparral products, Marine Products provides a lifetime limited structural hull warranty, a five-year 
limited structural deck warranty, and a transferable one-year limited warranty on certain components against defects 

11 

 
 
 
 
 
 
   
   
 
 
   
 
 
 
 
   
 
 
   
 
 
 
 
   
 
 
   
 
 
 
 
   
 
 
   
 
 
 
 
   
 
 
   
  
 
in material and workmanship to the original owner. Warranties for additional items are provided for periods of one 
to five years and are not transferrable. Additionally, as it relates to the first subsequent owner, a five-year 
transferrable hull warranty and the remainder of the original one-year limited warranty on certain components are 
available. The five-year transferable hull warranty terminates five years after the date of the original retail purchase. 
Claim costs related to components are generally absorbed by the original component manufacturer. 

For our Robalo products, Marine Products provides a ten-year limited structural hull warranty and a transferable 
one-year limited warranty on certain components to the original owner against defects in material and workmanship. 
Warranties on additional items are provided for periods of one to five years and are not transferrable. Additionally, 
as it relates to the first subsequent owner, a five-year transferrable hull warranty and the remainder of the original 
one-year limited warranty on certain components are available. The five-year transferable hull warranty terminates 
five years after the date of the original retail purchase. Claim costs related to components are generally absorbed by 
the original component manufacturer. 

The manufacturers of the engines, generators, and navigation electronics included on our boats provide and 

administer their own warranties for various lengths of time. 

Suppliers 

Marine Products’ three most significant cost components used in manufacturing its boats, are engines, resins 
and fiberglass. For each of these, there is currently an adequate supply available in the market. Marine Products has 
not experienced any significant shortages in any of these products. Temporary shortages, when they do occur, 
usually involve manufacturers of these products adjusting model mixes, introducing new product lines or limiting 
production in response to an industry-wide reduction in boat demand. Marine Products obtains most of its fiberglass 
from a leading supplier. Marine Products believes that there are several alternative suppliers if this supplier fails to 
provide adequate quality or quantities at acceptable prices. 

Marine Products does not manufacture the engines installed in its boats. Engines are generally specified by the 
dealers at the time of ordering, usually on the basis of anticipated customer preferences or actual customer orders. 
Sterndrive engines are purchased through the American Boatbuilders Association (“ABA”), which has entered into 
engine supply arrangements with Mercury Marine and Volvo Penta, the two currently existing suppliers of 
sterndrive engines. These arrangements contain incentives and discount provisions, which may reduce the cost of the 
engines purchased, if specified purchase volumes are met during specified periods of time. Although no minimum 
purchases are required, Marine Products expects to continue purchasing sterndrive engines through the ABA on a 
voluntary basis in order to receive volume-based purchase discounts. Marine Products does not have a long-term 
supply contract with the ABA. Marine Products has an outboard engine supply contract with Yamaha and a jet 
engine supply contract with BRP US Inc. These engine supply arrangements were not negotiated through the ABA. 
In the event of a sudden and extended interruption in the supply of engines from any of these suppliers, our sales and 
profitability could be negatively impacted. See “Risk Factors” below. 

Marine Products uses other raw materials in its manufacturing processes. Among these are resins made from 

hydrocarbon feedstocks, copper and steel. In response to global economic uncertainties, the costs of these 
commodities have fluctuated significantly over the past several years. During the fourth quarter of 2016 and the first 
quarter of 2017 the costs of several of these materials have begun to increase. See “Inflation” below. 

Sales and Distribution 

Domestic sales are made through approximately 53 Chaparral dealers, 26 Robalo dealers and 68 dealers that sell 

both brands located in markets throughout the United States. Marine Products also has 90 international dealers. 
During 2016 the financial strength of our dealer network continued to improve primarily due to better retail sales 
volumes and increased availability of floorplan financing. Most of our dealers inventory and sell boat brands 
manufactured by other companies, including some that compete directly with our brands. The territories served by 
any dealer are not exclusive to the dealer; however, Marine Products uses discretion in establishing relationships 
with new dealers in an effort to protect the mutual interests of the existing dealers and the Company. Marine 
Products’ eight independent field sales representatives call upon existing dealers and develop new dealer 
relationships. The field sales representatives are directed by a National Sales Coordinator, who is responsible for 
developing a full dealer distribution network for the Company’s products. The marketing of boats to retail customers 
is primarily the responsibility of the dealer. Marine Products supports dealer marketing efforts by supplementing 

12 

 
local advertising, sales and marketing follow up in boating magazines, and participation in selected regional, 
national, and international boat show exhibitions. No single dealer accounted for more than 10 percent of net sales 
during 2016, 2015 or 2014. 

Marine Products continues to seek new dealers in many areas throughout the U.S., Canada, Europe, South 
America, Asia, Russia and the Middle East. In general, Marine Products requires full payment prior to shipping a 
boat overseas. Consequently, there is no credit risk associated with these international sales or risk related to foreign 
currency fluctuation. The Company’s international sales are affected by trends in consumer discretionary spending 
and the value of the U.S. dollar on global currency markets, among other things. The volume of sales to international 
dealers as a percentage of total net sales has continued to decline primarily due to the strength of the U.S. dollar. 
International net sales as a percentage of total net sales were 5.7 percent in 2016, 10.8 percent in 2015, and 15.3 
percent in 2014. 

Marine Products’ sales orders are indicators of strong interest from its dealers. Historically, dealers have in most 

cases taken delivery of all their orders. The Company attempts to ensure that its dealers do not accept an excessive 
amount of inventory by monitoring their inventory levels. Knowledge of inventory levels at the individual dealers 
facilitates production scheduling with shorter lead times in order to maintain flexibility in the event that adjustments 
need to be made to dealer shipments. In the past, Marine Products has been able to resell any boat for which an order 
has been cancelled. 

Approximately 70 percent of Marine Products’ domestic shipments are made pursuant to “floor plan financing” 

programs in which Marine Products’ subsidiaries participate on behalf of their dealers with major third-party 
financing institutions. The remaining dealers finance their boat inventory with smaller regional financial institutions 
in local markets or pay cash. Under these established arrangements with qualified lending institutions, a dealer 
establishes a line of credit with one or more of these lenders for the purchase of boat inventory for sales to retail 
customers in their showroom or during boat show exhibitions. In general, when a dealer purchases and takes 
delivery of a boat pursuant to a floor plan financing arrangement, it draws against its line of credit and the lender 
pays the invoice cost of the boat directly to Marine Products generally within ten business days. When the dealer in 
turn sells the boat to a retail customer, the dealer repays the lender, thereby restoring its available credit line. Each 
dealer’s floor plan credit facilities are secured by the dealer’s inventory, letters of credit, and perhaps other personal 
and real property. Until recently, most dealers maintained financing arrangements with more than one lender, 
although that is less common at the present time, given that there are fewer lenders. In connection with a dealer’s 
floor plan financing arrangements with a qualified lending institution, Marine Products or its subsidiaries have 
agreed to repurchase inventory which the lender repossesses from a dealer and returns to Marine Products in a “new 
and unused” condition subject to normal wear and tear, as defined. The contractual agreements that Marine Products 
or its subsidiaries have with these qualified lenders contain the Company’s assumption of specified percentages of 
the debt obligation on repossessed boats, up to certain contractually determined dollar limits negotiated with the 
lender. 

The Company currently has an agreement with one of the floor plan lenders whereby the contractual repurchase 

amount is limited to a maximum of 16 percent of the average net receivables financed by the floor plan lender for 
dealers during the prior 12 month period, which was $9.8 million as of December 31, 2016. The Company has 
contractual repurchase agreements with additional lenders with an aggregate maximum repurchase obligation of 
approximately $6.9 million, with various expiration and cancellation terms of less than one year. Accordingly, the 
aggregate repurchase obligation with all financing institutions was approximately $16.7 million as of December 31, 
2016. In the event that a dealer defaults on a credit line, the qualified lender may then invoke the manufacturers’ 
repurchase obligation with respect to that dealer. In that event, all repurchase agreements of all manufacturers 
supplying a defaulting dealer are generally invoked regardless of the boat or boats with respect to which the dealer 
has defaulted. Unlike Marine Products’ obligation to repurchase boats repossessed by qualified lenders, Marine 
Products is under no obligation to repurchase boats directly from dealers. Marine Products does not sponsor 
financing programs to the retail consumer; any consumer financing promotions for a prospective boat purchaser 
would be the responsibility of the dealer. 

Marine Products’ dealer sales incentive programs are generally designed to promote early replenishment of the 

stock in dealer inventories depleted throughout the prime spring and summer selling seasons, and to promote the 
sales of older models in dealer inventory and particular models during specified periods. These programs help to 
stabilize Marine Products’ manufacturing between the peak and off-peak periods, and promote sales of certain 

13 

 
models. For the 2017 model year (which commenced July 1, 2016), Marine Products offered its dealers several sales 
incentive programs based on dollar volumes and timing of dealer purchases. Program incentives offered include 
sales discounts, retail sales incentives and payment of floor plan financing interest charged by qualified floor plan 
lenders to dealers generally through April 30, 2017. After the interest payment programs end, interest costs revert to 
the dealer at rates set by the lender. A dealer makes periodic curtailment payments (principal payments) on 
outstanding obligations against its dealer inventory as set forth in the floor plan financing agreements between the 
dealer and its particular lender. 

We believe that dealer inventories of our boat models as of December 31, 2016 are appropriate relative to the 

current level of retail customer demand; approximately 60 percent of dealer inventories were current model year 
units at both December 31, 2016 and December 31, 2015. The sales order backlog as of December 31, 2016 was 
approximately 1,585 boats with estimated net sales of approximately $60.7 million. This represents an approximate 
13.1 week backlog based on recent production levels. As of December 31, 2015, the sales order backlog was 
approximately 1,435 boats with estimated net sales of $55.6 million, representing an approximate 13.2 week 
backlog. The Company will continue to monitor the number of boats in dealer inventories and is prepared to adjust 
its production levels as it deems necessary to manage dealer inventory levels. The Company typically does not 
manufacture a significant number of boats for its own inventory. The Company occasionally manufactures boats for 
its own inventory because the number of boats required for immediate shipment is not always the most efficient 
number of boats to produce in a given production schedule. 

Research and Development 

Essentially the same technologies and processes are used to produce fiberglass boats by all boat manufacturers. 

The most common method to build fiberglass boats is with open-face molding. This is usually a labor-intensive, 
manual process whereby employees hand spray and apply fiberglass and resin in layers on open molds to create boat 
hulls, decks and other smaller fiberglass components. A single open-face mold is typically capable of producing 
approximately three hulls per week. 

Marine Products has been a leading innovator in the recreational boating industry. One of the Company’s most 

innovative designs is the full-length “Extended V-Plane” running surface on its Chaparral boat models. Typically, 
sterndrive boats have a several foot gap on the bottom rear of the hull where the engine enters the water. With the 
Extended V-Plane, the running surface extends the full length to the rear of the boat. The benefit of this innovation 
is more deck space, better planing performance and a more comfortable ride. Although the basic hull designs are 
similar, the Company has historically introduced a variety of new models each year and periodically replaces, 
updates or discontinues existing models. 

Another hull design is the Hydro LiftTM used on the Robalo boat models. This variable dead rise hull design 
provides a smooth ride in rough water conditions. It increases the maximum speed obtainable by a given engine 
horsepower and weight of the boat. Robalo’s current models utilize the Hydro LiftTM design and we plan to continue 
to provide this design on Robalo models. 

A bow design known as the Wide TechTM was first used on the Chaparral Sunesta Wide TechTM and Xtreme 
models for the 2008 model year, and is currently being used on Chaparral’s SSi Wide TechTM Sportboats, Sunesta 
Sportdecks, and two Signature Cruisers. The Wide TechTM bow design allows the models to have the Extended V-
Plane hull, with the features and benefits that this hull design offers. In addition, the Wide TechTM bow design 
provides a larger seating area, as well as additional storage space, in the front of the boat. Furthermore, it allows the 
models to have a non-skid walkway on the bow, which makes entering and leaving the boat easier than in other boat 
models. This bow design may be incorporated on other Chaparral boat models in subsequent model years. 

In support of its new product development efforts, Marine Products incurred research and development costs of 

$858 thousand in 2016, $663 thousand in 2015, and $743 thousand in 2014. 

Industry Overview 

The recreational marine market in the United States is a mature market, with 2015 (latest data available to us) 

retail expenditures of approximately $36 billion spent on new and used boats, motors and engines, trailers, 
accessories and other associated costs as estimated by the National Marine Manufacturers Association (“NMMA”). 
Pleasure boats compete for consumers’ limited free time with all other leisure activities. 

14 

 
The NMMA conducts various surveys of pleasure boat industry trends, and the most recent surveys indicate that 

87 million adults in the United States participated in recreational boating in 2015, although non-active boat owners 
cite lack of leisure time and increased operational costs as the primary reasons for not using their boats. There are 
currently approximately 16 million boats owned in the United States, including outboard, inboard, sterndrive, jet 
drive, sailboats, personal watercraft, and miscellaneous (canoes, kayaks, rowboats, etc.). Marine Products competes 
in the sterndrive boating category with five lines of Chaparral boats, in the jet drive category with its Chaparral 
Vortex jet boats and in the outboard category with its Robalo sport fishing boats and Chaparral SunCoast deck boats. 
Approximately 42 percent of the Company’s unit sales in 2016 were sterndrive boats compared to 47 percent in 
2015. 

Industry sales of new sterndrive boats in the United States during 2016 totaling 11,648 (source: Info-Link 
Technologies, Inc.) accounted for approximately 17 percent of the total new fiberglass powerboats sold between 18 
and 33 feet in hull length. Sales of sterndrive boats had an estimated total retail value of $872 million, or an average 
retail price per boat of approximately $75,000. Management believes that the five largest states for boat sales at the 
present time are Florida, Texas, Michigan, Minnesota and New York. Marine Products has dealers in each of these 
states. 

The U.S. domestic recreational boating industry includes sales in the segments of new and used boats, motors 
and engines, trailers, and other boat accessories. The new fiberglass boat market segment with hull lengths of 18 to 
33 feet, the primary market segment in which Marine Products competes, represented $4.0 billion in retail sales 
during 2016. The table below reflects the estimated sales within this segment by category for 2016 and 2015 
(source: Info-Link Technologies, Inc.): 

2016 

2015 

Sterndrive Boats . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  
Outboard Boats . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  
Inboard Boats . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  
Jet Boats . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  
TOTAL . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  

Boats 
11,648  
45,543  
9,261  
2,480  
68,932  

$

  Sales ($ B) 
0.9 
2.1 
0.9 
0.1 
4.0 

$

Boats 
11,565 
42,552 
8,250 
2,410 
64,777 

$

  Sales ($ B)   
0.8  
1.7  
0.8  
0.1  
3.4  

$

Chaparral’s products are categorized as sterndrive boats, jet boats and outboard boats and Robalo’s products are 

categorized as outboard boats. Although industry-wide sterndrive boat unit sales have been declining, the rate of 
decline in recent years has slowed. The Company introduced its first three jet boat models in 2014 and has been 
pleased with their reception by dealers and customers. Based on available market share data, Chaparral’s share of 
the jet boat market during the nine months ended September 30, 2016 was approximately 8.9 percent. 

The recreational boat manufacturing market remains highly fragmented with the exception of Brunswick 
Corporation, which has acquired and currently operates a number of recreational boat brands. We estimate that the 
boat manufacturing industry includes fewer than 20 sterndrive manufacturers and fewer than 75 outboard boat 
manufacturers with significant unit production, with the majority representing small, privately held companies with 
varying degrees of professional management and manufacturing skill. According to estimates provided by Statistical 
Surveys, Inc., during the nine months ended September 30, 2016 (latest information available), the top five 
sterndrive manufacturers, which includes Chaparral, have a combined market share of approximately 57 percent; 
compared to 54 percent in the same period one year ago. Chaparral’s market share in sterndrive units during this 
nine month period was approximately 14.7 percent, which represents an increase of approximately 0.8 percentage 
points compared to 13.9 percent during the nine months ended September 30, 2015. The Company believes that this 
increase in market share is primarily due to the success of our value priced Chaparral H2O models. 

Several factors influence sales trends in the recreational boating industry, including general economic growth, 

consumer confidence, household incomes, the availability and cost of financing for our dealers and customers, 
weather, fuel prices, tax laws, demographics and consumers’ leisure time. Also, the value of residential and vacation 
real estate in coastal and recreational areas influences recreational boat sales. The most recent NMMA surveys 
indicate that many past boating participants do not currently participate in boating because of high costs and a lack 
of leisure time. The increases in the cost of certain components, operating costs, and the impact of environmental 
regulation have increased the cost of boats and boat ownership in recent years, and these trends may continue. 
Competition from other leisure and recreational activities for available leisure time can also affect sales of 
recreational boats. 

15 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Management believes Marine Products is well positioned to take advantage of the following conditions, which 

continue to characterize the industry: 

(cid:120) 

(cid:120) 

(cid:120) 

(cid:120) 

(cid:120) 

labor-intensive manufacturing processes that remain largely unautomated; 

increasingly strict environmental standards derived from governmental regulations and customer 
sensitivities; 

a lack of focus on coordinated customer service and support by dealers and manufacturers; 

a lack of financial strength among retail boat dealers and many manufacturers; and 

a high degree of fragmentation and competition among the large number of sterndrive and outboard 
recreational boat manufacturers. 

Business Strategies 

Recreational boating is a mature industry. According to Info-Link Technologies, Inc., sales of new boats of all 

types increased at a compounded annual rate of approximately 6.4 percent between 2012 and 2016. During this 
period, Marine Products experienced a compounded annual growth rate of approximately 10.4 percent in the number 
of boats sold. The Company has historically grown its boat sales and net sales primarily through increasing market 
share and by expanding its number of models and product lines. During 2016 the Company’s strategy was to support 
our dealers’ need to maintain a higher level of inventories than in previous years, given relatively stable retail 
demand and an improved dealer financing environment. At the end of 2016, the Company’s dealer inventories were 
approximately 18.8 percent higher than they were at the end of 2015, and our unit order backlog remained strong. 
We believe that higher inventories and the current unit order backlog are appropriate relative to expected retail 
demand during the 2017 retail selling season. Chaparral has grown its sterndrive market share in the 18 to 33 feet 
length category from 5.9 percent in fiscal 1996 to 14.7 percent during the nine months ended September 30, 2016 
(the most recent information available to us from Statistical Surveys, Inc.). 

During 2016, we continued to emphasize the value-priced Chaparral and Robalo models, as well as a new 

Chaparral product lineup called the Surf Series. In addition, we continue to experience a favorable consumer 
reception to our Chaparral Vortex jet boats and Chaparral SunCoast outboard boats. We believe that these boat 
models will expand our customer base, and leverage our strong dealer network and reputation for quality and 
styling. These models were partially responsible for increases in our net sales, gross profit, operating profit, and net 
income. 

These models align with Marine Products’ overall operating strategy, which emphasizes innovative designs and 

manufacturing processes, and the production of a high quality product, while also seeking to lower manufacturing 
costs through increased efficiencies in our facilities. In the current environment, this strategy also includes the 
production of lower-priced, entry level models which appeal to a value-conscious consumer who wants an updated, 
high quality product. In addition, we seek opportunities to leverage our buying power through economies of scale. 
Management believes its membership in the ABA positions Marine Products as a significant third-party customer of 
major suppliers of sterndrive engines. Marine Products’ Chaparral subsidiary is a founding member of the ABA, 
which collectively represents 14 independent boat manufacturers that have formed a buying group to pool their 
purchasing power in order to achieve improved pricing on engines, fiberglass, resin and many other components. 
Marine Products intends to continue seeking the most advantageous purchasing arrangements from its suppliers. 

Our marketing strategy seeks to increase market share by enabling Marine Products to expand its presence by 

building dedicated sales, marketing and distribution systems. Marine Products has a distribution network of 237 
dealers located throughout the United States and in several international markets. Our strategy is to increase 
selectively the quantity of our dealers, and to improve the quality and effectiveness of our entire dealer network. 
Marine Products seeks to capitalize on its strong dealer network by educating its dealers on the sales and servicing 
of our products and helping them provide more comprehensive customer service, with the goal of increasing 
customer satisfaction, customer retention and future sales. Marine Products provides promotional and incentive 
programs to help its dealers increase product sales and customer satisfaction. During 2016 we expanded our 
nationally advertised fixed retail pricing to include more of our models. We believe the nationally advertised fixed 
retail pricing gives the consumer confidence that that they are getting the best possible price resulting in higher 
customer satisfaction, and also encourages consistent pricing across our dealer network. 

16 

 
A component of Marine Products’ overall strategy is to consider making strategic acquisitions in order to 
complement existing product lines, expand its geographic presence in the marketplace and strengthen its capabilities 
depending upon availability, price and complementary product lines. We constantly review potential acquisition 
targets and intend to continue doing so in the future. 

Competition 

The recreational boat industry is highly fragmented, resulting in intense competition for customers, dealers and 

boat show exhibition space. There is significant competition both within markets we currently serve and in new 
markets that we may enter. Marine Products’ brands compete with several large national or regional manufacturers 
that have substantial financial, marketing and other resources. However, we believe that our corporate infrastructure 
and marketing and sales capabilities, in addition to our financial strength, and our nationwide presence, enable us to 
compete effectively against these companies. In each of our markets, Marine Products competes on the basis of 
responsiveness to customer needs, the quality and range of models offered, and the competitive pricing of those 
models. Additionally, Marine Products faces general competition from all other recreational businesses seeking to 
attract consumers’ leisure time and discretionary spending dollars. 

According to Statistical Surveys, Inc., the following is a list of the top ten (largest to smallest) sterndrive boat 
manufacturers in the United States based on unit sales in 2016. According to Statistical Surveys, Inc., the companies 
set forth below represent approximately 84 percent of all United States retail sterndrive boat registrations with hull 
lengths of 18 to 33 feet for the nine months ended September 30, 2016. 

1.   Chaparral 
2.   Cobalt 
3.   Sea Ray* 
4.   Bayliner* 
5.   Regal 
6.   Tahoe 
7.   Monterey 
8.   Four Winns** 
9.   Crowline 
10.   Glastron 

The outboard engine powered market encompasses a wide variety of boats, accounting for approximately 66.1 
percent of traditional powerboat unit sales during 2016. Robalo was the fifth largest manufacturer of outboard boats 
in lengths from 16 to 30 feet during the nine months ended September 30, 2016 and its share of the market during 
this period was approximately five percent. Primary competitors for Robalo during 2016 included Carolina Skiff, 
Sea Hunt Boats, Key West, Nautic Star, Mako, Boston Whaler*, Sea Fox, Sportsman and Ranger. 

The jet engine powered market accounted for approximately 3.6 percent of traditional powerboat unit sales 
during 2016. Chaparral was the third largest jet boat manufacturer in the 20 to 24 foot range during the nine months 
ended September 30, 2016, and its share of the market during this period was approximately 8.9 percent. The largest 
manufacturer of jet boats in the 20 to 24 foot range was Yamaha. Other competitors include Scarab and Glastron. 

*  Division or subsidiary of Brunswick Corporation 
**  Division or subsidiary of Beneteau Group 

Environmental and Regulatory Matters 

Certain materials used in boat manufacturing, including the resins used to make the decks and hulls, are toxic, 
flammable, corrosive, or reactive and are classified by the federal and state governments as “hazardous materials.” 
Control of these substances is regulated by the Environmental Protection Agency (“EPA”) and state pollution 
control agencies, which require reports and inspect facilities to monitor compliance with their regulations. The 
Occupational Safety and Health Administration (“OSHA”) standards limit the amount of emissions to which an 
employee may be exposed without the need for respiratory protection or upgraded plant ventilation. Marine 
Products’ manufacturing facilities are regularly inspected by OSHA and by state and local inspection agencies and 
departments. Marine Products believes that its facilities comply in all material aspects with these regulations. 
Although capital expenditures related to compliance with environmental laws are expected to increase during the 

17 

 
 
coming years, we do not currently anticipate that any material expenditure will be required to continue to comply 
with existing environmental or safety regulations in connection with our existing manufacturing facilities. 

Recreational powerboats sold in the United States must be manufactured to meet the standards of certification 

required by the United States Coast Guard. In addition, boats manufactured for sale in the European Community 
must be certified to meet the European Community’s imported manufactured products standards. These 
certifications specify standards for the design and construction of powerboats. All boats sold by Marine Products 
meet these standards. In addition, safety of recreational boats is subject to federal regulation under the Boat Safety 
Act of 1971. The Boat Safety Act requires boat manufacturers to recall products for replacement of parts or 
components that have demonstrated defects affecting safety. Marine Products has from time to time instituted recalls 
for defective component parts produced by other manufacturers. None of the recalls has had a material adverse 
effect on Marine Products. 

