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Marine Products

mpx · NYSE Consumer Cyclical
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Ticker mpx
Exchange NYSE
Sector Consumer Cyclical
Industry Auto - Recreational Vehicles
Employees 501-1000
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FY2023 Annual Report · Marine Products
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SUSTAINED BRAND LEADERSHIP
SUSTAINED BRAND LEADERSHIP
SUSTAINED BRAND LEADERSHIP

2023 ANNUAL REPORT
2023 ANNUAL REPORT
2023 ANNUAL REPORT

MARINE PRODUCTS CORPORATION
(NYSE: MPX) designs, manufactures and 
distributes premium-branded Chaparral sterndrive 
and outboard pleasure boats and Robalo outboard 
sport fishing boats through 203 domestic and 88 
international independent dealers 

With premium brands, a solid capital 
structure and a strong independent 
dealer network, Marine Products is a 
market leader that has consistently 
generated strong financial performance 
and paid dividends to our stockholders 

Marine Products also seeks to utilize 
its financial strength to capitalize on 
opportunities that profitably increase its 
market share and broaden its product 
offerings within the pleasure boat 
market  For more information, visit our 
website at MarineProductsCorp com 

Featured on front cover: Robalo R360

Featured on back cover: Chaparral OSX 300

Featured above: Chaparral SSi 23 OB

For specific product information, please visit: 

ChaparralBoats com

Robalo com    

01                                                                                                 2023 FINANCIAL HIGHLIGHTS

02                                                                                                    LETTER TO STOCKHOLDERS

04                                             LEVERAGING TECHNOLOGY, INNOVATION AND EFFICIENCY

05                                                                CHAPARRAL 310 OSX – THE LEGACY CONTINUES

06                                                                                                      2024 PRODUCT OVERVIEW

07                                                                                                                        2023 FORM 10-K

Inside Back Cover                                                                                CORPORATE INFORMATION

R180      n       CENTER CONSOLE

206     n       CAYMAN BAY BOAT

R207      n       DUAL CONSOLE

21 SF    n       SSI

 
 
 
  
2023 FINANCIAL HIGHLIGHTS

NET SALES
(in thousands)

NET INCOME
(in thousands)

6
3
1
,
2
9
2

$

5
2
8

,

9
3
2

$

4
1
0

,

8
9
2

$

5
9
9

,

0
8
3

$

,

9
2
7
3
8
3

$

9
3
2

,

8
2

$

4
4
4

,

9
1

$

6
2
0

,

9
2

$

7
4
3

,

0
4

$

5
9
6

,
1
4

$

2019
2019

2020
2020

2021
2021

2022
2022

2023

2019
2019

2020
2020

2021
2021

2022
2022

2023

TOTAL NUMBER OF BOATS SOLD

AVERAGE SELLING PRICE PER UNIT
(in thousands)

5
2
8

,

4

9
8
6

,

3

5
6
1
,
4

1
3
3

,

4

2019
2019

2020
2020

2021
2021

2022
2022

9
3
1
,
4

2023

3
5

$

6
5

$

2
6

$

7
7

$

2019
2019

2020
2020

2021
2021

2022
2022

2
8

$

2023

(DOLLARS IN THOUSANDS EXCEPT PER SHARE AMOUNTS)

NET SALES  

GROSS PROFIT 

2019 

2020 
  $ 292,136      $  239,825  

2021 

2022   

2023          

   $  298,014     $  380,995 

  $ 383,729

  $  65,394     $  53,605 

  $  68,272  

$  93,717 

  $  90,379

OPERATING INCOME  

  $  34,135     $  24,361 

  $  36,392 

NET INCOME 

  $   28,239     $  19,444  

  $  29,026 

$  51,796     $  49,202 
$  40,347     $  41,695 

DILUTED EARNINGS PER SHARE 

  $ 

0.83     $ 

0.57  

  $ 

0.85 

$ 

1.18 

  $ 

1.21

GROSS PROFIT MARGIN   

  22.4%     

22.4%  

22.9%   

24.6% 

  23.6% 

250     n      OSX

267     n      SSX

28     n      SURF

 
   
   
   
 
 
 
 
  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
LETTER TO STOCKHOLDERS

During 2023, we saw positive operating momentum in the 
first half of the year, followed by a softening of strong post-
COVID industry demand dynamics in the second half. Overall, 
we delivered solid financial performance, increasing our net 
sales, EPS and operating cash flow. We also continued to 
pay an attractive dividend and maintained a highly liquid and 
debt-free balance sheet. Economic uncertainty, higher interest 
rates, and building inventories in our dealers’ showrooms have 
clearly slowed the recent momentum boat manufacturers have 
enjoyed during the past few years. However, our relentless 
focus on product improvement and innovation, manufacturing 
efficiencies, investments in our dealer network, and 
conservative financial stewardship remain unchanged. We have 
taken the appropriate actions to manage our cost structure 
due to lower production levels, while still making investments 
that are key to driving long-term profitable growth. In fact, 
our discipline and focus on cash flow has resulted in a cash 
accumulation of more than $70 million on the balance sheet. 
This provides ample liquidity to make internal investments as 
well as explore more significant strategic actions to increase 
our scale and enhance our growth outlook.

SSX 267

For the full year 2023, net sales increased 1% to $383.7 million. 
Unit sales decreased 4%, with strong order flow in the first 
half of the year transitioning to softer order patterns in the 
second half. Our price increases to cover higher costs and 
shift to larger, higher-priced boats more than offset incentive 
program activity to drive an overall net pricing and mix benefit. 
We implemented retail incentive programs in the third quarter 
to encourage sales at the retail level. Our best-selling models 
in 2023 continued to be two of our 21- and 23-foot Chaparral 
sterndrive sport boats, together representing about 20% of our 
total units sold.

Gross profit in 2023 was $90.4 million, down from $93.7 million 
last year, largely due to increased promotional activities, and 
contracting production volume and associated manufacturing 
inefficiencies. Gross margin was 23.6% of net sales in 2023, 
compared with 24.6% in 2022. In response to easing demand, 

2

We increased our net sales, EPS, 
and operating cash flow and continued
to pay an attractive dividend while 
maintaining a debt-free balance sheet.

we adjusted our variable labor costs and production schedules 
to reflect current order patterns and customer indications. 
Selling, general and administrative expenses increased slightly 
to $43.2 million, up from $41.9 million last year. In addition to 
general inflationary factors, we invested aggressively in dealer 
sales and technical training, demonstrating our commitment 
to these critical relationships. Operating income in 2023 was 
$49.2 million or 12.8% of net sales, compared with $51.8 million 
or 13.6% of net sales, in 2022. 

Interest income was $2.9 million, up significantly from $0.3 
million last year due to larger cash balances and higher earned 
investment yields. Earnings before interest, taxes, depreciation 
and amortization(1) (EBITDA) was $51.6 million in 2023, 
compared with $53.7 million in 2022.

We generated net income of $41.7 million or $1.21 of diluted 
earnings per share (EPS) in 2023, up from $40.3 million or $1.18 
of diluted EPS last year. Our effective tax rate was 19.9% in 
2023, slightly lower than the 22.6% from last year. 

We are pleased to deliver another year of strong cash flow. 
The company generated $56.8 million in net cash provided 
by operating activities during 2023, up from $49.3 million in 
2022. A significant contributor to cash flow growth was working 
capital changes as easing supply chain constraints allowed us 
to complete and ship units to reduce our inventories. 

2023 capital expenditures of $10.2 million were higher than 
capital expenditures of $2.5 million last year. We invested in 
our fleet of trailers and our warehouses, driving the majority 
of the increase. We are also making investments in our facility 
in 2024 with the planned installation of a rooftop solar energy 
system at our manufacturing site in Nashville, Georgia. Beyond 
the environmental benefits of alternative energy sources, we 
expect to derive cost savings from this investment. We plan 
to continue increasing our selective use of robotics to ensure 
consistency in our production processes and enhance the safe 
working conditions for our employees.

During 2023 our Board of Directors continued the Company’s 
regular quarterly cash dividends for the twelfth consecutive 
year. We paid $19.3 million in dividends ($0.56 per share), an
increase of $2.2 million compared with $17.1 million in 2022. 

(1) EBITDA is a financial measure that does not conform to generally accepted 
accounting principles (GAAP). Additional disclosures regarding this non-GAAP 
financial measure, including a reconciliation of EBITDA to net income, is found on 
page 63 of this Marine Products Corporation 2023 Annual Report.

R250

As a result of our strong cash flows, we finished 2023 with 
$72.0 million in cash, up from $43.2 million at the end of last 
year. We view our dividend policy as a vital component of long-
term shareholder value creation and will continue to assess 
our regular dividend as well as other means of distributing 
excess capital to our shareholders. 

During 2023, within its category and size range, Chaparral’s 
retail market share ranked number one. During this same time, 
Robalo held the third highest retail market share in its size 
range. When combining the retail market share of Chaparral 
and Robalo outboards, in the fiberglass boat category and 
size range, Marine Products Corporation ranked number one 
compared with all independent boat builders. We are proud 
of these accomplishments and the consistency of the strong 
market share results within our product lines in recent years. 
Another consistent accomplishment relates to the recent 
announcement that both Chaparral and Robalo won the CSI 
Award for customer satisfaction for the 17th consecutive year.  

As mentioned above, we are emerging from several years of 
high demand in the recreational boating industry characterized 
by a strong consumer appetite for outdoor activities post-
COVID and previously low interest rates. As the industry 
returns to normalized conditions, dealers are facing less 
consumer urgency for purchases, higher interest rates that 
increase costs to consumers who finance purchases and 
generally high inventory levels across the channel. All told, 
we have adjusted our manufacturing operations costs and 
implemented promotional incentives to stimulate demand and 
de-stock the channel. 

During this time, however, we will press forward on initiatives 
to improve both near-term and long-term financial results and 
position ourselves for success regardless of external factors. 
These projects include efforts to improve our efficiency in our 
manufacturing facilities, continued innovation and industry-
leading product designs and features, and ongoing partnerships 
with our dealers to maximize our share of the market. 

Furthermore, we have ample capital to invest in more 
significant opportunities should they arise, particularly 
potential acquisitions. We have remained disciplined over the 
years and accumulated a substantial cash position. We believe 
acquisitions could offer unique value creation opportunities 
and a pathway to accelerated growth and increased scale. 

Lastly, I want to thank all our stockholders, employees 
and dealers for your continued support and commitment. 
We believe we have some of the best boat makers in the 
industry and that their commitment to their craft underpins 
the outstanding reputation Chaparral and Robalo enjoy in the 
marketplace. To our dealers, many of whom have been with 
us for several decades, you represent our company to the 
consumer, ultimately serving as our brand ambassadors. We 
appreciate your support and partnership and look forward to 
continued, shared success.

Sincerely, 

BEN M. PALMER
President and Chief Executive Officer 

3

R317

LEVERAGING INNOVATION, 
TECHNOLOGY AND EFFICIENCY

With over 1.2 million square feet of manufacturing space at our 
Nashville, Georgia campus, we are one of the largest single-
site recreational boat builders in the world. One of the keys 
to our success is consistently investing in technology to drive 
innovation, generate efficiencies and improve safety. Over 
the years, we have invested in several initiatives to drive us 
forward on these fronts.

Virtual reality design studio. New products are the lifeblood 
of our company and our ability to deliver innovative boat 
designs and features to our customers has been a hallmark 
for both Chaparral and Robalo over the years. Our computer-
aided modeling capabilities leverage virtual reality technology 
to allow our designers to build boats within the software and 
perform 3D active “walk-throughs” using VR headsets. This 
enables us to experience the boat virtually, enhance layouts 
and features, identify potential improvements, and avoid 
the time and expense of prototyping physical boats. This 
investment delivered a step-change improvement in our design 
and engineering capabilities. We currently have 6 high-end 
graphics workstations for processing and modeling complex 
boat assemblies.

3D printing machines. Our investment in 3D printing 
capabilities has been crucial to our design and innovation

success, enabling us to produce custom machined parts 
on site quickly. Having this asset in-house accelerates our 
development processes, as we do not rely on third parties 
for unique parts production. We are able to move from 
conceptualized parts and molds to tangible prototypes in 
real-time on the shop floor. These extrusion printers have been 
used in developing key innovative features and designs used in 
many of our boats today.

Manufacturing robotics. We are increasingly using robotics to 
perform certain tasks, such as parts handling and cutting, to 
leverage the skill of our craftsmen and reduce unnecessary 
physical demands. This creates a safer production environment 
and allows our workers to focus on areas that drive maximum 
quality and consistency. While boat manufacturing is a truly 
hands-on process requiring the skilled craftsmanship of all of 
our production employees, we are always seeking to maximize 
efficiency and will continue to invest selectively in automation 
to improve quality and reduce costs.

Solar panel installation. We have a significant solar panel 
installation slated for 2024. Beyond the environmental benefits 
of using alternative energy sources, we expect this project to 
drive cash savings. This equipment will have the capability to 
supply a sizable portion of our energy needs at our Nashville, 
Georgia manufacturing site.

R250

4

CHAPARRAL 310 OSX – THE LEGACY CONTINUES

Premiering at the February 2024 Miami International Boat 
Show, Chaparral announced the newest model to join the OSX 
lineup. The Chaparral 310 OSX made its grand debut to avid 
boating enthusiasts, revealing sleek new features and product 
enhancements. The 310 OSX will meet many of your family’s 
boating needs with an overall length of approximately 31 
feet, and the deep bow providing one of the biggest and most 
elegant rides that Chaparral has to offer. The extended size of 
the boat brings a great experience to your family and friends 
thanks to its yacht-certified passenger capacity.

Long weekends on the water are made easy thanks to many 
of the detailed designs and enhanced technology provided 
by the OSX. In addition to the spacious cabin, head and 
wet bar, discriminating captains will appreciate the detailed 
functionality of push-button lighted stainless-steel switches, 
tilt steering wheel, lighted compass, and crisp, clean digital 
gauges and the Simrad® multifunction engine data displays, 
GPS chart plotter, depth sounder, and more.

One of the distinctive aspects of the 310 OSX is its design, 
focused on maximizing comfort and space. The boat includes 
a convenient side entry door, abundant seating, and extensive 
storage solutions, catering to the needs and comfort of its 
passengers by embodying luxury and innovation for day 
boating enthusiasts. This design approach is in line with
Chaparral’s reputation for producing high-quality, luxury sport 
boats that are both functional and stylish.

Although the specific details of the 310 OSX were highlighted 
at the boat show, it shares lineage with the entire OSX series 
known for its unique and striking design and efficient use of 
space provided by innovative hull designs, enhancing the 
onboard experience.

The 310 OSX will meet many of your 
family’s boating needs with an overall length 
of approximately 31 feet. The deep bow 
provides one of the biggest and most elegant 
rides that Chaparral has to offer.

The Chaparral 310 OSX represents a blend of luxury, innova-
tion, and performance, designed to meet the high standards 
and expectations of day boaters looking for an exceptional 
maritime experience. The 310 OSX further solidifies Chaparral 
Boats’ reputation in the luxury sport boat market. 

Locate a dealer near you and find an opportunity to climb 
aboard, take a closer look at the 310 OSX and tour this huge 
new addition to the Chaparral legacy.

OSX 310

2024 PRODUCT OVERVIEW

SSi SPORT BOATS
Chaparral’s SSi sport boat and premium bowrider is produced for the 
quality and style-conscious recreational boater. The 19 to 23 foot SSi 
models continue to set a high standard for engineering excellence, 
attractive  styling,  and  quality  materials  and  workmanship.  Our 
fiberglass  sterndrive  and  outboard-powered  SSi  models  are  high-
value runabouts marketed to family groups. The SSi is designed to 
feature  the  handling  of  a  runabout,  with  the  style  of  a  sport  boat 
and open concept layout. Select models offer Ski & Fish options to 
meet  specific  needs.  All  lengths  include  trailers  and  are  marketed 
with National Advertised Prices.

SSX LUXURY SPORT BOATS
For the 2024 model year, Chaparral offers 24 to 34 foot Luxury Sport 
Boats. Various SSX models are offered with an enclosed head, expanded 
swim platform, transom sun lounge, and some have the option of a wet 
bar  in  the  cockpit.  The  SSX  series  offers  high-end  performance  with 
premium  components  from  bow  to  stern.  Additionally,  multiple  SSX 
boats are standard with the award-winning Infinity Power Step for easy 
onboarding and exiting to and from the water!

          247 SSX          267 SSX          287 SSX

  307 SSX          347 SSX  

19 SSI Outboard
21 SSi SKI & FISH
21 SSi Outboard SKI & FISH
23 SSi Outboard

21 SSi
21 SSi Outboard
23 SSi

OSX OUTBOARD LUXURY SPORT BOATS
Chaparral’s OSX luxury outboard sport boats combine everything an 
avid boater loves about high-end pleasure cruising with the power of 
an outboard motor. The model line stretches from 25 to 31 feet, packed 
with  generous  seating  options  and  plenty  of  room  for  entertaining 
guests. An enclosed cabin with head, found on our larger OSX boats, 
provides  many  amenities  for  long  weekends  on  the  water,  while  an 
elegant,  enclosed  privacy  head  is  found  on  our  smaller  models. 
Enjoy  abundant  sun  lounge  options,  premium  performance  silicone 
upholstery, and yacht-like comfort.

                               250 OSX         270 OSX         280 OSX         310 OSX

SURF SERIES
Endless  wave,  endless  fun.  The  SURF  Series  combines  everything 
you love about the SSi and SSX lines with the excitement of surfing. 
Wakesurfing is more thrilling and easier to enjoy than ever, thanks to 
the Malibu Surf GateTM that lets you instantly adjust your wake—no 
repositioning necessary! Powered by Volvo and Mercruiser forward-
facing drives, the SURF features a Simrad® touch-screen display that 
makes  controlling  your  ride  easy  and  straightforward.  Fiberglass 
multipurpose  bowriders,  the  SURF  Series  models  are  marketed  to 
both  experienced  and  value-conscious  buyers.  These  boats  are 
designed  to  enhance  the  wake  of  the  boat  to  accommodate  the 
popular sport of wakesurfing. Additionally, the 26, 28 and 30 SURF 
are  built  standard  with  the  award-winning  Infinity  Power  Step  for 
easy onboarding and exiting to and from the water!

             21 SURF        23 SURF        26 SURF 

                                                     28 SURF         30 SURF    

ROBALO CAYMAN BAY BOATS
The  Cayman  Series  ranges  from  20  to  26  feet  and  brings  Robalo 
quality, style and performance to a bay boat. Robalo engineers have 
successfully mixed a shallow water draft with a soft-riding Extended 
V-PlaneTM  hull  design.  Robalo’s  Cayman  models  offer  rock-solid 
stability;  high-quality  upholstery;  high-tech,  space-efficient  cockpit, 
and  a  tower  with  upper  station  controls  on  the  246  and  266  Sky 
Deck. Each model also includes a trailer and a wide array of fishing 
features at Reel Deal pricing.

                              206          226          246          246 SKY DECK       
           266          266 SKY DECK

ROBALO CENTER CONSOLES
Robalo’s Reel Deal pricing is available for 18 to 36 foot models. The 
Kevlar®  reinforcement  and  a  seaworthy  hull  design  on  the  Robalo 
Center Console Series provides the serious boater with peace of mind. 
Whether you’re trolling with hooks in the water or motoring through the 
tough stuff in search of a trophy catch, a powerful engine and Robalo’s 
Hydro LiftTM hull design can speed you to the hottest fishing spots.

ROBALO EXPLORER – CENTER CONSOLES
The Explorer Series of Center Consoles embraces the classic design 
of a center console, providing the perfect opportunity to enjoy a day 
of  water  sports,  pleasure  cruising  or  landing  a  trophy  fish.  Robalo’s 
Explorer  Series  is  equipped  with  center  console  versatility  and  per-
formance, and family comfort takes center stage. These high-quality 
boats are equipped with luxury standard touches and enough space 
that the entire family will enjoy being on the water. 

R202EX         R222EX         R232EX

ROBALO DUAL CONSOLES
Multi-purpose  outboard  fishing  boats  like  the  Robalo  Dual  Console 
with  Reel  Deal  pricing  are  enjoying  increased  popularity  in  today’s 
market! Today’s fishermen want a boat that does more than just fish, 
and  the  dual  console  does  just  that.  Serious  anglers  will  appreciate 
the secure rod storage, raw water wash down, self-bailing cockpit and 
standard livewell. Fish in the morning, tow the kids all afternoon and 
then cruise as the sun sets.

        R180          R200          R222         R230       

R250         R270          R302         R360

                         R207        R317

6

 
       
 
 
 
 
 
 
 
  
                          
 
                
                          
 
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-K

  Annual report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 
 

Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

FOR THE FISCAL YEAR ENDED DECEMBER 31, 2023
Commission file No. 1-16263

MARINE PRODUCTS CORPORATION
(Exact name of registrant as specified in its charter)

Delaware

(State of Incorporation)

58-2572419

(I.R.S. Employer Identification No.)

2801 Buford Highway NE, Suite 300

Atlanta, Georgia 30329

(404) 321-7910

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol

Name of each exchange on which registered

Common Stock, $0.10 Par Value

MPX

New York Stock Exchange

 Securities registered pursuant to section 12(g) of the Act: 

None

Indicate by check mark 

• Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.

• Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.

• Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the 
Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required 
to file such reports), and (2) has been subject to such filing requirements for the past 90 days.

YES  NO













• Indicate  by  check  mark  whether  the  registrant  has  submitted  electronically  every  Interactive  Data  File  required  to  be 
submitted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such 
shorter period that the registrant was required to submit such files).





•  Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting 
company or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company” 
and “emerging growth company” in Rule 12b-2 of the Exchange Act. (Check one):

Large accelerated filer   Accelerated filer   Non-accelerated filer   Smaller reporting company  

 Emerging growth company 

•  If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period 
for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. 
•  Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the 
effectiveness of its internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) 
by the registered public accounting firm that prepared or issued its audit report.



•  If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the 

registrant included in the filing reflect the correction of an error to previously issued financial statements.

•  Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-
based compensation received by any of the registrant’s executive officers during the relevant recovery period pursuant to 
§240.10D-1(b). 

•  Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).









The  aggregate  market  value  of  Marine  Products  Corporation  common  stock  held  by  non-affiliates  on  June  30,  2023,  the  last  business  
day of the registrant’s most recent second fiscal quarter, was $139,927,749  based on the closing price on the New York Stock Exchange on 
June 30, 2023 of $16.86 per share.

Marine Products Corporation had 34,682,949 shares of common stock outstanding as of February 20, 2024.

Portions of the Proxy Statement for the 2024 Annual Meeting of Stockholders of Marine Products Corporation are incorporated by reference into  
Part III, Items 10 through 14 of this report.

DOCUMENTS INCORPORATED BY REFERENCE

 
 
(This page has been left blank intentionally)

Table of Contents

MARINE PRODUCTS CORPORATION
Form 10-K
For the Year Ended December 31, 2023

Table of Contents

Part I 

Part III

ITEM 1. 

Business ................................................................................ 12

ITEM 10.   Directors, Executive Officers and  

ITEM 1A. 

Risk Factors  ....................................................................... 20

ITEM 1B.  Unresolved Staff Comments  ........................................ 24

ITEM 1C.  Cybersecurity  ................................................................... 24

Properties  ........................................................................... 25

Legal Proceedings  .......................................................... 25

Corporate Governance .................................................. 55

ITEM 11.  

ITEM 12. 

Executive Compensation ............................................... 55

Security Ownership of Certain Beneficial  
Owners and Management and Related  
Stockholder Matters ........................................................ 56

ITEM 13.   Certain Relationships and Related Party 

Transactions, and Director Independence .............. 56

Mine Safety Disclosures  ............................................... 25 

ITEM 14.   Principal Accounting Fees and Services .................. 56

ITEM 2. 

ITEM 3. 

ITEM 4. 

Part II

ITEM 5. 

ITEM 6. 

ITEM 7. 

Market for Registrant’s Common Equity,  
Related Stockholder Matters and Issuer  
Purchases of Equity Securities..................................... 26

[Reserved]  ...........................................................................27

Management’s Discussion and Analysis  
of Financial Condition and Results  
of Operations ......................................................................27

ITEM 7A.  Quantitative and Qualitative Disclosures  

about Market Risk ..............................................................31

ITEM 8. 

ITEM 9. 

Financial Statements and  
Supplementary Data ....................................................... 32

Changes in and Disagreements  
with Accountants on Accounting and  
Financial Disclosures ...................................................... 54

ITEM 9A.  Controls and Procedures ..............................................  54

ITEM 9B.  Other Information ............................................................. 54

ITEM 9C.  Disclosure Regarding Foreign  

Jurisdictions that Prevent Inspections ....................... 54

Part IV 

ITEM 15.   Exhibits and Financial Statement  

Schedules ............................................................................57

ITEM 16.   Signatures ........................................................................... 59

Index to Consolidated Financial  
Statements, Reports and Schedule ............................ 60

Schedule II – Valuation and  
Qualifying Accounts ......................................................... 61

Marine Products Corporation 2023 10-K

9

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Part I 
Forward-Looking Statements

Part I

References in this document to “we,” “our,” “us,” “Marine Products,” or “the Company” mean Marine Products Corporation (“MPC”) and its 
subsidiaries,  Chaparral  Boats,  Inc.  (“Chaparral”)  and  Robalo  Boats,  LLC  (“Robalo”),  collectively  or  individually,  except  where  the  context 
indicates otherwise.

insightful, 

FORWARD-LOOKING STATEMENTS
Certain statements made in this report that are not historical facts are 
“forward-looking statements” under the Private Securities Litigation 
Reform Act of 1995. Such forward-looking statements may include, 
without limitation, statements regarding: the Company’s belief that it 
intends to remain a leading manufacturer of recreational powerboats 
for sale to a broad range of consumers worldwide; the Company’s 
belief that Chaparral will continue to expand the range of its offerings 
through 
innovative  product  design  and  quality 
manufacturing  processes  to  reach  an  increasingly  discerning 
recreational  boating  market;  the  Company’s  belief  that  there  is 
currently  an  adequate  supply  of  engines,  resins  and  fiberglass 
available in the market; the Company’s belief that relevant supply 
chains  will  continue  to  be  less  constrained  than  they  were 
immediately following the COVID-19 pandemic; the Company’s plans 
to  continue  purchasing  sterndrive  engines  through  the  American 
Boatbuilders  Association  (“ABA”)  on  a  voluntary  basis  in  order  to 
receive  volume-based  purchase  discounts  and  expectation  that 
such discounts will continue to be made available; the Company’s 
intention to continue to assess demand and dealer management to 
manage production at appropriate levels, and its expectation that it 
will be able to do so; and the Company’s belief that dealer inventories 
of its boat models are more than sufficient to meet the current level 
of retail customer demand; its estimates of sales order backlogs; the 
Company’s belief that increases in the cost of certain components, 
international tariffs, operating costs, and the impact of environmental 
regulation have increased the cost of boats and boat ownership in 
recent  years  and  that  these  trends  may  continue;  the  Company’s 
belief  that  it  is  well  positioned  to  take  advantage  of  industry 
conditions;  the  Company’s  strategies  described  under  “Business  – 
Strategies,”  including  but  not  limited  to  its  goals  of  coordinating  a 
complex supply chain to ensure that raw materials and parts used in 
manufacturing our products are delivered on a timely basis, and to 
leverage its buying power through economies of scale and achieve 
improved  pricing  on  components;  the  Company’s  belief  that  its 
corporate  infrastructure  and  marketing  and  sales  capabilities,  in 
addition to its financial strength, and its nationwide presence, enable 
it  to  compete  effectively  against  its  competitors;  the  Company’s 
marketing strategy to increase market share by expanding dedicated 
sales, marketing and distribution systems; the Company’s plans to 
continue providing incentives, sales education, technical training and 
other support to its independent dealers in order to enhance their 
effectiveness and customer retention; the Company’s belief that the 
nationally  advertised  fixed  retail  pricing  gives  the  consumer 
confidence  that  they  are  getting  the  best  possible  price  and 
encourages consistent pricing across the Company’s dealer network; 
the Company’s plan to manage production and dealer order backlog 
to  optimize  operating  results  and  reduce  risk  in  the  event  of  a 
downturn  in  sales  of  our  products,  and  that  order  backlog  will  be 
used  to  match  production  levels  with  expected  demand,  ensuring 
efficient cost management and productivity and its goal to achieve 
such  efficient  cost  management  and  productivity;  the  Company’s 

plan  to  maintain  a  flexible,  variable  cost  structure  which  can  be 
reduced quickly when deemed appropriate and its goal to achieve 
such  quick  reductions;  The  Company’s  goal  to  create  a  positive, 
memorable  experience  for  customers  through  the  design  of  its 
products and marketing, while meeting the challenges of an evolving 
environment  which  calls  for  the  increased  use  of  technology  to 
conduct  virtual  marketing  and  product  demonstration;  The 
Company’s  strategy  to  monitor  the  recreational  boat  market  for 
strong  complementary  product  lines  which  we  may  enter  through 
new  product  development  or  acquisition;  The  Company’s  goal  to 
extend brand name recognition to enhance the success of new boat 
models that complement our existing offerings; The Company’s goal 
to  improve  sales  and  profits  by  increasing  the  utilization  of  our 
manufacturing  capacity;  The  Company’s  strategy  to  monitor  the 
activities and financial condition of our dealers and of the third-party 
floor  plan  lenders  who  finance  our  dealers’  inventories;  the 
Company’s  goal  to  maximize  stockholder  return  by  optimizing  the 
balance of cash invested in the Company’s productive assets, the 
payment  of  dividends  to  stockholders,  and  the  repurchase  of  the 
Company’s common stock on the open market; the Company’s goal 
to  align  the  interests  of  our  management  and  stockholders;  the 
Company’s  plans  to  consider  making  strategic  acquisitions;  the 
Company’s belief that its facilities comply in all material aspects with 
the  regulations  of  the  EPA  and  OSHA;    the  Company’s  belief  that 
currently,  no  material  expenditure  will  be  required  to  comply  with 
existing  environmental  or  safety  regulations;  the  Company’s  belief 
that  its  health  care  program  improves  employee  well-being  by 
facilitating access to healthcare; the Company’s belief that, except 
for the Chaparral and Robalo trademarks, it is not dependent upon 
any single trademark or trade name or group of trademarks or trade 
names; the Company’s belief that quarterly operating results for the 
second quarter traditionally record the highest sales volume for the 
year because this corresponds with the highest retail sales volume 
period, that the fourth quarter similarly often records the lowest sales 
volume, and the implication that such traditional seasonal patterns 
may be expected to hold true in the future, although they may not; 
the  Company’s  belief  that  recent  increases  in  interest  rates  has 
reduced  retail  demand  for  smaller  boats,  and  that  purchasers  of 
smaller  boats  are  more  sensitive  to  increases  in  the  cost  of  boat 
ownership,  and  that  such  rate  increases  also  impact  dealers  and 
increase the Company’s costs due to the Company’s payment of a 
portion of dealer floor plan interest costs; the Company’s assessment 
that cost pressures have been eased due to recent declines in the 
price  of  many  raw  materials  and  increased  availability  of,  and 
lowered  cost  of,  transportation,  and  any  implication  that  this  trend 
may continue; the Company’s belief that the cost of boat ownership 
has risen enough to impact retail demand and that it will be more 
difficult in future to raise prices to compensate for any increased cost 
of  raw  materials  and  components  that  may  occur  in  the  future, 
thereby  impacting  future  sales  and  profit  margins;  the  Company’s 
belief  that  it  maintains  all  requisite  licenses  and  permits  and  is  in 
compliance with all applicable federal, state and local regulations; 
the Company’s belief that the ultimate outcome of any litigation will 

1 0 Marine Products Corporation 2023 10-K

not have a material effect on its liquidity, financial condition or results 
of  operations;  the  Company’s  plans  to  continue  to  monitor  retail 
demand, the actions of its competitors, dealer inventory levels and 
the availability of dealer and consumer financing for the purchase of 
its  products  and  to  adjust  its  production  levels  as  deemed 
appropriate; the Company’s belief that strong retail demand for new 
recreational  boats  that  began  with  the  onset  of  the  COVID-19 
pandemic has subsided and stabilized in late 2023; Management’s 
belief that year-over-year quarterly sales and profit comparisons will 
remain  challenged  in  2024;  the  Company’s  belief  that  consumers 
are returning to pre-pandemic, routine lifestyles, that rising interest 
rates are increasing costs of boat ownership and that higher interest 
rates  may  discourage  potential  customers  from  purchasing  boats; 
the  Company’s  goal  that  certain  retail  incentives  and  other 
allowances may attract more consumers; the Company’s belief that 
its  production  levels  align  with  current  expected  demand;  the 
Company’s  belief  that  the  average  size  of  models  the  Company 
produces is increasing in response to evolving retail demand and its 
assessment that this trend will continue; the Company’s intention to 
continue to focus on larger boats and expectations due to trends of 
consumer  demand,  higher  associated  price  points,  and  higher 
margins; the expectation that supply chain disruptions and constraints 
that occurred following the COVID-19 pandemic will continue to be 
eased and that such disruptions and constraints will no longer impact 
production; the Company’s belief that financial results during 2024 
will  depend  on  a  number  of  factors,  including  economic  trends, 
demand  for  discretionary  products,  the  impact  of  interest  rates  on 
consumer financing options and dealer inventory carrying costs, the 
effectiveness of the Company’s incentive programs, the success of 
new  product  launches,  and  the  Company’s  ability  to  manage 
manufacturing costs in light of expected lower demand versus 2023; 
the  Company’s  expectation  that  capital  expenditures  during  2024 
will be approximately $5.0 million; the Company’s expectation that 
the reduction to its short-term cash incentive compensation expense 
will  favorably  impact  future  operating  cash  flows;  the  Company’s 
belief  that  the  risk  that  it  will  be  obligated  to  repurchase  dealer 
inventory  will  be  mitigated  by  the  value  of  the  boats  to  be 
repurchased; the Company’s belief that liquidity provided by existing 
cash,  cash  equivalents,  its  overall  strong  capitalization,  cash 
generated  by  operations  and  the  Company’s  ability  to  sell  up  to 
approximately $150 million in shares of its common stock under the 
Company’s shelf registration statement will provide sufficient capital 
to  meet  the  Company’s  requirements  for  at  least  the  next  twelve 
months;  the  Company’s  belief  that  the  fair  value  of  its  guarantee 
liability is immaterial, and its adjustments to the guarantee liability, 
which are ultimately based upon information provided by third party 
floor plan lenders;  the Company’s belief that despite its agreements 
with  financial  institutions,  in  certain  situations,  the  Company  may 
decide  for  business  reasons  to  repurchase  boats  in  excess  of  the 
contractual  amounts  outlined  in  such  agreements;  the  Company’s 
estimate of the amount and timing of future contractual obligations; 
the Company’s judgments and estimates with respect to its critical 
accounting  policies  and  estimates;  the  Company’s  expectation 
about  the  impact  of  new  accounting  pronouncements  on  the 
Company’s consolidated financial statements; the Company’s plans 
to  continually  improve  and  refine  its  internal  controls;  and  the 
Company’s  expectation  regarding  market  risk  of  its  investment 
portfolio, including its intention to invest primarily in money market 
funds, that such funds are not subject to material interest rate risk, 

Part I 
Forward-Looking Statements

and  that  it  does  not  expect  material  changes  to  its  market  risk 
exposures or how those risks are managed. 

The  words  “may,”  “should,”  “will,”  “expect,”  “believe,”  “anticipate,” 
“intend,”  “plan,”  “seek,”  “project,”  “estimate,”  “aim,”  “continue,” 
“continually,”  “could,”  “likely,”  “design,”  “strategies,”  “outlook,” 
“trend,” the negative of such terms and different forms thereof (e.g., 
different tenses or number or principle parts, as well as gerunds and 
other parts of speech such as adjectives, adverbs and nouns derived 
therefrom),  and  similar  expressions  used  in  this  document  that  do 
not relate to historical facts are intended to identify forward-looking 
statements.  Forward-looking  statements  also  include  any  other 
statement  that  projects,  indicates  or  implies  future  results,  events, 
performance  or  achievements,  and  statements  concerning  future 
financial  performance  (including  future  sales,  earnings  or  growth 
rates), descriptions of our ongoing business strategies or prospects 
(including  but  not  limited  to  those  set  forth  under  “Management’s 
Discussion  and  Analysis  of  Financial  Condition  and  Results  of 
Operations — Outlook” and “Business — Business Strategies”), and 
possible actions to be taken by us or our subsidiaries, as well as 
statements  and  descriptions  of  the  assumptions  that  underlie  or 
relate to such statements. Our forward-looking statements are based 
on certain assumptions and analyses made by our management in 
light of its experience and its perception of historical trends, current 
conditions,  expected  future  developments  and  other  factors  it 
believes  to  be  appropriate.  We  caution  you  that  such  statements 
are only predictions and not guarantees of future performance and 
that actual results, developments and business decisions may differ 
from those envisioned by the forward-looking statements. 

Risk  factors  that  could  cause  such  future  events  not  to  occur  as 
expected include the following: changes in global and/or national 
economic conditions, availability of credit and possible decreases in 
the level of consumer confidence impacting discretionary spending, 
business interruptions due to adverse weather conditions, increased 
interest  rates,  unanticipated  changes  in  consumer  demand  and 
preferences,  deterioration  in  the  quality  of  Marine  Products’ 
network  of  independent  boat  dealers  or  availability  of  financing 
of  their  inventory,  our  ability  to  insulate  financial  results  against 
increasing  commodity  prices,  the  impact  of  disruptions  in  current 
supplier relationships, our ability to purchase construction materials 
in sufficient quantities and quality, our ability to identify, complete 
or  successfully 
integrate  acquisitions  or  strategic  alliances, 
competition  from  other  boat  manufacturers  and  dealers,  our 
potential liability for personal injury and property damage claims, 
our  ability  to  comply  with  environmental  and  other  regulatory 
requirements, our dependence on our key personnel and the loss 
or  interruption  of  the  services  of  such  personnel,  risks  related  to 
cyber-attacks or other threats, as our operations are dependent on 
digital technologies and services, unanticipated disruptions to and 
constraints in supply chain for key components, and fluctuations in 
costs  of  key  components  such  as  engines,  resins  and  fiberglass, 
and  unanticipated  changes  to  the  Company’s  relationship  with 
the American Boatbuilders Association, or disruptions in its supply 
from the ABA, Yamaha and/or Mercury Marine. We caution you that 
such statements are only predictions and not guarantees of future 
performance  and  that  actual  results,  developments  and  business 
decisions may differ from those envisioned by the forward-looking 
statements. See section titled “Risk Factors” included in our Annual 
Report Form 10-K for a discussion of these and additional factors that 
may cause actual results to differ from our projections and plans.

Marine Products Corporation 2023 10-K

1 1

Part I 
Item 1. — Business

ITEM 1.
BUSINESS
Marine Products manufactures fiberglass motorized boats distributed and marketed through its independent dealer network. Marine Products’ 
product offerings include Chaparral sterndrive and outboard pleasure boats and Robalo outboard sport fishing boats.

ORGANIZATION AND OVERVIEW
Marine Products is a Delaware corporation incorporated on August 
31,  2000,  in  connection  with  a  spin-off  from  RPC,  Inc.  (NYSE:  RES) 
(“RPC”).  Effective  February  28,  2001,  RPC  accomplished  the  spin-
off  by  contributing  100%  of  the  issued  and  outstanding  stock  of 
Chaparral  to  Marine  Products,  a  newly  formed,  wholly  owned 
subsidiary of RPC, and then distributing the common stock of Marine 
Products to RPC stockholders.

Marine  Products  designs,  manufactures  and  sells  recreational 
fiberglass  powerboats  in  the  sport  boat  and  sport  fishing  boat 
markets. The Company sells its products to a network of 203 domestic 
and  87  international  independent  authorized  dealers.  Marine 
Products’ mission is to enhance its customers’ boating experience 
by  providing  them  with  high  quality,  innovative  powerboats.  The 
Company intends to remain a leading manufacturer of recreational 
powerboats for sale to a broad range of consumers worldwide.

Chaparral  was  founded  in  1965  in  Ft.  Lauderdale,  Florida. 
Chaparral’s  first  boat  was  a  15-foot  tri-hull  design  with  a  retail 
price  of  less  than  $1,000.  Over  time  Chaparral  grew  by  offering 
exceptional  quality  and  consumer  value.  In  1976,  Chaparral 
moved to Nashville, Georgia, where a manufacturing facility of a 
former boat manufacturing company was available for purchase. 
This  provided  Chaparral  an  opportunity  to  obtain  additional 
manufacturing  space  and  access  to  a  trained  workforce.  With 
over  58  years  of  boatbuilding  experience,  Chaparral  continues 

to expand the range of its offerings through insightful, innovative 
product  design  and  quality  manufacturing  processes  in  order  to 
reach an increasingly discerning recreational boating market.

The  Company  manufactures  Chaparral  sterndrive  pleasure  boats 
including  SSi  and  SSX  models,  and  the  Chaparral  Surf  Series. 
The  Company  also  manufactures  Chaparral  outboard  pleasure 
boats  which  include  OSX  Luxury  Sportboats  and  SSi  outboard 
models. Marine Products’ Chaparral brand was the second largest 
manufacturer of sterndrive boats in lengths from 21 to 34 feet during 
the 12-month period ended September 30, 2023 and its share of the 
market during this period was approximately 26.9%.

In  addition  to  the  outboard  models  manufactured  by  Chaparral, 
the  Company  also  manufactures  Robalo  outboard  sport  fishing 
boats. Robalo was founded in 1969 and its first boat was a 19-foot 
center console salt-water fishing boat, among the first of this type 
of  boat  to  have  an  “unsinkable”  hull.  The  models  manufactured 
under  the  Robalo  name  include  center  consoles,  dual  consoles 
and Cayman Bay Boats. 

The  most  recent  available  industry  statistics  [source:  Statistical 
Surveys, Inc. report dated September 30, 2023] indicate that Robalo 
is the third largest manufacturer of outboard boats in lengths from 
18  to  36  feet  in  the  United  States  with  a  market  share  of  4.5%. 
Additionally, Marine Products, with the combination of Robalo and 
Chaparral outboards, holds the third highest position in the outboard 
market of this size range, with a market share of 6.2%. 

1 2 Marine Products Corporation 2023 10-K

Part I 
Item 1. — Business

PRODUCTS
Marine Products distinguishes itself by offering a wide range of products to the family recreational markets through its Chaparral brands and 
to the sport fishing market through its Robalo brands.

The following table provides a brief description of our product lines and their particular market focus: 

Product Line

Number 
of  
Models

Overall 
Length

Approximate 
Retail  
Price Range

Chaparral – SSi Sport Boats

7

19' – 23'

$48,000 – $107,000

Chaparral – SSX Sport Boats

5

24' – 34'

$128,000 – $564,000

Chaparral – Surf Series

5

21' – 30'

$76,000 – $338,000

Chaparral – OSX Sport Boats 

4

25' – 30'

$140,000 – $483,000

Robalo – Center Consoles

11

18' – 36'

$46,000 – $654,000

Robalo – Cayman Bay Boats

6

20' – 26'

$55,000 – $227,000

Robalo – Dual Consoles

2

20' – 31'

$61,000 – $363,000

Description

Fiberglass sterndrive and outboardpowered sport boats 
marketed as high value runabout for smaller to larger 
groups. Design features include handling of a runabout, 
style of a sportboat and open concept layout. Select 
models offer Ski & Fish options to meet specific needs. 
All marketed with national fixed retail prices.

Fiberglass sterndrive and outboard powered models that 
combine features of sportboats and bowriders. Marketed 
as high value, luxury runabouts for family groups.

This model line features a forward-facing sterndrive 
engine. Fiberglass multipurpose bowriders, the Surf 
Series models are marketed to both experienced and 
value-conscious buyers. These boats are designed to 
enhance the wake of the boat to accommodate the 
popular sport of wake surfing.

Fiberglass, multipurpose sport boats with outboard 
power featuring plentiful seating and entertaining 
areas, cabin and bathroom accommodations, excellent 
performance, and luxury finishes.

Fiberglass outboard sport fishing boats for large 
freshwater lakes or saltwater use. Marketed to 
experienced fishermen seeking family-friendly 
amenities. Smaller models include a trailer, and all 
models are marketed with national fixed retail prices. 
The Explorer series features extra seating options.

Fiberglass outboard powered sport fishing boats 
for large freshwater lakes or coastal saltwater use. 
Marketed to experienced fishermen wanting inshore 
and offshore capabilities. All models marketed with a 
trailer at national fixed retail prices.

Multi-purpose fiberglass outboard powered sport 
fishing boats for large freshwater lakes or saltwater 
use. Marketed with national fixed retail prices to 
experienced fishermen and families looking for both 
fishing and cruising features.

Marine Products Corporation 2023 10-K

1 3

Part I 
Item 1. — Business

MANUFACTURING
Marine  Products’  manufacturing  facilities  located  in  Nashville, 
Georgia  are  utilized  to  manufacture  interiors,  design  new  models, 
create  fiberglass  hulls  and  decks,  and  assemble  various  end 
products. Quality control is conducted throughout the manufacturing 
process. When fully assembled and inspected, the boats are loaded 
onto either Company-owned trailers or third-party marine transport 
trailers  for  delivery  to  dealers.  The  manufacturing  process  begins 
with the design of a product to meet dealer and customer needs. 
Plugs are constructed in the research and development phase from 
designs.  Plugs  are  used  to  create  a  mold  from  which  prototype 
boats can be built. Adjustments are made to the plug design until 
acceptable  parameters  are  met.  The  final  plug  is  used  to  create 
the  necessary  number  of  production  molds.  Molds  are  used  to 
produce  the  fiberglass  hulls  and  decks.  Fiberglass  components 
are  made  by  applying  the  outside  finish  or  gel  coat  to  the  mold, 
then numerous layers of fiberglass and resin are applied during the 
lamination process over the gel coat. After curing, the hull and deck 
are removed from the molds and are trimmed and prepared for final 
assembly, which includes the installation of electrical and plumbing 
systems, engines, upholstery, accessories and graphics.

PRODUCT WARRANTY
For our Chaparral and Robalo products, Marine Products provides a 
lifetime limited structural hull warranty and a transferable one-year 
limited  warranty  to  the  original  owner.  Chaparral  also  includes  a  
five-year limited structural deck warranty. Warranties for additional 
items  are  provided  for  periods  of  one  to  five  years  and  are  not 
transferable.  Additionally,  as  it  relates  to  the  first  subsequent 
owner, a five-year transferable hull warranty and the remainder of 
the  original  one-year  limited  warranty  on  certain  components  are 
available.  The  five-year  transferable  hull  warranty  terminates  five 
years after the date of the original retail purchase. Claim costs related 
to components are generally absorbed by the original component 
manufacturer.  The  manufacturers  of  the  engines,  generators,  and 
navigation electronics included on our boats provide and administer 
their own warranties for various lengths of time.

SUPPLIERS
Marine  Products’  three  most  significant  cost  components  used 
in  manufacturing  its  boats  are  engines,  resins  and  fiberglass.  For 
each  of  these,  there  is  currently  an  adequate  supply  available  in 
the  market.  While  supply  chains  were  constrained  following  the 
COVID-19  pandemic,  by  late  2022,  many  shortages  and  delays 
began to ease.

Marine  Products  does  not  manufacture  the  engines  installed  in 
its  boats.  Engines  are  generally  specified  by  the  dealers  at  the 
time  of  ordering  a  boat,  usually  based  on  anticipated  customer 
preferences  or  actual  customer  orders.  Sterndrive  engines  are 
purchased through the American Boatbuilders Association (“ABA”), 
which  has  engine  supply  arrangements  with  Mercury  Marine  and 
Volvo  Penta,  the  two  currently  existing  suppliers  of  sterndrive 
engines.  These  arrangements  contain  incentives  and  discount 
provisions,  which  may  reduce  the  cost  of  the  engines  purchased, 
if  specified  purchase  volumes  are  met  during  specified  periods 

1 4 Marine Products Corporation 2023 10-K

of  time.  Although  no  minimum  purchases  are  required,  Marine 
Products expects to continue purchasing sterndrive engines through 
the  ABA  on  a  voluntary  basis  in  order  to  receive  volume-based 
purchase  discounts.  Marine  Products  does  not  have  a  long-term 
supply contract with the ABA. Marine Products has outboard engine 
supply contracts with Yamaha and Mercury Marine which were not 
negotiated through the ABA. In the event of a sudden and extended 
interruption in the supply of engines from any of these suppliers, our 
sales  and  profitability  could  be  negatively  impacted.  See  Item  1A 
“Risk Factors” below.

Marine  Products  uses  other  raw  materials  in  its  manufacturing 
processes.  Among  these  are  resins,  made  from  hydrocarbon 
feedstocks,  as  well  as  copper  and  steel.  The  costs  of  these 
commodities  fluctuate 
in  global  
economic conditions. 

to  changes 

response 

in 

SALES AND DISTRIBUTION
Domestic  sales  are  generated  through  our  independent  dealer 
network of approximately 64 Chaparral dealers, 49 Robalo dealers 
and 90 dealers that sell both brands located in markets throughout 
the  United  States.  Marine  Products  also  has  87  international 
dealers.  Most of our dealers also inventory and sell boat brands 
manufactured  by  other  companies,  including  some  that  compete 
directly with our brands. The territories served by any dealer are not 
exclusive to the dealer; however, Marine Products uses discretion in 
establishing relationships with new dealers in an effort to protect the 
mutual interests of the existing dealers and the Company. Marine 
Products’  six  independent  field  sales  representatives  call  upon 
existing  dealers  and  develop  new  dealer  relationships.  The  field 
sales representatives are directed by a National Sales Coordinator, 
who  is  responsible  for  developing  the  dealer  distribution  network 
for  the  Company’s  products.  No  single  dealer  accounted  for  10% 
or  more  of  net  sales  during  2023,  2022  or  2021.  The  marketing 
of  boats  to  retail  customers  is  primarily  the  responsibility  of  the 
dealer.  Marine  Products  supports  dealer  marketing  efforts  by 
supplementing local advertising, sales and marketing follow up in 
boating magazines, and participation in selected regional, national, 
and international boat show exhibitions. In addition, Marine Products 
has  developed  virtual  marketing  programs  which  include  online 
product demonstrations and virtual reality software and hardware 
which promote the features of its products. 

Marine  Products  continues  to  seek  new  dealers  in  many  areas 
throughout the U.S., Canada, Europe, South America, Asia, and the 
Middle  East.  In  general,  Marine  Products  requires  full  payment  in 
U.S. dollars prior to shipping a boat overseas. Consequently, there 
is  no  credit  risk  associated  with  these  international  sales  or  risk 
related to foreign currency fluctuation. The Company’s international 
sales  are  affected  by  trends  in  consumer  discretionary  spending 
and the value of the U.S. dollar on global currency markets, among 
other  things.  During  2023,  the  Company’s  international  net  sales 
decreased 12.2% compared to 2022 due primarily to a decline in 
unit sales. International net sales as a percentage of total net sales 
were 5.9% in 2023, 6.7% in 2022, and 5.3% in 2021.

Marine Products’ sales orders are indicators of strong interest from 
its dealers. Historically, dealers have in most cases taken delivery of 
all their orders. In a typical ordering, production and delivery cycle, 

the  Company  monitors  dealer  inventory  levels  in  order  to  inform 
its  production  scheduling  and  to  ensure  that  dealers  do  not  hold 
excess inventory. During 2021 and 2022, however, extraordinarily 
high dealer and consumer demand combined with the Company’s 
production  delays  resulting  from  supply  chain  disruptions  caused 
dealer  inventories  to  fall  to  historic  lows.  The  combination  of  low 
inventory  levels  and  high  demand  through  the  first  half  of  2023 
forced the Company to allocate its production to dealers to fulfill as 
many orders as possible and rebuild dealer inventories. Beginning 
in  the  second  half  of  2023,  demand  moderated  and  inventories 
were fully replenished. The Company continues to assess demand 
and dealer inventories to manage production levels.

their  boat 

Approximately  71%  of  Marine  Products’  domestic  shipments  are 
made pursuant to “floor plan financing” programs in which Marine 
Products’  subsidiaries  participate  on  behalf  of  their  dealers  with 
major  third-party  financing  institutions.  The  remaining  dealers 
finance 
inventory  with  smaller  regional  financial 
institutions in local markets or self-finance. Under these established 
arrangements with qualified lending institutions, a dealer establishes 
a line of credit with one or more of these lenders for the purchase 
of boat inventory for sales to retail customers in their showroom or 
during boat show exhibitions. In general, when a dealer purchases 
and  takes  delivery  of  a  boat  pursuant  to  a  floor  plan  financing 
arrangement, it draws against its line of credit and the lender pays 
the  invoice  cost  of  the  boat  directly  to  Marine  Products  generally 
within ten business days. When the dealer in turn sells the boat to 
a  retail  customer,  the  dealer  repays  the  lender,  thereby  restoring 
its available credit line. Each dealer’s floor plan credit facilities are 
secured  by  the  dealer’s  inventory,  letters  of  credit,  and  perhaps 
other personal and real property. In connection with a dealer’s floor 
plan  financing  arrangements  with  a  qualified  lending  institution, 
Marine  Products  or  its  subsidiaries  have  agreed  to  repurchase 
inventory which the lender repossesses from a dealer and returns 
to  Marine  Products  in  a  “new  and  unused”  condition  subject  to 
normal wear and tear, as defined. The contractual agreements that 
Marine Products or its subsidiaries have with these qualified lenders 
contain the Company’s assumption of specified percentages of the 
debt obligation on repossessed boats, up to certain contractually 
determined dollar limits negotiated with the lender.

The  Company  currently  has  an  agreement  with  one  of  the  floor 
plan lenders whereby the contractual repurchase limit is based on 
the highest of the following criteria: (i) a specified percentage of the 
amount of the average net receivables financed by the floor plan 
lender for our dealers, (ii) the total average net receivables financed 
by the floor plan lender for our two highest dealers during the prior 
three month period, or (iii) $8.0 million, less repurchases during the 
prior 12 month period. As defined by the agreement, the repurchase 
limit for this lender was $18.9 million as of December 31, 2023. The 
Company  has  contractual  repurchase  agreements  with  additional 
lenders  with  an  aggregate  maximum  repurchase  obligation  of 
$7.7  million,  with  various  expiration  and  cancellation  terms  of  less 
than  one  year.  Accordingly,  the  aggregate  repurchase  obligation 
with  all  financing  institutions  was  approximately  $26.6  million  as 
of  December  31,  2023.  In  the  event  that  a  dealer  defaults  on  a 
credit line, the qualified lender may then invoke the manufacturer’s 
repurchase obligation with respect to that dealer. In that event, all 
repurchase agreements of all manufacturers supplying a defaulting 
dealer are generally invoked regardless of the boat or boats with 

Part I 
Item 1. — Business

respect to which the dealer has defaulted. Unlike Marine Products’ 
obligation  to  repurchase  boats  repossessed  by  qualified  lenders, 
Marine Products is under no obligation to repurchase boats directly 
from dealers. Marine Products does not sponsor financing programs 
to  the  retail  consumer;  any  consumer  financing  promotions  for  a 
prospective boat purchaser would be the responsibility of the dealer. 

Marine  Products  offers  both  dealer  and  retail  sales  incentive 
programs generally designed to promote early replenishment of the 
stock in dealer inventories depleted throughout the prime spring and 
summer selling seasons, and to promote the sales of older models 
in dealer inventory and particular models during specified periods. 
These  programs  help  to  stabilize  Marine  Products’  manufacturing 
between  the  peak  and  off-peak  periods  and  promote  sales  of 
certain models. For the 2024 model year (which commenced July 
1, 2023), Marine Products offered its dealers several sales incentive 
programs based on dollar volume and timing of dealer purchases. 
With regard to retail incentives, the Company initiated promotional 
programs during the fourth quarter of 2023. While retail incentives 
were limited from 2020 to 2022 due to high post-COVID-19 demand, 
the normalization of retail demand has prompted the Company to 
return to traditional retail incentive programs to stimulate sales.    

We  believe  that  dealer  inventories  of  our  boat  models  as  of 
December 31, 2023 are sufficient to meet the current level of retail 
customer demand. The sales order backlog as of December 31, 2023 
was  1,243  boats  with  estimated  net  sales  of  approximately  $92.3 
million. This represents an approximate 20.7 week backlog based on 
recent production levels. The sales order backlog as of December 
31, 2022 was 1,544 boats with estimated net sales of approximately 
$115.0 million. This represented an approximate 16.6 week backlog 
based on production levels at that time. The Company will continue 
to monitor the number of boats in dealer inventories and adjust its 
production levels as it deems necessary to manage dealer inventory 
levels.  The  Company  typically  does  not  manufacture  a  significant 
number of boats for its own inventory. The Company occasionally 
manufactures  boats  for  its  own  inventory  because  the  number 
of  boats  required  for  immediate  shipment  is  not  always  the  most 
efficient number of boats to produce in a given production schedule. 

RESEARCH AND DEVELOPMENT
Marine Products has been a leading innovator in the recreational 
boating industry. One of the Company’s most innovative designs is 
the full-length “Extended V-Plane” running surface on its Chaparral 
boat  models.  Typically,  sterndrive  boats  have  a  several  foot  gap 
on the bottom rear of the hull where the engine enters the water. 
With  the  Extended  V-Plane,  the  running  surface  extends  the  full 
length to the rear of the boat. The benefit of this innovation is more 
deck  space,  better  planing  performance  and  a  more  comfortable 
ride. Although the basic hull designs are similar, the Company has 
historically  introduced  a  variety  of  new  models  each  year  and 
periodically replaces, updates or discontinues existing models.