The EPA has adopted regulations stipulating that many marine propulsion engines meet an air emission 

standard that requires fitting a catalytic converter to the engine. These regulations also require, among other things, 
that the engine manufacturer provide a warranty that the engine meets EPA emission standards. The engines used in 
Marine Products’ Chaparral and Robalo product lines are subject to these regulations. These regulations are similar 
to regulations adopted by the California Air Resources Board in 2007, but apply to all U.S. states and territories. 
This regulation has increased the cost to manufacture the majority of the Company’s boat products. The additional 
cost of complying with these EPA regulations may reduce Marine Products’ profitability, because the Company may 
have to absorb the increased cost. It may also reduce Marine Products’ net sales, because the increased cost of 
owning a boat may force consumers to buy a smaller or less expensive boat or forego a boat purchase, and because 
increased product cost will reduce the amount of inventory that Marine Products’ dealers can carry, thus reducing 
retail consumers’ choices. 

Employees 

As of December 31, 2016, Marine Products had approximately 823 employees (an increase from approximately 

767 at December 31, 2015), of whom five were management, 47 were administrative and eight were sales. 

None of Marine Products’ employees are party to a collective bargaining agreement. Marine Products’ entire 

workforce is currently employed in the United States and Marine Products believes that its relations with its 
employees are good. 

Proprietary Matters 

Marine Products owns a number of trademarks, trade names and patents that it believes are important to its 
business. Except for the Chaparral, Robalo and Wahoo! trademarks, however, Marine Products is not dependent 
upon any single trademark or trade name or group of trademarks or trade names. The Chaparral, Robalo and Wahoo! 
trademarks are currently registered in the United States. The current duration for such registration ranges from seven 
to 15 years but each registration may be renewed an unlimited number of times. 

Several of Chaparral’s and Robalo’s designs are protected under the U.S. Copyright Office’s Vessel Hull 

Design Protection Act. This law grants an owner of an original vessel hull design certain exclusive rights. Protection 
is offered for hull designs that are made available to the public for purchase provided that the application is made 
within two years of the hull design being made public. As of December 31, 2016, there were 22 Chaparral hull 
designs and four Robalo hull designs registered under the Vessel Hull Design Protection Act. 

During 2008 Chaparral was granted a design patent on its Wide TechTM hull design by the U.S. Patent and 

Trademark Office. The patent has a term of 14 years and protects the Wide TechTM hull currently used on the 
Sunesta Wide TechTM and Xtreme, SSi Wide TechTM and two of its Signature Cruisers from being used by other 
pleasure boat manufacturers. Marine Products believes that this patent is important to its business. 

Seasonality 

Marine Products’ quarterly operating results are affected by weather and general economic conditions. 
Quarterly operating results for the second quarter have historically recorded the highest sales volume for the year 
because this corresponds with the highest retail sales volume period. The results for any quarter are not necessarily 
indicative of results to be expected in any future period. 

18 

 
Inflation 

The market prices of certain materials used in manufacturing the Company’s products, especially resins that are 
made with hydrocarbon feedstocks, copper and steel, have been volatile in the years following the financial crisis of 
2008. During the fourth quarter of 2016 and the first quarter of 2017, the costs of several of these raw materials have 
begun to increase. As a result, it is possible the Company will incur higher materials purchase costs in 2017. These 
higher prices of materials would increase the costs of manufacturing the Company’s products, and could negatively 
affect our profit margins, due to the competitive nature of the selling environment for the Company’s products. 
Furthermore, the costs of these raw materials remain volatile, and may decrease in the future. 

New boat buyers typically finance their purchases. Higher inflation typically results in higher interest rates that 
could translate into an increased cost of boat ownership. Should higher inflation and increased interest rates occur, 
prospective buyers may choose to forego or delay their purchases or buy a less expensive boat in the event that 
interest rates rise or credit is not available to finance their boat purchases. 

Availability of Filings 

Marine Products makes available free of charge on its website, www.marineproductscorp.com, the annual 
report on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K, and all amendments to those 
reports on the same day as they are filed with the Securities and Exchange Commission. 

Item 1A. Risk Factors 

Economic Conditions, Availability of Credit and Consumer Confidence Levels Affect Marine Products’ Sales 
Because Marine Products’ Products are Purchased with Discretionary Income 

During an economic recession or when an economic recession is perceived as a threat, Marine Products will be 

adversely affected as consumers have less discretionary income or are more apt to save their discretionary income 
rather than spend it. During times of global political or economic uncertainty, Marine Products will be negatively 
affected to the extent consumers forego or delay large discretionary purchases pending the resolution of those 
uncertainties. Historical volatility in the prices and financial returns of investments and residential real estate may 
force consumers to delay retirement, or to choose more modest lifestyles when they do retire. In such a case, 
consumers may not purchase boats, may purchase boats later in their lives, or may purchase smaller or less 
expensive boats. Tight lending and credit standards, which until recently have been in use by lenders in the United 
States, can make loans for boats harder to secure, and such loans may carry unfavorable terms, which may force 
consumers to forego boat purchases. These factors have also resulted in the past, and may continue to result in the 
future, in a reduction in the quality and number of dealers upon which Marine Products relies to sell its products. 

Marine Products Relies upon Third-Party Dealer Floor Plan Lenders Which Provide Financing to its Network of 
Independent Dealers 

Marine Products sells its products to a network of independent dealers, most of whom rely on one or more third-
party dealer floor plan lenders to provide financing for their inventory prior to its sale to retail customers. In general, 
this source of financing is vital to Marine Products’ ability to sell products to its dealer network. While dealer floor 
plan credit is currently available for many of our dealers during the 2017 model year, the Company’s sales and 
profitability could be adversely affected in the event of a decline in floor plan financing availability, or if financing 
terms change unfavorably. 

Interest Rates and Fuel Prices Affect Marine Products’ Sales 

The Company’s products are often financed by our dealers and the retail boat consumers. Higher interest rates 
increase the borrowing costs and, accordingly, the cost of doing business for dealers and the cost of boat purchases 
for consumers. Fuel costs can represent a large portion of the costs to operate our products. Therefore, higher 
interest rates and fuel costs can adversely affect consumers’ decisions relating to recreational boating purchases. 

Marine Products’ Dependence on its Network of Independent Boat Dealers may Affect its Operating Results and 
Sales 

Virtually all of Marine Products’ sales are derived from its network of independent boat dealers. Marine 
Products has no long-term agreements with these dealers. Competition for dealers among recreational powerboat 

19 

 
manufacturers continues to increase based on the quality of available products, the price and value of the products, 
and attention to customer service. The Company faces intense competition from other recreational powerboat 
manufacturers in attracting and retaining independent boat dealers. The number of independent boat dealers 
supporting the Chaparral and Robalo trade names and the quality of their marketing and servicing efforts are 
essential to Marine Products’ ability to generate sales. A deterioration in the number of Marine Products’ network of 
independent boat dealers could have a material adverse effect on its boat sales. Marine Products’ inability to attract 
new dealers and retain those dealers, or its inability to increase sales with existing dealers, could substantially impair 
its ability to execute its business plans. Although Marine Products’ management believes that the quality of its 
products and services in the recreational boating market should permit it to maintain its relationship with its dealers 
and its market position, there can be no assurance that Marine Products will be able to sustain its current sales levels. 

Marine Products’ Financial Condition and Operating Results may be Adversely Affected by Boat Dealer Defaults 

The Company’s products are sold through dealers and the financial health of these dealers is critical to the 
Company’s continued success. The Company’s results can be negatively affected if a dealer defaults because Marine 
Products or its subsidiaries may be contractually required to repurchase inventory up to certain limits, although for 
business reasons, the Company may decide to purchase additional boats in excess of this contractual obligation. 

Marine Products’ Ability to Adjust its Business Operations to Compensate for Reduced Sales of Boats may be 
Restricted in the Future 

In 2008 Marine Products idled certain production facilities and reduced its number of employees to offset the 

impact that reduced net sales had on the Company’s operating results and cash flows. As a result, the Company 
experienced lower rates of absorption of its fixed costs. The Company’s sales improved in 2015 and 2016, thus 
increasing the rate of absorption of its fixed costs and improving operating and net income. Although the 
Company’s unit sales have improved, Marine Products still operates at levels which are lower than full 
manufacturing capacity. These lower operating levels may continue to have an adverse affect in 2017 and in future 
periods beyond 2017. In addition, the Company’s ability to reduce its fixed costs to respond to potential future 
reduced net sales is limited. 

Marine Products’ Sales are Affected by Weather Conditions 

Marine Products’ business is subject to weather patterns that may adversely affect its sales. For example, 
drought conditions, or merely reduced rainfall levels, or excessive rain, may close area boating locations or render 
boating dangerous or inconvenient, thereby curtailing customer demand for our products. In addition, unseasonably 
cool weather and prolonged winter conditions may lead to a shorter selling season in some locations. Hurricanes and 
other storms could cause disruptions of our operations or damage to our boat inventories and manufacturing 
facilities. 

Marine Products Encounters Intense Competition Which Affects our Sales and Profits 

The recreational boat industry is highly fragmented, resulting in intense competition for customers, dealers and 

boat show exhibition space. This competition affects both the markets which we currently serve and new markets 
that we may enter in the future. We compete with several large national or regional manufacturers that have 
substantial financial, marketing and other resources. 

Marine Products has Potential Liability for Personal Injury and Property Damage Claims 

The products we sell or service may expose Marine Products to potential liabilities for personal injury or 
property damage claims relating to the use of those products. Historically, the resolution of product liability claims 
has not materially affected Marine Products’ business. Marine Products maintains product liability insurance that it 
believes to be adequate. However, there can be no assurance that Marine Products will not experience legal claims 
in excess of its insurance coverage or that claims will be covered by insurance. Furthermore, any significant claims 
against Marine Products could result in negative publicity, which could cause Marine Products’ sales to decline. 

Because Marine Products Relies on Third-party Suppliers, Marine Products may be Unable to Obtain Adequate 
Raw Materials, Engines and Components Which Could Adversely Affect Sales and Profit Margins  

Marine Products is dependent on third-party suppliers to provide raw materials, engines and components 
essential to the construction of its various powerboats. Especially critical are the availability and cost of marine 

20 

 
engines and commodity raw materials used in the manufacture of Marine Products’ boats. While Marine Products’ 
management believes that supplier relationships currently in place are sufficient to provide the engines and materials 
necessary to meet present production demands, there can be no assurance that these relationships will continue, that 
these suppliers will remain in operation or that the quantity or quality of materials available from these suppliers will 
be sufficient to meet Marine Products’ future needs. Disruptions in current supplier relationships or the inability of 
Marine Products to continue to purchase construction materials in sufficient quantities and of sufficient quality at 
acceptable prices to meet ongoing production schedules could cause a decrease in sales or a sharp increase in the 
cost of goods sold. Additionally, because of this dependence, the volatility in commodity raw materials or current or 
future price increases in production materials or the inability of Marine Products’ management to purchase engines 
and materials required to complete its growth and acquisition strategies could reduce the number of boats Marine 
Products may be able to produce for sale or cause a reduction in Marine Products’ profit margins. 

Marine Products may be Unable to Identify, Complete or Successfully Integrate Acquisitions 

Marine Products intends to pursue acquisitions and form strategic alliances that will enable Marine Products to 

acquire complementary skills and capabilities, offer new products, expand its customer base, and obtain other 
competitive advantages. There can be no assurance, however, that Marine Products will be able to successfully 
identify suitable acquisition candidates or strategic partners, obtain financing on satisfactory terms, complete 
acquisitions or strategic alliances, integrate acquired operations into its existing operations, or expand into new 
markets. Once integrated, acquired operations may not achieve anticipated levels of sales or profitability, or 
otherwise perform as expected. Acquisitions also involve special risks, including risks associated with unanticipated 
problems, liabilities and contingencies, diversion of management resources, and possible adverse effects on earnings 
and earnings per share resulting from increased interest costs, the issuance of additional securities, and difficulties 
related to the integration of the acquired business. The failure to integrate acquisitions successfully may divert 
management’s attention from Marine Products’ existing operations and may damage Marine Products’ relationships 
with its key customers and suppliers. 

Marine Products’ Success will Depend on its Key Personnel, and the Loss of any Key Personnel may Affect its 
Powerboat Sales 

Marine Products’ success will depend to a significant extent on the continued service of key management 
personnel. The loss or interruption of the services of any senior management personnel or the inability to attract and 
retain other qualified management, sales, marketing and technical employees could disrupt Marine Products’ 
operations and cause a decrease in its sales and profit margins. 

Marine Products’ Ability to Attract and Retain Qualified Employees is Crucial to its Results of Operations and 
Future Growth 

Marine Products relies on the existence of an available hourly workforce to manufacture its products. As with 

many businesses, we are challenged at times to find qualified employees. There are no assurances that Marine 
Products will be able to attract and retain qualified employees to meet current and/or future growth needs. 

If Marine Products is Unable to Comply with Environmental and Other Regulatory Requirements, its Business may 
be Exposed to Liability and Fines 

Marine Products’ operations are subject to extensive regulation, supervision and licensing under various federal, 

state and local statutes, ordinances and regulations. While Marine Products believes that it maintains all requisite 
licenses and permits and is in compliance with all applicable federal, state and local regulations, there can be no 
assurance that Marine Products will be able to continue to maintain all requisite licenses and permits and comply 
with applicable laws and regulations. The failure to satisfy these and other regulatory requirements could cause 
Marine Products to incur fines or penalties or could increase the cost of operations. The adoption of additional laws, 
rules and regulations could also increase Marine Products’ costs. 

The U.S. Environmental Protection Agency (EPA) has adopted regulations affecting many marine propulsion 

engines. This regulation has increased the cost of boats subject to the regulation, which may either reduce the 
Company’s profitability or reduce sales. 

As with boat construction in general, our manufacturing processes involve the use, handling, storage and 

contracting for recycling or disposal of hazardous or toxic substances or wastes. Accordingly, we are subject to 

21 

 
regulations regarding these substances, and the misuse or mishandling of such substances could expose Marine 
Products to liability or fines. 

Additionally, certain states have required or are considering requiring a license in order to operate a recreational 

boat. While such licensing requirements are not expected to be unduly restrictive, regulations may discourage 
potential first-time buyers, thereby reducing future sales. 

Marine Products’ Stock Price has been Volatile 

Historically, the market price of common stock of companies engaged in the discretionary consumer products 

industry has been highly volatile. Likewise, the market price of our common stock has varied significantly in the 
past. In addition, the availability of Marine Products common stock to the investing public is limited to the extent 
that shares are not sold by the executive officers, directors and their affiliates, which could negatively impact the 
trading price of Marine Products’ common stock, increase volatility and affect the ability of minority stockholders to 
sell their shares. The Tender Offer completed in the fourth quarter of 2016 reduced the number of shares outstanding 
by 3,500,000, which further reduces the availability of Marine Products common shares. Future sales by executive 
officers, directors and their affiliates of all or a substantial portion of their shares could also negatively affect the 
trading price of Marine Products’ common stock. 

Marine Products’ Management has a Substantial Ownership Interest; Public Stockholders may have no Effective 
Voice in Marine Products’ Management 

The Company has elected the “Controlled Corporation” exemption under Section 303A of the New York Stock 

Exchange (“NYSE”) Listed Company Manual. The Company is a “Controlled Corporation” because a group that 
includes the Company’s Chairman of the Board, R. Randall Rollins and his brother, Gary W. Rollins, who is also a 
director of the Company, and certain companies under their control, controls in excess of fifty percent of the 
Company’s voting power. As a “Controlled Corporation,” the Company need not comply with certain NYSE rules 
including those requiring a majority of independent directors. 

Marine Products’ executive officers, directors and their affiliates hold directly or through indirect beneficial 
ownership, in the aggregate, approximately 68 percent of Marine Products’ outstanding shares of common stock. As 
a result, these stockholders effectively control the operations of Marine Products, including the election of directors 
and approval of significant corporate transactions such as acquisitions. This concentration of ownership could also 
have the effect of delaying or preventing a third-party from acquiring control of Marine Products at a premium. 

Our Management has a Substantial Ownership Interest, and the Availability of the Company’s Common Stock to the 
Investing Public may be Limited. 

The availability of Marine Products’ common stock to the investing public may be limited to those shares not 
held by the executive officers, directors and their affiliates, which could negatively impact Marine Products’ stock 
trading prices and affect the ability of minority stockholders to sell their shares. Future sales by executive officers, 
directors and their affiliates of all or a portion of their shares could also negatively affect the trading price of our 
common stock. 

Provisions in Marine Products’ Certificate of Incorporation and Bylaws may Inhibit a Takeover of Marine Products 

Marine Products’ certificate of incorporation, bylaws and other documents contain provisions including 
advance notice requirements for stockholder proposals and staggered terms of office for the Board of Directors. 
These provisions may make a tender offer, change in control or takeover attempt that is opposed by Marine 
Products’ Board of Directors more difficult or expensive. 

Item 1B. Unresolved Staff Comments 

None. 

22 

 
Item 2. Properties 

Marine Products’ corporate offices are located in Atlanta, Georgia. These offices are currently shared with RPC 

and are leased. The monthly rent paid is allocated between Marine Products and RPC. Under this arrangement, 
Marine Products pays approximately $2,100 per month in rent. Marine Products may cancel this arrangement at any 
time after giving a 30 day notice. 

Chaparral owns and maintains approximately 1,017,000 square feet of space utilized for manufacturing, 
research and development, warehouse, sales office and operations in Nashville, Georgia. In addition, the Company 
owns 83,000 square feet of manufacturing space in Valdosta, Georgia. During 2008, this facility was temporarily 
idled. There are no plans or current intentions to dispose of the facilities in Valdosta, Georgia. The Company also 
leases 111,000 square feet of warehouse space in Nashville, Georgia under a lease arrangement expiring in 2018. 
Marine Products’ total square footage under roof is allocated as follows: manufacturing — 712,000, research and 
development — 68,500, warehousing — 294,500, office and other — 136,100. 

Item 3. Legal Proceedings 

Marine Products is involved in litigation from time to time in the ordinary course of its business. Marine 

Products does not believe that the ultimate outcome of such litigation will have a material adverse effect on its 
liquidity, financial condition or results of operations. 

Item 4. Mine Safety Disclosures 

Not applicable. 

Item 4A. Executive Officers of the Registrant 

Each of the executive officers of Marine Products was elected by the Board of Directors to serve until the Board 

of Directors’ meeting immediately following the next annual meeting of stockholders or until his or her earlier 
removal by the Board of Directors or his or her resignation. The following table lists the executive officers of 
Marine Products and their ages, offices, and date first elected to office. 

Name and Office with Registrant (5) 
R. Randall Rollins (1) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .    

  Age   
85   

Date First Elected to Present Office 
2/28/01 

Chairman of the Board 

Richard A. Hubbell (2) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .    

President and Chief Executive Officer 

Linda H. Graham (3) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .    

Vice President and Secretary 

Ben M. Palmer (4) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .    

Vice President, Chief Financial Officer and Treasurer 

72   

80   

56   

2/28/01 

2/28/01 

2/28/01 

(1)  R. Randall Rollins began working for Rollins, Inc. (consumer services) in 1949. At the time of the spin-off of RPC from Rollins, Inc. in 

1984, Mr. Rollins was elected Chairman of the Board and Chief Executive Officer of RPC. He remains Chairman of RPC and stepped down 
from the position of Chief Executive Officer effective in 2003. He has served as Chairman of the Board of Marine Products since 2001 and 
Chairman of the Board of Rollins, Inc. since 1991. He is also a director of Dover Downs Gaming and Entertainment, Inc. and Dover 
Motorsports, Inc. 

(2)  Richard A. Hubbell has been the President and Chief Executive Officer of Marine Products since it was spun off in 2001. He has also been 
President of RPC since 1987 and its Chief Executive Officer since 2003. Mr. Hubbell serves on the Board of Directors of both of these 
companies. 

(3)  Linda H. Graham has been Vice President and Secretary of Marine Products since it was spun off in 2001, and Vice President and Secretary 

of RPC since 1987. Ms. Graham serves on the Board of Directors of both of these companies. 

(4)  Ben M. Palmer has been Vice President, Chief Financial Officer and Treasurer of Marine Products since it was spun off in 2001 and has 

served the same roles at RPC since 1996. 

(5)  James A. Lane, Jr., deceased in March 2016, held the position of Executive Vice President and Director of Marine Products. 

23 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
PART II 

Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of 
Equity Securities 

Marine Products’ common stock is listed for trading on the New York Stock Exchange under the symbol 

“MPX.” As of February 17, 2016, there were 34,957,356 shares of common stock outstanding. 

At the close of business on February 17, 2016, there were approximately 3,194 beneficial holders of record of 
the Company’s common stock. The high and low prices of Marine Products’ common stock and dividends paid for 
each quarter in the years ended December 31, 2016 and 2015 were as follows: 

Quarter 
First . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  
Second . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  
Third . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  
Fourth . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  

  High 
$ 8.40  
9.05  
9.38  
$ 14.51  

2016 
  Low 
$

4.92  
7.29  
8.09  
8.76  

$

  Dividends 
0.06 
$
0.06 
0.06 
0.06 

$

  High 
$ 8.99  
8.90  
7.55  
$ 7.25  

2015 
  Low 
$

7.03  
5.95  
5.73  
5.50  

$

  Dividends   
0.04  
$
0.04  
0.04  
0.08  

$

The Company expects to continue to pay cash dividends to the common stockholders, subject to the earnings 

and financial condition of the Company and other relevant factors. 

Issuer Purchases of Equity Securities 

In accordance with actions by the Company’s Board of Directors, an aggregate of 8,250,000 shares have been 
authorized for repurchase in connection with a stock buyback program initially announced in 2001, and subsequent 
increases announced in 2005 and 2008. These programs do not have predetermined expiration dates. There were no 
shares repurchased as part of this program during the fourth quarter of 2016. As of December 31, 2016, a total of 
2,858,730 shares remain available for repurchase under this program. 

During the third quarter of 2016, the Company offered to purchase for cash 3,200,000 of its outstanding 
common shares, with the option to increase the shares purchased to 3,500,000 at its sole discretion, par value $0.10 
per share, at a purchase price of $9.00 per share (the “Tender Offer”), less any applicable withholding taxes and 
without interest. Subsequently, the Company extended the terms of the Tender Offer and raised the offer price to 
$9.64 per share. Upon completion of the Tender Offer on November 11, 2016, the Company purchased 3,500,000 
shares for an aggregate cost of $33,740,000, plus fees and expenses relating to the tender offer totaling 
approximately $229,000. The fees and expenses related to the Tender Offer are accounted for as part of the purchase 
cost of the shares. The purchase cost is recorded as a reduction in the common stock to the extent of par value with 
the excess recorded as a reduction in additional paid-in capital to the extent available, and then as a reduction to 
retained earnings. 

Period 
October 1, 2016 to October 31, 2016 . . . . . . . . 
November 1, 2016 to November 30, 2016 . . . 
December 1, 2016 to December 31, 2016 . . . . 
Totals . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 

Total 
Number of 
Shares (or 
Units) 
Purchased 

22 (2)   
  3,500,000 (3)   

—  
  3,500,022  

Average 
Price Paid 
Per Share 
(or Unit) 

8.44  
9.64  
—  
9.64  

Total Number of 
Shares (or Units) 
Purchased as 
Part of Publicly 
Announced 
Plans or 
Programs (1)(3) 
—  
3,500,000  
—  
3,500,000  

Maximum Number (or 
Approximate Dollar 
Value) of Shares (or 
Units) that May Yet Be 
Purchased Under the 
Plans or Programs (1)(3)   
6,358,730 
2,858,730 
2,858,730 
2,858,730 

(1)  The Company’s Board of Directors announced a stock buyback program on April 25, 2001 authorizing the repurchase of 2,250,000 shares 
in the open market and another on March 14, 2005 authorizing the repurchase of an additional 3,000,000 shares. On January 22, 2008 the 
Board of Directors authorized an additional 3,000,000 shares that the Company may repurchase. As of December 31, 2016, a total of 
5,391,270 shares have been repurchased in the open market under this program and there are 2,858,730 shares that remain available for 
repurchase. The program does not have a predetermined expiration date. 

(2)  Represents shares purchased by the Company in connection with taxes related to vesting of restricted shares. 
(3)  Represents shares purchased by the Company in connection with the Tender Offer. 