Another  hull  design  is  the  Hydro  LiftTM  used  on  the  Robalo  boat 
models.  This  variable  dead  rise  hull  design  provides  a  smooth 
ride  in  rough  water  conditions.  It  increases  the  maximum  speed 
obtainable by a given engine horsepower and weight of the boat. 
Robalo’s current models utilize the Hydro LiftTM design and we plan 
to continue to provide this design on Robalo models.

Marine Products Corporation 2023 10-K

1 5

Part I 
Item 1. — Business

A  proprietary  and  patented  feature  available  on  many  Chaparral 
sterndrive  models  is  the  Infinity  Power  StepTM.  This  mechanical 
feature  allows  a  portion  of  the  stern  to  automatically  descend 
underwater, creating a “step-down” staircase effect, giving boaters 
the ability to step down from the stern into the water. The step also 
functions as seating, creating a semi-submerged bench. 

In support of its new product development efforts, Marine Products 
incurred  research  and  development  costs  of  $757  thousand  in 
2023, $437 thousand in 2022, and $776 thousand in 2021.

INDUSTRY OVERVIEW
The  recreational  marine  market  in  the  United  States  is  a  mature 
market,  with  2022  retail  expenditures  of  approximately  $59.3 
billion spent on new and used boats, motors and engines, trailers, 
accessories  and  other  associated  costs  as  estimated  by  the 
National Marine Manufacturers Association (“NMMA”). 

There  are  currently  approximately  16  million  recreational  boats 
owned in the United States, including outboard, inboard, sterndrive, 
jet  drive,  sailboats  and  personal  watercraft.  Marine  Products 
competes  in  the  sterndrive  boating  category  with  three  lines  of 
Chaparral boats and in the outboard category with its Robalo sport 
fishing boats, Chaparral OSX Sport Luxury, and selected Chaparral 
SSi models. Management believes that the five largest states for boat 
sales at the present time are Florida, Texas, Michigan, North Carolina 
and Minnesota. Marine Products has dealers in each of these states.

Industry  retail  sales  of  new  outboard  boats  in  the  United  States 
during 2023 totaled 41,357 units and accounted for approximately 
72%  of  the  total  new  fiberglass  powerboats  sold  between  18  and 
36  feet  in  hull  length.  Retail  sales  of  new  outboard  boats  had  an 
estimated  total  retail  value  of  $3.7  billion,  with  an  average  retail 
price  per  unit  of  approximately  $89,000.  Approximately  63%  of 
the Company’s unit sales to dealers in 2023 were outboard boats 
compared to 58% in 2022. Retail sales of new sterndrive boats in 
the United States during 2023 totaled 5,830 units and accounted 
for approximately 10% of the total new fiberglass powerboats sold 
in the 21 to 34 feet hull length. Retail sales of new sterndrive boats 
had an estimated total retail value of $900 million, with an average 
retail price per unit of approximately $154,000. Approximately 37% 
of  the  Company’s  unit  sales  to  dealers  in  2023  were  sterndrive 
boats compared to 42% in 2022. 

The  table  below  reflects  the  estimated  annual  sales  within  the 
recreational  marine  market  segment  by  category  for  2023  and 
2022 (source: Info-Link Technologies, Inc.):

2023

2022

Boats

Sales 
($ B)

 5,830 $  0.9
 41,357
 3.7
 1.7
 57,280 $  6.3

 10,093

Boats

 6,552

 47,099

 12,465

 66,116

Sales 
($ B)

$  0.9
 3.7
 2.0
$  6.6

Sterndrive Boats

Outboard Boats

Inboard Boats

Total

Chaparral’s  products  are  categorized  as  sterndrive  boats  and 
outboard boats, and Robalo’s products are categorized as outboard 
boats.  Industry-wide  sterndrive  boat  unit  sales  have  declined 
steadily during the last three years. 

The  recreational  boat  manufacturing  market  remains  highly 
fragmented,  although  some  publicly  traded  companies  own 
a  diversified  group  of  recreational  boat  brands.  We  estimate 
that  the  boat  manufacturing  industry  includes  fewer  than  15 
sterndrive  manufacturers  and  approximately  75  outboard  boat 
manufacturers with significant unit production, with a large number 
representing small, privately held companies with varying degrees 
of  professional  management  and  manufacturing  skill.  According 
to  estimates  provided  by  Statistical  Surveys,  Inc.  during  the  latest 
reported period ended September 30, 2023, the top five outboard 
model manufacturers, which includes Marine Products Corporation’s 
brands,  have  a  combined  market  share  of  approximately  36%, 
consistent with the same period in the prior year. Also, according to 
Statistical Surveys, Inc., the top five sterndrive model manufacturers, 
which includes Marine Products’ Chaparral brand, have a combined 
market share of approximately 85%, compared to 82% during the 
same period in the prior year. Chaparral’s market share in sterndrive 
units  during  this  period  was  approximately  26.9%,  compared  to 
25.2% in the same period in the prior year. 

fuel  prices,  tax 

Several  factors  influence  sales  trends  in  the  recreational  boating 
industry, including general economic growth, consumer confidence, 
household  incomes,  the  availability  and  cost  of  financing  for 
our  dealers  and  customers,  weather, 
laws, 
demographics  and  consumers’  leisure  time.  As  noted  elsewhere, 
consumer  demand  began  to  increase  significantly  during  the 
second  quarter  of  2020  as  the  COVID-19  pandemic  encouraged 
American  consumers  to  seek  safe  outdoor  activities  involving  a 
limited number of people. Also, the value of residential and vacation 
real estate in coastal and recreational areas influences recreational 
boat sales. The most recent NMMA surveys indicate that many past 
boating participants do not currently participate in boating because 
of high costs and a lack of leisure time.  The increases in the cost 
of  certain  components,  international  tariffs,  operating  costs,  and 
the impact of environmental regulation have increased the cost of 
boats and boat ownership in recent years, and these trends may 
continue.  Competition from other leisure and recreational activities 
for available leisure time can also affect sales of recreational boats.

Management  believes  Marine  Products  is  well  positioned  to 
take  advantage  of  the  following  conditions,  which  continue  to 
characterize the industry:

 > labor-intensive manufacturing processes that remain largely 

unautomated;

 > increasingly strict environmental standards derived from 
governmental regulations and customer sensitivities;

 > a lack of focus on coordinated customer service and support 

by dealers and manufacturers; and

 > a lack of financial strength among retail boat dealers and 

many manufacturers.

1 6 Marine Products Corporation 2023 10-K

Part I 
Item 1. — Business

BUSINESS STRATEGIES
Recreational  boating  is  a  mature  industry.  According  to  Info-Link 
Technologies,  Inc.,  retail  sales  of  new  powerboats  of  all  types 
decreased  at  a  compounded  annual  rate  of  approximately  
6.3%  between  2019  and  2023.  The  Company  has  historically 
aimed  to  grow  its  boat  sales,  net  sales  and  market  share  by 
differentiating  our  product  lines  through  industry-leading  feature 
innovations and designs.

We  manage  our  Company  by  focusing  on  the  execution  of  the 
following business and financial strategies:

 > Manufacturing and marketing high-quality, stylish, and 

innovative powerboats for our dealers and retail consumers 
which are competitive in the market,

 > Coordinating a complex supply chain to ensure that raw 

materials and parts used in manufacturing our products are 
delivered on a timely basis,

 > Leveraging our buying power through economies of scale and 
achieving improved pricing on engines, fiberglass, resin and 
many other components,

 > Increasing market share by expanding dedicated sales, 
marketing and distribution systems; Marine Products has 
a distribution network of approximately 290 independent 
dealers, to whom we provide sales education, technical 
training, and other support to enhance their effectiveness and 
success, and their customers’ satisfaction and retention,

 > Providing promotional and incentive programs to help dealers 

increase sales and customer satisfaction, 

 > Maintaining a nationally advertised fixed retail pricing strategy 
on certain of our models, which we believe gives consumers 
confidence that they are getting the best possible price and 
encourages consistent pricing across our dealer network,

 > Managing our production and dealer order backlog to optimize 
operating results and reduce risk in the event of a downturn in 
sales of our products; the Company’s operations leaders use 
our order backlog to align production levels with expected 
demand, ensuring efficient cost management and productivity,

 > Maintaining a flexible, variable cost structure which can be 

reduced quickly when deemed appropriate,

 > Designing our products and marketing strategies to create 
a positive, memorable experience for our customers, within 
an evolving environment which calls for the increased use 
of technology to conduct virtual marketing and product 
demonstrations,

 > Monitoring the recreational boat market for strong 

complementary product lines which we may enter through new 
product development or acquisition,

 > Extending our brand name recognition to enhance the success 
of new boat models that complement our existing offerings,

 > Improving our sales and profits by increasing the utilization of 

our manufacturing capacity,

 > Monitoring the activities and financial condition of our dealers 
and of the third-party floor plan lenders who finance our 
dealers’ inventories,

 > Exploring potential acquisitions that could increase our scale, 
expand our product line and brand portfolio, and deliver 
attractive financial returns, 

 > Maximizing stockholder return by optimizing the balance 
of cash invested in the Company’s productive assets, the 
payment of dividends to stockholders, and the repurchase of 
the Company’s common stock on the open market, and

 > Aligning the interests of our management and stockholders.

In  executing  these  strategies  and  attempting  to  optimize  our 
financial  returns,  management  closely  monitors  dealer  orders 
and  inventories,  the  production  mix  of  various  models,  and 
indications  of  near  term  demand  such  as  consumer  confidence, 
evolving  customer  preferences  for  socially  distanced  recreational 
activities, interest rates, dealer orders placed at our annual dealer 
conferences,  and  retail  attendance  and  orders  at  annual  winter 
boat  show  exhibitions  and  through  virtual  marketing  events.  We 
also consider trends related to certain key financial and other data, 
including  our  historical  and  forecasted  financial  results,  market 
share,  unit  sales  of  our  products,  average  selling  price  per  boat, 
and gross profit margins, among others, as indicators of the success 
of  our  strategies.  Marine  Products’  financial  results  are  affected 
by  consumer  confidence  and  preferences,  because  pleasure 
boating is a discretionary expenditure and consumers have many 
competing activities for their leisure time. Pleasure boating is also 
impacted by interest rates, the availability of financing and shifting 
consumer preferences towards safe activities which do not involve 
large crowds.

A  component  of  Marine  Products’  overall  strategy  is  to  consider 
making  strategic  acquisitions  which  complement  existing  product 
lines,  expand  its  geographic  presence  in  the  marketplace  and 
strengthen  its  capabilities  depending  upon  availability,  price  and 
complementary  product  lines.  We  periodically  review  potential 
acquisition targets.

COMPETITION
The  recreational  boat  industry  is  highly  fragmented,  resulting  in 
intense competition for customers, dealers and boat show exhibition 
space.  There  is  significant  competition  both  within  markets  we 
currently  serve  and  in  new  markets  that  we  may  enter.  Marine 
Products’  brands  compete  with  several  large  national  or  regional 
manufacturers that have substantial financial, marketing and other 
resources.  However,  we  believe  that  our  corporate  infrastructure 
and  marketing  and  sales  capabilities,  in  addition  to  our  financial 
strength,  and  our  nationwide  presence,  enable  us  to  compete 
effectively against these companies. In each of our markets, Marine 
Products  competes  on  the  basis  of  responsiveness  to  customer 
needs, the quality and range of models offered, and the competitive 
pricing of those models. Additionally, Marine Products faces general 
competition from all other recreational businesses seeking to attract 
consumers’ leisure time and discretionary spending dollars.

Marine Products Corporation 2023 10-K

1 7

Part I 
Item 1. — Business

According to Statistical Surveys, Inc., the following is a list of the top 
ten (largest to smallest) outboard boat manufacturers in the United 
States  based  on  retail  unit  sales  in  2023.  According  to  Statistical 
Surveys, Inc., the companies set forth below represent approximately 
55% of all United States retail outboard boat sales with hull lengths 
of 18 to 36 feet for the 12-month period ended September 30, 2023 
(latest data available to us). 

1.  Brunswick Corporation 1

2.  Sea Hunt Boats

3.  Marine Products Corporation 2

4.  Malibu Boats, Inc.

5.  Key West

6.  White River Marine Group

7.  Sportsman Boats

8.  Carolina Skiff

9.  Grady-White

10. Tidewater

The sterndrive engine powered market encompasses a wide variety 
of boats, accounting for approximately 10% of traditional powerboat 
retail  unit  sales  during  2023.  Primary  competitors  for  Chaparral 
in the sterndrive market during 2023 included Cobalt 3, Sea Ray 4, 
Regal, Crownline and Monterey.

1  Includes Bayliner, Boston Whaler and Sea Ray outboard units 

2  Includes Robalo and Chaparral outboard units 

3  Division or subsidiary of Malibu Boats, Inc.

4  Division or subsidiary of Brunswick Corporation

ENVIRONMENTAL AND  
REGULATORY MATTERS
Certain materials used in boat manufacturing, including the resins 
used to make the decks and hulls, are toxic, flammable, corrosive, 
or reactive and are classified by the federal and state governments 
as “hazardous materials.” Control of these substances is regulated 
by the Environmental Protection Agency (“EPA”) and state pollution 
control  agencies,  which  require  reports  and  facility  inspections  to 
monitor compliance with their regulations. The Occupational Safety 
and  Health  Administration  (“OSHA”)  standards  limit  the  number  of 
emissions to which an employee may be exposed without the need 
for  respiratory  protection  or  upgraded  plant  ventilation.  Marine 
Products’ manufacturing facilities are regularly inspected by OSHA 
and  by  state  and  local  inspection  agencies  and  departments. 
Marine  Products  believes  that  its  facilities  comply  in  all  material 
aspects with these regulations. We do not currently anticipate that 
any material expenditure will be required to continue to comply with 
existing environmental or safety regulations in connection with our 
existing manufacturing facilities.

Recreational  powerboats  sold  in  the  United  States  must  be 
manufactured to meet the standards of certification required by the 
United States Coast Guard. In addition, boats manufactured for sale 
in the European Community must be compliant with the International 
for  Standardization  requirements  which  specify 
Organization 
standards for the design and construction of powerboats. All boats 
sold by Marine Products meet these standards. In addition, safety 
of recreational boats is subject to federal regulation under the Boat 
Safety Act of 1971. The Boat Safety Act requires boat manufacturers 

1 8 Marine Products Corporation 2023 10-K

to  recall  products  for  replacement  of  parts  or  components  that 
have  demonstrated  defects  affecting  safety.  Marine  Products  has 
from  time  to  time  instituted  recalls  for  defective  component  parts 
produced  by  other  manufacturers.  None  of  the  recalls  has  had  a 
material adverse effect on Marine Products.

The  EPA  has  adopted  regulations  stipulating  that  many  marine 
propulsion  engines  meet  an  air  emission  standard  that  requires 
fitting  a  catalytic  converter  to  the  engine.  These  regulations  also 
require, among other things, that the engine manufacturer provide 
a  warranty  that  the  engine  meets  EPA  emission  standards.  The 
engines  used  in  Marine  Products’  Chaparral  and  Robalo  product 
lines are subject to these regulations. These regulations are similar 
to  regulations  adopted  by  the  California  Air  Resources  Board  in 
2007 but apply to all U.S. states and territories. These regulations 
have  increased  the  cost  to  manufacture  the  majority  of  the 
Company’s boat products. Compliance with these EPA regulations 
has increased Marine Products’ cost and may also reduce Marine 
Products’ net sales, because the increased cost of owning a boat 
may force consumers to buy a smaller or less expensive boat.

HUMAN CAPITAL
The table below shows the number of employees at December 31, 
2023 and 2022:

At December 31,

Employees

2023

 690

2022

 935

The recreational boating industry is cyclical and therefore headcount 
is subject to change based on production levels which are a function 
of dealer and consumer demand. Beginning in the second half of 
2023, the Company adjusted its production levels and employee 
headcount  in  response  to  lower  dealer  and  retail  demand.  The 
Company’s key human capital management objectives are focused 
on fostering talent in the following areas:

Diversity  and  Equality  –  The  Company’s  workforce  reflects  the 
diversity of the community in which it operates. Our dedicated team of 
employees work toward a common purpose. We provide employment 
in  a  small  community  which  we  have  supported  as  the  largest 
employer  since  1976  under  the  same  management.  Our  company 
is strong in its values, relationships and consistency in management. 
The  Board  of  Directors  has  a  human  capital  and  compensation 
committee  that,  among  other  things,  monitors  compliance  with 
applicable non-discrimination laws related to race, gender and other 
protected classes. The Committee provides quarterly reports to the 
Board, including discussion of any significant compliance matters.

Development and Training – The Company’s management team and 
all its employees are expected to exhibit and promote honest, ethical 
and respectful conduct in the workplace. We have implemented and 
maintained  a  corporate  compliance  program  to  provide  guidance 
for everyone associated with the Company, including its employees, 
officers  and  directors  (the  “Code”).  Annual  review  of  the  Code  is 
required,  and  the  Code  prohibits  unlawful  or  unethical  activity, 
including  discrimination,  and  directs  our  employees,  officers,  and 
directors  to  avoid  actions  that,  even  if  not  unlawful  or  unethical, 
might create an appearance of illegality or impropriety. In addition, 
the  Company  provides  annual  training  for  preventing,  identifying, 
reporting and stopping any type of unlawful discrimination.

Part I 
Item 1. — Business

volume period. For similar reasons, quarterly operating results for 
the fourth quarter often record the lowest sales volume for the year. 
The results for any quarter are not necessarily indicative of results 
to be expected in any future period.

INFLATION
New boat buyers typically finance their purchases. The Company 
believes that the recent increase in interest rates (which is generally 
linked  to  higher  inflation)  has  reduced  retail  demand  for  smaller 
boats, since purchasers of smaller boats are typically more sensitive 
to increases in the cost of boat ownership. Higher interest rates also 
impact our dealers, as their boat purchases are financed and they 
bear much of the carrying costs of holding inventories. Lastly, the 
Company incurs higher costs from rising interest rates because we 
often pay a portion of dealer floor plan interest costs.

During  2021  and  2022,  inflation  in  the  general  economy  had 
increased to its highest level in more than 40 years due to economic 
labor  shortages, 
growth  following  the  COVID-19  pandemic, 
supply  chain  constraints,  and  U.S.  fiscal  policy.  As  a  result,  the 
market prices of the raw materials and components used by the 
Company’s  manufacturing  processes  increased  during  these 
periods.  In  response  to  historically  high  consumer  demand  as 
well as higher raw materials and components costs, the Company 
increased the prices for its products. During 2023 prices of many 
raw  materials  used  in  the  Company’s  manufacturing  processes 
began  to  decline,  and  transportation  became  more  available 
and  less  expensive,  thus  easing  the  Company’s  cost  pressures. 
However, the Company believes the cost of boat ownership has 
risen enough to impact retail demand. Therefore, it will be more 
difficult to raise prices in the future to compensate for increased 
costs  of  raw  materials  and  components,  which  could  impact  the 
Company’s sales and profit margins. 

AVAILABILITY OF FILINGS
Marine  Products  makes  available  free  of  charge  on  its  website, 
10-K, 
the  annual 
MarineProductsCorp.com, 
quarterly reports on Form 10-Q, current reports on Form 8-K and all 
amendments to those reports on the same day as they are filed with 
the Securities and Exchange Commission.

report  on  Form 

Employee  Retention  –  Marine  Products  monitors  voluntary 
employee turnover and reports these statistics to senior operational 
management.  From  time  to  time,  the  Company  has  rewarded 
employee  tenure  through  various  bonus  programs  for  its  hourly 
employees based on attendance and job performance. 

Compensation and Benefits – The Company focuses on attracting 
and  retaining  employees  by  providing  compensation  and  benefit 
packages  that  are  competitive  in  the  market,  taking  into  account 
the location and responsibilities of the job. We provide competitive 
financial benefits such as a 401(k) retirement plan with a company 
match, and generally grant awards of restricted stock for certain of 
our salaried employees.

The  Company  provides  a  health  insurance  option  that  includes 
a  local  primary  care  physician  who  provides  immediate  care  or 
medical consultation to its employees at a reduced or no cost, as 
well as certain maintenance medications at a reduced or no cost. 
Under this program, an employee with a health concern visits the 
physician’s office, which is close to our manufacturing facilities, and 
either  receives  care  or  is  referred  to  another  facility  for  testing  or 
additional care. We believe that this program improves employee 
well-being by facilitating their access to health care.

Safety – Marine Products monitors several safety measures and 
reports them to senior operational management on a regular basis. 
Management  reviews  safety  incidents,  and  the  Company  works 
to remediate operational issues that may be potential causes of 
any  frequent  incidents.  In  addition,  the  Company  awards  safety 
bonuses to the drivers of its company-owned vehicles based on 
their driving records. 

PROPRIETARY MATTERS
Marine  Products  owns  several  trademarks,  trade  names  and 
patents  that  it  believes  are  important  to  its  business.  Except  for 
the  Chaparral  and  Robalo  trademarks,  Marine  Products  is  not 
dependent upon any single trademark or trade name or group of 
trademarks or trade names. The Chaparral and Robalo trademarks 
are currently registered in the United States. The current duration for 
such registration ranges from seven to 15 years but each registration 
may be renewed an unlimited number of times.

SEASONALITY
Marine Products’ quarterly operating results are affected by weather 
and  general  economic  conditions.  Quarterly  operating  results  for 
the  second  quarter  traditionally  record  the  highest  sales  volume 
for the year because this corresponds with the highest retail sales 

Marine Products Corporation 2023 10-K

1 9

Part I 
Item 1A. — Risk Factors

ITEM 1A.
RISK FACTORS

RISKS RELATED TO OUR BUSINESS

Economic Conditions, Availability of Credit and Consumer 
Confidence Levels Affect Marine Products’ Sales Because 
Marine Products’ Products are Purchased with  
Discretionary Income.
During an economic recession or when an economic recession is 
perceived as a threat, Marine Products will be adversely affected 
as  consumers  have  less  discretionary  income  or  are  more  apt  to 
save their  discretionary income rather than spend it. During times 
of  global  political  or  economic  uncertainty,  Marine  Products  will 
be  negatively  affected  to  the  extent  consumers  forego  or  delay 
large  discretionary  purchases  pending  the  resolution  of  those 
uncertainties. Historical volatility in the prices and financial returns 
of investments and residential real estate may force consumers to 
delay  retirement,  or  to  choose  more  modest  lifestyles  when  they 
do  retire.  In  such  a  case,  consumers  may  not  purchase  boats, 
may  purchase  boats  later  in  their  lives,  or  may  purchase  smaller 
or less expensive boats. Tight lending and credit standards, which 
until  recently  have  been  in  use  by  lenders  in  the  United  States, 
can  make  loans  for  boats  harder  to  secure,  and  such  loans  may 
carry  unfavorable  terms,  which  may  force  consumers  to  forego 
boat purchases. These factors have also resulted in the past, and 
may  continue  to  result  in  the  future,  in  a  reduction  in  the  quality 
and  number  of  dealers  upon  which  Marine  Products  relies  to  sell 
its products.

Marine Products Relies Upon Third-Party Dealer Floor  
Plan Lenders Which Provide Financing to its Network  
of Independent Dealers.
Marine  Products  sells  its  products  to  a  network  of  independent 
dealers, most of whom rely on one or more third-party dealer floor 
plan lenders to provide financing for their inventory prior to its sale 
to  retail  customers.  In  general,  this  source  of  financing  is  vital  to 
Marine Products’ ability to sell products to its dealer network. While 
dealer floor plan credit is currently available for many of our dealers 
during the 2024 model year, the Company’s sales and profitability 
could be adversely affected in the event of a decline in floor plan 
financing availability, or if financing terms change unfavorably.

Interest Rates and Fuel Prices Affect Marine Products’ Sales.
The Company’s products are often financed by our dealers and the 
retail boat consumers. Higher interest rates increase the borrowing 
costs and, accordingly, the cost of doing business for dealers and 
the cost of boat ownership for consumers. Fuel costs can represent 
a  large  portion  of  the  costs  to  operate  our  products.  Therefore, 
higher interest rates and fuel costs can adversely affect consumers’ 
decisions relating to recreational boating purchases.

Marine Products’ Dependence on its Network of 
Independent Boat Dealers May Affect its Operating Results 
and Sales.
Virtually  all  Marine  Products’  sales  are  derived  from  its  network 
of  independent  boat  dealers.  Marine  Products  has  no  long-term 
agreements  with  these  dealers.  Competition  for  dealers  among 

to 

recreational  powerboat  manufacturers  continues 
increase 
based  on  the  quality  of  available  products,  the  price  and  value 
of  the  products,  and  attention  to  customer  service,  and  individual 
dealers frequently also sell boats manufactured by our competitors. 
The  Company  faces  intense  competition  from  other  recreational 
powerboat  manufacturers  in  attracting  and  retaining  independent 
boat dealers. The number of independent boat dealers supporting 
the  Chaparral  and  Robalo  trade  names  and  the  quality  of  their 
marketing  and  servicing  efforts  are  essential  to  Marine  Products’ 
ability  to  generate  sales.  A  deterioration  in  the  number  of  Marine 
Products’  network  of  independent  boat  dealers  could  have  a 
material adverse effect on its boat sales. Marine Products’ inability 
to  attract  new  dealers  and  retain  those  dealers,  or  its  inability  to 
increase  sales  with  existing  dealers,  could  substantially  impair  its 
ability  to  execute  its  business  plans.  Although  Marine  Products’ 
management believes that the quality of its products and services 
in  the  recreational  boating  market  should  permit  it  to  maintain  its 
relationship  with  its  dealers  and  its  market  position,  there  can  be 
no assurance that Marine Products will be able to sustain its current 
sales levels.

Marine Products’ Financial Condition and Operating Results 
may be Adversely Affected by Boat Dealer Defaults.
The  Company’s  products  are  sold  through  independent  dealers 
and the financial health of these dealers is critical to the Company’s 
continued success. The Company’s results can be negatively affected 
if a dealer defaults because Marine Products or its subsidiaries may 
be  contractually  required  to  repurchase  inventory  up  to  certain 
limits, although for business reasons, the Company may decide to 
purchase additional boats in excess of this contractual obligation.

Marine Products’ Sales are Affected by Weather Conditions, 
Which May Involve Long-term Impact from Global Warming.
Marine Products’ business is subject to weather patterns that may 
adversely  affect  its  sales.  For  example,  drought  conditions,  or 
merely  reduced  rainfall  levels,  or  excessive  rain,  may  close  area 
boating  locations  or  render  boating  dangerous  or  inconvenient, 
thereby  curtailing  customer  demand  for  our  products.  In  addition, 
unseasonably cool weather and prolonged winter conditions may 
lead to a shorter selling season in some locations. Hurricanes and 
other storms could cause disruptions of our operations or damage 
to our boat inventories and manufacturing facilities.

Marine Products’ Single Operational Location Creates Risk 
for its Sales, Profits and the Value of its Assets.
Marine  Products’  manufacturing  operations  are  conducted  in  a 
single  location  in  Nashville,  Georgia.  To  support  our  operations, 
several  of  our  suppliers  have  also  established  facilities  close  to 
our  manufacturing  facility  to  provide  timely  delivery  of  fabricated 
components. Catastrophic weather, civil unrest, natural disasters or 
other unanticipated events beyond our control may disrupt both our 
and  our  suppliers’  ability  to  conduct  manufacturing  operations  or 
transport our finished boats to our dealer network. We do not own or 
have access to alternate manufacturing locations. In the event of such 
events or conditions, we may incur damage to our work-in-process 

2 0 Marine Products Corporation 2023 10-K

and finished goods inventory and will incur impairment charges to 
the value of that inventory. Furthermore, our sales and profits may 
be adversely affected during and immediately after such events or 
conditions due to our inability to manufacture and deliver boats to 
our dealer network.

Marine Products Encounters Intense Competition Which 
Affects our Sales and Profits.
The  recreational  boat  industry  is  highly  fragmented,  resulting  in 
intense competition for customers, dealers and boat show exhibition 
space. This competition affects both the markets which we currently 
serve and new markets that we may enter in the future. We compete 
with  several  large  national  or  regional  manufacturers  that  have 
substantial financial, marketing and other resources.