24 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Performance Graph 

The following graph shows a five-year comparison of the cumulative total stockholder return based on the 
performance of the stock of the Company, assuming dividend reinvestment, as compared with both a broad equity 
market index and an industry or peer group index. The indices included in the following graph are the Russell 2000 
Index (“Russell 2000”) and a peer group which includes companies that are considered peers of the Company (“Peer 
Group”). The companies included in the Peer Group have been weighted according to each respective issuer’s stock 
market capitalization at the end of each year. The companies in the Peer Group are Brunswick Corporation, 
MarineMax, Inc. and Malibu Boats, Inc. Malibu Boats, Inc. is included in the Peer Group because it is a pleasure 
boat manufacturer with similar products and operations as the Company, as well as a market capitalization that was 
similar to the market capitalization of the Company at December 31, 2016. Malibu Boats, Inc. was not previously 
included in the Peer Group because its common stock did not trade on a securities exchange until the first quarter of 
2014. For comparison purposes, the following graph includes the performance of the Peer Group as well as the peer 
group without the inclusion of Malibu Boats, Inc. (the “Former Peer Group”). 

The Russell 2000 is used because the Company is a component of the Russell 2000, and because the Russell 

2000 is a stock index representing small capitalization U.S. stocks. During 2016, the components of the Russell 
2000 had an average market capitalization of $2.1 billion, and a median market capitalization of $802 million. 

The graph below assumes the value of $100.00 invested on December 31, 2011. 

25 

 
 
Item 6. Selected Financial Data 

The following table summarizes certain selected financial data of Marine Products. The historical information 
may not be indicative of Marine Products’ future results of operations. The information set forth below should be 
read in conjunction with “Management’s Discussion and Analysis of Financial Condition and Results of 
Operations” and the Consolidated Financial Statements and the notes thereto included elsewhere in this document. 

Statement of Operations Data: 
Net sales . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Cost of goods sold . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Gross profit . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Selling, general and administrative expenses . . . . 
Operating income . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Interest income. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Income before income taxes . . . . . . . . . . . . . . . . . . . 
Income tax provision . . . . . . . . . . . . . . . . . . . . . . . . . 
Net income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Earnings per share: 
Basic . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Diluted . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Dividends paid per share . . . . . . . . . . . . . . . . . . . . 
Other Financial and Operating Data: 
Gross profit margin percent . . . . . . . . . . . . . . . . . . . 
Operating margin percent . . . . . . . . . . . . . . . . . . . . . 
Net cash provided by operating activities . . . . . . . 
Net cash provided by (used for) investing 

activities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Net cash used for financing activities . . . . . . . . . . 
Capital expenditures . . . . . . . . . . . . . . . . . . . . . . . . . . 
Employees at end of year . . . . . . . . . . . . . . . . . . . . . 
Factory and administrative space at end of year 
(square ft.) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 

Balance Sheet Data at end of year: 
Cash and cash equivalents . . . . . . . . . . . . . . . . . . . . 
Marketable securities — current . . . . . . . . . . . . . . . 
Marketable securities — non-current . . . . . . . . . . . 
Inventories . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Working capital . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Property, plant and equipment, net . . . . . . . . . . . . . 
Total assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Total stockholders’ equity . . . . . . . . . . . . . . . . . . . . . 

Years Ended December 31, 
(In thousands, except share, per share and employee data) 
2014 

2015 

2013 

2016 

2012 

$ 241,330  
  190,863  
50,467  
27,415  
23,052  
355  
23,407  
6,662  
$ 16,745  

$ 207,061  
  163,261  
  43,800  
  23,249  
  20,551  
420  
  20,971  
6,665  
$ 14,306  

$ 171,050  
  138,379  
  32,671  
  20,665  
  12,006  
521  
  12,527  
3,613  
8,914  

$

$ 168,293  
  138,480  
  29,813  
  20,307  
9,506  
524  
  10,030  
2,502  
7,528  

$

$ 148,950  
  121,746  
  27,204  
  18,443  
8,761  
960  
9,721  
2,742  
6,979  

$

$
$
$

0.44  
0.44  
0.24  

$
$
$

0.39  
0.39  
0.20  

$
$
$

0.24  
0.24  
0.16  

$
$
$

0.20  
0.20  
0.15  

$
$
$

0.19  
0.19  
0.63  

20.9 %   
9.6 %   

21.2 %   
9.9 %   

19.1 %   
7.0 %   

$ 15,837  

$ 16,044  

$ 10,656  

$ 10,937  

17.7 %   
5.6 %   
$

18.3 % 
5.9 % 

9,664  

22,575  
(43,779 ) 
1,940  
823  

$

(2,489 ) 
(9,641 ) 
3,878  
767  

(4,157 ) 
(7,541 ) 
451  
605  

(1,326 ) 
(6,145 ) 
521  
651  

  15,329  
  (24,301 ) 
354  
$
587  

$

$

$

1,211  

1,205  

1,205  

1,205  

1,205  

$

2,619  
4,109  
5,221  
42,488  
34,753  
13,334  
88,527  
$ 65,445  

$

7,986  
7,825  
  27,129  
  32,638  
  38,846  
  12,761  
  110,677  
$ 90,212  

$

4,072  
3,653  
  33,831  
  28,819  
  30,014  
9,890  
  103,823  
$ 83,494  

$

5,114  
5,639  
  30,949  
  28,859  
  30,698  
  11,265  
  102,553  
$ 81,483  

$

1,648  
1,150  
  35,773  
  28,159  
  22,789  
  11,470  
  97,315  
$ 77,747  

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations 

The following discussion is based upon and should be read in conjunction with “Selected Financial Data” and 

“Financial Statements and Supplementary Data.” See also “Forward-Looking Statements” on page 8. 

Overview 

Marine Products, through our wholly owned subsidiaries Chaparral and Robalo, is a leading manufacturer of 

recreational fiberglass powerboats. Our sales and profits are generated by selling the products that we manufacture 
to a network of independent dealers who in turn sell the products to retail consumers. These dealers are located 
throughout the continental United States and in several international markets. Dealers either remit payment upon 

26 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
  
 
  
 
 
  
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
  
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
receipt of the product or finance their inventory through third-party floor plan lenders, who pay Marine Products 
generally within ten days of delivery of the products to the dealers. 

We manage our Company by focusing on the execution of the following business and financial strategies: 

(cid:120)  Manufacturing high-quality, stylish, and innovative powerboats for our dealers and retail consumers, 

(cid:120)  Providing our independent dealer network appropriate incentives, training, and other support to enhance 
their success and their customers’ satisfaction, thereby facilitating their continued relationship with us, 

(cid:120)  Managing our production and dealer order backlog to optimize operating results and reduce risk in the 

event of a downturn in sales of our products, 

(cid:120)  Maintaining a flexible, variable cost structure which can be reduced quickly when deemed appropriate, 

(cid:120)  Focusing on the competitive nature of the boating business and designing our products and strategies in 

order to grow and maintain profitable market share, 

(cid:120)  Monitoring the recreational boat market for strong complementary product lines which we may enter 

through new product development or acquisition, 

(cid:120)  Extending our brand name recognition to enhance the success of new boat models that complement our 

existing offerings, 

(cid:120) 

Improving our sales and profits by increasing the utilization of our manufacturing capacity, 

(cid:120)  Monitoring the activities and financial condition of our dealers and of the third-party floor plan lenders who 

finance our dealers’ inventories, 

(cid:120)  Maximizing stockholder return by optimizing the balance of cash invested in the Company’s productive 
assets, the payment of dividends to stockholders, and the repurchase of the Company’s common stock on 
the open market, and 

(cid:120)  Aligning the interests of our management and stockholders. 

In implementing these strategies and attempting to optimize our financial returns, management closely monitors 

dealer orders and inventories, the production mix of various models, and indications of near term demand such as 
consumer confidence, interest rates, dealer orders placed at our annual dealer conferences, and retail attendance and 
orders at annual winter boat show exhibitions. We also consider trends related to certain key financial and other 
data, including our historical and forecasted financial results, market share, unit sales of our products, average 
selling price per boat, and gross profit margins, among others, as indicators of the success of our strategies. Marine 
Products’ financial results are affected by consumer confidence — because pleasure boating is a discretionary 
expenditure, interest rates — because many retail customers finance the purchase of their boats, and other 
socioeconomic and environmental factors such as availability of leisure time, consumer preferences, demographics 
and the weather. 

During 2016, several segments of the recreational boating industry improved due to stable consumer confidence 

and improving residential real estate markets, as well as a stable financing environment for dealers and consumers. 
Overall industry retail sales of outboard recreational boats improved during 2016, although sterndrive unit sales 
declined. Our net sales improved in 2016 compared to 2015 due to higher unit sales of our Robalo sport fishing 
boats, coupled with higher unit sales of our Chaparral H2O models and sales of our SunCoast outboard models. We 
achieved higher net sales, as well as increased gross profit and operating profit in 2016 compared to 2015. 
Management will continue to monitor retail demand among the various segments in the recreational boat market, 
dealer inventory levels and the availability of dealer and consumer financing for the purchase of our products and 
adjust our production levels as deemed appropriate. 

We continuously monitor our market share in the 18 to 33 foot sterndrive category as one indicator of the 
success of our strategies and the market’s acceptance of our products. For the nine months ended September 30, 
2016 (latest data available to us), Chaparral’s market share in the 18 to 33 foot sterndrive category was 14.7 percent 
compared to 13.9 percent during the same period in 2015; the highest market share in this category. Chaparral’s 

27 

 
market share in the 18 to 20 foot category was 10.1 percent during this period in 2016, and its market share in the 21 
to 33 foot category was 17.4 percent. Chaparral’s market share concentrations within these size ranges has remained 
relatively consistent during the past several years. For the nine months ended September 30, 2016, Robalo’s share of 
the 16 to 30 foot outboard sport fishing boat market was 4.6 percent. For the same period, Chaparral’s share of the 
20 to 24 foot jet boat market was approximately 8.9 percent. We will continue to monitor our market share and 
believe it to be important, but we believe that maximizing profitability takes precedence over growing our market 
share. Furthermore, as we continue to expand the breadth of our product offerings within our core category and new 
categories, we consider our overall market share across the various powerboat categories to be of greater importance 
to the long-term health of our company than our market share within any specific type of recreational boat. 

Outlook 

We believe that recreational boating retail demand in many segments of the industry is improving. Attendance 
and sales during the 2017 winter boat shows have been moderately higher than the 2016 winter boat show season, 
residential real estate markets have improved, consumer confidence has stabilized, and fuel prices have declined. 
We also believe that there is improved demand from consumers who have delayed purchasing a boat over the past 
few years due to economic uncertainty. 

Although industry wide retail boat sales remain lower than they were prior to the 2008 financial crisis, retail 
boat sales have increased each year since 2011. We believe that continued improvements in retail boat sales will be 
modest due to the lack of strong economic improvement, which tends to discourage consumers from purchasing 
large discretionary goods such as pleasure boats. Fluctuations in fuel prices can impact our sales, and during 2015 
and 2016 fuel prices decreased significantly, and have declined to some of the lowest inflation-adjusted levels 
recorded during the past 10 years. In general, however, the overall cost of boat ownership has increased, especially 
in the sterndrive recreational boat market segment, which comprises approximately 42 percent of the Company’s 
sales. The higher cost of boat ownership discourages consumers from purchasing recreational boats. For a number of 
years, Marine Products as well as other boat manufacturers have been improving their customer service capabilities, 
marketing strategies and sales promotions in order to attract more consumers to recreational boating as well as 
improve consumers’ boating experiences. The Company provides financial incentives to its dealers for receiving 
favorable customer satisfaction surveys. In addition, the recreational boating industry conducts a promotional 
program which involves advertising and consumer targeting efforts, as well as other activities designed to increase 
the potential consumer market for pleasure boats. Many manufacturers, including Marine Products, participate in 
this program. Management believes that these efforts have incrementally benefited the industry and Marine 
Products. As in past years, Marine Products enhanced its selection of models for the 2017 model year which began 
on July 1, 2016. We continue to emphasize the value-priced Chaparral and Robalo models, as well as the Surf 
Series, a new line of Chaparral models first introduced for the 2017 model year. In addition, we continue to 
experience a favorable consumer reception to our Chaparral Vortex jet boats and Chaparral SunCoast outboard 
boats. We believe that these boat models will expand our customer base, and leverage our strong dealer network and 
reputation for quality and styling. During 2016 we also expanded our nationally advertised fixed retail pricing to 
include more of our models. We plan to continue to develop and produce additional new products for subsequent 
model years. 

Our financial results for 2017 will depend on a number of factors, including interest rates, consumer confidence, 

the availability of credit to our dealers and consumers, fuel costs, the continued acceptance of our new products in 
the recreational boating market, our ability to compete in the competitive pleasure boating industry, and the costs of 
labor and certain of our raw materials and key components. 

28 

 
Results of Operations 

($’s in thousands) 
Total number of boats sold to dealers . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Average gross selling price per boat . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Net sales . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Percentage of gross profit to net sales . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Percentage of selling, general and administrative expenses to net sales . . . 
Operating income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Warranty expense . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 

Years ended December 31, 
2015 

2014 

2016 

5,049  
42.2  
$
$ 241,330  

4,285  
43.5  
$
$ 207,061  

3,490 
44.9 
$
$ 171,050 

20.9 %   
11.4 %   

21.2 %   
11.2 %   

19.1% 
12.1% 

$ 23,052  
4,080  
$

$ 20,551  
1,222  
$

$ 12,006 
1,977 
$

Year Ended December 31, 2016 Compared To Year Ended December 31, 2015 

Net Sales. Marine Products’ net sales increased by $34.3 million or 16.6 percent in 2016 compared to 2015. The 
increase was primarily due to a 17.8 percent increase in the number of boats sold, as well as an increase in parts and 
accessories sales, partially offset by a 3.0 percent decrease in the average gross selling price per boat. Unit sales 
increased due to higher sales of our Robalo outboard sport fishing boats, as well as increased unit sales of our 
Chaparral H2O models and SunCoast outboards. Average selling prices decreased primarily due to a model mix 
which included higher sales of our value priced H2O models. Domestic net sales were $220.1 million, an increase of 
19.2 percent compared to the prior year. International sales decreased 5.0 percent during 2016 compared to 2015 
primarily due to the strength of the U.S. dollar. 

Cost of Goods Sold. Cost of goods sold increased 16.2 percent in 2016 compared to 2015. As a percentage of 
net sales, cost of goods sold increased to 79.1 percent in 2016, compared to 78.8 percent in 2015, primarily due to a 
model mix which included increased sales of our smaller models, partially offset by improved manufacturing 
efficiencies due to higher production volumes. 

Selling, General and Administrative Expenses. Selling, general and administrative expenses increased 17.9 

percent in 2016 compared to 2015 primarily due to an increase in warranty expense, coupled with costs that vary 
with sales, such as sales commissions. Selling, general and administrative expenses as a percentage of sales 
increased from 11.2 percent in 2015 to 11.4 percent in 2016. As a percentage of net sales, warranty expense 
increased to 1.7 percent in 2016, compared to 0.6 percent in 2015. This increase was primarily due to an increase in 
estimates for current and future warranty claims, coupled with net favorable adjustments that were recorded for 
estimated warranties in 2015. Selling, general and administrative expenses also includes a net gain of approximately 
$91 thousand that resulted from tax free gains on life insurance of approximately $751 thousand, partially offset by 
accelerated stock compensation amortization of approximately $660 thousand related to shares held by an executive 
officer that vested immediately upon his death. 

Interest Income. Interest income declined to $355 thousand in 2016 compared to $420 thousand in 2015. Marine 

Products generates interest income primarily from investments in tax-exempt municipal obligations. The decrease 
was primarily due to net realized losses on the sale of marketable securities of $39 thousand during 2016 compared 
to net realized gains of $45 thousand during 2015. 

Income Tax Provision. The income tax provision was $6.7 million in 2016 and 2015. The effective tax rate in 

2016 was 28.5 percent compared to 31.8 percent in 2015. The effective rate decreased primarily due to certain 
beneficial tax differences generated from life insurance proceeds, favorable provision to return adjustments and a 
partial release of the deferred tax asset valuation allowance associated with certain of the Company’s state net 
operating losses. 

Year Ended December 31, 2015 Compared To Year Ended December 31, 2014 

Net Sales. Marine Products’ net sales increased by $36.0 million or 21.1 percent in 2015 compared to 2014. The 

increase was primarily due to a 22.8 percent increase in the number of boats sold, partially offset by a 3.2 percent 
decrease in the average gross selling price per boat. Unit sales increased due to higher sales of our Robalo outboard 
sport fishing boats, as well as increased unit sales of our Chaparral Vortex jet boats and SunCoast outboards, 
partially offset by a decrease in sales of our Chaparral sterndrive boats. Average selling prices decreased primarily 
due to higher sales of our smaller Robalo models. Domestic net sales were $184.8 million, an increase of 27.6 

29 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
percent compared to the prior year. International sales decreased 14.9 percent during 2015 compared to 2014 
primarily due to the strength of the U.S. dollar. 

Cost of Goods Sold. Cost of goods sold increased 18.0 percent in 2015 compared to 2014. As a percentage of 
net sales, cost of goods sold decreased to 78.8 percent in 2015, compared to 80.9 percent in 2014, primarily due to 
improved manufacturing efficiencies due to higher production volumes, coupled with a favorable model mix. 

Selling, General and Administrative Expenses. Selling, general and administrative expenses increased 12.5 
percent in 2015 compared to 2014 primarily as a result of costs that vary with sales, such as sales commissions, 
coupled with an increase in advertising expenses. Selling, general and administrative expenses as a percentage of net 
sales decreased from 12.1 percent in 2014 to 11.2 percent in 2015. As a percentage of net sales, warranty expense 
decreased to 0.6 percent in 2015, compared to 1.2 percent in 2014. This decrease was primarily due to a model mix 
in recent years which included an increase in smaller boats with fewer accessories resulting in fewer warranty 
claims, coupled with engineering improvements. 

Interest Income. Interest income declined to $420 thousand in 2015 compared to $521 thousand in 2014. Marine 

Products generates interest income primarily from investments in tax-exempt municipal obligations. The decrease 
was primarily due to a 13.7 percent reduction in the average balance of our marketable securities portfolio. 

Income Tax Provision. The income tax provision was $6.7 million in 2015 compared to $3.6 million in 2014. 

The effective tax rate in 2015 was 31.8 percent compared to 28.8 percent in 2014. Our effective rate increased 
primarily due to higher income which was subject to higher state and federal tax brackets. 

Liquidity and Capital Resources 

Cash and Cash Flows 

The Company’s cash and cash equivalents were $2.6 million at December 31, 2016, $8.0 million at December 
31, 2015 and $4.1 million at December 31, 2014. In addition, the aggregate of short-term and long-term marketable 
securities was $9.3 million at December 31, 2016, $35.0 million at December 31, 2015 and $37.5 million at 
December 31, 2014. The decline in marketable securities in 2016 was due to the liquidation of a portion of the 
portfolio during the fourth quarter to fund the Tender Offer as discussed in Item 5 on page 24. 

The following table sets forth the historical cash flows for the twelve months ended December 31: 

Net cash provided by operating activities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Net cash provided by (used for) investing activities . . . . . . . . . . . . . . . . . . . . 
Net cash used for financing activities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 

2016 

2016 
$ 15,837  
22,575  
(43,779 ) 

(in thousands) 
2015 
$ 16,044  
(2,489 ) 
(9,641 ) 

2014 
$ 10,656  
(4,157 ) 
(7,541 ) 

Cash provided by operating activities decreased by $0.2 million in 2016 compared to 2015. This decrease was 

primarily due to a net unfavorable change in working capital, partially offset by an increase in net income. 

The major components of the net unfavorable change in working capital were as follows: a favorable change in 

accounts payable of $1.4 million due to the timing of payments; an unfavorable change of $6.0 million in 
inventories to support higher production levels in the current year; and a $1.8 million favorable change in other 
accrued expenses largely attributable to the timing of payments related to retail incentives and warranty claims. 

Cash provided by investing activities was $22.6 million in 2016 compared to $2.5 million used for investing 
activities in 2015. The increase in cash used for investing activities is primarily due to increased sales of marketable 
securities, primarily used to fund the Tender Offer during the fourth quarter of 2016. 

Cash used for financing activities increased $34.1 million in 2016 primarily due to the Tender Offer completed 

in the fourth quarter of 2016, partially offset by a decrease in open market share repurchases in 2016 compared to 
2015. The Company paid a $0.04 per share special dividend in the fourth quarter of 2015. 

30 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
2015 

Cash provided by operating activities increased by $5.4 million in 2015 compared to 2014. This increase was 

primarily due to an increase in net income, partially offset by a net unfavorable change in working capital. 

The major components of the net unfavorable change in working capital were as follows: a favorable change in 

accounts payable of $2.1 million due to the timing of payments; an unfavorable change of $3.9 million in 
inventories to support higher production levels in the current year; and a $1.5 million favorable change in accounts 
receivable due to the timing of receipts. 

Cash used for investing activities was $2.5 million in 2015 compared to $4.2 million used for investing 
activities in 2014. The decrease in cash used for investing activities is primarily due to a decrease in purchases of 
marketable securities, coupled with a decrease in proceeds from the sale of assets, partially offset by an increase in 
capital expenditures. 

Cash used for financing activities increased $2.1 million in 2015 primarily due to an increase in regularly 

quarterly dividends paid in the current year, coupled with an increase in open market share repurchases in 2015 
compared to 2014. The Company paid a $0.04 per share special dividend in both the fourth quarter of 2015 and the 
fourth quarter of 2014. 

Cash Requirements 

Management expects that capital expenditures during 2017 will be approximately $1.8 million. 

The Company participates in a multiple employer Retirement Income Plan, sponsored by RPC. During 2016, 

the Company made cash contributions of $180 thousand to this plan in order to achieve the Company’s funding 
objective. We expect that additional contributions by the Company to the Retirement Income Plan of approximately 
$200 thousand will be made in 2017. 

On January 24, 2017, the Board of Directors approved a quarterly dividend of $0.07 per common share payable 

March 10, 2017 to stockholders of record at the close of business on February 10, 2017. 

The Company has an agreement with one employee that provides for a monthly payment to the employee equal 

to 10 percent of profits (defined as pretax income before goodwill amortization and certain allocated corporate 
expenses). In addition the Company had an agreement with another employee for prior years and through 
approximately March 31, 2016 under the same terms. 

In January 2008, the Board of Directors authorized an additional 3,000,000 shares that the Company may 
repurchase for a total aggregate authorization of 8,250,000 shares. The Company repurchased 11,027 shares in the 
open market during 2016. As of December 31, 2016, the Company has repurchased under this program a total of 
5,391,270 shares in the open market and there are 2,858,730 shares that remain available for repurchase. 

The Company has entered into agreements with third-party floor plan lenders where it has agreed, in the event 

of default by a dealer, to repurchase MPC boats repossessed from the dealer. These arrangements are subject to 
maximum repurchase amounts and the associated risk is mitigated by the value of the boats repurchased. There were 
no material repurchases of dealer inventory during 2016 or 2015. See further information regarding repurchase 
obligations in “NOTE 9: COMMITMENTS AND CONTINGENCIES” of the Consolidated Financial Statements. 

The Company believes that the liquidity provided by its existing cash and cash equivalents, marketable 

securities, and cash expected to be generated from operations will provide sufficient capital to meet its requirements 
for at least the next twelve months. The Company’s decisions about the amount of cash to be used for investing and 
financing purposes are influenced by its capital position and the expected amount of cash to be provided by 
operations. 

31 

 
Contractual Obligations 

The following table summarizes the Company’s contractual obligations as of December 31, 2016: 

Contractual Obligations 

(in thousands) 
Long-term debt . . . . . . . . . . . . . . . . . . . . . . . . . . .  
Capital lease obligation . . . . . . . . . . . . . . . . . . . .  
Operating leases (1) . . . . . . . . . . . . . . . . . . . . . . . .  
Purchase obligations (2) . . . . . . . . . . . . . . . . . . . .  
Due to floor plan lenders (3) . . . . . . . . . . . . . . . .  
Other long-term liabilities . . . . . . . . . . . . . . . . . .  
Total . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  

$

$

Payments due by period 

Total 

Less 
than 1 
year 

1-3 
years 

3-5 
years 

— 
— 
919 
— 
— 
— 
919 

$

$

— 
— 
357 
— 
— 
— 
357 

$

$

— 
— 
561 
— 
— 
— 
561 

$

$

— 
— 
1 
— 
— 
— 
1 

More 
than 5 years  
—  
$
—  
—  
—  
—  
—  
—  

$

(1)  Operating leases represent agreements for warehouse space, various office and operating equipment. 
(2)  As part of the normal course of business the Company enters into purchase commitments to manage its various operating needs. However, 

the Company does not have any obligations that are non-cancelable or subject to a penalty if canceled. 

(3)  The Company has agreements with various third-party lenders where it guarantees varying amounts of debt for qualifying dealers on boats 

in dealer inventory. As of December 31, 2016, there are no payables outstanding to floor plan lenders. 

Fair Value Measurements 

The Company’s assets and liabilities measured at fair value are classified in the fair value hierarchy (Level 1, 2 
or 3) based on the inputs used for valuation. Assets and liabilities that are traded on an exchange with a quoted price 
are classified as Level 1. Assets and liabilities that are valued using significant observable inputs in addition to 
quoted market prices are classified as Level 2. The Company currently has no assets or liabilities measured on a 
recurring basis that are valued using unobservable inputs and therefore no assets or liabilities measured on a 
recurring basis are classified as Level 3. For defined benefit plan and Supplemental Executive Retirement Plan 
(“SERP”) investments measured at net asset value, the values are computed using inputs such as cost, discounted 
future cash flows, independent appraisals and market based comparable data or on net asset values calculated by the 
fund and not publicly available. 

Off Balance Sheet Arrangements 

To assist dealers in obtaining financing for the purchase of its boats for inventory, the Company has entered into 

agreements with various third-party floor plan lenders whereby the Company guarantees varying amounts of debt 
for qualifying dealers on boats in dealer inventory. The Company’s obligation under these guarantees becomes 
effective in the case of a default under the financing arrangement between the dealer and the third-party lender. The 
agreements typically provide for the return of all repossessed boats in “new and unused” condition subject to normal 
wear and tear, as defined, to the Company, in exchange for the Company’s assumption of specified percentages of 
the debt obligation on those boats, up to certain contractually determined dollar limits which vary by lender. There 
were no material repurchases of inventory under contractual agreements during 2016 or 2015. 

Management continues to monitor the risk of additional defaults and resulting repurchase obligation based 
primarily upon information provided by the third-party floor plan lenders and to adjust the guarantee liability at the 
end of each reporting period based on information reasonably available at that time. As of December 31, 2016, the 
Company believes the fair value of its remaining guarantee liability is immaterial. See further information regarding 
repurchase obligations in “NOTE 9: COMMITMENTS AND CONTINGENCIES” of the Consolidated Financial 
Statements. 

The Company currently has an agreement with one of the floor plan lenders whereby the contractual repurchase 
obligation is limited to a maximum of 16 percent of the average net receivables financed by the floor plan lender for 
dealers during the prior 12 month period, which was $9.8 million as of December 31, 2016. The Company has 
contractual repurchase agreements with additional lenders with an aggregate maximum repurchase obligation of 
approximately $6.9 million, with various expiration and cancellation terms of less than one year. Accordingly, the 

32 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
aggregate repurchase obligation with all financing institutions is approximately $16.7 million as of December 31, 
2016. Although the Company has these agreements with financial institutions, in certain situations, the Company 
may decide for business reasons to repurchase boats in excess of these contractual amounts. 

Related Party Transactions 

In conjunction with its spin-off from RPC in 2001, the Company and RPC entered into various agreements that 

define the companies’ relationship after the spin-off. 

The Transition Support Services Agreement provides for RPC to provide certain services, including financial 

reporting and income tax administration, acquisition assistance, etc., to Marine Products until the agreement is 
terminated by either party. Marine Products reimbursed RPC for its estimated allocable share of administrative costs 
incurred for services rendered on behalf of Marine Products totaling $739,000 in 2016, $753,000 in 2015, and 
$663,000 in 2014. The Company’s (payable) receivable due (to) from RPC for these services was $(60,000) as of 
December 31, 2016 and $11,000 as of December 31, 2015. All of the Company’s directors, except one, are also 
directors of RPC and all of the Company’s executive officers are employees of both the Company and RPC. 

RPC and Marine Products own 50 percent each of a limited liability company called 255 RC, LLC that was 

created for the joint purchase and ownership of a corporate aircraft. The purchase of the aircraft was completed in 
January 2016, and the purchase was funded primarily by a $2,554,000 contribution by each company to 255 RC, 
LLC. Each of RPC and Marine Products is a party to an operating lease agreement with 255 RC, LLC for a period of 
five years. During 2016, Marine Products recorded certain net operating costs comprised of rent and an allocable 
share of fixed costs of approximately $157,000 for the corporate aircraft. The Company accounts for this investment 
using the equity method and its proportionate share of income or loss is recorded in selling, general and 
administrative expenses. As of December 31, 2016, the investment closely approximates the underlying equity in the 
net assets of 255 RC, LLC. 

The Employee Benefits Agreement provides for, among other things, the Company’s employees to continue 
participating subsequent to the spin-off in two RPC sponsored benefit plans, specifically, the defined contribution 
401(k) plan and the defined benefit retirement income plan. 

A group that includes the Company’s Chairman of the Board, R. Randall Rollins and his brother Gary W. 
Rollins, who is also director of the Company, and certain companies under their control, controls in excess of fifty 
percent of the Company’s voting power. 

Critical Accounting Policies 

The consolidated financial statements are prepared in accordance with accounting principles generally accepted 

in the United States of America, which require significant judgment by management in selecting the appropriate 
assumptions for calculating accounting estimates. These judgments are based on our historical experience, terms of 
existing contracts, trends in the industry, and information available from other outside sources, as appropriate. 
Senior management has discussed the development, selection and disclosure of its critical accounting estimates with 
the Audit Committee of our Board of Directors. The Company believes that, of its significant accounting policies, 
the following may involve a higher degree of judgment and complexity. 

Sales recognition - The Company sells its boats through its network of independent dealers. Sales orders used to 

plan production are firm indications of interest from dealers and are cancelable at any time, although historically 
very few orders are cancelled after they have been placed. The Company recognizes sales when all the following 
conditions are met: (1) a fully executed sales agreement exists, (2) the price of the boat is established, (3) the dealer 
takes delivery of the boat, and (4) collectability of the sales price is reasonably assured. 

Sales incentives and discounts – The Company records incentives as a reduction of sales or as a cost of sales as 
appropriate. Using historical trends and management estimates, adjusted for current changes, the Company estimates 
the amount of incentives that will be paid in the future on boats sold and accrues an estimated liability. The 
Company offers various incentives that promote sales to dealers, and to a lesser extent, retail customers. These 
incentives are designed to encourage timely replenishment of dealer inventories after peak selling seasons, stabilize 
manufacturing volumes throughout the year, and improve production model mix. The dealer incentive programs are 
a combination of annual volume commitment discounts, and additional discounts at time of invoice for those dealers 
who do not finance their inventory through specified floor plan financing agreements. The annual dealer volume 

33 

 
discounts are primarily based on July 1 through June 30 model year purchases. In addition, the Company offers at 
various times other time-specific or model-specific incentives. 

The factors that complicate the calculation of the cost of these incentives are the ability to forecast sales of the 
Company and individual dealers, the volume and timing of inventory financed by specific dealers, identification of 
which boats have been sold subject to an incentive, and the estimated lag time between sales and payment of 
incentives. Settlement of the incentives generally occurs from three to twelve months after the sale. The Company 
regularly analyzes the historical incentive trends and makes adjustments to recorded liabilities for changes in trends 
and terms of incentive programs. Total cost of incentives recorded in net sales as a percentage of gross sales was 6.0 
percent in 2016, 6.8 percent in 2015, and 8.3 percent in 2014. A 0.25 percentage point change in cost of incentives 
as a percentage of gross sales during 2016 would have increased or decreased net sales, gross margin and 
operating income by approximately $0.3 million. 

Warranty costs -The Company records as part of selling, general and administrative expenses an experience 
based estimate of the future warranty costs to be incurred when sales are recognized. The Company evaluates its 
warranty obligation for each product line on a model year basis. The Company provides warranties against 
manufacturing defects for various components of the boats, primarily the fiberglass deck and hull, with warranty 
periods extending up to a lifetime. Warranty costs, if any, on other components of the boats are generally absorbed 
by the original component manufacturer. Warranty costs can vary depending upon the size and number of 
components in the boats sold, the pre-sale warranty claims, and the desired level of customer service. While we 
focus on high quality manufacturing programs and processes, including actively monitoring the quality of our 
component suppliers and managing the dealer and customer service warranty experience and reimbursements, our 
estimated warranty obligation is based upon the warranty terms and the Company’s enforcement of those terms over 
time, manufacturing defects or issues, repair costs, and the volume and mix of boat sales. The estimate of warranty 
costs is regularly analyzed and is adjusted based on several factors including the actual claims that occur. Warranty 
expense as a percentage of net sales was 1.7 percent in 2016, 0.6 percent in 2015, and 1.2 percent in 2014. The 
increase in warranties in 2016 was primarily due to an increase in estimates for warranty claims, coupled with net 
favorable adjustments that were recorded for warranties in 2015. A 0.10 percentage point increase in the estimated 
warranty expense as a percentage of net sales during 2016 would have increased selling, general and administrative 
expenses and reduced operating income by approximately $0.3 million. 

Income taxes - The effective income tax rate was 28.5 percent in 2016, 31.8 percent in 2015, and 28.8 percent 

in 2014. The effective tax rates vary due to changes in estimates of future taxable income, fluctuations in the tax 
jurisdictions in which the earnings and deductions are realized, variations in the relationship of tax-exempt income 
or losses to income before taxes and favorable or unfavorable adjustments to estimated tax liabilities related to 
proposed or probable assessments. As a result, the effective tax rate may fluctuate significantly on a quarterly or 
annual basis. 

The Company establishes a valuation allowance against the carrying value of deferred tax assets when it is 
determined that it is more likely than not that the asset will not be realized through future taxable income. Such 
amounts are charged to earnings in the period the determination is made. Likewise, if it is later determined that it is 
more likely than not that the net deferred tax assets would be realized, the applicable portion of the previously 
provided valuation allowance is reversed. The Company considers future market growth, forecasted earnings, future 
taxable income, the mix of earnings in the jurisdictions in which the Company operates, and prudent and feasible tax 
planning strategies in determining the need for a valuation allowance. 

The Company calculates the current and deferred tax provision based on estimates and assumptions that could 
differ from the actual results reflected in income tax returns filed during the subsequent year. Adjustments based on 
filed tax returns are recorded when identified, which is generally in the third quarter of the subsequent year for U.S. 
federal and state provisions. Deferred tax liabilities and assets are determined based on the differences between the 
financial and tax bases of assets and liabilities using enacted tax rates in effect in the year the differences are 
expected to reverse. 

The amount of income taxes the Company pays is subject to ongoing audits by federal and state tax authorities, 

which often result in proposed assessments. Our estimate for the potential outcome for any uncertain tax issue is 
highly judgmental. The Company believes it has adequately provided for any reasonably foreseeable outcome 
related to these matters. However, future results may include favorable or unfavorable adjustments to estimated tax 
liabilities in the period the assessments are made or resolved or when statutes of limitation on potential assessments 

34 

 
expire. Additionally, the jurisdictions in which earnings or deductions are realized may differ from current 
estimates. 

Impact of Recent Accounting Pronouncements:  

During the year ended December 31, 2016, the Financial Accounting Standards Board (FASB) issued the 

following Accounting Standards Updates (ASUs): 

Recently Adopted Accounting Pronouncements: 

(cid:120)  Accounting Standards Update (ASU) No. 2015-16, Business Combinations (Topic 805): Simplifying the 

Accounting for Measurement-Period Adjustments. The amendments eliminate the requirement to 
retrospectively account for adjustments made to provisional amounts recognized in a business combination. 
Adjustments to provisional amounts that are identified during the measurement period are required to be 
recognized in the reporting period in which the adjustments are determined and calculated as if the accounting 
had been completed at the acquisition date and either disclosed on the face of the income statement or in the 
notes by each category. The Company adopted these provisions in the first quarter of 2016 and plans to apply 
the provisions for all future business combinations. The adoption did not have a material impact on the 
Company’s consolidated financial statements. 

(cid:120)  ASU No. 2015-07, Fair Value Measurement (Topic 820): Disclosures for Investments in Certain Entities 
That Calculate Net Asset Value per Share (or Its Equivalent). The amendments remove the requirement to 
categorize within the fair value hierarchy all investments for which fair value is measured using the net asset 
value per share (or its equivalent) practical expedient. In addition, there is no requirement to make certain 
disclosures for such investments. The Company adopted these provisions in the first quarter of 2016 applied 
retrospectively and has excluded the pension assets that are measured using the net asset value per share from 
the fair value hierarchy disclosure. The adoption did not have a material impact on the Company’s consolidated 
financial statements. 

(cid:120)  ASU No. 2014-15, Presentation of Financial Statements —Going Concern (Subtopic 205-40): Disclosure 
of Uncertainties about an Entity’s Ability to Continue as a Going Concern. Financial statements are 
generally prepared under the presumption that the reporting organization will continue to operate as a going 
concern, except in limited circumstances. This ASU provides guidance on management’s responsibility to 
include footnote disclosures when there is substantial doubt about the organization’s ability to continue as a 
going concern. The Company adopted these provisions in the first quarter of 2016 and will provide such 
disclosures as required if there are conditions and events that raise substantial doubt about its ability to continue 
as a going concern. The adoption did not have a material impact on the Company’s consolidated financial 
statements. 

Recently Issued Accounting Pronouncements Not Yet Adopted: 

To be adopted in 2017: 

(cid:120)  ASU No. 2015-11, Inventory (Topic 330): Simplifying the Measurement of Inventory. Current requirements 
are to measure inventory at the lower of cost or market. Market could be replacement cost, net realizable value, 
or net realizable value less an approximated normal profit margin. These amendments allow inventory to be 
measured at lower of cost or net realizable value and eliminates the market requirement. Net realizable value is 
the estimated selling price in the ordinary course of business, less reasonably predictable costs of completion, 
disposal, and transportation. The amendments do not apply to inventory that is measured using last-in, first-out 
or the retail inventory method. The amendments will be adopted in the first quarter of 2017 and applied 
prospectively. The Company does not expect the adoption of these provisions to have a material impact on its 
consolidated financial statements. 

(cid:120)  ASU No. 2016-07, Investments —Equity Method and Joint Ventures (Topic 323) Simplifying the 

Transition to the Equity Method of Accounting. The amendments eliminate the requirement to adjust the 
investment, results of operations, and retained earnings retroactively when an investment qualifies for use of the 
equity method as a result of an increase in the level of ownership interest or degree of influence. The cost of 
acquiring the additional interest in the investee is to be added to the current basis of the investor’s previously 
held interest and the equity method is to be adopted as of the date the investment qualifies. In addition, an entity 

35 

 
that has an available-for-sale equity security that becomes qualified for the equity method of accounting is 
required to recognize through earnings the unrealized holding gain or loss in accumulated other comprehensive 
income at the date the investment becomes qualified for use of the equity method. The amendments will be 
adopted in the first quarter of 2017 and applied prospectively. The Company does not expect the adoption of 
these provisions to have a material impact on its consolidated financial statements. 

(cid:120)  ASU No. 2016-09, Compensation —Stock Compensation (Topic 718): Improvements to Employee Share-
Based Payment Accounting. The amendments simplify several aspects of the accounting for share-based 
payment award transactions, requiring excess tax benefits and deficiencies to be recognized as a component of 
income tax expense rather than equity. This guidance also requires excess tax benefits and deficiencies to be 
presented as an operating activity on the statement of cash flows and allows an entity to make an accounting 
policy election to either estimate expected forfeitures or to account for them as they occur. The Company will 
adopt these provisions in the first quarter of 2017 and adoption of these provisions will result in the following - 
inclusion of excess tax benefits and deficiencies as a component of income tax expense which may increase 
volatility of the provision for income taxes as the amount of excess tax benefits or deficiencies from stock-
based compensation awards are dependent on the Company’s stock price as of the date the stock awards vest. 
Based on the Company’s current stock price and its stock incentive plan awards this change resulted in a 
beneficial adjustment of approximately $552 thousand to the provision for income taxes in the first quarter of 
2017. The Company will continue to estimate expected forfeitures. 

(cid:120)  ASU No. 2016-17, Consolidation (Topic 810): Interests Held through Related Parties That are under 

Common Control. The amendments affect reporting entities that are required to evaluate whether they should 
consolidate a variable interest entity in certain situations involving entities under common control. Specifically, 
the amendments change the evaluation of whether a reporting entity is the primary beneficiary of a variable 
interest entity by changing how a reporting entity that is a single decision maker of a variable interest entity 
treats indirect interests in the entity held through related parties that are under common control with the 
reporting entity. The amendments will be adopted in the first quarter of 2017 and the Company does not expect 
the adoption to have a material impact on its consolidated financial statements. 

To be adopted in 2018: 

REVENUE RECOGNITION: 

The Financial Accounting Standards Board and International Accounting Standards Board issued their 

converged standard on revenue recognition in May 2014. The standard provides a comprehensive, industry-neutral 
revenue recognition model intended to increase financial statement comparability across companies and industries 
and significantly reduce the complexity inherent in today’s revenue recognition guidance. The various ASUs related 
to Revenue from Contracts with Customers (Topic 606) have been listed below: 

(cid:120)  ASU No. 2014-09. The core principle of the guidance is that an entity should recognize revenue to depict the 
transfer of promised goods or services to customers in an amount that reflects the consideration to which the 
entity expects to be entitled in exchange for those goods or services using a five step process. 

(cid:120)  ASU No. 2015-14 deferred the effective date of ASU 2014-09 for all entities by one year to the first quarter of 

2018 with early application permitted. 

(cid:120)  ASU No. 2016-08, Principal versus Agent Considerations (Reporting Revenue Gross versus Net). The 
amendments provide guidance on whether an entity is a principal or agent when providing services to a 
customer along with another party. 

(cid:120)  ASU No. 2016-10, Identifying Performance Obligations and Licensing. The amendments clarify the earlier 

guidance on identifying performance obligations and licensing implementation.  

(cid:120)  ASU No. 2016-11, Rescission of SEC Guidance Because of ASUs 2014-09 and 2014-16 Pursuant to Staff 
Announcements at the March 3, 2016 EITF Meeting. This ASU rescinds certain SEC guidance related to 
issues that are currently codified under various topics. 

(cid:120)  ASU No. 2016-12, Narrow-Scope Improvements and Practical Expedients. The amendments provide 

clarifying guidance on certain aspects of the five step process and practical expedients regarding the effect of 

36 

 
modifications and status of completed contracts under legacy GAAP and disclosures related to the application 
of this guidance using the modified retrospective or retrospective transition method.  

(cid:120)  ASU No. 2016-20, Technical Corrections and Improvements to Topic 606, Revenue from Contracts with 
Customers. The amendments in ASU 2016-20 affect narrow aspects of the guidance issued in ASU 2014-09 
and includes among others, loan guarantees, impairment testing of contract costs, performance obligations 
disclosures and accrual of advertising costs. 

Current Status of Implementation: 
The Company is currently analyzing the effect of the standard across all of its revenue streams to evaluate the 
impact of the new standard on revenue contracts. This includes reviewing current accounting policies and practices 
to identify potential differences that would result from applying the requirements under the new standard. The 
Company plans to adopt the standard in the first quarter of 2018 using the modified retrospective method by 
recognizing the cumulative effect of initially applying the new standard as an adjustment to the opening balance of 
retained earnings. 

(cid:120)  ASU No. 2016-01, Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of 
Financial Assets and Financial Liabilities. The amendments make targeted improvements to existing U.S. 
GAAP and affects accounting for equity investments and financial instruments and liabilities and related 
disclosures. The amendments are effective starting in the first quarter of 2018, with early adoption permitted for 
certain provisions. The Company is currently evaluating the impact of these provisions on its consolidated 
financial statements. 

(cid:120)  ASU No. 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and 
Cash Payments. The amendments provide guidance in the presentation and classification of certain cash 
receipts and cash payments in the statement of cash flows including debt prepayment or debt extinguishment 
costs, contingent consideration payments made after a business combination, proceeds from the settlement of 
insurance claims, proceeds from the settlement of corporate-owned life insurance policies, and distributions 
received from equity method investees. The amendments are effective starting in the first quarter of 2018 with 
early adoption permitted. The amendments should be applied using a retrospective transition method to each 
period presented. If it is impracticable to apply the amendments retrospectively for some of the issues, the 
amendments for those issues would be applied prospectively as of the earliest date practicable. The Company is 
currently evaluating the impact of adopting these provisions on its consolidated financial statements. 

(cid:120)  ASU No. 2016-16, Income Taxes (Topic 740): Intra-Entity Transfers of Assets Other Than Inventory. The 
amendments require an entity to recognize the income tax consequences of an intra-entity transfer of an asset 
other than inventory when the transfer occurs. The amendments eliminate the exception for an intra-entity 
transfer of an asset other than inventory. Two common examples of assets included in the scope of the 
amendments are intellectual property and property, plant, and equipment. The amendments do not include new 
disclosure requirements; however, existing disclosure requirements might be applicable when accounting for 
the current and deferred income taxes for an intra-entity transfer of an asset other than inventory. The 
amendments are effective starting in the first quarter of 2018 with early adoption permitted. The amendments 
are required to be applied on a modified retrospective basis through a cumulative-effect adjustment directly to 
retained earnings as of the beginning of the period of adoption. The Company is currently evaluating the impact 
of adopting these provisions on its consolidated financial statements. 

(cid:120)  ASU No. 2016-18, Statement of Cash Flows (230): Restricted Cash. The amendments require that a 

statement of cash flows explain the change during the period in the total of cash, cash equivalents, and amounts 
generally described as restricted cash or restricted cash equivalents. As a result, amounts generally described as 
restricted cash and restricted cash equivalents should be included with cash and cash equivalents when 
reconciling the beginning-of-period and end-of-period total amounts shown on the statement of cash flows. The 
amendments do not provide a definition of restricted cash or restricted cash equivalents. The amendments are 
effective starting in the first quarter of 2018 with early adoption permitted. The amendments should be applied 
using a retrospective transition method to each period presented. The Company is currently evaluating the 
impact of adopting these provisions on its consolidated financial statements. 

37 

 
To be adopted in 2019 and later: 

(cid:120)  ASU —Leases (Topic 842). Under the new guidance, lessees will need to recognize a right-of-use asset and a 
lease liability for virtually all of their leases (other than leases that meet the definition of a short-term lease), at 
the commencement of the lease term. The liability will be equal to the present value of lease payments. The 
asset will be based on the liability, subject to adjustment, such as for initial direct costs. The amendments in this 
standard are effective for fiscal years beginning after December 15, 2018, including interim periods within 
those fiscal years. Early application is permitted. Lessees (for capital and operating leases) and lessors (for 
sales-type, direct financing, and operating leases) must apply a modified retrospective transition approach for 
leases existing at, or entered into after, the beginning of the earliest comparative period presented in the 
financial statements. Lessees and lessors may not apply a full retrospective transition approach. The Company 
is currently evaluating the impact of adopting these provisions on its consolidated financial statements. 

(cid:120)  ASU No. 2016-13, Financial Instruments —Credit Losses (Topic 326): Measurement of Credit Losses on 
Financial Instruments. The amendments require the credit losses on available-for-sale debt securities and 
purchased financial assets with credit deterioration should be presented as an allowance rather than a write-
down. It also allows recording of credit loss reversals in current period net income. The amendments are 
effective starting in the first quarter of 2020 with early application permitted a year earlier. The Company is 
currently evaluating the impact of adopting these provisions on its consolidated financial statements. 

Item 7A. Quantitative and Qualitative Disclosures About Market Risk 

Marine Products holds no derivative financial instruments which could expose the Company to significant 

market risk. Marine Products maintains an investment portfolio, comprised primarily of municipal debt and 
corporate debt securities, which are subject to interest rate risk exposure. This risk is managed through conservative 
policies to invest in high-quality obligations. Marine Products has performed an interest rate sensitivity analysis 
using a duration model over the near term with a 10 percent change in interest rates. Marine Products’ portfolio is 
not subject to material interest rate risk exposure based on this analysis. Marine Products does not expect any 
material changes in market risk exposures or how those risks are managed. 

38 

 
MANAGEMENT’S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING

To the Stockholders of Marine Products Corporation:

The management of Marine Products Corporation is responsible for establishing and maintaining adequate 
internal control over financial reporting for the Company. Marine Products Corporation maintains a system of 
internal accounting controls designed to provide reasonable assurance, at a reasonable cost, that assets are 
safeguarded against loss or unauthorized use and that the financial records are adequate and can be relied upon to 
produce financial statements in accordance with accounting principles generally accepted in the United States of 
America. The internal control system is augmented by written policies and procedures, an internal audit program 
and the selection and training of qualified personnel. This system includes policies that require adherence to ethical 
business standards and compliance with all applicable laws and regulations.