Because Marine Products Relies on Third-party Suppliers, 
Marine Products may be Unable to Obtain Adequate 
Raw Materials, Engines and Components at Reasonable 
Prices or at All, Which Could Increase our Working Capital 
Requirements and Adversely Affect Sales and Profit Margins.
Marine Products is dependent on third-party suppliers to provide raw 
materials,  engines  and  components  essential  to  the  construction 
of  its  various  powerboats.  Especially  critical  are  the  availability 
and cost of marine engines and commodity raw materials used in 
the  manufacture  of  Marine  Products’  boats.  Marine  Products  has 
three  suppliers  for  the  three  types  of  engines  it  purchases.  While 
Marine Products’ management believes that supplier relationships 
currently in place are sufficient to provide the engines and materials 
necessary  to  meet  present  production  demands,  there  can  be 
no  assurance  that  these  relationships  will  continue,  that  these 
suppliers will remain in operation or that the quantity or quality of 
materials  available  from  these  suppliers  will  be  sufficient  to  meet 
Marine  Products’  future  needs.  Disruptions  in  current  supplier 
relationships  or  the  inability  of  Marine  Products  to  continue  to 
purchase  construction  materials  in  sufficient  quantities  and  of 
sufficient quality at acceptable prices to meet ongoing production 
schedules could cause a decrease in sales or a sharp increase in 
the cost of goods sold. Additionally, because of this dependence, 
the volatility in commodity raw materials or current or future price 
increases in production materials or the inability of Marine Products’ 
management  to  purchase  engines  and  materials  required  to 
execute  its  growth  and  acquisition  strategies  could  reduce  the 
number of boats Marine Products may be able to produce for sale 
or cause a reduction in Marine Products’ profit margins.

As  noted,  we  rely  on  third  parties  to  supply  a  number  of  raw 
materials  used  in  our  manufacturing  processes.  Prices  for  these 
raw materials fluctuate, often unpredictably, due to market forces 
beyond our control. When prices of these raw materials increase, 
we attempt to preserve our profit margins by increasing the prices of 
our products. There is no assurance that we will be able to increase 
the prices of our products and preserve our profitability in the event 
of future inflation and cost increases.

Part I 
Item 1A. — Risk Factors

intends 

to  pursue  acquisitions  and 

Marine Products may be Unable to Identify, Complete or 
Successfully Integrate Acquisitions.
Marine  Products 
form 
strategic  alliances  that  will  enable  Marine  Products  to  acquire 
complementary skills and capabilities, offer new products, expand 
its  customer  base,  and  obtain  other  competitive  advantages. 
There  can  be  no  assurance,  however,  that  Marine  Products  will 
be able to successfully identify suitable acquisition candidates or 
strategic partners, obtain financing on satisfactory terms, complete 
acquisitions or strategic alliances, integrate acquired operations into 
its existing operations, or expand into new markets. Once integrated, 
acquired operations may not achieve anticipated levels of sales or 
profitability,  or  otherwise  perform  as  expected.  Acquisitions  also 
involve special risks, including risks associated with unanticipated 
problems,  liabilities  and  contingencies,  diversion  of  management 
resources, and possible adverse effects on earnings and earnings 
per  share  resulting  from  increased  interest  costs,  the  issuance  of 
additional securities, and difficulties related to the integration of the 
acquired business. The failure to integrate acquisitions successfully 
may divert management’s attention from Marine Products’ existing 
operations and may damage Marine Products’ relationships with its 
key dealers and suppliers.

Increasing Expectations from Customers, Investors and Other 
Stakeholders Regarding Our Environmental, Social and 
Governance (ESG) Practices may affect Our Business, may 
Create Additional Costs for us, or Expose Us to Related Risks. 
Many companies are receiving greater attention from stakeholders 
regarding their ESG practices, as well as their oversight of relevant 
ESG 
issues.  The  various  stakeholders  are  placing  growing 
importance  on  our  potential  environmental  and  social  issue  risk 
exposure and the impact of our choices. This trend appears likely 
to continue. Increased focus on ESG and related decision-making 
may  negatively  impact  us  as  customers,  investors  and  other 
stakeholders may choose to not work with us or reallocate capital 
or  decline  to  make  an  investment  as  a  result  of  their  assessment 
of  our  ESG  practices.  Companies  that  do  not  comport  with,  or  do 
not adapt to, these evolving investor and stakeholder ESG-related 
expectations  and  standards,  or  that  are  assessed  as  not  having 
responded  appropriately  to  the  growing  focus  on  ESG  matters, 
may have their brand and reputation harmed, and we or our stock 
price  may  be  adversely  affected  even  though  we  may  be  in  full 
compliance with all relevant laws and regulations. 

Marine Products Corporation 2023 10-K

2 1

Part I 
Item 1A. — Risk Factors

RISK MANAGEMENT RISKS

RISKS RELATED TO OUR LABOR FORCE

Marine Products Has Potential Liability for Personal Injury 
and Property Damage Claims.
The  products  or  services  we  sell  may  expose  Marine  Products  to 
potential  liabilities  for  personal  injury  or  property  damage  claims 
relating to the use of those products. Historically, the resolution of 
product liability claims has not materially affected Marine Products’ 
business. Marine Products maintains product liability insurance that 
it  believes  to  be  adequate.  However,  there  can  be  no  assurance 
that Marine Products will not experience legal claims in excess of 
its insurance coverage or that claims will be covered by insurance. 
Furthermore, any significant claims against Marine Products could 
result  in  negative  publicity,  which  could  cause  Marine  Products’ 
sales to decline. 

REGULATORY RISKS

If Marine Products is Unable to Comply with Environmental 
and Other Regulatory Requirements, its Business may be 
Exposed to Liability and Fines.
Marine  Products’  operations  are  subject  to  extensive  regulation, 
supervision  and  licensing  under  various  federal,  state  and  local 
statutes,  ordinances  and  regulations.  While  Marine  Products 
believes that it maintains all requisite licenses and permits and is in 
compliance with all applicable federal, state and local regulations, 
there  can  be  no  assurance  that  Marine  Products  will  be  able  to 
continue to maintain all requisite licenses and permits and comply 
with  applicable  laws  and  regulations.  The  failure  to  satisfy  these 
and  other  regulatory  requirements  could  cause  Marine  Products 
to incur fines or penalties or could increase the cost of operations. 
The adoption of additional laws, rules and regulations could also 
increase Marine Products’ costs.

The  U.S.  Environmental  Protection  Agency  (EPA)  has  adopted 
regulations  affecting  many  marine  propulsion  engines.  This 
regulation has increased the cost of boats subject to the regulation, 
which may either reduce the Company’s profitability or reduce sales.

As with boat construction in general, our manufacturing processes 
involve the use, handling, storage and contracting for recycling or 
disposal of hazardous or toxic substances or wastes. Accordingly, 
we are subject to regulations regarding these substances, and the 
misuse  or  mishandling  of  such  substances  could  expose  Marine 
Products to liability or fines.

Additionally,  certain  states  have  required  or  are  considering 
requiring  a  license  to  operate  a  recreational  boat.  While  such 
licensing  requirements  are  not  expected  to  be  unduly  restrictive, 
regulations  may  discourage  potential  first-time  buyers,  thereby 
reducing future sales.

Marine Products’ Success Will Depend on its Key Personnel, 
and the Loss of any Key Personnel may Affect its Powerboat 
Sales.
Marine  Products’  success  will  depend  to  a  significant  extent  on 
the continued service of key management personnel. The loss or 
interruption of the services of any senior management personnel or 
the inability to attract and retain other qualified management, sales, 
marketing and technical employees could disrupt Marine Products’ 
operations and cause a decrease in its sales and profit margins.

Marine Products’ Ability to Attract and Retain Qualified 
Employees is Crucial to its Results of Operations and  
Future Growth.
Marine  Products  relies  on  the  existence  of  an  available  hourly 
workforce to manufacture its products. As with many businesses, we 
are challenged at times to find qualified employees. There are no 
assurances that Marine Products will be able to attract and retain 
qualified employees to meet current and/or future growth needs.

RISKS RELATED TO OUR CAPITAL  
AND OWNERSHIP STRUCTURE

Marine Products’ Executive Officers, Directors and Their 
Affiliates Together Have a Substantial Ownership Interest, 
and Public Stockholders may Have no Effective Voice in 
Marine Products’ Management.
The Company has elected the “Controlled Corporation” exemption 
under Section 303A of the New York Stock Exchange (“NYSE”) Listed 
Company  Manual.  The  Company  is  a  “Controlled  Corporation” 
because a group that includes Gary W. Rollins, Pamela R. Rollins, 
Amy  Rollins  Kreisler  and  Timothy  C.  Rollins,  each  of  whom  is 
a  director  of  the  Company,  and  certain  companies  under  their 
control (the “Controlling Group”), controls in excess of fifty percent 
of the Company’s voting power. As a “Controlled Corporation,” the 
Company need not comply with certain NYSE rules including those 
requiring  a  majority  of  independent  directors  and  independent 
nominating and compensation committees.

Marine  Products’  executive  officers,  directors  and  their  affiliates 
hold  directly  or  through  indirect  beneficial  ownership,  in  the 
aggregate,  approximately  71%  of  Marine  Products’  outstanding 
shares of common stock. As a result, these stockholders effectively 
control the operations of Marine Products, including the election of 
directors and approval of significant corporate transactions such as 
acquisitions.  This  concentration  of  ownership  could  also  have  the 
effect of delaying or preventing a third-party from acquiring control 
of Marine Products at a premium.

2 2 Marine Products Corporation 2023 10-K

Our Executive Officers, Directors and Their Affiliates 
Together Have a Substantial Ownership Interest, and the 
Availability of Marine Products’ Common Stock to the 
Investing Public may be Limited.
The availability of Marine Products’ common stock to the investing 
public  may  be  limited  to  those  shares  not  held  by  the  executive 
officers, directors and their affiliates, which could negatively impact 
Marine  Products’  stock  trading  prices  and  affect  the  ability  of 
minority stockholders to sell their shares. Future sales by executive 
officers, directors and their affiliates of all or a portion of their shares 
could also negatively affect the trading price of our common stock.

The Controlling Group Could Take Actions That Could 
Negatively Impact Our Results of Operations, Financial 
Condition or Stock Price.
The Controlling Group may from time to time and at any time, in their 
sole discretion, acquire or cause to be acquired, additional equity 
or  other  instruments  of  the  Company,  its  subsidiaries  or  affiliates, 
or derivative instruments the value of which is linked to Company 
securities,  or  dispose  or  cause  to  be  disposed,  such  equity  or 
other securities or instruments, in any amount that the Controlling 
Group may determine in their sole discretion, through open market 
transactions,  privately  negotiated  transactions  or  otherwise.  In 
addition, depending upon a variety of factors, the Controlling Group 
may at any time engage in discussions with the Company and its 
affiliates,  and  other  persons,  including  retained  outside  advisers, 
concerning 
the  Company’s  business,  management,  strategic 
alternatives  and  direction,  and  in  their  sole  discretion,  consider, 
formulate  and  implement  various  plans  or  proposals  intended  to 
enhance the value of their investment in the Company.  In the event 
the Controlling Group were to engage in any of these actions, our 
common  stock  price  could  be  negatively  impacted,  such  actions 
could cause volatility in the market for our common stock or could 
have a material adverse effect on our results of operations and our 
financial condition.

Provisions in Marine Products’ Certificate of Incorporation 
and Bylaws may Inhibit a Takeover of Marine Products.
Marine  Products’  certificate  of 
incorporation,  bylaws  and 
other  documents  contain  provisions  including  advance  notice 
requirements  for  stockholder  proposals  and  director  nominations, 
and  staggered  terms  of  office  for  the  Board  of  Directors.  These 
provisions may make a tender offer, change in control or takeover 
attempt  that  is  opposed  by  Marine  Products’  Board  of  Directors 
more difficult or expensive.

RISKS RELATED TO DIGITAL 
OPERATIONS, CYBERSECURITY  
AND BUSINESS DISRUPTION

Our Operations Rely on Digital Systems and Processes 
That are Subject to Cyber-Attacks or Other Threats That 
Could Have a Material Adverse Effect on our Business, 
Consolidated Results of Operations and Consolidated 
Financial Condition.

Part I 
Item 1A. — Risk Factors

Our operations are dependent on digital technologies and services. 
We  use  these  technologies  and  services  for  internal  purposes, 
including data storage, processing and transmissions, as well as in 
our interactions with customers and suppliers. Digital technologies 
are  subject  to  the  risk  of  cyber-attacks,  both  from  internal  and 
external  threats.    Internal  threats  in  cybersecurity  are  caused  by 
the misuse of access to networks and assets by individuals within 
the  Company  by  maliciously  or  negligently  disclosing,  modifying 
or  deleting  sensitive  information.    Individuals  within  the  Company 
include  current  employees,  contractors  and  partners.  External 
threats  in  cybersecurity  are  caused  by  unauthorized  parties 
attempting to gain access to our networks and assets by exploiting 
security  vulnerabilities  or  through  the  introduction  of  malicious 
code,  such  as  viruses,  worms,  Trojan  horses  and  ransomware.    In 
response  to  the  risk  of  cyber-attacks,  we  regularly  review  and 
update processes to prevent unauthorized access to our networks, 
information  technology  assets  and  misuse  of  data.  We  provide 
security  awareness  training  for  appropriate  employees,  and 
closely  manage  the  information  system  accounts  and  privileges 
of all employees and contractors. We also maintain an up-to-date 
incident response plan to quickly address cybersecurity incidents. 
We have experienced unsuccessful cyber-attack attempts to gain 
unauthorized access to our network. To date, these attacks have not 
had a material impact on our operations.

If  our  systems  for  protecting  against  cybersecurity  risks  prove  to 
be  insufficient,  we  could  be  adversely  affected  by,  among  other 
things,  loss  of  or  damage  to  intellectual  property,  proprietary  or 
confidential  information,  or  customer,  supplier,  or  employee  data, 
as  well  as,  interruption  of  our  business  operations  and  increased 
costs  required  to  prevent,  respond  to,  or  mitigate  cybersecurity 
attacks. These risks could harm our reputation and our relationships 
with  customers,  suppliers,  employees  and  other  third  parties,  and 
may result in claims against us. These risks could have a material 
adverse effect on our business, consolidated results of operations 
and consolidated financial condition.

GENERAL RISKS

Marine Products’ Stock Price Has Been Volatile.
Historically,  the  market  price  of  common  stock  of  companies 
engaged in the discretionary consumer products industry has been 
highly volatile. Likewise, the market price of our common stock has 
varied significantly in the past. In addition, the availability of Marine 
Products common stock to the investing public is limited to the extent 
that shares are not sold by the executive officers, directors and their 
affiliates, which could negatively impact the trading price of Marine 
Products’ common stock, increase volatility and affect the ability of 
minority stockholders to sell their shares. Future sales by executive 
officers, directors and their affiliates of all or a substantial portion of 
their shares could also negatively affect the trading price of Marine 
Products’ common stock. We currently have an effective Form S-3 
registration  statement  on  file  with  the  Securities  and  Exchange 
Commission  that  would  allow  the  sale  of  significant  blocks  of  our 
common stock by us and certain of our largest shareholders.

Marine Products Corporation 2023 10-K

2 3

Part I 
Item 1B. — Unresolved Staff Comments

ITEM 1B.
UNRESOLVED STAFF COMMENTS 
None.

ITEM 1C.
CYBERSECURITY 

RISK MANAGEMENT AND STRATEGY
Marine  Products  approaches  cybersecurity  as  an  enterprise-
wide  risk  and  has  created  a  Cybersecurity  Risk  and  Compliance 
Program that outlines governance programs in place and outlines 
efforts  undertaken  to  mitigate  cyber  risks.  We  have  implemented 
policies  and  processes  designed  to  detect,  prevent,  and  respond 
to  cybersecurity  incidents.  To  help  guide  its  overall  program, 
the  Company  uses  the  Center  for  Internet  Security  (CIS)  Controls 
framework  to  provide  best  practices  for  securing  IT  systems  and 
data.  We  have  implemented  a  majority  of  version  8.0  of  the  CIS 
Controls which supports a Zero Trust architecture.

The  Company  has  several  security  policies  that  are  published 
and  accessible  to  all  employees.  All  these  policies  are  reviewed 
annually and updated as needed to address emerging risks or gaps 
in  compliance.  Marine  Products  has  not  experienced  a  material 
cybersecurity  incident  to  date.  If  a  material  cybersecurity  breach 
occurs, the incident will be reviewed to determine whether further 
escalation  is  appropriate.  Any  incident  assessed  as  potentially 
being  or  becoming  material  will  immediately  be  escalated  for 
further  assessment  and  reported  to  designated  members  of  our 
executive leadership team and if deemed necessary, the Board of 
Directors. We plan to consult with outside counsel as appropriate, 
including on materiality analysis and disclosure matters, and make 
the  final  materiality  determination  regarding  disclosure  and  other 
compliance decisions. We also plan to keep our independent public 
accounting  firm  informed  of  such  incidents  as  appropriate.  While 
the  Company  is  currently  self-insured  for  cybersecurity  risks,  we 
are evaluating a cyber liability insurance policy that may provide 
coverage for expenses, business losses, business interruption, and 
fines and penalties associated with a data breach or other similar 
incident. The Company has a periodic touchpoint with all third-party 
information technology service providers to identify materials risks 
from cybersecurity threats.

Our business strategy, results of operations and financial condition 
have  not  been  materially  affected  by  risks  from  cybersecurity 
threats, including as a result of previously identified cybersecurity 
incidents,  but  we  cannot  provide  assurance  that  they  will  not  be 
materially affected in the future by such risks or any future material 
incidents.  For  more  information  on  our  cybersecurity  related  risks 
see Item 1A Risk Factors of this Annual Report on Form 10-K.

2 4 Marine Products Corporation 2023 10-K

GOVERNANCE

Role of the Board
The Board is responsible for overseeing overall risk management 
for the Company, including review and approval of the enterprise 
risk  management  approach  and  processes 
implemented  by 
management to identify, assess, manage, and mitigate risk, at least 
annually. The Board has delegated its responsibility for oversight of 
the  Company’s  cybersecurity  and  information  security  framework 
and risk management to the Audit Committee. The Audit Committee 
receives  information  and  updates  at  least  quarterly  and  actively 
engages with senior leaders with respect to the effectiveness of the 
Company’s cybersecurity and information security framework, data 
privacy,  and  risk  management.  In  addition,  the  Audit  Committee 
receives  reports  summarizing  threat  detection  and  mitigation 
plans,  audits  of  internal  controls,  training  and  certification,  and 
other cyber priorities and initiatives, as well as timely updates from 
senior leaders on material incidents relating to information systems 
security,  including  cybersecurity  incidents.  The  Audit  Committee 
includes  members  with  experience  in  risk  management  including 
cybersecurity.

Role of Management
Company  management  has  established  a  Cybersecurity 
Governance  Committee  that  is  comprised  of  the  Information 
Technology  Manager  and  senior  members  of  management.  The 
Committee  meets  periodically  to  discuss  cybersecurity  program 
updates  and  challenges,  watch  for  potential  threats  from  both 
external  and  internal  sources,  monitor  compliance  in  existing 
or  emerging  business  practices,  and  respond  to  stakeholder 
inquiries.  The  Information  Technology  department  is  comprised 
of  professionals  with  extensive  expertise  and  led  by  its  manager 
with  over  20  years  of  experience  in  various  aspects  including 
cybersecurity. The manager is continuously monitoring trends and 
stays  current  with  the  various  cybersecurity  threats  and  related 
mitigation  opportunities.  The  Company  periodically  engages  a 
third-party  service  provider  to  perform  an  external  vulnerability 
scan  of  the  Company  network  to  identify  known  threats  and  to 
date  no  critical  vulnerabilities  have  been  identified  during  these 
assessments.

Part I 
Item 2. — Properties

ITEM 2.
PROPERTIES
Marine Products’ corporate offices are in Atlanta, Georgia. These offices are currently shared with RPC and are leased. The monthly rent 
paid is allocated between Marine Products and RPC. Under this arrangement, Marine Products pays approximately $4,300 per month in rent. 
Marine Products may cancel this arrangement at any time after giving a 30-day notice.

Chaparral  owns  and  maintains  approximately  1,284,000  square  feet  of  space  utilized  for  manufacturing,  research  and  development, 
warehouse, sales office and operations in Nashville, Georgia. In addition, the Company owns 83,000 square feet of manufacturing space 
in  Valdosta,  Georgia.  Marine  Products’  total  square  footage  under  roof  is  allocated  as  follows:  manufacturing  —  729,400,  research  and 
development — 68,500, warehousing — 446,900, office and other — 122,200.

ITEM 3.
LEGAL PROCEEDINGS
Marine Products is involved in litigation from time to time in the ordinary course of its business. Marine Products does not believe that the 
ultimate outcome of such litigation will have a material adverse effect on its liquidity, financial condition or results of operations.

ITEM 4. 
MINE SAFETY DISCLOSURES
Not applicable.

Marine Products Corporation 2023 10-K

2 5

Part II 
Item 5. — Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities

Part II

ITEM 5. 
MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED STOCKHOLDER 
MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES
Marine Products’ common stock is listed for trading on the New York Stock Exchange under the symbol “MPX.” As of February 20, 2024, there 
were 34,682,949 shares of common stock outstanding and approximately 6,400 beneficial holders of our Company’s common stock. 

ISSUER PURCHASES  
OF EQUITY SECURITIES
The  Company  has  a  stock  buyback  program  initially  adopted  in 
2001 and subsequently amended in 2013 and 2019 that authorized 
the repurchase of 8,250,000 shares, in the aggregate, in the open 
market.  The  Company  did  not  repurchase  any  shares  under  this 
program in 2023 and 2022. There are 1,570,428 shares that remain 
available  for  repurchase  as  of  December  31,  2023.  The  program 
does not have a predetermined expiration date.

PERFORMANCE GRAPH
The 
the 
following  graph  shows  a  five-year  comparison  of 
cumulative  total  stockholder  return  based  on  the  performance  of 
the  stock  of  the  Company,  assuming  dividend  reinvestment,  as 

compared with both a broad equity market index and an industry 
or peer group index. The indices included in the following graph are 
the  Russell  2000  Index  (“Russell  2000”)  and  a  peer  group  which 
includes  companies  that  are  considered  peers  of  the  Company 
(“Peer  Group”).  The  companies  included  in  the  Peer  Group  have 
been weighted according to each respective issuer’s stock market 
capitalization at the end of each year. The companies in the Peer 
Group  are  Brunswick  Corporation,  MarineMax,  Inc.,  Malibu  Boats, 
Inc. and Mastercraft Boat Holdings, Inc.

The Russell 2000 is used because the Company is a component of 
the Russell 2000, and because the Russell 2000 is a stock index 
representing small capitalization U.S. stocks.

The  graph  below  assumes  the  value  of  $100.00  invested  on 
December 31, 2018.

COMPARISON OF FIVE-YEAR CUMULATIVE TOTAL RETURN*

300

250

200

150

100

50

0

12/31/2018

12/31/2019

12/31/2020

12/31/2021

12/31/2022

12/31/2023

Marine Products Corporation
Common Stock

Peer 
Group

Russell 
2000 Index

* Assumes Reinvestment of Dividends

Company/Index

2018

2019

2020

2021

2022

2023

Base Period

Marine Products Corporation Common Stock

Peer Group

Russell 2000 Index

100 

100 

100 

88 

126 

123 

92 

161 

146 

81 

228 

166 

80 

162 

131 

77 

205 

147 

December 31,

2 6 Marine Products Corporation 2023 10-K

Part II 
Item 6. — Reserved

ITEM 6.
RESERVED

ITEM 7. 
MANAGEMENT’S DISCUSSION AND ANALYSIS  
OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

PRESENTATION
The  following  discussion  should  be  read  in  conjunction  with  the 
Consolidated  Financial  Statements  included  elsewhere  in  this 
document. See also “Forward-Looking Statements” in Part I included 
in  this  Form  10-K.  Discussions  of  2022  items  and  year-to-year 
comparisons of 2022 and 2021 that are not included in this Form 
10-K  can  be  found  in  “Management’s  Discussion  and  Analysis  of 
Financial Condition and Results of Operations” in Part II, Item 7 of 
our Annual Report on Form 10-K for the year ended December 31, 
2022, which Item is incorporated herein by reference.

OVERVIEW
Consolidated  net  sales  increased  slightly  in  2023  compared  to 
2022 due to a 7.3% increase in the average gross selling price per 
boat  due  to  model  mix,  partially  offset  by  increased  promotional 
costs  and  a  4.4%  decrease  in  unit  sales  to  dealers.  Management 
will continue to monitor retail demand among the various segments 
in  the  recreational  boat  market,  the  actions  of  our  competitors, 
dealer inventory levels and the availability of dealer and consumer 
financing for the purchase of our products and adjust our production 
levels  as  deemed  appropriate.  Gross  profit  decreased  to  $90.4 
million in 2023, from $93.7 million in 2022 due to higher promotional 
costs  coupled  with  manufacturing  cost  inefficiencies  as  boat 
demand moderated and dealer orders decreased year-over-year. 
Operating  income  decreased  to  $49.2  million,  from  $51.8  million 
in the prior year. Net income increased to $41.7 million, from $40.3 
million in the prior year, as higher interest income offset the decline 
in operating income. Diluted earnings per share was $1.21 in 2023, 
up from $1.18 in 2022. 

.

OUTLOOK
We believe that the strong retail demand for new recreational boats 
which  began  in  2020  with  the  onset  of  the  COVID-19  pandemic 
has subsided and has now normalized. In addition, consumers are 
returning to pre-pandemic routine lifestyles and rising interest rates 
are  contributing  to  higher  costs  of  boat  ownership.  Since  some 
buyers of recreational boats finance their purchases, higher interest 
rates  may  discourage  them  from  the  purchase  of  a  boat.  In  light 
of the normalization of demand and higher interest rates, we have 
reinstituted certain retail incentives and other allowances to attract 
more  consumers  to  address  lower  demand  compared  to  the  first 
half of 2023. We have adjusted production levels to more closely 
align with expected demand. 

During the past three model years, Marine Products has produced a 
smaller number of boat designs than in previous years to increase 
production  efficiency.  In  addition,  the  average  size  of  the  models 
the Company is producing has increased in response to evolving 
retail demand, and this trend is expected to continue. The Company 
intends to continue its focus on larger boats given this trend, higher 
associated price points and higher margins.

Due to strong demand across the recreational sector following the 
COVID-19  pandemic,  key  materials  and  components  had  been  in 
tight  supply.  Supply  chain  disruptions  and  constraints  negatively 
impacted  our  operations  in  2022  and  early  2023  including  our 
production  volumes  and  manufacturing  inefficiencies,  however, 
these issues have improved and are no longer impacting production.

Our financial results during 2024 will depend on a number of factors, 
including economic trends, demand for discretionary products, the 
impact of interest rates on consumer financing options and dealer 
inventory  carrying  costs,  the  effectiveness  of  the  Company’s 
incentive  programs,  the  success  of  new  model  launches,  and  the 
Company’s ability to manage manufacturing costs in light of lower 
production levels compared to early 2023.

Marine Products Corporation 2023 10-K

2 7

Part II 
Item 7. — Management’s Discussion and Analysis of Financial Condition and Results of Operations

RESULTS OF OPERATIONS

Total number of boats sold

Average gross selling price per boat (in thousands)

Net sales (in thousands)

Gross profit margin percent

Percentage of selling, general and administrative expenses to net sales

Operating income (in thousands)

Warranty expense (in thousands)

Years ended December 31,

2023

 4,139

 82.4

 383,729

 23.6%

 11.3%

 49,202

 5,829

$

$

$

$

2022

 4,331

 76.8

 380,995

 24.6%

 11.0%

 51,796

 5,903

$

$

$

$

2021

 4,165

 62.1

 298,014

 22.9%

 10.7%

 36,392

 3,702

$

$

$

$

Year Ended December 31, 2023 Compared to Year Ended 
December 31, 2022
Net  Sales.  Marine  Products’  net  sales  increased  slightly  by  
$2.7 million or 0.7% in 2023 compared to 2022. The increase was 
primarily due to a 7.3% increase in the average gross selling price 
per  boat,  partially  offset  by  increased  promotional  costs  and  a 
4.4% decrease in the number of boats sold. Unit sales decreased 
in most of our Chaparral models as well as many Robalo models 
during  2023  compared  to  the  prior  year.  Unit  sales  during  2023 
in  comparison  to  the  prior  year  were  negatively  impacted  by  a 
normalization  of  demand  relative  to  high  post-COVID  levels  and 
higher  interest  rates.  Average  selling  prices  increased  compared 
to  the  prior  year  primarily  due  to  a  favorable  model  mix  partially 
offset  by  an  increase  in  retail  incentive  costs  for  a  new  program 
announced  during  the  fourth  quarter  of  2023.  Domestic  net  sales 
were $361.2 million, an increase of 1.7% compared to the prior year. 
In 2023, international net sales were $22.5 million, a decrease of 
12.2% compared to the prior year.

Cost  of  Goods  Sold.  Cost  of  goods  sold  increased  2.1%  in  2023 
compared  to  2022  due  to  higher  materials  and  labor  costs.  As  a 
percentage  of  net  sales,  cost  of  goods  sold  increased  to  76.4% 
in  2023  compared  to  75.4%  in  2022  primarily  due  to  higher 
promotional costs coupled with manufacturing inefficiencies as boat 
demand  moderated  and  dealer  orders  decreased  in  the  current 
year compared to the prior year.