There are inherent limitations to the effectiveness of any controls system. A controls system, no matter how 
well designed and operated, can provide only reasonable, not absolute, assurance that the objectives of the controls 
system are met. Also, no evaluation of controls can provide absolute assurance that all control issues and any 
instances of fraud, if any, within the Company will be detected. Further, the design of a controls system must reflect 
the fact that there are resource constraints, and the benefits of controls must be considered relative to their costs. The 
Company intends to continually improve and refine its internal controls.

Under the supervision and with the participation of our management, including our principal executive officer 
and principal financial officer, we conducted an evaluation of the effectiveness of the design and operations of our 
internal control over financial reporting, as of December 31, 2016 based on criteria established in 2013 Internal 
Control—Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway 
Commission. Based on this evaluation, management’s assessment is that Marine Products Corporation maintained 
effective internal control over financial reporting as of December 31, 2016.

The independent registered public accounting firm, Grant Thornton LLP, has audited the consolidated financial 

statements as of and for the year ended December 31, 2016, and has also issued their report on the effectiveness of 
the Company’s internal control over financial reporting, included in this report on page 40. 

Richard A. Hubbell
President and Chief Executive Officer

Ben M. Palmer
Vice President, Chief Financial Officer and Treasurer

Atlanta, Georgia
February 28, 2017

39

Report of Independent Registered Public Accounting Firm

Board of Directors and Stockholders
Marine Products Corporation

We have audited the internal control over financial reporting of Marine Products Corporation (a Delaware 
corporation) and subsidiaries (the “Company”) as of December 31, 2016, based on criteria established in the 2013 
Internal Control—Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway 
Commission (COSO). The Company’s management is responsible for maintaining effective internal control over 
financial reporting and for its assessment of the effectiveness of internal control over financial reporting, included in 
the accompanying Management’s Report on Internal Control over Financial Reporting. Our responsibility is to 
express an opinion on the Company’s internal control over financial reporting based on our audit.

We conducted our audit in accordance with the standards of the Public Company Accounting Oversight Board 

(United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about 
whether effective internal control over financial reporting was maintained in all material respects. Our audit 
included obtaining an understanding of internal control over financial reporting, assessing the risk that a material 
weakness exists, testing and evaluating the design and operating effectiveness of internal control based on the 
assessed risk, and performing such other procedures as we considered necessary in the circumstances. We believe 
that our audit provides a reasonable basis for our opinion.

A company’s internal control over financial reporting is a process designed to provide reasonable assurance 
regarding the reliability of financial reporting and the preparation of financial statements for external purposes in 
accordance with generally accepted accounting principles. A company’s internal control over financial reporting 
includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, 
accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable 
assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance
with generally accepted accounting principles, and that receipts and expenditures of the company are being made 
only in accordance with authorizations of management and directors of the company; and (3) provide reasonable 
assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company’s 
assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect 
misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that 
controls may become inadequate because of changes in conditions, or that the degree of compliance with the 
policies or procedures may deteriorate.

In our opinion, the Company maintained, in all material respects, effective internal control over financial 

reporting as of December 31, 2016, based on criteria established in the 2013 Internal Control—Integrated 
Framework issued by COSO.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board 
(United States), the consolidated financial statements of the Company as of and for the year ended December 31, 
2016, and our report dated February 28, 2017 expressed an unqualified opinion on those financial statements.

Atlanta, Georgia
February 28, 2017

40

Report of Independent Registered Public Accounting Firm

Board of Directors and Stockholders
Marine Products Corporation

We have audited the accompanying consolidated balance sheets of Marine Products Corporation (a Delaware 

corporation) and subsidiaries (the “Company”) as of December 31, 2016 and 2015 and the related consolidated 
statements of operations, comprehensive income, stockholders’ equity, and cash flows for each of the three years in 
the period ended December 31, 2016. Our audits of the basic consolidated financial statements included the financial 
statement schedule listed in the index appearing under 15(2). These financial statements and financial statement 
schedule are the responsibility of the Company’s management. Our responsibility is to express an opinion on these 
financial statements and financial statement schedule based on our audits.

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board 

(United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about 
whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, 
evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the 
accounting principles used and significant estimates made by management, as well as evaluating the overall 
financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.

In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the 

financial position of Marine Products Corporation and subsidiaries as of December 31, 2016 and 2015, and the 
results of their operations and their cash flows for each of the three years in the period ended December 31, 2016 in 
conformity with accounting principles generally accepted in the United States of America. Also in our opinion, the 
related financial statement schedule, when considered in relation to the basic consolidated financial statements taken 
as a whole, presents fairly, in all material respects, the information set forth therein.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board 
(United States), the Company’s internal control over financial reporting as of December 31, 2016, based on criteria 
established in the 2013 Internal Control—Integrated Framework issued by the Committee of Sponsoring 
Organizations of the Treadway Commission (COSO), and our report dated February 28, 2017 expressed an 
unqualified opinion thereon.

Atlanta, Georgia
February 28, 2017

41

Item 8. Financial Statements and Supplementary Data

CONSOLIDATED BALANCE SHEETS
MARINE PRODUCTS CORPORATION AND SUBSIDIARIES

(in thousands except share information)

December 31,
ASSETS
Cash and cash equivalents . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Marketable securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Accounts receivable, net . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Inventories . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Income taxes receivable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Prepaid expenses and other current assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Current assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Property, plant and equipment, net . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Goodwill . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other intangibles, net . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Marketable securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Deferred income taxes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other assets. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2016

2015

$ 2,619
4,109
1,087
42,488
29
1,823
52,155
13,334
3,308
465
5,221
5,278
8,766
$ 88,527

$

7,986
7,825
1,256
32,638
820
2,119
52,644
12,761
3,308
465
27,129
4,338
10,032
$ 110,677

LIABILITIES AND STOCKHOLDERS’ EQUITY
Liabilities
Accounts payable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Accrued expenses and other liabilities. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Current liabilities. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Pension liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other long-term liabilities. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total liabilities. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Commitments and contingencies (Note 9)

$ 5,163
12,239
17,402
5,614
66
23,082

$

3,681
10,117
13,798
6,590
77
20,465

Stockholders’ Equity
Preferred stock, $0.10 par value, 1,000,000 shares authorized, none issued . . . . . . . . . . . . . .
Common stock, $0.10 par value, 74,000,000 shares authorized, issued and outstanding –
34,855,082 shares in 2016, 38,111,625 shares in 2015 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Capital in excess of par value. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Retained earnings . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Accumulated other comprehensive loss . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total stockholders’ equity. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total liabilities and stockholders’ equity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

—

—

3,486
—
64,141
(2,182)
65,445
$ 88,527

3,811
3,879
84,423
(1,901)
90,212
$ 110,677

The accompanying notes are an integral part of these statements.

42

CONSOLIDATED STATEMENTS OF OPERATIONS
MARINE PRODUCTS CORPORATION AND SUBSIDIARIES

(in thousands except per share data)

Years ended December 31,
Net sales . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Cost of goods sold. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Gross profit. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Selling, general and administrative expenses. . . . . . . . . . . . . . . . . . . . . . . . . . .
Operating income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Interest income. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Income before income taxes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Income tax provision . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Net income. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
EARNINGS PER SHARE

Basic. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Diluted . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Dividends paid per share . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2016
$ 241,330
190,863
50,467
27,415
23,052
355
23,407
6,662
$ 16,745

2015
$ 207,061
163,261
43,800
23,249
20,551
420
20,971
6,665
$ 14,306

2014
$ 171,050
138,379
32,671
20,665
12,006
521
12,527
3,613
8,914

$

$

$

0.44
0.44
0.24

$

$

0.39
0.39
0.20

$

$

0.24
0.24
0.16

The accompanying notes are an integral part of these statements.

43

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME
MARINE PRODUCTS CORPORATION AND SUBSIDIARIES

(in thousands)

Years ended December 31,
Net income. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other comprehensive income, net of taxes: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Pension adjustment . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Unrealized loss on securities, net of reclassification adjustments. . . . . . . . . . . .
Comprehensive income. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2016
$ 16,745

2015
$ 14,306

2014
$ 8,914

(252)
(29)
$ 16,464

125
(57)
$ 14,374

(1,034)
(82)
$ 7,798

The accompanying notes are an integral part of these statements.

44

CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY
MARINE PRODUCTS CORPORATION AND SUBSIDIARIES

Three Years Ended
December 31, 2016
Balance, December 31, 2013 . . . . . . . . . . . . . . . . .
Stock issued for stock incentive plans, net. . . . . . . .
Stock purchased and retired . . . . . . . . . . . . . . . . . .
Net income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Pension adjustment, net of taxes . . . . . . . . . . . . . . .
Unrealized loss on securities, net of taxes and 

reclassification adjustments . . . . . . . . . . . . . . . .
Excess tax benefits for share-based payments . . . . .
Dividends declared . . . . . . . . . . . . . . . . . . . . . . . .
Balance, December 31, 2014 . . . . . . . . . . . . . . . . .
Stock issued for stock incentive plans, net. . . . . . . .
Stock purchased and retired . . . . . . . . . . . . . . . . . .
Net income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Pension adjustment, net of taxes . . . . . . . . . . . . . . .
Unrealized loss on securities, net of taxes and 

reclassification adjustments . . . . . . . . . . . . . . . .
Excess tax benefits for share-based payments . . . . .
Dividends declared . . . . . . . . . . . . . . . . . . . . . . . .
Balance, December 31, 2015 . . . . . . . . . . . . . . . . .
Stock issued for stock incentive plans, net. . . . . . . .
Stock purchased and retired . . . . . . . . . . . . . . . . . .
Net income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Pension adjustment, net of taxes . . . . . . . . . . . . . . .
Unrealized loss on securities, net of taxes and 

reclassification adjustments . . . . . . . . . . . . . . . .
Excess tax benefits for share-based payments . . . . .
Dividends declared . . . . . . . . . . . . . . . . . . . . . . . .
Balance, December 31, 2016 . . . . . . . . . . . . . . . . .

(in thousands)

Common Stock

Capital in
Excess of
Par Value
3,583
$
1,729
(1,759)
—
—

Retained
Earnings
74,943
$
—
—
8,914
—

Amount
3,810
$
25
(22)
—
—

—
—
—
3,813
32
(34)
—
—

—
—
—
3,811
37
(362)
—
—

—
—
—
3,486

$

$

$

$

$

$

—
342
—
3,895
1,953
(2,225)
—
—

—
256
—
3,879
2,511
(6,550)
—
—

$

$

—
—
(6,102)
77,755
—
—
14,306
—

—
—
(7,638)
84,423
—
(27,825)
16,745
—

—
160
—
— $

—
—
(9,202)
64,141

Shares

38,095
260
(224)
—
—

—
—
—
38,131
317
(336)
—
—

—
—
—
38,112
369
(3,626)
—
—

—
—
—
34,855

Accumulated
Other
Comprehensive
Income (Loss)

$

(853)
—
—
—
(1,034)

(82)
—

$ (1,969)
—
—
—
125

(57)
—
—
$ (1,901)
—
—
—
(252)

(29)
—
—
$ (2,182)

Total
$ 81,483
1,754
(1,781)
8,914
(1,034)

(82)
342
(6,102)
$ 83,494
1,985
(2,259)
14,306
125

(57)
256
(7,638)
$ 90,212
2,548
(34,737)
16,745
(252)

(29)
160
(9,202)
$ 65,445

The accompanying notes are an integral part of these statements.

45

CONSOLIDATED STATEMENTS OF CASH FLOWS
MARINE PRODUCTS CORPORATION AND SUBSIDIARIES

(in thousands)

Years ended December 31,
OPERATING ACTIVITIES
Net income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Adjustments to reconcile net income to net cash provided by operating 

activities:
Depreciation expense . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
(Gain) loss on sale of equipment and property . . . . . . . . . . . . . . . . . . . . . . . .
Amortization of premium related to marketable securities. . . . . . . . . . . . . .
Stock-based compensation expense . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Excess tax benefits for share-based payments . . . . . . . . . . . . . . . . . . . . . . . . .
Deferred income tax (benefit) provision . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

(Increase) decrease in assets:

Accounts receivable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Inventories . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Prepaid expenses and other current assets . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Income taxes receivable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other non-current assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Increase (decrease) in liabilities:

Accounts payable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other accrued expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other long-term liabilities. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Net cash provided by operating activities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
INVESTING ACTIVITIES
Capital expenditures. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Proceeds from sale of assets. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Investment in joint venture . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Sales and maturities of marketable securities. . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Purchases of marketable securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Net cash provided by (used for) investing activities . . . . . . . . . . . . . . . . . . . . . . .
FINANCING ACTIVITIES
Payment of dividends. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Cash paid for common stock purchased and retired. . . . . . . . . . . . . . . . . . . . . . . .
Excess tax benefits for share-based payments . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Net cash used for financing activities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Net (decrease) increase in cash and cash equivalents . . . . . . . . . . . . . . . . . . . . . .
Cash and cash equivalents at beginning of year . . . . . . . . . . . . . . . . . . . . . . . . . . .
Cash and cash equivalents at end of year . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

The accompanying notes are an integral part of these statements.

2016

2015

2014

$ 16,745

$ 14,306

$

8,914

1,382
(103)
1,152
2,624
(160)
(862)

169
(9,850)
296
791
1,266

1,482
2,282
(1,377)
15,837

(1,940)
88
—
52,519
(28,092)
22,575

(9,202)
(34,737)
160
(43,779)
(5,367)
7,986
2,619

$

$

1,013
(12)
1,059
1,993
(256)
1,309

1,113
(3,819)
(413)
(441)
(139)

104
486
(259)
16,044

(3,878)
6
—
17,659
(16,276)
(2,489)

(7,638)
(2,259)
256
(9,641)
3,914
4,072
7,986

712
31
1,210
1,754
(342)
(805)

(348)
40
133
911
790

(1,992)
638
(990)
10,656

(451)
1,083
(2,554)
20,085
(22,320)
(4,157)

(6,102)
(1,781)
342
(7,541)
(1,042)
5,114
4,072

$

46

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
Marine Products Corporation and Subsidiaries 
Years ended December 31, 2016, 2015 and 2014 

NOTE 1: SIGNIFICANT ACCOUNTING POLICIES 

Basis of Consolidation and Presentation — The consolidated financial statements include the accounts of 
Marine Products Corporation (a Delaware corporation) and its wholly owned subsidiaries (“Marine Products” or the 
“Company”). Marine Products, through Chaparral Boats, Inc. (“Chaparral”) and Robalo Acquisition Company LLC 
(“Robalo”), operates as a manufacturer of fiberglass powerboats and related products and services to a broad range 
of consumers worldwide. 

The consolidated financial statements included herein may not necessarily be indicative of the future results of 

operations, financial position and cash flows of Marine Products. 

The Company has only one reportable segment — its Powerboat Manufacturing business. The Company’s 
results of operations and its financial condition are not significantly reliant upon any single customer or product 
model. No single dealer accounted for more than 10 percent of net sales during 2016, 2015 or 2014. Net sales to the 
Company’s international dealers were approximately $21 million in 2016, $22 million in 2015, and $26 million in 
2014. 

Nature of Operations — Marine Products is principally engaged in manufacturing powerboats and providing 

related products and services. Marine Products distributes fiberglass recreational boats through a network of 
domestic and international independent dealers. 

Common Stock — Marine Products is authorized to issue 74,000,000 shares of common stock, $0.10 par value. 

Holders of common stock are entitled to receive dividends when, as, and if declared by our Board of Directors out of 
legally available funds. Each share of common stock is entitled to one vote on all matters submitted to a vote of 
stockholders. Holders of common stock do not have cumulative voting rights. In the event of any liquidation, 
dissolution or winding up of the Company, holders of common stock are entitled to ratable distribution of the 
remaining assets available for distribution to stockholders. 

Preferred Stock — Marine Products is authorized to issue up to 1,000,000 shares of preferred stock, $0.10 par 

value. As of December 31, 2016, there were no shares of preferred stock issued. The Board of Directors is 
authorized, subject to any limitations prescribed by law, to provide for the issuance of preferred stock as a class 
without series or, if so determined from time to time, in one or more series, and by filing a certificate pursuant to the 
applicable laws of the state of Delaware and to fix the designations, powers, preferences and rights, exchangeability 
for shares of any other class or classes of stock. Any preferred stock to be issued could rank prior to the common 
stock with respect to dividend rights and rights on liquidation. 

Share Repurchases — The Company records the cost of share repurchases in stockholders’ equity as a 

reduction to common stock to the extent of par value of the shares acquired and the remainder is allocated to capital 
in excess of par value and retained earnings if capital in excess of par value is depleted. The Company tracks capital 
in excess of par value on a cumulative basis and at each reporting period, discloses the excess over capital in excess 
of par value as part of stock purchased and retired in the consolidated statements of stockholders’ equity. 

Dividend — On January 24, 2017, the Board of Directors approved a quarterly dividend of $0.07 per common 

share payable March 10, 2017 to stockholders of record at the close of business on February 10, 2017. 

Use of Estimates in the Preparation of Financial Statements — The preparation of financial statements in 
conformity with accounting principles generally accepted in the United States of America requires management to 
make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of 
contingent assets and liabilities at the date of the financial statements and the reported amounts of sales and 
expenses during the reporting period. Actual results could differ from those estimates. Significant estimates are used 
in the determination of sales incentives and discounts, warranty costs, and income taxes. 

Sales Recognition — Marine Products recognizes sales when a fully executed agreement exists, prices are 
established, products are delivered to the dealer in the case of domestic dealers and collectability is reasonably 
assured. See “Deferred Revenue” below for recognition of sales to international dealers. 

Deferred Revenue — Marine Products requires payment from international dealers, other than Canada, prior to 
shipment of products to these dealers. Amounts received from international dealers toward the purchase of boats are 
classified as deferred revenue and recognized as sales when the products are shipped. 

47 

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
Marine Products Corporation and Subsidiaries
Years ended December 31, 2016, 2015 and 2014

Shipping and Handling Charges — The shipping and handling of the Company’s products to dealers is handled 

through a combination of third-party marine transporters and a company owned fleet of delivery trucks. Fees 
charged to customers for shipping and handling are included in net sales in the accompanying consolidated 
statements of operations and the related costs incurred by the Company are included in cost of goods sold.

Advertising — Advertising expenses are charged to expense during the period in which they are incurred. 
Expenses associated with product brochures and other inventoriable marketing materials are deferred and amortized 
over the related model year which approximates the consumption of these materials. As of December 31, 2016 and 
2015, the Company had approximately $271,000 and $282,000 in prepaid expenses related to unamortized product 
brochure costs. Advertising expenses totaled approximately $2,545,000 in 2016, $2,480,000 in 2015 and $2,291,000 
in 2014 and are recorded in selling, general and administrative expenses.

Sales Incentives and Discounts — Sales incentives including dealer discounts and retail sales promotions are 

provided for and recorded as a reduction of sales or as a cost of sales as appropriate. The Company records the 
estimated cost of these incentives at the later of the recognition of the related sales or the announcement of a 
promotional program.

Cash and Cash Equivalents — Highly liquid investments with original maturities of three months or less when 

acquired are considered to be cash equivalents. The Company maintains its cash in bank accounts, which at times, 
may exceed federally insured limits.

Marketable Securities — Marine Products maintains investments at a large, well-capitalized financial 
institution. Marine Products’ investment policy does not allow investment in any securities rated less than 
“investment grade” by national rating services.

Management determines the appropriate classification of debt securities at the time of purchase and re-evaluates 

such designations as of each balance sheet date. Debt securities are classified as available-for-sale because the 
Company does not have the intent to hold the securities to maturity. Available-for-sale securities are stated at their 
fair values, with the unrealized gains and losses, net of taxes, reported as a separate component of stockholders’ 
equity. The cost of securities sold is based on the specific identification method. Realized gains and losses, declines 
in value judged to be other than temporary, interest and dividends on available-for-sale securities are included in 
interest income. Net realized (losses) gains on marketable securities totaled ($39,000) in 2016, $45,000 in 2015, and 
$57,000 in 2014. Of the total (losses) gains realized, reclassification from other comprehensive income totaled 
approximately ($39,000) in 2016, $45,000 in 2015, and $57,000 in 2014. Gross unrealized gains on marketable 
securities totaled $4,000 as of December 31, 2016 and $26,000 as of December 31, 2015. Gross unrealized losses on 
marketable securities totaled $53,000 as of December 31, 2016 and $29,000 as of December 31, 2015. The 
amortized cost basis, fair value and net unrealized loss of the available-for-sale securities are as follows:

December 31,

Type of Securities
(in thousands)
Municipal Obligations . . . . . . . .
Corporate Obligations . . . . . . . .
Total . . . . . . . . . . . . . . . . . . . . . . . .

Amortized
Cost Basis

2016

Fair
Value

Net
Unrealized
Loss

Amortized
Cost
Basis

2015

Fair
Value

Net
Unrealized
Loss

$

$

9,379
—
9,379

$

$

9,330
—
9,330

$

$

(49)
—
(49)

$ 30,996
3,961
$ 34,957

$ 30,996
3,958
$ 34,954

$

$

—
(3)

(3)

Municipal debt obligations consist primarily of municipal notes rated AA- or higher ranging in maturity from 
less than one year to over 10 years. Investments with remaining maturities of less than 12 months are considered to 
be current marketable securities. Investments with remaining maturities greater than 12 months are considered to be 
non-current marketable securities. The Company’s non-current marketable securities as of December 31, 2016 are 
scheduled to mature between 2018 and 2038.

Accounts Receivable — The majority of the Company’s accounts receivable are due from dealers located in 
markets throughout the United States. Approximately 70 percent of Marine Products’ domestic shipments are made 
pursuant to “floor plan financing” programs in which Marine Products’ subsidiaries participate on behalf of their 
dealers with various major third-party financing institutions. Under these arrangements, a dealer establishes lines of 
credit with one or more of these third-party lenders for the purchase of boat inventory for sales to retail customers in 

48

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
Marine Products Corporation and Subsidiaries
Years ended December 31, 2016, 2015 and 2014

their show room or during boat show exhibitions. When a dealer purchases and takes delivery of a boat pursuant to a 
floor plan financing arrangement, it draws against its line of credit and the lender pays the invoice cost of the boat 
directly to Marine Products within approximately ten business days. The Company determines its allowance for 
doubtful accounts by considering a number of factors, including the length of time trade accounts receivable are past 
due, the Company’s previous loss history, the customer’s current ability to pay its obligation to the Company, and 
the condition of the general economy and the industry as a whole. The Company writes-off accounts receivable 
when they become uncollectible, and payments subsequently received on such receivables are credited to the 
allowance.

Inventories — Inventories are stated at the lower of cost (determined on a first-in, first-out basis) or market 
value. Market value is determined based on replacement cost for raw materials and net realizable value for work in 
process and finished goods.

Property, Plant and Equipment — Property, plant and equipment is carried at cost. Depreciation is provided 

principally on a straight-line basis over the estimated useful lives of the assets. The cost of assets retired or 
otherwise disposed of and the related accumulated depreciation are eliminated from the accounts in the year of 
disposal with the resulting gain or loss credited or charged to income. Expenditures for additions, major renewals, 
and betterments are capitalized while expenditures for routine maintenance and repairs are expensed as incurred. 
Depreciation expense on operating equipment used in production is included in cost of goods sold in the 
accompanying consolidated statements of operations. All other depreciation is included in selling, general and 
administrative expenses in the accompanying consolidated statements of operations. Property, plant and equipment 
are reviewed for impairment when indicators of impairment exist.

Goodwill and Other Intangibles — Intangibles consist primarily of goodwill and trade names related to 
businesses acquired. Goodwill represents the excess of the purchase price over the fair value of net assets of 
businesses acquired. The carrying amount of goodwill was $3,308,000 as of December 31, 2016 and 2015. The 
Company evaluates whether goodwill is impaired by comparing its market capitalization based on its closing stock 
price (Level 1 input) to the book value of its equity on the annual evaluation date. The Company also periodically 
performs a valuation of its trade names and has concluded that the fair value of these assets is not impaired. Based 
on these evaluations, the Company concluded that no impairment of its goodwill or trade names has occurred for the 
years ended December 31, 2016, 2015 and 2014.

Investments — The Company maintains certain securities in the non-qualified Supplemental Executive 

Retirement Plan that have been classified as trading. See Note 10 for further information regarding these securities.