Selling, General and Administrative Expenses. Selling, general and 
administrative  expenses  increased  by  $1.3  million  or  3.1%  in  2023 
compared to 2022. The increase was primarily due to higher non-
cash settlement losses recorded of $2.4 million in 2023 compared 

to  $1.2  million  in  2022  related  to  the  termination  of  the  defined 
benefit pension plan. Selling, general and administrative expenses 
as a percentage of net sales were 11.3% in 2023 compared to 11.0% 
in 2022. As a percentage of net sales, warranty expense was 1.5% 
in  both  2023  and  2022.  The  Company  incurred  lower  incentive 
compensation  costs  in  2023  compared  to  2022  due  to  lower 
profitability  for  the  full  year.  Management  expects  the  reduction 
in anticipated incentive compensation to be paid to selected non-
executive  employees  described  in  the  Notes  to  the  Consolidated 
Financial Statements in note titled Commitments and Contingencies, 
to favorably impact selling, general and administrative expenses for 
future periods.

Gain on disposition of assets, net for 2023 was $2.0 million due 
primarily to a $1.8 million gain related to a real estate transaction 
recorded during the third quarter of 2023. 

Interest Income, net. Interest income, net increased to $2.9 million 
in 2023 compared to $338 thousand in 2022 due to higher cash 
balances and higher investment yields. Marine Products generated 
interest income primarily from investments of excess cash in money 
market  funds.  Additionally,  interest  expense  is  recorded  for  the 
revolving  credit  facility,  primarily  related  to  fees  on  the  unused 
portion of the facility. 

Income  Tax  Provision.  The  income  tax  provision  decreased  to  
$10.4  million  in  2023  compared  to  $11.8  million  in  2022.  The 
effective  tax  rate  decreased  to  19.9%  in  2023  from  22.6%  in 
2022.  The  decrease  in  the  2023  effective  tax  rate  is  primarily 
due to favorable permanent and beneficial discrete adjustments 
compared  to  unfavorable  permanent  and  detrimental  discrete 
adjustments in 2022.

2 8 Marine Products Corporation 2023 10-K

Part II 
Item 7. — Management’s Discussion and Analysis of Financial Condition and Results of Operations

LIQUIDITY AND CAPITAL RESOURCES

Cash and Cash Flow
The Company’s cash and cash equivalents were $72.0 million at December 31, 2023, $43.2 million at December 31, 2022 and $14.1 million at 
December 31, 2021. The following table sets forth the historical cash flows for the twelve months ended December 31:

(in thousands)

Net cash provided by operating activities

Net cash used for investing activities

Net cash used for financing activities

in  2023 

Cash  provided  by  operating  activities 
increased  
$7.5 million compared to 2022. The net cash provided by operating 
activities  in  2023  includes  net  income  of  $41.7  million  and  an 
adjustment for a non-cash pension settlement loss of $2.4 million, 
coupled  with  a  net  favorable  change  in  inventory  of  $11.4  million. 
These favorable changes are coupled with a net favorable change 
in  other  components  of  our  working  capital  (including  accounts 
receivable less accounts payable and accrued expenses) totaling 
$1.8 million, partially offset by an unfavorable change in other non-
current assets. The net favorable change in inventory during 2023 
was primarily due to clearing inventory of partially completed boats 
as supply chain disruptions of critical components improved during 
2023 in comparison to the prior year. The net favorable change in 
other components of our working capital was primarily a result of 
a decrease in accounts receivable of $2.9 million consistent with a 
decrease in sales during the fourth quarter of 2023, partially offset 
by  a  net  decrease  in  accounts  payable  and  accrued  expenses 
consistent  with  the  decline  in  production  levels  during  the  fourth 
quarter of 2023 compared to the same period in the period year. 
The  net  unfavorable  change  in  other  non-current  assets  is  due 
primarily to an employer contribution of $4.0 million during 2023 to 
the supplemental retirement plan.

Cash  used  for  investing  activities  in  2023  increased  $5.4  million 
in  comparison  to  the  same  period  in  2022  due  to  higher  capital 
expenditures  including  transportation  equipment  and  warehouse 
space partially offset by proceeds from sale of assets.

Cash  used  for  financing  activities  in  2023  increased  $2.4  million 
compared  to  2022  primarily  due  to  increased  dividends  paid  to 
common shareholders, coupled with an increase in the cost of stock 
repurchases related to the vesting of restricted shares.

Cash Requirements
Management expects that capital expenditures during 2024 will be 
approximately $5.0 million.

The  Company  participated  in  a  multiple  employer  Retirement 
Income Plan (“Plan” ), sponsored by RPC. During 2023, the Plan was 
fully terminated through a liquidation of the assets held in a trust. 

On January 23, 2024, the Board of Directors approved a quarterly 
cash dividend of $0.14 per common share payable March 11, 2024 
to stockholders  of  record at the close of business on February 9, 
2024. Subject to industry conditions and Marine Products’ earnings, 
financial condition, and other relevant factors, the Company expects 
to  continue  to  pay  regular  quarterly  cash  dividends  to  common 
stockholders.

2023

2022

$

 56,846

$

 49,348

$

 (7,871)

 (20,194)

 (2,500)

 (17,779)

2021

 457

 (1,248)

 (16,680)

Effective  October  1,  2023,  the  Company  began  recording  short-
term cash incentive compensation expense to selected employees 
in  an  annual  amount  equal  to  nine  percent  of  pre-tax  profit  (PTP 
incentive),  defined  as  pretax  income  before  goodwill  adjustments 
and certain allocated corporate expenses. Through the third quarter 
of 2023, this PTP incentive was 16% in the aggregate per year and 
was subject to either a contractual arrangement or a discretionary 
determination.  The  PTP  incentive  under  a  contractual  agreement 
with one employee, in the amount of seven percent per year, was 
discontinued as of September 30, 2023. Management expects this 
reduction  to  continue  to  favorably  impact  operating  cash  flow  in 
future periods.

The  Company  has  a  stock  buyback  program  initially  adopted  in 
2001 and subsequently amended in 2013 and 2019 that authorizes 
the aggregate repurchase of 8,250,000 shares in the open market. 
The Company did not repurchase any shares under this program in 
2023 and 2022. There are 1,570,428 shares that remain available 
for  repurchase  as  of  December  31,  2023.  The  program  does  not 
have a predetermined expiration date.

The  Company  has  entered  into  agreements  with  third-party  floor 
plan  lenders  where  it  has  agreed,  in  the  event  of  default  by  a 
qualifying dealer, to repurchase MPC boats repossessed from the 
dealer.  These  arrangements  are  subject  to  maximum  repurchase 
amounts  and  the  associated  risk  is  mitigated  by  the  value  of  the 
boats  repurchased.  The  Company  had  no  material  repurchases 
of  dealer  inventory  in  2023  and  2022.  See  further  information 
regarding  repurchase  obligations  in  note  titled  Commitments 
and  Contingencies  in  the  Notes  of  the  Consolidated  Financial 
Statements.

The Company believes that the liquidity provided by existing cash, 
cash  equivalents,  its  overall  strong  capitalization,  cash  generated 
by operations and the Company’s ability to sell up to approximately 
$150  million  in  shares  of  its  common  stock  under  the  Company’s 
shelf registration statement will be sufficient to meet the Company’s 
requirements for at least the next twelve months. The Company’s 
decisions  about  the  amount  of  cash  to  be  used  for  investing  and 
financing  purposes  are  influenced  by  its  capital  position  and 
the  expected  amount  of  cash  to  be  provided  by  operations.  The 
Company also has a revolving line of credit facility to increase its 
flexibility  for  managing  its  investment  in  its  working  capital  or  for 
funding other purposes.

The  revolving  credit  agreement  with  Truist  Bank  provides  a  credit 
facility of $20.0 million which is scheduled to mature on November 
12, 2026. The facility includes (i) a $5 million sublimit for swingline 
loans,  (ii)  a  $2.5  million  aggregate  sublimit  for  all  letters  of  credit, 

Marine Products Corporation 2023 10-K

2 9

Part II 
Item 7. — Management’s Discussion and Analysis of Financial Condition and Results of Operations

and (iii) a committed accordion which can increase the aggregate 
commitments  by  the  greater  of  $35  million  and  adjusted  EBITDA 
(as calculated under the Credit Agreement) over the most recently 
completed  twelve-month  period.  The  revolving  credit  facility 
includes a full and unconditional guarantee by the Company and 
its  consolidated  domestic  subsidiaries  and  is  subject  to  certain 
financial and other customary covenants. As of December 31, 2023, 
the Company had no outstanding borrowings under the revolving 
credit agreement.

CONTRACTUAL OBLIGATIONS
The  Company’s  obligations  and  commitments  that  require  future 
payments 
include  our  credit  facility,  certain  non-cancelable 
operating  leases,  amounts  related  to  the  usage  of  corporate 
aircraft  and  other  long-term  liabilities.  For  additional  information 
with respect to MPC’s contractual obligations, see notes titled Notes 
Payable  to  Banks  and  Leases  in  the  Notes  of  the  Consolidated 
Financial Statements.

FAIR VALUE MEASUREMENTS
The  Company’s  assets  and  liabilities  measured  at  fair  value  are 
classified  in  the  fair  value  hierarchy  (Level  1,  2  or  3)  based  on  the 
inputs used for valuation. Assets and liabilities that are traded on an 
exchange with a quoted price are classified as Level 1. Assets and 
liabilities that are valued using significant observable inputs in addition 
to  quoted  market  prices  are  classified  as  Level  2.  The  Company 
currently has no assets or liabilities measured on a recurring basis 
that are valued using unobservable inputs and therefore no assets 
or liabilities measured on a recurring basis are classified as Level 3. 
The  Supplemental  Executive  Retirement  Plan  (“SERP”)  investments 
are  measured  at  net  asset  value,  which  is  computed  using  inputs 
such as cost, discounted future cash flows, independent appraisals 
and market based comparable data or net asset values calculated 
by the investment fund which are not publicly available.

OFF BALANCE SHEET ARRANGEMENTS
To  assist  dealers  in  obtaining  financing  for  the  purchase  of  their 
boats  for  inventory,  the  Company  has  entered  into  agreements 
with  various  third-party  floor  plan  lenders  whereby  the  Company 
guarantees  varying  amounts  of  debt  for  qualifying  dealers  on 
boats  in  dealer  inventory.  The  Company’s  obligation  under  these 
guarantees  becomes  effective  in  the  case  of  a  default  under  the 
financing  arrangement  between  the  dealer  and  the  third-party 
lender. The agreements provide for the return of repossessed boats 
to  the  Company  in  new  and  unused  condition,  subject  to  normal 
wear  and  tear,  in  exchange  for  the  Company’s  assumption  of  the 
debt  obligation  on  those  boats,  as  contractually  defined  by  each 
lender.  The  Company  had  no  material  repurchases  of  dealer 
inventory under contractual agreements during 2023 and 2022.

Management continues to monitor the risk of additional defaults and 
resulting repurchase obligations based primarily upon information 
provided  by  the  third-party  floor  plan  lenders  and  to  adjust  the 
guarantee  liability  at  the  end  of  each  reporting  period  based  on 
information  reasonably  available  at  that  time.  As  of  December 
31,  2023,  the  Company  believes  the  fair  value  of  its  guarantee 
liability is immaterial. See further information regarding repurchase 

obligations  in  note  titled  Commitments  and  Contingencies  in  the 
Notes of the Consolidated Financial Statements.

The  Company  currently  has  an  agreement  with  one  of  the  floor 
plan lenders whereby the contractual repurchase limit is based on 
the highest of the following criteria: (i) a specified percentage of the 
amount of the average net receivables financed by the floor plan 
lender for our dealers, (ii) the total average net receivables financed 
by the floor plan lender for our two highest dealers during the prior 
three month period, or (iii) $8.0 million, less repurchases during the 
prior 12 month period. As defined by the agreement, the repurchase 
limit for this lender was $18.9 million as of December 31, 2023. The 
Company has contractual repurchase agreements with additional 
lenders  with  an  aggregate  maximum  repurchase  obligation  of 
$7.7 million, with various expiration and cancellation terms of less 
than  one  year.  Accordingly,  the  aggregate  repurchase  obligation 
with all financing institutions was approximately $26.6 million as of 
December 31, 2023. Although the Company has these agreements 
with  financial  institutions,  in  certain  situations,  the  Company  may 
decide for business reasons to repurchase boats in excess of these 
contractual amounts.

RELATED PARTY TRANSACTIONS
See  note  titled  Related  Party  Transactions  in  the  Notes  of  the 
Consolidated Financial Statements for a description of related party 
transactions.

CRITICAL ACCOUNTING POLICIES  
AND ESTIMATES
The consolidated financial statements are prepared in accordance 
with accounting principles generally accepted in the United States 
of America, which require significant judgment by management in 
selecting  the  appropriate  assumptions  for  calculating  accounting 
estimates. These judgments are based on our historical experience, 
terms  of  existing  contracts,  trends  in  the  industry,  and  information 
available  from  other  outside  sources,  as  appropriate.  Senior 
management  has  discussed  the  development,  selection  and 
disclosure  of  its  critical  accounting  policies  that  require  significant 
judgments  or  estimates  with  the  Audit  Committee  of  our  Board  of 
Directors. The Company believes that of its significant accounting 
policies and estimates, the following may involve a higher degree 
of judgment and complexity.

Sales incentives and discounts 
The  Company  sells  its  boats  through  its  network  of  independent 
dealers and recognizes revenues from contracts with its customers 
based  on  the  consideration  received  in  exchange  for  the  goods 
sold. The Company records incentives as a reduction of sales. Using 
historical  trends  and  management  estimates,  adjusted  for  current 
changes,  the  Company  estimates  the  amount  of  incentives  that 
will be paid in the future on boats sold and accrues an estimated 
liability. The Company offers various incentives that promote sales 
to dealers and, to a lesser extent, retail customers. These incentives 
are  designed  to  encourage  timely  replenishment  of  dealer 
inventories  after  peak  selling  seasons,  stabilize  manufacturing 
volumes  throughout  the  year,  and  improve  production  model 
mix.  The  dealer  incentive  programs  are  a  combination  of  annual 
volume commitment discounts, and additional discounts at time of 

3 0 Marine Products Corporation 2023 10-K

Part II 
Item 7A. — Quantitative and Qualitative Disclosures about Market Risk 

invoice for those dealers who do not finance their inventory through 
specified  floor  plan  financing  agreements.  The  annual  dealer 
volume  discounts  are  primarily  based  on  July  1  through  June  30 
model year purchases. In addition, the Company offers at various 
times other time-specific or model-specific incentives.

The  factors  that  complicate  estimating  the  cost  of  incentives  are 
the  ability  to  estimate  incentive  payments  of  the  Company,  the 
volume and timing of inventory financed by specific dealers, and the 
notification of boats sold subject to certain incentives. Settlement of 
the  incentives  generally  occurs  from  three  to  twelve  months  after 
the sale. The Company regularly analyzes the historical incentive 
trends  and  adjusts  recorded  liabilities  for  changes  in  trends  and 
terms  of  incentive  programs.  Total  cost  of  incentives  recorded  in 
net sales as a percentage of gross sales was 7.3% in 2023, 5.6% 
in 2022, and 5.8% in 2021. A 0.25 percentage point change in cost 
of  incentives  as  a  percentage  of  gross  sales  during  2023  would 
have increased or decreased net sales, gross margin and operating 
income by approximately $0.9 million.

Warranty costs

The Company records as part of selling, general and administrative 
expenses  an  experience-based  estimate  of  the  future  warranty 
costs  to  be  incurred  when  sales  are  recognized.  The  Company 
evaluates  its  warranty  obligation  for  each  product  line  on  a 
model  year  basis.  The  Company  provides  warranties  against 
manufacturing defects for various components of the boats, primarily 
the fiberglass deck and hull, with warranty periods extending up to 
a lifetime. Warranty costs, if any, on other components of the boats 

are  generally  absorbed  by  the  original  component  manufacturer. 
Warranty costs can vary depending upon the size and number of 
components  in  the  boats  sold,  the  pre-sale  warranty  claims,  and 
the  desired  level  of  customer  service.  Additionally,  we  focus  on 
high  quality  manufacturing  programs  and  processes,  including 
actively  monitoring  the  quality  of  our  component  suppliers  and 
managing  the  dealer  and  customer  service  warranty  experience 
and  reimbursements.  Our  estimated  warranty  obligation  is  based 
upon the warranty terms and the Company’s enforcement of those 
terms  over  time,  manufacturing  defects  or  issues,  repair  costs, 
and  the  volume  and  mix  of  boat  sales.  The  estimate  of  warranty 
costs  is  regularly  analyzed  and  is  adjusted  based  on  several 
factors  including  the  actual  claims  that  occur.  Warranty  expense 
as a percentage of net sales was 1.5% in 2023, 1.5% in 2022 and 
1.2%  in  2021.  A  0.10  percentage  point  increase  in  the  estimated 
warranty expense as a percentage of net sales during 2023 would 
have  increased  selling,  general  and  administrative  expenses  and 
reduced operating income by approximately $0.4 million.

IMPACT OF RECENT ACCOUNTING 
PRONOUNCEMENTS
See  note  titled  Significant  Accounting  Policies  in  the  Notes  of  the 
Consolidated  Financial  Statements  for  a  description  of  recent 
accounting  pronouncements,  including  the  expected  dates  of 
adoption and expected effects on results of operations and financial 
condition, if known.

ITEM 7A.
QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK 
The Company is subject to interest rate risk exposure through borrowings on its revolving credit agreement. As of December 31, 2023, there 
were no outstanding interest-bearing advances under our credit facility which bore interest at a floating rate.

Marine  Products  holds  no  derivative  financial  instruments  which  could  expose  the  Company  to  significant  market  risk.  Marine  Products 
maintains investments primarily in money market funds which are not subject to material interest rate risk exposure. Marine Products does not 
expect any material changes in market risk exposures or how those risks are managed.

Marine Products Corporation 2023 10-K

3 1

Part II 
Item 8. — Financial Statements and Supplementary Data

ITEM 8.
FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA 

MANAGEMENT’S REPORT ON INTERNAL CONTROL   
OVER FINANCIAL REPORTING

To the Stockholders of Marine Products Corporation: 

The management of Marine Products Corporation is responsible for establishing and maintaining adequate internal control over financial 
reporting for the Company. Marine Products Corporation maintains a system of internal accounting controls designed to provide reasonable 
assurance, at a reasonable cost, that assets are safeguarded against loss or unauthorized use and that the financial records are adequate 
and can be relied upon to produce financial statements in accordance with accounting principles generally accepted in the United States 
of America. The internal control system is augmented by written policies and procedures, an internal audit program and the selection and 
training of qualified personnel. This system includes policies that require adherence to ethical business standards and compliance with all 
applicable laws and regulations.

There are inherent limitations to the effectiveness of any controls system. A controls system, no matter how well designed and operated, 
can provide only reasonable, not absolute, assurance that the objectives of the controls system are met. Also, no evaluation of controls  
can provide absolute assurance that all control issues and any instances of fraud, if any, within the Company will be detected. Further, the 
design of a controls system must reflect the fact that there are resource constraints, and the benefits of controls must be considered relative 
to their costs. 

Under the supervision and with the participation of our management, including our principal executive officer and principal financial officer, we 
conducted an evaluation of the effectiveness of the design and operations of our internal control over financial reporting, as of December 31, 
2023 based on criteria established in the 2013 Internal Control—Integrated Framework issued by the Committee of Sponsoring Organizations 
of the Treadway Commission. Based on this evaluation, management’s assessment is that Marine Products Corporation maintained effective 
internal control over financial reporting as of December 31, 2023.

The  independent  registered  public  accounting  firm,  Grant  Thornton  LLP,  has  audited  the  consolidated  financial  statements  as  of  and  for 
the year ended December 31, 2023, and has also issued their report on the effectiveness of the Company’s internal control over financial 
reporting, included in this report on page 33.

Ben M. Palmer 
President and Chief Executive Officer 

Atlanta, Georgia 
February 28, 2024

Michael L. Schmit
Vice President, Chief Financial Officer and 
Corporate Secretary

3 2 Marine Products Corporation 2023 10-K

 
  
Part II 
Item 8. — Financial Statements and Supplementary Data

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
Board of Directors and Stockholders 
Marine Products Corporation

OPINION ON INTERNAL CONTROL OVER FINANCIAL REPORTING
We  have  audited  the  internal  control  over  financial  reporting  of  Marine  Products  Corporation  (a  Delaware  corporation)  and  subsidiaries 
(the “Company”) as of December 31, 2023, based on criteria established in the 2013 Internal Control—Integrated Framework issued by the 
Committee  of  Sponsoring  Organizations  of  the  Treadway  Commission  (“COSO”).  In  our  opinion,  the  Company  maintained,  in  all  material 
respects,  effective  internal  control  over  financial  reporting  as  of  December  31,  2023,  based  on  criteria  established  in  the  2013  Internal 
Control—Integrated Framework issued by COSO.

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (“PCAOB”), the 
consolidated financial statements of the Company as of and for the year ended December 31, 2023, and our report dated February 28, 2024 
expressed an unqualified opinion on those financial statements.

BASIS FOR OPINION
The  Company’s  management  is  responsible  for  maintaining  effective  internal  control  over  financial  reporting  and  for  its  assessment  of 
the effectiveness of internal control over financial reporting, included in the accompanying Management’s Report on Internal Control over 
Financial Reporting. Our responsibility is to express an opinion on the Company’s internal control over financial reporting based on our audit. 
We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the Company in accordance 
with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB. 

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to 
obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all material respects. Our 
audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, 
testing and evaluating the design and operating effectiveness of internal control based on the assessed risk, and performing such other 
procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion.

DEFINITION AND LIMITATIONS OF INTERNAL CONTROL OVER FINANCIAL 
REPORTING
A company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of 
financial  reporting  and  the  preparation  of  financial  statements  for  external  purposes  in  accordance  with  generally  accepted  accounting 
principles. A company’s internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance 
of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide 
reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally 
accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of 
management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized 
acquisition, use, or disposition of the company’s assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any 
evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, 
or that the degree of compliance with the policies or procedures may deteriorate.

GRANT THORNTON LLP

Atlanta, Georgia 
February 28, 2024 

Marine Products Corporation 2023 10-K

3 3

Part II 
Item 8. — Financial Statements and Supplementary Data

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
Board of Directors and Stockholders
Marine Products Corporation

OPINION ON THE FINANCIAL STATEMENTS 
We have audited the accompanying consolidated balance sheets of Marine Products Corporation (a Delaware corporation) and subsidiaries 
(the “Company”) as of December 31, 2023 and 2022, the related consolidated statements of operations, comprehensive income, stockholders’ 
equity, and cash flows for each of the three years in the period ended December 31, 2023, and the related notes and financial statement 
schedule included under Item 15(a) (collectively referred to as the “financial statements”). In our opinion, the financial statements present fairly, 
in all material respects, the financial position of the Company as of December 31, 2023 and 2022, and the results of its operations and its 
cash flows for each of the three years in the period ended December 31, 2023, in conformity with accounting principles generally accepted 
in the United States of America. 

We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (“PCAOB”), the 
Company’s internal control over financial reporting as of December 31, 2023, based on criteria established in the 2013 Internal Control—
Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (“COSO”), and our report dated 
February 28, 2024 expressed an unqualified opinion.

BASIS FOR OPINION 
These financial statements are the responsibility of the Company’s management. Our responsibility is to express an opinion on the Company’s 
financial statements based on our audits. We are a public accounting firm registered with the PCAOB and are required to be independent 
with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities 
and Exchange Commission and the PCAOB. 

We  conducted  our  audits  in  accordance  with  the  standards  of  the  PCAOB.  Those  standards  require  that  we  plan  and  perform  the  audit 
to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. 
Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error 
or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding 
the amounts and disclosures in the financial statements. Our audits also included evaluating the accounting principles used and significant 
estimates  made  by  management,  as  well  as  evaluating  the  overall  presentation  of  the  financial  statements.  We  believe  that  our  audits 
provide a reasonable basis for our opinion.

CRITICAL AUDIT MATTER 
The  critical  audit  matter  communicated  below  is  a  matter  arising  from  the  current  period  audit  of  the  financial  statements  that  was 
communicated or required to be communicated to the audit committee and that: (1) relates to accounts or disclosures that are material to 
the financial statements and (2) involved our especially challenging, subjective, or complex judgments. The communication of critical audit 
matters does not alter in any way our opinion on the financial statements, taken as a whole, and we are not, by communicating the critical 
audit matter below, providing a separate opinion on the critical audit matter or on the accounts or disclosures to which it relates. 

WARRANTY LIABILITY
As described further in Note 1 to the consolidated financial statements, the Company provides a lifetime limited structural hull warranty, a 
five-year structural deck warranty, and a one-year limited warranty to the original owner for all boats sold to dealers. The estimated cost of 
warranty claims is recorded by the Company at the time of the boat sale based on historical claims experience and may subsequently be 
adjusted based on items such as production quality. We identified the warranty liability ("warranty") as a critical audit matter.

The principal consideration for our determination that warranty is a critical audit matter is that the warranty liability has a higher degree of 
estimation uncertainty related to the estimation of anticipated future warranty claims. The estimation uncertainty and subjectivity in determining 
the liability resulted in the need for significant auditor judgement when assessing the reasonableness of the inputs and assumptions utilized 
by the Company. 

3 4 Marine Products Corporation 2023 10-K

Part II 
Item 8. — Financial Statements and Supplementary Data

Our audit procedures related to this matter included the following, among others. 

 > We obtained an understanding, evaluated the design and tested the operating effectiveness of controls over the Company’s warranty 

liability estimation process. For example, we tested controls over the projected future warranty claims and the verification of the 
completeness and accuracy of the information used in developing the warranty liability.

 > We tested the process used to develop the estimate using information related to recent production trends and the historical experience  

of the Company.

 > We compared the Company’s prior year warranty liability related to anticipated claims in the current year to actual claims paid in the 

current year to evaluate the historical accuracy of the Company’s estimate.

GRANT THORNTON LLP

We have served as the Company’s auditor since 2004.

Atlanta, Georgia 
February 28, 2024 

Marine Products Corporation 2023 10-K

3 5

Part II 
Item 8. — Financial Statements and Supplementary Data

CONSOLIDATED BALANCE SHEETS

MARINE PRODUCTS CORPORATION AND SUBSIDIARIES 
(in thousands except share information)

December 31,

ASSETS

 Cash and cash equivalents

 Accounts receivable, net of allowance for credit losses of $11 in 2023 and $12 in 2022

 Inventories

 Income taxes receivable

 Pension plan assets

 Prepaid expenses and other current assets

Total current assets

 Property, plant and equipment, net of accumulated depreciation of $32,789 in 2023  
and $33,055 in 2022

 Goodwill

 Other intangibles, net

 Deferred income taxes

  Retirement plan assets

 Other assets

Total assets

LIABILITIES AND STOCKHOLDERS’ EQUITY

LIABILITIES

  Accounts payable

  Accrued expenses and other liabilities

Total current liabilities

  Retirement plan liabilities

  Other long-term liabilities

Total liabilities

Commitments and contingencies (Note 11)

STOCKHOLDERS’ EQUITY

  Preferred stock, $0.10 par value, 1,000,000 shares authorized, none issued

 Common stock, $0.10 par value, 74,000,000 shares authorized, issued and outstanding – 
34,466,726 shares in 2023 and 34,217,582 shares in 2022

  Capital in excess of par value

  Retained earnings

  Accumulated other comprehensive loss

Total stockholders’ equity

Total liabilities and stockholders’ equity

2023

2022

$

 71,952

$

 2,475

 61,611

 361

 —

 2,847

139,246

 22,456

 3,308

 465

 8,590

 15,379

 4,358

 43,171

 5,340

 73,015

 28

 356

 3,088

124,998

 14,965

 3,308

 465

 6,027

 9,881

 4,071

$  193,802

$

 163,715

$

 6,071

$

 16,496

 22,567

 17,998

 1,649

 42,214

 —

 3,447

 —

 148,141

 —

 151,588

 8,250

 15,340

 23,590

 14,440

 1,304

 39,334

 —

 3,422

 —

 122,954

 (1,995)

 124,381

$  193,802

$

 163,715

The accompanying notes are an integral part of these statements.