Warranty Costs — The Company warrants the entire boat, excluding the engine, against defects in materials 

and workmanship for a period of one year. The Company also warrants the entire deck and hull, including its 
bulkhead and supporting stringer system, against defects in materials and workmanship for periods extending up to a 
lifetime. The Company accrues for estimated future warranty costs at the time of the sale based on its historical 
claims experience. An analysis of the warranty accruals for the years ended December 31, 2016 and 2015 is as 
follows:

(in thousands)
Balance at beginning of year . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Less: Payments made during the year . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Add: Warranty provision for the current year . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Changes to warranty provision for prior years. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Balance at end of year . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

$

$

2016

2015

3,405
(2,856)
3,527
553
4,629

$

$

3,836
(1,653)
2,074
(852)
3,405

Insurance Accruals — The Company fully insures its risks related to general liability, product liability, 
workers’ compensation, and vehicle liability, whereas the health insurance plan is self-funded up to a maximum 
annual claim amount for each covered employee and related dependents. The estimated cost of claims under the 
self-insurance program is accrued as the claims are incurred and may subsequently be revised based on 
developments relating to such claims.

49

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
Marine Products Corporation and Subsidiaries 
Years ended December 31, 2016, 2015 and 2014 

Research and Development Costs — The Company expenses research and development costs for new products 

and components as incurred. Research and development costs are included in selling, general and administrative 
expenses and totaled $858,000 in 2016, $663,000 in 2015, and $743,000 in 2014. 

Repurchase Obligations — The Company has entered into agreements with third-party floor plan lenders where 

it has agreed, in the event of default by the dealer, to repurchase MPC boats repossessed from the dealer. These 
arrangements are subject to maximum repurchase amounts and the associated risk is mitigated by the value of the 
boats repurchased. The Company accrues estimated losses when a loss, due primarily to the default of one of our 
dealers, is determined to be probable and the amount of the loss is reasonably estimable. 

Income Taxes — Deferred tax liabilities and assets are determined based on the difference between the financial 

and tax bases of assets and liabilities using enacted tax rates in effect for the year in which the differences are 
expected to reverse. The Company establishes a valuation allowance against the carrying value of deferred tax assets 
if the Company concludes that it is more likely than not that the asset will not be realized through future taxable 
income. 

Stock-Based Compensation — Stock-based compensation expense is recognized for all share-based payment 
awards, net of an estimated forfeiture rate. Thus, compensation cost is amortized for those shares expected to vest on 
a straight-line basis over the requisite service period of the award. See Note 10 for additional information. 

Earnings per Share —Financial Accounting Standards Board (FASB) Auditing Standards Codification (ASC) 

Topic 260-10 “Earnings Per Share-Overall,” requires a basic earnings per share and diluted earnings per share 
presentation. See Note 10 for further information on restricted stock granted to employees. 

Basic and diluted earnings per share are computed by dividing net income by the weighted average number of 

shares outstanding during the respective periods. In addition, the Company has periodically issued share-based 
payment awards that contain non-forfeitable rights to dividends and are therefore considered participating securities. 
Restricted shares of common stock (participating securities) outstanding and a reconciliation of weighted average 
shares outstanding is as follows: 

(In thousands) 
Net income available for stockholders . . . . . . . . . . . . . .    
Less: Adjustments for earnings attributable to 

participating securities . . . . . . . . . . . . . . . . . . . . . . . . . .    
Net income used in calculating earnings per share . . .    

2016 

2015 

2014 

$ 

16,745 

$ 

14,306  

$ 

8,914  

(535) 
16,210 

$ 

(464 ) 
13,842  

$ 

$ 

(283 ) 
8,631  

Weighted average shares outstanding (including 

participating securities) . . . . . . . . . . . . . . . . . . . . . . . . . .    
Adjustment for participating securities . . . . . . . . . . . . . .    
Shares used in calculating basic earnings per share 
Dilutive effect of stock based awards . . . . . . . . . . . . . . .    
Shares used in calculating diluted earnings 

per share . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .    

37,857 
(1,224) 
36,633 
— 

36,955  
(1,252 ) 
35,703  
192  

36,937  
(1,246 ) 
35,691  
291  

36,633 

35,895  

35,982  

Fair Value of Financial Instruments — The Company’s financial instruments consist primarily of cash and cash 

equivalents, accounts receivable, accounts payable and marketable securities. The carrying value of cash and cash 
equivalents, accounts receivable and accounts payable approximate their fair values because of the short-term nature 
of such instruments. The Company’s marketable securities are classified as available-for-sale securities with the 
exception of investments held in the non-qualified Supplemental Executive Retirement Plan (“SERP”) which are 
classified as trading securities. All of these securities are carried at fair value in the accompanying consolidated 
balance sheets. See Note 8 for further information regarding the fair value measurement of assets and liabilities. 

Concentration of Suppliers — The Company has only four suppliers for the three types of engines it purchases. 

This concentration of suppliers could impact our sales and profitability in the event of a sudden interruption in the 
delivery of these engines. 

50 

 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
Marine Products Corporation and Subsidiaries
Years ended December 31, 2016, 2015 and 2014

Reclassification — Certain prior year balances have been reclassified to conform to the current year 

presentation.

Recent Accounting Pronouncements 

During the year ended December 31, 2016, the FASB issued the following Accounting Standards Updates (ASUs):

Recently Adopted Accounting Pronouncements:

•

•

•

Accounting Standards Update (ASU) No. 2015-16, Business Combinations (Topic 805): Simplifying the
Accounting for Measurement-Period Adjustments. The amendments eliminate the requirement to
retrospectively account for adjustments made to provisional amounts recognized in a business combination.
Adjustments to provisional amounts that are identified during the measurement period are required to be
recognized in the reporting period in which the adjustments are determined and calculated as if the accounting
had been completed at the acquisition date and either disclosed on the face of the income statement or in the
notes by each category. The Company adopted these provisions in the first quarter of 2016 and plans to apply
the provisions for all future business combinations. The adoption did not have a material impact on the
Company’s consolidated financial statements.

ASU No. 2015-07, Fair Value Measurement (Topic 820): Disclosures for Investments in Certain Entities
That Calculate Net Asset Value per Share (or Its Equivalent). The amendments remove the requirement to
categorize within the fair value hierarchy all investments for which fair value is measured using the net asset
value per share (or its equivalent) practical expedient. In addition, there is no requirement to make certain
disclosures for such investments. The Company adopted these provisions in the first quarter of 2016 applied
retrospectively and has excluded the pension assets that are measured using the net asset value per share from
the fair value hierarchy disclosure. The adoption did not have a material impact on the Company’s consolidated
financial statements.

ASU No. 2014-15, Presentation of Financial Statements —Going Concern (Subtopic 205-40): Disclosure
of Uncertainties about an Entity’s Ability to Continue as a Going Concern. Financial statements are
generally prepared under the presumption that the reporting organization will continue to operate as a going
concern, except in limited circumstances. This ASU provides guidance on management’s responsibility to
include footnote disclosures when there is substantial doubt about the organization’s ability to continue as a
going concern. The Company adopted these provisions in the first quarter of 2016 and will provide such
disclosures as required if there are conditions and events that raise substantial doubt about its ability to continue
as a going concern. The adoption did not have a material impact on the Company’s consolidated financial
statements.

Recently Issued Accounting Pronouncements Not Yet Adopted:

To be adopted in 2017:

•

•

ASU No. 2015-11, Inventory (Topic 330): Simplifying the Measurement of Inventory. Current requirements
are to measure inventory at the lower of cost or market. Market could be replacement cost, net realizable value,
or net realizable value less an approximated normal profit margin. These amendments allow inventory to be
measured at lower of cost or net realizable value and eliminates the market requirement. Net realizable value is
the estimated selling price in the ordinary course of business, less reasonably predictable costs of completion,
disposal, and transportation. The amendments do not apply to inventory that is measured using last-in, first-out
or the retail inventory method. The amendments will be adopted in the first quarter of 2017 and applied
prospectively. The Company does not expect the adoption of these provisions to have a material impact on its
consolidated financial statements.

ASU No. 2016-07, Investments —Equity Method and Joint Ventures (Topic 323) Simplifying the
Transition to the Equity Method of Accounting. The amendments eliminate the requirement to adjust the
investment, results of operations, and retained earnings retroactively when an investment qualifies for use of the
equity method as a result of an increase in the level of ownership interest or degree of influence. The cost of
acquiring the additional interest in the investee is to be added to the current basis of the investor’s previously
held interest and the equity method is to be adopted as of the date the investment qualifies. In addition, an entity

51

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
Marine Products Corporation and Subsidiaries
Years ended December 31, 2016, 2015 and 2014

•

•

that has an available-for-sale equity security that becomes qualified for the equity method of accounting is 
required to recognize through earnings the unrealized holding gain or loss in accumulated other comprehensive 
income at the date the investment becomes qualified for use of the equity method. The amendments will be 
adopted in the first quarter of 2017 and applied prospectively. The Company does not expect the adoption of 
these provisions to have a material impact on its consolidated financial statements.

ASU No. 2016-09, Compensation —Stock Compensation (Topic 718): Improvements to Employee Share-
Based Payment Accounting. The amendments simplify several aspects of the accounting for share-based
payment award transactions, requiring excess tax benefits and deficiencies to be recognized as a component of
income tax expense rather than equity. This guidance also requires excess tax benefits and deficiencies to be
presented as an operating activity on the statement of cash flows and allows an entity to make an accounting
policy election to either estimate expected forfeitures or to account for them as they occur. The Company will
adopt these provisions in the first quarter of 2017 and adoption of these provisions which may result in the
following - inclusion of excess tax benefits and deficiencies as a component of income tax expense will increase
volatility of the provision for income taxes as the amount of excess tax benefits or deficiencies from stock-based
compensation awards are dependent on the Company’s stock price as of the date the stock awards vest. Based
on the Company’s current stock price and its stock incentive plan awards this change resulted in a beneficial
adjustment of approximately $552 thousand to the provision for income taxes in the first quarter of 2017. The
Company will continue to estimate expected forfeitures.

ASU No. 2016-17, Consolidation (Topic 810): Interests Held through Related Parties That are under
Common Control. The amendments affect reporting entities that are required to evaluate whether they should
consolidate a variable interest entity in certain situations involving entities under common control. Specifically,
the amendments change the evaluation of whether a reporting entity is the primary beneficiary of a variable
interest entity by changing how a reporting entity that is a single decision maker of a variable interest entity
treats indirect interests in the entity held through related parties that are under common control with the
reporting entity. The amendments will be adopted in the first quarter of 2017 and the Company does not expect
the adoption to have a material impact on its consolidated financial statements.

To be adopted in 2018:

REVENUE RECOGNITION:

The Financial Accounting Standards Board and International Accounting Standards Board issued their 

converged standard on revenue recognition in May 2014. The standard provides a comprehensive, industry-neutral 
revenue recognition model intended to increase financial statement comparability across companies and industries 
and significantly reduce the complexity inherent in today’s revenue recognition guidance. The various ASUs related 
to Revenue from Contracts with Customers (Topic 606) have been listed below:

•

•

•

•

•

•

ASU No. 2014-09. The core principle of the guidance is that an entity should recognize revenue to depict the
transfer of promised goods or services to customers in an amount that reflects the consideration to which the
entity expects to be entitled in exchange for those goods or services using a five step process.

ASU No. 2015-14 deferred the effective date of ASU 2014-09 for all entities by one year to the first quarter of
2018 with early application permitted.

ASU No. 2016-08, Principal versus Agent Considerations (Reporting Revenue Gross versus Net). The
amendments provide guidance on whether an entity is a principal or agent when providing services to a
customer along with another party.

ASU No. 2016-10, Identifying Performance Obligations and Licensing. The amendments clarify the earlier
guidance on identifying performance obligations and licensing implementation.

ASU No. 2016-11, Rescission of SEC Guidance Because of ASUs 2014-09 and 2014-16 Pursuant to Staff
Announcements at the March 3, 2016 EITF Meeting. This ASU rescinds certain SEC guidance related to
issues that are currently codified under various topics.

ASU No. 2016-12, Narrow-Scope Improvements and Practical Expedients. The amendments provide
clarifying guidance on certain aspects of the five step process and practical expedients regarding the effect of

52

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
Marine Products Corporation and Subsidiaries
Years ended December 31, 2016, 2015 and 2014

modifications and status of completed contracts under legacy GAAP and disclosures related to the application 
of this guidance using the modified retrospective or retrospective transition method. 

•

ASU No. 2016-20, Technical Corrections and Improvements to Topic 606, Revenue from Contracts with
Customers. The amendments in ASU 2016-20 affect narrow aspects of the guidance issued in ASU 2014-09
and includes among others, loan guarantees, impairment testing of contract costs, performance obligations
disclosures and accrual of advertising costs.

Current Status of Implementation:
The Company is currently analyzing the effect of the standard across all of its revenue streams to evaluate the 
impact of the new standard on revenue contracts. This includes reviewing current accounting policies and practices 
to identify potential differences that would result from applying the requirements under the new standard. The 
Company plans to adopt the standard in the first quarter of 2018 using the modified retrospective method by 
recognizing the cumulative effect of initially applying the new standard as an adjustment to the opening balance of 
retained earnings.

•

•

•

•

ASU No. 2016-01, Financial Instruments – Overall (Subtopic 825-10): Recognition and Measurement of
Financial Assets and Financial Liabilities. The amendments make targeted improvements to existing U.S.
GAAP and affects accounting for equity investments and financial instruments and liabilities and related
disclosures. The amendments are effective starting in the first quarter of 2018, with early adoption permitted for
certain provisions. The Company is currently evaluating the impact of these provisions on its consolidated
financial statements.

ASU No. 2016-15, Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash
Payments. The amendments provide guidance in the presentation and classification of certain cash receipts and
cash payments in the statement of cash flows including debt prepayment or debt extinguishment costs,
contingent consideration payments made after a business combination, proceeds from the settlement of
insurance claims, proceeds from the settlement of corporate-owned life insurance policies, and distributions
received from equity method investees. The amendments are effective starting in the first quarter of 2018 with
early adoption permitted. The amendments should be applied using a retrospective transition method to each
period presented. If it is impracticable to apply the amendments retrospectively for some of the issues, the
amendments for those issues would be applied prospectively as of the earliest date practicable. The Company is
currently evaluating the impact of adopting these provisions on its consolidated financial statements.

ASU No. 2016-16, Income Taxes (Topic 740): Intra-Entity Transfers of Assets Other Than Inventory. The
amendments require an entity to recognize the income tax consequences of an intra-entity transfer of an asset
other than inventory when the transfer occurs. The amendments eliminate the exception for an intra-entity
transfer of an asset other than inventory. Two common examples of assets included in the scope of the
amendments are intellectual property and property, plant, and equipment. The amendments do not include new
disclosure requirements; however, existing disclosure requirements might be applicable when accounting for the
current and deferred income taxes for an intra-entity transfer of an asset other than inventory. The amendments
are effective starting in the first quarter of 2018 with early adoption permitted. The amendments are required to
be applied on a modified retrospective basis through a cumulative-effect adjustment directly to retained earnings
as of the beginning of the period of adoption. The Company is currently evaluating the impact of adopting these
provisions on its consolidated financial statements.

ASU No. 2016-18, Statement of Cash Flows (230): Restricted Cash. The amendments require that a
statement of cash flows explain the change during the period in the total of cash, cash equivalents, and amounts
generally described as restricted cash or restricted cash equivalents. As a result, amounts generally described as
restricted cash and restricted cash equivalents should be included with cash and cash equivalents when
reconciling the beginning-of-period and end-of-period total amounts shown on the statement of cash flows. The
amendments do not provide a definition of restricted cash or restricted cash equivalents. The amendments are
effective starting in the first quarter of 2018 with early adoption permitted. The amendments should be applied
using a retrospective transition method to each period presented. The Company is currently evaluating the
impact of adopting these provisions on its consolidated financial statements.

53

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
Marine Products Corporation and Subsidiaries
Years ended December 31, 2016, 2015 and 2014

To be adopted in 2019 and later:

•

•

ASU No. 2016-02 —Leases (Topic 842). Under the new guidance, lessees will need to recognize a right-of-use
asset and a lease liability for virtually all of their leases (other than leases that meet the definition of a short-term
lease), at the commencement of the lease term. The liability will be equal to the present value of lease payments.
The asset will be based on the liability, subject to adjustment, such as for initial direct costs. The amendments in
this standard are effective for fiscal years beginning after December 15, 2018, including interim periods within
those fiscal years. Early application is permitted. Lessees (for capital and operating leases) and lessors (for
sales-type, direct financing, and operating leases) must apply a modified retrospective transition approach for
leases existing at, or entered into after, the beginning of the earliest comparative period presented in the
financial statements. Lessees and lessors may not apply a full retrospective transition approach. The Company is
currently evaluating the impact of adopting these provisions on its consolidated financial statements.

ASU No. 2016-13, Financial Instruments —Credit Losses (Topic 326): Measurement of Credit Losses on
Financial Instruments. The amendments require that credit losses on available-for-sale debt securities and
purchased financial assets with credit deterioration should be presented as an allowance rather than a write-
down. It also allows recording of credit loss reversals in current period net income. The amendments are
effective in the first quarter of 2020 with early application permitted a year earlier. The Company is currently
evaluating the impact of adopting these provisions on its consolidated financial statements.

NOTE 2: ACCOUNTS RECEIVABLE

Accounts receivable consist of the following:

December 31,
(in thousands)
Trade receivables . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Other. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Less: allowance for doubtful accounts. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Net accounts receivable. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

$

$

2016

2015

744
368
1,112
(25)
1,087

$

$

557
724
1,281
(25)
1,256

Trade receivables consist primarily of balances related to the sales of boats which are shipped pursuant to 
“floor-plan financing” programs with qualified lenders. Other receivables consist primarily of rebate receivables 
from various suppliers. Changes in the Company’s allowance for doubtful accounts are disclosed in Schedule II on 
page 73 of this report.

NOTE 3: INVENTORIES

Inventories consist of the following:

December 31,
(in thousands)
Raw materials. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Work in process. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Finished goods. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total inventories . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2016

2015

$

$

26,106
9,007
7,375
42,488

$

$

17,058
7,562
8,018
32,638

54

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
Marine Products Corporation and Subsidiaries 
Years ended December 31, 2016, 2015 and 2014 

NOTE 4: PROPERTY, PLANT AND EQUIPMENT 

Property, plant and equipment are presented at cost, net of accumulated depreciation, and consist of the 

following: 

December 31, 
(in thousands) 
Land . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Buildings . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Operating equipment and property . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Furniture and fixtures . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Vehicles . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Gross property, plant and equipment . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Less: accumulated depreciation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Net property, plant and equipment . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 

Estimated 
Useful Lives 

2016 

2015 

N/A 
7-40 
3-15 
5-7 
5-10 

$

$

878  
18,314  
10,070  
1,535  
6,007  
36,804  
(23,470 ) 
13,334  

$

$

657  
17,586  
10,843  
2,141  
6,697  
37,924  
(25,163 ) 
12,761  

Depreciation expense was $1,382,000 in 2016, $1,013,000 in 2015 and $712,000 in 2014. 

NOTE 5: ACCRUED EXPENSES AND OTHER LIABILITIES 

Accrued expenses and other liabilities consist of the following: 

December 31, 
(in thousands) 
Accrued payroll and related expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .   
Accrued sales incentives and discounts . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .   
Accrued warranty costs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .   
Deferred revenue . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .   
Other . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .   
Total accrued expenses and other liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .   

$

$

2016 

2015 

2,381  
4,155  
4,629  
416  
658  
12,239  

$

$

2,060  
3,309  
3,405  
721  
622  
10,117  

NOTE 6: INCOME TAXES 

The following table lists the components of the provision for income taxes: 

Years ended December 31, 
(in thousands) 
Current provision: 

Federal . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
State . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 

Deferred (benefit) provision: 

Federal . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
State . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Total income tax provision . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 

2016 

2015  

2014  

$

$

7,263 
261 

(507) 
(355) 
6,662 

$

$

5,056  
300  

1,256  
53  
6,665  

$

$

4,275  
143  

(762 ) 
(43 ) 
3,613  

A reconciliation between the federal statutory rate and Marine Products’ effective tax rate is as follows: 

Years ended December 31, 
Federal statutory rate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
State income taxes, net of federal benefit . . . . . . . . . . . . . . . . . . . . . . . 
Research and experimentation credit . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Tax-exempt interest . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Tax-exempt gain on SERP assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Manufacturing deduction . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Change in valuation allowance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Other . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Effective tax rate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 

2016 

2015 

2014 

35.0%   
0.7 
(1.0) 
(0.4) 
(1.3) 
(3.0) 
(1.4) 
(0.1) 
28.5%   

35.0 %   
0.8  
(1.1 ) 
(0.4 ) 
(0.1 ) 
(2.5 ) 
—  
—  
31.7 %   

35.0% 
0.7 
(2.1) 
(1.1) 
(0.5) 
(3.3) 
— 
0.1 
28.8% 

55 

 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
  
 
  
 
 
 
 
  
 
  
 
 
 
 
 
 
 
  
 
  
 
 
 
 
 
 
 
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
Marine Products Corporation and Subsidiaries
Years ended December 31, 2016, 2015 and 2014

Significant components of the Company’s deferred tax assets and liabilities are as follows:

December 31,
(in thousands)
Deferred tax assets:

Warranty costs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Sales incentives and discounts. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Stock-based compensation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Pension. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Uniform capitalization . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
All others. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
State credits and NOL’s. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Valuation allowance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total deferred tax assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Deferred tax liabilities:

Depreciation and amortization expense. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Basis differences in joint venture . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Net deferred tax assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2016

2015

$

$

1,643
725
1,015
1,993
298
489
5,129
(4,525)
6,767

(1,103)
(386)
5,278

$

$

1,209
547
1,061
2,300
96
418
4,967
(4,694)
5,904

(1,062)
(504)
4,338

Total net income tax payments were $6,546,000 in 2016, $5,797,000 in 2015, and $3,509,000 in 2014. As of 

December 31, 2016 the Company had net operating loss carry forwards related to state income taxes of 
approximately $15.5 million, and other state credits of approximately $4.5 million that will expire between 2017 and 
2035. As of December 31, 2016 the Company released all valuation allowances related to net operating loss 
carryforwards due to implemented tax planning strategies, yet retains a valuation allowance on state tax credits of 
approximately $4.5 million, representing the tax affected amount of state tax credits that the Company does not 
expect to utilize, against the corresponding deferred tax asset. The Company’s policy is to record interest and 
penalties related to income tax matters as income tax expense. Accrued interest and penalties were immaterial as of 
December 31, 2016 and 2015.

As of December 31, 2016 and 2015, our liability for unrecognized tax benefits was $15,000 and $15,000, 
respectively, all of which would affect our effective rate if recognized. It is reasonably possible that the amount of 
the unrecognized benefits with respect to our unrecognized tax positions will increase or decrease in the next 12 
months. These changes may be the result of, among other things, state tax settlements under voluntary disclosure 
agreements. However, quantification of an estimated range cannot be made at this time.

The Company and its subsidiaries are subject to U.S. federal and state income tax in multiple jurisdictions. In 
many cases our uncertain tax positions are related to tax years that remain open and subject to examination by the 
relevant taxing authorities. The Company’s 2013 through 2016 tax years remain open to examination. Additional 
years may be open to the extent attributes are being carried forward to an open year.

56

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
Marine Products Corporation and Subsidiaries
Years ended December 31, 2016, 2015 and 2014

NOTE 7: ACCUMULATED OTHER COMPREHENSIVE LOSS

Accumulated other comprehensive loss consists of the following:

(in thousands)
Balance at December 31, 2014 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Change during 2015:

Before-tax amount . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Tax benefit (expense). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Reclassification adjustment, net of taxes

Amortization of net loss . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Net realized gain . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total activity in 2015 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Balance at December 31, 2015 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Change during 2016:

Before-tax amount . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Tax benefit . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Reclassification adjustment, net of taxes

Amortization of net loss . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Net realized loss . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total activity in 2016 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Balance at December 31, 2016 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Pension
Adjustment

Unrealized
(Loss) gain
on
Securities

Total

$

(2,024)

$

55

$

(1,969)

119
(42)

48
—
125
(1,899)

(474)
168

54
—
(252)
(2,151)

$

$

$

$

(43)
15

—
(29)
(57)
(2)

(83)
29

25
(29)
(31)

$

$

76
(27)

48
(29)
68
(1,901)

(557)
197

54
25
(281)
(2,182)

NOTE 8: FAIR VALUE MEASUREMENTS

The various inputs used to measure assets at fair value establish a hierarchy that distinguishes between 

assumptions based on market data (observable inputs) and the Company’s assumptions (unobservable inputs). The 
hierarchy consists of three broad levels as follows:

1. Level 1 – Quoted market prices in active markets for identical assets or liabilities.
2. Level 2 – Quoted prices for similar instruments in active markets, quoted prices for identical or similar

instruments in markets that are not active, and model-based valuation techniques for which all significant
assumptions are observable in the market or can be corroborated by observable market data for
substantially the full term of the assets or liabilities.

3. Level 3 – Unobservable inputs developed using the Company’s estimates and assumptions, which reflect

those that market participants would use.

57

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
Marine Products Corporation and Subsidiaries
Years ended December 31, 2016, 2015 and 2014

The following table summarizes the valuation of financial instruments measured at fair value on a recurring 

basis on the balance sheet as of December 31, 2016 and 2015:

Fair Value Measurements at December 31, 2016 with:

(in thousands)

Assets:

Available-for-sale securities:

Municipal Obligations . . . . . . . . . . . . . . . . . . . .
Corporate Obligations . . . . . . . . . . . . . . . . . . . .

Investments measured at Net Asset Value-

Trading securities . . . . . . . . . . . . . . . . . . . . . . . .

Total

$ 9,330
—
$ 9,330

$ 5,547

Quoted prices in
active markets for
identical assets
(Level 1)

$ —
—
$ —

Significant
other
observable
inputs
(Level 2)

$ 9,330
—
$ 9,330

Significant 
unobservable
inputs
(Level 3)

$ —
—
$ —

Fair Value Measurements at December 31, 2015 with:

(in thousands)

Assets:

Available-for-sale securities:

Municipal Obligations . . . . . . . . . . . . . . . . . . . .
Corporate Obligations . . . . . . . . . . . . . . . . . . . .

Investments measured at Net Asset Value-

Trading securities . . . . . . . . . . . . . . . . . . . . . . . .

Total

$ 30,996
3,958
$ 34,954

$ 6,491

Quoted prices in
active markets for
identical assets
(Level 1)

$ —
—
$ —

Significant
other
observable
inputs
(Level 2)

$ 30,996
3,958
$ 34,954

Significant 
unobservable
inputs
(Level 3)

$ —
—
$ —

The Company determines the fair value of the marketable securities that are available-for-sale through quoted 
prices for similar instruments in active markets or quoted prices for identical or similar instruments in markets that 
are not active. The trading securities are comprised of SERP assets, as described in Note 10, and are recorded 
primarily at their net cash surrender values calculated using their net asset values, which approximate fair value, as 
provided by the issuing insurance company. Significant observable inputs, in addition to quoted market prices, were 
used to value the trading securities. The Company’s policy is to recognize transfers between levels at the beginning 
of quarterly reporting periods. For the year ended December 31, 2016 there were no significant transfers in or out of 
levels 1, 2 or 3. 

The carrying amount of other financial instruments reported in the balance sheet for current assets and current 

liabilities approximate their fair values because of the short-term maturity of these instruments. The Company 
currently does not use the fair value option to measure any of its existing financial instruments and has not 
determined whether or not it will elect this option for financial instruments it may acquire in the future.

NOTE 9: COMMITMENTS AND CONTINGENCIES

Lawsuits — The Company is a defendant in certain lawsuits which allege that plaintiffs have been damaged as a 

result of the use of the Company’s products. The Company is vigorously contesting these actions. Management, 
after consultation with legal counsel, is of the opinion that the outcome of these lawsuits will not have a material 
adverse effect on the financial position, results of operations or liquidity of Marine Products.

Dealer Floor Plan Financing — To assist dealers in obtaining financing for the purchase of its boats for 

inventory, the Company has entered into agreements with various dealers and selected third-party floor plan lenders 
to guarantee varying amounts of qualifying dealers’ debt obligations. The Company’s obligation under these 
guarantees becomes effective in the case of a default under the financing arrangement between the dealer and the 
third party lender. The agreements provide for the return of repossessed boats to the Company in new and unused 

58

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
Marine Products Corporation and Subsidiaries
Years ended December 31, 2016, 2015 and 2014

condition subject to normal wear and tear as defined, in exchange for the Company’s assumption of specified 
percentages of the debt obligation on those boats, up to certain contractually determined dollar limits by lender.

There were no material repurchases of inventory under contractual agreements during 2016 or 2015. 

Management continues to monitor the risk of additional defaults and resulting repurchase obligations based in part 
on information provided by the third-party floor plan lenders and will adjust the guarantee liability at the end of each 
reporting period based on information reasonably available at that time.

The Company currently has an agreement with one of the floor plan lenders whereby the contractual repurchase 

limit is to not exceed 16 percent of the average net receivables financed by the floor plan lender for dealers during 
the prior 12 month period, which was $9.8 million as of December 31, 2016. The Company has contractual 
repurchase agreements with additional lenders with an aggregate maximum repurchase obligation of approximately 
$6.9 million, with various expiration and cancellation terms of less than one year, for an aggregate repurchase 
obligation with all financing institutions of approximately $16.7 million as of December 31, 2016. This repurchase 
obligation risk is mitigated by the value of the boat repurchased.

Minimum annual operating lease obligations with terms in excess of one year, in effect at December 31, 2016, 

are summarized in the following table:

(in thousands)
2017 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
2018 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
2019 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
2020 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
2021 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Thereafter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total rental commitments. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

$ 357
348
213
1
—
—
$ 919

Total rent expense charged to operations was approximately $352,000 in 2016, $135,000 in 2015 and $118,000 

in 2014.

Income Taxes — The amount of income taxes the Company pays is subject to ongoing audits by federal and 
state tax authorities, which often result in proposed assessments. Other long-term liabilities included the Company’s 
estimated liabilities for these probable assessments and totaled approximately $43,000 as of December 31, 2016 and 
December 31, 2015.

Employment Agreements — The Company has an agreement with one employee, that provides for a monthly 
payment to the employee equal to 10 percent of profits (defined as pretax income before goodwill adjustments and 
certain allocated corporate expenses) in addition to a base salary. In addition the Company had an agreement with 
another employee for prior years and during the current year through March 31, 2016 under the same terms. The 
expense under these agreements totaled approximately $4,202,000 in 2016, $6,411,000 in 2015 and $4,225,000 in 
2014 and is included in selling, general and administrative expenses in the accompanying consolidated statements of 
operations.

NOTE 10: EMPLOYEE BENEFIT PLANS

Supplemental Executive Retirement Plan (SERP) — The Company permits selected highly compensated 
employees to defer a portion of their compensation into the SERP. The SERP assets are invested primarily in 
company-owned life insurance (“COLI”) policies as a funding source to satisfy the obligation of the SERP. The 
assets are subject to claims by creditors, and the Company can designate them to another purpose at any time. 
Investments in COLI policies consist of variable life insurance policies of $6.0 million as of December 31, 2016 and 
$7.9 million as of December 31, 2015. In the COLI policies, the Company is able to allocate assets across a set of 
choices provided by the insurance company, including fixed income securities and equity funds. The COLI policies 
are recorded at their net cash surrender values, which approximates fair value, as provided by the issuing insurance 
company, whose Standard & Poor’s credit rating was A+.

The Company classifies the SERP assets as trading securities as described in Note 1. The fair value of these 
assets totaled $5,547,000 as of December 31, 2016 and $6,491,000 as of December 31, 2015. The SERP assets are 

59

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
Marine Products Corporation and Subsidiaries
Years ended December 31, 2016, 2015 and 2014

reported in other assets on the consolidated balance sheets and changes related to the fair value of the assets are 
included in selling, general and administrative expenses in the consolidated statements of operations. Trading gains 
(losses) related to the SERP assets totaled $106,000 in 2016, $(84,000) in 2015 and $187,000 in 2014. The SERP 
liabilities are recorded on the balance sheet in pension liabilities with any change in the fair value of the SERP 
liabilities recorded as selling, general and administrative expenses in the consolidated statements of operations.

In connection with death of an executive officer during 2016, the Company recorded tax free gains of 

approximately $751 thousand comprised of the following: $556 thousand generated by the insurance death proceeds 
under a Company-owned life insurance contract of approximately $1.9 million less cash surrender value of 
approximately $1.4 million, and $195 thousand as a result of insurance death benefits from a key-man life insurance 
policy. The net gain is reflected as part of selling, general and administrative expenses.

Retirement Income Plan — Marine Products participates in the tax-qualified, defined benefit, noncontributory, 

trusteed retirement income plan sponsored by RPC, Inc. (“RPC”) that covers substantially all employees with at 
least one year of service prior to 2002.

The Company’s projected benefit obligation exceeded the fair value of the plan assets for its Retirement Income 

Plan by $51,000 and thus the plan was under-funded as of December 31, 2016.

The following table sets forth the funded status of the Retirement Income Plan and the amounts recognized in 

Marine Products’ consolidated balance sheets:

December 31,
(in thousands)
ACCUMULATED BENEFIT OBLIGATION, END OF YEAR . . . . . . . . . . . . . . . . . . . . . . . . . .

2016

2015

$ 6,083

$ 5,703

CHANGE IN PROJECTED BENEFIT OBLIGATION:
Benefit obligation at beginning of year . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Service cost. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Interest cost. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Actuarial loss (gain) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Benefits paid. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Projected benefit obligation at end of year . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
CHANGE IN PLAN ASSETS:
Fair value of plan assets at beginning of year . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Actual return on plan assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Employer contributions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Benefits paid. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Fair value of plan assets at end of year . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Funded status at end of year . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

December 31,
(in thousands)
AMOUNTS RECOGNIZED IN THE CONSOLIDATED BALANCE SHEETS CONSIST 

OF:

Noncurrent assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Current liabilities. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Noncurrent liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

60

$ 5,703
—
274
342
(236)
$ 6,083

$ 5,813
275
180
(236)
$ 6,032
(51)
$

$ 6,355
—
259
(671)
(240)
$ 5,703

$ 6,014
(131)
170
(240)
$ 5,813
110
$

2016

2015

$ — $
—
(51)
(51)

$

$

110
—
—
110

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
Marine Products Corporation and Subsidiaries
Years ended December 31, 2016, 2015 and 2014

The funded status of the Retirement Income Plan was recorded in the consolidated balance sheets in pension 

liabilities as of December 31, 2016 and in other assets as of December 31, 2015.

December 31,
(in thousands)
AMOUNTS (PRE-TAX) RECOGNIZED IN ACCUMULATED OTHER 

COMPREHENSIVE LOSS CONSIST OF:

Net loss . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Prior service cost (credit) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Net transition obligation (asset). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2016

2015

$ 3,335
—
—
$ 3,335

$ 2,944
—
—
$ 2,944

The accumulated benefit obligation for the Retirement Income Plan as of December 31, 2016 and 2015 has been 

disclosed above. The Company uses a December 31 measurement date for this qualified plan.

Amounts recorded in the consolidated balance sheet as pension liabilities consist of:

December 31,
(in thousands)
SERP liability. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Funded status of Retirement Income Plan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Pension liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2016

2015

$ (5,563)
(51)
$ (5,614)

$ (6,590)
—
$ (6,590)

Marine Products’ funding policy is to contribute to the Retirement Income Plan the amount required, if any, 
under the Employee Retirement Income Security Act of 1974. Contributions to the plan totaled $180,000 during 
2016 and $170,000 during 2015.

The components of net periodic benefit cost of the Retirement Income Plan are summarized as follows:

Years ended December 31,
(in thousands)
Service cost for benefits earned during the period . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Interest cost on projected benefit obligation. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Expected return on plan assets. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Amortization of net loss . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2016

2015

2014

$ — $ — $ —
261
(411)
37
$ (113)

259
(421)
76
(86)

274
(406)
84
(48)

$

$

The Company recognized a pre-tax decrease to the funded status in accumulated other comprehensive income 

of $390,000 in 2016 compared to a pre-tax increase of $195,000 in 2015 and a pre-tax decrease of $1,602,000 in 
2014. There were no previously unrecognized prior service costs during 2016, 2015 and 2014. The pre-tax amounts 
recognized in other comprehensive income for the years ended December 31, 2016, 2015 and 2014 are summarized 
as follows:

(in thousands)
Net loss (gain) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Amortization of net loss . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Net transition obligation (asset). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Amount recognized in accumulated other comprehensive income. . . . . . . . . . . . . .

2016

474
(84)
—
390

$

$

2015
$ (119)
(76)
—
$ (195)

2014
$ 1,639
(37)
—
$ 1,602

The amounts in accumulated other comprehensive income expected to be recognized as components of net 

periodic benefit cost in 2017 are as follows:

(in thousands)
Amortization of net loss . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Prior service cost (credit) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Net transition obligation (asset). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Estimated net periodic cost. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2017

91
—
—
91

$

$

61

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
Marine Products Corporation and Subsidiaries 
Years ended December 31, 2016, 2015 and 2014 

The weighted average assumptions as of December 31 used to determine the projected benefit obligation and 

net benefit cost were as follows: 

December 31, 
PROJECTED BENEFIT OBLIGATION: 
Discount rate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  
Rate of compensation increase . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  
NET BENEFIT COST: 
Discount rate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  
Expected return on plan assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  
Rate of compensation increase . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .  

2016 

2015 

2014 

4.50 %   

4.75%   

4.25 % 

  N/A  

  N/A 

  N/A  

4.75 %   
7.00 %   

4.25%   
7.00%   

5.35 % 
7.00 % 

  N/A  

  N/A 

  N/A  

The Company’s expected return on assets assumption is derived from a detailed periodic assessment by its 
management and investment advisor. It includes a review of anticipated future long-term performance of individual 
asset classes and consideration of the appropriate asset allocation strategy given the anticipated requirements of the 
plan to determine the average rate of earnings expected on the funds invested to provide for the pension plan 
benefits. While the assessment gives appropriate consideration to recent fund performance and historical returns, the 
rate of return assumption is derived primarily from a long-term, prospective view. Based on its recent assessment, 
the Company has concluded that its expected long-term return assumption of seven percent is reasonable. 

The plan’s weighted average asset allocation at December 31, 2016 and 2015 by asset category along with the 

target allocation for 2017 are as follows:  

Asset Category 
Cash and Cash Equivalents . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Domestic Equity Securities. . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
International Equity Securities . . . . . . . . . . . . . . . . . . . . . . . . . . 
Fixed Income Securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Investments measured at net asset value . . . . . . . . . . . . . . . . . 
Total . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 

Target 
Allocation 
for 2017 
  0% - 5%   
  0% - 40%  
  0% - 40%  
  15% - 50%  
  0% - 20%  
100.0% 

Percentage of 
Plan Assets as of 
December 31, 
2016 

Percentage of 
Plan Assets as of 
December 31, 
2015 

3.3% 

25.5 
20.8 
25.3 
25.1 
100.0% 

0.7 % 

27.6  
19.1  
25.8  
26.8  
100.0 % 

The Company’s overall investment strategy is to achieve a mix of approximately 70 percent of investments for 

long-term growth and 30 percent for near-term benefit payments, with a wide diversification of asset types, fund 
strategies and fund managers. Equity securities primarily include investments in large-cap and small-cap companies 
domiciled domestically and internationally. Fixed-income securities include corporate bonds, mortgage-backed 
securities, sovereign bonds, and U.S. Treasuries. Other types of investments include real estate funds and private 
equity funds that follow several different investment strategies. For each of the asset categories in the pension plan, 
the investment strategy is identical – maximize the long-term rate of return on plan assets with an acceptable level of 
risk in order to minimize the cost of providing pension benefits. The investment policy establishes a target allocation 
for each asset class which is rebalanced as required. The plan utilizes a number of investment approaches, including 
but not limited to individual market securities, equity and fixed income funds in which the underlying securities are 
marketable, and debt funds to achieve this target allocation. Company management expects to make a contribution 
to the pension plan of approximately $200,000 during fiscal year 2017. 

Some of our assets, primarily our private equity and real estate funds, do not have readily determinable market 
values given the specific investment structures involved and the nature of the underlying investments. For plan asset 
reporting as of December 31, 2016, publicly traded asset pricing was used where possible. For assets without readily 
determinable values, estimates were derived from investment manager statements combined with discussions 
focusing on underlying fundamentals and significant events. Additionally, these investments are valued based on the 
net asset value per share calculated by the funds in which the plan has invested and the valuation is based on 
significant non-observable inputs which do not have a readily determinable fair value. These assets have been 
excluded from the fair value hierarchy applied retrospectively based on the accounting guidance recently adopted. 
The valuations are subject to judgments and assumptions of the funds which may prove to be incorrect, resulting in 
risks of incorrect valuation of these investments. The Company seeks to mitigate these risks by evaluating the 

62 

 
 
 
 
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
Marine Products Corporation and Subsidiaries
Years ended December 31, 2016, 2015 and 2014

appropriateness of the funds’ judgments and assumptions by reviewing the financial data included in the funds’ 
financial statements for reasonableness.

The following tables present our plan assets using the fair value hierarchy as of December 31, 2016 and 2015. 
The fair value hierarchy has three levels based on the reliability of the inputs used to determine fair value. See Note 
8 for a brief description of the three levels under the fair value hierarchy.

Fair Value Hierarchy as of December 31, 2016:

Investments (in thousands)
Cash and Cash Equivalents (1) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Fixed Income Securities (2) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Domestic Equity Securities (3) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
International Equity Securities (4) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Assets in the Fair Value Hierarchy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Investments measured at Net Asset Value . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Investments at Fair Value . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Total

$

200
1,529
1,539
1,252
$ 4,520
1,512
$ 6,032

Fair Value Hierarchy as of December 31, 2015:

Investments (in thousands)
Cash and Cash Equivalents (1) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Fixed Income Securities (2) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Domestic Equity Securities (3) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
International Equity Securities (4) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Total Assets in the Fair Value Hierarchy . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Investments measured at Net Asset Value . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Investments at Fair Value . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Total

$

39
1,501
1,602
1,111
$ 4,253
1,560
$ 5,813

Level 1

200
—
775
—
975

Level 2

$

—
1,529
764
1,252
$ 3,545

Level 1

39
—
804
—
843

Level 2

$

—
1,501
799
1,111
$ 3,411

$

$

$

$

(1) Cash and cash equivalents, which are used to pay benefits and plan administrative expenses, are held in Rule 2a-7 money market funds.
(2) Fixed income securities are primarily valued using a market approach with inputs that include broker quotes, benchmark yields, base 

spreads and reported trades.

(3) Domestic equity securities are valued using a market approach based on the quoted market prices of identical instruments in their respective 

(4)

markets.
International equity securities are valued using a market approach based on the quoted market prices of identical instruments in their 
respective markets.

The Company estimates that the future benefits payable for the Retirement Income Plan over the next ten years 

are as follows:

(in thousands)
2017 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
2018 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
2019 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
2020 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
2021 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
2022-2026. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

$

284
292
299
293
298
$ 1,596

401(k) Plan— Marine Products participates in a defined contribution 401(k) plan sponsored by RPC that is 
available to substantially all full-time employees with more than 90 days of service. This plan allows employees to 
make tax-deferred contributions of up to 25 percent of their annual compensation, not exceeding the permissible 
deduction imposed by the Internal Revenue Code. The Company matches 50 percent of each employee’s 
contributions that do not exceed six percent of the employee’s compensation, as defined by the 401(k) plan. 
Employees vest in the Company’s contributions after three years of service. The charges to expense for Marine 
Products’ contributions to the 401(k) plan were approximately $270,000 in 2016, $250,000 in 2015 and $194,000 in 
2014.

63

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
Marine Products Corporation and Subsidiaries 
Years ended December 31, 2016, 2015 and 2014 

Stock Incentive Plan— The Company reserved 3,000,000 shares of common stock under the 2014 Stock 
Incentive Plan with a term of ten years expiring in April 2024. All future equity compensation awards by the 
Company will be issued under the 2014 plan. This plan provides for the issuance of various forms of stock 
incentives, including among others, incentive and non-qualified stock options and restricted shares. As of December 
31, 2016, there were approximately 2,250,300 shares available for grant. 

The Company recognizes compensation expense for the unvested portion of awards outstanding over the 

remainder of the service period. The compensation cost recorded for these awards will be based on their fair value at 
grant date less the cost of estimated forfeitures. Forfeitures are estimated at the time of grant and revised, if 
necessary, in subsequent periods to reflect actual forfeitures. Cash flows related to share-based awards to employees 
that result in tax benefits in excess of recognized cumulative compensation cost (excess tax benefits) are classified 
as financing cash flows. 

Pre-tax stock-based employee compensation expense was approximately $2,624,000 ($1,692,000 after tax) for 
2016, $1,993,000 ($1,285,000 after tax) for 2015 and $1,754,000 ($1,131,000 after tax) for 2014. During 2016, the 
Company recorded accelerated compensation expense in selling, general and administrative expenses of 
approximately $660 thousand that related to restricted shares issued to an executive officer that vested immediately 
upon his death. 

Stock Options— Stock options are granted at an exercise price equal to the fair market value of the Company’s 
common stock at the date of grant except for grants of incentive stock options to owners of greater than 10 percent 
of the Company’s voting securities which must be made at 110 percent of the fair market value of the Company’s 
common stock. Options generally vest ratably over a period of five years and expire in 10 years, except to owners of 
greater than 10 percent of the Company’s voting securities, which expire in five years. 

The Company estimates the fair value of stock options as of the date of grant using the Black-Scholes option 

pricing model. The Company has not granted stock options to employees since 2004. 

There were no options exercised in 2016 and there have been no stock options outstanding since December 31, 

2013. There was no tax benefit associated with the exercise of non-qualified stock options during 2016, 2015 or 
2014. 

Restricted Stock— Marine Products grants selected employees time lapse restricted stock that vest after a 
certain stipulated number of years from the grant date, depending on the terms of the issue. The Company has 
currently issued time lapse restricted shares that vest in 20 percent increments starting with the second anniversary 
of the grant, over the six year period beginning on the date of grant. During these years, grantees receive all 
dividends declared and retain voting rights for the shares. 

The agreements under which the restricted stock is issued provide that shares awarded may not be sold or 

otherwise transferred until restrictions established under the stock plans have lapsed. Upon termination of 
employment from the Company (other than due to death, disability or retirement on or after age 65), shares with 
restrictions are forfeited in accordance with the plan. 

The following is a summary of the changes in non-vested restricted shares for the year ended December 31, 

2016: 

Non-vested shares at January 1, 2016 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .   
Granted . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .   
Vested . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .   
Forfeited . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .   
Non-vested shares at December 31, 2016 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .   

Shares
  1,254,200  
371,950  
(422,533 ) 
(2,717 ) 
  1,200,900  

Weighted Average 
Grant-Date Fair 
Value 
$  6.80 
  5.77 
  6.52 
  6.21 
$  6.58 

The following is a summary of the changes in non-vested restricted shares for the year ended December 31, 

2015: 

64 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 
Marine Products Corporation and Subsidiaries 
Years ended December 31, 2016, 2015 and 2014 

Non-vested shares at January 1, 2015 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Granted . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Vested . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Forfeited . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 
Non-vested shares at December 31, 2015 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 

Shares 
  1,251,400 
319,750 
(313,800) 
(3,150) 
  1,254,200 

Weighted Average 
Grant-Date Fair 
Value 
$ 6.47  
  7.08  
  5.77  
  6.89  
$ 6.80  

The fair value of restricted stock awards is based on the market price of the Company’s stock on the date of 

grant and is amortized to compensation expense on a straight line basis over the requisite service period. The 
weighted average grant date fair value of these restricted stock awards was $5.77 in 2016, $7.08 in 2015 and $7.90 
in 2014. The total fair value of shares vested was approximately $2,686,000 in 2016, $2,254,000 in 2015 and 
$2,295,000 during 2014. Tax benefits for compensation tax deductions in excess of compensation expense related to 
restricted shares credited to capital in excess of par value was approximately $160,000 in 2016, $256,000 in 2015 
and $342,000 in 2014. The excess tax deductions are classified as financing cash flows in the accompanying 
consolidated statements of cash flows. 

Other Information— As of December 31, 2016 total unrecognized compensation cost related to non-vested 
restricted shares was approximately $6,431,000 which is expected to be recognized over a weighted-average period 
of 3.4 years. 

NOTE 11: RELATED PARTY TRANSACTIONS 

In conjunction with its spin-off from RPC in 2001, the Company and RPC entered into various agreements that 

define the companies’ relationship after the spin-off. 

The Transition Support Services Agreement provides for RPC to provide certain services, including financial 

reporting and income tax administration, acquisition assistance, etc., to Marine Products until the agreement is 
terminated by either party. Marine Products reimbursed RPC for its estimated allocable share of administrative costs 
incurred for services rendered on behalf of Marine Products totaling $739,000 in 2016, $753,000 in 2015 and 
$663,000 in 2014. The Company’s (payable) receivable due (to) from RPC for these services was $(60,000) as of 
December 31, 2016 and $11,000 as of December 31, 2015. All of the Company’s directors, except one, are also 
directors of RPC and all of the Company’s executive officers are employees of both the Company and RPC. 