3 6 Marine Products Corporation 2023 10-K

 
 
 
 
 
 
 
 
 
 
 
 
Part II 
Item 8. — Financial Statements and Supplementary Data

CONSOLIDATED STATEMENTS OF OPERATIONS

MARINE PRODUCTS CORPORATION AND SUBSIDIARIES 
(in thousands except per share data)

Years ended December 31,

Net sales

Cost of goods sold

Gross profit

Selling, general and administrative expenses

Gain on disposition of assets, net

Operating income

Interest income, net

Income before income taxes

Income tax provision

Net income

Earnings per share

  Basic

  Diluted

Dividends paid per share

2023

2022

2021

$

 383,729

$

 380,995

$

 298,014

 293,350

 287,278

 90,379

 43,213

 (2,036)

 49,202

 2,860

 52,062

 10,367

 41,695

 1.21

 1.21

 0.56

$

$

$

 93,717

 41,921

 —

 51,796

 338

 52,134

 11,787

 40,347

 1.18

 1.18

 0.50

$

$

$

 229,742

 68,272

 31,880

 —

 36,392

 16

 36,408

 7,382

 29,026

 0.85

 0.85

 0.46

$

$

$

The accompanying notes are an integral part of these statements.

Marine Products Corporation 2023 10-K

3 7

Part II 
Item 8. — Financial Statements and Supplementary Data

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME

MARINE PRODUCTS CORPORATION AND SUBSIDIARIES 
(in thousands)

Years ended December 31,

Net income

Other comprehensive income, net of taxes:

  Pension adjustment

Comprehensive income

2023

2022

2021 

$

 41,695

$

 40,347

$

 29,026

 1,995

 581

 (629)

$

 43,690

$

 40,928

$

 28,397

The accompanying notes are an integral part of these statements.

3 8 Marine Products Corporation 2023 10-K

Part II 
Item 8. — Financial Statements and Supplementary Data

CONSOLIDATED STATEMENTS OF STOCKHOLDERS’ EQUITY
MARINE PRODUCTS CORPORATION AND SUBSIDIARIES 
(in thousands)

Common Stock

Shares

Amount

Capital in 
Excess of 
Par Value

Retained 
Earnings

Accumulated 
Other 
Comprehensive 
Income (Loss)

Total

Balance, December 31, 2020

 33,869

$

 3,387

$

 — $

 83,079

$

 (1,947) $

 84,519

Stock issued for stock incentive plans, net

Stock purchased and retired

Net income

Pension adjustment, net of taxes

Dividends

 188

 (64)

 —

 —

 —

 18

 (6)

 —

 —

 —

 2,271

 (2,271)

 —

 —

 —

—

 1,226

 29,026

 —

 (15,629)

 —

 —

 —

 2,289

 (1,051)

 29,026

 (629)

 (629)

 —

 (15,629)

Balance, December 31, 2021

 33,993

$

 3,399

$

 — $

 97,702

$

 (2,576) $  98,525

Stock issued for stock incentive plans, net

Stock purchased and retired

Net income

Pension adjustment, net of taxes

Dividends

 285

 (60)

 —

 —

 —

 29

 (6)

 —

 —

 —

 2,678

 (2,678)

 —

 —

 —

 —

 1,982

 40,347

 —

 (17,077)

 —

 —

 —

 581

 —

 2,707

 (702)

 40,347

 581

 (17,077)

Balance, December 31, 2022

 34,218

$

 3,422

$

 — $

 122,954

$

 (1,995) $  124,381

Stock issued for stock incentive plans, net

Stock purchased and retired

Net income

Pension adjustment, net of taxes

Dividends

 318

 (69)

 —

 —

 —

 32

 (7)

 —

 —

 —

 3,679

 (3,679)

 —

 —

 —

 —

 2,776

 41,695

 —

 —

 —

 —

  1,995

 3,711

 (910)

 41,695

 1,995

 (19,284)

 —

 (19,284)

Balance, December 31, 2023

 34,467

$

 3,447

$

 — $

 148,141

$

— $  151,588

The accompanying notes are an integral part of these statements.

Marine Products Corporation 2023 10-K

3 9

Part II 
Item 8. — Financial Statements and Supplementary Data

CONSOLIDATED STATEMENTS OF CASH FLOWS
MARINE PRODUCTS CORPORATION AND SUBSIDIARIES 
(in thousands)

Years ended December 31,

OPERATING ACTIVITIES

Net income

Adjustments to reconcile net income to net cash provided by operating activities:

  Depreciation and amortization

  Stock-based compensation expense

  Gain on disposition of assets, net

  Deferred income tax benefit

  Pension settlement loss

(Increase) decrease in assets:

  Accounts receivable 

Income taxes receivable

Inventories 

  Prepaid expenses and other current assets

  Other non-current assets

Increase (decrease) in liabilities:

  Accounts payable

  Accrued expenses and other liabilities 

  Other long-term liabilities

Net cash provided by operating activities

INVESTING ACTIVITIES

Capital expenditures

Proceeds from sale of assets

Net cash used for investing activities

FINANCING ACTIVITIES

Payment of dividends

Cash paid for common stock purchased and retired

Net cash used for financing activities

Net increase (decrease) in cash and cash equivalents

Cash and cash equivalents at beginning of period

Cash and cash equivalents at end of period

Supplemental information:

Income tax payments, net

2023

2022

2021

$

 41,695

$

 40,347

$

 29,026

 2,416

 3,711

 (2,036)

 (3,126)

 2,363

 2,865

 (333)

 11,404

 792

 (5,658)

 (2,179)

 1,130

 3,802

 1,905

 2,707

 —

 (1,798)

 1,180

 (2,078)

 (18)

 246

 (614)

 2,675

 1,479

 4,042

 (725)

 56,846

 49,348

 (10,174)

 2,303

 (7,871)

 (19,284)

 (910)

 (20,194)

 28,781

 43,171

 71,952

 13,911

$

$

 (2,500)

 —

 (2,500)

 (17,077)

 (702)

 (17,779)

 29,069

 14,102

 43,171

13,022

$

$

$

$

 1,816

 2,289

 —

 (140)

 —

 1,444

 (10)

 (30,951)

 (527)

 (1,889)

 692

 (4,287)

 2,994

 457

 (1,248)

 —

 (1,248)

 (15,629)

 (1,051)

 (16,680)

 (17,471)

 31,573

 14,102

 7,493

The accompanying notes are an integral part of these consolidated financial statements.

4 0 Marine Products Corporation 2023 10-K

  
  
  
 
 
  
  
  
  
  
  
 
Part II 
Item 8. — Financial Statements and Supplementary Data

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
Marine Products Corporation and Subsidiaries 
Years ended December 31, 2023, 2022 and 2021

NOTE 1:    SIGNIFICANT ACCOUNTING POLICIES

Basis of Consolidation and Presentation 
The  consolidated  financial  statements  include  the  accounts  of 
Marine Products Corporation (a Delaware corporation) and its wholly 
owned subsidiaries (“Marine Products”, “MPC” or the “Company”).

The  consolidated  financial  statements  included  herein  may  not 
necessarily be indicative of the future results of operations, financial 
position and cash flows of Marine Products.

The  Company  has  one  reportable  segment  —  its  Powerboat 
Manufacturing business. The Company’s results of operations and 
its  financial  condition  are  not  significantly  reliant  upon  any  single 
customer  or  product  model.  No  single  dealer  accounted  for  10% 
or more of net sales during 2023, 2022 or 2021. Net sales to the 
Company’s international dealers were approximately $22.5 million 
in 2023, $25.6 million in 2022, and $15.9 million in 2021.

Common Stock
Marine  Products  is  authorized  to  issue  74,000,000  shares  of 
common  stock,  $0.10  par  value.  Holders  of  common  stock  are 
entitled to receive dividends when, as, and if declared by our Board 
of Directors out of legally available funds. Each share of common 
stock is entitled to one vote on all matters submitted to a vote of 
stockholders.  Holders  of  common  stock  do  not  have  cumulative 
voting rights. In the event of any liquidation, dissolution or winding 
up  of  the  Company,  holders  of  common  stock  are  entitled  to 
ratable distribution of the remaining assets available for distribution 
to stockholders.

Preferred Stock
Marine  Products  is  authorized  to  issue  up  to  1,000,000  shares  of 
preferred  stock,  $0.10 par value. As  of December  31, 2023, there 
were no shares of preferred stock issued. The Board of Directors is 
authorized, subject to any limitations prescribed by law, to provide 
for the issuance of preferred stock as a class without series or, if so 
determined from time to time, in one or more series, and by filing a 
certificate pursuant to the applicable laws of the state of Delaware 
and  to  fix  the  designations,  powers,  preferences  and  rights,  and 
exchangeability for shares of any other class or classes of stock. 
Any preferred stock to be issued could rank prior to the common 
stock with respect to dividend rights and rights on liquidation.

Share Repurchases 
The Company records the cost of share repurchases in stockholders’ 
equity as a reduction to common stock to the extent of par value 
of  the  shares  acquired  and  the  remainder  is  allocated  to  capital 
in  excess  of  par  value  and  retained  earnings  if  capital  in  excess 
of  par  value  is  depleted.  The  Company  tracks  capital  in  excess 
of par value on a cumulative basis and for each reporting period, 
discloses  the  excess  over  capital  in  excess  of  par  value  as  part 
of  stock  purchased  and  retired  in  the  consolidated  statements  of 
stockholders’ equity.

Use of Estimates in the Preparation of Financial Statements 
The preparation of financial statements in conformity with accounting 
principles  generally  accepted  in  the  United  States  of  America 
requires  management  to  make  estimates  and  assumptions  that 
affect the reported amounts of assets and liabilities and disclosure 
of  contingent  assets  and  liabilities  at  the  date  of  the  financial 
statements and the reported amounts of sales and expenses during 
the reporting period. Actual results could differ from those estimates. 
Significant estimates are used in the determination of sales, sales 
incentives and discounts, and warranty costs.

Sales Recognition 
Marine  Products  recognizes  revenues  from  contracts  with  its 
customers  based  on  the  amount  of  consideration  it  receives  in 
exchange for the goods sold. See note titled Net Sales for additional 
information.

Advertising
Advertising  expenses  are  charged  to  expense  during  the  period 
in  which  they  are  incurred.  Expenses  associated  with  product 
brochures and other inventoriable marketing materials are deferred 
and  amortized  over  the  related  model  year  which  approximates 
the  consumption  of  these  materials.  The  Company  had  prepaid 
expenses  related  to  unamortized  product  brochure  costs  of  
$117 thousand as of December 31, 2023 and $194 thousand as of 
December  31,  2022.  Advertising  expenses  totaled  approximately 
$2.3 million in 2023, $2.1 million in 2022 and $1.6 million in 2021 and 
are recorded in selling, general and administrative expenses.

Cash and Cash Equivalents 
Highly  liquid  investments  with  original  maturities  of  three  months 
or less when acquired are considered to be cash equivalents. The 
Company maintains its cash in bank accounts which, at times, may 
exceed  federally  insured  limits.  MPC  maintains  cash  equivalents 
and  investments  in  one  or  more  large  financial  institutions,  and 
MPC’s  policy  restricts  investment  in  any  securities  rated  less  than 
“investment grade” by national rating services.

Accounts Receivable
The  majority  of  the  Company’s  accounts  receivable  is  due 
from  dealers  located  in  markets  throughout  the  United  States. 
Approximately  71%  of  Marine  Products’  domestic  shipments  are 
made pursuant to “floor plan financing” programs in which Marine 
Products’  subsidiaries  participate  on  behalf  of  their  dealers 
with  various  major  third-party  financing  institutions.  Under  these 
arrangements, a dealer establishes lines of credit with one or more 
of these third-party lenders for the purchase of boat inventory for 
sales  to  retail  customers  in  their  show  room  or  during  boat  show 
exhibitions. When a dealer purchases and takes delivery of a boat 
pursuant  to  a  floor  plan  financing  arrangement,  it  draws  against 
its  line  of  credit  and  the  lender  pays  the  invoice  cost  of  the  boat 
directly to Marine Products within approximately ten business days. 
The Company determines its credit loss allowance by considering 

Marine Products Corporation 2023 10-K

4 1

Part II 
Item 8. — Financial Statements and Supplementary Data

a  number  of  factors,  including  the  length  of  time  trade  accounts 
receivable are past due, the Company’s previous loss history, the 
customer’s current ability to pay its obligation to the Company, and 
the condition of the general economy and the industry as a whole. 
The  Company  writes  off  accounts  receivable  when  they  become 
uncollectible,  and  payments  subsequently  received  on  such 
receivables are credited to the allowance.

Inventories
Inventories are stated at the lower of cost (determined on a first-
in, first-out basis) and net realizable value. When evidence exists 
that  the  net  realizable  value  of  inventory  is  lower  than  its  cost, 
the  Company  recognizes  the  difference  as  a  loss  in  earnings  in 
the period in which it occurs. Net realizable value is the estimated 
selling  price  in  the  ordinary  course  of  business,  less  reasonably 
predictable costs of completion, disposal, and transportation.

Property, Plant and Equipment
Property,  plant  and  equipment  is  carried  at  cost.  Depreciation  is 
provided  principally  on  a  straight-line  basis  over  the  estimated 
useful  lives  of  the  assets.  The  cost  of  assets  retired  or  otherwise 
disposed  of  and  the  related  accumulated  depreciation  are 
eliminated  from  the  accounts  in  the  year  of  disposal  with  the 
resulting gain or loss credited or charged to income. Expenditures 
for additions, major renewals, and betterments are capitalized while 
expenditures for routine maintenance and repairs are expensed as 
incurred.  Depreciation  expense  on  operating  equipment  used  in 
production is included in cost of goods sold in the accompanying 
consolidated  statements  of  operations.  All  other  depreciation  is 
included  in  selling,  general  and  administrative  expenses  in  the 
accompanying  consolidated  statements  of  operations.  Property, 
plant and equipment are reviewed for impairment when indicators 
of impairment exist.

Goodwill and Other Intangibles 
Intangibles  consist  primarily  of  goodwill  and  trade  names  related 
to  businesses  acquired.  Goodwill  represents  the  excess  of  the 
purchase  price  over  the  fair  value  of  net  assets  of  businesses 
acquired.  The  carrying  amount  of  goodwill  was  $3,308,000  as  of 
December  31,  2023  and  2022.  The  Company  evaluates  whether 
goodwill is impaired by comparing its market capitalization based 
on its closing stock price (Level 1 input) to the book value of its equity 
on  the  annual  evaluation  date.  The  Company  also  periodically 
performs a valuation of its indefinite – lived trade names and has 
concluded that the fair value of these assets is not impaired. Based 
on these evaluations, the Company concluded that no impairment 
of  its  goodwill  or  trade  names  has  occurred  for  the  years  ended 
December 31, 2023, 2022 and 2021.

Investments
The  Company  maintains  certain  securities  in  the  non-qualified 
Supplemental Executive Retirement Plan that have been classified 
as  trading.  See  note  titled  Employee  Benefit  Plans  for  further 
information regarding these securities.

Warranty Costs
The  Company  provides  a  lifetime  limited  structural  hull  warranty, 
a  five-year  limited  structural  deck  warranty,  and  a  transferable 
one-year  limited  warranty  to  the  original  owner.  Warranties  for 

4 2 Marine Products Corporation 2023 10-K

additional items are provided for periods of one to five years and 
are not transferable. Additionally, as it relates to the first subsequent 
owner, a five-year transferable hull warranty and the remainder of 
the  original  one-year  limited  warranty  on  certain  components  are 
available.  The  five-year  transferable  hull  warranty  terminates  five 
years  after  the  date  of  the  original  retail  purchase.  Claim  costs 
related  to  components  are  generally  absorbed  by  the  original 
component manufacturer. The Company accrues estimated future 
warranty costs at the time of the sale based on its historical claims 
experience.  An  analysis  of  the  warranty  accruals  for  the  years 
ended December 31, 2023 and 2022 is as follows:

(in thousands)

2023

2022

Balance at beginning of year

$  5,699

$

 4,641

Less: Payments made during the year

 (4,450)

 (4,845)

Add: Warranty provision for the 
current year

Changes to warranty provision for 
prior years

 5,864

 5,737

 (35)

 166

Balance at end of year

$  7,078

$  5,699

Insurance Accruals
The Company fully insures its risks related to general liability, product 
liability and vehicle liability, whereas the health insurance plan up to 
a maximum annual claim amount for each covered employee and 
related dependents and workers’ compensation are self-funded. The 
estimated cost of claims under the self-insurance program is accrued 
as the claims are incurred and may subsequently be revised based 
on developments relating to such claims.

Research and Development Costs
The Company expenses research and development costs for new 
products and components as incurred. Research and development 
costs are included in selling, general and administrative expenses 
and totaled $757 thousand in 2023, $437 thousand in 2022, and 
$776 thousand in 2021.

Repurchase Obligations
The  Company  has  entered  into  agreements  with  third-party  floor 
plan  lenders  where  it  has  agreed,  in  the  event  of  default  by  the 
dealer,  to  repurchase  MPC  boats  repossessed  from  the  dealer. 
These arrangements are subject to maximum repurchase amounts 
and  the  associated  risk  is  mitigated  by  the  value  of  the  boats 
repurchased. The Company accrues estimated losses when a loss, 
due primarily to the default of one of our dealers, is determined to be 
probable and the amount of the loss can be reasonably estimated.

Income Taxes

Deferred  tax  liabilities  and  assets  are  determined  based  on  the 
difference  between  the  financial  and  tax  bases  of  assets  and 
liabilities using enacted tax rates in effect for the year in which the 
differences  are  expected  to  reverse.  The  Company  establishes 
a valuation allowance against the carrying value of deferred tax 
assets  if  the  Company  concludes  that  it  is  more  likely  than  not 
that the asset will not be realized through future taxable income.

Part II 
Item 8. — Financial Statements and Supplementary Data

Leases
The Company determines at contract inception, if an arrangement is 
a lease or contains a lease based on whether the Company obtains 
the right to control the use of specifically identifiable property, plant 
and equipment for a period of time in exchange for consideration. 
The Company has elected not to separate non-lease components 
from lease components for its leases. Variable lease payments are 
recognized as expenses when incurred.

Retirement Income Plan (“Plan”)

Marine  Products  participated  in  a  multiemployer  Retirement 
Income Plan (“Plan”), trusteed retirement income plan sponsored by 
RPC, Inc. (“RPC”) that provided monthly benefits to its participants 

based on the various provisions contained therein. The Company 
initiated  actions  to  terminate  the  Plan  in  2021,  and  it  was  fully 
terminated  in  2023.  See  note  titled  Employee  Benefit  Plans  for 
details on the termination and related settlement.

Stock-Based Compensation
Stock-based  compensation  expense  is  recognized  for  all  share-
based  payment  awards,  net  of  an  estimated  forfeiture  rate.  Thus, 
compensation cost is amortized for those shares expected to vest 
on a straight-line basis over the requisite service period of the award. 
See note titled Employee Benefit Plans for additional information.

Earnings per Share
Basic and diluted earnings per share are computed by dividing net income by the weighted average number of shares outstanding during 
the respective periods. In addition, the Company has periodically issued share-based payment awards that contain non-forfeitable rights to 
dividends and are therefore considered participating securities. See note titled Employee Benefit Plans for further information on restricted 
stock granted to employees.

Restricted shares of common stock (participating securities) outstanding and a reconciliation of weighted average shares outstanding is 
as follows:

(in thousands)

Net income available for stockholders:

2023

2022

2021

$  41,695

$

 40,347

$  29,026

Less: Adjustments for earnings attributable to participating securities

 (999)

 (858)

 (566)

Net income used in calculating earnings per share

$  40,696

$

 39,489

$  28,460

Weighted average shares outstanding (including participating securities)

Adjustment for participating securities

Shares used in calculating basic and diluted earnings per share

 34,443

 (834)

 33,609

 34,183

 (743)

 33,440

 33,984

 (672)

 33,312

Fair Value of Financial Instruments
The  Company’s  financial  instruments  consist  primarily  of  cash 
and  cash  equivalents,  accounts  receivable,  accounts  payable 
and  marketable  securities.  The  carrying  values  of  cash  and 
cash  equivalents,  accounts  receivable  and  accounts  payable 
approximate  their  fair  values  because  of  the  short-term  nature 
of  such  instruments.  The  Company’s  marketable  securities,  held 
in  the  non-qualified  Supplemental  Executive  Retirement  Plan 
(“SERP”), are classified as trading securities. All of these securities 
are  carried  at  fair  value  in  the  accompanying  consolidated 
balance  sheets.  See  note  titled  Fair  Value  Measurements  for 
further information regarding the fair value measurement of assets 
and liabilities.

Concentration of Suppliers
The Company has three suppliers for the three types of engines 
it  purchases.  This  concentration  of  suppliers  could  impact  our 
sales and profitability in the event of a sudden interruption in the 
delivery of these engines.

Recent Accounting Pronouncements
The  Financial  Accounting  Standards  Board  issued  the  following 
Accounting Standards Updates (“ASU”s):

Recently Adopted Accounting Standards

ASU  No.  2021-08  —  Business  Combinations 
(Topic  805): 
Accounting  for  Contract  Assets  and  Contract  Liabilities  from 
Contracts with Customers. The amendments in this ASU require that 
at  the  acquisition  date,  an  acquirer  needs  to  recognize  and  measure 
the acquired contract assets and contract liabilities in the same manner 
that  they  were  recognized  and  measured  in  the  acquiree's  financial 
statements  before  the  acquisition.  The  Company  adopted  these 
provisions in the first quarter of 2023 prospectively to future business 
combinations  and  the  adoption  did  not  have  a  material  impact  on  its 
consolidated financial statements.

Recently Issued Accounting Standards Not Yet Adopted

ASU No. 2023-07 — Segment Reporting (Topic 280): Improvements 
to  Reportable  Segment  Disclosures.  The  amendments  in  this  ASU 
require an entity to disclose the title and position of the Chief Operating 
Decision Maker (CODM) and the significant segment expenses that are 
regularly  provided  to  the  CODM  and  included  within  each  reported 
measure of segment profit or loss. These amendments are effective for 
annual disclosures beginning in 2024 and interim disclosures beginning 
in  the  first  quarter  of  2025,  with  early  adoption  permitted.  These 
amendments are effective retrospectively to all prior periods presented 
in the financial statements. The Company has one reportable segment 
and is currently evaluating the impact of adopting these provisions on its 
consolidated financial statements.

Marine Products Corporation 2023 10-K

4 3

 
Part II 
Item 8. — Financial Statements and Supplementary Data

ASU  No.  2023-09  —  Income  Taxes  (Topic  740):  Improvements 
to  Income  Tax  Disclosures.  The  amendments  in  this  ASU  require 
an  entity  to  include  consistent  categories  and  greater  disaggregation 
of  information  in  the  rate  reconciliation  and  income  taxes  paid, 
disaggregated  by  jurisdiction.  These  amendments  are  effective  for 
annual  disclosures  beginning  in  2025,  with  early  adoption  permitted 
for  annual  financial  statements  that  have  not  yet  been  issued.  The 
Company is currently evaluating the impact of adopting these provisions 
on its consolidated financial statements.

NOTE 2: NET SALES

Accounting Policy
MPC’s  contract  revenues  are  generated  principally  from  selling: 
(1)  fiberglass  motorized  boats  and  accessories  and  (2)  parts  to 
independent dealers. Revenue is recognized when obligations under 
the terms of a contract with our customer are satisfied. Satisfaction 
of  contract  terms  occurs  with  the  transfer  of  the  title  of  our  boats, 
accessories, and parts to our dealers. Net sales are measured as 
the amount of consideration we expect to receive in exchange for 
transferring the goods to the dealer. The amount of consideration 
we expect to receive consists of the sales price adjusted for dealer 
incentives. The expected costs associated with our base warranties 
continue to be recognized as expense when the products are sold 
as  they  are  deemed  to  be  assurance-type  warranties  (see  note 
titled Significant Accounting Policies). Incidental promotional items 
that are immaterial in the context of the contract are recognized as 
expense. Fees charged to customers for shipping and handling are 
included in net sales in the accompanying consolidated statements 
of operations and the related costs incurred by the Company are 
included in cost of goods sold.

Nature of Goods 
MPC’s  performance  obligations  within  its  contracts  consists  of:  
(1)  boats  and  accessories  and  (2)  parts.  The  Company  transfers 
control and recognizes revenue on the satisfaction of its performance 
obligations (point in time) as follows:

 > Boats and accessories (domestic sales) — upon delivery and 

acceptance by the dealer.

 > Boats and accessories (international sales) — upon delivery to 

shipping port.

 > Parts — upon shipment/delivery to carrier.

Payment Terms
For most domestic customers, MPC manufactures and delivers boats 
and accessories and parts ahead of payment — i.e., MPC has fulfilled 
its  performance  obligations  prior  to  submitting  an  invoice  to  the 
dealer. MPC invoices the customer when the products are delivered 
and receives the related compensation, typically within seven to ten 
business days after invoicing. For some domestic customers and all 
international customers, MPC requires payment prior to transferring 
control  of  the  goods.  These  amounts  are  classified  as  deferred 
revenue  and  recognized  when  control  has  transferred,  which 
generally occurs within three months of receiving the payment.

When  the  Company  enters  into  contracts  with  its  customers,  it 
generally  expects  there  to  be  no  significant  timing  difference 
between the date the goods have been delivered to the customer 
(satisfaction  of  the  performance  obligation)  and  the  date  cash 
consideration  is  received.  Accordingly,  there  is  no  financing 
component to the Company’s arrangements with its customers.

Significant Judgments
Determining  the  transaction  price  —  The  transaction  price  for 
MPC’s boats and accessories is the invoice price adjusted for dealer 
incentives.  Key  inputs  and  assumptions  utilized  in  determining 
variable consideration related to dealer incentives include:

 > Inputs: Current model year boat sales, total potential program 

incentive percentage, prior model year results of dealer 
incentive activity (i.e., incentive earned as a percentage of total 
incentive potential).

 > Assumption: Current model year incentive activity will closely 
reflect prior model year actual results, adjusted as necessary 
for dealer purchasing trends or economic factors.

Other — Our contracts with dealers do not provide them with a right 
of return. Accordingly, we do not have any obligations recorded for 
returns or refunds.

Disaggregation of Revenues
The following table disaggregates our sales by major source:

(in thousands)

Boats and 
accessories

Parts

Net sales

2023

2022

2021

$  378,321

$  375,912

 5,408

 5,083

$  383,729

$  380,995

$

$

 293,312

 4,702

 298,014

The following table disaggregates our revenues between domestic 
and international:

(in thousands)

2023

2022

Domestic

$  361,221

$  355,371

International

 22,508

 25,624

Net sales

$  383,729

$  380,995

2021

 282,117

 15,897

 298,014

$

$

Contract Balances
Amounts received from international and certain domestic dealers 
toward the purchase of boats are classified as deferred revenue 
and are included in accrued expenses and other liabilities on the 
consolidated balance sheets.

(in thousands)

Deferred revenue

2023

$

 654

$

2022

 1,989

Substantially all of the amounts of deferred revenue as of December 31,  
2023 and December 31, 2022 were or will be recognized as sales 
during the immediately following quarters, when control is transferred.

4 4 Marine Products Corporation 2023 10-K

Part II 
Item 8. — Financial Statements and Supplementary Data

NOTE 3: ACCOUNTS RECEIVABLE

NOTE 6: ACCRUED EXPENSES AND  

Accounts receivable consist of the following:

OTHER LIABILITIES

(in thousands)
December 31,

Trade receivables

Other

  Total

Less: allowance for credit losses

2023

$  1,348

$

 1,138

 2,486

 (11)

2022

 4,047

 1,305

 5,352

 (12)

Net accounts receivable

$  2,475

$

 5,340

Trade  receivables  consist  primarily  of  balances  related  to  the 
sales of boats which are shipped pursuant to “floor-plan financing” 
programs with qualified lenders. Other receivables consist primarily 
of  rebate  receivables  from  various  suppliers  in  2023  and  2022. 
Changes in the Company’s allowance for credit losses are disclosed 
in Schedule II Valuation and Qualifying Accounts.

NOTE 4: INVENTORIES

Inventories consist of the following:

(in thousands)
December 31,

2023

2022

Raw materials and supplies

$  40,340

$

 37,210

Work in process

Finished goods

Total inventories

 10,601

 10,670

 14,190

 21,615

$

 61,611

$

 73,015

NOTE 5: PROPERTY, PLANT AND EQUIPMENT

Property,  plant  and  equipment  are  presented  at  cost,  net  of 
accumulated depreciation, and consist of the following:

Estimated 
Useful 
Lives

N/A

7-40

3-15

5-7

5-10

(in thousands)  
December 31, 

Land

Buildings

Operating equipment and 
property

Furniture and fixtures

Vehicles

Gross property, plant and 
equipment

Less: accumulated 
depreciation

Net property, plant and 
equipment

2023

2022

$

 1,024 $

 895

 26,069

 21,567

 15,872

 14,292

 3,290

 8,990

 2,991

 8,275

 55,245

 48,020

 (32,789)

 (33,055)

$  22,456 $  14,965

Depreciation  expense  was  $2.4  million  in  2023,  $1.9  million  in 
2022  and  $1.8  million  in  2021.  The  Company’s  accounts  payable 
for  purchases  of  property  and  equipment  was  immaterial  as  of 
December 31, 2023, December 31, 2022 and December 31, 2021.