The Employee Benefits Agreement provides for, among other things, the Company’s employees to continue 
participating subsequent to the spin-off in two RPC sponsored benefit plans, specifically, the defined contribution 
401(k) plan and the defined benefit retirement income plan. 

RPC and Marine Products own 50 percent each of a limited liability company called 255 RC, LLC that was 

created for the joint purchase and ownership of a corporate aircraft. The purchase of the aircraft was completed in 
January 2016, and the purchase was funded primarily by a $2,554,000 contribution by each company to 255 RC, 
LLC. Each of RPC and Marine Products is a party to an operating lease agreement with 255 RC, LLC for a period of 
five years. During 2016, Marine Products recorded certain net operating costs comprised of rent and an allocable 
share of fixed costs of approximately $157,000 for the corporate aircraft. The Company accounts for this investment 
using the equity method and its proportionate share of income or loss is recorded in selling, general and 
administrative expenses. As of December 31, 2016, the investment closely approximates the underlying equity in the 
net assets of 255 RC, LLC. 

A group that includes the Company’s Chairman of the Board, R. Randall Rollins and his brother Gary W. 
Rollins, who is also director of the Company, and certain companies under their control, controls in excess of fifty 
percent of the Company’s voting power.

65 

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure

None.

Item 9A. Controls and Procedures

Evaluation of disclosure controls and procedures — The Company maintains disclosure controls and 
procedures that are designed to ensure that information required to be disclosed in its Exchange Act reports is 
recorded, processed, summarized and reported within the time periods specified in the Commission’s rules and 
forms, and that such information is accumulated and communicated to its management, including the Chief 
Executive Officer and Chief Financial Officer, as appropriate, to allow timely decisions regarding required 
disclosure.

As of the end of the period covered by this report, December 31, 2016 (the “Evaluation Date”), the Company 
carried out an evaluation, under the supervision and with the participation of its management, including the Chief 
Executive Officer and Chief Financial Officer, of the effectiveness of the design and operation of its disclosure 
controls and procedures. Based upon this evaluation, the Chief Executive Officer and the Chief Financial Officer 
concluded that the Company’s disclosure controls and procedures were effective at a reasonable assurance level as 
of the Evaluation Date.

Management’s report on internal control over financial reporting — Management is responsible for 

establishing and maintaining adequate internal control over financial reporting, as such term is defined in Exchange 
Act Rules 13a-15(f) and 15d-15(f). Management’s report on internal control over financial reporting is included on 
page 39 of this report. Grant Thornton LLP, the Company’s independent registered public accounting firm, has 
audited the effectiveness of internal control as of December 31, 2016 and issued a report thereon which is included 
on page 40 of this report.

Changes in internal control over financial reporting — Management’s evaluation of changes in internal control 

did not identify any changes in the Company’s internal control over financial reporting that occurred during the 
Company’s most recent fiscal quarter that have materially affected, or are reasonably likely to materially affect, the 
Company’s internal control over financial reporting.

Item 9B. Other Information

None.

66

Item 10. Directors, Executive Officers and Corporate Governance

PART III

Information concerning directors and executive officers will be included in the Marine Products Proxy 

Statement for its 2017 Annual Meeting of Stockholders, in the section titled “Election of Directors.” This 
information is incorporated herein by reference. Information about executive officers is contained on page 23 of this 
document.

Audit Committee and Audit Committee Financial Expert

Information concerning the Audit Committee of the Company and the Audit Committee Financial Expert(s) will 

be included in the Marine Products Proxy Statement for its 2017 Annual Meeting of Stockholders, in the section 
titled “Corporate Governance and Board of Directors, Committees and Meetings – Audit Committee.” This 
information is incorporated herein by reference.

Code of Ethics

Marine Products has a Code of Business Conduct that applies to all employees. In addition, the Company has a 

Code of Business Conduct and Ethics for Directors and Executive Officers and Related Party Transaction Policy. 
Both of these documents are available on the Company’s website at www.marineproductscorp.com. Copies are also 
available at no extra charge by writing to Attn: Human Resources, Marine Products Corporation, 2801 Buford 
Highway, Suite 520, Atlanta, Georgia 30329. Marine Products intends to satisfy the disclosure requirement under 
Item 10 of Form 8-K regarding an amendment to, or waiver from, a provision of its code of ethics that relates to any 
elements of the code of ethics definition enumerated in SEC rules by posting such information on its internet 
website, the address of which is provided above.

Section 16(a) Beneficial Ownership Reporting Compliance

Information regarding compliance with Section 16(a) of the Exchange Act will be included under “Section 
16(a) Beneficial Ownership Reporting Compliance” in the Company’s Proxy Statement for its 2017 Annual Meeting 
of Stockholders, which is incorporated herein by reference.

Item 11. Executive Compensation

Information concerning director and executive compensation will be included in the Marine Products Proxy 
Statement for its 2017 Annual Meeting of Stockholders, in the sections titled “Compensation Committee Interlocks 
and Insider Participation,” “Director Compensation,” “Compensation Discussion and Analysis” and “Executive 
Compensation.” This information is incorporated herein by reference.

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder 
Matters

Information concerning security ownership will be included in the Marine Products Proxy Statement for its 

2017 Annual Meeting of Stockholders, in the sections titled, “Capital Stock” and “Election of Directors.” This 
information is incorporated herein by reference.

67

Securities Authorized for Issuance Under Equity Compensation Plans

The following table sets forth certain information regarding equity compensation plans as of December 31, 

2016.

Plan Category
Equity compensation plans approved 

by securityholders . . . . . . . . . . . . . . . . . .

Equity compensation plans not 

approved by securityholders. . . . . . . . .
Total . . . . . . . . . . . . . . . . . . . . . . . . . . . .

(A)
Number of Securities To
Be Issued Upon Exercise of
Outstanding Options,
Warrants and Rights

(B)
Weighted Average
Exercise Price of
Outstanding Options,
Warrants and Rights

—

—
—

$ —

—
$ —

(C)
Number of Securities
Remaining Available for
Future Issuance Under
Equity Compensation
Plans (Excluding
Securities Reflected in
Column (A))

2,250,300(1)

—
2,250,300

(1) All of the securities can be issued in the form of restricted stock or other stock awards.

See “NOTE 10: EMPLOYEE BENEFIT PLANS” to the Consolidated Financial Statements for information 

regarding the material terms of the equity compensation plans.

Item 13. Certain Relationships and Related Transactions, and Director Independence

Information concerning certain relationships and related party transactions will be included in the Marine 
Products Proxy Statement for its 2017 Annual Meeting of Stockholders, in the section titled “Certain Relationships 
and Related Party Transactions.” Information regarding director independence will be included in the Marine 
Products Proxy Statement for its 2017 Annual Meeting of Stockholders in the section titled “Director Independence 
and NYSE Requirements.” This information is incorporated herein by reference.

Item 14. Principal Accounting Fees and Services

Information regarding principal accountant fees and services will be included in the section titled, “Independent 

Registered Public Accountants” in the Marine Products Proxy Statement for its 2017 Annual Meeting of 
Stockholders. This information is incorporated herein by reference.

68

Item 15. Exhibits and Financial Statement Schedules

Consolidated Financial Statements, Financial Statement Schedule and Exhibits

PART IV

1. Consolidated financial statements listed in the accompanying Index to Consolidated Financial Statements and

Schedule are filed as part of this report.

2. The financial statement schedule listed in the accompanying Index to Consolidated Financial Statements and

Schedule is filed as part of this report.

3. Exhibits listed in the accompanying Index to Exhibits are filed as part of this report. The following such

exhibits are management contracts or compensatory plans or arrangements:

10.5

10.6

10.7

10.8

10.9

10.10

10.11

10.12

10.13

10.14

10.15

10.16

10.17

Marine Products Corporation 2004 Stock Incentive Plan (incorporated herein by reference to 
Appendix B to the Definitive Proxy Statement filed on March 24, 2004).

Form of stock option grant agreement under the 2001 Employee Stock Incentive Plan 
(incorporated herein by reference to Exhibit 10.7 to the Form 10-K filed on March 21, 2003).

Form of performance restricted stock grant agreement under the 2001 Employee Stock Incentive 
Plan (incorporated herein by reference to Exhibit 10.9 to the Form 10-K filed on March 21, 2003).

Form of stock option grant agreement under the 2004 Stock Incentive Plan (incorporated herein by 
reference to Exhibit 10.1 to the Form 10-Q filed on November 1, 2004).

Form of time lapse restricted stock grant agreement under the 2004 Stock Incentive Plan 
(incorporated herein by reference to Exhibit 10.8 to the Form 10-Q filed on November 1, 2004).

Form of performance restricted stock grant agreement under the 2004 Stock Incentive Plan 
(incorporated herein by reference to Exhibit 10.9 to the Form 10-Q filed on November 1, 2004).

Supplemental Retirement Plan (incorporated herein by reference to Exhibit 10.16 to the Form 10-
K filed on March 15, 2005).

First Amendment to 2001 Employee Stock Incentive Plan and 2004 Stock Incentive Plan 
(incorporated by reference to Exhibit 10.19 to the Form 10-K filed on March 2, 2007).

Performance Based Compensation Agreement between James A. Lane, Jr. and Chaparral Boats, 
Inc. (incorporated herein by reference to Exhibit 10.1 to the Form 8-K filed on April 26, 2013).

Summary of ‘At-Will’ compensation arrangements with the Executive Officers as of February 28, 
2009 (incorporated herein by reference to Exhibit 10.20 to the Form 10-K filed on March 5, 2009).

Form of time lapse restricted stock agreement under the 2004 Stock Incentive Plan (incorporated 
herein by reference to Exhibit 10.1 to the Form 10-Q filed on May 2, 2012).

Summary of compensation arrangements with non-employee directors (incorporated herein by 
reference to Exhibit 10.16 to the Form 10-K filed on February 27, 2015.

2014 Stock Incentive Plan (incorporated herein by reference to Appendix A to the Registrant’s 
definitive Proxy Statement filed on March 17, 2014).

10.18 Marine Products Corporation Cash Based Incentives (Discretionary) Acknowledgement of Cash 

Based Incentives for Executive Officers.

69

Exhibits (inclusive of item 3 above):

Exhibit
Number

Description

3.1 (A) Articles of Incorporation of Marine Products Corporation (incorporated herein by reference to 

Exhibit 3.1 to the Form 10 filed on February 13, 2001).

(B) Certificate of Amendment of Certificate of Incorporation of Marine Products Corporation executed 
on June 8, 2005 (incorporated herein by reference to Exhibit 99.1 to the current report on Form 8-K filed 
on June 9, 2005).

3.2 Amended and Restated Bylaws of Marine Products Corporation (incorporated herein by reference to 

Exhibit 3.2 to the Form 10-Q filed on July 31, 2016).

4 Form of Common Stock Certificate of Marine Products Corporation (incorporated herein by reference to 

Exhibit 4.1 to the Form 10 filed on February 3, 2001).

10.1 Agreement Regarding Distribution and Plan of Reorganization, dated February 12, 2001, by and between 
RPC, Inc. and Marine Products Corporation (incorporated herein by reference to Exhibit 10.2 to the 
Form 10 filed on February 13, 2001).

10.2 Employee Benefits Agreement, dated February 12, 2001, by and between RPC, Inc., Chaparral Boats, 
Inc. and Marine Products Corporation (incorporated herein by reference to Exhibit 10.3 to the Form 10 
filed on February 13, 2002).

10.3 Transition Support Services Agreement, dated February 12, 2001, by and between RPC, Inc. and Marine 
Products Corporation (incorporated herein by reference to Exhibit 10.4 to the Form 10 filed on February 
13, 2001).

10.4 Tax Sharing Agreement, dated February 12, 2001, by and between RPC, Inc. and Marine Products 
Corporation (incorporated herein by reference to Exhibit 10.5 to the Form 10 filed on February 13, 
2001).

10.5 Marine Products Corporation 2004 Stock Incentive Plan (incorporated herein by reference to Appendix B 

to the Definitive Proxy Statement filed on March 24, 2004).

10.6 Form of stock option grant agreement under the 2001 Employee Stock Incentive Plan (incorporated 

herein by reference to Exhibit 10.7 to the Form 10-K filed on March 21, 2003).

10.7 Form of performance restricted stock grant agreement under the 2001 Employee Stock Incentive Plan 
(incorporated herein by reference to Exhibit 10.9 to the Form 10-K filed on March 21, 2003).

10.8 Form of stock option grant agreement under the 2004 Stock Incentive Plan (incorporated herein by 

reference to Exhibit 10.1 to the Form 10-Q filed on November 1, 2004).

10.9 Form of time lapse restricted stock grant agreement under the 2004 Stock Incentive Plan (incorporated 

herein by reference to Exhibit 10.2 to the Form 10-Q filed on November 1, 2004).

10.10 Form of performance restricted stock grant agreement under the 2004 Stock Incentive Plan (incorporated 

herein by reference to Exhibit 10.3 to the Form 10-Q filed on November 1, 2004).

10.11 Supplemental Retirement Plan (incorporated herein by reference to Exhibit 10.16 to the Form 10-K filed 

on March 15, 2005).

70

10.12 First Amendment to 2001 Employee Stock Incentive Plan and 2004 Stock Incentive Plan (incorporated 

herein by reference to Exhibit 10.19 to the Form 10-K filed on March 2, 2007).

10.13 Performance Based Compensation Agreement between James A. Lane, Jr. and Chaparral Boats, Inc. 
(incorporated herein by reference to Exhibit 10.1 to the Form 8-K filed on April 26, 2013).

10.14 Summary of ‘At-Will’ compensation arrangements with the Executive Officers as of February 28, 2009 

(incorporated herein by reference to Exhibit 10.20 to the Form 10-K filed on March 5, 2009).

10.15 Form of time lapse restricted stock agreement under the 2004 Stock Incentive Plan (incorporated herein 

by reference to Exhibit 10.1 to the Form 10-Q filed on May 2, 2012).

10.16 Summary of compensation arrangements with non-employee directors (incorporated herein by reference 

to Exhibit 10.16 to the Form 10-K filed on February 27, 2015.

10.17 2014 Stock Incentive Plan (incorporated herein by reference to Appendix A to the Registrant’s definitive 

Proxy Statement filed on March 17, 2014).

10.18 Marine Products Corporation Cash Based Incentives (Discretionary) Acknowledgement of Cash Based 

Incentives for Executive Officers.

21 Subsidiaries of Marine Products Corporation (incorporated herein by reference to Exhibit 21 to the Form 

10-K filed on March 4, 2008).

23 Consent of Grant Thornton LLP

24 Powers of Attorney for Directors

31.1 Section 302 certification for Chief Executive Officer

31.2 Section 302 certification for Chief Financial Officer

32.1 Section 906 certification for Chief Executive Officer and Chief Financial Officer

101.INS

XBRL Instance Document

101.SCH

XBRL Taxonomy Extension Schema Document

101.CAL

XBRL Taxonomy Extension Calculation Linkbase Document

101.LAB

XBRL Taxonomy Extension Label Linkbase Document

101.PRE

XBRL Taxonomy Extension Presentation Linkbase Document

101.DEF

XBRL Taxonomy Extension Definition Linkbase Document

Any schedules not shown above have been omitted because they are not applicable.

71

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has 

duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

SIGNATURES

Marine Products Corporation

Richard A. Hubbell
President and Chief Executive Officer
February 28, 2017

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the 

following persons on behalf of the Registrant and in the capacities and on the dates indicated.

Name

Title

Date

Richard A. Hubbell

President and Chief Executive Officer
(Principal Executive Officer)

February 28, 2017

Ben M. Palmer

Vice President, Chief Financial Officer and Treasurer February 28, 2017
(Principal Financial and Accounting Officer)

The Directors of Marine Products Corporation (listed below) executed a power of attorney, appointing Richard 

A. Hubbell their attorney-in-fact, empowering him to sign this report on their behalf.

R. Randall Rollins, Director
Gary W. Rollins, Director
Henry B. Tippie, Director
James B. Williams, Director

Timothy C. Rollins, Director
Linda H. Graham, Director
Bill J. Dismuke, Director
Larry L. Prince, Director

Richard A. Hubbell
Director and as Attorney-in-fact
February 28, 2017

72

INDEX TO CONSOLIDATED FINANCIAL STATEMENTS, REPORTS AND SCHEDULE

The following documents are filed as part of this report.

FINANCIAL STATEMENTS AND REPORTS
Management’s Report on Internal Control Over Financial Reporting. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

PAGE
39

Report of Independent Registered Public Accounting Firm on Internal Control Over Financial Reporting . .

Report of Independent Registered Public Accounting Firm on Consolidated Financial Statements . . . . . . . . .

Consolidated Balance Sheets as of December 31, 2016 and 2015 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Consolidated Statements of Operations for each of the three years ended December 31, 2016 . . . . . . . . . . . . .

Consolidated Statements of Comprehensive Income for each of the three years ended December 31, 2016 .

Consolidated Statements of Stockholders’ Equity for each of the three years ended December 31, 2016. . . .

Consolidated Statements of Cash Flows for each of the three years ended December 31, 2016 . . . . . . . . . . . .

40

41

42

43

44

45

46

Notes to Consolidated Financial Statements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

47-65

SCHEDULE

Schedule II — Valuation and Qualifying Accounts . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

73

Schedules not listed above have been omitted because they are not applicable or the required information is 

included in the consolidated financial statements or notes thereto.

SCHEDULE II—VALUATION AND QUALIFYING ACCOUNTS

MARINE PRODUCTS CORPORATION AND SUBSIDIARIES (in thousands of dollars)

Description
Year ended December 31, 2016

Allowance for doubtful accounts . . . . . . . . . . . . . . . . . .
Deferred tax asset valuation allowance . . . . . . . . . . . . .

Year ended December 31, 2015

Allowance for doubtful accounts . . . . . . . . . . . . . . . . . .
Deferred tax asset valuation allowance . . . . . . . . . . . . .

Year ended December 31, 2014

Allowance for doubtful accounts . . . . . . . . . . . . . . . . . .
Deferred tax asset valuation allowance . . . . . . . . . . . . .

For the years ended December 31, 2016, 2015 and 2014

Balance at
Beginning
of Period

Charged to
Costs and
Expenses

Net
(Write-Offs)/
Recoveries

Balance
at End of
Period

$
25
$ 4,694

$
25
$ 4,401

$
25
$ 4,359

$ —
$ —

$ —
$ 293

$ —
$ 42

$ —
$ (169)

$ —
$ —

$ —
$ —

$
25
$ 4,525

$
25
$ 4,694

$
25
$ 4,401

73

SELECTED QUARTERLY FINANCIAL DATA (UNAUDITED)

(in thousands except per share data)
2016
Net sales . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Gross profit. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Net income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Earnings per share — basic (a) . . . . . . . . . . . . . . . . . . . . . . . . .
Earnings per share — diluted (a). . . . . . . . . . . . . . . . . . . . . . . .

2015
Net sales . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Gross profit. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Net income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Earnings per share — basic (a) . . . . . . . . . . . . . . . . . . . . . . . . .
Earnings per share — diluted (a). . . . . . . . . . . . . . . . . . . . . . . .

First

Second

Third

Fourth

$ 63,665
12,688
3,921
0.10
0.10

$

$ 65,066
13,808
4,818
0.13
0.13

$

$ 55,361
11,768
4,284
0.11
0.11

$

$ 57,238
12,203
3,722
0.10
0.10

$

$ 50,644
10,205
2,929
0.08
0.08

$

$ 59,498
12,604
4,429
0.12
0.12

$

$ 47,038
9,874
3,103
0.08
0.08

$

$ 49,881
11,117
3,845
0.10
0.10

$

(a) The sum of the earnings per share for the four quarters may differ from annual amounts due to the required method of computing the 

weighted average shares for the respective periods.

74

Corporate Information

OFFICERS
R  Randall Rollins
Chairman of the Board of Directors

Richard A  Hubbell
President and Chief Executive Officer

Linda H  Graham
Vice President and Secretary

Ben M  Palmer
Vice President, Chief Financial Officer
and Treasurer

DIRECTORS
R  Randall Rollins §
Chairman of the Board, Rollins, Inc. (consumer
services) and Chairman of the Board, RPC, Inc.
(oil and gas services)

Henry B  Tippie *†
Chairman of the Board and Chief Executive Officer,
Tippie Services, Inc. (management services)

James B  Williams *
Retired Chairman of the Executive Committee,
SunTrust Banks, Inc. (bank holding company)

Gary W  Rollins §
Vice Chairman and Chief Executive Officer,
Rollins, Inc. (consumer services)

Richard A  Hubbell §
President and Chief Executive Officer and
President and Chief Executive Officer, RPC, Inc.
(oil and gas services)

Linda H  Graham
Vice President and Secretary and Vice President
and Secretary, RPC, Inc. (oil and gas services)

Bill J  Dismuke °
Retired President, Edwards Baking Company
(manufacturer of pies and pie parts)

Larry L  Prince *
Retired Chairman of the Board, Genuine Parts 
Company
(automotive parts distributor)

Timothy C  Rollins
Vice President of Rollins Investment Company 
(management services)

* Member of the Audit Committee, Compensation
  Committee, Diversity Committee, and Nominating and
  Governance Committee

† Chairman of the Audit Committee, Compensation
  Committee, Diversity Committee, and Nominating
  and Governance Committee

§ Member of the Executive Committee

°  Member of the Audit Committee

STOCKHOLDER INFORMATION
Corporate Offices
Marine Products Corporation
2801 Buford Highway NE, Suite 520
Atlanta, Georgia 30329
Telephone: 404.321.7910

Stock Listing
New York Stock Exchange

Ticker Symbol
MPX

Investor Relations Website
www.marineproductscorp.com

Transfer Agent and Registrar
For inquiries related to stock certificates, including changes 
of address, please contact:

American Stock Transfer & Trust Company, LLC
Shareholder Services Department
6201 15th Avenue
Brooklyn, NY 11219
Telephone: 800.937.5449
info@amstock.com
www.amstock.com

Annual Meeting
The annual meeting of Marine Products Corporation will be held at
12:00 p.m., April 25, 2017, 2170 Piedmont Road, NE, Atlanta, GA 30324.

In Memoriam
James Albert “Jim” Lane, Jr 
September 23, 1942 – March 19, 2016
Member of the Board of Directors, Marine Products Corporation
Executive Vice President, Marine Products Corporation
President, Chaparral Boats, Inc.
Member of the Board of Directors, RPC, Inc.

Caution Concerning Forward-Looking Statements
The Annual Report contains statements that constitute “forward-looking statements” under 
the Private Securities Litigation Reform Act of 1995, including all statements that look forward 
in time or express management’s beliefs, expectations or hopes. In particular, such statements 
include, without limitation, the anticipated benefits of our investment portfolio, anticipated 
dividend payments in fiscal 2017, the Company’s belief that its current liquidity position 
will support both current operations as well as future growth opportunities, expectations 
regarding strong cash flow in fiscal 2017, the response of the Company’s business to the 
recent loss of a top executive, the Company’s expectations regarding a strong upcoming retail 
selling season and the position of its products to meet customers’ preferences, the Company’s 
expectations that Robalo outboard sport fishing boats are continuing to gain market share, 
and along with Chaparral outboard models, account for a growing percentage of Company 
sales, the Company’s belief that the market for its products is expanding, market opportunities 
presented by boaters who know the Company’s name and quality, but are interested in a 
broader array of power choices, the impact of and opportunities presented by the Company’s 
higher production volumes; and the Company’s receptiveness to considering acquisition 
candidates which manufacture complementary products. The actual results of the Company 
could differ materially from those indicated by the forward-looking statements because of 
various risks and uncertainties, including, without limitation, those identified under the 
title “Risk Factors” in the Company’s Annual Report on Form 10-K included as part of this 
Annual Report. In addition, the payment of future dividends is subject to Board discretion and 
depends on many factors, including the Company’s available cash flow and competing uses 
for cash. All of the foregoing risks and uncertainties are beyond the ability of the Company 
to control, and in many cases the Company cannot predict the risks and uncertainties that 
could cause its actual results to differ materially from those indicated in the forward-looking 
statements. The Company does not undertake to update these forward-looking statements.

2801 Buford Highway NE, Suite 520
Atlanta, Georgia 30329
404.321.7910  www.marineproductscorp.com

© 2017 Marine Products Corporation
All rights reserved. The names of other companies and products 
mentioned herein may be the trademarks of their respective owners.