Accrued expenses and other liabilities consist of the following:

(in thousands)
December 31,

2023

2022

Accrued payroll and related expenses

$  2,591

$

 3,753

Accrued sales incentives and 
discounts

Accrued warranty costs

Deferred revenue

Income taxes payable

Other

Total accrued expenses and  
other liabilities

 4,517

 7,078

 654

 —

 1,656

 2,485

 5,699

 1,989

 342

 1,072

$  16,496

$  15,340

NOTE 7: NOTES PAYABLE TO BANKS

On  November  12,  2021,  the  Company  entered  into  a  revolving 
credit agreement with Truist Bank which provides a credit facility of  
$20.0  million.  The  facility  includes  (i)  a  $5.0  million  sublimit  for 
swingline loans, (ii) a $2.5 million aggregate sublimit for all letters 
of  credit,  and  (iii)  a  committed  accordion  which  can  increase  the 
aggregate  commitments  by  the  greater  of  $35.0  million  and 
adjusted EBITDA (as calculated under the Credit Agreement) over 
the  most  recently  completed  twelve-month  period.  The  facility  is 
secured by a first priority security interest in and lien on substantially 
all personal property of MPC and the guarantors including, without 
limitation,  certain  assets  owned  by  the  Company.  The  facility  is 
scheduled to mature on November 12, 2026.

Effective July 1, 2023, revolving borrowings under the facility accrue 
interest at a rate equal to Term Secured Overnight Financing Rate 
(“SOFR”)  plus  the  applicable  percentage,  as  defined.  During  the 
second quarter of 2023, the Company was notified by Truist Bank 
that SOFR replaced LIBOR for all borrowings under the facility. The 
new applicable percentage is between 150 and 250 basis points for 
all loans based on MPC’s net leverage ratio plus a SOFR adjustment 
of  11.45  basis  points.  In  addition,  the  Company  pays  facility  fees 
under the agreement ranging from 25 to 45 basis points, based on 
MPC’s net leverage ratio, on the unused revolving commitment.

The credit agreement contains certain financial covenants including: 
(i)  a  maximum  consolidated  leverage  ratio  of  2.50:1.00  and  (ii)  a 
minimum  consolidated  fixed  charge  coverage  ratio  of  1.25:1.00 
both determined at the end of each fiscal quarter. Additionally, the 
agreement contains customary covenants including affirmative and 
negative  covenants  and  events  of  default  (each  with  customary 
exceptions,  thresholds  and  exclusions).  As  of  December  31,  2023 
and 2022, the Company was in compliance with these covenants.

The  Company  has  incurred  total  loan  origination  fees  and  other 
debt  related  costs  associated  with  this  revolving  credit  facility  in 
the  aggregate  of  $195  thousand  in  2021.  These  costs  are  being 
amortized to interest expense over the remaining term of the loan, 
and the remaining net balance is classified as part of non-current 
other  assets.  As  of  December  31,  2023  and  2022,  MPC  had  no 
outstanding borrowings under the revolving credit facility.

Marine Products Corporation 2023 10-K

4 5

Part II 
Item 8. — Financial Statements and Supplementary Data

Interest incurred, which includes facility fees on the unused portion 
of the revolving credit facility and the amortization of loan costs, on 
the credit facility was $90 thousand in 2023, $90 thousand in 2022 
and $10 thousand in 2021. Interest paid was $76 thousand in 2023 
and $32 thousand in 2022 and none was paid in 2021. 

NOTE 8: INCOME TAXES

The  following  table  lists  the  components  of  the  provision  for  
income taxes:

(in thousands)

Current provision:

  Federal

  State

Deferred (benefit) 
provision:

  Federal

  State

Total income tax 
provision

2023

2022

2021

$  12,384

$  12,225

$

 1,109

 1,360

 (3,047)

 (79)

 (1,687)

 (111)

 7,176

 346

 (248)

 108

$  10,367

$

 11,787

$

 7,382

A  reconciliation  between  the  federal  statutory  rate  and  Marine 
Products’ effective tax rate is as follows:

Federal statutory rate

State income taxes, net of 
federal benefit

Research and 
experimentation credit

Non-deductible expenses

Change in contingencies

Adjustments related to 
vesting of restricted stock

Other

2023

21.0%

2022

 21.0%

2021

 21.0%

 1.2

 (1.3)

 (0.7)

 0.5

 (0.1)

 (0.7)

 1.3

 (0.7)

 0.3

 0.8

 (0.1)

 —

 0.9

 (0.9)

 (0.8)

 0.4

 (1.0)

 0.7

Effective tax rate

 19.9%

 22.6%

 20.3%

Significant components of the Company’s deferred tax assets and 
liabilities are as follows:

(in thousands)
December 31,

Deferred tax assets:

  Warranty costs

  Sales incentives and discounts

  Stock-based compensation

  Long-term retirement plan
 Capitalized research and 
development

  All others, net

Total deferred tax assets

Deferred tax liabilities:

 Depreciation and amortization 
expense

2023

2022 

$

 1,557

$

 1,254

 570

 824

 3,960

 2,900

 465

 10,276

 110

 866

 3,099

 1,300

 490

 7,119

Total  net  income  tax  payments  were  $13.9  million  in  2023,  
$13.0 million in 2022, and $7.5 million in 2021. As of December 31, 
2023, the Company had net operating loss carryforwards related 
to state income taxes of approximately $1.2 million (gross) that will 
expire in 2034. The Company does not have a valuation allowance 
related to net operating loss carryforwards due to implemented tax 
planning strategies.

The Company’s policy is to record interest and penalties related to 
income tax matters as part of income tax expense. Accrued interest 
and penalties were immaterial as of December 31, 2023 and 2022.

During  2023,  the  Company  recognized  an  increase  in  its  liability 
for  unrecognized  tax  benefits  related  primarily  to  prior  year 
positions and recorded it as part of other long-term liabilities on the 
consolidated balance sheet. This liability, if released, would affect 
our  effective  rate.  A  reconciliation  of  the  beginning  and  ending 
amount of unrecognized tax benefits is as follows:

(in thousands)

2023

2022

Balance at beginning of the year

$  1,058

$

 539

 Additions based on tax positions related 
to the current year

  Additions for tax positions of prior years

 236

 55

 393

 126

Balance at end of the year

$  1,349

$  1,058

It is reasonably possible that the amount of the unrecognized benefits 
with  respect  to  the  Company’s  unrecognized  tax  positions  will 
increase or decrease in the next 12 months. These changes may be 
the result of, among other things, state tax settlements under voluntary 
disclosure  agreements,  or  conclusions  of  ongoing  examinations  or 
reviews.  However,  quantification  of  an  estimated  range  cannot  be 
made at this time.

The  Company  and  its  subsidiaries  are  subject  to  U.S.  federal  and 
state income tax in multiple jurisdictions. In many cases, the uncertain 
tax positions are related to tax years that remain open and subject 
to  examination  by  the  relevant  taxing  authorities.  In  general,  the 
Company’s 2020 through 2022 tax years remain open to examination. 
Additional years may be open to the extent attributes are being carried 
forward to an open year.

NOTE 9: ACCUMULATED OTHER 

COMPREHENSIVE LOSS

Accumulated other comprehensive loss consists of changes related 
to  the  pension  plan  for  the  years  ended  December  31,  2023  and 
2022 as follows:

(in thousands)

2023

2022

Balance at beginning of the year

$

 (1,995)

$

 (2,576)

Change during the year:

  Before-tax amount

  Tax benefit

 Reclassification adjustment, 
net of taxes

  Amortization of net loss

 2,536

 (558)

 17

 1,995

 632

 (139)

 88

 581

 (1,686)

 (1,092)

Total activity in the year

Net deferred tax assets

$

 8,590

$

 6,027

Balance at end of the year

$

 —  $

 (1,995)

4 6 Marine Products Corporation 2023 10-K

 
  
  
 
 
  
  
 
 
 
  
  
 
 
NOTE 10: FAIR VALUE MEASUREMENTS

The various inputs used to measure assets at fair value establish a 
hierarchy that distinguishes between assumptions based on market 
data (observable inputs) and the Company’s assumptions (unobservable 
inputs). The hierarchy consists of three broad levels as follows:

1.   Level 1 – Quoted market prices in active markets for identical 

assets or liabilities.

2.  Level 2 – Quoted prices for similar instruments in active markets, 
quoted prices for identical or similar instruments in markets that 
are not active, and model-based valuation techniques for which 
all significant assumptions are observable in the market or can 
be corroborated by observable market data for substantially the 
full term of the assets or liabilities.

3.   Level 3 – Unobservable inputs developed using the Company’s 
estimates  and  assumptions,  which  reflect  those  that  market 
participants would use.

The Company determines the fair value of the marketable securities 
that  are  available-for-sale  through  quoted  prices  for  similar 
instruments in active markets or quoted prices for identical or similar 
instruments in markets that are not active. There are no available-
for-sale  securities  held  as  of  December  31,  2023  and  2022. 
Trading  securities  are  comprised  of  SERP  assets,  as  described  in 
note titled Employee Benefit Plans, and are recorded primarily at 
their  net  cash  surrender  values  calculated  using  their  net  asset 
values,  which  approximate  fair  value,  as  provided  by  the  issuing 
insurance company. The expected holding period for these assets 
measured  at  net  asset  value  is  unknown.  Trading  securities  were 
valued at $15.4 million as of December 31, 2023 and $9.9 million 
as of December 31, 2022. Significant observable inputs, in addition 
to quoted market prices, were used to value the trading securities. 
The Company’s policy is to recognize transfers between levels at 
the beginning of quarterly reporting periods. For the years ended 
December 31, 2023 and 2022, there were no significant transfers in 
or out of levels 1, 2 or 3.

The carrying amount of other financial instruments reported in the 
balance sheet for current assets and current liabilities approximate 
their  fair  values  because  of  the  short-term  maturity  of  these 
instruments.  The  Company  currently  does  not  use  the  fair  value 
option to measure any of its existing financial instruments and has 
not determined whether or not it will elect this option for financial 
instruments it may acquire in the future.

NOTE 11:  COMMITMENTS AND CONTINGENCIES

Lawsuits
The Company is a defendant in certain lawsuits which allege that 
plaintiffs  have  been  injured  or  incurred  damages  as  a  result  of 
the  use  of  the  Company’s  products.  The  Company  is  vigorously 
contesting these actions. Management, after consultation with legal 
counsel, is of the opinion that the outcome of these lawsuits will not 
have a material adverse effect on the financial position, results of 
operations or liquidity of Marine Products.

Dealer Floor Plan Financing
To  assist  dealers  in  obtaining  financing  for  the  purchase  of  its 
boats  for  inventory,  the  Company  has  entered  into  agreements 
with various dealers and selected third-party floor plan lenders to 
guarantee varying amounts of qualifying dealers’ debt obligations. 
The  Company’s  obligation  under  these  guarantees  becomes 

Part II 
Item 8. — Financial Statements and Supplementary Data

effective in the case of a default under the financing arrangement 
between  the  dealer  and  the  third  party  lender.  The  agreements 
provide  for  the  return  of  repossessed  boats  to  the  Company  in 
new  and  unused  condition,  subject  to  normal  wear  and  tear,  in 
exchange for the Company’s assumption of the debt obligation on 
those boats, as contractually defined by each lender. The Company 
had no material repurchases of dealer inventory under contractual 
agreements during 2023 and 2022 as a result of dealer defaults. 

Management  continues  to  monitor  the  risk  of  additional  defaults 
and resulting repurchase obligations based in part on information 
provided  by  the  third-party  floor  plan  lenders  and  will  adjust  the 
guarantee  liability  at  the  end  of  each  reporting  period  based  on 
information reasonably available at that time.

The  Company  currently  has  an  agreement  with  one  of  the  floor 
plan lenders whereby the contractual repurchase limit is based on 
the highest of the following criteria: (i) a specified percentage of the 
amount of the average net receivables financed by the floor plan 
lender for our dealers, (ii) the total average net receivables financed 
by the floor plan lender for our two highest dealers during the prior 
three month period, or (iii) $8.0 million, less repurchases during the 
prior 12 month period. As defined by the agreement, the repurchase 
limit for this lender was $18.9 million as of December 31, 2023. The 
Company has contractual repurchase agreements with additional 
lenders  with  an  aggregate  maximum  repurchase  obligation  of 
approximately $7.7 million, with various expiration and cancellation 
terms of less than one year. Accordingly, the aggregate repurchase 
obligation  with  all  financing 
institutions  was  approximately  
$26.6 million as of December 31, 2023. This repurchase obligation 
risk is mitigated by the value of any boats repurchased.

Income Taxes
The  amount  of  income  taxes  the  Company  pays  is  subject  to 
ongoing  audits  by  federal  and  state  tax  authorities,  which  often 
result in proposed assessments. Other long-term liabilities included 
the Company’s estimated liabilities for these probable assessments 
and  totaled  approximately  $1.3  million  as  of  December  31,  2023 
compared to $1.1 million as of December 31, 2022.

Short-term Cash Incentive Compensation
In  addition  to  recording  discretionary  Short-term  Cash  Incentive 
(STCI) compensation expense for executive officers, STCI expense 
has  been  recorded  for  four  non-executive  employees  based  on 
a  percentage  of  Pre-Tax  Profit  (PTP  incentive),  defined  as  pretax 
income  before  goodwill  adjustments  and  certain  allocated 
corporate expenses. During 2021 and through the third quarter of 
2023, this PTP incentive was 16% in the aggregate per year and 
was subject to either a contractual arrangement or a discretionary 
determination. The PTP incentive under a contractual agreement 
with one employee, in the amount of seven percent per year, was 
discontinued  as  of  September  30,  2023.  As  a  result,  effective 
October  1,  2023,  the  PTP  incentive,  subject  to  a  discretionary 
determination, will be nine percent in the aggregate per year for 
three employees.

Total STCI expense for the reported years was as follows:

(in thousands)

STCI expense

2023

2022

2021

$  10,651

$  12,039

$

 8,535

These amounts are included in Selling, general and administrative 
expenses 
the  accompanying  Consolidated  Statements  of 
Operations.

in 

Marine Products Corporation 2023 10-K

4 7

Part II 
Item 8. — Financial Statements and Supplementary Data

NOTE 12: EMPLOYEE BENEFIT PLANS

Supplemental Executive Retirement Plan (“SERP”) 
The Company permits selected highly compensated employees to defer a portion of their compensation into the SERP. The liabilities related 
to these deferrals are recognized as Retirement plan liabilities on the Consolidated Balance Sheets. The SERP assets are invested primarily 
in company-owned life insurance (“COLI”) policies as a funding source to satisfy the obligation of the SERP. The assets are subject to claims 
by creditors, and the Company can designate them for another purpose at any time. Investments in COLI policies consist of variable life 
insurance policies of $8.5 million as of December 31, 2023 and $7.1 million as of December 31, 2022. In the COLI policies, the Company is 
able to allocate assets across a set of choices provided by the insurance underwriter, including fixed income securities and equity funds. The 
COLI policies are recorded at their net cash surrender values, which approximates fair value, as provided by the issuing insurance company, 
whose Standard & Poor’s credit rating was A+ in 2023.

The Company classifies the SERP assets as trading securities as described in note titled Significant Accounting Policies. The fair value of these 
assets totaled $15.4 million as of December 31, 2023 and $9.9 million as of December 31, 2022. The SERP assets are reported in retirement 
plan assets on the consolidated balance sheets and changes to the fair value of the assets are reported in selling, general and administrative 
expenses in the consolidated statements of operations. Trading gains (losses) related to the SERP assets totaled $1.5 million in 2023, $(2.4 
million) in 2022 and $1.6 million in 2021.

The SERP liabilities include  participant  deferrals net  of distributions and are stated at a fair value of $18.0 million as of December 31, 
2023 and $14.4 million as of December 31, 2022. The SERP liabilities are reported on the consolidated balance sheets in retirement plan 
liabilities and any change in the fair value is recorded as compensation cost within selling, general and administrative expenses in the 
consolidated statements of operations. Changes in the fair value of the SERP liabilities represented unrealized gains (losses) of $1.8 million 
in 2023, and $(2.3 million) in 2022 and $1.6 million in 2021.

Retirement Income Plan (“Plan”)
The  Company  initiated  actions  to  terminate  the  Plan  in  2021  and  it  was  fully  terminated  in  2023  As  part  of  termination,  the  Company 
settled  its  participant  liabilities  in  one  of  the  following  ways  –  (i)  through  a  lump-sum  settlement  at  the  election  of  the  participants;  or  (ii) 
transfer  to  a  commercial  annuity  provider  or  a  government  agency.  The  Company  funded  this  transfer  through  the  liquidation  of 
investments  in  the  Plan  assets.  The  Company  recognized  a  pre-tax,  non-cash  settlement  charge  of  $2.4  million  during  2023,  which 
represents  the  accelerated  recognition  of  net  actuarial  loss  that  was  previously  recorded  in  accumulated  other  comprehensive 
loss  (net  of  tax)  and  deferred  taxes  (tax  effect).  In  addition,  RPC  utilized  funds  related  to  the  Company’s  plan  assets  to  settle  its 
participant  liabilities,  since  it  was  a  multiemployer  Plan.  See  note  titled  Related  Party  Transactions  for  additional  information. 

(in thousands)
December 31, 

Accumulated benefit obligation at end of year 

Change in projected benefit obligation:

Benefit obligation at beginning of year

Service cost

Interest cost

Actuarial loss

Benefits paid

Settlement

Projected benefit obligation at end of year

Change in plan assets:

Fair value of plan assets at beginning of year

Actual return on plan assets

Benefits paid

Transfer of assets

Settlements

Fair value of plan assets at end of year

Funded status at end of year

$

$

2023

—

 3,146

—

 5

 (243)

 (131)

 (2,777)

$

 —

$

 3,502

 (70)

 (131)

 (524)

 (2,777)

 —

 —

$

$

2022

 3,146

 5,832

—

 133

 (1,045)

 (322)

 (1,452)

 3,146

 6,870

 (1,594)

 (322)

—

 (1,452)

 3,502

 356

$

$

$

$

$

$

The  accumulated  benefit  obligation  for  the  Plan  as  of  December  31,  2023  and  2022  has  been  disclosed  above.  The  Company  uses  a 
December 31 measurement date for this qualified plan. The funded status of the Plan was recorded as Pension plan assets in the current 
assets section of the Consolidated Balance sheets as of December 31, 2022.

4 8 Marine Products Corporation 2023 10-K

  
  
Part II 
Item 8. — Financial Statements and Supplementary Data

(in thousands)
December 31, 

Amounts (pre-tax) recognized in accumulated other comprehensive loss consist of:

Net loss

Prior service cost (credit)

The components of net periodic benefit cost of the Plan are summarized as follows:

(in thousands)

Service cost for benefits earned during the period

$

Interest cost

Expected return on plan assets

Amortization of net losses

Settlement loss

Net periodic cost 

$

$

$

2023

 —

 5

 —

 22

 2,363

$

 2,390

$

2023

2022

 —

 —

 —

2022

 —

 133

 —

 113

 1,180

 1,426

$

$

$

$

  2,558

 —

 2,558

2021

—

 147

 (289)

 73

 —

 (69)

The pre-tax amounts recognized in other comprehensive income for the years ended December 31, 2023, 2022 and 2021 are summarized 
as follows:

(in thousands)

Net loss (gain)

Amortization of net loss

Settlement loss

$

2023

 (173)

 (22)

 (2,363)

Amount recognized in accumulated other comprehensive income (loss)

$

 (2,558)

2022

 549

 (113)

 (1,180)

 (744)

$

$

2021

 879

 (73)

 —

 806

$

$

The weighted average assumptions as of December 31 used to determine the projected benefit obligation and net benefit cost were as follows:

December 31,

Projected benefit obligation:

Discount rate

Rate of compensation increase

Net benefit cost:

Discount rate

Expected return on plan assets

Rate of compensation increase

2023

2022

2021

 Note (1)

—

—

  —

—

 Note (1)

N/A

 Note (1)

 —

N/A

 Note (1)

N/A

 2.70%

 4.00%

N/A

(1)  As of December 31, 2023, there was no liability in the Plan and therefore, a discount rate does not apply. Projected benefit obligation as of December 31, 2022, and 

December 31, 2021 reflects termination of the Plan and is calculated based on various assumptions in accordance with the Plan agreement.

Marine Products Corporation 2023 10-K

4 9

  
  
  
Part II 
Item 8. — Financial Statements and Supplementary Data

The Plan’s weighted average asset allocation at December 31, 2022 by asset category was as follows:

Asset category

Cash and Cash Equivalents

Fixed Income Securities

Total

Percentage of Plan Assets 
as of December 31

2022

3.7%

96.3

 100.0%

The following tables present our Plan assets using the fair value hierarchy as of December 31, 2022. The fair value hierarchy has three levels 
based on the reliability of the inputs used to determine fair value. See note titled Fair Value Measurements for a brief description of the three 
levels under the fair value hierarchy.

Investments (in thousands)

Fair value hierarchy as of December 31, 2022:

Cash and Cash Equivalents (1)

Fixed Income Securities (2)

Total Assets in the Fair Value Hierarchy

Total

Level 1

Level 2

$

 129

 3,373

$  3,502

$

$

 129

 —

 129

$

 —

 3,373

$  3,373

(1)  Cash and cash equivalents, which are used to pay benefits and plan administrative expenses, are held in Rule 2a-7 money market funds.

(2)  Fixed income securities are primarily valued using a market approach with inputs that include broker quotes, benchmark yields, base spreads and reported trades. 

Subsequent to December 31, 2022, these securities were liquidated to fund the annuity purchase.

401(k) Plan 
Marine Products participates in a defined contribution 401(k) plan sponsored by RPC that is available to substantially all full-time employees 
with more than 90 days of service. Effective January 1, 2019, the Company began matching 100% of employee contributions for each dollar of a 
participant’s contribution to the 401(k) Plan for the first three percent of his or her annual compensation, and 50% for each dollar of a participant’s 
contribution to the 401(k) Plan for the next three percent of his or her annual compensation. Employees vest in the Company’s contributions after 
two years of service. The charges to expense for Marine Products’ contributions to the 401(k) plan were $1.2 million in 2023, $1.2 million in 2022 
and $1.0 million in 2021. 

Stock Incentive Plans

The Company reserved 3,000,000 shares of common stock under the 2014 Stock Incentive Plan with a term of ten years expiring in April 
2024. This plan provides for the issuance of various forms of stock incentives, including among others, incentive and non-qualified stock 
options and restricted shares. As of December 31, 2023, there were 777,199 shares available for grant.

The Company recognizes compensation expense for the unvested portion of awards outstanding over the remainder of the service period. 
The  compensation  cost  recorded  for  these  awards  will  be  based  on  their  fair  value  at  grant  date  less  the  cost  of  estimated  forfeitures. 
Forfeitures are estimated at the time of grant and revised, if necessary, in subsequent periods to reflect actual forfeitures. 

Pre-tax  stock-based  employee  compensation  expense  was  approximately  $3.7  million  ($2.9  million  after  tax)  for  2023,  $2.7  million  
($2.1 million after tax) for 2022, and $2.3 million ($1.8 million after tax) for 2021.

We have not issued any stock options since 2003 and have no immediate plans to issue additional stock options.

5 0 Marine Products Corporation 2023 10-K

Part II 
Item 8. — Financial Statements and Supplementary Data

Restricted Stock

Marine Products grants selected employees and directors time lapse restricted stock that vest after a certain stipulated number of years from 
the grant date in the case of employees and that vest immediately for non-employee directors, depending on the terms of the issue. The time 
lapse restricted shares granted by the Company in 2023 to employees will vest ratably over a period of four years and the shares granted 
in 2022 will vest ratably over a period of five years. Prior to 2022, the time lapse restricted shares vested one-fifth per year beginning on 
the second anniversary of the grant date. During these years, grantees receive all dividends declared and retain voting rights for the shares.

The agreements under which the restricted stock is issued provide that shares awarded may not be sold or otherwise transferred until 
restrictions established under the stock plans have lapsed. Upon termination of employment from the Company, with the exception of 
death (fully vests), disability or retirement (partially vests based on duration of service), shares with restrictions are forfeited in accordance 
with the plan.

In the first quarter of 2023, the Company issued time-lapse restricted shares to certain employees that will vest ratably over a period of 
four years. In addition, the Company granted performance share unit awards to its executive officers that vest based on the achievement of 
pre-established performance targets. The awards will be issued at different levels based on the performance achieved with a cliff vesting at 
the end of calendar year 2025. The Company evaluated the portions of the awards that are probable to vest and accordingly has accrued 
estimated compensation expense equal to 100% of the target awards.

The following is a summary of the changes in non-vested restricted shares for the year ended December 31, 2023:

Non-vested shares at January 1, 2023

  Granted

  Vested

Non-vested shares at December 31, 2023

Shares

 764,170

 318,348

 (243,468)

 839,050

The following is a summary of the changes in non-vested restricted shares for the year ended December 31, 2022:

Non-vested shares at January 1, 2022

  Granted

  Vested

  Forfeited

Non-vested shares at December 31, 2022

Shares

 671,370

 311,703

 (193,403)

 (25,500)

 764,170

Weighted- 
Average  
Grant-Date  
Fair Value

$  14.15

 13.25

 14.16

$  13.81

Weighted- 
Average  
Grant-Date  
Fair Value

$  14.70

 11.61

 11.96

 14.11

$  14.15

The fair value of restricted stock awards is based on the market price of the Company’s stock on the date of grant and is amortized to 
compensation  expense  on  a  straight-line  basis  over  the  requisite  service  period.  The  weighted  average  grant  date  fair  value  of  these 
restricted stock awards was $13.25 in 2023, $11.61 in 2022 and $16.55 in 2021. The total fair value of shares vested was approximately  
$3.2 million in 2023, $2.2 million in 2022 and $3.2 million in 2021. The above table does not include any activity related to performance 
share unit awards since they are not currently issued or vested.

For the year ending December 31, 2023 approximately $57 thousand of excess tax benefits for stock-based compensation awards were recorded 
as a discrete tax adjustment and classified within operating activities in the consolidated statements of cash flows compared to approximately 
$68 thousand for the year ending December 31, 2022.

Other Information

As of December 31, 2023 total unrecognized compensation cost related to non-vested restricted shares was approximately $7.7 million which 
is expected to be recognized over a weighted-average period of 2.7 years.

Marine Products Corporation 2023 10-K

5 1

Part II 
Item 8. — Financial Statements and Supplementary Data

NOTE 13: RELATED PARTY TRANSACTIONS

In conjunction with its spin-off from RPC, the Company and RPC entered 
into various agreements that define the companies’ relationship after 
the spin-off.

The  Transition  Support  Services  Agreement  provides  for  RPC  to 
provide certain services, including financial reporting and income 
tax administration and acquisition assistance, to Marine Products 
until the agreement is terminated by either party. Marine Products 
reimbursed RPC for its estimated allocable share of administrative 
costs incurred for services rendered on behalf of Marine Products 
totaling $1.1 million in 2023, $0.9 million in 2022 and $0.9 million 
in  2021.  The  Company’s  payable  to  RPC  for  these  services  was 
$120  thousand  as  of  December  31,  2023  and  $26  thousand  as 
of  December  31,  2022.  In  addition,  the  Company  was  owed  
$524  thousand  from  RPC,  for  using  Marine  Products’  assets  in 
the  Plan  to  settle  its  participant  liabilities.  Of  the  total  amounts 
owed, RPC reimbursed the Company $482 thousand during 2023. 
All of the Company’s directors are also directors of RPC and the 
Company’s executive officers are employees of both the Company 
and RPC. 

RPC  and  Marine  Products  own  50%  each  of  a  limited  liability 
company called 255 RC, LLC that was created for the joint purchase 
and  ownership  of  a  corporate  aircraft.  The  purchase  was  funded 
primarily  by  a  $2.6  million  contribution  by  each  company  to  
255 RC, LLC. Each of RPC and Marine Products is currently a party to 
an operating lease agreement with 255 RC, LLC for a period of five 
years. Marine Products recorded certain net operating costs for the 
corporate aircraft comprised of rent and an allocable share of fixed 
costs of approximately $160 thousand for each year in 2023, 2022 
and 2021. The Company has a payable to 255 RC LLC of $1.8 million 
as of December 31, 2023 and $1.6 million as of December 31, 2022. 
The Company accounts for this investment using the equity method 
and its proportionate share of income or loss is recorded in selling, 
general and administrative expenses. As of December 31, 2023, the 
investment  closely  approximates  the  underlying  equity  in  the  net 
assets of 255 RC, LLC and the undistributed earnings represented in 
retained earnings was approximately $639 thousand.

A group that includes Gary W. Rollins, Pamela R. Rollins, Amy Rollins 
Kreisler and Timothy C. Rollins, each of whom is a director of the 
Company,  and  certain  companies  under  their  control,  controls  in 
excess of fifty percent of the Company’s voting power.

NOTE 14: LEASES

The  Company  recognizes  leases  with  a  duration  greater  than  12  months  on  the  balance  sheet  with  a  Right-Of-Use  (“ROU”)  asset  and 
liability at the present value of lease payments over the term.  Renewal options are factored into the determination of lease payments when 
appropriate. There are no residual value guarantees on the existing leases. The Company estimates its incremental borrowing rate, at lease 
commencement, to determine the present value of lease payments, since most of the Company’s leases do not provide an implicit rate of 
return. ROU assets exclude lessor incentives received. The Company’s lease population consists primarily of office equipment. During the 
year ended December 31, 2023, the Company entered into new leases or modified existing leases that resulted in an increase of ROU assets 
in exchange for operating lease liabilities as disclosed below.

The Company does not have any finance leases. As of December 31, 2023, the Company had no operating leases that had not yet commenced.

Lease position:
The table below presents the assets and liabilities related to operating leases recorded on the balance sheet:

(in thousands)

Assets:

Classification on Consolidated Balance Sheet

2023

2022

December 31,

Operating lease right-of-use assets

Other assets

Liabilities:

  Current portion of operating lease liabilities

  Long-term operating lease liabilities

Accrued expenses and other liabilities
Other long-term liabilities

Total lease liabilities

$

$

$

 295

 77

 220

 297

$

$

$

239

 57

 180

 237

5 2 Marine Products Corporation 2023 10-K

  
  
  
  
  
  
  
Part II 
Item 8. — Financial Statements and Supplementary Data

Lease Costs:
The components of lease expense are included in selling, general and administrative expenses in the consolidated statements of operations 
as disclosed below: 

(in thousands)

Operating lease cost

Short-term lease cost

Variable lease cost

Total lease cost

Other information:

As of December 31,

Cash paid for amounts included in the measurement of operating lease liabilities (in thousands)

ROU assets obtained in exchange for operating lease liabilities (in thousands)

Weighted average remaining lease term — operating leases (years)
Weighted average discount rate — operating leases

Lease Commitments:

Maturity of lease liabilities – Operating Leases:

(in thousands)
As of December 31, 

2023

2024

2025

2026

2027

2028

Total lease payments

Less: Amounts representing interest

Present value of lease liabilities

2023

2022

 93

 —

 3

 96

2023

 77

 127

3.7

$

$

$

 59

 —

 —

 59

2022

 55

 222

4.2

4.85%

4.97%

2023

2022

 —

 89

 88

 85

 55

 6

 323

 (26)

 297

$

$

 68

 58

 56

 55

 26

 —

 263

 (26)

 237

$

$

$

$

$

The  Company  is  party  to  an  operating  lease  as  the  lessor  for 
certain real estate leased to a third party with an initial term of 36 
months  that  was  renewed  in  2022  for  an  additional  36  months. 
The lease requires fixed monthly payments and does not contain 
clauses for future rent escalations or renewal options. There are 
no  terms  and  conditions  under  which  the  lessee  has  the  option 
to purchase this asset. As of December 31, 2023, projected future 
lease  income  on  this  lease  totaled  $300  thousand  scheduled 
to  be  received  as  follows:  2024  —  $240  thousand  and  2025  — 
$60  thousand.  The  Company  recorded  rental  income  of  $240 
thousand in 2023, $239 thousand in 2022 and $236 thousand in 
2021 that is recorded as part of selling, general and administrative 
expenses on the consolidated statements of operations.

During 2023, the Company entered into a lease agreement related 
to  a  warehouse  as  a  lessor  for  a  period  of  less  than  a  year  that 
provided  the  lessee  with  an  option  to  purchase  the  asset  at  the 
end of the lease term. The consideration included required weekly 

payments with a purchase price of $2.0 million less lease payments. 
The  lessee  was  reasonably  certain  to  exercise  this  purchase 
option and therefore, the Company concluded that the agreement 
qualified  to  be  a  sales  type  lease.  As  part  of  this  transaction,  the 
Company recognized a gain of approximately $1.8 million which has 
been reported as part of Gain on disposition of assets, net on the 
Consolidated  Statement  of  Operations.  The  purchase  option  was 
exercised in December 2023.

NOTE 15: SUBSEQUENT EVENT

On January 23, 2024, the Board of Directors declared a regular cash 
dividend of $0.14 per share payable March 11, 2024 to stockholders 
of record at the close of business on February 9, 2024.

Marine Products Corporation 2023 10-K

5 3

Part II 
Item 9. — Changes in and Disagreements with Accountants on Accounting and Financial Disclosure

ITEM 9. 
CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING 
AND FINANCIAL DISCLOSURE
None.

ITEM 9A. 
CONTROLS AND PROCEDURES
Evaluation  of  disclosure  controls  and  procedures  —  The  Company  maintains  disclosure  controls  and  procedures  that  are  designed  to 
ensure that information required to be disclosed in its Exchange Act reports is recorded, processed, summarized and reported within the 
time periods specified in the Commission’s rules and forms, and that such information is accumulated and communicated to its management, 
including the Chief Executive Officer and Chief Financial Officer, as appropriate, to allow timely decisions regarding required disclosure.

As  of  the  end  of  the  period  covered  by  this  report,  December  31,  2023  (the  “Evaluation  Date”),  the  Company  carried  out  an  evaluation, 
under the supervision and with the participation of its management, including the Chief Executive Officer and Chief Financial Officer, of the 
effectiveness of the design and operation of its disclosure controls and procedures. Based upon this evaluation, the Chief Executive Officer 
and the Chief Financial Officer concluded that the Company’s disclosure controls and procedures were effective at a reasonable assurance 
level as of the Evaluation Date.

Management’s report on internal control over financial reporting — Management is responsible for establishing and maintaining adequate 
internal control over financial reporting, as such term is defined in Exchange Act Rules 13a-15(f) and 15d-15(f). Management’s report on internal 
control  over  financial  reporting  is  included  on  page  32  of  this  report.  Grant  Thornton  LLP,  the  Company’s  independent  registered  public 
accounting firm, has audited the effectiveness of internal control as of December 31, 2023 and issued a report thereon which is included on 
page 33 of this report.

Changes in internal control over financial reporting — There were no changes in the Company’s internal control over financial reporting 
during the fourth quarter of 2023 which were identified in connection with management’s evaluation required by paragraph (d) of Rules 13a-15 
and 15d-15 under the Exchange Act, that have materially affected, or are reasonably likely to materially affect, the Company’s internal control 
over financial reporting.

ITEM 9B.
OTHER INFORMATION 
During the quarter ended December 31, 2023, no director or officer, as defined in Rule 16a-1(f) under the Securities Exchange Act of 1934, as 
amended, of the Company adopted or terminated a “Rule 10b5-1 trading arrangement” or “non-Rule 10b5-1 trading arrangement,” as each 
term is defined in Item 408(a) of Regulation S-K.

ITEM 9C.
DISCLOSURE REGARDING FOREIGN JURISDICTIONS THAT PREVENT 
INSPECTIONS  
Not applicable.

5 4 Marine Products Corporation 2023 10-K

Part III 
Item 10. — Directors, Executive Officers and Corporate Governance

Part III

ITEM 10.
DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE
Information concerning directors, director nominees and executive officers will be included in the Marine Products Proxy Statement for its 2024 
Annual Meeting of Stockholders, in the sections titled Information Regarding Director Nominees, Continuing Directors and Executive Officers.

AUDIT COMMITTEE AND AUDIT COMMITTEE FINANCIAL EXPERT
Information concerning the Audit Committee of the Company and the Audit Committee Financial Expert(s) will be included in the Marine 
Products Proxy Statement for its 2024 Annual Meeting of Stockholders, in the section titled “Board of Directors and Corporate Governance, 
Meetings and Committees of the Board of Directors — Audit Committee.” This information is incorporated herein by reference.

CODE OF ETHICS
Marine Products has a Code of Business Conduct that applies to all employees. In addition, the Company has a Code of Business Conduct 
and Ethics for Directors and Executive Officers and Related Party Transaction Policy. Both of these documents are available on the Company’s 
website at MarineProductsCorp.com. Copies are also available at no extra charge by writing to Attn: Human Resources, Marine Products 
Corporation, 2801 Buford Highway NE, Suite 300, Atlanta, Georgia 30329. Marine Products intends to satisfy the disclosure requirement 
under Item 5.05 of Form 8-K regarding an amendment to, or waiver from, a provision of its code of ethics that relates to any elements of the 
code of ethics definition enumerated in SEC rules by posting such information on its internet website, the address of which is provided above.

SECTION 16(a) BENEFICIAL OWNERSHIP REPORTING COMPLIANCE
Information regarding compliance with Section 16(a) of the Exchange Act will be included under “Section 16(a) Beneficial Ownership Reporting 
Compliance” in the Company’s Proxy Statement for its 2024 Annual Meeting of Stockholders, which is incorporated herein by reference.

ITEM 11.
EXECUTIVE COMPENSATION
Information concerning director and executive compensation will be included in the Marine Products Proxy Statement for its 2024 Annual 
Meeting of Stockholders, in the sections titled “Human Capital Management and Compensation Committee Interlocks and Insider Participation,” 
“Director Compensation,” “Compensation Discussion and Analysis,” “Human Capital Management and Compensation Committee Report” 
and “Executive Compensation.” This information is incorporated herein by reference.

Marine Products Corporation 2023 10-K

5 5

Part III 
Item 12. — Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters

ITEM 12.
SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT 
AND RELATED STOCKHOLDER MATTERS
Information concerning security ownership of certain beneficial owners and management, and all directors and executive officers as a group, 
will be included in the Marine Products Proxy Statement for its 2024 Annual Meeting of Stockholders in the section titled “Stock Ownership of 
Certain Beneficial Owners and Management.” This information is incorporated herein by reference. 

SECURITIES AUTHORIZED FOR ISSUANCE UNDER EQUITY COMPENSATION PLANS 
The following table sets forth certain information regarding equity compensation plans as of December 31, 2023.

Plan Category

Equity compensation plans 
approved by security holders

Equity compensation plans not 
approved by security holders

Total

(A) 
Number of Securities 
To Be Issued Upon 
Exercise of Outstanding 
Options, Warrants and Rights

(B) 
Weighted Average  
Exercise Price of  
Outstanding Options,  
Warrants and Rights

(C) 
Number of Securities Remaining 
Available for Future Issuance Under 
Equity Compensation Plans 
(Excluding Securities  
Reflected in Column (A))

 —

 —

 —

$

$

—

—

—

 777,199 (1)

—

 777,199

(1)  All of the securities can be issued in the form of restricted stock or other stock awards.

See note titled Employee Benefit Plans for information regarding the material terms of the equity compensation plans.

ITEM 13.
CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS,  
AND DIRECTOR INDEPENDENCE
Information concerning certain relationships and related party transactions will be included in the Marine Products Proxy Statement for its 
2024 Annual  Meeting of Stockholders, in the section titled “Certain Relationships and Related Party Transactions.” Information regarding 
director independence will be included in the Marine Products Proxy Statement for its 2024 Annual Meeting of Stockholders in the section 
titled “Director Independence and NYSE Requirements.” This information is incorporated herein by reference.

ITEM 14.
PRINCIPAL ACCOUNTING FEES AND SERVICES
Information regarding principal accountant fees and services will be included in the section titled, “Audit Matters — Independent Registered 
Public Accounting Firm” in the Marine Products Proxy Statement for its 2024 Annual Meeting of Stockholders. This information is incorporated 
herein by reference.

5 6 Marine Products Corporation 2023 10-K

Part IV 
Item 15. — Exhibits and Financial Statement Schedules

Part IV

ITEM 15.
EXHIBITS AND FINANCIAL STATEMENT SCHEDULES 

Consolidated Financial Statements, Financial Statement Schedule and Exhibits
1. 

 Consolidated financial statements listed in the accompanying Index to Consolidated Financial Statements and Schedule are filed as 
part of this report. 

2. 

3. 

 The financial statement schedule listed in the accompanying Index to Consolidated Financial Statements and Schedule is filed as part 
of this report.

 Exhibits listed in the accompanying Index to Exhibits are filed as part of this report. The following such exhibits are management contracts 
or compensatory plans or arrangements:

Exhibit No.

Exhibit Description

10.5

10.6

10.7

10.8

10.9

10.10

10.11

10.13

10.14

Marine Products Corporation 2004 Stock Incentive Plan (incorporated herein by reference to Appendix B to the Definitive 
Proxy Statement filed on March 24, 2004).

Form  of  time  lapse  restricted  stock  grant  agreement  under  the  2004  Stock  Incentive  Plan  (incorporated  herein  by 
reference to Exhibit 10.2 to the Form 10-Q filed on November 1, 2004).

Form of performance restricted stock grant agreement under the 2004 Stock Incentive Plan (incorporated herein by 
reference to Exhibit 10.3 to the Form 10-Q filed on November 1, 2004).

Supplemental  Retirement  Plan  (incorporated  herein  by  reference  to  Exhibit  10.16  to  the  Form  10-K  filed  on  March  15, 
2005).

First Amendment to 2001 Employee Stock Incentive Plan and 2004 Stock Incentive Plan (incorporated by reference to 
Exhibit 10.19 to the Form 10-K filed on March 2, 2007).

Summary of  ‘At-Will’ compensation arrangements with the Executive Officers as of February 28, 2009 (incorporated 
herein by reference to Exhibit 10.20 to the Form 10-K filed on March 5, 2009).

Form of time lapse restricted stock agreement under the 2004 Stock Incentive Plan (incorporated herein by reference to 
Exhibit 10.1 to the Form 10-Q filed on May 2, 2012).

2014 Stock Incentive Plan (incorporated herein by reference to Appendix A to the Registrant’s definitive Proxy Statement 
filed on March 17, 2014).

Marine Products Corporation Cash Based Incentives (Discretionary) Acknowledgement of Cash Based Incentives for 
Executive Officers (incorporated herein by reference to Exhibit 10.18 to the Form 10-K filed on February 28, 2017).

Exhibits (inclusive of item 3 above):

Exhibit No.

Exhibit Description

3.1

3.2

4.1

4.2

(a) Articles of Incorporation of Marine Products Corporation (incorporated herein by reference to Exhibit 3.1 to the Form 10 filed 
on February 13, 2001).

(b)  Certificate  of  Amendment  of  Certificate  of  Incorporation  of  Marine  Products  Corporation  executed  on  June  8,  2005 
(incorporated herein by reference to Exhibit 99.1 to the current report on Form 8-K filed on June 9, 2005).

Amended  and  Restated  Bylaws  of  Marine  Products  Corporation  (incorporated  herein  by  reference  to  Exhibit  99  to  the  
Form 8-K filed on February 2, 2021).

Form of Common Stock Certificate of Marine Products Corporation (incorporated herein by reference to Exhibit 4.1 to the  
Form 10 filed on February 13, 2001).

Description of Registrant’s Securities (incorporated herein by reference to Exhibit 4.2 to the Form 10-K filed on February 28, 
2020).

Marine Products Corporation 2023 10-K

5 7

Part IV 
Item 15. — Exhibits and Financial Statement Schedules

Exhibit No.

Exhibit Description

10.1 

10.2 

10.3 

10.4 

10.5 

10.6

10.7

10.8

10.9 

10.10

10.11

10.13

10.14

21

23

24

31.1

31.2

32.1

97.1

Agreement  Regarding  Distribution  and  Plan  of  Reorganization,  dated  February  12,  2001,  by  and  between  RPC,  Inc.  and 
Marine Products Corporation (incorporated herein by reference to Exhibit 10.2 to the Form 10 filed on February 13, 2001).

Employee Benefits Agreement, dated February 12, 2001, by and between RPC, Inc., Chaparral Boats, Inc. and Marine Products 
Corporation (incorporated herein by reference to Exhibit 10.3 to the Form 10 filed on February 13, 2001).

Transition Support Services Agreement, dated February 12, 2001, by and between RPC, Inc. and Marine Products Corporation 
(incorporated herein by reference to Exhibit 10.4 to the Form 10 filed on February 13, 2001).

Tax Sharing Agreement, dated February 12, 2001, by and between RPC, Inc. and Marine Products Corporation (incorporated 
herein by reference to Exhibit 10.5 to the Form 10 filed on February 13, 2001).

Marine Products Corporation 2004 Stock Incentive Plan (incorporated herein by reference to Appendix B to the Definitive 
Proxy Statement filed on March 24, 2004).

Form of time lapse restricted stock grant agreement under the 2004 Stock Incentive Plan (incorporated herein by reference 
to Exhibit 10.2 to the Form 10-Q filed on November 1, 2004).

Form of performance restricted stock grant agreement under the 2004 Stock Incentive Plan (incorporated herein by reference 
to Exhibit 10.3 to the Form 10-Q filed on November 1, 2004).

Supplemental Retirement Plan (incorporated herein by reference to Exhibit 10.16 to the Form 10-K filed on March 15, 2005).

First Amendment to 2001 Employee Stock Incentive Plan and 2004 Stock Incentive Plan (incorporated herein by reference to 
Exhibit 10.19 to the Form 10-K filed on March 2, 2007).

Summary of ‘At-Will’ compensation arrangements with the Executive Officers as of February 28, 2009 (incorporated herein by 
reference to Exhibit 10.20 to the Form 10-K filed on March 5, 2009).

Form of time lapse restricted stock agreement under the 2004 Stock Incentive Plan (incorporated herein by reference to 
Exhibit 10.1 to the Form 10-Q filed on May 2, 2012).

2014 Stock Incentive Plan (incorporated herein by reference to Appendix A to the Registrant’s definitive Proxy Statement filed 
on March 17, 2014).

Marine Products Corporation Cash Based Incentives (Discretionary) Acknowledgement of Cash Based Incentives for Executive 
Officers (incorporated herein by reference to Exhibit 10.18 to the Form 10-K filed on February 28, 2017).

Subsidiaries  of  Marine  Products  Corporation  (incorporated  herein  by  reference  to  Exhibit  21  to  the  Form  10-K  filed  on  
March 4, 2008).

Consent of Grant Thornton LLP

Powers of Attorney for Directors

Section 302 certification for Chief Executive Officer

Section 302 certification for Chief Financial Officer

Section 906 certification for Chief Executive Officer and Chief Financial Officer

Policy relating to recovery of erroneously awarded compensation

101.INS

Inline XBRL Instance Document

101.SCH

Inline XBRL Taxonomy Extension Schema Document

101.CAL

Inline XBRL Taxonomy Extension Calculation Linkbase Document

101.LAB

Inline XBRL Taxonomy Extension Label Linkbase Document

101.PRE

Inline XBRL Taxonomy Extension Presentation Linkbase Document

101.DEF

Inline XBRL Taxonomy Extension Definition Linkbase Document

104

The cover page from the Company’s Annual Report for the year ended December 31, 2023, formatted in Inline XBRL

5 8 Marine Products Corporation 2023 10-K

Signatures

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be 
signed on its behalf by the undersigned, thereunto duly authorized.

Part IV 
Signatures

Marine Products Corporation

Ben M. Palmer 
President and Chief Executive Officer 

Date:

February 28, 2024

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of 
the Registrant and in the capacities and on the dates indicated.

By:

  By:

Ben M. Palmer 
President and Chief Executive Officer 
(Principal Executive Officer) 

Michael L. Schmit 
Vice President, Chief Financial Officer  
and Corporate Secretary 
(Principal Financial and Accounting Officer)

Date:

February 28, 2024

  Date:

February 28, 2024

The Directors of Marine Products Corporation (listed below) executed a power of attorney, appointing Ben M. Palmer their attorney-in-fact, 
empowering him to sign this report on their behalf.

Richard A. Hubbell, Director

Gary W. Rollins, Director

Jerry W. Nix, Director

Timothy C. Rollins, Director

Susan R. Bell, Director

Pamela R. Rollins, Director

Patrick J. Gunning, Director

John F. Wilson, Director

Amy R. Kreisler, Director

Ben M. Palmer 
Director and as Attorney-in-fact 
February 28, 2024

Marine Products Corporation 2023 10-K

5 9

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Part IV 
Index To Consolidated Financial Statements, Reports and Schedule

Index To Consolidated Financial Statements,  
Reports and Schedule

The following documents are filed as part of this report.

FINANCIAL STATEMENTS AND REPORTS

Management’s Report on Internal Control Over Financial Reporting

Report of Independent Registered Public Accounting Firm (PCAOB ID Number 248) on  
Internal Control Over Financial Reporting

Report of Independent Registered Public Accounting Firm (PCAOB ID Number 248) on  
Consolidated Financial Statements 

Consolidated Balance Sheets as of December 31, 2023 and 2022

Consolidated Statements of Operations for each of the three years ended December 31, 2023

Consolidated Statements of Comprehensive Income for each of the three years ended December 31, 2023

Consolidated Statements of Stockholders’ Equity for each of the three years ended December 31, 2023

Consolidated Statements of Cash Flows for each of the three years ended December 31, 2023

Notes to Consolidated Financial Statements 

SCHEDULE

Schedule II – Valuation and Qualifying Accounts

Schedules not listed above have been omitted because they are not applicable or the required information  
is included in the Consolidated Financial Statements or notes thereto.

PAGE

32

33

34

36

37

38

39

40

41-53

61

6 0 Marine Products Corporation 2023 10-K

Part IV 
Schedule II – Valuation and Qualifying Accounts

Schedule II – Valuation and Qualifying Accounts

MARINE PRODUCTS CORPORATION AND SUBSIDIARIES 
(in thousands of dollars)

Description

Year ended December 31, 2023

  Credit loss allowance for accounts receivable

Year ended December 31, 2022

  Credit loss allowance for accounts receivable

Year ended December 31, 2021

  Credit loss allowance for accounts receivable

  Deferred tax asset valuation allowance

For the years ended 
December 31, 2023, 2022 and 2021

Balance at  
Beginning  
of Period

Charged to 
Costs and 
Expenses

Net 
(Write-Offs)/ 
Recoveries

Balance 
at End of 
Period

$

$

$

$

 12

 12

 16

 1,818

$

$

$

$

 —

 —

 —

 —

$

$

$

$

 (1)

 —

 (4)

 (1,818)

$

$

$

$

 11

 12

 12

 —

Any schedules not shown above have been omitted because they are not applicable.

Marine Products Corporation 2023 10-K

6 1

This page has been left blank intentionally

6 2 Marine Products Corporation

MARINE PRODUCTS CORPORATION 2023 ANNUAL REPORT

Non-GAAP Financial Measures and Reconciliations

Marine Products Corporation has used the non-GAAP financial measure of EBITDA in this document. This measure should not be considered 
in isolation or as a substitute for a performance measure prepared in accordance with GAAP. Management believes that presenting this 
non-GAAP measure enables investors to compare our operating performance consistently over various time periods net of unusual or non-
recurring charges and without regard to changes in our capital structure.

A  non-GAAP  financial  measure  is  a  numerical  measure  of  financial  performance,  financial  position,  or  cash  flows  that  either  1)  excludes 
amounts, or is subject to adjustments that have the effect of excluding amounts, that are included in the most directly comparable measure 
calculated and presented in accordance with GAAP in the statement of operations, balance sheet or statement of cash flows, or 2) includes 
amounts, or is subject to adjustments that have the effect of including amounts, that are excluded from the most directly comparable measure 
so calculated and presented. 

Set forth in the table below is a reconciliation of Net Income to EBITDA. This reconciliation also appears on Marine Products Corporation's 
investor website, which can be found on the Internet at www.marineproductscorp.com.

Reconciliation of Net Income to EBITDA

(Unaudited)

(in thousands)

Net income

Adjustments:

  Add: Income tax provision

  Add: Depreciation and amortization

  Less: Interest income, net

EBITDA

Year ended December 31,

2023

2022

$

 41,695 

$

 40,347 

 10,367 

 2,416 

 2,860 

 11,787 

 1,905 

 338 

$

 51,618 

$

 53,701 

Marine Products Corporation

6 3

MARINE PRODUCTS CORPORATION 2023 ANNUAL REPORT
CAUTION CONCERNING FORWARD-LOOKING STATEMENTS

The Annual Report contains statements that constitute “forward-looking statements” under the Private Securities Litigation Reform Act of 1995, 
including all statements that look forward in time or express management’s beliefs, expectations or hopes. In particular, such statements 
include,  without  limitation:  our  view  that  our  use  of  robotics  creates  a  safer  production  environment  and  allows  our  workers  to  focus  on 
areas that drive maximum quality and consistency, our belief that we will be able to continue to maximize efficiency, and will continue 
to invest selectively in automation to improve quality and reduce costs, our belief that we will effect a significant solar panel installation in 
2024 that will drive cost and cash savings and will have the capability to supply a sizeable portion of our energy needs at our Nashville, 
Georgia manufacturing site, our view that we have taken the appropriate actions to manage our cost structure due to lower production levels, 
while still making investments that are key to driving long-term profitable growth and that our cash position provides ample liquidity to make 
internal investments as well as explore more significant strategic actions to increase our scale and enhance our growth outlook, our belief 
that the retail incentive programs we implemented in the third quarter will encourage sales at the retail level, our belief that we have ample 
capital to invest in more significant opportunities should they arise, particularly potential acquisitions, our belief that acquisitions could offer 
unique value creation opportunities and a pathway to accelerated growth and increased scale, our belief that our initiatives to improve both 
near-term and long-term financial results will position us for success regardless of external factors, and our belief that we will succeed in 
our efforts to improve our efficiency in our manufacturing facilities and maximize our share of the market. The actual results of the Company 
could differ materially from those indicated by the forward-looking statements because of various risks and uncertainties, including, without 
limitation, those identified at Item 1A “Risk Factors” in the Company’s Annual Report on Form 10-K included as part of this Annual Report. All 
of the foregoing risks and uncertainties are beyond the ability of the Company to control, and in many cases the Company cannot predict 
the risks and uncertainties that could cause its actual results to differ materially from those indicated in the forward-looking statements. The 
Company does not undertake to update these forward-looking statements. 

6 4 Marine Products Corporation

CORPORATE INFORMATION

RICHARD A. HUBBELL
Executive Chairman of the Board

BEN M. PALMER
President and Chief Executive Officer

MICHAEL L. SCHMIT
Vice President, Chief Financial Officer, 
Treasurer and Corporate Secretary

OFFICERS

RICHARD A. HUBBELL (1) 
Executive Chairman of the Board, 
RPC, Inc  

JERRY W. NIX (2)
Former Vice Chairman, 
Executive Vice President and 
Chief Financial Officer of 
Genuine Parts Company

SUSAN R. BELL (3)
Retired Partner, Ernst & Young LLP

DIRECTORS

PATRICK J. GUNNING (4)
Retired Partner, Ernst & Young LLP

AMY R. KREISLER (5)
Executive Director, The O  Wayne 
Rollins Foundation 

BEN M. PALMER (6)
President and Chief Executive Officer, 
RPC, Inc  

GARY W. ROLLINS
Executive Chairman of the Board, 
Rollins, Inc 

PAMELA R. ROLLINS
Community Leader

TIMOTHY C. ROLLINS (5)
Vice President, LOR, Inc  

JOHN F. WILSON (7)
Vice Chairman, Rollins, Inc  

(1)   Chairman of the Executive Committee

(3)  Member of the Audit Committee

(5)  Member of the Nominating and Corporate 

(2)  Lead Independent Director; Chairman 

(4)  Chairman of the Audit Committee; Member 

of the Human Capital Management and 
Compensation Committee; Chairman 
of the Nominating and Corporate 
Governance Committee; and Member of 
the Audit Committee

of the Human Capital Management 
and Compensation Committee; and 
Member of the Nominating and Corporate 
Governance Committee

Governance Committee

(6)  Member of the Executive Committee

(7)  Member of the Audit Committee; Human 
Capital Management and Compensation 
Committee; and Nominating and 
Corporate Governance Committee

CORPORATE OFFICES
Marine Products Corporation
2801 Buford Highway NE, Suite 300
Atlanta, Georgia 30329
Telephone: (404) 321-7910

STOCK LISTING AND 
TICKER SYMBOL   
New York Stock Exchange (NYSE: MPX)

STOCKHOLDER INFORMATION

TRANSFER AGENT AND
REGISTRAR
For inquiries related to stock certificates, 
including changes of address, 
please contact:

EQUINITI TRUST COMPANY, LLC
PO Box 500
Newark, NJ 07101
(877) 864-5055
www equiniti com/us/ast-access/
individuals/

INVESTOR RELATIONS 
WEBSITE
MarineProductsCorp com 

ANNUAL MEETING
The Annual Stockholders Meeting of 
Marine Products Corporation will be 
held at 12:00 p m , April 23, 2024, at 
2170 Piedmont Road NE, 
Atlanta, GA 30324 

 
 
 
 
 
2801 Buford Highway NE, Suite 300     
Atlanta, Georgia 30329     
(404) 321-7910

©©  2024 Marine Products Corporation  
All rights reserved  The names of other companies and products 
mentioned herein may be the trademarks of their respective owners